text:
Getting Comfortable with Catastrophe Models–Questions Executives Should Ask Model Providers
June 10, 2011
Over their nearly 25-year history, catastrophe models have evolved into pervasive risk analysis tools. For companies exposed to natural and man-made hazards, catastrophe model output is a critical input into many significant business decisions. However, the rush to deploy results has sometimes outpaced critical evaluation of the models themselves, of the data being input to the software, of the workflow generating those input files, and finally of the way users take actions based on the output.
One problem is that many busy executives are wary of "drowning" in the quantitative and scientific details and therefore either defer model evaluation to those with scientific training or avoid it entirely. Regardless of whether you have scientists on staff, keeping a few questions in mind and asking them often can go a long way towards performing the basic due diligence necessary to gain comfort that your organization is viewing the models with an unbiased, even skeptical eye. A good place to begin your evaluation of the impact of models on business performance is by vetting the model and its provider. Here are some useful questions to ask:
"What is your approach to model validation?"
All components of a catastrophe model should be independently developed and validated to the extent possible, but appropriate oversight needs to take place to ensure that the component parts produce a coherent whole. Model providers should be able to demonstrate that their internal processes ensure that final model output is consistent with basic physical expectations of the underlying hazard, and unbiased when tested against both historical and real-time information.
"How has your view of the risk evolved or shifted over the past few years? Have you changed your positions on key areas of scientific research and debate? If so, why?"
Models change as new science is vetted, new data becomes available, and the user marketplace demands solutions to new problems. Change itself is not a sign of weakness, but neither is it a sign of strength. Change should be thoroughly justified and competently managed, with an emphasis on communication and understanding of the end business consequences. In the end, the numbers need to make sense.
"What are your processes for helping your clients manage the impact of model updates and changes?"
Business consequences are often determined not only by what comes out of the models, but by the degree of stability of model results. The impact of model changes anticipated to dramatically affect results should be considered very carefully by model providers prior to implementation. When such updates are made, a client-specific service infrastructure should be in place in advance, accompanied by thorough and transparent communication of component changes, underlying reasons, estimated impacts, and suggestions for transition.
"Why should I trust your scientific, engineering and actuarial expertise? What puts you on the cutting edge, yet distinguishes you from the other firms?"
Model providers all employ many experts, but they should be prepared to demonstrate their capital investments, human and otherwise, and whether those investments have paid off in terms of a robust and credible view of natural hazard risk. If model components are outsourced by the model provider, what quality controls are in place to ensure that final model output makes sense?
"Has your model been reviewed by independent outside experts?"
As in all scientific endeavors, independent peer review is the gold standard of credibility. The model provider should be able to provide you with names and credentials of reviewers who are independent and recognized as experts in their respective fields.
"What is unique about your model architecture? What's the weakest link in it and why?"
Despite certain common underpinnings in science, engineering, and historical observations, all models are not built the same way. Architecture affects everything from the ability to accept refined inputs to the credibility and versatility of outputs. Model providers should be able to honestly assess both their strengths and limitations.
"How does your model "roll up" insurable losses from policy coverage to the corporate level? Is the process of adjusting losses for policy conditions and aggregating across portfolios and simulated events transparent and accurate?"
Complex mathematics is required to assemble the individual modeled losses for each event, location, and coverage into a lucid, broad picture of enterprise catastrophe risk. Insurance policies themselves are complex, with various types of deductibles, limits, and triggers. The model provider should be able to justify its approach—which often has a large impact on the final metrics—and explain it transparently.
"What are your formats for input data? Is the data structure and import procedure transparent? If not, how am I supposed to maintain audit and internal controls for such a critical business process?"
Models reflect directly the quality of input data. Raw data suffers many opportunities for loss of fidelity as it is gathered and converted for use in models. It is impossible to eliminate all conversion issues, but transparency of formats and auditability of the conversion process minimize the potential errors.
"What are your models leaving out? What other information should I be using to understand risk?"
Model providers freely admit that models are tools, not oracles, and a deep understanding of your business is necessary to properly integrate other sources of quantitative and qualitative information into any corporate evaluation of disaster risk, including estimated losses in the aftermath of actual events. Model providers should provide transparency by clearly stating what is included in a particular model (e.g. sub-perils, lines of business and coverages) and, more importantly, what is not included. Model providers should also be able to provide expertise and consulting services to assist you in filling in the gaps.
Good Questions Drive Good Practices, Inside and Outside the Organization
This Perspective addressed key questions organizations should be asking of their model vendor. But don't forget to also question data managers, model operators, end users, and even the stakeholders evaluating the results. All should have good answers if they are playing their roles properly. In addition, they should be capable of performing basic checks, such as making sure that hurricane frequencies by coastal segment conform to a common sense understanding of how hurricanes behave.
As chief executive of a firm driven by science and technology as well as human capital, I've learned that framing and repeatedly asking the right questions to decision-makers both inside and outside the firm is often the most productive action I can take to ensure robust business processes and credible results. My advice to insurance leaders tasked with managing the complex decision analytics of catastrophe modeling is to do the same, and to insist that the answers reflect the best practices needed to provide confidence that the tools are being used properly.


text: Hello there! I am here today to talk about all of the products I have dug out from my hoard of stuff, meaning it's time to shop my stash. Last month I kept it pretty warm toned and this month I have kept it pretty simple, I did pull out a handle full of fun things but overall I did stay pretty simple. I'm not sure what that's about, typically I'm feeling fun but these past few months my picks have been kind of boring. Anyway, I guess it doesn't really matter, so let's check out the products that I want to focus on this month.

subset: commoncrawl


text:
Quoting rent reduced ! Refurbished and freshly decorated office suites to let. First Floor (1284 sq.ft.) offers over £7,500 p.a.. Second Floor (1555 sq.ft.) offers over £6,500 p.a.
Retail investment for sale - good opportunity to purchase newly let property. Lease expires 15 November 2022. Passing rent of £16,500 p.a. Offers over £190,000 invited. VAT Free Investment
Development site extending to 0.45 acres with potential for a variety of uses.
Retail premises available to let with immediate entry in Cardonald area of Glasgow on a primary route between Glasgow and Paisley providing easy access to the M8 Motorway. Property comprises single fronted retail unit with front sales area and toilet facilities to the rear. There is a good storage area at first floor level. Total floor area over ground and first floor is 1086 sq.ft. (100.99 sq.m.) A rent of £14,400 per annum is sought. RV is £14,300.
PRICE REDUCED TO £225,000 !! Retail investment let to William Hill, expiring 19 December 2025. Net initial yield of 8.65%. Opportunity to acquire a reversionary fully let investment with approx. 8 years unexpired.


text:
Sign up for the latest updates on EFC topics and stay connected.
Below you'll find many of our most recent posts, including selected articles from Faith Today. You can also select one of the options in the boxes to the top left of your screen to jump to other types of articles not included in the list below (e.g., Dispatches from Brian, EFC Updates, media releases, official statements, outgoing letters, research, etc.).
Read new articles on understanding ex-Christians, campus groups, church cookbooks and much more, including inspiring columns from trusted evangelical thinkers.
Vancouver pastor Ken Shigematsu reflects on 3 practices that can help Christians feel loved and whole. Republished with permission of Faith Today, Jul/Aug 2018.
Your Christmas shopping is nearly done – right? But have you thought about what to get your pastor this year?


text:
Oil Markets Are On The Brink Of Armageddon - "Two boys are in a closed garage with several inches of gasoline on the floor. One has six large matches, the other has seven smaller ones. They debate as ...
20 minutes ago
Writer's Email: email@example.com
Fone WST... +1318.717.9017
"The more corrupt the state, the more numerous the laws." ~ Gaius Cornelius Tacitus
we love it when crooked lawyers finally get theirs. let us hope that these lawsuits lead to the unseating of alexandria's two federal judges - judge f a little jr and judge dee drell because these two both came from the gold law firm. judge drell's son bradley drell is an attorney at the gold firm.
*to view the lawsuit case no. 223J39 "Gene Smart , Priscilla Babin v. Gold, Weems, Bruser, Sues and Rundell" in .pdf form click here.
Posted by wst... at 08:47


text:
It is time to clean up my act and realize that Christmas is over and 2015 is moving ahead. That means a fresh new attitude with healthier food and my blender. Green drinks are beautiful and so good for you. Just because it is winter time, does not mean we cannot enjoy fresh food. Right now my favorite is made with creamy avocado. Pull out your blender now and create your own fresh start for the new year!
3 ripe avocados
2 cups fresh squeezed orange juice
2 cups fresh spinach leaves
1-2 ripe mangoes
3 very ripe bananas
juice of one lemon
1 cup ice
Place all of the ingredients in a blender and process several seconds until smooth and creamy!


text:
htmjets draws on the vast experience of one the most successful helicopter operations in the German-speaking region – rounded out by a fleet of brand-new business jets. The upshot is full service covering all on-demand air travel throughout Europe.
Whether you're travelling on business or for pleasure, we'll take you to your destination swiftly and safely – and exclusively on state-of-the-art planes and helicopters. You can count on the young fleet of htmjets for the finest in modern travel comfort and the latest generation of innovative high technology.


