text:
Business Administration Actuarial Science (CBA)
Attribute | Value |
College: | Business Administration |
Degree Offered: | Bachelor of Science in Business Administration |
Hours Required: | 120 hours for degree (28 hours for the major) |
Minimum Cumulative GPA: | 2.5 for graduation |
Minor Available: | Yes |
Advisor: | Susan Vagts |
Actuarial Science (CBA)
COLLEGE: Business Administration
MAJOR: Actuarial Science (CBA)
DEGREE OFFERED: Bachelor of Science in Business Administration
HOURS REQUIRED: 120 hours for degree (28 hours for the major)
MINIMUM CUMULATIVE GPA: 2.5 for graduation
MINOR AVAILABLE: Yes
ADVISOR: Susan Vagts
Director and Associate Professor of Practice: Susan Vagts
Professor: Ramsay
Associate Professor: Mashayekhi
Assistant Professors: Liu, Xu
Assistant Professor of Practice: Clemens
An actuary is a mathematically-oriented business person who will most likely be a manager or supervisor at some point in his/her career. Thus, a course of study culminating in a bachelor of science degree in business administration with a major in actuarial science is an excellent educational background for prospective actuaries. Additional information is available at www.BeAnActuary.org.
The actuarial science program is designed to prepare students for the current industry demands. Because the demands change on a regular basis, often times, the number of hours, the sequencing of courses, and the specific requirements change for this major. Students should continue to consult with the department for the appropriate selection and listing of course requirements.
The actuarial science program is proud to have been named one of the first Centers of Actuarial Excellence by the Society of Actuaries.
All actuarial science students are encouraged to visit the actuarial science program's website (http://cba.unl.edu/academics/actuarial/) and an actuarial science program faculty advisor for more information about the program, including the Actuarial Science Club, sequencing of courses, scholarship opportunities, and the requirements for achieving professional actuarial designations.
In addition, because of the mathematical orientation for this program, actuarial science majors are required to make some modifications to the degree program requirements. These requirements (with a reminder that all required course work must be taken for a grade) are noted below.
Major/Department Admission
Admission requirements for all majors in the College are the same as those for University Admission as noted under UNL General Admission Requirements.
Core Requirements
In addition to the College Degree Requirements, students will complete 28 hours of course work for the major.
As noted in the College Degree Requirements section, all course work for the major must be taken for a grade.
Actuarial science majors must take MATH 106, MATH 107, and MATH 208, as well as CSCE 101 & CSCE 101L. These hours have been built into the College Degree Requirements as part of the Non-Business Requirements (NBR).
ACTS 399/ACTS 499 may not count toward the major or minor in actuarial science.
Other College Degree Requirement changes for actuarial science majors include:
- ACTS majors must take STAT 380 in place of ECON 215 for the Business Core Foundation (BCF) requirements.
- ACTS majors will also take STAT 462 & STAT 463 Introduction to Mathematical Statistics I & II for the Business Core Foundation (BCF) requirements.
- ACTS majors will take FINA 461 Advanced Finance in place of FINA 361 for the Business Core Intermediate (BCI) requirements; the prerequisite of FINA 361 (for FINA 363 and FINA 461) is satisfied with completion of ACTS 440.
- 12 hours of 300/400-level elective course work is NOT required for actuarial science majors.
As part of the college elective requirements, all students complete ONE business elective course for the program. ACTS majors are WAIVED from this specific requirement; however, all ACTS majors must take an IBCR course and thus, this can be done to meet the business elective requirement. The department suggests ECON 321 or MNGT 414 as part of NBR 6–ACE 9 which then double counts for both the NBR 6 and IBCR requirement. An alternative option is to take FINA 450 International Financial Management to meet the IBCR (FINA 450 can double count towards a finance major or finance minor).
Specific Major Requirements
Business Core Advanced–Major (BCA-M)
Requirements for students interested in pursuing the bachelor of science degree with a major in actuarial science will complete 28 hours of actuarial science course work for the Business Core Advanced-Major (BCA-M):
ACTS 430 Actuarial Applications of Applied Statistics3
ACTS 440 Interest Theory4
ACTS 470 Life Contingencies I3
ACTS 471 Life Contingencies II3
ACTS 473 Introduction to Risk Theory3
ACTS 475 Actuarial Applications in Practice3
FINA 338 Principles of Individual & Corporate Risk Management3
FINA 363 Investment Principles3
Choose one of the following:3
ACTS 410 Introduction to Credibility, Smoothing of Data & Simulation (3 hr)
ACTS 425 Survival Models (3 hr)
ACTS 450 Stochastic Processes for Actuaries (3 hr)
ACTS 474 Introduction to Property/Casualty Actuarial Science (3 hr)
FINA 467 Options, Futures & Derivative Securities (3 hr)
In addition to the 28 hours for the major, ACTS majors are also encouraged to take:
ACTS 441 Introduction to Financial Economics (3 hr)
ACTS 474 Introduction to Property/Casualty Actuarial Science (3 hr)
Actuarial science problem labs as appropriate
MATH 314 Linear Algebra (3 hr)
MATH 221 Differential Equations (3 hr)
At least one of:
FINA 412 Life & Health Insurance (3 hr)
FINA 420 Employee Benefit Plans (3 hr)
FINA 438 Enterprise Risk Management (3 hr)
ECON 413 Social Insurance (FINA 413) (3 hr)
Tracks/Options/Concentrations/Emphases Requirements
While not required, actuarial science majors may double major in finance. The finance department allows double counting of courses for students choosing to obtain a double major in actuarial science and finance.
Actuarial Science and Finance Double Majors
1. Take the Core Finance Requirements.
FINA 363 Investment Principles (3 hr)
FINA 365 Financial Institutions (ECON 365) (3 hr)
FINA 367 Fixed Income Investments (3 hr)
FINA 461 Advanced Finance (3 hr)
FINA 475 Strategic Financial Managment (3 hr)
2. Select ONLY ONE of the three options available.
Banking and Risk Managment
CFA Investment
General Finance
Finance Minor
Actuarial students may double count their finance courses towards a finance minor. They will follow the regular minor found in the finance section of the Bulletin. The courses used might include:
Two of the following:
FINA 363 Investment Principles (3 hr)
FINA 365 Financial Institutions (ECON 365) (3 hr)
FINA 367 Fixed Income Investments (3 hr)
Select one 300/400 level from:
FINA 338 Principles of Individual & Corporate Risk Management (3 hr)
FINA 412 Life & Health Insurance (3 hr)
FINA 438 Enterprise Risk Management (3 hr)
FINA 465 Bank Management (3 hr)
FINA 467 Options, Futures & Derivative Securities (3 hr)
or one of FINA 363, FINA 365 or FINA 367 (if not taken above)
Select one 400 level:
FINA 461 Advanced Finance (3 hr)
Grade Rules
C- and D Grades
Same as College grade rules.
Pass/No Pass Limits
Same as College Pass/No Pass limits.
GPA Requirements
Same as College GPA requirements.
Actuarial Science Minor
To fulfill the requirements for an actuarial science minor, students must complete:
- Twelve (12) graded hours of actuarial science course work; ACTS 440, ACTS 441, ACTS 470, and ACTS 474 are suggested.
- No "Pass/No Pass"
- ACTS 399 may not be used toward the minor (or major).
- The college requires that 75% of the minor be earned on campus.
Actuarial Science Major
All course work for the major must be taken for a grade (no Pass/No Pass).
Substitutions When Changing Majors
If ACTS students change to a different major in the College of Business Administration, the following substitutions may be made.
College Admission
College Admission
The entrance requirements for the College of Business Administration are the same as the UNL General Admission Requirements.
Admission Deficiencies/Removal of Deficiencies
Students admitted to the College of Business Administration with core course deficiencies are advised to remove these deficiencies as soon as possible.
College-level course work taken to remove deficiencies MAY NOT be used to meet degree requirements in CBA.
College Degree Requirements
Professional Enhancement Program (PrEP) (4 hours)
Designed to develop professional, confident and polished students for lifelong career success, the PrEP program consists of four required one hour courses. These courses are labeled BSAD 111, BSAD 222, BSAD 333, BSAD 444 and are offered across the four year curriculum. Raikes students complete this requirement as a part of their other courses.
College General Education Requirements
The curriculum requirements for the College consist of course work in three areas.
All course work (except electives and where otherwise noted) must be taken for a grade.
The three areas include the following:
Non-Business Requirements (NBR)
– Which consist primarily of College and University ACE (Achievement-Centered Education) course work
Business Core
– Foundation (BCF), which also includes ACE 6 & 8.
– Intermediate (BCI)
– Advanced-Major (BCA-M)
– Advanced-Capstone (BCA-C), (ACE 10)
Non-Business Requirements (NBR)
(Most of the ACE requirements)
Eight Courses (normally 24-26 hours)
All students in the College of Business Administration will take the following non-business courses (unless otherwise noted).
- While NBR 1, 2, 7 and 8 identify specific ACE options to choose from or identify an ACE course specifically required for the College, NBR 3, 4, 5, and 6 allow students to select courses according to their personal interests (and meet ACE 4, 5, 7, and 9).
- Most students will take course work to fulfill these requirements during the freshman/sophomore year. However, if hours are still needed during the junior/senior year, there may also be options to 'double count' course work for NBR 3 (ACE 4) and/or NBR 6 (ACE 9) toward the major (BCA-M) or a minor. This is likely to be of most benefit to 'transfer-in students' due to the nature of the program and when ACE requirements are traditionally taken.
All course work for NBR must be taken for a grade.
NBR 1: Written Communication (ACE 1)
Choose ONE of the following:
ENGL 150 Writing: Rhetoric as Inquiry
ENGL 151 Writing: Rhetoric as Argument
Students should refer to the course descriptions to select the one course best suited to individual interests. While several communication courses can be selected to fulfill the university ACE 1 outcome, one of the above is a specific requirement for the College of Business Administration and will fulfill both requirements with one course.
NBR 2: Mathematical, Computational, Statistical or Formal Reasoning Skills (ACE 3)
Choose ONE of the following:
MATH 104 Applied Calculus (3 cr)
MATH 106 Calculus I (5 cr)
Any advanced calculus course above the 106 level
Notes regarding the selection of course work for NBR 2 (ACE 3):
- Credit cannot be given for both MATH 104 and MATH 106. Students must determine the appropriate course early in their program.
- A first semester student's score on the Math Placement Exam will determine eligibility for MATH 104 or 106. The student should select between these classes based on the following sets of circumstances.
- Actuarial Science majors MUST take MATH 106 (or a higher-level calculus).
- Actuarial science majors will also take MATH 107 (4 cr) and MATH 208 (4 cr) and CSCE 101 & CSCE 101L (4 cr).
- RAIKES students MUST take MATH 106 (or a higher-level calculus)
- MATH 106 (or higher calculus) is strongly encouraged for those students considering graduate school, accounting majors and finance majors.
- While several courses can be selected to fulfill the university ACE 3 outcome, one of the above is a specific requirement for the College of Business Administration and will fulfill both requirements with one course.
- Freshman students who place below Math 104 on the Math Placement Exam may want to consider summer school in order to maintain their sequence of courses.
Math Placement Exam (MPE)
Students admitted to the College of Business Administration are required to take a Math Placement Examination prior to enrolling in the college math requirement of MATH 104 or MATH 106 (or higher math).
- The results of this examination determine which math course students will enroll in their first semester on campus.
- The Math Placement Exam may be retaken if a student feels that they can test into a higher level course.
- Students lacking sufficient high school preparation in math may need to enroll in equivalent high school preparatory courses, as will be determined by the MPE.
- Preparatory courses should be taken as soon as possible to avoid future sequencing problems.
- Additional information about the exam can be found at www.math.unl.edu.
Whether required to enroll in preparation course work first, as indicated on the MPE (MATH 100A, MATH 101 and/or MATH 103), or in one of the required courses, it is critical to begin MATH the first semester on campus.
NBR 3: The Study of Scientific Methods and Knowledge of the Natural and Physical World (ACE 4)
Choose one course from ACE 4 Certified Courses. (Course credit will vary between 3-4 credit hours.)
- ABUS majors – NBR 3 (ACE 4) – AGRI 115, AGRO 131, ENTO 115, MSYM 109, NRES 108, PLPT 110 may be taken to fulfill the science requirement (NBR 3–ACE 4) as well as a requirement for the major (BCA-M).
NBR 4: Study of Humanities (ACE 5)
Choose one course from ACE 5 Certified Courses.
- IBUS majors – NBR 4 (ACE 5) – FREN 301, FREN 302; RUSS 301, RUSS 302, RUSS 482, RUSS 483; SPAN 305, SPAN 314, SPAN 315, SPAN 331 can be taken to fulfill NBR 4–ACE 5 as well as a requirement for a language minor.
NBR 5: Study of the Arts to Understand Their Context (ACE 7)
Choose one course from ACE 7 Certified Courses.
NBR 6: Global Awareness or Knowledge of Human Diversity Through Analysis of an Issue (ACE 9)
Choose one course from ACE 9 Certified Courses.
Students enrolling for their first semester with junior standing (or more), will see that the list of approved courses includes a few business courses. While this section is labeled "non-business requirements," students may elect to enroll in one of the business courses to fulfill the ACE 9 requirement as long as prerequisites are completed (which are generally reserved for juniors or seniors). Work closely with your advisor to bring this to their attention and to question how this course may potentially satisfy other degree program requirements, including the major. The options include:
