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Saturday, 26 March 2016
Best Wishes For Easter 2016
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Wednesday, 23 March 2016
Persolaise Review: Bottega Veneta Pour Homme Essence Aromatique (Amandine Marie; 2016)
Where's the line between old-school masculines which are too... well... old-school and those which don't feel out of place in a contemporary setting? Is it somewhere near notions of transparency: do we now read 'opaque' as 'dated'? Or is it connected with legibility: do we require modern creations to present their constituents in lucid, easily-comprehensible layers? Wherever the boundary lies, I'd say Amandine Marie has found it in this latest addition to the solid Bottega Veneta range. A flanker of sorts to 2013's Pour Homme, this Essence Aromatique takes a simple accord - patchouli and pine - bolsters it with a thigh-slapping, vetivert-heavy leather, and then lightens it with a dew-laden, woodland breeze to create an endearing 'nouveau cologne'. It's diffusive and long-lasting, but it's also as weightless as a sliver of lemon zest floating on the surface of Lake Como. By the way, in case you didn't know, 2 years ago, BV also gave us an Essence Aromatique rendition of their signature women's perfume. A subtle 'skin scent', it places citrus and floral notes beneath a layer of gauze through which you can just discern the shape of full lips and alabaster cheekbones. Well worth checking out.
[Review based on a sample of eau de cologne provided by Bottega Veneta in 2016.]
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Labels: 2016, Amandine Marie, Bottega Veneta, Bottega Veneta Pour Homme Essence Aromatique, cologne, Coty Prestige, Essence Aromatique, leather, masculine, perfume review, pine
Thursday, 17 March 2016
Persolaise Wins 4th Jasmine Award + Final Reminder About Aerin Event
Yesterday, I had the tremendous and unexpected honour of winning a Jasmine Award - my fourth! - for an article I wrote for the Perfume Society's Scented Letter about my favourite incense perfumes. I can't link to it here because you have to be a member of the Society to be able to read it, but for an appetite-whetting snippet, please click here. I'd like to thank the Jasmine judges for selecting my piece, the folks at the Society for publishing it and the people at Fragrance Foundation UK for putting together another memorable awards ceremony.
I'd also like to point out that my win was one of several endorsements of the talents of those involved with the Perfume Society. Kim Parker's victorious piece for Red Magazine was about the Society's popular 'smell training' sessions. Jo Fairley - who is, of course, one of the co-founders of the Society - won an award for a piece she wrote for the Telegraph. And Suzy Nightingale - a senior writer at the Society - won the literary award for an article about synaesthesia. Congrats to them all, as well as to the other winners!
On a different note, I'd like to remind you that your time is almost up if you'd like to buy a ticket for my Aerin event at Selfridges London on Monday evening. Please come along if you can! It's going to be great fun. For full details, click here.
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Labels: 2015, 2016, Aerin, Aerin Lauder, BAFTA, Fragrance Foundation UK, incense, Jasmine Awards, Jo Fairley, Kim Parker, Perfume Society, prize, Scented Letter, Selfridges, Suzy Nightingale, winner
Tuesday, 15 March 2016
"Treading In Funny Territory" - Rodrigo Flores-Roux At The Launch Of John Varvatos Dark Rebel
I haven't had many opportunities to meet Givaudan's Rodrigo Flores-Roux (Neroli Portofino, Anima Dulcis, Oeillet Bengale, amongst several others), but each time our paths have crossed, I've bemoaned the fact that he doesn't fly over from the States very often. Not only is he an entertaining character, but he's able to engage in discussions about perfume with equal measures of concrete detail and more abstract, conceptual input. He's also adept at being reflective about his own work, an attribute not frequently found in scent-creators. So when I interviewed him at the London launch of Dark Rebel from John Varvatos (the brand whose entire fragrance range has been created by the Mexican perfumer) I knew he wouldn't mind becoming quite technical with his descriptions of his newest baby.
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Labels: 2015, Dark Rebel, gin, Givaudan, interview, John Varvatos, leather, mainstream, niche, patchouli, perfumer, quinoline, Rodrigo Flores-Roux, style
Friday, 11 March 2016
Persolaise Review: Opus X from Amouage (Pierre Negrin & Annick Menardo; 2016)
If the number of comments a perfume receives is a direct measure of the distinctiveness of its personality, then Amouage's Opus X (composed by Pierre Negrin and none other than Annick Menardo) is an early contender for Most Striking Fragrance of 2016. When I took it out for its test drive, the observations that were thrown my way ranged from "Have you hidden an old lady in your office?" to "It's like a bouquet of carnations!" and "You mean you actually chose to smell of wood polish?" and, most telling of all, a low, skin-tingling, "Mmmmmmmm." In other words, with his latest release, Creative Director Christopher Chong has shown no sign of diluting the bold, polarising aesthetic which he's made the key feature of his Library Collection. In Opus X, the material he passes through his weirdness-loving sensibility is rose, a substance he tackled years ago in the well-regarded Lyric. The latter doesn't lack drama, but Opus X is like her mad sister, leonine, fiery and lethally unpredictable. Yes, the furniture polish aspect of its construction is troublesome - there are times it pushes the whole too close to the realms of the overly synthetic - but it's also the very thing which gives it an edge. In combination with pepper, an animalic amber and a disturbing paint/plastic accord (reportedly designed to evoke the varnish on a violin) it creates a memorable experience that is forever hovering somewhere between a howl and a caress.
[Review based on a sample of eau de parfum provided by Amouage in 2016.]
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Labels: 2016, Amouage, Annick Menardo, Christopher Chong, Library Collection, Opus X, perfume review, Pierre Negrin, rose
Persolaise Turns 6
If there's anything the passage of the last 12 months has taught me, it's that... well... nothing moves as relentlessly as time. However, today, I'd like to take just a few minutes out of the hectic whirlwind around me to mark the fact that Persolaise.com is now 6 years old. I know I've said this several times in the past, but it remains true: I would never have carried on publishing these posts for as long as I have if it hadn't been for the support and encouragement of my readers. So I'd like to shout out a massive THANK YOU to each and every single one of you. You make it all worthwhile!
My regular Friday review will be published later today. And please don't forget that I'm giving a talk at Selfridges London on the evening of 21st March. For more details, please click here.
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Thursday, 10 March 2016
Persolaise & Aerin At Selfridges On 21st March
It's the eve of the 6th anniversary of my blog, which makes me doubly excited to announce that I'll be talking about my passion for perfume, my scented writing and, most importantly, the Aerin fragrance collection at Selfridges London on National Fragrance Day, Monday 21st March. If you happen to be free on that evening, please call the number below to book your ticket. I hope you can make it. It would be great to see you there!
The official info for the event is as follows:
Love fragrance? We invite you to celebrate National Fragrance Day in Selfridges Oxford Street, London, on Monday 21st March and discover the world of AERIN Beauty.
AERIN Beauty, in partnership with Dariush Alavi, acclaimed writer, perfume critic and editor of the award-winning Persolaise.com, will be hosting this event in 'The Corner Restaurant & Champagne Bar on 2', Second Floor, from 6:00 pm to 7:30 pm.
The evening will offer an exploration of fragrance and provide insight into the inspiration behind the AERIN Beauty collection. You will have the opportunity to receive a personalised consultation and speak with our fragrance experts.
Enjoy refreshments and canapés throughout the evening and receive a goodie bag on departure from the event.
Book your place by calling the Selfridges team on 0207 318 3702.
£20 booking fee applies, redeemable against purchase.
We look forward to welcoming you,
The Selfridges Team.
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Labels: Aerin, Aerin Lauder, blog, Estee Lauder, London, National Fragrance Day, perfume event, Selfridges, writing
Tuesday, 8 March 2016
The Best Perfumes Of 2015 In ParfumPlus
The latest edition of the Middle East's ParfumPlus magazine features my run-down of the best perfumes of last year. If you'd like to read it, please click here. For an Arabic translation of the piece, please click here.
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Labels: 2015, Amouage, Best Of, Christian Dior, Frederic Malle, Gorilla Perfume, Grandiflora, list, magazine, Neela Vermeire Creations, Nicolai, Olfactive Studio, Parfumerie Generale, ParfumPlus, perfume review, Tauerville
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VGI: From OpenStreetMap to participation in conjunction with The 2016 International Conference on Computational Science and its Applications (ICCSA 2016) Beijing (China), 4- 7 July 2016.
The phenomenon of volunteered geographic information (VGI) is part of a wider transformation related to the use of geographic data in the different field of applications. Among these, participation, commercial uses and natural or anthropogenic risks assessment could be highlighted. Considering the rising difficulties faced by agencies, authorities and private users in the collection and distribution of new geographical information, a well-conceived VGI could constitute a valuable tool.

subset: commoncrawl


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Retirements of coal fired electric generation, aging infrastructure, grid modernization initiatives, and a wave of impending retirements by utility personnel are all causing a renewed focus on electric transmission and distribution assets.
Distributed and renewable generation, load shifting and advances in grid communication and monitoring, are all placing greater demands on electric transmission and distribution networks. After decades of spending on power generation assets, utilities are turning their attention and capital to the aging transmission and distribution infrastructure. As our nation's electric grid becomes more dynamic and the threat of cyber-attacks increases, utilities are re-focused on reliability initiatives related to the grid. Overlaying all of these trends is an aging engineering and utility workforce, resulting in a drain of institutional knowledge from the largest energy companies.
We are focused on companies providing products or services that help improve electric reliability and security, that facilitate the development of new transmission infrastructure, and that help offset the loss of talent and expertise as key components of the utility workforce reach retirement age.


