text:
SVP is bold and bright—and we look a little bit different in each community. We invite you to get engaged in a personal way as you explore this website by selecting your own colors!
The SVP Network office hosts a secure site where Partners can access tools and resources, connect with one another, and work together. This site is available to all SVP Network member organizations throughout the world.
Logging In
You will need your username (firstnamelastname) and password.
Watch this video for help or LOG IN NOW.
Forgot Your Username and Password?
Email Jen Bowen Flynn for assistance.


text:
For the first time in Bucharest, perfume enthusiasts can savor iconic luxury fragrances in an exhibition combining art installation and haut de gamme perfumery. Unscent – Love Magic Potions will make its debut during November 13 and 16 in Bucharest, at Casa Presei, in the Marble Hall, presenting an itinerary of perfume creators and brands, accompanied by the works of eight internationally renowned illustrators. The art installations bring into light the olfactory and visual images created by brands, by way of special glass boules containing various perfumes, each arranged on a totem.
The international project was initially launched in March 2013 in Milano, at the Palazzo Morando and later travelled to Florence, to London – at the Saatchi&Saatchi Gallery – and in Paris at the Joyce Gallery. This year, Unscent was presented at Pitti Fragranze, the international fragrance fair in Florence. In Romania, it is brought by Madison, luxury beauty shop, in collaboration with the project's developer, Intertrade Group – an international platform for the creation and development of rare, niche perfumes. Organizers announce surprise special guests for the opening night of the exhibition, on Thrusday, starting 19:00 hours.
The exhibition opening hours are: Thursday, November 13 – 19:00 to 22:00; Friday, November 14 – 17:00 to 20:00; Saturday, November 15 and Sunday, November 16 – 11:00 to 17:00.
Check out the event page for more details.

subset: commoncrawl


text:
Funeral services were Wednesday, Jan. 21, 1998 for Erwin A. Splettstoesser, 90 of Waconia. He died Saturday, Jan. 17, 1998 at Ridgeview Medical Center in Waconia, Minn.
Erwin was born April 23, 1907, at Waconia, the son of Caroline (Urbach) and Gustav Splettstoesser. He was baptized Sept. 11, 1907 at Trinity Lutheran Church, Waconia by the Rev. William Friedrich and confirmed April 24, 1921, at Trinity Lutheran Church by the Rev. William Schneider.
On Nov. 25, 1930, he married Myrtle E. Oestreich at St. Peter's Lutheran Church, Watertown Township, Carver County, Minn. by the Rev. Karl Rudolph.
Erwin worked in the masonry business most of his life. He and his brother, Ted, built a cement block plant in 1937. They divided their time between mason work and manufacturing cement blocks.
In 1940, Erwin bought Ted's share and went into business for himself. He also sanded floors evening and weekends. Erwin retired in 1969.
Erwin's greatest joy was his love for his children, grandchildren and great-grandchildren. He enjoyed fishing, gardening and watching sports on TV and the Rev. Billy Graham. Erwin truly was a man who enjoyed his life to the fullest. He will be missed greatly.
Erwin was preceded in death by sons-in-law, Wesley Kohls, Roy Wenning and Curtis Kunz; parents, Gustav and Caroline Splettstoesser; brothers, Theodore and Oscar Splettstoesser; sisters, Lydia Gast and Elsie Lettenmeier.
He is survived by wife Myrtle, daughters and sons-in-law, Delores and Warren Goodridge of El Cajon, Calif., Lorna Wenning of Waconia, Betty and Calvin Barlau of Waconia, Arlene Kohls of Waconia, LaVonne Kunz of St. Paul; son and daughter-in-law, Marvin and Susan Splettstoesser of Richfield; 16 grandchildren, 13 great-grandchildren; sisters-in-law and brothers-in-law, Lillian Smith of Waconia, Hubert Oestreich of Waconia, Walter Oestreich of St. Louis Park, Genevieve Oestreich of Watertown; nieces, nephews, other relatives and friends.
Funeral services were at 11:30 a.m. at Trinity Lutheran Church, Waconia with the Revs. Dean E. Mahlum and James Wilk officiating.
Interment was at Trinity Lutheran Cemetery. Casket bearers were grandsons, Mark Barlau, Ken Kohls, Keith Kohls, Larry Wenning, Lowell Wenning, Dan Goodridge, Tim Kunz, and John Splettstoesser.
Honorary casket bearers were granddaughters, Laurie Woods, Kathy Kalinowski, LuAnn Wenning, Kristi Barlau, Lisa Kunz, Julie Wynn, Julie Schedlbauer, and Jill Owens.
Arrangements were by Johnson Funeral Home of Waconia.


text:
Private Music Lessons
Private Lessons are offered on piano, voice, guitar, violin, cello, flute, saxophone, clarinet, drums, trumpet, trombone, and baritone. Lessons meet once weekly and are scheduled to meet 44 weeks out of the year. Lessons meet for 30 minutes, 45 minutes or one hour depending on age and level of the student. Students who participate in additional theory examinations such as the Certificate of Merit program are also encouraged to take the group theory class for their level. Students may participate in additional performances, evaluations and competitions when they are ready. Students may register for private lessons at any time during the year as space permits.
Call the studio to schedule a free introductory l


text:
If you are shopping for a newborn or maybe a baby shower you'll want to take a peek at this Amazon deal. They have this super cute Infantino Merry Monkey Travel Gym marked all the way down from $36.99 to just $14.75!
About This Gym:
- Super plush travel gym entertains baby through sight, sound and touch
- Toy bar detaches to become the perfect crib activity center
- Cute monkey pattern has bright colors and various textures
- Interesting sounds and music capture baby's attention
- Zips into convenient travel bag
As is the case with many of the Amazon deals which we have been sharing with you this morning, this too will ship to you for FREE with an Amazon Prime membership, or an order over $35.
(Thanks Couponing to Disney!)


text: One female and one male models required for a Styled Bridal Shoot that will be taking place at a gorgeous wedding venue near Plymouth next month. The venue has huge grounds and the most amazing views of the surrounding area. Ideally, we would like to find a couple in a relationship or married, however anyone can … [Read more...]


text:
Merry Christmas, if that's your thing. Happy halfway-through Hanukkah, if that's your thing. I don't even have a tree, and due to my self-imposed unemployment couldn't afford presents. If you're getting anything from me, I made it myself. In most cases, this also means you'll have delicious sugary treats coming…tomorrow. Due to the weather, we stayed home yesterday and postponed Christmas Eve pizza dinner with my family until tonight. I did manage to get nearly everything finished and packaged up, though, including these cookies that I baked yesterday morning.
There was meant to be another type of cookie (pomegranate linzer) but the jelly I made was runny and sickeningly sweet (I'll be boiling it down with some extra lemon juice in an effort to make it useable). I definitely have more than enough treats to go around without the linzers, and these are super tasty. The only thing I would do if I made them again would be to add a little more salt to the dough. The cookies are soft and cinnamon-y, but more salt would help make the flavors pop even more.
Cinnamon Bun Cookies
For the cookies:
3/4 cup unsalted butter
1/2 cup powdered sugar
1/2-3/4 tsp salt (I used 1/2 but would use 3/4 next time)
1 1/2 tsp vanilla extract
1 1/2 cups AP flour
Cream together the butter, sugar, salt and vanilla. Add the flour and mix until incorporated. Turn dough out of bowl and form into a disk, then wrap in plastic and refrigerate until ready to use (at least an hour…I made mine the next day). Once you remove the dough from the refrigerator, use a rolling pin to roll out the dough into approximately 9×12″…the exact dimensions aren't as important as getting the dough into an even rectangle. Once mine was rolled out, I pulled scraps off the sides to patch up the corners and any concave areas, then used the rolling pin to smooth it all down again.
1 egg white
1 Tbsp water
1/4 cup white sugar
1 1/2 tsp cinnamon
In a small bowl, whisk together the egg white and water. In another small bowl, mix the sugar and cinnamon. Brush the liquid mixture evenly onto the dough, then sprinkle liberally with the cinnamon-sugar. Roll the dough into a log (making it longer as opposed to thicker…unless you want fewer, bigger cookies), wrap in plastic, and place in the freezer for a couple of hours. When you want to bake the cookies, remove from the freezer and slice with a large, sharp knife (you can let the dough thaw for a few minutes if you're worried about it cracking from being too frozen). Make the cookies as thin or thick as you like…mine were about 1/4″ or so. Place in an oven preheated to 350 and bake for 10-15 minutes, or until lightly golden around the edges. Once they are cool enough to move without crumbling, transfer to a wire rack with wax or parchment paper underneath it. Allow to finish cooling while you prepare the glaze.
1 cup powdered sugar
1-2 Tbsp milk
1/2 tsp vanilla extract
Whisk ingredients together gradually, adding more sugar or milk depending on the consistency. Ultimately you want a glaze that isn't so thin it will just run off the cookies altogether, but isn't so thick that you can't see the cinnamon swirls through it. Drizzle the glaze over the cookies and allow to harden. Once dried completely, store in an airtight container.
These cookies make the house smell fantastic and are a lot of fun to make. They're also super cute and not too sweet. The dough itself is very tender and not too sweet, so you're not overcome with sugar. They're also very good without the glaze, but you can't really have a proper cinnamon bun without glaze, can you?