- ACTS majors – must complete an International Business Course as part of the degree requirements. Actuarial science majors may choose to take ECON 321 International Economics to fulfill the IBCR as well as the global awareness requirement (NBR 6–ACE 9).
- ABUS majors – AECN 346, AECN 367, AECN 420, AECN 425, AGRI 282, ENSC 110, HORT 200, may be taken to fulfill the global awareness requirement (NBR 6–ACE 9) as well as a requirement for the major.
- BSAD majors – ECON 321, MNGT 414 may be taken to fulfill the global awareness requirement (NBR 6–ACE 9) as well as a requirement for the major. (ECON 321 and MNGT 414 are also IBCR course options).
- ECON majors – ECON 321 may be taken to fulfill the global awareness requirement (NBR 6–ACE 9) as well as a requirement for the major. (ECON 321 is also an IBCR option).
- IBUS majors – ECON 321 or MNGT 414 may be taken to fulfill the global awareness requirement (NBR 6–ACE 9) as well as a requirement for the major. (Both are also IBCR options).
- MNGT majors – MNGT 365, MNGT 414 may be taken to fulfill the global awareness requirement (NBR 6–ACE 9) and may be able to fulfill a requirement for the major/minor depending on the option selected. (MNGT 414 is also an IBCR option).
- An alternative to the above options is allowance of the course to count for NBR 6–ACE 9 and the associated minor—but only one or the other (major OR minor).
In any of the above instances where a double counting is an option, only 3 hours of credit are awarded; student will still need to meet the 120 hours for graduation. Any course that is used for both an ACE requirement and a first major requirement is not allowed to be used towards the completion of the 300/400 Upper Level Requirement.
NBR 7: Business Communication (ACE 1)
BSAD 220 Business Writing
- This is a business writing course with sophomore standing and either ENGL 150 or ENGL 151 as a prerequisite. While it is also an ACE 1 course, as is ENGL, BOTH ENGL and BSAD 220 are specific requirements for the College of Business Administration.
- RAIKES students will complete RAIK 287H and RAIK 288H instead of BSAD 220.
NBR 8: Oral Communication Skills (ACE 2)
MRKT 257 Sales Communication
COMM 286 Business & Professional Communication
- Due to the importance of this requirement to the business curriculum, the college recommends taking this course on campus.
- Sophomore standing is a prerequisite to enroll in COMM 286; and while several other courses may be selected to fulfill the university ACE 2 requirement, COMM 286 or MRKT 257 is a specific requirement for the College of Business Administration.
- RAIKES students will complete RAIK 187H and RAIK 188H instead of COMM 286 or MRKT 257.
NOTE: In the selection of course work for any of the above NBR's, prerequisites, when stated anywhere in this bulletin, means course work MUST BE COMPLETED to enroll in the class. Concurrent enrollment in any identified prerequisite(s) is NOT permitted unless so indicated in the course description.
Business Core – Four Sections (approximately 62-74 hours)
- Business Core Foundation (BCF) – 18 hours (1 hour not applicable toward 120 hours)
- Business Core Intermediate (BCI) – 20 hours
- Business Core Advanced–Major (BCA-M) (hours vary from 21-33 hrs)
- Business Core Advanced–Capstone (BCA-C) (3 hours + 0 hour assessment)
The foundation and intermediate courses are designed to expose students to the various business disciplines. The advanced courses are those courses identified for each of the nine majors, and the capstone course is taken the final semester of the program. All course work for the Business Core (except where noted differently), must be taken for a grade.
Business Core Foundation (BCF) – Eight Courses (18 hours)
All students in the College of Business Administration will take the following courses (unless otherwise noted).
All course work (except BSAD 111, BSAD 222, BSAD 333, BSAD 444 & BSAD 150) must be taken for a grade.
RAIKES students will complete a different series of course work for the Business Core Foundation:
- Foundation: RAIK 181H, RAIK 182H, RAIK 282H, ACCT 202 & ECON 215
- Leadership Series: RAIK 185H, RAIK 186H, RAIK 285H, RAIK 286H
- Computer Science Foundation: RAIK 183H, RAIK 184H, RAIK 283H, RAIK 383H
BCF 1–BSAD 111 Professional Enhancement I (1 hr)
- 1-credit-hour course (offered Pass/No Pass only).
- Required of all new freshmen.
- An active exploration, examination, and pursuit of fundamental concepts and principles of leadership development and how they relate to all fields within business administration. Also covered is a broad orientation to all domains of business administration, including activities, assignments, and exercises.
- Take this course as a freshman (preferably first semester).
- BSAD 111 is waived for Chancellor's Leadership, Raikes, and transfer students who have completed 27 hours.
BCF 2–BSAD 150 Business Computer Applications (1 hr)
- 1-credit-hour course (offered Pass/No Pass only).
- Hour not applicable toward 120 hours for degree.
- Take second semester of freshman year OR first semester of sophomore year.
- Required basic-skills computer course, use Access, Microsoft Word, PowerPoint, and Excel.
- Advanced computer applications students may wish to "test out" via the Credit by Exam option instead of taking the class. Refer to the BSAD 150 website for additional information.
- RAIKES students do not need to complete this requirement.
BCF 3–ACCT 201 and ACCT 202 Introductory Accounting I & II (3 hrs ea)
ACCT 201 Introductory Accounting I
- Sequential; take ACCT 201 first
- Prerequisite: Sophomore standing, 2.5 cumulative GPA; or freshman standing with completion of MATH 104 with a grade of C or better, and a 2.5 cumulative GPA earned in 14 hours of UNL credit
ACCT 202 Introductory Accounting II
- Sequential; take ACCT 202 following completion of ACCT 201
- Prerequisite: Sophomore standing; or freshman standing with completion of MATH 104 with a grade of C or better; grade of C or better in ACCT 201; 2.5 cumulative GPA
- Grade of C or better in prerequisites is normally required for accounting courses
BCF 4–ECON 211 and ECON 212 Principles of Macro & Microeconomics (ACE 8/6) (3 hrs ea)
ECON 211 Principles of Macroeconomics
- Not sequential
- Prerequisite: Completion of 12 hours of UNL course work
- RAIKES students will satisfy their ACE 8/6 requirement with RAIK 182H/BSAD 182H & RAIK 282H/BSAD 282H
ECON 212 Principles of Microeconomics
- Same as above
BCF 5–ECON 215 Statistics (ACE 3) (3 hrs)
- Prerequisites: Sophomore standing; MATH 104/MATH 104H or MATH 106/MATH 108H; BSAD 150; 2.5 GPA
- Must take ECON 215 (not STAT 218 nor EDPS 459 nor CRIM 300 nor SOCI 206)
- Actuarial science majors MUST take STAT 380 instead of ECON 215; will also take STAT 462 and STAT 463
BCF 6–BSAD 222 Professional Enhancement II (1 hr)
- 1-credit-hour course (offered Pass/No Pass only)
- Prerequisites: Majors in College of Business Administration; Sophomore standing; 2.5 GPA.
- Take this course as a sophomore.
Business Core Intermediate (BCI) – Eight Courses (20 hours)
- Prerequisites for the BCI courses include MATH (NBR2), ACCT 201, ACCT 202, ECON 211, ECON 212, ECON 215 and a 2.5 GPA
- Required of all business students regardless of major (except where noted under individual courses)
- RAIKES students will take RAIK 281H and RAIK 381H in place of FINA 361, SCMS 331, and SCMS 350. They will also take RAIK 341H in place of MRKT 341.
- In addition to differences noted above, RAIKES students will also complete:
- Design Studio courses: RAIK 301H, RAIK 302H, RAIK 401H, and RAIK 402H
- Computer science electives: 6 hrs from the following: CSCE 378, CSCE 475, CSCE 476, RAIK 384H (which may be taken Pass/No Pass)
- Enrollment in BCI normally occurs during the sophomore and junior year
- All course work must be taken for a grade
- Sequence with the following recommendations/restrictions:
- Plan complete sequence of intentions to take BCI (and necessary prerequisites) to remain on schedule for graduation
- Enroll in courses most applicable to your major as soon as possible, particularly MRKT or FINA and SCMS, to stay on sequence for major.
- There are exceptions to these requirements for specific majors (ACCT, MRKT, ACTS). Please note those exceptions.
- If transferring, a maximum of 3 hours may apply with further restrictions on applicability to not exceed the 75% rule.
- See the links for each course to know the specific prerequisites and course descriptions.
BCI 1–BLAW 371 Legal Environment or BLAW 372 Business Law (3 hrs)
BLAW 371 Legal Enironment
BLAW 372 Business Law (Accounting majors must take BLAW 372.)
BCI 2 – SCMS 350 Introduction to Management Information Systems or MRKT 350 Introduction to Marketing Information Systems
- MRKT and ABUS majors may choose to take MRKT 350, which carries an additional prerequisite of MRKT 341.
- RAIKES students will take RAIK 281H in place of SCMS 350.
BCI 3 – FINA 361 Finance (3 hrs)
- Actuarial science majors will take FINA 461 instead of FINA 361.
- RAIKES students will take RAIK 381H in place of FINA 361.
BCI 4 – MRKT 341 Marketing (3 hrs)
BCI 5 – SCMS 331 Operations & Supply Chain Management (3 hrs)
BCI 6 – MNGT 301 Principles of Management (3 hrs)
Professional Enhancement Program – Upper level
PrEP–BSAD 333 Professional Enhancement III (1 hr)
- 1-credit-hour course (offered Pass/No Pass only).
- Prerequisites: Majors in College of Business Administration; 2.5 GPA; BSAD 222.
- Take this course as a junior (preferably first semester).
PrEP–BSAD 444 Professional Enhancement IV (1 hr)
- 1-credit-hour course (offered Pass/No Pass only).
- Prerequisites: Majors in College of Business Administration; 2.5 GPA; Senior standing or by permission.
- Take this course as a senior (preferably first semester) or junior (preferably second semester).
Business Core Advanced-Major (BCA-M) – (21-33 hours)
Students may pursue and reference specific major requirements by clicking on the major: accounting, actuarial science, agribusiness, business administration, economics, finance, international business, management, marketing, or suppy chain management.
- Course work for the major requires completion of specific, required courses of the department, along with other guidelines.
- Refer to the major page for a listing of requirements.
- Careful and advanced planning is necessary as some courses for the major may not necessarily be available every semester and classes for the major are limited in the summer sessions. .
- ALL course work for the major must be taken for a grade (no Pass/No Pass).
- Students may be able to take their International Business Course Requirement (IBCR) as part of their major.
- Although a 2.5 GPA may not be required to take these courses, a 2.5 is required to apply for graduation; thus, students are expected to maintain this level throughout their collegiate career.
- Sequencing of classes is critical, particularly for agribusiness, actuarial science, and international business; plan the major courses well in advance of enrollment.
- By this point in time, the curriculum was designed for ACE (except ACE 10) to have been completed through other course work. If missing an ACE 4 or 9, there may be options through the major to fulfill both requirements.
- A maximum of 3 hours of course work may transfer if the 75% rule has not been exceeded. Further restrictions may apply.
Business Core Advanced-Capstone (BCA-C) – Two Courses (3 hours)
BCA-C 1 – MNGT 475 Business Policies & Strategies (ACE 10) (3 hrs)
- Reserved for graduating seniors, this course requires the Business Core Foundation (BCF) and Intermediate (BCI) course work to be completed for enrollment. BLAW 371 or BLAW 372 may be completed concurrently. Actuarial students may take FINA 461 concurrent with MNGT 475.
- A capstone course integrating business concepts covered throughout the program.
- Course MUST be taken at UNL and taken for a grade (no Pass/No Pass).
BCA-C 2 – BSAD 98 Senior Assessment (0 hrs)
- A 0 credit-hour seminar required of ALL CBA graduating seniors.
- Taught via Blackboard – all components must be completed to a satisfactory level to graduate.
- Major Field Test required as part of assessment, which must be passed to graduate.
Electives – Hours vary to meet 120 hour minimum to graduate
Electives round out the rest of the 120 hour curriculum where students have the option to choose courses toward a second major, a dual degree, a minor (or two); or, students can simply select courses of personal interest.
- Some hours may need to be additional business course work (to meet the requirement that 60 hours of course work be in business). This requirement will vary by major.
- There may be a need to enroll in an international business course requirement (IBCR) if not taken as part of the major or for the business elective(s) requirement.
- A minimum of 12 hours of 300/400 upper-level course work beyond the business core is required for most majors to ensure depth is achieved through enrollment in elective hours. See 300/400-level Elective Requirement below for additional information.
In addition to the Foundation, Leadership, and Computer Science Foundation courses listed earlier, RAIKES students will also complete the following courses as part of the degree requirements:
- Raikes Design Studio Courses (must be taken for a grade): RAIK 301H, RAIK 302H, RAIK 401H, RAIK 402H (ACE 10)
- Raikes Computer Science Electives: Choose 6 hours from: CSCE 378, CSCE 475, CSCE 476 or RAIK 384H (can be taken Pass/No Pass)
If not completed through the other area requirements, any remaining ACE requirements will need to be completed as required electives.
- In a 21-hour major, students will average 32 hours of elective credit; 2nd major options and/or minors may be appropriate to consider for elective hours.
Other Requirements
International Business Course Requirement (IBCR)
- The international business course requirement (IBCR) is to broaden the student's international perspective.
- Each student, excluding accounting majors, must include one course which emphasizes an international perspective.
