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I started this monthly market valuation series in December 2009. The motivation for the series was that I was getting tired of hearing that the market was overvalued because P/E TTM was 87. This was ridiculous because earnings were deflated by the worst economic crash since the great depression. However, the question was how to value the market from a purely quantitative methodology, while ignoring all the outside noise and macro predictions of where the economy is headed. I looked for several different metrics to evaluate the market which over time have proven to be effective and decided to look at all the metrics, instead of just focusing on the last 12 months of earnings.
I was contemplating only updating the valuations on a quarterly basis, since why is there a need every month? However, since the market was and in general continues to be quite volatile, I consider it useful to evaluate on a monthly basis. When volatility truly gets to lower levels, it will suffice to update these series on a quarterly basis.
What a difference a month makes. In my market valuation article on June 2, 201,1 I stated:
I find the current valuations astonishing. No, I am not referring to LinkedIn (LNKD) or Groupon or the high fliers. The overall market is so overvalued considering the macro picture. I am not a macro investor, but Wall Street is. It makes no sense for the Shiller PE to be at 23 (an earnings yield of 4.3%), when the deficit is out of control, there is inflation across the board except Real estate (the one asset class QE2 was really supposed to help!), housing is in a double dip, unemployment cannot come down for years unless there is job growth of 500k a month (close to impossible). Additionally, the euro zone is experiencing a big crisis, Japan suffered a catastrophic humanitarian and economic disaster, and countries like China are starting to get nervous about over heating in their economies.
What further demonstrates the inefficiencies in the market, is the valuation of small caps to large caps. The perma-bulls are looking for companies that have large exposure overseas, especially in emerging markets. However, the large cap companies produce far more of their revenue from overseas than small caps. Yet, large caps are far cheaper than small caps. This really defies logic.
The market declined 5.5% over the past month. Since July 16, the S&P 500 has decreased over 16%. I was not predicting that the market would crash, merely stating that the market would eventually go down to more normalized levels. However, as the data below demonstrates, the market still seems overvalued by some metrics.
The current level of the S&P500 is 1,253, and the Dow is at 11,983 — a massive increase from last month.
The point of this article is to measure the stock market based on seven different metrics. This article does not look at the macro picture and try to predict where the economy is headed.
I collaborate with two colleagues of mine for some of the data in this article, Doug Short of Dshort, and Josh of Multipl. All are great sites, and I encourage readers to check them out.
As always, I must mention that just because the market is over or undervalued does not mean that future returns will be high or low. From the mid to late 1990s the market was extremely overvalued and equities kept increasing year after year. In addition, individual stocks can be found that will outperform or underperform the market regardless of current valuations. However, as I note at the end of the article, I expect low returns for the overall market, over the next 10 years based on current valuations when the metrics revert towards their mean.
To see my previous market valuation article from last month click here.
Below are different market valuation metrics as of Nov. 4, 2011:
The current P/E TTM is 13.7, which is a slight increase from the TTM P/E of 13.4 from last month (this specific number is from Oct 31st close).
This data comes from my colleague Doug Short of dshort.com.
Based on this data the market is fairly valued. However, I do not think this is a fair way of valuing the market since it does not account for cyclical peaks or downturns. To get an accurate picture of whether the market is fair valued based on P/E ratio it is more accurate to take several years of earnings.
Numbers from Previous Market Lows:
The current ten-year P/E is 20.97; is almost the same as the PE of 20.95 from the previous month. This number is based on Robert Shiller's data evaluating the average inflation-adjusted earnings from the previous 10 years.
The Shiller PE is calculated using the four steps below:
- Look at the yearly earning of the S&P 500 for each of the past ten years.
- Adjust these earnings for inflation, using the CPI (ie: quote each earnings figure in 2011 dollars)
- Average these values (ie: add them up and divide by ten), giving us e10.
- Then take the current Price of the S&P 500 and divide by e10.
The AAII put together the best criticism of the Shiller PE, which I have seen to date.
Below are the main points:
- Following the Graham-Dodd recommendation, Shiller uses a 10-year moving average of earnings in computing the CAPE. According to data compiled by the National Bureau of Economic Research, economic contractions have become shorter and expansions longer in recent years. Measured peak to peak, the average is five years and six months.
- In determining the CAPE (Shiller PE), reported earnings are adjusted for inflation using the Consumer Price Index, where real values reflect current-period purchasing power. However Shiller uses data going back to 1871, when inflation was measured differently than today. There is an approximate 7% difference in the annual CPI inflation rate based on methodological changes over the last couple of decades.
- Tax codes have changed considerably since 1871. You can read further discussion of this issue above.
- The 10-year Shiller PE shows markets overvalued by about 43% (at time of the article) and using a 6 year business cycle the market is still overvalued by 35% at time of writing. still shows it overvalued by about 35%. This is not a large difference to completely throw out Shiller's methodology.
- Differences in inflation may effect the Shiller PE, but they would only have a small effect, especially if you decrease the earning duration. Also they should apply to any PE (TTM, six-year P/E, or forward P/E).
- Same point with accounting changes. Accounting changes would also effect P/B or ANY metric that is used to value the market, this is not limited to Shiller PE.
- Shiller PE has proved to be a good market valuation indicator. Shiller stated on February 22nd, 2009, that based on CAPE equities were cheap for the first time in decades. That was only two weeks before one of the biggest bull market rallies in history.
In conclusion to the argument about using CAPE, I would say that the Shiller PE despite slight flaws is a great metric for predicting future long term returns of the market.
Robert Shiller stated in an interview that he believes the S&P500 will be at 1430 in 2020. Shiller believes that based on his metric the market is overvalued, and will offer subpar returns over the next 10 years. However Shiller noted in another more recent interview that the market is not too overvalued, as it has been over the past year. He also noted the ultra low interest rates, which make equities much more attractive. Shiller expects real returns of several percent a year, although below the 7% real return, which the market has historically returned.
Stock Market | Best Possible | Lucky | Most Likely | Unlucky | Worst Possible |
10-Year Percentage Returns | 9.31 | 6.31 | 3.31 | 0.31 | -2.69 |
20-Year Percentage Returns | 8.14 | 6.14 | 4.14 | 2.14 | 0.14 |
30-Year Percentage Returns | 8.60 | 7.60 | 6.60 | 5.60 | 4.60 |
40-Year Percentage Returns | 7.41 | 6.51 | 5.61 | 4.61 | 3.61 |
50-Year Percentage Returns | 7.40 | 6.60 | 5.80 | 5.10 | 4.40 |
60-Year Percentage Returns | 7.69 | 7.04 | 6.39 | 5.79 | 5.19 |
Based on Rob Bennett's market return calculator, the return of the market should be 3.31% annually over the next ten years under the mostly likely scenario.
Rob states:
This new calculator tells you what return you can reasonably expect at various time-periods from an investment in the S&P stock index, presuming that stocks perform in the future much as they have in the past. The results are expressed in terms of real, annualized total (that is, with dividends reinvested and without additions or subtractions to principal) returns.
Mean: 16.41
Median: 15.80
Min: 4.78 (Dec 1920)
Max: 44.20 (Dec 1999)
Numbers from Previous Market lows:
Mar 2009 13.32
Mar 2003 21.32
Oct 1990 14.82
Nov1987 13.59
Aug 1982 6.64
Oct 1974 8.29
Oct 1966 18.83
Oct 1957 14.15
June 1949 9.07
April 1942 8.54
Mar 1938 12.38
Feb 1933 7.83
July 1932 5.84
Aug 1921 5.16
Dec 1917 6.41
Oct 1914 10.61
Nov 1907 10.59
Nov 1903 16.04
My colleague Doug Short thinks the Shiller's numbers are a bit inaccurate because the number used above does not include the past several months of earnings, nor revisions. Doug calculates P/E 10 at 20.1.
Data and chart courtesy of [multpl.com]
Current P/BV ~2.30
I thought the metric would be great for figuring out market returns because as Tweedy Browne and David Dreman demonstrate through extensive research, a basket of the lowest P/B stocks over long periods of time dramatically outperforms the market. It therefore would make sense that the P/B metric would be useful for evaluating the market itself in terms of over-valuation or undervaluation.
Horizon Asset managementhttp://www.hamincny.com/docs/Horizon_Commentary_1stQuarter_2011.pdf used the same numbers for P/B provided by Standard and Poors and come up with a whopping 3.68% (for April), according to the same numbers that I used I came up with closer to 2.30%, and so did many other people include Barron's. Since, the vast majority seem to conclude similar numbers to mine I will go with that figure over Horizon's. The number that I used, I obtained using data from Barron's, and updated using the latest change in the price of SPY. I am not sure where Horizon got their data from; no one else has measured book value at such a high rate.
Unfortunately, there is very little data regarding P/B. I have been able to find close to no historic data on the metric. Additionally, my number was always an outlier which made me suspect my numbers might be wrong. I even had a PHD student contact me to ask if there was any data available on price/book, I answered that I have not found any. If you are reading this or anyone else, and have the data I would be grateful if you sent it to me.
The average price over book value of the S&P over the past 30 years has been 2.41. Book value is considered a better measure of valuation than earnings by many investors including legendary investori Martin Whitman. He states that book value is harder to fudge than earnings (although book value can easily be distorted). In addition book value is less affected by economic cycles than one year earnings are. P/BV therefore provides a longer term accurate picture of a company's value, than a TTM P/E. I will continue my search for P/B numbers.
Current Dividend Yield 2.01
The current dividend yield of the S&P is 2.01. This number is lower than 2.15 from last month. The number although below its average, is not so low compared to the 10-year Treasury, which is currently yielding an ultra low 2.05%. Recently as another flight to 'safety' has occurred, Treasury yields have gone down, and the stock market has declined, pushing up the dividend yield.
For attractive yield check out my recent article about Australian debt-http://www.valuewalk.com/bonds/high-yield-low-risk-look-to-australia/. Austria has started to cut interest rates, as I predicted in the article.
It is hard to determine on this basis whether the market is overpriced. The dividend yield for stocks was much higher in the begging of this century than the later half. The dividend yield on the S&P fell below the yield on 10-Year treasuries for the first time in 1958, after the flight to safety when Lehman Brothers collapsed, it did so again recently, due to fears of another worldwide recession.
