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Précis of
Persons and Bodies develops and defends an account of persons and of the relation between human persons and their bodies. According to the Constitution View of human persons, as I call it, a human person is a person in virtue of having a first-person perspective, and is a human person in virtue of being constituted by a human body (or human animal).
Thus, the Constitution View aims to give our animal natures their due, while recognizing what makes human persons ontologically distinctive. The Constitution View contrasts with two other leading accounts of human persons: Animalism and Immaterialism. Like Animalism but unlike Immaterialism, the Constitution View holds that human persons are material beings; like Immaterialism but unlike Animalism, the Constitution View holds that we are not identical to the animals that constitute us. of course involve self-reference, but it is self-reference of a distinctive kind.
On the one hand, human persons are constituted by human animals, and hence cannot escape their animal natures; on the other hand, there is more to human persons than their animal natures. What sets human persons apart from other animals has nothing to do with anything immaterial; rather what sets us apart is the ability that underlies our asking, "What am I?" That ability is a first-person perspective. First-person perspectives may well be the result of natural selection; but what is relevant here is not where they came from, but what they are and the difference that they make in what there is.
So, there are two theoretical ideas needed for the Constitution View of human persons: the idea of a first-person perspective, the property in virtue of which a being (human or not) is a person, and the idea of constitution, the relation between a human person and her body.
Part I, "The Metaphysical Background" (Chapters 1-3), explores and defends the two theoretical ideas. Part II, "The Constitution View Explained" (Chapters 4-6), uses these two ideas to give an account of human persons. Part III, "The Constitution View Defended" (Chapters 7-9), argues for the coherence of the general idea of constitution-without-identity and the coherence of the application of that idea to the notion of human persons; finally, it argues directly for the Constitution View by contrasting it with its competitors, Animalism and Immaterialism. Now turn to Persons and Bodies in greater detail.
Chapter 1 sets out the task. Persons and Bodies will answer three questions: What I am most fundamentally? What is a person? How are human persons related to their bodies?
Chapter 2 provides a technical account of the idea of constitution. The basic idea of constitution is this: when certain kinds of things are in certain kinds of circumstances, things of new kinds, with new kinds of causal powers, come into existence. For example, when a certain combination of chemicals is in a certain environments, a thing of a new kind—an organism—comes into existence. A world without organisms, even if it contained the "right" combination of chemicals but in the "wrong" environment, would not have the same things in it as a world with organisms. So, constitution makes an ontological difference. It guarantees ontological plurality.
The relationship of constitution is ubiquitous. It is not peculiar to human persons and their bodies. It holds between rivers and aggregates of water molecules, between statues and pieces of marble, between genes and groups of DNA molecules, between stop signs and octagonal pieces of metal. If x constitutes y at t, then x and y are spatially coincident at t, but they not identical. If x constitutes y at t, then x and y have different persistence conditions. Identity is a necessary relation; constitution is contingent. (Indeed, I use the notion of constitution to solve problems that others try to solve by notions of contingent identity, temporal identity, relative identity and so on. The idea of constitution has an advantage over these other views in that the idea of constitution does not compromise the classical notion of identity in its strict Leibnizian form.) I provide a definition of 'x constitutes y at t' in order to show that the idea of constitution-without-identity does not suffer from obvious incoherence.
If x constitutes y at t, then x and y share many of their properties: x weighs 100 lbs. at t if and only if y weighs 100 lbs. at t; x is worth $10,000 at t if and only if y is worth $12,000 at t. Each of these properties has its source in either x or y. If a piece of bronze constitutes a statue at t, then what exists at t is a statue-constituted-by-a-piece-of-bronze, whose weight has its source in its being (constituted by) a piece of bronze, and whose value (usually) has its source in its being a statue. This observation leads to the notion of 'having properties derivatively.' The piece of bronze has its weight nonderivatively; the statue has its weight derivatively. The statue has its value nonderivatively; the piece of bronze has its weight derivatively. To have a property derivatively is to constitute, or be constituted by, something that has the property independently of its constitution-relations. Only some properties are subject to being had derivatively. All this is spelled out in two definitions. The notion of having a property derivatively explains why if x and y both weigh 100 lbs. at t, and x and y are not identical, it does not follow that there is an object that weighs 200 lbs. where x is at t.
The idea of constitution is decidedly nonreductive. As long as x constitutes y, x has no independent existence. If x continues to exist after the demise of y, then x comes into its own, existing independently. But during the period that x constitutes y, "what the thing really is"—y, constituted by x—is determined by the identity of y. So, what is in front of you when you go to a museum is a statue (constituted, perhaps, by a piece of bronze). What the thing most fundamentally is a statue; but it is constituted by a piece of bronze.
Chapter 3 develops the notion of a first-person perspective. A first-person perspective is the ability to think of—to conceive of—oneself in the first-person without recourse to any name or description or demonstrative. A first-person perspective is necessary for any form of self-consciousness, and is sufficient for some forms of self-consciousness. Evidence that a being has a first-person perspective comes from the person's ability to think a thought expressible as, e.g., "I wonder how I shall die." The second occurrence of 'I' in a first-person sentence, with a psychological or linguistic verb and an embedded first-person sentence indicates that the being has a first-person perspective.
Nonhuman animals are conscious (some chimpanzees may even be able to refer to themselves), but as far as we can tell, they do not have first-person perspectives in the sense. They don't wonder how they will die, or hope that they have a painless death or any other such thing. I argue for the irreducibility of the first-person perspective, and argue that other views of self-consciousness (e.g., Rosenthal's, Armstrong's, Dennett's) are inadequate.
Chapter 4 applies the notions of constitution and of a first-person perspective to the issue of human persons. A person is a being with first-person perspective; a human person (at t) is a person constituted by a human body (at t). Human persons are essentially embodied; they can never exist without some body or other, but they do not necessarily have the bodies that in fact constitute them. E.g., it is possible that parts of a person's human body are replaced by bionic parts until the person is no longer human; still the same person would continue to exist (now constituted by a bionic body) as long as the first-person perspective stayed intact.
So, although a human person cannot exist unembodied, she may come to be constituted by a different body from the one that actually constitutes her. If she came to be constituted by a bionic body, she would no longer be a human person. But she would still be a person as long as she existed. A human person is most fundamentally a person, not an animal—just as a bronze statue is most fundamentally a statue, not a piece of bronze. Two separate human persons that exist at the same time are individuated by their bodies. A human person's body at a time distinguishes her from all other separate persons at that time.
A human person and the body that constitutes her are a unity, in the same way that a bronze statue and the piece of bronze that constitutes it are a unity. Unlike the statue, however, I have a first-person relation to my body. Properties that my body has nonderivatively are my properties derivatively. E.g., I have the property of being left-handed and of having brown eyes derivatively; the nonderivative bearer of these properties is my body. When I attribute to myself such properties, I am thinking of myself-as-my-body. On the other hand, .I have the property of being employed or of having asked a question nonderivatively; my body is the derivative bearer of these properties. When I attribute to my body properties that I have nonderivatively, I am thinking of my-body-as-myself.
Chapter 5 discusses the vexing problem of personal identity over time. In virtue of what is a person P1 at t1 the same person as a person P2 at t2? I canvass candidate answers to this question, and show that each fails: (1) sameness of person consists in sameness of body, (2) sameness of person consists in sameness of living organism (Animalism), (3) sameness of person consists in sameness of brain, (4) sameness of person consists in psychological continuity, (5) sameness of person consists in sameness of immaterial soul.
Then, I discuss my own view: sameness of person consists in sameness of first-person perspective. Alas, my own view does not provide an informative criterion either. Although I can characterize noncircularly what it is to have a first-person perspective at a time, I know of no noncircular characterization of sameness of first-person perspective over time. Since nobody has an adequate and informative criterion of personal identity over time, I conclude that there is no adequate and informative criterion of personal identity over time: Sameness of person is not reducible to sameness of anything nonpersonal.
Nevertheless, construing personal identity in terms of sameness of first-person perspective has its advantages. First, it avoids problems besetting the other views (e.g., species chauvinism, the duplication problem). Second, it accords well with our self-understanding: there is a fact of the matter whether some future individual is I, and that fact of the matter does not depend on the nonexistence of someone else. Finally, the idea of sameness of first-person perspective ties what it is to be a person over time with what it is to be a person in the first place.
Chapter 6 discusses the importance of personhood. Only persons can be moral agents or rational agents. Persons have many cognitive and practical abilities that beings lacking first-person perspectives lack. Only beings with first-person perspectives can know that they are going to die; only such beings can envisage alternative possibilities for their own futures, or seek self-understanding. Only beings with first-person perspectives can have ideals or can try to change themselves to conform better to their ideals. Human persons are not only the products of evolution, but (unlike any other finite beings) only human persons can deliberately change the course of evolution—not only by artificial breeding, but more directly by genetic engineering.
Chapter 7 defends the coherence of the general idea of constitution (without identity) from a number of published criticisms. Here are two examples. First is the criticism that two things consisting of the same atoms (e.g., a statue and a piece of bronze) cannot differ in kind; this criticism is answered by a discussion of essential properties. Second is the criticism from counting: that if x is spatially coincident with y, and x ¹ y, and x is a statue and y is a statue, then where x is there are two statues. The second criticism is answered by a discussion of the distinction between having a property derivatively and having a property nonderivatively. Also, Chapter 7 discusses criticisms stemming from mereology and supervenience.
Chapter 8 defends the coherence of the application of the idea of constitution to human persons. I discuss the misleading conception of constitution (which I have spelled out in detail) as mere coincidence of two different thing, another version of the "how many" problem, a charge of linguistic incoherence stemming from the reference of 'I'. I show at length that the Constitution View has a coherent account of the relation between an early-term fetus and the person that it comes to constitute later. Finally, I reply to a counterexample concerning ghosts made of ectoplasm.
Chapter 9 concludes the book with reasons to accept the Constitution View. It really is a materialistic view. It can accomplish almost everything that a dualist wants without the burden of dualism. It takes persons seriously in a specified sense: Being a person is relevant to the fundamental kind of individual that one is; elimination of any person would be elimination of an individual; having mental states is relevant to what a person is. No other materialist view takes persons seriously in all three of these respects.
The Constitution View explains how it is that, although we are set apart by our first-person perspectives, we are still animals. Hence, the Constitution View locates human persons in the material world. The general idea of constitution (without identity) allows for a metaphysics that is both materialistic and nonreductive. This general conception of constitution supports an ontological pluralism that honors the genuine variety of kinds of individuals in the world.


