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Unlike regular associate or bachelor degree programs, certificate programs generally focus on just one specialization, but credits earned in a certificate program can often be used toward an associate's degree -- check with the specific school for more information. Graduate certificate programs are useful for students who already have a degree and need additional training. Many certificates are available online.
Business and IT Certificates
Certificates in business or technology cover topics such as ecommerce management, network communications, accouting, and human resources.
For example, DeVry University's Keller Graduate School of Management offers graduate certificates in business areas like Accounting, Electronic Commerce Management, Entrepreneurship, and Project Management, and in technology disciplines such as Information Security and Wireless Communications, among others.
For the entry-level career seeker, Northwestern College in Illinois offers certificate programs in accounting and business. TechSkills, meanwhile, has locations across the country, and offers certificate programs in project management and other IT technologies like Linux, .Net, Microsoft, and Oracle.
Criminal Justice and Paralegal Certificates
In criminal justice and paralegal certificate programs, you'll learn the standards, principles, and research skills needed for entry-level careers in criminal justice and law offices.
Brown-Mackie College offers a certificate program for paralegal training that covers legal writing, research, and other areas of the law. Their certificate program in criminal justice prepares students for entry-level careers in corrections or investigations.
Healthcare Certificates
Medical assistants, nursing assistants, and other healthcare workers will be in strong demand through 2018. You can help be part of this emerging workforce with a certificate in a healthcare field
Colorado Technical University, Virginia College, and Sanford-Brown Institute - White Plains, are just a few of the schools offering certificates in entry-level healthcare fields like medical assisting, ultrasound technology, or medical billing. DeVry University's Keller Graduate School of Management offers online graduate certificate in health services management.
Art and Design Certificates
Certificate programs in art and design include career-oriented courses in everything from multimedia design to residential planning. In these programs, you'll learn new technologies, and build a portfolio you can be proud of.
The Art Institutes Online offers certificate programs in digital design, residential planning, and web design. These online programs cover the fundamentals of design, and prepare you for entry-level positions in ad agencies, communications departments, interior design studios, and web development companies.
At the Vancouver College of Art and Design, you can get your diploma in graphic design, interior design, or animation, using the latest tools and software, such as Adobe Creative Suite and AUTOCad.


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A lot has been written about Skye Gyngell and even more about Petersham Nurseries Cafe including the article last weekend in the Sydney Morning Herald's Good Weekend.....however I have always been more interested in exactly how they marry the plants and the food under the one roof!!
I love the idea of the greenhouses with earth floors....and yes I am sure the heating costs are enormous. Mismatched tables and chairs, rustic urns with large potted plants or at Christmas time....Christmas trees decorated with their beautiful shiny baubles from India. All very rustic....stylishly rustic but so atmospheric !!
My photo source......daughter in London recently (hence grey skies).....shows the very cute Christmas decorations strung throughout the greenhouse. You must look at the professional web site photos taken at their amazing candlelit Christmas Market and Carol Service. A must for next year. It isn't the first time I have mentioned that for me the best time to be in London is the lead up to Christmas.....London does Christmas so well!!
Apart from fabulous food in this wonderful greenhouse setting, there is the shop selling pots, tools, antiques and all things garden related.... of course. Wander around the nursery for inspiration or visit the magnificent garden attached to Petersham House....described as a mad flowering hedgerow !! Not far away is Richmond Park where one can head for a brisk walk....to walk off lunch!!
PS. As of yesterdays Good Living (Sydney Morning Herald) Skye Gyngell has departed Petersham Nurseries Cafe to be replaced by Melbourne's high profile chef Greg Malouf !!

subset: commoncrawl


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Glyph Scaling allows the InDesign Paragraph Composer an extra variable to play with in determining an aesthetically pleasing set of line breaks and hyphenations for each paragraph. But on low resolution output devices (such as publish-on-demand laser printing systems) this can produce noticeable changes in the widths of vertical strokes in glyphs. Be warned.Read entire post
Do you need to streamline the process of creating HTML marketing emails? This idea was recently explored in an article by Brian Graves on the Smashing Magazine website titled "Improve Your Email Workflow With Modular Design": Read entire post
If you were a franchisor seeking a reliable way to find quality franchisees, you might turn to an online tool offered by one of my clients, the Franchise Relationships Institute. Read entire post
Useful article on the Typekit blog from 2010 about using font events to refine font parameters when a web font is not available: Read entire post
From John's previous post on this topic: [Let's assume that doesn't happen & think creatively about other approaches. --J.] Read entire post
Another comment posted on John Nack's blog. Read entire post
Another comment added to John Nack's blog, which can be found here: Read entire post
I made the following comment on John Nack's Adobe blog: Read entire post
My first direct exposure to the world of design and publishing was being handed the task of typesetting and laying out a 300-page book. I had no prior experience of typesetting and laying out a book. Read entire post
An excellent short (6 minute) video on the history and art of logo design from "Off Book: PBS Digital Studios". Read entire post


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Now, that being said, I do love hosting and attending parties… don't really care the occasion!
If you are hosting OR attending a party this year, I have a seriously fun and easy recipe for you.
With all the candy and sweets all of us eat around this time of year, starting with Halloween and ending with Valentine's Day, we really need something healthy to eat! Hass avocados from Mexico are perfect for snacks at home, parties, or just to add to your favorite sandwich. Avocados are available all year round, so it something healthy you can have in your house all the time (and we do!).
I know you are dying to hear what recipe I have for you, so here it is…
Pumpkin Puke!
Ummm… yum, right!? Can you just see this in the middle of your table (or your friends' table) at a Halloween party!!!!
Alright, so here's your step by step:
First, wash the outside of your pumpkin (I suggest getting a couple so you have one to practice cutting on). Awe… look at the pretty pumpkin!!
First thing you will do with your pumpkin is make a nice round cut around the top to remove the top of the pumpkin. Be gentle with this, though, because you will be putting it back on the finished product.
There will be a few seeds on the top of the pumpkin you just cut off. Go ahead and scrape those off into a bowl. Then, scrape the rest of the 'guts' out of the pumpkin into a bowl like so:
Now, it's time for the fun part! Carving the puke face! For the eyes, you will do a kind of crescent moon, with half circles at the top. For the mouth, just a circle. It's best described in a picture:
Next, make your favorite guacamole recipe. Mine has avocados, roma tomatoes, onion, garlic powder, salt and pepper. Guacamole is such an easy and forgiving recipe. It's super hard to mess it up. Sometimes, I just make it with avocados and spices and skip the tomatoes and onion. For this recipe, though, I highly recommend the tomatoes and onions, even if they aren't your favorite, because it adds to the 'puke'.
Alright, at this point, your pumpkin should be carved and your guacamole is made. Now, put your pumpkin on a large plate or serving platter. Serving platter works best if you have one. Put it on the end or edge of the plate. Add a spoonful of guacamole through the top of the pumpkin and put it on the bottom of the pumpkin by his mouth. Then, spread the remainder of the guacamole out from his mouth onto the plate. Surround the guacamole with chips and it is ready to serve!
If you have a fun idea for a Spookamole recipe, go ahead and make it and take pictures, because Avocados from Mexico is running a contest! Submit your recipe HERE. You DO NOT have to have a blog in order to enter the contest! Just a fun, yummy recipe.
Have fun creating your recipes!
Discloser: I wrote this review while participating in a Spookamole blog tour by Mom Central Consulting on behalf of Avocados from Mexico and received avocado items to facilitate my review and a promotional item to thank me for taking the time to participate.


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Vintage Holiday Books: Ghosts of Bookshelves Past
Pinterest's specialty lies in an abundance of beauty- a feast for the eyes! Our festive Pinterest board embraces that notion, along with some wonderful memories and nostalgia for the booklover. It showcases a huge selection of Christmas books and holiday books from the late 19th century to the 1960s, including titles from Charles Dickens, Jean de Brunhoff, L. Frank Baum, Alison Uttley, G.A. Henty and Enid Blyton.
Enjoy these classic Christmas books for the holidays.


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Tennessee Williams: Love Your Mother
|Rose, Edwina, and Thomas Lanier Williams
Tennessee Williams
In Conversation with James Grissom
New Orleans
Do this for yourself and for your mother: Dance with her; place your hand on the small of her back and take her shopping and to dinner; buy her a perfume that makes her feel young and sweet; laugh away an afternoon with her. Hug her and love her before you must feed and bathe her, or tell her what day it is or what her name is or who you are. Try very hard to need your mother only for the woman who gave birth to you and loved you and made you what you are. Ask for nothing but her time and her patience.
Love your mother. Have the good times.
I had the good times.


