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The Bank of Canada is still feeling nervous about Toronto's real estate boom. The former head of the central bank, Mark Carney, had a long history of sounding the alarm over too much building and that message hasn't changed in the bank's latest review of the country's financial system.
The bank singled out the big city's big condo market specifically, noting, "If the upcoming supply of units is not absorbed by demand as they are completed over the next 12 to 30 months, the supply-demand discrepancy would become more apparent, increasing the risk of an abrupt correction in prices and residential construction activity," it says.
"Any correction in condominium prices could spread to other segments of the housing market as buyers and sellers adjust their expectations."
There's concern a volatile market could spur a negative feed-back loop where plummeting prices would damage households' net worth, bring down consumer confidence and spending and effect income and job creation as well.
"These adverse effects would weaken the credit quality of banks' loan portfolios and could lead to tighter lending conditions for households and businesses. This chain of events could then feed back into the housing market, causing the drop in house prices to overshoot," the report went on to say.
Other ifs that could cause the market to experience a sharp correction: the vulnerable financial system in the Euro zone and rising interest rates at home.
The bank tempered some of these concerns by saying that there are some encouraging signs with resale activity levelling off after dropping from historically high levels, moderating housing starts and less evidence of runaway price appreciation in the country's bigger metros.
Despite these encouraging developments, concerns remain, largely because of the spectre of overbuilding and pumped up housing valuations. The risks associated with debt and housing market imbalances may have decreased but there's still enough of a threat that the risk remains within the "elevated" category.
Here are some of the charts the bank included in the report…


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The first post-UFC event in New Mexico went down this past Saturday night as Orthrus Promotions returned to Camel Rock Casino to host the seventh Triple-A-MMA event. While the event titled "Rock Stars" failed to sellout the Camel Rock Casino Ballroom, the show was plagued by several scenarios that definitely impacted ticket sales. From injuries to no-shows, the highly anticipated fight card ...Read More »
Thomas Pless
Southwest Fight News Monthly Awards For February 2014
Month two of 2014 is in the books and chalk up another buzz-worthy month of combat sports action. From nationally televised boxing action to some local MMA, the combat schedule for February may have been less busy then January but still carried plenty of weight regardless. Following up on the success of January's Monthly Award recognition, we follow up with ...Read More »
King Of The Cage "Rumble": The Monday Morning Perspective
The King of the Cage promotion has arguably been the state's foundation for MMA growth throughout the decade and beyond. There start to 2014 exemplifies that argument very well as the 17-fight event "Rumble" featured so many levels of experience from your debut amateurs to first time professionals. Saturday night in the Crowne Plaza Hotel had so many high points ...Read More »
King Of The Cage "Rumble": Five Things To Watch For On The Undercard
As most fight fans know, fight cards usually feature main events that are supposed to steal the show as the headlining act. For Saturday night's King of the Cage event, that couldn't be any further from the truth as the undercard is stacked from the first fight all the way to the two professional bouts headlining the "Rumble" fight card. ...Read More »
Catching Up With Some Of The Gyms Featured This Weekend At King Of The Cage "Rumble"
This Saturday night, February 8th inside the Crowne Plaza Hotel in Albuquerque, New Mexico fight fans will get their first glimpse of the King of the Cage promotion in 2014. In the promotion's first show of the year they will compile a healthy dosage of over ten gyms to participate in their "Rumble" event. Traditionally, fight cards have several fighters ...Read More »
Five Possible "Superfights" We'd Like To See In 2014
With a new year comes new opportunities. After an exciting 2013 for local MMA fans, we can now start gazing towards a new year of potentially even more excitement. With the emergence of Bellator MMA in New Mexico to compliment the local promotions who have already made their mark in the area, fans should be clamoring for some high quality ...Read More »
King Of The Cage "Rumble" Set For February 8th In Albuquerque
King Of The Cage Starts Their 2014 With A Fight Card In The Heart Of Albuquerque The first King of the Cage event in New Mexico for 2014 should have been named "Debut" as the theme atop the fight card is that several of the area's most talented amateurs will make the jump to the professional level. The professional and ...Read More »
King Of The Cage "Future Legends 18": Live Results And Play-By-Play
The King Of The Cage "Future Legends 18" event is live inside The Crowne Plaza Hotel in Albuquerque, New Mexico and Southwest Fight News is here to bring you up the minute coverage and ply-by-play for anyone who wasn't able to make it out to the event. The results will be posted periodically so make sure to refresh your browser ...Read More »
King Of The Cage "Future Legends 18" Weigh-In Results
The King of the Cage "Future Legends 18" amateur event will be live inside The Crowne Plaze Hotel tomorrow night October 5th. Before that event takes place however the fighters had to first make weight for their respective bouts. The weigh-ins for "Future Legends 18" was held at Albuquerque's Sadies restaurant, which is easily one of the area's most popular ...Read More »
King Of The Cage "Future Legends 18": Fight Card Updated And Finalized
We are only a few days away from Saturday night's King of the Cage "Future Legends 18" event which is being held inside The Crowne Plaza Hotel. The fight card is packed full of the area's most talented and young amateur talent. From Santa Fe to Las Cruces and from Gallup to El Paso, Texas; the event is scheduled for 15-bouts ...Read More »

subset: commoncrawl


text: The Bajaur and Mohmand regions are key fronts inthe battle against militants [AFP] The initial attack involved mortars and rocket fire which sparked fierce gun battles at the fort at Mamad Gate, where members of Pakistan's elite Quick Reaction Force are stationed.Escalating violence The security official, who spoke on condition of anonymity, said that most of the attackers eventually fled the scene, but at least 40 were killed and many more surrendered or were arrested. The border region is a key battleground in the so-called "war on terror", with Taliban and al-Qaeda-linked fighters said to be operating bases in northwestern Pakistan's tribal areas from which they send fighters to attack Nato and US forces in Afghanistan.Many militants are thought to have fled there after the US-led invasion that overthrew the Taliban government in Afghanistan in 2001. "There has been a significant escalation of violence in the region, next to Bajaur, where police forces have been able to bring some sort of control," said Al Jazeera's correspondent Kamal Hyder. "There is a thinking that militants might move to Mohmand," he said. "Pakistani forces are determined to hold that border region."Abduction Also on Sunday, suspected militants abducted a senior local government official in South Waziristan, another border area south of Mohmand, according to intelligence staff. Gunmen in four vehicles are reported to have stopped a convoy in which the official, Amir Latif, was travelling, 30km east of the regional centre of Wana. They bundled Latif into one of their vehicles and drove off. In December, militants in neighbouring North Waziristan abducted another government official, Asmatullah Wazior, from the Mir Ali district. The whereabouts and condition of both men is still not known. Key battleground Last week, Hamid Karzai, the Afghan president, told Asif Ali Zardari, his Pakistani counterpart, that the two countries had a "new relationship" and determination to defeat "terrorism and extremism". Karzai had previously accused Islamabad of not doing enough to shut down militant "sanctuaries" in the tribal areas and stop insurgents from crossing into Afghanistan. Pakistan rejected the accusations, pointing to its operation against fighters in the Bajaur region, which borders Mohmand and Afghanistan, where the military says more than 1,500 rebels have been killed since August.In late December, Pakistan also mounted a major offensive in the Khyber tribal area south of Mohmand to clear militants from the area along a key road used by trucks ferrying supplies to Nato and US-led troops in Afghanistan. SOURCE: Al Jazeera & Agencies


