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640 Vital Statistics. 37 Condition Alerts found.
Martin Luther King Jr Dr / 3rd Ave SW median real estate price is $56,811, which is less expensive than 90.8% of Alabama neighborhoods and 90.8% of all U.S. neighborhoods.
The average rental price in Martin Luther King Jr Dr / 3rd Ave SW is currently $1,133, based on NeighborhoodScout's exclusive analysis. The average rental cost in this neighborhood is higher than 82.3% of the neighborhoods in Alabama.
Martin Luther King Jr Dr / 3rd Ave SW is an urban neighborhood (based on population density) located in Birmingham, Alabama.
Martin Luther King Jr Dr / 3rd Ave SW real estate is primarily made up of small (studio to two bedroom) to medium sized (three or four bedroom) apartment complexes/high-rise apartments and single-family homes. Most of the residential real estate is renter occupied. Many of the residences in the Martin Luther King Jr Dr / 3rd Ave SW neighborhood are older, well-established, built between 1940 and 1969. A number of residences were also built between 1970 and 1999.
Vacant apartments or homes are a major fact of life in Martin Luther King Jr Dr / 3rd Ave SW. The current real estate vacancy rate here is 41.2%. This is higher than the rate of vacancies in 97.5% of all U.S. neighborhoods. In addition, most vacant housing here is vacant year round. This can sometimes be the case in neighborhoods dominated by new construction that is not yet occupied. But often neighborhoods with vacancy rates this high are places that can be plagued by a protracted vacancy problem. If you live here, you may find that a number of buildings in your neighborhood are actually empty.
The way a neighborhood looks and feels when you walk or drive around it, from its setting, its buildings, and its flavor, can make all the difference. This neighborhood has some really cool things about the way it looks and feels as revealed by NeighborhoodScout's exclusive research. This might include anything from the housing stock to the types of households living here to how people get around.
Single parenting is hard. But you don't have to tell the Martin Luther King Jr Dr / 3rd Ave SW neighborhood about it; they already know. 39.0% of this neighborhood's households are run by single mothers, which is a higher concentration than NeighborhoodScout found in 99.9% of American neighborhoods. Further NeighborhoodScout research showed strong statistical correlations among high rates of children living in single parent households, and neighborhood crime, particularly violent crime, neighborhood poverty, and, importantly, the percentage of low weight births and rates of infant mortality.
In addition, the Martin Luther King Jr Dr / 3rd Ave SW neighborhood stands out for having an average per capita income lower than 99.3% of the neighborhoods in the United States. The Martin Luther King Jr Dr / 3rd Ave SW neighborhood also has a greater percentage of children living in poverty (80.4%) than found in 99.3% of all U.S. neighborhoods. Children living in poverty is one of the challenges facing America, and the world, and in this neighborhood in particular, the problem can be considered acute.
Also, the Martin Luther King Jr Dr / 3rd Ave SW neighborhood is unique for having just 4.0% of adults here having earned a bachelor's degree. This is a lower rate of college graduates than NeighborhoodScout found in 97.2% of America's neighborhoods.
From major sales accounts to fast-food workers, sales and service employees are often the backbone of the local economy. In the Martin Luther King Jr Dr / 3rd Ave SW neighborhood, they truly stand out. NeighborhoodScout's exclusive analysis identifies this neighborhood as having a higher percentage of sales and service workers than 99.3% of all American neighborhoods.
Renter-occupied real estate is dominant in the Martin Luther King Jr Dr / 3rd Ave SW neighborhood. The percentage of rental real estate here, according to exclusive NeighborhoodScout analysis, is 89.1%, which is higher than 96.8% of the neighborhoods in America. If you were to buy and live in the property you bought here, you would be almost alone in doing so. Despite all of the residential real estate here in the Martin Luther King Jr Dr / 3rd Ave SW neighborhood, NeighborhoodScout has discovered that much of it is vacant. In resort or second-home vacation areas, this naturally occurs because homes and apartments are seasonally occupied, and empty for a portion of the year. In non-vacation or resort areas, however, this can be an indicator of property abandonment or a weak real estate market. The vacancy rate here is 41.2%, which is higher than 97.5% of all U.S. neighborhoods.
There are two complementary measures for understanding the income of a neighborhood's residents: the average and the extremes. While a neighborhood may be relatively wealthy overall, it is equally important to understand the rate of people - particularly children - who are living at or below the federal poverty line, which is extremely low income. Some neighborhoods with a lower average income may actually have a lower childhood poverty rate than another with a higher average income, and this helps us understand the conditions and character of a neighborhood.
The neighbors in the Martin Luther King Jr Dr / 3rd Ave SW neighborhood in Birmingham are low income, making it among the lowest income neighborhoods in America. NeighborhoodScout's research shows that this neighborhood has an income lower than 99.3% of U.S. neighborhoods. With 80.4% of the children here below the federal poverty line, this neighborhood has a higher rate of childhood poverty than 99.3% of U.S. neighborhoods.
A neighborhood is far different if it is dominated by enlisted military personnel rather than people who earn their living by farming. It is also different if most of the neighbors are clerical support or managers. What is wonderful is the sheer diversity of neighborhoods, allowing you to find the type that fits your lifestyle and aspirations.
In the Martin Luther King Jr Dr / 3rd Ave SW neighborhood, 52.8% of the working population is employed in sales and service jobs, from major sales accounts, to working in fast food restaurants. The second most important occupational group in this neighborhood is manufacturing and laborer occupations, with 21.2% of the residents employed. Other residents here are employed in clerical, assistant, and tech support occupations (13.3%), and 12.8% in executive, management, and professional occupations.
Culture is shared learned behavior. We learn it from our parents, their parents, our houses of worship, and much of our culture – our learned behavior – comes from our ancestors. That is why ancestry and ethnicity can be so interesting and important to understand: places with concentrations of people of one or more ancestries often express those shared learned behaviors and this gives each neighborhood its own culture. Even different neighborhoods in the same city can have drastically different cultures.
In the Martin Luther King Jr Dr / 3rd Ave SW neighborhood in Birmingham, AL, residents most commonly identify their ethnicity or ancestry as Sub-Saharan African (1.9%). There are also a number of people of African ancestry (1.9%).
The most common language spoken in the Martin Luther King Jr Dr / 3rd Ave SW neighborhood is English, spoken by 98.6% of households.
How you get to work – car, bus, train or other means – and how much of your day it takes to do so is a large quality of life and financial issue. Especially with gasoline prices rising and expected to continue doing so, the length and means of one's commute can be a financial burden. Some neighborhoods are physically located so that many residents have to drive in their own car, others are set up so many walk to work, or can take a train, bus, or bike. The greatest number of commuters in Martin Luther King Jr Dr / 3rd Ave SW neighborhood spend between 15 and 30 minutes commuting one-way to work (34.1% of working residents), which is shorter than the time spent commuting to work for most Americans.
Here most residents (70.6%) drive alone in a private automobile to get to work. In addition, quite a number also ride the bus to get to work (15.1%) and 8.4% of residents also carpool with coworkers, friends, or neighbors for their daily commute. In a neighborhood like this, as in most of the nation, many residents find owning a car useful for getting to work.
44 Vital Statistics. 7 Condition Alerts found.
136 Vital Statistics. 2 Condition Alerts found.
(100 is the most diverse)
67 Vital Statistics. 6 Condition Alerts found.
(100 is safest)
Violent | Property | Total | |
Number of Crimes | |||
Crime Rate
(per 1,000 residents) |
(100 is safest)
Index |
Index |
Index |
Index |
100 is safest |
100 is safest |
100 is safest |
100 is safest |
Crime | |
Martin Luther King Jr Dr / 3rd Ave SW | 0.101011101001110 |
Birmingham | 0.101011101001110 |
Alabama | 4.72 |
Murder | Rape | Robbery | Assault | |
Report Total | ||||
Rate per 1,000 |
Murder | Rape | Robbery | Assault | |
Report Total | ||||
Rate per 1,000 |
(100 is safest)
Index |
Index |
Motor Vehicle
Theft |
100 is safest |
100 is safest |
100 is safest |
Crime | |
Martin Luther King Jr Dr / 3rd Ave SW | 0.101011101001110 |
Birmingham | 0.101011101001110 |
Alabama | 29.79 |
burglary | theft | motor vehicle theft | |
Report Total | |||
Rate per 1,000 |
burglary | theft | motor vehicle theft | |
Report Total | |||
Rate per 1,000 |
Crime | |
Martin Luther King Jr Dr / 3rd Ave SW | 0.101011101001110 |
Birmingham | 0.101011101001110 |
Alabama | 15 |
65 Vital Statistics. 7 Condition Alerts found.
Adults In Neighborhood With College Degree Or Higher | |
Children In The Neighborhood Living In Poverty |
SEE ALL SCHOOLSDiscipline | District | State |
Proficiency in Reading and Math | 0.101011101001110 | 0.101011101001110 |
Proficiency in Reading | 0.101011101001110 | 0.101011101001110 |
Proficiency in Math | 0.101011101001110 | 0.101011101001110 |
Ethnic/racial Groups | This District | This State |
White (non-hispanic) | ||
Black | ||
Hispanic | ||
Asian Or Pacific Islander | ||
American Indian Or Native Of Alaska |
Economic Groups | This District | This State |
For This District | Per Student | Total | % Of Total |
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Total Support | |||
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Total Expenditures |
328 Vital Statistics. 15 Condition Alerts found.
Appreciation Potential (3 years)
1=Very Low
5=Rising Star
Time Period | Total Appreciation | Avg. Annual Rate |
Compared To
Metro* |
Compared To
America* |
3 Year Forecast:
Latest Quarter:
Last 12 Months:
Last 2 Years:
Last 5 Years:
Last 10 Years:
Since 2000:
* 10 is highest |
Factors likely to drive home values upward over the next few years or indicators of upward trends already underway.
Impediments to home value appreciation over the next few years or indicators of negative trends already underway.
Price advantage score
1=Strong Disadvantage
3=Similar Price
5=Strong Advantage
Distance from Location | Population 5 years ago | Current Population | Percent Change |
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Forecasts of potential occurrences or non-occurrences of future conditions and events are inherently uncertain. Actual results may differ materially from what is predicted in any information provided by location inc. Nothing contained in or generated by a Location Inc. Product or services is, or should be relied upon as, a promise or representation as to the future performance or prediction of real estate values. No representation is made as to the accuracy of any forecast, estimate, or projection. Location Inc. Makes no express or implied warranty and all information and content is provided "As is" without any warranties of any kind. Location inc. Expressly disclaims any warranty of accuracy or predictability, and any warranty of merchantability and fitness for a particular purpose. Location Inc. Further disclaims any liability for damages, loss, or injury arising out of the use this site and the data. All risks associated with using the site and the data are borne by the user at user's sole cost and expense. By using the site you agree to our
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07-16-2008 #11
07-16-2008 #12
07-16-2008 #13
Indeedy... the 600 second thing is only for Newbie class users though. Once you reach the 5-post mark and become a Registered class user there is no "wait" between posts here.
07-17-2008 #14
It doesn't make any sense that you have to post alot just to be able to download files. And the entire "pay" so you can download deal is just ridiculous.
07-17-2008 #15
Unfortunately, this is an English-only Forum. I'm sure there are plenty of Spanish, French, Japanese etc Web sites though for those who primarily speak other languages though. It isn't an issue of not welcoming, it's more an issue that our Staff primarily speak English, and we have a hard enough job sifting through English posts here each day... so we don't need non-English posts in the mix to complicate things further.
Then don't post or get a subscription... and get your downloads elsewhere. Quite simple really. It all comes down to getting people involved, either helping our community grow through intelligent posts or donating to help pay for the bandwidth used while utilizing our site and downloading files.

