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Deutsche Bank to issue 687.5mln new shares at €11.65 each. The subscription period will run from Mar21-Apr6. http://reut.rs/2naAyeA
#UPDATE Erdogan accuses Merkel of using 'Nazi measures' https://yhoo.it/2nFZmsG
Germany Slams Trump's Claim That It Owes "Vast Sums" To NATO And The U.S. http://www.zerohedge.com/news/2017-03-19/germany-slams-trumps-claim-it-owes-vast-sums-nato-and-us …
And, by endorsing #Macron, Gabriel signals the SPD no longer supports France's Socialist Party. Major policy change.
"My intention to pursue policies that make the lives of hard-working people a little better is apparently finding a lot of support."
Turkey fumes over Kurdish rally in Frankfurt http://dlvr.it/NgBNpd
Germany trades barbs w/Trump on defense after Merkel meeting. "There's no debit account in NATO," German DefMin says https://www.bloomberg.com/politics/articles/2017-03-19/germany-trades-barbs-with-trump-on-defense-after-merkel-meeting …
No, Germany doesn't owe America 'vast sums' of money for #NATO. Security experts attacked the flaws in Trump's logic http://wapo.st/2mflyN0?tid=ss_tw …
'My son was no terrorist': Airport attacker's father http://dlvr.it/NgBvGH
Orly attacker doesn't fit the profile of a jihadist , but rather a low level , petty criminal without religious inclinations.
France, Odoxa poll:: Macron (EM-*): 27% Le Pen (FN-ENF): 26% Fillon (LR-EPP): 19% Hamon (PS-S&D): 13% ↓... http://fb.me/1dt95otVh
Outgoing #SPD Chairman @sigmargabriel imagines a progressive victory in France, as well:
Meet the candidates vying to become the next French president http://dlvr.it/Ng7qP2
France's presidential candidates: The view from abroad http://dlvr.it/Ng7qNw
Thousands of asylum claims pending despite influx drop http://dlvr.it/Nfv7hr
Rally held in Athens to mark UN Anti-Racism Day http://dlvr.it/Nfv7bl
ND denies it opposed citizenship for descendants of Greek Jews http://dlvr.it/NftbX3
Interesting read.....
Labour prepping for early General Election....
Ruth Davidson On Andrew Marr....."SNP Is Not Scotland"...
Brexit Plan B......
Westminster voting: SNP still dominant on 47%. Tories distant 2nd on 28%. Labour much more distant 3rd on 14%. LDs/Ukip irrrelevant on 4%/3%
Not a good start for FM. All new EU members are treaty bound to adopt the Euro as their currency, try reading the #CopenhagenCriteria
On the Sunday Politics, Nick Clegg, Labour's Elections & Campaigns Coordinator Andrew Gwynne and NHS Providers chief exec Chris Hopson (1/2)
US Politics....
JUST IN: House intel chair: "No evidence of collusion" between Trump campaign and Russia http://hill.cm/Ppejn3D
Health secretary shoots down clean repeal of ObamaCare: That would put "vulnerable people at risk" http://hill.cm/Zonjznx
Chinese president offers praise for Tillerson http://hill.cm/pTPHLtg
After big Tuesday, Rachel Maddow takes ratings hit Wednesday
GOP lawmaker: Intelligence community leaks "have to stop" http://hill.cm/QipIl1R
Canadian border authorities detaining record number of Mexicans
Senate Intel Committee asks top Trump adviser to preserve Russia-related records ahead of investigation http://hill.cm/cuAjcIT
Top Trump adviser "on the rise" in Trump's inner circle: report http://hill.cm/h6henUk
Philadelphia's largest Cinco de Mayo celebration canceled over deportation fears http://hill.cm/KgDWphi
Odds & Ends.....
Good overview of today , connects events of past 2 days. Questions abound and strange silence from some quarters.
Source from Unity Govt Defense Ministry denies rumors that Col. Mahdi al-Barghathi has been kidnapped. #Libya http://alwasat.ly/ar/news/libya/136217/ …
#Misrata City Council says was elected democratically, will continue work despite attempt to impose change by force http://alwasat.ly/ar/news/libya/136244/ …
Khalifa Ghwell attacks Pres. Council, reveals meeting between himself, Abdullah al-Thinni and Ageilah Saleh. #Libya http://alwasat.ly/ar/news/libya/136187/ …
Looks like LNA will handover oil terminals again to NOC.
#Libya NOC hopes to raise crude #oil production to 800,000 bpd end April from 611,000 now #OPEC #IslamicState #OOTT http://reut.rs/2mF9uQs
PC only spoke out , it would appear , after gunmen forced the issue today.
News of the day to consider !
When you dont get a report you want..you go and get one with guns
ميليشيات ليبية تقتحم مقر المجلس الرئاسي لحكومة الوفاق وتجبر رئيسه فايز السراج على إصدار بيان يهاجم فيه الجيش الوطني وقياداته
Translated from Arabic by Bing
A Libyan militia invade the headquarters of the Presidential Council of the Government of reconciliation and force head Fayez AOS on a statement attacking the national army and their leaders
Former US Envoy to Libya Jonathan Winer asks what is the expectation as to what diplomats can do regarding Libya ?
Just pass by the Abusitta naval base...no signs of any attack. Normal movements on the street #Tripoli
Disturbance at Abustitta Naval Base and Libyana HQ vacated - something afoot perhaps Sunday ?
Unconfirmed report of shootings in naval base...Seraj and Koblers office
There are unconfirmed reports regarding a shooting and protest in front of Abu Sitta naval base (HQ GNA PC) in Tripoli. No other information
Update: Fayaz Sirraj regarded insults and hate slogans against Misrata by Dignity Operation protesters as freedom of speech
Update: Fayaz Sirraj statement about Friday protest sparked outrage in Misrata and Tripoli
LNA soldiers accused of "heinous" war crimes after Ganfouda victory -
The 3,000 rescued - just for Sunday !
In the meantime off the Libyan coasts... more than 900 refugees rescued by #Aquarius @SOSMedFrance in only night!
Joint Communique of the Quartet meeting on Libya - ReliefWeb
UN's thoughts regarding Libya....
Martin Kobler to be replaced as UN Envoy to Libya by Richard Wilcox.
Misratans said they were suspending all contacts with PC until there had been an apology for inflammatory statements from Tripoli crowds.
#BREAKING: Syrian opposition fighters enter a district within Damascus in what appears to be a surprise advance north east of the capital.
For nearly 4 million refugees in #Turkey who fled the war zones in neighboring #Syria, the future remains uncertain https://goo.gl/DEinII
NEW MAP: Battle of #DeirHafer. #SAA #ISIS #Aleppo #Syria HD map: http://imgur.com/a/sund5
1st batch have left al-Waer neighbourhood consisting of 300 militants and 1,065 civilians & they are now going towards NE Aleppo countryside
There are daily reports now of large numbers of civilian bodies left trapped under the rubble of West Mosul, most reported killed by strikes
#Mosul: Displaced families in Hamam Al-Alil, largest town south of the city.
#Mosul residents flee the city with dead bodies of loved ones, human shields of #ISIS https://goo.gl/nbXJLb
Iraqi Forces advancing in Old Mosul - Map of latest Situation in Mosul Map: http://syriancivilwarmap.com/


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Mixing it up: Keep Opponents Guessing
Christopher Keenan - aka "casy151" and "preachercasy151"
Christopher Keenan - aka "casy151" and "preachercasy151" << read more about this coach >>
Published on Nov 05, 15
Regs after regs after regs. In this SNG landscape, it just isn't enough to play every hand as maximally +EV as possible. Sometimes you have to mix it up to keep your opponents guessing, and to stop you from getting too predictable. Christy shows you some unpredictable lines that he takes in order to prevent his opponents from getting a read on him.
Sit & Go
Stakes: $15

subset: commoncrawl


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"I Do" Alterations - Over a year ago I was contacted by a gal that I went to Jr High and High School with. She needed her wedding gown altered and only had a few days to get i...
3 years ago
Wow! Where is this magical place? Cool pictures!
Way cool!!


