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Please choose the PALLET or TRUCKLOAD link for more information.
For the most recent
You must have a TAX EXEMPTION number
We accept CASH or BANK WIRE TRANSFER
and now accepting credit and debit cards!
NO checks, or money orders.
Shipping charges are to be paid by the customer at time that order is placed.
All merchandise is store returns unless otherwise stated.
Warehouse hours are Mon-Fri 8-4 central time.
To whom do we sell to?
Auctions, Bargain Dealers, Retail Stores, Wholesalers, Flea Marketers, Exporters, Mom & Pop shops, Dollar Stores & Pawn Shops anyone that has a State Sales Tax exemption number can buy
We unload trailers of new merchandise daily and there's always something new to interest you. Check back often list are updated daily.When you're shipping goods, time is money!"Warehouse One LLC takes care of the details."You don't need problems. We're here to make sure the transfer of our merchandise to customers goes smoothly... and to ensure the safety and good condition of those products when they arrive at their destination.Here at Warehouse One LLC, we have wholesale lots, surplus merchandise, warehouse overstocks, salvage merchandise, store liquidations, shelf pulls, store closeouts, wholesale pallets, excess inventory,and truckloads of merchandise. With more than 18 different store chains and catalogs to choose from, you can surely find something just right for your business! There are over 2,000 pallets in stock in our Tennessee warehouse, plus we ship trailer loads of merchandise from return centers nationwide. Please bring your own rope & tarp, if needed, to tie down merchandise. If you are not able to come to our warehouse, we can ship pallets to you. Shipping charges are to be paid by the customer at time of shipment
Here is the type of merchandise that we could carry at any given time.
Electronics Fitness, Giftware, Hardware, Hardgoods, HBA, Jewelry, Luggage, Dolls, Office / School supplies, Shoes, Lawn and Garden, Glassware, Mixed G.M., Cosmetics, Clothing, Domestics, Housewares, Home decor, Kitchenware, Furniture, Tiffany Lamps, Dollar Items, Infants, Sporting Goods, Small-appliances, Accessories, Collectibles Food, Case goods, Tools
Repeat customers are our #1 priority!
Copyright Warehouse One LLC 2011
Home ~ About Us ~ FAQ ~ Truck Loads ~ Pallets ~ For Sellers ~ Methods of Payment ~ Pictures ~ Instant Email ~ Contact Us ~ Directions ~ Current Ad


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Cucumber sandwiches are lonely without a pot of this best selling, aromatic black tea enhanced with heady oil of bergamot. Add a slice of lemon to enhance the citrus notes and then have a nice piece of cake. This refreshing, loose-leaf tea marries well with teatime accompaniments but also satisfies at anytime of day.
The quality of water used as an impact on the quality of the tea. Always use freshly drawn water or filtered water. Heat water to the recommended temperature using an electric hot water heater or a stove top kettle.
Heat fresh water to rolling boil or to a temperature of 212F.
Loose Leaf
Use the infuser of your choice. Measure 1 teaspoon of tea per person. For a stronger brew preference, add an additional teaspoon for the pot.
Infusion Time
Once the water reaches the appropriate temperature, it should be poured immediately over the tea leaves. Keep the teapot covered to retain heat. Time steeping carefully and infuse for 5-7 minutes. When the tea is done steeping, immediately remove the tea and lightly stir.
- England

subset: commoncrawl


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This winter brought more snow than usual with the month of February racking up over 100 inches in Boston, breaking snowfall records all over the region. Our snow photos always intrigue summer visitors who only see Cape Cod at 80 degrees. It's hard to imagine Coast Guard ice cutters crisscrossing the Hole, intrepid explorers out seventy five feet on Buzzards Bay, MBL scientists enjoying pick-up hockey on Eel Pond, ferries dodging ice cakes clogging the Passage, massive navigational buoys drifting like toy boats.
My quest for snow photos typically involves rushing out the minute it starts, as the snow always seems to melt within a few minutes. Not so much for snow photos 2015. We have been covered in a decent blanket since the first blizzard hit in late January. Since then, I have lost count of how many more days it snowed, although I remember Valentine's Day — soft quiet accumulation all night with a dramatic blizzard slamming like a hangover in the morning. These winter storms had romantic names like Neptune and Juno, Greek reminders of god-like forces greater than us.
In addition to the relentless snow fall, cold air blasted us for most of the month. We now have significant sea ice formed all along our shores rendering the landscape at water's edge into something otherworldly, arctic. If you have not seen satellite photos of this phenomena, check this out, as it appears to be frozen at least half way across Buzzards Bay.
To keep the harbor open, the US Coast Guard sent ice cutters to maintain the ferry system connecting us to Martha's Vineyard. Out on Nantucket, a local photographer captured slushy waves that made the New York Times, while here in Woods Hole we watched, mesmerized, as the ice floes and some of the buoys moved through the currents of the Woods Hole passage.
When the Eel Pond froze over earlier this week, the first intrepid explorers were scientists from our local labs in special suits designed to prevent drowning. But once it was proven solid, lots of Woods Hole lemmings (including me) rushed out to experience the feeling of walking and skating in the middle of the village.
I particularly love this birds-eye-view film shot by my neighbor Brian Switzer (a wonderful director and inspired teacher in our local public schools) of Woods Hole in these extraordinary conditions. I think you will enjoy it, and perhaps the snow photos 2015 in my photo essay that follows. For daily photos, check out my Facebook page #WoodsHoleColors.


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Hide Forgot
From Bugzilla Helper:
User-Agent: Mozilla/5.0 (X11; U; Linux i686; en-US; rv:1.6) Gecko/20040510
Description of problem:
It was working fine and then without doing anything stopped opening
images for users - double click on desktop or home directory images
and it just did nothing and left dead processes on the machine. If
you manually run eog it opens no problem but then do file and open
image and problem. It locks up and nothing is clickable and you have
to end the job.
If you run it as root and open the same image then no problem. I
reinstalled eog with rpm -ivh eog.... --force and it then started to
work properly again
Version-Release number of selected component (if applicable):
How reproducible:
Couldn't Reproduce
Additional info:
Since this is not reproducable and there is not a stack trace we cant
do much about it :/


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Assistance for pregnant and post-abortive women
Chattanooga Pregnancy Help Center
5720 Uptain Road, Building 6100, Suite 4200
Chattanooga, TN 37411
Office: 423-826-0673
E-mail: firstname.lastname@example.com
Knoxville Pregnancy Help Center
119 Dameron Ave.
Knoxville, TN 37917
Office: 865-212-4942
E-mail: email@example.com
Knoxville Pregnancy Help Center-UT Campus
1710 Melrose Place
Knoxville, TN 37916
Telephone: 1-877-990-4673
E-mail: email@example.com
Johnson City Pregnancy Help Center
1409 W. Market Street, suite 109
Johnson City, TN 37604
Office: 423-328-0070
E-mail: email@example.com
LaFollette Pregnancy Help Center
300 W. Beech Street
LaFollette, TN 37766
Office: 423-437-3416
E-mail: email@example.com
Newcomb Pregnancy Help Center
2967 Highway 297
Newcomb, TN 37819
Office: 423-437-3416
E-mail: firstname.lastname@example.com
Diocesan Pregnancy Services, a division of Catholic Charities of East Tennessee Inc. offers a 24-hour hotline for pregnancy counseling, adoption services, and Project Rachel.
Toll-free hotline: 1-877-990-4673
Project Rachel is the Catholic Church's healing ministry to women and men who have been involved in abortion.
Toll-free number: 1-877-990-4673
Sandi Davidson: 865-776-4510 or firstname.lastname@example.com
Rachel's Vineyard offers confidential weekend retreats for anyone who has been involved in abortion.
Local contact: Sandi Davidson at 865-776-4510 or firstname.lastname@example.com