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Hello peoples! This is my first scheduled post in like forever. I'm getting back on track. Hopefully.... Maybe... I don't know. I will try which is better then not trying and yes I have heard that Yoda quote. So
So hi Nabila, two years ago. So if you are 10 that means you are in......... Ummmmmm. 4th grade I think. Yeah. I'm pretty sure that's right. *nods head*
So first congrats and getting through school so far. I mean it hasn't really been that hard but you did take you first big standardized test which is a pretty big accomplishment I must say. Let me just say it gets harder. Like way harder. Like you won't think your the smartest person in the world anymore harder. I think I might be going to hard on you. Sorry
So blog wise your blog kind of sucks. Like big time. I'm being harsh again. Sorry. Yeah I need to stop. But like seriously. Change your blog layout. It looks really bad.
Also you need to ask or give attribution if you are going to use photos from the internet. It is like a law. Just saying. It's a thing.
You very much have talents. You might not think so at the current moment but you do. You are a pretty cool person and you don't have to be the best at anything.
Oh and be kind to your sisters. This something that I also need to tell myself but still its always good advice.
Reading is really really important. You're just discovering this but it really is and reading will help in so many aspects of life.
Drama is always horrible but elementary school drama is even worse because it is fake. Like seriously. It's entertaining but it can also get you in trouble.
Your friends and family love you and don't ever take that for granted.
You are smart enough for all of those clubs you think you won't get into. There's no chance of getting in if you don't at least try.
Right now you think the world is so small. You have yet to truly explore the world and the internet. You have only ever lived in one place and you have the same friends you had in kindergarden. The world is so big and wonderful and amazing. Try to learn.
I know there are a couple girls in your grade who aren't every kind and might comment on your fashion sense and how you do your hair and it will get to you. DON'T LET IT. You are amazing and beautiful.
Do not try to be the boss of everyone. People will hate you for that and you should probably start working on it now. It is fine to be a leader but don't tell people what to do
Also don't label people. You have a habit of doing that and it can sometimes offend people even though you are not trying to be mean.
Just because you are going into 5th grade doesn't mean you are better then any of the younger people at your school. It is not age that matters but the things you do and say.
You are gong to have a little conversation with a friend of yours where that friend says something extremely racist that's not very kind and instead of not saying anything, say that they are wrong because they are. Like seriously.
You are going to try to become friends with a certain popular person because of this persons popularity and I want to tell you know that first it doesn't work and second seriously.
Just to crush your spirits early so that you don't bet on it and lose I think 5 dollars you don't get onto the student council. A certain other person gets on instead and really he's better at it and you still have a good year so don't be so annoyed about it.
Next year you will be in 5th grade and although there will be a couple downs it will absolutely be shadowed by all of the amazing things that happen to you. You have amazing times with your friends and you make some new ones. You are finally the oldest on campus. Make the most of it.
After that you will be in 6th grade. Its pretty far away from you know but I know your scared of it and when it comes time you question the school you decided to go to. The school you chose? Yeah you absolutely love it and it isn't so scary.
You are amazing and wonderful and you need to always always remember that.
I feel like I'm mean. Am I mean? I feel like all of the other posts that I read to get inspiration for this one were all love dove and sweet and I am over here acting like a really bossy person which is what I just said not to do. I really need to work on that. So what did you think of the post? I hope you liked it and if you did feel free to follow my blog by pressing that follow button to the left of this post. If you want to see my letter to my high school self you can go here if you want to check it out. How old are you (this sounds creepy but I want to know how old my readers are)? Should I do more posts like this (like when I am older)? What would you tell to your 10 year old self if you could? Are any of you guys 10 and if so what would you tell to your 12 year old self? Do you like open letter like this? How amazing are you? The correct answer is very amazing because one you are reading my blog and two lots of other reasons. Ok bye peoples! Have an amazing day/night/afternoon/morning!


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Honeycombs are often described as cellular shades. When you see the side view of this shade you will see the unique construction of honeycomb shades. Wide variety of colors, pleat sizes and operation makes a honeycomb shade one of the best window covering solutions. At Koeber's we like the fact that honeycombs are compact when open, providing a unobstructed view of the outdoors. Closed they offer one of the highest energy-efficiency ratings in the summer and winter. Most honeycombs are made out 100% polyester, making them stain -resistant and providing sound absorption. Honeycomb comes in top-down and bottom up, cordless and vertical for sliding doors. We also offer flame retardant honeycombs
Roller Shades
The many designs and easy use of roller shades make it one of the most versatile window covering options. Hundreds of fabrics, sheers and opaques, and UV protection are available. Try roller shades without cords and it becomes very child and pet safe for your home.
Woven Wood
Woven shades are hand woven out of natural fabrics to give your room a unique and versatile treatment. Available in many styles, colors, backing or no backing, and top down bottom up option. Woven shades are offered in various operations such as wand control, standard cord, continuous cord loop and even vertical.
Soft fabric vanes are suspended between two sheer fabrics facing each other. Silhouettes are in a class of there own. Silhouettes allow you to see out but from the outside people are unable to see in. They provide openness with privacy. Hunter Douglas was the first to develop this look and named it "Silhouette." Other manufactures have a look similar to the Silhouette.
Roman shades add a soft look to the top of a window. Each manufacturer offers different looks and operation systems. Options are power rise, cordless lift, top down / bottoms up operation and more. Brands include Hunter Douglas, Alta, and Norman.


text: > But abstract datatypes =/= objects. Objects have > state, identity and associated methods, while ADTs are > collections of functions that operate on and > encapsulate concrete data (and where the > implementation perhaps satisfies some laws formulated > on the ADT). Looking very strange to me. Lets dig into definitions. The world-known OOP definition consist of 3 properties: 1) encapsulation 2) polimorphism 3) inheritance. ADT is all about 1 item. How do you call ADT (class) or ADT instance (object) is not specified. 2 property in particular (but not only) means that you must be able to define generic functions working with any ADT conforming specified interface, in other words it state that ADT instance must have a _value_, so you could pass it as a parameter to a function. Nothing is said about associated _methods_ - this is just one of the names for ADT functions. In some terms ADT interface functions are 'associated' with an instance - yes, because in other case you will not be able to define generic function on it (it receives only the _value_!). This is the main issue. Here is nothing said about identity and state in definition. And it's correct, because these properties conflict with referential transparency and in this case functional languages cannot satisfy OOP definition at all. I believe an 'object' is quite common and general term for an ADT instance with _associated_ operations (which sometimes called 'methods' and 'messages'). Yes, some _implementations_ may add more specific properties to objects such as state and identity, but terms 'class' and 'object' (class instance) has became quite common in whole context of OOP and can be hardly associated with a particular langugae now. > Certainly objects and ADTs do share some properties, > such as encapsulation; this is not so strange, because > these are desirable properties for structuring > software. But that doesn't make the two techniques the > same. Could you give a reference to the definition of object you operating with? Thanks, Vlad Balin.