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Here's the recent articles submitted by sophie warren
Articles By sophie warren
Why People Are So Fascinated With Whatsapp
By: sophie warren
"Chat apps are taking the world by storm, or is it just a hype as many would like to call it. The number of subscribers has been rising with WhatsApp leading the park; it has registered a whooping 350 million active users per month. Following closely is Line Japanese based messaging company which has reached two hundred and eight million registered users; KakaoTalk has over one hundred million users. There is one player in the industry who perhaps has been ignored by the international and local media, the Viber, it currently announced that it has attracted more than two hundred million users making it among the top players in the platform."(read entire article)
View : 64 Times
Category : Technology, Gadget and Science


text: Though it may not seem like it, there are many, many resources out there for beginning beekeepers. Beekeepers are like one big family. The best way to learn is to join a class, or a local club (they do exist!) and have someone take you under their experienced wing. I have yet to find a mentor outside of my beekeeping class, but there are plenty of online resources and books to help out.


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lenasweb Very good I love it It is very very good I love because it's graphics is asomam. I want a game like it it has indicator,side lance,horn and light. whenever I am free I play this game but their is a problem in this game it use very battery please don't forgot . Keep it up .☺ Fantastic
sarahsheen Truck lover This game has potential...... Needs a Bette user interface...... It ain't ready for play store as yet upgrades need on a large scale...... If u don't understand what I mean by that........???? You should take a look at ovidu's 3d truck simulation game....... Try to get it close to that or even better thank u........ Keep up the good work... wow lol
andreclark6069 ATTENTION!!!!!!# ATTENTION CREATORS OF GAME! I WILL BUY THIS GAME AS WELL I'M SURE EVERYONE ELSE HERE IF.... You remove the ads that cause me to crash, make it so a sedan can't push me like a plow, make the steering arrows and tilt less sensitive. I strongly disagree with everyone's complaining about the game. Nothing's for free, but if you pay for it, which I want to, then I'll complain. Please edit this game ASAP. Also add more jobs in the lots as well as different looks for new lots. Also ETA for gps to jobs. Works perfectly
rochi_95 Good app Playable and nice game but one more things add right mirror, forest, different weather, road signs, rivers. Add different cities not the same in every scenario and fix head light to and back light. Also this traffic crash on me it's boring and makes me to pay for illegal action.Thanks.... Muito bom!
aluviio Truck simulator : Europe. I like this game, but all 3 controls are very sensitive. It's hard to keep the truck on a straight lines, I spent more time off the road and getting hit by other vehicles. So this problems need big improvements. Worth a go!
bhktbumhy It works but a bit buggy Steering and controls are good. Other vehicles keep ramming you as if they're not aware of you, damaging your cargo making it even more difficult to make money. Cruise control doesn't work. A couple of times my trailer has disappeared then reappeared, as has the navigation guideline. love it
oboxwapibpy Hoh! Its gud but abt traffic intelligence. u lied......im being ran over by other vehicles from de back all the tym dey find on their way......fix this....other vehicles lights too....add buildngs lights too....weather then i shal rate u 5 *'s Brilliant
cstvuai No serious efforts on updates With that horn and indicators you added you really undermined us. That horn sound like a motorbike one;the indicators are not shown on the dashboard the time you indicate.And other things are the trucks still sound the same; their interiors still looked the same;no right side mirror still;headlights are still poor and no illumination on dashboard when you turn the lights on. Go well
unedgebuT Good but add more stuff Make cities have rivers seas or other stuff like viaduct or toll gates on highway and also add border controls Awesome
buywowgoldlvf Great game The game needs some improving like more cites and when your on the high way whatever its called need trees or building Worth it!
45.4 MBGratuit
Système d'exploitationAndroid 2.3 and up
Similaire à


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Next shell in my series is Nautilus - lots of stories about it, and its chambers and all the math with Fibonacci series, as you probably know. I do like it very much, because of the beautiful stripes it has on the shell and its rather strange "look" when alive. I started with just the shells in the sea water, on the beach, again ACEOs. First one today, and the second tomorrow.
Here I would like to share with you my watercolor journey, by posting from time to time flash-backs of how I grow up as an artist, and news about my current inspiration subjects and paintings that I am working on. I do not plan to have a constant, and by no means daily, posting schedule, but hopefully I will manage to post once a week.
Sunday, 13 September 2015
Shell-ing a-Round #13 - Nautilus
Posted by O Kocsis at 08:27
Labels: 30 paintings in 30 days, ACEO, acrylic, animal, art, blue, conch, marine, nautical, nautilus, painting, sea, seashell, shell, shell-ing a-Round, water, white, wildlife
3 comments:
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Welcome to the Community Reach Center. We are pleased to be of service.
as a private, non-profit (501[c][3]) treatment center in 1957, the
Community Reach Center, formerly Adams Community Mental Health Center,
is one of the premier providers of counseling and mental health
services in the Denver area.
residents in Adams County and the north metro area, the Center provides
evaluations, counseling and therapies to adults, adolescents, children,
families and seniors.
Reach Center and its staff are committed to understanding and improving
the mental and emotional health of the people we serve. We do so
by providing caring, confidential, high-quality, cost-effective
feel free to contact us on our Contact The Center page if you need
more information or wish to give us a message.
Tel: 303-853-3500
• Fax: 303-426-9384 •
information abc communityreachcenter xyz org
24 hours
crisis line 303-853-3500


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Performance Improvement Plan
The OFT aims to ensure that there will be a fair and consistent approach to the enforcement of standards of performance throughout the organisation. The performance improvement policy and procedures help to promote fairness and consistency in the treatment of individuals and encourage improvement in individual performance. In many cases early intervention by a staff manager can prevent an issue escalating to a serious performance issue and this is therefore strongly recommended. HR (employee relations) can be consulted at any stage of this process.
This policy and procedure applies to all employees 1 of the OFT whether permanent or fixed term. It does not apply to contractors or agency staff as their contracts can be terminated without following this procedure since they are not OFT employees.
Before commencing the formal performance improvement procedure the issues should be discussed with HR to ensure that the correct procedures are adopted. HR will support managers through the process.
Whilst this policy and procedure is part of the terms and conditions of employment it does not form part of an employee's individual contract and the content may be subject to revision as the need arises in consultation with the trade unions.
The main purpose of this policy and procedure is to improve the performance of individuals that have been identified as under-performers. The emphasis is on encouraging improvement and supporting the individual to enable him/her to achieve the required standard of performance. This procedure does not apply to probationers, to whom a different procedure applies – see probation policy for further information.
Whilst not the main purpose of this policy and procedure the outcome may be a dismissal in the event that an employee fails to achieve and maintain a satisfactory level of performance having been given the appropriate learning and Includes employees on loan to the OFT. In such circumstances the parent department will be notified that the Performance Improvement Procedure is being invoked.
development opportunities (whether training courses or on-the-job coaching) and time in which to improve. HR (learning and development) should be consulted about the support available in this area.
Performance management is a key role for every staff manager and as such they are required to set and communicate clear objectives for their staff and establish measurable standards of performance required to achieve those objectives. Poor performance procedures should not come as a surprise to an individual. Staff managers should be giving individual's timely and constructive feedback on their performance and ensure that the individual is clear that he/she is receiving feedback on their performance. Staff managers should also make it clear what support is available to help the individual improve. Where appropriate such conversations should be followed up in writing to avoid any ambiguities. The assessment of performance is a continuous process, the outcome of which is confirmed and discussed annually at the time of the annual performance appraisal. Issues of poor performance must, however, be addressed as they occur and not 'stored' for discussion at the appraisal or mid year review, which should be nothing more than a confirmation and discussion of what has been achieved. The underlying principle should be that there are no surprises at either the mid-year review or the end of year appraisal.
In an environment where performance standards are clearly defined and continually assessed it is expected that poor performance will be addressed as it occurs. Staff managers and employees will normally resolve issues informally, where necessary seeking advice from HR. Where such an approach fails to achieve the standards of performance required the formal performance improvement procedure will be invoked.
At all stages of the process (initial meeting to discuss reasons for...
Please join StudyMode to read the full document