text:
Company Steak with Bearnaise Butter
Bearnaise Butter melts over hot grilled or broiled steaks of your choice, making for a delicious entree that tastes like you really slaved (but you didn't)....
shallot, +lemon juice, +salt, +steak, +tarragon, +butter
www.recipezaar.com - Similiar recipes
Grilled Steak and Onions with Rosemary-Balsamic Butter Sauce
shallot, +balsamic vinegar, +olive oil, +orange juice, +rosemary, +onions
Entrecote Marchand De Vin - Steak With Wine Sauce Recipe
Green Box Recipe by Mom. Prep:10m
shallot, +salt, +olive oil, +red wine, +sirloin steak, +butter
www.grouprecipes.com - Similiar recipes
Steak Au Poivre In Brandy Cream Sauce Wtih Blue Cheese Crumbles Recipe
Saw this on a local news program a few years ago. We love it! I like to serve with a good baked potatoe, asparagus, salad and crusty bread. This is...
shallot, +rosemary, +butter, +olive oil, +black pepper, +garlic
www.grouprecipes.com - Similiar recipes
Grilled Ribeye Steak with Cabernet Sauvignon Sauce
shallot, +steak, +vegetable oil, +salt, +beef broth, +balsamic vinegar
www.bigoven.com - Similiar recipes
French Bistro Steak on Garlic Croutes and Potato Frites
This recipe originally called for sweet potato frites, but we are not fans of sweet potatoes, so alas the change. Make sure to time the cooking of the...
shallot, +beef broth, +butter, +garlic, +peppercorn, +olive oil, +red wine, +sirloin steak, +red pepper flakes, +bread
www.recipezaar.com - Similiar recipes
Steak Diane
shallot, +olive oil, +beef, +steak sauce, +capers, +garlic, +parsley
www.kraftfoods.com - Similiar recipes
Steak, Tomato, and Okra Kebabs
Food editor Melissa Roberts owes the inspiration for this recipe to her brother in Boston, Jeff, whose signature summer dish is grilled \r\nsirloin tips...
shallot, +dijon mustard, +okra, +olive oil, +red wine vinegar, +sugar, +campari
Steak with Parmesan Butter, Balsamic Glaze, and Arugula
shallot, +balsamic vinegar, +butter, +lemon, +olive oil, +sirloin steak, +parmesan cheese
Grilled Steak with Fresh Garden Herbs
shallot, +tarragon, +dijon mustard, +olive oil, +lemon juice, +steak, +red wine vinegar
Can't find what you are looking for? Try our custom google recipe search:
Custom Search
Your Ingredients:
Legend: click ingredients to include or exclude
have this
need to use this
exclude this
Ingredient Informationshallot
AboutAbout Us
Contact Us
Privacy Policy
On the WebFacebook
Twitter Recipe Search Bot
ToolsAdd to your Website
Search alongside Google
Recipe Puppy for iPhone
Vegetarian Search
Vegan Search
MoreSubmit your Recipe
Cooking Q&A
Online Grocery Delivery
Restaurant Gift Certificates
Restaurant Coupons


text:
This recipe is modified from Practical Paleo by Diane Sanfillipo.
I use my Cuisinart food processor with the single, slicing blade and grating blade for making kimchee, all can be done by hand however (if you don't have a Cuisinart food processor, by all means tell someone close to you how much you NEED one pronto!).
Try as always to get organic whenever possible.
2 large carrots, shredded
Put in a bowl.
1 large head green cabbage, sliced thin (reserve a few clean, outside leaves)
I quarter my cabbage head and put it in the processor. Put 1/3 of the sliced cabbage in a bowl and add 1 T kosher salt. Squeeze the cabbage with your hands and work the salt into the sliced cabbage, continue to squeeze until the cabbage softens slightly and becomes watery.
Add another 1/3 of the sliced cabbage to the bowl. I normally slice in the food processor in stages, so slice another whole quarter of cabbage and add to massaged cabbage. Squeeze cabbage again waiting for the cabbage to release water.
Add the last amount of cabbage and 1 T. more of kosher salt, massage cabbage. Set aside.
If you like heat, take 2 jalapenos and roast over an open flame. If you are avoiding the nightshade family, omit the jalapenos. If you have a gas burner stove, blacken the skin of both jalapenos until all sides are charred. When cool to the touch, run under cool water, using your fingers to gently pull the charred skin off the jalapenos. Try to remove as much skin as possible and rinse away any extra pieces of skin. Depending on how much heat you like, slice the jalapenos whole into julienne strips, or deseed prior to slicing.
In the massaged cabbage bowl add sliced jalapenos, 4 cloves minced garlic, the shredded carrots and a sprinkling of black pepper, toss with hands until well mixed.
Take 2 clean, dry 32 oz. mason jars and fill with kimchee mixture, pressing firmly down as you fill, packing the kimchee into the bottom. Fill to just the neck of the jar and push kimchee down making the liquid raise up and over the veggies. Take the reserved piece of cabbage leaf and push on top of the veggies, submerging all in the liquid. Fill both jars.
Set jars in a cool, dark place with a piece of wax paper draped over the top, do not put lids on the jars.
Let the kimchee sit out for 2 weeks, checking every few days to ensure the mixture is still submerged in the liquid. If it is not take your clean, dry hand and push down on the cabbage leaf.
If mold forms, don't be alarmed, this is normal, scrape it off.
After the two weeks, which will make your house smell funky (just a heads up), remove the top cabbage leaf, cover with a lid and refrigerate. The smell will be off putting at first, but the taste and the smell are nothing alike.
Kimchee will keep in the fridge for months.
I eat kimchee as a condiment. Add it to an Asian dish with veggies and rice. Or on a salad for an extra sour crunch. Or as a quick snack right out of the jar.
I will often times whip up a quick batch with leftover cabbage from a cole slaw or fish tacos, along with any other veggies I have laying around. Your gut will thank you.
Enjoy kimchee often.


text:
In the heat of the summer, there's only a few things that can truly cool us down but also satisfy our taste buds in the process. One of those being the beloved ice cream, it's by far my favourite food and I could eat it daily (and sometimes do). Which is why I was so excited when I was invited along to an ice cream tasting session at Movenpick Boutique in Intu Metrocentre. It was a dream come true for me and I practically jumped at the chance to spend the morning eating ice cream. Yeah that's right, morning. It's never too early for ice cream.
Set in a lovely boutique-style unit in the heart of the Cube in the Metrocentre, Movenpick is definitely the on the luxe spectrum of ice cream and desserts. They offer a range of different ice creams, sorbets, desserts and coffees. Including chocolate fondue, pancakes, crepes and waffles. Honestly, I was in heaven.
At the start of the tasting session, Macara and I were blindfolded and asked to identify some flavours purely from their smell. Caramel, cinnamon, pistachio and strawberries were a few. This task was so Ellen could identify which flavours we may enjoy and ones we may not, judging by how we react to the smell. It was interesting to learn a little bit more about the ice cream and flavours at this point. No surprise my favourite was White Chocolate and Caramel. Ellen then made us each a sundae that she thought we would enjoy and we got to enjoy a taste of an ice cream of our choice. Macara and I ate so much ice cream that day, we really did try almost every flavour.
My favourite flavours out of the ones I tried were the White Chocolate, Caramelita, Raspberry Sorbet, Espresso and Creme Brulee. There are so many choices to choose from, there's a flavour for everyone. All cones are made fresh in store on the day, the quality is outstanding. I'm already counting down until I can go back and get another scoop of the Sorbet! On a hot summers day like today, it really is refreshing.
If you're in the area and have a sudden lust for ice cream, Movenpick have you covered.
I'd like to give a special shoutout to all of the staff that work there, they're all so friendly and lovely. I had a wonderful few hours with them and they made me feel so welcome – thank you for inviting me along.
See you all soon x


