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Changing appetites
While the Dim Sum market is likely to remain top dog, the Singapore dollar market is snapping at its heels. Both onshore and offshore money are taking advantage of low interest rates and a strong currency.
To view the digital version of this report, please click here.
The renminbi market remains the local currency market for Asia. Issuance volumes in the renminbi fixed-income market in the year-to-date already stand at Rmb125bn (US$19.7bn) versus a whole year of Rmb150bn in 2011, according to Barclays.
"This year renminbi issuance is going to exceed last year's level. The second quarter was a record quarter in the market," said Jon Pratt, head of Asia-Pacific DCM for Barclays in Hong Kong.
But there is a slight sense that Dim Sum issuance is yesterday's news.
It is not just that bankers have become ardent neophiles. There are some solid reasons behind it. With a renminbi appreciating about 4% a year against the US dollar last year, even low yields were an investment no-brainer thanks to the currency pick-up. That all changed in mid-March when China's Premier Wen Jiabao pointed out that the renminbi was close to its "equilibrium value" against the US dollar.
Weak economic data have also plagued the China story this year. Industrial companies' profits in the first seven months of the year dropped 2.7% to Rmb2.7trn, according to the National Bureau of Statistics. That adds to the 2.2% drop in the first half versus a hefty 28.3% gain in the same period last year. The Shanghai Composite hit a 41-month low at the end of August.
Is the gloom overblown? Probably. "The lack of appreciation in the renminbi is temporary – there is no permanent structural change," said Ashley Davies, Asia senior economist/FX strategist at Commerzbank in Singapore. "And it would be a mistake to extrapolate that for years on end."
Belle of the ball
Nonetheless, if the excitement surrounding the Dim Sum market has waned slightly, the Singapore dollar bond market is keen to step up to the plate. Bond issuance this year has been remarkable. Last year saw bond sales of S$19.7bn (US$15.7bn). This year's volumes already stand at S$23.1bn. James Fielder, head of local currency syndicate, Asia, global markets, for HSBC said: "The Singapore dollar market is on fire this year."
Why is the Singapore dollar market the current belle of the ball? First is its safe-haven status. Singapore's coveted Triple A rating is only one of three in Asia. Second are the low benchmark rates. The five-year government benchmark rate is currently sitting at 0.41%, while the 10-year is 1.41%, only 7bp above Bunds and 11bp inside Gilts. At the same time as low interest rates, the Singapore dollar remains strong. August saw a low of 1.239 against the US dollar, though it settled around the 1.25 mark – up 3.5% on the year. That makes a basis swap trade incredibly attractive. All of that, combined with the continued growth in private banking in Singapore means there is a great deal of money looking for yield.
"There is a lot of capital aggregated in Singapore in the private wealth community. That community is looking at bonds instead of equity," said one Asian DCM banker.
The demand for Singaporean paper has continued consistently through the year and the story of the year has been the massive oversubscription for paper. In mid-August, Singapore's National Trades Union Congress and the only insurance co-operative in Singapore, sold a S$600m 15-year non-call 10 via DBS, Citigroup and Standard Chartered. The 3.65% notes saw orders of more than S$9bn.
A couple of weeks later, property developer GuocoLand saw a S$2.35bn order book for its S$105m five-year deal. Both beat Genting Singapore, which owns one of Singapore's two multibillion-dollar casino complexes, which in March sold a jaw-dropping S$1.8bn 5.125% perpetual issue, the largest ever single-tranche issue in the Singapore dollar market, with S$6bn orders.
Also spurred on by a deliberately low interest rate environment that is likely to remain in place for the foreseeable future thanks to the threats of inflation (although figures from the Singapore Department of Statistics show that inflation stood at 4% in July, that is the lowest level for 20 months) issuers have been able to sell bonds at much longer tenors than usual.
Although the size was not massive, in July, shopping centre developer CapitaMalls printed a S$150m 12-year deal. What was especially significant was that it carries only a coupon of 3.75%, the same level that 10-year paper was pricing for the previous month. But the trend continues downwards. In early September telecoms StarHub saw its S$220m 10-year paper price at 3.08% – the lowest 10-year coupon ever for a corporate issuer in Singapore.
Offshore comfort
But the market has not just seen domestic issuance. The volume of bond sales from offshore issuers has risen dramatically this year too. Even at the end of February it was clear that offshore money was getting comfortable.
To illustrate, in the whole of 2011, only five borrowers from Hong Kong raised S$2.6bn in 11 tranches according to Thomson Reuters data. That in itself was a significant rise on the S$375m raised in 2010. In the first two months of this year, they raised S$660m. And there has been no let up. Singapore has even seen a high-yield offshore issuer. In April investment holding company Central China Real Estate priced an increased S$175m five-year bond at 10.75%. Not only was that inside initial price talk, it was at least 300bp inside the company's US dollar 2015s, which were then trading at 13.25%.
This year has seen offshore issuance of S$5.7bn year-to-date according to Barclays which already comfortably beats 2010 volumes of S$5.5bn.
Perhaps the most noteworthy deal appeared at the end of August, when Mumbai-headquartered IDBI Bank deliberately chose to sell a S$250m 3.65% three-year bond at a time when a number of its rivals were going cap in hand to the more traditional US dollar market.
Not only did IBDI Bank achieve the norm of a massive book, of S$3bn, but its paper priced inside its rivals and then performed better in secondary. Indian rival Axis Bank sold a US$250m tap of its 5.125% September 2017s the same day. Those bonds remained stuck at the reoffer spread, while IDBI enjoyed a small bump and was being quoted at 100.25/100.50 in the secondary market.
This deal showed it is natural for Indian borrowers to find a healthy reception in the Singaporean market thanks to the greater brand recognition among Singaporean investors and the high numbers of Indian wealthy offshore residents in Singapore. And that is all before the currency is taken into consideration.
"Some Indian companies are in a better position to raise money in Singapore dollars and swap into US dollars at more attractive levels than issuing in the US dollar market directly," said Pratt.
Beyond private wealth
The question on bankers' minds is whether enthusiasm for Singapore issuance can continue and whether the Singapore market can grow outside the private wealth community. Although cautious, many believe so. The perennial complaint about a lack of liquidity in the market has eased considerably over the past year.
More to the point, the pipeline looks steady. One Asian syndicate head said he had about 30 names looking at renminbi issuance. With Singapore dollar issuance it is not like that. "There is a quick turnaround of announcement, roadshow and then bang," he says.
A number of domestic issuers like SBS Transit and SMRT Corp, both domestic transport operators in Singapore, have indicated that they intend to tap the market. More to the point, in the tailwind of VTB Bank's S$400m 4% three-year deal in July, Sberbank, Russia's banking behemoth, is rumoured to debut in the Singapore market via BNP Paribas and Standard Chartered in the near future.
Indeed estimates are S$2bn–S$3bn of total issuance of Singapore dollars by the end of the year.


