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GARUT (Indonesia) • With their heads covered with hijabs, the three members of Indonesian band VoB (Voice of Baceprot) do not look like your typical heavy metal group.
Formed in 2014, the band of teenagers met at school in Indonesia's most populous province of West Java, and use their music to combat the stereotype of Muslim women as submissive or voiceless.
Wearing a hijab should not be a barrier to the pursuit of their dream of being heavy metal stars, said Firdda Kurnia, 16, who plays the guitar and sings. "I think gender equality should be supported because I feel I am still exploring my creativity, while at the same time, not diminishing my obligations as a Muslim woman," she added.
Invited to perform at a recent graduation ceremony at another school, the trio quickly had fans dancing and head-banging at the front of the stage.
"I don't see anything wrong with it," said one fan who attended, Teti Putriwulandari Sari. "There's no law that bars hijab-wearing women from playing hardcore music. This also relates to human rights. If a Muslim girl has a talent to play the drums or guitar, should she not be allowed?"
Besides covering classics by groups such as Metallica and Slipknot, the band perform their own songs on issues such as the state of education in Indonesia.
Not everyone in the town of Garut, where the band were formed and which is home to several Islamic schools, feels the community is ready for them or that their music is appropriate for performance by young Muslim women.
"It is unusual to see a group of hijab-wearing girls playing metal music or even women shouting," said Mr Muhammad Sholeh, a teacher at the town's Cipari Islamic boarding school, adding that religious pop music is popular with many young Muslims. "But we're talking about metal here, which is loud."
Maudya Mulyawati, a student at the school, felt the band should focus on singing Salawat, an invocation to the religion's founder, Prophet Mohammad.
An official of a top clerical body said although the group might trigger a culture clash in a conservative area, he did not feel they broke with Islamic values.
"I see this as part of the creativity of teenagers," said Mr Nur Khamim Djuremi, secretary-general of the Islamic Art and Culture Division of Indonesia's Ulema Council.


text: Gary Woodland Ryder Cup United States Current Ryder Cup Points 4 Current Rank 4 Prev Rank 3384.54 Ryder Cup Points Biography Injuries have held Woodland back quite a bit early on in his PGA Tour career. One of the purest athletes in the game today, if Woodland can stay healthy, it wouldn't be surprising at all to see him pile up the wins and contend regularly in majors. Given his background in team sports (he briefly played college basketball at Washburn University before transferring to Kansas on a golf scholarship), one would think Woodland could thrive in a Ryder Cup setting.

subset: commoncrawl


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With dramatic changes in the scope and mode of delivering oral health care on the horizon, a strategic approach to addressing the emerging opportunities and challenges is required. Such an approach will demand new and sustained initiatives to develop leaders with the skills, knowledge, and passion to guide oral health care into the future. The purpose of this position paper is to define the need for leadership training programs for dental and dental hygiene students to become future leaders. Whether these oral health professionals become leaders within a solo or group practice or at the local or national level of their profession, they must be given the mindset and tools to lead. This position paper will describe goals for leadership training and give examples of some programs that currently exist in dental education and other professional settings as the background for a call to action for dental education to provide leadership training opportunities for its students.
Forces shaping the oral health professions are leading to changes in the relationships among practitioners, patients, other health care professionals, and related stakeholders. Some of these forces are changing demands for oral health care products and services such as tooth whitening and bonding/veneers; therapeutic options that lead to new therapeutic end points (asking, for instance, whether implants are better treatment options for patients than maintaining periodontally compromised teeth); direct marketing of dental and medical products to consumers; the ability of dental consumers to access and assess health information; changing insurance coverage; electronic health records; the emergence of new oral health care professionals; changing research funding; and increased attention to the need for oral health care for all segments of the U.S. population. Most of these transformations are being driven by influences from outside the dental profession itself: market forces, changed perceptions of what oral and systemic health and well-being mean, technology, research, and discovery. Together, however, they are changing how oral health care providers interact with their patients and their professional peers and should therefore influence how students are being educated. To ensure that the oral health care professions successfully address current and future changes, students must be educated to not only be caring and skilled practitioners but future leaders—an educational approach that can only be achieved by instilling within our institutions a culture that demands and expects leadership.
Oral health care providers have led or participated in many successful policy initiatives. Among these are the implementation of fluoridation programs, a widely celebrated example of public health success.1 Similarly, several states have passed legislation mandating oral health exams or assessments upon school entry; in many cases, the efforts behind these requirements were spearheaded by dentists.2 Other highlights include the development of dental sealant and prevention programs.3 Achievement of these and other successes required broad-based support networks among coalitions of stakeholders that provided the leadership, impetus, and environment for change to occur.
Yet while there have been great successes, there have also been challenges. The oral health professions have generally been unable to implement ways to address the basic oral health care needs of a large number of Americans. The reasons are varied and extend beyond oral care to health care in general, yet the inability to provide solutions to the access problem has left many elected officials feeling they have little choice but to consider solutions outside of our profession.4,5
A part of the problem lies in the current mission focus of U.S. dental schools. We excel in educating students in the art and science of dentistry by focusing on knowledge in the basic sciences and the development of clinical skills. We also acknowledge those individuals who take on leadership roles within our profession. What we do not do is make a concerted effort to enhance those leadership skills that many students bring to their profession. Nor do we have a systematic approach to nurture the development of leadership skills and a leadership mindset among dental and dental hygiene students that are essential to move the profession forward. The purpose of this position paper is to define the need for leadership training programs for dental and dental hygiene students to become future leaders. Whether these oral health professionals become leaders within a solo or group practice or at the local or national level of their profession, they must be given the mindset and tools to lead. This position paper will describe goals for leadership training and give examples of some programs that currently exist in dental education and in other professional settings as the background for a call to action for dental education to provide leadership training opportunities for its students.
Defining Oral Health Leadership
Defining the characteristics of leaders has been going on for centuries. Philosophers from Plato on have pondered what distinguishes leaders from others, based on the premise that leadership is rooted in the characteristics possessed by certain individuals. This trait-based perspective on leadership has dominated much of the study in the field. A number of characteristics have been proposed to distinguish leaders from nonleaders: these include intelligence, dominance, adaptability, persistence, integrity, socioeconomic status, and self-confidence.6 An alternative perspective on what constitutes leaders is based upon circumstances: that is, the situation itself molds the leader, so that leaders in one situation may not necessarily be leaders elsewhere.
