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"As an instructor, Ryan models the very characteristics which we are trying to develop in our population " personal accountability for one`s actions, empathy for others, and honest dealings in both personal and business affairs. His enthusiasm is infectious and his class eagerly awaits his weekly visits. " -Edward R. Bleu - ACJS Regional Manager for Middlesex County
Under the leadership of Massachusetts Governor Charlie Baker and Marylou Sudders, Secretary of the Executive Office of Health and Human Services, the Bay State has embarked on an extraordinary effort to become a #StateWithoutStigMA " " using education as a tool to de-stigmatize drug misuse and addiction so that those who suffer from the chronic disease will become more likely to seek help or treatment. In her official message, Sudders writes, Stigma hurts. Treatment works and recovery is possible. " No Massachusetts native more powerfully embodies the reality of this hope and deliverance from that darkness than Ryan Skinner.
Currently co-owner of the Woburn based Summit Financial Partners, the passionate financial advisor and retirement specialist`s harrowing journey into and slow burn out of a hell of multiple addictions is living proof that with deep faith, the encouragement of loving friends, sponsors, mentors and family and an effective 12-step program, anything is possible. Taking full advantage of his second chance at life, he is building a successful business, taking care of his fiancé, stepchildern, and, perhaps most importantly, paying his reversal of fortune forward in many inspiring ways.
In addition to being a sponsor to younger recovering addicts, Ryan speaks at high schools and gives regular talks about making changes and turning adversity into positives to those enrolled in a drug program at the Middlesex House of Corrections in Billerica. In 2015, he also served as a guest speaker at a conference hosted by The Heroin Education Awareness Task (HEAT) Force Program, an education and treatment initiative created by two Woburn District Court Probation employees to combat drug addiction. Ryan gives these men credit for making decisions that I wasn`t making for myself. " He is also in the planning stages of launching The Ryan Fund, to raise money for children who have been orphaned by their parents due to addiction.
While acknowledging that recovery is a lifelong process, Ryan is grateful that he can now share a harrowing story with a happy ending " because a handful of years ago, it easily could have ended for him in tragedy. He and some other friends he made who made it out " husbands, fathers, business owners, employees " hang out together weekly in a group Ryan and his sponsor Billy began hosting in his living room. They call their group Dead Men on Vacation (DMOV), "because, he said, Based on what we did to ourselves as addicts, we should all be dead. We`re all grateful for second chances."
People often find it ironic when Ryan tells them that being a drug addict was the best thing that could ever have happened to him, but they understand him once he explains: I had a terrible fall and thank God now that I can help people who are going through it. It gave me a purpose and a strong connection with divinity and my fellow human beings and in essence, made me bulletproof. When parents come to me feeling hopeless about their addicted child and tell me "people don`t recover,` I tell them "I recovered.` Looking back, I realize that I was a cancer in the lives of my parents, the children of my ex-wife and so many others " but now my only goal is to be a blessing to people. My day to day joy comes from being there for others like so many were there for me. If one less mother can cry herself to sleep because of me and my story, I feel like everything I have been through was worth it. I`m blessed now and want to be a blessing to others."
Like many addicts, Ryan`s descent into heavier addictions began with those few extra stress-relieving drinks at lunch and after work that developed into alcoholism. From the outside world`s perspective, everything was going great. After graduating with a degree in finance from Merrimack University, he secured a position as a broker dealer with a renowned investment firm and within a few years launched his own successful firm focused on retirement planning. He was the very definition of a functioning alcoholic, " serving his clients well and giving them peace of mind with the money they had worked all their lives for " yet, as he says, inside my soul was dying. " The more money he made, the more he drank. Pills were another factor. In his early 20s, he had hand surgery and developed a small addiction to Percocet.
Ryan`s job-related stress, combined with his increasing drinking, led him to experience a painful esophagus condition known as the Mallory-Weiss tear, which occurs in the mucus membrane of the lower part of the esophagus or upper part of the stomach, near where they join. He bled out and was in a coma for a time, and a stomach surgery was performed to save his life. Coping with the pain led to more addictive behavior, escalating from one 5 mg of Percocet per day to five, 10 and 15 pills. He then switched to the heavier Oxycotin, peaking at 20 crushed pills of 80 mg each per day snorted up his nose. (1,600 mg of Oxycotin is equivalent in strength to 320 Percocet pills).
His painkiller habit escalated to a full-blown heroin addiction " and he soon lost everything, my business, my money, my pride, my self-esteem. " He had gone from making half a million dollars a year to essentially being homeless. Ryan adds, I began waking up in dirty places, smoking used cigarettes I found on the ground, hitting the streets shaking a cup for money to buy more dope. Over a few years time, I had some stupid arrests for assault and battery and resisting arrest. At one point, I tried to commit suicide by mixing heroin with klonopin. My plan was to OD and get thrown outside a detox center with a suicide note, so my parents wouldn`t be the ones to find me dead. An ambulance happened to be pulling up at that moment. They gave me two shots of Narcan and saved my life. I guess God had other plans for me."
Not long after, his arrest for another scuffle led one of the probation guys familiar with him to say, You`re a great guy, Ryan, but we give you so much rope and you always hang yourself with it. " Looking out of the window of his Cambridge jail cell, he saw his old office across the street " and the parking lot where he parked his Mercedes during his fruitful days as a financial advisor. Having been raised Catholic, a profound spiritual presence overtook him, and he pleaded, God, if you give me one more shot, I will never drop the ball again. " He describes the recovery process as one that happened over a long period of time, yet all of a sudden. " He had been to a 12-Step program before but didn`t commit. This time he did. He had no choice. Death was the only other option. And like he says, Nobody who knows the pain would choose it. Nobody wants to be dirty, grimy, hungry and dope-sick all the time."
While most of his former friends abandoned him when he went to jail, he found new friends committed to helping him take the long road out of addiction. His sponsor, Billy, played a key role. He adopted me, put his hand out, visited me in jail, loved me, " Ryan says. He was a successful professional who had been once been where I was. He was the type of man I wanted to be. And he taught me how to live. The funny thing is, he knew nothing about my financial planning history. With his help, I began taking stock of who I was " an insecure guy with a lot of fears who would compensate by overachieving at work and at the gym. I had fears of not getting what I wanted and losing what I had. These fears fueled the addiction. Now they are a strength, because the fear of failure drives me to be successful in my business."
After coming to terms with these insecurities and fears, he reconnected with some of his former clients, making amends and assuring them that while he never stole money from them, he knows he stole their peace of mind through his addiction-fueled scattered attentiveness. Some came back, others didn`t, but with the help of another mentor, Brian, and his family, he was able to get back on his feet, start Summit Financial Partners and build a new business via referrals and what some might call Providence. Brian, an established financial industry professional whom Ryan had long revered, had been a mentor to Ryan when Ryan was younger and returned to help coach his old friend back to mainstream life. The key to this relationship, according to Ryan, is that Brian always told him the truth.
Now that`s my job, being honest, living the right way, being kind and loving to others, taking a person who nobody could tolerate and being kind to that person, " Ryan says. I like to say I had to fall to gain it all. I grew up with a father and grandfather who taught me the value of integrity and I had to lose everything to gain that sort of integrity and live my life according to what I learned so many years ago. I broke my parents` heart once and now to see their joy in the life I lead is everything to me. I sponsor recovering addicts and when I see the light go on, take that kid who was once on the couch half dead and show him how to live right, that`s what`s important to me. If I`m only remembered for the amount of money I have made, I will consider my life a failure. Making a difference in people`s lives is what drives me every day. It`s like a ripple effect. If you do the right thing, you can`t help but make someone else`s life better. What was once the curse is now my blessing. "
My name is Ryan Skinner, and as a recovering addict, I am living proof that survival from the darkness and downward spiral is possible. I have been given several great gifts that many people never get and which I will never take for granted: a second chance at life and along with that, a humbling opportunity to pay my reversal of fortune forward and help others struggling with the disease of addiction. It may sound ironic to be grateful to have gone through something so terrible, but I thank God now that can help people who are going through the nightmare. I am able to do this as a sponsor to younger recovering addicts, and by sharing my personal story with people from all walks of life. I speak regularly to high school students and to people enrolled in a drug program at the Middlesex House of Corrections. I focus these talks on making changes and turning adversity into something positive. Doing this, I have learned that the true measure of success is found in how many people you bless.
Every day I ask God how I can be of service to others using the talents he`s given me. In my business life, I seek to provide service to my clients at Summit Financial Partners at the highest level, so that I may add true value to their lives. I want to bring this kind of value to others in my personal life as well. I feel my story allows me to operate on a whole new level in many aspects of my life now. I believe that everyone has a purpose but few are fully able to tap into their true potential. My experiences gave me a purpose and a strong connection with divinity and to my fellow human beings as I live to be in their service. Making a positive impact on people`s lives, to the best of my ability is what drives me every day. If I can help save one more addict, and help spare one more family of the heartache addiction brings, I feel like everything I have been through was worth it.
Dedicated to raising money for children who have been orphaned by parents who lost their struggle with addictions, veterans who are battling those destructive demons and the homeless, The Ryan Fund is one of the ways I have chosen to make good on my second chance at life. I was blessed with this in recovery after struggling for years with multiple addictions. The Ryan Fund is an extension of my mission to be of service, and to show people that despite the great odds, there is always hope.
When I think about how the idea for The Ryan Fund became an essential part of my life, several powerful images come to mind. When I was younger, I would drive down the highway into Boston and see a billboard with a picture of a beat up station wagon and the caption, Apartment that Sleeps a Family of Six. " It was a wakeup call to the homelessness and poverty that I had been blind to. I`ve always been a spiritual person, so I would pray to God to help me find a way to make a difference in the lives of people who lacked what I took for granted. At one point during my downward spiral of addiction, I lost my house to foreclosure and began waking up in sketchy places. This helped me understand their plight in ways I hoped I would never have to. When I entered the recovery phase, one of my goals was to give back and be a blessing to others. I began talking to addicts and those in recovery and donated extensively to numerous charities.
But there was still something more I knew I could do. The trigger to starting my own organization, The Ryan Fund, happened May 1, 2015, when I saw in the Boston Herald a photo of a 10 year old girl who had been orphaned by her parents, who died of overdoses just two weeks apart. I was immediately motivated to act. I reached out and contacted the organization that was in charge of placing her or finding her a home. I inquired about adopting her. Because of my background of addictions, they wouldn`t let me apply. But I still wanted to give this girl and others like her a better life. That was the start of The Ryan Fund, but I have since expanded its outreach to help veterans and the homeless as well. These are our heroes who fought for our freedom and the system is letting so many of them down. They descend into addiction to help them cope with their problems and then get on a downward spiral into full blown addiction. They need our help. The homeless need our help as well. I`m honored now to have the opportunity to contribute to helping them find their way out of the darkness.
I just want to do something for these kids, veterans and the homeless " and look forward to working with The Ryan Fund to serve as many of them as possible. Working in the financial service for many years has well prepared me for the journey and challenges that lie ahead.
For Booking & Press inquiries, Please Contact:
TOM ESTEY PUBLICITY & PROMOTION T 508-451-5246 E email@example.com W www.tomestey.com


