text:
What does being unrepresented mean?
Are you Buying real estate soon? Do you know what being an unrepresented buyer means?
Hi I am Alex Lam from Royal Pacific Realty , and if this is the first time you are here, and you are interested in all things real estate in the Vancouver area, be sure to hit that subscribe button and that little bell. I post videos every Tuesday, this way you won't miss anything important.
As you know buying real estate can be ultra competitive, stressful, and complicated. Sometimes you write offers on properties and never get it. Hey, I understand!!!!! Its frustrating. Maybe you are thinking of buying real estate directly from the listing agent, and this would give you a leg up on the competition.
In this video I will show you why you should only work with an agent under a designated agency and not as an unrepresented party.
As an unrepresented party you are not entitled to the special legal duties. That means No Loyalty, No duty to avoid conflict, No full disclosure, No confidentiality. So whats bad about that??? That means that the agent helping you under this arrangement can share your information to other parties , even the seller, even use your offer to write their own offer and even help multiple buyers compete against you on the same property.
Also If you purchased real estate as an unrepresented party you may not have much legal recourse except if something was fraudulently represented.
Here is a pro tip. Get to know a few agents that you can hire as your designated agent before you begin your home search. If it happens that your current buyers agent is also the listing agent for the property you love, then you can write an offer on that property with that second agent you found. This way you will not become an unrepresented buyer. So thats it, If you are looking to buy real estate in the greater vancouver area please reach out to me.
Here is what you would get as a client:
Question of the day, Would you ever want to be an unrepresented buyer? Answer in the comments below.
If you like this video please give it a thumbs up and subscribe. I will be posting new videos every Tuesday from now on. Bye for now.


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Erin Vogt, LCSW, ACSW, CMC
Erin has been with Dutton Casey & Mesoloras since March 2010, and serves as the firm's Client Care Coordinator. The primary objective of Erin's role is to help the client, and their family, make informed decisions about health care and/or care needs.
To read more about Erin's role, click here.
"I became a geriatric social worker because of my amazing relationship with my grandparents. Because of them, I have always seen older adults as wonderful people."
Erin holds a Master's Degree in Social Work from Aurora University, as well as a Master's Degree in Organizational Leadership from Lewis University. She is an active member of numerous local aging coalitions and professional aging and disability related organizations. Her passion for the older adult population resulted in a specialty certification in geriatric social work from the National Association on Social Workers (NASW).
Before working at Dutton Casey & Mesoloras, Erin served as the manager of a community and senior resource center for a hospital network and coordinated a variety of related programs. She has also served as an elder abuse investigator and long-term care ombudsman. She is also a certified care manager.
To contact Erin:
Phone: 312.371.0954
Email: firstname.lastname@example.com
Erin is available to meet with the client wherever he or she is currently staying, whether that is at home, a care center, or hospital.

