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The pirate speaks,"Ahoy!! Welcome Aboard Our Ship, T' Royal Pain-in-the-Arses!
This be Our first Meow Like a Pirate Day, and it be takin' forever for Old Queen Mum t' write t' all our Pirate Furriends, Egads!
May we offer you some refreshments? A Drink or perhaps a bite t' eat? Aye! You have many visits t' make today! Thank you for your company!
Smooth sailin', and Remember! Grog Responsibly!
Cap'n Brutus
t'Wench Emo Mari
Queen Emily and
T' Old Queen Mum, Rose "
Our thanks to Mom Jan of Jan's Funny farm for Our graphic, Aye!


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Southern Miss to host annual cheer clinic prior to Oct. 14 football game
HATTIESBURG, Miss. -- The fall tradition continues for Southern Miss Athletics with its hosting of the 2017 cheer clinic that will take place on Oct. 14 prior to that night's 6 p.m. homecoming football game against UTEP.
The clinic is open to children ages 4 to eighth grade and will go from 1-3 p.m inside the Payne Center on campus. The price is $30 to attend when registering before the Oct. 4 deadline, but just $40 when purchasing a game ticket as well. If the participant already has a single-game/season ticket, he/she will not have to purchase that particular package. Prices for each of these deals will increase $5 when purchased after Oct. 4, including when the registration table opens at noon.
Cheer clinic perks include the following:
-Pregame clinic with the Southern Miss cheerleaders
-Pregame on-field performance with the cheerleaders (must have a game ticket in order to do so)
-Walk with the cheerleaders for Eagle Walk two hours prior to kickoff
-2017 Cheer Clinic t-shirt
-Water provided
-Reduced group ticket pricing for family and friends of the participant
-2017 Southern Miss Cheer poster
For questions or registration, contact Eric Beatty at 601-266-6629, firstname.lastname@example.com, or mail to Southern Miss Athletics, Attn: Eric Beatty, 118 College Drive #5017, Hattiesburg, MS 39406.

subset: commoncrawl


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August 12, 2008
Strange molecule in the sky cleans acid rain, scientists discoverWEST LAFAYETTE, Ind. -
It's the unusual chemistry facilitated by this molecule, however, that will attract the most attention from scientists.
Marsha Lester, the University of Pennsylvania's Edmund J. Kahn Distinguished Professor, and Joseph Francisco, William E. Moore Distinguished Professor of Chemistry at Purdue University, found the molecule, which had puzzled and eluded scientists for more than 40 years.
A technical paper describing the molecule is published this week in a special edition of the Proceedings of the National Academy of Science.
Somewhat like a human body metabolizing food, the Earth's atmosphere has the ability to "burn," or oxidize pollutants, especially nitric oxides emitted from sources such as factories and automobiles. What doesn't get oxidized in the atmosphere falls back to Earth in the form of acid rain.
"The chemical details of how the atmosphere removes nitric acid have not been clear," Francisco says. "This gives us important insights into this process. Without that knowledge we really can't understand the conditions under which nitric acid is removed from the atmosphere."
Francisco says the discovery will allow scientists to better model how pollutants react in the atmosphere and to predict potential outcomes.
"This becomes important in emerging industrial nations such as China, India and Brazil where there are automobiles and factories that are unregulated," Francisco says. "This chemistry will give us insight into the extent that acid rain will be a future concern."
Lester says the molecule had been theorized by atmospheric chemists for 40 years and that she and Francisco had pursued it for the past several years.
"We've speculated about this unusual atmospheric species for many years, and then to actually see it and learn about its properties was very exciting," she says.
What makes the molecule so unusual is its two hydrogen bonds, which are similar to those found in water.
Chemists know that although water is one of the most common substances found on the planet, it has unusual properties. For example, the solid form - ice - is lighter than the liquid form and floats. Water also boils at a much higher temperature than would be expected from its chemical structure.
The cause of these strange behaviors are weak hydrogen bonds that hold water molecules together.
The new atmospheric molecule has two hydrogen bonds, which allows it to form a six-sided ring structure. Hydrogen bonds are usually weaker than the normal bonds between atoms in a molecule, which are known as covalent bonds. In fact, covalent bonds are 20 times stronger than hydrogen bonds. But in this case, these two hydrogen bonds are strong enough to affect atmospheric chemistry, Francisco says.
Lester says the new molecule exhibits its own unusual properties.
"The reaction involving this molecule proceeds faster as you go to lower temperatures, which is the opposite of most chemical reactions," she says. "The rate of reaction also changes depending on the atmospheric pressure, and most reactions don't depend on external pressure. The molecule also exhibits unusual quantum properties."
Lester says the unusual properties prevented scientists from being able to model the reaction for so long.
"This is not how we explain chemistry to high school students," she says.
Francisco says that this discovery will be used in areas other than atmospheric chemistry.
"Here's a situation where we were studying this purely environmental problem, but, because the findings are so fundamental, it may have broader ramifications to biological systems that depend on hydrogen bonds," he says.
The breakthrough was enabled by laser-based laboratory techniques at the University of Pennsylvania and the supercomputing resources available at Purdue, Francisco says. The computation was done on an SGI Altix supercomputer operated by the Office of Information Technology at Purdue.
"The key is knowing where to look and how to identify new chemical entities, and with the computing resources we have at Purdue we can help identify processes to within experimental uncertainty," he says. "We couldn't have done this without the supercomputing power that we have available."
Writer: Steve Tally, (765) 494-9809, email@example.com
Sources: Joseph Francisco, (765) 494-7851, email@example.com
Marsha Lester, (215) 898-4640, firstname.lastname@example.com
Purdue News Service: (765) 494-2096; email@example.com
Note to Journalists: The citation for the PNAS paper is Bridget A. O'Donnell, Eunice X. J. Li, Marsha I. Lester and Joseph S. Francisco Special Feature: Spectroscopic identification and stability of the intermediate in the OH + HONO2 reaction, doi:10.1073/pnas.0800320105. A copy is available from Steve Tally, (765) 494-9809, email@example.com
A publication-quality image is available at https://news.uns.purdue.edu/images/+2008/ozonemodel.jpg
Spectroscopic Identification and Stability of the Intermediate in OH + HONO2 Reaction
Bridget A. O'Donnell, Eunice X.J. Li*, and Marsha Lester, Dept. of Chemistry, University of Pennsylvania, Philadelphia, PA 19104-6323Joseph S. Francisco, Dept. of Chemistry, Purdue University, West Lafayette, IN 47907-2084
The reaction of nitric acid with the hydroxyl radical controls the residence time of HONO2 in the lower atmosphere. Prior studies [Brown, S.S., Burkholder, J.B., Talukdar, R.K., & Ravishankara, A.R. (2001) Reaction of hydroxyl radical with nitric acid: Insights into its mechanism. J. Phys. Chem. A 105, 1605-1614] have revealed unusual kinetic behavior for this reaction including negative temperature dependence, pressure dependence, and an overall reaction rate strong affected by isotopic substitution. This suggested that the reaction occurs through an intermediate, theoretically predicted to be a hydrogen-bonded OH-HONO2 complex in a six-membered ringlike configuration. In this study, the intermediate is generated directly by the association of photolytically generated OH radicals with HONO2 and stabilized in a pulsed supersonic expansion. Infrared action spectroscopy is used to identify the intermediate via OH radical stretch (v1) and OH stretch of nitric acid (v2) in the OH-HONO2 complex. Two vibrational features are attributed to OH-HONO2: a rotationally structured v1 band at 3516.8 cm-1 and an extensively broadened v2 feature at 3260 cm-1, both shifted from their respective monomers. These same transitions are identified for OD-DONO2. Assignments of the features are based on their vibrational frequencies, analysis of rotational band structure, and comparison with complementary high level ab initio calculations. In addition, the OH (v=0) product state distributions resulting from v1 and v2 excitation are used to determine the binding energy of OH-HONO2, D0< 5.3 kcal mol-1, which is in good accord with ab initio predictions.
To the News Service home page


