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We all think we know ourselves pretty well. But do we?
In an article based on her book, Insight, Dr.Tasha Eurich explores the concept of self-awareness. We all think we are pretty self aware. Some insights from her researched showed that:
… most people believe they are self-aware, (yet) self-awareness is a truly rare quality: We estimate that only 10%–15% of the people we studied actually fit the criteria.
One of the most fascinating parts of the book for me is that her analysis of many studies indicates a different way of improving self awareness. She says that we tend to think asking "Why" questions is the best way to improve our self awareness. But in actuality, "What" questions are a much better way.
"What" questions versus "Why" questions
With "Why" questions, we tend to look inward. And often when we look inward, we blame ourselves or think of our own inadequacies. We also do not recognize the internal biases we all carrying around ("I must have messed up somewhere") and the unconscious thinking that goes on ("they already don't like me"). The self reflection that comes from "what" questions is great in many ways. We challenge ourselves. We get deeper into ourselves.
Dr. Eurich makes an excellent recommendation that effective introspection should begin with asking "what" not "why". Her rationale is that by asking "what" we allow ourselves to remain more objective, internalize less, and become more confident to act. Instead of the mounting self-criticism that comes from asking "why", we can ask "what" are the situations and actions that are caused the issue and how can they be corrected.
Applying these concepts to career and job seekers.
I think about all of the times that people feel like their "qualifications were perfect for the job, but I did not get the offer". They are left dumbfounded. And their confidence is bruised. So they think "why" they did not get the job. Usually the answer to the "Why?" question is self rumination (Eurich calls this introspection), not self awareness.
I now understand better how "What?" questions might help you get to some answers in job search. Let me provide a few examples.
Example #1. "I did not get the job because there really was not a true job opening." That is sometimes the case. Companies are on "fishing expeditions" for talent or are anticipating a future opening. But this example of your thinking is still you guessing, after you don't get the job.
Try this. When prompted for any questions in an interview ask, "What is the time frame you looking to fill this position"? If the answer is "now", you know there is an opening. Any other answer ("we are looking at a number of candidates" or "we are early in the process so it will be a while") probably tells you there is no immediate opening – or at least you are not the top candidate.
Example #2."I felt the interview went pretty well." But did you get any real feedback from the interviewer? Here is an alternative. Research indicates that one of the top 3 reasons for not getting a job is this: the candidate talks too much in an interview. When the interviewer asks you at the end of the interview if you have any questions, try this: "I have learned from previous interviews that I tend to give answers that are too long (or too short). I have been working on getting more concise. What can you tell me about how I did on providing my answers?"
Whoa, talk about being direct! Here are the advantages to that question. First, you get direct feedback from the interviewer. Second, you let the interviewer know you are self aware. Third, you indicate to the interviewer you want to get better. And, whatever answer they give you, you can follow up with this:"Thanks so much for your input, it is important to me in anything I do that I get better at it. Your input is going to help me, thanks." Now you have reminded the interviewer of your desire to improve (what company doesn't want that?). AND, you made the interviewer feel good because they helped you! Think that makes you more memorable? Isn't that better than feeling inadequate?
Example #3. Another top five reason for not getting a job according to hiring mangers is you did not ask good enough questions. Try this. Instead of "How do you determine if someone is successful here", try, "What do people who don't make it here do wrong?" This might sound like a negative question. However, it makes you stand out because it is a VERY different question from what everyone else asks. Also, it provides a great opportunity for follow up. Whatever the other person responds with, you get the chance to say how you are not like the person that fails. Third, it may also tell you a lot more about the culture of the company (if the answer is something like, "an unsuccessful person is the first one to leave the office every night", you have got a lot of information).
Interviewing and career planning are more than your experience, your qualifications and your preparation. It is an opportunity to learn and become more self aware. Like most things in life, you need to know the right way to learn to do it correctly. Building a little self awareness is going to put you at an advantage to everyone else.
If you would like to read Dr. Eurich's article, it is here: https://hbr.org/2018/01/what-self-awareness-really-is-and-how-to-cultivate-it I also highly recommend her book, Insight.


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Home » Clinical Trials » Location » Bulgaria
Haskovo, Bulgaria Clinical Trials
A listing of Haskovo, Bulgaria clinical trials actively recruiting patients volunteers.