What constitutes leadership? Noting "there is no infallible step-by-step formula for becoming an effective or transformational leader," Slavkin argued that "leadership signifies the act of making a difference" and that "leadership generally entails sustaining, improving, or changing strategic directions within small or large, simple or complex, organizations."7 We would add to this definition that leadership entails the effective communication of a vision (whether shared or not) and an honest and in-depth evaluation of collective experiences and/or available data so that organizational change may occur in a rational manner.
There are many examples of dentists exhibiting leadership within the scope of their practices, in industry, research, and education, and in professional organizations or governmental bodies.8 We might ask what preparation these individuals had for the leadership positions they held. Clearly, reaching a leadership position and exercising leadership in any venue result from many steps an individual has taken as well as circumstances that provided openings. But the process must start with an individual who is receptive to responsibility and willing to take up the mantle of leadership.
Goals for Leadership Training for Oral Health Professionals
The dramatic transformations in the scope and mode of practice require new and innovative approaches to address these opportunities in how we as a profession do business. Oral health research and discovery are producing new diagnostic and therapeutic options for our patients. Emerging public health issues, how we deliver care and access information, emerging ethical dilemmas, faculty shortages, and changing market forces are likely to test the profession's resolve to stay current. But within these trials and challenges there will be opportunities to improve oral health and to improve the stature of the profession by breaking new ground.
Developing leadership skills entails many facets of life. Dental students are well prepared in their study of science, diseases, and current technology, but most dental school curricula lack programs specifically designed to help students learn how to navigate a changing environment or how to successfully manage interpersonal relationships, communication, and decision making skills. Not surprisingly, students enter dental schools with a variety of skills that are considered highly desirable by admissions committees. After graduation, dentists enter practice and are expected to become the leader of the oral health care team. In fact, the Commission on Dental Accreditation's Standard 2–19 reads: "Graduates must understand the basic principles and philosophies of practice management and have the skills to function successfully as the leader of the oral health care team."9
At the practice level, if a dentist/leader is unable to positively motivate and share a central vision, the staff's inability to work as a team can cost thousands of dollars each year in lost production and profit. Moreover, the financial loss does not even begin to address the cost that failure of leadership means to patients and to society, which invests heavily in the training of dental professionals and depends on dentists to serve as effective advocates for the oral health needs of our nation. Many case studies have demonstrated that leadership is the missing ingredient in most failing businesses, and dentistry is not alone.10 High degrees of staff-related stress and turnover may be the result of a dentist's lack of training in basic leadership and communication skills. A study at the University of Alabama found that dentists who engage in participative decision making processes with staff members create an environment that encourages collaboration, leading to healthy forms of conflict management and increased productivity.11 The ability of a dentist to be an effective leader who can recruit and retain excellent employees creates an environment that carries over to high-quality patient care and services. Satisfied patients also look to their dentists to serve as role models and mentors.
Dentists also have opportunities to serve as leaders or change agents within their communities and neighborhoods. Numerous opportunities exist in which oral health professionals can lend their knowledge and support to local efforts that improve health and well-being. For example, water fluoridation and sealant programs are often of great benefit to communities as dental caries remains one of the most prevalent health care issues. Dentists serving at the local level may also function in important capacities by helping to improve the overall health of the population as evidence mounts indicating a possible link between poor oral health and other systemic conditions.12–15 In these two areas, dentists may serve large population segments that are underserved, particularly in urban and rural areas, by medical and dental/oral health professionals. Dentists can help by participating in oral health care education and outreach programs.
Within dental school/oral health curricula, training future leaders of the profession has generally been relegated to the training of academic and scientific leaders. A long history of programs, events, and support mechanisms are available to guide/mentor aspiring oral health leaders into the critical roles of academic dentistry. While much has been written to address faculty shortages, at least there are established venues and role models that can facilitate the recruitment and retention of these valuable members of our profession in these roles. Yet beyond these venues and targeted leadership positions there are few opportunities.
Table 1 presents our vision of some characteristics of an ideal leadership training program for oral health care professionals. Leadership training programs specifically designed to foster student-faculty dialogue focused on leadership development are starting to emerge. In many ways, these programs provide informal settings for collegial discussions that would not normally occur within a classroom or clinical setting. In this respect, it is envisioned that many of the institutional barriers to learning can be overcome. Moreover, focus on leadership as a venue for scholarship at both local and national levels is possible and may ultimately provide a vehicle for addressing faculty shortages.16,17 Since most dental school applicants are not specifically targeted and recruited into the profession for their desire to become faculty members or leaders, enhanced exposure to faculty and adjunctive faculty members in leadership roles is bound to create a climate that sends a very different message to students. We believe that this exposure may stimulate participants to seek career paths they may not have otherwise considered.
Leadership Training in Other Professional Schools
As in dentistry, leadership training in medical education would be desirable in many facets of physicians' career as they interact with patients and the many facets of the health care industry. In the article "Leadership: 'They Never Taught Me This in Medical School,'" Fruge et al. outline a leadership curriculum for fellows at the Texas Children's Hospital.18 The approach presented is case-based in seminar style. O'Connell and Pascoe evaluated eight schools incorporating medical education for the twenty-first century content: leadership and teamwork. They believed that leadership training worked well if incorporated into clinical activities where the skills could be used.19 A learning community is another way to integrate leadership into medical education; when the students get involved in this system, learning is done by both the students and other members of the learning community including faculty members and other stakeholders.20,21 The most common stated goals of these organizations are to improve communication and teamwork, establish academic support networks, and promote leadership development.
Yet other models exist. As in the education of other professionals, there are many programs that students can be involved in to learn better leadership skills22,23 and many articles that address the needs and programs for medical education and medical resident education.24,25
Like medicine and dentistry, as business school graduates enter the workforce, leadership training in the corporate world is often tailored to suit niche needs. These needs often represent the distinctive management and leadership approach of the organization. One large organization with a highly evolved leadership program regularly updates this program to remain current and relevant. As with most corporations that have professional development programs, most include some elements relating to promoting and nurturing leaders. Often companies, especially smaller companies, use outside-developed, more generic programs that were not necessarily tailored to represent the culture and ethos of the specific company.
