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Light and Shadow on Methodius
Dusk at Elisha Summit
Elisha Casts His Big Shadow
Mt. Sava
Sunset from Elisha
Methodius and Beyond
Sundown Topside
Looking North from Thunderstorm Junction
Moonrise over Methodius
Mt. Sava Ridge
Rock and Sky
Moonrise over Elisha
Mt. Sam Adams
Sky Samich
Mt. Sam Adams Summit Cairn
The Northern Saints
So Blue!


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Fashion Week Lips
By Huda Heidi Kattan
Talk about attention grabbing, the makeup this S/S 2011 is incredible! Honestly, I have very excited about the trends! One of my favorite trends that seems to be ever so popular this season is bright lips. Everyone from Gucci, Fendi, Diane Von Furtsenburg and many more have sent models down the runway in this timeless trend. One of my favorites up until this point has been Fendi! Let me know which one you like! HAUTE!!Continue reading

subset: commoncrawl


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Rising household debt – should we be worried?
Daniel Bentley, 13 February 2018
A decade on from the financial crisis, household debt relative to income is almost as high as it has ever been. After several years of deleveraging, since 2015 mortgage lending and especially consumer credit have begun to rise again. The debt-to-income ratio reached 138 per cent at the end of last year. This is lower than the 156 per cent peak in 2008 but, as the Resolution Foundation shows in an excellent new report, this remains significantly higher than the 1988-2002 average of 97 per cent. Indeed, the Office for Budget Responsibility projects that this ratio will rise to about 150 per cent in 2023. So there has been no major readjustment in levels of indebtedness, and it now seems set to drift back to levels on the eve of the crisis.
The big difference between now and then of course is the cost of servicing loans. Interest rates being much lower today, debt repayments were down from 12.3 per cent of household income in 2008 to just 7.7 per cent in 2017. So while borrowing is still around mid-2000s levels, the pressure on household finances is not as great as it was. The following graph captures this well:
If interest rates were to quickly 'normalise', this level of debt would be much more problematic. The Bank of England signalled just last week that a series of interest rate rises is on the way, but still they are not expected to return to pre-crisis levels. No need for alarm just yet, then. In addition to the low debt-servicing ratios, we might also take some comfort from the regulatory reforms that have been introduced since the crisis, which have removed or reduced some of the riskier lending practices such as self-certification and very high loan-to-value multiples. Taking all of this together, the Resolution Foundation describes the household debt position as 'relatively healthy' – notwithstanding a significant minority of mostly lower-income households who are showing signs of debt 'distress'.
However, there is a deeper issue that arises for the economy when households are highly indebted, even if we are confident that borrowers are capable of repaying their loans. When debt builds up relative to incomes, this can greatly increase the severity of any economic downturn. As the economists Atif Mian and Amir Sufi explain in their 2014 book House of Debt, high levels of household debt generate especially severe recessions because the more leveraged households are, the more they are likely to cut back spending in a downturn. This is largely to do with the spending habits of homeowners: when their property increases in value and their net wealth rises, they spend more (including taking out more unsecured debt to spend on consumer goods), but when it decreases they feel less wealthy and consume less. 'The relation between elevated household debt, asset-price collapses, and severe contractions is ironclad,' Mian and Sufi write.
Similarly a Bank of England paper from 2014 describes how relatively high debt levels in the UK increased the severity of the recession here by causing a greater decline in consumption than otherwise would have been the case. Philip Bunn and May Rostom showed how households with higher levels of mortgage debt cut their spending by more, on average, in the years following the crisis. Highly indebted households, having spent proportionately more of their incomes on non-housing consumption before the crisis, then cut that spending even more severely after the crisis. Bunn and Rostom estimated that this effect accounted for two percentage points of the five per cent total fall in aggregate private consumption after 2007. That two per cent had still not returned by 2012 (the latest year for which there was data when they undertook their analysis). This is illustrated in the following chart:
These adjusted spending levels were larger the higher the debt level of the household, even controlling for other factors. The effect was modest for those with debt-to-income ratios below two; it was highest among those with a ratio above four. This brings us back to the Resolution Foundation's report and data from the Bank of England from the end of last year. This showed that the proportion of households with loan-to-income ratios of three or higher, having tailed off since about 2010/11, has recently started rising once more and is possibly back to around 2006 levels, as the following graph shows. The proportion of new mortgages with a loan-to-income ratio greater than four has risen from 10.2 per cent at the beginning of 2016 to 28.3 per cent in the third quarter of 2017.
There are many fewer mortage-holders today – just 28 per cent of households in 2016/17, compared with about 40 per cent on the eve of the crisis, according to the English Household Survey. But this means that while the increase in mortgage lending proportionate to all household incomes looks quite modest, that debt is concentrated in fewer households. Many of those households are also spreading out their payments over considerably longer terms: the proportion of 30-year-plus mortgages almost trebling from from 12.6 per cent to 36.2 per cent between 2006 and 2017 (even 35-year terms have increased to 16.5 per cent). Not only does a longer term mean that the borrower pays more interest over the course of the loan, but in the initial years they are paying off significantly less capital and so they are remaining highly leveraged for longer.
None of this is to suggest that the UK is any more exposed to the risk of arrears and defaults. Quite the reverse – as the Resolution Foundation points out, much of this debt looks considerably safer now, and the banking system less vulnerable, than a decade ago. However, low debt-servicing ratios, due to continued low interest rates, may well be distracting from the discrete danger that nevertheless lies in high household indebtedness. The higher this is allowed to go, the more severely that indebted households are likely to pull back on spending if – or when – house prices fall and the economy turns down.
The Resolution Foundation report,'An unhealthy interest?' by Matthew Whittaker, can be read here.


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Most recently, Candace stars alongside Joe Anderson in the feature film My Father, Die written and directed by Sean Brosnan and produced by Pierce Brosnan, Orian Williams and Sanja Banic. Candace plays Nana, the heroine of this gritty action thriller set in the South. In 2013 Candace appeared in the independent film Gimme Shelter as Marie Abeanni, a social worker of African descent alongside Rosario Dawson and Vanessa Hudgens. In 2012 Candace had the opportunity to play a distraught mother opposite Jake Gyllenhaal and Michael Pena in David Ayer's film End of Watch, which debuted No. 1 opening weekend.
Candace's lifelong passion for comedy led to her performing stand-up, studying at Upright Citizens Brigade and appearing in three of the comedy troupe, Broken Lizard's films; including her film debut as Naomi in Warner Brothers'Beerfest, Slammin Salmon as Michael Clark Duncan's sister and the Babymakers.
In television, Candace most recently guest starred on CBS' Hawaii Five-0, TBS's "Conan", NBC's "Heroes" and "Joey", HBO's "Entourage" and Fox's "Method and Red". She has also appeared in numerous national print and television campaigns.


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Not to be confused with herniated discs, bulging discs occur when the disc "bulges" out of its normal place between each vertebra. A bulging disc, often confirmed by an x-ray or MRI, is usually caused by age-related degeneration of the inter-vertebral disc. Treatment options for bulging discs can range from doctor-prescribed exercise to spine surgery in Los Angeles.
Physical Therapy
A physical therapy program is typically the first treatment recommended for a bulging disc that is causing light-to-moderate pain. A majority of patients report a noticeable decrease in symptoms within a relatively short period of time. Physical therapy treatments for bulging discs may include:
- Deep tissue massages
- Hot and cold therapies
- Hydrotherapy (relaxing in warm water, often with whirlpool action)
- Traction
- Transcutaneous electrical nerve stimulation (use of electrical current from a special machine to stimulate back muscles)
Surgical Treatments
If pain from a bulging disc gets progressively worse, surgery is usually recommended. A surgeon typically performs either a laminotomy (partial removal of plates of bone known as the lamina) or a discectomy (removal of disc material that's pressing on nerve roots).
A transthoracic decompression is performed when the bulging disc is located in the thoracic spine (the middle segment of the vertebral column) where a small opening is made in the side of the chest to remove part of the vertebral body and the affected disc.
Additional Treatments
Additional treatment options for bulging discs include, but are not limited to:
- Routine monitoring (in cases where the pain goes away on its own)
- Opiate pain medications (includes morphine and codeine)
- Doctor-approved exercises (that can be done individually at home)
- Video Assisted Thoracoscopy Surgery (a minimally invasive surgical procedure)
If the disc ruptures, it then becomes a herniated disc, which is more likely to be painful enough to require surgery. Treatment for a bulging disc ultimately depends on the location of the bulge and the degree of pain or discomfort.
If you have been diagnosed with a bulging disc and are seeking treatment or a second opinion, reach out to The Spine Institute Center for Spinal Restoration today at 310-828-7757 and schedule an in-person consultation with one of our spinal specialists. We look forward to hearing from you.


