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Today started out like any other day get up and get ready to do some work. That's not a bad thing I really enjoy what I do. I did my morning ritual of checking email then the weather and Iwindsurf for the forecast. There was a pretty good chance of wind so I loaded up a couple boards and sails thinking I would finish up @ 3 or 4 and spend the rest of the day sailing.
I started working and in between jobs I noticed I had a small hole in the lower radiator hose. Now I haven't had the best of luck lately, it seems Murphy has a real grudge against me. Anyway when I noticed the hole I restarted the truck hoping the pressure and the leak would subside as the coolant did it's job flowing through the system. That worked so I allowed it to cool for a few minutes then popped the cap relieving the pressure and wrapped the hole with one of the best inventions ever Duct tape. There was enough coolant in the system to safely drive it to the auto parts store and buy the supplies I need. Unfortunately I wouldn't be able to make it back home or to the shop so I had to change it in the parking lot of the store.
On the way to the store I remember thinking this detour would kill any chance of being able to windsurf. I went in and bought the supplies radiator hose, coolant a drip pan to catch any old coolant from the system ( can't have that coolant just pouring on the ground ). I figured I have to wait for the truck to cool down so I could fix it. Then I remembered I had start pulling the engine out of the race car for tech inspection within 10 minutes of bringing it off the track for a race. I could deal with the hot coolant get this done and go about my business. Well I got the hoses swapped and the truck ready to go in less than 15 minutes. With the hour and a half of downtime I could still get everything done, then spend a couple hours on the water and that just what I did.
There was a decision to be made about where to launch and talking to Glenn about Buckroe's shore break made my mind up. I showed up a Factory Point around 5:20 several guys were on the water Billy, Dr Bob, Pete T. Javier and Larry. Glenn had arrived fresh from Buckroe to say hi and Marcy had just left with a most contented look on her face. Billy, Bob and Pete were all on the outside past the sandbar. They were all well powered on the sails they had, every now and again you would see somebody launch a nice jump off the breaking swell.
I went to set up my board and I saw that everybody was coming in. I walked back over to chat and see what they were on so I could select the proper rig. They were all dialed in on low to mid 6 meter sails and 100l boards. I figured I could get away with a 5.8 and 100l as I'm lighter than most of them. Once I rigged I headed out solo. The combo was perfect I made a bunch of runs out and back hitting little jumps off the swell breaking on the bar. I'm going to have to get some pointers on jumping it seems when I really try to pop the board and get air I just skim over the top of the ramp. It's when I don't really try that I can usually get a little bit of air. I just don't understand how it is done. It is nothing like trying to jump a wakeboard. Though I did get some air on 2 jumps in quick succession. The first one my back foot came out of the strap but I still kept going the second one both feet came out, the board flipped and I came close to landing on my fin.
I had to come in for an adjustment on the mastbase once to settle the nose down on the speed runs and I had to come in once again to tighten my fin screw. I could actually tell that it was slightly loose because of the way the board was feeling. Other than those two instances I spent 2 1/2 hours on the water. I worked on my jibes at each transition. I'm so close but I keep fumbling the foot switch and or the sail flip. I'm going to do a little dry land simulation to build some muscle memory so my feet land in the right spot when I make the switch. I was also able to figure out how to get some speed out of the board in the flat water and how to surf the swell breaking on the bar. Mind you these weren't even what most would call waves maybe 2 feet but I could feel the acceleration on the face, I could sail out ahead of it and cut back to it. I know it isn't much but I figure it will help me prepare for the real thing.
I sailed up until the sun started to set. I didn't have any of the stress left in me from earlier in the day just an nice dull burn from the days work and the windsurf session plus a permanent grin on my face from the fun I just had. One of the crew likened it to an orgasm and I can understand the analogy.
It is not often you get a day this good so close to home, usually you have to go to Hatteras for these conditions. ( steady around 20 from SE ) The best part is there might be more on tap for tomorrow.
No action photos. But here is the sunset that ended the day.
Saturday 6 23 18 morning call
8 hours ago


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"Like all great travelers, I have seen more than I remember, and remember more than I have seen."
This quote is a great reminder to Write While Away. Record those memories on paper where they will be suspended in time. Your memory will always capture bits and pieces of your traveling experiences – and at times create what it wants- , but pen and paper are timeless.
39.739000 -104.984000

subset: commoncrawl


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Tim Ward
Paul Wells
The panel with Stephen Clark in the chair
Apologies again that my reports on the Affinity conference were rather general. Union with Christ is a big subject and it is difficult to know what to include and exclude from the papers and discussion. As I noted before, it is hoped that the papers will be printed up. They will be worth having.


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National Offshore Petroleum Safety and
Environmental Management Authority
Presentation to
MUA FPSO Conference
16th July 2012
NOPSEMA OHS Inspector (Lead) – Dave Chaplin
The MUA has requested NOPSEMA to give a presentation on:• The Safety Case & • HSR Powers .
NOPSEMA • NOPSEMA is a Commonwealth Statutory Authority with an Advisory Board and Public Service Act staff • NOPSEMA regulates in Commonwealth Waters .
the workforce and other authorities to ensure health and safety risks in the offshore petroleum industry are properly controlled – To administer offshore petroleum health and safety legislation – To promote the continuous improvement of health and safety offshore .NOPSEMA's Role – To work with industry. facility operators.
a policy relating to occupational health and safety that:– will enable the Operator and members of the workforce to cooperate effectively in promoting and developing measures to ensure the occupational health and safety of persons at the facility. . and – Provides for the making of an agreement that provides appropriate mechanisms for continuing consultation between the Operator and the workforce. in consultation with the workforce. and – will provide adequate mechanisms for reviewing the effectiveness of the measures.Workforce Involvement • The Operator should take all reasonably practicable steps to develop.
• The safety case should provide for the effective consultation and participation of the workforce.Workforce Involvement .Safety Cases • There must be effective consultation and participation of the workforce for a facility in the development or revision of the safety case for that facility. . so that they are informed about the hazards and risks they are exposed to at the facility.
What requires a Safety Case ? © Stena © Woodside © Technip © BHPBilliton © ExxonMobil .
.What is a Safety Case ? • A safety case must be produced by the operator of a facility • It must identify the safety critical aspects of the facility. both technical and managerial. • Appropriate performance standards must be defined for the operation of the safety critical aspects • The workforce must be involved • The safety case is produced in the knowledge that it will be scrutinised by a competent and independent regulator.
Health and Safety Representatives and Safety Committees • For the offshore oil and gas industry. where did the requirement for workforce involvement and HSRs come from? .
Cullen Enquiry – Piper Alpha HSRs and safety committees The regulatory body. operators and contractors should support and encourage the workforce to be involved in safety The operators procedures involving in-line management of operations should involve the workforce in safety and should form part of the Operators SMS Safety Representatives should be protected from victimisation .
Health and Safety Representatives • NOPSEMA encourages the HSR approach • Encourages consultation and communication between the Operator and the Workforce • HSRs have certain powers • HSRs must be trained .
. one person from each DWG is either elected or selected as a HSR by the members of that DWG only.Setting up designated work groups – designated work groups must be set up by the facility operator if requested by the workforce. or:– the facility operator can set up the designated work groups in consultation with the workforce. then:– To represent each designated work group (DWG).Health and Safety Representatives (HSRs) .
• Represent his work group on the Health and Safety Committee • Investigate complaints made by members of the workforce • With the consent of a group member he can request to be present at interviews with that group member • Request access to necessary information • Issue a Provisional Improvement Notice (PIN) .Powers • A HSR can carry out inspections of the workplace • He can request a NOPSEMA Inspector to carry out an inspection of the workplace • He can accompany a NOPSEMA Inspector during his inspection.HSRs .
• Get assistance from a consultant if NOPSEMA or the Operator has agreed to it in writing • Request the Operator for a consultant to accompany the HSR during an interview between a DWG member and a NOPSEMA Inspector or the Operator.HSRs – Powers – (cont.) • Can initiate immediate "stop-work" procedures if there is an immediate threat to health and safety and the supervisor is unavailable • Can appeal to Fair Work Australia against a NOPSEMA Inspector's decision to vary or cancel a PIN • Request NOPSEMA to institute proceedings for offences if they have not been commenced with 6 months of the alleged breach. .
HSRs . the operator must give the HSRs a copy .NOPSEMA Inspections • The HSRs are notified about purpose of a NOPSEMA inspection at the facility • HSRs are invited to attend and get involved in the NOPSEMA inspection entry and exit discussion meetings • The NOPSEMA Inspector will meets separately with the HSRs as a group (always included as an inspection item) • The operator must give a copy of the NOPSEMA inspection report to the HSRs/HS committee • If an enforcement notice is issued.
review and update measures designed to protect the workforce • Facilitate cooperation • Disseminate information .HSRs – Safety Committee • Help the operator to develop. implement.
(or as specified in an agreement) • Held at least every 3 months • Minutes kept for at least 3 years • Meetings procedure to be agreed by the safety committee .HSRs – Safety Committee • Must be set up if requested by a HSR • Each workgroup to be represented by its HSR • Up to half of the members to be selected by the operator.
Questions? .


