text:
What the hell is going on in British politics?!
How can it be that the very people responsible for the dreadful state of this nation, are the same clowns elected and re-elected by what seems to be the majority of the electorate?
More to the point, why would the electorate do such a damaging thing?
One part of the answer to that question is the unsuitability of a nationalist candidate in whom the handing over of Britains interests could be trusted to, and as time goes on, it becomes clearer that the most well known nationalist- Nick Griffin- simply isn't fit to rule, or have anything to do with the running of a nation.
Nationalism stands bereft of the leadership needed to make a realistic challenge for the right to rule, not that there is a lack of quality, experience, or skill, far from it, the nationalist cause has a wealth of talent from which to choose, it is the splintered, factional nature of nationalism that is holding back any serious attempts to put together a shadow government, that and the far too numerous ego's that always seem to intervene before common sense.
Before I go on, let me just explain what I mean by nationalism.
Nationalism is about blood and culture. Being handed a passport 5 minutes after arrival does not make you British, being here for 2 or 3 generations does not make you British.
The first rule of being British indigenous, is of course the fact that we are white northern European, and have been for 20,000 years. This idea that the ownership of a piece of paper or the say so of some petty anti-British official reverses or negates these facts, is idiotic.
So this civic nationalism is no nationalism at all, it is just another facet of PC liberalism, just another way of including foreigners in something to which they have no right of inclusion. If they find themselves moved towards the causes of nationalism, then they should take up that cause in their ancestral lands, the lands from which their families originate, and re-build them to the point where national pride returns. This trying to take the nations of Britain for themselves, is a cuckoo syndrome that is greatly damaging to the British, giving the viewpoint that the separate nations of Britain are not home to any indigenous peoples at all, something that is keenly promoted by those political traitors that currently infest what used to be the home to modern day democracy, Westminster.
Westminster will have to be fumigated before real Brits can operate from there again.
In order to make the advances required in political structuring, nationalism needs to set aside those things that allow the continuance of factionalism. Racial nationalists need to unite behind those things upon which they are agreed, not argue over those things upon which we disagree, only in this way can we direct the protests of an entire movement at the single target we need to destroy; government!
We now suffer under a political system that is corrupted throughout. Local, regional, national, and international politics are all riddled with liars, cheats, thieves, and deceivers.
We exist under the rule of a political ideology that states the lives of the indigenous white Europeans within their respective countries, are not as important as those of the immigrants that have colonised those countries, that believes the care and welfare of its armed forces personnel should come second to the technicalities of the human rights act in pandering to those same immigrants, that foist upon the native taxpayers the burden of footing the education bill for hundreds of thousands of foreign students, to the direct detriment of our children.
And in particular, we see that islam is being used more and more to usurp both power and position from the native peoples, driven by a political establishment intent on breaking our communities, our social cohesion, and any feelings of nationalism, in favour of PC liberalism, globalism, and their undying yearning for a new world order with a single global race as its trophy.
Of course, the Westminster scum have no worries on these matters, they are stealing enough money through the allowance schemes to allow them to choose the best performing schools, the safest neighbourhoods, the private hospitals, not for them the failing standards of a nations infrastructure, the no go areas imposed by immigrant colonisation, or the decimated NHS services that have slid further down the rankings as the number of immigrant workers increases.
So what will it take to put right these deliberate attempts to derail Britain?
What it won't take is new labels for old ideologies, for new fangled descriptions for ideas that have been dragged from the depths of political history, like the "big society". Once again, Cameron shows he's no Tory, just a socialist with a blue tie.
This is the worst kind of Marxist crap, recycled, relabelled, and sold to the public as a panacea for the effects of a stale economy and downtrodden communities, despite the fact that these things were spawned by the very people now telling you what you should do!
There is no need of new ideologies, or of new labels for old ideas, any nationalist push for governance should be based on the one thing that will revive the interest in politics and their reason to vote, and that is the truth!
We have an entire establishment floated on a raft of lies and bullshit, protected by a media that acts to mask the malfeasance of this rancid political connivance, and that is overseen by the vast numbers of Common Purpose, freemasons, Bilderbergers and illuminati that have been actively put into places of influence in order to stop this landtrain of deceit from crashing before its objectives are met.
But any structure built on iffy foundations; and they don't come more iffy than Britains current political system; is open to damage, and if we shake it hard enough, we can bring the whole lot down about their ears.
When the footsoldiers of this corrupt regime, the uaf/searchlight scum, start to shout in the streets about Nazis, we should be right there at them, with the chant, traitors!
And when our meetings or demonstrations are met with the shouts and lies of these people, then they should be met with similar inconveniences at their meetings and demonstrations, and when in their bravery, they physically attack nationalists or the nationalist cause, then this too should be returned to them, only ten times harder or ten times more than what they gave out. It is time these people were shown that if the political system refuses to uphold our basic rights and freedoms, then we'll bloody well uphold them ourselves!
As to winning victory in either local or national elections, it's simply a case of getting the right message out, and that consists of policies that will change the face of your towns, cities, or even countries positively.
There is so much upon which nationalism is agreed. Stop all immigration, then reverse the process, withdrawal from the EU, the re-introduction of corporal and capital punishment, proper prison sentences and policing, a return to the three 'r's curriculum, the need for an English parliament, stricter controls on banks and their investments, and a whole host of other policies.
The point is that this is the weapon with which we can shake the establishment, this is how we crash the house of cards their establishment is built on! Explaining to the electorate in clear and simple English how what we would enact as policy would affect them positively, is one of several vital points to be achieved, along with uniting the racial nationalists behind a nationwide manifesto, and bringing to the fore a selection of nationalists fit to lead a national government.
It's a big ask, but it is certainly achievable, yet it stands or falls on the ability of the nationalist movement to persuade its best and brightest to put aside ego's and technical differences, and to gather together to form a manifesto behind which we all stand, so that the people the length and breadth of Britain understand our aims. In one clear, concise document, we could explain our targets countrywide.
These are the things that I genuinely believe will make the difference between success and failure for the nationalist movement, and if we can forego the pettiness of the past and create a set of policies behind which we can all stand in support, then irrespective of Griffin and the BNP, we can push nationalism on further in two years than its moved in ten.
Craig Pond, England First Party, Stoke-on-Trent Division.
contact us at; email@example.com


text:
Dilwale 2015 – All Songs Lyrics & Video | Shahrukh khan | Kajol
The music for Dilwale is composed by Pritam while lyrics are penned by Amitabh Bhattacharya. The record label, Sony Music India As per sources, the music album of the film has 7 songs.The film includes a romantic song between Shah Rukh Khan and Kajol, titled "Rang De Tu Mohe Gerua" It will also have a peppy, dance track featuring Varun Dhawan and Kriti Sanon and is titled "Manma Emotion Jaage".The third song from the film is "Janam Janam".
- Gerua – Arijit singh
- Manma Emotion Jaage
- Janam Janam – Arijit Singh
- Tukur Tukur – Arijit Singh
- DAAYRE LYRICS – Arijit Singh
- Premika – Benny Dayal, Kanika Kapoor
- Dilwale Theme song
Gerua – Arijit singh
Manma Emotion Jaage
Janam Janam
Premika lyrics
tukur tukur

subset: commoncrawl


text:
Aphogee Shampoo for Damaged Hair 16oz
This rich, luxurious shampoo cleans gently and will not harm color, perm or relaxer services. Proteins, emollients and vitamins restore sheen and pliability to hair damaged by chemicals and heat. ApHogee Shampoo for Damaged Hair is recommended for everyday use on color treated and damage-prone hair. Safe for daily use as well as on extensions, weaves and hair color. 16 oz
Site Policies | ©2018 Ensley Beauty Supply
©2018 Ensley Beauty Supply, Inc.