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Links We Love: Decorating With Maps, 5 DIY Costumes Made From Cardboard & More!
Did you know Groupon offers getaway deals? Here is one for the Cosmopolitan Hotel in Toronto (49% off!) – Traveling Mom
5 DIY costumes made out of a cardboard box (so cool!) – Lil Sugar
Do you want to win the Bugaboo Donkey stroller? Babble is giving one away! – Family Style
I love this idea of decorating with maps! – Skimbaco Home
The green non-toxic modelling dough from Eco Kids looks lovely. – Petite Planet

subset: commoncrawl


text: I'd like to chime in here by noting that it would be incredibly nice if the client could distinguish between a record that is missing because the vnode is unavailable, and a record that truly does not exist. My consistency-repair system was running during partition handoff, determined that several thousand users were "deleted", and removed their following relationships. --Kyle On 05/02/2011 06:48 PM, Greg Nelson wrote: > Hello riak users! > > I have a 4 node cluster that started out as 3 nodes. ring_creation_size > = 2048, target_n_val is default (4), and all buckets have n_val = 3. > > When I joined the 4th node, for a few minutes some GETs were returning > 'not found' for data that was already in riak. Eventually the data was > returned, due to read repair I would assume. Is this expected? It seems > that 'not found' and read repairs should only happen when something goes > wrong, like a node goes down. Not when adding a node to the cluster, > which is supposed to be part of normal operation! > > Any help or insight is appreciated! > > Greg > > > > _______________________________________________ > riak-users mailing list > riak-users at lists.basho.com > http://lists.basho.com/mailman/listinfo/riak-users_lists.basho.com


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Reputable Sources is a blog about food processing and trust.
In the pages of this blog, you will find a connection to the picklers, fermenters, and food preservers of China.
These foods have seen better times. Over the past hundred years, food processing in China has moved out of the township and into the factory. Today, food scandals are all too common. Recently, Chinese journalists have begun breaking unprecedented numbers of food safety cases. With preserved foods, producers have been discovered using industrial chemicals and unsafe practices to make their products. Out of fear of modern food processing and appreciation for a quality product, many continue processing at home.
Through the experiences of villagers, farmers, and their urban counterparts, this blog attempt to illustrate the regional diversity and historcial richness of Chinese food preservation. As part of a larger research project, this blog is an attempt to share the practical results of working with those who continue to process food at home.
The author lives in Beijing.
"…as with all food preservation, it is important to get your recipes from reputable sources (such as a Cooperative Extension Service or the National Center for Home Food Preservation) in order to ensure a safe product."
-North Dakota State University Extension Service


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Toyota patents a device that catches the stuff you drop in between seats.
We've all been there: you're driving along, the sun is shining, and you're jamming to that one song you love (but you pretend not to know it when in the company of friends), you take a left turn–and just like that, you hear your phone sliding and listen for the barely audible clunk as it drops into the abyss. The abyss, or crack between the center console and your driver's seat, is that familiar territory your change, lipstick, crumbs, and phone go to life wants to play a petty trick on you.
Fishing for the lost items is the most frustrating part–using the chair as a pendulum, pushing forward and then back–contorting your hand like an awkward skinny claw shape in an attempt to simply touch a piece of the object so you can push it or yank it or maneuver it in a way that will bring it back in your possession. It's an ordeal. But a genius at Toyota just filed a patent to make that entire scenario a thing of the past.
According to The Drive:
Toyota's aptly-named "under seat capture device" consists of a chute positioned on either side of the center console that can sense when something has fallen onto it, a platform that the chute funnels to, and an actuator coupled to the platform that delivers your fallen quarters/iPhones/taco crumbs to an easily accessible position.
The patent goes on to cover manually-operated under seat capture devices and also devices installed in between the seats and door sills.
So call off the search teams, Toyota will take care of the "into the abyss" items. PS. There is no date or timeline for when they will implement this nifty device, but we can all hope it's sooner rather than later.


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editor's perspective
Taking the Next Step
I've recently had discussions with many colleagues about the use of pharmaceuticals in contact lens wearers. No doubt we have all used therapeutics to manage contact lens complications, ranging from inflammatory events such as papillary conjunctivitis and infiltrates to infectious complications such as microbial conjunctivitis and keratitis. It is always unfortunate when such events occur in our patients.
However, my recent discussions have been more along the lines of using agents to promote such things as improved comfort during contact lens wear. We all know the statistics very well—up to half of lens wearers complain of dryness and discomfort. Correspondingly, when patients do discontinue contact lens wear, the number-one reason (regardless of age) without question is discomfort and dryness. We have come a long way with new materials and understanding the impact of care solutions, but we need to take another step further in solving this problem.
That's where other agents should come into play. Interestingly, in our Annual Dry Eye Report (printed in July 2009), only about 6 percent of practitioners reported using a pharmaceutical and less than 5 percent reported using a nutritional supplement (e.g., omega-3) as a first or second option in managing contact lens-related dry eye. Granted, we are currently limited in the number of pharmaceuticals available to treat dry eye diseases, but I believe that it is important for us to proactively embrace medical management in this area. Some argue that contact lens wear is elective, and thus it seems unreasonable to manage this form of dry eye with a therapeutic approach. I strongly believe that this view is short-sighted and that we need to change this culture.
There are several agents that might be considered to improve comfort during lens wear in addition to "traditional" management including pharmaceuticals for dry eye, allergy, and blepharitis in addition to nutritional supplements and lid hygiene. There are also a variety of additional medications in the R&D pipeline that may become available in the not-so-distant future. This therapeutic management approach will undoubtedly prompt further discussions about a much-needed change in the way we manage comfort in our lens wearers.