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It is a horrible feeling. I have had this problem for some time now. Even before I started running, I had this problem. I used to play tennis all the time and tennis requires you to be on your toes, ready to move in all directions and sometimes when I would push off the ground the arch in my foot would cramp… Then I would cringe in pain and not make the shot. I don't cramp anywhere else and it only happens sometimes. I have no idea why!
Now when I run, after about 20 minutes in, one of my feet will cramp in the arch. I then have to stop and stretch it out, which is not what I want to do when I'm trying for a time or just on a nice run. It throws everything off. And then, about every 10-15 minutes after that, the cramp returns. But this is only some days. Not all the time.
My one friend said it could be from changing shoes all the time. I play tennis everyday, so I have my tennis court shoes on, then I put on cross training shoes for the gym, then my minimalist shoes for the my run. I thought it was my running technique but it happened long before I became addicted to running.
This website says that I should just roll my arches with an icy water bottle. Do you do this before or after you run? or both? I just want the pain to go away. I'm going to start doing this though. So fingers crossed!
Does anyone else experience these problems? Has anyone found relief? I'm getting worried because I'm training for a half marathon and I don't want it to affect me during my race. That's the last thing I want.


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Elementary Level
Lesson 6
- Instruct the students to take out their writing folder and write down one more common noun, proper noun, verb, and adjective in the proper word bank.
- While they are doing this write a sentence on the board that is not color coded. (Don't use the mats).
- Ask the students to color code the sentence using their colors. You may need toremind them to use the charts and their word banks to help them. (This can be used as an assessment)
- Take the yellow mat and place it at the end of the sentence on the board and ask the students what words would make sense there.
- Ask the students to write two of the words they thought of onto their class work papers.
- Ask the students to write on their paper what questions their words might answer.
- Ask the students to use the charts to find out what kind of word it is. Ask them to whisper what they think it is to their partners.
- Ask the students to write the word "adverb" onto their papers.
- Ask the students to think of and write on their papers one word that can tellw here, one that can tell when, and one that can tell how something is done.
- Students should copy those that are correct in their word banks.
- Show the students, using the mat, that adverbs that answer "where?" are usually placed in the predicate. Adverbs that answer the questions "when?" and "how?" can be in other parts of the sentence. Read the sentence with the adverbs in different places. Let the students decide which placements sound correct and which one sounds best to them.
- Write a sentence on the board that the students copy onto their papers. Allow them time to experiment with putting the adverbs in different places. (You could let them write the words on the correct color of paper and let them manipulate the words and practice listening to the sentence patterns.)
- Explain to the students that even though they have learned this one pattern, it is not the only one. There are many correct patterns to learn and it is good to use a variety of patterns when you are writing to avoid boredom.
Allow the class for the rest of the class time to use the tool box word cards to create interesting sentences. Remind students to keep a "subject, predicate, period" pattern.
© G. E. Brubaker July 24, 2003


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All Aboard Airplanes
Frank Evans
Publisher: Grosset & DunlapFormat: Mass Market Paperback
Welcome aboard! This fabulous first book of airplanes is a top-flight addition to the bestselling All Aboard line. From crop dusters to state-of-the-art military fighters, it's all here, complete with easy-to-read text and clear, colorful pictures that explain the uses and features of the aircraft.
GST Note: GST is included in the price of this item. GST is included in the freight.
Delivery time frames will depend on your location, please check the shipping calculator to see an estimate of when you can typically expect to receive your goods based on your postcode.


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106 W Amity Street is a $249,000, 3,200 square foot home located in Louisburg, KS.
Prime location for investment or business opportunity. Currently over 50% occupied with barber shop and business offices.
|Above Grade Sqft
|Interior Features
Miscellaneous (Commercial) - Public Restroom
|Parking Types
Parking Lot
|Exterior Features
Utilities - Phone
Utilities - Electric
Utilities - Gas
Current Use - Office
Current Lease Terms (Commercial) - Yearly Renewal
Location (Commercial) - Business District
Miscellaneous (Commercial) - Building Sign
Miscellaneous (Commercial) - Exterior Lights
Occupancy (Commercial) - Tenant Occupied
Occupancy (Commercial) - Vacant
Road Access (Commercial) - City Street
Road Access (Commercial) - Highway
Current Use - Beauty Shop
|Land Type
Flood Plain - No
|Water Source
Utilities - Water
|Property Type
Family-Less Than 1/2 Acre
|Year Built
"The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. ("Heartland MLS"). Copyright© 2018 , Heartland Multiple Listing Service, Inc. Heartland MLS and Realty Executives do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private non-commercial purpose of identifying a property in which the recipient has a good faith interest in acquiring."


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27J Mill Levy Committee
School District 27J brought together a group of parents, community members and staff members to study how the district best meets the needs of students, staff and the community in light of continued cuts in state education funding. This work included the evaluation of a potential mill levy override question on the November 2017 ballot.This Committee meet four times between the months of February and April. Upcoming meeting dates are on: March 9, March 23 and April 6. Meetings will be from 6:30-8:30 p.m. in the District Training Room, located at 80 S. 8th Ave. in Brighton. Dinner is served at 6 p.m.


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Indie game of the week – The ball
Ok, I observed that I just review games that I liked and decided that it would be nice to review games that disappointed me too. And the ball is one of them.
I decided to buy it in a day that steam sold it for 75% of the original price. Reading some reviews it appeared to have nice graphics (it uses Epic's Unreal™ Engine 3 ) and it was somewhat compared with portal, some saying that it was a nice game to play while you waited for portal 2 (the game was released in October last year) so I tough that for 5 dollars it was ok to take the risk and buy it.
And yeah. It's worth 5 dollars, but not much more than that. I discovered that the game is compared to portal because it's another first person shooter with just one gun being more like a puzzle than an action game. But they forgot that the puzzle was just a small fraction of the reasons why portal is so good. The ball have no captivating story and nothing like that. And the puzzles at the beginning of the game fails a lot to catch your attention. I played this game for only forty minutes and nothing on it caught my attention.
The entire time that I played the game the story had nothing new, no characters were introduced and the stages had no challenge, so I spent 40 minutes basically pushing and pulling a giant ball for no apparent reason.
Reading other reviews it appears that after a while the game gets a lot better…maybe someday I will try to play it to see if that is true, but I probably won't.
If you have a lot of free time and you find it for 10 dollars or less it might worth the try. Otherwise I would not recommend.


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Donald Sherbeyn
It's officially spring. We have prepared our beds, weeded and fed our lawns. It's finally time to have some fun.
It's planting season. The redbud and dogwood flowers are fading, the rhododendron and azalea in full bloom. Iris stretching out to welcome the sun and the sweet smell of spring hangs softly in the air.
I thought it would be fun to pass along some of my favorite planting groups for the landscape. Putting together designs with plantings that bloom at the same time, need similar soil and light and have great color contrast in the garden is something I have been doing for more than 15 years. Even after all this time watching nature unfold each spring just amazes me. Here are some of my favorite garden combinations.
Spring time garden
Start with two red peony. Place them side by side about one foot apart. Then wrap them with blue and white iris to create a trim around the peonies alternating colors 2-3 each. Not only will you get to start off every spring with a little patriotic garden firework but the foliage of the iris will help to hold up the peonies. As they mature together the site is spectacular. Using variegated foliage iris can add to the impact of this accent.
Early summer garden
Do you have a Crimson Queen Japanese maple? Try trimming it with kaleidoscope abelia. Now this one does take a bit more work as the abelia will need to be pruned twice a year but the presence in the garden is well worth it. The red in the Crimson Queen makes a great backdrop to the multi color foliage of the abelia. Add some Candytuft to the front of the abelia and you get a fantastic semi evergreen presence, a white spring flower and another layer to the space.
Have a space out by the road you're thinking of putting a new garden, or at the end of your driveway? Try this 4th of July garden
Start with a Blue Rose of Sharon about 6′ tall and prune off the lower branching to allow for at least 2-2.5′ of clean main branches then plant seven red and eight white coneflowers around the base of the shrub no closer than 1.5′ from the branching in an alternating pattern. Try the Milkshake for the white and the double scoop raspberry for the red. Tomato soup is also a beautiful red.
Early fall garden
This one is a border that I think is great. Gold band liriope in a row spaced 1′ apart, backed with Autumn joy sedum spaced about 2′ apart. Pair this with a good evergreen backdrop such as the pjm rhododendron or some winter gem boxwood and anchor the edges of the garden with a few small red crape myrtles and you not only get the fantastic fall showcase along the borders but you will get to enjoy a year full of blooms and textures.
Winter garden
This one might be one of my favorite combinations to throw into a landscape design because without fail I will get a phone call or hear about the surprise someone got when they walked out into their garden in the winter. Red camellia japonica 'Bob Hope' paired with white Hellebores niger 'Double Fantasy. Both of these plants like a bit of protection from the elements and both do well in similar soil so care is kept simple.
There are some great colors and textures in the landscape so have some fun this month experimenting with bringing these plantings together to create a great accent in your landscape.
Good luck in your gardens this month.


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Swim Meet and Courtyard
Andrew had a swim meet tonight and did really well considering they really don't practice for these meets except the one day a week the go swimming during PE. This meet was against the other schools in the area...I think there were 12 or so teams. Andrew swam the 50 free and placed 5th, then he was on two relays and they placed 3rd {so he received 2 medals}.
The garden in the courtyard is looking better and This is a how it looks as of today. We planted 2 rhododendron bushes and 2 fuchsia plants. There are a couple of hanging baskets as well which helps add color to the area. It is starting to take shape and should really look nice in a few weeks when everything blooms.


