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Looking for healthier after school snack options? My Crunchy Apple Nachos is a fun and delicious snack your kids (and you!) will love! It takes just a few minutes to make and kids love it! You can add any variety of toppings, but today I am choosing chocolate and peanut butter with a crunchy granola topping.
Crunchy Apple Nachos
- 2 Medium Apples, sliced
- 2 Cups Water
- 1-2 TSP Lemon Juice
- 2-3 TBSP Chocolate Chips, melted
- 2-3 TBSP Peanut Butter Chips, melted — OR — 2 TBSP Peanut Butter
- 1/4 Cup Viki's Granola, Original Variety (Other varieties include: Apple Cinnamon, Maple Cranberry, Blueberry Almond or Banana Walnut)
Slice apples. If you plan to serve immediately, then you may skip using the water and lemon juice. If you are making this ahead, then follow this step to prevent your apple slices from turning brown.
Place sliced apples in bowl or medium plastic zip bag with 2 cups of cold water and 1-2 tsp of lemon juice. Allow to soak for about 10-15 minutes. Once done, drain apples and pat completely dry.
Arrange apples on a plate or platter. Place the chocolate chips in a microwavable glass bowl. Melt in 15 second increments to avoid burning. Next, melt the peanut butter or peanut butter chips, also in 15 second intervals, until smooth enough to drizzle.
Drizzle the melted chocolate and peanut butter over the apple slices. Finally, sprinkle the Viki's Granola over the top. Allow to sit for about 5 minutes until the chocolate and peanut butter sets. You can serve immediately or store in the refrigerator until ready to enjoy.
Substitutions can be made for any of the toppings. Here are some examples:
- Honey
- Almond Butter
- Sun Butter
- Raisins
- Sliced Almonds
- Walnuts and more!
Disclosure: This recipe was created as part of Viki's How Do You Granola Challenge. I received complimentary product in exchange for recipe creation.


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Egyptian giants Al Ahly have fined striker John Antwi US$ 11,000 for refusing to train with the team before their CAF Champions League match against ZESCO United.
Antwi is reported to have refused to train with the Red Devils ahead of last Friday's penultimate group match in Cairo.
But the former Hearts of Oak man is expected to return to training as they prepare for their final group game against ASEC Mimosas.
Antwi is joint top scorer at the group stage of the competition with two goals.
An Entrepreneur and Philanthropist. Editor-in-Chief of www.233times.com. A Senior Journalist with Ghanaian Chronicle Newspaper. An alumnus of Adisadel College where he read General Arts. He holds first degree in Bachelor of Arts from the University of Ghana; Political Science (major) and History (minor). He has also pursued MSc Corporate Social Responsibility (CSR) and Energy with Public Relations (PR) at the Robert Gordon University in the United Kingdom. He is a 2018 Mandela Washington Fellow (YALI) who studied at Clark Atlanta University on the Business and Entrepreneurship track. His mentors are Rupert Murdoch, Warren Buffet, Sam Jonah, Kwaku Sakyi Addo and Piers Morganview all posts by: Nana Kwesi Coomson
233times.com is a Ghanaian media house which serves as a major source of exclusive interviews ,music and video downloads, news and more.
233times.com reports on major events,news covering entertainment, politics, sports, etc from within Ghana, Africa and beyond.
We have a platform for the amateur artistes to portray their staggering talents ...more...
To advertise with us or make enquiries, please visit 233times.com/advertise or call +233266121799 (Selorm), +233248185848 (Nana Kwesi)

subset: commoncrawl


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The controversy overstudent Kate Cohn's "marriage is so gay" T-shirt
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, which was banned but then allowed after the ACLU complained, prompted an interesting post from one reader, who wishes we could create a thought-provoking environment for learning without risking the ire of various individuals and interest groups.
Ryan Conklin writes:
Schools already have freedom to limit disruptive clothing, unfortunately, it is such a touchy subject defining what is offensive vs. what is thought provoking. The school setting should foster and encourage free thought and nurture discussions about current events and how our society is being shaped by its participants. Unfortunately, schools also have a responsibility to provide a non threatening environment, free of offensive materials. This is the fine line we walk, sadly this discussion always seems to end in politically correct silence. Sad.
For more memorable takes, check out our Comment of the Day archive.


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The Study
The Doctors Company examined closed malpractice claims against physicians who had either failed to diagnosis or misdiagnosed heart attacks and/or disease in female patients. The study found — in over 70 percent of the claims — that the patient died because of the doctor's failure to recognize heart attack symptoms. 28 percent of the women had muscle damage to their hearts from the attacks.
Although the emergency room is typically where most people think the failure to diagnose originates, the study determined that in half of these cases it was the patient's primary care physician who did not recognize the patient was suffering from heart disease. In 22 percent of the cases, it was a cardiologist who failed to make the diagnosis, and in 17 percent of the cases, an emergency room doctor.
One case study highlighted in the study involved a 47-year-old woman who went to her primary care doctor complaining of a burning sensation occurring in her chest after she ate. The woman told her doctor that she had the same symptoms the day before and had been suffering from increased heartburn for several weeks. The woman, who was obese, had higher than normal blood pressure and cholesterol levels over the prior six months, as well as the day of her visit. She was also a smoker.
The physician diagnosed the woman with heartburn and told her to take an antacid. Two days later, she called the doctor's office complaining of a continuation of the same burning in her chest. The nurse told her to continue with the antacids and scheduled an office appointment for the next day. However, that night, the woman woke up with chest pains and vomiting. She was rushed to the hospital, but died soon after arriving.
According to the Centers for Disease Control and Prevention (CDC), heart disease is the leading cause of death in women, and kills one in four women every year. Yet only 54 percent of women are aware of this statistic. And 65 percent of women who die from heart disease had no prior symptoms.
Let a Va. Injury Attorney Fight for You
If a physician has failed to diagnose heart disease, or any other health condition, for you or someone in your family, contact an experienced Virginia medical malpractice attorney to find out what legal options you may have against medical personnel and/or medical facility responsible for your condition.


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- Home /
- Platinum Fish Oil 4x By MuscleTech, 60 Softgels
Platinum Fish Oil 4x By MuscleTech - 60 Softgels - Dietary Fats / Oils
- 1,200mg of Omega-3
- No Fishy Aftertaste
- Enteric Coated Soft Gels
What Makes Platinum Fish Oil 4x Unique?
Platinum Fish Oil 4x is an extremely potent fish oil. In fact, you'll find an incredible 4 times the omega-3 fatty acids in each soft gel compared to our premium fish oil soft gel. This includes an amazing 736mg of EPA and 380.8mg of DHA (along with other omega-3 fatty acids) in each easy-to-swallow soft gel.
THE PLATINUM Fish Oil 4x Advantage
Our 5-step manufacturing process, which includes molecular distillation and super-critical purification technology, refines the precious oil to remove unwanted impurities such as mercury, cadmium, lead, and PCBs – harmful impurities you may find in other fish oil products. Plus, our super-filtration process and enteric-coated soft gels take away those unwanted fish burps that are so common with lower quality fish oil products.
What's In MuscleTech Platinum Fish Oil 4x?
Nutrition FactsServing Size 1 Soft Gel
Servings Per Container 60
|Amount Per Serving
|Calories from Fat
|Total Fat
|Fish Oil
|Proprietary Blends
Fish Oil
Total Omega-3 Fatty Acids Ethyl Ester 1200mg, Total EPA (Eicosapentaenoic Acid Ethyl Ester) 736mg, Total DHA (Docosahexaenoic Acid Ethyl Ester) 380.8mg, Other Omega-3 Fatty Acids Ethyl Ester 83.2mg.
|*percent Daily Values are based on a 2,000 calorie diet.
Ingredients: Fish Body Oil (Sardine, Anchovy), Gelatin, Glycerin, Coating (Ethylcellulose, Purified Water, Sodium Alginate, Ammonium Hydroxide, Medium-Chain Triglycerides, Oleic Acid, Stearic Acid), Purified Water. Contains Fish (Sardine, Anchovy) Ingredients.
*These statements have not been evaluated by the Food and Drug Administration. This product is not intended to diagnose, treat, cure or prevent any disease.
†Nutrition Facts are a simulation of the product's "Nutrition Label". For the actual Nutrition Label please refer to the product packaging.
How to Take MuscleTech Platinum Fish Oil 4x:
Take 1 serving of Platinum Fish Oil 4x (1 soft gel capsule) three times daily before meals. Do not exceed 3 capsules of Platinum Fish Oil 4x in a 24-hour period. Read the entire label before use and follow directions provided.
For adult use only. Do not use if pregnant or nursing. Consult a doctor before use if you have a medical condition and before starting a diet or exercise program. KEEP OUT OF REACH OF CHILDREN.
PLEASE NOTE: Product image is representative of the product offered but may not have the exact attributes. Please read product description for the specific attributes of this product.
PLEASE NOTE: The information above is intended for reference only. While we attempt to keep our information accurate, we cannot guarantee it is an accurate representation of the latest formulation of the product. If you have any concerns, please visit the vendor's web site. The information above are the views of the product's manufacturer, not the views of Same Day Supplements. These statements have not been evaluated by the Food and Drug Administration. This product is not intended to diagnose, treat, cure or prevent any disease.
*Prices are subject to change at any time and some items are limited to stock on hand.
Use spaces to separate tags. Use single quotes (') for phrases.
There are no product questions yet.
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Windows 8 Skin Pack 1.0 for Windows 7RSS feed for Customizations
I have already discussed most of the Transformation packs available for windows users in "10+ WINDOWS TRANSFORMATION PACKS TO ENHANCE DESKTOP EXPERIENCE". But this skin pack allows Windows 7 users to transform their Windows 7 system to match Windows 8 M2/M3/Beta interface. What makes this unique is, this skin pack is resemble to Windows 8 M2/M3 interface that has been leaked.
Windows 8 Skin Pack 1.0 supports:
- Windows 7 with no service pack (or Gold) / Windows 7 with Service Pack 1
- X86(32Bit) and X64(64Bit) architecture versions of Windows 7
- This skin pack best works on X86(32Bit) based systems
- It supports all language versions of Windows 7.
Windows 8 Skin Pack 1.0 includes:
- Windows 8 Wallpaper
- Aero theme
- Login screen