text:
Anyone have any info on the ARKS offline event for 2020?
I'm currently in Japan and I heard it starts early in the year and lasts until almost the end of the year, but I can't find anything about...
Type: Posts; User: TheGodlyMonster
Anyone have any info on the ARKS offline event for 2020?
I'm currently in Japan and I heard it starts early in the year and lasts until almost the end of the year, but I can't find anything about...
*Updated* Looking to sell my Nauras Cake Shop Cargo room good item.
(Ship 02) Asking 300mill OBO.
The only other one on the shop right now is listed at 525 mill.
Also looking to sell-
Ah I see, thank you! I still want it for some reason aha.
[deleted will update in new post later]
So I saw the Beauty Closet originally in the PSO2 direct in December and was super excited for it to come out.
Now obviously on Ship 2 that s**ts super overpriced still, but after watching the...
Are the Puso Ni Character Pose and Puso Comic Character Pose lobby actions two different things?
What I mean is, I can only find the Ni Pose in the shop, but I thought I saw someone doing the...
Also I forgot to post that we found several of the PSO2 anime dvds in a Book Off, and sadly didnt realize the codes expired Ox
Im not sure, but if they do I suggest using a mail forwarding site as a lot of online stores will only ship to a Japanese address.
Ah i see, ill fix it tonight or tomorrow then and put external links up instead, thanks for the heads up!!
oh are you sure? >< they all work for me :c
So here i will post all the goods we got while we were in Japan, where we got them, how much they were and if they had item codes or not ^u^
thanks for the help! it eventually showed up, but im not sure how or why xD
I could use some help figuring out how to get the authentication code to send properly to a Gmail. Im trying to log into PSO2 on my PS Vita and I got the code pop up, but it wont show up in my...
2nd UPDATE: I (hopefully) fixed the links! Please let me know if they work now ^u^
UPDATE: Back in the states, time to show all the PS goods!! :D Check out the thread to see what we got, where we...
I was wondering if there are any secret phrases right now, and also how often they are. I tried to look it up and it seems like it's a new one every week? But I couldn't find where they are posted up...
Does anyone happen to know a safe site/link to download PSO BB, and what the best or most active servers are for it? I don't have a GC rn so I cant play PSO and never got to try BB
ah okay, thank you so much ^^ I will probably start one then, I think it could be really fun
I know most people go to other sites to find Room Good lists, or get redirected to other sites to find item lists.
However, I was wondering if there's a thread anywhere here where people post info...
Ooohh I see, I wonder when the next in game concert is then because I've never seen one
I was wondering, I translated a system message a while ago that said there was a concert on the 28th of September.
Does anyone know if there is a Quna concert tonight or tomorrow morning (since it's...
It turns out after posting the error in a Japanese language group, it says that it couldn't connect to the server.
Now I'm kinda more confused as to how I'm not able to connect to the server this...
That's the thing though, the site doesn't even let you input a non-Jp address, so I found a Japanese forwarding website just for that purpose. (It's called Tenso if you wanted to see what I mean) It...
So I'm sure people have seen the AD for the 0101 Marui Merch collab with PSO2 in the portals pop up.
What I'm curious to is, has anyone actually managed to BUY anthing off the site?
I figured out...


text:
The shape of the Queensland wholesale electricity market is changing shape rapidly as the share of renewable energy grows, particularly the amount of solar.
As we have noted in recent articles, Queensland has been experiencing negative prices in the day-time hours on almost a daily basis in the last month or two, and David leitch noted that one middle of the day pricing interval averaged minus $4/MWh through the month of August – which, we should remind ourselves, is winter.
Even the Australian Energy Market Commission has noted the "glimpses of a new market dynamic" in the Queensland market, writing a short blog post noted the slew of negative pricing events.
(See also our latest story: Solar farms switch off en masse as coal plants flex their muscle in Queensland.)
These negative prices are not a bad thing in themselves, but they will encourage changed behaviour. When there was only coal, electric hot water systems were switched on only at night time to minimise those negative prices, and as the regulator recently noted, negative prices also happen when coal fired power stations decided to lift capacity, and would rather pay others to take their output than switch off.
Negative prices also offer an opportunity for storage installations – both pumped hydro and grid-scale batteries – to charge up cheaply (or get paid to do so), and then sell their stored output at a time of greater demand and higher prices.
Queensland does not have any grid-scale batteries yet in operation, but it does have the hitherto little used Wivenhoe pumped hydro storage facility, located not far from Brisbane and with a nominal capacity of 500MW.
Wivenhoe has been very busy in the winter months taking advantage of the low and sometimes negative prices in the middle of the day. And here is a remarkable graph – its charging and discharging in August when, apparently for the first time, it pumped only during the day and not once at night.
This graph above – from Dylan McConnell at the Climate and Energy College – show Wivenhoe – soon to be operated by the nearly formed "CleanCo" generator, and to run in competition (one hopes), with the two other state-owned but largely fossil fuel-based Stanwell and CS Energy) getting very busy in the middle of the day.
It pumped only the excess solar, and generated only in the early morning peak, before the effect of solar took hold, and in the evening peak, as the sun set and solar output faded. Remember, these are averages over the month, not just one particular day.
According to McConnell, the weighted market value for pumping/charging was about $18.39/MWh and the weighted market value generation/discharging was around$116.02/MWh. But that doesn't necessarily translate into pure profit, because the round trip efficiency of the pumped hydro facility is not necessarily that great, probably little more than 60 per cent.
Meanwhile, LNP MPs Keith Pitt and others who have been advocating that Queensland would be better off cut off from the grid got a taste of what that might look today when an outage on the NSW side of the border effectively limited exports from the sunshine state to its southern neighbours.
And because the sunshine state was, well, sunny on Wednesday, and solar was producing at huge levels, the fact that the state could not export, and because the main coal generators did not want to ramp down or switch off, prices spent most of the day in negative territory – including near the market floor of minus $1,000/MWh.
In the end, many solar farms actually switched off at various points of the day, because coal generation actually increased when prices were near the price floor.
We go into that in more detail in another article today. See our story: Solar farms switch off en masse as coal plants flex their muscle in Queensland.
Now, that might be fun to look at – but it's hard to see how that would be sustainable for Queensland, unless the LNP decided they should close down all the wind and solar farms in the state so the coalers can burn fossil fuels and be paid accordingly. But let's not give them any ideas.
Giles Parkinson is founder and editor of Renew Economy, and is also the founder of One Step Off The Grid and founder/editor of The Driven. Giles has been a journalist for 35 years and is a former business and deputy editor of the Australian Financial Review.