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That's how much the average child creates in waste every year with a disposable lunch. (Source: www.wastefreelunches.org)
This trying-to-be-green momma wanted to start the school year off in a kinder way for the environment. So, instead of stocking up on all the plastic baggies, single serving snacks and bottled waters, I did some homework on building a better lunch box. I hope my ideas will inspire you to make a little change, or at least whittle down a few of those 67 pounds of trash.
Building a Greener Lunchbox Ideas:
- Amp Up the Lunchbox — find a reusable lunchbox that rocks. If your kids love it, they will use it and not lose it. My son loves gaming and computers, so I got him the "Laptop Lunchbox" -- a mini laptop style case with cool reusable containers inside. (www.laptoplunches.com) Find out what your child loves and see if you can match your lunchbox to suit their passions. A great source to peruse some clever options is www.lunchboxes.com.
- Size Matters — Find a drink container with a realistic amount of liquid for your child. Last year, I bought a large size reusable water bottle, but realized I was wasting most of it since my child only drank a small portion. Reusable water bottles now come in a variety of sizes to accommodate your needs. My favorite new water bottle is from Camelbak. It has a fun pop up valve that is super easy to clean and a perfect portion. www.camelbak.com.
- Make Your Own Single Serving Snacks — Buying the single portion snacks is certainly a timesaver, but when you calculate the cost of how much you are spending and the additional trash, it's not really worth it. I decided to get creative in making my own snacks for the week — I had my child pick out bulks items he likes such as yogurt raisins, peanuts, gummy bears, graham crackers, animal crackers and pretzel sticks. Then we mix and match to make our own snack combination. This was more fun, better for the environment and usually healthier in the end.
- Little Things Add Up: It's easy to forget about small things like napkins, utensils, sandwich wraps — but with a little thought, switching over to greener versions is a snap. Consider using a cloth napkins, reusable utensils and cloth sandwich wraps -- all of these make a big difference when creating trash in the lunchroom. For ideas on recyclable materials for lunchboxes, check out www.reusablebags.com or use resources you already have at home.


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Welcome to our Glendale, Arizona page. We provide listings of: women's shelters, family shelters, transitional housing, residential treatment centers and other residential services for women.
Many shelters also provide services such as alcohol and drug rehab treatment along with clinics, and best of all supportive housing options. I try to provide as much information as possible on my details pages.
In these tough times, shelters are needing your donation help more than ever. Contact the shelters at the phone numbers provided to donate your items. Most shelters also are always looking for volunteers. Look to your homeless shelters for volunteer opportunities. I list addresses, phone numbers, websites and shelter comments on my shelter details pages. Please help and get involved.
Catholic Charities Community Services - West Valley - Peoria7400 W. Olive Avenue, #10
Peoria, AZ - 85345
Women's Shelter Location: 1.43 miles from Glendale
Email WebsiteThe shelter provides support services and case management for up to 120 days. Its main goal is to work towards independence and permanent housing. Catholic Charities Community Services provides the following services: Outreach Case Management Shelter & Transitional Housing PermaView Full Details
Extended Hand Outreach - Phoenix3338 W. Kings ave
Phoenix, AZ - 85053
Women's Shelter Location: 5.53 miles from Glendale
Email WebsiteOur mission is to reach out to those in our community that suffer from drug and alcohol addiction and other life controlling issues. They are in need of temporary housing, food and restoration so that they may be healed and ultimately restored. We have three separate properties consisting ofView Full Details
CASS - Vista Colina Emergency Family Shelter - Phoenix1050 West Mountain View Road
Phoenix, AZ - 85021
(602) 870-8778
Women's Shelter Location: 6.50 miles from Glendale
WebsiteVista Colina Emergency Family Shelter is one of the three shelter operated by Central Arizona Shelter Services. CASS' clients are diverse, homeless individuals and families living in Central Arizona. Just a few of the barriers our clients face in addition to homelessness are financial crisis, unemplView Full Details
Homeward Bound - Pheonix2302 W. Colter
Pheonix, AZ - 85015
Women's Shelter Location: 6.98 miles from Glendale
WebsiteProgram Services assists families in developing basic life skills and abilities. Numerous programs are offered including GED, budgeting, self-esteem, home maintenance, parenting, and time management. Families have access to emergency pantries (food, clothing, household items, diapers, etView Full Details
Catholic Charities Community Services - Corporate Offices - Phoenix4747 North 7th Avenue
Phoenix, AZ - 85013
Women's Shelter Location: 8.45 miles from Glendale
Email WebsiteThe shelter provides support services and case management for up to 120 days. Its main goal is to work towards independence and permanent housing. Catholic Charities Community Services provides the following services: Outreach Case Management Shelter & Transitional Housing PermaView Full Details
Arizona Coalition Against Domestic Violence - Phoenix2800 N. Central Ave., Ste. 1570
Phoenix, AZ - 85004
(602) 279-2900
Women's Shelter Location: 10.07 miles from Glendale
Email WebsiteIf you are scared and you need to talk, call theNATIONAL DOMESTIC VIOLENCE HOTLINE at: 1-800-799-SAFE (7233) or 1-800-787-3224 (TTY) The Arizona Coalition Against Domestic Violence (AzCADV) is a 501c (3) non-profit organization comprised of representatives from Domestic Violence programsView Full Details
Sojourner Center - PhoenixPO Box 20156
Phoenix, AZ - 85036
Women's Shelter Location: 11.65 miles from Glendale
Email WebsiteSince 1977, Sojourner Center has been a safe haven for abused women and children. Our mission is to overcome the impact of domestic violence, one life at a time. Our goal is to increase safety, empowerment, and self-sufficiency for all participants. We believe a woman cannot overcome the cycle of viView Full Details
Diocesan Council For The Society Of St. Vincent De Paul Diocese Phoenix - PhoenixPO Box 13600
Phoenix, AZ - 85002
(602) 261-6812
Women's Shelter Location: 11.71 miles from Glendale
Email WebsiteThe Society of St. Vincent de Paul is an international organization committed to serving the needs of the poor and to providing an opportunity for those more fortunate to serve others. Founded in France in 1833, the Society has been assisting Arizona families since 1953. Members of the Society seekView Full Details
Nova Safe Haven - Phoenix511 East Mohave Street
Phoenix, AZ - 85004
(602) 528-0758
Women's Shelter Location: 12.84 miles from Glendale
WebsiteWomen & childrenView Full Details
New Life Shelter Domestic Violence Shelter Goodyear - GoodyearP.O. Box 5005
Goodyear, AZ - 85338
(623) 932-4404
Women's Shelter Location: 13.57 miles from Glendale
Email WebsiteNew Life Center provides a temporary safe haven for families fleeing domestic violence. Our comprehensive 120 day program empowers families to craft independent lives. In addition to safety, the Center provides necessary living needs - food, clothing and bedding - since most residents enter wiView Full Details
We also provide our partners website Homeless Shelter Directory to find all homeless shelters. They also provide family shelters and services for the needy which may be helpful in your search.
Search ALL Homeless Shelters And Services By City from the Homeless Shelter Directory
We had to search a 30 mile radius around Glendale, Arizona for women's shelters. We list the distance from Glendale, Arizona on each listing above.


text:
Saturday, August 1, 2015
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Ha ladies I'm sharing this layout that I created of my daughter Gabriella, This picture took place last year and this was her first day going to ballet.
I used Webster's Pages girl land tiny dancer and clean&simple,Prima flowers,Webster's pages mini princess petals,Webster pages Storytellers Girl Land Alpha and pink ribbon. All this Item came in the July kit club from My Creative Scrapbook.I also some extras from my stash,mini white roses,doily painted with Lady Stamp Gang "Hottie Potottie" and some bling.
Friday, July 13, 2012
Posted by A Crafty Mom at 3:11 PM
Labels: 12x12 Layout
4 comments:
What a fun & beautiful LO - love the flowers and dancing girl to go with those wonderful photos.ReplyDelete
What a fun layout with beautiful details! I just got the Girl Land Collection pack this week and have been having lots of fun with it too! www.ausscrapbookingdiva.blogspot.com.auReplyDelete
LOVE the colors-so beautiful!ReplyDelete
Very cute and cool layout idea! I blog about printing instagram photos and I have learnt that people love scrapbooking with them, would be cool if they could use your creativity and make scrapbook pages like this.ReplyDelete
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Providing a wide variety of plants with considerable installation and performance flexibility plus cost effectiveness
The fully customized steam path uses latest 3D airfoil designs, and a full range of top-efficiency rear stages yield optimal performance at any cold-end conditions. The simplified foundation design makes a significant impact on cost-effectiveness.
A wide range of steam cycle options can be accommodated thanks to various sizes of control stage or scroll type inlets, and up to two additional steam admissions. The turbine is available in reheat or non-reheat configurations, with condensing or backpressure exhaust, and optional HP and LP steam extractions for industrial applications. Axial and downward exhaust options facilitate integration into almost any plant configuration.
The MT's outstanding reliability and availability are proven with over 25 years of service in Utility, IPP, and industrial applications. Reliability is enhanced through the pre-engineering and pre-testing aspects of our highly integrated, modular design.
The MT is also designed with budget efficiency in mind, with numerous features that reduce cost in addition to their performance and reliability benefits. For example, the frame-mounted package simplifies transport and installation; the axial exhaust option enables low-level installation for reduced civil cost; and simplified power plant foundations reduce construction time.