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Free Shipping on orders over $25
Lisa Wade (Editor, Occidental College)
Series edited by Douglas Hartmann, Series edited by Christopher Uggen
Introduce students to the social science of gender.
With contributions from leading scholars and a provocative collection of discussion topics and group activities, this innovative series provides an accessible and affordable entry point for strong sociological perspectives on topics of immediate social import and public relevance.Assigned: Life with Gender is the sixth volume in The Society Pages series. Selected from around the web by Lisa Wade, winner of the ASA's Distinguished Contributions to Teaching Award, the essays in this book present a revealing picture of gender in the United States today: socially constructed, sometimes fun but almost always problematic, fluid but forced into binaries, deeply ingrained but often misunderstood. Topics range from parenting and sports to inequality and breasts (both men's and women's). Together, these diverse and engaging voices capture the depth and complexity of gender from the sociological perspective.
Each of the concise, accessible chapters in this volume reflects TSP's distinctive layout, tone, and style. Sprinkled throughout are short "TSP Tie-Ins," highlighting new and emerging work on the website and in the field. The volume concludes with Discussion Guide and Group Activities sections, created by the editors, that challenge readers to draw connections between the chapters, think more deeply and critically about culture and social life, and link to ongoing conversations and interactive posts online.
Intended to translate the most exciting research for readers not trained as sociologists, The Society Pages website features dynamic articles, podcasts, blogs, and roundtable discussions on the topics students care about most. Prominent sociologists contribute articles and participate in interviews that synthesize their cutting-edge research into brief pieces that anyone can understand. Each volume in the series collects the best of the web content into thematic collections, in an affordable paperback format.
Changing Lenses is the product of an ongoing conversation between sociologist (and Society Pages co-editor) Doug Hartmann and photographer Wing Young Huie. In each essay, they exchange what's seen behind a camera lens and what's seen through a sociological lens to get at the diversity of perspectives and cultivate a unique look at the human experience.
Series Preface (Douglas Hartmann and Christopher Uggen) Introduction (Lisa Wade)Part 1: Ideas1 On Queer Parenting and Gender-Neutrality (D'Lane Compton and Tristan Bridges) 2 Tits (The story of my man-boobs) (Matt Cornell) 3 Why breastfeeding in public is taboo (Nicki Lisa Cole) 4 Shifting Hegemonic Masculinity? Gay Male Athletes and Discourses of Masculinity
(Markus Gerke) 5 Feminizing women's sports teams (Gwen Sharp) Part 2: Performances6 Masculinity, Gender (Non)Conformity, and Queer Visibility (Tristan Bridges and CJ
Pascoe) 7 What Is "Winning Women Talk More Like a Girl (On Jeopardy!)" (Virginia Rutter) 8 The Balancing Act of Being Female (Lisa Wade) 9 Doing gender with Wallets and Purses (Tristan Bridges) 10 Compulsory Monogamy in The Hunger Games (Mimi Schippers) 11 High heels and Distinction Among Women (Lisa Wade) Part 3: Inequalities12 Beyond Bossy or Brilliant: Gender Bias in Student Evaluations (Tristan Bridges, Kjerstin
Gruys, Christin Munsch, and C.J. Pascoe) 13 Not Seeing is Still Bbelieving (Tara Fannon) 14 When Your (Brown) Body is a (White) Wonderland (Tressie Millan Cottom) 15 Violence and Masculinity Threat (Tristan Bridges and CJ Pascoe) 16 Gender and Biased Perceptions: Scientists Rate Job Applicants (Gwen Sharp) 17 My Two Cents on Feminism and Miley Cyrus (Lisa Wade) Part 4: Institutions
18. Woman Enough to Win? (Cheryl Cooky and Shari L. Dworkin)
19. Our Hearts, Our Selves, Our Research Agenda (Tina Wagers)
20. Is the "Mrs." Degree dead? (Laura Hamilton)
21. Gender and the Sinking Floor in the U.S. Labor Market (Erin Hatton)22 Putting Hobby Lobby in Context: The Erratic Career of Birth Control in the United States (Carole Joffe) 23 The uneven presence of women and minorities in America's state legislatures – and why it matters (Beth Reingold) Part 5: The future of gender24 Back on Track? Stall and Rebound for Gender Equality 1977-2012 (David Cotter, Joan
Hermsen, Reeve Vanneman) 25 Three common complaints about political correctness (that completely miss the point)
(Jarune Uwujaren) 26 Family diversity is the new normal for America's Children (Philip Cohen) 27 Lean In and 1% feminism (Linda Burnham) 28 Shattering the glass ceiling for women in politics (Pamela O'Leary and Shauna Shames) 29 Children's gender self-determination: a practical guide (Jane Ward) Discussion Guide and Group Activities
About the Contributors

subset: commoncrawl


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Please take the below survey to help guide us with future product development. With your extremely important input, we can create products that you need and improve your business.
Below we list possible products that we can add to our Quality Assurance products page. However, we don't want to waste time developing products that our customers don't need. When you fill in this survey, you help us prevent this mistake.
After taking the survey, you will be directed to a download page. Here you can download the instructions for A3 PDCA storyboarding. This is a tool for logically presenting improvement projects.


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Martine is happy to take commissions on any landscape, scene and animals. She can work from photographs taken by herself or by the customer.
Paintings start from A4 size upwards. Contact Martine to find out more about her work and discuss your portrait or a favourite pet or favourite Kerry scene as a memory of your time on the beautiful Dingle Peninsula.
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Commissions for Presentation Plates
Martine works on bespoke Presentation Plaques for your individual business, sport club or anniversary.
In many different size and designed around the situation. Whether it is for a prize giving for golf or football or an anniversary, birthday, christening or wedding - Martine will produce a beautiful unique plate which is designed around each situation and requirements.


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Pokemon Omega Ruby and Pokemon Alpha Sapphire
My dad went out and purchased Family Friendly Gaming a physical copy
of Pokemon Omega Ruby. After I was through the first gym, Nintendo sent
over a download for Pokemon Omega Ruby, and another download code for
Pokemon Alpha Sapphire. If you avoid the physical copy of either of
these games for the download version make sure you have around fifteen
thousand in Nintendo blocks on your 2DS/3DS SD card.
Pokemon Omega Ruby and Pokemon Alpha Sapphire are remastered versions of Pokemon Ruby, and Pokemon Sapphire. There are differences in the storyline. Game Freak has tweaked a few things here and there. Plus there is newer technology on the Nintendo 3DS. Things like the Poke Nav that allows us to radar where new Pokemon are. Plenty of secret Pokemon with rare moves.
Clothing on Pokemon is something interesting and new to me. It also brings the Pokemon new moves in Pokemon Omega Ruby and Pokemon Alpha Sapphire. Experience share is a part of this game later on in the storyline. It only applies to Pokemon in the party. The wheels are moving slow in this franchise. At some point they will catch up with other franchises.
There are some attire issues in Pokemon Omega Ruby and Pokemon Alpha Sapphire on the 3DS. I don't know why some female characters can't wear more clothing. Then there is the religious teaching of evolution that is heavy in
Pokemon Omega Ruby and Pokemon Alpha Sapphire. The whole mega evolutions makes no sense to me. Why are these characters looking older when they are supposedly reverting.
Teleporting in Pokemon Omega Ruby and Pokemon Alpha Sapphire can be handy at times, and a hindrance at other times. Let me explain. Some areas can only be reached by teleporting. On the other side if you teleport too often then you will not be leveling up, and face over powered Pokemon. So be careful with teleporting in Pokemon Omega Ruby and Pokemon Alpha Sapphire.
The graphics in Pokemon Omega Ruby and Pokemon Alpha Sapphire show improvement from the original version. The fighting between Pokemon seems more real, and almost hurt me a couple of times. I could feel the pain of the Pokemon which freaked me out.
I have gotten really good at blitzing through Pokemon games now. There are plenty of Pokemon to trap again. There are also plenty of places to visit (yes again). If you have not played the original, and like Pokemon then look into Pokemon Omega Ruby Pokemon Alpha Sapphire.
- Kid Gamer
Graphics: 68%
Sound: 78%
Replay/Extras: 80%
Gameplay: 65%
Family Friendly Factor: 56%
System: Nintendo 3DS
Publisher: Nintendo
Developer: Game Freak
Rating: 'E' – Everyone SIX and OLDER ONLY
{Comic Mischief, Mild Cartoon Violence}
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Exeter soloist, The Brigadier, has been writing and recording as a solo star for just three years but can already boast an impressive back catalogue - thanks to his D.I.Y approach to music. The Brigadier - aka Matt Williams - has recently released Time Is A Wound, his fifth collection of songs and, just like the previous offerings, it was recorded and produced in his flat. From what he told me, it sounds like a home from home - for me at least! "It's a bit like this BBC Radio Devon studio, but with equipment that might not be quite as good," he pointed out. But Matt was quick to confess that, whilst he enjoys putting his work together in the comfort of his own flat, he'd be more than willing to experience life in a studio and would definitely appreciate the advice of an experienced producer. "You've all the freedom and time to do what you want when you're recording at home, but on a technical level I'd love to learn some tips and get new ideas too," he told me.
Making the connection I've been a fan of The Brigadier's music ever since I played his track, 'Oh Paddington', on the show. It's catchy pop music but cleverly done and really quite original, which is always refreshing. His ability to connect with the listener is a real strength, best demonstrated on his track, Jobseeker. "I was on the dole when I wrote that," explains Matt. "I was between one of my many fleeting day jobs, hence the lyrics. "When it comes to song writing, the melody is the most important thing and I like to fit the words around that. "Hopefully they stick in the listeners mind." With plans for a new EP in spring 2010 and an album to follow in the summer, The Brigadier looks set for another busy 12 months, best let the neighbours know the home studio will be back in action soon.


