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Originally posted by Seaman_Richie
Interesting stuff too bad theirs nothing you/we can do about it : )
Originally posted by Amaterasu
Originally posted by Seaman_Richie
Interesting stuff too bad theirs nothing you/we can do about it : )
Rather defeatist there, Richie. S'up with that?
As long as we throw up our hands and say there's nothing we can do as an individual, we are defeated. Me, I take full responsibility for the world being as it is, and focus on what I want to see.
I suspect we'd get better results if we all stood up and did the same.
Originally posted by Amaterasu
WHY the 600+ empty FEMA prison camps that can house ten times, at least, the number we presently imprison? (Now: 2 million; FEMA camps: 20 million AT LEAST).
WHY the Codex Alimentarius that classifies nutrients as TOXINS.
WHY is Monsanto aiming to control all seed on the planet.
WHY is Monsanto allowed to force genmod foods on us.
WHY is Monsanto not required to inform us of genmod foods they offer.
WHY does Monsanto win court cases where their genmod pollen polluted the fields of organic farmers.
WHY a war on a plant that is shown over and over to be nothing but beneficial for us.
WHY doesn't the media exclaim outrage at the thought of opaque code in voting machines.
WHY do so many things I hear that should be breaking news on TV never get reported at all.
WHY does the cancer-curing aspect of hemp oil (distillate of the flowers as opposed to the oil of the seed) go unreported and purveyors get shut down.
WHY don't we shift from petro-oil to hemp oil (oil of the seed) when Henry Ford built a car that ran on hemp oil.
WHY the "Patriot" Act.
WHY did our American royalty plan and execute 9/11.
WHY are we indebting ourselves at a phenomenal rate to the Federal Reserve (a private corporation).
WHY were we lied to to go to war.
WHY did we allow Operation Paperclip.
WHY are there "practice runs" for establishing Martial Law (ala 1984).
WHY are we being spied on.
And what about any of these questions, or even all of them at once, suggests that life beyond this world is involved? Here's a logical exercise for you: apply Hanlon's razor to the following statements. Which one sounds simpler and more plausible?
And I could go on and on. Each WHY by itself could likely be addressed in a vacuum, but it is the whole picture that emerges looking at ALL the WHYs together that were answered.
We have been held slaves and there is an extermination in the works. The Papers answered them all.
Originally posted by Anonymous ATS
Who is to say that they don't know where Bin Laden is ? he is a multibillionaire and they tell us that he is hiding out in caves somewhere ? if he was " a part of it" ,I am sure he is living a nice life some where ? he took the fall for them as was pre arranged . is this the red or blue pill ?
Originally posted by Anonymous ATS
reply to post by justamomma
I read that there is something we can do WHAT? Lay out exactly what we can do to change, what the super rich and powerful do. These are the very people that get voted in by the people so exactly what can a few or even alot of informed people do NOTHING! So why say this, we control nothing, if these people with all the money want to bring you or I to our knees they can. All they have to do is take ther money send all that work for them home, the people who work suffer not them. They will always have the money, and someone will always be willing to follow them for the very reason you stated, POWER and MONEY. So again what EXACTLY can be done? Please lay out word for word the precise way this can happen. Because I can promise you they do have a precise plan.
Why didn't he say it was someone with an actual connection to Saddam Hussein? Still, people are stupid enough to believe it. I know people at my school who think 9/11 was done by Iraqis. Maybe it is possible that they let it happen, but if there really is a NWO, the idea that 9/11 was faked works against denying ignorance because it distacts people from the real conspiracy (assuming there is one, I'm still not 100% sure either way.)


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subset: commoncrawl


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There is nothing sacred anymore about getting married on a Saturday. Which is why more couples are contacting their wedding caterers about, instead, holding a Friday ceremony and reception.
Before we go into details on why Fridays (or Thursdays, or Sundays) might be a better day to tie the knot, consider how historically other days were the rule. In early American history Wednesdays were considered good luck for aristocratic couples. Working class Americans back then âÇô which is to say, about 98% of people âÇô married on Sundays because it was the only day they had off from work. The Puritans bucked that trend because Sunday was the Sabbath âÇô which is kinda funny because Puritans weddings, bless their hearts, were fairly austere anyway. Guests brought their own mugs, spoons, and forks because party throwing was so uncommon they didnâÇÖt have enough service ware on hand for a large group.
Los Angeles wedding caterers of today put on events that have very little to do with 18th century New England. If there are religious considerations for which day of the week a wedding might be held, it could be on Tuesdays or Thursdays for very traditional Orthodox Jews. Some Middle Eastern and South Asian communities in America often celebrate over several days.