- Actuarial Science majors are encouraged to take FINA 450 if they have not met this requirement with completion of NBR 6 – ACE 9 with ECON 321 or MNGT 414.
- The IBCR must be taken for a grade.
The course must be chosen from the following approved list of International Business Course Requirement (IBCR) courses. Many of these courses have prerequisites. Some are restricted for education abroad and others may only be offered once a year. Thus, you are advised to plan ahead in scheduling this requirement into your program.
IBCR Courses
BSAD 491 International Studies in Business and Economics (1-15 hrs)
- Available only to students studying abroad for which there is no UNL equivalent course.
- Available also for the Senshu, Japan, CIMBA Italy, and for the China Education Abroad Programs.
- Senshu program students may apply 3 hours towards electives in the FINA, MNGT, or MRKT major; 6 hours applicable for BSAD or IBUS major/minor.
- BSAD 491 credit from any other study abroad program should be based on course topics directly associated with a specific major in MNGT, MRKT or FINA, and may need department consent. Students should visit with an academic advisor for assistance.
ECON 321 Introduction to International Economics (If not completed at this point, ECON 321 may double count for ACE 9.)
ECON 421 International Trade (credit cannot be earned in both ECON 421 and AECN 420)
ECON 422 International Finance
ECON 423 Economics of the Less Developed Countries
ECON 466 & ECON 467 Pro-Seminar in International Relations I & II (Credit option for students participating in the Nebraska at Oxford Program.)
ECON 440 Regional Development
FINA 450 International Financial Management
MNGT 414 Leadership in a Global Context (If not completed at this point, MNGT 414 may double count for ACE 9.)
SCMS 459 Global Information Systems
MRKT 453 International Marketing (prerequisite requires completion of 6 hours of MRKT course work)
SCMS 439 Global Sourcing & Distribution
Although the following courses may also be used to fulfill requirements in the international business major/minor/IBCR, students should be aware that they are not necessarily offered on a consistent basis.
ECON 322 Introduction to Development Economics (credit cannot be earned in both ECON 322 and AECN 367)
ECON 323 The Economic Development of Latin America
ECON 388 Comparative Economics Systems
ECON 487 Economies in Transition
If planned carefully, the IBCR course can count in two places. It is not an extra 3 hours of credit, but rather, is 3 hours embedded within other requirements. If selected carefully, it can also count for 3 hours of credit in the major (i.e. MRKT 453 counts for MRKT elective in MRKT major and would count for the IBCR; FINA 450 counts for FINA elective in FINA major and would fulfill the IBCR as well; etc.). On the other hand, if course work for the major is already determined by personal choices, the IBCR can count in electives, and more specifically, for one of the 'business' electives needed for most majors. If not planned carefully this requirement can mean that the student will need to take an additional three hours of credit.
300/400 Upper-level Requirement
As part of the degree requirements, all students must complete a certain number of 300/400 level courses. Most of these courses will be completed in the Business Core but some majors will require additional hours from outside of the Business Core. With a "standard" 21 hour major 12 additional hours will be required.
This can be business or non-business course work.
- Business course work from the Business Core Intermediate (BCI), Business Core Advanced-Major (FIRST Major) or Business Core Advanced-Capstone may NOT be used to fulfill this requirement with exceptions noted below:
- If more than 21 hours of course work for the major are taken at the 300/400-level and of those hours, course work is not being double counted toward the NBR and major, the additional 300/400-level hours can be used to fulfill the 300/400-level requirement. You will need to consult your Degree Audit to determine your requirements.
- BSAD majors will complete a 24 hour major and only need to complete 9 upper level hours.
- FINA majors, will take between 24 and 27 hours for their major; consult the major section in this document or your Degree Audit to determine how many hours will double count for this requirement. This will depend on which option you select for the major.
- Actuarial science, agribusiness majors, international business majors and RAIKES students do not need to meet this requirement due to the additional hours at the 300/400 level required for the major/program.
- Business Core Advanced-Major course work used for a SECOND major (if picked), or upper level graded course work selected for a minor MAY count.
- Non-business course work (NBR) taken at the 300/400 level may be double counted to fulfill this requirement if it is not being used to double count for the 1st major.
- No course may be taken on a Pass/No Pass basis unless it is business course numbered 398/399 credit. Only 3 hours of 398/399 is allowed for this requirement.
Business Course/Business Elective Hours
At a minimum, sixty (60) hours of business courses are required for the BSBA degree.
The required hours WILL VARY BY MAJOR, dependent on how requirements have been accepted and/or completed throughout the previous components of the program. While GENERAL MINIMUM guidelines by major are noted below, My Degree Audit will specify minimum business credit hour expectations for each student. You will generally see this addressed under the ELECTIVE section (BUSINESS ELECTIVES) on My Degree Audit.
- ACCT, ECON, MRKT majors – 3 hours of business electives
- BSAD – no additional business course work as your major consists of 24 hours of business course work
- ACTS – no additional business course work as your major consists of 28 hours of business course work
- FINA – no additional business course work as your major consists of 24-27 hours of business course work. UNLESS you select AECN 495A under the Banking and Financial Institutions options, and then you will need 3 hours of business electives.
- ABUS and RAIK – no additional business course work required due to intent of major as being 'business-related' course work.
- Additional hours may be required if there is a variation in hours for NBR, BCF, BCI or BCA, or if there is a violation of the 75% rule, the 15 hour rule, etc.
Course work must be taken for a grade except for 398/399 options where grades are generally not permitted
Foreign Languages/Language Requirement
Other than meeting the minimum requirement for admission to the University, the College does not require any additional work in foreign languages. Students, however, are always encouraged to take language courses.
Minimum Hours Required for Graduation
A minimum of 120 semester hours of credit is required for graduation; more may be necessary if specific degree requirements have not yet been completed. Most students will graduate with 121 hours as BSAD 150 is not applicable toward degree requirements.
Grade Rules
C- and D Grades
While students may earn grades of C- or D, there are restrictions and recommendations for such grades and further enrollment options:
- Grade of C or higher is expected in prerequisite course to enroll in accounting courses
- A grade of C or higher is required in FINA 361 in order to take most upper level FINA courses
- Grade of C or higher required in other departmental higher-level sequencing courses (i.e. MATH 101 to take MATH 104, etc.). See course descriptions to determine enrollment restrictions.
- Minimum 2.5 cumulative GPA required to enroll in many business courses, ACCT 201, ACCT 202, ECON 215, FINA 361, BLAW 371, BLAW 372, MNGT 331, MNGT 350/SCMS 350, MNGT 301, MNGT 475, MRKT 341, MRKT 350.
- Grades of C- or lower can be removed by retaking the course at UNL or within the University system (UNK, UNO).
- Grades of C or better are required to transfer courses from other institutions.
- Academic bankruptcy options may be considered for students who have one or two semesters of poor performance.
Pass/No Pass Limits
The Pass/No Pass option is designed for students who want to study areas or topics in which they may have minimum preparation. If used for this purpose, the option can enrich the student's academic experience without lowering the student's grade point average. Several restrictions apply when considering the Pass/No Pass option:
- BSAD 111, BSAD 222, BSAD 333, BSAD 444 and BSAD 150 are offered only as Pass/No Pass. All are required and BSAD 150 does not count toward the 120 hours required for the degree
- Students may apply no more than 6 hours of elective credit using the Pass/No Pass option (excludes BSAD 111, BSAD 150, BSAD 222, BSAD 333, BSAD 444).
- No student in any College enrolled at the University of Nebraska–Lincoln may take business courses in the College of Business Administration using the Pass/No Pass option.
- College of Business Administration students may NOT take course work to satisfy ACE requirements, the International Business Course Requirement (IBCR), nor any required business course work, including the major and minor, using the Pass/No Pass option.
- Students majoring in actuarial science through the College of Business Administration may NOT take any math, actuarial science, or required courses using the Pass/No Pass option.
- Students taking courses to fulfill the requirements of a minor in an area of study outside the College of Business Administration are subject to CBA rules restricting use of the Pass/No Pass option if courses in their minor are used to meet ACE or any college-specific requirements.
- Students seeking any minor outside the College should verify rules applying to minimum grade expectations and Pass/No Pass options with the advisor for their minor as additional restrictions may apply and they often vary.
- Students from UNO/UNK/UNMC and from other institutions are subject to the same restrictions listed here for UNL students.
Exceptions to the above rules are limited to the following and no other exceptions will be made.
- An independent study course (398, 399) may be taken in the College of Business Administration using the Pass/No Pass option with the permission of the instructor and the department chair but College of Business Administration students who qualify for this exception may use the independent study course (398, 399) only as elective credit.
- Advanced Placement grades of P and Credit By Exam grades of P will be accepted to fulfill degree requirements (with the exception of BSAD 150). These hours will not count against the 6-hour-maximum hours permitted.
- Students who travel abroad and return with "credit" rather than grades from the institution where they studied may use P grades to fulfill degree requirements. These hours will not count against the 6-hour-maximum number of hours permitted.
GPA Requirements
A 2.5 cumulative grade point average is required to apply for graduation, as well as a requirement for enrollment in ACCT 201 and ACCT 202, ECON 215, BLAW 371 and BLAW 372, FINA 361, SCMS 331, MNGT 301, MNGT 475, SCMS 350 or MRKT 350, and MRKT 341. In some instances, a specific grade is required in certain courses to continue with upper-level course work.
Transfer Credit Rules
See Maximum/Minimum hour restrictions under Course Exclusions and Restrictions
Course Level Requirements (Hour Requirement 300+)
In addition to the Business Core Intermediate and Business Core Advanced and Business Course Advanced Capstone requirements, business students must complete an additional 12 hours of 300/400-level course work in their program (not required for ACTS, IBUS, SCMS majors and RAIKES students). Students generally fulfill this requirement through their electives, but there may be a few upper-class students who can fulfill the requirement with the ACE course requirements. Twelve hours is based on a 21 hour major. The number is adjusted when there are larger majors.
At least 30 of the last 36 hours of credit must be registered for and completed in residence at the University of Nebraska-Lincoln.
Students electing to study abroad in their final semester are exempted for the hours earned abroad, but no additional hours may be transferred in the last 36 hours. This exemption requires filing a written appeal in the Undergraduate Programs office.
ACE Requirements
All students must fulfill the Achievement Centered Education (ACE) requirements. Information about the ACE program may be viewed at ace.unl.edu. Students may also use the Bulletin's course search facility to search for ACE groups. Example: Enter ACE one in the search to generate a list of all possible ACE 1 courses. MyRed may also be used to search for offered ACE classes.
ACE Achievement-Centered Education—Ten Courses (normally 30 hours)
This is the university's innovative, outcomes-focused general education component designed to enhance the undergraduate experience by providing broad exposure to multiple disciplines, complementing the major and helping students develop important reasoning, inquiry, and civic capacities.
Important rules to remember when selecting course work to meet this requirement:
- There are 10 ACE Student Learning Outcomes (SLO) and at least one course, equivalent to 3 credit hours, must be taken for each of the 10 SLO's.
- Up to three ACE Student Learning Outcomes (SLO), 4-10, may be satisfied by work in one subject area;
- ACE SLO's must be satisfied by work in at least three subject areas;
- No ACE course may satisfy more than one ACE SLO in a student's program;
- If an ACE course addresses two ACE SLO's, the student decides which one of the two outcomes the course will satisfy in that student's program. (My Degree Audit will make an automatic decision based on first course taken; first SLO needed.)
- As part of the college requirements of non-business and business courses, many courses will also work for ACE. Students should carefully review required course work with ACE options to make the best use of courses to fulfill both degree requirements as well as UNL ACE requirements.
Bulletin Rule
Students (including transfer students) must follow the Undergraduate Bulletin in effect when they enroll in the College of Business Administration. Students who leave the college and return or those applying for 'readmission' to the College are subject to requirements in place at the time of their re-enrollment in the College.