Found (10) clinical trials
Efficacy and Safety Study to Evaluate Vadadustat for the Maintenance Treatment of Anemia in Subjects With Dialysis-dependent Chronic Kidney Disease (DD-CKD)
This is a multicenter, randomized, open-label, active-controlled Phase 3 study of the efficacy and safety of vadadustat versus darbepoetin alfa for the maintenance treatment of anemia in subjects with DD-CKD
0.0 miles
Study to Compare Oral PF-06651600 PF-06700841 and Placebo in Subjects With Moderate to Severe Ulcerative Colitis
The purpose of this study is to determine whether PF-06651600 and PF-06700841 are effective in treatment of moderate to severe ulcerative colitis.
Evaluation of Major Cardiovascular Events in Patients With or at High Risk for Cardiovascular Disease Who Are Statin Intolerant Treated With Bempedoic Acid (ETC-1002) or Placebo
The purpose of this study is to determine if treatment with bempedoic acid (ETC-1002) versus placebo decreases the risk of cardiovascular events in patients who are statin intolerant.
Pemafibrate to Reduce Cardiovascular OutcoMes by Reducing Triglycerides IN patiENts With diabeTes (PROMINENT)
A multi-regional clinical trial with participating sites planned in the following countries pending approval from the applicable oversight authorities: Argentina Brazil Bulgaria Canada Colombia Czech Republic Denmark France Germany Hungary India Israel Japan Mexico Netherlands Poland Romania Russian Federation Slovakia South Africa Spain Ukraine United Kingdom United States
Registrational Study With Omecamtiv Mecarbil/AMG 423 to Treat Chronic Heart Failure With Reduced Ejection Fraction
The purpose of this study is to determine if treatment with omecamtiv mecarbil/AMG 423 when added to standard of care is well tolerated and superior to placebo in reducing the risk of cardiovascular death or heart failure events in subjects with chronic HFrEF.
Dapagliflozin Evaluation to Improve the LIVEs of Patients With PReserved Ejection Fraction Heart Failure.
This is an international, multicentre, parallel-group, event-driven, randomised, double-blind study in patients with HFpEF, evaluating the effect of dapagliflozin 10 mg versus placebo, given once daily in addition to background regional standard of care therapy, including treatments to control co-morbidities, in reducing the composite of CV death and heart failure ...
Study to Assess Efficacy and Safety of Baloxavir Marboxil In Combination With Standard-of-Care Neuraminidase Inhibitor In Hospitalized Participants With Severe Influenza
This study will evaluate the efficacy, safety, and pharmacokinetics of baloxavir marboxil in combination with a standard-of-care (SOC) neuraminidase inhibitor (NAI) (i.e., oseltamivir, zanamivir, or peramivir) compared with a matching placebo in combination with a SOC NAI in hospitalized patients with influenza.
3.5 miles
Effect of Efpeglenatide on Cardiovascular Outcomes
The estimated study duration per participant is up to approximately 36 months.
8.54 miles
A Research Study to Compare Semaglutide to Insulin Aspart When Taken Together With Metformin and Insulin Glargine in People With Type 2 Diabetes
This study will compare the effect of semaglutide once weekly to insulin aspart 3 times daily as add on to metformin and insulin glargine in people with type 2 diabetes. Participants will either get insulin glargine and semaglutide or insulin glargine and insulin aspart - which treatment the participant get ...
8.9 miles
A Double-blind Study to Investigate Efficacy Safety and Tolerability of BAY1142524 in Patients With Type II Diabetes and a Clinical Diagnosis of Diabetic Kidney Disease
The purpose of the trial is the analysis of safety and efficacy of the chymase inhibitor BAY1142524 at a dose of 25 mg BID in comparison to placebo using a 6 months treatment period in type II diabetic patients with a clinical diagnosis of diabetic kidney disease. BAY1142524 or placebo ...
8.9 miles


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This is good quality item but turned out to be not what I wanted
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We have experienced great customer service from our first visit to your shop to fitting. We are delighted with the outcome. Thank you very much.