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When I first saw 'Super Troopers', I really didn't know what to make of it. But like with any great cult classic, it grew on me the more I heard about it. Soon, I was a convert. I've since seen and purchased 'Super Troopers', 'Club Dread' and 'Beerfest'. I haven't seen their stand up DVD 'Broken Lizard Stands Up' or their first film 'Puddle Cruiser'. (I am a big enough fan to have Jay Chandrasekhar's 'Dukes of Hazard' remake in my queue) It's bee a while since I've heard anything from Broken Lizard, but I recently came across one of their newest films, 'The Slammin' Salmon'. It has all of the regulars of Broken Lizard and their extended family. It feels and has the comic sensabilites of all of the others. I guess what I'm saying is, "I loved it!" I won't pull any punches with this review, it holds up to all of the other films they've made a 4 out of 5 star classic. Michael Clarke Duncan is a great addition, as well as a special appearance by Lance Henriksen.
The storyline from Netflix.com: "When a boxer turned restaurateur (Michael Clarke Duncan) announces a contest to his waitstaff, the good news is that the winner will get a $10,000 bonus. The bad news? The loser will be on the receiving end of a heavy-duty smack-down at the hands of the champ himself." What they fail to mention is that the contest is based on the fact that Michael Clarke Duncan needs the restaurant to make $20,000 in one night to pay off a debit and the only way to motivate the staff is to offer his prize. The math is obviously a little fuzzy for him. There is a lot of other stuff going on throughout the night and even though it feels a bit like the classic 'Waiting...', it's still a great flick and one I want to own.I really don't know what else to say that I haven't already said. Did I mention that Morgan Fairchild is in the film? Did I also mention that there is a lot of use of the phrase 'Mother F#$ker' by Michael Clarke Duncan?
What's really great about this film is how it blends the comedy into the storyline in even doses so you can enjoy it just as a film as well as a comedy. There's also a lot of subtle stuff going on that makes it re-watchable. If you don't catch it all on the first go around, you might get it on the next. It's like that with all of their films. I'm kind of guessing that this might not be the film for everyone, just like 'Club Dread' wasn't. I recommend you watch it and see for yourself. It's avaiable to rent from Netflix now and I'm returning my copy tomorrow, so you should be able to get it by Tuesday or so.
The only drawback of the film, lots of fish being served in the restaurant and I don't really dig on fish too much.
If you like this, check out 'Super Troopers', 'Beerfest' and 'Club Dread'


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Cottage Grove Inn B&B
Cottage Grove Inn is a cluster of unique cottages located in an old grove of elm trees at the edge of Calistoga.
Aurora Park Cottages
Aurora Park Cottages is your private Calistoga vacation retreat in Napa Valley wine country. Located in beautiful Calistoga ?? the spa capital of California
Old Crocker Inn
Awarded "Best overall B&B in North America" (Arrington's 2006 Book of Lists).
Sonoma Orchid Inn Bed and Breakfast
Sonoma Orchid Inn, a 1906 farmhouse bed-and-breakfast inn located on the hillside of 2+ woodsy acres in the Russian River Valley of Sonoma Wine Country.
Inn at Occidental
World class elegance in a country setting in the Sonoma Wine Country just one hour north of San Francisco. The only AAA Four Diamond and Mobil Four Star Inn north of San Francisco.
Stay at a Healdsburg, California Bed and Breakfasts and Inns for the personal attention you desire. A Healdsburg B&B is a great alternative to hotels or motels while visiting the state of California!
Visit our Healdsburg, California bed and breakfast directory of historic, romantic, and adventure B&B's. You can browse through our detailed listings of Healdsburg, California bed and breakfasts and inns with nearby city listings that include pictures, room rates, booking information and area activities. Every Healdsburg, California b&b inns has complete contact information and a direct link to the innkeepers.


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Tour Itinerary
Day 1: Ahmedabad - Cochin
Board your flight from Ahmedabad and arrive Cochin. On arrival, you will meet representative who will transfer you to your hotel in Cochin. On reaching, check-in to your hotel, unpack and relax. You may explore the local markets on MG road or enjoy some local Keralan cuisine (on your own).
Day 2: Cochin - Munnar
After early breakfast, check-out of the hotel and proceed for a half day sightseeing tour of Fort Kochi. Also visit Dutch Palace, Jewish Synagogue and St. Francis Church and Chinese fishing nets.
Day 3: Munnar
After breakfast at the hotel, take a sightseeing tour of Munnar. Munnar is famous for its tea plantations. Visit the beautiful serenity of the tea plantations (remains closed on Mondays). Also visit Eravikulam National Park and explore its rich flora and fauna (Eravikulam National Park is shut from 15 Jan to 15 Mar; during these dates Park visit cannot be done but all other sightseeing shall be provided as per itinerary).
Day 4: Munnar - Thekkady (110 kilometres in approximately 4 hours)
After early breakfast, check-out from the hotel and drive to Thekkady.
Day 5: Thekkady - Allepey(By Road: 160kms/4.5hrs)
After an early breakfast, check-out from the hotel at Thekkady. Explore the Spice Plantation (which will last for an hour). Later, you may indulge into some spice shopping (on direct payment basis).
Day 6: Allepey - Kovalam (via Trivandrum)(160 Kms)
After breakfast, check-out from the hotel at Allepey and drive to Kovalam. On reaching Trivandrum, halt for lunch at a good restaurant. Later visit Napier Museum and Zoological Park and walk through the lush green zoo for a memorable experience. (the zoo remains closed on Mondays).
Day 7: Kovalam - Kanyakumari - Kovalam
After breakfast, proceed to Kanyakumari (approximately 87 kilometres). Visit Kumari Amman Temple, Vivekananda Rock Memorial and Gandhi Mandapam Also witness the beautiful statue of Tiruvalluvar and the meeting point of Indian Ocean, Bay of Bengal and Arabian Sea. Return to Kovalam by evening.
Day 8: Kovalam - Trivendrum - Ahmedabad
After an early breakfast, check-out from the hotel at Kovalam. Get dropped at the airport for your return journey to Ahmedabad.
Tour Detail
Inclusions :
Terms & Conditions :* Some Advance Percentage of total booking amount * Airfare/Transport fare to be paid full at one time in advance.~^#^~* Upon cancellation, refund will be made after deducting the Retention Amount. * Retention Amount varies as per the number of days left before your package start date. ~^#^~


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ISO50001 is a standard dedicated to the saving of energy, for larger companies, those with 250 staff or more, the standard is inextricably linked with the Energy Savings and Opportunities Scheme (ESOS) which became mandatory as of 31st December 2015.
The primary objective of both ISO50001 and ESOS is to promote and improve company and organisational energy efficiency which will in turn help to reduce costs. If organisations reduce energy usage and costs it will assist the EU meet its 2020 20% headline target on energy efficiency.
For the larger company there are various routes to ESOS compliance but with many companies already being familiar with the systems and cultural requirements of internationally recognised management systems, like the quality management system ISO 9001, it is believed that integrating the requirements of the energy management standard ISO 50001, especially if the company already has and ISO 14001, is likely to be the most cost effective route to compliance.


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If you don't like dishes or the word Shi# then look away now!
This free pattern is for a profanity dish cloth. I don't know about you but it pretty much sums up my reaction when I see a sink full of dishes. This would be a perfect gift for my 5 year olds teacher as this was his S word in class. He did spell it correctly which I guess we should be proud of right? Lot's of fun for those who like to drop this word. It might even motivate the teenagers to get in their and help? Okay who am I kidding the only motivation is usually money. Free Shi# Dishcloth Pattern.


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An investor in a hotel at Jay Peak on Wednesday filed a class action lawsuit against Raymond James Financial in Miami federal court.
Alexander Daccache, the plaintiff, alleges that the financial services company "aided and abetted" the developers of Jay Peak Resort in the diversion of $200 million in immigrant investor funds.
Daccache, of Brazil, is an investor in the Penthouse Suites project, which is part of the Hotel Jay. He invested $500,000 in the project as part of Vermont's EB-5 program in August 2010.
The lawsuit alleges that Ariel Quiros "orchestrated" the fraud, while Bill Stenger, his partner in the Jay Peak Resort projects, Joel Burstein, Quiros' son-in law, and Raymond James "enabled" the alleged fraud.
Source: https://vtdigger.org/2016/05/05/jay-peak-investor-files-class-action-lawsuit-against-raymond-james/
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A growing group of 15 psychiatrists is seeking to add another psychiatrist to their growing group.
You will have the ability to make fantastic compensation in one of the most beautiful areas in the United States. Monetary Bay is known for world class beaches, resorts, and golf courses. Live and practice medicine where others vacation!
The Opening:
Board Eligible / Board Certified - Adult Psychiatry
Outpatient only
Great schedule - 4-day work week
Focus on quality of care - 8 patients a day on average
Great compensation and benefits
The Location:
The Santa Cruz, California has been called the greatest meeting of land, sea, and sky and is recognized as an ideal vacation and the lucky few get to call this place home.
Santa Cruz, California is conveniently located 1 hour south of the San Francisco
Unbelievable weather that stays 70 degrees year round
300+ days of sunshine and an ideal Mediterranean climate with low humidity
Breathe taking beaches without the crowds - A true beach paradise
Santa Cruz is family friendly with unbeatable schools, and activities for the whole family
A unique variety of shops and galleries and a spectacular assortment of parks and natural areas
Text my cell if it's easiest or send your CV in confidence and let's talk - reference Job # 1.
Ben Stajduhar
Jackson Physician Search
Specialty: PsychiatryA growing group of 15 psychiatrists is seeking to add another psychiatrist to their growing group. You will have the ability to make f...