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Thin Fresh Sausage - Biala Cienka - 1.5 lb
This is Poland's basic fresh, uncooked sausage, made from select cuts of tender pork. It is seasoned with salt, pepper, garlic, and a touch or marjoram. It can be boiled, baked or grilled and, after being cooked, may be eaten hot or cold. It may be cooked in soup, and added to various other dishes. It goes great with prepared horseradish, brown Polish-style mustard and cwikla. Polish dill pickles and pickled mushrooms are also excellent accompaniments, as is good, hearty Polish-style rye bread.Sausage links can be fried in a skillet, baked, poached or grilled. There is no one right way to cook sausage as each method has its own advantages but there are some general rules.
Cook sausages slowly to ensure their skins do not burst. Intact skins are needed to hold in the juices and keep your sausage links moist. Do not pierce the skins before cooking as this will allow the fat and juices to drain and lose moisture. The dripping fat on a grill can also cause flames to flare up and burn the outside of your sausage.
For best results, allow meat to fully thaw in your refrigerator.
Customer Reviews
We Also Recommend

subset: commoncrawl


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At the annual meeting of the American Society of Theatre Consultants (ASTC), held this year in St. Louis, MO, it was announced that Edgar L. Lustig has been named as the first Fellow of ASTC (FASTC). Jim Read, ASTC president stated; "The Fellows membership category has been established to honor members who have rendered conspicuous service or made notable contributions to the advancement or diffusion of the knowledge of theatre consulting, or the fostering of its practical applications, and ...
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JVC Kenwood Victor Inner year Headphone HA-FX3X
"I really loves these JVC HA-FX3X iem. I have been searching for something that can hit as hard in the sub bass as my desk 4.1 system, which I did find the Sony MDR XB950 over ear and the MDR XB90EX iem, but neither had the highs for the snare and high hat. I found the JVC HA-FX201 that has a great sound signature, but it begins to distort under huge sub bass pressure. (I make bass music) I..." --aafanatic
" TFTA-2100-2V1S Review Brief version is at the end Thanks to TFTA.EU for the sample. First impressions: Well my first thought is this thing needs a better name because I can't see any one remembering it. My second is that these very much are reminiscent of the Denon C751 to look at and I can see a comparison coming. Actually..." --mark2410
Thin Film Technology Acoustics - TFTA-2100-3V2B (1XB)
" Intro This is a review of the TFT Acoustics - TFTA 1XB. These are TFTA's flagship IEMs, costing ~AUD$150. This puts them at somewhat upper mid-level IEMs. The 1XB and the 1VS are TFTA's two high end models where the 1XB is tuned to produce more sub-bass. Out of the box, they sounded pretty open, probably due to the small vent but the bass dominated the spectrum. I allowed them to..." --navmau
" Here are the high end earbuds from the British company RMXdirect Limited (there is a cheaper model called TFTA 1200-V1). TFTA is short for Thin Film Technology Accoustics. The earbuds are advertised in the following way: "Thin Film Technology is a passive dynamic-balancing system, combining acoustic know-how and material knowledge achieved by placing a thin film inside the housing...." --Danneq
Thin Film Technology Acoustics - TFTA-2101-2V1 (TFTA-3V)
Engineered by professionals for professionals. The metal housing relays an honesty not heard before with in-ear headphones. The accuracy and clear audio reproduction and a frequency range that is wider than any other comparable headset on sale today at this price. The tight fitting bud automatically creates noise isolation and extraneous noise is all but eliminated. Full frequency treble,...


