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The IDB and Mastercard launch a new Resource Center for Digital Transport in Cities
Thursday, February 21, 2019 - 11:10
The IDB and the Mastercard Center for Inclusive Growth launch a new Resource Center for Digital Transport WASHINGTON, D.C. – A new Resource Center for Digital Urban Transport in Latin America has been founded, with the support of the Inter-American Development Bank and the Mastercard Center for Inclusive Growth.
Guatemala to improve and rehabilitate the national road network with IDB support
Thursday, February 7, 2019 - 09:54
A US$150 MILLION OPERATION WILL CONTRIBUTE TO INCREASE PRODUCTIVITY THROUGH THE IMPROVEMENT OF THE COUNTRY'S ROADS The Inter-American Development Bank approved a US$150 million operation to Guatemala to implement an ambitious improvement and rehabilitation program of the roads connecting productive areas and departmental capitals to the main networks.
Government of France becomes founding donor of IDB Natural Capital Lab
Friday, November 30, 2018 - 17:50
The Government of the French Republic will contribute €24 million to the recently launched Natural Capital Lab of the Inter-American Development Bank, becoming its founding donor. France's Minister of the Economy and Finance, Bruno Le Maire, and IDB President Luis Alberto Moreno today signed a letter of intent concerning the contribution on the sidelines of the G20 summit in Buenos Aires, Argentina.
IDB to join new Caribbean Climate-Smart Accelerator to facilitate $1bn of investments
Thursday, August 9, 2018 - 10:23
Backed by 26 Caribbean governments and the private sector, the Accelerator will fast-track investments which support climate action and economic growth The Inter-American Development Bank announced today that it will partner with the Caribbean Climate-Smart Accelerator to program and implement the additional $1 billion in funds that it pledged for climate smart-investments across the Caribbean region at the Paris One Planet summit on December 12, 2017.
IDB Group and Civil Society discuss sustainable development challenges in Latin America and the Caribbean
Tuesday, November 7, 2017 - 19:00
More than 500 civil society representatives from 26 nations and international experts share knowledge on innovation from the perspective of future jobs, intelligent cities, the digital economy and social innovation SANTA CRUZ, Bolivia – More than 500 representatives from Latin American and Caribbean Civil Societies organizations met in Santa Cruz, Bolivia, with senior Inter-American Development Bank (IDB) officials to discuss ways to put innovation at the service of sustainable development.
Lowering fiscal and external vulnerability the key to promoting growth in Central America and the Dominican Republic
Thursday, February 9, 2017 - 03:00
Regional IDB Governors meet in Washington to analyze economic prospects for 2017 The modest recovery in the United States and continuing favorable financial conditions in 2017 will also represent sources of economic stimulus throughout the year for the countries of Central America and the Dominican Republic, which will translate into growth of around 3.9 percent in 2017. Internal financial and monetary reforms should ensure price stability and the health of the banking system.
Better governance and greater integration to determine fate of Latin America and the Caribbean in 2030
Thursday, December 1, 2016 - 03:00
New Atlantic Council report commissioned by IDB offers contrasting scenarios for crime, democracy, trade and economic growth The Atlantic Council today released "Latin America and the Caribbean 2030: Future Scenarios," a report commissioned by the Inter-American Development Bank (IDB) that looks at how the region's countries could evolve over the next 14 years, underscoring how more integration and better governance hold the key to greater prosperity.
Habitat III: Multilateral Development Banks from around the world collaborate to support 'New Urban Agenda'
Tuesday, October 18, 2016 - 03:00
QUITO, Ecuador – In support of the 'New Urban Agenda' adopted this week during the UN-sponsored global Habitat III conference, eight Multilateral Development Banks (MDBs) are putting the Agenda's words into action by issuing a "Joint Statement" expressing their commitment to promote equitable, sustainable, and productive urbanization and urban communities.
IDB President, experts to talk to members of media accredited to the Habitat III Conference in Quito, Ecuador
Saturday, October 15, 2016 - 03:00
Habitat, the main global conference on Housing and Sustainable Urban Development, is being held for the first time in Latin America The Inter-American Development Bank (IDB) will have a strong presence in the Habitat III Conference to be held in Quito, Ecuador, Oct. 17-20, 2016.
Capturing land value, key to Latin American cities development
Wednesday, October 12, 2016 - 03:00
IDB study offers ways to finance sustainable urban growth Cities in Latin America and the Caribbean are growing at breakneck speed. The million-dollar question is– how should they manage and finance their sustainable development so they can continue to expand and at the same time optimize the use of space and be a comfortable place to live in?


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Seton Hall Pirates (17-5) at Villanova Wildcats (21-1)
|Date & Time
|Sunday February 4, 2018, 12:00 PM (EST)
|The Line
The Line: Villanova Wildcats -13 -- Over/Under:
|TV Channel
The Seton Hall Pirates and Villanova Wildcats meet Sunday in college basketball action at the Wells Fargo Center.
The Seton Hall Pirates look for a statement win after splitting their last six games. The Seton Hall Pirates are averaging 78.5 points on 47.3 percent shooting and allowing 70 points on 42.3 percent shooting. Desi Rodriguez is averaging 17.3 points and five rebounds while Myles Powell is averaging 14.5 points and 2.7 assists. Khadeen Carrington is the third double-digit scorer and Angel Delgado is grabbing 12.1 rebounds. The Seton Hall Pirates are shooting 36.5 percent from beyond the arc and 67.6 percent from the free throw line. The Seton Hall Pirates are allowing 32.8 percent shooting from deep and are grabbing 36.3 rebounds per game. The Seton Hall Pirates have split their last six road games.
The Villanova Wildcats look to keep the ball rolling while building on their eight-game winning streak. The Villanova Wildcats are averaging 88.3 points on 51 percent shooting and allowing 69.5 points on 43.2 percent shooting. Jalen Brunson is averaging 19.4 points and 4.9 assists while Mikal Bridges is averaging 16.9 points and 5.9 rebounds. Donte DiVincenzo is the third double-digit scorer and Phil Booth is grabbing 3.3 rebounds. The Villanova Wildcats are shooting 41.8 percent from beyond the arc and 76.2 percent from the free throw line. The Villanova Wildcats are allowing 32.8 percent shooting from deep and are grabbing 32.7 rebounds per game. The Villanova Wildcats haven't lost a home game since February 22 of last year.
The Pirates are 1-4 ATS in their last 5 games following a ATS win. The Wildcats are 4-1 ATS in their last 5 home games, 0-4 ATS in their last 4 Sunday games and 4-1 ATS in their last 5 games overall. The under is 8-2 in the last 10 meetings.
It's always a bit risky laying big chalk in early games, as you tend to see sloppy and sluggish play. Heck, you saw it yesterday with Duke losing to St. Johns outright as a big road favorite. With that said, the Villanova Wildcats have given you no reason to fade them this season, as they've been money both SU and ATS. Villanova is also outscoring teams by 20.2 points at home this season while shooting nearly 52 percent from the field. Villanova is a machine right now. Give me the blowout win.

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Name: Jack d schwager books
File size: 40mb
Language: English
Rating: 8/10
He is perhaps best known for his best-selling series of interviews with the greatest traders and hedge fund managers of the last three decades: Market Wizards (), The New Market Wizards (), Stock Market Wizards (), Hedge Fund Market Wizards (), and The Little Book of Market Wizards (). Results 1 - 12 of 68 of 68 results for Books: "Jack D. Schwager" Format:Paperback|Hardcover|Audio CD. Market Wizards, Updated: Interviews With Top Traders. Author, Investment manager. Jack D. Schwager is a well-known author, fund manager and an industry expert in futures and hedge funds. He's published a number of books, such as Market Wizards.
Mr. Schwager is a recognized industry expert in futures and hedge funds and the author of a number of widely acclaimed financial books. Mr. Schwager is one of Speaker Services - Podcast - Video Interviews. Jack D. Schwager has 40 books on Goodreads with ratings. Jack D. Schwager's most popular book is Market Wizards. See all books authored by Jack D. Schwager, including Market Wizards: Interviews with Top Traders, and The New Market Wizards: Conversations with.
Mr. Schwager's first book, A Complete Guide to the Futures Markets, which was Sign up now for Jack D. Schwager alerts, including news and special offers. Explore books by Jack D. Schwager with our selection at mountainmotorwerks.com Click and Collect from your local Waterstones or get FREE UK delivery on orders. Results 1 - 30 of 70 Discover Book Depository's huge selection of Jack-D-Schwager books online. Free delivery worldwide on over 18 million titles. Items 1 - 15 of 24 Purchase Jack D. Schwager Books Online books from our author shop, perfect for beginner readers & book lovers to browse & find popular. Jack D. Schwager is a recognized industry expert on futures and hedge funds and the author of a number of widely acclaimed financial books. He is currently the.


