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Restaurant and Bar – Spectacular water views from every table with 150 seats outside.
Weddings and functions to suit all budgets.
Famous lunch specials every day specialising in Steak and Seafood.
The Riverdeck Restaurant & Bar has great value offers every day, every night and we are also open for Sunday breakfast from 7.30 am. We are family friendly.
At the Riverdeck you can enjoy great food, friendly service and Noosa's best value.
Riverdeck Restaurant and Bar
Owner: Geoff & Sue Baxby
Address: Shop 1B Noosa Marina
Phone: (07) 5474 1100
Fax: (07) 5474 1199
Email: email@example.com
Website: www.riverdeckrestaurant.com.au

subset: commoncrawl


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"Food Curated: Sky Ice: Daring New Flavors in Ice Cream"
From the foodie POV, there is a distinction when comparing cooking shows and food shows. Both should tell a story, but a cooking show's aim is to introduce you to a new recipe, technique, or food stuff. A food show speaks to the culture or history of food with specific topics, such as farmers markets and artisan food craftspeople. As food shows go, "Food.Curated" is as damned close to perfection as possible. The story of Sky Ice, a Brooklyn ice cream revelation, is among the latest. The production is as tantalizing and appealing as the sublime flavor combinations created by the passionate ice cream maker; as a testament she eats her product for breakfast, lunch, and dinner daily.
The artist behind these brilliant mini documentaries is Liza de Guia who has a rare knack for displaying purity in her video storytelling that eclipses others in the food-is-life webisode space. Of the countless videos I have consumed, a few of my favorites are the story of a husband and wife salt farming duo from Long Island and the legend of Monk's Meats, a vegetarian meat company in New York.
"The Single Life"
After being fairly critical of Conde Nast's attempt to video-tize its "10 Essentials" column, I have made an about-face as I heap some well-deserved praise on its Glamour web series, "The Single Life." While the plot is fairly uninspired, two sets of twenty-somethings conspire, plot, and dish out advice on how to find a suitable person to date, using nothing more than your vast array of techy gizmos. The episodes to date are cute and breezy in an entertaining way; each segment focuses on some aspect of modern dating rituals, such as creating the proper Facebook profile. Even an old fogie like me got a grin when the woman part of the dating equation hunted for her possible match's LinkedIn profile (I think he's unemployed) while her male counterpart was in search of bikini photos (natch). My only issue with "The Single Life" is that anyone over 30 won't grok an era in which dates can be arranged without a shred of verbal communication.
The star, or central character, is amiable Taryn Southern, an "American Idol" top 50 finisher and author of the viral YouTube video "Hot 4 Hill" in support of Hillary Clinton for president. Stun Creative handles production which includes some fairly funny on-screen pop-up annotations. The result is an adorable, engaging series of episodes lurking as the new couple try to work towards a relationship.
"Kip Kay, Mini Hacks: Mosquitoes"
Short, sweet, and relatively complete, we have Kip Kedersha who goes by Kip Kay, a master of solving everyday problems (as well as inventing some problems for which he offers fixes). The concept brings us Kip mashing up Bill Nye and McGyver and repurposing materials — such as sawing a two-liter soda bottle in half and adding some sugary goop to attract nasty insects.
The interweb says that Kip is the all-time leading grosser on Metacafe for his series of how-to videos and I suspect his popularity stems from his tongue-in-cheek, get-right-to-the point approach to these hacks. While many are useful, others are odd, and a few a tad unsavory. Teaching folks how to cheat on a test by turning your calculator into a voice recorder looks like fun, but it's also enough to get you kicked out of school. For the most part, though, these mini hacks are entertaining and often useful. It got me to thinking about the various electronic swag I have in original packaging that could be hacked (or sold) for alternative uses.
"Bad Lip Reading"
One of the more poorly ripped-off genres is the adding or dubbing of a soundtrack to an original movie. Made popular by the folks behind MST3K (Mystery Science Theater 3000), it actually originated with Woody Allen's masterpiece "What's Up Tiger Lily." Many have tried to copy these two brilliant creations and few have succeeded. I put "Bad Lip Reading" in the win column — maybe at the top of the win column.
BLR is a spot-on dose of piss-in-your pants hilarity created by an anonymous Texas music and video producer whose mother went deaf in her 40s, introducing him to the art of lip reading. Honestly, the videos have very little to do with lip reading other than synching outrageous words over the original sound — the result often delivers comic satire and water-out-your-nose laughter. BLR does not produce clips on a regular schedule with the most recent being "La Fwa," a great spoof of Beyoncé's national anthem renditions at President Obama's inauguration. The first, and perhaps one of the best, is a smackdown of Rebecca's Black's "Friday" which debuted on YouTube on March 2011. That clip has been viewed more than eight million times.
BLR's take on NFL is my favorite and better than anything you will find on "Funny or Die." It has been viewed more than 38 million times. I may account for half of those.
"It's About a Girl"
At first I didn't know what to make of Andrew Jenks' new series, "About A Girl" starring the aforementioned Taryn Southern and the filmmaker himself. From a distance, we are watching a pretty music video that provides a backdrop to the story of a young man's angst over living in an urban world of strange faces in which direct engagement with a woman is an abstract notion. Upon deeper reflection, the complexity of the story unveils itself, punctuated by the juxtaposition of fantasy and reality.
Chapter 2, "Take a Seat," is a grabber as the two sides of the same coin come into deeper focus. As the haunting melody of "Haunted" by a remarkable band from Nashville, Leagues, gently fills the screen, our hero is on a rooftop deck having a romantic evening with the object of his affection, Ms. Southern. The fantasy dissolves into reality as the couple is locked in a romantic kiss against the sweeping skyline of Manhattan. Reality sets in as Jenks is on the subway exchanging furtive glances with a fellow female passenger, but is overcome with self doubt and the scene ends as his flirt-mate exits, the doors close and, the train car pulls away leaving our hero wondering what could have been but never will be.
Jenks is an accomplished filmmaker as well as the star of an MTV reality show, "The World of Jenks" now in its third season. It takes a big talent to distill a powerful story into a less-than-three minute video clip without dialogue, but this critic believes Jenks nailed it here.


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Travel can be a great passion and passion. You have the US or to another country. You can always find new things to see and interesting. This article will assist you to find ways to make the most of your desire to travel.
Don't bring a lot of valuables that you don't need.
Keep notes of key information if you are traveling abroad. This will let you contact if you need it. They will be able to help you with any problems that arise.
Sign yourself up for a travel price monitor. This will notify you of the website alerts you are interested in visiting. When the airfare or hotel price drops by an amount you choose, the website will send an email to alert you to the price change. This saves you the hassle of checking the price every day.
Do your homework before you book. Look for websites that have opinions on places you plan on visiting. Ask other people that have been there before. This will help you a better idea of what to expect from your trip.
When driving or taking a plane with a toddler, make sure you have enough fun things to keep them occupied. Bring a lot of toys and games that you know the child really enjoys. You may want to purchase a couple of new toy to keep him busy.
Try to work in a big workout before you board the plane. Long flights are hard on your body and nerves. Your muscles can cramp up from sitting a long time.
Make sure that someone you trust back home knows your itinerary. This makes it possible for someone to be familiar with your location all times. Stay in contact to maximize your own safety.They won't worry if you check in touch with them.
Travel can be a way to educate your family. As long as you're cautious, you should feel confident about visiting developing nations, as they can offer extremely enlightening experiences for your children and you.
These sheets can be a flat surface for kids to color on or coloring books on.
Cash in your traveler's checks before going shopping or dining. Be safe because you may see that you don't get shorted.
It is typically more expensive to just ride into the day you fly.
National Park
You should buy a National Park season pass if you go to these type of parks often. They only $50 and remain good for one year at any national park.
When taking a cruise, get to know other travelers while on board. Many cruises will place you at large tables with strangers. Have fun and speak with all the people you come in contact with. You will see them each day, and you might pick up some useful information.
Your dream vacation can go horribly wrong if you do not carefully planned. Check the places you intend to stay and play at. Their experience can help you from staying at a dangerous town or bad area of town.
If you have a long travel time you should ensure that you give yourself some time to stretch, make sure you get up and stretch your legs every hour. Sitting for too long could cause health problems.
Don't forget to pack your kids car seats when you hire a road trip. Chances are, which is why it is more beneficial if you bring your own.
Lost Luggage
This will help in the event of lost luggage. If someone's luggage is lost, that person will have some clothes in another person's luggage. Another great idea to help offset any lost luggage experiences is to always have everyone bring one change of clothes on you with your carry-on bag.
In conclusion, many people love to travel. The places you can go to are endless. You will see something different every time you travel. Use what you've just learned, and make traveling easy and fun.