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As the NBA continues to cancel games and the NFL enters it's fifth week of play, the NHL prepares for the opening day of another glorious hockey season on Thursday, October 7th. While the Ducks aren't taking part in the season's Day 1 games, they're presently in Helsinki Finland waiting to take on the Buffalo Sabres, a team that ESPN's Matthew Barnaby (back from his alleged suspension after his run-in with the law last season) pegs as his "surprise Stanley Cup Contender" for the year. Although the Ducks lost to the Sabres 2-5 in their one meeting last season, Hart Trophy winner, Corey Perry, and long time veteran, Teemu Selanne, doing his best impression of Tuck Everlasting, are back and ready to go with a majority of their offense/defense still in tact from last season. The Ducks have also added to their offense, centers Andrew Cogliano and veteran, Maxime Macenauer, along with wingers Brian McGrattan and Devante Smith-Pelly but still retained the consistent Toni Lydman, Lubomir Visnovsky, Cam Fowler, and Luca Sbisa on defense. Jonas Hiller is also hopefully, no longer fatigued, even though Dan Ellis proved himself worth of playing between the pipes last season, if need be.
About the Author
Written by KARLY TAMBARA


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no pain at all, you will love it.
This is a discussion on Glock 30sf within the Defensive Carry Guns forums, part of the Defensive Carry Discussions category; Hello board! This is my first post, as I have been lurking here for some time, reading as much as I can. i will be ...
Hello board!
This is my first post, as I have been lurking here for some time, reading as much as I can. i will be getting my CPL in just a couple weeks. (meeting with the gun board end of August).
I have been looking at a carry gun and think I have decided to go with a Glock. I like the stopping power of the .45 so I was thinking a Glock 30 or... better yet a Glock 30sf.
I took your advice and went to the shop today and held one to try out the grip angle. I loved it. Felt like it was already mine.
My only concern is that the worker told me that it is not a very good carry gun and that I should look at a Glock 26 for its smaller size. Do any of you carry a glock 30sf and if so, is it a pain? I was looking at purchasing the split decision holster from high noon to go along with it. They did not rent the 30sf to shoot, but they do rent the 30. I will be shooting it soon.
You should not have any troubles carrying the G30sf at all. I have carried one and it is fine in an IWB or OWB holster. The 26 is definitely a little easier, but the 30 is not bad. Get it, you will love it. It is an incredible .45!
Paracord Survival Bracelets & Lanyards. Help us raise awareness and $'s for our Wounded Warriors! Visit www.SurvivalStraps.com
You know.........I am a die hard Glock fan. I had the G21 and the G30. Both of them were awesome shooters, but the G21 was too large for me to consider carry, and the G30 just didn't fit into the picture right either for the muzzle heft or the grip bulk. I really wish now that Glock would have had the SF options back when I decided my faith in the 45acp would never be compromised. I don't own any pistols that I won't use for CC. No 'range guns', no specific house guns, no 'safe queens' here. I moved on to a SIG full size P220 for my 45acp favorite, and a small lack in the capacity department, but it actually works better for me than either of the older Glock 45acp models. You guys have more and better choices on that now. The G21 has a nice capacity, and the G30 is a bit muzzle heavy in a small package and still has a more than adequate mag capacity IMO, especially for a compact pistol. I'm confident you'll find the right thing and be more than happy with it. Good luck.
Last edited by Ram Rod; August 13th, 2008 at 10:10 PM.
If you like the way it feels, you'll love the way it shoots. I still carry my 19 most of the time because I'm so used to it and I have a lot of gear for it. My 30 is more accurate, shoots almost as fast and feels great. It'd be real hard to choose between the two if I had to.
If you think that the 30 might be too thick to conceal, check out the 36. I have both, love both, but carry the 36 24/7.
Freedomofchoice - There are a few guys over on another forum who are putting their G36 slide on the G30 frame. They are raving about the setup. Have you ever tried this? Some find the G30 to thick to carry. This apparently solves that problem.
Paracord Survival Bracelets & Lanyards. Help us raise awareness and $'s for our Wounded Warriors! Visit www.SurvivalStraps.com
Welcome aboard pepsico!
I used to carry a G-23 IWB and found it to be very easy in a VM-II so the G-30 ought to be even easier.
ALWAYS carry! - NEVER tell!
"A superior Operator is best defined as someone who uses his superior
judgement to keep himself out of situations that would require a display of his
superior skills."
Thanks to all who have replied. Resorted my confidence in getting this G30SF I purchased a MTAC holster IWB online to have ready for it.
Welcome, and a very good post. I'm looking for something to compliment my Glock 27. I'll have to look into this.
Glock27/ KaBar TDI/ MTAC Holster. I have more also, but this combination works well..
I'm aware that it is possible to place the 36 slide on the 30 frame. I just haven't experimented with it yet.
I found the G30 sf nearby for a price of 579 with night sites. I am going to do it!
Looks like you'll have a winner Pepsico!
And Welcome Aboard!
Semper Fi
"The gun is the great equalizer... For it is the gun, that allows the meek to repel the monsters; Whom are bigger, stronger and without conscience, prey on those who without one, would surely perish."
gun-tests had a nice write up in it. It graded out as an A-, they did mention it was a bit thick but its surprisingly light and high capacity.
" Government is not reason, it is not eloquence, it is force; like fire, a troublesome servant and a fearful master." George Washington


text:
I love…
… incredible student makeup at IMATS. So inspiring!
… glitter and rainbows (Lit Cosmetics display at IMATS Toronto).
… finding unique eyeshadow shades (Joe Fresh Eyeshadow in Pagoda, $4 from the Fall collection).
… jewel tones (YSL Palette in Nº 11 Midnight Garden, $72 from Fall 2011 collection).
… anything by Giorgio Armani (Giorgio Armani Madre Perla Face and Eye Palette, $150 from the Holiday collection).
… cats. This guy is a Burmese kitteh and he has such a pretty face.
… my own cat, Scherbatsky of course. Hi Scherbie!
… this boy, who is now my fiancé 🙂 (Photo taken at Niagara-on-the-Lake, one of the highlights of my summer).
… and taking silly photos.
I'm not very chatty today, but hopefully all these beautiful and happy pictures made you smile. 🙂 How are you?


text: You know, sometimes you just need to stop what you're doing and thrash about for a bit. So it is with great pride that we introduce to you, "Too Weird For House Music," a playlist tastefully curated by Colby J. + Troy Kurtz to help you shake it out. So have your moment, say fuck it to your e-mails, don't do your laundry, look at pictures of baby animals on the internet, wear two different socks, and most importantly…STAY WEIRD!


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bankability is a valid word in this word list. For a definition, see the external dictionary links below.
The word "bankability" uses 11 letters: A A B B I I K L N T Y.
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Adding one letter to bankability does not form any other word in this word list.
Words within bankability not shown as it has more than seven letters.Try a search for bankability in these online resources (some words may not be found):
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Each search will normally open in a new window.
List all words starting with bankability, words containing bankability or words ending with bankability
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Other words with the same letter pairs: ba an nk ka ab bi il li it ty
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I would say earbuds have their place in everyones collection, be it a stock earbud that came with your music player/phone or something you might have invested in for better quality. For some people, they don't like the feeling of something sticking in their ear (or may never have tried/don't like the idea), the earbud isn't a bad idea in that situation and for portable use.
The main downside I believe being a lack of isolation in noisy environments, where one would need to turn up the volume significantly to hear the music, this for say 1-2 hours a day can damage your hearing.
Occasionally, I would use earbuds at night laying in bed, there's no increased pressure in my ear canals and I can truly relax to some music. Plus you also have additional degrees of freedom (for head movement while laying down) with something smaller than a headphone.
But to answer the question proposed, I would say, yes and no. Aftermarket earbuds are slowly dying but they are not dead yet. We can observe the changes in the market to realise this, comparing the proportion of in-ears to earbuds. But as long as MP3 players and ipods/iphones continue to bundle earbuds, I would say they have some healthy years left.


