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Portland historic school opens Sunday
In time of need, a small space can serve many purposes.
The Cold Springs Historic School in Portland has proven that through the years, and during its grand opening on Sunday, June 7, visitors can learn more.
The 158-year-old building served its community as a school, a church, a hospital, a residence and, most recently, as a museum and a classroom.
Resembling a red barn, the structure was built in 1857 on the family farm of Jim and Bill McGlothlin in the then-called Richland Community. It was built near the railroad and above underground cold springs, hence its name.
The one-room school served all grades.
"While sometimes children caught a ride on a wagon or a donkey, most walked to school," said Shelley Bender, president of Portland's Highland Rim Historical Society. "Going to school was a luxury in those days. During crop season, kids were expected to work."
Such stories local youngsters can learn during Highland Rim-sponsored field trips. The nonprofit historical society maintains the building and grounds of this and several other historic structures in the northern Sumner County city of 12,000 residents.
Life history
During field trips, Portland resident and Highland volunteer Carolyn Meadors, dressed in period teacher's attire, tells students history lessons that come to life.
She tells them that in the winter she would have had to start a fire in the morning. She tells them what their school day would have been like, from clothing to lunch.
Other stories between the school's walls go back 149 years to 1866 when American Restoration Movement minister, editor and educator David Lipscomb started Portland's Church of Christ.
During the Civil War (1861-65), the Confederate Army used the school as a regiment hospital at Camp Trousdale.
New historical background unknown to many tells another story that took place between 1914 and 1916. The school was in rough shape and the community held an ice cream social to raise money for new paint.
"A young boy by the name of Baily Stinson, his dad and other dads painted the interior walls of the school," Highland Rim historian Steve Broadway said. "That's when they painted over the names of the soldiers who had written them on the walls when the school was used as a hospital."
Period paint is one of the latest restoration features of the school, which was damaged during 2011 storms when trees fell on the property, shifting the structure off balance. New lights now also complement the restored floors.
"Most of the building is original except for the needed repairs made to the exterior," Bender said. "The structure's historical integrity is preserved."
Kicking off the school's summer June through September tour season, Sunday's event is free and open to the public.
"Come check out this great asset that gives a rare glimpse into history," Bender said. "Get involved, bring your kids and show them what's historically important in the community because that will help foster civil pride in young children."
Reach Dessislava Yankova at 575-7170 and on Twitter @desspor.
•Cold Springs Historic School house in Portland holds its grand opening Sunday, June 7, starting at 1 p.m. The house is in Richland Park next to the Portland Public Library, 301 Portland Blvd.


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Is Iggy Azalea actually Miley Cyrus' fairy twerking godmother?
Most accuse Cyrus of appropriating twerking from black culture, but Azalea claims Cyrus lifted her signature dance move from somewhere more specific: her.
Speaking to Paper Magazine, the 23-year-old Australian rapper said she began twerking onstage long before Cyrus shed her wholesome Hannah Montana image in favor of the much-maligned gyrations.
"I've been doing that onstage for two-and-a-half years," Azalea said. "She probably f--king watched my videos online and decided to try it."
Azalea definitely didn't invent twerking, but in any case, the rapper took to Twitter on Monday to deem the trend dead.
So there you have it. Conversation over.
Calling all HuffPost superfans!
Sign up for membership to become a founding member and help shape HuffPost's next chapter
Miley Cyrus' Transformation

subset: commoncrawl


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Teri Quatman is an Associate Professor of Counseling Psychology in the Graduate Department of Counseling Psychology at Santa Clara University. She earned her Ph.D. from Stanford University in 1990, and has studied, practiced, and taught psychodynamic psychotherapy to graduate students for the past 25 years.
Essential Psychodynamic Psychotherapy: An Acquired Art provides an essential, accessible grounding in current psychodynamic theory and practice for a wide range of readers. For trainees, it offers a... (more)


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Installation, (beige rage custom swatch) beige latex, work lanps, timers, tow chain, master lock
CREAM is working with color, symbolically, wherein corporeal traits are often given to untreated, untextured, flat hues of beige evoking ideas on assumed norms, familiarity and in its most extreme — hierarchy (vis-a-vis whiteness, of one sort or another). Access to the privileges associated with this color are also taken into consideration with this work. Except for a window, the gallery became a space inaccessible to an audience.


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Common Name
Sandy soils Loamy soils Clayey soils
Clayey soils
Clayey soils
Moderately coarse Medium
Moderately fine
Class Name
Sand; loamy sand Sandy loam; fine sandy loam Very fine sandy loam; loam; silt loam; silt
Clay loam; sandy clay loam; silty clay loam
Sandy clay; silty clay; clay
USCS Symbol3
a USCS, Unified Soil Classification System.
Source: Adapted from USEPA, Onsite Wastewater Treatment Systems Manual, EPA/625/R-00/008, CERI, Cincinnati, OH, 2002.
application of biosolids or wastewater and in turn depends on surface vegetation as a treatment component, then soil chemistry is a very important factor in the development and future maintenance of the vegetation. The following tests are suggested for each of the major soil types on the site:
• pH, cation exchange capacity (CEC), exchangeable sodium percentage (ESP), and electrical conductivity (EC)
• Plant available nitrogen (N), phosphorus (P), potassium (K), and lime or gypsum requirements for pH adjustment and maintenance
A few standard test procedures are available for chemical analysis of soils (Black, 1965; Jackson, 1958). The interpretation of soil chemical test results can be aided by extension specialists and the use of Table 2.16.