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Travel Arrangements
Let us help you plan for your upcoming European residency.
The three intensive summertime residencies in Europe are a critical and defining benefit of the Cedar Crest College Low-Residency, Pan-European MFA in Creative Writing. These residencies will enable you to:
- Explore picturesque and inspiring European locales where acclaimed writers lived and honed their craft.
- Immerse yourself in the culture of the area, exploring the salient link between where a story takes place and how that story unfolds within those boundaries—real or imagined.
- Delve more deeply into the locale, not as a tourist but as a writer seeking to add depth and detail to your works.
- Connect with an international community of gifted writers, including our faculty-authors and fellow MFA students, for intensive workshops and literary critique.
- Participate in 15 days of intensive study, focusing solely on your craft, your writing community, and the instruction provided by faculty mentors.
Arrival and departure dates: Students are responsible for making their own travel arrangements to and from the residency locations. Expect to arrive at the residency for the Saturday immediately prior to the first week in July, with departure on the second Saturday following. Refer to the residency's travel information sheet for specific dates when planning your arrival and departure.
Program Schedule »
Important documents: US students are required to have a valid passport and other needed documentation for entry into residency host countries. Students with citizenship outside the US will need to check with the appropriate bureau in their own country and that of residency host countries and obtain documents required for their travel.
Accommodations: The MFA program provides housing in picturesque locations such as the Trinity College campus in Dublin, Ireland or center-city hotels in other residency cities. Housing arrangements may include areas shared by program students.
Expenses included: Cedar Crest College secures special residency accommodations and programing for our MFA students. Your residency fee will typically include board, daily breakfast, classroom space, field-experience transportation and entrance fees, guides, and speakers. The cost of coursework, locale seminars, cross-genre seminars, and craft seminars are included in your MFA tuition.
You are responsible for booking flights and ground transportation to and from the residency location. You are also responsible for the cost of all meals other than breakfast.
For more information: Contact the Program Director for more information on travel arrangements as related to the Cedar Crest College Low-Residency, Pan-European MFA in Creative Writing.


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As part of #ScotLitFest, we're hoping to shine a spotlight on not just the authors, but the publishers in Scotland with a five point guide. Today, we'll be looking at Linen Press.
The who, where, what and why.
Linen Press was set up in 2008 by Lynn Michell to publish Marjorie Wilson's Childhood's Hill, a lyrical memoir of Edinburgh at the turn of the century. It had been rejected by every publisher in the land but with Lynn Michell's sharp eye for exceptional prose and literary beauty, it sold out, was reprinted, and even beat Ian Rankin for a week in Edinburgh Blackwells bestsellers list. A new small press was born. Linen Press continues to publish extraordinary, memorable books that hit the core.
In a publishing world skewed towards male writers in terms of awards and reviews, Linen Press encourages and promotes women writers and gives voice to a wide range of perspectives and themes that are relevant to women, rejoicing in the differences in women's voices rather than defining them as a single genre.
You may know them for publishing…
Sailing Through Byzantium by Maureen Freely
Breeze From The River Manjeera by Hema Macherla
Childhood's Hill by Marjorie Wilson
Dogwood by Lindsay Parnell
What's unique to them?
Linen Press aim to read all submissions and give feedback regardless of whether or not they decide to accept them. They are open to new and emerging writers even if they do not have a portfolio of work behind them, and read unsolicited manuscripts because they know talent can emerge anywhere.
Linen spend months editing and collaborating with authors to achieve perfection down to the smallest detail.
Integrity – Linen Press is a labour of love. They publish and support books that may not attain the status of a bestseller commercial success but they reach and touch many readers with their beauty and uniqueness.
Passion – what is reading without it?
Claim To Fame.
Their authors have been successful in fierce competition for many awards: Vicki Jarrett was shortlisted for the Lucy Cavendish Fiction Prize, Lynn Michell was shortlisted twice for the Robert Louis Stevenson Award, Juliet Bates for the Paris Prize for Fiction, and Hema Macherla for Richard and Judy. And there are many more.
The future.
Their latest publication is Avril Joy's Sometimes A River Song, a haunting novel set in a river boat community in Arkansas in the 1930s and narrated in the naive but lyrical voice of Aiyana Weir. Avril Joy won the inaugural Costa Short Story Award in 2012 and has been shortlisted for the Bridport Prize, the Manchester Prize for Fiction and The Raymond Carver Short Story Prize.
Avril Joy also worked in HMP Low Newton, a woman's prison, for 25 years. Her experiences there became the basis for much of her work that feature marginalised female protagonists who are unconventionally clever and sharply intuitive, like Aiyana Weir of Sometimes A River Song.
Where you can find them…
Linen-Press.com | Twitter | Facebook


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Call 1-800-922-5484
KODAK VISION Color Intermediate Film / 5244 Classic Vintage Cold Stored
Please note that this is Motion Picture Film with Rem Jet backing and IS NOT meant for standard C-41 Processing. It is being offered as a fun, fantastic way to shoot Motion Picture film in your still camera (or Lomokino) and is being offered in the spirit of experimentation and creativity.
This film is S..L..O..W in terms of film speed and can be shot at around 1 ISO or so, which can be part of the fun! This film is Tungsten balanced, and again, in the name of shooting fun, you need not bother with a filter, if you are looking for cool Lomo effects. (as the filter would make this stuff even slower) Enjoy!
KODAK VISION Color Intermediate Film 5244 is intended for making color master positives from EASTMAN Color Negative Camera Films, and for making color duplicate negatives from those master positives. You can also use EASTMAN EXR Color Intermediate Film for preparing color duplicate negatives from black-and-white silver separation positives. It contains an integral mask similar to the mask in Eastman color negative films but is more red in color. It has excellent image structure, tonal scale, and reproduction contrast near unity when recommended printing and processing procedures are followed. It features micro-fine grain, high sharpness and high resolving power.
Motion Picture Films with the Rem Jet backing in 35 mm Cassettes and Bulk Rolls. As this film requires special processing (ECN-2) and is absolutely not to be sent out to any regular labs, because the protective backing can "gum up the works" in any standard commercial C-41 processing environment, the majority of this stuff gets processed DIY with our C-41 Kits. You can take off the backing before or during your own processing regimen and it is not that difficult to remove (just an extra step really) and there are a few dedicated labs out there that will process for you but it is implicit that you only use a lab that is dedicated to ECN-2 process.
Our home process C-41 Powder Kits
Also there are a few film labs that will take on ECN-2 Films
MotiPix Vintage Kodak 5244 35 mm x 100 Ft. Motion Picture ECN-2 Process Film Slow Speed
Copyright 2010-2013 © UltraFineOnline.com All Rights Reserved.


