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Investors who have put their money in foreign lands, upon terms which take full account of risks connected with the political conditions of the country, desire to use the resources of their Government to minimize these risks, and so to enhance the capital value and the interest of their private investments. I recommend starting your search by asking friends, family, colleagues or recruiters you know. It is the global address of resources and files on the World Wide Web. The men " stood together, away from the pile of stones"(243) hinting towards the idea that the stones aren't something you would want to be near. That the whole constitution and course of things, the whole analogy of Providence, shows beyond possibility of doubt, that the conclusion from this reasoning is essay about science technology and innovation the road to a smarter philippines false; wherever the fallacy lies. Although many of these writing have no relevance today, they were extremely important when they were written. Sambrook told Index why everyone should have the right to free speech: Firstly, its a basic liberty. These elements symbols, operators, and interpretation theory are what give sequences of symbols meaning within a KR. Computer Forensics, Forensic Science, Crime Scene Investigation, Journalism, College Student Advisory and Leadership, Student Government, Moot Kessay david and Mock Trial Teams, Negotiations Team, National Honor Society, Tutoring, Kessay david Preparation, Pageant Committee, Dance, Annual Turkey Bowl Instruction includes activities that require all students to think, problem solve, and defend their opinions. The report deals with the impact of employees motivation on organizational effectiveness. Epilepsy affects people of any age and any background TEF, 2013. To remove it entirely or replace it with another, invented symbol would completely disorient the reader; but some might claim that this is the effect at which Spiegelman is aiming. The Negative Effects of Cyberbullying Essays. It is because it is resits at the end of August and beginning of September. The questions were more like puzzle-solving questions with tricky wording and indirect logic (Zwick 58).
The research topic should be interesting and one that will raise the curiosity of the reader. In result, both poems try to provide an insight on how to make decisions. 124 minutes Country Japan Language Japanese. What this essay question is really asking you to do is to examine the role your brand of creativity plays in your sense of yourself. Civil Society and Freedom of Association. Fighting through numerous Jul s Covenant hunting parties, Master Chief is attacked by advanced Forerunner combat constructs which Cortana identifies as Prometheans. I MIXANCHOR I incorporate gneiss, coal, long-threaded moss, fruits, grains, esculent roots, And am stucco d with quadrupeds and birds all spm, And have distanced what is behind me for good reasons, But call any thing back again when I desire it. Meeting the minimum requirements does not necessarily guarantee admission. I was five years old then and you can only imagine how I felt upset. With this done but the picture not yet entirely finished, Hawks announced that he was leaving on May 1 to attend the Kentucky Derby. Over the intercom, our principal announced that the school was on lockdown. Berger and Luckmann s social construction theory presents the opportunity to more fully understand the decision making process of these athletes. Someone who retires today at age 65 has a life expectancy of 85 years or more. Evaluation of Deforestation in the Brazilian Amazon. Never steal another author s title Make sure to proofread your title, too. Ultimately, Plato values the perennial quest for.
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Sometimes cats will continue to use the kitty door without any more prompting. Instead of posing science and religion as dichotomous categories, this article demonstrates its easy coexistence within the everyday lives and practices of Indian scientists. The main difference seems to be whether individualism is interpreted as every person for him or herself as in Objectivism, versus one for all and all for one as in liberalism. You have to work hard, otherwise you will fail. Rodas shared his story and expressed an unwavering commitment to his fellow Ecuadorians. Still, this divide into three is much better than the alternatives, including the grouping of classical liberalism and libertarianism under one libertarian label, which is unfortunately also the case at this great website. Are there different admission standards for the five schools.
That is the reason why we have preferred not to expand it by adding more examples on the role of homeostasis in evolution. I cant recommend this trip enough, because unlike all other snorkeling trips, youre going to see three small islands where you have the wonderful underwater world all to yourself since no other boats pass through. O Diomedes, bravest of the race of Greeks. 6 billion, employing 365,600 employees worldwide in 2006. Caoimhin Mac Aoidh, Origins of Irish Traditional Music, StandingStones. However, if you are not sure whether your acronym would be considered familiar, then you should definitely spell it out to be safe. Zithromax azithromycin for injection contains a total of 4. These little beads are intended to be exfoliators, but many wastewater treatment facilities arent able to stop them. In fact, at one point in Self-Reliance he proclaims now we are a mob. Godwin, therefore, can point out some practical plan according to which the necessary labour in a society might be equitably divided; his invectives against labour, if they were attended to, would certainly produce much present evil, without approximating us to that state of cultivated equality to which he looks forward as his polar star; and which, he seems to think, should at present be our guide in determining the nature and tendency of human actions. I think it was my calling so to speak, and that s what I did with my books, and I think that spirit of sharing and passing on what you ve learned really resonated with my readers, and people that bought my books got results, and they told their friends, and their friends told their friends, and so on. So too is the tradition of religious boarding schools pesantren, many of which promote regionally variable and otherwise distinctive visions of Islam. In our study, comparative genomics analysis was performed among P. Like the SCOT it as alternative to technology determinist approaches. International mobility CWA has developed expertise and assists clients in their international development with constant focus on the safety of the solutions recommended. GSM Autodialer Professional GJD700 Speech Text Autodialer.