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Resort Managers Rewards, our guest loyalty and rewards program, makes it easy to pick a vacation home everyone loves. You can save your favorite properties to a Vacation, share them with family or friends, discuss everyone's preferences, and select where you want to stay together. You'll also gain rewards points that can be cashed in for things like early check-ins, free lift tickets, or even a free vacation. Sign up today!
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About Us
Mission Statement
Huntsville South is a non-profit civic association organized to enhance the quality of life of the South Huntsville community and its neighborhoods. We want to preserve the quality of South Huntsville neighborhoods and property values through awareness of the local environment and by working closely with various agencies of the City of Huntsville and Madison County. We will strive to keep South Huntsville residents informed and take action on issues that impact our neighborhoods and community, be an advocate for the South Huntsville community with local and state Government as well as foster a sense of community spirit.
Huntsville South will achieve our mission by:
• Building community by joining our neighbors together in a common cause
• Supporting and assisting our schools to provide quality education to South Huntsville students, recognizing the importance of our schools in maintaining property values, encouraging growth and development and ensuring a bright and prosperous future for South Huntsville, our city, state and country
• Building long-term residency, encouraging neighborhood like renovation and preservation of our homes
• Supporting properly managed growth and development
• Enhancing safety, security and promoting neighborhood watch and community policing awareness
• Promoting volunteer activism
• Combating community deterioration
• Developing and maintaining a positive, active relationship with local and state Government
• Monitoring local Government activity to learn about issues that affect South Huntsville
• Sponsoring and coordinating charitable events that directly benefit the South Huntsville community
Board of Directors


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We are the medium size black poodle breeders. All our dogs are members of our family and they live with us in the centre of historical town Zatec. We spend our free time with them so we know them very well. We don´t have got ten dogs so we are very close to them with personal relation to dogs and puppies. Our aim is not only to produce quality and healthy puppies from unrelated parents with genetic tests but also to give you a breeder support
Zde nakupujeme


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Imagine Dragons, an up-and-coming indie rock band from Las Vegas, had already made the top 20 alternative rock charts before releasing its first album.
It all started when lead singer Dan Reynolds needed a group to perform in BYU's Battle of the Bands. He got together some people on campus for the competition, which they won.
"At that point I decided, I have to do music," Reynolds said. "That's when Imagine Dragons really started in my mind."
It's one of the stories captured by a new series on BYUtv.
Imagine Dragons was the first band to be featured on "Audio-Files," which debuted April 10. The first season features 13 half-hour episodes highlighting a different rising band or musician in the independent music industry.
The May 1 episode, which airs at 8:30 p.m. MDT, features indie band Paper Route. Upcoming episodes will feature musicians such as Neon Trees, which reached No. 1 on the alternative rock charts with the breakout single "Animal"; LOW, Joshua James and Trampled By Turtles.
"Audio Files" explores a band or musician's journey through the music industry. The musicians talk about what inspires them to write and perform music and what drove them to take the risk to go professional.
"How I write is more about the inner experience," said folk singer/songwriter Mason Jennings, who was the subject of the second episode. "When a song starts to resonate inside me I just follow that thread."
Each episode also contains two or three exclusive music videos, some of which can currently be viewed on the show's website or on YouTube.
"This project is something refreshing," said Jared Shores, the show's development and supervising producer. "Each artist we worked with said this is the kind of programming that has been missing in the music industry. 'Audio-Files' is bridging the gap between indie and mainstream music by means of a visual and auditory journey."
Shores said he expects a positive response from the viewers of "Audio-Files."
"We are excited for the emergence of this show and we are confident that our audience will revel in the national exposure of these once small-town bands," Shores said. "Viewers should expect to be entertained by and enthralled in the musicians' stories, talent and rare performances."
To view previously-aired episodes and YouTube video clips or to find out more information, visit audio-files.com.


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Physical Education A Level at Southern Consortium Sixth Form
Course description
The aims of this course are to develop skills and techniques required to perform effectively in physical activities. Students will apply these skills in different roles, such as the performer, leader/coach and official.
Physical Education students will develop their knowledge and understanding of factors that enable them and others to be physically active and will help to promote lifelong involvement in an active and healthy lifestyle. Knowledge and understanding of the relationship between skill, strategy/composition, body and mind will ensure that both their own and other's performances are effective.
Throughout the course students will become informed and discerning decision-makers who understand how they can make the most of the opportunities and pathways available to be involved in physical activity. They will critically evaluate how contemporary products and consumer-focused influences related to physical activity affect and inform young people's decisions about being involved in sport. Current key influences that might limit or encourage young people's involvement in physical activity will also be evaluated.
Entry requirements
Students must meet the Consortium minimum entry criteria for A Level courses, that is, a GCSE grade 5 and above in English and Maths, as well as a minimum of GSCE grade C's and B's (point score of 41.5).
In-addition all students are expected to regularly participate in competitive sport and training in order to develop their practical skills.
The qualification is split into four sections, three sections are theory based and one has a practical focus.
- Component 1: Physiological Factors Affecting Performance – worth 30%
- Component 2: Psychological Factors Affecting Performance – worth 20%
- Component 3: Social Cultural Issues in Physical Activity and Sport – worth 20%
- Component 4: Performance in Physical Activity – worth 30%
Future opportunities
Higher education in sport science, physical education, biology, human biology, physics, psychology, nutrition, sociology, physiotherapy, medicine. The specification also provides an excellent foundation for candidates intending to pursue careers in coaching, sports development, the leisure industry, recreational management, health, leisure and fitness and professional sport.
How to apply
If you want to apply for this course, you will need to contact Southern Consortium Sixth Form directly.


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Extension Cable
DIN-JACK CABLE - 5 meters, add cotton thread OD=4.5
Length: 1,5, 3, 5, 9, 11, 15, 18meter
Dedicated to manufacturing high quality and newest extension cable for connecting vehicle camera to mdvr, Howen Technologies is famous as one of the best extension cable for connecting vehicle camera to mdvr manufacturers and suppliers in China. Our products has FCC, CE and EMARK certification and it is sold at competitive price. Don't hesitate to buy one with our professional factory.


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Show Your American Pride All Year Long with the American Star Colonial Copper Lantern by Lanternland
Save 20% Now!
- Free Shipping
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- 21" H x 9" W x 9.5" D
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- Sale Ends Thursday July 10th
- The Americana Star Colonial Wall Sconce Copper Lantern, shown in Verdi Green and Clear Glass with the star in Antique Brass, is an authentic handmade Colonial antique copper lantern reproduction made entirely in the USA.
- Unlike lanterns made from iron and other inferior metals that can't stand up to the elements, the Americana Star is made from pure copper or brass and is guaranteed to never rust or corrode. Perfect for waterfront homes or damp locations
- Available only in this size as a limited edition, The Americana Star Colonial Wall Sconce Copper Lantern is ideal for Colonial, Colonial Revival and Cape Cod Style homes, lakes homes and cabins.
- You choose from seven all-natural, hand applied finishes at no extra cost. Choose one finish for the lantern and another for the star or choose the same finish for both.
- You choose from four unique styles of glass at no extra cost.
- Create a lantern as unique as your home; over 25 different glass & finish combinations make it easy!
- Made by hand and in America each Americana Star Colonial Wall Sconce Copper Lantern combines Made in America quality with Lanternland's lifetime warranty and free shipping making it a tremendous value.


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I love the cinema. As a big movie lover, there is no better way of enjoying a good flick than on the big screen with the loud speakers in a room filled with strangers.
However, cinemas are rapidly running out of business and the first argument for many people I'm sure will be Internet Piracy. Yes, this will have an effect on cinema business, but for anyone who likes film, watching a movie recorded by someone on a handheld camera in the cinema is just not worth it, and illegal I must add. Yet this shouldn't have a huge effect. Only DVD sales will suffer from this and with the recent (although relatively unsuccessful), reintroduction of 3D film in cinemas, piracy should be minimal. As long as you enjoy headaches and having to wear a humiliating pair of glasses to watch a film, you're doing the cinema industry a huge favour.
Although 3D maybe saving multiplex cinemas for a few more years, they are seriously shooting themselves in the foot and having to price out customers. My latest venture to the pictures cost me nearly £20; £7.50 for the ticket and the rest on the highly overpriced food (which wasn't popcorn, more on that later) and drink. I don't blame people who don't want to risk wasting nearly £20 going to see a film that they may not even enjoy.
The cinema of course has no choice. If business is failing, you up the prices. But perhaps multiplex cinemas need to think of other ways of attracting customers. I'm referring to the simple comfort and quality of my movie going experience. I am now constantly on edge whenever I go to the cinema in case something out of the ordinary occurs. This is due to many previously bad experiences at my local multiplex down the years. I've had problems with the projection of the film, sound issues, once my chair broke – I could go on.
The small number of staff in cinemas nowadays also leads to a whole host of issues. I am just about old enough to remember when there would be a member of staff on the door of the screening who would lead you to your seat. Now they cease to exist, and the showing of a big film that attracts large audiences can result in utter chaos. People simply choose where to sit which means the people who paid for those seats now have to look elsewhere for a seat and so on.
The lack of staff can also lead to bad behaviour within the screening as well. People who constantly talk throughout the film or use their phones can be a huge distraction when you're trying to concentrate on the film. In addition, I will never understand why some of the loudest foods are sold in a cinema. Popcorn in a cinema is of course tradition, but it's highly aggravating having to hear someone munching, rustling their bag of sweets or slurping on their drink and I'm sure many will agree.
Littering is also a major issue, and not much is done about it anymore. Floors always seem sticky because someone has chosen to spit their gum out or spilt their soft drink and the staff hasn't properly cleaned it. As a film lover, I will continue to go to the cinema for the sake of watching a good film, but it's no wonder people distance themselves away from the cinema experience when it is just not a nice place to be.
The lack of business cinemas gain will also effect what they can purchase to screen. Cinemas up and down the country have to show low quality mainstream film in order to evade the risk of losing business. Last month, what potentially could turn out to be one of the biggest films of the year; The Place Beyond the Pines, was not showing at my three local cinemas – GI Joe: Retaliation was…
This may be down to the film industry in general. There are vast amounts of average to poor quality films being made for the less sophisticated movie viewer. There are too many lame blockbusters with all the needless CGI and special effects available. There are too many unromantic, unfunny rom-coms and definitely too many animated movies trying to emulate the success of a Toy Story or a Shrek, and miserably failing. This leaves no room for cinemas to afford showing the real quality films out there and I can almost guarantee they suffer financially as a result.
In contrast, the quality of TV has risen and overtaken the demand of film. TV studios have recently splashed out on production, crews and film quality actors and actresses. And best of all for the audience, TV is free and can be consumed in the comfort of your own home.
So really, it's no wonder cinemas are struggling. Much of it is out of their own hands, with poor quality of films being produced due to the ever changing demographic of the audience. Leaving less money for the cinema to spend on making their multiplex a nice place to go and watch a film. Fewer people are going to the cinema to spend vast amounts of money to see a film in poor conditions and too right.
In order for cinemas to survive, they need to find a balance of choosing the right films to show their viewers and combine that with a pleasant movie watching experience. Everyone enjoys going to the cinema, but it is rapidly losing the special experience factor of watching a film on the big screen. If cinemas continue to show poor quality movies in poor conditions, customers will continue to be driven away, leaving the future of multiplexes looking very bleak. It would be a disaster to see one of our country's favourite past times fail and cinemas begin to close.