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Chicago HOPES. Mutts will be joined by a few friends(zforce and The Delta Routine). Get a free sampler of these bands HERE.
First show TONIGHT , Monday, February 3rd :
8pm zforce
9pm The Delta Routine
10pm Mutts
Doors open at 7. Cover is a suggested donation of $10. Help support our city's kids. Thanks Mutts and the guys for playing a show for such a great cause.
Indian Wells – Pause
4 years ago


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The king of pop himself, dressed to impress, Elton John can now join your POP! Collection. One of Britains most successful artists, with a career spanning 50 years, Elton has sold over 300 million records making him one the best selling artists of all time.
The POP! vinyl figures stand around 9 cm tall. Packed in an illustrated window box.


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Traxxas machined-aluminum bulkheads increase the strength of the T-Maxx. They provide a super-strong foundation for the suspension and chassis and maximum protection against crash damage. They're CNC-machined from 6061-T6 aluminum and are anodized-brilliant-blue with machined edges for outstanding detail. *NOTE: Installation requires use of 4939X suspension pins. Do not use stock hinge pins to complete this installation.
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VEER Global Hub is one of the world's leading brokerage house offering Global products such as forex, commodities, equities and indices with PAN India branches. Our ideology is based on the concept of duty and passion for our work. We support our employees to gain self-growth, creativity and a real sense of accomplishment.
We seek individuals with passion for work they do. We are looking for applicants who have the skills, sense of duty and commitment to the same philosophy we hold as an organization.
We want you to work with us if you are an exceptional individual who is looking for an opportunity to do something out of the box and who is ready to face any challenges with excellent spirit and enthusiasm.
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BusinessConsultant – 10 nos
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What better way to wrap up a great year in science class then eating s'mores on the high school lawn? We are fortunate to our have our high school and elementary school within walking distance of one another. I am not sure why it took me three years to start collaborating with high school teachers - c'mon Jordon! Get it together! Luckily, I had two teachers more than willing to let my students learn a thing or two from their high schoolers.
After chatting with a friend and high school teacher, we decided it would be a great idea to have our kids construct solar ovens in our respective classrooms and then share our designs with one another. Once I told my students they would be collaborating with high schoolers and eating s'mores - they were hooked!
For almost two hours (yes! It's true!) my kids were hard at work on their ovens. Using pizza boxes donated from a local Italian restaurant, Lil Rizzos , and materials borrowed from the kitchen.. my students began constructing.
On an exceptionally sunny day that week, we set out our ovens, crossed our fingers, and hoped for the best. In case you're wondering - yes - I made myself a s'more too.
A few hours later, we came back to find our chocolate had melted into an ooey-gooey delightful afternoon treat. We enjoyed our s'mores, chatted about why our solar ovens were successful, and checked on the progress of our high school friends' ovens as well. Great conversations paired with learning and a delicious treat sound like a great afternoon to me!
This video was a great resource for my kids in the planning stages of their solar ovens - especially for those with little to no experience (cough - me included - cough).


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TITLE: prāṇa
INSTRUMENTATION: for four voices and (clay) bells
PREMIERE BY: premiere by students at the Joensuu conservatory in Finland (Liina Ockenstrom, Marjo Paakkonen, Teija, Kormilainen, Salla Seppa) at the Conservatory of Joensuu, 25 October 2001, Joensuu Conservatory.
SCORE: prāṇa focuses on a single technique – that of the glottal whistle (or M4). When producing M4, it is not possible to (nor is it the point) to predict and sing exact pitches. The beauty of the M4 is that time-varying multiphonic sequences (biphonation or triphonation, or more) are the norm! Therefore, in this score no pitches are identified, and the singer needs to care for only beginning and ending at specific times (notated in clock time). However, the bell pitches are precisely identified.
NOTE: prāṇa focuses on the production of a special vocal technique – that of the glottal whistle. Presumably a non-oscillatory mode of sound production which often features the production of two or more independent frequency contours over time, such as is shown in the spectrogram below.
glottal whistle as performed by Demtrio Stratos
prāṇa – vital breath (one of ten modifications of the cosmic wind) comes from will power – it rises from the sacred junction (brahmagranthi), where two important line (nadi) of the metaphysic nerve system, ida and pingala, meet the main line susumna (comparable to the spinal cord). At the base of this main line lies the creative, cosmic power, the female power aspect (sakti) of Brahman, "coiled like a snake" (kundalini).
Technically prāṇa exploits a single "extra-normal" technique of voice production – that of the so-called glottal whistle (Neuauer, et al. 20041). This method of sound production features what is assumed to be a vortex-induced oscillation at the upper edges of the vocal folds, with the body of the folds featuring little to no mucosal wave. The percept of this production is of a whistle produced, not at the lips, but rather somewhere from within the neck!
Musically, the glottal whistle is a little used and unique method for producing two or more independent frequency contours by a single person. The pitch range is usually high, and sometimes extremely so (ie. over 5 kHz). The timbre or sound quality will vary with each performer, but when properly done, will feature a spectrum with a sharply decreasing amplitude envelope, so that the energy above the fundamental frequencies is minimal. We have found that the source production seems not to be entrained, so that any and all frequency ratios are possible, dependent upon pitch range. When trained properly, the glottal whistle is reproducible and reliable, to the extent that a performer may call up the technique when having the time to set the laryngeal framework properly. However, it should be noted that this technique seems not designed to produce specific pitch content, though this may be possible depending on how the vortex interacts with the resonance and feedback characteristics of the upper vocal tract.
Prana is a Sanskrit word and refers to the flow of energy that runs throughout the body through a network of channels referred to as the meridians. It is also believed that this energy exists throughout the cosmos and that all living beings, animate and inanimate depend upon its nourishment. In China this energy is known as Qi and in Japan as Ki.
"Qi produces the human body just as water becomes ice. As water freezes into ice, so qi coagulates to form the human body. When ice melts, it becomes water. When a person dies, he or she becomes spirit (shen) again. It is called spirit, just as melted ice changes its name to water."
Wang Chong, AD 27-97
Prana (Qi, Ki) is fundamental to the understanding of traditional oriental medicine and is essential to maintain the balance and vigor of our physical body, mind and spirit. Prana is everywhere. It moves energy continuously through the body, circulating through the cells, tissues, muscles and internal organs; and may be replenished through diet, exercise, rest and meditation. This circulation of energy is designed to be self-regulating by correcting energy imbalances automatically.
Prana (Qi, Ki) is a demonstrable energy source, made up of electric, magnetic, infrasonic and infra-red oscillations. Not only may Qi be perceived, but also psychically directed. It may be photographed using Kirilian photography. When Ki leaves us, we die. According to ancient philosophers, life and death is nothing but an aggravation and dispersal of qi.
Still, Prana is controversial, even for those who accept it as valid. In Chinese philosophy, the nature of Qi is an ancient controversy. Among traditional medical practitioners, Qi is often considered to be similar to the western concepts of the energy flow responsible for homeostatic balance in humans, while others have argued that new physics (nonlinear dynamics, quantum physics) may offer better insights. A significant conflict has surrounded the question as to whether Ki exists as a force separate from matter, or if Qi rises from Matter, or if Matter arises from Prana.
The concept of tunneling in modern-day quantum physics where physical matters can "tunnel" through energy barriers using quantum mechanics captured some of the similar concepts of Ki (which allows one to transcend normal physical forces in nature). The seemingly impossibility of tunneling through energy barriers (walls) is only limited by the conceptual framework of classical mechanics, but can easily be resolved by the wave-particle duality in modern physics. By the same token, this duality is similar to the metaphorical duality of yin and yang, which is governed by Qi (the flow of energy). Examples of quantum tunneling can be found as a mechanism in biology used by enzymes to speed up reactions in lifeforms to millions of times their normal speed. Other examples of quantum tunneling are found in semiconductor and superconductors, such as field emission used in flash memory and major source of current leakage in Very-large-scale integration (VLSI) electronics draining power in mobile phones and computers.
The popular understanding of Prana as being the same as air could be said to be a misunderstanding, or a simplification of the concept. The incorrect assumption that Prana is respiratory air arises from the popular understanding of the practice of Pranayama, in which the control of Prana is achieved (initially) from the control of one's breathing. According to Yogic philosophy the breath, or air, is merely a gateway to the world of Prana and its manifestation in the body.
In practical terms, Prana can be explained in various ways. Feelings of hunger, thirst, hot, cold, etc. in the body could, according to this worldview, be interpreted as pranic manifestations. All physical feelings or energies that arise or flow within the body might also be interpreted as evidence that Ki is at work. The presence of Qi is said to be what distinguishes a living body from a dead one. When a person (or any other living being such as an animal) dies, the Prana, or life force, is thought to leave the body through one of several orifices.


