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LONDON (Reuters) - A decade on from the financial crisis, global monetary policy is finally tightening, with the Federal Reserve raising U.S. interest rates and other central banks gradually turning off the stimulus taps.
But despite the "normalisation" underway, there's a glaring abnormality that should be flashing red to the Fed and central bankers everywhere: financial conditions are easier now than at any point in over 40 years.
From an investor's perspective, though, the flashing light is green, not red. With credit still so cheap and easily available, growth so strong, and volatility and inflation so low, why wouldn't you load up on risky assets like stocks?
The Chicago Fed's national financial conditions index was last at -0.94, its lowest since April 1976. The Goldman Sachs U.S. financial conditions index is now at its lowest level since January 1990, when it was first compiled.
Both indices are widely-used benchmark measures of U.S. — and by proxy, global — financial conditions.
(For a graphic showing US financial conditions index - Chicago Fed, click here: reut.rs/2EuBJMp)
(For a graphic showing US financial conditions index - Goldman Sachs, click here: reut.rs/2DUXzaA)
"U.S. financial conditions are now as supportive of growth as they ever have been," Goldman analysts wrote in a note on Thursday.
This is the mirror image of soaring markets like equities that a growing number of observers say are now starting to look like bubbles. Indeed, equity prices form part of Goldman's FCI index, along with other variables such as the value of the dollar, the slope of the yield curve and credit spreads.
Wall Street just had its best January in over 20 years, setting a string of fresh highs in the process and registering its longest stretch ever without a 5 percent pullback. Investors are pouring record amounts into global equity funds too.
Until fairly recently, bond yields were the lowest in history. They're still pretty low — trillions of dollars worth of sovereign bonds in developed economies still boast negative yields.
"There are two bubbles: We have a stock market bubble, and we have a bond market bubble," former Federal Reserve chairman Alan Greenspan told Bloomberg TV on Wednesday.
The trouble in the bond market "will eventually be the critical issue," Greenspan said, adding that "for the short term it's not too bad."
(For a graphic showing US stocks and bonds, click here: reut.rs/2Eu8mtF)
Greenspan is famously accused of stoking the U.S. housing bubble that burst in 2007 and nearly took the global banking system and economy down with it the following year.
Central banks and governments were forced to act. With trillions of dollars, euros, pounds and yen of support, they prevented financial and economic catastrophe from becoming annihilation. Just.
Nobody seriously suggests a repeat of 2007-08 is on the cards. But the plunge in Goldman's financial conditions index and surge across many markets should, at the very least, be on central bankers' radar.
Central banks will no doubt act again if and when financial bubbles burst. But because the economic backdrop and banking system are more robust now than at any point post-crisis, they may not act quite so quickly or aggressively.
In the words of a portfolio manager at one of the world's biggest asset managers: "The safety net is there, but they've lowered it."
What's more, policymakers' ability and capacity to mop up the mess this time around are more limited. Interest rates are still near record lows, central bank balance sheets are bloated, and governments remain loaded with huge debts accrued from the last crisis.
With financial conditions this loose, investors will continue to buy. And central bankers will continue to hope their exuberance remains rational.
(The opinions expressed here are those of the author, a columnist for Reuters.)
Reporting by Jamie McGeever; Graphic by Ritvik Carvalho; Editing by Catherine Evans


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John Helix
John Helix – I Don't Speak Los Angelese
John Helix is a young English professor who moonlights as an enigmatic bedroom pop impresario. With most days spent intrenched in the nuances of history and language, Helix utilizes his nighttime recording sessions to air his flair for tongue-in-cheek lyrics and double entendre. Thankfully, he is an extremely musical intellectual who allows his smart songs the kind of delightfully retro musical arrangements that hark back to The Beatles and Elliot Smith. Helix's album Chronic Happiness will be out March 6th and is jam packed with gems like his single "I Don't Speak Los Angelese".
Also tagged Chronic Happiness, Folk-Pop, I Don't Speak Los Angelese
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For express service, call 1800 069 295 for a quote.
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2010 Salomon Estate Finniss River Cabernet Sauvignon
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- Cellar 6 - 8 years (2020-2022)
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Superb inky black colour with a dark crimson red black tinged hue. Nosing reveals a classic Cabernet Sauvignon scented profile of lifted blackcurrants, subtle black olives and liquorice with underlying cedary cigar box like characters and spice end notes. Medium to full bodied the palate has loads of rich blackcurrant fruit yet still retains the varieties renown elegant structural feel. Flavours of subtle bay leaf, cedary tobacco and spice follow. Solidly built but fine grained tannins are for the most part concealed by the wealth of blackcurrant fruit. Excellent depth with a very long blackcurrant, cedary cigar box, subtle bay leaf and spice aftertaste.
Cellar 6-8 years.
Alc. 14.5%


