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Today's association model, created more than 100 years ago, is dying. The days of homogenous markets are long gone. Industry consolidation and globalization have rendered many trade association's traditional member markets virtually unserviceable. Increased competition and higher member expectations have combined with market changes to create an environment that is hostile to the broad-based association trying to serve a complex and diverse member market.
These macro and irreversible trends have resulted in an unprecedented quandary for most associations: Do we continue attempting to serve an increasingly diverse member market? Or do we refocus to serve a member market that has changed significantly from the one that the association was designed for?
In the past, the typical association's approach was to focus on members' considerable common interests and needs. They have a predisposition to the member market as it has been. "We serve CPAs." "Automobile dealers are our members." "We serve physicians." "Manufacturers are our members." And so on. They act as if nothing has changed, when the reality is that fundamental and irreversible changes have taken place in their member markets.
Now common interests and needs are scarce. As a matter of fact, the interests of one member are sometimes diametrically opposed to those of another member.
What is an association to do?
When you boil it all down, there are only three options:
* Continue to struggle with divergent interests and needs OR
* Organize and structure to meet diverse needs OR
* Focus solely on the needs of a definable segment
The first option is not defensible. For an association's governance and management to acknowledge the situation and its consequences, but do nothing, would represent a major failure in their obligations. This would be like a newspaper seeing the impact of digital information alternatives and saying they're not going to do anything differently.
The second option has been tried but with marginal success in most cases. Ask any association with sections, special interest groups or divisions, "How are they working?" and the answer will be "It varies. A few work well, some do OK, and others do poorly."
The last option, focusing on the needs of a definable segment, is the radical solution to relevance.
Does focusing solely on the needs of a definable segment mean yours will be a smaller association? It might. If it looks that way, ask yourself: "Would our members want to belong to a large association or an association that helps them perform and succeed?" For example, the American Medical Association (AMA) and its constituent state and local societies have been unable to serve a population of doctors who are increasingly diverse in practices and interests. Hand surgeons don't need the same information as family practitioners. Hospital-based physicians require different advocacy than rural, solo practitioners. And plastic surgeons have little, if anything, in common with pediatricians.
While the American Medical Association's membership and market share have plummeted, the number of specialty and subspecialty medical societies has grown. The American Board of Medical Specialties certifies physicians in more than 145 specialties and subspecialties. With an average estimated membership of 5,300 in a specialty organization, more than 768,500 physicians could be members of these groups compared to the AMA's membership, which estimated only represents 135,300 'real, practicing physicians'.
The growth of associations over the last 50 years shows almost all of them with a narrower focus than their predecessors, indicating that those associations with a precisely defined member market are in demand and succeeding. Their mission is clearer with a well-defined market. Their value proposition is stronger because their programs and services are more focused. Their organizations are more efficient because their resources are more concentrated. Their communications improve with more targeted messaging. Their competitiveness is enhanced with efforts dedicated to a more distinct market. The key to success is brand relevance: focus energy and resources on meeting well-defined member needs and problems rather than trying to be all things to all people in hopes of maximizing membership and dues income.


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Looking Back: Celebrate a Victorian Christmas at the Clague House Museum
Christmas in the late 1800's was not commercial – it had more to do with family, food, and the exchange of handmade gifts. Christmas trees in that time period were more simple. People often made homemade ornaments such as cornucopias of paper filled with fruit, nuts and candy. Strings of popcorn and berries were draped across the branches of trees. Beautiful shaped cookies were hung for treats on Christmas day. Often the gifts were also wrapped and hung from the branches. Also popular were molded wax figures of angels and children.
Many ornaments were made of cotton-wool wrapped around an armature of metal or wood and trimmed with embossed paper faces, buttons, gold paper wings and "diamond dust," actually powdered glass. You can experience a traditional Victorian Christmas Tree at Westlake's Clague House Museum.
Bring your family and friends for an opportunity to enjoy the beautifully decorated tree. Bring your camera and capture a new family tradition. The Clague House (located at 1371 Clague Road) is open every Sunday through December 20th from 2 – 4 p.m., or by appointment. For more information, check our website at www.westlakeohiohistory.org or call 440-471-4090.
The Westlake Historical Society is selling a limited number of Clague House Christmas ornaments. These can be purchased at the Clague House, online at the website above, or by contacting Donna Nordgren at (440) 835–2726. The membership of the Westlake Historical Society would like to wish all of you a very happy & prosperous holiday season!

subset: commoncrawl


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The Tribune
The war novel by Mulk Raj Anand
Write view
by Randeep Wadehra
Across the Black Waters by Mulk Raj Anand. Vision Books, New Delhi. Pages 264. Rs 495.
WORLD War I was fought from 1914 to 1918, in which Great Britain, France, Russia, Belgium, Italy, Japan, the United States and other allies defeated Germany, Austria-Hungary, Turkey and Bulgaria. Much has been written by western authors about their respective soldiers' contributions and sacrifices. However, the Indian soldier's contribution has remained by and large ignored. This novel, described by British literary critic Alistair Niven as Mulk Raj Anand's best since the "Untouchable", fills in the gap to a great extent.
Lalu is an Indian sepoy, part of the two divisions-strong-contingent of the Indian Army. For the first time he is sailing, that too for waging war on His Majesty's behalf against the mighty Germans in France. He like others in the ship has only a vague idea of his destination and the actual war theatre.
The innocence of Indian sepoys has been brought out vividly by Anand in the scene where one of the characters describes the British monarch as an incarnation of God. The Indian soldier does not question the orders from the Commander-in-Chief, as relayed by the company havildar.
This faith in the divinity of the monarch enables him to sacrifice his all in an alien land for an empire that has given him nothing worth fighting for. Thus Lalu and his fellow sepoys find themselves in Flanders, a historical region in northwest Europe, including parts of northern France, western Belgium, and the southwest Netherlands along the North Sea. For many centuries it enjoyed virtual independence and great prosperity as a centre of the textile industry. The Hapsburg wars in the Low Countries caused the eventual division of the region, which suffered heavy damage during both World Wars.
It is strange that western literature and history do not take into account the sufferings and sacrifices of the Indian sepoy. It required a Mulk Raj Anand to chronicle the ordinary soldier's extraordinary fortitude while facing heavy odds in strange environs. Pain and anger are evident throughout the narrative. However, the novel is remarkable for its sensitive handling of the characters who come from humble backgrounds. This is probably because the author himself is the son of a subedar in the Dogra Regiment.
The tension and unpredictability of war is borne with resolution by the sepoys. The front is live with the exchange of gunfire and invectives, and the ground is littered with bodies of the dead and the dying. Amidst all this, they are able to snatch some light moments.
For instance, while waiting for the orders to launch a counter-attack, they are facing the enemy's artillery fire when they hear their comrade-in-arms named Daddy Dhanoo, snoring away. Lalu remarks, "Woe to the enemy if they see such warriors as Dhanoo". When he wakes up he is asked to go back to sleep but not snore lest he should frighten the enemy.
They show a capacity for philosophical dissection too. Such heavy topics as the significance of duty, obedience and dharma in the context of war are discussed with rustic earnestness.
Daddy Dhanoo is a typical example for whom, "obedience and duty were along with God not only the ultimate laws of the universe, but interchangeable. If loyalty to the spirit which creates the universe was only possible through worship and the remembrance of the Almighty, then the obedience to the sarkar, whose salt one had eaten, was the highest dharma. And his pantheism was activist..."
The unsophisticated sepoy is shown in the novel as being capable of infinite shades of subtlety whenever it came to differentiating between right and wrong according to the unwritten military code... everything else was "reduced to the test of the heart, the ultimate arbiter".
As with his other novels, Anand's characters are ordinary people caught in circumstances that vary from the ordinary to the extraordinary. Their dreams, their aspirations are by no means grand.
Yet there is something majestic about their dignified struggle against odds. This volume might not be comparable to Leo Tolstoy's "War and Peace". But in the portrayal of the ugly side of war, it is as poignant. The human virtue and failings come out in variegated shades.
Perhaps this is the reason why this novel has been translated into 11 European languages; the British Council adapted it for a play to mark the 80th anniversary of the end of World War I, ignoring the claims of such renowned works as "All Quiet on the Western Front".
More than a collector's item, this novel is a must for those interested in knowing our past in its less pleasant shades.