Many analysts in 1958 argued that the market was overpriced and the dividend yield should be higher than bond yields to compensate for stock market risk. For the next 50 years the dividend yield remained below the treasury yield and the market rallied significantly, until recently. In addition the dividend yield has been below 3% since the early 1990s. While I personally favor individual stocks with high dividend yields, the current tax code makes it far favorable for companies to retain earnings than to pay out dividends.
Finally, as I noted above the current economic environment has zero percent interest rates and low bond yields. During periods where yields are low it is logical for income oriented investors hungry for yield to be bid up the market, and dividend yields to decrease. I think it is hard to claimthe market is overbought based on the low dividend yield.
Mean: 4.34%
Median: 4.28%
Min: 1.11% (Aug 2000)
Max: 13.84% (Jun 1932)
Numbers from Previous Market lows:
Mar 2009 3.60
Mar 2003 1.92
Oct 1990 3.88
Nov1987 3.58
Aug 1982 6.24
Oct 1974 5.17
Oct 1966 3.73
Oct 1957 4.29
Jun 1949 7.30
Apr 1942 8.67
Mar 1938 7.57
Feb 1933 7.84
July 1932 12.57
Aug 1921 7.44
Dec 1917 10.15
Oct 1914 5.60
Nov 1907 7.04
Nov 1903 5.57
Data and chart courtesy of [multpl.com]
Market cap to GDP is currently 87.6%, which is significantly higher than the 75.8% level from last month.
Ratio = Total Market Cap / GDP | Valuation |
Ratio< 50% | Significantly Undervalued |
50%< Ratio< 75% | Modestly Undervalued |
75%< Ratio< 90% | Fair Valued |
90%< Ratio< 115% | Modestly Overvalued |
Ratio > 115% | Significantly Overvalued |
Where are we today (11/06/2011)? | Ratio = 87.6%, Fair valued |
Although this is in the fairly valued range, it is getting close to the modestly overvalued area.
According to Barron's the ratio got as low as 40% in the late 1940s, when investors feared another depression, and in the inflationary 1970s.In his 2001 Fortune magazine article, Warren Buffett used the ratio of the market value of all US publicly traded securities to Gross National Product (GNP) as a yardstick to measure the stock market valuation. He stated that "The ratio has certain limitations in telling you what you need to know. Still, it is probably the best single measure of where valuations stand at any given moment". He further went on to say "If the percentage relationship falls to the 70% or 80% area, buying stocks is likely to work very well for you. If the ratio approaches 200%–as it did in 1999 and a part of 2000–you are playing with fire".
We can see that, during the past four decades, the TMC/GNP ratio has varied significantly. The lowest point was about 35% in the previous deep recession of 1982, while the highest point was 148% during the tech bubble in 2000. The market went from extremely undervalued in 1982 to extremely overvalued in 2000.
According to Barron's the ratio got as low as 40% in the late 1940s, when investors feared another depression, and in the inflationary 1970s.
Historic Data:
Min 35% in 1982
Max 148% in 2000.
Data and charts courtesy of Gurufocus.com
Note from dshort: I normally post this commentary at the first of the month in conjunction with the other valuation indicators I track. However, today the Federal Reserve Flow of Funds Statistical Release was published, which includes the underlying data for calculating the Q Ratio. The accompanying charts have been updated accordingly.
Current Tobin's Q 1.01 unchanged from last month. (specific Tobins Q data from market close Oct. 31st)
As can be seen from the above charts, the market is significantly over-valued based on tobins Q. The market would have to fall 40 or 50% to be fairly valued.
What is Tobins Q?
Here is a brief explanation from http://www.investopedia.com:
A ratio devised by James Tobin of Yale University, Nobel laureate in economics, who hypothesized that the combined market value of all the companies on the stock market should be about equal to their replacement costs. The Q ratio is calculated as the market value of a company divided by the replacement value of the firm's assets:
Investopedia explains Q Ratio (Tobin's Q Ratio)
For example, a low Q (between 0 and 1) means that the cost to replace a firm's assets is greater than the value of its stock. This implies that the stock is undervalued. Conversely, a high Q (greater than 1) implies that a firm's stock is more expensive than the replacement cost of its assets, which implies that the stock is overvalued. This measure of stock valuation is the driving factor behind investment decisions in Tobin's model. As can be seen from the above charts, the market is significantly over-valued based on tobins Q. The data comes from Doug Short. This is the most accurate data that is available. It is impossible for the data to be 100% precise because the Federal Reserve releases data related to Tobin's Q on a quarterly basis. The best that can be done is to extrapolate the data and try to provide the most accurate data possible based on the change in the Willshire 5000. This is what Doug and I did to get the current number. This method has proven extremely accurate for calculating Tobins Q on any given day.
The data comes from Doug Short. This is the most accurate data that is available. It is impossible for the data to be 100% precise because the Federal Reserve releases data related to Tobin's Q on a quarterly basis. The best that can be done is to extrapolate the data and try to provide the most accurate data possible based on the change in the Willshire 5000. This is what Doug and I did to get the current number. This method has proven extremely accurate for calculating Tobin's Q on any given day.
The current level of 1.01 compares with the Tobin's Q's average over several decades of data of approximately .72. This would indicate that the market is extremely overvalued.
In the past Tobin's Q has been a good indicator of future market movements. In 1920 the number was at a low of .30; the next nine years included phenomenal gains for the market. In 2000 Tobin's Q almost reached a record high of nearly 2, and the market declined subsequently about 50% by 2003.
Historic Tobins Q:
Previous market bottoms. Data courtesy of Doug of dshort.com:
Market High 1929: 1.06 (This is not the highest number ever reached, just the number reached before the 1929 crash.)
Average historic Tobin's Q .72 (source: Stocks for the Long Run by Jeremy Siegel)
Sometimes market sentiment is the best way to measure future returns. Usually when the retail investor is bullish it is a contrarian sign to be fearful, and when they are bearish it is a sign to be bullish. The sentiment has proven remarkably accurate, the numbers below from previous market bottoms confirm this fact. For example in 2009, 70% of investors were bearish. The broad stock market is up ~100% since then.
According to the AAII, "the AAII Investor Sentiment Survey measures the percentage of individual investors who are bullish, bearish, and neutral on the stock market for the next six months; individuals are polled from the ranks of the AAII membership on a weekly basis. Only one vote per member is accepted in each weekly voting period."
AAII sentiment survey data from 11/02/2011http://www.aaii.com/sentimentsurvey:
40.02% Bullish
30.02% Neutral
29.6% Bearish
Individual investors are uncertain and in line with historic levels.
Long-Term Average:
Bullish: 39%
Neutral: 31%
Bearish: 30%
Sentiment Survey Past Results
Sentiment Survey Past Results
Reported Date | Bullish | Neutral | Bearish |
November 3: | 40.18% | 30.21% | 29.62% |
October 27: | 43.00% | 32.00% | 25.00% |
October 20: | 35.99% | 29.41% | 34.60% |
October 13: | 39.77% | 23.86% | 36.36% |
October 6: | 35.24% | 19.05% | 45.71% |
September 29: | 32.51% | 20.69% | 46.80% |
September 22: | 25.33% | 26.67% | 48.00% |
September 15: | 30.50% | 28.15% | 41.35% |
September 8: | 30.22% | 29.50% | 40.29% |
September 1: | 38.62% | 29.04% | 32.34% |
August 25: | 36.44% | 22.60% | 40.96% |
August 18: | 35.56% | 24.62% | 39.82% |
August 11: | 33.43% | 21.79% | 44.78% |
August 4: | 27.16% | 22.99% | 49.85% |
July 28: | 37.84% | 30.74% | 31.42% |
July 21: | 39.86% | 29.54% | 30.61% |
July 14: | 39.31% | 31.45% | 29.25% |
July 7: | 41.77% | 33.54% | 24.68% |
June 30: | 38.31% | 31.49% | 30.19% |
June 23: | 37.46% | 26.80% | 35.74% |
June 16: | 29.00% | 28.25% | 42.75% |
June 9: | 24.42% | 27.91% | 47.67% |
For all historic data on the AAII survey back to 1987 click on the following link:http://www.aaii.com/sentimentsurvey/sent_results.
Table 1. Historical Averages & Extremes of AAII Member Sentiment* | |||||||
Average | Median | StandardDeviation | Extremes | ||||
Max | Min | ||||||
(%) | (Date) | (%) | (Date) | ||||
Bullish | 38.8% | 38.0% | 11.3% | 75.0% | 1/6/2000 | 12.0% | 11/16/1990 |
Neutral | 33.4% | 34.0% | 8.6% | 62.0% | 6/3/1988 | 7.9% | 12/14/2000,6/19/2003 |
Bearish | 27.9% | 27.0% | 9.2% | 67.0% | 10/19/2000 | 6.0% | 8/21/1987 |
[i]*data covers period from July 24, 1987 to September 2, 2004.[/i] |
We see the historical extremes for bullish, bearish, and neutral sentiment. Bullish sentiment reached its highest levels on Jan. 6, 2000 — the height of the tech bubble — at 75.0%. Levels of extreme bullishness — if viewed as a contrarian indicator — would lead one to believe that a market decline is in the wings, and vice versa.
Bullish Neutral Bearish
March 2009 18.92% 10.81% 70.27%
March 2003 34.3% 14.30% 51.40%
Oct. 1990 13.00% 20.00% 67.00%
Nov. 1987 31.0% 41.00% 28.00%
Average 39.00% 31.00% 30.00%
Max 75.00% 62.00% 70.00%
Min 12.00% 8.00% 6.00%
GMO data:
GMO forecasts the returns for the next seven years for various asset class. GMO is getting increasingly bullish on most asset classes. However most asset classes will have lower returns than their historic real rates of return as shown below. Jeremy Grantham of GMO pegged fair value of the S&P500 at 950, which is ~25%, below current levels.
GMO Forecast September 2011
To Recap
1. P/E (TTM) – Undervalued Valued 13.7
2. P/E 10 year – Modestly overvalued 20.95
3. P/BV – Undervalued - 2.30
4. Dividend Yield – Indeterminate overvalued, but very attractive compared to treasuries: 2.01%
5. Market value relative to GDP – Fairly valued 87.5.
6. Tobin's Q – Extremely overvalued 1.01
7. AAII Sentiment – Investors sentiments are at average historical levels
8. GMO – Stocks are slightly over-valued
In conclusion, the market is possibly at fair value based on the metrics used. The picture is more mixed as opposed to previous months, where the market was overvalued by most metrics. Tobin's Q and Shiller P/E indicate that valuations are too high. dividend yield and PE ttm indicate more bullish future returns. Market cap to GDP is fairly valued.
The historical data fails to take into account current record low interest rates. I know not many investors take issue with my inclusion of interest rates in the equation. However, I think that investors should look at the stock/bond alternative. Right now you can get SPY with dividend yields close to the 10-year Treasury yield.
However, eventually the market will likely returns to normal valuation ratios as interest rates reach more normal levels. I believe returns over the next 10 years will be sub-par (below the 9.5% nominal average market return). I think we will likely see real annual returns in the low single digits over the coming decade.
You can read more about my predictions in the following two articles:
What Will The S&P 500 Return Over The Next 10 Years Part I
What Will The S&P 500 Return Over The Next 10 Years Part II
Note: I have received numerous suggestions on how to improve my monthly series. I tried to incorporate these ideas in my current article. Please leave a comment if you would like to provide further suggestions.
Stay tuned until the beginning of next month for the next monthly valuation article.
Valuing Wall Street: Protecting Wealth in Turbulent Markets by Andrew Smithers. The book explains in detail how tobin's Q is calculated.
Wall Street Revalued: Imperfect Markets and Inept Central Bankers. A more recent book by Andrew Smithers.
Irrational Exuberance by Robert Shiller. Great book by the man who calculates the P/E 10 ratio himself; Robert Shiller. The book is written in 2000, right before the tech bubble crash. Shiller correctly predicts the crash. Shiller also accurately predicted the housing bubble.
Read more: http://www.valuewalk.com/index.php/2011/11/stock-market-valuation-june-2nd-2011/#ixzz1d43pfzN2


