text:
|Shares Out. (in M):
|Market Cap (in $M):
|Net Debt (in $M):
Revolver 135.0
Term Loan A 27.9
Term Loan B 37.3
Capital Lease 9.0
Long Term Debt:
Term Loan B 314.8
Senior Sub Notes 300.0
Capital Lease 30.3
Total Debt 854.3
Preferred Stock 150.0
Sr. to Common 1,004.3
Cash 95.3
Net Sr. 989.0
|New Writeup
At 47 cents per share, the Blockbuster Class B's are currently priced for bankruptcy despite clear evidence that 1) a companywide operational turnaround is well underway; and 2) the overall business can hold its own, if not prosper a little more, from the dramatic economic downturn we are currently experiencing (i.e. the business may be considered slightly counter-cyclical).
An investment in the B shares couples significant financial leverage with tremendous operating leverage. Current levels value the enterprise at less than 3.7 times 2008 EBITDA, and Blockbuster's equity market cap at less than one times 2009 free cash flow. The leverage on these shares is illustrated by the fact that no operational improvements and a tweaking of the company's valuation up to a modest 5.0 times trailing EBITDA gives us a share price of $2.50 per share – a 400% return from the current price.
Moreover, we believe the current management team has the experience and vision to take advantage of Blockbuster's vast, underutilized bricks and mortar presence to grow its top-line while at the same time continue to slice down the company's relatively high cost structure. Management has communicated that the company has earnings power in excess of $500mm in EBITDA as 1) it moves towards a media convenience store model to take advantage of selling merchandise to regular traffic and 2) identified cost-reduction initiatives are implemented.
With $60mm in term loan amortizations and a $135mm revolver maturing in August 2009, bankruptcy is indeed a possibility. However, the company's operating cash flow and other sources of cash should prove more than ample if their bank group proves unwilling to extend. While there is some possibility of a donut here, it is small enough to offer a very attractive risk/reward relationship given the tremendous upside from the market price. Management has communicated to investors a fairly detailed "Plan B" that they anticipate implementing if lending conditions maintain their frozen state. Inventory reductions, minimalist capex, and lease renegotiations offer sources from which the company can harvest over $200mm in excess cash to accommodate these near-term obligations.
Interestingly, there is also a dramatic Class A/Class B arbitrage available in this name. The Blockbuster Class A shares currently trade at over twice the price of the Class Bs. Both classes offer the same economic rights, but the Class Bs have superior voting rights, at two votes per share versus only one vote per A share. The As are somewhat more liquid - well over 1mm A shares trade on a typical day, while the B shares see volumes ranging from 50k to 500k on most days. We have not looked into the borrowability of the A shares as we are not in this for the arbitrage but rather for the multi-bagger potential on the B shares as a long-only investment. There has been talk between management and some of the larger Class B shareholders about "collapsing" the A and B shares, creating a single class of common stock. On the most recent conference call the CFO responded to a question about this by saying, in effect, that he doesn't see how the company benefits from the dual class structure. While we don't sense that collapsing the shares is a current priority, we do think it will occur eventually. Obviously, the huge price discrepancy between the two classes offers a "bonus" potential catalyst as a decision to collapse the classes would likely cause the B shares to trade more in line with the A shares and converge to the higher A share price as implementation approaches.
Blockbuster Inc., headquartered in Dallas, Texas, is a leading global provider of in-home rental and retail movie and game entertainment. The company operates almost 4,000 stores in the United States and 2,000 stores abroad. It also has about 1,500 stores operated by franchisees.
Founded in 1985 by David Cook, the company was bought by Wayne Huizenga in 1987 when it was a chain of just 20 stores. Mr. Huizenga expanded the enterprise to 3,600 locations and $2bb in revenues before selling it to Viacom in 1994. Viacom IPO'd Blockbuster in 1999, and fully divested its ownership in 2004 by allowing its shareholders to exchange each Viacom share for 5.15 Blockbuster shares (thus giving rise to the Class B shares that are the subject of this writeup). After several years of increasing customer dissatisfaction, operating losses and destruction of brand value, Carl Icahn accumulated 10% of the company's shares and launched an activist campaign to oust John Antioco, the company's egregiously compensated CEO. Jim Keyes, who brought in his own team in July 2007, replaced Antioco with Icahn's support. Notably, when Mr. Keyes was hired he was granted 7.8mm stock options with strike prices ranging from $4.50 per share to $6.80 per share. He was also required to buy $3mm worth of stock in the open market, for which he paid approximately $4.50 per share at the end of July 2007.
The bear case on Blockbuster reasonably considers a broken brand name and an industry steadily whittled away by technologically superior distribution methods. A long investor must therefore believe in management's ability to execute on the top and bottom line in the near-term, and transition the business in the long-term. A look at Jim Keyes' background gives us comfort that we have the right captain at the helm.
From May 2000 through November 2005, Mr. Keyes served as President and CEO of 7-Eleven, Inc., which operates or franchises almost 6,000 stores in the United States and Canada, and licenses almost 23,000 stores worldwide. During 2004, 7-Eleven stores worldwide generated total sales of approximately $41 billion.
Mr. Keyes is credited with an impressive turnaround at 7-Eleven. His merchandising strategy involved analyzing point-of-sale data to understand and cater to customer trends within each market. He also focused on partnering with suppliers to bring new or enhanced products into his distribution system. Under his stewardship, 7-Eleven maintained remarkably consistent same-store sales growth throughout its footprint. At the end of 2000 when Mr. Keyes was appointed CEO, 7-Eleven's equity traded at approximately $8 per share. In November 2005, a Japanese franchisee tendered for the entire company at $37.50 per share.
Mr. Keyes brought Tom Casey, his banker from his 7-Eleven days, to Blockbuster as his CFO. Mr. Casey is a graduate of the Harvard Business School, and had been a Managing Director at Deutsche Bank.
Management's strategy involves significant top-line initiatives as well as taking advantage of opportunities to reduce the company's significant fixed-cost base without compromising the customer experience. Top-line initiatives include 1) revitalizing the brand with significantly improved new release stocking and appealing store format upgrades, 2) offering a broader and more fulfilling consumer experience through alternative delivery methods, including digital vending kiosks and in-home download applications, as well as through their existing mail-subscription and bricks and mortar channels, and 3) broadening the merchandise available to its prodigious store traffic, including CDs, magazines, games and game consoles, as well as convenience store snacks and beverages. Results are encouraging so far. The 3rd quarter of 2008 represented Blockbuster's sixth consecu
Catalyst: 1. Liquidity concerns dissipate. 2. Same-store sales i
|Hi jriz -
Thanks very much for your comments.
I agree with you that the Term Loan B is unlikely to be impaired and will benefit from a bankruptcy filing, making the risk/reward there very interesting.
You mention a 40% yield. I assume that is the yield to the 2011 maturity. However, with the coupon at L+375, what is the current yield (i.e., coupon divided by mkt price)? One of the problems with the bank loan market, other than the obvious technical one of universal deleveraging, is that Libor is so low. Bank loans are designed for levered investors and currently most of us that are still standing are unlevered guys, and we care about more about current yield than about spread.
Even so, I would submit that even with 40% yields on the senior securities the equity makes sense if the company is a survivor. This company was written up on this site at $10 and at $3.50 (both also at significantly higher EBITDA multiples than the current level and with less evidence of a turnaround - interestingly, the higher the price, the higher VIC members rated it...). Yet even if it trades at the $2.50 I propose, you're looking at a 5-bagger.
I guess I disagree with your assessment that survival is only 50/50 and that the shares only double if it survives (simply trading to where the Class As are now is well over a double).
The multiple expansion does not have to be large to garner a huge return on this - yet even with no multiple expansion, at a free cash flow multiple below 1 times, the unlevered long-term investor (the guys we used to call "value investors" in the old days) sees his intrinsic equity value more than double and compound each year.
I also don't think collapsing the A/B is a matter of managers having too many things on their plate, as the effort to complete that would not really be overly distracting.
Based on our conversations, management's real reluctance is more a matter if losing their NYSE listing, since the reference price is where the A shares trade. Management fears that collapsing would result in a stock price somewhere between the current A price and B price, and they don't want to risk it trading below $1 for enough time to trigger a delisting. I understand that the NYSE is making more and more exceptions to the $1 rule in the current environment, so if management were convinced that they would not lose their listing I think they would likely move forward with the collapse sooner than later.
|RE: jriz1021
|Yes, that 40% yield is the yield to maturity assuming the bank pays on its current amortization schedule (Which is ~2.5% of principal paid back per quarter and then approximately 20% of principal paid back per quarter the last 4 quarters. That's what drives the hefty yield, even with low Libor. The bank debt trades in the high 50s. So say you buy $1000 of bank debt. Your cost basis is 600 (for round numbers). In one year you'll get $52.5 in annual interest and another $100 back in principal. That's a current yield of ~25%, not shabby. I agree with you completely that the shares will do well if the company survives its impending maturity schedule. The question is 1) what's the probability BBI makes it? and 2) what do the shares do if it does make it? I'm assuming the shares go to zero if the company files. I think you and I could come to some reasonable agreement on the probability of survival - 40-50-60% - whatever it is. However, it sounds like there is some disagreement as to what will happen to the shares in the event they do make it. In prior cycles I would agree with you, they could triple or quadruple perhaps. In the current environment, even if the company makes it through August 2009, I don't think the shares will trade well. I sincerely hope I am wrong (for both of our benefit). It sounds like you have better insight on the A/B share collapse, but I still maintain my bet that management won't deal with it in 2009.
|RE: RE: jriz1021
|Thanks very much for your response.
We'll disagree about where the stock goes if they they meet the amortizations, but that's what makes a market. My view is that the multiple is too low to stay here without very significant clouds on the horizon. I do hear you about investor sentiment in the current environment. Sentiment can change too, and predicting sentiment is a subtler art than many who predict it are willing to admit.
Just a quick clarification on the Term Loan. You mention a $600 investment receiving a $52.50 annual interest payments and a $100 principal paydown for a 25% current yield. I'm not sure why the full $100 principal payment should be considered part of your yield numerator. Wouldn't the current yield be more properly calculated by adding $40 (i.e., the full accretion of your purchased discount from par at paydown) to the $52.50, for a total of $92.50, divided by $600, for a 15% yield?
I do agree that the term loan is interesting in any case.
|RE: RE: RE: jriz1021
|I mean the math I'm doing (and I don't have the amortization schedule in front of me but something like: 1/15/2009 - 2.5% principal, 5.25%/4 Interest 4/15/2009 - 2.5% principal, 5.25%/4 Interest 7/15/2009 - 2.5% principal, 5.25%/4 Interest 10/15/2009 - 2.5% principal, 5.25%/4 Interest So assuming no default, you're going to get 1/6th of what you paid back in one year (i.e., 10% of par amount, or 100, and you paid 600), and 5.25% of interest, or 52.5 (actually slightly less because of the quarterly paydowns). I'm not sure what you want to call that in terms of current yield.
|RE: RE: RE: RE: jriz1021
|I wouldn't think of principal paydown as part of my yield as that part is a return OF capital, not a return ON capital.
If I plunk down $996 for a juicy 1-year t-bill and I receive $1,000.00 in a year, I don't calculate my yield as equal to that full principal paydown divided by my initial investment, or 100.40%. My yield is merely the accretion from my purchase price to the par paydown, or 40 bps.
So in the case of the loan amortization, you are receiving $40 of the $100 in annual principal payments as a return ON capital, and $60 of that $100 as return OF capital (having paid only $60 for the $100 principal payment). So for current yield you would include that $40 plus the $52.50 in in interest for that year.
|RE: RE: RE: RE: RE: jriz1021
|Given that the bank debt appears to lack any real security or collateral (it is only secured by the equity of the domestic and foreign subs it seems) isn't it simply pari with the trade claims and rejected leases in the event of any restructuring (esp with the company eager to get out of a large amount of its leases), which would likely be a huge claims pool? I am new to this one but it seems that the bank debt is trading where it is to reflect a lack of effective seniority (no lien on working capital, pp&e, etc) except against the bonds, and security is unlikely to be granted at this stage. Any thoughts?
|RE: RE: RE: RE: RE: RE: jriz10
|I think I overstated the case for the BBI TLB slightly. The reality is in a nightmare/bankruptcy scenario I think it's actually worse than you put forth in terms of the TLB's seniority. I agree with you that the collateral for the TLB is simply the equity in the opcos. Given that, I don't think the bank debt would be pari with the trade claims. I think the bank debt would be subordinated, as the trade claims would be unsecured claims at the opco level (i.e., ahead of the TLB's equity interest).
|RE: Profile to windup
|I think the equity will not survive if you believe this liquidates over the next 5 years.
My view is that this business will last much longer than a lot of investors believe. I think the disappointment experienced by investors with Blockbuster over the last few years has more to do with prior mismanagement and brand value destruction than with technological cannibalism. The souring of the customer experience allowed a smart competitor to come in. But now I think their offering offers more value than Netflix. People have the mail convenience, but many like to browse if the store is nice to be in.
I recall being asked by a Sanford Bernstein analyst when I was in business school to review his research on how video on demand would soon destroy the rental industry, as well as cable and broadcast television. That was in 1992.
In a recent interview with the Motley Fool, Jim Keyes was asked whether Blockbuster was a melting ice cube, and his response was that it is a melting glacier.
My bet is that Keyes will be able to execute the migration to a broad media convenience store, but also that he has plenty of time and that he will do it so incrementally that it will hardly be noticeable.
|kirkland ellis
Thanks for the idea.... they did anounce positive 4th qtr comps and that EBITDA for 08 will be above $315 million... but hiring Kirkand Ellis has overwhelmed that news i guess...
Wondering if you know what incentives the new CEO has to keep the common alive versus restructure in BK and have more cash flow for him to play with after reducing debt.
Here is Bloomberg report for any did not see it. The company later put out a release saying hired Kirkland only to explore refinancing options.
Bloomberg report really scared mkt creating a great opportunity in b shares if you believe they will survive in current form... Also volume in B shares has exploded... maybe someone wants control?
ABBI 0.38, -0.06, -13.6%) is seeking legal counsel to explore the possibility of bankruptcy filing, Bloomberg reported Tuesday on its Web site, citing a person familiar with the situation. Kirkland & Ellis LLP was asked to evaluate restructuring options for the movie rental company, which may include a "pre-packaged" or "pre-arranged bankruptcy," the news agency said. Blockbuster shares were down 76% to 23 cents before trading was halted.
|RE: kirkland ellis
I answered my own question re Jim Keyes.... from a recent Wedbush report..... Jim Keyes invested $3 million of his personal funds to purchase Blockbuster stock at around $4.00 per share in mid-2007. I am glad to see he has lot of incentive to keep it afloat!
|Who will buy?
I think it would be a homerun for Netflix to tender for the stock at $1.50 using its own overvalued stock and eliminate the competition for $300mm in inflated currency. Heck, it would be worth it for them to do that, not assume the debt, and let their equity in Blockbuster evaporate along with everything else in a liquidation. Listening to Netflix's conference calls, though, I don't think they'd consider anything like that.
A number of analysts have suggested that Blockbuster should be taken private, but I don't see the advantage that a private buyer would have with the debt markets shut down.
I'm sure you've seen the Pali research speculating that they've delayed the earnings release so they can announce a completed revolver deal at the same time. Pali states that it's likely to be expensive (> 15%) but the additional interest is not hugely material relative to their free cash flow. I have no additional insight there, but I do believe that if the company does file, it won't be until very near the August deadline. I also believe they will be able to use cashflow and negotiations to eliminate the nearterm bankruptcy risk if they can't get a bank deal.
Call me a conspiracy theorist, but I actually think it's possible that the bloomberg headline regarding bankruptcy was planted by a selfserving fund that was either short the stock or seeking liquidity and a price collapse to cover its long A-share/short B-share position.
Er - sorry - I meant the other way around. The unscrupulous fund would be collapsing it's short A-share, long B-share position.
agreed - anyone remotely conscious would be short the A's and long the B's - hence my corrected post.
Results were as expected given the updated guidance. Note that free cash flow for the QUARTER exceed the market cap as measured through the B share price. The flat 2009 ebitda guidance vs. 2008 seems incredibly conservative given the anticipated $200mm in SG&A cuts (though this is a run-rate number that should be achieved by year-end). They alluded to a weak first quarter on uninspiring releases but expect an uptrend as the strong box-office titles move to DVD during the year.
The financing terms are out per the 8-K . Although the nominal L+10% pricing was better than most expected, it includes an 8% fee, which is egregious given that rapid paydowns effectively make the duration of this loan approximately 9 months (one-year final). The wiseguys that engineered the bankruptcy headline clearly hurt the company and its loan negotiations. While this is a strong negative from a sentimental point of view, the fee effectively costs the company $20mm, which hurts but is not backbreaking in the context of 300mm+ in EBITDA and bankruptcy fully priced in.
Wattles' involvement can't hurt, but I'm not hanging any hopes on it. Pali has gone from bullish to neutral on the name, seemingly on the short leash and cap-ex limitations that accompany the financing deal. Personally, I'm happy to see the cap-ex held down. The tidal wave of cash flow is what interests me.
|Interesting writeup
I was shocked to see such a low rating at what seems to be an interesting risk/reward, not a poorly writen piece of trash. VIC members tend to love sure deals and not this expected value stuff. I also suppose this company has burned many a folk over the years and so evokes a visceral reaction, and for good reason.
I like to invest in what I know well, and I use Netflix and Redbox almost exclusively. In my mind Blockbuster stores are overpriced and not fun to be in.
That said, there is a definite need for a last minute, full service offering and if someone could offer it somehow/someway, I know there would be demand.
Appreciate the kind words. The Bs were actually up 100% within 2 weeks of my writeup and I was tempted to trumpet this on the board and pooh-pooh those that gave me such a poor rating. Glad I didn't given the subsequent selloff to 12 cents...
I think you'd be pleasantly surprised at the value proposition that Blockbuster offers relative to Redbox and Netflix. I'm a Total Access subscriber, and for $20 a month I get 3 movies out at a time by mail and can take the returns to the store to get free rentals. I like to browse in the store and get immediate satisfaction, so this plan offers the same mail program as Netflix, plus the in-store convenience all for the same monthly price.
Well I think you got in at the right price. I agree that the 8% "fee" is a nice piece of hide, especially with the average life of the loan under a year. It does seem with this deal they'll have no choice but to manage the business for cashflow, and I do think that is what we want here in any case.
I reread this and looked at BBI/NFLX work I had done two years ago. I think this idea would be better served if read also in conjunction with the zeke NFLX writeup - which directly addresses the 800 lb gorilla in the room - why will this company last more than 5 years? I liked your writeup and bought some because I'm confident that BBI will be around in 10 years, but without that foundation this idea is much harder.
Without a full rehash, zeke convincingly argued than DVDs aren't going anywhere for a long while. People will absolutely stick with something that is easy and familiar (eg AOL's current 10 million + subscribers), and many people aren't that tech saavy and downloading high def movies is something that half of Americans won't be doing anytime soon. Mark Cuban made a great case why movie downloads will continue to be a niche product.
That said, the second part of the idea is that the current CEO can manage a slightly declining business, which is super hard. I enjoyed how you laid out the case. I'm quite familiar with his (Keyes) days at Southland Corp (7-11) and think he's the right guy for the job. I hadn't looked at this idea since Antioco so I enjoyed the opportunity to revisit it. Antioco didn't get it at all and hence my previous pass on this idea, but I'm encouraged by all the recent action, including the one a couple of weeks ago to redo Total Access, which I imagine will kick out the unprofitable customers (to avoid so called double dipping by customers). I'd love to see some analysis on before vs. after profitability in Total Access, because shifting channels from store to mail server has been a disaster to date from a profit standpoint, although perhaps great from now having a good mail order service which can be tweaked to find a good price point for the offering.
Also, blockbuster has a quasi monopoly in its niche: stores + mail rental combo. No one is opening a new video store chain, and Wal-Mart and Amazon's failures have proven that mail service DVD is super tough to break into, as again zeke showed. Only BBI can offer what I'm looking for - the price of mail order but the convenience of a store, and $3 extra for the ability to use the store is okay in my mind. I'd say that is close to a monopoly/strong competitive advantage.
I don't like Netflix because I like to pick last minute, and I sometimes dislike Redbox because of their movie selection. I dislike blockbuster stores because of the price, but with Total Access I can get advantages of all.
The trick will be to manage for cash and not growth, as you say.
Thanks for the additional comments and insights. With regard to the difficulty in managing a slightly declining business, I agree that it is a huge challenge and requires constant focus on the cost side. I would add though that some of the best investments in my career were in declining businesses that were levered but survivors bought at the right price - Arch Wireless and Metrocall come to mind.
|Fees for VOD
Maybe everyone has seen this, but I heard a lot about this yesterday since slashdot posted an article and all the techies went up in arms.
Basically, Time Warner (and AT&T and Comcast) are capping downloads, and making a "pay per GB" beyond that. Someone said a HD movie would cost $8 to download, but I didn't check their math.
I never thought High Def downloads were an issue for BBI to begin with, but maybe helps the sentiment for the stock if high def VOD basically becomes cost prohibitive for the forseeable future.
|Note offering
Blockbuster announced a $340mm secured bond deal this morning. I am hearing that the deal will be well-subscribed and the coupon is in the low to mid teens. With the final maturity on these notes out to 2014 and an extension on their term loan facility to May 31, 2012, this would appear to eliminate any near-term bankruptcy risk.
While I was very disappointed with the lowered EBITDA guidance last quarter, I continue to see a very compelling risk/reward proposition in the B shares here. The liquidity improvements from the sale of their Irish stores, the reduction in their LOC commitments, and recent studio discussions were apparently convincing enough to get lenders back to the table. Using the $250k implied value per store from the Irish sale suggests an enterprise value near $1.35bb for the remaining 5,400 stores. Subtracting $850mm in net debt plus preferred, this suggests an equity value of $500mm, or well in excess of $2 per share (this would also equate to a 4x Free Cash Flow multiple). Still a good pop from the current 70 cent share price.
In the 8 months since I wrote this up, this company has been buffeted by more body blows than I imagined - from false bankruptcy rumors during a critical debt negotiation to immense competition from Redbox kiosk proliferation and a huge Netflix marketing spend while BBI had no ad dollars to fight back. Revenues and EBITDA expectations have taken a big hit as a result, but much of that was sacrificed at the altar of an immediate need for improving cashflow. I think the cashflow/survivability issue can be put to rest now and the company can spend what is necessary to stabilize its market share.
I continue to believe that this entity will exist in some form well beyond the 5 years predicted by many on this board and that economic value added will accrue very rapidly relative to the current equity capitalization as measured by the B shares.
|RE: Note offering
Do you know how they plan to apply the proceeds. Which debt are they going to redeem? Thanks.
According to the 8k, they will pay down the revolver and the Canadian ABL. They will also allow the Term Loan B holders to swap into the notes or into a new term loan that matures on May 31, 2012. Any additional proceeds will be used for general corporate purposes.
At the end of June, $250mm was drawn on the revolver, $21.5mm was drawn on the Canadian ABL and $300mm was owed on Term Loan B, $34.6mm of which would amortize over the next 12 months. They also had $220mm of cash on the balance sheet, all but $25mm of which is now unrestricted thanks to the recent amendment to the Viacom lease LOC requirements. Finally, we should see about $45mm come in by year-end for the Irish asset sale. I'm not sure if a successful offering means that they will discontinue the international asset sale process but my sense from my last conversation with management is that they will continue to sell noncore (i.e., ex Canada and Mexico) international assets.
|throwing in the towel
I recommend taking what's left of your money and running on this one. I was wrong. Bad biz, management in denial, and now an insurmountable capital structure seem to make bankruptcy inevitable (though possibly still over 12 months in the future) with likely no recovery for equity.
The only positive thing to say here is that the recommended entry price was low enough that losses were manageable (32 cents currently vs. 47 cent entry point), particularly in relation to the undeniable business implosion we've witnessed. Sorry for the punk idea.


