text:
Xian's Og
stupid traditions are simply stupid
Over the past weekend, several men were killed in Spain. By running bulls. Most in the streets of Pamplona. And one in a bullring. The argument behind those events is to invoke "tradition". Which means it happened for several centuries. Starting (?) with the Minoan bull leapers. But that does not make an argument when live are at stake and animals turned into killing machines (and often injured in the process). A lot of other absurd and cruel traditions have rightly disappeared over the years… The European Union does not yet prohibit this animal mistreatment although it prohibits EU funds to be used as support, but it should as it is high time bull running and bull fighting are prohibited everywhere in Spain (as bull fighting currently is in both Catalunya and the Canary Islands). [I realise this is not the number one problem in the World and that many more people died the same weekend of deaths that could have been avoided, it is just that it would be so simple to eliminate this one (dis)reason.]
Filed under: Running, Travel Tagged: bull fighting, Canary Islands, Catalunya, European Union, running bulls, Spain
difficult times for postdocs
In the plane to Warwick on Monday, I was reading my latest issue of Nature and found an interesting editorial on the financial plight of many graduates and post-docs in both the US and the UK (and certainly elsewhere). Who, despite having a fellowship, cannot make ends meet. This is particularly true in expensive cities like London, Oxford or even Paris, where rents force those new researchers to face long commuting hours. The editorial suggests taking extra-jobs to make up for financial difficulties, but this does not sound to me like a particularly pertinent recommendation if it means taking time off one's research, at the period in a researcher's career where one's energy should be mostly directed at the production of papers towards securing a (more) permanent job. Even teaching can prove too time consuming for finishing PhD students. An adequation between the needs of those young researchers and the institutional support they receive would sound like a natural requirement, while graduates looking for fellowship should truly assess the adequation in detail before accepting an offer.Which of course is not always easy. In countries where post-doctoral contracts are not negotiable and are set at a national level (like, e.g., France), checking with earlier fellows is a must. (As it happens or happened, I was quite lucky to spend my post-doctoral years in cheap places with decent support from the local universities, but this is not relevant in today's environment!)
Filed under: Kids, Travel, University life Tagged: fellowships, graduate course, Nature, postdocs, postdoctoral position, University of Warwick
the curious incident of the inverse of the mean
A s I figured out while working with astronomer colleagues last week, a strange if understandable difficulty proceeds from the simplest and most studied statistical model, namely the Normal model
Indeed, if one reparametrises this model as x~N(υ⁻¹,1) with υ>0, a single observation x brings very little information about υ! (This is not a toy problem as it corresponds to estimating distances from observations of parallaxes.) If x gets large, υ is very likely to be small, but if x is small or negative, υ is certainly large, with no power to discriminate between highly different values. For instance, Fisher's information for this model and parametrisation is υ⁻² and thus collapses at zero.
While one can always hope for Bayesian miracles, they do not automatically occur. For instance, working with a Gamma prior Ga(3,10³) on υ [as informed by a large astronomy dataset] leads to a posterior expectation hardly impacted by the value of the observation x:
And using an alternative estimate like the harmonic posterior mean that is associated with the relative squared error loss does not see much more impact from the observation:
There is simply not enough information contained in one datapoint (or even several datapoints for all that matters) to infer about υ.
Filed under: R, Statistics, University life Tagged: astronomy, Bayesian inference, inverse problems, parallaxes
Monte Carlo in the convent
Last week, at the same time as the workshop on retrospective Monte Carlo in Warwick, there was a Monte Carlo conference in Paris, closing a Monte Carlo cycle run by Institut Louis Bachelier from October 2015 till June 2016. It took place in the convent of Les Cordeliers, downtown Paris [hence the title] and I alas could not attend the talks. As I organised a session on Bayesian (approximate) computations, with Richard Everitt, Jere Koskela, and Chris Sherlock as speakers (and Robin Ryder as chair), here are the slides of the speakers (actually, Jere most kindly agreed to give Chris' talk as Chris was to sick to travel to Paris):
Filed under: pictures, Statistics, Travel, University life Tagged: coalescent, delayed acceptance, Dirichlet mixture priors, Institut Louis Bachelier, Monte Carlo, noisy Monte Carlo, Paris, pseudo-marginal MCMC, retrospective Monte Carlo, University of Warwick
Extending R
As I was previously unaware of this book coming up, my surprise and excitement were both extreme when I received it from CRC Press a few weeks ago! John Chambers, one of the fathers of S, precursor of R, had just published a book about extending R. It covers some reflections of the author on programming and the story of R (Parts 2 and 1), and then focus on object-oriented programming (Part 3) and the interfaces from R to other languages (Part 4). While this is "only" a programming book, and thus not strictly appealing to statisticians, reading one of the original actors' thoughts on the past, present, and future of R is simply fantastic!!! And John Chambers is definitely not calling to simply start over and build something better, as Ross Ihaka did in this [most read] post a few years ago. (It is also great to see the names of friends appearing at times, like Julie, Luke, and Duncan!)
"I wrote most of the original software for S3 methods, which were useful for their application, in the early 1990s."
In the (hi)story part, Chambers delves into the details of the evolution of S at Bells Labs, as described in his [first] "blue book" (which I kept on my shelf until very recently, next to the "white book"!) and of the occurrence of R in the mid-1990s. I find those sections fascinating maybe the more because I am somewhat of a contemporary, having first learned Fortran (and Pascal) in the mid-1980's, before moving in the early 1990s to C (that I mostly coded as translated Pascal!), S-plus and eventually R, in conjunction with a (forced) migration from Unix to Linux, as my local computer managers abandoned Unix and mainframe in favour of some virtual Windows machines. And as I started running R on laptops with the help of friends more skilled than I (again keeping some of the early R manuals on my shelf until recently). Maybe one of the most surprising things about those reminiscences is that the very first version of R was dated Feb 29, 2000! Not because of Feb 29, 2000 (which, as Chambers points out, is the first use of the third-order correction to the Gregorian calendar, although I would have thought 1600 was the first one), but because I would have thought it appeared earlier, in conjunction with my first Linux laptop, but this memory is alas getting too vague!
As indicated above, the book is mostly about programming, which means in my case that some sections are definitely beyond my reach! For instance, reading "the onus is on the person writing the calling function to avoid using a reference object as the argument to an existing function that expects a named list" is not immediately clear… Nonetheless, most sections are readable [at my level] and enlightening about the mottoes "everything that exists is an object" and "everything that happens is a function" repeated throughout. (And about my psycho-rigid ways of translating Pascal into every other language!) I obviously learned about new commands and notions, like the difference between
x <- 3and
x <<- 3(but I was disappointed to learn that the number of <'s was not related with the depth or height of the allocation!) In particular, I found the part about replacement fascinating, explaining how a command like
diag(x)[i] = 3could modify x directly. (While definitely worth reading, the chapter on R packages could have benefited from more details. But as Chambers points out there are whole books about this.) Overall, I am afraid the book will not improve my (limited) way of programming in R but I definitely recommend it to anyone even moderately skilled in the language.
Filed under: Books, Kids, R, Statistics Tagged: Bell Labs, book review, C, CRAN, extending R, Fortran, John Chambers, laptop, Linux, Luke Tierney, object-oriented programming, packages, Pascal, R, Ross Ihaka, S, S-plus, unix
retrospective Monte Carlo
The past week I spent in Warwick ended up with a workshop on retrospective Monte Carlo, which covered exact sampling, debiasing, Bernoulli factory problems and multi-level Monte Carlo, a definitely exciting package! (Not to mention opportunities to go climbing with some participants.) In particular, several talks focussed on the debiasing technique of Rhee and Glynn (2012) [inspired from von Neumann and Ulam, and already discussed in several posts here]. Including results in functional spaces, as demonstrated by a multifaceted talk by Sergios Agapiou who merged debiasing, deburning, and perfect sampling.
From a general perspective on unbiasing, while there exist sufficient conditions to ensure finite variance and aim at an optimal version, I feel a broader perspective should be adopted towards comparing those estimators with biased versions that take less time to compute. In a diffusion context, Chang-han Rhee presented a detailed argument as to why his debiasing solution achieves a O(√n) convergence rate in opposition the regular discretised diffusion, but multi-level Monte Carlo also achieves this convergence speed. We had a nice discussion about this point at the break, with my slow understanding that continuous time processes had much much stronger reasons for sticking to unbiasedness. At the poster session, I had the nice surprise of reading a poster on the penalty method I discussed the same morning! Used for subsampling when scaling MCMC.
On the second day, Gareth Roberts talked about the Zig-Zag algorithm (which reminded me of the cigarette paper brand). This method has connections with slice sampling but it is a continuous time method which, in dimension one, means running a constant velocity particle that starts at a uniform value between 0 and the maximum density value and proceeds horizontally until it hits the boundary, at which time it moves to another uniform. Roughly. More specifically, this approach uses piecewise deterministic Markov processes, with a radically new approach to simulating complex targets based on continuous time simulation. With computing times that [counter-intuitively] do not increase with the sample size.
Mark Huber gave another exciting talk around the Bernoulli factory problem, connecting with perfect simulation and demonstrating this is not solely a formal Monte Carlo problem! Some earlier posts here have discussed papers on that problem, but I was unaware of the results bounding [from below] the expected number of steps to simulate B(f(p)) from a (p,1-p) coin. If not of the open questions surrounding B(2p). The talk was also great in that it centred on recursion and included a fundamental theorem of perfect sampling! Not that surprising given Mark's recent book on the topic, but exhilarating nonetheless!!!
The final talk of the second day was given by Peter Glynn, with connections with Chang-han Rhee's talk the previous day, but with a different twist. In particular, Peter showed out to achieve perfect or exact estimation rather than perfect or exact simulation by a fabulous trick: perfect sampling is better understood through the construction of random functions φ¹, φ², … such that X²=φ¹(X¹), X³=φ²(X²), … Hence,
which helps in constructing coupling strategies. However, since the φ's are usually iid, the above is generally distributed like
which seems pretty similar but offers a much better concentration as t grows. Cutting the function composition is then feasible towards producing unbiased estimators and more efficient. (I realise this is not a particularly clear explanation of the idea, detailed in an arXival I somewhat missed. When seen this way, Y would seem much more expensive to compute [than X].)
Filed under: pictures, Running, Statistics, Travel, University life Tagged: cigarettes, CRiSM, debiasing, exact estimation, exact sampling, Monte Carlo Statistical Methods, multi-level Monte Carlo, perfect sampling, retrospective Monte Carlo, University of Warwick, Zig-Zag
coupled filters
Pierre Jacob, Fredrik Lindsten, and Thomas Schön recently arXived a paper on coupled particle filters. A coupling problem that proves to be much more complicated than expected, due to the discrete nature of particle filters. The starting point of the paper is the use of common (e.g., uniform) random numbers for the generation of each entry in the particle system at each time t, which maximal correlation gets damaged by the resampling steps (even when using the same uniforms). One suggestion for improving the correlation between entries at each time made in the paper is to resort to optimal transport, using the distance between particles as the criterion. A cheaper alternative is inspired from multi-level Monte Carlo. It builds a joint multinomial distribution by optimising the coupling probability. [Is there any way to iterate this construct instead of considering only the extreme cases of identical values versus independent values?] The authors also recall a "sorted sampling" method proposed by Mike Pitt in 2002, which is to rely on the empirical cdfs derived from the particle systems and on the inverse cdf technique, which is the approach I would have first considered. Possibly with a smooth transform of both ecdf's in order to optimise the inverse cdf move. Actually, I have trouble with the notion that the ancestors of a pair of particles should matter. Unless one envisions a correlation of the entire path, but I am ensure how one can make paths correlated (besides coupling). And how this impacts likelihood estimation. As shown in the above excerpt, the coupled approximations produce regular versions and, despite the negative bias, fairly accurate evaluations of likelihood ratios, which is all that matters in an MCMC implementation. The paper also proposes a smoothing algorithm based on Rhee and Glynn (2012) debiasing technique, which operates on expectations against the smoothing distribution (conditional on a value of the parameter θ). Which may connect with the notion of simulating correlated paths. The interesting part is that, due to the coupling, the Rhee and Glynn unbiased estimator has a finite (if random) stopping time.
Filed under: Kids, Statistics, University life Tagged: bootstrap filter, debiasing, ecdf, filtering, multi-level Monte Carlo, optimal transport, particle system, smoothing, sorted sampling, unbiased estimation
in memoriam
Hundreds of Irakis have been killed in the Karrada shopping centre bombing in Baghdad. They should be remembered as individuals, with each his or her own story and interrupted life, not just as numbers.
Filed under: Statistics Tagged: Baghdad, Irak, notjustanumber, terrorism, victims
automatic variational ABC
"Stochastic Variational inference is an appealing alternative to the inefficient sampling approaches commonly used in ABC."
Moreno et al. [including Ted Meeds and Max Welling] recently arXived a paper merging variational inference and ABC. The argument for turning variational is computational speedup. The traditional (in variational inference) divergence decomposition of the log-marginal likelihood is replaced by an ABC version, parameterised in terms of intrinsic generators (i.e., generators that do not depend on cyber-parameters, like the U(0,1) or the N(0,1) generators). Or simulation code in the authors' terms. Which leads to the automatic aspect of the approach. In the paper the derivation of the gradient is indeed automated.
"One issue is that even assuming that the ABC likelihood is an unbiased estimator of the true likelihood (which it is not), taking the log introduces a bias, so that we now have a biased estimate of the lower bound and thus biased gradients."
I wonder how much of an issue this is, since we consider the variational lower bound. To be optimised in terms of the parameters of the variational posterior. Indeed, the endpoint of the analysis is to provide an optimal variational approximation, which remains an approximation whether or not the likelihood estimator is unbiased. A more "severe" limitation may be in the inversion constraint, since it seems to eliminate Beta or Gamma distributions. (Even though calling qbeta(runif(1),a,b) definitely is achievable… And not rejected by a Kolmogorov-Smirnov test.)
Incidentally, I discovered through the paper the existence of the Kumaraswamy distribution, which main appeal seems to be the ability to produce a closed-form quantile function, while bearing some resemblance with the Beta distribution. (Another arXival by Baltasar Trancón y Widemann studies some connections between those, but does not tell how to select the parameters to optimise the similarity.)
Filed under: pictures, Statistics Tagged: ABC, Amsterdam, beta distribution, bias, Kumaraswamy distribution, likelihood function estimator, likelihood-free methods, pseudo-random generator, qbeta, R, variational Bayes methods