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You are here
Bloo Solar Inc.: Changing the World Through Innovation
Larry Bawden, CEO of Bloo Solar Inc. (Bloo Solar), believes that his company will revolutionize the solar energy industry. One of the biggest goals in the solar energy industry has been the drive to achieve grid parity – the point at which the means of producing solar energy provides electricity at a price that is equal to or less than the price of purchasing power from the grid. John Farrell, director of the Energy Self-reliant States and Communities program, recently published a study estimating that California will achieve grid parity in 2016 on the large megawatt installation level.
Bawden says Bloo Solar, which is located in El Dorado Hills, Calif., could dramatically contribute to shortening that date when the company's third-generation solar modules go into full production in 2014. The company's engineers have developed a patented transformative design called Solar Brush for photovoltaic (PV) panels, which draws upon advances in nanotechnology to create a more efficient solar panel for both residential and larger industrial and utility installations.
Bawden says previous generations of thin-film planar deposits of semiconductors produce peak efficiency during a brief period of the day when the sun's rays are directly traveling to a site on earth. Bloo Solar products are made from photovoltaic materials that use 90-percent less material than the crystalline silicon-based products, but produce much higher levels of clean, renewable energy from the sun. The ultimate goal in implementing the technology is to allow solar to be one of the lowest cost energy sources available in the world.
Patented Technology Increases Efficiency
The three-dimensional design of the Solar Brush extends the peak efficiency to around three hours on either side of absolute direct sun's rays, or around six hours a day. Each rod is a single-junction solar cell with a conductive core that converts and channels energy efficiently to a conductive backplane. The rods are micron-sized, about the size of a red blood cell. A 1-centimeter square of Bloo Solar substrate contains 3.9 million of these "bristles." The layers are even tinier, nano-sized.
The product is innovative and more advanced than current PV technologies. Because of the solar cells' diminutive size, Solar Brush panels will contain a higher number of solar cells per panel, leading to increased surface area, minimized recombination and superior light trapping, and that will provide the panels with a total power output at least 1.5 to 3 times higher than current PV panels.
The theory and eventual realization of this panel technology was conducted initially by a research team at the University of California's (UC) Davis campus comprised of students John Argo, Ruxandra Vidu and Brian Argo, alongside Pieter Stroeve, the university's professor of chemical engineering and material sciences.
"The students had a great idea and they created a company that could develop the product," reveals Bawden. "But they had no idea on how to raise the capital needed in order to take the company to the marketplace.
That's when Bawden joined the company. Bawden, who holds a degree in mechanical engineering from Sacramento State University, has an extensive history in the energy industry as the cofounder of Jadoo Power Systems, a hydrogen fuel cell technology company.
Bawden also holds four patents with the U.S. Patent Office. He received the Group Achievement Award from NASA and the Ernst and Young Entrepreneur of the Year 2006 Award for Emerging Markets-Northern California. Bloo Solar is now a work-hard, play-hard environment driven by an insatiable appetite to drive change in the energy sector.
New Location Reflects Company's Promise to the Industry
The company has expanded considerably from its days at UC Davis; Bloo Solar recently relocated to Class-A office space and the company now employs over 12 employees, each a hands-on contributor committed to innovation, teamwork, open communication and the alignment of goals. "We're currently backed by several New York-based investment companies and we hope to be fully operational by 2014," relates Bawden. "Last year alone Bloo Solar raised over $8 million."
The company's entry into the renewable energy sector has not gone unnoticed. In November 2011 Bloo Solar was chosen by Grow-California as one of the top 40 "Game Changing" Cleantech Innovators. The California Cleantech "Game Changer of the Year" Awards have been established by Grow-California to annually honor the state's most innovative Cleantech businesses that are positively impacting California's Cleantech industry and the state's economy.
It's been a desire since the 1960s that the United States would once again be energy independent, but politicians have often relied on increased production of natural gas and drilling for oil to achieve that dream. At current energy production rates the U.S. is projected to achieve energy independence by the year 2020. If Larry Bawden and his team of professionals at Bloo Solar do introduce their innovative product to the market in 2014, it's feasible that goal might be reached even sooner.


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This brief text assists students in understanding Karol Wojtyla's philosophy and thinking so they can more fully engage in useful, intelligent class dialogue and improve their understanding of course content. Part of the Wadsworth Notes Series, (which will eventually consist of approximately 100 titles, each focusing on a single "thinker" from ancient times to the present), ON KAROL WOJTYLA is written by a philosopher deeply versed in the philosophy of this key thinker. Like other books in the series, this concise book offers sufficient insight into the thinking of a notable philosopher, better enabling students to engage in reading and to discuss the material in class and on paper.Simpson, Peter is the author of 'On Karol Wojtyla' with ISBN 9780534583750 and ISBN 053458375X.[read more]
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Where do you think the best options for long-term investments reside? Gold? Silver? Paintings? Maybe postage stamps? Gallup Inc. recently asked 1,026 Americans this very question. The results…30% said real estate. 24% said gold. 14% said savings accounts and CDs. And 6% said bonds. A disturbingly low 24% thought the best option to grow their long-term wealth was stocks and mutual funds. With less than a quarter of the surveyed population answering correctly, it's clear that the education of proper investing needs to be increased throughout the nation, across all age groups. The results also found that younger people between the ages of 18-29 are more likely to favor savings accounts and CDs with 23% of them favoring the safe, low-risk options.
Since the traditional three-legged stool of retirement planning has been dwindled down to a pogo stick, these young people who are relying heavily on savings accounts, CDs or even bonds for their long-term investments are likely to come away with a retirement diet of Ramen noodles. It is important to teach everyone that in order to have a reasonable chance at accumulating enough wealth for retirement, one needs some exposure to the stock market. Because as we've said many times before, investor returns are directly derived from the risk they take. And if investors sit in low to no-risk savings accounts, where will the return come from? Compound that problem with the steady rise of inflation eroding the spending power of their hard earned dollars, their lack of 401k contributions and taking advantage of employer matching…Stuffing money under the mattress brings with it dire consequences.
Here at Index Fund Advisors, we are passionate about investment education and matching people of all ages with the right portfolios suited for their appropriate risk capacity. Fortunately, it's not only what we do, it's who we are. IFA is the investment education destination.
Learn more about this startling Gallup poll in this article.