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I recently shared a post regarding the recent algorithm change on Instagram, and it seems that you guys are loving it!
Instagram is going through a lot of changes lately, and most of the changes are actually giving advantages for business owners like us. Ever since the changes are taking place, my followers growth increase more rapidly and I have gotten more likes on my recent posts than before. I was contemplating on whether or not I should share another Instagram tips so close to the previous one, but I'm sure there are lots of business owners with insta accounts need to know how to use their instagram business accounts at its full potential.
First thing first, go to your app store icon and update your instagram app. Lots of people claim that they are able to switch to business profile after the update. However, if you've done all the following steps and you still can't find the business profile switch option, that means that you have not received the latest update yet. Be patient and keep updating.
After updating the the latest version, make sure that your instagram account is connected to a Facebook business page profile. I'm not sure if you have to do this before you do the other steps, but there's a connection between your facebook business page with your instagram business profile. I've connected mine way before these changes are happening, but if you have never done that, it's best to do so. To do that, go to your instagram profile (where you can see your bio, not the photos of accounts you're following), and click on the cog wheel icon, also known as Options icon. Scroll down to find Linked Accounts > Facebook, and follow the prompts to connect your Facebook page profile.
Return to the main options, and find Switch to Business Profile under settings.
Follow the prompts (they will ask you to choose which Facebook business page you wish to connect with, and you can only connect one insta business profile with one Facebook business page). You can then enter your email, phone number and location for your contact button details.
The benefits of switching on business profile is that you get a contact button, which then will prompt users to contact you via email, phone number, or view your shop/business location. Other than that, your business type that you've chosen on your Facebook business page will be reflected under your instagram name (not account name). For mine, it appears as Personal Blog. Make sure that your Facebook business page has the correct business type for your insta profile. Below the link to your business website (or whatever link that you put on your profile), users can click on your location and find it on the maps. I work from home and I don't feel safe disclosing my real address, so I only put the name of my city as my location.
Now that you have all these automated extra information, you don't have to waste your bio character limitation on these information. Now, you're able to tell more stories about yourself and/or your business on the bio. So re-write them, describing what your passion is, what is it that you do, what products are you selling, and anything else that you think is important for your followers to know. Remember not to have too many repeat words. For example, I already have Personal Blog as my business description, therefore I don't have to put blogger or blog on other parts of my profile. Your bio has to be short, sweet, but tells us what are we getting from following your instagram account.
Before the changes, instagram users need to rely on apps or websites such as iconosquare for their stats. They are often quite confusing due to too many info. Now that you have switched to business profile, you will find graph icon next to your cog wheel (options) icon. When you click that, it will tell you who your main audiences are.
The first two sections will take about a week to collect data from your recent posts.They are crucial when you are doing a sponsored insta post. These numbers will determine how much you should charge on sponsored contents. But even if you are not doing sponsored posts, you can reflect on which posts are the most popular among your audience, and you might want to create more of those type of posts!
The last section is all about your followers. On the front you can view the times your followers are most active. You can use that to your advantage by posting during, or close to the time when they are most active. When you click see more, that's where you will find more detailed info about your followers; gender percentage, age range and location based on cities and countries. These information are going to help a lot when you are creating your content and adding your hashtags.
Consistency of your posts is the key to a follow-worthy insta account. I will definitely touch more about how to maintain consistency in your instagram on a separate post. To be frank, I used to be very inconsistent with my instagram posts. I post about a lot of things, sometimes personal things like attending my friend's wedding or food I ate that don't resonate with my audience. I gained and lost followers all the time, making it harder for me to actually maintain the number of my followers. Since the beginning of this year, I have decided to make my insta an account where stationery addicts and people who work from their home offices to get inspiration from. I started to post more about my desk situation, my workspace, stuff that I bought and put in my workspace, stationery flatlays, planner design, and I am gaining way more followers than the ones I've lost.
Answer comments from your followers on instagram, like someone's photos if you truly like them, follow them if you find them inspiring, and collaborate with other insta accounts or do a cross-share on each other's accounts. Insta-friendships could last a very long time. I've had followers who I connect with and follow ever since I've only had triple digit number of followers. They are still some of my most active followers who likes and comments on my posts. If we happen to live in the same city or going through similar things in life (e.g: pregnancy, first baby), we eventually become off-insta friends!


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Construction Loans
Construction loans can be very complex and typically contain many hidden lender requirements that might be onerous to the owner and the builder. Therefore it is critical to ask as many questions as possible about your lender's policies and procedures regarding the details of the construction loan and the permanent loan.
Deal Breakers
The list below touches on several key points that can be deal breakers for you and your builder. Determine the answers to these questions and discuss your findings with the builder to assure the builder will work with the lender.
Borrower(s) are required to pay the entire portion of the down payment up front prior to any funds being disbursed from the loan proceeds. Know what your lender requires and so you can be prepared. If you give your down payment to the builder and the builder does not perform, you can be out the whole amount.
Borrower and builder must have a reasonable budget completed prior to finalizing the Construction/Permanent loan process and deciding on a loan amount. If all costs are not finalized, borrower must be aware of those items and the potential dollar amount those items might exceed the budget.
Change orders are to be paid by borrower at the time of the change order from the borrower's own funds. In other words, if it's not in the original budget, it will not be funded by lender. Be sure you have considered all the details in the budget or have funds available for changes.
Construction of the home is to commence within 30 days of initial closing. Make sure this is a realistic time frame for the builder.
All draws will be disbursed to either the builder or the owner as determined by the owner. In many cases the lender will only disburse funds to the owner. Builders do not like this requirement because it becomes a point of contention between the builder and the owner.
The final construction loan disbursement will be made jointly to the builder and the borrower. All draws will disbursed in accordance with the lender's draw schedule.
At the end of construction the construction loan will be modified (converted) to a permanent loan. Modification may carry additional fees. How much are those fees?
The interest rate on the permanent loan will not be locked until a certificate of occupancy for the home has been received. In periods of rising interest rates this can cost the borrower a higher interest rate. Be sure you understand the requirements for locking your permanent loan.
A 1% prepayment penalty will be imposed if the loan is repaid or refinanced prior to conversion. Be careful with this provision because you as the borrower want to have flexibility at the end of construction to get the best loan you can.
The loan amount cannot be increased or decreased during the term of the construction loan.
The loan will be re-underwritten if the construction takes more than 12 months. If your builder does not complete the house as scheduled this can be a problem especially if your employment or financial situation changes.


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Adam Scott has fuelled speculation that his romance with Ana Ivanovic is back on again by sitting in her players' box at the US Open in New York.
The world No.8 Australian golfer sat through the Serbian tennis star's opening round win over Russian Ksenia Pervak at Flushing Meadows on Tuesday.
When asked if they were back together again, Ivanovic said: "It was really nice to see him there. Now we're just happy, and that's all that matters."
Ivanovic's emotions nearly got the better of her during Tuesday's match, the 2008 French Open champion still in mourning following the death of her grandfather Milovan over the weekend.
After being assisted by a trainer prior to the final game, Ivanovic wrapped up the match and defeated Pervak 6-4 6-2.
She and Scott are not the only high-profile couple that cross the sporting divide between tennis and golf.
US Open golf champion Rory McIlroy and world No.1 tennis player Caroline Wozniacki recently confirmed they were an item.
Not that Scott put himself out enormously by being at Flushing Meadows on Tuesday.
He competed at a US PGA tournament in New Jersey last week and is set to compete at the Deutsche Bank Championship at TPC Boston later this week.


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Indian Railways Catering and Tourism Corporation are in charge of online ticket booking for the Indian Railways, through its website.
While some services have time slots, some are available all the time.
Example: Booking of tickets can only be done from 5 am to 11.30 pm.
Only registered members can use the site. Registration ensures a secure use of cards to pay online, as no details are stored on the website.
One first accesses the list of trains available from a said starting point to a said destination. Sometimes, there may be no trains connecting the two stations, in which case close-by stations should be checked.
On getting a list of trains, one is required to give the expected date of departure. Next, one chooses the desired train and class of travel to check for availability and fare details.
Once the details are confirmed, one fills in the passenger details. The payment is made via one of the available gateways, and the process is completed. The system generates a unique transaction ID for each purchase. If the final Output page does not load, it is possible to verity the successful completion of booking in the profile archives.
If the transaction is not completed, the amount paid is credited back to the card account.
I-tickets are delivered to the address of choice in 2-3 working days.
In case of a cancellation, no cash refund is given, but the amount is credited back to the card account. A service charge which is either a percentage charge or a flat rate is deducted from the total.
Season tickets can be booked online using one of the payment gateways, and are then delivered to a desired address via courier in 5 cities - Mumbai, Nashik, Pune, Surat, and Thane.
A mismatch in the printed and the actual ID card number will result in the travel being considered as being without ticket. It is not possible to cancel season tickets.


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GFI Software has repackaged its WebMonitor censorware into three editions with varying levels of security.
WebMonitor 4.0 offers organisations a way to limit employees' use of the internet to business-critical sites, while also securing their web use, according to company officials. The software, targeted primarily at small and mid-sized businesses, is now available in three packages.
WebFilter Edition comes with GFI's WebGrade database, which categorises websites based on human review, and lets administrators block access based on category (such as adult, and online gaming). This edition monitors the sites visited and the bandwidth used by employees, and lets administrators set policies on a user-by-user basis. The package is priced per user; an organisation with 500 users would pay $12.87 per user per year for the first year.
WebSecurity Edition includes download control policies that monitor which files employees download from the web, blocking select file types such as MP3s. The package also includes virus scanners that check each file for viruses, and blocks access to known phishing sites. This edition is priced per user; an organisation with 500 users would pay $8.05 per user per year for the first year.
UnifiedProtection Edition includes monitoring websites and web downloads, and also blocks applications that connect to web sites to download updates. This package also tracks traffic that is downloaded and uploaded to the web, counts URL hits over time, provides whitelists and blacklists for making exceptions to policies, and offers access to the product's configuration and monitoring interface.


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The Blueskins | DNO39
The Blueskins mean business. Coming out of the traps with their high-octane punkedup blues rock, the band's message seems to be clear: they're here to hit you hard and salute your soul. Drawing on infuences as disparate as The Buzzcocks, Bob Marley and The Yardbirds, The Blueskins rip through two minute bursts of energetic controlled mayhem. The Yorkshire quartet first formed in the autumn of 2001 and quickly signed to Domino after being courted by many a UK major. Since then, they quickly garnered a ferocious live reputation after cutting their teeth on playing over 150 gigs, touring with the likes of Stephen Malkmus, The Kills, and The Fiery Furnaces. The band also earned a slot on the NME sponsored Gonzo Tour, along with appearances at the esteemed Reading/Leeds Festival and a performance at The Institute of Contemporary Art in London, as part of Domino's Tenth Anniversary Celebration.
The group has garnered the attention UK National Radio and have recorded numerous sessions, including two for world renown tastemaker John Peel. Along the way, the band have flirted with chart success, with their last single, "Change My Mind," barely missing the UK Top 40 at #45. The lead single from their upcoming album, Word of Mouth and the title track on this EP, "Change My Mind" chugs and chips along like a long-lost skiffle classic. The song was even chosen for both the movie and the soundtrack for the recent box office crash The Dukes Of Hazzard. The rest of the EP is comprised of tracks the band recorded during their last visit to the US with Dennis Herring (Modest Mouse, Camper Van Beethoven, Buddy Guy) in Ole Miss. "Stupid Ones" is a stomping raver the channels The Hollies when they were channelling Creedence on "Long Cool Woman," while "Bye Bye" comes on like some lost acoustic Faces romp.
CD-DNO-039 | Out nowAdd to cart: $4.00
- 01. Change My Mind
- 02. Stupid Ones
- 03. My Love Is Law
- 04. Bye Bye