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Galactic Civilizations III
Galactic Civilizations III is the largest strategy sandbox ever made. Start with a single world and expand across the galaxy through diplomacy, trade, cultural hegemony or military conquest in this single-player or multiplayer 4X strategy game. How will you rule your galaxy?New Battle System: Players assign their ships specific roles to play in combat. You can now view fleet battles in a cinematic style to see your designs in action.
Never the same game twice: Play in the ultimate sandbox where each game has a unique map, unique worlds and new challenges to face.
Multiple paths to victory: Win through military conquest, cultural domination, technological ascension or political alliance.
Story-based campaign: Galactic Civilizations III includes a campaign that brings players up to date on the 20-year story arc behind the rise of humanity in the 23rd century.
Massive technology tree: Research a technology tree with immense breadth and depth. Player choices determine the capabilities of their civilization.
Custom ship design: Players have total control over how their starships function as well as how they look. Any ship you've ever imagined can be created or downloaded.
Notice: 64-bit Windows Required
Title: Galactic Civilizations® III
Genre: Indie, RPG, Simulation, Strategy
Developer: Stardock Entertainment
Publisher: Stardock Entertainment
Release Date: 14 May, 2015
OS: 64-bit Windows 8.1 / 8 / 7
Processor: 1.8 GHz Intel Core 2 Duo / AMD K10 Dual-Core
Memory: 4 GB RAM
Graphics: 512 MB DirectX 10.1 Video Card (AMD Radeon HD5x00 Series / Nvidia GeForce 500 Series / Intel HD 4000 or later)
DirectX: Version 10
Network: Broadband Internet connection
Hard Drive: 12 GB available space
Sound Card: DirectX Compatible Sound Card
Processor: 2.3 GHz Intel Core i5 Processor or Equivalent
Memory: 6 GB RAM
Graphics: 1 GB DirectX 10.1 Video Card
Hard Drive: 15 GB available space
1. Unzip
2. Run the Game
After entering the game, if you do not see the font, use the following solution:
1, Run the setup file under Galactic Civilizations III\gc3_font_setup.exe directory.
2, delete the following two files from C:\ProgramData\Stardock\Galactic Civilizations III :
Galactic Civilizations III v1.0 Incl Ship Parts Launch Pack Cracked-3DM


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I write concerning the item about the green flags awards for local parks (News Guardian, August 6).
Residents and visitors to Crawford Park in Monkeseaton would be putting flags out if the grass was cut and the flower borders reinstated.
We are small but we could be beautiful again.
Coun Eddie Darke, please come and visit our park.
Helen Mason


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Voiance Returns to National NENA Conference
Voiance exhibited at NENA's 2013 Conference and Expo from June 15-20 in Charlotte, NC. NENA, the National Emergency Number Association, serves its members and the greater public safety community as the only professional organization solely focused on 911 policy, technology, operations, and education issues.
Voiance supports emergency service clients across the United States by offering qualified interpreters 24/7 in over 200 languages. The company services PSAPs, emergency communication centers, and police departments in some of the most linguistically diverse areas of the US.
About Voiance
Voiance Language Services, a subsidiary of CyraCom International, provides 24/7 Over-the-Phone interpretation in over 200 languages, as well as multimedia translation services. With an ISO 9001:2008 certified and audited quality management system, onshore interpreter contact centers, and advanced telecommunications infrastructure, Voiance delivers effective service to clients in business and government.
CyraCom International has more than 900 employees and was named to the Inc. 5000 list of fastest growing private companies in the US in each year from 2009-2012. In business since 1995, and based in Tucson, Arizona, CyraCom International provides language services to over 3,000 clients. Visit http://www.voiance.com/wp-admin/wp-admin for more.
About NENA
As The Voice of 9-1-1™, NENA is on the forefront of all emergency communications issues. The association serves its members and the greater public safety community as the only professional organization solely focused on 9-1-1 policy, technology, operations, and education issues. With more than 7,000 members in 48 chapters across the United States and around the globe, NENA promotes the implementation and awareness of 9-1-1, as well as international three-digit emergency communications systems.
NENA works with 9-1-1 professionals nationwide, public policy leaders, emergency services and telecommunications industry partners, like-minded public safety associations, and other stakeholder groups to develop and carry out critical programs and initiatives, to facilitate the creation of an IP-based Next Generation 9-1-1 system, and to establish industry leading standards, training, and certifications.
Through the association's efforts to provide effective and efficient public safety solutions, NENA strives to protect human life, preserve property, and maintain the security of our communities.


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1 comment:
- Ostreko Family said...
If you send me one of these as a gift to complement my coconut and banana tree (which continues to grow) we're going to have a talk about proper gifts for your sister. :) Kidding!
- January 10, 2012 at 7:38 AM
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LifeAire Systems' Technology Used by Top Fertility Lab in U.S.
LifeAire Systems, a technology leader in air purification for healthcare, announced that the 2015 program with highest live-birth rate for women under 35 according to fertilitysuccessrates.com uses the company's patented, multi-stage air purification media system. The technology remediates up to 99.99% of biological and chemical contaminants in both source and return air. More: http://bit.ly/2h3f1Qa


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Steve Jobs' Last Words
Before anything else, a disclaimer; I do not own this article. I just find it inspiring. Steve Jobs' Last Words: I reached the pinnacle of success in the business world. In others' eyes, my life is an epitome of success. … More of this rant
Posted in Poignant Thoughts Tagged apple, tech Leave a comment


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« Previous Entries
TechnoDossier is really an excellent website for readers to learn every technology-related information. It provides know-how software, applications, mobile and any other computer-related issues.
It is a very informative site and every post was written in an easy understanding way. So it makes acquiring computer-related knowledge more accessible, appreciate the team behind TechnoDossier.
TechnoDossier is a quite useful website where readers can get useful information. I like reading the posts written by Nidhi Arora.
It is very difficult to find a person who is good both socially (at heart) and academically (at brain). Dr. Nidhi Arora is such a unique person who has both of these qualities.
A very rich exposure and experience in the fields of academics, industry/corporate world as well as research adds feathers to her cap. Her venture of TechnoDossier is nothing but a blessing for those who want to remain updated with the technology. My best wishes to her.
I love reading TechnoDossier on a weekly basis. It gives clear and useful tips for all tech-related activities. Would recommend to everyone!
TechnoDossier is a great place to find edu-tech pieces, Dr. Nidhi manages to simplify complex high-tech products in a manner that even non-technical people can understand and relate to!


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Our newest book 'The Dog Did It' is finally live. How exciting! "THE DOG DID IT: Really Bad Stories About Very Good Dogs" is a collection of beautiful dog portraits, accompanied by true tales of canine mishaps. You can preview it right here:
Available in both a PRINT EDITION and enhanced DIGITAL E-BOOK, there's something for everyone.
You can preview and purchase the book directly from our Blurb.com bookstore. You can even have it shipped right to your house, or make it a gift and ship directly to family and friends just in time for the holidays.


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Wakefield Trinity Wildcats will be playing in Super League again next year after a 24-16 win over Bradford Bulls in the million pound match at Belle Vue.
Scott Moore's try on the final play of the game finally settled an absorbing clash in which Bulls hit back from 12-0 down to trail by only two points.
Defeat means Bradford, Super League champions exactly 10 years ago, will remain in the Championship for a second successive season.
It was the fourth time since joining the top-flight in 1999 Wildcats have won on the final day of the campaign to preserve their Super League status.
They could have made an easier afternoon of it, but Bradford staged a thrilling fightback in the second half.
Wildcats led 6-0 at the break thanks to Danny Kirmond's try, after 15 minutes, which was converted by Joe Arundel.
Arundel touched down soon afterwards, but Tom Johnstone's pass was ruled forward. The centre also missed with a penalty attempt late in the half.
Bulls twice got over the line, but were denied by video referees Phil Bentham and Robert Hicks. Johnstone's try forced Matty Blythe into a knock-on and Danny Addy knocked-on before touching down from Harry Siejka's pass.
Bulls applied heavy pressure, but Wakefield defended strongly and looked more threatening with the ball.
Wildcats were well in command four minutes into the second half when Moore did well out of dummy-half and dropped off a pass to send Anthony Mullally through a huge gap.
Mullally had a spell at Bradford last year and was making his final appearance for Wakefield before joining Leeds Rhinos.
Jordan Tansey's goal made it 12-0, but Bulls hit back six minutes later when Danny Williams crossed from a brilliant pass by Adrian Purtell.
Addy converted via a post and the crossbar and Bulls scored again almost immediately. Jake Mullaney should have done better from Lee Gaskell's pass, but the ball was moved right and Blythe touched down after a scramble.
The video refs gave the green light, but there was no goal. That made it a two-point ball game, but Wildcats struck next.
Tansey's break turned defence into attack and Danny Washbrook, in his final game before returning to Hull, went over from Jacob Miller's pass.
Tansey converted to make it 18-10, but again Bulls hit back, Purtell powering over and Addy adding the two.
Mullaney kept Bulls in it with nine minutes left when he made an outstanding last-ditch tackle on Chris Annakin, then Moore was held up over the line on the next play.
With four minutes left Wildcats were controversially penalised for not being square, apparently on the video referees' advice, but Addy's kick was off target.
From the drop out, Dale Ferguson lost the ball in Godinet's tackle and Wakefield countered for Moore to scoot over on the final play, Tansey adding the extras after the hooter.