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A 4am start is not really what you want when heading on your travels, but that we must due to the early flight. So with little or no sleep we headed to Gatwick, bound for our latest Italian adventure. Venice being the first stop on this mini five day tour. Firstly however we had to negotiate the chaos that is Gatwick Airport! What is it with airports and the stresses of travel? Check-in, queue for customs, unpack things, re-pack things, take clothes off because its hot, put them back on because its suddenly cold! The joys of air travel.
Sleeping on a plane
I don't sleep on planes, do you? Today however was the exception, some shut eye was required and that is what I amazingly got. So much that I nearly missed breakfast! Although in truth it wasn't much, falling asleep again soon after. I awoke in time to capture some of the beauty of the Alps. The snow capped mountains jutting their heads above the clouds, can't really argue with the view that's for sure. And without too many bumps we landed safely at Marco Polo Airport, welcome to Venice.
Being on a budget its always hit and miss when it comes to hotels. We where fortunate as this budget hotel was surprisingly good. It's a converted Monastery, giving it a old feel but with a modern interior. Large wooden beams flank the rooms edges and stone floors give it that old feel. It's a simple hotel, with polite staff and close enough to the major waterway stops and the train station. Always a bonus. After settling in, checking the room, bouncing on the bed (well who doesn't when you arrive at a new hotel?) It was all about orientation. Getting to know our home for the next couple of days.
Getting to know you
Top Tip 1: Want to get an idea of Venice without too much walking? Then use the Vaporetto water bus. Think of it being the subway system but on water. Yes it's a little on the expensive side (7 euros + for a 75 minute water taxi ticket. You can however buy daily or 48 hour tickets, which are better value. Best to decide if you're going to do lots of walking and then work on what's best for your needs.) It'll give you panoramic views and an idea of where some of the key attractions are, so defiantly worth doing at least once. On the other hand you could walk towards the main tourist areas. All depends on where you're staying of course. We chose the easy option on this occasion.
We jumped off at the final stop on route 2; Piazza San Marco and explored the area surrounding it. A little bit of Italian pizza (they really do the best ones. No contest), an espresso and our first stroll around the tiny streets were on the agenda. To see Venice at its best, then its a must to just; get lost. More on that to come in Part 2. It all made for the perfect start to our stay. It was whilst strolling and getting lost that the early start finally caught up with us.
So as the sun went down on a long but enjoyable day, we bade Venice goodnight. Happy in the knowledge that we had at least got our bearings. An early night though was called for. Tomorrow we would really get our teeth into Venice and its many treasures.


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Ghost Hunter
- The Midgie
- 1 March 2009
Who ya gonna call?
The Midgie proudly introduce our brave new Ghost Hunter (aka Colin Sykes). You might see him lurking in graveyards or creeping round deserted castles. But whatever you do, don't ask him about the nightmares....
As travellers to our fair shores may already be aware, Scotland is considered a hotbed of supernatural activity. In fact, it is positively - to use a Scots word - 'hoachin' with ghosts, ghouls, spectres, spooks and spirits. This is especially true of our capital city.
Dripping with history, almost every street in Edinburgh is the scene of some tragedy, atrocity or sordid tale - with a ghost story to match. And so, as The Midgie's ghost hunter in residence, I begin my supernatural investigations here. But with ghouls galore, where should a budding ghost hunter begin?
Well, if Edinburgh is the Holy land of Ghost hunting, then its Mecca is the South Bridge Vaults. Since they were opened in 1994, scores of investigators, psychics, witches, TV crews, psychologists and tour guides have come to explore their creepy, cavernous insides in search of spirits.
I rashly decide that I should spend the night there, wandering through the dark equipped with nothing more than my digital camera, a tape recorder and my prodigious courage and determination (for which I am respected and revered by my friends and peers).
In arranging my overnight stay in the vaults, I discover that a group of professional investigators, Ghost Hunters Scotland, have a vigil planned for the very same weekend and are kind enough to invite me to accompany them. Unable to pass up the opportunity to learn from the professionals, I accept their offer and agree to join them in what has been nicknamed 'Damnation Alley'.
At this point, I should explain my position on the supernatural. I have used ouija boards, visited haunted graveyards and attended spiritualist churches; all of which have left me less than impressed and more than a tad sceptical. But, when I finally find myself in the dark of the vaults, I am quickly aware of three things: firstly, as a ghost hunter, I am woefully ill equipped to conduct a proper investigation. Secondly, I'm completely out of my depth. And thirdly, my initial decision to investigate the vaults alone would have undoubtedly been a terrifying and regrettable mistake.
The teams credentials are impressive, in the few years that they have been active, they have investigated over 100 locations and are a mix of sceptics, technical experts and 'sensitives': clairvoyants and psychics who are able to sense supernatural activity and protect the team from malevolent spirits.
After the equipment is unloaded, calibrated, checked and handed out (see 'tools of the ghost hunter'), we are split into two teams. The first twenty minutes pass without incident, until we reach one of the more recently excavated vaults. Then things start to get weird.
In one corner of the vault, my EMF detector suddenly lights up. When we check the area, there are no cables, power sources or anything conventional that might be giving off a signal. The reading repeatedly flares and disappears. It is odd, but hardly terrifying (especially to a hardened 'hunter' like myself). That is, until one of the sensitives senses the presence of a spirit: a thin old man. We start recording.
EVP works by asking the spirit a question and then recording the response on an electronic device, picking up any sounds that are inaudible to normal hearing. The sounds we record are, frankly, chilling. They range from an eerie mumbling, to strange shouting to, and I kid you not, distinct speech. Now you're thinking there's probably some logical explanation. However, let me assure you, when you are in a haunted place in the dark and someone asks a spirit a question, to say that everyone is quiet is an understatement. A mouse fart would sound like an earthquake. Now, to hear a gruff, warbling voice shouting 'Get out!' on a recording is unsettling to say the least. It is without question the single weirdest thing I've ever heard.
Then the spirit(s) start playing with the EMF meters, setting them flashing and beeping upon request - not once, but six times. We end the vigil with a séance, and as I stand in a circle with the others I watch the temperature on the digital thermometer drop by nine degrees Celsius in under five minutes. And so ends a profoundly odd night.
I don't expect you to take my word for it, dear reader, but if the fancy takes you, why not try this: take a sound recorder, go to a dark, lonely place and ask the darkness a question. Record the silence, and have a listen. But as one of the ghost hunters told me: 'Don't do it in your own bedroom.' Until next time, sleep well.
Tools of 'The Hunter'
Infra Red Video Camera
Allows filming in the dark without a light source.
EMF Detector
Used to detect electromagnetic fields. Conventional ghost hunting wisdom suggests that an EMF helps indicate a supernatural presence.
Power Detector
To identify power sources that might be generating an EMF, thus ruling them out as supernatural.
Digital Voice Recorder
For capturing EVP (Electronic Voice Phenomena).
Parabolic Microphone
Increases sound volume and clarity. Helpful for analysing EVP.
A human psychic or clairvoyant, able to sense the presence of spirits and provide 'psychic security' for investigators.
Various supernatural and historical tours operate in The Vaults. For more information try Blackhart Entertainment, 0131 225 9044, www.blackhart.uk.com; Mercat tours, 0131 225 5445, www.mercattours.com and Auld Reekie tours, 0131 557 4700, www.auldreekietours.com
A huge thank you to Ghost Hunters Scotland (www.ghosthunters.org.uk), Charlotte at Black Hart Entertainment and Gerry from Underground City of the Dead Tours.