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For OT Program Scholar Leah Ogrodnik, her reason for her career choice hits close to home. "The reason that I pursued OT was because of my younger brother," she explained. "My younger brother is diagnosed with Autism Spectrum Disorder and received Early Intervention services in my home. It truly inspired me to help children with disabilities succeed in their daily lives."
Sometimes what is lost can soon be found – and regained.
Occupational therapy majors work to help patients regain lost abilities and ultimately live their best lives.
The type of help OTs provide can range from helping children with specific learning disabilities to assisting patients in learning daily tasks again. These types of jobs are for people with grit, compassion, and patience – thus, OT students undergo challenging classes and fieldwork to be able to have a rewarding career.
OT students take a range of courses throughout their program, from professional formation courses to foundational courses such as anatomy and kinesiology, neuroscience, and introduction to occupational therapy.
Of the variety of classes they take, OT Program Scholar Tierney Hughes is drawn to the pediatric courses. She said that in order to engage children, people have to make occupational therapy interventions as fun as possible. "Who doesn't love to play and have fun?" Hughes said.
Later in the program, the courses are designed in trios, covering health and medical conditions, occupational therapy evaluation, and occupational therapy interventions for different populations. In the second year, students take another trio of courses for children and adolescents.
OT Program Scholar Anjali Patel and Ogrondik explained that their schedules consist of three days of classes, as well as meetings held once a month for didactic presentations for the new "Project Write to Learn" program, which is exclusive to graduate students.
In the next few weeks, Patel will add clinical experience to the mix. She will begin fieldwork experience at a school in the Irvington school district on Tuesdays for seven weeks. Ogrodnik balances her fieldwork experience in a school setting with her part-time job at a restaurant.
Though this program is challenging, it is well worth it. Patel said she finds fulfillment in such a career choice.
"I decided to go into occupational therapy because this was a profession that combined my passion for helping others and my love for creativity," Patel explained. "I love that I will be helping others that are going through some of their most difficult times and making a difference in their lives. It warms my heart to think that I can make someone's day a little brighter or help them engage in meaningful activities."
Patel said she chose Seton Hall because of their respectable OT program and its proximity to her home. "Many people ask me where I attend school and when I respond by saying SHU, they always tell me that I've made a great decision," Patel said.
For Hughes, coming to Seton Hall for graduate school was a big change from completing her undergraduate work at Pennsylvania State University.
She noted that the smaller class sizes and having a handful of professors truly makes the learning process more personal and effective.
In addition, engaging in group work is an integral part of their program. Most of their courses follow a team-based learning format to complete assignments. "Not only is this style of learning helpful because everyone brings their own unique set of strengths and perspectives to the group, but I feel that the teams are a great support system," Hughes said.
Assistant professor Karen Hoover is proud of how far the program has come. Since she started working here in 2010, they have almost doubled the number of OT graduates. "I just see nothing but positive change for the department," Hoover remarked.
Kristel Domingo can be reached at firstname.lastname@example.com.


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Signs made from reclaimed materials are not only environmentally friendly, they also create a unique look that is right at home here in the Northwest.
Many businesses today want to put into practice their concern for the environment by using reclaimed materials in their building – and even in the artwork they display in their place of business. It can also be accomplished in the creation of signs. Using wood as a backdrop for a sign or for the actual sign that has been reclaimed from the demolition of the building is just one of many ways to incorporate the uniqueness of reclaimed materials when it comes to signage.
Perhaps the biggest benefit is the uniqueness of the sign created from reclaimed materials. The look is one-of-a-kind; the story behind the sign can be re-told to customers. These signs often become a conversation piece in the place of business.
So whether it's reclaiming steel from specific makes of cars at local salvage yards for the purpose of having them cut specifically to be used as the directional signage and the brand signs for major car dealerships, or the use of vintage car parts as lobby signs for small businesses, we find our customers saying "we love our sign".
Some examples of materials used in our reclaimed signs include saw blades from a saw mill in Warrenton Or., '65 Mustang, '64 Impala, '67 Chevelle, cedar barn and pallet boards. Let us create signage for your business that has a story, then we will hear you say "we love our sign".
NW Sign Solutions is the authority on reclaimed signageGet in Touch


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General view of the entrance to the Vaishnava Sanctuary (Cave II), Badami, Bijapur District
Photographer: Burgess, James
Medium: Photographic print
Date: 1874
Photograph of the entrance to Cave 2 at Badami in Bijapur District, taken by James Burgess in 1874. Badami, formerly known as Vatapi, was the capital of the early Chalukya rulers in the 6th - 8th centuries. The town is situated between two rocky hills of red sandstone that surround an artificial lake. There are two later forts that overlook the town. Around the south fort there are four rock-cut shrines while structural temples dominate the site on the opposite north fort. At the eastern end of the lake there is the Bhutanatha temple complex. Cave 2 is a Vaishnava sanctuary from the late 6th century. It consists of a square sanctuary excavated into the rear wall of a large columned mandapa approached through a long outer porch. The external wall is decorated with a frieze of ganas. The column shafts have sculpted medallions containing figures and jewel and garland motifs.


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Live Like Saints04:06
John Grassadonia
We Are Called03:44
John Grassadonia
StoryThis song is a reflection how I understand Christs message of how we are to live and relate to each other, our world and our faith. Many times when I feel stress coming on over every day living, I put this song on to remind me of a better way to treat others, to approach life and to hold faith to God's promise.
Blessed Are the Children03:33
John Grassadonia


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iPads, jewelry, champagne taken from Steve Jobs' home, police say
A man suspected of burglarizing Steve Jobs' Palo Alto home used a spare key to get inside, police said, before taking items, including Apple gadgets, $60,000 worth of Tiffany & Co. jewelry and Cristal champagne, a kitchen blender and Jobs' wallet.
Apple investigators were able to track down the suspect — identified as Kariem McFarlin, 35 — after he used the stolen devices to connect to the Internet with his own iTunes account, the San Jose Mercury News reported.
Police continued to investigate and searched McFarlin's Alameda apartment, where they found many of the items stolen July 17. The burglary was discovered the next day but not reported until July 20, police said.
McFarlin confessed to the burglary, the newspaper reported, and wrote an apology letter to Jobs' widow. The Apple co-founder died last year at age 56.
The Silicon Valley home was under construction at the time. According to a police report obtained by the Mercury News, McFarlin told investigators he was sleeping in his car and desperate for cash when he hopped a six-foot fence surrounding Jobs' home.
McFarlin is believed to have picked the house at random, Santa Clara County Deputy Dist. Atty. Tom Flattery told the newspaper. But once inside, police said, he saw a letter addressed to Jobs and realized whose house he was in.
The list of stolen items, police said, includes Jobs' wallet — credit cards, his driver's license and a single dollar inside — a key to a Mercedes-Benz, headphones and several Apple products, including iPads, iPhones and a "demo-sized" MacBook.
Nearly all the stolen goods were recovered, including two iPads McFarlin is accused of giving to his daughter and a friend. McFarlin, who police said admitted to other home burglaries in San Francisco, is due in court Monday.
"What an idiot," McFarlin's former boss, Ross Rankin, told the Mercury News. "There's certain things you don't do, and burglary is one of them, but burglarizing an icon like that, that just puts yourself pretty much in the deep hole."
Riverside County's 3,000-acre Buck fire 15% contained
L.A. City Council backs legislation to regulate helicopters
Mom faces child-abuse charges for allegedly leaving kids in hot car
-- Kate Mather
Follow Kate Mather on Twitter or Google+.
Photo: Steve Jobs at the Apple Worldwide Developers Conference in San Francisco in June 2010. Credit: Paul Sakuma / Associated Press


text: One way to teach this concept is to read the book, Are You Grumpy, Santa? by Gregg and Evan Spiridellis. As I read the book aloud, I paused to allow students to predict the feeling that Santa would have at various events in the book (kinder students made the face of the feeling they predicted). I made sure to point out how Santa's feelings changed from one event to another. By the time we reached the end, students could clearly see how Santa experienced a wide range of emotions, and eventually ended up happy. I asked them if this meant Santa would then remain "happy ever after," and was actually pleased to hear them all say no! They seemed to grasp the idea that it is okay to have a range of feelings and that none will last forever.


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A Modern Outdoor Wedding in Saratoga, CA
The Bride E.J. Dore, 28, a marketing supervisor at Radiological Associates of Sacramento Inc. The Groom Linh Nham, 29, a registered nurse at Sutter Roseville Medical Center The Date August 28 E.J. and Linh used a color palette of cream, apple green and espresso brown to decorate their historic mansion venue.