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Microsoft have released a full online and downloadable training kit for Windows Server AppFabric. This kit is comprised of the 4-day technical training course that explains all about the new capabilities in Windows Server AppFabric.
It includes the lab exercises and the full HD streaming of recordings of an actual delivery of the class.
Windows Server AppFabric's two core capabilities:
- For Web applications, AppFabric provides caching capabilities to provide high-speed access, scale, and high availability to app data.
- For composite applications, AppFabric makes it easier to build and manage services built using WindowsWorkflow Foundation and Windows Communication Foundation.
Download: Part 1 (Hosting) | Part 2 (Caching)


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More in touch with their feelings than other styles, they're in danger of sinking into moodiness if they meet with resistance to their ideas. The same talent that allows them to "look outside the box" can leave them wondering why they never see things the way others do, and subsequently to question if they're flawed. Their conversations are ripe with sad stories.
Their driving force is envy, which shows up in dissatisfaction, a perception that "the grass is always greener somewhere else."
Typical Comments "People call me because they know I'll come at things from a totally different angle." "I buy into the 'vale of tears' theory of life." "I seem to feel things more deeply than others." "I always felt like an outsider as a child."
First-Order Change Focusing more on strengths and resources and less on the tragedy of life, learning to develop the possibilities of their current jobs, shifting their moods through physical exercise or creative outlets, reframing self-criticism in more positive ways, and championing a program or process they believe in.
Second-Order (Transpersonal) Change Effective in external world. Equanimity, the ability to live fully in the present moment.


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*Archived material*
These pages were archived in April 2012 and will not be updated. If you are looking for current Teaching Medical Physics resources, they can be found at http://www.teachingmedicalphysics.org.uk
This website supports a teaching pack which has been circulated to all UK schools. It contains lessons as Powerpoint presentations and other material aimed at helping teachers to teach science with examples from medical physics. The presentations can be used as free-standing lessons at GCSE level (on the electromagnetic spectrum, radioactivity and ultrasound), or parts of the presentations may be used at A level or earlier, or for particular topics such as the Doppler effect, radiation safety or waves.
For further copies of the teaching pack, please contact the Institute of Physics at firstname.lastname@example.com, or download the entire CD as an iso file (150MB), which your CD writer software should be able to burn directly to a CD.
This material is intended for PCs running Windows XP, with Microsoft Powerpoint and Word. If the lessons don't run on your computer, you can try the pdf versions here: electromagnetic spectrum, ultrasound and radioactivity. Not all the multimedia features may be available in these versions, but they should work on any computer (provided you have the Adobe Acrobat reader). You may need to run the movies seperately by clicking on them in Windows Explorer.
Alternatively, you can download the latest free viewers for Adobe Acrobat, Microsoft Powerpoint, Microsoft Word and Macromedia Flash.
All parts of this website can be copied and distributed freely. You might find the material works better if you copy it to your computer instead of running it from the website. For help, contact email@example.com. And please tell us what you think about the teaching pack at email@example.com


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This lovely work, designed for the game Freedom Force was sent to us through twitter, courtesy of Andrew Rayburn. Quite a good likeness, no?
1 Response to "El Gorgo! skin for Freedom Force"
That's pretty awesome! I played the hell out of that game when it originally came out.
Comments are currently closed.


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Jessica is a fantastic project manager and a dedicated agent for change. I've seen her in action and few people grasp the core concepts and ideas surrounding user experience the way she does. In addition, she is a clear, thoughtful communicator who knows how to get important messages across to all stakeholders and interested parties without making people feel like they don't understand. In other words, she can strategize and implement technology at the highest levels while making it easy for front-line or non-tech staff to understand.
Marketing should not be your only focus. Everything you do for your business either works for the benefit or detriment of your goals. Your marketing tactics could be driving traffic, but if your website doesn't convert, then you're wasting money. It is my job to see how everything you're doing works together and help you avoid friction.


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College education becomes a predator's lounge for Wall Street and the government – Since 2000 the real cost of college is up by 23 percent yet the real earnings of college graduates is down by 11 percent.
- 2 Comment
The cost of going to college seems to defy the rules of fundamental economics and basic gravity. Over the last decade the real earnings of college graduates has fallen yet the cost of a four year education continues to go up almost oblivious to this fact. These kinds of dislocations in markets typically signify bubbles just like we experienced in the housing market. Home prices soared without any underlying change in fundamentals except the fact that loans were made more accessible. The same can be said for a college education. The cost of attending a college has surpassed virtually every sector in our economy yet college graduate earnings have not enjoyed a similar rise. Then why is the cost soaring? Is it simply because banks know that the government will back every penny in student loan debt? Is it the multi-million dollar workout facilities? Is it the laws that shackle students into debt that isn't removed even through court ordered bankruptcy? The college dream just like buying a home is part of the American dream narrative and many are willing to go into massive debt without questioning the value of what they are paying for (or going into debt for). The Wall Street and government predators know this.
The return on investment is falling for college graduates
Source: BusinessWeek
The banking debt machine of our country continues to go strong in higher education. Take a sobering look at the above chart and align it with these stats:
Since 2000, in real terms college costs are now up by 23%
Since 2000, in real terms real pay for college graduates is down by 11%
So you have students paying much more for a college degree that is yielding lower pay. I get the argument that education is a valuable commodity. I've seen the charts showing that college graduates make more than non-graduates over time. But again, this is data based on history that reflects a more affordable college degree without comical levels of debt. Today you have paper-mill institutions charging $20,000 a year for a worthless degree. You have private schools charging over $50,000 a year in tuition and fees while the per capita income in the United States is $25,000. This is the major disconnect here. And from all the data we are seeing in regards to student loan debt we realize that many Americans have no way of financing a college education without going into back breaking debt.
There used to be the affordable public option but that is now being quickly shut off because of state budget deficits. In California for example, the University of California will be raising tuition yet again in a state that has seen no real income growth over the decade:
Source: OC Register
Since 2000 the price of a University of California education has gone up by roughly 200 percent after new fees are adjusted in fall of 2011. Keep in mind this is the affordable option here. Like mentioned before, you have the following options:
State schools: Quickly rising fees because of horrible state budget cuts
Paper-mill for-profits: In business to suck up student loans and provide sub-par education
Private schools: $50,000 in annual tuition is common
Yet as the first chart stated, college graduates are earning much less over the last decade while fees have gone up. This in fact is a bubble. The government is placing many students in debt serfdom because student loan debt is not discharged through bankruptcy. The horror stories of student loan debt are amazing. The stories over at Student Loan Justice are enough to make your skin crawl. Here are the pitfalls:
-Student loan debt is stuck with you for life
-Start missing payments and penalties are compounded onto your initial balance. You have students with $10,000 in initial debt suddenly facing $40,000 in repayments because of compounding, fees, and higher interest rates.
-Wage garnishment
-Tax refunds taken
In essence if you misstep with student loans you are put into a modern day debtor's prison. The blame is largely on the banking system and our government yet again. First, many of these schools are merely doing what the banking industry did with housing. They did not care that home prices were going up with no economic justification and were trying to milk the system all the way up. When the bubble burst, it was the taxpayers that carried the bill. Have you seen the executive pay for the for-profit institutions? Taken a look at the pay for executives at Sallie Mae? Once again Wall Street is turning education, a noble and important cornerstone of our economy, into a predators lounge to gouge every cent from the public.
You would think that with private schools reaching $50,000 in tuition per year that we may be reaching a breaking point. That is not the case. As long as people are still believing in the college dream storyline few people pay attention to the repercussions of taking $50,000, $100,000, or even $200,000 in student loan debt. Even those who track college costs for a living envision even higher costs down the road:
Source: College Board
This chart I find amazing. Many private colleges already charge $50,000 per year. So according to this chart, in 6 years many of these schools will charge $100,000 for one year of school? How can that be if incomes do not rise and show no signs of rising now? You already have many recent graduates struggling to pay for their student loans even with a job in hand. The above chart never bothers to ask the underlying question of how it will be possible to pay for college if incomes do not rise in conjunction. This has bubble written all over it and it is only a matter of time of the bubble bursting. Just like housing values have cratered, the cost of a college education will fall over time.
The first place to pop the bubble is with the for-profit schools. These paper mills are simply ways of siphoning off government backed loans to students who would be better off simply working or going to vocational programs in cheaper community colleges. No other modern industrialized nation has such a nonsense shadow system sucking up so much federal funding. We now have close to $1 trillion in student loan debt outstanding. This is unsupportable.
Wall Street and the government are simply inflating another bubble and more executives are sucking this host dry until they find another vector to implode. Welcome to the predator's lounge. No need for a college degree to see where this thing is heading.
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2 Comments on this post
David said:
When I get reincarnated, I am coming back as an Electrician. (Because I rarely ever see an electrician get dirty, or hump heavy stuff around).
If the wire-pullers will not have me, then my second choice, would be a plumber. (All one has to know, to pursue a plumbing career, is that shit floats downhill, and payday is on Friday!)July 1st, 2011 at 2:01 pm
NOTaREALmerican said:
Good first chart.
I know 3 couples who now have kids with degrees but with low-paying jobs. Only the kid with the civil-engineering degree is getting work (he's was actually getting work while still IN college).
The concept of everybody going to college is roughly the same as everybody being above-average. Eventually, everybody can't be.July 5th, 2011 at 12:43 pm