The cation exchange capacity of a soil is a measure of the capacity of negatively charged soil colloids to adsorb cations from the soil solution. This adsorption is not necessarily permanent, because the cations can be replaced by others in the soil solution. These exchanges (except for excess sodium percentage in clay soils) do not significantly alter the structure of the soil colloids. The percentage of the CEC occupied by a particular cation is the percent saturation for that cation. The sum of the exchangeable hydrogen (H), sodium (Na), potassium (K), calcium (Ca), and magnesium (Mg), expressed as a percentage of the total CEC, is the percent base saturation. Optimum ranges for percent base saturation for various crop and soil combinations have been identified. It is important for Ca and Mg to be the dominant cations, rather than Na or K. The cation distribution in the natural soil can be changed easily by the use of soil amendments such as lime or gypsum.
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Last Sunday the Sydney Spoolette's held a fabric swap. Although it is called a fabric swap there is a bit more than just fabric that gets brought along. People bring sewing notions, patterns and books some are sewing related others not. They are a lot of fun and I do highly recommend if you able to get to one in your local area that you do!
I mentioned back in August I used my "I love my fabric party" to cull fabrics from my stash. I did take most of the fabric I pulled out to the stash. Yes a few pieces did go back into my stash after consideration. These were fabrics that I knew I could use in projects that I hadn't thought of before so they were taken out to be used and not stashed for "I might make something" purposes.
Recently one morning before work I decided to cull my craft books. I was ruthless and culled I think around 50 – 70 books I would say. I divided them up into categories (yarn, sewing, kids toys) To the swap I took most of my sewing and kids toys books which ended up being 4 bags full. The other books will be taken to my knitters guild group or donated to the volunteers at my work to use or sell at their bric'n'brac stall. Guilty again a couple of books have gone back to my stash as I was packing them.
Prior to the swap I went through my sewing notions and patterns. After 8 years of crafting I have gathered a lot of things I'm not going to use. Some were items I won at craft shows, gotten in "sew boxes" subscriptions (sadly that company no longer operates) sewing patterns I'd brought or gotten for free, items I brought at Australian Sewing Guild Industry days which were a "bargain" and I thought I would use. You just gather things in your stash over time without even realising it. If I wasn't going to use it out it went.
In the end I took 7 bags to the swap. My suitcase contained all my fabrics, 4 bags of books and 2 bags of notions. The day before I also found a set of sewing needles for a sewing machine I no longer have and since a friend I knew had the same machine and was going to the swap I put them in my handbag to give to her.
There was a last minute change of venue for the swap and it ended up being held in a café. We had a room to ourselves and from the outside it looked like a "Spoolette's Pop-Up" shop from the street. The room was packed with fabrics, patterns, books, buttons, threads. It was a wonderful turn out of people and items. Since I wasn't "shopping" I pulled up a seat, drank coffee, minded people's bags and called out coffee orders as the café staff brought them in. I may look quiet but I have been called "Miss Megaphone" in the past so I am happy to yell. Ok so admittedly by the time I factored in the taxi ride to the venue and back it was it was the most expensive cup of coffee I have ever drunk but I didn't care I still had fun. Every so often I would get up to touch fabric and watched the different layers of the fabric table emerge as people took stuff and the pile decreased. I was chatting to people and looking at the items they took. It was a relaxing Sunday morning.
So what did I come home with…. Nothing but empty bags!!! Yep that's correct I took nothing home from the swap. I even decluttered a couple of carry bags 🙂 Everyone said I was very restrained but the reality is I wasn't. For me the swap was the opportunity to declutter my sewing stuff knowing they would go to a home that would use them or at least appreciate them. I didn't want to bring stuff home and repeat the cycle of having items in my stash. Even though I culled so much stuff I still have a house full of fabric and sewing supplies so there was no FOMO (fear of missing out) by not taking things home. It was wonderful that everyone else was able to take items home but I am in a mental space at the moment where I don't want anymore stuff. I was started to get overwhelmed by how much stuff I had. In 2020 we might be moving house. I don't want to pack things I'm not going to use, I am already starting to freak out how I will pack everything in boxes so I don't want anymore after 10 years in the same place. I'm finding decluttering very therapeutic, each item I remove is like another little weight off my shoulders. To be honest I don't know if I can really see a difference in my stash with all the items gone. I do have more room on my bookcases but my fabric stash is still packed to the brim, not overflowing but still heavily packed. I have learnt to distance myself or ignore thinking how much I have spent on my craft supplies over the years so there is no guilt attached to giving things away. After the swap I have seen photos of things people picked up and I smiled each time I spotted something that was once in my stash.


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Review: Moonshine by Alaya Johnson
Moonshine by Alaya Johnson (Zephyr Hollis #1)bought
Synopsis from Goodreads
Imagining vampires at the heart of the social struggles of 1920s, Moonshine blends a tempestuous romance with dramatic historical fiction, populated by a lively mythology inhabiting the gritty New York City streets.
Zephyr Hollis is an underfed, overzealous social activist who teaches night school to the underprivileged of the Lower East Side. Strapped for cash, Zephyr agrees to help a student, the mysterious Amir, who proposes she use her charity worker cover to bring down a notorious vampire mob boss.
What he doesn't tell her is why. Soon enough she's tutoring a child criminal with an angelic voice, dodging vampires high on a new blood-based street drug, and trying to determine the real reason behind Amir's request — not to mention attempting to resist (often unsuccessfully) his dark, inhuman charm.
Amazon US($6.00!)/UK | Amazon kindle US | The Book Depository US/UK
Oh, I forgot djinn! The mysterious stranger with a dark sex appeal, the client whose dragging Zephyr in his messy dealings with gangsters started all her troubles. Yep, meet Amir.
Zephyr is a no-nonsense skinny activist, a do-gooder who fights for social equality between humans and paranormals and teaches latter in the night school. She is also an ex-demon hunter who saw that her family business was indiscriminately killing all paranormals no matter if they were criminals or not and stepped away from it. She is also a vegetarian just for the hell of it. Because you know, the rest is not enough.
So, Amir hires her to find this gangster who he suspects is a vampire. To do so, Zephyr needs to infiltrate a gang of teenage vamps who terrorise the whole neighbourhood by their unhinged cruel ways. She offers to teach their leader to read.