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Stephen Bunting faces a daunting first hurdle in the £400,000 World Grand Prix of Darts which gets under way at the Citywest Hotel, Dublin on Sunday (October 2).
The St Helens ace will take on Scot Robert Thornton - the surprise winner of the unique double-start tournament 12 months ago after a thrilling deciding-set triumph over world's no one Michael van Gerwen.
"It's a tough draw but I'm looking forward to it and I can't wait to get back to Dublin," said Thornton.
"The last couple of years have given me memories which I can treasure for a lifetime."
Monday's action opens as Bunting's 'stablemate' Dave Chisnall plays Liverpudlian debutant Robbie Green, while number eight seed Michael Smith meets Yeovil's Alan Norris.
The quarter-finals will be held on Thursday (October 6), with the semi-finals on the following day and the final on the Saturday.


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Saturday, April 04 2009
Hooh Why Upsets Stardom Bound In Ashland
Lexington, Ky. (April 4, 2009)—Hooh Why, the widely traveled filly with an unglamorous pedigree and a substitute jockey, upset heavily favored Stardom Bound Saturday at Keeneland to win the $400,000, Grade 1 Ashland Stakes.
Jockey Corey Lanerie was named to replace Rene Douglas in late afternoon and then guided the daughter of little-known Cloud Hopping to a narrow victory in the 1 1/16-mile race for 3-year-old fillies.
Comments (0)
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Budget 2016-17 - Returning to surplus
ESA National Economic Panel - Poll 7, May 2016 | Budget 2016-17 - Returning to surplus
How quickly should Australia return to a budget surplus?
Shortly after the release of the Turnbull government's first budget this month we asked our Economic Society of Australia National Economic Panel (NEP) for their opinion on this proposition:
'The recently released 2016-17 Commonwealth Budget projects that the Australian Government's underlying cash balance will return to surplus by 2020‑21*. Australian politicians should re-balance the budget with greater urgency.'
[*Budget Paper No. 1, Statement 3 - Fiscal Strategy and Outlookhttp://www.budget.gov.au/2016-17/content/bp1/html/bp1_bs3.htm]
The views were split almost right down the middle with 50 per cent of respondents disagreeing and 45.5 per cent agreeing with this statement.
View the complete poll results, charts and comments: https://business.monash.edu/economics-forum/budget-2016-17-returning-to-surplus


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Dolphin suiteThis one- room suite of 35m2 is in the building No 3, upon the first floor which can accommodate 3-4 peolple.
Consists of a double and a single built-in bed, TV, A/C, a small dining table, a bathroom with shower, a Jacuzzi room and a kitchenette.
It has a large furnished veranda which offers a stunning view to the sea and the surrounding islands.
Upon request we can add a baby cot, or an extra bed or a bed rail for the single bed free of charge.
For more people than three the suite can accommodate 1 more child in extra bed, the extra person is charged 20 Εuros extra per night and 30 Euros the pick season.
Our Bookings are weekly and arrivals and departures are scheduled to be on Saturday or Sunday.
Room Facilities
The prices are B & B / weekly / per unit / in Euros
Ask us for our refundable or for our non-refundable prices
Guest reviews
Score from 179 reviews 9.76


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The new Patching Pre-flight Checks ('ppc') tool is now available to all customers who have a support contract.
The idea for this tool comes directly from customer feedback.
The customer wanted to reduce the cost of patching Solaris systems by enabling more junior Sys Admins to successfully patch Solaris 10 zones systems. Their concern was that potential zones patching issues in versions of Solaris prior to Solaris 10 8/07 (Update 4) meant that they needed to assign senior System Administrators to patch such systems to identify and resolve potential issues.
Furthermore, the customer was concerned that such issues had the potential to derail planned maintenance windows - for example, if during the patching session an unexpected issue was encountered and the patching session couldn't be completed as planned.
To address these concerns, my colleague, Ronan O'Connor, has written the Patching Pre-flight Checks tool, 'ppc'. It can be run prior to a planned patching session to check that the target system is in a clean state ready for patching.
It's important to understand the scope of the tool. It checks a target
system (and a patch set, if supplied) for a variety of inconsistencies
which could cause problems.
It looks for left over lock files from previously aborted patching or
packaging operations, inconsistencies in the contents database, IDRs
installed on the target system, zones "mountability", space issues,
etc. Some of these issues can occur on early versions of Solaris 10,
particularly in a Zones environment. Many of the underlying causes of such issues
are fixed in the latest versions of the patch utility patches (119254
SPARC / 119255 x86), which is why we always recommend you apply the
latest patch utility patches before applying other patches.
If you have a directory of patches to be applied, 'ppc' checks the
integrity of those patches, and cross-checks whether any of the
patches patch pkgs which have been locked down by any IDRs on the
system and warns if there is a conflict.
The 'ppc' Release Notes
provide information to help interpret the messages produced.
The idea is that 'ppc' can be run by a junior Sys Admin prior to a
planned patching session, and any potential issues uncovered can then be analyzed
by a more experienced Sys Admin. This helps avoid nasty surprises
during patches sessions and also helps to reduce the level of expertise
required to patch Solaris systems, leading to cost savings for
It is outside the scope of the 'ppc' tool to do root cause analysis of
why the inconsistency arose or what actions may be needed, if any, to
correct the situation.
If 'ppc' returns without noting any problems, you can be pretty
confident that the patching session will succeed. If 'ppc' notes potential
issues, they can be investigated prior to the planned maintenance
The next version of 'ppc' will include a Zones consistency check to
check that all zones are at a consistent patch level. It will also
contain a more sophisticated space checking algorithm. There's no planned release date
yet for Version "2.0" yet as we're awaiting feedback on Version 1.0.x first.
Some of the ideas in 'ppc' may find their way back into 'patchadd',
although it's probably appropriate to keep 'ppc' as a separate tool.
You can download the Patching Pre-flight Checks tool, 'ppc', here. It's an attachment to the knowledge article. The Patching Pre-flight Checks tool, 'ppc', and the Customer Patch Forum are only available to customers with a support contract, so you'll need to login to SunSolve to access the knowledge article.
We're very interested in your feedback as to the usefulness of this tool and how you'd like to see 'ppc' develop going forward.
Many thanks to Ronan O'Connor for all his work on the tool!
Best Wishes,
great stuff Gerry
very usefull tool~
Thats cool tool - I will definitely try it in next patching exercise in our env
When I downloaded the lastest version, I tried to run it on a Solaris 9 server after setting it to be executable. All I get is the below error. Does it require special mode/permissions or a certain version of perl?
# ls -l /var/tmp/ppc
-rwxr--r-- 1 root root 67189 Jul 29 16:17 /var/tmp/ppc
# /var/tmp/ppc -V -F -s > /tmp/ppc.`hostname`
opendir(/var/tmp/ppc/..): Not a directory at /var/tmp/ppc line 23
Line 23 is:
23 my $full_path = abs_path($0);


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I'm a professional graphic and website designer operating from a small design studio in Colchester, Essex. With over 25 years' design experience in the print and web industry, I have been providing vibrant, creative design solutions of excellent quality to many companies, large and small, since 1993.
I can offer agency-quality design at very competitive prices. When you choose to work with me, you'll gain access to a skilled design specialist who truly wants to listen to your requirements in order to gain a thorough understanding of what you're looking for.
Ready to grow your business?GET A FREE QUOTE
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text: Should HRH the Prince of Wales become King, I warrant that he'd opt not to be known as Charles III—he'd want to avoid being compared with either Charles I or II, and Prince Charles Stuart, Bonnie Prince Charlie or the Young Pretender, is already considered by some to have been Charles III. Instead, I reckon, he'd prefer to be known as George VII. George VI (Albert Frederick Arthur George) provides a recent precedent. Consider also Robert III of Scotland (whose original name was John): by assuming the name Robert, instead of John II or III, he avoided acknowledging or disputing that John Balliol had been king.