subset: commoncrawl


text:
Hot Picks
An Interview with Lee Roberts, Presenter of Ghost Attack on Sutton Street
by Mike Haberfelner
May 2012
starring Lee Roberts on (re)Search my Trash
Quick Links
Your film Ghost
Attack on Sutton Street - in a few words, what is it about?
group of ghost hunters that go off to investigate strange occurrences at a
local indoor market place which is attached to a busy shopping centre.
chew off more than they can chew.
choose the Old Street Market of Sutton Town for your movie, and what can
you tell us about its history?
market place is actually very active and has been used by real ghost
hunters in the past to hold events and for private research. The Market is
situated where a busy housing estate once stood and was ripped down in the
1970�s to make way for a new state of the art shopping centre. There are
tales of those that once lived there still roaming the centre and the
What we see on film, is
this more or less what you expected in terms of paranormal activity?
you see in a Ghost Hunt - but intensified by 50% to make an on the edge film,
the film was cleverly put together by Philip Gardiner [Philip
Gardiner interview - click here] as we started the
evening with a few guests and the manager of the centre, that part is all
100% for real, the stories that manager tells me on film, the way we go
about setting up trigger objects and experiments and even the table
tipping exercise and glass moving early on is all 100% for real and not
staged at all. We do move onto more staged activity for the film purposes,
but I will let the viewers decide at which point that happens.
gone over the footage of Ghost
Attack on Sutton Street at a later date, were there some
"paranormal" occurences in your film for which you found
perfectly logical explanations that simply didn't occur to you due to all
the excitement?
Good question, I feel it is always essential to go over any footage after an
investigation as you may have missed something that adds to the mystery or
explains it. For this particular film my honest answer is... No, nothing
from the film after watching it back shocked me or added any explanations,
I knew what was real and what wasn�t throughout the filming and most of
my reactions on the night was acting to make a good film. If I had
explained everything on the film it would not have made a good film but a
decent documentary. In this case I hope that I do look shocked and
confused throughout, as that was my aim to capture the audience and make
them feel that all was going wrong.
A few words about your co-host on
Attack on Sutton Street, Michelle Gent?
is great to work with, very funny but a true professional. What was good about
the night of the filming was that we just rolled with it, no briefing, no
script, no instructions - and Michelle�s reactions are some of the best
bits of acting I�ve seen on set. She was so convincing I had to keep
asking if she was ok off camera, to which she slapped me and called me a
soppy sod!
is also a great author and has written some great books, you can find them
at www.gingernutbooks.co.uk.
Attack on Sutton Street also features medium Michelle Hare, with
whom you have worked a lot of late, right? What can you tell us about her,
and also about your collaborations outside of the movie?
Hare is the official medium for Haunted
Events UK (the company I own) - we
met a few years back when I asked her to attend an event in Scotland with
me. Michelle is a very talented lady and is one of just a few mediums in
the UK that has agreed to work with a Paranormal Investigator on a full
time basis researching her gift and putting her to the test. We do a great
stage show together where she does the usual Mediumship show delivering
messages etc but then I come on and do some LIVE experiments on stage and
also put Michelle to the test live on stage for all the guests to see...
don�t get me wrong she doesn�t get it right all the time, but some of
the results are amazing and good on her for being brave enough to give it
a go and stand up for what she believes in. Michelle is a very busy lady
with events, shows and 1-2-1 readings but you can read more about her at
Attack on Sutton Street was directed and shot by a good friend of
this website, Philip Gardiner [Philip
Gardiner interview - click here], with whom you have also worked
on quite a few previous occasions. You just have to talk about him for a
can I say about Philip Gardiner? A very good friend who has given me lots
of opportunities in several areas such as Film, TV, Radio and marketing as
a whole. We have worked on a few films together as well as the Awesome
Online Magazine (www.awesomeonlinemagazine.com)
which I was editor of for a few editions.
knows what he wants when directing a film, TV show or even a photo shoot,
but he is also open for suggestions and takes your views on board when on
set. I have had great fun over the past few years working with Phil and
would like to thank him for being a great motivator, although I am not
working directly alongside Phil at the moment I know he is there should I
need to call on his advice or just someone to talk to as a friend, and that
just sums up who Phil is. Can�t speak highly enough of him really.
I know you have been working in the field for quite
some time now - so will you turn more of your ghosthunts into movies?
never know, I am working on a few things at the moment that are Ghost
Hunts with a bit of a twist involving a few celebrity names that may turn
into TV shows, but as for movies, if it works and the viewers get
something from it then YES, why not? I had great fun making it and it was
great to play myself, but I don�t want viewers getting confused with the
Film and Real Events we offer... but YES, never say never.
few words about your company, Haunted
Events UK?
company was set up in 2010 and was initially to give the public a better
quality Ghost Hunt than what was already out there, we don�t just look
at the spiritual side of the paranormal but also the scientific too. We
work with mediums and equipment to try and contact the spirits of the
locations we are at but I also like to try and explain what else it could
be and how we can explain it. It helps when you have someone dragging along
a partner with them that doesn�t really believe, they go away thinking
�you know what, I enjoyed that and learned something too�.
Events UK offers ghosthunts to the general public. How does that
have contracts at locations such as Newstead Abbey, Wollaton Hall,
Nottingham Castle and Sherwood Forest to run exclusive Ghost Hunts to the
public. We have up to 60 paying guests on the night and split them into
groups of 15 who then go off an investigate the location. We then give
usually 4 vigils that explore all different aspects of the paranormal to
give the guests the full package. At all times on each vigil the guest is
in control, if they want to do something different to what we have planned,
then we go with it, my staff are just guides and will assist the guests
all they can. No investigation is the same and the activity varies from
location to location and through the different groups and guests.
advice is keep an open mind and go with the flow, you never know!
How does one become a paranormal investigator in
the first place, and is there any way to actually learn this?
can study Psychology and Parapsychology and look into what causes people
to see, hear or experience this kind of activity, but the best way to
learn this trade is experience, get out there and have a go, speak to
experienced people in the industry and get help and advice on what
equipment you need to start up and where are the best places to go. That�s how I started many years ago. Although I have no formal education
in Paranormal Activity I have been studying Paranormal Activity for 16
years and there is no better education than experience in my opinion.
spookiest experiences as paranormal investigator so far?
great question, So many to choose from but not all spooky but some great
activity, I will have to go with The
Clifton Hall Hauntings back in 2007 and 2008 which made
international news. The family fled a �5 million mansion after activity
there, and I was called in with my team back then to investigate. The hall
was weird, like nothing I had experienced before, almost like a scene from
the Twilight
Zone. Strange figures, whistling, doors slamming,
disorientation and more. The only place ever I have had to stop an
investigation and have a break because my team were dropping like flies
after being locked in rooms, fainting and crying. The place is still empty
and cannot be sold!
future projects of any kind you'd like to talk about?
of events coming up with Haunted
Events UK, which can be found on the
website including a great Friday 13th Special in July in
Sherwood Forest and also some Halloween special too.
I am about to start a radio show on Takeover Radio 106.9 as a mid-morning
show - not paranormal related, just a general magazine style show.
we are working on a few TV projects so watch this space for some cool
Ghost Hunting documentary shows and some putting Celebrities through their
Feeling lucky ?Want tosearchany of my partnershops yourselffor more, better results ?
The links belowwill take youjust there!!!
Find Lee Roberts at the amazons ...
Looking for imports ?Find Lee Roberts here ...
eThaiCD.comYour shop for all things Thai
Something naughty ?(Must be over 18 to go there !)
find Lee Roberts at adultvideouniverse.com
since this is a movie site I just have to ask: Your favourite and least
favourite movies?
movie has to be Halloween
(original) with Jamie Lee Curtis, loved that
film as a kid and never grow tired of it.
favourite has to be Mamma Mia!, little unfair as I've never seen it, but I have
seen clips and parts of the movie and had to stop myself from falling to
sleep or throwing up with the cheese factor! Not a fan...
Your/your movie's/your company's
website, Facebook, whatever else?
Anything else you are
dying to mention and I have merely forgotten to ask?
for me to say thank you for the great interview questions, hope you all
enjoy the movie and I hope to see you all on the screen again soon.
for the interview!
� by Mike Haberfelner
Legal note: (re)Search my Trash cannotand shall not be held responsible forcontent of sites from a third party.
Thanks for watching !!!
On the same daya Burglar wants to kill youand your Ex wantsto make up ...
... and for the life of it, you can't decideWHICH IS WORSE!!!
A Killer Conversation
produced by and starringMelanie Denholme
directed byDavid V.G. Davies
written byMichael Haberfelner
starring Ryan Hunter
andRudy Barrow
out now on DVD
Stell Dir vor, Deine Lieblingsseifenoper birgt eine tiefere Wahrheit ...
... und stell Dir vor, der Penner von der U-Bahnstation hat doch recht ...
... und dann triffst Du auch noch die Frau Deiner (feuchten) Tr�ume ...
Und an diesem Tag geht nat�rlich wieder einmal die Welt unter!!!
Bauliche Angelegenheiten
ein Roman vonMichael Haberfelner
Jetzt kaufen bei Lulu.com


text: Hardcore Superstar is a band that comes from Sweden, and despite their name states, they are not into any kind of Hardcore. The band exists for about a decade now, and this is a compilation of their best songs in their career, plus a new track, which was put as a first track, and trust me, it's the perfect opener. The band is playing music that is heavily inspired by the 80's, and the listener will find enough inspiration from bands like Gun's and Roses and mostly Motley Crue. Elements from Thrash can also be heard in their early work, and still are blended together in their latest songs, creating a style they call Street Metal, and enriching the whole result. This brings two words in mind, one being Energy, and the other being Party. The music is pure fun to listen to, while driving or while drinking beers with friends at a local bar. Melodies are plenty here, and make the songs catchy and groovy enough, while the vocals are fitting perfectly with the feeling of the music. The choice of songs is very good, and gives a good idea to the listener of what the sound of the band is like, from their first to their latest releases. A good and clear production, preserves both the atmosphere of the music and also brings all the details of the music to the surface. A Best Of is a quick lesson to the music of a band, and this lesson has all it takes to become successful. It's fast, groovy, catchy, well performed, full of power and sticks into your mind. Enjoy.