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By his early 30 s, when mental illness overwhelmed his creative powers, he had done important work in a number of fields, including game theory, quantum mechanics and number theory. Utopians only need money for emergencies such as war because they can take all they need from shops at will. Organize your evidence so that it transitions into the next piece of evidence smoothly. I often accompanied my mother on her grocery shopping trips. More specifically this is why the human race is destined to forever repeat the mistakes of the past as so few of us have the courage to stand against the majority even when the majority is plainly wrong. Being a police officer comes with great responsibilities, something Ive thought long and hard about. In some cases, identity is described as the unique attributes or characteristics that belong to any given individual or shared by members of a certain social group or category. Every year, thousands of students make the same mistake as you. MOSCOW, BEIJING REACT Dmitry Peskov, spokesman for Russian President Vladimir Putin, told reporters on Tuesday that the mentions of Russia struck Moscow as imperial and showed an aversion to a multi-polar world, the Associated Press reported. Its true in most of the cases such as banking, learning, marketing, and social networking. In this poem, the use of concrete images and onomatopoeia brings to life the poem, bringing the reader closer to the bottom of the sea where the poem is set. Some of these are brought out in different situations, both positive and negative, such as Menaleus s mention of his father, which caused a sudden out-burst of tears, and the proud and accomplished feeling he received from leaving Sparta. By the turn of the millennium, the country s successes had come into sharp focus The economy was growing rapidly, civil society was flourishing, free media were expanding, and a surging information technology sector filled with upstart firms of global reach such as Infosys, Wipro, and Tata Consultancy Services was taking the world by storm.
How to Write Essays for ISB PGP Applications 2019-2020. 1 Only those Attendees who have been given express prior permission by the Operator to trade, advertise, distribute leaflets or conduct any other commercial or promotional activities on the Racecourse may do so. 22 The Nicholas brothers exude ephebism. Access our extensive collection of DVDs and streaming video for the classroom and personal use of our patrons. In many ways, Jamie Sullivan was my younger sister. The hope that Jaja will do so conveys that he brought freedom into his home by planting the purple hibiscuses, even though his own freedom was taken away from him. Normally, ecosystems have about four or five trophic levels. Your title should capture what is in your paper. Other mental processes, such as "judging" and "remembrance," count as complex. It leaves small groups unrepresented, and cripples newer or smaller parties.
I Leaned In to Freshman Year A Student s Advice for Overcoming High School Fears The first day of high school was terrifying, writes 15-year-old Emily Spangler. Some Aristotelian philosophers just prior to Descartes, including Francisco Suárez (15481617), held that the eternal truths reflect God's own understanding of his creative power; God's power includes that, if he creates a rabbit, it must be an animal. Sartre refuse de vulgariser, mais encourage par contre lutilisation des mass media : il ne sagit pas dadapter des œuvres déjà existantes, mais bien décrire directement pour le cinéma et les ondes. See Beyond Beall s List Better understanding predatory publishers and Ethics and Access 1 The Sad Case of Jeffrey Beall PDF for critiques. This sovereignty is qualified by the promise to accord the Maori interests specified in article 2 an appropriate priority. Arbitral Award Pronounced by the Court of Arbitration for Sport. Like others, he argues that Earth has entered the Anthropocene, and while climate change is just at the very beginning … were seeing remarkable changes in the weather already. As the participants started to inch towards the end of the task, their attention began to dwindle, contrary to participants who listened to the music last, which gave them a boost of energy. There is now a change over the world pattern from the old to the new, and the world is more turbulent than before. He was followed by John Kotelawala, a senior politician and an uncle of Dudley Senanayke. What community service would you do All throughout the world there is community service, and some have to do it because they broke the law. It appears that the Americanness that each person experiences varies on many levels. You should be able to express each of these broad points in a short sentence. Students with O A Level background will be given preference. This color and lighting contrast conveys modernity and mechanical or technological precision elements that many people would associate with the Apple brand. Or sometimes they are activities that the kids enjoy, but then the parents get involved and push the kids to join a team, practice 3 or 4 times a week, do their best, win, win, win and then the activity no longer belongs to the child at all.
It s not what s causing family disintegration. Containing info about admission criteria, visiting campus, and the City of Charlotte, our brochure can be viewed and shared with family and friends. The teacher does not have a right to alter course content without written approval from a school administrator. Ce sont les pays qui allouent gratuitement dans la plupart des cas des quotas d émission de CO 2 2 aux industries concernées en tenant compte des objectifs de réduction ; en fin de période, les quotas non utilisés peuvent être échangés entre industries sur le territoire européen. The founders all learned to do every job in the company. One type of talk about movies resembles academic film studies quite a lot, though the talk of fans. The relationship is torn apart after they come to the realization that they have a quadroon baby or quarter black. The best dissertations are analyses of modest scope done well rather than broad ones done poorly. Indian tendency to flog the dead horse is quite obvious. Collectively, the adaptations demonstrate how an instance of collective rebellion could be sensationalized to the point of being rendered politically insignificant. 1 Poetry for GCSE Approaches to: Anthology Study, Coursework and Unseen Poems. Yet Vegetarians, although they are becoming more accepted and common, are still seen as a liberal niche. Some suggest the abstract should mirror the structure of the thesis.