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20 Eye-Opening Photos That Reveal Just How Terrifying The Ocean Really IsTranslateCategories: Weird Tags: Really · Terrifying · Reveal · Photos · Opening
You may not have heard of thalassophobia, but it's possible you suffer from it. Defined as the fear of open water or the sea in general, it's a pretty common condition. After all, bodies of water across the globe are full of mystery, and who can't relate to the fear of the unknown?
Maybe you're not worried about what's lurking beneath the waves now, but you might change your tune once you see these terrifying photos of the ocean and everything hiding inside it. Cue the Jaws theme!
1. The Whale Shark Might Be Harmless To Humans (watch Out If You're A Plankton, Though!), But That Doesn't Mean Their Mouths Aren't Serious Nightmare Fuel. Just Picture This Thing Swimming Up Behind You… No Thanks.
2. Sure, Nothing Appears To Be Lurking Around The Corner In This Creepy Photo, But That's Exactly What Makes It So Troubling. That Fear Of The Unknown Certainly Applies To The Mysteries Of The Deep.
3. Every Once In A While, The Scariest Thing You Can Find On The Ocean Floor Isn't A Shark, A Jellyfish, Or Another Animal—it's A Completely Inanimate Object. What Is That Chair Doing There? How Spooky Is That?
4. Whales Are Unlikely To Behave Aggressively Towards Humans, But That Doesn't Change The Fact That They're Completely Massive And Dangerous. If Ol' Moby Dick Here Decides It's Time To Come Up For Air, That Little Boat Will Be In Trouble.
5. The Boat Wasn't Big Enough For The Unsuspecting Quint, Hooper, And Brody In Jaws, But They Still Made It Out Alive (mostly). By Comparison, This Man And His Kayak Don't Stand A Chance Against This Big Guy!
6. No, That Isn't A Giant Tentacle Monster From A Horror Movie—it's Just Ordinary, Harmless Seaweed. Still, We Wouldn't Blame You For Immediately Swimming In The Opposite Direction If You Saw It While Surfing!
7. You Might Not Think That You Suffer From Claustrophobia, But It Would Likely Be A Different—and Far More Frightening—story If You Found Yourself In A Particularly Tight Underwater Corridor While Scuba Diving.
8. This Octopus Is Enormous! While He Likely Doesn't Pose A Threat To The Scuba Diver, There's Still Something Utterly Frightening About Seeing Such A Strange Creature Up Close.
9. If Horror Movies Set In The Ocean Have Taught Us Anything, It's That If You Explore An Abandoned Or Sunken Ship, You're Bound To Run Into A Giant Shark Or Terrifying Skeleton Pirate Before Too Long!
10. Coming Across Just One Hammerhead Shark Is Bad Enough, But If You're Unlucky And You Get On The Bad Side Of A Whole School Of Hammerhead Sharks, You're Not Going To Stand A Chance!
11. Whales, As A General Rule, Are Pretty Unlikely To Go Out Of Their Way To Act Aggressively Toward Humans, But None Of That Changes The Fact That They're Dangerous. Just Look How Teensy This Scuba Diver Is Compared To This Humpback! He Could Be Swallowed Whole.
12. What's More Frightening Than This Unusually Large, Ghostly Stingray Is The Fact That This Brave Swimmer Is Able To Keep Such A Zen-like Calm In Its Presence. Most People Would Be Freaking Out, Right?
13. The Idea Of A Haunted Forest Is A Well-mined Fantasy Trope, But What About A Haunted Forest That's Also Underwater? That's What You Get With Cenote Angelita ("Little Angel"), A Hidden Underwater River In Mexico's Yucatán Peninsula.
14. The Thing About The Open Ocean Is That You Don't Really Know If There's Anything Lurking Underneath Your Boat. This Perspective Really Shows You Just How Much Could Be Swimming Below The Surface…
15. You Know What's Creepy? Any Sort Of Animal With A Ridiculous Number Of Legs. The Bearded Fireworm, A Type Of Marine Bristleworm, Might Just Qualify For That Category. Yikes!
16. Jason DeCaires Taylor Is An "underwater Artist" Who Specializes In Creating These Unique Statues. Surely, He Knows How Eerie They Are. They Really Look Like Some Sort Of Underwater Graveyard.

subset: commoncrawl


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You may want to blame kids for dragging you to The SpongeBob SquarePants Movie. Or pretend you were nudged by nephews and nieces for guardian accompaniment. But you really shouldn't have to apologise for this film, which offers such a guilty pleasure.
You don't have to admit that even without the kids pressurising you, you might have sneaked into a theater and enjoyed the movie silly. For you could be one of the 60 million viewers -- one third of them adults -- who tune in every week to watch SpongeBob on Nickelodeon.
SpongeBob's first big screen adventure is one of the most delightful animated films in a long time. It is not as inspired as The Incredibles and Shrek 2, but is far superior to Shark Tale, and has more life, vitality and ingenuity than Polar Express.
The movie is often sophisticated and, when the need arises, not ashamed to be silly. On the whole, it is a through-the-roof entertaining experience!
And then there's always an air of innocence in whatever SpongeBob and his sidekick do, even when irreverent. In an age of cynicism and fear, their carefree innocence certainly appeals to many adults.
One often gets suspicious of films credited to more than two writers, but SpongeBob is an exception to the rule of too many cooks muddying the kitchen sink.
At 90 minutes, it does feel a bit too long. The transition from a 10-minute cartoon to a feature film is thus occasionally bumpy, but in the final reckoning, this is an admirable movie.
SpongeBob SquarePants (Tom Kenny) is an optimistic, free-spirited sponge born in a rectangular shape. He is also known as the underwater world's most blissful innocent. Living at the bottom of the sea, in a pineapple, in the community of Bikini Bottom, he works as a fry cook at the Krusty Krab diner, where his friends include Squidward the squid and Patrick the starfish.
Squeaky-voiced SpongeBob has been hoping to be named manager of a second Krusty Krab restaurant, but owner Mr Krabs is more impressed by Squidward.
When scheming Plankton (Doug Lawrence) hatches a plan that will lead the customers from the Krusty Krab into his own Chum Bucket, SpongeBob and his pink buddy Patrick (Bill Fagerbakke) will have to do something.
Plankton has stolen the crown of King Neptune (Jeffrey Tambor) and framed Mr Krabs. Plankton has also stolen the Krusty Krab secret recipe for his own restaurant.
Despite Mr Krabs having disappointed him, SpongeBob wants to help him retain the business.
He offers to undertake the long and perilous journey to Shell City to recover the crown, with the help of Patrick. Eventually, he will also get the encouragement of the king's daughter, Princess Mindy the Mermaid (Scarlett Johansson). Obstacles include a murderous biker (Alec Baldwin) and a diver who dries out SpongeBob and Patrick. Not to forget, the obvious scary sea monsters.
Ultimately, as our hero and his sidekick triumph, the comedic fable has fully drawn the viewers into a coming of age story that celebrates, among many values, innocence.
Apart from fun-filled adventure, plenty of colour and humour, the film also has many catchy numbers from the likes of Wilco (Just a kid) and Avril Lavigne.