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It's been a couple of years since we've heard from the Ting Tings and last time we saw them, they didn't appear to be themselves. 2012's Sounds From Nowheresville had all the hallmarks of a difficult second album, jumping around like an iPod on shuffle. Jules de Martino had peroxide hair, a beard and sunglasses whilst Katie White hid behind big hair. The duo looked tired and a bit out of sorts. What had happened since the wild success of We Started Nothing and being hailed as the next big thing?
Rapper's beef with Iggy
The female rapper Rah Digga has spoken out against Iggy Azalea saying that she's fake. Reported on E! Magazine the former Flipmode Squad emcee said "I can't really get into her. Because it's just not real to me," then continued to diss the Black Widow singer while speaking on ThisIs50 radio, adding: "Teach me Australian Hip-Hop culture.
Lorde vs Miley
where young feminism meets old class bias
Earlier this year, New Zealand singer Ella Yelich-O'Connor – AKA Lorde – won two Grammys, including best song for the sleeper hit Royals and – almost – topped Triple J's Hottest 100 (her song Royals came in at number two, Tennis Court at number 12 and Team at 15).
"Lorde is indie – original and authentic. Miley and her ilk are not." Paul Buck/EPA
P!nk's new album may suprise fans
Next month marks a return to the spotlight for P!nk. In a different direction from what fans are used to, real name Alecia Moore has turned to folk and teamed up with the artist City & Colour, aka Dallas Green.
Heather Peace announces tour support acts
The support acts for Heather's 'The Thin Line' tour have finally been announced.
The singer ran a competition for people to nominate acts they wanted to support her but it was down to the lady herself to pick out the winner for each night. Yesterday, she thanked all the artists who had entered while announcing the following:


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Pop singer Justin Timberlake, formerly a Disney Mouseketeers making the Triple 6, or 666 sign, on the cover of his 2008 album, Magic. The song was leaked online and later re-released as a duet with singer Ciara under the title Love Sex Magic.
Miley Cyrus Hidden Eye
Miley Cyrus was a former Disney Mouseketeers and starred in Hannah Montana, a popular American teen sitcom on the Disney Channel. Disney is said to have close ties to the 13 Illuminati families and author such as Fritz Springmeier specifically mentions Disney's theme parks as sites for Illuminati Mind Control programming.
Some researchers believe that former Mousketeers such as Cyrus, Britney Spears, Christina Aguilera, Selena Gomez, and Justin Timberlake are Monarch mind-control slaves.
Miley Cyrus Butterfly
Miley chose butterflies for her 2009 song "Butterfly Fly Away" with father Billy Ray Cyrus from the album Hannah Montana: The Movie. Some speculate that Miley was subjected to Monarch mind control programming.
Britney Spears Snake
Spears with snake performance of the song I'm A Slave 4 U (Monarch slave?) at the 2001 MTV Video Music Awards in New York.
Illuminati symbolism at Miley Cyrus Bangerz Tour
Illuminati Watcher posted these pictures from Miley Cyrus Bangerz Tour clearly using the king of all Illuminati symbol, the all-seeing eye floating over a pyramid.


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Survey: To Sit or Not To Sit?
While visiting family in Atlanta, we popped into Renzo Piano's lovely addition at the High Museum of Art and Droog's famous Treetrunk Bench met us at the door. Though excited to stumble upon this piece in person we were conflicted: (a.) it's a design object on display in a museum, complete with wall plaque description but (b.) it's a design object that is actually sold in order to be sat on, plus (c.) it was in the museum entry, pre-ticket counter, next to the coat check!
Would you dare to sit on it? Should you even be allowed to decide? Follow the jump to take our survey...
Even though it was a rainy Tuesday afternoon and we were the only patrons in the lobby and probably could have gotten away with it (if it was even against the rules, we still don't know), we did not sit down. Something about the whole atmosphere said, "Do Not Touch" even though it was no where stated. Still, we left feeling a bit cheated, like we missed out on an important (and rare) sensory experience of appreciating conceptual furniture.
Droog advertises the bench in use (photo below) and although we can see how multiple users might do harm to the piece, we're still conflicted. It was commissioned specifically for this public space. We can understand that at places like Moss you don't just plop down in a $50,000 Campana Brothers chair without serious consideration of buying it but this museum installation felt more ambiguous. What do you think? Have we grown to accustomed too Design Within Reach?