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Fresh off the release of his "I Don't Wanna Be a Star" single, Dam-Funk comes through with another groovy cut, this one entitled "Peace." There's kind of a catch with this track, though: The Culver City, Cal. beatmaker is considering putting "Peace" on his next 12-inch single, and he wants your input. You can listen and comment on the song's Soundcloud page, or shoot a message Dam's way via Twitter. For starters, you can listen to the new track below. [Hypetrak]
Fergus & Geronimo - "Roman Tick" (Video) | CurT@!N$ "RutHLe$$" F. ScHoolboy Q |


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Alibaba Joins Lions Gate for Video Service in China
Lulu Yilun Chen and Anthony PalazzoAlibaba Group Holding Ltd. teamed with Lions Gate Entertainment Corp. to stream Hollywood movies and television shows as China's biggest e-commerce operator expands its video content.
Lionsgate Entertainment World will be delivered through a new Alibaba set-top box in China and include titles from "The Hunger Games" franchise and the TV series "Mad Men." Neither company is investing in the other, said two people with knowledge of the situation, who asked not to be named because the terms are private.
Alibaba, which may be headed toward the largest U.S. initial public offering, is adding content as consumer living rooms turn into a new battleground for technology companies. In April, the Hangzhou, China-based company led a $1.22 billion investment in online video site Youku Tudou Inc. after agreeing in March to pay HK$6.24 billion ($805 million) for a 60 percent stake in ChinaVision Media Group Ltd., according to data compiled by Bloomberg.
"It's another way for us to get content into the China market with a great partner," Jim Packer, Lions Gate president of worldwide television and digital distribution, said in a phone interview. "We're always exploring opportunities in China, it's a growing content market, it's a content market you have to be in."
Lions Gate rose 1.4 percent to $29.12 at 10:53 a.m. in New York. The stock had declined 9.3 percent this year as of yesterday.
Packer declined to say whether any investment was involved, as did Ashley Zandy, a spokeswoman for Alibaba.
Expanding Ecosystem
The service will also enable subscribers to see behind-the-scenes footage and receive screening invitations. Packer declined to disclose the details of the partnership structure and the price for subscription. The service starts next month.
Santa Monica, California-based Lions Gate said TV shows including "Nashville" and "Rosemary's Baby" will make their Chinese debuts on the new service, which will also add movie titles including the "Divergent" and "Twilight" franchises.
Lions Gate currently distributes content online in China with partners including Youku Tudou and Sohu.com Inc., said Packer.
"We are committed to expanding our ecosystem where our users can meet, work and live," Patrick Liu, president of Alibaba Group's digital entertainment business unit, said in the e-mailed statement.
Alibaba IPO
Alibaba filed for an IPO in May. The company has a value of $168 billion, according to analysts' average estimate. While the valuation may change with the updated financials, it indicates a price of 45 times the latest year's earnings, data compiled by Bloomberg show.
Alibaba released its first set-top box in collaboration with Wasu Media Holding Co. in September. On October, it announced it would release another box under the Tmall brand, the name of one of Alibaba's biggest e-commerce platforms.
China's set-top box industry is facing increased government scrutiny.
Regulators banned cable networks from pre-installing unapproved operating systems on set-top boxes, according to a July notice. The pre-installation of unapproved video applications in TV set-top boxes was banned in Zhejiang and Shanghai, Sina.com reported in June.
Alibaba said it would increase its investment in content and adjust based on regulators' requirements.


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NEW YORK—Back in New York and such a beautiful day it seemed a shame not to spend it all in the country. A short visit to headquarters where everything seems to be going along as usual.
On the way back to my apartment I stopped in at a little tiny shop on Eleventh Street and found one or two little things for Christmas presents. I reached home just in time to get a telephone message from Washington saying that the President had changed his plans from Thursday night on and what would return to Washington, and what did I wish to do?
Very meekly I remarked that if he wished me to change too, I would do so but otherwise, I would stick to my original plans. I was told that I would be called back when he made up his mind. Now I shall wait anxiously to know what I am going to do from next Thursday to Monday.
Such is the uncertainty of Presidential families, and I do not really blame one of our boys who remarked that it was quite impossible ever to know where his mother was! It is not always her fault, however!
Some friends are coming to tea and to dinner and tonight Mrs. Scheider and I take the midnight train, joining the President in Providence tomorrow morning. In between times this afternoon I hope to get a chance to run up and see my daughter who is home with a cold, but that depends on how much can be put into the space of two hours and a half.
I met a man today who illustrated for me very well the way people feel about this election. He said that at the movies last night when his candidate's picture flashed on the screen, he applauded loudly and next to him sat a lady who did not applaud at all. When her candidate picture appeared, she applauded loudly. He said that as each candidate spoke, it degenerated into a battle between the lady and himself as to which one could make the most noise. They looked daggers at each other but neither of them gave the other any reasons for their feelings, they simply expressed them in noise.
I sometimes get a feeling that much of campaigning is about as reasonable as that. Each side listens to their own candidate, applauding loudly, but the really, calm cool weighing of causes and results is difficult for any one of us to do. Perhaps we do it before we cast our ballot, but I wish we could do it all the way through the campaign and not have quite so much noise and ballyhoo, but a great deal more real thinking about the issues at stake.


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In it, but not of it. TPM DC
Hoyer: After Default Crisis, Look Forward To Another Government Shutdown Fight
"You can shut down the government for two or three days, five days, a week, that's not good, we saw that in Minnesota, it's not good policy," Hoyer cautioned. "But you're not putting the image, and credit, and standing of the United States at risk. That's what we're doing today."
He continued. "This is not analogous to '95. This was a dispute -- and very frankly I think we're going to be back at that dispute come October 1 of this year. They passed appropriation bills that won't pass the Senate. They know that. This is a crowd that is committed to simply its political, ideological agenda. Not to making law."
Just to put a fine point on this: Since the GOP took over the House this year, the government narrowly avoided a shutdown in the Spring, is teetering on the brink of a debt default now, and, according to Hoyer, may end up fully shutdown this fall.
And if Speaker John Boehner (R-OH) gets his way, we'll see a repeat of this debt limit crisis early next year. Sensing a pattern here? So is Hoyer, At the end of his briefing, in response to no particular question, Hoyer said to himself "I can not believe what we're doing." Emphasis his.


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Fantasy Spin: Turris finding rhythm in Ottawa
by Pete Jensen / NHL.comTurris, operating on the Senators' second line with All-Star forward Daniel Alfredsson, is playing the best hockey of his career with 3 goals, 2 assists and a plus-4 rating over his last four games. He scored a goal and added an assist in Thursday's 4-1 road triumph in San Jose.
It's been a refreshing turnaround for the former No. 3 overall pick in the 2007 NHL Draft, who was still seeking an identity following a contract dispute with the Phoenix Coyotes earlier this season. The 22-year-old center signed a two-year deal with the Coyotes on Nov. 22, and made his season debut with the club on Dec. 1. After going pointless with a minus-2 rating in six games, Turris has become a diversified fantasy option for deep leagues with 13 points in 16 games since the trade to Ottawa on Dec. 17.
He has provided the Senators with added depth at his position behind top-liner Jason Spezza, and is also touching on valuable categories with 15 PIMs and a plus-13 rating since the move to Ontario. While he's seen minimal ice time on the man advantage and has not registered a power-play point this season, that doesn't mean Turris (owned in 14 percent of Yahoo! leagues) can't give fantasy owners an offensive spark via free agency.
Turris' stock is rising by the day for the surging Senators, so the time is now for fantasy owners to get on board as the forward approaches point-per-game territory. Whether or not Turris can stick with his current pace is uncertain, but with consecutive multi-point outings, this youngster's game is evolving right before our eyes.