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A Spiideo enabled arena, supporting detailed analysis of both training and competition
The typical system setup will capture your sports simultaneously from multiple angles in order for you to view every detail of your game. It also gives you a powerful wide angle view of the entire field. All videos come to you in 4K resolution playback in full synchronization.


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Here is presenting official movie poster of Bhoomi starring Sanjay Dutt. Film is directed by Omung Kumar and produced by Bhushan Kumar and Sandeep Singh. Film releases 22nd September, 2017.
Movie Poster is released on occasion of Sanjay Dutt's Birthday, that is today. Bhoomi is Sanjay Dutt comeback vehicle after a long sabbatical.
Bhoomi is a revenge drama that centers on the relationship between a father and daughter. Aditi Rao Hydari is also starring in the film and is having a pivotal role.
Here's wishing you a very Happy Birthday, we all love you Baba. Have a great year ahead. #BABAISBACK @duttsanjay pic.twitter.com/6qEhjq7uLG— Omung Kumar (@OmungKumar) July 28, 2017
Bhoomi Movie PosterHappy Birthday BABA. #BabaIsBack @BhoomiTheFilm #SandeepSingh #BhushanKumar @LegendStudios1 @TSeries @duttsanjay @aditiraohydari @Vanita_ok pic.twitter.com/WO4cy0GRcr— Omung Kumar (@OmungKumar) July 29, 2017
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Welcome to Wish Info
At Wish Info, we are a business website design and web development company dedicated to providing solutions that will help you improve your online marketing benefits. We provide many services for you to choose from to build a custom solution website.
Our Portfolio
Being one of the leading business web design companies in India, our portfolio comprises projects ranging from small logo design projects to large turnkey eCommerce sites.VIEW OUR WORK
Our Services
Website Development
At Wish Info, you will be able to get the professional and the best services of website development. We use LAMP technology in development. You'll get low cost complete website development in India.Read More
Website Design
Wish Info specializes in website design in India that is innovative, unique and custom created to your requirements and specifications. We are designed to attract the target audience for the niche you are in.Read More
Business Website Design
We are designing and developing all type of business website such as school, industry, real estate, matrimonial, restaurant, hospital, automobiles and many more that will meet your online web solution.Read More
CMS Development
We offers CMS development & customization in WordPress, Joomla, Drupal, Magento, PrestaShop, osCommerce and many more. At Wish Info, we offer top-quality and low price CMS development services.Read More
E-commerce Development
Wish Info eCommerce web design and development solution lets you build an E-commerce store in just 5 days and offers 30+ features and ready-made designs to to boost your sales.Read More
Logo Design
We provides original and creative business & website logo designs. We will design a UNIQUE logo for your company. Let our professional, in-house designers create a custom logo you're guaranteed to love.Read More
PSD Conversion Service
Wish Info offers responsive & interactive PSD to HTML, WordPress, Magento, Joomla, PrestaShop, Shopify Conversion service at affordable rates and with a quick turnaround time.Read More
Hire Team
Looking to hire web developer team? Hire best professional web developer on flexible hiring models, Full Time, Part Time & Hourly basis for custom website solution from Wish Info.Read More
Responsive Web Design
Responsive web design is a technique for building websites that work on mobile devices, tablets, and desktop screens. We are expert in planning, designing, developing, and implementing responsive design.Read More
Search Engine Optimization
SEO is strategies, techniques and tactics to increase the number of visitors to a website by obtaining a high-ranking placement in search results. Improve your search engine ranking with our leading SEO service.Read More
API Integration
Wish Info is expert in API Integration like Facebook, Google, PayPal, MailChimp, AccuWeather, Amazon, Flickr, Pinterest, YouTube, Shopify and any other third party API Integration.Read More
Website Builder
Wish Info is expert in custom web solution for Shopify, Wix, Squarespace, BigCommerce, Weebly, Moonfruit, iPage, Sitey, 1and1, WebNode, GoDaddy, Jimdo, Sitelio and many more.Read More


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Articulate Storyline Template Choice
Looking to create a scenario where a single character has to make a choice? This Articulate Storyline template will kick-start your design and development efforts. You can easily edit the scenario text and options. And you can customize the feedback based on the choice the learner makes.
This storyline template works really well with our People Cutout Images. You can drop any character in any pose that matches the scenario context. Or, insert any of your own graphics to personalize the course.


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If you came here from Swirlydoos' blog, then you are on the right track. We have some amazing projects for you to see today !! Make sure to leave a comment on all of the blogs for a chance to win!!! Check out Swirlydoos on Facebook and Like Us!!!
Are you a subscriber? If so, your kit is on it's way! If not, check out the Swirlydoos store to see if there are any January kits or add ons in the store!
1: Visit all of the blogs and leave a comment on each. This way we know you were there. Become a follower if you're not already. Take your time. There are REALLY beautiful things to see along the way.
2: Before you leave each blog, look for the "special" words and write it down.
Once you have visited all the blogs and collected all the special words, they will create a sentence.
3: Finally, go back to the Swirlydoos blog and leave a comment letting us know how much fun you had, tell us the sentence that was created with all of the special words you collected. Can't wait to hear from you.
Here is the oh so shabby main kit, Shabby Chalet


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Although California recently enacted a law to ban employers from asking prospective employees for their Facebook passwords, at least a third of all U.S. employers regularly use Facebook to learn about potential hires.
But do they know what they're looking for?
A recent study published in the journal Cyberpsychology, Behavior, and Social Networking suggests that employers may look for the wrong things when checking out a prospective staffer's Facebook profile.
Employers likely expect that those who are more active on Facebook will enjoy better relationships with co-workers, the study noted. Indeed, one human resources manager who participated in similar poll told Forbes that candidates who have a lot of friends and take a lot of photos were rated positively.
But according to the newly published study, users who are more active do not have better relationships with their co-workers. Those with more Facebook friends generally take their jobs less seriously, and those who post frequent status updates are more likely to consider switching jobs than their less active counterparts, even though they may not have a "very impressive Facebook profile compared with those who update their status frequently," the study noted.
The study surveyed 516 college students who used Facebook and were employed.
Candidates can't control the conclusions would-be employers reach. However, the most common use of Facebook by HR departments is to weed out those who seem to exhibit unprofessional behavior such as drunkenness or complaints about co-workers, so those who avoid that — and tighten their privacy controls — will limit the damage their Facebook profiles do to their job searches.
New Career Opportunities Daily: The best jobs in media.