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Glossary and Acronyms
- Accrual cost
- A method of accounting based on recording revenue and expenses when they are incurred, regardless of when cash is exchanged.
- Bank Bill Swap Rates (BBSW)
- Reference rates for bank bills accepted by approved banks published each business day by the Australian Financial Markets Association.
- Basis point
- One hundredth of one per cent.
- Benchmark
- An index or notional portfolio used as a point of reference for the management of an actual portfolio or the measurement of its performance.
- Bid-ask spread
- The difference between the price (or yield) at which a market maker is willing to buy and sell a particular financial product or instrument.
- Book value
- (also known as carrying amount) The amount at which an asset or liability is recognised in the balance sheet. Under a fair value methodology, measurement is by reference to current market rates. Under an historic cost methodology, measurement is by reference to market value rates at the time the transaction giving rise to the asset or liability was conducted. The AOFM's assets and liabilities are measured at fair value, except for Australian Government advances to State and Territory governments for public housing, which are measured at historic cost.
- Cash Management Portfolio
- The Cash Management Portfolio is a part of the overall portfolio of assets and liabilities managed by the AOFM. It contains short-term assets and liabilities and is used to manage the within-year variability in the Government's cash flows.
- Commonwealth Government securities (CGS)
- Debt obligations of the Commonwealth evidenced by the issue of securities or, nowadays, issued as inscribed stock. CGS on issue are predominantly Treasury Bonds, Treasury Indexed Bonds and Treasury Notes but also include small residual volumes of Australian Savings Bonds, Peace Saving Certificates and War Saving Certificates.
- Coupon rate
- The rate of fixed interest payment on a bond. In the case of Treasury Bonds coupon interest is payable semi-annually and the coupon rate is set on the date of announcement of first issuance of the bond line.
- Credit risk
- The risk of financial loss arising from a counterparty to a transaction defaulting on its financial obligations under that transaction. Credit risk is contingent on both a default taking place and there being pecuniary loss as a result. The AOFM faces credit risk in relation to its interest rate swap and investment transactions.
- Credit spread
- The difference in yield between different securities due to different credit quality. The credit spread reflects the additional net yield an investor can earn from a security with more credit risk relative to one with less credit risk.
- Discount
- The amount by which the value of a security is less than its face, or par, value.
- Discounting
- Calculating the present value of a future amount.
- Duration
- Duration (expressed in years) represents the 'effective term' of a bond. It is the weighted average life of a bond or a portfolio of bonds. The weights are the relative cash flows associated with the bond or portfolio (the coupon payments and principal), discounted to their present value. See modified duration.
- Exposure
- The amount of money at risk in a portfolio. Exposure to a risk is calculated by measuring the current mark-to-market value that is exposed to that risk.
- Face value
- The amount of money indicated on a security, or inscribed in relation to a security, as being due to be paid on maturity.
- Fixed leg
- The component of an interest rate swap that provides interest at a fixed rate.
- Fixed rate
- An interest rate calculated as a constant percentage of the face value or notional principal and generally payable quarterly semi-annually or annually. Treasury Bonds pay a fixed coupon rate semi-annually.
- Floating leg
- The component of an interest rate swap that provides for the payment of interest at a floating rate.
- Floating rate
- An interest rate that varies according to a particular indicator such as BBSW (Bank Bill Swap Reference Rate). For example, the floating leg of an interest rate swap may provide for the interest paid to be reset each six months in accordance with the BBSW.
- Foreign Debt Portfolio
- The non-domestic currency component of the Long-Term Debt Portfolio. Following the elimination of the foreign currency derivatives exposure, this portfolio now consists of a single US dollar denominated loan issued in the 1980s.
- Funding risk
- The risk that an issuer is unable to raise funds, as required, in an orderly manner and without financial penalty. For the Australian Government, funding risk encompasses both long-term fund raising to cover future budget needs and the short-term mismatches in the timing of government outlays and receipts.
- Futures basket
- A collection of like financial products or commodities, grouped together, that are used to define a futures contract. For example, 3- and 10-year Treasury Bond futures baskets consist of collections of Treasury Bond lines that have an average term to maturity of approximately three and ten years respectively.
- Futures contract
- An agreement between two parties that commits one party to buy an underlying financial instrument or commodity and one party to sell a financial instrument or commodity at a specific price at a future date. The agreement is completed at a specified expiration date by physical delivery or cash settlement or offset prior to the expiration date. In Australia standardised futures contracts are traded on the Sydney Futures Exchange. Futures contracts traded on the Sydney Futures Exchange include contracts for 3-year and 10-year Treasury Bonds.
- Historic cost
- Basis of measurement where an asset or liability is recorded at fair value on initial recognition and after initial recognition by amortisation of the initial value using market rates at the time the transaction giving rise to the asset or liability was conducted.
- Interest rate risk
- The risk that the value of a portfolio or security changes due to a change in interest rates. For example, the market value of a bond drops as interest rates rise.
- Issuance
- The sale of debt securities in the primary market.
- Kangaroo bonds
- Australian dollar denominated bonds issued in the Australian capital market by foreign borrowers.
- Liquidity
- The capacity of a debt instrument to be sold readily and converted into cash. A liquid market allows the buying or selling of large quantities of an instrument without significant movement in price.
- Liquidity also refers to the ability to meet cash payment obligations.
- Liquidity risk
- The risk that a financial instrument will not be able to be purchased or sold readily.
- Long-Term Debt Portfolio
- The Long-Term Debt Portfolio is a part of the overall portfolio of assets and liabilities managed by the AOFM. It contains ongoing domestic and foreign currency liabilities and assets.
- Market risk
- The risk that the price (value) of a financial instrument or portfolio of financial instruments will vary as market conditions change. In the case of a debt issuer and inverter such as the AOFM, the principal source of market risk is from changes in interest rates.
- Market value
- The amount of money for which a security trades in the market at a particular point of time.
- Modified duration
- A measure of the sensitivity of the market value of a debt security to a change in interest rates. It is measured as the percentage change in the market value of a debt instrument in response to a one percentage point change in nominal interest rates. Portfolios with higher modified durations tend to have more stable interest costs through time but have more volatile market values. Modified duration is related to duration by the equation:
- Modified duration = Duration (years) / (1 + yield to maturity)
- At times, 'modified duration' is abbreviated to 'duration', desirably only in contexts where this will not lead to confusion.
- Nominal debt
- Debt that is not indexed to inflation. Treasury Notes and Treasury Bonds are examples of nominal debt.
- Nominal interest rate
- Interest rate that does not take account of the effects of inflation (in contrast to the 'real' interest rate).
- Operational risk
- The risk of loss, whether direct or indirect, arising from inadequate or failed internal processes, people or systems, or from external events. It encompasses risks inherent in the agency's operating activities such as fraud risk, settlement risk, legal risk, accounting risk, personnel risk and reputation risk.
- Overnight Indexed Swap (OIS)
- A fixed for floating interest rate swap in which one party agrees to pay the other party a fixed interest rate in exchange for receiving the average overnight cash rate recorded over the term of the swap. The terms to maturity of such swaps are typically between one week to one year. Financial market participants enter into overnight indexed swaps to manage their exposures to movement in the overnight cash rate.
- Overnight indexed swaps are quoted by reference to the fixed interest rate leg of the swap. For example, the 3 month OIS rate is the interest rate for the fixed leg of an overnight indexed swap with a term to maturity of 3 months. Interest rates for term deposits placed by the AOFM with the RBA are set by reference to quoted rates for overnight interest swaps.
- Present value
- The amount that corresponds to today's value of a payment to be received in the future. If the opportunity cost of funds, or discount rate is 10 per cent, the present value of $100 to be received in two years is $100 x [1/(1 + 0.10)2] = $82.64.
- Primary market
- The market where bonds are issued for the first time and the sale proceeds go to the issuer. For example, the primary market for Treasury Bonds is when the bonds are sold at tender by the AOFM on behalf of the Australian Government.
- Real interest rate
- Interest rate that has been adjusted to take account of the effects of inflation. For example, if the coupon interest rate on a bond is 6.5 per cent and the inflation rate is 3 per cent then the real rate of interest on that bond is 3.5 per cent.
- Repurchase agreement (Repo)
- An agreement under which the seller of a security agrees to buy it back at a specified time and price.
- Repricing risk
- The risk that interest rates will have increased when maturing debt needs to be refinanced. Whenever the AOFM enters the market to borrow funds, it is exposed to repricing risk.
- Residential mortgage-backed security (RMBS)
- A debt instrument issued by a special purpose vehicle to finance the securitisation of pool of loans secured by residential mortgages.
- Risk premium
- The difference between the return available on a risk-free asset and the return available on a riskier asset.
- Secondary market
- The market where securities are bought and sold subsequent to original issuance.
- Securities lending
- An activity whereby securities are lent to a financial market participant for a fee. This activity may be conducted to alleviate temporary market shortages of specific lines of stock.
- Securities Lending Facility
- A facility established by the AOFM in 2004 that uses repurchase agreements to lend Treasury Bonds to market participants for short periods when they are not readily available from other sources. The facility is operated by the Reserve Bank of Australia on behalf of the AOFM.
- Securitisation
- The process of converting a pool of assets into marketable financial instruments by turning them into securities. The rights and obligations relating to the assets are assigned or transferred to a special purpose vehicle (typically a trust), which issues securities to pay for the assets. The cash flow from the asset pool is used to service the securities and any other costs of the special purpose vehicle.
- Semi-government bond
- Bonds issued in the Australian capital market by Australian State or Territory governments.
- Short-dated exposure
- The proportion of the portfolio that will have its interest rate reset in the short term and thereby has the potential to create variability in annual debt interest payments. A portfolio with high short-dated exposure will tend to have more volatile annual interest payments than a portfolio with low short-dated exposure.
- Special purpose vehicle (SPV)
- In the context of an Australian RMBS transaction, this vehicle is typically a bankruptcy-remote trust established for the sole purpose of acquiring a pool of mortgages from a mortgage lender and issuing RMBS to finance those mortgages.
- Spread
- The difference between two prices or rates.
- Swap
- A financial transaction in which two counterparties agree to exchange streams of payments occurring over time according to predetermined rules.
- Tender
- A method of issuance whereby debt is sold through auction. The amount, coupon and maturity date of the stock are announced by the issuer. Registered participants then bid for their desired amounts of stock at interest rates at which they are prepared to buy. Bids are accepted from lowest interest rate (yield) upward until the issue amount has been filled. Stock is therefore allocated in order of lowest yield (and highest price).
- Tenor
- The tenor of a financial instrument is its remaining term to maturity.
- Term premium
- The margin over the expected path of cash rates that investors require to compensate them for investing at fixed interest in long-term debt.
- Treasury Bond
- A medium- to long-term debt security issued by the Australian Government that carries an annual rate of interest (the coupon) fixed over the life of the security, payable in six monthly instalments (semi-annually) on the face, or par, value of the security. The bonds are repayable at face value on maturity.
- Treasury Indexed Bond
- A security whose capital value is adjusted periodically according to movements in the Consumer Price Index. Interest on the bonds is paid quarterly at a fixed rate on the adjusted capital value. At maturity, investors receive the adjusted capital value of the bonds — that is, the initial face value as adjusted for inflation over the life of the bonds. Interest Indexed Bonds, another form of indexed bond, were also issued by the Commonwealth Government in the past but these have all now matured.
- Treasury Note
- A short-term debt security issued by the Australian Government at a discount and redeemable at par on maturity. The 'interest' payable on the notes is represented by the difference between their issue value and their par or face value. Treasury Notes are issued to cover short-term mismatches between the Australian Government's outlay and revenue streams that cannot be funded by other means, such as changes in the AOFM's holdings of term deposits with the Reserve Bank of Australia.
- Two-way price
- The provision by a market-maker of the prices (or yields) at which they are prepared to buy and sell a particular financial product or instrument. That is, the quoting of both a bid and an offer.
- UBS Australian Bank Bill Index
- A performance benchmark designed to represent the performance of a passively managed short-term money market portfolio. This index has an average term to maturity of approximately 45 days which is commensurate with the average term to maturity of assets comprising major cash management trusts.
- Yield curve
- The graphical representation of the relationship between the yield on debt securities of the same credit quality but different term to maturities on a specific date. When securities with longer terms to maturity have a higher yield than securities with shorter terms to maturity, the curve is said to have a positive slope. In the opposite case, the slope is said to be negative or inverse.
- Australian Accounting Standards Board
- Australian National Audit Office
- Australian Office of Financial Management
- Asia-Pacific Economic Cooperation
- Australian Public Service
- Australian dollar
- Bank Bill Swap Rate
- Chief Executive Officer
- Commonwealth Government securities
- Consumer Price Index
- Executive Level (APS Classification)
- Fringe Benefit Tax
- Financial Management and Accountability Act 1997
- Finance Minister's Orders
- Gross Domestic Product
- Goods and Service Tax
- Information technology
- Long-term Debt Portfolio
- Organisation for Economic Co-operation and Development
- Official Public Account
- Reserve Bank of Australia
- Reserve Bank Information and Transfer System
- Senior Executive Service
- United States dollar
Index of Compliance with Requirements
Contact Details
Enquiries regarding this report may be directed to:
Liaison Officer
Australian Office of Financial Management
Treasury Building
Langton Crescent
Telephone (61-2) 6263 1111
Fax (61-2) 6263 1222
Email firstname.lastname@example.com
Internet address
A copy of this document can be located on the AOFM web site at: http://aofm.gov.au/publications/annual-reports/.
Last updated: 27 October 2014