text:
Nokia is a Finnish multinational telecommunications, information technology and consumer electronics company, founded in 1865. After releasing four smartphones this year and reviving an old feature phone (twice), the company on Thursday revealed the Nokia X6. As various leaks had suggested, the X6 is the first Nokia device to get a notched screen. The phone follows the trend for less bezel and more screen, with the 19:9 display measuring 5.8 inches. Android handsets now outsell Nokia smartphones and the BlackBerry in the US, so NOKIA has to join the Android camp. I think Nokia has made the right decision.
He is not looking at you the way he used to. He disappears for long periods of time every day and he rarely checks in. Is he having an affair? You have seen her talking to the new guy down the block. You assume it is nothing and brush it off as a casual conversation. Then she stops replying to your calls. The passion in your relationship seems to be dying. Is cheating? You need to know the truth.
To spy on your possibly cheating spouse may not be an easy decision to make, but it's the shortcut to the truth, sometimes, it's the not knowing creates the nagging suspicion that slowly poisons your mind and relationship, the spy may not bring the preferred truth, but it's the definitive tool to get you out of the limbo of not knowing.
Is he or she cheating? How can you can you come to the bottom of all this and reveal the truth once in for all so both of you can go on with your lives? If you are an employer worried about misuse of company owned Nokia 8, Nokix X6, Nokia 6, Nokia 7, Nokia 8 or a concerned parent worried about cell phone activities of your children then Nokia monitoring software is ideal for you. Our software can help you keep them on the right track.
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text:
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Heathcott, Heathcoat, Heathcote and Hathcock are doubtless
simply the more modern variants. The name means, of course,
the cot or house on the heath.
The heaths in Great Britain are covered with the beautiful
heather plant, so called from its growing on this kind of wild,
uncultivated land. A charming sight is a field of blooming
heather. Swaying and rippling in the breeze it has the appear-
ance of a vast sea whose waves of purple glisten in the sunlight
and cast abroad a delicate perfume as of rosemary. Fortunate,
surely, was that first Heathcote who had his dwelling in such an
enviable spot. There is a variety of this delightful plant which
has a white blossom and which is much prized by the maidens of
Great Britain, as there is a tradition among them that no bride
should be without a sprig of white heather in her bridal wreath.
In this country there is only one variety of the heather and that
grows very sparsely in some sections of the Atlantic Coast. The
poor people of Scotland often use the plant itself for thatching
their houses.
In Warwickshire, England, are some of the earliest traces of
Heaihroie. two places bearing that name. In the case of three
other places, however, one of which lies in the parish of Gresley,
a second in that of Staplehill, and a third in that of Hartington,
all in the County of Derby, the claim to have furnished the sur-
name to the greater number of families is considerably stronger,
for at an early period, mention is made of persons called Hethcote
in the surrounding district. By the end of the fifteenth century
the clan, which had spread throughout the Peak district, as well
as in other parts of the county, had established itself in and about
the town of Chesterfield. Other important branches of the family
were centered at Normanton, Hursley, Aylestone, and other places
in the old country.
There are at this time in the Peerage of Great Britain two
families of the name Heathcote. Both are descended from a
common progenitor, Gilbert Heathcote, Esquire, who was an
Alderman of Chesterfield. His eldest son, Gilbert, was one of the
projectors of the Bank of England, and Alderman, representative
in Parliament, and Lord Mayor of the city of London. Queen
Anne conferred the honor of knighthood on him and he was cre-
ated a baronet in 1732. He married Hester, who was a daughter
of Christopher Kayner, Esquire.
Samuel Heathcote, the third son of Gilbert, Alderman of
Chesterfield, made a fortune in Dantzic and, returning to his
native country, married Mary, second daughter of William Daw-
sonne, Esquire, of Hackney. His son William Heathcote, Es-
quire, was member of Parliament for Buckingham. He married
Elizabeth, who was the only daughter of the Earl of Macclesfield,
Lord-High-Chancellor of Great Britain. Mr. Heathcote was cre-
ated a baronet in 1733.
Doctor Hathcock resides in Norwood, North Carolina. He
is a Democrat and has so won the confidence of his fellow-towns-
men that to him have come the honorable distinction of elections
as Mayor of Norwood, member of the City Council, and Chairman
of the County Board of Education. His financial success and
present standing may be gauged by the fact that he is President
of the Stauly Oil Company, President of the River View Milling
Company, President of the Norwood Electric and Water Com-
pany, President of the Norwood Development Company and Presi-
dent of the Bank of Norwood.
Financial standing, however, is not always the best test of a
man's character, but when, with his prominence in financial and
business circles, he takes an interested part in the public work,
is active in philanthropic societies and is a conscientious Chris-
tian gentleman, then is he entitled to the respect and sincere re-
gard of his neighbors.
Doctor Hathcock is a member of the Methodist Church, is
chairman of the Board of Stewards of the local Society, and
t/ 7
Superintendent of its Sunday School. Besides being affiliated
with the Kush Medical Club and the Stanly County and North
Carolina Medical Society, he is a member of the Knights of
Pythias, the Masons, the Woodmen of the World, and the Junior
Order D. O. K. K.
Doctor Hathcock is reticent when it comes to speaking about
himself or his work or giving advice as to how the best interests
of the State and Nation may be promoted. He has never sought
publicity and has had no aspirations toward authorship. His
literary taste is of the best and he takes most pleasure in reading
the Bible, biography and history.
He has in his possession an old German Bible which was in
his mother's family for years. The entries on the title page and
elsewhere are reminders of the piety of the original owners.
On the maternal side Doctor Hathcock is of German origin.
His mother was Sarah Caroline Shaffner, and it is known that
this family came from Pennsylvania. From the year 1710 to the
organization of Lancaster County, Pennsylvania, there was a
large inflow of Germans from the Palatinate. Many of these had
been driven from, or had voluntarily left their native country to
escape civil oppression or religious persecution. In the first
census of the United States taken in 1790 there are a number of
families of Shaffners, nearly all in the southeastern section of the
State in Lancaster, Berks and Dauphin Counties, especially.
These German families were among the best settlers of the State.
They went through all the troublous times of the earlier days
and it was natural that they should have been among the first
to espouse the cause of the Colonies in resisting the claims of
Great Britain.
On November 28, 1894, at Norwood, North Carolina, Doctor
Hathcock married Miss Estelle Dunlap, daughter of George T.
and Anna Dunlap, descendants of another early North Carolina
family, represented in the Salisbury district of Guilford County
and in Kockingham, Stokes, Camden, Moore and Lincoln Counties
in 1790. Their children are: Bernard Dunlap, now student at
Trinity College, Durham, North Carolina; James Shaffner; Jo-
seph Weinsteine ; Mary Agnes ; Fannie Myra ; Thomas Alexander,
Junior; Estelle and Sarah Katherine.
The family from which Mrs. Dunlap descends is a very an-
cient one. In the reign of Alexander III, Don Gulielnius de Dun-
lop "sate on an inquest to settle a dispute between Don Godfredus
de Koss and the borough of Irvine." This was in 1260. One of
this family, Alexander Dunlop, Esquire, came to America and
was appointed Sheriff of South Carolina in 1685. This family is
now represented in Great Britain by Lord Dunlop.
The name of Dunlop is of Scotch origin and means the castle
or hill at the bend ; dun, meaning a castle, fort or hill, and lub, a
curvature or bending of the shore, forming the word Dunlop.
TO find the origin of a given surname is oftentimes a dif-
ficult task, for at the outset the changes which a family
name has undergone frequently baffle the genealogical and
etymological student. Then, it must be remembered that
the spelling of a surname was tentative and capricious, and be-
cause of this, names were enrolled in a manner often entirely
unintelligible at the present day. Surnames in old records are
sometimes spelled one way at baptism, another way at marriage,
and a third way when the will is probated. As the pronunciation
of names has never been fixed by rule this is, too, an occasion for
mistakes in the registration of names, and is a source of much
confusion to those uninitiated in such research.
The family name to which the subject of this sketch, John
Edward Blakemore, deceased, belongs, is a case in point. In the
Lancaster County, Virginia, records the name is written Blake-
more and Blackmore. On consulting Old World sources a similar
spelling of the name is found. In the different visitations of the
Heralds the name is recorded Blackmore, Blackemore and Blake-
The name Blackmore belongs to a class of place-names, and
in the consideration of place-names we are usually confronted
with various theories advanced by those who make a careful study
of family names and their stories. According to one authority,
Moor is a name that explains itself, and has given a considerable
number of surnames, as: More, Muir, Delamare and Blackmore.
The interesting fact concerning the Blackmore family is a regu-
lar recurrence of certain given names. In the Harleian Society
records, the Visitation of 1620, mention is made of Thomas Black-
more of Bishop, who married Homer, daughter of William Snow.
In the list of the children of this marriage are Thomas, Edward,
and John, given names which have been retained in the Black-
more family until the present day.
The first mention of the Blackmore name in Virginia is
found in the Lancaster County records, the will of John Edward
Blackemore or Blakemore, recorded May 12, 1738. Every evi-
dence bears out the statement that the Blackmores came to Vir-
ginia from England. That they moved into other colonies is
proved by a careful survey of the Maryland and Pennsylvania
archives. In a list of the number of souls, with names and ages,
of Frederick County, Maryland (section now embraced in Mont-
gomery County) August, 1776, recently compiled in a volume en-
titled, "Maryland Records," by Doctor Gains Marcus Brumbaugh,
is the following mention of the family in Frederick County.
Samuel Blackmore, age 40; James Blackmore, age 12; Samuel
Blackmore, Junior, age 5; William Blackmore, age 2; Abriller
Blackmore, age 35; Ellenner Blackmore, age 17; Mary Black-
more, age 16 ; Elizabeth Blackmore, age 14 ; Ann Blackmore, age
10 ; Emma Blackmore, age 8 ; an infant 1 month ; John Heughes,
age 34; Patrick Hennabon, age 19; Michel Lockton, age 18;
Clear a Negro, age 35 ; Cass, age 11 ; Lidia, age 6 ; Dillila, age 4 ;
Lettes, age 2. The above gives an estimate of Samuel Blackmore's
household and servants. In the census taken by Samuel Black-
more, giving the number of souls in Sugar Land Hundred, Sep-
tember 2, 1776, the following record is given of the household of
William Blackmore, age 31: Dawson Blackmore, age 4; Sary
Blackmore, age 28; Sary Blackmore, age 4 months. Servants
Halford Burch, age 48 ; James Dixon, age 30 ; Joseph Brubly, age
26 ; Andrew Frahser, age 23 ; Jeae Bowers, age 9 ; Jean a Negro,
age 27 ; Siss, age 10 ; Ned, age 6 months. In the Lower Potomack
Hundred, Frederick County, Maryland, in the list of white fe-
males appears the name of Rachel Blackmore, age 28, and Eliza-
beth Blackmore, age 26. In the list of George Town Hundred,
Frederick County, taken August 22, 1776, in the list of white
males, is the name Loyd Beall Blacamore. In the Lower Poto-
mack Hundred in the list of number of souls taken and given in
to the Committee of Observation, is James Blackmore, age 33 ;
Lawrence Owen Blackmore, age 8; Samuel Blackmore, age 4;
James Blackmore, age 2.
By consulting the Pennsylvania Archives, we learn that the
Blackmores came up into Pennsylvania during and after the
Revolutionary War. In the Pennsylvania Archives, Vol. XXIII,
in the list of Rangers on the Frontiers, 1778-1783, appear the
names of William and James Blackmore. There are also records
of the Revolutionary services of James, Joh, Nathaniel, Samuel
and William Blackmore. Also the service of Captain Thomas
Blackmore, the son of John Edward Blackmore, the founder of
the family in Virginia. The patriotic record of the Blackmore
family is shown by the inclusion of the name in the Revolutionary
Roster. They were true and valiant soldiers. And as soldiers
of peace they manifested the same courage and industry. There
is a tradition in the family that in time of war the Blackemores
were typical "Fire-eaters" and in time of peace, home lovers and
home builders, noted always for generosity in thought, and deed.
John Edward Blackmore, the first of the name, on record in
Virginia, according to a statement current in the family, married
Ann Newsom, a granddaughter of William Newsom, the patentee,
who owned extensive acreage along the Rappahannock River.
4(Hf JOIIX i:i>\VARI> IJLAKEMOUK
The Newsom or Neasom family was long resident in Surrey and
the adjoining counties. The will of William Xewsoin, the son of
the patentee, was dated, June 10, and proven in Surrey, Septem-
ber 1, 1091. In his will he mentions his sons William, John, Rob-
ert, Thomas, and daughters Elizabeth and Ann.
John Edward Blackmore, who married Ann Newsom, lived
on her estate and this estate remains in the Blackmore family
to-day. The stream of water running through the Blackmore
plantation was formerly known as Newsom's Creek. In the will
of John Edward Blackmore, recorded May 12, 1738, there is men-
tion of the following children: Thomas, Sarah, Hannah, Edward,
John and Joseph. Of these children there are many distinguished
descendants, who are widely scattered over the States.
Thomas Blackmore, the eldest son of John Edward Black-
more, then grown to manhood, married Ann Neville, youngest
daughter of Captain George and Ann Burroughs Neville. George
Neville according to tradition was the first of the name who caine
to this country. He had been kidnapped when quite young. He
married Ann Burras or Burroughs, an inmate of Lord Fairfax's
family, and a relative. Among the children of George Neville
and Ann Burroughs, were Presely Neville, who was Major and
Aide-de-Camp to Lafayette in 1778, commissioned Brevet Lieu-
tenant-Colonel, October 27, 1778, captured at Charleston, ex-
changed in 1781, served to the end of the war, died December 1,
1818; Joseph Neville, who was a member of the House of Bur-
gesses for Hampshire County at sessions of March, 1773, May,
1774, June, 1775, and of the convention of December, 1775. Dur-
ing the latter part of the Revolution he was County Lieutenant
of Hampshire and later was a Brigadier-General of Virginia
Militia. He died March 4, 1819.
Thomas Blackmore and Ann Neville Blackmore moved from
Fauquier County to Clarke County, settling about two miles from
Berryville. At this time Thomas Blackmore was known as Cap-
tain Blackmore, having earned his title in the Revolutionary War.
He died October 26, 1808. His children were George, John, Lucy,
Sarah, Thomas, James, Anne and Hannah.
The other members of John Edward Blackmore's family are
as follows: Hannah, who married William Biscoe and moved to
Fauquier County. John who went to the parish of Hamilton, in
Prince William County, and Edward Blackmore. Owing to the
imperfect records and the separation of families, by the lack of
preservation of the family records, it is impossible to say posi-
tively what became of the others.
Edward Blackmore, the son of John Edward Blackmore, the
ancestor of Mr. Blakemore of this sketch remained at the old
homestead. He married Jemima Bristow, a relative of Major
Bristow, of London, and that he possessed not only high social
position, but also great wealth, is shown clearly by an inventory
of his property, and vast estates, which were divided among his
heirs. His children were one son, Edward, and five daughters,
Bridget, Hannah, Elizabeth, Sarah and Nancy. He died in Janu-
ary, 1778.
The original Blackmores owned immense acreage. Their
property included lands in what is now the District of Columbia,
Maryland and Virginia. Edward Blakemore's will, recorded
November 15, 1819, mentions three children, William, Molly who
married a Hutchings, and Lucinda, who married a Wayman of
Culpeper County.
William Blakemore's will made and recorded March 18, 1833,
mentions five children, William, Elizabeth, Sarah, John Edward
and Jane. He married Tomzie Chowning, daughter of William
Chowning, keeper of public money and accounts, who lived on
Towles Point, one mile from the Blakemore home. William
Blakemore was born October 2, 1779, and died October 20, 1820.
He lived and died and was buried at his ancestral home. Eliza
married Thomas Callahan. Sallie Blakemore married Henry
Biscoe, whose children were Lawson Biscoe of Richmond County,
Major Henry Biscoe of Washington, Doctor John Biscoe of Little
Rock, Arkansas, and daughter Jeter, who married a Mr. Raines
of Richmond County, Virginia. Jane Blakemore married Thomas
John Edward Blakemore married first, Elizabeth Hudnall
Anderson, and the children of that union were John Edward and
Elfranyal Tomzie. He married secondly Mary Travers and had
one son, William Seneca Blakemore. Of his third marriage to
Elizabeth Pearson there was no issue.
John Edward Blakemore, Senior, the son of William and
Tomzie Chowning Blakemore, was born March 14, 1815. He
possessed numerous slaves, living the pleasant and active life of
a prosperous planter, on the plantation, a worthy representative
of his family. Besides the plantation which he inherited he
owned several other farms, but, like the majority of wealthy
planters in the South, his estates suffered greatly from the war
between the States. As his death occurred February 8, 1866, his
guiding hand was sadly missed during the difficult period that
followed the great strife and, unfortunately, his family endured
many deprivations. This sad bereavement forced heavy respon-
sibilities upon the shoulders of young John Edward Blakemore,
who was only thirteen years of age at the time. The slaves were
free, Southern money was valueless, and the means to provide an
education for the children of the family were not forthcoming.
It required a courage equal to that shown in the battlefield by
the "heroes in gray," for the Blakemore family, as in the case of
numerous others in the South, to face the tasks of daily life
under such conditions.
John Edward Blakemore, the subject of this sketch, was
born June 16, 1853. He possessed the greatest asset a child can
have, the influence of an environment of culture and refinement.
Although his education suffered on account of the losses sus-
tained during the war he was the happy possessor of unusually
fine home training, and the guidance of wise and loving relatives.
It is interesting to note that his first efforts after reaching
maturity were directed towards the restoration of his ancestral
home. Possessing a talent for finance, he also engaged in several
business enterprises. He was a successful merchant, oyster
planter, and the owner of a private canning plant. He was also
successful in the management of lumber industries. Among busi-
ness men, he was noted for the indefatigable manner in which he
managed his own plants. This was the secret of his success.
In political circles John Edward Blakemore was a Democrat
and his influence and sound judgment regarding political matters
were conspicuous. Being of a retiring disposition, he never
sought public office, though his ability to serve in this capacity
was attested on several occasions, when sent as delegate to various
Democratic Conventions. If he had desired political preferment,
he could have exerted a strong influence in behalf of his party,
for his ideals were high and his motives pure. He belonged to
that high type of manhood, numerous in the old South, and
known familiarly as : "the Southern Gentleman."
Mr. Blakemore never affiliated himself with any club or so-
ciety, though he was noted for his generosity to charitable insti-
tutions, and was loved and respected by his community, regard-
less of class or color. His gentle nature and the integrity of his
life endeared him to every one. In church affiliation he was a
member of Corrattoman Baptist Church, serving as Deacon for a
period of thirty years.
He married January 14, 1888, Mary Virginia Fallin, born
October 8, 1857, the daughter of Joseph and Virginia Kice Fallin,
of Northumberland County, Virginia.
The children of this marriage were as follows: Virginia
Irene, who married Doctor George H. Stewart, of Southern Mary-
land ; John Edward ; Grover Seneca ; Wayman Fallin and Arthur
Henley; Mary Elizabeth, who married Doctor William Chown-
ing and lives in Florida ; Alice Katherine, who married Koland
Ives and lives in Princess Anne County, and Fannie who lives
at home with her mother.
John Edward Blakemore died in 1914. His widow, who
warmly cherishes the memory and the heroic deeds of his life,
still lives, loved by many, at Senora, Virginia.
In summing up the life of John Edward Blakeniore it is
fitting to call attention to the fact that, though he came of a line
of soldiers, he is best remembered by those who knew him as a
hero of peace, a man of constructive, not of destructive ability.
The highest achievements of mankind are not exhibited on the
battlefield, but in the quiet, faithful and intelligent discharge
of daily duty in work beneficial to one's fellows. Hence the
career of John Edward Blakeniore is well worthy of emulation
by all who aspire to peaceful, honorable and useful pursuits of
SCATTERED through the broad expanse of the American
republic have been thousands of patriots who in national
emergencies have stepped from the quiet routine of their
daily lives and fought bravely for principles, have followed
the flag in battle or supported a great leader in a vital campaign
for the advancement of the people, and then when the crisis which
demanded their services has passed, have modestly returned to
the farm or the marts of trade, there to resume the productive
labor that is just as necessary to the welfare of the land as the
more conspicuous action to which they were temporarily called.
Like Cincinnatus they have been content to meet the require-
ments of a moment of stress, and with equal zeal to return to
private citizenship with its opportunities of leadership in the
paths of integrity and community interests.
Among the citizens of North Carolina who have maintained
the best traditions of that State is Moses Street Jones, veteran
of the Civil War, a prosperous tiller of the soil. Inheriting his
skill as an agriculturist from a father who was equally efficient
in that occupation he has added to the family acres and, by intel-
ligence and industry, has evolved those methods of cultivation
that have caused the land to yield its best to his efforts. In these
clays when the cry "back to the soil" is echoing from one end of
the land to the other, it is the success of such men as Mr. Jones
that is an inspiration to those who believe that the most honor-
able occupation in which any man can engage is that of producing
the food that is needed to support the life of the nation. Few,
if any, have demonstrated more convincingly than this citizen of
the old Xorth State the wholesome contentment that is to be thus
Besides the proud distinction of being an honored resident of
the State in which his broad acres are located, Mr. Jones, through
his paternal descent, may claim a share in the history of the Old
Dominion, for his father was born in Mecklenburg County, Vir-
ginia, where the Jones family has been prominent for many gen-
erations, and traces its lineage back to the old world leaders who
have taken their places in the records of the past.
Wales has been the cradle of many a line of distinguished
men among the English speaking peoples of the world for many
centuries. The race was of that branch of the ancient stock of
Britons w T ho escaped the Roman and Saxon conquests and main-
tained their freedom through all the changing scenes that accom-
panied the welding of the British nation. It was only when the
destiny of the growing empire made Welsh independence impos-
sible that those freedom-loving people finally surrendered to the
inevitable, their bravery as great in defeat as it had ever been in
The name of Jones will ever be associated with the story of
Wales, and the representatives of the family who have contrib-
uted their share to the greatness of America, hold in special rever-
ence the name of their common ancestor, the great warrior and
crusader, Sir Hugh Johnys, whose story has been handed down
through the centuries. Until quite modern times the people of
that little kingdom scorned all surnames and distinguished them-
selves by employing "ap" between the names of father and son.
Thus Thomas ap John meant Thomas the son of John. The
British Parliament found it desirable to establish a uniform
practice and therefore ordered the use of surnames with the result
that it became necessary to change the entire Welsh system. Ac-
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Journey of the Shadow King
March 1st, 2019 | by PW | Posted in Books, Events
Dreams of magical Norwich Published april 2019 Norwich. Another beautiful photobook of Nathan van der Waa, Nature and buildings become magical entities in the world as we know and un-know. Come, come journey to the Shadow King The book will be presented on 7th of […] Read more»