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Let me guess, you have been playing The Denver Post crossword and got stuck on the clue Purify, in a way. Well, you have come to the right place to find the answer to this clue.
While some crosswords are much simpler than others, most require that players have a vast knowledge of the language and possibly even various topics. So while crossword puzzles are seen as a more intelligent game, they can be very frustrating for players to complete and even experienced crossword players need some help occasionally.
When finding the answers to the clues becomes too difficult, there's no shame in looking for them online.
Now you have the answer to your clue. Its time to move on to the next clue. You can browse through the list with all the answers to the The Denver Post crossword of November 20th, 2017. Or you can use the search form below to find the answer (no matter if its The Denver Post Crossword or any other crossword).
|The Denver Post crossword of November 20th, 2017 other clues
|Mane place
|Hydrotherapy sites
|Pigeons' homes
|Like most tribal lore
|Honeycomb segment
|Phenomenon caused by atmospheric ice crystals
|Barrel part
|Estevez of "Repo Man"
|Slangy affirmative
|Morning moisture
|Football great Marino
|Beau Brummell
|Lacoste of tennis
|Planes with no fuselage or tail assembly
|Causes to yawn
|Pants, slangily
|Charity do
|Pyramid's point
|Say "Tsk!" to
|iPad read, maybe
|Longish dress
|Kind of wine
|Mushers' rides
|Instrument played by the wind
|First-of-the-month item
|Waikiki keepsake
|Kind of PC port
|Anti-pollution org.
|Polo of "Meet the Fockers"
|Hand-holding event
|Missile test site
|Possessing heavenly qualities (like the last parts of 17-, 2
|Heart, but not soul
|Render speechless
|With 64-Down, tranquilizer deliverer
|Duck's milieu
|Bronx Zoo houseful
|Snooped (around)
|Bakery allure
|Sarah who wrote "Going Rogue"
|Carrier with a Star of David logo
|Hogwarts, for one
|Wasabi-coated bar morsel
|Treaty co-signer
|Fruit with an astringent flavor
|Nut mix morsel
|No longer hot
|Viagra, for sildenafil
|Icicle locale
|Bumped off
|Jazzman's lines
|Go nose-to-nose
|Crushing snake
|Actor Bruce who played Watson
|Like Jameson whiskey
|Negotiation-ending words
|In good spirits
|Goes soft
|The Crimson Tide, informally
|Early Ronny Howard role
|Crayola hue since 1934
|Napoleon's fate
|Old bomb of a car
|Huckster's line
|Sharply focused
|Forward, as mail
|Open, as a tube
|Say "Boo!" to
|Karate acquisitions
|Cupid, to the Greeks
|Eggplant ___ (deli hero)
|Talk like Don Corleone
|Division word
|Elton John-Tim Rice musical
|Four qts.
|See 67-Across
We offer support and help with a wide range of crosswords and are guaranteed to make sure you complete everything; the site is also updated regularly to make sure that all of our answers are correct and to add more crosswords to the ever growing list.__IMAGE__
If there is any problem with the answer, please contact us! We will fix the problem.


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A couple of weeks ago, the Bank of Canada surprised the market by cutting interest rates a quarter of a percent, setting the overnight rate at 0.75%. In response, Canada's banks sat on their hands for a while and then begrudgingly cut prime from 3% to 2.85%, and only after Royal Bank was the first to do so. Banks: they're bigger lemmings than the average high school student.
Here are a few more words I had to say about the surprise interest rate cut.
If you hold a variable rate mortgage, everything is coming up you. It depends on the mortgage contract, but for the most part your payment is going to stay steady throughout the 5-year term. That means less interest paid every year and more money going towards principal. That's good news for borrowers, but bad news for banks.
But what about the 2/3rds(ish) of Canadians that are currently paying off a fixed rate mortgage? 5-year rates have crept down to as low as 2.69%, while some sucker like you is paying 3.49% or even 3.89%. Hell, remember when some moron told you to lock in a 3.89% 10-year fixed mortgage?
Yeah. Not my finest moment. Although I still have a few years to redeem myself on that one.
In 'Murica, things are a little different than in Canada. They lock in their mortgages for 15 or 30 years, which is a pretty dope system from the homeowner's perspective. For a little extra in interest (current U.S. rates are ~3.8% for a 30-year fixed), you can lock in your payments for most of your adult life. This pretty much ensures a situation where the actual value of your mortgage payments will continue to do down over time due to inflation.
Because terms are so long in the U.S., the option exists t0 refinance your mortgage. Sure, there are fees attached to doing this, but generally the long-term interest savings more than make up for any short-term fees that are paid. A 1% discount in a mortgage rate can add up to tens of thousands in mortgage savings over the life of a 30-year loan. Unfortunately, Canadian loans aren't quite that simple.
I know a couple who signed up for a mortgage worth 6.5% annually back in 2008. 2010 rolled around and they were looking to get some sweet refinancing action going on. I believe they were in the market for a 3.49% fixed, which represented interest savings of nearly $10,000 annually on their $300,000 mortgage. Everything was rolling along until they asked the original lender to calculate the payout penalty.
The payout penalty came in at more than $20,000. Like most people, they didn't have the cash to come up with the penalty, and there wasn't enough equity in the house to borrow against it to come up with the cash either. So they they were stuck paying 6.5% for an additional 3 years.
Hidden in the fine print of your mortgage are the penalties incurred if you pay it out early. There are two, essentially, which cost you either three months worth of interest or the interest rate differential (or IRD for short, because like hell I'm typing that out again), whichever is greater.
Uh, Nelson, WTF is the IRD? Also I G2G so TTYL.
For the love of God, stop talking like that. Everyone.
The IRD is the difference between the rate you're paying now and the lender's current product for the life of the remaining mortgage. In the example above, the 6.5% rate would be compared to the 3-year rate currently offered by the bank. If the same 3% spread existed between the original lender's products, you'd be looking at a penalty of 9% of the mortgage balance, since each year is calculated.
Let's put that in number form:
Mortgage: $300,000
Current rate: 6.5%
New rate: 3.5%
Years left: 3
Total penalty (6.5%-3.5%) x (number of years) x (amount owing) = penalty
Banks are also allowed to use their posted rate at the time of giving you a mortgage in the calculations. Say the couple above was smart when getting their mortgage and didn't take the first offer. Instead, they negotiated it down to 5% annually. The original mortgage would have looked something like this:
Mortgage rate: 6.5%
Discount: 1.5%
Net rate: 5%
Even though the rate above is 5%, the bank can use 6.5% as the basis for calculating IRD. That way, they can really sock it to a borrower. And yes, this is fully legal. It's hidden in the fine print on page 12 of the mortgage contract I guarantee you didn't read.
So as rates have gone down, Canadians have largely been shut out of that sweet refinancing game. But not all is lost. There's one really easy way you can refinance. The problems is it just doesn't come along very often.
When your term is due, your lender will send you a statement to try and sign you up for another 1-5 years, depending on what you choose. At that point, you're free to go to another lender and try your luck with them without paying a penalty.
The banks will generally send out a renewal offer with pretty crummy rates, because they've crunched the numbers and know that something like 80% of Canadians will just sign back up without even checking what's out there. It's the low-hanging fruit of the banking world, and it's really profitable. You can blame them for trying.
If that happens to you, you can either take the impetus and go to another lender or give the bank a call and see if they'll give you a discounted rate. They'll usually say yes, and then it's up to you to determine just how good that rate is when looking at other lenders.
As a Canadian borrower, it's still possible to refinance your mortgage. It's just a little tougher to do it on this side of the border than it is down south.


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How we did it:
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Paul M. Duvall, Steve Matyas, Andrew Glover
Shows how the practice of Continuous Integration (CI) benefits software development by improving quality and reducing risk.
Antonio Goncalves
Java Enterprise Edition (Java EE) continues to be one of the leading Java technologies and platforms from Oracle (previously Sun). Beginning Java EE 6 Platform with GlassFish 3, Second Edition is this first tutorial book on the final (RTM) version of the Java EE 6 Platform. Step by step and easy to follow, this book describes many of the Java EE 6 specifications and reference implementations, and shows them in action using practical examples. This book uses the new version of GlassFish 3 to deploy and administer the code examples. Written by an expert member of the Java EE 6 specification request and review board in the Java Community Process (JCP), this book contains the best information possible, from an expert's perspective on enterprise Java technologies. What you'll learn Get started with the final version of the Java EE 6 Platform. Explore and use the new EJB 3.1 and JPA 2.0 APIs from entities to session beans to message-driven beans, and more. Discover the web tier development APIs including JSPs, JSTL, and Expression Language, and especially JSF 2.0 and Facelets. Uncover the new web services, RESTful services, and more available in Java EE 6. Create dynamic user interfaces for your enterprise and transactional Java applications. Who this book is for This book is for advanced Java programmers as well as Java EE 6 beginners. Architects will also find information about how to layer their Java EE applications. Table of Contents Java EE 6 at a Glance Java Persistence Object-Relational Mapping Managing Persistent Objects Callbacks and Listeners Enterprise Java Beans Session Beans and the Timer Service Callbacks and Interceptors Transactions and Security JavaServer Faces Pages and Components Processing and Navigation Sending Messages SOAP Web Services RESTful Web Services
Sonatype Company
For too long, developers have worked on disorganized application projects, where every part seemed to have its own build system, and no common repository existed for information about the state of the project. Now there's help. The long-awaited official documentation to Maven is here. Written by Maven creator Jason Van Zyl and his team at Sonatype, Maven: The Definitive Guide clearly explains how this tool can bring order to your software development projects. Maven is largely replacing Ant as the build tool of choice for large open source Java projects because, unlike Ant, Maven is also a project management tool that can run reports, generate a project website, and facilitate communication among members of a working team. To use Maven, everything you need to know is in this guide. The first part demonstrates the tool's capabilities through the development, from ideation to deployment, of several sample applications -- a simple software development project, a simple web application, a multi-module project, and a multi-module enterprise project. The second part offers a complete reference guide that includes: The POM and Project Relationships The Build Lifecycle Plugins Project website generation Advanced site generation Reporting Properties Build Profiles The Maven Repository Team Collaboration Writing Plugins IDEs such as Eclipse, IntelliJ, ands NetBeans Using and creating assemblies Developing with Maven Archetypes Several sources for Maven have appeared online for some time, but nothing served as an introduction and comprehensive reference guide to this tool -- until now. Maven: The Definitive Guide is the ideal book to help you manage development projects for software, web applications, and enterprise applications. And it comes straight from the source.


