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A guide for beneficiaries
- Kerry Joleen Owens
- 2 years ago
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1 A guide for beneficiaries March 2013 who? why? what?
2 why? 20 frequently asked questions about being an beneficiary. what? what? This booklet provides a guide, in question and answer format, for beneficiaries about what is means to be a beneficiary, what is required of them and what is involved in managing and finalising an estate in Victoria. For more information beneficiaries should contact their legal practitioner. Contents 1 Who is a beneficiary? 1 2 What is an estate? 1 3 Who is an executor? 1 4 What is the role of the executor? 1 5 Do all the beneficiaries need to agree with decisions of the executor? 2 6 Must an executor take on the responsibility? 2 7 Who pays the executor? 3 8 Who arranges the funeral? 4 9 Should there be a reading of the Will? 4 10 What should the beneficiaries be told? 5 11 What if there is no Will? 5 12 What is probate and is it necessary? 6 13 How long do estates take to finalise? 7 14 Can dependents claim more? 8 15 Can beneficiaries reject a gift? 9 16 What happens to household goods and personal items? 9 17 What if the estate liabilities exceed the estate assets? 9 18 Is there tax to be paid? Planning for your inheritance What happens to children s inheritance held in trust? 11 Support services 11
3 A guide for beneficiaries page 1 1 Who is a beneficiary? A beneficiary is any person or entity (e.g. a charity) that receives a gift or benefit from a person s estate. 2 What is an estate? An estate is all of the property and liabilities of a person in existence after her or his death. 3 Who is an executor? An executor is a person who has been appointed in a Will to manage the will maker s estate. 4 What is the role of the executor? The role of the executor is to carry out the wishes of the will maker as specified in the Will. This is a position of great trust and must be carried out with care and honesty. The executor must: Act in the best interests of the estate and all of the beneficiaries and cannot act in his or her own interests if they are not the same as the interests of the estate and the beneficiaries. Do what is specified in the Will (unless there is a proposal to distribute the estate other than as set out in the Will, in which case all of the adult beneficiaries need to agree to the change). Protect all of the assets of the estate until they are distributed. Keep good records of everything they have done for the estate. Obtain advice from professionals such as lawyers, accountants, real estate agents where necessary. An executor may be ordered by a court to act properly and promptly if the beneficiaries believe that the executor is not doing what he or she should.
4 page 2 A guide for beneficiaries 5 Do all the beneficiaries need to agree with decisions of the executor? All of the beneficiaries do not have to agree with the decisions of the executor if the executor is carrying out the wishes of the will maker as set out in the Will. If there is a proposal that the assets be distributed other than as specified in the Will, the executor will need to inform all beneficiaries and obtain consent from all adult beneficiaries to the change, preferably in writing. Before consenting to a change in the distribution, beneficiaries should obtain their own legal and financial advice. The lawyer acting for the estate is unable to give the beneficiaries independent legal advice because he or she is acting for the estate and there may be a conflict of interest in also advising the beneficiaries. 6 Must an executor take on the responsibility? An executor can refuse to accept the position of executor, but this should preferably be done before probate is granted. If the executor seeks to step down from that position after probate is granted, they must obtain the consent of the Supreme Court. Executors can delegate some of the actions and responsibilities to others, for example, funeral directors, lawyers, accountants and real estate agents. The executor will be ultimately responsible for the actions of those people.
5 A guide for beneficiaries page 3 7 Who pays the executor? An executor is entitled to be reimbursed by the estate for any amounts he or she has paid on behalf of the estate, provided they were appropriate amounts. The executor s role is often described as a trustee or fiduciary role. In most circumstances, where the executor is a person known to the will maker, he or she will not receive any financial benefit or payment for taking on the role. However, the executor may receive some payment for their work in the following circumstances: if the will maker sets out in the Will that the executor is entitled to be paid for his or her efforts. Usually the Will states the rate of payment in terms of a percentage of the total assets and/or income of the estate; where a gift to the executor is included in the Will in lieu of the right to apply to the court for remuneration; if all of the beneficiaries agree on an amount the executor should be paid from the estate. Beneficiaries should be given details of all the work undertaken by the executor and should obtain independent legal advice before agreeing to such a request; if the Supreme Court orders that the executor is entitled to be paid. The payment to the executor is called a commission and in Victoria, it cannot exceed 5% of the total value of the estate assets. When a court considers whether an executor should be paid a commission it takes into account the work done by the executor as well as the responsibility and time involved, often referred to as the pains and troubles. It is rare that a court would order commission of 5%. The maximum rate of 5% is generally reserved for very complicated and time-consuming estates. Generally speaking, the rate of commission awarded would not exceed 3% of the total assets. Executors wishing to receive a commission should keep extensive records of all they have done in their executorial role to justify the commission.