Business schools are often seen as leaders in general management skills and in leadership. Bennis's pioneering work laid the groundwork for many of the modern reforms in business education.26 His approach includes recognition of the role of judgment and emotion in decision making and the importance of ethics. Still, many business schools today have been criticized for not teaching effective leadership, so a new approach is required focusing research on phenomena and problems of enduring importance and building curricula that are evaluated, in part, by how well they actually prepare students to be effective in practicing the profession.
Increasingly, corporations are developing their own future generations of leaders through internally developed educational programs. These programs seek to capitalize on their own successful leadership and results in order to drive these skills further down the management team. Many of these programs have a structured curriculum covering the many management disciplines, taught by managers from across the corporation. These programs often rely on reviewing and learning from the successes of the company in order to teach desired actions and behavior. Thus, the next generations of leaders are nurtured within the framework of a successful corporation.
Examples of Leadership Training for Dental and Dental Hygiene Students
What should leadership training in dentistry be in the context of a need for oral health leaders? Is the best practice for dentistry to look to business schools or other professional programs for leadership content? Is management training leadership training? Should the focus be on leading a dental practice or training dentists/dental hygienists to be leaders at local, state, and national levels? Is a research experience leadership training in and of itself? We assert that the need is much greater and goes beyond existing practices. Dental schools must develop their own curricula.
As leadership training is becoming more prevalent in other industries, there is vast divergence in the perceived need or scope. As such, the state of the art for dentistry developed specifically to address the needs of dentists is still in its infancy. How have leadership training programs been incorporated and conceived within dental school communities? Victoroff et al. found that dental students overwhelmingly view leadership as a part of their profession and would be willing to participate in leadership training programs if they existed within their institutions.8,27 Interestingly, in 2000 nearly 70 percent of responding dental school deans reported that leadership training was the most crucial aspect in preparing to become a dean.28 In fact, this area of study and experience was perceived by the respondents to be more important than the ability to teach dentistry, knowledge of budget and finance, and conducting research.
The concept that leadership instruction in dental schools needs to be developed for dentistry is a critical departure from how many industries provide leadership training. An eleven-week program was recently reported at the School of Dentistry at the University of Southern California.29 This program combines much of the traditional industry-wide aspects of leadership training including communication styles and listening, people management, creating and leading a team, building coalitions, conflict management, and fiscal management. Kalenderian et al. reported on the recent development of a third-year course titled "Dental Health Care Delivery: Concepts of Oral Health Leadership" at Harvard School of Dental Medicine.30 The course focused on management and leadership concepts. The management topics focused on practice management, patient-centered care, public health dentistry, and systems analysis of medical errors, including how to improve patient safety. The leadership topics included ethics, systemic intervention to reduce oral health disparities, cultural awareness, building a team environment, interpersonal communication skills, and conflict management. The course met weekly for a total of fifty-four hours over twenty-two weeks, with the time split evenly between management and leadership.
At the University of Michigan, a Scholars Program in Dental Leadership (SPDL) has been developed that encompasses all four years of the dental curriculum to provide sufficient time for group learning and the development of capstone projects targeting the interests of the participants themselves.31 The SPDL was designed to wrap around the curriculum so that program events would occur mainly after hours. Program enrollment is based upon an application process that requires applicants to seek out partnering mentors. Program activities include yearly kick-off events, student-held organizational and progress meetings focused on project/capstone development, and monthly leadership training events in which guest speakers are asked to participate. Currently, this after-school program is serving as part of a curriculum design launched in fall 2010 in which all dental students have time designated across all four years for one of three pathways: health care delivery, research, or leadership. Students in the leadership pathway focus on critical issues for the profession, participate in a leadership journal club, and develop projects that hone their leadership skills in addition to content provided in the SPDL program.
Several questions must be answered in order for schools to implement leadership training programs. First, do students value the development of leadership skills, and will they participate? Victoroff et al. found that dental students view leadership as a part of their profession and would participate in leadership training programs within their institutions.8 Second, how would such a program fit within an already packed curriculum? That is, should leadership training be a distinct course, or should content be embedded within existing courses or as an extracurricular activity? Third, what would this curricular supplement cost, and how would those expenses be managed? Finally, who will provide the content? Are existing faculty members capable of providing leadership training, or would it be best to partner with other programs? These aspects of program design are discussed in an accompanying article.32
Stand-alone leadership training for dental and allied dental students is a new educational opportunity that is currently unexplored in most institutions, yet many aspects of the current curriculum could be used or expanded upon as a basis for leadership training. These include practice management, diversity education, and research training.
We believe that a focus on leadership studies would change the culture of our profession in a positive direction. Stating that we as a profession value leadership and providing opportunities for students to exercise new skills would enrich education for students and faculty members alike. By focusing on challenging group or individual projects, we believe that new alliances from across campuses and professions will be forged. The benefits of these cannot be completely envisioned at this point. It would be a mistake for most of us to look to other professionals, be it business or medicine, to provide content. However, our culture and our students will benefit from these experiments with new and exciting educational opportunities. The important point is to start a discussion focused on leadership. Different individuals and schools will have different definitions, outcome measures, and methods to achieve leadership competencies, yet it is through discussion that we will change our profession.
The authors would like to thank their parent institutions and deans for support during their participation in the American Dental Education Association (ADEA) Leadership Institute. The authors would like to acknowledge the help of Dr. Cecile Feldman, dean, University of Medicine & Dentistry/New Jersey Dental School; Dr. Karl Haden, president, Academy for Academic Leadership, and his staff; and other fellows in the ADEA Leadership Institute. Dr. Taichman is supported by grants from the National Institutes of Health (DK082481, RC1DE020721, AR056893, CA093900) and the Department of Defense (PC073952). Sincere appreciation also goes to ADEA and Alpha Omega Foundation for supporting Dr. Taichman as a Leonard Abrams Scholar during his participation in the ADEA Leadership Institute. Finally, we would like to acknowledge the support and encouragement of our families and our students, for whom this work is intended.
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D-Scan Teak Danish Modern Dining Chairs Set of FourAutomaton Vintage Furnishings
Set of four Danish Modern chairs comprised of warm wood grained teak upholstered in the original woven fabric which is a blend of cream, sand, taupe and ochre.