This item arrived in a very badly damaged parcel.As the delivery man left the parcel on the doorstep as he could not wait for me to get to the door[I am 80 years old and cannot run anymore]I got my help to unpack the parcel which revealed damaged goods. The finials [plastic] were broken and I asked for new ones. However on closer look it was obvious the whole parcel and its contents were too badly damaged for me to accept. I have rang the Just Sew Interiors number on the day the parcel arrived and have spoken on two other occasions to the same number. I was told the parcel would be collected by Tuffnells last week and still no-one has arrived.The parcel is ready for collection and I would be very pleased to received a refund for the damaged goods I received.Elizabeth J Peacock
Hello Mrs PeacockWe are sorry that the parcel arrived damaged, and we did send replacement finials within 24 hrs of the damage report. The second report about the pole damage did get reported and we asked the courier to collect. The collection was requested on Thursday 1-3-18, the day that the whole of the UK had snow. Most couriers in the UK have not made deliveries until 5-3-18, and due to the backlog the of deliveries the collection will be made at a later date.At the time of you writing this review Monday 5-3-18 @11:19am, this has actually given the couriers only 2 days to contact you to arrange and collect the parcel, which would be quick on normal days, but on severe weather we have had, this may unrealistic.Our couriers will be in contact very soon.RegardsJustpoles
I ordered sample curtain poles to gauge the colour. My sample came quickly. I would use this company again.
The curtain poles are just perfect ad great quality.
Fabulous - just what I was looking for - waiting for the fitter to install but they look really good!
As above
Just ordered one for the time being to see if it is useful or not - looks good!
Very pleased with all items
All delivered on time
Perfect so pleases
All helpful in choosing items
So pleased
Curtain Poles fine except I bought 2 as I needed 3.2m so expected the fatter poles to be 1.7m but they aren't as this includes the finials!so still had to use a bit of the extendable thinner poles beyond the outside support brackets - looks OK...but beware if you're doing similar!
Lovely curtain pole with an unusual finial.
As the curtains are heavy thought that the draw rods would help with a smooth pull of the curtains and keep them clean.
Product was exactly as specified and promptly delivered.
Very solid and well designed poles. These are the second set of poles bought with a 6 month gap but they matched perfectly.
Great service, even when I requested an answer to a question about the fixings. All came well packaged, all as advertised, no problems, would recommend.
We had to return a purchase. This is where it all failed due to XDP. XDP are appalling. Poor communication. Bad time keepers. Surly drivers. If I could I would rate at 0 and not 1.
Very good
Top quality products, easy to order and arrived within a couple of days. Have saved company details invade we need them. High recommend.
Excellent, smooth working track
Additional gliders help the curtains hang well
Excellent product delivered quickly
Excellent product delivered quickly
Nice heavy quality feel. You will need metal curtain hooks as the clip on the rods are too small for plastic hooks.
Poor kit it had missing parts that were not included in the kit and this was not made clear on the item description. I had to source these parts separately and it ended up costing a lot more than the full kit version from John Lewis by the time I had to buy the essential extra items to go with it. I would not recommend.
Hello Emma, this is a headrail only, and not a kit. We do sell kits that include most of the items needed to make the blind, but these are a different product.
Excellent product - instantly sorted out our bay window curtains which were hard to open/close by lubricating the tracks!
Good product
I am very pleased with the quality of the crafted pole
Excellent service. Quick delivery and cassette cut to size. Very happy
Beautiful tie back well made would highly recommend
Beautifully understated end cap finials which are also well made and really solid. Exactly what I Was looking for.
Bought three sets of these for our French doors and am really impressed with the quality and style. They have a nice weight to them and feel like they will last a lifetime. Here's hoping they do!
I have several of these curtain rails and needed to renew an old rail which had the old type gliders which are no longer available. Good quality and easy to bend without any loss of performance.
These gliders are more substantial than the very old type of gliders. They work as expected.


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Wednesday, May 16, 2012, 00:00
Decline of Cantonese
The warning in the essay by linguistics student Tsui Wa-han was simple, stark and alarming. Hong Kong, it said, is facing a cultural disaster if it allows its native tongue, Cantonese, to die out.
If Cantonese becomes extinct, some of our cultural heritage would follow suit, Tsui wrote. Cantonese opera would die, the essay predicted, and beautiful, idiosyncratic expressions such as falling flowers at night hiding the moon from sight from the opera Princess of Flowers would be lost forever.
Tsuis essay was one of a collection submitted by Chinese University students last week on a subject that, to an outsider exposed to the constant chatter and banter of daily Hong Kong life, seems almost unimaginable: The potential death of the Cantonese language.
Behind the noise of millions of voices, however, the reality may be that Cantonese is under threat. The growing influence of Mandarin has put the Hong Kong language into a situation where, one linguistics expert believes, it could die out in a matter of generations.
Stephen Matthews, associate professor in linguistics at the Chinese University of Hong Kong who assigned the essays on the future of Cantonese to his students, believes the language could one day soon be as endangered as the Hakka and Chiu Chow languages that today are barely spoken in Hong Kong.