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Vitamin and mineral deficiency are a risk for anyone whose body's ability of absorbing nutrients from foods diminishes. Those at a greater risk are aging adults and those who have anemia. As we know, iron-rich foods are important to everyone's diet. Iron is one of the minerals that the body needs as a building block for blood. There are several other essential nutrients such as folic acid and vitamin B-12.
Eat These Foods For Better Blood
White Rice
White rice is versatile and can be mixed with many recipes or used as a side dish to your main meal. You can build blood in just one meal by adding it to stir fry with chicken or iron-rich beef.
There are many seafood that can be found on the list to build blood. These can be oysters, clams, trout and haddock. Salmon is usually the common of these that you may find eaten quite often. If you have to limited the intake of saturated fats and cholesterol, seafood would make the best alternative.
Turkey doesn't just have to enjoyed during the holiday as it contains a high level of B-12. Roasting the bird anytime of the year can be ideal as you can use it for different types of meals whether it be sandwiches, turkey wraps or braised turkey.
Fortified Cereal
Eating fortified cereal can give you many vitamins and minerals all in one serving. Corn, whole oats, rice and wheat cereals are natural iron contents that are added along with a variety of B vitamins. The main B vitamin that should be more of is B-12 and you can find how much is within the cereal by reading the nutrition label.
What are other foods to build better blood?
Review the infographic below which also gives you a daily allowance for what your body needs.
Courtesy of Natural Healthy Concepts: Foods for Healthy Blood [INFOGRAPHIC]
If you have ever noticed that you are getting more headaches than usual, having poor concentration, mood swings and possible a loss of appetite, you may have a low red blood cell count and you should definitely consult your physician. These foods can help build better blood for your body, but it is always a good idea to talk with a professional if you have any of those symptoms.
Do you eat any of these foods on a regular basis?
Featured Image: iStockPhoto


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I've reached the point in my plethora of knitting projects, where I need to finish ANYTHING. I needed that little bump of encouragement, since I've got quite a few projects going right now. I had this sock on my fave bamboo sock needles (size 0 for all you loosies–Lana Grossa Meilenweit Fantasy #4790), except this sock had been bundled and bustled so many times, two of the sock needles had been pulled out. I bravely picked up all those dropped stitches and finished this ONE sock.
Now I KNOW I need to make ANOTHER sock, but look what's waiting for me and my now empty sock needles? Yes, it's Tess sock yarn fresh from Maryland in gorgeous turquoise! Carolyn and Alice were knitting with this stuff right under my covetous nose, so I marched to their booth the next day and picked some right up. I do plan to virtuously wait until I finish up the second red sock, but you never know.
Now for the most important part of this blog entry. My sister and her hubby have signed up for a 2 DAY 175 MILE BIKE RIDE to raise money to fight MS! Go click on the link on her sidebar DONATE! She's even got random prizes to entice you further. GO NOW! And for heaven's sake, someone make her a cute button for this endeavor!


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Section 2: Genomic Structure
The prep section for genomic structure was small with two articles suggested, one of which you'll need a subscription to read; the other is freely available! Huzzah!
The prep section for genomic structure was small with two articles suggested, one of which you'll need a subscription to read; the other is freely available! Huzzah!
- Alkan, C; BP Coe and EE Eichler. 2011. Genome structural variation discovery and genotyping. Nature Reviews Genetics. 12:363-376. (subscription needed)
- Mills, RE et al., 2011. Mapping copy number variation by population-scale genome sequencing. Nature. 470:59-65. (FREE!)
So lets jump into Mills et al. and learn something...the one caveat to this article is they automatically assume you know what a 'structural variant' is and they are specifically talking about this with respect to the human genome. So lets back-track a little--skim if you're already a structural 'pro'...or better yet, add your two cents in the comments along with other links to clarify this topic.
When I'm clueless (which isn't the case here, but lets pretend)...first place I go is Wikipedia, usually sacrelige depending on who you talk to. Some of my colleagues advocate a subject search in PubMed or Biological Abstracts and there is absolutely nothing wrong with that, but when I need a bare bones snapshot potential definition to orient myself, I'll look at wikipedia.
Genomic structural variant: "The variation in structure of an organisms's chromosome. It consists of many kinds of variation in the genome...and can include; deletions, duplications, copy-number variants, insertions, inversion and translocations. They are larger than single nucleotide polymorphisms (SNPs), smaller than chromosome abnormalities (though there is some debate), may be associated with genetic diseases, and are potentially more difficult to detect than SNPs." (all quoted/paraphrased from wikipedia, terms highlighted will take you to other wikipedia pages if you don't know what they are.)
I am now going to jump back and forth between what wikipedia has suggested and my own PubMed searching.
Basically anything that changes a genome (relative to a reference in most cases) can be a structural variant. That's not to say SNPs cannot change how an organism 'behaves' or 'looks' (phenotype), for instance single nucleotide change(s) have changed the ability of chikungunya virus to infect mosquitoes and it's epidemic potential. But for structure we need to think on a slightly larger scale...say 100-1000 nucleotides for instance.
Now Mills et al., talks about copy number variation. Copy number variation means you have more copies of a section or sections of DNA (this could be a gene, genes, or non-coding). For instance:
- We have a gene called EFGR (epidermal growth factor receptor). It's been suggested that high copy number of this gene may be associated with non-small cell lung cancer. (used as example in copy-number variation entry in wikipedia; PubMed article link).
- Another gene CCL3L1 has been associated with lower susceptibility to HIV infection (another example in copy number variation entry in wikipedia; PubMed article link)
A nice article (that is open access) discussing how the study of structural variation came about is: Baker, M. 2012. Structural variation: the genomes hidden architecture. Nature Methods. 9:133. The article also discusses the topic in light of next generation sequencing.
There are also several databases that deal exclusively in cataloging and describing genomic structural variants; NCBI dbVar, Database of Genomic Variants (DGV) and NHGRI Structural Variation Project to name a few.
For those that fall asleep as soon as I mention reading a journal article, check out Dr. Eichler's presentation on Human Genome Structural Variation, Disease and Evolution from 2010.
and another YouTube group worth following: GenomeTV which contains many videos that may be of interest.
Now that we've had ample opportunity to clarify what is meant by genome structure and/or genomic structural variant...
Back to Mills...
They aimed to obtain nucleotide resolution for structural variants detected in their dataset (185 human genomes). Just because you detect an insertion, deletion, duplication etc...doesn't mean you know the As, Gs, Cs and Ts of it. Knowing the nucleotide sequence of the structural variants you come across allows you to draw comparisons between variants and investigate potential functional ramifications that variant may have on the organism. They level the power of a dataset from the 1000 genomes project. In order to discovery structural variants within the dataset they used read depth, paired end mapping, split-reads (focused on gapped alignments), and sequence assembly. Some of the results included mapping 53% of their structural variants with resolution to the nucleotide level, obtaining a view of potential hot spots of structural variation in the human genome, and developing a framework and database of information for future reference in sequence-based association studies.
With all this in mind have a look at the paper. Figure 1 is particularly informational as to how they went about detecting structural variants. Their mapping of structural variation hot spots is also very interesting (see article text and Figure 5).
A theme that I'm sure will pervade many aspects of sequence data analysis is 'quality', do you 'trust' your data? Your analysis will only come out as good as the data you put into it. Mills et al, incorporated many checks and balances in determining their structural variants to ensure their accuracy. In the world of a bioinformatic sequence analyst ..instead of 'Lions and tigers and bears...oh my!' We hear, 'Depth and coverage and gaps...oh my!'
Next Up: Preparation--Transcriptomics


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Shirt: Forever 21
Leggings: LoveCulture
Wedges: Forever 21
Denim Shirt: H&M
Chain Collar Necklace: Forever 21
I'm all for whipping my hair.
Hey my loves. How are you all doing today? Can you believe it's already September, because it's still unreal to me. This year sure has gone by so fast. To think in a couple of months, 2014 will begin is crazy. I never thought this year would go by so fast. I'm very excited for fall to come because that means layering and boy do I love it.
I'm currently working on a blog post for you guys through Polyvore, and if you guys do not know what polyvore is, then go check it out at polyvore.com. It's a website where companies can put their products on and allow for the users to create collages, using their products. So go check it out and follow me. Well anyways, I'm working on something special that I think you guys will love because it's going to save you a lot of money!! Who doesn't love saving money?! And if you don't, well then you're weird.
This outfit was inspired for the Forever 21 contest I did win. It was a while back and I'm finally posting it, here on my blog, woohoo!! I felt the top drowned me a bit to much, so I used this fabulous denim collar shirt my sister gave to me, which is from H&M by the way, to create my curves. It does wonders and plus it adds this edginess to it. Try it out some time and I bet you'll love it.
That is all for now my loves. I hope this week goes wonderful and remember to start your week right with a smile and F*** you to anyone who tries to ruin it.
The Sam Diaries


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George Orwell: The past belongs to those who control the present.
I never actually made a decision whether to go to the concert or not, but it is now 11:55 am, and I didn't dress and get out the door a half hour ago, so I guess I'm not going. And I'm not upset about my having lost track of time, despite having been up at 7, so I guess that's ok by me. Shrug.
We've had so much rain this summer - well, not so much in quantity, more like constant drizzle then clouds so the prior drizzle didn't dry up before the next starts - anyway, so much that the ground is constantly moist. I opened the front door on the first sunny day in ages, a few days ago, and was struck by the smell.
Everything on the forest floor is rotting. Leaves and twigs and branches that take years to decompose are all rotting all at once. It's a deep, dark brown, loamy smell, with overtones of garbage pail and mold.
I have, or had, no strong allergies. Spring pollen irritates my sinuses, but not enough to call it an allergy. But I think maybe I may be allergic to mold. I've had sinus headaches and a slightly sore throat for a few weeks now (that high curtain at the top back of the throat, on either side of the uvula - is that where my tonsils are?), and a lot of back-of-the-throat phlegm that has me coughing every time I leave the house.
It feels a lot like April 1999, when the house in Highland was flooded by a burst hot water pipe, which also filled the house with steam, and by the time we discovered it there was mold everywhere including the ceilings, and actual toadstools and mushrooms growing on the carpets. I had this same feeling in my throat during the several weeks it took me to sort and decide what of the contents could be cleaned and saved and what had to be discarded. (The house, by the way, was gutted, leaving only the exterior studs and floor joists, which had to be washed with bleach.)
On the upside, I've heard that the wild mushroom crop this year is spectacular.