But increasingly, pragmatic American couples are looking at Friday weddings. Not just because Los Angeles wedding caterers may be more available then (they are, along with venues, clergy, DJs and flowers), but because it does their guests a few favors as well. Those include:
1. If guests travel, they get the rest of the weekend to relax and visit places nearby.
2. All guests, particularly close family members and friends, can enjoy the next-day brunch without having to rush off to catch a plane.
3. Venue availability is much better. Corporate catering typically leaves Fridays off its calendar (business events are rarely held at the end of the week). For couples who donâÇÖt want to plan their events two years in advance it becomes possible to snag a dream venue with far less planning and money.
4. Smaller guest lists are required. Some venues may require a minimum of, say, 200 people. So if you really only want (and want to pay for) 100 or 150 guests, they may allow that on Fridays.
Traditions evolve considerably over time around weddings, particularly in the American melting pot. So before committing to the rigidity of the âÇťweddings are only held on SaturdayâÇŁ way of thinking, ask around by talking to wedding caterers, venue bookers, photographers, and clergy. You might find they too are more available to work on a different night of the week.
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§179 Expense Election
Taxpayers, except trusts, estates, and certain noncorporate lessors, can elect
to expense up to $24,000 (for tax year 2001), of the cost of certain MACRS property
purchased and placed in service during the tax year. The expense election can
be made only for qualifying personal property used in the active conduct of a
trade or business. Property used for the production of income is disqualified.
Property held for the production of income includes investment property, rental
property, and property that produces royalty income. However, there are limits
to the amount that can be expensed in a tax year.
What Costs Can Be Deducted?
Costs that can be expensed include:
Example 1. John Jones traded his business truck that had an adjusted
basis of $5,000, and paid cash boot of $4,000, for a new truck. Only the $4,000
cash boot paid is eligible for the I.R.C. §179 expense election.
Is the I.R.C. §179 Expense Election Optional?
The expense deduction is elective and can be taken or not taken as the taxpayer
chooses. And if taken in one year, it need not be taken again in a later year
in which the taxpayer buys qualifying property. However, it can only be taken
in the year in which a depreciation deduction is first allowable with respect
to the property, I.R.C. §179(c).
How to Make the Election
The I.R.C. §179 deduction is not automatic. Make the election by reporting
the deduction on Form 4562. Attach and file Form 4562 with either of the following:
If the return is timely filed without making the election, the election can
still be made by filing an amended return within six months of the due date of
the return (excluding extensions).
What Property Qualifies for the Election?
Qualifying I.R.C. §179 property is depreciable property and includes the
Leased Property. Generally, the I.R.C. §179 deduction cannot be claimed
for the cost of property leased to someone else. (This rule does not apply to
corporations.) However, a taxpayer can claim an I.R.C. §179 deduction for
the cost of the following:
For a complete discussion and list of qualifying property see the 2000 Farm
Income Tax School Workbook, page 175.
What is the Annual Maximum Dollar Deduction Limit?
The I.R.C. §179 expense deduction cannot be more than the property's cost
and is subject to the taxable income limit and the following annual maximum dollar
limits, which are reduced if qualified investments exceed $200,000:
The annual maximum dollar limitation applies to each taxpayer and not to each
trade or business in which the taxpayer has an interest [Reg. §1.179-2(a),
and Reg §1.179-2(b)(1)].
Example 2. Mult I. Business-Owner has a Schedule C business in which
he purchased $20,000 of qualifying property. Mult I. also operates a Schedule
F business in which he purchased $12,000 of qualifying property. In 2001, Mult.
I. has purchased a total of $32,000 of qualifying property. However, his annual
maximum dollar limitation is $24,000.
Example 3. Assume Mult I. Business-Owner's wife, Uno, also owns a Schedule
C business that purchased $8,000 of qualifying property. Mult I. and Uno file
a joint return in 2001. Among their three
businesses, they have purchased a total of $40,000 of qualifying property. However,
their maximum annual dollar limit is $24,000. The maximum amount, $24,000, can
be allocated to any of the qualifying assets.
What is the Investment Limit?
The deduction for any year is reduced (but not below zero) by the amount of
qualifying property placed in service during the tax year that exceeds the $200,000
investment limit [I.R.C. §179(b)(2)].
Example 4. Big Buyer placed $215,000 of qualifying property in service
during his 2001 tax year. The expense deduction for that year is limited to $9,000.
A husband and wife who file a joint return are treated as one taxpayer in applying
the dollar limitation, regardless of which spouse bought the property or which
spouse placed it in service. Reg. §1.179- 2(b)(5)(i). A husband and wife
may not deduct more than a total of the applicable maximum annual deduction even
if they each bought separate properties and each owns separate businesses. The
$200,000 investment ceiling is figured using the total cost of qualifying property
that both spouses placed in service during the year.