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In defence of arts funding
6th May 2010 Emma Crichton-Miller and Alexander Linklater's article (May) showed a curiously old-fashioned and ill-informed view of the role of culture in contemporary society.
Over the last 15 years, arts and culture have made a huge contribution to our economy: cultural tourism generates £20bn a year; music and theatre are multibillion- pound industries. To claim the creative economy "does not exist" because it accounts for a range of different jobs is bizarre. All sectors of our economy, from manufacturing to financial services, account for a variety of different skills and roles.
The arts play a vital part in regenerating areas: major cultural centres and events attract considerable inward investment, from the Sage and the Baltic in Gateshead to Liverpool's year as European Capital of Culture. However, the Arts Council does not prioritise arts-led economic regeneration over the quality of the art itself. The two are inseparable: great art is the foundation of thriving cultural centres. If the art isn't any good, the investment will have no regenerative element. Without excellence there is nothing else. We start with the art. Alan Davey Chief executive, Arts Council England
Relative poverty
12th May 2010 Stephen Nickell (May) talks of relative poverty and poverty as if they are the same thing, requiring the same policy responses. But this is nonsense. The British tax-and-benefits system tries to ensure that we all share in the pains and gains of living in an open economy; hence the lowest income quintile pays 10 per cent of its income in tax while the highest pays 25 per cent. Yet an uneven distribution of income is inevitable in an economy carrying as much dynamism, entrepreneurship and high-level skills as ours. This has been the pattern since the 1960s. Focusing solely on the relative position of quintiles obscures the real improvements in living standards and lifestyles of, say, lower middle income families.
Doubtless, Nickell teaches his students that Britain's Gini coefficient has risen over the years—proof that society has become more unequal? But what will happen when we scrutinise the income effects of the recession? That the economy contracted, but that relative poverty was reduced? Less income, better distribution?
Too many people in Britain live in conditions that would be caught by the term absolute poverty. Public policy should concentrate on them and prioritise their needs. James Murphy Editorial director, Future Foundation
China versus America
30th April 2010 Ian Bremmer (April) does not fully appreciate that China holds nearly $900bn of US debt, ten times what it was in 2002. That hardly looks like a "decoupling" to me.
US consumption is 70 per cent of GDP, and investment is paltry. It has the world's largest trade imbalance (mostly because of vast imports from China). China, on the other hand, only consumes about 35 per cent of its GDP and its citizens save a tremendous amount of what they earn. China is a net exporter and net lender to the US. If Americans stop buying from them for a while, they have reserves to sit on. If they dump US debt, American interest rates skyrocket and the dollar falls.
How long can the US spend more than it earns, borrowing the difference from China? If I borrow money from a supplier and fail to invest in my business, eventually my supplier becomes my owner. PJ Candre Via the Prospect website
Is it a boy or a girl?
12th May 2010 In response to Anjana Ahuja's article on gender selection (May), I'd like to point to an evolutionary argument about how gender ratios self-balance in the long term. If some factor (be it biological, psychological or environmental) started selecting in favour of boys being born, an imbalance develops. Soon there would be fewer adult women, giving them an advantage in selecting a mate. That would cause parents to prefer baby girls, and a balanced ratio would be restored. Surely this is why the ratio is roughly 50-50 in the first place. Pavlos Papageorgiou Via the Prospect website
How housing crowds out
4th May 2010 David Griffiths (Letters, May) argues that owner-occupied housing does not "crowd out" other investment. I disagree. By its very nature, the housing market ensures that any vendors are bound to reinvest their sale proceeds into that market—unless they die or move abroad. With a new house, the purchase price is split between the builder, agents and solicitors, all of whom keep the money mostly in their own businesses. With existing houses, purchasers' money is used by vendors to buy another home—usually at a higher price as they "trade up." So houses are widely seen as an investment to be favoured above others, producing sharply rising prices, and making the market unable to meet the very real need for housing of a significant proportion of the population. Harvey Cole Winchester
The bikes strike back
8th May 2010 As a bike retailer, I agree with Andrew Martin's general sentiment (May) that we need more utilitarian bikes. Yet Martin shouldn't be arguing on the supply side, but on the demand side. When we stocked full fender bikes with internal, simple three and eight-speed hubs, ways to carry bags, and generator lights, no one bought them. We push them hard because we believe in bike transport. We need people to believe they can ride—not more bikes. Andrew Perin Via the Prospect website
Sacred food
12th May 2010 Alex Renton's article about offal (May) reminded me of the Book of Leviticus. It's dietary proscriptions—against pork in particular—are well known, yet few seem to know the reason why the contents of their bellies are of such grave concern to God.
It's true that pork doesn't keep well in hot climates, but does beef fare substantially better, or is forbidden camel any worse? Pigs may gobble their own faeces, but what really mattered to the priestly author of Leviticus was that food eaten at the table should be the same as that offered in the temple. Since this had long been either sheep, cow or goat, it made sense that "clean" animals needed to be "of the same family." And as their traditional sacrificial animals were all clove-hoofed, cud-chewing ungulates, those that weren't—like foxes, horses and pigs—were off the menu.
The general principle of conforming to cast-iron stereotypes also won out with fish, birds and insects. Fish needed to have scales as well as fins; so goodbye shark, jellyfish and creeping shellfish, even though these had probably never been tasted by the elders. Birds needed working wings, feathers and not to be flesh eaters. Insects presented their own difficulties, but the priests begrudgingly allowed locusts, which preserved people through famines despite their unclean swarming tendencies.
Aside from showing man's endless quest to put everything in boxes, Leviticus's strictures on food reveals two things. One is how good arbitrary and unquestioned regulations are at nurturing identity—that the Jews sustained their own despite their Babylonian captivity, let alone the diaspora, is remarkable. The other is that such taboos are essential to maintaining priestly power: how can you control what people eat without also influencing how they think?
So Renton's dislike of offal aside, disgust for these meats by millions of people around the world seems less rational than one might suppose. I wish them all the best, but I'll just stick to what tastes good myself. William Robinson Buenos Aires


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Financial Assets and ReputationDamage to your business doesn't always come from dramatic fires or infamous hurricanes: as a businessowner you're liable for injuries to patrons and workers, as well as liabilities that can hinge on a missing paragraph in a contract.
Keeping track of all the little issues as well as the big ones that can trip you up and land you with court and liability costs is tricky, but Hanover Risk Solutions can help. We have an array of solutions for everything from liquor liability to protecting yourself with strong contracts.


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[ Editor's Note: Fitness author Jon Benson shared this letter with me and gave me permission to share it with you. ]
If I had to pick out the number one reason most people fail to achieve good results in the gym, guess what it would be?
Over-training. Exercising too much.
Sounds counter-intuitive, but trust me: It's quite real.
Folks write to me all the time and say…
"Jon, I don't get it. I cannot lose bodyfat and I'm running six days a week for an hour and training in the gym five days a week for 45 minutes!"
My answer back is usually:
"You are training 4x more than me, and I'm a fitness pro!"
Look, do you take 21 aspirin for a headache, thinking the more you take the faster your pain will go away?
So why apply the same logic to fitness? Only a certain amount is required. Beyond that, you are spinning your wheels.
When I wrote 7 Minute Muscle (available here) I exposed all the lies about training too long and why this is not the best way to achieve the results you want. Check it out if you want the facts.
One more thing: 75% of your progress will come in the kitchen, not in the gym or on the treadmill.
As for me, I would much rather eat smart and train less than train all the time and be forced to eat 6-8 times a day just to recover from it all.
That makes no sense to me at all.
Click Here for More Information! <—-Less is More


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Tips For Buying Double Glazing Windows in Wales
Jan 30, 2017
We have probably all at some time experienced the dreaded knock on the door by the double glazing salesperson and ignored it or made some sort of excuse to make them go away. However, double glazing in Wales is not something which should be dismissed without...Read More
Tailor Made Conservatories, Windows and Doors
Aug 14, 2016
Made to order, made to measure, made for you. Conservatory Outlet Dealer, Mid Wales Windows, offer bespoke products. This means they are made especially for you in our hi-tec manufacturing plant. So what does bespoke mean? It means that every uPVC Conservatory, Window and Door we...Read More
5 Ways to Deal with Noisy Neighbours
Sep 5, 2015
Our team at Mid Wales Windows and Conservatories, we have created a list of five ways to help block out sound from those noisy neighbours. 1/ Desperate Measures You can bang on the wall repetitively – kick, scream and go slightly mental at the lack of sleep...Read More
Energy Rated Windows Reduce Bills
Mar 3, 2014
Energy Rated Windows Reduce Bills and Make For a Greener Tomorrow Mid Wales Windows, a Conservatory Outlet Dealer, supply a great range of Double Glazing products all over Wales. These products consist of a wide range of PVC Windows and doors. Some example designs include residential doors,...Read More
Save Money And Help Protect The Environment With Double Glazing
Feb 15, 2013
Over the last ten years the cost of gas and electricity has increased at an alarming rate. Every time we open our utility bills the cost seems to be increasing. Coupled with this we are all becoming more aware of global warming and the negative...Read More
TV Weather forecaster Sian Lloyd chooses Mid Wales
Sep 21, 2009
Sian Lloyd enlisted the trust of Mid Wales Windows & Conservatories to design their stunning new conservatory for their beautiful Mid Wales home. "Deciding which local home improvement company to build our conservatory seemed a daunting task at first, but soon we found a local company...Read More
Conservatories Shrewsbury
Jun 11, 2009
Getting a quote for your Conservatory can be difficult. There are so many options and companies to choose from, so we've made it easy to get the best advice and receive a very competitive conservatory quote. With Mid Wales Windows there are a number of ways...Read More
Mid Wales has record January Sales
Feb 13, 2009
It's been a fantastic month of sales for Mid Wales Windows in January 2009. We're bucking the recession trend and have sold twice as many conservatories, uPVC windows and uPVC doors compared to the same period last year. David Wilde stated, "Last week we sold 8...Read More