text:
Developing a MVC Component/Adding language management
There also needs to be a language translation for the ADMIN Menu. Otherwise, the admin menu will only show the menu-item aliases See Forum thread.
The specification of the admin menu for the component in the installation manifest would look something like this:
<menu>com_hello</menu> <submenu> <menu controller="features">com_hello_greetings</menu> <menu controller="config">com_hello_config</menu> </submenu>
Then we would add an additional language file to the installation manifest called en-GB.com_hello.sys.ini:
<languages folder="admin"> <language tag="en-GB">language/en-GB/en-GB.com_helloworld.ini</language> <language tag="en-GB">language/en-GB/en-GB.com_helloworld.menu.ini</language> <language tag="en-GB">language/en-GB/en-GB.com_helloworld.sys.ini</language> </languages>
And this new language file would look like this:
COM_HELLO=Hello World! COM_HELLO_GREETINGS=Manage Greetings COM_HELLO_CONFIG=Configuration
Adding translation when installing the component
This section is unclear to me. It reads, "With your favorite file manager and editor, put a file EXTENSIONROOT/language/en-GB/en-GB.myextension.sys.ini. This file will contain translation for the install."
In the tutorial on making extensions, most everything is in site/... or admin/... so there is no folder called com_helloword/... com_helloworld is created automatically, so where in the package should EXTENSIONROOT/language/en-GB/en-GB.myextension.sys.ini go?
Earlier in the tutorial, there is already a sys.ini created in the admin directory with different content, and all the tutorial references are to the extension being made (e.g. the file would be named en-GB.com_helloworld.sys.ini not en-GB.myextension.sys.ini and the file does not appear in the package list. The package list also contains a file called language/en-GB/en-GB.ini which does not appear to be in the tutorial and does not link to any content.
I think this portion needs some clarification.

subset: commoncrawl


text: Three Hours In, 21 To Go At The Lamest Day: E30 Leads, Lada Still RunningMurilee Martin10/03/09 3:30pmFiled to: 24 hours of lemons24 Hours Of Lemons OhioLada24 Hours Of Lemons Nelson LedgesLamest DayThe Lamest DayRacingBMW E301987 BMW 325i15EditPromoteShare to KinjaToggle Conversation toolsGo to permalinkInternet access is difficult at best here at Nelson Ledges, so live updates are going to be few and short. At the moment, the Charlie Foxtrot Racing BMW 325i leads.AdvertisementThe Lada broke down early and often, but (much like the old Soviet Union) keeps staggering back out for more laps. The story with the '61 Cadillac has been much the same. This is a fast, fast track, with broken parts galore; I'd say that at least 30 cars are now out with major mechanical problems.Reply15 repliesLeave a reply


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text: CHARLOTTE, N.C. (AP) - Panthers Pro Bowl defensive end Greg Hardy has been arrested on misdemeanor charges of assault on a female and communicating threats, according to Charlotte Mecklenburg police. Police said in a press release Hardy turned himself in Tuesday and was transferred to the custody of the Mecklenburg County Sheriff's Office. The Panthers said in a statement, ''We are very disappointed to learn of the allegations involving Greg and are concerned for all parties as we continue to investigate.'' Hardy, who signed the team's franchise tag tender in March and will make $13.116 million this season if he doesn't sign an extension before July 15, turned himself in Tuesday, according to police. He went before the magistrate and no bond has been issued. Hardy's agent Drew Rosenhaus declined comment to The Associated Press. The 25-year-old Hardy has 26 sacks over the past two seasons with the Panthers, including a franchise-tying 15 in 2013. According to the police report, patrol officers responded to a domestic violence assault call for service at 4:18 a.m. Tuesday in Charlotte. The report states that upon arrival officers spoke to the victim, who advised that she had been physically assaulted and threatened by Hardy. The victim also stated that she and Hardy had been in a relationship since September 2013. Police obtained warrants for an arrest on Hardy. The Panthers recently agreed to give Hardy a $1.3 million advance on his franchise tag if he attends the team's voluntary offseason workouts. Hardy has been a flamboyant personality since joining the Panthers and regularly refers to himself as the ''Kraken,'' after a mythical sea creature. A motorcycle accident before his second season with the team left Hardy with severe skin burns and prevented him from participating in the team's training camp, although he still made it back for the 2011 season. He has long been one of the outspoken players in the locker room, predicting a late-season win against Atlanta in 2012. He has also been one of the most productive the past two seasons, earning him the franchise tag tender even though the Panthers are strapped under the salary cap. By keeping Hardy, the Panthers were forced to let other free agents walk, including safety Mike Mitchell, cornerback Captain Munnerlyn and wide receivers Brandon LaFell, Ted Ginn Jr. and Domenik Hixon. The team also released wide receiver Steve Smith. --- AP NFL website: www.pro32.ap.org and http://twitter.com/AP-NFL |


text:
Whittaker, D;
Hart, G;
Research note: Managing risks: The social organisation of indoor sex work.
, 18
399 - 414.
In this research note we begin to develop ideas drawn from studies concerned with the social context of sex work, and contribute to the literature on the sociology of risk, by investigating the social organisation and conditions of work of a group of female sex workers whose work has not so far been described in any detail - flat-working women. These are preliminary findings from an ongoing empirical study comparing occupational risk of violence between women working in flats and street-working women in central London. Here we report on the flat-working women's employment of protective strategies, such as co-working with 'maids' who serve as gatekeepers, allowing clients access to the women and monitoring the time clients spend in the flats. Rather than focus on women's self-efficacy or health beliefs, we argue that it is through the social organisation of their work that we are best able to understand the nature of their risk exposure, and their strategies for managing risk and safety in relation to their occupational health.
Type: | Article |
Title: | Research note: Managing risks: The social organisation of indoor sex work |
Keywords: | prostitutes, women, occupational health risk, violence, PROSTITUTES |
URI: | http://discovery.ucl.ac.uk/id/eprint/136154 |
Archive Staff Only
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Decimal Degrees: Latitude: 45.8796487 Longitude: -112.1633308
Share your comments and photos of Paul-McArthur Ditch Number One, a Canal in Jefferson County, MT
(Optional) Upload a photo taken at this location:
Airport: Jefco Skypark Airport
Building: Whitehall Fire Department , Whitehall Police Department , Whitehall Fire Hall , John Gregory Memorial Library
Canal: Paul-McArthur Ditch Number One , Pipestone Ditch , Jefferson Canal , Pleasant Valley Ditch
Church: Jefferson Valley Baptist Church , Zion Lutheran Church , Trinity Methodist Church
Crossing: Interchange 249
Hospital: Whitehall Medical Clinic
Locale: White Tail Deer (historical) , Blackstone (historical) , Renova (historical) , Parrot Castle Fishing Access Site , Piedmont (historical) , Chicago Milwaukee and Saint Paul Crossing (historical)
Mine: NE SW Section 29 Mine
Populated Place: Renova , Piedmont
Post Office: Piedmont Post Office (historical) , Renova Post Office (historical) , Hope Post Office (historical)
Stream: Bone Basin Creek , Little Pipestone Creek
Swamp: Piedmont Swamp
Well: 01N04W07BACA01 Well , 01N04W04ACCD01 Well , 01N05W24DCCA01 Well , 02N04W28CDCB01 Well , 01N04W04ABBA01 Well
34 Places found nearby
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Time to build: 0.0780 Secs | Cached: 30-Mar-17 04:55 AM