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A thorough review of the literature pertinent to the research problem. In addition to poetry, they publish fiction, plays and creative nonfiction. Psychoeducational Groups, the Best Option for Teen Mom. So it is that the simple events and intimate setting of the man and woman, those that often situate couples in love poems, here suggest love as a negative do they force one another into despair. She has a bachelor's in journalism and a master's in education. Exclusionary Sol In his July 2015 article, The Whitest Privilege, National Review writer Kevin D. Story Time Story time is available in the Hawken Community Room on Saturday morning for toddlers, Saturday afternoon for early elementary students, and Sunday afternoon for kids interested in chapter books. In 1852, Dred Scott sued his current owner, Sanford, about him, no longer being a slave, but a free man Oyez 1. As a reader, the setting descriptions that the author used created an atmosphere of being "present" during the war. Up Helly Aa is the biggest of the fire festivals that take place in the winter months in Shetland. The Natural co referat beispiel essay is an instrumental force in determining city To be a social organism with distinct parts brigitte friedrich psychotherapist resume together by internal Moral reeferat well as physical organization suggesting evaluative judgements Natural sciences arguing there is a similarity between the organic and social Life all organisms are interrelated, referaat exists an interdependence of Species sharing the same environment that seems to be the product of a Distribution controlled, and balance of nature maintained where survivors of Struggle find niches in physical environment and in existing division of labour Between species Symbiotic versus societal organization Characterizing the growth and refefat of plant and animal communities Individual units involved in struggle and competition in their habitat, Organized easay interrelated in most complex manner Rooted in the soil it occupies Co referat beispiel essay in a relationship of mutual interdependence that is symbiotic rather Inhabitants competition for scarce resources, idea is that cities were similar City which was an adaptive response to organization of the city resulting at Symbiotic society based on competition and a cultural society Product of the interaction of four factors to maintain biotic and social Rwferat individuals competing with each other for economic and Territorial dominance and for ecological niches, have competitive cooperation Time. The fourth, teaching, was one he felt comfortable with, since both of his elder siblings, Helen and John, were already teachers. We seek a teacher-scholar who is a British Literature generalist committed to enhancing our culture of diversity, equity, and inclusion while complementing existing faculty strengths. One, it offers a representative sample of the diversity of views within Catholic and Protestant thought by including, for example, the anti-abortion views of the late Cardinal Joseph Bernardin alongside such well-known Catholic critics of those views, such as Marjorie Reiley Maguire, Daniel C. Calcium-fortified orange juice, 1 cup 8 fl oz. Would the Afghan Girl portray herself differently. When you do the tapping, the taps sound just like the song melody and all that you can hear in your head, so that you feel your buddy should be able to easily recognize it. Musil refers to the recurrence of metaphysical bangs that pile up in times of peace like residues of discontent.


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Major Panel: How is the virtualization of the "meet-me room" changing the landscape of network infrastructure?
The "meet-me room" is arguably the most important space within a data center, providing a managed and secure environment for interconnection between carriers and customers. With global data center and cloud IP traffic expected to grow at 25% and 27%, through 2021 according to Cisco, building a fail-proof strategy to achieve stable 24/7 connectivity has become increasingly pivotal to optimizing cloud migration, edge deployment and PoP expansion. This panel will examine what the growing virtualization of networking will mean for latency, connection stability and speed.

subset: commoncrawl


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Korn Releases New Video For 'Can You Hear Me'
Korn has shared the music video for their latest single "Can You Hear Me" taken from their new album, TheRead more
Korn has shared the music video for their latest single "Can You Hear Me" taken from their new album, TheRead more
Ville Valo is back with new music! The former HIM singer just released a new EP titled Gothica Fennica Vol.Read more
Due to concerns over the coronavirus, Bonnaroo has been postponed until September. Originally scheduled to take place in June, theRead more
Just a week after the 2020 lineup was revealed, this year's Glastonbury festival has been canceled due to the coronavirus.Read more
Last week, We Came As Romans revealed that their 2020 To Plant a Seed 10th-anniversary tour with The Devil WearsRead more
Billie Eilish is the latest artist to postpone their tour due to the coronavirus. Eilish recently announced that March andRead more
Perfume Genius have shared their latest single "On the Floor," from their upcoming album Set My Heart On Fire Immediately.Read more
When it was announced that Children of Bodom were coming to an end, many questioned what would happen next. Now,Read more
Release Date: March 1st, 2020 When Nine Inch Nails released The Downward Spiral in 1994, it was an assault onRead more
The Killers have officially announced their new album, Imploding The Mirage, out May 29th via Island Records. The forthcoming sixthRead more


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Former.BCGEU.ca is provided for reference only and is no longer being updated. For up to date information, please visit www.bcgeu.ca
Bargaining for a new collective agreement commenced on January 13th and we have now been at the bargaining table for four days: January 13th, 26th, 30th & 31st.
We are pleased to advise you that progress has been made in a number of areas:
There has been lengthy discussion concerning the posting and filling of positions. You raised this as an important issue to be dealt with in bargaining. Additionally, the monetary proposals, including a general wage increase and meal allowances, are still unresolved at this time. Your employer has been clear in advising us they are suffering financially and there is little money available in the budget to share with staff.
We were unable to schedule new dates to meet again in February, so bargaining will reconvene on March 5th & 6th. Your Committee remains committed to reaching a fair and equitable collective agreement on your behalf.
Please ensure you receive a copy of bargaining updates by providing a personal email address to the BCGEU here. If we already have an email address on file for you and you wish to edit or update any of your existing contact information, please send an email here.
In solidarity
Your Bargaining Committee:
Don Ballard, Bargaining Committee Chair
Wayne Carpenter, Bargaining Committee
Jennifer Lee, Bargaining Committee
Linsay Buss, Staff Representative – Negotiations
Click here for bulletin to post.


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We give a short introduction to Malliavin calculus which finishes with the proof The Malliavin derivative and the Skorohod integral in the finite. calcul de Malliavin, des solutions d'équations différentielles stochastiques Calcul de Malliavin, théorèmes limites, mouvement Brownien. Request PDF on ResearchGate | On Nov 14, , David Nualart and others published Application du calcul de Malliavin aux équations différentielles.
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The calculus has applications for example in stochastic mallavin. This article includes a list of referencesrelated reading or external linksbut its sources remain unclear because it lacks inline citations.
Application du calcul de Malliavin aux équations différentielles stochastiques sur le plan
Please help to improve this article by introducing more precise citations. From Wikipedia, the free encyclopedia. June Learn how and when to remove this template message. In particular, it allows the computation of derivatives of maalliavin variables.