text:
PT01 Scratch is designed for any DJ that is passionate for the art of turntablism and enjoy digging for vinyl records. With the PT01 Scratch portable turntable, you can scratch and cut—anywhere. Built with Numark's exclusive Adjustable Scratch Switch™, PT01 Scratch enables you to grab your favorite scratch record (not included) and perform any turntablist scratch routine, whether you have access to AC wall power or you're outdoors with your friends.
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What started as a simple string and pedal sales catalog has grown exponentially over the past thirty years. The early days were a time where catalogs didn't have much of a presence in the industry, but what began as a college dorm room operation grew rapidly. In 1986 we moved to a full product offering and 64-page catalog, which over the years has grown to 162 pages. Join the AMS family and get your free catalog now!
Copyright © 1996-2018 American Musical Supply, Inc. All rights reserved. American Musical Supply reserves the right to correct pricing and/or product specifications in the event of typographical errors found in our print catalog or on our website. If a product is listed at an incorrect price due to such errors or because of inaccurate information received from a supplier, American Musical Supply shall have the right to refuse or cancel any orders placed, whether or not the order has been confirmed and your credit card charged. If your credit card has already been charged for the purchase and your order is canceled, American Musical Supply will issue a credit to your credit card account in the amount of the charge.


text:
Cricket Features
Cricket & Corruption - The Ins and OutsBetting on sport has been around as long as organised competition has existed, but with sports betting comes greedy punters - and athletes themselves.
Feb 3, 07:14
On this day: Australia's Ricky Ponting scores 96 on Test debutTwenty years ago today, a young Ricky Ponting scored 96 runs on his first ever Test appearance for Australia.
Dec 10, 06:00
On this day: India's Virender Sehwag hits record one-day international scoreFour years ago today, Indian batsman Virender Sehwag scored 219 runs against the West Indies, which at the time was a one-day international record.
Dec 8, 06:00
England in South Africa: Who makes the XI?Sports Mole picks the 11 players that should take to the field for England's first Test match away in South Africa later this month.
Dec 1, 12:16
Australian bowler Mitchell Johnson retires: Twitter tributesSports Mole takes a look at some of the Twitter reaction to the news of Mitchell Johnson's retirement from all forms of international cricket.
Nov 17, 15:57
Mitchell Johnson: Top five bowling spellsFollowing his retirement, Sports Mole looks back on five of Mitchell Johnson's most impressive bowling spells at international level.
Nov 17, 13:09
OTD: ECB bans Warwickshire's Graham Wagg for 15 monthsEleven years ago today, former England A international Graham Wagg was banned for 15 months after he had tested positive for cocaine.
Oct 18, 06:00
On this day: Viv Richards blasts West Indies to victory over Sri LankaTwenty-eight years ago today, Viv Richards scored 181 runs off just 125 balls as the West Indies thrashed Sri Lanka at the Cricket World Cup.
Oct 13, 06:00
On this day: England record unexpected win over South AfricaTwelve years ago today, England defied the odds to beat South Africa by nine wickets at The Oval.
Sep 8, 08:00
On this day: England's Ashley Giles announces retirementEight years ago today, Ashes winner Ashley Giles announced his retirement from all forms of cricket.
Aug 9, 08:00
Five potential replacements for James AndersonSports Mole looks at some of the bowlers who could replace the injured James Anderson for the fourth Test of the Ashes series.
Aug 1, 09:57
Third Ashes Test: Should England make changes?Following their Ashes humiliation at Lord's, Sports Mole assesses whether England need to make any changes ahead of the Edgbaston Test.
Jul 20, 12:06
On this day: Retiring Andrew Flintoff skittles out Australians at Lord'sSix years ago today, a retiring Andrew Flintoff claimed a five-for as England beat Australia at Lord's for the first time in 75 years.
Jul 20, 08:00
On this day: Surrey Lions win first Twenty20 CupTwelve years ago today, Surrey Lions eased to a nine-wicket win over the Warwickshire Bears in the first ever Twenty20 Cup final.
Jul 19, 08:00
On this day: James Anderson heroics wrap up first Ashes TestTwo years ago today, bowler James Anderson was the England hero as the home side won the first Ashes Test at Trent Bridge.
Jul 14, 08:00
The 2015 Ashes: Five key battlesSports Mole picks out five of the most important battles ahead of the start of this summer's Ashes series.
Jul 7, 11:55
On this day: Wales humiliate England in one-day internationalThirteen years ago today, Wales recorded a shock eight-wicket one-day international victory over England.
Jun 24, 08:00
England hammer New Zealand: Five that impressedSports Mole picks out five of the most impressive England players from their resounding one-day international victory over New Zealand.
Jun 10, 15:08
Andrew Strauss: Five immediate tasksSports Mole picks out five situations that England's new director of cricket Andrew Strauss needs to address quickly.
May 11, 11:18
The new faces of English one-day international cricketSports Mole takes a closer look at the six players that could make their one-day international debuts next week.
Apr 29, 11:37
Richie Benaud dies: Twitter reactsSports Mole takes a look at how Twitter reacted to the passing of legendary cricket commentator Richie Benaud.
Apr 10, 01:00
In profile: Australia's Ashes squadSports Mole takes a closer look at the 17 Australian players that will be hoping to retain The Ashes in England this summer.
Apr 1, 11:29
Sports Mole's England XI for West Indies tourSports Mole picks the 11 players that we believe should take the field for England in the first Test against the West Indies in April.
Mar 22, 11:53
England's top Cricket World Cup performersSports Mole looks back at some of England's top individual performers at the Cricket World Cup following the team's exit.
Mar 13, 13:57
On this day: India thrash England at 2003 World CupOn this day in 2003, India inflicted an 82-run defeat on England at the Cricket World Cup in South Africa.
Feb 26, 10:04
On this day: Virender Sehwag hits 175 in 2011 World Cup openerOn this day in 2011, an innings of 175 from Virender Sehwag earned India a win over Bangladesh in the opening match of the Cricket World Cup.
Feb 19, 10:14
Cricket World Cup hat-tricksFollowing the exploits of Steven Finn, Sports Mole looks back on the eight hat-tricks that have been taken at the Cricket World Cup.
Feb 15, 10:56
England's opening matches at the last five World CupsSports Mole takes a look at England's last five opening matches at the Cricket World Cup.
Feb 14, 09:43
On this day: Jonathan Trott tortures Australia in MelbourneOn this day four years ago, Jonathan Trott scored an unbeaten 141 to help England on their way to a victory which would clinch the 2010-11 Ashes series with Australia.
Dec 27, 10:10
In Profile: Eoin MorganSports Mole profiles newly-appointed England one-day captain Eoin Morgan.
Dec 21, 10:55
Sports Mole's England World Cup XISports Mole follows Kevin Pietersen in naming its England XI for the 50-over World Cup in Australia and New Zealand, which begins in February next year.
Dec 6, 12:04
A tribute to Phil HughesSports Mole pays tribute to Phil Hughes following the death of the Australian batsman at the age of 25.
Nov 27, 08:07
Kevin Pietersen saga: No one wins as ECB fail to take higher groundSports Mole takes a look at how the Kevin Pietersen saga has had an impact on the future of English cricket.
Oct 10, 10:37
What we learned in the 2014 seasonSports Mole looks back on the lessons learned from the 2014 season in England.
Oct 3, 11:50
On this day: Kevin Pietersen century guides England to Ashes triumphOn this day nine years ago Kevin Pietersen hits his maiden Test century to lead England to a 2-1 Ashes series triumph.
Sep 12, 10:24
Alastair Cook faces battle to save legacySports Mole takes a look at the reasons why it is time for Alastair Cook to walk away from one-day international cricket.
Sep 5, 10:20
Jacques Kallis: A Modern-Day LegendFollowing his decision to retire from all forms of international cricket, Sports Mole takes a closer look at the career of South Africa's Jacques Kallis.
Aug 1, 11:47
NatWest T20 Blast previewSports Mole looks ahead to the upcoming 18-team NatWest T20 Blast competition, which gets underway this evening.
May 16, 10:12
On this day: Controversial Kevin Pietersen handed ECB fineOn this day in 2010, Kevin Pietersen was fined by the ECB for comments he made towards them during the Pakistan series.
Sep 6, 09:49
On this day: Bob Willis sweeps through Australian batsmenThirty-two years ago today, Bob Willis claimed eight Australian wickets as England pulled off an unlikely Ashes victory.
Jul 21, 09:36