6 page 4 A guide for beneficiaries 8 Who arranges the funeral? The executor is responsible for making the funeral arrangements if the will maker has not already made those arrangements. The executor should follow any directions left by the will maker as to the funeral arrangements but is not bound to do so. Things to consider include: whether the body is to be buried or cremated; if the body is to be buried, where; if the body is to be cremated, whether the ashes are to be scattered or retained; the nature and format of the funeral service; and who they should notify about the service. If the executor is not an immediate family member, then the executor should consult with the family about the funeral arrangements. The reasonable cost of the funeral is an expense of the estate, but the executor should be careful not to incur expenses beyond the available funds in the estate. 9 Should there be a reading of the Will? It is not usual to have a formal reading of the Will. Usually the beneficiaries are notified of their interest by the executor or the firm of solicitors appointed by the executor. In Victoria, various categories of people are entitled to request a copy of a Will if it was made on or after 20 July 1998: a) any person named or referred to in the Will, whether as beneficiary or not; b) any person named or referred to in any earlier Will as a beneficiary; c) any spouse of the testator at the date of the testator s death; d) any domestic partner of the testator; e) any parent, guardian or children of the deceased person; f ) any person who would be entitled to a share of the estate if the deceased person had died intestate; g) any parent or guardian of a minor referred to in the Will or who would be entitled to a share of the estate of the testator if the testator had died intestate; h) any creditor or other person who has a claim at law or in equity against the estate of the deceased person and who produces evidence of that claim. A beneficiary has no legal right to see a Will of a deceased person made before 20 July However, once probate is granted, a copy may be obtained from the Supreme Court. It is usually appropriate and good practice for the executor, or the firm of lawyers appointed by the executor, to write to the beneficiaries and tell them they are beneficiaries of the Will as soon as possible.
7 A guide for beneficiaries page 5 10 What should the beneficiaries be told? There is no legal obligation for beneficiaries to be told that they are beneficiaries before the gifts in the Will are given to the beneficiaries. A beneficiary is entitled to receive a copy of the Will upon request as set out in the section Should there be a reading of the Will? Executors are usually encouraged by solicitors for the estate to be open, honest and in regular communication with beneficiaries. The solicitors for the estate will usually discuss with the executor who should provide information on the progress of estate to the beneficiaries. The solicitors for the estate can only provide information to the beneficiaries if given permission by the executor. There may be instances where the solicitors have to tell any beneficiary who asks about the progress of the estate that they should speak directly with the executor. Executors should provide a residuary beneficiary with a statement summarising the financial aspects of the estate for approval prior to making final distributions. 11 What if there is no Will? If there is no Will the next of kin of the deceased usually has to apply to the Supreme Court for a document called Letters of Administration. This document is the court s formal approval for someone to administer the estate of the deceased, effectively acting in the same role as an executor but called an Administrator. Approval is usually granted in favour of a family member or another person who has a substantial interest in the estate.
8 page 6 A guide for beneficiaries 12 What is probate and is it necessary? Probate is a document given by a Supreme Court (usually it would be the Supreme Court of Victoria where there is property in Victoria) that confirms the validity of the Will and the appointment of the executor to look after the estate of the deceased will maker. Before applying for probate, the executor (or his/her solicitor) must advertise the fact that an application for probate is being made. This advertisement is usually posted on the Supreme Court s website and must be placed at least 14 days before the probate application is lodged with the court. An application for probate requires the preparation and filing of various documents with the Court, including: a statement of assets and liabilities with appropriate valuations. This often takes some time to prepare as information needs to be obtained from the banks, companies in which the will maker held shares, superannuation funds (etc). It can take up to six weeks to receive a response from all of these institutions. Formal valuations of real estate or antique items may be necessary; a certified copy of the death certificate; the original Will; an affidavit from the executor setting out background information about the deceased, the Will and financial position of the estate. An affidavit is signed in the presence of an authorised witness and has the same importance as evidence given under oath in court; and an affidavit including a copy of the advertisement required and a statement about what searches have been made to ascertain the existence of any prior grants of probate or administration in relation to the will maker s estate. Probate is necessary to give the executor the right to deal with certain assets such as real estate and money in bank accounts. Real estate cannot be transferred unless probate is obtained (except to a surviving joint proprietor). Most banks will not allow the will maker s nominated representative in the Will to deal with accounts which have a balance above a certain amount unless probate has been granted (although banks will usually allow access to funds for the payment of the funeral account). It can sometimes take a considerable amount of time to receive confirmation from banks and share registries about date of death balances and share values. This can delay the application for probate. There are some estates that are small and do not contain real estate (for example, because it is transferred to a surviving joint proprietor ) and in these cases, probate may not be required.
