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ESL/English Camp Houston
Our English summer program in Houston is offered to students as young as 4 years old, and we go all the way to 17 years old Children/teens from all over the world come to Crossing Borders to take advantage of our English program with native teachers.
If you have children who need to improve their English level this summer, or you are moving to the States and need your children to be prepared for school, then give us a call at (281) 465-0899! We can help.
We have 15 years of successful teaching experience. We do a great job transitioning students into the English language.
Who Comes to Our Schools?
Children from Russia, China, Venezuela, Italy, Vietnam, Mexico, Romania, Holland, Germany, Colombia, Spain, Brazil, and Argentina take part in this amazing experience at Crossing Borders. We accept children from 4 to 17 years old into our language immersion programs. While some students learn basic vocabulary and numbers, others seek advanced classes due to their higher level of proficiency. Many students enroll in the English program at Crossing Borders simply to improve their communication skills in an American environment. These English classes provide our students with the confidence to speak and socialize comfortably in English.
How Long Do People Stay?
In past years, students have enrolled in our classes for 2 to 8 weeks. They have come directly from their country to be part of this amazing English camp. They often stay in hotels, rent a temporary apartment, or stay with relatives.
Should I Choose the Summer or Winter?
You choose the time of year that is most convenient for you – our language immersion programs are offered all year long! Many students enroll at our school to begin their study of English or to improve their existing communication skills. Some students only have the summer to prepare for total immersion in an American school and often take advantage of every free moment to learn about the language and culture.
Whatever your reason is for having your child come to the United States, we know we can help make his/her stay a positive experience! We are expecting a big turnout for 2017 and would love to have your child in our program!
Many parents choose our classes because their children will have the opportunity to learn a new language through our multicultural program. Children not only learn English, they learn traditional American games and songs! (This will depend on their age and level.) Yes, all in their new language! Don't worry! They will feel so comfortable and eager to participate that they will not even notice how much they are understanding or how many new words and phrases they are learning.


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GoPro has launched a pilot programme for its 5.2K spherical camera, the Fusion.
The Fusion is designed to be the "ultimate capture device for both fully-immersive virtual reality content as well as conventional non-VR video".
Content creators can apply to be part of the programme, which is expected to start later in 2017.
Fusion has the ability to capture every angle simultaneously – as though "you had six GoPro cameras fused into one", said GoPro.
"GoPro plans a limited commercial release of Fusion by the end of 2017."

subset: commoncrawl


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Credit Analysis And Research (CARE Ratings) was established in 1993 by public financial institutions viz. IDBI Limited, Canara Bank, UTI and others. CARE made an OFS IPO in 2012 and was listed. Subsequently, there have been changes in share holding pattern and the current large shareholders include LIC and Canara Bank among others.
CARE Ratings is the second largest credit rating company in terms of rating income which offers ratings of products across a wide range of sectors and entities. These include- Corporates: Debt Ratings, bank ratings, issuer ratings, corporate governance ratings and recovery ratings, Financial sector ratings: Banks, Credit Quality Rating, Capital Protection Oriented Scheme Ratings, Insurance, NBFCs, Securitization and Housing Finance, Public Finance Ratings: state government entities and urban local bodies, Project Finance, Infrastructure Sector Ratings: roads, power, ports.
There are also special grading products for real estate, education, tourism facilities, environment related products, REITs, MFIs etc. CARE Ratings through its subsidiary companies also offers Advisory services, Research, Training services and Risk solutions.
Eminent Leader
Rajesh Mokashi, Managing Director and CEO of CARE Ratings. He holds a Bachelor's degree in Mechanical Engineering from VJTI, Mumbai and a Master of Management Studies degree from the University of Bombay. He is a qualified Chartered Financial Analyst and has also cleared Level III of the CFA Program conducted by the CFA Institute, USA. He has obtained a Diploma in Import and Export Management from Indian Institute of Materials Management. He has more than 30 years of experience in finance, commerce and credit risk sectors. Rajesh is on the Board of Directors with CARE Kalypto Risk Technologies and Advisory Services Pvt. Ltd. and also a Member-Empanellment Committee of NISM.
How Endeavouring turned into Success
For a rating agency two things are very important. The first is that the business levels should expand to generate volumes. Second the quality of ratings should be impeccable so that investors and borrowers repose faith with a rating company.
CARE was able to obtain a breakthrough in business volumes when a new segment of rating- bank loan rating opened up in 2007 when the RBI went in for the standardized approach within the Basel II framework. This opened the window for tapping a large segment of bank loans which hitherto did not require a rating. This was when CARE was able to structurally shift business development strategy from wholesale to retail to reach a vast set of clients geographically spread out which now require a rating. The company today has the highest share in the large and medium segment of companies as denoted by the ET-Top 500 where they have a leading share of 52%. In case of Business Standard-Top1000, CARE have a share of 44%.
Second is the issue of credibility where the investor trusts the rating. This has been achieved through having in place a very rigorous process of rating which goes through multiple layers including an external rating committee which has 4 out 5 independent members. They include Mr Y.H. Malegam (former Managing partner Billimoria and Co), Mr V.Leeladhar (former RBI Deputy Governor), Mr V.K. Chopra (former Whole time Member, SEBI), and Mr H. Khan (former RBI Deputy Governor). Mr Rajesh Mokashi is the only member from the company. This ensures transparency and unbiasedness in the rating process.
Faces of Finance
Indian industry is in an exciting stage where a takeoff is imminent. With a large population and rising consuming class, industry will witness a sea change in demand that will spur investment. Further, the lacuna in infrastructure will necessitate more investment in this sector. Hence, we can see investment picking up sharply in the next few years which will help to spur the economy.
Digitization will be useful for the BFSI space as it will enhance efficiency and lower costs of delivering banking services. It is the future of the industry which has witnessed in all developed countries and is catching on well in India. The recent thrust given by demonetization will further accelerate the process.
Success Resonates with Satisfied Customer
Client acquisition and retention is crucial for success in the Rating Business. The core foundation of success rests on value creation for clients. Here, the important factors are: turnaround time, accuracy, expertise, acceptability of the rating by investors, prompt service and maintenance of good customer relations. To achieve excellence in analytics and business development is the main motto.
Demand of Initiators
Start-ups foster innovation and enterprise adds employment. Those who are going in for such enterprises must keep the following in mind: have a firm idea that can be implemented, get a financer to make this dream a reality and have the operations process in place for executing the same. For this, there is requirement of enthusiastic team which focuses on making it happen and who are willing to wait for rewards at a later date.
Financial Marketing Insights
Marketing strategy is continuous and is based on bringing in new products all the time which address the requirements of various segments of industry. Client acquisition and retention are the two corollaries. The concerns are two: growth can occasionally be uneven, while the path will be positive in the long run, CARE is prepared for slowdown periodically. This is why, to diversify CARE is investing in new ventures such as training, research and advisory and going global through a subsidiary in Mauritius, MoU with Japan Credit Rating in Japan and being a part of global rating agency called ARC Ratings (with CRAs from Brazil, Portugal, South Africa and Malaysia bring the other partners).
Source :- The 10 Fastest Growing BFSI Companies


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Bid Information
Bid Alert No: 00000533593
Bid Title: 9 Router replacement for end-of-life Cisco 3845 and 8 Cisco 1841 routers
Agency Bid No. Title: Not Stated
Received Date: 04/07/2016
Close Date: 04/28/2016
Purchase Type: Not Stated
Delivery Point:
Delivery Date: Not Stated
Specifications include, but are not limited to:Summit School District covers approximately 516 square miles of mountainous terrain in the central ColoradoRockies. The towns and communities of the school district include: Breckenridge, Copper Mountain, Dillon, Frisco,Keystone, Montezuma, Silverthorne and Summit Cove. Summit School District is nestled between the ski areas ofArapahoe Basin, Breckenridge, Copper Mountain and Keystone. It is located 75 miles west of Denver and 25 mileseast of Vail. The school district serves the year round Summit County population of 27,994 people with six (6)elementary schools, one (1) middle school and one (1) high school and (1) alternative high school.
Bid Related DocumentsDownload Solicitation Notice
Product Codes: 20664, 20464
Agency Information
Issuing Agency: Summit County School District R
State: Colorado
Agency Type: State and Local
Contact: K a r a D r a k e
Phone: 970-368-1008


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Themes and Meanings
(Literary Essentials: World Fiction)
At the heart of The Silent Cry is a conflict centered on man's response to the chaotic and abysmal in his life. Both Mitsu and Takashi must cope with the unspeakable horror of life; whereas the older brother cannot decipher the silent messages of suffering sent to him, Takashi is torn by his inability to reveal his painful truth. In these brothers, Kenzabur e's novel presents two alternatives for coming to terms with an uncaring universe; each of the brother's solutions has its shortcomings and is far from being a simple guide.
Furthermore, The Silent Cry is concerned with the influence of the past and the possibility of a present reenactment of a bygone power struggle. The strange doubling of the novel, which inevitably places Mitsu and Takashi in the roles of their ancestral antagonists, also raises the question of social responsibility versus individual care of the self.
Again, e refuses easy answers. As in the past, when the young brother sacrificed his life (in his voluntary self-incarceration in the cellar) and thus let the conservative element continue the family line, there is again a gentle fusion of the two elements. Thus, in the final battle between historical fact and fictional truth, it is Takashi's vision of the world as a collective story that triumphs. Takashi enriches this story with his own contribution when he, like his favorite ancestor, enters the village's cultural history as one of the "spirits" of the Nembutsu dance. It is Mitsu, however, whom the author leads out of the village to continue life and care for Natsumi and Takashi's illegitimate child, in whom the Nedokoro family will survive.