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Wasson Anthony
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Stepping out the door to go to work but I went through the list real quick and here are a few that looked good. Not the strongest list I've ever done but hey, it's Sunday
Nephrology.com It's easier to say "kidney stuff". You better be a doctor to be able to afford it.
ChinaBuzz.com You know I'm partial to China. Something about a few billion new customers that excites me. 14 year old domain
MomsHome.com The role of the Mother is changing but still a big market
SpeechEducation.com Not a huge amount of people getting this degree but there is a market, albeit small. No bidders on this 13 year old domain
VirginiaWineries.com You could do a website on both of them. Just kidding, I have no idea how many wineries are in Virginia.
ZPoll.com If you are going to do a poll site this is good name at a good price. $69 and 12 years old. Evidently the original owner never got around to it.
MichiganMarijuana.net Michigan can blaze with the best of them. Amazing how many people have glaucoma in Michigan.
DragonFoot.com Not a valuable name but a great brand. 13 years old and cheap.
Nancy.tv Nancys around the world will be clamoring for this one in four hours


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Bamboozle Cafe, located at 516 N. Tampa, Street, Tampa, will feature the art of Tim Gibbons and NTAL member Lloyd Johnson, two local artists whose love of space, engineering and art complement one another in their show, WHIRLS AND GIDGETS.
Lloyd Johnson's work is influenced by Art Deco, Mid Century Modern and streamlined futuristic elements. He applies modern technology and materials to capture the imagination of the view and appeal to senses through the use of materials, geometry, light and color. His Wall Art 3-D sculptures reflect this philosophy and his interest in combining engineering and art. His 3D Wall Art sculptures are meticulously engineered and beautifully crafted. Lloyd "Likes to draw from my experiences in the corporate world and meld my background in engineering and computer science into the process of creating unique, interesting, modern wall art sculptures." To view more of Lloyd's images go to www.DecoDesigns.biz.
Bamboozle Cafe is open Mondays-Fridays, 10:30-9pm, Saturdays 11-9pm, and is closed on Sundays. The menu reflects healthy and delicious Southeast Asian cuisine including a wide variety of rice wrapped rolls, Banh Mi, Pho Soups, Noodle Salads and delectable desserts.
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Week of 2.27.09
Retirement at Risk
It appears that your computer does not have the Flash Player required to view NOW videos. Visit Adobe to download and install the latest version of the Flash Player.In this struggling economy, boomers are rightfully worried about the funds they were counting on to carry them through the rest of their lives. Will they be able to afford their own retirement?
NOW turns to two experts for help and insight: Amy Domini, a pioneer in the field of socially responsible investing; and journalist Dan Gross, who covers the economy for Slate and Newsweek.
Read an excerpt from Daniel Gross' new book: "Dumb Money: How Our Greatest Financial Minds Bankrupted the Nation"
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Newsweek: Tax Cuts Won't Work, Decline? I'll Decline, Yes, We Can
Slate: The It-Sucks-To-Be-Me Generation
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WA's Outback, from the Kimberley in the north to the Nullarbor in the south, is at the heart of who we are as Western Australians. In a few words, tell us why the Outback is special to you. We'll post some of the best entries online and the overall winner - to be announced in mid-April - will win a three-night stay at Wooleen Station, in the heart of the Outback!
Full terms and conditions may be found at www.outbackwa.org.au/terms_and_conditions