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text:
Best of USA 2013 (LA to NY)
30 Apr 2012 karolinka67 asked
Hi all,
I'm planning a trip for about 4-5weeks next year in May/June to the States! this will be my first BIG trip on my own and on contiki.
Was hoping to see if people can provide some details and experinces they've had? I want to join a contiki tour so that i can meet people and have great times but im also a bit weary about the amount of 'free' time provided and what people normally do after their tour ends? As im planning on visitng a couple of another places after this tour.
- carolyn xxx :)
- About
- best of usa
- 1 person likes this
- Answer this question 5 answers so far
2 Aug 2012 maddyj said
im thinking of doing the same. looking to go around the same time and also alone. bit nervoius. have you booked anything yet?
- 1 person likes this
2 Aug 2012 Tessa said
Hey girls
Same!! :) LA, VEGAS & lots of NYC. I would be going solo, which scares me but so exciting at the same time! x - 1 person likes this
3 Aug 2012 karolinka67 said
hi girls ! :) oh that's awesome to hear :) i have booked my tours for next year in july! im doing the best of USA (LA to NY) on the 15th of july i think it is but previous to that im doing the Yucatan highlights on the 6th of july. im excited. have you girls booked anything yet? its so scary going alone but so exciting :) :)
- 0 people like this
16 Mar 2013 Wen Ying Yan said
hello, i am doing best of usa on the 10th june. i would be going solo. is anyone going this trip?
- 0 people like this
20 Mar 2013 B_87 said
I'm doing best of USA starting September 2nd
- 0 people like this
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text:
Google's Public DNS service offers users a faster, more secure nameserver - but gives Google every domain you visit.
Originally Posted by zimbloggy
Yikes! Google is slowly getting closer and closer to becoming skynet.
Originally Posted by flibblesan
I use OpenDNS. Does the same thing Google are offering.
Originally Posted by dire_wolf
Sorry for asking a probably very dumb question with a probable easy answer but what advanage do you have in using this or opendns over the dns server your isp provides?
Originally Posted by UncertainGodQuote:Originally Posted by flibblesan
I use OpenDNS. Does the same thing Google are offering.
Just without all the rubbish and filters that OpenDNS use.
Originally Posted by shaffaaf27
would this reduce ping on games to us servers?


text:
In it, but not of it. TPM DC
In New Study, Two Economists Argue That Bush And Obama's Intervention Prevented Depression
From the Times report:
In a new paper, the economists argue that without the Wall Street bailout, the bank stress tests, the emergency lending and asset purchases by the Federal Reserve, and the Obama administration's fiscal stimulus program, the nation's gross domestic product would be about 6.5 percent lower this year.
In addition, there would be about 8.5 million fewer jobs, on top of the more than 8 million already lost; and the economy would be experiencing deflation, instead of low inflation.
"While the effectiveness of any individual element certainly can be debated, there is little doubt that in total, the policy response was highly effective," they write.


text:
In depth: Confess your tax sins
HM Revenue & Customs will be running a tax amnesty this autumn to encourage individuals and companies with unpaid taxes to confess their offences in exchange for a small penalty. Many people may think HM Revenue & Customs will never find out about unpaid tax or undeclared assets as there ar
HM Revenue & Customs will be running a tax amnesty this autumn to encourage individuals and companies with unpaid...
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taxes to confess their offences in exchange for a small penalty.
Many people may think HM Revenue & Customs will never find out about unpaid tax or undeclared assets as there are millions of taxpayers. But with tax authorities around the world helping each other and HMRC becoming more proactive and specialised in rooting out non-compliance, especially tax fraud, waiting to see whether it discovers the error is increasingly risky.
The good news, however, is that HMRC will be running a tax amnesty this autumn, called the "New Disclosure Opportunity" (NDO) to encourage individuals and companies with unpaid taxes to confess their offences in exchange for a small penalty.
The New Disclosure Opportunity allows those with unpaid taxes linked to overseas bank accounts, investments, businesses or assets to settle their tax liabilities at a favourable penalty rate of 10%.
HMRC has said that unprompted domestic disclosures made during the NDO period, where there is no offshore account, may also attract the same reduced penalty. However, the disclosures cannot be made online.
Alongside the NDO, HMRC is currently sending information notices to several hundred UK banks requesting them to provide details of customers who have a UK address and an offshore bank account.
Those who choose not to use the NDO and are subsequently found to have undeclared tax liabilities are likely to face a penalty of between 30% to 100% of the tax unpaid and also run an increased risk of criminal prosecution.
To use the NDO a notification of the intention to disclose must be made to HMRC between 1 September and 30 November 2009. The disclosure must then be made by 12 March 2010.
The NDO can be submitted online using a standard form. This is a huge advantage for serious cases where a detailed and protracted disclosure report would otherwise be expected.
HMRC is less likely to ask in-depth questions and the professional fees for assisting with the NDO are substantially less in comparison with a normal enquiry.
How to disclose?
Taxpayers have only one chance to make a disclosure so it is important to make sure it is accurate, complete and effective. Any agreement with HMRC will be cancelled if the actual facts differ from those disclosed.
In serious cases HMRC may decide to prosecute if materially false statements are provided.
The use of professional advisers can minimise the tax at risk and keep interest and penalties to an absolute minimum. The scope of the enquiry can be contained and the case presented in the best possible light.
HMRC will also reduce the penalty based on the quality of the disclosure, such as giving it assistance in quantifying the unpaid tax, explaining how and why the unpaid tax arose, attending meetings with HMRC, volunteering information and allowing access to records.
Consequence of tax offences
Where unpaid tax is discovered by HMRC, such as undeclared business income, inherited gifts, offshore bank accounts or rental income, taxpayers are required to pay back the tax and late payment interest.
Where fraud has been committed, HMRC may collect tax from up to 20 years ago. It can be flexible with payment timing but will demand that the whole amount is eventually repaid; some have been forced to sell their house or in exceptional cases have faced bankruptcy.
In most cases, a penalty is also imposed as a punishment and to deter repeat offending behaviour. HMRC accept that there is a difference between a tax evader who deliberately takes actions to conceal their income or gains and someone who has simply not taken reasonable care when completing their tax return. The penalty is therefore stepped, depending on the type offence.
HMRC has recently put in law minimum penalty levels for non-compliance. Taxpayers who are found to have deliberately evaded tax and concealed their actions can expect a penalty of between 50% and 100% of the tax unpaid. In very serious cases, tax authorities can prosecute.
HMRC will usually open an inquiry into your tax affairs and for very serious cases will expect a full disclosure report to be prepared.
It recommends that taxpayers use specialist, professional tax advisers to help manage an inquiry or prepare a full disclosure report.
The costs can be significant but often result in substantial tax savings and reduced penalties. HMRC may also undertake its own investigations, for instance where a disclosure report is insufficient.
It can take up to 18 months for the necessary facts to be collated and analysed as part of an inquiry, which can include bank statements, legal documents, personal details and inventories of assets and liabilities. In serious cases holidays can become difficult and day-to-day family and business life is disrupted.
It can be embarrassing asking customers, staff and suppliers for information or giving access to personal information such as bank statements or a safety deposit box.
From 2010, HMRC will "name and shame" evaders who have underpaid more than £25,000 tax. The plans are still being debated but are likely to follow the Irish model where names and addresses are made public on the tax authority website.
This could have a massive detrimental impact on the reputation of individuals and businesses. Evaders who have underpaid as little as £5,000 will be given a "tax ASBO" and will be intensively monitored by HMRC.
HMRC is serious
HMRC has become skilled at tracking down tax fraud. It has more sophisticated sources of information, stronger technology and is much more risk-focused. With the introduction of online filing the department has more time for making inquiries.
Law abiding citizens are also keen to help. In March 2006, HMRC set up an anonymous tax evasion hotline which attracted 120,000 calls in the first 12 months from individuals keen to ensure that competitors did not receive an unfair advantage. This triggered around 2,000 investigations.
HMRC has also toughened up its powers to demand information from third parties and taxpayers. A recent review of its laws has meant that in certain circumstances inspectors can now turn up at a business premises unannounced to review records.
Inspectors can ask for any information or document they feel is reasonable to their inquiry and can request access to computer systems.
Why disclose?
It may seem strange to invite an inquisition from HMRC. A voluntary disclosure of an error or fraud, however, will not only deliver peace of mind but also results in a significantly reduced penalty, compared with HMRC discovering the error.
To encourage disclosure, HMRC has set the maximum and minimum penalty levels 50% lower where an "unprompted" disclosure is made.
This can have a substantial effect on the amount of the overall settlement package. "Unprompted" disclosure means at a time when the person or company making the disclosure has no reason to believe that HMRC has discovered or are about to discover the inaccuracy or underassessment.
For serious cases, voluntary disclosure will reduce the risk of criminal prosecution.
In the UK, HMRC is generally willing to proceed with a Civil Investigation of Fraud under "Code of Practice 9" using negotiation instead of the criminal courts where the taxpayer has made a complete and unprompted disclosure of the offences committed.
HMRC has indicated that taxpayers will not appear on its "name and shame" blacklists if they make a full disclosure.
Businesses typically do not lose as much sleep over tax offences because in the past HMRC has offered deals and avoided expensive prosecution.
However, there has been a backlash in the national press relating to the morality of aggressive tax avoidance schemes.
The new penalty regime allows penalties to be imposed on officers of the company who are responsible for any unpaid taxes and a new "litigation and settlement strategy" means that deals will no longer be acceptable to inspectors.
Last chance
This is the second "tax amnesty" but will be the last opportunity of its kind. HMRC launched the Offshore Disclosure Facility (ODF) in April 2007 after it forced five of the major high street UK banks (Barclays, HSBC, HBOS, Royal Bank of Scotland and Lloyds TSB) to provide details of offshore bank accounts held by customers with UK addresses.
The ODF was regarded as a success and recovered around £400m from 45,000 taxpayers in comparison to the £6.5m spent by HMRC in running the scheme.
Remember: government finances are under pressure and extra tax is keenly needed.
Rebecca Busfield is a senior associate in the Tax Disputes and Investigations Department of Alvarez and Marsal Taxand UK
Find more MicroScope+ content and other member only offers, here.