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We're proud to announce that we've been nominated for "Best Metal", "Best New Band" and "Best Overall Band" in the Connecticut Music Awards! Voting officially started today (July 1) and it runs until July 31! The Awards Ceremony is September 17 at the Bushnell in Hartford! How exciting! We'd surely appreciate your vote if you feel so inclined! TONS of other great CT bands also nominated! Check it out and cast your vote!
Vote here:


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We have options for every kind of home
Individual, business and farm auto policies available.
We offer small or large businesses property, liability, auto, umbrella, or worker's compensation insurance.
Property, liability, livestock, umbrella, crop hail—we have what you need.
No errem ridens eam, nam an veniam nam an veniam equidem ex nec.
Insure your car, pickup, motorcycle, semi-truck, boat, RV, fish house, ATV, trailer or personal watercraft
Options for residential, rural, seasonal, log, mobile, or manufactured homes
Cover your building, property, business vehicles, critical equipment, income stream and your business reputation
Safeguard your entire farm operation – large or small. Equipment, vehicles, buildings, livestock, crops
Secure your family's future through income protecting life insurance or retirement enhancing annuities
Care for your health now and into the future with individual or group health, accident, critical illness or long term care protection
We were surprised that even after we became customers of Community Development Insurance, they still presented us with quotes that saved us money and improved our coverage.
Their service is above and beyond what I expected.
Community Development Insurance takes care of all our business and personal insurance needs.
Education: We educate our customers to make the best decisions for themselves, we give you options but don't pressure or up-sell.Respect: We understand our customers work hard to earn their money. We never forget that and believe strongly that ultimately you get to decide how to spend YOUR money.Risk Management: We take our job of education very seriously, filling our customers in on all the risks and benefits of each plan. Once you understand those risks, you can decide how much of the risk you're willing to take and how much you want to pass on to an insurance company.
Quality: We believe in quality. So we present only quality products sold by financially superior companies. Insurance is about confidence—and we offer products you can trust.Value: This means something different to everyone. It's about balancing the price of coverage with the depth of coverage needed in consideration of your needs and budget.Expertise: Ultimately, we believe our team is the best in the region and will go above and beyond to create the best experience possible in the insurance discovery process. We are continually involved in industry education programs.
Customer service specialist with over 10 years of experience in insurance business.
Customer service specialist with over 15 years of experience in insurance business.
In Minnesota the short answer is no. Coverage for your rental is found under your liability section of your auto policy. Liability is required by law on all vehicles driven on the road in Minnesota. Most states cover your rental vehicle under the physical damage portion, therefore, if you have liability only, you would need to purchase coverage. This becomes particularly great in cases of diminution in value, where the company, perceives a loss of use/value in the vehicle beyond the cost of repair. I usually advise my clients to make the choice that best suits them. Would you rather have your insurance dealing with a possible claim or the rental car company? Sometimes, it is just less hassle to pay for the insurance they offer and not worry contacting your own company come claim time.
Both of these coverages comprise what is known as "full coverage" and cover damage that may occur to your vehicle. Collision coverage, covers your insured vehicle only for collisions with another vehicle or object, or upset of the vehicle by an insured driver. Other Than Collision coverage or Comprehensive (Comp) and sometimes known as "storage coverage" covers your vehicle for perils not caused by collision such as fire, wind, hail, theft, glass breakage and contact with a bird or animal. Both are usually written with a deductible.
There are several ways to make sure you are getting the most bang for your buck from your insurance policy. But it is always important to remember that cheaper doesn't always equal better. When shopping your policy, make sure your agent is doing an apples to apples comparison. When we write a policy, we give our best price, from day one. That includes adding on discounts for safe driving, no claims, no accidents and no tickets, good student discount, defensive driving, etc. It also means we ask lots of questions about your house to make sure we can add discounts for home security systems, age of utilities, no claims. We also package your policies with companies that offer multi-policy discounts. Finally, we shop your deductible amounts. Sometimes, a higher deductible, won't always save you much money over time.
Liability is the legal obligation to pay for damages caused to others. Liability is third party insurance that has no deductible. Liability losses may include claims for bodily injury, property damage or personal injury. Often times claims arise of out an insured deliberately causing harm (assault, defamation), liability without fault (food poisoning, trampoline, dog bites), liability for the acts of another (parent responsible for child) or negligence. All of these can contribute to high medical bills, lost wages, cost of repair and such things as mental anguish and pain and suffering. Your liability coverage will protect you from paying these large claims out of pocket.
Your deductible, is the first given number of dollars or percentages of expenses that YOU must pay in the event of a covered loss. For instance, if you have a car accident and the repair bill is $1000, and you have a $500 deductible, the insurance company will write you a check for $500 and you must come up with the other part to satisfy the bill at the repair shop. When I talk to my clients about deductible amounts, we discuss, "what they are comfortable self insuring for". Most times a higher deductible means lower premium. We usually discuss the value of the car is, what their risk tolerance is and tailor the deductible to each client, policy and sometimes vehicle.
In a word YES. There are certain circumstances where a child attending college can still be covered under their parent's policy. For all others, you need a renters' policy to cover your stuff and your butt, should you be liable. Not only can the cost of a tank of gas per month cover your personal items such as clothing and computers, it covers your liability, should you forget that candle burning and burn down the apartment building. Many leasing companies are requiring it, and our agency has several low cost options to available.
The definition of home replacement cost coverage states simply that "Replacement cost is the amount of money it would take to repair, replace or rebuild your home with materials similar to the kind and quality used in constructing your home".
An important piece to replacement cost is something called the 80/20 rule. What this means is that your home must be insured to at least 80% of the determined replacement cost for your home in order for you to be fully covered. If you fail to insure your home for at least 80% of the replacement cost, your insurer will not cover the entire cost to rebuild the home and will even assess a penalty on partial loss claims. Home insurance companies determine anticipated home replacement costs based on many factors, including both post-damage and actual rebuilding costs. For example, before even starting to rebuild a home, the demolition and removal of debris, trees, and any other materials must occur. In largely affected areas, this debris might have to be transported great distances, which could significantly add to the removal cost. Also, in general, rebuilding sites are less accessible than vacant lots, and there may be costs associated with road access and off-site storage of materials and equipment.
Once building starts, materials need to be purchased, and all of the skilled labor necessary to build a home, including electricians, carpenters, plumbers, painters and roofers need to be hired. Permits, liability insurance and workers' compensation insurance for these laborers are also included in home insurance companies' cost estimates. Many other likely and potential costs are also factored into home insurance companies' home replacement cost estimates, but at this point you should be getting the picture: the bottom line is that market value does not necessarily represent the cost to rebuild a home, and may in fact be way off the actual mark.
I don't really need life insurance, do I? Yes you do. Whether we want to talk about it or not, everyone dies. This negative based question unfortunately reflects the bias that most Americans have toward life insurance. In fact, 40% of Americans don't own ANY life insurance. And of those who do-over 50% of them know they don't have enough.
People don't want to talk about death and that's a part of the life insurance discussion. But people do want what life insurance can provide-the ability for your family to stay in your home no matter what happens, the peace of mind of knowing that your debts will be paid off at your death, the comfort of having your funeral expenses and other final costs covered, and potentially money to make sure your children can complete their education or live out their dreams. We want all that stuff-but we just don't need life insurance. Hard to figure isn't it.
Term Life insurance is a certain dollar amount policy for a certain period of time. I liken it to renting something. It is usually lower in cost than permanent life insurance, but, if you don't die during the "term", you have no benefit. A Permanent policy is good until you die, should you continue to pay premiums. It often offers some cash value and the prospect of taking a loan against that amount. There are a multitude of different products and options available for this product and we would tailor one to fit your exact needs.
There are several ways to buy insurance, and you may not realize the benefits an independent agent can provide. For example, independent agents represent, on average, eight different insurance carriers and research these firms to find you the best combination of price, coverage, and service. Overall, customer satisfaction is the key to an independent agent's livelihood. So, serving you is your independent agent's most important job!
An independent agent is a licensed professional with strong customer and community ties who:
+ Provides competitive solutions from a variety of carriers
+ Assists when you have a claim and is your local service representative
+ Is your consultant, advising you on insurance products that meet your unique needs
+ Offers one-stop shopping with options for your home, auto, business, farm, life and health insurance needs
+ Is a "value hunter" who is continuously monitoring the marketplace to provide the most cost-effective way to provide you the coverage you need.
+ Will periodically review your coverage to make sure it is keeping up with your changing lives and insurance needs.
– Expertise: without the advice of a trained experience professional you might find yourself with inadequate coverage when you need it the most-at claim time. Good agents pursue professional education provided within the insurance industry to stay out front in the business.
– Experience: seasoned professional agents have seen a lot and those experiences benefit you in the form of advice that you can depend on. Working on line or with a new agent might lead to your being "on your own" when the company or agent exits the business.
– Local service: having an agent you can call anytime or drop in to visit allows you the freedom to live your life and let your insurance professional manage your risk for you.
– Community support: local agencies donate countless hours and dollars in support of community projects and organizations. When they lose business-they also are forced to make tough choices in supporting the community.
Stop by and visit us at one of our convenient locations, or, just give us a call or email.
Waubun, MN1218 1st St, Waubun, MN 56587 218-473-2991 fax 218-473-2992
Detroit Lakes, MN718 Washington Ave, Detroit Lakes, MN 56501 218-844-7311
Hancock, MN570 6th St, Hancock, MN 56244 320-392-5278