text:
Our all time best sellers at the boats shows. Our solid Teak Elephant are individually hand carved, and are all uniquely beautiful. For the elephant lovers, this is a must for you living area, and makes an ideal gift.
Search the site:
K J Howells and Son, Cobbs Quay Marina, Hamworthy, Poole, Dorset, BH15 4EL. Tel +44 (0)1202 665724
Copyright © 2006 - 2019 K J Howells and Son | Site Map | Terms and Conditions/ Privacy and Cookies


text:
India's 70-member team to go to Cannes
The Federation of Indian Chambers of Commerce and Industry (FICCI) is sending a 70-member team of czars of audio-visual media to Cannes for 'Mipcom 2007' - a global audio-visual fair.business Updated: Oct 07, 2007 12:41 IST
The Federation of Indian Chambers of Commerce and Industry (FICCI) is sending a 70-member team of czars of audio-visual media to Cannes for "Mipcom 2007", a global audio-visual fair where India is a "Country of Honour".
The October 8-12 event will witness the growth trajectory of India's audio-visual industry.
"The Indian entertainment industry has outperformed the country's economy and is one of the fastest growing sectors," said Amit Mitra, secretary general of FICCI.
"Revenues from television industry alone are expected to grow from $4.2 billion to $11 billion by 2011," Mitra added.
The opening day has been designated as "India Day" with a flurry of programmes and workshops centring on the Indian media industry.
Two Indian media moguls - Subhash Chandra of Zee Network and Ronnie Screwvala of the UTV group - will discuss the country's rapidly expanding entertainment landscape on the opening day. Both are a part of the delegation.
The discussion will be followed by the release of the FICCI-Ernst & Young report on "Indian Content on the Move". FICCI will also put up an India Pavilion to showcase competencies of a varied range of media companies that will interface with global industry heads.
The extravaganza provides a unique opportunity to television and film producers, distributors, broadcasters, digital media content providers and advertising brands to trade in content across all platforms and share new practices that are redefining business models around the world.
According to FICCI, the Cannes event will focus on India as recent estimates show that the total value of Indian content sold outside is $200 million and is slated to grow at 20 percent annually.
Indian films are screened in 110 countries like Peru, the US, Britain, Malaysia and Australia and overseas market brings one-fifth of the revenues for any major film release.
"Quality content will continue to be crucial driver for the development of media in India and indeed everywhere," added Mitra.
India is the world's third largest pay TV market and is expected to join Japan as Asia's leading pay TV market by 2015. Its advertising revenues and TV subscriptions grew 17 percent in 2006 to $4.2 billion, which is likely to touch $10 billion by 2011 and reach $16 billion by 2015.
First Published: Oct 07, 2007 12:28 IST