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One of the things about field trials that escape the minds of many folks is that the vast majority of the credit from a win rests squarely on the withers of the dog and not the shoulders of the owner. A wise man owns a good dog and feels blessed for the experience, and a fool owns a great one and thinks, "Everybody will know me now!" I do not mean to imply that there is no training that goes into the formation of a hunting dog. Indeed there is plenty of training. There is also lots of conditioning. This is especially true for beagles. Many times a beagle trial ends in the afternoon heat and the best conditioned dog will rise to the top.
The Pennsylvania 2014-15 Hunting season is on! We are having a great start this year, in fact maybe the best we've had in a long while. The great state of PA has started a great tradition by giving us an early season for youth small game hunters. It is a full week that starts a Continue reading →
Summer has flown by and we are really looking forward to an excellent hunting season as we have been having a very moderate wet summer. The woods are thick. We have been seeing as many clutches of grouse as ever and the bunnies are everywhere! I have been able to keep my beagles in the Continue reading →
We are getting deep into the field trialing season here in the Northeast and everyone is raring to go after the extreme winter. We are seeing great participation this year as it seems a lot of guys have good young hounds coming up after a good hunting season (in PA anyway). I am blessed to Continue reading →
I am just a couple weeks to the end of the countdown for my annual trip to the Northwood's of Maine! This trip is much looked forward to starting the first day home the year before. We have a lot to prepare for since we are traveling with a lot of dogs. As you can Continue reading →
Here in North Central PA we have been given a break from the oppressive heat and we are looking forward to being able to run the hounds without worry of heat stroke. I have 4 hounds on stake outs out in the back field waiting for the bell to ring. When running in the evenings Continue reading →
Being a serious dog person is hard sometimes. They never live as long as we think they should, and by God some holes are harder to dig than others… Field Champion Purnell's Dead River Rebel was born in early October 2003. He was part of a litter out of our very best hound. (FC) Purnell's Continue reading →
We had great weekend at The PA Beagle Gundog Association Derby Run Off this past weekend! The derby trials are fun as everybody brings their best young prospects to see how they stack up. This is great opportunity to show off your young hounds and see who the high power studs are. All hounds entered Continue reading →


text: Please play Rapunzel Hairstyles on Hot-games.net for free. Meet Rapunzel, the main character from the disney movie Tangled. She uses her hair to climb into the tower where she lives so it's a bit messed up now. Can you restore her beautiful long, blond hairdo? First give it a washing and then select a new hairstyle. In the end you must give her a lovely makeover.All copyrights and trademarks of this game are held by owners and their use is allowed under the fair use clause of the Copyright Law. If you believe we violating your copyrights, please advise us at email@example.com in order that we can solve the problems.


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I'm giving myself an 84% for my effort at our 10-day Challenge. I started out strong...had a few weak days over the weekend and on Tuesday...but overall, I'm satisfied. I ate way better, I worked out on 7 of the 10 days, which is more than usual AND I got my hubby back into the swing of things, so it was certainly worth the effort!
How'd you do?
Even if you didn't do everything you wanted, did you at least still do better than you would have if we hadn't done this little challenge? I know I did.
So, are you ready for the next one? ;o)
You see...Tomorrow is December 1st...so....we MUST do a 25 days till Christmas Countdown!!!
Here's our 3 goals:
*Work out 5 of 7 days each week.
*Eat consciously and health-fully at least 80% of the time. That means you can have about 2-3 "cheat" meals/foods (ie. desserts) per week.
*Weigh yourself at the beginning (Dec. 1st) and at the end (Dec. 24th). Goal is to not gain ANY. You don't have to lose...but don't let that scale creep up!
I will post this on Facebook too, so we can hopefully get a big group doing this! I would LOVE to have people post their progress on my blog so we can all see how each other is doing. If we all work together and hold each other accountable, we can all get through this Holiday season without having to loosen up our belts! Then come January 1st, we can work on bringing up the intensity (and tightening up our belts!). Right now, let's just focus on being diligent, consistent and dedicated! Leave me a comment if you'll at least give it a try! There is no way to "lose" except for those who won't even TRY!
Kalahkan Jokowi!,Pribumi Bersikap Menangkan Prabowo - [image: Kalahkan Jokowi!,Pribumi Bersikap Menangkan Prabowo] Mata Nasional. Tensi politik di pilpres 2019 mulai naik, meski Pemilihan Presiden dan Wakil Pre...
8 months ago


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Hey guys,
as the title says, MS Edge is not working anymore since I use bbZero. It just won't start. I even doubleclicked the exe and ran it with administrator privileges but it won't show up. The cursor indicates that it's trying for about half a second but that's it.
I hope you have an idea how I can make it work again because at the moment it's the only browser capable of streaming netflix in 1080p. It sounds a bit like a first world problem but I'd really appreciate it working again. All other browsers I have (Firefox, Chrome, Opera, IE) are only streaming in 480p (not even 720p even though they should because they did it once. My internet connection can't be the cause, by the way, it's 100down/40up. Hardware is high-end so that's not it either. Anyways, if you could help me make Edge work again I'd be very grateful.
Thanks in advance for any help, idea or suggestion.
- bbZero 1.18 with bbLeanSkin disabled
- Windows 10 Pro x64
- If there's any info that would help, I'd be glad to provide you with.


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By Bronte Price, PoliticKING
The last two Republican presidential nominees, John McCain and Mitt Romney, both denounced Donald Trump on Thursday following Trump's continued success in the primary. The pair went so far as to suggest that electing Trump could put the United States and its democratic political system in peril. Romney presented an in depth case against Donald Trump, attacking his business dealings, his "erratic pronouncements" on national security and demeaning treatment of women, minorities and the disabled. He also said that Trump was amplifying a "brand of anger that has led other nations into the abyss."
.@MittRomney: Trump's promises "worthless as a degree from Trump University." https://t.co/BWlVjYYMl6#MTPDailypic.twitter.com/dYU07eenZH
— Meet the Press (@meetthepress) March 3, 2016
"His domestic policies would lead to recession," Romney continued. "His foreign policies would make America and the world less safe. He has neither the temperament nor the judgment to be president."
John McCain, who once campaigned against Romney, joined forces with him on Thursday, agreeing with his frustration with Trump's popularity. The pair sided with a public letter released on Thursday by dozens of conservative national security leaders. In the letter, the leaders vow never to support Donald Trump. John McCain reasserted their concerns with Trump's "uninformed and indeed dangerous statements on national security issues."
Romney has not yet endorsed a candidate but insisted it was not too late to block Donald Trump. He effectively called for a "contested convention" to select a nominee. Romney urged Republican primary voters to cast ballots for whichever candidate in their state appeared to be the strongest alternative to Trump.
Former homeland security adviser to George W. Bush, Frances F. Townsend, said she hoped Thursday would mark a turning point in the race. She encouraged other Republicans to speak out against Trump as well. "There needed to be a group that would stand up and say, yes, I am willing to be counted," She said. "We cannot all be silent, or be Chris Christie and decide, I am going to put myself first and, for political and opportunistic reasons, I am going to endorse this stuff."
Donald Trump has responded to Mitt Romney https://t.co/Ov5nL3Uyoopic.twitter.com/g7bKJDwYj6
— VICE News (@vicenews) March 3, 2016
Former Navy secretary, John F. Lehman, who helped advise John McCain's 2008 campaign, said that, although it is appropriate to raise questions about Trump's ability to serve as commander in chief, it might be too late to make a difference.
"It's too bad that the party has waited so long, and the other candidates waited so long, to point out these shortcomings, because they are severe," he said. "People haven't come out against him because nobody thought he'd get this far."
Here's what Anthony Weiner has to say about Donald Trump:
The views and opinions expressed herein are those of the author's alone and do not necessarily reflect the views of Ora Media, LLC, its affiliates, or its employees.