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uPVC Windows Earls Colne
For the very best uPVC windows in Earls Colne, look no further than Colne Valley Windows. We have an extensive product range on offer, which means you will be able to find an option that suits your home or business.
With over 25 years of hands-on industry experience, the team at Colne Valley Windows knows a thing or two about uPVC windows. This knowledge is backed up by a great deal of enthusiasm and our commitment to deliver an outstanding service to every customer.
No matter the size or scale of an installation, we always consider ourselves humble guests and will respect your property, privacy, and personal space. For more information about uPVC windows in Earls Colne, don't hesitate to contact us today.
Request A Callback
The lowdown on uPVC windows
The material uPVC, which standards for unplasticised polyvinyl chloride, is used to manufacture the vast majority of modern windows as well as doors, fascia, boards, cladding, and plumbing supplies.
The reason is because uPVC has many advantages. For example, it is one of the lowest maintenance building materials available. All it requires is a clean every now and then, while scratches can be removed with a quick polish.
uPVC is also incredibly durable and will not warp, rot, or rust in adverse weather conditions. The fact it doesn't fade ensures your windows will look great for many years to come too. uPVC is water resistant, fire resistant, and completely recyclable for greater peace of mind.
With all of the uPVC windows in Earls Colne we have available, you can benefit from the following features:
- All are "A" rated for energy efficiency as standard
- 28mm Double glazed as standard with 44mm Triple glazing as an option
- Stainless steel hinges with Egress fire escape
- High security locking including shoot bolts and locking handles as standard
- Sash hooks also installed for added security on the hinge side of the opening window
More about Colne Valley Windows
When it comes to uPVC windows in Earls Colne, you can rely on Colne Valley Windows because:
- We Love What We Do – Not only do our fitters turn up to every job with a smile on their faces, they are also completely committed to meeting the needs of the customer through home improvement knowhow and high quality workmanship.
- We Truly Care – We believe that the right care can ensure success. Therefore, every effort is taken to protect your home or business, which over the years has established unrivalled trust between Colne Valley Windows and its customers.
- You Can Leave It to Us – Even the most adept Do-It-Yourself enthusiast will struggle to install uPVC windows. Thankfully, you can leave this difficult job in the very capable hands of Colne Valley Windows for a professional fit and finish.
- We Guarantee Value and Quality – We promise to always provide value and an exception service, regardless of your lifestyle need, design preference, or budget constraint.
If you would like to receive more information about uPVC windows in Earls Colne, you can request a call back using our online enquiry form or get in touch directly on 01787 827382.


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It sounds like the fan is failing but I want to test it first.
When I ran the diagnostics, received message that Dell System Detect "application may not be running" so I authorized the download, went through updating and installing but the process stopped with message "There was an issue running diagnostics."
Any help on how to complete diagnostics?
Forget your diagnostics read here :
Hope this helps
You can actually run an ePSA diagnostic test instead.
**EPSA - Desktop:
Kindly turn off the computer first. Then turn the system back on and then repeatedly press F12 until you reach the Boot options screen.
Then at the One Time Boot menu, press the <Down Arrow> to highlight Diagnostics, then press <Enter> to begin test.
Please take note of any error codes it may generate.
**EPSA - Portable:
Please turn off the computer and press and hold <Fn> key on your keyboard and press the power button to power the computer on. Then release both buttons.
The PSA diagnostics sequence begins. Please take note of any PSA error codes it may generate.
If the system provided an error code, for additional support feel free to enter on Chat: www.dell.com/.../tagchange;l=en&s=biz
or Phone: 1-800-456-3355.
Thanks for the replies, FlobbleDiWobbleGooglyBear and Lee.
My problem isn't high speed, as though / because the processor is overtaxed. My problem is the periodic wailing sound, like the bearings are failing, that arises periodically.
I hit F12 and ran diagnostics on both the fan and the hard drive, both of which passed, so I don't trust the tests.
I had a similar issue a few years back on a different machine, thought it was the fan, so I replaced it. A couple months later, the hard drive failed -- that was a drag (I'm still looking for ideas / recommendations as to how to recover the drive, but that's another matter).
I've ordered a replacement fan ...
Since the ePSA test passed, and the Fan is producing noise, it only means that the Fan itself is defective (mechanical issue). If your system is in warranty, you can contact Dell to get a replacement part even if the ePSA test passed, they will honor that, however by checking your reply, it looks like you already ordered one.


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This beautiful wedding held in sunny Oregon is all about elegance, attention to details and chic. Revolving around traditions of Europe, this couple wanted to focus on every possible detail when planning their wedding. So in love with the city of roses, the bride and the groom picked the best of the best, and let us assure you: it shows!
Inspired by vintage weddings and modern approach to wedding styling, this wedding features Parisian and Romanian elements, cute jars with macaroons, and an absolutely charming bicycle decorated with roses. What else can romantic hearts wish for?
From the bride: After my fiance proposed, we immediately started researching all over the Internet for hundreds of portfolios for the perfect vendors. We wanted a modern wedding with a little bit of a vintage twist and LOTS of details! We set our date for 07-14-2013. For photography, my husband and I had a specific style in mind and knew exactly what we wanted in our photos - street shots in Portland, including unique pictures with diverse angles. We didn't want the classic stand and smile staged photographs. Photography and venue were our two main priorities for our wedding. Our approach was - it's OUR special day and we wanted someone who knows how to capture us as a couple and the beautiful Rose city that we met in. We needed to find someone on the same wavelength with our vision that didn't cost a fortune. My husband and I had a huge wedding – about 450 guests for what we planned on a Sunday afternoon. The day started out with me, the bride, getting hair and makeup done, while Marius with Falcusan Photography taking pictures of me getting ready, the details, including the rings, dress, shoes, perfume, earrings, little gifts I had prepared for my bridesmaids, but also the special moments I'll always hold dear to my heart; for example, my mom helping me get into my dress, my sister helping me with the earrings and my niece being mesmerized by my long puffy princess dress. And later, Marius would document all details from the arrival of my fiance arriving in the beautiful antique looking limousine, to the breathtaking ceremony we had, to the cutting of the cake, to the getaway limousine that whisked us away to our hotel at the end of the day. To make a long story short, from 7 A.M. to about 8 P.M., our special day flew by and it is so memorable in my mind even today as I reminisce. It was a beautiful day with exclusive European details throughout, which included some DIY projects and details; for example, the sign-in book was hand crafted by family, the desserts included homemade Romanian European cakes and the reception menu cards were created by the groom. In the heat of taking amazing pictures all day long, we lost track of time and the hours flew by! We are so grateful that the pictures turned out amazing.
Photographer: Falcusan Photography // Transportation: Chariot Limousines // Floral Designer: Dalias Fine Designs // Dress Store: Demitrios Cosmobella Milano // Other: FALCUSAN PHOTOGRAPHY// Hair Stylist: Lana Mazun // Event Designer: LUXURY EVENTS // Other:Sedera Rental Co. // Cake Designer: Sweet Touch // Reception Venue: The Oregon Golf Club // Other: Vio Regus Videography // Invitation Designer: Wedding Paper Divas // Submitted via Two Bright Lights


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|Job Title:
|Registered Nurse (Emergency)
|Work Site:
|Lions Gate Hospital - North Shore
|Regular Full Time - Vacation Relief-Permanent
|Start Date:
|As Soon As Possible
|$34.83 - $45.73 per hour
|1100-2315 0730-1945 1945-0730
Practices within the context of a client and family centred care model and in accordance with the British Columbia College of Nursing Professionals (BCCNP) standards of practice for registered nurses and code of ethics and the vision and values of the organization. Provides emergency nursing to clients of all ages presenting with a wide variety of symptoms within an uncontrolled environment, and to unique client populations such as victims of sexual assault. As triage nurse, assesses client needs and prioritizes care requirements, often with limited information. As member of emergency response team, stabilizes and resuscitates multi-trauma victims, and prepares for and responds to disaster situations. Enhances quality of life from the perspective of the client/family. Consults, confers, and collaborates with other health care givers. Demonstrates expertise and leadership in nursing practice. Maintains and advances clinical competence. Participates on designated hospital committees/teams and approved research projects as assigned.
Education & Experience


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By Katie Lannan
State House News Service
BOSTON -- More than 50,000 National Grid customers will receive refunds or credits after they were improperly charged reconnection fees for their gas service, Attorney General Maura Healey announced Tuesday.
The refunds are part of a $7 million settlement Healey's office reached with National Grid, which also includes $3 million that will be used to help Massachusetts customers with their gas bills, $180,000 to the state's general fund and $20,000 to defray the cost of Healey's investigation.
Healey's office said about 4,500 customers in the company's Lowell service area -- Billerica, Chelmsford, Dracut, Dunstable, Lowell, North Reading, Pepperell, Tewksbury, Tyngsboro, Westford and Wilmington -- will receive refunds.
According to Healey's office, from 2010 to 2016, National Grid improperly charged 53,000 residential customers a $50 reconnection fee after their gas service was shut off for non-payment, and many of those customers paid the fee multiple times, resulting in over 76,000 improper assessments. One low-income resident was charged the fee 13 times, Healey said.
National Grid agreed to eliminate the fee in 2010, and attributes the continued billing to a coding error in its system, Healey's office said. The settlement also calls on the utility to improve its processes so similar billing system errors do not happen in the future.