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Is My Baby Ready for Shoes?
My baby is 8 months old and already likes to stand with assistance. Is now
the right time to get him used to wearing shoes?
– Maria
It's exciting to see your baby getting ready for his first steps, but hold off on that first pair of tiny shoes until he is walking. Shoes are mainly for protecting a baby's feet, especially when walking outdoors. Putting shoes on sooner won't help your baby learn to walk any faster or better. In fact, shoes that have hard, inflexible soles can actually make it harder for him to learn to walk because they restrict natural foot movement.
For now, barefoot is still best for your baby's foot development. A pair of socks or booties with non-skid soles is also fine for chilly toes. Once your baby starts walking, choose shoes that:
- are lightweight and flexible (remember to avoid hard, stiff shoes that restrict foot movement)
- fit well (aren't too loose or too tight)
- have non-skid soles
As your baby grows into an off-and-running toddler, you might need to choose shoes that rise above the ankle to keep them from slipping off his little piggies.
- Movement, Coordination, and Your 8- to 12-Month-Old
- Household Safety: Preventing Injuries From Falling, Climbing, and Grabbing
- Choosing Safe Baby Products
- Your Baby's Growth: 8 Months
- Common Childhood Orthopedic Conditions
- Childproofing and Preventing Household Accidents
- Learning, Play, and Your 8- to 12-Month-Old


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Caffeine Defense Claimed by Serial Groper
(SEATTLE) -- There's been the Twinkie defense, the Zoloft defense, the PMS defense and the Ambien defense. Now, Kenneth Sands -- convicted on July 3 of groping women and teenage girls -- has tried and failed to create legal precedence with the caffeine defense.
Sands attributed his behavior to "an excessive intake of caffeine," ABC News' Seattle affiliate KOMOnews.com reported.
Sands, 52, is a bus driver for the Rainier School District. He was convicted of molesting three teenage high school girls and two women during and after a volleyball game on Oct. 18, 2011.
The first groping incident occurred while Sands was a spectator at the game when he "allegedly touched a 46-year-old woman's breasts multiple times and later tried to grab her butt as she was trying to get away from him," KOMO reported and a representative from the Lewis County Washington Sheriff's Office confirmed.
Following the game, Sands then grabbed two teenage girls outside of a school bus and proceeded to follow the volleyball players onto the bus, according to court documents. Sands touched another female student in an inappropriate manner before "the bus driver kicked him off of the bus," according to the sheriff's office.
Sands insists his behavior was a result of caffeine and that this incident is not representative of his normal behavior.
Dr. Martin Blinder, a psychiatrist known for presenting the "Twinkie defense" in the 1979 trial of San Francisco Supervisor Dan White, told ABC News that he has never heard of caffeine induced groping.
Blinder contrasted the Twinkie defense with the caffeine defense. The Twinkie defense was successfuly used to help White avoid a first-degree murder conviction for the 1978 assassination of San Francisco City Supervisor Harvey Milk and Mayor George Moscone. White's attorneys argued he had diminished capacity because of depression. He was convicted of manslaughter instead.
"When someone gets depressed and abandons his diet, eats junk food, and if you are already on a downward spiral, I can tell you that eating junk food is not therapeutic," Blinder said. "If you ever read the label on a Twinkie, only two of the ingredients sound like food products."
But caffeine is made out of coffee beans, all natural and free of artificial ingredients, he said.
"We have no evidence that coffee is harmful. In fact, there is some evidence that drinking it in one's old age can assist in some Alzheimer's cases," Blinder said.
Blinder admitted that if someone is trying to quit coffee cold turkey that some withdrawal symptoms have taken affect in the form of cravings, headaches and restlessness. "But going out and molesting women is not one of those symptoms," says Blinder.
Sands was unable to be reached for a comment. He has been sentenced to 30 days for each of the five counts of fourth-degree assault, totaling five months in jail.
Copyright 2012 ABC News Radio


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Sizzling Sixteen
This is an okay book written by Janet Evanovich. When bounty hunter Stephanie Plum inherits a lucky bottle from her uncle Pip, she discovers that it brings both good and bad luck. Her cousin and employer, Vinnie, has racked up a huge gambling debt with the mob and disappeared. Now Stephanie is responsible for paying off the debt and making sure Vinnie stays out of harm's way.


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Know more about this business than we do? Cool! Please submit any corrections or missing details you may have.Help us make it right
H&L Advantage is your strategic, ISO certified partner throughout the entire design, tooling, and plastic products manufacturing, or plastic injection molding process. Our services include everything from taking your initial sketch of an idea, all the way up through production, packaging, and shipping your completed product.
Be the first MLive.com user to add photos or videos of H & L Advantage
H&L Advantage specializes in designing plastic parts and assemblies as well as tool design. Located in Grandville, Mich., the company offers a range of products and services that include standard horizontal presses, gas assist and shuttle molding, stack mold capability, insert molding, sonic welding, assembly / finishing and product development. It is an ISO 9001:2008 Certified firm and a...
H & L Advantage is located at 3500 Busch Dr SW, Grandville, MI. This business specializes in Manufacturing & Industrial Supplies.


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It's time to go green, and here is why we love cactus and succulent (and you should too!).
The summer season challenges our "green thumb": we love to stay outside in the green, we love to be surrounded by flowers and plants in the house, on the terrace or in our garden.
But when we have to chose which plants to buy, we start wondering if they will survive, if we will be able to take care of them, if they are the right plants for that spot…. No Panic! Succulent and cactus are the right choices for any kind of living spaces: indoor, outdoor, beach houses, mountain retreats, city apartments, northern as well as southern countries across the globe.
Not only succulent and cactus need very few attentions – just lots of light! – but they are extremely decorative and can be used in any space in the house: from the bathroom to the kitchen, in the bedroom, in the dining room or in entryways.
You can unleash your creativity with hundreds of different species to plant in pots and vases of all sorts of shapes and colors. Even old or chipped glasses are perfect to plant them, and could be a very original idea for a gift in any occasion.
Cactus in Home Trends: Desert Chic and Mediterranean Style
Cactus design is trendy both in fashion and in home décor. Kenzo, Dolce & Gabbana, Coachella, and many others are adopting cactus on their creations.
Wallpapers, furniture, accessories with cactus motif are spreading around, frequently matched with modern and boho styles.
We love those plants because they inspire happiness and joy, they are fresh and they bring life to any spaces, they recall summer and sunny days, they fit with Mexican and Mediterranean bright colors, helping boost our mood.
All of these reasons made cactus and succulent the right plants to décor your home, but also your dining table. Set up a creative centerpiece made of a mix of succulent and cactus for a casual and fun friends gathering, or combine shabby or rustic chic tabletop, with artistic pots and cacti.