9 A guide for beneficiaries page 7 13 How long do estates take to finalise? The time it takes to finalise an estate depends on what must be done and how long it takes for each step to be completed. Often third parties such as banks and companies in which the estate has shares are required to supply information and this can take some time to receive. See What is probate and is it necessary? (Point 11). It is prudent for all of the estate s liabilities to be paid before the estate is finalised. See Is there tax to be paid? (Point 18). The law in Victoria says that executors do not have to distribute the estate within 12 months of the death of the will maker. After 12 months, beneficiaries may be entitled to receive interest on the value of their gifts of up to 8% in certain circumstances. It is prudent for estates not to be distributed fully within six months from the time of probate - for further information, see the discussion under the heading Can dependents claim more? (Point 14). Some Wills may require gifts to be held on trust until a certain event occurs (ie until a minor beneficiary reaches a certain age). In many instances the executor will become the trustee of that money and will have to look after it until the specified event. In other cases, a gift may be left in a trust for a person s benefit, rather than being left to them in their own right. Protective Trusts and Special Disability Trusts are examples of such ongoing trusts. Where property is the subject of ongoing trust obligations, the executor should discuss these obligations with their lawyer. Some gifts may be left as life interests only, so that the beneficiary is entitled to use the assets but is not free to dispose of them. For example: the beneficiary who is given a life interest in a house may live in the property but cannot sell the property except in certain limited circumstances; and the beneficiary who is given a life interest in shares may have the income from a share portfolio but cannot sell the shares and take the sale proceeds. When that beneficiary dies, the asset that was the subject of the life interest (i.e. the house or the shares etc) then passes to the beneficiary who was left the remainder interest in the Will.
10 page 8 A guide for beneficiaries 14 Can dependents claim more? Yes, beneficiaries under the Will may make a claim for a larger share of the assets and others not mentioned in the Will can also make a claim for a share of the assets. The court may order that there be a distribution of assets other than as set out in the Will if the court is satisfied that the will maker had a responsibility to provide for the maintenance and support of the person claiming further provision from the estate and the will maker has failed to meet this responsibility. In Victoria the applicant need not be a relative of the will maker. However, the applicant must show that the will maker had an obligation or duty to make adequate provision for them and that this was not done. There are many factors that the court will take into account when considering these types of applications. In general, the courts will look carefully at situations where children or spouses of the will maker have been left out of the Will or been unfairly treated. Consideration will be given to the financial circumstances of the people claiming as well as the relationship they had with the will maker. In relation to more distant relatives or non-relatives, the courts will look at whether there was any special relationship with the will maker and what contribution they made to the building up of the estate or the welfare of the will maker. It is a complicated area of law and each matter is judged on its own facts. You should discuss the matter with a lawyer if you have any concerns or suspect that a claim may be brought on this basis. Anyone wishing to make an application is entitled to do so within six months of the date that probate was granted. If they try to make an application after that time, special permission from the court is required. It is prudent for the executor to hold on to some or all of the estate assets for six months from the date probate is granted. If the executor distributes the estate within six months of the date probate was granted and a claim is made for further provision from the estate within the six month period, then the executor may be personally liable for any amounts the court requires the estate to pay. The exception to this rule is that the executor may make a distribution to the spouse or partner or children of the will maker of all or part of their entitlement under the Will for the purpose of providing for their maintenance, support or education without any personal liability in the event of a claim by others for provision from the estate. An executor should not make any distribution of an estate if he or she has received written notification that someone intends to make an application to a court for further provision from the estate. The executor needs to wait three months from receiving that notice before a distribution can be made, and the distribution can only be made if the executor has received no further notice that the application has actually been made. It would be prudent for an executor who has received notice of a claim to conduct litigation searches in the Supreme Court and County Court before deciding to distribute the estate assets.
11 A guide for beneficiaries page 9 15 Can beneficiaries reject a gift? Beneficiaries can refuse to accept a gift from a Will. The executor will usually require the beneficiary to give written confirmation that they refuse to accept the gift. Before rejecting a gift, beneficiaries should obtain legal advice. In particular, beneficiaries in receipt of Centrelink payments should seek advice as to whether the rejection of the gift will affect their Centrelink entitlements. 16 What happens to household goods and personal items? The executor should make an itemised list of all of the assets as soon as possible, including a description of their condition, and where they are stored (if necessary). The executor may also use a video recorder or camera to record what household items exist. It is common practice for executors to offer the beneficiaries who are to receive a share of the estate (other than specified items) an opportunity to choose household items in part satisfaction of their share of the estate. These items would need to be valued, either by agreement of the beneficiaries or professionally, and then offset against the beneficiaries shares of the estate. 17 What if the estate liabilities exceed the estate assets? If there are more liabilities in the estate than assets, then the estate is insolvent. In this situation, the estate should be declared bankrupt and the remaining assets used by the trustee in bankruptcy to pay out the liabilities. The executor and beneficiaries would not be liable for the shortfall provided that they had not already taken any assets from the estate.