text:
Allison and Vince get the lowdown on indoor surfing from the engineers at American Wave Machine. They explain the standing wave phenomenon that results from a hydraulic jump and show how designers manipulate bottom contours to give an endless ride.
American Wave Machines, a California based company has developed an innovative technology called SurfStream to provide surfers with an incredible indoor ride. Inspiration for this technology came from the idea of surfing upstream on a river and the concept of an endless ride using a standing wave.
A hydraulic jump is a phenomenon in hydraulics which naturally occurs in open channel water flow. When a fast moving flow releases into an area of lower velocity flow, it slows down very quickly and results in an increase in height, thus the kinetic energy of the flow is converted to potential energy. For this phenomenon to occur there must be a critical initial fluid speed. If the speed is not met, no jump will exist. An example of an everyday hydraulic jump is the stationary circular wave which forms around a stream of water as it flows out of a tap and contact the surface of the sink.
There are number of manifestations of hydraulic jumps. The one created by American Wave Machines is called a stationary hydraulic jump. SurfStream, engineered by American Wave Machines involves the use of a stationary submerged object which directs the moving flow upwards. The shape of the object is altered to create different types of flow. The stationary hydraulic jump is commonly generated on rivers and on engineered features like outfalls of dams and irrigation systems.
The SurfStream discharges a steady flow of water over a smooth bump referred to as a foil into into one end of the pool using a series of pumps. The stream comes into contact with a spoiler or a submerged object which the water must flow over. When enough water is discharged, the pool fills up and the hydraulic jump is established.
What¦s also fascinating about this technology is that the standing wave can be adjusted to different shapes, including left and right barrelling waves, stable beginner waves, and natural standing waves which are deeper and more challenging. This is accomplished by changing parameters such as incoming flow rate, the incoming channel width, and the position of the spoilers under the water. For example, if you want to change a barrelling wave from right to left, a mirror image of an angled spoiler replaces the original. The angled barrier allows the water to be pushed sideways, as well as forwards, creating a wave in which the water is pushed to one side in a curl, much like a wave found naturally in the ocean.
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subset: commoncrawl