If you had asked me in 1997, I would have said that over the long term, Cantonese is probably an endangered language, said Matthews. It might survive for 50 years or so but after 50 years, it will still exist but it may well be on its way out.
Basically, I still hold to that (prediction). It is difficult to calculate the timing but in the medium to long-term, Cantonese is an endangered language.
Concerns over whether Cantonese would remain Hong Kongs lingua-franca first surfaced at around the time of the handover. Since then, said Matthews, who has lived in Hong Kong for 20 years, a slow but steady change in peoples attitudes to Mandarin had taken place.
After the handover, it seemed that not very much had happened, but in fact there was subtle change going on in a number of ways, he said. Putonghua was pretty much invisible in the early 1990s. The only way I could hear any Putonghua was get up at 6 am to watch a 10-minute news bulletin. That was pretty much it.
One could easily live in Hong Kong without hearing any Putonghua at all. That gradually changed as more programmes became available and you would hear more Putonghua on the radio. It has gradually changed.
Before the handover a number of friends and students would say I dont want to learn Putonghua, Im not interested. But then around the time of the handover they said Maybe we should start learning Putonghua. They were talking about it. Now of course everyone is doing it.
The role of English hasnt changed a great deal in my experience. It still has its functions. It is roughly the same. But the balance between Cantonese and Putonghua is changing. In the last few years, its begun to shift in policy terms as well so the main one I see as important is involving the teaching of Chinese literacy in local schools.
One significant factor is that schools in Hong Kong have begun switching from Cantonese to Mandarin for the teaching of Chinese literacy a move that improves students ability in Mandarin but which appears to have a detrimental effect on the use of Cantonese both inside and outside the classroom.
I had a Masters student teaching in a primary school and she did a thesis on this, said Matthews. She was teaching at exactly the time they did the shift. She compared the year when the cohort had their Chinese teaching in Cantonese with the following cohort who had their teaching in Putonghua.
She found there were a number of subtle differences. For instance, the children started using Putonghua in the playground to speak to each other, which was previously unheard of. She also did survey of languages at home and found there was more Putonghua used in the childs home.
Again, that is shifting the balance. There is less Cantonese in the childrens lives and more Putonghua.
Then there are the students sent to international schools by their parents. Their Cantonese is suffering. It is undergoing attrition, said Matthews, using a technical term for the process by which people lose their native language.
Children grow up speaking Cantonese as small children then effectively switch to English when they go to an international school and their Cantonese becomes less fluent, he said. They can still talk Cantonese but the development of Cantonese is arrested and they begin to lose it. If that progresses, their children will not speak Cantonese.
So does it matter if Cantonese slowly disappears? According to Matthews, the effects will be far-reaching both culturally and socially placing Hong Kong today at a historic linguistic crossroads that Matthews fears people may be unaware of until it is too late.
Culturally, Cantonese is an ancient language with roots in old Chinese. Tang Dynasty poetry written 1,500 years ago is said to sound better when studied in Cantonese rather than Mandarin as Cantonese is closer to the language spoken at that time.
Socially, the effect of language loss can be profound within families. There may well be a stage where children cant speak to their grandparents, Matthews said.
If you have grandparents who are monolingual Cantonese speakers and their grandchildren speak Mandarin and English, they wont be able to talk to their grandparents which is unfortunate. We have seen that happen in other language shift situations. It generally happens over three generations.
In addition, any language has an associated culture. I would say any language has an associated literature although it might be odd to talk about Cantonese literature but there is some. Major dialects have their own opera traditions.
With the Chiu Chow dialect, for instance, once widely used in parts of Hong Kong, operas in the dialect can now only be performed by visiting troupes from the mainland where the language is still spoken.
Fast forward a few years and young people may be uncomfortable preforming in Cantonese and you might lose the whole Cantonese opera tradition. That would be a major loss of culture regardless of whether you enjoy it or not.
Although it is sometimes referred to as a dialect rather than a language because it shares a common written form with Mandarin, Matthews says Cantonese is in fact a distinct language.
You can write in Cantonese, he pointed out. Nobody is ever taught to write in Cantonese but all our students can do it.
Written Cantonese is used for a number of informal purposes and it is completely incomprehensible to mainland people. So the argument that Cantonese is a dialect because it shared the same written language is basically a complicated myth.
Currently, with the proliferation of Canto-pop and the lingering influence of Cantonese cinema, the language seems strong but Matthews believes its apparent vitality may disguise an underlying decline.
