text:
Born on this date
Happy Birthday, Angela Ieriti, Agness Nyambe, and Aydee Ramirez!
120 years ago
Utah was admitted to the Union as the 45th state.
Politics and government
Seven ministers of Canadian Prime Minister Mackenzie Bowell's cabinet resigned in opposition to his leadership, after he tried to abolish the Manitoba Schools Act. Sir Mackenzie tried to resign, but when it was rumoured that the Governor General was considering calling on opposition leader Wilfrid Laurier to form a government, the Conservative Party group that Prime Minister Bowell called a "nest of traitors" agreed to back him until the end of the parliamentary session on April 27.
100 years ago
Born on this date
Lionel Newman. U.S. composer. Mr. Newman, the brother of composers Alfred and Emil Newman and uncle of composer and songwriter Randy Newman, composed scores for movies and television programs for severl decades. He and Lennie Hayton shared the Academy Award for their score for Hello, Dolly! (1969). Mr. Newman died on February 3, 1989 at the age of 73.
Robert Parrish. U.S. film director and editor. Mr. Parrish and Francis Lyon shared the Academy Award for editing for Body and Soul (1947). Mr. Parrish directed such movies as The Mob (1951) and The Purple Plain (1954), and co-directed Casino Royale (1967). He died on December 4, 1995 at the age of 79.
75 years ago
Hit parade
#1 single in the U.S.A. (Billboard): Frenesi--Artie Shaw and His Orchestra (3rd week at #1)
Died on this date
Henri Bergson, 81. French philosopher. Professor Bergson was awarded the 1927 Nobel Prize in Literature "in recognition of his rich and vitalizing ideas and the brilliant skill with which they have been presented." He was an evolutionist who promoted the idea that the processes of immediate experience and intuition are more significant than abstract rationalism and science for understanding reality.
Charlie Chaplin declined the New York Film Critics Circle award as Best Actor for 1940 for The Great Dictator because he said the award implied that actors competed with each other.
Ecuadorians and Peruvians clashed at Carrol Viejo in a border dispute.
U.S. Senator Carter Glass (Democrat--Virginia) urged the United States Navy to act against Germany.
The Vichy regime decreed dominion status for Indochina.
Politics and government
Prime Minister Johann William Rangell formed a new cabinet in Finland.
The U.S. House of Repesentatives Committee on Un-American Activities asked Congress to bar foreign anti-American propaganda from benefit of reduced postage rates.
The Sino-Korean Peoples League in Los Angeles accused Japanese consulates of conscripting Japanese descendents on the Pacific coast and in Hawaii.
The Vichy regime in France appointed General Henri Dentz as High Commissioner for Syria.
American Federation of Labor metal unions adopted a no-strike policy to speed the national defense effort.
70 years ago
Died on this date
Theodore Schurch, 27. U.K. traitor. Mr. Schurch was a driver with the Royal Army Corps who was captured by Axis forces at Tobruk in 1942, and began working as a spy for Italy and Germany. He was arrested in Rome in March 1945 and was convicted in September of nine counts under the Treachery Act 1940 and one count of desertion with intent to join the enemy. Mr. Schurch was hanged at Pentonville Prison in London, becoming the last personn to be executed in the United Kingdom for an offense other than murder.
The New York State Board of Censors banned Scarlet Street (1945) because of its story of illicit love.
At the Nazi war crimes trial in Nuremberg, the American prosecution began its presentation of evidence to prove that the German general staff and high command were criminal organizations that plotted war. At the trial in Manila of accused Japanese war criminals, Japanese Army Lieutenant Colonel Michio Kitayama testified that General Masaharu Homma had ordered the Bataan death march. In an Australian inquiry into the conduct of British General Henry Bennett, who had escaped from Singapore shortly after the city's surrender to Japanese forces in 1942, Justice George Ligertwood declared that Gen. Bennett was not justified in leaving his command when he did. At the hearings of the United States Senate committee on the December 7, 1941 Japanese attack on the U.S. naval base at Pearl Harbor, Hawaii, former Navy Secretary Frank Knox's secret report was released, blaming General Walter Short and Admiral Husband Kimmel for lack of preparedness, but admitting that they did not have all available information on Japanese intentions.
The U.S. War Department said that because of overseas requirements and demobilization, the return of overseas soldiers to the United States over the next six months must be reduced.
Politics and government
Supreme Commander for the Allied Powers in Japan General Douglas MacArthur directed the Japanese government to remove from office all "active exponents" of military nationalism, bar them from coming elections, and abolish 27 nationalist societies.
Ignacio Quiroz, newly-elected Mayor of Leon, was dismissed by the Guanajuato state government, and a provisional governing board was apointed, pending investigation of the January 2 riots during Mr. Quidoz's inauguration, which had rsulted in 40 deaths and injuries to 300 people.
The Polish parliament voted to recognize Austria and Hungary.
Economics and finance
The Polish parliament nationalized industry, banks, and public utilities, and ratified the Bretton Woods agreement.
Nobel Prize-winning scientist Frederic Joliot-Curie was appointed French high commissioner for atomic energy.
A tornado in northeastern Texas killed 29 people, injured several hundred, and caused heavy property damage.
Sportswriters in Chicago selected Bob Waterfield of the Cleveland Rams as the National Football League's most valuable player for 1945. Mr. Waterfield had quarterbacked the Rams to the NFL championship in the team's last year in Cleveland before moving to Los Angeles.
The All-America Football Conference voted to begin the 1946 season with franchises in eight cities: New York; Brooklyn; Buffalo; Miami; Cleveland; Chicago; Los Angeles; and San Francisco.
50 years ago
On television tonight
The Fugitive, starring David Janssen, on ABC
Tonight's episode: Not with a Whimper, with guest stars Laurence Naismith, Audrey Christie, and Lee Meriwether
World events
A military coup in Upper Volta led by Army Chief of Staff Lieutenant Colonel Sangoule Lamizana deposed President Maurice Yameogo, dissolved the National Parliament and led to a new national constitution.
40 years ago
The Ulster Volunteer Force shot dead six Irish Catholic civilians--members of the Reavey and O'Dowd families--in County Armagh, Northern Ireland.
Super Series '76
Soviet Wings (1-1) 6 @ Buffalo 12
The Sabres scored 4 goals in the 1st period, 5 in the 2nd, and 3 in the 3rd as they beat the Wings at War Memorial Auditorium. Rick Martin led the Sabres with 2 goals and 3 assists. Aleksandr Repnyev and Sergei Kapustin scored 2 goals each for the Wings. Buffalo outshot the Wings 46-21.
Toronto 8 @ New York Rangers 6
The Maple Leafs outlasted the Rangers at Madison Square Garden in a game broadcast on CBC radio. New York rookie right wing Eddie Johnstone scored his first 2 NHL goals.
Ottawa 5 @ Minnesota 2
The Civics defeated the Fighting Saints at St. Paul Civic Center for their first--and only--win after beginning the season as the Denver Spurs and moving to Ottawa on January 2.
AFC Championship
Oakland 10 @ Pittsburgh 16
NFC Championship
Dallas 37 @ Los Angeles 7
Linebacker Jack Lambert recovered three Oakland fumbles, leading to both Pittsburgh touchdowns, as the defending Super Bowl champion Steelers defeated the Raiders before 50,609 fans on a cold, windy, snowy day at Three Rivers Stadium. The Steelers led just 3-0 after 3 quarters on a field goal by Roy Gerela, but Franco Harris rushed 25 yards for a touchdown after Mr. Lambert recovered a fumble, with Mr. Gerela converting to make the score 10-0. Oakland quarterback Ken Stabler connected with Mike Siani for a 14-yard touchdown, converted by George Blanda, to draw the Raiders to within 3 points, but Mr. Lambert recovered another fumble, and Terry Bradshaw completed a 20-yard TD pass to John Stallworth. The convert attempt failed because of a bad snap, leaving Pittsburgh ahead 16-10. Mr. Blanda kicked a 41-yard field goal with 17 seconds remaining in regulation time, and Ray Guy's short kickoff was recovered by teammate Marv Hubbard with 7 seconds left. On the last play, Mr. Stabler threw a complete pass to Cliff Branch, who was stopped at the Pittsburgh 15-yard line after a 37-yard gain. It was the final game that counted in the 26-year Hall of Fame career of Mr. Blanda.
Preston Pearson caught 7 passes for 123 yards and 3 touchdowns as the Cowboys routed the Rams before 88,919 fans at Los Angeles Memorial Coliseum. Roger Staubach threw the touchdown passes and completed another TD pass to Golden Richards in a game that was decided by halftime. Dallas led 7-0 after 1 quarter, 21-0 at halftime, and 34-0 after 3 quarters. John Cappelletti rushed 1 yard for a touchdown 57 seconds into the 4th quarter to break the shutout. The Dallas defense limited the Los Angeles offense to 22 yards rushing and 118 yards net offense.
30 years ago
Hit parade
#1 single in Italy (FIMI): Election Day--Arcadia (7th week at #1)
#1 single in Flanders (Ultratop 50): Nikita--Elton John (3rd week at #1)
#1 single in the Netherlands (De Nederlandse Top 40): Nikita--Elton John (5th week at #1)
#1 single in Ireland (IRMA): Thank You Very Much Mr Eastwood--Dermot Morgan (2nd week at #1)
#1 single in the U.K.: Saving All My Love for You--Whitney Houston (3rd week at #1)
#1 single in the U.S.A. (Billboard): Say You, Say Me--Lionel Richie (3rd week at #1)
#1 single in the U.S.A. (Cash Box) : Say You, Say Me--Lionel Richie (3rd week at #1)
#1 single in Canada (RPM): Say You, Say Me--Lionel Richie (3rd week at #1)
Died on this date
Christopher Isherwood, 81. U.K.-born U.S. author. Mr. Isherwood was a sodomite who wrote many novels, the best-known of which was probably I am a Camera (1951).
Phil Lynott, 36. U.K. rock musician. Mr. Lynott, leader of the group Thin Lizzy in the 1970s, died the typical rock lifestyle death--after a drink and drug binge. Thin Lizzy were best known for the 1976 hit single The Boys are Back in Town.
Wayne Gretzky of the Edmonton Oilers became the first NHL player to score 100 or more points in seven consecutive seasons.
AFC Divisional Playoff
Cleveland 21 @ Miami 24
NFC Divisional Playoff
Dallas 0 @ Los Angeles Rams 20
Ron Davenport's 1-yard touchdown run with 1:57 remaining in regulation time climaxed a comeback from a 21-3 3rd-quarter deficit as the Dolphins edged the Browns before 74,667 fans at the Orange Bowl.
Eric Dickerson set an NFL playoff record with 248 yards rushing on 34 carries, including touchdowns of 55 and 40 yards, as the Rams shut out the Cowboys before 66,581 fans at Anaheim Stadium.
25 years ago
Hit parade
#1 single in Germany (Media Control): Sadeness (Part I)--Enigma (9th week at #1)
Two days after Soviet forces had seized buildings in Latvia and Lithuania, the Soviet military chief of staff pledged that no more soldiers would be sent to the Baltic region.
The United Nations Security Council voted unanimously to condemn Israel for its treatment of Palestinians in territories occupied by Israel. In the previous week, at least 10 Arabs had been killed and hundreds injured in violent clashes with Israelis.
Economics and finance
The United States Labor Department reported that unemployment in December had reached a three-year high of 6.1%, and that more than a million payroll jobs had been lost in the last half of 1990.
The Bank of New England Corporation announced that it had lost $450 million in the fourth quarter of 1990.
World Junior Championship
Gold Medal game
Canada 3 U.S.S.R. 2
20 years ago
Hit parade
#1 single in Finland (Musiikkituottajat – IFPI Finland): Gangsta's Paradise--Coolio featuring L.V. (8th week at #1)
#1 single in Denmark (Nielsen Music Control & IFPI): Gangsta's Paradise--Coolio featuring L.V. (9th week at #1)
Don Shula, the NFL's winningest coach, told a local television station on his 66th birthday that he had decided to retire from the Miami Dolphins. Mr. Shula left with a record of 347-173-6 with the Baltimore Colts (1964-1969) and Miami (1970-1995). His teams appeared in six Super Bowls in his 33-year coaching career, winning in 1973 and 1974.
10 years ago
Died on this date
Irving Layton, 93. Romanian-born Canadian poet. Mr. Layton, born Israel Pinku Lazarovitch, moved to Montreal with his parents while an infant. His career lasted more than 40 years, and included many television appearances, where he came across as an obnoxious jerk.
Maktoum bin Rashid Al Maktoum, 62. Emir of Dubai, 1990-2006; Prime Minister of the United Arab Emirates, 1971-1979, 1990-2006. Sheikh Maktoum was replaced as Prime Minister in 1979 by his father Sheikh Rashid bin Saeed Al Maktoum, and succeeded him upon his death. Sheikh Maktoum died of a heart attack while staying at a hotel in Australia, and was succeeded by his brother Sheikh Mohammed bin Rashid Al Maktoum.
Politics and government
Israeli Prime Minister Ariel Sharon suffered a second, apparently more serious stroke, and his authority was transferred to acting Prime Minister Ehud Olmert.
Suncor marked the sale of its billionth barrel of oil sands crude since operations began at Fort McMurray, Alberta in 1967.
Images Celebrating the Outaouais now on Flickr - The Outaouais region is steeped in history. Library and Archives Canada collections reflect this history, and remind us of the enduring importance of the p...
1 day ago