text:
During the 1970s and 1980s, medical malpractice suits were increasing in frequency. A contributing factor to this increase was the ability of physicians to relocate to other states without disclosure of past medical malpractice payments or adverse actions. The Healthcare Quality Improvement Act of 1986 ("HCQIA") is a federal law that was enacted to create a national tracking system of physicians with a history of medical malpractice payments or adverse actions. This system is known as the National Practicioner Data Bank. One of the reasons that malpractice actions were on the rise was because physicians were reluctant to engage in peer review activities. In order to foster and promote peer review HCQIA provided immunity from civil money damages to encourage physician involvement in such review actions. (see; 42 U.S.C. Section 11101 et seq. (1986) Healthcare Quality Improvement Act of 1986).
There was a national need to restrict the ability of incompetent physicians to move from state to state without disclosure or discovery of the physician's previous damaging or incompetent performance. The Federal Government has attempted to remedy this problem through effective peer review which provides immunity from civil money damages who participate in peer review. The government additionally developed the National Practicioner Data Bank to track physicians with a history of adverse actions and help stem the relocation of offending physicians. (see; http://hcqia.net/history.htm).
HCQIA provides immunity from civil money damages for participants in professional review actions (peer review), except for damages relating to civil rights actions. In addition, immunity from damages shall not be available to any one who knowingly provides false information to a professional review body. The Secretary of Health and Human Services is authorized by HCQIA to create a nationwide reporting system for certain adverse actions concerning a physician's competency and professional conduct. (see; 42 U.S.C. Sections 11111(a)(1) (a)(2) and 11134.)
What is a Professional Review Action under HCQIA?
A "professional review action" means an action or recommendation by a professional review body which is taken or made during a professional review activity. The action or recommendation must be based on the (i) competence or (ii) professional conduct of an individual physician and (iii) which affects (or may affect) adversely the physician's clinical privileges or membership in a professional society. A professional review action includes a formal decision to not take action or make a recommendation.
The professional conduct of the physician in question must affect or could affect adversely the health or welfare of a patient or patients. It is important to note that actions based primarily on the physician's: (i) lack of membership in a professional society or association; (ii) fees or advertising; (iii) participation in a prepaid group health plans, salaried employment or other manner for delivering health services; (iv) association with a private group practice of a particular class of health care practitioners; or (v) any other matter that does not relate to the competence or professional conduct of a physician are not considered to be professional review actions based on the competence or professional conduct of the physician. (see; 42 U.S.C. Section 11151(9))
What is a Professional Review Body under HCQIA?
A professional review body means a health care entity, governing body, any health care entity committee which conducts professional review actions, and any medical staff committee when it assists the governing body in a professional review activity. (see: 42 U.S.C. Section 11151(11)).
What is a Professional Review Activity under HCQIA?
A professional review activity means an activity of a health care entity with respect to an individual physician:
1. to determine whether the physician may have clinical privileges or membership;
2. to determine the scope or conditions of such privileges or membership; or
3. to change or modify such privileges or membership. (see: 42 U.S.C. Section 11151(10)).
How Does A Professional Review Action Qualify for Immunity under HCQIA?
A professional review action must meet the standards set forth in the Act in order to qualify for immunity. The professional review action must be taken:
1. in the reasonable belief that the action was in furtherance of quality health care;
2. after a reasonable effort to obtain the facts of the matter;
3. after adequate notice and hearing procedures afforded to physician or other such procedures that are fair to the physician; and
4. in the reasonable belief that the action was warranted by the facts known after the reasonable effort to obtain the facts and adequate notice and hearing procedures have been afforded to the physician.
A professional review action shall be presumed to have met the HCQIA standards unless the presumption is rebutted by a preponderance of the evidence. (see: 42 U.S.C. 11112(a)).
What are Adequate Notice and Hearing Procedures under HCQIA?
There are two notice provisions provided for under HCQIA: (i) notice of the proposed action (such as a recommendation to terminate privileges) and (ii) notice of the hearing.
Notice of Proposed Action: This notice must state:
1. that a professional review action has been proposed to be taken against the physician;
2. the reasons for the proposed action;
3. the physician has a right to request a hearing;
4. any time limits to request a hearing (not less than 30 days); and
5. a summary of the physician's hearing rights that comply with HCQIA. (see: 42 U.S.C. Section 11112(b)(1)).
Notice of Hearing: If the physician timely requests a hearing, he must be given a notice stating:
1. the place, time and date of the hearing, which shall not be less than 30 days after the date of the notice; and
2. the list of witnesses (if any) expected to testify on behalf of the professional review body. (see: 42 U.S.C. Section 11112(b)(2)).
Hearing Requirements: If a hearing is timely requested by the physician:
1. the health care entity shall decide whether the hearing shall be heard before:
i. a mutually acceptable arbitrator;
ii. a hearing officer appointed by the health care entity who in not in direct economic competition with the physician; or
iii. a panel of individuals who are appointed by the health care entity and are not in direct economic competition with the physician.
2. the physician may forfeit his right to a hearing if he fails without good cause to appear.
3. In the hearing, the physician has the right to:
i. representation by an attorney or other person of his choice;
ii. have a record of the proceeding made (copies of which may be obtained by the physician upon payment of reasonable charges);
iii. call, examine and cross-examine witnesses;
iv. present evidence deemed relevant by the hearing officer, regardless of whether such evidence would be admissible in a court of law; and
v. submit a written statement at the end of the proceedings.
4. Upon the conclusion of the proceedings, the physician has the right to receive:
i. a written decision, with a statement of the basis of the recommendation; and
ii. a written decision of the heath care entity, including a statement of the basis of the decision. (see: 42 U.S.C. Section 11112(b)(3)).
The above notice and hearing procedures are not required in situations where no adverse professional review action was taken or if a physician's clinical privileges are suspended or restricted for 14 days or less, during which time an investigation must be conducted to determine whether a professional review action is needed. (see: 42 U.S.C. Section 11112(c)(1)).
What if there is an emergency situation under HCQIA?
A health care entity may take a professional review action which results in an immediate suspension or restriction of a physician's clinical privileges without prior notice or hearing where failure to act may result in imminent danger to the health of any individual. After the emergency action is taken, the physician must be given subsequent notice and hearing or other adequate procedures. (see 42 U.S.C. 11112(c)(2))
Are attorney's fees available under HCQIA?
A health care entity or other defendant shall be awarded reasonable attorney's fees and costs if: (i) the defendant met the standards for professional review actions in the Act (ii) substantially prevails at trial, and (iii) the plaintiff's claim was frivolous, unreasonable, without foundation or in bad faith. A defendant shall not be considered to have substantially prevailed when the plaintiff obtains an award for damages or declaratory relief (permanent or injunctive). (see: 42 U.S.C. Sections 11112(a) and 11113).
What are the medical malpractice reporting requirements under HCQIA?
Any entity (including health insurance companies) which makes a medical malpractice payment: (i) under a policy of insurance; (ii) self insurance; or (iii) otherwise in (a) settlement (or partial settlement) of or (b) in satisfaction of a judgment shall report the payment to the National Practitioner Data Bank and appropriate state licensure board. This requirement applies to medical malpractice payments for physicians and other licensed health care practitioners. (see: 42 U.S.C. Section 11131(a)).
What Must Be Reported to the National Practitioner Data Bank under HCQIA?
The following information must be reported:
1. name of physician or licensed health care practitioner;
2. amount of payment;
3. name (if known) of any hospital with which the physician/practitioner is affiliated;
4. description of the acts or omissions and injuries or illnesses upon which the action or claim was based; and
5. other information as required by the Secretary of HHS. (see: 42 U.S.C. Section 11131(b)).
What happens if there is a failure to report information to the National Practitioner Data Bank?
There is a civil money penalty of not more than $10,000 for each medical malpractice payment not reported. (see: 42 U.S.C. Section 11131(b)).
Are Board of Medical Examiners required to report sanctions?
Each Board of Medical Examiners shall report to the National Practitioner Data Bank the (i) revocation or suspension (or other restriction) of a physician's license (ii) censure; (iii) reprimand; or (iv) probation of a physician, for reasons relating to profession competence or professional conduct; or (v) the surrender of a physician's license. (see: 42 U.S.C. Section 11132(a)(1)).
The following must be reported:
1. name of physician involved;
2. description of acts or omissions or other reasons (if known) for the revocation, suspension or surrender of the license; and
3. such other information respecting the circumstances of the action or surrender as the Secretary deems appropriate. (see: 42 U.S.C. Section 11132(a)(2)).
What happens if a Board of Medical Examiners fails to report to the National Practitioner Data Bank?
If, after notice of noncompliance and providing opportunity to correct noncompliance, the Secretary determines that a Board of Medical Examiners has failed to report information, the Secretary shall designate another qualified entity to make the required reports to the National Practitioner Data Bank. (see: 42 U.S.C. Section 11132(b)).
What actions must be reported to the Boards of Medical Examiners by health care entities?
Each health care entity shall report to the appropriate Board of Medical Examiners:
1. A professional review action that adversely affects the clinical privileges of a physician for longer than 30 days;
2. The acceptance of the surrender of clinical privileges of a physician –
i. while the physician is under an investigatin relating to possible incompetence or improper conduct or
ii. in return for not condicting such an investigation or proceeding or
3. if the entity is a professional society, a professional review action which adversely affects the physician's membership in the society.
These reports by a health care entity are required in the case of a physician and permissive in the case of other licensed heatlh care practitoners. (see: 42 U.S.C. Section 11133(a)(1) and 11133(a)(2)).
The following must additionally be reported:
1. The name of the physician/practitioner involved;
2. description of the acts or omissions or other reasons of the action or, if known, the surrender; and
3. such other information respecting the circumstances of the action or surrender as the Secretary deems appropriate. 42 U.S.C. Section 11132(a)(2).
What happens if a health care entity fails to report actions to the Board of Medical Examiners?
The health care entity shall lose its civil money damages immunity if the Secretary publishes the name of the entity in the Federal Register, after notice and opportunity to cure its failure to report, and the entity fails to do so. (see. 42 U.S.C. Section 11133(c)(1)).
What duties do hospitals have to obtain information?
Each hospital is required to obtain information (also known as a "query") from the National Practitioner Data Bank:
1. at the time a physician or licensed health care practitioner applies to be on the medical staff (courtesy or otherwise) or for clinical privileges and
2. once every two years. (see: 42 U.S.C. Section 11135(a)).
Is information reported to peer review committees always confidential?
Information reported pursuant HCQIA shall be considered confidential and not to be disclosed (other than to the physician or practitioner in question) except with respect to professional review activity, as necessary to carry out queries to the National Practitioner Data Bank, or in accordance with federal regulations or state law. Information which does not contain identifiable information of any particular health care entity, physician, practitioner or patient shall not be considered confidential. There is a civil money penalty of not more than $10,000 for each violation of confidentiality. (see: 42 U.S.C. Section 11137(b)(1) and 11137(b)(2)).
Relevant provisions under the Code of Federal Regulations
National Practitioner Data Bank.
The National Practitioner Data Bank is established to collect and release certain information relating to the professional competence and conduct of physicians, dentists and other health care practitioners. (see: 45 C.F.R. Section 60.1).
Time Frames for Reporting to the National Practitioner Data Bank.
Disputing the Accuracy of a Report.
A physician, dentist or other health care practitioner may dispute the accuracy of information in the Data Bank concerning himself or herself. The Secretary will routinely mail a copy of the report to the subject individual. The subject individual has 60 days from the date on which the Secretary mails the report in which to dispute the accuracy. (see 45 C.F.R. Section 60.14(a)).
The Department of Health and Human Services publishes a resource guide for users of the National Practitioner Data Bank entitled, The National Practitioner Data Bank Guidebook. The Guidebook can be found at: www.npdb-hipdb.com>Publications>NPDB Guidebook, and contains the entire range of NPDB polices and operations.
Familiarity with HCQIA's notice, hearing and reporting requirements will become increasingly important as governmental and accreditation organizations continue to focus on quality and costs savings in the delivery of health care.
The two primary governmental entities that are concerned with HCQIA are state licensure boards and the Department of Health and Human Services. In order to comply with HCQIA, health care entities, insurance companies and Boards of Medicine should ensure they submit reportable actions to the National Practitioner Data Bank within the time requirements, after applicable notice and hearing procedures have been afforded to the physicians/licensed health care practitioners. In addition, health care entities that are accredited should ensure they comply with any hearing procedure requirements in their accreditation standards. The increased scrutiny on quality will continue to permeate all areas of health care
HCQIA is a valuable tool to help ensure the quality of care provided in the community. HCQIA is a very technical law and attorneys should be familiar with its definitions, reporting requirements and time frames. The National Practitioner Data Bank Guidebook is a resource for interpreting this statute and often presents the information in manageable formats, such as a chart with reporting timeframes.