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Our world has become increasingly digitized over the past few decades, and the house hunting market has kept pace. Home buyers and sellers expect any and all businesses they interact with to have a digital presence and engage with its customers on multiple channels. To that end, consumers are utilizing the internet on a rapid […]
Four Tips For Pricing Luxury Homes
If you want to ensure a successful sale of a property, select the right price from the very beginning. This is true whether you are a selling a $100,000 home or a $3 million luxury home.
The initial asking price sets the tone for the property: if it is too high, it could turn prospective buyers away; too low, and buyers may assume there is something wrong with the property. So how do you find that "just-right" price that will keep both buyers and your seller happy? Here are four tips to pricing a luxury home:
Perform an in-depth comparative market analysis
To find the ideal list price for a luxury home, a great real estate agent will spend hours researching what similar homes have sold for in the last three to six months and complete an in-depth comparative market analysis (CMA). An agent should also tour other comparable luxury homes currently on the market and call other brokers who have recently sold comparable properties to get a feel for demand in the market. A thorough CMA is the best first step to finding that just-right price for your area.
The highest price isn't always the best price
In every market, there are real estate agents who promise sellers that they can sell their home for an unrealistic amount of money. It is your job to explain to prospective clients that agents who suggest the highest list price are doing them a huge disservice, as overpricing a home significantly slows buyers' interest and means it is more likely to sit on the market without receiving offers.
Price competitively from the beginning
Homes that are overpriced from the beginning won't receive as many showings and thereby fewer offers. After several weeks or months of this stagnant buyer behavior, a seller can miss out on prime marketing time and be forced to re-list during a more optimal time of the year. Additionally, homes that sit on the market for too long can develop a "stigma" where buyers assume there must be something wrong with the home.
Familiarize yourself with a home's unique features
We said above that a great agent will take into account comparable luxury homes that have sold recently and those that are currently on the market. However, it is rare to find a luxury home that is identical to another, especially when these homes have been custom built. Familiarize yourself with every amenity a luxury home has to offer before determining the price.
The truth is that luxury homes do generally stay on the market longer than a lower priced home. The market for million-plus dollar homes is simply smaller and more niche than the market for less expensive homes. Don't fear, though! Pricing properly from the beginning will ensure that a luxury home will not sit on the market for long. We hope these tips will help you with pricing your next luxury home!
The Accel Commission Advance Difference
Due to the unpredictable nature of the real estate business, it's common to experience delays in receiving your hard-earned commission. If this happens, the professionals at Accel Commission Advance are here to help.
If you think a real estate commission advance could be the right cash flow solution for you, please call one of our advance specialists at 267-534-7611. Or to apply online, simply click here to submit an application.
The Essential Guide to Real Estate Commission Advances
To learn more about commission advances for real estate professionals and to determine whether or not an advance is the right solution for your cash flow needs, check out our in-depth resource entitled The Essential Guide to Real Estate Commission Advances.
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If you want to ensure a successful sale of a property, select the right price from the very beginning. This is true whether you are a selling a $100,000 home or a $3 million luxury home. The initial asking price sets the tone for the property: if it is too high, it could turn prospective […]
November 23, 2017
In an unpredictable business like real estate–where sales ebb and flow throughout the year–it can be difficult to predict and control cash flow during the slower periods. Applying for a real estate commission advance can help reduce the stress of ongoing expenses, such as paying bills and overhead fees, compensating your employees, and marketing and […]
July 10, 2017
As we discussed in Part One of the Crash Course in Finance, managing cash flow is essential to a successful real estate career. In a business where incoming dollars can ebb and flow depending on the season, market conditions, and region, agents and brokers must be ready to make necessary changes throughout the year to […]


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12 memories found. Showing results 1 to 10.
Will It Be Open?
My family moved from Bermondsey, where we shared my grandad's house, to Enfield, where Mum and Dad had managed to buy their own house (for £2,000) in 1960. It was some years before Dad could afford driving lessons and then a car. We ...Read more
A memory of London in 1966 by
Forest Hill
My memory of Forest Hill, London, is Horniman's Museum and Horniman's Park. The museum had a wonderful, huge clock. We lived in Forest Hill from about 1952 or 53 to about 1961, I think. Someone held a fancy dress Coronation party for ...Read more
A memory of London by
I was evacuated from London to Oxford with Burlington School on 1st September 1939. At first we had our lessons in the old Milham Ford School premises but after a few weeks transferred to the new school in Marston where we shared the ...Read more
A memory of Oxford in 1940 by
Halcyon Days!
I was born in a newly built house in Laurel Avenue - and was told whilst being built my mum and dad had gotten to choose which one they wanted! The midwife who delivered me was Miss Reece, who I believe lived in Wickford until she ...Read more
A memory of Wickford in 1955 by
Hope And Anchor Inn
My first visit to South Devon was in 1950 as a teenager. We lived in London but my parents had discovered Salcombe and a boarding house in Devon Road and that is where we spent several consecutive summer holidays. From ...Read more
A memory of Hope Cove by
King Richards Road
We moved from Willesden in London to Kingrichards Road, Leicester when I was 5 yrs old in 1965. I went to King Richards Infants with my brother, Wayne. The building I think was something to do with a church, I think, an old ...Read more
A memory of Leicester in 1965 by
Birchington, Epple Bay And Minnis Bay
Birchington with two bays and a village atmosphere 'in town'. A rail station with the most wonderful ice cream parlour opposite - wicker chairs on those old fashioned curved steel bases and circular wicker ...Read more
A memory of Birchington in 1955 by
Charles Street In The 1910s
My grandma was born Eleanor ('Nellie') Roberts at Back 62 Charles Street on the 27th November 1911 to Lillian Elizabeth and Richard John Roberts, she was the second eldest of 6 girls, Lillian 1908, Florence May 1915, Sarah ...Read more
A memory of Tredegar by
A Walk From Shotgate Baptist Church To The Nevendon Road Part 2 See Part 1 Below
Continued from Part 1 below. Next to Martins Bank was a record shop, where I remember going with my parents and standing listening to records in the small listening ...Read more
A memory of Wickford by
Memories Of My Childhood In Rossington.
My story starts on the 1st of March 1950, the date of my birth at Doncaster Royal Infirmary. My parents Jack & Mary Flather lived in Old Rossington at 65 Haigh Crescent, living with relatives (Guy) ...Read more
A memory of New Rossington in 1950 by


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I currently have a DIY rig that is inverter only. My rig has had a lot of mechanical issues and leaks oil currently so I'm looking at upgrading ASAP as I'm not sure it will last or be reliable until next year.
I've found a 2007 Pet Stylist Elite I want. I know NOTHING about Wag'n Tails or about generators.
Who here is UNHAPPY with their Wag'n Tails? Anyone?
I LOVE my DIY setup, it's only my bus that has mechanical issues that causes my headaches. My inverter only setup is super easy and low maintenance. Anyone ever switch from a DIY to Wag'n Tails and thought it the best ever? I see very many good things about an elite (a bathroom for one!) but the cons in my opinion are the generator, and no walk through tub like I have now. (a tub with a removable side piece).


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Question: Will Arthro-IonX help a dog with back pain?
Dear Ed,
ARTHRO-IONX can be helpful for back pain. I also advise veterinary chiropractic or acupuncture. Having proper spinal alignment is important in preventing re-occurrence. Do you know why the back is sore?
OMEGA 3,6,9 is also helpful in reducing inflammation and works well with the homeopathic.
Please let us know if you have any other questions.
Best regards,
Dr. Char www.vetionx.com
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In 2000, Rosenberger started working within the automotive sector, designing and producing customized and normal merchandise for these particular markets. The Scholar will learn from industry linked instructors the talents wanted to get began on a path to a administration place in car dealership, vehicle credit division, after-market firms and lots of other automotive associated companies. Throughout this two-year diploma program, valuable industry experience can be gained via a paid practicum work time period. This program will even make the most of an e-Learning (SAIT-issued laptop computer) tutorial supply method. This format provides the mix of classroom instruction and community delivery using Desire2Learn via laptop computer systems. This program is held on SAIT's principal campus.
Auto makers often expend too much vitality — and money — on car design and parts of vehicles that have little impression on prospects' choices. In rising and established markets alike, the automotive sector is below intense pressure to produce extra autos at decrease cost. Moreover, market competition is growing and shopper behavior is rapidly evolving. Put merely, automakers want to reply. To be able to succeed, automakers should now think about the complete production and sales journey from the very outset, from plant to showroom.
A few of the world's main automobile manufacturers flip to Qualcomm Technologies' processors and modems to energy the advanced on-board techniques that meet consumer demand for automotive connectivity. Because the #1 semiconductor firm in telematics, we convey greater than 30 years of wireless technology to the automotive space, and can use that expertise to ship trade firsts like LTE in autos. Laird's electronic design and engineering credentials inside the world automotive trade are second to none. That's the reason the top automotive manufacturers trust us to ship reliable, progressive options to a few of the most advanced EMI, thermal and wi-fi communications challenges.
The automotive trade is outlined by constant evolution. Discovering methods to help enhance gasoline financial system and scale back emissions, whereas enabling enhancements in security and efficiency, are just a number of the areas Dow works on each day. As populations grow, and economies across the globe develop and improve their transportation infrastructure, Dow applied sciences assist the world move ahead with enhanced functionality, safety and sustainability. Lelah menekan tombol power? Aplikasi ini menangani yang secara otomatis untuk Anda.
Qt is used by main OEMs and Tier1s as a result of they can unify their branded feel and appear across all their in-automobile screens with one single SoC. Take a peek beneath the hood of some of Qt's featured Automotive users and learn how you can also take your UX to the following degree. The necessities and calls for of the automotive business are as manifold as the brand new alternatives created by way of digitalization. Siemens has the expertise and experience to match each in order to create optimum options for every individual company.


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Enabling businesses across Europe to use social networks to build bridges to their target markets.
Will updating your blog get you business? Will having a natural tone of voice on your blog win you new customers? I spoke to Neil McKinlay to find out.
What happens when someone gets Instagram to remove a piece of your content? Do you have any recourse even if the law is on your side?
When I talk about "thumbstopping content" what, exactly, do I mean? In this blog, with bonus video, I go through the visual content that's caused my thumb to stop. And explain why.
Which part of the internet do you actually have some level of control over? Is it your business's Facebook Page or your website? Which of the two deserves more of your time, efforts and energy?
Blogging about your passions is the number 1 way to stay motivated to keep creating new content. I spoke to Pauline Muir about her blogging tips.
Stopping the thumbs of the people who we dearly wish would react to our content is the first step in the process of getting a reaction.
Posting to your Instagram account at at time of day when your audience is using the app will help you reach more eyes with your content. Here are 3 ways to do it.
If you haven't already switched to a business account on your Instagram profile, it's time to do it. I'll show you why and how and explain some of the key benefits of doing so.
Using Instagram isn't particularly hard. But is your strategy working for you? In this guide, with bonus video, I'll outline 3 things you're probably doing wrong and how to fix them.
In this guide we look at measuring the results from your social media marketing and explaining the difference between vanity and actionable results and why both matter.