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Don't just sit there and watch all the commercials, use those breaks in your TV time to strength train! Your couch and coffee table are perfect props for working out, from single-leg squats to push-ups. Watch this video and learn how to turn your living room into your home gym.
Work Out While You Watch TV! |
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Kinetics Database Resources Rate Our Products and Services Other Databases NIST Standard Reference Data Program NDRL-NIST Solution Kinetics Database NIST Computational Chemistry Comparison and Benchmark Database The NIST Reference on Constants, Units, and Uncertainty Administrative Links |
Title: Rate constants for the reaction of OH radicals with a series of aromatic hydrocarbons Journal: J. Phys. Chem. Volume: 79 Page(s): Year: 1975 Reference type: Journal article Squib: 1975HAN/ATK1763
1,3-Dimethylbenzene + ·OH → Products View full bibliographic record. |


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Album Summary
Notes & Reviews:
This recording by the Baltimore Symphony Orchestra and Music Director Marin Alsop is the first of three discs of Dvorak symphonies taken from live performances at Joseph Meyerhoff Symphony Hall. The most popular of all Dvorak's works, 'Symphony No. 9' 'From the New World' makes an immediate appeal by virtue of a seemingly inexhaustible flow of melody and sparkling orchestration. Based on a melody he had composed earlier for men's chorus, 'I Am a Fiddler', the 'Symphonic Variations' are one of the composer's most beautifully crafted and beguiling works.
There are currently no reviews, be the first one!Also Purchased
American Classics - Corigliano: The Red Violin Caprices, etc; Thomson: Three Portraits, etc / Quint, Wolfram
Telemann, Bach: Oboe d'amore Concertos / Thomas Stacey, Kevin Mallon, Toronto SO
Stanford: Symphonies no 3 & 6 / David Lloyd Jones, Bournemouth SO
American Classics - Copland: The Tender Land Suite, Piano Concerto, etc / Pasternack, Hanson, Elgin SO, et al
American Classics - Hovhaness: Guitar Concerto no 2, Symphony no 63, etc / Robertson, Calderón, Royal Scottish NO
Roussel: Symphony no 2, Pour une fête de printemps, etc / Stéphane Denève, Royal Scottish National Orchestra
Cohn: Symphonies no 7 Op 45 & no 2 Op 13, etc / Jordania, Slovak RSO
American Classics - Anderson: Orchestral Music Vol 3 / Leonard Slatkin, BBC Concert Orchestra
Hildegard von Bingen: Celestial Harmonies / Jeremy Summerly, Oxford Camerata
Works Details
Antonin Dvorák (1841 - 1904) : Symphonic Variations for Orchestra, Op. 78/B 70- Conductor: Marin Alsop
- Ensemble: Baltimore Symphony Orchestra
- Notes: Joseph Meyerhoff Symphony Hall, Baltimore, Unites States (06/14/2007-06/15/2007)
- Running Time: 22 min. 59 sec.
- Period Time: Romantic
- Studio/Live: Live
Antonin Dvorák (1841 - 1904) : Symphony no 9 in E minor, Op. 95/B 178 "From the New World"
- Conductor: Marin Alsop
- Ensemble: Baltimore Symphony Orchestra
- Notes: Joseph Meyerhoff Symphony Hall, Baltimore, Unites States (06/08/2007-06/10/2007)
- Running Time: 41 min. 1 sec.
- Period Time: Romantic
- Form: Orchestral
- Studio/Live: Live


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Version 2008.2 of this ERP software system enhances many existing functions within the application, while also bringing in a host of new features for improving on-time delivery and lowering the cost of manufacturing.
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The girls basketball playoff picture
Updated 10:36 pm, Thursday, February 9, 2012
The girls basketball playoffs start next week, and there's no shortage of intriguing storylines. Express-News beat writer Blake Hurtik brings you some of the biggest as the postseason begins.
Perfect Brennan stays grounded
Brennan coach Randy Evans can admire the Bears' undefeated regular season, calling the accomplishment "gratifying."
But it's anything but satisfying.
"What we play for, what we work for, what we sacrifice for is the playoffs," Evans said. "We've still got work to be done."
He knows that 33-0 means nothing beginning with the playoffs next week. The Bears face Hays in the Class 4A bidistrict round Tuesday.
Brennan is the No. 3 team in 4A, according to the Texas Association of Basketball Coaches. It's a remarkable rise for a school that's just 2 years old and a team with mostly juniors and sophomores.
That inexperience keeps Evans from getting ahead of himself. So far, his team has adopted that same attitude.
"They've been real even-keeled pretty much the whole time. That's a good thing," Evans said. "I'm just making them aware that what we've done is great, but we've got to stay hungry."
Memorable year for Memorial
After his team went 0-28 in 2009-10, Memorial coach Michael Gant pulled aside his three top sophomores and made a promise.
"Just stick with it, work hard, and I guarantee we'll make the playoffs your senior year," Gant said.
Two years later, he's made good on his word. The Lady Minutemen, led by seniors Krystal Campos, Ruth Gutierrez and Karoline Rodriguez, went 10-6 in district play to make the playoffs for just the third time in school history.
"We were down after that 0-28 season," said Campos, who leads the team with 11.9 points per game. "But after we made the playoffs, we were speechless."
They did it in typical underdog style.
Memorial (15-17 overall) has just seven players. Gutierrez, at 5-foot-7, is the team's tallest post, but still averages 9.1 rebounds per game. Three players are shorter than 5-2.
They'll be underdogs again against state-ranked Victoria East in bidistrict. But they're comfortable with that role.
"We walk on the court and people laugh at us," Gant said. "But these kids have such big hearts."
No easy roads
When Reagan and Churchill ended the regular season tied for first place in District 26-5A, Rattlers coach Terry Barton initially wanted to play for the top seed.
But after thinking it over, he decided to flip for it, not wanting to chance injury.
That's sound reasoning, considering there aren't any easy roads to the regional final.
If the regular season proved anything, it's that the area 5A teams are evenly matched.
Churchill and Reagan met three times, with each game decided by single digits. Steele went undefeated in 25-5A, but lost to Reagan, Churchill and Brandeis in non-district. O'Connor beat Stevens in overtime for the 27-5A title. Traditional powers Jay and Wagner suffered down years, but still showed they can compete with anyone when healthy.
"It's the playoffs," Churchill coach Cal Wulfsberg said. "Anything can happen."
Heights' big turnaround
Alamo Heights athletic director Gene Phillips was in a unique bind. The Mules' three girls basketball coaches all left after last season, and budget restrictions meant he couldn't hire replacements.
The solution: take over the team himself.
Phillips, a Southwest Conference basketball legend during his days at SMU, hadn't coached in 15 years. He had never coached girls.
"It was an interesting situation to say the least," said Phillips, who set the SWC record for points scored in a game with 51 in 1971. "But basketball is basketball, and I'll always love coaching."
The move worked better than imagined. The Mules (18-15) made the playoffs for the first time since 2008 thanks in part to the play of senior Sally Stecher (11.8 ppg) and junior Jackie Cabello (9.4).
Alamo Heights plays Clemens tonight in a District 27-4A second-place tiebreaker. The winner will face Harlandale next week. The loser will play Boerne Champion.


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The nationwide trucker and third-party logistics provider said it hopes to raise between $281 million and $359 million with the initial public offering, and provided details on how it plans to use the proceeds.
South Korean shipyards exited the business of making cranes a decade ago because of stiff compeitition from Chinese makers.
Trucking industry executives visited the White House Thursday afternoon to talk about issues that affect their businesses.
Registration takes less than 1 minute.
The success of a blockchain, which is essentially a specific type of database where time-stamped and authenticated digital records are compiled, is based on two foundational concepts: data immutability and the distributed nature of how data is assembled.
Forwarders and NVOs are accustomed to adapting to complex markets and new competitors, but is this time different?
What has been accepted as standard practice for decades - large shippers cementing big volume annual contracts with carriers and smaller shippers, forwarders and NVOs picking up the scraps on the spot market - is now being heavily scrutinized.