12 page 10 A guide for beneficiaries 18 Is there tax to be paid? The executor is responsible for lodging any outstanding income tax returns on behalf of the will maker where necessary. The last tax return should also contain a statement of assets and liabilities of the will maker at the date of his or her death. The estate is also subject to income tax if it earns income, such as rent on real estate or interest on investments, and a tax return may need to be lodged on behalf of the estate. The estate should not be fully distributed until all income tax liabilities are known and accounted for. There are no inheritance taxes or death duties in Victoria. If property is given to beneficiaries in accordance with the Will no capital gains tax or stamp duty will be payable by the estate or beneficiaries at the time. However, capital gains tax may be payable by the beneficiaries when they dispose of the property at a later date. There is an exception to this situation, when the beneficiary is a tax-exempt charity, a non-resident or a complying superannuation fund. These entities do not pay tax and so the capital gains tax (if any) must be paid by the estate. If assets are sold by the estate, then capital gains tax may be charged to the estate. There will be no capital gains tax on the sale of the will maker s main residence if it is sold and the sale settles within 2 years of the date of his or her death. If the beneficiaries agree to the distribution of real property other than as stated in the Will, there will be stamp duty payable on the transfer of the property. Capital gains tax advice should also be sought on a variation of this nature. 19 Planning for your inheritance Beneficiaries should take some time to plan what they will do with their inheritance. Once the approximate amount of the inheritance is known, it would be prudent to obtain accounting and/or financial advice.
13 A guide for beneficiaries page What happens to children s inheritance held in trust? Some will makers provide that children cannot have access to their inheritance until they reach a certain age. The assets, usually money, are held in trust for the child beneficiary until that time. They are usually invested and earn income during that time. The Will may provide that while in trust the capital or income may be used for the maintenance, education, benefit or advancement of the beneficiary (or similar wording). This allows the funds in trust to be applied for things like school fees and other educational requirements. The trustees of the trust will usually require a written request for specific items and an accounting of how the money was spent. Support services Life Line National Association for Loss and Grief (Vic) Australian Centre for Grief and Bereavement WIRE Men s sheds Mensline Australia Community Health Services/centres Veterans and Veterans Families Counselling Service Telephone counselling for anyone needing emotional support Women s Information and Referral Exchange (help desk) programs/vvcs/access/pages/index.aspx Aged Care Information
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text: Seller: auto-accessorize-uk (422,744) 99.7%, Location: Midlands UK, Ships to: Worldwide, Item: 161912770296 Home About Us Payment Shipping Returns Contact Us Sealey Rechargeable 3.7v Lithium-ion Soldering Iron (BA) Swipe Left / Right to see more Images Mouse over to preview Item Description Rechargeable 3.7V Lithium-ion Soldering Iron • Professional Lithium-ion cordless soldering iron. • Ideal for multiple applications including automotive soldering in-and-around engine bays. • Much safer than using conventional gas powered soldering irons. • Powered using the latest Lithium-ion battery technology which enables faster heating times and improved battery life. • Heats up to maximum temperature in 25 seconds. • Unit is charged and stored in the base and is supplied with a mains charger. Vehicle/s Applicable Please note that all mats and other parts and accessories sold on Auto-Accessorize Ebay Store are suitable only for UK/Australian Right hand Drive vehicles only unless otherwise stated; where applicable. Please contact us if you are unsure. If you are unsure if a part is right for your vehicle, please contact before buying to confirm compatibility. Please double check items before installation or painting. We cannot accept responsibility for costs incurred from incorrect items being painted or fitted to vehicles Please check address and order details as due to Ebay these cannot be amended after purchase. Please provide a contact telephone number during checkout, as this will enable us to quickly contact you in the unlikely event that there are any issues with your order Featured Categories About Us Payment Shipping Returns Contact Us About Us Welcome to the AutoAccessorize Ebay Site. We provide a range of genuine and universal products. Our aim is to provide the accessories you need to personlise your vehicle, protect your vehicles interior and make driving easier Whether it is for a personal or practical touch, we have a great range of accessories tailored to fit your vehicle and which come with a 1 year warranty. We also offer a great range of universal products, made to fit most vehicles. Thank you for taking the time to look at the Auto Accessorize Store Payment We only accept Paypal, but if you wish to pay with a credit or debit card and do not have a Paypal account, Paypal can process credit or debit cards. Shipping All our items have free standard postage. The postage we use will depends on the value, weight and size of the item Please look at the ETA for individual items. Please note non UK mainland addresses including the Channel Islands, Northern Ireland and Outer Hebrides will incur additional postage costs for items we cannot send via Royal Mail We currently offer international postage to most EU countries. Please check the listing for postage costs to your country. If you country is not there, we do not deliver to your country Please note that Business Days are Monday to Friday (excluding public holidays) and that delivery times are estimates and are not guaranteed. If you are receiving a parcel from a courier and the packaging looks damaged, make sure you sign for the item as unchecked or possible damaged. Returns Please ensure all items are returned in the original packaging and unused. We will be able to process returns which are not in the original packaging. Please ensure the appropriate paperwork is returned with the item where possible. Always ask for proof of postage and it is recommended items are returned via recorded delivery where possible. Please note we are only able to offer a refund, if you require a different item you would need to purchase this separately. Please allow 7 days for your refund, although we will endeavor to get this to you sooner. The Return Address is Allen Ford / Parts Returns 1 Fortune Close Riverside Retail Park Northampton NN3 9HZ Contact Us Should you have an enquiry, please send us an eBay message using the Ebay Messaging System. Shop Categories Helpful Links Add to Favourite Seller Ask Seller a Question About Us Contact Us View Feedback Visit Our Ebay Store Condition: New, Brand: Sealey, EAN: 5054511029680, Part Number: SDL6, Warranty: Minimum 1 Year, VAT: 20% where applicable. Receipts provided

subset: commoncrawl


text:
Separate names with a comma.