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HVAC Services
Over the years we have learned that we LOVE the Carrier brand for all of our HVAC needs. Their proven quality and brand reputation never fail to impress us and keeps us loyal. Having the ability to put that trust into a HVAC manufacturer is invaluable, especially when it comes to servicing their products. Because we have invested time and trust into these products, we know them inside and out which makes us the perfect call to make when you are in need of Carrier service in Spokane and Coeur d'Alene.
With that being said, our HVAC service technicians are not only Carrier experts! Falco's has years of experience in the HVAC world and can service most furnace, air conditioner and heat pump brands. It is inevitable that over the lifetime of your HVAC product, it will require servicing. Maybe your furnace is making a high-pitch squealing noise when the fan turns on, or your air conditioner doesn't seem to be consistently cooling all areas, or your heat pump is performing too loudly. When your equipment needs servicing, it is usually obvious as it is not performing as it typically does. Call us immediately to diagnose the problem and issue a quote for the parts and labor before your home becomes too uncomfortable to enjoy! Falco's stands by their fair and true estimates. Because your experience with us and your satisfaction are so important, we will never charge 10% more than what we estimated. Many repairs will have some unforeseen expenses, but our service technicians are well-versed in these areas and will present these at their initial visit. You will never pay more than what you are quoted with Falco's.
Preventative Maintenance Agreement
As with any constantly running machine a furnace, air conditioner, and a heat pump require consistent maintenance to provide reliable and long-term performance. Heating and HVAC equipment have the habit of malfunctioning during the most inopportune times…during the coldest nights of the winter and the hottest days of the summer. Why is this? It is most likely because these machines were not property maintained or given preventative maintenance checkups. Avoid untimely breakdowns and expensive replacement parts by providing your HVAC system with multi-point inspections before the inclement weather hits.
- Lower Energy Bills
- Extended Equipment Life
- Keep Your Home Safe
- Lower Repair Costs
- Avoid Untimely Breakdowns
- Provide Piece-of-Mind
- Priority Scheduling
- No Overtime Fees
- 10% off of any repairs needed
$99 Fireplaces, stoves and inserts
$99 Pellet stoves
$99 Furnace
$99 Air conditioner or heat pump
$179 Combine any two
$259 Combine any three
Depending on the package you select, a service technician will come out once or twice a year to perform your annual check-up. We will go through the necessary check list, let you know the status of your appliance and leave you with a full report. Download our Preventative Maintenance Agreement Flyer Here.


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So here you are on campus—you've moved into your dorm, you have met a number of the other women who will joining you in the huge recruitment adventure, and you're starting to get some major butterflies in your stomach about the coming week. You writhe & shiver in a state of pure being pure existence, you now not dance to the music you could have turn into the music, you are simply vitality in its most refined type, transferring, vibrating, like some sonically induced, spellbound ball of enraptured joy. I don't love the idea of having somebody keep in our dwelling whereas we'd be away-I prefer to know I am going to discover it the best way we left it-HOWEVER I would positively use a house-sitter if I did not have a family member to maintain our dog at her home. If your own home is past the redemption period, then it's both owned by the bank or another person. This was the case when we met a man known as Paul, who hailed from Carlisle, at a celebration in June 1991 in some remote area. Gropius was at all times amused to think of Gropius House as a New England antiquity" as years earlier than it had been barely tolerated as a curiosity, or worse, an abomination.
If the salesperson had bothered to look behind the property, he would have seen that the guttering wanted changing, and that water was amassing in a gulley behind the house. Angels, in Burnley, Lancashire, was first operating home nights from the very early days in around 1987-88. After the home was offered, piles of used cigarettes and messes like like this had been left all over the home. She refuses to deal with the state of affairs in any respect and we don't know what to will we would like to sometime buy a home but with this home scenario it seems we are going to by no means be capable of. Do you've got any thought what he can do as a result of he was told he isn't liable by the divorce court docket. If the house is worth $197,000 and you owe $153,000, then you may have some fairness. We've got 3 loans on our home – 1st at $327,465 curiosity only which will change into adjustable next January.
Had a purchaser all prepared and the beautiful credit union refused to lift the lien on the house even after negotiations with my mortgage firm, they were told that the bank needs the house to foreclose they don't need to settle at all, irrespective of the quantity. I've learned rather a lot and benefited from others who've written about their experiences, however I've got a couple of issues (cold mountain climate mixed with a completely off grid tiny house) that most people haven't got much expertise with, or at the very least have not written much about online. If I have been you, I would stop paying on the house and begin saving that money for moving bills.
In fact the best way a home feels, appears to be like and smells makes an enormous distinction when you are attempting to sell you residence, and whether or not or not you subscribe to the magic of Feng Shui, it offers a litter free, aesthetically pleasing surroundings, that makes you're feeling good. When you watched season four, you heard Nene point out Trump's identify 1,000 instances or more: humorous considering that she stop Movie star Apprentice on the tenth episode. I hate it. My husband is in California already and I am stuck right here until the house sells.
The south-east is dear whether you reside in an excellent space or a not-so-good area, and in all of the regions I point out above, the dearest properties are generally nonetheless a lot, much cheaper than a comparable house in Sussex, Surrey or Hampshire. With the closure of the coal pits, and the loss of other major employers within the area, Stanley has been on onerous instances economically for a lot of the last twenty years, and native home prices reflect this. He refused to sign a demolition settlement and Chinese language Legislation now says that it's illegal to demolish a house without agreement. The first occasions of recruitment typically contain every PNM and each house on campus, and could be overwhelming when it comes to sheer sensory overload. Paranormal investigators come to Hill Home in the hunt for ghosts or religious phenomena. We have had the house for sale for 2 years holding out hope but it surely's nearly gone.


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In our local church here in Wexford we have a stained-glass window of the Madonna and Child. It is by the well-known artist Harry Clarke (1919) and was commissioned by a local mother to commemorate her son who died during WW1.
One of the two-light lancet window (pictured here) is in the art nouveau style and depicts the Madonna and Child. The Madonna is adorned in a shimmering cloak and gown of deep blue.
The other lancet-light depicts St. Aidan and St. Adrian, patrons of the Diocese.


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- 769 Visitors


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Car Theft in Angels Camp
- Details
- Created on Wednesday, 04 January 2017 13:09
- Hits: 800
Car Theft in Angels Camp
Angels Camp Police are looking for a man who stole a car by taking the victim's keys while they worked. According to the Police Department, at around 5pm Sunday, an unknown suspect entered the Rite Aide in Angels Camp and cut a lock off of an employee locker then removed car keys and the remote key fob for the employee's car. He exited the store and used the key fob to locate and unlock the car and then drove away in the victim's vehicle. Nobody at Rite Aide knows who the suspect is, but they did catch a surveillance photo. The vehicle, a 2007 white Toyota Yaris, with CA license plate 7CDV572, is still outstanding. If you see the car, do not approach them – call 911. Anyone with information related to this case is asked to contact the Angels Camp Police Department at 209-754-6500, or 209-736-2567.
Written by Dave Eisenhauer


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FL Money Seeking Investment Possiblities
True story: A friend of mine called me 2 days ago about a "professional matter". His dad is up in age, and has been a long term apartment #complex owner. Him and his wife have been surviving off the proceeds of it, has gathered some income, but (the main challenge currently) he's a Depression... More era person who's seeking "secure" investment strategies. They know the stock market is too volatile.
My friend called saying a 12 month CD was maturing in about 2 weeks, it's been making about 2%, even though it's valued at close to $400K. He's been considering putting the money in a survivor's bond due to his dad's age and health status. He called me wondering if I knew anyone specializing in sound #investments
I've been #learning about real estate investing these last 3 months myself, I consider myself very green, yet I'm not sure what to offer him. I shared about self directed IRA's, I sent him a link for a self directed IRA website, and he reminded me of his personal preference as well: he likes to talk to people in person when doing business, rather than over the phone or email. We live in South Florida, but I know no #investors or experts locally.
I'm open to possibilities and will reply to any questions. Thanks for any help here.
Alfred Green Less
- By: Alfred Green
- from Sebastian, FL
- in Commercial & Multifamily
- 9 Views


