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PricewaterhouseCoopers (PwC) - Accounting Professional
- Name : PricewaterhouseCoopers (PwC)
- Industry : Accounting Professional
- Employees : 600
- Revenue : Unknown
- Business Locations : 21
- Number of invoices per year : 66 000
- ERP : Cegid
PricewaterhouseCoopers (trading as PwC) is one of the world's largest multinational professional services firms. PwC helps organizations and individuals create the value they're looking for. They are a network of firms in 157 countries with more than 184,000 people. They are committed to delivering quality in assurance, tax and advisory services.
Vision and Goals
The accounting division's goal is to help customers to improve their accounting processes, optimize their productivity and improve security, traceability and flexibility. To develop and offer new added value services, PwC looks for innovative solutions that can bring significant benefits to their customers like improving financial processes and strengthening the relationship with their customers.
What benefits does Yooz bring to PwC?
After a tender process initiated in November 2010, Yooz was selected in April 2011 as the most efficient AP solution with the simplest setup for quick and easy deployment to PwC offices and customers. Tens of thousands of documents are now processed every month bringing major benefits such as:
- Total mobility for invoice approval and document management
- Improved productivity, flexibility and reactivity
- Sharing and exchanging of documents within multi-sites and multi-national organizations is much simpler
- Instant access to customer documents for auditing is possible from anywhere
- Significant reduction of costs and delays from inefficient financial processes


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By Jeffrey R. Smith (email@example.com)
Drawing up policies for benefits such as disability coverage can provide clear definitions of what is and isn't covered, but sometimes gray areas can pop up that make things more complicated than expected.
Disability benefits, both short- and long-term, are essential for any workers who find themselves unable to work because of illness or injury. Workers are insulated, in a way, from losing their income if something unfortunate befalls them. Indeed, our society tries in most cases to protect the unfortunate, and disability benefits is a form of this protection.
But how far should this protection extend? There's no doubt someone who gets injured in an accident or falls ill deserves measures to prevent them from falling into poverty, debt or other financial problems. But what if the worker can't work as the result of a conscious choice to do something unnecessary, such as cosmetic surgery?
A recent Ontario case saw a hospital worker in North Bay, Ont., apply for two weeks of short-term disability because she had to stay in bed for after an operation to recover. However, the surgery was not to fix a serious health problem or save her life. It was elective cosmetic surgery to eliminate excess skin the worker had after losing a significant amount of weight.
The woman's employer denied her the short-term disability benefits because it said it fell under the category of "self-inflicted injury," which made it ineligible for benefits. It also said because she booked the time off before the operations, which happened during the leave, she didn't have a temporary disability at the time she applied for the benefits.
The arbitrator agreed with the employee that classifying the surgery as self-inflicted opened the door to calling any kind of surgery the same and in this case, it was necessary to improve the employee's self-esteem and quality of life.
Given the circumstances of this particular case, the arbitrator's decision is understandable. However, it raises the question of what should be done in other situations where the employee makes a conscious decision to do something that will make her unable to work for a while. If an employee decides have a face lift, nose job or breast augmentation and complications or recovery demands she can't work for a little while, is that considered a disability that warrants disability benefits? What if the cosmetic surgery isn't simply for vanity but for quality of life reasons, such as the case above? Where is the line drawn between the two instances of cosmetic surgery?
Another gray area could be if the employee injures herself doing something where injury could be reasonably expected. Can this be excluded from coverage in a benefits policy? And how far should the distinction go?

subset: commoncrawl


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Discussion in 'Politics' started by TorontoTrader2, Oct 1, 2006.
Using the current "logic" of the day.... should we torture kids who use drugs
About 5 minutes ago, I just got back from shopping at Walmart. I think that we should sedate the little bastards entirely.
This is the second poll I've seen of yours in which the two options are set up to reinforce your own ideology. Why even bother to set up a poll? Are you that insecure of a person? I've read a lot of your posts, so I think I have my answer.
you are totally right,
I voted just for fun anyway
i think these let's torture someone threads should
be banned. they are a shame for the civilised
world. it is against codes of conduct of ET.
yeah my bush thread is so much better LOL
I think we should torture people who post silly torture polls.
The poll, wasnt torturous enough???
Separate names with a comma.


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Edward Gibbon's Decline and Fall of the Roman Empire Volume Three races through the events which saw the final dissolution of the Western Empire and the survival of the East. Volume Four begins with an account of some of the consequences of this fall. For the purpose of this analysis they should be tied together.
The reigns of the sons of Theodosius the Great, who had been the last emperor to govern over East and West was a lamentable era for the Empire and indeed for the civilized world. The incompetence of the Emperor Honorius and the feeble Arcadius (who for some reason escapes Gibbon's wrath perhaps because he looks favorable when compared to his brother) provided the Germanic Barbarians with a wonderful opportunity to destabilize Rome.
The General Stilico was entrusted with the care of both boys by a dying Theodosius but soon ran afoul of Arcadius and the East. But the General was skilled in war and diplomacy and he was able to hold the Goths at bay until his arrest and execution on trumped up charges in 408 AD. That opened the door for a Gothic raid on Italy and in 410 Rome was sacked, a shameful episode while Honorius sat at his court in Ravenna totally unconcerned about the plight of the leading city in the world and his capitol.
The Roman legions at the same time also abandoned Britain and failed to properly secure Gaul, where a massive depopulation of cities occurred. The transition from heavily cultured city life enhanced by trade, a system of roads and running water, to rural anarchy with little trade and no culture or learning was an unfortunate bi-product of the collapse of Roman rule in the West. In a hundred years, society literally went from being highly educated and worldly to being warlike, and agrarian. That may seem like an unkind generalization, but the destruction of culture, learning, engineering and trade by the Barbarians is not an unkind myth propagated by people who romanticize Rome. Western Europe arguably had not reached the standard of living and learning of the Roman Empire until a 1,000 years after Rome's sacking by the Goths.
The Western Empire survived feebly after 410 but in reality lost its taxing ability and many provinces realized they were better off cutting deals with the Barbarians rather than being over run and killed by them. This situation while clearly not preferable to the enlightened rule Rome had provided to most of Western Europe for over 500 years was preferable to the sword.
However, the collapse of Roman rule led to a free for all, where the sword, not the laws the Romans had codified through the years or the institutions of government became the ultimate judge. The collapse of the Empire led to an upsurge in previously successful city dwellers into refugees to monasteries. While Christianity had helped in Gibbon's eyes accelerate the decline of Rome, it now provided a sanctuary to those fleeing from the terror created by Barbarian rule. While Gibbon fails to give enough credit to the religion for this, his overall premise about Christianity's role in the fall of the Roman west is accurate.
The Fall of Rome in 476, led to a period of shifting alliances between Barbarian kings. Some kings, like Theodoric of the Ostrogoths were better than others, and respected Roman culture and encouraged city life. Others raped and pillaged the land and terrorized the citizens and accelerated the transition from the enlightened world of Rome to the Dark Ages.
The Eastern Empire based in Constantinople survived the fifth century chaos. But as Gibbon correctly points out, much of this was due to its willingness to buy off the Barbarians and encourage them to move West. Moreover, the Eastern Empire wasn't able to influence events in the West as much as it would have liked as evidenced by Theodoric and Clovis (the Frankish king who in 486 had over run the last vestige of Roman rule in Gaul) working together to dilute the influence of Constantinople over the West.
With the Barbarians in control of the West, and the Romans still controlling modern day Greece, Turkey, and the Middle East, an epic showdown was about to occur as Rome made one last ditch effort to regain its past glory. That will be subject of my next posting.
Providing Unique Commentary and Insight into Politics, History and Society since 2005
Wednesday, April 30, 2008
Gibbon's Decline and Fall: Volume Three, Pre-Justinian Volume Four
Labels: Roman Empire
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About Me
- Kartik
- I am the host of the Major League Soccer Talk and EPL Talk Podcasts and am frequent guest on other (world) football shows. I am also the publisher of various other websites including this one. I work in public/government relations in addition to my soccer work and have a keen interest in history, politics, aviation, travel,and the world around us.


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Lisbon hosted from May 6th to 10th the biggest Portuguese Construction and Civil Work Fair, where renewable energies and sustainable construction played the main role. Onyx Solar participated in Tektónika together with "Silva&Ventura", its distributor in Portugal.
They were exposed innovative solutions such as the Onyx's photovoltaic glass for floors and façades. Glass fastening systems from its Portuguese distributor were used to hold the photovoltaic glass.
2014-05-29T13:00:00Onyx Solar's Solutions for the First Time in Tektónika 2014, Portugal glassonweb.com