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We are home and it was a great trip! I will post extensively with photos, etc in a little bit. In the meantime I will give you a tease with what Mandy said as we were getting in the cab to head back to the airport to come home. She looked back at Atlantis, waved and shouted, "GOODBYE, ATLANTIS!!!!!! ALL MY DREAMS CAME TRUE!!!!!!!!
It doesn't get any better than that. And, really, what more could you ask for?
Love to all~
Tuesday, August 12, 2008
Home, safe and sound
Posted by Natalie Willis at 8:41 AM
1 comment:
- Anissa Mayhew said...
sooooo, whathca got planned for this weekend? hehehehe
- August 12, 2008 at 8:08 PM
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June 24, 1963
CENTRAL AVIATION & MARINE CORPORATION, PETITIONER-APPELLEEv.INTERNATIONAL UNION, UNITED AUTOMOBILE, AEROSPACE AND AGRICULTURAL IMPLEMENT WORKERS OF AMERICA (UAW) AFL-CIO, ET AL., RESPONDENTS-APPELLANTS.
Before LUMBARD, Chief Judge, CLARK, Circuit Judge and BARTELS, District Judge.
Per Curiam:
Central Aviation & Marine Corporation, the petitioner-employer here, made an application to the Supreme Court of New York for a stay of arbitration pending trial of the issue of the existence of an agreement to arbitrate. The respondent Union removed this proceeding to the court below, and then by cross-petition sought an order compelling arbitration of the matters in dispute between the parties. After a hearing Judge Bruchhausen held that no collective bargaining contract compelling arbitration existed and directed that the Union's motion for the granting of its cross-petition be denied. The Union appeals from this order. Unfortunately it is ambiguous, since it does not state the disposition of the original application. But the declaration that no contract bar exists is so definite that no further adjudication of the rights of the parties is needed or useful, and we are disposed to accept the order as final. Davenport v. Proctor & Gamble Mfg. Co ., 2 Cir., 241 F.2d 511, 513, 63 A.L.R. 2d 1350.
On the merits it appears that the collective bargaining negotiations between the parties resulted in an instrument initialed on August 8, 1962, by Riley, the employer's negotiator, which covered what the Union terms the "noneconomic" issues between them, not including, however, issues involving wages. But this left open important questions, such as whether any agreement had been reached by the parties, whether Riley had authority to bind the employer, and whether enough was agreed on to make the provisions for compulsory arbitration applicable. The court took no oral testimony and considered only the parties' affidavits. Hence on these issues we have only the assertions and counterassertions of the parties. We do not believe this litigation can be so summarily settled. See Local Union No. 998, etc. v. The B. & T. Metals Co ., 6 Cir., 315 2d 432, 436. Accordingly we reverse the order below and remand the action for the taking of oral testimony and the filing of appropriate findings and decision thereafter.
Reversed and remanded.
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I just read this on vanguard:
Vanguard funds not held in a brokerage account are held by The Vanguard Group, Inc., and are not protected by SIPC.
What are all thoughts? Time to upgrade? I dont like vanguard brokerage..
SIPC vanguard
Have a question about your personal investments? No matter how simple or complex, you can ask it here.
Post Reply
3 posts • Page 1 of 1
Re: SIPC vanguard
This is a related thread.
- nisiprius
- Advisory Board
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- Joined: Thu Jul 26, 2007 9:33 am
- Location: The terrestrial, globular, planetary hunk of matter, flattened at the poles, is my abode.--O. Henry
Re: SIPC vanguard
sambb, you've inspired me to write a draft of an article for the Bogleheads' Wiki. You can read the draft here:
SIPC protection of mutual funds
I would appreciate your thoughts on it.
SIPC protection of mutual funds
I would appreciate your thoughts on it.
Annual income twenty pounds, annual expenditure nineteen nineteen and six, result happiness; Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery.
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3 posts • Page 1 of 1


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When Pakistan was busy at the western from we kept quiet at the instance of USA. And eastern front, Kashmir, was quieter. Now that Pakistan is released from the western front, it is now showing its nature by attacking the eastern front at regular intervals and also causing casualties.
A cobra must never be fed with words of sweetness and understanding; all the milk given to it only improves the content of its poison.
Our leaders do not know even this. The policy of Pakistan always has been to weaken India from inside by all possible means.
Military and its spy wing are always hell bent on seeing the separation and destruction of the idea of India as it can not defeat India in a direct military engagement.
Our politicians always have elements of "Pakistanism" in their genes and blood, it seems. They are also hell bent on destroying the idea of United and Integrated India and emotionally integrated Indian.
When Pakistan was created, the British used the pretext of religion.
Now our leaders are using the pretexts of caste, region, community, language, sub-nationality, regional culture to keep India divided on these lines and the citizens are never allowed to feel they are Indians first and the other things next. They are bringing and puting other things first than the idea of India with disasstrous consequences.
Our leaders are more dangerous than Pakistan.
But who realizes this? The people who matter in voting are satisfied with the false promises of making their lives better and are falling prey to the free-bees - the cash, the liquor, the T.V., the lap-top and the like charities.
Division is the sole aim of Indian crooked leaders and Pakistan.
Very unfortunate!


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From left to right: Dr. Kenneth Silver, Jordana Pomeroy, & Jack Coyle. Photo: WorldRedEye's Alejo Chavarria
Hundreds attended the opening reception, which featured a standing-room-only lecture by Dr. Kenneth Silver (New York University Professor of Modern Art and Curator of this exhibition that originated at the Bruce Museum), part of FIU's Stephen and Dorothea Green Critics' Lecture Series.
"Hans Hofmann was the linchpin for Abstract Expressionism, and the Frost Art Museum FIU is thrilled to bring this first-ever show about Hofmann's mural works to Miami for Art Basel season," said Dr. Jordana Pomeroy, the museum's director. "Miami's historic MiMo and Art Deco architectural districts and the recent contemporary mural movement in Wynwood are hallmarks of Miami's success as a cultural destination. Walls of Color will provide valuable context for the history of collaboration between architects, artists, and developers. This aspect of Hofmann's career will shed light on the wide-ranging ambitions of one of the most seminal artists of the 20th century."
The German-born American artist (1880-1966) spent most of his life teaching in New York and Provincetown where he nurtured some of the most esteemed artists of the 20th century including: Lee Krasner, Larry Rivers, Joan Mitchell, Red Grooms, Ray Eames and Helen Frankenthaler. His push/pull spatial theories (the interdependent relationships between form, color and space) and innovative usage of color revolutionized the Abstract Expressionist movement. In 2015, Hofmann's artwork Auxerre (1960) sold for $6,325,000 at auction at Christie's New York, establishing a new world record for the artist.
The exhibition at the Patricia & Phillip Frost Art Museum FIU features additional works exclusively on view only in Miami. These include the gouache-on-paper Out of this World (from the Frost Art Museum's collection), the oil-on-panel Provincetown Docks (loaned by Miami-based collectors Drs. Mark and Elizabeth Rogers), and two other works-on-paper from the Frost's collection, All Art Needs (Is) The Sperm Of France, and Untitled. The exhibition features a total of 36 artworks, featuring paintings, works on paper, collage, sketches, a light box, maquette and architectural rendering.
Walls of Color: The Murals of Hans Hofmann is anchored by nine large-scale oil studies that Hofmann created during his collaboration with architect Josep Lluís Sert, designer of the famed Spanish Pavilion for the 1937 Paris World's Fair which housed Picasso's iconic Guernica mural. Although the project did not come to fruition due to political upheaval in Peru, the original conception included an enormous mosaic wall with a freestanding bell tower comingling Abstract Expressionist and Peruvian motifs.
This exhibition also explores two of Hofmann's glass-tiled public murals located in Manhattan that have been largely overlooked until now. The two mid-century collaborations brought to light are: one with developer William Kaufman and modernist architect William Lescaze, a boldly colorful mosaic wrapped around four sides of the elevator bank in the entry hall of the office building at 711 Third Avenue; and the other, commissioned by the New York City Board of Education, is a 64 foot long and 11 foot tall mosaic-tile mural on West 49th Street, currently the site of the High School of Graphic Arts and Communication. Both may still be viewed today in New York. These murals are represented in the exhibition at the Frost via photos, educational materials, a light box and a ceramic maquette.
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text:
It is only a few weeks until Bring IT Together, Ontario's education technology conference.
I am thrilled to be presenting an introductory workshop on Integrative Thinking on November 4th and even more thrilled to be providing the closing keynote on November 6th. I think it's very important that front line workers, those testing out new models of learning directly with children, have the opportunity to share our Continue ReadingRead More »


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Give my friend all good one for the future year!
Give the star forward a guide to lead,
a road the moon to light
and the sun to give heat.
Give joy for days,
give belief in the wonders,
give angels beside to go.
Happy New Year my friend !
By Kirsikka


text:
Download EBOOK Broken: A Novel of Suspense PDF for free
Category: Fiction
The author of the book: Karin Slaughter
Format files: PDF, EPUB, TXT, DOCX
The size of the: 22.27 MB
Language: English
Edition: Random House Inc
Date of issue: 25 January 2011
Description of the book "Broken: A Novel of Suspense":When Special Agent Will Trent arrives in Grant County, he finds a police department determined to protect its own. Officer Lena Adams is hiding secrets from him, and while her role in the death of the county s popular police chief is unclear, that man s widow, Dr. Sara Linton, desperately needs Trent s help to crack the case of a prisoner s death. While the police force investigates the murder of a young woman pulled from a frigid lake, Trent investigates the police force. Caught between two complicated and determined women, trying to understand the facts surrounding Chief Tolliver s PDF death, Trent will uncover explosive secrets and confront a thin blue line that could be murderous if crossed."
Reviews of the Broken: A Novel of SuspenseSo far concerning the guide we have Broken: A Novel of Suspense suggestions consumers are yet to but remaining their own article on the overall game, or not make out the print yet. But, in case you have already read this book and you are therefore wanting to make their particular results convincingly have you take your time to go out of a review on our site (we will distribute the two bad and good testimonials). Quite simply, "freedom involving speech" Many of us wholeheartedly recognized. Ones responses to book Broken: A Novel of Suspense -- some other viewers can come to a decision with regards to a e-book. These kinds of guidance could make us a lot more United!
Karin SlaughterRegrettably, presently and we don't have any information about the actual performer Karin Slaughter. On the other hand, we will enjoy should you have almost any details about this, and they are ready to offer that. Send out this to us! We've got all the verify, of course, if all the details are usually real, we shall post on our website. It is very important for all of us that all real regarding Karin Slaughter. Most of us many thanks ahead of time to get able to check out fulfill you!
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Dutch | Woodbury MN Newborn Photographer
How I love sweet little boys… when I arrived at Jeff and Katie's house, Dutch had just peed all over their beautiful couch. It gave me a flashback to when my son was a teeny newborn and he peed all over our bed during a midnight diaper change. Gotta love these little boys!!
Dutch was a dream. He slept so well the whole time. He loved snuggling into the blankets and props. His older cousins were awesome, too! They were such nice kids and were so great in front of the camera.
Jeff and Katie, thank you so much for welcoming me into your home to take Dutch's photos. I love all three of you! Congrats on your gorgeous new baby!