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Industrial Health & Safety Engineer
An industrial health and safety engineer could...
Make sure that chemicals are stored safely in a manufacturing plant. | Inspect machinery and pipes to make sure they can withstand everyday wear and tear. | ||
Recommend that additional emergency shutoff switches be installed to stop an assembly line. | Check that employees are following safety regulations, including wearing safety gear. |
Key Facts & Information
Overview | Think of all the jobs in the world that involve machinery, chemicals, toxins, radiation, loud noise, or travel to places above or below Earth's surface—all of these jobs carry an element of risk to the workers. Industrial health and safety engineers work to minimize this risk. They inspect work sites and help workers and companies understand and comply with safety laws. They use their knowledge of mechanical processes, chemistry, and human psychology and performance to anticipate hazardous conditions. Protecting workers requires excellent communication skills and a strong sense of responsibility. | |
Key Requirements | Detail-oriented, responsible, analytical, with excellent problem-solving and communication skills | |
Minimum Degree | Bachelor's degree | |
Subjects to Study in High School | Biology, chemistry, physics, geometry, algebra II, pre-calculus, calculus, English; if available, computer science, physiology, psychology | |
Median Salary |
Projected Job Growth (2012-2022) | Average (7% to 13%) | |
Interview | In this video, you'll see a day in the life of an industrial health and safety engineer as she conducts a safety inspection of a laboratory, advises a scientist on safety procedures and clothing, consults with other public health and safety teams, and gives a safety training seminar to scientists. | |
Related Occupations |
Education and Training
You generally need a bachelor's degree in science or engineering to become an industrial health and safety engineer. It usually takes a minimum of four years to get this formal training. Some employers prefer to hire graduates with special degrees in safety management or occupational safety and health. Others look for people who have a master's degree or some work experience in a related field. Undergraduate courses should include behavioral, medical, and social sciences. A list of colleges offering degrees in occupational safety and health is available from the American Society of Safety Engineers. Many companies provide additional training for their employees. Industrial health and safety engineers continue to study new developments in their field throughout their careers.
In some cases, engineers need to be licensed by the state in which they work. They generally need a degree from an approved engineering college, about four years of work experience as an engineer, and a passing grade on a state examination before being licensed as professional engineers.
Other Qualifications
Industrial health and safety engineers often meet with clients, workers, and managers. They must be able to convince these people of the need for safety measures. In addition to knowledge of the engineering problems involved in keeping work areas and other public places free from hazards, industrial health and safety engineers need to have a good knowledge of management methods, safety laws, and industrial psychology. They should be good at solving problems.
Nature of the Work
Industrial health and safety engineers are responsible for keeping people free from danger, risk, or injury in the workplace. They develop safety programs to minimize losses due to injuries and property damage. They try to eliminate unsafe practices and conditions in industrial plants, mines, and stores, as well as on construction sites and throughout transportation systems.
The duties of industrial health and safety engineers vary, depending on where they work. Engineers employed in large manufacturing plants often develop broad safety programs. They study the buildings, equipment, procedures, and records of accidents in their plant, and point out safety hazards. They may suggest ways to fix unsafe structures or recommend changes in the layout of the plant. Sometimes they draw up plans for the regular maintenance of machinery or teach safe work habits to managers and workers.
Work Environment
Industrial health and safety engineers spend much of their time reviewing and inspecting on-site safety conditions and investigating accidents. They also have an office in which they analyze data and write reports. They may have to do some traveling to work sites, conferences, and seminars. Industrial health and safety engineers generally work 40 hours per week. In many cases, longer hours are necessary. Manufacturing plants may require some shift work. Sometimes, industrial health and safety engineers have to answer unexpected emergency calls. There may be some danger involved in their work, but safety precautions minimize this danger.
On the Job
- Investigate industrial accidents, injuries, or occupational diseases to determine causes and preventive measures.
- Report or review findings from accident investigations, facilities inspections, or environmental testing.
- Maintain and apply knowledge of current policies, regulations, and industrial processes.
- Inspect facilities, machinery, and safety equipment to identify and correct potential hazards, and to ensure safety regulation compliance.
- Conduct or coordinate worker training in areas such as safety laws and regulations, hazardous condition monitoring, and use of safety equipment.
- Review employee safety programs to determine their adequacy.
- Interview employers and employees to obtain information about work environments and workplace incidents.
- Review plans and specifications for construction of new machinery or equipment to determine whether all safety requirements have been met.
- Compile, analyze, and interpret statistical data related to occupational illnesses and accidents.
- Interpret safety regulations for others interested in industrial safety such as safety engineers, labor representatives, and safety inspectors.
- Recommend process and product safety features that will reduce employees' exposure to chemical, physical, and biological work hazards.
- Conduct or direct testing of air quality, noise, temperature, or radiation levels to verify compliance with health and safety regulations.
- Provide technical advice and guidance to organizations on how to handle health-related problems and make needed changes.
- Confer with medical professionals to assess health risks and to develop ways to manage health issues and concerns.
- Install safety devices on machinery, or direct device installation.
- Maintain liaisons with outside organizations such as fire departments, mutual aid societies, and rescue teams, so that emergency responses can be facilitated.
- Evaluate adequacy of actions taken to correct health inspection violations.
- Write and revise safety regulations and codes.
- Check floors of plants to ensure that they are strong enough to support heavy machinery.
- Plan and conduct industrial hygiene research.
- Design and build safety equipment.
Companies That Hire Industrial Health & Safety Engineers
Explore what you might do on the job with one of these projects...
- Air Particles and Air Quality
- Are Childproof Containers Really Childproof?
- Are There Dangerous Levels of Lead in Local Soil?
- Bacterial Resistant Materials and the Best Disinfectant
- Disinfectants
- Do Different Dilutions of Disinfectants Affect the Development of Bacterial Resistance?
- Get the Lead Out: Explore the Effects of pH on Lead Testing.
- How Well Do Disinfectants Work?
- Silt Deposits in Streams
- Stressed Out? Take a Break with this Project!
- Testing Sunscreen Effectiveness
Ask Questions
Do you have a specific question about a career as an Industrial Health & Safety Engineer that isn't answered on this page? Post your question on the Science Buddies Ask an Expert Forum.
Additional Information
- American Society of Safety Engineers: www.asse.org
- National Safety Council: www.nsc.org
- O*Net Online. (2009). National Center for O*Net Development. Retrieved May 1, 2009, from http://www.onetonline.org/
- Net Industries. (2009). Safety Engineer Job Description, Career as a Safety Engineer, Salary, Employment - Definition and Nature of the Work, Education and Training Requirements, Getting the Job. Retrieved December 10, 2009, from http://careers.stateuniversity.com/pages/417/Safety-Engineer.html
- CollegeRecruiter.com. (2007, January 22). Industrial Safety and Health Engineers. Retrieved December 10, 2009, from http://www.youtube.com/watch?v=9CWP-_ox-lA
- ScienceBuddies TV. (2010, February 10). Health and Safety Engineers, Except Mining Safety Engineers. Retrieved February 10, 2010, from http://www.youtube.com/watch?v=Dz8nqUQpdKQ
Additional Support
We'd like to acknowledge the additional support of:
- Intel
- Northrop Grumman
- Seagate


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Support packages tailored to your requirements.
Software, Operation Manuals, User Guides and other technical information.
Whether you choose e-Learning, face-to-face training or the ICE Programme, our learning platform educates you on the full spectrum of Sony solutions.
From Masterclasses and Open-Days, to Seminars, Webinars and Tradeshows, join us at one of our events.
Contacts for press and media enquiries
Contact us for support on your professional products.
Sony's LSM-A1 High Frame Rate (HFR) software for Sony Digital Cinema 4K projection systems makes it easy to show 2D and 3D content at 48 fps and 60 fps, as well as normal 24 fps.


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28-Oct-16 to 29-Oct-16
11.30am & 3pm
3 years to 10 years
When a frazzled mum dashes off halfway through a bedtime story, her little girl doesn't know what to do. Worried that Mum's lost forever, and it's up to her and imaginary friend to bring Mum back.
Celebrate the magical time of day when the stresses and strains of life melt away, and escape into a world of imagination and dreams.
Tucked up with your family and friends in a bed, take this chance to unwind and be dazzled with stunning circus, projections, dance and beautiful music.
Times and prices are subject to change. Contact venue before setting out.


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With gangland shootings becoming an every-day occurrence in Chicago, the Board of Commissioners in surrounding Cook County is trying anew to tackle the deadly problem -- with another tax.
But already, some are questioning whether the move is more about making a statement than addressing the violence.
Under the new law, Cook County is charging an additional $25 tax on every handgun sold inside county lines.
Gun shop owner Fred Lutger said this fee targets legal gun buyers, and not the gangsters responsible for many of Chicago's homicides.
"They make it sound like it's a tax but it's actually a fight against the Second Amendment, the right to bear arms," he said.
States, cities mulling own assault-weapon bans, amid doubt over federal action
Newspaper sparks outrage over gun owner map
200 Utah teachers take free firearms training class
Calls for mental health reform grow after Newtown massacre
Los Angeles offers groceries for guns in annual weapons buyback
Could armed educators prevent school shootings?
The new tax was sold to the public with the idea that it would offset the public cost of medical care for shooting victims.
According to Board President Toni Preckwinkle's own numbers, that cost was just shy of $35 million.
Yet the estimated revenue for the new tax will be roughly $600,000.
Still, the tax might not be just about the money. Laurence Msall, president of The Civic Federation in Chicago, said "it's clear that the motivation for the tax is not revenue."
"It is it is more of a public policy issue in terms of trying to deter people from buying firearms," Msall said.
Opponents of the law, though, warn that the tax could backfire -- by driving buyers and even businesses out of Cook County.
Preckwinkle said she would be "astonished" if businesses actually left Cook over the tax.
But County Commissioner Tim Schneider said: "I think we're astonished many times when businesses leave the county, but they do."
Cook County has been down this road before. There is a tax on bottled water -- one of the highest sales taxes in the country. An increase in the cigarette tax fell dramatically short of projected revenue because tobacco store owners hoarded up the tax stamps before the increase went into effect.
The new fee in Cook County, though passed earlier in the year, comes as other jurisdictions are examining ways to curb gun violence in the wake of the Connecticut school shooting. While some have turned to taxes, others are calling for bans on assault weapons and high-capacity magazines. In Congress, Sen. Dianne Feinstein, D-Calif., plans to introduce such a bill at the federal level during the next session.
Michael Tobin joined FOX News Channel (FNC) in 2001 and currently serves as a Chicago-based correspondent.


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Cameron Second Quarter Earnings Release Conference Call
May 07, 2013, 09:13 ET from Cameron
HOUSTON, May 7, 2013 /PRNewswire/ -- In conjunction with Cameron's (NYSE: CAM) Second Quarter earnings release, you are invited to listen to its conference call that will be broadcast live over the Internet on July 25, 2013 at 9:30 a.m. Eastern.
What: |
Cameron Second Quarter Earnings Release Conference Call |
When: |
July 25, 2013 at 9:30 a.m. Eastern |
Where: |
How: |
Live over the Internet - Simply log on the web address above. |
You may also listen to the call by dialing 201-689-8261 at least 10 minutes prior to the start time.
The replay may be accessed by calling 201-612-7415 (Conference Call #414208).
Cameron is a leading provider of flow equipment products, systems and services to worldwide oil, gas and process industries.
SOURCE Cameron


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Inflatable seatbelts help spread crash forces over a larger area of a person's torso.
Mercedes-Benz to use inflatable rear seatbelts on new car
July 19, 2012
Mercedes-Benz will begin equipping its cars with inflatable seatbelts for rear passengers, making it the second automaker to use the safety technology.
Mercedes said the belt would be introduced on an upcoming luxury car. A likely candidate is the redesigned S-class sedan, which the German automaker is preparing to put into production next year. Prototypes have been spotted undergoing hot-weather testing. A reveal is likely early next year, possibly at the Detroit or Geneva auto shows.
Ford introduced inflatable rear belts on the redesigned 2011 Ford Explorer. It also offers the technology on the Ford Flex and the Lincoln MKT wagons, and charges about $200 for the option. Ford has said the redesigned Mondeo sedan for Europe will use the technology.
The technology marries a small airbag with the rear belts' shoulder strap. When the car senses a crash, the airbag in the belt inflates. The expanded bag increases the width of the belt, helping to spread crash forces over a wider area of the passenger's torso and reducing the chance of injuries.
Mercedes says it does not intend to use the inflatable belts for front seats. It notes that front passengers are protected by front, side and, in some cases, knee-bolster airbags.


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1015-007-100E Micro-Clear Protective Case - Yellow
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1015-007-100 Micro-Clear Protective Case - Yellow
ref: 1015007100E
Rugged, waterproof, dustproof, chemical resistant and corrosion. These are some of the features of this Peli case that offers total protection for your computer. Include a purge valve for quick equalization after changes in atmospheric pressure. It also includes a strap to tie it or take it wherever we want in the hand easily. This case is ideal for carrying small items well protected, from mobile phones, PDAs, digital cameras, games, and anything that needs to be safe from knocks and corrosion.
This case has a code of NATO and has passed the test IP-67 (Ingress Protection). Unconditional guarantee ... forever.
- Crushproof, dustproof and waterproof. Not for swimming or diving. - Easy open latch - Protective rubber coating that also acts as a sealing ring - Valve - balances interior pressure, keeps water - Stainless steel bolts - Cord better holding - Unconditional Guarantee
Micro-Clear Protective Case - Yellow
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Pressure valve
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- IP67 (Ingress Protection, index 67). Refers to protection against solid particles (first figure) and liquid (second figure). Thus, 6 means dust resistant (6 being the maximum rate) and 7, to dip (8 being the maximum rate, which corresponds to indefinite immersion).