text:
News Releases
Fresenius Medical Care Sees U.S. Plans for Kidney Disease as Positive
Browser Upgrade Recommended: Our website has detected that you are using a version of Internet Explorer that will prevent you from accessing certain features on FMCNA.com. We strongly recommend that you use a different browser to optimize your viewing experience. Supported browsers include Chrome, Edge, Firefox, and Safari.
We are actively monitoring the novel coronavirus (COVID-19) pandemic. Learn About the steps that we are taking to protect our patients, employees, physicians, and partners. If you are a patient with questions or concerns, please find additional information at FreseniusKidneyCare.com and AzuraVascularCare.com
Fresenius Health Partners (FHP) is a leader in the field of renal care, providing the right support to help people with chronic kidney disease (CKD) and end stage renal disease (ESRD) live their lives to the fullest. Our extensive experience and expertise managing the complexities of the ESRD patient population has made us the preferred partner for government payors, private health plans, and other full-risk healthcare provider organizations across the country.
With more than a decade of success under our belts, FHP is the recognized leader in ESRD care management, with almost fifty thousand ESRD patients enrolled in our value based care programs. Since our inception, we have led the transition to value based care for chronically ill patients and are in a unique position to successfully drive improvements in health outcomes.
As a long-time leader in the development and successful application of value based models of care for chronic needs populations, Fresenius Health Partners focuses on quality to help drive improved health outcomes while reducing the total cost of care.
We place patients at the center of an integrated care team. As part of one of the nation's largest providers of dialysis services, we are uniquely positioned to leverage our advanced analytics—using both clinical data and in-person interactions—to identify health risks and create informed individualized care plans.
Our strategy is centered around assuming responsibility for the cost, quality, and outcomes for our patients' care. FHP brings together three components critical to the success of a value based payment model:
Combining an evidenced-based approach with an in-depth knowledge of the patient helps to create personalized treatment plans that effectively achieve our program goals. Our expertise in improving health outcomes is key to reducing the financial challenges of chronic diseases such as ESRD for both patients and payors throughout the United States .