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It's been two long years since the last original Sonic Team platformer, the Dreamcast's Sonic Adventure 2. That game met with an extremely mixed reception, and I won't be surprised if the new Billy Hatcher and the Giant Egg does as well. While Hatcher has some neat ideas and cute characters, it's too rough around the edges to compare to the stellar platformers that brought Sonic Team to prominence in the first place.
The heroic Billy Hatcher is interesting mainly in that he's almost completely useless without an egg. Give him a giant egg, though, and he'll cheerfully roll it over enemies, engage in Super Monkey Ball-style rolls down hills, jump twice his normal height or distance, and use it to activate all manner of egg-related switches and buttons. He can also hatch eggs by feeding them plenty of fruit (the finer points of fowl raising are clearly lost on Sonic Team). The resultant creatures can then be used to kill baddies and solve simple puzzles.
So, skillful egg handling is the name of the game. Unfortunately, not enough care has gone into the basic mechanics of rolling eggs. For example, sometimes you're required to push your egg from the top of a certain type of rollercoaster-like ramp and then run to meet it at the bottom. However, it's not uncommon for the ramp's collision detection to foul up and let your precious egg drop right through into the abyss. Other problems occur when trying to jump to high ledges; often, your egg will end up there, while Billy falls back down. The fact that it then takes 30 seconds or so for a new egg to spawn goes a long way toward ensuring that I'll never take the game up on its offer to time attack the levels; with this and other pseudo-random factors at work in many stages, it would be too frustrating to bother.
Sunny Side Up
Despite these gaffes, the originality and strangeness of Hatcher's egg-centric play mechanics should keep most experienced platform fans occupied for a while. There is no shortage of "emblems of courage" to collect, and some of the challenges leading up to them are surprisingly difficult. Despite the kiddy aesthetics, I'd be surprised if a child had the tenacity to collect everything the game has to offer. There is also a multiplayer mode, which lets up to four players toss eggs around and at each other. It's no Goldeneye, but isn't bad either.
Slightly Scrambled
In an eggshell, Billy Hatcher and the Giant Egg is worth checking out for platform and Sonic Team fans, but is likely too difficult and glitchy for more casual players. While there's a good deal to like here, I get the feeling that the game could have benefited from more time in development. While not a bad effort, this omelet's definitely short a few eggs.


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Venture to the City Different and travel 319 years into to the past to witness the Entrada de Don Diego De Vargas–the Return of Don Diego de Vargas, Sept. 9 at 2 p.m. in Santa Fe's historic Plaza. The re-enactment commemorates the "bloodless" reconquest of Santa Fe by the Spanish in 1692, after the 1680 Pueblo Revolt forced the Spanish to retreat to El Paso, Texas. The Spanish leader, don Diego de Vargas, promised that if he was able to successfully reclaim Santa Fe for Spain, he would hold an annual mass in Our Lady of Guadalupe's honor. The Native Americans, tired of raids by other tribes and told that they would enjoy more rights now under the Spanish, agreed to allow the Spanish to return. Every year since then, a reenactment of the entrada is held, and the original statue of Our Lady of Guadalupe is taken from St. Francis Cathedral and paraded through downtown Santa Fe. A proclamation is read, and Native Americans from area pueblos are invited to speak (often getting in a few good-humored digs). Afterward, the crowd enjoys food booths and dancing to live music throughout the weekend. Click here for more information and a complete schedule of events.
iViva la Fiestas! in Santa Fe this Friday at 2 p.m.
< previous 1 of 5 photos next >
Check out the original from © Steve Larese
Events, Food, Things to Do, Travel Tips, What's New — By stevelarese on September 7, 2011 at 4:39 pm