At the same time there is another mystery waiting to be solved - Zephyr found a brutally turned into a vampire little boy on one of the streets, and she needs to find his mother in between her detective work, protests and her newfound singing career...
The situation gets worse when her dad and a bunch of demon hunters arrive into town and his and his daughter's mark coincide...
Not only this book is full of fun, plenty of action and great characters, the atmosphere is fantastic! New York and its dirty dangerous streets, its horrible conditions for immigrant workers, and poverty are beautifully described, and I loved it!
This mix of urban fantasy and historical fiction has a great kick to it, and I recommend it to anyone who wants to find a kick ass character in a historical setting.
Wicked City, the next book in series is only available as hardback in UK at the moment. I can't afford it, but as soon as it's printed as paperback I'll buy it! Lovely cover as well.
Куча экшна, замечательные персонажи, несколько сюжетных линий, вампиры и новый алкоголь для них, что превращает из в обезумевших животных, гангстеры, банда вампиров-малолеток, терроризирующая город своими всплесками насилия, таинственный джинн Амир; искусанный и превращённый в вампира ребёнок, мать которого Зефир безуспешно пытается найти на фоне своей детективной работы на Амира...
Сама Зефир - сумасшедшая тощая социалистка, борящаяся за равные права для паранормальных существ, преподающая в ночной школе, поющая джаз вегетерианка с опытом бывшего охотника за демонами...
В общем, сплошное веселье с горем пополам в незабываемой атмосфере. Страсть как рекомендую.
5 comments:
- Nina @ Death, Books, and Tea said...
Vampires + 20s? I'm in. Sex appeal...does that mean I should wait a while? Oh well...great review!
- 23 May 2012 at 06:45
- Blodeuedd said...
Gangsters? Cool, cos I do like that era :D So I approve of this book. Might be one for me
- 23 May 2012 at 18:07
- kara-karina@Nocturnal Book Reviews said...
Nina, don't pay attention to that word - it's perfectly alright to read, nothing erotic or even steamy. he is just very alluring due to his nature, that's it ;) Hope you'll read it1
Blodeuedd, it was a fun, unusual book to read, I really enjoyed it and hope you give it a try! ;)
- 24 May 2012 at 23:02
- Melissa (My World...in words and pages) said...
Oh I do think I want this one now! :D It's a completely new book and author for me, but love the review. Sounds like a read I would totally enjoy. Thank you!
- 25 May 2012 at 01:26
- kara-karina@Nocturnal Book Reviews said...
You're welcome, Melissa! I thought that book was a breath of fresh air if you want something a little bit different in UF. :) Hope you like it!
- 25 May 2012 at 05:25
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In case of zombie apocalypse
If you'd like to sponsor a fellow book addict who sometimes can't sleep at night worrying that she won't have enough books to read if internet goes down in the event of zombie apocalypse (I'm convinced it's one of the top five ways to go for human race) you can donate through Paypal to olivesandacorns at gmail dot com or buy a book through any of the links provided with my reviews which will send me a small percentage from the sale. All proceeds will go towards my enormous TBR. I will also shelter you on the remote farm in Portugal when zombie apocalypse starts provided you survive getting there. There will be books, yay?
Thank you! Love you all
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2020 All Ways Up Scholarship Pre-Application
Cohort Name [Update Default Value Yearly]
2018-19 Academic Year
2019-20 Academic Year
2020-21 Academic Year
Please complete the
pre-qualification questions below to see if you qualify for the All Ways Up Foundation's renewable up to $2,500 (up to $10,000 over four years) scholarship.
Complete this form then you will receive an
EMAIL with a personalized link to your application (due 9am PST/ Noon EST Monday, April 27).
You MUST attend the FREE UP Through Education Summit in Los Angeles, June 24-28 (all expenses paid including flights, if applicable) to qualify.
STOP! Based on your responses to the pre-qualification questions below, you are NOT eligible for this program. See explanations below.
Please do not submit this application. If you think there has been a mistake, we encourage you to contact our office at firstname.lastname@example.com.
You must have a partner or property organization to qualify.
You must have at least a 2.5 cumulative GPA to qualify.
You must be attending a 4-year college or university to qualify.
You must be able to attend summit to qualify.
Pre-Qualification Questions
First Name
Last Name
Year in School
Please select...
Rising College Freshman/Current High School Senior
If you are a current high school senior please select 'Rising College Freshman'. Current college students do NOT qualify for this scholarship.
Other Year in School
Please note ONLY Rising College Freshmen/ Current High School Seniors qualify.
Affiliated Partner or Property
Please select...
PK Management Property
100 Black Men of Tennessee
Academy for Success (in partnership with the Santa Barbara Education Foundation)
Access Opportunity
Al Wooten Jr. Youth Center
C5 Youth Foundation of Southern California, Inc.
CAMP (College Admissions Made Possible)
CAP (College Access Plan)
Choice Group
College Access Partnership, Inc.
College Match
Denver Kids, Inc.
Determined to Succeed
Elevate New York
ESP Education & Leadership Institute
Friends of the Children
Garner Road Community Center
Heart & Hand Center
Kid City (Los Angeles United Methodist Urban Foundation)
Krimson & Kreme (Kappa League)
Lapan College Club (Lapan Memorial Sunshine Foundation)
Minds Matter of Cleveland
Minds Matter of Colorado
Minds Matter of Los Angeles
Minds Matter of Philadelphia
MOSTe (Motivating Our Students Through Experience)
MPYD (Mentoring and Partnership for Youth Development)
New Rising Star Missionary Baptist Church
Next Generation Scholars
Next One Up Foundation, Inc.
On a Mission, Inc.