Example 5. Mult I. and Uno are both calendar-year taxpayers. During
the 2001 tax year, Mult. I. places $195,000 of qualifying property in service
and Uno places $9,000 of qualifying property in service. Whether or not Mult.
I. and Uno file a joint return for 2001, their dollar limitation is $20,000. [Reg.
What is the Taxable Income Limit?
The otherwise allowable expense deduction is limited to the aggregate amount
of taxable income from any of the taxpayer's active trades or businesses [I.R.C.
Taxable income from a trade or business includes the following items:
How is the Income Limitation Applied to Married Taxpayers?
A husband and wife who file a joint return must:
Example 6. John has a $10,000 loss from his Schedule C business; Mary
has $12,000 net income from her business. John and Mary have no other income and
file a joint return. John and Mary could elect to expense $2,000 I.R.C. §179
property even if it were purchased and used in John's business.
How is Taxable Income Computed?
Taxable income, for purposes of the taxable income limitation, is computed
without regard to the expense deduction itself, and without regard to:
Example 7. Jim Smith bought an item of construction equipment for $10,000.
The net income from Jim Smith's construction business is $200,000. Jim also owns
and actively manages an office building that produces a $200,000 rental loss.
For Jim, however, the I.R.C. §469 passive activity rules prevent current
deduction of the rental loss. Under the above "deduction-suspension"
rule, the rental loss does not reduce the income from Jim Smith's construction
business for purposes of the taxable income limitation. Therefore, Jim may elect
to expense $10,000, the full cost of the construction equipment.
Can Deductions in Excess of the Taxable Income Limit Be Carried to a Future
Only §179 deductions in excess of the taxable income limitation can be
carried forward. Deductions
that exceed the maximum annual dollar limitation are wasted and cannot be carried
Example 8. Ralph Roush in 2001 has taxable income from his Schedule
C business of $30,000. He has purchased $28,000 of qualified property and attempted
to expense the full amount. However, his deduction is limited to the maximum annual
dollar limitation for 2001, $24,000. The excess $4,000 cannot be carried forward.
Example 9. Assume the same facts as above except Ralph's taxable income
is $15,000. Ralph elects $24,000, the maximum I.R.C. §179 expense election
for 2001. He can deduct $15,000 for 2001. The remaining $9,000 can be carried
to any future year.
How Does the Carryover of the I.R.C. §179 Expense Effect Future Year's
Annual Dollar Limitation?
Any expense deduction that cannot be used because of the taxable income limitation
is carried forward indefinitely to future years. The carryover can be deducted
to the extent that, when added to amounts for which the taxpayer makes the expense
election for that year, it does not exceed the dollar limitations and the taxable
income limitation for that year. Carryovers not deductible because the taxable
limitations can continue to be carried forward to future years [I.R.C. §179(b)(3)(B)].
Example 10. Mary, a calendar-year taxpayer, has a $3,000 carryover of
a disallowed I.R.C. §179 expense deduction from a past tax year. In 2001
Mary places in service qualifying property that cost $25,000. Mary's 2001 taxable
income from active trades and businesses is $100,000. Mary elects to expense $22,000
of the cost of the qualifying property placed in service in 2001. Because of the
$24,000 limitation (for 2001), Mary can deduct the $22,000 of current year expense
and $2,000 of the carryover. Mary has a $1,000 carryover remaining for use in
future years [Reg. §1.179-3(d)].
Can Personal-Use Property Converted to Business Use Qualify for the I.R.C.
§179 Expense?
The determination of whether property is qualifying property is made in the
first year the property is placed in service. If the taxpayer places property
in service in a tax year and the property does not qualify for the expense deduction,
no expense deduction is allowed for the property even though the property later
becomes qualifying property in a future tax year [IRS Pub No. 946, (2000), p.
14]. However, the taxpayer can take regular depreciation for the property in the
later year.
Example 11 . In year 1, Mike bought a new car and used it 100% for personal
purposes. In the following year (year 2), Mike begins to use the car in his business.
The car is not qualifying property to Mike for purposes of the expense election.
However, Mike can depreciate the car in year 2.
© 2001 Copyrighted by the Board of Trustees of the University of Illinois


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Published: October 12, 2018 1:30:46 am
All of us can jump out like that: Vladimir Putin hails Khabib Nurmagomedov
Conor McGregor handed one-month medical suspension from UFC
UFC 230: Heavyweight champion Daniel Cormier set to defend against Derrick Lewis
Nevada regulators are suspending UFC fighters Khabib Nurmagomedov and Conor McGregor for a brawl inside and outside the octagon after their match last weekend in Las Vegas. Nevada Athletic Commission executive Bob Bennett says letters were sent Wednesday informing both fighters they'll be suspended for at least 10 days, effective October 15.