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Harley-Davidson Inc. released information on its second-quarter financials for 2014, indicating that net income is up to $354.2 million compared to $271.7 million during the same period in 2013. Over the first six months of 2014 H-D reports that net income has reached $620.1 million, up nearly $125 million compared to the figures attained at the end of June in 2013. The growth has translated into a 33.9% increase in diluted earnings per share for the quarter.
The Motor Company attributes part of its net income growth to improved operating efficiencies and higher motorcycle shipments. For Q2, H-D shipped 92,217 motorcycles worldwide, a 9% gain, while through the first six months the company shipped a total of 172,899 units, an 8.2%, increase over last year.
But sales of motorcycles, however, remained nearly identical to those achieved in 2013. In fact, Harley sold slightly more motorcycles in Q2 last year compared to 2014 numbers, 90,218 to 90,193. The US was again the strongest market, with 58,225 new machines sold in Q2 2014 compared to 58,241 in Q2 2013.
Internationally, 31,993 motorcycles were sold in the quarter while in Q2 2013 H-D sold 31,952 machines. Gains in the EMEA (Europe, Middle East and Africa), and Asia Pacific region were off-set by declines in Latin America and Canada. Harley attributes the lower than expected second quarter sales to long stints of poor weather affecting parts of the country and diminished demand for its popular Sportster platform.
This has resulted in Harley cutting its full-year forecast for motorcycle shipments, reducing its projections from an initial 279,000 – 284,000 target to 270,000 – 275,000 units for the full year. Despite posting higher-than-expected Q2 earnings, Harley shares are reportedly down nearly 6% in early morning trading in the New York Stock Exchange. With the adjusted shipping figures, Harley stands to improve on 2013 numbers by 3.5%-5.5%.
Check below for the full Harley-Davidson press release concerning Q2 2014 financial performance.
Harley-Davidson, Inc. (NYSE: HOG) second-quarter 2014 diluted earnings per share of $1.62 grew 33.9 percent on higher motorcycle shipments and continued improvement in operating efficiencies, compared to the year-ago period. Second-quarter net income was $354.2 million on consolidated revenue of $2.00 billion, compared to net income of $271.7 million in the year-ago period on consolidated revenue of $1.79 billion.
Through six months, Harley-Davidson 2014 net income was $620.1 million on consolidated revenue of $3.73 billion, compared to six-month 2013 net income of $495.9 million on consolidated revenue of $3.37 billion. Six-month 2014 diluted earnings per share were $2.82, up 28.2 percent from EPS of $2.20 in the year-ago period.
"Harley-Davidson's second-quarter results reflect the financial strength of the Company and brand, including the benefits of continuous improvement throughout our operation," said Harley-Davidson, Inc. Chairman, President and Chief Executive Officer Keith Wandell. "As a customer-led organization, our employees, dealers in 90 countries and suppliers are focused every day on providing outstanding products and experiences for customers around the world."
Retail Harley-Davidson Motorcycle Sales
Dealers worldwide sold 90,218 new Harley-Davidson® motorcycles in the second quarter of 2014 compared to 90,193 motorcycles in the year-ago quarter. In the U.S., dealers sold 58,225 new Harley-Davidson motorcycles in the quarter, compared to sales of 58,241 motorcycles in the year-ago period. The Company believes second-quarter U.S. retail sales were adversely affected by prolonged poor weather across parts of the U.S. and soft Sportster® motorcycle sales ahead of the highly anticipated arrival of Street motorcycles in dealer showrooms.
In international markets, dealers sold 31,993 new Harley-Davidson motorcycles during the second quarter, compared to 31,952 motorcycles in the year-ago period, with sales up 7.0 percent in the EMEA Region and 1.5 percent in the Asia Pacific Region, and down 10.4 percent in the Latin America Region and 18.0 percent in Canada.
"U.S. retail Harley-Davidson sales fell short of our expectations in the second quarter," said Wandell. "Because we are committed to managing supply in line with demand, we are reducing our full-year shipment plan and now expect shipment growth of approximately 3-1/2 to 5-1/2 percent over last year." The Company previously had forecast full-year shipment growth of approximately 7 to 9 percent.
"We believe the underlying demand fundamentals of the business remain intact," said Wandell. "We continue to see a strong response to the new Rushmore models as well as great interest in the Harley-Davidson StreetTM 750 and 500, which began to hit dealer showrooms in late June."
Through the first six months of 2014, dealers sold 147,633 new Harley-Davidson motorcycles worldwide, compared to 144,447 motorcycles in the year-ago period, with retail unit sales up 1.1 percent in the U.S., 10.1 percent in the Asia Pacific Region and 7.5 percent in the EMEA Region, and down 2.1 percent in the Latin America Region and 13.5 percent in Canada, compared to the year-ago period.
Harley-Davidson Motorcycles and Related Products Segment Results
Second-Quarter Results: Operating income from motorcycles and related products grew 32.3 percent to $473.3 million, compared to operating income of $357.7 million in the year-ago period. Operating income in the quarter benefited from higher motorcycle shipments and higher gross margin compared to the prior-year period.
Revenue from motorcycles grew 16.2 percent to $1.48 billion, compared to revenue of $1.27 billion in the year-ago period. The Company shipped 92,217 motorcycles to dealers and distributors worldwide during the quarter, in line with guidance and a 9.0 percent increase compared to shipments of 84,606 motorcycles in the year-ago period.
Revenue from motorcycle parts and accessories was $271.6 million during the quarter, up 0.7 percent, and revenue from general merchandise, which includes MotorClothes® apparel and accessories, was $76.4 million, down 6.5 percent, compared to the year-ago period.
Gross margin was 39.5 percent in the second quarter of 2014, compared to 36.9 percent in the second quarter of 2013. Second-quarter operating margin from motorcycles and related products was 25.8 percent, compared to operating margin of 21.9 percent in last year's second quarter.
Six-Month Results: Through six months the Company shipped 172,899 motorcycles to dealers and distributors worldwide, an 8.2 percent increase compared to the year-ago period. Six-month revenue from motorcycles grew 14.7 percent to $2.79 billion, revenue from parts and accessories increased 3.5 percent to $469.7 million and revenue from general merchandise decreased 8.7 percent to $140.5 million, compared to the first six months of 2013. Gross margin through six months was 38.6 percent and operating margin was 24.1 percent, compared to 36.8 percent and 20.8 percent respectively in the year-ago period.
Financial Services Segment Results
Operating income from financial services was $74.4 million in the second quarter of 2014, a 0.4 percent increase compared to operating income of $74.2 million in last year's second quarter. Second-quarter financial services results reflect improved net interest income, partially offset by a higher provision for credit losses. Through six months, operating income from financial services was $137.6 million, compared to operating income of $145.7 million through six months of 2013.
Harley-Davidson is revising its full-year guidance for new motorcycle shipments, reflecting its commitment to manage supply in line with demand, and now expects to ship 270,000 to 275,000 motorcycles to dealers and distributors worldwide in 2014, an approximate 3-1/2 percent to 5-1/2 percent increase from 2013. The Company previously had provided full-year shipment guidance of 279,000 to 284,000 motorcycles. In the third quarter of 2014, the Company expects to ship 49,000 to 54,000 motorcycles, compared to shipments of 54,025 motorcycles in the year-ago period. The Company continues to expect full-year 2014 operating margin of 17.5 percent to 18.5 percent in the Motorcycles segment. The Company also continues to expect capital expenditures of $215 million to $235 million in 2014.
Income Tax Rate
Through six months, the Company's effective income tax rate was 35.3 percent compared to 34.8 percent in the year-ago period. The higher 2014 rate primarily reflects the absence of the Research and Development Tax Credit, which expired at the end of 2013. The Company continues to expect its full-year 2014 effective tax rate to be approximately 35.5 percent.
Cash Flow
Cash and marketable securities totaled $1.06 billion at the end of the second quarter, compared to $1.43 billion at the end of last year's second quarter. During the first six months of 2014, Harley-Davidson generated cash from operating activities of $570.6 million, compared to $389.7 million in the year-ago period. On a discretionary basis, the Company repurchased 1.9 million shares of Harley-Davidson, Inc. common stock during the second quarter of 2014 at a cost of $135.7 million. In the second quarter of 2014, there were approximately 219.2 million weighted-average diluted common shares outstanding. At the end of the second quarter of 2014, 26.6 million shares remained on board-approved share-repurchase authorizations.
Company Background
Harley-Davidson, Inc. is the parent company of Harley-Davidson Motor Company and Harley-Davidson Financial Services. Harley-Davidson Motor Company produces custom, cruiser and touring motorcycles and offers a complete line of Harley-Davidson motorcycle parts, accessories, riding gear and apparel, and general merchandise. Harley-Davidson Financial Services provides wholesale and retail financing, insurance, extended service and other protection plans and credit card programs to Harley-Davidson dealers and riders in the U.S., Canada and other select international markets. For more information, visit Harley-Davidson's Web site at www.harley-davidson.com.


