text:
Not that this is actually happening, but this is typical of what you can expect.
I suppose that someone could do a distributed computing mapping of the australian black list space, and compare it with as database of the real DNS list from outside of AU.
This almost sounds like a version of the land of OZ where the wicked witch never died.
They banned this fine educational gem? What kind of perverse government do you have?!?!?!
About 20 years ago, a constitutional referendum to introduce a bill of rights was put up (by the other major party, the Australian Labor Party) and soundly defeated in a referendum.
There are reasonable (in my view, not sufficiently convincing, but credible) arguments to suggest that extensive bills of rights are unnecessary and that regular laws passed by a democratically elected parliament (whose functioning *is* constitutionally protected) are a better safeguard of human rights. Amongst others, it is argued that elected politicians are likely to interpret human rights more in keeping with the electorate's views better than unelected judges, and as views on human rights evolve laws can adapt better than constitutions can.
Three things about the US Constitution are interesting - and crucial to preserving liberty:
1) Government powers not explicitly granted to the Federal government are the responsibilities of the several States.
2) Recognition that powers not explicitly devolved to the government are enshrined in the hands of the People.
3) Provisions for Amendments to the Constitution.
The last procedure was employed early to establish some important Amendments identifying US citizens' Rights. They are not "extensive" (your key word), but instead basic. I won't list them here - you can pull them up with a simple search.
But I rather suspect you're an Australian who's quite comfortable with your Big-Brother as nanny socialist government. Sure, they handle everything for you, but you pay outrageous taxes and then pay through the nose for government sanctioned monopoly utilities on top of that. No worries mate, eh!
But Australia's far behind the US, and somewhat behind Britain, when it comes to questioning senior governmental appointments here. [independent.co.uk]Sheep!
However, when the government actually looked at implementing the legislation, they realised that all they could practically do was require ISPs to *offer* commercial filtering software, and for those commercial filtering providers to filter stuff that the classification board deemed offensive. It's not like the Great Firewall of China, people.
In practice, everyone's happy. The government is seen to be doing stuff (thus keeping the wowsers happy), the Bloggs family installs the filtering package on their PC, young Joeseph Bloggs gets around the filtering package, and the rest of us keep downloading porn and bomb recipes totally unencumbered by any filtering software at all
I agree that an unenforced bad law is still a bad thing, but it's a hell of a lot nicer than an enforced bad law.
Over here, 9/10 movies you go to see at the cinema have a nice big yellow screen before the start of the show with a big "This film has yet to be classified" messaged on it
I am thinking that if they can't even keep up with the small number of movies that are released every month, how the *fuck* are they going to keep up with censoring the internet?
Thats forgetting for a second that they actually manage to get content blocked in the first place
smash(this isn't censorship - its a joke
Point is still valid - even LOTR:FOTR wasn't given a classification the day I went to see it - the second day after it was released. Matter o fact, it's STILL not classified, if you believe their database [184.108.40.206]. (Navigate from here [oflc.gov.au] for the IP-wary)
We may never know..
This is interesting because it seems to be another take on freedom of information regarding what our governments do on our behalf. The EFA has a document that details the FOI requests released or denied [efa.org.au].
In a similar vein, the US government won't even release information about how its own citizens are being profiled [slashdot.org].
That familiar question from ancient Rome comes to mind:
Sed quis custodiet ipsos custodes?
Who watches the watchmen?
My guess is that the government is too embarrassed to show how pitifully few sites have been taken down for the money expended
You need to remember that Alston et all are only really interested in pandering to the popular press, and not in actually making any real changes.
As far as I can make out, I still have unrestricted access to everything I have ever had
i saw this because:
I have NOT been forced to install blocking software
My ISP is not running blocking software (nor any others to my knowledge
If the ABA has taken down a site, I'm sure it's just popped up again overseas
It's probably just more boring pr0n anyway
ho , hum , back to work...
We like to believe that the early United States government was "by the people, for the people." Was it really, or is this another myth, another example of rewriting history?
I am not a scholar of history. I am not an expert on the world's governments. Are there any examples of a government that truly remained responsive to its citizenry over the long term? If so, what made them successful? What are we doing wrong?
We've run out of habitable continents. I think it may be time to start looking seriously at colonizing space. It may be the only way to get a representative government, at least for a little while.
The intent of Alstons bill is to shutdown sites WITHIN Australia or by Australians that publish content which is deemed inappropriate as per australia's publishing laws. This is not always a bad thing..
Sure, it's not censorship 'as such' since users can read at -1, but it makes posts far less obvious and there's also the 'chilling' effect of massive karma loss.
Speaking of karma loss.. I'm really half-inclined to post this anonymously but what the hell, karma is easily regained
And no, this is not offtopic. Read the links before you moderate.
Is google blocked/censored down under? If not, then a good chunk of the blocked content should still be readily available.
Instead of using, say:
prefix it with a string to access google's cache:
I'll be the first to admit it is far from perfect (robots.txt, not up-to-the-second, lose access to on-line interactive sites (e.g. e-bay, etc.)), nor is it easy for the casual user. Still, an enterprising user could readily get past some of the censoring. Further, a simple ssh to a host in a different, non-blocked host in a different country would afford access as well.
As for determining WHAT has been blocked, I would think a simple pair of scans across all IP addresses, once attempting access in Australia, and another from, say, USA; then just compare notes and voila! That would seem to be a heck of lot quicker than the months they've been at it trying to go through formal channels.
Just to clarify, there is nothing in Australia stopping me from accessing any internet site. The blacklist is added to censorware which is sanction by the Government (coincidentally, the censorware companies were big proponents of this rather useless law). The censorware is supposed to be used by everybody and I think by law should provided by ISPs - but no-one is at all interested in enforcing this.
So this story doesn't affect me, or any other internet user in Australia, any more that the broadcasting act does.
If ISPs can't access a government-compiled list of what-is-banned, then to absolutely comply with the law they have to manually (ie. with a human) proxy every request from their customers, determine whether those requests will return <jellobiafra>HARMFUL MATTER</jellobiafra>, or expose themselves to possible prosecution.
It's a bit like keeping a secret list of banned foods, then busting a grocer for ordering in a special type of mushroom for a customer.
Much noise [efa.org.au] was made at the time against the leglisation because it's stoopid. I remember reading about six months ago (sorry, no link) that, despite all the fuss, only half a dozen complaints against ISPs had actually been received by the Aust. Broadcasting Authority. No prosecutions ever eventuated.
Although it's a Very Bad Thing, since nobody's (so far) gotten in trouble because of this legislation, the real danger of ignoring this might be that you teach politicians they can be ignorant and stupid all the time and get away with it.
[ABA = Australian Broadcasting Authority]Iseek have already made provision within the existing server software for the inclusion of a new category called "ABA". This category will include all URLs provided by the ABA in accordance with the take-down notices. Iseek would be able to accept the URLs via FTP etc.. and push the updated list out to all operational servers daily along with the normal daily list updates.
Again, this is old, and modifications in the Australian law render it no longer applicable. I eventually came to the conclusion that the "Australian" blacklist bit never got implemented (at least in what I could examine). So it seems that the bans works, operationally, by the Australian government just sending the sites to various censorware companies. The blacklisted sites are then just mixed into the general huge censorware blacklist itself.
Amusing footnote: A little before everything broke loose in What Happened To The Censorware Project (censorware.org) [sethf.com], I actually tried to enlist Michael Sims' support in my first idea for a technical attack on the Austrialian blacklist. This was because at the time he was well-positioned (as a "journalist", and also with other contacts) to take certain legal risks which I found extremely worrisome. No help whatsoever, in any form. Luckily, it seems not to have mattered.
My guess is that the government is too embarrassed to show how pitifully few sites have been taken down for the money expended
Refer to this EFA report : Government Net Censorship Reports - Facts or Fallacies? [efa.org.au]
7th September 2000
The censorship regime is highly costly in view of its ineffectiveness in protecting children using the global Internet. The explanatory memorandum to the Broadcasting Services Amendment (Online Services) Bill 1999 states the total ongoing cost to the Commonwealth of the regime was estimated at AUD$1.9 million per annum.
Graham remarked "If the ABA has only received 201 complaints in six months as the government report states, and the government's cost estimate of $1.9 million was correct, it's costing taxpayers around $4,700 per complaint. Only 93 of those complaints resulted in a finding of prohibited content, a small fraction of the billions of pages on the Internet, and less than 20 concerned pages hosted in Australia."
Fantastic value for money there , AUD$100,000 per page....
You need to remember that Alston et all are only really interested in pandering to the popular press, and not in actually making any real changes.
Also, now that the balance of power has changed in the senate (ie Senator Harradine has gone) , the Libs will now be pandering to the Democrats, so we may see an end to these silly, unenforceable censorship laws
As far as I can make out, I still have unrestricted access to everything I have ever had
I say this because:
I have NOT been forced to install blocking software
My ISP is not running blocking software (nor any others to my knowledge
If the ABA has taken down a site, I'm sure it's just popped up again overseas
It's probably just more boring pr0n anyway
ho , hum , back to work...
Darren Kruse CCNP CCDP
WAN/LAN Networking Consultant
www.geocities.com/darren_kruse [geocities.com]
Most people in the lunny-house also think they are sane and everybody else is crazy.
"As the Americans learned so painfully in Earth's final century, free flow of information is the only safeguard against tyranny. The once-chained people whose leaders at last lose their grip on information flow will soon burst with freedom and vitality, but the free nation gradually constricting its grip on public discourse has begun its rapid slide into despotism. Beware of he who would deny you access to information, for in his heart he dreams himself your master."
- Commissioner Pravin Lal,
"U.N. Declaration of Rights"
I believe these words have a glimmer of truth in them. Unfortunately, in the western world I see the signs of an increasing desire to collect and conceal information from the public.
I believe that no government in the world should censor information available on the Internet. The Internet should be a way to exchange information freely, even if that information is illegal to obtain through other means. In fact, the governments of the world should encourage people to obtain illegal information over the Internet, and should pass laws making such illegal information legal if obtained through the Internet. Also, if the information is really illegal, like more illegal than most other illegal information, the government should give both the sender and receiver a hefty reward of, say, one year's worth of wages, tax free.
In other words, ban Internet censorship!
By the way, I was being somewhat sarcastic above. Oh well.
Stories like this should alarm people who believe in government by the consent of the governed.
Granted, Australia seems much more conservative than the US when it comes to freedom of information (and other things too). However, those of us in the States shouldn't let stories like this slide off our back.
In the US it is much more difficult for the government to censor free speech, but just as in this article, our own government has grown very interested in not telling its citizens what it is up to.
In particular, the Executive Branch of the United States has been less than forthcoming on numerous occassions regarding its own activities: President Cheney won't tell us who he & others talked to while they were drafting their energy policy, they won't identify people picked up in the post-911 dragnet (nor will they tell us the standard list of questions arab looking people were asked as part of that), various federal records have been destroyed and removed from availability [as noted in earlier Slashdot story], and in general the government has exuded a contempt of those outside the administration trying to figure out what it's up to. Of course this is on top of the government's long standing infatuation with secrets -- the most recent pattern is just an escalation of the existing mindset towards secrets.
Really people, this story has a moral for those outside of Australia: it's an example of the idiocy that can take hold when people don't demand oversight of their own government!
What's being censored? Well, unless you can look at the list, you simply have to trust that the bureaucrats are doing just what they're supposed to, and that they need to be doing it. This is inherently undemocratic.
Secrets give government the opportunity to mismanage without falling under the prying eyes of the people -- you and me -- whose job it is to see to the proper maintenance of government, and whom might be upset at the revelation of any such mismanagement.
This sort of thing shouldn't be tolerated in any democratic country.
Happiness is twin floppies.