Discussion in 'Recording Studio' started by Masoo2, Feb 27, 2018.
Crap. Figured it might be too good to be true...man a software profile loader would have kicked ASS
Well shit son. My better senses tell me we have been meme'd.
From a consumer's standpoint I would still like to believe, but from a business standpoint I fully understand staying strictly physical. Online release means less people buy the toasters and a vast amount of potential VST buyers simply wait for someone like R2R to crack it. Even if they went hardcore with shit like the iLok and security this and anti-piracy that, in the long runs losing money is almost inevitable.
It's all about the code.
The Helix, AxeFx and Kemper use off the shelf hardware components. Nothing particularly special about the guts of any of them.
With the ubiquity of powerful personal computers, I don't see a VST being a problem on the physical side.
It's just damn risky as a business decision.
Would think that profit would be stellar as a VST; crackers aside, it's not a hardware unit you have to build or maintain or even ship. The profit margins for VSTs are higher than physical units.
If they do this and sell 1,000 copies at $500 apiece or whatever and they're getting guys like me that have no use for the physical unit that's bank.
Would think that they'd realize there's a market for this, especially since Native...most of us pay for VSTs...you're always gonna have the lamer that uses cracked software but pretty much everyone I know or have talked to uses licensed versions.
Guys on the KPA forumz say its fake.
I can see it bringing in more revenue, but I'm not totally sold on the notion of significantly greater profit.
Besides the upfront cost of porting the KPA software and algorithms into consumer computers, which can be quite expensive and time consuming in itself, they're then going to have to release updates and patches and deal with a much wider range of customers, things that all have certain amounts of overhead.
Then you have to consider loss of sales of the hardware units. The lunchbox and rack units aren't too expensive to make. The components internally are off the shelf and the housings aren't made out of precious metals or anything. You'd be surprised how much of a margin that stuff can have. It's fairly well known you're really paying for the programming within the unit.
I read somewhere where someone from Line6 said that they were working to consolidate code releases between Helix HW and Native, so that all code was converged. I assume Kemper would take the same approach, so not sure the overhead would increase all that much if you were running a single set of binaries between hardware and VST. I would expect QA cycles to go up significantly, but most every other internal function should have benefit from the organizational efficiency of sharing binaries between 2 supported platforms.
I also think internally product like cannibalization would be minimal. Most people want HW for a different purpose than SW (live, running through outboard pre/comp/eq, etc.). So there may be some that would forgo the HW to buy the software, but I think that would be fully negated by their ability to take business away from Native, or to capture people that like to acquire a lot of different software platforms to test drive and use.


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I finished the motorcycle trip to Alaska. 13,000 miles and 44 days. It was a trip of a lifetime. I went from Key West to Deadhorse Alaska, and then back to Key West. I left May 24th and arrived in Deadhorse on June 13th. It was the most difficult ride I have done, but it was also one of the most enjoyable. I saw bears, goats, elk, bison, deer, and hundreds of rabbits. All in close proximity to the road. I went through a herd of probably two hundred bison. Half on each side of the road. That was a little scary, especially when the car in front of me stopped to take a look. The only close call I had with animals on the road was in Montana when two stupid deer ran across the road in front of me.
It was some of the most beautiful scenery I have road through. Riding across the frozen tundra of Alaska was amazing. I kept thinking to myself about how people traveled this area by sled or walking. The road to Deadhorse is a mostly dirt road called the Dalton Highway. It is a haul road built for truckers to haul supplies to the oil fields on the Arctic ocean. 90% of the traffic is semi trucks. In the winter the northern third of the road is turned into an ice road. It was a very challenging road for a Goldwing motorcycle. Even in June I rode through snow and ice. I would not have made it without electric heated clothing.
The weather was the toughest part of the trip. Amazingly to me of all the travel days on the trip I only had about four days that it did not rain or snow. Some days it may have only been 15 minutes of rain but there was still rain and you were still wet. Temperatures for the trip ranged from the 90s in the lower 48 to the 20s in northern Alaska and everything in between.
|As far north as a dirt road will take you.
|Fulfillment of a long time dream. I have now been in all 50 states.
|The beginning of the Dalton Highway.
|Part of the Dalton Highway.
|Part of the Dalton Highway.
|End of the Dalton Highway.
|Beginning of the Alaskan Highway.
|Stopped at a road camp to wait form the pass to be cleared so I could continue. 6" of snow the night before.
|Part of the Alaskan pipeline.
|This is what the bike looked like when I got to Deadhorse.
|Hit a pot hole and bent the front rim. Had to get a new rim shipped up to Fairbanks before I could continue.
|Stopped at a few places on the way back.
|Bridge in Alaska.