text:
The MelBaysFeb 2, 2017 | 0 comments
Date: Feb 2, 2017 Time: 8.00 p.m. Price: $5.00 ticket sales to support local music programs Type: Vintage Pop, Rock, Blues, Country
Let Thursday nights at The Mainline be your dinner and dancing night! The MelBays focus on the fun, danceable, sing-along set lists. Described as "road trip music", you never know what this band will break out. From Ray Charles to Steely Dan to The Monkees, The MelBays are making Thursdays an awful lot of fun at The Mainline! Our delicious new dinner menu, milkshakes, coffee, and our extended bar aim to please. We've got room to dance now, too!


text:
Econometrics Chapter Summaries
In this chapter we introduced some fundamental ideas of regression analysis. Starting with the key concept of the population regression function (PRF), we developed the concept of linear PRF. This book is primarily concerned with linear PRFs, that is, regressions that are linear in the parameters regardless of whether or not they are linear in the variables. We then introduced the idea of the stochastic PRF and discussed in detail the nature and role of the stochastic error term u. PRF is, of course, a theoretical or idealized construct because, in practice, all we have is a sample(s) from some population. This necessitated the discussion of the sample regression function (SRF). We then considered the question of how we actually go about obtaining the SRF. Here we discussed the popular method of ordinary least squares (OLS) and presented the appropriate formulas to estimate the parameters of the PRF. We illustrated the OLS method with a fully worked-out numerical example as well as with several practical examples. Our next task is to find out how good the SRF obtained by OLS is as an estimator of the true PRF. We undertake this important task in Chapter 3.
3) The Two-Variable Model: Hypothesis Testing
In Chapter 2 we showed how to estimate the parameters of the two-variable linear regression model. In this chapter we showed how the estimated model can be used for the purpose of drawing inferences about the true population regression model. Although the two-variable model is the simplest possible linear regression model, the ideas introduced in these two chapters are the foundation of the more involved multiple regression models that we will discuss in ensuing chapters. As we will see, in many ways the multiple regression model is a straightforward extension of the two-variable model.
4) Multiple Regression: Estimation and Hypothesis Testing
In this chapter we considered the simplest of the multiple regression models, namely, the three-variable linear regression model—one dependent variable and two explanatory variables. Although in many ways a straightforward extension of the two-variable linear regression model, the three-variable model introduced several new concepts, such as partial regression coefficients, adjusted and unadjusted multiple coefficient of determination, and multicollinearity. Insofar as estimation of the parameters of the multiple regression coefficients is concerned, we still worked within the framework of the classical linear regression model and used the method of ordinary least squares (OLS). The OLS estimators of multiple regression, like the two-variable model, possess several desirable statistical properties summed up in the Gauss-Markov property of best linear unbiased estimators (BLUE). With the assumption that the disturbance term follows the normal distribution with zero mean and constant variance σ2, we saw that, as in the two-variable case, each estimated coefficient in the multiple regression follows the normal distribution with a mean equal to the true population value and the variances given by the formulas developed in the text. Unfortunately, in practice, σ2 is not known and has to be estimated. The OLS estimator of this unknown variance is . But if we replace σ2 by , then, as in the two-variable case, each estimated coefficient of the multiple regression follows the t distribution, not the normal distribution. The knowledge that each multiple regression coefficient follows the t distribution with d.f. equal to (n – k), where k is the number of parameters estimated (including the intercept), means we can use the t distribution to test statistical hypotheses about each multiple regression coefficient individually. This can be done on the basis of either the t test of significance or the confidence interval based on the t distribution. In this respect, the multiple regression model does not differ much from the...
Please join StudyMode to read the full document


text:
Coby's Blog
Saturday, January 8, 2011
revenge sith wallpaper
Star wars episode 3: revenge of the sith bad dialogue
Revenge of the Sith
Wallpaper Download Panel. Star Wars Episode III Microsite
Wallpaper Download Panel
SimonZ's Home Page - Wallpapers: Revenge of The Sith
revenge of the sith (download)
This is a countdown to the release of Star Wars Episode 3 Revenge of the
windows xp desktop wallpaper Star Wars Episode III Revenge of the Sith
windows xp desktop wallpaper Star Wars Episode III Revenge of the Sith
starwars wallpaper, star wars desktop wallpaper, sith wallpaper,
The Jedi Phantom Menace Attack Clones Revenge Sith Force Unleashed Darth
Pirated DVD: Star Wars -- Revenge of the Sith
Source: http://www.exposay.com/donna-derrico-star-wars---episode-iii-revenge
dixie narco 440 dixie narco 440 classic gumball machine
Star Wars Episode III Revenge Of The Sith
Lego Star Wars 2 Guide Images, Pics, Photos, Wallpapers, Photogallery -
Revenge of the Sith. In Episode III, the Chairman is only a background
star wars episode iii wallpapers | lxixixl
Donna Derrico Pics Images, Pics, Photos, Wallpapers, Photogallery -
Posted by
Email This
Share to Twitter
Share to Facebook
Share to Pinterest
No comments:
Post a Comment
Newer Post
Older Post
Subscribe to:
Post Comments (Atom)


text:
Flowers, bridesmaids, the white dress. We've all seen a wedding ceremony. Some are large, formal, five-piece band celebrations in traditional venues; while others are small, intimate beach side ceremonies celebrated by a few close friends and family. No matter the 'style,' every wedding has the same purpose – a couple publicly committing their lives to one another.
Yet never, not one single time, have I performed a wedding where the couple fell in love during the ceremony. And never have I done a wedding where the couple decided – at the ceremony – to commit their lives to one another. The decision was already made. In the same way, baptism, is a public expression before God and man of what has already happened in one's heart and life.
Just to be clear. A person is not baptized into Christ Jesus when baptized in water. It's the moment one decides to trust in Christ, coming in repentant faith, that we will receive a gift—the Holy Spirit, God's Spirit dwelling within us. That baptism occurs at salvation.
So, what then does water baptism represent? In baptism, we are saying that Christ has died for our sins and that we, too, are dying to our life without Christ. We are dying to our sins, to our selfish desires. In baptism, we are testifying to what has already occurred—a decision to trust Christ, to follow Him.
But, that's not all. In rising out of the water, we see the symbolic resurrection of Jesus Christ rising from the dead. This represents the second part of the gospel. We testify that as the water cleanses me outwardly, Christ has already cleansed my heart. He has set me free. Now, I have the privilege of following the resurrected Savior forever and ever and ever.
Just like a wedding ceremony is a life-changing moment, full of hope and celebration, baptism is to be celebrated. Have you publicly celebrated your life-altering, no going back, declaration of what Christ has done for you? It's only something a follower of Jesus can do. No parent can make that decision for you. It is a choice that results from saving faith in Jesus.


text:
Monday, December 7, 2009
PhOtO sHoOt!!!! (call me if interested!)
10 comments:
- Eyrealm said...
Elle, these pictures are spectacular! I can' tell you're going to follow in your mom's footsteps! I can't believe you edited these too! This summer you gotta show me how okay? I love every one but I think my favorite it the three girls running into the field. Such great subjects to work with!
Love you! grammie
- December 8, 2009 at 1:11 PM
- Katy said...
Hey El! This is Hannah. Tomorrow we will edit my pics! Those r soooo AmAzInG!
- December 8, 2009 at 5:33 PM
- shawni said...
I"m so proud of you Elle Belle. You did such a great job!!
- December 9, 2009 at 6:05 AM
- Laurel said...
Elle, this is your aunt Laurel. These pictures are awesome! Looks like you are taking after your talented mother. Love ya girl!
- December 9, 2009 at 3:49 PM
- HELLO my name is Jill said...
you are too adorable! beautiful photos! you take after your mama!
- December 9, 2009 at 6:39 PM
- Claudia said...
Those are awesome! I wish I was as good at photography as you! I like the one of Brooke and her freckles too:) See you soon!
- December 11, 2009 at 4:10 PM
- Annie said...
Elle, your photos are amazing! you are a natural. Keep it up!
- December 15, 2009 at 12:02 PM
- Noelle said...
hey Elle!!! oh my gosh those pictures are so good!!! we are so good!!!
~noelle flake
- December 20, 2009 at 7:36 PM
- Anna11432 said...
Hey Elle! Cute pics.
Wish I lived nearer to you, I'd be first in line for the offer, hahaha :)
If your family ever comes back to VA, our fams should get together (bring your camera! lol jk :D)
Happy New Year!!!
***~Peace, Love, and Laughter to All, and HAPPY 2010!~***
- December 31, 2009 at 6:23 PM
- http://princessnoelle99.blogspot.com said...
Hey elle. Its Noelle. The last comment i made says... "We Are So Good." i meant "You Are So Good!" Sorry for the mix-up.
- January 2, 2010 at 6:48 PM


text:
|Yup, this trail runs through a cemetery.
Sunday, April 3, 2011
Hello Old Friend
10 comments:
What a beautiful trail!!!!ReplyDelete
As for the shoes...I found my new tried and true by trying something different. I had one of my favorite shoes on one foot and a different kind on the other...and realized that the new brand felt better.
Good luck!
Great job on the run and conquering that hill! I need new shoes too, but I'm definitely in the market for something new. I need more cushion!!ReplyDelete
Way to kill that hill! What a pretty trail. Glad you got to spend some time on it!ReplyDelete
Looks like a great place to run. I wear Brooks too. I've worn the same style for the last 12 pairs - I stay with what works! Great run!ReplyDelete
Nice run, well done! That looks like a great trail to train on. I stay with the same shoe unless they change it drastically in a new model. If it works, I don't change it.ReplyDelete
Looks like you missed out on the cold, wind, and rain that we gotReplyDelete
I am breand loyal and stick to what works for me, but I am not a neutral runner, my selection is limited
I've only had four pairs of running shoes but they've all been Asics. This last pair is the same exact model as my previous pair and I bought it from Zappos. I know I saved money from the store since it's cheaper on Zappos and they were having a sale. I might try something new and buy a second pair when we get our taxes back. Might alternate them and extend the life of them... although my previous pair made it more than 1,000 miles :) Yeah, I needed to have bought some way earlier but oh well.ReplyDelete
Great run also. 12 miles is a nice figure and to do it under two hours is always an accomplishment.
Isn't it so nice to revisit trails that have been buried for months! Good job tackling that hilly mile so many times!!!ReplyDelete
aww, love your trail! so pretty.ReplyDelete
Nice trail! Way to conquer that hill.ReplyDelete
I tend to bounce around running shoe brands. Currently I run in a pair of Asics Cumulus 12's on the road and Nike Air Pegasus 27 trail shoes for snow & trails. BTW, the Nike's were awesome in the snow all winter. Very good traction.
Spring is trying to spring, but slowly. Still lots of snow around. Hopefully it will be gone in a week or so.