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We get a lot of questions about how to improve shoulder stability. Grab a band try this drill! This is a great way to practice a solid overhead position while moving through appropriate movement patters. It's not just about having strong shoulders, it's about being stable while recovering from lifts.
Don't know how to fix your lifts? Click here to check out the free Lifting Fix Pathway.


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DALLAS, TX - The very sphere that featured in the most famous error in baseball history - and perhaps the most recognized baseball in the world - the "Buckner Ball" from the 1986 World Series, Game Six
The ball was purchased by an advanced collector that wishes to remain anonymous.
"This is a record price for this very famous baseball," said Chris Ivy, Director of Sports Auctions at Heritage, "and well worth it. It's more than a piece of sports history; it's a piece of American pop culture and an iconic moment in all of sport."
The ball was sold by Los Angeles singer/songwriter Seth Swirsky, who purchased the ball from Charlie Sheen in 2000 for $64,000.
"It was a true honor to have the privilege of being the caretaker of this storied piece of baseball folklore for the past 12 years," said Swirsky. "I hope the new owner enjoys it as much as I have. Long live the '86 Mets and the '86 Red Sox - Mookie and Billy Bucks - and the great game of baseball itself for providing so many people with so much joy."
Other highlights of Swirsky's collection include $65,725 realized for Reggie Jackson's glorious third home run baseball from Game Six of the 1977 World Series, the performance that earned him the title "Mr. October"; Babe Ruth's 136th career home run baseball from 1921, the ball that tied the career number and effectively made the Babe the Home Run King, brought $25,095, while Judge Kenesaw Mountain Landis's 1923 signed letter denying MLB reinstatement to "Shoeless Joe" Jackson brought $53,775. In what was one of the most surprising and interesting lots of the collection, Jose Canseco's "Home Run Header" cap, which he wore on the day a fly ball bounced off his head and over the fence for a home run - and which was recently voted the most famous blooper in MLB history, brought $11,950.
Another huge success in the auction was the sale of a 1965 Beatles-signed baseball from the Shea Stadium concert that realized $65,725 after several rounds of spirited bidding.
One of the most anticipated offerings of the Heritage event was the John Hart Collection of single signed Babe Ruth Baseballs, the top of which - a 1948 Babe Ruth Single Signed Baseball, PSA/DNA NM-MT+ 8.5 - was the subject of spirited bidding before finishing at $77,675. The collection of eight baseballs, dating to Ruth's final public signing just two months before his passing, brought $221,383 in total. The ninth and final baseball is expected to realize more than $75,000 in the Heritage Sports "Platinum Night" auction in August.
Rare golf-related offerings proved quite popular in the auction, with the top lot coming in the form of an exceptional 1934 Inaugural Masters Tournament Ticket/Badge, the first and rarest of all Masters tickets, which more than doubled its pre-auction estimate of $20,000+ to finish the auction at $52,281. Walter Hagan's 1931 Canadian Open Gold Medal also performed exceedingly well, realizing $17,925.
Further highlights include, but are not limited to:
1952 Eddie Mathews Game Worn Boston Braves Rookie Jersey, MEARS A9: Realized $71,700
1961 New York Yankees Team Signed Baseball, PSA/DNA NM-MT+ 8.5: Realized $50,788
1935 Babe Ruth Signed Letter Discussing His St. Mary's School Days, PSA/DNA Gem Mint 10:Realized $41,825
1978 Billy Sims Heisman Trophy Ring: Realized $29,875
1939 Lou Gehrig Final Game of Historic Streak Ticket Stub: Realized $15,535
Heritage Auctions, headed by Steve Ivy, Jim Halperin and Greg Rohan, is the world's third largest auction house, with annual sales more than $800 million, and 700,000+ online bidder members. For more information about Heritage Auctions, and to join and gain access to a complete record of prices realized, along with full-color, enlargeable photos of each lot, please visit HA.com.
Want to get the up-to-the-minute updates and breaking news stories about Heritage Auctions? Get them as they happen at: HA.com/Twitter; Facebook: HA.com/Facebook. To view a complete archive of Heritage press releases go to: HA.com/PR-2203


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Sponsored By:
Seminar Flyer:
In this work, we present a framework for designing patient-specific bioprosthetic heart valves using recently proposed isogeometric analysis based parametric design platform and immersogeometric fluid–structure interaction (FSI) analysis. The patient-specific aortic root geometry is reconstructed from the medical image data and is represented using non-uniform rational B-splines. We then parametrically design prosthetic heart valves based on the aortic root, using a Rhino/Grasshopper-based interactive geometric design platform. Due to the complex motion of the heart valve leaflets, the blood flow domain undergoes large deformations, including changes of topology. The FSI simulations are carried out using our hybrid immersogeometric/arbitrary Lagrangian–Eulerian methodology, which allows us to efficiently perform a computation that combines a boundary-fitted, deforming-mesh treatment of the artery with a non-boundary-fitted treatment of the leaflets. We simulate the coupling of the deforming, patient-specific aortic root and parametrically designed heart valves, and the surrounding blood flow under physiological conditions through several cardiac cycles. The attachment edge of the leaflet is coupled with the arterial wall motion using a penalty formulation. The results demonstrate the effectiveness of the proposed framework in practical computations with greater levels of physical realism. A parametric study is carried out to investigate the influence of the geometry on heart valve performance, indicated by the effective orifice area during the opening and the coaptation area during the closing. Finally, the simulation result for the best-performed heart valve is compared with the phase-contrast MRI data to demonstrate the qualitative similarity of the flow patterns in the ascending aorta.
Dr. Ming-Chen Hsu is an Assistant Professor of Mechanical Engineering at Iowa State University, where his work focuses on computational mechanics and fluid–structure interaction with an emphasis on contemporary engineering problems, such as wind turbine analysis and biomedical application. He received his B.S. (2003) and M.S. (2005) degrees in Engineering Science and Ocean Engineering from National Taiwan University, and his M.S.E. (2008) degree in Engineering Mechanics from the University of Texas at Austin. He earned his Ph.D. Degree in Structural Engineering from University of California, San Diego in 2012. He was a postdoctoral fellow at the Institute for Computational Engineering and Sciences (ICES) before he joined Iowa State University in Fall 2013. He was recently identified as Highly Cited Researchers 2016 by Thomson Reuters for the period 2004 through 2014.
Lindsay Walton