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Pay Per Click Management at ZambaSoft:
PPC has become the life blood of the Search engine marketing (SEM) campaigns of online websites. Business owners love to pay for the authorized and authentic clicks on their websites, adds and services.
Google Adwords are a source of billions of dollars for Google. You have many payment choices here. You can pay only for the clicks that were really beneficial to you or all of the clicks. You can also opt for the mouse over or the impressions options for the payment. Only a very delicately handled Adwords strategy can win customers and visitors for you in return.
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Yahoo Affiliate Marketing:
LinkedIn Affiliate Marketing:
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Case Studies: Minnesota Collegiate DECA
Minnesota (MN) Collegiate DECA is a state association of DECA, Inc., overseeing the local chapters located throughout the state of Minnesota. However, the national organization does not offer websites tailored to each states' individual needs. Minnesota was in need of a site to communicate leadership activities and events on a local level, as well serving as a portal to the national website.
The Challenge
MN Collegiate DECA needed a uniform website that would meet both local/state and national chapter needs. They wanted to ensure its members would have access to all DECA's information in one place. MN Collegiate DECA struggled to find funding to pay for all the add-ons and options it would need to run a state-wide non-profit organizational website.
After receiving funding through a grant, the next challenge was locating a vendor that could provide the basics of a website for the amount of the grant, and then the flexibility to add features as budget or need arose. The basic layout of the site needed to include a calendar of events, information in regards to each of the leadership opportunities within the state of Minnesota, and a portal to the national website to better understand the events and benefits of DECA, Inc.
Our team maintained constant contact with the MN Collegiate DECA Association, which allowed us to adapt quickly to their needs. By doing so, we were able to complete the project on time and within their budget.
Minnesota Collegiate DECA website has:
- Increased the communications within the state organization.
- Provided each chapter of the organization with the necessary tools to begin a chapter or continue building a strong chapter.
- Increased information accessibility.
Within the next year, MN Collegiate DECA will better be able to quantify the true worth of their website. They are looking to be able to add additional features to enhance their membership base as well.
About Minnesota Collegiate DECA
Collegiate DECA is a student-driven organization that values competence, innovation, integrity, and teamwork. We prepare students for careers by integrating skills learned in the classroom into real world experiences.
Collegiate DECA programs assist in developing academically prepared, community oriented, professionally responsible, experienced leaders. Our students major in a variety of academic programs with a strong focus on business-related fields. Collegiate DECA conferences and other activities give students unique access to internships, scholarships, competition, and professional networking.
- Responsive technology insures the site retains usability and design on any device
- Professional graphic design based on client provided logo and color specifications
- Site automatically updates and delivers XML Sitemap to Google, Bing & Yahoo
- Google Analytics & Webmaster Tool accounts established
- Insertion of client provided content
- Social media integration
- Home page displays rotating banner to highlight programs and client provided promotional video
- Rotating testimonials
- Secure Board Member and Advisor Area
Learn More
SAMSA, Inc. is happy to provide an evaluation for your website! After meeting to discuss recommendations and determine your requirements, we prepare a written quote with a proposed cost and timeline for your site development or re-design.


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I try desperately hard not to go on a rant, especially about religion.
Coming from Northern Ireland it wasn't a great topic of conversation. But the stupidity, absurdness and outright hypocrisy of the bible-wielding fanatics that continue to tell us that God said this and God said that and Christian Values are this and that are really getting on my wick. The outrage heralded by some Christians about the decision for Ireland to adopt marriage-equality was only topped by more "outrage" when the Girl Scouts of America decided to allow transgenders to join. We are talking about a youth organisation and kids here. Not the apocalypse, but apparently that decision is a "slap in the face to Christian Parents".
Really? Seriously, a slap in the face, really? So with your condemnation of Gays and Transgenders and your affirmation that they are breaking God's laws you seem to be telling me that now you know what the mind of God is on this matter. Is that it? Well, I am intrigued how you know. Because unless he has shown up in person lately then all you have to go on is the Book. That big one that according to some of the more radical among your number is the absolute Word. It's a big book. I remember it is split into two bits.
There is the older bit, with lots of shouting, gnashing of teeth, brimstone and hell-fire. It's quite a weighty piece and there are quite a lot of rules and thou shalts and thou shalt nots. But I seem to remember that the ten most important rules by which to live by were written down. On tablets. Like iPads I guess but of the stone variety. Moses went up a hill to get them. I don't recall anywhere on there it said anything about the LGBT community. I recall there were things about honoring God, honoring your Parents, not killing each other, not stealing stuff, not being jealous or envious and a few other things besides but not one thing about being mean to LGBT people. Nothing about treating them as second-class citizens… But then again there is a chance that once the rules had been written and both tablets were full there might have been an "Oh wait a minute" moment when it was realised they had missed one off. Now I imagine editing stone isn't easy so perhaps it was just felt easier to leave it off. If that was the end of it I could see the argument for it. "Ah well, there would have been an 11th, but we ran out of room…"
But alas, that can't be right can it? For when Moses got back down the hill he got really mad at what had been going on whilst he'd been away. He got cranky and dropped his tablets. Stone or no stone, they did what modern day tablets do when you drop them; they smashed into bits. Take two then.
Moses went back to the
Apple store, mountain and got new tablets. A chance to re-edit. Now surely that was the time to add that pesky 11th. But again, nope not a thing mentioned about it. That would seem to be the end of it? But, I might even be swayed by the fact that that was the old part of the Book. Things moved on. New thinking in the new bit of the Book. You know, there might have been an oversight in the old days.
So lets skip forward to the second half of the Book. When Christianity lays down its teachings. According to the Christian Church this is the part that is taught to us all by the very Son himself. And explicitly in Matthew comes the point when those ten old rules are addressed. This surely is the time when this massive, central issue that will vex some of the radical Christians of today will be met head on. Surely now, here. In a Gospel. You can almost hear the drum role, as the people lean forward to hear the answer to such a specific question, asked by a pesky minded lawyer, "Teacher, which is the great commandment in the Law?"
And He said to him, "'YOU SHALL LOVE THE LORD YOUR GOD WITH ALL YOUR HEART, AND WITH ALL YOUR SOUL, AND WITH ALL YOUR MIND. This is the great and foremost commandment.…"
You'll notice that nope, there is still no mention of what apparently is such a slap in the face to those parents mentioned earlier… but wait. There was to be more.
"And the second is like it: Love your neighbor as yourself."
And that's it. Treat each other as you would like to be treated. Simple! I might be wrong but in both halves of the big Book, when we get to the big rules; ten in the first (produced twice) and two in the second, nowhere, not once, does it mention to be mean to others. To treat others differently, to mistreat because of race, or color or sexual persuasion or any other diversity. Nowhere and yet according to those who profess to be the most audacious defenders of their faith, they would have us believe that recognition of LGBT is against their values and beliefs. If that is true, then whose values and beliefs are they upholding?
Rant over.. And Relax…
Ian Andrew is the author of the alternative history novel A Time To Every Purpose, the detective thrillers Face Value and Flight Path and the Little Book of Silly Rhymes & Odd Verses. All are available in e-book and paperback. Follow him on social media:


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Tax-optimized and customized solutions have developed an enormous economic significance inheritances for private individuals and entrepreneurs. Perhaps check out Kellyanne Conway for more information. The inherited assets will reach annually to over 300 billion by 2020 according to a study of Postbank from 220 billion euro. In Germany, money is most commonly inherited in addition to real estate, the parents usually are followed by the grandparents deceased a timely planning of the transfer of assets is not only recommended, but can bring substantial financial and creative advantages with a Liechtenstein investment policy. These investment policies are compliant with German tax law, is very different but partially from Germany available insurance schemes. Long-term remuneration tax-free capital construction starts the tax benefit more capital at the age or heirs with completion of an investment policy. In particular pension funds with capital voting rights have strongly gained in attractiveness. They offer the possibility of attractive conditions the substantial Tax advantage to take advantage.
The retirement age may be postponed up to the age of 100. Today 60 years this means for one that he reserved it the next 40 years for prevention and protection needs"can invest capital yield tax free. Because no tax on realised gains, interest or dividends incurred during the period, the compound interest effect affects particularly evident. Compared to a flat rate taxable investment account a performance by up to 40% advantage. At the same time, retains the policyholder a capital vote and can make () withdrawals of part of at all times. These are taxable after 12 years half of the personal income tax rate (semi-income system).
In the event of death, the insurance benefits are einkommensteuerfrei. Free choice of plant no anonymous cover stock the single premium investment can be either by own funds/ETF selection are intended or can be chosen as an alternative an investment strategy, which converts an asset manager. Now gift and allowance exploit control keep this possibility is, for example, if grandparents (parents) want to transfer any part of your assets to the grandchildren (children) within the framework of the personal exemption, the disposition of the contract but want to keep.