This versatile set would be a great used together or individually around the house in a Classic or contemporary dining room, living room, den, family room, kitchen, office or bedroom. They would also be an Apt choice in a corporate, retail or hospitality location such as a boutique hotel lobby, cocktail bar, members club, workspace studio, executive office or in a luxe clothing emporium.
Measurements: 29.5" H x 19" W x 17.5" D
Seat height: 17 inches.
Good vintage condition. As expected, signs of use commensurate with its age are evident. D-Scan label under the seats.


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Kip & Co - Velvet Pea Cushion - Neon Yellow
Kip & Co beautifully bright neon yellow velvet pea cushion with a brass zip finish. Soft, thick velvet which is as soft as a marshmallow!
100% Cotton velvet removable cover, 100% PET recycled fibres
42cm round cushion
Adding a pop of colour and lush velvet to your home


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You've probably heard a ton about Ariana Grande's new perfume, Ari.
The fragrance basically smells like rainbows and marshmallows and all things fluffy and we love it.
But just when we thought it couldn't get any better, it turns out it can! Ari made an actual HAIR PERFUME. For your actual hair on your head. Yes.
The fragrance mist spray is available at Ulta and Macy's (among other places), and basically smells exactly like the normal Ari perfume... but is specially formulated for your hair.
Can't you just spray the normal Ari in your hair? Well, you could. But that could dry out your hair a bit and probs won't last as long as the actual HAIR FRAGRANCE MIST thats actually MADE for your head.
From: Sugarscape


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William Hill enjoyed a marginal online net revenue growth of 1% year-on-year from July 3 to October 29 this year. The operator also had a 4% increase in their UK online revenue, but this growth was offset by a 4% fall in their international revenue for the same sector.
The international decline happened despite Mr. Green having been integrated within the trading period. William Hill attributed this development to "regulatory headwinds", which caused the operator to leave the Swiss market and also led to a disruption in some payment methods used in other parts of Europe.
William Hill's retail net revenue also suffered a decline of 16% for the period. A significant decline was experienced in net gaming revenue, which fell by 39%. Fortunately for the operator, sportsbook revenue increased by 13%.
The gambling operator did say they're positive that UK customers are starting to adjust to the £2 maximum stake limit for fixed-odds betting terminals (FOBTs), which was just implemented by gambling regulators earlier this year.
The good news for William Hill is that their net revenue for US operations increased by 60%, with revenue in Nevada growing by 27%. Recently-appointed William Hill CEO Ulrik Bengtsson said: "During my first months as CEO, I have been focused on how we can improve our competitiveness while ensuring we continue to deliver on our strategic ambitions. I am pleased to confirm we remain on track to meet our full-year expectations."
The company is putting more focus on their online gambling operations, especially in light of the stricter regulations in the UK market. As a result of the maximum stake reduction for FOBTs earlier this year, William Hill had to close about 700 betting shops across the country. This was also when they decided to focus more on international markets, particularly the US sports betting sector, which was just recently made legal.
The British bookmaker is already operational in ten US states, and plans to continue its aggressive growth in the US market. They are also running a mobile betting application in the country. Just recently, they announced their purchase of CG Technology's sportsbook assets, including its operations in Nevada and the Bahamas.
The legalisation of sports betting in the United States in May 2018 came at just the right moment for William Hill. When the British Government started imposing stricter regulations, William Hill was understandably one of the companies most willing to expand their presence in the newly-opened US market. As a result of their bold move, the betting company says they now hold a 26% share of the US sports betting sector.
Besides providing information about their financial performance for the period, William Hill also offered confirmation of their expectations for the full year. They announced that by August of 2020, they expect a full-year adjusted operating profit if between £50 million and £70 million. This was the first quarter for the company under the leadership of their new CEO as well as two new senior executives who were hired to help with the planned expansion of their digital division.


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Glen Oaks Web Design
Glen Oaks Web Design
The Allonesearch Web Design category, also known as web developers, includes companies offering website development, web page design, ecommerce websites, online developer services, and commercial web design.
There is 1 company listed in our Web Design category for Glen Oaks.
If you'd like to check the Web Design category for other cities in New York click a link on the left.
- 26910 Grand Central Parkway
Queens County
"We Build the Tools that Builds Your Brand"
Phone and Map available
Click here for more info
- 26910 Grand Central Parkway


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Emergency Hardship Loans for People with Bad Credit
When you need cash fast for an unexpected expense or other financial difficulties, you may look for an emergency hardship loan, especially if you have bad credit.
What is a Hardship Loan?
A hardship loan is any type of loan that is taken out to pay an unexpected or emergency expense that you cannot currently afford.
Hardship loans are not an actual type of loan, but rather a description of the circumstance when a loan is needed for personal hardship. They come in many different forms: from short-term loans, to payday loans, to 401k loans.
Hardship loans are typically high-interest and high-risk (though not always). Many lenders specifically market hardship loans to customers with bad credit or with low or limited credit scores who often have the hardest time borrowing money in times of need.
5 Types of Hardship Loans
Government hardship loans
The US government offers assistance to qualifying individuals and families for expenses such as medical bills, home energy bills, prescription drug costs, and telephone service.
This government assistance is not necessarily a loan. The US government does not provide cash hardship loans to individuals or families; they are assistance programs for low-income support.
If bills come in unexpectedly high and you qualify for support, the government may be able to assist based on certain qualifications.
Hardship personal loans
Short-term Loans
A short-term loan can be any sort of cash advance that is typically repaid within a few weeks or months. Short-term hardship loans help borrowers address immediate financial needs while repaying the loan with the borrower's next paycheck or, in some circumstances, at the start a new job.
Payday loans
Payday loans are similar to short-term loans, however, the repayment terms are typically structured around the borrower's next payday. These are traditionally meant to help borrowers pay bills or other expenses until the next paycheck arrives.
Installment loans
An installment loan is any loan that is paid back through a fixed number of equal payments over a set period of time. A mortgage, for example, is a type of installment loan.
Installment loans are also offered on a short-term basis to borrowers who need cash quickly. They differ from payday loans in the way they are paid back: payday loans require a lump sum repayment that is normally tied to the borrower's next paycheck, whereas installment loans are paid back in equal amounts over time.