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Hip hop web designJobs
...to establish their own deadline. *Your video recording will be used featured on YouTube and social media. Song Written by Geraldine Taylor © Dance Style: street dance, hip hop and EDM, contemporary, upbeat, cool Similarity: Diversity Song length: 3min 10s Video mp4 recording indoors or outdoors of you or your dance group dancing a routine to the
I need a Wikipedia page for an Hip hop artist done.
I am looking for a nice, simple, minimalist catchy and hip design for a new online store for selling craft and artifacts. Like ceramics, fabrics, and jewelry. We mostly focus on local handmade craft. The text of logo says "een stip", which in Dutch either means "a dot" or "one dot". The logo must: - Preferably be written
...forward to hearing from you all and stay blessed truly <3 EXECUTIVE SUMMARY The business Flame on the track is a small company that is producing and selling beats for rap and hip-hop music for further mixing and recording. It was established in 2017 by Marcardio Liddell, in Charlotte, NC. The company is oriented towards selling its product online, primarily
Hi, I'm looking for a serious marketer who will help me promote my music to a target audience of 20-35 year olds who are into indie hip-hop soul music, and will increase my streams, follows, and fan-base.
We ar...can be completed renovated. The inspiration should be hip, simple, and sophisticated following the feel of a local grocery store in Europe, Seattle, etc. The store will carry grocery essentials, quality food and should have a small espresso bar. The one selected will be engaged to do further design development when we proceed with the project
...Pandaretta. I am a Hip-Hop/Rap artist & I am looking for a fresh new look for my Independent Artist Logo. The logo could either be my names itself or to get a little bit more creative, it could be what my name stands for. Jay- is the alter ego Pandaretta- The night life, the party life, and of course a panda (animal) could be in the design as well. I'm planning
Hello we are a Cleaning Maid service that services everything to, Hotels, Restaurants, construction sites and offices. We are looking for a cool and hip logo to show that we are a company of confidence, professional and trendy. Good Luck!
Need an original design to be used for a business logo. The business name is "Paragraph 4" and primarily sells, trendy, hip, and casual, clothing for men. Looking for a design that is catchy, modern and simple. Will need the design in victor file as well. The company name is "Paragraph 4" officially. But the logo could have "Para." as an...
Genre: hip hop Mid Tempo Song length: 3 minutes Video to include: real people of all races, real life, sport stock video footage as per the themes below. Theme: Overcoming challenges in sport and fitness, main footage boxing, running, athletics, basketball, swimming. Concepts: non explicit, positive change, consciousness rap, wisdom and knowledge
...protokol AODV dengan adanya serangan Wormhole yang melibatkan node attacker lebih dari satu yang saling terhubung dengan suatu tunnel. Tunnel tersebut dibentuk agar mengurangi hop antara node sender dan destination, sehingga jalur akan lebih pendek dan routingnya akan melewati node attacker tersebut. Framework dan Aplikasi yang dibutuhkan : 1. OS Ubuntu
We have been having trouble with our creative team coming up with a fresh, hip, modern branding for our Church. Everything has been so stale and dated. We are a large church with a very youthful population. We are needing a co-hesive brand for these three ministries. Connect, Grow, Serve Connect - is our small group ministry, helping to connect people
Need help creating a brand logo for a locally based housing [log ind for at se URL] name is the Redding Housing Hub. We like clean, simple, modern, hip style. We want the Logo to focus on the term "The Hub" or "Housing Hub". We are a mountain city and would like to somehow incorporate a simple mountain theme into the logo. We prefer a strong
...The logo is needed for the website, menus, t-shirts, usual uses.. the brand is casual, not fine dining.. sustainable and healthy, eco centred, very loud music plays (90's hip hop, reggae and rock), there will be a lot of neon inside, so its quite experiential - not a quiet restaurant. Northern Thai food, but local organic ingredient (in the UK) and
...participating to the same song in time. *To be performed as a large group using your own recording equipment *Song written by Geraldine Taylor © * Genre: Dance/EDM & Hip Hop * Song length: 00:03:10 *Similarity: Calvin Harris *Theme: Upbeat, contemporary *Important - Please provide a deadline of video completion *Will feature on YouTube &
I need some graphics design work .Ping me with samples. For the 2 biopic2018 & Bio 2018 B&W image I would like to revise the sentence in the paragraph that says genres such as hip-hop, rap & jazz Instead I would like to remove that part & replace it with popular music * For the mpagepic pic I would like to place a thin all-black rectangle behind
I wrote a children's book that is a hip hop rhyming storybook with a song that goes to it.
I am building a toy and to have a character for it, Requirement: Flexibly body joints, elbow,knee and hip-Leg joints in way easy to assemble after 3D print of each body parts. Hand stretched above head to toe length about .75" for both boy and girl. I will like to have my kids photo copy for facial appearance instead of just some random
...should include reference to aesthetic; associated composition/production techniques; performance context and methods of dissemination. • Visual Music and Computer Music • Early Hip-hop (turntablism) and EITHER Interactive Live Electronics OR Musique Concrète • Acousmatic Music AND Psychedelic Rock • Sonification and Anecdotal Electroacoustic Music ------...
...store the following data: title of the song, name of the performer (singer or group), title of the album it was released on, year of release, genre of the music (rock, pop, hip-hop, jazz, classical, etc.), length of song (in minutes and seconds). The program should be able to: load existing database into memory (create a new if there is no database yet)
Hi Bahadir B., I am looking for an introduction video to be made with my logo - Maximum 6 seconds introduction - Audio and visual design of our logo coming into the shot - Music I would like to be upbeat/ hip hop/ funky (must not infringe on any copyright laws) - Clean, white, fresh style intro (not dark or black) Would this be something you would
Looking for 8 logo font designs
Edit a series of ph...lipstick to a more natural/nude lipstick color and adjust eye liner under woman's eyes from current reddish color to a more subtle soft brown. Remove man's hand from woman's hip on image 1218Photo13.jpg. Example of nude lipstick can be found here: [log ind for at se URL]
Need someone to provide and install seamless gutters for a 2300 sq ft home in Sulphur Springs, Tx 75482. Not a hip roof. Want done by the 21st. Want the old gutters taken down.
...media writing contractors and interns to make sure work is getting done - be able to step in when owner is unavailable - provide marketing strategy suggestions for clients - hop on client calls - relay information and feedback to contractors effectively - great communication skills - create spreadsheets for content calendar (or delegate it) - manage
I have a hip hop record label company which I'm trying to find a logo for
Looking for a simple, clean, professional, creative logo. It would be nice if it was hip hop themed, but not required. Also need a symbol or mark that can stand on it's on and with the logo as a whole. Logo Text: "Kick It Kira" DO NOT COMMENT ON BOARD TO REVIEW YOUR ENTRY, ALL ENTRIES ARE REVIEWED!
Our website engine KVS (Kernel Video Sharing) only provides an example of how this script should look like, but no actual code. Y...documentation is available here: [log ind for at se URL] I will reject bots, please bid if you actually read what you are bidding on. Start your message with "bunny hop" please, so I know your bid is serious.
...documentation is available here: [log ind for at se URL] I will reject bots, please bid if you actually read what you are bidding on. Start your message with "bunny hop" please, so I know your bid is serious. Thanks Extra links: [log ind for at se URL]
To promote our event we want to create 5 short videos of each 5 secs. (total of 25 sec) with moving stars in the background and rotatin...of each 5 secs. (total of 25 sec) with moving stars in the background and rotating logo (see attachments). On each movie there has one of the surrounding texts (RNB, TRAP, HIP HOP, UK SOUNDS, AFRO) has to light up.
I make music for fun and need a sound engineer to help me with my hip-hop vocals and effects. Thank you
I am the owner of a new T-Shirt company. I am going to be presenting a new and unique line of T-Shirts with catchy & hip phrases. I am presenting unique colors that are appealing to all ages and people. My logo has to be something very appealing to the eye but not obscene. Simple but Powerful. Can be recognizable on apparel, hats key chains etc
I am the owner of a new T-Shirt company. I am going to be presenting a new and unique line of T-Shirts with catchy & hip phrases. I am presenting unique colors that are appealing to all ages and people. My logo has to be something very appealing to the eye but not obscene. Simple but Powerful. Can be recognizable on apparel, hats key chains etc
...to convince small business owners that they too can adopt marketing practices once thought to be "enterprise only." Date: 10-day turnaround Price: $45.00 Note: Would love to hop on a call with your customer success manager to discuss alternate angles for this piece. Hope to hear from you soon. Thanks! • Title: to grab their attention • Abstract: to
Lyrical Noise Records is an Independent music label. We are looking for a skilled freelancer with music marketing experience in the Hip-hop/Rap/RnB genre for recording artist.
Must be done as a 3dm file for use with rhino/matrix. Must be metal conscious and have had experience with these programs before. Each project must be submitted with a gem map, metal weights, stone weights, and as a 3dm file with renderings. Thanks.
Our company covers all genres of music from pop, R&B and hip-hop to EDM, pop-punk and alternative rock. We cover music interviews, albums, concerts, discover up-and-coming artists and talk about all things music. Job Overview: - You will be provided assignments (features or opinion pieces) on various artists. - These articles should be written between
I need a logo and Identity made for my company. We're a Solar Panel Installation Lead Generation Company. Needs to be fresh, crisp, young, hip, sleek. I'm open to different color Schemes. Company Name: Solar Shortlist jpeg/png retina and non-retina
Hello everyone, I would like a logo for a luxury jewel brand in the niche of hip hop, so I want something classy but very modern too. I would have some blue and gold in the color code below. There is also attached some example Logo name : Blue Velvet blue : 1027EF Gold : #A78F00
...node need to get the optimal number of hops through Q-Factor implementation. Let suppose, we have 'N' nodes deployed in network, each node need to get the optimal number of hop to reach upto sink node. Each node need shortest path in term of less hops. I will briefly describe before awarding the project to avoid any future confusion. Note:: Real
I have a song that I would like to create an animation to. Its a hip hop song and Id love the video to be simple and something more so visually pleasing, rather than substance filled. One necessary thing is that the video must include visual patterns which are timed correctly to play alongside the audio patterns.
Must be able to keep up with the latest news in the entertainment business. We focus mostly on the hiphop genre. Writer must be fluent in american english and be able to write short content that is original with no plagiarism. Must be able to write, find pictures for the article. We will only be interested in a writer that is absolutely fluent in speaking as well as writing english as they're...
I need a logo designed for a hip hop event and battle rap leauge! Something that stands out and is able to be used on videos, flyers etc
Looking for a creative hip hop writer for all the hip hop blogs and BRAND!! the artist and the label with a super strong internet presence. The blogger must have at least 5 years hip hop blogging experience and 5 years BRANDING with the same company.
Je suis un auteur compositeur interprète qui fait dans la musique hip-hop francophone. Je recherche une entreprise ou individus specialispé dans le marketing web. Pour développer une sit web et avec les réseaux sociaux.
...node need to get the optimal number of hops through Q-Factor implementation. Let suppose, we have 'N' nodes deployed in network, each node need to get the optimal number of hop to reach upto sink node. Each node need shortest path in term of less hops. I will briefly describe before awarding the project to avoid any future confusion. Note:: Real
...to as broad demographic as possible probably 15 to 45 y/o. Here is a write up on spotify about Tayo Ricci.- Singer/songwriter Tayo Ricci combines a unique fusion of Rock, Hip Hop and House to accentuate his own version of Pop. Tayo Ricci was born Matteo Ricciuti on the 4th of March 1997 to Greek-Italian parents in Melbourne, Australia. From a young
I'm an up-and-coming hip-hop artist who is struggling to gain traction on Instagram. I want to use Instagram as a way to grow my fan base. I have wasted a lot of money on previous social media marketers that claimed they would be able to grow my brand but they lied because now I realize that they just had a sneaky way of adding Bots. I'm sitting at
stagename for alternative rock/ hip hop musician
Welcome to my payment protal/gig. I mainly use freelancer as a way to officially collaborate with my clients, but I am also...soundengineering on FL studio 20 you can get. I have been engineering and producing on FL studio for 7 years now and have work with all types of music including but not limited to Hip-hop/R&B, gospel, voiceovers, and podcasts.