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USB flash drives, portable USB/FireWire hard drives, and WiFi are a few of the ways to get data onto and off of your car PC.
One of the things you should know before you get an in-car computer is that you are going to have to feed it. Car computers are multimediaivorous, subsisting primarily on digital audio, video, and GPS coordinates for roughage.
Seriously, though, you are going to want to get your media into the car, and probably update it from time to time. Some people prefer to perform a onetime dump of their entire MP3 collections into their cars and leave it at that. Others want to be able to listen to daily music feeds from Podcasts (http://en.wikipedia.org/wiki/Podcasting), books on tape (http://www.audible.com), or their own email and documents converted to MP3 using computer text-to-speech synthesis (http://www.nextup.com).


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NBA Trade Rumors: Kevin Love-Carmelo Anthony Trade Still On?
For a brief moment, rumors about the New York Knicks trying to trade Carmelo Anthony slowed down. Yet it seems like the Knicks front office is dead serious about moving Melo in the hope of completely rebuilding the franchise around Derrick Rose and Kristaps Porzingis. And to make things even more palatable, the Cleveland Cavaliers could be inches closer from agreeing to trade Kevin Love for Melo, especially after his latest injury.
"It's just something to think about," FOX Sports NBA analyst and insider Chris Broussard told Jason Whitlock during Tuesday's episode of The Herd on FS1 when asked whether the Cavaliers should consider a Melo-Love trade, as posted on Fox Sports. But it's not about the 'non-chemistry' between Love and Kyrie Irving and LeBron James, though it has everything to do with the latter.
"LeBron is about winning it now," Broussard added, "Winning championships now." Broussard explained that LeBron's capacity of playing at this level might start to deteriorate anytime soon, could be next season or the next, "So it's about winning these championships now."
And with Kevin Love out for at least six weeks due to a knee injury, the thought of swapping Love with Melo is not that farfetched. Two things - first, there were rumors that LeBron was the one pushing for the Melo-Love trade, and two, Phil Jackson is determined to push Melo out of New York.
And though it will look like a handicap to trade Love who is out due to injury, Jackson is always looking out for long term goals. Speaking of long term plans, Kevin Love is four years younger than Carmelo Anthony, and this could be a big factor for Jackson. Plus, it's Kevin Love, and his name should ring a bell immediately.
Better Matchup against Golden State Warriors
Broussard also has a very interesting angle should the Cavaliers agree to trade Kevin Love - defeating the Golden State Warriors.
"Can you envision them against Golden State? Kyrie, LeBron, J.R. Smith, Carmelo Anthony and Tristan Thompson," Broussard said. He explained further, "Now Durant or Draymond has to guard Melo and LeBron. You know what I mean? One of those guys is going to get a little bit of a break against Love. They wouldn't get a break against Melo."
© 2017 iSports Times All rights reserved. Do not reproduce without permission.
Jimmy Garoppolo performed well for the New England Patriots in Week 1, but his time as a starter mig... more
The Denver Broncos may be getting a big shot in the arm if reports are true that wide receiver Demar... more
The Cleveland Browns find themselves in a very precarious position following the untimely injury to ... more
The return of Dodgers' pitcher Clayton Kershaw should put a scare on the Chicago Cubs' magical seaso... more
The Cleveland Cavaliers don't need much to improve for the coming season meaning Kevin Love trade ru... more
The likelihood of Miami Heat big man Chris Bosh of leaving the team is getting bigger, as possible t... more


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I finally got into Austin last night just in time to retrieve my badge before the registration desk closed. Funny how a seven-hour drive seems a lot shorter looking at the Mapquest directions than it does when you're actually driving it. I made it to my first film of the fest last night, 21, starring Jim Sturgess, Kevin Spacey and Lawrence Fishbourne. We'll have a review up of that one soonish, for now I'll just say that it was a largely uneven and not terribly original film, but I enjoyed the performances by Sturgess and Spacey.
The film is based on a true story of six MIT students who are trained by a professor to count cards, and who take Las Vegas casinos for millions before things go badly. Sturgess manages to hold onto an American accent for most of the film, and he's very cute and charming. Spacey turns in his usual reliable performance as the cynical hardass; it's the kind of role he could play in his sleep, but he does a decent job with it.
After the screening we stopped by the SXSW Opening Night Party at Buffalo Billiards. Yummy snacks, an open bar and dance music were keeping things hopping, but after the drive, I was in need of more sustenance, so Eric Snider and I headed with Oxford Film Fest's Melanie Addington over to Taco Cabana, a great little 24/7 taco spot. Whoever thought up the idea of a 24-hour taco place should get some kind of medal. It was surprisingly hopping for 2AM, so apparently lots of other folks dig the idea too.
categories Sxsw Film Festival, Cinematical


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It almost goes without saying that the best film in the Marvel Cinematic Universe thus far is James Gunn's Guardians of the Galaxy, so it makes sense they're getting the first adaptation in Marvel's new push for video games. The first episode of Telltale's Guardians of the Galaxy takes a lot of inspiration from the movie to the point where it feels like a knock-off. There's the 70's soundtrack, the same cast of primary and secondary characters with voice actors doing their best to emulate their live-action counterparts (Nolan North's Rocket Raccoon is phenomenal). The game opens with the team already being well-established, and the Nova Corps. asking them to help defeat Thanos. This start could legitimately follow the end of the movie if it wasn't for Groot being all grown up. The game's going for the same tone, but it always comes off feeling like an uninspired copy. The humor is lacking, and the action doesn't even live up to Telltale standards.
The game gets better in its second half, as it both starts pulling more from the comics and goes its own original route, but that all hinges on a pretty heavy spoiler. Telltale's knack for dialogue starts shining through later on as well, as the major drive of the game comes from navigating the relationships between five very different characters. Big decisions usually come down to supporting one teammate or another, potentially causing rifts in the team. This episode has you playing as Star-Lord, and while he's not a bland character, this goofy everyman feels like too easy a choice for the protagonist. As the makeshift leader, he's got to make the decisions and keep the peace, which isn't new Telltale territory. Oddly enough, he's a much more interesting character when you're not locked in conversation. One small section involved getting around using his rocket boots, which cleverly adds verticality to exploring. While in free-roam you can also call your teammates from your helmet, which is a nice touch for additional world-building. Telltale's never a fan of giving you too free of movement, but here it's, unfortunately, the best part of the game.
Technically speaking, this episode may be the jankiest Telltale release in recent memory. My playthrough was rife with constant stutters and even a full-blown crash during a low-key scene. Tangled Up in Blue has its moments, but overall plays things too safe. Tonally it's an uninspired riff of the movie, which makes anything interesting it does in terms of story fall flat. Since every episode will feature a different playable character, it's entirely possible future entries will take more risks.
Guardians of the Galaxy Episode 1: Tangled Up in Blue was developed and published on Xbox One by Telltale Games. It was released April 18, 2017, for $4.99. A copy was provided for review purposes.
To find reviews for the other episodes (as they become available), check out the Guardians of the Galaxy review hub.


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At Virtual Stacks Systems, our SEO plans are designed to give you expert search engine optimization support. Our SEO professionals are at the top of their game and have served clients large and small, nationwide. We know how to get results and will be committed to your success online.
Category: Expert Tech Support
Can't find a cloud option that best suits your needs? We'll build one for you! We offer a choice of custom hosting packages with an option for every budget. Customize your cloud solution to encompass your business along with any developing projects. From email and web hosting to e-commerce and custom hosting packages, we do it all.
Our customized web design & development services make launching a new business, service or product line as easy as 1-2-3. We adapt to your open platform needs and will provide you with an end product that reflects your unique business style and has the long-term functionality to grow with you and with your business.
At Virtual Stacks, code is our first language. We stay ahead of the game and are well-versed in the latest versions of HTML and CSS. Our app development services include: custom CMS and e-commerce sites, API integration and scalable solutions for some of today's most sought-after digital applications.
Virtual Stacks Systems combines 25 years of experience in system administration, data center management and web hosting technology. Our highly professional staff is proficient in various backgrounds of technology. We are the digital experts, specializing in helping professionals manage and promote their businesses online.
Some form of text that says "we have a blog, here it is, come read it".