Hardship loans for bad credit
Not all hardship personal loans work for individuals with bad credit. For those with bad credit or limited credit history, the types of loans that will work for borrowers with bad credit include short-term loans, payday loans, and installment loans.
Other forms of loans may not be available without sufficient credit or a certain credit score.
Hardship loans from 401(k)
In limited cases, you are able to make a hardship withdrawal from your 401(k) retirement account. There is an extensive list of criteria for hardship withdrawals from your 401(k) that include the type of hardship and the amount you can withdrawal.
Some of the hardships for which borrowers can take a 401(k) hardship loan include medical expenses, costs related to purchasing a home, tuition and education expenses, and burial or funeral expenses. The amount withdrawn cannot exceed the cost of the hardship.
Any money borrowed from your 401(k) must be repaid in full and is subject to income tax and a 10% early withdrawal fee unless certain requirements are met.
Home equity loans
Home equity loans are a way for homeowners to receive cash up to an amount equal to the amount of equity they have in their home. Under normal circumstances, this cash comes in the form of a lump sum from the bank with a fixed interest rate that must be repaid over time.
Home equity loans are also sometimes referred to as a second mortgage. Second mortgages have traditionally been used to pay off other debt - like credit card debt, student loans, or large medical bills - or for home improvement projects.
It is less common for people to take out a home equity loan to make a large purchase like a vehicle or vacation, although it still happens.
Hardship Loan Alternatives
Many of the hardship loan options discussed above - and especially the hardship loans for bad credit - carry high-interest rates and other debt traps. But there are alternatives to hardship loans:
Credit cards
If handled responsibly, credit cards are an alternative option to hardship loans for unexpected or emergency expenses. They provide an immediate payment option and, since payments are due a month after the statement closes, a defined period of time to find or earn the funds needed for the expense.
Credit cards traditionally carry high-interest rates, so it is advised to always repay your credit cards in full each month.
Peer-to-peer lending
Another alternative is peer-to-peer (P2P) lending. Peer-to-peer lending is the process by which investors fund short to medium term loans for borrowers. These P2P marketplaces are generally more flexible on terms and interest rates than banks given the funds are coming from individual investors instead of a bank or credit union.
Family and friends
Borrowing from family and friends remains one of the best and cheapest options for people who need cash fast. Even if you have bad credit or poor credit history, your family or friends may be willing to offer a low or no-interest rate loan to you.
It's important to consider making a contract, even if it's informal, so both sides are comfortable with the arrangement. It's also important to consider the risk to a personal relationship when borrowing money from a loved one.
How to Get a Small-Dollar Hardship Loan from LendUp
Anyone who needs emergency money can apply to LendUp for a hardship loan. LendUp's hardship loans are an alternative to predatory payday loans. Lendup works with borrowers who have bad credit but structures their loans to contain no hidden fees, roll-overs, or debt traps.
Applying is easy and can be done 24/7 through a quick, online application. A loan decision is almost always made instantly and, if approved, borrowers can receive money in as little as one business day. LendUp also offers flexible repayment options.
Apply for a LendUp Loan here:
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Testimonials reflect the individual's opinion and may not be representative of all individual experiences with LendUp. Customers received compensation in the form of points on the LendUp Ladder.


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266 the broadway muswell hill, Muswell Hill, N10 2QR, London, England
Birthday? Special occasion? Celebrating your nuptials? We've got the perfect space for you, complete with its own bar. You can book tables for food & drink, We can do screenings, product launches, hold training session or meetings. Put on a live gig with the help of our sound engineer or throw a party with your friends on the decks. If you need a DJ, magician, pub quiz, photo booth, decor, pub games, mixology classes, wine or spirits master classes we've got the inside scoop on where to source it.
So, let us do the hard work while you focus on enjoying yourselves. Contact [email protected] or call 07507 070554 and we'll start planning your event today.
This listing was last updated: 11/02/2020
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This venue is suitable for the following occasions.
Availability: Available Monday - Sunday 9am-2am
Hire Costs: £150 per hour although prices may vary based on requirements.
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text: New Project - Jaffa ! A design project located in the neighborhood of Jaffa near to the sea ! The project is suitable for those looking to live in an authentic neighborhood, close to entertainment and cultural centers, with Jaffa's unique atmosphere that combines new with old. Project three apartments each with separate entrance, and every apartment enjoys complete privacy and a feeling of a private home in the city !


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The goal of many Gaming control boards is that the playing of slot machines as well as other types of gaming is conducted competitively and honestly and to ensure that the public has trust as well as confidence well within the gaming industry. Putting this in another way, they want the games that are played not only to be fun and that the patrons have a good time but these games must also be fair.
So what do you if the slot machine that you are playing malfunctions? The very first step that you should take is to contact an employee within the casino. If there is any question about money that should have been won and you decide to dispute the response of the Casino you should contact the Enforcement division of the Gaming Control Board. An agent from within this division will help arbitrate this dispute. If the amount in question is more than 500 dollars and arbitration does not settle the dispute, the casino in question is required by law to notify the Gaming Control Board.
Why do patrons get denied a jackpot if a slot machine malfunctions? When a patron pulls a handle, or pushes a button, the slot machine then begins the process of randomly selecting the next symbols to be aligned. When the slot machine malfunctions it cannot actually complete this process of random selection, and this triggers the "tilt" mode. When this occurs many machine manufactures have set the reels to stop automatically and briefly to the jackpot position, this was done for the purpose of engineering. So when the machine malfunctions the patron who is playing the machine just may see that the reels stopped at the jackpot and believe that they won, when in fact the machine could not fully process its random selection so it defaulted to the jackpot.


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New Research about Infertility is Promising
One in eight couples has trouble conceiving. Do you know how many of the cases are caused by unexplained male infertility? Nearly a quarter. For years, scientists have known that infertility can be linked to sperm that fail to throw out histones from DNA during development, but the reasons for this failure and how it happens is unclear. Now, however, that lack of clarity may be changing.
Promising new research out of Penn Medicine is showing the precise location of the retained histones and the key gene that regulates them. Researchers have also created a mouse model with a mutated version of the gene. This allows investigators to track the defects in sperm, starting with the early stages of sperm development and going through fertilization. This research could lead us to a better understanding of infertility in men, and how epigenetic mutations are passed to future generations.