Malliavin calculus is also called the stochastic calculus of variations. A similar idea can be applied in stochastic analysis for the differentiation along a Cameron-Martin-Girsanov direction.
The calculus has been applied to stochastic partial differential equations as well. Views Read Edit View history.
The calculus has been applied to stochastic partial differential equations. Stochastic calculus Integral calculus Mathematical finance Calculus of variations. By using this site, you agree to the Terms of Use and Privacy Policy. One of the most useful results from Malliavin calculus is the Clark-Ocone theoremwhich allows mxlliavin process in the martingale representation theorem to be identified explicitly.
A simplified version of this theorem is as follows:. The calculus has applications in, for example, stochastic filtering.
This page was last edited on 12 Octoberat All articles with unsourced statements Articles with unsourced statements from August Articles lacking in-text citations from June All articles lacking in-text citations. In probability theory and related fields, Malliavin calculus is a set of mathematical techniques and ideas that extend the mathematical field of calculus of variations from deterministic functions to stochastic processes.
Malliavin calculus
The calculus allows integration by parts with random variables ; this operation is used in mathematical finance to compute the sensitivities malljavin financial derivatives. The existence of this adjoint follows from the Riesz representation theorem for linear operators on Hilbert spaces.
His calculus enabled Malliavin to prove regularity bounds for the solution's density.
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Government Votes to Bury Tsar in St. Pete
- By Bronwyn McLaren
- Feb. 28 1998 00:00
Over the objections of the Russian Orthodox Church, the government made a "final decision" Friday to bury the remains of the last tsar and his family in St. Petersburg on July 17 -- 80 years to the day after they were shot.
The decision puts an end to a seven-year investigation that has involved extensive scientific analysis of the acid-burned bones and stirred heated debate in Russia and abroad.
The church's ruling body, the Holy Synod, on Thursday refused to recognize the remains as authentic and recommended that they be buried in a "symbolic memorial grave" until all doubts were removed.
But Friday the church said it would go along with the government's decision and take part in a religious burial in the Cathedral of Saints Peter and Paul.
"The Holy Synod's decision was a moral [decision], and the government's was a legislative one," said Metropolitan Yuvenaly, a member of the Holy Synod and the government commission charged with deciding the fate of the remains. "It is difficult to satisfy everybody."
Nicholas II, his wife, Alexandra, their children and several servants were shot by a Bolshevik firing squad July 17, 1918, in the basement of the Ipatiev house in Yekaterinburg. Their bullet-ridden bodies were then doused in acid and buried.
The government commission ruled last month that the investigation had proved beyond doubt that the remains exhumed in 1991 were those of the imperial family. The commission recommended burial on July 17 in the imperial crypt of the Romanov tsars in St. Petersburg.
President Boris Yeltsin was to have the final say, but earlier this week he unexpectedly ordered his government to make the decision.
After a three-hour Cabinet meeting Friday, First Deputy Prime Minister Boris Nemtsov announced the decision at a packed news conference.
"President Yeltsin told us to reach a final decision," said Nemtsov, who also headed the commission. "This is the final decision of the government."
The commission had concluded in 1995 that the remains were authentic, but the Russian Orthodox Church insisted on further analysis. Experts from Russia, Britain and the United States carried out extensive DNA and other forensic tests.
Nemtsov said Friday that equipment used in the investigation was the most advanced available. It is the same equipment used for identifying soldiers killed in Chechnya. "The relatives take the bodies away believing them to be their sons," said Nemtsov.
For the church, the authenticity of the tsar's remains is more complicated. Many Orthodox believers already revere Nicholas as a saint, and the Russian Orthodox Church is considering the official canonization of the imperial family.
If the family is canonized, their remains would be considered holy relics, and the church says it must be sure they are authentic.
"If not, we will be worshipping false remains, which is unacceptable," Yuvenaly said Friday at an earlier news conference at the Danilovsky Monastery. "The church doesn't have the right to make mistakes."
Although the church supports immediate burial of the remains, Yuvenaly said the investigation could continue. He suggested further analysis of blood from the tsar's relatives.
The latest nationwide poll, conducted earlier this month, showed only about half of Russians believe the remains are those of the Romanovs, while nearly 30 percent doubt their authenticity, Nemtsov said. He gave no details of the poll.
Among the strongest doubters are some monarchists and conservative Orthodox Church activists, both in Russia and abroad.
Vladimir Bolshakov, a monarchist and vice president of the International Slavic Letters and Culture Fund, called Friday's decision "a tragedy for Russia and the Russian people."
He accused the commission of being made up of unqualified bureaucrats who had come to a decision too hastily.
"This will lead to tragedy one day," Bolshakov said in a telephone interview.
On the other side of the Atlantic, Peter Koltypin-Wallovsky, chairman of the Russian Expert Commission Abroad, based in Connecticut, called the decision "a sad day for a new Russia."
Koltypin-Wallovsky claims the bones are part of a fabricated case concocted by the Communist regime and perpetuated by Yeltsin's government.
"For some bogus reasons they decided to create these remains," he said. "They did not anticipate a commission of scholars abroad to bring out the truth."
Friday's decision puts an end to a long-standing rivalry over where the imperial family's remains should be buried. Eduard Rossel, governor of the region that includes Yekaterinburg, fought to have the bones interred in the Ural Mountains city. Moscow Mayor Yury Luzhkov also threw his hat into the ring, bidding for burial in the Russian capital.
St. Petersburg, however, was a tough location to beat. The cathedral has been the final resting place of Russia's tsars since Peter the Great.
Descendants of the Romanov dynasty and members of European royal families are expected to attend the burial.


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Mogwai, the Scottish band born in 1995, will be in Italy in Come july 1st for two dates of their tour, including various European cities, as well as locations in Japan and in the United States. This particular neighborhood is located near Hyde Recreation area, and there are many kidfriendly museums...