Bennett says the commission can extend the suspensions when it meets Oct. 24. The fighters' managers did not immediately respond Thursday to messages seeking comment.
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After McGregor tapped out in the fourth round of UFC 229 on Saturday, Nurmagomedov scuffled with a fighter in McGregor's corner and members of Nurmagomedov's entourage climbed into the octagon and attacked McGregor.
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Soundcraft Notepad 124 / APS15 Mains & Monitors Package with BBE 382i
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Live PA package including the Soundcraft Notepad 124 Mixer, a pair of Kustom KPC10MP 10 Powered Monitor Speakers, a pair of Harbinger APS15 15 Powe...Click To Read More About This Product
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Affordable live PA package including mains, monitors, mixer and mics.
Live PA package including the Soundcraft Notepad 124 Mixer, a pair of Kustom KPC10MP 10 Powered Monitor Speakers, a pair of Harbinger APS15 15 Powered PA Speakers, a BBE 382i Stereo Sonic Maximizer, 2 Audio Technica M4000S Dynamic Mics, 4 balanced patch cables, 2 XLR mic cables, and 2 standard speaker stands.
Soundcraft Notepad 124 Mixer
The Soundcraft Notepad 124 mixer boasts Soundcraft audio performance with the acclaimed GB30 mic preamp and EQ technology in a highly-compact and solid chassis. The 124 has 4 mono mic/line inputs. It also boasts 4 stereo line inputs, and suits a very wide range of applications where simple yet high-quality mixing is required, such as in home recording, small band/cabaret PA systems, AV presentation systems, small broadcast edit suites, educational environments and general contracting.
The FX send is replaced by a standard AUX send with a dedicated output. It also provides a recording output of the mix on RCA/Phono connectors as well as a stereo input for CD playback etc.
Other highly-desirable functions include a high-pass filter on the mono inputs, a 60mm fader for the mix output selectable sensitivity of +4dBu or -10dBV on each stereo input (Notepad 124 models only) and multi-segment led metering on the mix output along with a headphone monitoring output.
Harbinger APS15 15 PA Speakers
The APS15 from Harbinger combines a powerful 2-way loudspeaker, a simple mixer, and 200W of power into one convenient PA system. Featuring 3 channels with balanced and unbalanced inputs for microphones, music players or instruments, a 200W A/B amplifier, and a 15" speaker with a high horn driver, you get an active PA with flexibility, powerful reach, and concert quality sound. Equally capable of serving your needs in rehearsal spaces, small clubs, installs, banquet rooms, or outdoor events, the APS15 PA speaker is easy to setup, never wants for volume, and always provides full frequency, crystal-clear fidelity. With individual gain controls for each channel, 5-band graphic EQ, and a Master Output knob, you have the control you need to get the mix you want and the ability to tailor your sound to the distinct characteristics of any environment.
Kustom KPC10MP Powered Monitors
The Kustom KPC10MP is a 50-watt powered monitor speaker with an angled wedge design, a 10' Kustom-built loudspeaker and a piezo HF driver. It is tuned to deliver rich, balanced tonality while accurately reproducing a wide variety of audio content.
The Kustom KPC10MP powered monitor speaker provides balanced XLR and TRS 1/4" (balanced/unbalanced) input jacks. These may be used to connect a wide variety of line level devices such as non-powered mixers, preamps, keyboards, drum machines, and other audio devices including music players such as iPods and CD players. A volume control adjusts the overall level of the Kustom powered speaker. A TRS 1/4" line out jack may be used to daisy chain 2 or more KPC speakers for a wider dispersion of sound. For example, if a non-powered audio mixer has been connected to the Kustom KPC speaker's input, the line out of this first speaker may be connected to a second speaker's input. This is a daisy chain and it often requires shorter cable hookup lengths versus connecting the second speaker directly to the audio mixer.
In addition to being used as a powered floor monitor, a built-in polemount socket enables you to elevate the Kustom KPC10MP monitor for use as a powered PA speaker.
BBE 382i Stereo Sonic Maximizer
The BBE 382i series delivers all the sound-improving benefits of a Sonic Maximizer with the convenience of ganged-stereo operation, perfectly suited for any -10dBV unbalanced studio, PA system, or guitar/bass rig. The BBE 382i Stereo Sonic Maximizer applications include DJ and PA sound reinforcement, musical instruments, and recording.