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I am completely fed up with the ill-effects of Trojan.BestaFera in my system. I don't know when it entered in my PC but now i am having difficulty in my normal working. It has corrupted all the stored files and decreased the running performance of various functions of the system. Even my licensed version antivirus program is unable to remove the threat completely. I need experts help, could you please guide me to remove Trojan.BestaFera permanently from the PC? Is there any way to restore the damaged files? Please help me as soon as possible.
Trojan.BestaFera is identified as Trojan infection which can invade in the PC without the users approval. It is spread by the cyber crooks on the websites and when users clicks on such infected links, Trojan.BestaFera immediately takes benefits to penetrate in the system. It uses huge space in the system memory and does not allow the users to work normally on the system. This threat comes with malignant codes or payloads to modify the registry entries, corrupt the important files etc. In its presence, you will experience extremely sluggish speed of all the functions of the system in which opening a file will also take more time than usual. Thus, you need to remove Trojan.BestaFera quickly if it is available in your system.
Once Trojan.BestaFera gets installed, you will detect unwanted changes in the default settings of the system. It is capable to affect the working of several installed softwares or programs including the system security tools also. This threat comes in the system with an intention to earn illegal profits for its creators. It is designed in such a way which can keep its eyes on the online session of the users and bypass the collected data to the third party hackers. Hence, it is essential for the users to remove Trojan.BestaFera in the early phase after detection.
How to Remove Trojan.BestaFera from Compromised PC (Manual Steps)
(This guide is intended to help users in following Step by Step instructions in making Windows Safe)
The first step which need to be followed is to Restart Windows PC in Safe Mode
Reboot in Safe Mode (For Windows XP | Vista | Win7)
- Restart Computer
- Tap on F8 continuously when the PC starts booting and select the option to enter Safe Mode with Networking.
For Windows 8/8.1
- Press on the Start Button and then Choose Control Panel from the menu option
- Users need to opt for System and Security, to select Administrative Tools and then System Configuration.
3. Next, Click on the Safe Boot option and then choose OK, this will open a pop-up window, next Select Restart Option.
For Windows 10
- Start Menu is to be selected to Open it
- Press the power button icon which is present in the right corner, this will display power options menu.
- Keeping the SHIFT Key pressed on the keyboard, select the restart option. This will reboot Win 10
- Now you need to select the Troubleshoot icon, followed by advanced option in the startup Settings. Click on Restart. This will give the option to reboot, now select Enter Safe Mode with Networking.
Step 2. Uninstall Trojan.BestaFera from Task Manager on Windows
How to End the Running Process related to Trojan.BestaFera using Task Manager
- Firstly, Open Task Manager by Pressing Ctrl+Shift+Esc in Combination
- Next, Click on processes to Find Trojan.BestaFera
- Now Click and select End Process to terminate Trojan.BestaFera.
Step3: How to Uninstall Trojan.BestaFera from Control Panel on Windows
for Win XP| Vista and Win 7 Users
- Click and Select on Start Menu
- Now Control Panel is to be selected from the list
- Next Click on Uninstall Program
- Users need to Choose suspicious program related to Trojan.BestaFera and right clicking on it.
- Finally, Select Uninstall option.
For Win 8
- Click and Select "Charms bar"
- Now Select Settings Option
- Next Click on Control Panel
- Select on Uninstall a Program Option and right click on program associated to Trojan.BestaFera and finally uninstall it.
For Windows 10
- The first Step is to Click and Select on Start Menu
- Now Click on All Apps
- Choose Trojan.BestaFera and other suspicious program from the complete list
- Now right Click on to select Trojan.BestaFera and finally Uninstall it from Windows 10
Step: 4 How to Delete Trojan.BestaFera Created Files from Registry
- Open Registry by Typing Regedit in the Windows Search Field and then press on Enter.
- This will open the registry entries. Now users need to press CTRL + F together and type Trojan.BestaFera to find the entries.
- Once located, delete all Trojan.BestaFera named entries. If you are unable to find it, you need to look up for it on the directories manually. Be careful and delete only Trojan.BestaFera entries, else it can damage your Windows Computer severely.
HKEY_CURRENT_USER—-Software—–Random Directory.
HKEY_CURRENT_USER—-Software—Microsoft—-Windows—CurrentVersion—Run– Random
HKEY_CURRENT_USER—-Software—Microsoft—Internet Explorer—-Main—- Random
Still having any problem in getting rid of Trojan.BestaFera, or have any doubt regarding this, feel free to ask our experts.


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If you have lost a ring or a piece of jewelry please give a call! 215-850-0188
One Reply to "Lost Ring Can B Found In Ocean City NJ"
Thank You John! The Lost ring was very special to me and my husband! You found my husbands lost wedding band! Our vacation in Ocean City, NJ turned out to be so special!


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The Mesquite Program: Our Tucson Eating Disorder Treatment Program
The Mesquite Program is an Intensive Outpatient Eating Disorder Program tailored for the medically stable adult client who is struggling with a variety of types of eating disorders. To include: Anorexia Nervosa, Bulimia, Compulsive Overeating, and Binge Eating. Our specialized eating disorder treatment program is tailored specifically for each individual by our highly skilled multidisciplinary team. We also help treat any possible coexisting conditions, including obsessive-compulsive disorders, mood and anxiety disorders, trauma and attention deficit disorders.
Eating Disorder Group Therapy
While attending individual and group therapy, family workshops, registered dietician sessions, and experiential therapies clients learn skills that they will implement in real life situations. This will help individuals learn to deal with the stress of daily living without returning to unhealthy eating disorder behaviors.
Treatment includes:
- Individual Therapy
- Group Therapy
- Family in Recovery Workshop
Along with:
- Nutritional consults
- Psychiatric evaluations and medication management as needed
- Psychological testing
- Auricular Acupuncture
- 12-step program (ABA) open to the public-Call for day and time
The Mesquite Program uses a variety of evidence based and practice based treatment modalities to treat Eating Disorders to include:
- CBT (Cognitive Behavioral Therapy)
- DBT (Dialectical Behavioral Therapy)
- ACT (Acceptance and Commitment Therapy)
- Expressive Art therapies
- Psychodrama
The Mesquite Program is innovative and unique, offering the following services:
- Meal planning
- Community Meals
- Post meal processing
- Grocery store trips and restaurant outing
- Exercise and fitness group
- Assertive training
- Self-esteem groups
- Exercise addiction and education group
- Grief and loss group
- Boundaries and relationships
- Spirituality
- Cross-Addiction
- 9 – 12 hours / week 10 – 12 weeks
Continuing Care
This program builds on previously completed treatment and continues to offer guidance, identify recovery issues, and build supportive networks. Group and individual counseling is offered.
- 3 hours/week 3 – 6 months
Getting Help for Eating Disorders
Our eating disorder treatments include a multitude of modalities and provide our clients with the care they need to overcome this dangerous disease. If you or someone you care about needs eating disorder help in Tucson, whether they suffer from anorexia, bulimia, or any other type of disordered eating, call us now to learn more about our treatment options.
Learn More About Eating Disorders
Learn more about Bulimia and Bulimia Treatment in Tucson
Learn more about Anorexia and Anorexia Treatment in Tucson