text:
source: netflix.com, youtube.com
added: Wed, Apr 5th '17
Comedian Aziz Ansari will be returning in May for the second season of his award-winning Netflix comedy series "Master of None." And going by the newly-released trailer for the new season, Ansari's struggling actor/food enthusiast character, Dev, is having the time of his life in Europe. Dev appears to be enjoying the Italian countryside with his best pal, Arnold (played by comedian Eric Wareheim, of "Tim & Eric" fame), but eventually travels back to his hometown of New York City, seemingly with the intent of rebuilding a new meaningful personal and professional life.
Co-created by "Parks and Rec" producer-writer Alan Yang, who last year won an Emmy Award with Aziz for co-writing the much-acclaimed "Parents" episode, "Master of None: Season 2" will see the return of Dev's New York friends (played by Kelvin Yu and Wareheim) as well as Dev's adorable parents (played by Aziz's real-life adorable parents Shoukath and Fatima Ansari).
Season 2 will also have some new faces. Bobby Cannavale, Angela Bassett, and John Legend are making guest appearances in upcoming episodes, which is set to premiere on Netflix beginning Friday, May 12th.
After traveling abroad, Dev (Aziz Ansari) returns to New York to take on challenges in his personal and family life, a new career opportunity, and a complex, developing relationship with someone very meaningful to him.
starring Aziz Ansari, Kelvin Yu, Eric Wareheim, Shoukath Ansari, Fatima Ansari, Bobby Cannavale, Angela Bassett, John Legend
release date May 12, 2017 (on Netflix)

subset: commoncrawl


text:
5 random thoughts on football recruits skipping the LOI
- Roquan Smith may turn out to be a trendsetter, but I think it's important to understand that his "no LOI" strategy was not calculated and planned in advance. It just fell into place because of circumstances. Without a doubt, however, I think you'll see a few more kids across the nation using the same strategy next year for signing day – and some will even boldly reveal it in advance. In only a very few situations, and certainly not the majority of situations, this is a wise strategy for a kid to consider, especially if there are rumors of pending coaching transactions. This post-signing day mess has been a flat-out embarrassment to college football since Wednesday.
- But before you think the sky is falling, not many kids will have the leverage to do something like this. Georgia produces around 200 D1 football signees per year, and I'd estimate that around maybe 10 or less out of 200 had the leverage to pull off something like this IN ADVANCE of this year's signing day. For example, I think UGA or Clemson would've waited until kickoff for next season's opener for Trent Thompson or Mitch Hyatt to report. So that's 10 kids or less per year who have the leverage to do it (around 5 percent) and maybe only 3-4 that will seriously consider it (less than 2.5 percent). But when it happens it will be big news, so you'll think it's happening more than it actually is.
- There will also be some kids who aren't desired enough (or ranked high enough) that will try to pull off this strategy. It won't work and it won't be pretty. "You've got 15 minutes to sign with Texas, or you can have fun at Texas Southern." If you're not ranked higher than 15 or 20 in your state (or don't have more than 10 committable Power 5 offers), it might not be wise to even bring it up with your college coach.
- The NCAA's proposed early signing period next year for football is truly setting up to be a complete disaster if there's not a clause that gives an automatic release to signees if there's a coaching change. Now two things will have to be figured out there: (1) Will the release be contingent on the head coach or (assistant) prospect's position coach leaving? Or both? You would hope both. (2) And by when does the coach have to leave for the automatic release to take place? In the best interests of the kids, I would think May 1. That's when spring practice is over and there doesn't seem to be as many coaching transactions after that date. Of course, I'm betting the college coaches won't want to go past the first week of February.
- What if the colleges colluded and decided together against recruiting a kid who didn't want to sign an LOI? This was an interesting point of view from Sports Illustrated: "Maybe the Bruins, Bulldogs, Wolverines and Aggies would decide he (Smith) isn't worth the potential hit to the system … (although) it seems unlikely that all would pass on a player they clearly want. Also, if all these competitors in the market for college football talent did conspire to shun a player they obviously covet, then Smith might get a call from … (the attorney) who cleaned the NCAA's clock in the O'Bannon case …"


text: Does anyone know where I can get seamless paper that's about 12' wide for cheap? I've checked with the local photo shops but they want $280 for a roll (of course a 9' roll is only $60) but I'm sure there are cheaper places to find it. I'm doing a project with sport bikes and my portrait studio is too small to shoot in so I'll be in the product studio but I need a background. Any suggestions on other ways to do this would be great too, thanks.


text:
When I said I had a photography announcement to make, I'm sure everyone had a little something different in mind than what I have to say. It's much more personal than business related. The past couple of years have been the biggest emotional roller coaster I have ever been on. Ending my marriage, moving my children to a different state, giving up my home where I raised them and starting a new life was a leap of faith. It was scary and I had no idea where it would take us. Dealing with the stress, judgment and criticism was enough to drive anyone to rock bottom. Losing my photography business was right up there with all of my other worries. I strived to have an in-home studio again. I thought it was my dream.
2017 has been one of the best years of my life, thus far. It's been the light at the end of what seemed like a very long, dark road. I'm finding myself again. I'm realizing my true passions. I'm seeing what really, truly makes me happy. My life feels more full than it ever has.
My son, Caleb, as most of you know, is special needs. His condition and therapy are very demanding. I've struggled to keep up and to juggle everything since we made our move back to PA. I'm finally getting him back on track with everything he needs and he is also becoming more comfortable in his surroundings. I wasn't the only one that struggled through the change. It's an ongoing process but I am finally in the position to thrive as his advocate, something that is most important in both of our lives. I continue to remind both him and Isabella that they are both very loved and my main goal in life is to feed their confidence and happiness.
I have been blessed with the most amazing, supportive and caring person to share the rest of our life with. He has been my rock through every struggle and decision I've been faced with. Que tears, haha. He is always pushing me to pursue my photography and to do what makes me happy. He also, about a year ago, accepted a position that has given him so much confidence and has allowed him to grow in a way he needed and wanted. We've been apart for just about half of our relationship but we continue to grow and move forward. We've tossed the conversation around about finishing our basement for my studio…which leads me to my "announcement"…
As much as I loved my studio in VA and prayed to have it again, I realize now that it was filling a very big void in my life. It brought me so much happiness, but some of it was happiness in place of what I was lacking in other areas of my life. Don't get me wrong, I am still very passionate about photography, but in a different way. Taking pictures of just anything is not for me. As I've continued to book sessions over the last couple of years I have realized that where I am most happy is capturing my kids, at home, in their element. Every day, real, raw moments. When I go to a session and the parents are sitting down with their little ones, trying to get them to cooperate, the shots I most enjoy are the moments that aren't posed. The "real" ones. All of my favorite shots of my own kids are when they didn't even know I was watching them, waiting with my camera. The thought of my walls being filled with every day moments of my kids makes my heart so happy. It's exciting to me. I want other parents to feel that. Any every day, ordinary moment captured in an extraordinary way. That's what my passion is.
We have also discussed turning the basement into a play area for the kids. Either way, it will still be finished and I can still take a couple newborns per year. I will not be giving up completely on a studio because there is still a place in my heart for it, but my main focus will shift to lifestyle. I'm not sure how this change will go. Turning down clients is very hard for me, but I have to capture what I am truly passionate about or else I feel like why would I even pursue photography in the first place? That's how something you love gets turned into "work" and that's not what I'm after. The idea of not meeting clients at beautiful parks and landscaped areas feels a little off because that's what I'm used to but it also gives me a sense of relief. When I think about meeting a family at their home to capture real life moments for them, like the ones I capture at home, it excites me!
I will be taking some time off to get a little portfolio together and to spend much needed summer time with my family in our new home. But I am so excited and anxious to start a new journey in many aspects of my life. I feel like everything we've been through in the last two years has finally came full circle and now it's just maintaining balance and happiness. I will be needing some portfolio work done so if you're someone who would love to display the "real" moments of your life in your home, contact me. <3
Photographer located in Girard, PA
January February March April May June July August September October November (2) December (2)
(1) January (1) February (1) March (1) April May (1) June (1) July (3) August (3) (2) September (2) October (2) November (2) December
January (1) February (1) (1) March (1) April May (2) June (2) July August (1) September (1) October November December
January February March April May June July August September October November December
(1) January (1) February March April May June (13) July (13) (1) August (1) (3) September (3) October November December
January February March April May June (1) July (1) (3) August (3) September October November December
January February (4) March (4) April May June July August September October November December