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More Than Me Foundation Competing For $1 Million In Chase American Giving Awards Prizes; Results Airing on NBC Special, December 8, 2012
Nov 29, 2012, 18:34 ET from More Than Me Foundation
BERNARDSVILLE, N.J., Nov. 29, 2012 /PRNewswire-USNewswire/ -- More Than Me, an organization committed to empowering young girls at risk of sexual exploitation through education in Liberia, West Africa, is thrilled to announce its selection as a finalist in the Chase American Giving Awards contest.
(Photo: http://photos.prnewswire.com/prnh/20121129/DC21490)
Voting will take place via Facebook at https://www.facebook.com/ChaseCommunityGiving?fref=ts or on the Chase bank website: www.chasegiving.com between Tuesday, November 27 and Tuesday, December 4 with results airing on NBC Saturday, December 8, 2012 (8 PM EST).
The winner of this competition will receive a $1 million grant, which, for More Than Me, would be life-changing, for both the organization itself but also the thousands of Liberian girls it could reach. To date, the organization has the support of Pat Benatar, Prince Lorenzo Borghese, Mike "The Situation" Sorrentino, Georgina Bloomberg and Tom Freston in the effort to draw attention to the contest.
More Than Me was founded in 2009 by Katie Meyler, a young woman who faced a tough childhood filled with abuse, drugs and alcohol. Katie's mission is simple: to provide education, opportunity, and safety to the most vulnerable girls. When asked why she has chosen to help children in Africa rather than here in America, she says, "I grew up poor in America. My single mom worked the overnight shift at a Lipton Tea company making minimum wage ... but I always had free school. I never had to work the streets to find my next meal; there were government programs and neighbors that could help. In Liberia that just doesn't exist and before I'm an American, I am human."
The organization has thrived on purely volunteer support, spearheaded by Katie's passion and dedication to the cause. It is currently working with the government of Liberia to transform an old bombed out, looted building into an all-girls academy, with after school programs focused on teaching the girls entrepreneurship. More Than Me is unique in this contest in that it is actively building an infrastructure in country, with local staff and sustainable programming. With an additional $1 million, the organization would be able to see this dream come true even faster, affecting the lives of thousands more girls within a few years.
Katie has been called "The most passionate person we've ever met" by Bono's ONE Foundation, a "Social Media Role-Model" at a UN-sponsored Mashable event and named "Outstanding Woman of the Year" by the NJ Commission on the Status of Women.
To get more information on the organization, visit http://morethanme.org. To learn more about how you can help More Than Me win, visit our blog. If you would like to interview Katie, or have other inquiries, contact firstname.lastname@example.com.
CONTACT: Stasi Baranoff
908 391 8689
EMAIL: firstname.lastname@example.com
SOURCE More Than Me Foundation


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DIY & Crafts
Meet Canada's Crafters: Marisa of Omiyage.ca
DIY & Crafts
Meet Canada's Crafters: Marisa of Omiyage.ca
Hi friends, I was pretty excited when I received an email from
Marisa telling me that she and her husband had just launched
Omiyage, a Canadian online store chock-full of Japanese craft supplies. Read on to learn more about their exciting new venture, and then stop by Giveaway #67 for a chance to win a selection of treats from Omiyage!
Please tell us a little bit about yourself and your business.
Omiyage is really a labour of love for me and my husband. With 12 years of Japanese life experience between us, we wanted to make a place for Japan in our Canadian lives. Omiyage's mission is simply to bring well-designed Japanese goods to the Canadian market with a focus on the creative, crafty and clever!
I have been crafting and creating for as long as I can remember. My mother is a preschool teacher and so our cupboards were always full of construction paper, pipe cleaners and glitter! Somewhere along the line, I progressed from safety scissors to a sewing machine. I've gone through crafting phases from sewing (teddy bears, aprons, purses, pillows) to paper crafting (origami, scrapbooking, card making) to jewellery making (beading, wire wrapping, etc). I love the act of making, no matter the medium, and have never really settled on one type of craft. I'm a bit of a Jack of all trades, master of none!
How (and when) did you become interested in Japanese paper and craft supplies? After finishing university, I went to Japan to teach English. While it was supposed to be a bit of an adventure before "real life," I ended up falling in love with the country and meeting (and marrying) my husband there. My one year turned into about four! During my time in Japan, I became interested in Japanese paper and craft supplies because they are so present in day-to-day life and so many people are involved in crafting. The selection of products is huge and you're likely to find craft supplies pretty much everywhere. Also, most cities in Japan have a
Tokyu Hands
. Tokyu Hands is a "Creative Life Store"; this means floor upon floor of gorgeous craft supplies, papers, stickers, stationery.... Whether you're into scrapbooking, jewellery making, leather craft or need materials for a science project, Tokyu Hands is the place to go!
What made you decide to start Omiyage?
I really was missing the variety and quality of craft supplies and other goods that were so readily available in Japan. I was finding that many of the products I wanted were popping up in American webshops but not so in Canadian ones. While I have the luxury of heading into Toronto to find unique craft supplies, Japanese and otherwise, not all Canadians are located near a major city. I wanted to make it easy for Canadians to embrace delightful Japanese goods. It made sense for me to start Omiyage as a webstore so that we could make these great products available to Canadians all across the country.
How long have you owned Omiyage? Has running the webstore changed your relationship with crafting?
Omiyage is brand new! We actually just opened in July, but the idea of Omiyage has been a couple of years in the making. I think that Omiyage has given me the opportunity and the inspiration to make crafting and making a part of my everyday. We want to be able to share great projects through our blog and to really understand each of the products by working with them. Making and sharing is a huge part of our vision for Omiyage and it's thrilling!
How do you decide what sort of items to stock?
At this point, I only stock what I love! But we also focus on sourcing products that are high quality, in demand and, often, uniquely Japanese. We are also trying to strike a balance between modern and traditional Japanese motifs, cute and pretty, etc. As I said, we are brand new and so our selection is bound to grow and change as we do. If any of your readers are interested in specific goods from Japan that they'd like to see us carry, we'd love to hear from them.
What is your favourite craft item at the store, and why? Probably the Japanese masking tape. It really is fun to play with and I'm always finding new ways to use it.
Even if you're just using it around the office or house, it makes mundane little tasks a little more fun. I also really love the Kodomo No Kao rubber stamps and all of the fabrics; it kind of depends on my crafting mood!
Where do you find your inspiration? Do you have a favourite book/magazine/website or other resource that you like to refer to when you need to "refill the well"? I really take inspiration from all around, but since I'm finding myself on the internet more than ever I'm constantly checking out different craft and design blogs. I recently discovered
Craftgawker.com and find it a great source for curated craft ideas.
What advice would you give to someone just being introduced to the world of Japanese craft supplies? Well, firstly to put aside the notion that Japan is all about sushi, sumo and geisha. Other than that? Simply to have fun! I think that the modern Japanese craft aesthetic has a tendency to lean towards being really simple and pared down, or to being super cute, but that doesn't have to dictate your own projects. The supplies we carry truly are great quality and lovely to use. Whether you choose the supplies first and let them be the source of inspiration or choose the project first, I think there's something for everyone.
Where can we see more of your work?
The best place to find my work is probably on
Omiyage Blogs
or on the Omiyage Facebook page. [Find a
step-by-step tutorial
for those great paper dolls
right here
Is there anything else you'd like to share? If you're interested in learning more about me and my experiences in Japan (and beyond), I also write a "life blog" which can be found at
Thanks so much, Marisa! And stay tuned for Giveaway #67, coming up shortly.


