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The banking gears of housing – Bank of America sells mortgage servicing rights on large loan pool to Fannie Mae. 400,000 loans shifted to Fannie Mae with $73 billion in unpaid principal.
- 7 Comment
Things just seem to get more perplexing with the housing market. Back in August the Wall Street Journal discussed a deal between Fannie Mae and Bank of America. The deal is odd even for the current banking system we have in place. It was reported that Fannie Mae purchased the servicing rights to 400,000 loans for the grand total of $500 million. Why would this be an issue you may ask? Well first, Fannie Mae being a GSE does not specifically service mortgages so buying a pool of loans with unpaid principal of $73 billion seems out of place. It also makes you wonder why a bank that has faced some troubles during the financial crisis would unload so many loans back to the government. This concern clearly does not go unnoticed and a Representative from the housing battered state of California sent a letter to the Federal Housing Finance Agency (FHFA) asking for more details on the deal.
The letter from Representative Darrell Issa
Source: Oversight Committee
In the letter, it is noted that the bank decided to sell the portfolio for a loss because the value of the loans were expected to deteriorate even further:
"The loans have a 13% delinquency rate, and more than half of the loans are in troubled U.S. real estate markets."
Is this another form of bailout going on here? Why would the bank sell such a large loan portfolio back to Fannie Mae which is now under conservatorship? The pool of mortgages are already showing an unusually high default rate. The housing market is unlikely to bounce back soon and to the contrary, is already showing signs of a further correction ahead.
Bank of America has taken a beating since the recession began in 2007:
The stock price is down over 80 percent in the last five years. Given the troubles with the bank, largely from bad loans, the letter states that it is:
"…unclear why the FHFA allowed Fannie to proceed with the transaction."
It is likely we will have details emerging in the months ahead but unlikely to make any significant change for those in the market currently. Some will target the government as being the problem and others will aim at the banks. At this point, the banks and the government are one. So a deal like this although shocking probably to most of you, is really something common in this financial bailout pattern.
It was also noted that last month's surge in foreclosure activity largely came from Bank of America:
"(CNBC) It appears the numbers you noted to me this afternoon generally track with our own numbers for key categories. It should be noted it's driven more in key states like California and Nevada than overall, and certainly the progress we're seeing is limited to non-judicial states. Judicial states continue to move very slowly, with key states like New Jersey only beginning to start processing foreclosures again this month."
The shift of a large loan portfolio to Fannie Mae and the current urgency to sell mortgages is definitely a new twist. The housing market remains in a mired state of problems with over 6 million mortgages now sitting in some stage of foreclosure limbo. During the earlier days of the crisis Bank of America purchased troubled mortgage lender Countrywide Financial. The bank seems to be leaving many doors open at this point:
"(Economic Times) NEW YORK: Bank of America Corp. (BAC), the lender burdened by its Countrywide Financial Corp. takeover, would consider putting the unit into bankruptcy if litigation losses threaten to cripple the parent, said four people with knowledge of the firm's strategy.
The option of seeking court protection exists because the Charlotte , North Carolina-based bank maintained a separate legal identity for the subprime lender after the 2008 acquisition, said the people, who declined to be identified because the plans are private.
A filing isn't imminent and executives recognize the danger that it could backfire by casting doubt on the financial strength of the largest U.S. bank, the people said. The threat of a Countrywide bankruptcy is a "nuclear" option that Chief Executive Officer Brian T. Moynihan could use as leverage against plaintiffs seeking refunds on bad mortgages, said analyst Mike Mayo of Credit Agricole Securities USA."
Does any of this sound like the housing market is getting any healthier? It is very likely we are going to have a troubled housing market deep into 2020. Ask yourself this, why would a bank be so willing to unload 400,000 loans for $500 million with servicing rights when the principal due is $73 billion? In terms of assets Bank of America is the largest bank in the U.S. and many other banks are likely to have similar issues given the problems in the housing market.
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7 Comments on this post
James Strong said:
The mortgage portfolio BofA cannot unload is an illegal portfolio to begin with because is is what I call NON-Property. The industry-wide practice after the original was sold by the banks for securitization purposes had the acutal note and title transfers "wiped", destroyed. Registrations of ownership of the papertrail was made by such processing agencies as MERS, but the actual documents of the notes and titles were never made…hence, securities owners have no been successful in Fed Court in repossessing what they claim is theirs as no actual paper trail exists…unless it was forged, robosigned, or even attested to by long dead notaries' stamps (Florida case).
Since Fannie is to have mortgage "servicing" rights, it must forge new legitimization documents, and thus continue the fraud, backing the fraudulent-to-be process with taxpayer liability. By transferring the servicing rights to Fannie, the mark-to-market process is kept under the rug, and a housing recovery is further delayed. There are about 6.5milllion mortgages in the shadow mortgage system awaiting repossession and foreclosure…which are worth practically …nothing, and continue to be hidden from view…apparently until they can be absorbed into the Fed govts agency hands and repackaged and sloughed-off to unsuspecting eg PRIVATE, public investment interests…eg…pension funds as the likliest customers…what a deal!
The creation of Non-property by Federal intervention in the housing markets for "social justice" redistribution since inception in 1977 with the CRA passage is nothing but a fraudulent means of actually destroying the legal status of property for un-Constitutional redistributive goals.
The destruction of the paper-trail is the actual tool that allows the illegal process to be established. The US Courts system is proving a difficult participant in the matter. Currently a US appellate Court in NY has ruled that MERS lack of actual transfer of original notes does not constitute a legal process.September 19th, 2011 at 9:41 pm
James Strong said:
Oh, I bet Fannie did not perform ONE forensic title and note search on a single one of the 400,000 mortgages in the interest of attempting to protect the taxpayer from a bad transaction with BofA.September 19th, 2011 at 9:51 pm
Dumbfounded said:
Is everyone enjoying this wonderful ride on the Titanic? Better reserve your seat on a life boat. There are not enough life boat seats for all passengers and the water is very cold. Don't forget, Bankers and Politicians first.September 21st, 2011 at 5:54 pm
Liz S said:
Bank of America and Fannie Mae and Freddie Mac have one common denominator…. and it's FMR LLC.
Look it up and focus on " beneficial interests"September 23rd, 2011 at 6:27 pm
Can't believe it said:
This is really bad. When I read that BoA bought CountryWide, I thought the CEO of BoA should be fired.
And now they are dumping some of these on Fanny Mae. We, the American taxpayer, is getting screwed by actions like this. And the Banksters are still going home with bonuses, and huge salaries.
They all belong in jail. And a cheap Jail at that.September 23rd, 2011 at 9:37 pm
Anthony Teamson said:
I am just a dumb schlub in the Northwest. Yet, even I knew that once, our financial lord god and absolute all glorious sage, Warren Buffett, put money into BOA, "we the people" would be absorbing BOA's mortgaged loan portfolio loss. The peasants just love their down to earth billionaire aristocrats; and hate to see them suffer; especially when they call for tax hikes on the upper middle class, and millionaires. He really does feel their pain and only wants BOA's balance sheet cleaned up so he can provide affordable housing for all the little people he cares so much about. The peasants just love their deep and intuitive analysis as to why BOA gets a pass, and oh, so how very smart they are.September 23rd, 2011 at 10:31 pm
DC said:
Its all going as planned with majority of housing owned by the feds.
Under government housing law, currently citizens will have no search and seizure rights. They have the right to walk in your dwelling anytime they like. Its the new one world government that will dictate everything you do soon. Thats what is in our future because
the economy is going to completely collapse soon. This is the control grid being put in place to take away all our freedoms and liberties …people !!!!!!!!!!! Wake up !!!!!!September 24th, 2011 at 4:08 am