text:
Capturing the dynamic colour and movement of 1920s Sydney, a vibrant city of optimism bulging with a dark underbelly of crime, KITTY AND THE BAGMAN cuts to the criminal chase in the great Aussie gangster tradition of SQUIZZY TAYLOR.
When tough guy O'Rourke (David Bradshaw – THE LAST OUTLAW) is arrested for cutting up a lady-friend, his wife Kitty (Liddy Clark – ANNIE'S COMING OUT) sets out on a fateful journey, taking ownership of the Top Hat nightclub, a raucous doorway to the criminal underworld.
Aided along the way by her prostitute friend, Doris (Colette Mann – PRISONER) and an enigmatic crooked cop called The Bagman (John Stanton – BENEATH HILL 60), Kitty establishes a formidable reputation not only as a woman on the make, but as a no-nonsense gangster ready to rival the notorious Big Lil Delaney (Val Lehman – PRISONER) for a piece of the action and control of the unsettled streets.
With camera work from Oscar® winner Dean Semler, KITTY AND THE BAGMAN is a switchblade-sharp yarn from the award winning creators of CADDIE and THE IRISHMAN.
95 Minutes
Colette Mann
Liddy Clark
David Bradshaw
Donald Crombie
Anthony Buckley


text: The 55-year-old music mogul has little boy Eric, 17 months, with his girlfriend Lauren Silverman. He's been vocal about fatherhood and how he's raising his tot, joking that he thinks Eric will struggle to speak English in their colourful household. This includes his two pet pooches, who the little one can't get enough of. 'He is going to end up barking'"I have no idea what he is going to talk like, because his mum is American, I am English and a lot of the girls in my house are from the Philippines," he said, according to British newspaper The Daily Star."He spends most of his time with [our dogs] Squiddly and Diddly. He is going to end up barking."I can really see me in him now."Simon takes his pooches with him everywhere and intends to teach Eric about the importance of treating animals with respect.The youngster celebrated his first birthday on Valentine's Day in February. Simon was eager to get stuck into planning his son's celebrations and gushed at the time how exhilarating parenthood is."I love being a dad. It's been easy and I can't believe it's a year already. It's gone by, like, snap, but he's a fantastic little boy," he told E! News at the time."I had no idea what it was going to feel like to be a dad, and I was always nervous about babies."Eric is named after Simon's late father, who passed away in 1999. Simon's mother died earlier this month after battling a long illness.© Cover Media


text:
(a) The Secretary is authorized to:
Construct, operate, and maintain, consistent with Minute No. 242, well fields capable of furnishing approximately one hundred and sixty thousand acre-feet of water per year for use in the United States and for delivery to Mexico in satisfaction of the 1944 Mexican Water Treaty.
Acquire by purchase, eminent domain, or exchange, to the extent determined by him to be appropriate, approximately twenty-three thousand five hundred acres of lands or interests therein with approximately five miles of the Mexican border on the Yuma Mesa: Provided, however, That any such lands which are presently owned by the State of Arizona may be acquired or exchanged for Federal lands.
Any lands removed from the jurisdiction of the Yuma Mesa Irrigation and Drainage District pursuant to clause (2) of this subsection which were available for use under the Gila Reauthorization Act (61 Stat. 628) [43 U.S.C. 613 et. seq.], shall be replaced with like lands within or adjacent to the Yuma Mesa division of the project. In the development of these substituted lands or any other lands within the Gila project, the Secretary may provide for full utilization of the Gila Gravity Main Canal in addition to contracted capacities.
Effective October 1, 1979, and to such extent and in such amounts as are provided in advance in appropriation Acts, enter into contracts under the terms and conditions of the Act of June 17, 1902 (43 U.S.C. 371 et seq.) as amended and supplemented for the delivery of water from said well field to entities within the United States for municipal and industrial or irrigation purposes: Provided, That such contracts for municipal and industrial purposes shall contain terms and conditions as substantially provided in section 485h(c)(1) of this title, and that contracts for replacement irrigation water supplies to prevent damage to existing water users on privately developed lands include water charges no greater than if such water users had continued to pump their own wells without the United States lowering the water table and that the acreage limitation and related provisions of the Reclamation Law will not be applicable to such privately developed lands: Provided further, That no contract shall be entered which will impair the ability of the United States to continue to deliver to Mexico on the land boundary at San Luis and in the Limitrophe Section of the Colorado River downstream from Morelos Dam approximately one hundred and forty thousand acre-feet annually, consistent with the terms contained in Minute No. 242 of the IBWC.
The cost of work provided for in this section, including delivery of water to Mexico, shall be nonreimbursable; except to the extent that the waters furnished are used in the United States.
(Pub. L. 93–320, title I, § 103, June 24, 1974, 88 Stat. 269; Pub. L. 96–336, § 3, Sept. 4, 1980, 94 Stat. 1063.)


text:
"Richard Ishida" <firstname.lastname@example.com> wrote: > Thoughts and suggestions welcome from all those copied. Here's my practical suggestion: whatever criteria we use, let's not put the burden on sorry volunteer translators to figure out when to use hreflang. When you think using the hreflang attribute is appropriate, please include it in the original document so that translators don't have to make a judgement. So long as the value is correct, there's nothing wrong with using hreflang even if the language of a linked resource is the same. Regards, -- Masayasu Ishikawa / firstname.lastname@example.com W3C - World Wide Web ConsortiumReceived on Tuesday, 29 June 2004 16:35:16 UTC
This archive was generated by hypermail 2.3.1 : Tuesday, 6 January 2015 20:28:01 UTC


text: ♡ EVENT ♡ MY LIFE Happy Mothers Day 27 maj 2018 I LOVE YOU I'm so blessed having you as my mom. You have always stood by my side during my brightest and darkest days. You're the sweetest and most loving mom I could ever ask for and for that I'll forever be grateful ♡ 0 Write a comment Name* E-mail* Blog URL