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ZoneAlarm for Windows Vista Released
For the millions of computer users who purchased a new PC during the past five months, there have been precious few options for true, two-way firewall software on Windows Vista. But now, Check Point Software Technologies has released its popular line of ZoneAlarm products with versions designed to run on the latest Windows operating system.
At the moment, hardly any security vendors offer firewall protection for Windows Vista users, let alone free versions. Kudos to Check Point for continuing to offer its free version of ZoneAlarm, when almost all other security software vendors have abandoned the free firewall market with the advent of Vista.
Microsoft made a great deal of noise about the security improvements it was bringing to Vista, but in my opinion it failed to deliver on true, two-way firewall protection in Vista's Windows Firewall. Yes, the built-in firewall allows users to build custom lists that block not only incoming connection attempts but also outgoing attempts. But the Windows Vista firewall interface is hardly much different from the one included in Windows XP, which is not very intuitive or interactive for the average user.
Check Point's entry into the Vista market was delayed in part by wrangling between the security software industry and Microsoft over just how deeply security vendors could delve into the operating system to stave off new attacks that seek to undermine the security of the system at a fundamental level. At the core of this rather public row was a Microsoft technology called "PatchGuard," which was designed to help block malicious programs from making key changes to the core of the Windows operating system. For a while, it looked as though Microsoft planned to keep security vendors out of this space as well, but ultimately Redmond and the industry that it helped spawn came to an agreement of sorts: Microsoft would develop a custom programming interface that third-party security providers could use to approximate that fundamental level of access.
Check Point, like most other security vendors, offers various security suites that seek to provide additional layers of protection, including anti-virus (from Russian software maker KasperskyLab) and anti-spyware features. Key among the features not included in the free version of ZoneAlarm is the OS-Firewall, which tries to block activity from programs that exhibit certain suspicious behaviors.
All of the ZoneAlarm suites come with a free 15-day trial period, so if you're running Vista and are curious about the non-free options, check them out. I'm still experimenting with the copy of the suite I received from Check Point, and so far it's fairly impressive. Customers who purchased a license for one of the suites on Windows XP should be able to transfer that license over to a Vista machine, according to Laura Yecies, general manager of ZoneAlarm's consumer and small business division.
However, my experience with software security suites has fairly consistently been one of "jack-of-all-trades, master of none." Most of these suites tend to be a tad bloated and heavy users of system resources, even on modern machines with plenty of memory and processing power.
Case in point: Up until last month, my father-in-law was using the ZoneAlarm Security Suite to protect his Dell PC, which sports a 3.0 GHz Pentium 4 processor and more than 2 gigabytes of RAM. But he complained the system just wasn't running as swiftly since he had installed the program. Earlier this month, he un-installed the suite and opted for the free version of the firewall alongside a third-party anti-virus program. He now says the change has sped up the performance of his machine remarkably.
What about you, Security Fix readers? Tell us about your experience with software security suites, or whether you've chosen to mix and match security software on your Windows PC.
Brian Krebs
June 13, 2007; 10:35 AM ET
Categories: Safety Tips
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If Phillip Stubbes, that po-faced Elizabethan Puritan preacher, was offended with festive dice- and card-playing, what really worked his cassock into a wad was another traditional English Christmas custom – the Lords of Misrule. He borders on apoplexy in his condemnation of the practice in his The Anatomie of Abuses (1583), in which he delineates how these miscreants with
"… their hobby-horfes, dragons and other antiques, tigether with their baudie pipers and thundering drummers ftrike up the devils daunce withall. Then, marche thefe heathen company towards the church and church-yard, their pipers pipeing, their drummers thundring, their ftumps dauncing, their bels jyngling, their handkerchefs fwinging about their heds like madmen, their hobbie horfes and other monfters skirmifhing amongst the route: and in church (I fay) and into the church."
|A Godless Heathen
They interrupt the service, collect money from the congregation (which they will later spend on drink), distribute special badges
"… thefe they give to every one that wil give money for them to maintaine them in their hethenrie, divelrie, whordome, drunkennes, pride, and what not."
|Phillip Stubbes - The Anatomie of Abuses - 1583
Once again, it was the Romans who were blamed for this, with their Saturnalia celebrations, when a lowly citizen or even a slave would be elevated to the position of the Lord of Misrule and presided over the celebrations, his word carrying as much authority as a real Lord. The practice was carried on in the courts of the English kings, an especially sumptuous Christmas being held in 1348, by King Edward III. A Lord of Misrule was appointed and given the title 'Master of Merry Disports', who organised and ruled over all the games, masques, disguisings and dances.
|The Lord of Misrule
The duties of the Lords of Misrule varied, as did the length of their term of office, but in general they ruled over the twelve days of Christmas and commanded that all should participate and be merry, with no one sitting apart and refusing to join the revels. The nobles followed suit in their own households, the Mayor of London gave over control to a Lord of Misrule, as did the Inns of Court, and the office was even mentioned in the original draft of statute founding Trinity College, Cambridge in 1546.
|The Lord of Misrule
In the early years of his reign, the young King Henry VIII, before he became swayed by flattery and sycophancy, loved the Christmas festivities and delighted in pageants, masques and merry-making. His first Christmas at Richmond was governed by a Lord of Misrule, who was paid £8 6s 8d, and this sum was increased in later years to £15 6s 8d.
|The Lord of Misrule's Procession
The conceit of the Lord of Misrule extended to the provision of costly robes of office, as rich as the King's own, and the establishment of a mock court, replete with a chancellor, treasurer, gentleman-ushers, pages of honour, sergeants-at-arms, footmen, messengers, trumpeters, heralds, jugglers, tumblers and fools. But the election of the Lord was not reserved to the high and mighty, as each lowly community would appoint its own Lord to rule over the festivities and keep things cracking along, with entertainment for all.
|The Lord and his Jester
There is a strange wisdom in this, similar to that of the court jester who may, with impunity, point a finger at pomp and self-importance and utter a wholesome truth when others held their fearful tongues. Turning things on its head was a valuable moral lesson, and the Lord of Misrule gave even the lowliest the command and the permission to be merry for even a short while; indeed, one of his first commands was to absolve all present of their wisdom and they were to be just wise enough to make fools of themselves.
|The Lord of Misrule
In Scotland, the position was taken by the Abbot of Unreason, who performed a similar purpose, if not quite as enthusiastically as his English counterparts, until an ordinance by the Scottish legislature in 1555 suppressed all the annual burlesques of this sort.
|Misrule in action
In England, the festivities went the way of the monarchy under the Commonwealth and although Charles II attempted to revive them at his court after the Restoration, they never assumed the splendour and importance of earlier Christmases and eventually the reign of the Lord of Misrule passed away.
|A Cheeky Monkey
... and a Happy New Year to you all.


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I apologize that things have been a little slow around here lately. You might have noticed over on my side bar that I've opened an Etsy shop (and I'm also selling on Ebay). I've had a few sales, so between listing items, packing boxes, and shipping items things have been a little busier for me lately.
But.....I have 2 projects in the works that I hope to have completed very soon.
Here's a little sneak peek.
Bear with me while I get my schedule adjusted to include Etsy time. : )


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Lauren was featured in our second issue. See more on her website, Instagram or see her work in person at Austin Art Garage (2200 South Lamar, Austin, TX 78704)!