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Tuesday, January 20, 2009
What do you think?
As you all know by now, per his admission, Self attended John Wall's most recent tournament and after one of the games went back to speak with the coach and happened to see Wall as well. Upon seeing him, he told him good game, but that he couldn't speak with him as stipulated by NCAA rules.
Does this bother you?
Should he/KU be punished? Why or why not?
Personally, I wish he wouldn't have done it simply because he knew Allen Vaughan was a reporter (even said hi to him) and this is obviously creating bad press - despite how minor it may seem. However, one could also argue that especially since he knew Vaughan and even acknowledged him, he obviously didn't think what he was doing was too egregious. I'm probably somewhere in between, leaning toward the latter. And since he owned up to it so quickly, reported it to KU and it's obviously minor, I wouldn't expect anything significant to materialize. Then again, with the NCAA, anything is possible as precedent means less than nothing.
6 comments:
- Kyle said...
Its dumb - Self should know better and that it would become a big deal due to who he is and the school he coaches for.
- January 20, 2009 at 9:44 AM
- Phenom said...
I see the death penalty in the KU basketball program's future.
Ok, not really. I agree with Kyle - it was dumb, Self knows better. He's got a big target on his back already. He shouldn't give the NCAA reasons to start digging or KU's rivals reasons to start calling "infraction!" The incident itself doesn't seem like a big deal, and for the reasons you stated, I don't see anything coming from this.
- January 20, 2009 at 11:22 AM
- Hiphopopotamus said...
Agreed on both counts. Dumb, but harmless.
- January 20, 2009 at 1:14 PM
From what I understand of the NCAA rule, it depends on whether or not Self had put himself in a position where an exchange with Wall would be likely to happen. For instance, if Wall came up to him out of the blue, Self could greet him but not really talk further. But it counts as illegal contact if Self put himself in a position where some kind of contact is likely to occur. He has tried to counter this by stressing that he was only back there to talk to the coaches, but forgive me if I am a little skeptical of that being his true motivation.
Still, probably not a big deal no matter how it turns out.
- January 20, 2009 at 3:35 PM
It's not even a violation. A coach is allowed to 'greet' a recruit but nothing else. His two sentences to Wall were 1) a greeting and 2) telling Wall he couldn't talk further.
Now did he put himself in a position to 'have' to greet Wall? Of course. Would you want a coach who didn't put himself in that position?
- January 20, 2009 at 9:18 PM
- Hiphopopotamus said...
Well put.
- January 20, 2009 at 10:17 PM


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It is tough to be creative when you set New Year's resolutions. The truth is, most of us want the same things, and the first of the year seems like a good time to start fresh. Following a solid month of parties, eating and gifts that don't fit in your closet, it is easy to see how most folks wind up with lists full of promises to get healthy, reduce clutter and spend more time with loved ones.
It might seem challenging, but it is actually easy to put a spin on all the classic, tired New Year's resolutions. Why not look at your self-improvement time as an opportunity for community improvement too?
I want to spend more time with family and friends. Great! That sounds fun. Why not get together at a local restaurant? You can catch up with the people that matter and support a local business at the same time. Places like Mama's on 39 are owned by locals, donate time and talents to our city, and employ members of our community. You can support them with your patronage and catch up with those you love at the same time.
I finally want to get in shape. Being healthy is wonderful! The benefits are far-reaching, not only will you look better; you will feel better as well. We live in one of the most enviable locations on earth. Take advantage of it! Try a boot camp at the beach (there are many), try a beach-close gym like The Training Spot (tspot.org), or even join a local running club; A Snail's Pace (asnailspace.net) has clubs that run the beach year-round. It's a fantastic way to see your community from a new perspective.
I want to make new friends. Who wouldn't? Friends help us live longer, healthier lives and provide unconditional love. All right, maybe every friend does not offer unconditional love, but chances are better if you find your new friend at the Orange County Humane Society on Newland Street (ochumanesociety.com). Adopt a dog or cat, save a life, and make a lifelong friend.
I want to volunteer more. Perfect, nothing makes one feel better than giving back to other people or to the community. The city of Huntington Beach is always looking for assistance with Project Self-Sufficiency, a community program to assist low-income, single-parent Huntington Beach families achieve economic self-sufficiency through education and training. They depend on community volunteers to arrange food drives for the food pantry and help at events like the Beach Derby. Have fun, feel good, and do good. You can find more information on the City of Huntington Beach website (huntingtonbeachca.gov).
I want to read more. Great idea! Lucky for you, since 2007, Huntington Beach has participated in the HB Reads One Book program. It is open to readers of every age in the community. The idea is that everyone reads the same book at the same time for a community-wide experience. Even better, there are often optional speakers and events planned in conjunction with the chosen book to further enhance your experience, further proof of the stellar library system we enjoy in our city. Check out HB reads at hbreads.org.
Mulling over your past and looking forward to the coming year is a perfect time to reflect on changes we want to make. Follow through on your promises and, if you can, follow through in Huntington Beach!
– Carolyn Smuts lives in Huntington Beach.


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|Sport Spiel
I no longer use the "sportmurphy.com" email listed elsewhere online. try myspace/facebook if you have something to say or ask.
Tuesday, January 15, 2008
My brother led a tormented life, mainly due to a complex of insecurities that drove him endlessly inward, toward ever deeper degrees of helplessness and loneliness. He truly bought the idea that he was worthless, which is constantly shoved in the face of almost everyone except the truly worthless, who never suspect it for a moment. I'm not going to detail the sorrows and horrors of his life, but I will say that any grieving I do has less to do with the loss of his life - which happened gradually and completely long before he died - than with the memory of his agonies. The things I wish we could share now... laughter and mutual memories and mutual comfort and easy, everyday pleasures... are the same things I long wished I could have shared with him. His condition prevented it, usually. The last night we spent alone together, I came over on the pretext of fixing a basement window that had cracked. The real reason was simply to spend the night with him and watch shitty tv together, but I figured it'd seem like a "kindness" without the excuse. The dignity of others is delicate stuff. We did hang out some, but he fell asleep very early and was oddly removed... not so much distracted as absent... for most of the time we did spend. Not much to hang memories on there.
So instead there are memories of the awful day and the awful days after. Seeing him there, sprawled on the floor. The coldness of his skin and the rigor mortis. The cops and the coroner. The ghastly version of him in the coffin, done up by the undertakers until he looked like fucking Burt Reynolds after even more facelifts and cosmetics. These things haunt me daily. And it is only for my wife and kids I fight the feeling that all of this... this whole life... is as meaningless as the lottery tickets he bought so religiously, as the banal words of the windbag priest who came to the wake to utter his bullshit about Jesus without a sincere word about the dead man himself, as the rote gibberish of all those clowns at AA who prattled on meeting after meeting about the true concern they all had for one another (neither of us ever heard from one of them after we stopped showing up; I still hear regularly from drinking buddies from long ago). It all means exactly dick.
And yet, it can't mean nothing, even if it does. As I went through his wallet and discovered a little sheaf of photos of Miles and Lily, I felt how much they meant to him. The other pic was Pete, for whom he wept every day. This love cannot be meaningless, even if it is. Of course there is no god, there is no hope and there is no meaning to a fucking thing we dream or do, never was nor will be. But as true as that is, it can't be so. And that makes sense to me when I am with my family goofing around, or with friends carousing or making music. In fact, this whole dilemma/paradox/jerkoff is probably the subject of all my music. This explains, if anything can, why it's worth making. If it is. But it gets harder and harder to make it at all, or to communicate even in the random, trivial manner I do here in the blog. Too little comes back. Still, I'm here typing and why not.
None of it will mean as much as one crazed candy-throwing battle me and Brian and Bobby had, one afternoon many many years ago.


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The popularity of concealed overhead closers has led DORMA-Glas to furnish fully fabricated headers for every door and sidelight configuration.Benefits for the architect/specifier