text: Apologies for not updating in ages. I was going through some rough times and it's been quite hectic around here lately. All of a sudden, my laptop has decided to go blind (read: screen is dead) and since it would cost me about 40% of its original purchase price, I have decided to retire it and buy a new machine. However, I'm practically broke and I will need a loan to do that, so I guess this will take some time. I don't have an alternative machine, so for the time being updates would be few and far between. More apologies, and Peace. # »

subset: commoncrawl


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17 May 2006
The camp, roughly translated as 'the place of the fish eagle', is situated about 230km from Massingir in the Limpopo National Park (LNP) and has 10 very neat individual camping sites, all with views of the Massingir Dam.
It also has an 'overlander' camping site, catering for bigger safari-type groups with its own ablution facilities, a braai area and tent sites. The facilities have solar power.
The ablution facilities and kitchen are beautifully built in a variation of the local Shangaan style. The camp is one of the LNP's new products and opened for business late last year.
"We have already had more than 250 visitors from December 2005 to February this year," says Antonio Chemane, camp manager.
Watch out for the sign on the main road between Massingir and Giriyondo from where the camp is another seven kilometres.
The sites are available at 100,000 meticais (R30) per person per night. Bookings can be made with Heloise de Villiers on +27 (0)72 447 4279 or email firstname.lastname@example.com. Fees can also be paid at the LNP offices at Giriyondo border post.
Kruger Park Times: 13 - 27 April 2006
29 November 2017New ranger base for Limpopo National Park's 16th Anniversary
This week, Limpopo National Park (LNP) celebrated its 16th anniversary. Mozambique proclaimed the Park on 27 November 2001 and requested Peace Parks Foundation's assistance in overseeing the park'read more
8 November 2017Unlocking the potential of Zinave National Park
Having been declared a protected area in 1972, only to then be ravaged by sixteen years of civil war from 1977-1992, the sun now rises over a different Zinave National Park in Mozambique. The implemenread more
25 August 2017Charles and Lumpy lead the way to Zinave
This week saw the first two of 54 elephants safely released in Zinave National Park, Mozambique. The two elephant bulls, Charles and Lumpy, were translocated from Dinokeng Game Reserve in Gauteng –read more
6 July 2017Lions poisoned for bone trade
[Maputo, 5 July 2017] On 3 July 2017 the tracks of three poachers were detected in the Intensive Protection Zone of Limpopo National Park, Mozambique. These were followed and it became clear that theread more
28 June 2017Dynamic alliance established to bolster rhino anti-poaching efforts
On the western boundary of Kruger National Park (KNP), private and community-owned game reserves - represented as the Greater Kruger Environmental Protection Foundation (GKEPF) - have joined forces wiread more
21 June 2017Rewilding Zinave National Park
This week saw the start of one of the largest wildlife translocation projects that Africa has ever seen, whereby 7 500 animals will find a new home in the 4 000 km² Zinave National Park in Mozambiqueread more
2 May 2017250 Bicycles Donated to Learners from Makuleke Community
On 26 April, Children in the Wilderness (CITW) and Qhubeka donated 250 bicycles to underprivileged learners at N'wanati High School in Limpopo's Makuleke Community as part of Qhubeka's innovativread more
22 February 2017Expanding Great Limpopo!
On Wednesday, 22 February, Mozambique's National Administration of Conservation Areas (ANAC) and Licoturismo signed a memorandum of understanding to formally establish the Greater Libombos Conservancread more
17 February 2017Supporting food security
To further food security and sustainable development, Peace Parks Foundation this month supported the distribution of corn and bean seed kits to resettled communities, thereby improving their agricultread more
15 November 2016Restocking national parks as part of transfrontier conservation development
A further 573 animals have been translocated to Maputo Special Reserve and 310 to Zinave National Park.read more


text:
Reverence for the glorious, divine, heavenly Father our True God should take precedence above all things...
When Job speaks of the majesty of God it should quicken our thinking! He makes an extremely sensitive impression in Job 38:23-41 concerning our Divine Heavenly Father, Almighty God.
Abraham fell on his face when God spoke with him. This was the time when God told Abram that his name would be called Abraham and that he would be the father of many nations. Genesis 17:3-5 All who trust in the One and only True God realize his majesty and power. Take good heed therefore unto yourselves, that ye love the Lord your God. Job 23:11
God spoke with the men of old and they saw no similitude of him. Graven images can never and will never replace Almighty God.Deut. 4: 15-21.
Almighty God is the only one in the universe who is totally independent from creation. God revealed himself to Moses as the "I Am." God is forever! God is God! He is majesty and no force or power is out of his control. Read Isa. 40:12 and continue reading.
John gives three descriptions of God. Spirit John 4:24 Love 1st John 4:8 God is Light 1st John 5 God is an invisible spiritual being. He reveals himself in perfect emotion, intellect and will. Everyone can learn a life lesson from Jesus and the Samaritan woman at the well. This woman must have been looking for the Messiah. Jesus offered her spiritual water.
And we can have spiritual water through Jesus Christ. One and all are eligible for redeeming Grace through Jesus Christ.
The majesty of our God deserves reverence. God's greatest gift to man is his Son, Jesus Christ who is the One who gives us Life Eternal.
Psalm 93:1-2 should make us sit at attention reading the words because they are so powerful! The Lord reigneth, he is clothes with majesty. The Lord is clothed with strength, wherefore he hath girded himself and the world also is established, that it can not be moved. God's throne is established of old and he is from everlasting!
Psalm: 8:1 O Lord, how excellent is they name in all the earth who hast set thy glory above the heavens.
Please read Mark 9:1 on about the transfiguration of Jesus Christ. Then read Matt 24:29 through 31 about the coming of the Son of man. All who have come to faith by the Grace of God will be anticipating our Lord's return. We find comforting words in 2nd Thes: 1:7 and to you who are troubled rest with us when the Lord Jesus shall be revealed from heaven with his mighty angels. 8- In flaming fire taking vengeance on them that know not God and have obeyed not the gospel of our Lord Jesus Christ 1- (Paul)
That the name of our Lord Jesus Christ may be glorified in you, and ye in him according to the grace of our God and the Lord Jesus Christ.
The foundation of the gospel, redemption, and salvation are the grace of God through his only begotten Son, Christ Jesus. Jesus built on his teaching that the hearers of him were believers in God and familiar with the Old Testament. God's anointed was at work while Jesus was on earth. Luke 4:16-21
Jesus is the stone the builders rejected. Matt 21:42
Jesus is the King's son who the guest refused their invitation. Matt: 22:2
Jesus is the Bridegroom who expects us to watch for his return. Matt 25:1
Jesus is the servant who will return in power. Matt: 25:14
Jesus is the King who will judge the nations. Matt: 25:3
Jesus is power and will make his presence known to all who believe he forgives sins and offers Eternal Life
Jesus is the Bread from heaven. John 6:33
Jesus built on believers in him were believers in God and familiar with the Old Testament.
In 2nd Peter 3:10 Peter urges us to look beyond this present world. This is a sound solid message for our day. Jesus will be returning! His return will come as a thief in the night for those not watching and ready to go! All things in this world will pass away. It's no wonder Peter urges everyone to look beyond this world to the New Heaven and New Earth. Jesus told us in Matt. 24:42 to watch therefore; for ye know not what hour your Lord doeth come. In Revelation Jesus also warns us to keep our garments righteousness otherwise our shame will show.
All the riches of salvation exist in Jesus Christ. 1st Corinthians 1:30.
1st John 2:1 tells us we have an advocate with the Father Jesus Christ the righteous to forgive our sin.
The Word of God is filled with scripture after scripture to remove any doubt as to Jesus Christ' identify. Space will not allow for all the Word on the subject. We are instructed in the Word to search the scriptures because these are they that testify of me. (Jesus)
Space is used up so what else can I say except what my neighbor the late Ms. Opal Sharpe would say to those she came in contact with- "Do you know my Jesus?"