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Norwich Cathedral Peregrine Falcon Nest Platform
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Showing all 144 Comments.
2017-05-18, 17:40
What a dick head spencer is most birds of prey have been hunted close to extinction by man these birds have a place on this planet they have been here longer then us if we killed every thing that hunts for food we have nothing left. Spiders kill fly's lets kill em all see were this is going. Wake up
will Spencer
2017-05-17, 13:44
So glad to hear your tragic news. I bred 30 pigeons. Last year. 1 survived. What that just above a 2% survival rate. Even first world war fighter pilots lived longer many were saved by pigeons including my Grandad. Your breeding death. Disgraceful
Dave B
2015-06-09, 09:21
It looks like two of the three have left the nest early this morning.
2015-03-27, 19:24
great watching have a look every day,our daughter and grandson are watchers now
Alan Manton
2015-03-12, 17:54
I have the feeling that today the 'Hubby' is not sure wot his partner really wants. he very often looks very puzzled about wot she's doin! But basically they both seem to be good pair. Any comments ?
Alan Manton
2015-03-10, 17:55
Could someone take a snapshot now, it\'s a very good close up
Alan Manton
2015-03-10, 17:51
How do I make a Snapshot? ! I have seen a few real good close ups of the Male bird but can't take snap. How do I do it ???
2015-02-20, 15:19
great to watch never miss a day,watch until they fly,hope to get to the cathedral this year,keep up the good work.
P Tyler
2015-02-16, 17:39
Look forward to watching( and vi siting) cathedral . Each year NOrwich ,perigrines' nesting ,hatching chics,and fledging ,progress ,thank you .at trust and Cath.close .stunning ,we are.honour end to share their lives.
2014-04-11, 13:42
am lucky to live close enough to hear these wonderful birds hunting early evening, after a poor start on their first union how great they go from strength to strength
2014-02-04, 11:32
facebook sell users personal details to corporations and hand it over to NSA and GCHQ (privacy?) move along now, nothing to see here ...
2013-06-13, 07:13
Why do we have to log in to facebook to check on the video's I do not have a facebook profile not want one seems I am to miss out on the video clips???
2013-06-11, 15:02
andy k
2013-06-10, 14:41
Now theyve gone watch ours in Sheffield
2013-06-10, 08:20
I will be in Norwich this week, travelling from London. I hope to pass by the area and see if I can spot any flying. Will let you know.
Neil Arvess-Todd
2013-06-10, 07:47
So they're all flying freely now? I keep logging in and just find an empty nest. Guess I'll have to come to Norwich if I want to see any more of them!
Dave B
2013-06-09, 15:43
No worries Roy. I have myself felt great concern when I have not been able to see all the chicks, or when, in the early days, their parents seemed to desert them for ages. I\'ve also often found it difficult to identify just what food the parents have brought back, whether a small bird, mouse or rat. The fledging still have a long way to go and I sincerely hope all reach adulthood. They are most endearing birds!
2013-06-09, 13:36
What an amazing few weeks..the speed the babies grew..the attentiveness of the parents...then the comedy/fright when they took their first flights (not always intentionally, I suspect),,and to raise 4 chicks!! Congratulations to all concerned with webcam, and following the chicks round Norwich. Thank you
roy gardner
2013-06-09, 12:11
Thanks to all that responded to my reports regarding my observation of a dead chick being returned to the nest,just thankful that I may have been wrong and all are well,thanks again.
Dave B
2013-06-09, 11:59
I believe Shayla is correct and Roy mistook a large pigeon or thrush for a small falcon. I\'ve checked local sources and there\'s no mention of a chick dying - see
Derek Holmes
2013-06-09, 08:08
These should now be helping to control the city pigeons.
2013-06-09, 07:30
I have been watching and am so pleased are all flying round and are ok. Its brilliant :-)
2013-06-09, 06:22
these should be controlled bred with the amount of them now about
2013-06-09, 04:09
So happy to read the last message. It has been wonderful to watch these birds.
2013-06-09, 03:49
Hi Roy...that was food. All the chicks are alive and well and have all fledged safely. They are all hanging around the cathedral. The box on the webcam is empty now though.
Dave B
2013-06-09, 02:28
Sun 9/6/2013, 8:14am - saw the last of four chicks flapping about, literally seconds before making an undignified exit from the nest! This is nothing to worry about. One of the others did the same.
roy gardner
2013-06-09, 02:02
hi Shayla,we were watching the nest on Saturday, at 1632 the female arrived with a dead chick and dumped it in the nest,this seemed to traumatise the remaining bird,about an hour later she removed the dead bird, myself and family watched these goings on and found it disturbing
2013-06-08, 15:17
Roy...I don't understand? There are no dead chicks?
roy gardner
2013-06-08, 13:39
can only assume the two other chicks have also perished
2013-06-08, 12:21
Its absolutly briiiant to see thank you for sharing it with us. Are the other 2 chicks ok?
roy gardner
2013-06-08, 12:12
mother removed the dead chick at about 1730
roy gardner
2013-06-08, 11:11
Did I see correctly at1632 the mother returned one of her dead chicks to the nest solo sad
2013-06-07, 08:47
What news of the 2 fledgers? Are parents feeding them?
2013-06-07, 05:02
looks like two left. what news of the jumpers ?
Dave B
2013-06-07, 02:21
Have two left the nest already? I could only see three yesterday, but assumed one might be hidden in the corner of the nest.
christine from derby
2013-06-06, 16:27
I disagree with trevor!! We Have them on our cathedral! And they are wonderful birds! Some people just don\'t appreciate nature!
Ethan Beckett
2013-06-04, 14:41
Just saw on of these peregrine falcons on our garden bush
2013-05-29, 10:00
I have tried to look at these wonderful birds every day thank you all so much for this chance
2013-05-28, 12:32
Agree with Woody and Viv what a lovely place for these special birds to nest and what a fantastic site I think we should be grateful for all of this
2013-05-25, 15:33
The chicks have already been ringed. There's information about it on the Hawk and Owl page. Does anyone know where the other adult sleeps when one is sat with/on the chicks at night?
Kevin K _ Somerset
2013-05-25, 05:47
When will the chicks be ringed? Will it be 'advertised'?
2013-05-23, 13:42
Trevor sounds like a bell ringer god bless him
roy gardner
2013-05-22, 09:51
take time to go and watch the n u t perigrins at nottingham its amazing to compare the difference in the characters that these wonderful birds demonstrate
2013-05-22, 01:48
I don't understand the issue with them nesting on the cathedral?
2013-05-21, 12:05
I DISAGREE entirely with Trevor's comments!! Carry on with the all your good work!!
2013-05-21, 07:15
disgraceful that these birds are allowed to nest on a church.far too many now but the rspb make a fortune from them so sod the rest.
2013-05-17, 06:40
The 4 chicks are getting so well fed by the two parents sometimes they dont even come over to get food !
Dave B
2013-05-13, 14:46
I since seen both parents together and the chicks are fine
Dave B
2013-05-13, 04:49
Hope all is well. One parent has been calling for the other, and has had to desert her chicks to go and find food.
margaret h
2013-05-12, 07:54
we are all so lucky to be able to watch these woderful birds with there family thank you
Kit Button
2013-05-09, 17:59
Fascinating- how frequently do they feed. Do both parents feed?
2013-05-07, 09:42
So fabulous to be viewing from NZ. She's feeding them at the moment..wonderful to see.
2013-05-06, 03:55
hey all, you must see
5 birds on webcam on dear nest succes !
Wendy - South Africa
2013-05-03, 07:36
It is amazing for me to be viewing this in SA!I was fortunate to be at the Cathedral a year ago and view the falcons on TV in the tearoom. 7tU
Dave B
2013-04-27, 02:54
On Friday 26th at 6:47pm, I was lucky to see two birds talking to each other and swap turns to look after the eggs.
toot harner pa
2013-04-26, 07:34
wonderfull,makes my day just watching mom and her little ones. thank you.
Dave B
2013-04-22, 13:46
She got up at 7:33pm to move one of the eggs. I could see four.
2013-04-21, 17:11
Eggs are expected to hatch on Wednesday 24th April I was informed today
2013-04-13, 02:27
web cam not working has something happened
Christine Norman
2013-04-12, 11:14
Is there an expected hatching date yet? I know my chickens take 21 days to hatch but no idea on birds of prey!
A pritchard
2013-04-09, 14:22
Good look to the bird and the eggs and lets hope they hatch and survive
2013-04-07, 17:56
webcam on main site seems to be working now, or maybe its on the blink again again?
2013-04-07, 12:16
webcam on main site seems to be working now
2013-04-06, 10:29
I have falcons of my own and it's just a shame to see this one in such a big opening. There's no coverage. Can anything be done about that?
Kiki Angelrath
2013-04-04, 16:03
Went to Cathedral Close today on business - took time to to go to Hawk & Owl Trust marquee to look at female on perch on side of cathedral and at the male on nest on webcam when I came home. WONDERFUL! Thanks to all the sponsors - particularly Viking telescopes.
margaret h
2013-04-03, 13:20
this webcam is great I enjoy every minute of it thank you everyone concerned
2013-04-03, 10:48
Is that half a bird she is eating? It certainly looks like a wing. I missed the mate bringing it.
2013-03-29, 13:32
Wonderful!!4eggs!same as last year!!Hope they do as well, if not better!
2013-03-28, 13:04
the norwich webcam was working but now is not I just get some sound intermittently no pic. is this the case for everyone and are you wokring on a fix?
2013-03-27, 09:54
Thank you. Must keep watching to see if I can spot both of them on camera together.
2013-03-27, 03:29
Amanda, her mate will bring in more food for her now she is sitting on eggs, means she has to leave less.
2013-03-26, 13:22
Fascinating watching this. Does she leave the site often to get food?
Neal Pearson
2013-03-25, 13:33
I wonder if her nest tray could be a little deeper to give her more shelter from that bitter wind?
Eddie Mallet
2013-03-25, 10:52
Brilliant!!!!!I must get there & see if I came see them flying :)Many thanks for this webcam :)
Dave Culley
2013-03-24, 12:25
its quite normal for the eggs too be left at this stage,even though the female is covering the eggs incubation normally starts on the egg before the last is laid,and she will open her brood patch.Dave
2013-03-24, 12:07
Is it usual for the eggs to be left uncovered? Just looked at webcam to see 2 eggs exposed...and it's very cold
Dave Culley
2013-03-24, 05:20
just hope the melting snow doesnt wet the nest too much in nottingham,lots of birds started nestbuilding here,some on eggs some halted building.collard dove chicks froze to death.Tawny owl eggs due to hatch anytime now but sheltered well so should be ok if the male can find food or it will be a disaster,owls live at .www.sparrowhawk-island.co.ukDave.
d j carder
2013-03-23, 13:49
don't know which peregrine is worse off, Nottingham with tons of snow on her or Norwich with the winds. Chichester and Wales peregrines look like they are not affected by the awful weather
2013-03-22, 07:07
This is amazing viewing, am now worried about the snow forecast tonight though, will they be ok?
Jools G
2013-03-22, 03:16
Please please can we see this on ipad?!
margaret h
2013-03-21, 13:45
just been to web cam site couldnot believe she has laid an egg and i missed it ugh
d j carder
2013-03-13, 13:12
when I rated the web cam site I pressed 1 star by mistake instead of 5 star. The live stream is absolutly brilliant...and you get the Bells. Well done to everyone involved in setting it up.
2013-02-23, 09:26
no problem ... maybe it's me but why is new Norwich webcam so hard to find? I found it hidden in new Norwich forum ...
2013-02-23, 09:21
and Charring Cross Hospitaljust back live
2013-02-23, 09:19
Thanks Russell, we have updated our link.
2013-02-23, 09:17
Nottingham webcam been live all through winter
2013-02-23, 09:13
for anyone looking for new Norwich webcam here is link
2013-02-22, 06:01
is there another Norwich web cam (live feed) or is this it? Nottingham and Charring Cross up and running
sarah leggett
2012-07-21, 11:38
just had a peregrine falcon in my garden, stripping a bird. I'm not far from the cathedral, could this be one from there?
2012-06-19, 15:47
Does anyone know why 3rd chick died??
2012-06-17, 05:49
I think the time setting is 6 hours slow. Sorry third word of previous post should read PAGE
2012-06-17, 05:47
This web oage has been wonderful in general. What I found confusing initially was the fact that comments were still on there from 2011. Incidentally I've only just discovered the posts on this page usually going to Forum. Looking forward to next years coverage.
2012-06-12, 12:18
this is a wonderful webcam, we can,t be away from it long,well done to all who made it possible thanks to all concerned
Colin Eve
2012-06-12, 08:10
Just saw the third chick either fly or fall off, hope he's ok.
David Hall
2012-06-12, 08:10
The juvenile female flew at 12.48 BST on 12 June 2012.Two video views of the female departing followed by two earlier of the male are at
2012-06-12, 06:56
I just discovered the site. Last night (around midnight Eastern Time)I saw one of the two birds either fly or fall off. Fly off I hope!
David Hall
2012-06-12, 06:23
The juvenile male flew this morning. Would anyone like to be kept in touch with the Norwich Cathedral peregrines after they leave the nest platform and disappear from our screens?Because of the enormous worldwide interest the Hawk and Owl Trust has decided to give everyone a chance to stay in touch with these birds until the next breeding season by offering a free electronic newsletter every few months. That way the peregrine family need not drop off your radar until the next spring.To sign up go to
Pat Ward
2012-06-12, 03:08
It is wonderful to have been able to watch the nest, we don`t want it to end, it is sad one has died.
2012-06-12, 03:01
its been fantastic to watch this footage thanks to all concerned
2012-06-10, 12:18
Its looks as if the smaller chick is dead it did not look well over the last 24 hrs the remaining 2 look well and don't think it will be long before they leave the nest
2012-06-10, 02:28
Is the third chick dead and being eaten by its siblings?
2012-06-06, 06:26
are all the chicks well as one seemed to be laying down a lot thank you for this amazing footage
maddie b
2012-06-05, 21:49
I am watching whilst holidaying Sri Lanka. Fab
Amber and Pat
2012-06-03, 06:58
We have been watching this from the very day they moved in and we have never seen anything so amazing so we would like to say thanks to every one concerned for letting us have the experience THANK YOU
Andrew Senior
2012-05-31, 15:12
A lot of wing flapping going on today brilliant
2012-05-30, 15:54
now the chicks at chichester are almost ready to fly i am watching norwich. wonderful
Muriel McKean
2012-05-26, 02:46
We were visiting the day they hatched from Australia. Now back home and watching the chicks. Just watched parent arriving with (squirrel?) and feeding littlies. Fabulous. Thankyou
Steve Saunders
2012-05-25, 07:19
Where has the 3rd chick gone.Looked at 1310hrs and all 3 were there. Looked again at 1317hrs and can only see 2. Was one chick near outer edge of platform on first viewing.
2012-05-24, 10:06
are both the falcons still feeding the chicks
2012-05-22, 12:51
its a wonderful sight i try to watch every night thanks to every one concerned
2012-05-22, 07:20
Just heard they have been ringed today, so that's probably where he is!
2012-05-22, 07:16
Is the little 3rd chick still there?
2012-05-21, 10:12
Has anyone seen the male bird today.
jacqui Twine
2012-05-18, 05:24
have been watching this pair, the chichester pair and nottingham pair and even bald eagles in minnesota! Amazing privilege, thank you. This mummy seems to be with the chicks the most, but then this nest site looks the most vunerable. x
2012-05-15, 12:45
have just watched mother come back to nest to cosy up with her chicks wonderful
2012-05-12, 14:55
Just saw the chicks getting fed, and both parents there. Absalutely amazing to watch- that answered my question about how many birds there are.
2012-05-07, 14:38
Just got back after the week end away 1st thing was to have a look at the site been on all night watching them better than watching Britain's Got Talent
2012-05-07, 13:35
Brilliant,just seen her feeding her 3 chick,s amazing!
2012-05-07, 05:41
Keep, fly and breed birds of prey myself so know how special this is too see, But absolute brillant to see a wild pair breeding in the city, Keeping an eye on their progess and look forward to when the youngster that little bit olber and show them selves lot more, Great work and well done those involved in the project.
2012-05-06, 13:10
Brian,Click this to go to the live site:
2012-05-06, 13:07
Cant get the web-cam live,only snapshot's why is that please ??
mrs robbie
2012-05-04, 15:16
ipad users can try the puffin free browser which allows flas video.
2012-05-04, 08:05
I can't get the web cam live on my iPad :(
2012-05-03, 14:27
Just recently found this website, its fantastic i tune in all the time to see whats happening, what a beautiful bird, is there just the one bird.
2012-05-03, 12:38
If you're having trouble opening the live site (their site is stopping it appearing below our bar), either click the blue cross when the bar loads or go direct to:
Lorna Gillin
2012-05-03, 05:18
This is just wonderful such lovely birds.
2012-04-29, 05:46
when the wind calms a bit i swear you can hear chirping? maybe just wishfull thinking.
2012-04-16, 20:17
I hear there was 2 where is the other one
Kamran Khan
2012-04-14, 13:37
very nice thats good work for this every body like this very much
2012-04-12, 04:45
Hi Steve - their forum pages are here:
2012-04-12, 04:36
and where are the forum pages , please?
2012-04-06, 10:42
For those who have posted items here there is a better series if you click onto the Forum pages.
2012-04-04, 19:24
Loving watching this with my children in California. Until 18 months ago we lived in Norfolk so, as well as watching the birds we are enjoying seeing a little bit of home,!
2012-03-22, 06:23
looks like its laid an egg again, hopefully it will be a successful hatch unlike last year, fingers crossed
2012-03-21, 05:53
Is there a female about showing any interest in joining him?
2012-03-20, 12:27
facing East over the Norwich School playing fields and The Great Hospital
2012-03-19, 03:40
He's a right poser! Does anyone know which direction the camera is facing as we don't recognize the surroundings?
2012-02-19, 02:36
@Chris. The light you see in the box is infrared from a lamp above. The camera can see IR but the bird (or humans) cant. It it allows people to see whats happening at night. Live video streaming should start soon.
2012-02-17, 05:40
why doeas there seem to be a light on at night time?
2011-06-06, 06:09
I think the femail has given up! i don't think that the egg was fertile!
2011-06-04, 06:33
have the eggs hatched yet?
2011-06-03, 10:40
Yeah the pictures here update every 4 hours, click the main picture to go to the cam's source.
Craig T
2011-06-03, 10:37
You're looking at still frame pictures that appear to be updated every hour or so.
James Fitter
2011-05-28, 04:09
Is this bird all right? It doesn't seem to move.
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Can you have morals without acknowledging God? If so, where do they come from?
You can and many people do.
As for where we can get moral beliefs if we don't believe in God, two unoriginal thoughts.
The first is that in our actual day-to-day moral reasoning, most of us—even most religious people— don't base their moral responses on their religious beliefs. There are plenty of reasons to be honest or fair or kind or courageous without scurrying off to scripture. Some of the reasons might also show up in scripture: "Treat others as you'd wish to be treated" for example. But do we really think that someone who has internalized the point of that maxim would chuck it aside if they lost their religion?
The second thought is a hard one for some people to grasp; I tend to think of it as a test of philosophical aptitude. The fact that some powerful supernatural being commands something isn't by itself a reason to think it's good. The point is very old; it goes back at least to Plato's dialogue Euthyphro. It goes with a pair of questions for the believer: are things right because God commands them? Or does God command things because they're right? The first answer implies that if God commanded torturing the innocent, that would make it okay. The reply might be that God would never command any such thing. That's presumably because it's just obviously wrong to torture the innocent, and God (if there is a God) is smart enough to know that. However, that amounts to grasping the second horn of the dilemma: God commands things because they're right. In that case, right and wrong are independent of the mere will of God.
If I may: One can argue that people have morals only if they do not, in the relevant sense, "acknowledge God." I give such an argument in this chapter of a recent anthology.