text:
Have you ever wondered how to find the UK's best online casinos with highest payouts? Well, enough wondering since you've already entered to CasinoBible.co.uk – your new trusted online casino source, helping you find the best gaming websites with all the games and features you're looking for. Our GPWA-certified authors will also help you compare the biggest sign up bonus offers, casinos offering free spins or a no deposit bonus, top online slots and sites that look great on all devices.
Every casino review or article you will find here is dedicated to a 100% trustworthy information provided by operators, strictly following all UK Gambling Commission marketing guidelines.
We only work with the top casino operators, so make your choice and have a flutter. The fun and emotion of online casino gaming is waiting around the corner – all you need to do is click!
All Reviewed Casinos are 100% Safe and Mobile Friendly
Significant Bonus T&Cs
18+. New players only. £10 minimum deposit. Fourty times (40x) wagering applies. Bonus valid for 14 days. Minimum wager of £5 required to activate 300 free spins. 30 free spins released over 10 consecutive days. Free spins valid for 24 hours. begambleaware.org. T&Cs Apply!
Significant Bonus T&Cs
18+. New customers only. Minimum deposit £10. Maximum Bonus £500. 3 Spins are given as follows: 20 spins and 100% bonus upon first deposit (min 20 GBP), another 40 spins are given upon deposit on the second day after the first deposit (min 20 GBP), and an additional 40 spins are given upon deposit on the third day (min 20 GBP). Free spins expires 24 hours after being issued. Game restrictions apply for free spins. 35x wagering on winnings from free spins. 35x wagering requirement on deposit bonus. Certain games carry varied wagering contributions. begambleaware.org. T&Cs apply!
Significant Bonus T&Cs
18+. New customers only. Minimum deposit of £10. Fourty times (40x) wagering. Bonus valid for 14 days. Minimum £5 wager required to activate 200 Free Spins. 20 Free Spins credited over 10 days. Free spins valid for 24 hours. begambleaware.org. T&Cs Apply!
Significant Bonus T&Cs
New players only. 18+. Bonus spins on sign up for Gonzos Quest (35x wagering applies). Deposit of £20+ unlocks a 100% Match Bonus up to £100 in Bonus Cash, subsequent wager of £20+ on slots unlocks 100 Starburst Bonus spins and 100 additional Free Spins 5 days of 20 bonus spins. 35x wagering required. Bonus Spin Games: Starburst, Asgardian Stones, Gonzos Quest, Finns & the Swirly Spin, Aloha or Fruit Spin. Terms and Conditions apply.
Significant Bonus T&Cs
18+. Min. deposit: £20. Offer only applies to new players. Bonuses spins are valid on selected games and the deposit must be wagered 35x (i.e the deposit x35). Higher wagering requirements may be applied depending on the games played. The bonus must be wagered within 21 days otherwise the unused bonus shall be removed. T&C apply, BeGambleAware.
Significant Bonus T&Cs
*18+ New customers only. 20 free spins in Starburst on registration. Bonuses are on opt-in basis. Min deposit is £10. 30x wagering requirements apply for bonuses and winnings to be withdrawn. Contribution % towards WR vary from 0% to 100% according to game. Participation of new customers in the Welcome Offer requires a £10 minimum deposit.
Significant Bonus T&Cs
18+. New players only. Minimum deposit of £20. Bonus spins are valid on selected games only, and subject to 35x wagering, and must be used within 10 days, otherwise any unused bonus spins shall be removed. Bonus funds are 150% up to £1500 and separate to Cash funds. 35x (bonus + deposit) wagering requirements. £7.50 max bet with bonus. Bonus must be used within 30 days otherwise any unused bonus shall be removed. Terms Apply. BeGambleAware.
Significant Bonus T&Cs
18+. New customers only. Spins: 20 on registration, 180 after deposit, winnings given as bonus funds, 20x wagering. Spins and bonus wagering on Age of the Gods slot only. Welcome bonus: £20 minimum deposit, maximum bonus £100, wagering - 40 times (40x). Game weighting applies. Betting limits: slots - £5 all other games – 10% of bonus amount. begambleaware.org. T&Cs Apply!
Significant Bonus T&Cs
18+. New Players only. Minimum deposit of £20, Bonus Spins are valid on selected games only and subjected to 25x Wagering. Bonus spins that have not been activated within 24 hours after receiving them will vanish. Bonus Funds up to £600 and separate to Cash funds, 25x (Bonus +deposit) wagering requirement. Max bet with bonus £5. Bonus must be used within 30 days otherwise any unused bonus shall be removed, Terms and Condition Apply.
Significant Bonus T&Cs
18+. New customers only. Available only on slots. Min. deposit £10, max bonus £50. Max bet £2.50, 45x wagering of the bonus. Full T&Cs apply. www.begambleaware.org
Significant Bonus T&Cs
18+. New players only. One bonus offer per player. Minimum deposit £20. Bonus spins on selected games only and must be used within 10 days. Bonus funds are 100% of your cash deposit up to £250 and must be used within 30 days otherwise any unused bonus shall be removed. Bonus funds are separate to Cash funds, and are subject to further wagering, betting and withdrawal requirements. Terms apply. BeGambleAware.
Significant Bonus T&Cs
Offer valid for new players. Min 1st deposit amount £10, Receive 100% on 1st deposit up to £200; 50% on 2nd deposit up to £300; 100% on 3rd deposit up to £300. Wagering of 50x Bonus + Deposit applies. Receive the bonus immediately in your account. Play responsible. T&Cs apply.
Significant Bonus T&Cs
Min 1st dep £20, Max bonus £500. Spins on selected games, credited over 5 days. Wagering applies on bonus and spins. T&Cs apply.
Significant Bonus T&Cs
18+, first deposit only, T&Cs apply. Casino bonus: min. £10, max. £100. Bonus/free spins winnings wagering requirement: x35. Max. bonus bet: £5, can vary. Free sports bet: Minimum deposit and stake £20 (min odds 2.0). Credited after all qualifying bets settled..
Significant Bonus T&Cs
18+. New players only. Minimum deposit £20. 100% up to £300 on 1st deposit, 50% up to £200 on your 2nd deposit. 30 (d+b) wagering. Max stake per round £10. Terms and Conditions Apply. BeGambleAware.
Significant Bonus T&Cs
18+. New players only. One bonus offer per player. Minimum deposit £10. Bonus spins on selected games only and must be used within 10 days. Bonus funds are 100% of your cash deposit up to £100 and must be used within 30 days otherwise any unused bonus shall be removed. Bonus funds are separate to Cash funds, and are subject to further wagering, betting and withdrawal requirements. Terms apply. BeGambleAware.
Significant Bonus T&Cs
18+. New players only. All bonuses awarded as bonus credit. 100% deposit match of first deposit, up to £100 and paid as bonus credit with a 1x wagering requirement. Bonus credit cannot be withdrawn. Max withdrawal without depositing is £200. T&Cs apply. BeGambleAware.
How our experts rank the UK's best online casino sites:
1. Licensing: Our first step before anything else is to make sure that the casino holds a valid license issued by the UK Gambling Commission. If it doesn't, then we mark it and this automatically reduces its rating, since our ambition is to compare the best UK regulated onine casinos. Players from other countries, especially the English-speaking ones, might as well pick from the UK-licensed casinos.
2. Bonuses, Terms and Payouts: Quite a few studies suggest that new customer welcome bonuses are a major (perhaps the biggest) factor in choosing an online casino. When researching bonuses, our experts take care to clarify all important bonus terms and conditions. Like minimum deposits, wagering requirements, match percentages, time limitations and some other factors, for instance. However, bear in mind that the largest bonus isn't always the best one.
3. Games: People seeking a trusted casino are doing it to play games after all, right? That's why our crew carefully inspects all software providers and games offered by the reviewed operator. There's no point to do things by halves, indeed. The online slots, table games, live casino tables and all other features will be assessed by a truly devoted team.
4. Banking: No point in having fine game selection if playing for real money finally turns out to be a real struggle. You can generally accept card (credit/debit) support and a few e-Wallets at the minimum, but what else? PayPal? Pay by phone or phone bills? And how about withdrawal times, long wait surely is something really annoying… Also, payout rates and associated fees are crucial things each player must be aware of when playing with real money. That's why we do invest our best effort and time to make sure you don't get caught out.
5. Promotions: How does a casino keep things crispy? Many sites are launching innovative promotions to ensure the motivation to play online will remain strong. From weekly or monthly races to seasonal/holiday specials, we keep an eye on how well these casinos make sure you feel loved.
6. Comments: We constantly dig around to feel the common attitute towards any given casino online. Are they fond of generating a loyal group of followers or a "violent mob" that is willing to lynch them? It's true, some operators have the odd complaint and sometimes payouts may be carried slowly than anticipated, but if there's anything more considerable – we will mark it recognisably.
Be sure, the online casinos with highest ratings are prone to secure a flawless stay to their customers.
The evolution of modern online casino gaming
Back in the early days of internet, even after that, most online casinos were looking absolutely the same way. They will be remembered with similar branding, download-only desktop software (no mobile casinos, yes), very limited and slow payment methods, not to mention about the primitive and low-resolution games. How did we put up with it?
Fortunately, all things have gradually improved since the "dark ages" of online casinos and nowadays players are doomed to perfection when they should pick an operator among a high competition of brands.
Brand wise, Play OJO established a no-wagering casino with its own unique system. Casumo have meanwhile captured the minds and hearts of a new generation of players with something you would barely recognise as a casino just a few years ago. PlayFrank has developed a special, innovative, bonus system, while brands like Codeta are almost entirely devoted over an excellence when it comes to table games. CasinoWishes will show up in first half of 2018 with a new, fair bonus policy, but many more will continue to challenge these trademarks with more clever ideas and innovations.
Finally, let's not forget there are unique UK mobile casinos and users loving the thrill of mobile gaming can easily pick among brands like mFortune, Pots of Luck, Mobile Wins, and others.
Here is a detailed list of games available at the leading UK online casinos:
- Slot Machines or simply Slots
- Roulette
- Baccarat
- Blackjack (also known as twenty-one "21")
- Bingo
- Video Poker
- Scratch cards
- Casino Hold'Em
- Sic Bo
- Keno
- Three Card Poker
- Caribbean Stud Poker
- Pai Gow
- Red Dog
"It's difficult to estimate the exact number of new online casinos which are launching every next year in the UK and how many of them are reliable enough, with long-term ambitions. However, fact that a casino has been verified by the UK Gambling Commission can be accepted as a watermark for quality. That's why we compare and review only the very best – so you do not have to waste your precious time and do it yourself!"