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Keatts says Robinette then raised a pink handled, silver barreled handgun and, as he retreated, he heard a click.Keatts made a split-second decision and fired five shots, hitting her four times, once fatally in the head.Witnesses told investigators that a man in a gold, 2008 Ford Ranger drove down the street several times before abducting the child. Tuesday - Officers obtained preliminary information from witnesses regarding vehicle description, license plate and a suspect.
A firefighter captured it all driving behind the bus. Her mom says she is not blaming the bus driver for what happened.
The girl's father says she should be released from the hospital the next few days.
In fact, the Lake of the Ozarks boasts over 1,150 miles all on its own—but enthusiasm for watersports takes second place to baseball in the home of the Royals and the Cardinals.
Whether you love hanging out at the lake or cheering on your team at the ballpark, safety is an important part of loving your hometown.
Forget classified personals, speed dating, or other Missouri dating sites or chat rooms, you've found the best!
Rich started building and tinkering with trail cameras many years ago as a hobby in his spare time.
Brad assists Charles in our Techie work, which involves testing and photographing the trail cameras.
He is also our IT Specialist, which simply means we all collectively yell at him if anything doesn't work!
Each community is managed by a team of admins who are devoted to fostering a friendly and welcoming environment.
One thing the Show Me State loves to show off is its miles of coastline.
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The great thing about this park is that has rides and attractions for all ages. No matter what preferences you or your children may have, you'll surely find something you'll want to do over and over again.
We really appreciated the field trip put together by our local PATH, and the company of our fellow homeschoolers. Riding from Miami to West Palm Beach in a bus, was relaxing and entertaining, we all got to mingle and share precious time with our friends. Thanks so much Katie, for putting this …read more
Source: Raising a Self Reliant Child