text:
Shaq: "Steve Nash is my boy, but not a 2 time MVP"
View Single Post
The Holy Trinity
Join Date: Feb 2007
Posts: 4,744
Re: Shaq: "Steve Nash is my boy, but not a 2 time MVP"
Originally Posted by
You're half right. Nash definitely didn't deserve the MVP in 2005 either.
His numbers:
15.5 ppg, 11.5 ass.
Do those look like MVP numbers to you? They were far and away the weakest in the modern era.
In 1984-85, Isiah averaqed 21.2 ppg & 13.9 assists. Why didn't he get the MVP?
And don't talk about how he was "responsible" for the Suns' turnaround. He was
factor, but that was a team that had been decimated by injury and dissension the year before, that was completely underperformed and was ready for a breakout season -- no matter who the point guard was.
The fact is it should have been like this:
2005 MVP: Shaq
2006 MVP: Kobe
Problem of awarding MVPs to undeserving players solved.
Kobe won 45 games in 06. The MVP is not generally handed out to players whose teams have those win totals. LeBron on 31/7/7 and 50 wins probably deserved it. Then there's Wade who threw up 27/6/7/49.5% and won 52 games. Dirk had a strong case as well.
And in 05, Shaq posted 23/11, while Wade had 24/5/7. That's a fairly 50/50 split. There were strong MVP candidates in 05, and they didn't include Nash, but Shaq wasn't the strongest of them.
View Public Profile
Find More Posts by jrong


text:
|MinecraftPE-Mods.com » Minecraft PE Seeds Bedrock Edition 1.2.11, 1.2.10, 1.2.8 » Very Flat World Seed For Minecraft PE
Very Flat World Seed For Minecraft PE 1.2.16, 1.2.13, 1.2.11
Related Materials
|Total comments: 0
|MinecraftPE-Mods.com » Minecraft PE Seeds Bedrock Edition 1.2.11, 1.2.10, 1.2.8 » Very Flat World Seed For Minecraft PE
|2016-07-21, 10:23:14
This seed has a very flat world MCPE. It's not so extraordinary, in any case, the world provides a great opportunity to build some structure without unnecessary removal of blocks because the world of MCPE practically tailored to you. If you are looking for the plane on which you could build some large-scale structure, the seed you should approach.
Spawn is in the lake, but don't worry, You don't have far to swim to shore. In almost every direction, when viewed from the lake, there are flat areas that are perfect for building any large-scale buildings. It's a lot easier than the worlds where you have to terraform the land for its construction.
This is a truly stunning seed with a large number of rivers, lakes and forests, and the resources you long time will not end! In the forests and out of the circle you will find many different kinds of animals that you can produce and cook their meat to support the physical shape of your character.
|| Views: 2231 |
|Total comments: 0


text:
The Game Plan is a Family Comedy in which an NFL quarterback living the bachelor lifestyle Joe Kingman had the perfect game plan to win the championship... but first, he has to tackle one little problem about 8 years old.
The Game Plan: Very very funny movie. I laughed so hard my abs hurt! 7.5/10
Now i know this movie is not NEW but I will post here "My personal" reviews with my opinions about any movie I see recently, even if its 1 year old or more :)


text:
Today's word is MING: definition
more information
Looking for a challenge? Today play "Tail Me". Pick up where the last entry left off. This is a LQW blog prompt only: post under comments and another player will continue your story.
Keep all entries clean, creative, and courteous.
Enjoy the game!
PS: We welcome all suggestions and comments. Just go to the 'suggestions' page and let us know what you think. For information on how to play the game, please refer to the 'Be Loqwacious' page. Thank you
Loqwacious is a daily word game created for those who want to face the challenge of writing fun or poetic entries with a given word. A new word is annouced at 1pm GMT every day. Write creative, clean, and courteous entries. No points/no votes. Just pure fun.
Saturday, October 8, 2011
Posted by Wifsie at 8:00 AM
Theme: Tail Me
1 comment:
Subscribe to: Post Comments (Atom)


text:
The Good: On their day, the Kiwis are one of the most thrilling sights in Rugby League. When they are at their best, they manage to combine fiercely confrontational forward play with scything penetration in the backs, all augmented by midfield generals dictating the play to the opposition. This Kiwi side certainly has the personnel to cause maximum carnage up front but they also appear to have a budding amount of young attacking talent waiting for the opportunity to blossom.
The Bad: Since winning the Tri-Nations in 2005, New Zealand have won four test matches: two against Great Britain (both in the 2006 Tri-Nations) a last gasp victory against a supposedly inferior France, and a warm-up game against Tonga on Saturday. Certainly since 2007 they haven't really managed to get beyond mediocre, and the fact that both Australia and Great Britain kept them scoreless in separate Test matches last year is a damning statistic indeed. The feelgood factor that surrounded the Kiwis three years ago has largely evaporated, and it is essential for their chances in this tournament that Stephen Kearney rediscovers it.
The Ugly: Sonny Bill, two words have been hanging over the Kiwis the last few months like a persistent cough that just won't get better (sorry, I'm ill as I write this). Whilst the Kiwis would undoubtedly have preferred to have SBW in their side, they will have to find a way to get over it.
The Key: New Zealand have a lot of brawn. Do they have any brains? The key to this side functioning successfully is for the forwards to get direction and the outside backs to get service, and it's no coincidence that the relative decline of the Kiwis in the last 18 months or so coincides with the retirement of Stacey Jones. However, many key creative players like Lance Hohaia and Thomas Leuluai have had fairly successful seasons. If the Kiwi halves really click together (and on the evidence of the Tonga game, they just might) then New Zealand could make a real push for this tournament.
The Coach: Stephen Kearney is a Kiwi legend, playing for his country 45 times. However, as Gary Kemble found out, such a thing is no guarantee of coaching success. Kearney's day job is as Assistant Coach for the Melbourne Storm, meaning that he has had the opportunity to see the best of the NRL at close hand. It will also be a tremendous benefit to him to have Wayne Bennett, someone who's been there, done that at every level of the game, as one of his assistants.
Star Man: New Zealand have avoided a potential scare with Steve Matai being declared fit to start the World Cup. A stand-out defender, his centre play could prove essential in attack as the Kiwis will look to throw it wide. A hard worker, he comes into this World Cup in fantastic form having been a major player in Manly's run to Premiership success this season.
Wild Card: Benji Marshall. Three years ago he was the most potent attacking weapon in Rugby League. However, a large portion of his time since then has been spent on the injury list. Has his devlopment been curtailed, or can Benji's twinkle-toes wreak havoc once more? It will be a massive boost to the entertainment factor of this tournament if Benji is firing on all cylinders.
Young Gun: Isaac Luke could be a key component to this Kiwi side for years to come. Bursting onto the NRL scene last year, he has consolidated his position as a dummy-half with a future in the game. With midfield potency being especially crucial for this side, it is important for New Zealand that Luke announces himself on the international scene during this tournament.
In Conclusion… I honestly don't know what to make of the Kiwis in this tournament. On the one hand losing Sonny Bill, Roy Asotasi and Brent Webb would be a massive blow to any team, on top of which they have generally sucked for the 18 months. However, Stephen Kearney has had only one Test as coach of this side, and the Kiwis are nearly always play better in post-season tests than mid-season ones. If the Kiwis are going to play like they have been for the last eighteen months then they won't come close to the trophy. However, on the evidence of the Tonga game I suspect that Kearney and Bennett have found a way to get the best out of this squad. If that's the case, then anything is possible.
Squad: Adam Blair (Melbourne Storm), Nathan Cayless (captain, Parramatta Eeels), Greg Eastwood (Brisbane Broncos), David Fa'alogo (South Sydney Rabbitohs), Nathan Fien (New Zealand Warriors), Dene Halatau (Wests Tigers), Bronson Harrison (Wests Tigers), Lance Hohaia (New Zealand Warriors), Krisnan Inu (Parramatta Eels), David Kidwell (South Sydney Rabbitohs), Thomas Leuluai (Wigan Warriors), Jeff Lima (Melbourne Storm), Issac Luke (South Sydney Rabbitohs), Simon Mannering (New Zealand Warriors), Sika Manu (Melbourne Storm), Benji Marshall (Wests Tigers), Steve Matai (Manly Sea Eagles), Sam Perrett (Sydney Roosters), Sam Rapira (New Zealand Warriors), Jerome Ropati (New Zealand Warriors), Setaimata Sa (Sydney Roosters), Jeremy Smith (Melbourne Storm), Manu Vatuvei (New Zealand Warriors)
Tags: Benji Marshall, Group A, International, Isaac Luke, New Zealand, Stephen Kearney, World Cup


text:
Moving Man: Position and Velocity Graphs Lab Activity
Page 3 of 3
Watch the short video below. Then, answer the question in the poll regarding the video.
The lab quiz below is open-book and open-note, and you may work it with your classmates. However, you have only one chance in which to complete the quiz. When you are finished with the quiz, you are finished with the lab activity.