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CAMDEN - March 5, 2013 --Camden fire officials are investigating a two alarm blaze.
Fire broke out around 7:00 p.m. Tuesday in the 1500 block of Louis Street.
Fire was showing from the first floor of a second story residence.
A second alarm was struck a short time later.
The fire was brought under control within about an hour.
There are no reports of injuries.


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This stone product is made with the highest quality ingredients and is hand cast. The dry cast mix design includes real crushed stone, acrylic additives, stainless steel cable and tiny chopped glass fibers for increased strength and durability. Please select finish choice below.
Width: 8.5" Height: 8.5" Depth: 8.5" Weight: 45 Lbs.
Usually leaves warehouse in 2 weeks or less.


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tutorials & features
Albert Cheng, Dave Lougee & Michael O'Neill Elected to Board of Directors of Broadcast Music, Inc.
Jack Sander and Mark Pedowitz Re-Elected
Last Updated: October 10, 2013 6:55 pm GMT
(New York, United States--October 10, 2013) Broadcast Music, Inc.® (BMI®), the global leader in music rights management, elected Albert Cheng, Dave Lougee and Michael O'Neill to its Board of Directors at the Company's Annual Meeting of Shareholders, held today in Nashville, TN.
Mr. Cheng is Executive Vice President and Chief Product Officer, Digital Media, for the Disney/ABC Television Group, whose portfolio of broadcast and cable networks includes ABC Entertainment, ABC News, ABC Family and Disney Channel, among others. Mr. Lougee is President of the Broadcasting Division for Gannett Co., Inc., which operates 23 television stations in the U.S. Michael O'Neill was recently named Chief Executive Officer of BMI, succeeding BMI's President and CEO Del Bryant, who announced his June 2014 retirement earlier this year. Mr. O'Neill will assume the title of President upon Mr. Bryant's retirement. In his capacity as President, Mr. Bryant continues on the Board until his retirement.
At the meeting, current Board member Paul Karpowicz, President, Meredith Broadcasting Group, CT, was elected Vice Chairman. In addition, current Board members Jack Sander, Scottsdale, AZ, and Mark Pedowitz, President, The CW Network, Burbank, CA, were re-elected as members of the Board. All newly elected Board members will serve terms that expire in 2017.
Mr. Cheng is past Director, Distribution Strategy, for Fox Cable Networks Group, as well as former Director, Business Development, at Fox/Liberty Networks. He has also served as a business strategy consultant for the Boston Consulting Group. Mr. Cheng earned a BS degree from Massachusetts Institute of Technology and an MBA from Harvard University Graduate School of Business Administration.
Mr. Lougee is former Executive Vice President/Media Operations for Belo Corp. and past Vice President/News at WRC-TV, the NBC owned-and-operated station in Washington, D.C. Mr. Lougee serves on several industry boards. He is currently Vice Chair of the NBC Affiliates Board, a member of the National Association of Broadcasters (NAB) Board and Chairman of the NAB Next Generation Broadcast committee. He is also on the Board of Directors for Mobile Content Venture (MCV), as well as past Chairman of the Television Bureau of Advertising (TVB).
Mr. O'Neill joined BMI in 1995 as Director, Group and National Accounts, from CBS-TV Network, where he was Director, CBS Affiliate Relations. He was appointed Assistant Vice President, Media Licensing in 1997, and Vice President, Sales and Administration, Media Licensing in 1999. In 2006, BMI named Mr. O'Neill Senior Vice President, Licensing, and in 2010, Senior Vice President, Repertoire and Licensing. Mr. O'Neill earned a BA degree in Business Administration from Montclair University and an MBA from Rutgers University.
Continuing in their terms on the Board of Directors are: Chairman, Susan Davenport Austin, Vice Chairman, Sheridan Broadcasting Corporation and President, Sheridan Gospel Network, New York, NY; Amador Bustos, President and CEO, Bustos Media Holdings, LLC, Portland, OR; Craig A. Dubow, Great Falls, VA; Michael J. Fiorile, President and CEO, The Dispatch Printing Company and Vice Chairman and CEO, Dispatch Broadcast Group, Columbus, OH; Catherine L. Hughes, Founder and Chairperson, Radio One, Inc., Silver Spring, MD; Philip A. Jones, Mission Hills, KS; Paul Karpowicz, President, Meredith Broadcasting Group, Rocky Hill, CT; Jerome L. Kersting, CFO, Merlin Media, Chicago, IL; Virginia Hubbard Morris, Vice President, Hubbard Broadcasting, Inc. and Chair, Hubbard Radio, LLC, St. Paul, MN; Steven W. Newberry, President and CEO of Commonwealth Broadcasting Corporation, Glasgow, KY; and G. Neil Smith, President, GNS Media, LLC, Liberty, SC. Cecil Walker, Atlanta, GA, serves as Honorary Director.
N. John Douglas, Chairman and CEO, AIM Broadcasting, LLC, Palo Alto, CA, and Kenneth J. Elkins, St. Louis, MO, are retiring from the Board of Directors. Mr. Douglas and Mr. Elkins will both continue to serve the Board as Honorary Directors.
Founded by visionary broadcasters in 1939 as a competitive source of music licensing, BMI is widely recognized for propelling the creation and popularity of quintessentially American forms of music including jazz, R&B, country and rock and roll. BMI is headquartered in New York City.
Broadcast Music, Inc.® (BMI®) is a global leader in music rights management, serving as an advocate for the value of music. BMI represents the public performance rights in more than 8.5 million musical works created and owned by more than 600,000 songwriters, composers and music publishers. The company negotiates music license agreements and distributes the fees it generates as royalties to its affiliated writers and publishers when their songs are performed in public. In 1939, BMI created a groundbreaking open-door policy becoming the only performing rights organization to welcome and represent the creators of blues, jazz, country, and American roots music. Today, the musical compositions in BMI's repertoire, from chart-toppers to perennial favorites, span all genres of music and are consistently among the most-performed hits of the year. For additional information and the latest BMI news, visit
follow us on Twitter @BMI or stay connected through Broadcast Music Inc.'s Facebook page.
More News From BMI »
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All Rights Reserved