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FACEBOOK Buka lowongan kerja bagi HACKER : Banyak yang bilang facebook adalah target dan musuh abadi bagi hacker hacker di dunia . sudah banyak cara dilakukan para hacker untuk menembus website jejaring sosial paling top ini . tapi sap sangkah sebenarnya banyak para hacker yang rela antri untuk mendaftar menjadi pekerja di facebook
Dalam website nya mereka mengatakan ( https://www.facebook.com/careers/?ref=pf ) :
Dalam website nya mereka mengatakan ( https://www.facebook.com/careers/?ref=pf ) :
We're making the world more open and connected. Want to help?
Working at Facebook means doing what you love. We hire trailblazers, hackers and pioneers. We want people who can solve challenging problems, make a real impact and build something big. You should join us.
We don't have rules. We have values.
Focus on Impact
To have the biggest impact, we need to focus on solving the most important problems. It sounds simple, but most companies do this poorly and waste a lot of time. We expect everyone at Facebook to be good at finding the biggest problems to work on.
Move Fast
We have a saying: "Move fast and break things." The idea is that if you never break anything, you're probably not moving fast enough. At Facebook, we're less afraid of making mistakes than we are of losing opportunities.
Be Bold
We have another saying: "The riskiest thing is to take no risks." In a world that's changing so quickly, you're guaranteed to fail if you don't take any risks. We encourage everyone to make bold decisions, even if that means being wrong some of the time.
Be Open
We believe that a more open world is a better world. The same goes for our company. Informed people make better decisions and have a greater impact, which is why we work hard to make sure everyone at Facebook has access to as much information about the company as possible.
Build Social Value
Facebook was created to make the world more open and connected, not just to build a company. We expect everyone at Facebook to focus every day on how to build real value for the world in everything they do.


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I saw the idea for this photo theme on Pinterest, and I had to try it out. I have a daughter after all, and you know I love me some photo comparisons.
We aren't nearly the supermodels as the chicks in the original idea photo, but we're having fun with it. Nora was so good about trying to make the right face. I showed her the photo and told her what I wanted to do. She's better at facial expression control than I am.
You can't really tell, but we have the same hairdo today, too.
I didn't even Photoshop this sucker. I probably should've. I'm not even wearing makeup. Yikes.
Anyway, this is us. Nora is very nearly four years old going on 30, an I'm 30 years old going on four.
I'm going to try to do this semi-regularly. And, by regularly, I mean, like, maybe once or twice a year.
Henry was climbing all over us when we were doing this, too, so it was really hard.
That is all.


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Wednesday, December 7, 2011
Small Business Innovation Research (SBIR) Program
Wendy H. Schacht
Specialist in Science and Technology Policy
In 1982, the Small Business Innovation Development Act (P.L. 97-219) established Small Business Innovation Research (SBIR) programs within the major federal research and development (R&D) agencies designed to increase participation of small innovative companies in federally funded R&D. Government agencies with R&D budgets of $100 million or more are required to set aside a portion of these funds to finance the SBIR activity. Through FY2009, over 112,500 awards have been made totaling more than $26.9 billion.
Reauthorized several times over the years, the SBIR program was scheduled to terminate on September 30, 2008. To date, the program has not been specifically reauthorized, but instead temporarily extended by several bills, including P.L. 110-235, which extended the activity through March 20, 2009. P.L. 111-10 provided an additional extension through July 31, 2009; P.L. 111-43 through September 30, 2009; and P.L. 111-66 through October 31, 2009. P.L. 111-89 once again extended the program through April 30, 2010; P.L. 111-214 through September 30, 2010; and P.L. 111-251 through January 31, 2011. P.L. 112-1 provided an additional extension through May 31, 2011. P.L. 112-17, the Small Business Additional Temporary Extension Act of 2011, extended the SBIR and Small Business Technology Transfer (STTR) programs and the Commercialization Pilot Program through September 30, 2011. In addition, the law mandated that SBIR and STTR awards are to be made using "competitive and merit-based selection procedures." P.L. 112-33 extended both programs through October 4, 2011, P.L. 112-36 provided an additional extension through November 18, 2011, and P.L. 112-55 extended the activities through December 16, 2011.
Several bills have been introduced in the 112th Congress that would reauthorize and make changes to the SBIR and STTR programs including H.R. 447, the SBIR Enhancement Act of 2011; H.R. 448, The Small Business Innovation Enhancement Act of 2011; H.R. 449, the STTR Enhancement Act of 2011; S. 493, the SBIR/STTR Reauthorization Act of 2011 (reported March 9, 2011, from the Senate Committee on Small Business and Entrepreneurship) and included as an amendment in S. 1867, the National Defense Authorization Act for Fiscal Year 2012, as passed by the Senate; and H.R. 1425, the Creating Jobs Through Small Business Innovation Act of 2011. [For further information on SBIR reauthorization activity see CRS Report RS22865, The Small Business Innovation Research (SBIR) Program: Reauthorization Efforts, by Wendy H. Schacht.]
Date of Report: December 2, 2011
Number of Pages: 10
Order Number: 96-402
Price: $29.95
Follow us on TWITTER at http://www.twitter.com/alertsPHP or #CRSreports
Document available via e-mail as a pdf file or in paper form.
To order, e-mail Penny Hill Press or call us at 301-253-0881. Provide a Visa, MasterCard, American Express, or Discover card number, expiration date, and name on the card. Indicate whether you want e-mail or postal delivery. Phone orders are preferred and receive priority processing.
Posted by Penny Hill Press, Inc. at Wednesday, December 07, 2011


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Sunday, 6 August 2017
Moderate 13 miles / 20.9 km
Linear to Burnham-on-Crouch Station. A tranquil walk through the attractive village of Fambridge, and along the grassy sea wall of the tidal River Crouch to the charming town of Burnham-on-Crouch. Lunch stop (and drop-out point) at Althorne at 'The Three Horseshoes' pub but bring own picnic. Map: E176, L168.
This is a linear walk
Train from Liverpool Street at 09:14, calling at Stratford at 09:22. Change at Wickford at 10:03/10:06. Check trains the day before. Buy return ticket to Burnham-on-Crouch.
This is one of hundreds of Ramblers group walks for all ages and abilities every week - all led by our experienced walk leaders.
You're welcome to join us on any of our walks to see if the Ramblers is for you. Then, once you've enjoyed the views, fun, exhilaration and good company, it's just a case of becoming a member.
Do make sure you're fit enough and have the right footwear and clothing for the walk you want to do, though. You can contact the group or leader if in doubt.