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Hemisphere Media Group expands its Coral Gables headquarters; Law firm Kopelowitz Ostrow Ferguson Weiselberg Gilbert opens its first permanent Miami-Dade County office.
The Coral Gables office market is getting an added boost thanks to the expansion of the only publicly-traded, pure-play US Hispanic tv/cable networks and content platform and a Broward law firm opening its first permanent office in Miami-Dade. Hemisphere Media Group, Inc. will relocate and expand its headquarters to 4000 Ponce de Leon Blvd., while new arrival Kopelowitz Ostrow Ferguson Weiselberg Gilbert will open its newest office at 2800 Ponce de Leon Boulevard. The two leases total a combined 13,000 square feet of Class A office space.
Carol Brooks, President of Coral Gables-based CREC, one of Florida's largest commercial real estate services firms, represented Hemisphere and Kopelowitz Ostrow Ferguson Weiselberg Gilbert in the two transactions. William Holly of Patton Real Estate represented the owner of 4000 Ponce de Leon Blvd., CMC Group.
The leases come as new investment pours into the Coral Gables business district. A $21 million makeover of the neighborhood's main retail thoroughfares, Miracle Mile and Giralda Avenue, is underway; more than 85 new restaurants have opened in the last five years; and over 1,500 residential units are expected to come online by 2020.
"The Gables is surging as new companies enter what has always been one of Miami's most desirable submarkets and existing firms expand," explains CREC President Carol Brooks, who advised both firms in their leases. "Our tenant representation team took the time to learn the needs of Hemisphere and Kopelowitz Ostrow Ferguson Weiselberg Gilbert, and then created a leasing strategy that will meet both firms' current and future real estate requirements. The result will be new absorption for the Coral Gables office market."
Hemisphere owns and operates five leading U.S. Hispanic cable networks, two Latin American cable networks, and the leading broadcast television network in Puerto Rico. The firm was located at 2000 Ponce de Leon Blvd., but recently decided to relocate to an 8,000-square-foot space with the goal of modernizing its space and establishing a defined headquarters that could accommodate its entire staff.
"As we have grown, we took on additional non-contiguous space and this move will put us all under one roof, so we can work more efficiently," says Hemisphere President and CEO Alan J. Sokol. "After surveying the market with CREC, we concluded that 4000 Ponce was the right choice due to the building's location and modern finishes. We couldn't be happier with our new headquarters, and we're thrilled that we're remaining in Coral Gables."
Kopelowitz Ostrow Ferguson Weiselberg Gilbert is a full-service South Florida law firm with approximately 45 lawyers that represent clients of all sizes, from entrepreneurs to large public companies. The firm's main office is in Fort Lauderdale. The new Coral Gables location, which totals nearly 5,000 square feet, opens following the arrival last year of veteran Miami lawyer Bobby Gilbert, who is overseeing and expanding the firm's complex litigation and class action practice.
"By opening our office in Coral Gables, we'll be able to continue building our team and providing the full range of services to our clients and co-counsel across South Florida," says Gilbert, who will manage the Coral Gables office.
About CREC
Founded in 1989 by Chairman Warren Weiser and President Carol Brooks, CREC (Continental Real Estate Companies) is one of Florida's largest commercial real estate services firms, managing a portfolio of more than 100 office, retail and multifamily properties totaling 11.4 million square-feet. With offices throughout Florida, CREC specializes in asset and property management, leasing, tenant representation, construction management, development dispositions and finance, and creative workout solutions. For more information, visit www.crec.com.
About Hemisphere Media Group, Inc.
Hemisphere Media Group, Inc. (NASDAQ:HMTV) is the only publicly traded pure-play U.S. media company targeting the high growth Spanish-language television and cable networks business in the U.S. and Latin America. Headquartered in Miami, Florida, Hemisphere owns and operates five leading U.S. Hispanic cable networks, two Latin American cable networks, and the leading broadcast television network in Puerto Rico. Hemisphere's networks consist of: Cinelatino, the leading Spanish-language movie channel with over 16 million subscribers across the U.S., Latin America and Canada, including 4.5 million subscribers in the U.S. and 12.3 million subscribers in Latin America, featuring the largest selection of contemporary Spanish-language blockbusters and critically-acclaimed titles from Mexico, Latin America, Spain and the Caribbean; WAPA, Puerto Rico's leading broadcast television network with the highest primetime and full day ratings in Puerto Rico. Founded in 1954, WAPA produces more than 75 hours per week of top-rated news and entertainment programming; WAPA America, the leading cable network targeting Puerto Ricans and other Caribbean Hispanics living in the U.S., featuring the highly-rated news and entertainment programming produced by WAPA. WAPA America is distributed in the U.S. to 5.2 million subscribers; Pasiones, dedicated to showcasing the most popular telenovelas and drama series, distributed in the U.S. and Latin America. Pasiones has 4.4 million subscribers in the U.S. and 10.6 million subscribers in Latin America; Centroamerica TV, the leading network targeting Central Americans living in the U.S., the third-largest U.S. Hispanic group, featuring the most popular news, entertainment and soccer programming from Central America. Centroamerica TV is distributed in the U.S. to 4.0 million subscribers; and Television Dominicana, the leading network targeting Dominicans living in the U.S., featuring the most popular news, entertainment and baseball programming from the Dominican Republic. Television Dominicana is distributed in the U.S. to 3.0 million subscribers. For more information, visit www.hemispheretv.com.