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DadsMOVE is home to the Dadvocates, mentoring others, with voices of experience
Dad's Support Groups
Each group is facilitated by a dad (Certified Peer Counselor) who has dealt with the frustration and stigma that you are probably experiencing right now.
Help Our Cause
Your DadsMOVE Donation is Tax Deductible. Your donations go to funding our DadsMOVE institute, supporting awareness and breaking the stigmas of mental-health issues for families.
OUR MISSION: Reaching for the STARS
To strengthen the fathers role in raising children with behavioral health needs through education, peer Support and Advocacy
OUR VISION: Building Community Support
The vision of DadsMOVE is to provide every parent/caregiver (especially dads!) that we connect with, the tools, support, and training needed to be fully engaged in the recovery of their children.
WHAT WE OFFER: Tools, Support & Training
DadsMOVE is a statewide organization, with many opportunities for men (and parents!) to become more involved in helping not only their own special needs children succeed and recover…
DONATION: Tax Deductible
Your DadsMOVE Donation is Tax Deductible. Your donations go to funding our DadsMOVE institute, supporting awareness and breaking the stigmas of mental-health issues for families. Be a part of the solution!
Looking for a Workshop or Training?
We have workshops and IEP trainings for parents. See what our upcoming trainings. Our workshops are for parents, caregivers, and professionals, and is completely free.
Looking for a Parent Weekend Training?
Our weekends are trainings focusing on several different topics related to raising a child with behavioral and/or mental wellness issues.
Workshops and Training Weekends:
DadsMOVE offers parent workshops and weekend trainings to encourages support, community and foster knowledge. This is a large part of our organization, and we look forward to personally connecting and encouraging each other.
Parent Training Weekend
Are you the dad or mom of a child with behavioral health concerns?
So are we, and have traveled a road similar to yours. As we have worked towards recovery with our own kids, we have learned a lot about systems navigation, IEPs, parenting techniques, de-escalation, reward systems, sibling issues, etc. and we simply want to pay it forward.
This weekend event is open to all parents, and other caregivers, who have a special needs child in their family, or extended family.
There is a $30 registration fee, which includes lodging and meals from Friday evening to Sunday checkout (noon).We can also arrange carpools and provide limited assistance to get here.
All you need to bring is your bedding, pillow, and all your questions!
There will be a gift for every participant !
More Upcoming Events:
Telling Your Story with a Purpose
March 30 @ 9:30 am
Parent Training Weekend
April 26 @ 5:00 pm – April 28 @ 11:30 pm
Free Fun Day in the Park
August 3 @ 10 am
Free Fun Day in the Park
August 24 @ 10 am
Dad'sMOVE Staff
We have the best staff! All of our Dad'sMOVE staff and board members are dedicated to the cause, and they have personal experience with the issues Dad'sMOVE seeks to help. MORE
Training Institute
As we continue to expand and update our Training Institute, you will find all of the current DadsMOVE trainings and workshops listed here. If you are interested in a training that we don't offer, please let us know, and we will do our best to find out how you can obtain that training. MORE
Father's Rights
Dad'sMOVE advocates the rights of special needs parents, specifically fathers. The divorce rate among special needs parents is at a staggering 90%. Get more information on our Resources page.
One of the main purposes of Dad'sMOVE is to support one another in the pursuit of healthy parenting and lifestyles by focusing on establishing an environment that encourages healing, growth and awareness for mental illness in families. MORE
All of our trainings are available statewide, across Washington. We provide these training workshops to providers, agencies, and other professionals at reasonable rates to cover the printing of materials, and necessary travel expenses. Contact Us for more information.
DadsMOVE offers workshops featuring WISE/Wraparound – The evidence based approach which uses a team to identify, support, and work towards the goals and successful outcomes, for special needs kids and their families. Get more details HERE.
Join Us on Facebook!
Join our group and be a part of the discussion! We are social and involved, and we look forward to adding your thoughts and experience.
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Give us a tweet! We appreciate the social shares and acknowledgements. We encourage you to use the platform you like best to help us spread the word and increase awareness.
De-stigmatize Mental Illness: Reject the Silence
Dad'sMOVE is a collaborative partner of National Federation of Families for Children's Mental Health.
We Did It. So Can You
That is the premise of peer support, we aren't clinicians or therapists. We are parents, and we are also Dads, so that makes us a little bit different than most other peer support groups and organizations you might be familiar with.
Individualized Education Plans
We never expected learning the ins-and-outs of IEPs, how to navigate the child serving systems of the state, a plethora of acronyms, or need a personal assistant to keep track of medications schedules and appointments.
Working Towards Recovery
As we have worked towards recovery with our own kids and families, we have had to learn a lot of things. Many times out of shear necessity.


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For a quick response for a cost please SMS to: 0415 941345 Servicing Melbourne Victoria Australia.