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Hotels & Accommodation in Saint-Pierre-d'Irube
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Saint-Pierre-d'Irube overviewWhatever your interests are, Saint-Pierre-d'Irube has something for you. Saint-Pierre-d'Irube might not have well-known attractions within the city, but you won't need to venture far to find top places to visit like Musee Basque and Anglet Beach. In the surrounding area, popular sights include Asiatica Museum of Asian Art and Grand Beach.
Where to stay in Saint-Pierre-d'IrubeA welcoming city for everyone, Saint-Pierre-d'Irube offers a variety of hotels and other lodging choices. You can shop as many as 282 deals for Saint-Pierre-d'Irube accommodations on Hotels.com, some with discounts of up to 50%. We have room prices as low as 27 USD per night and here you'll find a breakdown of hotels by star rating in Saint-Pierre-d'Irube as well as in the surrounding area:
- • 7 5-star hotels from 170 USD per night
- • 45 4-star hotels from 77 USD per night
- • 82 3-star hotels from 58 USD per night
- • 33 2-star hotels from 44 USD per night
How to get to Saint-Pierre-d'IrubeFly into Biarritz (BIQ-Biarritz - Anglet - Bayonne), 4.7 mi (7.6 km) from the heart of Saint-Pierre-d'Irube. San Sebastian (EAS) is the next closest major airport, 19.1 mi (30.7 km) away.
What to see around Saint-Pierre-d'IrubeHere are some top sights in the surrounding area:
- • Musee Basque (2.6 mi/4.1 km from the city center)
- • Anglet Beach (5.7 mi/9.2 km from the city center)
- • Asiatica Museum of Asian Art (5.8 mi/9.3 km from the city center)
- • Grand Beach (6.1 mi/9.8 km from the city center)
- • Casino Barriere (6.1 mi/9.8 km from the city center)
When to visit Saint-Pierre-d'IrubeWondering what time of year to travel or what should be on your packing list? Here are some average seasonal norms so you'll know what to expect for your trip:
Seasonal temperature averages
- • January-March: 59°F day, 41°F night
- • April-June: 72°F day, 46°F night
- • July-September: 76°F day, 57°F night
- • October-December: 71°F day, 42°F night
- • January-March: 0.24 inches
- • April-June: 0.31 inches
- • July-September: 0.35 inches
- • October-December: 0.28 inches