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Rio de Janeiro: Robots will help guard Pyeongchang 2018 and specially designed technology will lower language barriers in the most high-tech Winter Olympics yet, the Games' chief organiser told AFP.
Organising committee president Lee Hee-Beom also said drones would be used extensively at a "state-of-the-art" Olympics which will trade heavily on South Korea's technological expertise.
"Not only for security also for some other areas," Lee said in an interview at the Rio Olympics, when asked how robots would be used in Pyeongchang.
"We are aiming at a barrier-free Olympic Games so we will do our best to make it language barrier-free, age barrier-free, handicap barrier-free.
"I'm not going to go into much detail but I advise you to come and enjoy it."
While details of the technology, some of it still under development, were not revealed, South Korea's technical advances of recent times throw up some tantalising possibilities.
South Korean-designed HUBO humanoids have sophisticated voice recognition and vision and can walk, roll on four wheels and even climb stairs.
The HUBO picked up a $2 million prize last year in a competition in which it had to drive and exit a vehicle, open a door, cut through a wall and find and close a leaking valve.
A South Korean arms manufacturer has also developed a robotic sentry which is able to identify, warn, track and — if commanded — shoot intruders.
But Lee said the technology in use at Pyeongchang would be "not only robots".
"We are preparing state-of-the-art technologies," he said. "As you know, Korea is well advanced in the IT business.
"We have many advanced companies including Samsung and other venture companies so we are developing state-of-the-art technologies in the area of information technology, and we will use state-of-the-art technologies including robots.
"We are preparing lots of things. Virtual reality, some other things. You can come and see it."
Two Koreas
In December, Pyeongchang organisers signed an agreement with two government ministries covering automatic interpretation technology to break down the Korean language barrier for foreigners.
Lee only took charge of the Games in May after the abrupt resignation of his predecessor, shipping magnate Cho Yang-Ho, but he said preparations are largely on track.
Infrastructure — including the Games venues, a new high-speed rail link connecting Pyeongchang to Seoul and Incheon, and a new expressway — will all be completed on time, he said.
The Games' original budget of 2.2 trillion won ($2 billion) is under review but should rise less then 15 percent, a Pyeongchang spokesperson said.
Lee was in Brazil to observe Rio's hosting of the Games and he left with a notebook bulging with ideas and checklists.
"Thirty years ago we had the Seoul Olympic Games. With the Seoul Olympic Games, we think that Korea became a country of the world," said the former trade minister.
"We could open diplomatic ties with all the countries including all European countries including Russia and other Eastern European countries.
"And then we became a member of the OECD. So with the Pyeongchang Olympic Games we want to upgrade our national status as a global member."
Lee added that he was open to South Korean athletes marching at the opening ceremony with North Korea's team, as happened at the 2000 and 2004 Summer Olympics and the 2006 Winter Games.
"We are open to any kind of suggestions but so far we have not decided anything yet. It's our hope," he said, when asked if the two Koreas would march together.
Your guide to the latest election news, analysis, commentary, live updates and schedule for Lok Sabha Elections 2019 on firstpost.com/elections. Follow us on Twitter and Instagram or like our Facebook page for updates from all 543 constituencies for the upcoming general elections.
Updated Date: Aug 17, 2016 08:24:17 IST


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Ever notice how the New Year brings about an urge to announce and declare resolutions? And we have a blast coming up with all sorts of goals and aims – even those that are clearly unachievable.
One thing for sure, we come up with a few of them – else we would have failed in our quest for self-betterment. What is your resolution for this coming year? Got it down yet? Writing it down on a 3 x 5 card helps. You can whip out the card each morning as you get up from bed, read and remind yourself of your goal.
My resolution for this new year is to walk in gratitude. I want to be grateful for everything I receive, give and take – from God, from my fellow-man, from friends, from family, and even from total strangers. I just want to walk in gratitude.
Speaking of being grateful. Take the irrigation ditch, (photo at left) for instance. How many times have we walked along this waterway, this ditch and gave it one thought? Thoughts like, running water – how wonderful and how good it is to have fresh, clean, flowing water. I think of the desert, the dry, craggy outcroppings of rocks, the promontories that adorn the arid and barren land and the people who live there. How they would appreciate fresh water readily available to them instead of having to trek for miles to the nearest oasis. This irrigation ditch allows the water to reach into the far recesses of the foothills, to the fields of garlic and tobacco, to the little village cottages, shanties and huts, and to the livestock watering sheds. We are so blessed to have water and I want to not take these gifts for granted.
I walk in gratitude. Won't you walk with me?


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A trailblazing giant in the publishing world has died.
Dan gave me/Abernathy & Brown/Petrarca Press our start through his books and generous giveaways of priceless publishing info in the very old days by free return fax – his version of the WWW and the "sharing economy," circa 1990. All you had to do was punch in your fax number and choose whatever you wanted faxed back – his system would fax back 100 pages if you liked!
And he went skydiving and landed on the North Pole. – http://works-words.com/NSM-WIKI/WP/wordpress/wp-content/uploads/2014/10/Dan-Poynter-North-Pole.jpg
Handsome devil when younger: http://works-words.com/NSM-WIKI/WP/wordpress/wp-content/uploads/2014/10/2012-Inductee-Poynter-Dan.jpg
Gratitude to you, good sir.
Obit: http://www.dropzone.com/news/People/Legendary_Author_Dan_Poynter_Passes_Away_1160.html
Wiki: https://en.wikipedia.org/wiki/Dan_Poynter


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Your Daughter's Welfare is Our Primary Concern!!
Camp Wa-Klo has a wonderful medical staff, and we make every effort that your daughter's stay with us is both healthy and safe. We staff the clinic with two nurses at all times, and the camp director just happens to be a practicing surgeon. We are 15 minutes from a hospital, have a long-lasting relationship with a pediatric practice nearby, and Emergency Medical Systems (9-1-1) can be at camp within 10 minutes. Camp Wa-Klo is accredited by the American Camp Association (ACA), and all counselors are trained in CPR and basic first aid.
We take pride in our nutritious yet delicious meals served "family style" in our beautiful dining room. Salad bars are available during lunch and supper with fresh fruit on hand at all meals. We also serve apples as a mid-morning snack. Wa-Klo is a nut-free camp, so girls with nut allergies can eat safely at Wa-Klo. The kitchen serves vegetarian alternatives for vegetarians, and we can accommodate campers with lactose and gluten issues too.
Along with all the activities that are offered daily, campers do much walking all day long to get to the activities! Needless to say, active living is the order of the day at Camp Wa-Klo.


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Big Pit National Coal Museum
Big Pit was a working coalmine until it closed in 1980. In 1983 the site became a museum, and has become increasingly popular with visitors. Highlights include an hour-long underground tour, led by ex-miners, which takes you down in the pit cage to walk through underground roadways, air doors stables and engine houses built by generations of mineworkers.
Caldicot Castle
Founded by the Normans, and later restored as a Victorian family home, this castle is surrounded by a beautiful country park. The River Nedern runs through its grounds, and the wildlife pond is home to a variety of wildfowl.
Cardiff Castle
An impressive fortress in the heart of Wales's capital city, designed by William Burges who was employed by the 3rd Marquees of Bute in 1866 to transform the castle to the site we see today.
Cyfarthfa Castle
The 'Ironmaster' William Crawshay commissioned Cyfarthfa Castle in 1824, and this grand castellated mansion overlooked his ironworks.
Dewstow Gardens
Constructed around 1895, the gardens were buried after the Second World War and rediscovered in 2000. The gardens contain ponds and rills and a labyrinth of underground grottoes.
Dyffryn Gardens
Over 55 acres of Grade 1 registered Edwardian garden design. Dyffryn Gardens features a collection of garden rooms, formal lawns and an extensive Arboretum featuring trees from all over the world.
Llancaiach Fawr
Designed for security and defence, Llancaiach Fawr Manor is restored and furnished as it would have been in 1645.
National Roman Legion Museum
Caerleon was one of only three permanent fortresses in Roman Britain and the National Roman Legion Museum lies inside what remains of the fortress. The ruins include the most complete amphitheatre in Britain and the only remains of a Roman Legionary barracks on view anywhere in Europe. The site also contains a roman garden and displays half a million objects from the fortresses themselves.
St Fagans Museum
The national history museum stands in the grounds of St Fagans Castle on the outskirts of Cardiff. During the last fifty years, over forty original buildings from different historical periods have been re-erected in this outdoor museum.
Tredegar House
Former home to one of the greatest Welsh families for over 500 years, the Morgans, later Lords Tredegar. The Morgan family owned more than 40,000 acres in Monmouthshire, Breconshire and Glamorgan at the end of the 18th century.


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Set against the backdrop of the Nashville music scene, the new drama revolves around a 40-year-old superstar Rayna Jaymes, whose star begins fading. She is forced to team up with Juliette Barnes on tour in order to maintain her label's support for her latest record, whose sales have been underwhelming. Written by Max Axall
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Life is about to change in a big way for 16-year-old Tori Vega. After years of living in her older sister's shadow, Tori has been invited to attend Hollywood Arts, a high school with a focus on the performing arts. While the invitation came as a surprise -- she's never thought of herself as particularly talented -- and she still has to deal with being the new kid on campus, Hollywood Arts may just give Tori her chance to shine. Written by Dynasti Noble
Wi Mae Ri is the cheerful, pragmatic daughter of a failed businessman who had grown used to being constantly on the move to escape from loan-sharks. She becomes fast friends with the free-spirited indie singer Kang Moo Kyul when she nearly ran him over in a car. Meanwhile, her father Wi Dae Han is saved from his debtors by his old friend, Jung Suk, who had just returned from considerable success in the Japanese entertainment industry. Jung Suk sets up a deal with Dae Han to have Mae Ri marry his son, Jung In. Desperate to escape this predicament, Mae Ri begs Moo Kyul to pose as her husband, and finds herself in even more trouble than before when her father proposes a 100-day period in which she has to divide her time equally between Moo Kyul and Jung In, after which she has to decide who to marry. Written by Anonymous
At Sydney's National Dance Academy, a few talented youngsters are recruited for the excruciatingly tough course. Jewish long line of doctors' heir Samuel 'Sammy' and minor juvenile offender Christian are the outsiders but gradually fit in, making new kinds of friends. Star ballerina's daughter Kat also introduces them in the circle of last-year brother Ethan, who already aspires a career as choreographer. Written by KGF Vissers
Ally McBeal and Billy Thomas were going steady throughout their childhoods. Ally even followed Billy to Harvard law school despite having no interest in law. But when Billy chose to pursue a career in law away from Ally, their relationship came to an end. In the present, an old classmate of Ally's named Richard Fish gives Ally a job at his law firm, where Billy and his new wife are also working. This puts Ally in a predicament since she still has feelings for Billy which she's laboring to get over. At the office, Ally puts up with a nosy, gossiping secretary named Elaine, and an oddball lawyer named John Cage never seems to lose a case. At home, Ally's friend and house-mate Renée regularly advises her on her love life. The series follows Ally's trials and tribulations in life through her eyes, and caricaturizes her personal thoughts and fantasies. Written by Ondre Lombard [email protected]