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This is a refreshing new book that boldly tackles the HR challenges in countries spanning the African continent, examining the impact of contextual factors on the development of HR practices. Taking a regional approach to the subject, it featuring chapters on 11 different countries, including South Africa, Mauritius, Tanzania, Ethiopia, Tunisia and Libya, and has been written and edited by those with expert knowledge of the continent. It offers a fresh perspective on a growing subject area, showing how to develop techniques and practices that reflect the real needs of workers in Africa, and providing a balanced analysis of the area.
Valuable not only to students and researchers in international management, human resources, organization theory and cross-cultural management, this topical and much-needed study is also critical reading for managers of multinational companies and domestic managers in Africa.
Teaching is a wildly contentious profession in America, one attacked and admired in equal measure. In The Teacher Wars, a rich, lively, and unprecedented history of public school teaching, Dana Goldstein reveals that teachers have been similarly embattled for nearly two centuries. From the genteel founding of the common schools movement in the nineteenth century to the violent inner-city teacher strikes of the 1960s and '70s, from the dispatching of Northeastern women to frontier schoolhouses to the founding of Teach for America on the Princeton University campus in 1989, Goldstein shows that the same issues have continued to bedevil us: Who should teach? What should be taught? Who should be held accountable for how our children learn?
She uncovers the surprising roots of hot button issues, from teacher tenure to charter schools, and finds that recent popular ideas to improve schools—instituting merit pay, evaluating teachers by student test scores, ranking and firing veteran teachers, and recruiting "elite" graduates to teach—are all approaches that have been tried in the past without producing widespread change. And she also discovers an emerging effort that stands a real chance of transforming our schools for the better: drawing on the best practices of the three million public school teachers we already have in order to improve learning throughout our nation's classrooms.
The Teacher Wars upends the conversation about American education by bringing the lessons of history to bear on the dilemmas we confront today. By asking "How did we get here?" Dana Goldstein brilliantly illuminates the path forward.
Public education is never mentioned in the constitution. Why? Because our founders knew that it was an issue for state and local governments—not the federal one.
It's not a coincidence that the more the federal government has inserted itself into public education over the years, the worse our kids have fared. Washington dangles millions of dollars in front of states and then tells them what they have to do to get it. It's backdoor nationalization of education—and it's leading us to ruin.
In Conform, Glenn Beck presents a well-reasoned, fact-based analysis that proves it's not more money our schools need—it's a complete refocusing of their priorities and a total restructuring of their relationship with the federal government. In the process, he dismantles many of the common myths and talking points that are often heard by those who want to protect the status quo.
Critics of the current system are just "teacher bashers"…Teachers' unions put kids first...Homeschooled kids suffer both academically and socially…"local control" is an excuse to protect mediocrity…Common Core is "rigorous" and "state led"…Critics of Common Core are just conspiracy theorists…Elementary school teachers need tenure...We can't reform schools until we eradicate poverty…school choice takes money away from public schools…Charter schools perform poorly relative to public schools.
There is no issue more important to America's future than education. The fact that we've yielded control over it to powerful unions and ideologically driven elitists is inexcusable. We are failing ourselves, our children, and our country. Conform gives parents the facts they need to take back the debate and help usher in a new era of education built around the commonsense principles of choice, freedom, and accountability.
Analyzing both "traditional" and "progressive" education, Dr. Dewey here insists that neither the old nor the new education is adequate and that each is miseducative because neither of them applies the principles of a carefully developed philosophy of experience. Many pages of this volume illustrate Dr. Dewey's ideas for a philosophy of experience and its relation to education. He particularly urges that all teachers and educators looking for a new movement in education should think in terms of the deeped and larger issues of education rather than in terms of some divisive "ism" about education, even such an "ism" as "progressivism." His philosophy, here expressed in its most essential, most readable form, predicates an American educational system that respects all sources of experience, on that offers a true learning situation that is both historical and social, both orderly and dynamic.
Pimp sent shockwaves throughout the literary world when it published in 1969. Iceberg Slim's autobiographical novel offered readers a never-before-seen account of the sex trade, and an unforgettable look at the mores of Chicago's street life during the 1940s, 50s, and 60s. In the preface, Slim says it best, "In this book, I will take you, the reader, with me into the secret inner world of the pimp." An immersive experience unlike anything before it, Pimp would go on to sell millions of copies, with translations throughout the world. And it would have a profound impact upon generations of writers, entertainers, and filmmakers, making it the classic hustler's tale that never seems to go out of style.
In the era of colorblindness, it is no longer socially permissible to use race, explicitly, as a justification for discrimination, exclusion, and social contempt. Yet, as legal star Michelle Alexander reveals, today it is perfectly legal to discriminate against convicted criminals in nearly all the ways that it was once legal to discriminate against African Americans. Once you're labeled a felon, the old forms of discrimination—employment discrimination, housing discrimination, denial of the right to vote, denial of educational opportunity, denial of food stamps and other public benefits, and exclusion from jury service—are suddenly legal.
Featured on The Tavis Smiley Show, Bill Moyers Journal, Democracy Now, and C-Span's Washington Journal, The New Jim Crow has become an overnight phenomenon, sparking a much-needed conversation—including a recent mention by Cornel West on Real Time with Bill Maher&mdas;about ways in which our system of mass incarceration has come to resemble systems of racial control from a different era.
Sexy, dangerous, and intriguing—the next novel in the bestselling, much loved Thug series. Old fans will devour this new installment and new fans will discover Wahida Clark's work for the first time.
In the torrid world of sex, drugs, and crime, Wahida Clark presents the definitive Hip-Hop soap opera that fans have come to love.
Justify My Thug continues the scintillating drama of the bestselling Thug series. The first and second books of the series appeared on the Essence bestseller list and her latest, Thug Lovin', debuted on the New York Times extended bestseller list.
Following the action of Thug Lovin', the story rejoins the saga's favorite couple, Tasha and Trae, as they try to overcome their troubles and make their marriage work.
The Queen of Thug Love fiction, Wahida Clark has created one of Hip-Hop's iconic street lit series. Wahida Clark has already sold 500,000 books, including 350,000 from the Thugs series alone.
Surveying higher education from the colonial era through the mid-twentieth century, Rudolph explores a multitude of issues from the financing of institutions and the development of curriculum to the education of women and blacks, the rise of college athletics, and the complexities of student life. In his foreword to this new edition, John Thelin assesses the impact that Rudolph's work has had on higher education studies. The new edition also includes a bibliographic essay by Thelin covering significant works in the field that have appeared since the publication of the first edition.
At a time when our educational system as a whole is under intense scrutiny, Rudolph's seminal work offers an important historical perspective on the development of higher education in the United States.
The thoughts Woodson expressed in addresses and articles formed the basis for this work, described by The New York Times as a challenging book that "throws down the gauntlet to those who have had anything to do with Negro education, whether of white or black race."
The founder of the Association for the Study of Negro Life and History, Woodson was also the author of more than sixteen books and the founder and editor of the Journal of Negro History and the Negro History Bulletin. This landmark work remains essential reading for educators and everyone who seeks to understand the African-American experience.
The collection begins with Henry Highland Garnet's 1843 "An Address to the Slaves of the United States of America," followed by Jermain Wesley Loguen's "I Am a Fugitive Slave," the famous "Ain't I a Woman?" speech by Sojourner Truth, and Frederick Douglass's immortal "What, to the Slave, Is the Fourth of July?" Subsequent orators include John Sweat Rock, John M. Langston, James T. Rapier, Alexander Crummell, Booker T. Washington, Mary Church Terrell, Ida B. Wells-Barnett, Francis J. Grimké, Marcus Garvey, and Mary McLeod Bethune. Martin Luther King, Jr.,'s "I Have a Dream" speech appears here, along with Malcolm X's "The Ballot or The Bullet," Shirley Chisholm's "The Black Woman in Contemporary America," "The Constitution: A Living Document" by Thurgood Marshall, and Barack Obama's "Knox College Commencement Address."
Indeed Lorraine Hansberry's award-winning drama about the hopes and aspirations of a struggling, working-class family living on the South Side of Chicago connected profoundly with the psyche of black America--and changed American theater forever. The play's title comes from a line in Langston Hughes's poem "Harlem," which warns that a dream deferred might "dry up/like a raisin in the sun."
"The events of every passing year add resonance to A Raisin in the Sun," said The New York Times. "It is as if history is conspiring to make the play a classic." This Modern Library edition presents the fully restored, uncut version of Hansberry's landmark work with an introduction by Robert Nemiroff.
The chilling truth is that his story could have been mine. The tragedy is that my story could have been his.
Two kids named Wes Moore were born blocks apart within a year of each other. Both grew up fatherless in similar Baltimore neighborhoods and had difficult childhoods; both hung out on street corners with their crews; both ran into trouble with the police. How, then, did one grow up to be a Rhodes Scholar, decorated veteran, White House Fellow, and business leader, while the other ended up a convicted murderer serving a life sentence? Wes Moore, the author of this fascinating book, sets out to answer this profound question. In alternating narratives that take readers from heart-wrenching losses to moments of surprising redemption, The Other Wes Moore tells the story of a generation of boys trying to find their way in a hostile world.
A printer and newspaper editor in his youth, Garvey furthered his education in England and eventually traveled to the United States, where he impressed thousands with his speeches and millions more through his newspaper articles. His message of black pride resonated in all his efforts. This anthology contains some of his most noted writings, among them "The Negro's Greatest Enemy," "Declaration of the Rights of the Negro Peoples of the World," and "Africa for the Africans," as well as powerful speeches on unemployment, leadership, and emancipation.
Essential reading for students of African-American history, this volume will also serve as a useful reference for anyone interested in the history of the civil rights movement.
"Projecting the future for the community colleges of the early twenty-first century involves projecting the future for the nation in general: its demographics, economy, and public attitudes.... At heart is a discourse on how the institutions may adapt historical structures and practices to a changing world, and how those changes may ultimately affect students, the community, and society at large."
—from the Conclusion, "Toward the Future"
"Since 1982, The American Community College by Cohen and Brawer has been the authoritative book on community colleges. Anyone who wants to understand these complex and dynamic institutions—how they are evolving, the contributions they make, the challenges they face, the students they serve, and the faculty and leaders who deliver the services and the curricula—will find The American Community College both essential reading and an important reference book."
—George R. Boggs, former president and CEO, American Association of Community Colleges
"I have been a community college president for over forty-one years and a graduate professor for three decades. This book has been an inspiration to generations of students, faculty members, and administrators. It has become the classic of the field because it has great 'take-home' value to us all."
—Joseph N. Hankin, president, Westchester Community College
"Cohen and Brawer's classic work is the touchstone for a comprehensive overview of the American community college. This is a seminal book for graduate students as well as seasoned professionals for understanding this uniquely American institution."
—Charles R. Dassance, former president, Central Florida Community College
Published during a literary era marked by the ascendance of black writers such as Richard Wright, Ralph Ellison, James Baldwin, and Alex Haley, this thinly fictionalized account of Claude Brown's childhood as a hardened, streetwise criminal trying to survive the toughest streets of Harlem has been heralded as the definitive account of everyday life for the first generation of African Americans raised in the Northern ghettos of the 1940s and 1950s.
When the book was first published in 1965, it was praised for its realistic portrayal of Harlem—the children, young people, hardworking parents; the hustlers, drug dealers, prostitutes, and numbers runners; the police; the violence, sex, and humor.
The book continues to resonate generations later, not only because of its fierce and dignified anger, not only because the struggles of urban youth are as deeply felt today as they were in Brown's time, but also because of its inspiring message. Now with an introduction by Nathan McCall, here is the story about the one who "made it," the boy who kept landing on his feet and grew up to become a man.
Congrats, you've graduated! You have your whole life ahead of you. Do you feel overwhelmed? Unsure? Deluged with information, but no real plan? Jenny Blake's Life After College gives you practical, actionable advice, helping you to navigate every area of your life--from work, money, dating, health, family, and personal growth--to help you see the big picture. It will get you focusing on your goals, dreams, and highest aspirations so that you can create the life you really want. Now in a repackaged edition!
In this charged collection of fifteen essays and speeches, Lorde takes on sexism, racism, ageism, homophobia, and class, and propounds social difference as a vehicle for action and change. Her prose is incisive, unflinching, and lyrical, reflecting struggle but ultimately offering messages of hope. This commemorative edition includes a new foreword by Lorde-scholar and poet Cheryl Clarke, who celebrates the ways in which Lorde's philosophies resonate more than twenty years after they were first published.
These landmark writings are, in Lorde's own words, a call to "never close our eyes to the terror, to the chaos which is Black which is creative which is female which is dark which is rejected which is messy which is..."