Soundcraft Notepad 124 Mixer
4 mic inputs with GB30 mic preamps:
4 stereo line channels for keyboards, MP3 player, etc.
Switchable +4dBu/-10dBV on stereo inputs
100Hz high-pass filter on each mic input
+48V phantom power (global)
1 Aux/FX Sends
1 Return
L/R main Bus Outs
Harbinger APS15 15 PA Speakers
3-Channel Mic/Line mixer
200W convection-cooled, Class A/B amplifier
15" 2-way, full-range powered speaker with high horn driver
Individual gain control on each channel
Balanced/unbalanced mic inputs
XLR/Stereo RCA line input
Balanced/Unbalanced outputs
5-Band master EQ & Master output controls
Kustom KPC10MP Powered Monitors
One 50-watt, Class AB, built-in power amplifier with current-limited protection circuitry
One 10', Kustom PA speaker
One piezo horn with wide dispersion flare
Angled, wedge-shaped design
One balanced XLR input jack
One TRS 1/4" input jack
Volume control
One TRS 1/4" line out jack
BBE 382i Stereo Sonic Maximizer
A full-function Sonic Maximizer
+20dB of output headroom
Unbalanced 1/4"/RCA I/O
108dB signal-to-noise ratio
Everything you need to be heard, in one affordable package. Order today.
For additional specifications please refer to the product detail page on individual components


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Meet the King of Tombstone Bling – take a look at the designer cemetery
Meet the King of Tombstone Bling – he is South Africa's best
Lebohang W Khitsane designs tombstones and is known as South Africa's "king of tombstone bling".
He creates unique tombstones for his clients, which include celebrities and public figures. Visiting the cemetery is like attending an exhibition. They are perfected to fit in with the surroundings as well as tell a story.
It's not sure how much they cost. But if they're being created for the rich and famous then – very expensive! However, wouldn't it be glorious to remember a loved one with a designer recreation.
Would the idea be popular in the UK? Who knows. It is the sort of thing that could catch on in the community.
Video journalist: Christian Parkinson
BBC News
Quotes: This is my latest creation. This is a tombstone of a South African legend. Robbie Malinga. My name is Lebohang W Khitsane. I am the CEO and founder of the Bataung Memorial Tombstones.
I bring tombstones to life when they can describe the person character. The way you live. How you live. What you did.
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27 Jul Keeping up with the 2018 ECNL/id2 National Training Camp
(UPDATE: Aug. 1 – The full recap is available here.)
PORTLAND, Ore. | The 15 girls selected to the id2 National Selection girls team have converged at the University of Portland, July 24-28, for the ECNL/id2 National Training Camp. After standing out among the 164 girls who participated in the three 2017 id2 Training Camps targeting girls born in 2003, these 15 players from across the nation were invited to train alongside the top 100 girls players from the 2003-05 ECNL age groups across the nation.
The four-and-a-half-day training camp will see the id2 National Selection girls team train alongside the older ECNL girls in at least once daily sessions and play games at University of Portland's famous Merlo Field.
View the 2018 ECNL/id2 National Training Camp schedule here.
On the last day of camp before Saturday's travel day, the id2 National Selection girls team took the field as part of teams 1 and 2 for another morning training session at 11:00 a.m. PT. The morning session primarily focused on passing drills and team shape. For the evening matches that marked the final event of the week, Team 2 played Team 3 at 3:00 and Team 1 played Team 4 at 4:30. Team 2 won their match 2-0, while Team 1 came up short 1-0 to Team 4, in two balanced matches, with strong buildup and defensive work on display.
After wrapping up their matches and eating dinner, the camp gathered outside of the dormitory for a final meeting, where the coaching staff announced their best XI of the 2018 training camp. Id2 National Selection Molly Martin of FC Stars of Massachusetts was named to the Best XI for her standout performance in defense and the midfield.
Saturday is a designated travel day for the athletes to head home and take some time to rest before jumping back into the grind of the 2018-19 club season.
After scrimmaging in Wednesday's games, Thursday saw the teams slightly scramble and converted to letter labels. After yesterday's intense day during an especially hot and sunny week in Portland, every team began the day with a 9 a.m. PT light recovery session on the University of Portland practice soccer field.
After breaking for lunch, the girls returned to Merlo Field for a 3:45 p.m. training session, which saw more focus on the defensive end. Teams A and B focused on building out of the back up to creating and overload and converting in the final third. After the informative sessions, the girls gathered outside of the residence hall to meet and see off the older, ECNL integrated National Training Camp participants.