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Thursday, March 2, 2017
Remember to substitute the symbol in place of "(at)" in the address.
The old email address no longer works. Sorry for any inconvenience.
Monday, October 3, 2016
(exerpt from: "Nicolaus Henckell the Hessian" by Douglas B. MacDonald, 2009)
Have you heard the story about . . . ?
Many stories have been passed down through the family from generation to generation. And of course we realize that once something has been put in writing, whether true or false, it tends to take on a life of its own. Sometimes such stories or items become quoted as if they were prime sources themselves. Even prime source records may sometimes vary when compared with each other. For example, birth dates on tombstones or from census documents are usually less reliable than birth or baptism records from church documents because the date of recording is more distant from the event of record. For the same reason, birth dates from infant baptism records are more accurate than those from adult baptisms. Conflicting sources must always be evaluated. But which of the many stories from family tradition should we now consider fiction?
Great Old Ages - Not Fiction, but Exaggerated
The great old ages of some of Nicholas and Elizabeth's children born in PEI contain errors. These came from an article in the Examiner of 1 March 1880, written a few weeks after daughter Catherine had died. Even the questionnaire answered by William Jenkins in old age contains an error in the year of his own birth. He could not possibly have been born in PEI in 1783, because his parents did not arrive on the Island until 1787. And to this day, no church source has ever been found which records either birth or baptism for any of their children born on the Island. Let's look at the details.
The Examiner said "Nicholas Jenking [sic] the father died at 76. His wife 75, John Jenkins 90, George accidently killed 51, Susannah is still alive aged 100, William died at 92, Nicholas 90, Catherine 91, James still alive aged 88, Henry died at 81, Elizabeth 86 and Leanor 72." But what should it be?
In order in which the names appeared in the article:
Nicholas Sr. was born 28 March 1755 and died 15 July 1823, so would have been 68, not 76.
Elizabeth, his wife, birth date unknown, died 29 July 1823, less than two weeks after Nicholas. She was probably not 7 years older than her husband, and if actually one year younger than Nicholas as the article shows, she would have been 67, not 75. Also, if she had been 75, she would have been born about 1748, and given birth to their last child Magdalene (Laney or Leanor) at about age 50, which is considered unlikely. She was probably born about 1756.
John George Jenkins, born 13 May 1784 in Treysa and died 20 June 1866, so would have been 82, not 90.
George, born in PEI but date unknown, was accidently killed 30 October 1836, but if age 51 at the time would have been born about 1785 when the family was still living in Germany. He was more probably born about 1789, so would have died aged 47, not 51. Remember, too, that the article was written about 43 years after he died, so his age was probably off.
Susannah, born 18 December 1785 in Treysa, died 14 May 1884, so would have been 94 in 1880, not 100.
William was born about 1787, so could have been 92 if he had died shortly before the article appeared, and if he had been born shortly after the family arrived in PEI, and his age is considered possible.
Nicholas Jr. was probably born about 1790, so when he died in 1877 he would have been about 87, not 90.
Catherine was probably born about 1791 and died 10 February 1880, so would have been 88, not 91.
James was probably born about 1792 and died 24 Feb 1887, so could have been 88 when the article appeared. If so, he would have died age 95.
Henry was born about 1788 and died about 1870, so could have been 81.
Elizabeth was born about 1793 and died in 1858, so would have been about 63, not 86, but would have been born about 86 years before the article, possibly explaining the number used.
Magdalene (Laney or Leanor) was born about 1798, died in 1858, so would have been about 60, not 72.
Nicholas was born in Hanover, Germany - Fiction
We now know from church records that Nicholas Jenkins was born Nicolaus Henckell on 28 March 1755 in Treysa, Germany to Johann Hermann Henckel and Anna Elisabeth Otto. He was baptized 31 March 1755, and confirmed in the Lutheran Church, Treysa in 1769 at the age of 14.
The Surname Change Was Suggested by a Minister - Fiction
The story persists that Nicholas anglicized his surname to Jenkins at the suggestion of Rev. Dr. Louis Charles
Jenkins, Minister at St. Paul's Anglican Church, Charlottetown, PEI. However, Rev. Jenkins wasn't born until 1797 in England, and the "Weekly Examiner" of 21 Nov 1884 says he didn't emigrate to the Island until about 1820. Nicholas would have been 65 years old by that time, and have been an Island resident for 33 years. The earliest record of Rev. L. C. Jenkins having to do with any of Nicholas' descendants is the baptism of grandson John Jenkins, son of James and Margaret, who was baptized 9 December 1829, some six years after Nicholas died. Meanwhile, Nicholas Junior was using the Jenkins surname at least by May 1809 when his name appears on a land transaction.
Nicholas Was Married Twice - Fiction
Nothing has been found to back up the tradition that Nicholas had two wives, the first being an Edwards from the Channel Islands or the Isles of Scilly, the second one being the widow Baum. The Edwards connection comes through a son and daughter of Nicholas. It was Nicholas Jr. who married Mary Edwards, and his sister Magdalene (Laney) who married Richard Edwards, their parents being James Edwards and Dobson McBriar, whose family came from the Isles of Scilly off the southwest tip of Cornwall, England. We also know that while in America, 28 year old Nicolaus Henckell was married 27 July 1783 to Betsey [Elizabeth] Robinson in the Presbyterian Church, Jamaica, Long Island, NY by Rev. Matthias Burnet. A few weeks later, on 15 August 1783, the soldiers of the Regiment von Knyphausen sailed from New York for Germany, Nicolaus and his new bride among them, and after two months they arrived back in Ziegenhain on 16 October 1783. It was only about 5 km from there to his hometown of Treysa.
Elizabeth Pfluger Married Lt. Col. Baum - Fiction
Nothing has been found to date to back up the idea that Nicholas' wife Elizabeth had been previously married to a German soldier surnamed Baum. She most certainly was never married to Lt. Col. Frederick Baum who was killed in the Battle of Bennington in Aug 1777. This is backed up by court records in Germany where Lt. Col. Baum's widow, mistress and daughters fought over his estate, with no mention of a wife or child in America. And it is therefore also certain that Nicholas was never married to anyone with either the maiden or married surname of Pfluger, as this name came from a brother-in-law of the Lt. Col.
Monday, October 10, 2011
Miscellaneous Updates
Glad to see more than 10,600 visits so far to this blog. I hope you find something of interest in your quest to add to your knowledge of the Jenkins and Ballem families.
I regret not having posted in a long time, but there have been problems in posting articles to this blog. Also, I broke my arm just over a year ago, and it still has neither the strength nor mobility that the other arm has. Before you feel too sorry for me, I broke it while ice-skating on a cruise ship in the eastern Mediterranean. It was initially set on board, but had to be re-broken when I got home, and plate and pins installed.
My book Nicolaus Henckell the Hessian: A Genealogy of Jenkins Families of Prince Edward Island has been well received, and the 3-volume set is selling well too. As requested in the book, I welcome all additions, corrections, or errors. When sufficient information has been received, it is planned to publish a fourth volume to the set. Meanwhile, four addenda, with a total of 26 pages, have been emailed to those who purchased the book whose address I have. If you have purchased the book, but have not received the addenda, please let me know. Email me at demacdonald[at]pei[dot]sympatico[dot]ca, remembering to complete the areas in brackets properly. (Sorry for any confusion, but an address presented in this way helps lessen spam.)
Does anyone have information on Amelia Jenkins of Millview, PEI, who was married 3 March 1874 to Samuel Jardine? Whose family are they? Do they have any family?
Friday, April 30, 2010
April Photo of the Month
Mount Albion School, Lot 48, PEI.
Can anyone help identify the teacher and pupils? What year was this photo taken?
Please send whatever names you can to me at: demacdonald (at) pei.sympatico.ca .If you can help with this, I have an older photo of the same school to try later.