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Hd minecraft texture packs Mars Mission v1.82 - Version 1.82 is now available!
Minecraft Texture Packs - The Earth is overpopulated, and natural resources are scarce. The Moon Colonies have been ravaged by war. Humanity looks to the stars as our last hope. YOU have been selected to pilot the first manned mission to the Red Planet. You will touch down in Victoria Crater, where an automated rover has detected a new form of power emanating from strange GREEN CRYSTALS.
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Minecraft Texture Packs Get The Map Hd minecraft texture packs Over Here http://goo.gl/7JUK9


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Home Staging 101
By Macie Orrand
Home staging and getting ready for those showings can be an overwhelming feeling. Here are some tips to keep in mind when you think you are ready to put your home on the market!
Home Staging Tip for #1 – Declutter
When you begin to declutter the house it can become a bigger project than you had intended. Take it room by room. DO NOT start out in one room and then decide to stop to start on a different room that you think will take less time. Finish one room before moving on to the others. Trust me you will thank me later. Keep in mind not everything needs to be decluttered. Below are some main areas to check for clutter.
Linen closets/Bedroom closets. Actually any closet, in general, you should check!
Bathroom and kitchen counter tops
The tops of the kitchen cabinets and refrigerator
Outdoor areas
Why are these areas so important to declutter you ask? Well, if the buyer sees that you are running out of space they will feel like they will too. Making these spaces look open and still usable is a desirable characteristic that buyers look for at showings! Which leads me to my next point!
Home Staging Tip for #2 – Enlarge the Rooms
Try to make the rooms look larger. The bigger the room look, the more space the potential buyer sees! Here are some ways to do that!
Placement of furniture
Light, natural paint colors
Less wall décor
Open blinds and curtains to let natural light in
And of course….Decluttering ?
Home Staging Tip for #3 – Clean & Repair
Fix any cosmetic repairs and stains that will turn off buyers. If you dont want to see it, then chances are neither will someone looking at your home to buy.
Home Staging Tip for #
4.) Go ahead and box up a couple of items. Here is what to pack away and why!
Pack away any picture frames that are NOT attached to the wall. Having a lot of pictures on display may make it hard for the buyers to envision themselves there.
Pack away anything that is not being used! Out of sight out of mind is my motto!
Here is a tip for packing that I always tell my sellers, "If you can't see this item in your new home…throw it out or sell it." Do not pack something that you will not need or want to take with you to your new residence. It makes unpacking easier and faster!
Homes for sale in Murfreesboro are selling fast today but that doesn't mean you don't have to prepare your home. Making sure you have the perfect realtor/team to help you do that will ensure you will get the best price for your home!


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MERSEYSIDE Police has thanked the golf spectators who attended the Open Championship for helping to make the event a huge success.
Four people were arrested during the seven days while more than 200,000 people enjoyed the relax and friendly atmosphere of the event.
Offices worked closely with colleagues in partner agencies including the R&A – who had overall responsibility for security – Royal Liverpool Golf Course, Wirral Council and the local community.
After the event – which took 18 months worth of planning – Chief Superintendent John Martin said: "We are delighted with the way things have gone over the last week.
"The crowd were good natured and well behaved and a good time seems to have been had by the vast majority of spectators, who were not put off by the sweltering heat, or the rainy conditions on Saturday.
"This is a world-wide event which has brought visitors from all over the world to Hoylake.
"I would like to take this opportunity to thank everyone who attended and helped to make the event such a success.
"I would also like to acknowledge the professionalism of the police officers, R&R staff, marshalls and volunteers, involved in the event over the last week."
He added: "There were four arrests made in the seven days but this did not detract from the overwhelmingly friendly and good natured atmosphere of the event."


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Purchasing Managers IndexView Financial Glossary Index
Survey based on managers in supply management and purchasing sector. While this survey queries those in the manufacturing industry, it is often used as an sentiment on overall economy. A number of 50 indicates the economy is expanding. A number lower than 42 indicates that a recession is likely.
Are you an investing professional?
Click here to request a live demo of YCharts Professional, our premium suite of tools and data.
Learn more about our professional products. Call (866) 965-7552 or email email@example.com


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Many businesses are starting to see the benefits of a social media campaign, reaping the rewards of various platforms and observing growth and success across their company.
For some, the thought of incorporating social media in their marketing campaign is quite a daunting task or one they don't feel deserves their attention, as they view it as a fad of the moment that will quickly pass. There are many reasons to include social media in your marketing campaign, however:
1. It enables you to learn more about your audience
One of the most important building blocks of success is to know who your potential customers are and social media platforms are a perfect way to do this. As well as knowing the age and gender of your followers, you can also establish location and languages spoken, which will help you to deliver tailored content.
2. Helps you to get ahead of your competitors
If your competitors don't have a social media presence, you immediately have an advantage over them. If they do have accounts on Twitter and the like, however, you can glean an amazing amount of information about what they are doing. This can help you to fill niche markets they're missing or tweak product strategies to your advantage.
3. Provides networking opportunities
Another key part of success is finding opportunities to connect with other businesses and potential clients to form mutually beneficial alliances. Social media opens many networking opportunities and allows you to connect with others in your sector. It's also easy to find events, conferences and other opportunities to meet with others and establish face-to-face relationships.
4. Search engine optimisation
Search engines now see social media as one of the most powerful elements in determining the legitimacy and usefulness of your company. If you are an active brand on social media, you are more likely to rank higher in search results than if you don't have a social media presence.
5. Establishes you as an expert in your field
If you're able to use Twitter or Facebook to address any issues your customers are having, you'll quickly become known for your professionalism and expertise in your sector. Sharing relevant news stories also helps with this.
6. Makes your company more authentic
Potential customers will look up your company on social media sites to see what's currently happening, what you're offering and more importantly to see what others are saying about their experiences with you.
7. Receive instant feedback
Social media gives you instant feedback from your customers; whether positive or negative, you can gain a wealth of insight from tweets, posts and reviews. Respond to the feedback, thanking your customers for their positive comments or constructively deal with any negative feedback as, again, this will reflect well on you and your business.
8. Share content
Social media is the perfect place to share information about your newest products, latest offers, discounts, sales or job opportunities. Again, you should use sites like LinkedIn to promote yourselves as 'thought leaders', with blog posts and statuses about your sector or industry.
9. Increases traffic to your website
Social media helps potential customers to find your website and as established customers share your content or information about your products and services with their friends, social media is the new "word of mouth" advertising that was essential to success in the past.
10. Reduce costs
Social media platforms are free to use, though you will need to develop strategic plans so you can divide your time accordingly; a great way to speed this up is through a social media management platform such as ShoutPilot.
We can take care of your social media presence for you and provide a cost effective solution for this service if you don't have time to do it yourself. It may be worth looking to outsource this task, or simply use ShoutPilot as an effective management tool for your social media campaign.
ShoutPilot allows you to manage multiple social media platforms easily and includes features that make publishing content more efficient and effective. You can monitor social media sites for chatter about your company brand, products or services so that you can respond and get involved. Our Dashboard also includes analytical features, which will help you to analyse the information about your customer base and web traffic.
Social media can be a key player in your marketing strategy and if you do it right it can add significantly to the success of your business. You really have nothing to lose and everything to gain – now is the time to take your marketing campaign to the next level!


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Advanced Search |
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Click the button below to add the Ashtech ProMark 220 Receiver with L1/L2 GPS/GLONASS & Survey Pro to your wish list.
| All prices are in USD.
Copyright 2019 Surveying Warehouse.
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da Vinci 1.0
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With its robust build size of 7.8 x 7.8 x 7.8 inch (20x20x20cm), the da Vinci 1.0 is on average 69% bigger than all competing 3D printers for a fraction of the cost!
The da Vinci 1.0 is ready-to-go right out of the box. This plug-and-play 3D printer features easy-to-install filament cartridges for quick refills and filament swaps.
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If you're looking for an entry level printer, this is the perfect choice. The da Vinci 1.0 is best for:
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|The Best Pages of the Month
|March 1998
Be proud you don't suck!
All winners can either download this file, or go to
our awards-banners page for other options.
Creator: Ben Goodger
URL: Millenium IV
General Info: High tech site, reviews, editorials, Saturn Shrine, SM Faq files.
Nominated By: Mara K., Jared
I first heard of this site when it gave us an award about a year back.
It was under a totally different name then, it was pretty good, but now?
Layout wise, it's even better. This page rocks! One of the best I've ever seen for either a Sailormoon page or any page. As for content, it is similar in some ways to our own, giving out HTML advice, awards, and doing editorials. These are all very informative and well written. It also features a very unique Saturn Shrine, fanart, and copies of Ken Arromdee's SM Faq in both a "Windows Help" format and the "good old" text format. My only suggestion is maybe make the site bigger. He does such a good job presenting what he has, it makes you want to see more!
|As much of a fan of textbased pages as I am, I opted for the Standard loading. The left bar is a nice map of the site. It's not often that I get to say that I truly like the layout of a site, but this one fully meets my approval. The only thing I would change in the Saturn Shrine (and it's a quibble at best) is not having the links being purple un-underlined with black text. It was difficult occasionally to tell if a word was a link or not. Very nice site and I agree with the others, I would like to see this page expanded!
|Nice page. Three choices of set-ups, tried the second two, both are fast and easy to use. Good Hotaru information and things dealing with Saturn. HTML advice is very useful, editorials are interesting, and though I don't particularly agree with all his Crystal Points choices, it's a good idea to have examples of pages with good set-ups, information, and both. Over all, it's a good place for someone interested in seeing what one type of good page design looks like, finding tips on creating pages, and getting the SM FAQ, all in one swoop. Like CereCere, I agree that the page makes you want to see more; perhaps that's a suggestion the author can take up in the future.
Creator: Jubei & Psyber
URL: The Original Sailor Mars Shrine at Hikawa Jinja
General Info: A Mars Shrine, go fig?
Nominated By: Pandora
|A very nice shrine with some nice original ideas, and nice graphics. The info is very extensive on Mars, which is extactly what a shrine should try to do. It even looks at the other characters, but from the viewpoint of Mars. Very nice. My only suggestion would be to maybe cut back on the entrance stuff. "3 clicks" is a general rule you should follow when trying to send people to the stuff they want. You might want to cut out the announcments page, but still have it around for people who want to see it, rather than everyone pass through it.
|This is definitely better than the average shrine. The information pages are interesting and accurate. I liked how the character pages were for Rei's point of view, and didn't have all the blood type/food info on them. Again, these descriptions are accurate for being from Rei's point of view. Information that she wouldn't know isn't given, and things that she would know intimately are gone into with detail.
|Best Pages - 96/97 || Best Pages - 97/98 || Best Pages - 98/99 || Archive Index
|Main Index || Email