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One of the mysteries of the English language finally explained.
Definition of Babiana in US English:
A genus of southern African plants of the family Iridaceae, comprising spring-flowering perennial plants which grow from corms and produce spikes of funnel-shaped yellow, purple, or scarlet flowers. Also (usually in form babiana): a plant of this genus.
Early 19th century; earliest use found in Curtis's Botanical Magazine. From scientific Latin Babiana from South African Dutch babianer, in same sense; compare -a. The South African Dutch and Afrikaans names were given to the plants because their subterranean stems are eaten by baboons.
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Top tips for CV writingRead more
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The legal tender is the right granted by the Government to a banknote or coin to be used as one of the means of payment within its territory. By the law n0 55/2007 of 30/11/2007 governing the Central Bank of Rwanda ( BNR ), in its articles 34 to 39, the Rwanda Francs Currency issuance is an exclusive privilege of the BNR with sole legal tender on the territory of the Republic of Rwanda.
According to the law n0 55/2007 of 30/11/2007 governing the Central Bank of Rwanda (BNR), the "FRW" is the abbreviation of " Rwandan franc", the monetary unit of the Republic of Rwanda.
Therefore, counterfeiting and forgery of banknotes and coins with legal tender are punishable under related provisions of the penal code of Rwanda.
Rwanda banknotes and coins cease to be legal tender with effect from the specified date of their demonetization published in the Official Gazette of the Republic of Rwanda.
The current range of Rwanda banknotes and coins with legal tender as below:
- 5000 FRW, 2000 FRW, 1000 FRW and 500 FRW for banknotes;
- 100 FRW, 50 FRW, 20 FRW, 10 FRW, 5 FRW and 1 FRW for coins.


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Own one of the last Original Unimatic coffee pots in the world. These antiques were conceived in Brooklyn by an Italian immigrant who longed to make American coffee better. They are an upgrade to the percolator and were made in Italy over half a century ago but are no longer in production, so only these last 5,000 models still exist—and AHAlife exclusively has 100! A nod to old-world traditions with a modern twist, these limited-edition, vintage coffee pots harness the laws of nature to brew coffee just like your Nonna would, but better. The result is the smoothest coffee you've ever tasted! Remember when the ritual of morning coffee was sacred? It is again.
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Simply wash the Unimatic with soap and water, no worries about submerging it in water (no electricity and no moving parts).
Do not put into the dishwasher (the high temperatures will crack the bakelite handle over time).
In time, the mirrored finish will develop into a beautiful patina (if you want to expedite this process, just use some Brillo on the outside of the pot).
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If you find one of our products anywhere else for less than it's being sold on our site, we will match it.
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Legal Digest of International Fair Trial Rights (OSCE Office for Democratic Institutions and Human Rights (ODIHR), Warsaw, 2012). Language(s): English.
Trial Observation Handbook for Human Rights Defenders (Paul Richmond, Dublin, 2012). Language(s): English.
Women's Rights in Muslim Communities: A Resource Guide for Human Rights Educators (Equitas and Direktorat Jenderal HAM Departemen Hukum Dan Hak Asasi Manusia, Montréal, 2009). Language(s): English.
Capacity Assessment Manual for National Human Rights Institutions (Asia Pacific Forum of National Human Rights Institutions, OHCHR, UNDP, Bangkok, 2011). Language(s): English.
RIGHTS NOW: A Training Manual on ASEAN Human Rights Mechanisms (Asian Forum for Human Rights and Development (FORUM-ASIA), Bangkok, 2011). Language(s): English.
A Guide to Using the Protocol on the Rights of Women in Africa for Legal Action (Equality Now, n.p., 2011). Language(s): English, French.
Bringing A Human Rights Vision to Public Schools: A Training Manual for Organizers (Elizabeth Sullivan and Sharda Sekaran, New York, 2007). Language(s): English, Spanish.
Promotion of Equality and Prevention of Unfair Discrimination Act 2000 of South Africa (Sarah Motha and Amy Lai, Cape Town, 2010). Language(s): English.
Mainstreaming a Gender Justice Approach: A Manual to support NGOs in self-assessing their gender mainstreaming competence (Oxfam Novib, The Hague, 2010). Language(s): English.
Kids Talk: Freedom of Expression and the UN Convention on the Rights of the Child (Linda Kirschke, London, 1999). Language(s): English.
Learning about Rights: A Set of Modules on Rights and Humanitarian Standards in Emergencies (Luis Morago-Nicolás, n.p., 2001). Language(s): English.
Handbook on European non-discrimination law (European Union Agency for Fundamental Rights and the European Court of Human Rights, Strasbourg, 2011). Language(s): English, French, German.
Toolkit for Action for the Optional Protocol to the International Covenant on Economic, Social and Cultural Rights (International NGO Coalition for the Optional Protocol to the International Covenant on Economic, Social and Cultural Rights, New York, 2011). Language(s): English, French.
EXIGIBILIDADE: Mechanisms to claim the human right to adequate food in Brazil (Thaís Franceschini, Valéria Burity and Luisa Cruz, Rome, 2010). Language(s): English.
Human rights in practice: Fact sheets on a human rights-based approach in development cooperation (German Federal Ministry for Economic Cooperation and Development, Berlin, 2010). Language(s): English.
RIGHTS NOW: A Training Manual on ASEAN Human Rights Mechanisms (Asian Forum for Human Rights and Development, Bangkok, 2010). Language(s): English.
Preventing Torture: An Operational Guide for National Human Rights Institutions (Association for the Prevention of Torture, Asia Pacific Forum of National Human Rights Institutions, Office of the United Nations High Commissioner for Human Rights, Geneva/Sydney, 2010). Language(s): English, Serbian.
Protecting Refugees (Council of Europe and United Nations High Commissioner for Refugees, n.p., 2010). Language(s): English.
Guidelines on Indigenous Peoples' Issues (Inter-Agency Support Group on Indigenous Issues, New York and Geneva, 2009). Language(s): English, French, Spanish.
Convention on the Rights of Persons with Disabilities: A guide by the Commonwealth Secretariat Human Rights Unit (Human Rights Unit, Commonwealth Secretariat, London, 2010). Language(s): English.
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Welcome to Exeter Quay Counselling. My name is Barbara Matheson, and I'm a counsellor based in Exeter City Centre.
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A first trailer has been released for the locally filmed indie film "Don't Know Yet."
The movie was written, produced and directed by Terry Linehan, a Department of Film Studies faculty lecturer at the University of North Carolina Wilmington.
Film students and alumni also produced the film, the first feature-length production made with equipment and support from the university.
"Don't Know Yet" shot in June and July 2012 at such local spots as Goody Goody Omelet House and Jackson's Big Oak Barbecue. The road-trip movie also headed west to film near Asheville and along the Blue Ridge Parkway.
The movie stars James Kyson ("Heroes"), Lisa Goldstein-Kirsch ("One Tree Hill") and David Andrews ("World War Z").
You can read more about the film here and see photos from the production here.