Casinobible.co.uk's Editor-in-chief
Earlier we have mentioned about the downloadable casinos. Don't get us wrong, we are not against the opportunity to download a platform, not at all. Actually, the download versions are much, much better and convenient than they used to be in the past. Nevertheless, nowadays you can get an amazing experience directly from your web browser whether you're on a PC, tablet, Mac or playing from your Mobile.
Besides, banking is way more flexible with all digital wallets (eWallets) and different payment methods available, especially Skrill, Neteller and PayPal, which are unquestionably the most prominent brands. Furthermore, an opportunity, which is widely popular within the UK, to deposit using your phone bill has brought never-seen-before utility to our fingertips.
But what it seems to be honestly the icing on the cake is the gameplay itself, or otherwise – development of modern online casino games. Some of them can be simply described as an artwork in online gaming, with titles like Starburst, Mega Moolah, Reel Rush, Age of the Gods, Mega Fortune, Gonzo's Quest, Cleopatra, Gladiator, Thunderstruck 2, Game of Thrones and a few others, all being on top of all charts. Their graphics look beautiful and eye-catching but their features are also far richer than ever before, with seven-figure jackpots wins are being recorded from pooled progressive slot pools. In fact, the largest jackpot payout in an online slot machine game dates from 6 October 2015 when Jon Heywood from the United Kingdom won £13,209,300 (or €17,879,645) while playing Microgaming's Mega Moolah on Betway's website. An impressive win, which remains unbeaten, however, all those jackpots available in many online casinos are surely a tempting piece for vast majority of the punters.
Game providers like Microgaming, NetEnt, Playtech are among the biggest industry manufacturers, but there are some other well-known developers that deserve to be mentioned – NextGen, WMS, Play'n Go, Betsoft, plus many more… we can easily write a whole article for all of them.
In addition to all mentioned stats and facts, we can clearly make a conclusion that now is a great period to gamble online. Not only do you have access to some of the best online casinos to ever exist, but you experience the convenience and security of knowing that all offers you'll find on this page are licensed and regulated by one of the most reputable gaming authorities like the UK Gambling Commission.
How To Play Casinos Online? – A Beginner's Guide
The opportunity to play your favourite games online, whether they're slot machines, roulette or anything else, is now more comprehensive than ever before. There's an extensive list of online casinos as we're sure you've already noticed. Knowing which operator offers what you're really looking for through game selection, bonuses and promotions, and wagering options, can help you squeezing the most out of your gaming experience.
Some benefits to play online
Today's exhausting, repetitive lifestyle that leaves no time for relaxation or enjoyment requires some recreational activity but with people's lack of time, the possibility of playing whenever and where suits you the most is not seen as a luxury anymore. All online casinos allow you to choose when, where and which game you want to play, offering more freedom than a regular land-based casino. Moreover, in many cases the game variety is widely phenomenal! The range of online slots, table games and live dealer games is quickly growing on a weekly, even daily basis!
Most users are contented but others may find it somehow overwhelming, knowing there are so many options available to choose from. That's where an online casino review page, like ours, steps in – follow our top picks and recommendations for each category and you will surely find the most suitable gaming platform for your taste!
Players can choose an operator by a variety of categories and personal demands, comparing casinos online by best payouts, different payment methods, software providers, games, overall rating and even licensing. Even though all brands you see on the homepage are UK-licensed, you may feel extra safety if you choose a casino that has been licensed by other reputable gaming authorities like the MGA (Malta Gaming Authority), Spillemyndigheden (Danish Gambling Authority), Government of Gibraltar, Curacao eGaming, or some other regulator. In the meantime, be sure that all recommended casinos offer fast and high payouts!
New Online Casinos 2018
Another important benefit of playing online is that you can always check out which casino is new and which is not. Some users would rather playing in a new online casino as a way to redeem bonuses and it's no secret that new casinos usually strive to be more competitive by offering something exceptional, starting with a massive sign up offer. Sometimes you can even claim a no deposit bonus or free spins upon sign up, with no need to deposit your own money to play in the casino. Anyway, others prefer playing in proven (well-established) online casinos only, so they are yet to explore all benefits of seeking new gaming rooms.
Example of a good welcome bonus offered by a new online casino
You get £5 with no deposit required to play with, just for signing up to an online casino. Thereafter, you can claim a 100% Welcome Bonus up to £500 + 100 bonus spins, so if you deposit £500 – you get £500 more and have £1000 + 100 bonus spins in overall to start playing! That's something which is really tempting, especially for those describing themselves as high-roller players.
If that's the first part of a Welcome Bonus Package you can claim even more bonuses, perhaps even on your 2nd, 3rd and 4th deposits! Moreover, the bonus spins can carry some additional winnings.
Set your own betting limits
All truly licensed online casinos must comply with the UK Gambling Commission standards and requirements nowadays, meaning they must offer tools or options to help players control their gaming habit. Thus players will feel more relaxed when sitting on any of the tables or whilst spinning the slot machines. Taking advantage of the deposit limit and weekly allowance options is extremely advisable when you first start out, keeping your gaming experience about fun and excitement only. Hopefully you will win, but in case you lose – at least your losses can be easily controlled and limited to an affordable stake.
There are further steps for those who feel that gaming becomes dangerous for their personality. Options like time-out or even self-exclusion are easily accessible, as well as instant access to websites offering gaming prevention, are all features which every modern online casino must support and locate on a visible position.
Casinobible's Favourite Questions and their Answers: Q&A
Can we try out the casino games for free?
Of course! The vast majority of online casinos will let you play for fun before deciding whether you want to deposit. Some won't even require you to sign up so you can play anonymously. There are a few of exceptions though – progressive jackpots and live casinos are usually reserved only for real money players.
Are all reviewed online casinos really legitimate?
Yes, totally! We've spoken already about our priority of focusing over UK licensed, reliable casinos. Most operators you'll find on this page appear on gamblingcommission.gov.uk, while those which are not will be placed in a different section, where customers from other countries can compare brands that operate in rest of the world.
How to maximise my chances of winning?
Remember that gaming websites are supposed to be recreational in the first place, and you should never wager more than you can afford to lose. But if you can afford to wager more money and look for a way to maximise your payout chance, consider a regulated casino that you can trust with your funds in, generous sign up offers with fair and relatively low wagering requirements, and last but not least – play high RTP games! Besides, you can choose a casino that offers a no deposit bonus and wager real money virtually, with no need to deposit. You can get your winnings if you meet certain wagering requirements – now that is a pure win!
Wait! What is a No Deposit Bonus?
In a few words – a no deposit bonus is given by some of the UK's best online casinos as an effective way to boost their new customer policy. It grants players either no deposit free spins or playable funds (real money) that can be used without having to pay from your own money. Obviously, the no deposit casino bonus is specially supposed to attract new players in, who can decide to play with real money later on. Nonetheless, there is no harm to enjoy these promotions, however, you should keep in mind that they usually have tight restrictions and wagering requirements.
What do 'RTP' and 'payout percentage' both mean?
First of all, it's important to know that some operators will publish verifiable figures but others will not. Anyway, the payout percentage is a figure associated with a gambling operator and it represents the money amount it pays out to customers as a proportion of overall deposits which have been made.
Example: Let's assume that a casino receives £100,000 in deposits and pays back 99,500 in winnings, its payout percentage will be estimated on 99.5%.
RTP or "Return to player" is actually a very similar concept, but rather than being linked to casinos, RTP is commonly linked to specific slot machines. So one game may have a higher RTP than another – logically, higher RTP will be more attractive to players.
What is a 'progressive slot' or 'Jackpot'?
The Progressive slots feature jackpots that grow larger over time. In fact, there is a shared pool of jackpot funds contributed every time someone spins on a progressive slot. Sooner or later the slot will be ready to burst and there will be a lucky winner who will scoop the whole prize pot. There are often three jackpot tiers – the smallest pays out more often, while the biggest is much rarer but can be pretty much equal to the lottery winnings. So basically the more you play on the progressive jackpots – the bigger is your chance of winning.
What is a 'High Roller'?
A high roller is a player who consistently wagers large amounts of money. The large money amounts themselves can vary between different casinos. In some operators a high roller can be a player who is willing to wager over £1500-2000, for others these values can be estimated around £4000-5000, or for third it can mean more than £10,000, for instance. Anyway, high rollers often receive lavish prizes and special conveniences from casinos to lure them onto the gambling floors. These tend to include deposit-match bonuses with high limits (£1-2,000+), access to premium support and special manager, cashbacks, access to special events, and other perks like birthday bonuses.
Meanwhile, high rollers will easily collect VIP Points (or also 'Comp Points' in some casinos) in order to gain VIP status and to receive better gaming conditions.
Responsible Gaming and Help
If you or someone else you know has a gambling problem, we advise that you consider assistance from one of these recognised UK organisations:
Website: www.gambleaware.co.uk
UK National Helpline: 0808 8020 133
Gamblers Anonymous
Website: www.gamblersanonymous.org.uk
Website: www.gamcare.org.uk
UK National Helpline: 0808 8020 133
We from casinobible.co.uk recommend Safe and Responsible Gaming only! Players who can't afford to play with real money must avoid any unaffordable actions! 18+