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Guest for CAGcast #40: Christopher Grant, Managing Editor, Joystiq - Ask a question!
Posted 09 August 2006 - 04:57 AM
If you have any questions for him, please post them here.
Edit: Show is up!
#2 No.
Posted 09 August 2006 - 05:00 AM
Huh, I can't think of any good questions.
I guess what I want to know is how do you keep a daily blog fresh given all the competition out there? Sometimes it seems like days where there's nothing to report, and posts end up being a lot of "non-news" filler, or else a hot topic becomes quickly beaten to death.
Also, I notice some of the top blogs seem to try overly hard to enfuse every post with some witticism or attempt at attitude or humor or both. Is there any pressure as a writer to try and sound smarter or be more clever than the audience?
#3 Sorry for partying.
Posted 09 August 2006 - 05:07 AM
Posted 09 August 2006 - 05:39 AM
Would a RSS feed, or maybe even a dedicated forum between joystiq.com and cheapassgamer.com, be a possibility? On CAG, several users have brought up the idea of having the offerings of joystiq placed into a dedicated section of the cheap ass gamer website. Would there be any easy way to collaborate the two to offer the services of a dedicated news wire to the CAG community?
Awesome idea. I would love to see something like this.
let's all show our overwhelming support for it
#5 Bring on the free hooch!
#6 William "Hog" Macy
Posted 09 August 2006 - 05:53 AM
#7 Sorry for partying.
Posted 09 August 2006 - 05:55 AM
Is this what you guys are talking about?
I have never seen that in all of my visits to the site. MAKE THAT MORE VISIBLE!!!!
#8 lonelycontroller.com
Posted 09 August 2006 - 05:58 AM
And I'd like to know if he's heard any more about the rumored DS Earthbound/Mother compilation!
#9 Who rocks the party
Posted 09 August 2006 - 06:15 AM
#10 You can trust me
Posted 09 August 2006 - 06:34 AM
Because that guy looks like Jesus. And frankly, it scares the folks over at Joystiq.ask him why applying to write for joystiq is such a huge goddamn ordeal. why does a guy with a good resume, references and writing samples have to bend over backwards as well just to submit an application?
#11 The Sega Nerd
Posted 09 August 2006 - 07:18 AM
PSPfanboy has been so damn awesome ever since you hired Chris Powell and Andrew Yoon. When are you going to give them a raise?
Hee hee!
Follow me on Twitter @airforcewriter
Listen to The Bit Loaders Show here!
#12 Long-time CAG
Posted 09 August 2006 - 08:42 AM
How much do you hate Kotaku? Don't you just want to punch that pirate-faced, red-assed baboon, Brian Crecente, right in the face?
Also, will there be another run of shirts, either with the old designs or a new one?
In the face of online game reviews and news sites, print publications have been scrambling to make themselves more relevant. What advice would you give them?
Isn't it great to have epobirs around?
What are your favorite game-related blogs/sites?
#13 Head Cheap Ass
Posted 09 August 2006 - 03:22 PM
How?I have never seen that in all of my visits to the site. MAKE THAT MORE VISIBLE!!!!
#14 Sorry for partying.
Posted 09 August 2006 - 04:33 PM
Front page section? Dedicated forum? Daily update? It seems like you've got a great thing going on with that, but I (and I'm assuming many others) have had no idea that it existed! Make a banner to show on pages? Easily accessible links on several pages?
Take a look at ESPN's website, while I know you wouldn't be able to put something that complex together, you might be able to incorporate a bit of their system into CAG's. Possibly in the colum with the "Featured", "Archives", and "Coupons" you could put a Joystiq link to that news post or whatever it is. Make it visible is about the best suggestion I can give. Oh, and include some type of picture with the link.
#15 CAGiversary!
Posted 10 August 2006 - 05:58 AM
And play the hype wagon with him.
#16 No Women, No Children
Posted 10 August 2006 - 06:05 AM
#17 Worst Poster on CAG
Posted 10 August 2006 - 09:10 AM
#19 CAGiversary!
Posted 10 August 2006 - 02:23 PM
And play the hype wagon with him.
Second'd. I'll come up with a question later.
#20 Drug-Dealer-Keeper-Awayer
Posted 10 August 2006 - 02:41 PM
EDIT: Not that managing editor isn't a real job... just that writing about video games is a lot more fun than what I do...
#21 VTEC Bitches!
Posted 10 August 2006 - 05:51 PM
Is this what you guys are talking about?
WTH is this and why haven't I seen it before?
Actual questions:
Since most internet blog sites are biased opinions or worse, pure bullshit, how difficult do you find it to differentiate yourselves from other blog sites and rise above the crap? Also, how do you see intra-blog politicking (sp?) affecting the public's view on Joystiq's legitimacy?
#22 PC Game Box Collector
Posted 10 August 2006 - 06:00 PM
Could you please describe (please limit your description to three examples- I know there are many) why you think Kotaku is a better site than Joystiq?
(That should get an interesting response.... ) )
Please describe what Joystiq does better than Kotaku?
Could you please explain the difference between your two sites? I can't tell the difference....
24 in Dell 2407FPW Ultrasharp™ Flat Panel Monitor Wide
1080p DLP™ HDTV
#23 Ghostrider In the Sky
Posted 11 August 2006 - 12:40 AM
#24 Everyone talks too much!
Posted 11 August 2006 - 02:55 AM
#25 The Analytical Gamer
#26 Better w/o Kinect
Posted 11 August 2006 - 05:37 AM


text: Confirmed: The Best Final Fantasy Is Coming To The PlayStation NetworkMike Fahey4/02/10 5:00pmFiled to: psnFinal Fantasy IXSquare EnixPSPPS3playstation networkYoichi WadaFfixYou're wrong1KEditPromoteShare to KinjaToggle Conversation toolsGo to permalink After a couple of weeks' worth of teasing, Square Enix CEO Yoichi Wada confirmed during a brief Twitter video that the best Final Fantasy game ever created will soon be released on the PlayStation Network. Just in case any of you forgot which Final Fantasy was the best, it was of course, Final Fantasy IX for the PlayStation. Final Fantasy VII might have brought the series into a new age, and Final Fantasy VI (III in North America) had the best cast and the most insane villain in franchise history, but there's one thing neither of them had. This guy: Vivi wins, every time, and if you feel like arguing about it, I shall channel the very spirit of the internet into one giant, all-encompassing 'You are wrong.' Just imagine me saying that after every argumentative comment, and I can relax and eat my Chinese food. Advertisement Advertisement Anyway, we'll soon be able to carry him around in our pocket, or play with him on our PlayStation 3 brand console product. So says Yoichi Wada, via his tiny Twitter video. Hit up the link to see Yoichi in action!Final Fantasy IX Confirmed for PSN [Adriasang]Of course I am joking. Final Fantasy love is a personal thing. Please don't set me on fire.Reply1042 repliesLeave a reply


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Didn't expect this, thought we'd be facing the guys from the same conference Oh well, good luck PA. Hope to make it 7 straight
Man id like to say when i came to joe and created this team i expected us to be this good. But damn we are monstorous.
Trig Tokyudo ILL BILL warjorge Good Luck PA, it's an honor Still don't know what the point of the divisions were if the playoffs mix both sides


text: KANSAS CITY, Mo. (AP) - Officers searched a suburban Kansas City home Monday as part of an investigation into the death of a man following a parking lot scuffle during the Sunday's game between the Chiefs and Denver Broncos. Police spokesman Darin Snapp said detectives learned that evidence related to the man's death could be found at the Independence home. Authorities hadn't released the man's name but described him as in his 20s. No arrests had been made, but police detained three people for questioning who were expected to be released Monday afternoon, Snapp said. He said they weren't considered suspects in the man's death. ''Right now they're persons of interest,'' he said. According to police, officers responding to a reported disturbance in Lot A at Truman Sports Complex, where Arrowhead Stadium is located, found the man unconscious on the ground. A Jeep owner and his son who returned to the vehicle during the game found the man inside, leading to a scuffle between the two men, Snapp said. The man found in the Jeep collapsed during the scuffle and the vehicle owner's son ran to get help, Snapp said. Paramedics administered first aid at the scene before the man was taken to a hospital, where he was declared dead, he said. It wasn't clear if the men knew each other or if the Jeep owner had been in the stadium watching the game or if he had remained outside to tailgate with other fans. An autopsy was being performed to determine how the man died, and anyone who witnessed the altercation was being asked to contact police. ''We don't know if the person had a health condition, had a heart attack. We don't know,'' Snapp said Sunday. ''We're going to investigate this as a homicide until we hear differently. Right now it's a suspicious death but we are going to investigate it as a homicide.'' Ted Crews, a spokesman for the Chiefs, said the team was aware of the incident but could not comment further because of the police investigation. The death came one year to the day after Chiefs linebacker Jovan Belcher shot and killed his girlfriend, Kasandra Perkins, on Dec. 1, 2012, at a home not far from the stadium. Belcher then drove to the team's practice facility and fatally shot himself in front of then-coach Romeo Crennel and general manager Scott Pioli. In September 2012, a gunman attacked a Kansas City Royals employee in the same parking lot, which services Kauffman Stadium as well. The gunman shot the employee once in the abdomen and then returned to his vehicle and committed suicide. --- AP Sports Writer Dave Skretta and freelance writer Geoffrey Calvert contributed to this report. |