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We've been worried about Demi Moore ever since she first entered rehab in February, but now that she's back in Los Angeles, HollywoodLife.com has exclusively learned that Demi "has genuinely taken this whole recovery and help from friends and family as a step in the right direction," a source close to Demi tells us. Demi has really taken her troubles to a positive place and seriously turned a page in her recovery and realizes that friends and family really want her to be OK."
Whitney Houston's sudden death on Feb. 11 shocked the world, but it really hit home for Demi Moore's family. In fact, a source tells HollywoodLife.com EXCLUSIVELY that Demi's daughters hope that Whitney's death is a "wake up call" for their mom!
After Demi Moore, 49, was checked into rehab, her concerned family — ex Bruce Willis, 56, and daughters, Tallulah, 18, Scout, 20 and Rumer, 23 — is holding one person accountable: estranged husband Ashton Kutcher, 34! "Bruce and the girls hate Ashton," an insider tells Us Weekly. "They think he's a bad influence because he got Demi back into partying."
Demi Moore's marriage and health have been in crisis due to her partying and recent hospitalization, and unless she can seek help and confront her troubles, she could lose everything!
Demi Moore – you have to get a toehold in reality. You are a very, very troubled woman, who could have died on Jan. 23 when you convulsed after ODing on a crazy mix of drugs.
After her split from Ashton Kutcher, an increasingly unmoored Demi Moore clung to oldest daughter, Rumer Willis, 23, using her as a "clubgoing wingwoman" and way to gain entry into hot young Hollywood parties, reports Us Weekly.
Among her daughters, Demi Moore's only ally is Rumer Willis, 23, who witnessed her mom's alleged drug incident that led to her hospitalization on Jan. 23. Rumer and Demi are super close since they're "both wild," says a source from Us Weekly, but the two's partying ways made Tallulah and Scout resentful.


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SPARTA, NJ- Sparta High School principal Ronnie Spring has announced the December Students of the Month 2019. Every month a student is selected to represent each department, nominated by teachers.
The English department chose Brooke Fastnacht. Her teacher said, "Brooke Fastnacht is the English Department's student of the month because she is always on time, prepared for class, and eager to learn. She helps those around her whenever they're in need, and she's passionate about the content we cover in a way that engages the rest of the class. She actively seeks and applies feedback, and she's constantly reflecting to better herself as a student and person. Brooke is a star student, and everyone should be lucky to have her in their class."
Lily Hoffman was selected by Russell Brown for her work in his Environmental Science. Brown said, "She is a very conscientious student and inspires others in her class to work harder when they work with her. She is always respectful and takes great pride in her work. She made a great biogeochemical poster to represent nutrients traveling through the environment."
The Social Studies department nominated junior Chris Pierson for his work in his economics class. His teacher said, "Chris is a motivated young man who is always the first to get involved in the class discussion. His insight and comprehension of complex economic concepts enhances discussion and involves the whole class. He is intellectually curious and often asks questions in order to deepen his understanding of the topic."
Joe Byrnes was chosen to represent the World Language department for his work in German 3. His teacher Christiane Wessels said, "Joe is an all-around exceptional student in German 3 with an A average. He is attentive and a hard worker with a positive attitude for learning. In December, he had perfect attendance, gave an oral research presentation to the class on a current event, and as part of student government, decorated the homeroom doors for the holidays and coordinated with other students in homeroom, where he is also my student."
Vincent Apostolico was selected by the physical education department. Apostolico's teacher said, "Vincent is an awesome student. Vincent maintains an A+ in Junior Health class. He is very kind, respectful, diligent, cooperative, and consistent. Vincent always has a great demeanor and work ethic. He works hard every day and is a pleasure to have in class. He is very deserving of this award."
Emily Yarnall represents the music department for December. Yarnall's teachers said, "Emily is involved in nearly every aspect of the music department as a member of Honors Wind Ensemble, Symphonic Band (teaching assistant), Drum Major of the Marching Band, Spring Musical Pit Orchestra, Blues, Inc!, Blues Sanction, Women's Choir, and Honors Philharmonic. Emily has also been accepted into the Sussex County Honor Band this year. Emily is often the first to volunteer and step up when needed. She is an excellent musician, and wonderful role model for her peers."
Mary Digiuseppe was chosen by the mathematics department. Her teachers said, "Mary currently has a 96.2 average. Mary comes to class every day with a smile on her face, a positive attitude, and a willingness to learn. Mr. Franks sees how eager she is to improve her skills and is always willing to go out of her way to help others. Mary also has a wonderful and infectious personality that is welcomed and enjoyed by all around her. Mrs. Allshouse and I are very fortunate to have Mary in our class, as she truly brightens up our day and keeps reminding us why we became teachers."
Introduction to Photography student Lena Podbielski was selected to represent the art department. Her teacher said, "She was my model for three classes enduring special effect makeup. She was really awesome and patient with everything. She dressed up and really posed for all three of my Intro classes that day, making and creating great photos for her colleagues."
The Technology, Career and Consumer Sciences department nominated Jessica Drozd. Culinary Arts teacher Jenevieve D'Amico said, "Jessica is an outstanding student and should be recognized for her achievements in class. Jessica is always there to help and go the extra mile. She cooks and bakes on her own at home completing extra enrichment assignments. Jessica is a great asset in the classroom as well, helping other students and often staying behind to assist me with lab duties. Jessica is a very sweet and respectable young woman and is well liked by all her peers."