"[Lorde's] works will be important to those truly interested in growing up sensitive, intelligent, and aware."
—New York Times
Publication of The Souls of Black Folk was a dramatic event that helped to polarize black leaders into two groups: the more conservative followers of Washington and the more radical supporters of aggressive protest. Its influence cannot be overstated. It is essential reading for everyone interested in African-American history and the struggle for civil rights in America.
The World According to Questlove
Mo' Meta Blues is a punch-drunk memoir in which Everyone's Favorite Questlove tells his own story while tackling some of the lates, the greats, the fakes, the philosophers, the heavyweights, and the true originals of the music world. He digs deep into the album cuts of his life and unearths some pivotal moments in black art, hip hop, and pop culture.
Ahmir "Questlove" Thompson is many things: virtuoso drummer, producer, arranger, Late Night with Jimmy Fallon bandleader, DJ, composer, and tireless Tweeter. He is one of our most ubiquitous cultural tastemakers, and in this, his first book, he reveals his own formative experiences--from growing up in 1970s West Philly as the son of a 1950s doo-wop singer, to finding his own way through the music world and ultimately co-founding and rising up with the Roots, a.k.a., the last hip hop band on Earth. Mo' Meta Blues also has some (many) random (or not) musings about the state of hip hop, the state of music criticism, the state of statements, as well as a plethora of run-ins with celebrities, idols, and fellow artists, from Stevie Wonder to KISS to D'Angelo to Jay-Z to Dave Chappelle to...you ever seen Prince roller-skate?!?
But Mo' Meta Blues isn't just a memoir. It's a dialogue about the nature of memory and the idea of a post-modern black man saddled with some post-modern blues. It's a book that questions what a book like Mo' Meta Blues really is. It's the side wind of a one-of-a-kind mind.
It's a rare gift that gives as well as takes.
It's a record that keeps going around and around.
The text is divided into four books which provide detailed spiritual instructions. The four books are, "Helpful Counsels of the Spiritual Life", "Directives for the Interior Life", "On Interior Consolation", "On the Blessed Sacrament".
The approach taken in the Imitation is characterized by its emphasis on the interior life and withdrawal from the world, as opposed to an active imitation of Christ by other friars. The book places a high level of emphasis on the devotion to the Eucharist as key element of spiritual life.
• The history of homeschooling in America
• How this movement has grown in credibility and enrollment exponentially
• The current state of homeschooling, including questions about who gets homeschooled, why, and what is the success—academically and in life—of students who are homeschooled
• The impact of homeschooling on the student and on American society
In 2010, more than two million students were homeschooled. In the most extensive survey and analysis of research on homeschooling, spanning the birth of the movement in the 1970s to today, Homeschooling in America shines a light on one of the most important yet least understood social movements of the last forty years and explores what it means for education today.
Conflicting streams of thought flow through American intellectual history: W. E. B. DuBois's humanistic principles of pedagogy for newly emancipated slaves developed in opposition to Booker T. Washington's educational utilitarianism, for example. Jane Addams's emphasis on the cultivation of empathy and John Dewey's calls for education as civic engagement were rejected as impractical by those who aimed to train students for particular economic tasks. Roth explores these arguments (and more), considers the state of higher education today, and concludes with a stirring plea for the kind of education that has, since the founding of the nation, cultivated individual freedom, promulgated civic virtue, and instilled hope for the future.
Jonathan Gathorne-Hardy's classic study of Britain's 'independent sector' of schools first appeared in 1977 and still stands as the most widely admired history of the subject, ranging across 1400 years in its spirited investigation. Provocative and comprehensive, witty and revealing, it traces the arc by which schools that were, circa 1900, typically 'frenziedly repressive about sex, odiously class-conscious and shut off into tight, conventional, usually brutal little total communities' gradually evolved into acknowledged centres of academic excellence, as keen on science as organised games, 'fairly relaxed about sex, and moderate in discipline' - but to which access still 'depends largely on class and entirely on money.'
Pahl focuses on a wide variety of active ideas and how-to-do-it brainstorms for teachers to get their students excited about history. At the same time, the book deeply analyzes some of the major issues that have confronted humankind from ancient times through the present and into the future. If this is what you want for your classroom then, Creative Ways to Teach the Mysteries of History, Volume I is for you and your students.
Many of America's revered colleges and universities-from Harvard, Yale, and Princeton to Rutgers, Williams College, and UNC-were soaked in the sweat, the tears, and sometimes the blood of people of color. The earliest academies proclaimed their mission to Christianize the savages of North America, and played a key role in white conquest. Later, the slave economy and higher education grew up together, each nurturing the other. Slavery funded colleges, built campuses, and paid the wages of professors. Enslaved Americans waited on faculty and students; academic leaders aggressively courted the support of slave owners and slave traders. Significantly, as Wilder shows, our leading universities, dependent on human bondage, became breeding grounds for the racist ideas that sustained them.
Ebony and Ivy is a powerful and propulsive study and the first of its kind, revealing a history of oppression behind the institutions usually considered the cradle of liberal politics.
From the Trade Paperback edition.
Before Barry Bonds, before Reggie Jackson, before Hank Aaron, baseball's stars had one undeniable trait in common: they were all white. In 1947, Jackie Robinson broke that barrier, striking a crucial blow for racial equality and changing the world of sports forever. I Never Had It Made is Robinson's own candid, hard-hitting account of what it took to become the first black man in history to play in the major leagues.
I Never Had It Made recalls Robinson's early years and influences: his time at UCLA, where he became the school's first four-letter athlete; his army stint during World War II, when he challenged Jim Crow laws and narrowly escaped court martial; his years of frustration, on and off the field, with the Negro Leagues; and finally that fateful day when Branch Rickey of the Brooklyn Dodgers proposed what became known as the "Noble Experiment"—Robinson would step up to bat to integrate and revolutionize baseball.
More than a baseball story, I Never Had It Made also reveals the highs and lows of Robinson's life after baseball. He recounts his political aspirations and civil rights activism; his friendships with Martin Luther King, Jr., Malcolm X, William Buckley, Jr., and Nelson Rockefeller; and his troubled relationship with his son, Jackie, Jr.
I Never Had It Made endures as an inspiring story of a man whose heroism extended well beyond the playing field.
Educational Leadership
We are fortunate to have these ideas expressed so clearly and in one place. It is a very useful book. . . .
Offers educators ways for reflecting critically on their own practices and the relationship between schools and society. The Educational Digest
That was the question that Geoffrey Canada found himself asking. What would it take to change the lives of poor children—not one by one, through heroic interventions and occasional miracles, but in big numbers, and in a way that could be replicated nationwide? The question led him to create the Harlem Children's Zone, a ninety-seven-block laboratory in central Harlem where he is testing new and sometimes controversial ideas about poverty in America. His conclusion: if you want poor kids to be able to compete with their middle-class peers, you need to change everything in their lives—their schools, their neighborhoods, even the child-rearing practices of their parents.
Whatever It Takes is a tour de force of reporting, an inspired portrait not only of Geoffrey Canada but of the parents and children in Harlem who are struggling to better their lives, often against great odds. Carefully researched and deeply affecting, this is a dispatch from inside the most daring and potentially transformative social experiment of our time. This e-book includes a sample chapter of HOW CHILDREN SUCCEED.
Over the last few decades, Americans have turned college admissions into a terrifying and occasionally devastating process, preceded by test prep, tutors, all sorts of stratagems, all kinds of rankings, and a conviction among too many young people that their futures will be determined and their worth established by which schools say yes and which say no.
That belief is wrong. It's cruel. In WHERE YOU GO IS NOT WHO YOU'LL BE, Frank Bruni explains why, giving students and their parents a new perspective on this brutal, deeply flawed competition and a path out of the anxiety that it provokes.
Bruni, a bestselling author and a columnist for the New York Times, shows that the Ivy League has no monopoly on corner offices, governors' mansions, or the most prestigious academic and scientific grants. Through statistics, surveys, and the stories of hugely successful people who didn't attend the most exclusive schools, he demonstrates that many kinds of colleges-large public universities, tiny hideaways in the hinterlands-serve as ideal springboards. And he illuminates how to make the most of them. What matters in the end are a student's efforts in and out of the classroom, not the gleam of his or her diploma.
Where you go isn't who you'll be. Americans need to hear that-and this indispensable manifesto says it with eloquence and respect for the real promise of higher education.
For Shor, empowering education is a student-centered, critical and democratic pedagogy for studying any subject matter and for self and social change. It takes shape as a dialogue in which teachers and students mutually investigate everyday themes, social issues, and academic knowledge. Through dialogue and problem-posing, students become active agents of their learning. This book shows how students can develop as critical thinkers, inspired learners, skilled workers, and involved citizens.
Shor carefully analyzes obstacles to and resources for empowering education, suggesting ways for teachers to transform traditional approaches into critical and democratic ones. He offers many examples and applications for the elementary grades through college and adult education.
In this groundbreaking book, Melissa V. Harris-Perry uses multiple methods of inquiry, including literary analysis, political theory, focus groups, surveys, and experimental research, to understand more deeply black women's political and emotional responses to pervasive negative race and gender images. Not a traditional political science work concerned with office-seeking, voting, or ideology, "Sister Citizen" instead explores how African American women understand themselves as citizens and what they expect from political organizing. Harris-Perry shows that the shared struggle to preserve an authentic self and secure recognition as a citizen links together black women in America, from the anonymous survivors of Hurricane Katrina to the current First Lady of the United States.
Praise for Buck
"A story of surviving and thriving with passion, compassion, wit, and style."—Maya Angelou
"In America, we have a tradition of black writers whose autobiographies and memoirs come to define an era. . . . Buck may be this generation's story."—NPR
"The voice of a new generation. . . . You will love nearly everything about Buck."—Essence
"A virtuoso performance . . . [an] extraordinary page-turner of a memoir . . . written in a breathless, driving hip-hop prose style that gives it a tough, contemporary edge."—The Philadelphia Inquirer
"Frequently brilliant and always engaging . . . It takes great skill to render the wide variety of characters, male and female, young and old, that populate a memoir like Buck. Asante [is] at his best when he sets out into the city of Philadelphia itself. In fact, that city is the true star of this book. Philly's skateboarders, its street-corner philosophers and its tattoo artists are all brought vividly to life here. . . . Asante's memoir will find an eager readership, especially among young people searching in books for the kind of understanding and meaning that eludes them in their real-life relationships. . . . A powerful and captivating book."—Hector Tobar, Los Angeles Times
"Remarkable . . . Asante's prose is a fluid blend of vernacular swagger and tender poeticism. . . . [He] soaks up James Baldwin, Zora Neale Hurston and Walt Whitman like thirsty ground in a heavy rain. Buck grew from that, and it's a bumper crop."—Salon
"Buck is so honest it floats—even while it's so down-to-earth that the reader feels like an ant peering up from the concrete. It's a powerful book. . . . Asante is a hip-hop raconteur, a storyteller in the Homeric tradition, an American, a rhymer, a big-thinker singing a song of himself. You'll want to listen."—The Buffalo News
From the Trade Paperback edition.
First published in 1845, Narrativeof the Life of Frederick Douglass is an eye-opening depiction of American slavery. Part autobiography, part human-rights treatise, it describes the everyday horrors inflicted on captive laborers, as well as the strength and courage needed to survive.
Born into slavery on a Maryland plantation in 1818, Frederick Douglass spent years secretly teaching himself to read and write—a crime for which he risked life and limb. After two failed escapes, Douglass finally, blessedly boarded a train in 1838 that would eventually lead him to New York City, and freedom.
Few books have done more to change America's notion of African Americans than this seminal work. Beyond its historical and social relevancy, it is admired today for its gripping stories, intensity of spirit, and heartfelt humanity.
This ebook has been professionally proofread to ensure accuracy and readability on all devices.
It all began as an attempt by Debbie Stier to help her high-school age son, Ethan, who would shortly be studying for the SAT. Aware that Ethan was a typical teenager (i.e., completely uninterested in any test) and that a mind-boggling menu of test-prep options existed, she decided – on his behalf -- to sample as many as she could to create the perfect SAT test-prep recipe.
Debbie's quest turned out to be an exercise in both hilarity and heartbreak as she took the SAT seven times in one year and in-between "went to school" on standardized testing. Here, she reveals why the SAT has become so important, the cottage industries it has spawned, what really works in preparing for the test and what is a waste of time.
Both a toolbox of fresh tips and an amusing snapshot of parental love and wisdom colliding with teenage apathy, The Perfect Score Project rivets. In the book Debbie does it all: wrestles with Kaplan and Princeton Review, enrolls in Kumon, navigates khanacademy.org, meets regularly with a premier grammar coach, takes a battery of intelligence tests, and even cadges free lessons from the world's most prestigious (and expensive) test prep company.
Along the way she answers the questions that plague every test-prep rookie, including: "When do I start?"..."Do the brand-name test prep services really deliver?"..."Which should I go with: a tutor, an SAT class, or self study?"..."Does test location really matter?" … "How do I find the right tutor?"… "How do SAT scores affect merit aid?"... and "What's the one thing I need to know?"
The Perfect Score Project's combination of charm, authority, and unexpected poignancy makes it one of the most compulsively readable guides to SAT test prep ever – and a book that will make you think hard about what really matters.
From the Hardcover edition.