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Oracle will buy Micros Systems in a US$5.3 billion (A$5.6 billion) deal, as the world's second largest business software maker looks to boost flagging growth through acquisitions.
The purchase of Micros, which makes point-of-sale hardware and software for restaurants and hotels, is the first multi-billion dollar acquisition by Oracle in five years and follows disappointing fourth-quarter results.
Analysts said the acquisition could be first in a string of deals for Oracle, which has been stung by aggressive pricing by companies such as Salesforce.com and Workday.
"I think this is really [Oracle CEO] Larry Ellison looking in the mirror realising the need to get aggressive yet again on M&A," FBR Capital Markets analyst Daniel Ives said.
"It is clear to us that the company needs to quickly put more 'growth fuel in its engine' to catalyse growth in the top-line,"
The Micros deal fits with Oracle's plan to expand its fast-growing cloud business, where it has been a late entrant.
Micros sells internet-connected cash registers and provides a host of cloud-based services such as e-commerce and customer relationship management to hotels and restaurant chains,
Micros' full-year revenue rose 15 percent to US$1.27 billion in the year ended June 2013.
War chest
Oracle's spree of acquisitions has slowed of late. Micros is the company's largest acquisition since its US$5.6 billion purchase of Sun Microsystems in 2009.
"I believe it's just the beginning of a massive M&A cycle for Oracle where we could see them spending US$15-US$20 billion in acquisitions over the next one to two years," Ives said.
He expected the deals would be focused on cloud, big data as well as cyber security.
The company had US$38.8 billion of cash and short-term investments as of May 31, positioning it for more acquisitions.
Oracle said it offered Micros shareholders US$68 per share, representing a premium of 3.4 percent to the stock's Friday close.
Micros shares were trading at US$67.97 on Monday afternoon.
Oracle said the transaction is expected to add to earnings immediately.
Wedbush analyst Steve Koeing estimated the deal would add about 3-4 percent to Oracle's revenue and add 3 cents to 4 cents per share to its earnings on a twelve-month basis.
Oracle's shares were up 0.7 percent at US$41.09.


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It's done!
Pattern: Ester by Alice Bell, in Knitty
Yarn: Cascade 220 Heathers, color 2434, 2 or 3 skeins?
Needles: US size 8
Notes: Well I'm just so pleased with how this came out! It was definitely worth the effort. I still need a nice pin of some sort to close it in the front (instead of the tapestry needle I used for the pics). I think I ended up making the size Small but I could've gone up a size. The cable pattern was very simple and easily memorized, especially since I cabled without a cable needle.
All in all, this one is definitely a winner!


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Translated with the help of Lucie Battaglia. Thank you Lucie!
This is often forgotten, but a good way to consume responsibly is sometimes not to consume at all. To get there, you could ask yourself if it is possible to live without the desired object or to continue using what you already have. As for clothing, it is difficult to live without it :). Here are 5 simple everyday tips to make your clothes last longer:
1. Hang to Dry
Did you know that the balls of lint from your dryer are not dirt, but fibers that got detached from your garments? By losing its fibers, the fabric thins and wears out faster. So, avoid the dryer. Hang your clothing outside to dry (bonus: a heavenly smell!). If you do not have a clothesline, you can always hang to dry inside your house or apartment (It will take a little longer, for example 2-3 days). You will also save on the electricity needed to run the dryer. You can even question the purchase of the dryer itself. Is this appliance really necessary?
2. Wash Inside Out
Your clothes will also last longer if you turn them inside out before washing. This will prevent the wear of exterior finishes, avoid pilling (God knows how much we want to prevent pilling!), and preserve prints or garment decorations (if any). The buttons will also be protected since there will be less friction and tension.
3. Zip and Button Up
Speaking of buttons… buttoning and zipping up your clothes will make them less likely to snag another fabric, to stretch or to tear. By doing this, you can prevent deformation and premature wear of the garment.
4.Patch It
When there is a hole in one of your socks, you have the option to develop your repairing skills instead of throwing the garment away. Also, the faster the hole is repaired, the less your clothes degrade rapidly.
5. Make New with Old
The average American throws away about 40 kg (80 pounds) of textile waste per year. Not only the fashion industry is the second most polluting industry in the world, but also, the clothes are all found at the dump a few months later. When you have an old garment, it's still possible to give it another life. For example, take an old garment to make another garment. Or reuse another item as a cushion, a handbag, a stuffed animal, etc. Be creative, and you'll find the possibilities are endless. You might even find yourself a passion.
Learn more about sustainability in textile → Subscribe to our Newsletter


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We used to have the most fabulous little lunch spot in town - Cafe de France. In addition to the delicious sandwiches and salads, they also had the most amazing desserts. Not only did they taste out of this world, but they looked positively beautiful.
One thing I always ordered was the Charlotte Rousse. It's basically a strawberry, gelatin, and whipped cream filling inside a ring of ladyfingers. What's not to love?
I finally found a recipe, and just had to make it. Guess what? It's simple as can be. So simple, in fact, that I might actually make homemade ladyfingers next time I make this. The recipe is over at Diana's Desserts.


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Before as few as 17 and as many as 23 owners voted on Tuesday to award Super Bowl XLVIII to New York/New Jersey, it was widely believed that the staging of an NFL title game in a cold-weather, open-air city would be a one-shot deal.
That hasn't stopped folks with ties to Northern towns from making their pitches for an in-the-elements Super Bowl of their own. At last count, the Redskins, Ravens, and Packers have thrown their Nutria rat hats into the ring. (Another coach from a cold-weather city has expressed an interest in hosting the game, too. More on that later tonight.)
So what gives? Isn't an open-air, cold-weather Super Bowl a one-time-only arrangement?
Maybe not.
NFL Commissioner Roger Goodell didn't rule out the possibility of the game being played in other cold-weather cities having stadiums without lids.
"I think each game will be decided on an individual basis," Goodell told reporters on Tuesday. "I do believe
that New York is a unique market. I think the membership recognizes
that. It is the number-one market in our country and in many cases
around the world. From that standpoint it will be a great experience for
our fans and for the NFL. I am confident that the bid they put together
will turn out to be a great event."
So what gives? A cynic may wonder whether the league has realized that encouraging bids from other cold-weather cities will serve only to enhance all of the bids that are submitted. When South Florida host committee chairman Rodney Barreto complained that the extra $1 million that Miami thrown into the offer on the eve of the vote wasn't enough to pry the game from New York, the implicit message to other warm-weather locales could be this: "Try harder."
Those efforts won't necessarily come in the form of cash money, but also via stadium enhancements aimed at making the local venue more attractive. And the possibility of future cold-weather Super Bowls could result in teams in cooler climates trying to get state-of-the-art facilities, too.
Basically, the New York/New Jersey decision opens a new frontier of leverage when it comes to bidding for the Super Bowl, both as to the financial packages presented to the league and the ongoing keeping-up-with-the-Jerry-Joneses pursuit of newer and better stadiums. In the end, the NFL will continue to win, and win big.
The only surprise in this regard is that it took the league 48 Super Bowls to figure this out.