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The source material is from Trap Danmark in the 1960s. Changes after that time are usually not included. If the readers want up-dates, they must take this via information from the local parish or from the net. Each church/parish has a website with e-mail address and phone-number.
Friday, August 07, 2009
Frederiks church / Frederiks kirke, Lysgård herred , Viborg amt.
Frederiks Church, 17 km southwest of Viborg
Frederiks sogn, Lysgård herred, Viborg amt.
The church was built in 1766 as a longhouse, in 1866 it was equipped with a roof gable to the west with a bricked-up bell gallow and a porch. The building is white washed with iron windows, red tiled roofs and a plaster loft between the beams.
The communion table is walled. A Baroque altar piece with free pillars between postament- and friezes and with top-consols with the year 1766 and a restoration in 1930. Altar candelabres 1766. New altar rails. A monstrous granite baptismal font replaced in 1949 the earlier zink-font. A pewter baptismal bowl and jar from 1758. A simple pulpit from 1766 with a contemparory entrance and sounding board. Pews from the end of the 1800s. A small iron bound money coffin (like in Sjørslev Church). The church yard is marked by German family names .
Names in the Middle Ages: Årestrup (* 1414 Aarestrup).
The real Alhede (the old Jutland Heath) is in the parishes Frederiks, Karup, Resen and in some of Thorning parish, even though the name also is used about the large heaths on both sides of Karup Aa, and about the large heaths in Haderup and Groue parish in Ringkøbing amt. In 1759 the Danish government sent for about 1000 people (265 families) from the areas around Rhinen and Main, to cultivate Alheden. After the heather was burnt, buckwheat was sowed first, later rye and then potatoes. The situation was difficult for the families in general, and many went back to Germany. In 1768 were only 49 families left (241 people), living in the towns Havredal and Grønhøj. With economic support from the Danish State they succeeded in taking care of themselves. They grew famous for their potatoes and were named Kartoffeltyskerne. The church language in the parish was German until 1856 and since 1870 only Danish. The colonists became independent since 1852, and many were fairly wealthy people; they gave up the German language and became an integrated part of the population.
Listed prehistorics: 57 hills, and the long dolmen Jens Langknivs Hule in Ulvedal plantage; the dolmen is 34 m long and has two chambers and 66 edge stones, it contained a flint dagger and a heavy bronze bracelet. A couple of the hills are rather large: Store Ståhøj, the most southern of the group in Havredal Plantage, and Tinghøj south of Årestrup. In Havredal Plantage is a long group of 32 hills, mainly single grave hills from Stone Age.
Demolished or destroyed: 58 hills, of which a large part was stretching from Skelhøje through Lysgård parish to the mentioned group in Havredal Plantage; many are excavated and they mainly contained single graves from Stone Age.
Source: Trap Danmark, Viborg amt, 1962
photo Frederiks kirke 2003: grethe bachmann
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{friday} my work was having a BBQ, so we decided to make a last minute decision and go for a little bit. My co-worker made a delicious dinner of ribs, prime rib, potatoes and corn. It was so good! Amelia started getting fussy, so we headed home around 7pm to make sure we could put her to bed on time {side note- we started sleep training on Thursday night which is why we wanted to be home on time}
{saturday} in the morning, Justin and Mr.D went for their bike date around 7:30am to try and beat the heat. I took Harley for a quick walk while they were biking before it got too hot. In the afternoon, Lindsey and Chad stopped by for a quick visit as they were in town for the colour run (it was good to see you guys!). The rest of the day was spent hanging out in the basement to hide from the heat and BBQ'ing some burgers for dinner.
|so hot out that he had to rest his head ;)
Tell me: how was your weekend?


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Ham Mill Volunteers make progress
Removal of defective brickwork and 'toothing out' of bricks to enable new brickwork to be keyed in is now complete – ahead of schedule!
Bricklayers share their skills
Both ladder recesses have been cut and finished with new bricks. Bricklaying has progressed this week very quickly, with skilled bricklayers working with, and passing on their skills to, other willing volunteers.
One such skilled bricklayer, Bob Ambury, is pictured right. The ladder recess can be seen at the right of the picture.
Silt removal
Work is progressing in the area between the Aquadam and the top of the lock. Stop-planks have been removed along with the props which were bracing them against the concrete dam, which will be removed at a later date.
There is a large amount of sloppy black silt to be removed from this area.
A number of loads have been removed, aided by a 3-tonne digger generously loaned by JB Plant Hire of Ebley.
Work over the next few weeks will focus on continuing with bricklaying and removal of silt.
The team will also be installing stainless steel channels for the new stop-planks.
One set of gates delivered
The lower gates were delivered by Hargreaves of Sowerby Bridge, Yorkshire to Brimscombe Port on the 18th March.
They will be stored there until installation later in the year. The current target is June.
Spill weir tests encouraging
The spill-weir outlet has been excavated and initial tests on the spill-weir are encouraging in that water appears to be running through it fairly freely.
Project Manager Ron Kerby is pictured above with Canal & River Trust Restoration Campaign Manager Simon Henry. Simon travelled down from London on a fact finding visit to the Cotswold Canals Project. He readily expressed his appreciation of the professional standards being maintained by the CCT volunteers.
More local business support
JB Plant Hire's corporate generosity has been matched by Tricel Ltd. of Stonehouse. Tricel have agreed to supply a cofferdam at no cost. This will be installed around the spill-weir outlet to enable further clearing of silt and repair to the brickwork.
New volunteers welcomed
Les Morris reports… "The Ham Mill Team has been pleased to welcome several new volunteers recently; some are local residents who use the tow path and others who have been enthused by the website updates.
"A number of volunteers who work in the Wallbridge Visitor Centre have been given a guided tour of the site, to enable them to better explain our work to visitors."
Time to spare and skills to share – Why not join the team?
You can drop in to the Ham Mill site and register your interest. The work requires all levels of skills for a wide range of tasks; from mixing the mortar and wheeling it to the bricklayers through to maintaining the site's customary safe and tidy state.
Click on the Connect icon below to register your interest and find out more.
Find out even more


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Maine Sea Grant's biennial wall calendars are here! This year's calendar features Maine's twelve native species of sea-run or diadromous fish, illustrated by Rockland-based artist Karen Talbot and produced in partnership with NOAA Fisheries Greater Atlantic Regional Office and The Nature Conservancy, with funding from NOAA's Habitat Blueprint for the Penobscot River.
You're invited to celebrate these important fishes Thursday, February 2 with a gallery event featuring the original paintings behind the 2017 Sea-Run Fishes of Maine calendar. Copies of the calendar will be available (and signed by the artist!) at no cost; the original paintings and prints are for sale with a portion of the proceeds benefiting habitat restoration efforts in the Penobscot River and Bay watershed. The event takes place from 5 p.m. until 8 p.m. at 239 Cedar Street in Rockland.
If you can't make it to the gallery event but would like a free calendar, send us a message via Facebook with your mailing address, or call the main office at 207.581.1435.


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chrisabeardsley needed a new magazine cover design and created a contest on 99designs.
A winner was selected from 61 designs submitted by 15 freelance designers.
Strength & Conditioning Research
We explain the science of athletic performance to professional sports coaches, athletes, and interested amateurs. We create daily infographics to report on the latest sports science, write regular thought-leading opinion pieces, and publish a paid monthly magazine (electronic format only).
We need a new cover for our monthly magazine (8.5 x 11 inches portrait, issued in PDF format) because of a change in the editorial staff. The name of the magazine is "The S&C Research Review". The old magazine was edited by Bret Contreras and Chris Beardsley. The new magazine will only be edited by Chris Beardsley. The magazine covers the latest research in sports science, with a focus on strength training and athletic performance. The cover needs to leave space (in the lower half of the page) for an edition title each month (e.g. September 2017 Soccer edition) which will be added using Adobe InDesign. Attached images are: one old style cover, and 5 pages from a draft section currently being prepared for the new style edition (pages numbered 1-5). Ideally, the work will be completed in time to accompany the next edition on 1 October 2017.
An image of the monthly magazine cover will be used in promotional marketing, including banners on Facebook and Twitter. So the ability to show just the top half or three quarters of the cover in such advertising without the edition name/number showing is a valuable feature, as it can be reused more easily.


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- SHOE EDITION - 3/4 Sleeve Raglan GIRLIE Shirt NAVY
Very cool Kick Ass Print just below the elbow. (Size: 7 x 6,5cm)
Color: Navy / White
100% Baby Rib cotton construction
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Raglan sleeves
Shrinkage: will shrink an average of one size when put in the dryer
* Which size am I? Click here: Size Chart »UK & Europe | »USA
* We also have Shirts in normal sizes. Click here »T-Shirts
The following link may contain erotic material. To access this area, you need to be at least 18. Are you 18 or older?


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What's the greatest financial luxury that a retiree can have? All the money in the world? No. More money than Bill Gates? Not that either. In my view, the answer is much more attainable: Having more than enough money to meet your needs.
I know that sounds really simple, and in one sense it is. But let me tell you how it plays out. My column last week outlined several scenarios for determining how much money to withdraw from your portfolio when you're retired. They were all based on the premise that you need all you can get without taking the risk of running out of money.
But if you have saved more than you need (or to put it another way, if you can live below your means), you should be able to tolerate a stream of cash flow that goes up and down with the waning and waxing of your investments. I call this a "flexible" withdrawal plan.
- See related story: The changing meaning of money
Let me show you why I think this is a luxury. A flexible distribution is one that varies from year to year, based not on inflation but according to the value of your portfolio. It automatically does something that most smart retirees would naturally want to do if they could. That is to take out more money after good years and scale back when their investments are struggling.
When your investments are doing well, this is a wonderful plan. But in bad times, it can be tough.
A historical table of numbers gives you an example of what would have happened to somebody who retired in 1970 with a $1 million portfolio. The table is based on the assumption that 5% of the portfolio was withdrawn at the start of every year, based on the prior year-end value.
Several allocations are shown, all the way from 40% stocks and 60% bonds up to 100% global stocks, and with the Standard & Poor's 500 Index SPX, +0.15% included for comparison. The returns that were used to generate this table are from the big table referred to in my column, "Fine-tuning retirement portfolio allocations".
You will see that, after 43 years, none of these portfolios was anywhere near the danger zone of running out of money as 2012 came to a close.
But our imaginary investor paid a price for this. If you follow the distribution column for the 60% equity portfolio, you'll see that the newly minted retiree had to get by with sharply fluctuating income for a few years. The low point, 1975, provided only $43,461 that year, a significant drop from the initial $50,000. If you really needed $50,000 to cover your cost of living, this had to hurt.
We can see now that everything worked out well after 1975. But at the time, our hypothetical retiree had no way to know that.
Would any intelligent retiree knowingly embark on a withdrawal plan like this?