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Four teams were disqualified from the NICKO and NICKO Plate this year, a fifth had a player removed from their roster. One team withdrew from the Garden Cities Final. In all cases it was for the same reason which was registering and/or playing an ineligible player.
The tournament committee decided that if a club has registered an ineligible player then that player will be removed from the team. If the player has played one or more boards in the competition then the team will be disqualified. Any master points from previous rounds will not be awarded. Usually in such circumstances it will only be possible to disqualify and re-instate their last opponents.
For 2016/17 the Tournament Department will check all members of teams in the NICKO before the draw for Round 1. Players added to teams during the season will also be checked. The same will apply to the NICKO Plate. Team rosters will also be checked for the Regional and National Finals of the Garden Cities Trophy. Counties usually run their own competition to qualify a club for the Garden Cities. Please see the paragraph below.
To avoid a problem a club needs to ensure that any person representing a team is a member of the club. Until now they must have been a member for three months before they represent the club but for 2016/17 onwards they must have been a member for three months prior to the closing date for entry and must retain that membership throughout the playing season. For the Garden Cities it is open to counties to decide the membership criteria for playing in a team in the county event but any player representing a club in the regional or national final must abide by the same membership rules as above.
The test of valid membership will be an appearance on the EBU database as being a member of that club. Clubs are therefore required to ensure that their EBU database entries are up to date. Some clubs have their own database in addition to the EBU one. That is, of course, up to them but does not remove the requirement of this paragraph.
The aim of the regulations is to ensure that these are truly representative events and previous discussion, especially about the NICKO, has revealed a number of clubs unhappy that some seek to play for clubs of which they aren't truly members in order, perhaps, to produce a strong team.
Entries for the NICKO are open now – see here for details


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River Valley Market
Northampton, Mass.
Year founded: 2008
Member investment: $150 stock purchase
Number of members: 5,760
Retail square feet:17,000
Number of employees: 105
River Valley Market in Northampton, Mass., has enjoyed unprecedented success as a startup operation, and sales continue to climb. This is due in part to the efforts of their co-op's fresh food departments, and their educational and merchandising activities that have contributed to the co-op's reputation in the community. "Like the store as a whole, we've exceeded forecasted growth every year we've been open," said meat department manager Travis Keith. Their growth has also precipitated adding extra prep, freezer and refrigerated space in a workspace reset in 2011 that doubled the size of their prep room and walk in. Nonetheless, things are still tight, but Keith is determined to make the most of the space they do have for value-added meat products preparation.
"A full meat department that offers everything people want makes the co-op be the store customers can shop for everything," Keith said. "We are the place to come to for natural food and special diets, and a lot of things set us apart in our meat department compared to other grocery stores." All sausages are made in-house, and meat marinades are also prepared from scratch with real ingredients. There are no pre-packs used or sold in the department. "It's the big difference between us and everyone else," he said.
As part of their internal reset, the meat department added a smoker fueled by electricity and flavored by natural wood chips. "A lot of smoked meats have preservatives and nitrates, so there's a big difference between our smoked meats and other sources," he said. Additionally, the deli kitchen was smoking foods in the kitchen before the advent of the smoker, and the smoke couldn't be contained. This way, it's win-win for both departments and their customers.
River Valley Market has also effectively capitalized on this distinction by showing their customers how they do meat better, and educating consumers that this is the co-op difference. "Everything we grind here is from whole muscle cuts, which is a big, big difference," Keith said in quality and food safety. People understand what they are getting because every product is labeled and staff and signage alert them to the fact that their meat is locally sourced as much as possible, and prepared items are made in-house. "You look at our competition, like Trader Joes, and there are no people to help you, no in-house products. It's a real benefit to have that capacity."
Keith is big on utilizing promotional opportunities through advertising, flyers, demos, recipes and holiday tie-ins. He noted that certain meat items are very price sensitive, chicken and ground beef, so their pricing strategy on those foods is to keep those in line with their major competition. "Every department is really required to understand prices in our market," Keith said, and the store has an everyday low price (EDLP) on staples like bread, eggs, ground beef and bacon in order to address price sensitivity.
Local meat products as a category has been growing faster than their overall sales volume, and Keith has been actively working with producers to help meet the demand.
He said the benefits of doing all this has really paid off. "There's a benefit to serving customers who eat meat and can get everything they want at the co-op. It opens you up to those customers who like to fill up their carts and shop for weekly groceries," Keith said. "The meat department is the 'relationship corner' in the store."
River Valley Market's numbers demonstrate that the commitment pays off in sales growth, margin minus labor and net profit dollars. "The service meat case connects you to people, and a lot can be said for that interaction with staff and customers in the store. It guides what we have to offer," he said.Add to favorites


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Arizona Dreams offers an extensive competitive team. This is a fast growing highly competitive program that excels in meets all over the region. We are the only gym in the area that has produced college scholarship athletes.
- Level 2-5 Compulsory Team
- Level 6-10 Optional Team
- TOPS Team
Elite Gymnastics: TOPS Team
Arizona Dreams offers a TOPS Developmental Program for ages 7-10. Athletes are invited to participate in this program. Arizona Dreams has had 2013 and 2014 National Team members. Coaches and athletes have participated in the National Team Camps.
Team Coaches
Here at Arizona Dreams we offer the most extensive team program in the area due to our coaching staff. We offer through level 10 with our coaches having over 50 years of coaching experience combined. Coach Bob, Heather, and Summer are dedicated to offering the highest quality of team gymnastics and have coached over 10 gymnasts that have gone on to attain college scholarships. All of our coaches are dedicated to maintaining a healthy, hardworking, atmosphere along with offering gymnasts with the drills, technique, and coaching knowledge that is needed for your child to take gymnastics to the next level.
- Coach Toni has been trained to coach levels 4 & 5 and her daughter is one of our level 9 gymnasts. She is especially a great bar coach. She knows how to pull the best out of the gymnasts.
- Coach Bob is an exceptional spotter, was an Elite himself and coached level 10's and Elites for years in Ohio.
- Coach Heather has dedicated her life to Prescott Gymnastics, coached many Regional champions, as well as a gymnast who went on to a college scholarship to SUU.
- Coach Summer has coached with Bela Karolyi, Steve Nunno, and trained under many Russian Coaches as well as coaching 5 girls to college scholarships and was a Certified compulsory Judge in Utah for years.