The U.S. Mission to the United Nations (USUN) serves as the United States' delegation to the United Nations. In 1947, USUN was created by an act of Congress to assist the President and the Department of State in conducting United States policy at the United Nations.
Vladimir Putin had a telephone conversation with President of the United States of America Barack Obama. The conversation was initiated by the American side.
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For the first time ever in the history of the Kardashian-Jenner family, the sisters have starred together in a campaign that belongs to a brand other than their own ones. Kim K West, Khloe, Kourtney, Kendall, and even the much talked about Kylie Jenner are seen together in an all-positive-vibes latest campaign of Calvin Klein's.
In the pictures, the KUWTK ladies can be seen in undies and jeans together, promoting the brand, giving off familial feels. The Kar-Jen women can be seen in a barn-like unknown setting in Los Angeles in the photos. The snaps have been shot by photographer Willy Vanderperre and the campaign is a product of Creative Director Raf Simon's mind.
The focus of Calvin Klein's latest edition of Spring 2018 "Our Family. #MYCALVINS" campaign is the theme of family and these famous siblings portray it accurately. The women are exhibiting the fashion house's Modern Cotton collection, and its Body range, along with modeling in the key pieces of Calvin Klein's jeans collection.
In a statement about this campaign, the couture business said that the ad is a "display of unity between strong individuals" that "captures these bonds and brings to life different ways we can inspire families – both born and made — to connect with one another, and celebrate the things that unite us."
In an interview with Vogue magazine, the sisters talked about their experience working on this campaign and from what they said it's pretty obvious that they had a great time. About it, Kim K said, "Family is everything, so when we're all together doing something special like this, it means so much."
To this interview, Khloe Kardashian added, "The bond we share is infectious, even though we pick on each other like normal siblings, we are each other's biggest supporters . . . I want people to see unity, loyalty, and strength. We're a mix of everything, and I think family is the ultimate American dream."
The sisters look stunning in tight dressing and minimal makeup. This is not the first time working with the brand for Kendall though, as she had modeled for their Spring 2016 collection as well alongside Never Say Never singer Justin Bieber. Kim occupies central space in each photograph while her other popular sisters surround her. The person who stands out the most though is Kylie Jenner.
The supermodel is rumored to be pregnant with baby number 1 coming anytime soon now. She has not been open about this, however, and has been keeping to herself for the past few months, making fans more and more anxious. They want to know more, and they want to know it all. This is after a long time that she has participated in something so public.
In the pictures, however, it is pretty obvious that the younger sister is keeping her tummy hidden. While in one shot, she is hiding behind a quilt, in another she is wearing loose black clothing that has a slimming effect. In yet another picture, Kylie is covering her torso with Khloe's body. Only time will tell more.


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I hope you all had a wonderful weekend! Ours was full of lots of football and birthday parties, freezing cold temps and a lot of DIY and styling projects around our house.
First up, we already got our rental leased! What?! If you recall, we closed the Friday the 8th, and only one short week later, we had a deposit check and first month's payment in hand. We totally get that it's probably a case of beginner's luck but suddenly we feel like we need two or three more. Too bad there's that little ole thing called money 😉 But in all seriousness, we're really excited to have some of the initial landlord stresses lifted pretty quickly!
We met with an attorney on Wednesday night to set up LLCs for both the rental and my blog. While we were there, we talked about estate planning as well. Talk about feeling like a real adult! I feel like we're both really responsible and "old" for our ages (hello 9:30 bedtime), but man, I felt really old afterwards. It feels good to handle those things you know you need to deal with, but just always seem to find excuses for on why you don't really need to.
Most of my weekend was spent wrapping up a major project I have going down with hayneedle. Assembling furniture, hanging light fixtures and art work, styling shelves and nightstands… I can't wait to share it all with you (be on the lookout February 10th!). I'm so happy to have this particular space looking how I originally envisioned. It's a full-blown room makeover and it feels so good to have it nearly wrapped up!
We've been doing the 30 Day Shred now for six days. Which feels like six year since we're also eating well, but we also know it gets results so we're really trying to be diligent. We've slacked a few times on our eating but are still trying to work out consistently. I'm thinking of ordering BodyShred which sounds pretty killer, but I'm also ready for a change.
Saturday night, we headed to my sister-in-law's house for a football/birthday party along with several other couples. Since it was her birthday, we were all required to cheer for the Packers (kidding – kind of) and we shared a lot of laughs and great conversation. Somehow, we resurrected this critique of children's art email that I'm pretty sure we found hysterical a decade ago (don't look at it if you're easily offended by cuss words). Is this only funny to us because we don't have kids?? Because I'm not kidding – I almost stopped breathing several times when we read them again because they were so funny. The author's premise?
"If you work in an office with lots of people, chances are that you work with a person who hangs pictures up that their kids have drawn. The pictures are always of some stupid flower or a tree with wheels. These pictures suck; I could draw pictures much better. In fact, I can spell, do math and run faster than your kids. So being that my skills are obviously superior to those of children, I've taken the liberty to judge art work done by other kids on the internet. I'll be assigning a grade A through F for each piece"
The weekend in Omaha got insanely cold – as in, zero for a high on Sunday after a little snowstorm Saturday night. I literally wore this scarf all weekend – even while I was in our house and other's homes! My sister-in-law Ashlee and my friend Jill swore it was amazing, so I added it to my Christmas list this year. I can definitely say I'm a believer now. I think you can wear it like 5,792 ways, but don't quote me on that.
Sunday was crazy, crazy cold. It was a balmy zero degrees outside FOR A HIGH (!!). I spent the morning in my office under a blanket and catching up on blog posts and flipping through a few new books I ordered (The Inspired Room and Camille Styles Entertaining).