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About TroyThe ancient city of Troy offers a unique and fascinating glimpse into a culture as old as the hills. Troy budget travel is a must for anyone who appreciates culture, heritage, history and learning.
Troy airports include the following: • Atatürk International Airport - Istanbul • Sabiha Gökçen International Airport - Istanbul • Dalaman International Airport - Antalya • Antalya International Airport, Antalya (closest)
As a World Heritage site, Troy is well-protected, especially as it is off the beaten track. The historical importance of the ruins do increase traffic to the area; however many private and state-sponsored efforts exist to address the environmental concerns within the area. Turkey has a progressive approach to conservation of its unique biodiversity.
In local towns and villages near Troy, culture includes
•Turkish Baths have become world-renowned as a way of improving physical and emotional health
•tea and coffee form a central part of local life as the Turkish people practice their hospitality by sharing friendship while drinking these
•beach-going is a popular part of Turkish culture
•Turkish cuisine is an exotic mix of middle-eastern and European styles
•Near Troy, traditional culture is more evident than in the larger towns or cities
Health precautions in Troy include the following:
•There have been some outbreaks of Malaria in certain parts of the country
•It is best to avoid tap water, and stick to bottled water
•Vaccinations are essential when travelling to Turkey
•There are no major health care facilities around Troy
Troy languages include the following:
•Turkish 90%
•Kurdish, Zaza, Arabic, Laz
•Albanian, Bosnian, Pomak/Bulgarian
•English 17%
Malaria in Troy:
•The World Health Organization classes the southeast of the country as a malaria risk from May to October.
•The tourist resorts in the west and south west of the country are considered malaria free, however cross-country tourism often takes place, so it is wise to take precautions against malaria
•Visit a doctor or pharmacist if you suspect you may have malaria
•Mosquito bites in general are unpleasant, and it is best to take precautions against these wherever possible
Troy money & banking information is as follows:
•Troy itself is not part of an existing urban infrastructure- it is advised that foreign exchange is taken to the site in order to avoid being without cash
Troy people include the following groups:
Some of the Troy local phrases you may try include the following:
•Merhaba (Mer-ha-ba) Hello
•Gunaydin (guen-eye dhun) Good morning
•Evet (Eh-vet) Yes
•Hayir (h-eye-uhr) No
•Lutfen (lewt-fen) Please
Troy plants are typical of the coastal region of the Mediterranean in Turkey, with a number of broadleaf deciduous plants, steppe, shrubs as well as flowering plants and wildflowers, plus edible plants and crops. Plantlife varies according to the different vegetation regions, which include coastal, mountain and central regions.
Troy religion includes the following:
•Islam 99%
Safety Tips
Troy safety tips include the following:
•Troy is generally safe for travel, being a tourist destination that is well-frequented
•Scams can occur, especially for single travelers - be on the lookout for suspicious activity
•Wild animals such as wild boar, bears and wolves can pose a small threat ' if you come across any animal, walk away slowly and do not ever approach
Troy transport includes:
•Fast ferry
•DolmuÅŸ (shared taxi or minibus)
•Troy has no airport itself, but is easily reached from nearby towns and cities
Travel Books
Troy recommended travel books include the following:
•Troy C. 1700-1250 BC by Nic Fields and Donato Spedaliere
•The Gold of Troy: Searching for Homer's Fabled City by Irina Antonova
•Helen of Troy by Margaret George
•Celebrating Homer's Landscapes: Troy and Ithaca Revisited by John Victor Luce
•Mysteries of Troy: 2 by I. G. Edmonds
What To Buy
What to buy for holidays in Troy:
•Spare batteries for torches and camera
•Guide books, bird books, Turkish phrase books
•Thick socks for hiking boots
•First aid kit for travel purposes
•Large refillable water bottle, or plenty of bottled water
What To Pack
What to pack for safari in Troy:
•Sunscreen, sunhat and sunglasses
•Bathing suit and towels as part of day trip or longer
•Headscarves for women, plus long skirts and t-shirts that cover shoulders
•Comfortable walking shoes plus sandals
•Casual and smarter clothes for various activities
•Camera with spare batteries and memory card/film
•Binoculars for bird spotting
•Guide book and phrase book
•Mosquito repellent and first aid kit
When To Go
When to go to Troy:
•Spring has the best weather, with long days and less tourists
•Autumn has mild weather, with shorter days and more rain
•Summer is hot in most regions, with clear weather and more tourists
•Winter is typically cold and wet, with snow in parts and the few tourists
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The highlight of my trip had to be Gweru in Zimbabwe, it was my idea of paradise. So much to do there with the animals and the location of it was just beautiful!
— Anne B (27) from Ireland
The trip was great! A very relaxed ride in a mokoro, followed by camping in the Okavango Delta and watching the animals on the islands was awesome!
— Michael & Silke from Germany
I loved every millisecond of the entire trip... Guess what I did in Swakopmund? I skydived out of a plane - woohoo was that AWESOME :-)
— JoJo E (61) from Switzerland
Finally home and had a great time…. I loved the shark diving, Sossusvlei and Himba people. Saw Lions, a Leopard, Elephants, Giraffes, everything really! Thanks for…
— John E from Canada
I did not believe in god till i visited Chobe National Park.
— Juca from Uruguay
Do this on the Cape Town to Nairobi with Gorilla Trek.Tours with Gorilla Trekking in Uganda
Do this on the 14-day Kruger and Mozambique Safari.Tours with Kruger National Park Game Drive
Do this on the Best of South West Africa.Tours with Okavango Delta Mokoro Excursion
Do this on the Best of East Africa.Tours with Serengeti National Park Excursion
Do this on the Best of South West Africa.Tours with Victoria Falls Flight of Angels
Do this on the Best of South West Africa.Tours with White Water Rafting on the Zambezi River
Visit Etosha National Park on the Best of NamibiaTours through Etosha National Park
Visit Okavango Delta on the Best of South West AfricaTours through Okavango Delta
Visit Serengeti National Park on the Best of East AfricaTours through Serengeti National Park
Visit Victoria Falls on the Best of South West AfricaTours through Victoria Falls
Visit Zanzibar Island on the cape town to darTours through Zanzibar Island


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Learning to Hack – Part 2: Review of Week 1
Kerry Mui is a student participating in the March cohort of the Web Development Immersive program. This article was originally posted on his blog. It is Part Two of his series documenting the Bitmaker Labs experience.
Wow, this week flew by.
I can say I'm fully immersed in a challenging, new world. Here are the things that I learned this week.
1) Always Be Producing
I was challenged mentally all week. The learning curve got steep quickly. We started with reviewing Ruby basics and ended by building a basic customer-relationship management (CRM) system. The only way to get better at any craft, be it athletics, design, writing, music, or programming: painful practice. You learn the pitfalls and build your muscle memory; whereas, learning by lectures or reading books just doesn't cut it.
2) **Daily Schedule is Well-Designed
Our daily schedule involves:
- Code drills from 9 a.m. – 10 a.m. on Tuesday & Thursday
- Class from 10 a.m. – 12 p.m. daily
- Lunch. Then, assignments due the next morning.
- Instructors are available for help from 2 p.m. – 6 p.m.
- Occasional social events in the evening
BL reminds me of the better parts of business school. BL's classes are interactive because our cohort size is manageable (35 students) and great instructors are available to support on problems you're working on in the afternoon.
3) **Ask For Help Early
The learning curve got steep quickly as I mentioned earlier. Thankfully, I was able to get great whiteboard review sessions with the instructors. Additionally, my classmates are a great resource since quite a few have programming experience in other languages and are enthusiastic working through problems together (their backgrounds and interests deserve a post in itself).
4) **Many Highs & Lows
I've gone from distressed because of difficulty understanding a concept for an assignment due, to utter bliss (hours later) when my code works by applying that concept. I expect this to continue.
Curriculum covered: Git, Github, ruby fundamentals, object-oriented programming.
[caption id="" align="aligncenter" width="351"] A CRM system I built.[/caption]
By Kerry Mui (@kmui)