After a morning recovery session, the girls are preparing for afternoon training sessions later, on day 3 of the ECNL/id2 National Training Camp. @theECNL pic.twitter.com/xnaPo636N9
— US Club Soccer (@USClubSoccer) July 26, 2018
The first full day of the training camp saw teams 1 and 2 on the field at 9 a.m. PT for a thorough training session. On a hot, sunny day in Portland, the first session focused on developing and building up the offense. The coaches walked through and stressed breaking lines and penetrating the defensive lines, and creating overloads to attack. Towards the end of the hour and a half session, each team scrimmaged on one half of the field to implement the emphasized offensive tactics.
After a lunch and rest break, both teams returned to the field at 3 p.m. to scrimmage one another. In a competitive game with some impressive skills on display, team 1 turned their 2-1 half-time deficit into a 4-2 victory, which saw three girls from the id2 National Selection girls team on the scoresheet.
The first day of the 2018 ECNL/id2 National Training Camp was a half-day as the athletes arrived throughout the first portion of it. The players were divided onto teams 1 and 2 before participaing in a light training session to start the on-field events.
After, the girls had dinner and before being to treated to watch Manchester City W.F.C. play Paris Saint-Germain Féminines, at Merlo Field at the University of Portland. Tuesday was a simple day for the athletes to get settled in and begin forging friendships during their session and while watching two of the best women's' teams in the world compete.
The Elite Clubs National League (ECNL) was founded in 2009 to enhance the developmental experience of female youth soccer players in the United States through: (i) improving the competitive environment through creation of a true national competitive league; (ii) improving the process for identifying elite female soccer players through a systematic scouting and identification program based on national competitions; and (iii) improving the daily training environment at top female youth soccer clubs through developing best practices and training and organizational guidelines for its member clubs. The ECNL is sanctioned by US Club Soccer and is sponsored by Nike Soccer.
eliteclubsnationalleague.com | Facebook: /theECNL | Twitter: @theECNL
A National Association member of the U.S. Soccer Federation, US Club Soccer fosters the growth and development of soccer clubs in order to create the best possible environment for players of all ages.
Anchored by Players First and its five pillars of Club Development, Coaching Development, Player Development, Parent Engagement & Education and Player Health & Safety, US Club Soccer offers registration, league- and cup-based competition platforms, player identification and a variety of other programming, resources and services.
US Club Soccer is sponsored by Nike and supported by LaLiga through a technical partnership.
usclubsoccer.org | Players First | Facebook | Twitter | Instagram | YouTube


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1996 had been a busy year for Skyclad. Barely ten months had passed since the release of the now classic Irrational Anthems that they put out some kind of throwaway work, this Oui Avant-Garde à Chance. Disguised EP, patchwork, or futile game with a mediocre cover and idiotic title – this pun on We haven't got a chance is objectively more than far-fetched, while it doesn't mean anything in French (literally, Yes Avant-Garde to Luck): what a strange, controversial monster, what a hunch-backed hydra and, well, what a good album it is...
Just ignore the construction. There isn't any. In this awkward crucible fast songs melt with ballads in random order, brand new tunes with covers and remixes, humour with bitterness and emotion. And while the result is certainly unequal, let's remember the 'Clad has yet to record a perfect, homogeneous, harmonious release (they got close with A Semblance of Normality, but this isn't "classic" Skyclad anymore). The two covers are indeed disposable, being initially non-metal songs (why not) covered in a non-metal fashion (still nothing wrong here) which in the end still don't sound anything like Skyclad (this, contrariwise, being totally inept on a Skyclad record). However, they still aren't worse than some genuine Skyclad songs from other albums given these guys, alongside their unquestionable and numerous sparks of genius, have always had a special way of writing incredibly lackluster, tedious, boring tunes.
The remixes are another question. There are two as well, and while re-recording old tunes isn't an uncommon, and sometimes welcomed practice, recording new versions of less than one-year-old songs has always smelt a bit too much of easy record-filling. Of course, Penny Dreadful is still Penny Dreadful, a bouncy monster of a track, improved by a new arrangement over the dryer Irrational Anthems version. Some may object the backing accordion only serves to add a both cornier and more commercial edge; but we're talking about the self-dubbed "full shilling mix" of a song against, precisely, the perverted music business here so this is no surprise. Coming to History Lessens it's never been my favourite 'Clad track, and this slightly altered version failed on changing my mind on the topic. Case closed, I guess.