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TURN KEY! FULLY FURNISHED!!! Newly renovated home for sale at the Colorado River. Experience outstanding panoramic views from your private relaxing backyard that's equipped with a brand new in-ground swimming pool, and patio area. Spacious open floor plan, vaulted ceilings, designer laminate wood flooring, abundance of natural light, as well as a cozy fireplace.Look no further as every detail in this home has been remodeled starting with the open kitchen with state of the art stainless steel appliances, granite counter tops, fully tiled back splash, and new cabinetry. This one of a kind 3 bedroom offers a nice split floor plan with a private master suite complete with mirrored wardrobes, double sink vanity with marble counter tops, and fresh carpet and paint.
Listing courtesy of Realty ONE Group Mountain Desert. Selling Office: Best Results Real Estate, LLC..
Copyright 2018 WARDEX Multiple Listing Service. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information is deemed reliable, but not guaranteed. This data is provided by the Western Arizona REALTOR Data Exchange, Inc.


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Get ready for more Wii-Makes 3DS remakes as downloadable games for the eShop. Mario creator Shigeru Miyamoto says one can expect more games remade on the 3DS, like perhaps maybe, SNES game The Legends of Zelda: A Link to the Past? He doesn't confirm it, but does sound keen. [via Edge]
Expect More 3DS Re-Makes
Why would anyone want a remake of ALTTP? If remakes are what Nintendo fans want, its no wonder why they don't bother to try anything innovative. They havn't done anything new on the Zelda franchise since Ocarina of Time.
Imagine if Hideo Kojima did with the Metal Gear Solid franchise what Miyamoto has done with the Zelda franchise. He'd be criticised. Hideo Kojima and his team have developed the story, gameplay and graphics of the MGS series. Miyamoto and team have done very little in comparison. (I admit Wind Waker was a step forward - but they screwed that up with Twilight Princess). I'm sick of people acting like Miyamoto and Nintendo are Gods.
The sooner Nintendo get rid of Miyamoto, the better.
You say that Nintendo haven't done anything new in the Zelda franchise since Ocarina of Time. And yet, of the three Zelda console titles since OoT, only one has been overly derivative.
Majora's Mask is incredibly different to OoT, in spite of the number of shared assets. And by your own admission, Wind Waker is a step forward. The only title left is Twilight Princess, and even if we pretend that Twilight Princess doesn't have unique elements and amazing graphics, one lacklustre game in three isn't really damning evidence against Nintendo.


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John Terry's former England centre-half partner Rio Ferdinand has backed the Chelsea skipper to fight his way back into Jose Mourinho's starting line-up.
Terry was omitted for the second consecutive game, as the Blues beat Arsenal 2-0 at Stamford Bridge with Kurt Zouma partnering Gary Cahill in the heart of the defence.
After losing their defensive solidity from last season in the early part of this campaign, Chelsea have now kept consecutive clean sheets in the league and in Europe, suggesting Terry could be set for an elongated spell on the bench.
However, while admitting he is approaching the end of his career, Ferdinand expects Terry to be in determined mood to get back in Mourinho's first XI.
In pictures: Chelsea 2-0 Arsenal
"What you've got to remember is he's 34 years old," he told BT Sport. "He's had a big, long career. A successful career. There are times when you've just got to accept it (getting older and not starting).
"I don't think he'll be sat there thinking: 'This the end for me'.
"He's determined. I know what he's like, I've been in changing rooms with him for years, he'll want to turn this around I'm sure and he'll be waiting for someone to make a mistake to get a chance again."
READ MORE: Chelsea vs Arsenal - 5 things we learned


text: Third-party Android and iOS keyboard ai-type is at the center of something of a privacy nightmare after a misconfigured database leaked the personal details of more than 31 million of its users. Researchers at Kromtech Security Center discovered an unprotected database had been exposed by developers, revealing incredibly detailed information about its users. The database was found to be freely available for anyone to download, with no password required to access a treasure trove of information. See also: Google updates Safe Browsing rules so apps must warn when they collect personal data UK government to tweak Snooper's Charter after conceding… …Continue reading on BetaNews


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Q: I am an Indian citizen on a J1 visa in the US. My J1 expires next year, and I'm interested in changing to an H1B visa. How can I do this?
A: You need to find an employer willing to sponsor an H1B visa for you. There are 3 main things to work out as you consider changing from J-1 to H-1B:
- J visa holders subject to the 212(e) two year home residency requirement and J's for graduate medical education without waivers are not eligible to change status to H-1B in the US. You may need to look into a waiver, or consider returning home to India for 2 years.
- Your education level and occupation need to fit with the H-1B requirements. USCIS has a list of H-1B requirements here.