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Saturday Dec 22 2012
The third installment from Pink Dolphin has reached our doorsteps just in time for the holidays. Give the gift of PD featuring a couple fleece and some tees featuring the tradition waves tee rendered in different color patterns. Grab some of the collection while supplies last! Phone Orders 702-463-3322 or firstname.lastname@example.com. International Shipping available.
- Francis Santos
[nggallery id=485]
- Francis Santos
[nggallery id=485]


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FOXBORO � Normally, the Patriots blitz less than most NFL teams. The Pats decided to change that pattern against Miami, and it helped produce six sacks of Ryan Tannehill and a come-from-behind 27-17 victory.�I...
FOXBORO � Normally, the Patriots blitz less than most NFL teams. The Pats decided to change that pattern against Miami, and it helped produce six sacks of Ryan Tannehill and a come-from-behind 27-17 victory.
�I think it kind of worked out that way yesterday,� coach Bill Belichick said on Monday. �I think the conditions played a little bit of a part in that, but also the game plan. It looked like Miami was having more success throwing the ball in the inside part of the field on shorter throws. When we were able to pressure with a middle-of-the-field safety, then more of those throws went to the perimeter, which were harder.�
�Alfonzo (Dennard) and Logan (Ryan) and Devin (McCourty) and Kyle (Arrington) all made real good plays or were right there on the coverage on the sideline,� Belichick said. �It just seemed more evident as the game went on that when we pressured and gave that look that Tannehill was going to try to get the ball there as opposed to on the inside part of the field. It was just tougher to throw and our guys were doing a good job defending it.�
No changes at halftime
While the blitz marked a change in defensive strategy, Belichick on Monday confirmed the news a number of players reported after the game � that the offensive strategy, and the general defensive scheme, did not change at halftime.
�Because we just didn�t really feel like there was a big need to,� Belichick said. �We didn�t feel like what we were doing was [making it so] we weren�t in a competitive situation or we didn�t have a fair fight so to speak. We just felt like we needed to do it better.
�Sometimes you have a plan, you go in with a game plan and you see the matchups or you see their game plan and you recognize that this really isn�t the best thing that we can be doing here so then you modify or change what you�re doing to try to get your team a better opportunity to be productive and make plays,� the coach explained. �Then there are other times when you go in with a plan and you see what they�re doing and you look at it and say, �Well, what can we do differently here?� And you kind of come back to saying, �Well, really what we�re doing is probably the best thing we can do, we just have to do it better.
While the results were dramatically different, Belichick felt such swings in fortune are commonplace for him.
�I think that�s the National Football League. That�s the way it is in most every week in every game,� he said.
�There�s certainly a punching, counter-punching type of thing. That�s part of the play-calling and decision-making in the game. If you have something that�s working, do you keep doing that knowing that eventually a good team on the other side of the field and good players are going to recognize it and put a stop to it? Or do you try to move away from it and anticipate that they�re going to adjust what you�re hurting them with? Then you move onto something else and you second-guess yourself, �Am I moving away from success too quickly?� As any good fisherman knows, you never leave fish to find fish,� Belichick said.
Who needs third down?
The Pats produced a weird statistic as far as third-down conversions.
After going 1-for-12 in that department against the Jets, they were only 2-for-10 against Miami. It did not hurt them this time because they were so good on first and second down. Eight times, the Pats picked up a first down on second-down. On two of their three touchdown drives, they never even had a third down.
When they did face one they failed to pick it up, but went for it on fourth down and gained 8 yards and a first down on a Brady scramble.
Mum on Hernandez
Belichick would not reply to a question about whether any members of the Patriots organization have been subpoenaed in relation to the Aaron Hernandez case.
Mike Pouncey, a Dolphins player who was a teammate of Hernandez at the University of Florida, was issued a subpoena Sunday as he was boarding the team bus to leave Gillette. It reportedly involves weapons questions.
�I talked about that at the beginning of the season. It�s an ongoing legal situation and I don�t have any comment at all on it and can�t make any,� Belichick said.
Could he even say whether he or any of the players have been subpoenaed then?
�I just answered the question the best I can,� he said.
On Twitter: @PEKenyon7


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Smart Museum Of Art In Chicago
Chicago's museums are world-class, however all those bones , climate simulators and rides in Chicago's first El prepare automobile don't come low-cost. Heavily based mostly on works by architects including Frank Lloyd Wright (1867-1959) of the primary Chicago School of architecture , the French modernist Le Corbusier (1887-1965), and the dynamic Mies van der Rohe (1886-1969) – leader of the Second Chicago School – the Museum's huge design assortment additionally features modern objects by up to date architects, together with Elizabeth Diller, Hernan Diaz Alonso, Lindy Roy, Michael Meredith and Hilary Sample.
Other vital facets of Chicago Imagism are seen in Jim Nutt's freewheeling portrait Rosie Comon (1967-1968), which catches the spontaneous line, love of caricature, and excessive wit of Imagist art. The east entrance of the museum is marked by the stone arch entrance to the previous Chicago Stock Exchange Designed by Louis Sullivan in 1894, the Exchange was torn down in 1972, but salvaged portions of the unique trading room have been delivered to the Art Institute and reconstructed. Museum workers reserves the suitable to prohibit the use of camera or video if it is a disruption and/or perceived that it'd endanger artworks or museum patrons.
You will not find too many photograph galleries of downtown Chicago and not using a shot of Millennium Park and Cloud Gate (The Bean"), one of the vital iconic landmarks within the city. With numerous ways to wear them, the Museum Shop's handmade infinity scarves are an autumn must-have. The use of drones or comparable distant-control airborne devices is just not permitted on or above Art Institute property. A beautiful skyline coupled with cultural sights like the Art Institute of Chicago current a Downtown the place work and play peacefully coexist. The Museum Shop is celebrating Breen Week with our unique new Patricia Breen ornaments. In 1866, a bunch of 35 artists based the Chicago Academy of Design in a studio on Dearborn Street, with the intent to run a free school with its own artwork gallery.
As the above checklist indicates, the Art Institute of Chicago is most renowned for its holdings of nineteenth century French Impressionism , Neo-Impressionism and Post-Impressionism, in addition to its 20th century American classics. The encyclopedic collection of the MFAH numbers some 65,000 objects and spans the art of antiquity to the present. Think of it as one other gallery as you ponder wonderful craft work from Mexico, funky T-shirts and Mexican wrestling masks. The Museum has intensive collections of contemporary and conventional Latin art, which creates an awareness of environmental values.
For the opening reception on December 8, 1893, Theodore Thomas and the Chicago Symphony Orchestra carried out. For a vibrant window on Mexico, sans elitism or ticket charges, head to National Museum of Mexican Art in Pilsen. These young artists banded collectively variously to current their art in a series of exhibitions with titles akin to Hairy Who, Nonplussed Some, False Image, Marriage Chicago Style, and Chicago Antigua.


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Star of David Memorial Chapel of South Brunswick
616 Ridge Rd | Monmouth Junction | South Brunswick Township NJ, 08852
John A. Oliveti - Manager, N.J. License # 4012
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Hi everyone -I haven't posted much for awhile, and apologies if this has been addressed but I have been living under the 1L rock for awhile. My question is about summer jobs that indicate political orientation. Do you think it is a bad idea to take a job that clearly indicates your political leanings? How much of an issue do you think that would be to 2L summer employers? I know it can be hard to get summer jobs as a 1L under the best of circumstances and I'm at a T2. Does anyone have any experience in this area, or know of anyone who has experience?Thanks!
It really depends what you're "political organizations" on the resume are, rather than the market. If you have an eco-friendly resume printed on recycled paper and want to be a biglaw environmental law attorney, you will have an extra hurdle. Rough guide for big law:"Acceptable" political views: clean elections, helping refugees, Darfur, death penalty opposition, indigent services, poverty, general environmental (if you want to be a corporate attorney or non-enviro litigation attorney), health care, first amendment, immigration, NAACP, pro-gay organizations (if you are gay)The benefits may outweigh the costs depending on the resume/employer, but generally leave off or sanitize: State Democratic or Republican party, national Democratic or Republican Party, working for well-known "whacko" legislators/Senators, pro-gay organizations (if you are not gay)Leave off if possible: environmental (if you want to be an environmental lawyer), working for Blagojevich (insert other disgraced politician or someone who is off the charts nutty), Planned Parenthood, NARAL, pro-life organizations, guns/NRA, English as the national language, anti-gay organizations (law firms want someone who will fit in with the goal of attaining diversity, or at least won't cause them any lawsuits or Above-the-Law drama), your political blog, socialist/communist, libertarian/green party
I had a partisan resume but certainly toned it down. I took off lesser affiliations (college clubs, law school clubs, general membership roles), downplayed internships, and dropped the names of people I didn't need to list. I also wound up getting a job with a firm that is of the exact opposite political leaning, and is well known for its bent. I didn't say a partisan resume won't get you a job, but it's smarter to try to please the largest number of potential evaluators in a job process. It is wonderful that yours worked for you, but someone asked for advice. This is what I've heard from my career services office (I discussed my resume at length), what I heard directly from attorneys this summer, and what I've gleaned from other people's job search experience.