text:
While it's no longer 2014, below zero degree weather across the United States tells us that it's definitely still winter! Onzie asked us to review their 2014 Winter line, and we said heck yes! We're in love with their new patterns (chevrons are all the rage!), styles and fits. If you got some extra christmas cash, we suggest checking out Onzie's line of activewear, you won't be disappointed. Onzie products are always sustainable, durable, versatile and made in L.A. They're designed to keep you dry though the most intense spin class, stay put during all those crazy arm balances, and hang in there with you though every mile. The 2014 Fall Line features new colors, patterns, products and designs, that are sure to wow. Personally, I think this line is the best one yet, so get your glam on during that Ashtanga class!
At YTT, we like to keep it real. We're not yogis who sugar coat our feedback, so what you read is what you can expect from these Onzie products!
Our Reviewers:
Sarah Monk
Sarah's Activities: An all around athlete and cardioholic, Sarah's workouts include swimming, spinning/cycling, running, yoga, CrossFit, weightlifting and anything else that's difficult. You can expect that her workout apparel get's put through the ringer.
Katelyn Johnson
Katelyn's Activities: Primary distance runner, secondary yogi, weightlifter, personal trainer, coach, and recreational athlete. Katelyn's workouts include running and weightlifting. Anything outdoors is ideal.
Katelyn's Reviews
First Impression: These pants look super comfy! and you can't go wrong with black, or have too much black.
Fit: Great! The drawstring ties tight without doing that weird bunchy thing and they stay in place. My one complaint is that ankle cuffs didn't fit me right, they were slightly too big for my calfs and pulled up to where they fit the material folded over weird.
Performance: Superb, the waistband wasn't going anywhere. They are really lightweight and great for hot yoga. Too light to lounge around in during the winter.
Score: 9/10
Spin Capri
First Impression: Love the bold, bright blue on black.
Fit: Couldn't hope for better. The fit right in all the right places, no bunching or gaping along the waistband or around the knees. Waistband sat high enough I wasn't worried about anything showing but not high enough to be considered "high waisted."
Performance: These puppies didn't go anywhere. They are also amazing to run in. Lightweight material kept me from feeling too hot.
Score: 10/10
Sarah's Reviews
Graphic Capri
First Impression: Awesome pattern! I'm in snowy Colorado and the tropical design makes me feel like I'm on the beach in Hawaii.
Fit: Like a glove! They ride just in the right spot on the hips, so there's no weird bunching or bulges. They also do a fantastic job helping to shape the legs, so there's no need to wear a long tank or cover anything up, the booty looks gooood.
Performance: Stellar! There's no sliding or slipping, and constant readjusting isn't needed so you can stay in your zen through the whole yoga practice. They also dry incredibly quickly, so they're perfect for hot yoga.
Score: 10/10
Chic Bra Top
First Impression: Cute back! This will never hold the girls in.
Fit: Actually really good! It's a little low cut for any forward bends, but it's comfy and more supportive than I first thought.
Performance: Not bad! Like I mentioned above, it's a little low cut to wear on it's own during anything crazy, but covered up with a higher cut tank or tee it would hang in there just fine. I definitely would not recommend anything high impact like running or hiking, but for yoga, spinning or lifting weights it's totally functional.
Score: 7/10
There you have it fellow yogis! Get your shop on this winter with confidence that the Onzie products you fall in love with, we love too! To keep up with all of their latest product releases, news, and fun stuff, visit the Onzie official Facebook, Pinterest and Instagram pages!
All images via Onzie


text: Apple has added another 15 banks and credit unions to its list of 45 institutions that support Apple Pay, thus bringing the count to 60. Apple CEO Tim Cook announced last week that the company plans to roll out Apple Pay support for about 750 banks and credit unions. Here's the entire list with the new banks and credit unions: Alliant Credit Union Altra Federal Credit Union Andrews Federal Credit Union BBVA Compass BECU (Boeing Employees' Credit Union) Ent Federal Credit Union F&A Federal Credit Union Fifth Third Bank First Niagara Bank First Tech Federal Credit Union Golden 1 Credit Union INOVA Federal Credit Union Savings Bank of Danbury Apple's CEO also mentioned at the most recent earnings call conference that $2 out of every $3 spent using contactless payments across the three major credit card companies (Visa, MasterCard, and American Express) was made using Apple Pay. At the moment, Apple Pay is limited to customers in the United States, but the first countries that it could expand to are Canada and the UK. Apple is probably looking to reach a certain level of maturity in the US before it decides to bring the service to new markets. What about you - have you tried the service yet? And if you did, what do you think of it? Leave your comment below. Source: Apple


text:
At work, bored, with a headache that I don't think is actually alcohol-related. Shocker, I know.
Why does everyone seem to think that hangovers are made worse by sugary liqueurs? Ted Haigh, a man who I admire as a very god among mortals, repeats this piece of urban-legend trash in today's article on White Russians in the New York Times:
The White Russian is not for the faint of stomach. "The cream is going to build up," said Ted Haigh, the author of "Vintage Spirits & Forgotten Cocktails." "If you're drinking these all night, the sugar will build, too, and you'll have a hell of a hangover."
I remember this being a common belief in college – everyone was scared of triple sec or anything at all sweet, which was weird, although I'd be the first to admit that there are many reasons to be scared of triple sec, at least, if it's the De Kuyper's kind that's about $6.99 at the state liquor store. The sugar would "build up" and you'd have a killer hangover the next morning, according to popular belief.
The funny thing is, according to a quite interesting New Yorker article that I read in-between throwing up one night (again, not alcohol-related! I am a saint when it comes to the bottle), hangovers are poorly understood, but sugar has never been considered a contributing factor. In fact, according to the quite plausible Wikipedia article on the subject (I know Wikipedia is not an accepted reference for academic papers, but it is free), it seems that sugar should help mitigate hangovers, as a possible cause of many of the symptoms is a slowdown of glucose production, as your liver is otherwise occupied with trying to save your silly life.
The one clue to the myth is an offhand sentence in the Wikipedia article:
In addition, it is thought that the presence of other alcohols (such as fusel oils), by-products of the alcoholic fermentation also called congeners, exaggerate many of the symptoms (congeners may also be zinc or other metals added primarily to sweet liqueurs to enhance their flavor); this probably accounts for the mitigation of the effects when distilled alcohol, particularly vodka, is consumed instead[11].
So there you have it. Damn metals. Ruining all our fun. Still, I think it's time we stopped blaming sugar for our next-morning maladies – I mean, come one, we're drinking poison here. And, while we're at it: the fat should actually help, since it will help slow the absorption of alcohol into your system. It is true that because of that it is easy to drink too many White Russians before noticing, but that is, again, a problem of judgement, not the drink. Also, if people are getting upset stomachs here, the incidences of lactose intolerance and mild milk allergy in the adult population are pretty damn high, so maybe we should consider that.
And… I'm done. I think my headache is making me crabby.


text:
Western View
Here is a western view out of a 6th floor office window. The distant pink building with a construction boom on top is the Baptist Hospital of Miami. It is a huge medical complex and Baptist is taking over almost all local hospitals in Miami, one after another, turning itself into a mammoth healthcare organization in South Florida.