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Gardendale AL Real Estate & Homes for Sale
60 Properties Found
The median home value in Gardendale, AL is $180,450. This is higher than the county median home value of $109,300. The national median home value is $185,800. The average price of homes sold in Gardendale, AL is $180,450. Approximately 88.41% of Gardendale homes are owned, compared to 7.9% rented, while 3.69% are vacant. Gardendale real estate listings include condos, townhomes, and single family homes for sale. Commercial properties are also available. If you see a property you're interested in, contact a Gardendale real estate agent to arrange a tour today! Learn more about Gardendale Real Estate.
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Better scoop this one up fast! Cute move-in-ready one level available at 149 Springdale Drive in Gardendale! The popular Princeton Plan is a two bedroom/two bath home with over-sized kitchen and formal dining room (which could easily substitute for an office/craft/hobby room) offers eye catching features like arched doorways and tray ceilings. Very few of these floor plans were built on Springdale, so it's a real treat when they come available ~ particularly to folks that need a bonus room! Roomy pantry, lots of cabinets/counters, covered patio, single car garage, attic storage with pull down stairs, full brick ~ it's comfortable one level living without compromising the budget or sacrificing style. New dishwasher, water heater and back door. Easy drive to the interstate for UAB students and commuters, and just minutes to Publix. Today is the day to say YES to home ownership :)
$154,900 600 Meadow Pl Gardendale, AL 35071
If you are looking for a great home in a great location, then this is your home. It is located in the heart of Gardendale and is located just minutes from all the necessities such as grocery stores, hospitals, and the highway. The home is 4 side brick and is constructed very well. It has tons of storage and a very spacious feel. The lot is very large and the backyard is fenced in for kids and dogs. This one will not last long.
Come home to BRENTWOOD! Opportunity knocks! SIX bedrooms THREE baths in this brick Split foyer stunner! Come in through the NEW $6k FRONT DOOR to see the gorgeous engineered hardwoods throughout main level. Formal living and dining and a LARGE family room with brick fireplace. Awesome, well apppointed kitchen with eating space and stainless appliances. Three large main level bedrooms and freshly remodeled baths complete with granite counters. Come downstairs to THREE MORE BEDROOMS and another FULL BATH. LOTS of ROOM for the money! Come outside to the huge deck and covered patio complete with HOT TUB! Yard is fully irrigated and the GREENHOUSE (with electricity) remains with the property also. New high efficiency windows, hot water heater front door unit, garage doors and dishwasher. Gorgeous and level CORNER LOT! This immaculate and well cared for home has so much to offer you have to see it to believe it. Priced right and ready to sell! Schedule your showing today.
The New Chantily Plan is one of our most desirable and luxurious homes! This classic 4 bedroom 2.5 bath home showcases the desirable open floor plan you've dreamed of. With 2415 total sq ft, entertain and enjoy guests in the massive open concept Great Room w/a Covered Patio. The Dream Kitchen has a Breakfast Island, Granite Counter Tops, Stainless Appliances & a huge Walk In Pantry. In addition, the Main Level Owner's Bedroom Suite features a separate garden tub & shower, double vanities & a private water closet. A powder room & laundry room compete the main level. Upstairs are 3 bedrooms, a full bathroom & a large bonus room that make this spacious home an unbelievable value. Your new home will include our new Smart Home package! In this package, your home will have an Amazon Echo & Echo Dot, a Home Control Panel, a programmable thermostat, two wireless light switches, a WiFi video door bell, an electronic deadbolt, a garage door opener and automation. Come see today!
'¢ The Wilmington Plan is Luxury Living at its finest. As you enter the foyer, you'll be impressed with a traditional living room & dining room leading to the inviting kitchen & great room. A spacious well-designed kitchen with Granite Counter Tops and Huge Island as the centerpiece. An additional bank of cabinets provide additional storage. Upstairs is the lavish Master Suite that's a world of its own. It boasts Two Walk In Closets, a Cathedral Ceiling and plenty of wall space for large furniture. Your master bathroom oasis has raised double vanity, separate stand up shower & a luxurious garden tub. Upstairs also offers 3 additional bedrooms, a full bath & a centrally located loft area. Your new home will include our new Smart Home package! In this package, your home will have an Amazon Echo & Echo Dot, a Home Control Panel, a programmable thermostat, two wireless light switches, a WiFi video door bell, an electronic deadbolt, a garage door opener and automation.
The newly redesigned Winston Plan is just the plan you requested. This new design now has two (2) Master Bedroom Suites!! That's right'¦.you have a main level Master Suite and another one the second floor. Both master bathrooms have separate garden tubs and walk in showers. Perfect for a variety of family living arrangements. Amazing large kitchen island with seating for six. The open concept living area is spacious and impressive. Hardwood floors throughout the main living area, stainless steel appliances and granite counter tops await. The upstairs loft is perfect for a variety of entertaining options. Our new homes come with covered rear patios, a 1 Year Builder's Warranty and much more. Come by today. Tomorrow may be too late.
The New Chantilly Plan is one of our most desirable and luxurious homes! This classic 4 bedroom 2.5 bath home showcases the desirable open floor plan you've dreamed of. Entertain and enjoy guests in the massive Great Room with its expansive open concept and convenient access to your large Covered Patio. The Dream Kitchen has a Breakfast Island, Granite Counter Tops, Stainless Steel Appliances and a Walk In Pantry. In addition, the Main Level Owner's Bedroom Suite features a separate tub and shower, double vanities and a private water closet. A sizable laundry room compete the main level. Upstairs are 3 bedrooms, a full bathroom and a large bonus room that make this spacious home an unbelievable value. Quality materials and workmanship throughout with superior attention to detail PLUS a One Year Builders Warranty. Visit us today. Tomorrow may be too late.
Have you ever dreamed of owning a piece of history? This historical Gardendale home is everything you could have imagined with original, stunning hardwoods throughout. As you walk through your attention will be drawn to the timeless features from room to room. The condition of this home is indicative to how well loved and cared for it has been over the years. The main level hosts TWO huge formal dining rooms, a picturesque sunroom, 3 bedrooms, 2 full bathrooms, a spacious kitchen and a bonus room that can be used easily as a 4th bedroom. The upstairs is nearly completely finished and could easily give way to a whole new section of the home (approx. 600 additional square feet!). Do NOT miss out on this opportunity. Schedule your showing today!
$172,900 4475 Sierra Ln Gardendale, AL 35071
An absolute doll house is waiting just for you at 4475 Sierra Lane in Gardendale's Lexington Park! Popping with personality, there's a lot to love in this three bedroom two full bath Craftsman style one-level home. Spacious great room with vaulted ceiling and wood burning fireplace, roomy galley kitchen with plentiful cupboards and counters plus sunny breakfast area, comfortable master retreat with private bathroom and big walk in closet, two additional bedrooms and full bath, and laundry room. Out back enjoy the privacy of generous yard. Then in summertime, take a dip in the community pool maintained for your outdoor recreational pleasure! An easy 5 minute drive to the interstate and local shops and restaurants. Best set an appointment today!
Home ownership dreams CAN come true in this worthy full brick traditional home at 4435 Red Crest Circle in Magnolia Ridge, where entertaining, recreating, memory-making and overall inspired living co-exist in luxurious style! The ideal space for the professionals and their growing families, there is no shortage of formal and informal living space, dining areas, bedrooms, bonus rooms, bathrooms, closet and storage space, and much more! Uncommon architectural details and aesthetically pleasing features throughout. Fuel your need for Vitamin D POOLSIDE, while sampling a burger at the grilling patio area, or retreat to the comfort of your sun room to cool off. Downstairs catch the big game on tv or play some ping pong in your spacious recreation room! Circular drive makes this home accessible to everyone, young and old alike! Enjoy a little more privacy from your neighbor as the lot next door is included in the sale. Lack for nothing and enjoy the home others only dream about :)
This beautiful Williamsburg floor plan in Fieldstown Crossing is just stunning! High airy ceiling with its many windows creates a breathtaking entrance as you enter this home. The great room has hardwood flooring and gas fireplace. Just beyond the great room you will find the awesome kitchen complete with an oversized island, granite counters, gas stove, stainless appliances, lots of counter space and pantry. The dining room and kitchen has gorgeous chandeliers. There is also a half bath for guest. The main level master bedroom is oversized allowing enough space for a sitting area. Spa like bathroom complete with tiled flooring, tiled large shower, soaking tub, double sinks with granite counters and large walk in closet. As you go upstairs you will notice 2 sitting areas that overlooks the great room, 3 nice sized bedrooms and 1 full bath. Backyard is perfect for family time or entertaining with its screen porch and patio. This home also has a 2 car garage with attic storage.
Model Home with so many upgrades!!! Less than 10 minutes to UAB/Downtown Birmingham.The Hamilton A features two level living with Master bedroom/bathroom on the main level. 2 additional bedrooms and 1 more full bath on main. Upper level features 1 bedroom and full bath.Upgraded tiled flooring flows throughout the entire main level. This gorgeous kitchen features Granite counter tops, dining area, pantry, stainless appliances including a gas stove, microwave drawer, fridge & dishwasher. Beautiful stainless hood over the gas stove and large Island. Tile flooring in all bathrooms and laundry. Master suite has a large walk in closet. Oversized tiled shower with 3 shower heads. Covered Patio area with paved grilling area and privacy fencing in back. Community features 18 wooded acres with nature trails which can serve as a scenic pathway to grassy areas for weekend picnics or children play area. This home is a must see so call today to set up an appointment to visit the community
Spacious one level living in a great neighborhood! This home features two large bedrooms and two full bathrooms. Master bathroom features a roll in shower. Nine foot ceilings throughout the home with crown molding in Master, living room, and dining room. Updates include new roof, new gutters, HVAC (four years), water heater (four years), hardwood laminate floors (2012). Extras include a storage building, all shelving in garage, and an extra parking pad out front. The covered patio offers a peaceful view of garden and creek with a swing and wishing well. Enjoy quiet, peaceful living with the convenience of restaurants, shopping, and the new Gardendale UAB ER just minutes away.
LUXE NEW CONSTRUCTION IN LONGWOOD. PERFECT FOR YOUR VALENTINE. Welcome to the the beautiful neighborhood of Longwood, where you will find walking trails, picnic areas, and wonderful neighbors. This is the LAST LOT being built in the subdivision. Engineer hardwoods through out the main living area including the MASTER SUITE and formal dining room. QUARTZ counter tops in the kitchen PLUS stainless steel appliances. There are two additional bedrooms with a jack-n-Jill bathroom. A HUGE unfinished BONUS room ready for your next football party or second living area AND 4th bedroom! Spacious walk in closets in every room to enjoy PLUS plenty of storage space around the whole house! You will also LOVE sitting on your screened-in porch along with additional deck space for grilling with friends and family. Call to see this one before it's GONE.
So much living space for the $, convenient location, cul de sac lot in Magnolia Ridge! Main level features beautiful hardwood floors, formal dining room with coffiered ceiling completely updated kitchen - stainless appliances, cabinets & granite, open family room with adjoining sunroom (could be main level office), owners suite complete with 2 large closets, garden tub/separate shower, upstairs- 3 bdrms (1 is a private suite) 2 full baths, all bedrooms have walk in closets, additional walk in attic storage, downstairs- rec room w/ morning kitchen, bonus/office, 1/2 bath, media area and additional space for guest sleep over. Photos "DO NOT" do this home justice, schedule an appointment to personally view and appreciate what it has to offer
Best deal in Gardendale! This gorgeous home in the swim community of Turnberry Highlands is just minutes from local shopping, restaurants, Interstate 65 and downtown Birmingham. Tons of space with five bedrooms, three and a half bathrooms! There is an absolutely huge family room/den on the second level. The open floor plan is great for entertaining. The pretty kitchen boasts granite countertops, hardwood floors, stainless appliances, lots of cabinets and a pantry! The covered patio in back overlooks a flat yard. You will love the down-home feel of Turnberry Highlands! Great sense of community. Wonderful schools. Convenient to everything.
Just seconds away from the interstate....this conveniently located property is located in Cades Cove, a coveted quiet community. With 2 bedrooms and 2 baths and minimum yardwork to maintain, this is a dream come true for our busy lifestyles. The OPEN FLOORPLAN makes it easy to decorate and entertain! Plenty of windows allow a lot of natural sunlight into the house with the Living/Dining room on the front and the two bedrooms on the rear of the house where they can admire the wonderful mountainous views....the Master has its own private OPEN DECK situated to enjoy the sunrises each morning. The Kitchen has LOTS OF CABINETS AND A PANTRY and comes with all appliances including the REFRIGERATOR plus a BREAKFAST ROOM for your kitchen table. The Master suite has a PRIVATE BATH plus a LARGE WALK IN CLOSET. There is a ONE CAR GARAGE with an opener and STAND UP STORAGE AREA under the house. It is located on a CUL-DE-SAC and is FULL BRICK. Come take a look at this one today!
$169,900 288 Hershel Dr Gardendale, AL 35071
WOW - One of the largest homes in Gardenview Estates! Tons of closets, basement storage and beautifully MAINTAINED home! Check out the luxurious hardwood floors; NEW APPLIANCES in 2018; Trane HVAC still under warranty. Formal Living/Dining plus a den with fireplace and beautiful wooded, private backyard! Located on a cul-de-sac so hardly any traffic! Check this one out and it will go to the top of your WISH LIST! Finished room downstairs could be a 4th BR, or a home office, or a playroom. Current owner using it for even more storage! School bus makes it easy for kids to attend G'dale schools!
For a limited time, this CUSTOM BUILT FULL BRICK home is being offered for sale....everything on ONE LEVEL with 3 bedrooms and 2-1/2 baths featuring a SPLIT BEDROOM FLOORPLAN. Starting with the beautiful DOUBLE ARCHED front doors, this OPEN FLOORPLAN has everything you could wish for...HARDWOOD FLOORS, a massive KITCHEN with beautiful GRANITE COUNTERTOPS, STAINLESS STEEL APPLIANCES, 2 HUGE PANTRIES, 3 CAR GARAGES, an OPEN DECK plus A COVERED DECK and a VIEW that captures your attention every day to admire the sunsets....located toward the end of a CUL DE SAC makes it perfect for privacy. It features a staircase to the attic which is ready for expansion with over 2500 unfinished sf. The kids are zoned for Mortimer Jordan 5 STAR SCHOOLS! Quick entrance to the freeway and a quick drive of less than 30 minutes to downtown Birmingham....this neighborhood is coveted because it is so convenient but away from the busyness of the city. Come explore this one before it slips away!
Welcome Home! Gorgeous and Clean 4 bedroom/ 2.5 bathroom brick house in Longwood. New interior paint (December, 2018). Gleaming hardwoods! Tile in kitchen, laundry, bathrooms. Kitchen is open to breakfast room and formal dining = room to host family dinners!! Pantry, island, tile backsplash, and a window over the sink! Great room with gas fireplace leads to screened deck (with open area for grill!). Beautiful views and landscaping in the Spring! Main-level oversized master bedroom w/ sitting area. Master bath with double vanity, jetted tub, separate shower, and huge walk-in closet. Half-bath and laundry room on ML! Second floor offers 3 more bedrooms and a full bath. Each bedroom has walk-in closets! Full basement has huge finished room with stained concrete floors and 2-car garage. Private backyard. Main-level A/C replaced Fall, 2018. Walking trails in neighborhood. Convenient to schools, splash pad, playground, and soccer fields. Easy commute to UAB/downtown! Gardendale schools!
The Ashfield plan is one of our most popular plans. It features 3 bedrooms, 2 baths and a 2 car garage. Gorgeous kitchen with granite counter tops, tile backsplash, stainless appliances that includes a gas stove. Hardwood flooring that flows throughout the foyer, living room, dining room, hallways and master bedroom. Painted cabinets, reclaimed wood and pendant lighting are just some of the added features in this home. Very spacious master bedroom and a master bath that has a spacious tiled shower. Lots to see in this great one level living home.
THIS GORGEOUS BROOKE FLOOR PLAN IS UNDER CONSTRUCTION SOOOO HURRY & PICK YOUR COLORS AND MAKE YOUR SELECTIONS!!! We are so excited to bring this fabulous, one level home to the Woodridge community. HARDWOODS flow throughout the living, dining, kitchen and hallway areas. The gorgeous kitchen has GRANITE KITCHEN COUNTER TOPS, tile backsplash & GAS STOVE, stainless appliances. AND did I mention the spacious master bedroom incredible master bath? This home also features 2 guest bedrooms and a guest bath. Cozy courtyard fireplace great for entertaining. Woodridge is a Community featuring 18 wooded acres with nature trails which can serve as a scenic pathway to grassy areas for weekend picnics or children play area. This home is a must see so call today to set up an appointment to visit the community. BUILDING A GREAT HOME AT A GREAT PRICE IN A GREAT CONVENIENT LOCATION!!!
Don't miss this newly remodeled home in Gardendale! Updated throughout! Home sits on a large level lot with extra parking for friends and family. Step outside through the french doors that lead to a nice private patio. Snuggle up in front of the fireplace in the oversized family room on those colder winter nights. Call your agent to schedule a private showing of this beautiful home!
Welcome to 305 Northridge Road, Gardendale, AL!!! This home is ready for a new owner!!! The home offers 3 bedrooms, 3 baths, living/dining room, and a eat-in kitchen. A beautiful sunroom overlooks the nice size backyard. Hardwood floors are in all the bedrooms. There is also bonus space available in the basement. Additionally, the home is completely electric, and it has a low maintenance metal roof. Call and schedule your private showing today, without delay!!!
All one level on a quiet street in the heart of Gardendale. 3/2 with great square footage. Large eat in kitchen plus a den. Sold as is and will need some updating. Large attached 2 car carport that enters into laundry.
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Key Verse: "if my people, who are called by my name, will humble themselves and pray and seek my face and turn from their wicked ways, then I will hear from heaven, and I will forgive their sin and will heal their land." 2 Chronicles 7:14
[bctt tweet="Revival doesn't come by seeking revival, but by seeking God." username="j0ndyer"]
God says if we will pray and seek His face, He will hear and forgive and heal our land.
Often I wonder if people think the object of prayer is to overcome God's reluctance. Listen to some people's' prayers, it seems is like they believe God doesn't want to be bothered, but if they pray just right He might do something for them anyway. Prayer is not overcoming God's reluctance, prayer is confessing our need, and our desire, to be conformed to His will. God is waiting to hear our prayers, and until we get on our knees, humble ourselves, seek God and ask Him to come, revival will not become a reality.
In 1857, there was a 46-year-old man named Jeremiah Lamphere who lived in New York City. Jeremiah loved the Lord tremendously, but he didn't feel that he could do much for the Lord until he began to feel a burden for the lost and accepted an invitation from his church to be an inner city missionary. So in July of 1857, he started walking up and down the streets of New York passing out tracts and talking to people about Jesus, but he wasn't having any success. Then God put it on his heart to try prayer. So he printed up a bunch of tracts, and he passed them out to anyone, and everyone he met. He invited anyone who wanted to come to the 3rd floor of the Old North Dutch Reform Church on Fulton St. in New York City from 12 to 1 on Wednesday to pray. He passed out hundreds and hundreds of fliers and put up posters everywhere he could. Wednesday day came, and at Noon nobody showed up. So Jeremiah got on his knees and started praying. For 30 minutes, he prayed by himself when finally five other people walked in. The next week 20 people came. The next week between 30 and 40 people came. They then decided to meet every day from 12:00 to 1:00 to pray for the city. Before long a few ministers started coming and they said, "We need to start this at our churches." Within six months, there were over 5000 prayer groups meeting every day in New York. Soon the word spread all over America. Prayer meetings began in Philadelphia, Detroit, and Washington D.C. In fact, President Franklin Pierce started going almost every day to a noonday prayer meeting. By 1859, some 15,000 cities in America had downtown prayer meetings every day at noon, and thousands came to Christ. The great thing about this revival is that there is not a famous preacher associated with it. It was all started by one man wanting to pray.
What if you nations prayer life started with you taking prayer seriously?
Do you want to study the Old Testament with me in 2018?
If so, why not to sign up to receive future devotions directly by email. It's totally free, just enter your detail below and starting tomorrow you will receive a devotional each day directly by email.