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Spring is the season of pure pleasure. Senses awaken while emotions blossom and life is infused with the colour of bright pop pink. Lancôme captures the colourful wave of spring with the new collection In Love.
Baume In Love
Pop kisses (RM75)
- Lancôme presents Baume In Love, a brand new comforting formula with Shea Butter revealed in four better-than-nature colours: fuchsia, coral, purple and pink.
- 4 translucent shades to awaken lips" natural colour for a bitten-lip effect. All the daring of pop hues combined with intense moisture and an incredibly protected feel...A must-have for every contemporary girl!
Blush In Love
Springtime glow (RM110)
- Like its case, this brand new vibrant-coloured blush is also adorned with the toile de Jouy motif, enhanced with delicate pearly hints.
- It comes in two different shade harmonies to flatter every complexion: "Pêche Joue-Joue" is a coral-based version to beautifully warm fair complexions while "Pommettes d"Amour" is a mix of fuchsia and orange offering an instant healthy glow to amber skin tones, as if you've just spent a springtime day outdoors.Surprise!
- The mirror easily slides out of the box so you can keep it in your bag.
Blush Poudre (RM135)
Light-as-air and adorned with a delicate pearly veil, this universal compact powder's satiny shade instantly unifies and illuminates the complexion. Radiant skin in a flash!
Dewy Mist
Splash of freshness (RM75)
- Enriched with essential oils, this magical mist is a true skincare water.
- Mist over the face before make-up to prime skin, or just after application to keep make-up looking fresh and natural at any time of day.
- This skincare mist softens, smoothes and illuminates the skin revealing a pure, fresh-faced complexion.
- Its dewy finish amplifies the skin's radiance.
- Its fragrance offers a wave of pleasure: rose notes refreshed by an aromatic bouquet and a fresh green accord... Decidedly addictive.
Ombre In Love
Colour block eyes (RM70)
- This ingenious eyeshadow simply brings it all together: softness, finesse, long-wear and a vibrant colour result in a single stroke.
- In an all-new case adorned with the toile de Jouy motif, Ombre In Love flaunts six shimmering springtime shades: three pastels (light pink, mauve and almond green) suited to fairer complexions and three pop hues (rose petal, deep purple and leafy green) sure to stun on darker complexions.
Ombre Hypnose Mat Palatte 001 (RM150)
- With its light-as-silk texture, the eyeshadow can be swept on in a single stroke, while ensuring stay-put adherence that resists smudging and build-up in the eyelid fold.
- This evanescent yet resilient texture pairs easily with other make-up products.
- Ombre Hypnôse eyeshadows are stamped with a rose, the symbol of Lancôme refinement.
Khôl In Love
Electro-chic intensity (RM70)
- Especially for spring, Lancôme creates three flashy versions of its star eye pencil.
- An intense turquoise – the season's must-have – alongside a deep blue and a light chocolate, all in an incredibly creamy, pigment-rich texture.
- Perfect to electrify eyes in a single stroke, or to coordinate with shades from Ombres In Love for a contrasting look.
Virtuose Drama (RM95)
- Virtuose Drama, a high definition curves & length mascara that produces a visibly regenerated lash.
- The 1st mascara by Lancôme with double lifting lash effect with the brush carefully developed to assure the ideal load on each lash, even in the inner corner of the eye.
UV Expert BB Cream SPF 50 PA+++ (RM175)
- For this coming Spring, don't forget our UV Expert GN-Shield™ SPF 50 PA+++ BB Base, the alliance of Lancôme's best UV technology and BB expertise.
- Lancome first "Blemish Balm" in the prestige sector, it became an instant best-seller.
- Women loved its amazingly fine, lightweight texture in a yet covering BB formula, which, at a stroke, offered ideal coverage of imperfections – dark spots, unevenness, fine lines – and a flatteringly fair, luminous glow, while this SPF 50 UV shield protects their delicate skin from the damaging effects of UV rays.
What lies at the heart of the In Love collection is a woman who loves who she is, who knows what is happiness, who embraces a colourful world and who shares her "joie de vivre" with those around her. The epitome of the In Love woman is world renowned English actress and Lancôme ambassadress Emma Watson.
Emma's favourites from the collection include: Lips enhanced with a hint of Baume In Love in fuchsia, "Rose Macaron", contrasted with eyes framed by Ombre In Love, "Sugar Rose", before being finished with a graphic line of Khôl In Love in turquoise, "Jade Crush". Cheeks are pretty as a picture in vibrant Blush In Love, "Pommettes d'Amour".
For more info, visit:


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Summer Academic Enrichment
UNCW Youth Programs would like to invite you to dive into summer with one of its exciting enrichment programs. We also offer a wide variety of challenging FUNdamental learning experiences that are sure to enhance your summer vacation. With art, business and chemistry we have the ABCs covered but we also have programs in design, engineering, forensics, history, literacy, robotics and theater. From half-day commuter camps for pre-kindergarten children to multi-week residential programs for highly motivated and gifted teens, we offer something for just about everyone.
Scholarship Opportunities: A limited number of need-based scholarships are available for attendance in commuter programs only (daily drop-off and pick-up). Please review the individual camp's scholarship forms or webpages for more information:


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Tue, 25 August 2015
Two fans embark on an epic journey; to view the entirety of STAR WARS: THE CLONE WARS, but in chronological order! Join Stacy & Ryan as they experience the entire television epic as it occurred in 'real time'! Our second episode sees our heroes explore the event that started it all: THE CLONE WARS animated feature!
Want to join in on the fun? The Chronological Order episode guide for THE CLONE WARS can be found here: http://www.starwars.com/news/star-wars-the-clone-wars-chronological-episodeorder
Where to find us:
On Facebook - Fanboy Power Facebook Page
On Twitter - @FanboyPowerHour Contact us at - firstname.lastname@example.com
You can also download the episode directly from The Fanboy Power Hour!
Also check us out on Stitcher!