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Blueberry Festival
July 29-31, 2016
12:00 p.m. - 5:00 p.m.
Whiteside Park
721 E Sheridan St.
Ely, MN 55731
Friday: Noon - 7:00 p.m.
Saturday: 10:00 a.m. - 6:00 p.m.
Sunday: 10:00 a.m. - 4:00 p.m.
Free and open to the public.
Enjoy beautiful Ely and take in some fresh air. The three-day festival features hundreds of exhibitors of original art, handcrafted items and food, plus a variety of musical entertainment. Representatives from Minnesota Sea Grant will be on hand to answer questions and educate visitors about aquatic invasive species. Visitors can also view specimens up close and learn how to identify them. Stop by the Stop Aquatic Hitchhikers!TM booth to learn how to prevent the spread of aquatic invasive species.


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Jenna @ Rain on a Tin Roof for Give Me The Goods Monday
Saturday, July 6, 2013
Adding More White For Summer
Jenna @ Rain on a Tin Roof for Give Me The Goods Monday
36 comments:
Hi Marty,ReplyDelete
it looks wonderful! I love all the white, so fresh.
Have a great weekend,
Looking good Marty, nice and fresh!ReplyDelete
Looks so clean and fresh for summer!ReplyDelete
All the pieces are lovely, but together make a cool summer collection! PS - you were two before me at the Pinterest Blitz Party!ReplyDelete
Loving all the white you are adding.ReplyDelete
What a lovely vignette. I must spend more time looking around charity shops. You've certainly done well! Loved the plant pot with the little girl on! JoanReplyDelete
It absolutely looks great - and such a nice frugal way of going about it.ReplyDelete
I really love that pedestal especially!
Your Summer whites are all so pretty!... I LOVE seeing your natural woods and darker furniture with them!... I was starting to think I am the only lady in blogland who will not paint her furniture white!... I love seeing the pieces ladies have painted, but for me, there is nothing like a beautiful wood finish... Happy Summertime!... xoxo Julie MarieReplyDelete
In your room shot I noticed a couple more pedestals so nicely displayed. I think I need to look for some to add to my decor! Thanks for such a lovely posting.ReplyDelete
Looks great ! White is always beautiful .ReplyDelete
Love it. That's so true about white. It's cute that you pulled out the white too after last week.ReplyDelete
Thank you, for the sweet comment. My daughter is totally into vintage and shabby chic... quite the sophisticated tween. The corner cupboard displays all her collectibles, but she doesn't like to keep it open, because it is distracting.
Ah...white... I am drawn more and more to it. Your white pedestal is going to be so nice for many other things also.
Hi Marty! This is so lovely! What a beautiful topiary! I'm still amazed at all of these pretty things you find! :) Hope you're having a wonderful weekend.ReplyDelete
be a sweetie,
Shelia ;)
Love your summery white touches, Marty. xo LauraReplyDelete
I always adore your vignettes, dear friend!!!
I've been adding 'a touch of white' to the Entry Hall here on the Prairie, as well!!!
Summer has arrived, but today a shower is keeping high temperatures at bay!
Have a wonderfully "cool" weekend, dear one. . .indoors or out!!!
Your new summer colors look wonderful....and thrifty finds to boot.ReplyDelete
You can't beat that,,
That IS a lovely white vignette! You find the best stuff at GW! We are HOT here too, but I am not complaining cause at least it quit raining;) XO, PinkyReplyDelete
Love the vignette! Also love the swan on the coffee table. I'm visiting from the Sunday Showcase (Pink When).ReplyDelete
Christy @ Creating a Beautiful Life
It all looks lovely. I love the pedestal holding the egg. Have a great weekend.ReplyDelete
Beautiful living room, Marty and so elegant! I love your new White vignette, every piece of element you've used is gorgeous. The cloche with egg is stunning! Thank you so much for the wonderful visit, sweet lady. See you Tuesday!ReplyDelete
Hi Marty, You found some good things at GW. I love the white or cream is pretty too. You did a nice job with your vignette and your room is decorated very nice.ReplyDelete
Love the white, always works for me! That egg was a sweet gift!ReplyDelete
Love using more white in the hotter months. Just seems to cool things down a bit. Beautiful finds.ReplyDelete
I agree with you that white is so refreshing in Summer, but at the same time classic and seasonless. I really need to look at things with a fresh eye when I got to Goodwill/thrift stores. Nice pieces, especially the little planter.ReplyDelete
Very pretty! I really love that fruit topiary.Lovely!ReplyDelete
Looks beautiful! So pretty and fresh for Summer!ReplyDelete
I love white, and I like how you have added it to your home. I am going to have to check out Goodwill soon!ReplyDelete
I think the white does make it seem cooler and you need that in Arizona.ReplyDelete
Very nice, Marty! Very refreshing....love white!~~AngelaReplyDelete
It really lightens things up and looks nice. Enjoy your week my friend!ReplyDelete
What a pretty table Marty! I love the collection of whites. And I love that lamp and the egg!ReplyDelete
Have a great day.
Loving your cool white vignette, Marty! Looks beautiful against that window with sunlight filtering in. And the touch of greenery makes it so very elegant:) Thanks for the inspiration! Happy Week! Hugs,PoppyReplyDelete
I love the white vignette. It's so pretty! And I love thrift shopping at GOODWILL!!!ReplyDelete
I would love for you to come link up to my firstReplyDelete
Clever, Crafty & Creative Linky Party #1
you can find it at:
Beautiful, as always, Marty! I have always adored your white fruit topiary :) Thanks for sharing at the Creative HomeAcre Hop!!ReplyDelete
xoxo, Andrea
Great finds Marty! Love your fruit topiary, all of your white really does brighten it up!ReplyDelete
Thanks for sharing at AMAZE ME MONDAY!


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Mrs. Veena Shashidhara
Principal - Cambridge School
Everyone is born with phenomenal mental and spiritual power within oneself. Right from the time when we are born the extra ordinary power manifest. Education gives us the power to control and guide us in the right direction. It is not just a bundle of books or curriculum but also interaction with the world around us.
My dear students, these are your most precious years of learning and growing up. You need to be creative, open minded and god fearing enough to understand human values, needs and respect of self as well as others. It is imperative that you learn the difference between inputs and outcomes i.e., your actions and their consequences.
The teaching profession within itself is very complex. The complexity extends from preparing material to guide and encourage children and adult students. The young mind develops by experiencing one's day-to-day meeting with peer group, elders and through many other media.
We, teachers, have a great challenge to meet all these changing attitudes and aspirations of youngsters. With involvement of parents, teachers and students, we could have a healthy group of students with positive thinking which will help them to be an understanding adult in future.
I would sum up with a quote by Nobel laureate Rabindranath Tagore:
"I slept and dreamt that life was joy,
I awoke and saw that life was service,
I acted and behold, service was joy."