text:
Wed, 29 November 2017
Join April from Power of Moms, and Saren from Power of Families as they discuss ways to succeed with your goals and to see real progress! For full show notes, please visit www.powerofmoms.com/332
Direct download: 332.POM.GoalSetting.mp3
Category:general -- posted at: 12:00am PDT
Wed, 15 November 2017
Direct download: 301_Gratitude_Saren_and_April.mp3
Category:general -- posted at: 1:00am PDT
Wed, 8 November 2017
As mothers, we hope that everyone in the family will help clean the house so that we aren't the only ones doing the housework--and so we can teach our children and train them for adulthood. If you would like fun, creative, and DOABLE ways to make this happen, we have a podcast episode just for you!
Join April and Saren on Power of Families Radio and Power of Moms Radio as they share some of their best ideas for getting the whole family involved in the housework. (In case you haven't heard, this fall Power of Moms is expanding into a separate platform—Power of Families, that will serve everyone in the family.) Enjoy!
For full show notes, please visit powerofmoms.com/330
Direct download: 330.POMRadio_-_11217_8.09_PM.mp3
Category:general -- posted at: 12:00am PDT
Wed, 18 October 2017
We're bringing back this well loved, oldie-but-goodie, podcast with April and Amy McCready. Here are a few of the main ideas from their conversation
For full show notes, please visit powerofmoms.com/229
Direct download: 229.POMRadio.AprilAmyMcCready.mp3
Category:general -- posted at: 12:00am PDT
Tue, 10 October 2017
Do you find Halloween to be fun? Stressful? Scary? Annoying? All of the above? How can you make Halloween really work for your family?
In this week's encore episode, Saren reads her post, A Deliberate Mother's Guide to Simple Halloween Fun, and shares some of the many great comments from readers that offer further ideas.
The principles shared here apply to ALL holidays!
For full show notes, see powerofmoms.com/228
Direct download: 228_Simple_Halloween_Fun.mp3
Category:general -- posted at: 11:58am PDT
Tue, 26 September 2017
It's so hard to make ourselves tackle projects that feel overwhelming! But when we keep putting things off, we feel bad.
In this episode, April and Saren share an exciting new way to reduce your procrastination by leaps and bounds and get the right things done.
***Tips and strategies based on David Allen's international best-seller, Getting Things Done®.
Direct download: 227_Procrastination.mp3
Category:general -- posted at: 7:46pm PDT
Wed, 20 September 2017
This week we are bringing back one of our earliest podcasts—Finding Joy When We're Barely Surviving, which stemmed from this question from a mom in our community:
"How am I supposed to find the joy in motherhood when all I can do is keep my head above water? I am barely surviving, let alone thriving!"
Well, if you've ever felt this way, you're not alone. And as we prepared for this radio show, we reached out to our Power of Moms Facebook community for answers. (The response was wonderful.)
Join Saren and April as they discuss thoughts and actions that deliberate mothers can use when things feel really heavy, and receive a virtual pat on the back from our community as we acknowledge the beauty and power of motherhood.
Direct download: 226_Encore__Finding_Joy_When_Were_Barely_Surviving.mp3
Category:general -- posted at: 11:53am PDT
Wed, 13 September 2017
We all want to be successful in our vitally important role as mothers. But how do we know if we've done a good job when no one hands us a trophy, we don't get graded, and there's no performance review or pay raise to confirm our success? How do we keep from feeling like failures when we've put in hours of devoted work each and every day but there's not a lot of tangible evidence that we accomplished much?
We've definitely had those thoughts. So we (Saren and April) recorded a radio show full of our very best ideas for creating and celebrating success as mothers.
We hope you'll enjoy this popular episode from our archives and we'd love to have you add your thoughts in the comments. (We're sure there are lots of good ideas we didn't cover on this subject!)
Direct download: 225_How_Do_You_Feel_Successful_As_a_Mother_Saren_and_April.mp3
Category:general -- posted at: 1:00am PDT
Thu, 7 September 2017
We thought we'd dig back in the archives and revisit this well-loved podcast.
We come into motherhood with ideals about how things are going to go – then we realize that some of those ideals just aren't realistic or aren't all that important.
What have you realized isn't as important as it seemed to be at first? Have you let go of aspects of how your house and kids should look, what your kids should eat, that sort of thing?
These questions received lots of interesting and helpful responses from our Facebook community – and April and Saren add their own thoughts in this week's Radio Show. (As you listen, you'll gain great perspective and be glad to know you're not the only one who has worried about silly things!)
For full show notes, please visit powerofmoms.com/224
Direct download: 224.POMRadio.WhatsNOTThatImportant.mp3
Category:general -- posted at: 12:00am PDT
Wed, 30 August 2017
Have you ever wanted to just "get the house clean"? Join April Perry and her daughter Alia as they share how their family planned a one-month decluttering project of the whole home in preparation for a move. You'll learn simple ideas that can help you breathe deeply and conquer that clutter in no time at all.
For full show notes, see www.powerofmoms.com/223
Direct download: 223_How_to_Declutter_the_Whole_House_in_a_Month_April.mp3
Category:general -- posted at: 1:00am PDT


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People say I'm creative, which is a false statement, by the way.
On the other hand, my kosmate (here is her blog : http://duduksore.wordpress.com) was proving herself to be among the creative people.
Approximately a week ago, she had this brilliant idea of building a sandwich business by focaccia bread though she didn't recognize Subway (fast food company)!
Love that there's a focus on fresh ingredients and quality.
with freshly sliced meat and artisan breads
it was nice and big
A little slice of Italy. The freshest ingredients. And some of the friendliest people around. Love it love it love it!
exquisite Italian focaccia bread sandwiches baked daily
delightful and practical snack, meal, lunch, & brunch each and every time
perfect portion for takeouts


text:
Chevrolet Car Dealer Near Philadelphia PA
All the latest Chevrolet models can be found at Reedman-Toll Auto World. We know people in Philadelphia are worth the best, and we hope you'll give us the chance to provide you with it.
About Philadelphia Pennsylvania
Philadelphia was the temporary capital of the United States from 1790 to 1800, while the Federal City was under construction in the District of Columbia. Throughout the 19th century, Philadelphia was home to many industries and businesses, the largest being textiles. Major corporations included the Baldwin Locomotive Works, William Cramp and Sons Ship and Engine Building Company, and the Pennsylvania Railroad. The city is the seat of its own county and is adjacent to Montgomery Bucks, and Burlington Counties.
Directions to Reedman-Toll Auto World
New Chevrolet Inventory
For folks living in the Philadelphia area, we can help you find the right new or used vehicle to suit your needs right from our online site. For daily commutes or long road trips, Reedman-Toll Auto World is sure to have something in stock to meet your goals.
Certified Pre-Owned Inventory
Have you been searching Pennsylvania for a pre-owned car? Reedman-Toll Auto World is the only place you'll need to visit. Locating a pre-owned car that fits your needs and works within your budget is easy thanks to our wide variety of pre-owned vehicles.
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Our variety of resources are here to be put to work finding you a financial solution that assures you can get an affordable rate for the perfect car. Our financial experts can help anyone achieve an auto lease or car loan in Pennsylvania, even those with not so perfect credit! Everyone has a budget, and our people are here to help you get a loan that makes it possible to get the car you want.
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If you have got a problem with your Chevrolet vehicle, then bring it by and let our expert mechanics diagnose and fix the problem. Our resourceful staff will help you in locating even hard-to-find car parts and accessories. If you're interested in what our service can offer you then please schedule an appointment for your vehicle.
Philadelphia Resources
Philadelphia has a variety of useful sites and locations for residents to take advantage of. Here are a few of them:


text:
June 21
Quick Thought:
As for God, His way is perfect; the word of the LORD is proven; he is a shield to
all who trust in Him. For who is God, except the LORD? And who is a rock, except
our God? Psalm 18:30-31 (NKJ)
Mark 5:1-19
And they (Jesus and His disciples) came to the other side of the sea, into the country
of the Gerasenes. And when He (Jesus) had come out of the boat, immediately a man
from the tombs with an unclean spirit met Him, and he had his dwelling among the
tombs. And no one was able to bind him anymore, even with a chain; because he had
often been bound with shackles and chains, and the chains had been torn apart by
him, and the shackles broken in pieces, and no one was strong enough to subdue
him. And constantly night and day, among the tombs and in the mountains, he was
crying out and gashing himself with stones.
And seeing Jesus from a distance, he ran up and bowed down before Him; and crying
out with a loud voice, he said, "What do I have to do with You, Jesus, Son of the
Most High God? I implore You by God, do not torment me!" For He had been saying
to him, "Come out of the man, you unclean spirit!" And He was asking him, "What
is your name?" And he said to Him, "My name is Legion; for we are many." And he
began to entreat Him earnestly not to send them out of the country.
Now there was a big herd of swine feeding there on the mountain. And the demons
entreated Him, saying, "Send us into the swine so that we may enter them." And He
gave them permission. And coming out, the unclean spirits entered the swine; and
the herd rushed down the steep bank into the sea, about two thousand of them and
they were drowned in the sea.
And their herdsmen ran away and reported it in the city and out in the country.
And the people came to see what it was that had happened. And they came to Jesus
and observed the man who had been demon- possessed sitting down, clothed and in
his right mind, the very man who had had the "legion"; and they became frightened.
And those who had seen it described to them how it had happened to the demon- possessed
man, and all about the swine. And they began to entreat Him to depart from their
region. And as He was getting into the boat, the man who had been demon-possessed
was entreating Him that he might accompany Him. And He did not let him, but He said
to him, "Go home to your people and report to them what great things the Lord has
done for you, and how He had mercy on you." Mark 5:1-19 (NAS)
Romans 8:31
What then shall we say to these things? If God is for us, who is against us? Romans
Today's Suggested Bible Reading:
Read the Bible in a Year:
New Testament -- John 21:1 - 21:25.
Old Testament -- 1 Chronicles 22 - 23.
Read now... [http://bibleabc.net/bible/jun21.htm]
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text:
17 November 2010
New Challenges to Enter
Today is the day!
The official debut of the new Design Team
at Fresh Brewed Designs!
With the opening of
Challenge #23
we have officially completed our first assignment!
You'll want to jump over to Fresh Brewed Challenges
and take a look at all the amazing work the DT has done!
While you're there,
Show Us Your Style!
That's the theme of this week's challenge. She is also being entered in:
The Crafy Ho's: Fall Colors
Papertake Weekly, Autumn Skies
Cute Card Thursday, Anything Goes (WOW! I am entry # 825)
Some Odd Girl, Use Digis to Create a Background
For my card, I have used THREE Fresh Brewed Images: So Thankful, Fall is Here, and Angel Cake Fall Wagon! I wanted to show the true versatility of digital stamps. Using a simple picture editor, I changed the color of "So Thankful" to an opaque gray, made it very small in size, and scattered it around the page for a background image. Then added the yellow color to the background, added the "Fall is Here" sentiment and printed it. Printed and colored my "Angel Cake" with Prismacolor pencils and cut her out and popped her on top of the ribbon... three different ways to use digis in one card! Easy-peasey!
Digis With Attitude!
The look on her face just slays me every time!
I couldn't help myself, I had to add a sentiment with a real attitude! I think you'll agree, she definitely has THAT look- you know the one!!
The challenge for Digis With Attitude! this week is to follow a recipe: Sparkle, Ribbon and 2 patterned papers.
I followed Marie's Sketch #41 from Sunday Sketch and Stamp. It's hard to tell from this picture, but the glittered papers are all sparkly. They are DCWV, I believe (?)...
She's also entering:
Creative Card Crew, Thanksgiving
Stamp Something, November Digi Day Challenge
Wacky Wednesday Challenge at the Latte Lounge!!
The Challenge is "Show me the Money": use real money on your creation! Michelle did all that and more!
What an inspiration to come over and play along!
24 comments:
- Heather said...
WOW!!! (shakes head) I still am trying to figure out how you created that background paper. You even added the yellow color! What a fantastic way to use 3 different digis!!! You totally SHOWED off your Style and kicked things off with a bang!! I LOVE the way you colored the image. WOW that it is with pencils! I have used pencils with Nowhere near the same result!!! Mine is never so rich and vibrant!
Thank you for all you have done and for being a part of the Fresh Brewed family. I am so excited to get to share and create more with you. You have been such a wonderful help and I am so thankful for you!
Your GOBBLE card is tOOOO cute! I love his eyes, lol! and the sentiment, dont get me started. I often wonder when we pass KFC on the way home if the south is the only place that sells liver and gizzards! lol (ick) I ate them as a kid though :D lol!!!
- November 17, 2010 at 2:59 PM
- Saskia said...
Wow! You're so creative!!! Beautiful cards!
Great to be with you on the Fresh Brewed Team!!!
Saskia :)
- November 17, 2010 at 3:08 PM
- MiamiKel said...
Absolutely wonderful cards! Truly a delight to stop in and see your creations! I look forward to working with you on the FBD DT! Blessings!
- November 17, 2010 at 5:16 PM
- JLJ Designs said...
Beautiful cards! I love your new blog design as well.
- November 17, 2010 at 5:23 PM
- tiggertastic said...
Wow what fantastic creations, amazing images you have used too
Good luck in the challenges and thanks for playing with us this week.
Sarah-Louise xx
tiggertastic blog
Design Team Member for : Crafty Purple Frog
Creative Card Crew & Bearly Mine Designs
- November 17, 2010 at 5:48 PM
- Neeti said...
Stacie, your cards are wonderful. And so many digis incorporated on one.. Wow!! Thanks for sharing this with us. Its great to be on a FBD DT team with you.
Hugs, Neeti
- November 17, 2010 at 8:08 PM
- Stacy said...
WOWZA! You are so CREATIVE!!! I would have never thought of using the digi's for a background! AMAZING!!! Adorable cards! Welcome to the DT!
- November 17, 2010 at 8:30 PM
- Marcie S. said...
Lovely background! Very fall-ish and pretty! Thanks for playing with us Odd Girls!
- November 17, 2010 at 8:57 PM
- Julie said...
All of your projects are just lovely! Thank you for joining us at Cute Card Thursday!
- November 18, 2010 at 12:11 AM
- bosenberries said...
Sweet card and love the background! Thanks for playing with Some Odd Girl, Robin
- November 18, 2010 at 5:01 AM
- yyam said...
Awesome cards! Love the first one the most...that pop of yellow and that awesome background!
Thanks for joining us at Some Odd Girl! :)
- November 18, 2010 at 5:50 AM
- Juanita said...
Awesome cards and layout, they are all great. Thanks for joining us at Digi's With Attitude! Challenge.
- November 18, 2010 at 1:17 PM
- Kim Sonksen said...
Thank you so much for joinin us at http://someoddgirl.blogspot.com/
- November 18, 2010 at 3:04 PM
- dragonllew said...
Fantastic card love the sentiment you've added to Gretta thanks for joining us at Digi's With Attitude!
Jenny x
- November 18, 2010 at 5:54 PM
- JustYolie said...
LOL...the turk card cracked me up!!!
- November 18, 2010 at 9:25 PM
- My Inkie Fingers said...
Stacie! I BUSTED UP when I read that sentiment on the Gretta Gobble card!! OMGosh girl! I nearly pee'd ma pantz!! hahahahaha
Love the card!
Thanks for playing in the DWAC and entering for the GDT =)
- November 18, 2010 at 10:50 PM
- paperfun said...
I love your sentiment. Definetly Attitude! I laughed out loud when I seen it. Thanks for playing along with us at Digi's With Attitude!
- November 19, 2010 at 1:16 AM
- Floweret said...
Thank you for your visit at my blog and your sweet words. I am really looking forward to watch and learn from you and all the rest in the team for fresh brewed design. See you!
- November 19, 2010 at 4:12 AM
- Lisa Andrews said...
hehehe! Love your Thanksgiving turkey card! What a great sentiment! Thanks for joining us at SS&S
- November 19, 2010 at 12:06 PM
- Maria Matter said...
adorable cards Stacie!!!
love the colors of your fall card and your turkey card is hilarious!!! Wonderful job on both!
Michelle's LO is amazing, thanks for sharing!
Thanks so much for coming to play with us @ Creative Card Crew!
hugs & blessings!
- November 20, 2010 at 2:39 PM
- Debi said...
All your projects are lovely! Thank your for playing along with the Papertake Weekly challenge.
- November 23, 2010 at 8:02 AM
- Karen said...
love the card and sentiment and have stopped by to say thanks for sharing it x
- November 24, 2010 at 12:08 PM
- Stacie (craft-princess) said...
Thanks for the sentiment over at My Inkie Fingers! So cool! And nice to meet someone that spells their name the same as me. I bet you have the same problem with nobody being able to spell it correctly don't ya?!
- November 24, 2010 at 4:40 PM
- Vintage Milly said...
Great interpretation of the sketch, thanks so much for joining in with us this time at Sunday Sketch&Stamp,
- November 25, 2010 at 5:43 PM
About Me
Contact me by email
Blog Archive
- ► 2012 (43)
- ► 2011 (194)
- I Love me some Amber Ink iPapers!
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- Wacky Wednesday Challenge #3: Trim My Tree!
- Fresh Brewed For You!!
- Amber Ink InKredible 21 Day Challenge~ Runs Nov 23...
- Fun with NEW Amber Ink Sets!
- The Stamping Boutique Thanksgiving Blog Hop
- How Perfect!
- New Challenges to Enter
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- OWH Blog Hop: Proud to be TSB and FBD!!
- PARTY tonite! Hop Tomorrow!
- Oh My!! I'm so LUCKY!!!
- It's WACKY WEDNESDAY again!!!
- There's a Party Brewing!!
- You Rock!!
- Stamping Dragon Penny with Presents for I Did It C...
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text:
|To Know Her by Name, Rocky Mountain Memories Series #3
By Lori Wick
Who is this woman? McKay Harrington wondered. After chasing and killing an outlaw in the Boulder foothills, Harrington finds himself critically wounded and dependent upon a mysterious woman named Callie. When Harrington returns to his job at the Treasury Department, an unexpected encounter reveals a dangerous masquerade... Can McKay Harrington penetrate the wall of secrecy surrounding Callie? What about the love growing in his heart for this woman of mystery?
|The Brushstroke Legacy
By Lauraine Snelling
Everything else in her life may be crumbling, but Ragni's determined to restore her great-grandmother's cabin in the Badlands. Working with her rebellious teenage niece, Erika, she begins to uncover the art---and life---of Nilda, the family matriarch. How can Ragni and Erika have so much in common with someone who lived in the 1900s?
|The Still of Night, Repackaged Edition
By Kristen Heitzmann
High school sweethearts long ago, Jill and Morgan loved and lost both each other and the baby Jill gave up at birth. Now successful, Morgan is still haunted by the memory of their child. Then Jill shows up with disturbing news. Can two wounded souls find healing---and one another---after so many years?