text: Subject: Karen Refugees in camps along the Thai/Burma border Date : Thu, 21 Nov 1997 >From : kyo_australia@xxxxxxxxxxx To : govspkmn@xxxxxxxxxxxxxxxxx 21 November, 1997 The Prime Minister The Royal Thai Government Bangkok, Thailand. Your Excellency, I write on behalf of the Karen Youth Organisations of Australia, Canada, Japan and United States of America because we are alarmed and distressed at the recent dastardly treatment of Karen refugees at the Thay Pu Law Sue and other refugee camps by soldiers of your government. The reliable information that has been given to us and also widely reported in the internet is that on the 15-11-97 under the orders of one Lieutenant Narochar of the 4th Battalion, 3rd Army, soldiers entered the above camp and fired 10 M79 shells and 200 rounds of M16 rifles killing and injuring unarmed refugees because they refused to be re-located to a new site which is a ten minute walk from the camps of the Burmese army. Their huts were burnt down and those who have escaped are being sought out to be shot on sight. Karen refugees in other camps are also being threatened and inhumanely treated. It appears that your government is collaborating with the Burmese military government to re-locate them so that they will be forced to labor in camps at the mercy of the brutal Burmese regime. This program of forced relocation must stop. We urge you as the new Prime Minister to adopt a more humane and compassionate approach in the treatment of the Karen refugees who are old, poor and helpless. International las prohibits such treatment and requires host countries of refugees to protect and provide for the basic needs of refugees. There are aid agencies that want to supply them with the basic requirements. Please give this matter your personal attention and make it possible for rescue workers and organizations concerned to do something for their fellow human beings. International treaties must be respected. Just as you care for the lives of your peopld, you owe a duty to protect the lives of others who have been unjustly and brutally removed from their usual habitat. We hope that your policies will be for justice and right to prevail in your country and in your neighbor's country too. Please accept, Your Excellency, the assurance of our highest consideration. (Saw Eh Taw Ray) Secretary Karen Youth Organisation (Australia) ______________________________________________________ Get Your Private, Free Email at http://www.hotmail.com


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We've updated our weekend brunch menu with a bunch of new stuff including our brand new VEGAN BRUNCH! It's a tasty little bouquet of grilled paprika tomatoes, a tofu & bean pattie, sauteèd mushrooms, herb salad with toasted pepitas and a side of salsa verde.. We've road tested it and all agree its pretty supreme! See you soon between 10am-4pm Saturdays & Sundays!
Have a little read here:The Moon – Weekend Brunch Menu


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You'll find Peace, Southern Hospitality, and Fun with us in the great outdoors!
Birthday Parties
Enjoy a fun-filled party with guided horse rides around our outdoor ring, a hay ride and refreshments in our picnic area which includes a playground set and our make-believe bucking bronco.
Corporate Parties
Escape the hustle and bustle of the office and have your office party in our covered picnic area or inside our main barn. Inquire about us catering your function with delicious brisket and amazing fixings.
Carriage Rides
Let us make your event stand out with our beautiful horse and carriage service. Whether it be at our stables or your venue, we can come to you and can customize our theme.
Family Reunions
Bring your family to our facility to catch up with one another in our beautiful setting making new memories with loved ones. Consider adding a trail ride to make your family time extra special.


text:
Today's Thing-a-Day Thing is another series of Meme Parody Pics.
This time with this picture of me.
This time I used random catch phrases and taglines.
I hope you love them and make some of your own!
5 this time!
Hopefully this will be the last Meme-related Thing-a-Day Things for a long time. (forever)


text:
We are buying websites
We are interested in purchasing travel, destination or accommodation websites which could either be incorporated within the Travel Victoria website or continue to be run as a separate product.
We are looking for partnerships
Become part of the Travel Victoria network, which also includes the Beach Stays and Dogs On Holidays websites, as well as a collection of domain names which redirect traffic to those websites. Form a partnership or engage in a business venture with us.


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Uchi's Citywide 86'd Event {Austin, Texas}
There is no denying that the cauldron of talent which makes up Austin's food and wine scene is bubbling wildly, growing hotter and hotter before our eyes. This past June- June 17, 2013- to be exact, our Austin Team sponsored Uchi's Citywide 86d Event at the At&T Executive Education and Conference Center. The event, which is reminiscent of Food Network's famed TV show Chopped, gave 4 Austin-area chefs (narrowed down from an initial 16) the challenge to present 3 courses of their cooking creativity to a panel of judges with a strict time clock and no prior knowledge of the given ingredients. The "Final Four" ended up being John Hajash of Congress, Brandon Martin from Foreign & Domestic along with Sway's Joaquin Cebollas and Chase Gintner. The panel of judges, which included many of the finest chefs in the state, were Mat Clouser from Swift's Attic, Jason Dady from Jason Dady Restaurants, Aaron Franklin from Franklin BBQ and Josh Watkins from The Carillon. After each of the 3 coarses, the panelists would eliminate (or 86'd, as the slang goes) 1 contestant until they were left with their winner. Attendees of the event were able to watch the chefs in action thanks to the glassed-in kitchen along with large, flat-screen TVs which were set up throughout the event. There were plenty of great gastronomic distractions as well, including delicious eats from Freedmen's, Cafe Jose, Kome, Uchi and more, along with sips from local sommeliers Scott Ota, Mark Sayre and Bill Elsey. With each of the three coarses, the panelists eliminated a contestant based on their ideas, the presentation, and of course, the overall taste. John Hajash from Bar Congress ended up with the title, being named the 1st Citywide 86'd Winner, taking home our "Stock Pot Trophy" along with anticipated opportunity to stage with chefs in NYC including David Chang! The other contestants received gifts, which included gift cards to Mission Restaurant Supply in Austin, and each will have the opportunity to work with reverred chefs and operations throughout the state, giving them a change to learn, grow, and further develop their techniques. All proceeds from ticket sales benefitted the Wine and Food Foundation of Texas. We had a wonderful time and look forward to being a part of the 2nd annual Citywide 86'd Event next year!


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This page provides information on the Convention on Wetlands of International Importance especially as Waterfowl Habitat, 1971 (Ramsar Convention) signed on 13 August 1976 with effect from 13 December 1976.
About the Ramsar Convention
The 1971 Convention on Wetlands of International Importance especially as Waterfowl Habitat (Ramsar Convention) was initiated by the International Union for the Conservation of Nature and Natural Resources (IUCN) in 1971 to stem the loss of wetlands worldwide. It promotes the conservation of wetlands, and their use, so that these areas continue to operate as functioning ecosystems.
New Zealand has five sites listed as wetlands of importance under the Convention:
- Firth of Thames
- Whangamarino Wetland
- Kopuatai Peat Dome
- Farewell Spit
- Waituna Wetlands Scenic Reserve.


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In a recent editorial, the New York Times mused on a world where meat is grown in vitro in a lab. While acknowleding their "disgust" at the methods used by the modern meat industry in the U.S., the… Read More
Climate change means erratic weather, melting polar ice caps, rising seas and more intense hurricanes, droughts and floods. Green energy means lower greenhouse gas emissions and more trees left standing to combat desertification, reduce soil erosion, and offset… Read More
For Earth Day, author-activist Anna Lappe has launched a great new Website on the intersections between food and climate change, Take a Bite out of Climate Change. It's chock-a-block with facts, ideas for action — including how and… Read More
Some new terms have been making their way into the increasingly intense debate about rising global food prices, their causes, and what on Earth to do about it. Yesterday, UNESCO released a report, four years in the making… Read More
Flash points over food are getting more common. In the last week or so, protests over food prices and availability have roiled Burkina Faso, Cameroon, Indonesia, Egypt and now Haiti, where already several people have died. Peaceful marchers… Read More