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As the month of May comes to an end, we figured we take a second to explore why more agents/brokers don't focus more of their efforts on discussing disability insurance with their clients?
If you've been following along for the month, the answer is probably somewhat intuitive, but we'll dive into it a little deeper, and discuss a nuance topic or two that haven't really been brought up until today.
If only the underwriting weren't such a nightmare. We've discussed it several times already. Though I can't help but note that this is such a cop-out. The fact of the matter is, the threat of illness or injury (and 90+% of the time it's illness not injury) that takes you out of work for at least 90 days is pretty high. About 1 our of every 3 working males and 1 out of 2 working females will go out for illness or injury at some point during their working lives. The average amount of time out is 2 years. That's 2 years with no earned income. Could you be out of work (i.e. not earn any income) for 2 years and not be in serious financial trouble?
If you're like most people the answer is no. 50% of all personal bankruptcies and 50% of all mortgage foreclosures are caused by long term disabilities.
Only a novice asks this question. The elimination period is 5 months. The majority of claims applications are declined their first time through, causing the applicant to wait another 5 months before reapplying. Social Security Disability uses an any-occupation definition of disability and comes with the stipulation that you are only eligible if you are expected to die within the next 12 months or have suffered from a debilitating condition from which you are not expected to ever recover. On top of that, SSDI, like group disability insurance, is focused on accommodating the lowest common denominator.
I'm not trying to be demeaning, but do you really want the same system designed to be a safety net for gas station clerks to be your only shield of protection?
There was a time when just about every major insurance name offered disability insurance, and then along came a change to the Financial Accounting Standards Board in the early 90's that radically forced reserve requirements for disability insurance risk retention. A lot of companies exited the market at this time as the increase in required reserves made the product less attractive.
This decline in proprietary offerings has left a lot of career agents without a product to sell. And while lots of agents like to think of themselves as "Holistic," truth is they have contract requirements to meet, and you don't get there by selling some other company's products. This decline has brought with it a far smaller number of agents who put forth an effort to discuss this product with their clients.
I'd be remiss if I didn't mention that merely having a proprietary product with which to meet your quotas (and qualify for special bonus trips to warmer climates in the Winter) isn't necessarily enough to make an agent focus on the product. A lot of the major carriers that still have a product only see their agents on average write a few cases a year.
I don't mean this in the traditional sense. What I mean is too many insurance agents want to pretend to be "Financial Advisors." They buy into complex, and expensive, selling systems that allow them to make impressive model portfolios and perform pre-programmed Monte Carlo Simulations while they fight with people with far more specialized knowledge and way better in-home research resources for your investment dollars in an IRA, 401k, etc. They waste their time naming their practice "Something Impressive" Financial, but in truth all they really want to do is talk about insurance. And with their distraction trying to be a pro stock picker, they end up being a mediocre insurance pro.
I don't believe it's true that only agents who specifically specialize in disability insurance can be good resources for the product. I do believe it's true that if you want to be really good at the insurance business, you need to stop dabbling in the stock market business. That's not to say you should completely ignore it. But if you spend more time style-boxing mutual funds or discussing your Pacific Rim strategy, drop your insurance license, hook up with a quality Broker/Dealer and just commit already. You aren't doing anyone any favors being lack-luster at both.
Most of us agree that lying at the core of anyone's financial plan is their income. We've all probably drawn out a pyramid on a notepad (maybe even a napkin) and placed income at the bottom of the pyramid to signify its importance. It only seems natural then that we at least take a moment to note the importance to our clients that protecting that income is mission critical. I'll appeal to personal greed for a moment.
For clients, to preserve lifestyle. For agents, to preserve business. If you're client goes out due to a long term disability and has no disability insurance because you figured it was too much of frustration to go through the motions, how do you keep generating income off this individual? Sell waiver of premium on their life insurance? Even that's becoming less common.
I once met an attorney who specialized in litigating agents who failed to talk to their clients about disability insurance when their clients become sick or hurt and couldn't work, fascinating individual. Seemed a little far-fetched to me at first, but when it comes to the American judicial system, anything is possible.
I'll end with the compensation discussion. Most of us know that disability insurance pays less, on average, than life insurance. It's harder to get approved. There's a more stringent cap on how much if someone can have. And the first year commission as a percentage of the premium is typically less.
I understand that agents and brokers are in this business to make money, and want to spend most of their time focusing on business that will maximize profits. But the disability insurance conversation really doesn't take much time at all. It cant significantly improve ones financial situation from a protection against a very bad situation, and protects against a peril that is pretty common. Don't ignore disability insurance, it's too important, and don't forget about it once May ends.
Brandon launched the Insurance Pro Blog in July of 2011 as a project to de-mystify the life insurance industry. Brandon was born in Northern New England, and he currently calls VT home. He attended Syracuse University and graduated with a triple major in Economics, Public Administration, and Political Science.
Should You Cancel Your Bad Whole Life Insurance?
Waiting to Buy Disability Insurance…
How Important is Pure Own-Occ Coverage for Your Disability Insurance Policy?
Qualified Sick Pay Plans: The Ultimate Disability Insurance Plan for Small Business Owners


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Baby Bottles Shouldn't Pose Health Threats: Tell Governor Brown to Ban BPABy Ali Geering-Kline
Children's baby bottles and sippy cups shouldn't threaten their health by contaminating their food and drink. Yet most plastic baby bottles and sippy cups contain Bisphenol A (BPA), a harmful chemical linked to health problems including brain and heart disorders, as well as breast cancer and infertility later in life.
But right now, there is an important bill one signature away from becoming a law that could change all that! The Toxin-Free Infants and Toddler's Act would ban BPA from all baby bottles and sippy cups in California. That bill is now on Governor Brown's desk, and he needs to hear from parents and health advocates like you: Keep Toxic Plastic out of Infant Products!
Click here to stand with CEH and tell Governor Brown: Sign the Toxin-Free Infants and Toddlers Act today!BPA dangers, Governor Brown, Toxin-Free Infants and Toddlers Act
Ali Geering-Kline
Ali manages the website and coordinates the online communications of CEH. She works with the communications and development staff to create messaging strategies and public education content for CEH's supporters and online audience. A Bay Area native, Ali attended the University of California, Los Angeles, where she received a B.A. in Sociology and Cultural Studies. This allowed her to live abroad in Argentina, where she studied Latin American history and learned valuable Spanish language skills. Ali is thrilled to be part of an organization that advocates for healthy communities so effectively.


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My name is Tammy but I prefer Tamz. I shortened my name when I was younger and it just stuck. I don't know. I guess it makes me look more gangster. Considering I'm the whitest girl you've ever not met.. that's a big deal. I've been on DA for ages now but don't have the art to prove it.. working on that slowly.
I draw in pixels because it's easier. I dream in pixels because I draw too much.
Current obsession: Justin.tv and baking.
Did I mention I like zombies? frigginzombies.blogspot.com (drawn by me)
Current Residence: Australia
Favourite style of art: Pixel or Digital
Skin of choice: my own
Favourite cartoon character: Mickey Mouse
Personal Quote: sarcasm is just one service I offer


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Bet365 - T&Cs apply : Sports betting | Casino | Poker | New Customers Only | Commercial content | 18+
The 2014 World Cup was an unmitigated disaster for England. For the first time in recent memory, England flew out to a World Cup with minimal expectations. But in true England style they failed to even meet a low level of hope. England returned from Brazil after three games. This was a trip which saw them only score twice and pick up just two points. Despite the dire showing, manager Roy Hodgson retained his job.
With the World Cup over, English eyes have diverted their attention to the 2016 Euros, which will be held in France. So, do the Three Lions have a chance of tasting success there or will it be another repeat of the debacle that took place in Brazil?
We will assess certain areas of the national set up before reaching a conclusion on whether England will be able to get themselves out of what will be 50 years without a trophy.
The most important element to any successful side is the players who compose it. In this regard it is looking rather promising for England.
Hodgson came in and was immediately tasked with rebuilding an ailing side. This was much like Joachim Lowe with Germany and we all know how much of a success he has proven to be.
With the World Cup done and dusted, the final remnants of England's golden generation of the mid-2000s has gone. In its place is a squad of relatively inexperienced international players, but who have a huge amount of promise at the same time.
Wayne Rooney is maturing all the time as a player. He is captaining Manchester United week in, week out and is therefore rounding his skillset as a captain. The fact that Rooney is the leader at Old Trafford makes for very good reading as when it comes to leading the national side out it will not be a task that is alien.
Away from Rooney, England have a strong core to their side. Goalkeeper Joe Hart is one of the best in the world. Liverpool's Raheem Sterling has an abundance of pace and the potential to really leave a legacy on the game. It is little wonder that Real Madrid are reportedly chasing him. His club team-mate Daniel Sturridge has recently returned from injury and once he is back amongst the goals he will establish himself as a striker of the highest order. Meanwhile, Jordan Henderson and Jack Wilshere could form one of England's greatest ever midfield partnerships. Wilshere brings the flair and a great range of passing, whilst Henderson will do the leg work.
Defence is the only area which is concerning for England. Phil Jagielka has been hapless with Everton this season while Gary Cahill could be getting nudged down the pecking order at Chelsea thanks to the emergence of Kurt Zouma. At left-back neither Leighton Baines nor Luke Shaw have really impressed for their club. But they are regardless two of the better full-backs in the game. It seems hugely likely that Glen Johnson will be removed as right-back. He is too much of a risk defensively. In his place should be Nathaniel Clyne, who has been hugely exciting this season.
As a whole it would have to be said the England squad is strong. At the time of writing, bookmakers such as 32red.com Casino and Sports, TitanBet and 888 have odds ranging from 14/1 to 9/1 on England's chances of success in France. If Hodgson can get the same 11 players on the pitch for every international fixture, then England will become a homogenous side. That will be much like the world-conquering German side and the previous Spanish side.
The Manager
Hodgson is a good man-manager and can be commended for his commitment for bringing youngsters into the international fold.
But it isn't that positive for Hodgson. On the international stage his tactics have been accused by some as being dated and lacking with a plan b. As we saw at the World Cup, England were exposed too often despite playing fairly negative football.
This negativity has had a dire impact on England's attacking play. There have been times that England work the ball into a good area and then simply don't know what to with it. If Hodgson were to mastermind a trophy-winning side it would have to come as a result of him being pragmatic in regards to his tactical decisions.
New Blood
As long as we have Southampton we should be alright in regards to youngsters. How long will it be before James Ward-Prowse swaps the bright lights of St. Mary's for Wembley? Then there is the Everton duo of Ross Barkley and John Stones. Both have the talent to be England mainstays. Even Danny Ings or Charlie Austin up front offer the national side something different. Both players fill fans with much more confidence than seeing Rickie Lambert lead the line.
However, the Premier League is devoid of young English talent so don't expect many new faces to the international set-up by 2016 except for those mentioned. Come 2018 and the World Cup in Russia, England could have some new blood in the mix.
Odds Comparison in Major Bookmakers
Betting odds on England winning the Euro 2016:
|William Hill
Best odds from William Hill.
As has always been the case with England, they have the talent to win a competition but they don't have that winning mentality. Hodgson needs to toughen them up, find his starting 11 and stick with them for the next 18 months. England can win the Euros, but it would be somewhat of a surprise if they did – as is reflected by bookmakers' odds for Euro 2016.