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How to hide ip: How to Watch Royal Wedding Live Online
How to Watch Royal Wedding Live Online
Posted: 27 Apr 2011 01:32 AM PDT
The highly-anticipated Royal Wedding of Prince William and Kate Middleton will be held on April 29, 2011 at Westminster Abbey. The attention of millions of people around the globe will focus on every precious moment of the event as it happens.
In the countries where the event is not broadcasted live the solution is to watch it over Internet.
YouTube has announced that they will be partnering with the Royal Family to bring the Royal Wedding live to the masses with a live stream. The entire Royal Wedding ceremony will be live streamed on the Royal Channel at http://www.youtube.com/theroyalchannel.
BBC also will stream the event live online at bbc.co.uk/royalwedding, but you may need to get a UK VPN service in order to be able to watch it from outside UK.
So if you are eager to catch up the Royal Wedding, but can't attend in person, head over to a computer to watch it live.
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this is probably a proper noob question but as i dont know the answer here goes.
how do you clean the dashboard/centre console thing without it being all sticky and or shiny afterwards?
particularly the bit under then handbrake, covered in dust, ash etc.
wiping it down with a rag when vacuuming doesnt seem to be doing the trick


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Hello Everyone,
First off let me state for the record we talked about pricing of the party A LOT!
$40 dollars is pricey but this is a major special event and only $10 after 10! However I totally understand the perspective that $40 is a lot to ask. I am there myself.
I scrape by in this city by the skin of my teeth and sandwiches provide by my work on Monday and Tuesday. (I cant wait for them to go back to the hummus. Egg salad not so much but I eat it.)
I am really grateful that I have dedicated myself to this club because the work that is being done is going to make people stand up and take notice.
It is part of our goal to really invite expressive exciting Queers to hang out with us.
Dont get me wrong we work very hard to bring a voice that is pro nightlife, pro drug policy reform, pro housing, pro people, pro sexworker, pro worker and questions why some voices are heard more than others.
This work and being a chartered Democratic Club require that we have money because we have programs to run.
That money goes to help people like Jamie Rafaella Wolfe run for the DCCC and offer a new trans voice to the discussion. She is someone I truly stand behind and am proud to be organizing to support her future in the discussion.
This is what I am doing and to do this work takes money. Not for an office or for pay to any one. All labor is love motivated only.
So to help get your voice we are having a swanky shin dig at $40 dollars a pop. But um like I get the messages to go to these events and this price for what you are getting is pale in comparison. NOT that I can afford it but really we tried to be at least be reasonable.
Also from 10-2 there is a 10 dollar admission and that gets you a membership to Milk for a year! Thats how we arrived at that price.
That features Stay Gold, Hard French, Honey Sound System, Bear-z-Bub, SOME Thing- Historic, Sucker Punch, and many more.
We want you to celebrate Harvey s Birthday with us! We are trying as hard as we can to get you to be with us.
So again its $40 and up from 7-10 where we give awards to
Jose Sarria (Total radical Ass Kicking mother of all Queens honey!)-Harry Britt Life Time Achievement,
Jon Ginoli (Pansy Divison) and Lynee Breedlove (Tribe 8 and Homobiles) Hank Wilson Activist Award,
The Ducal Court of SF- Bill Kraus HIV/Aids Activism Award,
El Rio - The Community Ally Award,
Transgender Law Center - Baynard Rustin Civil RightsAward
The Cockettes - Sylvester Pride in the Arts Award
Plus tributes to our awardees with live performances by Thrill Peddlers, Doug Hilsinger, Tom Orr and surprise guests. Along with Catering to die for!
This is a multi media presentation and amazing footage will be shared. Honestly I think Nate Albee thought he was producing a SMASH episode!
So we have a great night all night lined up no matter what your price range and if not this year join us and help out next year.
I would love to let everyone in for free.... trust Charlie Horse never cost no body nothin but maybe a liver or two, but this is simply a different situation.
Trust me I HATE knowing $40 is too much for some and nothing to others. It just reminds me why I am doing this work.
Anna Conda


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I was on deck at dawn as the Carnival Spirit sailed into
Zihuatanejo during a Mexican Riviera cruise. It was the most
exciting port on our itinerary. The name itself set my mind to
wandering. See-wah-ta-NAY-ho. Sounds like a bonfire chant from
summer camp. Remember Morgan Freeman and Tim Robbins in the movie
"The Shawshank Redemption"? Can you hear Freeman whispering the
name? Zihuatanejo a place of escape.
I've long had a fondness for this sprawling Mexican city by the
sea. It's basically an overgrown fishing village, albeit with more
than 80,000 residents. Thus far franchises have stayed away; shops
and restaurants are as unique and independent as their owners.
Fishermen pull their pangas (small boats) onto the downtown beach
beside the Paseo del Pescador, the main waterfront walkway. Kids
play basketball on the waterfront court that serves as Zihua's
plaza principal. Travelers and transplants slothfully sip cervezas
while sifting sand through their toes at beaches all along
Zihuatanejo Bay.
I rushed for the first available tender as our ship anchored in the
bay. As my fellow passengers boarded tour buses in the parking lot
beside the paseo, I walked inland toward the Mercado Municipal
(Municipal Market). I was on a mission, you see. My shopping list
included sea salt, coffee, coconut masks and huaraches (woven
leather sandals), and I wanted some time on the beach. Within
minutes, I'd lost the crowds of daytrippers and was immersed in
animated bargaining. Help your clients experience the real
Zihuatanejo by suggesting the following activities. They're sure to
develop a fondness for this friendly, laid-back community.Shop Till You Drop
Artisans from villages throughout the region bring their creations
to shops and markets where prices are reasonable and treasures
The best souvenir at the sprawling enclosed Mercado Municipal is
the local, flavorful sea salt sold at several stands. Photographers
take note you can get some gorgeous shots of chilies, mangos and
flowers here.
Mercado de Artesania Artisans' stands line Calle Cinco de Mayo on
the western edge of downtown just a block from the waterfront.
Look for hand-painted ceramic platters and bowls, leather sandals,
seashells, silver jewelry and hammocks.
At Casa Marina clients will find a collection of shops on Paseo del
Pescador with walls covered with coconut-shell masks of devils,
mermaids and chubby-cheeked doll faces sprouting wings and spiky
hair. Other finds include Oaxacan rugs and pottery and embroidered
The pedestrian-only street of Calle Cuauhtemoc is lined with cafes
and shops. Clients should check out Alberto's for gorgeous
handcrafted silver jewelry and Cafe Zihuatanejo for robust organic
coffee.Sample Local Cuisine
Zihua's waterfront cafes are perfect for watching the local
lifestyle while sipping a michelada beer and lime juice served in a
salt-rimmed glass or fresh limonada (lemonade). Small family-run
spots serve grilled fish, tacos and pozole, a savory hominy stew.
Guide your clients toward these old favorites for a classic Zihua
Casa Elvira offers simple Mexican fare that's always good. I first
learned about micheladas while chatting with a family from Mexico
City who seemed intent on spending an entire sunny afternoon at
this cafe on the paseo.
Coconuts, downtown Zihua's enduring "fancy" restaurant (shoes and
shirt required), is located in a restored 19th-century coconut
weighing station. Patrons go for the crunchy coconut shrimp or
huachinango (red snapper) with oil and garlic. Coco Cabana, an
excellent folk-art shop, happens to be located at the entrance.
At La Sirena Gorda amusing paintings of fat, happy mermaids clarify
any confusion about the name of this small restaurant near the
cruise pier. It's a good place for a final cerveza and seafood taco
before heading back to the ship.
Located near the municipal market, the bright, clean cafe Tamales y
Atole Any serves tamales (with meat or fruit fillings wrapped in
plantain leaves or corn husks) and sweet, hot atole made with
ground cornmeal and milk. Tacos and enchiladas are available for
less adventuresome eaters.Hang Out at the Beach
Have your clients don bathing suits and pack a bag with beach
towels, sunscreen and water. All the toys and treats they might
need are available on Zihua's best beaches.
A five-minute taxi ride from downtown, Playa la Ropa is often
filled with guests from hotels that venture down the cliffs behind
the soft sand. There are plenty of watersports rentals, open-air
restaurants and hammocks for languid siestas. Outsiders can use the
pools and facilities at some hotels for a fee.
Small skiffs depart from the downtown pier every 10 minutes or so
for the secluded beach of Playa las Gatas, located 15 minutes
across the bay. Lounge chairs are available at casual seafood cafes
and rental stands offer snorkeling gear. The water is usually clear
and calm, with colorful fish swarming about rocky coves.
Local children splash in the waters off Playa Principal along Paseo
del Pescador. Swimming isn't a great idea here (the water isn't
always clean), but it's a great place to check out the fishermen's
daily catch, browse through small stands displaying seashell
trinkets and lounge on the sand. Dining and shopping options are
plentiful, and the cruise ship tenders are just a few steps