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The Skills agenda in the Government's recent Industrial Strategy Green Paper is an attempt to address the low skill low-wage equilibrium that has characterised the employment prospects for many young Londoners.
It focuses on reversing the low literacy and numeracy rates among school leavers and university graduates alike; the skills shortage in STEM and digital sectors; and, most crucially, the long neglect of technical education.
Basic skills
The Industrial Strategy admits that too many young people with weak basic numeracy and literacy skills are going on to do low-level technical qualifications with broad generalist curriculums. This yields little by way of job prospects or study progression. The Green Paper also acknowledges that the average UK further education students gets fewer than 17 hours per week of tuition over a 36-week teaching year, compared to 28 hours in Norway.
Yet, there is little by way of new initiatives to boost numeracy and literacy. The Green Paper rehashes 2015's five year £67 million package, to train an additional 2,500 Maths and physics teachers. While the Skills Plan, launched last year, introduced a transition retake year for students who gets a "D" or below in GCSE Maths and/or English.
Instead the Industrial Strategy proposes a host of further reviews, to explore a range of issues. From the cultural factors, and practical barriers impeding take-up in Maths, to how Further Education Colleges can become "centres of excellence" for teaching Maths and English. The Strategy will also consult on how to boost STEM education.
Worryingly, little is said about the soft or behavioural skills young people need to take on the 'high paid high skilled jobs of the future'. A report by Young Enterprise last year, found that third of 16 – 18-year-olds said their education omitted the key employment skills required in the workplace, such as communication, teamwork, building confidence, and problem-solving.
Vocational pathways
The Government does better on its commitment to reform vocational education. The policy void, which has led to a 40% fall in 'take up' of some vocational courses, is to be filled by a new system which includes the creation of regional Institutes of Technology. The government will spend an extra £500 million a year the new system. This follow the government's announcement in May last year to spend nearly £80 million on the creation of 5 new National Colleges providing high-tech training in industries crucial to economic growth – high speed rail, nuclear, onshore oil and gas, digital skills and the creative industries.
The new funding will increase the amount of level 3 technical training for 16 to 19-year-olds' by 50%, to 900 hours a year, including the completion of a high quality industrial placement during programmes
The Government aims to encourage students to continue their level 4 to 6 training either at National Colleges or at these new regional Institutes of Technology. Each Institutes of Technology will deliver high-level technical qualifications tailored around the needs of local employers. And the baffling jumble of 13,000 available qualifications, simplified into 15 core technical routes, with a single UCAS style search and application process. This will do much to unravel the current confusion for post 16 year olds considering a technical route.
On par with university students, young people studying at National Colleges or Institutes of Technology will also be eligible for maintenance loans.
Work experience
However, for vocational routes to be a credible, not a "second best" option, better 'career orientation' needs to be embedded in the school curriculum for London's under 16 year olds.
The German system provides a useful model. At age 13/14, young people take part in three 'practice days' with different local employers, allowing them to test different vocations with career counselling on the process of vocational planning and decision-making. The process provides information of the economic, occupational and education and training paths available through range of events such as career speed-dating, career trade fairs, and apprenticeship fairs. In key stage 4 a longer work experience period, usually 3 weeks, is arranged according to the outcomes three 'practice days'.
Our academic pathways could also benefit from lessons from the German model. Engineering students for example are required to perform several supervised practical projects in companies. As the Wakeham Review of UK STEM Degree Provision and Graduate Employability pointed out last year, graduates would be better prepared for work when, as students, they have access to work experience. However, only 11% of first degree UK students at university took a sandwich year in 2014–15.
This approach contrasts sharply with the UK, where young people are often expected to arrange their own work experience placement, which tend to be limited to what is available through their informal networks. Research produced last year by Education and Employers reminds us that former recipients of Free School Meals recall lower levels of work experience arranged by their former schools than their peers.
Post Brexit, the seven recommendation of the 2015 report by London Council's, the Mayor of London's Office and the London Enterprise Panel, 'London Ambitions: Shaping a Successful Careers Offer for all Young Londoners', are even more important. They include the provision the "100 hours' work experience for every child by the age of 16"; the personalised careers advice; comprehensive, up-to-date information on the jobs market in the capital; as well as a 'London Ambitions Careers Curriculum', to help young people think about the learning experiences they have during schooling from a workplace perspective.
Business engagement
The success of the German model owes a great deal to the systematic scale of business involvement. The Government is therefore right to stress the importance of creating the right framework to incentivise business to invest in skills. But there remains the question of who should take on the responsibility to grow the current disparate employer links into a dynamic network that benefits all school and college students in London?
The Greater London Authority would seem the obvious candidate. The challenge for The Mayor of London, Sadiq Khan, is to bring together key partners including local authorities, London Enterprise Partners, specialist NGOs, educators and business, in developing a systematic approach to business engagement in London.
Meanwhile, it remains to be seen, whether the new Apprenticeship Levy will deliver the investment in the quantity and (more importantly) quality the Government hopes for.
Many SMEs may feel they lack the capacity to take apprentices; or may find it hard to attract talent they need. Measures in the Industrial Strategy to encourage prestigious businesses with oversubscribed apprenticeship schemes to place more of their apprentices into firms in their supply chains may help. This model of 'over-training' is well established in Germany, and has been successfully piloted in the UK's aerospace and automotive sectors by Rolls Royce, BAE Systems and Siemens. The Government is right to promote such models among other larger businesses.
Digital skills for digital jobs
Despite the growing need for workers – an estimated 1.2 million new technical and digitally skilled people are needed by 2022 – computer science graduates have the highest unemployment rate of any degree course at 10% after 6 months graduating. This is in part due to some graduates not leaving with the technical or professional skills needed by employers.
Women are also currently underrepresented in digital roles and qualifications: just 17% of people working in the tech sector and only 9.5% of students taking computer science A level courses are female.
However, in collaboration with business the Government and Mayor of London seem to have grasp the nettle with a range of measures. In September last year, the Government and Mayor together invested £31 million in opening ADA, the National College for Digital Skills located in Tottenham Hale and Whitechapel. The college will train students in a range of digital careers, such as software and database developers, user experience designers and tech entrepreneurs. It is also working with a range of businesses, including partnering with Google to launch the Higher-Level Apprenticeship in Digital Innovation Program.
With a focus on young women, the Mayor also launched last December a £7m Digital Talent Programme to arm young Londoners with the skills they need to access jobs in the capital's thriving digital, technology and creative industries. The Programme aims to:
- increase the number of high-quality learning opportunities for young people aged 15-24 years old to study industry-designed courses in technology, digital and digital-creative disciplines that will lead to employment.
- support 1,000 young Londoners to access new, industry approved learning opportunities.
- assist 500 university students to gain new skills and work experience through small business placements.
The Government also plans to set up a new Digital Skills Partnership, to coordinate between the large number of business-led digital skills programmes currently available.
A small step forward
While the initiatives in the Industrial Strategy, particularly in relation post 16 technical education, are a positive step forward for young Londoners, they do not go far enough. More funding, not less, is needed to support under 16s vocation education in London's schools. The government's revised national funding formula, in which 70 per cent of schools in London will lose out, is therefore counter-productive.
The Strategy must also include targeted initiatives to reach young people from vulnerable cohorts: those from minority and socially excluded backgrounds, the long term unemployed, special educational needs and disabilities.


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From time to time I do multi-part blogs to describe more complicated issues. Last month the Broadvox marketing team and I decided to consolidate a few of the blogs into an article which was published in Telecom Reseller. That article got more reads than anything else I have written. I would like to say that the subject matter was the reason, however I think it was more the title "Practicing Safe SIP". SIP Trunking and VoIP security is important and a growing priority and if you read the article due to the title, that's fine. We just want you to read it and understand how to address some of the easily managed risks in transitioning from TDM to VoIP. As for the title, it was my idea. I drew upon my wild and crazy guy persona. Practicing Safe SIP. Enjoy!
See you on Monday!


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Our made in UAE drones are reliable, stable, unique and we try to go beyond the limits of the UAV world.
Visit the website: http://www.ultimate-uav.com
Since 2012, Fractal Systems have been developing drones using the most advanced technology.
Our made-in UAE drones are reliable, stable, unique and we try to go beyond the limits of the UAV world. Our drones are designed and manufactured in-house in partnership with the Rochester Institute of Technology. We have a partnership with Ultimate-UAV and our main goal is leveling up drone technology to expand their application.
Today, we design and manufacture one of the most advanced multi-copter in the world. We believe in a strong future for the drone application. Every week we find a new and innovative application using our drones. As an innovative company we have lots of ideas and hope for the expansion of the drones' application.
Our aerial filming drone services range from professional photography to live events, provide an innovative, professional and unique footage.
Our professional team – one pilot and one cameraman, operating our safe and advanced stabilized equipment will provide you a unique aerial footage, for short, promotional full length movie. With a simple and quick start process, using professional equipment, we capture every single moment with a unique aerial point of view.


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Hi everyone! Thank you so much for hopping with us this weekend. We really enjoyed it and you made it a great experience for Patti, as this was her first time hosting a hop! So a BIG Thank You to Patti! :)
So on to the winner.... the winner of the $20.00 gift card goes to:
She said: 'what a fun card- the embossing is fabulous!! I'm a new follower!'
~Tiffany, please look for an email from SVGPlace.com for your gift card! :)
Thank you all for playing and becoming my new followers!
I will be posting a free SVG file soon as I did reach 100 followers on my FB wall! YAY!