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Governor Dalrymple Delivers 2015 State of the State
Governor Dalrymple Delivers 2015 State of the State
Post Date:
Jan 07 2015
In delivering the State of the State address today, Gov. Jack Dalrymple said North Dakota's strong economy and sound fiscal management make possible additional tax relief as well as investments in statewide priorities including infrastructure, education and meeting the challenges of growth.
"Two years ago I stood before you and reported that the state of our state was strong," Dalrymple said. "Today, I am pleased to tell you that we've made great progress since then, and that North Dakota is stronger than ever."
North Dakota has reduced taxes by $4.3 billion since 2009, and Dalrymple recommended that the legislature make even more tax relief a priority. The legislature also will have an opportunity to pass a property tax reform bill that provides for more spending discipline, and makes it easier for taxpayers to understand how their tax dollars are used in comparison to other political subdivisions, Dalrymple said.
North Dakota has also made great progress on road and highway improvements, water supply projects and should continue to invest in the state's infrastructure needs. At the same time, North Dakota remains committed to advancing critical flood protection projects, Dalrymple said.
In just the past four years, the state has also leveraged nearly $90 million in tax credits and incentive funds to support the development of about 2,500 housing units reserved for low-to-moderate income residents and for essential service employees in western North Dakota.
"Never before in our state's history have we undertaken such an ambitious, ongoing campaign to improve our roads and highways, expand water supply systems, advance flood control projects and develop affordable housing," Dalrymple said. "These projects enhance the quality of our lives and support our growing economy. "
Public Safety
As the state's population and commercial activity have grown, Dalrymple and the legislature have worked together so that North Dakota continues to be one of the safest states in the nation.
Since 2011, the state has steadily expanded the capabilities of the Highway Patrol, the state Bureau of Criminal Investigation, the state's judicial system and the Department of Correction's parole and probation services.
For local law enforcement officers in western North Dakota, the region's rapid growth has created significant challenges. Within the last four years, the state has provided about $20 million in impact grants to help equip, train and staff local police departments and sheriff's offices serving in North Dakota's oil-producing counties. The state has provided another $30 million to support the region's fire and emergency medical services.
Oversight of the Oil Industry
The remarkable amount of commerce throughout North Dakota requires that the state continue to strengthen its health and environmental protections as well as its oversight of the oil and gas industry, Dalrymple said.
Since 2011, the state has significantly expanded its regulatory staff within the Oil and Gas Division and the Department of Health, and Dalrymple has recommended funding for 22 additional positions within the Oil and Gas Division and 19 more within the Department of Health. Additionally, the state has adopted new oil conditioning standards to improve the safety of crude oil for transport; required major reductions in the flaring of natural gas and has revised more than 60 sections of regulatory code to strengthen environmental protections. Dalrymple has also recommended new positions within the Public Service Commission to augment federal oversight of rail safety and pipeline integrity.
"We should all be proud of the vital role our state is playing to help America strengthen its energy independence," Dalrymple said. "We have become the nation's second-largest oil producer, and as our energy production has increased so has our responsibility."
North Dakota has steadily improved its K-12 education system, putting to rest the challenging issues of funding equity and adequacy. The state has also significantly reduced the local cost of education by increasing the state's funding commitment. Dalrymple said the state has an opportunity to build on its success by maintaining strong funding for K-12 schools, by
investing in early childhood education, and by addressing the extraordinary needs of schools challenged by rapid enrollment growth.
North Dakota's strong revenues also allow for continued investments in higher education, while most other states are reducing their funding. Working together, the governor and legislature have improved the way North Dakota's universities and colleges are funded, and have made major investments in capital projects and other improvements.
Moving forward, the state can continue to invest in the university system's critical infrastructure needs, but should focus on programs that make college more affordable for students, Dalrymple said.
The state's strong economy and sound fiscal management allow for continued investments in other priorities as well, including workforce development, improvements to the state's park system and other quality-of-life enhancements.
"Here in North Dakota, we continue to drive an agenda for progress and a quality of life that is second to none," Dalrymple said. "We know that progress comes with its own challenges and there is much work ahead. But we have every reason to be optimistic about our state and the increasing number of opportunities it provides."
During his address, Dalrymple also spoke about recent declines in oil prices and the potential impact on state revenues.
"It's important for the people of North Dakota to know that we are committed to a structurally balanced state budget, where ongoing spending never exceeds our available, ongoing revenues," Dalrymple said. "There are risks associated with any economy that relies on the value of commodities, and those risks must always be carefully considered. We guard against these risks in several ways, including directing the vast majority of our oil and gas revenues – about 96 percent – to special reserve funds that are not used for ongoing operations."
North Dakota's investments in statewide infrastructure projects and other capital projects require one-time funding that doesn't have to be repeated should state revenues decline.
In February, a new state revenue forecast will be completed and will help guide the legislature's work, Dalrymple said.
"If adjustments to our spending plan are needed, I am confident our legislature will make prudent decisions based on the best available projections," Dalrymple said. "In the end, I expect our legislature will find that we can continue to fund our priorities, maintain healthy reserves and provide even more tax relief."
North Dakota Department of Commerce
1600 E. Century Ave., Suite 2
Bismarck, ND 58503 | 701.328.5300
More info on North Dakota:
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Your rental property is empty, your tenant is deployed, or away for an extended period of time. You want someone to go by, enter the house and take a good look around to make sure it is safe and sound. If a problem like a roof leak or a broken window is found I will note and photograph the problem so that you can resolve it.
What type of task do you need help with? :
Help with a potential rental
Help with a property I own


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NerdyData is a search engine for source code. This post outlines some ways an SEO agency can use our tool to discover potential new clients, en masse.
It's a gold rush out there for SEO agencies. As businesses come online in droves, they quickly discover that simply paying someone to develop a website will not get you the traffic you need to be profitable. Everyone wants to be at the top of a hot Google search. A criminal attorney in San Francisco who ranks for "criminal attorney in san francisco" will likely receive many contacts from people interested in legal representation.
Only a small percentage of websites show up in a top placement in organic search results for popular queries. There are millions of websites that exist, but are are not optimized in a way that will make them appear for these frequently searched keywords, and so they are displaced by those that do optimize.
An SEO agency exists to bridge the gap between Google's search algorithm and technologically unsavy business owners.
We have come up with some ways an SEO agency can surface these poorly optimized sites using our search engine. Here are some examples:
Search for sites that have "niche" and "location" in their <title> tag or on-page text, but DO NOT have a meta description tag
- If you're an SEO agency you could use this type of search to narrow down sites owned by "criminal attorneys" in "san francisco" that most likely doesn't have an SEO agency because they lack a meta description tag on their web pages.
Additionally, we've made a number of tools that let you search within the <title> and Meta Descriptions of websites.
Search for sites that don't have Facebook or Twitter badges, buttons, or social links on their pages.
- There's a good chance these sites do not have an online social presence. Why don't they? These businesses could find new customers by creating a social media presence, but may not know how to create one.
Search for sites that use outdated or poorly optimized software
- Many small business websites are using a version of a CMS, forum, or blog software that is not optimized for high volume queries in Google. These sites are likely to already contain content, but are not designed in a way that allows them to capture search traffic for terms relevant to their business.
If you want to perform searches like these, try out NerdyData, a search engine that indexes the full source code of webpages and let's your query using code snippets, as well as keywords.
Additionally, you can submit a request through this form and we can get in touch with you to help you uncover new business leads for your agency.
Or follow us on Twitter!