subset: commoncrawl


text: Self-Proclaimed 'King Of Lemon Laws' Files Lemon Suit Against TeslaMichael Ballaban4/07/14 2:10pmFiled to: TeslaLemonsLemon Laws1143EditPromoteShare to KinjaToggle Conversation toolsGo to permalink Vince Megna, the guy who calls himself the "King of Lemon Laws," because he has filed a lot of lawsuits regardings cars under state Lemon Laws, obviously, just filed a lawsuit against Tesla because of what he says is a defective Model S. And the best part is the absolutely bizarre video accompanying the suit. Advertisement Megna's representing a man named Robert Montgomery of Franklin, Wisconsin, who says the Tesla Model S he bought spent more than 30 days in the shop for a myriad of issues, including failure to start, failure to charge, inoperable door handles, malfunctioning defrosters and paint defects.Montgomery hired Megna to file the suit after he tried to return the car in November under the Wisconsin lemon law, but the company didn't respond. Under Wisconsin law, a car is a lemon if "it has one or many defects that prevent you from using it for 30 days or more (the 30 days need not be consecutive)," or if the company can't fix the issue in four tries. Advertisement It's the first Lemon Law suit that we know of against the company. But! This story gets legally weird if you consider Tesla's five-page sales agreement, which you need to sign before you buy the car, which says that any disputes with the company will be arbitrated under California law. And that's kind of ridiculous, as pointed out by the Wisconsin law, which says that "that any waiver of rights a buyer would have under the law is void," according to the Milwaukee Journal-Sentinel.But if you don't give two craps about "legally weird," and you just want to see really, really weird, check out the video Megna made about the suit. It features thick Wisconsin accents, something about a "four-slicer," and a life-size George Clooney cutout. Plus Megna looks like the most personal-injury-ish lawyer of personal injury lawyers in the entire state:We've reached out to Tesla to comment on the suit, and will update you if we hear back. Advertisement Sponsored UPDATE: Tesla said they don't comment on pending litigation.Reply114 repliesLeave a reply