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on 03 September 2016
Cannabidiol (CBD) is one of the major ingredients found in the Cannabis plant. It belongs to a larger class of chemicals called cannabinoids. Unlike THC, CBD is non-psychoactive, which means that it can't get you high.
What Is "Cannabidiol (CBD)"?
Cannabidiol (CBD) is the major non-psychotropic cannabinoid derived from the industrial hemp.
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What are "Cannabinoids"?
Cannabinoids are a class of diverse chemical compounds.These compounds are naturally
produced in all living things. Endocannabinoids are produced naturally in the body by humans and
animals, whereas Phytocannabanoids are produced naturally in cannabis and some other plants.
There are at least 85 different cannabinoids isolated from cannabis exhibiting a variety of effects.
The two recognized Phytocannabinoids are Tetrahydrocannabinoil (THC) and Cannabidoil (CBD).
The Possible Benefits of Cannabidoil (CBD)
Although we make no medical claims there have been numerous studies reported showing Cannabadoil
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Elegant Lodgings on Alaska's Kenai Peninsula
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Each guest room has a private bath and will accommodate 3 or more guests. Rates include a complete country breakfast served as your schedule demands. Our great room provides a place where guests can relax and compare fish tales. The Lodge was professionally designed for your convenience and to enhance your Alaska Experience. With over 6,000 sq ft inside and only 6 guest rooms you will find the lodge to be very spacious. All three levels have common areas for all to enjoy.
We are located 15 minutes from Soldotna, Alaska and 30 minutes from the Kenai Airport.
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Collective pensions are the backbone of the Dutch pension system, regarded by most as one of the very best in the world.
Collective pensions are the backbone of the Dutch pension system, regarded by most as one of the very best in the world
Yesterday, in her speech to parliament, the Queen announced legislation that could be the cornerstone to better pensions in Britain.
The measure is a simple one: that Britons will be allowed to invest collectively for their retirement, just as the Dutch and the Danes are able to do. Its effect, over time will be huge, because research shows that, after twenty five years of saving, a collective pension will give a 30 per cent higher income than a pension saved individually.
That is why collective pensions are supported both by the government and the opposition. They are supported by the TUC, and by the CBI. The Association of Member Nominated Pension Trustees and the National Association of Pension Funds are also backing the measure. So are think tanks such as the RSA and the IPPR.
And of course they enjoy broad political support throughout the political parties, employers and employee groups in Holland.
It is not rocket science as to why collective pensions are better. As everyone who has bought an insurance policy knows, the best way to address life's risks is to share them. So, if you save for a pension on your own, you don't know how long you will live for so you can't tell how much you need to set aside; you don't know what return you will get, or how much your pension pot will be worth on the day you retire.
That is why, until the budget, everyone saving for a pension had to buy an annuity which ensured they had an income for life. But annuities are very expensive. And if you don't buy an annuity you can't guarantee you will have an income until you die.
The better way is to save together. And from the pot of money which has been saved, to pay affordable pensions. That avoids the cost of annuities. It avoids the need to cash all your pension pot in on a single day, or to save very conservatively in the last years before retirement, so you know what the size of the pot will be. That is why studies show that, in the UK, collective pensions give 30 per cent better outcomes than individual ones.
But we must also beware that collective savings are not some holy grail. They need to be properly managed if they are to work properly. So, for example, if returns head south, it may be necessary to cut pensions in payment. In Holland, in response to the financial crisis, pensions in payment were cut, on average, by 2 per cent. But given that they would have started 30 per cent higher than the equivalent British pension, that is surely a price worth paying.
And collective pensions must be run by trustee bodies, whose only interest is the beneficiaries. Otherwise the temptation to misuse funds is all too great. It was that which proved the downfall of the 'with-profits' funds offered by insurance companies.
But for seventy years, collective pensions have been the backbone of the Dutch pension system, regarded by most as one of the very best in the world. In twenty five years time, when Britons retire, they too can be part of a pension system of which we can be proud.
David Pitt-Watson is director of the RSA's Tomorrow's Investor Project and founder of Hermes Equity Ownership Service
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13 Responses to "Why collective pensions will mean better pensions"
Collective pensions. Lets see the evidence.
ELAS (Equitable Life). The company left off the liabilities for guarantees out of the accounts. Liabilities were enforceable. So they get paid out of other people's money. Collective fund means other people can get your cash. Big losses all round.
It's the same with any Ponzi. Early joiners get the cash. Later joiners take the loss.
So with a collective fund it works this way. Pressure gets put on the actuaries to increase the payouts to early joiners. That suckers the later joiners in, looking for this high payouts. After all why join a poorly performing fund. They wham bam, you take the hit.
Same as the with state pension. It's a collective 'fund'. It's got no real assets. No real assets because you cannot lend yourself money to make an asset. It's just like any Ponzi. Early joiners get the cash, late joiners get suckered.
It can be quantified.
For a person just retiring who has been a median wage earner. They would have started on 800 quid a year, and ended on 25.5K. So if they had been allowed to invest their NI, as of today, a fund of 785K. Dividends of 24K a year, and the fund intact. It would be more if there was no stamp duty.
Compare that to your collective scheme. 5.7K offered. Cuts all over the place. Later retirement age. Not RPI, but CPI. Now Serps being abolished and the records being shredded so people don't realise they are being screwed. No assets.
Then factor in the debts. With a funded scheme there wouldn't have been the pension debts. Why are those off the books? A secret. [Answer its about 7.1 trillion]
That median worker is down 800-900K because of that collective ponzi scheme.
Don't touch with a barge pole.
Leon Wolfeson
Yes, of course you oppose pensions which might do better for the 99%, as you scream again that you'll murder the taxpayers to make the state pension into a ponzi.
And then you spout crap again, ignoring the fact that unemployment insurance alone would be more expensive and not allow any pension savings if people took it. And you of course oppose one of the few taxes your rich pay, stamp duty.
The only secret is your inability to read public figures, as you sweep up UK assets. You're going to enjoy jacking up the fees after the Land Registry's privatised, eh?
Very simple Leon.
1. How much does the state owe for its pensions?
2. What could the average person (or even min wage earner) have got for their NI?
Unemployment insurance is easy to quantify.
http://webarchive.nationalarchives.gov.uk/20131002123620/http://www.hmrc.gov.uk/about/ni-fund-ac-gb-1112.pdf Is a recent set of accounts.
Page 18 is the relevant one.
10% covers the insurance elements.
82,357,733 total spending
74,110,982 on pensions
8,246,751 on insurance payouts (non pensions)
So you can reduce the payout by 10%, and still pay all the insurance elements.
Stamp duty on shares takes 8K off the value of the fund, for a median wage earner. Imagine that? Hitting the poor.
which might do better for the 99%,
What is your evidence?
Leon Wolfeson
Yes, of course you think that higher fees are better for the 99%.
Leon Wolfeson
Why would other people follow your example?
And of course you need to lie about unemployment insurance costs, right, because it shows your argument for the genocidal fraud it is.
It's far, far more than "10%". It's more than employees NI at present, because of course companies are going to pocket their savings.
Moreover, keep ignoring the way you're calling for massive tax cuts for the rich – doing billions more in damage per year…
Leon Wolfeson
The evidence is mixed. However, I have absolutely no faith in this government in implementing this in such a way that workers will have any chance whatsoever of benefiting, given their record with things like NEST, where they end up with very high effective fees.
i remember not long before the80S CRASH THATCHER TOLD US GOING OUT OF SERPS WOULD BE GOOD BUNG IT ALL INTO A STOCK MARKET LED PRIVATE PENSION ALONG WITH ENDOWMENTS MILLIONS OF LOST THOUSANDS IGNORE THE GOV. USE A GOOD PROVEN INDEPENDENT FINANCIAL CONSULTANT NEVER TRUST GOVT. WITH YOUR SAVINGS
On the flip side, how much money could people have lost investing it in the stock market, all your assumptions on investing National Insurance on the Stock market is based on the figures that stock market has increased by at the moment.
What you have not factored into account is what such a large increase in investment may have on the stock market, it may make more money yes, but it could also loose a lot more money as you have a guaranteed investor constantly putting money in.
Remember endowment mortgages flopped for the same reason as one of the reasons was when everyone did it the returns decreased.
Correct. It's a valid question. Then we take the biggest loss off the fund, and see how that compares to the state pension.
So after taking the stock market loss if the amount in the fund is greater than the value of the state pension, then you would conclude the state pension is crap. We also need to take account of any debts.
On your second point, the money doesn't have to be invested entirely in the UK. Just like the Norwegian fund isn't all invested in Norway
So two questions what are your answers. I've the numbers when you are ready.
So here is how I would evaluate the risk side.
1. For the state pension.
What's share of the states debts, pensions included, as a negative.
Value of the state pension as a positive.
Both as a present value
The net result is the value of the current set up.
2. For the investment approach.
Value of the fund.
On the debt side, a share of the state's borrowing as a negative.
You compare 1 and 2.
3. The risk
Next, the risk. What you can do is look at the biggest percentage drop over the last 40 years. Assume that history does repeat itself. You then apply that to the fund value in 2 above. A worse case scenario.
Now you compare 1 and 3. If 3 is bigger than 1, then the state has screwed people over.
A reasonable approach, or if not, why not.
Even on 3, there is one error to avoid. In practice after crashes, the markets recover. You are still OK. The error people make, and the BBC did it this morning, is still assume that you lose permanently if you retire the day of the crash, because you have locked in the income by buying an annuity. That's gone. It's now draw down.
Saving helps. A collective pension from your work wages might help if done correctly.
But this is nothing to do with the state pension.
The ring fenced National Insurance Fund is full, not needing a top up from tax for decades, despite all the hype about people living longer, which has had no one effect on the viability of the state pension.
The NI Fund has not beem emptied to pay off national debt, because the NI Fund is not a tax and cannot be used for general expenditure by government. This wrong belief is even said by the Pensioners Convention, who even in most recent conference ignored the total loss of state pension by the Flat Rate Pension.
People need a works pension and the state pension, to give them protection from food and fuel poverty.
SERPS and the State Second Pension and Pension Credit are abolished by the Flat Rate Pension from 2016, so the additional pension will have no guaranteed annual rise for current claimants either.
A lot of women have nil works pension, insurance/private pension and by the changes in pension rules not enough NI credits. From 2016 need 35 years rise from 30 years NI credits. No state pension with less than 10 years NI credit.
From 2016 the housewife's 60 per cent state pension is gone for new claimants. Widows will not longer be able to inherit their husband's state pension.
The state pension is being withered away by the Flat Rate Pension, and women are hit the most.
Please share my petition on your social media to inform women what is to befall them. Thank you:
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Over the last 75 years, the way we look at play has evolved dramatically. In the 1940s, Carl Theodor Sørensen, a Danish landscape architect who championed modern design, began working with Hans Dragehjelm, a school teacher. Together, they worked on the first adventure playground in Denmark, based on Sørensen's observations of children engaging in play at junkyards. His idea was to design playgrounds based on an analysis of play activity, as opposed to formal or compositional concerns.
Lady Allen of Hurtwood actually coined the term "adventure playground" – referring to a more open-ended style of play where elements such as bricks or pieces of wood were left lying around a space. This allowed children to employ their imaginations, build forts, and engage in exciting and risky play. Hurtwood was a British landscape architect who championed childhood welfare during her lifetime.
In contrast to the development of these adventure playgrounds, architects Aldo Van Eyck and Isamu Noguchi designed playgrounds that relied on simple abstract forms. Despite the different approach, their end goal was similar to that of those designing adventure playgrounds – it was to leave play open-ended and to inspire children to use their imaginations. Noguchi stated, "…the playground, instead of telling the child what to do (swing here, climb there) becomes a place for endless exploration, of endless opportunity for changing play." For more on Noguchi's designs and how they may provide lessons for modern play design, please read The Great Playscapes. For one of Aldo Van Eyck's projects that has been recently restored, see Oosterpark Paddling Pool.
Throughout the intervening years, there was a gradual movement toward creating playgrounds where all risk was eliminated that culminated in the prescribed plastic playgrounds that have been installed in many schools and parks. We ended up with play spaces that lack imagination and that leave children uninspired. However, we are currently seeing a shift away from the overly manufactured playgrounds that have become prevalent over the past decade, back toward more natural forms of play.
Contemporary approaches to play design champion ecological design and nature play, as well as designs that are true to the spirit of a place and that make use of local materials and natural textures. Combined with this is the idea of sustainability, and that often inexpensive or repurposed materials have the highest play value. These designs are about challenge over anxiety, and about re-embracing the idea of adventure play and reinventing what it means today. In addition to this, increasing recognition is being given to the fact that we need to design play spaces that are inclusive and accessible for all children.
Check out the Inspirational Projects section to get some ideas about contemporary play design as you begin thinking about how to apply these ideas to your own school yard project.