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Online Forms
Ref: C2338513
This course will help students use the Internet for filling up online applications and identify relevant websites specific to their job searching.
Course aim
To develop students' skills in using the Internet for searching websites for information in relation to job seeking opportunities and filling up online applications.
Do I need any particular skills or experience?
- This course is suitable for beginners and improvers
By the end of the course I should be able to:
- Search the Internet using Google and visit useful websites
- Fill up online applications
- Upload documents
How will I be taught?
- The WEA tutor will use a range of different teaching and learning methods and encourage you and the group to be actively involved in your learning
What kind of feedback can I expect?
- You will have opportunities to discuss your progress with your tutor
What else do I need to know?
- It would be helpful if students bring a notebook and folder for making notes and storing handouts.
Pre-course work, reading and information sources
- Students should satisfy themselves before attending the course that they can use a mouse to navigate around a windows desktop and have sufficient typing skills.
What can I do next?
- Progress to another WEA course
- This course could lead to a range of job opportunities. Follow link to National Careers Service for more details https://nationalcareersservice.direct.gov.uk/
Download full Course information sheet
Is this course right for me? Request more information
This course has been cancelled.


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EAST PALO ALTO, Calif. (PRWEB)
July 06, 2015
This week, international law firm Greenberg Traurig, LLP added Joshua H. Walker as a shareholder in the firm's Intellectual Property (IP) Practice. Walker was previously the leader of Simpson Thacher's IP Transactions Group in Palo Alto, and will now be practicing in Greenberg Traurig's Silicon Valley and Austin offices.
"Josh's addition to Greenberg Traurig is a true embodiment of the entrepreneurial spirit so strongly encouraged at the firm," said Chuck Birenbaum, chair of the firm's offices in Northern California. "He is one of the first lateral hires recruited via Facebook messenger, where Josh reached out to Ian Ballon directly to learn more about the firm's atmosphere and what it's like to split time between two offices."
"I have known and respected Josh for years through Stanford. When Josh messaged me on Facebook for advice about what it would be like working in two cities, I immediately suggested he meet some of my colleagues in Silicon Valley and Austin because I knew that Josh would be a great fit at the firm," said Ian Ballon, a shareholder in the firm's Silicon Valley and Los Angeles offices. "His legal experience, combined with his business experience, including previously serving as a founder and general counsel at a successful technology start-up, will certainly enhance our IP Practice in both Austin and Silicon Valley."
Walker handles all aspects of IP transactions and strategy, from patent and cyber/trade secret to copyright and trademark. He has extensive experience in IP M&A, strategy, licensing, and other complex technology transactions, particularly open source and IP risk analysis (e.g., data rights and privacy, patent valuation, complex open source compliance and remediation). Walker's client base includes leading technology companies and financial institutions.
Walker is also considered a pioneer in using hard IP data to help improve transactional, litigation, and business outcomes. A co-founder of the first law and computer science lab in the United States, at Stanford University, Walker previously architected and led the successful spin-off of leading "big data analytics" platform, Lex Machina, Inc., which provides legal intelligence to companies, law firms, and governments all over the world.
"As a highly regarded technology, IP, and open source lawyer, we look forward to having Josh join our team," said Bill Goines, managing shareholder of the firm's Silicon Valley office. "His technical, legal, and business background will not only greatly complement the group, but also benefit our clients."
"Clients increasingly need us to be entrepreneurial and interdisciplinary, to combine legal art with business acumen, and to solve problems," said Walker. "Having known Ian and Greenberg Traurig's Intellectual Property Practice for over a decade, I am confident that this is the right place to meet that client need, and I am keen to put my shoulder to the wheel."
Walker earned his J.D. from the University of Chicago Law School and his A.B., magnum cum laude, from Harvard College.
About Greenberg Traurig's Intellectual Property & Technology Practice
With more than 180 intellectual property attorneys and agents, Greenberg Traurig provides a broad range of patent, trademark, and copyright protection and strategic counseling. Greenberg Traurig was named a "National Tier 1" Law Firm for IP Litigation, Patent Law, Trademark and Information Technology Law by U.S. News and Best Lawyers, 2013 "Best Law Firms Rankings" in November 2012. The firm was also named a "National Tier 2" Law Firm for Copyright Law, Patent Litigation and Technology Law by U.S. News and Best Lawyers, 2013 "Best Law Firms Rankings" in November 2012.
About Greenberg Traurig, LLP
Greenberg Traurig, LLP is an international, multi-practice law firm with approximately 1800 attorneys serving clients from 37 offices in the United States, Latin America, Europe, Asia, and the Middle East. The firm is among the "Power Elite" in the 2014 BTI Client Relationship Scorecard report, which assesses the nature and strength of law firms' client relationships. For additional information, please visit http://www.gtlaw.com.
Contact: Coral-Mary Southam | southamc(at)gtlaw(dot)com | 310-586-7717


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Waldron College of Health and Human Services
- Davis College of Business and Economics
- College of Education and Human Development
- College of Graduate Studies and Research
- Waldron College of Health and Human Services
- College of Humanities and Behavioral Sciences
- Artis College of Science and Technology
- College of Visual and Performing Arts
- Other Offices and Departments
Radford Campus
The School of Social Work and the Graduate School are currently accepting applications. For fullest consideration, completed applications should be received by March 1 for the Standard Programs. Applications should be received no later than January 31 for the Advanced Standing Program. Application materials will be accepted until the programs are full.
Apply online here for either MSW program.


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Lincoln Lake Trail is a moderately strenuous hike beginning with a steep steady climb up Snyder Ridge. At 4.4 miles the trail reaches the junction with the Lincoln Creek trail. Turn left for Lincoln Lake. Trail continues gradually uphill until reaching Lincoln Lake. Lincoln Lake is a cirque lake that is surrounded by cliffs on three sides with Beaver Chief Falls cascading down the headwall. There is a campground at the foot of the lake. Length: 8.0 milesTrail Begins: Going-To-The-Sun Road at marked trailheadTrail Ends: Lincoln LakeUSGS Map1: Park Map
Mailing Address
Not AvailableStreet AddressNot Available
Phone: 406-888-7800
Lincoln Lake Trail can be accessed by going north from Middle Fork/Flathead area.
Not AvailableHoursNot Available
Not AvailableReservationsNot Available
Bird Watching, Environmental, Hiking, Nature Area, Picnicking, Sightseeing, Walking, Wildlife Viewing
Southwest Montana Travel Information
Southwest Montana travel information and a free Visitor's Guide.
Central Montana Travel Information
Central Montana travel information and a free Travel Planner.
Big Sky Montana Hotels
Visit Big Sky, Montana this Winter!


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Lovely readers,
If you're feeling charitable and fancy a bit of shopping, I would be chuffed to see you at this sample sale next thursday, where bags and belts from Ally Capellino, shoes from Tracey Neuls and knitwear from Jo Gordon will all be on sale from £15.
The proceeds of your £2 entry will support two charitable establishments:
St Hilda's East Community Centre and Acorn House (a recovery support centre).
Please come along and bring all your friends & family too! :)


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Angelina Jolie Has Double Mastectomy
Angelina Jolie has written a new op ed piece in the New York Timeswhich reveals that she underwent a double mastectomy to lower her cancer risk. The 37-year-old completed three months of medical procedures in April and will be documenting her experience for the Pink Lotus Breast Center website.
The mother of six wrote, "Doctors estimated that I had an 87 percent risk of breast cancer and a 50 percent risk of ovarian cancer. Once I knew that this was my reality, I decided to be proactive." Jolie added, "I am fortunate to have a partner, Brad Pitt, who is so loving and supportive. For any woman reading this, I hope it helps you to know you have options."
This story and more entertainment news by clicking on the audio button.