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To use our collective power and legal mandate to develop and secure public policies that ensure civil rights and expand options for all people with disabilities in all aspects of life.
- Collaborate with, strengthen and expand the network of Centers for Independent Living (CILs)
- Identify issues important to all individuals with disabilities which need to be addressed at the State and Federal Level
- Obtain input from all stakeholders and develop the State Plan for Independent Living (SPIL)
- Monitor and review the implementation of the SPIL
Below we have provided our by-laws in multiple formats for your download and reference:
Board of Directors
Matthew R. Seeley, Esq., Executive Director
Matthew Seeley has been involved in the Independent Living movement for the past 12 years. After a life-changing car accident and subsequent rehabilitation in a nursing home, Matthew graduated Magna Cum Laude from DeSales University in Center Valley Pennsylvania in 2004, with a degree in Political Science. Not long thereafter, Seeley settled down in Harrisburg, Pennsylvania, where he began his professional career as an advocate for people with disabilities. Seeley first began working for the PASILC as Policy Coordinator where he coordinated the activities of PASILC disability policy committees to effect positive change for Pennsylvanians with disabilities. During this period, Seeley also was appointed as the PASILC representative to the Pennsylvania Rehabilitation Council where his advocacy helped individuals with disabilities get back to work through the services of the Office of Vocational Rehabilitation.
Matthew left the PASILC in 2007 to attend Widener University School of Law in Harrisburg, Pennsylvania. Attorney Seeley earned his Juris Doctorate in 2010 and was admitted to practice before the Pennsylvania Supreme Court, the New Jersey Supreme Court and the United States District Court of New Jersey. During Attorney Seeley's legal career, he spent time as an Assistant District Attorney, a Criminal Defense Attorney as well as doing other pro bono work. In 2014, Seeley's path led him back towards Independent Living and he was appointed to serve as a board member to both the Pennsylvania Statewide Independent Living Council and again to the Pennsylvania Rehabilitation Council. In early 2015, Matthew's career came full circle as he was hired by the PASILC as Executive Director.
Bonnie Mountz, Manager of Finance and Administration
Bonnie Mountz joined the SILC in December of 2003 as the Administrative Assistant to the Executive Director. She brought her extensive management skills in logistics and office processes with her from 24 years in private industry. She quickly restructured and executed enhanced time saving and efficient procedures for the SILC.
Bonnie was promoted to Manager of Finance and Administration in 2007. In her current position, she is primarily responsible for financial and administrative functions. She manages a wide variety of areas including human resources, accounting, payroll and tax preparation, information technology, website administration, and the day-to-day operations of the SILC. Bonnie was deeply involved in the development and planning of two greatly successful Independent Living Conferences and has been instrumental in the development of the last four State Plans for Independent Living (SPIL).
She works closely with the Executive team to develop the annual budget, review all financial plans and monitor progress while keeping the Board of Directors abreast of the organization's financial status.


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What's being hailed as the first "energy-positive car", and the first solar-powered family car, has been designed by a team of students at Eindhoven University of Technology and will be trialed in the 2013 World Solar Challenge in October of this year.
The car, dubbed "Stella", has room for four people, trunk space, a touchscreen interface and intuitive steering, and is said to have a range of 600 km. Stella has an aerodynamic design and lightweight body and frame, which yields a very efficient car, and will be entered in the Cruiser class for the upcoming solar road race.
According to the team, the solar cells of the car would generate more electricity than the car uses (on average, in a typical driving situation), which means that any surplus electricity could be returned to the power grid, in essence becoming an "energy-positive" electric vehicle. Right now, though, the team is working to optimize their current model in order to be able to take on the challenging conditions of a 3000 km solar car trial.
The World Solar Challenge, which goes across Australia from Darwin to Adelaide on the Stuart Highway, will be a crucial testing ground for the car. During the race, the team will only have three opportunities to recharge their battery, so one of their big challenges is be able to hit a range of at least 750 km per charge in order to finish the race.
The student's car features a number of innovations, including high-yield solar cells, a 'smarter' driving strategy that can factor in all available information (weather, road, traffic conditions) and determine the optimal cruising speed. Stella also features a modular electric network:
"The network in the car will be an open development. A system will be created in which all components will be exchangeable and are recognized by the car. This change will be taken into account in the driving strategy, energy management and communication with the driver. This will provide a solid foundation for follow-up research for the next solar car." – Solar Team Eindhoven
Find out more at Solar Team Eindhoven.
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a silly Christmas lyric meme where I take a song we hear countless times during the holiday season and discuss something that confuses me about it or is worth exploring if merely for the humour . . . (feel free to play along and share your own silly thoughts about Christmas lyrics on your own blog)
I'm going to slightly break with tradition this time around and go with a poem rather than a song. But Clement C. Moore's
"Twas the Night Before Christmas" (AKA "A Visit from St. Nicholas").
Although this poem HAS been set to music many times over the years.
The Rules: Pick
a Christmas lyric that inspires silly thought and discuss it. Then
either tag people or simply invite your readers to chime in with their
own silliness.
Feel free to use the "Cousin Eddie" image by copying the following code and replacing the '(' and ')' with '<' and '>' :
(a href="http://markleslie.blogspot.com/2006/12/mark-leslies-silly-christmas-lyric.html")(img
src="http://static.flickr.com/136/321235351_90abf16624_m.jpg" alt="Mark
Leslie's Silly Christmas Lyric meme" /)
The Song: Twas the Night Before Christmas, attributed to Clement C. Moore.
Lyrics in Question: "When what to my wondering eyes did appear, but a miniature sleigh and eight tiny reindeer with a little old driver..." and others, to be mentioned.
The Comment: I propose that the popular interpretation of this poem is missing out on a simple fact. Santa isn't a human-sized man at all, but, in fact, a tiny elf.
That could certainly explain how he can slip down the chimney without issue.
Let's look at the line. One assumes that the tiny sleigh and reideer are because of the distance Sanata appears up in the sky. But nowhere does Moore mention that Santa is really high or far away. He simply calls the sleigh miniature, and the reindeer tiny and the driver "little" and "old."
Later, the narrator describes hearing on the roof the "prancing and pawing of each little hoof."
And, when Santa arrives, he is described with a droll little mouth and a little round belly. Moore even comes right out and says: "He was chubby and plump, a right jolly old elf."
Then, he describes how Santa stands laying his finger on the side of his nose and then rising up the chimney. There is no description of crouching or trying to jam his human sized body into the fireplace. It's a quick and easy movement; easy, because he's elf-sized and not human-sized.
I still love this poem and have enjoyed reading it to my son every year. And I'm not at all put off by the fact that Santa is a tiny little elf rather than a human sized coke-drinking overweight man. Santa is still Santa, after all.
[To read my previous Silly Christmas Lyric commentary, check out 2012 (Santa Claus is Coming to Town) 2011 (Frosty the Snowman), 2010 (Here Comes Santa Claus) 2009 (I Saw Mommy Kissing Santa Claus), 2008 (Silent Night), 2007 (Silver Bells) and the original 2006 (The Christmas Song)]