text: Recent Posts in In the News Category Change Allows Texas To Handle Volkswagen Lawsuits More Efficiently Posted By Maloney & Campolo || 19-Jan-2016 The Volkswagen scandal rocked the headlines in 2015, as it was discovered that the world's largest automaker had installed "defeat device" software designed to cheat U.S. emissions tests. Volkswagen now faces more than 60 lawsuits in Texas alone, and the Texas Supreme Court has issued an opinion which should help these cases proceed more efficiently. Many Lawsuits Will Be ... Continue Reading New DiCaprio Movie About Volkswagen Emissions Scandal Posted By Maloney & Campolo || 11-Dec-2015 The interim report on the Volkswagen investigation is in. Investigators state the emission cheating took place because Volkswagen simply couldn't find a solution to meet EPA regulations. Multiple representatives from VW are suspended for participating in the act of installing the devices. A New Movie In The Works Leonardo DiCaprio and Jennifer Davisson have started producing a new movie, ... Continue Reading Do I Have Legal Options If I Was Injured By Police? Posted By Maloney & Campolo || 2-Jun-2015 Many stories dominating the news cycle over the past year have hinged on an interesting trend affecting the public across the United States- the use of excessive force by the police when dealing with alleged criminals. In San Antonio, the story of Kristiana Coignard was frequently discussed in the media. Kristiana was senselessly killed by the Longview Police Department after speaking with law ... Continue Reading Has Syngenta Threatened Your Livelihood as a Corn Farmer? Posted By Maloney & Campolo || 18-Mar-2015 Crops are the lifeblood of the American farmer and Syngenta's recent, greedy actions have lightened the pockets of corn growers all over the U.S., costing them billions of dollars. The company failed to receive approval from China—a major importer of American corn—before releasing genetically modified corn seed, causing the market for corn to drop significantly nationwide. Corn ... Continue Reading


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Today I attended the TACA fundraiser luncheon and fashion show.
Honestly, I had such a wonderful experience today at the TACA (Talking about curing autism) fundraiser fashion show. Of course, I don't get out much. So, when I get a chance to sit with other adults, it's always a serious treat.
I met some incredible women, some who also have a child with autism, who shared and/or understood many of the experiences I'm going through daily, and that was very affirming. Listened to an amazing young lady speak (for the first time addressing an audience!!) who has autism and she spoke of what it is like to have the disorder & how her mind has functioned in various situations.
I cried when she so adeptly described some of the behaviors our son displays and what was going on in her head when she would do it. It was like having a small, but amazingly private view into my son's head for just a short moment. She shone a light into his world for me and I am so grateful.
And, last but not least, a fabulous neurologist from Cambridge spoke. She has recently moved her clinic to San Diego/Del Mar and practices what I've been searching for – a whole/holistic approach to supplements, dietary measures, and neuroscience all wrapped into one treatment center. I cannot wait to meet her in her office and walk down that path, too.
A special thank you to Stephanie Fink Lundstrom, who sponsored this event through Jockey Person2Person. She is a wonderful person, my fashion guru, and a great saleswoman!


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CINCINNATI — After losing legal battles over the Hustler empire, Jimmy Flynt is moving away from porn and concentrating on health and wellness.
The one-time Hustler executive and brother of founder Larry Flynt told Cincinatti.com that the adult industry has changed and his focus now is on his two "Jimmy Flynt Sexy Gifts" stores — one downtown and one in Florence, KY.
Flynt said when he entered adult in 1969 the business was fun, with lots of girls and money. But he lamented that the good days quickly turned into real business with heavy work schedules and lawyers who became partners.
Today, Flynt is talking about his new sexy gifts and lingerie business model that's "cleaner" and "more inviting." "People just feel more comfortable in that environment," Flynt said.
His downtown store is not far from Larry Flynt's Cincinnati Hustler Hollywood store.
When asked if he ever thought the conservative town would play host to two stores from one of porn's top pedigrees, Flynt said, "Cincinnati's changing a little," noting that obscenity charges brought against him and Larry in the '70's by Hamilton County sheriff Simon Leis backfired and helped the Hustler brand gain notoriety.
"He [Leis] was out for blood. He was ready for battle. But he probably did more for the brand than anybody," Flynt said.
The feud between the Flynt brothers continues, according to the report. Jimmy is appealing his lost bid for a share of the Hustler company and noted that he and Larry are estranged with no communication between the two.
"When you've been in business with a guy for over 40 years, when you grew up together, it's difficult.
"You get lawyers involved. You have a lot of people who would attempt to block that communication because it's in their interest.... It's a very small family. When you only have one brother, it's kind of odd after all these years to be separate. But we'll get through it," Flynt said.


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Artist Draws Caricatures Of Passersby From Inside A Digital Billboard [Video]
An outdoor ad showcases the capabilities of a Samsung Galaxy Note through real-time, two-way interaction.
Samsung held a live event in Portugal to showcase the capabilities of the Galaxy Note 10.1. An outdoor advertisement featured a remotely-located artist on a two-way digital screen, who was asked to draw caricatures of passersby in real-time.
Those who stood in front of the interactive billboard could watch the artist live on the giant screen as he drew their picture. Instead of using paper and a pencil, he was given a Samsung Note 10.1 to create the caricatures.
Afterwards, he revealed his drawings to the subjects and the pictures were also posted on Samsung Portugal's Facebook page. You can see the artist-in-a-billboard and some of his creations in the video below:


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Party's over, folks.
Louis Bar-Lounge's reign at the Perry South Beach ends for good tomorrow. According to Vanessa Menkes, senior vice president of communications for Opium Group, Louis's closing is due to construction and redevelopment happening at the Perry.
"The hotel is being remodeled and Louis is in an area that will become the new lobby," Menkes says, adding that the Perry bought out Louis's lease in order to make room for the expansion.
We are currently trying to reach the Perry for comment.
We have to admit the closure isn't entirely surprising. Over the last few months, Louis wasn't exactly perched high atop the Miami Beach nightlife throne. The club hasn't been booking bigger acts on the regular like it used to. And even during Winter Music Conference, it hosted only a handful of parties.
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That's not to say we won't miss it. Yes, it was on South Beach, but Louis was the perfect size for the Opium Group to book up-and-coming DJs and acts like Boys Noize and Kid Sister circa 2009.
You can say a final goodbye to the King tomorrow at Louis's closing party featuring DJs Irie, Damaged Goods, Konflikt, Frank Flux, and Damion Yancy. And with open bar all night, it will be easy to drown out your sorrows.
Photos from Louis Bar-Lounge:
Follow Crossfade on Facebook and Twitter @Crossfade_SFL.


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Salome is about the titular barrio girl (played with much versatility by a young Gina Alajar) who is married to a domineering man named Macario (Johnny Delgado). The film starts quite wonderfully with a pleasant montage of an early morning in a rural town, with roosters crowing, the bright sun glaring, and the waves steadily blanketing the glistening beach. Then comes Salome, dressed in white stained with red blood, running and screeching for help, finally saying that he has killed a man. The man (Dennis Roldan) is a mining engineer from
Here's a short film clip of Delgado's riveting and forceful portrayal as the oppressive and dominant husband of Salome.
Courtesy of Bancom Audiovision