text:
Additional Comments to Passage 1:2 in the Zhuangzi
Zhuangzi packs maximum paradox into his opening salvo. The smallest and youngest fish (the roe, the fish egg) is also the largest fish and, picking up the visual pun in this fanciful name, the elder brother. The paradoxical results of the limitations of knowing are signaled by the vastness of the tiny, which is "beyond knowing." The enormous bird in its solitude, its distance from the world, is also the peer, the cohort (following another visual pun). And indeed each of these creatures, the fish and the bird, is in its aloneness the companion of the other, the opposite end of its process of transformation. The rising from the depths of the water to the height of the sky, from hiddenness to manifestation, echoes the ascending course of the dragon in the first hexagram of the Zhouyi, here pictured as an arcing journey from one oblivion to another. The manifest bird is a temporary arc of stunning visibility poised between two darknesses. The north is normally the place of darkness and cold, while the south is the place of light and heat. Zhuangzi, however, points us toward the "Southern Oblivion"—darkness and light at once, which, we are told is also the "Pool of Heaven," water and sky at once, a paradoxical coincidence of opposites that signals the depths of what he will henceforth be calling "the Heavenly." The reader should note the spate of such "double formulations" to come in the Inner Chapters: "Tumultuous Tranquility"(6:38) "Let yourself be jostled and shaken by the boundlessness--for that is the way to be lodged securely in the boundlessness"(2:46) "Walking Two Roads"(2:24) "responding but not storing"(7:13) and the like.
To return to the Zhuangzi main page, click HERE.