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I see no one's posted here about the winners from MTAC in Nashville. No surprise, I guess. It's an oddly small contest every year, even though the convention has grown to over 2500 attendees. Anyway, this is the list of winning videos as posted by the contest director on the MTAC Forum boards.
Best in Show: Rainbow Connection - Lee Thompson
Audience Favorite: Azumanga DIE-OH - Justin Rollins
Technical Merit: Redemption - Kostadin Momirov
Best Action: I Am Fullmetal - Jeremy Soria
Best Comedy: Azumanga DIE-OH - Justin Rollins
Best Drama: Hey Julie - Johann Crow
H-Prize: Chicago's Red Light District - Justin Rollins
MTAC winners
- Lostboy
- Joined: Fri May 04, 2001 12:02 am
- Location: Memphis, TN
- Contact:
- Devil^Shin
- Joined: Thu Jun 16, 2005 4:57 pm
- Status: Noble Devil
- Location: Sofia, Bulgaria
Who is online
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"When tempest tossed, embrace chaos." -Dean Koontz
Hello and welcome to my second ever RMT on Serebii. This team was created by me and my friend ger9119, on the
hopes of using two underrated Pokemon in OU. I chose Tornadus, and Ger chose Jolteon. I hope you enjoy this team, and feedback is always
Spoiler:- Read:
Extroph (Tornadus) @ Sharp Beak
Prankster | Timid Nature
EVs: 4 HP / 252 SAtk / 252 Spd
Hurricane | Tailwind | Hidden Power [Ice] | Superpower
After recently reading an RMT on Smogon with this set, I decided to try it. Sharp Beak is very helpful for Hurricane abuse, because it deals
20% more damage. Unlike Expert Belt, Hurricane is powered up without Hurricane having to be effective. For example:
@Expert Belt: 252 SpA Tornadus Hurricane vs. 0 HP / 4 SpD Latios: 175-207 (58.13 - 68.77%) -- guaranteed 2HKO
@Sharp Beak: 252 SpA Sharp Beak Tornadus Hurricane vs. 0 HP / 4 SpD Latios: 211-249 (70.09 - 82.72%) -- guaranteed 2HKO
That extra damage boost can be crucial during a match, and can possibly save you during those moments. Another use of Sharp Beak is to
pretend to be Scarfed. Hurricane on a Tornadus without Life Orb can make people think that it's Scarf, and that will add a surprise factor to it.
Next up is Hidden Power. Hidden Power is such a good move for taking out Special Landos and Landorus-T. It could also take down
Thundurus-T without Agility. Tailwind is there to add a speed boost before fainting, which really helps the momentum of your team.
Superpower is there to deal damage against Steel types and Tyranitar.
- Rock Type: Hitmontop + Intimidate, Bronzong
- Ice Type: Bronzong, Politoed
- Electric Type: Jolteon
Ger (Jolteon) @ Life Orb
Volt Absorb | Timid Nature
EVs: 4 HP / 252 SAtk / 252 Spd
Volt Switch | Thunder | Hidden Power [Ice] | Shadow Ball
Jolteon is Ger's choice to use as an underrated Pokemon. Thunder hits hard in Rain, and Volt Switch keeps the team's momentum altogether.
Hidden Power Ice is to inflict damage on Ground types with help of prediction, and Shadow Ball is to rid of Ghost types and fragile Psychic
types to make way for Hitmontop.
- Ground Type: Bronzong, Dragonite, Tornadus
Maelstrom (Politoed) @ Choice Scarf
Drizzle | Timid Nature
EVs: 4 HP / 252 SAtk / 252 Spd
Scald | Hidden Power [Grass] | Ice Beam | Psychic
Politoed Scarf with Toxic can be really helpful, as it can cause deterioration towards an enemy weather summoner like Hippowdon. Scald is
chosen over Surf or Hydro Pump due to its 30% chance to cause a Burn. This extra effect can aid the team defensively, and can also save
Politoed from being KO'd quickly. Ice Beam is for Dragon types in general, though it can also be used against Grass types with the help of
prediction. Ger and I decided to change this Politoed to a pure offensive set to cover more bases for Toed. HP Grass for Rotom W and other
Water types, while Psychic stays for Keldeo and Fighting types.
- Grass Type: Bronzong, Tornadus, Dragonite
- Electric Type: Jolteon
Ironclad (Bronzong) @ Leftovers
Levitate | Sassy Nature
EVs: 252 HP / 4 Def / 252 SDef | Speed IV: 0
Gyro Ball | Stealth Rock | Toxic | Hidden Power [Ice]
Ger and I chose a Specially defensive set, whose main use is to protect the others from Special Attackers and from Special Landorus. Without
Bronzong, Rock Polish Landorus can poop on the team. Another use for Bronzong is to set up Stealth Rock. With an offensively oriented
team, switches will most likely occur often in the enemy's side, making Stealth Rock useful. Hidden Power Ice is to counter Landorus and other
Ground and Dragon types.
- Fire Type: Politoed
- Dark Type: Hitmontop
Revolver (Hitmontop) @ Leftovers
Intimidate | Impish Nature
EVs: 252 HP / 252 Def / 4 Spd
Rapid Spin | Sucker Punch | Foresight | Close Combat
Hitmontop is the perfect way to combat Tyranitar. With Intimidate and a strong Defense, Hitmontop can easily force Tyranitar out. Rapid Spin
is to support Dragonite and Tornadus against Stealth Rock, and Foresight is there to ensure the use of Rapid Spin without a Ghost type
ruining it. Sucker Punch is to get a good deal of damage out of Psychic types and Gothitelle, who is appearing more and more nowadays. With
Bronzong, the team finally has a good absorber for Physical and Special Attackers.
- Flying Type: Bronzong, Jolteon
- Psychic Type: Bronzong
Thunder God @ Expert Belt
Multiscale | Mild Nature
EVs: 152 Atk / 200 SpA /156 Spd
Thunder | Earthquake | Extremespeed | Hurricane
This Dragonite set, in my opinion, is the epitome of rain abuse. With both Thunder and Hurricane, Dragonite can lash out strong moves while
still covering a number of types. Dragonite's Roost allows him to restore his Multiscale, while Superpower is against Tyranitars who try to
counter a "Special Dragonite". We have changed Roost and Superpower for Earthquake and Extremespeed, only to take care of Sun teams
and other Steel types. Extremespeed also gives Dnite a fighting chance to KO someone faster that's about to faint.
- Dragon Type: Bronzong
- Ice Type: Bronzong, Politoed
- Rock Type: Hitmontop, Bronzong
That's about it for our team. I hope you enjoyed reading it, and maybe you can leave a comment or two below. Suggestions are always accepted, and in fact encouraged, due to the team's imperfection as it is right now. If you want to use the team:
Spoiler:- Read:


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Comment Re:What about text chat? (Score 1) 65
Whatsapp being phone only is what kills it for me.
It's not a bug, it's a feature. It's what allows it to take the place of SMS. If your contact is on WhatsApp and you message them, you know they will get your message on their phone. If you send a message to someone on facebook messenger, they might not get it until they log in to facebook on their computer next week, so unless you know their habits you have to send an SMS if it needs to be timely.


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BK Resources BKHS-D-SS-P-G Space Saver Deck Mount 2-Hole Hand Sink - Lead Free
- Free ShippingxLucky you! This product qualifies for free shipping (contiguous United States only).
Click here to see why. - Price MatchxFound a better price somewhere else? We'll beat it! Call us at (888) 810-5043 or fill out our price match form.
BK Resources offers exceptional products at very affordable prices. With a solid reputation for quality and value, the equipment and supplies manufactured by BK Resources are sure to be a smart choice.
- Conforms to 2014 Lead Free Standards
- Wall model space saver hand sink.
- Includes deck mounted faucet and drain.
- Bowl size- 9" wide x 9" front-to-back x 4" deep.
- Constructed of 20 gauge stainless steel.
- One piece deep drawn sink bowl design.
- BK Resources offers a guarantee against defects in material and/or workmanship for a period of one year from date of purchase.
- To learn more about the purchase and upkeep of stainless steel products and what will best meet your needs, check out this blog series on Stainless Steel.
*Image is a representation. Actual product may vary based on model, size, and options selected.
Specifications: | |
Manufacturer: | BK Resources |
Model: | BKHS-D-SS-P-G |
Width: | 12" |
Depth: | 16" |
Height: | 12 1/4" |
Weight: | 15 lbs. |
BK Resources is a leading manufacturer of stainless steel tables, sinks, equipment stands, ware washing, and components. If the type of equipment you need is for food preparation in a commercial kitchen and is made of stainless steel then there is a good chance that you can buy it from BK Resources. Incorporating environmental conscientious technology in the manufacturing and design of the equipment they produce, BK Resources provides a wide range of lead free and low flow faucets.


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I struggled this week finding any deals I was really excited about at Albertsons. I know everyone is excited about 5 days of Twice the Value coupons, but there just wasn't anything we needed. Once I got the physical ad in today's paper, I noticed that Red Star yeast strips were only $.97 each, which I hadn't seen on any of the match ups. That got me excited, I used up the last of my yeast during our Freezer Cooking Day.
Here's what I did:
Transaction 1:
(5) Hershey's Baking Chips $1.69
Coffee-mate Creamer (32 oz) $2.69
Used (2) $1/2 Hershey"s coupons from 11/13 SS insert
Used $.55/1 Coffee-mate coupon
Used (3) Twice the Value coupons (deducted $5.10)
$6.04 after coupons or $1 each
Transaction 2:
(4) Red Star Yeast Strips (3 pack) $.97
Used (2) $.55/2 coupons from 11/13 SS insert
Used (2) Twice the Value coupons (deducted $2.20)
$.42 each after coupons
And now I've officially forbidden myself from buying any more baking chips.
This is the best price I have seen all year on yeast and it couldn't have come at a better time. If you noticed, I only used 5 Twice the Value coupons. I could not for the life of me come up with one more thing I wanted to get. It was sad, but I just couldn't bring myself to buy something we didn't need or want, just to use it. It's sitting in my purse, just in case some amazing deal comes up in the next few days.
Have you done your Albertsons shopping today? I'd love to hear what you got, since I wasn't very inspired.
For a full list of Twice the Value coupon match ups, check out Happy Money Saver.
Disclosure: This post may contain affiliate links. When you click on these links, you are supporting this blog. Thanks!


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Wild Country VC Pro 2
Weight |
80 g |
If you value the life of your climbing partner do…
Price Paid: $15
If you value the life of your climbing partner do not buy this product. I bought this belay device, and I was flexing the wire to test it and it pulled right out of the metal part. Yet again, don't waste your money on this one boys and girls.
Wild Country VC Pro 2
previously retailed for:
$11.67 - $24.95
$11.67 - $24.95
The Wild Country VC Pro 2 is not available from the stores we monitor. It was last seen April 1, 2015 at Backcountry.com.
If you're looking for a new belay/rappel device, check out the best reviewed current models.