Operation Jump Start
Ready to Succeed LA
Renaissance Youth Center
San Fernando Valley Rescue Mission
SCS Noonan Scholars
Social Justice Learning Institute
Southern California College Access Network
The Bridge Project, University of Denver
VIP Scholars (UCLA Foundation)
YES (Young Eisner Scholars)
YESS Institute
Only students who participated in one of these organizations OR live in a PK Management property qualify.
Other Affiliation
PK Management Property Name
What is the name of the PK Management building you live in? Ask your Property Manager or Social Service Coordinator if you are unsure.
School Type
Please select...
Will your intended college by a 2 or 4-year institution? Note only 4-year colleges qualify for this scholarship.
GPA Range
Please select...
1.99 or below
4.0 or higher
Note a 2.5 or higher cumulative GPA is required.
Able to Attend Summit
Please select...
Summit takes place from Wednesday, June 24th- Sunday, June 28th at Loyola Marymount University in Los Angeles. All expenses are covered by the Foundation. To attend, you must have FULL availability, and the Summit is required to receive the full scholarship amount.
AIMCO Scholarship
Congratulations, PK scholars ALSO qualify for the
NLHA Education Fund AIMCO Cares Scholarship
, typically $500-$3,500! Due by 5pm EST Sat, April 11:
Apply to AIMCO
(but remember to still SUBMIT THIS FORM by clicking BELOW!)
Hidden Fields
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|Code Block
git commit -va "FS-XXXX [my_module_name] This commit fixes all the things \o/"
Please follow the commit guidelines, always reference the JIRA number and the module name the commit references with [my_module_name].
This makes easier to read commits and see which module is affected.
Create more commits as needed such that each commit represents a logically separate change:


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Napa, CA
Do you know someone at
Beau Fleurs Flower Company
? Connect to find out!
We use only the freshest premium flowers which we purchase directly from the growers at the San Francisco Flower Market. As such, we have a large stock of fresh flowers at all times including Hydgraneas, Garden Roses, Peonies, Orchids, Tulips, Dahlias, Sorbonne Lilies, Lisianthus, Sedum, Ornamental Kale, Leucadendron, Protea, Hypericum and much more. (you'll not find any mums, carnations, baby's breath or the typical cheesy florist material in our coolers)


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Using a credit card in Barbados
Heading for the sunny Caribbean sea? Here's how to get the best out of your plastic and your cash on holiday in Barbados.
Last updated:
What's in this guide?
- ATMs in Barbados
- Cash in Barbados
- Chip and PIN, chip and signature or magnetic strip and signature
- Is it safe to use my card in Barbados?
- Potential credit card fees
- Compare cards with fee-free currency conversion in Barbados
- How to prepare before travelling to Barbados
- Next steps
- Alternatives to credit cards
- Revolut card: Free delivery worth £5
- How to use a credit card in …
- Frequently asked questions
The local currency is the Barbadian dollar (BBD), and since 1975, it's been "pegged" to the US dollar at US$1 = Bds$2. When you're paying in cash, you'll typically be given the choice of paying in US dollars or Barbadian dollars. For example, a bottle of wine in a supermarket might set you back US$15 or Bds$30 (most food has to be shipped from the mainland, and as a result is not cheap). When you're paying by card, you're much less likely to be given the choice – you'll simply be billed in BBD.
Many of the local small businesses are still primarily cash-based, so you'll need to carry dollars as well as a card. However, hotels, car hire companies, the majority of restaurants plus the ever-popular boat trip companies will all happily accept card payments. Visa and Mastercard credit cards are widely accepted and you might be able to use your American Express card in some places, too.
Some businesses, including the majority of supermarkets, require you to show a valid photo ID when you use your credit or debit card, and some might insist on looking at your passport. In many locations, you'll be asked to sign for the transaction, either on paper or on the card reader, so don't forget to sign your card before you go.
ATMs in Barbados
You'll find ATMs (cash machines) linked to the Plus or Cirrus systems, so using your Visa or Mastercard card will be easy. There are plenty of cash machines in Bridgetown, and in larger towns around the island. You'll also find them at many petrol stations.
Unlike those in the UK, almost all the local ATMs are in small enclosed rooms that you access one user at a time. Sunglasses or hats are not allowed in these rooms.
Some local bank-affiliated ATMs impose additional fees to those your bank may levy. You might also be asked which account (savings or credit, say) you wish to withdraw your funds from.
Additionally you'll be given the choice of who should exchange the funds to the local currency – the bank that owns the ATM or your own bank. Normally, if you've bagged a card with favourable terms for spending abroad, it'll make sense to use your own bank to exchange the funds.
Since the official language of Barbados is English, that's the default for cash machines.
Cash in Barbados
Cash is king in Barbados, and it's easy to burn through it quickly. Goods and services don't come cheap, and as a result, coins are largely redundant. Bank notes start at $2 and run up to $100, and whereas if you whipped out a £50 note in the UK a shopkeeper might be annoyed with you, you'll get no objections when you hand over a $100 bill in Barbados.
Keep around $200 on you in cash to pay for flying fish "cutters", snacks, drinks, souvenirs, busses and so on, and don't be surprised if you're flatly refused when you ask to pay by card. You may also encounter shopkeepers who aren't particularly comfortable using the card machines they have.
Chip and PIN, chip and signature or magnetic strip and signature
You may find any of these in Barbados. Contactless payments are not prevalent yet, however. Don't forget that you may be asked for photo ID when you use your card at a shop, and don't forget to sign your card before you travel.
You'll need to know your PIN in any case, to use cash machines.
Is it safe to use my card in Barbados?
By exercising some caution when using your credit card in Barbados, you'll have a relatively trouble-free experience.
- Keep your PIN safe. Use one hand to enter the PIN and the other to shield it from prying eyes and hidden cameras.
- Select ATMs with care. Try and stick to ATMs in banks and avoid using ones in the street.
- Watch out for "skimmers". When installed in an ATM, a card skimmer works by stealing information from credit and debit cards. If you feel the card slot is not as smooth as it should be or if there's a problem with the keypad, cancel your transaction and look for another ATM.