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To What Extent Was the Period of Conservative Rule 1951-64 "Thirteen Years Wasted"?
When the Conservative Party came to power in 1951, they won the election by a slim majority of 26 seats, leaving them with very little power to make important changes. However, their number of seats increased throughout their thirteen years in office, leaving them with a majority of 107 in the 1959 election. This large lead allowed them to reverse some of the laws passed by the Labour government, such as nationalisation and reaffirmed the party's power in British politics. Furthermore, the Conservative victory is historically significant as it broke Labour's monopoly in government which they had held since the end of the Second World War.
Although their numbers of seats increased throughout their period of rule, it is worth noting that during their thirteen years in power, the Conservatives had a sequence of different Prime Minister, from Churchill, to Eden, then Macmillan and finally Sir Alec Douglas-Hume. Each of these Prime Minister governed very differently which meant that it was harder to plan long term as Eden for example only stayed in office for two years between 1955 and 1957. Furthermore, it would seem that the Conservatives did not take enough into account the public atmosphere and the emergence of the youth culture in the early sixties as they chose a Prime Minister with a poor public image who failed to attract the votes of the younger generations. This can be considered a waste of the Conservatives last few months in power where they should have put maximum effort into improving their public image in order to win the 1964, which instead was won by the Labour party who had a younger and more dynamic Prime Minister, Harold Wilson.
We will now focus on the changes that the Conservative Party made while they were in power, starting with one of their most notable improvements, which was the increase in general prosperity and living standards. Under Churchill, the government began reducing the controls installed by the Labour government, thereby moving away from austerity. Rations were ended, as were many restrictions such as those on hire-purchase sales, building and the right to strike. Furthermore there was an impressive increase of wages which rose on average by 72% between 1951 and 1963, whilst inflation stayed low. As a result there was a phase of rapid growth in the quality of life as people were able to purchase more goods, which is reflected by the number of cars on the roads which shot up from three million to just under thirteen million.
Finally, the government began to rebuild industry in order to revitalise the economy with the view that "if the middle class is wealthy the wealth will trickle down to the working class". They also wasted no time in bringing into action the 'national housing crusade'. The Minister of Housing, Harold Macmillan was charged by Churchill with putting an end to the looming disaster that was the housing shortage. He succeeded in greatly improving the housing situation by building a record breaking 354 000 houses in 1954 alone. Clearly, the Conservatives succeeded in raising the living standards of the British population and put an end to the worst of the housing shortage. However, it is debatable whether this increase in living standards was actually inevitable and therefore the Conservatives cannot take full credit for these improvements, rather they are criticised for not having done more to improve people' lives, despite the fact that the British people had "never had it so good", according to Macmillan.
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It's been a really beautiful week here in Stambach. The autumn colors are at their fullest and brightest, and it simply takes my breath away when I'm surrounded by such vivid beauty.
As you might have guessed, I am documenting just about every moment of it.
{Please excuse squatting dog.}
Seeing something as stunningly gorgeous and splendidly colored as the fall leaves, leaves me practically insane to gobble up as many photos as I can.
But something strange happens when I look at something so beautiful. There's a desperate, kind of freak-out thing my brain does....because the one thing that makes my heart truly sink, is seeing a photographic moment---and it slipping away from you before you have a chance to capture it. Heart. Crushed.
And I feel this way about Autumn. The colors burst into their fullest of glory {overnight!}, and only remain on the trees for one week! So it's this hurried rush that I feel, in order to freeze all that beauty onto a photograph.
This is my Numero Uno, stumbling block.
Camping out in the middle of the woods has crossed my mind. Really, it has. Pretty sure I could sit in one spot for the entirety of a day, shooting pictures in all different lights and weather. I know, I can be a little dire sometimes ;)
Nate is the greatest supporter of me and Mr. Canon7D, and yet he occasionally reminds me to just stop. Enjoy. No pictures.
But I've been convicted of my frenzied attempt to get it all on camera. It's a greed, hunger, obsession, whatever you want to call it. I realize how silly it is for me to think with desperation. And it's much too daunting of a task! Every nook and cranny of this countryside is Nat. Geo worthy. Not that my photos are even remotely close to National Geographic standards, mind you. But those of you who live in Deutschland know what I mean!
So, feeling a little annoyed with myself, slightly crazy, frustrated and a bit cranky, a wonderful solution came to mind.
Find autumnal items. Multiple colors/shades. Photograph. Collage via Picasa. voilà!
This is one way to capture and remember the year's autumn colors without fret or fear of missing out on any photo opportunities! Really nothing new here...just a collage of pretty colors. Well, new realization for me I guess. My choleric-melancholy personality needs to take a BREAK sometimes. It's exhausting!
Sorry for the long writing. Read this:
Enjoy this final picture of what autumn has to offer...can't forget the purple sunsets.
{Habakkuk 2:14}If little Stambach is "filled with such glory" I'm confident that wherever you are, God's glory is clearly defined.
"For the earth will be filled with knowledge of the GLORY of the Lord..."
Enjoy this final picture of what autumn has to offer...can't forget the purple sunsets.
Happy November, lovely people!