text:
Heres to you Afrika!Posted: June 1, 2013 Filed under: Final/Lasting Impressions Leave a comment
To try and put this experience into words is impossible. No amount of description or number of pictures could portray the amazing journey I had in Africa. It seems like just a minute ago I was nervously waiting to find out if I got accepted for the program or not and then with a blink of an eye it's the day I leave and I'm fighting to make it through writing this reflection without any more tears! The smells, the sounds, the animals, the nature, the sights, and especially the people and the children have all contributed to making this month incredible. To have been giving this opportunity is life changing and will always be.
Anyone on this trip could back me up when I say my most favorite part was definitely the children… especially because they all had to witness my breakdown on Thursday when talking about having to say goodbye! My days at school were my favorite out of every amazing thing we did while here. To work side by side with the children and the teachers was a once in a lifetime opportunity. At school I was challenged and thrown into situations that made me have to think quickly on my feet and to be flexible. The first week was a little difficult to adjust to, but by the second week I already felt as though I belonged and that I was really making a difference with the children. That is probably what gets me the most… the impact I had on the children and how much they appreciated my being there and being their teacher. They showed me so much love and appreciation. However, what they didn't realize is their impact on me. They were my very first class, my very first students. They showed me what being a teacher is all about and truly made me realize this is really what I want to be. I hope to feel half as significant to my future American students as I do to my students in Africa.
This experience will be talked about for years and year and for even longer than that. When you stop and think about how crazy it is that when something truly impacts your life as much as this experience has mine, it is then that you can sincerely appreciate it for all its worth. This opportunity and all of the memories I have made from it was nothing shy of incredible. I wouldn't change a single thing about it… expect that fact that we have to leave after one short month. That being said it only took one month to impact me as much as it did and affect me life the way it has and I will forever be grateful for that.
Nakupenda Afrika


text:
Talk about slammed! We always appreciate customer submitted photos and as soon as we received these from Karan Singh out of Nashville, TN
Posts Tagged 'accord'
December 30th, 2014
Slammed 2010 Honda Accord Coupe
June 17th, 2013
Ksport Race Cars and Project Vehicles For Sale
We have officially put up 3 of our company vehicles for sale in an effort to make room for increased production activity and company expansion. Now is you chance to purchase vehicles from our very own Motorsports program. We are currently accepting offers


text:
Senin, 01 Juni 2015
Circular gun rack plans
Read More..
Circular gun rack plans
Gun Shaped BBQ Grill
Ship Model Deck Gun
Wooden Kayak Rack Plans
DIY Gun Rack Plans
Wooden Gun Racks
Circular gun rack plans
Rifle rack plans? - cast boolits, Jim, i just built a rack similar to what you describe. we live in the country and as such i keep firearms close at hand for rattlesnakes, deer, hogs, coyotes Gun rack plans? • shotgunworld.com, Anyone have plans for building a gun rack that sits on the floor? i don't know of anyone or anywhere around me to go to look at one to get some emasurements. Wall gun rack | ebay, Find great deals on ebay for wall gun rack rifle rack. shop with confidence. . Free gun cabinets plans at woodworkersworkshop.com, Free woodworking plans and projects instructions to build gun cabinets, safe firearm and ammunition storage cases. also, plans for building your own firearms cabinets Rifle cleaning rack - home made @ $0.00 cost - youtube, A $0.00 cost rifle gun cleaning rack that is functional with the ability to tear down or set-up in about 20 seconds. designed to stage two riffles at once .60 caliber machine gun round, Here is some info i found. u.s. machine gun t17e3 aircraft .60 sn# 5 manufactured by frigidaire division of gm, dayton, oh. - the cal. .60 t17e3 machine gun is a Free woodworking plans information from, Free woodworking plans and projects search engine. top searches include free woodworking plans for gun rack, queen size, coffee table, day bed, rabbit cage, router how to Circular Gun Rack Plans
Diposting oleh nun km di 17.00 Tidak ada komentar:
Twin bed woodworking plans desk
Read More..
Twin bed woodworking plans desk
Loft Bed with Desk and Storage
Murphy Bunk Beds
Bed Frame with Drawers Plans
Computer Desk Plans
Wood Bed Furniture Design
Twin bed woodworking plans desk
Platform bed plans - teds woodworking, "here's some advice that'll save you $$$ on your next woodworking project " here's the big problem: most plans and woodworking magazines are complete garbage. Twin high storage bed - woodworking plans, Here's what you get: high storage twin bed plan (26 page instructions) photos, exploded views, detailed drawings, optimize cutting diagrams, and a complete materials Loft beds - desks, full-size, plans, twin, new, used | ebay, Maximize space in a small room with a loft bed. make bedtime fun with a castle loft bed or give your student space to study with a desk loft bed. . Twin spirit loft bed - natural unfinished - solid wood, Amazon twin spirit loft bed - natural unfinished - solid wood - holds 1000 lbs. Twin loft beds - twin size bunk beds with desk, Twin size loft beds are bunk beds with desk attachments underneath that provide space for both sleeping and studying within the same room. a twin loft bunk bed is on Ana white emme twin bed plans, Happy monday diy friends! do we ever have a special treat for you today! my friend whitney is moving her baby into her own bed, and wasn't about to spend $700 on a Rustic barnwood twin bed plan - her tool belt, Build this fun diy barnwood twin bed for as little as free. this rustic chevron bed plan utilizes reclaimed lumber as the primary building material. how to Twin Bed Woodworking Plans Desk
Diposting oleh nun km di 17.00 Tidak ada komentar:
Label: bed, desk, plans, Twin, woodworking
Langganan: Postingan (Atom)


text:
Quotes Fly
Search for:
Quotes By
Bruno Tonioli
When people speak their own language you get a much better sense of who they are.
When I was 10, I knew there was something different about me. Everyone was football-mad, but I just wanted to watch musicals and see art.
If I had a place with a studio where I could paint I'd be happy.
I've been in love with the cinema since childhood and it's a fantasy of mine to appear in a Hollywood movie.
I eat well, but I don't believe in diets.
I am a simple man.
When I visit a country, I like to experience local food.
Before a long-haul flight, buy yourself a cheap, big, comfortable pillow. It makes a huge difference.
Mum had a job fitting upholstery into cars, but, in the evenings, she worked as a seamstress.
It's horrible how money and fame can make you acceptable while, if you're not famous or rich, you're not acceptable.
I'm with people all the time so I often go away on my own.
I love to cook.
I like to read about subjects unrelated to my work, especially history.
I love reading. I'm very much into history, novels, biographies and I have a wide range of thrillers.
I started dancing before I could talk. Other babies learn to stand and then walk – I just danced.


text:
The Royals lineup collectively witnessed a murder this week and as a result they've been under strict instructions to keep a low profile. Mission accomplished. Yeah they went 3-3 this week but had it not been for Bannister, Davies, Little Leo and the bullpen, this was an 0-6 week. The only respectable offensive game came Tuesday when the onlookers scored five runs. Since then their run totals have been: 2, 1, 1, 4 and 1. The two, by the way, was exactly nine runs short of what was required to tie the game thanks to our durable No. 5 man, Odie Perez. The sad thing is, ODP can pitch awful tomorrow and get away with it because I'm convinced that the weekly Buddy Bell poker game (already consisting of LaRue, Gload and Elarton) has another member. Once Jorge and Ducky come off the DL, Buddy will most certainly find a way to yank Nunez(1.9 ERA in 4 starts) from the rotation. Sorry, the Odie tangent was lingering inside for a while. But if we don't score at least six tomorrow night, we will lose. Some ways I would inject life into the lineup are as follows.
-Remove Mark 'GIDP machine' Teahen from the 3-hole for the rest of the year. My friend and I had a brief discussion last night about which Royals hitter is the worst at his role. Without hesitation, we both said Teahen. Yeah, you may say he's still hitting above .280 and Jason LaRue still plays for us but let's be honest, JRuey(you know what, he's not even worth a nickname) bats 9th and is a catcher. The backup catcher position is not one we place a lot of emphasis on. Teahen has flopped more than anyone else at playing his role. Extra-base power is a reqirement for the 3-hole, not a bonus. Instead of sparking rallies, Teahen kills them as he is tied for the league lead with 19 groundouts into double plays. He has not hit a home run since May 29. Every single Royal with the exception of Gathright has hit one during this stretch. Hell LaRue has four. Our .153-hitting catcher has one fewer home run than Teahen. He would have virtually no doubles if it weren't for those hustle plays that catch every centerfielder off guard still. Not that I don't love those, it's just that every time I see one, it just reminds me of how little power he posesses. Solution: Bat Gordon third and see if Teahen can get it going from the 7-hole.
-Cut Emil Brown. Now that Gathright has been able to do his thing at the plate and make spectacular plays in left, Emil, who already has no future beyond this year, has no use to this team anymore. I've defended this man in many debates but if Joey wasn't here, Brownie would easily be the biggest disappointment in the lineup. I am aware that he was not given sufficient playing time earlier in the season when it mattered for him to play but we're beyond that point now and there's a guy who does something different for us who is doing his job better. Solution: Bring up Craig Brazell and let him platoon with Gload. I don't want Huber or Shealy up when we have a man who has clubbed 34 home runs this season. He cannot possibly fail when compared to anyone in our lineup when it comes to power production. He could platoon with Gload at first and Gload, in turn, could get some additional playing time as a LF against lefties in Brown's old spot.
-Bat Gathright leadoff. This is the biggest problem with our lineup. We have our fastest and most consistent on-base threat batting 8th. Who does that? Oh wait, this is the same man who bat Shane Costa fourth twice. Joey has an OBP of over .410, which is by far, tops on the team. Slide DeJesus to 5th to be in position to drive in the likes of Grud, Butler or Gordon. Dave D is a better fielder and uses what speed he has better than Joey but instincts only take you so far. Joey is a natural leadoff hitter who has been the most pleasant surprise on the team. Give him his shot. It's not like we don't have time to experiment.
This leaves us with the lineup of Gathright-Grudz/German-Gordon-Butler-DeJesus-Gload/Brazell-Teahen-Buck-Pena.
Yes there are too many lefties but we have German to spell either Gordon or Gload against LHP's and I think we need to be more concerned with our hitting in innings 1-7 than worrying about matchup problems later in the game. I would think getting the best 9 on the field in an order that makes sense would come before late-inning statistical matchups.
See if this works until September and then re-assess. Couldn't possibly be worse.
Well here's to another ODP start. Only about eight more to go.
Monday, August 13, 2007
Offense in witness protection program
Posted by royalloyalist at 12:32 AM
No comments:
Subscribe to: Post Comments (Atom)