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STRESS - one of most commonly used words in relation to ill health Did you know that more than 75% of all visits to doctor's surgeries are due to stress and various related disorders and ailments, … [Read more...]
STRESS – a self imposed modern day epidemic ?
Did you know? You don't have to be overweight to have fat around your middle A thick waist is a sign of a build-up of a dangerous type of fat around the internal organs. Fat around your … [Read more...]
Managing stress
My earlier post dealt with the effects that the mind and emotions can have on the physical body leading to symptoms of stress. This post considers the actions we can take to increase our ability to … [Read more...]
Stress – is it all in your head? How our mind causes our body to do strange things and vice versa
Your mind, emotions and physical body are very closely linked. The workings of the mind can have direct physical consequences as the exercise below demonstrates. Try this exercise -Close your … [Read more...]


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It took 40 years, but now the Davies family vineyards in Napa Valley are planted to the best grapes for the property. The result is a new Cabernet Sauvignon bottling from a top producer of sparkling wines.
Back in the 1960s, when Jack and Jamie Davies founded Schramsberg, they planted Chardonnay and Pinot Noir in the hills behind their winery. That decision was based more out of necessity than a belief that those grapes were best suited for the soils and climate on Diamond Mountain.
In those days, recalls Jamie Davies, hardly any Chardonnay or Pinot Noir was planted in California. And near their property, a tiny estate called Stony Hill Vineyard excelled with rich, luscious, age-worthy Chardonnays. So the Davies planted the two grapes they needed to make méthode champenoise sparkling wine.
With time, the Davies learned that cooler sites in California could provide better grapes for their sparking wine cuvées. In the 1990s, the family began a series of vineyard experiments that led to the creation of the J. Davies Cabernet Sauvignon. The debut vintage, 2001 (88 points, $65), is a rich, sleek, fleshy wine, with wonderful balance and layers of currant, blackberry and raspberry fruit. It is being released in June; 548 cases were made.
"We always knew the land was better suited for Cabernet, so it's nice [that the land is] being put to its best use," said Jamie Davies. The Cabernet bottling is named after her late husband, Jack, who died in 1998.
Once the family decided to uproot their Chardonnay and Pinot Noir, their experiments extended over 10 years and included plantings of Zinfandel, Petite Sirah, Syrah and Merlot. "We wanted to see which fruit would ripen and give us the most flavor," said Jamie's son, Hugh Davies, 38, who is overseeing the new label, along with his mother.
"At the end of the day, Cabernet proved the most successful grape," said Hugh Davies. That's not surprising, since Cabernet is the most popular variety in the Diamond Mountain appellation, south of Calistoga. Most of the Davies' 42 acres in vines are now planted to Cabernet, along with tiny amounts of Malbec. The vineyard has the capacity to produce 8,000 cases.
One big challenge was achieving the proper balance between fruit, acid and tannins in the wine. "We didn't want to have a tannic monster," said Hugh Davies, who has worked with winemaker Craig Roemer and consultant Alan Tenscher to develop the vineyard and wine style. The J. Davies Cabernet was aged in a mix of new and used French oak barrels.
Check our ratings of Schramberg wines.
Read more about Shramsberg:


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While getting Shellacked at America's Beauty Show, I ran into CND's Jan Arnold. I always love seeing her, for many reasons, one of which is because I love to see what she's wearing. She's always has a stylish and unique look. Yesterday, I was captivated by her nails. She was sporting these "googly eyes" nails -- a take on a Fashion Week nail style that CND did for The Blonds. Don't you love them?
Tomorrow, Jan Arnold and CND will launch nails onto The Runway @ ABS with Shellac and Fashion Fusion, an about 30-minute nail style show that starts at 11:30 a.m. It will feature spring/summer fashion trends and nail styles from the world's top fashion shows. Googly eyes are just the beginning. I can't wait to see what other fun nail styles will be getting their turn on the catwalk.
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text: OMAYMA LIMITED has been working since 7/25/2016. The current status of the business is Active OMAYMA LIMITED located on 5 ABBEY CLOSE, BOLTON, ENGLAND, BL3 3GY Aly Farah is known as a Secretary of the company. Doctor Hemida Omayma Dr is known as a Director of the company. Doctor Aly Sherif Dr is known as a Director of the company. "Other professional, scientific and technical activities n.e.c." is a known activity of the company.