Now, it's obvious those who can't get into the softer side of Skyclad won't fully appreciate this release. Agreed, the originators of folk metal aren't usually very good at writing slow songs, most falling into the above-mentioned lackluster, tedious and boring category, but those featured here are of pretty good quality, not a bad thing as there are lot of them. The Constance Eternal, Postcard from Planet Earth and Jumping my Shadow triptych first, all ballads, all very emotional songs – I hear the word in a positive meaning. Constance Eternal is probably the strongest (okay, I'll also admit Jumping my Shadow and its story of failed relationship has been recently growing on me a lot); first it shows Martin Walkier, the misanthrope Martin Walkier, is also able to write very personal, touching lyrics, this time about a deceased relative, then the combination between the fiddle and the acoustic guitars works simply wonderfully and the track never falls into mellowness – which unfortunately isn't the case of its follower, one of the weakest pieces of work here in spite of an interesting psychedelic vibe.
Granted, Bombjour! is another slow song, but that time we're fully back into the bitter, cynical, politically committed Skyclad to denounce the French nuclear tests of 1995. Alright being French myself the lyrics are likely to touch me more than some others; however the sad, melancholic, ambiguous violin doesn't know any nationality, neither do the cringing rhythm guitar or Martin Walkier's desperate, hopeless voice. If Walkier, one of the best metal lyricists ever, has otherwise never been my favourite singer, his performance here is for once near to flawless. No anger in this song, only resignation facing eternal human stupidity, topping an irrepressible doomsday feel; while Constance Eternal was sad, Bombjour! is almost frightening. The anecdotal coda, the instrumental version of the song – Bombed Out – can be looked at in two ways. Base level useless filler, will say some. Another nail in the coffin of humanity, with a slice of sick flute and even more ominous violin, say I. Did I mention Frau Schmidt from Subway to Sally fame was playing here? Another guarantee this release can't get wrong, hey.
And, the last but not least guarantee, this couple of opening high-paced anthems (which titles alone are a program by themselves – I mean, GREAT BLOW FOR A DAY JOB!), just to burst in the face of those who still haven't understood folk metal bears metal in it. Listening to the musically as well as lyrically crazy, furious Great Blow... one might for instance even forget it's another totally acoustic song! And what can be said about the resolutely anti-Christian If I Die Laughing it Would be an Act of God with its storming intro, bouncing drumming, spiteful, sometimes almost thrashy singing? Wait, it's folk metal, it can't be anti-Christian, it must be about beer – alright, you failed.
It's indeed ironical that what may look at first glance like a collection of B-sides ends up being overall more enjoyable than the presumably more serious Irrational Anthems that, in spite of its high reputation, has always sounded slightly dull to me. Let's bet our beloved British ever-disillusioned quintet must love this kind of puzzling paradoxes.
Highlights: If I Die Laughing..., Great Blow for a Day Job, Constance Eternal, Bombjour!, Penny Dreadful (Full Shilling Mix)


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Last month, Forbes released its annual list of the best U.S. banks. The list was comprehensive and presented in an authoritative tone.
The problem is that Forbes' methodology leaves a whole lot to be desired, and as a result, many of the banks on the list are wildly misplaced.
Why these rankings don't stack up
Bank of America (NYSE:BAC) is a bank we're all familiar with, and it serves to highlight my point. B of A comes in at No. 88, six spots behind No. 82, Wells Fargo (NYSE:WFC).
Citigroup (NYSE:C) is the highest-ranked of the megabanks at No. 64, and JPMorgan Chase (NYSE:JPM) rounds out the big four at No. 73. One of my favorites, M&T Bank (NYSE:MTB), is ranked just behind B of A at No. 83.
Now, look at this chart, which includes the KBW Bank Index as a benchmark for the industry. Something doesn't quite add up.
Over the past 10 years, Forbes' top bank of this group, Citigroup, is by far the worst performer. Bank of America has done slightly better but still lousy, yet it's ranked higher than M&T and only six spots behind Wells.
That doesn't pass the sniff test.
Forbes' methodology misses some big points
It's easy to pick a bank here and there and argue that it should be higher or lower, but that's not my aim. Rather, I'm arguing that the methodology omits absolutely vital criteria, skewing the results from the top to the bottom.
The markets, as demonstrated by the stock performance chart, also disagree with Forbes' assessment. What's the problem?
Here's the methodology, quoted from the original article:
The metrics to rank the banks included net interest margin; nonperforming loans (NPLs) as a percentage of loans; nonperforming assets as a percentage of assets; reserves as a percentage of NPLs; two capital ratios (Tier 1 and risk-based) and leverage ratio. The data is based on the regulatory filings of banks and thrifts for the period ending Sept. 30. We also factored in return on average equity over the last 12 months.
While [financial-data company SNL Financial] provided the data, the rankings are done exclusively by Forbes. The final component of the rankings was revenue growth for the latest 12 months based on data from FactSet Research Systems. The nine metrics were weighted equally in the final ranking.