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On the 28th of March I was going back to Poland for Easter. My plane was taking of from Liverpool in the afternoon. Then I decided to leave Wrexham early morning in order to visit Tate Modern in Liverpool. I Was really looking forward too see it, encouraged by the fact that its the second biggest Museum of Modern Art in Britain after Tate Modern in London. As I've been to the London branch quite recently, and got knocked down on my knees by it, I had really hight expectations from the Liverpool squad.
The gallery opened in 1988 and is housed in a converted warehouse within the Albert Dock on Liverpool's waterfront. As I've visited the place on Thursday at noon the gallery was almost empty, so took a tour in peace and quiet.
GLAM! The performance of style
"Glam, a visually extravagant pop style exploded across Britain during the years 1971–5. The exciting, futuristic sounds, extravagant fashions and glitter-dappled personas emerging in this era had their roots firmly in British art schools"
My first association with glam is David Bowie, sexual freedom and men with strong make up, dressed in a distinctive way. The exhibition reveals the style and shows how big was it's impact to all fields of art, bringing together more than 100 pieces.
Pink walls, glitter and sparkles, David Bowie music. They all make a reliable background. Because Glam is more than a visual style. It may be understood as an attitude or state of mind.
Words which i think represents the style best are:
- self awareness
- self-identity
- art infused lifestyle
- masquerade
- personal transformation
- refined dandyism
- artifice and eroticism
- hedonism
- amplified vision
- extravagance,
- experimentation
- exhibitionism
The exhibition has presented great names like Andy Warhol, Richard Hamilton, Allen Johnes and many many other. The works of Sigmar Polke's, David Hockney and Patrick Proctor I liked best. But the the biggest kick out I explored on the show was the diverse typography which appeared on magazine covers, posters, vinyl jackets and other illustrations or publications. Also photos of Jimmy De Sana of -which I have never heard before -affected me the most.
I find Glam! exhibition as a cool experience. The early 70's challenge to what could be considered as fine arts, gave people freedom of life and of choice. It was a complete breakthrough. Glam inspires now and will inspire next generations as well.
Sylvia Sleig
Sylvia Sleigh born in 916 (died in 2010) was a Welsh-born naturalised American realist painter.
"I feel that my paintings stress the equality of men & women (women & men). To me, women were often portrayed as sex objects in humiliating poses. I wanted to give my perspective. I liked to portray both man and woman as intelligent and thoughtful people with dignity and humanism that emphasized love and joy".
The thing that catch the eye in her paintings are detailed and rich patterns. She thoughtfully selects colours which I actually find a bit faded. Based on what I've seen in Tate I also have an impression that she overdraws the faces of people she is painting. But despite that, I think of her work as surprising, but not that impressing.


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Story highlights
- Carina Bruwer has overcome some of the most dangerous waters in the world
- The classically-trained musician is now on a mission to raise money for youth cancer charities
(CNN)Carina Bruwer isn't your average classically-trained musician and businesswoman. She likes to swim with sharks for fun.
Explaining her extreme pursuit, Bruwer is coy about the risks: "I don't really entertain fear. Of course it's there.... I acknowledge it, I deal with it. When the voice says to me 'There are sharks here, this is a dangerous place to be, the human body doesn't really belong here,' I acknowledge that and then I respond: I say I chose to be here -- I want to be here."
Bruwer's passion has seen her battered, broken and unconscious in some of the most hostile waters in the world.
And yet she's come out swinging every time.
Feeding on fear
Bruwer's first hair-raising escapade occurred in 2005 when attempting to cross False Bay in the Western Cape -- a distance of 21 miles. Five hours in she was being pulled from the water. Hypothermia had set in.
"For the first four hours I was basically shivering under the water. Suddenly my body became warm and comfortable. I remember them saying from the boat 'Carina, we think you should get out, you're swimming in circles.' I remember wanting to say no, I am finally warm, but I couldn't talk. Next thing I knew woke up on the boat, and it wasn't pretty."
In 2006 she finally lay her demons to rest, becoming the first South African woman to swim across False Bay.
"[It] was a peach of a day," she recalls. "It was just about putting my head down and getting to the other side." And as for the monsters in the deep? "It's very hard to swim for 11 hours knowing that this is [great] white shark territory: the water has a bit of a bite to it."
The lure of the ocean
Bruwer cut back on swimming afterward, and when she became a mother spurned the ocean entirely: the sea was too dangerous and her days too busy.
Her band, Sterling EQ, is a runaway success, and has performed over 900 times since its inception in 2007. The band also gave Bruwer the idea to start her own entertainment agency, connecting fellow performers with clients. But it was a show at a child cancer fundraiser that started Bruwer's journey back to the waters' edge.
"I always thought swimming was maybe a bit of a selfish thing," Bruwer explains. By organizing a "Swim For Hope" however, she had a new purpose. "It wasn't just for myself, I was literally swimming for the kids."
There have now been five such swims raising money for the Little Fighters Cancer Trust. Re-inspired, Bruwer has a new task at hand. "Challenge, hope, opportunity, and just finding our place in the world -- that's my vibe."


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Careers Introduction
At St. Monica's we consider that Careers Education, Information, Advice and Guidance an essential ingredient of the school curriculum which should underpin individual subject areas, giving them a direction and purpose , therefore the sharing of such important information is vital.
There are many directions that this work might take Enterprise Activities, College Application work, Connexions Interviews, Curriculum/ Careers evenings, Visiting careers events, Apprenticeship workshops, careers education sessions working to improve student skills, local labour market to name but a few. It is vital that all these activities are available to the whole school community students, parents, Connexions advisers, subject teachers and many others. Earlier these activities were communicated by letter or word of mouth and the dissemination of such wide ranging information was difficult and often ineffective.
Today we have the Internet and web based email systems, which have transformed the way information is researched and shared. The Careers department at St. Monica's have always been at the leading edge of technological development and earlier had invested in new computers and running new software programmes dedicated to careers support such as Kudos and Careerscape. Now we have recently been working towards ensuring that such vital careers information is in a prominent position on the school web site. Check out the Careers link on the menu bar button and GO to the relevant tab!!! Enjoy!


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Brazil's biggest oil discovery, the offshore Libra area, will not enter production until 2020 and peak output will come at least four years later, the head of state-run oil company Petrobras said last Thursday. Chief Executive Maria das Graças Foster said in a television interview that heavy investment in Libra will begin in 2017 and 2018, leaving time for the debt-laden oil producer, officially known as Petróleo Brasileiro SA, to raise cash for investment from output elsewhere. That means it will be more than a decade before Brazil sees the bulk of the windfall from the massive deap sea oil find.
Government officials have touted some $400 billion in state revenue from the Libra field over 30 years, paying for education and health care needed to turn Brazil into a developed nation. President Dilma Rousseff stressed the public benefits on October 21 as a group led by Petrobras won rights to the Libra field in an auction with only one bid. Rousseff and her predecessor spent five years creating special legislation leading to the Libra auction, which expanded state control over Brazil's most promising oil region.
« The government is selling this as a win, but it's also a loss, » said Cleveland Jones, a geologist and member of the Brazilian Petroleum Institute at Rio de Janeiro-State University. « The change in the law that allowed this (auction) to happen put Brazilian oil development behind by five years and they could have gotten as much money, or more, for education and health under the old law. » Some protestors still objected to the role of foreign companies that ended up with 60 percent of the Libra consortium. France's Total SA and Anglo-Dutch Royal Dutch Shell Plc each took 20 percent, while two Chinese partners, CNOOC Ltd and China National Petroleum Corp, each took 10 percent. Petrobras, which was required by law to take 30 percent, bid for an additional 10 percent, raising its stake in Libra to 40 percent.
« The first oil from Libra will be in 2020 – the first oil from production, » said Foster. « The peak of production is 2024, 2025. » Brazil could have started receiving revenue from Libra next year if it hadn't waited so long to rewrite its law and auction off the new area, Jones said. Investment required of Petrobras in Libra is « quite small » for the next few years, according to Foster, easing pressure on the heavily indebted company, which is in the midst of a $237 billion five-year investment plan to boost exploration and production. Petrobras said it will have to review its plan to pay for Libra, which the government said will take more than $100 billion of investment to develop.
Libra has an estimated 8 billion to 12 billion barrels of recoverable oil, enough to supply all world needs for as much as 19 weeks, according to Brazil's oil regulator, the ANP and oil reserve certification company DeGoyler and MacNaughton. Heavy capital spending, rising debt levels and slipping production led Moody's Investors Service to downgrade Petrobras' debt rating this month. A lower rating means investors are less sure a company can pay its debts. Foster said stagnant production at the oil company is over as production is set to grow significantly from the final months of this year.