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As I type this 3 days after XTERRA worlds, and a 29th place finish in a very deep and high quality field of pros; I continue to feel the one emotion I didn't want to be reflecting on.... The frustrating feeling of "what if." It is the only thing I didn't want.
I didn't race terribly. But unfortuantely on race day, the power just wasn't there. No excuses. It just didn't happen. After feeling awesome in preparation and having to hold myself back in course reccie, on race day I just felt empty. On the flip side I am proud I was able to keep my head in the game and continue to push to the end. Giving the best I had on the day, and continuing to move forward throughout the run.
As an athlete it is not really the result that matters, but the performance. The world championships is a brutal test, and an amazing opportunity to test one self against some of the finest athletes on the planet. I didn't happen, and if anything it probably just fires the motivation to do more. Specifically I want to give a huge thanks to Magellan, VO2max, RATS, and Iconic Adventures for their generous assistance in making it possible. And I look forward to many more adventures to come.
When XTERRA say they have a rough water swim, they weren't joking. This is Saturday pre-race and the waves are breaking on the beach. I successfully body surfed a few in.... but after being unceremoniously dumped onto the beach and filling my suit with sand, I figured I'd try to avoid the wave come race day!
Some pre-ride action and you can see it was some very dry and dusty conditions we had to deal with. While not overly technical, the new bike course certainly has enough to catch up those less skilled, and enough physical demands to break you.
Magellan tells you a lot of very useful information. Some you perhaps don't want to know. Such as an average temperature on morning pre-ride of 32 degrees....
Saturday night, 11pm, and we are sitting in a carpark. Not the plan. But after an earthquake in Canada, Hawaii went on Tsunami alert and we were evacuated from our accomodation at 9pm. We loading up the rental car with gear and bikes and headed for higher ground. A bizzare and surreal experience and not the ideal race prep as we finally got to bed at 2am ahead of our 9am start. Olly still managed to win an age-group world title and beat me home so won't be using this as an excuse!
Race morning and the swim was pretty rough. I was prepared for a duathlon, so post tsunami it was almost a surprise we swam. Some unsettled water movements made for a very testing swim which really showed the strongest swimmers. Case in point Javier Gomez who made the other pro's look like rookies coming out in 19min while no one else broke 20 (including numerous ITU pro's). Phenomenal.
Midpoint of the swim and I emerge amongst a few pro women and some faster age-groupers having already caught us. Not quite going to plan, but then again it wasn't a normal day!
Early in the bike, digging deep, and hoping that my "race legs" will re-appear any moment soon!
Last 500m and in typical XTERRA style they throw a deep sand beach at you. Kahuna, Janet and the rest of Team Unlimited could be accused of many things..... but making it easy isn't one of them. Theres a reason the medal you are given at the finish line reads "survivor"
Early in the bike, digging deep, and hoping that my "race legs" will re-appear any moment soon!
Last 500m and in typical XTERRA style they throw a deep sand beach at you. Kahuna, Janet and the rest of Team Unlimited could be accused of many things..... but making it easy isn't one of them. Theres a reason the medal you are given at the finish line reads "survivor"


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List of products by manufacturer Aquacraft
No products for this manufacturer.
Aquacraft RC models produce a wide range of high quality radio controlled ships for beginners as well as the experienced R/C boat enthusiasts.
The range on offer includes boats, air-boats, tugboats, catamarans, yachts or sailboats. Aquacraft models offers a wide range of different radio controlled boats including Nitro, electric sail boats and kits right to RTR. Based on our customer's preferences, you can choose models which are ready to go from the box or some of the boats which require assembly. Our range of Aquacraft radio controlled models consists mostly of uniquely designed fast speedboats like the Mini Thunder round Nose, Nitro Hammer or Top Speed 3. However for a more relaxing occasion, there is the elegant Paradise R/C yacht model.More


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Diagnosing Venous Insufficiency
When evaluating a patient for venous insufficiency, physicians utilize several methods to examine the patient. Most physicians start with the patient's presenting complaint and its history. Next, the physician may perform a physical exam followed by a duplex ultrasound evaluation.
- Includes general medical and surgical information, as well as specific information about vascular disease
- Onset of the problem
- Predisposing or aggravating factors of symptoms
- Patients are specifically asked about the common symptoms seen with venous insufficiency, such as leg heaviness, aching, itching, pain, fatigue, and swelling
Physical Examination
While a physical examination should not be used as the sole evaluation, there are several physical findings that are associated with venous reflux:
- Asymmetry of the limbs (size, length, ankle diameter)
- Scars (previous venous surgery or ulcers)
- Skin changes
- Lower limb swelling (edema)
- Skin ulcers
A common physical exam that physicians may use to assess a patient is the Trendelenburg Exam. More information about this type of exam and sample forms for completing a patient's history can be found after logging into our media site. A physician may also perform a palpation of arterial pulses to confirm that there is not another underlying disease.


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Milton Keynes has a bit of a bad reputation, which for the most part, is pretty unfair. So here's a blog about my hometown:
Common myths about Milton Keynes:
- It's a concrete city – no way! MK has loads of parks, lakes, and more trees than any other city in Europe.
- It all looks the same – maybe from the road, but come and look closer, and you'll see it's not.
- Milton Keynes is boring. Nope. We've got indoor skiing and skydiving, night clubs, tonnes of restaurants, an amazing theatre, a football team, Europe's longest shopping centre, water sports, museums … to name but a few.
What it does lack, I admit:
- A bit of character – everything is new and modern.
- Mountains or hills with a view … it's pretty flat around here.
- Infrastructure (they've built all these houses but the hospital and other facilities cannot cope)
Great things about MK:
- You're never more than 15 minutes away from whatever you need.
- It's in the middle of the country, so it's easy to visit London or travel north.
- Some amazing people live here 😉
Ramble over.