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Friday, February 15, 2008
That Holiday I Hate
In third grade, our idiot teacher thought she had a great idea on Valentines Day. She had the girls draw a boy's name out of a hat, and then that lucky boy was forced by idiot teacher to pull his desk along side ours, where we were to share each other's lunches. I'm not sure how she saw this going in her head, but this is how it went (at least in my corner of the classroom). I drew Jason's name, and I'm pretty sure I heard him groan and mumble something about girls having cooties, as he was moving his desk over. He then proceeded to eat my entire lunch, and his, without so much as a word to me. Happy Valentines Day!
In junior high (seventh grade) another wonderful tradition began. Each year on Valentines Day, there were people selling carnations. You could buy red carnations, which stood for love, or yellow carnations, which stood for friendship, and have them delivered to people at the start of the day (in homeroom). Since I didn't even have a boyfriend until I was 18, I'm sure you can guess how many red carnations were delivered my way. I would look around at the lucky girls who had red carnations, and cringe when my yellow one was delivered from my best friend at that time, Karen, with some remark like, "Who needs men? We've got each other".
In high school, when it seemed like everyone was pairing up, I would try not to puke as I looked around at the sea of girls dressed in reds and pinks, clutching their cards, roses, and chocolates, as I tried to imagine what would happen if I went around popping all those damn heart balloons!
I decided to go to a "christian" college, where we were forced, yes forced, as a whole campus, to attend chapel twice a week. (Don't even get me started on that ridiculousness). Freshmen year, Valentine's day happened to fall on "chapel day". It just so happened that out of me and the 9 girls I most often hung out with, only one had a boyfriend at the time. The day before V-Day we were all complaining about the dreaded holiday, and I formulated a plan. That is how on Valentine's Day 1991, in a huge auditorium of reds and pinks, all eyes were drawn to a row of 20 girls(my army grew), grinning and laughing and wearing nothing but black. It is a tradition I've carried on to this day. This year was the 18th year! The years that I did have someone special, I felt sorry for those that didn't.
Don't get me wrong. I definately believe that love is worth celebrating. I just don't think we need a trumped up, Hallmark driven, "Every kiss begins with Kay", "He went to Jared", pay $60 for a bouquet of flowers that would normally cost $20, call weeks in advance to make a reservation or don't eat, holiday to celebrate it. When I buy Jim something at the grocery store that he loves but hasn't had in a while I celebrate it, when I kiss Dylan's soft cheek I celebrate it, when I watch Jim rough housing with Dylan I celebrate it, when I listen to my parents making Dylan laugh I celebrate it.. I celebrate love EVERY DAY.
I told Jim, as I usually do, not to buy me anything for Valentines Day this year. He listened, but he made me a card anyway.
With a guy as thoughtful as that, and a son as cute as that, who needs a holiday? Trust me, I'm celebrating.
13 comments:
- Julia said...
OH MY GOSH that is the cutest picture!! How sweet.
- February 15, 2008 at 9:03 PM
- Pam said...
Oh that is the cutest picture and card EVER!! How sweet - so glad you both celebrate your love all the time instead of on one day.
- February 16, 2008 at 5:10 AM
- Jonny's Mommy said...
That is the sweetest card and photo..I agree with celebrating your love all the time not just one day!
- February 16, 2008 at 1:21 PM
- Jen said...
oh wow. that is the absolute sweetest card. what a very lucky gal you are! and i LOVE that he's wearing black :)
- February 16, 2008 at 9:07 PM
- Jonny's Mommy said...
And I can totally relate to the stuff about Valentine's Day and never getting anything, though luckily none of my stories stick out like yours do. Nice of people to force their idea of V day on all of us, huh?
- February 17, 2008 at 7:21 AM
- Burgh Baby's Mom said...
I don't recall any of that sort of drama at Valentine's Day, but I absolutely agree with you. I wish my husband would get the message like your has. I would have much preferred an adorable card that the stupid wilty $50 tulips he had sent to work.
You do know Dylan is too cute for words, don't you?
- February 17, 2008 at 7:31 AM
- JCK said...
O.K., your husband is awesome!! That is an adorable and very loving thing to do.
I agree. Too much hoopla on Valentine's Day. And the pressure in elementary school and high school...ridiculous and made me cringe. Good for you to start the black tradition. You spirited woman, you! :)
- February 17, 2008 at 7:39 AM
- jenny said...
that is the greatest post ever! you have yourself an awesome hubby and a cute little guy too!
- February 17, 2008 at 4:57 PM
- Janet said...
Girlfriend, you and I need to go out for coffee. We had the same high school experience, though I NEVER had a teacher stupid enough to do that moving the desk thing. Ugh. Love the wearing all black. Truly inspired. I look awful in red. Well, black, too really, but not as bad as red. And my school colors were red and white, wouldn't you know. (For the blood of Jesus and the purity of Christ - yeah, we need to talk.)
- February 18, 2008 at 8:26 AM
- Kellan said...
That was a great post Jen! I loved hearing your Valentine stories from over the years - and I couldn't agree more. That care is ADORABLE!!! What a perfect gift! Take care and see you later. Kellan
- February 18, 2008 at 12:20 PM
- Joanna said...
We had to do chapel every day. I think I'm still scarred. And my folks wonder why I quit after my first year. Ugh. They are the reason I know I can't try the bracelet thing. I wouldn't get a blessed thing done.
- February 18, 2008 at 2:18 PM
- Sparx said...
Man, you scored so much we should all hate you!
- February 25, 2008 at 12:54 PM
- Ms Anonymous said...
Here here sister, totally agree. I don't heart valentines day, think it's just icky. But that photo is so freakin cute!
And to explain myself, I found you via Sparx... I don't stalk random bloggers. Just to make that clear.
- February 26, 2008 at 12:49 AM


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Thursday, October 8, 2015
WWE Announces James Storm's Debut in NXT
WWE announced the following 10/8:
ORLANDO, Fla. — One night after the critically acclaimed TakeOver: Respect special on WWE Network, NXT has again made waves.
James Storm, an 18-year veteran and former heavyweight champion, made his unannounced debut at tonight's NXT TV tapings. He competed in a match that will air on NXT on Wednesday, Oct. 21, only on WWE Network.
Storm's arrival just underscores what the WWE Universe already realizes: You just never know who will show up in NXT.
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I hate writing artist statements, I really do. I never seem to say what I want to say about my work, like there aren't enough words.
Anyway, this came up on the Intrepid Collector. There were some very good comments to the post. It got me to thinking about re-working what I am using now, so I did a little digging around and found this page.
This is one of my current statements. Ick, huh?
I will post my progress on this, um, endeavor.


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Earl Shugerman brings every week a serie of stories about Anglo-Saxon immigrants to Israel. This project is aimed to promote a more realistic view of life in Israel.
The most famous tree in history is the Tree of Life (Etz Ha Haim). I am writing this story from Israel during the Jewish holiday that celebrates trees and nature- Tu B'Shvat. Trees hold a special significance to the people of Israel and to the Jewish people. Trees represent the beauty of nature, the tenacity of growth, and the yearning for roots by the Jewish people.
One of the most beautiful things about life in Israel is that ancient history and modern life are so intricately entwined. This holiday is on the fifth month of the Jewish calendar- Shvat. Modern Israel uses both the ancient Jewish calendar and the Latin one- which of course is universal. Tu B'Shvat is celebrated as a national holiday even though its' roots date back to the ancient Mishna– a collection of ancient interpretations of the Old Testament. These interpretations have guided the daily lives of Jewish people all over the world for centuries. The Mishna states that Tu B'Shvat is the time of year when the trees begin their new cycle and soon blossom.
Tu B'Shvat has become a very significant holiday in modern Israeli reality, since it connects the Jewish people with Eretz Israel (the land of Israel). There is a good reason Tu B'Shvat was declared as Israel Knesset's birthday.
In the Talmud times Tu B'Shvat represented an argument between Bait Hillel and Bait Shamai as to when should taxes on fruit be paid. Bait Shamai said it should be paid on the first of the month of Shavat, Bait Hillel said it should be paid on the 15th (T"u) of the month of Shvat.
In Middle Ages Tu B'Shvat was a day Jews remembered with yearning and longing for the fruits of Israel. During the 15th century, the Cabalistic Jews in the city of Tzafad created a Tu B'Shvat Seder, in a similar manner to the Pesach Seder. Slowly and over time, this Seder took a firm hold and in modern days have become one the main leading aspects of the holiday.
In early 20th century, at the beginning of Zionism, parents used to take their children to plant trees all over Israel and this is how Tu B'Shvat became the holiday of planting.
In religious practice, this a time that emphasizes Mitzvah connected to nature. In Israel, during this holiday, there is not a piece of land unworthy of the planting of a tree. From the forests in the North, to the dessert in the South- you will see students, soldiers, seniors and even tourists tilling the soil, planting trees, and irrigating the land.
This holiday includes a gathering of neighbours and family to celebrate the gifts of nature and the rewards that come from the earth. The Tu B'Shvat Seder, much like the Passover Seder, has an organized program. The program includes the eating of thirty different kinds of fruit, and drinking four glasses of red and white wine. The eating of the fruit has a symbolic value to it. Tradition has it, that eating fruit from the tree, and therefore taking part in the abundance of nature has a strong element of spiritual growth. The union of mankind and the rewards from the earth is the essence of spiritual fulfilment in this holiday. People drink wine at the Seder to symbolize joy and happiness. Wine is a symbol of happiness and that is why it is blessed at parties and important Jewish ceremonies such as holidays, Shabbat, weddings or circumcisions.
The greatest joy to the people of Israel is to celebrate the rebirth of an ancient nation blessed with prosperity and hopefully peace.
Thank you for allowing me to share some of this joy with the readers!
About the author: Earl Shugerman is a retired American Government public relations specialist, currently spokesman in Haifa for The Jewish Agency and a writer specializing in interfaith relations. He has worked together with the Catholic and Southern Baptist Movements, the Reformed Jewish Movement and Muslim groups in interfaith activities.