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What truly makes Davao more interesting aside from its marvellous tourist destinations is how it has managed to preserve the natural gifts of nature, not just allowing its guests to experience the real value of Philippines' rich and scenic ecosystem but also teaching people how to take good care of it and safe-guard it by not contributing to its destruction.
Here are just some of the top reasons why Davao is deemed as the Eco Adventure Capital of the country.
Ride with the Rapids (White Water Rafting)
While there may be several adventure activities offered in the Philippines, White Water Rafting, with a location that is just approximately about 45 minutes ride to the West region of Davao City, is perhaps one of the must-try, heart-stopping activities that will allow you to experience the beauty of Davao River at its finest. The activity commences at the crags of the picturesque mountains that mounted above Davao then to the subtle stretch of water from where you will be trained how to float in the river then allowing you to enjoy and experience the strong surge of fresh river water streaming over rapids, permitting you to truly enjoy the white water rafting adventure with your friends and loved ones
Wildlife Experience at Crocodile Park
Delve into the wonderful wildlife experience at Davao Crocodile Park, an institution which displays modern crocodile farming scheme in the Philippines, situated at the Riverfront, Corporate City Diversion Highway of Ma-a, Davao City. Davao Crocodile Park has the most up-to-date crocodile farm, equipped with new amenities. It also shelters diverse species of rare fauna such as crocodiles, bearcats, raptors, snakes, monkeys, birds and whole lot more, making it as one of the top tourist attractions in Davao. The crocodile park was mainly built for the purpose of boosting tourism, for public viewing and entertainment, to be a venue for educational tours and to promote public awareness in the conservation of crocodiles and other wildlife.
Explore the Unspoilt Beaches of Talicud Island
Nothing is more beautiful than exploring an Island that is untouched and naturally-breathtaking. Talicud Island can be reached thru a 45min-1hr chartered boat trip from Sta. Ana Wharf to Talicud which is just lying beside Magsaysay Park. Incontestably, Talicud Island is strongly considered as one of the premier beach destinations to experience in the Philippines especially during the summer season when you can truly enjoy the sun-kissed climate, the sparkling turquoise waters and the tranquil place of solitude that is conducive for relaxation.
Meet the King of the Philippine Sky (Philippine Eagle)
Meet and greet personally the Philippine Eagle in the Philippine Eagle Centre, which is regarded as the king of the Philippine Sky. The Philippine Eagle Centre is around an hour trip from the heart of the city and can be accessed either thru public or private transport. The centre is a sanctuary to 36 Philippine Eagles, 18 of them were bred after they were captured. The centre also houses other faunas such as birds, mammals and reptiles in order to somehow attain a close-to-reality tropical rain forest ecosystem. Such showcases of diverse fauna were initially founded to somehow teach Filipinos as to how to help conserve the environment and in turn also transform the centre as a premier tourist spot in Davao City.
Experience Eden Mountain Resort
Eden Nature Park and Resort is among the well-loved tourist attractions in Davao City by foreign and local tourists alike dueto its natural atmosphere and relaxing ambience. Dotted at the base of Mt. Talomo's Toril District, Eden Resort encompasses 80 hectares of land, teeming with full-grown pine trees and other forest trees which house several bird species, freely living on its branches.
Not known to a lot of people, Eden Nature Park is a resort which was artificially developed. At present, Eden has transformed into a first-class resort which provides personalized tours and services to its guests. Its up-to-date amenities offered comprise of several room accommodations with non-smoking areas, entirely decorated with cable televisions, shower rooms and a writing desk. Also, among its other featured facilities are its souvenir shop, restaurant and mini bars. Apart from that, Eden also offers recreation facilities such as a swimming pool, flower gardens, fishing area, butterfly sanctuary and a whole lot more.
Climb the Philippine's Highest Mountain
To climb the highest mountain in the Philippines is perhaps one of the best achievements that you can truly be proud of when you explore Davao. Soaring at 9,692 feet above sea altitude, Mt. Apo is the chief of all mountains in the Philippines. Being the tallest means trekking it entails a great amount of determination and hard work but rest assured you'll be rewarded by the captivating sceneries of the lush forest and the stunning sky upon reaching its peak.
Taste the Famous Durian and Other Local Fruits
Since Davao is dubbed as the "durian republic" of the country, you can never say you've completed your experience in Davao if you have not yet tasted the famous Durian. It may smell like hell but it surely tastes like heaven. Durian comes in unique sizes and is well-recognized for its foul smell and hard shell with sharp thorns. The famous durian also has several varieties such that of the native one which is sold at around 25-65 Pesos per kilo. Other varieties sold include "Channe", "Basketball", "Puyat", "Cob", "Arancillo" and the list goes on.
Aside from Durian, Davao is also renowned for other fruits such as mangosteens and pomelos which definitely worth-trying.
Visit People's Park
You should never leave Davao without visiting the city's public park which is situated in the heart of Davao City. The park is encompassed with rich flora and trees, with beyond 1,000 species of plants originating from continents such as Australia, Southeast Asia, South America and Africa, covering around 4 hectares of land area. The park is also popular because of Kublai Millan's out-of-the-ordinary sculptures of native people. The park's visitor centres is ispired by durians and has a huge assortment of varied kinds of bamboos. People's has been even recognized as among the most unspoilt and lush green public parks in the Philippines.
Spend a Relaxing Day at Lolengs Mountain Spring Resort
Another must-visit resort in Davao is Lolengs Mountain Spring Resort. Lolengs is mounted 3000 feet above sea level, is man-made just like that of Eden and is beautifully-created to help prevent the complete destruction of nature. Through the years, thousands of pine trees were cultivated and in the long run, other trees also grew, resulting to the creation of a secondary forest. As of the present, there are more than a hundred thousand pine trees nestled in the entire 80 hectares of the resort, offering relaxing scenery to the wide range of tourist attractions in the resort. Thus it is no longer surprising why Lolengs is among the preferred tourist destinations in Davao owing to its cool weather, comfortable accommodation and well-to-do sports amenities, chapel, free-flowing spring water pool and a playground for the kids.
Dive at Davao Gulf
Why spend more on hard-to-reach diving destinations in the country when you can have your ultimate diving experience in a place as pristine and as picturesque as Samal Island? Samal has more activities to offer apart from the simple island-hopping experience, and Scuba Diving is just one of them. Samal's featured water-sports activities has long ventured into scuba diving activities which intends to feature Samal's picturesque sub aqua haven and ecosystem which is as beautiful to that of the famous, too commercialized diving destination in the country.


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About Us
Contact Us
The Road Safety Authority (RSA) hosted it's 2018 International Road Safety Conference in Dublin Castle on Thursday 3 May.
The theme of the conference was Connected and Autonomous Vehicles or self-driving vehicles as they are more commonly known. Over 150 road safety stakeholders were in attendance on the day.
Delegates were addressed by Ms Liz O Donnell, Chairperson of the Road Safety Authority and heard presentations from International and National experts from the United Kingdom, USA and the Republic of Ireland:
At the conference the RSA revealed the results of a national research survey it commissioned into the attitudes of Irish adults towards self-driving cars. The study, which was conducted by Behaviour and Attitudes, was presented at the Conference. The research study found overall awareness of the concept of self-driving cars is high (73%) among Irish adults, rising to 82% of Irish adults in the ABC1 demographic. Meanwhile, 36% of Irish motorists believe self-driving cars will be on Irish roads in 10 years or less.
The research showed that 40% of Irish adults believe self-driving cars are a 'good idea' – rising to 54% of those under 25 years old. However, there is still some way to go before Irish people have confidence in self-driving cars as 39% admitted they wouldn't trust a self-driving car to bring them safely and securely to their destinations.
Despite these misgivings, the main perceived benefit of self-driving cars is primarily associated with easier and safer driving, with 42% of those interested in owning a self-driving car maintaining that they will lead to less road deaths and injuries.
The survey also found that over a quarter (26%) of Irish adults' express strong interest in owning a self-driving car – something that declines significantly with age – peaking at 41% of those under 25 years old. Over half (53%) of those interested in owning an autonomous car see themselves using the free time created by self-driving to use their phones, read or watch television, while 12% say they would use the time to sleep.
Videos from the various presenters can be found here.