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What's the difference between semi-sweet and bitter-sweet chips/morsels? I know I prefer either one to milk chocolate in just about any application.
Giardelli, semi-sweet morsels are less than half price at my Shoprite. I know chocolate doesn't go "bad", so bought 2 bags just cuz they were $1.98 instead of $3.99.


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First heard about this restaurant from Singaporean friends/relatives who dined there during their holidays in Hong Kong. Then, as we were having Indonesian-style chilli crabs (cooked using Papua New Guinean crabs) in East Java a couple of weeks back, a Malaysian colleague also mentioned how much he preferred Under the Bridge's spicy crab dish in Hong Kong - which further heightened my curiousity.
Anyway, I finally got round to trying out their much-vaunted spicy crab this evening. The crabs were smallish (nowhere near the size of Sri Lankan crabs used in Singapore for chilli or black pepper crab dishes). The crisp garlic/chilli/scallion topping was good - but actually tasted better with pork ribs - yep, there was a Under the Bridge Pork-Rib dish, which was delicious.
Another signature dish - Under the Bridge fried rice was memorable - diced prawns, carrots, kailan stems, red cabbage and salted duck's egg yolk.
We also ordered the bittergourd and shrimp omelette which was delicious.
Address details
Under the Bridge Spicy Crab
Shop 6-9, G/F
429 Lockhart Road
Wanchai, Hong Kong
Tel: +852 2573 7698


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Latest news from Loughborough University
7 Jul 2014
Impressive Stock Exchange debut for Intelligent Energy
Intelligent Energy – the global power technology company founded on Loughborough University research – has launched on the London Stock Exchange.
The offer price of 340 pence per share, estimates the total market capitalisation at £639 million ($1.1 billion) – sufficient to qualify for inclusion in the FTSE 250 index. The offer comprises 16,474,251 new and existing ordinary shares, representing 8.76% of Intelligent Energy's issued share capital on admission and raises gross proceeds for the company of approximately £55 million.
Intelligent Energy partners bluechips, OEMs and public research programmes, to accelerate the global deployment of clean technology for the automotive, consumer electronics and distributed power and generation markets. An IP rich company with over 25 years in R&D, resulting in over 550 patents (granted/pending), it has a workforce of over 350 and its global headquarters is based on Loughborough University Science and Enterprise Parks.
Intelligent Energy's milestones include the world's first fuel cell powered manned flight (2008); spearheading a consortium to bring fuel cell electric black taxis to London (2012); launching Upp™, a personal energy device; and providing cost-efficient clean power for India's telecom towers (2014).
Dr Henri Winand, Chief Executive Officer of Intelligent Energy Holdings plc, commented:
"I am pleased to be announcing the successful completion of our IPO. We have been delighted with the level of investor support throughout the IPO process and we welcome additional high quality institutions to our share register. With a total capital raised in excess of $120 million, including the exercise of warrants by GIC, we are very well placed to capitalise on the exciting opportunities presented to us in our Consumer Electronics, Distributed Power & Generation and Motive divisions. We are proud to be listing in London, as a home-grown UK technology company that has developed from its origins at Loughborough University."
Professor Steve Rothberg, Loughborough University Pro Vice Chancellor for Enterprise, said: "This is yet another significant milestone for Intelligent Energy, which is a key partner in the thriving Energy cluster of the University's Science and Enterprise Parks." He continued: "In recognition of their technology breakthrough, we recently presented Outstanding Contribution to Enterprise Awards to the founding academics Dr Paul Adcock, Philip Mitchell, Jon Moore and Tony Newbold, and our pride in their achievements continues to grow."
Notes for editors
Article reference number: PR 14/136
Loughborough is one of the country's leading universities, with an international reputation for research that matters, excellence in teaching, strong links with industry, and unrivalled achievement in sport and its underpinning academic disciplines.
It was awarded the coveted Sunday Times University of the Year title in 2008-09 and has been named Sports University of the Year 2013-14 by The Times and Sunday Times. Loughborough is consistently ranked in the top twenty of UK universities in the Times Higher Education's 'table of tables' and has been voted England's Best Student Experience for six years running in the Times Higher Education league. In recognition of its contribution to the sector, Loughborough has been awarded seven Queen's Anniversary Prizes.
In 2015 the University will open an additional academic campus in London's new innovation quarter. Loughborough University in London, based on the Queen Elizabeth Olympic Park, will offer postgraduate and executive-level education, as well as research and enterprise opportunities.
Contact for all media enquiries
Anna Leather
Marketing Manager (Enterprise)
Loughborough University
E: email@example.com


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There is not a single female director in competition for the Palme d'Or at the Cannes film festival, which opens today. There is, though, a handful of British women in the official selection – and it is interesting to note that Cannes has, in recent years, provided a launchpad for a certain kind of British female film-maker (one thinks particularly of Andrea Arnold, whose debut feature, Red Road, and last year's Fish Tank, impressed audiences).
This year, Alicia Duffy springs on to the scene with her deeply gloomy first feature, All Good Children; Sophie Fiennes has Over Your Cities Grass Will Grow, about the artist Anselm Kiefer; and there's the London-born Lucy Walker, whose intriguing-sounding documentary Countdown to Zero cheerily argues that the threat of nuclear annihilation has intensified rather than faded since the end of the cold war. I don't want to come over all Daisy Goodwin about this, but to echo the Orange prize judge, "there's a lot of grimness out there" – unless the Fiennes turns out to have a lot of jokes in it, which I somehow doubt.


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The world's first Blue Box system was launched in Ontario over 30 years ago, went on to win a United Nations award, and today remains a convenient and easy method of collecting various materials from households and sending them on for recycling.
At heart, though, the Blue Box is a Paper Box. The major material brought into households, apart from organics and their resulting food scraps, has always been paper of one kind or another, and still is.
In the latest data year (2013), paper products represented two-thirds by weight of what was available for recycling from Ontario homes. An impressive 76% of this paper was collected and sent for recycling (85% of the printed paper, mostly old newspapers; 93% of the old corrugated boxes, and 48% of the old boxboard cartons. There's clearly room for improvement there).
The collection rates for the non-paper materials that end up in Ontario homes are something of a mixed bag: most of the non-LCBO deposit glass makes it to the Blue Box (91%), together with PET and HDPE bottles (59% and 57% respectively). But only 40% of aluminum packaging is being recovered and only 30% of plastics overall.
While the plastics industry is trying to encourage more recycling, and several PPEC-member companies are closely involved with these efforts(1), the ugly truth is that the recycling of plastic packaging is lagging way behind. The biggest change in this sector over the last 10 years has been the tonnage of what's called "Other Plastics" being placed in the Blue Box. Whether this is because of the advent of single-stream (throw it all together) collection, or because residents are confused about which plastics are recyclable and which are not, and out of frustration just pitch them all in the blue box for someone else to sort out, is a good question. As for plastic film, its Blue Box recovery rate has barely budged, moving from 6% to 7% over a decade.
The stark contrast in recovery rates between materials raises some fundamental questions about the design of Ontario's Blue Box system itself. There's the perennial issue of whether some materials would be better on deposit; the role of energy-from-waste (EFW) in solid waste management; and whether the current industry funding formula is sending the "right" message to packaging and printed paper producers. Our next blog takes a look at the materials that don't make it to the Blue Box, and what we may be able to do about it.
Source: PPEC Analysis of Stewardship Ontario data for 2013
Source: The Paper & Paperboard Packaging Environmental Council (PPEC)


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After they left the next morning, a cleaner noticed blood seeping through the flooring under the mattress. It was then that a dead body was discovered underneath.
The body reportedly belongs to a transgender woman named Amphon Kongsong. She was killed by two teenagers inside the same room following an argument.
According to Col. Apichai Kropphet, chief of the Muang Pattaya police, the victim, who worked at a bar, invited the older boy to check in inside the hotel after meeting through Facebook.
She allegedly offered him a job at the same bar. The 17-year-old then asked his 14-year-old friend to accompany him.
While inside the room, Amphon allegedly tried to convince one of the boys to have intercourse with her. However, the teener refused; leading to a heated argument.
The police also found out the two have previously been arrested for assault-related cases. The suspects have been detained at the Muang Pattaya police station facing charges of premeditated murder and body concealment.
source: kicker daily


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Pathfinder Adventurer's Guild
Why to never multi-class
Multi-classing, or taking a single character through multiple classes, can be fun, but it should never be done. The character classes are classes for a reason because they are classic. When you stick with one class you get a bonus every level (either a skill point or a hit point or another goodie) making multi-class characters fractionally worse. More importantly when you multi-class you lose the ability to do those things that classes are good at. A rogue fighter can not sneak very well compared to a rogue or take hits like a fighter can. When you try to be everything you end up being nothing.