text:
Tourist Destinations
Top 20 Must See Destinations in Arunachal Pradesh
The literal which means of Arunachal Pradesh is a "land of the daybreak-lit mountains". Located within the easternmost a part of the Indian Territory, this excellent vacation getaway is dwelling to verdurous valleys, and unprecedented aestheticism. Gushing waterfalls, crystal clear lakes, and picturesque mountain tops improve the astounding scenic great thing about this treasure trove of unmatched attract.
Surprisingly the pure fantastic thing about this tranquil vacation spot is unspoiled and there are lands that are purely virgin. Devoid of the maddening chaos of the mundane metropolis life, Arunachal has a tranquil atmosphere and salubrious climate that provides to its serenity. The avid vacationers should make a journey to this distant North-Eastern State to discover the hidden gems to the fullest.
So, whether or not you're an brisk adventurist or a religious fanatic, you'll have a number of choices to select from in your magical journey to Arunachal Pradesh. Welcome to the Indian abode of virgin solar rays! To introduce you to the breathtaking great thing about Arunachal Pradesh we've got ready a listing of high 20 locations to go to in Arunachal Pradesh that may unveil the secrets and techniques of one of many nature's final frontiers.
If you need to take a look on the historic websites set on an emerald inexperienced meadow, Tawang is the best place for you. The total Tawang area is nestled amidst Gudpi and Chong Chugmi ranges and bathed by the water of Tawang Chu River. Tawang Monastery is an round 113 toes lengthy and eighty toes vast edifice which is a well-known Buddhist temple. The inside of the constructing is stunningly lovely and a 28 ft excessive golden statue of Lord Buddha is worshipped right here. Indo-China border is one other vital spot in Tawang. Jaswant Garh, Tawang War Memorial, Tawang Craft Centre, Brahma-dung-chung Ani Gompa, Urgelling Gompa are among the vital sightseeing locations. Madhuri Lake and Pangateng Tso Lake exude enchanting view. Do not neglect to have a glimpse of Bap Teng Kang Waterfall and Nuranang Falls. The finest time to go to Tawang is May. P-3 days tour will probably be sufficient to discover the land as much as the brim.
How to achieve: – Tezpur is the closest airport whereas Rangapara is the closest rail station. Bus and taxi companies can be found on demand.
Bomdila is a pretty summer time trip getaway in Arunachal Pradesh. This fantastic getaway is positioned at a peak of 8000 ft above sea stage. Idyllic vacation spot for household outing, this quiet place will indulge you to get nearer together with your family members. Stroll throughout the land to have a glimpse of the snow packed Himalayan peaks and clearer views of Kangto and Gorichen Peaks. If you might be adventurous sufficient you'll be able to trek via the hills of various ranges or just stroll by way of the lengthy quiet trails of the luxurious slopes. The most necessary sightseeing spot is Bomdila Monastery which is wealthy in artwork and craft. The Local Craft Centre shows samples of native craft of Bomdila. If you're able to take a brief tour, go to Sessa Orchid Sanctuary the place 2600 orchids of eighty species are cultivated. To witness the orchid cultivation extra carefully trekking routes are developed which is actually wonderful.
How to succeed in: – One can attain right here with none hassle, because the neighborhood is properly linked with main cities of North-East. Tezpur is the closest airport whereas Rangapara is the closest rail station to Bomdila.
Ziro is a perfect place for trekking in Arunachal Pradesh. It is located on a plateau and recognized to be one of the crucial lovely hill stations in Arunachal Pradesh. The native tribal individuals of this place spend a simple way of life the place the perplexities of mundane metropolis life hardly hassle them. The undulating terrains are perched with deep inexperienced forests which add to its scenic view. Walking by way of the pine forest edging the paddy area will soothe your strained nerves. Along with its personal sights, Ziro is the gateway to a variety of different enticing spots. Kardo Hills, Talley Valley, Talley Wildlife Sanctuary are one of the best of them. Ziro Putu is an ideal spot to have a fowl's eye view of your entire Ziro Valley. Do not miss the 25 ft excessive and 22 ft large Shiva Lingam at Kardo Hills. Talley Valley is situated 32 km away from Ziro and affords one of the best trekking route by the bamboo, orchids, ferns, and rhododendron forests. Talley Valley Reserved Forest and Talley Wildlife Sanctuary are located at an elevated stage and rivers like Karing, Subansiri, Sipu, and Pange circulation via them. Apart from being house to the endangered snow leopard, Ziro is residence to many different uncommon and unique animals making it a wildlife lover's delight.
How to achieve:-Tezpur is the closest airport to Zero, whereas, North-Lakhimpur is the closest Railway Station.
One of the preferred vacationer locations in Arunachal Pradesh, Itanagar is the state capital and a properly related metropolis. The township is located at an altitude of 350 m above sea stage. Apart from the state administrative headquarters, the town presents various wealthy architectural wonders. The historic Ita Fort is made from particular bricks and is critical from a socio-cultural level. For a easy holidaymaker to an archeologist, this place will be of nice worth to be explored. The legendary Ganga Lake (Gyakar Sinwi) is a well-known picnic spot in Itanagar which is S km from the guts of the town. Jawaharlal Nehru Museum is an excellent repository of indigenous tribal tradition of Arunachal. Gompa Buddha Vihar is an astounding yellow roofed shrine. One can have a glimpse of the encircling countryside from the gompa premise. Buy some native artifacts, wall work, natural dyed yarns and bamboo/cane-made enticing utility gadgets from Craft Centre and Emporium. Polo Park, Indira Gandhi Park, and Zoological Park are a few of the night leisure stroll spots.
How to succeed in: –
By Bus: – Regular luxurious bus companies can be found from Guwahati. It will take approx eleven hours to achieve.
By Air: – From Guwahati to Naharlagun (Itanagar) Pawan Hans Helicopter Service is on the market for making the journey handy, whereas Tezpur is the closest airport.
Pasighat is at a distance of 270km from Itanagar and identified to be the oldest city of Arunachal Pradesh. It is the headquarter of East Siang District and located at a top of 152m. Siang River, the principle tributary of Brahmaputra flows by Pasighat. The snowcapped mountain peaks, rock-strewn mountains and quite a lot of natural world current plentiful choices to discover pure wonders. Pasighat-Jengging-Yingkiong-Tuting Tourist Circuit is the best choice to take a look on the foremost points of interest of Arunachal Pradesh. Siang River is a chief vacation spot to get pleasure from water sports activities, particularly river rafting. This expedition is sort of difficult and begins at Tuting in Upper Siang. Do not miss to go to the Daying Ering Wild Life Sanctuary which is a well-liked sightseeing spot in Pasighat. It can also be the confluence level of Dihang and Lohit rivers with the Brahmaputra. Jengging is 195km away from Pasighat and recognized for Mouling National Park the place uncommon species of animals are discovered roaming of their pure atmosphere.
How to succeed in:- Bus providers can be found from Guwahati, Lakhimpur and Itanagar. The nearest airports are Lilabari of North Lakhimpur, and Mohanbari of Dibrugarh.
Whether you might be planning for a tour along with your higher half or together with your buddies, the varied land of Roing will current you final satisfaction. This picturesque valley is located on the financial institution of Dibang River. Geographically this tranquil vacationer spot is situated within the Dibang Valley District of Arunachal Pradesh. Nehru Van Udyan is a breath-taking forest park set on the riverbank at Deopani. While going from Roing to Bismaknagar, you possibly can see the colourful orange orchards.
The gateway to Arunachal, Bhalukpong is just fifty six km away from Tezpur Town. Located in West Kameng District, this can be a historic place the place one can look again to the times of the Mahabharata. Nestled amidst the dense forest and rinsed by the Kameng River, the area is a well-liked picnic spot. For the journey lovers, there are ample scopes to discover the area to the fullest. Different ranges of trekking could be loved right here. You can get pleasure from rafting on Kameng River or get entangled in angling on the financial institution of this mighty river. Have a glimpse of Pakhui Wildlife Sanctuary which may be very near Bhalukpung. If you might be visiting the place in March, you possibly can benefit from the native Nyethidow Festival.
How to achieve:- Nearest airport is Tezpur/ Guwahati. Tezpur is the closest railway station. Bus and taxi can be found from each the stops.
Pakhui Wildlife Sanctuary
If you're passionate sufficient about wildlife images and need to take one of the best clicks of huge cats flaunting their may within the open air, Pakhui Wildlife Sanctuary is the paradise for you. Located on the foothills of the Himalaya, this can be a great land wealthy in wildlife. There are 2000 species of crops, forty species of mammals, 300 species of avi-fauna, 36 species of reptiles and 30 species of amphibians on this place. Some of the members of this forest are globally threatened species. The most essential animal of this sanctuary is the tigers as it's a well-known tiger reserve forest as properly. Three sorts of huge cats: widespread leopard (Panthera pardus), (Panthera tigris), and clouded leopard (Neofelis nebulosa) are discovered right here. Other than that 5 smaller cats – jungle cat, leopard cat, golden cat (Catopuma temmincki), fishing cat (Prionailurus viverrinus), and marbled cat (Pardofelis marmorata) are additionally discovered on this reserve forest. For witnessing the actions of multihued butterflies, May to October is the perfect time.
How to succeed in: – This location is accessible from Tezpur in addition to Bhalukpong very simply. Nearest airport is Tezpur and Rangapara is the closest rail station.
Namdapha National Park
Being the most important protected space within the Eastern Himalayan sub-area, Namdapha National Park is the most important nationwide park in India when it comes to space. The park covers an space of B,985 sq km of which 177 sq km is in buffer zone and 1808 sq km within the core space. The park is bordered by Dapha Bum Range, Patakai Range and an vital tiger reserve forest. It is ready on totally different ranges of altitudes perched with distinctive kinds of flora. From subtropical broadleaved forest to alpine meadows covers the world with lush inexperienced carpet. The wildlife repository is wealthy in uncommon species of animals like Asiatic Small Bears, Eurasian Otters, Wolves, Clouded Leopards, Dholes, Red Foxes, Tigers, Red Pandas, Musk Deer and Fishing Cats. For birders, it's a paradise, as greater than 500 species of birds can be found right here.
How to achieve: – Accessing the situation of Namdapha is a straightforward activity for each traveler because the vacation spot is properly linked with different components of the nation by air, rail and roads. Dibrugarh is the closest airport from Namdapha. Tinsukia is the closest rail station.
Sella Pass
Tezpur is the closest main metropolis to Arunachal Pradesh, the land of pure wonders, and Sella Pass is the connecting level of Arunachal Pradesh to the remainder of India. While transferring in direction of Tawang, one has to go over this mystic motorable move. It is 2244 m excessive from the ocean stage and a beautiful trek to be explored by the bikers and different trekking followers. The blue water pure lake, snowcapped mountain peaks and scarce grass coating painting the panorama of this gorgeous getaway. Strolling on the cross turns pleasing when shifting clouds contact you with its freezing really feel.
How to succeed in:- Guwahati is 340 km from Sella Pass and Tawang is located at a distance of seventy eight km. State transport buses can be found to Bomdila or Dirang from Guwahati.
Located at a distance of 42km from Bomdila, Dirang is a pretty hill station in Arunachal Pradesh. An best place to spend high quality time within the lap of Goddess Nature, Dirang has huge choices to discover vividly. The area is situated at an elevation of 4910 ft above sea degree and on a picturesque valley in between two main getaways- Bomdilla and Tawang. The land of kiwi and apple orchards is cooled by the freezing river air. It is the bottom camp of trekking and fowl watching at Mandla. There is a historic fort atop the hill and the remnants of the fort bears proof of the wonderful previous of this space. Other than its personal sights the neighboring areas of Dirang are additionally well-known by way of their pure view. Visit the Regional Apple Nursery and Kiwi Firm. Sangty Valley is 7km away from Dirang the place black-necked crane comes from Siberia to breed.
If you might be an avid chook watcher and images is your ardour, don't miss Sangti. The calm and serene location perched with gurgling river water and deep greenery attracts picnic lovers from distant lands of the neighbouring plains. During winter season, black-necked cranes come from the distant lands of Siberia for breeding. Have a take a look at their actions and stroll throughout the unbound meadows of tranquility. If you're fortunate sufficient, you'll be able to see gentle snowfall throughout the winter days. The climate is salubrious and nice throughout the entire 12 months.
Parasuram Kund
If you might be heading to the mystic land of Arunachal Pradesh in January, bear in mind to take part within the Makar Sankranti Mela on the website of Parasuram Kund. A well-known Hindu pilgrimage recognized for its magnetic pure atmosphere, Parasuram Kund is situated thirteen miles north-east of Tezu. Well related by street from Tinsukia and Dibrugarh this holy place must be visited throughout November to February for witnessing one of the best views. Take a dip within the holy water of Brahma Kund for attaining penance.
Another should-go to vacationer spot in Arunachal Pradesh is Tezu, the headquarter of Lohit District. Well linked by highway from Tinsukia, that is the land of picturesque panorama. Undulating hillocks, gushing blue water, and rocky mountains make it a perfect getaway. Add to that the native Mishmi tribe and you're going to get to find out about a very completely different world. There are a numbers of tribes on this district and lots of of them are but unaware in regards to the complexities of metropolis life. During festive season their conventional video games, dances, and sports activities are supreme possibility for merrymaking. Riding (elephants), rafting, angling, mountaineering, hitchhiking, and many others. are the leisure choices in Tezu.
How to succeed in: – Direct Arunachal Pradesh state transport (APST) bus service connects Tinsukia with Tezu. Nearest Airports are Dibrugarh and Guwahati.
One of the much less trodden and splendid getaway near Tezu is Hayuliang. Just like many different vacation choices in Arunachal Pradesh, it is usually a small but spectacular vacation spot to discover and calm down. The confluence of Lohit and Delai Rivers is a gorgeous component of this place. one hundred km from Tezu, this city has a salubrious climate and a nice and funky environ. The tiny settlements are nestled amidst lofty hills the place tranquility hardly goes away. There is a authorities inspection bungalow on this spot the place you possibly can get pleasure from a snug keep. But, it's essential to take permission from authorities workplaces prematurely.
How to succeed in: – From Tezu, you'll be able to rent personal autos.
327km from Itangar and 160km from Ziro, Daporijo is likely one of the unexplored getaways of Arunachal Pradesh. The foremost attraction of the town is its wealthy number of wildlife and its ethnic range. Calm and funky environ and nice climate makes it a great retreat for every metropolis dweller. This splendid city is the District Headquarter of Upper Subansiri District and positioned at an elevation of 600 meters above sea degree. This location has a numbers of astounding trekking trails and nature walks. The Subansiri River which is near the town is right for rafting and angling. The Meghna Cave Temple of Lord Shiva is a quiet spot to really feel the freshness of nature. There are sure hill caves and enticing hamlets near the city which are perfect for sooner or later journey.
How to achieve:- Nearest airport is Lilabari and Silapathar is the closest rail station. Bus/ taxi service is offered from each the websites.
297 km from Itanagar, Aalo is a picturesque valley on the confluence of Sipu and Siyom River. Surrounded by hills and exquisite orange orchards, that is one other unique nature getaway in Arunachal Pradesh. This is the headquarter of West Siang District and gives all fundamental facilities. For sightseeing or nature walks, there are locations like Ramakrishna Mission Campus, Patum Bridge, Bagra Village, Donyi Polo Temple and so forth. The Kamki Hydrpower Dam is 25km from Aalo and a fantastic place to go to. Siyom hanging bridge is a 70m lengthy bamboo and cane bridge. If you're zealous sufficient, go for rafting underneath this bridge.
How to succeed in: – From Itanagar, rent a personal car and you'll attain right here with none hassle.
One of essentially the most well-known getaways in Arunachal Pradesh, Mechuka is an administrative township close to the Indo-China border. Located at an altitude of 1829 m above sea stage, it's a excellent getaway for limitless enjoyment. The Siyom River runs via the valley including serenity to its scenic view. A collection of sudden occasions welcome vacationers as soon as they attain at Mechuka. Enchanting Buddhist Gumpas set amidst the open meadows enrich the glow of numerous panorama. Mainly inhabited by the individuals of Memba Tribe, it is a great hill station which has each historic and non secular significance. four hundred years previous Samten Yongcha monastery is situated on a hill high overlooking the undulating terrains. One can witness a number of age outdated statues that are effectively preserved until date. If you might be visiting the place in February, attempt to be right here throughout Losar Festival, a 5 days New Year celebration. Mopin Festival begins from the Hth day of April and continues for H days. Spend your holidays on any of the luxurious lodging. Just you have to ebook them upfront earlier than your arrival to town. Enjoy rafting and angling in Siyom. Different ranges of trekking and climbing might be skilled right here. If you might be lovers sufficient, strive tenting within the forests of Mechuka.
How to achieve: – Nearest airport is Lilabari and Simen Chapari is the closest railway station.
The land of bio-variety, Changlang is a beautiful hill city which displays various altitudes starting from 200 meters to 4500 meters. There are various rivers on this area like Noa-Dehing, Namchik, Tirap, Namphuk, Dapha, and so on which function the water sources of the area. The Cemetery of World War is the good strategy to look again to the previous. Lake of No Returns is a mystic water physique which presents a shocking view. Other sightseeing spots are Tibetan Refugee Settlement Camp, Namdapha National Park, Moti Jheel, and Miao Reserve Forest and many others.
If you might be an avid journey lover and wish to discover the quiet and untamed land of Nature God, Tuting in Arunachal is a perfect spot for you. Less trodden trekking trails, great meadows, fierce rafting ranges assure adrenaline rush. If you need to get indulged in additional trekking, embark on the Yingkiong-Tuting-Tsitapuri path or the Yingkiong-Tuting-Devakota path. There are quite a few shrines which can be positioned on the route of those trails which can give an perception into the spiritual significance of the place. For water rafting, Siang River is the best place. The ever difficult voyage will begin from Tuting and runs by way of the gorges of Nigguing and Marmon the place thick and tall forest covers the river financial institution. Tuting-Pasighat is a ten mile stretch of thrilling rapids with completely different names akin to Moing Madness, Zebra Rock and Pulsating Palisi.
How to succeed in: – Dibrugarh is the closest airport and Murkongselek is the closest railway station to Tuting. However bus and taxi can be found from Pasighat.
Finally, let me settle for the reality that each nook of Arunachal Pradesh is enchanting and distinctive. But, capturing all of the enchanting fantastic thing about this mystic land in a single single journey can be a problem. Also, whereas exploring the key gems of this mesmeric getaway one could miss out on some key points of interest if not correctly guided. To extract the utmost out of your journey to the highest getaways in Arunachal Pradesh, you might want to select essentially the most affordable bundle. Consult with one of many main tour operators within the nation Tour My India and get a head begin.