Keeping your credit card (physically) safe
Remain alert to street crime, especially where two or more people work in distracting victims before decamping with their valuables. There have been numerous instances of thefts from hired cars so don't leave your wallet or purse in a parked car. In some cases, thieves pose as police and ask to see wallets for identification purposes. In such a scenario, make sure you're speaking with genuine police officers. It is very unlikely that a real officer will want to sift through your wallet.
Potential credit card fees
Credit card fees can leave a noticeable dent in your pocket when you're travelling overseas, so know what you're up against well in advance and choose a card with no or low fees.
Foreign transaction fees
British credit card issuers typically charge a fee equivalent to 1% to 3% of your transaction, so carefully review your card's fine print to avoid statement surprises. Some cards designed for travel come with no foreign transaction fees, so this could be a good time to switch.
Learn more about cards designed for overseas spending
Currency conversion fees
If a retailer offers to bill your credit card in sterling, dynamic currency conversion comes into play. While this might sound like a good deal, you'll actually end up getting a worse exchange rate, and you might also end up paying currency conversion fees. Whenever you're presented with an option, choose to pay in the local currency.
Cash advance fees
Using your credit card to withdraw money from an ATM may not make sense unless it's a bona fide emergency. Each time you withdraw funds from an ATM, you're likely to pay a cash advance fee. Your APR for cash advances is typically higher than your purchase APR, and you'll typically get no grace period on interest — instead, you start paying interest immediately. Again, some cards designed for overseas spending will waive this fee.
The table below serves as an example of how much extra you may pay to use your credit card for in Barbados.
Additionally, you can get an idea of costs by using these online currency conversion tools from Mastercard and Visa.
What is a cash advance fee?A cash advance fee is calculated (and charged) when you withdraw cash from your credit card. It's usually the greater of a flat fee or a percentage of the transaction. For example, "2.5% of the transaction, minimum £3.00".
Compare cards with fee-free currency conversion in Barbados
Table: sorted by representative APR, promoted deals first
Updated April 8th, 2020
How to prepare before travelling to Barbados
- Go with Visa or Mastercard. Carry at least two cards on your trip, preferably connected with Visa or Mastercard. If you just take an American Express card, you won't get to use it in many places.
- Think no foreign transaction fees. When there are cards that come with no foreign transaction fees, using ones that charge 2% or 3% of each overseas transaction does not make sense. Some of these cards don't charge an annual fee, either.
- Keep your bank posted. Banks, in their efforts to thwart fraudulent transactions, block credit cards if they detect suspicious activity such as unexpected overseas transactions. To make sure this does not happen to your card, let your bank know about your travel plans before you leave the UK.
- Keep the emergency number handy. Know which numbers you'll need to call if you end up losing your card or if you need an emergency replacement.
- Know where you'll get cash from. Consider using your debit card to withdraw cash from ATMs. If you need to exchange money, stick to banks or official money-exchange offices because possessing counterfeit money in Barbados is a serious crime. Try to avoid exchanging money at airports and popular tourist destinations because of typically poor exchange rates.
Next steps
Ask yourself these simple questions before you leave so your spending in Barbados does not hit any roadblocks.
- Which cards will I take? Visa and Mastercard are the favourites. If you're planning a trip, check out cards which give you complimentary airport lounge access. If you're planning well in advance, consider earning air miles for your trip with a frequent flyer credit card.
- Have I let my bank know? If you don't inform your bank about your travel plans, you may end up with a temporarily suspended card.
- What fees do I need to pay? If your existing cards come with foreign transaction fees, look for one that does not. Paying in Sterling outside of the UK might come with currency conversion fees.
- How will I get cash? Using your debit card at an ATM is the simplest way to access your own money. You can carry cash and traveler's cheques with you. Exchanging Sterling to Barbadian Dollars is easy and you'll get several options.
When you're in Barbados, you won't be able to use your credit card everywhere, and so you'll also need to carry cash.
Alternatives to credit cards
There are other options for spending abroad, such as Revolut, Starling, Monzo and similar digital banking accounts. These function much the same as regular current accounts but you won't have to visit a branch to organise your finances. Our digital banking apps for travelling will give you lots more options.
Monzo, for example, allows you to withraw cash at ATMs overseas but there will likely be a limit applicable, otherwise you'll end up being charged for the privilege. On the other hand, making purchases directly with a Monzo debit card shouldn't have any restrictions applied. To see which might work for you, compare Monzo, Starling and Revoult.
Revolut card: Free delivery worth £5
Enjoy fee-free foreign spending and fee-free international money transfers. Exchange pounds for dollars at the interbank rate.
How to use a credit card in …
Frequently asked questions
We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.
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Phoenix, AZ 85023
5 beds | 6 baths | 6079 sqft
1 / 66
Property Description
TOP OF THE HILL – A HIDDEN GEM!!! VIEWS, VIEWS & VIEWS!!! Guard Gated Community in Coral Gables Estates (Moon Mountain Estates). Tastefully done! This custom hilltop home has soft curves, dramatic features, the finest finishes with sensuous sunsets, breathtaking sunrise and twinkling city lights. A charming paver carport and fountain draws guests to a grand entry of custom double iron doors. Relax, entertain and enjoy Arizona outdoor living at its finest with covered patio, overlooking a sparkling pool with gorgeous valley views from practically every room of the house, and much more to offer. Watch your favorite game with outdoor Retractable Grand Screen, or indoor Media Room. This is an exquisite property you must see to believe.