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+44 (0)1202 552936
International Customers
My Account
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With over 20 years of trading behind us, we can boast a large customer base ranging from individual consumers through to large corporate and government organisations here in the UK and internationally.
Whether you are looking for a case, a cable or a number of smartphones for your staff, just some of the reasons to chosoe Clove are:
See what existing customers think of us. CLICK HERE to see our Trusted Shops rating or to find out more, view our About Us page.
If you have any questions then please call us on 44 (0)1202 552936 or email email@example.com.
We are committed to giving you the best prices possible so if you find an identical product elsewhere then fill out our form and let us know.
We will always try to match a competitors price but cannot guarantee that we will be able to.
To qualify for a price match:
Any item we price match will include delivery costs
For any further details please call us on +44(0)1202 552936
Energizer Energy S500E
Looking for a budget Android smartphone? At well under £100, the Energizer S500E could be just what you're after. Powered by a quad-core processor and running Android 6.0, the S500E runs modern apps and provides smart features at a low cost.
Also included in the package is a free protection kit with an anti-shock TPU shell and screen protector, to help keep the phone safe from the rigours of daily use.
The 5-inch screen provides a decent-sized window to the world for comfortable web browsing, shopping, and social media interactions. A basic 5MP camera lets you take detailed images.
The phone is also Dual SIM ready, with space for 1 standard SIM and 1 micro SIM, with a third slot for micro SD cards, letting you expand the storage for pictures, music and other downloads.
Energizer Energy S500E is available in black with 8GB of internal storage


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- Information
- Worship Service
- Authentic Community
- Children & Youth
- Missional Ministry
Where do you get help when you hurt?
How can I overcome my burdens?
Who would care about my problems?
Why can't I control by bad tendencies?
How can I break out of this addiction?
Thanks for your interest in Celebrate Recovery at Bozeman Christian Reformed Church. We are a fellowship of people committed to becoming a safe place where people can be honest about real problems - real hurts, bad habits, and hang-ups - in the context of God's love and truth. Together, we are experiencing freedom and new life through the power of Jesus Christ.
Life is difficult. None of us make it through this world without getting hurt or hurting others or ourselves. We are all in need of recovery. We are all weak in different areas, and we need each other. Celebrate Recovery is a growing family of fellow strugglers who accept one another where we are, believing that God can help us change and grow.
If you or someone you care about is looking for help, if you're coming to the point of being open to what God can do, why don't you come and join us? We meet on Thursday nights. Dinner is served at 6 PM and the meeting begins at 7 PM.
Contact: Denny Noyes (406)223-0452
Link: www.celebraterecovery.com
Things We Are:
- A safe place to share.
- A refuge.
- A place of belonging.
- A place to care for others and be cared for.
- Where respect is given to each member.
- Where confidentiality is highly regarded.
- A place to learn.
- A place to demonstrate genuine love.
- A place to grow and become strong again.
- A place for progress.
- Where you can take off your mask and allow others to know who you are.
- A place for healthy challenges and healthy risks.
- A possible turning point in your life.
Things We Are Not:
- A place for selfish control.
- Therapy.
- A place for secrets.
- A place to look for dating relationships.
- A place to rescue or be rescued by others.
- A place for perfection.
- A long-term commitment.
- A place to judge others.
- A quick fix.
Eight Recovery Principals Based on the Beatitudes
By Pastor Rick Warren
- Realize I'm not God. I admit that I am powerless to control my tendency to do the wrong thing and that my life is unmanageable. Happy are those who know they are spiritually poor.
- Earnestly believe that God exists, that I matter to Him, and that He has the power to help me recover. Happy are those who mourn. God will comfort them.
- Consciously choose to commit all my life and will to Christ's care and control. Happy are the humble.
- Openly examine and confess my faults to myself, to God, and to someone I trust. Happy are the pure in heart.
- Voluntarily submit to every change God wants to make in my life and humbly ask Him to remove my character defects. Happy are those whose greatest desire is to do what God requires.
- Evaluate all my relationships. Offer forgiveness to those who have hurt me and make amends for harm I've done to others, except when to do so would harm them or others. Happy are the merciful. Happy are the peacemakers.
- Reserve a daily time with God for self-examination, Bible reading, and prayer in order to know God and His will for my life and to gain the power to follow His will.
- Yield myself to God to be used to bring this Good News to others, both by my example and by my words. Happy are those who are persecuted because they do what God requires.
The 12 Steps and their Biblical Comparisons
1. We admitted we were powerless over our addictions and compulsive behavior. That our lives had become unmanageable.
I know that nothing good lives in me, that is, in my sinful nature. For I have the desire to do what is good, but I cannot carry it out. (Romans 7:18)
2. Came to believe that a power greater than ourselves could restore us to sanity.
For it is God who is at work in you to will and to act according to his good purpose. (Philippians 2:13)
3. Made a decision to turn our life and our will over to the care of God.
Therefore, I urge you, brothers, in view of God's mercy, to offer your bodies as living sacrifices, holy and pleasing to God - this is your spiritual act of worship. (Romans 12:1)
4. Made a searching and fearless moral inventory of ourselves.
Let us examine our ways and test them, and let us return to the Lord. (Lamentations 3:40)
5. Admitted to God, to ourselves, and to another human being the exact nature of our wrongs.
Therefore, confess your sins to each other, and pray for each other, so that you may be healed. (James 5:16a)
6. Were entirely ready to have God remove all these defects of character.
Humble yourselves before the Lord, and he will lift you up. (James 4:10)
7. Humbly asked Him to remove all our shortcomings.
If we confess our sins, he is faithful and just and will forgive us our sins and purify us from all unrighteousness. (1 John 1:9)
8. Made a list of all persons we had harmed and become willing to make amends to them all.
Do to others as you would have them do to you. (Luke 6:31)
9. Made direct amends to such people whenever possible, except when to do so would injure them or others.
Therefore, if you are offering your gift at the altar and there remember that your brother has something against you, leave your offering there in front of the altar. First go and be reconciled to your brother; and then come and offer your gift. (Matthew 5:23-24)
10. Continued to take a personal inventory and when we were wrong, promptly admitted it.
So, if you think you are standing firm, be careful that you don't fall (1 Corinthians 10:12)
11. Sought through prayer and meditation to improve our conscious contact with God, praying only for knowledgeof His will for us and the power to carry that out.
Let the word of Christ dwell in you richly. )Colossians 3:16a)
12. Having had a spiritual experience as the result of these steps, we tried to carry this message to others, and practice these principles in all our affairs.
Brothers, if someone is cought in a sin, you who are sspiritual should restore him gently. But watch yourself, or you also may be tempted. (Galatians 6:1)


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Very nice. > banking transaction. She has used her mobile browser previously for > retrieving information from the web, but this time she decides to use > her phone due to the urgency. She starts her mobile phone browser and > enters a URL that she recalls having seen on her home desktop browser. [...] > > Destination site > no prior interaction, known organization I would have thought that was prior interaction, since the _user_ has interacted with the (supposed) site before. However, I believe you're saying "no prior interaction" because the _user agent_ has not interacted before. Use case experts, which is that designation supposed to represent?Received on Friday, 6 July 2007 12:03:19 UTC
This archive was generated by hypermail 2.3.1 : Tuesday, 6 January 2015 21:14:17 UTC


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Joey the Cat really really really loves his water bottle. So much that he gives it a big adorable hug while getting some fresh water from his human mama!
And don't worry, the water is clean and the cat is healthy! His human writes: "My cat Joey loves drinking water from his water bottle. He can be completely asleep but the moment you shake it, he's awake and running to you. Before you comment, he's NOT sick; he gets yearly check-ups and is totally healthy. I give him fresh water in a big bowl every day – this is just his favourite way to drink it!"
User Rating ( votes)
Comments Rating ( reviews)


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If you've never been to a conference hosted by the guys at BlueGlass, you've been missing out. If you have been, you know how awesome it would be to get a FREE ticket for BlueGlass TPA, which runs September 26th & 27th, 2011 in Tampa, Florida. Regular admission is $795, but we're going to hook one lucky person up with a free ticket. You're definitely going to want to get in on this. It will be an amazing time. As the guys & gals over at BlueGlass put it "Come to learn. Come to network. Come to have fun. Leave with experience that will last a lifetime…."
So, How Do I Get My Grubby Little Hands on That Free Ticket?
Here's the plan. The awesome centaur/scientist below is working on becoming our new mascot. We've been so busy working on new products like our Partner API that he has gone unnamed for too long. That's where you and this contest come in. Whoever comes up with the best name and biography for this guy will win.
How Will This Contest Work?
Round 1: Submissions
Get creative and come up with a name and bio for our new mascot and post that information on your site/blog. Once you have done that, come back to this page and post a link in the comments to what you've come up with.
This portion of the contest runs from July 22, 2011 to midnight on August 12, 2011. We will spend a few days looking through the entries and deciding on the top 5.
Round 2: Voting
The top 5 submissions will be voted on through Twitter and Facebook. Specific instructions and links will be posted here prior to the start of round 2. Anyone caught creating fake profiles for the purpose of voting for themselves or friends will be tied up and forced to listen to Rick Astley for no less than 6 hours along with being disqualified from participation.
Rules & Disclaimer
Void where prohibited. Have fun. Make sure you can afford to attend before participating. You are responsible for paying for your own travel, lodging, meals, and booze (although we may buy the winner a tequila shot or two).
What if I'm really impatient and just want to buy my ticket RIGHT NOW?
Geez Mr. Impatient…You can buy a ticket here. There are only 50 tickets being sold, so don't wait.