If we take the case of pop songs, all the time Ive been here Canto-pop has been mingled with Mandarin pop, he said. That could easily shift to the point where Cantonese become an unusual choice and Mandarin becomes the usual choice. That reverse could take place quite quickly.
The shift from Cantonese to Mandarin, Matthews believes, has so far been subtle but steady. You have to extrapolate from the trends to see Cantonese as an endangered language, he said.
Language shift takes generations, so it depends what children are growing up with and the fact is that increasing numbers of children are growing up with Cantonese not being their main language. That is the warning we recognise from studying language shift elsewhere in the world.
Professor Thomas Lee, head of the linguistics division at the University of Hong Kong, said he did not believe Cantonese was dying out but warned it needed to remain in use in mainstream education to avoid it becoming marginalized in future.
If we look at the present state of Cantonese I would not say it is endangered, he said. If you look at what is called language vitality things like the proportion of speakers and crucially the extent of its use in important social domains like the political arena and courts Cantonese is still very much alive and a strong language.
I think Cantonese is going to remain strong. The head of the SAR has to speak Cantonese. Our elections favor Cantonese. In LegCo proceedings, a lot of major figures who didnt speak in Cantonese before 1997 have switched to Cantonese. Role models are speaking Cantonese. If you go to magistrates courts a very high percentage of proceedings are conducted in Cantonese.
However, he said, the decline of Shanghainese now reckoned to be spoken by less than 50 percent of people in Chinas second largest city demonstrated how dialects and languages could decline in a matter of generations, Lee said.
In Shanghai, I would really say there is endangerment, he said. If you are not speaking the dialect at home, it is very dangerous. In Guangzhou too I have seen some figures saying the percentage of Cantonese speakers may have dropped to around 50 percent.
Some linguists were very much concerned over the switch to Mandarin in Chinese teaching in Hong Kong schools. Lee said while he appreciated the benefits of the approach, education officials should consider implementing the switch in higher levels only rather than all levels of schools.
For a language to really thrive and develop in all its creative dimensions, it requires not just home use, he said. It requires use in literature and cultural arts and all the complicated domains of language use.
Lee said he was concerned the Hong Kong government might follow the underlying assumptions of the central government policy about multilingualism and the idea that it was economically and socially preferable to have a single, unifying language.
Ultimately, these are political decisions, but I hope the government can help promote the vitality of the language by having a good education policy and enhancing the awareness in the community of the importance of dialect and how it can contribute to cultural diversity and richness in Hong Kong, he said.
Assessing the overall state of health of Cantonese in Hong Kong, Lee said: Right now, it is okay. If you go by all the indicators, I dont see a problem. But Shanghai is a very good example for us. Dialects can disappear very quickly, in a few generations, and once you are on that path, it is very hard to reverse the trend.
A spokeswoman for the Education Bureau told the China Daily government statistics indicated Cantonese use had remained stable in the past decade with 89 percent of Hong Kong people still using it as their usual language last year the same level as in 2001.
Initiatives by the Standing Committee on Language Education and Research, a government advisory body set up in 1996, included the promotion of proper Cantonese pronunciation, the promotion of Putonghua and an English Alliance aimed at raising students interest in language learning, she said.
The Hong Kong SAR government strives to enable Hong Kong people, in particular students and working adults, become bi-literate in written Chinese and English and trilingual in Cantonese, Putonghua and spoken English, the spokeswoman said.
Why Cantonese matters
Chinese University students last week spelled out why Cantonese matters to them and what they thought the effect of losing their native language might be.
Here is what two students had to say in essays assigned by linguistics expert Stephen Matthews:
If Cantonese becomes extinct, unique Cantonese expressions such as a gloomy face, to connive and free, will be lost. It is difficult to translate Cantonese into other languages without change in its intrinsic meaning.
These variations among languages give colors to the world and avoid homogeneity. The Language Garden Analogy by (Ofelia) Garcia suggests that it would be boring to see all flowers are of the same one color in all gardens when travelling around the world; varieties of shapes, sizes and colors of flowers enrich our visual and aesthetic experience. Like ecological diversity, linguistic diversity contributes to an interesting and colorful world. Wu Kin-fai
The death of Cantonese may cause the decline of the cultural identity of Hong Kong people. A regions language is used in ceremonies and (the passing on of) myths and folklore. Once the language is lost, ceremonies, myths and other elements of our culture will also be lost. For example, pop songs in Cantonese like Under the Lion Rock, TV programmes, and even colloquial expressions like playing unfairly to ones own advantage will be lost as well as our sing-song intonation. Unnamed Student
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Futurama has defeated the competition to win 2 Emmys.Futurama won awards for Outstanding Animated Program –"The Late Philip J. Fry" and Outstanding Voice-Over Performance – "Maurice LaMarche as Lrrr & Orson Welles".