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Sylvan Lake (South Dakota)
From Wikipedia, the free encyclopedia
(Redirected from Sylvan Lake, South Dakota)
Sylvan Lake | |
Rock formations near lake
Location | Custer County, South Dakota, United States |
Coordinates | 43°50′44.52″N 103°33′48.57″W / 43.8457000°N 103.5634917°WCoordinates: 43°50′44.52″N 103°33′48.57″W / 43.8457000°N 103.5634917°W |
Primary outflows | Sunday Gulch Creek |
Basin countries | United States |
Surface area | 17.3 acres (7.0 ha)[1] |
Average depth | 12.8 feet (3.9 m)[1] |
Max. depth | 30 feet (9.1 m)[1] |
Shore length1 | 1 mile (1.6 km) |
Surface elevation | 6,145 feet (1,873 m)[1] |
1 Shore length is not a well-defined measure. |
Black Hills and Badlands |
Sculpture |
Geologic formations |
Mountains |
Caves |
Parks, forests, and grassland |
Lakes |
Sylvan Lake, known as the "crown jewel" of Custer State Park, is located in the Black Hills of South Dakota. Created in 1881 when Theodore Reder built a dam across Sunday Gulch,[2] it offers picnic areas, rock climbing, small rental boats, swimming, and hiking trails. It is also popular as a starting point for excursions to Black Elk Peak and The Needles. A hotel was operated on the shore of the lake in the early 20th century (Postcard).
The lake was featured in Disney's 2007 film National Treasure: Book of Secrets. The film made the lake appear to be located directly behind Mount Rushmore when in reality it is actually five miles southwest of Mount Rushmore.
Paddleboat on the lake
See also[edit]
Wikimedia Commons has media related to Sylvan Lake, South Dakota. |
- ^ a b c d "Sylvan Lake - Custer County, South Dakota". lake-link.com. 2010. Retrieved April 21, 2010.
- ^ Interactive Hotel Solutions. "Sylvan Lake Lodge". Holiday Junction. Retrieved 2008-01-11.
This South Dakota state location article is a stub. You can help Wikipedia by expanding it. |


text:
Log In now to add this Gigapan to a group gallery.
Log In now to add this Gigapan to a gallery.
About This Gigapan
Toggle- Taken by
- Chris Fastie
- Explore score
- 66
- Size
- 2.96 Gigapixels
- Views
- 4188
- Date added
- Sep 03, 2009
- Date taken
- Sep 01, 2009
- Gear
Nikkor 300mm f/4.5 AI-s, Nikon...
- Categories
- Galleries
- Competitions
- Tags
- scenic, fofs, epic100, 300mm, salisburyvt, vermont, usa, fastie
- Description
Rattlesnake Point is the ultimate vantage for Lake Dunmore and most of Salisbury, Vermont. I took a panorama from here on August 1, but it was so hazy it would not stitch properly. After a month of hazy or cloudy weather, I returned to this point on September 2, but it was the day public schools opened in Vermont, so there were no swimmers and few boaters. There was also no one else on the trail, which climbs 283 m (930 feet) above the lake, and it was a wonderful morning hike.
This gigapan can be viewed in its geographic context here: conservation.townofsalisbury.org/panoramas/lakedunmore/index.htm
Technical notes are in a comment.
Gigapan Comments (1)
Toggle Minimize gigapan_comment-
Notes: This is the first GigaPan I have taken with a 300mm prime lens. The 70-300mm zoom lens was not producing clear images, so I bought an old Nikkor 300mm f/4.5 AI-s on ebay. It weighs 2.6 pounds, but the Epic 100 handles it fine with some modifications. The lens vignettes at all but the smallest aperture (as does the 70-300mm), and makes images with dull colors, so Lightroom was used to devignette those frames with sky or water, and for all frames I changed exposure ( 0.33 stop), vibrance ( 20), and saturation ( 20). The NEF images were taken at f/16, 1/60 second, ISO 200, Vivid, and focused a hair this side of infinity. Equivalent focal length is 450 mm.
Stitcher Notes
ToggleMinimizeGigaPan Stitcher version 0.4.4090 (Windows)
Panorama size: 2956 megapixels (108455 x 27263 pixels)
Input images: 735 (49 columns by 15 rows)
Field of view: 163.3 degrees wide by 41.0 degrees high (top=6.7, bottom=-34.3)
All default settings
Original image properties:
Camera make: NIKON CORPORATION
Camera model: NIKON D40
Image size: 3008x2000 (6.0 megapixels)
Capture time: unknown
Aperture: unknown
Exposure time: unknown
ISO: unknown
Focal length (35mm equiv.): unknown
White balance: unknown
Exposure mode: unknown
Horizontal overlap: 24.3 to 42.7 percent
Vertical overlap: 2.2 to 39.8 percent
Computer stats: 3581.58 MB RAM, 2 CPUs
Total time 5:55:04 (0:28 per picture)
Alignment: 1:43:34, Projection: 26:07, Blending: 3:45:21


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Shop Dining Room Chairs
The Dining Room Chair Store by Home Gallery Stores has upholstered dining chairs, wooden dining chairs, Parson's chairs, arm and side chairs in a variety of styles and materials to suit your dining décor. Your dining room is one of the most important rooms in your home and the dining table and chairs are going to be the...
first thing people notice. You will want dining chairs that are attractive and sturdy so that you can trust your dining chairs will last for a long time. If you already have a dining table, you will want to find chairs that are a similar style and complement the tones of your table. If the chairs you are considering are not from the same manufacturer or collection as your table, look at as many pictures as possible to get an accurate idea of what the tones will be.
The first step in shopping for a dining room chair is to measure your dining table — measuring beforehand ensures that you know how many chairs you can fit and you won't be surprised when your chairs are delivered. You will want to leave about 24" between each chair to ensure everyone can easily get in and up from the table. Another thing to consider when choosing a chair is if you want an arm chair or side chair. Side chairs can allow you to fit more chairs at your table because they do not have the extra bulk of an arm chair, making these a great option for larger families. If you do purchase arm chairs, you will want about 7" between the arms to the table edge and 12" from the seat to the top of the table.
When you are shopping for dining chairs, remember that you want a chair that will just as comfortable as it is stylish — no one wants to be at Thanksgiving dinner and unable to think about anything other than the hard chair they are sitting in. Comfort does not necessarily equal a plush cushion — in fact, for many families (especially those with messy tendencies) an upholstered chair isn't the best option. Comfort means is the seat wide enough? Is there enough room in between chairs to easily get in and out? Is the curve of the seat and back designed for a person or is will it be too rigid? Parsons chairs are a very popular dining chair option because they are lightweight, a comfortable design for sitting, somewhat narrow so you can fit more people at a table and they have a sophisticated look. Browse different styles and find one that looks like a chair that you would be comfortable sitting in for all of your family dinners.


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IMMEDIATE Kelly Hannon 540-374-3344 firstname.lastname@example.com LaTina W. Bundy 540-899-4560 email@example.com |
FRED-56106 Jan. 21, 2012 |
Motorists should continue to use caution this morning on damp roadways due to rain
FREDERICKSBURG —Interstate 95 and primary routes are clear this morning in the Fredericksburg area, although motorists will encounter wet pavement due to falling rain.
Virginia Department of Transportation (VDOT) snow removal teams worked overnight in the Fredericksburg area to apply chemicals and abrasives to roadways throughout the Fredericksburg region, which received a mix of freezing rain, snow and sleet. The heaviest snowfall affected the northern and western portion of the Fredericksburg region in Spotsylvania and Stafford counties.
VDOT teams continue to patrol this morning to monitor conditions on Interstate 95 and primary and secondary routes, and will treat them as needed.
As temperatures fall this evening, motorists should allow extra travel time and remain alert for patches of slick or icy road conditions, especially on bridges, ramps and overpasses, which may freeze first.
For motorists traveling throughout Virginia today, real-time listings of road conditions are available on VDOT's 24-hour travel information website, www.511Virginia.org. Motorists can also access 511Virginia by calling 511 from any telephone in Virginia.
Information in VDOT news releases was accurate at the time the release was published. For the most current information about projects or programs, please visit the project or program Web pages. You may find those by searching by keyword in the search Virginia DOT box above.


text:
Reba Reba is a curvy Italian swinger with smooth olive skin and a perfect bubble butt that she loves to show off
Join my site and access the
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Don't miss a story. Like us on Facebook.
Like Dallas News' Facebook Page
Trustee Eric Cowan became Dallas ISD's new board president on Thursday, with trustees offering no other nominee for the post.
The board president is the most powerful position on the school board. The person helps set the board's meeting agenda, makes committee chair appointments and presides over board meetings.
Cowan, a trustee since 2010, represents District 7 in north central Oak Cliff and parts of West Dallas. He was just elected to a second term on May 11.
He's known for his quiet demeanor and willingness to wait until his fellow board members have weighed in on an issue before speaking.
Trustee Lew Blackburn had been board president for two years. On Thursday, Blackburn was selected as first vice president, which fills in for the board president during absences.
The second vice president position went to trustee Carla Ranger, and trustee Dan Micciche is board secretary.
The selection process was uneventful, unlike in some past years when trustees were split on the board president position.
Blackburn said in recent days that he would accept the board president position again if that was the wish of the board. Cowan was the only other possible challenger mentioned for the position.


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Jason Campbell Will Be Gifted a Wonderful Opportunity
The New Orleans Saints can make any quarterback look like Tony Romo.
In 2007, the Saints' defense allowed opposing QBs a combined passer rating of 96.9. That's just a shade behind the season rating posted of 97.4 posted by Mr. Jessica Simpson.
This stat is somewhat astounding considering that the Saints played in the NFC South. The Falcons and the Panthers featured the QB-waiver-wire from hell all year long. Chris Redman of Atlanta passed for 298 against them (on a day when, by the way, the Falcons rushed for 37). Luke McCown QB'd the Bucs in one of their two meetings and threw for 313 yards.
Outside of the division, some mediocre passers shined as well. They lost to Kyle Orton of the Bears. Quinn Gray of the Jags lit them up for 354 yards. When the Saints played Tennessee, Vince Young completed 64 percent of his passes and Kerry Collins went four of four.
This pass defense, an area the Saints did virtually nothing to address in the offseason, could be just what the doctor ordered for Jason Campbell. Perhaps he'll trust his initial reads and will be able to throw eight-yard passes on 3rd-and-7.
Like the new article format? Send us feedback!