Contract Information
Status Change Date: 2019-10-09
List Price: $1,700,000
Status: Active
Current Price: $1,700,000
List Date: 2019-09-27
Ownership: Fee Simple
Location, Tax & Legal
Map Code/Grid: L34
House Number: 14235
Compass: N
Street Name: 14TH
St Suffix: Drive
City/Town Code: Phoenix
State/Province: AZ
Zip Code: 85023
Zip4: 5102
Country: USA
County Code: Maricopa
Assessor Number: 208-16-273
Subdivision: CORAL GABLES ESTATES UNIT 2 LOT 28-103 TR A-G
Taxes: 9788
General Property Description
Dwelling Type: Single Family - Detached
Dwelling Styles: Detached
Exterior Stories: 2
# of Interior Levels: 2
# Bedrooms: 5
# Bathrooms: 6
Approx SQFT: 6079
Price/SqFt: 279.65
Approx SqFt Range: 5,001+
Horses: N
Builder Name: Coral Gables
Year Built: 1981
Approx Lot SqFt: 23113
Apx Lot Size Range: 24,001 - 35,000
Pool: Private Only
Elementary School: Lookout Mountain School
Jr. High School: Mountain Sky Middle School
High School: Thunderbird High School
Elem School Dist #: 006 - Washington Elementary District
High School Dist #: 205 - Glendale Union High School District
Remarks & Misc
Directions: From West Green Parkway & 7th Ave. Go South on 7th Ave., Rt on Coral Gables Dr. Stay on the Rd., Right on W Port Au Prince Ln to the end to Coral gables Estates Guard gate. Check with the guard.
Geo Lat: 33.615973
Geo Lon: -112.088042
Legal Info
Township: 3N
Range: 3E
Section: 7
Lot Number: 96
Association & Fees
HOA Transfer Fee: 425
HOA Fee: 250
HOA Paid (Freq): Monthly
HOA Name: Coral Gables Estate
HOA Telephone: 6238771396
HOA Prop Man Co Name: Planned eEvelopment
PAD Fee Y/N: N
Cap Impv/Impt Fee$/%: $
Cap Impv/ImptFee2$/%: $
Land Lease Fee Y/N: N
Rec Center Fee Y/N: N
Rec Center Fee 2 Y/N: N
Ttl Mthly Fee Equiv: 250
Basement Y/N: N
Separate Den/Office
Sep Den/Office Y/N: N
Items Updated
Ht/Cool Partial/Full: Partial
Kitchen Yr Updated: 2014
Kitchen Partial/Full: Partial
Bath(s) Yr Updated: 2015
Bath(s) Partial/Full: Full
Rm Adtn Yr Updated: 2015
Rm Adtn Partial/Full: Full
Pool Yr Updated: 2019
Pool Partial/Full: Partial
Parking Spaces
Garage Spaces: 3
Total Covered Spaces: 3
Property Features
Special Listing Cond: N/A
Add'l Property Use: None
Architecture: Spanish; Contemporary
Master Bathroom: Full Bth Master Bdrm; Separate Shwr & Tub; Double Sinks; Private Toilet Room; Tub with Jets; Bidet; Other (See Remarks)
Master Bedroom: Upstairs
Additional Bedroom: Other Bdrm Split; Other Bdrm Dwnstrs; Separate Bdrm Exit; Mstr Bdr Walkin Clst; Othr Bdr Walkin Clst; Mstr Bdrm Sitting Rm
Fireplace: 3+ Fireplace; Fireplace Living Rm; Fireplace Master Bdr; Firepit
Flooring: Carpet; Stone
Windows: Dual Pane; Mechanical Sun Shds; Tinted; Wood Frame
Pool - Private: Pool - Private; Variable Speed Pump
Spa: Spa - Private; Spa - Heated
Community Features: Biking/Walking Path; Comm Tennis Court(s); Gated Community; Guarded Entry
Dining Area: Formal; Eat-in Kitchen; Breakfast Bar; Dining in FR; Breakfast Room
Kitchen Features: Range/Oven Elec; Disposal; Dishwasher; Built-in Microwave; Refrigerator; Reverse Osmosis; Wall Oven(s); Pantry; Walk-in Pantry; Granite Countertops; Kitchen Island
Laundry: Wshr/Dry HookUp Only; Inside Laundry; Upstairs Laundry
Other Rooms: Family Room; Great Room; Guest Qtrs-Sep Entrn; Media Room
Features: Skylight(s); 9+ Flat Ceilings; Central Vacuum; Wet Bar(s); Roller Shields; Water Softener Owned; Soft Water Loop; Drink Wtr Filter Sys; Furnished(See Rmrks)
Accessibility Feat.: Dr/Access 32in+ Wide; Hallways 36in+ Wide; Bath Roll-In Shower; Bath Grab Bars
Technology: Cable TV Avail; HighSpd Intrnt Aval; Ntwrk Wrng Multi Rms; Security Sys Owned
Exterior Features: Patio; Covered Patio(s); Balcony/Deck(s); Circular Drive; Private Street(s)
Mfg Home Features: In Subdivision
Parking Features: Attch'd Gar Cabinets; Dir Entry frm Garage; Electric Door Opener
Construction: Block; Frame - Wood
Const - Finish: Painted; Stucco
Roofing: Tile
Cooling: Refrigeration; Ceiling Fan(s)
Heating: Electric Heat
Plumbing: Dual Flush Toilet
Utilities: APS
Water: City Water
Sewer: Sewer - Public
Services: City Services
Fencing: Wrought Iron
Property Description: City Light View(s); Mountain View(s)
Landscaping: Gravel/Stone Front; Gravel/Stone Back; Desert Front; Desert Back; Synthetic Grass Frnt; Synthetic Grass Back; Yrd Wtring Sys Front; Yrd Wtring Sys Back; Irrigation Front; Irrigation Back
Possession: Close of Escrow
Unit Style: Two Levels
Association Fee Incl: Street Maint
Assoc Rules/Info: Pets OK (See Rmrks); Rental OK (See Rmks)
Existing 1st Loan: Conventional
New Financing: Cash; VA; FHA; Conventional
Disclosures: Seller Discl Avail; Agency Discl Req
Listing Office: My Home Group Real Estate
Last Updated: March - 12 - 2020
Copyright Arizona Regional Multiple Listing Service, Inc. All rights reserved. Information Not Guaranteed and Must Be Confirmed by End User. Site contains live data.