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1806 - 1873
Titles on this disk:
About this person:
John Stuart Mill (1806-1873) was the precocious child of the Philosophical Radical and Benthamite James Mill. Taught Greek, Latin, and political economy at an early age, He spent his youth in the company of the Philosophic Radicals, Benthamites and utilitarians who gathered around his father James. J.S. Mill went on to become a journalist, Member of Parliament, and philosopher and is regarded as one of the most significant English classical liberals of the 19th century.


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The UCLA Center for World Health (CWH) is a joint initiative of the David Geffen School of Medicine at UCLA and UCLA Health. Our motto is Saving Lives and Improving Health by Investing in People.
Please see the UCLA Center for World Health 2016-2017 annual report (5.5MB) for more information on our vision, mission, values, and programs.
Our Vision
A world in which all people achieve their right to high-quality, compassionate, and affordable health care
Our Mission
Transforming health worldwide
We accomplish this by strengthening human capital, conducting collaborative research, and delivering leading-edge care.


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How do I edit / delete one of my news submissions to the news channel (PeerScope)?
Created May 4, 2012
John Zukowski If you select Member Page in the left gutter, then News Channel in the right gutter, this allows you to add, modify, or delete your submissions.
0 Comments (click to add your comment)
Comment and Contribute


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By: R.C.
Abstract: This poster focuses on the issues in the conservation of contemporary art. It attempts at giving a summarised definition of contemporary art, and to briefly explain what kind of difficulties conservators might face in the conservation of contemporary artworks. It mainly assesses the dilemma of conserving tangible and intangible values at the same time. The performance "Imponderabilia" by Abramovic and Ulay is used as a case study to provide visual evidence of the issues described.
Target Audience: The poster is specifically designed for conservators' professionals, for a conference. In addition, it can provide an informative general guideline on the conservation issues for all the professionals involved in the conservation of contemporary art process (artists/ makers, art historians, curators, journalists, private collectors and private corporations).


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Blogging is a funny thing...we tell our most intimate thoughts for all to read and yet most of the time I find myself sitting and wondering, "who is this person!?" I know them...but yet I don't know them! I want to know who the person is behind all those words so I thought of a great way for all of us to "meet" each other!
Every Sunday Never Growing Old will post five get to know you questions that you can copy and paste into your own Monday post and we can all learn a little more about each and every one of us!!
1. I wish I had more time to _________?
Be creative. There are so many things that I want to do and I just never seem to have enough time to do anything. Maybe when I take vacation at the end of the year, I can try to get something done.
2. What is your favorite kind of soup?
Potato soup is DA BOMB! I'm not really a big soup fan, but I tried this soup from Corner Bakery and fell in love.
3. Where will you eat Thanksgiving dinner?
In Cape Charles, VA with my stepdad's family.
4. What is your favorite time of day?
Breakfast time. I love breakfast foods. I would eat it all day if I could. Plus I like the way everything feels when you first get up in the morning.
5. Did you start Christmas shopping yet?
Absolutely not. I think the holidays have gotten to commercialized. Christmas shouldn't be about the presents or the decorations. My family has actually decided to not exchange gifts this year, so it's a nice turn of events. We will spend the entire month spreading Christmas cheer to those we love and cherish.


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Hi friends! How was the weekend?
After meeting with a client this past week to discuss meal plans, I got to thinking about my own meal plans. While I like to pretend that I am hyper-organized when it comes to our food the truth is… well, that couldn't be further from the truth.
I plan well on weekends. If we are in town, I almost always have a nice meal planned for both Saturday and Sunday nights. Those are the meals that I enjoy the most- recipes that are a bit more involved or ones that I am creating for the blog and have the extra time to test and retest as needed.
For the weekdays, well- anything goes. Anything goes. The past few months have been considerably busier than usual. Packed with teaching, clients, and planning a wedding, we have been doing more grab and go options than usual. While that's OK for some of the time, I really want to get out of our routine and into healthier habits. You know, like I tell my clients to do 🙂
Since sharing is caring I thought you might want to see what our week ahead is going to look like. I went to both the grocery store and farmers market this weekend so we are stocked and ready to go. For breakfast, I am planning on the usual: smoothies, banana with almond butter, and overnight oats. I usually do a big batch of overnight oats on Sunday night and eat that for Monday and Tuesday, a smoothie for Wednesday and then fruit or toast for other days.
For lunches, I am planning on either leftovers or salads. Lunch is my favorite time of the day to sneak as many vegetables in as possible. That way, if dinner ends up being take-out or snacks around the house, I don't get too bent out of shape. For me, salads are the best way to do this,as evidenced by my current instagram. There are no rules when it comes to salads, anything and everything works. I always do a protein (tofu, beans, lentils, baked tempeh, veggie burger patty), a healthy fat (nuts, avocado) and whatever vegetables I have in the house. I also made a batch of Lentil Sloppy Joe's that BL can snack on and take for lunch as needed. While a salad is fine for me, I know he usually wants a little more food.
Onto the dinners:
Monday: Weeknight Tortilla Soup
As the name implies, this is a quick & easy meal that comes together in just 30 minutes. Perfect for busy weeknights, lazy weekends, or whenever you are craving a spicy soup rich with vegetables and beans.
Tuesday: Grilled Mediterranean Flatbread
Tomato-Basil Hummus, Olives, Basil, Tomatoes. You can't go wrong with these easy
pizza flatbread.
Wednesday: Roasted Peanut Kale Salad & Baked BBQ Tofu
Let's get a little more green in, shall we? A simple kale salad with roasted peanut dressing. I plan on pairing this salad with baked BBQ tofu for a more filling meal.
Thursday: Meaty Vegan Burgers, Sweet Potato Mac & Cheese, Grilled Asparagus
A meal that both BL and I can agree on: veggie burgers (that I made on Sunday, kept a few out for topping salad lunches and froze the rest for this meal), mac & cheese that is, dare I say, healthy? and grilled asparagus. I am SO happy it's asparagus season! #givemeallthespears
Friday: Spring Risotto with Pea Coulis
One of my favorite meals to welcome Spring with- spring risotto with pea shoots and pea coulis. I originally had this dish at Hurley's in Napa and make it as often as I can. With fresh farmers market vegetables, this should be the perfect meal to end the week with. Wine will absolutely be included.
And that's the week! What's on your meal plan for this week? Do you usually plan out your dinners?