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Jaco's three hits, two RBIs pace Indiana State
April 13, 2018
By Tim McCaughan
Indiana State Athletics
Sycamores Take Series Opener with Illinois State, 5-2
TERRE HAUTE, Ind. – Indiana State opened its weekend with a 5-2 win over Illinois State Friday night at Bob Warn Field. The Sycamores notched 13 hits in the win -- the most since the squad went for 14 hits March 16 at The Citadel.
Hayden Jaco and Jarrod Watkins each tallied a team high three base hits while CJ Huntley added two of his own. Chris Ayers also launched his first home run of the season in a pinch hit at bat in the sixth inning.
The Sycamores (17-11, 3-4 MVC) jumped out to a lead in the second after Luke Fegen beat out an infield single to shortstop. He would come around to score on a Jarrod Watkins single out to left. ISU would tack on two more runs in the fourth inning to extend their lead.
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Insurance would come for the Trees in the fifth and sixth innings. Jaco drove in his second runner of the night with a single through the left side, scoring Jake Means who doubled to open the frame. Ayers picked up a solo home run in the sixth to center to push the Sycamore lead to 5-2 and the rest was academic.
Right-hander Tyler Ward secured the win on the mound, improving to 5-3 on the season. He allowed two runs on what looked to be a routine fly ball to left, but was lost in the sky, falling on the warning track. Two runs would score on the play, but the pinch hitter would be gunned down at home looking for the inside-the-park home run.
Ward retired five via strikeouts in his seven-inning outing before Ethan Larrison would enter to pick up his eighth save of the season. The Shelbyville, Indiana native allowed just one hit in two innings.
Headrick (1-5) would be charged with the loss after allowing four earned runs on nine hits in five innings.
Owen Miller and Jack Butler each tallied two hits for the Redbirds (12-17, 2-5 MVC).
The Sycamores outhit Illinois State 13-8 in the game, but stranded 12 runners on base in the game.


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PS- We live in PA.
7 Answers
- 00
- A house with an Oil furnace does not mean that the unit is old. In fact, many people are switching back to oil and electric heat pumps due to the outragous natural gas prices. If you need to replace it, choosing which fuel to use is a tough call. I live in southeastern PA and I have all natural gas (furnace,range,clothes dryer). My electric/gas bill for a 2800sq ft home runs anywhere from $350-$400/mo summer & winter, and in the $200's during the season change.
If you are looking into converting from oil to gas, the largest expense will be having the gas line run from the street to your home if one isn't already there. When PECO first offered natural gas, they would do the connection to the home for no charge when they had numerous customers on the street requesting the gas service. These days, most houses have gas, and those that don't will pay heafty charges for the connection. The furnace conversion is fairly simple, but it needs to be done by a professional.
I personally like natural gas the best, only because it is a cleaner burning fuel & you don't have to have a large storage tank(for oil) in your basement or buried in your yard. I agree with the above post that a electric heat pump might be your best bet. Do some research on the internet & make an informed decision.10
- An oil furnace typically requires more maintenance. Fuel oil is normally more expensive than natural gas. Most oil furnaces are not as efficient as the condensing gas furnaces. Transition depends on your local area and whether you use natural gas or propane. For more info, check out my source.10
- Here's something else to think about is the insulation in the house, is there enough and what type is it? There's also the idea of solar power to heat your house and if your thinking of Electric Heat Pumps see if you can suppliment their power with a wind mill power source. may help with the cost also it's Green Energy.00
- Your heating system functions according to the insulated performance of the exterior walls, floor and ceilings. If the building is dysfunctional, any heating system has to work overtime.
Did you know that buildings compliance with codes related to energy function is never verified? Be careful and do your homework.
I do very specialized building inspections for engineers or owners and there is more for you to think about in the purchase of your home. Go to http://www.thermoguy.com/globalwarming-h... to see advanced thermal imaging of furnaces trying to heat buildings.