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RYE BROOK, N.Y.--(BUSINESS WIRE)--Jul. 29, 2009--
Universal American Corp. (NYSE: UAM) today announced financial results
for the quarter ended June 30, 2009.
Second Quarter 2009 Highlights
Raises 2009 EPS Guidance
Second Quarter 2009
Universal American's reported net income for the second quarter of 2009
was $4.9 million, or $0.06 per share. This reported net income includes
the following items, after tax:
Excluding these restructuring and other special items, net income was
$21.9 million, or $0.27 per share. In the second quarter of 2008,
reported net income was $28.4 million, or $0.32 per share, which
included net realized gains of $1.8 million after-tax, or $0.02 per
Total revenues for the second quarter of 2009 remained unchanged at $1.2
billion, as compared to the second quarter of 2008.
Management Comments
Richard A. Barasch, Chairman and CEO, commented: "We are very happy with
the results of the second quarter. Our core Medicare Advantage and Part
D businesses continued to perform quite well and we have taken several
important steps toward positioning Universal American for the
legislative and regulatory changes that are likely to come. Although we
do not yet know exactly what all of the changes will be, we are building
and refining the skill sets that are necessary to continue to offer
products and services of value to our members.
"The strong performance in our core businesses further demonstrates the
success of our Healthy CollaborationSM model in which we work
closely with providers and members to promote better health outcomes and
control medical costs.
"Of particular note, our medical benefit ratios in both Medicare
Advantage and Part D continue to track well, giving us confidence in our
forecast for the balance of 2009 and ratifying the risk management
principles we used for our 2010 bids.
"We were also pleased to receive approval from CMS for new PPO's in 29
of our core markets for 2010, giving us a total of 43 markets in which
we have or will have network-based products in 2010."
Medicare Advantage
We earned $29.0 million, pre-tax, in our Medicare Advantage segment in
the second quarter of 2009 on revenue of $661.2 million. For the first
six months of the year, we earned $75.2 million, pre-tax, on revenue of
$1.3 billion. These figures include a restructuring charge of $3.5
million, pre-tax. Our Medicare Advantage benefit ratio in the second
quarter of 2009 was 84.3%, compared to 83.1% in the second quarter of
2008, and 82.5% for the first six months of the year, compared to 85.1%
in the first half of 2008. In the second quarter of 2008, we earned
$33.4 million, pre-tax, on revenue of $623.1 million and for the first
six months of 2008, we earned $33.7 million, pre-tax, on revenue of $1.2
Membership in our network-based plans increased 16.8% year-over-year to
approximately 63,400 as of June 30, 2009, including growth of 40.7% in
the HMO expansion markets in Oklahoma, Wisconsin, and Dallas, TX. As of
June 30, 2009, our PFFS membership was approximately 175,000, a decline
of 6.9% year-over-year as a result of lapsation.
We filed and obtained approval for 29 new PPO's in 66 counties for 2010,
giving us a total of 126 counties in 43 markets which we will have
network-based products in 2010. We are continuing to build our network
footprint through the filing of PPO and HMO products in several more of
our core markets as part of our goal to cover 60% of our non-rural PFFS
membership with network products by 2011.
Medicare Part D
Our second quarter pre-tax income in Part D of $13.6 million on revenues
of $506.7 million continues to be predictive of favorable results for
the year. On a year-to-date comparison over last year, revenues are
higher, and benefit and expense ratios are lower. Our Part D results
have become more seasonal as a result of the elimination of the income
generated from our interest in PDMS Management, our strategic joint
venture with CVS/Caremark that was terminated at the end of 2008. The
results of the second quarter, however, provide further support that the
improvements in revenue, benefit ratio and expenses should offset the
elimination of this income for fiscal year 2009.
As of June 30, 2009, Universal American had approximately 1,270,000
members in the Community CCRxSM PDPs and approximately
430,000 members in the Prescriba RxSM PDPs for a
total of approximately 1,700,000 Part D members.
Traditional Insurance
The Traditional Insurance segment reported a pre-tax loss of $10.4
million on $82.5 million of revenues. These results include losses and
other costs of $7.6 million, pre-tax, as a result of the reinsurance
transaction described below and a pre-tax restructuring charge of $1.2
million, related to cost reduction initiatives. This compares to pre-tax
income of $2.2 million on $113.8 million of revenues in the second
quarter of 2008.
In April 2009, the Company completed a transaction to reinsure
substantially all of its in-force life insurance and annuity business
with Commonwealth Annuity and Life Insurance Company, a Goldman Sachs
Group, Inc. (NYSE:GS) subsidiary. This transaction generated an increase
in statutory capital of approximately $60 million in Universal
American's insurance company entities and also reduced required capital
by approximately $10 million.
Investment Portfolio
In connection with the reinsurance of the life and annuity business, the
Company transferred over $450 million of assets to the reinsurer.
Consequently, the Company pursued a strategy to reposition its portfolio
to reflect the change in the nature of its liabilities and to reduce
credit and concentration exposures in its portfolio. As a result, the
Company incurred $3.5 million of pretax losses on securities sold in the
second quarter. In addition, the Company also recorded other than
temporary impairments of $4.5 million, pre-tax.
Universal American's $1.2 billion portfolio of cash and invested assets,
as of June 30, 2009, has the following characteristics:
A complete listing of our investment portfolio is available for review
in the financial supplement located in the Investors – Financial Reports
section of our website, www.UniversalAmerican.com.
Balance Sheet and Liquidity
Total assets were $3.7 billion as of June 30, 2009, compared with $3.9
billion at December 31, 2008. Total cash and investments were $1.2
billion at June 30, 2009, compared to $1.6 billion at December 31, 2008.
Total reserves for policyholder liabilities were $1.6 billion at June
30, 2009, down from $1.8 billion at December 31, 2008. Stockholders'
equity as of June 30, 2009 was essentially unchanged at $1.3 billion.
Book value per share increased to $16.08 per common share from $15.58
per common share, at December 31, 2008.
As of June 30, 2009, our parent company had unregulated cash of
$83.2 million and access to $150 million under our revolving credit
facility, which expires in September 2012. The ratio of debt to total
capitalization, excluding the effect of Accumulated Other Comprehensive
Income (Loss) and including Universal American's trust preferreds as
debt, remained essentially unchanged at 24.3% at June 30, 2009 compared
to 24.1% at December 31, 2008. For more information, please see the
discussion of Non-GAAP Financial Measures contained in the Supplemental
Financial Information at the end of this press release.
Share Repurchase Program
In the second quarter of 2009, the Board of Directors of the Company
authorized an additional $25 million of share repurchases under the
Company's share repurchase program. With this increased authorization,
the Company can repurchase an aggregate amount of up to $125 million of
its shares. Through July 28, 2009, 10.2 million shares of the Company's
stock have been repurchased at a total cost of $100.8 million. This
includes 3.5 million shares repurchased for $29.0 million during 2009.
The Company is not obligated to repurchase any specific number of shares
under the program or to make repurchases at any specific time or price.
2009 Guidance
Universal American expects to earn approximately $1.52 to $1.62 per
diluted share for 2009, excluding realized gains and losses on
investments and the restructuring and other special items that have been
incurred through June 30, 2009. Projected earnings exclude any future
net realized capital gains or losses and other special items, if any,
from net income. We are not able to project the amount of future net
realized capital gains or losses or other special items. The table below
provides additional information relating to our guidance.
Reported Six Months Ended
Medicare Advantage Benefit Ratio
(1) Reflects actual weighted average diluted shares
outstanding of 82.0 million for the six months ended June 30, 2009.
Guidance range assumes weighted average diluted shares outstanding of
81.6 million for full year 2009 and no additional share repurchases.
(2) Excluding realized gains and losses and including
restructuring and special items for the six months ended June 30, 2009.
Guidance range excludes realized gains and losses and restructuring and
special items.
(3) Other reflects Senior Administrative Services, Corporate
and Eliminations.
Conference Call
Universal American will host a conference call at 10:00 a.m. Eastern
Time on Thursday, July 30, 2009, to discuss financial results and other
corporate developments. Interested parties may participate in the call
by dialing 706-679-0770. Please call in 10 minutes before the scheduled
time and ask for the Universal American call. This conference call will
also be available live over the Internet and can be accessed at
Universal American's website at www.UniversalAmerican.com,
and clicking on the "Investors" link in the upper right. To listen to
the live call on the website, please go to the website at least 15
minutes early to download and install any necessary audio software. We
will archive the conference call; if you are unable to listen live, you
can access it from the investor relations area of the Company's website
for approximately 60 days.
Prior to the conference call, Universal American will make available on
its website supplemental financial data in connection with its quarterly
earnings release. You can access this supplemental financial data at www.UniversalAmerican.com
under the heading "Investor Relations; Financial Reports".
About Universal American Corp.
Universal American, through our family of healthcare companies, offers
benefit plans designed to promote collaboration among our members and
their healthcare professionals. This Healthy CollaborationSM
improves, each day, the health and well-being of more than two million
older and disabled Americans. For more information on Universal
American, please visit our website at www.UniversalAmerican.com.
Forward Looking Statements
Matters discussed in this news release and oral statements made from
time to time by representatives of Universal American may constitute
forward-looking statements within the meaning of the Private Securities
Litigation Reform Act of 1995 and the Federal securities laws. Although
Universal American believes that the expectations reflected in any
forward-looking statements are based upon reasonable assumptions, it can
give no assurance that its expectations will be achieved.
Forward-looking information is subject to risks, trends and
uncertainties that could cause actual results to differ materially from
those projected. Many of these factors are beyond Universal American's
ability to control or predict. You will find important factors that may
cause actual results to differ materially and could impact Universal
American and the statements contained in this news release, in Universal
American's quarterly reports on Form 10-Q, current reports on Form 8-K
and annual reports on Form 10-K filed with the Securities and Exchange
Commission, with particular reference to the information under the
heading Risk Factors in these documents. For forward-looking statements
in this news release, Universal American claims the protection of the
safe harbor for forward-looking statements contained in the Private
Securities Litigation Reform Act of 1995. Universal American assumes no
obligation to update or supplement any forward-looking statements,
whether as a result of new information, future events or otherwise.
(Tables to follow)
In millions, except per share amounts
Three Months Ended June 30,
Six Months Ended June 30,
Consolidated Results
Loss on reinsurance transaction and other related costs
Per Share Data (Diluted)
Income (Loss) before Taxes by
June 30, 2009
December 31, 2008
Non-GAAP Financial Measures *
* Non-GAAP Financial Measures - See supplemental tables on
the following pages of this release for a reconciliation of these items
to financial measures calculated under U.S. generally accepted
accounting principles (GAAP).
(1) The effective tax rate for the quarter ended June 30,
2009 was 38.1% and was 0.7% for the same quarter of 2008. The effective
tax rate for second quarter of 2008 includes the release of a tax
valuation allowance relating to net deferred tax assets of $10.4 million
for subprime impairment. Excluding this valuation allowance, the
effective tax rate was 36.5% for the second quarter of 2008.
(2) Diluted book value per common share (excluding AOCI)
represents Total Stockholders' Equity, excluding accumulated other
comprehensive income (loss) ("AOCI"), plus assumed proceeds from the
exercise of vested options, divided by the total shares outstanding plus
the shares assumed issued from the exercise of vested options.
(3) The Debt to Total Capital Ratio (excluding AOCI) is
calculated as the ratio of the sum of the Outstanding Bank Debt and
Other Long Term Debt to the sum of Stockholders' Equity (excluding AOCI)
plus Outstanding Bank Debt plus Other Long Term Debt.
(4) Adjusted net income is calculated as net income plus
after-tax realized losses and after-tax special items. See page 13 for
more detail.
Universal American uses both GAAP and non-GAAP financial measures to
evaluate the Company's performance for the periods presented in this
press release. You should not consider non-GAAP measures to be an
alternative to measurements required by GAAP. Because Universal
American's calculation of these measures may differ from the calculation
of similar measures used by other companies, investors should be careful
when comparing Universal American's non-GAAP financial measures to those
of other companies. The key non-GAAP measures presented in our press
release, including reconciliation to GAAP measures, are set forth below.
Total Stockholders' Equity (excluding AOCI)
Universal American uses total stockholders' equity (excluding AOCI), as
a basis for evaluating growth in equity on both an absolute dollar basis
and on a per share basis, as well as in evaluating the ratio of debt to
total capitalization. We believe that fluctuations in stockholders'
equity that arise from changes in unrealized appreciation or
depreciation on investments, as well as changes in the other components
of accumulated other comprehensive loss, do not relate to the
performance of Universal American's core business operations.
As noted above, Universal American uses total stockholders' equity
(excluding AOCI), as a basis for evaluating growth in equity on a per
share basis. We believe that fluctuations in stockholders' equity that
arise from changes in unrealized appreciation or depreciation on
investments, as well as changes in the other components of accumulated
other comprehensive loss, do not relate to the performance of Universal
American's core business operations.
In millions
As noted above, Universal American uses total stockholders' equity
(excluding AOCI), as a basis for evaluating the ratio of debt to total
capital. We believe that fluctuations in stockholders' equity that arise
from changes in unrealized appreciation or depreciation on investments,
as well as changes in the other components of accumulated other
comprehensive income, do not relate to the performance of Universal
American's core business operations.
Universal American uses adjusted net income, calculated as net income
excluding after-tax net realized capital gains and losses and after-tax
special items, as a basis for evaluating operating results. Although the
excluded items may recur, we believe that realized gains and losses in
our investment portfolio and special items do not relate to the
performance of Universal American's core business operations and that
adjusted net income provides a more useful comparison of our business
performance from period to period.
Three Months Ended June 30, 2009
Three Months Ended June 30, 2008
Reported Net Income
Special Items
Adjusted Net Income
Source: Universal American Corp.
Universal American Corp.Robert A. Waegelein, 914-934-8820Executive
Vice President & Chief Financial Officer- OR-INVESTOR
RELATIONS COUNSEL:The Equity Group Inc.Linda Latman,


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Creamy bacon and mushroom chicken breasts #Recipe
10 strips streaky bacon, chopped
4 chicken breasts (I butterflied mine to allow for quick cooking)
250g mushrooms, quartered
3 garlic cloves, thinly sliced
1 teaspoon fresh thyme leaves
juice of ½ lemon
1 cup cream
½ cup chicken stock
salt & pepper to taste
Full recipe from : yummly.co
Brown the bacon in a large skillet/deep pan. Remove and set aside. Pour off half of the bacon fat.
Place the pan back on the heat and brown the chicken breasts on both sides. Remove and set aside.
Fry the mushrooms and garlic until fragrant then add the thyme, lemon juice, chicken stock and cream. Allow to come to a simmer then add the bacon and chicken back to the pan and cover.
Allow to simmer for 8-10 minutes or until the chicken is cooked through and the sauce has reduced.
Season to taste and serve.