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Ratte recipient seeks advances in medicine and patient care
June 04, 2010
Whether she is conducting computational chemistry research or volunteering with pediatric kidney disease patients, Marie Lafortune B.A. '10 never loses track of the importance of her work.
"Marie's motivation clearly stems from idealism, compassion, and the desire to be of service to others," said Professor of Chemistry Jim Duncan, Lafortune's academic and research advisor.
A chemistry major from Tigard, Oregon, Lafortune hopes to pursue a clinical career in pediatric medicine, integrating her academic experiences in the classroom and laboratory with her extensive service to community organizations including the Children's Cancer Association and the Northwest Kidney Kids Camp.
"My undergraduate research experiences have taught me that I really enjoy the intellectual challenges of scientific research," she said. "Moreover, several individuals who have been very close to me have suffered from cancer, and these experiences have made me acutely aware of the limitations of clinical medicine and the importance of continued research for the improvement of patient care."
Last month, Lafortune earned Lewis & Clark's top academic honor, the Rena Ratte award. A Goldwater Scholar, Lafortune transferred to Lewis & Clark from a large research institution at the beginning of her sophomore year. She credits her success in the sciences to the college's small class sizes, approachable faculty, and access to upper-level research experiences.
"The close interactions I was privileged to enjoy with faculty in lectures, labs, office hours, and summer research really defined my experience at Lewis & Clark and guided the trajectory of my undergraduate career," she said. "I have felt throughout my years at the college that my professors, both in science and non-science courses, have been sincerely invested in my success and have gone to great lengths to encourage me and provide me with thoughtful and constructive criticism and individualized instruction to facilitate the realization of my academic ambitions."
Working closely with Duncan and two classmates, Lafortune co-authored a major study published in the Journal of the American Chemical Society in February. The team's article, titled "CASSCF Molecular Orbital Calculations Reveal a Purely Pseudopericyclic Mechanism for a [3,3] Sigmatropic Rearrangement," relied on highly sophisticated calculations performed by the students themselves.
"Marie's exceptional ability to quickly absorb explanations and integrate concepts never ceases to astonish me," Duncan said. "She is one of the brightest and most motivated students with whom I have had the pleasure to work."
Lafortune also conducted prostate cancer research at Oregon Health & Science University and has spent the past year and a half shadowing a physician at the Northwest Pediatric Kidney Specialists clinic at Legacy Emanuel Children's Hospital.
This fall, Lafortune will begin medical school at Northwestern University in Chicago, with aspirations of becoming a pediatric nephrologist.
"While Marie is clearly gifted academically," Duncan said, "she is also an extraordinarily dedicated student, absolutely committed to making the most of her extraordinary gifts."


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Cole likes super heroes, so I had purchased this cute Marvel Comic fabric awhile ago, but I didn't have a plan for it.
Although it is a little more expensive, I always use organic fabric for pillowcases, especially for kids.
I used the burrito style pattern with French seams and added my appliqué....
...and it was finished in no time!
I hope he likes it!
I used the same technique when I made a Lego pillowcase for a friend.
Pin It


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Battilana, J., Sengul, M., Pache, A.C., Model, J. (2014).
"Harnessing productive tensions in hybrid organizations: The case of work integration social enterprises"
Djelic, M.L. & Bothello, J. (2013)
"Limited liability and its moral hazard implications: the systemic inscription of instability in contemporary capitalism"
André, K. & Pache, A.C. (2014)
"From Caring Entrepreneur to Caring Enterprise: Addressing the ethical challenges of scaling up social enterprises"
Van Schie, S., Güntert, S.T., Oostlander, J. & Wehner, T. (2014)
"How the Organizational Context Impacts Volunteers: A Differentiated Perspective on Self-determined Motivation"
Stievenart, E., & Pache, A.-C. (2014)
"Evaluer l'impact social d'une entreprise sociale : points de repère"
Pache, A.C. & Santos, F. (2013)
"Inside the Hybrid Organization: Selective Coupling as a Reponse to Conflicting Institutional Logics"
Publications >


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|via Pinterest
The number of times we both tried turning on switches ..our brains are just so tuned in to having and "needing" electricity!! We ended up going to bed by candlelight. No...it wasn't romantic it was COLD!
Even the chainsaw works by electricity....we had enough for our fabulous burner downstairs but not enough pre-cut wood to fit the tiny burner upstairs. So I went to bed wearing thermals and a hot water bottle.
I had taken out some Jersusalem Artichokes to defrost ready to make a soup for lunch today - the recipe was on my laptop! My OH recently returned from a trip to England reminded me that the freezer was full of bagels, brown sliced bread, hot cross buns and crumpets....oh boy were we going to have a feast along with the last of my precious raspberries from last summer!
This morning we found out that it was only our house in the village without any electricity. Our neighbour Marc tried to help but ended up ringing EDF for us. They promised they would be here during the morning. Being English and pretty cynical I did not believe that for a moment. Anyway at 12.20 a very jolly man from EDF arrived and soon found that the problem was a very very old fuse, maybe 50 years old.
So did the polar bear die??? The OH doesn't know OMG!!
So did I miss lots of emails and phone calls...I don't think so!!!
Lesson learned...always have our mobiles charged up...
and we need more candles and matches ......
It's funny that when our kids were small and we still lived in England we used to go away camping every weekend in the summer with a Medieval re-enactment group. We used to leave our mobile phones in the car..we were creating an authentic living history campsite and no technology was allowed. A wood fire, good company, singing and a few(!!!) drinks were all we needed! We all loved it. What has gone wrong??
Even living in the depths of rural France we are so reliant on electricity for our work, to play and, probably most importantly to keep in contact with family and friends.
We pride ourselves on living a simpler, more sustainable and less complicated life here in Le Morvan.. but without electricity....how do we do that???
Imagine how life without electricity would impact you....let me know what you think!


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Trumplican Halloween SVG
This SVG features a hand-drawn Trumplican sugar skull SVG and is perfect for any Halloween event. The brick wall covering his mouth is removable with a hand drawn mouth to replace it with.
What you get with Teacher Halloween SVG
The Teacher Halloween SVG file is an immediate download in the following file formats: SVG, EPS, PNG (300 dpi), DXF. Other formats available upon request. The FOCUS KEYWORD file has guaranteed compatibility with Silhouette Cameo and Portrait as well as Cricut Explore Series. You will NOT receive an actual product in the mail. If the product photo shows a monogram it is just a visual example & the monogram font is NOT included.
Legal Uses
The Teacher Halloween SVG file may be used for: creating items for your personal use or creating items to give as gifts. If you wish to use this item on a product to make a profit you will need to also purchase a Small Business Extended Use License .
Legal Uses Not Included
Reselling the whole design or even parts of it as a digital file or as your own work. Selling as part of a clip art or digital paper set. Using as a digital file online or on Print on Demand websites (this includes Pinterest, Facebook, Zazzle etc.). Sharing the file with friends or family. By purchasing and downloading this file you agree to Nola Crafted Designs terms and conditions.
Expectation of Respect
Please support the artist! It takes me anywhere from 1-2 hours to create my designs for you to utilize for your own personalized items or give as unique gifts & even for you to sell that item & grow your own business (with purchase of license). The time that I'm creating these designs is time from my son, my husband, and my fur baby. The money that you pay goes towards my mortgage, my car to run my son around in, groceries for the week etc. So please always support & respect the artist. DO NOT ILLEGALLY share mine or anyone else's designs that you purchase. We aren't a huge company that has built-in funds for when their sales mark isn't met. We are people just like many of you trying to do what we love to support ourselves. As always thank you for your support!


text: Education course /Abloy/AbloyCOUK/AboutSection/industry-solutions.jpg SHOWROOM Who should attend? Installers, security managers, Lock Centres, end users, specifiers. Course Duration Half day (pm). Course Synopsis When managing security for complex education facilities, navigating your way through the minefield of compliance can be at best, time consuming – but mistakes can result in costly fines. This is just one of the issues we will be covering specifically for education facilities. Other topics include: Perimeter and external locking Compliance Mechanical locking Master keying Remote site security Access control Door operation Emergency and fire exiting Multi-site security management techniques