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VIDEO: Becky Hammon, Spurs win Summer League championship
The Spurs keep winning | Cavs, Smith meeting this week | Lawson gives Rockets another dimension | Paul Pierce is coming home
No. 1: The Spurs keep winning — The San Antonio Spurs have set up a modern-day NBA dynasty, and manage to continually contend the last few decades. This summer has been no different, as the Spurs signed LaMarcus Aldridge and David West in free agency, and then yesterday their Summer League team, coached by Spurs assistant Becky Hammon, knocked off the Phoenix Suns to win the Las Vegas Summer League. As our John Schuhmann writes, the basketball may not always be great at Summer League, but you always get good stories…
First, there was Becky Hammon, the first ever female Summer League head coach, leading her team to a 6-1 record and the title her in Las Vegas. A year ago, she was playing for the San Antonio Stars. And already, she's got some head coaching experience.
"I'm just trying to progress as a coach," Hammon said about her 10 days in Las Vegas. "It was eye-opening in a lot of different areas for me, just how much my mind was reeling during timeouts."
But Hammon clearly wasn't reserved in her new role. She took charge in the huddles and gave the refs the business when a call didn't go her way.
"It was just a great learning process for me," she said. "And the guys had to take my mistakes – and I made plenty – and we just kept hanging together as a group."
A big part of that group and another great story was Jonathon Simmons, who was voted the championship game MVP after scoring 23 points on 7-for-14 shooting.
Simmons played at two different junior colleges before finishing his college career at the University of Houston. He played a season in the ABL and then made the Spurs' D-League team through an open tryout two years ago.
After playing three games for the Brooklyn Nets' Summer League team, the Spurs gave Simmons an NBA contract. He came to Las Vegas and averaged 17.0 points, 4.0 rebounds, 3.0 assists and 1.7 steals for the Summer Spurs.
"It's just a blessing," Simmons told The Starters after the game on Monday. "I didn't see it coming. I'm still kind of shocked right now. But I'm just ready to get to work."
No. 2: Cavs, Smith meeting this week — After going to the Finals with the Cleveland Cavaliers, J.R. Smith opted out of his contract to test the free agency market. And though plenty of money was flying around during the free agency period, Smith's name was rarely heard. Now, with most of the free agents off the market, Smith remains available and, as he said to Cleveland.com's Joe Vardon, Smith understands that opting out may mean he'll make less next season…
"That's always part of the gamble of opting out," Smith told the Northeast Ohio Media Group on Monday at the Four Seasons hotel in Las Vegas, where the NBA players' union held its summer meeting.
Smith has kept a low profile during the NBA's free agency period, which is a bad thing for a player who opted out of his contract to seek a raise.
He was the Cavs' starting shooting guard during the regular season after he was acquired via trade in January, but Smith struggled in the Finals – his last and best chance to increase his earning potential.
Asked if he regretted his decision to decline his contract option, Smith said "Uh, I mean, yes and no.
"No because I've gotten offers that I wanted, I mean numbers that I wanted, it's just different situations," Smith said. "Right now it's just a matter of seeing what the Cavs come back to me with. Right now they give me the best opportunity to win."
Smith's agent, Leon Rose, did not immediately return a call seeking comment. It is believed Smith was seeking somewhere in the $7 million to $9 million range annually, and he declined to disclose which teams his offers may have come from.
There are only three teams in the NBA that still have the cap space to give him a raise from last year: the Portland Trail Blazers ($16.4 million in cap space); Philadelphia 76ers ($16.3 million); and Indiana Pacers ($11.5 million).
But the Pacers only have the space in theory– a cap snafu with free agent Monta Ellis temporarily voided his free-agent contract. He will sign there and Indiana will be out of cap room.
Smith said he had some "discussions" with the Blazers but they didn't go anywhere. So if the offers came from organizations outside of Philadelphia, they're gone.
Smith has always said he wanted to come back to the Cavs, and he reiterated that point on Monday.
"I definitely want to come back to Cleveland," he said. "The coaches, the team, everything about the situation, it's perfect for me."
Asked for the reasons why he does regret his contract decision, he said "just because I would be secure and I would already know I'm where I want to be.
"I wouldn't have to go through this whole thought process anymore," he said.
No. 3: Lawson gives Rockets another dimension — So much of the Houston Rockets' offense last season ran through James Harden, and understandably so — Harden is one of the NBA's best creators. But with their trade for Denver's Ty Lawson, as Jonathan Feigan writes for the Houston Chronicle, the Rockets feel like Lawson provides a new dimension to their offense that will give Harden the help he needs…
They knew they needed more, with everyone from star guard James Harden to general manager Daryl Morey pointing to a need to add another playmaker. So when the Rockets on Monday completed their trade for point guard Ty Lawson, Morey did not immediately point to what Lawson has done or could do for the Rockets; he cited the quest that began when the season ended.
"A lot of what we had hoped to accomplish before next season he's able to do," Morey said. "He's another guy that can attack the basket, can shoot, can make plays for others."
Days after the season ended, Morey precisely described that need. Even then, he knew the Rockets would chase LaMarcus Aldridge, but would be unlikely to land him. He believed the Rockets would keep the bulk of their own free agents. But he knew even with better health and improvement, the Rockets would likely need help in the backcourt.
"Coach (Kevin McHale) feels and I agree, we could use another playmaker on the perimeter," Morey said then as if he had skipped to the end of the book. "If it is something we can address, we will. Play off the catch playmaking. There are times people are loading up on James. To have a guy that can play off the catch, attack the basket, finish, make a play, that kind of thing. It's not easy to find."
The Rockets found that with Lawson, needing to give up only spare parts and a protected first-round pick because Lawson's trade value shrank so greatly with his second DUI arrest of the past six months. Lawson was in rehab when the deal was completed and when he spoke to McHale on Monday.
Morey said the Rockets believed Lawson's rehabilitation gave them confidence he will overcome issues and move past incidents he acknowledged are the type that "have a history of potentially recurring." But he described the risk of obtaining Lawson as part of all deal-making. There was no doubt about the void that needed to be filled.
"As we saw, especially when we played tougher teams last year, we struggled against teams that would really load up on James Harden. We feel that will be a lot more difficult for teams to do now."
"People always used to … say our point guard position was terrible, the worst, whatever. I always pointed out that Pat Beverley was a really good player. He's just maybe suffering compared to all these perennial All Stars we go against in the West. Obviously, we're still going to be going against those very difficult All Stars, but Ty Lawson is somebody who gives you a top 10 point guard in the league, somebody who can really help us."
While Beverley can be the 3-and-D point guard that meshes well with Harden, Lawson is a second ball handler and playmaker needed when teams try to wrap their defense around Harden. With the second unit, he not only can be a needed playmaker, Lawson's strengths – running an up-tempo offense and playmaking in pick-and-roll – fit well with Corey Brewer on the break and Clint Capela on pick-and-rolls.
"Coach McHale and Ty spoke for quite a while again today," Morey said. "Coach McHale left that conversation feeling very good. Ty does not come in expecting anything. He just wanted to join a team with James Harden, Dwight Howard and a bunch of other guys he knows on the team like Trevor Ariza. I do think it does work either with him as a starter or off the bench.
"When James is off the floor, I do think Ty is going to add a lot and when James is on the floor it's going to be much more difficult to double team James off pick-and-rolls when you have a secondary playmaker like Ty on the floor."
No. 4: Paul Pierce is heading home — It took him nearly two decades, but after 17 seasons in the NBA, Paul Pierce has returned home. After years with the Celtics, Nets and Wizards, the Inglewood, California native signed with the Los Angeles Clippers and, as Gary Washburn writes in the Boston Globe, Pierce is already playing a big part with the Clippers…
"It's been pretty wild," Pierce said of convincing Jordan to pass up a max contract offer with the Dallas Mavericks and return to Los Angeles. "I think that whole saga took a form and shade of its own. It got a lot bigger than it was supposed to be.
"I made my decision to be a Clipper. DeAndre [Jordan] changed his mind to be a Clipper."
After verbally committing to the Mavericks, Jordan had second thoughts and began contacting Clippers players. A contingent of players, led by Pierce, Chris Paul, and Blake Griffin, headed to Houston to speak to Jordan.
"I wasn't there last year with that team, so I kind of sat in and voiced what I thought but I was on the outside looking in," Pierce said. "I think guys cleared the air if there was any tension, but I think a lot of the media made it more than it was."
After spending 15 seasons in Boston, Pierce played one season in Brooklyn after a trade, and then signed last summer with Washington. Despite an impressive playoff performance and raves from teammates, Pierce opted out of his Wizards deal this spring and signed a three-year deal with the Clippers.
"It's a dream come true to be able to come home, finally," Pierce said. "I grew up a Laker fan but playing on all the Boston Celtic teams . . . there's no way I could go there — so this was the next best choice. And it's always been a dream to play in front of my family and friends."
SOME RANDOM HEADLINES: Stan Van Gundy says Reggie Jackson's new contract will be a bargain a few years down the road … Quincy Acy says he's returning to the Sacramento Kings … Damian Lillard released his second song of the summer …