Monday 6th of April 2020 12:42 PM


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Ameer Tyree 1 year ago in Sports & Recreation 0
Day: January 28, 2019
NBA has 'commenced an investigation' into Anthony Davis' trade request, league spokesperson says
Davis is averaging 29.3 points and 13.3 rebounds per game in 2018-19.
Warriors star Kevin Durant discusses Anthony Davis' decision to request a trade
"We all as players, we want guys do exactly what they want to do in this league," Durant said.
Celtics star Kyrie Irving to produce horror movie based in Oklahoma City
Irving will be the executive producer for a horror movie set at the Skirvin Hotel in Oklahoma City.
Upgrading OpenVPN on ASUS RT-AC66U [on hold]
I want to install and run OpenVPN on my home router but the OpenVPN server I'm using requires version 2.3.3 (for TLS reasons) and my router only has 2.3.2. I can telnet in to the router as root but many common commands are mi…
Adam Vinatieri on his Super Bowl 53 allegiance: 'I want everybody to lose'
The 23-year veteran isn't ready to retire. Vinatieri, 46, re-signed with the Colts this week and will return next season.
Miley Cyrus, Mark Ronson, And Miley's Earrings Performed 'Nothing Breaks Like A Heart' On Ellen
Miley Cyrus and Mark Ronson — and Miley Cyrus's Ellen-honoring earrings — teamed back up to bring "Nothing Breaks Like a Heart" to "Ellen."
Watch Nyle DiMarco Transform Into Ariana Grande In An ASL Version Of '7 Rings'
Nyle DiMarco and director Jake Wilson released an unofficial ASL version of Ariana Grande's "7 Rings" music video, including captions, sign language and a perfect wardrobe.
LeBron James injury update: Lakers star (groin) progresses to game-day decision Thursday
James, 34, will again participate in full-contact scrimmages Wednesday, then he'll be assessed before Thursday's game against the Clippers.
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Which spanning tree protocol is link state and which one is vector state. We have stp and rapid spanning tree !!
Dewan Hernandez leaving Miami, turning pro after NCAA ruling
The NCAA ruled Hernandez would sit out the rest of this season and nearly half of next year after he "accepted benefits" from an agent.


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Content Count4974
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Everything posted by Lethys
Dual Access Coupon
Lethys replied to korben4leeloo's topic in General Discussionsyes - well done! 1 DAC = 1 month of gametime. You can either use it to play one month or you can sell it on the markets for ingame money (quanta)
Hello there from SWEDEN!
Lethys replied to markswe's topic in The Arkship PubWelcome, Pledge is 60 minimum. But if you're that broke then maybe get your life sorted first
The Outpost called Zebra
Lethys replied to Vyz Ejstu's topic in Novark's Organization Registry1. Regular updates \o/ 2. Interviews with ppl, orgs or even NQ. I also like to read opinion pieces. Like the writers personal opinion about an org, the game, mechanics, certain aspects of the game and such. Ofc with the nda this is a nogo atm, but later on maybe. 3. I like the Layout and the stuff which is on there 4. Maybe later at some point, but then I would clearly split that. Not every article needs to be translated. But for example: an in depth view on economics/production might be better in german (if it follows eve then those are the biggest producers) 5. See 2 6. 42 7. Keep it up! This is a very good First step
NQ-Naeris, new Community Manager, has entered the game!
Lethys replied to NQ-Nyzaltar's topic in The Arkship PubO7 Hope you're prepared well for this lot xD
don't worry - I only build huge ass mustangs. No ponies involved I get your frustration and I get why ppl don't like this - but that's just how it will be, unfortunately for you. Have a good one mate o7
who should enforce those restrictions? NQ will only step in if it is smth REALLY offensive or if it's some kind of copyright material (Star Wars ships and such) - everything else is fair game and can (and possibly will) happen DU is a single shard server MMO, there won't be any private servers. There's only ever going to be one gameworld ever
How much will the game cost?
Lethys replied to Minetown's topic in General DiscussionsIt will be pay to play via a sub. Approximately 10-15€ per month. If you earn enough ingame money you can buy DACs ingame which equal 1month of gametine, allowing you to play for free (without rl money). Like the plex system in eve
Q&A Compilation Thread
Lethys replied to yamamushi's topic in General Discussionsalioth is massive - that alone helps alot on top of that there are territory control units which only give certain ppl the right to dig on that tile And again, this game is run by players. If you don't like seeing a swiss cheese then do smth about it. Make an organisation that deals with this. Interact with the community. Do smth about it yourself. That's what DU is about tbh
I have returned. Expect me.
Lethys replied to Anonymous's topic in The Arkship PubAnon! O7
FTL Hyper drive LUDICROUS speed and gatesno idea what that rambling should mean tbh
Couple questions from potential backer.