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If you are looking for a countertop company that does professional work for competitive prices then you have arrived at the perfect place. When it comes to countertops you need to hire professionals you can depend on to do the job right. We realize it can be difficult to find the perfect balance between quality work and inexpensive pricing. That's why we strive to exceed your expectations at every level. If you want high quality work for reasonable prices you can afford then you should consider using our services. Our experienced countertop specialists are dependable, punctual, and do a professional job every time. You won't have to worry about whether or not they will show up on time. Our goal is to provide superior countertops services and complete each project in a timely manner. If you would like a free quote for countertops all you need to do is fill out our simple contact form so we can get back to you right away.
All rights reserved Copyright © 2019 Star Countertop Services


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Following the core strategy withdrawal by Northumberland County Council, a group of Ponteland residents have decided to take down the Say No Boards.
At the height of the campaign opposing housing bids on green-belt land, there were more than 150 of them on display and they received national press coverage.
Ponteland Green Belt Group chairman Tony Noble said: "The submitted core strategy provided no protection whatsoever for Ponteland residents. No core strategy is better than what was put forward by the previous administration.
"We have every confidence that the new administration at County Hall are going to listen to residents; this is the start of the process.
"We are hopeful that we will have an adopted core strategy that will not destroy our community.
"As a vote of confidence in the new administration to do the 'right thing', residents have made the decision that now is the right time to take the boards down.
"Ponteland Green Belt Group will be closely monitoring the situation as we move through the review of the core strategy and the required public consultation process."


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After a long search by several Chowhounds for a New England-style hot dog bun, they've found a local source. This bun may look like a thick slice of bread, but it's a actually a roll with a crust around the outer edges but left bare on each side for easy toasting.
Peripatetic made the find at The Market Grill. The owner is from Massachusetts, and Market Grill bake the buns in-house. They're excellent, but the dogs themselves are a little disappointing, confesses Peripatetic. However: The manager says you can buy the buns separately if you call ahead. Might want to do that anyway, as Market Grill sometimes runs out of buns early.
Peripatetic also says the fries are outstanding, "better than Oinkster or Wurstkuche in my opinion."
The Market Grill [Inland Empire]
525 South Shamrock Avenue, Monrovia
Discuss: Found: New England Style Hot Dog Buns
New England style hot dog rolls in LA?


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Preparing a Room
Make sure that your room has a good foundation of paint and that any repairs are smooth and have been paint primed at least 48 hours before wallpapering. Assume that any "dimples" or "pimples" will show through and make appropriate repairs.
In new homes, realize that "builders" paint often does not seal the walls properly and to avoid having the wallpaper glue penetrate and damage the wallboard at time of removal, you should "size" the walls. Any new wall repairs should be properly primed or painted for the same reason. Glossy surfaces should be sanded, primed or sized to ensure grip. Easy-to-apply liquid wall size is available at your local wallpaper dealer. Often the wallpaper manufacturer's instructions will include tips on room prep.