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Trying to Beat World One of 'Super Mario Bros' with the Controller Upside-Down — Riggs Retro Challenge
I'm a huge retro gamer and have a ton of old Nintendo games. Over 600 to be exact. I was thinking about ridiculous challenges I could do to breath new life into my old video games and decided to start filming these challenges just for fun. My first one was trying to beat the first world of Super Mario Bros playing with an upside-down controller. Let's see what happens.
If you have a challenge for me, sound off in the comments and you can email me directly.


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Baran Nagar Palika Election Results 2017 Download Voters List Panchayati Raj Zilla Baran Municipal Poll Results Antah, Kishanganj, Atru, Chhabra, Chhipabarod, Shahbad nagar palika winner candidate name list ward wise elections results 2017 at baran.nic.in
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District Baran has 07 nagar palika's name Antah, Kishanganj, Atru, Chhabra, Chhipabarod and Shahbad. The official notice for this year baran nagar nigam election notice issued in March 2017 and result will available online today _______. The municipal general election live vote counting starts on March 2017 (final tally till evening). Check here Rajasthan nagar palika election results
Download Process of Baran Nagar Palika Election Results 2017- Visit the direct link given here or go to www.baran.nic.in. Click on link given municipal general elections and navigate on results link. Open this pdf file in your system and name of candidates declared seat winners is in front of your computer screen.
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Baran Panchayat Samiti Election Results Download Online Zilla Parishad, Sarpanch winner candidate name list elections held on 16, 18, 24 Jan and 01 Feb at baran.nic.in
Baran Panchayat Election Results News: Baran Panchayat is declaring Panch Sarpanch Election Results uploaded at official web site http://baran.nic.in. The Baran Zilla Parishad (ZP) and Panchayat Samiti (PS) election results were posted online on 5th February 2015. The elections were successfully hold in 03 phases on 16, 18, 22, 24, 30, 31 January 2015 and 01 February 2015 for 07 panchayat samitis, 214 gram panchayats and 728 polling booths from 08.00 am to 05.00 pm. More information of Baran Panchayat Sarpanch Election Results 2015 regarding seat winner name and how to check etc is mentioned below……………
Details of Baran Panch Sarpanch Election Results @ www.baran.nic.in:
Zilla Baran has 07 samitis name Antah, Kishanganj, Atru, Chhabra, Chhipabarod and Shahbad. The official notification for this year panchayat election was issued on 03 January 2015 and result now available online. The total budget allotment is Rs 14095200/-. The general election vote counting starts after the completion of polling after 05.00 pm onward. Check here Rajasthan election results 2015