text:
It's getting nearer now!
Tarte debuts the Miracle of Maracuja 8 Piece Collection on QVC this weekend. This eight piece collection contains all full size products, two of which are new launched.
It's available on auto delivery too so if you want to lock in the savings and add new shades of the collection to your stash over the next few months you can go ahead and do so using QVC's Auto Delivery plan.
Here's a sneak peek!
- Tarte Maracuja Creaseless Concealer (Your Choice of Colors)
- Tarte Amazonian Clay Beauty and the Box Eyeshadow Quad (Shades: Silver Mist, Pink Cloud, Purple Fog, and Dark Ash. These are based around a dominate shade of purple with shades of white, silver, and black for a purple smoky look(.
- Tarte Lights, Camera, Lashes Mascara
- Tarte Maracuja Lip Gloss in Peaceful
- Tarte Cashmere Waterproof Gliding Smooth Eyeliner in Black
- Tarte Maracuja Airblush Bouncy Blush in Shimmering Poppy
- Tarte Maracuja Oil
- Tarte Bamboo Blush Brush
The set will be $59.96 and is available on easy pay for two payments of $29.98 each plus shipping and handling of $7.22.
It launches this Friday at http://qvc.co/Qbeauty (Item Number A225240), I'll have a review on Friday along with swatches.
Will you be indulging?


text:
A blog devoted to anarchism, socialism, evolutionary biology, animal behavior and a whole raft of other subjects
Saturday, September 30, 2006
Sept 27th in History:
Today is the festival of Varuni, goddess of wine in Hindu mythology. Also called Varunani, Mada or Sura. Varuni is also a given name in India. Like Aphrodite and Venus Varuni is sometimes considered to have arisen from the churning waves of the ocean. The name means "
heavenly nectar". Wife of Varuna in the Rig Veda. See http://en.wikipedia.org/wiki/Rigvedic_deities for a short intro to the various gods and goddesses of ancient rather than modern idea. Then take a break and have a glass in her honour.
1540: Society of Jesus, the Jesuits, founded by Ignatius Loyola. Considered the "elite commando unit" of the Catholic Church for centuries. Very controversial history. Once banned in most of Europe. See http://www.jesuit.org for the official view. See also http://en.wikipedia/wiki/Society_of_Jesus for an overview. Look at Joseph McCabe's critical history at http://www.archive.org/details/ACandidHistoryOfTheJesuits for a sensible critic. When searching down the Jesuits on the Internet look out for evangelist nutters who think they see them as a counterpoint to the Illuminati. It actually fact one Jesuit equals 25 masons in bare handed intellectual combat. Did I say that they were the elite ?
Often take the "long view" of the Church's interests in contrast to the temporary politics of the Vatican. Hence their opposition historically to the savage policies of the Spanish Crown in Latin America (see the 'Jesuit plantations), their historical rivalry with the quasi-fascist Opus Dei organization, their support for 'liberation theology" in the recent past and their lack of favour from the present Pope and his predecessor.
Famous people educated by the Jesuits...Lenin, Mussolini, Castro and...ME.
Often stylized as the model for Leninism, but the paternity has never been acknowledged.
1880:USA invades Columbia. Later leads to the new creation of the country of Panama. All in the name of "justice,freedom,liberty,democracy,etc.,etc.,etc.". A canal obviously had nothing to do with it, just like the invasion of Iraq has nothing to do with oil. How could you think such a thing?
1892:Patent awarded for the invention of the match book to Josua Pusey of Pennsylvania.
1907: Death of Andalusian anarchist Fermin Salvochea Alvarez(1842-1907). Fifty thousand people attend his funeral. People still place flowers on his grave to this day.
1932:Home of Judge Thayer bombed, presumably for his "judgement" in the case of Sacco and Vanzetti.
1950: Invention of the answering machine. President Truman announces the seizure of American railroads to prevent a general strike. Presumably he tried phoning first but got nothing but a recorded message.
1960:Suffragette Sylvia Pankhurst(1882-1960) dies. Feminist but also the very model of the "useful idiot" in terms of her apologetics for the Communist Empire. The term "useful idiot", by the way was not coined by Lenin, no matter how much it may have expressed his real views. It was first !! used in the USA !! to describe an event in Italian politics in 1948 and only later became used to describe fellow travellers. See http://wikipedia.org/wiki/Useful_Idiot and also 'They Never Said It:A Book of Fake Quotes, Misquotes and Misleading Attributions' by Paul F. Boller and John George.
1962: Rachel Carson's 'Silent Spring' is published. It is preceded, however, by 'Our Synthetic Environment' by then-anarchist Murray Bookchin writing under the pseudonym of Lewis Herber. See the 'Institute for Social Ecology' website under the links section of this blog for any details that might gladden your heart.
1988:Shroud of Turin proven to be medieval forgery. Well maybe, but probably. See http://www.shroud.com for the miracle that will not die despite the fact that the church craftily hedges its bets by refusing to authenticate the shroud.
1992:Bob Dylan plays for the Catholic Youth Rally in Bologna, Italy. Vatican spokesman says that Dylan "was chosen for his sincere religious sentiments". You don't need an Inquisitor to know which way the wind blows from the auto da fe ?
2000:Anti-IMF/World Bank protests in Prague. See http://www.pixiefighters.com/px-photo/prague for your daily fix of riot porn.
Molly, spinning her tiny little legs to catch up with the days on Sept. 30th.
3 comments:
- sushil yadav said...
The link between Mind and Social / Environmental-Issues.
The fast-paced, consumerist lifestyle of Industrial Society is causing exponential rise in psychological problems besides destroying the environment. All issues are interlinked. Our Minds cannot be peaceful when attention-spans are down to nanoseconds, microseconds and milliseconds. Our Minds cannot be peaceful if we destroy Nature.
Industrial Society Destroys Mind and Environment.
Subject : In a fast society slow emotions become extinct.
Subject : A thinking mind cannot feel.
Subject : Scientific/ Industrial/ Financial thinking destroys the planet.
Subject : Environment can never be saved as long as cities exist.
Emotion is what we experience during gaps in our thinking.
If there are no gaps there is no emotion.
Today people are thinking all the time and are mistaking thought (words/ language) for emotion.
When society switches-over from physical work (agriculture) to mental work (scientific/ industrial/ financial/ fast visuals/ fast words ) the speed of thinking keeps on accelerating and the gaps between thinking go on decreasing.
There comes a time when there are almost no gaps.
People become incapable of experiencing/ tolerating gaps.
Emotion ends.
Man becomes machine.
A society that speeds up mentally experiences every mental slowing-down as Depression / Anxiety.
A ( travelling )society that speeds up physically experiences every physical slowing-down as Depression / Anxiety.
A society that entertains itself daily experiences every non-entertaining moment as Depression / Anxiety.
To read the complete article please follow either of these links :
such a level is to savor the winnings you take home. Now you will [url=http://www.journalonline.co.uk/tory-burch-outlet.html]http://www.journalonline.co.uk/tory-burch-outlet.html[/url] You could enjoy the casino experience short of buying a Black [url=http://www.journalonline.co.uk/christian-louboutin-outlet.html]http://www.journalonline.co.uk/christian-louboutin-outlet.html[/url] worse for homeschoolers today? David: It depends on the area. [url=http://www.journalonline.co.uk/ralph-lauren-outlet.html]Ralph Lauren Outlet[/url] Youll know what to do. The easiest place to put the face of your
attorneys from our organization. Tony: Looking over the horizon, [url=http://www.journalonline.co.uk/ralph-lauren-outlet.html]Ralph Lauren Outlet[/url] arrival. Additionally, you want to curb any Jack Russell [url=http://www.journalonline.co.uk/tory-burch-outlet.html]tory burch outle[/url] concocted a special blend, created from rums carefully culled [url=http://www.journalonline.co.uk/christian-louboutin-outlet.html]http://www.journalonline.co.uk/christian-louboutin-outlet.html[/url] is their turn to play. There a joke that does the rounds at these
his pin to the first person who catches him. At the end of the [url=http://www.journalonline.co.uk/ralph-lauren-outlet.html]Ralph Lauren Outlet[/url] be firm and flat. You want to know that the candle inside is secure [url=http://www.journalonline.co.uk/ralph-lauren-outlet.html]http://www.journalonline.co.uk/ralph-lauren-outlet.html[/url] management of more than 3,000,000 Medicaid and 500,000 [url=http://www.journalonline.co.uk/christian-louboutin-outlet.html]http://www.journalonline.co.uk/christian-louboutin-outlet.html[/url] be the least distortion. Use the transfer tool to poke holes along
costumes to find the perfect size and fit. CaptureRx welcomes [url=http://www.abacusnow.com/michaelkors.html]michael kors sale[/url] conferences, one recent conference being the City University [url=http://www.abacusnow.com/jpchanel.htm]http://www.abacusnow.com/jpchanel.htm[/url] Scary! If the documentary aims to present the facts of how the [url=http://www.abacusnow.com/jpchanel.htm]シャネル バッグ[/url] Scary! If the documentary aims to present the facts of how the
very soon caught the imagination of the people and became the [url=http://www.abacusnow.com/hollister.htm]hollister outlet[/url] Some players may not be as lucky and ask the dealer to give them [url=http://www.abacusnow.com/michaelkors.html]michael kors bags[/url] find so-called Port wills with plenty of unfastened strings and [url=http://www.abacusnow.com/jpmoncler.htm]http://www.abacusnow.com/jpmoncler.htm[/url] homeschooling, but the Christian Law Association had won the case
that can be carved onto the face of a pumpkin. Youll need to gather [url=http://www.abacusnow.com/jpchanel.htm]http://www.abacusnow.com/jpchanel.htm[/url] about their clothes compared to their women counterparts. Women [url=http://www.abacusnow.com/beatsbydre.html]beats by dre[/url] the day will slow its decomposition way down. And because this [url=http://www.abacusnow.com/beatsbydre.html]http://www.abacusnow.com/beatsbydre.html[/url] powered lighting alternatives exist for jack o lanterns today,