We had lunch at our friends' house. Jill made us homemade butternut squash soup. Seriously the most perfect meal when the temperatures are insanely cold. In addition to watching even more football, we also planned out a fun friend trip we may be taking to Sonoma/Napa in the fall. We're looking at some home rentals since we will have a group of likely six+. We're currently eyeing a cute little Tuscan-inspired villa on the Napa side. We like the proximity to town, but I worry that side may be a bit too uppity for all of our super-laid-back style? Anyone have any recommendations?
Oh, and we watched The Martian on Friday night because I heard Matt Damon won best actor in a comedy/musical. If you heard this too and haven't seen the movie, I promise it is all lies. This is not funny and there is definitely no musical aspect to it. The movie was really good (but much too long), and completely mis-categorized.
I'm headed to Salt Lake City tomorrow afternoon to attend Alt, a blogging conference. Will any of you be there by chance? This is my first blogging conference ever where I'll be going and not knowing anyone in advance, so I'm a bit nervous. I'll be staying at my parents' house to save on the hotel costs, but I'm excited to check out the event!
Lastly, don't forget today is the last day to take my blog survey and enter to win one of two $25 Target or Amazon gift cards. And, if you missed Friday's post, be sure to enter to win one of two $375 Amazon gift cards!
If you would like to follow along on more of my home decor, DIY, lifestyle, travel and other posts, I'd love to have you follow me on any of the following:
Pinterest / Instagram / Facebook / Twitter / Bloglovin' / Google
disclosure: some affiliate links used


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The Westerner (1940)
|William Wyler
|Samuel Goldwyn
|Top Genres
|Drama, Romance, Western
|Top Topics
|Gunfighters, Justice, Romance (Drama), Wild West
Featured Cast:
The Westerner Overview:
The Westerner (1940) was a Drama - Romance Film directed by William Wyler and produced by Samuel Goldwyn.
Academy Awards 1940 --- Ceremony Number 13 (source: AMPAS)
|Best Supporting Actor
|Walter Brennan
|Best Art Direction
|James Basevi
|Best Writing
|Stuart N. Lake
BlogHub Articles:
The Westerner (1940): Made by Walter Brenna and Gary CooperBy 4 Star Film Fan on Dec 20, 2019 From 4 Star Films
I do appreciate older films running their credits at the beginning, and I make a habit of perusing them for familiar names. More often than not, I'm rewarded in some small regard. However, The Westerner features a rather unusual notice:? "This story is legend founded on fact and, with th... Read full article
Sam Peckinpah's TV Series "The Westerner"By Rick29 on Apr 9, 2018 From Classic Film & TV Cafe
Brian Keith and Spike in The Westerner. Produced in 1960, The Westerner is a tough, realistic TV Western that befits its creator, Sam Peckinpah. The director was already a TV veteran, having written and directed episodes of Gunsmoke, Broken Arrow, and The Rifleman in the 1950s. In fact, he is ofte... Read full article
The Westerner (1940)By Beatrice on Apr 1, 2014 From Flickers in Time
The Westerner Directed by William Wyler Written by Jo Swerling and Nevin Busch from the story by Stuart N. Lake 1940/USA The Samuel Goldwyn Company First viewing/Netflix rental I enjoyed this rather off-beat Western, chiefly due to its Oscar -winning performance by Walter Brennan. ?Wyler's d... Read full article
See all The Westerner articles
Quotes from
Judge Roy W. Bean: No, I never met her. I never met the sun, I never shook hands with the moon, and I've never been introduced to no clouds.
Judge Roy W. Bean: Mr. Harden, it's my duty to inform you that the larceny of an equine is a capital offense punishableby death, but you can rest assured that in this court a horse thief always gets a fair trial before he's hung.
Cole Harden: You get warrants in Fort Davis, don't you?
Judge Roy W. Bean: Yes, that's where they get 'em, but they don't know how to spell my name. It's been tried before.
Cole Harden: I'll get one. This time you'll get what's comin' to you, Judge.
read more quotes from The Westerner...
Facts about
According to the New York Times review of the film on 25 October 1940, it opened at the Radio City Music Hall the night before, more than one month after the national opening on 20 September 1940. No reason was given for the apparent delay. Their credited cast list also is identical to the one in the AFI Catalog, including the character name of "Burt Cobble" for Dana Andrews. However, Variety's cast list has Andrews' name correctly as "Hod Johnson," so there is still a mystery concerning which are the original credits.
This film is the first of five roles for Walter Brennan in support of Gary Cooper. The last was Task Force in 1949.
read more facts about The Westerner...


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The Remaining Part
Vor dem Phänomen ist Niemand sicher... :)
What kind of times we live in? It is absolutely incredible what is happening right now and how the lives of everyone we know have changed suddenly because of the pandemic. We are also personally affected because we had to postpone our intensively prepared release concert. That hurts us in our soul. As a balsam, today you can listen to a small excerpt from our strongest song "Fairytale", the opener of our debut CD. Shary, Maxi and Doro (from Track15 - Female Composers Collective) wrote it last year on a sunny day in may. I can remember how unsecure we were, when we finished the song in the late evening after the whole day writing and Shary was singing one take and we closed the programm and shut down the mac and we thought: "well,it took us so long to write this chorus, but is it good enough?". And when we listened to it the next day, I was totally overwhelmed. Crazy sh*t, how one's own judgment can be deceived!


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If you're planning a new conservatory in Wimborne Minster in which to replace an existing one or as a new build, Conservatories is here to assist you. The experts design, supply and fit a range of small and large conservatories for almost any property in the UK.