text:
Sitter in Westminster
I'm a 38 year old single mom to a great 9 year old boy. I'm looking to make some extra money and still spend time with my son. I am available to babysit nights and weekends and would even do overnights. As a mom I know how difficult it can be to find someone you trust to take care of your kiddos. I love being around kids, nannied in my younger days and will make sure your little ones are safe, happy, and well taken care of. Thank you! Dawn
Sitter Details
|Email Address
|Phone Number
|303-931-... Confirmed
|Hourly Rate
Notes made here will only be seen by you. If you want to message the owner of this listing
More in Westminster, Colorado
Find Babysitting Near Westminster
Featured Child Care Providers near Westminster, CO


text:
This one is long, and boring, and important. I've had yet one more borrower hurt by a broken system, and really want to find a solution to this.
You may not know that I used to be an appraiser. In fact, I founded what eventually became one of the largest real estate appraisal firms in the Bay Area, with three offices and 25 appraisers at our peak. We handled about 30,000 appraisals over 14 years, and I trained over 100 very competent, ethical appraisers over that time.
I was certified with the highest-level designation in the state, and I was recognized as an expert witness to testify in court cases by the municipal court system, superior court system, and federal bankruptcy court.
Back then most lenders allowed their loan officers to choose the appraiser. The system had a huge built-in flaw: if the appraiser didn't give the originator the value needed to make a loan work, he didn't get any more business. Consequently, we (my particular company) built our business working for larger firms who only allowed their QC department to choose appraisers, so we weren't under that pressure as much as others.
But most of the work in the industry wasn't done that way, and appraisers were regularly pressured to inflate values.
The natural consequence was that a large percentage of the appraisals were grossly inflated, and lenders didn't have the security that they thought they did on paper. This worked out OK as long as real estate continued to appreciate, as the appreciation covered up the bad appraisal work.
Fast forward to changes in the law that came about in the last few years. Now the loan originator has no say in who does the appraisal. (This is good.) The lender's QC folks have to order the appraisal. They can maintain their own list of qualified independent appraisers, but most choose to order appraisals through an Appraisal Management Company (AMC), which maintains its own panel of appraisers, and assigns the work out.
The benefit to the system is that appraisers are no longer pressured to inflate values. However, like all solutions that are based on regulation and enforcement, rather than education and culture, it has had an unintended negative consequence.
In theory the objective of the AMCs is to provide high-quality appraisals to the lenders. An appraiser must do three things very well in order to consistently produce high-quality appraisals: thorough research, thoughtful analysis, and clear reporting. This means they have to:
- Find and consider all of the comparable sales and listings that might be relevant and speak to the real estate agents involved in each of the transactions that are most relevant.
- Thoughtfully analyze the differences between the comparables so that they understand how buyers and sellers are evaluating different features and benefits.
- Write a report that clearly explains why the comparables sold for different prices from each other and make adjustments to each to reflect what typical buyers and sellers in that particular market would do if they had been negotiating for the subject rather than the comparable sale.
As it turns out, it's a lot of work to do all these things, and do them well. But it's their job, so as long as appraisers choose to earn money by appraising, they should do all these things. But here is where things get dicey.
AMCs also want to make a profit; it's a business, after all. In practice, they can best maximize profits and please lenders (who direct the work to them) by finding the appraiser who will do the appraisal the fastest and for the lowest price. (This leaves them more of a profit margin, and the fast turn time lands them in good favor with the lender.)
So the appraiser, in order the get the assignment from the AMC, has to quote a very fast turn time and a low price, both of which are not exactly in alignment with producing a high-quality appraisal. In fact, I can tell you from my experience with appraisals in the last few years that many appraisers take every short-cut they can to minimize their time on the assignment and turn the appraisal around as quickly as possible. But they have learned that an underwriter will review their work and, if the underwriter is afraid the value is too high, ask for additional work (like more comparables, more photos, deeper explanations, etc.)
What's an appraiser to do? The simple answer is they have learned that if they remain conservative they will be asked for fewer conditions. Since we, as originators, don't have any say in whether they get work in the future or not, they don't have to worry about what we want. (And that's a good thing, except for the unintended consequence.)
So the difference between the old system and the new system is that in the old system there was very explicit pressure for appraisers to inflate values in order to get work in the future. In the new system there is very real, but implicit pressure for appraisers to deflate values so that they can make a decent living.
In the old system, in theory lenders were hurt by making lending decisions on inflated values. I think it could be argued that complete insanity with regards to loan programs hurt them far worse, but that's another blog.
In the new system it is borrowers who are being hurt; real people paying good money expecting a quality product in return, who instead get an appraiser who only looks for lower-priced comparables (to minimize research time and – by being conservative- minimize conditions), makes a cursory inspection, and writes a generic report that raises fewer questions that might warrant further conditions.
In about one-half of the appraisals that have been done for my clients in the last three years, my client paid good money for horribly substandard work. In some cases we could do the loan anyway, but it often cost my client more money because the loan-to-value ratio appeared to be higher than it really was. Each time I chose to appeal the appraisal the appraiser's response was "blow it out your ear," and the AMC's response was "there's nothing we can do." (I'm paraphrasing, but not by as much as you might think.)
Remember, I trained over 100 appraisers and held the highest designation in the state as an appraiser. I only appealed if I thought the appraisal was indefensible.
In some cases we ordered a second appraisal (at additional cost to the borrower) and the second appraisal was more realistic, and the loan was completed. In one case the first appraiser came in at $319,000, and the second came in at $440,000. The first appraiser missed a recent comparable sale ½ block from the subject, and refused to consider it after the fact.
So what does all this mean?
- Real people are being hurt badly by the broken system. Homeowners are paying $450 to $500 (on average) and are often getting very low quality product in return. In some cases they have to pay another appraiser to get a good product, or have to pay more for the loan as a result of the bad appraisal; in other cases they simply have to walk away, they lose the initial fee, and don't get the loan.
- The AMCs are caught between a rock and a hard place. In order to make a profit they need to keep as much of the fee as they can (so they need someone to work cheap), and not invest more time in working on the appraisal after the fact (so they need quality.) And when an appraisal is bad and is appealed, they can't make the appraiser redo their work. If the appraiser digs in their heels, the AMC has to either defend the appraisal (which takes time for which they are not paid) or order a second appraisal at their cost.
- Loan originators and lenders are being hurt, as they have to invest more time into most of their deals in order to get the deals finished, and work on some perfectly good loans that never close because of the low quality appraisal work.
In other words, there really are no winners in today's system, although some folks are hurt more than others. (Consumers, for instance, have no control over the situation and are being forced to pay for bad product.) The appraiser, while not exactly getting rich, at least gets paid for his or her work no matter how bad the product is.
What is the fix?
- If lenders (via their QC department) managed their own panel of appraisers (rather than use an AMC) they would be more directly involved in the process and could better monitor the quality of the reports. The AMCs provide too much distance between the appraiser and the lender for lenders to see clearly what is wrong in the process. One major lender already does this, and has far fewer issues as a result.
- If an appraiser consistently comes in too low or too high, the lender could remove him or her from their approved panel.
- Lenders should report appraisers to the Office of Real Estate Appraisers (OREA) if they produce values that are too high or too low on a consistent basis. Appraisers would soon find that the time they have to spend defending bad work is more onerous than the time it takes to do the job right in the first place.
- If AMCs do remain as middlemen, they need to be separately licensed and regulated. (This is in the works in some states.) If a loan originator submits a request for reconsideration of value and the appraiser simply dismisses the additional market data submitted, the originator could then submit the case to an independent review board for appeal. If the review board rules that an appraisal was poorly done, the AMC would have to order a second appraisal at their cost.
- In the above scenario, I would have the originator pay the (reasonable) cost of the appraisal review board's review process. If the review board decided in the originator's favor, the AMC would be required to reimburse the originator.
In this system an appraiser would be selected not on the basis of price, but on the basis of consistent quality. I've heard some appraisers argue that their prices would have to go up if they did their job the way I think they should. I'm not convinced that would be necessary, but if they did rise, that would be fine. What matters most is serving consumers honestly and ethically, something that isn't being done today. The current price for an appraisal, if it is too low, isn't serving anybody well.
What do you think? I welcome comments on this thread.
My name is Casey Fleming. I originate mortgage loans in California, and am based in Silicon Valley.
I am also the author of The Loan Guide: How to Get the Best Possible Mortgage
(408) 348-3442 / email@example.com / www.loanguide.com