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"But wait!" you say....."that's not Anya"! You're right, but I already colored this Gorjuss Girl to go with this paper. I liked the sketch, but wanted to use some more of my RAK from Amy. I wish I printed off some smart-alec comment for this one since this Gorjuss Girl looks like she has an attitude. Something like, "so where's my chocolate?" or "it better be diamonds". Ha ha!
I went a little crazy with the corner punch on this one. If you want to see the original sketch, hop on over to Club Anya & Friends for Jess's fabby sketch.
Stamps: Gorjuss Girl RAK, CTMH Say It In Style and Fringed Phrases
Paper: KI Memories dp, CTMH cs
Other: Copics, CTMH inks, Kaiser rhinestones, foam tape, misc. ribbon, EK corner rounder and border punch
Wednesday, January 27, 2010
Sketchy Saturday
3 comments:
- Sparkle said...
You crack me up...but your GG is truly sweet at heart. :)
- January 27, 2010 at 11:37 AM
- itsabrt said...
What a fun card and she is quite sassy here! Beth
- January 28, 2010 at 7:22 AM
- Amy said...
Another one that is just crackin' me up! I vote for 'it better be diamonds' sentiment... that one made me LOL! Cool use of those papers they look fantastic!
- January 30, 2010 at 4:53 PM
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THSS is turning 25 this year! Please join us at Meadow Gardens for our 25th Anniversary mix and mingle event, '25-The Ultimate THSS Anniversary Party'. We will have a number of THSS artifacts on display. This event is open to any former staff and/or students who are over 19 years old. Your ticket includes a selection of appetizers; there will be a cash bar. Please note there are only 300 tickets available to this event. Purchase early to avoid disappointment!
NOTE: THSS will be hosting tours for former staff and students from 9 am to Noon on Friday May 5th, 2017. A formal 25th Anniversary ceremony will be held in the rotunda at 1 pm on Friday May 5th, 2017. We hope you can join us!


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Despite a strong second half by the Harper College women's basketball team, they came up short against two-defending defending national champion No. 1 Rock Valley, 93-44.
The Golden Eagles (12-5, 2-0 N4C) raced out to an early 19-1 lead and never looked back. They stretched the lead to 41-9 late in the first half on a basket by Sam Rundblade (game-high 18 points) and took a 50-16 lead at the break.
The Hawks (2-11, 0-2 N4C) picked it up in the second half and went to the line 29 times in the game, making 15 of those attempts. Rachel Payne (Wheeling, Ill./Schaumburg Christian Academy) led Harper with 16 points and four assists while Monica Hinderer (Arlington Heights, Ill./The Willows Academy) scored 14 points and grabbed 10 rebounds.
The Hawks are back on the court tonight for a non-conference showdown at Richard J. Daley College (3-10).


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It's crap like this that helpfully reminds me, on a daily basis, why it was sanity-saving for me to switch out of political science and into my hippy dippy human rights and development major. When I was a political science major, I went around in a haze of near-homicidal rage most days. Now, that only describes particularly bad Mondays.
I ❤ the Paul Krugman song.
Bloody hell the anti-refugee resettlement blog is particularly stupid and vile today.
I am writing papers on ….
-Women's political participation in Afghanistan;
-The Afghan parliament;
-Humanitarian relief in Afghanistan;
-And my old friend, media development…in Afghanistan!
I am going to see my family early next month. Before that, I have to interview a lot of refugees and take part in an intervention. I am not looking forward to taking part in the intervention. The minuscule percentage of my life currently taken up by "drama" is about to go way, way up.


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Once you gain a testimony of the truthfulness of the restored gospel, you will feel compelled to shout it from the rooftops and to do all you can to save your fellowman. You will reject all other ideas and beliefs that are partial truths and cling only to the gospel and its teachings. Anything else does not constitute a testimony.I have issues with people who speak in absolutes. I have issues with those who tell me what is and isn't a testimony. I have issues with people who tell me what I must believe and do. I have issues...
My disagreement went something like this (in list form, because that is the only true way, of course):
1. A testimony of the gospel is deeply personal and takes many forms.
2. As every person has a different personality and experiential background, some may not "feel compelled to shout it from the rooftops," especially those who have acrophobia.
3. Rejection of partial truths and beliefs, especially if those have led one to complete truths and beliefs, is not only foolhardy, but exhausting. And who is to arbitrarily decide which truth is partial and which is whole? It seems there would be better uses of one's time.
4. If one sincerely believes the gospel is true, it makes sense to cling to its teachings. The problem arises in distinguishing between statements made by fallible human beings and actual revelations from God. And it's also a fact that what resonates as truth with one person might not be the same for another and there are some who have difficulty distinguishing between inspiration and sentiment--proof of this is that some people still feel moved by portions of Especially for Mormons or Chicken Soup for the Soul.
5. At what point does "...all you can to save your fellowman..." constitute intolerance or force? I feel very strongly that "saving" means less preaching and more accepting and loving. I know I have been "saved" so many times in my life by a loving hand, lifting me when I was at my worst. I've been "saved" by conversations which never mentioned my unhealthy behaviors or weaknesses. I've been "saved" by grace, not by those who would have me conform my life to theirs. And in the end, I will be the one who chooses, not the one who is living his/her life to be my "example," nor the one who makes clear that I'm a sinner, or that I don't have the real truth. And my choice will be based on my experiences, knowledge, logic, and love. So please, if you want to know me, that's one thing, but don't try to "save" me. My understanding is that that's Christ's job.
6. Don't EVER tell me what my testimony is or is not.
The ensuing discussion became ugly as the audience took sides. My side "won", of course, because we didn't resort to the emotional tactics used by the other side (you know--I'm a woman so how can I possibly have a valid thought...people like me lead others astray by encouraging them to think rather than follow in faith...testimony isn't about logic, it's about feeling...), but I was left feeling a little embarrassed that I'd caused a ruckus in Sunday School. Just for the record, after stating my points, I didn't enter into the discussion again. I left. I know...cowardly, but they were so emotional...
Later, when I arrived at my Young Women's classroom, I found about six Brothers and Sisters (not Young Women) waiting for me. They wanted to stay. They'd heard from their daughters that we have fun lessons and treats. Since they were parents, I couldn't really ask them to leave. The Bishop joined us as well. As luck would have it, it was a lesson dealing with chastity (imagine that! in Young Women!) and I quickly rethought my planned frank discussion in light of the parental attendance. I decided that they just as well see me at my best, so we talked about sex/marriage/hormones/honesty/chastity/safe boundaries/good emotional health just as I'd planned. I found out later that one couple in attendance (they have six children) has a rather unhealthy sex life as the sister hates being touched by her husband--sad.
So today I'm supposed to teach a lesson that combines two from the book. They're not necessarily spiritual topics: Participating in the Cultural Arts, and Financial Responsibility. Naturally I'm already annoyed that we're not discussing something more blatantly related to Christ. However, I'm also quite certain that before we're through, I'll have twisted everything around so that we're somehow talking about Him. It's tricky, but I'll manage it. I'll probably have to incorporate some ideas and beliefs outside the mormnorm...and I'm feeling a bit spiteful, because I'm wishing that my contentious brother would come...not because I want him to help with the lesson...but just because I'm feeling the need to argue with someone today...


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The Ghana Education Service (GES) says it will send auditors to verify complaints by headmistress of the Kukurantumi Presby Primary School that the institution did not have chalk and other teaching materials.
Wife of the Vice President, Matilda Amissah-Arthur came under attack after she chastised the headmistress for appealing for chalk supplies to her school.
But the GES says all the East Akyem Educational Directorate have been supplied several thousands of boxes of chalk and however surprised by the request.
Acting Public Relations Officer of the GES Rev Jonathan Bettey says it is necessary for the headmistress' complaints to be investigated.
"There is the need for verification to be done. So experts will go down to the district and then to the schools around.
"We need to work it out and see whether what the woman was saying in Kukurantumi in that particular school is a fact or not. If it is a fact, good; if it is not, authorities will know what to do", he added.
Rev Jonathan Bettey says this is not the first time an audit of such nature has been done but "If there is a lapse somewhere it is not a big deal for an audit to be done".
The GES had earlier chastised the headmistress for directing her request to Mrs Amissah-Arthur.
Its PRO said the headmistress should have contacted the District Education Office or the Director of Education and request for the chalk and teaching materials her school had run out of.
According to the Service, thousands of boxes have been made available to all educational directorates as far back as March to be supplied to all schools this year.
This includes the Eastern Region which was allocated 82,391 boxes of chalk, Rev Bettey revealed.
Source: adomonline.com