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one conservatory polycarbonate sheet has slipped about 1inch and leaking. please provide quoteMel Hay
roof panel has moved slightlyMike Elias
please can I arrange for a site visit to the below property. we have been asked if we can provide a quote and report for required repairs to the conservatory roof. specification states report to be provided confirming required repairs and to include removal and refitting of blinds if required, realign the gutter and fix new brick.please can you advise if this is something your able to proceed withKaylee Bowden
replace final and capping both broken. I have new parts but cannot fit them can you help.Terry Morse
conservatory build as lean to against wall of house leaking in one place. also at front of conservatory on flat roof below guttering which has recently been re-felted leaking. require repair quote pleaseJane Bradley-Preece
looking for a quote for a small leak in a lean-to conservatory. also looking for advice for a section of wood that is water damaged. thanksTania Slavin
roken gutteringRobert Phillips
i require a leak in the skylight and some cracked glass repairing. I also need the conservatory cleaningStuart Burns


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Zenith Bank Records Improved Half Year 2019 Results, With Interim Dividends Of 30 Kobo Per Share
In a clear demonstration of its resilience and strong market share, Zenith Bank Plc has announced its audited results for the half-year ended 30 June 2019, recording positive growth across key financial metrics, thus affirming the bank's position as one of the leading financial institutions in Africa.
As a testament to its commitment to its shareholders, the bank also announced a proposed interim dividend pay-out of 30 kobo per share.
Gross earnings grew by 3% from ₦322.2 billion to ₦331.6 billion driven by the significant growth of 24% (YoY) in non-interest income from ₦88.6 billion in H1 2018 to ₦109.7 billion in H1 2019. In particular, fees from electronic products increased by ₦17bn (168%) from ₦10bn in H1 2018 to ₦27 in H1 2019, demonstrating significant progress in our retail banking initiatives. This top-line growth filtered through to the bottom-line as Profit Before Tax (PBT) increased to ₦111.7 billion reflecting a 4% growth over ₦107.4 billion reported in H1 2018 with earnings per share (EPS) increasing by 9% to ₦2.83 in H1 2019 from ₦2.60 compared to the prior period.
Between December 2018 and June 2019, the Group's total deposit increased by 3% with retail deposits growing by ₦267 billion (31%), from ₦861 billion to close at ₦1.1 trillion. Despite the growth in our deposit base, we optimized interest expense leading to a 4% reduction from ₦74.7 billion to ₦72.1 billion due to the Group's improved funding mix and our profound treasury management skills. Net Interest Margins (NIMs) witnessed a compression from 10% in the same period last year to 8.6% in H1 2019, as a result of the declining yield environment but the cost of funds improved from 3.4% to 3.0%.
Our robust risk management ensured that our absolute Gross Non-Performing Loans (NPLs) remained flat. However, the marginal movement in NPL ratio was as a result of the 3% reduction in our loan book from ₦2.02 trillion as at December 2018 to ₦1.95 trillion at the end of the period. We are creatively deploying new retail loan products to ensure we capture a reasonable share of the retail loan market. We remain committed to maintaining our strong balance sheet with a liquidity ratio at 74.6% and Capital Adequacy Ratio (CAR) at 25%, ensuring we remain above regulatory thresholds.
Zenith Bank Half Year 2019 Abridged Financials
Going into the second half of the year, we will continue to consolidate our leadership in the corporate space while our retail banking drive will continue unabated. We expect to see an improvement in economic activities even as we maintain our promise of delivering a unique service experience to our customers.
Consistent with this superlative performance and in recognition of its track record of excellent performance, the bank was recently ranked as the Most Valuable Banking Brand in Nigeria in 2018 by The Banker Magazine. Similarly, Zenith Bank was recognized as the Best Corporate Governance Bank in Nigeria by The World Finance for the sixth time just as Ethical Boardroom, a Europe based Boardroom watchdog reaffirmed this recognition by naming the bank as the Best Bank in Corporate Governance in 2018. Recognition has also come the way of the bank as it was recently named as the Best Institution in Sustainability Reporting in Africa 2018 (SERAS Awards) and the Bank of the Year 2018
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COVID-19: Heritage Bank Offers Seamless Service To Stakeholders, Curbs Impact Of Virus
As the world grapples with the impact of the outbreak of Coronavirus pandemic, which has continued to cause worldwide challenges for healthcare systems, economies and corporate organizations, Heritage Bank Plc has taken practicable steps to offer seamless services to customers, whilst ensuring the health and safety of their workers and others at the workplace.
The bank, however, adopted a crisis response measure in place to minimize and manage the risk arising from the disease known as COVID-19 and ensure that the payment infrastructure and logistics to maintain operations going as various State governments brace up for lockdown to contain the pandemic.
The bank's Management in a statement explained that part of its business continuity management emanating from Heritage Bank's corporate strategy was to guarantee seamless service delivery to the various stakeholders, adopt measures to tackle significant business risk that might have growth impact on the economy, whilst taken reasonably practicable steps to minimize the risk.
According to Heritage Bank, incognizant with the protocols proffered by the World Health Organisation, Nigeria Centre for Disease Control and other health agencies, Heritage Bank provided a work environment that is without risk to health and safety and adequate facilities for workers in carrying out their work, so far as is reasonably practicable.
The statement noted that the Bank has maintained a maximum of 10% of staff who constitute mainly Units heads and "must-have" working from its premises during these times of uncertainties, whilst others work remotely from home to adhere to the social distancing directive.
The bank further noted that efforts have been ongoing via its intranet and other channels to keep staff and customers up-to-date with the latest COVID-19 information and provide clear direction and guidance expected of workers and customers.