text:
CT, or computed tomography, combines a special spinning x-ray scanner with sophisticated computers to produce multiple images of the inside of the body. Instead of creating a two-dimensional image as an x-ray does (like a photograph), a CT scan creates both 2-D and 3-D models of the imaged portion of the body, which can then be looked at in various ways.
Newer state-of-the-art CT scanners, such as the ones used in our facility, are so sophisticated that they can capture incredible detail in milliseconds, allowing the ability to recreate a beating heart image or a 3-D model of the colon. Our state-of-the-art software now allows us to use less radiation than other typical scanners while performing these exams.
CT scans are done for a much higher level of detail and can be used to image almost any part of the body. They are performed fairly quickly (ranging from 10 seconds for a head CT to a few minutes for more advanced body scans).
One of our highly skilled technologists will help position you on the CT examination table, which is an open ring around the table (unlike an MRI). The table will move through the scanner to determine the correct starting position for the exam. The table will then move slowly through the machine as the CT scan is performed. (You may be asked to hold your breath during the exam.)
You may have an IV so as to administer IV contrast, which greatly enhances the images obtained. While you will be alone in the exam room during the actual scan, you will be able to see and hear the technologist at all times.
Excessive exposure to radiation can be harmful, but the exposure during a CT scan is minimal and the benefits of an accurate diagnosis far outweigh the risk. Moreover, our state-of-the-art software now allows us to use less radiation than other typical scanners while performing these exams. It is important to inform your doctor of any recent illnesses or medical conditions as some conditions may increase the risk of an adverse effect.
Women should always inform their physician and the technologist if they are pregnant or may be pregnant. Nursing mothers should wait 24 hours after receiving contrast before resuming breast-feeding. Allergic reaction to contrast (mild or severe) is also a rare but possible risk. Our team is well-prepared to deal with such reactions should the need arise.
Do not eat or drink for 2 hours prior to the exam. If your doctor provides you with a requisition, you will need to bring it with you. When you arrive, you will be asked to fill out a questionnaire in order to confirm that all necessary precautions have been taken.
Please inform the technologist if you are pregnant or think you might be pregnant, if you have kidney disease or are diabetic, or if you are allergic to the IV contrast.
Take all of your prescribed medications as scheduled unless otherwise instructed. You may be asked to drink a liquid that allows us to obtain better imaging of your GI system.
After a CT exam, you can return to your normal activities.
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Though white is traditional, using other colors for your underbases can help you create incredible designs on dark garments.
The best artwork, and often the friendliest in production, breaks the rules. One of the commonly understood rules of getting the brightest hues possible on dark shirts is to start with a white underbase. On a black shirt in particular, if the underbase doesn't properly block the color of the garment, there can be an unexpected muting of the entire image or a shift to the colors that are printed later. Prints that are dull or look different than the original art the clients approved (typically a digital file they viewed on their computer) can upset them and even make them doubt the quality of your company. This issue can cost you business, so it needs to be taken seriously.
This fear that orders will be rejected is one reason that the majority of screen printers standardize the practice of printing a solid-looking white underbase whenever they are working with dark garments. The majority of the time, using a white underbase isn't a bad idea. It is predictable, repeatable, and will certainly give you the brightest, most saturated colors. It can be extremely difficult to achieve certain colors like fire engine reds and deep royal blues without a white underbase. But there are some situations when using a different color for the underbase will produce a much better print than using white. (And one of them isn't when you run out of white ink.) The choice begins with the design concept and the final effect you want to achieve. It's much better to consider the possibilities before you have printed several dozen shirts.
Underbase 101
Before we dive into when and how to use an underbase that isn't white, it's a good idea to review what underbases do and why white usually works so well. Knowing how an underbase works will help you come up with ideas for alternate colors and strategies.
Fundamentally, underbases do two things in creating a foundation for the overprint colors:
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With the advent of the digital era, AV archives have been called to face new challenges: ensure the preservation of digital content and provide online access to the material. Both these actions require funding, quite a scarce resource in the years of the economic crisis.
Audiovisual archives have recently started exploring new models for revenue generation through innovative partnerships with commercial and non-commercial institutions. This paper provides an overview of the current practices of archives on examining, appreciating, and embracing business and commercial interactions. It describes models and tools that have proven successful and provides recommendations for AV heritage curators to appreciate and maximise the value of their assets.
This work is licensed under the Creative Commons Attribution-NonCommercialNoDerivs 3.0 Unported License. To view a copy of this license, visit http://creativecommons.org/licenses/by-ncnd/3.0/ or send a letter to Creative Commons, 171 Second Street, Suite 300, San Francisco, California, 94105, USA.