text:
Editors' Note: The "Download Now" link directs you to the iTunes App Store, where you must continue the download process. You must have iTunes installed in order to open the link, and you must have an active iTunes account to download the application. This download may not be available in some countries.
Publisher's Description
From Italic Labs LC:
London Wallpaper displays a slideshow of beautiful images from throughout London and Great Britain by leading photographers -- youve NEVER seen a collection like this! Some of the renowned photographers include Jon Hanson and Matthias Rhomberg.All of the photos can be used as WALLPAPER by simply tapping the screen and pressing the Save button. This will save the image in your Photos app!FEATURES:*Hundreds of stunning images to keep you entertained for hours*Use any image as Wallpaper for your iPhone!*Simple swipe to advance / revisit images*Professionally produced background ambiance*Professional photographersLANGUAGES:EnglishREQUIREMENTS:Compatible with iPhone, iPod Touch, and iPadRequires iPhone 3.0 Software Update
What's new in this version:
New user interface! * Easy to use menu * Autorotation support * Smoother picture transitions * Mute button for music
read more +


text:
A Rough Patch, Then a Rally?
From Standard & Poor's Equity Research
The S&P 500 posted its high for the year-to-date on May 5 at 1325.76, registering a 6.2% return at the time on the expectation that the 16th Federal funds rate increase, widely anticipated to occur at the May 10 FOMC meeting, would be its last for this tightening cycle.
But after the meeting the market fell when investors got the impression that the Fed would continue to raise rates indefinitely, or at least, until the economic data told them that a slowdown was in the making. And those concerns were borne out by an additional hike on June 29 (see BusinessWeek.com, 6/30/06, "Bernanke's Timely Balm").
Additional factors in the market's recent decline, in our opinion, included seasonal weakness, stubbornly high oil prices, and political tensions with Iran. The S&P 500 subsequently declined 7.7% through the June 13 low.
There is an old saying, "the market is never wrong, interpretations are." S&P believes most investors interpret the market's recent performance as telling them:
1. Investors are underestimating how far the Fed will go in subduing inflation, thereby
2. Overestimating economic growth in the remainder of 2006 and into 2007,
3. Overestimating EPS growth,
4. Underestimating the threat of recession, and
5. Underestimating the rotation toward cash or traditionally defensive sectors of the market
S&P believes that these interpretations are wrong, however. We believe that since the Fed's June 29 press statement did not add to the already elevated level of uncertainty, investors will refocus their attention on second-quarter earnings reports and forward guidance that may prove to be the catalyst for a modest relief rally in July, a traditionally positive month.
Come the dog days of August, however, we think investors will again focus on the likely action of the Fed at that month's FOMC meeting, which may cause equity prices to experience the long-overdue shakeout of between 10% and 15%. In the end, we believe this correction within a bull market—and not the beginning of a new bear market—will set up the S&P 500 for an end-of-year rally as a result of clarity offered by the end of the Fed's rate-tightening program and a conclusion to mid-term Congressional elections.
S&P's Investment Policy Committee is recommending a 65% exposure to equities and a 35% holding in fixed income, indicating a five-percentage point bias toward equities, relative to our neutral 60% equities/40% fixed income benchmark.
We recommend placing the additional funds in the international arena, due to healthy EPS growth prospects overseas and the projected benefit from currency related tailwinds. We also believe Asia—despite the second-quarter declines in key regional equity indexes—offers better investment opportunities than does Europe.
On a sector level, S&P's Equity Strategy Group recommends overweighting the Energy group, reflecting the likelihood of elevated energy prices throughout 2006 due to, among other things, geopolitical tensions and low spare production capacity as a result of increased global demand. S&P Equity Strategy also recommends overweighting the Financials sector, believing an imminent end to Fed tightening will act as a catalyst for this rate-sensitive sector.
Conversely, S&P recommends underweighting Consumer Discretionary sector, which has limited earnings visibility and low S&P Quality (earnings and dividend growth) ranks, and will likely be hindered by high gasoline prices and a weaker housing market, which could dampen consumer spending through yearend.


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Ocean Jasper and Sterling Silver Drop Earrings. Hand crafted with hand cut ocean jasper cabochons, also known as orbicular jasper. These is a one of a kind (ooak) art. I personally hand cut the gemstones, then hand forged the metalwork to take advantage of the beauty of the stones.
Ocean Jasper is a trade name for Orbicular Jasper. Ocean Jasper has distinctive patterns of round or spherical inclusions of contrasting colors floating on solid jasper. The background may be white, pink, green or yellow. Ocean Jasper is mined off the ocean coast of Madagascar at low tide.
Payment accepted using etsy direct checkout or PayPal. An invoice will be issued via email, payment can be made using most credit/debit cards or a PayPal transfer.
Shipping via USPS 1-2 business days to U.S.A addresses at no cost to buyer. Expedited shipping and shipping outside the U.S. will be charged per order as applicable.
If you are not satisfied with your Lunar Skies purchase you may return it for an exchange, credit, or refund. Any return must be received in the condition it was in when originally purchased.
Wholesale customers and Galleries are welcome, contact email@example.com


text:
The 2009 International Association of Culinary Professionals (IACP) Awards Ceremony was held in April 2009 in Denver.
The National Cattleman's Beef Association Award.
Cookbooks that focus on ethnic, cultural, historic, or regional cooking in the United States.
Cookbooks that focus on bread making, desserts, confections and sweet or savory pastries or doughs.
California Table Grape Commission Award
Cookbooks by or about chefs, collections of recipe's from chefs, or books that focus on the cuisine of specific restaurants.
Cookbooks comprised of material previously published in another format, or compiled by a staff of writers or editors.
Cookbooks by writers who have not previously authored, co-authored, or significantly contributed to a food or beverage related book.
Awarded to a photographer and stylist for food photography and styling that clearly, accurately and artistically represents the book's recipes or cooking techniques, enhances the text with stimulating visual images and reflects the overall tone of the book.
Reference books of culinary terms, histories, techniques or ingredients.
Multiple-subject recipe books, including all-purpose cookbooks and personal recipe collections.
Cookbooks and diet books that focus on healthful eating, nutrition, dietary concerns and special or restrictive diets.
The Le Cordon Bleu Award
Cookbooks that focus on foods of a particular geographical region or cultural identity outside the United States.
The Cuisinart Award
Non-fiction or fiction food or beverage books that are distinguished by the quality of their prose. These books may or may not include recipes.
Cookbooks that focus on specific foods, cooking methods, techniques or appliances.
Books on the history, evaluation or production of alcoholic beverages; mixology; serving or pairing with food.
Also check out the latest International Association of Culinary Professionals Cookbook Awards (includes Julia Child Award).
Full list of latest James Beard Foundation Cookbook Awards.
Modified April 2009
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High school b-ball playoffs intensify
Crunch time has arrived for all of the city's high school basketball teams.
Senior AAA boys' teams start the North Island championships on Thursday (Feb. 24) and the rest of the divisions move to Island championship tournaments.
Nanaimo fans will be able to see playoff basketball up close as the Wellington Secondary School gym is hosting senior AAA boys' North Islands. The host Wildcats tip off the tourney at 2 p.m. Thursday against Brooks, the Nanaimo District Islanders take to the court against G.P. Vanier at 3:45 p.m. and then the favoured Dover Bay Dolphins take on Alberni at 7:15 p.m.
The championship game will be Saturday at 7 p.m.
Dover's senior girls, meanwhile, will be stepping on the court at Port Alberni to try to capture an Island championship. The team won the North Island crown last weekend in its home gym, but Islands are a significant step up – in its first game Thursday, Dover has to face Spectrum, a team it lost to earlier this season.
Walter Fields, coach of the Dolphins girls, said his squad is playing with more confidence now and knows what it might take to beat Spectrum.
"Shoot the ball a little better, defend a little better – we're defending well – and hopefully we'll win," he said.
Most of Nanaimo's senior AA teams also get the chance to compete for an Island championship after surviving last week's North Islands. One of the teams that's most jacked up for Islands is the Woodlands Eagles senior AA boys, who won the North Island championship last weekend in unexpected fashion.
"Being able to come together at the right time is one of the hardest things to coach and to get done, but it looks like we've done a pretty good job of that," said Joey Spillman, Eagles coach. "Whether we win or lose [at Islands], they're all winners and as long as they go out and play their hardest for 40 minutes, that's all you can ask of them."
The Cedar Spartans will be joining the Eagles at senior AA boys' Islands Thursday through Saturday at Ladysmith Secondary School. Cedar tips off the tourney against St. Michael's at 2 p.m. followed by Woodlands versus Shawnigan at 3:45 p.m.
Down in Victoria, the Spartans, Eagles and Wildcats will all be trying for a title at the senior AA girls' Island championships. Cedar is the No. 1 seed out of the North Island, Woodlands is No. 2 and Wellington is No. 5.
Another local team starting playoff action this weekend is the Nanaimo Christian School Eagles. The senior A boys' team is participating in Island championships in Ucluelet starting Friday.


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What's happening in NCW Friday through Sunday
This is the first week The Wenatchee World prints without a Go! Magazine, but not to worry. We've got you covered.
n If you're in Wenatchee, catch some free live music at Tastebuds Coffee & Wine (212 Fifth St.) On Friday, Austin, Texas, musician Havilah Rand plays two sets of Americana at 6:30 and 8:15 p.m. Local duo Queens of Seven performs two sets between 6:30 and 9:30 p.m. Saturday.