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surf holidays costa rica
Are you currently shopping for a surfboard? Read this first
Is that board you're checking suits you well? According to your weight, height or ability, there is a suitable surfboard for you. Before selecting a surfboard, you should think about what kind of waves are you planning to ride.
Knowing these main points will greatly aid you in your decision when you're purchasing a surfboard of your choice.
A longboard is 9 to 12 feet in size. Longboards are wider and larger in comparison to other boards. These boards have a one center fin. But sometimes, you'll see boards with 2 side fins. The tails can be flat or rounded ones. Longboards are perfect for areas where the waves are small. Longboards are perfect for beginners who are figuring out how to improve their balance. On the downside, its sheer size requires that you paddle longer than you're accustomed with . But when you start going, you'll enjoy just how sleek they glide. For intermediates, longboards will help you smoothen out your style. What's good about longboard is you can ride the big waves as well as the little ones. Longboard isn't as stylish as its smaller counterpart, but it promises longer surf time throughout the year.
In comparison to longboards, funboards are much shorter — normally 6 to 8 feet long. They are what we typically call as "Malibu designs". They're good for intermediate surfers that are transitioning from longboards to the flashier ones. It's versatile because you can ride it on small, mushy waves up to overheads. Funboards have similar design as a longboard – rounded nose, wide, thick and square tails. They can have a single fin or a 2 plus 1 set up – in which you have a long center fin flanked by two smaller fins that give you additional stability and management.
A fish is a shorter board – around 5 ½ to 6 feet in length. It features a wide and thick body with rounded nose and wide tail – just like a FISH! This board comes with a twin fin or a quad fin set up. Use this board for point breaks. Because of its width and length, you can be assured that even riding a small wave is rewarding.
A gun is a narrow, long board normally six to ten feet long. When compared to shortboards, a gun is more fitted to big waves.
Well, a longer, narrower board enables a lengthier rail line. While a broader board is busy pushing the water out of its way – or displacement – a gun simply glides over it.
Shortboards are good for areas where waves are sharp — much like those located in Hawaii. These boards provide improved maneuverability and manageability compared with the longboard. Shortboards are thinner and have more rockers.Typically, a shortboard has three fins. But there are new designs available for sale that features four fins.
When should you use a shortboard?
If living in the barrel is your thing, go for it. If the waves are inside their highest in months and you are wishing to climb up on them, then ride using a shortboard.
Choosing a surfboard needs homework for you. But, you don't need to do it alone. And while you are thinking about what surfboard to purchase, why don't you visit some surf holidays in Costa Rica to help you to develop your surfing skills? We found an organization that can offer surf instructional tours and camps in places like Costa Rica. Want to know more? Then go and visit All-Star Adventures (allstartrips.com).
Surf Getaway to Costa Rica features coaching
As a surfer, it is not adequate that you know how you can ride the wave. You are having dreams about overcoming the next big wave with a virtuoso performance that Kelly Slater can be happy with. Are there better ways to drive your surfing time to the next level than to learn to nose ride and cross step?
Surfing legends Mickey Muñoz, Julie Cox and Robert "Wingnut" Weaver will reveal the secrets on how to master nose riding and cross stepping.
Nose Riding
According to Matt Warshaw in his book, "The History of Surfing", "Noseriding wasn't identified as a maneuver until the early 1950's, after the surfboard fin had grown big enough to really anchor the tail."
Supposedly, the fin is responsible for steadying your board as you weave through the waves. The more stable your fin is, the more likely that you'll steer your board on the front end.
Famous surfers recognize that the road to surf supremacy would be to learn to correctly perform the nose ride.
Simply because it requires many years to get the job done. Plus, you will need more than sheer athleticism to take control of your surfboard on the front a lot longer than the others.
Nose riding can be described as a trick that needs you to take control of your board by shuffling or "cross stepping" away from the backside heading to the frontside or the nose. There's two ways on how to get to the frontside: either you crouch and extend your foot to the nose or make little steps till you reach the nose. Nose riding can be a difficult trick because you have to look out for waves that are coming at you and also to figure out how to balance yourself.
In an interview with Bob Howard, surfing legend Mickey Muñoz offered some tips on how to be a better noserider.
Here's an excerpt:
"To learn to noseride repetition is probably the number one thing you need. Lots of time in the water. Obviously, the equipment has a lot to do with it, but it is so individualized and particular to a given break that it is difficult to make general statements about equipment. But there are some specific things you can do. Surf with people who are better noseriders than you are, and glean as much information as you can from them. Discuss the break and how they noseride it.
Find out what they like about the board they ride there. Try their board and lots of others, and see what works best for you. Just get out there and noseride. Practice, over and over, the same maneuver until you learn that it is just plain impossible — or until you figure it out. Repetition–it's getting out and trying. If you haven't fallen off or wiped out you haven't learned anything. Mistakes are part of learning. Repetition allows you to practice at a maneuver till you master it."
Towards the end of the interview, he shared key points worth noting:
" You have to learn how to visualize it happening, in your own mind. And of course it takes time in the water. Again, there is no substitute for time in the water. Time in the water gives you conditioning for your body, mind and reflexes. By mind, I mean knowledge of when to try, and when not to try a noseride.
You can go to the gym, use a balance board, watch videos, but there is nothing quite as satisfying as pulling some warm sand up under your chin and just lying there on the beach watching a David Nuuhiwa or a Joel Tudor noseride. Visualize yourself doing those same maneuvers. See it in your mind. Then go out there and try to emulate them! And again, talking with people who are better than you really helps. Surf with people who are better noseriders."
Cross stepping
Surfing is an extremely cool sport because each step is really a trick by itself. Look at the cross step, a method of reaching your board's nose by alternately crossing your back and front foot forward up until you reach the tip. It's like doing balances on a high wire.
In an interview, pro surfer Julie Cox threw out some wonderful observations about crosstepping.
Here they are:
(On the question whether cross stepping is hard or not)
"I don't think cross stepping is difficult. I think it's a little more of mind over matter, like getting over the fear of just trying the first one. Shuffling is definitely a little easier because your feet are both planted and you're not taking too much risk. I really don't think it's that hard, it's just different and takes some practice. The more stable the board the better when it comes to cross stepping.
Because the goal for the cross step is to get up toward the nose of the board. You could do a hang five or a hang ten or put your weight a little bit more forward. A nice wide and semi thick board is best because you want that plank-like feeling to be doing a cross step on."
In a forum question, cross-step guru Robert "Wingnut" Weaver indicates some good reminders on how to enhance this trick. Here they are:
" (There are) two ways to approach the cross-step issue:
First: keep a lower center of gravity at first. Try not to "get tall" while you are walking.
As you move forward you will be picking up speed and that will cause you to tip backward if you are standing up too straight. Then, practice the steps, back and forth, at home, at the market — whenever you have the time to make little steps, one over the other.
It's a timing and "feel" deal. No shortcuts. Eating it is all part of the fun.
Good luck…"
As you can tell, you should be proficient in cross stepping in order to be good at nose ride. Both call for balance, understanding which wave to ride on and finding out how to take control of your board while performing the tricks.
If you wish to find out more tricks, develop your surfing skills or perhaps wish to have plain old fun with surfers just like you on an awesome surf vacation, have a look at All-Star Adventures at AllStarTrips.com. They offer amazing surf camps and surf holidays to Costa Rica that you'll definitely love.


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Sui Tin Sung // Mini camping
Friday, 20 July 2012
I don't know what (or where) Camp Fair is but if this poster is anything to go by I think I'd quite like it there. Campfires are one of the best things in the world but one done in paper in miniature form... now that is truly something!
Categories papercraft. Prints/Posters
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(Estate Planners) - All trusts must be classified in one of two ways for the purpose of paying federal income taxes – as a simple trust or a complex trust. Basically, a complex trust is one that cannot be classified as simple. In a nutshell, the complex trust is one that contains provisions for charitable gifts, an income stream, or concerns other types of wealth distribution.
Read the rest of this entry »


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Buoyant VHF Marine Transceiver
The buoyant IC-M35 is the latest in Icom's line-up of rugged marine handheld transceivers and comes with a great new feature that all boat users will love - Clear Audio Boost!Clear voice boost (Clear Voice + Voice Boost)In marine environments there are many sources of noise that can affect the quality of your communications, such as engine noise, roar of the waves etc. The IC-M35 automatically adjusts the outgoing voice and the incoming audio to compensate for the ambient noise level: whether you're in a loud environment or in a quiet area, the IC-M35 ensures your radio conversation is sent and received as clearly as possible.LOUD buttonWhen you need an instant boost in the volume, a simple push of the LOUD button gives you full volume immediately. In addition, holding the LOUD button mutes the audio output.Noise cancelling microphoneThe sub-microphone on the rear panel inverts phase and cancels out ambient noise from the main microphone. As a result, the IC-M35 reduces the affect of background noise (particularly trebly noise) from the transmitted signal and makes it easier to catch voice communication.Automatic volume adjustmentIn a high noise environment, the sub-microphone detects the ambient noise and the IC-M35 automatically increases the volume output to suit the surrounding environment.700mW audio outputThe IC-M35 employs a bridge-tied load (BTL) audio amplifier to increase the audio output power. The internal speaker delivers a loud 700mW (typical) audio output with clear sound even in noisy environments.And yes, it floats too!Just like the IC-M23, the IC-M35 floats in the water. If the radio is dropped over the side, it will come to the surface so you can retrieve it. As the radio has a rugged, waterproof body, it will keep on working even after it has been submerged.6W RF output with low power consumptionAlthough the IC-M35 delivers a high 6W RF output and 700mW audio output, its current saving circuit offers 8 hours* of operating time with the supplied 980mAh Lithium-Ion battery pack.Large buttons and slim dimensionsThe IC-M35 has large, easy-to-operate buttons that provides intuitive operation. A slender design body makes it extremely natural to handle.Easy to see LCD with large channel indicationThe IC-M35 has an easy to see large LCD (32 x 16 mm) with a clear 2-digit channel number indication. The LCD is laid out on the top of the front panel not to be covered with your hand. LCD and key backlighting is standard for night time operation.
Sweet Protection has had a classic logo since the launch of the Strutter all that time ago back in 1997. The Sweet Kayak helmet brand is well known for that big shiny "S". Sadly, this year it is going to change. More on Sweet Protection - The Iconic Logo! »
White Water Consultancy has been a popular name in the world of Canoe and Kayak retail for many years now. Sadly, with the excessive floods that were seen in Llandysul and Bronwydd in late 2018, they've had to close their doors for the final time. More on White Water Consultancy (International) Ltd »
Sadly, Baileys The Army Store in Cardiff has closed down. Thankfully, we're here to fulfil all your bushcraft needs!More on Baileys is closed down... but we're still here! »


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Here we go! Another addition to my Intel Tablet Crew Series.
Being the music geek that I am, the first thing I did when un-boxing my Samsung ATIV 500T tablet was to check out its music features and apps. To my surprise, aside from regular media playback programs, my tablet came with this fantastic free app called Music Maker Jam (made by MAGIX).
What is Music Maker Jam? It's an easy to use music production metro app for Windows 8. Its main function is to help you create and customize your own tracks using built in sound samples and beats. In this Electronic Dance age, who doesn't want to become a DJ?
I know… my life dream of becoming a world travelling EDM superstar is probably over. But I can still imagine, pretend and fantasize in my own Tomorrowland.
In short – the app lets you set the tempo and melodic progression of professionally produced sound loops. You play them and control their volume, pitch, and effect. A few music style sound packs (dubstep, tech house, rock, jazz) come free with the app while many more are available to purchase and download.
Overall, Music Maker Jam is pretty slick and offers something I didn't expect from my tablet. Powered by an Intel Atom Processor, this portable device is proving to have many unique surprises.
I put together a quick jam session video below:
Other Posts in this Series:


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San Rafael renters insurance comes in all shapes and sizes to suit your growing family and your growing renters insurance needs. Regardless of whether you have lived in San Rafael all your life or whether you have just moved to this California community, it is important that you consider San Rafael renters insurance.
Moving to San Rafael, CA?
San Rafael is a great place to raise a family. There are a number of parks and recreational activities for the entire family, including the China Camp State Park, the McNear's Beach Park as well as community and neighborhood parks great for dog walking and picnics with the kids. There are a number of schools for students of all ages including Dominican University, Ali Akbar College of Music and Terra Linda High School. There are charter schools, religious schools, private schools and public schools to choose from. If you have a student at home, then you will need to consider where you are located in relation to your school of choice.
There are also plenty of employment opportunities for California renters in San Rafael, including a booming video game development industry. Some of the big names in studios include Stormfront Studios, Visual Concepts, Autodesk and Totally Games. There are additional employment opportunities at the state, civil and community level.
Where you choose to live will depend on a number of things. Are you looking for a one bedroom apartment or studio loft in the heart of the city or are you looking for a large family home outside of town? Perhaps you want something in the middle such as a two bedroom townhouse with plenty of room but without the added upkeep of a house, or a three bedroom condo that is close enough to the city but allows you to remain outside of the limelight. Are you looking to start a family or are you planning on being single for a while longer? Are you a senior citizen planning on retiring soon? Do you have any kids or pets to accommodate? Do you have a car or will you rely on public transport? Do you want to live in close vicinity to others or are you looking for your own slice of paradise? All of these questions will not only impact the type of housing your choose but also the type of San Rafael renters insurance that is right for you.
San Rafael Renters Insurance Options
There are several reasons to look into rental insurance quotes when moving and renting in San Rafael. You never know what could be just around the corner, especially when living in California. While the days are sunny and the nights are warm, storms, earthquakes and other disasters have threatened renters in the past.
When you invest in San Rafael renters insurance you are getting the added level of security that your contents, your home and your family are protected. With contents insurance, loss of use coverage and physical liability protection, you are protected in three different ways - from repairs and replacements to your belongings; from moving expenses; and from medical and legal expenses in the event of a serious injury in your condominium.
Although you don't plan on ever having to make a claim, you can leave the house every morning feeling confident that, if something were to happen, you would be covered. This means that your financial situation will not suffer in the event of any natural disaster or accidental damage including theft, vandalism, storm damage, hurricanes, water damage, fires or tornadoes.
Rental Insurance Comparison Tips
When you start your search for San Rafael renters insurance there are a few things to remember. First of all, every renters insurance provider is different. While some providers are based in San Rafael, others are located across California or even on a national level. Are you looking for a local company or do you want the experience and credentials of a larger agency? It is important to not only compare policy options as well as premium prices, but that you also compare the different providers based on customer service and support.
Another thing to remember is that your San Rafael renters insurance policy is not set in stone. You can compare, browse and change your renters insurance policy as your life changes. The more often you compare San Rafael renters insurance, the more likely you are of getting a better discount on a premium package.
Finally, be sure to take the time to read the fine print in each policy. While finding a cheap price is important, you also want to be sure that you are getting adequate coverage. Five minutes is all it takes to browse through each policy, compare the coverage options and purchase a San Rafael renters insurance plan that works for lifestyle.


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About me
I graduated medical school at the University of Medicine and Pharmacy "Carol Davila" in Bucharest in 2003 and defended my PhD thesis in 2012 at the University of Eastern Finland, Kuopio, Finland as a BiND Marie Curie fellow. I started my Postdoc at Karolinska Institutet ,first working as a work package leader inside the FP7 funded neugrid4you project and afterwards I received a grant from the Swedish Society for Medical Research.
Meanwhile I also started my residency at the Geriatric clinic, Karolinska University Hospital.
I am also competent to conduct clinical research in accordance to GCP conduct.
Research description
My main research interest is how magnetic resonance imaging (MRI) related biomarkers could improve the care of patients with different levels of cognitive impairment. During the years I trained in applying different automated methods for analysis of MRI data. My PhD studies yielded very interesting findings regarding the prediction to progress from MCI status to AD.
In the last years I concentrated all my efforts in developing a reliable method for the segmentation of white matter changes (WMC). This method is called CASCADE and is now available for public use.
Reproducible segmentation of white matter hyperintensities using a new statistical definition.
MAGMA 2017 Jun;30(3):227-237
Multispectral MRI segmentation of age related white matter changes using a cascade of support vector machines.
J. Neurol. Sci. 2012 Nov;322(1-2):211-6
An MRI-based index to measure the severity of Alzheimer's disease-like structural pattern in subjects with mild cognitive impairment.
J. Intern. Med. 2013 Apr;273(4):396-409
Teaching portfolio
During the years I had constant teaching activities for PhD students, both theoretical and practical sessions.
For the time being I am course responsible for future occupational therapists having the task to introduce them to basic internal medicine and geritaric knowledges.
When I am on clinical duty, I am supervising medical students.
MapView map
Blickagången 6


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Process data – Generate – Log parameters
The Medium/High Voltage monitoring system, scaled appropriately for that network, continuously and accurately – measures and calculates a wide range of grid condition data (to Class 1 standard) including:
- monitoring up to 33Kv
- busbar min / max / averaged Voltages
- minimum, maximum and RMS current and phase for individual phases per feeder
- active and reactive powers per feeder
- stores 1Hz raw measurement samples for a period of seven days and calculated values for up to 180 days.
- as well the above, the range of data points allow for almost limitless data creation and customisation
The MCU has GSM/GPRS modem as standard, but also features an auxiliary port that can be connected via optional network interface modules to provide customised interface solutions, providing a highly flexible means to connect to the GridKey data system or the customer's own data systems.
The MCU is fully configurable via a standard IEC optical probe with a laptop. Parameters that can be set include:
- Substation identification and location information
- Feeder connections used
- Reporting intervals
- View and monitor live data
At any point in operation, the data reporting for each MCU can be individually re-configured via its network interface. The operator can select the MCU measurement reporting interval from every minute, hour, day and beyond, as needed. Any stored data, including detailed raw measurement data can be retrieved, for instance if detailed analysis of a specified timed event or period is required. On top of this the MCU520 accepts a range of sensor types, all of which allow for even greater unit, and data, customisation
The GridKey MV Monitoring System is a designed for purpose, flexible and highly configurable
information system providing the following benefits:
GridKey's MCU520 MV is a custom designed continuous monitoring system for medium Voltage (MV) networks. It consists of a number of sensors on each feeder, connected to a Metrology and Communications Unit (MCU) which processes the sensor data and generates and logs substation loading and condition parameters. This information is relayed to a network control centre where the substation condition can be accessed graphically via our customer web portal or incorporated into the operator's own data networks and SCADA systems.
Choose to configure and generate alert messages that would be sent via the data network system for multiple grid measurement states, for example to provide indications and warnings of any under voltage or power phase imbalance conditions. The information and alerts provided enable network managers to make evidence based decisions and plan effectively for future preventive maintenance and capital expenditure.


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Miriam Carey Capitol Hill Suspect: What Causes Postpartum Depression?
Miriam Carey, 34, was shot and killed by police following a police chase outside the Capitol building on Oct. 3. Her mother revealed that she had been suffering from postpartum depression following the birth of her daughter. PPD is actually very common — and treatable. HollywoodLife.com spoke to an expert psychotherapist about the forms of this type of depression.
Miriam Carey was killed by police after she hit a security barricade and a police car and sped wildly away from the Secret Service, igniting a dangerous chase. The new mom had her 1-year-old daughter in the car at the time of the car chase and shooting. The girl was safely removed from the vehicle and put into police "protective custody." After the tragic event, Miriam's own mother revealed that Miriam had been suffering from postpartum depression following the birth of her daughter.
Miriam Carey, Capitol Suspect, Suffered From Post-Partum Depression
Miriam developed severe depression after giving birth to her baby. "She had post-partum depression after having the baby" in August 2012, Miriam's mother, Idella Carey, told ABC News. Miriam gave birth to her daughter, Erica and "a few months later, she got sick. She was depressed … she was hospitalized."
Miriam was a dental hygienist from Stamford, CT. and was described as "seemingly happy," about her life and baby by her co-workers, according to The Daily Mail. Authorities also revealed that Miriam had a history of mental illnesses that aren't publicly known yet, but her mom said that Miriam had "no history of violence."
"Investigators found two medications in the apartment of Miriam Carey: one used to treat schizophrenia and symptoms of bipolar disorder; the other an antidepressant," a law enforcement source told CNN.
Postpartum depression is more common than is widely realized. In fact, as many 10- 20% of new moms experience depression following the birth of their baby — often not showing any outward signs of illness.
Postpartum Depression — Get The Facts
Postpartum depression can occur immediately after a mom gives birth, but it can even occur as late as a year after the baby's birth. PPD can be treated through a combination of counseling, anti-depressants, and/or hormone treatment. Estrogen rapidly drops after childbirth, which accounts for the dramatic shift in mood and emotions. Nursing moms considering anti-depressants or hormone treatments should talk to their doctors about options that won't harm the baby through breastfeeding.
Lots of new moms greatly benefit from talking to other new moms and sharing experiences and emotions in mommy support groups. There are three types of postpartum depression: baby blues, postpartum depression, and postpartum psychosis. Baby blues develops 1 day to 2 weeks after birth and lasts for 3 weeks or less. PPD is occurs 4 weeks to 12 months after birth and can last up to year. The most severe form is postpartum psychosis, and symptoms include hallucinations, disorientation, confusion, false or bizarre thinking, delusions, fears of the baby being demonic or possessed, and suicidal or homicidal impulses.
"Therapy or medication is not a sign of weakness; on the contrary, it is the sign of a good mother who is willing to do whatever it takes to be a good parent," said Dr. Jenn Berman, author of Super Baby: Simple Tips, Tools and Techniques for Encouraging a Child's Optimal Development.
Dr. Jenn cannot specifically diagnose Miriam, but she told HollywoodLife.com from her experience that Miriam's case sounds like postpartum psychosis, which may have been caused by a change in her hormones post-pregnancy that made her other medications ineffective, or if she stopped taking her other medications altogether during her pregnancy. "Hormone changes and weight changes during and after pregnancy may mean that medications that worked before need to be tweaked, and they may not have been updated," Dr. Jenn said.
Let us know, HollyMoms — have you or a loved one experienced postpartum depression?
WATCH: Capitol Hill Shooting — Car Chase After White House Crash
— Kristine Hope Kowalski