Lethys replied to Achilleslastand's topic in General DiscussionsThis is the first iteration and Implementation of alpha 3. They maybe expect this to be a bit unstable so they only do a 3h test to see if the servers hold. When everything goes well they might extend the test. Normal test schedule are weekend tests (96h long) every week
Not WE....YOU have come to the conclusion. And again: what will he do with that ship which allows him "winning" anything? How will he man guns? What ingame skills will he have? And most importantly: where's the difference between that and an org which will build it? He may buy that ship. He may even pay guys to help him man that ship. What will he do? How will that be winning? Does he have the ingame skills to fly it? Does he have the ingame skills to set up the needed rdms to get everyone the correct rights to use everything? Does this ship automatically means he will destroy everyone? Why? There's more to this than you say and I think you rly don't know anything about this game if you think having a massive ship is p2w. And before you say something: yes he may have bought it with rl money but that doesn't neccessarily make it p2w. Life's not black and white
Yes, or possibly in a safe container Linked to your account so that noone can steal that ingame item from you until you consume it. Because THAT would be a huge liability Yes NO! The first and most viable option to earn quanta (ingame money) is go mining and then sell that ore to market bots. NQ thinks of more faucets for quanta so that ppl can earn more money out of thin air. LATER ingame, you can ofc do jobs for others (pvp, merc, transport, build,....) and they pay you quanta but for that to happen there needs to be enough quanta ingame at first. Also, you don't NEED quanta to play the game. You only need it to buy stuff from others. But you can ofc mine and craft anything yourself
Where did I say that? Never implied nor said anything like that Well you don't rly Listen to any arguments nor counter ans arguments. You just keep on reeeeeeeing, perhaps That's why you can't see what dacs are and mistake them
Why post with two different accounts? Just to give the impression that "more" ppl are on "your" side? ok.... I tried to discuss with you and give you explanations - but obviously you're not interested at all in discussing this properly and you just want to go on with "reeeeeeeee, it's p2w". Fine by me
can you please quote properly? it's getting hard to read your answers.... it gives you the ability to buy resources or elements, yes. And no one ever denied that. so what? You're still one guy....or 10 guys as in that example from that other guy (alt maybe? ). I already asked WHAT EXACTLY is your benefit there if you may have lots of resources/elements but you're still only one/10 guys - what do you "win" there? How does this mechanic (being able to buy resources) make you better/win the game? You still can't compete with huge orgs and you still can't raid them and why would anyone accept anything like that? what do you mean by slavery? what are you talking about? I buy a DAC from NQ for RL money. I sell that DAC on the ingame market for quanta. You buy that DAC from the market. I get your ingame money and you get the DAC. You then use/consume the DAC right away and BOOM - you get 1month of gametime to your account. That's all there is to it - no slavery involved at all you cleary miss the point about this whole system and you clearly are confuse about what a DAC is at all: Du will be sub based (around 10-15$ per month). A regular sub, depending on how much in advance you pay will lower the $/month - so far, so standard. ON TOP OF THAT: you CAN (not a must) buy ingame Tokens (DAC) for real money for about 18$/DAC - WAY more expensive then a normal sub. But I can sell those DACs ingame for ingame money (see above). It benefits everyone: - I don't have to grind all those resources (because I'm lazy or whatever) myself, but instead just buy a couple of DACs with RL money then sell them for quanta - and I can do what I enjoy ingame with that ingame money - You can play the game for free (no RL money involved on your part) - if you can just make enough ingame money to buy a DAC from someone ingame every month I don't understand what you mean by exploits/slavery at all - this is not how this works
And you're trying to gloss over the fact that this money doesn't rly get them anywhere if you think a little further Example? No, the normal sub is always an option and way cheaper. Dacs are only for ppl who want to play for free by earning quanta and paying their sub with dacs which they buy with ingame money
If they go to the ingame market, they need quanta. They get quanta by selling dacs on the market. You got smth backwards there. Every builder can sell blueprints to anyone- why should others not be able to afford it? Ppl who work together will also have money to buy those BP. No advantage there. Yes, you would need less men to get the resources to build something, that is true. But then what? What do you want to do with all those resources? You still need men to man guns. You still need men to fly ships. You still need scouts, Explorers, crafters, repair ppl and logistics. You don't 'win', you just have more resources at your disposal with less manpower involved, but you can't compete in any way with a 1000man org
Ok then, but again: tell me how dacs are p2w in your opinion. What could you possibly do with lots of money what others can't do as quickly or good? How does that qualify to be p2w in the first place and how do you think it'll ruin the game? I'm genuinly interested in your opinion here - because just saying 'it's p2w reeeeeeeeeee' will neither change anything, nor will it get you anyone agreeing with you. So let's discuss
Neither do they, a sub model is needed for du anyway. Eve was dead since 2005, still going tho.....and WAY more successful than any other MMO too. Buying dacs for rl money give Nq more money than a sub. Then you can sell them on the ingame markets either via direct sell (fullfilling buy orders from ppl at a considerably lower price) or Setting up a sell order for a higher price, but you have to wait until ppl buy them. This will ofc change buy/sell margins and other adapt their prices too. Thus prices for dacs decrease because of more supply. Thus getting you less and less quanta for each dac. After say a month you sold everything and then you got 2billion quanta out of it. Now what? How is that p2w? What do you think you can "pay" in order to "win"?
Ok, then don't do it. Eve has 50k continious players over 15 years, with about 500k subs inactive. Show me one other game with those numbers. Dacs aren't p2w per se. What do you think will happen if you spend 2000$ on lets say 100 dacs?
Well those games have a very different premise than DU. Ppl who want gear, pve, Mobs and stuff usually don't want pvp at all and if there are no safezones then I can see why that is a ...... nogo.... for them.
Works in eve since 15years, it survived ALL other MMOs Yes it's still a thing in du and it's a good one too
Clone Ideawell you need to load in everything nonetheless - so if there was just a quick way from the menu to switch clones it doesn't matter as for gameplay reasons and all other mentioned ideas: agreed. Wouldn't use it tho because that's why I have alts and I don't split training time between chars (less specialization in the same amount of time), but I can see what you mean now


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Gas Sand Forces Microsolver
BeauFX posted a topic in EffectsHey Guys, I've recently had to investigate simulating sand. I've manage to find a work around by combining a few different techniques which seem to work for the shot, however i came across the Gas Sand Forces Micro solver and would love to know how to implement it. I don't know if the micro solver will do what i want, I'm doubtful that it will. Either way i would love to know: A ) What it was designed/used for ? B ) How it can be implemented ? I'm hopeful that it plays well with the Flip Solver, although I have a feeling that its something left over from the old "sand" solver, that the the new Flip solver is based off and it being legacy... Any insight would be great! Cheers!