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Visit the Blockheads Emboss Paper Technique page to see Leigh's tutorial for creating awesome backgrounds using TP and an embossing folder!
For my "Friends" note card, I used the Cuttlebug Stylized Flowers embossing folder with the TP for the background and sponged lilac and green Martha Stewart inks onto the flowers and stems/leaves and lightly around the surrounding areas. I used the beautiful "Friends" sentiment from the Blockheads Verses-Special Delivery stamp set, stamped in Memento Bamboo Leaves ink, cut with a Spellbinders Classic Ovals die and matted on a SB Scalloped Oval die cut. I cut a large butterfly with a die from the SB Fanciful Flight set and matted it on handmade paper so the wings look like they have veins. I added some antennae, bling on her abdomen, a butterfly trail, an organza bow and some pearls. I left the inside blank to write my own note.
- Gina K Designs Pure Luxury white cardstock; purple and green cardstock
- Handmade purple paper
- Charmin
- Blockheads Verses-Special Delivery stamp set
- Memento Bamboo Leaves ink
- Martha Stewart lilac and stem green inks
- Spellbinders Classic Ovals, Scalloped Ovals and Fanciful Flight dies
- Want2Scrap white pearl swirl flourish
- White organza ribbon; tiny green flat-back pearls; purple gemstones; green shimmer brad


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Tuesday, December 8, 2015
Always Controversial Bear Hunting Season Open
The vast majority of permit holders will not take down a bear, but on day one of the six day hunt 216 bears were killed. Clear and warmer weather has kept the bears active and visible and is likely to increase numbers.
Protesters gathered at many of the Department of Environmental Protection checkpoints to express their disapproval of the hunt.
Wildlife officials say that the hunt is necessary because the bear population is too high and the animals have become too accustomed to humans.
"We have some of the most dense population of black bears in the country," says Carole Stanko, with the New Jersey Division of Fish and Wildlife. "We are also the most densely populated state so that leads to a lot of bear-human contacts."
The DEP hopes the hunt will bring the bear population down by 20 percent. The agency also has the authority to extend the hunt if the goal is not met.
In order of the number of bears taken, Sussex County was the highest so far followed by Warren, Morris, Passaic, Hunterdon, Bergen, Somerset and Mercer.
Black bears have been sighted in all of NJ's 21 counties.
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Status Report
December 6, 2004
MESSENGER is in good health and operating normally. After the successful trajectory correction maneuver on Nov. 18 - the last in a series of three maneuvers planned for early mission operations - the operations team switched from commanding the spacecraft in real time to using command sequences stored in MESSENGER's onboard computer. Also, as scheduled, the team has reduced its tracking time (contact with MESSENGER through NASA's Deep Space Network) from six 8-hour sessions a week to three.
Science and engineering team members are analyzing results from the first Mercury Dual Imaging System (MDIS) instrument calibration test since launch. On Nov. 29, the spacecraft was tilted 27 degrees so the camera could image sunlight reflected off a target inside the payload attachment fitting, which surrounds MDIS and three other instruments on MESSENGER's underside. Operators have since returned MESSENGER to its pre-test orientation.
Stat Corner: MESSENGER is about 98.6 million miles (158.6 million kilometers) from the Sun and 25.7 million miles (41.3 million kilometers) from Earth. At that distance, the amount of time for a signal to reach the spacecraft from Earth is 2 minutes, 17 seconds. Since liftoff, MESSENGER's onboard computers have executed 18,682 commands from mission operators.


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[Previous] | [Session 72] | [Next]
K Sheth, N.Z. Scoville (Caltech)
Using the Owens Valley Radio Observatory, we have studied the molecular gas properties of bar-ends and dust lanes of several nearby galaxies (NGC 2903, NGC 4303, NGC 5457, NGC 4321). Preliminary analysis indicates significant differences in the amount of molecular gas at each bar end. The gas is organized in molecular cloud complexes which range in size from 100-200 pc and have velocity widths of 10-20 km/s, similar to Milky Way complexes. However the number of complexes varies from one bar-end to the next. Star formation rates at the bar-ends range from 0.04 -- 0.002 solar masses per year and scale with the amount of gas at the bar ends. The bar ends thus seem to control the rate of molecular cloud complex formation rather than the star formation rate directly. We also present high resolution (~50 pc) molecular gas maps of the bar dust lanes, and discuss the resulting star formation activity in context of the gas streaming motions and the dust lane shock.
This research is partially supported by NSF under grant AST-9981546.
The author(s) of this abstract have provided an email address for comments about the abstract: firstname.lastname@example.com
[Previous] | [Session 72] | [Next]


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Girasol Rainbow Dreamer
215,84 g/m²
100% pure cotton, no chemical treatment or finishing
Suitable for:
From newborn to toddler
One babywrap, instruction manual
Washing instruction:
Machine washable, 30° up to 60°. To protect the fabric as well as the environment we recommend a low temperature.
Please use mild detergent and a gentle cycle (low spin, max. 900 rev.). No bleach, no brighteners.
Do not use fabric softener.
Girasols are handwoven in Guatemala. Because of their handwoven nature there may be minor imperfections such as small yarn pulls, weavers knots, weft line marks or hangs of yarn. These imperfections are often referred to as "Slubs and Nubs". These beauty marks are a reminder that your wrap is a unique one of a kind treasure.
Related Items
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$95.00 $130.00
The BB-SLEN is a very comfortable woven sling, made in a Fair Trade project in India using the best weaving technique for slings. 100% organic cotton
Boba Serenity Stretchy Wrap
Boba Serenity Stretchy Wrap KEY FEATURES Comfortably wraps babies from birth to 35 lbs 2 ergonomic carry positions: newborn hold & love your baby hold Serenity blend: 68% Viscose from Bamboo, 25% Cotton, 7% Spandex Four way...
Boba Stretchy Wrap
Boba Stretchy Wrap Use the Boba Wrap from birth to around 18 months. It's free of buckles, straps and snaps and ties up into the perfect fit every time. -High-quality...
Chimparoo Alizee
-The benchmark for all baby carriers -Long-term reliability and unparalleled comfort -From birth to early childhood -Multiple tying methods, from basic to complex -Hands-free breastfeeding with ease -Woven from organic...