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Chapter 13 of the United States Code's eleventh title ("Bankruptcy Code" or "Code") "permits any individual with regular income to propose and have approved a reasonable plan for debt repayment based on that individual's exact circumstances," explaining why a Chapter 13 plan is commonly known as "a wage earner's plan." In general, upon winning approval of such a plan by a bankruptcy court, a debtor is obligated to pay any post-petition disposable income in sufficient quantity to guarantee every unsecured creditor at least what would have been received in a bankruptcy proceeding under the Code's seventh chapter. In exchange, the debtor gains unconstrained control of every asset subsumed into the bankruptcy estate upon the date that he, she, or they filed for bankruptcy relief. Even after the passage of the 2005 bankruptcy reform law, a Chapter 13 discharge still eliminates types of debts not dischargeable via Chapter 7, including civil fines and penalties, divorce decree debts, and welfare repayment obligations.
To be eligible for Chapter 13 and thus for this expanded discharge, however, a debtor must satisfy the eligibility criteria in § 109(e): "Only an individual with regular income that owes . . . noncontingent, liquidated, unsecured debts of less than [$394,725] . . . may be a debtor under chapter 13." Over the past year, a question that could affect lenders' ability to collect on outstanding student loans debts—whether a debtor whose student loan debt pushes them above this statutory maximum forfeits their eligibility for relief under Chapter 13—has resulted in inconsistent rulings by several bankruptcy courts.
Conflicting Cases
The latest case—In re Fishel, No. 17-14180-13, 2018 Bankr. LEXIS 965, 2018 WL 1870368 (Bankr. W.D. Wis. Mar. 30, 2018)—is from Madison, Wisconsin.
On December 18, 2017, Victoria Sue Fishel, a consumer debtor with a car loan, tax debt, credit card and charge account debt, and a small amount of medical bills, filed a bankruptcy petition listing some $150,000 in unsecured, nonpriority debt, including about $16,000 in student loans, as well as other student loans of an unknown size. Filed with her petition, Fishel's repayment plan proposed to devote all disposable income for five years toward payment of her creditors. While the Chapter 13 trustee tabulated only $132,000 of student loan debt, the United States Department of Education ("DOE") filed a claim for more than $340,000. Noting that Fishel's debt totaled more than $394,725 using the latter figure, the trustee objected to her plan and consequently filed a motion to dismiss based on § 109(e).
In articulating her decision, Judge Catherine J. Furay made several points. Legally, regardless of the fact that a lack of § 109(e) eligibility, though not identified as a basis for mandatory dismissal in § 1307, had been treated as a valid reason for dismissal by some courts, the decision to convert or to dismiss a Chapter 13 case always remains "a matter of discretion for the bankruptcy court." "It should be made," she added, "on a case-by-case basis considering the best interest of creditors and the bankruptcy estate." Factually, it was "undisputed the Debtor can make the proposed [p]lan payments," "[t]he only real roadblock to confirmation of Debtor's [p]lan . . . [being] the alleged amount of her student loans which, in any case, will not be discharged in her bankruptcy." Lastly, she stressed the policy considerations set forth in In re Pratola, 578 B.R. 414 (Bankr. N.D. Ill. 2017), that she held weighed in favor of permitting Fishel's case to proceed.
As Judge Furay herself acknowledged, multiple courts have rejected the approach to student loans and § 109(e) favored by Fishel and Pratola, including In re Petty, No. 18-40258, 2018 Bankr. LEXIS 1231, 2018 WL 1956187 (Bankr. E.D. Tex. Apr. 24, 2018); In re Bailey-Pfeiffer, No. 1-17-13506-bhl, 2018 WL 1896307 (Bankr. W.D. Wis. Mar. 23, 2018); and In re Mendenhall, No. 17-40592-JDP, 2017 Bankr. LEXIS 3600, 2017 WL 4684999 (Bankr. D. Idaho Oct. 17, 2017).
Troutman Sanders LLP will continue to monitor these developments and the intersection of bankruptcy law with student loans.
The Troutman Sanders' Consumer Financial Services Law Monitor blog offers timely updates regarding the financial services industry to inform you of recent changes in the law, upcoming regulatory deadlines and significant judicial opinions that may impact your business. To view the blog, click here
The content of this article is intended to provide a general guide to the subject matter. Specialist advice should be sought about your specific circumstances.


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LIMA — Hardin County has the lowest gas prices this week by a nine cent margin.
Hardin County has the lowest county average price for gasoline at $2.35. Next is Van Wert at $2.44, followed by Auglaize at $2.46, Mercer at $2.50, Shelby at $2.53, Allen at $2.55, Putnam at $2.562, Hancock at $2.565 and Logan at $2.65.
On Monday morning, the average price of a gallon of regular gas in Ohio was $2.55, while last week's average was $2.47. Gas prices have increased 9.4 cents from last month's average and have increased 17.1 cents from last year's average.
Gas prices in the Lima region have gone up 15.6 cent since last week, according to prices reported to GasBuddy.com. Lima's gas prices have gone up 7.3 cents since last month. The average for Sunday was 0.9 cents higher than Monday's prices, according to GasBuddy's daily survey of 5,345 gas outlets in Ohio.
The national average has decreased 0.9 cents last week from $2.66. Gas prices have gone up 25.5 cents since last year and is up 11.8 cents since last month.
Oil prices have been higher than usual due to concerns of a possible trade war between the U.S. and China, according to Patrick DeHaan, head of petroleum analysis for GasBuddy. He believes that gas prices may continue to fluctuate.
"Thankfully, the bulk of refinery maintenance is likely behind us, but keep in mind the volatility of the stock market has had a major influence on gas prices in the last year, so we may still be susceptible to sudden and dramatic change in U.S. policy and also still being susceptible to any lingering maintenance at the large refineries," said DeHaan in a news release.
Reach Camri Nelson at 567-242-0456 or on Twitter @CamriNews.