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Friday, March 20, 2015
sometimes dreams don't look like I think they will
My dream has always been to be a writer.
Even when I didn't know it.
From the time I was a little kid learning to read, loving the images and the
feel of words in my mouth.
To moments in junior high,
when I wrote an entire story shaped around the beauty of teal mascara,
To my afternoons working with kids as a college student, when I entertained them with
stories of tiny fairies who lived in strawberry patches and rode bumblebees.
Writing has been a constant theme.
But my writing had always been for me. For my pleasure.
It fulfilled something in me.
Sometimes I would show it to my parents.
Because by law they had to say nice things and tell me how brilliant I was.
I shared it with my sisters and my close friends.
Anyone who felt safe and who I knew loved me already.
But mostly, I was too scared of rejection to share it with anyone else.
It was too connected to who I was for me to let anyone critique it.
Because it felt like my soul was being critiqued.
And then came slow realization of knowing that I wanted what I wrote to be read...
even if it crushed me...because keeping my words to myself felt like hoarding.
And if I didn't begin to let people in...my writing would never grow or change or be
more than a thought that I hid away in one of my many journals.
So began the painful and long process of my words being rejected and turned down by
It was turned down a lot....
by all sorts of people....
in lots of different ways...letters...phone calls...emails...face to face...for about 10 years.
10 years is a really long time. You can get wrinkles and gray hair in ten years.
Sometimes I tucked the dream away for a year or two and nursed my wounds.
I would say things to myself like,
"They are dumb...they don't know what good writing is."
Mostly, I felt dumb and really thought I probably didn't know what good writing was.
But eventually, the notebooks would come back out.
The new word document would be pulled up.
And the words would come pouring out one more time.
Because when you have a dream...a real dream...it can't stay tucked away forever.
But what I thought my dream would look like began to change.
And one thing I never realized as a kid was that dreams are really hard work.
A dream coming true is less like a Disney movie and more like a live birth.
It is still beautiful.
But most likely it will not be sprinkled with fairy dust. There may be some screaming involved.
But here is the thing,
God has some dreams with your name on them.
They will turn your life upside down
and flip your heart inside out.
They will probably look absolutely almost never like you think they will.
But beautiful things happen when God births a dream in us.
Heart wrenching, mind blowing, achingly beautiful things.
They may not look like we think they should look or feel like we think they should feel.
But they are the things that make life good and exciting and real and full of hope.
Follow them anyway.
2 comments:
- Kendra said...
So beautiful and true. Thank you for this. =)
- March 21, 2015 at 8:19 AM
- susanna said...
Kendra! I love that you can relate to it! Thanks for encouraging me...in my dream! :)
- March 21, 2015 at 3:43 PM
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Welcome Home!
2 Comments so far
Leave a comment
May 25, 2007, 9:02 pm
Filed under: Baby Photos
Filed under: Baby Photos
Joanne and Sylvia got to leave the hospital and go home today. I had to put the air conditioner in down stairs because it got up to 92 today in Long Island. So right now everyone is taking a nap. I just thought I would toss on a few photos for the fans.
2 Comments so far
Leave a comment
WOW!!!!! Look at that hair!! I LOVE it! What a beautiful baby! Give her a big kiss for me. I hope I get to see you guys real soon. Congradulations!! Love you lots, Aunt Debby
Wow, she's starting to get nice color. I can't wait to see her!
Love you guys!


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Tamannah Bhatia goes back to basics for her diet, and instead of following fad diets that banish white rice completely, she says how much she enjoys her bowl of white rice in a recent Instagram post, "I have rice over chapati or bread. It keeps my gut healthier, happier and ready for fatloss #eatcarbs." Here is why and how you should be serving yourself a bowlful.
White rice is better for people with sensitive stomachs, and in general, is easier to digest, as opposed to brown rice, which is very fibrous and could take its toll on the gut. It is also lighter on the stomach when compared to other grains. Opt for hand-polished white rice, which retains Vitamin B and a fair quantity of fibre.
A large section of the population is gluten-intolerant or gluten-insensitive, and may not even be aware of it. White rice is good for people with gluten allergies. Even byproducts of white rice like idlis and dosas are good for health and digestion.
In addition to digestive health, white rice comes with other benefits. It contains zinc, which helps both the reproductive and the immune systems, as well as manganese, which is antioxidant-rich and boosts cell function. The amino acids present also help metabolise fat from the liver.
Of course, the downside is that white rice, when consumed in excess, can spike your blood sugar levels and even cause diabetes. The key is to consume it in moderation, and never alone. Khichdi and curd rice, when accompanied with a small helping of veggies, are nutritious. A small bowl of plain white rice can also be accompanied by lentils, fish and veggies for a wholesome and nutritious meal.Photos: Instagram, Shutterstock


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Instead, if something appears on t'internet that provokes enough of a reaction, well that goes straight up and I'll try to put a little opinion there as well.
Today is just one of those occasions, as Privateer Press have finally released an image of the upcoming Legion of Everblight Battle Engine:
This was always going to be the easiest engine for PP to get "wrong." The Skorne and Trollblood artwork looks excellent, but are both quite safe with regard to the overall theme of the factions. The Circle engine has had plenty of publicity, is suitably esoteric, but really doesn't do anything for me.
This, however, looks the absolute business, and completely different to anything else in HoMachine. I'm really looking forward to reading it's rules and I'll be using this as a spur to finish off the various LoE minis I have kicking around the house.


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InformationWeek highlights the VA's innovative use of Vecna's Vitals Chair
In an article entitled VA implements waiting room 'Smart Chairs', InformationWeek explained how Mike Davis, Director of Veterans Point of Service for the U.S. Department of Veterans' Affairs plans to pilot Vecna's Vitals Chairs as an innovative patient engagement tool. The Vitals Chairs will support patient-facing roles by allowing clinicians to focus on higher-level responsibilities. The chairs are being seen as an extension to the onsite patient registration kiosk program, VetLink, powered by Vecna.


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BP says no more oil going into Gulf
source: Associated Press
BP has been slowly dialing down the flow as part of a test on a new cap. Engineers are now monitoring the pressure to see if the busted well holds.
THIS IS A BREAKING NEWS UPDATE. Check back soon for further information. AP's earlier story is below.
NEW ORLEANS (AP) — BP engineers were back to the slow work of trying to choke the Gulf of Mexico oil gusher Thursday with an untested cap, slowly dialing down the flow.
The latest step — just like other developments in the monthslong environmental crisis will take several hours to complete. If it works, BP believes no oil will be leaking into the water for the first time.
Engineers got to work after replacing a leaky pipe. Kent Wells, a BP PLC vice president, said at a news briefing in Houston that the leak was found on the side of the towering, 75-ton capping stack and it was fixed by replacing the assembly, called a "choke line."
The work sent the oil giant back to restarting preparations for testing whether the cap can stop the oil without blowing a new leak in the well. If it works, the cap will be a temporary fix until BP can drill into the gusher to plug it for good from underground, where the seal will hold better.
"Bear with us," Wells said.
With the disaster nearly three months old, the man in charge of the $20 billion fund set up by BP to pay individuals and business for their losses said it will start making payments in early August.
Ken Feinberg, who was in charge of the compensation paid to families of victims in the Sept. 11 terrorists attacks, told a meeting of government officials in Louisiana that he expected a seamless transition from BP management of claims to his administration.
On the Gulf seabed, the leak was discovered after two of the three valves on the cap that can open or shut the device had been closed, bringing BP and government scientists, who are also watching, tantalizingly close to starting a 48-hour test of how the well and cap withstand the pressure.
Wells had warned that the process of getting ready and then choking the oil a mile below the sea, at a depth only submarine robots can reach, consisted of many precise, individual steps.
"Any one of these steps can take longer than anticipated," Wells said Wednesday, before the leak disrupted work.
Retired Coast Guard Adm. Thad Allen, the Obama administration's point man on the disaster, said at a briefing it's not clear yet whether the cap, which was mounted on the well Monday, will ultimately be used to shut in the oil or to channel it through pipes to collection ships overhead.
"I have a high degree of confidence we can substantially decrease the oil coming into the environment," Allen said.
The cap remains a temporary fix, he said, until one of two relief wells BP is drilling can reach the gusher underground and plug it permanently with heavy drilling mud and cement.
"Make no mistake, the number one goal is to kill the well … to stop it at the source," he said.
The test will involve closing off all three openings in the cap to the Gulf, in theory stopping the oil leaking into the Gulf. BP will be monitoring pressure under the cap. High pressure is good, because it shows there's only a single leak. Low pressure, below 6,000 pounds per square inch or so, could mean more leaks farther down in the well.
BP expects to keep the oil trapped in the cap for 48 hours before it decides if the approach is working.
With the leaking pipe replaced, BP had to start from a few steps back to resume preparations for the test.
Preparations included letting more oil pour out of the cap temporarily and turning off a pipe that had been sending some of the oil to a collection ship, so that the full force of all the erupting crude would go into the cap. Engineers also had to recheck equipment and move undersea robots that perform the work back into position.
Wells was hesitant to give a firm timeframe for when the test could start, but expected it to be Thursday.
"We're going to keep moving forward with this," Wells said.
Allen said a committee of scientists and engineers will monitor the results and assess every six hours, and end the test after 48 hours to evaluate the findings.
"I was gung-ho for this test and I remain gung-ho for this test," he said Wednesday.
If the cap works, it will enable BP to stop the oil from gushing into the sea, either by holding all the oil inside the well machinery like a stopper or, if the pressure is too great, channeling some through lines to as many as four collection ships.
Allen said the testing will also help prepare for the hoped-for permanent fix by the relief wells. The mapping of the sea floor that was done to prepare for the cap test and the pressure readings will also help them determine how much mud and cement will be needed to seal off the well underground.
Drill work was stopped on one relief well because it was not clear what effect the testing of the cap could have on it. Work on the other relief well had already been stopped according to plan.
The government estimates 1.5 million to 2.5 million gallons are leaking every day.
As of Thursday, the 86th day of the disaster, between 93.5 million and 184.3 million gallons of oil had spewed into the Gulf since the Deepwater Horizon rig leased by BP exploded April 20, killing 11 workers.