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It is the second attack on security personnel in the province of Punjab in three days, igniting fears of a new round of terrorist strikes far from the lawless north-west where Taliban militants are based.
Witnesses said masked attackers arrived on motorbikes before opening fire on a house in the densely populated area of Ichra.
"The gunmen came early in the morning, entered the building and opened fire," Aslam Tareen, Lahore police chief, told AFP.
The Pakistan Taliban claimed responsibility.
Ehsanullah Ehsan, a spokesman, said the police from that region had been targeted because they treated Taliban detainees poorly.
"We were looking for them for a long time as their attitude with our people in jails is very inhuman and insulting," he said by telephone from an undisclosed location.
Pakistan is fighting an insurgency in its north-western tribal areas. Attacks in Punjab are rarer and in the past have been carried out by members of the so-called Punjab Taliban, which has focused on sectarian targets.
The latest attacks will raise fears of an escalating campaign of violence in the run-up to elections that could come later this year.
A deal to reopen Nato supply lines has also angered hardliners, who accuse the government of acting as an American stooge.
Earlier this week, the Pakistan Taliban said it was responsible for killing seven security personnel in an attack on an army camp in Gujrat district of central Punjab province on Monday.
It said its Punjab wing carried out the raid and would continue to attack the army wherever it could.


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I want a programmer for online educational websitespekerjaan
I require a resource library designed of simple business tools. This is an ongoing engagement for an initial 400-500 images prepared. These are to be delivered in Adobe AI and PNG format. An example tool is provided. I want this with a professional (but simple) design that will be applied to each image developed. Users will download these images for
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we are looking for someone with american ascent to make a voice over for a course
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Want to make animated educational videos of physics,chem,math bio like byju's or drone study, 1st watch on youtube then please reply
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We will be managing K-12 s...will be managing K-12 schools and doing related educational consulting in Ohio, and eventually other Midwestern states. We want the logo to symbolize education, learning, and growth as well as the Reliabiliy, and work-ethic associated with the Midwest. We DON'T want the traditional book logo. We want something unique.
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...purpose > The program should: - take a sound device's input signal, eg a PC microphone - output the "volume" as ascii bars to the shell for a predefined time (eg 30 seconds) *in real-time* - "volume" here means the RMS (root mean square) of the pcm signal over a given number of samples N (that is v = sqrt(sum(s[i]^2)...
Educational website like meritnation
I'm doing an educational software which is a 3D video game. I want to recruit freelancers who is located in India. First, I may need an artist who can draw the pictures of characters in the game. Then I need 3D artist, modeler,designer to create all the game set. I also need 3D game programmer who may use Unity engine. I may ...
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We're looking for a freelancer with a lively voice to do voiceovers for our videos in Hindi. If you think you have a good voice and would like to work on an exciting project, do apply.
educational online class and study materials
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Record Spanish voice (neutral accent) for two educational chemistry videos - approximately 650 words. These texts will be a step-by-step voice instruction in a video of a certain chemical experiment. A separate mp3 file for each video is expected. Here's a sample piece of text (please provide a test record, the bid otherwise wil...
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I need an expert who can do seo for educational blog. Explain me about your experience in seo. Explain me about your seo strategies which you are going to use. If you are selected then I will need reports on consistent basis. You might be selected on ongoing basis if I like your work. You can submit me your quotation and how much work are you going
This logo uses green because green has the meaning of nature that can make someone feel calm. This logo is specifically for children's tourism sites with farm themes, so I made a rabbit-shaped logo because rabbits are usually preferred by kids because rabbits are adorable animals.
I want a logo designed for my educational app. The name of the app is PrepScale Its a platform for preparing for various competitive examinations in India. There is no specific color. The design must be simple but appealing. (Must provide all the formats including .ai, .psd, .png, .jpg)


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A police officer was injured early Thursday when his patrol car was struck by a vehicle as the officer was attempting to stop another car, police said.
Police Officer Pete Garcia suffered a separated shoulder when, according to police reports, a car ran a red light at Woolbright Road and South Seacrest Boulevard about 12:15 a.m.
The car, which had four occupants, did not stop after the crash, police said. It also struck the vehicle Garcia was trying to stop.
The driver of the other car, who was not immediately identified, was arrested on drunken driving charges by Officer John Tortorici, who was also following the suspect's vehicle at the time.