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Scouts Canada, the country's leading youth organization, offers challenging programs for boys, girls and youth age 5-26 in thousands of individual groups in most cities and towns across Canada.
Good Spirit Area Kubkar and Scout Big Rig Rally
Event date:Apr 6, 2019 1:00 pm to Apr 6, 2019 4:00 pm
Standard Date:One Time Event
Location:St Pauls School - 487 Parkview Rd Yorkton SK
Fees:Registration fee $10.00 per driver, Beavers free (bring your own buggy kits please).
Fees:Registration deadline Friday March 29th, 2019
Contact Info:Kevin Kohlert
Contact Info:firstname.lastname@example.com
Dear Cub/Scout/Beaver Scouters:
Your youth are invited to the Good Spirit Area Kub Kar and Scout Big Rig Rally 2019, which will be held on;
Saturday April 6th, 2019
Saint Paul's Elementary School - 487 Parkview Rd., Yorkton, SK
This event is open to ALL registered Cubs and Scouts from SCOUTS CANADA. Also Beavers are welcome to bring a Beaver buggy to compete with as well! Please forward this message to your Group and encourage as many Youth as you can to this exciting event. Your Cubs and Beavers must be accompanied by his/her parents if your section is not coming as a group. Ventures are welcome to attend as Offer of Service to assist in operation of the events.
Youth Kub Kar/Big Rig Rally
Registration fee is $ 10.00 per participant. (Beavers are Free) Cheque can be made payable to "Zion 8th Yorkton Scouts". The fee is used to cover the cost of badges and awards. Payment of registration fees can be made when you arrive at the Rally and should be paid per group, we would like to limit the collection of individual cash registrations.
Please send an Email verification including names and sections of all participants from your group to the Rally Coordinator – firstname.lastname@example.com Deadline for email registration is Friday March 29th, 2019
Check in & Weigh in 12:30 – 1PM
Event starts around 1:30 PM.
Activity ends around 4:00 PM.
Rules and regulations are attached with this letter. These have been adapted from and are in line with the rally rules of the South Saskatchewan (Wasacappelle) KubKar Rally. We are always looking for extra help in coordinating the event. If you are interested in assisting with the coordination, please contact Scouter Kevin at 306 621-1295 or firstname.lastname@example.com
If you have any questions or concerns, please feel free to contact Scouter Kevin @ 306 621-1295 or email@example.com
We will see you all at the event!
Yours in scouting,
Kevin Kohlert
Rally Coordinator
Please se attachd document for more info
Page maintained by erica.saccary
Last edit 1 year 7 weeks ago by erica.saccary


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When you're looking for something delicious, healthy, and on the lighter side, you can't go wrong with this recipe for Ginger Garlic Shrimp Stir-Fry!
1 tbsp soy sauce
3 tbsp honey, separated
2 tsp freshly grated ginger
1 tbsp rice wine vinegar
1 tbsp garlic chili sauce
1 lb. large shrimp, peeled and deveined
2 tbsp vegetable oil
1 lb. Brussels sprouts, blanched, trimmed, halved
1 red bell pepper, diced
Salt and pepper
3 cloves garlic, thinly sliced
3 scallions, white and green parts separated and chopped
2 tsp toasted sesame oil
Three hours before cooking, mix together two tbsp of honey, vinegar, soy sauce, garlic chili sauce, and ginger in a large bowl. Add shrimp and mix to combine. Cover the bowl and let marinate in the refrigerator.
Set the EGG for direct cooking without the convEGGtor at 500°F. Add the Big Green Egg wok to the EGGspander System's convEGGtor Basket.
Heat 1 tablespoon vegetable oil in the wok. Add the Brussels sprouts and the red bell pepper. Sauté for about 5-7 minutes stirring frequently until the Brussels sprouts brown. Pull them out and place in a serving bowl, then drizzle with the remaining honey, salt and pepper; mix together.
Add remaining 1 tablespoon vegetable oil to the wok, add garlic and scallion whites then cook for 30 seconds. Remove the shrimp from the marinade and add to the wok. Cook for approximately 4 minutes until the shrimp curl and turn pink.
Remove the wok from the EGG, and add the shrimp mixture to the serving bowl. Drizzle with sesame oil, top with scallion greens, and toss. Serve immediately.
Recipe and photo from Big Green Egg and courtesy of BGETeamGreen member, Christopher Sussman AKA The BBQ Buddha


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Point of Sales To Help Dubai Retailers In 2014
Dubai being one of the top tourist attractions in the world, provides its millions of visitors with extravagant shopping malls and restaurants that remain over crowded around the clock. Amongst the most exciting activities in Dubai are some of the largest shopping malls in the world such as Dubai Mall, Mall of Emirates, Souq Madinat Jumeirah, Souq al Bahar, and many more. Dubai is also home of the Shopping Festival and Summer Surprises where people come to buy and purchase a wide variety of items.
All retailers are required to manage their daily transactions transparently, for which they need a web-based application called a point of sale system (POS). Business owners, store keepers, retailers, restaurant owners and other marketers love to use point of sales software and systems to make their sales easier to record and track.
What is Point of Sales (POS)?
Point of sales (POS) is often referred to as an electronic point of sale (EPOS). It is the place where sales are made and retail transactions are completed. This is the point where customers pay the merchant for the goods purchased or the services provided. At this point of sales, the retailer offers different payment options to the customer.
Growing Need of Point Of Sales in the UAE for 2014
With the ever increasing customer base at shopping malls, bars, restaurants, hotels, markets and recreational destinations in the UAE, point of sales is becoming a necessity to monitor sales and inventory. For point of sales, the web portals have gained worldwide recognition to ensure smooth transactions and to manage availability and sale of each item. With regards to the ever expanding retail market in the UAE, point of sales web portals are helpful in managing a greater influx of sales every day as well as to facilitate customers for easy and instant payment at checkout.
What Web Portals Are Used For Point Of Sales?
There are many available web based point of sales software designed to automate the inventory information processing of a mall or supermarket. These may be accounting programs where daily transactions are automatically imported into accounting without spending extra time. With the increase of online shopping, many stores like to operate offline even without opening a physical store. For such sales, the point of sale system is integrated with an e-commerce portal. Some of these POS systems can be found here.
Modules or Functional Requirements of Point of Sales System
Modules of POS systems are the powerful tools used to record sales of merchandise. The interface of a point of sale system resembles a cash register that displays items purchased, total due from customer, sales tax, and their change (if any). Inventory and sales total are tracked and reported to provide any information needed immediately. The module also includes item prices and an inventory database that is protected by passwords. The functional requirements include:
- To maintain vendors record
- To issue purchase order (PO)
- To create invoice
- To generate receipt
Point of Sale modules include:
- Price lookup
- Transaction & item discounts
- Void transaction
- Special orders
- Time-limited specials
- Items on hold
- Revenue totals
- Multi-system integration
- Customizable touch screen
- Cash register
- Barcode scanner
- Credit card scanner
- Receipt/label printer
- Wireless support
- Web-enabled
- Security levels
- Passwords
- Time Clock
How point of sales helps retailers in Dubai
- Inventory management
- For automatic tax calculation
- To analyze sales
- To increase ordering speed
- To reduce customer wait time
- To reduce order errors
- To produce detailed custom reports
- To reduce employee theft
For managing your store, eTek Studio provides web development in Dubai for point of sales systems that ensure easy vendor management, customer management, inventory tracking, and accounting.
Call us now to get this developed by eTek Studio.