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"Are you all nice and smooth little sissy?" I ask you as you walk gingerly out of the private massage room and into the main room of the salon. You have on a wrap around fluffy robe that we give to our ladies when they are having a spa day. I notice that you are walking a lot more like a pretty girl than a boy would be. It makes me smile.
"Yes Mistress, I am smooth all over and Mistress Sheila took care to humiliate me about my new clitty. *giggle* "
"Did she give you a new little clitty? All smooth and sweet and feeling pretty?" I could not wipe the grin off of my face if I tried.
I gestured you over to sit in the manicure and pedicure station so that your hands and feet could get a much needed make over as well. Make sure that you pick out a slutty color for those toes. "Mistress Kim will take care of you for the next hour or so and you can talk to her about all of your nail care needs. I will make sure that your new appointment schedule is made so that you can maintain the new you. You want that don't you sissy?"
The idea that this transformation was not just for the day but for the rest of your life, sunk in a bit and it frightened you but excited you too. A girly girl full time. What did that mean? You have already come so far. There is no turning back now. All of it feels so good and feels so right. You cannot give it up. You have to continue. You deserve to feel this pretty and you can't wait for the adventure to go forward, even though you are scared to death. That out of control feeling is so erotic that you have to be careful that you new little clitty does not pop out of the middle of that robe. Behave yourself. Silly sissy.
Goddess Jessica
888-647-7587 Ext 22