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Since we are roughly only 10 days away from one of the most divisive and perhaps the most historic election ever, I thought I would commemorate the event with a look back at a couple of our past President's homes.
So, let's start with….
President Theodore Roosevelt
By: Peter A. Juley
National Portrait Gallery, from a postcard
Theodore Roosevelt (October 27, 1858 – January 6, 1919), also known as T.R., and to the public (but never to friends and intimates) as Teddy, was the twenty-sixth President of the United States. A leader of the Republican Party and of the Progressive Party, he was a Governor of New York and a professional historian, naturalist, explorer, hunter, author, and soldier. He is most famous for his personality: his energy, his vast range of interests and achievements, his model of masculinity, and his "cowboy" personality. Originating from a story from one of Roosevelt's hunting expeditions, Teddy bears are named after him.
Roosevelt's Home at Springwood in the Hudson Valley, New York. Sagamore Hill was the home of Theodore Roosevelt, 26th President of the US, from 1885 until his death in 1919. Named after the Indian chief Sagamore Mohannis, Sagamore Hill stands atop Cove Neck on 95 acres of forest, tidal salt marsh, and bay beach; land which was purchased in 1880 for $10,000 down and a 20-year, $20,000 mortgage. Sagamore Hill was designed by the New York architects of Lamb & Rich, and built in 1884-1885 by John A. Wood and Son of Lawrence, Long Island, for $16,975.
Roosevelt and his second wife Edith took up full-time residency at Sagamore Hill in 1887. The couple raised a total of six children in the house. Sagamore Hill became Roosevelt's Summer White House from 1902 until 1908. During that time, Roosevelt hosted many important people from around the world.
The house itself is a sprawling 23 room, two-floored, Victorian styled building, with a massive 30 x 40 grand room known as the North Room where TR kept his trophies, books, paintings, sculptures, library, and dozens of priceless artifacts given to him by foreign dignitaries.
The first floor contains the large center hall, library, dining room, kitchen, and drawing room. The house is surrounded by a spacious raised porch shaded by an unmistakable green awning.
The second floor contains the bedrooms, nursery, guest rooms, and a turn of the century water closet with a uniquely large porcelain tub (a luxury in those days).
This is the Trophy Room. Check out all the hunting trophies around the room, including the cheetah skin over the bench seat and the lion skin on the floor, the huge tusks at the banister, moose antlers over the entrance to the room, and the two huge bison heads flanking the fireplace.
Another view of the Trophy Room.
TR's library. Perhaps the most significant aspect of the Library is that in 1905 a Nobel Peace Prize was won there. In that year, Theodore Roosevelt, a neutral party with a great interest in having stability in the Pacific region, brought representatives of the Japanese and Russian governments to Sagamore Hill to negotiate an end to the bloody and expensive Russo-Japanese War. Success won TR the first Nobel Peace Prize awarded to an American. The war ended with the Treaty of Portsmouth, which was signed in New Hampshire, but the agreements were sealed here at Sagamore Hill.
Dining room with beautiful x-frame end chairs, screen in background with peacocks adorning it, more hunting trophies and overmantle on fireplace no doubt holding treasures Roosevelt acquired in office.
The Study Room with various chair styles throughout the room. Interesting that there is a tufted chaise lounge (probably for Edith) and less-fancy rocking chairs for Teddy (his favorite!). You have to be careful walking around this house to not trip on all those animal skins (and heads!) on the floors.
Bathroom or as they called it then, Water Closet. I love the monogrammed towels and the pedestal sink, as you can see in the next room. Ever the patriot, note the American flag on the bookshelf on the right.
Referred to by the Roosevelt family as the hall, or occasionally front or main hall, this space served as a sitting room, an entrance hall and passageway to the first floor rooms and main staircase. The staircase is enveloped in beautiful wood trim work. More tusks!
"I wished a big piazza, very broad at the n.w. corner where we could in rocking chairs, look at the sunset; a library with a shallow bay window opening south, the parlor or drawing room occupying all the western end of the lower floor; as broad a hall as our space would permit; big fireplaces for logs; on the top floor the gun room occupying the western end so that north and west it looked over the Sound and Bay."
- Theodore Roosevelt, 1883
Dwight D. Eisenhower's House in Gettysburg, PA
Portrait of Dwight D. Eisenhower. Dwight David "Ike" Eisenhower (October 14, 1890 – March 28, 1969) was the thirty-fourth President of the United States from 1953 until 1961 and a five-star general in the United States Army. During the Second World War, he served as Supreme Commander of the Allied forces in Europe, with responsibility for planning and supervising the successful invasion of France and Germany in 1944–45. In 1951, he became the first supreme commander of NATO.
Eisenhower's home in Gettysburg, PA.
Back view of the Eisenhower home in Gettysburg, PA.
Another back view of the Eisenhower home.
This is the office of the Secret Service on the Eisenhower farm.
In 1961, Eisenhower became the first U.S. president to be "constitutionally forced" from office, having served the maximum two terms allowed by the 22nd Amendment to the U.S. Constitution. The amendment was ratified in 1951, during Harry S. Truman's term, but it stipulated that Truman would not be affected by the amendment.
Eisenhower was also the first outgoing President to come under the protection of the Former Presidents Act (two then living former Presidents, Herbert Hoover and Harry S. Truman, left office before the Act was passed). Under the act, Eisenhower was entitled to receive a lifetime pension, state-provided staff and a Secret Service detail.
"When I was a small boy in Kansas, a friend of mine and I went fishing and as we sat there in the warmth of the summer afternoon on a river bank, we talked about what we wanted to do when we grew up. I told him that I wanted to be a real major league baseball player, a genuine professional like Honus Wagner. My friend said that he'd like to be President of the United States. Neither of us got our wish."
- Dwight D. Eisenhower.
President Howard Taft's Home, Cincinnati, OH
William Howard Taft (September 15, 1857 – March 8, 1930) was the twenty-seventh President of the United States, the tenth Chief Justice of the United States.
The William Howard Taft National Historic Site commemorates the only man to serve as President and Chief Justice of the United States.
He considered his time as Chief Justice to be the highest point of his career. He allegedly once remarked, "I don't remember that I ever was President."
-Howard Taft
President Woodrow Wilson's Home
President Woodrow Wilson was the twenty-eighth President of the United States. A leading intellectual of the Progressive era, he served as President of Princeton University and then became the Governor of New Jersey in 1910. With Theodore Roosevelt and William Howard Taft dividing the Republican Party vote, Wilson was elected President as a Democrat in 1912.
Front view of Woodrow Wilson's Home. In 1921, after leading the nation through the first World War, President Woodrow Wilson moved to this elegant Washington home. This stately townhouse in the capital's Embassy Row neighborhood was a quiet haven for Wilson and his family. Now this home is Washington's only presidential museum.
Backyard of Wilson's home in Washington, D.C.
President Wilson Dining Room
Wilson's desk in his living room.
President Wilson living room
Another view of the living room.
In 1921, Wilson and his wife retired from the White House to this home. Wilson continued going for daily drives and attended vaudeville theater on Saturday nights.
"...it is as hard to do your duty when men are sneering at you as when they are shooting at you."
-Woodrow Wilson
Bill & Hillary Clinton's Home in Chappaqua, NY
William Jefferson Clinton was the 42nd President of the United States. He was the fifteenth Democrat elected to that office. He was the third youngest President, only older than Theodore Roosevelt and John F. Kennedy.
The Clinton's main residence, a five-bedroom, white Dutch Colonial Revival house on 1.1 acres, built in 1889. Purchased for $1.7 million in December 1999.
Surrounded by the Secret Service, the home is at the end of a cul-de-sac in a northern suburb of New York City, in Westchester County.
The couple also added an octagonal breakfast-room extension. While on the campaign trail Senator Hilary Clinton often flew to Chappaqua to spend the night in her own bed.
The home's current value is about $2.6 million, more than 50% over what the Clintons paid for it.
"I may not have been the greatest president, but I've had the most fun eight years."
-William Clinton
And Two Hopefuls….
Barack Obama's Home in Chicago
Barack Obama is the junior Senator from Illinois and Presidential Nominee of the Democratic Party in the 2008 United States Presidential Election.
The Obama's purchased this Georgian-revival home of 6,500 square feet with six bedrooms and 5.5 bathrooms on an 80-by-150-foot lot in June 2005. They paid $1.65 million for the house. It includes a music room, a master-bedroom suite with a fireplace, an open kitchen with granite countertops, central air-conditioning, a wine cellar and a four-car garage.
Barack and Michelle Obama purchased this beautiful Kenwood neighborhood home, near the University of Chicago, after his memoir was published and became popular. The house was restored in 1999, prior to the Obamas purchasing it, to create a third-floor family room, a finished basement and an overhauled mechanical system for the house.
Well, this is NOT the Obama's Dining Room, but I scoured the internet for hours searching for home pictures of the Obamas, and there were none to be found. So, this is the dining room that I can see Michelle Obama having for her family. Beautifully rich colors and Regency styled chairs. Very regal.
Again, not the Obama's living room, but this is what I imagine would be a beautiful setting for them and their girls. So homey with the rich woods that I would love to live here!
The Obamas bought at the market peak. Sales have since slowed, although area property values haven't dropped steeply. The current estimated value is $1.8 million.
"If the people cannot trust their government to do the job for which it exists - to protect them and to promote their common welfare - all else is lost."
-Barack Obama
John McCain's House in Phoenix, AZ
John McCain is the senior United States Senator from Arizona and Presidential Nominee of the Republic Party in the 2008 Presidential Election.
The McCain's actually own 7 homes; 3 in Arizona, 3 in California, and one in Virginia. Here is Cindy McCain's childhood home, that the McCain's shared for many years. I do not know if the McCain's still own it or not, as I am getting different stories from several different websites.
The 14,000-square-foot home, with 13 bedrooms and 15 bathrooms, could leap in value if the senator is elected. The McCain family handprints in the cement outside might add a few pennies too.
Currently for sale for $12 million dollars, which is more than 4 times what Cindy McCain paid for it in 2006. Interesting cabinets. I wonder if these were the original cabinets from Cindy's childhood refinished?
The master bedroom. Not my style, but interesting to see how people design their own homes. Check out those huge palms flanking the fireplace. It would seem Cindy McCain likes leaf stencils, as they are here in the master bedroom, as well as in the kitchen soffit area.
The living room. The wood ceiling is a bit heavy for my taste. The contrast between the ceiling and the floor isn't great enough either. But, it must be nice to have this kind of space for entertaining.
"I am fully prepared to be commander in chief... I don't need on-the-job training."
-John McCain
Go out and VOTE!