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ATHENS, Greece — Greece's economy slowed in the second quarter of the year, expanding by 0.2 percent on the quarter compared with a 0.9 percent rate in January-March.
The country's statistical authority said Monday that consumption was up 0.5 percent in April-June, investments remained flat, exports increased 3.9 percent and imports grew 4.8 percent. The figures are based on preliminary data and could be revised.
The Greek economy has been registering steady but modest growth since the first quarter of 2017, following a deep recession that sliced about 25 percent off GDP.
From 2010 until last month, the country depended on international rescue loans, provided on condition that successive governments made painful spending cuts, tax hikes and reforms.
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Hotels by Destinations
Australia Travel Guide
Australia Hotels and Resorts
Australia - is the sixth largest country in the world. It's about the same size as the 48 mainland states of the USA and 50 per cent larger than Europe, but has the lowest population density in the world - only two people per square kilometer. This is a place where stories are painted and Kangaroos fly, where shorts are the dress code and smiles are second nature. A different adventure, a different tomorrow, a different light.
Search Australia Hotels and Resorts According to Destination
Adelaide | Albany | Albury | Alice Springs | Ayers Rock | Airlie Beach | Brisbane | Broome | Cairns | Canberra |
Darwin | Sydney | Melbourne | Perth
Darwin | Sydney | Melbourne | Perth
Australia Map


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Who would have thought Canadian values could be so controversial?Plenty of ink has been spilt in the past few weeks over the suddenly taboo topic of promoting Canadian values.
Trudeau says Canada has no 'core identity' | Toronto Sun
Canada has plenty of traitors spitting upon our Western ways and one of them is the leader of the country. Will the military be required to curtail the evil these traitors are imposing upon Western countries? Be prepared for war people of the West.


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Humble Rooney hails Unsworth
After scoring a hat-trick in Everton's 4-0 victory against West Ham United, Wayne Rooney was quick to praise caretaker boss David Unsworth.
Unsworth has been in charge of first-team affairs since Ronald Koeman was axed more than five weeks ago and has presided over a difficult spell at Goodison Park.
Wednesday's win against the Hammers is set to be Unsworth's last game as caretaker manager because Sam Allardyce is expected to be unveiled as permanent boss before Saturday's game against Huddersfield Town, which the Toffees are 8/13 to win.
Rooney's third goal against David Moyes' team was a strike from inside his own half after he had latched on to Joe Hart's clearance, and the former Manchester United star said: "It's one of, if not the best, goal I've ever scored.
"I don't think I've ever struck a football better in my life. To score my first hat-trick for Everton, I'm delighted.
"For us as a team it was important to win, the last few weeks have been tough. We have been hurting so it was important to get a clean sheet first off which was long overdue.
"We have to give a lot of thanks to David Unsworth. He stepped in at a difficult time and he tried to steady the ship. I'm delighted for him that we got this victory. It's important for the club."
The victory has lifted Everton up to 13th in the Premier League table and they are 11/8to finish in the top half.
Rooney is 6/4 to score at any time against Huddersfield while Everton are 7/2 to win the match by a two-goal margin.


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Forming the Foundation is a not-for-profit fan film made for fun based on the Future Foundation.
The movie was made because there may NEVER be a Future Foundation movie made, as SONY owns the rights to Spider-Man films and FOX owns the rights to the Fantastic Four characters.
Characters and PlotEdit
- Lucas Bridgeburner
- Electro
- Lizard/Dr. Connors
- Spider-Man
- Mr. Fantastic/Reed Richards
- The Thing/Ben Grimm
8 years ago, Max Dillon gains powers and becomes Electro.
In the present day, The Lizard is rampaging once again after 3 years without an incident. Spider-Man appears and after a brief scuffle, subdues him before quickly leaving for his important meeting with Dr. Reed Richards at the Baxter Building.
Meanwhile, Electro seeks out the Baxter Building in order to absorb more power.
The Thing stumbles onto Electro absorbing power, but it is too late. The Thing is sent through a wall into the next room, instantly knocked out from the sheer impact of raw power. Electro quickly takes out Reed Richards, and intends to kill both Reed and The Thing, but is surprised by Spider-Man. After it takes a combined effort to defeat an overpowered, otherwise simple Electro, Reed Richards continues on where he left off: Welcoming Spider-Man aboard the Future Foundation.
There is also an after-credits scene of Electro speaking to another villain (offscreen).