What does it mean, when sperm fail to evict histones? Histones are the main proteins in chromatin. Their function is to package DNA and turn genes on and off. Healthy sperm lose about 90-95 percent of these proteins, replacing them with protamines, smaller proteins able to pack DNA into tiny sperm. When a man has unexplained infertility, the problem is often with retained histones. The sperm count can be normal, the sperm have normal motility, and yet because the histones are in the wrong location, the couple has trouble conceiving.
Until now, research has produced conflicting results about where these histones are located. Because of the confusion of discrepant data, the burden of assisted-reproductive technologies has continued to fall on women. Even if the male has the issue, the female partner goes through hormone injections and procedures to promote a higher fertility rate.
Imagine, then, if scientists were able to use epigenetic therapies to change the levels of histones and protamines in men. With this new research, scientists are better able to closely study the mechanisms behind a mutated sperm's trajectory, which opens the door to potential therapeutic treatments. Epigenetic drugs are already being used to treat cancer and other diseases. With a clearer understanding of how a man's epigenome affects conception and embryonic development, we have the potential to alter sperm, so these new studies may lead to a breakthrough infertility treatment.
If you're struggling with infertility or considering a vasectomy reversal, the Center for Vasectomy Reversal is here to help. Under the direction of Dr. Joshua Green, our team provides state-of-the-art treatment for men who need a reversal of their vasectomy or have other concerns about their fertility. We accept major credit cards as well as cash and checks, and offer a payment plan for those who are unable to pay the entire fee at the time of surgery. Whether you're ready to schedule a procedure or just want to learn more, you can contact us through our website, or call 941-894-6428 to arrange a free consultation.
Spotlight on Sperm Function Testing
Couples who are experiencing male infertility may have sperm function testing done, particularly if the male partner had a vasectomy reversal surgery. Sperm function testing is similar to semen analysis, but they aren't quite the same test. A sperm function test will help the male infertility specialist develop a customized treatment plan that can help the couple achieve pregnancy.
First, the man must provide a sample of semen, which is examined in a laboratory. The lab technician will examine many aspects of the medical sample, including the total semen volume and the sperm density. The sperm density refers to the number of sperm present in the semen. A typical density is greater than 20 million sperm for each milliliter of semen. The lab technician will also examine the sperm motility (how well it moves), sperm morphology (shape of the sperm), and the presence of white blood cells. High amounts of white blood cells may indicate that an infection or inflammation could be affecting the sperm.
Dr. Joshua Green has helped countless couples overcome male infertility caused by vasectomies. Call the Center for Vasectomy Reversal in Sarasota at (941) 894-6428 to discuss your options, which may include sperm aspiration.
What Is Sperm Washing? (And Other Common Questions About Sperm)
On average, one milliliter of semen contains 15 million to more than 200 million sperm. It only takes one sperm to fertilize an egg, but the journey it must take to reach that egg can be incredibly challenging. An egg released by a follicle will only stay in the fallopian tube for about 24 hours. If sperm can't reach the egg and fertilize it, pregnancy won't happen that month. When male infertility is a factor, then it's even more difficult for a couple to get pregnant naturally, which is why so many turn to in vitro fertilization (IVF). Sperm washing is one part of that process.
What is sperm washing?
Sperm washing is the processing that semen goes through before it can be used in an assisted reproduction procedure, like IVF or intrauterine insemination (IUI). The washing technique separates sperm from semen, and also eliminates dead or otherwise unviable sperm from the usable sample. Additionally, prostaglandins are removed from the sperm. These are naturally occurring chemicals that can interfere with fertility.
I know women must give up alcohol before pregnancy, but what about men?
Alcohol consumption affects male fertility as well as female fertility. Men who consume alcohol regularly or to excess are at a higher risk of reduced sperm quality and quantity. Fortunately, the effects are quickly reversed once you abstain from alcohol.
Does my body weight affect my sperm?
Yes. Men who are either underweight or overweight have a higher risk of male infertility. Overweight and obesity can affect the production of sperm, causing a low sperm count. Your body weight can also affect the quality of sperm.
What about body temperature?
Excessive heat can significantly affect your sperm count. If you're trying to become a father, you should avoid hot tubs and saunas. Avoid placing sources of heat near your scrotal region. These include laptops and heating pads.
When you become a patient at the Center for Vasectomy Reversal , you'll have the option to have sperm aspirated for use in an IVF cycle. Dr. Green will explain all of your options during your consultation. Call our vasectomy reversal clinic in Sarasota at (941) 894-6428.
A Look at Smoking and Sperm Quality
Smoking is never safe for anyone. During pregnancy, it's particularly harmful because it compromises the health of the unborn baby. And regardless of whether the male or female partner smokes, the toxic substances suppress fertility. Smoking can cause male infertility because it damages the sperm. Researchers have found that men who smoke have lower sperm counts and abnormal sperm morphology. Morphology refers to the shape of the sperm. Smoking also affects sperm motility, which is the ability of the sperm to travel to an egg.
That's not all smoking does to male fertility. It damages the DNA of sperm, which interferes with the fertilization of an egg, the implantation of an embryo, and the embryo's development. Smoking increases the risk of miscarriage and reduces the chances of a successful IVF cycle. In addition to causing male infertility, secondhand smoke compromises the health and suppresses the fertility of the female partner.
When you're ready to conquer infertility, Dr. Joshua Green in Sarasota can help. Call the Center for Vasectomy Reversal at (941) 894-6428.
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Oxford Hills | Thursday, June 23, 2016 at 2:51 pm
WOODSTOCK — The Board of Selectmen voted Tuesday evening to sign a letter of support asking the Maine Land Use Planning Commission in Bangor to remove Milton Township from the state's expedited permitting area for wind energy development.
The letter stated the town made the request "for several reasons, foremost of which is our obligation to the citizens of Woodstock who, because of our contiguous border with Milton Township, will be in jeopardy of negative impacts to their property values, scenic views, and quality of life."
Last year, EverPower Wind Holdings Inc. of Pittsburgh received approval by the commission to erect a 197-foot meteorological test tower in Milton Township that would allow the company to collect wind data from the site for potential wind energy development.