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You can not forget about Summer Mini Catalog that is still available. There are some awesome products in there and they will be available until the end of August.
As part of our Making a Difference program, Stampin' Up! is proud to partner with The Breast Cancer Research Foundation in the Strength & Hope Campaign. Throughout the 2011 Summer Mini Catalog sales period, Stampin' Up! will donate $2* from the sale of each Strength & Hope set and Strength & Hope digital kit to The Breast Cancer Research Foundation (BCRF).
During July, you can join the Stampin' Up! family as a demonstrator for only $99! This limited time Starter Kit—valued at $185!!
If you'd just like to stock up on some awesome supplies or become a demo that is up to you. You are not obligated to make another purchase (although you will, the products are the best!). If you'd like to become a hobby, full-time or part-time demo I'd love to have you on my team. Contact me and we can chat about it.
Plus, join in July and get a FREE Christmas Keepsake project kit—a $40 value! Imagine an afternoon spent chatting with friends while creating something beautiful—isn't that what Stampin' Up! is all about? But act now because this special kit is only available as part of this limited-time offer.
Join Stampin' Up! in July and get brand-new products, including an exclusive project kit—all for just $99! Contact me to get started today.


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A fedora is a hat with a short brim and a pinch in the front of the crown. It has been popularized by gangster types, but can also be seen on people like Malcolm X, Indiana Jones, and the Blues Brothers
Why you want it- The fedora is the coolest hat on the market. It is sleek and has history. This is what you where when you want to throw on a hat and look fashionable. For a how to, just look at Malcolm X.


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Networth Milestone
It's been 12 months since I started using NetworthIQ.com. My networth has since increased in the last year, not by the 100% I had wanted, but by a respectable 75%!
Last year, I cancelled my subscription to Lucky & Glamour to save $20; however, as a "good job!" to myself, I ordered a two-year subscription to just Glamour for $15 - all the more special for the discount, a link that I've saved in my email for at least 2 months now. And in case anyone's interested in subscribing: When you order through this link, you can also add a third year's subscription for $6 more. But remember to cancel your subscription punctually or you'll be charged the going subscription rate when this teaser rate expires!


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Search for recipes and discover new dishes using the fields below.
Filter recipes by specific meats and cuts
When the weather cools and the nights draw in, nothing warms you up better than a hearty beef meal. From succulent roasts, to curries and casseroles - this collection is sure to satisfy.
Best beef roast cuts
Beef rib eye is a favourite roasting beef cut. It delivers mouth-watering, juicy roast every time.
Roasted beef rib eye seasoned with Italian herbs
Roasted beef rib eye seasoned with thyme and sage leaves
Beef blade roasts are an economical and tasty way to feed a crowd and any leftovers are great for lunches.
Roast Beef with balsamic onions and a red wine juice
Roast beef with mustard and thyme
Beef sirloin/porterhouse roasts are big on beefy flavour and rich in texture. They're very juicy too.
Sirloin roast with peppercorns and garlic
Beef eye fillet/tenderloin is a very tender beef roast. They're mild in flavour and deliciously juicy.
Spinach and feta rolled beef fillet roast
Beef fillet with a red wine jus and crisp parsnip
Buying tips
How to cook the perfect roast
Take the beef roast from the fridge about 15-20 minutes before cooking, this way your roast will cook more evenly.
Beef roast recipes tip
Use a roasting dish that is close to the size of the roast you are cooking, this keeps roasting juices from burning. Use the juices to baste the roast and/or to make beef gravy.
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Best site ever!!!!!!
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Lamb chops with feta, tomato and watermelon salad with char grilled...
Roast lamb with lemon and honey
Roast lamb with roasted garlic, potatoes and tomatoes
Char-grilled rump steak, potato salad and garlic mayonnaise
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Valley Parkway + ADD NEW ROUTE
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Written Directions
Starts in North Royalton close to where York Rd dead-ends into Bennette Rd. Take Valley Pkwy west off York Rd. Follow this road for 22 miles until it turns into Sloane Ave in Rocky River at Detroit Ave.
The route is part of the Cleveland Metro Parks so the path starts in the Mill Stream Reservation and ends running through the Rocky River Reservation. It crosses THE Rocky River numerous times and is in heavy forestry most of the time. It follows a pedestrian walk/run/bike path and has plenty of park and lake stops scattered throughout the route.
"OhioCruiser" contributed the following: Cleveland's Metroparks are well maintained and very scenic. The parkway meanders through 3 of the largest in the system and is tree lined the entire route. Portions will travel along Rocky River with cliffs and valleys, and you will encounter a hand full of lakes and waterfalls along the way. In the fall the colors are beautiful.
Road Quality
While there are a few hills, the parkway is mainly flat but filled with curves and twists. The speed limit is 35 most of he way, and on a nice weekend day there will be a fair amount of motorcycle, car, and bicycle traffic. Don't expect to run this road in the gas, it is a nice sunday ride kind of place, ideal for cruisers, where sport bike riders might find it frustrating that they can't push it through the twisties. The road surface fluctuates as the winters cause potholes and they are contantly being repaired and re-surfaced. You will undoubtably encounter some section with rough patches, but easy to handle at the speeds you must adhere to on the ride. The parks are full of wildlife, keep an eye out for deer, especially late summer/fall.
"OhioCruiser" contributed the following: This road has a lot of sweeping curves, some tighter than others and for the most part is a fairly smooth ride. Their are a few portions where filled potholes create some turbulence but nothing unbearable or for too long.
Roadside Amenities
Along with the parks and lake stops the route crosses a few main roads (Royalton Rd, Bagley Rd, Pearl Rd, Brookpark Rd, and then finishes at Detroit Rd) where you could detour off and find plenty of bars or restaurants to make a pit stop at.
"OhioCruiser" contributed the following: Several opportunities to pull over for a snack or a short walk exist, and restroom facilities are peppered throughout the ride. There is a great restaurant on the Marina in Rocky River, and a snack bar ar Wallace Lake. You will also cross a few roads with restaurants and refreshment near by. A stop in the Berea Business District will give you opportunity for a great cup of Java at Cafa A Roma, or a brew at the Cornerstone.
Additional Info
After crossing Bagley Rd the route turns into Barrett Rd, once you go under the bridge their are two quick rights, the first to stay on Barrett Rd and the next to get you back on Valley View Pkwy.
Nickname (optional) : jason93088


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Make the birthday celebration something to be enjoyed
For all in the first time........
The Relief Society is a Church of Jesus Christ of Latter Day Saints organization for women. The Relief Society accepts women who are 18 and older, and younger women who are single mothers or married. The purpose is to give women an official role in the Mormon church, increase faith, instill a sense of charity and strengthen families. Each year, Relief Society women throw birthday parties for the organization
- A birthday dinner is a chance for all Relief Society women to showcase their kitchen skills. Set it up as a potluck with a theme. You can use picnic food as a theme, or ethnic food, such as Mexican. Make the setting go with the theme. For the picnic theme, place blankets on a sunny, grassy area and place wicker baskets holding the food and utensils on top. For the Mexican theme, play Mexican music and set up colorful decor.
- Set up a specific theme for a party that extends beyond dinner. If you have an overall Mexican theme, ask the women to dress in brightly colored dresses and play Mexican music. Serve chips and salsa. For a spring feeling, make the celebration all about flowers. Decorate the area with real and fake flowers or host the celebration in a garden. Have all guests participate in creating their own floral arrangements.
- Tell the guests to come feeling crafty. Ask someone to host a craft-teaching session for the celebration, particularly a craft other women have been expressing an interest in. Someone in your Relief Society group who has been scrapbooking for a while can teach others how to do it. Someone who has a talent for knitting can pass along her knowledge. Instead of just one class, you can also set up a series of classes or have different sections set up in the same room at the same time.
Talent Show
- Turn the birthday party into a talent showcase. Set up a stage and ask your guests to bring items they feel will help them with their talent. Get a microphone and speakers for the guests who will choose to sing or recite. Don't vote. Just enjoy the talents and that the women have the courage to show them. Don't pressure anyone to perform.
- Because being charitable is a major theme in the Relief Society, host a different kind of birthday celebration. Instead of all of the women gathering in one room by themselves, arrange it so the women can go volunteer somewhere. The women can prepare and serve meals for homeless people at a shelter. Hold a bake sale to raise funds for the fire department. Spend time with children at an orphanage or offer free day care for single mothers.I'll post some samples and templates soon.........


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Thirty men six hours and a bucket of fish.
Padang has suffered severely from overfishing as well as bomb fishing, April 2015 I took my self over there to witness this tragedy with my own eyes and what I saw was worse than I could have imagined.
The 100m nets are handcrafted from nylon and need fixing on a daily basis. To prevent the young fish being caught the government has enrolled a guideline to the size of the holes in the nets, although these get disregarded from time to time.
Six men operate one small wooden boat and armed only with a small propeller they leave home early in the morning and usually return 6h - 13h later, although sonar is available most families don't have the budget for this and rely on the data from yesterdays fishermen.
The one day I spent with the fishermen of Padang I was shocked at how little fish the 30 men had been able to pull out of the sea. Talking to some of the fishermen there they blame overfishing further out at sea by commercial boats from around the world like Spain and Japan.
This over fishing is causing families to fish using illegal ways like smaller holes in the net or bomb fishing, impacting the environment even more by slowly killing off the already depleting fish around the island.