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Pokemon Crystal Version – Review
Game Boy Color
Review by ZaleIsBackAgain
Reviewed: 10/04/04 | Updated: 10/18/04
The ambition is where its at.
What more can you say about a new edition in the Pokemon series? It has a lot of new Pokemon with a new and minor gameplay mechanic. Though there was always something special about the games, and that special little spark has been shared with the latest Pokemon game for the Gameboy Colour, Pokemon Crystal. Was it the Pokemon? Was it the ambitious adventure to be the greatest Pokemon master of all time? Perhaps it's both of them, though there must be a specific reason why Pokemon Crystal, out of all the Pokemon games is the most enjoyable.
For those that did not follow the Pokemon trend back in the Pokemon era, Pokemon are fictional monsters that share similar qualities of the monsters of todays world, like Pikachu resembles a mouse while Squirtle resembles a turtle. These Pokemon possess supernatural powers of a certain element. Their element is chosen according to their habitat, like Squirtle is a water Pokemon, so all of his supernatural abilities mostly relate to water type moves. Human beings capture Pokemon for sport; competing against each other to be the best Pokemon trainer. According to the TV show, Pokemon and Pokemon trainers share a special bond with each other, which I suppose is special?
For those that did follow the Pokemon trend have surely played either Pokemon Red, Blue or Yellow. Many changes have been taken into consideration between then, like a new experience bar meter, letting you quickly check how much experience a Pokemon is required to advance to the next level. A berry system that lets you equip certain items to Pokemon, like anti poison berries, anti paralyzed berries, potion berries, etc, colour, a new adventure which includes the adventure of the original Pokemon games as well as a fresh one, and last but not least, new Pokemon and Pokeballs! New content to make Pokemon ever greater!
Most of these changes are only minor, making Crystal feel more like an expansion pack rather than a whole new experience. Though most of these minor changes were pet peeves for gamers playing the original, meaning a whole new experience that has been enlightened. The game still retains it's classic and unique RPG gameplay experience that made it so great, such as the method of catching a Pokemon, four limited moves per Pokemon, carrying six Pokemon at a time and fighting with only one Pokemon during each battle. While this formula sounds way too basic to be good, it's the Pokemon that matter. Each Pokemon are limited to a pair of moves they eventually learn when they reach higher levels, meaning you'll have to strategize which moves to get rid of to be replaced with other ones, and what Pokemon to bring with you.
Though, It wasn't the actual battles that made the originals so good, it was its Pokemon. Nothing was more rewarding than catching a legendary or rare Pokemon you really liked. And with the new capabilities of the Gameboy Color, the Pokemon finally have colour! Pokemon collecting is now even more rewarding than it ever was. New animations for the attacks were added, instead of ten moves sharing the same animation. For example, in Red and Blue, surf and hydro pump shared the same attack animation. In Crystal, with the amount of memory the cartridge of a Gameboy Color game can hold, things has changed. Surf shows a huge wave hitting your opponent, and hydro pump has a surge of water rising from the ground, hitting the opponent harshly.
Unlike in other RPG's, when Pokemon reach higher levels, not only do they learn better and stronger moves, but they also evolve into different Pokemon! For example, a Cyndaquil evolves into a Quilava, who evolves into a Typhlosion (Yes I know, Typhlosion must be the most coolest Pokemon name ever!). What separates them besides their broader looks is their stats. Even if two of those Pokemon were at the same level, Typhlosion would be must more superior. And even if you reach a certain level where your suppose to learn a specific move, if you don't evolve, you wouldn't learn that certain move. This also works the other way around, you learn moves earlier if you don't evolve.
When you enter the Pokemon gym of the area, which, are gyms that your required to defeat in order to enter the championships, you'll be greeted with puzzles! Some of the puzzles are very confusing, like the most used puzzle concept here is the sliding ice. When you enter the ice, it automatically brings you to the next non icey area. The game developers did a great job of making you think. Others have you figuring out which boulder to move in which area, etc.
The adventure is quite long for those looking for a game to eat their time away, since as stated before, the Kanto region, which is where the originals took place are available to play. Of course, the battles were redefined to match up to your level. The Kanto region would only take you around ten hours to defeat, since you are supposedly strong by the time you've reached the area, which is why when you take into consideration the length of both the areas, they're more short and easy than they could of been. The only reason why it's long because there's two adventures to play, but it's disappointing to see the length of the original adventure to be this short and easy.
Most of the time when your battling against the Gym leader of the area, you'll be over the level of their Pokemon, even if you didn't train excessively, making the battles easy and short. And their Pokemon are kind of weak. By this, I mean their low HP and low defence. Even if their Pokemon are at high levels, they can be easily defeated. Also, unlike in the originals, rare and legendary Pokemon are more attainable here. Legendary and rare Pokemon are what their name implies, making them much more stronger than the norm. You'll be breezing through battles throughout most of the game, since the only time you're brought challenge is when your against the Elite Pokemon trainers of the Championships, and against a mysterious trainer near the end of the game.
As said before, the battles isn't where your suppose to be truly satisfied; it's collecting the Pokemon. And with a world full of over 300 Pokemon, for those that are mind set to complete the game 100%, collecting over 300 Pokemon will be a great challenge to look forward too. Other than that, the only other place you'll be satisfied here are the puzzles and the elite Pokemon trainers of the championships. Sadly, Pokemon Crystal would of been a much more enjoyable game if challenge was added, since the developers did overload the game with legendary and rare Pokemon, and toning down the other battles. Nonetheless, Pokemon Crystal is still a worthy game of the Pokemon name, and definitely the most enjoyable out of them all.
So what did Crystal do to separate itself from other games in the series? With the lack of the experience bar that tells you when your Pokemon will level up, it was very painful to constantly switch between the menu's. Also, with the new addition of 100 or so Pokemon, it was even more rewarding to raise, and with the new capabilities of the Gameboy Colour hardware, Pokemon are more distinguished among each other, which adds to the satisfaction of becoming a Pokemon master. The ambition is what won millions of players around the globe, and Crystal defines this term.
Rating: 4.5 - Outstanding
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Unemployment Insurance Compensation
New Jersey's unemployment insurance (UI) compensation system was originally established in 1935 to provide temporary partial wage replacement to individuals who lose their jobs through no fault of their own. The UI system operates as a federal-state partnership. The federal government sets broad requirements for its administration and for the states, and also determines the details of eligibility and program operation. General information concerning the system is provided below.
—Who is eligible to collect unemployment insurance benefits?—
To be eligible for benefits, an individual must have earned the minimum wage for at least 20 hours a week over a period of 20 weeks or at least 1,000 hours over the course of a year. Thus, for 2018 an individual must have earned at least $169 per week for 20 weeks or at least $8,500 during the base year. (A base year is defined as the first four of the last five completed calendar quarters.) The individual must also be available and able to work and be actively seeking employment. Finally, the individual must not be disqualified from benefits for any of the reasons set forth below.
—Who is disqualified from receiving unemployment insurance benefits?—
Generally, UI benefits are available to individuals who, in most instances, have lost their jobs through no fault of their own. Those who quit voluntarily, are discharged for misconduct, or stop work over a labor dispute may not be eligible for benefits. A 2010 law (P.L. 2010, c.37), alters these eligibility requirements and modifies the rules concerning when an individual may re-qualify for benefits by creating a three-tiered misconduct system (simple, severe, gross). Under the previous statutory system, about 90 percent of the misconduct cases had the same penalty without regard to the individual's level of misconduct.
Currently, with the revisions set forth in P.L.2010, c.37, claimants who are discharged for misconduct must wait eight weeks before collecting benefits, and claimants who are discharged for "severe" or "gross" misconduct are disqualified from receiving benefits. Examples of "severe misconduct" are: use of drugs/alcohol on the job, repeated violations of a company rule, repeated lateness or absences after receiving a written warning from an employer, destruction/theft of company property or misuse of benefits. Gross misconduct includes crimes of the first, second, third or fourth degree.
Pursuant to the law, an individual who has been discharged for severe misconduct shall be disqualified from collecting UI benefits until he or she becomes reemployed, works for at least four weeks and earns at least six times the individual's weekly benefit rate. An individual who has been discharged for gross misconduct or who leaves work voluntarily shall be disqualified from collecting benefits until he or she becomes reemployed for eight weeks and earns 10 times his or her weekly benefit amount.
— How is the state's Unemployment Insurance Compensation system financed?—
The UI system is financed with contributions made by both employers and employees in the form of tax payments to the Unemployment Insurance Trust Fund. While employees pay a flat tax rate of 0.03825 percent on the first $33,700 in wages earned in 2018, employers pay a variable rate ranging from 0.4 percent to 5.4 percent on the first $33,700 in wages paid to each employee. The tax rates paid by employers fluctuate depending upon the employer's "experience" with unemployment insurance claims. Thus, employers' rates will rise as the number of workers they terminate increases.
The level of taxes paid by employers is affected not only by their "experience rating," but also by the overall health of the UI trust fund. State law establishes five separate tax columns, with column A having the lowest tax rates and column E having the highest tax rates. When the UI trust fund is healthy and its reserves are high, the lower tax rates in column A take effect. When fund reserves decrease, there is a shift to the higher columns and tax rates. As of November 1, 2013, the UI trust fund was considered solvent. As a result, employers will pay rates in column C for 2017-2018. These rates could decrease in future years as reserves continue to grow.
— Which employers must participate in and contribute to the UI system?—
New Jersey employers who pay at least $1,000 per year in wages to one or more employees are likely subject to the provisions of the UI law. However, certain services are exempted from coverage, and contributions need not be made for independent contractors doing business with a company. In addition, nonprofit organizations that are exempt under 501(c)(3) of the IRS code may elect to reimburse the UI fund for benefits paid in lieu of making quarterly contributions like other employers. Employers should contact the Division of Employer Accounts in the State Department of Labor and Workforce Development (DOLWD) at 609-633-6400 to find out if they are subject to the law.
—What is the weekly benefit rate for an eligible claimant?—
The weekly benefit rate is equal to 60 percent of the individual's average weekly wage, up to a maximum of 56 2/3 percent of the statewide average of weekly wages paid to all employees covered by the unemployment compensation law. The maximum weekly benefit rate for 2018 is $681 per week. Generally, benefits may not be collected for more than 26 consecutive weeks. However, in the past, special "extended benefits" have been offered at times of high unemployment to workers who exhaust their regular UI benefits.
— What is the weekly rate for individuals with dependents?—
The weekly benefit rate for individuals with dependents is increased by 7 percent for the first dependent and 4 percent for the next two dependents, up to a maximum of three dependents and a 15 percent benefit increase. In order to be eligible for dependency benefits, the claimant's spouse must also be unemployed. A "dependent" is defined as the claimant's unemployed spouse or civil union partner, or unmarried child, stepchild or adopted child under the age of 19 (22 if attending an educational institution).
— What are an employer's pre-claim reporting obligations?—
Every employer is required to maintain certain information concerning their employees including payroll records for the current year and the four preceding years for each pay period. The payroll records must include the beginning and ending dates of the pay period, the employee's full name, address and social security number, the days of the week on which the employee worked and is credited compensation, and the total amount and value of compensation paid to each employee. A full listing of these requirements is available at:
Employers must also file an "Employer Report of Wages Paid" (WR-30) form within 30 days of the end of each quarter. Reports can be filed electronically at https://www1.state.nj.us/TYTR_BusinessFilings/jsp/common/Login.jsp?taxcode=45
Under the "Millville Dallas Airmotive Plant Job Loss Notification Act," P.L. 2007, c.212, 60 days prior to effectuating a mass layoff, every New Jersey employer with 100 or more employees must notify the NJ Department of Labor and Workforce Development, the chief elected official of the municipality where the business is located, and any affected employees and bargaining units. A mass layoff is defined as the termination of 500 or more full-time employees or 50 or more full-time employees representing one-third or more of the workforce at the establishment. If unemployment occurs because of a labor dispute, the employer must notify the Division of Unemployment Insurance at 609-777-4974.
Finally, an employer must provide each terminated employee with a Form BC-10, "Instructions for Claiming Unemployment Benefits." This form can be obtained by visiting https://www.nj.gov/labor/forms_pdfs/ui/BC-10.dot.
—Can an employer be responsible for paying benefits for an individual who becomes unemployed under another employer?—
Yes. The amount of unemployment insurance benefits that a claimant is eligible to receive is directly related to his actual earnings during the base year. A base year is defined as the first four of the last five completed calendar quarters. Thus, the eligibility of a person who seeks to collect unemployment in April 2018 will be based on his employment from January 1, 2017 to December 31, 2017. If the claimant worked for more than one employer during the period on which his benefits are based, the employer is then charged in proportion to the amount of wages that the employer paid the claimant during the base year to the total wages received during that period. In this case, all base year chargeable employers would share in the cost of each week of benefits payments.
As discussed below, an employer has the right to appeal a determination of benefits. Individuals who voluntarily quit employment or are discharged for misconduct, as determined by the DOLWD, may not be eligible for benefits.
—Can an employer challenge or appeal a benefits determination?—
The unemployment compensation law provides a mechanism for employers to appeal determinations or decisions of the Division of Unemployment Insurance. The appeals process has two administrative levels: the Appeals Tribunal and the Board of Review. Decisions of the Board of Review may be appealed to the Appellate Division of the Superior Court.
A determination becomes final unless a written appeal is filed within seven calendar days after delivery or within 10 calendar days after the mailing of the determination. An appeal period can be extended if good cause for late filing is shown. Good cause exists in situations where it can be shown that the delay was due to circumstances beyond the individual's control that could not reasonably have been foreseen or prevented.
To file an appeal, you must mail or fax your appeal to:
New Jersey Department of Labor and Workforce Development
Appeal Tribunal
PO Box 907
Trenton, NJ 08625-0907
Fax: 609-292-2438
— For More Information—
For a detailed description of employer rights and responsibilities under the NJ Unemployment Insurance system, request a copy of the Employer Handbook: New Jersey's Unemployment & Disability Insurance Programs from the New Jersey Department of Labor at 609-777-3200. You can also access a copy of the handbook at
If you need additional information, please contact NJBIA's Member Action Center at 1-800-499-4419, ext. 3 or firstname.lastname@example.com.
This information should not be construed as constituting specific legal advice. It is intended to provide general information about this subject and general compliance strategies. For specific legal advice, NJBIA strongly recommends members consult with their attorney.


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Summit Love in Action is a day when the students, faculty and community members come together to complete various service projects to beautify the campus. If you want to be part of the planning committee, come to the SHS Lecture Hall on Wednesday, Jan 16 at 3:15pm.
This year our Summit Love in Action day will be on Saturday, May 4, 2019. Mark your calendars!
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An urban site with severe space challenges (zero lot lines) and cost per unit sensitivities needed full remediation and modernization. The design included new roof overhangs, modifications to the balconies and larger windows to bring more light into the residential units. Terra Shimbashi, founder of Elemental Architecture & Interiors Inc., was consulting for Morrison Hershfield Ltd. as project architect and building envelope professional at the time of this project.
Architect and BEP: Terra Shimbashi
Building Envelope Engineering Firm: Morrison Hershfield Ltd.
Client: Strata VR 1437
Completion Year: 2004
Location: 6331 Thurlow Place, Nanaimo BC