According to the commission's website, 17 Milton Township residents signed and submitted a petition to the commission on Jan. 8 asking for their town to be removed from the expedited commercial wind project application process.
A public hearing to discuss the issue is scheduled for Aug. 10, with a location yet to be determined.
In the letter that the selectmen signed, they wrote that they had "only recently learned of a potential 12 turbine wind farm" proposed for Milton Township "that may have very serious consequences, not only for Woodstock and Milton Township residents, but also for our neighboring communities of Bethel, Rumford and Greenwood."
"We strongly feel that any wind farm developer should be obligated to inform and work closely with the communities to be impacted," the board wrote. "This had not occurred."
The letter also stated that the towns needed time to review the issue, "which the expedited permitting process limits and which also limits the standards of review when evaluating visual impacts as well as negative impacts to the natural environment."
In 2011, Patriot Renewables LLC constructed 10 wind turbines in Woodstock on Spruce Mountain. Shortly after, a group of residents began drafting a wind energy facility ordinance to strengthen regulations. Residents approved the ordinance in 2013 by a four-vote margin.
The letter sent to the commission stated concerns that the Milton Township wind project may interfere with the regulations within the Woodstock wind ordinance.
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Yes it is also an issue for neighboring communities, as to their quality of life as scenery does play an important part as to the desirability of location, whether to settle or to vacation. Seeing the Turbines on the Horizon of the Bingham Project in Guilford has drawn some comments. Turbines that were once thought to have no visual impact by the citizens of Guilford due to their distance. Little did they realize what 500 feet would be on the horizon. If they had, they may have stood up and spoke out against the project.
It is important to get neighboring communities to stand in the mix of those who object. Even distant communities that may have even but a glimps of these monstrous devices that have already contributed to the CO² issue they seek to resolve. CO² for maintaining, replacement or removal plus the CO² that is left in the atmosphere due to the deforestation. Solar is next in line with a lesser efficiency.
Good for Woodstock! I hope they impress on LUPC and DEP that they are opposing turbines in Milton based on their own firsthand experience with turbines and the destruction they cause to the landscape, to the local economy and to the community.
When PPDLW was fighting First Wind's application for a project on Bowers Mtn in Carroll Plt, we were able to argue that we KNEW what wind projects look like. No hypotheticals, no fear mongering. We were forced to look at Stetson I project to the east and the Rollins projects to the west. I believe this experience gave us credibility and contributed to DEP's decision to deny the Bowers project.
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Do you think we can talk about this?
I know postpartum depression isn't at all uncommon - 10 to 14% of all mothers get it, I read. What I'd like to know more about is the underlying causes, and the risk factors. (I am going to assume that a history of depression is one of the risk factors for postpartum depression. What are the others?)
I am also curious if women who are at risk of postpartum depression can take any preventative steps, like starting therapy in pregnancy? (I think antidepressants in pregnancy are generally avoided?)
Anyway, if you've got anything to say on this topic, please share. :)
Some of the risk factors for postpartum depression are:
* Prior depression like you said, or a family history, or previous postpartum depression
* Bipolar disorder
* Recent extreme stress
* A baby with additional medical needs or things like colic
* Financial problems, marital problems, etc
I do think healthcare providers keep a special eye open for mothers who have known risk factors, if they can. It depends on which country you're in and how much time the healthcare provider gets to spend with individual patients, I suppose. Anyone who does have these risk factors can also self monitor, and ask for help as soon as they notice any signs of postpartum depression.
Or what about things like being a teenage mother, or having gotten pregnant accidentally, or working a high stress job while also being a new parent?
And if you look at those two different kinds of situations, mental illness vs a stressful life, might it be fair to say that one kind of postpartum depression is more chemical, and another more situational?
Having a baby can certainly be overwhelming, and more so for mothers who do not have much social support or who are struggling financially. Sleep deprivation messes with your brain, and it may be very hard to adjust to life with a new baby if you're used to doing something completely different.
Motherhood can be stressful without it causing postpartum depression.
There is no such thing as different types of postpartum depression, clinically. If you meet the diagnostic criteria for postpartum depression, you have it, regardless of possible contributing factors (and there aren't always obvious ones.)
Does that make sense?
It does to me. :)
Looking back, things were really stressful for me when I had my first child. I was 19 and people weren't very supportive outside of my immediate family. Everything that happened or that I did wrong, people blamed on my age, even if older mothers would experience the same thing. I am 100% sure I didn't have postpartum depression, but there were plenty of "life is tough" moments, not about my son because I was happy to have him, but about the way people treated me. If what I went through had to have a diagnosis, I think it would be more along the lines of social anxiety caused by rude people than anything else.
OK, this is starting to get really interesting. So I have another question. Can you have depression during the postpartum period without it being postpartum depression, or is any new depression that shows up within, I don't now, a year of having a baby automatically called postpartum depression?
It's my understanding that depression has a brain chemistry component and that hormones also play a role in the case of postpartum depression. Is that correct, or am I off here? If nasty life circumstances lead to depression, isn't that a different kind of depression than if it is caused by factors inside the body?
I think the causes of postpartum depression are more complex and more varied than most people probably know.
I had complications during delivery. I hemorrhaged badly, and my baby had to spend time in the NICU. I barely saw her during the first five days of her life, and I wasn't able to breastfeed in the end, either. It was so very different from the perfect moment I had imagined: the doctor holding my baby up and saying she was healthy, followed by immediate skin to skin and nursing surrounded by loved ones. Instead, I barely had any idea what was happening and we were both lucky to be alive.
Had that all been different, I am sure I would not have developed postpartum depression. My postpartum depression was directly caused by a traumatic birth, lingering medical issues, and being separated from my child during those first days.
So, you can add a traumatic birth to the list of risk factors for postpartum depression.
To the young mother, that also makes a lot of sense. You did not have postpartum depression, but you may have had situational depression because you weren't able to enjoy motherhood the same way you might have if you had been older, because of people's reactions. In that case, there's an obvious "cure", for other people to behave more nicely, whereas true depression doesn't have a simple cure at all.
I think I get it now. It's not depression even if you feel terrible if it could all go away with extra support, more sleep, or whatever, but it is depression if you feel bad no matter what support you have.