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You can make a difference.
"Life's most persistent and urgent question is, 'What are you doing for others?'"
Martin Luther King Jr.
January 21, MLK Day of Engagement
In honor of the Dr. Martin Luther King Jr. National holiday, the Center for Civic Engagement (CCE) and Office of Sustainability are sponsoring the 9th annual Day of Engagement for the Class of 2022 and other Citizen Science students.
The MLK Day of Engagement introduces students to the local community and challenges them to deepen their local roots and commit to action in 2019.
Adopt a Goal for 2019
In honor of MLK's legacy and his call to action to address the urgent questions we face, each site will be connected with one or more of the United Nations 17 Sustainable Development Goals. Adopt a goal and commit to action in 2019.
How can I make an impact? Join a TLS project, launch a TLS project of your own, volunteer more regularly, take an Engaged Liberal Arts and Science course, attend trainings, commit to sustainable life hacks or engage politically.
How many sites are available? CCE partners with sites all over the Hudson Valley. Students will be able to select from about 25 sites including a mini-conference focused on community action.
How do I sign up? Look for social media posts announcing the 2019 program in the New Year. Email signups will begin about a week prior to the arrival for Citizen Science. Sign up in person at check-in on January 11 and 12.
What about leadership training? Students interested in broadening their skill sets will have the opportunity to attend a mini-conference on the Day of Engagement. Learn how to identify fake news, write a TED talk, deepen your commitment to sustainability, or develop your culinary skills to make food for local pantries.
How do I get involved after MLK Day? Consider your potential for long-term impact. The MLK Day of Engagement challenges you to identify the way that you can make a regular commitment in 2019.
Engage at Bard with Social Media
Sign up on the Civic Engagement Registry to receive alerts!
More Ways to Engage at Bard
Direct Action and Leadership Development: TLS, one-off volunteering, clothing/food drives, STEAM Explorers, Debate engagement programs, Model UN engagement programs, international conferences, Bard Leads, Bard Athletics, Council for Inclusive Excellence, BardWorks, Brothers at Bard, Student Government.
Community Organizing and Activism: the Dissonance (media coverage of local activism), ELAS courses, trainings, protest, letter writing, phone banking, Hannah Arendt Center.
Politics and Policy: Get Out The Vote, Election@Bard, voter registration, internships with government, Community Action Award funding, Bard Globalization International Affairs.
Engaged Liberal Arts and Sciences and Engaged Scholarship: ELAS courses, Study Away, and Network Courses.
Get Started with the Community Fair
Sign Up for Day of Engagement Events
Click on event titles to register.
SATURDAY, January 19
eWaste Recycling (10) — UN Sustainable Development Goal #11: Sustainable Cities and Communities
Tivoli and the Town & Village of Red Hook, together with the Red Hook Conservation Advisory Council and Bard Office of Sustainability, are hosting an electronic waste collection day for residents. Help move large TVs, stereos, computer towers and other e-waste onto pallets at the Town of Red Hook Recycle Yard. This is an outdoor event that requires appropriate cold weather clothing and footwear. Gloves and hot chocolate will be provided, along with deep appreciation.
No Sew T-Shirt Reusable Bags (10) — UN Development Sustainable Goal #12: Responsible Consumption and Production
On Monday, December 3, 2018, Dutchess County legislators voted to pass a plastic bag ban in our local communities. Come to this workshop and learn how to make reusable bags out of your old T-shirts so that next time you drop by your local convenience store, you're prepared! Make one for yourself, a loved one, or a community member!
Newburgh Armory Unity Center (10) — UN Development Sustainable Goal #10: Reduced Inequalities
Students will assist with Saturday Morning Youth Enrichment Programs, as they see fit. There are roughly 30 different programs for youths to choose from. There is drama, computer programming, mathematics, engineering, gardening, nursing, a NYS championship winning chess program, soccer, basketball, reading, chemistry, flight simulation, music, public speaking, and much more.
MONDAY, January 21
Off-Campus Engagement Events
Red Hook Community Center (For all events below)
(10:30am – 3:00pm) (30 – 36 Volunteers)
CommUNITY Fair — Beyond Recycling: Repair, Re-Use, Rethink and Commit to Community
Help mix sustainability, crafts, cooking, science (for kids and adults), community engagement, and a lot of fun. Over 30 Bardians will join local families to make 2019 about community action.
Check-In/Making a Pledge (2) — ALL UN Sustainable Development Goals
Orient participants to the wide range of activities available to them and encourage families to make a commitment to one of the UN Sustainability Goals in 2019.
Repair Cafe Sign In (2) — UN Development Sustainable Goal #12: Responsible Consumption and Production
Help direct participants sign-in and direct them to the Repair Cafe.
Repair Cafe and Bike Co-op (10) — UN Development Sustainable Goal #12: Responsible Consumption and Production and #11: Sustainable Cities and Communities
Support local professionals who are volunteering their expertise to fix household items, give new life to that old lamp, pair of jeans, or update that computer.
Childcare Room and Our Friend Martin (3) — UN Development Sustainable Goal #4: Quality Education
Play with kids while families visit the Repair Cafe or screen the documentary Our Friend Martin.
Help Local Organizations Table for Support and Volunteers (2) — UN Sustainable Development Goal #8: Decent Work and Economic Growth
Local organizations offering a wide range of community support will provide information about services and volunteer opportunities. Help support volunteers while learning more about ways to make a difference.
Organizations include: Team Nora, Historic Red Hook, Red Hook Education Foundation, Ascienzo Foundation, local nursing homes, Red Hook Rotary, Red Hook Conservation Advisory Council, and PandaTV.
Tabling with Green Organizations (Weatherization) (1) — UN Sustainable Development Goal #7: Affordable and Clean Energy
Help local families learn how to weatherize their homes and discover the life hacks that can help families save money and live more sustainably.
Make Reusable T-Shirt Bags (3) — UN Sustainable Development Goal #5: Sustainable Consumption and Production
Dutchess and Ulster County have passed a plastic bag ban. Join the effort to reuse items to make reusable bags to be donated to local families.
Maker Space (3) — UN Sustainable Development Goal #15: Life on Land
Work on your carpentry skills with local families making bat boxes and bug houses for backyards all over Red Hook.
STEM Demo Table (4) — UN Sustainable Development Goal #4: Quality Education
Demonstrate scientific principles with the help of a little kitchen science.
Culinary Delights and Community Donations (4) — UN Sustainable Development Goal #1: No Poverty
Take donations (hygiene products and non-perishable food items for local food pantries) and cook up goodies for participants.
Sloop Clearwater (10) — UN Sustainable Development Goal #14 Life Below Water
The organization has been at the forefront of the environmental movement as a champion of the Hudson River, working to pass landmark legislation, educate the public, and celebrate the river habitat. Join the crew for a day of maintenance on the iconic boat, the Sloop Clearwater!
Ulster 4-H STEM-themed Escape Room (10) — UN Sustainable Development Goal #4: Quality Education
Help facilitate a unique way to do STEM outreach with a themed escape room. Participants include local youths from the Ulster 4-H Club and the Brothers at Bard mentorship program.
Family of Woodstock (5) — UN Sustainable Development Goal #13: Good Health and Well-Being
Family of Woodstock provides confidential and fully accessible crisis intervention, information, prevention, and support services to address the needs of individuals and families. Support this agency by engaging in a variety of tasks during our MLK Day of Engagement. Participants will interview staff members and help the agency formulate a video to be used by the organization. Additionally, participants may be asked to do some extra organizing and painting of the office building.
African Roots Library (5) — UN Sustainable Development Goal #10 Reduced Inequalities
The Library at the A.J. Williams-Myers African Roots Center promote literacy through teaching and learning about the African roots experience, including history and culture, through a dynamic exchange of information, ideas, and creativity. Attend a Youth Presentation of Dr. Martin Luther King, Jr.'s life, followed by a chance to canvas with the organization.
Ramapo for Children (10) — UN Sustainable Development Goal #3: Good Health and Well Being
Students will help facilitate a dance workshop with Ramapo's on-site young adults (all of whom have learning differences, ADHD, or autism) as well as create different art projects using items from the Bard College Free Store.
Tivoli Village Hall (8) — UN Sustainable Development Goal #4: Quality Education
Local kids of Tivoli and surrounding towns are invited to participate in a day of eco-conscious activities! We will be doing STEM experiments and making no-sew reusable t-shirt bags! Bring an old t-shirt and take it home as a souvenir bag!
Tomorrow, Tomorrow Animal Sanctuary (10) — UN Sustainable Development Goal #15: Life on Land
Miss being around animals? Wish you could make a new fluffy friend? Enjoy a day of volunteering at this animal sanctuary. Meet, feed, and groom the animals, but be sure to bundle up, and wear clothes that are appropriate for a farm animal environment.
Interested in helping the local families of Red Hook have access to food? Learn about food insecurity in the Hudson Valley, help the Red Hook Food Pantry get organized post-holiday season, and more!
On-Campus Engagement Events
Mini-Conference: Commit to Action
In honor of MLK's legacy, Commit to Action—the mini-conference led by local organizers—will challenge participants to learn how to make an impact in their community.
11:30 am – 12:00 pm: Olin Auditorium, Check-in
12:00 pm: Commit to Action launches with a panel of local leaders in a conversation that connects their personal stories with their civic action.
1:00 – 3:30 pm: Participants choose one of 15 interactive workshops that will prepare students to commit to action in 2019.
UN Sustainable Development Goal #6: Clean Water and Sanitation
Facilitators: Bard Debate Union
Interested in learning more about the debate team at Bard? Join codirectors of the Bard Debate Union Ruth Zisman and David Register, along with current members of the team, for a workshop on debate and civic engagement. We will give a brief overview of the Bard Debate Union—our various activities and opportunities—highlighting the ways in which debate and public discourse are crucial tools for engaging with our communities. Then we will run an exciting hands-on debate exercise in which everyone can participate! All are welcome!
Notice and Comment Workshop (15)
UN Sustainable Development Goal #5: Gender Equality
Facilitators: Bard College Office for Gender Equity
The "Notice-and-Comment Workshop" looks into how proposed Title IX guidelines, set forth by Betsy DeVos, could impact college campuses while encouraging students to voice their opinions on these drastic changes. Students will engage with these proposed policies by submitting their own comments and critiques to the Department of Education, which must then respond to public input when attempting to pass these regulations. In this workshop, the Office for Gender Equity provides students with tools that will allow them to engage with and help improve these influential guidelines. No previous knowledge of this proposed legislation is necessary.
UN Sustainable Development Goal #10: Reduced Inequalities
Facilitators: Student leaders from the Bard Immigration Coalition
This training by Bard Immigration Coalition will inform both documented and undocumented, of their rights when interacting with both immigration officers and police. The training covers the right to remain silent, the right to speak to an attorney, the right for proof of a warrant before a home raid, and the right for undocumented individuals not to hand over documents that prove their status. It also suggests best practices by immigrant individuals when they are stopped by police, state troopers, Customs and Border Patrol agents, and Immigration and Customs Enforcement agents.
Fake News, Pseudoscience & You (15):
UN Sustainable Development Goal #16: Peace Justice and Strong Institutions
Facilitators: Jeremy Hall , Digital Technologies Development, Yauch House Librarian and Alexa Murphy, Resource Sharing, McWilliams House Librarian
Stevenson Library (First floor)
Learn how false information is threatening our democracy and our planet, and what you can do about it. False and misleading information—in all its forms—is having profound effects on democracy and policy around the world. In this interactive workshop, we will explore how information, misinformation, and disinformation are disseminated and consumed, how this affects civic life, and what role we play in these dynamics as digital citizens. Through a series of hands-on activities and discussions, students will learn how to identify bias, confirm facts, and spot fake news. We will also consider actions we can take to stop the spread of false information and its effects.
Creating a Nonprofit as a College Student: What Happens Along the Way (12)
UN Sustainable Development Goal #9: Industry, Innovation, Infrastructure
Facilitators: New York Historic Sites Alliance, Inc.
Join the New York Historic Sites Alliance in a interactive workshop on ways to become civically engaged within your community. This workshop will provide participants with foundational tools to further the goal of making a change seem attainable by anyone, rather than some lofty ideal attainable by one in a million.
Pushback: Exploring Political and Social Action (15)
UN Sustainable Development Goal #10: Reduced Inequalities
Facilitator: André Santana '17, Fellow in the Center for Inclusive Excellence
This discussion around activism, institutions and organizations, performativity, and impact measurement, will help participants rethink how they relate to social change. Our relationships to society and social change can be unclear and hard to quantify. What are the avenues for change? How much do we want to contribute? How do we stay genuine and assess our intentions with our work? These questions shouldn't just be pursued by people interested in activism, but by any person who wants to fully grasp their agency in relation to the social climate. The workshop will deal with topics of importance within and around Bard College, wrapping up with a reflection about how these issues relate to the community on campus, and what responsibility students have to engage in the ongoing work around them.