text: Budget Floor Sanding Brisbane recently finished the polished floors at a large house in the suburb of Hamilton. This house had undergone a large renovation and new Hoop Pine timber flooring had been laid in a large extension off the rear of the house. The owners were keen to stain the new timber flooring to make… Read More


text:
Beautiful Curved Balustrade from Bago Woodworks!
Our Wauchope manufacturer - Bago Woodworks - delivered a stunning curved balustrade for this contemporary home on the shores of Smiths Lake on the Midnorth Coast of NSW. The use of timber as a key element of the design was important in blending the home with the site and providing a warmth to compliment the rammed earth walls.
Even with the constraints of a high level bushfire assessment, timber was skillfully utilised externally and internally presenting as a dominant material. These timbers came from a mix of new, site-milled and salvaged sources. The use of timbers from the site truly assists in the integration of the built form into its surroundings.
Recycled jarrah was available from a local timber merchant, and with the client hailing from Western Australia it seemed an appropriate introduction to the palette of materials. The warmth of its red hues provided a perfect centre piece to the primary living area with a large slab used for the top of the kitchen island bench. It was also used for the feature external cladding.
A blackbutt bush pole, cut from the house site, emerges through the island bench to support an exposed timber framed mezzanine space. The mezzanine is constructed from locally sourced blackbutt framing timbers and red mahogany flooring. The curves, form and texture of the timber elements provide a perfect counterpoint to the more rectilinear form of the dwelling itself. Red mahogany floor boards are used on all but lowest level of the home.
Blackbutt, recycled oregon and red mahogany were combined with hoop pine plywood to create custom built joinery, some pieces built in and others freestanding. The bunk room features beds crafted from the deep sections of Oregon. Red mahogany also features as the internal reveals to the windows.
The stair, wrapping around a rammed earth wall, is constructed of blackbutt with a vertical jarrah balustrade. The timbers throughout the house are finished with Danish oil.
Viist the Australia Timber Design Awards website to vote for one of 2 projects that Sentrel Products are entered into.


text:
The Lincoln Memorial, the Washington Monument, and the Capitol are aligned on the National Mall.
Photograph by rabbit75_ist, Getty Images
The first president to live in the White House was John Adams.
Photograph by Dolby1985, Dreamtime
The Washington Monument was completed in 1884.
Photograph by sborisov, Getty Images
The National Geographic Society was founded in Washington, D.C. in 1888.
Photograph by Norbert Rosing, Nat Geo Image Collection
Rock Creek Park boasts over 32 miles of hiking trails, horseback riding, and even a zoo!
Photograph by Danita Delimont, Getty Images
The United States Capitol is the seat of the United States Congress, the legislative branch of the U.S. federal government.
Photograph by Songquan Deng, Dreamstime
Click the full-screen arrows in the upper right to see the whole image.
Nickname: Our Nation's Capital
Statehood: Washington, D.C., isn't a state or a city. It's a federal district that was formed in 1790.
Population (as of July 2015): 672,228
Capital: Washington, D.C., is a capital—of the United States of America!
Biggest City: There are no cities within Washington, D.C.
Abbreviation: DC
Bird: wood thrush
State flower: American beauty rose
In 1774 the First Continental Congress—a group of representatives from the colonies—needed a place to meet. The delegates first gathered in Philadelphia, Pennsylvania. It was essentially a capital city, as the capital is wherever the seat of government is. When the first U.S. president, George Washington, took office 1789, the capital was New York City.
But the 13 northern and southern states wanted a capital that would represent them equally—not too far north or too far south. (In those days, all the states were along the East Coast, from Georgia to New Hampshire.) So in 1790 Washington chose a spot in the middle, right between the states of Maryland and Virginia.
America's founders were concerned that people living in Washington, D.C., might unfairly influence Congress and therefore decided that those residents would not have representation in the House of Representatives or the Senate. Even today, D.C. residents don't have voting representatives in Congress. (But residents can vote in federal elections.)
The city was nearly destroyed during the War of 1812 against Great Britain. For a while the city's population remained small, but it suddenly expanded after the Emancipation Proclamation in 1863, when many newly freed slaves came to live there.
Today Washington, D.C., is a 68-square-mile federal district home to important government buildings, including the U.S. Capitol, where the Senate and the House of Representatives meet; the White House, where the president lives and works; and the Supreme Court Building, where many important court rulings are made. The city is also full of landmarks including the Washington Monument, the Thomas Jefferson Memorial, and the Lincoln Memorial.
You can probably guess that the "Washington" part of Washington, D.C., was named after the first president of the United States, George Washington. But what about the initials? They stand for District of Columbia, named after Christopher Columbus.
Washington, D.C., is bordered on the west by the Potomac River, which divides D.C. from Virginia. The Anacostia River runs through its east side.
D.C. also has several islands in the Potomac, such as Theodore Roosevelt Island, which has a number of walking trails and is often visited by locals. You can also check out Kingman Island, a man-made island in the Anacostia River, which is the site of a popular bluegrass festival each summer.
But if you're looking for a bit of wilderness in D.C., don't miss Rock Creek Park. About three square miles, the park has over 32 miles of hiking trails, horseback riding, and is home to deer, coyotes, raccoons, and foxes.
Though it's a bustling city, Washington, D.C., has lots of wildlife. Look for mammals such as Virginia opossums, groundhogs, brown bats, and flying squirrels. You might even spot the U.S. national bird: the bald eagle! Other birds include cardinals, great blue herons, and the official bird, the wood thrush. Look out for amphibians like bullfrogs, tree frogs, and toads, and several types of reptiles such as box turtles, garter snakes, and even venomous copperhead snakes. You'll also see native trees including maple, cherry, cedar, and oak, and lots of colorful flowers like columbine, bleeding hearts, sunflowers, geraniums, and bluebells.
- Many D.C. residents want the district to become its own state so they would have representation in Congress. If that ever happened, D.C. might be renamed "New Columbia." It might seem strange to drop the "Washington" out of the name but the first U.S. president never actually lived in the White House. The White House's first residents were President John Adams and his wife, Abigail Adams.
- Bill Nye, Al Gore, and composer Duke Ellington were all born here and abolitionist Frederick Douglass lived in D.C. the last 17 years of his life. His house is now a National Historic Site open to the public.
- Even back in the days of the early U.S. presidents, D.C.'s wide boulevards reminded some visitors of another famous capital: Paris, the capital city of France. Makes sense— Pierre Charles L'Enfant was influenced by his native Paris when he designed Washington, D.C. Another European, James Smithson, gave Washington, D.C., the Smithsonian Institution. At this group of 17 museums, you can see the Hope Diamond, the plane the Wright Brothers made history in, and Dorothy's ruby slippers from The Wizard of Oz.
- Most of the Smithsonian museums line the National Mall, a nearly two-mile-long park that stretches from the Lincoln Memorial on the Potomac River to the steps of the U.S. Capitol. The park is filled with monuments, landmarks, and plenty of green space. The National Mall receives about 24 million visitors each year.
- D.C. is home to another cool institution: National Geographic! The National Geographic Society was founded in D.C. in 1888 and is still headquartered here. Come see us sometime!
Text by Jamie Kiffel-Alcheh
Photo credits: liangpv, iStockphoto (flag); Zerbor, Dreamstime (scarlet oak); Sandi Mitchell, Dreamstime (wood thrush); Pandara, Dreamstime (rose)
Keep exploring the states!


text:
Trade settlement refers to the day money is exchanged by the buyer and seller in a transaction. Trade settlement does not confer risk; that is assumed at the time of the trade. Trade settlement allows time for paperwork between the exchange, the brokers and the investor to be completed so title is properly registered. Trade transfers are handled by 'back office operations' offices that employ pretrade and posttrade operators to quickly process transactions.
Trade Date and Settlement Date
On the day a trade occurs it is considered that the risk of the trade immediately transfers. This is called the trade date. Depending on the type of security traded the transfer of monies may occur at the same day or at a later date. This is the case with futures trading which transfers funds almost immediately or stocks which generally transfer three days later.
Settlement Date and Dividend Dates
Stock buyers seeking to capture an announced stock dividend must be the owner of the stock on the day of record. The day of record is the last trade day by which ownership can be established before the dividend is paid. Thus the settlement date must occur on or before the ex-dividend date in order for the investor to receive the dividend.
When Issued Settlement Dates for Bonds
Fixed income securities, particularly corporate and municipal bonds that are newly issued, may have deferred settlement dates. It is not unusual for settlement dates to be set 30 to 60 days in the future. Ordinary bond settlements in the secondary market occur on a five day basis. However, in addition to monies being exchanged for the principal amounts of bonds monies are also due for accrued interest. Accrued interest is the daily prorated amount of interest paid to the holder of the bonds.
Electronic Transfers on Settlement Date
Until the mid 1980s, settlement date required the creation and exchange of physical securities. With the advent of electronic settlement, customer securities are held in the electronic records of the broker involved in the trade. The purchaser can then request a physical certificate acknowledging ownership of the underlying security. Electronic transfers greatly reduce recording errors and allow quick retrading and day trading of securities in a short period of time.
Trade Settlement Is an Important Part of Short Trading
Pretrade settlement involves having all the documentation ready for the quick and efficient exchange of business interests. There must be a trained staff and the proper equipment to complete all the exchange processes. When securities are shorted, however, the trader is selling securities the trader does not own. It is up to the back office to borrow securities at a nominal interest rate and use those securities to deliver against the short sale. Failure to deliver securities can result in severe penalties and exchange suspensions.