For the summer function of your building, do you have trees, shade, light colors on the east/west solar exposed sides of the building? If the home has air conditioning and it is used lots, look out. Air conditioning is in fact refrigeration and the equivalent of leaving your fridge door open to treat the heat indoors. Go to http://www.thermoguy.com/globalwarming-h... to see what is going on beyond your visible spectrum.
All of the things I am talking about here are health related, be careful.00
- To convert to gas (natural or propane) can be expensive. Standard furnaces are 80% afue (efficient) and so is oil. When you get into the 90%+ range the cost of equipment gets quite expensive. Also, gas and oil are not equal, oil is not that much more expensive but 1 gal of oil equals 140,000btus whereas 1 therm of gas equals 100,000btus. You get more heat out of oil. In my professional opinion, stick with oil.00
- Oil furnaces are still sold and installed today. However oil fired furnaces still leave an 'oily' odor and not every HVAC company has personnel trained to service them. Oil is also the most expensive furnace to buy and operate.
Natural gas im most areas is still the best buy and furnaces that run on natural gas seem to last longer (assuming their serviced regularly). You also have more choices on operating efficiencies when selecting natural gas.
Propane units are the same as natural gas but they burn hotter and may require a special chimney liner.
If you buy the house be prepared to have all the duct work and chimney cleaned prior to having a gas fired unit installed.
The transition from oil to either natural gas or propane is not difficult for an experienced HVAC company. Call and get 2 or 3 estimates and have them explain the benefits of a two-stage or 2 stage with variable speed blowers verses a single stage unit. Modest efficiency furnaces are 80 AFUE and hi efficient models normally start at 90% AFUE and can to as high as 96%.
Look for reliable brand names like American Standard, Trane, Amana, Tempstar, Carrier. They all have good warranties. Stay away from Janitrol and the cheap Goodman products.
The HVAC contractor should perform Heat/Cooling load calculations to determine the proper size units for the house. Square footage alone will not provide correct sizing.
Good Luck.00
- If you live in an area that gets snow in the winter, what do you do, if anything, to remove it?
- I hear a loud boom then power goes out?
- Can you disconnect 1 light fixture out of 2 in a small bathroom completely, safely? (I explain below)?
- Why does double glazing get condensation in between the panes?
- Why does double glazing get condensation in between the panes?
- If you live in an area that gets snow in the winter, what do you do, if anything, to remove it?
- Could a bad circuit breaker keep turning itself off when my a/c is on?
- Is Trump really a great president? Why or why not?
- Will this work?
- Approximately how much does it cost to get spray foam installed on the ceiling of a crawl space?


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Members of TEJO are young Esperanto speakers aged less than 30 years, and enjoy various benefits such as free subscription to the magazine Kontakto and a discount for the annual International Youth Congress. Most importantly, they get a chance to get involved in interesting and international activities.
Since TEJO is an integral part of the World Esperanto Association (UEA), members of TEJO can also profit from the same services provided to the UEA members: e.g., online ordering of books, journals and CDs via UEA; easy payment for various events; significant discount at the World Congress of Esperanto; online access to the "Esperanto" periodical; and more.
Although its activists are the core of TEJO, it is possible to support our action also without becoming a full member, and you're welcome to explore the options.


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Get the FACTS about Myriad myRisk testing from a FREE Be Ready Pack
- myRisk Patient Brochure
- Patient Resources Guide
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- Links to Find A Provider Near You
Approximately 5% to 10% of all cancers develop because a person inherited a genetic mutation in a way that encourages the disease to grow. Individuals with these genetic mutations are far more likely to develop certain cancers, often at a much earlier age than the general population.
Did You Know?
Medical management of people with a higher cancer risk (ie, hereditary risk) can be very different from that for people with a lower cancer risk (ie, general population risk).
You and your healthcare provider can determine your cancer risk and course of management by understanding your family history and pursuing hereditary cancer testing when appropriate.


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seller financing
6 Replies
James Clark
from Sioux Falls, South Dakota
posted over 3 years ago
What's the best way to find seller financing and should I tell them about my plan for the house like having it for a rental. Newbie here :)
Jeremy Pace
from Pittsburgh, Pennsylvania
replied over 3 years ago
It's hard to say there's a 'best plan', because I feel like each seller is different.
I think your best process is:
1) Identify their problem
2) Try to help them solve it
Maybe the problem is repair, taxes, distance, disinterest ... maybe they don't have a problem at all (maybe not great candidates for seller financing). You can't just go in guns blazing, you have to offer them something they don't have in exchange for the house that they do have.