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Maintenance Matters
June 1998 Issue
Maintenance Matters
How much does your airplane really weigh? Our bet is that the last POH weight is wrong and probably not in your favor.
When was the last time your airplane got weighed?
Back when Ike was golfing, when it left Lock Haven or Wichita, right? Meanwhile radios have come and gone, engines have been overhauled, changed and re-accessorized, seats have been replacedor maybe removed entirely. Its probably been painted two or three times, at least.
Perhaps youve had a couple of things 337d aboard with some quick arithmetic to recalculate weight and balance. Who knows what your airplane really weighs in 1998? Certainly not you.
Surprise, Surprise
I didnt know either, it turns out, although my homemade Falco was carefully weighed as recently as 1991, just after I finished building it....
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Tell Me More LIVE at NABJ
And, you thought it couldn't get any hotter in August...
Michel Martin will bring the heat when she hosts a special LIVE broadcast of Tell Me More on Friday August 5, 2011 from the National Association of Black Journalists (NABJ) conference in Philadelphia.
As part of the broadcast, Michel will explore what a new jobs report — expected out Friday, August 5th -- means for state of the U.S. economy.
Our LIVE guests will include Pennsylvania Congressman Chaka Fattah, who will share the stories of how his Philadelphia district is weathering the tough economic climate. Award-winning financial journalist Stacey Tisdale — featured on PBS, NBC's Today show, and the Oprah Winfrey show — will add her unique perspective to that conversation.
Plus, we will explore the question of Diversity in the Media. Michel will be joined by CNN Executive Mark Whitaker, NABJ's Vice-President of Broadcast Bob Butler, Journal-isms' Richard Prince and Latoya Peterson of the popular blog Racialicious.com.
And we're bringing one of our hottest segments to Philadelphia - The Barbershop. Freelance journalist Jimi Izrael, author of the book, "The Denzel Principle," is joined by Arsalan Iftikhar, a civil rights attorney, founder of themuslimguy.com and Managing Editor of The Crescent Post; and Ron Christie, a Republican strategist and former aide to President George W. Bush and Vice President Dick Cheney. And to give this Barbershop that unique Philadelphia flavor, native son and self-described hip-hop intellectual Professor Marc Lamont Hill joins in to talk about everything from politics to sports.
Tell Me More's Sanaz Meshkinpour, John Ketchum and Davar Ardalan will also join host Michel Martin at the NABJ broadcast.


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Shahid Rafi launches Mohammed Rafi Academy
Shahid Rafi, the son of the legendary singer late Mohd. Rafi is all set to launch 'Mohammed Rafi Academy' in a high-profile event on the 31st of this month, in accordance with the legendary singer Mohammed Rafi's 30th death anniversary.
There are many USPs and firsts that the said academy will boast of. The most prominent of them all is the fact that, its for the first time that prolific singer-sisters Lata Mangeshkar and Asha Bhosle will be imparting their musical knowledge to the students of the academy. The academy also boasts of having on board many talented names like Raju Naushad (Naushad's son), Andalib Majrooh Sultanpuri (Majrooh Sultanpuri's son), Ruhan Mahendra Kapoor (Mahendra Kapoor's son) and Firdaus Shahid Rafi (Rafi's grandson) in it.
Oneindia wishes Shahid Rafi all the very best for the launch of Rafi Academy.


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Sony Pictures' 'Smurfs 2,' 'Houdini' and 'Singularity' to Shoot in Montreal
The Hollywood studio is bringing three CGI-heavy movies to Quebec for production one after the other to take advantage of generous tax breaks and digital media incentives.
TORONTO - Studio movie shoots in Canada these days increasingly come in bunches for added production savings.
Roland Emmerich may have delayed production on his sci-fi epic Singularity in Montreal, but that hasn't stopped Sony Pictures piling into Quebec with yet more big-budget movie shoots.
The studio is now likely to shoot the $175 million Singularity picture in fall 2012, ahead of a May 2013 release, after Steven Spielberg wraps production on Robopocalypse at the Cite' du Cinema studio in summer 2012.
Now there's word Sony Pictures is to shoot the upcoming sequel to The Smurfs and its Houdini project in Montreal as it takes advantage of Quebec's generous all-spend tax credit and additional digital media tax incentives for live action/CG hybrids.
The studio is near to starting pre-production on The Smurfs 2, which has an August 2, 2013 release, and Jordan Kerner returning as producer.
And Sony Pictures is also sending to Montreal director Francis Lawrence's high profile film about Houdini, the famed escape artist and magician.
The studio is only the latest Los Angeles producer to secure economies of scale by shooting movies one after the other in Canada, often with the same local production crews and facilties.
Relativity Media had Tarsem Singh shoot the CGI-heavy epic Immortals inside the Cite' du Cinema studio in Montreal, followed by production of next year's Julia Roberts-starring Snow White movie Mirror, Mirror, also in Montreal.
And Universal Pictures similarly chose Montreal to shoot Mummy 3 and Death Race one after the other back in 2007.


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INTERNATIONAL. It was coming. For many months you heard the cries that a stock market crash was on its way and yet these words of caution were drowned out by headlines of equities hitting new all-time highs.
Bitcoin was another one. As much as a record breaking year 2017 was for the infamous cryptocurrency, there was still those out there who were quoting the words "tulipmania" in connection with it but yet the believers ignored it. Now in many ways you can hear the naysayers exclaiming loudly "I told you so".
But we have talked so much about bitcoin over the last 12 months, so let's have a look at the stock market and question if we are witnessing just a mere sell off or the beginning of a full blown market correction?
This is the end? My only friend the end?
Firstly, let's look at some numbers that have happened over the last couple of trading sessions.
The catalyst for the stock market's recent collapse was the Friday US job report which sent a shock to the system. Non-farm payroll came in at an impressive number of 200K jobs created but it was the unexpected average earnings increase which came in at 0.3% versus 0.2% as expected that started the sudden sell off in the stock market.
It continued on Monday 5th February with the DOW Jones crashing by 4.6%, which is its worst plunge in a single day ever. The S&P 500 followed suit dropping 4.1% and the rot also spread into Europe and Asia with the FTSE closing Monday at the lowest level since April 2017 and Japan's Nikkei225 closing -4.7%.
Tuesday 6th February brought further losses for the DOW and the SP500 but come Wednesday 7th buy orders kicked in and the stock market mounted a minor recovery.
Should the market now start to panic or is everyone just over reacting? Let's look at this way. At the current time of writing both the SP500 and the Dow Jones are trading around the levels they were trading at back in November 2017. That's just two months ago, so should we really all be running to the exits?
It's not the levels, it's trading that is causing concern, it's the how quickly this sell off has occurred and that one word every trader knows, the volatility.
Over the last couple of years, the market has been fairly calm. The markets have risen nice and steadily and in a very civilized manner. You can see this in the behavior of the VIX, the volatility index also known as the "fear index", which has been very low over the last several years and has particularly been stuck in a range, just plodding along. That was until Friday where it broke through the range and skyrocketed to levels not seen since 2015.
Though currently it has fallen back down slightly, it's how quickly the move higher happened that potentially indicates that volatility is well and truly back.
Why is this happening now?
As a sense of amazement gripped a nation and the world in November 2016 as Donald Trump beat the incredible odds and won the US Presidential election, the stock market also went into a sense of awe and skyrocketed on optimism of potential future tax cuts that Trump had pledged would occur with him residing at 1600 Pennsylvania Avenue.
2017 saw those tax cuts and the stock market continued to rally throughout that year and into January this year. But what was considered a blessing for the markets is now causing concern as there is fear that these cuts could also increase inflation.
Friday's surprise increase in wage growth has planted these thoughts deeper into the mind of the market and if inflation does indeed start to rise the FED might be forced to act.
Now it was widely expected for the FED to indeed raise rates again this year, however as there are signs that the US economy is growing faster than expected, the worry is the Federal Reserve will be prompted to be more aggressive with their rate hikes.
The end of the bull run?
It has been an incredible run and of course it had to come to an end at some point. The era of low interest rates is over, which will result in less borrowing for businesses and higher bond yields which will make them an attractive alternative to investors who want to move away from stocks. There is a real feeling that we will see rate increases in the US (and now the UK too) at a lot faster pace which you can also see with lower gold prices, which should be enjoying a ride higher as a safe haven but it's not because of this belief in higher interest rates.
Combine that with the return of volatility then a potential correction and further losses is really at play.
How bad can it get?
As it stands the global economy is healthy unlike it was back in 2009 when we saw the DOW lose more than 50% of market value, so fundamentally speaking this fall back could be more controlled.
However, with years of low interest rates and borrowing how much have stocks been overvalued? And when the new reality sets in, how healthy, with debt still extremely high, is the actual global economy?
Wherever the market is destined to go to, there are certainly indications that the bears can smell blood.
For further details, visit www.easymarkets.com
This article was first published by AB Property Marketing.
Photo Captions:
1. (above) James Trescothick, Senior Global Strategist, easyMarkets
2. (inset) For illustrative purposes only (File photo)
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