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|A build-system independent format for source trees
|Nathaniel J. Smith <njs at pobox.com>, Thomas Kluyver <thomas at kluyver.me.uk>
|Nick Coghlan <firstname.lastname@example.com>
|<distutils-sig at python.org>
|Standards Track
|1 Oct 2015, 25 Oct 2015
While distutils / setuptools have taken us a long way, they suffer from three serious problems: (a) they're missing important features like usable build-time dependency declaration, autoconfiguration, and even basic ergonomic niceties like DRY-compliant version number management, and (b) extending them is difficult, so while there do exist various solutions to the above problems, they're often quirky, fragile, and expensive to maintain, and yet (c) it's very difficult to use anything else, because distutils/setuptools provide the standard interface for installing packages expected by both users and installation tools like pip.
Previous efforts (e.g. distutils2 or setuptools itself) have attempted to solve problems (a) and/or (b). This proposal aims to solve (c).
The goal of this PEP is get distutils-sig out of the business of being a gatekeeper for Python build systems. If you want to use distutils, great; if you want to use something else, then that should be easy to do using standardized methods. The difficulty of interfacing with distutils means that there aren't many such systems right now, but to give a sense of what we're thinking about see flit or bento. Fortunately, wheels have now solved many of the hard problems here -- e.g. it's no longer necessary that a build system also know about every possible installation configuration -- so pretty much all we really need from a build system is that it have some way to spit out standard-compliant wheels and sdists.
We therefore propose a new, relatively minimal interface for installation tools like pip to interact with package source trees and source distributions.
Terminology and goals
A source tree is something like a VCS checkout. We need a standard interface for installing from this format, to support usages like pip install some-directory/.
A source distribution is a static snapshot representing a particular release of some source code, like lxml-3.4.4.zip. Source distributions serve many purposes: they form an archival record of releases, they provide a stupid-simple de facto standard for tools that want to ingest and process large corpora of code, possibly written in many languages (e.g. code search), they act as the input to downstream packaging systems like Debian/Fedora/Conda/..., and so forth. In the Python ecosystem they additionally have a particularly important role to play, because packaging tools like pip are able to use source distributions to fulfill binary dependencies, e.g. if there is a distribution foo.whl which declares a dependency on bar, then we need to support the case where pip install bar or pip install foo automatically locates the sdist for bar, downloads it, builds it, and installs the resulting package.
Source distributions are also known as sdists for short.
A build frontend is a tool that users might run that takes arbitrary source trees or source distributions and builds wheels from them. The actual building is done by each source tree's build backend. In a command like pip wheel some-directory/, pip is acting as a build frontend.
An integration frontend is a tool that users might run that takes a set of package requirements (e.g. a requirements.txt file) and attempts to update a working environment to satisfy those requirements. This may require locating, building, and installing a combination of wheels and sdists. In a command like pip install lxml==2.4.0, pip is acting as an integration frontend.
Source trees
There is an existing, legacy source tree format involving setup.py. We don't try to specify it further; its de facto specification is encoded in the source code and documentation of distutils, setuptools, pip, and other tools. We'll refer to it as the setup.py-style.
Here we define a new style of source tree based around the pyproject.toml file defined in PEP 518, extending the [build-system] table in that file with one additional key, build-backend. Here's an example of how it would look:
[build-system] # Defined by PEP 518: requires = ["flit"] # Defined by this PEP: build-backend = "flit.api:main"
build-backend is a string naming a Python object that will be used to perform the build (see below for details). This is formatted following the same module:object syntax as a setuptools entry point. For instance, if the string is "flit.api:main" as in the example above, this object would be looked up by executing the equivalent of:
import flit.api backend = flit.api.main
It's also legal to leave out the :object part, e.g.
build-backend = "flit.api"
which acts like:
import flit.api backend = flit.api
Formally, the string should satisfy this grammar:
identifier = (letter | '_') (letter | '_' | digit)* module_path = identifier ('.' identifier)* object_path = identifier ('.' identifier)* entry_point = module_path (':' object_path)?
And we import module_path and then lookup module_path.object_path (or just module_path if object_path is missing).
If the pyproject.toml file is absent, or the build-backend key is missing, the source tree is not using this specification, and tools should fall back to running setup.py.
Where the build-backend key exists, it takes precedence over setup.py, and source trees need not include setup.py at all. Projects may still wish to include a setup.py for compatibility with tools that do not use this spec.
Build backend interface
The build backend object is expected to have attributes which provide some or all of the following hooks. The common config_settings argument is described after the individual hooks:
def get_build_requires(config_settings): ...
This hook MUST return an additional list of strings containing PEP 508 dependency specifications, above and beyond those specified in the pyproject.toml file. Example:
def get_build_requires(config_settings): return ["wheel >= 0.25", "setuptools"]
Optional. If not defined, the default implementation is equivalent to return [].
def get_wheel_metadata(metadata_directory, config_settings): ...
Must create a .dist-info directory containing wheel metadata inside the specified metadata_directory (i.e., creates a directory like {metadata_directory}/{package}-{version}.dist-info/. This directory MUST be a valid .dist-info directory as defined in the wheel specification, except that it need not contain RECORD or signatures. The hook MAY also create other files inside this directory, and a build frontend MUST ignore such files; the intention here is that in cases where the metadata depends on build-time decisions, the build backend may need to record these decisions in some convenient format for re-use by the actual wheel-building step.
Return value is ignored.
Optional. If a build frontend needs this information and the method is not defined, it should call build_wheel and look at the resulting metadata directly.
def build_wheel(wheel_directory, config_settings, metadata_directory=None): ...
Must build a .whl file, and place it in the specified wheel_directory.
If the build frontend has previously called get_wheel_metadata and depends on the wheel resulting from this call to have metadata matching this earlier call, then it should provide the path to the previous metadata_directory as an argument. If this argument is provided, then build_wheel MUST produce a wheel with identical metadata. The directory passed in by the build frontend MUST be identical to the directory created by get_wheel_metadata, including any unrecognized files it created.
Editable installs
This PEP originally specified a fourth hook, install_editable, to do an editable install (as with pip install -e). It was removed due to the complexity of the topic, but may be specified in a later PEP.
Briefly, the questions to be answered include: what reasonable ways existing of implementing an 'editable install'? Should the backend or the frontend pick how to make an editable install? And if the frontend does, what does it need from the backend to do so.
This argument, which is passed to all hooks, is an arbitrary dictionary provided as an "escape hatch" for users to pass ad-hoc configuration into individual package builds. Build backends MAY assign any semantics they like to this dictionary. Build frontends SHOULD provide some mechanism for users to specify arbitrary string-key/string-value pairs to be placed in this dictionary. For example, they might support some syntax like --package-config CC=gcc. Build frontends MAY also provide arbitrary other mechanisms for users to place entries in this dictionary. For example, pip might choose to map a mix of modern and legacy command line arguments like:
pip install \ --package-config CC=gcc \ --global-option="--some-global-option" \ --build-option="--build-option1" \ --build-option="--build-option2"
into a config_settings dictionary like:
{ "CC": "gcc", "--global-option": ["--some-global-option"], "--build-option": ["--build-option1", "--build-option2"], }
Of course, it's up to users to make sure that they pass options which make sense for the particular build backend and package that they are building.
All hooks are run with working directory set to the root of the source tree, and MAY print arbitrary informational text on stdout and stderr. They MUST NOT read from stdin, and the build frontend MAY close stdin before invoking the hooks.
If a hook raises an exception, or causes the process to terminate, then this indicates an error.
Build environment
One of the responsibilities of a build frontend is to set up the Python environment in which the build backend will run.
We do not require that any particular "virtual environment" mechanism be used; a build frontend might use virtualenv, or venv, or no special mechanism at all. But whatever mechanism is used MUST meet the following criteria:
All requirements specified by the project's build-requirements must be available for import from Python. In particular:
- The get_build_requires hook is executed in an environment which contains the bootstrap requirements specified in the pyproject.toml file.
- All other hooks are executed in an environment which contains both the bootstrap requirements specified in the pyproject.toml hook and those specified by the get_build_requires hook.
This must remain true even for new Python subprocesses spawned by the build environment, e.g. code like:
import sys, subprocess subprocess.check_call([sys.executable, ...])
must spawn a Python process which has access to all the project's build-requirements. This is necessary e.g. for build backends that want to run legacy setup.py scripts in a subprocess.
All command-line scripts provided by the build-required packages must be present in the build environment's PATH. For example, if a project declares a build-requirement on flit, then the following must work as a mechanism for running the flit command-line tool:
import subprocess subprocess.check_call(["flit", ...])
A build backend MUST be prepared to function in any environment which meets the above criteria. In particular, it MUST NOT assume that it has access to any packages except those that are present in the stdlib, or that are explicitly declared as build-requirements.
Recommendations for build frontends (non-normative)
A build frontend MAY use any mechanism for setting up a build environment that meets the above criteria. For example, simply installing all build-requirements into the global environment would be sufficient to build any compliant package -- but this would be sub-optimal for a number of reasons. This section contains non-normative advice to frontend implementors.
A build frontend SHOULD, by default, create an isolated environment for each build, containing only the standard library and any explicitly requested build-dependencies. This has two benefits:
- It allows for a single installation run to build multiple packages that have contradictory build-requirements. E.g. if package1 build-requires pbr==1.8.1, and package2 build-requires pbr==1.7.2, then these cannot both be installed simultaneously into the global environment -- which is a problem when the user requests pip install package1 package2. Or if the user already has pbr==1.8.1 installed in their global environment, and a package build-requires pbr==1.7.2, then downgrading the user's version would be rather rude.
- It acts as a kind of public health measure to maximize the number of packages that actually do declare accurate build-dependencies. We can write all the strongly worded admonitions to package authors we want, but if build frontends don't enforce isolation by default, then we'll inevitably end up with lots of packages on PyPI that build fine on the original author's machine and nowhere else, which is a headache that no-one needs.
However, there will also be situations where build-requirements are problematic in various ways. For example, a package author might accidentally leave off some crucial requirement despite our best efforts; or, a package might declare a build-requirement on foo >= 1.0 which worked great when 1.0 was the latest version, but now 1.1 is out and it has a showstopper bug; or, the user might decide to build a package against numpy==1.7 -- overriding the package's preferred numpy==1.8 -- to guarantee that the resulting build will be compatible at the C ABI level with an older version of numpy (even if this means the resulting build is unsupported upstream). Therefore, build frontends SHOULD provide some mechanism for users to override the above defaults. For example, a build frontend could have a --build-with-system-site-packages option that causes the --system-site-packages option to be passed to virtualenv-or-equivalent when creating build environments, or a --build-requirements-override=my-requirements.txt option that overrides the project's normal build-requirements.