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Bristol-Plymouth Sports
Bristol-Plymouth Regional Technical School is a member of the Mayflower Athletic League and offers a wide range of sports in all seasons. B-P athletes encourage new students to sign up to join them on the field or the court, or support them from the stands as enthusiastic fans of the Craftsmen and the Lady Craftsmen.
- Cheerleading
- Boys Soccer
- Girls Soccer
- Cross Country
- Football
- Golf
- Volleyball
- Boys Basketball
- Cheerleading
- Girls Basketball
- Hockey
- Weightlifting
- Wrestling
- Baseball
- Boys Lacrosse
- Girls Lacrosse
- Softball
- Track
- Weightlifting


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Welcome to Issue 22 of The Bulletin. In this edition:
- Reviews of the CCMC and the Code
- Provision of credit own motion inquiry
- CCMC Annual Forum
- Remote Indigenous communities
- Investigations into allegations of breaches of the Code
- 2016–17 Annual Compliance Statement program, and
- Stakeholder engagement.
Reviews of the CCMC and the Code of Banking Practice
Mr Phil Khoury, of Cameron Ralph Khoury, published the reports of the reviews of the CCMC and the Code on 20 February 2017.
The Australian Bankers' Association (ABA) released its response to the Code review on 28 March 2017. The banking industry has accepted 61 of the 99 recommendations in full. There are 29 recommendations that it supports in principle or in part, and nine where it either needs more time to consider, or are not in a position to adopt.
The Code review made 20 recommendations directly related to the CCMC and its operations. The industry supported 16 in full and 4 in principle or in part.
In the ABA's Media Release, its Executive Director – Retail Policy, Ms Diane Tate said:
"While the Code has legal effect through subscribing banks' terms and conditions, we have heard we need to do more to give customers confidence in the Code. That's why the ABA will work with the Australian Securities and Investments Commission on approving the Code, and on giving greater powers to the Code Compliance Monitoring Committee."
The ABA response states that:
"The industry will work with the [CCMC] on strengthening the governance of the Code. The CCMC mandate will be redrafted to make it clearer, ensuring there is greater awareness of, and understanding of, the CCMC and its role. The CCMC will have greater powers to monitor compliance and investigate breaches. The role of the CCMC will also need to be examined as part of working with the Australian Securities and Investments Commission (ASIC) on approving the new Code."
The CCMC is currently developing its Work Plan and establishing budget requirements for 2017–18 and beyond. This Work Plan will demonstrate:
- how the CCMC plans to implement the recommendations made in the CCMC review, and
- progress towards a monitoring framework envisaged by the Code review, and which is now largely supported by the ABA and banking industry.The CCMC's Work Plan will be published by 1 July 2017.
The Code review is part of the ABA measures to protect consumer interests, increase transparency and accountability and build trust and confidence in banks. The CCMC was required to arrange a review of its activities, coinciding with the review of the Code, to meet its Mandate obligations.
The CCMC's Provision of credit Own Motion Inquiry
The CCMC published its Provision of credit Own Motion Inquiry Report in January 2017.
The Inquiry focused on unsecured credit and the CCMC found that banks generally have robust, and often complex, processes in place to assess applications for unsecured credit in compliance with the Code.
However, the CCMC did identify potential issues, including matters related to the collection and verification of current customer information.
Information provided to the Inquiry suggests that the majority of applications for unsecured credit are processed using automated systems. The CCMC has stated that up-to-date information regarding a customer's financial position should be incorporated into the credit assessment, whether processed manually or by an automated system. The CCMC considers that having a full and current picture of a customer's financial circumstances is fundamental to complying with the Code obligations.
The CCMC has made nine recommendations in its Report, which:
- support Code compliance, and
- can assist banks to continuously work towards improving standards of practice and service in the banking industry as anticipated by clause 3.1(a) of the Code.
Annual Forum
The CCMC held its Annual Forum for banks on 2 and 3 March 2017 at Suncorp Bank's offices in Brisbane.
The forum provides an opportunity for discussion between the banks and the CCMC on current and future Code compliance monitoring issues.
At this year's forum:
- Phil Khoury presented on the reviews of the CCMC and Code.
- Diane Tate, ABA Executive Director – Retail Policy, provided attendees with updates on current regulatory inquiries and the ABA's current program of initiatives (which includes the Code review).
- The CCMC held:
- a workshop on banks' approach to Code breach reporting to try to achieve consistency and common understanding across the industry, and
- a session discussing issues around accessibility to banking, with the assistance of Paul Holmes from Queensland Legal Aid and Sharona Torrens from the Commonwealth Bank's Indigenous Affairs team.
Remote Indigenous communities
The CCMC is currently developing a report on banks' approaches to dealing with remote Indigenous communities. The report will highlight broad banking issues faced by these communities and share good practice in services provided by Code-subscribing banks.
We expect to publish the report by June 2017.
CCMC Investigations – key statistics
Between 1 December 2016 and 28 February 2017 the CCMC:
- Received nine new matters, which raised allegations of non-compliance with the Code related to:
- financial difficulty
- key commitments
- internal dispute resolution, and
- guarantees.
- Finalised eight matters, including:
- one by Delegated Decision where the CCMC adopted a decision made by another forum that there had not been a breach of the Code
- one regarding an organisation that is not a Code-subscriber
- one where there was no further contact from the person making the allegation, and
- five where the consumer withdrew their Code breach allegation.
Further information about delegated decisions can be found in Guidance Notes 2, 3, 5 and 6.
2016–17 Annual Compliance Statement program
The CCMC is currently developing the 2016–17 Annual Compliance Statement (ACS) program. In light of the findings from the Code and CCMC reviews, this year the CCMC will be asking banks to provide a more detailed breakdown of Code compliance data and exploring the trends and emerging issues behind this data to fully understand:
- the level of banks' compliance with their obligations under the Code
- areas of emerging Code compliance risk, and
- initiatives banks have taken to improve their compliance with the Code.
The CCMC will consult with banks on the development of the ACS in April 2017. The outcomes, including any emerging risks and identified good industry practice, will be discussed with key stakeholders directly and published in the CCMC's Annual Report for 2016–17.
Stakeholder engagement
Engagement with stakeholders is important for the CCMC to help inform its compliance monitoring program and raise awareness of its activities.
In addition to its Annual Forum, CCMC Committee members and staff have:
- Met regularly with banks and the ABA to discuss Code compliance issues, remote Indigenous communities and the Code and CCMC reviews.
- Consulted with Phil Khoury on matters related to the reviews of the CCMC and Code.
- Attended the Financial Counsellors' Association of Queensland conference in Port Douglas.
- Presented at the Responsible Lending and Borrowing Summit in Sydney.
- Attended the ASIC Annual Forum for 2017 and met with ASIC for its quarterly liaison meeting.
The CCMC's Compliance Manager
The CCMC will be saying farewell to its Compliance Manager, Robert McGregor, on 7 April 2017. Robert has been with the CCMC since 2011 and we are grateful to Robert for his diligence in managing the Committee's work and liaising with Code-subscribers, while also providing valuable guidance and support to all stakeholders.
We will announce his replacement in due course.