text:
Robert Chung
School subject: Calculus
Extracurricular activity: Cross country
Hobbies: Painting, singing, cardstocking
Car: Alfa Romeo 8C Competizione
Store: Hobbytown USA
Musical artist: Ludovico Einaudi
Movie: Skyfall
TV show: Phineas and Ferb
Cafeteria food must-have: Pizza
Last book read that wasn't required: 1984 by George Orwell
Pet peeve: Humidity
Person I'd like to meet: Stephen Fry
Person most admired: Albert Einstein
Items always in my locker: Physics book
Top accomplishment: 2011 Clay cross-country Most Improved
After-graduation plans: Attend college, earn a degree, get a job, visit the National Railway Museum in York, and live and learn.
Career goal: I would like to earn a degree in engineering, find a job, and perhaps make the world a better place through research and innovation.
Quote from teacher: "Robert combines those incredible qualities of great intelligence, great intuition, and great self-assurance, all wrapped up in a brain that seems to have limitless curiosity," said Ben Pfeiffer, Science teacher. "He will become a great success because he genuinely enjoys life and what he's doing with it. We should all follow Robert's lead and stop to wonder at what's going on in the world while at the same time, trying to unravel the mysteries it contains!"
— Information is compiled for The Blade by the Educational Service Center of Lake Erie West.
Guidelines: Please keep your comments smart and civil. Don't attack other readers personally, and keep your language decent. Comments that violate these standards, or our privacy statement or visitor's agreement, are subject to being removed and commenters are subject to being banned. To post comments, you must be a registered user on toledoblade.com. To find out more, please visit the FAQ.