The general principle here is that we want to enforce hygiene on package authors, while still allowing end-users to open up the hood and apply duct tape when necessary.
Source distributions
For now, we continue with the legacy sdist format which is mostly undefined, but basically comes down to: a file named {NAME}-{VERSION}.{EXT}, which unpacks into a buildable source tree called {NAME}-{VERSION}/. Traditionally these have always contained setup.py-style source trees; we now allow them to also contain pyproject.toml-style source trees.
Integration frontends require that an sdist named {NAME}-{VERSION}.{EXT} will generate a wheel named {NAME}-{VERSION}-{COMPAT-INFO}.whl.
Comparison to competing proposals
The primary difference between this and competing proposals (in particular, PEP 516) is that our build backend is defined via a Python hook-based interface rather than a command-line based interface.
We do not expect that this will, by itself, intrinsically reduce the complexity calling into the backend, because build frontends will in any case want to run hooks inside a child -- this is important to isolate the build frontend itself from the backend code and to better control the build backends execution environment. So under both proposals, there will need to be some code in pip to spawn a subprocess and talk to some kind of command-line/IPC interface, and there will need to be some code in the subprocess that knows how to parse these command line arguments and call the actual build backend implementation. So this diagram applies to all proposals equally:
+-----------+ +---------------+ +----------------+ | frontend | -spawn-> | child cmdline | -Python-> | backend | | (pip) | | interface | | implementation | +-----------+ +---------------+ +----------------+
The key difference between the two approaches is how these interface boundaries map onto project structure:
.-= This PEP =-. +-----------+ +---------------+ | +----------------+ | frontend | -spawn-> | child cmdline | -Python-> | backend | | (pip) | | interface | | | implementation | +-----------+ +---------------+ | +----------------+ | |______________________________________| | Owned by pip, updated in lockstep | | | PEP-defined interface boundary Changes here require distutils-sig .-= Alternative =-. +-----------+ | +---------------+ +----------------+ | frontend | -spawn-> | child cmdline | -Python-> | backend | | (pip) | | | interface | | implementation | +-----------+ | +---------------+ +----------------+ | | |____________________________________________| | Owned by build backend, updated in lockstep | PEP-defined interface boundary Changes here require distutils-sig
By moving the PEP-defined interface boundary into Python code, we gain three key advantages.
First, because there will likely be only a small number of build frontends (pip, and... maybe a few others?), while there will likely be a long tail of custom build backends (since these are chosen separately by each package to match their particular build requirements), the actual diagrams probably look more like:
.-= This PEP =-. +-----------+ +---------------+ +----------------+ | frontend | -spawn-> | child cmdline | -Python+> | backend | | (pip) | | interface | | | implementation | +-----------+ +---------------+ | +----------------+ | | +----------------+ +> | backend | | | implementation | | +----------------+ : : .-= Alternative =-. +-----------+ +---------------+ +----------------+ | frontend | -spawn+> | child cmdline | -Python-> | backend | | (pip) | | | interface | | implementation | +-----------+ | +---------------+ +----------------+ | | +---------------+ +----------------+ +> | child cmdline | -Python-> | backend | | | interface | | implementation | | +---------------+ +----------------+ : :
That is, this PEP leads to less total code in the overall ecosystem. And in particular, it reduces the barrier to entry of making a new build system. For example, this is a complete, working build backend:
# mypackage_custom_build_backend.py import os.path def get_build_requires(config_settings, config_directory): return ["wheel"] def build_wheel(wheel_directory, config_settings, config_directory=None): from wheel.archive import archive_wheelfile path = os.path.join(wheel_directory, "mypackage-0.1-py2.py3-none-any") archive_wheelfile(path, "src/")
Of course, this is a terrible build backend: it requires the user to have manually set up the wheel metadata in src/mypackage-0.1.dist-info/; when the version number changes it must be manually updated in multiple places; it doesn't implement the metadata or develop hooks, ... but it works, and these features can be added incrementally. Much experience suggests that large successful projects often originate as quick hacks (e.g., Linux -- "just a hobby, won't be big and professional"; IPython/Jupyter -- a grad student's ``$PYTHONSTARTUP` file <http://blog.fperez.org/2012/01/ipython-notebook-historical.html>`_), so if our goal is to encourage the growth of a vibrant ecosystem of good build tools, it's important to minimize the barrier to entry.
Second, because Python provides a simpler yet richer structure for describing interfaces, we remove unnecessary complexity from the specification -- and specifications are the worst place for complexity, because changing specifications requires painful consensus-building across many stakeholders. In the command-line interface approach, we have to come up with ad hoc ways to map multiple different kinds of inputs into a single linear command line (e.g. how do we avoid collisions between user-specified configuration arguments and PEP-defined arguments? how do we specify optional arguments? when working with a Python interface these questions have simple, obvious answers). When spawning and managing subprocesses, there are many fiddly details that must be gotten right, subtle cross-platform differences, and some of the most obvious approaches -- e.g., using stdout to return data for the build_requires operation -- can create unexpected pitfalls (e.g., what happens when computing the build requirements requires spawning some child processes, and these children occasionally print an error message to stdout? obviously a careful build backend author can avoid this problem, but the most obvious way of defining a Python interface removes this possibility entirely, because the hook return value is clearly demarcated).
In general, the need to isolate build backends into their own process means that we can't remove IPC complexity entirely -- but by placing both sides of the IPC channel under the control of a single project, we make it much cheaper to fix bugs in the IPC interface than if fixing bugs requires coordinated agreement and coordinated changes across the ecosystem.
Third, and most crucially, the Python hook approach gives us much more powerful options for evolving this specification in the future.
For concreteness, imagine that next year we add a new get_wheel_metadata2 hook, which replaces the current get_wheel_metadata hook with something that produces more data, or a different metadata format. In order to manage the transition, we want it to be possible for build frontends to transparently use get_wheel_metadata2 when available and fall back onto get_wheel_metadata otherwise; and we want it to be possible for build backends to define both methods, for compatibility with both old and new build frontends.
Furthermore, our mechanism should also fulfill two more goals: (a) If new versions of e.g. pip and flit are both updated to support the new interface, then this should be sufficient for it to be used; in particular, it should not be necessary for every project that uses flit to update its individual pyproject.toml file. (b) We do not want to have to spawn extra processes just to perform this negotiation, because process spawns can easily become a bottleneck when deploying large multi-package stacks on some platforms (Windows).
In the interface described here, all of these goals are easy to achieve. Because pip controls the code that runs inside the child process, it can easily write it to do something like:
command, backend, args = parse_command_line_args(...) if command == "get_wheel_metadata": if hasattr(backend, "get_wheel_metadata2"): backend.get_wheel_metadata2(...) elif hasattr(backend, "get_wheel_metadata"): backend.get_wheel_metadata(...) else: # error handling
In the alternative where the public interface boundary is placed at the subprocess call, this is not possible -- either we need to spawn an extra process just to query what interfaces are supported (as was included in an earlier draft of PEP 516, an alternative to this), or else we give up on autonegotiation entirely (as in the current version of that PEP), meaning that any changes in the interface will require N individual packages to update their pyproject.toml files before any change can go live, and that any changes will necessarily be restricted to new releases.
One specific consequence of this is that in this PEP, we're able to make the get_wheel_metadata command optional. In our design, this can easily be worked around by a tool like pip, which can put code in its subprocess runner like:
def get_wheel_metadata(output_dir, config_settings): if hasattr(backend, "get_wheel_metadata"): backend.get_wheel_metadata(output_dir, config_settings) else: backend.build_wheel(output_dir, config_settings) touch(output_dir / "PIP_ALREADY_BUILT_WHEELS") unzip_metadata(output_dir/*.whl) def build_wheel(output_dir, config_settings, metadata_dir): if os.path.exists(metadata_dir / "PIP_ALREADY_BUILT_WHEELS"): copy(metadata_dir / *.whl, output_dir) else: backend.build_wheel(output_dir, config_settings, metadata_dir)
and thus expose a totally uniform interface to the rest of pip, with no extra subprocess calls, no duplicated builds, etc. But obviously this is the kind of code that you only want to write as part of a private, within-project interface.
(And, of course, making the metadata command optional is one piece of lowering the barrier to entry, as discussed above.)
Other differences
Besides the key command line versus Python hook difference described above, there are a few other differences in this proposal:
- Metadata command is optional (as described above).
- We return metadata as a directory, rather than a single METADATA file. This aligns better with the way that in practice wheel metadata is distributed across multiple files (e.g. entry points), and gives us more options in the future. (For example, instead of following the PEP 426 proposal of switching the format of METADATA to JSON, we might decide to keep the existing METADATA the way it is for backcompat, while adding new extensions as JSON "sidecar" files inside the same directory. Or maybe not; the point is it keeps our options more open.)
- We provide a mechanism for passing information between the metadata step and the wheel building step. I guess everyone probably will agree this is a good idea?
- We provide more detailed recommendations about the build environment, but these aren't normative anyway.
Evolutionary notes
A goal here is to make it as simple as possible to convert old-style sdists to new-style sdists. (E.g., this is one motivation for supporting dynamic build requirements.) The ideal would be that there would be a single static pyproject.toml that could be dropped into any "version 0" VCS checkout to convert it to the new shiny. This is probably not 100% possible, but we can get close, and it's important to keep track of how close we are... hence this section.
A rough plan would be: Create a build system package (setuptools_pypackage or whatever) that knows how to speak whatever hook language we come up with, and convert them into calls to setup.py. This will probably require some sort of hooking or monkeypatching to setuptools to provide a way to extract the setup_requires= argument when needed, and to provide a new version of the sdist command that generates the new-style format. This all seems doable and sufficient for a large proportion of packages (though obviously we'll want to prototype such a system before we finalize anything here). (Alternatively, these changes could be made to setuptools itself rather than going into a separate package.)
But there remain two obstacles that mean we probably won't be able to automatically upgrade packages to the new format:
- There currently exist packages which insist on particular packages being available in their environment before setup.py is executed. This means that if we decide to execute build scripts in an isolated virtualenv-like environment, then projects will need to check whether they do this, and if so then when upgrading to the new system they will have to start explicitly declaring these dependencies (either via setup_requires= or via static declaration in pyproject.toml).
- There currently exist packages which do not declare consistent metadata (e.g. egg_info and bdist_wheel might get different install_requires=). When upgrading to the new system, projects will have to evaluate whether this applies to them, and if so they will need to stop doing that.
This document has been placed in the public domain.