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I hate Big Oil as much as anyone, but Cellophane is made from cellulose, not petroleum.
What's better than fried potatoes? Fried potatoes in
Chips are better 'cause they're fresher in Cellophane
Chips are better 'cause they're fresher in Cellophane
Posted to r/interestingasfuck by redditor Got2ReturnVideoTapes.
As part of his Project One Life series, Matt Bray has uploaded videos of himself performing the same dance routine for 100 days in his bedroom as well as performing the routine in 100 different places.
Hazel Hayes is an Irish YouTuber and filmmaker, and she recently uploaded this sitcom excerpt called "Hot Mess" on her YouTube channel.
What could be more fun than a slingshot that shoots tiny airplanes? A slingshot that shoots tiny glowing airplanes of course! These toy planes are outfitted with ultra-bright LEDs, so you can fly all night without losing them in the trees.Whether you are a regular-sized child, or an overgrown adult one, these light-up flyers offer […]
You know the drill. You go to the dentist and they ask you how often you floss. You lie through your teeth and say, "every day!" (Bonus points if you have some cilantro or chives stuck in your gums from lunch). You don't want to keep up the charade any longer, but rubbing that tiny strand […]
The Raspberry Pi Foundation has done outstanding work packing a fully capable desktop computer into a package the size of a deck cards—especially one that only costs $35. But if you already have a working laptop, why should you care? Oh, how much you have to learn. Besides operating well as a compact digital media hub, […]
I hate Big Oil as much as anyone, but Cellophane is made from cellulose, not petroleum.
Cellophane is not petroleum based. It's made from cellulose. When burned the smoke smells like denim jeans burning.
Don't take this the wrong way, but what kind of lifestyle do you live where you're familiar with the smell of burning jeans?
Chemistry FAIL. Cellophane is made out of cellulose, such as good old fashioned wood pulp or cotton fiber.
Who cares what the bag is made out of! That kid's teeth are terrifying!
One of Draper's earlier efforts. Sterling's client, big asshole.
Cellulose is made from unicorn horn and kitten tears. I thought this was common knowledge.
Mea maxima culpa. I plead jetlag, having crossed nine timezones over 30 hours yesterday, and risen at 2:30AM this morning to blog.
And now you've hit upon one of my pet peeves. "AM" and "in the morning" are the same. :)
Nah, "2AM in the night" implies "before I went to sleep", while "2AM in the morning" implies "I got up disturbingly early".
(Mind you, I'm from a 24-hour country – I might be rambling.)
Or even simpler; like most of Europe just use a 24-hour clock and ditch the ambiguity arisen from having 2 of every time each day.
Teenager + raggedy jeans + lighter = The sweet smell of burning jeans. Just the raggedy bits tho.
Not too surprisingly it is the odor of burning cotton, both cellophane and jeans.
Burning a piece of a wrapper is how you can tell cellophane from plastic. Plastic will melt and wither away from a flame. Cellophane will burn like, well, cellophane. Blow the flame out and smell the smoke, smells like burning cotton.
I understand this was posted, partly about the cool artwork. But mostly as a 'dig' at big oil based packaging.
Hummmm…..What is that product the Cool "boingboing" approved 3-D printers use as their printing medium?
3D printing? Why, we can use PLA instead of your mean and nasty petro chems.
We used to have Charles' Chips delivered in tin canisters when I was a kid. Definitely better in tin than cellophane.
We used to have Charles' Chips delivered in tin canisters when I was a kid. Definitely better in tin than cellophane.
We had those too, and crackers and such.
I'm more upset at the loss of glass in packaging in favor of plastics. Jars of mayo, (some) pickles, ketchup, mustard, are almost always plastic now.
I still have a 60's tin that saltine crackers came in..and use that to store crackers. Airtight and still works nicely after decades of use.
I get glass whenever possible. Never saw a point in buying small, air-tight containers when I can get a perfectly good one every time I finish a jar of pasta sauce.
It's weird the things we forget were once new and revolutionary. When I look back at old Popular Mechanics magazines from the 1930s they extol the amazing electric toasters and can openers, reflectors on bicycles pedals that will save lives and shoes with rubber soles.
Cellophane was manufactured in a very interesting manner. A solution of Cellophane and solvent was floated on a bath of warm mercury and the solvent was evaporated.
Eventually, a continuous process was developed which pulled a sheet of Cello off the mercury, slit it and rolled the slit sheets.
The interesting part is in the amount of mercury that was lost to the environment. Multi tons per year.
This is a terrible ad! How does that kid expect to be sneaky if he's eating from a cellophane bag?! Mom will hear the crumpling in an instant.
Mom will hear the crumpling in an instant.
This kid probably remembered that, and grew up to invent the new Sun Chips biodegradable bags, which appear to be made of equal parts cellophane, thunder, microphone feedback, dental drill, and smoke alarm.
Man, you can't even look at one of those bags without waking the neighbors.
I can see the sort of symbol interjection seen in Super Mario Galaxy has prior art.
Yeah, you adults just enjoy your tray of chips. I have the whole bag and they are mine! Mine, I tell you. And Sparky? He didn't run off. He's in a pit with seven other neighborhood dogs and Sis is getting a bit uppity. You should have included me in your soirees, because I have figured out a novel secondary usage for this cellophane bag. After I have finished the chips, of course.
It is wild how new materials (especially plastics) do come to completely dominate packaging, to the point that no one remembers how it used to be.
When I was a kid and had just learned how comparatively recent plastic was, I was completely baffled by the idea of a non-plastic toothbrush. What the hell did they use? Wood? Ceramic? Finally I asked my mom (who is old enough to predate plastic) and she supplied the answer. They were made of hard rubber.
I remember cellophane bags, and am wondering when exactly they stopped being used (was it the 80's?). And I still miss the waxed paper bags that cereal came in, since the plastic they use now doesn't roll up as well (to keep the cereal fresher).
I remember cellophane crisp bags in the 80s – the whole plastified foil thing came in the nineties I'm sure
I don't read this ad ironically or humorously at all. Seems perfectly wonderful.
Don't dis cellophane! It's biodegradable!
I know this is all yuk yuks and whatnot but you will be seeing ads for cellophane much like this one in the near future.
It can be composted at home (though it takes a while). I wouldn't be surprised, what with California's proposed ban on plastic bags, to see many plastic products go back to cellophane. And I would support that!
Why, even way back in 1934, Cole Porter knew that cellophane was "the top"!
See at 1:36 in this vid of Porter singing "You're The Top" – and check out the cellophane clothing those old-time models are wearing (as the chips bag says in the foto above – "Cellophane lets you see!":)
Wow Cory, I expected more from you. You plead jet lag meaning you did not do the background research, or you knew this but just forgot? I say former…. I hold you in very high esteem, please don't let me down.
Wow Cory, I expected more from you. You plead jet lag meaning you did not do the background research, or you knew this but just forgot? I say former…. I hold you in very high esteem, please don't let me down.
OMG if Cory doesn't own up this person may NEVER COMMENT AGAIN!
Cellophane is definitely a wood product. There was obviously a big technological jump in the 20s or then abouts because we suddenly got Kleenex, cellophane and tampons. They are all made from the same basic process as paper, but with variations in processing and which pulp products were used.
I guess cellophane kept the crisps crisper than the paper it replaced?
Comments are closed.


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Childbirth Education
Online Resources
Childbirth Education Classes
Childbirth can be an amazing experience. Knowing what to expect during delivery and beyond can help new parents concentrate on the birth and not the unknown.
CHI Health offers a variety of childbirth and parenting classes. It's easy to find exactly what you need at a facility near you.
Prepared childbirth is the first and most important class you will take. You will learn exactly what to expect during the birthing process, so there are no surprises during labor. Choose the option that is best for you, including a series classes that meet for 2, 4 or 6 weeks or a condensed Saturday class. Classes fill up fast. Register early, so you will be in the class during your third trimester.
Classes are offered at CHI Health facilities near you. There's a class for just about everything you need. If you have already chosen a Maternity Center for your delivery, you may want to attend classes at that facility. If you have not chosen a facility or would like to attend a class that better fits your schedule, don't hesitate to register at any of our facilities.
How to Register
To register for any class at any campus, simply select "Check Class Availability" on the right at the top of this page or call (402) 398-6550. Experienced registration staff members will assist you to register and suggest other classes which you might find interesting.
Please wear comfortable clothes and shoes as most classes have activities on the floor. You may want to bring a pillow to sit on during classroom time.
Children are not allowed to attend childbirth classes (with the exception of the Sibling Class) and childcare is not provided. Please make arrangements for your children.


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This section contains 915 words (approx. 4 pages at 300 words per page) |
Margaret Atwood's first collection of short stories [Dancing Girls] … centres on the relationships between men and women…. Atwood writes mainly of the struggles between men and women, of painful failures and of equally painful readjustments. Atwood's women tend to suffer the most in these relationships; their male friends have affairs, or simply leave them, and the women have to shore up their defences just to get by…. [Atwood's stories] range in tone from cool detachment, to suppressed hysteria, to the lightly ironic and humorous. And Atwood's considerable ability as a poet is often evident in the stories in the vividness of phrasing and imagery. The use of suggestive imagery to convey meaning is in fact one of the most distinctive features of the best stories—'Under Glass' and 'Polarities,' for instance.
By the standard of Atwood's own best fiction—Surfacing, that is—Dancing Girls is a reasonably...
This section contains 915 words (approx. 4 pages at 300 words per page) |


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Started this discussion. Last reply by free thinker Jul 14, 2011. 12 Replies 1 Like
Sometimes I wonder.. how evolved are we!We can't allow our predatory behavior to manifest itself physically , except in sport perhaps .. Our economic structure, however, is a wild jungle . How…Continue
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18515 Statesville Road #C-01, Cornelius, North Carolina 28031
In the context of the experiential process couples are supported with a safe environment structured to encourage each partner to identify internal states (thoughts and feelings) of the immediate experience/ task that are influencing behavior patterns. Reflection on each person's behavior patterns and how the patterns interact within the context of the experiential activity and process opens the door to behavioral change in the form of new routines, boundaries, and practices as well as developing emotional intelligence skills. The experiential process and techniques allow for an increase in and enhancement of the level of intimacy between the two individuals in the relationship.
18805 W. Catawba Ave. , Cornelius, North Carolina 28031
In a society where half of marriages fail, it is clear, in order to thrive in your relationship takes work. Therapy is a major tool at your disposal no matter where you are on the road or how far down the road you feel you have gone. As an added benefit for couples, engaged couples, and married couples, I am a prepare enrich facilitator. This is another resources that can be utilized in therapy if desired. I have also trained in the Gottman theory but do not limit therapy to one modality. Rather, I have an integrative perspective tailored to you. If you feel distress in your marriage whether you are in the first year of your marriage or the twenty seventh, therapy is a proven resource.
Dilworth, Charlotte, North Carolina 28203
Establishing and maintaining health relationships is challenging and requires equal effort on both parties. Communication, finances, parenting, sex/intimacy, and infidelity are common problems that create imbalance and discord in an intimate relationship. I help couples understand how each member influences the relationship and work together to support, nourish and strengthen the bond. Couples coaching includes services for heterosexual and gay and lesbian couples.
1905 JN Pease Pl, Suite 101, Charlotte, North Carolina 28262
My approach to couple's counseling focuses on identifying relationship patterns, unmet needs, and developing new and healthy ways of relating. Many couple's slowly grow apart over time and lose the feeling of closeness. Often this comes out as, 'we are two different people' or 'we can't communicate anymore'. Most couple's try to solve these problems on their own often for years. As the frustration grows, the relationship strains. There is hope as new healthy patterns can be created and most of this is done in session until couples are confident on their own. Usually this course of treatment takes 12 to 16 sessions.
70 Woodfin Pl Suite 232, Asheville, North Carolina 28801
Couple Counseling in Asheville, NC We have a built in urge to couple up and be connected. So, feeling attracted or 'falling in love' is the easy part. But, learning how to merge two lives together takes more than love alone. That's where couple counseling offers specialized guidance. My couple counseling emphasizes developing practical day to day habits that strengthen your connection - and the ways to manage your differences without arguments or fights. Everyone wants this in their relationship, but few have had a chance to learn what really works for it to happen. Counseling is an effective way to discover how to have the relationship you want, without the heartache of trial and error.
James Colvin, M.Div., LMFT
Psychotherapist, Marriage & Family Therapist
Ready for change? Let's Get Started16 Arlington St., Asheville, North Carolina 28801
See marriage counseling. My approach is pretty much the same for all couples. Obviously with married partners the issue of divorce or separation is sometimes on the table, which adds to the complexity, though long term unmarried couples face the same feelings minus some of the legal complications. Couples of whatever background or level of commitment can benefit from taking responsibility for their issues, learning effective expression of differences, and learning how to listen to each other.
1630 Dale Earnhardt Blvd., Kannpolis, North Carolina 28083
I love working with couples. I believe in the foundation of healthy relationships and understand that sometimes people are "stuck". I'm a certified Prepare and Enrich instructor that allows couples to discover who they are in order to work together as a team. This approach addresses those who are in relationships, engaged or struggling in their marriages.
1630 Dale Earnhardt Blvd, Kannapolis, North Carolina 28083
I work with couples with the understanding that their relationship is the "client" in the room. However, it is important for each client to realize when they enter a counseling session, they bring with them all of their past/family of origin/hurts/pain/etc that make them who they are. So while focusing on the relationship, they must be aware of how they are contributing to the presenting problems. Communication and conflict resolution are at the core of the work I do with couples.
6845 Fairview Road, Charlotte, North Carolina 28210
Is your relationship on the rocks? Are you feeling frustrated, angry, or distant from your partner? I provide couples counseling and pre-marital counseling in a safe and nonjudgmental environment where I can help you both in identifying strengths, improving communication and intimacy, and resolving conflicts. Call today for a free phone consultation or to set up an appointment.
Robin Fine, MSW, LCSWA
Clinical Social Worker and Psychotherapist
Ready for change? Let's Get Started6809 Fairview Road, Charlotte, North Carolina 28210
Much can be left unsaid in a loving relationship. And, over the many months and years, this lack of communication on what can be important aspects of a relationship can cause problems and even break-up. No relationship is beyond repair. The desire to want to repair hurt feelings and ineffective communication is the biggest hurdle. Two loving adults who want their relationship to be successful can indeed be just that. Call me to schedule your appointment today.
600 e. unaka ave, johnson city, Tennessee 37601
Working with couples can be some of my most rewarding work. All couples have unique needs and challenges that can sometimes interfere with love, committment and the parternship. When both parties want to correct the problem and heal the relationship, I will work with you to identify the problem and then work with you to go from problem focused to solution focused.
Chris Bailey, M.A. Professional Counseling
First Care Christian Counseling
Ready for change? Let's Get Started121 Monroe White St (inside First Baptist Church), Fort Mill, South Carolina 29715
I work with couples with pre-engagement and pre-marital counseling. I use personality assessment skills to evaluate compatible personality aspects and strengths for the couple to identify areas of strengths and possible challenges. Couples are able to learn skills and strategies that help them be better prepared to navigate through life's up's and down's.
Blake Clemmons, MA, LPCA
Licensed Professional Counselor Associate
Ready for change? Let's Get Started2124 Crown Centre Dr. Suite 400, Charlotte, NC 28, Charlotte, North Carolina 28227
I enjoy helping couples find joy in their marriage, renew passion for one another and learn how to communicate effectively. When couples learn how to listen to each other effectively, intimacy is increased. I help couples work through communication issues as well as learn how to manage stress in their life. I also help couples look at some of the most common pitfalls in communication and how they can identify and correct these pitfalls. I offer a compassionate and caring approach that helps couples utilize strengths as well as help couples work as a team to overcome their challenges!