text:
This will be a positive year for the Asia-Pacific region as it is set to benefit from the political and regulatory uncertainty in the UK, Europe and the Americas. International firms will be looking for stability and the region can meet requirement more than anywhere else.
2017 is a decade since the start of the financial crisis which brought some of the world's largest economies to their knees, altering the regulatory landscape internationally. More importantly, many firms have this year placed compliance at the top of their agendas. They have to address gaps in compliance and senior management decision making where, all too often, organisational interests had not been aligned with those of their customers. Priorities for Asia-Pacific firms this year will include compliance, FinTech, RegTech, cyber crime and financial reforms in China.
Integrity and professional service should be at the forefront of organisations' corporate minds. In the Asia-Pacific region, firms have tended to fall down not so much on regulatory implementation, but rather on compliance processes and mediating effectively with customers when things go wrong.
In a survey at the Thomson Reuters ASEAN Regulatory Summit 2016, 56.4 percent of 500 delegates said the most common area of misconduct in their jurisdiction was mis-selling financial products, followed by money laundering (23.5 percent) and market manipulation (11.5 percent).
Risk culture, consumer protection and financial crime regulation will be priorities for firms this year. It has taken a while for them to get on top of compliance issues, but the majority are now adopting sound compliance and regulatory governance practices and have realised that short-term goals cannot be sacrificed for customer interests in an endless pursuit of market share and growth. There is evidence of a change in mindset and of a determination to address past compliance failures and deal with consumer concerns.
New Approach by Young Professionals
The 2016 Thomson Reuters regulatory summits in Asia revealed that one of the most influential factors has been the emergence of a new breed of young professionals who take pride in their work and want to move away from past reputational issues.
There is a sense that financial organisations are concentrating on realigning their goals and aspirations with those of customers to forge long-term professional partnerships.
This year the region's regulators will aim to improve risk culture and will step up supervision of financial institutions found to be involved in poor practices. Regulators will also deal severely with firms which prove unwilling to address behaviour inconsistent with prudent risk management practices.
In a survey carried out at the Thomson Reuters ASEAN Regulatory Summit, however, 62.7 percent of delegates said they were unhappy with the way regulators dealt with misconduct issues. This suggests regulators may need to work harder to understand the industry. Regulators might consider placing more emphasis on raising public awareness of firms' misdeeds rather than enforcement as a way to curb misconduct.
Integrity will be Crucial for Longevity
Longevity in the market place will be determined by the way boards and senior managers make decisions and lead from the "top". Where customers' interests are at stake, they need to act as though there is a regulator in the room. At the ASEAN Regulatory Summit 2016, 69.9 percent of delegates said their organisations had either clearly defined good conduct outcomes or were working toward or aspiring to have clearly defined good conduct outcomes. This suggests financial institutions are making progress.
There is room for improvement and this can only happen when there is a clear "tone from the top", and where senior managers have instilled a sense of ethical purpose in staff. This article outlines 10 regulatory risk insights for the Asia-Pacific region during 2017.
1. Risk Culture
Risk culture concerns how risks are managed in an organisation. It is how staff identify, understand, discuss and act on the risks their organisation confronts and takes. Risk culture is defined by regulatory expectation rather than a rulebook, so it can be hard for firms to know when they have got it right and all too easy for regulators and the media to tell firms when they get it wrong.
Recent history suggests that culture and risk failures often have their root cause in governance, remuneration, risk management or tone from the top. This year regulators will apply greater supervisory oversight to regulated institutions, making sure that senior executives and boards of directors address cultural risk gaps and can evidence significant improvement in this area.
One way to kick-start improvement would be for firms to introduce training on risk culture and conduct risk, and to explain to staff the conduct expected and how this should be put into practice for customers. Ultimately, it is the core staff who represent an organisation's culture, which in turn is passed on to customers.
Regulators are interested in culture and risk because it influences conduct. The Financial Stability Board ("FSB") pointed out in late 2016, that risk culture was, to a large degree, the final frontier in the response to the financial crisis. William Dudley, president of the New York Federal Reserve Bank, has proposed there should be a "culture benchmark" which financial organisations could use to compare their progress.
Regulators expect boards to form a view of risk culture, identify any changes needed and require the organisation to take steps to address those issues. A sound risk culture, across the industry, is something that will take years to come into existence and the tone must be set by chief executive officers ("CEOs"), boards of directors and senior management. Most firms would be in agreement about the central role which boards and senior management must play.
2. Management Accountability
Regulators in Asia are keen to establish clearer lines of sight to establish where responsibility lies for actions within firms, especially where decisions have been detrimental to customer interests.
In Australia, Hong Kong and Singapore few senior managers have as yet been held responsible for compliance failures but this may change as regulators push for accountability in future.
In 2016 the UK introduced a senior management liability regime, designed to restore trust in financial services, impose more personal risk on directors and provide regulators with a line of sight. The regime includes:
- A new senior managers regime ("SMR") for individuals who are subject to regulatory approval which will require firms to allocate a range of responsibilities to these individuals and to review their fitness and propriety regularly.
- A certification regime which will require firms to assess the fitness and propriety of certain senior employees who, if they fail to carry out their functions competently, pose a risk to the firm and its customers.
- A new set of conduct rules, which relate to professional conduct, conduct of the business and the activities.
The framework arguably has an extraterritorial dimension in that the SMR will apply to individuals performing senior management functions whether physically based in the UK or overseas.
In a poll during the Conduct Risk Panel at the Thomson Reuters Pan Asian Regulatory Summit 2016, 51.3 percent of delegates said senior management liability should be introduced in Australia and/or the region even though the experts on the panel considered there was no need for such a regime in Asia.
Enhancing senior management accountability would promote higher standards of conduct and have a positive influence on firms' overall culture because management will want to ensure conduct adheres to compliance and regulatory requirements. More clarity on senior management functions and lines of responsibility can only enhance standards in the financial services industry.
3. Aligning Interests of Customers with those of the Organisation
In the past few years, a focus on short-term outcomes with respect to longer-term customer relationships has eroded customers' confidence and trust in financial institutions. To regain that trust, firms must be seen to act with greater integrity and accountability. At the ASEAN Regulatory Summit 2016, 65.5 percent of delegates said they thought the culture in financial services still put the bottom line ahead of ethical behaviour and doing what was right.
Financial institutions must work harder to prove to customers and regulators that their culture focuses on consumer interests. Practical steps might include enhancing codes of conduct and introducing training on ethics. Organisations must take swifter action to compensate customers when things do go wrong.
Organisations should not always look to regulators to set integrity benchmarks or standards, but rather should take steps to improve their own systems and procedures to ensure they promote a sound ethical culture, integrated risk management systems and compliance frameworks.
4. AML: STR Processes, Beneficial Ownership and Trade-Based Finance
Anti-money laundering ("AML") remains one of the most pressing regulatory challenges for Asia-Pacific financial institutions. At the Pan Asian Regulatory Summit 2016, 73.3 percent of delegates said AML and know your customer ("KYC") were the most challenging compliance issues for their organisations last year.
One focus will be the need to improve suspicious transaction reports ("STRs"). Last year, the Monetary Authority of Singapore ("MAS") took enforcement action to withdraw the licences of two Swiss banks – Falcon Private Bank Ltd and BSI – following STR issues. Other banks in Asia have been fined for inadequate compliance controls in relation to STR procedures. Falcon was penalised for STR failures going back to 2013 in relation to 1 Malaysia Development Berhad ("1MDB") transactions and corrupt fund flows to Malaysia. Two bankers in Singapore have already been sentenced to jail terms.
The success of international enforcement efforts relies on two themes: the need for inter-agency coordination between financial intelligence units ("FIUs") internationally and the need for financial institutions to provide accurate STR data to FIUs in their home jurisdictions.
Financial institutions will need to review their STR processes. They must ensure staff are trained appropriately so that they understand trade finance money laundering and can spot red flags. Staff will also need to have appropriate access to management to enable them to refer decisions or suspicious circumstances. Failure to do so may evoke reputational risk when issues are missed.
Beneficial ownership remains an important issue in the Asia-Pacific region. The Panama Papers revealed a general weakness in this area and may well prompt further regulatory changes this year. The Financial Action Task Force ("FATF") has continued to stress the need to streamline beneficial ownership processes, to improve disclosure.
5. Regulatory Governance
Since 2014 prudential regulators in the region have been reviewing financial institutions' governance frameworks to assess whether there are material risks associated with business activities. This looks set to continue for the next few years. One major compliance concern for firms will be keeping up with new regulations and regulatory expectations.
The capital, liquidity and leverage requirements of the Basel Committee on Banking Supervision ("BCBS") and BCBS Insolvency 11 may also pose challenges for firms. Many of the BCBS changes have an implementation target date for 2017 or 2018 which means banking standards will need to be overhauled once again.
Further regulations on over-the-counter and derivative regulations are also due to be implemented this coming year, and financial institutions will need to address other international rules such as automatic tax information exchange.
Many financial institutions lack the resources needed to carry out an in-depth analysis of the proposed changes and implementation, but they cannot be ignored.
6. Cyber Resilience
There are indications Asia remains vulnerable to cyber attacks, and here too supervisory authorities need to work more closely with business to ensure a coordinated response. The issue remains high on financial institutions' agendas and regulators are focusing on cyber risk as part of operational risk.
It has been estimated cyber security breaches costs the international economy more than $400 billion annually. It is, however, difficult to estimate the extent of the harm in Asia-Pacific as many countries, and notably China, Japan, Singapore, Hong Kong, Philippines, Malaysia and Indonesia, rarely exchange information about cyber attacks.
Although facilities have been established to fight cyber crime in Asia, notably the Interpol Global Complex for Innovation ("IGCI"), part of INTERPOL ("ICPO"), which is based in Singapore, efforts to fight cyber crime continue to be hampered by the lack of coordination. Experts have warned cyber crime will continue to increase if this is not remedied. This is of particular concern where sensitive personal data is stolen by hackers and yet there are too few rules to enforce disclosure when this occurs.
Firms should evaluate their cyber risks and resilience continuously and decide how they are best managed or mitigated. At the Pan Asian Summit 2016, 26.5 percent of delegates said their CEO was responsible for cyber crime compliance, while 28.4 percent thought it fell within the chief information officer's remit. It was concerning many delegates did not know who bore the responsibility in their respective organisations. The answer is the board and the CEO.
Last year, the Bank of Ireland produced some cross-industry guidance setting out best practice in respect of cyber security risks. The guidance also proposed some benchmark requirements which financial institutions may find useful:
- The board should drive a culture of security and resilience throughout the firm.
- Staff members should receive adequate training in relation to cyber security and the threats they may encounter. Firms should periodically test staff responses to various cyber attack scenarios.
- Cyber security should be a standing agenda item for discussion at board meetings.
- The board should understand what assets and information are the most valuable to the firm.
- The board should satisfy itself that the policies and procedures in place are sufficiently robust.
- A clear reporting line to the board should be established for cyber security incidents.
- The board should appoint a chief information officer or equivalent with accountability for information security.
- Firms should have in place appropriate processes to verify requests by all methods of communication.
- Where firms are requested to make payments to third parties, they should ensure client verification with AML requirements.
- Firms should periodically engage an external specialist to carry out tests of their systems on a regular basis.
- Firms should satisfy themselves that members and third parties they utilise have cyber security standards and that these parties have a minimum impact on the firm.
- Each firm should have a contingency plan in place in case their systems are breached or their data compromised.
- Firms should report any substantial attacks to the regulator or authorities.
- Firms should ensure that mobile devices with access to their system or other applications are protected from the network.
- Firms should ensure that they are kept up-to-date on cyber security threats.
It is crucial Asia does not lag behind, otherwise financial institutions in the region will continue to be significant targets for hackers and organised criminals. Improvements in cyber coordination must include the need to make the disclosure of significant cyber attacks mandatory; only then will governments and regulators will understand the true extent of the threat.
7. Corruption
The publication of the Organisation for Economic Cooperation and Development ("OECD")'s Foreign Bribery Report in 2015, followed by the allegations concerning Unaoil and Mossack Fonseca, have helped to raise awareness of foreign bribery risks and to shake a previously held assumption that this is mostly confined to developing countries.
Corruption affects all industries, and the financial sector is no exception. The most notable recent example has been the 1MBD scandal which affected bankers in Malaysia, Singapore and Switzerland.
If financial institutions are to combat foreign bribery and reduce their exposure to the associated reputational risks, they would be well-advised to review their compliance, due diligence and audit procedures, with a particular focus on areas such as outsourcing and offline transactions.
Audits play an important role in combating bribery and often tend to be the main way in which such misconduct is uncovered. Firms need to raise awareness of the main risks and ensure staff members have relevant training so they know what to look out for and can focus on preventing and detecting bribery in susceptible areas.
Executives must lead by example in implementing their company's anti-bribery programmes and ensure that proper compliance checks, balances and reviews are carried out.
Fines can be in the millions of dollars. If enforcement agencies become involved, firms must be able to prove they have strong compliance procedures in place as this may be an important mitigating factor in any court defence.
8. Whistle-Blowing Procedures
Corporate whistleblowers can play a vital role in detecting fraud and other forms of corporate and financial services misconduct. Most Asia-Pacific firms have whistleblower protection programmes and regulators in the region have produced legislation that provides for the protection of whistleblowers. At the ASEAN Regulatory Summit 2016, 60 percent of delegates said their firm had a culture that was conducive to whistle-blowing.
In the United States and the UK much has been done to protect whistleblowers. The United States in particular provides financial rewards for whistleblowers whose evidence leads to penalties, convictions and fines against corporations. In Australia, work is underway to expand whistleblower protections but progress has been slow.
In practice, however, there have been many instances of whistleblowers paying a personal price for their disclosures. In too many instances the reactions of both firms and regulators in the Asia-Pacific region have done little to instil confidence in those who are keen to expose corporate malpractice. All too often, whistleblowers who report issues lose their jobs or are subjected to considerable emotional and financial stress, despite the official safeguards that have been put in place.
9. FinTech and RegTech
Regulators in the region are playing an important part in assisting new FinTech start-ups and engaging with, and providing formal assistance to, new market entrants. "RegTech" refers to the broader range of technologies which can help firms to meet their regulatory obligations.
FinTech investment is doubling each year throughout the world: in 2013, it was $4 billion; in 2014 it increased to $12.2 billion; and in the first quarter of 2016 alone $5.7 billion was invested in FinTech operations.
This growth has doubtless been assisted by initiatives on the part of regulators such as the establishment of innovation hubs and regulatory sandboxes which have played an important role in reducing regulatory barriers and allowing start-ups faster access into the market.
Australia, Hong Kong and Singapore have all set up innovation hubs to reduce red tape, improve engagement with FinTech businesses and allow conditional access to the market. This does not mean, however, that regulators have had to compromise fundamental principles of financial service regulation or licensing processes.
Most of the entities seeking assistance have involved robo advice, market place lending, crowd funding, payment business models, blockchain and RegTech.
RegTech may have the most immediate short-term impact in data management and AML/KYC and may prove most successful where it can make cost savings for firms or encourage proactive regulatory compliance, for example, via self-configuring software.
The trouble is innovation is moving at a fast pace ahead of regulation and can be subject to high risk and fraud; in particular, a number of consumer protection features have yet to be developed. The industry could perhaps learn from events in China.
For example, in 2016 one of China's biggest peer-to-peer ("P2P") lending platforms, Ezubao, collapsed, and investors lost their money. Ezubao had collected 50 billion yuan ($7.6 billion) in less than two years from more than 900,000 investors through savvy marketing and the promise of big returns.
Such cases show how quickly fraudulent schemes can emerge in a FinTech industry that is loosely regulated.
10. Incentive Fraud and Remuneration
There are two issues in this area: first, the focus on management remuneration and bonuses, and secondly, bonus incentive programmes for staff to sell financial products.
Prudential regulators will continue to identify practices associated with risk cultures and will review management remuneration policies and practices at regulated institutions and examine how these interact with risk culture.
The Wells Fargo case in the United States was salutary example of how staff incentive programmes can lead to fraud and illustrated how reasonable goal-setting and incentives can lead to compliance disasters and reputational risk. The tension between short-term results and long-term goals can and will cause tension between management and compliance which can be hard to deal with.
Firms need to realise incentive systems can have unintended consequences and bring reputational risks if they are not put in place carefully and monitored with due care and attention.
<a data-cke-saved-href="https://www.oecd.org/corruption/oecd-foreign-bribery-report-978926422661..." href="https://www.oecd.org/corruption/oecd-foreign-bribery-report-978926422661..." _blank"="" style="margin: 0px; padding: 0px; color: rgb(45, 75, 140); font-family: Arial, Helvetica, sans-serif; font-size: 12px; text-align: justify; background-color: rgb(255, 255, 255);">


text:
I'm so excited to tell you about exciting changes in my business!
Although my clients have always been gracious, there is no longer any need to squish into the back of a Mini. I bought a Chevy Volt, which has quite a roomy back seat. Even more fabulous, we will now be cruising on electricity! Yay for Earth-friendly comfort! The Volt can run for around 50 miles per charge on electricity. After the first 50 miles it switches to a gas hybrid engine, but I rarely hit that limit in my daily driving.
Another exciting feature is that the Volt has it's own wi-fi hotspot! I bought a iPad Air 2 for clients to use when we are on the road. With this, we can stay connected with up to date information as we are house hunting. (This also means less need to print so many sheets of information about all the houses we look at. Everything will be available right at your fingertips electronically!)
But more than basic info, if you want to know what information PortlandMaps.com has about a property, we can look it up right away. Have a question about the neighborhood? Let's find out. Did you want to listen to your favorite music as we drive around? We can easily load up your favorite Pandora station.
House-hunting just hit a new level!