- Think about the availability of H-1B visas and the timing. H-1B visas work on a lottery system. Employers petition for employees in the spring, and employees who "win" the lottery begin working in October. The amount of H-1B visas is capped at 85,000, and last year 233,000 applied. Yes, ouch! These can be tough odds. However, because you are on a J-1, you may have connections at a University. As you may be aware, Universities and some non-profit organizations are not subject to the 85,000 cap for H-1B visas, and employers can petition for an H-1B employee at any time.
As you can tell, there are several pieces to think about all together in your situation. This list should help you sort out the main considerations, and an attorney could review these areas in more detail and help you or your employer through the process.


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Colin F. Jones
Let me say if there weren't any soldiers,
There would not be any tax payers at all,
And all the loud mouthed hollow boulders
Would not have any widows to appal.
Let me say that all men are not equal
But as soldiers they are expected to perform;
That when the truth reveals the sequel
We see many veterans in distress left forlorn.
If they cannot look after their veterans
Who the Hell is going to look after them?
Because dead soldiers are a nation's true patrons,
Those who return are the strength of our stem.
So spit on yourselves if you want to
But respect us as wonderful men.
©Copyright October 12, 2005 by Colin F. Jones


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Once again I think I went off half-cocked. In the previous post I mentioned a lot of stuff about the state of European vs. American science. There are probably no "facts" in there - just my opinions that were formed 10 years ago and perhaps applicable only to my field of study. In my sub-specialty at the time, there was more work being done in UK, France and Germany than in the US because the EU was gearing up for a major multi-satellite launch. Then the rocket blew up on launch. In general fact, it still may be the case that more scientists end up working in the United States from Europe than the other way around. Here is an excerpt from the website of the European Life Scientist Organization:
How many more times do we have to read official reports from the European Commission (EC) depicting the deplorable state of science in Europe? Compared with the USA, our biggest competitor, Europe spends less money, has fewer scientists, publishes less groundbreaking scientific articles, applies for fewer patents, and looses more jobs and money from the high-technology sector.Now this is in life sciences, which I think has always been much stronger in the U.S. and undoubtedly still is. The NY Times article was biased more towards physics and other physical sciences so things might be better in Europe for these disciplines.
What's worse, the gap is widening. As Europe struggles to create a competitive research environment, European-based companies invest much more in research and development (R&D) in the USA than US companies invest in Europe. According to the EC's 'Key Figures', in 2000, for example, €5 billion of European R&D investment – the equivalent of the annual research budget of the EC – was spent outside Europe, mostly to the benefit of the USA! And the cost of losing our young and most creative researchers to the USA probably translates into a several-fold greater financial loss.
Most of us in research are not surprised when we read the official analyses. We know that the USA attracts the world's best scientists by giving them earlier and better opportunities, better environments and better grants. The problem in Europe is obvious: the scientific environment is simply not good enough, and the attitude of European research managers, rectors, deans, presidents of research councils, etc., is not competitive at all.
We read in our scientific journals about the woeful lack of opportunities for postdocs in countries like Italy, France and Spain. We know all about the rigid hierarchical organization of our universities in Germany, Belgium and many other countries on the continent.
Also, it may be the case that a higher percentage of Americans go to college and then graduate school than Europeans (anecdotally I noticed this in Europe). Hence, if Europe wishes to have similar research institutions as the U.S., then there will be a greater pool of talent to draw from in America than in Europe. Again, this was ten years ago when I formed these impressions, situations may have changed.
I have no data on the actual dollars of basic research spent recently vs. any time in the past. My suspicion was that it has declined but I don't really know. But undoubtedly, in physics at least, opportunities for basic research in industry has become almost non-existent - I think that is well established.
However, I still stand behind my hastily argued rants on how progress in American science could be at risk due to anti-intellectualism.


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Craig Levine, our Society's Past President, has advised that he will be ending his 3 year Director's term 1 year early at the General Assembly in Calgary. Craig has served on the Board of Directors for 4 years now, including a term as President, after 6 busy years on National Council. On behalf of the Society and all of its Members, we wish Craig all the best and thank him for 10 years of service at the Society level of the RASC.
Over 50 people attended the RASC Archive History Centre Open House on Saturday May 12.
Local Member of Parliament James Maloney attended and announced that the RASC would receive funding for two summer students this year. The students will carry our various administrative assignments to enhance fundraising and RASC Centre public outreach activities.
The new RASC Archive History Centre.
A Time For Galaxies
The most abundant celestial objects to hunt are galaxies. Of the estimated two trillion galaxies that make up the known universe, the average telescope has the ability to see only a small tiny of this number. The New General Catalogue (NGC) contains 7,840 objects with more that 80% being galaxies. Mind you, the catalogue encompasses both north and south hemispheres.
RASC Archive Open House: Join Us!
Who? RASC Members and their guests.
When? Saturday May 12, 2018
Where? 4920 Dundas St W, Unit 203
Time? 1:00pm to 4:00pm
Note: Guests are welcome to drop-in and stay for any length of time!