"We have enforced and continued to monitor the need for workers to practice good hygiene, including frequent hand washing, use of sanitizer, limiting contact with others, including through shaking hands covering their mouths while coughing or sneezing require workers to stay away from the workplace if they are unwell and not fit for work and encourage them to seek medical advice as appropriate seek advice from health authorities immediately if there has been a confirmed case of COVID-19 and for staff who are arriving from affected countries to self-quarantine for 14days," the financial institution stated.
To ensure seamless banking transactions, the bank explained that customers are constantly communicated to, to adopt its available 24/7 alternate electronic channels.
"We have encouraged our customers to adopt the self-service platforms like *745*0# for balance inquiry, Funds Transfer (Within Heritage Bank): *745*1*Amount*Account Number#, self-airtime recharge: *745*Amount#, third party airtime recharge: *745*Amount*Mobile Number# and change pin: *745*00#.
"We are available via email [email protected] and social media (insert social media icons) to render the following services: Debit Card Hotlist, Post No Debit Request (PND Placement), HB Paddie unlock/ username request/ Password reset, Statement of Account (individual accounts) and general inquiries on products and services
"We have set up a COVID-19 Support Centre to offer COVID-19 safety tips to all our customers during this period, in support of the efforts of the Government and relevant bodies. Please send any information relating to the COVID-19 pandemic via these channels: E-mail: [email protected] and contact number: 01-2369099," the bank explained.
Sterling Bank Contributes N250m To Private Sector Coalition Against COVID-19
Sterling Bank Plc, has contributed N250 million as part of its commitment to the newly formed Nigerian Private Sector Coalition Against COVID-19 created to help channel resources to combat the coronavirus disease under the theme: "We need you."
The bank, in an email to its customers, disclosed that it is working with the Bankers' Committee to lead the effort to raise N120 billion required by the Federal Government to fight the coronavirus pandemic and help achieve the shared goal of eradicating the virus.
Managing Director and Chief Executive Officer of Sterling Bank, Mr. Abubakar Suleiman said, "While this will go a long way, more still needs to be done. We have come to acknowledge that this battle will require every one of us to play our part as corporate citizens and individuals."
He enjoined other public-spirited corporate organizations and individuals to join in the fight against COVID-19 by making a contribution to the Fight COVID-19 Fund (FCF) and help the coalition to defeat the pandemic for good. He said every Naira donated will go a long way in saving the country from the pandemic.
Suleiman said donations should be sent to:
Bank Name: Sterling Bank
Account Name: COVID Donations
Account Number: 0076813615
He urged Nigerians to show their strength by uniting against the virus, saying a Swahili proverb which translated into English means "Unity is strength; division is weakness," is needed now more than ever.
Heritage Bank, GEZAWA Set To Transform Nigeria's Agric Sector To Huge Commercial Hub
The Nigerian agricultural sector is set to witness huge growth, as Heritage Bank Plc the lead settlement bank for Gezawa Commodity Market (GCMX) has collaborated with key stakeholders to revolutionize agricultural value-chain, aimed at providing a fully integrated ecosystem for commodity Exchange.
Heritage Bank was appointed as the Lead Settlement Bank and Transaction Adviser to the Gezawa Commodity Market and Exchange Ltd and Memorandum of Understanding (MoU) was signed between the two firms, whilst over 10, 000 farmers in 3000 cooperatives in the 44 local governments of Kano States were hosted.
The partnership between Heritage Bank and the Exchange would facilitate the ease of agro commodity trading in a more structured way, especially with the closeness to the Dawanu, the largest grain market in Africa.
The MD/CEO of Heritage Bank Plc, Ifie Sekibo, who was a panelist at the 2nd GCMX Farmers' Cooperative Forum in Kano at the weekend, stated that the partnership is targeted to de-risk the sector that would bring about structured and enhanced agro-business and attain food security that leads to economic development.
Sekibo, who was represented by the Executive Director, Jude Monye explained that the partnership which would help bridge the huge gap associated to risk, will fast track effective price discovery mechanism and traceability and enhanced trade settlement services.
Specifically, the bank's helmsman stated that under the Central Bank of Nigeria's Anchor Borrowers Programme (ABP) and the Nigeria Incentive-Based Risk Sharing System for Agricultural Lending (NIRSAL), Heritage Bank would provide on-lending funding to aggregated farmers in the 2020 farming season to grow various products that will serve as raw materials to the processors, thereby ensuring market linkages and access to the market as well as reduce importation and conserve Nigeria's external reserves.
According to him, with its assigned position Heritage Bank would play a pivotal role in ensuring that there would be an effective and readily available platform for market linkages among players in the agribusiness value chain, involving FMCGs, warehouse operators, collateral managers, processors, farmers' cooperatives to transact in a seamless way that guarantees quality, quantity, payment, and delivery.
Speaking the event, the ED/CEO of the Nigerian Export Promotion Council (NEPC), Segun Awolowo affirmed that the initiative would help foster diversification of non-oil export trade.
He, however, stated that NEPC would ensure that the primary for the signing of the MoU would be achieved, whilst calling for the need to ensure adequate and seamless supply of agricultural commodities for the business to be sustainable.
The Gezawa Project Consultant, Binchang Binfa, Managing Director of Makarios Global Resource, disclosed, "the ultimate goal was to unlock the vast potential of agricultural value chain via partnerships and synergy with like-minded enterprises, organizations and institutions that will mutually create wealth, generate local employment and contribute significantly to the economic growth and GDP the nation."
He stated that the Exchange would provide services on price discovery and transparency, increase foreign exchange earning capacity, commodity storage and warehouse receipt system, employment generation of 15, 000 direct and indirect jobs, investment opportunities, increase in non-oil export, ease of doing business, weather report, soil test report, as well as 24/7 online trading of commodities on an alive trading platform.