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Improving Bone Health Among Rheumatoid Arthritis (RA) Patients on Chronic Glucocorticoids
This study has been completed.
University of Alabama at Birmingham
Medco Health Services, Inc
Information provided by (Responsible Party):
Kenneth Saag, MD, MSc, University of Alabama at Birmingham
ClinicalTrials.gov Identifier:
First received: June 16, 2011
Last updated: January 14, 2013
Last verified: January 2013
- Full Text View
- Tabular View
- No Study Results Posted
- Disclaimer
- How to Read a Study Record
No Study Results Posted on ClinicalTrials.gov for this Study
Study Status: | This study has been completed. |
Study Completion Date: | December 2012 |
Primary Completion Date: | March 2012 (Final data collection date for primary outcome measure) |
Publications automatically indexed to this study by ClinicalTrials.gov Identifier (NCT Number):


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Avoiding the "Retirement Drift" as You Move From a Paycheck to a Mycheck.
Jerry Patterson, SVP Retirement & Investor Service
As thousands of boomers a day flood into retirement, many experts are beginning to feel that the financial tools and strategies Americans need for living in retirement may not be the same exact tools and strategies that we need to save for retirement. Retirees need tools and strategies…
Read more


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The couple chose Detroit, Matthew's hometown, for their winter wedding's locale, and made several trips to scout sites, eventually deciding on the historic Guardian Building. "We fell in love with its glamorous Art Deco design," says Amanda. The building's ornate interiors inspired the wedding details, especially the terra cotta and gold colors on the ceiling, which were used throughout the event.
- Featured In: Amanda and Matthew in Detroit, MI


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Satellite Phones, International Cell Phones, World Phones & Global Phones
Virtually every expatriate or expat family will need to consider their needs for a global phone and internet provider. Below you will find internet services overseas and international cell phone service providers.
Interested in being included in this section? Contact us to discuss partnership opportunities.
NationPhone&TV's USA TV Abroad Service offers you a real US cable subscription streamed to you live from the US. You can watch on your PC, your TV, or on your mobile device!
Related Articles
Long Distance Grandparenting By Dominique Lummus (Aug 16, 2008)


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Movie SummaryGodzilla vs The Megalon
Description: Japan's Toho Studios were clearly slumming for this crudely fashioned installment in the Godzilla franchise -- a clear indication that the series was running out of creative steam and lapsing into self-mockery. The threadbare plot involves the advanced subterranean nation of Seatopia, whose leaders plan to take over the surface world with the aid of their monster Megalon, a springy cockroach-monster with a power drill mounted on his head. To this end, they steal the robot Jet Jaguar, an Ultraman look-alike invented by the amiable Goro (Katsuhiko Sasaki), to help guide Megalon's assault. Goro manages to regain control of the robot, who is capable of enlarging himself to Godzilla-like proportions, but remains ineffectual against the big bug, particularly after the Seatopians enlist the off-world aid of Gigan, the buzzsaw-sporting bird-beast. Goro sends Jet Jaguar to fetch Godzilla, who soon puts things right... more or less. Silly effects and recycled footage abound, coupled with some seriously nutty monster battles -- the highlight of which comes when the Green One executes a massive drop-kick on Megalon. The film got its U.S. premiere in 1977 in a drastically-cut version on prime-time television, which included a bumper segment featuring John Belushi in a Godzilla suit! ~ Cavett Binion, All Movie Guide Movie summaries and listings powered by Cinema-Source
Related Content on Movies from Infoplease:


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SEATTLE (AP) — The venture capitalist who wants to build a sports arena to bring professional basketball back to Seattle will pay for a study to determine the impacts on traffic and parking following objections by his potential neighbor – the Seattle Mariners.
King County Executive Dow Constantine and Seattle Mayor Mike McGinn announced the study at a Thursday news conference. Chris Hansen's pledge comes after the Mariners baseball team said they worried about traffic problems in the SoDo neighbhorhood if a third sports arena was built there. The area is already home to the Mariners' Safeco Field and CenturyLink Field, where the Seattle Seahawks and Seattle Sounders play.
Hansen has offered a plan calling for up to $290 million in private investment and capping the public investment at $200 million.
— Copyright 2012 The Associated Press.


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Nov. 18 celebrity birthdays
Actress Brenda Vaccaro ("Midnight Cowboy," "You Don't Know Jack") is 73.
Actress Linda Evans ("Dynasty," "The Big Valley") is 70.
Actress Susan Sullivan ("Castle," "Dharma & Greg") is 70.
Country singer Jacky Ward is 66.
Actor Jameson Parker is 65.
Actress-singer Andrea Marcovicci ("The Front," "Jack the Bear") is 64.
Actor Dennis Haskins ("Saved By the Bell," "Good Morning, Miss Bliss") is 62.
Singer Graham Parker is 62.
Actor Delroy Lindo ("The Chicago Code," "This Christmas") is 60.
Actor/comedian Kevin Nealon is 59.
Film composer Carter Burwell ("True Grit," "No Country For Old Men") is 57.
Hall of Fame quarterback Warren Moon is 56.
Former congressman and college football quarterback J.C. Watts is 55.
Actor Oscar Nuñez ("The Office") is 54.
Rock and jazz drummer Cindy Blackman is 53.
Singer Kim Wilde is 52.
Actress Elizabeth Perkins ("Weeds," "About Last Night ...") is 52.
Actor Nick Chinlund ("The Chronicles of Riddick," "Tears of the Sun") is 51.
Guitarist Kirk Hammett of Metallica is 50.
Major league pitcher Jamie Moyer is 50.
Former major league outfielder Dante Bichette is 49.
TV journalist and radio host Rita Cosby is 48.
Singer Tim DeLaughter of Polyphonic Spree (and Tripping Daisy) is 47.
Actor Romany Malco ("Think Like a Man," "No Ordinary Family) is 44.
Former major league baseball player Gary Sheffield is 44.
Actor Owen Wilson ("Midnight In Paris," "Marley & Me") is 44.
Former NBA guard Sam Cassell is 43.
Stage actress and singer Daphne Rubin-Vega ("Rent," "Jack Goes Boating") is 43.
Singer and theater composer Duncan Sheik ("Spring Awakening") is 43.
Actor Mike Epps ("The Hangover," "Lottery Ticket") is 42.
Fox News anchor Megyn Kelly is 42.
Actress Peta Wilson ("La Femme Nakita," "The League of Extraordinary Gentlemen") is 42.
Actress Chloë Sevigny ("Big Love," "Boys Don't Cry") is 38.
Boston Red Sox designated hitter David Ortiz is 37.
Country singer-songwriter Jessi Alexander is 36.
Actor Steven Pasquale ("Rescue Me," "Aliens vs. Predator: Requiem") is 36.
Rapper Fabolous is 35.
Actor Nate Parker ("The Secret Life of Bees," "The Great Debaters") is 33.
Rapper Mike Jones is 32.
Singer-guitarist Dustin Kensrue of Thrice is 32.
Actress Christina Vidal ("Taina," "Freaky Friday") is 31.
Singer Japolloni is 29.
Bassist Johnny Christ of Avenged Sevenfold is 28.
U.S. Olympic track star Allyson Felix is 27.
Fashion designer Christian Siriano ("Project Runway") is 27.
Actor Jake Abel ("I Am Number Four," "Percy Jackson & the Olympians: The Lightning Thief") is 25.
Actor Nathan Kress ("iCarly") is 20.
Birthdays of the past:
1899 Eugene Ormandy, symphony conductor; died 1985.
1901 George Gallup, pioneer in opinion polling; died 1984
1907 Compay Segundo (Francisco Repilado), Cuban musician; died 2003.
1908 Imogene Coca, actress; died 2001.
1909 Johnny Mercer, lyricist, composer and singer; died 1976.
1917 Pedro Infante, actor and singer; died 1957
1919 Jocelyn Brando, actress; died 2005.
1923 Ted Stevens, longest-serving Republican senator in U.S. history; died 2010.
1925 Gene Mauch, Angels manager; died 2005.
1927 Hank Ballard, R&B singer; died 2003.
1941 David Hemmings, actor; died 2003.
1948 Jack Tatum, NFL safety; died 2010.
1963 Len Bias, college basketball star; died 1986
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After only two truly cold days, the 55 degrees this afternoon have me in a happy, spring-like mood. My mood might also be contributed to the fact that yesterday, the winery direct shipping bill finally made it out of committee in the New Jersey State Assembly and will be going to the floor for a vote on Monday, January 9, 2012. This is the third (I believe) version of the bill – the first two never made it to the floor for a vote. On Monday, if bill A-4436 passes, chances are really good that our wineries will be able to thrive, our vineyards will continue to exist to preserve open land, and consumers will have a freedom of choice.
It's not a done deal, and this is where YOU are very important. If you go to Free the Grapes, you'll find an incredibly easy way to contact your district's representatives. In less than five minutes, you can send them emails encouraging them to vote for A-4436. They need to hear from as many of us as possible. They need to know this is important to their constituents. Please take a few minutes to do this before Sunday evening so when your representatives get to work on Monday, they'll be inundated with our voices.
I've got a few odds and ends to let you know about, too.
- Mark January 16th on your calendar for the 3rd Annual Mac Off to benefit The Food Bank of South Jersey. This year, the event will be held at The Collingswood Ballroom to be able to accommodate all the great people that want to come out and support our restaurants and the food bank.
- Two of my favorite local producers Sharrott Winery and Cherry Grove Farm are teaming up on Saturday, January 21 from noon to 5pm for an afternoon of wine and cheese pairings at Sharrott's tasting room.
- If you're being inundated with cute little Girl Scouts asking you to buy their cookies, but you don't want the unhealthy ingredients, my partner in food writing over at MNN, Kimi, has a recipe for homemade Thin Mints.
- Another recipe that might interest you is Fromage Fort. I read about this in my latest issue of Saveur and had to make it. You take the leftover cheeses that you have in the fridge and mix the in the food processor with white wine and butter to make a cheese spread that's different every time. You can get the recipe for Fromage Fort on my MNN post.
- In that same issue of Saveur (which was a really great issue – I enjoyed the whole thing cover to cover) there was a list of the Saveur 100 favorite things, and oyster stout made the list. Flying Fish's Exit 1 Oyster Stout was one of the stouts mentioned and pictured in the mag. How cool is that?
That's it for this weekend. Things are fairly quiet after the holidays. We all need a quiet weekend, I suspect. I'll be un-Christmasing my house this weekend. How about you?