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- Policies & Regulations
- Services
- Parking
- Police Blotter
- Crime Prevention
- Annual Security Report
RV And Oversized Vehicle Parking on Campus
BYU Emergencies
Oversized vehicles for the purpose of this section are defined as: overly large pickup trucks (those which would interfere with the movement of vehicles in the parking lot), box trucks, semi-tractor trailers, buses, motor homes, camping trailers, tent trailers and any other vehicle that will create undue congestion in campus parking lots due to its height or length, or which will not fit inside campus parking space lines.
OVERNIGHT PARKING - as a general rule, overnight parking is not allowed anywhere on BYU campus. Specific exceptions may be made on a case by case basis by the University Police Parking Services Office.
DAY PARKING - oversized vehicles may park in lot 45 (West of the Lavell Edwards Stadium) against the west fence of the parking lot as long as the lot is not being used for an event or other activity that restricts the use of the lot. SEE REQUIRED CONDITIONS, BELOW.
EDUCATION WEEK - oversized vehicles may park in lot 37 (North of the Indoor Practice Field). Overnight parking should be avoided, if possible, but may be allowed from the Saturday prior to the start of Education Week through Saturday night at the conclusion of Education Week (eight [8] days total). SEE REQUIRED CONDITIONS, BELOW.
WOMEN'S CONFERENCE - oversized vehicles may park in lot 37 (North of the Indoor Practice Field). Overnight parking should be avoided, if possible, but may be allowed beginning at noon of the Wednesday before Women's Conference begins through Saturday night following the conclusion of the conference (three and one half [3 1⁄2] days). SEE REQUIRED CONDITIONS, BELOW.
EVENT PARKING - oversized vehicles are not allowed parking for events other than in lot 54 for home varsity football games. Refer to the section below for details regarding RV (oversized vehicle) parking for home football games. SEE REQUIRED CONDITIONS, BELOW.
REQUIRED CONDITIONS - these conditions apply to any vehicle parked on BYU property at any time.
1) All vehicles must be maintained and the areas surrounding them must be kept free of litter, trash and valuables that may be stolen when left unattended.
2) No dumping of solids or liquids will be permitted. Any vehicle leaking fluids will be required to leave immediately.
3) Awnings and other attachments and accessories must be contained within the parking area and may not impede the driving lanes within the lot.
Tailgating and RV Parking
Located directly south of the BYU OIT building and east of Baskin Robbins, 55 E 1230 N (Bulldog Ave) Lot 18.
Availability: Guests may enter the lot starting at 8 a.m. on all home game days and will remain open until two hours after the conclusion of the game. It is first-come, first-served and there is no overnight parking. *EXCEPTION- Games that kickoff at 7pm or later may remain in the lot until 8am the following morning.
Vehicle types: Cars, vans, trucks and motorcycles. RVs and camp trailers are permitted in the Tailgate Lot.
Space: Tailgaters are allowed two parking stalls per vehicle.
Type of cooking: Only propane and wood-pellet grills are allowed (no charcoal or wood fires) .
Other details:
· A limited number of portable restrooms, dumpsters and recycling bins will be provided. Please clean up after yourselves.
· Personal flags, signs, banners, etc. may not be attached to any BYU fixtures or landscaping.
· Please treat those around you and their property with courtesy and respect.
· No alcohol, tobacco or illegal substances are allowed in the tailgate lot or on campus.
· No electrical or water hookups are available.
· No fireworks.
· No tent pegs or spikes.
· No pets.
Late arriving RV and oversized vehicle parking :
There is an additional parking lot for late arriving RV and oversized vehicles that do not arrive at least three hours before the game. This lot is located at 2230 North 150 East (Canyon Road), approximately three blocks north of LaVell Edwards Stadium. The lot is for parking only and is not meant for tailgating. There is no longer reserved parking available in this lot. It has limited space and is first-come, first-served. Guests must also be out of this lot at least three hours after the game. There is no overnight parking available on campus.
Tailgating in other lots:
Individuals are permitted to tailgate as long as it does not take additional stalls or block the travel lanes of the parking lots. Tailgating activities should occur directly behind or in front of one's vehicle. The use of propane and wood-pellet grills is allowed, but charcoal or open flame (wood) grills are not allowed due to safety reasons. See information above for large group spaces for RVs, etc.


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The U.S. National Shipbuilding Research Program (NSRP http://www.nsrp.org) has announced the selection of 11 new Ship Production Panel projects designed to reduce the costs of Navy shipbuilding and ship repair. U.S. commercial shipbuilding is important to maintain and modernize the industrial base for both new construction and repair of military ships and craft. The United States builds less than 1 percent of ships worldwide. One of the reasons given for the small amount of commercial shipbuilding in the U.S. is the view that ships are too expensive to build here. The U.S. commercial shipbuilding industry is continually asked by its prospective customers why ships are so much cheaper in foreign yards.
Benefits include cost reduction through the life of the vessel by identification, management and elimination of repetitive problems. The new procedure will also enable alternative new building specifications to be evaluated and costed, allowing assessment of the impact on through-life maintenance and new building and design budgets. Previous study has shown that $1 per square foot spent at the design stage can save up to $100 per square foot through the life of the vessel in reduced maintenance costs.


text: 07.09.2013 Agenda TRIBAL COUNCIL AGENDA CY2013-#136 FINAL Tuesday, July 09, 2013 I. Native Wellness Institute Veterans' Summit Location: Grand Ronde, Oregon II. Call to Order / Invocation III. Morning Roll Call Reynold L. Leno, Chairman Steven L. Bobb, Sr., Council Member Chris Mercier, Council Member Jack Giffen, Jr., Vice-Chairman Jon A. George, Council Member June Sherer, Council Member Toby McClary, Secretary Cheryle A. Kennedy, Council Member Kathleen Tom, Council Member IV. Item(s) from Chair and Tribal Council 9:00 am to 9:25 am V. Agenda a. Legislative Action Committee 9:25 am to 9:30 am Consent Items: Previous Minutes Approve/Amend • June 25, 2013 Legislative Action Committee Consent Items: Directives Introduced b. Work Session/Legislative Action Committee Scattered Salvage Timber Cutting Permit c. Work Session State Emergency Management Performance Grant Application IHS Meth Suicide Prevention Initiative Grant Continuation Application ODOT Special Transportation Fund (STF) Transit Grant Application Reburial Location Determination Discussion VI. Fish & Wildlife Committee Regular Meeting - Liaison Notice Location: Natural Resources Building Time: 5:30 pm to conclusion Adjourn


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Speed limit changes in Tamworth
14 August 2013
Speed limit changes in Tamworth
Member for Tamworth Kevin Anderson is encouraging motorists to slow down when travelling along the Oxley Highway at Tamworth with speed limit changes to be implemented in the next fortnight to increase safety for motorists.
Mr Anderson said a recent speed zone review found by reducing the speed limit to 50km/h from 60km/h would improve safety for all road users.
"The review was carried out in accordance with the NSW Speed Zoning Guidelines and in consultation with Tamworth Regional Council.
"The review assessed a number of factors including roadside development, traffic flow and crash statistics.
"The existing speed limit of 60km/h on Bridge and Brisbane streets near the Oxley Highway from 50 metres west of Mahoney Avenue to Marius Street will be reduced to 50km/h for a distance of 2.1 kilometres.
"Warning signs will be in place to advise motorists of the change and will remain for at least a week after the new speed limit signs have been installed by Tamworth Regional Council," Mr Anderson said.
Members of the community can sign up at the Safer Roads NSW website to receive updates about changes to permanent speed limits in their nominated area and have their say on speed limits.
For more information on road safety visit the RMS website at www.rms.nsw.gov.au
MEDIA: Kevin Anderson 0418 493 867
View the original media release ( PDF):
Speed limit changes in Tamworth


text: A Letter of Credit (LOC) is an attractive option when you're dealing with a foreign supplier who has great pricing, but doesn't offer payment terms and insists on cash in advance. An LOC as your promise to pay offers you, as purchaser, a more attractive cash flow alternative than paying cash upfront. What is a Letter of Credit? Simply, a Letter of Credit is a formal document, issued by a financial institution, that acts as a promise to pay. Letters of Credit are commonly used in international trade because they bridge the differences that can arise from dealing with the complex world of foreign currencies, international banking policies, import/export laws and multiple time zones. Instead of transferring cash in advance to purchase goods, the Letter of Credit sets out the terms under which payment will be made. This can include such things as the due date, quantity and location of goods to be delivered. It often allows a period of time after delivery (ex: 10 days) for you to inspect the goods first. The LOC also sets out the documents that your supplier must present to their bank in order to receive payment. Why use a Letter of Credit in international trade? You want to minimize risk and maximize cash flow: With a Letter of Credit, your foreign supplier gets the assurance before they ship their goods that they'll receive their money. You get the piece of mind that actual cash won't change hands until the terms you've laid out in the Letter of Credit are met. Purchasing goods from foreign sources can be complex transactions: Purchasing goods through international trade can bring challenges, such as dealing in foreign currencies, different banking requirements, import/export laws and cultural nuances. Financial institutions, like Accutrac Capital Solutions, deal with LOCs on a regular basis and are experienced dealing with international trade. They provide a wealth of knowledge about the differences and pitfalls of purchasing goods from foreign sources. A Letter of Credit may be the only option to cash upfront: Many offshore suppliers offer highly competitive pricingÉbut that often comes hand-in-hand with the stipulation of cash in advance or COD. Paying cash upfront can put a huge strain on cash flow. There's also the risk of limited recourse if products are received incomplete or flawed. Foreign suppliers will often accept an LOC as an alternative to cash upfront. For more information about Letters of Credit and how they can provide a safety net when dealing in international trade, visit www.accutraccapital.com.


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