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Join Sea Shepherd Jacksonville for a screening of "Eco-Pirate: The Story of Paul Watson" to beneifft the Sea Shepherd Conservation Society! Written/produced/directed by Trish Dolman, "Eco-Pirate" tells the tru and inspiring story of Sea Shepherd founder Captain Paul Watson. Read below for the film's synopsis:"Eco-Pirate: The Story of Paul Watson" is a feature-length documentary about a man on a mission to save the planet and its oceans. Part Captain Nemo, part Grizzly Man, the film will follow Watson in the act as he repeatedly flouts the law, so that he may apprehend what he sees as the more serious law-breakers - the illegal poachers of the world. From the genesis of Greenpeace to the sinking of a pirate ship off Portugal, from clashes with fisherman in the Galapagos to Watson's recent headline-grabbing battles with the Japanese whaling fleet in Antarctica, this documentary chronicles the extraordinary life of one of the most controversial figures in the environmental movement - of the world's original eco-pirate."
Sea Shepherd is a 501(c)(3) non-profit organization in the USA (Tax ID 93-0792021), and donations are fully tax-deductible. For any questions, please e-mail firstname.lastname@example.com a look at Sea Shepherd Conservation Society's 2015 990 on file with the IRS, click here.


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Banks poised to harvest new business with farm loans
American farmers had a good year overall in 2011, with strong farm income for the year and a rebound in farmland value. That growth in the agricultural industry also helped boost banks, particularly those rural farm banks that do the majority of the lending to the country's farmers, according to a new report by the American Bankers Association.
That's good news for Ohio and the Dayton region, which is rich in farmland and agriculture-related businesses. That's also good news for banks in the region and state, as the outlook for the farm sector is again favorable for 2012.
The banking industry continues to be the major source of agricultural credit, providing more than half of all outstanding farm loans, according to the American Bankers Association's annual Farm Bank Performance Report. And farming remains a vibrant part of the Dayton-area economy. In Darke County alone, agriculture remains the leading business, accounting for more than $350 million in annual revenue.
The nation's 2,185 farm banks increased farm and ranch lending $3.8 billion, or 5.6 percent, in 2011, for a total outstanding balance of $72.3 billion. The banking industry overall provided $130 billion in farm loans last year, up from $127 billion in 2010.
"The growth in farm loans shows banks continue to meet the credit needs of both large and small farms and remain the most important supplier of agricultural credit," said John Blanchfield, senior vice president and director of ABA's Center for Agricultural & Rural Banking.
In the Dayton region, Steve Wilson, chairman and CEO of Lebanon-based LCNB Corp. and chairman of the nominating committee for the ABA, said his bank has a handful of agricultural customers, most of whom are big producers.
Lending to farmers isn't that different than lending to a traditional small business, he said.
"Farms are a small business, so you look it as you would with any small business lending. In the big picture, it's just small business lending," Wilson said.
However, Wilson said government subsidized programs put in place in the past drove a lot of farm lending away from traditional banks.
But traditional farm banks, particularly those in rural areas, are benefiting from the surge in farm incomes recently.
More than 95 percent of farm banks were profitable in 2011, with 65 percent reporting an increase in earnings, according to the ABA. Ninety nine percent of farm banks were well-capitalized in 2011, the highest capital rating given by bank regulators.
Non-farm banks also are benefiting, including many of the top banks with the largest presence in the Dayton region.
Wells Fargo & Co. is the single largest bank lender to the farming industry, with more than $9.4 billion in loans last year, according to the ABA report. Bank of America is fourth with $2.4 billion in lending and U.S. Bancorp is the fifth-largest lender to farms in the United States with $1.5 billion last year.
Other banks with big shares of the Dayton banking market among the top 100 farm lenders include JPMorgan Chase & Co. at No. 10, KeyCorp at No. 14, Fifth Third Bancorp at No. 39 in the nation with nearly $300 million in farm loans last year, PNC Financial Services Group at No. 47 and Metlife Inc. at No. 87.
As for Ohio-based banks, consolidated by holding company, the ABA report that three of the top 15 farm lending banks are incorporated in Ohio, and four of the top 40 nationwide are incorporated in Ohio.
It comes as no surprise to many people that Ohio banks would have a big presence in lending to farmers.
Ohio State Sen. Bill Beagle said recently that with an annual contribution of more than $100 billion to Ohio's economy, agriculture-related industries have proven to be critical cornerstones of Ohio's most recent successes.
"Largely composed of family-owned farms and small businesses, agribusiness has long been a vital asset to the state of Ohio," according to Beagle, who represents Ohio's 5th Senate District, which includes Miami County and portions of Montgomery and Darke Counties in the Dayton region. "As our economic comeback continues, it is more important than ever before that we provide job creators with the necessary tools to ensure that they thrive in the years to come."
The ABA breaks down the growth among farm banks by region for last year:
The Northeast region (264 banks) increased farm loans 6.5 percent and employment by 2.0 percent.
The South region (585 banks) reported improved profitability and employed over 22,000 men and women.
The Cornbelt region, which includes Ohio, (641 banks) increased farm loans by 6.6 percent and employment by 2.9 percent.
The Plains region (491 banks) increased return on equity by 50 basis points and employed over 20,000 men and women.
The West region (196 banks) noted a 2.2 percent increase in jobs along with improved capital and profitability.


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A sexy white nurse's negligee made from delicate, transparent tulle with red borders, fine lacy frills, as well as satin bands that fasten at the back in a seductive nurse design.
The front is decorated with a red bow and first aid cross sign. Also includes a mischievous nurse's hat.
Additional Information
|Tag Line
|Baci White Nurse's Negligee
Quick Overview
Brand: Baci Lingerie
Colour: White and red
Material: Polyester 96% Spandex 4%
Size options: One size (UK 6-12)
Washing instructions: Hand wash only
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In Val d' Orcia, at 26 km from Montalcino, between Montegiovi and Montenero d' Orcia, we propose a very luminous farm house, completely and finely restructured respecting the typical Tuscan style, with a swimming pool and 5 hectares of land: 3 hectares of olive trees. All is situated in a very quiet and panoramic location. The farm house is about 350 square meters and it's divided in three apartments, one on the ground floor and the other two on the first floor. It is possibly to obtain two apartments, one per floor or simply a whole housing unit. On the ground floor there is a spacious living room of about 100 square meters with big and wide doors that lead to a porch, ideal for outdoor dinners, and to the garden, and there are also a bathroom and two bedrooms. On the first floor there are two apartments each of which composed by dining room with a little kitchen area, two bedrooms, a bathroom and a big panoramic terrace. Interesting details inside the house: heating under the floor which can be activated by remote control and by three wood stoves. The ceiling made with cotto tiles with chestnut wooden beams, pavements made with handmade cotto tiles and big window fixtures made with fur, wi-fi installation, new generation burglar alarm system and LED lighting, energy class B. Interesting details outside the house: big porch, ideal for outdoor dinners, a panoramic salted water swimming pool 5 x 10 coated with mosaics, a garden with finely cut lawn, a hidden automatic sprinkler system, Led lightning, automatic gate, video intercom and photovoltaic system. The land around the house is about 5 hectares of which 3 hectares of organic olive trees, 350 plants of Olivastra Seggianese, a very good type of olive, and 2 hectares of forest with centuries-old oak trees and a little stream. The property can be rented out to international customers or kept as private residence. • very scenic location • fully reconstructed with modern technologies but in traditional style • very bright house (very rare to find) • all energy savings criterias, it is infact classified as B energy performance •,350 m² and it's divided in three apartments • very easy to divide the house into two apartments or whole house • the very bright ground floor living room of about 100 m² • photovoltaic system for a huge money saving • Panoramic pool 5X10 with view over the Val d' Orcia • 5 hectares of land: 3 hectares of olive trees. It is sold furnished Distances: 5 km from Seggiano, 8 km from Castelnuovo dell'Abate, 28 km from Bagno Vignoni thermal baths, 50 km from Grosseto, 65 km from the sea, 70 km forom Siena. Airports: 130 km from Perugia airport, 143 km from Florence airport, 220 km from Fiumicino airport.
Contact a manager at Tranio.com, and we will find you a suitable Villa or property from among our
Villa – Castel del Piano, Grosseto (city), Province of Grosseto, Tuscany, Italy
980,000 €
6 bedrooms 3 bathrooms
- Balcony or terrace
- Internet
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text:
To All My Lost Lovers
Here I am again-
Writing letters
Reeking of nostalgia and desperation
About times you'd rather forget.
Don't get me wrong-
I don't want you back.
You neither are or ever were "the one for me."
But it's only human to remember.
Well let me tell you:
It is not OUR memory
Of sweaty hands
Late night cavorts
Adolescent considerations
That I recall,
But mine alone.