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This post may contain affiliate links. Read our disclosure here.
Here are the deals at Walgreens starting 3/08. This week is looking great! I worked up a big plan for you so scroll down. If you are new to Walgreens shopping check out our detailed Walgreens guide.
For the full ad scan go here.
Month Long Free After Rebate Items
Advanced Memory Formula 45 ct soft gels up to $19.99 (limit 1)
Axe Hair Care up to $5.99 (limit 1)
Wal-Zyr 24 hr allergy relief 5ct $3.99 (limit 1)
Extra Strength Headache Relief 20ct gel, Walgreens $2.99 (limit 1)
Register Reward Deals
$3 RR wyb 4 for $13 Coca Cola products 12 pk
(makes it $2.50 ea after RR)
$2 RR wyb Right Guard or Dry Idea deodorant at $2.99
(makes it .99¢ after RR)
$4 RR wyb Gillette gamer razors at $8.99
-$4 Gillette Fusion Razor PG 2/08 (makes it .99¢)
$1 RR wyb Crest Pro-health Toothpaste 4.2 oz at $2.49
-$1 off Crest Pro Health Toothpaste PG 2/08 (makes it .49¢)
-.75/1 Crest 4.2oz + Paste or Liquid Gel PG 3/01
Buy 1 Irish Spring Body wash at $4.49, get RR for free Irish Spring Body Wash
Buy 2, get $5 RR, Buy 3, get $8 RR wyb Acne free skin care products on sale 25% off
$1 RR wyb Skintimate or Edge shave gel at $1.99
$2 RR wyb Advil PM 16 ct at $4.49
-$2 off Advil printable
Buy 1, get $2 RR, Buy 2, get $5 RR wyb Beano, Citrucel, Fiberchoice products at $10.99
$5 RR wyb Prilosec OTC 28ct at $18.99
-$2 off Prilosec OTC PG $120 savings booklet by rebate
-$3 off Prilosec OTC in store dispenser
-$5 off Prilosec home mailer (came with sample)
-$1 off Prilosec PG 3/01
$10 RR wyb $25 or more of participating products:
Huggies Diapers or Training Pants Jumbo pk $10
-$2 off Huggies, Pull Ups printable or SS 2/22
-$5 off Huggies, Gentle Care Product printable (makes it $4.88)
-$3 off Huggies Natural Fit printable (either coupon will work for any type of Huggies Diaper)
-$1.50 off Huggies Diapers SS 2/08, 3/01
-$1 any Huggies or Pull Ups Jumbo Pack, Walgreens coloring book coupon
(this was a coloring book sold in the kids section last fall)
Kotex 2/$6
-.75/1 Kotex Lightdays Pantiliners SS 2/22,
-$1 Kotex Pads SS 2/22
-.75/1 Kotex Security Tampons SS 2/22
Scott or Cottonelle $7
-.50/1 Cottonelle 4 pack+ Ultra or Aloe & E Toilet Paper SS 2/01
-$1 Scott Extra Soft bath tissue 4pack+ SS 2/08
Poise or Depends $12
-$1.50/2 Poise Pads SS 2/08
-$1 off Poise printable
Kleenex facial care 3/$4
-.50/3 Kleenex Facial Tissue boxes or one Bundle Pack SS 2/08
**Deal Idea**
(3) Huggies Diapers
(3) -$5 off Huggies (will work for any type)
Total Due: $15
Get: $10 RR back, makes it $5 for 3 packs
If you have the Walgreens coloring book use the $1 coupon, the computer will take off -$3 ($1 for each pack) making your total $2 for 3 packs!!
Other Deals
Garnier Hair Care Product $2.99
-$2 off Garnier Hair Care Walgreens Coupon in Easy Saver Rebate Booklet
-$1 Garnier Style Product, any RP 2/08, 3/08
-$1 Garnier Shampoo, Conditioner or Treatment, any regular size RP 2/08
-$1 Garnier Fructis Shampoo, Conditioner or Treatment excluding trial size, RP 3/08
(Use store coupon with Manufacturer coupon makes it FREE)
**Tip: Buy as many as you have manufacturer coupons for, use one store coupon and it will take off $2 for each item automatically**
Sambucol 30 ct. reg. price $13.99
-$10 off Sambucol coupon in March Easysaver Catalog
-$4/1 Sambucol printable (use both coupons makes it FREE)
Aquafresh toothpaste 6.4 oz .99¢ with In ad coupon
-.75/1 off Aquafresh Toothpaste SS 1/04 or printable (makes it .24¢ ea)
Glade Lasting Impressions or Sense and Spray $7.99 ea
-$4 off Glade Walgreens Coupon in Easy Saver Rebate Booklet
B1G1 Sense & Spray printable
B1G1 Lasting Impressions printable
-$4 off Glade Sense and Spray SS 2/08
-$4 off Glade Lasting Impressions SS 2/08
**Deal Idea**
(4) Lasting Impressions or Sense and Spray
(2) B1G1 printable
(2)-$4 off manufacturer coupon
(4) -$4 off Walgreens coupon (only need one, computer will take it off x 4)
Total Due: $8 profit off other items
Colgate Total Toothpaste $3.49 ea
-$2.50 Colgate Total Walgreens Coupon in Easy Saver Rebate Booklet
-$1 off Colgate Total All Well & Good Booklet at Publix
-$1 off Colgate Total printable or SS 2/22
(Use store coupon with Manufacturer coupon makes it FREE)
L'Oreal Foundation, Powder, Blush or Concealer B1G1 Free
-$2 L'Oreal Make-up, Powder, Blush or Concealer RP 2/01
-$3 L'Oreal Makeup, Powder, Blush or Concealer, any RP 1/04
-$2 L'Oreal Paris Eye Product, any RP 1/04
-$3/2 L'Oreal products printable (register then click on "My L'Oreal" and special offers)
Blue Diamonds Nuts 6oz. B1G1 at $3.49
-.75/2 Blue Diamond Almonds, any 6 oz.+ SS 1/18
-.50/1 Blue Diamond printable
Smart Balance Spread B1G1 at $2.99
-$1/2 Smart Balance Spreads RP 2/01 (makes it $1 ea)
Dole Fruit Cups 4pk $2 ea
-.75/2 Dole Fruit cups SS 1/11 (makes it $1.62 ea)
Coffee Mate Creamer B1G1 at $2.49 ea
-$1.50 off any Coffee-mate 15oz or larger printable (buy 2, use 2 makes it FREE plus .51¢ overage)
-.50/1 Nestle Creamer SS 01/04
-$1 off Coffee-Mate printable
Electrasol Dish Detergent 20ct Gelpacs or Tablets $3.99
-$1 Electrasol Walgreens Easy Saver Rebate
-.50/1 Electrasol printable
(after rebate and coupons makes it $2.49)
Working Walgreens: A plan to help you pay the least out of pocket.
(3) Huggies Diapers $10 ea
(4) Glade Lasting Impressions or Sense and Spray $7.99 ea
(2) Coffee Mate Creamers B1G1 $2.49
(3) -$5 off Huggies printable (will work for any type)
(2) Glade B1G1 printable
(2)-$4 off Glade Manufacturer coupon
(4) -$4 off Glade Walgreens coupon (only need one, computer will take it off x 4)
(2)-$1.50 off Coffee Mate printable
Total Due: $6.49
Get: $10 RR back, you make $3.51 profit
(2) Garnier Fructis Hair Care
(2) Colgate Total
-$2 Garnier Walgreens coupon
-$1 Garnier RP 2/08
-$1.50 Colgate Walgreens coupon
-$1 Colgate Coupon
Total Due: Nothing!
You can buy as many as you like of these…
**A tip: Walgreens Register Rewards expire faster than you might think sometimes. I don't ever leave the store with them. Plan a transaction to get things you need for free if you get a RR. For us we will use our RR to get dish detergent, and some face wash that I really need.**


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A Spilsby firm is supplying badges for a campaign encouraging the medical profession to show a more compassionate attitude to patients.
The ID badges are produced by Name Badges International for the #hellomynameis campaign founded by Dr Kate Granger who is a terminally ill cancer patient.
The company has donated £1 from the sale of each badge to the Yorkshire Cancer Centre Appeal, which raises funds for the centre where Kate receives her treatment. This has provided an extra £9,500 for the appeal which Name Badges International has topped up with a £500 donation to reach £10,000.
Specialist registrar Kate launched the #hellomynameis campaign 18 months ago to encourage staff to make patients feel more at ease in the clinical hospital environment.
Kate said: "I firmly believe it is not just about knowing someone's name, it runs much deeper. It is about making a human connection, beginning a therapeutic relationship and building trust. In my mind it is the first rung on the ladder to providing compassionate care."
Regional account manager for Name Badges International Adrian Breckles said: "We're delighted that the campaign has been such a great success for Kate and the cancer charity and NBI is proud to make this contribution to a very worthy cause. We've been astounded by the success of the campaign and that is why, as we reached the £9,500 mark, our company decided to round the donation up to £10,000."
Yorkshire Cancer Centre's £10 million Appeal was launched to provide supplementary benefits for the 2,000 patients who are treated daily at Leeds Cancer Centre. The appeal has now reached £9.4 million to fund major medical equipment, research and education needs, patient 'home comforts' and arts and gardens projects. It is hoped that the £10m target will be reached by Christmas 2015.
Yorkshire Cancer Centre's appeal director Sheila O'Shea added: "Kate's campaign has been an enormous success and we are delighted for her. NBI's generous contribution brings Kate's total fundraising for YCC appeal to an incredible £160,000.
"We are indebted to NBI and to Kate for her enthusiasm and energy which have made this campaign such a success for the direct benefit of patients, not only in Leeds and Yorkshire, but nationally and internationally."