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January 10, 2012, 02:17 AM | #1 |
Join Date: January 8, 2012
Location: Washington State
Posts: 36
Laws of purchasing handguns..
Hey everyone,
So I am pretty new to handguns, and to the rules about purchasing and all of that stuff. My roommate (we are currently in school in Seattle Washington) is a resident of Oregon. So, this means he cannot purchase a gun in the state of Washington, is that correct? Well, anyway, long story short, he found a CZ 85 he has been wanting for a very long time at the local gun shop, for a reasonable deal. However, he cannot buy it himself from the shop, as far as I know. Now, he asked me a question that I truly don't know the answer to, but he is fairly certain it is okay. He wants one of our friends (who are WA state residents) to buy the handgun for him, then to a person to person purchase transfer type thing. He is under the assumption that that is okay, but I am not thinking so. He says "how do they even know I am not a WA state resident? My drivers licence or something?" I just don't really have the answers, and would like you guys to help me with info so that I can explain to him why this is a very bad idea...thank you all in advance for your help. |
January 10, 2012, 02:26 AM | #2 |
Senior Member
Join Date: March 31, 2010
Location: Communist State of IL.
Posts: 1,564
I believe that he can buy it but, he has to have it shipped to a FFL in OR after he filled out the proper paperwork and the background check clears.
If you do what you mentioned with having a friend buy it for him that is called a STRAW purchase and that is a no no.
NRA Life Member, SAF Member www.aac300blackoutbrass.com A Veteran owned Business. |
January 10, 2012, 02:37 AM | #3 |
Join Date: January 8, 2012
Location: Washington State
Posts: 36
Hm, so he could buy it but he would have to go back to Oregon to get it? Yeah, I told him he could do something like that but he said he won't be going home for quite a while so that won't work. So there really is no way, is that correct?
January 10, 2012, 02:41 AM | #4 |
Join Date: January 8, 2012
Location: Washington State
Posts: 36
Sorry for double post, but I found a site with some well stated firearms laws, so I have some information to show him. Thank you for the help, man.
January 10, 2012, 08:30 AM | #5 |
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Join Date: October 28, 2010
Location: northwestern Michigan
Posts: 198
January 10, 2012, 08:51 AM | #6 |
Senior Member
Join Date: April 23, 2005
Posts: 461
Having a friend buy it and transfer it to him is definitely not legal under federal law.
1. He can buy and transfer through an FFL in Oregon 2. He can just go buy one in Oregon. 3. He can establish residency in WA. Note that for federal purposes, you can have more than one state of residence and be legal to purchase firearms in each state. Not sure how documentation works for that. My sense is that he's not very serious about this. Oregon is a short weekend or a long day trip away from Seattle. DON'T LET YOUR FRIEND'S LAZINESS SADDLE YOU OR ONE OF YOUR FRIENDS WITH A FELONY CONVICTION! Tell him to take a road trip already or quit whining. |
January 10, 2012, 09:59 AM | #7 |
Senior Member
Join Date: December 21, 2009
Location: NJ
Posts: 692
Well I know people who have vacation homes in a certain state can purchase guns in that state. So maybe you can. Otherwise just have the dealer ship it to an FFL in your state.
January 10, 2012, 12:27 PM | #8 | |
Join Date: September 27, 2008
Location: Foothills of the Appalachians
Posts: 12,069
Having someone else buy the gun for him could be construed as a straw purchase, and that's ten years in the pokey.
Sometimes it's nice not to destroy the world for a change. --Randall Munroe |
January 10, 2012, 01:05 PM | #9 | ||
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Join Date: May 8, 2000
Location: SLC,Utah
Posts: 2,704
January 10, 2012, 02:37 PM | #10 |
Senior Member
Join Date: January 27, 2008
Posts: 1,658
You cannot conduct transfers between residents of different states without going through an FFL (legally speaking), so no only would your friend be making a straw purchase, but conducting an illegal transfer as well.
January 10, 2012, 02:59 PM | #11 |
Senior Member
Join Date: February 18, 1999
Location: Concord, CA, USA
Posts: 726
As far as the BATF and Federal law are concerned, the roommate is a Washington resident while living in Washington and going to school. When he returns to Oregon, he becomes an Oregon resident.
See the link for ATF Ruling 80-21. ATF Ruling 80-21 |
January 10, 2012, 08:45 PM | #12 |
Senior Member
Join Date: November 23, 2009
Posts: 575
That's very state specific and on top of that.... you are talking bordering states, which then have another set of rules. Best to check a local FFL that can answer the question.
January 10, 2012, 10:24 PM | #13 | |
Senior Member
Join Date: February 18, 1999
Location: Concord, CA, USA
Posts: 726
State laws may apply but I don't see anything in Washington laws that apply. |
January 11, 2012, 09:47 AM | #14 |
Join Date: November 17, 2000
Posts: 18,115
When I lived in OR, I saw a gun I wanted in a WA store. Had it sent to an OR store. Easy to do. I'm sure the WA store might have a recommendation in OR.
NRA, TSRA, IDPA, NTI, Polite Soc. - Aux Armes, Citoyens http://www.teddytactical.com/archive...05_Feature.htm Being an Academic Shooter http://www.teddytactical.com/archive...11_Feature.htm Being an Active Shooter |
January 11, 2012, 11:06 PM | #15 |
Join Date: January 8, 2012
Location: Washington State
Posts: 36
Awesome, great info here guys, I checked the links and showed him the cold hard facts. Also told him I nor any of our friends will not being doing time in the big house for his gun lol, he figures he will try to establish residency here in WA so he can buy the gun. I guess it is as easy as him going to the department of licensing and getting a WA state drivers license, who woulda known
So that bullet has been dodged, Thanks for all of your help guys, great info, really appreciate it. He is now happy as well because he doesn't have to drive ~3.5 hours down to Portland to pick up a gun he could drive 20 minutes for, lol. Laziness is a killer, aye? |
January 11, 2012, 11:53 PM | #16 | |
Join Date: February 12, 2001
Location: DFW Area
Posts: 20,403
Long guns can be sold across state lines per federal law (as long as an FFL is involved), but only if the sale would be legal in BOTH states involved. Some states still have the contiguous state exception in their state laws, some don't allow it at all.
Did you know that there is a TEXAS State Rifle Association?
January 12, 2012, 11:49 AM | #17 | |
Join Date: November 23, 2005
Location: California - San Francisco
Posts: 8,426
Here's the whole deal (not including the rules for those with Curio and Relic licenses and the subject of dual residency):
[1] Under federal law, any transfer (with a few, narrow exceptions, e. g., by bequest under a will) from a resident of one State to a resident of another must be through an FFL. The transfer must comply with all the requirements of the State in which the transfer is being done as well as all federal formalities (e. g., completion of a 4473, etc.). [2] In the case of handguns, it must be an FFL in the transferee's State of residence. You may obtain a handgun in a State other than your State of residence, BUT it must be shipped by the transferor to an FFL in your State of residence to transfer the handgun to you. [3] In the case of long guns, it may be any FFL as long as (1) the long gun is legal in the transferee's State of residence; and (2) the transfer complies with the laws of the State in which it takes place; and (3) the transfer complies with the law of the transferee's State of residence. [4] In connection with the transfer of a long gun, some FFLs will not want to handle the transfer to a resident of another State, because they may be uncertain about the laws of that State. And if the transferee resides in some States (e. g., California), the laws of the State may be such that an out-of-state FFL will not be able to conduct a transfer that complies. [5] There are no exceptions under the applicable federal laws for gifts, whether between relatives or otherwise, nor is there any exception for transactions between relatives. [6] The relevant federal laws may be found at: 18 USC 922(a)(3); 18 USC 922(a)(5); and 18 USC 922(b)(3). Here's what the statutes say: Quote:
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text: Local Motors Outsourcing Car Design To YOUTravis Hudson4/14/08 9:40amFiled to: New CarsDieselLocal Car Design CompetitionLocal Motors20EditPromoteShare to KinjaToggle Conversation toolsGo to permalink Think you're the next Claus Luthe—well, minus the whole murdering your next of kin thing? A company by the name of Local Motors is putting car design in the hands of the people by holding a car design competition where winning means you get to have your idea made into a real boy. There is a bit of a catch, though. Local Motors isn't necessarily a real car company, and that's because they make kits. So it's looking for a car design that Local Motors can sell as a kit. Not only is Local Motors looking for amazing-looking cars, but they are jumping on the fuel-efficiency bandwagon as well by wanting cars capable of 40 mpg or better. The engines will be diesel and the bodies will be made of carbon fiber to help achieve this goal. Local Motors will hold a number of competitions over the year, with the first being to design a "Californian off-road machine." Winning entries will receive $1,500 and if Local Motors decides to exploit use your creative design, you can rack in $10,000. [Autopia]Reply20 repliesLeave a reply