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Charlize Theron has thanked everyone for their support after she became a mother.
The 36-year-old actress, whose films include Snow White and the Huntsman and Monster, revealed earlier this week that she has adopted a son named Jackson.
Theron told Ryan Seacrest on his radio show: "It's been amazing, the amount of emails and congratulations. Everyone's just been so lovely - it's been really nice."
The star also admitted that her favourite parental pastime is wrapping up her son. "I didn't think I would be a fan of the swaddling, but the swaddling's pretty amazing," she said.
"It sort of looks a bit like a straightjacket - you're like, 'Is this child abuse?' - but for some reason they just love it."
Theron has been romantically linked to Keanu Reeves and Ryan Reynolds since her split from long-term partner Stuart Townsend in 2010, but is currently believed to be single.
She can be seen next in Ridley Scott's Prometheus, which opens to theatres on June 1 in the UK and June 8 in the US.
> Charlize Theron 'has been trying to adopt for a long time'
> Kristen Stewart's 'Snow White and the Huntsman' - in pictures
Watch the teaser trailer for Prometheus below:


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In past years, the FAFSA has not been available until January 1 of the year preceding the award/academic year-e.g., January 1, 2016, for the 2016-2017 award/academic year. Beginning with the 2017–2018 FAFSA cycle, the application became available to students three months earlier on October 1 -e.g., October 1, 2017, for the 2018-2019 award/academic year. This will allow students additional time to complete the FAFSA. While Suffolk University will keep its preferred financial aid application deadlines and awarding time frame for currently enrolled students in place, new students who have been admitted to Suffolk may now apply and receive their aid package earlier. New students should not wait to be accepted to Suffolk Law before applying for aid.
The second change, which also started with the 2017-2018 cycle, impacts the information students will now provide on the FAFSA. Going forward, the FAFSA will collect income information from the tax/calendar year one year earlier than has been used in the past. Thus for the 2018-2019 FAFSA, students will provide income information from calendar year 2016 and not from calendar year 2017. Because of this, almost all tax return filers will be able to electronically transfer their tax information directly into their FAFSA by using the IRS Data Retrieval Tool (DRT). This should mean an easier application process for most students.
To receive financial aid students must:
Suffolk University Law School policy does not allow for grant and scholarship funding from any and all sources to exceed the cost of tuition.
If you are considering enrolling in summer/winter sessions or a university affiliated study abroad program, you should be aware that additional requirements for receiving aid may apply. Please visit the appropriate section(s) for more detailed information.
Suffolk University Law School is pleased to participate in the Yellow Ribbon program for Veterans and their family members.
Please note: Suffolk University Law School reserves the right to revoke or revise a financial aid award at any time. We also reserve the right to revise or terminate any University or Law School funded program, discount, etc. at any time.
The financial aid application process is a separate process from the admissions application: Do NOT wait for your admission acceptance before applying for financial aid.
Institutional merit-based scholarship funding is awarded to eligible students at the time of admission by the Office of Admission. Questions on merit-based awards should be directed to the Office of Admission.
Applicants seeking federal loan funding aid are encouraged to apply for financial aid after October 1st and no later than the priority filing date of March 1st. Applications received after the March 1st priority deadline will be reviewed for federal loan funds in the order in which they are received.
New students are notified of their financial aid awards on a rolling basis. To receive a financial aid award letter, applicants must be accepted for admission and have a complete financial aid application file.
To apply for financial assistance, submit the following documentation:
The FAFSA is the application for all federal student aid and is required by all schools in order to award federal aid. The form collects income and asset information from the student (and student's spouse, if married).
There is no charge to complete this application. Be sure to list Suffolk University Law School's federal school code of 002218, and Suffolk will receive your FAFSA data directly from the Department of Education. For fast and efficient submission of this application, download and complete the FAFSA on the Web Worksheet before you complete the FAFSA on-line.
Prospective students who are applying for federal loans only do not need to submit any additional forms* in order to receive a Federal Direct Loan award. Students may apply for federal loans at any time throughout the fall and spring semesters, provided the student is enrolled at least half-time.
*Unless selected for file verification by Suffolk or the federal government. You will be notified by the Office of Financial Aid if additional information to complete your aid application file is needed.
Students should use the IRS Data Retrevial process when completing their FAFSA application in order to supply tax information to the school. Students should not submit paper copies* of their tax returns to our office.
A FAFSA option enables the student to authorize the IRS to transfer tax information from the IRS database directly to the student's FAFSA. The IRS data retrieval process will be available as of October 1, 2017. All students who are able should use this method to supply schools with tax information, as the 2018-19 FAFSA is based on 2016 federal income tax information. Please note that we do not collect paper copies of the student's federal tax returns.
Prospective LL.M. students interested in borrowing federal loans should submit the following document:
Free Application for Federal Student Aid (FAFSA)
Please refer to "New Students" Financial Aid application process for further details on the FAFSA and federal income tax information requirements.
Students may apply for federal loans at any time throughout the fall and spring semesters, provided the student is enrolled at least half-time. To receive federal loans, students must be accepted for admission, meet all eligibility requirements and have a complete financial aid file.
Returning students must complete the aid application process each year. To reapply for assistance, all required forms must be received by April 1st*. Applications received after April1st deadline will be reviewed for federal loan funds in the order in which they are received.
To re-apply for fall/spring* financial aid at Suffolk Law, complete the following:
•Free Application for Federal Student Aid (FAFSA)
Please refer to "New Students" Financial Aid Application process for further details on the FAFSA and federal income tax information requirements.
Students who require additional funding and plan to borrow a federal PLUS or private, credit-based loan should be sure to submit annual applications sufficiently in advance of semester billing dates to allowing for application and processing time and to ensure that certified loans will appear as pending credit on future semester billing statements. Electronic billing and account statements are generally produced one month prior to the due date.
A complete application is necessary for full consideration and each applicant is automatically reviewed for all possible forms of aid administered by the Law School based on the application materials on file, unless otherwise requested by the student.
Returning students are generally notified of their financial aid eligibility during the summer months after spring grades become available.
Students can expect to receive similar financial aid awards each year if their financial situation remains relatively constant. However, renewal of federal funds is contingent upon the current law, the level of federal allocations, and upon evidence of satisfactory academic progress in accordance with the regulations of Suffolk University Law School.
A Special Note for Returning LLM and Dual Degree Students
As all law students enrolled in the dual degree and LLM programs are charged tuition on a per credit basis, returning students should note that their aid budget and subsequent financial aid award will be based on an assumed equal number of credits enrolled for both the fall and spring semesters, i.e. spring semester enrollment total credits will be assume to be the same as for the preceding fall.
If actual enrollment differs it is the student's responsibility to notify the aid office in writing of any change in order that the aid budget and award may be adjusted, if necessary.
*Students applying for Summer Financial Aid Federal Loan funding are required to have all forms in the Office of Financial Aid by April 1st. Students applying for Summer Federal Work Study are required to have all forms into Student Financial Services by March 1st.
Federal and private loans as well as federal work study are available to assist with the costs of summer study at Suffolk University Law School
Students requesting Federal Work Study for summer are required to have the following forms submitted to the Office of Financial Aid by March 1st:
Students requesting a Federal Unsubsidized Stafford Loan* for summer are required to have the following forms submitted to the Office of Financial Aid by March 25th:
Requests for summer loan funding will be processed beginning after March 1st, however a deposit may be required in order for the student to register for summer classes. Students who plan to borrow a federal PLUS* or private, credit-based loan should be sure to submit applications sufficiently in advance of semester billing dates to allowing for application and processing time and to ensure that certified loans will appear as pending credit on future semester billing statements. Electronic billing and account statements are generally produced one month prior to the due date.
Please note: Borrower-based academic year loans (BBAY) are awarded to eligible students who enroll in the summer. As two terms represent an annual loan period, a BBAY loan includes the summer and fall terms as one loan period, with the spring term starting a new loan period. Loans borrowed in the spring BBAY loan period are included in the following summer term when loan eligibility is being determined.
*To receive federal loan proceeds for the summer, students must be enrolled at least half-time:
JD Students-3 Law School summer credits
Dual Degree Students- 6 business school credits, enrolled exclusively in the Sawyer School of Management for the summer
In Addition, please note:
Students completing a CILS internship for credit are also required to submit a detailed listing of the location, dates, and estimated costs for the internship.
Students studying at another institution or through an abroad program sponsored by another institution are also required to complete a Consortium Agreement in order to receive loan funding for the summer program. Students are encouraged to have all forms submitted to the Office of Financial Aid by March 1st or loan proceeds are not guaranteed to arrive prior to the student's departure. Forms submitted after March 1st will be processed in the order in which they are received.
Students who are studying at a foreign institution that is ineligible to receive federal financial aid must complete a Contractual Agreement in place of the Consortium Agreement. Please consult the Office of Financial Aid if you are unsure of which form is appropriate for you.


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Medical questions & health advice by board certified doctors
"Why did I get another urinary tract infection?"
Two months ago I had a urinary tract infection that turned into a kidney infection too. It cleared up but now I think it is coming back because I have the same symptoms. Why did the UTI come back?
I am really sorry to hear that you are having symptoms of a urinary tract infection again. You should definitely talk to your primary care doctor about this issue as soon as possible, especially given that you had progression to a kidney infection last time. Your doctor will be able to perform a urine test to see if these symptoms you have now are due to an infection. Make sure to let them know exactly what symptoms you are experiencing; especially be sure to mention any back or flank pain and any fevers. Urine infections are one of the most common types of infection. Especially if you are a female (unclear from your question) it can be common to have several urine infections without that necessarily meaning that you have any other serious underlying medical problem. Most of these simple urinary tract infections will clear up after a short course of oral antibiotics, as prescribed by your doctor. Your doctor will also be able to determine if there are any other complicated factors that are predisposing you to a urine infection. For example, in older men, problems with the prostate can lead to recurrent urine infections, and addressing the prostate problem can be an important part of treating the issue. Start by talking to your doctor!
Need more info?See a primary care-doctor today
Zocdoc Answers is for general informational purposes only and is not a substitute for professional medical advice. If you think you may have a medical emergency, call your doctor (in the United States) 911 immediately. Always seek the advice of your doctor before starting or changing treatment. Medical professionals who provide responses to health-related questions are intended third party beneficiaries with certain rights under Zocdoc's Terms of Service.