Forbes used two profitability metrics (net interest margin and return on equity), four capitalization metrics (reserves, Tier 1, risk-based, and leverage ratios), and two credit quality metrics (NPLs to loans and NPLs to assets), and then it threw in revenue growth to round out the formula.
What's missing?
Forbes was right to emphasize soundness first -- capitalization and credit quality account for two-thirds of the weightings -- followed by profitability and, lastly, growth. I'm a firm believer in John Medlin's "three legged stool" philosophy of bank management.
In my opinion, though, return on assets is more significant over time than return on equity. I also feel that the efficiency ratio, again reviewed over time, is an absolute must for any bank analysis.These two measures are key to Warren Buffett's evaluation of banks, but they're nowhere to be found here.
More than anything else, what this ranking lacks is an attempt to capture a bank's management and culture. All financial ratios and metrics are reflections of management decisions on how to operate the bank and how to compete in the marketplace. Management and culture are what separate the best from the rest.
The challenge is that this so impossible to quantify. To me, the solution is to consider the bank's historical performance through previous downturns. Past performance is the best proxy investors have to predict future management decisions and evaluate culture.
It's a good start, but the list needs work
I don't want to be overly critical, as ranking the nation's banks is an exceptionally difficult thing to do, and this methodology is a good start. My point is that it is just that -- a start. There is more work to be done.
Jay Jenkins has no position in any stocks mentioned. The Motley Fool recommends Bank of America and Wells Fargo and owns shares of Bank of America, Citigroup, JPMorgan Chase, and Wells Fargo. Try any of our Foolish newsletter services free for 30 days. We Fools don't all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.


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Toronto Raptors AT Houston Rockets
December 31st, 2010 at 7:05 PM EST
Opening Line: Houston -9
Current Line: Houston -9
Opening Total: 212
Current Total: 213.5
Opening Moneyline: Houston -450 / Toronto +370
Current Moneyline: Houston -500 / Toronto +350
Both these teams enter tonight's game outside the top 8 in their conference and thus are not currently in position to make the playoffs. Toronto currently sits 1.5 games behind the 13-19 Philadelphia 76ers for the 8th seed in the East, and Houston is a mere 1 game behind Portland for the 8th seed in the West, so it goes without saying that both teams still have a great shot at making the playoffs with 2/3rds of the season still to be played.
Houston just took Miami down to the wire on Wednesday, losing by a mere 6 points at the Toyota Center, their homecourt. While Battier held LeBron in check, as I said he would, it was Wade who did the real damage, scoring 45 against the suspect defense of Houston's leading scorer Kevin Martin. Martin contributed 21 points of his own, but his +/- was -11, proving that when on the court it was Wade doing the dominating. Scola had a good game for himself, too, going for 22 points on 10 of 20 shooting from the floor.
Toronto hung with Dallas for most of their last game, losing by only 8 points to the 24-6 Dallas Mavericks. They had three players with more than 16 points (DeMar DeRozan, Linas Kleiza, and rookie Ed Davis) and Dallas was without star player Dirk Nowitzki, or it probably would not have been that close. On a positive note for the Raptors, however, they did hold Dallas to 41.3% field goal shooting.
Despite their rotten record, Toronto is only -3.7 in the point differential for the season. They play a fast paced game, scoring 100.7 and giving up 104.5. Houston also plays a fast game, scoring 105.7 and giving up 104.4. That is why NBA oddsmakers have set the total high for tonight at an opening total of 212. Defense will not be the focal point for these two teams.
Some betting trends:
Toronto has lost 9 of their last 12 games and are 2-5 ATS in their last 7 games. They have lost 11 of their past 15 on the road and are 15-7-1 ATS on the road in their past 23 road games. The total has gone UNDER in 6 of their last 7 against Houston and it has also gone OVER in 17 of their last 25. Toronto has lost 8 of their last 10 in Houston and are 3-9-1 ATS in the last 13 games in Houston. The total has gone OVER in 9 of those 13 games.
The total has gone UNDER in 4 of Houston's past 6 games and they have won 5 of their last 6 games, after learning they would be without the services of Yao Ming for the rest of the season, and possibly forever. The total has gone UNDER in 15 of Houston's last 22 games at home and UNDER in 6 of their last 7 against Toronto. Houston is 5-10 ATS in their last 15 against Toronto.
Tonight's matchup, as said, promises to be a run and gun game but NBA Pick Houston is favored by 9 and have been relatively hot of late so they do have an edge. Look for Brooks and Calderon to both try to force the pace and neither team has any plans of slowing it down.


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