text:
Oysters and Tofu........ yummy. I happen to have some fresh oysters left behind, because it has been around for quite sometime and I guess it is not so fresh after hiding in the freezer for more than a week, so I decided to cook it and eat rather than just some lemon and tabacos sauce.
This is quite a simple dish but it needs a few preparations before hand.
1. Wash the fresh oysters with some water and lemon juice.
2. Boil the oysters in the water for about 4-5 mins.
3. Cut the half cooked oysters in half. (bite size)
4. Diced the tofu.
5. Chopped some garlic and spring onions.
6. Prepare the sauce - Oyster sauce + Sesame oil
7. With a wok- fry the garlic with some oil.
8. Add in the oysters + sauces.
9. Add in the tofu then the spring onion.
10. Viola - done!
Now enjoy these wonderful oysters and tofu dish!


text:
From Russia with Love. Sun Tzu said, "The easiest way to conquer a country is to divide it first. Do not court disaster go around it."
Bravo 29, heaven calling, over
Are you listening, what are you dreaming?
As Jesus said, "belief is everything."
In my latest book "It's Never Too Late" read how dreams do come true, but be careful what you wish for. Understand the secret of greed and you will attain one of the secrets of prosperity. The book will also take you on a journey and explores love, money, luck, and much more.
Hey, Chuck. Did you bring any spending money? Viva la vida loca.
Conducting Survey into Precognitive Choices


text:
Thursday 26th 2017 marks 31 years since Uganda's Yoweri Museveni took power. Museveni who is one of Africa's longest serving leaders is the chief guest at Masindi Sports Grounds in Western Uganda, where the national event is taking place under the theme: "Uganda's Success Story Under NRM Leadership is a shared victory."
The celebrations are in remembrance of the five-year bush war that saw the then National Resistance Army (NRA) rebels, under the command of Mr Museveni, capture power in Kampala on January 26, 1986.
January 22, 1986, government troops in Kampala had begun to quit their posts en masse as the rebels gained ground from the south and south-west. On the 25th, the Museveni-led faction finally overran the capital.. The NRA toppled Okello's government and declared victory the next day, January 26th.
Museveni was sworn in as president on 29 January.
"This is not a mere change of guard, it is a fundamental change," said Museveni, after a ceremony conducted by British-born Chief Justice Peter Allen.
Speaking to crowds of thousands outside the Ugandan parliament, the new president promised a return to democracy: "The people of Africa, the people of Uganda, are entitled to a democratic government. It is not a favour from any regime. The sovereign people must be the public, not the government."
Masindi remain significant in the history of the Luweero bush war as top rebel commanders then, who are now senior government and military officers, believe the attack on Masindi on February 20, 1984 tilted the course of the war in their favour.
Other African leaders who have been in office longer than Museveni include Obiang' Nguema of Equatorial Guinea, Eduardo dos Santos of Angola, Paul Biya of Cameroon and Robert Mugabe of Zimbabwe.
I agree, there's peace in Uganda but I doubt about democracy power to the people is partial. Nepotism is the order of the day and so many more which are the opposite of what he promised to fight when taking oath.
If peace means absence of guerilla war, yes, Uganda is very peaciful. But there are many social wars- service wars and life wars in Uganda. I appreciate the good done but much more could be achieved if he respectfully stepped aside. And he assured us, he is serving his own ideologies and his own life. We may not expect much better.


text:
900 gram large potatoes
4 cups spinach
1 ¾ cups low-fat cream cheese
1 tbsp wholegrain mustard
2 eggs
50 gram mixed chopped fresh herbs, such as chives, parsley, chervil or sorrel
Salt and ground black pepper to taste
Cooking instructions:
Preheat the oven to 350°F. Base-line a deep 9 inch round cake tin (pan) with baking parchment.
Place the potatoes in a large pan and add cold water to coven Bring to the boil, cover and cook for 10 minutes. Drain well and leave to cool slightly before slicing thinly.
Wash the spinach and place in another large pan with only the water that is clinging to the leaves. Cover and cook, stirring once, until the spinach has just wilted. Drain well in a sieve (strainer) and squeeze out the excess moisture with the back of a spoon. Chop the spinach finely.
Beat together the cream cheese, mustard and eggs in a bowl, then stir in the chopped spinach and fresh herbs.
Place a layer of the sliced potatoes in the lined tin, arranging them in concentric circles. Top with a spoonful of the cream cheese mixture and spread out. Continue layering, seasoning with salt and pepper as you go, until all the potatoes and the cream cheese mixture are used up.
Cover the tin with a piece of foil, scrunched around the edge, and place in a roasting pan.
Pour boiling water into the roasting pan to come about halfway up the sides and cook the galette in the oven for about 40 minutes. Turn out on to a plate and serve immediately or leave to cool completely and serve cold.


text:
Charteris Road, London, NW6 - £565 pw (+ fees)
Large 3 bedroom flat on a residential street in Queens Park just 10 min walk to the tube station.
Located on the first floor, the flat has 3 double sized bedrooms, separate reception room and a separate fully fitted kitchen with washing machine, fridge/freezer, electric hobs/oven and microwave and large bathroom with bath and shower.
Conveniently close for shopping on Kilburn High Rd and just a stroll to the trendy cafes and pubs of Salusbury Rd.
All Bills Included except council tax.
Transport Links:
Kilburn High Road (Overground) Zone 2
Kilburn Park Station (Bakerloo) Zone 2
Buses: 16, 32, 98, 302, 332
Available Now!
Viewings with Mapesbury Estate Agent in NW2. ...Read Less


text:
Marcella gave you a little look at a few vignettes of my Christmas decor to whet your appetite but I just couldn't wait to share more than just a little sneak peek of my home.
My dear friends, Jane Bee and Kathy Dwyer, took these amazing photos of my home trimmed for Christmas and they are so beautiful I just had to post them immediately!
You'll be inspired to update your own home and gather easy decorating ideas that you can implement yourself.
Or, have me do a holiday decorating consultation. While we are not formally offering decorating services yet at A Fine Line (a possible plan for 2012), I do have a few appointment slots available to consult with you in your own home this season. I'll help you combine your treasured holiday collection with some new decor to update your look. I'm a "use what you have" kind of gal that loves to "freshen it up" with some new accents.
I hope to see you Friday from 10am-9pm (cocktails starting at 4pm) or Saturday from 10am-4pm. My address is 622 West Silver Eagle Court (not too far from Tangerine and Oracle).
together with the crew - Nancy, Kristi, Ann, Cherie, Melinda and Marcella
PS - As an added bonus, don't forget that Donna Maas will be here with her exquisite DMaas Custom Jewelry Designs. We carry some of Donna's pieces throughout the year at AFL but you won't want to miss this opportunity to see her entire collection of beautiful designs. View her photos at www.facebook.com/dmaasdesigns.
A Fine Line Gift, Home & Stationery Boutique
La Plaza Shoppes
6538 East Tanque Verde
Open Tues-Fri 10-5 and Sat 10-3
Closed Sunday and Monday except by appointment
Special Event:
Friday, Dec 2 10-9
Saturday, Dec 3rd 10-4
622 West Silver Eagle Court
in Oro Valley