text:
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text:
I forgive myself that I have accepted and allowed myself to spend my free time thinking about past experiences, whereas I turn and churn within my own mind within the act of thinking about what I have done "good" and done "wrong" in my past which might explain my current situation, rather than stopping myself from participating within the games of the mind, through the tools of breathing, self-forgiveness, self-honesty and self-corrective application, so as to stop myself from entertaining old habits of the mind, and change in order to start acting and behaving within and as the physical so as to change what I have accepted and allowed myself to become as the fruit of the mind, and become what I truly am as one as all as equal as the physical as life, one and equal with all living beings.
I forgive myself that I have accepted and allowed myself to participate within the polarities of the mind, through me accepting and allowing myself to return within my past whenever I have too much free time on my hands, whereas I have automated the habit of returning within past experiences that I have defined/judged as being "good" in relations to past experiences that I have defined/judged as being "bad", without realising that I am thus only furthering my participation/enslavement within the polarity of the mind, through me constantly and continuously feeding the "polarity" manifestation as the mind as "good" and "bad", instead of stopping such participations through me simply allowing myself to "BREATHE" through those instances wherein I would thus utilise my breath in order to interrupt the automated programming of participating within the polarities of the mind whenever I have "free time" on my hands, and actually change myself from what I have accepted and allowed myself to be and become as the mind, to become a self-directive authority of me in my world where I move myself out of the mind and into the physical, so as to change and eventually rebirth myself as life as the physical, in order to act within the interest of what is best for all, instead of continuing acting within the interest of what is best for the mind alone as self-interest.
I forgive myself that I have accepted and allowed myself to spend my free time worrying about what is to come for me in my foreseeable future, whereas I spend enormous amounts of time worrying about what job I will get and where I will stay and in fact never get to act in order to bring about what will be best for me in my foreseeable future, but condemn myself into wallowing within the depths of the mind through me constantly and continuously worrying about my future instead of stopping myself from thinking/worrying about my future and actually make a move towards the creation of a future which will be best for all, through me stopping all of my participations within the mind through simply interrupting my patterned behaviours through the simple act of BREATHING, wherein I will take a stand for who I am as life as the physical and no more accept and allow the automated redundancy of my mind's patterns to overcome my will to stop myself from participating within the mind and to rescript myself into a being which acts within the interest of what is best for all life, rather than continuing to further my enslavement within and towards the mind through my patterned behaviours of constantly worrying about my future – and actually start moving myself within the moment, breath by breath, so as to build self-trust in order to change what needs to be changed within and as myself and my environment so as to make a stand for life as the physical and stop standing for the illusion as the mind.
I forgive myself that I have accepted and allowed myself to participate within the polarity of the mind, as the participation within the thoughts of past "good experiences", wherein I delve into past memories where I have experienced "good feelings" in order to "make myself feel better", instead of realising that all I am participating within while delving into past memories that I have defined as being "good", is that I am allowing myself to further my enslavement towards the addictions of the mind, such as the "good feelings", whereas I constantly drug myself while re-living "good feelings" instead of stopping myself from this addictive behaviour through realising that I am not the mind, and through the application of breathing so as to release myself from the addictions of the mind as feelings, and return back HERE within and as the physical as who I truly am within self-honesty, so as to stop myself from participating within the system of abuse as consciousness as the mind, and bring about a system that honours life through returning my awareness of self towards and within the physical, as the only reality where life exists within this world = no mind whatsoever.
I commit myself to stop accepting and allowing myself to participate within the mind's addictions, through the realisation that as long as I accept and allow myself to participate within energy as the addictions of the mind, that I automatically accept and allow myself to participate within energy as the mind which abuses/misuses substance as myself through the consumption of the physical as life for the own sustenance/survival of myself as finite Energy – to which I am ultimately not, as who I am is one and equal with the physical as life eternal, wherein there is NO ENERGY which controls who I am as the physical.
I commit myself to, through writing, self-forgiveness, self-corrective application and self-honesty, write daily in my blog so as to become a living example to others as what it is to be a responsible human being which acts for the interest of what is best for all, as what is best for all is best for everyone, Equal and One with all living beings.
If and when I see myself moving or about to move into the mind through the reaction of "wallowing into past memories of "good feelings"" pattern, I stop, breathe, remind myself that it is a pattern of me as the mind I no longer want to engage in for it is not what is best for me and what is best for all, One and Equal.
When and as I see myself moving into the automatic personality of "delving into the mind for the remembrance of past experiences", I stop, breathe, see if i have missed an opportunity to self-correct into Oneness and Equality from which the personality arose, if so, I forgive myself, stand up from the personality game and self-correct, if not i stop, self-forgive my participation in personality as an automated response to a pattern of self-abuse and bring myself back Here in and as Breath.
I commit myself to stop myself from entertaining ideas and beliefs about myself as the feeling/experience of "past experiences", through the use of thoughts and emotions, learned ideas and beliefs about the human condition, comparisons and games of winners and losers to establish myself as an example of how Life could be for everyone outside of the limited living of the Mind of illusions and back into Life as the Physical, One and Equal for every living Being.
I commit myself to assist and support myself through writing, self-forgiveness, self-corrective application and breathing – to stop the desires and stop the frictions/judgments/blame/spite within and as me and so allow me to express myself unconditionally for the first time.
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Baltimore Ravens coach John Harbaugh doesn't particularly like to talk about injuries. So, this offseason must've been enjoyable for him because there hasn't been much to talk about in that regard.
For the first time in Harbaugh's six years as head coach, the Ravens had all of their projected starters practicing at the mandatory minicamp. What's more important is that no starter is expected to begin training camp on the physically unable to perform (PUP) list, which would also be a first for Harbaugh.
This is the healthiest the Ravens have ever been under Harbaugh. Only six players missed practice at this week's minicamp -- defensive end Kapron Lewis-Moore (hamstring), offensive lineman Jah Reid (calf), nose tackle Terrence Cody (hip), wide receivers Kamar Aiken (Achilles') and Jace Davis (ankle) and rookie offensive tackle Parker Graham (undisclosed) -- and all of them are backups.
Even those players should be ready to suit up when training camp begins July 24. "I'd say it looks really good for almost all those guys," Harbaugh said.
Harbaugh has had much bigger concerns in recent years. In 2012, outside linebacker Terrell Suggs tore his Achilles' tendon and missed half of the season. Last year, linebacker Jameel McClain and guard Marshal Yanda both began training camp on PUP.
The biggest injury question mark heading into this year's offseason workouts is no longer one. Left guard Kelechi Osemele hasn't had any setbacks after missing the last nine games last season following back surgery.
"Very pleased with Kelechi, very pleased with everything he's done," Harbaugh said. "Looking forward to getting the pads on him. I think Kelechi, as good as he looked in shorts, he's going to look even better in pads."


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Supertech Limited, India's primary real estate developer was Started 25 yrs again in National Money Area and due to the fact then has been scaling new heights by Each and every passing working day. The corporation has established new trends of architectural finesse inside the up to date world wide state of affairs touching the horizons of excellence. Supertech is definitely the pioneer to launch the idea of combined-use growth in India also to think of superior rise constructions in North India.
Supertech proudly announces a fresh launch of its household job Eco Village-one, in Sector-1, Greater Noida. Eco Village gives 1/two/three/four BHK While using the amenities of a mini township that takes your ease and comfort and usefulness to a complete new amount.
Supertech eco village is eco-welcoming house. We make complete utilization of wind and solar Vitality and use pure gentle and Triggered Slash Price tag and emissions with futures like CNG run backup stations, in-house garbage treatment.
Each home says some thing, the delight and the warmth the adore and the affection is all around at Eco Village 1.
Each and every design and style in the home in effectively-planned as well as the furnishings utilised are of preeminent good quality. The placement, atmosphere, lobby, rooms along with the residing Each and every includes a diversified result to provide you with an upward pattern with your residing. The crafting as well as the enclave of every characteristic enable you to lead a relaxed and pleasurable lifestyle. The project is a wall where you need to set up all your daily life's joys and cheerful times for making its texture astonishing.
Job DESCRIPTION:
Eco-village brings together the skills of Supertech with an expensive place like Noida and inexpensive prices so as to comprehensively relish the dwelling practical experience.
eighty two% open landscaped location
Close proximity to main industrial and household parts like Larger Noida, Noida and Ghaziabad.
fifty acre campus open on all 4 sides, all well related by streets
Mixture of Reduced-rise and Superior-increase structures.
In-residence buying Arcade-"Ecobazaar
Vaastu friendly and fengshui centered format & layout.
CNG operated electrical power backup generation
Supplemental leisure characteristics like Go-Karting and Movie Gaming
FLAT Alternative:
598 SqFt (2221bhk+2balcony+2T)
890 SqFt (2322bhk+3balcony+2T)
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1267 SqFt (3323bhk+3balcony+2T)
1375 SqFt (3423bhk+4balcony+2T)
1464 SqFt (3323bhk+3balcony+2T)
1545 SqFt (3423bhk+4balcony+2T)
1718 SqFt (3433bhk+4balcony+3T)
1906 SqFt (3333bhk+3balcony+3T)
2344 SqFt (4434bhk+4balcony+3T)
All set for possession.
Roomy flat with massive balconies.
Modular perform in Bogs with branded fittings.
Graphic intended wall in Bedrooms.
Laminated wood designer central parks surrounded by Jogging Track.
Swimming swimming pools.
Inexperienced going through apartments.
In-home commercial advanced.
Entirely contemporary well Geared up club residence.
24*7 shopper treatment providers.
24*seven drinking water & electrical power backup.
Higher velocity elevators.
Services for out-door & in-door game titles.
Sufficient parking Area.
Eco Village one, four-sided open plot.
four-central parks.
Vastu-helpful superb architecture.
Hello-tech secured zone with present day measures and trained personals.
Financial loan services with leading money institutions.
Please Get hold of us for more details.
Site Benefit:
On main a hundred thirty meters street
Wander in length from propose metro supertech eco village 1 noida extension station
five km from forties clinic
two km from FNG street
Well related from Noida, Better Noida, Ghaziabad and Delhi.
Website Approach:
Whole forty two Acres land
Whole 34 towers
All 20 flooring developing
Call US:
For reserving and more facts contact to:
ninety one-9910109021
Pay a visit to to Site : Supertech Eco Village, Plot No-eight, Sector-1, Increased Noida West, U.P-201308
Supertech eco village


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WOW! What a special brother Morgan has. Morgan has had one big complaint for the last several years. She has never been on a plane before. The rest of the family has flown before at one time or another. Even Olivia has been on a plane! Now this is not a big deal. I mean I had never flown before I was in my 20's but it has really bothered Morgan.
This year for her birthday her big brother called to wish her a happy birthday. Then he told her that her present from him this year would be a plane ride! I am not sure if she really believed him. One of Evan's best friends is a pilot and had offered to take her up when he found out that she had never flown before.
So, Evan rented a little four seater and she got to pick a friend to take with her. They were up for about a half hour. They flew over our house (Evan called us right before they flew over so we could go out and watch them). They flew over her school and some other points of interest that she would recognize. She even got to fly the plane for a little bit. She was so excited! When she came home she told us that she wasn't scared at all. They only got a couple pictures but I don't have them yet.
Wednesday, November 28, 2007
Monday, November 19, 2007
Saturday, November 17, 2007
Lock the house we have a 12 year old....
Morgan turned 12 yesterday. Oh what a tough age. Not a little kid anymore, but not yet a teenager. She is so grown up though. She decided to forgo the big birthday party and just a few friends over for a slumber party. She also requested that instead of birthday gifts that her friends bring dog and cat food to donate to the humane shelter. We then made a trip to the humane shelter so they girls could be part of the donating.
Mike and I did get Morgan a Nintendo DS and a couple games for her birthday.
Olivia enjoying cake.
Morgan and her best friends...the twins.
Morgan and Lexi in a serious chess game.
The whole gang.......Lexi...............Morgan.....Janelle.......Kelsey and Sarah
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The Thousand Kingdoms
Beacon is one of the few sovereign states large enough to be called a country.
It is a military dictatorship. Its people are an industrious, humorless lot.
It has two large cities, New Beacon and Old Beacon. Old Beacon was just called Beacon before it expanded its territory and the warlord at the time decided to move the capital.
New Beacon is a major trade port due to it being one of the only sources of several rare gems, ores, and plants.
Old Beacon was once a small trade city. Today, its primary industry is fishing. It operates a large fishing fleet and ships fish all over the Western Thousand Kingdoms.
Major cities: New Beacon Old Beacon