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Soundmagic E80 in-ear monitor headphone
"At the time this review was written, the Soundmagic E80 in-ear monitor was on sale for $51.99 USD on Micca Store's website. Here is a link to a listing of their product at the time of the review: http://www.miccastore.com/soundmagic-e80-noise-isolating-inear-headphones-p-138.html Introduction Reviewing headphones is a labor of love. To be completely honest, the better an earphone..." --Hisoundfi
Soundmagic E10
"The review below is for the E10M but the E10 is exactly identical, bar the extra mic. So lets begin. Packaging: Mine came in a nice little box with plenty of tips. I tried swapping out the stock ones with each one of them. There's also an adaptor that allows you to connect the earphones to a laptop or desktop with separate ports for head phone and mic...." --rajeevrn
Soundmagic E30
"This is an update to the review after living with several sets of these beauties for 3 years....I now have acquired 7 sets of the e30. A quick synopsis of my resume. 30 years of hardcore interest and investment in hifi, instrument building, musician. I've owned many decades of home stereo equipment and have a definite preference and fondness for Vinyl. The soundmagic e30 have proven..." --thelostMIDrange
Audio-Technica ATH-CK10 Portable In-Ear Headphones
"Background: The Audio-Technica CK10 is a dual BA IEM that was released in 2008, back then in those simpler times, CIEMs were a highly niche market, three BA drivers per ear was considered a lot, and $500 on a pair of IEMs would be considered preposterous. The market that the CK10 faced then is a completely different world from IEMs today, and given the last review for these here was done..." --mrstrangeguy
SoundMAGIC ES18 In-Ear Headphones (Black/Red)
" DISCLAIMER I am in no way associated with the SoundMAGIC company. I have bought ES18 myself and just expressing my honest opinion here. ABOUT ME I am a 25 years old music enthusiast and audio gear lover. I am not saying audiophile for a reason,as that sounds both, too scientific and pretentious. I simply listen to music easily ~8 hours per day, and I want to enjoy it..." --OSiRiSsk
Audio Technica ATH-IM02 balanced amature inner earphone
"I'm not going to review this,so just put honest comment here. Comfort is decent, Isolation is so that I can't hear my mother yell, Light bass but punchy and tight ... I don't care about bass so just put it as that , Detail and soundstage is decent for a price (I except a big upgrade from SHE3590 and RE400 but for IEM I guess it can't be as Dramatically as Speaker or..." --Lionlian
Audio-Technica In-Ear Headphones ATH-CKR9 (Japan Import)
" I've had my eye on the Audio Technica CKR series for a good while now. Reading reviews from Head-fiers earfonia and vlenbo had me as excited to hear them as I've been about any headphone. Since I've been exploring other AT products in recent months, including the excellent value IM50 and IM70, it only made sense for me to buy a pair of their higher end budget headphones and the CKR9 was..." --ZapX629
Audio-Technica ATH CKR9 LTD
"The ATH-CK9LTD's were purchased by me and I'm not in any way affiliated with Audio-Technica. I've reviewed the ATH-CKR9 and ATH-CKR10 earlier, those reviews are available here: http://www.head-fi.org/products/audio-technica-in-ear-headphones-ath-ckr9-japan-import/reviews/13273 And here: ..." --peter123
SoundMAGIC E50 / E50S
" SoundMAGIC E50 Review "Small Size but Big Sound" Introduction This is my review of the SoundMAGIC E50, a iem from their new reference series. I want to provide a little background information in the hopes that it can help put my views in perspective and provide some context for the content of this review. Music has always..." --RedJohn456
Audio-Technica ATH-IM50 Dual symphonic-driver In-ear Monitor headphones
"I bought IM50 about 1 year ago after Soundmagic E10 and immediately notice that it sounds better than the already good E10. For 62 USD this is still my most expensive BNIB IEM to date. But unfortunately it is not my best IEM since I bought JVC FXT90 about 1 month ago. Overall FXT90 sound quality is slightly better than IM50. Both IM50 and FXT90 has fairly balanced sound with IM50 has..." --AzimAkbar


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METW: Rangers of the North
METW: Rangers of the North is a game card from the set Middle-earth: The Wizards, for MECCG.
Note: "Rangers of the North" refer to the Rangers of the North from J.R.R. Tolkien's legendarium.
- Card Number: TW102
- Rarity: Fixed1
- Card Type: Resource Faction
- Alignment: Hero
- Artist: Angelo Montanini
Card text
Unique. Playable at Bree if the influence check is greater than 9. Standard Modifications: Dúnedain (+1).
"...an ordered company, armed with spear and bow and sword. They were clad in cloaks of dark grey...pinned upon the left shoulder by a brooch of silver shaped like a rayed star." -LotRV


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ABloom Floral & Gifts CD&ME Danielle Aquiline Photography Inc. Rita Ray Rod Belashmy Sweet Annie's Everyday Treats Tre Volte Salon
Sue Wong
We love anything rustic chic here at SMP, so it's no surprise that I'm head-over-heels with excitement for this Frankfort fête by Danielle Aquiline Photography. This wedding is simiply dripping with charm from the bride and her maids donning cowboy boots, the craft beer centerpieces and Mason jar toasting flutes…it just may have it all! I know I'll be swooning for days…see the rest for yourself right here!
From the Bride… The way I like to describe my wedding theme is country chic. Our wedding invitations said "Cowboy boots optional," so we knew there would be a good amount of people wearing boots. Both Eric and I changed into cowboy boots for the reception, along with all the bridesmaids and both moms. We did a big roast, so there was a large pig roasting when everyone got to the site for the ceremony. We just wanted everyone to feel relaxed and comfortable at this wedding. Nothing too fancy but still not too casual. There was a big beer theme to the whole night — centerpieces for the tables included beer bottles from many microbreweries. We had over a dozen specialty beers for everyone in addition to the traditional typical beers served at weddings because we love beer wanted to incorporate that into our day.
Wedding Photography: Danielle Aquiline Photography / Wedding Venue: CD&ME in Frankfort, Illinois / Floral Design: ABloom Floral & Gifts / Officiant: Rod Belashmy / Catering: Cutting Edge Catering & Events, Inc. / Dessert Table: Sweet Annie's Everyday Treats / DJ: Ray Rita / Wedding Dress: Sue Wong via Nordstrom / Hair + Makeup: Tre Volte Salon


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Hi everyone. I am in a new lab and i have been given a plasmid which contains a gene of unknown function. All i know is that it is inserted in a vector called pMH1. However, there is no detailed vector map and all that it says about this plasmid is that the gene was inserted by PIPE cloning.
I have grown a culture and mini-prepped for the plasmid and i would like to figure out a way to digest out the gene to make sure the integrity of the plasmid is ok.
Does anyone have a map or link of pMH1? Any help is appreciated!
Submit your paper to J Biol Methods today!
Vector map for pMH1
Started by rocketfan86, Dec 04 2009 02:55 PM
2 replies to this topic


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On behalf of the entire Haydocy Airstream & RV staff, we would like to extend our sincere thanks for your selection of our new Haydocy Airstream & RV web site and of our brand new Haydocy Airstream & RV dealership. The family owned Haydocy tradition goes back to 1954, Haydocy now combines their Buick GMC brands with Americas most sought after recreational vehicles, Airstream, Dutchmen and Gulf Stream.
Haydocy Airstream & RV, Buick and GMC is truly a winning combination. Haydocy Automotive serves the community by backing our comprehensive vehicle inventory with service that goes the extra mile. We are very proud of our heritage and the fact that over 75% of our business is from repeat customers and customer referrals. Use this site to see what is available on our lot right now.
Take a look at the current incentives, and browse our complete line of new and pre-owned inventory. We can help you find exactly what you are looking for. Please know that in choosing Haydocy Airstream & RV, you will experience the finest in recreational vehicle service, parts and sales available in the industry. We look forward to working with you!
The Haydocy Automotive and Haydocy Airstream & RV consignment program is a popular alternative for our customers in these hard economic times. Now we need more used vehicles to keep up with the demand.
We offer peace of mind to our customers. By utilizing Haydocy Automotive and Haydocy Airstream & RV to sell your vehicle, you won't have to hassle with cleaning, shooting photos, private advertising costs, time wasters or tire kickers. We eliminate the possible dangers you could face when having total strangers come to you house to view your vehicle. We also reduce the chance of possible damage to your vehicle doing test drives with unqualified buyers.
Haydocy Airstream and RV
3865 West Broad St. Columbus OH 43228
Phone: (614) 279-8880 Fax: (614) 255-5870
Toll Free Phone: (800) 233-5700


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Learn More About the Shower Recycling Program
New Recycling Program
Rainshow'r® takes another step toward reducing its environmental impact!
For 15 years Rainshow'r® has been recycling the oxidized brass from the spent CQ cartridges returned to us by consumers. We cannot use any part of the returned filters, but we believe it is important to conserve our resources and keep recyclable materials out of our landfills. We have given this material away free to scrap dealers in hopes it would find a new life. A few years ago we became concerned when we realized that the scrap dealers we had been dealing with had been shipping the filters offshore.
We went in search of an American recycler that would find an outlet in USA. It took 3 years of research and many phone calls, but we found one!
Rainshow'r® is now proud to partner with Active Recycling, an environmentally aware recycler, who understands our desire to limit our impact. They have been working to find smelting resources close to home. It took several weeks, but they have located one smelter in California and one in another state. Now the spent media we receive from consumers will be delivered to smelters who will mix with it other metals to make a bronze alloy. We understand much of this new material will be used to make bronze artwork for parks and museums.
We appreciate that the postage cost to return your cartridges to us comes out of your pocket, and we thank you for working with us to keep our recyclables out of landfills.
Please send your recyclable Rainshow'r products to:
Good Earth Recyclers
P.O. Box 2167
San Gabriel, Ca 91778
A surprising anecdote: It seems thieves have realized the value of the oxidized brass found in used CQ cartridges. Over the 4th of July weekend 1000 lbs of cartridges waiting to be recycled disappeared from our warehouse lot. From now on we will keep them under lock and key.
See below for letter from Active Recycling.