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Today's Hot Topics
- President Obama slams Senators McCain and Graham, defends Susan Rice
- Gen. David Petraeus will testify on Benghazi this week
- Fiscal Cliff: Boehner says no new taxes!
- Bipartisan Policy Center Senior Fellow, former Congressman and Secretary of Agriculture Dan Glickman joins the show live from New Orleans at the Bipartisan Policy Summit Web
- New York Magazine Columnist Jonathan Chait joins the show to talk about how the election was a class war Web|Twitter
- Buzzfeed Reporter Zeke Miller joins the show live in studio Web|Twitter
- Share Our Strength's Josh Wachs joins the show live in studio to talk about the No Kid Hungry campaign Web|Twitter
- Comedian Dean Obeidallah joins the show with his take on the day's headlines Web|Twitter
Don't Miss
- Obama Won, But Did He Get a Mandate?– Read Bill's Latest Column Here
- Order Bill's latest book, THE OBAMA HATE MACHINE: The lies, distortions and personal attacks on the President – and who is behind them (this is the hardcover book. The paperback is available below.)
- Purchase a podcast subscription and listen to the show anytime you want, on your computer, iPod, or .mp3 player!
- Follow the show on Twitter. Bill tweets live from the White House press briefings.


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Cordura® Padded case ideal for tools, cables, safety equipment etc.
Padded construction
Coated-mesh zip pocket
1000D Cordura
Oversize YKK coil zip
Embroidered logo
10-year guarantee
1 litre (61cu in) capacity
130(h) x 190(w) x 50(d) mm
5.1(h) x 7.5(w) x 2(d) ins.
100 Grams
1st Feb 2016
Not much to say except it's Kriega and is what you would expect
26th Jan 2016
fantastic quality small storage bag
I wanted a small bag to use to carry my medical/pills/inhaler, so rather than go and buy a green 1st aid bag, I knew kriega had one of a similar size, and I know it will last a very long time over lots of journey's be it on my bike or travelling Europe with work.
This is the 5th piece of kriega I now own
23rd Jan 2016
I can't believe how useful this little bag is, no more searching in the depths of your rucksack for bits and bobs that don't want to be found! All can now be stored in this one little bag, saves time and stress. highly recommended.
14th Dec 2015
more useful than i thought
I use the Kube in my tank bag, top box or back pack for keeping all those small things that would be lying loose Fabulous well made product that is more useful than I had ever imagined
28th Aug 2015
Kriega stuff just works
It keeps all my important stuff handy in one place and saves all that groping around. Usual Kriega kit well designed and well made.
19th Aug 2015
Perfect for my Satnav
Bought to keep my bike satnav and camera safe together and fits perfectly *
17th Aug 2015
Quality product
Big enough to hold chargers and cables in safety. How did we live without them?
6th Jul 2015
Handy bombproof storage
Very well made storage cube,I'm diabetic and carry my insulin pen etc in it. A slightly larger version would be good but I'm happy with this one and with a ten year warranty what's not to like!
26th May 2015
Usual Kriega quality
I've now got 2 of these cubes for all those wee bits and bobs which usually rattle around in your luggage. Perfect for chargers, cables, memory cards and gopro bits. Great quality.
2nd Apr 2015
Good things in small sizes
After years of using freezer bags to keep my valuable items dry and safe in my GSA panniers I now have the perfect solution. Design, make, materials all flawless. Since buying I have been "persuaded" to buy several other Kriega items!
6th Mar 2015
Great for small bits and bobs
Ideal for chargers, small electrical bits, Kriega etc. Easy to find in the US packs and well padded for protection. I'd like Kriega to produce a few sizes.
6th Jan 2015
Perfect to protect my AirMan Tour
So, I wanted a compact pack to protect my AirMan tour tyre pump from knocks. It feels like the Kube 1 was made for it - size spot on and with enough padding to protect without adding significant bulk
2nd Oct 2014
Slightly disappointed
Fab little padded/waterproof organiser. Top quality. Slightly disappointed it does not attach in any way to the r25 backpack like the pocket does. Was not clear when I ordered, otherwise I would have got the pocket instead!
Kriega replies: Hi Kevin,
Thanks for your comment, but it's not made to attach to anything. If it did we would say it did, but do not tend to list the things a product does not do...
22nd Sep 2014
Top quality
I needed something to keep my wallet ,phone and change separate and accessible from the rest of my luggage. This fits the bill perfectly with the usual quality that you get from Kriega.
10th Sep 2014
Essential organiser
This is a wonderful organiser for pieces of camera equipment that get lost at the bottom of my travel bag.
2nd Sep 2014
Great product!
Like all Kriega stuff it does what it says it will - and does it well! Great value and features. Thanks!
28th Aug 2014
well made and built to last
From first seeing the advert in bike magazine back in 1998 I think , I knew from the review "you can fit a full face helmet inside" that was what did it for me and that buying £10-30 bags just didn't last and were done in 6 months. I really love Kriega stuff I've still got an R35 that I bought 10 years ago, and I can't wear it out. It's been to China with me. That's when I knew it was a brand to watch out for. And I did just that, snapping up both the R35 & R35. The kube pocket is just perfect for my Garmin. The R3 is very comfortable and gets a lot of looks when going thru airport security. But the kube 1 was something I just had to have a very handy size for phones wallets and keys I've already run it under the tap and doesn't absorb water. Like all Kriega stuff it'll last another ten years like my bags. Keep up the great work guys
28th May 2014
Kriega Kube is the perfect man bag!
I was looking for a little case for my keys, wallet, flashlight, Leatherman etc. which had been rattling around in the pannier of my BMW GSA. This is perfect, very simple but superb quality. There's a nice zip up section for the emergency fiver so all in all great piece of kit.
18th Mar 2014
A perfect fit!
Bag fits a treat under the seat of my Explorer. Has a few essentials in and space for other bits and bobs. Really well made, and looks the part too.
28th Dec 2013
compact & durable
Excellent piece of kit. Small bag but still maintains kriegas legendary quality. I have several and use them to organise smaller items within my luggage such as keeping laptop cables together or keeping puncture repair equipment in.


text:
Gathering the brightest minds
Meet the passionate changemakers supporting our community
"What if the world's most influential leaders were friends 20 years ago, working together to tackle some of the biggest problems?" Kairos ASEAN is a highly curated community of young entrepreneurial talents across Southeast Asia. As part of the global Kairos Society with supporters such as Bill Clinton, Richard Branson and Peter Diamandis, it challenges the next generation of entrepreneurs to solve big problems where governments and the industries have previously failed. Launched in 2014, Kairos ASEAN has expanded to 6 countries with over 100 members and mentors. It offers a network of executives, strategic investors, advisors and fellow entrepreneurs to support young individuals who are building businesses and meaningful ventures that change the world. Regional initiatives such as the K360 Business Mission and Kairos Sharing Table offers members the opportunity to be connected both locally and beyond.www.kairosasean.org
The Institute of Innovation & Entrepreneurship anchors the SMU Innovation and Entrepreneurship Area of Excellence. IIE is a practice-oriented institute that provides support for innovation and entrepreneurship related activities across all the schools at SMU. IIE activities range from events, competitions, networking sessions, workshops, training programmes, study missions and internships for entrepreneurs and budding entrepreneurs, as well as a full-fledged incubation programme which helps aspiring entrepreneurs take their ideas to market.iie.smu.edu.sg
Managing Partner,
TSR Partners
Partner, Protege Ventures /
Associate, Open Space Ventures
Curriculum Director, Protege Ventures/Chairman, Pan Asia Venture Development Platform
Manager, Education Programmes, SMU Institute of Innovation & Entrepreneurship
Student Analyst


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A Doncaster model and actress is set to return to TV screens next month after landing a role in the latest series of Channel 4 police drama No Offence.
Danielle Hanson, who already has a string of TV and film credits to her name, will feature in the third series of the Channel 4 show, created by Shameless writer Paul Abbott.
READ MORE: Doncaster model land starring role in DJ Tom Zanetti's new music video
Danielle, 27, from Skellow, who also recently starred in a music video with Love Island star and DJ Tom Zanetti, landed her role after signing up with Policelot, a firm which supplies police extras for TV and film productions.
She has previously starred in ITV crime drama Safe House and first made her name after winning the Miss British Empire modelling contest in 2014.
No Offence, which is now in its third season, follows the goings on at a police station in inner city Manchester.
READ MORE: Doncaster model overcomes spider fear for sexy photo shoot
"Series 3 is about the void left by political parties, clusters of ignorance streamlined into soldier ants," says creator Paul Abbott.
"Whether it's a real or perceived void doesn't matter. Predators will always exploit a weakness."
READ MORE: Doncaster model films scenes for new ITV crime drama
'No Offence premieres on September 13 at 9pm on Channel 4.