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marital statusnoun
1. (relationship status)
I had to put my marital status on the housing application.Tuve que poner mi estado civil en la solicitud de vivienda.
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Friday, August 1, 2008
And now for something completely different...
It is the weekend. Tomorrow is Saturday. (Caturday for those in the know) I will probably go on a motorcycle ride in the morning (nice and cool in the morning) on my Yamaha VStar 1100 Silverado Classic... Also known as The Land Speeder. Riding a speeder is really a lot of fun. Do I pretend I'm Luke Skywalker? No, and Sand People don't shoot at me. It's not the speed however, but the acceleration and the cornering that make it fun. That and just being out in the open. Mayhap I'll head out to The Lone Cabbage and have some gator tail. Bikers in Florida are many and with the exception of one or two that I've met, they are a very cool bunch. A good and safe weekend to all and to all... these are not the droids you're looking for. That's The Land Speeder and The Escape Pod. No, I'm not a Star Wars geek. Whatever gave you that idea?
Posted by HammerBassJohnson at 4:07 PM No comments:
Speaking of robotics... DARPA (Defense Advanced Research Project Agency) is funding something pretty dang amazing. DARPA is pretty much responsible for the intertoobs that we so rely on today. Check out this! Whoa!!1! Can you say freaky?! We do live in interesting times.
Posted by HammerBassJohnson at 3:56 PM No comments:
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Birthing Class
As many of you know, from Casey's Facebook page, we have been attending birthing class. Last night was the second of three classes. They are informative. I am not sure we will really use all the information, or that it is all that relevant to our situation, but it is worth knowing I guess. We signed up for these classes before we switched hospitals and the classes were non-refundable so we were stuck. My biggest complaint with the classes is that they go until 9:30 at night! What pregnant woman is out and about until 9:30 on a weeknight? : )
Okay, better run and get dinner started because I am hungry. I'll post more later. It is a new month so I'll ask C to take a new pic and I'll post it. Baby O will be here in 6 (or so) weeks. Eeek!


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Christian Flag, 4' x 6' Christian Flag
|Item Code
|1-3 business days
This Christian flag measures 4' x 6' and is suitable for outdoor use.
Made With Pride In The USA.
for an additional charge Add Pole Hem & or Fringe For Indoor Display or Parade Use
Our Price (Each): $49.90


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Dim screen after getting damp
The screen went very dim after getting damp, I saw on YouTube how this can be mended by taking the back off, disconnecting the rear screen, then re-connect. This did not work on mine, and in the process of taking it apart I cracked the rear screen. I can buy both rear and front screens on Amazon, but does anyone know if this will fix it?
Is this a good question?


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In Reply Refer To:
Mail Stop 201
June 21, 2012
To: All U.S. Geological Survey Employees
From: Diane K. Wade //s// Diane K. Wade
Associate Director for Administration and Enterprise Information
and Acting Associate Director for Human Capital
Subject: Fiscal Year (FY) 2012 U.S. Geological Survey (USGS) Safety and Health Customer Survey Results
The purpose of this memorandum is to inform you of the Safety and Health Customer Survey Results. Over the years, the USGS has formally adopted the Department of the Interior (DOI) Strategic Plan for Safety and Occupational Health Plan. The USGS agrees to support and tailor our respective safety and health programs to meet goals established in the plan. To facilitate this process, the USGS Occupational Safety and Health Management Branch (OSHMB) annually develops the bureau's safety and health program plans, which prioritize safety and health program initiatives that correlate to DOI and USGS strategic plan goals while tracking action items to ensure their implementation.
In an effort to involve all employees in guiding the direction of safety and health programs, the OSHMB developed a customer survey consisting of thirty-three questions directly tied to DOI strategic plan goals and expected outcomes. Questionnaire answers allow our customers to identify how well we are doing with respect to implementing DOI's goals and related USGS safety and health programs. Results of all questions and actions being taken in 2012–2013 are viewable at the following Web site: http://internal.usgs.gov/ops/safetynet/HQ%20Actions%20Taken%20to%20Remedy%20Low%202012%20Survey%20Responses.xls.
Although the bureau historically sustains extremely high satisfaction ratings, we can always improve. To assist us in that effort, we would encourage you to review contractor safety and health requirements, areas where we sustained survey responses less than 70 percent favorable responses. In accordance with the USGS Survey Manual 445-2-H Chapter 33, the USGS has an obligation to ensure that contractors and subcontractors perform their duties in a manner that will not endanger the safety and health of USGS employees, volunteers, the public, or themselves as they work in or visit USGS facilities. For implementation guidance please make contact with your respective local, area, or Office of Management Services safety staff.
Questions related to this correspondence may be directed to David Choiniere, Occupational Safety and Health Manager, at firstname.lastname@example.com, 703-648-7553. Questions related to the customer survey should be addressed to Stephen Gillespie at firstname.lastname@example.com, 703-648-5705.