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Arghh, what I'd do to be back in Copenhagen, strolling through the picturesque streets… A girl can dream can't she? As mentioned in my Copenhagen Photo Diary post last week, I have literally fallen in love with this city. Not only for the breathtaking architecture but also for the culture – never have I felt so at home in another country.
Keeping my outfit quite effortless and comfy, I wore the Lucy Meck for Ellesse Black Keyhole Jumper styled with the Open Sleeved Cream Blouse by H&M. Remember me styling this up at LFW in my London Fashion Week Street Style with H&M post? Trying it out with here with these Super Wide Leg Culottes, Cream Missguided Oversized Coat and Patent Adidas Superstars, I was ready for a cold but sunny day of sight seeing round my new favourite city <3


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Product Description
Your guests will love the romance of these beautiful Antique Lace mixed bomboniere wedding tags. Features and facts:
- Our custom printed bomboniere tags are perfect for bomboniere and favours, simply tie them with some ribbon or twine and add a punched hole wherever you wish on the tag.
- The tags are sold in sets of 35.
- Square tags measure 5cm x 5cm.
- Choose to have your tags printed in a different colour, or as shown. We can print the colour to match your wedding colours- please choose this option below.
- Please also choose if you would like to see a proof of the tags before we print them, or simply have them dispatched straight away!
- Mix and match with our other personalised Antique Lace themed favours, wedding labels, stickers, thank you cards and decorations to create the perfectly styled wedding day.


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I run into people each day on the street or calling or here that have questions and concerns and issues and I am glad to be able to help and be recognized as someone they can go to. Often times they mention seeing me on TV or the paper and I am happy that we are getting the education out there. The good news is that at least I have not made to police blotter and I am still out there trying to keep it current and keeping the face of breast cancer out there so people don't forget the we can make a difference through education and early intervention. It has been a privilege and a challenge to try and meet the needs of the community and I continue to work towards new and exciting ways to get people interested and involved. I recently said at a program that I had one, maybe two items of pink in my closet and now I have a whole wardrobe. I guess I will do whatever it takes to hopefully make a difference. It is very humbling and I am aware that there are many that have gone more difficulties and experiences and I try to get their information out as well. As one person said to me, you are a warrior and aren't we all? I see I made the paper yet again today and hope that you don't push it off just because of familiarity but will look at it to see what is happening and what is new. Breast Cancer news and education is changing each and every day and I will continue to bring that to you as long as I am in this position and an help.
Make it a g


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You open the box of a colorful new sea escapes puzzle and dump the pieces out and one thousand seem to turn into one million. Don't put it up for next year. There are steps that will make what could be a month-long project become a week's leisure hours. Just about anyone can put together a puzzle, from a Frame Trap Walt Disney puzzle to a one-thousand piece outdoor scenery puzzle. People also often have their own way to put a puzzle together, such as taking only one piece at a time or dumping the whole box on a kitchen table. There are three easy steps to make even the hardest puzzle simpler. The first and foremost step is to decide to have fun, second putting the border together, and third is completing the rest of the puzzle.
Fun is the first step because there is no reason to put together a puzzle unless one can have fun in the process.
Putting a puzzle together is fun for those who like to have hours of quiet time or for those who like to work for a beautiful finished project. The first thing to do is pick the kind of puzzle you like, and this you can do at any store, or even at a yard sale. There are also many different designs and shapes, three dimensional and sculptural puzzles. After you choose the puzzle just right for you, it will be time to start putting it together which is half the fun. For example, after completing the next two steps the puzzle will be a one thousand piece ocean scene with a deep red sunset and two dolphins playing in the waves.
Even before you start on the puzzle you need to have a large open space, like a table,


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PROVO — A BYU football player has been suspended from participating with the team after being arrested earlier this week.
Sophomore tight end Josh Weeks was arrested on Monday for a violation of a stalking injunction, according to Utah County Jail online records. BYU athletics spokesman Brett Pyne confirmed that Weeks has been suspended.
Weeks was booked into jail early Tuesday morning but was released about an hour later. Bail was set at $1,943, according to police records.
No new charges were filed from this week's arrest. A woman requested a stalking injunction against Weeks on March 4, while another woman requested a protective order on Feb. 10, according to court documents.
Weeks also was charged with criminal mischief, a class B misdemeanor, and criminal tresspass of a dwelling, a class A misdemeanor, in February 2015, stemming from a December 2014 incident, according to court documents. He took a plea in abeyance in March 2015 and the charges were dismissed in December.
The 6-foot-4, 232-pound Weeks switched from wide receiver to tight end during BYU spring camp, which began March 1. During his freshman season, Weeks had three receptions for 23 yards, all in the Cougars' 70-6 victory over Wagner. The Show Low, Arizona, native served an LDS Church mission to Kennewick, Washington, and was named a MaxPreps All-American in 2009 and 2010.
BYU will hold its spring scrimmage Saturday at 2 p.m. at LaVell Edwards Stadium, and spring camp wraps up next week.
Contributing: McKenzie Romero