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We've got a piper down. Edinburgh, Scotland police recently cited John McDonald for playing his bagpipe too loudly. He was festooned in traditional dress and playing for the tourists. He refused to play more quietly and was charged. I suppose…
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June 19, 2017
300. Jason Stapleton & Larry Sharpe on the Libertarian Party and Messaging the Ideas of Liberty
It's finally arrived - the 300th episode of the Lions of Liberty podcast! Marc Clair welcomes in Liberty All-Stars Jason Stapleton and Larry Sharpe to discuss the best ways to message the ideas of liberty. The discussion veers into a debate about the effectiveness of the Libertarian Party? Why is Larry so optimistic about the LP while Jason remains skeptical? Tune in to find out!
For show notes head to LionsOfLiberty.com/300


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A Chronology of Noteworthy Events in American Psychology
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text:
The former Pavement front man joins Robert Plant at Green Man
Stephen Malkmus and The Jicks have been confirmed as the Sunday night headliners for this year's Green Man Festival.
The appearence at the festival in Powys, South Wales will be the former Pavement man's first UK show in over 3 years.
His Group, The Jicks will play with their new drummer, Sleater Kinney and Quasi's Janet Weiss for the first time in the UK.
Malkmus joins previously announced headliners Joanna Newsom and former Zeppelin Robert Plant for the festival which takes place from 17-19 August.
Also on the eclectic bill are Uncut favourites Richmond Fontaine, Smog's Bill Callahan, Super Furry Animals' Griff Rhys and Euros Childs.
Information and tickets for this year's event are available from the Festival website by clicking here
Adult weekend tickets including camping and parking cost £98. Under 12's go free.


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Most people know that tea has health benefits. Interestingly, though, different kinds of tea do different things. For example, green tea is loaded with antioxidants, which are helpful for removing toxins and free radicals from your system, preventing some premature signs of aging, and more.
Peppermint tea can help clear the sinuses and reduce the symptoms of a head cold. That, of course, is all very impressive, but perhaps the most astounding benefits to be found in tea come from chamomile tea. Made from the leaves of the German chamomile flower – matricaria chamomilla – chamomile tea offers health benefits that are little short of amazing.
While some of the benefits of chamomile have not yet been sufficiently researched and are still regarded more as folk remedies than actual proven benefits, there have been a number of studies done on chamomile that have demonstrated many of its positive effects.
The most basic function of chamomile is as a relaxant. It soothes achy muscles and can relax the nerves. In smaller quantities, chamomile tea can reduce anxiety and help you relax. In larger doses, it can help you get a good night's rest.
While the other benefits of chamomile that we'll discuss below are all great, this is perhaps the most important. After all, the simple fact is that there is almost nothing better for your overall health than consistently getting enough restful sleep.
Muscle Cramps
I already pointed out that chamomile is a relaxant. In fact, it can soothe all sorts of cramps and aches in your muscles. Whether you have a spasm in your back, stiffness in your neck, or even menstrual cramps, chamomile can relax your muscles and bring relief from the pain.
Stomach Pain
In addition to general muscle cramps, chamomile tea has the ability to soothe an upset stomach. Whether you're suffering from irritable bowel syndrome, diarrhea, constipation, or some other stomach-related ailment, chamomile can help regulate your system and bring you relief.
Immune System
Perhaps the most amazing benefit of chamomile is its ability to boost your immune system's function. Studies have shown that drinking chamomile regularly boosts the amount of hippurate – a botanical phenolic. Botanical phenolics increase your immune system's ability to fight off bacteria. As a result, chamomile tea is remarkably effective as a remedy for the common cold and other minor ailments.
Safe for Babies
With food and drink makers cranking up the number of chemicals they put in what we consume, it's natural for parents to be cautious about what we give our kids. Most "childrens" cough syrups, for example, aren't actually safe for kids at all. Fortunately, there are a few natural remedies that can help kids feel better.
Clover honey, for example, is great for a sore throat. Meanwhile, chamomile tea has all the same benefits for little ones as it does for grown-ups, and is even safe to give to very young babies. Chamomile in a bottle – or a sippy cup for older kids – can soothe an aching tummy, reduce a fever, and help your baby relax and fall asleep when she's sick.


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Praises from Around the World
Lee from New Zealand
Loving Lord, how You must look down on us all in despair. Your teachings are so simple and yet, we fail You daily in thoughts and actions and I can only but think You must wonder if anyone is listening? Yes, Lord I am listening and I give thanks for Your forgiveness and unconditional love. How uplifting to read the posts of praise from so many throughout the world to know the Lord I know is universal and unites us all. Praise the Lord. The Lord is good!
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Property Location
When you stay at Somerset Hills Hotel in Warren, you'll be close to United States Golf Association Museum. This hotel is within the vicinity of Bridgewater Commons and United States Bicycling Hall of Fame.
Make yourself at home in one of the 111 air-conditioned guestrooms. Cable programming and video-game consoles are provided for your entertainment, while complimentary wireless Internet access keeps you connected. Private bathrooms with shower/tub combinations feature complimentary toiletries and hair dryers. Conveniences include complimentary newspapers and coffee/tea makers, as well as phones with free local calls.
Rec, Spa, Premium Amenities
Be sure to enjoy recreational amenities including a 24-hour fitness center and a seasonal outdoor pool. Additional amenities include complimentary wireless Internet access, gift shops/newsstands, and complimentary use of a nearby fitness facility. Guests can get around on the complimentary shuttle, which operates within 5 mi.
Grab a bite to eat at the hotel's restaurant, which features a bar, or stay in and take advantage of room service (during limited hours). Quench your thirst with your favorite drink at a bar/lounge. Breakfast is available for a fee.
Business, Other Amenities
Featured amenities include complimentary high-speed (wired) Internet access, a 24-hour business center, and limo/town car service. Event facilities at this hotel consist of conference space and meeting rooms.
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