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By: Brittany Bedi
June 17, 2017
TALLAHASSEE, Fla. (WCTV) -- The tropics are churning over Father's Day weekend.
A couple of disturbances are being monitored. One disturbance is in the Atlantic Basin, about 1,300 miles east-southeast of the southern portion of the Windward Islands. This disturbance has a 40 percent chance of developing into a tropical depression or storm in the next 48 hours. The disturbance has a 60 percent chance of development in the next five days.
Another disturbance near the Yucatan Peninsula is being closely monitored. The area of low pressure is disorganized and mainly a cluster of showers and thunderstorms as of 10 PM. The disturbance will drift northwest and into the Gulf of Mexico around June 19-20. The environment in the Gulf could be favorable for development, but so far is expected to develop into a tropical depression or a weak tropical storm. The area of low pressure has a 40% chance of development in the next two days, and an 80% chance through the next five days. Regardless of development or exact location in upcoming days, the disturbance will increase moisture levels in the Gulf and in the Florida Peninsula. Expect more cloud cover and rain chances around 40% to 60% from Monday through Wednesday in the Big Bend and into South Georgia.


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Refurbished Signs
Over recent years Brilliant Signs has refurbished numerous existing signs for our clients, allowing them to update their designs with new imagery and colourways whilst saving them money – and helping to reduce their carbon footprint.
For examples of refurbished signs that Brilliant Signs has revamped and installed hover over a thumbnail below and click for a larger photo. The series of photos show the signs before refurbishment, during the process, and the resulting revamped signs.
Also click into the various menu options listed below for specific types of signage we have been involved in.
Give us a call to discuss your signage needs and we can advise you on the best approach and materials to use – 01491 826 614 or 07974 343 366.
All / High Street / Shopping Centres / Hotels / Offices / Printed Graphics / Internal Signs / Refurbished Signs


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MasterTools offers Apogee's proprietary dithering algorithm, the UV-22 word-length reduction process, for Soundscape DAWs and Mixtreme PCI Card.
The MasterTools plug-in has been redeveloped by the audio research company Spectral Design for Steinberg, who has licensed the Apogee UV-22 algorithm. The end result captures the transparency and usable dynamic range of 24-bit audio for formats that are limited in bit resolution, such as compact discs.
Apogee's UV-22 algorithm takes a high-resolution signal, such as a 24-bit recording, and translates it into the 16-bit signal required for DAT, CD, and other mastering applications. The noise floor remains at the theoretical 16-bit level, yet as with an analog recording, you can hear additional detail "through" the noise floor. A large meter display provides 8 different scales, as well as peak and average values, and keeps a 5 second history visible.
Features Include :
The Apogee's MasterTools plug-in was on show at the recent Paris AES show, and is expected to be shipping this month.
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Well as usual an Adobe launch video got me appropriately pumped for using new Adobe stuff. If you all haven't seen the launch video yet for CS5, its over yonder…. http://cs5launch.adobe.com/ … you can skip the webcammers in the beginning though. Also there's more detailed videos here… http://tv.adobe.com/show/cs5-web-premium-feature-tour/
For me the jaw-droppers were the Photoshop demo (removing the horse and autofilling in the background) and the magical rotoscoping in After Effects. I'm not a video production guy, but I do understand how painfully slow rotoscoping can be, so I'm sure there's some video guys out there which were brought to tears thinking about how much free-time just got added to their lives.
The Flash CS5 "top 3 features" (per this video) are obviously kind of a joke now because one of those features got sunk by Apple last week, but the other two are definitely nice. Saving as an XFL format will be a time saver. Many times I've opened an .Fla file just to dig one thing out of the library, and when a library is 800 movieclips strong, that can be a pain. Especially with my tendency to name objects by mashing random letters. So searching through a folder in the Finder for an item will be much nicer. I still need to stop banging fist to keyboard though to name stuff. Also I should say, there's more to it than just searching for files, you could open one, edit it, and your Flash project gets changed too. Guessing you'd need to publish the swf again too.
The other top feature was Text layout panels. This is definitely an improvement, but to call it a top new feature is relative to what else is new. I'd consider that more tidying up what already existed in Flash. And I've never really felt that text in Flash needed a ton more.
So what new stuff didn't make the Top 3 list? I'm looking at the Flash CS5 What's New page for reference…
Code Snippets. This looks like the return of a similar feature from the Actionscript 2 days. Which to be honest I didn't think had actually left entirely. But if it was gone, and its back, well thats great. New programmers do love press-n-code buttons.
ActionScript Editor, I was looking forward to this more than anything. I've gotten used to how quickly I can code in XCode, so if its anything like that, thats major to me.
Video Improvements. "Hi to you too". Oh sorry, I just got done watching the example for the video improvements. Some guy just keeps saying "hi" to me and I had to respond. I didn't see this in the example, but apparently, there's a new cue points property inspector.
Spring for Bones. I've sat here for 5 minutes thinking what to write about this. This feature is the baby-acceptable toy I try to give my 17-month-old when he desperately wants to touch a very breakable electronic toy of mine. Placation only angers him further. His head cocks all the way back until eventually he falls over from being so off balance. And then the real tantrum sets in.
Finally, Deco Drawing Tools. I should have written about this before Spring for Bones, because I'm pretty tantrummy now. We see something like this with every version of Flash, its a question mark tool. Do I need that? When will I use it? Why am I drawing buildings with this? The demo video doesn't help much either. They list fire and lightning as things I could draw with this tool, which both sound 100 times more useful than pre-made buildings. The trees might be cool with some customizing but in the video they look silly. Chances are I'll find something to do with it (blur the stampiness out of it beyond recognition =)
Anyway, the conclusion here is that I paid the $899 to upgrade the Master Collection before the Launch Video was even over. And despite being underwhelmed by those last couple features, CS5 as a whole looks pretty awesome. These new versions always do, and they always make me wish I did more regularly with each program.
So poll time…


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A Wolf in Holy Places
Wednesday, January 4, 2017
A Wolf in Holy Places (2009) Nina Kiriki Hoffman
This is a story of gods and men and how Loki tricked the dwarves.
It's sad and feels much like a Norse myth.
Rating: 7/10
Published by Kiriki Publications
Categories: Fantasy, Short Story Comments (0)
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- « « Black Seconds
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text: The U.S. Embassy in Yerevan issued a security message "Escalation of Violence in Nagorno Karabakh/Stepanakert (Khankendi)". "The U.S. Embassy in Yerevan is aware of media reports that indicate the Azerbaijani military has been ordered to begin preparations for a possible attack on the city of Stepanakert (Khankendi). The Embassy again advises all private U.S. citizens to avoid travel to Nagorno-Karabakh (NK) in light of confirmed reports of violence in and around NK that has resulted in casualties, including to the civilian population. All private U.S. citizens currently present in Nagorno-Karabakh are advised to leave. U.S. government personnel continue to be prohibited from traveling to NK and U.S. consular services remain unavailable to U.S. citizens in NK and the surrounding territories. The security situation along the Armenian-Azerbaijani border in the Tavush Province continues to remain tense. Travel by U.S. government personnel to this border area is restricted.


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blah blah, whine, complain, go eat some spinach
Today I woke up on the wrong side of the bed. I didn't want to work out; and procrastinated about it for a good 45 minutes befire going downstairs to do it. My workout wasn't much fun either. I spent a lot of the time saying mean things to Maya - the virtual personal trainer in Yourself!Fitness- and after 30 minutes of that I gave up rather than doing my regular other 30 minutes of exercise. Then I was crabby about going to work - it's especially tough when it's hubby's day off and I still have two more days of work. I was angry that I didn't "have anything to wear". When I got to work I was b*!chy about being here and didn't want to talk to anyone and I was literally angry at the junk food in the kitchen.
But then I had my smoothie - 8oz spinach, 4oz each blueberries, strawberries and banana with flax and water. And got some work done and now I don't feel so grumpy. I actually feel pretty ok. I don't know for sure if the attitude change is due to the good, healthy food but I think it helped. I know that when I'm eating right I feel better emotionally/psychologically as well as physically. Compared to how I used to feel emotionally/physically before ETL it's a very big improvement and is something that I'd sort of forgotten about. I'm kind of in a round-about way glad for this because it did remind me of another reason why I love this lifestyle.


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Company Profile: At Ira we keep in mind the requirement of people and hence we are able to deliver good quality of products which can be used as per industrial usage. We have different products that are best suited for m ...
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Fort Kent juniors come out on top in Battle of Bands
FORT KENT, Maine — Community High School's junior class finally broke through Thursday night, Feb. 16, taking first place in the annual Battle of the Bands competition, which is part of the school's Winter Carnival festivities.
Runners-up last year to the senior class, the Class of 2018 group was joined this year by Brody Albert on a second guitar. Playing nearly a full set of rock music, Albert, and bandmates Johnny Blanchette on lead guitar, Olivia Eno on bass guitar, Emily Marin on lead vocals and Max Ouellette on drums, impressed not only a cheering audience but the three-judge panel as well.
Each year the four grade cohorts assemble to create murals, compete in various indoor and outdoor games and play in the band competition. Winter Carnival serves to provide students with a much-needed break in studies during the long winter, and is an opportunity to foster school spirit.
The juniors not only one won the Battle of the Bands Thursday, however. By Friday afternoon the Class of 2018 had wrestled the overall Winter Carnival title away from the seniors, a feat rarely accomplished in the past nearly 20 years of the carnival.
The freshmen group shared some of that special spirit Thursday night when the band not only played multiple songs for the audience, but their classmate Desirae Hafford took part in both the guitar and drum solo competitions.
That willingness to put themselves out on the line, coupled with talent, including lead vocals by Cady Hebert, earned the ninth-grade class second place in the band competition.
Despite Nate Michaud's impressive chops on the electric guitar, the seniors only captured third place Thursday night. The outgoing Class of 2017 did, however, work the crowd into a frenzy. The sophomore band finished in fourth place, but seemed to have solid enough musical talent to be back stronger next year.
All the musicians were well received by fellow students and the many parents, family members and friends who filled the bleachers at the gymnasium. Each class also displayed a large mural Wednesday night, depicting a "Music through the Decades" theme.
Class rivals aside, the annual high school Battle of the Bands is always a favorite among these students and parents, providing a local rock concert for all.