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Today, we're launching a brand-new series of super short videos called "10 Second How-Tos." The series, which is pretty much what its name entails, aims to equip all you readers with simple, effective tips for daily life. From the proper way to cut flowers to how to create a simple household cleaner, we've got you covered!
It's fitting that our first installment shows how to clean cast iron skillets, because as of recently, this task has become the bane of my existence. Although cast iron cookware cooks beautifully and is a non-toxic alternative to nonstick pans, they can't be washed with traditional soap-and-water methods. After way too much head-scratching over the proper method of getting these guys clean, the lovely Sacha Dunn (co-founder of the eco-friendly cleaner company Common Good) was kind enough to help me out. Here are her simple, straightforward directions! All you need is some salt, olive oil, and water!
I love this idea for a series! This is how I've been cleaning my skillet for years, and it works like a charm. I'm looking forward to more How-To's!
For an old cast iron pan that has heavy build up, putting it through the cleaning cycle on an oven with burn it all off nicely. The pan will then need to be seasoned again. I had to do this when my mom gave me her old pans.
Hi Ms. Melissa,
I're reading upon how to clean cast iron pan, I'm aware of burning it but I never hear that it need to be seasoned again. My question's how you seasoned it? Thank you for this info.Naomi
To reseason Cast Iron. Turn oven on 500 n bake in small amount of crisco. Just rub it down,leave a little excess crisco. Bake 1 hour, turn off oven n let cool in oven.
How about de-rusting a slightly mistreated pan?
Also, many other abrasives will work in lieu of salt. Course coffee grounds work well but definitely make it seem dirty when you rinse it out. I took mine camping and used small rough pebbles from the stream nearby to clean it between meals. I have also come across the advice to avoid using steel wool unless as a last resort, as it will diminish the surface and make it more prone to rust.
for rusty pans, I use one of the non-scratchy scrub pads you can get at the grocery store, scrub using soap and water. Dry pan and then do the reseasoning shown above. That should take care of your pans. I actually make pancakes to get the non-stick back on my pan after washing it. The first pancake will stick but the next ones won't.
I put Crisco on mind real heavy and put it in my grill and burned it .And only use salt and olive oil wipe it out add some more oil and wipe it again with just oil. It should be ok then.
Great idea – I'm looking forward to future installments!
I just want to say that I've been really impressed with all the new series you've been starting! I love looking at pretty things on D*S, but I have especially loved being able to LEARN from you guys the past few months! I'm excited for all the new content you have planned for us!
BOOOOM!!! I was JUST having this struggle this week!!! thank you thank you!
For de-rusting a slightly mistreated pan I've had great success using this method with a potato cut in two as my scrubber. It might take a couple of times, but thrift store finds turn out pretty good!
I greatly prefer vegetable oil to olive oil for my cast iron, but that's just me. Also, in addition to the salt/oil/paper towel approach, I sometimes whip out my cast iron brush. Oxo and Lodge make cast iron brushes, but I actually use the Oxo Panini Press brush since it's got a larger surface area.
My cast iron skillet is at least 25 years old and I wash it with dish detergent and hot water every time I use it. If anything has stuck I use a green scrubber. I've had no problem with rust or any other thing wrong. I do dry it off instead of letting it air dry.
I do have an aluminum omelet pan that has never seen soap and water but it has also never cooked anything but eggs. That one I wipe with salt and whatever oil/butter is left in the pan. However the finish on that one is smooth and shiny, unlike the cast iron.
Fantastic idea with the videos! And yes, I so need to do this to my pans!
@Kate O do you still use the salt and oil with the potato? Mine could use a little bit of help :)
I love cooking with cast iron and especially that I DON"T need to look after it carefully. I scrub it like a gorilla with steel wool every time I use it. The base is now a shiny steel colour and provides a great non-stick surface for eggs etc.
Am I missing something here though? I do use a bit of oil when I cook to help with the non-stick – usually grape seed.
I've always used a stiff brush and hot water.
I've only ever needed to use water and a brush also. When cleaning one that is in really bad shape I will spray with the yellow can easy off oven cleaner, put in a black plastic bag and sit in the sun for 5-6 days. Gunk then washes right off!
I just soak my cast iron fry pan overnight starting with some soap and hot water. By morning it's ready for a soapy sponge and some water and it wipes clean….no scrubbing whatsoever!!
Try it!!
Using olive oil isn't ideal, it has a low smoke point. Flax seed oil is recommended. If you want to clean and SEASON your pan, here's a GREAT article http://sherylcanter.com/wordpress/2010/01/a-science-based-technique-for-seasoning-cast-iron/
I am looking forward to your short how-to tips. Knowing how to clean certain things, and more importantly, how to do it quickly, is a real time saver.
As a woman born and raised in the south, I have been using cast iron to cook my whole married life (34 years). If I use it for meat dishes I definitely use dish detergent ( I like Dawn) and steel wool. If it is dried out looking I just rub on some vegetable oil and stick it in a warm oven for about 30 minutes and this renews the surface. Maybe this works for me because ALL of my pieces have been used for deep frying at one time or the other. If it is for cornbread or sweet cakes I just wipe it out, same for vegetables. My mama taught me this when I was newly married, and now I have inherited all her cast iron and they all look great.
Yay! for this : )
Love cast iron, but now and then, drying properly doesn't happen like it should. Then, I have to figure out the best way to clean the poor, neglected pot. Now I know!
Really like the idea for this series, too. thanks! -
I use my cast iron all the time. I think I have had them like 40 yrs and they came from grandparents so they could really be easily 75+ yrs old. Hence they are REALLY seasoned.
But the outsides are gross. Like thick with age. How do I get them back from this? -
My mother cooked with cast iron and the outside would get built up and thick. Once in a while she would throw it in the coal furnace and it would take all that outside yukk off, then she would season it. Bet not too many of you have a coal furnace – I don't either.
Hmmm. A furnace. So if I put them in a wood burning stove it should burn off. Need to visit my brothers stove this winter!
I love the 10 sec. how to! Such a great idea.
Thank you for posting!
Cool. I do it differently where I heat up the dry crusty pan until crackling. Then I pour in a 1/4 cup water and let it immediately boil and soak into the crusties for a bit. From there it's quick to scrub it off with a stiff kitchen brush. Sort of like deglazing.
We keep a shaker of Kosher salt by the sink and just scrub it out with salt and a damp dish scrubber (Dobie brand), rinse, and then the pan goes on the stove (flame on low for a couple minutes) to dry. Our pan tends to accumulate enough oil as we cook that I rarely need to add more. This year, my son moved into a house with ten guys from our church; he took the small cast iron pan and gave all roommates a lesson in proper cleaning the first week. Highly amusing.
Love your idea for the video's. But all I have to use is a small tablet and it won't play the video. I use cast iron all the time and would love to know what the video says about it. Could you please write it for me? The only way I was taught to clean them was to use hot water and a sponge or steel wool if things are stuck on and them wipe down with grease. I find that if I don't rub them good with grease after washing things stick the next time I cook. And I NEVER use soap or harsh detergents in cast iron. It somehow takes away the good cooking surface built in to the pan and over a period of time it ruins them. My great grandma told me this and how to care for them. Just wash with hot water, dry, and rub it down good with a paper towel and grease. They still cook great and some I have from my great grandma.
Our dad was a super handyman at things! He would make a small campfire in the back and burn them clean then season with oil.
I don't know! I'm not good at these things! It has a block for http://. What do I put in there?
can not see the video!!!!
I have the cast iron skillet that my Portuguese great-grandmother had! It makes the most delicious and special food ever. I was told to always brush is it with oil after a simple soap & water cleaning. Leave the oil on and when ready to use, re-fresh the oil when cooking again. Repeat every time. The skillet looks brand new today after over 80-100 years of use!!!!! I make my other grandmother's Irish bread in it… the best Irish bread ever!!!
Those are wonderful ideas really do need Thanks Ina
When I washed dishes for my mother and grandmother, I would wipe the pan damp/dry (it was always the last thing to dry and the dishtowel was always wet/damp) then put it on the stove and turn the burner to medium/low or set it in the oven if it was still hot. It would finish drying the skillet. Never any rust!
I usually de-glaze my cast iron first with water and a wooded flat spatula (i never use metal utensils on my cast iron;that could be why they get stickey)
on high heat.once the stuck bits are loose wipe with paper towel or a cloth towel then place it back on the heat and get it really hot .now pour veggie oil or what ever you use and move it around to cover the bottom.
it almost seems like the hot pan sucks in the oil,stickey pans will be less likely for you -
Mom always washed hers as I do in dish soap and water. It pays to wash it hot off the stove or at least warm. You can pour dish water or warm soapy water while its on the stove to remove burnt on grime and food and then to the dish basin.
I remember as a child my sisters and her friends collected the neighbor's skillet's and put them all in some Devil Lye and all that burnt on caked up erosion comes off and they look like new.
You must put on protective eyeglasses and gloves and be very careful when using Devil Lye.
WCP,Montgomery,Al -
For outside gunk, put your cast iron in the Bar-B-Que and let it cook off.
I have my MIL's cast iron fry pan, 2 sizes, and a flat round pan. I scrape them of any debris, and then some oil, then the oven for a little while. I've had them for about 50 years, and I love them as much as the day she gave them to me.
Very through
I have 3 cast iron fry pans but the outside is really caked with built up and such, how do I get all that off so can be using them again. Love cooking in them.
Hot water and elbow grease. Let them soak and then scrub
the video won't play on my laptop….would love for a printed version of your method for cleaning cast iron. thanx
Never put a cast iron cooking anything in the Dishwasher.
When I finish cooking in my cast iron, I simply pour water from the kettle setting on the stove. The pan immediately boils the water (and softens any crumbs that may be stuck. By the end of dinner and the dishes, the pan is then rinsed out with hot tap water, sponge, dried with paper towel and I spray it with non-stick olive oil spray, wipe the excess off with paper towel and it's ready for the next cooking day.
Thanks for all helpful tips, I wondered how to clean the outside of the pan, will try one of them! Just purchased a new cast iron pan (10″). And didn't have a clue as to how to season it. Thank you all😄
Baking Soda and a pot scrubber steel wool if burnt on crust needs removal it ok to let water sit in it to loosen the Crusties. spray with Crisco spray works well…if you use olive oil the pan will absorb the oil so be careful if you don't care for olive oil should the pan rust clean well with elbow grease and then you can place in the oven on clean if absolutely needed. The reseason and bake in a hot oven… Place a pan under it to catch the Crisco drippings