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Will America Last Forever?
Throughout history the world has seen kingdoms rise and kingdoms fall. We have seen nations rise and nations fall, and today we even see our own nation on the decline. But, what a wonderful promise we have that the Kingdom of God will never fall or be destroyed.


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The MBA/MPS in Real Estate dual degree combines the strengths of Johnson with the School of Hotel Administration, which are both parts of the Cornell SC Johnson College of Business. Combining specialized knowledge in many facets of real estate with a strong general management foundation gives dual-degree graduates a powerful set of knowledge and skills. This pair of credentials not only gives graduates a distinct edge, but also increases flexibility in career options.
The professional master's degree in real estate delivers a comprehensive foundation in the field, incorporating the perspectives of developer, owner, investor, financier, operator, and user. In addition, it confers knowledge of all the specialized disciplines that apply in the industry: architecture, construction management, development, finance, investment and deal structuring, law, transactions, property management, urban economics and planning.
The MBA provides sound base in all the functional areas of business-accounting, finance, economics, marketing, operations management, strategy, and leadership. Building on these, the program enables individuals to strengthen their leadership ability, as well as to add specialized knowledge in entrepreneurship, sustainable global enterprise, consulting, and other areas.
Cornell's Baker Program in Real Estate and Johnson Graduate School of Management are widely acknowledged to be among the nation's premier programs. Both are deliberately small and intensely collaborative, and offer exceptional applied learning opportunities.
Cornell graduates benefit from a huge, loyal, and engaged network of alumni. The Cornell Real Estate Council is one of the largest university-based networks of real estate professionals in the world. Entrepreneurship@Cornell and its affiliated Cornell Entrepreneur Network provide opportunities to connect with colleagues and acquire cutting-edge knowledge.
The MBA/MPS-Real Estate dual degree program offers a way to combine credits and complete the degrees at an accelerated pace. Below is a convenient chart for comparing the features of the masters degree in real estate along with the MBA dual degree option.
Three-Year Dual Degree: Master's in Real Estate and MBA
Degree(s) Awarded: Cornell University Master of Professional Studies in Real Estate and MBA
Application Process: Apply to Real Estate and MBA program concurrently or apply to one of the two program while enrolled in the other program
Sequence of Curriculum: Students complete the first year of the dual degree in either of the two programs. In subsequent semesters, they can take a mix of courses from each program with the goal of satisfying both degree requirements.
Length: 6 semesters + 2 summer internships
Start Date:
Intended for those who wish a career in real estate that will strongly utilize general management skills. Provides the opportunity to explore the wide array of real estate classes, concentration choices, and immersions the university has to offer.
Apply to Johnson.
Apply to Cornell's Baker Program in Real Estate.


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DAC Collection Artist Information
Jean-Germain Drouais
French painter
Brief biography, in most instances from the Union List of Artist Names® Online:
A favorite pupil of David's who won the Prix de Rome; his promising career ended with his early death of malaria at the age of 25.
Artist ID number in the Union List of Artist Names®: ULAN 500115514.
The ULAN link above leads to a cataloging authority record at the Getty Research Institute.
Objects related to Jean-Germain Drouais:
|Jacques Firmin Beauvarlet after Jean-Germain Drouais
|The Sons of the Duke of Béthune, ca. 1770-1780
|Etching and engraving on laid paper
ULAN biographical content is displayed with permission of the Getty Research Institute. Some ULAN content in some DAC artist records has been lightly edited. Content from the Getty Research Institute is © 2019 The J. Paul Getty Trust. All rights reserved.


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[Fort Washington, Maryland; June 19. Image via AP]
Jacqueline Carter, mother of U.S. Holocaust Memorial Museum security guard Stephen T. Johns, 39, holds an American flag at her son's funeral in Fort Washington, Md. on Friday, June 19, 2009. Johns was shot and killed by a white supremacist at the museum on June 10, 2009. (AP Photo/Jacquelyn Martin)


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Urgent IT Support (Collection)/Ubi/$7/hour/Imm-(2 or 3mths)
9 months ago by capita
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Position: Temp IT Support (Collection)
Salary : $7/hr
Duration : Immediate – end September or October 2018 *
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Quality: HD
Video: MP4 (AVC), 1920x1080, 8500 Kbps
Audio: AAC, 48.0 KHz, CBR 160 Kbps (2 ch)
Genre: All Sex, Teen
Duration: 00:19:22
File size: ~ 1.1 Gb
Eeeny Meeny Miny Moe. Catch the hot girl by the toe. If she hollers don't let her go. Then stick your dick in her best friend because she wants it more! Can you imagine how much fun Michael Vegas had, taking turns plowing the tight pink pussy of German mega model Anny Aurora, then pulling it out, still dripping wet, and plunging his cock to the hilt into sweet Madi Meadows? I mean, come on! The only thing that could make this more fun is if you were there and taking part!
Скачать - Download


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When you log in today, you should check your gift icon down there in the lower left! (I always have a gift icon showing myself because I have a backlog of gifts from playing Wizardblox.) Anyway, what you'll find in there is a ninja pig and a treant transformation potion from Kingsisle.
Check out the Ambrose realm in the Commons this morning LOL.
I have to say that the presents this year are already getting more awesome! We never got cool birthday transformations last year! All we got was a hat! (I bet you we get another hat tomorrow! I BETCHA!)
Be sure to click over to the Wizard101 News page and read about the birthday fun as it unfolds this month! September is going to be awesome! WOOT!
Happy Dueling!


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Wolters Kluwer Completes Acquisition of Enablon
Enablon is a leading global provider of environmental, health, safety and sustainability and operational risk management software and SaaS solutions, serving major corporations worldwide across a range of industries. Enablon generated software and services revenues of approximately €45 million in 2015, and revenues are expected to grow organically to reach approximately €55 million in 2016.
Enablon will become an operating unit of the Legal & Regulatory division, and will be able to leverage Wolters Kluwer's extensive market reach to expand its offerings globally.
Wolters Kluwer N.V. (AEX: WKL) is a global leader in information services and solutions for professionals in the health, tax and accounting, risk and compliance, finance and legal sectors. We help our customers make critical decisions every day by providing expert solutions that combine deep domain knowledge with specialized technology and services.
Wolters Kluwer reported 2015 annual revenues of €4.2 billion. The company, headquartered in Alphen aan den Rijn, the Netherlands, serves customers in over 180 countries, maintains operations in over 40 countries and employs 19,000 people worldwide. Wolters Kluwer shares are listed on Euronext Amsterdam (WKL) and are included in the AEX and Euronext 100 indices. Wolters Kluwer has a sponsored Level 1 American Depositary Receipt program. The ADRs are traded on the over-the-counter market in the U.S. (WTKWY). For more information about our solutions and organization, visit www.wolterskluwer.com, follow us on Twitter, Facebook, LinkedIn, and YouTube.
Wolters Kluwer Legal & Regulatory is a division of Wolters Kluwer, serving customers around the world with expert information solutions, software, and services in the areas of law, business, and regulatory compliance. Customers of Wolters Kluwer Legal & Regulatory include law firms, corporate law departments, business compliance professionals, corporate legal counsel, legal educators, universities, libraries, and government agencies.
Coline Vaillant
Enablon Corporate Communications
Tel: +1 312 784 79 55


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Kidde TouchPoint Combination Key Safe has heavy-duty, 16-gauge steel construction for security and durability. It features added depth to accommodate large key rings, a continuous piano hinge for added security and more reliability from the door and an easy-to-use pushbutton combination lock. This key cabinet includes steel pegs with hang tags and mounting hardware.
- Easy-to-use push-button combination lock can be reset as often as needed
- Heavy duty, 16-gauge steel construction for security and durability
- Stores up to 30 keys
- Steel key pegs allow you to hang keys with the tags provided
- Added depth accommodates larger key rings
- Secure, continuous piano hinge provides reliability from the door
- Pre-drilled mounting holes with installation hardware included


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The INSIDER Summary:
- A woman's picture of chocolate and cheese on toast ignited a frenzy on Twitter.
- People were extremely confused by the unusual flavor combination.
- She quickly defended her food choices and advised people to "give it a go."
Cravings can be really strange. People will eat anything from Doritos dipped in ranch to the abomination that is pineapple pizza. Still, however polarizing food can sometimes be, creativity is typically applauded. When someone says try waffle tacos, we scream why the hell not?!
But on July 2, when Houda Serfag posted her mid-afternoon snack of chocolate and melted cheese on toast on Twitter, people lost their minds.
Her oddball sandwich "invention" stirred up a storm of mostly negative responses, all attacking Serfag for her creation.
And even though the sandwich looks particularly alarming, we don't think the cops needed alerting.
To which she responded "Naaaa, anyone but him he's too brutal." And while some of the comments were clearly in jest, many Twitter users took her post as opportunity to unleash some pretty hateful comments. One person told her to delete her life, which is an overly aggressive reaction to a sandwich.
Overall, Serfag seemed to stay in cheerful spirits. She defended her food choices to Munchies via Twitter saying her "love for chocolate and [her] love cheese inspired this amazing combo." To all the people that are hating on her for it she had one thing to say: "Just give it a go."