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Eating Out ... In Restaurant Recipes
Casablanca's Cranberry Pecan Praline Tart
"Your Source for Restaurant Recipes Online"
Casablanca's Cranberry Pecan Praline Tart
For the chocolate-coconut crust:
13 T. (6 1/2 oz.) butter
1/2 c. plus 1 T. sugar
1 egg
1 egg yolk
1/2 t. vanilla
2 1/4 c. unsifted pastry flour
1/3 c. cocoa
Pinch salt
2 T. shredded coconut, toasted
For the cranberry topping:
2 c. fresh cranberries
1/4 c. sugar
For the nut filling:
2 eggs
1/2 c. sugar
4 T. (2 oz.) butter, melted
1/2 T. all-purpose flour
Pinch salt
1/2 t. vanilla
1/2 c. corn syrup
1 1/2 c. pecans, toasted and roughly chopped to the size of peas
1/2 c. shredded coconut, toasted
To make the crust: In the bowl of an electric mixer, cream the butter and sugar. Add the egg and the yolk, mixing well after each addition. Add the vanilla and mix in. Add the flour, sifted cocoa and salt. Mix until just combined. Mix in the coconut. Form into a large patty, cover with plastic wrap and refrigerate.
To make the cranberry topping: In a saucepan, cook the cranberries with the sugar over medium heat just until the sugar dissolves, but the cranberries are still whole. Set aside.
To make the nut filling: In a large bowl, mix the eggs with a whisk. Add the sugar, melted butter, flour, salt, vanilla and corn syrup. Stir in the pecans and coconut.
To assemble the tart: Use a 9 1/2-by-1-inch tart pan with a removable bottom. Spray the pan with nonstick spray. Roll the chocolate dough with a little flour to 1/8-inch thick. Press the pastry into the pan and refrigerate for 30 minutes.
Prebake the tart shell in a 350-degree oven for 7 minutes. Remove from the oven and pour in the nut filling. It should come to just below the top of the shell. Sprinkle the cranberries evenly on the top.
Bake at 350 degrees for 15-20 minutes. The tart should look a little like Jell-O in the middle and set around the edges. The restaurant serves each slice of tart with a spoonful of creme fraiche sweetened with a little sugar. Makes 1 tart (serves 8).
Harvard Square, Cambridge
Razzle Dazzle Recipes
Don't forget to visit our other Recipe Site at
That's My Home


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There are 11 item(s) tagged with the keyword "cost control".
Displaying: 1 - 10 of 11
According to a study published this month, physicians estimate that 20.6% of overall medical care is unnecessary. Researchers from Harvard Medical School and Johns Hopkins University School of Medicine interviewed 2,106 doctors from across the United States, asking them about the prevalence and causes of overtreatment.
Accountable care organizations (ACOs) are being considered as one the key strategies in the next frontier of efforts to improve health care delivery and control health benefit costs. Roughly one in four large employers plan to pursue an ACO strategy in 2017 and that number is expected to grow in the coming years. However, employers have many questions about how ACOs deliver value better than the network models they offer today. To help employers better understand and evaluate ACOs in their markets, two groundbreaking tools have been released by the National Business Group on Health.
The Business Group is pleased to roll out a Public Policy Issue Brief that offers public policy recommendations to create a more favorable environment for financial sustainability and affordability of specialty medications. At the outset, understanding the challenge is important. With specialty drug expenditures trending at an all-time high and all indicators pointing to sustained increases over time, employers are strategizing on how best to manage growing pharmacy expenditures for this subset of drugs.
It's important that a governance structure for benefits be in sync with the overall mission and goals of a company. What is at stake, among other things, is a company's fiscal health. Employers want to secure their employees' health and well-being consistently across their operations in different local and global markets.
Patient (or "copay") assistance programs and coupons present a bit of a double-edged sword. While they help facilitate payment for certain drugs, they also complicate the payment process immensely. Both help patients ultimately gain access to expensive drugs that otherwise may not be affordable. However, the intention behind each approach differs considerably, as does the overall impact.
The Department of Health and Human Services (HHS) launched the Health Care Payment and Learning and Action Network (LAN) in 2015 to align stakeholders across sectors in moving payment from traditional fee-for-service (FFS) methods to one linked to quality via alternative payment models (APMs). The LAN is an unprecedented collaboration of stakeholders from the private, public, and non-profit sectors whose goal is to transform the nation's health system by supporting health care value over volume.
Each January, more than 100 human resources and benefits professionals come together for our annual Employers' Summit on Health Care Costs and Solutions. The best practices and cutting-edge ideas brought forward at this event continue to show that innovation in health improvement and health care management in this country is driven largely by employers.
Twenty-one percent of large employers plan to actively promote accountable care organizations (ACOs) in 2018 and another 26% are considering doing so in 2019/2020. Close to a quarter of large employers (24%) plan to actively promote accountable care organizations (ACOs) in 2017. ACOs consist of health care providers that are creating a delivery model that ultimately accepts responsibility for the quality and cost of care for a defined population. However, it is not always clear how ACOs differentiate from the market or how they are consistently achieving initial contract goals and reducing costs. A common question employers ask is, "Is an ACO right for my company?"
Are you struggling with managing specialty pharmacy in plan design? Our new Specialty Pharmacy Management Checklist provides detailed tips for staying ahead of the curve – from utilization management to reporting and accountability to employee education.
Here are some tips from the checklist:
Controlling health benefits costs remains a high priority for large employers. While increases are expected to hold steady at 6% in 2017, costs are still running at more than twice the rate of inflation and general wage increases, thereby threatening affordability.
Displaying: 1 - 10 of 11


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Wholesome Fear - Praise
"A wonderful and welcome book for the spiritual well-being of all who read it."—Gelek Rimpoche, author of Good Life, Good Death
"This book is a powerful reminder of the gift of the truth of impermanence. It is a veritable treasure in the literature on being with dying."—Joan Halifax
"Wholesome Fear contains heart advice from the great Buddhist master, Lama Zopa Rinpoche, regarding impermanence and death,meditation on death, the process of dying, and powerful meditation techniques from Kathleen McDonald. This book is an essential guide for anyone confronting the challenges imposed by impermanence and the process of death and dying."—Lama Migmar Tseten, author of Treasures of the Sakya Lineage
"Imagine you're in a foreign country, there's a sudden terrifying earthquake—and the voice you hear is Lama Zopa's, rapping out this instruction: 'Meditate on bodhichitta!' You are scared witless because you think you are going to die, but you have just been given the best advice in the world. This was Kathleen McDonald's unforgettable experience at Kopan Monastery in Nepal, back in 1974. Now she has collaborated with Rinpoche in this splendid book, crammed with clear unequivocal words of wisdom about how we don't need to fear death at all; rather, the fear is the risk of dying with an uncontrolled mind, and dying without having done anything positive in this life. It really is a 'wholesome' fear, with extraordinarily positive qualities. With vivid descriptions of exactly what happens when we die, and the ultimate death experiences of great yogis, plus practical powerful guided meditations, this book is like having Lama Zopa Rinpoche at your side. What more could you ask for a perfect death?"—Mandala Magazine
"If the topic of death has ever made you squirm, this book is for you. If you have ever lost a loved one and then been dismayed when your closest friends avoided talking about it, this book is for you, too. Indeed, if you're the sort of person who will die someday, this is a good book to read."—Shambhala Sun
"Wholesome Fear should not sit on a bookshelf: it should be referenced regularly by anyone willing to face their own mortality and interested in making the most of the time given."—Elephant Journal


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SEAStar Charlotte -- WLYT-FM and WRFX-FM SEAStar Charlotte -- WLYT-FM and WRFX-FM
Here's a sample of our volunteer opportunities:VIEW AS
Please wait . . .
Mission Statement
It has become clear that we at Capstar have a golden opportunity to make a real difference in many lives. Positive change in local communities must be made by citizens who care about those communities. Our goal is to use our radio stations to help make this possible.
The radio stations are operated by SEAStar Communications, one of 6 regional operating companies of Capstar Broadcasting Corp. SEAStar operates 3 radio stations in Charlotte.
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Might be out of date
Do you work for this organization?
Request administrator status and update its information!
Would you recommend SEAStar Charlotte -- WLYT-FM and WRFX-FM?


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If you're considering freezing your eggs to prolong your ability to conceive, you may want to also look into a new fertility technique. Freezing part of your ovaries is a procedure that offers a less painful and less expensive alternative.
The technique was developed to preserve fertility for young women undergoing cancer chemotherapy and radiation, such as Amy Tucker of Illinois, who became the first cancer survivor in the United States to give birth through this revolutionary procedure. When Tucker was 19, she was diagnosed with Hodgkin's lymphoma and was told she would never be able to have children. Dr. Sherman Silber of the Infertility Center of St. Louis suggested that Tucker have one of her ovaries removed and preserved in hopes that she could have children after her cancer was completely gone.
Tucker has been in remission since 2001, and she returned to Silber in 2009 to reimplant her frozen ovary. In just months, her ovary started functioning normally, and her son Grant was conceived naturally. He's now 4 years old. Silber says ovary-freezing has worked successfully for three out of every four of his patients.
According to the Infertility Center of St. Louis, all of a woman's eggs can be found in the 1-mm-thin outer layer of the ovary, while the inside of the ovary is simply blood vessels that feed the eggs and follicles. This structure makes it possible for an entire ovary to be removed and the outer layer dissected off microsurgically. The ovarian tissue is then put through a gradual freezing process. It is preserved for future implantation back into the woman when she is ready for a child.
Freezing young ovarian tissue allows women to freeze hundreds of thousands of their eggs and is much cheaper than egg freezing. The procedure costs roughly $10,000 while freezing eggs can cost anywhere up to $25,000.
About 30 births have resulted from this experimental procedure worldwide, but there are high hopes for the future. Besides St. Louis, the procedure is available in California. Many centers may mention the technique on their websites, but few have actually done it. For more information about ovarian tissue freezing, visit the Infertility Center of St. Louis website.