Teaching Kitchen (Kline College Room and President's Room) (20)
UN Sustainable Development Goal #2: Zero Hunger
Facilitators: Supervisor of Food and Ag programs Katrina Light and Food Service Director for local school districts Larry Anthony
The Teaching Kitchen helps participants hone their cooking skills while considering the impact of their food choices on their health and the community. Participants will enjoy good food while contributing to a local food pantry.
Literacy for Adolescents: Tutoring as Social Change
UN Sustainable Development Goal #4: Quality Education
Facilitator: Assistant Dean of Students Timand Bates '02
Interested in tutoring children and teens in the community? Timand's experience as a writing major at Bard has influenced his understanding of the connection between democracy and education. Beginning his career as a literacy tutor he moved to teaching in the NYC public school system before becoming a dean at Bard. Skilled at working with students of all levels, from Bard MAT students to first graders, Timand will expose participants to some practical tutoring skills while exploring education as social change. All levels of experience welcome from novice to trained tutor.
I Am Not a Leader (15):
UN Sustainable Development Goal #3: Good Health and Wellbeing
Facilitator: Dean of Students Bethany Nohlgren and Assistant Dean of Students Alexis Lopez
Hate the word leadership? Don't really know how you can make a difference or even understand what making a difference means? In this interactive workshop, participants can work through a series of exercises to give voice to what they care about and how they can contribute. Community starts at home and action is possible.
Getting to Climate Drawdown: The Campus as Learning Lab (15)
UN Sustainable Development Goal #13: Climate Action
Facilitator: Laurie Husted, Chief Sustainability Officer, Bard Office of Sustainability, and a team from Sustainable Hudson Valley
This interactive session will introduce learners of all ages to the climate crisis and the emergence of a "solutions culture", and help them to identify their own options for leadership. Project Drawdown, with its rigorously modeled set of 100 most promising climate solutions, will provide a window into opportunities for reducing our footprint and strengthening a movement."
Listening for Change: Speech and Listening as Social Action (20):
UN Sustainable Development Goal #16: Peace Justice and Strong Institutions
Facilitator: Dean for Social Action Paul Marienthal
Are you "listening" to the needs of your community? How do you know? Leadership requires a deep commitment to listening. In the TLS program, we assert that real listening is not metaphorical, that it is a complex and fundamental skill that requires practice. It begins with the ability to hear others precisely. We train TLS students to "replay" verbatim the words and phrases of a partner. We then move on to paraphrasing and reflecting meaning back to those partners. This is the basic communications skill that lets people around us know that they have really been heard.
Better Angels: Working Across the Aisle (15)
UN Sustainable Development goal #16: Peace Justice and Strong Institutions
Facilitator: Riley Hart, New York State Coordinator, Better Angels and Frank Murtaugh, Volunteer, Better Angels
Better Angels is a citizens' organization uniting red and blue Americans in a working alliance to depolarize America. Facilitators will lead students through a workshop using discussion practices that help participants find common ground even with those with whom they may disagree. In this workshop, participants will learn skills for having respectful conversations with people whose political beliefs differ from theirs—clarifying differences, searching for common ground, and affirming the importance of the relationship. Participants will practice the skills with someone of the same general political persuasion, and will take turns role-playing as someone on the opposite "side."
UN Sustainable Development Goal #16 Peace and Justice Strong Institutions
Facilitator: Greer Smith, President, TransArt
Why me? Why now?
"When privilege is your norm…Equality feels like oppression"
This saying has evolved over the years and become popular via the social media pundits of the day. When venturing into the community to do 'good work' what values, assumptions, and perceptions do we take with us? What is community? What does the community look like? Who is the community?
This workshop will help you answer these questions. And begin to the change the narrative and approach to personal philanthropic efforts, examine why we do good work and develop a positive lens to view those we choose to help.
Our Legacy: Collegiate Men of Color Creating Their Own Path (15)
UN Sustainable Development Goal #10: Reduced Inequalities
Before MLK Jr. was a national icon, he was just another brother on campus doing big things. The ways he was civically engaged as a collegiate man of color created change both on and off campus. Cofounders of Brothers at Bard, Dariel Vasquez '17 and Harry Johnson '17, lead an interactive workshop focused on exploring the role of college-aged men of color in "civic engagement." The workshop will be centered around the question "What does it mean to you to be included as a man of color at a civically-minded institution?
UN Sustainable Development Goal #11 Sustainable Cities and Communities
Biomimicry is an approach to innovation that seeks sustainable solutions to human challenges by emulating nature's time-tested patterns and strategies. This workshop will shift your view of nature, from a source of stuff to a source of ideas. We will examine several bio-inspired products currently available on the market and participate in a design challenge framed around the question, how would nature solve that?
Meet the Panelists:
Matt Martini
Matthew Martini comes from a long history of union members in the family including his great grandfather, Andrew Gallante, his grandfather, Andrew T. Gallante, his uncle, Andrew T. Gallante Jr. was in BAC Local 5 from 1979 until 1997, leaving as a Business Agent to work for Verizon, his mother, Maria Martini, and his father, Richard Martini. In addition, most of Matt's brothers, sisters, aunts, uncles and cousins are in different labor unions throughout the United States.
Throughout Matt's education he was spending time at different union halls doing homework, listening to union activists discuss the issues of the day and participating in political campaigns for local candidates. Even in High School when the teachers were doing informational picketing Matt was standing on the line with them before he had to go to class. When it came time to go to work Matt knew he needed a union job, so he enrolled in the BAC Local 5 apprenticeship program in 2010. It was also around this time that Matt met Elizabeth Soto, Executive Director of the Hudson Valley Area Labor Federation (HVALF). While Matt wasn't working Elizabeth enlisted him to help the HVALF on their political program. Helping union endorsed candidates run and win local office. It was at the HVALF where Matt learned how to work alongside with all the labor unions in the Hudson Valley and get results for middle class working families.
Matt worked for NYS Senator Terry Gipson as the scheduler/aide to the senator. He was able to work with an amazing team in the Senator's office solving constituent issues, drafting legislation and building relationships with constituent groups. One piece of legislation Matt worked on was the ability to allow facility/service dogs in the courtroom to help children testify in court "Rosie's Law". While Rosie's Law did not make it to the floor for a vote the team was able to secure funding for the Center for the Prevention of Child Abuse, Town of Hyde Park for Sewer Infrastructure and the District Council 9 Painters Training Center.
After serving a year in the NYS Senate the HVALF had an open position for the Deputy Director and Matt leapt at the chance to go back into the labor movement. In April 2014 Matt started working full time as the Deputy Director at the Hudson Valley Area Labor Federation until April 2016.
Matt also helped re-launch the Dutchess County Young Democrats, serving as the President for one year.
Matt currently serves as the Northern Hudson Valley Regional Representative for the New York State Comptroller Thomas P. DiNapoli. He represent Dutchess, Ulster, Sullivan, Delaware, Greene and Columbia counties for the office.
Matt strongly believes in what Robert Kennedy said, "Few will have the greatness to bend history itself; but each of us can work to change a small portion of events, and in the total; of those acts will be written the history of this generation."
County Legislator, Rev. Giancarlo Llaverias
Giancarlo "Doc" Llaverias is a Poughkeepsie, NY native by way of Mount Vernon, NY. Giancarlo has been a resident of Poughkeepsie since the age of 10. At 19, while in college at Stony Brook University, Giancarlo was diagnosed with Ulcerative Colitis, which left him paralyzed from the waist down and his body rejecting all food resulting in a 150lbs weight loss in 3 months. This diagnosis was a blessing in disguise. His illness brought him home to Poughkeepsie, and his eyes were opened to the violence and issues plaguing Poughkeepsie when he lost 30 of his friends to drugs and violence. At age 20, Giancarlo regained his ability to walk and began volunteer work within the community including teaching youth professional development skills and becoming a youth minister.
In 2013 Giancarlo launched a grassroots organization called Peace to Progress. The objective of this program was to help youth find after school resources that Dutchess County could not provide. Giancarlo has mentored and has spoken to over 400 young people and have helped them find jobs, go to college, and reduce the risk of gang membership. To date Giancarlo has help fund the tuition of 100 students helping them buy books, supplies, and other scholastic essentials. Giancarlo also launched a social media program called " Diamond Minds" in 2016 and this program is to support youth going through mental illness and anxiety. The purpose of this program was to use social media as an outlet to connect students and adults alike to share their experiences and find healthy solutions.
Giancarlo graduated from SUNY New Paltz with a Bachelor's in organizational communication with a background in psychology concentrating in Africana and Latino history. Currently, he is pursuing his Doctorate degree while obtaining his professional certificate in education at Harvard University. In November of 2017, Giancarlo was elected to the Dutchess County Legislature and became the first person of color in the 50-year history of the legislature to ever hold the District 1 seat. Giancarlo also serves as the Regional Vice President of the Hudson Valley for the New York State Young Democrats and also serves as Director of Outreach for the New York State Young Democrats Caucus of Color.
Leslie Tracey
Leslie Tracey is a financial professional who specializes in estate planning and workplace benefits at New York Life. She also serves as the Organist and Music Director at Poughkeepsie United Methodist Church. Leslie is the co-founder of the newly formed Hudson Valley African-American Business Council which is a chamber of commerce for minority business owners and professionals throughout the Hudson Valley. She is an alumna of Western Connecticut State University in Danbury, Connecticut. A resident of Dutchess County for the past 5 years, Leslie is deeply involved in the causes she believes in and serves the community through financial education seminars for adults and teenagers, individual teen mentorship and volunteerism through the United Way of Dutchess County, the Children's Home of Poughkeepsie and her local church. She is a 2018 recipient of the Dutchess Chamber of Commerce top 40 under 40.
Sarah Salem
They/Them Pronouns
Director of Development, Dutchess Outreach
Councilmember, City of Poughkeepsie Common Council
Sarah Salem is a systems thinker with a passion for equitable, regenerative, and participatory development, and discovering solutions that benefit and contribute to making communities whole. Growing up in the Hudson Valley, Sarah has developed a strong affinity to making the City of Poughkeepsie and the Greater Hudson Valley a more desirable place to live, work, and play, now and for years to come.
In asking questions like where does our work actually extend? How can we coordinate our efforts with others in our community? In what ways can we more effectively engage with our networks of support? Sarah has expanded the reach of mission-driven organizations, like Dutchess Outreach, and has helped to stimulate important investigative practices within their community. Above all else, they have encouraged collaboration amongst other like-minded organizations and individuals across all sectors, enhanced through their involvement in local leadership cohorts such as the Good Work Institute Fellowship and the Pattern for Progress Fellowship programs.
In their role as a member of the City of Poughkeepsie Common Council, they look forward to further advancing their work and the vitality of the Hudson Valley by promoting local policy with equity, inclusivity, and justice in mind.
Moderator Cammie Jones:
Cammie Jones has dedicated her life towards civic engagement both professionally and personally and believes in the saying that "service is the rent you pay for the privilege of living on this earth."
Cammie Jones is the Assistant Dean for the Center of Civic Engagement at Bard College where she works closely on several international and domestic civic engagement network projects including the Engaged Liberal Arts and Sciences Program and Network Courses. Cammie is active on several community boards and committees within Dutchess County. She serves as Board Member of the Mid-Hudson Children's Museum, Chair of the Hudson Valley KidVenture Creative Committee, United Way of Dutchess-Orange Peer Grant Reviewer, Secretary of Dutchess County Young Dems, Hyde Park Democratic Committee member, Dutchess County Democratic Committee member, member of the Catharine Street Community Center MLK Scholarship Committee, and International Women's Day Committee member through the Dutchess County Regional Chamber of Commerce. Additionally, she serves as an Upper Elementary Sunday School Teacher at Bethel Missionary Baptist Church of Wappingers, Falls, NY.
Cammie has received several awards for her work in higher education and community engagement which include the Dutchess County Regional Chamber Of Commerce's 2012 Forty Under 40 Class, N4A 2014 Professional Promise Award for Region 1, the AWCC 2017 Forty Under 40 Class and The 2017 ARC of Dutchess Peggy Martinko Community Trailblazer Award.
Cammie Jones holds a B.S. in Kinesiology from the University of Texas at Austin and a M.A. in Higher Education Administration from Louisiana State University A&M.