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With a design background, the Japanese company, Crops, makes bicycle-related accessories like locks, lights, tools and computers. We took the opportunity to speak to Keiji Taiga, Crops' General Manager, and got to know more about their current product line-up and upcoming product developments.
According to Taiga-san, the Crops brand has been around for about 11 years with an emphasis on function and design. Looking beyong the Japanese domestic market, Crops is looking to tap upon a burgeoning worldwide interest in bicycles and cycling, and explore opportunities in markets like Europe and North America.
The 2013 Product Ra...
Mr Alcide Basso.
Basso was established in 1977 at Vicenza, just 5km away from renowned bike component manufacturer, Campagnolo. Compared to their bigger counterparts, Basso chooses total control over their design, production and finish, which is why the production numbers are comparatively lower compared to bigger bicycle companies. For instance, Basso produces 12,500 frames a year and not surprisingly, 99% of them are carbon frames.
One Team: Design, manufacturing and finish
"Every detail, frame, and R & D, (is done) inside our company. It's one team."
Basso has 45 employees, which includes the engineers, research and ...
Having sighted so many wheeled machines at EuroBike, words alone will not suffice in sharing that experience.
Togoparts compiles a mini photo essay on some of the weird and wonderful rides sighted at EuroBike 2012 as we approach the tail end of our special feature series. Enjoy...
The Weird
Electric Recumbent Cruisers
Surly Salsa (Big Foots)
Electric Full Sussers really got me going
Laid back, light weight Recumbents were really hot
The Wonderful
Old School commuter bikes make a comeback
Extreme Downhill
Hand-made goodness
Now we're talking
29-inch full sussers made a splash. This was a big hit with u...
As seen on sponsored riders such as the current Norwegian National Road Champion Edvald Boasson Hagen (who recently came in 2nd at the Road World Championships), new for 2013 for the road range of shoes is the SH-R320, the successor to the SH-R315. Shimano has incorporated feedback from sponsored riders to increase the shoe's customization abilities. Insoles are included in the Custom-Fit program and are heat-moldable. Cleats have extra 11mm of adjustment on both the shoe side and cleat side. To promote smoother and more efficient pedalling, Shimano developed Dynalast, which reduces unwanted loss of power during the pedal stroke.
...Such is the depth of EuroBike that after a full two weeks of consistent updating and profiling the coolest, most dope technology and product releases from the who's who of cycling, there is so much more to say and even more to share. Well, we could definitely give you a main summary of everything we saw, but that would not do the products any justice at all. So here goes…
Saving perhaps what might be the best for last, we take a closer look at Japanese component maker Shimano's new 2013 line up of Saint and Zee 'Gravity' components (surely, the brand Shimano needs little introduction, right?).
So here goes, Shimano has unveiled some all-...
It's hard to deny that riders are getting spoilt (not to be taken literally) by technology. Given the array of 'convenient' and energy efficient mechanics and electronics available to cyclists, getting your ideal fork or gear setting has been made much more convenient.
In an earlier article, we discussed the benefits provided by the Shimano's new Di2 system in having electrical assistance reduce the effort of gear shifting. Here, the spotlight is cast on the new CTD (Climb, Trail, Descent) system that has been incorporated into the suspension maker's 2013 range.
Essentially, the CTD system has been set up to allow riders to tweak th...
We're no stranger to standard 26-inch set-ups and we've crooned over the benefits wearing larger 29" wheels (but of course, 29ers are completely different bikes altogether and it isn't as simple as just changing a wheelset and tyres). So what's the deal about the 650B?
According to marketing division manager for Scott Sports, Reto Aeschbacher, "the 27.5-inch wheel size is the happy medium, combining the agility of the classic 26-inch format with the speed and the capability of 29ers to roll over obstacles". But the question remains for the average consumer, is this some marketing gab to push sales of something tweaked to be slightly...
The flagship model, Focus Izalco Team SL 1.0
Belonging to the home country of EuroBike, Focus Bikes of Germany had an impressive line-up of bikes; not just the top models but also the more affordable ranges and models for mere mortals like us. I had the privilege to speak to Mr Jorg Arenz, the Overseas Sales Director at Derby Cycle, the distributor for Focus Bikes in Germany. Mr Arenz enthusiastically gave me a quick tour of the latest offerings for Focus in 2013 as well as some insight on the upcoming trends in the worldwide bicycling scene.
The top road model, the Focus Izalco Team SL 1.0 has a brand new carbon lay-up and shaves up to ...


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text: Kim Stanley Robinson Takes Us Back Out Into The Solar System, 300 Years From NowCharlie Jane Anders11/24/09 2:36pmFiled to: kim stanley robinsonAuthorsBooksWritingPublishingOrbit BooksGalileo's dreamThe years of rice and salt231234EditPromoteShare to KinjaToggle Conversation toolsGo to permalink Orbit Books signed Kim Stanley Robinson to a three-book deal in both the U.S. and U.K., and the first book of that deal takes place in the year 2312, when the human race has abandoned the Earth. Advertisement Robinson, the author of the Mars trilogy, The Years Of Rice And Salt, the Three Californias trilogy and the Science In The Capitol series, has a new novel coming out in the U.S. next month: Gallileo's Dream, in which the pioneering astronomer receives a telescope that allows him to see Jupiter three thousand years from now, when our descendants live there. By all accounts, it's a fascinating look at the man who may have been the first real scientist.And Robinson's following book, provisionally titled 2312, also sounds great. According to Tim Holman, Orbit VP and Publisher: Advertisement Kim Stanley Robinson is a writer who can make the future credible, no matter how incredible it might seem. 2312 will be set in our solar system three hundred years from now; a solar system in which mankind has left Earth and found new habitats. This will be a novel for anyone curious to see what our future looks like – a grand science-fictional adventure in every sense – and I'm thrilled that Orbit will be publishing it in both the US and the UK.Top image of the Gallilean satellites from NASA. [Orbit Books]Reply34 repliesLeave a reply


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Enhance The Way
You Watch Television
Watch What You Want with Cox Cable in Rudy, AR
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Healthy bonus: Magnesium and folate from spinach; fiber from apples and buns; antioxidants from rosemary and sage
Leave a Review
I've made this burger several times and it is sooooo incredibly good! We like to substitute ground lamb for the pork, though - I really think that helped the flavors (especially the rosemary!) to flourish. And you can always just coarsely chop the apples instead of grating.
I loved this! I don't have a grill, so I made this on the stove top. The sage and rosemary in the burgers was delicious, and the apples added a subtle crunch and tang. The 'mayo' could have been more exciting, but I liked it's simplicity since so much was already going on in the burger.
This tasted alright, but really I have to ask "what's the point?". It's little more than a burger with minimal added flavorings. The "mayo" was okay, but you could easily just whip up whatever you like. The apple "slaw" was entirely pointless. Following previous review, I squeezed out the excess liquid before adding more; but once it was finished, it was really flavorless and added nothing at all to the burger. I won't make this recipe again; I'll just experiment on my own next time.
Although wanted a "healthier" alternative to a traditional burger, this was interesting... the apple slaw makes bun mushy so I would recommend straining or try slices but the slaw does almost feel like a "special" sauce, wasn't thrilled with the sage, would just stick with the rosemary next time