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It's been so long since I last wrote a blog that I actually forgot the password to this site (it's "Frodo" in case you're wondering). I've experienced so many great things within my profession recently, and every time I think about writing a post, something else comes up. However, this week, a theme has been resonating in so many conversations I've had and articles I've read, I had to write about it. The theme is "finding your strength zone". In the "Maxwell Daily Reader", John Maxwell discusses this very thing. He uses an example of a basketball team where all of the first string players are switched to positions they don't normally play and are forced to face the second string players. The first string gets pummeled. The idea here is that although you might be an amazing Center, you're probably a lousy Point Guard. Imagine Bill Laimbeer playing Isiah Thomas's position. Not very successful.
So this is what I've been thinking about over the past several days: playing to one's strengths. We all have them, but do we get to utilize these strengths as often as possible? What can we be doing to make sure that they're present more often? Maybe it's implementing a new project within your building where you'd be able to offer others assistance. It could be trying out a new teaching method in the classroom.
Whatever your strengths are, how can you use them more in your daily routine?
Lots of questions, I know! I'd love to hear your comments.


text: At first Liquid was smooth for me, now it has become laggy even after a full wipe and installing 1.3 (stock kernel). I don't know what it could be. I press home and it takes 2-3 seconds or more to display the home screen. Similar lag in lauching other apps. Wiping the cache does not help. I've verified I am running at 1Ghz with setcpu.


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some updates for thekeel.com
I published some updates on thekeel.com today that hopefully should solve a couple of problems some people were experiencing.
- Map would load, but you weren't on it. Well in fact you were on it, but the zoom and centering was way off. So it should be a lot better now.
- Tracer effect added. Until now you could upload GPX tracks and your current position, but there wasn't anything in the middle. Now you'll have a colored linestring for your last 60 days of checkins, connecting the dots (as it were) of the places you've been. Now that I type that, it should be user configurable, but I think I'm up to my eyeballs in code changes already.
- Cache updates. Should make everything a bit quicker.
What should get me some sympathy from any other developers out there is took me about ~10 hours just to get the site to recompile on my laptop. Between the last time I had worked on it and now I got a new laptop, so everything collided as new versions of Entity Framework blew up all my data references.
As an example of the "tracer effect", let's take my good friend Sven for example, piloting his Ericson along Mexico. See Sven, I told you I had your data!
If anyone has any feedback, please email me. I can't always knock out problems as soon as you find them but I'll add them to the stack and knock them out when I have a decent connection some down time.


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While still retaining Dr. Peter Mark Roget's fundamental and brilliant category concept--which groups all synonyms, antonyms, and related words together for quick and easy comparisons and without all the needless repetition of alphabetical thesauri--this edition has been completely revised, now with 325,000 entries in 1,073 categories.Chapman, Robert L. is the author of 'Roget's Internatl.thesaurus-indexed' with ISBN 9780062700148 and ISBN 0062700146.[read more]
You can find lots of answers to common customer questions in our FAQs
View a detailed breakdown of our shipping prices
Learn about our return policy
Still need help? Feel free to contact us
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With our dedicated customer support team, 30-day no-questions-asked return policy, and our price match guarantee, you can rest easy knowing that we're doing everything we can to save you time, money, and stress.


text:
Jump to: Concordance • Thesaurus • Library • Subtopics • Terms
Ancient Syriac Documents Relating to the Earliest Establishment of ...
Psalm CXLII.
But what Speak I of These Things? for Now is no Time to Question.. ...
Can it at any Time or Place be Unjust to Love God with all His...
Narrative Concerning the Prince of the Edessenes.
His Friend Being Snatched Away by Death, He Imagines that He ...
O Let the Children Come to Me
Book I.
On the Words of the Gospel, Matt. xix. 17, "If Thou Wouldest Enter ...
Twenty-Fourth Day. Holiness and Cleansing.
ThesaurusCleansest (1 Occurrence)
... Multi-Version Concordance Cleansest (1 Occurrence). Psalms 51:7 Thou cleansest me
with hyssop and I am clean, Washest me, and than snow I am whiter. (YLT). ...
/c/cleansest.htm - 6k
Cleanseth (8 Occurrences)
Washest (2 Occurrences)
Cleanses (4 Occurrences)
Bible ConcordanceCleansest (1 Occurrence)
Psalms 51:7 Thou cleansest me with hyssop and I am clean, Washest me, and than snow I am whiter.
Related Terms
LinksBible Concordance • Bible Dictionary • Bible Encyclopedia • Topical Bible • Bible Thesuarus


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Okay, Guys clothing in the world SUCKS. Very little cool stuff available for we guys.... So I guess I am gonna have to make some stuff myself.
Anyway the reason for this post :
Does anyone know of some GOOD sources for period clothing patterns???
Moderator: karlaBOO
ms.tangledwebs wrote:as in what period?
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Home > Restaurants >
Shelsky's Smoked Fish
Critics' Pick
141 Court St.,
Brooklyn, NY 11201
Official Website
Mon-Fri, 8am-8pm; Sat, 8am-6pm; Sun, 8am-4pm
Nearby Subway Stops
F, G at Bergen St.; 2, 3, 4, 5 at Borough Hall
Payment Methods
American Express, MasterCard, Visa
Special Features
- Breakfast
- Brunch - Daily
- Lunch
- Take-Out
- Catering
- No Alcohol
Not Accepted
No More schlepping declares the website of this small appetizing shop. Before Shelsky's, Brooklynites craving a great bagel and lox, had to "schlep" to Russ and Daughters on Manhattan's Lower East Side. But, with its over ten varieties of salmon, eight herrings, fresh bagels and bialys from Mill Basin Bagel Cafe, and pickles from Guss's, Shelsky's can satisfy your Jewish food cravings right in Carroll Gardens. The shop's specialty is its cheekily-named sandwiches. The Brooklyn Native stacks your choice of a bialy or bagel with loads of whitefish, pickled herring, lox and a crunchy pickle, and the excellent Great Gatsby pairs pastrami salmon with horseradish cream cheese, red onion and honey mustard on rye bread. While the beautifully displayed fish and white-painted brick walls decorated with black and white family photos makes for a nice old-meets-new setting, you'll have to enjoy it while you order as there's no seating. On your way out, don't miss a piece of the stellar chocolate lingonberry rugelach.Recommended Dishes
The Great Gatsby, $12; Chocolate lingonberry rugelach, $14.50 per pound
- Scientists âPretty Sure Humans Could Eat Food Grown in Martian Soil
- Another Restaurant Bites the Dust on Clinton Street
- A Talented Pastry Chef Will Open a New Bakery in the Rockaways
- This 3-D Food Printer Actually Makes Pizza So You Don't Have To
- Bergen Hill Relocates to Noho With a Seafood-Heavy Menu
Popular Restaurant Guides
Where to Eat
Adam Platt picks 2014's top dining destinations,
including the Elm, New York Sushi Ko, and Lafayette.
Best of New York Food
The best that the city's restaurants have to offer:
roast chicken, gnocchi, ramen, and more.
The Cheap List
We live in a city full of small cheap-eats miracles,
including pork buns, Asian hipster grub, and pizza.


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Category: Firearms & Stocks » Handguns
Canuck 1911, made by the Turkish firm Tisas for O'Dell. Features made-in-Canada bloodwood grips with a unique maple leaf grip texture engraved in each panel.
They are extremely high quality clones of reputable pistols. These pistols are gaining positive reviews and are very well made. Dont let the price fool you!
Caliber/Gauge: 9mm
Capacity: 10
Action: Single Action Only
Frame: Steel
Finish: Blued Steel
Grip: Walnut
Slide: Steel
Slide Finish: Blued Steel
Safety: Manual Safety, Beavertail Grip Safety, Firing Pin Safety
Barrel Length: 5"
Sights: 3 Dot Novak Sights
Trigger Pull: 5 lbs.
Overall Length: 8.5"
Weight: 2.54 lbs.
Comes with:
Lockable Hard Plastic Case
2 Magazines
Cable Lock
Cleaning Rag, Cleaning Brush and Patch Holder
User Manual
Item Nr.: CAN9B
At this time we do not export Firearms to the USA!
You cannot purchase this firearm unless you have a valid Restricted Possession and Acquisition License (RPAL).
Firearms will be shipped by Canada Post or UPS and will require an adult signature with photo I.D. when the product arrives at your door. Ammunition will be shipped separately from any firearms order.
The Firearms Act and its supporting regulations set out the rules for possessing a firearm. If you want to know all the relevant requirements for firearms possession, storage, and transportation in Canada, please see the Canadian Firearms Center's web site:
Please call or email us if your unsure of what we require to process a firearms purchase!


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Mark Baker wrote: > > Ian - a late comment, I know. Just tossing it out there ... > > On 9/6/06, Ian B. Jacobs <email@example.com> wrote: >> As before, a trailing "/" MAY be used and does not require Director >> approval. > > It seems to me that the lack of a standard approach there may lead to > confusion, as for each short name an author would also have to > remember whether it also needed the trailing slash or not. > > I think it would be better for the spec to pick an option, and say it > SHOULD be used, e.g. "A trailing slash SHOULD be used, but choosing > not to use one does not require Director approval". > > I don't have any strong opinions on which option should be used, > though I suppose having no slash is cleaner, saves a character, and is > consistent with existing W3C namespace naming practice (last time I > looked). It's important to at least allow the use of namespace URIs that end without the / (or that end /# I suppose). Sometimes there are deployment reasons for using a / over #, eg. very large RDF namespaces where you want to do an HTTP GET on term URIs, and not have the bit after the # ommitted by the HTTP library. For example, see the Wordnet 2.0 representation hosted at http://www.w3.org/2006/03/wn/wn20/instances/ see working draft at http://www.w3.org/TR/wordnet-rdf/ cheers, Dan -- http://danbri.org/Received on Thursday, 7 September 2006 09:58:59 UTC
This archive was generated by hypermail 2.3.1 : Wednesday, 7 January 2015 15:32:50 UTC