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55 Modern Farmhouse Laundry Room Remodel Decor Ideas
Modern farmhouse laundry rooms are a good investment for you and your family. After you purchase your washer and dryer, think about installing some built in for your cleaning necessities. If you still have room to spare, consider what else… Continue Reading


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Aaron's Apothecary
Long-anticipated Aaron's Apothecary opened for business February 2011 and is bringing something truly special to pharmacy...and to Clark Street. This chic but comfortable 2,000 square-foot apothecary carries the expected drug-store basics, like bandages and analgesics, but it specializes in full-service pharmaceutical needs, including prescriptions, of course, but also herbal and homeopathic supplements. Forget flourescent lighting and clinical white walls and plastic chairs: here, you'll bask in the glow of amber antique chalendiers and dark wood accents. Welcome to the new face of pharmacy!
The eponymous apothecary was opened by a former Parkway Drugs pharmacist (yes, Aaron) who is stocking shelves with more than the usual goods here, and even the family pet will be pleased and impressed. Aaron's Apothecary carries Malin+Goetz skin care and cosmetics, which are carefully formulated and naturally-based to appease and appeal to even those with ultra sensitive skin. Want make-up advice? Enjoy the complimentary services of the licensed cosmetologist on premise, who will demonstrate how best to accentuate your lovely features. You'll also find bold and masterfully-crafted Jonathan Adler homewares to add some 'happy chic' to your abode, along with hand-knitted dog sweaters that the aforementioned family pet will adore and appreciate.
Aaron? We salute you!
Location2338 N. Clark St.
Chicago, IL 60614
Get Driving Directions »
(773) 360-8595
- Mo-Fr: 8:00am-7:00pm
- Sa: 8:00am-6:00pm


text: BIG STAGE: The Johnston High School boys and girls track and field teams competed in the Rhode Island State Championship at Brown Stadium on Saturday. Here's a look at the action: Johnston's Olaitan Olagundoye competes in the high jump, where she would go on to capture a second-place finish. Brynn Roche also also competes in the high jump. (Photos by Alex Sponseller)


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Posted January 15, 2006 by publisher in Cuba-World Trade
Email this article | Print this article | Search Havana Journal Tweet
By Marc Frank | Reuters
Cuban President Fidel Castro climbed aboard a Chinese locomotive and hailed growing economic links with the Communist nation for helping to undermine a four-decade-old U.S. trade embargo.
"The only thing we have to say to them (the United States) is forget your transition plans and that you wipe all that garbage from your mind," the 79-year-old Castro said in a Saturday speech broadcast on Sunday.
He was referring to U.S. efforts to hasten a Cuban transition to capitalism through economic sanctions.
The locomotive was one of 12 delivered this year under a $400 million Chinese government trade credit Cuba is using to upgrade its transportation system and infrastructure.
The official media reported that Castro received the locomotives at a Saturday evening ceremony and that they cost $1.3 million each, compared with $3 million for a similar U.S. locomotive.
"Cuba will need around 100 locomotives in the coming years," a transportation official told Reuters recently.
Cuba purchased 1,000 buses from China last year and Castro said he would buy another 1,000 this year.
"We are also planning to buy more than 4,000 trucks, thousands of jeeps and cars, school buses and more," a Cuban economist said, asking that her name not be used.
U.S. President George W. Bush imposed new sanctions on Cuba in 2004 and has increased enforcement of the trade embargo in an effort to topple Castro, a feat U.S. presidents since Dwight Eisenhower have failed to accomplish.
The Bush administration has also established a cabinet-level transition commission and appointed a Cuba transition coordinator in the hope, it says, of ending Castro's 47 years in power.
Despite the new sanctions, the Cuban economy is showing signs of recovering from a devastating crisis that followed the demise of former-benefactor the Soviet Union.
An oil for medical services agreement with Venezuela as well as payments for services provided to the oil-rich nation and other Latin American countries led to a $2 billion increase in Cuban imports last year, with China and Venezuela reaping most of the increased sales.
"Two-way trade has reached record levels and we hope it will continue to expand steadily," China's commercial counselor in Havana, Yang Shidi, told Reuters on Friday.
Cuban officials said total trade between the two countries reached $1 billion last year as China rose from fourth to second place among Cuba's most important trading partners, displacing Spain and Canada.
China is selling Cuba millions of television sets, refrigerators, electric cookers, rice steamers and light bulbs as part of the Caribbean island's efforts to replace old Soviet and even 1950s U.S. appliances with more energy efficient ones.
"We want to promote the best possible cooperation with Cuba to build socialism in each country," China's ambassador to Cuba, Zhao Rongxian, said at Saturday's ceremony.
Cuba is trading nickel for Chinese made consumer goods. What is the pay rate for the miners? Or are they political prisoners as so many agricultural workers are? Chuck


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> too wide for printing. So I proposed to put a print-media type stylesheet > to get around this. However, it seems to have no effect on hardcoded font > tags. Is this correct or am I doing something drastically wrong ?? Here is legacy presentational HTML generally gets at least the same precedence as inline styles, where as media qualification can only be applied to out of line styles. > * please don't comment on how bad the code is. I didn't write it !!! and > I'm in no position to be able to change it unfortunately. It has serious structural errors, but style sheets depend on having a valid parse tree.Received on Sunday, 19 October 2003 11:31:17 UTC
This archive was generated by hypermail 2.3.1 : Tuesday, 13 October 2015 16:21:26 UTC


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Who said tequila is only good for drinking?
RAW Men's Skin Care took the ingredients of tequila (blue agave) and yucca root extract and turned it into an invigorating face wash.
With the hint of peppermint, spearmint and menthol, your skin will not only feel alive it will also feel super clean.
Simple, effective and gets the job done!
[xrr rating=4.75/5]


text:
Press and media inquiries:
Slava Shirokov, firstname.lastname@example.com
Firebird Tours is constantly looking for media partners that focus on the high-quality content creation, bringing value to their visitors by recommendations through their websites and blogs in the travel industry. The premium tours are being brought to you by the company which is developing various travels projects, therefore we're able to offer complimentary travel benefits for your partnership with Firebird Tours.
Join the Firebird Tours partnership program and get complimentary travel benefits. The complementary partnership benefits could include various train travel tickets throughout the major European cities, as well as covering the costs of your stay at various well-rated hotels & resorts in Europe. The specific terms will depend on the traffic and domain authority of your website or blog. It will be further discussed in detail and agreed throughout the application process.
Feel free to reach to us at email@example.com let us know your website or blog and preferred way of partnership.


text: I was looking through a blog i recently started following looking for some inspiration and found lot's of really good work there that i could have written about, but this beer calendar, originally found on the Behance network was the one that I just had to post. First off, i like the intricate drawings. There is a lot going on in every page, all the space is filled and each picture gives off a great atmosphere that responds to the idea of beer being a fun, social drink. However, what really struck me personally is when i looked at the figures, especially in the first picture. I have always had trouble with drawing people right, but i looked at this picture and realised that i obviously have never really been "looking" at how to draw them in the first place. So i used these images as reference to do a few quick sketches of faces myself and already i can see where i've been going wrong. SO on top of all the uni work we're being set at the moment, i think that it is very important to find the time to carry on practice drawing faces as much as possible!


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|Happenings at the Soho Playhouse
Categories: Latest News
Posted: April 10, 2014
by Ted Greenberg
My show — Ted Greenberg's The Complete Performer — has been at legendary Soho Playhouse since the fall of 2008. The theater has recently updated its website, which looks really great. You'll find us under Huron Club.
Things are always happening at the Soho Playhouse. Last week, New York's First Family visited the long-running show Bill W. and Dr. Bob about the founders of Alcoholics Anonymous. You can see photos of Mayor de Blasio, his wife and daughter at the show on BroadwayWorld.com.
And, there is a new show playing on the Main Stage — Extraordinary Extremities. The show follows Geppetto, and is a one-hour drama that features music and puppet theater. It performs through the end of May. And, Jamaica Farewell returns later this month and goes through mid-May.
And, don't forget our show performs at 11pm on April 12th and 19th, and we're off April 26th.
Tags: SoHo Playhouse


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Why See T-Pain?
THE 1up tour!
Known for his party-starting, autotune-laden anthems, two time Grammy-winning rapper singer-songwriter T-Pain showed an entirely different side of himself during his 2014 NPR Tiny Concert. A popular stripped-back live session, it put the spotlight on T-Pain's soulful, unaffected vocals drawing a whole new set of fans. Inspired by the viral video's 10 million-view-success, the R&B mogul is heading out on his headlining his 14-date 1UP Tour!
Transforming smash hit dance-floor fillers like Bartender and Buy U A Drank into tender, emotional ballads, T-Pain will be accompanied by a live backing band with all new arrangements. Forerunner of the now ubiquitous autotune trend, the performer is revelling in the chance to show haters and fans just how good his vocals are behind the top-hat and swag.
Additional Information
Performance date: 21 March 2019
And before you stop reading
Photo: Will Folsom Used under Creative Commons License
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This is a rear 1969 rear marker light housing, I only have the one. It is in good shape with both mounting tabs, but does have a small ding on the bottom. What you see in the photo's is what you get NO lens or rubber.
$30.00 plus shipping
Located in N. Hollywood ca.
1969 rear marker light
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Warren Buffett & Charlie Munger, BRK Annual Meeting (2008)
Warren Buffett:
"If I were working with small sums of money, it would open up thousands of possibilities. We have found very mispriced bonds. We found them in Korea a few years ago. You could make big returns but had to be of small size. I wouldn't be in currencies with a small amount of money. I had a friend who used to buy tax liens. I'd look in small stocks or specialized bonds. Wouldn't you say that, Charlie?"
Charlie Munger:
Warren Buffett & Charlie Munger, BRK Annual Meeting (2008) - https://www.tilsonfunds.com/BRKnotes08.pdf


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Barriere Pillow 50x40 / 75 eur
Get yourself comfortable outside with the impeccable outdoor Barriere Cushion – designed to withstand all kinds of weather. The upholstery fabrics are Oeko-Tex certified and extremely colour and lightfast as well as water and dirt-repellent and even mildew-resistant. The cushion is filled with airy fossflakes – an allergy-friendly polyethylene material which maintains its volume and shape over time.
Please note different version for UK market.
- Details
- Outdoor Textile / Marine
WxL: 50x40 cm
Item no. 1960865


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Raspberries will always be part of my garden because the year-round maintenance demand is relatively low and the return by way of cropping so high.
We have both main crop and autumn fruiting types so picking starts in July and continues until the first frost. These fruits freeze so well that it's perfectly feasible to be picking the first summer bowlful whilst the remains of the previous season are in the freezer.
Pruning of autumn raspberries is simple. Leave canes that fruited last year until winter then chop them to soil level. New canes appear, grow rapidly over summer and fruit in autumn.
Main crop (July-August) varieties fruit on canes that grew and matured the previous summer. So, as soon as the crop has been picked, say late August, completely remove canes that bore it and tie in the strongest of the new canes that have grown up unnoticed. They will bear the crop next July.
Traditionally, raspberry plants are short canes bought in bunches and planted in autumn, with little expectation of fruit the following summer.
However, recent introductions have greatly reduced this waiting time. So-called Long Cane plants, which are just that, can be planted in autumn to fruit in August. The Primocane, another inspired trend, comes from the rooting of growing tips, and moving them on in pots for summer fruiting. Both are priced to reflect the convenience they offer.