text:
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Recently we had friends who came to our house and stayed with us. While we were talking about the mission work in Malawi that we are going to be doing, they looked puzzled. It was a similar puzzling look as the one my little brother gave me when we told him we were going. The look said, "but why do we need to support this work, shouldn't they be paying you to go?" We inquired this time about the look and indeed it was the look and reasoning we suspected. Our friends who were with us knew of plenty of missionaries whom they had known in their life who were all paid for their work on the mission out of their church budgets/denominational budgets. So, they couldn't figure out where we fit into that equation.
If I said 38 million, would you automatically think dollars? or would you think lives? Well, we in our denomination spend 38 million dollars funding the mission...what is the mission? The mission is the goal to Make Christlike Disciples in the Nations...what Nations...well as Nazarene people we are working in countries around the globe in over 200 areas. Those areas touch the lives by the millions in observance of the Ultimate Mission...which is to go into all the world preaching and teaching...
Where do we fit in? Well, that budget supports missionaries who are full-time global missionaries, the staff at our headquarters, retirement and pension of missionaries who came off the field, insurance, health insurance, furlow (home assignments), radio broadcasting, JESUS project, and many many more things...what it doesn't always support is new or sustained work. That is us: We are the new work. We are going with the church of the Nazarene to teach a new cohort of students who want to spread the gospel into their local villages and people groups. However, it is a new work! We are going to teach the classes that we teach for the first time EVER in this people group in this city/state/country! We pray it is a GO! However, the mission has been hit by the recession just like all things. Four years ago the budget was 48 million...but donations, expectations, and reality has hit the mission. Is the mission any less strong? NOPE!
It just means we go into our people groups and ask for donations. We ask that you fund a new work! In direct support of furthering education of the people across the world...hold on you say, you are going to Malawi, how is that across the world? Well, by giving, you support the hopes that Malawi will send out missionaries from the group to their own places, in turn raising up the next generation of missionaries...remember...missionaries are not limited to American Citizenship! They are all over the world..if each one can reach one...there is an unlimited amount of this....:-)
I hope this helps everyone who reads this blog to understand a little bit better why we are asking for your financial support as well as prayer support.
We are very excited we have reached the 20% mark and can only imagine that the next two months before we leave will fly by. I surely hope the months to come meet the needs so we can fulfill this promise...the promise of education and hope for the people group in Lilongwe, Malawi.
A huge thanks to those of you who are already praying for our mission!! ! ! ! !
We are substantially blessed by you, we already feel the pieces coming into place and it is HOT! EXCITING!!! YIPPEE!!!
God bless,
Anthony and Jesika (author borrowed the husbands account to complete this blog)
Thursday, June 21, 2012
2 comments:
Great post! Thank you for being willing to go and serve. Your sacrifice will be minimal to the great blessing you will receive in Malawi. Please know you will be prayed for from South Africa!ReplyDelete
David CooperReplies
Thanks David! We are so excited to go and excited to serve...we have already been blessed so much along the way we look for God to continue to grow our worldview through this semester abroad!Delete
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text:
Scientific Contributions
Effectiveness of Aldosterone Blockade in Patients With Diabetic Nephropathy
Atsuhisa Sato, Koichi Hayashi, Mitsuhide Naruse, Takao Saruta
Hypertension. 2002;Originally published November 18, 2002
Atsuhisa Sato
Koichi Hayashi
Mitsuhide Naruse
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- Effectiveness of Aldosterone Blockade in Patients With Diabetic NephropathyAtsuhisa Sato, Koichi Hayashi, Mitsuhide Naruse and Takao SarutaHypertension. 2002;, originally published November 18, 2002https://doi.org/10.1161/01.HYP.0000044937.95080.E9
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text:
Check permutation
Determine if a string has all unique characters. With or without additional data structures.
My immediate answer:
That's implemented as "map" class which we are really using for fast 'key'/'value' extraction.
We need a good hash function which evenly and randomly maps 'key' to an index. And handling of collision is required in case that two separate keys are mapped to a single index. It can be done by such as separate chain (may be implemented as linked list) and open addressing (linear probing, quadratic probing). Open addressing can cause clustering. (An index is visited repeatedly) Double hashing can avoid this issue. But a good (fast, even distribution) hash function is always needed.
Code below is a real implementation in android java, copied from Android/Sdk/sources/android-23/java/util/Collections.java.
private static int secondaryHash(int h) { // Spread bits to regularize both segment and index locations, // using variant of single-word Wang/Jenkins hash. h += (h << 15) ^ 0xffffcd7d; h ^= (h >>> 10); h += (h << 3); h ^= (h >>> 6); h += (h << 2) + (h << 14); return h ^ (h >>> 16); }
And collision is handled by a linked list of HashMapEntry.


text:
Automotive, Motor Trade Job: Automotive Technician Required in Chiswick.
Salary: Up to £25,000 Basic, OTE £30,000 Per Annum
Term: Full Time, Permanent
Motor Trade Jobs / Automotive Vacancies: Automotive Technician Required for Main Car Dealership - Chiswick
Experienced Technician Required in West London!!
Our Client, a Volume brand Main Dealer in Chiswick, are looking for an experienced Technician to add to their team of highly skilled professionals.
Located in Chiswick, the ideal candidate will live within the local area, or within a sensible commute.
Some of your key responsibilities will include:
* Carry out diagnostics, inspections, repairs and services to vehicles following procedures and ensuring the highest possible standards are maintained.
* Completing road tests and signing off all the necessary warranty repairs.
* Interpret instructions from the job card/repair order, complying with repair instructions and stipulated settings and tolerances from manufacturers' manuals, bulletins, check sheets, etc.
* Accurately report and record work done and tests carried out and to immediately report any further works required or vehicle faults.
* Instruct the parts department of the parts that are necessary for the repair
* Liaise with customers on technical/product matters
* Keep up-to-date with the most recent changes in technology, techniques and in the commercial developments
You will require the following skills:
* Ability to achieve high productivity and efficiency
* A high level of accuracy with excellent attention to detail
* Team player with a positive and can do attitude
* Self-motivated and customer focused
NVQ Level 3 Qualifications required for this role, along with 2 years' experience (main dealer or independent environment).
Our Client is offering a basic salary depending on experience, plus a strong bonus scheme and additional perks and benefits. Progression and training available within the group!
If this role interests you and you would like to know more about it or other Dealership jobs in West London, please contact Ben Loft at Perfect Placement.
To apply please send your CV to Ben Loft quoting J70972, Technician, Chiswick.
Please remember to add your home phone number, mobile number, email address and full address to your CV. If this information is missing it slows down our process and may result in us not being able to contact you.
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text:
Fed's Hoenig supports Volcker rule limits on banks
U.S. financial reform should include some form of the Volcker rule, which would limit large financial firms' ability to engage in speculative trading, Thomas Hoenig, president of the Kansas City Federal Reserve Bank said on Wednesday.
Hoenig, among a small minority of Fed officials to openly call for banks deemed too big to fail to be broken up, argued the country's mammoth investment conglomerates had not served the broader economy well.
Adopting a version of the proposed Volcker rule would be healthy for long-term stability, Hoenig told a conference sponsored by the U.S. Chamber of Commerce. We have seen the formation of a powerful group of financial firms.
Hoenig said some of the push toward deregulation during the 1990s had been detrimental to financial stability, and needed to be reversed.
In particular, he said big financial holding companies should not be allowed to trade for their own accounts, so-called proprietary trading. He said they should be forbidden from investing in or sponsoring their own hedge funds.
He also stressed the need for greater transparency in derivatives markets, which many blame for bringing the global financial system to the brink of collapse in late 2008.
Hoenig supported efforts to give regulators the authority to wind down big financial companies in an orderly fashion, but said current proposals left too much at the discretion of the political process. There is considerable room for exception in the hands of the Treasury, he said. This needs more attention.
He added that the implicit guarantee by government of the dominant banking interests gave them an unfair advantage in the market, including cheaper borrowing costs and higher credit ratings.
Hoenig also used the forum to make the Fed's case that, despite some failure in regulation in the run-up to the crisis, the central bank should retain its supervisory powers over both large and small financial institutions.
Some of the proposals from Washington aim to narrow the Fed's role to focus more exclusively on the bigger banks.
Such a measure would reconfigure the central bank of the United States into the central bank of Wall Street. I think that would be extremely harmful, Hoenig said.
The official said he would also like the Fed to play a big role in consumer protection. Analysts blame regulators, including the Fed, for poor oversight of credit card and mortgage sectors that aggravated the financial crisis.
(For more stories on Fed policy go to
(Editing by Andrew Hay)