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Plants can improve indoor air quality and are a great idea to include within your rooms (although often it's a matter of trying to keep them alive!) More on the blog today about some simple ways to make them a part of your home.
Breathe – Donnell & Day Architecture.
(this image is of the Novatel Auckland Airport building, Auckland, NZ, by Warren and Mahoney who designed an amazing green wall in the entrance lobby)


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3km at Stuart Park this evening.
New PB of 12:06!!
Could have been about 10 seconds quicker if i didnt stop to chat to Mark on route.
Overtook Wayne on the way to the finish line and never felt like i was going to tank.So thats good especially as i have lowered my handicap pace from 4:15/km to 4:07 in one fell swoop.
I will try to marshal Brewery bash race and do my best for the infamous and tough "Hangover Handicap" on new years day.I remember being seeing Kerryn McCann flash past me running uphill last year and was demoralized!Perhaps this year i will run so fast i wont get to see her!!
(If she is overhandicapped that is!)
I saw her training in the fire trails around Bulli on Sunday and she looks to have pulled up well from the Tokyo marathon and she gave a cheery hello as i ran past which was nice.Looking forward to setting a plan of attack for the next 6 weeks i will let you all know about it.
Cheers R2B
Tuesday, November 29, 2005
5 comments:
- plu said...
Well done a great time.
- 10:57 AM, November 30, 2005
- allrounder said...
top run R2B...with a chat stop and all...keep it going...
- 12:55 PM, November 30, 2005
- R2B said...
Thanks Guys!
- 11:57 PM, November 30, 2005
- nicrunning said...
Hey r2b,
That is great improvement for 3km!. That 20 for 5 isn't far away and I am keen for the challenge! Starting now first to break 20 min for 5km (just remember I took 1:21 off my old PB a week ago).
- 10:56 PM, December 03, 2005
limit greater taxol hughitt frameworksa greenleaf ridge maintained moodle rough bhalchandra
lolikneri havaqatsu
- 5:35 AM, February 09, 2010
Subscribe to: Post Comments (Atom)


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text: Camarillo MMA is hosting their second summer camp. The summer camp will begin on Monday, June 18th and will end on Thursday, June 21st. From 10am til 2pm. For the summer camp we will review: basic first aid survival skills, basic rifle safety, weapons training, survival skills, beginner land navigation, and ruck sack training. The cost per child is $120 plus materials fees. Parents must sign up their kids by June 1st. This camp is limited to the first 10 kids and outside students are welcomed. For more information contact Gilbert at email@example.com or Cherry at email@example.com.


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I have four piece of news (you have all been sent an email about this as well).
News Bulletin 1
I found one more book, where two of the chapters are going to be useful for our user/task analysis and creating personas. I've only glimpsed at it (I'm at work you know, busy woman HA!), but this might be helpful. I'll try to photocopy this some time today.
Source: User Interface Design for Mere Mortals by Eric Butow (2007)
Did you want to preview the book? A great place to check is here (you can also try amazon, but the site below makes you want to buy any book!)
Look here: http://safari.oreilly.com
Here is the Table of Contents for the useful bits. I consider only Chapters 5 and 6 to be relevant for this project. (Note: I copied this by hand, so I hope it's accurate).
Chapter 5. How Users Behave
Task Structures
Conscious and Subconscious Behavior
Transforming Difficult Tasks into Simple Ones
Creating a Conceptual Model
Case Study: Interviewing to Establish the Conceptual Model
Review Questions
Implementation Versus Mental Models
User and Task Analysis
Watching Users in Action
Persona Evaluation
Review Questions
News Bulletin 2
I will try to speak with the IBM librarian this week. She is an expert user (librarian) but unique because she does not use the particular system we are analyzing. I'll update you on my progress.
News Bulletin 3
I have another book to circulate to the team. It's an easy to read, and a very fast read on graphics, general design, and how to use appropriate typeface.
Source: The Non-Designer's Design Book by Robin Williams (2008)
News Bulletin 4
I plan to learn how to use Adobe In Design (a desktop publishing program). I hope to create the document plan using this program and our final project. I hope to assess whether it's easy enough to learn and use in the next couple of weeks. I think it will be, but I think more than one person should work with me on it, preferably someone who plans to take the rest of the courses in this certificate. You will eventually have to use either this program or something very similar to it. I have the program for free and a book that helps you learn how to create things and tutorials.
Thank you for all of your hard work team!!!


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I am a cupcake aficionado. However, this enthusiasm has been formerly contained to the act of eating cupcakes. I am the target cupcake customer and I have frequented many a shop in my lifetime. Hell, I frequented two just in the past week! But I have yet to find the ultimate cupcake, that perfect combination of cake and toppings that fills your mouth with an orgasm in every bite. Oh I have come close, but if the cake is too die for, the frosting is too sweet. Or if the icing is perfection, the cake is too dry. There always seems to be one element missing from my ideal and so the quest continues.
Now making my own cupcakes is another matter. I love a bake shop cake, but the box mixes leave me flat. However, the ease of a box mix can't be beat. You see, as much as I love to experiment in the kitchen to recreate meals I have seen or eaten or just to come up with something on my own, I HATE TO BAKE! Did I say I hate to bake? I can not stress enough how much I hate baking! Oh, I can do cookies and brownies fine enough. Even my pies are not too bad. But cakes take precise ingredients to come out as they should. I don't do precise. I don't follow recipes. I add a little of this and a pinch of that. That works out fine with a cookie or pie, but it can spell disaster for a cake. Thus I have avoided baking one from scratch since home ec. And I have never tried cupcakes from scratch.
The research took longer than the actual baking. I looked at dozens of recipes and couldn't make a decision. I'm a bit picky about how my cupcakes should taste. I like it dense, flavorful and super moist. None of these dry fluffy cakes for me. But you can't tell that from a recipe...at least I can't. Then I was hit with inspiration. My favorite cake is a coffee cake so why not make coffee cake cupcakes. I settled on the second recipe I found.
I must confess I still could not stick to the recipe. It seems I have a problem with authority, especially in the kitchen. No one is going to tell me what to do, even if it is a recipe. I had two over-ripe bananas that were just begging me to be added to the batter, so I threw them in the mixer. And if you look at the photos, the ones with frosting and the streusel on top are how they are supposed to look. But on one batch I just threw the streusel on top of the batter and let it cook in, more like a traditional coffee cake. The original recipe with the frosting tasted better as the streusel was more of the star of the cupcake. I'm pleased to say my cupcakes were deliciously moist with a nice bit of banana flavor. I did pretty good for my first ever cupcakes from scratch.
One of my dreams has always been to own a cupcake truck that goes to various locales to sell the delicious treats. But the reality is I would enjoy testing and selling them, but would still hate baking them. So a more realistic dream would be for me to have a pie truck. I can taste test, sell and bake little pies and hopefully gain more dollars than weight doing so. Of course, my star pie would be made from imported olallieberries from the central coast. Nothing beats an olallieberry pie. And the name of the truck? Occu-pie Salt Lake City...
This is my quest, to do fifty things I have never done before in the year I turn the big 5-0! Check back to see what new things I have accomplished this year...
What shall I do?
I know I want to run a 5k and half marathon. Okay, so I want to run, but I will end up power walking instead. Maybe try out some new ethnic cuisines. Travel to some new spots. Try some new classes. Support a new charity. Some may be exciting adventures, some may be boring. I welcome your suggestions for something new to try.
Sunday, January 8, 2012
#26...You can have your cake and eat it too...if they are cupcakes!
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Product Description
Mark Shannon and Elvezia Sbalchiero, the duo behind A Mano, have worked in the wine business for most of their lives. Elvezia is a northern Italian wine marketing expert and Mark is a Californian winemaker. They fell in love with Puglia and, when they decided to start their own label, made it their home. By producing wines of quality, Mark and Elvezia have succeeded in making Primitivo one of Italy's most talked about grape varieties. A Mano Rosato is immediately enjoyable, then offers wave upon wave of flavours that evolve with time in the glass. Exotic tropical fruit aromas and a hint of crystallised ginger are followed by rich, lush citrus flavours and combine with creamy fruit to balance the vibrant acidity. The Primitivo grape contributes a blackberry character and the Aleatico has ripe peach and tropical aromas to add complexity.


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She even went to bat for us with the new house owners and served us negotiate with them on The brand new lease. We were being so amazed along with her genuine treatment, concern and adhere to up that we have been dealing with her now as our real estate agent as we find to buy a house.
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The plain advantage of getting your bank loan by way of a conventional bank is definitely the arduous reporting program it offers.
Any around or beneath payment of accrued fascination ensuing from the price improve, is going to be applied to the borrower's stability. The re-amortized payment will likely be calculated each more info year, using the remaining expression, recent equilibrium and Wells Fargo Prime Level then in impact. Restrictions may possibly implement.
Our Skilled commercial lending workforce will function intently along with you to construction the ideal system more info for your business
Numerous of such loan systems are fully amortizing and have a 25- or 30-year time period and amortization. They are going to convert to an adjustable fee property finance loan once the fastened-fee phrase is up.
We are going to match or conquer a competing supply (level and fee mix), whenever a competitor's formal created acceptance is delivered to us, or pay you $two hundred.
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Why a commercial refinance personal loan? Pay off an existing mortgage on a company or commercial financial investment residence, such as probable money-out prospects.
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Matt Houlbrook: mobile historian; beard growing, head shaving; occasional cycling.
The point at which my obsessions come together: cycling and interwar history — courtesy of my Grandad, Thomas Henry Houlbrook.
The photograph was taken in Mexborough around 1936 when he was working as a butcher's boy. I want that basket.