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"When ASAP isn't good enough and you need it yesterday, call us!"
Our Adjusters/Appraisers are all-lines, licensed, certified and insured.
(Average Turn-Around time 1.6 days.)
Over 35 years experience in damage estimating and evaluating:
Automobiles, Boats, Bulldozers, Busses, School and private passenger coaches, Construction equipment, Cranes, Farm equipment, Recreational vehicles (RV's), Heavy Trucks, Semi-Tractors, Semi-Trailers, Property, Flood losses (both fresh and salt water), Motorcycles and a host of other types of equipment and machinery.
(Other Services Provided)
We prepare diminished value reports for vehicles and equipment devalued as a result of an accident. We also provide expert witness testimony and referee service for evaluations in settlement disputes.
Our Goal
Our goal is to always provide accurate and professional service. On each and every estimate/evaluation we try our hardest to turn them around within 24 hours. This saves you money on down time and temporary replacement units or vehicles (Rentals).
We would be honored for the opportunity to put our expertise and professional knowledge to work for you.


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Welcome to the Town of Suffield's website. Please feel free to contact us should you need additional assistance or if we can improve the site to better meet your needs. I can be reached by phone at (860) 668 3838, email at firstname.lastname@example.com or through the website feedback page.
Thank you,
Melissa M. Mack
83 Mountain Rd.
Suffield, CT 06078
8:00 am - 4:30 pm
8:00 am - 1:00 pm
Temporary Town Hall
230 C Mountain Rd
Suffield, CT 06078
Press Release
Kent Memorial Library
Temporary address: 61 Ffyler Place
Suffield, CT 06078
Contact: Jackie Hemond
Luke Dittrich, Author of Patient H.M.: A Story of Memory, Madness and Family Secrets Speaking in Suffield, Thursday, September 29 at 7:00 p.m.
Suffield, CT. August 22, 2016.
In the field of neurosurgery, Connecticut resident, Henry Molaison, was one of the most important human research subjects of all time. However, until his death in 2008, hardly anyone knew his name. It was a secret. Author, Luke Dittrich, will talk about Henry, whose short term memory loss came about probably because of surgery done by Mr. Dittrich's own grandfather, a neurosurgeon at Hartford Hospital. The surgery was to relieve Henry of his epileptic seizures. The study of Henry Molaison revolutionized the understanding of how memory works and became the cornerstone of modern memory science. However, the thrust of Dittrich's book are the serious questions of morality and ethics Henry's brain raises: the surgery; research; the custody battle for Henry's brain; and finally, the willful destruction of some components of the research.
Luke Dittrich's presentation will be at the Suffield High School, 1060 Sheldon Street, in West Suffield, at 7:00 p.m. on Thursday, September 29. Please register for the free program at the library at (860) 668 3896 or on the Kent Memorial Library's website at suffield-library.org. Following Mr. Dittrich's talk there will be a reception where his books will be available for purchase and signing. The Friends of the Kent Memorial Library are sponsoring the program.
Mr. Dittrich's book, Patient H.M., A Story of Memory, Madness and Family Secrets was just published on August 9, 2016. It was the cover story of the New York Times Magazine on August 7, 2016. Luke Dittrich is a National Magazine Award–winning journalist, and a contributing editor at Esquire. This is his first book.
© Copyright 2017Town of Suffield, CT.All Rights Reserved
Banner Photo Credit:Libby Lord Photography