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Kalau melihat judul post di atas apa yang ada di benak anda ? Sebenarnya masalah apa yang akan saya bahas dalam postingku yang ini? Yang jelas bukan masalah seputar kehidupan sehari-hari ataupun masalah cinta Terus masalah apa yang akan saya bahas? Begini sebenarnya ini adalah masalah pribadi saya tentang trick blog. Bukan masalah penting sih, juga tidak terlalu serius kok cuma bikin iri hati saja . Kebanyakan ngomong nih,langsung saja ya?
Sebenarnya aku mau bagi-bagi trick ngeblog yang simple. Yang mungkin anda blogger pemula belum pada tahu trick ini. Seperti judul post di atas trick menengahi masalah. Dan masalah yang saya bicarakan adalah trick untuk memasang banner supaya bisa berada di tengah kolom. Agar tata letak banner terlihat rapi seperti contoh di bawah ini
Nah lihat kan perbedaan banner di atas? Trick supaya banner anda berada di tengah dan bisa berbaris adalah masukkan code berikut  yang saya cetak merah tebal.
Tepat di atas code scrpit kamu. juga bisa di pasang di adsensemu,tapi resiko tanggung penumpang. Soalnya kalau baca peraturannya adsense, scriptnya tidak boleh di otak-atik
Contoh penempatan script:

Selamat mencoba bagi yang belum tahu. semoga sukses
Tips menengahi masalah
Kalau melihat judul post di atas apa yang ada di benak anda ? Sebenarnya masalah apa yang akan saya bahas dalam postingku yang ini? Yang jelas bukan masalah seputar kehidupan sehari-hari ataupun masalah cinta Terus masalah apa yang akan saya bahas? Begini sebenarnya ini adalah masalah pribadi saya tentang trick blog. Bukan masalah penting sih, juga tidak terlalu serius kok cuma bikin iri hati saja . Kebanyakan ngomong nih,langsung saja ya?
Diposkan oleh pussonton blog di 10:38 AM Link ke posting ini
Personal loans
For your personal fiscal needs:
Financial needs and requirements are never ending and to fulfill them all is obviously impossible thing to do. Some of the financial needs can be catered easily but some are left unattended due to unavailability of finances. In such a condition personal loans can very well help you to solve your personal needs. You can easily grab the funds and meet important needs that just can not be neglected. Now, there is no need to grumble about your financial constraints when you can easily fix up your personal needs by applying for these loans.
One can obtain these funds and meet all personal needs effectively. With the loan amount you can pay your wedding expenses, consolidate your debts, buy car, make home improvements, cosmetic surgery or go for higher education. Diverse personal needs can be easily accomplished with the help of this financial assistance.
Personal loans can be broadly classified into secured and unsecured loans. In order to grab secured loans you are required to pledge your valuable asset such as home, car, bonds and other such asset. By offering collateral you can borrow anything ranging from £5000-£75000. The repayment term varies from 5-25 years. The funds carry lower interest rates that are quite affordable.
If you don't have anything to pledge or can not provide your asset then unsecured loans are the option for you. You can raise a small loan
amount from £1000-£25000 for a term of 1-10 years. The funds carry slightly higher rates of interest as they are not secured against collateral.
Poor creditors having arrears, late payments, skipped payments, CCJs, IVA and defaults can easily apply for these loans. So, just smile and grab finances and meet those needs that earlier you were unable to.
If you wish to save your precious time then online application is the best. You can even search for a competitive rate deal by doing a thorough market research. There is a plethora of lenders to choose from; just view and select the one that you find best.
Source http://www.articlesbase.com/
Diposkan oleh pussonton blog di 9:43 AM 0 komentar Link ke posting ini
Label: Loan
UK Payday Loans
Quick and instant funds to settle emergency crisis
To sustain your daily and regular expenses, you need to have some amount of funds available with you. This goes same for unexpected and unplanned circumstances. Even if you are not having any, there are certain ways through which you can arrange the funds. In order to do that, you can rely upon UK payday loans, which are designed exclusively to cater to your emergency and unforeseen needs.
These loans are meant to cover the cash gap that occurs in between your two consecutive paydays. The loans are unsecured in nature and are made available for a short term period. These loans are also sanctioned by the lenders without any credit check, thus by paving the way for applicants with bad credit to avail these loans. The loan amount sanctioned is in the range of £100-£1500, which is more or less based on your monthly income. Generally made available for a period of 15- 30 days, you are required to pay back the amount on the eve of your next payday.
There are certain prerequisites, on the basis of which these loans are released. Only after meeting the desired terms and conditions, you can qualify for the loans.
• Employed in any organization with a fixed monthly income
• Age should be more than 18 years with a citizenship of UK
• Must be in possession of a valid bank account
These loans are advanced against a marginally high rate of interest. This is done to reduce the element of risk faced by the lender. However, with a detailed research, you can come across lenders offering affordable deals on these loans.
If you want to avail the loans in a convenient and hassle free manner, you should prefer to use the online application mode. Online application is absolutely paperwork and documentation free. Besides, on collecting the free rate quotes of various lenders, you can certainly select a deal that fits in to your circumstances.
UK payday loans, thus makes it easy for you to acquire instant financial aid, with the help of which you can meet your emergency needs in a convenient manner.
Source http://www.articlesbase.com/
Diposkan oleh pussonton blog di 9:33 AM 1 komentar Link ke posting ini
Label: Loan
Why Do I Need To Have Car Insurance?
Let's say it right up front. There is no really cheap car insurance. However, there is almost certainly insurance available that costs less — possibly significantly less — than you are paying now.
Auto Insurance is a mandatory product by law for all car owners. Car owners may opt for a third party insurance or a comprehensive cover. Third party insurance is the minimum requirement for driving the car on road; however there are several benefits of a comprehensive cover. It covers the losses occurred due to own damage of car or injury to you or your passengers. In addition to this it covers theft losses and other perils (fire, Act of God perils, cyclone, terrorism, etc.) arising due to unforeseen circumstances.
First and foremost, UK road users need to have a basic level of insurance to indemnify third parties. This has been law since 1930, and was updated in the Road Traffic Act 1988. The law provides that you must have some kind of insurance or protection against their liability to third parties (which could mean other road users or pedestrians) in the event that personal injury is inflicted upon them, or that their property is damaged, as a result of your use of the road. In simple terms, other people deserve to be protected against any fallout that may result from your use of a vehicle. Being insured will protect unwitting parties therefore against costs incurred due to injury, damage to their vehicle, and legal costs.
When you sign a contract for an auto insurance policy, the insurance company agrees to provide you with a shared liability for specific losses or risks mentioned in the policy contract. The coverage limits and an indication of the chances of dangerous occurrences such as terrorism are mentioned in the insurance agreement.
It is normal procedure for you to pay auto insurance premiums once a month, once a year, or once every three months. There are varied and flexible plans offered by auto insurance companies; the policies cover only the events or financial losses mentioned in them. An auto insurance provider is liable for coverage in the amount listed in the policy if there is an accident and the losses are great. Auto insurance coverage usually includes theft, vandalism, property damages due to an accident, and destruction of the vehicle from an accident or a natural disaster like a storm and maybe a flood. According to the auto policy agreement, you are entitled to get complete coverage for your losses when you are involved in an accident even though the claims cost more than the premiums you pay.
Car insurance is one of those annoying expenses in our lives that has no immediately apparent benefit, unlike the cost of a meal in a nice restaurant or the purchase of new music CD. State laws require it and we know deep down we should have it, but that doesn't make it easier to pay for it. Of course, it can bring some peace of mind knowing that we are protected financially if bad things happen. And there is nobody who denies being happy they have insurance when bad things do happen.
It is a hard learned fact that things these days are not the way they used to be. Gone are the times when you could hop in your hot rod, turn the ignition, and be off on the open road. Modern people have a lot more to think about. Buckle up, get your smog checked, makes sure your lights and signals are all working: today there are a lot more things to consider when driving a car-much more than in the past.
While it might be tempting to opt for the cheapest deal, doing so could leave you seriously out of pocket in the event of a claim. Or it could even leave you uninsured. The cheapest level of cover you can buy is third party insurance. It only covers damage or injury to other people and their property, caused by you. In the event of an accident you will have to meet the cost of damage to your own car.
The prospect of a more competitive insurance market offers the potential for significant consumer gains. As early as 1973 Professor Joskow at Massachusetts Institute for Technology demonstrated that markets for insurance had no characteristics suggesting a need for regulation. To varying degrees, states are evaluating the possibility of increasing the degree of competition in the insurance industry. Technological advances, financial services deregulation, and more effective risk management tools have compelled many states to reconsider the role of competition.
Kentucky has a population of over four million people and is a state sometimes associated with horse racing, bluegrass music and some fine whiskey distilleries. Not to mention traffic! Two of the state's most populated cities, Louisville and Lexington, are high traffic areas. While you might try riding a horse without insurance, driving a car is a much bigger risk.
Why do we need Kentucky Auto Insurance? Well if the reasons stated above don't help with that decision then the other reason is that auto insurance is not only the law in Kentucky but it is also the law in every state in the US. Kentucky Auto Insurance requires that all drivers hold a minimum of $25,000 of bodily injury per person in other vehicles, $50,000 per accident and $10,000.00 in property damage. Is this enough? The answer is NO. As stated above there are so many drivers without Auto Insurance in Kentucky, if you should have an accident with these coverage's you could find yourself in the poor house. If you have an at fault accident in Kentucky and only have the state minimum you could be out of pocket not only thousands but even millions of dollars.
If you are the owner of a car then you have to get insurance - It's a legal requirement! It is a serious offence to drive without insurance and you run the risk of getting points on your licence and being fined. If you didn't get insurance in the first place you'll end up paying considerably more when you come to get it because you're deemed a higher risk after avoiding buying it and being caught and fined!
Insurance will pay the costs, dependant on your level of cover if you are in an accident and your vehicle is damaged. Other people's property will also be covered against any damage you may cause. Other road users and pedestrians, as well as your property are protected by car insurance and this is the main reason we have insurance.
The reason we compare car insurance quotes from multiple car insurance companies is to make sure we're getting the best rates possible. Of course nobody wants to pay more money than they have to, but in the other hand we also want to make sure that our car insurance company is going to respond quickly and fairly in case of an accident.
What is unknown to many is that there is not one single car insurance company that is cheaper than others. One particular car insurance company can be the cheapest for one person but the most expensive for another. Each car insurance company has a certain category of drivers they want to insure. If you fit their category they will offer you a cheap rate, if you don't, they will offer you an expensive rate. That is their way of filtering the people they want and do not want to insure. That is the reason we need to compare insurance rates from multiple car insurance companies, to find out which company will offer us the cheapest rate. The key is to find the company that offers the cheapest rate for you, but of course, it is important to compare rates from quality companies only.
Source http://www.articlesbase.com/
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Label: insurance
Tips To Find Cheap Auto Insurance in NC
Now days it is compulsory to have auto insurance in most of the sates. A person feels like receiving a present if he gets a cheap insurance quote. As court has made mandatory to have auto insurance in NC, people are rushing to find cheap auto insurance. People in NC can keep some tips in mind in order to find best and cheap insurance in NC. Here are some of the common things that people should keep in mind: -
1. Many factors affect the premium of auto insurance. Some of the factors are your gender, your age, and location, driving record, speeding tickets you have received and history of violence. These were some of the common factors to be kept in mind. Some of them are in your hands and other maybe not. One can keep control on some and can get cheaper auto insurance. In this way most of the people in NC are able to get insurance with low premium.
2. A person having a vehicle in NC, if he wants to drive it on roads it is mandatory to have insurance of vehicle. Many of the people in NC think that they will drive carefully and will avoid accidents, so why to have liable insurance for older cars. It is a fact that buying a liable insurance for an older car or for a car having low capital in NC is waste of money. But to avoid auto insurance has been an offence in NC. So other ways of having low premium auto insurance is to look for quotes online. Online quotes are far cheaper than quotes provided by agents. These quotes are cheaper as you are in direct contact with the company. Company saves a lot of time and money on agents and gives you a low premium auto insurance.
3. For older cars in NC, it is recommended to avoid complete coverage auto insurance because these cars do not cost much. But comprehensive coverage should not be avoided in any case for newer cars as their repair can cost you much costly than insurance premium.
4. Here are some rules made mandatory by Government of NC: -
a. Minimum cost of car to have insurance is $25,000.
b. Cost of insurance of person driving a car is $30,000.
c. Cost of insurance of two or more person in car is $60,000.
Once a person has decided what he needs from auto insurance, he can easily find many cheaper auto insurance quotes in NC.
Source http://www.articlesbase.com/
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Label: insurance
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Car Loans With No Credit
The present market activity has brought to you an opportunity to apply for a car loan also having no credit history. It is no more difficult to face the deal for you. You can have your dream car so easily and you don't need to worry for not having any credit report as a proof of your good or in case any bad score.
The most important step in this case is to open a checking account. Your regular bill payments can be counted as your credit score with respective checking account. That will work for representing your minimum credit history. If possible before making any deal you can open a credit card account but that is not very necessary.
As you have no credit history as such it is very important to settle your payment procedure with little higher amount of down payment. That will decrease the risk of loan and moreover you will be getting comparatively lower rates. Remember that for the reason of not having any credit history you will not get treated with good credit history rather to some extent it will seem that you have bad credit history. But don't get confused about that; it will not hamper your purchase procedure rather if you desperately make high down payment you will definitely gain lower rate of interest to be paid for your obtained loan.
There are various lenders in the market. You try to make a shop around through the market and in this way you can have an idea how to deal with and how to meet low cost to buy your car. The lenders offer various types of finance packages and a have close look into that and ask for quote from all the lenders as much as possible. That will make your dealing easier. Your no credit history will affect any more if you are able to meet the best car finance.
Fix your goal with no quick approach rather try to make an evaluation of all terms and conditions you are being offered and also the charges and interest rates you have to pay. You should also have a clear idea of your monthly payment. Make a suitable judgment over that and decide whether it is affordable for you or not. Don't forget that it a golden chance for you to prepare a good credit scores which will help you in any future dealing very actively.
After selecting the suitable and affordable deal you have to perform some paper works. Fill them accordingly and get approved for getting the loan for buying the car. In this way you can find it no more big deal to have car finance even with no credit history. Again if you find it not suitable for your financial capacity go for refinancing which will take few years and use the rest of the period in making regular payments for your purchased car.