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Giving Back Program
It has been said that the best way to find yourself is to lose yourself in the service of others. You truly don't realize the value of things you normally would take for granted, and this message resonated with me as I took my journey to volunteer for Habitat for Humanity this past Spring of 2014.
My Experience in Ethiopia
After seeing first-hand the incredible impact that Habitat for Humanity has had on so many deserving families locally, I am honoured to have had the opportunity to assist in extending their reach globally, by travelling to Addis Ababa, the capital of Ethiopia where their housing crisis is one of the world's worst.
With 80% of the population in Addis Ababa being homeless or living in substandard housing, a staggering 90% of the population has no access to decent sanitation facilities. 73% of the population does not have safe drinking water causing disease to run rampant.
In an attempt to assist with this crisis, I travelled to Ethiopia, alongside 11 of my amazing team members through Habitat for Humanity. We assisted in the construction of a water sanitation project, as well as building new houses, assisting in renovations and repairs, and working with vulnerable groups based on their individual needs.
Here are some images from my amazing time in Ethiopia:


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The first time Rebecca Kanaly slept in a homeless shelter, she was 5 years old. Sirens and lights flooded her childhood home after her stepmother fell into a diabetic coma. EMTs revived her, but that night, Kanaly found safety in a local shelter. She remembers it feeling warm, loving and bright as volunteers handed her […]Read More
When Gerry Lopez signed up for a statweide substance prevention conference last May with Fellow students whore are involved with the Youth Leader Council program at Eagle River YOutuh Coalition (ERYC), he couldn't have predicted the outcome. ERYC executive Director Michelle Stecher gave the students free rein to pick the sessions htey wanted to attend. […]Read More
Emery Welles was just a baby when her parents noticed she was much more irritable than her older brother had been at that age, or other typical four month olds they'd been around. Emery's mom, Aja, a labor and delivery nurse at Vail Health knew somethng wasn't right with her sweet baby girl. Soon, the […]Read More
Sometimes Andy Clark, the owner of Alliance Moving Systems, jokingly refers to his company as "a not-for-profit for profit." Considering how he dedicates his time and resources to the community, one might almost take him seriously. Excepting that Alliance is a very successful full-service moving and storage company based in Eagle and Gypsum, with the […]Read More
Much planning went into the Park, which is situated on eleven acres of open space in East Vail. "We wanted to keep the site as natural as possible," says Diana Donovan, a member of one of Vail's founding families, who sits on the board of the Vail Memorial Park Foundation. Donovan, who came to Vail […]Read More
Imagine the worst: you find out your child has been sexually abused or has witnessed physical abuse. Sadly, this isn't such a rarity–it never has been–but now the community is talking about it, is aware of it and has a place where children can start to heal. River Bridge Regional Center helps with this heartbreaking […]Read More
The mountains surrounding Vail are one of nature's most beautiful playgrounds, but accidents happen, and you can get lost. If you find yourself in distress and you call 911; 911 will then contact Vail Mountain Rescue Group (VMRG) who, like superheroes, will save the day! Who are the brave men and women whose motto is […]Read More
There is a place up Colorado River Road in Gypsum where children's dreams, literally, come true. A happy place where children do things they never thought they would or even could do. It's a place where they're welcomed with open arms and where they can just "be." It's peaceful. It's beautiful. It's extraordinary. And for […]Read More
It's easy to forget that fresh water is not a limitless resource. In fact, there isn't much of it in the world. The precious supply we do have must be protected and preserved. That's where Eagle River Watershed Council (ERWC) comes in. The group, comprised of three full-time staff members, a board, a team of […]Read More
It is a fixture of late summer in Vail. The third and fourth weekends in August, over 3000 people converge on the original Battle Mountain HIgh School in Minturn's Maloit Park, which the the Eagle Valley Rummage Sale occupies courtesy of the Eagle School District. Eager patrons start lining up at 5 a.m. to get […]Read More


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An affiliate marketing program is a lot of work, and in most situations there's a lot of competition so you're not going to be bringing in money immediately. Business owners and entrepreneurs suppose that all you need do is setup a site and choose an affiliate to associate with and then just let it run its course. But according to Three Ladders Marketing, only 0.6% of affiliate marketers surveyed have been in the game since 2013. That means that affiliate marketing takes time and effort to build and make money.
This is a more technical way to make money online then most of the other strategies given. But you can get an excellent course on how to make it happen with Steve Chou's Create a Profitable Online Store program. Steve and his wife have built a highly successful online store – selling wedding napkins – and he's anxious to provide insider secrets to people who sign up for his course..
Teaching and tutoring English as a second language is a great way to make money online, not to mention open some doors for you to travel the world if you'd like. While full ESL (English as a Second Language) accreditation is recommended, as long as you're a native speaker and have the ability to teach, there are people in countries such as Hong Kong or the UAE who are willing to pay upwards of $25/hr for you to tutor them English via Skype. Check out Indeed, Learn4Good and Remote.co for remote english tutoring jobs or sign up on a specialized site like VerbalPlanet or Chegg Tutors.
Haris nothing is easy, you must have not read what Jafar has mentioned earlier in the post. "The harder the you put your effort more the results you will get" Also you need to be a good writer and know the strategies to start make money through affiliate marketing. I've used Amazon associates program and know how t works according investment we do on book reviewing and sharing on social media.
How can someone filter through the Clickbank offers to find quality products to sell. Sure there are many sales tools and there is a lot of money making potential but I am looking for actual end user quality. After a visitor comment on one of my sites I decided to purchase a few of the products I was promoting and quite honestly, they sucked. Buying and testing every product I would like to promote isn't very realistic but there has to be some way to sort out the crap products.
Clickbank is a market platform for vendors (product creators) to sell their digital products. Such products could range from ebooks, downloadable resources/programs or online membership sites. On the flip side, it's also a place that widely attracts affiliate marketers to help these creators sell their products, essentially giving them a source of free publicity and advertising in exchange for a commission fee on every sale.
Always disclose your affiliate relationship. Most visitors will probably understand that graphic ads will lead to your getting paid, but if you write a review or use an in-text link as a recommendation, you want your readers to know that may lead to compensation as well. This ensures you retain transparency and trust with your readers, but also, it's required by the FTC's endorsement rules.
Don't sacrifice morals for a quick buck — At the outset, you'll want to do all sorts of things to make money online, but don't sacrifice your morals for a quick buck. Not only will you put people off, but you'll lose Google's trust. You also shouldn't concern yourself with things like Adsense or other ads on a blog before you have around 100,000 visitors per day. Yes, per day.
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Being underweight, like being overweight, can have negative health consequences. An underweight person can have problems with their immune system, they can struggle to maintain muscle mass, and they have a higher risk for problems with osteoporosis. Of course, many underweight people - like people who are overweight - are still in good health. People sometimes pursue weight gain for aesthetic reasons, or to reach specific physical or mental goals. The right approach to weight gain can ensure pounds are added healthily.
Serious weightlifters can cycle through periods of gaining weight in order to increase their strength, and add size to their muscles. These are typically short periods, with set goals in mind. Athletes will also try to add mass in order to improve their performance at their sport. It would be wrong to think of weight gain as simply an attempt to put on muscle. Pregnant women are sometimes encouraged to gain weight for their health. People recovering from eating disorders will also need to work to gain the weight back.
This site offers information designed for educational purposes only. The information on this Website is not intended to be comprehensive, nor does it constitute advice or our recommendation in any way. We attempt to ensure that the content is current and accurate but we do not guarantee its currency and accuracy. You should carry out your own research and/or seek your own advice before acting or relying on any of the information on this Website.


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Cairo Exit
15 years Cinéma Arabe
home » Festival 2019 » Cairo Exit
Hesham Issawi | Egypt, U.A.E. | 2010 | drama | 100 min. | Arabic spoken – English subtitles
This classic story tells of an ill-fated love amidst the tough battle for existence in contemporary Cairo. Tarek (Mohammed Ramadan) has placed all his hope for the future in an illegal passage to Europe, while his girlfriend Amal (Maryhan) is unable to abandon her family. But what perspective do they have, a Christian girl and an Islamic boy in Egypt? Not to mention the lack of jobs.
In her acting debut, Maryhan portrays a woman with nothing to lose and an infectious lust for life. The third protagonist of the film is Cairo, which filmmaker Hesham Issawi explores all the way to the rough quarters. His sober realism was not appreciated by the authorities; the film was banned in Egypt.
Sphinx Art Productions
Van Hogendorpstraat 199-HS
1051 CA Amsterdam
Telephone: +31 (0) 20 486 8008
E-mail: info[at]cinemaarabe.nl


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Being a good driver entails being courteous to others and always following traffic laws. One law that is often ignored is the speed limit, which many drivers disregard as they travel the roads and highways of Mississippi. While breaking the speed limit might not seem like a big deal, the National Highway Traffic Safety Administration explains why it's so dangerous.
Common ER mistakes could come at the expense of your health
When you go to a Mississippi emergency room, it is with the expectation that you will receive prompt care and an accurate diagnosis of your problem. Unfortunately, that is not always the case. Emergency room errors are unfortunately common, and they often come at the expense of the patient's health. When a health care professional makes a mistake, the patient may suffer additional problems and complications.
Workers' compensation deadlines
When workers in Mississippi become injured on the job or develop illnesses that are traced back to their workplace, they may be entitled to workers' compensation. Workers' compensation helps to provide a steady income for workers as they recover from their injuries or illness. However, while filing a claim, securing the necessary benefits may depend on meeting important deadlines.
Is your mental condition eligible for SSD?
If you live with a mental condition in Mississippi, you may wonder if said condition makes you eligible for social security disability benefits. As with any condition, the answer depends on a number of factors, one of the most significant of which is your ability to function with the disorder. You can find the information you need regarding mental conditions and SSD on the Social Security Administration's website.