text:
Student Ambassador Challengeson the Student Ambassador Page (top right)
MIAA Educational Athletics Banner Opportunity
Educational Athletics Newsletter
Educational Athletics Committee
If you have photos of your student-athletes performing community services, please email the files with a caption to studentservices AT miaa DOT net.
MIAA Community Service Awards are presented in the following categories:
For student-athletes, participation in interscholastic athletics is a privilege which comes with great responsibilities. Among these responsibilities is showing respect for opportunities granted and providing service so that others can experience the same opportunities. Giving back to the community is what makes student-athletes heroes in the eyes of those who look up to them.MIAA member school administrators are encouraged to take advantage of the incredibly strong power of influence that each of their coaches, captains and student-athletes share to help build stronger communities by giving back and proving that helping hands make a huge difference. As the efforts of the MIAA to promote community service continue to grow, so do the hopes and expectations that member school leaders and high school coaches will take the initiative to start their own service projects within their communities to help build atmospheres of respect and camaraderie.
Individual Category Mackenzie Anderson- Foxborough High School
Club/Organization Category Skills USA Program – Lynn Vocational Technical InstituteTeam CategoryBoys Ice Hockey- Minnechaug Regional High School
Community Service Award Recipient Overview
MIAA Ron Burton AwardPeter Frates -Ice Bucket Challenge Founder/Boston College Baseball
Individual Finalists:
Michael Bourque- Fitchburg High SchoolCallie Hoadley- Hanover High SchoolCharles Kiernan- Monomoy Regional High SchoolMaeve McNamara and Margaret Paul- Sturgis Charter School East CampusSarah Murphy- St. Joseph Preparatory High SchoolGreta Nelson- Sturgis Charter Public SchoolConor O'Neil- Duxbury High SchoolAnthony Pajak- Dartmouth High SchoolCaitlin Yannizzi- Rockland High School
Finalists Overview
Team Finalists:
Bishop Feehan High School- Girls LacrosseBoston Latin School- Girls Ice HockeyLudlow High School- Boys and Girls Cross Country Sharon High School- Girls BasketballSwampscott High School- Girls SoccerTewksbury Memorial High School- Girls Volleyball
Community Service Award Team Finalists Overview
Club/Organization Finalists:
Billerica Memorial High School- "Us Against Cancer"Franklin High School- Peer LeadersLenox Memorial Middle and High School- CrewLowell High School- Educational Athletics ProgramMilford High School- Hawk NationSouth Hadley High School- Alternative Education Students and Sports TeamsStoughton High School- Fall Sports Teams
Community Service Award Club/Organization Finalists Overview
MIAA33 Forge ParkwayFranklin, MA 02038
(p) 508-541-7997(f) 508-541-9838miaa AT miaa DOT net


text:
Praying by simonhayagWatch
©2009-2019 simonhayag
Can't explain how much I love it.
Gorgeous work
beautiful pirce
i love the loose style mixed with tight detail in the face, great work simon!
This will be the most bad ass tattoo ever. Thank you!
I'm going to get this tattooed on my arm.
dude i bought this shirt looks so good
Cool stuff, dude! Sending you a request on facebook! ^^
I just bought this t-shirt. It's amazing!
I just bought this t-shirt. It's amazing.
I love this. That's all I can say
U'r AMAZIMG!
very nice
Wonderful!! Beautiful!!
Awesome !!!
inspired by Sylvia Ji?
nope. Actually by a mother mary but just used the Day of dead into it.
this is amazing. I love ie
Love the detail in the face, nice work!
OMG, wow, inspiring.
i'd love to emulate this in makeup sometime
I'm in love with this!
Fantastic as always Simon! Very beautiful.
absolutly stong....
a masterpiece!
a masterpiece!
thank u very much for the nice words.
Wow! Truly amazing!


text:
Harbeth Excels
Fidelis, distributors of Harbeth loudspeakers and other products, was playing the classic BBC style Harbeth Super HL5 ($4995/pair), Perreaux Prisma 350 350Wpc stereo power amplifier ($8995), Wadax Pre1 preamplifier/DAC ($19,995), Sound Science MV Diamond digital server ($4500 w/iPad), and Pyon Sound Muzika Ultima turntable ($18,995). Bringing out the best this equipment can offer were the excellent Echole Obsession cables that are poised to make a major impression in the U.S. market. Four Stein boxes (little black boxes with the blue light on silver stands), which I discussed in the TweekGeek report below, were the icing on the cake, adding air and ease to the presentation.
I didn't want to interrupt by asking what jazz track was playing when I walked in, but the system's midrange was to die for. ("Absolutely gorgeous" is what I scribbled in my notes). The highs were also special; I noted that the sound of cymbals was "pretty darn honest." Upon listening to a hi-res master of a track from Reference Recordings' Dances from the Opera, I confirmed that the midrange was indeed superb and the highs excellent, but the bass a mite tubby.


text:
go to school listings
In the state of Wyoming, health care is a major industry and an area of great growth for professionals. Wyoming is home to hundreds of rural communities that have limited access to health care professionals and institutions. If you want to have a positive impact on Wyoming health care and reach the state's millions of residents, learn more about health care administration programs in Wyoming.
Wyoming is one of few states that recently voted down a Medicaid expansion. As a result, health institutions must find new ways to provide care to low-income patients. The services of administrators can help institutions succeed in this area.
Contact the schools offering Bachelor's Degrees in Health Services Administration in Wyoming listed below to learn more about getting started.
Wyoming has succeeded in many areas of medical care, making it a great state to get established and make the most of your skills. On average, Wyoming veterans receive medical care more quickly than veterans in other states. This may benefit you if you want to work with patients who have served our country.
Throughout the state, there are many state-funded health centers that serve over 20,000 patients. A recent move by Wyoming senators saved these centers from going out of operation. This demonstrates the important role of health services administration in Wyoming.
Earning your Bachelor's in Healthcare Administration in Wyoming
A Bachelor's in health science in Wyoming can be a great way to get a foot in the door in this industry and get the background you need to work in a variety of medical settings. The average student spends four years earning a Bachelor's degree, as this undergraduate degree requires the completion of 120 credits.
At the end of your education, you may complete a capstone project, an internship, or a residency, depending on what your program asks of students. This experience helps you bring together everything you've learned and put it to use in a practical setting.
Your curriculum should contain a variety of courses. Classes that you may be required to take include Accounting for Health Care Professionals, U.S. Health Care System, Quality Monitoring and Accreditation, Community and Public Health, and Health Care Planning & Evaluation.
There are many benefits of studying health services administration in Wyoming, the least of which is not the state's wide variety of scholarship, loan repayment, and grant programs. The Wyoming Department of Health funds many different programs, giving you many application opportunities. The Wyoming Public Health Association awards the WPHA Memorial Student Scholarship every school year.
If you want to make a name for yourself in health management, consider meeting other working professionals and attending training events. You can learn about local opportunities by joining the Medical Group Management Association of Wyoming, which offers members the chance to attend an annual seminar and network with the movers and shakers of the industry.
Working with Your Bachelor's in Healthcare Administration in WY
Wyoming has a growing need for medical managers. Through 2012, O*Net predicts a 19% increase in medical management jobs. Their data indicates that medical managers earn an average salary of $83,400 per year (O*Net, 2013).
It's time to find out what you can do for the health community of Wyoming. Take the first step by contacting the Bachelor's in health care administration programs in Wyoming listed below.