text: There Was The Dumb Drunk Portion Of The Vancouver Riots, And Then Things Got SinisterEmma Carmichael6/16/11 9:45amFiled to: When canucks attack canucksRiotsNhlVancouverVideoStanley CupVancouver CanucksFb15EditPromoteShare to KinjaToggle Conversation toolsGo to permalink At about the three-minute mark in this video, the band of drunks redirects its impotent rage onto a man (described in the YouTube video as a security guard) who tries to keep them from smashing the department store windows. I'm still trying to make sense of when a sports-related riot shifts from being about shit-stirring drunkenness and becomes sinister; this seemed to be one of many of those moments in Vancouver last night. We hope this guy — who was helped away with a bloodied head by two kind souls — is okay.AdvertisementH/T The Big Lead.Reply15 repliesLeave a reply


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Opening the Heart of the Womb
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For 20 years, Stephen and Ondrea Levine have supported thousands of people caught in the aftermath of grief and loss, including many women deeply hurt by sexual trauma. Now, on Opening the Heart of the Womb, Stephen Levine addresses this hidden heartache, offering a gentle three-part guided meditation.
When a woman's "lower heart" or womb grows numb due to violation, miscarriage, abortion, or even PMS, Levine teaches, her "upper heart" closes down too, leaving her entire emotional and spiritual life in shadow. There is a way to create the safety and nurturance that both "hearts" need to open once again, Stephen Levine says. By practicing this gentle and unique meditation, you can reawaken the joy you lost, and open up to love again. At last, here is a program created specifically to help women reclaim both body and spirit, shared by this trusted teacher and bestselling author.
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- Review for Opening the Heart of the Womb Review by Patty E
Rating The brave warrior who has survived sexual abuse will want to attempt this. Hearing this in its entirety took some time as I had to figure out how to hear a male voice taking me healing for the womb. For me it was an active run as I did not want to share this with anyone yet. It was so healing and his visual analogy was transformative for me. I felt like a dragon born warrior princes, finding courage to be happy within my journey of healing. It was excellent.
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Contents 1 Audio download (1 hour, 39 minutes) Filetypes M4B, MP3, PDF, ZIP Date Published April 01, 2007 ISBN-10 1-60407-496-5 ISBN-13 978-1-60407-496-3 Product Code AW00406W


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SKU:4047Artist:Compatible Figures:Victoria 3Compatible Software:PoserRequired Products:Install Types:- Install Manager
- Manual Install
SKU:4047Artist:Compatible Figures:Victoria 3Compatible Software:PoserRequired Products:Install Types:- Install Manager
- Manual Install
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A sizzling, sexy, provocative evening gown for Ingenue Vickie and Glamorous Vickie, perfect for red-carpet entrances. In sheer chiffon or metallic mesh, the included bikini may be required! In soft lame or satins, the gown makes a dazzling effect. Halter top flows to low back, with a waist tie. Deep side-slits to show off the legs and the included high-heel sandals.
What's Included and Features
Features- A Poser 6 Dynamic Gown, perfectly fitted to the figure.
- Matching Conforming Bikini Panty
- Conforming Ankle-Strap High-Heel Sandals
- Gown Fabrics Included:
- Black, White and Red Sheer Chiffon
- Deep Blue, Deep Purple, Dandelion and Raspberry Satin
- Gold and Silver Lame
- Black Anodized Mesh, Gold and Silver Mesh
- Bikini Fabrics Included:
- Black, White and Red Silk
- Gold Lame
- Sandal Materials Included:
- Black, Red and White Patent
- Gold and Silver Metallic
- Special 'Pre-turn' morphs prevent immodest exposure on extreme turns
- Special 'Sitting-Preset' morph for better draping in sitting poses
- 'Cleavage' and 'Low-back' morphs adjust coverage
- Seven other preset morphs allow useful draping variations
- Heel-Height and Pencil-Heel morphs for the Sandals
- Eleven Multi-Frame Poses set both the figure and the gown for Cloth Simulations.
- Full Set of Poser 6 Material Collections for various Options
- Matching Full Set of Poser 5 MATs for various Options
- Three Exclusive Special Materials to preset Cloth Dynamics
Gown is dynamic clothing for the Glamorous Vickie or Ingenue Vickie figure only. Fitting and fabric draping is done in Poser's Cloth Room. Sandals and Bikini are conforming clothing, Bikini is fitted to be worn under Gown.
For Poser 5 and 6 only.Notes


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Attorney General's Guidelines for Domestic FBI Operations, September 2008
The Attorney General released these guidelines in September 2008, and outlined the background of the guide and which previous legal frameworks are replaced in a memorandum to heads of relevant intelligence and law enforcement departments. See also the FBI's Domestic Investigations and Operations Guide which supports the implementation of the Attorney General's.
Excerpt from the memo:
"The FBI's current responsibilities require it to be both an agency that effectively detects, investigates, and prevents crimes, and an agency that effectively protects the national security and collects and analyzes intelligence. Criminal law enforcement has always been central to the FBI's functions, but the national security and intelligence aspects of its mission have increased in scope and importance since the September 1 1,2001, terrorist attacks on the United States.
These Guidelines reflect how the FBI and the policies governing its domestic operations have evolved in the period following the terrorist attacks. Based on decisions and directives of the President and the Attorney General, inquiries and enactments of Congress, and the conclusions of national commissions, it was recognized that the FBI's functions had to be expanded and better integrated to meet contemporary realities: [Clontinuing coordination . . . is necessary to optimize the FBI's performance in both national security and criminal investigations . . . . [The] new reality requires first that the FBI and other agencies do a better job of gathering intelligence inside the United States, and second that we eliminate the remnants of the old "wall" between foreign intelligence and domestic law enforcement. Both tasks must be accomplished without sacrificing our domestic liberties and the rule of law, and both depend on building a very different FBI from the one we had on September 10,2001. (Report of the Commission on the Intelligence Capabilities of the United States Regarding Weapons of Mass Destruction 466,452 (2005).)
Consistent with these objectives, the FBI has reorganized and reoriented its programs and missions, and the guidelines issued by the Attorney General for FBI operations have been extensively revised over the past several years. Nevertheless, the principal directives of the Attorney General governing the FBI's conduct of criminal investigations, national security investigations, and foreign intelligence collection have persisted as separate documents involving different standards and procedures for comparable activities. The new Guidelines integrate and harmonize standards, and thereby provide the FBI and other affected Justice Department components with clearer, more consistent, and more accessible guidance, and make available to the public in a single document the basic body of rules for the FBI's domestic operations.
In relation to the FBI's national security and criminal investigation functions, the new Guidelines generally harmonize investigative standards and procedures. Investigation of threats to the national security, including international terrorism and espionage, can be both an exercise of the FBI's national security powers and an exercise of its authority to investigate federal crimes. The new Guidelines eliminate arbitrary differences in applicable standards and procedures that depended merely on how an activity was labeled. ("national security" versus "criminal law enforcement"). For example, under current guidelines, if a matter is labeled as "criminal," an FBI agent may conduct physical or photographic surveillance based on a tip; the procedural requirements for doing so are more exacting in national security investigations. Similarly, human sources - referred to as informants or assets in the current guidelines - may be affirmatively tasked to seek information when the purpose is to check leads in ordinary criminal investigation, but the standards are more restrictive when the purpose is to gather information about threats to the national security. The new Guidelines will resolve such discrepancies.
At the same time, the Guidelines confirm that national security activities present special needs for coordination and information sharing with other components and agencies with national security responsibilities, including the Department's National Security Division, other U.S. Intelligence Community agencies, the Department of Homeland Security, and relevant White House agencies and entities. Notification, consultation, and information sharing provisions that relate particularly to national security activities accordingly are continued in the new Guidelines.
In addition to assuring that similar conduct is governed by similar rules, regardless of what label may be attached to the underlying activity, the new Guidelines also provide adequate standards, procedures, and authorities to reflect that the FBI is a full-fledged intelligence agency - with respect to both intelligence collection and intelligence analysis - and a key participant in the U.S. Intelligence Community."