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The comments on this article about Pentagram's redesign of Mastercard's brand seem to encapsulate design commentary these days. They range from "Such an elegant return to basics. This is wonderful. LOVE it." to "1 min job, Draw 4 circles, Overlap 2 to make orange, Draw 1 red, 1 yellow. Done."
Tacitly related, I stumbled upon the Dunning–Kruger effect just yesterday.


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Scientists at the Salk Institute, USA have discovered a way to control brain cells using ultrasonic sound waves. Their method, which they call 'sonogenetics', has been applied to the tiny worm Caenorhabditis elegans, and can pave the way for advanced research into brain function by letting researchers target individual neurons in the brain.
This is a welcome addition to the burgeoning field of neuroscience research that uses various strategies to specifically target single neurons or neuronal subpopulations in the brain. A whole field of evidence has confirmed that neurons in the brain are surprisingly heterogenous, and even neurons situated next to each other can be performing quite different functions. Teasing out the functions of whole circuits requires specialized techniques for perturbing the activities of small groups of neurons. Being able to activate and inactivate neurons in a controlled manner is of critical importance not only for understanding how the brain works, but also for figuring out what goes wrong in case of neurological diseases like Alzheimer's disease or bipolar disorder.
Read more'Sonogenetics' – Using sound waves to activate brain cells
Graduate student and part-time science blogger. I am currently working on my PhD in neuroscience. In my spare time, I like to indulge my insatiable book addiction, browse the crazy alleys of reddit, and window-shop for gadgets.