So don't get late and be forward; may be you can have your dream car within next few days and this time it will definitely make you to have a positive approach although having no credit history. Be active and don't miss the chance to build your good credit history with this car loan facility.
Source http://www.articlesbase.com/
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Label: Loan
Credit Ideas
Most of the people nowadays opt for credit from different credit lending institutions, lenders etc. to fund their credit needs and requirements. People usually from the middle-class income group opt for credit loans to fund their requirements and as well as present needs, the reason being that the people of the middle income group usually can't afford to spend a lot of money together.
Thus, they opt for credit loans and thereby satisfy their present needs. However, with the advent of time the availability of credit in the market too has a seen a recent rise along
with the demand of credit in the market.
There are a lot of ways available in the market, as to how an individual can raise credit for his individual purpose. People can raise credit from the market to meet up their present demands; they can raise credit to meet the demand of their collectors; they can raise credit for any
reason that they want from the market, depending upon the situation and demand of funds by the borrower.
The main problem however, arises when the borrowers are refused credit in the market by the lenders. The reason can be anything. Maybe because the person has never taken any credit at all, or because he or she has a bad credit history, so he or she will be refused to be given any credit. That's why it is said that if any person does not have any credit history and wants to build credit, then he or she should have all the priorities in order, or he may not be able to
build any credit.
In case the borrower has no credit and needs money to make out or sort out any payments then he can do it so from his credit cards, if it has the facility of bad credit. In this if any person has to make out any payment and has no cash available with him, and then he can make the payment from his credit card. This avails him with time. The person can then makes the payment in monthly installments, to the credit service providers. However, if the person does not clear his due in due time, then it avails him the luxury of bad credit, which can lead to refusal of credit in time to come.
Most of the people prepare or repair their own credit. They usually go to libraries and exchange documents and articles to find out the required information's, that the individual will have to part with, while trying to build his credit. People can otherwise obtain printed formats and
systematic tools with the help of which, he or she can frame a letter to send to the lender asking for credit. Letters are usually considered more legal as they can be used for further reference and can also make use in the legal workings.
People should clear of their dues, and thereby give no reason to the lenders to refuse them credit.
Source http://www.articlesbase.com/
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Label: Loan
Grab The Essentials for Mortgage Refinance Loan
Getting yourself a best loan modification through the web is one of the finest feasible stuff you can get for yourself at time when it comes to going for any type of loan modification programs. This is for the reason that the companies that offer you work through the Internet contain low operating cost.
Bargaining agency to change - the outstanding amount, the reaction vessel in the form of escrow and disability compensation for a good course of disuse for the past over its creditors to buy a monthly schedule of mercantilism finished. The discussion of the work for the impossible to work is required. Nevertheless, activity is not so easy. Appointment of an expert for profit organization means :
* Give qualifying services digest maintenance of your certification, necessities as source as wants, and reinforcement upon that state the most confident course to clutch your creditors as cured as rag outcome for you.
* When you honest creditors and an agent from your question your credit is to get you lean discussed. Legal portrayed as an effect of improving the deals to get can be used.
* The incomparable approach, the give change professionals puddle discover when to back off as source as when to continue. It's their chore to know, and their knowing container process in your favor.
* Reduce your monthly payments
* Lower your net interest rate
* Reliable mortgage information, advice and tips from experienced mortgage professionals.
The word adjustment services advisable finished word limiting programs is similar leaving to a deference advantageous subsidence with your creditor you commode pass your money and make a individual professional to equal you, or you potty usage level grownup agency and bother the optimal give limiting transact without disbursement a single coin our services are free.
Several people today are endeavoring for loan modifications programs for their mortgage on their own. But I do not show that piece the publisher activity strength be fiddly omit you screw any typewrite of actual demesne background. You yourself a disastrous result in the future may Misinterpreting the paperwork involved to do this to save money. So please make sure you seek out a reputable company to handle your modification.
Retrieve that you haw also communicate to your pledge still they are statesman than credible hard backed up because of the sign of group brave to forestall their homes. So if you have another friendship hold the paperwork you container reserve yourself whatsoever example before the status becomes unrepeatable. Your place is your vision so utilize a genuine troupe to sustenance the imaginativeness alive.
The loan modification and mortgage services offered by loansstore.com is perhaps the most efficacious means which dismiss be victimized if you are coating problems to your mortgage payments or braving a certain foreclosure in the future. Determine the refinance mortgage stake range or mortgage refinancing options which good check your business status and expend your period and money in the process.
However, a best option is accessible, why not to go for it? Why not to get an advantage of it as it is a legal as well as practiced by thousands of those the world over? The ultimate objective is to benefit out it with available options.
Source http://www.articlesbase.com/
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Label: Loan
Emergency Credit Solution With Online Payday Loans
Payday loans – money for meeting emergencies
Number of people find themselves in troubling financial situations just because of their faults in their past. Most banks and financial institutions need you to secure higher credit rating and fair credit records to obtain credit. People with poor credit records are restricted by them to obtain credit and they follow credit checking of the borrowers as an essential procedure before granting them the loans. This leads many bad credit holders to leave their dream of obtaining credit through these institutions; however, instant online payday loans are the exceptions.
Bad credit payday loans:
Bad credit holders also have the opportunity to obtain credit in form of bad credit payday loans. This way, they can overcome their financial emergencies along with getting the benefits of obtaining loans through an easy and convenient lending procedure.
Payday loans are easily available through online lending payday websites. Internet is the home of different online payday lending websites and a borrower can choose the best site as per his wish. Payday loans are capable enough to fulfil the unexpected and emergency expenses of the borrowers; hence, they are getting immense popularity among the borrowers. The loan approved just in few minutes and the cash deposits into the bank account of the borrowers within 24 hours. Therefore, these cash advances are also known as same day loans.
The term of these loans is small, generally, 31 days or 2 to 4 weeks. This is the reason because of the provision of these loans for short-term cash problems and other financial emergencies. In fact, if you are borrowing a payday loan, no lender will ask you about the purpose for borrowing the loan. You can use the loan amount for any of your personal use.
Loan for emergencies:
However, these loans are for the emergency purposes and people are recommended to use these loans only for meeting their financial emergencies and not for having fun. Payday loans are associated with high interest rates and thus, if you fail to repay them on time, the loan debt can become problematic for you. Your credit status may also get affected due to this. So, take care of this and borrow payday loans only for meeting your financial emergencies and unexpected expenses.
Source http://www.articlesbase.com/
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Label: Loan
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YM invicible checker
Want to chat in yahoo messengger ? But no ones online ? hhmmmmm.... maybe they're online but in invicible mode . Don't worry...!!! You can check all of your friends in yahoo messenger with this tool. They will be visible with this tool.
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So I have to quit smoking AGAIN! This is ridiculous! Even I'm tired of hearing myself say "I quit smoking!" It's been an ongoing battle for, what feels like, forever! I've never had a good excuse for starting again. Just a freakin addict who is capable of justifying anything when I want to feed the monster inside me.
I need a plan. I need to examine what I've done in the past and decide what I am doing for my last quit. This time I need to determine what will "replace" cigarettes.
~Meditation in the morning to combat the anxiety attack that happens as soon as I realize I am not having that first cigarette.
~Meditation throughout the day when the "end all" cravings hit.
~Yoga to ground myself and to bring exercise back into my life.
~A journal to keep me focused on why I need to stay away from the poisonous crap.
~WATER! Oh so much water! Flush out those damn toxins!
~Deep breathing.
~Baths. As many as I need in the first few days.
~A good bye letter to nicotine. It's time to part ways.
~PATIENCE! Need to be gentle with myself. It's not just willpower. It's the fight of my life. Compassion and loving kindness for myself will go a long way.
And a quit date. I'm doing this cold turkey. The anxiety will subside and I believe all my other "attempts" have failed when I've tried to quit whatever "vessel" I've used to deliver the drug. Nicotine is the addiction.
Stay tuned!
Thursday, 24 November 2011
Tuesday, 15 November 2011
It's been a long climb.
It's been hard for me to "heal". I suppose it's hard for everyone to heal. The word heal suggests work .. physically, mentally or emotionally. I knew at the beginning of my journey I was in for a long uphill climb, and just assumed the view from the top would be so astounding and so beautiful that I resolved to get there no matter what. So I took a step. Then I took another and another. A few times I've fallen or slid down, but always manage to find a source of inner strength and continue onward.
At the end of this past summer I climbed a popular mountain in my area. It's a decent hike and the view from the top is breathtaking. I really did feel like I was on top of the world. What I didn't count on or anticipate was the incredibly gorgeous views on the way up. Tops of mountains near or glimpses of valleys in between the mountains. Equally as stunning.
Same with my personal journey. There have been glorious breaks with amazing lookout spots along the way. And the more focused I have been about getting to the top of my "personal mountain" the less I've noticed these wonderful, encouraging views.
I struggled with my faith because I couldn't name it. Or wasn't able to comprehend not having a "thing" to believe in when the whole time I had faith in my spiritual practice. It was there the whole time. It's me. Mindfulness, meditation and loving kindness. Once I stopped and just took a look around it became clear. And now I believe wholeheartedly in the power of my spiritual practice. It gives me strength. It protects me. Once I had compassion for myself, my soul just opened up. I now meditate and listen to Dharma on a daily basis. Buddhism has been there all along and once I stopped fighting...well, I felt "home".
I struggle with my anxiety. I have to get over my anxiety. I shouldn't let it control me as I do. I stopped and looked around at the view. My anxiety used to be masked by intense anger and rage. My anxiety and my fears were once transformed into a weapon against everyone else. I rarely experience deep anger. In fact, historical anger is so rare to me now that I feel physically ill when I experience that feeling. I've made huge progress. To let go of anger and understand my anxiety is incredibly significant. I know most of my anxiety and fears are still from childhood and that awareness alone should be celebrated.
I still have a long way up the mountain. But I have an appreciation for the moments of beauty along the way. What's the point of reaching the top if I haven't enjoyed, honored and loved myself through the process?
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Creative Craftwork
Crafty stuffs I mess with on and off the computer
15 April, 2012
Baby Over The Edge Cards
Two new baby card kits available at CMD and CCM. Both come with matching envelopes.
Made from my Commercial Use Clipart Kits.
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Anger, Anger management, Internet marketing, Mental Health, Newbies, People, Relationships, Stress
For Oldie Newbies Who Are Facing Stressful Situations, These Tips Are Useful For Anger Management
Usually our emotions come forth when oldie newbies in Internet Marketing, like myself, are put in stressful situations and then we have to deal with anger issues. If a difficult incident pops up, often our only way to cope with it is to become defensive. Becoming angry is probably easier than dealing with the circumstances. This is unfortunate since anger doesn't solve anything and it creates other problems. Once anger subsides, the problem is still there.
There are anger management tips which we can use when we confront stressful situations. If there is a friend or family member who is easy to talk with and understanding, it might be good to discuss the problem with them. When we become angry we are incapable of seeing the other side of the problem. Talking to someone may help by sharing our side of the story. A friend or family member may be able to help us sort through the issues and make us look at the situation from the other side of the coin. This anger management tip may work well for some people.
Another great tip for the management of anger is to write down thoughts and feelings when you are steaming mad. In our angry state we may feel as if nobody understands or cares about our problems. "Nobody gives me any respect." Sharing may only cause extra conflict. Lashing out will get us nowhere, except deeper in trouble. Writing or journaling may help us with anger issues. Without anyone to talk back or object to what we have to say, it may help to vent our feelings. Using writing as an anger management tip may also help in the future when we try to find the triggers which cause our angry outbursts. Being able to look back over the information we have written may provide us with reasons for our anger and may help in similar future incidents.
Taking a vacation and spending some time alone or with a loved one is another good anger management tip. Removing yourself from the environment which seems to frustrate and aggravate you may be a wise idea. Being able to get away and reflect on your actions may help you look at things differently. Space and time may be a necessity for a person with anger issues.
Some people suggest prayer and meditation for managing your anger. Both of these suggestions involve very personal practices for an individual. Given a chance to pray and be alone with one's thoughts is a good way to release tension and let the pressures of life wash away. Letting go of our feelings of anger and negative thoughts would definitely provide for a positive change in our life. Through prayer and meditation one is able to dig deep into their mind, heart, and soul for answers to their problems and comfort for their broken spirits.
There are lots of other tips that oldie newbies and all other people can use and practice for managing anger when the going gets tough. Tips such as breathe deeply, exercise, get more rest, get out in nature, find humor in the situation, and play or listen to music. These are all recommended as good anger management tips for a person who finds themselves in stressful and confrontational situations. I hope you can find a good way to chill out.
Read more: For Oldie Newbies Who Are Facing Stressful Situations, These Tips Are Useful For Anger Management http://www.sooperarticles.com/self-improvement-articles/anger-management-articles/oldie-newbies-who-facing-stressful-situations-these-tips-useful-anger-management-1239717.html#ixzz2dhGfWLC1
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