Be friendly, helpful, and understanding. Like I said, I don't think the process is as formulaic as "Do A, B, C, Profit!". It will take some thought, and some effort (especially at first), but once you know what to look for, you'll be able to accomplish what you want much more quickly.
Darren Budahn
Investor from Milwaukee, Wisconsin
replied over 3 years ago
Thanks for the advice, did not think about identify their problem. I well diffidently keep that in mind and thanks again for the advice Jeremy and Darren
Swat Khan
Investor from Irvine, CA
replied over 3 years ago
Make sure that you have a steady number of deal flow and you're going for motivated sellers who are ready to do a deal ASAP.
1. As others have said, find the "pain" first. Then your job is to be the one to solve this "pain" for them. You will be communicating directly to the needs of the seller.
2. Often FSBO's work better or a property that can't get financed in its current condition.
3. I found the best way is to go in is to go with a cash offer FIRST, then when they negotiate (everyone negotiates in real estate) then you back into / counter with a seller carry as a concession. This also could be done after going into contract, when you get your contractor bids that show that there is more work than what the seller anticipated.
So in other words, don't offer it right off the bat, but back into it later if the deal allows it.
4. As a sidenote, make sure that the deal and cash flow of the property allows for you to cover the debt service. I know it sounds like a "duh" but I've seen deals with 100% financing that didn't have the cash flow even after improvements to cover the debt service + expenses + taxes + insurance to make it worth while.
Good luck!
Frank Romine
from Visalia-Fresno, California
replied over 3 years ago
Thanks for the advice Swat. I checked out the letters Frank, really great letters. Going to network with some of the landlords here and pick their brains a little and maybe send some letters out.
I have been studying real estate for a long time and the rich dad books and game and I learned a lot and I have a long way to go. I have been on this site for a short time and I feel that I have a better chance of success. Thanks again everyone.
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Here is a list of websites that could be helpful to us survivors – such as Manchester Rape Crisis or places in Greater Manchester to volunteer at or visit.
- 12 Things No One Told Me About Sex After Rape
- The day I realised the child abuse I suffered was not my fault
- How to tell your loved one you survived child sexual abuse
- The Real 30 Things Women/Womyn Should Have and Know Before Turning 30
- Finding Pleasure After Pain. Sex After Sexual Abuse
Helpful Websites –
Further Information about being a survivor:
Rape, Sexual Assault and Sexual Abuse:
- Manchester Rape Crisis (for female survivors)
- Survivors Manchester (for male survivors)
- St Marys Sexual Assault Referral Centre
- The Survivors Trust – North West England
- Trafford Rape Crisis
- Disrespect NO Body
- Supporting Survivors of Sexual Violence
- Steps 2 Freedom
- Survivor Siobhan
- Survivors Collective
- Survivors' Network
- My Body Back
- My Body Back Blog
- Nina Burrowes
- Stockport Women's Centre
- Suzy Lamplugh Trust
- National Stalking Helpline
- Rights of Women
- Victim Support Manchester
Sexual Exploitation –
Domestic Abuse –
- Trafford Domestic Abuse Services
- Safe Lives
- End The Fear
- Refuge (Women and Children)
- Manchester Women's Aid
- Multi Agency Domestic Abuse Toolkit
- Loads of useful information and helplines for children and adults experiencing domestic abuse
- Women's Housing Action Group (WHAG)
- Men's Advice Line
- Respect UK
- Women's Domestic Abuse Helpline
- National Centre For Domestic Violence
For Under 18s –
LGBT Support –
Mental Health Support –
- Samaritans
- The Sanctuary
- Manchester MIND
- YASP (under 25s Manchester Mind)
- We are the real deal
- Self Harm UK
- Paphyrus
- Doc Ready (a great resource to help you write down, in a clear and simple list, what you want to tell your GP)
- Counselling Directory
- Kooth – Free online counselling for 11-25 year olds
- 42nd Street (Support for Young People)
- Rethink
- SANEline
- Mental Health In Manchester
- CALM (Support for Males)
- UK Addiction Treatment Centres
- Addiction Helper
Voluntary Opportunities in Greater Manchester:
Volunteering is a great way to slowly get out there again and to be part of the community. Most of the above website have volunteer opportunities. Additionally here are some more options:
- Do it
- Manchester Volunteer Centre
- Challenge 4 Change
- Mosaic Network
- Fixers Project for Young People between the ages 16-25, is a great project for giving young people a voice