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Learn Kumihimo techniques: loading colorways, working with unusual beads and many tips for making round braids. There are many different projects--you can see them at the shop. Come a little early to class and decide what you'd like to make.
Rose Mary may offer more than one class on her teaching days. The first 2 students to register on a given day determine which projects are taught that day. If you register on line we'll call you to confirm your choice. Note: Our flexible schedule means that recent changes at the shop may not be reflected on line! Please don't sign up on the website a day or two before class--give us a call to make sure there is a class and that there is room for you. Thank you.
Our jewelry class dates are flexible! We'll work with you to schedule any of our classes on a different date—call us at (760) 772-2400 Monday thru Saturday, 9:30 to 5:30, Sunday, 11-4.
|Tue, May 5, 2020 at 10:00 am to 3:00 pm
|Attendee Name:


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Fisher Island Hotel & Resort, located within the luxurious, private residential island community of Fisher Island, offers guests the ultimate exclusive vacation. Accessible only by auto-ferry or yacht, the 216-acre resort features a private beach and beach club, nine-hole professional golf course, world class tennis center, marina, seven dining options, 4,000 square-feet of meetings space and a full-service spa.
Complimentary golf carts are provided to guests for island transportation, as well as in-room Wi-Fi high speed Internet service and a 24-hour dedicated concierge.


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Thank you to the Friends of St. Margaret for allowing us to reproduce their research.
Regiment 1st Battalion. Machine Gun Corps
Number 7810974
Former Regiment 3rd Reserve Battalion. Machine Gun Corps.
Number 127972
Date of Death 21st January 1923
Place of Death Home
Cemetery St. John's Churchyard. Ockley
For more information on Percy Banfield, please e mail the email@example.com


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Agadir (Morocco), March 24 (IANS) India's Sharmila Nicollet made her first cut of the season on the Ladies European Tour as she carded a second round 71 after a tough 75 in first round at the Lalla Meryem Cup here Saturday.
Nicollet, who shot 75 on the first day scored an even par 71 to make the cut and moved up from first round 84th place to tied 59th after second round. The third and final round will be played later Saturday evening. The cut came at four-over and 69 players made it.
Sharmila, who played her second round Saturday after play was cut short Friday, started from 10th and had a bogey on par-3 12th. She got that shot back with a birdie on 17th but then had a bogey on first and birdie on second. The birdie on eighth gave her breathing space and despite a bogey on par-3 ninth, her last hole of the round, she made the cut.
'It is indeed a relief to make a cut, because I was disappointed at missing out in New Zealand, where also I played in bad weather,' said Nicollet.
Norway's Marianne Skarpnord stayed in front after the second round was completed in better weather Saturday morning. She was a stroke ahead of Jade Schaeffer while English rookie Eleanor Givens continued to impress on her professional debut by signing off the second round with a four under 67.
Read More: New Zealand | Morocco | Sirumathur | A.a. College Edso | Chinnakodunthurai | Evur | Thinnakonam | Sundaikkai | Sundakkai | Velur-ayyampalayam | Veeramanipatti | Thirunarayanapuram | Friday Market | Bikaram English | Rajapur English | Bihta English | Prasadi English | Mangalhat English | Dhanaw English | Fri | English | Moro
Programming tutorials
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I Just purchased a product from your website, what happens next?
You will receive an order confirmation email.
Products with no customization will be dispatched within 1-2 business days and you will be notified via email.
For products with customization (made to order personalized gifts), a design draft will be emailed to you with all the details you have provided within 1-2 business days for your approval. Once approved, we will proceed with engraving and will notify you once your order is dispatched.
What is turnaround time?
General turnaround time is 2-3 business days plus shipping.
What if I need the product urgently?
If you need the product earlier, please mention the date you need it by, in the special instructions field when placing order and we will try to get it done before that date. Alternatively, you can get in touch with us via the contact page and we will let you know if it is possible or not.
What is the shipping time frame?
We are based in wellington, so time frame for north island is 1-2 business days and south island is 2-3 business days. Please allow another 2 extra days if the delivery is to a rural place.
Do you deliver to a PO BOX?
No, we don't deliver to PO BOX, please provide a physical address for delivery.
Is your delivery signed?
Yes, all parcels are signed delivery. You will receive an email with tracking details as soon as the order is dispatched.
What are your shipping costs like?
Shipping cost depends on the number of products purchased, average shipping cost is $7.99 nation wide and non-rural. Once all products are placed in the cart, when you proceed to checkout and ready for payment, then shipping costs will appear.
What if the product is damaged, when I open the box?
If there is any damage during transit, please email us as soon as you open the box with photos, and we will ship out a new set as soon as possible. Please do not discard shipping box, broken product or packaging material as courier company will pick it up to assess our claim.
I'm planning to purchase products in bulk, how do I go about this?
We welcome bulk orders, please checkout our bulk order section for more details.
What is your returns policy?
We do not accept returns on any products because of change of mind if they are personalized to your requirements.
However, if there is any reason the product does not meet the described standards, please get in touch with us via email and we will do our best to resolve it to your satisfaction.
I have an image, but not sure if you can engrave it? Also, what format should the image be?
Please get it touch with us via the contact page or email us your image/design to firstname.lastname@example.com and we will let you know if it is engravable or not. For logo engraving, we need .ai , .eps or .svg format. For some reason you don't have them, please send us whatever format you have and we will look into it.
Do you have a physical store? I would like to pick up my products.
No, we don't have a physical store but please let us know before hand if you would like to pick up, so that we can make sure someone is available while you pickup.
Do you do gift box or gift wrapping?
Unfortunately, at this stage we don't do any gift boxes/wrapping. All our products are shipped in secure brown boxes or sachets.
If you have any further questions, please get in touch with us via the contact page and we will get back to you ASAP.


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GOOD NEWS FOR NORTH OF SEBASTIAN INLET, FL: As of 8:00am Hurricane Matthew is downgraded to a Category 3, maximum sustained winds had dropped to 115 mph and it's headed north. <3 There's a Hurricane WATCH from the Sebastian Inlet to the Flagler/Volusia County line. A Hurricane WARNING is in effect for areas south of Sebastian Inlet into South Florida. <3 . Matthew is moving North at 8mph. Hurricane-force winds (74+ mph) extend outward up to 45 miles from the center. Tropical storm force winds (39+ mph) extend outward up to 175 miles. At present speed, it should hit us overnight Thursday and by 8pm Friday be near Jacksonville.
Last night Jim Cantore checked into the Melbourne Hilton on the beach at Indialantic. Always a sign we'll get some weather! Having been downgraded, if Matthew hits us at 115 miles per hour, I feel safe. The storm's strongest winds near the center are predicted to diminish to 110 mph by the time it is off the coast of Stuart Thursday night and to 100 mph off the coast of Jacksonville Friday night. That is still a Category 2 hurricane. The National Weather Service in Melbourne is predicting wind gusts up to 30 mph Thursday night and during the day Friday. Winds are expected to diminish to 20 mph Friday night.
I wrote this a few years ago —> http://horizonsmagazine.com/blog/andreas-experiences-with-hurricanes-and-tropical-storms/ so I could remember how each category storm affected me personally and for how long. My worst experience (and it wasn't bad): I was home through Jeanne on 9-24-04, a Category 3 hurricane moving 12 mph, which hit 60 miles south of me and had winds of 115. I lost power about midnight and was without power for ten days. My mobile home 3 miles away sustained minimal surface damage from flying debris. Just three weeks before, Hurricane Frances (Cat 2, winds 105mph) hit us and I lost power for 10 days. A storm roars loudly, like you're under an airplane and a train is riding past at the same time. I felt safe inside the house. Burglar bars on all the windows help protect from flying debris, but I shutter them as well.
I would not feel nervous about staying in my home again through a Category 3 hurricane with sustained winds of 115mph. (Category 4 with winds of 131-155 is when there is damage to doors and windows, mobile homes. Cat 5 winds of 155+ are when doors, windows and roofs can fail. Mobile homes can be destroyed.) The worst I fear is losing power since it means no a/c, no water since I'm on a well and pump, no phone, no internet and limited cell phone use.
I'd tough it out at home if it came through as a Cat 4. I got a new roof in 2005, my home is 2×6 construction (not 2×4, thanks Uncle Jimmy!) and there's a 1/2″ plywood floor overhead throughout half the attic. I'm bummed my tenant at the mobile home park has a mandatory evacuation but hopefully it's just a few days and she has an intact home to go back to. It weathered the 2004 hurricanes just fine, and it's got an entire new subfloor since then. I'm hopeful and anything is possible. Hold that vision with me?
RELATED: 8:00am update has Hurricane Matthew landing 40 miles south of me
RELATED: Mandatory evacuation, surviving Hurricane Frances, being the Vision Keeper
Be a vision keeper during the hurricanes
The phases of the moon drive hurricane behavior
Don't add to the fear about hurricanes
Mild winter = mild hurricane season
Remember an active hurricane season doesn't mean any will make landfall
I emailed news stations about a no cost plan for viewers to help with the hurricanes; global coherence