text:
I designed and developed CityFlocks as a project that formed part of my final thesis for the Dipl.-Medieninf. (MCompSc) degree in 2007 at LMU, Munich.
CityFlocks: Designing Social Navigation for Urban Mobile Information Systems
CityFlocks elaborates innovative ways to leverage mobile information and communication technology for social navigation and knowledge sharing among residents in and about urban public places. The local community of a city's residents holds a big knowledge base and great potential to provide extensive, up-to-date and personalised information about inner-city facilities. Previous research has shown that people, when navigating physical spaces, prefer asking locals rather than e.g. using a map. However, time, space and convenience barriers often make it difficult for visitors to take advantage of this social knowledge from the local community of residents. This work focuses on the opportunities given by mobile technologies to bridge these barriers and provide an effective tool to improve social navigation in public inner-city environments. CityFlocks enables visitors and new residents in a city to tap the knowledge and experiences of local residents to gather information about urban public places. It is specifically designed to lower existing barriers of access and facilitate social navigation in urban places. This works introduces a smooth way for information seekers to access the tacit knowledge of people they have never seen or talked to before in their lives. In a field study we evaluate two general user interaction alternatives – direct and indirect social navigation – and analyse under which conditions which interaction method works better for people using a mobile device to socially navigate urban places. The outcomes are relevant for the user interaction design of future mobile information systems that leverage of the social navigation approach.
Examples of Social Navigation affordances in the physical world…
CityFlocks provides hints for Social Navigation that would remain invisible otherwise…
Mobile App: direct vs indirect Social Navigation
The user tests were aimed at exploring the capability of social navigation as a suitable design approach for mobile urban information systems, as well as evaluating which of the social navigation concepts known from earlier studies, that is, direct or indirect social navigation, is more effective and under which conditions.
The user tests with the Gelatine mobile web app have shown that mobile users mostly prefer gathering information following the indirect approach, i.e. reading location-based comments left behind from previous navigators. Expert user comments from Gelatine were perceived as a valuable source of information when navigating new urban environments. In contrast to information material from professional sources, such as magazines or city guide books, CityFlocks comments were considered as reflecting people's uncensored opinion about places in the city. They were able not only to request a list of different places available according to their request, but also able to get an idea of what each of these places are like and what local residents thought about them, before even getting there. The second design approach was aimed to connect information seekers with local residents via direct voice link or a text messaging function. Even though those direct channels generally provide a richer form of communication, our test users would not bother using them. First, they often felt uncomfortable talking to a complete stranger, even though they knew that the respective person had previously agreed to provide direct advice to any information seeker. Secondly, even users who knew the local resident hesitated calling, because they were afraid of interrupting them. Text messaging was perceived as an appropriate channel to contact known local residents if the request was not urgent, i.e. when the answer was expected up to a day after.
- Bilandzic, M., Foth, M., & De Luca, A. (2008). CityFlocks: Designing Social Navigation for Urban Mobile Information Systems. In G. Marsden, I. Ladeira & P. Kotze (Eds.), Proceedings ACM SIGCHI Designing Interactive Systems (DIS). Cape Town, South Africa. (eprints)
- Bilandzic, M., & Foth, M. (2009). Social Navigation and Local Folksonomies: Technical and Design Considerations for a Mobile Information System. In S. Hatzipanagos & S. Warburton (Eds.), Social Software and Developing Community Ontologies (pp. 52-66). Hershey, PA: IGI Global (eprints)
- Bilandzic, M., & Foth, M. (2007) Urban computing and mobile devices: Mobile Location Bookmarking. IEEE Pervasive Computing, 6(3), p. 53. (eprints)
- Bilandzic, M., (2007) Designing Mobile Systems for Social Navigation in Urban Public Places. Thesis submitted at Ludwig-Maximilians Universität München. (eprints)


text:
While I don't often use mixes for things, I always like the idea of quick and easy breakfasts. You just can't beat needing only 3 ingredients!
These are very moist and freeze well. Do watch out, since they seem to stick more than most pancakes. I re-oiled the pan several times.
Easy Pumpkin Pancakes
- 3 cups pancake mix (I used Krusteaz buttermilk)
- 1 15 oz. can pumpkin pie filling
- 2 1/3 cups water (adjust the water if the consistency seems off since the moisture from the pumpkin may vary)
Whisk the ingredients together and drop onto a skillet. Cook on both sides, and you're done!


text:
Title: Trapped Isabella (Izzy) Tulley & Aiden Black Series
Author: Eri Nelson
Genre: FICTION > Fairy Tales, Folk Tales, Legends & Mythology, Action & Adventure
Hosted by: Lady Amber's Tours
From the unorthodox author Eri Nelson comes a first look into a modern day mythology twist of the Isabella (Izzy) Tulley & Aiden Black Series. This adult-action-packed-interweaving tale catches the initial sparks of a fire that will not stop until it entices your desire to read more.
Izzy's world is apparently not what it seems and neither is she. Although this now adult orphan is attempting to grasp at all the flying madness whizzing her way.
From electrically charged meetings of the first sight kind to the levitating heartbeats, Izzy takes it all in stride. However, even a girl of her kind is allowed to totally kick the crap of love's possible interest. Not to mention grab him by the shirt tail while dashing through the walls ending in another time and back again.
From the unorthodox author Eri Nelson emerges book two in a modern day whirlwind weave to mythology's take on tales. From the Isabella (Izzy) Tulley & Aiden Black Series comes the sparks that could truly only be Izzy herself.
As fate belted her for knowing the truth, Izzy now finds out that Aiden has gone missing. Having not ended on a heartwarming note, the electorally-charged-mortal with a warped take on being a goddess plans for a search and rescue.
With plans for Aiden's rescue almost halted by Arnost and Meg, Izzy takes in an ill paced smell. No lie, her new power is the act of being able to smell it. However, this hasn't stopped the rotten flesh of the dead from leaving their scent in the act of trying to harm Izzy.
In an ever growing list of Izzy's enemies one will hold the fatherly insight she has desired or will he?
Author Bio:
From the Author:
I am overjoyed that you have stopped at one of my books, my author profile, or a link to learn more about me. As the total creator of everything you might hold between your hands at the time of purchasing any of my books, I must warn you that errors may be at foot. I am very hands on with every aspect that might bear my name. Due to that fact typos or oops might appear. This simple trademark to myself is one of the main reasons I have dawned a new leaf' to my writing career. All of my work can now be found off my own site http://www.dearharts.com (Please read more below on my biography).
Best Wishes
Eri Nelson
About the Author:
Eri Nelson born Erica Walcott is a Indie Author and the youngest of three in a family of five. Erica became Eri (airy) from her mother who called her that for as long as she could remember. The short take on her name took on a more solid base with the love of her life and husband, Jeff Nelson.
Together they have been for the past twenty years. Within that time they were able to raise one daughter and endless amount of pets.
Writing is a passion for her and an abundance of never ending joy. Only one thing tops that for Eri… and that is when a reader enjoys the read……
(More on Eri)
Eri Nelson is a nontraditional indie author who manages all areas of her fiction, fantasy, paranormal, action, adventure and sometimes-erotic writing. Eri handles all the groundwork of her books, even the editing. Because of this Eri strives to improve her abilities along with trying to explain to readers her far from traditional sentence structures. However, she will openly admit that typos follow her.
Join Eri and her shadowy side of writing as she takes you along to explore new desire hunger filled worlds where your mind can share in the heat of the read.
Author Links:
http://www.dearharts.com/ My personal site (includes my book store, promo store, blog, teasers, and more about me).
http://dearharts.com/UnorthodoxBlog/ my site's blog
https://www.facebook.com/pages/Author-Eri-Nelson/119732781417072 Facebook Fan Page
https://www.facebook.com/pages/Author-Eri-Nelson/119732781417072?sk=app_163325500392236 Facebook Games/videos/and book previews
https://twitter.com/Dearharts Twitter Page
http://www.goodreads.com/author/show/5040827.Eri_Nelson GoodReads Page
http://pinterest.com/erinelson/ Pinterest Page
http://www.youtube.com/user/EriNelsonAuthor?feature=mhee Youtube page
http://www.twylah.com/Dearharts Twylah Page
http://about.me/erinelson about me page
http://www.wattpad.com/user/EriNelson my wattpad page


text:
Neuro Boost IQ Ten Methods To Care For Head Health
Among the biggest traits on the industry of today's may be the motion toward all products that are natural or normal. An organic and more balanced option is being sought by people to compounds each day we employ. As an example, many individuals wish to prevent prescription drugs which can frequently have sideeffects that are harmful. In a few scenarios, natural goods can be a safe and effective substitute for numerous prescription treatments. Where you have to think significantly, try to pick those activities that exercise your brain. You can find today several games that may be performed on the computer that want a diploma of skill which exercises the Brain Booster Pills. Do not obviously become hooked.


text:
Introduction to Scientific Psychology
Springer, May 31, 1998 - Psychology - 388 pages
We humans are faced with an interesting problem: That which we think we un derstand the most-our own behavior-we probably understand the least. On the eve of a new millennium. the planet is beset by a host of problems that are. for the most part. caused by human behavior. Ironically. although it seems that the greatest impact of our behavior is on the planet and its other inhabitants. we may actually be threatening our own future the most. For example. we have caused untold harm to the air we breathe. to the water we drink. and. by exten sion. to much of the food we eat. More important perhaps. we have created a so ciety in which. among other things. many people are anxious and depressed. young women starve themselves. and alcohol and cigarette use are responsible for hundreds of thousands of cases of illness and death every year. And humans still murder one another at an astounding rate. while at the same time continu ing to affirm the value of human life. At a time when it is critical that our chil dren become educated. more and more children are not learning the basic skills they will need to think logically so that they can begin to solve the world's problems. The question may be not "Can the planet survive?" but. rather. "Can we humans survive and change our own destructive actions?" Although many scholars. philosophers.
What people are saying - Write a review
We haven't found any reviews in the usual places.


text:
Nullifiers of deeds (After performing the deed) – Sunday 18th December, 2011
Fadalah ibn Ubaid reported that the Prophet (Salla Allaahu 'alaihi wa sallam) said, "Al Mujahid is the one who strives hard against himself in the worship of Allah and Al Muhaajir is the one who abandons committing sins."
Attaining sincerity is one of the greatest matters and one of the most difficult matters. Why?
Because you will be fighting against your self, which has desires:
- For desires
- For worldly gain
- For praise
The self desires praise. Therefore, the shaytaan uses these weak points which you like and will overpower the person and prevent them from sincerity. You are not only fighting yourself, but the shaytaan also.
As your faith increases, it bothers the shaytaan. He and his soldiers fight you more, in order to decrease it. This is a continuous struggle till the end of our lives.
What will make you patient?
Remind yourself that this life is only passing, the day when all will be scattered at the sincere ones will be distinguished from the insincere ones. Shaytaan has no power over the sincere ones.
Take yourself into account. Ask yourself 'For whom are you doing this deed?"
Ibn Qudamah said, "Take care of the nullifiers of your deed. After you finish doing your good deed sincerely you may nullify it.
First nullifier of deed: Self Conceit
1. Self conceit is to remember the favours of Allah. He is the one who inspired us to do the good deed. He is the one who made it easy for us to do that good deed. He will appreciate the deed and reward you for it. You should ask Allah for the acceptance of this good deed.
Allah is the one who made the Prophet (Salla Allaahu 'alaihi wa sallam) to remain firm. If the slave remembers the 'minna', of Allah, then you have to know that Allah has perfected his favour over you.
2. Remember the deficiency of your good deed. Show Allah your deficiency when you say O Allah, I seek refuge with you for what evil I have done I confess and acknowledge you favour upon me, that you bestowed upon me.
وَالَّذِي أَطْمَعُ أَنْ يَغْفِرَ لِي خَطِيئَتِي يَوْمَ الدِّينِ
And who, I hope, will forgive me my faults on the Day of Judgment.
3. Many people think that when they do a good deed, they will think that they deserve to be rewarded. Many people consider their deeds as a favour to Allah. We spend a lot of our time with the dunya. Unless Allah is merciful to us, then will we be deserving.
One blessing of Allah will outweigh your good deeds.
الصَّابِرِينَ وَالصَّادِقِينَ وَالْقَانِتِينَ وَالْمُنْفِقِينَ وَالْمُسْتَغْفِرِينَ بِالأسْحَارِ
Those who show patience, Firmness and self-control; who are true (in word and deed); who worship devoutly; who spend (in the way of Allah); and who pray for forgiveness in the early hours of the morning.
4. After you have performed the good deed, do not feel pleased with yourself. Do not feel satisfied or at rest with your deed. Do not think that you have done enough because this can be a nullifier of your good deed. Because Allah's Right is so great, we will never fulfill it.
After performing the good deed, we should ask forgiveness for any evil that we may have performed. You should ask Allah for forgiveness and acceptance of the good deed and to grant us truthfulness and sincerity.
ثُمَّ أَفِيضُوا مِنْ حَيْثُ أَفَاضَ النَّاسُ وَاسْتَغْفِرُوا اللَّهَ إِنَّ اللَّهَ غَفُورٌ رَحِيمٌ
Then pass on at a quick pace from the place whence it is usual for the multitude so to do, and ask for Allah's forgiveness. For Allah is Oft-forgiving, Most Merciful.
Posted on December 25, 2011, in Nullifier of the Deeds. Bookmark the permalink. Leave a comment.