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Being in a gluten free diet is so confounding. Buying foods in the grocery alone is an exhausting task since every ingredient of products of your choice has to be meticulously checked, adding to it the planning and preparation of meals. The gluten free diet is not actually just for people who have a celiac disease, but also for those who are aspiring to lose weight the natural way.
When under this type of diet, many foods that contribute to weight gain will be eliminated, such as commercially-baked products and carbonated drinks. This really sounds very torturing, but if you want to reach your goal, which is to lose weight, you must be willing to sacrifice and give your 100% commitment. To help you out with your goal, here are some tips that you might want to consider.
- Figure out your usual calorie intake. This pertains to the glutinous foods. This way, you will be able to identify the amount of calories that you need to shed off daily.
- For a week or two, jot down all foods that you consume on a daily basis. This is necessary before creating a gluten free diet plan. After which, evaluate which foods have to be scraped off your diet or should be taken slightly. This is also the best way to check those that have to be replaced with non-glutinous foods.
- Losing weight does not only concern the food that you eat, but also your physical activities. Consider exercise as a major helper to your gluten free diet. This does not necessarily mean that you should enrol in a gym. Simple exercises, such as walking or jogging, are already enough. Taking the stairs instead of the elevator or escalator is also considered a good exercise.
- Get used to eating leafy veggies. We all know that green leafy veggies very nutritious. But that's not all, because they also do not have any gluten content. It is best to eat these vegetables raw. If you want a dressing on your fresh salad, a vinaigrette dressing would be enough. Refrain from using mayonnaise or similar dressings as they may contain traces of gluten.
- Drink water and give up juices. Practically all juices are filled with sugar, and sugar is synonymous to calories. Regular intake will just hamper your goal to lose weight. Drink at least 8 glasses of water and you'll be fine.
- Keeping out from processed foods is another way to lose pounds. Instead of eating processed foods, why not substitute them with whole grains? Whole grains are non-glutinous and are known source of energy as well as fiber. Few examples of these grains are brown rice, millet, gluten free oats and quinoa.
- Inject beans into your diet since they do not have gluten, too. Beans can make you feel full and this means that it can help a lot in easing your cravings for more food.
- Give your meals a satisfying taste. A gluten-free diet does not have to be boring because you still have an option to make your meals tasty. Look for ingredients that don't contain gluten and are sure to satisfy your palate. Test your inventiveness.


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What I've done here is take some of my local picks and made a special mediafire folder for them. The first few albums featured here consist of 2 from The Lost Sounds(the self titled is my preferred...tell me yours) and Jay Reatard's Blood Visions. Reatard was also in the Lost Sounds... If you've been on this blog for a while, I've posted tracks from both camps in the previous. Also of note, Reatard has signed on with Matador Records for a series of singles(AWESOME!!! YAY MEMPHIS MUSIC!!)
anyhow, enough talk...the music
click on either picture for the mediafire folder
also, new mix tomorrow
Welcome. These are called mixes. If you like the artists, go buy their music. I might do that too! More likely, if you like the artist, go see their live show.
Monday, January 14, 2008
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text: Can we practice goodness and create a world to sustain it? In Brecht's comic and complex play, this question is raised by one of his most entertaining characters -- Shen Tei the good-hearted, penniless, cross-dressing prostitute, who is forced to disguise herself as a savvy businessman named Sui Ta so she can master the ruthlessness needed to be a "good person" in a brutal world. With Taylor Mac, "one of the most exciting theater artists of our times" (Time Out NY), as Shen Tei/Sui Ta and live music by "indie rock vaudevillians" (Spin magazine) César Alvarez & The Lisps, director Lear deBessonet brings this classic theatrical parable to life for the 21st century.


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3.25am Sunday Morning and finally the Fox came close to me and grabbed a dog biscuit.
Every time I have been up at 3 or 4 in the morning this litle fox has been snoopi around.
I left a few dog biscuits out before and each time the fox has taken them. But Sunday morning it came as close as ever and took the food as if it was a household pet.
No doubt people will say dont feed it but I did and it was a special moment.


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I'm not going to mention names, because I think lauding a killer by plastering his face all over every inch of every web site and talking about him only encourages other seekers of fame to try the same stunt. But we all know who I'm talking about. The latest disturbed young man who took lives.
Joe Wurzelbacher (AKA Joe the Plumber) wrote, in an open letter to the parents of the victims of the this disaster "As harsh as this sounds — your dead kids don't trump my Constitutional rights."
What a jerk! This is the kind of stupid comment that hardens gun grabbers and makes law abiding gun owners look like freaks. Of course our founding documents declare we have a right to life (and liberty and the pursuit of happiness). And of course the right to life is the most fundamental right – and yes, it does trump your right to bear arms, Joe, because if you're dead you don't get to bear arms.
But the worst part of Joe's letter is it plays into the hands of the gun grabbers, by saying that Joe's right to bear arms necessitates the deaths of innocents. Why? Joe isn't going to kill innocent people with his gun (at least I hope not). So why link these two unrelated events? The gun grabbers want to say "see – letting law abiding citizens own guns leads to children murdered in the streets." Joe says "yes it does, suck it up."
Instead of proactively whining that people have to accept their child's murder for you to have your guns, why not take a moment and be human. These people have lost their children. That's the worst fear a parent can face. As a parent and a human being, I am sorry for their loss. I wish there were a way to prevent it from happening.
So, how can we prevent things like this from happening? Does taking away someone else's right to bear arms guarantee these children's right to life?
Surely not with the gun control laws in place. If anything, this incident is the poster child for why gun control doesn't work. As was noted in Cold Dead Hands:
These killings occurred, 1. After a background check, 2. In a state with a 10 round magazine limit, 3. In a state with an Assault Weapons Ban, 4. In a state, and especially a community, which essentially does not issue CCW licenses, and 5. In a place where it was illegal to carry a gun in any fashion. It met every one of Obama's current talking points for solutions to gun control. So in this situation it had every sort of restrictive law in place that we've been told by gun control advocates are "common sense" solutions that even gun owners support! Of course, they didn't work.
What's the definition of insanity? Doing the same thing and expecting different results. So, I think this incident is a good argument as to why enacting more laws like these is not a good way to prevent this sort of thing, and rather than common sense, is insanity.
What might have happened differently? Well, the therapists and/or police might have declared him unfit to have access to guns. Would that have stopped the killing? Probably not, as I believe he would just have stabbed more victims instead of changing from a knife to a gun.
Honestly I can think of only two things that might have changed the outcome. First, if his therapists had committed him to an institution. Secondly, if he encountered an individual who could stop him. An armed citizen.
If we're going to talk about gun rights, let's talk about how guns are used to save lives, not complain that deaths are "acceptable." Because no death is acceptable, and yet they happen, unless someone can stop the killer.


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Editorial :
Inventing an independent Foreign Policy
Rasheed Hasan Khan
More than six decades after the birth of Pakistan, the powers that be, have deemed it expedient to re-formulate the foreign policy of Pakistan. The reasons for this change of heart, albeit belated, is not difficult to see. The foreign policy, which the most allied ally of the U.S. has been zealously pursuing for the last six decades, had driven the country into a blind alley, with no alternatives at its disposal. This did not come as a surprise to the progressive and nationalistic forces in Pakistan. They had, all along been opposed to the ruling class's penchant for serving Imperialist interests through a foreign policy which was lop sided and did not serve the interests of the Pakistani masses. The dismal story of joining various U.S. sponsored Pacts (S.E.A.T.O. & C.E.N.T.O.), the gratuitous involvement in the cold war on the side of U.S. Imperialism, the disastrous economic and political results of entrapment in the debt-trap of "U.S. Aid" and machinations of international monetary agencies, briefly outlines the journey of Pakistan, from British Colonial domination to the U.S. Imperialist stranglehold. Thus, the country was miserably impoverished; its national fabric destroyed and at the regional and international level, it was totally isolated.
Even so, the ruling classes did not deem it necessary to consider a change in policy. There were some feeble protests off and on but the paradigm and priorities of policy making remained the same. The U.S. policy after 9/11 in 2001 and the notorious "War on Terror" brought a new wave of economic ruin, social dismemberment, death and destruction to Afghanistan and Pakistan. The Government of U.S.A. had browbeaten an already isolated military dictator into jumping onto its military bandwagon. But the true nature of the 'Pak-U.S. military co-operation' was soon revealed to the world. The $1.5 Billion a year promised by the U.S. government to Pakistan as 'aid' in the 'War on Terror' was nothing more than the price paid for the mercenary services of Pakistani military forces! This client and proprietor relationship soon became an endless source of friction and acrimony. The U.S. civil and military personages are on record with their exhortations of 'DO MORE' and the taunting invitations to refuse U.S. Aid if the Pakistani side found the conditions unacceptable. The U.S. leadership needs to remember a lesson in realpolitik which they never seem to have retained in their minds. Their adventures in Viet-Nam, Middle East and Africa all proved irrefutably that the comprador element in any third world country may do anything for the imperialist power, except commit suicide as a class. What the American leadership was demanding of the Pakistani ruling classes was nothing short of this. Therefore the 'alliance' was doomed and a new framework for mutual relations had to be constructed by the Pakistani ruling classes.
Thus the Parliament was convened to restructure relations with the U.S. and re-invent an independent Foreign Policy. The Parliament has created an all parties committee, the Parliamentary Committee on National Security (P.C.N.S.) to discuss and decide on the various issues and options presently available. The recommendations of the committee, appearing in the various media are at this stage only proposals; it may be some time before they are given a concrete shape. However, there is one fact to be kept in mind, in Pakistan the gap between legal dispensation and political reality is often a very large one. As the saying goes, the proof of the pudding is in the eating. Let us hope that the future reality in the field of foreign policy is at one with the ideals of an independent sovereign state.


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My Parents
William H. McCafferty and Ina M. McCafferty
Yesterday, quite suddenly, my dad joined my mom in heaven. I'm sure they are happy to be with each other again after the five years they have spent apart. I am equally sure they are both missed down here with us.
His funeral will be Saturday.