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Is this true, is the Senate Parliamentarian the real culprit who is stalling the Obamacare repeal?
Zero evidence of collusion between Trump and Russia. Gee, who knew?
The Pipe Dream of Renewables. Windmills and solar panels have and end date and use many resources in the first place.
US-AttorneyGate: Bharara, the press, and the president Here is John Hindraker's take on it.
Many of you who read this know much more about the oil market than I do. I think all will be interested in this essay by Richard Fernandez on the Saudis and the oil market.
Fake or just plain twisted news? President Trump and the golf course meme.
Another federal judge has scalded the unprofessional conduct of Justice Department lawyers inside the Civil Rights Division. These should have all been fired on Jan. 20th. Reason isn't pleased with the one that just got fired, either. Preet Bharara was the one who put d'Sousa behind bars, too. Good Riddance!
This little girl is wonderful, she is really into politics and knows where she wants to go in life. I wish I could be around in 50 years so I could vote her for president.


text:
Tonight, tonight, tonight… ooooooh
I begin this mini blog with the words of of Mr. Collins. I have no idea how that song popped into my head, but it reminds me of a friend in high school (many moons ago) who loved the fact that Phil could rock on the drums. I suppose tonight's entry will be several tangents and musings, and that is alright, I suppose. My dog is madly inhaling his 2nd dinner (I think he calls it his before bedtime snack or something). Boy is he hungry.
Yesterday I presented a unit plan I created about the Japanese Internment Camp Experience at a Social Studies Conference here in Arizona. (Check out my Edu website: www.tcstoolbox.com). I believe it went well. Two professor friends of mine, and another teacher helped to facilitate the whole event. It's all about interacting with students these days (keeping it student-centered, of course), so I made it lively while we analyzed historical docs, etc. Photo analysis is a way cool skill for kids to learn and get interested in the past. Am I a history nerd? Only a little. Presently, I am a student teacher about to receive my undgrad degree from ASU in Secondary Ed/History. This was quite an honor to present yesterday. But I think I'm done spending all day at conferences for a long time. I attended an amazing class about a geography unit for secondary ed kids on China's one child policy. It was a rigorous, meaningful, and balanced approach to the whole subject.
My husband just showed me a commercial on TV… Lexus has a self-parallel parking car. Yikes. I guess it's for all of those people who did not grow up in California parallel parking since they were 5! (ha ha) It was a little creepy seeing a car move on its own. Pretty soon we'll just have to call our cars like we call our dogs & they'll come running?!
Manana? Church! My husband and I help with the Refuge (refugespace.com), a Christian ministry for youth. We've been helping two of our best friends with this ministry for over 6 years now and we love it. We have Sunday morning and Tuesday night services and we also have various activities and Bible studies throughout the week. Each summer my husband and I volunteer our time to run a summer-long discipleship program with the teenagers. It's been amazing. Check out the kid's podcasts and blogs from this summer at refugesummermc.com.
Time to log off! God bless & until next time.


text:
A new month, a new chance to think about what I want to accomplish. I'm pretty happy with my fitness goals and will be running them back with a few small modifications:
- 8,000 steps per day
- Average a 1,000 calorie per day deficit and maintain a calorie deficit every day
- Work out three times a week (currently 3x sets of squats, push-ups, and rows)
- Track weight and calorie intake every day
- Track other body measurements (waist, chest, etc) weekly and take semi-monthly progress pictures
I'm upping the difficulty on my step goal slightly, and I think this may actually be challenging to complete. I have plenty of 10K+ days, but I also have had a fair number of days where I'm getting my last 1K steps in right under the wire. I'm really happy with my gym routine and diet, and while I'm continuing to make small adjustments to specifics, the overall goals are still very good.
I'm not quite as sanguine about my lifestyle goals as I was at the beginning of March – there were enough hiccups that I'm no longer super confident in how I've organized my tasks and scheduling – but I still feel like I'm where I want to be and just need to keep on with maintenance mode.
- Call my parents every weekend
- Improve the cleanliness/clutter level of my apartment every week
- Once a week have an explicit cleaning task
- Continue to organize my life along a task oriented methodology
- Don't have shut-in, depressive days
I'm switching the focus on my activity goals to be much more poker centric as that's where my interests and time has shifted in the last month. As such I'm eliminating some Magic goals and tweaking some things.
- Get 120 hours of poker in
- Set aside specific times to study poker each week
- Accumulate 30+ drawing tickets during the first week of the month
- Write at least one blog post a week here
- Do thorough preparation work for SCG Seattle tournaments I am doing commentary at
- Write a specification for my MtGO Agent project and do initial research


text:
Trade Distribution
Laucke Flour Mills welcome enquires from Bakers, Food Manufacturers and Food Service to purchase from our Trade range of Specialty Flours and Specialty Mixes.
Laucke manage a distribution network that covers all regions in Australia. If you are interested in purchasing from Laucke, please either Contact Us or alternatively you can directly contact one of our experienced Technical and Sales Representatives:
• Matthew Platt 0419 861 894 Melbourne, Tasmania, Metropolitan New South Wales, Queensland
• Jason Harling 0408 365 544 Central and Northern Victoria, Regional New South Wales
• Grant Smith 0438 365 520 Eastern Victoria
• Peter Eglinton 0408 626 926 South Australia, Western Australia and Northern Territory
Minimum order quantities do typically apply. If we cannot deliver directly to you, Laucke Trade and Home Baking products are also available through Food Service Distributors. Contact Us for information about your most convenient Food Service Distributor.
New Zealand
Laucke Trade and Home Baking products are distributed and supported throughout New Zealand by Sun Valley Foods/Icelandic Holdings.
Sun Valley Foods/Icelandic Holdings
Email: email@example.com or firstname.lastname@example.com
Web: www.sunvalleyfoods.co.nz
Phone: +64 (0) 9 271 7503
Laucke have an experienced International Trade team ready to meet your export requirements. Please Contact Us or email our Export Team Directly: firstname.lastname@example.com


text:
The raging debate regarding the policies now being pursued by some countries in diverting food materials for biofuel production doe not seem to be abating with no consensus emerging amongst the stake holders interested in maintaining equity and justice in this planet. While rich and prosperous countries with access to more than abundant foods at their door steps are more concerned about sustainable fuel sources, those under- privileged nations are facing the daunting task of keeping the stomach of their population at least half full to prevent catastrophic and permanent damage to their health. Ethics, morality, humane considerations and universal fellowship demand sharing of the pleasure as well as the sufferings amongst people on this earth and flow of economic aid, delivered as well as promised, must ensure freedom from hunger for every denizen where ever they are. Now comes scientific logic based on impeccable research studies to confirm that growing crops for food is much more efficient than for fuel.
"Using productive farmland to grow crops for food instead of fuel is more energy efficient, Michigan State University scientists concluded, after analyzing 17 years' worth of data to help settle the food versus fuel debate."It's 36 percent more efficient to grow grain for food than for fuel," said Ilya Gelfand, an MSU postdoctoral researcher and lead author of the study. "The ideal is to grow corn for food, then leave half the leftover stalks and leaves on the field for soil conservation and produce cellulosic ethanol with the other half."
The conclusion of the above study is fair and equitable to all and every nation must subscribe to the new strategy enunciated by the scientists who had the courage and conviction to rebuff the stand by some of the developed countries in the fore front advocating use of food crops for fuel to maintain the high quality of life to which their population is used to during the last few decades. Millions of tons of agricultural wastes generated in the farming operation are potential source of alcohol which needs viable technologies to convert cellulosic substance into yeast fermentable sugars. In stead of wasting valuable food by diversion to fuel making, rich nations must provide the where withal to the poor countries to process the farm wastes into valuable fuel.


text:
We are more or less officially settled in.
We have a phone line, the Internet, a wireless connection (yay!), and clothes lines hung both outside and in the basement so I can do laundry on yucky days.
We are still coping without a stove. I'm getting to know my crockpot on a very profound level. I have discovered I cannot boil noodles in it and I also learned a tuna casserole without mayo should not cook in the slowcooker for seven hours.
Also, don't put pieces of porkchops in a soup with beef broth, and lasagna in a crockpot comes out beautifully.
I need to find a hook I can screw into the ceiling above my desk to hang a light, and we are still without a dryer, but the clothes lines work perfectly. Access bookcases can be used for movie storage. I never thought I would have access bookcases.
The Waterman library, at which my wonderful mother-in-law works, lends movies for free. Yay!
We have entertained friends and family and look forward to being able to host more.
We need to paint quite a bit and clean some more, but the house is definitely looking more like a house.


text:
Administrative Offices
11550 Old Georgetown Road 1907
North Bethesda, Maryland USA
Tel: 301.770.3043
For general information use this form:
Administrative Offices
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Question about 1994 Mercedes-Benz C-Class
Posted by pedersenhans on
Easy with the shop. First of all try to change the pollen filter and then see if the moisture is still coming up on the windows.
Your de fogger uses the A/C system to work properly. You will need to find someone to repair the ac system. check your local autoparts store to find a reliable mechanic if you don't have one.
Posted on Jan 10, 2009
SOURCE: I have freestanding Series 8 dishwasher. Lately during the filling cycle water hammer is occurring. How can this be resolved
A 6ya expert can help you resolve that issue over the phone in a minute or two.
Best thing about this new service is that you are never placed on hold and get to talk to real repairmen in the US.
The service is completely free and covers almost anything you can think of (from cars to computers, handyman, and even drones).
click here to download the app (for users in the US for now) and get all the help you need.
Good luck!
Posted on Jan 02, 2017
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