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Wednesday, September 26, 2012
Howard Lyon: Color Theory
Our good friend, and really talented artist, Howard Lyon just posted a wonderful article on color theory on his blog.
Titled 'Building Harmonious Color', Howard breaks down for his readers how to achieve a a cohesive color 'scheme' for a painting in very simple, easy-to-understand terms.
If you have trouble using a limited palette, or difficulty achieving 'mood' in your pieces, this is a really good read. You can check it out: HERE
5 comments:
Hmm rly helpful. One thing still haunts my mind though...if we choose a redish to orange light (a sunset) then what happens with the shadows and where do they stand in our colour wheel? At sunset the shadows tend to go rly cool and bluish but according to this whole principle above they should be warmer and purple. Does this whole thing apply only to the lighted areas?
ReplyDeleteRepliesThe shadows at sunset are actually a little warmer than usual because they are being filled in by reflected light, which at a sunset will be warmer as well. However, because the the direct light is SO warm, the shadows often appear bluer than they are. Color is absolutely relative. Think of this method like a template for compositions, and not a scientific analysis of color accuracy.
DeleteThank you!Said so it rly helps me. Had a mindf... today at sunset watching some cliffs. I could swear they were blue, yet they should have been warmer.I am looking for the easy-scientific way behind it all :P


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Awesome twist to the Pokemon! That Miltank creeps me out D:
Awesome twist to the Pokemon! That Miltank creeps me out D:
Thank you guys so much! I had fun with Miltank. Ended up going into nightmare territory for some people it seems.
#032 - Miltank
February 1, 2013
Yeah. I don't know what happened here either.
Tumblr Tags: #a new kind of mad cow
#033 - Bulbasaur
February 2, 2013
Did in bursts while watching the Super Bowl. There's something off about the color that I just couldn't seem to fix. Ah, well.
Tumblr Tags: #deerrrrp hurrrrrrp derrrr duuurrr bulbaderrrrrp
Finally able to get back in this project so I'm bringing the thread back.
Horray! You're back! I love the Slugma and Magcargo, they look great!


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Seattle, Wash. (Aug. 23, 2011) — Safeco Insurance has named Helen McGovern a Community Hero for her work with the Emergency Food Network of Pierce County and Tacoma, which will receive a $5,000 donation from Safeco on behalf of McGovern and the McKendry Insurance, Tacoma, Wash.
McGovern was nominated for the Safeco Community Hero award by Kim McKendry, president, of McKendry Insurance.
Each year Safeco celebrates local heroes who make a positive difference through its Agent Giving Program that's designed to focus on three areas: education, health and safety, and civic engagement.
"Safeco applauds community heroes, like Helen, who share their gifts for giving and action," said Brenda Mann Harrison, manager, Safeco Insurance Agent Giving Program. "We also thank McKendry Insurance for nominating Helen and its commitment to community involvement."
McGovern serves as executive director of the Emergency Food Network (EFN) of Pierce County and Tacoma, based in Lakewood, Washington. She has revamped its distribution systems in response to the economy and helped several of the area's hunger relief agencies network into the Pierce County Food Coalition. McGovern also has improved government advocacy and created strong ties with wholesale food distributors.
Each month, EFN feeds more than 140,000 residents of Pierce County and serves 67 food banks. The organization distributed more than 14 million pounds of food to food banks, meal sites and shelters last year. One of the EFN projects that McGovern oversees is its organic vegetable farm. The farm produces 150,000 pounds of vegetables each year, and inmates at Purdy Women's Prison earn college credits in organic farming by working at the site. EFN also partners in running "The Gleaning Project," which builds relationships with residential and commercial owners of fruit trees, who donate their fresh fruit.
"The best part about what I am doing is knowing that the people we feed have more access to nutritious food than they did just two years ago," McGovern says.
You can help McGovern do more for the Emergency Food Network – or any of the other Safeco Community Heroes – by participating in the "Vote for your favorite Safeco Community Hero" online event.
Take a look at the inspiring stories and photos of all the Safeco Community Heroes, then vote for your favorite one. The charity supported by the Safeco Community Hero receiving the most votes will get an additional $5,000 check from Safeco Insurance!
You can vote once per day until the contest ends 11 p.m. PDT, Aug. 29. You may vote only if you are age 13 or older.
In business since 1923 and based in Boston, Mass., Safeco Insurance sells personal automobile, homeowners and specialty products through a network of more than 10,000 independent insurance agencies throughout the United States. Safeco is a Liberty Mutual Insurance company.
Boston-based Liberty Mutual Insurance is a diversified insurer and the fifth largest property and casualty insurer in the U.S. based on 2015 direct written premium data as reported by the National Association of Insurance Commissioners. Liberty Mutual Insurance is ranked 73rd on the Fortune 100 list of largest U.S. corporations, based on 2015 revenue.
For more information about Safeco Insurance, go to www.Safeco.com.


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M·A·C Cosmetics creates a highly pearlized, creamy Pressed Pigment that glistens with a shimmering translucent finish when applied dry and high-gloss dramatic coverage when applied wet. 12 colours in stunning shades spotlight the eyes making them glow with brilliant accents. And for artistic blending, the 215 Medium Shader Brush is the perfect tool for Pressed Pigment technology.
Pressed Pigment ($21)
* Angelic – Off white
* Light Touch – High pearl powder in W10 shade
* Flicker – Pastel yellow
* Blonde Streak – Light cream
* Day Gleam – High pearl powder in NC30 shade
* Enlightening – Deep silver
* Blue Willow – Light icy blue
* Sweet Acting – Mid-tone pink
* Amethyst – Purple with silver undertone
* Smoky – Deep silver blue
* Deeply Dashing – High pearl powder in NW55 shade
* Jet Couture – Charcoal black
Brush ($25)
* 215 Medium Shader
MAC Pressed Pigments is available International December 13, 2013 and North America December 26, 2012 at all MAC locations and www.maccosmetics.com.


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Artist description:
Liked the lightening on this pic.
Java Draw Created Sep 09, 2012 640 x 460px Unless noted Copyright 2012 jeanette474.
We encourage you to submit a comment and let the artist know what you think of this drawing. Please log in or join to post a comment.
Post a comment
i like da lighting 2 n da sepia color scheme its warm n da cats cute :3 favin dis hehe
what an adorable kitty and i love the colours you chose it makes it look like an old photograph 5h fav


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I´m looking for a set of closed full-sized headphones to give them away as a birthday present for my girlfriend. I need to make my mind in the upcoming days, because the date is quite close and they need to be shipped and all that stuff.
She mainly listens to Rock (Franz Ferdinand, Muse, Snow Patrol...) and some R&B (Usher, Ne-Yo..). Though she doesn´t know anything about audio, she loves good quality listening and likes balanced and detailed sound. I´m sure that any of them would make a great present, but I would like to read some advice, because although I´ve read all the reviews possible, I can´t make a decision.
One of the most important factors in the final purchase is the isolation. The other important factor is the balanced sound. Since I have no opportunity to try any of them in a store, I need to rely on the reviews. From what I´ve read, the Sony´s would have the best isolation, with the Koss´ in second position and the Denon´s in third. Am I correct?
The Denon´s costs almost the same as the Koss´ and the Sony´s together, so I don´t know if the investment would worth it. I have up to US$275/200€ budget, but don´t want to spend money needlessly. Other contenders are Audio Technica ATH-ES55, ATH-ES7 and ATH-A500, but I´m not very fond of them.
Also, if you tell me about the need of it, I will buy a Fiio E6 to match them, because she will use them through her Nokia X series for music cell phone´s headphone jack and her ipod shuffle.
What do you guys think? What should I buy her? Any other suggestions?
Edit: I discard the Audio Technica ATH-M50, the Sony MDR-V6/7506, the KRK KNS 6400 and 8400 and the Creative Audio Live!.
Edited by SLaRe - 9/11/11 at 2:38pm


text: Medical Definition of ChondrosarcomaChondrosarcoma: A malignant tumor that forms in cartilage cells (chondroplasts) and that produces cartilage matrix. Chondrosarcoma can be primary or secondary. Primary chondrosarcoma forms in bone and is found in children. Secondary chondrosarcoma arises from preexisting benign defects of cartilage (such as an osteochondroma or enchondroma), usually after age 40. Treatment is mainly by surgery. Source: MedTerms™ Medical Dictionaryhttp://www.medicinenet.com/script/main/art.asp?articlekey=2716 Last Editorial Review: 6/9/2016 Medical Dictionary Definitions A - ZSearch Medical Dictionary


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WAYNE – Gardner Denver Inc. said Monday that Vincent Trupiano has been appointed vice president, Gardner Denver Inc., and president of its Industrial Products Group.
In his new position, Trupiano has full responsibility for the company's global Industrial Products Group, reporting directly to Gardner Denver Chief Executive Officer Michael M. Larsen.
Trupiano joined Gardner Denver in 2010 as vice president and general manager of the Nash business. He was instrumental in bringing the new Gardner Denver Nash plant and offices to Alta Vista Business Park in Bentleyville.
Trupiano succeeds Brian L. Cunkelman, who resigned to pursue other opportunities.
Trupiano joined Gardner Denver in 2010 from Dresser-Rand, where he was general manager of the turbo compression division.
Prior to joining Dresser-Rand, he spent more than 20 years in a variety of operational and business leadership roles of increasing responsibility with United Technologies Corp. and Ford Motor Co.
Gardner Denver Inc., with 2011 revenues of approximately $2.4 billion, is a leading worldwide manufacturer of highly engineered products, including compressors, liquid ring pumps and blowers for various industrial, medical, environmental, transportation and process applications, pumps used in the petroleum and industrial market segments and other fluid transfer equipment, such as loading arms and dry break couplers, serving chemical, petroleum and food industries.


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text: Dyson's New Vacuum Attachment Equals No More HairballsLeslie Horn10/09/12 9:22amFiled to: VacuumsCleaningDyson66EditPromoteShare to KinjaToggle Conversation toolsGo to permalink Crazy cat ladies, rejoice! Dyson's new hairball-sucking vacuum attachment should slurp all the loose strands out of your carpet without choking on a tangled mess of its own creation. Advertisement Dyson's Tangle-free Turbine tool attachment avoids typical entanglements because it doesn't have any brushes. Instead, a pair of counter-rotating flexible thermoplastic polyurethane heads sit in their place. Without a bar for hair to wrap around, the tool can suck up dust and debris directly into the bin, so you never ever having to go in with a pair of scissors to cut out any snarls and messes of hair and dustbunnies. The attachment is $70 on Dyson.com. Great news because dealing with giant hair/dust balls sounds like the grossest thing ever unless you want to make some kind of wig out of found materials.Reply66 repliesLeave a reply