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The new year means New Year's Resolutions. Who actually makes a resolution anymore? We all know that we won't be able to keep them.
But we are still supposed to hope that we can make a resolution and keep it. We are supposed to make improvements in our lives. Even Oprah has gotten in on it again, signing on with Weight Watchers and pushing us all to make 2016 "The Year of My Best Body."
These resolutions are supposed to make our lives better, but making our lives better also means that they aren't good enough. But what if a resolution isn't about changing our lives from bad to good, but defining something that already is? Something we already want to do but have been too distracted to fulfill?
A friend of mine makes a sort-of resolution each year. Nothing huge like shedding 150 pounds or spending less, but rather making a small change in her habits. A small change that doesn't say that her life isn't good enough, but rather acknowledging that life gets busy. These small changes are things like flossing regularly, avoiding fast food restaurants, and taking coffee from home instead of stopping on the way to work.
These small changes are reasonable and doable. Things that make sense, aren't too hard, and ways to bring us back to center. To help our lives find balance.
As the tag line of this blog states, I try to live deliberately and spiritually in a world of distraction. But I often forget to do this.
The distraction in my life builds up so that I fall into a life of reaction. I react to the things around me – to the needs, to the surprises, to the busy schedules. We try to plan things out, but hockey games are added, work trips scheduled, or needs arise in other places. I walk around the house trying to ignore the wreckage of our kids' "creativity" and the long to-do lists.
I get overwhelmed by the distractions of life, all the details that fill my calendar and set off the scheduled alarms on my phone. But I also choose to delay working on the to-do lists in order to find moments to live deliberately and spiritually.
I make time for small DIY projects to bring a bit of creativity in my life. Even adding needle felting to my crafting skills after picking up a small kit from Crafty Planet.
These small projects keep my hands and mind busy, helping me to limit my thinking. I have a bad habit of thinking too much sometimes, planning and devising and exploring ideas or situations. My thoughts become distractions in themselves.
So my small change to life for 2016? Ensure that I am regularly working on a project, even if small (like making the skate guards I will share here next week). This small change requires that I keep my craft area clean, which honestly won't be easy – but a small change in and of itself.
This isn't a resolution, but a small deliberate step to bring balance in a world of chaos. A small step that won't drastically change my life…but a small step that will help me stay centered. A small step that will help me remain sane and available for my children, my husband, and others around me.
What small change can you make in your life? Perhaps it is just being aware of something, aware that you need balance…aware that you already know what you need to do.


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This "origination of citizenship" theory is supposedly not a "racist institution" but something that "only" determined the size of land allotments which were determined by the amount of "Indian blood" you possessed and these distinctions were the only criteria that determined the amount of land you and your children would receive. In the Choctaw and Chickasaw nation it meant that there would be a difference between forty acres for someone with freedmen "origins of citizenship" as opposed to three hundred and twenty acres of land for someone on the "by blood" roll of the Choctaw or Chickasaw nation.
The author does not account for the history and laws in both nations that were race based that influenced all decisions that affected the freedmen. The author does not look at the history of racial oppression and subjugation in the tribes that prevented so called freedmen from attaining full rights and privileges as citizens in these two nations. The author does not take into account the fact that when it came time to accurately determine the full lineal descent of people with "mixed race" parents the system was clearly race based because when someone attempted to demonstrate they descended from someone who possessed "Choctaw or Chickasaw blood" this information was systematically ignored and "almost" removed from the record.
Click on image for larger view
Testimony of Wirt FRANKLIN Senate Report 5013 pt 1 pg 346 part 3
Throughout the Dawes records that enumerated all people who were deemed citizens in their nation with the only exception being the Chickasaw nation because of their racial intolerance, the record shows repeatedly that when someone illustrated their lineal descent to a "citizen by blood" the record is incomplete and inconsistent. This was the basis for so much of the adversarial relationship between the tribe and its African-Native people that it created one of the largest and widest set of records on the construction of race we have today.
Testimony of Wirt FRANKLIN Senate Report 5013 pt 1 pg 347 part 1
Evidently the author was attempting to justify the race based construction that determined people born to women of African descent and men of Native American descent.
The Molsie BUTLER case was one of many but it was exceptional because there was a lengthy documented record that clearly demonstrated the effort the Dawes Commission thwarted many people deserving their rights and citizens "according to the law" but were denied because of race based policies, not some theory of "origin of citizenship" made up out of whole cloth.
Molsie BUTLER M-1186 Choctaw by Blood Denied # D638
The author insidiously attempts to diminish the effects of a race based policy by the tribes and the Dawes Commission by intimating "you see only a couple of real struggles to be placed on the by blood roll and those struggles are definately (sic) rooted in the perception of identity the person held."
For the author to presume he knows what these people thought of themselves as being based only on the desire to acquire more land, which must also follow the presumption they were only doing so for the land is contrary to the record of how these men and woman thought of themselves and how they were perceived in their communities.
It also speaks to the arrogance that is present in too many people to think that it was somehow more acceptable for everybody else to desire their rights and interest in the land but assign ulterior motives to those with African-Native ancestry when they exercised their rights to their fair share based on the law that should have applied "equal protection" to them all.
Molsie BUTLER M-1301 Choctaw Freedmen Denied D 638 p9
The record also demonstrates quite accurately what was the basis for "citizenship by blood" in the Choctaw and Chickasaw nations or more accurately what was not allowed in the nations was someone who descended from a woman who was "classified" as someone of African descent.
The record contradicts the falsehood that "only legal marriages" were the basis for citizenship in the Indian nations. As we see in the Interview Jacket (M1301-D638) of Molsie BUTLER, her parents consisted of a Choctaw man who was a blood citizen and her mother who was described as "freedmen" (as if that were a term and classification for "race") and they were legally married by Choctaw "law" yet when Molsie's father died his children and his wife were unceremoniously placed on the Choctaw Freedmen Roll "against their protest."
Molsie BUTLER, her mother and children is just another example of the hundreds of cases where African-Native people were denied their rights to land AND citizenship in the nations of their birth and how a race based policy was employed by the tribes and the United States government to deny those rights. It clearly demonstrates that anyone that desires to speak for Freedmen descendants is incapable of such; without a proper knowledge of the records. It is also an inability to interpret the facts or cite any source for theories or statements which seemed designed to limit an open discussion on issues others find relevent.


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Next Episode of Plötzlich Papa – Einspruch abgelehnt! is
not planed. TV Show was canceled.
Plötzlich Papa – Einspruch abgelehnt! (Suddenly Papa - rejected opposition) is a legal drama, based on the private broadcaster Sat.1 aired. The series was broadcast on Thursdays at 20:15 clock. The mission was set of 13 episodes due to very poor rates by only. 8The remaining episodes were the end of 2012 on Sat.1 Emotions erstausgestrahlt.
Rolf Kanies(Conradi)
Katy Karrenbauer(Elli Raschke)
René Steinke(Alexander Degen)
Anuk Ens(Barbara Böll)
Daniela Preuß(Sophie Böll)
Matthias Klimsa(Thomsen)
Soraya Haack(Fanny)
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The Solar Gate is located in Caevell. The gate aloud many nobles to travel to the Solar Planes. No one knows of its origins but many say that it was built by a ancient race of dragon people who leaved in the Solar Planes and came to are world for materials.
The Solar Gate
Quill ScorchWood
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The Solar Gate


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I'm working on a couple of actual perfume posts, but in the meantime, here's Cillian Murphy as Kitten in Breakfast on Pluto, which I just watched and loved it, esp. when s/he used Chanel No. 5 to fight off mean people.
If you haven't seen it, and esp if you love Cillian and/or Neil Jordan flicks, definitely put it in your queue!
photo from wikipedia