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Is Optus having an outage in Maylands, Bayswater, State of Western Australia?
SingTel Optus offers landline and mobile communication services to consumers and businesses, including mobile phone, mobile internet, broadband internet and television.
No problems detected at Optus
Optus in Maylands, Bayswater, State of Western Australia problems in the last 24 hours
At the moment, we haven't detected any problems at Optus. Are you experiencing issues or an outage? Leave a message in the comments.
Most Reported Problems:
- Internet
- (60.00%)
- Phone
- (18.10%)
- Wi-fi
- (11.77%)
- (5.19%)
- Total Blackout
- (3.80%)
- (1.14%)
Optus Outage Map Near Maylands, Bayswater, State of Western Australia
The most recent outage reports and issues originated from Perth, Maylands and East Fremantle.
Optus in Maylands, Bayswater, State of Western Australia CommentsTips? Frustrations? Share them here. Useful comments include a description of the problem, city and postal code.
Optus Issues Reports Near Maylands, Bayswater, State of Western AustraliaLatest outage, problems and issue reports in Maylands, Bayswater, State of Western Australia and nearby locations:
Gurdev Dinas
(@GurdevDinas) reported
from Perth, State of Western Australia
@Optus waiting over a week to have my iPhone orders processed. Emails telling me you're working on it. Live chat cannot help. Are u @Telstra in disguise?
Optus Issues ReportsLatest outage, problems and issue reports in social media:
Shailesh Bhirud
(@shailesh882) reported
@Aushiker @RGratton @Optus @madebygoogle I have been having issues with #Google #pixel3 I thought pixel3a may be better than pixel 3.
(@Aushiker) reported
@RGratton @Optus Seems to be a known issue with the latest Google Pixel 3A also experiencing similar problems. Given my phone was brought this year you would have thought @madebygoogle would have resolved the issue by now given it has been happening for some time.
(((Robbie Gratton))) ✊🏻🌹
(@RGratton) reported
@Aushiker @Optus Because it's an android 😂 In all seriousness, random shutdown issues in mobiles usually point to faulty ram... as a general rule.
Julie 🌺
(@julienoowen) reported
As a school teacher, I really rely on my wireless network to be able to do my lesson planning, print resources. Makes it very hard when I have to use my mobile data at home. @Optus
Julie 🌺
(@julienoowen) reported
An issue occurred in my street on Sat. Something happened to the power/internet line. Our downstream light has been flashing since. I called about it on Sunday and the operator said others were also offline. Still have not heard anything/been notified of it. Please help @Optus
Sophie Pearse
(@SophiePearse) reported
from Newcastle, State of New South Wales
I've phoned @Optus customer service 3 days in a row and you've YET to rectify this issue, despite advising you have. This is incredibly poor form, deplorable in fact 😡
Damien Hashemi
(@DamienHashemi) reported
from Melbourne, State of Victoria
*******!!! @Optus you should learn something from @ThreeUK when it comes to customer service. Had problems adding credit to my UK phone before a trip. I hardly use my phone but Three whacked on 5gb for free so I wouldn't be stressed on arrival. Legends.
Niki Velkoska
(@nikivelkoska) reported
@Optus @LFCMelbourne @OptusSport Optus letting down fans yet again...*sigh* Passing on the interest doesn't mean shit. All they do is take from the fans, but I can't see them ever giving back.
Mary Niko 🐉
(@purplelibdragon) reported
Checked transcripts 2hr 42 min trying to move existing @Optus internet service to NBN .. only towards the end told she needs after being customer over 20yrs need ID check .. with no drivers licence (legally blind cannot drive) or passport (cannot travel) outcome Lose customer
Grant Sayer
(@grantontw) reported
@david_obrien @DavidGulli @Optus Interesting - I was getting about that speed but as of today recent SpeedTest showing 17.6Mbps - so it ain't so fast now, and just seems to keep getting worse Hoping that someone in OptusHQ is not playing with network configuration parameters


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By Emry DowningHall
I remember the morning after Kobe got busy to the tune of 81 points on the Toronto Raptors I almost fell out of my chair when I saw the box score. I actually refreshed the fantasy page assuming it had to be a mistake. I'm not trying to compare the two performances but Josh Smith's line last night against Orlando had me doing the same double take.
It was the Vida Guerra of stat lines, and if you're familiar with Vida, you know what I'm talking about. J-Smooth poured in 2 trey balls, 25 points, 16 rebounds, 4 steals and 4 blocks. Critics will bang him for shooting 35% from the field but fall back with all that nonsense. Josh Smith should be known as J-Smooth aka Mr. Fill It Up.
If you grabbed him on draft night, chances are you're right near the top of your fantasy league. In the same way Dwight Howard virtually ensures a W in rebounds each week, Smith holds down the blocks category. I feel for any league where an owner has both those monsters on a roster, that wouldn't seem fair.
I heard all the "wrong place at the wrong time" explanations about the shoot-out that took place Sunday morning involving Pacers point guard Jamaal Tinsley and I'm not trying to discredit his account, but after three incidents of this nature, it might be time to call it a career for Indy nightlife.
Tinsley has been filling the stat sheet this year for owners but all basketball aside, we're all just happy he wasn't hurt during this foolishness. The Pacers have said he wont be disciplined and he should be making all starts going forward.
I took a lot of verbal abuse this weekend as the Knicks forgot to show up in a home and home series against the 76ers. Living in Philly and rooting for the Knicks isn't the easiest thing under normal circumstances, but during a year when the 76ers are supposed to be worse off than the Knicks a two game sweep was truly embarrassing. Marbury gets a pass because he is grieving, but Eddy Curry and Zach Randolph were both amazingly bad.
Remember in Anchorman when Baxter eats the entire wheel of cheese but Ron can't be mad at him because he's so amazed? That's sort of what we have with the Knicks front line. Randolph averaged three points and three rebounds against Philadelphia, while Curry had 12 points and five rebounds on Friday, and followed that up with six points and two boards Saturday. That's unreal! Who on the Sixers is keeping them from putting in work? Jason Smith? Sammy Dalembert? Reggie Evans? I doubt fantasy owners are finding this funny, but I think the Ron Burgundy approach is the way to go for now. To Zach's credit he did bounce back nicely in another loss to Dallas Monday night.
On the other end of the spectrum Josh Howard and Deron Williams were doing their thing this weekend. Howard's performance was a dagger because I was going up against an owner with him in their lineup. He dropped a cool 47 points on 14 of 19 shooting, 10 rebounds, and 4 treys. Deron set a new career high in points with 41, he also added 3 treys, 3 boards, 7 dimes and 2 steals. Both Howard and Williams have been crushing teams this season and both guys deserve to suit up for the Western Conference team come All-Star weekend.
I came weak in last weeks column, but this time around, I think I got my game up on the waiver wire pickups. Let's start with the obvious selection:
John Salmons – The pickup of the week is the man from Miami, Johnny Salmons. With Kevin Martin out 4-6 weeks Salmons owners are going to enjoy plenty of production from the man with the wild chin hair. Salmons is really a great option and shouldn't be available in your league, but if he is, grab him ASAP. The Martin news is rough but 4-6 weeks is far an apocalyptic scenario. Speaking of Martin, a reader asked me in last weeks comments section if I though K-Mart was deserving of becoming the official K-Mart of the league, surpassing Kenyon Martin. At first, I liked the idea but after some thought, no way. It's about tradition right? Somewhere far, far away Antoine Carr is nodding his head in agreement.
Travis Outlaw – Some people have complained that I didn't give Outlaw any love this year but that's because he was a popular sleeper pick and therefore wasn't available in most leagues. Well at this point I was late to the party and Outlaw is entrenched in the Portland lineup, averaging over 30 minutes a game. If he is available, make it happen.
Keith Bogans – I picked up Bogans for his ability to get steals but have been pleasantly surprised with his ability to stroke the three. The Magic strap it up four times this week and next, making Bogans a solid guard addition to a roster.
Luke Ridnour – I'm hesitant to recommend picking up anyone on a team that plays three guys at the same position. I think Luke is the best man for the job and I also think Seattle should be shopping him for a trade at some point so he will see the floor. If you are in desperate need of point guard help, give him a shot.
Dorrell Wright – 19 points and 17 rebounds on Friday night? 16 and 12 last night? Wright is starting at the SF slot and from the looks of it, isn't going anywhere. If he's still hanging around in your league snatch him up immediately.
Francisco Garcia – I already gave love to one member of the Kings but there's room for Garcia as well. He wont be the player Salmons is going to be but he will produce with Martin out. He backs up Udrih and Salmons and plays the defense owners need to fill those tough categories. He's worth a pickup in most leagues.
Craig Smith – The Wolves somehow managed to beat the Suns Saturday and Craig Smith was in the starting lineup for that game. To me, that means he should see more tick. With Smith at the Four Al Jefferson slid to the five spot and the two looked like a tough combo down low. Smith's minutes may be inconsistent when Antoine Walker is healthy but he can really fill it up with some extended tick. You might have to be a little patient with him but I think his stock is on the rise.
Mikki Moore – Here's another guy whose stock is on the rise. Center is a depleted position in a lot of leagues and Moore is totally entrenched as the guy in Sacramento. His play has improved lately and if you start two centers in your league, I think he's worth a pickup. I grabbed him in a couple of my leagues.
Fantasy numbers are going to be up this week because all teams are playing three or four times. That means that week #7 should be the best gauge yet as to where your squad is at compared to the rest of the league.
I think there's some real talent on the waiver list this week and guys like Dorrell Wright, and Craig Smith have enough upside that you might want to think about trading for them if they're already snatched up. Smith will be a bit of an investment so don't give up too much for him, just try and slide your garbage onto another squad with one of those Homer Simpson, "Doo-Doo-Doos"
A good strategy for getting a guy like Wright or Smith is to have them thrown in as a part of a deal but try and do so without making them a focus. If you're making a trade for a top tier player, and you're close, squirm a bit and ask to sweeten the deal with a waiver guy. Chances are the other owner will be focused on the bigger picture and you can really help yourself out.
Oh yea, and it looks like it's time to run out and grab Randy Foye off the wire. He had his knee evaluated Monday and he said he was, "100% confident that it would be fine." That could be wishful thinking but it's not worth risking it and letting him fall into another owners lap.
Finally, fantasy owners in need of rebounds might wish D-Leaguer Rod Benson was available on waivers, who knows he may be shortly. Did you see what he did Sunday night? 28 points and 28 boards, setting a D-League record. We see you. Alright guys, talk to you all next week.