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Sunday, September 25, 2011
Buffalo Chicken Dip
One bottle of ranch dressing
One bottle of Frank's Original Red Hot Sauce
One brick of cream cheese
Three cans of chicken breast
Four cups of shredded cheddar
Chips for Dipping
Combine all the ingredients in the crock pot. Cook on high for three hours, stirring frequently. Serve with tortilla chips! Buon appetito!
** Leftover Idea**
Reheat and Serve in burritos ;)
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Posted by Mary at 9:55 PM No comments:
Monday, September 19, 2011
Eggplant Parmsean
- 2 medium eggplant (about 2 1/4 pounds), cut into 1/2-inch-thick round slices
- 5 cups fresh breadcrumbs
- 1 tablespoon dried oregano
- Freshly ground black pepper
- Olive Oil for frying
- Flour for dredging
- 6 large eggs, beaten
- 2 tablespoons whole milk
- 7 cups or two jars of your favorite marinara sauce
- 2/3 cup grated Parmesan, divided
- 1 pound fresh mozzarella, thinly sliced
Arrange the eggplant slices on several baking sheets and sprinkle generously all over with kosher salt. Set aside to let the juices weep from the eggplant, about 1 hour.Transfer the eggplant to a colander in the sink, and rinse well under cold running water. Transfer eggplant to a work surface and blot very dry with paper towels. The more water you get out the better they will fry
In a large bowl, mix together the, breadcrumbs, oregano, and season with pepper.
In another medium bowl, whisk the egg and milk together. Dip it in the egg, and finally dredge it in the breadcrumb mixture. Shake off any excess breading and transfer the eggplant to a baking sheet. Repeat with the remaining eggplant. In a large straight-sided skillet, pour the oil to a depth of 1/2 inch. Heat the oil over medium heat until it registers 400 degrees F on a deep frying thermometer. (The oil must be heated to 400 degrees F. so that the breaded eggplant, when added, will drop the temperature of the oil to the proper frying temperature of 375 degrees F.)
Working in small batches, fry the eggplant slices, turning once, until golden brown, about 3 minutes per batch. Using tongs, transfer to a paper towel-lined baking sheet and season with salt to taste. Repeat with the remaining eggplant.
Preheat the oven to 400 degrees F. Lightly brush a 15 x 10- x 2-inch-baking dish with olive oil. We are going to layer it like a lasagna. Cover the bottom of the baking dish with 1/3 of the marinara sauce and arrange half of the eggplant over the sauce. Cover the eggplant with another 1/3 of the sauce. Scatter half of the Parmesan and half of the mozzarella over the sauced eggplant. Repeat with the remaining eggplant, sauce, Parmesan, and mozzarella. Bake until hot and just beginning to brown, about 30 minutes. Serve immediately. Buon appetito!!
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Labels: Comfort Food, Italian, Main Dish, Vegetarian
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- Sleeping in, even just a little bit (until 8:15)
- Being able to opt out of an "obligation" in order to have downtime
- Spending downtime meandering with Aaron
- Having a little extra cash that can be allocated to home improvements
- Spending downtime on a lunch date with Aaron
- Spending downtime watching Special Victims Unit with Aaron
- Watching Aaron try to prove that a mess could be cleaned up in 5 minutes, just to help me out and make me laugh
- Having a friend lend a helping hand for a church event
- Watching 34 people get baptized! Including a homeless guy who had not been accepted at a church before like he has been at Flipside
- Getting Hulu to work again on the XBox 360
A middle-class family's adventures in living well on the cheap and getting out of debt.
Sunday, May 3, 2009
Another List
Labels: thankful
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Supreme Court of Arkansas
April 9, 2015
CAMERON SCOTT BOLIN, APPELLANTv.STATE OF ARKANSAS, APPELLEE
Laws Law Firm, P.A., by: Hugh R. Laws, for appellant.
Dustin McDaniel, Att'y Gen., by: Vada Berger, Ass't Att'y Gen., for appellee.
RHONDA K. WOOD, Associate Justice. HANNAH, C.J., and WYNNE, J., concur in part and dissent in part. WYNNE, J., joins.
Page 789
RHONDA K. WOOD, Associate Justice.
Cameron Bolin appeals the denial of his petition to seal his misdemeanor and felony convictions. He contends (1) that the court erred by retroactively applying the Comprehensive Criminal Record Sealing Act (CCRSA) instead of the Community Punishment Act (CPA), which was in effect at the time he committed his offenses; (2) that retroactive application of the CCRSA violates the prohibition against ex post facto laws; and (3) that even if it was appropriate to retroactively apply the CCRSA to his felonies, the records related to his misdemeanors should have been sealed. We find that the circuit court erred in retroactively applying the CCRSA to Bolin's felony conviction, and we reverse and remand for the court to apply the CPA to Bolin's felony conviction and the CCRSA to his misdemeanor convictions.
I. Background and Relevant Facts
Bolin pled no contest to two misdemeanors and one Class D felony in January 2011. He was sentenced to 90 days of
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probation for the misdemeanors and three years of probation for the felony. At the time of his sentencing, the Community Punishment Act allowed Bolin to petition the court to expunge the record of his offense upon the successful completion of probation. Ark. Code Ann. § 16-93-1207(b)(1) (Repl. 2006). Subsequent to Bolin's sentencing, but before the completion of his probation for the felony, the General Assembly passed Act 1460 of 2013, known as the Comprehensive Criminal Record Sealing Act of 2013. The CCRSA created a uniform procedure for sealing a person's record and detailed the circumstances in which individuals were eligible to have their records sealed.
Of importance to this appeal, the CCRSA amended the CPA so that the procedure for sealing records under the CPA would be in accordance with the CCRSA. Ark. Code Ann. § 16-93-1207(b)(3) (Supp. 2013). The CCRSA requires that a person must wait five years after the completion of the sentence in order to be eligible to have the records of a Class D felony sealed as opposed to immediate eligibility for expungement upon completion of the sentence, which was available under the CPA. Ark. Code Ann. § 16-90-1406(a)(1) (Supp. 2013). As to misdemeanors, the CCRSA provides that a person becomes eligible to petition to seal those records 60 days after the completion of the person's sentence for the offense. Ark. Code Ann. § 16-90-1405(a)(1) (Supp. 2013). The CCRSA also superseded all other inconsistent provisions of the Arkansas Code, except for a few exceptions that are not relevant to this appeal. Ark. Code Ann. § 16-90-1403(b) (Supp. 2013).
The CCRSA became effective on January 1, 2014. Bolin completed his felony probation on January 19, 2014, and petitioned the court to seal all of his records. The State neither objected nor responded to Bolin's petition. The circuit court denied Bolin's petition without a hearing, holding that Bolin was required to wait five years after completing his probation before the records could be sealed under the CCRSA.
II. Preservation
Before considering the merits of Bolin's appeal, we first consider the State's contention that Bolin failed to preserve his arguments. As a general rule, we will not consider arguments raised for the first time on appeal, and an argument is not preserved for appellate review unless a party raises a specific objection and the circuit court rules on that objection. Gulley v. State, 2012 Ark. 368, at 6, 423 S.W.3d 569, 574 . However, we have recognized an exception in situations where a party has no opportunity to present his arguments to the circuit court. Harrell v. City of Conway, 296 Ark. 247, 753 S.W.2d 542 (1988); Olson v. Olson, 2014 Ark. 537, 453 S.W.3d 128. As in Harrell, Bolin's case was disposed of by the circuit court without notice, without a hearing, and without an opportunity for Bolin to present any arguments. The lack of development in circuit court was at least partially exacerbated by the State's failure to respond to Bolin's petition. With no opposition from the State and with Bolin believing himself to be entitled to have his records sealed under the former version ...
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STAFF at Not Just Pets were in for a surprise when Hollywood movie star Nicolas Cage paid them a visit to purchase some new additions for his family.
The star of Con Air and Face/Off dropped into the local pet store with his wife and son and soon caught the attention of staff member Stephanie Graham. "A gentleman came into the shop and I thought to myself that really looks like Nicholas Cage.
"I was unsure at first, but as soon as he spoke I knew that it was him. He asked for pond fish, which he and his family bought. He told me that he was in Frome for the weekend, but didn't say what he was doing in the area."
Soon after Nicolas Cage left, Not Just Pets posted a photo of the star posing with staff and quipped, "We had a very special customer in the shop today but he was Gone in 60 Seconds," making reference to Cage's film from 2000.
The A-Lister clearly made an impression on Stephanie, "He's a really fantastic guy and it was a wonderful experience having him visit the shop. He was happy to have his photo taken with us."
Stephanie is now waiting for the next celebrity to walk through the doors of Not Just Pets and joked that she is especially looking forward to meeting Johnny Depp.