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New Zealanders moving wounded German soldiers in France during World War I, [ca 1 November 1918]
Reference Number: 1/2-013697-G
New Zealanders in France at Pont-a-Pierre moving wounded German soldiers onto stretchers. The Germans had been brought down on a farm cart from the front line. Photograph taken ca 1 November 1918 by Henry Armytage Sanders.
Key terms:
1 image, related to Le Quesnoy, Pont-a-Pierre, World War, 1914-1918 - Military personnel, German - France, World War, 1914-1918 - Medical care, War - Relief of sick and wounded, World War, 1914-1918 - Prisoners and prisons, German and World War, 1914-1918 - Military personnel, New Zealand - France.
Part of:
Royal New Zealand Returned and Services' Association :New Zealand official negatives, World War 1914-1918, Reference Number PA-Group-00051 (1455 digitised items)
Extent: 1 b&w original negative(s)Dry plate glass negative 4 x 5 inches. Horizontal imageSingle negative
Historical Notes: The place is a large farm located at Pont-a-Pierre, a hamlet in the town and administrative district of Beaudignies, near Le Quesnoy.
Conditions governing access to original: Partial restriction - Negatives are not available for viewing. Surrogate copies will be provided.
Citation: Any publication or exhibition must be accompanied by the credit "Royal New Zealand Returned and Services' Association Collection, Alexander Turnbull Library, Wellington, New Zealand"
Other copies available: File print available in Turnbull Library Pictures350. World War I. Prisoners of War. German. 1918(PFP-031544)
Inscriptions: Inscribed - Photographer's title on negative - bottom right: H1144
Usage: You can search, browse, print and download items from this website for research and personal study. You are welcome to reproduce the above image(s) on your blog or another website, but please maintain the integrity of the image (i.e. don't crop, recolour or overprint it), reproduce the image's caption information and link back to here (http://mp.natlib.govt.nz/detail/?id=52670). If you would like to use the above image(s) in a different way (e.g. in a print publication), or use the transcription or translation, permission must be obtained. More information about copyright and usage can be found on the Copyright and Usage page of the NLNZ web site.
External Links:
View Full Descriptive Record in TAPUHI
View and/or order a copy of this image from Timeframes
View Archived Image on NDHA


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For new players who are not familiar with online casinos, first visit can cause some problems. There is so many games, categories and options available. New player starts with making first deposit to casino account and already in here there is over 10 options available. Online casinos accept payments through various methods and providers, it can be hard to find the best one.
One of the most popular method is the e-wallet option provided by Skrill and Neteller, deposit with this method are instant and free in almost every online casino. E-wallets works in a similar way to online banking, you need to deposit money to account to be able to use it elsewhere. You can even receive your own card which will be linked to e-wallet account and it will allow you to access your money and withdraw them using ATM machine or pay for goods in stores.
Transactions for and from casino normally come for free, but you can be charged for using ATM or if you will wish to withdraw money from e-wallet to your personal bank account. Advantage of this method is that it works much faster than the other ones – your deposit shows on the casino account instantly, and withdrawals will show within few seconds when they are approved by online casino.
Well known method for deposits is credit card – in this case it can be VISA, Mastercard and sometimes Maestro. This method comes with provider charges which are usually between 2.5-3% per every transaction. Deposit to account is instant but withdrawal can take up to 5 working days after it's approved by casino.
There are players who decide to use pre-paid options for deposits like Paysafecard. Paysafecard is being sold around the world and customer will get a unique code which can then be used in online casino. Deposit with this method is instant and comes without extra feed but withdrawal can be only done to bank account. Which can take up to 5 working days to show up in account balance.
Less popular option is deposit with bank transfer. This method is not instant and money will show in casino account within 1-3 working days. There are some players who decides to use it, however most commonly used is the instant bank option. Money are being deposited through provider who provides instant bank transfers. Money will then show in casino balance within few minutes. Withdrawals with that option takes 2-5 working days.


text: ABOUT ME I grew up in Somerset… I have been responsible for producing and commissioning multimedia / integrated campaigns in advertising for 20+ years. Including photography, illustration, CGI, film and artist for above and below the line campaigns. I have worked in many different agencies including AMV BBDO, Bates Dorland, Adam and Eve DDB, M&C Saatchi, TBWA, St Luke's and McCanns. Clients I have worked with include: Arla, Aviva, Birds Eye, Blackberry, Bounce, BT, Cancer Research, Clarks, DFT, Doritos, Dolmio, East Coast Trains, Eurostar, EDF, Exxon, Famous Grouse, GE, Guinness, Heinz, IPA, Pepsi, Pizza Hut, Royal Mail, Mars, NABs, Nicorette, Sainsbury's, Sainsbury's TU, Starbucks, SCA, Tower Hamlets, Walkers, Whiskas and my favorite charity work is Kids Co / Museum of Childhood. I attend as many private views of photographers as I can during the working week and I'm an avid film watcher. I also attend as many art exhibitions as possible. I have been working for an interior design company helping with website and social media over the last year.


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SAN FRANCISCO -- Taylor California Cellars is introducing what it describes as the nation's first diet wine, a low-calorie, low-alcohol Chablis aimed at winning over consumers who don't currently drink wine.
The Monterey County winery says its new Chablis has 38 calories per 3.4-ounce glass, or about half the calories of a typical glass of white wine. The wine has 3.4 percent alcohol, compared with the 11 percent alcoholic content of most white wines.
The wine was introduced into the Maryland market nearly eight weeks ago, said John Bengivenni, Taylor's Eastern region vice president. Bottles have been sold to more than 500 retailers statewide, he added.


text:
The in death collection. Books 30-32 / J.D. Robb.
Electronic resources
Series InformationNaked in death ; books 30-32.
Record details
- Physical Description: 1 online resource.
- Publisher: New York, New York : G.P. Putnam's Sons, [2011]
Content descriptions
|Formatted Contents Note:
Fantasy in death -- Indulgence in death -- Treachery in death.
|Summary, etc.:
Fantasy in death: NYPSD Lieutenant Eve Dallas is having as much trouble figuring out how Bart Minnock, founder of the computer-gaming giant U-Play, was murdered as who did the murdering in this mystery revolving around a fantasy game of ultimate seduction and death.
Indulgence in death: In the wake of a series of murders, including those of a limousine driver and a high-priced escort, an infuriated NYPSD Lieutenant Eve Dallas enters her husband's rarified circle to prevent the imminent killing of another victim.
Treachery in death: Detective Eve Dallas and her partner, Peabody, are following up on a senseless crime. This is Peabody's first case as primary detective, but she soon stumbles upon a tricky situation. Alone in the locker room after a workout, she overhears two officers arguing and realizes that both are guilty of corruption and murder and willing to kill to keep their secrets.
|Source of Description Note:
Vendor supplied metadata.
Search for related items by subject
|Dallas, Eve (Fictitious character) > Fiction
Policewomen > Fiction.
Women detectives > Fiction.
FICTION > Romance > Suspense.
|Electronic books.
Romantic suspense fiction.
Mystery fiction.


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*Multi-platinum recording artists Toni Braxton and Kenny 'Babyface' Edmonds have come together to do their first album of duets "Love, Marriage & Divorce," which drops December 3rd on Motown Records.
The album showcases the strong bond that the two artists have built over the years; since their first duet on Toni's 1992 debut, "Give U My Heart," which Babyface co-wrote and co-produced.
The first single from their album is "Hurt You," co-written by the duo and produced by Babyface. The single is available on iTunes now. (Scroll down to listen to it.)
"Love, Marriage & Divorce" will be the first new studio album for Babyface in six years and the first for Toni in three years.
Toni Braxton and Babyface are both actively touring. Toni is currently in the middle of an extensive East Coast tour, with upcoming shows remaining in Baltimore (8/21), Lincoln, RI (8/23), Atlantic City (8/24), Westbury, NY (8/25), St. Petersburg, FL (8/28), Miami (8/29), and Atlanta (8/31).
Babyface has upcoming shows slated for Dallas (on 8/31) and Henderson, NV (10/11).


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Looking for a great way to speed up your road bike for a weekend triathlon, or need a more aerodynamic position for your usual route? Bontrager's Race Clip-on Aerobars and extensions let you dial in a comfortable aerodynamic position with adjustable pad width, pad angle, and extension length. These clip-on aerobars have increased hand clearance for use on a road drop bar and the carbon friendly clamps fit 31.8mm or 26mm bars.
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Great bars, great price!
By Denis F.
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About Me Casual/ Recreational
Extremely well made. I'm older and can't put weight on my hands on long rides. The aero position of these bars is ideal. It allows long periods without straining your back, neck, hands or elbows. But don't let the pictuire limit your thinking on how to configure the bars. Incredibly adjustable, just find out what fits you.
Bottom Line Yes, I would recommend this to a friend
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News Archives
RedHawk Athletics
Art Gallery Galleries
Theatre Northwest
Library News
Student Newspaper
Maps and Directions
Closing Information
Office of Marketing and Communications
IUN proudly announces 2004-05 Student Ambassadors
The Student Ambassador Program has announced its members for the next academic year. IU Northwest Student Ambassadors serve as official hosts for key university events both on and off campus. Students are chosen based on their academic achievement, campus and community contributions.
The 2004-05 IU Northwest Student Ambassadors are:
Chibuike Anokwute, Merrillville; Cindy Barnitt, Cedar Lake; Aaron Boruff, Valparaiso; Garcsa Brooks, Hammond; Heath Brown, Lowell; Briege Buckley, Crown Point; Jacob Camp, Crown Point; Irene Carlay, Crown Point; Stephanie Carter, Gary; Christina Casas, Munster; Alicia Charleson, Valparaiso; Laura Christian, Rolling Prairie; Stephanie Clemans, Hobart; LaVerne Cole-Williams, Merrillville; Ishani Dalai, Munster; Janushi Dalai, Munster; Kara Davis-Salazar, Merrillville; Renee Deruntz, Lowell; Stephan Dimos, Crown Point; Jason Dowell, Valparaiso; Cindy Faryniak, Michigan City; Tiffany Frangello, Gary; Jaclyn Gerdes, Griffith; Marina Godinez, East Chicago; Joy Grogloth, Valparaiso; Brad Harper, Hobart; Rodolfo Herrera, Hammond; Jeannie Hughes, Merrillville; Corrine Jayne, Highland; Paulette Johnson, Gary; Crystal Kasper, Hobart; Christine Keaton, Portage; Mary Krucina, Lowell; Dayanara Larios, Dyer; Brandi Lewis, Merrillville; Lindsay Lotshaw, Crown Point; Miranda Luttell, Porter; Amy MacKillop, San Pierre; Andrea Martin, Lowell; Brandyn Mason, Lake Station; Ryan Mistarz, Dyer; Eric Morrone, Hobart; Nina Muhammad, Portage; Nicole Ochoa, Merrillville; Kristina Ojleska, Merrillville; Naomi Onomakpome, Griffith; Jennifer Ortiz, Dyer; Prakash Patel, Munster; Elynn Pierzcalski, Crown Point; Pete Proimos, Schererville; Rebecca Ramirez, Hammond; Nathanael Reynolds, Merrillville; Jonathon Richmond, Hebron; Aisha Sago, Gary; Courtney Schmidt, Griffith; Anne Sharp, Chesterton; Celia Shepard, Gary; Christy Simpson, Gary; Lindsey Singleton, Lowell; Valerie Tinnish, Valparaiso; Karla Villacin, Portage; Warica Watthanapha, Merrillville; Jason Williams, Gary; and Lena Williams, Gary.
For more information, please contact the Office of Admissions at (219) 980-6991.