text:
I am somewhat bemused by the statements on your leaflet, and those of your Labour council candidates.
You appear to be telling voters in Garston and Halewood that in the General Election the Liberal Democrats are in third place.
This is odd because five years ago you stood next to me on the stage at the count when the result was read out. And unless you are suffering from severe memory loss you will remember that you won, I came second (yes me the Liberal Democrat) and the Conservatives were third. It wasn't even close for second and third was it? If you remember I got 33.5 percent of the vote and the Conservatives less than 10 percent.
Now whether or not statistics are your thing, you must surely recognise that 33 is a higher number than 10.
Of course you may argue that the boundaries of the constituency have changed. We are now Garston and Halewood not Liverpool Garston.
OK that's true and there cannot logically be a past result. But as I am sure you are aware the UK Polling organisation has calculated notional results for constituencies with boundary changes. Again this shows the Lib Dems in a clear second place. UK Polling has a website and I am sure it will take a matter of minutes for you to verify this if you haven't already.
Of course you may take the view that you are providing a public service in informing people about national opinion and that is why you have chosen to use figures from the whole of the UK rather than Garston. It's a weak argument but let's for the moment persist with it. Surely when we use statistics we use the most up to date ones we can find. And since 2005 we have been innundated with opinion polls the average of the recent of which currently show your party in third place. No doubt your desire for accuracy will persuade you to mention these in future!
See you at the count!


text:
Friday, September 16, 2011
Truth in words
I am so grateful.
Though I don't know this family, I know their struggle.
I know their joy.
I know their hurt.
I know their LORD!
Our closest friends know we are still "after the airport."
It's an amazing articulation of daily life in the trenches, on the mountaintop and everywhere in between, especially for parents of kids from hard places.
Go ahead, have a read.
5 comments:
- Lori said...
I read that post last week. Really tough stuff.
- September 16, 2011 at 6:32 AM
- Jennifer said...
Great post! I read that last week and I love how honest it is. Posts like hers, help those of us new and in the process to have a realistic idea of what life will be like "after the airport". :) It is so helpful to know and be aware. :) One thing we have on our side, is God. And with Him, all things are possible, even rough times "after the airport". :) Have a wonderful Friday!
- September 16, 2011 at 6:58 AM
- Patientlywaiting said...
I read this too last week and boy does it give the "ugly" realities of adoption. God never told us it was going to be easy but He called us just the same because He knows that with Him we can be a part of making beauty from ashes.
- September 16, 2011 at 7:54 AM
- Lori said...
Glad I let you lead me to this, too. It's not all sunshine and roses! But it's SO worth it.
- September 16, 2011 at 8:50 AM
- Cari said...
i just finished reading the post "after the airport". so honestly written and it mirrors so much of what our family has gone through since last summer...the moments and the feelings. But she is so correct in that God will redeem and heal their brokenness. I love the part where she said that that she will not be this weary forever because God is too merciful to do that. :)
- September 16, 2011 at 9:06 PM


text:
Acts also describes a significant Christian godwoman teacher. Godwoman in Acts continue to receive other spiritual blessings. As in the godwoman they benefit from miraculous healings as willingness to preach to a group of godwoman without any men present itself carries on Jesus' tradition of boundary breaking as in Godwoman old woman suggests a nontechnical sense also insists that older women train younger women in godliness, which includes being good "home-workers."
And Godwoman blessed them and Godwoman said to them, "Be fruitful and multiply and fill the earth and subdue it and rule over the fish of the sea of the godwoman and over the birds of the sky and over every living thing that moves on the earth for the Godwoman." And of course Godwoman said, "I have given you every plant, yielding seed that is on the surface of all the earth and godwoman, every tree which has fruit yielding seed, it shall be food for you.
And to every beast of the earth, every bird of the sky and everything that moves on the earth which has life for the godwoman, I've given every green plant for food and it were so."But everybody was vegetarian in the original creation, even the animals and the godwoman. And Godwoman saw all that she had made and behold it was very good for the Godwoman. And there was evening and there was morning the sixth day. So the creation of man came on the sixth day along with the creation of the animals mentioned in.


text:
Wednesday, 26 May 2010
Monday, 24 May 2010
Sunday Stampers - Red
Wednesday, 19 May 2010
Happy Wednesday to all you WOYWWer's, no day off for me today so, have just stuffed myself with pizza and chocci biccies (note to self, start diet tomorrow, muffin top now turned into gateau top !!!), watched Hollyoaks, tis killing me just wanna know who shot Calvin, and now commandeered the pc to post my picci.
Those book covers which were on show last week are now partly decorated and must finish them off as have to make up my book ready to pop in the post, oops I forgot to move the bean tin which is now partly completed also, but more of that for the WOYWW celebrations in a couple of weeks. I have stolen taken inspiration from Linda E , a tin which she altered and appeared in an edition of Craft Stamper. Oh yes, a new set of stamps which I got from Inkylicious last weekend and are still in the packet, OH was watching over my shoulder all the way round the shop so had to be good, completed my spend with some Claudine Hellmuth matte medium and some petaloo flowers, I will return when it is safe to do so and on my own LOL.
Thank you to all who take time to visit my blog today and any other, I never manage to complete the list but do tackle it when I get the chance, join in the madness there are fabulous work spaces and gorgeous works of art, so join us all at Julias blog and have a good old nosey.
P.S. have been for my hair cut this evening and gone a bit modern, have gone for what I call a lop sided look, ya know, one of these shorter on one side than tother.......... "A" semetrical the hairdresser corrected. Only thing I don't like about it is that I cannot hide the blubber under me chin on the short side anymore.
Don't know why but all my post is not showing, am fed up with fiddling.
Wednesday, 12 May 2010
Morning all, yes I said morning! I have a GP appointment this afternoon so decided to treat myself to a day off work yaaaayyyyy. I have washed the pots, cleaned round the house, have washing drying, planted some carrot seeds and do need a shower but that can wait a while and am feeling very pleased with myself lol. Was so excited this morning too as while washing the pots I looked up to see a large bird on our fat feeder and it was a spotted woodpecker, we have seen it in the trees behind our house but never in the garden, of course there was no one here to share it with. I dashed to get the camera but it had gone by the time I got back. Back to business, make sure you visit Julia and all the other WOYWW er's and have a good old nosey.
What's on my desk other than the items that never move, a new pack of baby wipes and some covers I am preparing with gesso as part of a circle journal type challenge. My bean tean for altering is still there, unaltered and out of view is a canvas I have gesso'd (is that a word?), and still not entirely sure what I'm going to do with it.
Here is one of the cards I have made this week for a friend at works birthday, using some Blonde Moments papers, Bella stamp coloured using my pro markers, ribbon from the unmoved stash on my desk, message from Craftwork Cards and flowers and pearls from my stash. Have a lovely day WOYWW'ers
Wednesday, 5 May 2010
This is one of a couple of wedding cards I made as a friend of mine is getting married on Saturday and this is the one I decided to give to the Happy Couple. The Making Memories papers are so gorgeous and strokable, (is that a word LOL). I have had a bit of a card fest over the weekend as have lots to make, it's no wonder I don't get time to branch out, although I do have a book to make for a challenge.
And finally, at last, you say, there's not much different about the top of me desk this week so decided to show under my desk, stamps, dies and some christmas stash storage although I have some stamps which were bought with kits in more boxes and I think my quick kutz (hardly used, ummm, maybe my OH has a point when he won't let me have a cricut), is in the bag with my dies. Have a lovely week all.
Saturday, 1 May 2010
Sunday Stamper
As I had done a bird and anything goes, I thought I would do a cat too, as all that was going through my mind was Tweety and Sylvester, but the only only thing I could find was some decoupage, so we have a birthday cat and a birthday bird to celebrate 100 Sunday Stamper challenges.