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Genre: Romance, Comedy
Origin: Korea
Release Date: October 8, 2014
Cast: Jo Jung Suk, Shin Min Ah, Yoon Jung Hee, Bae Seong Woo, Ra Mi Ran, Jeon Moo Song, Lee Si Eon, Seo Kang Joon
The story of an ordinary Korean man, Yong Min (Jo Jung Suk), and an ordinary Korean woman, Mi Young (Shin Min Ah), who finally tied the knot after a 4 years relationship during which they dreamt about their future life as new-weds. They thought they would only be happy forever but gradually find out about what a marriage really means.
Just watched it. First off, I only watched this because of Jo Jung Suk, I have been really interested in him after I watched You're The Best Lee Soon Shin last year. He really is a talented actor, well of course when he is a musical actor… Anyways, It's nothing much special. The story is quite realistic and I like that, but it's really common in marriage movies and even dramas as well. There are few parts where I didn't like their acting. Like when crying, it doesn't seem natural. I like the lesson of the movie though. Good watch if you're looking for something cute to watch, or curious what a married life is like, then give this a try.
☆☆☆☆ / 4 out of 5 stars
♥♥♥ / 3 out of 5 hearts


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2 cm x 2 cm. This stunning fused glass heart pendant needs to be seen in hand to appreciate its unique colourful beauty. The gorgeous colors glimmer and glow in any light, but come alive in the sunlight. You will also see shifts in color hues in the dichroic glass depending on lighting and angle.
Some of the Dichroic glass pops to the surface to create yet more depth and colour. Complete with silver plated heart shaped bail and a 16 inch or 18 inch STERLING SILVER 925 stamped snake chain and with pretty gift box.
Multi Colour Heart Dichroic Glass Pendant 647
- Brand: DDB Jewellery
- Product Code: DP647
- Availability: In Stock
- Ex Tax: £21.66
Tags: Multi Heart Dichroic Glass Pendant, dichroic pendant, glass fused pendants, dichroic necklaces, dichroic jewellery, jewelry, glass jewellery, glass jewelry, handmade dichroic pendants, handmade jewellery


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Dave Ladd, President of RDL & Associates, recently participated in KDUZ Radio's "Farm Forum hosted by Lester Schuft. Topics include buffer strips/water quality, land values, international trade, biotechnology and much more.
He was joined by Mark Dorenkamp (Brownfield Ag News), Kent Thiesse (MinnStar Bank) and Dave Nicolai (University of Minnesota Extension).