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Bardwil hires senior vp
September 17, 2001
,Bardwil Linens, manufacturer of table linens and kitchen textiles, has hired Bonnie Hayes as its new senior vp, marketing and product development.
In her new position, Hayes will be responsible for Bardwil's product development and licensed product as well as the marketing and packaging of all products. Prior to joining Bardwil, Hayes was senior vp of marketing at New York-based Town & Country Living, a manufacturer of decorative pillows, table linens, kitchen textiles and bath products.
George Bardwil, owner, has relinquished the title of president and assumed the position of ceo.
Hayes will report to Nancy Kristoff, who was also recently promoted to president of sales and marketing.
Kristoff has been with Bardwil for 20 years in numerous capacities, including most recently executive vp, sales for the past eight years.
Derek Pierce, another longtime Bardwil employee and formerly executive vp, has also been promoted to coo. Both Kristoff and Pierce will continue to report directly to Bardwil.
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Home › Forums › General Forums › Food, Hydration, and Nutrition › no-cook breakfast ideas
Jul 23, 2010 at 12:39 pm #1261512
I'm going backpacking for the first time in 3 years, on a 5-day hike. Last time I went backpacking, I brought fig newtons for breakfast. I really enjoyed them, but after a couple of days they all fused together and produced a new substance never seen before.
So I'm curious what sort of no-cook low maintenance breakfasts people like to bring. For what it's worth, the hike will be in the Glacier Peak wilderness, in the North Cascades.
Jul 23, 2010 at 1:52 pm #1631782If a couple days I carry bagels and stuff to go on them. Bagels are pretty high in calories, carry well and can go savory or sweet. Buy a commercial brand like Sarah Lee for best carrying time.
Jul 23, 2010 at 3:16 pm #1631812I'm a cold cereal person. I've also been a meusli fan (cold) since i first encountered it in Norway 10 years ago. In a ziplock sandwich bag I put:
1/3 C. to 1/2 C meusli (Bob's Red Mill) or Grapenuts
1/3 C. dried milk
1/2 ounce freeze-dried berries or bananas (unless I'll be where there are ripe huckleberries)
1/4 c. slivered almonds or other chopped nutsAdd water (1/2 to 3/4 C) to bag, mix thoroughly to dissolve dried milk, grab spoon and eat out of sandwich bag.
Jul 23, 2010 at 3:33 pm #1631817breakfast bar/power bar assorted breakfast flavor
pop tarts
dehydrated fruitbut when i do it up, i make brown sugar oatmeal and throw a handful of crushed freeze dried strawberry/apples/mangos (edit for tom, you can get these at trader joes, light as a feather).
Jul 23, 2010 at 4:27 pm #1631826Most big grocery stores carry these and there's no prep work:
Emerald Nuts has some trail mixes that I've been buying lately. Berry Blend and Breakfast Blend are my favorites. There's a tropical one too that I haven't tried. The bags they come in make good heavy duty zip trash bags too.
Nature Valley Sweet and Salty Nut Bars. I like the almond ones most, but all of them are good–peanut, cashew, etc.
Clif Bars–Black Cherry Almond is my fav
Lara bars–Cherry pie
Chocolate espresso beans in the bulk food section in some stores.
Jul 23, 2010 at 4:39 pm #1631829"So I'm curious what sort of no-cook low maintenance breakfasts people like to bring."
+1 to the granola/powdered milk suggestion, above. Also, if you have access to a Trader Joe's, check out the Sesame Crepes. Tasty, ~140 calories/oz, cheap, and pack well. Trader Joe's also has an excellent assortment of trail mixes, nuts, dried fruit, and granola, all at very reasonable prices, and all of which can be used in a no hassle breakfast. They're a great source for backpacking food. Have fun up here. Glacier Peak Wilderness is a great place to backpack.
Jul 24, 2010 at 12:12 am #1631925Bagel or tortilla + cream cheese, lax or smoked salmon and capers will last a couple of days maybe more in the north cascades. It will be the salmon that goes bad first. After that I like some kind of delicious sugary cereal, that I would never eat at home with nido full fat instant milk. Great way to start the morning with some quick energy. I've carried raisin bran, honey bunches of oats, even captain crunch. It's hard to beat the captain for fond memories of childhood.
Don't forget second breakfast (hobbits where definitely on to something) about 2 hours into the morning. Some bars or nutella and cream cheese on a tortilla is a nice boost. You could also go for PB&J. Nice way to take a quick break and means you don't need to eat a ton to power through til lunch first thing in the morning.
Jul 24, 2010 at 8:11 pm #1632044At home, in a snack-sized ziplock, place half a cup of dry quick oats, quarter cup of hot chocolate mix, and some powdered spices (allspice, nutmeg, lots of cinnamon, a little clove). In camp, add enough water to wet all of the ingredients in the opened ziplock. Let it set for a few minutes then eat.
Try that first at home. You will wonder why you have been cooking oatmeal for all of those years.
I use an empty spice shaker to mix the spices in advance, so I just shake the mixture into the bag when packing.
Jul 25, 2010 at 12:41 pm #1632127You could probably add a Starbuck Via or similar and take care of your morning caffeine at the same time.
Jul 25, 2010 at 2:13 pm #1632148Big Sur bars are great.
Definitely *not* a typical trail bar – very tasty – IMO. Depending on your tastes you can get it plain ("original" flavor), or go a bit sweet ("white zest" with a little white choc.), or in between with "blind date" (with dates, of course).
They vary slightly, 600-630 cal. per bar.
They'll stay fresh for 7-10 days in your pack.
I'm not affiliated with the company, just Very glad I found out about them (through another post here at BPL)!
Jul 26, 2010 at 2:28 pm #1632401thanks everyone. I decided to go the grazing route and buy a little of everything: dried fruit; nuts; clif bars; candy; savory crackers; and cookies. Breakfast and lunch will be anything from the above list. This trip involves some plane travel and driving, so I figured I didn't want to mess with anything perishable.
Next trip I want to try some of the oatmeal ideas people gave. Looking forward to that, but first this trip!
Jul 27, 2010 at 9:21 am #1632608Nido powdered milk with Trader Joe's Granola, both super high calories per ounce and requiring no cooking. That granola has lots of fruits in it too, so the kids love it (so do I).
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Although the concept is good, a new statewide child-care database doesn't go far enough to help working parents in Moffat County, local officials say.
Paula Reed, president of the Moffat County Child Care Provider's Association, said a database created by nonprofit group Qualistar Early Learning isn't current and doesn't offer the kind of information parents need.
But creators of the database say they're out to make the often exhausting search for day care easier.
"There are some downsides," Reed said. "It's not been the best program for Moffat County."
Reed said she'd like to see a database that's kept current and includes provider certifications and openings.
"We don't want parents to have to call 15 people trying to find a place for their child," Reed said.
Reaching more people
In October, Qualistar Early Learning launched a toll-free phone line -- 1-877-338-2273 -- which is supposed to provide a one-stop source for parents looking for quality child care. The service pools databases to make information available for every county in the state.
The service is available in English and Spanish.
"That's a great service because we'll be able to reach a lot more people," said Sara Tobin, a Qualistar spokeswoman.
Callers select the language and then key in the first four letters of the county in which they're seeking care. Within minutes of answering a few short questions about their needs, they receive a list of licensed child-care providers in their area.
Local efforts
Moffat County's list includes 24 providers, the type of care they offer and their phone numbers.
Reed said the association is working on a similar database that would include the number of openings a provider has. It might include names of providers who aren't licensed but have special certifications -- such as a list of teens who have taken special classes and are willing to baby-sit.
'Big problem'
Access to child-care providers isn't always the problem.
Michelle VanGrant, a Craig mother, has a list of all the local licensed providers. Although many providers have openings, none have space for her 4-month-old son.
"Finding someone is hard," she said. "There's only one person who has an opening from the entire list."
Licensed day-care providers can only accept two children younger than 2. Those with special certifications, which only one local provider has, can take three children.
"I always get calls, and I always fill up with under-2s pretty quick," day care provider Jennifer Germond said. "That's a big problem in our area."
Most day-care providers fill slots for children younger than 2 with their own children.
"There are times when people call, and they don't know what to do, and they think they're going to have to quit their jobs," provider Janet Martinez said.
VanGrant said she searched for child care for two months before giving birth to her son. She said she felt lucky to have found someone by the time she returned to work, when her son was 6 weeks old.
Evening, weekend need
More providers are needed, so there are more openings for young children, Martinez said.
The Moffat County Child Care Provider's Association offers infant and toddler care certification classes, but the last one was canceled because of a lack of participation.
The association will offer another certification class in January. There are also grants available to help new providers with start-up costs.
There's also a void of providers who work evenings or weekends.
"Most providers don't," said day-care provider Jamie Drew. "But some are changing their hours to accommodate shift workers and evening things."
Drew said she takes children on evenings and weekends on a case-by-case basis.
Christina M. Currie can be reached at 824-7031, ext. 210, or email@example.com.