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Guido Calabresi – 2007
Category:Federal Judges
Number of Pages:14
Date Created:December 11, 2008
Date Uploaded to the Library:September 24, 2013
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Government Act 978 Rev. 112008 FOR CALENDAR YEAR 2007 U.S.C. app. 101-1I1) Person Reporting (last name, first, middle initial) Calabresi, Guido Court Organization U.S. Court Appeals, 2nd Cir Date Report 07/25/2008 Title (Article Ill judges indicate active senior status; magistrate judges indicate full-or part-time) Appeals Judge, Active Sa. Report Type (check appropriate type) Nomination, Date Initial Annual Sb. Amended Report Final Reporting Period 01/01/2007 12/31/2007 Chambers Office Address U.S. Court Appeals, 2nd Cir 157 Church Street New Haven, 06510-2030 the basis the information contained this Report and any modifications pertaining thereto, is, opinion, compliance with applicable laws and regulations. Reviewing Officer Date IMPORT ANT TES: The instructions accompanying this form must followed. Complete all parts, checking the NONE box for each part where you have reportable information. Sign last page. POSIT! NS. (Reporting individual only; see pp. 9-13 filing instructions.) NONE (No reportable positions.) POSITION NAME ORGANIZATION/ENTITY Sterling Professor Emeritus, Professorial Lecturer Yale Law School, 11/01/1995 -present Honorary Trustee -Unpaid Carolyn Foundation, MN, 01/01/1996 -present Member Scientific Committee -Unpaid Centro Nazionale Prevenzione Difesa Sociale, 1988 -present President, Board Trustees -Unpaid Chapel St. Thomas More, Yale University, 1997 -2008 Member -Unpaid International University College, Turin Board, 2007 ,-Present IJ. AGREEMENTS. (Reporting individual only; see pp. 14-16 filing instructions.) NONE (No reportable agreements.) PARTIES AND TERMS Present Right Professorial Lecturer, Yale University, upon retirement (See Attachment Present Right use accumulated (approximately $2,000) research and travel fund, Yale University, even after retirement Date Report Calabresi, Guido 07/25/2008 Ill. NON-INVESTMENT COME. (Reporting individual and spouse; see pp. 17-24 filing instmctions.) Filers Non-Investment Income NONE (No reportable non-investment income.) SOURCE AND TYPE INCOME (yours, not spouses) 2007 Yale University -part-time teaching 24,767.00 2007 Yale University Press -royalties for previously written book 743.00 W.W. Norton Co. -royalties for previously written book 113.00 2007 Copyright Clearance Center -Copyright payments for previously written 149.00 books, etc. Harvard University Press -royalties for previously written book 100.00 Spouses Non-Investment Income -If you were married during any portion the reporting year, complete this section. (Dollar amount not required except for honoraria.) [Z] NONE (No reportable non-investment income.) SOURCE AND TYPE IV. REIMBURSEMENTS -transportation, lo1lging,food, entertainment. (Includes those spouse and dependent children; see pp. 25-27 filing instructions.) NONE (No reportable reimbursements.) SOURCE DATES LOCATION PURPOSE ITEMS PAID PROVIDED Columbia University Law 09115106 New York, Lecture Travel School Giuffre Publisher 10130106 Rome, Italy Lecture Travel Ohio State University 11/19/06 -Columbus, Ohio Lecture Travel, food, lodging Law School l/20/06 Yale University Law 12/3 l/06 New Haven, Lecture Travel School University Piemonte 01/24/07 -Alessandria, Italy Lecture Travel, food, lodging Orientale, Italy 01/28/07 International College, Turin, Italy 01/24/07 Ol/28/07 Alessandria, Italy Lecture Travel, food, lodging Collegio Carlo Alberto, Turin, Italy 01/24/07 -01/28/07 Alessandria, Italy Lecture Travel, food, lodging University Bologna, Italy 03/23/07 -03/25/07 Ravenna, Italy Lecture Travel, food, lodging University Messina, Italy 03/25/07 03/27/07 Taormina, Italy Lecture Travel, food, lodging 10. Yale University Law School 04125107 New Haven, Class party Food 11. University Pisa, Italy 05/16/07 -05122107 Pisa, Italy Lecture Travel, food, lodging Harvard Law School 06/06/07 Cambridge, Lecture Travel 13. Canadian Institute 07/15/07 -Cambridge, England Lecture Travel, food, lodging Advanced Legal Studies 07/17/07 14. Yale University Law 10/07/07 New Haven, Class party Food School 15. International University 10/22/07 -Turin, ta! Seminar Travel, food, lodging College 10/26/07 16. Carolyn Foundation 12/07/07 -Minneapolis, Trustee meeting Travel, food, lodging 12/08/07 Date Report Calabresi, Guido 07/25/2008 GIFTS. (Includes those spouse and dependent children; see pp. 28-31 filing instructions.) [{] NONE (No reportable gifts.) DESCRJPTION VALUE VI. LIABILITIES. (Includes those spouse and dependent children; see pp. 32-33 filing instructions.) [{] NONE (No reportable liabilities.) CREDITOR DESCRJPTION VALUE CODE Date Report Calabresi, Guido 07/25/2008 VII. INVESTMENTS and TRUSTS -income, value, transactions r1nc1udes those spouse and dependent children; see PP 34-60 filing instructions.J NONE (No reportable income, assets, transactions.) Description Assets (including trust assets) Place (X) afiter each asset exempt from ior disclosure Income during reporting period {I) Amount Code (A-H) (2) Type (e.g., div., rent, int.) -.-- Gross value end reporting period (I) Value Code2 (J-P) (2) Value Method Code3 (Q-W) ---- {l) Type (e.g., buy, sell, redemption) Transactions during reporting period (2) Dat Mont Day (3) (4) Value Code (J-P) Gain Code (A-H) Identity buyer/seller (if private I,I Income Gain Codes: =SJ,000 less 1,001 $2,500 =$2,501 -$5,000 0=$5,001 -$15,000 =$15,00J -$50,000 (See Columns and 04) =$50,001 -$100,000 =$I 00,00 -$1,000,000 =$1,000,001 -$5,000,000 =More than $5,000,000 Value Codes J=$15,000 less K=$15,001 $50,000 =$50,001 -$100,000 =$100,001 -$250,000 (See Columns and 03) =$250,001 -$500,000 0=$500,001 -$1,000,000 =Sl ,000,001 -$5,000,000 =S5,000,001 -$25,000,000 =$25,000,001 -$50,000,000 =More than $50,,00,000 Value Method Codes =Appraisal =Cost (Real Estate Only) =Assessment Cash Market (See Colomn C2) =Book Value V=Other =Estimated Date Report 07/25/2008 Calabresi, Guido VII. INVESTMENTS and TRUSTS income, vatue, transactions r1nc1udes those spouse and dependent children; see PP 34-60 filing instructions.; NONE (No reportable income, assets, transactions.) Description Assets (including trust assets) Plaee (X) after each asset exempt from prior disclosure Income during reporting period Type (e.g., Code div., rent, (A-H) int.) - ---- Gross value end reporting period (I) Value Code2 (J-P) (2) Value Method Code3 (Q-W) (I) Type (e.g., buy, sell, redemption) ----1 Transactions during reporting period (2) Date Month-Day (3) (4) (5) Value Gain entity Code Code yer/sellerbu (J-P) (A-H) private(if tra Income Gain Codes: =SI ,ODO less B=Sl,001-$2,500 c=$2,501 $5,000 =$5,00 $15,000 =Sl5,001 $50,000 (See Columns and D4) F=$50,001 -$100,000 =SI00,001. $1,000,000 =Sl,000,001 -$5,000,000 =More than $5,000,000 Value Codes =$15,000 less K=Sl5,001 $50,000 L=$50,001 -$100,000 100,001 -$250,000 (See Columns and 03) =$250,00 $500,000 =$500,00 1,000,000 =$1,000,001 -$5,000,000 =SS,000,001 -$25,000,000 =S25,000,001 :!50,000,000 =More lhan $50,000,000 Value Method Codes =Appraisal =Cost (Real Estate OnJy) =Assessment =Cash Market (See Column C2) =Book Value V::=Other W=Estimated Date Report Calabresi, Guido 07/25/2008 VII. INVESTMENTS and TRUSTS -income, vatue, transactions (Includes those spouse and dependent children; see PP 34-60 fiting instructions.) NONE (No reportable income, assets, transactions.) Code div., rent, (A-H) int.) Code (J-P) buy, sell, redemption) - Description Assets (including trust assets) Place (X) after each asset exempt from prior disclosure Income during Gross value end Transactions during reporting period reporting period reporting period Month (2)Date -Day (3) Value Code2 (J-P) (4) Gain Code (A-HJ (1) (I) (2) (2) mount Type (e.g., Value Type (e.g., Value Code Method (5) buyer/sellerJdentity Income Gain Codes: =$1,000 less =St,OOt -$2,500 =$2,501 -$5,000 =$5,001 -$15,000 =SJ5,00I -$50,000 (See Columns and 04) =$50,001 -$100,000 =$100,001 -Sl,000,000 =Sl,000,001 -$5,000,000 =More than S5,000,000 Value Codes 15,000 less =Sl5,001 -$50,000 =$50,001 -$100,000 =St00,001 -$250,000 (See Columns and D3) =$250,00 -$500,000 =$500,001 -$1,000,000 =$1,000,001 -$5,000,000 =$5,000,001 -$25,000,000 =$25,000,001 $50,000,000 =More than $50,000,000 Value Method Codes =Appraisal =Cost (Real Estate Only) =Assessment =Cash Market (See Column C2) =Book Value =Other W=Estimated Date Report Calabresi, Guido 07/25/2008 VII. INVESTMENTS and TRUSTS -income, value, transactions r1nc111des those spouse and dependent children; see PP 34-60 filing instructions.) NONE (No reportable income, assets, transactions.) Income Gain Codes: =SJ,000 less =SI,001 $2,500 =$2,50 $5,000 =$5,001 $15,000 =$15,00 $50,000 (See Columns and 04) =$50,001 -SI 00,000 =SI00,001 $1,000,000 l,000,001 $5,000,000 =Mor.e than $5,000,000 Value Codes =SI5;ooo less K=Sl5,00J $50,000 =$50,00 00,000 =$100,00I -$250,000 (See Columns and D3) =$250,001 $500,000 =$500,00 $1,000,000 =$1,000,001 -$5,000,000 =$5,000,001 -$25,000,000 =$25,000,001 S50,000,000 =More than $50,000,000 Value Method Codes =Appraisal Cost (Real Estate Only) =Assessment =Cash Market (See Column C2) =Book Value Other =Estimated Date Report Calabresi, Guido 07/25/2008 VIII. ADDITIONAL INFORMATION EXPLANATIONS. (lndicate partofReporl) Part POSITIONS Line -Assets the Carolyn Foundation are not listed because position Trustee Honorary only. have functional responsibilities with regard the Foundation. Line -Assets the Chapel St. Thomas Moore are not listed because position President the Board Trustees the equivalent President Board Directors. The Chapel religious institution and not trust the sense having designated beneficiaries. Vil. INVESTMENTS AND TRUSTS have not included personal residence Connecticut and its adjacent land; apartment and caretakers apartment and olive grove Italy held for vacation trips and not for investment the production income; fishing camp Maine held for vacation trips and not for investment the production income; land across the road from residence Connecticut held protect land and not for investment the production income; and additional land identical this and adjacent it. Nor did include land Maine, near the above mentioned fishing camp, which purchased during the year and which placed conservation easement protect perpetuity. Trusts #3, #4, and part VII and the retirement account described VII# did not distribute any income Income was earned and not distributed. are 5.5% income beneficiaries during our lives, years, 1995 established Charitable Remainder Unitrust. whichever longer. The trustee instructed invest the money only widely diversified mutual money market funds. See part VII Trust #6. Date Report Calabresi, Guido 07/25/2008 IX. CERTIFICATION. certify that all information given above (including information pertaining spouse and minor dependent children, any) accurate, true, and complete the best knowledge and belief, and that any information not reported was withheld because met applicable statutory provisions permitting non-disclosure. further certify that earned income from outside employment and honoraria and the acceptance gifts which have been reported are compliance with the provisions U.S.C. app. 501 et. seq., U.S.C. 7353, and Judicial Conference regulations. NOTE: ANY INDIVIDUAL WHO KNOWINGLY AND WILFULLY FALSIFIES FAILS FILE THIS REPORT MAY SUBJECT CIVIL AND CRIMINAL SANCTIONS U.S.C. app. 104) FILING INSTRUCTIONS Mail signed original and additional copies to: Committee Financial Disclosure Administrative Office the United States Courts Suite 2-301 One Columbus Circle, N.E. Washington, D.C. 20544 Tenured members the Faculty upon teaching and other activities the School accordance with usual curricular ocesses half time less. Facul t:y members electing one course each semester the academic the Dean, two courses one term followed courses. The part-time privileges and term, but: subject the standards for tenur faculty members Retired faculty must take reduced teaching assignment within t:iolo years the date their retirement and may nor interrupt their teaching for longer than two academic years without forfeiting their appoint:ment:s. Retired faculty who elect teach part-time will designated Profess orial Lecturers. the Dean. Appropriate compensation for part-time teaching determined After retirement faculty continue receive various forms support. The suppor may depend whether the faculty member continues teach. Offic es. Upon retirement faculty members will leave the larger offices that they aia.y occupy and will lose their position the office aeni ori list, but will provided other office space Secretarial Retired faculty will continue receive secretarial support, but reduced level. general, Professorial Lecturers would receiv half the usu.al allocation for full ti.mo faculty. Leaves Retired faculty who continue teach can granted triennial leave propori onate the amount: teaching tey are ing (e.g. Professorial Lecturer who teaching course semest could receive semester triennial leave every three years. Pay for the leave would equal the amowi.r that the faculty member would have received for teaching that ... .... ........ va.:. Retired faculty lll.aY carry forWard scheduled leaves only the timing leave due, which the sti pulation above (e.g. faculty member who had leave for t:lolo years prior retirement: and who started teaching course semester after retirement: would eligible for paid leave the second semester retirement: but: the pay would the amoWlt the salary that: would have been paid for teaching course that semester). Summer Stipends Retired faculty are not eligible for 3ummer tipends. Research Assist:ant:s Retired faculty may receive the same type 0 research support full time facult:y. Requests for research assistants and travel must submit ted the dean for approval. Other supper requests computers, duplicating, ate. -would processed through existing administrative procedures with non-routine approval being referred the dean. General :support: from the library and its staff will .available. .Book purchase requests should directed the Librarian. All these procedures are identical those place for full time faculty. Salary Salary will negotiated individwU.ly with the dean but general guideline Professorial Lecturers who teach course each semester ter retirement will receive one quarter their pre-reciremant: salary. Thar salary will rev;.ewed annually and Professorial I..acnirers wi.11 eligible for increases. Increases will generally limited the University figure for tenured facult:y. Universit:y Benefits General University benefits hinge whecher the faculty membe half time moraw, which defined precisely 50% more. Retirement Conribution The Law School will make contributions retirement funds for Professorial Lecturers the extent possible given the Universitys formula for completion contributions tirement funds. The operation the formula can vary individual, but: highly likal that: Law School faculty serving ofess rial. Lecturers will have compl eced contributions retirement: funds prior serving Professorial Laccurers. For faculty who :lad fifteen years service at: Yale prior July 1993, ,concribut:ions et:irement: accowit:.s cha regular annual formula will not: cease before age ro. based The Medical Benefits Yale faculty with years service are eligible for post-retirement medical provided coverage comparable that full time faculty. benefit years service. coverage,on while comparable, different designed cake advantage Medicare benefits. Faculty who are classified 50% more are eligible for t:he regular facult:y health coverage. Under current policy faculty member classified more she not eligible for retirement health coverage even meets the age 4lild term service requirements becall!} Hedicare t:hat anyone who entitled regular health benefits employer must receive that benefit raher than Medicare retired SOX more would covered Wuier the regular faculty Dental Insurance There University contribution the Dental Plan, but still the plan available only faculty who are half time more. Long-term Disability Faculty classified 50% more are eligible for coverage under the Universitys long -tar111 disability program The benefits that program terminate age 70. Flexible Benefits The Univers ity requires that faculty m.ember employed SOI more participat the flexible benefits program. Group Life Insurance Facult:y members may participate the group life insurance plan employed half time mor employed leBs than half time the group life insurance can converted whole life policy. Benefits Dollars Faculty working half time more receive $27 per month which cs.n applied faculty paid benefits accepted tax.able income. Scholarship Plan for Sons lUld Daughters The benefit available all recired facult:y who meet the length service require ment --six continuous years prior .receiving the benefit four continuous yea.rs ior and eight years total service. 1 Early rl!l:irement: For faculty who retire age over least years service and before the normal retirement age eligible receive from the University cash benefit. The benefit 60% the participants three year final average salary plus for service with the University over 15, or, less, the a.mount required purchase annuity that would bridge the difference berween the annuity could purchased with the participants Yale retirement: accoune balance the dace early retirement and the annuity which could purch,.ased with that: account balance projected (ac 4%) normal retirement age.-. For the purpose the fore going, amounts the account: balance excess six will excluded for the


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|The emblem of the CAPITOL HOTEL TOKYU
|Christmas tree
|Table setting
|Carrot mousse with caviar
|Gateau of seafood and vegetables
|Consomme royal with foie gras
|Grilled alfonsino
|Grilled beef with truffe
|Mont blanc with berries
It was a unexpected surprise that we could taste such a nice meal at the banquet. My rating is 4 out of 5. Gochiso-samadeshita!
CAPITOL HOTEL TOKYU (キャピトルホテル東急) http://www.capitolhoteltokyu.com/ja/index.html


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Welcome, and thank you for choosing Community Bank of Pleasant Hill for your financial needs. Here are a few things to keep in mind as you begin the enrollment process.
This process will take about 10 minutes to complete. For your convenience a progress window is located on the left hand side of the screen.
You may need to refer to the following items during the application process:
For your protection, the system will automatically log you off if there is no activity for 30 minutes. All information will be lost if this occurs.
Press "Continue" once you are ready to begin.


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From Donna Blackwell
Diana and I first met when we were in our 20's. We were living in St. Louis. She was already a pro in reproductive health. I was an intern at a reproductive health center and she was my supervisor. We met again a few years ago by chance and learned that we both lived in Clinton. It was as if no time had passed. She was and remained an honest, honorable and compassionate woman throughout her life. It was a privilege to know her and learn from her.