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interlocking rubber flooring tile as a 2x2 ft x 8 mm thick rubber tile. This interlocking rubber tile offers a durable and safe flooring that will perform in a home gym floor or in a commercial gym facility.
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Monday, September 24, 2012
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Osama the pundit
The funniest thing about Eric Alterman's Altercation weblog (motto: "Yesterday's opinions TODAY!") is that only one of his frequent e-mailers is called "Stupid." And it's not this guy:
Name: Glen
Hometown: Boston
You know, once you get past all of bin Laden�s self-serving rhetoric, he does have a pretty interesting view of the United States and it�s citizens. http://www.observer.co.uk/worldview/story/0,11581,845725,00.html While I despise the guy and hope that he dies a slow and incredibly painful death (and I hope Allah will have nothing to do with him afterwards) I do think it is a tragedy that he has been able to grasp many of the problems our country faces better than the current administration�s can. Then again – we didn�t elect the current administration, so I guess it should be no surprise at all that they�re self-serving and out of touch with reality…
I hadn't actually read this (possibly forged) letter from bin Laden until prodded by Glen. But I have now. Here's some of those interesting views.
(b) It is saddening to tell you that you are the worst civilization witnessed by the history of mankind:
OK. Sounds like a winning campaign strategy. "Destroy America! Re-elect Gore!"
(i) You are the nation who, rather than ruling by the Shariah of Allah in its Constitution and Laws, choose to invent your own laws as you will and desire. You separate religion from your policies, contradicting the pure nature which affirms Absolute Authority to the Lord and your Creator. You flee from the embarrassing question posed to you: How is it possible for Allah the Almighty to create His creation, grant them power over all the creatures and land, grant them all the amenities of life, and then deny them that which they are most in need of: knowledge of the laws which govern their lives?
Good idea. Maybe we would be better off as a theocracy. I can only assume Glen was a staunch Gary Bauer supporter in 2000.
(ii) You are the nation that permits Usury, which has been forbidden by all the religions. Yet you build your economy and investments on Usury. As a result of this, in all its different forms and guises, the Jews have taken control of your economy, through which they have then taken control of your media, and now control all aspects of your life making you their servants and achieving their aims at your expense; precisely what Benjamin Franklin warned you against.
Actually, Ben Franklin never made the anti-semitic speech that's being referred to. But maybe he did and the right-wing Jew-run media is covering it up.
(iii) You are a nation that permits the production, trading and usage of intoxicants. You also permit drugs, and only forbid the trade of them, even though your nation is the largest consumer of them.
Woody, is that you?
(iv) You are a nation that permits acts of immorality, and you consider them to be pillars of personal freedom. You have continued to sink down this abyss from level to level until incest has spread amongst you, in the face of which neither your sense of honour nor your laws object.
Who can forget your President Clinton's immoral acts committed in the official Oval office? After that you did not even bring him to account, other than that he 'made a mistake', after which everything passed with no punishment. Is there a worse kind of event for which your name will go down in history and remembered by nations?
According to Glen, the birth of George W is probably worse.
(v) You are a nation that permits gambling in its all forms. The companies practice this as well, resulting in the investments becoming active and the criminals becoming rich.
Sigh … no comment.
(vi) You are a nation that exploits women like consumer products or advertising tools calling upon customers to purchase them. You use women to serve passengers, visitors, and strangers to increase your profit margins. You then rant that you support the liberation of women.
We don't ENSLAVE them. We don't FORCE them to do any of this. It's their CHOICE. Giselle Bundchen could be working on Wall St if she wanted, but she chooses not to.
(vii) You are a nation that practices the trade of sex in all its forms, directly and indirectly. Giant corporations and establishments are established on this, under the name of art, entertainment, tourism and freedom, and other deceptive names you attribute to it.
Yes, and? And is this something unique to America? Shouldn't Osama (and Glen) be strapping dynamite to themselves in say, Amsterdam, if this is what gets their panties in a twist?
(viii) And because of all this, you have been described in history as a nation that spreads diseases that were unknown to man in the past. Go ahead and boast to the nations of man, that you brought them AIDS as a Satanic American Invention.
We also brought them crack. Don't forget the crack!
(xi) You have destroyed nature with your industrial waste and gases more than any other nation in history. Despite this, you refuse to sign the Kyoto agreement so that you can secure the profit of your greedy companies and*industries.
We've also fed more people than any nation in history. If you want us to commit genocide by reverting to uneconomic food production in the interest of Gaia, please, don't bother.
(x) Your law is the law of the rich and wealthy people, who hold sway in their political parties, and fund their election campaigns with their gifts. Behind them stand the Jews, who control your policies, media and economy.
(xi) That which you are singled out for in the history of mankind, is that you have used your force to destroy mankind more than any other nation in history; not to defend principles and values, but to hasten to secure your interests and profits. You who dropped a nuclear bomb on Japan, even though Japan was ready to negotiate an end to the war.
Really? Huh. Our Jewish historians must be covering up that tidbit.
a)The freedom and democracy that you call to is for yourselves and for white race only; as for the rest of the world, you impose upon them your monstrous, destructive policies and Governments, which you call the 'American friends'. Yet you prevent them from establishing democracies. When the Islamic party in Algeria wanted to practice democracy and they won the election, you unleashed your agents in the Algerian army onto them, and to attack them with tanks and guns, to imprison them and torture them – a new lesson from the 'American book of democracy'!!!
So why are there no Japanese suicide bombers?
Well, overall, I see what Glen is getting at. Any positions open for a columnist?


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Rathangan awards night success
A number of people from the Rathangan community were honoured by Kildare County Council recently for their work on sustainable projects in the town.
Kildare's first citizen, Mayor of Kildare, Cllr. Micheál Nolan, presented the awards to the participants in the Sustainable Communities Project Rathangan 2011 at a ceremony in the Community Centre on Thursday January 26.
A series of health, education and sports projects, funded by the Department of the Environment, through the Sustainable Communities Fund, were run in the town, using a multi-agency approach, through Kildare County Council K-Partners.
K-Partners is a working group, established by Kildare County Council, which delivers local and community development services in partnership with communities in the county.
The projects included: Revisiting Old Habits – The Joy of the Written World, FAI Soccer Skills Training Programme, Kildare Sports Partnership – Increasing participation in sport and physical activity, and K-Fit – Healthy Communities Programme.
"The overall programme brought people together in a positive way using a holistic, healthy and community building approach, working with local communities including children and young people. The projects were supported by the wider community in Rathangan, particularly the residents associations and schools," said a council spokesperson.


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Petr Ural is aged 20 and lives in Prague. This sexy str8 guy is a student who enjoys sports, jogging and swimming. He sits on the sofa for a very nice interview they he lays down and starts to feel his body. He removes his tee shirt and runs his hands over his chest and gropes himself through his jeans. Removing the jeans Petr wanks on his cock, feeling growing in his hand. That dick looks so good, rock hard in his hand. Then Petr kneels on the floor to show off his sexy ass. He reaches back to part the cheeks and expose his tight hole. That hairy hole looks so inviting as he pulls on his ass cheeks. Then he lays on the sofa again and returns to wanking his meat. The cum builds up as he wanks and he soon releases it to shoot onto his body. He milks the sticky, cum-coated dick dry and then he goes off to the shower to clean up.
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Monday, July 29, 2013
Best Websites 2013
Like all the other monsters, the GimmeYourBlog-monster gets a little "out of control" when he sees a great website. Let's just say, he has "issues".
This year out of all the great web pages out there. Our creature-friends love 2 of them more than the rest.
These are:
http://theironsaint.com created by Morgan Rose
and http://hobolobo.net created by Stevan Zivadinovic
you gotta see em to believe em !!!
Originality: Developing a great web page invovles thinking up a new multimedia concept
that ties all of the components together. This is not easy.
Technical Skill:
After talking it over with the the Fab Five (WolfGuy, The Count , Frankster, 50 foot woman, GYB) we all agree that DHTML Design is difficult, fluent HTML is not enough. These days we have to know
several programming languaegs (flash, javascript, xml...). These Developers are some of the best !!
A Strong Stomach: there is always the chance that all of your hard work will go TOTALLY UN-noticed. This is common, but not easy to accept. For a person to put forth the effort without knowing if it will be successful, is quite daring.
Please visit theironsaint.com and hobolobo.net to get the full visualization of these sites. But, Beware, these sites are horribly magnificient.
screaming or running away won't help , just remain calm.
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Is it just me or do you get the impression that Eva Longoria was a walking puddle when she met Tony Romo? And I'm not talking about the kind of puddle where you have to buy a new mattress because it stinks of piss.
Eva Longoria meets Tony Romo
Posted at 8:00 AM CT
Similar Topics: Babes, celebrities, Cowboys, Eva Longoria, NFL, sports, Tony Riazzi, wags
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Liverpool travel to the south coast to face AFC Bournemouth in the FA Cup fourth round this weekend – the tie coming just three days before the Merseyside derby at Anfield.
The importance of the clash against our blue neighbours cannot be understated. The two sides are separated by just one point in the race for fourth place.
Likewise, the significance of finishing in the top four and achieving qualification for the Champions League cannot be understated. This season represents a huge opportunity for Liverpool get back among Europe's elite – certainly their biggest chance since dropping out.
You have to question too whether there will be a better chance to get back in the top four for years to come. It's not every season that so many challengers suffer such instability via managerial changes and loss of star players.
Throw in the small matter of Luis Suarez's future should Liverpool not achieve their top four goal – and only then can you imagine how long it might take to get back in the Champions League should they fail to do so this term.
With that in mind, Brendan Rodgers must preserve his already thin squad and throw all his resources behind the club's Premier League campaign.
Yes, a FA Cup run would be an added bonus, but it should be way, way down in the manager's priorities.
MORE: Liverpool enter 'advanced talks' to sign Mohamed Salah
After the dismal early exit from the FA Cup last season at Oldham, Rodgers had vowed this season not to make the same mistake: 'We want to do well in the cup competitions this year,' he explained.
Is it really the manager's fault though if some of his fringe players – the likes of Victor Moses, Iago Aspas, Luis Alberto and Martin Kelly can't perform against lower league sides?
Against Oldham this season, in the third round last month, Rodgers called upon Lucas and Philippe Coutinho at half-time, replacing Moses and Alberto.
The manager should resist the temptation to use his star names this weekend, primarily Suarez, who has started every Premier League game since missing the opening five through suspension.
Daniel Sturridge is making his way back from injury and could be used against the Championship side. He, along with Aspas, Moses and youngster Jordon Ibe, should be enough in attack for Liverpool.
Glen Johnson has been off form of late, so Martin Kelly can replace him at right-back, while Raheem Sterling has been an ever-present this past month and too could earn a rest.
It would be foolish of Rodgers to jeopardise the chance of a top four finish in a FA Cup tie at Bournemouth.
MORE: Lucas injury could prompt Liverpool to splash the cash
MORE: Club Metro


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In Scandinavia, Solstice Means Fun in the Midnight SunPublication: National Geographic News Date: June 21, 2005 View Article
In the Northern Hemisphere, the longest days of the year have arrived. For Scandinavians that means one thing: Party time!
"It's just a time when finally nature is awake and alive," said Rose Marie Oster, a Swedish native and professor of Scandinavian studies at the University of Maryland in College Park.
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