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Home / Corporates /
High Yield Default Rate Drops After Quiet Month
By Rom Badilla, CFA
October 23, 2012
After a surge in August where four companies defaulted totaling $2.14 billion, there was no default activity in the High Yield arena in September according to JP Morgan. In their latest Default Monitor report, there were six high yield companies totaling $2.5 billion that defaulted in the third quarter. This is a significant decline from 2011 as there were two companies totaling $5.8 billion that defaulted in the third quarter of last year.
The tally thus far through the third quarter stands at $8.9 billion across 16 companies with debt in the high yield sector. Eastman Kodak kicked off 2011 by defaulting on a billion dollars of debt in January. Residential Capital Corp set the high water mark for the year in April with $2.8 billion in defaults followed by ATP Oil & Gas Corp. with $1.5 billion in August.
The quiet September, drops the par-weighted High Yield default rate to 1.83% from 2.13% according to JP Morgan. Similarly, the issuer weighted default rate fell from 3.08%, which was the highest since spring 2010, to 2.98% in September.
Given the rebound, the JP Morgan research team led by Peter D. Acciavatti, believes that the default rate for High Yield bonds should remain low for the foreseeable future. In the report, they wrote the following:
Looking ahead, we expect high-yield bond and loan default rates to remain at or below 2% for the next two years, well below their 4.2% and 3.8% long-term averages. By dollar volume, this equates to roughly $40bn and $22bn of high-yield bond and loan defaults over the next two years, versus $33.7bn and $10.4bn of defaults over the prior two years.
Original post can be found Here
The above content is provided for educational and informational purposes only, does not constitute a recommendation to enter in any securities transactions or to engage in any of the investment strategies presented in such content, and does not represent the opinions of Bondsquawk or its employees.
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[…] Bondsquawk: High yield default rate drops after quiet month – There were six high yield companies totaling $2.5 billion that defaulted in the third quarter. This is a significant decline from 2011 as there were two companies totaling $5.8 billion that defaulted in the third quarter of last year. […]


text: Don't Get Fleeced Buying a MattressJason Fitzpatrick3/27/09 6:30amFiled to: HouseholdSaving MoneyShoppingSleepmattressTop412EditPromoteShare to KinjaToggle Conversation toolsGo to permalink Shop for a mattress and you'll be faced with hundreds of options: ultra premium this and that, super coil density here and pillow tops made from angel feathers there. Read on to avoid getting fleeced. Advertisement Photo by chumpboy.Seth Stevenson decided to do a little mattress shopping to get to the bottom of things. His article over at Slate is a good starting point to avoid getting ripped off at the mattress store. The biggest point to consider? Advertisement Here's the lowdown: Mattress makers rename identical products for each different retail store. Different labels, exact same guts. Why? Obfuscation. It's hard to shop for the lowest price when you can't compare apples to apples. Lucky for you, they're all subtle variations on the same apple-not only within each brand, but even among different brands.If you ever wondered after a day of shopping for a new a bed how it was possible there were thousands of mattresses, now you know why. Alright, so you can't trust the naming or the wrapping on the mattress, what can you trust? Certainly not things that would appear to be standardized measurements like coil count. Just like with high thread-count sheets, mattress makers play fast and loose with their methods of counting coils. Not all coils are equally sized or the same thickness or strength or does count really indicate what's going on under the surface of the mattress. Everything in the process of buying a mattress is designed to confuse the consumer and make them think they're getting their money's worth out of the huge markups. So what can you do? Look for a mattress store with a solid return policy, look for a comfortable mattress on the lower end of the price scale and try out the bed in the store. If it seems comfortable enough in the store, give it a trial run in your home. For more interesting information about mattresses, check out the full article. If you have your own advice about mattresses and a good nights sleep, let's hear about it. Advertisement Sponsored Going to the Mattresses [Slate]Reply41 repliesLeave a reply


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Best Pictures of Arvind Katoch Photography
Some of Best Shots of nature, birds and life.
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HD Picture of Three Beautiful Pink Flowers (like a Bouquet)
Here is beautiful HD pic of three pink flowers grown together. They together look like pink flower
Bouquet. This picture is taken with Nikon D 5100 at Home Garden (Hoshiarpur).
Three Pink Flowers
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Special to the Daily Press
More than 11 million people visit them each year because of knee problems. Nearly six million seek help for shoulder injuries. And 4.8 million people visit their physicians with foot or ankle difficulties.
Many sports-related injuries are simply unavoidable. On the other hand, a significant number can be prevented, according to Dr. Michael Sisk, M.D.
"Whether you're a weekend warrior or a professional, one of the easiest and most effective ways to reduce your risk of injury is to maintain flexibility through stretching," he said.
Sisk offers several suggestions on stretching which, in addition to reducing the risk of injury, can improve performance.
First, he recommends stretching for 10 to 20 minutes. Warming up muscles before stretching with a walk or an easy jog can make stretching more effective.
Sisk also suggests paying particular attention to the muscles that will be used most during an athletic activity. However, all muscles need to be stretched, not just those that will be used directly.
Stretching too strenuously can also lead to injury, so stretches should be done for 10 seconds without bouncing.
Also, stretching after a workout is just as vital as stretching before a workout. Cool-down stretches also help the most in improving flexibility.


text: One Guaranteed Awesome Gift For That Person In Your Office Who Types Really LoudKyle VanHemert11/24/10 8:41amFiled to: SoundproofingTranquilityThankoThanko keyboard quiet cover.89EditPromoteShare to KinjaToggle Conversation toolsGo to permalink Most people type in relative silence, but there's always a few noisemakers—those people who type not by simply pressing keys but by smashing their fingers down on them like little ball-peen hammers. Buy them Thanko's Keyboard Quiet Cover. Advertisement The cover comes from the ever-ludicrous Thanko and reduces noise from keyboard clatter. A nobile aim! A clear plastic window lets the typist see what they're doing when they're going for some of the tougher keyboard maneuvers, like stretching the pinky out in search of the tilda. That's always a difficult one.The cover also offers the added benefit of protecting your keyboard from water and dust, though it has the added drawback of making one an inevitable target of office ridicule. But such is life. You can get one for the loud typist in your life for ¥2,980.00, about $36. [GeekStuff4U]Reply89 repliesLeave a reply