text:
The new season is now underway after last night's opening MTN8 match between Golden Arrows and Bidvest Wits, and, ahead of today's games, we take a look at the previous winners of the competition since its inception in 2008.
Sundowns Defender Expected To Be Sidelined For The Year
Click through the images above or see our list below to see which team has won every edition of the MTN8 under its current name.
The MTN8 was first contested in 2008, after it was rebranded from the SAA 8 (2003-2007), which was also a rebranding of the BP Top 8 Cup (1972-2002). Reigning champions Bidvest Wits lifted the trophy for the first time in their history in 2016, following Ajax Cape Town, who also won it just once in 2015.
Soweto giants, Kaizer Chiefs and Orlando Pirates share the record for the most wins in the competition, with two titles each, while the Tshwane-based teams, Mamelodi Sundowns and SuperSport United have never won the tournament under its current name.
Other teams with one win each are Golden Arrows, Moroka Swallows and Platinum Stars.
These are all of the MTN8 champions since 2008:
2016: Bidvest Wits
2015: Ajax Cape Town
2014: Kaizer Chiefs
2013: Platinum Stars
2012: Moroka Swallows
2011: Orlando Pirates
2010: Orlando Pirates
2009: Golden Arrows
2008: Kaizer Chiefs


text:
The Superior accommodation at Club La Costa World offers truly great holidays on the Costa del Sol no matter what type of holiday you are planning on taking.
The quiet sun terraces, tropical gardens and private pools of our superior accommodation promotes chilled out relaxing environments for those wishing to kick back and take it easy. Restaurants, bars and a shop with bakery are all close to hand as is the kids club for the little ones.
The beach is just a short stroll away and for those wishing to venture further out on the Costa del Sol you are centrally located with ideal connections east and west to start your journey of discovery.
Please note, our superior accommodation is reserved for CLC World members only and cannot be booked from this website, if you would like to know more about becoming a member drop us a line here.


text:
About the Department of Labour
To improve the quality of life of workers by fostering a greater degree of collaboration between Government and the Social Partners (Trade Union and Employers) thus engendering a peaceful industrial climate.
To maintain an effective Labour Department that is dedicated to stability in the labour market, to establish a workplace equipped to operate in a competitive environment to disseminate accurate and timely information and to ensure that the labour laws are upheld
• Dispute Settlement (Individual complaints/Trade Union initiated complaints settlement by way of conciliation)
• Advice on Employment and Labour Matters
• Workplace Inspections
• Overseas Migrant Workers Programme
• Employment Services (Registration of Job Seekers, Job Placement, Job Search Training)
• Labour Market Information
The Labour Department, which is headed by a Labour Commissioner, has a total of seventeen persons on staff including four labour inspectors.
- Labour Commissioner: Ms. Nerissa Gittens (Ag)
- Deputy Labour Commissioner: Ms. Raquel Lawrence


text:
Well, it's New Year's Eve and I thought I'd write something since I'm on leave and all. Also, WordPress cheerily informed me that I'd only blogged 9 times this year! So might as well just make it 10, right?
I suppose we always look back on our year and marvel at all the things we managed to do, and all the things we wish we had managed to do. And it all seems pretty impressive by the end of 12 months. But 2015 was probably one of the most truly eventful years for me (pole-wise) since I started this blog as a wide-eyed beginner 4 years ago.
Right at the start of the year, I got a phone call from the now ex-owner of Bobbi's Pole Studio Singapore inviting me to teach. Which blew my socks off, because I never felt I'd ever be good enough, (and I still struggle with that!) and back then I'd already been in a long pole slump with very low motivation.
But when life presents you with opportunity, take it! And then later scramble to try and figure out how to pull it off…
Once I agreed, I officially met my pole sisters (aka my fellow junior instructors) and all of us began on a whirlwind journey of training, teaching, and performing together for the Bobbi's brand.
Things were going swimmingly for a while and we'd all just gotten the hang of managing our time, energy, and the responsibilities of being new teachers. Sign ups at Bobbi's had picked up, loads of fresh new beginners were showing up and embracing their new pole passion, and we were working great together as a team.
We all went from not knowing each other very well, to sharing early mornings, late nights, meals together, too many taxi rides, a very cramped teacher's room, and a lot of sweat and effort.
I even got used to having teacher training every Saturday morning, whereas in the past I couldn't even drag myself out of the house in time for a class at noon!
Then all of a sudden, we were told that our local principal would be moving away, and our beloved second home would be closing its doors for good.
Once the news was announced, everyone sort of fell into a collective panic and depression. I for one, was very sad about only getting a short time to experience teaching. And even though I totally appreciated the other offers I received, I knew in my heart that it wouldn't be the same.
At the same time, my other favorite pole studio here, The Yoga Poe Studio, also suddenly announced it was shutting its doors, and its owner (whom I still look up to as one of my personal pole 'Sensei's') was moving out of Singapore too.
I was so depressed about not having many options left that I briefly but seriously considered just quitting pole!
Thankfully, as the saying goes: "After the rain, comes the rainbow". And my rainbow came in the form of The Brass Barre, set up by the very same people who used to work at Bobbi's, whom I already know and love. Thank goodness! It even stands in the exact same location as Bobbi's did, except now the lights are prettier and the floor is a lot cleaner.
And next week, The Brass Barre will officially open its doors for Term 1, and me and my pole sisters will be teaching together again! (We've already been training together again because teaching may be on and off, but training is forever.)
So Thank You 2015 for all the adventures and lessons you gave me. It was a wild ride and definitely not an easy one but I'm glad for all of it nonetheless.
And 2016, I'm ready!


text:
LOL! I have been teasing my little niece for a while now about not believing in Santa and getting her underwear. When I saw this stamp at Michael's the other day I had to have it! Specifically for her Christmas present. I am getting her underwear!!! LOL!
Here is the card that I made with the stamp.
I can't believe these 3.5 x 5" stamps were only $2.49. So I also picked up these two.
I had to order more ink (those little dew drop size were a pain to use on such a large stamp), so when they get here I am going to make some more. Just when I think I have all my Christmas cards made...LOL! I really need to stay out of the stores. HaHa!
I hope you are having a wonderful day and are getting some of your holiday business out of the way. My plan is to be done a week before Christmas so I can just enjoy the festivities. No hosting anything for us this year so the holidays should not be too stressful. (Fingers Crossed).


text:
Gregory Hartnell on Oak Bay's democratic deficit: 'Exercise direct democratic control over CRD. Reject current wasteful CRD plans for land-based sewage treatment and cost-prohibitive LRT.'
November 9, 2011 Leave a comment
Gregory Hartnell
Candidate's name
Gregory Hartnell
Running for which council or school district?
Oak Bay
If running for municipal seat, indicate position.
Pro-life artist historian
Community where you live
Community where you work
Downtown, Fernwood, Rockland, Fairfield, Oak Bay
Political experience
President, Central Junior High School Student Council
Senator, University of San Francisco Student Society
Community involvement
St. Joseph's Franciscan Friary, Joan Crescent
St. Patrick's Church, Oak Bay
St. Andrew's Cathedral
President, Concerned Citizens' Coalition
What are the top three issues?
1. HIGH TAX TYRANNY: Oak Bay's unemployed, residents, businesses and economy need 'Oak Bay Tax Liberty' from a stifling high tax regime. Radical cuts are needed now to Oak Bay's residential property taxes, commercial property taxes, spending, hiring, borrowing, Council expenses, management salaries and union wages.
2. DEMOCRATIC DEFICIT: Exercise direct democratic control over CRD. Reject current wasteful CRD plans for land-based sewage treatment and cost-prohibitive LRT. Follow Responsible Sewage Treatment Victoria scientists' recommendations, and give free bus passes to poor.
3. GARDEN CITY VS. CONCRETE JUNGLE: Four storey height restriction. No business license for abortionists posing as 'women's clinicians'. Stop 'smart meters'. Chem trail ban.
Why should people vote for you?
I come with a message of Liberty, Life and Recovery for the good people of Oak Bay, and a warning not to follow Victoria's ruinous example, with its scandalous neglect of the poorest of the poor, killing the addicts slowly with failed enabling syringe and pipe distribution programmes, its neglect of our heritage Johnson Street bascule bridge, and its never-ending tax hikes, growing bureaucracy and always expanding annual budget.
If the citizens of Oak Bay want an end to high taxes, high rise condos that take seven years to build, chem trails, 'smart meters' and abortionists posing as 'women's clinicians', they should vote for their pro-life independent non-partisan candidate in Oak Bay.
What are the best things about your community?
Beautiful people of all ages living in a lovely human-scaled Garden City ambience, carefully bequeathed to us all by prudent stewards of the past.
Oak Bay is certainly one of the most desirable communities in Greater Victoria, and we all need to guard its present ambience against rampant philistinism, absentee condo landlordism and irresponsible Globalist high tax regimes of whatever partisan stripe that actually kill business.
I trust that the intelligent informed concerned citizens, electors, and harassed taxpayers of the District of Oak Bay, whether they be commercial or residential property taxpayers, will agree with me that a high tax regime has actually seriously damaged Oak Bay's economy in the last ten years, and will vote to rectify that by voting for a radical fiscal austerity programme leading to Oak Bay Tax Liberty, Recovery and Prosperity.
What are the most vexing things about your community?
Unsolved homelessness scandal, neglect of heritage Johnson Street Bridge.
Secretive non-accountable Victoria Council, CRD meetings.
Annual Inflationary High residential and commercial property taxes.
- E-mail this Article
- Print this Article
- Share this Article