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Pinch Me, Ia€™m in Mortgage Rate Dreamland
Mortgage Rates Hit All-Time Low
About this time a year ago, I was pointing out that with mortgage rates at near historic lows, the opportunities for first time home ownership had seldom been better. Although, as always, there is a lot more to a family's decision than the cash-flow dimension, it's undeniable that those who took advantage of low mortgage rates in 1993 could look forward to spending the next 30 years making the their friends and neighbors feel like they'd missed the boat. When you are paying 6.8% for your home while your
next door neighbor -- who bought just one year later -- is struggling at 9.2% every month, it's no wonder your car looks a lot newer. And why you're always jetting off to exotic vacations while they check out the latest "staycation" bargains.
That was what was happening a year ago, but this year is different. I can no longer tell you that mortgage rates are at near historic lows.
That's because
last week
, mortgage rates hit
historic lows!
According to Freddie Mac's
Primary Mortgage Market Survey
, 30-year fixed-rate mortgage rates (FRM) averaged 3.62%. There were other bottom-scraping stats in the same report, including the average of 0.8 point (with an asterisk that points out that closing costs vary); but the real headline-maker was that further drop in mortgage rates. Down from 4.6% a year ago. That's an all-time low in Freddie Mac records – and they go back to 1971.
"Recent economic data releases of less consumer spending and a contraction in the manufacturing industry drove long-term Treasury bond yields lower over the week and allowed fixed mortgage rates to hit new all-time record lows," said Freddie Mac's chief economist, Frank Nothaft, quoted in the July 5 release.
You can bet that Westport and Fairfield buyers and sellers are listening. If previous talks of a housing recovery haven't been enough to motivate first-time buyers or investors to jump into the market, mortgage rates like these often do the trick. And if you are on the opposite side of the home-selling equation, weighing the best time to sell your home in Westport or Fairfield, this might be the signal you've been waiting for. Record-breaking low mortgage rates (and corresponding headlines) can help breathe life back into any market, including
Fairfield County
home sales. Properties that are properly priced and well-marketed stand the best chance of taking advantage of an invigorated market.
Every market is different, and often varies from neighborhood to neighborhood. Call me if you want to chat about market updates and how they might affect your individual outlook.
Blog Archives
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Staging Choices to Avoid at your Open Ho....
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Pinch Me, Ia€™m in Mortgage Rate Dreamland
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Alan & Melissa Hamilton
Chairman's Elite, William Raveis Real Estate
Office: 203-502-1111
Mobile: 203-952-8880
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William Raveis Real Estate, Mortgage and Insurance
47 Riverside Ave
Westport, CT 06880
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Me: I am the best mummy in the whole world!
Boo: No you are not.
Me: What? Yes I am.
Boo: No. You are too whiney.
This is because I had spent the last 5 hours trying to convince him to write out his Christmas list to Santa, because just screaming out to me from the other room IN JAPANESE was not quite cutting it.
But point taken Boo, point taken.
I will concentrate more on being awesome.
Awesome totally suits me.


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Over the past two years our school council have discussed and tackled multiple issues. But, more recently our focal point has definitely been on improving our resources to tackle mental health as a school as well as improving the awareness of mental health in the school. We have also spent a large amount of time pushing to have various sites of the school improved, especially the infrastructure.
Recently years 10-12 have had the opportunity to work with Newport Mind in a series of training sessions to qualify as 'mental health peer mentors'. At this point in time we are pushing to implement our ideas into the school society as soon as possible due to mental health being a growing epidemic that isn't being challenged enough in school environments, even though, mental health in youths/adolescents is at its peak today. We are proposing our school to set up a 'drop in' that will be run by the trained 'mental health peer mentors' at break, lunch and form time.
This idea came about because students tend to find it harder to open up and talk to teachers or support workers. Furthermore, the referral system sometimes entails a long waiting period, which does waste crucial time in terms of the pupil's mental health. Identifying issues and problem in earlier stages tends to prevent major mental health deficits in the near future. However, we have made major progress over the past year; last year a group of students alongside the school council set up and ran a 'mental health committee' in which we organised events to begin combatting mental health and raise awareness in school.We organised visitors and also even had pupils come forward and talk to the individual year groups about their experience with mental health. We believe this really opened the eyes of many as they saw that an average person walking down the street, a celebrity and even those among us do suffer or have suffered with their mental health.
Furthermore, a re-occurring topic within our school council meetings are the improvements we would like to make to our school buildings. As a student body we believe that better buildings do motivate pupils to work harder in school. Small changes can make a big a difference. Little things such as, cleaner toilets, painted walls and new carpets gives the school a fresh look and are small steps to big changes. We do believe that gradual small changes will definitely improve the outlook pupils will have about coming to school and working hard.


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Driving for long hours can be a tiring task to do and finding the best position for back pain should be a priority for you if you drive for long periods of time. If you have back pain, riding in the car even just for an hour can be a real challenge. Knowing how to […]Continue reading
So let us now talk about car seats, or more specifically how to get some back support for car seats! How Do Lumbar Support Cushions in Car Seats Work? It really all revolves around one main point: Does it Really Work? That's right, the ever present, ever pervasive and all mysterious lumbar support cushion. We […]Continue reading


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Tickets are on sale for the annual Aurora fashion show featuring models who have all been touched by cancer.
Rehearsals for the 2015 fashion show, which will held once again at the Doncaster Dome of the 14th and 15th of May, are underway.
Frenchgate are supporting the show again, which will feature Debenhams, Next, Youngs, Yours, House of Frazer, various Lakeside Outlet stores, plus local independent retailers.
Tickets are available at all the Aurora Wellbeing Centres, The Care to Give Shop in Scot Lane and on 01302 370777.


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Castle Rocks, nestled in Big Cove, at the base of the 10,339-foot Cache Peak, offers diverse recreational opportunities in a magnificent setting.
It is a place where solitude, natural beauty, and ranching heritage combine to enrich the visitor's experience. The park is located two miles northwest of the village of Almo in southern Cassia County, Idaho.
Until 1999, the 1,240-acre ranch was privately owned. The Conservation Fund, and the Access Fund, purchased the property to be placed in public ownership. Congress passed the Castle Rock Ranch Acquisition Act on November 1, 2000. An additional 200 acres, connecting the Ranch Unit to the base of Cache Peak, was purchased in 2007. Today, the Idaho Department of Parks and Recreation (IDPR), Bureau of Land Management, and the USDA Forest Service, manage the Castle Rocks area in partnership.
Visitors may see remnants of the ranch that was first homesteaded in 1888. The irrigation ditches and pasture are still in use today. Castle Rocks is a special place where time stands still and the user is a respectful guest.