The Royal Astronomical
Society of Canada
203-4920 Dundas Street West
Toronto ON M9A 1B7
Phone: 1-888-924-7272
Phone: (416) 924-7973
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ALMA versus DDD
- University of Minho -Department of Computer Science
Campus de Gualtar, 4715-057, Braga, Portugal
- Polytechnic Institute of Bragança
Campus de Sta. Apolónia, Apartado 134 -5301-857, Bragança, Portugal
To be a debugger is a good thing! Since the very beginning of the programming activity, debuggers are the most important and widely used tools after editors and compilers; we completely recognize their importance for software development and testing. Debuggers work at machine level, after the compilation of the source program; they deal with assembly, or binary-code, and are mainly data structure inspectors. Alma is a program animator based on its abstract representation. The main idea is to show the algorithm been implemented by the program, independent of the language used to implement it. To say that ALMA is a debugger, with no value added, is not true! ALMA is a source code inspector but it deals with programming concepts instead of machine code. This makes possible to understand the source program at a conceptual level, and not only to fix run time errors. In this paper we compare our visualizer/animator system, ALMA, with one of the most well-known and used debuggers, the graphical version of gdb, the DDD program. The aim of the paper is two fold: the immediate objective is to prove that ALMA provides new features that are not usually ofered by debuggers; the main contribution is to recall the concepts of debugger and animator, and clarify the role of both tools in the field of program understanding, or program comprehension.
Key words
Program Comprehension, Program Animation, Debugger, Alma, DDD
Publication information
Volume 5, Issue 2 (December 2008)
Compilers, Related Technologies and Applications
Year of Publication: 2008
ISSN: 1820-0214 (Print) 2406-1018 (Online)
Publisher: ComSIS Consortium
Full text
Available in PDF
Portable Document Format
How to cite
Cruz, D. d., Henriques, P. R., Pereira, M. J. V.: ALMA versus DDD. Computer Science and Information Systems, Vol. 5, No. 2, 119-136. (2008)


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Dodgers beat Diamondbacks easily, but Kershaw throws up a red flag
LOS ANGELES — Justin Turner homered and drove in five runs, Clayton Kershaw won despite giving up four homers and the Los Angeles Dodgers roared to a 9-5 victory over the Arizona Diamondbacks on Friday night in their NL Division Series opener.
Turner hit a three-run homer and Yasiel Puig added an RBI double before the Dodgers made their first out against Arizona starter Taijuan Walker, who lasted just one inning in his playoff debut.
Turner added an RBI single in the fourth and another in the eighth. The red-bearded slugger tied a Dodgers record for most RBIs in a postseason game, sharing it with Pedro Guerrero and Davey Lopes.
A.J. Pollock, J.D. Martinez, Ketel Marte and Jeff Mathis homered off Kershaw, but Arizona's euphoria from its wild-card victory over Colorado was erased during a rough first inning in Chavez Ravine.
Puig and Corey Seager both tripled and drove in two runs for the 104-win Dodgers, who beat their NL West rivals comfortably even while Kershaw added another weird chapter to his spotty playoff history.
The three-time Cy Young Award winner gave up only four hits in 61/3 innings, but still became the first pitcher in team history to yield four homers in a postseason game.
Kershaw struck out seven, but the left-hander's frequent inability to match his regular-season brilliance in October remains a specter. He struggled with the long ball again after serving up a career-high 23 homers during the regular season, but earned his fifth victory in 15 postseason starts.
Greg Beacham is an Associated Press writer.
Dodgers lead the best-of-five series 1-0; all games on TBS
Game 1: Dodgers 9, D'backs 5
Saturday: at Los Angeles, 6 p.m.
Monday: at Arizona, TBD
Tuesday: at Arizona*, TBD
Thursday: at Los Angeles*, TBD


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Search genealogy records of Pasco Whitford that are available for free at AncientFaces. Find Pasco Whitford or other Whitford biographies in your family tree and collaborate with others to discover more about Pasco.
Find records of Pasco WhitfordFind records of Pasco Whitford
People named Pasco Whitford
Pasco Whitford
Born: 1700 in North Kingston, RI , USA Died: 1788 in Greenwich, RI , USA
Pasco Whitford
Born: 1700 in Kingston, Washington, Rhode Island Died: Oct 13, 1746 in N Kingston, RI
Pasco D. Whitford
Born: Mar 12, 1836 in Ticonderoga, NY Died: Jul 1, 1907 in Edwards, NY
Pasco Whitford, Sr.
Born: 1640 in Truro, X-England Died: around 1680 in E. Greenwich, RI
Pasco Whitford
Born: around 1674 in North Kingston, RI Died: Dec 13, 1762 in North Kingston, RI
Pasco or Pasque Whitford
Born: 1700 in Portsmouth, Newport, Rhode Island, USA Died: Oct 13, 1746 in N Kingston, , Rhode Island, USA
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Pasco Whitford
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