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Meet Anne
Anne Neikirk has established a solid reputation in the Atlanta real estate market. Whether buying or selling a home, she brings an array of business experiences to the negotiation table.
Anne's background in finance as a Vice President of Corporate/ Commercial Banking for NationsBank (a predecessor bank of Bank of America) provides an advantage in analyzing the ever-changing financial landscape of real estate.
Anne founded a North Carolina-based company called MarketReady, which specialized in preparing residential real estate for the resale market. Her skills as an experienced stager are an asset for clients listing with her.
Anne and her family have experienced five corporate relocations during the past twenty-five years. She understands firsthand the challenges of relocating and organizing a move.
Anne has been a consistent top performer from the onset of her career as a real estate agent. In her first six months, she earned Rookie of the Year award, and has subsequently been consistently named a top agent in the Buckhead Office, by Harry Norman, Realtors and by the Atlanta Board of Realtors. She is a lifetime member of the Multi-million Dollar Sales Club of the Atlanta Board of Realtors.
Anne's business model is client focused- focused on their needs and their timing. Her determined but patient approach produces success for her clients. Referrals from satisfied clients have been a key component of her on-going success.


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About This Book
Do you know someone who needs some encouragement? Perhaps that someone is you.
In When God Makes Lemonade, author Don Jacobson has collected real-life stories from around the world that show everyday folks discovering unexpected sweetness in the midst of sour circumstances. Some are funny, others are sobering, and more than a few will bring tears of amazement. But these true stories all have one thing in common: hope.
There's no question that life gives us "lemons," like issues with health, employment, and relationships. But when those lemons become lemonade, it's as refreshing as a cold drink on a hot summer day.
It's true that in life "stuff" happens, but as you'll see in these stories, Lemonade Happens too!


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Science fiction's meteoric rise was as much about changes in Americans' economic conditions and reading habits as about the cultural climate of the 1950s. The end of the war inaugurated a new era of material prosperity for many Americans, and the middle class swelled to unprecedented size. Americans found themselves with more spending money; this helped usher in a new mass consumerism. At the same time, the war years had changed the publishing industry. During the war American servicemen and civilians alike were wildly enthusiastic about cheap paperbacks printed on government orders and distributed free at military bases. (These were called the Armed Services Editions.) This demand demonstrated to book publishers that paperbacks could be profitable, if they were marketed to a mass audience. The end of wartime rationing made printing those paperbacks possible. Economic conditions were ripe for a paperback explosion.
A brief economic recession in 1946 and 1947 sparked fears among many Americans of a return to the conditions of the Great Depression. But sustained stagnation never materialized. This was in part due to the G.I. Bill, which allocated $15 billion to help ease the economic reintegration of 15 million returning servicemen. By most accounts, it worked by allowing servicemen to acquire new skills through education, and by cutting down on competition for jobs that could have strangled economic growth. And as World War II transitioned almost seamlessly into the cold war with the Soviet Union, America's colossal defense budget supported a huge defense production sector, and helped buoy the economy as a whole.
After 1947, economic indicators rose across the board. The unemployment rate hovered at a paltry four percent. The middle class expanded, and with gusto--by the mid-fifties, almost two-thirds of American families were able to count themselves middle class. Salaries climbed. Americans cashed in their war savings bonds and bought the things they couldn't under wartime rationing strictures. An invigorated advertising sector helped turn the American economic landscape into one dominated by consumerism instead of investment. Among the products Americans bought was fiction, newly packaged to take part in the postwar mass marketplace. The hardcover book and the magazine were hardly extinct--but they were compelled to make room for the paperback.
World War II was serendipitous for the fledgling paperback publishing industry. Wartime conditions on the home front discouraged other costlier kinds of entertainment, especially films. More important still was the Council on Books in Wartime (whose motto was "books are weapons in the war of ideas), which created a line of paperback books called the Armed Services Editions. The ASEs, distributed free to servicemen from 1943 to 1946, were cheaply printed and bound. They fit neatly into a serviceman's cargo pocket, a feat impossible for most hard-bound books. The armed services' appetite for these books was voracious: around 123 million copies of more than 1,300 titles were printed, distributed and read in the three short years of the operation of the Council on Books in Wartime. And in fact, each book almost always served more than just one man. Servicemen often ripped the books in half, so that two people could read at the same time, then swap at the halfway mark. The startling success of the ASEs primed American publishing houses for the postwar years by demonstrating that a vast untapped market existed for cheap paperbacks. Perhaps just as important, the ASEs socialized servicemen (and Americans generally) to the idea and form of the paperback book.