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Payday Advance Utah
There are various reasons why you may require cash at a moments notice. To name just a few, the vehicle you depend on to get to work, take kids to school, and run important errands may break down, housing systems such as air conditioning, heating, electrical, or plumbing could malfunction, or a family member could come down with a sudden illness that requires treatment and medications.
Many times, these kinds of sudden and unexpected emergencies catch you without the necessary funds to properly deal with them. It is at these moments that having access to the cash you need to overcome your emergency is most welcome. In the state of Utah, you can receive cash advancements quickly and easily through Utah payday loans.
What Exactly Are Utah Payday Advances?
Payday advance loans are designed to meet financial emergencies by providing easily obtained and fast cash advances. These short-term loans usually provide small sums of cash in amounts less than $1,000 that must quickly be repaid, typically in the time period of a month.
Payday loans are quickly repaid and meet financial emergencies by providing cash quickly, usually in less than 24 hours, at the cost of payday loan lenders attaching high-finance charges and associated fees. Payday advance Utah loans can be a good option for fast cash when a pressing need arises.
How to Acquire Utah Payday Loans
Utah payday loans consist of an easy application and approval process, which provides needed cash quickly, and can be used for any emergency or unexpected situation that requires funding. Therefore, all you need to do is choose either a Utah payday loan lender or an online payday loan lender that provides advances to Utah residents.
Your preferred lender will require that you fill out a brief payday loan application form, which is submitted for approval with several other required sources of information. You will provide with your application a copy of your current identification, bank information for either your checking or savings account, and documented proof of your income that can be provided either via past paycheck stubs or bank statements.
The approved loan amount will be deposited into your provided bank account upon approval, which can occur within hours, or upon the next business day. When it's time to repay your Utah payday loan, you can return to the lender's office to make the payment in person, approve electronic withdrawal from your account, or provide a post-dated personal check that can be cashed on the due date.
Utah Payday Loan Laws
Utah payday loans are quite relaxed and don't have set limits on most areas surrounding them. For example, there are no specified limits on loan amounts, finance charges, service fees, collection fees, or the maximum number of outstanding loans at any given time. The structure of Utah payday loans are, by and large, left up to the discretion of Utah payday loan lenders. However, Utah payday loan businesses are required to post in open view, a full list of interest rates, fees, and expected payment schedules.
Utah payday loans must be repaid within a maximum of three months. Rollovers or extensions of payday advances are also allowed as long as the loan term is no more than 12 weeks.
Because Utah payday loan laws are so lax, it is up to the borrower to shop around and find Utah payday loan lenders or online payday loan lenders that offer the most competitive loans, rates, and fees as these can vary greatly between lenders.
Collection fees and information as to whether criminal procedures can be pursued by Utah payday loan lenders for default loans are not specified.
Where to Acquire More Information on Utah Payday Loans
More information on payday loans and the Utah laws governing them can be found by contacting the following office.
Utah Department of Financial Institutions (DFI)
324 South State Street, Suite 201
Salt Lake City, UT 84111
Phone: 801-538-8830 or 801-538-8894
Website: http://www.dfi.utah.gov/


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Posted on Wednesday, September 9th, 2015 at 9:18 am
There have been free samples for eczema before, and here's a new one that's literally the whole kit and caboodle. This new free sample deal will get you a welcome letter, NEA brochures, NEA wristband, 0.5oz. sample of Aveeno Eczema Therapy Moisturizing Cream, and coupon good for $2 off Aveeno products. Simply make a pledge at the link below to get this or one of a few different sample skin care products available from them.
|Free Samples In Your Email
|Subscribe »
Sample A Day posts samples daily that are free with no catch. We double check the offers to make sure they are real. Offers can expire quick so check back daily!
Nick Skeba helped cofound this site back in 2007. He lives in Chicago and loves free stuff! People are always asking him how he gets so many deals? He just tells them, Sample A Day! He writes coupon site as well as this website.
Scott Aaronson also helped cofound this website and even though is a lawyer by day, he's still loves his free samples. Find him eating lunch from the sample ladies at Costco!


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Program helps locals get green thumb
The area behind the Food Bank of State College on South Atherton Street looked more like a miniature farm Friday than a parking lot.
It was full of broccoli, cabbage, eggplant, lettuce, tomato, squash and herb plants for food bank clients to plant in their own gardens.
Members of Penn State Master Gardeners, Centre County Office of Adult Services and Nutrition Links teamed up with the food bank for the annual Home Grown Project.
For the past five years, the event has helped a few hundred local families better understand the food they consume, master gardener Norman Knaub said.
"It's a kind of a 'how-to' on gardening and nutrition," he said.
And it meets the food bank's mission to enhance services to clients in addition to distributing food.
"We're always looking for ways to improve services to meet their needs," said Carol Pioli, Food Bank of State College executive director.
Last year the program served about 30 families solely from State College, Knaub said. This year, people from across the county were invited.
Liam McTernan was excited to take home young plants for his family's garden.
He said his favorite vegetables are tomatoes and cucumbers, as he pointed out the plants he wanted his mother to choose.
The 9-year-old enjoys making pancakes, but said he might switch to cooking omelets for breakfast — with vegetables his mother got at the event.
Liam and his mother, Kirsten McTernan, of State College, worked with Knaub, who gave the family gardening tips.
"This is our first year of gardening," McTernan said. "We're taking all the help we can get."
The McTernans' yard attracts a lot of rabbits, so Knaub suggested putting a 2-foot fence around individual plants to keep the animals away from the produce.
"It's been helpful," McTernan said. "We're learning the basics and getting really practical tips."
Knaub said that if first-time gardeners know the rules on spacing, watering and sun coverage, they're golden.
"It takes a few quick pointers and they should be good to go," he said.
However, Penn State Master Gardeners are available year-round to answer questions. They are gardening experts who provide education and outreach to individuals.
And with that gardening knowledge comes nutrition and recipe recommendations.
"We want to make sure they know the most about what they're picking," Penn State nutritionist Leoni Georgiou said.
She had a stand at the front of the garden area where guests could sample salsa, yogurt dip, whole-wheat pita chips and a snack pack made of nuts and whole-grain foods.
"It's getting a really positive response," Georgiou said. "It's about eating right, teaching food safety ... and it surprises people when they see it tastes good and makes you feel good, too."
But the main objective is to help those served by the food pantries to be more self-sustaining.
"It's doing our part in educating and helping people prosper," Pioli said.
Knaub donated two-thirds of the plants from his personal garden at his Centre Hall home to the event Friday. The rest came from other master gardeners or were purchased with money from the program.


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Location: Cyclopark, Gravesend, Kent
Event: 24 February 2013
Report: Snowdon Sports
Pedal Heaven RT's Jamie Pine took victory in the final round of the South East League Winter Series at the Cyclopark in Gravesend on Saturday, completing a good day for his team at the Kent venue.
Pedal Heaven placed five riders in the top seven of the race for E12 riders, and got their man on top of the podium.
Pine, 35 and from Walton on Thames in Surrey, is a man in good form recently having won the seventh round of the Winter in the Park Series staged at the same venue last weekend, and he also took second spot in the Imperial Winter Series at Hillingdon earlier this month.
Pine held off Kingsnorth International rider Jake Martin to take the win, while first cat rider Tom Fitzpatrick (Strada Sport) did well to take third spot.
Meanwhile, Aprire Bicycles' Michael Barnes took victory in the race for third and fourth category riders.
1st Jamie Pine Pedal Heaven RT elite
2nd Jake Martin Kingsnorth International Elite
3rd Tom Fitzpatrick Strada Sport 1
4th Chris McNamara Pedal Heaven RT Elite
5th Alan Ridler Pedal Heaven RT elite
6th Alex Camier Pedal Heaven RT 2
7th Tim Elverson Pedal Heaven RT elite
8th Rolandas Razgauskis La Fuga 2
9th Jez McCann PMR@Toachim House 2
10th Rhys Clegg PMR@Toachim House 2
11th Ryan Visser Redhill CC 2
12th Patrick Martin Wyndymilla 2
13th James Local London Dynamo 2
14th Harry Godding PMR@Toachim House 1 U23
15th Philip Murrell Finsbury Park CC 2
16th Phil Dempsey Aprire Bicycles RT 2
17th Will Pratt Aprire Bicycles RT 1
18th Josh Parkin Aprire Bicycles RT 2J
19th Luke Anderson Wigmore CC 2
20th Jason Nind Wigmore CC 2 v
3/4 Cat:
1st Michael Barnes Aprire Bicycles RT 3
2nd Scott Gilchrist 4t+ Velo 3
3rd James Dunsbier London Dynamo 3
4th Miles Butler London Phoenix CC 3
5th David Bird London Phoenix CC 3
6th Vojiech Blazejovski Brixton Cycles CC 3
7th Steven Smith Clay Cross RT 3
8th Simas Raguckas Private 4
9th Shaun O'Hara ESSEX ROADS 3
10th Shaun Williams SFA Racing 3
11th James Connell Brixton Cycles CC 3
12th Jeremy Brougham London Dynamo 3
13th Cliff Steele Brixton Cycles CC 3cat
14th Richard Bayfield London Phoenix CC 3
15th Brian Hennessey Redhill CC 3V
16th Simon Barnes London Dynamo 4
17th Josh Simpson SFA Racing 4
18th Andrew Macey Ashford Wheelers 3
19th Adrian Wills Ashford Wheelers CC 4
20th Simon Bennett VC Deal 4V
21st Richard Birtwhistle Sydenham Wheelers C.C. 4V
22nd Theo Doncaster CC Ashwell 3J
23rd Phil Appleby Wigmore CC 4
24th Matthew Leary In Gear RT 4
25th Nicholas Corbett Private DL
Please credit www.britishcycling.org.uk and link back if you use any of our race results.
British Cycling would like to thank the organising team, officials and everyone else who helped promote this event. Our sport could not exist without the hundreds of people, many of them unpaid volunteers, who put in many hours of hard work running events, activities and clubs.


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Before we look in the difference between the two protocols: HTTP and HTTPS, lets look into a small brief about them.
HyperText Transfer Protocol or HTTP is an application protocol for distributed, collaborative, hypermedia information systems that allow users of the World Wide Web to exchange information and data communication.
When you type a web address in computer's web browser, your browser acts as a client, and the computer having the requested information acts as a server. When client requests for any information from the server, it uses HTTP protocol to do so.
HTTPS or Hypertext Transfer Protocol Secure is simply layering the Hypertext Transfer Protocol (HTTP) on top of the SSL/TLS protocol, that adds the security capabilities of SSL/TLS to standard HTTP communications. It is combination of Hypertext Transfer Protocol (HTTPS) and SSL/TLS protocol. It is more secure way of sending request to server from a client it is encrypted. This kind of communication is used for accessing those websites where security is required like Banking websites, payment gateway, emails, etc.
Some major differences between HTTP and HTTPS:
|URL begins with "http://"
|URL begins with "https://"
|Port 80 is used for communication
|It uses port 443 for communication
|This type of protocol is unsecured
|This protocol is secured as it uses a layer of SSL/TLS protocol
|Operates at Application Layer
|Operates at Transport Layer
|No encryptions are used
|Encryption is used to secure data
|No certificates is required
|Certificates required for https protocol