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Like many others, I was invited to cook some of the meals from the Sainsbury's Feed Your Family For £50 meal plan which purports to provide 3 meals a day for 7 days, for a family of four.
Of course, I don't have a family of four and would not have stuck to it exactly even if I had (I had food already in the house and meals out already booked into the diary). So my evaluation isn't complete, by any stretch. But receiving the shopping for one week's meal plan and making a few of the meals from it allowed me to get a feel for it and look into how it all works.
Here are my findings:
- It's hard for those of us who do cook regularly, make good use of ingredients, utilise left overs and and how to plan ahead to remember that there is a huge part of the UK population that does not share these skills. In some cases, of course, it's lack of interest, but in many households, it's down to a genuine lack of knowledge, confidence, inspiration.
The meal plan has been much discussed on food blogs in recent weeks, and I've read many comments about how much better a use of the budget keen and willing cooks can make, but I've also read comments on national newspaper sites which show that, for many people, this be beyond them, and that these meal plans are a step forward from their current position.
The meal plans, basic though they may seem for regular cooks and shoppers, will help those who haven't done it before to understand the point of and get into the habit of planning their meals ahead and shopping to a budget. Perhaps they'll be inspired to develop their own meal plans, according to family preferences, using what they have learned.
- As has been revealed by a number of surveys in recent years, many families get stuck in a rut, cooking the same handful of recipes week in week out, month in month out, year in year out. The £50 meal plans may provide some ideas and inspiration to break out of that mould and try something new. Certainly, the sausage and bean casserole in Meal Plan 2 was a dish we'd probably not have cooked without encouragement, but which we really enjoyed.
- The meals are apparently well-balanced in terms of nutrition; indeed Sainsbury's say the plans have been approved by the British Nutrition Foundation. Of course, the plans wouldn't suit a family with a vegetarian or a coeliac, but for a family with no special dietary requirements, they are designed to provide a healthy diet.
I think more fresh fruit and vegetables and less carbohydrates would be better still, but I suspect that the plans as they stand are still an improvement on the diets of many people in the UK today.
- The meal plans features simple, home-cooked meals; there's not the reliance on oven-fries and ready-meals that I expected. Those items both have their place (and I make use of them regularly myself), and some of them are cheap enough that they could probably fit into the budget, but the meal plans show that home-cooked meals can stretch a limited food budget further.
- Some articles and meal plan books aimed at spending less on food probably go too far for a target audience that isn't necessarily into cooking, nor wants to spend a great deal of time or effort. Whilst I love making stock from my roast chicken carcass, chutney from fruit that is past its best and using leftovers, I accept that many people do not and I appreciate that this meal plan doesn't alienate people by making frugal home-cooking seem too daunting.
- The dreaded online-shopping omissions and substitutions! In my "£50" shop, a bag of parsnips was omitted completely, as were both red and white onions. Three loaves of supermarket own brand bread were substituted with only two (same sized) loaves of a more expensive brand. Basic mushrooms were substituted with a smaller volume of non-basic ones. And basic potatoes were substituted with a significantly smaller volume of organic ones.
All in all, this resulted in a glaring hole in not just one but several recipes. A family hoping to follow the plan in full would have to do additional shopping at additional expense, to cover the short falls.
This, on top of the fact that the order actually came to £53.80 not £50, means that we're talking about a real spend of nearer to £60 to really cover all the food required.
- The meal plan allows nothing at all for snacks during the day. I think this is hugely unrealistic, especially in a family with two teenage children, who I'm sure would be complaining of hunger mid-morning and late-afternoon.
There are also no drinks at all included, not even tea or coffee (let alone sugar) or basic fruit squash to have with meals.
And no puddings, not a single one.
It's a budget plan, yes, but the best way to help people stick to it is make sure it really does provide enough to feed a family without feeling so austere.
- Because several ingredients are used in multiple recipes, if there's a particular dish that a family dislikes and wants to change for something else, it takes a lot of effort to work out how to amend the shopping list without messing up what is needed for other dishes.
- There is no provision for having friends around at all, either family friends or the kids' mates.
I'd like to see one meal a week that makes enough to feed guests. If there are no guests, it can either be made in half the quantity or half can be frozen for another time.
- There are a fair few ingredients that are not included in the plan but are expected to be in the store cupboard.
The meal plans include items such as olive oil (in fairly large quantities over a whole week), dried mixed herbs, fresh garlic, mayonnaise, flour, beef and vegetable stock, mustard, vinegar, tomato puree and ketchup.
However, the shopping list doesn't seem to set aside any of the £50 to renew the store cupboard. I would say that at least £5 of the £50 should be set aside for renewing these items.
- I'd like to see a better integration into the budget of making use of a good store cupboard and bulk buying some items. So, for example, one week's shopping might include a larger bag of rice or lentils than would be needed for that week's recipes, but the rest could go into the store cupboard. Some of the extras could be used in the following week's meal plan and that week would also include buying extra of something for the week after that…
In addition, extra recipes, that can be pulled together from store cupboard ingredients, could be provided as an addendum to the meal plan.
This kind of added complexity in the meal plans would help teach people about building up and maintaining a store cupboard, and how to make use of it during lean times or when one has extra mouths to feed.
- With Indian food one of the nation's favourite cuisines, I'd include some kind of curry at least once a week. Bottled sauces are expensive but decent curry pastes less so, and could be used week to week. A basic range of spices would also be a useful store cupboard addition, though, as above, I'd like to see that included in the budget.
- Of course, it's a budget meal plan, but the lunches in particular are repetitive and boring. Breakfasts too, to an extent, though that doesn't bother me as much. I'd find it hard to eat nothing but sandwiches every week day. Then again, I'm coming from a foodie perspective and an unusual desire for variety in my diet.
- The recipe instructions are not always sufficiently detailed, especially for less experienced cooks, which is the group I think the plans will most strongly appeal to. Following Plan 2's frittata recipe, we got an edible result only because we continued cooking for much longer than the recipe indicated, because we could see and feel that it wasn't ready in the allotted time, at two different stages. That said, it did work out and was tasty, as was the sausage and bean casserole recipe we adapted (to use better sausages).
- There is only one evening meal recipe that is vegetarian. I would think an easy way to save money (that can then be spent elsewhere such as snacks) is to include two vegetarian dinners a week. Perhaps the target audience wouldn't go for that?
- It's a very carbohydrate-heavy diet. I realise that meat protein, and to an extent dairy protein, is more expensive than carbs but I know I'd be pushing my plate away if I tried to eat so many carby meals day in day out.
- I feel very strongly that meal plan pricing should be based on regular prices for goods and not include any short term special offers. Unfortunately, this is not the case, and archived meal plans have a note, if you try and buy the associated ingredients, that "this meal plan may now be over £50".
If this is more than a flash in the pan gimmick, and is really something Sainsbury's want to bring more people to, the archived meal plans should still be available for £50, for at least a couple of months after their publication date, if not longer.
- Some of the products are really short-dated, with use-by dates of just a few days from delivery. This means that you have to swap the menu days around to suit the shelf-life of ingredients, or have a lot more freezer space available than many people have. I think this is a general problem with supermarket deliveries, from what I understand, and something I'd like to see resolved in general. If I was shopping in the store, I'd choose the longest dated item on the shelf; I want the picker to do the same on my behalf!
- Despite there being a quick click option to buy all the shopping required for a meal plan, delivery is not included, so will add to the final price. I realise, of course, that people have the option of printing the shopping list and doing the shop in person, but wouldn't it be nice to waive the delivery fee for those buying into the meal plans?
- There are some great resources on the web which can help with meal planning on a budget. I've just been checking out The Resourceful Cook, which has lots of meal plans on file, which you can filter by the number of people to be fed, by budget, by cooking experience and more. More importantly, they offer great flexibility, with the option to swap out some of the recipes or to increase the numbers you'd like to feed from a particular meal, say if friends are coming round. And, in order to create a more useful shopping list, you even have the option of adding drinks, treats and snacks, toiletries and house hold items such as bin bags, cling film, cleaning products. I've not used this tool yet but it looks great, and I've seen many positive comments about it from people who've already tried it.
For a great post from a blogger who did trial the plan more comprehensively, visit Feeding Boys And A Firefighter.


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Calling all foodies! If in case you have a ardour for making some delicious meals and wish to turn that keenness into cash, then maybe your calling is starting your very own catering firm! As a local New Yorker I seen a whole lot of remarkable similarities between the Large Apple and the Big Mango which is what Bangkok known as in relations to New York Metropolis. Thais are massive time foodies and will frequent their favourite eateries usually and in groups. Buffalo Wings and Pomme Frits are easy to make along with the dipping sauces that accompany them. Thais and foreigners easily recognize them and there won't be a huge studying curve while instructing Thai staffs the right way to cook and prepare these dishes correctly.
You might be in a disempowered state if you happen to really feel overwhelmed, uncertain, or fearful. It will affect your choices and undermine your capability to reach your aspirations and goals. When you discover you are consistently feeling powerless, and you do not battle that feeling, then you're solely setting yourself up for failure. I just needed to coach you so that you do not make the identical mistakes I did. So please watch out on the subject of steel detailing, as a result of the Threat can take all of it away from you.
One of the world's main tutorial experts on media economics and management and authorities communications policies, Picard is a senior research fellow on the Reuters Institute for … Read More . . .


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