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Job Information
Accenture Chemicals Consulting Manager - Midwest in Chicago, Illinois
Join Accenture and help transform leading organizations and communities around the world. The sheer scale of our capabilities and client engagements and the way we collaborate, operate and deliver value provides an unparalleled opportunity to grow and advance. Choose Accenture, and make delivering innovative work part of your extraordinary career.
People in our Client & Market career track drive profitable growth by developing market-relevant insights to increase market share or create new markets. They progress through required promotion into market-facing roles that have a direct impact on sales.
Our Resources Operating Group serves the Chemicals, Energy, Forest Products and building materials, metals, mining, and utilities industries. Market conditions are driving energy companies to seek new ways of creating value for shareholders. Industry deregulation and climate change fundamentally are reforming the utilities industry and yielding cross-border opportunities. The Chemicals Industry has an intensive focus on productivity and portfolio management; Accenture works with our clients to create innovative solutions that are designed to help differentiate themselves in the marketplace and gain competitive advantage.
Process Excellence and Change Enablement Design and implement business changes that drive industry-specific, function and digital operating model transformation, focusing on task relating to people and process.
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Internship Experience @ Legal and Environmental Action Forum [LEAF] NGO, Jagdalpur: Work on Tribal Rights
Name of the Intern
Pallavi Dehari, National Academy of Legal Studies and Research, University of Law – Hyderabad.
Duration of the Internship
November 8th to December 5th 2015.
Name of the Organization (Postal Address)
Legal and Environmental Action Forum, Collectorate Road, Jagdalpur, Bastar District, Chhattisgarh, India.
Office Culture and Environment
It is a Non-Governmental Organization run by Mr. Arjun Nag and his colleague Mr. Madhu Ramnath who is involved in scientific research. They have their chambers and the NGO's office near the District Court.
It has a pretty modest setup with access to Internet and good books.
They have a small library of their own. But what is more interesting about it is, they have various books on tribal anthropology and environment studies.
Though you can also find necessary and relevant legal references.
Just to add, one can also get to read wonderful books, authored by Mr.Arjun Nag and Mr.Madhu Ramnath-The Village Justice, The Stories of Exploitation of the Tribals, to name a few. Also, if lucky enough, you may enjoy serendipity of finding some classic novels.
His assistants are always keen to help and are very responsive, so you can always approach them even with your silly questions. You may go preferably in formals (court uniform) because most of the day's work is in the court.
About 'Nag-Ji'
He is deemed to be the first tribal lawyer in Central India with an experience of more than 23 years in the legal domain as well as in working with various departments in the Central Government.
He currently supervises six lawyers under him. He and his team has worked extensively in the tribal areas to spread legal awareness and building para-legal capacities among the tribal youth.
His specialization being tribal and customary rights, issues related to forests and encroachment, he has largely been serving the adivasis.
He provides free legal aid to the tribals to reduce the financial and mental stress they usually face due to their exploitation.
His knowledge over other fields, both legal and non-legal is also commendable. He is also known for his tremendous negotiation skills among his colleagues.
He is also involved in various other movements, tribal and environmental activities. You can read more about him in detail HERE.
For knowing about the works his team is involved in, click HERE.
Choosing the Internship-Interests and Motives
The unsaid reason being that I wanted to get rid of my home sickness and monotony after a long hectic semester.
But more than anything what drove me more to do an Internship at my hometown, was my curiosity to know about the legal functioning at my place.
After all, I have been living there for more than a decade. Also I have always had a deep interest for tribal rights and alternative customary practices for justice, and no other place than Bastar would have been a better place to study, beyond everything, Bastar has a rich tribal culture which is somewhat still intact.
To add up, I believe it's necessary to get acquainted with the environment of the court, for our law if is a ball, courts are its playground.
So I am not as experienced as my seniors to advice anyone, still, if you actually take up an internship, which not only caters to your academic requirements but also to your interest you will definitely love the work, however boring or difficulty it may be.
Therefore, you will perform better at work and learn more. So don't be dreary and add your interests and motives to your internship too.
How to apply?
They don't release any public notice for internships.
So you need not look for them here and there. Anyone can go, meet Mr. Arjun Nag at his chambers after court hours, or you may just call him.
You shall send him your necessary documents – Recommendation Letter, Curriculum Vitae, Cover-Letter. Well all these are mere formalities.
Everyone is welcomed with open arms.
How did I find out this Internship Opportunity?
Well, this is a story. I remember, when I was a kid, I always used to look at the board of this organization, on the top of a building, which I passed by everyday while going to school.
The logo of the organization and of course its name used to attract me very much "Legal Environment".
Although I didn't know what it was. Finally after so many years when I was looking for an internship, I landed up in the same place. Revival of childhood memories, Serendipity!
Accommodation and Transportation
Since I was a localite, I didn't have to worry about the accommodation but you can definitely find several good hostels and paying guest houses all over the town. I am pretty sure one can get it arranged easily and cheaply.
Jagdalpur is a small town, so you will never face any difficulty going to places. You can get an auto or a city bus. Or if you are fond of walking and are not lazy, you can travel on foot.
But still, if you come over to Jagdalpur and need any help, you can reach out to me at [email protected]
Also, there are a lot of eateries near the court, so whenever you are empty from both brain and tummy, you can stroll around grab whatever you would love to eat. Well, I just used to have cup of black coffee.
I don't think I need to tell you about this. Law students very well know about the post-lunch syndrome.
About Jagdalpur
It is a traveler's, both haven and heaven. You would not want to leave the place once you visit it. There are uncountable tourist spots in and around the town within the range of 50 kilometeres.
There are beautiful waterfalls, lakes, valleys. If you are fond of architecture, you can go around the ancient temples, or if you are a nature lover, you can visit the Kanger Valley National Park.
The villages are worth spending time in, you can learn about the tribal culture and have a look at various artifacts and other handicrafts.
I know the first question people usually pose about Jagdalpur is regarding the Naxalite activities. Well, let me assure you, it is a well functioning town with corporate settlements.
People have been residing there since ages. People from all over the world come down there for various purposes-research, tourism, and even employment these days. So chill. It's fun being there. No security issues.
Work Hard, Have Fun:
The forum's functioning is closely related to legal affairs. So I had to spend most of the time in the court. Initially I was asked to observe the court functionings.
They took me all around the court's campus and showed me various court rooms, and other offices. I met all the law officers and staff members. Being the youngest person in the entire campus, everyone knew me and I was paid much attention.
Since it was a district court, most of the affairs took place in Hindi medium; therefore it was necessary for me to learn all Hindi terminologies and legal jargons.
It was a bit difficult at first but I later became handy at it.
After brushing up my Hindi, I was allowed to fill in preformed and other records. I used to help them with trivial desk jobs, stamping, and data-entry etc.
In between, I could go around watching the court proceedings with Sir or his assistants. I was taught about cross-examination, verification of evidences and validation of documents, proofing, presentation of arguments and much more.
I had seek permission, from the head of the Bastar Bar Association, so I could go and read books available in the court library in free time or during lunch. It was pretty helpful because at that time, I was preparing for a moot competition.
Advocates there didn't come much to the library unless they wanted to read newspapers, so I was able to easily avail all of the books. Though they still need to improve their collection. They had only limited number of books. New editions were hardly available.
Apart from the legal work, I used to do the research work on any whatever topic they allotted me. I used to sit back in the chambers and read up a lot of books.
Due to temporal constraints, I could only go for only one field task. Though they usually conduct it once every month. They organize camps and seminars in the villages. Various legal issues are addressed and important information is disseminated among the villagers.
The work was more fun as I told you I had found my interest in it. I was never given much work due to lack of experience.
Although the court closes at five, they used to leave me much earlier by 4 or sometimes even after lunch, when there was no work.
- An internship is meant to hone one's professional skills. I got to learn quite a lot about an advocate's job, court operations, managing clients, and other related works.
- Being in association with LEAF I became aware about the situation and condition of tribals and issues related with acquisition of forests products etc. Also, this is one of the reasons why I want to take up litigation, to serve the tribals, protect their rights and them from exploitation.
- My personal experience, working with them, was really good. You get to learn so much from their own experiences and lives. Arjun Sir especially is a great person with whom you cans share your problems and thoughts freely.
- You get to meet a lot of intellectual people. JagLag was working in collaboration with LEAF, so I had an opportunity to meet them and Ms. Bela Somari, a social activist and scholar; and many other whose name I can't remember.
- Internship in a court can be really frustrating at times. Because you can't be as you like. You always have to keep up a good demeanour. You have to tackle people with adverse views, who might also want to suppress your ideas, but somehow one learns to manage things gradually.
- Though it can't be a major takeaway for me, if anybody else, a non-resident does an internship there, can enjoy his or her vacations to the fullest. Bastar Tourism, Incredible indeed!
Let's come to the business part now-You must want to know about the stipend– Well, I didn't ask for one. You may give a try. If you ask for it, they may offer you a stipend. But the experiences and memories I have made are invaluable. No stipend could have sufficed it.
"Life itself is an experience which, you can get for nothing,so just sit back and enjoy"
This entry has been submitted for the LexisNexis-Lawctopus Internship Experience Writing Competition 2015-2016. iPleaders is the learning partner for this competition.
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I received one or more of the products mentioned above for free using Tomoson. Regardless, I only recommend products or services I use personally and believe will be good for my readers.
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1Tim Street profiled a new bit of sci-fi entering the web video space under the auspices of wondering aloud whether or not it's too late to launch a web series given the very serious economic climate.
I don't mind, since the series looks pretty cool and very original. As the title indicates, it's a sort of cross between The Office and Star Trek, called The Crew.
As to the question Tim asks, I think the answer is clear, particularly in light of a couple bits of news that have popped across the wire today.
Firstly, taking a look at some stats today released by most online portfolio companies and online publishers show an incredible increase in online revenues. Techcrunch has the profile and the telling bar graphs to go along with it.
More interestingly, though, are the stats that Elisabeth Lewin discussed yesterday over at Podcasting News. December set a record for video viewership (as most months do). Comscore recorded increases from Google, Fox, Yahoo, Viacom and Hulu.
From the post:
- 78.5 percent of the total U.S. Internet audience viewed online video.
- The average online video viewer watched 309 minutes of video, or more than 5 hours.
- 98.9 million viewers watched 5.9 billion videos on YouTube.com (59.2 videos per viewer).
- 48.7 million viewers watched 367 million videos on MySpace.com (7.6 videos per viewer).
- The duration of the average online video was 3.2 minutes.
- The duration of the average online video viewed at Hulu was 10.1 minutes, higher than any other video property in the top ten.
In terms of viewership, now is the time to be launching a new series. The media landscape continues to expand in terms of well traveled destination sites and channels for distribution. Many of those sites are looking to license content for their site, and certainly the online world is seeing a bounce-back in terms of the return of their sponsors (something I've verified with a number of large-volume publishers including the recently repositioned Federated Media).
I don't want to go so far as to say we've hit the bottom and started to return upward because my narrow field of vision doesn't necessarily reflect the economy at large. Within my narrow field of vision, though, a lot of indicators are starting to show signs of rebound for content producers.


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Long Tail Aspect of Optimization is a new concept that is coming up. First look for the main or the primary keywords that suit your website and then try to look for key phrases to maximize return by flow of traffic to your site.
Like: The primary keyword for a shoe company would be - Shoe Company.
Then we can look for keywords like -
- Leather Shoe Company
- BLack Leather Shoe
- Shoe Company In UK
This would maximize the search terms. This is just an example that I have cited this will differ from site to site. Another example would be say:
Primary Keyword - Profile Coverage
Lond Tail :
- Profile Coverage Company
- Profile Coverage on Small Cap Stocks
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- Profile Campaigns
This will help you to get mamimized return.
I hope this will help newbies to get an idea abot the new seo technique that is coming up.


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