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Results: 2
SpeakFAST is a voice output module designed for use with a torque wrench by individuals who are blind or have low vision. This module provides access to the FAST Technologies Sensor System 1000 torque wrench by capturing data from the wrench and converting it to equivalent speech output. The module is used in conjunction with a modified FAST Technology Series 1000 torque meter and sensor to provide speech output of torque readings. The two units are connected and mated into one portable unit tha
Automatic torque wrench. Ratchet action snap on click type wrench included. 100 inch pound, 100 foot pound, 200 foot pound.
print close directions


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Munich Premiere...the "Macrophones"...
PR: With over 40 years of playback and 25 years of concert recording experience, Kostas Metaxas has once again subverted what is or isn't possible in the aesthetic and state of the art in loudspeaker design.
Once Metaxas perfected the art of CNC machining organic shapes with amplifiers, it opened up similar possibilities with speakers.
CNC allows the sculpting of a shape with incredible rigidity, in a much smaller form factor than is possible with other materials. At the same time it minimizes front baffle diffraction whilst maximizing internal volume for an ideal and extended bass response.
The Macrophones
Mimicking the inverse of the microphones used in purist recordings, the "Macrophones" are mini-monitors designed to be used to seriously monitor recording/playback, which can be scaled with the addition of "modules" to become as miniature for location work to as grand as is necessary for studio or home playback.
They were specifically developed to monitor location recording work for the perfect positioning of microphones in 3D space and to help the recording engineer stereo mix the 4-5 microphone channels in real time to a stereo analogue tape.
Each macrophone is machined in two halves forming an ideal shape to mount the Accuton ceramic drivers and reduce cabinet colourations. The solid CNC-machined solid aluminium essentially extends the ceramic cone supports from the rigid speaker baskets to the entire cabinet.
A pair of Macrophones can fit into a Pelican 1600 series case to be bumped in and out of the most important acoustic venues, in the world - Abbey Rd, Musikverein, Concertgebouw or Carnegie Hall.
The Sirens
With more than a passing reference to Homer's Odyssey, the apt metaphor is testimony to the sheer musicality and realism that allows this potent 3-way system, CNC carved from a block of solid aluminium [or titanium] to engage and captivate it's audience with its sound and to invigorate the mind with it's extreme sculptural aesthetic.
Using ideas borrowed from Neumann TLM 50 and M150 microphones, the SIREN embeds the Accuton drivers into spheres mounted onto an organic "time-aligned" sculpture. Despite the unique and unusual shape, the design is a seriously engineered, no-compromise loudspeaker with emphasis on absolute sound quality.
Accuton ultra-low colouration ceramic drivers are used in some of the most expensive systems currently available, but it's only when you marry them to a curvacious, stiff, inert massive machined "body" that you can really hear - and probably for the first time appreciate, their sheer neutrality.
FUTURE PROOF. In a true "bespoke" manner, the actual configuration of drivers can be chosen, Since there are different "levels" of Accuton ceramic drivers , up to and including their ultra-expensive "diamond" tweeter, the customer has a choice of which tweeter, midrange and 8" woofer they would prefer to use now, or in the future.


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Link up to the Paper Issues Halloween Hootenanny for a chance to win an entire Heidi Swapp Shine Mist.
Thursday, October 24, 2013
Keep Calm and Carve On | Scraptastic Kit Club
Link up to the Paper Issues Halloween Hootenanny for a chance to win an entire Heidi Swapp Shine Mist.
14 comments:
Wow! This is such a cool page, Patricia! Love the stitching with the loose threads, the stamped vellum images (especially the spider hanging out in there) and all of the wonderful layering too!ReplyDelete
Ohhhh I love this, the black and white looks so very cool with your photos! The stitching adds so much texture along with the great layers, and the embossing too, wow!ReplyDelete
So fun! Great title, and what a fantastic pumpkin! My girls would LOVE It!ReplyDelete
Your page is so cool and festive. Love the use of all the black. Perfect!ReplyDelete
So fun Patricia, love the texture on this and those cute little pumpkins!~ReplyDelete
Love this page!! So cool!!ReplyDelete
Awesome page, Patricia!! Love the Raven and quote for your title!!ReplyDelete
Oh, I LOVE it! This brought out the Halloween spirit in me. I have been so absorbed in my painting class that I've completely lost track of the calendar. I really force myself to be present for the season in the mornings because I know that this is my FAVORITE time of the year and I want to savor the beauty of it, but everything else has been sacrificed (including Halloween anticipation) for painting. Luckily, Gracie, Tom, and my parents are carrying on without me :) But, gosh, I LOVE that pumpkin.ReplyDelete
This is again such an awesome layout!! Love the photos too!ReplyDelete
Love your Halloween page. Great layering and love the title - love how you were inspired.ReplyDelete
Wow!! This is gorgeous!! The color combo really pops!ReplyDelete
Fun sentiment and all those layers and embellies ... terrific layout!!
I just totally love this page, the stitching with the thread really makes them look like blowing leaves - and of course i LOVE your pumpkin! Great job! I am going to attempt the Dalek pumpkin that I have seen on instagram with a real pumpkin.ReplyDelete
So cool! I love the bird silhouette...and the series of your Minny pumpkin!ReplyDelete
THIS I LOVE! LOVE the smaller pictures and that you documented your progress on your SWEET pumpkin!ReplyDelete


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Midwest death metal titans JUNGLE ROT will enter the studio on January 5th, 2018 to produce their tenth full length album. "Once again, we've stuck with the tried and true JUNGLE ROT formula to produce another killer record that all our fans and everyone will enjoy," promises vocalist/guitarist Dave Matrise. "It's been nice to get back to doing what we do best and that's writing brutal, heavy music."
The titles slated to appear include "Delusional Denial," "Glory For The Fallen," "Stay Dead," "Twisted Mind," "Fearmonger," "Pumped Full Of Lead," "A Burning Cinder," "Triggered," "Full Scale War" and "Send Forth Oblivion." The band is also working on two as-of-yet unnamed cover songs. Recording will take place at Belle City Sound in Racine, Wisconsin with engineer Chris Djuricic at the helm. Mixing and mastering will be handled by the legendary Dan Swanö (Dark Funeral, Marduk), and accompanying the band behind the drums will be past contributor Jesse Beahler. The artwork will once again be created by longtime JUNGLE ROT album cover artist Gyula Havancsak and the record will be released in Spring 2018 on Victory Records (their fifth release for the label). Bassist James Genenz adds, "We've got quite a fire under our collective asses and we're psyched to get this album out! This is going to be a nasty record!"
Since the release of 2015's Order Shall Prevail, JUNGLE ROT invaded South and Central America for the first time, selling out shows in record time, as well as making their presence known on the 2015 Rockstar Mayhem Festival, 2016's Metal Alliance Tour, and this past summer supporting German metal legends Destruction. Geoff Bub concludes, "We feel lucky to be able to express ourselves for so long through so many albums. I'm hoping our fans will never tire of meat and potatoes metal!"


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Welcome to Alpha Kindergarten School
We know how hard it is to find somewhere that you think is just right for your child. For over 20 years, we have been caring for children and giving them the best start to life.
Our dedication to excellence in childcare will support your child to make friends and become happy, social and confident learners who are ready for school.
Great location for familiesConveniently located in Fletton, just minutes from Peterborough City Centre and with easy access to Stanground, Cardea and Hempsted, our spacious indoor and outdoor facilities provide a safe, fun and stimulating environment.
Your child treated as an individualYour child will receive individual attention with personalised development plans as they start to grasp key skills through play.
Experienced teamOur experienced management team support our longstanding and qualified nursery team to build strong relationships with parents. So when you pick your child up, you'll know exactly what they've done each day as they develop and learn more about the world with their friends.
Visit today!We're confident that you will find that Alpha Kindergarten School is the right choice for you and your child. But don't take our word for it – just pop in and take a look around. We'd be proud to show you our fantastic nursery.
Pop in and take a look around today - no need to book an appointment. For more information call 01733 311 080 or email firstname.lastname@example.com


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This was my first gig with Obscura Digital. We had an extremely ambitious script and storyboard for Stravinsky's Firebird. I was brought on board because I had traditional animation and motion graphics skills, computer/vfx skills, and classical music training: I could integrate traditional animation techniques with computer delivery / procedural systems and I could read the score. The only problem was that the schedule was far too short for the existing creative to be realized.
I decided to scrap the whole thing and began creating a huge library of organic elements inspired by the themes (both literally and musically) of the piece. This included a lot of paintings (watercolor) of sprite elements, animated cycles and backgrounds used both as rolling dissolves and in a multi-plane fashion. I had 2 fantastic assistants (Tim Digulla and Joe Maslov) and between the 3 of us, we put all this art under the camera and animated it with moving lights, replacement techniques etc. We then built scenes in After Effects corresponding to the movements in the piece with cues to be performed live by the VJ in sync with the orchestra.
The biggest challenge were the audio-reactive elements which used real time processing to 'react' to the dynamics of the orchestra. The first tests were quite disappointing – the relationship between the amplitude of the instruments and the playback of the animation resulted in a frantic twitching which was both unintended and unattractive. I eventually got good results by radically exaggerating the animation principle of 'eases' to make the tiniest amplitude fluctuations result in very broad movements.
Michael Tilson Thomas like the early screenings so much he moved the Firebird to the finale of the concert and Obscura were so happy with the work that they asked me to stay on and direct their next project – a huge (record setting) building projection for Coca Cola's 125th anniversary.
Architectural Mapping of the Sydney Opera House
"Tripping the light fantastic with chic geeks – San Francisco's hot-to-trot Obscura Digital made light of some very sweet music" – Sydney Morning Herald
Obscura Digital unveiled one of its most creative innovations to date, when it fused live experiential technology with a masterpiece of modernist architecture, transforming the dynamic Sydney Opera House structure into a visual augmentation of a live symphonic performance.
Over ten years of Obscura Digital's technology innovations culminated in this two-hour show, in which they amplified the artistry of the YouTube Symphony Orchestra Grand Finale event with real-time audio-reactive graphic projections that simultaneously canvassed the interior and exterior of the iconic building with parallel projection shows.
PR Newswire
Sydney Morning Herald, Australia