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about the principles
always impartial
One of the reasons that Ofcom endorses billmonitor.com is because billmonitor.com is proudly independent and impartial. It searches every contract and every deal on the market to find the right one, and when it finds it, it also lists at least one other contract from every major network to ensure you get a good spread for comparison and a balanced view.
billmonitor.com is not incentivised to recommend one network over another or one particular type of contract or handset over another. There's only one way it can be the right contract for billmonitor.com, and that's if it's exactly the right contract for you.
To make sure that each network is fairly represented, billmonitor.com always displays the best deal from each network among the dozen recommendations (unless the network does not provide any deals that match your usage or preferences). The remaining recommendations displayed are also balanced between the networks, by limiting the total number of deals shown by one network so that other networks also get some other of their deals shown. These recommendations are then ordered by cost, from the least to the most expensive, before being finally displayed to you.
always transparent
A key billmonitor.com principle is being transparent about how it makes money. Very simply, billmonitor.com takes a commission from the network or vendor you buy through if you buy a new (right) contract through billmonitor.com.
On top of that commission, billmonitor.com adds – well, nothing actually. Using billmonitor.com to check whether your contract is right is not only a very good idea, it's absolutely free.
Another key billmonitor principle is to make the whole mobile phone world more financially transparent to you too. The financial consequences of using more data or more minutes or a particular kind of handset or dialling 0845 or 0870 numbers are rarely made clear and are a big part of why so many people are on the wrong contract. That's why billmonitor.com not only does the maths to find you the right contract, it also gives you some basic rules of thumb so you can understand why a contract costs what it costs. For example, 0870 or 0845 numbers generally fall outside your mobile call allowance so become an expensive extra on your mobile bills.
billmonitor.com is also transparent about what it does and what it doesn't do and what it includes in its calculations (almost everything) and what is doesn't include (very little)…
- It doesn't support "pay as you go" tariffs.
- If you have a business tariff, you can try Billmonitor for Business.
- "Unlimited" usage allowances often come with a standard fair usage policy – you should check with the operator if you're concerned.
- It can't tell you how "calling circles" or "favourite numbers" would affect your bill because it doesn't keep track of the actual phone numbers you call – mainly to safeguard your privacy.
- The prices it quotes are internet-only and might be different if you go to a shop. Also you might be charged a delivery cost for a new phone which isn't included in its calculations.
- The Ofcom-approved calculator takes into account all out-of-allowance costs for usage specified by the user (e.g. standard calls, texts, data, picture messages, roaming and international usage). However, the calculator does not take into account the cost of non-geographic or premium numbers, or any other usage that has not already been specified by the user.
- The bill analysis tool assumes one set of prices when calculating the costs of calling non-geographical and premium numbers (e.g. 0845, 0870 and 0871), whilst in practice different networks may charge for these numbers differently.
- Operators might charge you extra fees for paying by certain methods such as credit cards but since billmonitor.com doesn't know how you are going to pay, it doesn't take this into account.
maths first, money second
Of course billmonitor is interested in making money but not when it's in conflict with providing the right service. So billmonitor will not offer you a contract incorrectly. If billmonitor runs its analysis and finds that your current contract is already right, it will congratulate you rather than sell to you.
Similarly, billmonitor will not let you buy a contract too quickly. Letting you to buy a contract quickly requires a quick process and a quick process means your chances of finding the right contract are dramatically reduced. Price comparison sites (masters of the quick sale) have a 37% chance of finding you the wrong contract. A little time spent with billmonitor.com will allow the maths to do its job and will reduce that error figure to 0.8%.
That way you benefit from the full savings and full value that come from being on the right contract. And maybe that way you will come to billmonitor.com when you need another new contract, or recommend billmonitor.com to others, both of which help billmonitor.com to make money in the right way.
always learning
billmonitor.com is a work in progress. After many years in development it has a 99.2% chance of finding you the right contract. That percentage is good but it also means that on some occasions, billmonitor.com will throw up its algorithmic hands and admit to being stumped.
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Home-based Administrative Assistant - Part-time
- Location
- London (Greater)
- Salary
- £26,000 + A 30% time work from home post to start, with payment based on full time salary & benefits
- Posted
- 18 May 2018
- Closes
- 17 Jun 2018
- Function
- Administration, Communications
- Contract Type
- Contract
- Hours
- Part Time
Responsible for assisting the executive director and staff in specific areas of administrative work for a global hospice palliative care NGO
Job title:
Administrative Assistant
Reporting to:
Executive Director
Key relationships:
Staff and Board of the WHPCA
Responsible for:
Assisting in administrative and communications duties
Percent time:
Initially 30% time
Duty Location
Work from home with occasional London meetings
Purpose of role:
This role shall be responsible for assisting the executive director and staff in specific areas of administrative work.
This position requires a motivated, hard-working, independent and organised individual who is committed to international development.
Key tasks and responsibilities: Administration
- To take and keep minutes of quarterly board, monthly executive committee, and weekly staff meetings.
- To assist in the preparation and delivery of background documents for the board and committees.
- To assist with funding requests and preparation of applications
- To maintain the WHPCA membership database and to run reports as needed
- Uploading articles and images to the international edition of ehospice and the WHPCA website
Other duties
- To work effectively and ensure good communication with other teams to ensure the smooth running of the program administration.
Person Specification - Experience
- Experience working with content management systems
- Experience in developing projects and applications for funding
- Experience of working with people from different geographical regions, backgrounds and cultures.
- Experience of working on projects funded by donors such as DFID and the EU
- Experience of working on international networks of collaboration
- Experience of working on projects relating to health specifically HIV/AIDS, Cancer and/or palliative care
Skills and abilities
- Strong administrative and IT skills including MS office, access and excel
- Strong time management skills
- Self-starter with capacity to work on own initiative
- Strong team player
- Excellent written and oral communication skills
- Ability to work to tight deadlines and under pressure
- Fluency in written and spoken English
- Ability and willingness to do own administrative tasks
Knowledge of issues relating to hospice and palliative care and its development worldwide.
Please send us your CV and Cover letter. Deadline is on the 17th of June.


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The Treasures of Burgundy
In Burgundy fine wine is only the beginning of the treasures. It was for centuries a vast duchy, larger and more powerful than France. Its dukes sponsored artists and architects, medieval religious communities built impressive churches, generations of monks patiently cultivated vines and improved techniques of fermentation and aging to create great vintages.
Burgundians are proud of their ancient heritage, but they also delight in the treasures of Burgundy today. Just as history buffs and art lovers appreciate the region's cultural treasures, outdoor enthusiasts seek out its rich forests and waterways, its hiking trails and towpaths. And everyone enjoys tasting the specialties of local chefs, who have always been noted for their fine regional dishes.
- Dijon, known for art, elegance . . . and mustard!
- Beaune, heart of the Burgundy region, storehouse of historic treasures.
- Vézelay, magnificent hilltop Romanesque basilica.
- Villages and vineyards renowned for their fine wines, among them Chablis, Pommard and Meursault.
- Wine cellars in picturesque villages - wine tasting with local vintners.
- Fontenay and other medieval monasteries where early monks pioneered wine production.
- Some of the finest regional cuisine in France.
July 04, 2016 - July 11, 2016