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Jyotirmoy Kumar Dey and Chauncey Bailey probably did not know each other. One covered the underworld of gangs in Mumbai. The other covered the black community in Oakland, California But their lives followed tragic parallel trajectories.
Dey was gunned down in the middle of the afternoon this past Saturday near a shopping complex in Mumbai. Police blame organized criminals for the murder. Dey, an investigative reporter for Mid-Day, an Indian tabloid, had done reports on his state's oil mafia, which had burnt a government worker alive in January when the man tried to report on a fuel theft. Dey was working on a series on underworld kingpin Dawood Ibrahim.
Bailey was killed on his way to work at 7 am in August 2007, shot as he was getting into his car. The editor of a black paper, the Oakland Post, he was digging into a story about the financial woes of a local African-American community organization with a lot of political clout.
Last Friday, a California court convicted Yusuf Bey IV, the head of that community organization, Your Black Muslim Bakery, of ordering the killing. The motive: to end Bailey's investigation. The bakery had been founded by Bey's father more than four decades ago to empower the local African-American community, but over the years had allegedly become embroiled in shady deals, trafficking of women and other rackets.
At a time when the media spotlight is often on the foreign journalist who is arrested and thrown into a prison in Iran or North Korea, Bailey and Dey's murders underline a simple and harsh truth.
The most dangerous place for a journalist is often at home.
How have the mainstream media been covering issues you care about? Support independent media today!
"What he did know, killed him," wrote journalist Emil Guillermo after Bailey's death. "90 to 95 percent of the cases we take up do not involve foreign correspondents," Joel Simon, executive director of the Committee to Protect Journalists (CPJ) told New America Now radio in 2009. "They involve local journalists working within their own countries, they involve journalists who cannot pick up and leave, who don't have an embassy or diplomatic service to stick up for them."
Saleem Shahzad certainly did not. His colleagues think Pakistan's own intelligence agency, the ISI, might be behind his death, a charge the agency calls "baseless." The 40-year-old journalist was killed on May 31, his battered body found in a canal. Shahzad had reported on how Al-Qaeda had infiltrated Pakistan's navy. He had complained about being threatened by the ISI. "We don't have any hope that we'll find out who killed Shahzad," Amin Yousuf, the secretary-general of the Pakistan Federal Union of Journalists, told the Los Angeles Times. "But we will do what we can to get at the truth."
Shahzad, Bailey and Dey made news because they paid the ultimate price for crossing what Shahzad's colleague, investigative journalist Umar Cheema, calls "the red line."
But their stories, along with those of Turkey's Hrat Dink and Russia's Anna Politkovskaya, are just the tip of the iceberg.
Hundreds of their colleagues face those same risks and threats every day even if their copy doesn't always end in a hail of bullets. As ordinary journalists on their daily beat, with no flak jackets or armed bodyguards, they are perhaps even more exposed and vulnerable than their counterparts in war zones. Even within war zones, the vast majority of journalists who are killed are local journalists covering the conflict in their own home country.
At a 2008 roundtable in Los Angeles, immigrant journalists in the United States talked about the dangers of reporting on what they knew best—their own community. Tom Byun of the Korea Times received a letter warning him his fingers would be cut off if he kept covering Korean organized crime in Los Angeles' Koreatown.
Hassina Leelarathne of the 'Sri Lanka Express' in California found death threats and sexually explicit messages on her answering machine because of a stray comment about the Sri Lankan Prime Minister's wife's rude behavior on a visit to the United States.
More recently, Umar Cheema told the Los Angeles Times how he was kidnapped, blindfolded, stripped and beaten with a leather strap and a wooden rod in a safe house outside Islamabad by men in police commando uniforms.
Shocking as these stories are, what's even more shocking is that in most cases the killers get away with the murders. "According to our information, in more than 85 percent of the cases when journalists are killed, no one is ever successfully prosecuted," said Abi Wright, CPJ's communications director, after the death of Chauncey Bailey.
The guilty verdict in the Bailey case is, in that sense, both an anomaly and a sliver of hope.
But it did not come about by accident. New America Media, a Bay Area organization that worked with ethnic media and which Bailey had helped found, brought together shocked reporters from many of the Bay Area's media outlets, some mainstream, some alternative, some big newsrooms, some tiny living-room operations. For several years, these journalists, normally fierce rivals in a tight media market, pooled together their resources and skills, to create something larger than any of their own newsrooms—the Chauncey Bailey Project. It was really a manifestation of their resolve to not let his death just end in a flurry of bouquets and platitudes.
"I believe this will be the most important work any of us have ever done and ever will do," said Pete Wevurski, managing editor of the Bay Area News Group-East Bay, one of the media involved in the project.
Together, they took on Bailey's unfinished work and his murder. The stories they broke eventually helped put together the jigsaw that brought down the bakery and indicted not just the 19-year-old who pulled the trigger but also the man who ordered the killing.
"From the beginning, the Chauncey Bailey Project wanted to send the message that when a journalist is killed because of their work, other journalists will step forward and make sure there is accountability," wrote Robert Rosenthal on the investigative reporting site California Watch after the verdict.
Could Mumbai's vibrant, diverse and large media community do the same for Jyotirmoy Kumar Dey? There could probably be no better tribute to their fallen colleague than that.


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Campbellsville City Council members have opted not to assume Rescue's $170,000 in debt if the service is transferred to the county.
The Council met in regular session Monday night to discuss changes made to a proposed Rescue/E-911 agreement by Taylor County Fiscal Court.
While the Council was in agreement with five of the six changes proposed by the Court, Council members made it clear that the city would not assume Rescue's debt once the operation became the county's responsibility.
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Yep and you can do that perfectly fine by answering a few questions when you cancel your account. There is really no need to spam threads on forums like some people do in the hopes something changes. There is big difference between not enjoying something and then stop paying for it and giving some feedback or spamming the forums like a 10 year old crying for toys.
There is also nothing wrong with wanting to help to improve the game by giving GOOD feedback or to voice your opinion. It's only the way people do it that is completely wrong and looks like they are all infants.
This is very understandable but from my experience of sitting on the official forums multiple times a day for a few weeks now this is really not the case in most situations. Most of the time it has nothing to do with the game changing. Most of the time it's that Blizzard give us something great and then people complain but are being very unreasonable. We get LFR, a great tool to experience content and gear up through. Some person does LFR for one week and gets no drops and makes a thread on the forum without any good arguments, it's just a big whine thread. This has absolutely nothing to do with wasted investments in the past and roughly 75% of the threads are like this.So when changes are made to the game, which causes them to not be able to achieve anything valueable in-game, they will loose interest but will also get angry. They already have invested quite a lot and now suddnely, without them having any say in it, things change in a (for them) unacceptable way. This makes all investment of the past, a waste. So they will vent their anger.
Also when the game-philosophy changes, this will happen.
This has nothing to do with you being entitled because of your investments and having the right to vent. These are just people being extremely unreasonable. If you think this behaviour is right then good luck defending it. I will never ever in my whole life give something to someone when they act like that.
---------- Post added 2012-12-07 at 11:36 AM ----------
And plenty come to the forum with useless unreasonable rants. "Hey *!@#!@# Blizzard. I used this stupid coin and didn't get anything." We should really support this behaviour by saying: "You are entitled to enjoy the game when you payed for it."


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Sullivan County posted the highest unemployment rate in the seven-county Hudson Valley region in February, with Ulster placing second, according to figures released Tuesday by the state Department of Labor.
Sullivan's jobless rate was 10.9 percent, matching last February's rate, which was the county's highest February rate since 1994.
Ulster registered a 9.4 percent unemployment for February, also matching last year's number, which was its highest February rate since at least 1990, according to state records.
Orange County saw a slight drop, to 8.6 percent in February, compared to 8.8 percent a year earlier.
The lowest rate in the seven-county region was 7.1 percent in Putnam and Rockland counties.
Lewis County in the Adirondack region had the highest rate in the state at 13 percent, surpassing Bronx County's 12.5 percent.
Sullivan County saw declines in a variety of labor sectors in February, including leisure and hospitality, professional and business services, and manufacturing. There were gains in financial activities, education and health services, and natural resources, mining and construction.
Job gains for Ulster, Orange and Dutchess counties were undermined by losses in the government sector, including education.
There were 1,400 fewer such jobs in Orange and Dutchess counties in February compared to a year earlier, and 400 fewer in Ulster.
Sullivan County posts highest jobless rate in region
Apr 2, 2013 at 3:40 PM
Apr 2, 2013 at 5:03 PM