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But they are still subjected to the infamously dangerous, violent and harsh conditions that have become synonymous with Rikers Island. Part of the problem is the huge inmate population at the jail. A population of 10,000 is a small city.
Earlier this year, the mayor got on board with a recommendation by an independent commission to close Rikers Island. If the city's crime rates stay low and the inmate population can be cut in half, the administration thinks the goal could be accomplished within ten years.
Reducing the inmate population by 5,000 is going to take more than hoping people don't break the law and stay out of trouble, it will also require changes to the bail system – if not doing away with it altogether – to ensure that people who are not a menace to society don't remain behind bars for months or years awaiting trial because they or their families can't afford a few hundred dollars to make bail.
There's no reason a judge can't decide who does and who doesn't pose an immediate threat to society without assigning a dollar figure to the decision. A kid dealing pot shouldn't have to sit in a cell because he can't afford bail, while a person convicted of murder walks the streets because they also have access to money.
But that's an issue for another day. Even if the jail population is cut in half, that's still 5,000 people the Corrections Department needs to account for. Where will they all go if Rikers closes?
The plan is smaller, and presumably safer, jails spread across the five boroughs. But that plan is going to come with its own issues, most notably objections by residents and their elected officials when a new jail site is proposed. Let's face it, nobody wants a jail in their neighborhood.
So if this plan is going to work, it's going to take compromise and proactive solutions.
So kudos to 11 Queens City Council members who this week offered up their own potential site for a jail in that borough. It would be housed in the old Queens Detention Complex in Kew Gardens near the courthouse.
It won't happen overnight. The complex has been used as office space since it closed in 2002 after 40 years in operation, and will likely require expensive updates to make it safe and suitable.
It also likely won't be popular with people who live in Kew Gardens and the surrounding neighborhood, but the fact that it once served as a detention center with little impact on the community should make it easier to swallow.
Elected officials in the other four boroughs in the city are going to have to follow the Queens delegation's lead and come up with their own suitable sites for jails to replace Rikers Island. If they aren't, they could find a prison where they don't want it.


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After the mediocre light yesterday I was determined to find better conditions today. I was up and out by 0500 and even that was too late as I drove East into the grey gloom of dawn.
Luckily for me my vantage point faces North West so I managed to salvage something of the early start.
This image was made at 05:54. Impossibly harsh shadows cast on the water from the construction cranes. These are more evident in the later images when the ambient light got brighter.
A stiffer than forecast 8 knot Nor westerly meant I had to use the 161 for stability. This image was made at ISO800 1.3s F13.


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Its been awhile but now it seems as though I have wandered back, driven by how boring MN is. Minnesota! What?
Ok, lets step back a bit. I graduated from Calvin in August '09. They tried to Dutch me (can we make that a thing? I like it so much better than "gyp") into giving them more money, even though all signs pointed towards me having the all clear to graduate. This ended when Mr Munchy threatened the registrar with various things. Moral of the story, I love my dad, who has some shady ass connections.
That January the Boy Who Makes Me Food and I got engaged. Then in February I left to serve a ten month term of service in Americorps NCCC on the East Coast.
I got strangled, fell in love with farming, dealt with a psycho on my team, beat back depression and graduated in November. I will never wear grey and khakis again.
In January the Boy Who Makes Me Food and I got married, making him Mr Kaydon Who Makes Food.We moved to Minnesota so Mr Kaydon could finish school. Calvin tried the same tactics with him, but since he has no shady connections he decided to transfer to St Cloud State instead.
So that is where life stands currently and what has precipitated my return.
This is where I live now. It blows.


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A Fable of Fury
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On the very first page of Shalimar the Clown, Salman Rushdie's new novel, the reader has a horrible presentiment that a literary disaster is in the making. Rushdie is trying to describe a woman speaking in her sleep: she is "like Sigourney Weaver channeling a demon in Ghostbusters." This is the kind of bathos�the desperation to prove his hipness by making asinine references to pop culture�that helped sink Rushdie's last novel, Fury, generally acknowledged to be the worst he has written. After a first-page blunder like this, it requires a leap of faith simply to turn to page 2. But...


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Andy Shauf | The Bearer of Bad News | PDX-008 TLE-053 (Feb 3rd, 2015)
"It's hard to explain if you've never lived here," sings Andy Shauf on the epic elegy "Wendell Walker," the centerpiece of his stunning album The Bearer of Bad News. Shauf makes it seem easy to coax forth beauty from the dimmest of corners, forming gorgeous songs by conjuring vivid particulars of place and character through dark word craft, a gooseflesh-inducing tenor and wide-open instrumentation. You feel him summoning energy from the loamy soil of his Saskatchewan homeland. You sense the hardscrabble shapes of prairie landscapes and lives in his warm guitar tone, wind-swept piano, and lilting clarinet.
At the same time, like any great songwriter, Shauf straddles the gulf between the particular and the universal - uncovering big ideas and feelings in tiny moments and seemingly minor narratives. His lyrical references may be local, but his sound on Bearer evokes timeless rock n' roll that's reminiscent of Paul Simon, Nick Drake, and Elliott Smith. These rare musical, writerly chops set Shauf well apart from the legions of other songwriter types that blend into cafe scenery everywhere.
Shauf approaches the songs on The Bearer of Bad News with the economy and care of an architect: everything in its proper place. The sparse drums and clarinet swells in "I'm Not Falling Asleep" or the spare yet evocative use of cello in "Covered In Dust," for example. As a result, Bearer sounds remarkably lovely, spacious, and grand, which makes it all the more surprising that he self-recorded the whole album on a shoestring budget in his Regina basement.
With the help of his astounding, intimate live performances, Shauf is deservedly garnering a reputation as an artist to keep your eyes and ears on - a seasoned songsmith who's worth your time.


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Macaroni and cheese is the ultimate comfort food, rich and soothing, but it's even better made zingy with hot sauce, salsa, and other spicy add-ins.
Many hounds add red pepper flakes, Tabasco, or a shot of Sriracha to their basic mac 'n' cheese recipes. "Marash pepper has a slight kick, and gives mac and cheese a warm, smoky flavor," says mariacarmen. "The fruity, fairly mild, slightly oily quality" of marash pepper is fantastic, agrees mebby. "It's so much more than heat."
Others add minced jalapeños or roasted poblano or New Mexico chiles to their mac 'n' cheese. Even more popular is the addition of spicy, smoky chipotles en adobo. A couple of hounds recommend this chipotle macaroni and cheese with garlic breadcrumbs.
Another option is to incorporate a prepared salsa (jarred or homemade) into the cheese sauce before combining it with the macaroni. PAO likes this Rick Bayless recipe, which includes poblano-tomato salsa, while HillJ prefers using salsa verde to tomato-based versions.
Discuss: Spicing up mac 'n' cheese