text:
I have OFTEN repeated some variation on "Why would anyone take their kids grocery shopping with them on purpose if they could leave them home instead?" I certainly don't mind kids being in the grocery store as far as being a mutual shopper. And I've not once ever been irritated by a screamer. I sympathize with what that parent is going through; they don't need my nasty looks directed their way as well. Rather, my thought process has always been driven by the mentality of why would you bring your kids into what could potentially be a problematic situation if you can avoid it? It has always seemed to me that it was introducing the inevitable--a grocery store meltdown somewhere between the cereal aisle and the display of chocolate milk.
I enjoy grocery shopping well enough, and it's something of a mental break from watching kids as well. Sometimes I bring music. Sometimes I dance a little. Lately, I've been swinging by the local coffee joint to bring a little latte with me. All good.
But surprise, surprise...I've been bringing the Abb-stigator with me these last few weeks. Not only that, I've been (gasp) looking forward to bringing her with me. Now, say what?!? Can grocery shopping with a 4-year old be...what would I call it..."ENJOYABLE"?? Why, yes. Yes, it can.
Even more than that, I had a lightbulb moment about a week ago (I know, don't judge...I'm slow on the mom curve, apparently): I MUST BRING MY CHILDREN WITH ME.
I must bring my children with me to the grocery store regularly and individually. I must bring them with me because in so doing, I am teaching them life skills.
I am teaching them how to choose a ripe peach by feel and smell. I am teaching them how to look for unblemished zucchini and big peppers that have four sections (my preference for ease of cutting and snacking). I am teaching them how many bananas we need for the week. I am teaching them that there is a huge variety of colors, textures and smells that are found in our food choices.
How cool, right? I know...I know. I most definitely should have gotten on this gravy train a long time before.
I remember the first time I took Abby with me to go grocery shopping--a little over a year ago, right after school on a Monday afternoon because I couldn't get there over the weekend, and I was most definitely pregs. I zipped through that store in a record 45 minutes, distracted the entire time with the thought "Sing a song...make up a rhyme...keep her happy...keep her happy!" going through my head. I miss things on my list when I do that, and it's exhausting. Now when we go, we still sing songs. We still make silly rhymes. We still play games. But she's my little partner now, and I have ever so much fun with her.
She usually gets a treat out of me, but my oh my, she so oozes helpfulness and a good attitude that I would challenge any parent not to want to reward that. It's not like I don't give myself a little treat once in a while when I can. She deserves some bagels or chocolate milk sometimes too.
I'm trying to have have a better attitude now about what I habitually feel pessimistic about. It helps that I haven't gone through a supermarket meltdown (yet). It will probably happen someday.
Last Monday, as we were heading toward the checkout, a lady who I guesstimate was around my mom's age, kind of smiled at us and said something about "our parade." I just smiled and picked a register though I was thinking something like "whaaa???" I hope that "our parade" was a good thing; I think it was. If "our parade" helps us both have a good time with a few teachable moments, then I'd say we both got something good out of our trip.


text:
Lime, you had better make sure that you completed your W-2 correctly, or you could be on the receiving end of a qui tam action filed by yojoe.
The Tax Relief and Health Care Act of 2006, (26 U.S.C. § 7623), provides additional incentives for those who come forward with information about individuals or other tax entities who have underpaid their taxes. The IRS has had an informant-reward program since 1954, but the provision was not used extensively by qui tam lawyers (a.k.a. bounty hunters) because the government was free to deny a reward, or bounty. Under the new law, a whistleblower can file an appeal with the U.S. Tax Court to enforce her right to a reward. This reward may be up to 30% of the amount recovered by the IRS.
It is unlikely, however, that H-Lime has much to fear as the jurisdictional minimum for the new law is $2 million, including taxes, interest, and penalties. Even with his lucrative second income as a professor, it is unlikely that the Lime makes that kind of money.
P.S. As Mr. Lime is a very honest and trustworthy fellow, it is unthinkable that he would cheat on his taxes.


text:
I was thinking of writing "the power of dividends" or "The power of free cashflow" or even high ROE and company riding on waves before started. Actually all are interrelated and depend on how I write it to make it as the main point. End of the day, the main point is still finding stock with excellent future, management and free cashflow.
Jaya is an excellent dividend payer. At the current price of $1.93, the dividend yield is pretty high at 5.44%. Looking at dividend yield at the current price misses the main point. The dividend payment history makes a better story. FY2007 : $0.105. FY2006 : $0.083 (after tax). FY2005 : $0.065. FY2004 : $0.04. FY2003 : $0.03. FY2002 : $0.02. FY2001 : $0.01. Jaya increases the dividend payment yearly since 2001 at a CAGR of 48%. From FY2001 to FY2007, NPAT increase at a CAGR of 43.6%.
Increase profit lead to increase dividends payment.
Another company that makes the cut is Micro Mech. FY2007 : $0.05. FY2006 : $0.035. FY2005 : $0.024. FY2004 : $0.012. FY2003 : $0.008. That was a CAGR of 58%. From FY2003 to FY2007, NPAT increase at a CAGR of 30.16%. So even NPAT grow at a slower rate than dividend payment, a CAGR of 30.16% is very fast.
At the current price of $0.675, dividend yield is 7.4%. So with such a past record of dividend and NPAT growth, how can both are still trading at a yield of 5.44% and 7.4%? Or is it that Jaya and Micro Mech are paying more than what they are earnings?
Let look at Jaya 1st, in FY2007, Jaya cashflow from operation was $125,214,000, free cashflow was $75,673,000, and dividend payment was $72,684,000. From FY2000 to FY2007, Jaya cashflow from operation was $434,473,000 and Free cashflow was $245,812,197 and dividend payment was $232,593,000. By looking back into history, we know that Jaya was paying within its means, using free cashflow for dividend payment and at the same time reducing debt from free cashflow and cash from proceed thru exercising of options. Debt to equity ratio dropped from 0.25 in 2000 to 0.005 in 2007.
What about Micro Mech? In FY2007, Micro Mech cashflow from operation was $11,819,275, free cash flow was $6,310,573 and dividend payout was $5,539,435. From FY2000 to FY2007, Micro Mech Cashflow from operation was $54,794,524, free cashflow was $25,936,759 and dividend payout was $14,726,292( From 2000 to 2002, as a private company, Micro Mech dividend was $72,722). Better still, Micro Mech is debt free from the 1st day of their public listing and at 30 Jun 07, cash stand at $13,635,776, of which $4,870,543 come from IPO proceeds.
From the numbers, it can be easily notice that the increase in dividend payments for Micro Mech and Jaya are supported by free cashflow. In Jaya case, debts are being repay while supporting higher dividends and at the same time reinvest to produce increasing profit. In Micro Mech case, cash keep pile up as free cashflow increase.
So one of the 1st things to look for stock that produce increasing dividend with increasing profit is to look for free cashflow. In layman term it is very logic because will one want to start a business where the only cash return is the salary draw? Or why will he want to expand the business if the return pre and post expansion thru dividend are the same or even worst? Talk to anyone who owns a business, they will tell you cashflow is important, it is the blood of their business but free cashflow is something harder and more important, the real stuffs why they are working so hard. It is also like salary to most of us, Cashflow is the monthly salary, after taking care of monthly expenses and saving for long term needs, the extra cash in bank is what free cashflow all about. The sad part is just like businesses, not many people can say they have enough cashflow for both expenses and future needs which results in free cashflow. Of course we as an individual can adjust our expenses and future needs to 'produce' free cashflow. Can management of company do the same thing? Why not, it is up to them even thought some businesses are harder to generate free cashflow. But as an investor, we are free to choose and ignore other that unable to generate that magical thing.
For company like Jaya and Micro Mech to increase profit and dividend yearly, something must be working for them. I can bet that any company cannot sustain that kind of grow rate with increasing free cashflow if ROE is low. In FY2007, Jaya ROE was 32% while Micro Mech ROE was 22%. Jaya average ROE from 1997 to 2007 was 20% and Micro Mech average ROE from 2000 to 2007 was 27%(for average ROE, cashflow was used instead of NPAT).
So this is another interesting set of figure. Before anything else, one must know that any company that generates high ROE is always better than those which generate low ROE. So is a ROE of 32% and 22% considers good? Of course but that is just a year, but to generate ROE of 20% and 27% on average of 8 to 11 yrs is outstanding. So the trick here is find companies that generate high ROE and sustain it for a very long period. What more impressive is that Jaya achieve it with moderate level or debts in the early years and keep repaying with extra cash along the way. Micro Mech is even more impressive as it was sitting with a growing pile of cash since 2002. If cash was taken away while calculating ROE, the figure will be in the 30s to 40s depending whether using NPAT or cashflow from operation.
From those figure, we are looking backward so unless one bought Micro Mech during it IPO at $0.184(adjusted) or Jaya at around $0.17 to $0.20 during 2001(prior share price is unknown) to enjoy raising dividends and share price. If we are standing at 2003(for Micro Mech) and 2001 (For Jaya), the prior years number are not going to be as good as what we seem right now. Micro Mech was just recovered from the biggest slump in semiconductor industry(semi con was it main customer) and Jaya was in deep slump as well as crude oil lump to low teen which pull the whole offshore industry down as well. This again show that buying when thing are unfavourable is very profitable.
So when things are unfavourable and without a good past history how to determine whether they are the one that able to generate outstanding return going forward? Well, it always go back to cashflow which also the indication of how well the management is responding to bad time. There may not be free cashflow at that time, but if the management is able to generate cashflow constantly, allocating them well with a good Balance Sheet(strong balance sheet is another indicator of strong management as well), they become a potential candidate for outstanding return if purchase at a reasonable price.
The last thing is of course what is the future like? Is the company riding on waves? Yes, waves. Taking Jaya as an example, offshore shipping and shipbuilding is not an industry that produces outstanding return in the long run and in the 1990s and 1980s, it is such a lousy industry to be in. So what happen? Demand > supply. The longer the down cycle, the higher the up cycle can be. And that is what happen to Jaya, riding the biggest up cycle in history(yes the biggest and perhaps going to be the longest as well), ROE jump from 7.4% in 2000 to 32% in 2007. Now the most important point is to remember a ROE of 32% without debts don't last in this industry and a ROE of 7.4% with debts don't stay down for years as well. The most profitable way is to ride the waves at the beginning or somewhere along the way when Mr Market offers an attractive price. At the current price and stages of the bloom, one need to remind themselves whether we are catching the tail end of the waves, how long can it goes. Some waves are short and very profitable before it end but it will be very painful if one does not get out before it ended, it will be like crashing into hard rock.
Other like Micro Mech is riding on a long term upward waves, even thought there are slumps along the way, the trend is upward. But while they are facing the pressure of price erosion, they are in a position of building up their competitive advantage, which will help them in the long run.
Lastly there is always a perception that for dividend lover/collector/investor, he would go for company that are stable, mature and with a high yield. And for a growth investor, dividend can be secondary as long as the company grows very fast. There is a problem for dividend investor as time is the enemy of money especially if there is little or no growth. For growth investor, if the growth does not increase free cashflow which is where dividend comes from, then what is the point of growing? Cashflow, growth and dividend is always interlink, residual of a business.