text: Would you like to have most popular ringtones as your personal ringtone for your phone ? This free mp3 ringtonesapp is collection of your favorite mobile phone melodies also contains a lot of romantic love ringtones and turkish ringtones which you can use as ringtone, notification, alarm, or assign to a contact and much more . get best 2016 sad ringtones for your smartphone and become popular with these ringtones .Features of this application :- in this app you can listen to ringtones and download ringtones for smartphone free- playing ringtone: press buttons to play ringtone and press again to stop it of the app- this top phone app only contains best ringtones mp3;- easy to use , just tap on list and set the sound as your choice .- free mp3 ringtones for everyone's taste- work offline- set as ringtone for phone / contact ringtone / alarm sound .


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The Central Valley faces a threat from methamphetamine, methamphetamine "conversion labs" and the significant increase of butane "honey oil" labs. The Stockton Police Department and other local law enforcement agencies participate in the San Joaquin County Metro Narcotics Task Force and the Central Valley California High Intensity Drug Trafficking Area (HIDTA) program, as part of the National Drug Control Policy.
"Honey oil" labs have been popping up with increasing frequency, and the danger is very real, as there have been several butane honey oil lab explosions within the county so far this year. Honey oil is basically a very potent form of marijuana and derives its name, "honey," from its appearance and texture. Large amounts of butane are mixed with marijuana to produce this potent drug. Butane fluids, as well as the gas it produces, are extremely flammable and when these gasses reach a light source, the reaction is very violent. There is a significant danger to those who are making the drug as well as innocent bystanders.
Much of the reduction in the seizure of meth labs can be attributed to the increased regulation of the products used to produce meth ephedrine or pseudo-ephedrine. Conversion methamphetamine labs are the latest trend for drug trafficking organizations and drug cartels. Most methamphetamine is manufactured in Mexico and dissolved into liquid form. Dissolved methamphetamine is placed into containers such as tequila bottles, water thermoses, and ice tea containers and transported over the border where it is converted into methamphetamine ice. The methamphetamine is distributed throughout California and other states for sales. These conversion labs are extremely dangerous, because flammable chemicals are used in the conversion process.
The methamphetamine threat continues in this area due to the readily available chemicals and products used to create these dangerous and illegal drugs.
The Stockton Police Department's Special Investigations Unit helps educate and inform the public concerning illegal drug use or activities. Indicators that a methamphetamine lab is operating include the presence of large quantities of common household products. If mixed together or used improperly, these products can become explosive and produce toxic fumes, such as:
If you suspect illegal drug operations in your neighborhood, contact the non-emergency number at the Stockton Police Department.
United States Drug Enforcement Administration (D.E.A.)
This City of Stockton web page last reviewed on --- 6/3/2015


text:
Apple juice, lemon juice and raw vegetable juice are all good juices to use for a colon detox done at home. Drinking plenty of water is also important when doing a body cleanse.
Drinking fresh apple juice breaks down toxins and encourages bowel movements. One option for an apple juice cleanse is to drink a glass of fresh apple juice followed 30 minutes later by a glass of water. Repeating this several times a day for three consecutive days and avoiding solid food promotes the cleanse.
Lemon juice is an antioxidant that is high in vitamin C. Drinking a glass of water mixed with the juice of a lemon, a pinch of sea salt and a bit of honey works as a colon detoxifier. This mixture should be drunk on an empty stomach in the morning and followed throughout the day by several glasses of lemon juice mixed with fresh apple juice.
Raw vegetable juices also help to remove toxins from the body. Green vegetables are beneficial as they contain chlorophyll and are rich in vitamins and minerals. Using a juicer or blender is an easy way to make vegetable juices at home. Herbal tea is also suitable for drinking during a cleanse.


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BlackRock Inc. is forging ahead with ambitious growth plans for Canada, striking a deal for Claymore Investments Inc. that unites the country's top two sellers of exchange traded funds.
The deal between BlackRock, the world's biggest asset manager, and Claymore comes just after U.S. fund powerhouse Vanguard Group Inc. made its assault on Canada last month with its first suite of low-fee ETFs that compete directly against BlackRock's iShares offerings.
Competition in the fast-growing ETF business is becoming fierce. The number of players has more than doubled in the past year and Canada's banks, which have a reputation for quickly dominating markets that they enter, are increasingly interested.
It's a pivotal time because the industry has overcome the early stage of investor confusion.
"It was just a few years ago when we were doing a lot of describing what an ETF was, and really trying to get the world to know about the product and what it was and where it fits in," said Mary Anne Wiley, a managing director at BlackRock who heads its ETF business, known as iShares, in Canada. "We're past that conversation now."
Now players are jostling for market share and developing new products they hope will lend them an edge.
BlackRock's Canadian unit has always been the industry leader by a wide margin, but the acquisition of Claymore, announced Wednesday, now means that it now has 85 per cent of the market, with $36-billion in assets.
"It looks like BlackRock is not giving up its turf as Vanguard moves into Canada," said John Gabriel, an ETF strategist with Morningstar Inc.
Toronto-based Claymore was a unit of U.S.-based ETF provider Claymore Group Inc., which was acquired by New York-based Guggenheim Partners LLC in 2009. The Canadian unit, built up by its entrepreneurial chief executive officer Som Seif, was put up for sale last fall.
Terms were not disclosed for the transaction, which is set to close at the end of the first quarter. BlackRock, which is paying for Claymore in cash, expects the deal to have either no impact or only a small positive impact on earnings this year.
"Clearly, iShares in Canada remains the biggest [ETF] kid in the playground" and has more product ammunition to compete against the broader Canadian mutual fund industry, said Dan Hallett, a fund analyst with HighView Financial Group.
Some Canadian mutual fund players, including Bank of Montreal and Royal Bank of Canada, have entered the ETF space, and can now offer investors a gamut of products.
And BlackRock, which filed with regulators in the United States to introduce actively managed ETFs there, is aiming to broaden its product line.
"It's about product breadth, and the ability to get out there as a better-equipped fund company against a lot of the big, well-established mutual fund companies," said Ms. Wiley.
BlackRock's acquisition is the second purchase of a Canadian ETF provider in recent months. In November, South Korea-based Mirae Asset Global Investments Co. closed a deal to buy 85 per cent of Toronto-based Horizons ETF Management Inc., formerly known as BetaPro Management Inc., for $127.5-million.
Claymore's Mr. Seif, who used to extol the virtues of his firm's ETFs over the iShares brand, sees BlackRock as a "logical partner for the transaction given the complementary nature of our businesses."
Claymore ETFs track indexes based on "fundamental" factors, such as cash flow and dividends, while Blackrock's focuses on market-capitalization weighted indexes.
© 2007 The Globe and Mail. All rights reserved.
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Donate Online Today
To our Alumni, Friends and Supporters,
Show your support of Bulldog Athletics by supporting your favorite team by purchasing a locker nameplate today. As Bryant Athletics officially begins Division I competition this fall, your support will help provide our student-athletes with the necessary resources and locker room facilities to compete against the best.
Through your participation, we can provide our athletes with the resources they need to truly shine in the Division I spotlight. With the finest playing fields already in place, the next step in our commitment to athletic excellence is to provide all of our varsity teams with first-class locker rooms.
A tax-deductible donation of $500 will assist in our efforts to provide current Bulldogs with the best possible atmosphere all season long. Your donation will be commemorated with a permanent plaque in your name. This pledge can be made over two years.
Athletics is an integral part of the culture at Bryant University. From athletes to fans to coaches, everyone benefits from the rich and vibrant campus community created by sports.
We are building something special and hope you can be a part of this historical moment for Bryant University Athletics.
Click here see who has donated so far!


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For the past 20 years, ADS has delivered customer service excellence to more than 270 active clients, from major motion picture studios, advertising agencies, television studios, cable and streaming media companies, to 'COD walk-ins'. No matter where you reside, how simple or complex your requirements are, we deliver 24x7, on-time and on-budget. We work with you in building out the project scope and then our customer service department works in unison with each service operator to maintain a seamless workflow that guarantees the highest level of service – all the while keeping you informed of your project's progress. This level of detail ensures that we can consider every nuance of your project and can complete the project to your exact specifications.More
It's our 20th anniversary as one of Hollywood's finest post production studios.
Company founder Andy McIntyre opened ADS in 1994 with a mission to build the best digital services company in the industry. His vision - become Hollywood's premier post production one-stop-shop. We've succeeded, thanks to our loyal clientele, whose trust in us have kept us growing for the past 20 years.
Today, we cater to the evolving 'digital based' global audience while also servicing clients with a large investment in legacy formats. Our facility offers a wide variety of digital services including HD/SD encoding and conversion, electronic distribution and verification, closed captioning, video and audio restoration, new media services and digital duplication. We also maintain a wide array of post-production equipment capable of handling a variety of projects – from cutting-edge 4K systems to the largest working supply of legacy audio and video machines in near-obsolete formats, a must-have for many international and catalog clients.
For the 13th consecutive season, ADS will be the distribution hub for MGM Television's The Voice...