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WASHINGTON — After pummeling wide swaths of the South, a winter storm dumped more than a foot of snow in parts of the Mid-Atlantic region as it marched Northeast and threatened more power outages, traffic headaches and widespread closures for millions of residents.
Baltimore awoke to 15 inches of snow, measured in Pimlico, the neighborhood that is home to the Preakness Stakes horse race. Snow blowers roared, breaking the quiet of downtown as they cleared city sidewalks in a sleeting rain. But every cleared strip created a potential hazard as it quickly iced over. Traffic was light, with some pedestrians taking to the middle of the road.
Streets were similarly deserted in Washington. As Southerners did a day earlier, many heeded warnings to stay off the roads. The sound of plastic shovels against the sidewalk rang out, and cars were capped in white. Eleven inches of snow had accumulated, with more falling. People trudged through it on foot, hopping over piles built up at intersections. Federal offices and the city's two main airports were closed.
Luis Gray, 52, a porter, started his workday shoveling about 7 a.m. Gray said he normally takes the bus to work, but it wasn't running, so he got a ride. He said he'd stay home after work and watch TV, then "hopefully the bus will be running again."
In Frederick, Md., Cory Cheeks worked his pickup through a 4-foot plow pile only to find the road at the end of his hotel parking lot still blocked by snow. The Fredericksburg, Va., resident was reluctantly preparing for a day of online training, convinced he could have driven 30 miles to Rockville for a face-to-face session if his supervisors hadn't canceled it.
"It's a very powdery snow. It's not very heavy at all," Cheeks said. He added: "I could go to work right now, even in my truck. It might not be the smartest idea, but it could be done."
At Falls Church Florist in Virginia, owner Mike Flood had his drivers out making residential deliveries despite the snow, scrambling to fulfill 1,000 Valentine's orders over the next two days.
"It's a God-awful thing," he said. "We're going to lose money, there's no doubt about it."
On Thursday morning, a truck driver in Ashburn, Va., working to clear snowy roads died. State police say he had pulled off the road and was standing behind his vehicle when he was hit by another dump truck. His death was one of 14 attributed to the storm as it traveled and continued to wreak havoc.
In the South, though the worst of the storm had largely passed, some parts remained a world of ice-laden trees and driveways early Thursday. Hundreds of thousands were still without power. In metro Atlanta, temperatures were forecast to rise during the day, but drop below freezing again overnight. Forecasters warned of the danger of black ice.
In the Mid-Atlantic states and the Northeast, the heavy weather is the latest in an unending drumbeat of storms that have depleted salt supplies and caused schools to run out of snow days.
Comment on this storyIn New York, Emilay Chung was busy digging her car out. "I have to get to my patients," said Chung, a nurse who lives in Manhattan but works at a hospital in the Hudson Valley.
John Memedi cleared snow from the steps of one of three apartment buildings he manages as the superintendent. He said he doesn't mind the snow: "It's part of my job. What are you going to do?"
Associated Press writers Sarah Brumfield in Washington; Matthew Barakat in Falls Church, Va.; and David Dishneau in Frederick, Md.; contributed to this report.


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Underwater BalloonScience brain teasers require understanding of the physical or biological world and the laws that govern it.You have a rubber balloon with a string attached to it, and a weight attached to the other end of the string. You put just the right amount of air in the balloon such that if you submerge the balloon and weight under water to a depth of 30 feet, the balloon will not rise or sink (its buoyancy force is exactly balanced by gravity).
You then pull the balloon and weight down another 30 feet. If you let the balloon go at this depth, will it rise or sink? Assume that the water temperature is the same at both depths. What Next?
See another brain teaser just like this one... Or, just get a random brain teaser If you become a registered user you can vote on this brain teaser, keep track of which ones you have seen, and even make your own. Back to Top |


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Welcome! I am so glad you stopped by!
Many items are currently available in the shop. New items will be added to the shop Friday, 3-3 @ 4:00pm CST.
Watch us on instagram for product updates & more information!
Sold Out
This darling little birdie will fly right into your heart! He is all ready for spring.
Made with high quality quilting fabric! Print placement may slightly vary
Each piece of the bird is handmade in my shop.
He stands approx 4-5" tall and will stand on his own.


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Fri, 20/12/2013 - 16:04
Legal & General has completed the acquisition of 13 care homes from Prestbury Investments, for a total consideration of just over GBP70m.
The homes are let to Methodist Homes (MHA), a care home provider.
Legal & General has lowered the current rents for 13 care homes by providing Methodist Homes with long term stable financing, with leases that have annual RPI-linked rent reviews, creating stability and certainty.
Legal & General has also invested GBP89m over a 32 year term, as part of a consortium to build the new Royal Liverpool University Hospital for GBP335m. Both investments are from the Legal & General annuity portfolio, matching long-term assets to liabilities, and will be used to pay customers' pension annuities.
Paul Stanworth, managing director for Legal & General Capital, says: "Legal & General is committed to investing in the fabric of the UK. There is a chronic shortage of housing in the UK, and we want to help to address this problem. This is our first investment into providing care homes for the elderly, we have already invested over GBP750m in student accommodation, have part acquired CALA Homes, and plan to move into homes to rent. A better infrastructure also includes better healthcare, and the new Royal Liverpool will help improve quality of life in the city and contribute to economic growth in the North West."
Legal & General wants to play a greater role in housing and infrastructure investment in the UK, and plans to provide long-term capital to the energy, education, transport, housing and health sectors.
Legal & General's investment programme for infrastructure is split broadly into two categories, each reflecting the different underlying policy or investor requirements, and the different types of investment capital available within the group.
Category 'A' Investments: CALA Homes, English Cities Fund, and strategic land bank developments – Crowthorne housing development. Here Legal & General builds and owns the asset, and takes on the construction, debt or equity risk. Many of these investments also help create category 'B' opportunities.
Category 'B' Investments: Imperial College and University of Southampton student accommodation, Hyde Housing Group, Methodist Homes, Royal Liverpool University Hospitals. Here Legal & General provides long-term investment capital for asset and liability matching, through secured lending and sale and leaseback arrangements.
Roger Davies, chief executive of Methodist Homes, says: "It is great to see Legal & General Property investing in our sector and in MHA particularly. We foresee a growing need of a range of accommodation, support and care services for Britain's older people and are committed to playing a full part in meeting this need. LGP and MHA share a long term commitment and a strong values-base and we look forward to a long and successful relationship."
Wed 29/03/2017 - 10:32
Wed 29/03/2017 - 09:08
Mon 27/03/2017 - 13:37
Thu 23/03/2017 - 09:53
Mon 27/03/2017 - 13:42
Mon 27/03/2017 - 13:28
Thu 23/03/2017 - 13:01
Tue 21/03/2017 - 10:03
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Pearl Competitor Series marching snare drums are are perfect for the beginning player all the way up to the most accomplished of musicians.
The shells of the Pearl's Competitor Series drums are made from 100% mahogany and are 8-ply. Covered in a brilliant pure white finish, these shells are rich in upper harmonics which greatly enhances presence. The 12-strand synthetic gut snares that these drums utilize are both sensitive and powerful. The drums feature 10 high-tension lugs, all of which are die-cast zinc, a style that helps to permit even tuning. The 1.6mm Steel Hoops used by these drums only enhance the strength and durability of this already fine piece of craftsmanship. These drums are dazzling in every facet of their being and are not to be missed.
There is an optional Marching Snare Drum Carrier available, the CXS1 (#106363823) available. The CXS1 Carrier also requires a Snare Attachment, the CXSA-1, (#H75428) for marching use.
- Marching Snare Drum Carrier available separately - MXS1
Don't hesitate. Order yours today!


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Rhonda Shear Flirt Contour Cup Camisole NRB0012This product was discontinued November, 2013 and is no longer available. Please consider one of the Customer-Recommended Replacements above, or try a new search.
Silky soft microfiber and support come together in this pretty camisole. Features padded straps and lightly padded cups.
Try these keyword searches with similar features:


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Oh sh*t!
BACK ON!? Rihanna & Chris Brown Secretly Communication On Twitter?!
How many times do we have to tell the naysayers that Chris Brown and Rihanna still love each other?!
We've speculated that Rihanna and Chris Brown still have feelings for each other over the past few weeks, but their recent tweets this morning confirm there's still love there.
DETAILS: EXHIBIT B: More Evidence RiRi & C.Breezy Want It All Back!
Chris Brown tweeted:
Not even a few minutes later, Rihanna subliminally tweeted back:
A few weeks ago, Momma Breezy tweeted Rihanna saying "Hello Lady I Miss You And Love You!!! You Know Who You Are!!!!"
With the news of Chris Brown's upcoming attendance at this year's Grammy Awards, we might be able to expect Rihanna will be close by.
Do Chris Brown & Rihanna want it all back?! Is there still love there or is this a simple love tweeting coincidence?!


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Joseph E. Murray
Harvard University
April 1, 1919 - November 26, 2012
Election Year: 1993 Scientific Discipline: Medical Physiology and Metabolism Membership Type: Member |
Joseph Murray was reconstructive plastic surgeon who performed the first successful kidney transplant in humans. He spent the rest of his career creating new techniques for transplantation and determining the mechanism for organ rejection and prevention. In 1990 the Nobel Prize in Physiology or Medicine was jointly awarded to Joseph Murray and E. Donnall Thomas "for their discoveries concerning organ and cell transplantation in the treatment of human disease".


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22 July 2007
The Ultimate!!!! Corn on the Cob
Summer is definitely here once fresh corn on the cob is available at the roadside stands. Several Canadian provinces will boast the best corn in the country. They grow great corn elsewhere as well!! I have lived in Ontario, Alberta and British Columbia and have had great corn from each province!!
Each person has a favourite variety or a favourite location from which to purchase the ultimate corn on the cob!! What is your favourite variety of corn? Do you grow it yourself? How do you cook it?
I buy the best corn on the cob grown locally. It is peaches & cream corn and the best ...by far....in this area. Always delicious and dripping down the arm juicy!!
To cook it I husk the corn, removing all of the silk. I place several of the corn husks in the bottom of a large pot with lid, place the cobs on the bed of husks and pour in several inches of water. Turn heat onto high and steam for about 6 - 10 minutes depending on how you like your corn cooked. Do not remove lid!!!! Remove corn and slather with butter and a little salt.
All I need then is a few fresh garden grown tomatoes and dilled baby potatoes and I have one of my all time favourite meals!!!!
3 comments:
So right, nothing can beat the corn- unless you live in Florida, like I do. NO good corn here in Southern Florida- nothing like corn in New Jersey or PA. I have to say- this picture made me salivate. I'm going to PA at the end of the month and i am going to eat fresh corn and tomatoes daily!! Your blog is absolutely mouth-watering, photos are fantastic.
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Dana Ospina
Open Content and Digital Publishing Librarian
Academic Services
OER, Digital Publications
- email@example.com
- 805-756-7581
- room 216G
Dana Ospina is the Open Content and Digital Publishing Librarian. Dana is responsible for developing the Kennedy Library's pilot open educational resources program. She also serves as the liaison librarian for the School of Education.