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Access Statement
We aim to cater for the needs of our entire guests, in our family owned, 8 en suite bedroom guesthouse.
- There is a bus stop immediately outside the entrance Woodlands for journeys Westward and opposite going East.
- The Bodmin Parkway train station is 40 minutes by car, Newquay Airport is 20 minutes by car.
- There are many local taxi firms which we will book on your behalf.
- Our website has a 'where to find us' map.
Arrival & Car Parking Facilities
- There are two designated parking bays next to the rear of the Guesthouse, beside the ramp into the ground-floor rooms, and there is ample free parking space. Disabled guests will find arrival at the Conservatory entrance, at the rear of the building easier than through the front Door.
- We offer assistance with luggage
- The car park surface is tarmac and level and fully lit at night with security lights
- There is gentle slope to the conservatory doors and no steps. The conservatory door (77cm gap) has a single leaver door handle that opens outwards, there is a secondary door (125cm gap fully open) that is locked, this can be opened for wider chairs and powered 'Ramblers'. The Conservatory floor-space is 188cm. by 700cm. There is a fire-door into the guesthouse that is locked after 10.00pm but guests have a door key for access. THE CONSERVATORY DOOR IS NEVER LOCKED. There is a small ramp into the rest of the main reception rooms; the dining room, Morning Room (reception), the Blue Room (guest sitting room) and the library of books and DVDs in the main hall.
Front Entrance & Reception
- The Front Entrance is not suitable for wheelchair users or infirm guests. There is a step up through the Porch Door of 20 cm (8 inches) and a further step at the main front door of 14cm. (5.5 inches). The Porch door opens inwards and is closed mostly all the time. There is a single- lever door handle. The Front door is open from 7.00am to 8.00pm there after it is locked and guests have a key to open and there is a large handle to turn as well. The door is heavy and opens inwards. The reception desk is in the Morning Room; first on the right, opposite the Blue Room.
- There is a low-level desk.
- Flooring is a combination of floor-board, tiles and carpet
- Reception is all on one level to ground-floor bedrooms
- Public Areas - General (Internal)
- Our corridors are well lit and carpeted
- The dining rooms and honesty bar are assessable on one level – door gap of 85cm.
- The Blue Room (guest sitting-room) is floor-board and a rug, door gap of 85cm.
- The Morning Room (reception) is floor-board and a rug, door gap is 85cm.
- Public Areas - WC
- There is a high-level seat in the ladies WC, level access from main hallway.
- The fire alarm system has bells and does not have flashing lights. The ground-floor doors are closed automatically if the alarm is sounded. Assistance is given if evacuation is necessary
- Dining Room.
- Movable seating throughout. There are chairs with or without arms
- Table clearance height 62cm and width 54cm to 94cm. Dining room tables are laid with white table linen
- Menus are provided in large print or brail on request
2 bedrooms on the ground floor with conservatory access widths of 188cm and door width of 71cm, low-level light switches.
1 bedroom with adapted bathroom with roll-in shower, transfer bars and grab rails. The other ground-floor; bedroom with bath with hand-holds and anti-slip bottom of the bath. Shower.
Grounds and Gardens
- We have decking adjacent to the conservatory ramp with a gentle ramp down to the big lawn.
- There is a 4 X 20cm high steps down onto the croquet lawn area where there is a water feature and fishpond, which is not fenced.
Additional Information
- Well behaved dogs as well as assistance dogs are welcome.
- We do not permit smoking in any part of the Guesthouse, smoking is permitted outside in the gardens.
- Small fridge available for medication
- You are able to use the front doors (there will be a latch and a large door handle to operate at night and the door opens inwards) and the Conservatory doors (this door is never locked and opens outwards from inside the conservatory) in the event of evacuation. The bells will ring continuously if evacuation is needed. If you require assistance for evacuating please notify us on arrival.
Contact Information
Address: PIPPA & HUGO WOOLLEY
Woodlands Country House,
Treator, Padstow,
Telephone: 01841 532 426
Super-fast Broadband.
Hours of operation: From 7.00am to 8.00pm. (07.00 to 20.00) Emergency help and assistance 24 hours.
Although we have tried to be as accurate and include as much detail as we can in our Access Statement, we are always willing to give information on any aspect of the hotel if this statement does not answer your particular query.


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Separate names with a comma.
Discussion in 'Amps and Cabs [BG]' started by sedan_dad, Oct 27, 2013.
Are the 350's inherently more stable than the 500's ? That's the impression I'm getting.
I have had my pf350 for almost a year now, used it on many gigs and rehearsals and never had an issue. Maybe I am one of the lucky ones!!!
My PF-350 is totally stable, but I can make it to cut out.
It has NEVER happened unless I REALLY intended to do it - when I want it to crap out I can do it with almost every note I pluck - just need to set gain, vol and eq properly (or rather IMproperly). I played it outdoors, indoors, loud and quiet. No problems at all, no fault light, no cutting out.
My most extreme settings - gain and vol at 2-2:30 o'clock. Lows at 1 o'clock, mids 2 o'clock, highs 9-10 o'clock.
My last gig was with FOUR guitar players, one of them - who was standing next to me - was using Marshall JCM 900 through 1960 cab (4x12) with master volume cranked to the maximum. We played without PA support and my 350 through PF-115HE did a great job.
I'm pretty sure I'd be as happy with PF-500, but I went with 350 because it's lighter and I think that I'd feel not totally satisfied with PF-500s preamp. Front layout is almost the same as on my old 3pro but I think that without the tubes the sound would not be there.
1: The PF-350 has had much fewer reported issues.
2: TB'ers have reported several issues with the early model PF-500. There have probably been 6-7 various revisions of the PF500 and my assumption would be current issues being reported are the result of "old stock" that was sitting in the warehouse.
3: If they had the PF-800 available when I purchased my PF500 a couple years ago (it's still problem free) I would have probably opted for more power. So rather than decide between the PF350/PF500 I would make a decision regarding the PF350/PF800.
I believe you are fine with either if the revision level of the PF-500 is high enough. Check the big PF350/PF500 thread; there's a discussion there. Rev C/D and lower seem to be the ones to avoid.
I've never had a cutting out problem with any of them, and I've tried to make it happen.
No issues with my PF350. I really like the simple effective EQ on the 350 pre although I would think that many people would find it not as flexible as the 500's EQ setup.
Recently I was at a Ampeg repair center with my burnt-out PF-500.
The service tech said they we're already up to "Rev. J" at that time.
With that many revisions still going on, my guess is the bugs haven't been totally worked out yet...
The SVT has undergone tons of revisions over the years and it still gets revised from time to time.
I use my PF350 with an Eden 410 cabinet for my DB and BG. For the DB, gain is at 1:00, EQ mostly flat, and the volume pegged, and the thing sounds great. I would've/should've gotten the PF500, but the reliability issues prevented me from making the leap.
The thing to know about the PF series heads is that, if you have a failure under it's warranty your golden, Ampeg has been great about replacing the failed heads with a brand new one.
Have a failure outside of the warranty and you have three options.
#1...Take it to a authorized Ampeg service center and the Ampeg service techs will tell you it'll cost almost as much to repair as it will for you to purchase a new one. (They actually recommended me to just toss mine!)
#2...Order a Main Board from Ampeg and try the repairs yourself. (There is no warranty on parts installed by the user.)
#3...Sell it to someone who likes to tinker with electronics for pennies on the dollar. (This is what I did with my 500, lost my butt on the deal but atleast I got something out of it.)
Seems to me that the number of failures reported has slacked off some. To arrive at this conclusion I of course used the highly scientific method of reading TB posts. So the answer is clear - if you like the sound, get one. I put my money where my mouth is, and I bought a PF800.
I have had my 350 go into protection. The solution was to go about 2 o'clock or lower on the volume and drive the pre. Bingo. Running the Pf115he it Absolutely slayed the fender 350 combo the other guy at a jam party had. Perfect for our rehearsals too. Hook up both 115s and it's huge. But if you have the dough and the need get the 800.
I've had similar results with my 350. The thing doesn't come alive until about 1 o'clock on the gain and volume knobs, and starts to limit out at around 2:30. Keep it there and it's solid. Plenty loud into a single 8ohm fEARful. Have not used the amp into a 4ohm load, yet.
Don't let the few naysayers sway your opinion, the PF500 went through some serious 'growing pains' but the changes were almost 2 years ago and some people are carrying a grudge.
I bought my PF500 in June (rev. G) and use it nearly every day, not a single problem just that Ampeg tone. I've said this before, if you buy one just make sure it isn't an old unit that was sitting around for over a year, unless they give you a great deal and a solid extended warranty (good advice for any modern product).
I went with the 500 instead of the 800 because the 800 costs more per watt than the 500 and I don't need the extra headroom. I skipped the 350 because I wanted a bit more headroom and liked the improved preamp section
Dumb question. Where on the amp does it state what the revision is, and what is the chance of buying an earlier rev if you buy from one of the internet vendors? I couldn't imagine having a sales rep go and check the carton for me to tell me what revision it is, heck, I don't think they're even in the same state as the warehouse most of the time!
It doesn't but they would know when it was shipped from LOUD, and the newer the more likely it will be the latest. The high volume retailers cycle their stock fast enough that there should be little chance of getting a rev. F today from one.
It's etched on the circuit boards.
My PF-350 has been going strong for over a year, no problems.
My PF-350 has been perfect. Unlike the Chinese B200R that preceded it that was a piece of crap.


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Sissi's Palace Corfu Greece
Located just outside the main tourist hub of Corfu Town, you will find a mesmerising hidden gem in the shape of the Achilleion Palace. Otherwise known as Sissi's Palace, it takes that name from the Empress of Austria, Elisabeth of Bavaria, who had the palace built in 1890. She was a ruler obsessed with beauty and power, but was struck by tragedy following the death of her only son the year before Achilleion was built.
Visitors can pay a small fee to enter the palace and learn all that there is to know about the fascinating story of Sissi. There is no need for guided tours here, as you are provided with an audio headset that gives you a detailed tour of your surroundings. This means that you can wander through the palace and then out into the beautiful grounds in your own time, taking in all of the grandeur and beauty that there is to see around you. Ranked on Tripadvisor as the number three thing to do in all of Corfu, this is certainly an experience not to be missed.