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Keystone KSTAD707A Energy Star 70 Pt. Dehumidifier
Free Shipping!
- 70-pint dehumidifier
- Energy Star rated
- Portable
- Reviews
- Description
- Specifications
- Benefits
Keystone KSTAD707A Energy Star 70 Pt. Dehumidifier
Why suffer in a humid home or office? With the Keystone KSTAD707A Energy Star 70 Pt. Dehumidifier, you can make your space more comfortable by eliminating up to 70 pints of water from an area up to 4500 square feet in size.
The Convenient Way to Dehumidify
Simple to use and Energy star certified for efficiency, the unit is perfect for humid climates, individuals with allergies and homes and businesses prone to mold and mildew growth. The dehumidifier features four heavy-duty, omnidirectional caster wheels, making it completely portable.
Convenient Controls
This dehumidifier couldn't be easier to use. The versatile unit features Normal, Turbo and Auto-Defrost modes that you select with a simple touch of the electronic controls. Indicators and the current status are displayed on a clear LED screen.
Set It and Forget It
With the Keystone KSTAD707A Energy Star 70 Pt. Dehumidifier, you're free to focus on your day, not on your dehumidifier. The 24-hour timer starts and stops the unit automatically at the time that you desire.
Even in the event of a powerful failure, this model has you covered. Its smart memory recalls your last mode and the dehumidifier will restart and resume its previous operation as soon as power is restored.
Easy to Monitor
The dehumidifier has a spacious 1.6-gallon tank for storing water removed from the air, and the bucket is outfitted with a transparent water-level indicator for easy reference.
If you happen to forget to empty the dehumidifier or go on vacation, the unit will prevent an overflow by turning off when the bucket is full. An indicator displays to tell you that the full bucket needs emptying.
Flexible Design
For those that prefer not to empty the water bucket regularly, this dehumidifier offers a flexible hose connection. Just attach a standard garden hose to drain the model continuously into a low-lying drain.
Effortless Maintenance
You can keep this dehumidifier running optimally with very little effort. The filter is removable and simple to wash. Plus, the LED screen shows an indicator whenever it's time to give the filter a cleaning.
Guaranteed Satisfaction.
- Up To 30 days to return your purchase
- Money back guaranteed
- Free return shipping
- No restocking fees
- Model: KSTAD707A
- Product Type: 70 Pt. Dehumidifier
- Product Dimensions: L: 15.40" x W: 11.00" x H: 24.30"
- Product Weight: 43.20 lbs.
- Product Color: White
- Voltage: 115 volts
- Certifications: UL
- Dehumidification Capacity: 70 pints per day
- Energy Star Rated: Yes
- Water Tank Size: 70 pints
- Automatic Shut-Off: Yes
- Refrigerant Type: Electronic
- Timer: Yes
- Timer Length: 24 hour
- Drainage Options: Manual
- Hose Connection: Yes
- Carrying Handle: No
- Full Tank Alert: Yes
- Casters: Yes
- Control Type: Electronic
- Suitable for Commercial Use: Yes
- Wall Mountable: No
- Auto Restart: Yes
- Stackable: No
- Removable Water Tank: Yes
- 24-hour timer puts you in control of when the unit runs
- Efficiently eliminates up to 70 pints of moisture from the air per day in a 4500 sq. ft. room
- Electronic controls with LED display make dehumidifier easy to operate
- Energy Star certification ensures efficiency
- Powers off automatically when bucket is full
- Transparent indicator lets you see how much water is inside


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6 hours ago
1) Fabtastic!
Get to know him...next time ask for his phone number.
2) LOL, I thought it was the gator.
3)I thought ballons were dirt in my screen if you didnt mention it! Lol
4)Too beautiful, I wonder how it gets if splited
5)Yumi yumi! The best worm!
Gosh what an array of birds - love that second last photo.
A bevy birds!! It looks like a dead fish but did the gator get the dead bird?
The variety of birds and their reflections are really neat. MB
So many birds, so many balloons, so many great reflections!
So nice George....
I'll ignore the dead one, just concentrate on those magical reflections.