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CALL is working with a team of Djinang and Wurlaki people to document their language and to create more language resources for use in schools and the community. This project has been supported by the Priority Language Support program through First Languages Australia, and by the Australian Commonwealth's Indigenous Languages and Arts program. This work… Read more »
Yókkarra | Njonja | Jichicha | Maningrida Fish Project
Senior men Don Wilton, Jimmy Olsen and Stuart Ankin are traditional owners of clan estates along the north-central Arnhem Land coastline to the north and east of Maningrida. They are leading a group of local men in a fishing enterprise through Bawinanga Aboriginal Corporation. Don is the owner of Nardilmuk, owned by Kunibídji people, and this… Read more »
Maningrida Action Project
A multilingual team at Maningrida participated in a two week sign language workshop at Maningrida in August, 2017. Linguists Margaret Carew (CALL), Jenny Green (University of Melbourne), Murray Garde (Australian National University) and Carolyn Coleman worked with people from Kuninjku, Gunnartpa, Wurlaki, Ndjébbana and Kun-barlang language groups recording signs – or 'actions' – for… Read more »
An-nguliny Rarrk | Stories from Mick Marrawa England
Batchelor Institute and Maningrida Arts and Culture are proud to present An-nguliny Rarrk, a new book that celebrates the artwork of Mick Marrawa England. Buy the book from Batchelor Institute Press The book was launched at the opening of Marrawa's exhibition at Art Mob Aboriginal Art Gallery, Hobart Tasmania on 13 October 2017. This… Read more »
Bábbarra Women's Centre films
Between June – August 2017 CALL Linguist Margaret Carew worked with Bábbarra Women's Centre artists to produce a set of short films. The films feature well known artists Lucy Yarawanga, Deborah Wurrkidj, Susan Marawarr, Janet Marawarr, Phyllis Dungudja and Lenny Goya-airra. The women speak primarily in their first languages – Kune, Kuninjku, Burarra, Gurr-goni and… Read more »
Maningrida language map
This language map shows places in the Maningrida region and the languages that belong to different parts of country. Place names are spelt in the standard spelling of the language for that country. Map created by Brenda Thornley, based on earlier versions from Bawinanga Aboriginal Corporation and Maningrida College. Click here for a larger version
Protected: Maningrida seasons photo bank
There is no excerpt because this is a protected post.
Nga-ni kun-red ngarduk man-djewk na-kudji | A year in my country
Batchelor Institute and Batchelor Institute Press are proud to present Nga-ni kun-red ngarduk man-djewk na-kudji 'A year in my country', published in 2017. Link to Batchelor Institute Press to purchase the book. This is a book about seasons on Kune country by Jill Yirrindili and Aung Si, with illustrations by Jennifer Taylor. Nga-ni kun-red ngarduk man-djewk… Read more »
Maningrida languages | sounds, writing and spelling
In the past Aboriginal languages were not written down. Ways of writing developed through the work of linguists and anthropologists who came to Arnhem Land to study the language, and missionaries who came to teach people about the bible and to translate it into local languages. When bilingual education started in the 1970s, it became important to produce… Read more »
A guide to Maningrida language resources
Over the years many people have worked to develop language teaching and learning resources for the languages in the Maningrida region. Much of this work came about as part of the Burarra/Gun-nartpa and Ndjébbana bilingual programs at Maningrida CEC from the late 1970s to 2008. Some was created through bible translation work and liturgy translation, especially… Read more »
Gurr-goni Dictionary Project
Mu-goni dictionary ngatjbulorndo ngatjburru njiwurr-mu-murnongi arrapu at-bu-burrkarl yandu gurl awurr-bogo, reading awurr-ningu, guwubarrwirdi, arrapu njiwu-barrwirdi ngatjburrupu njiwurr-murnongi. Balanda borrlorndo, yandu read awurr-ningu an-nji an-nalitji mubu ngutjin mutdjat gun-ngatjburru wetji Gurr-goni. Wurlek. This dictionary is for us adults, and also for the children, so when they go to school they will read and remember it, and… Read more »
Mewal Song Project
Films from the Mewal song project Mewal – A Marrangu songline Wakwak – Crow dance at Gulerri The Mewal songs are part of an ancient performance tradition, often referred to as bunggul in north-central Arnhem Land. The Mewal story, songs and dances are owned by the Wurrkigandjarr clan group (Marrangu Djinang) and performed by… Read more »


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On behalf of myself, my green industry colleagues, and most importantly to assist the TFS and other applicable public agencies in their service to Texans who would like further details on oak wilt – I have begun an ongoing campaign of public information requests (PIR's) in order to disseminate the information received via numerous means (website, youtube, presentations, emails, etc.). I hope that not only for the public, the industry but also for the state agencies this PIR campaign is a learning experience and opportunity to fulfill the agency's "Compact with Texans" in a manner of humility, honesty, and admitting faults as well as making restitution as appropriate. PIR's/Open Record Requests/FOIA's (Freedom of Information Act) are a foundational tool and expression of our First Amendment rights and when applicable an integral means of the pursuit of seeking redress from our government and its agencies (local, state, or federal). I encourage the reader to suggest to me further PIR requests to consider asking for or if the reader has made some previously that they would like me to post – please feel free to contact me. I will present the PIR's within a theme-topic approach as opposed to a chronological approach.
PIR's Regarding White Oaks & Oak Wilt
PIR's Regarding Trenching
PIR's Regarding Herbicide Use
PIR's Regarding The Texas Oak Wilt Suppression Project (TOWSP)


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Limited Edition! Better be fast to get it! For a short time we have something special - a smartphone necklace made of beautiful and noble black and white leather straps. Since there are only small numbers, you should strike as long as they are available!
Never miss a call or dig for your smartphone in your purse!
NURI makes sure you always got you smartphone at hand.
Our smartphone necklaces are made from finest braided leather and ensure your style is always elegant and fashionable.
"Black&White" goes with any style! It's timelessly elegant and stylish. The golden colored accessories perfectly match the black and white cord.
The necklace can easily be adjusted in length, simply pull the sailing knot. So it can be worn as cross-body or simply around your neck.
NURI smartphone necklaces are produced by hand, with highest care and love. We want to make sure you only get the best necklaces and enjoy yours for a long time!
Premium smartphone necklace:
- Approx. 1,75m braided leather cord, 5mm in diameter
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- golden colored NURI tag
Smartphone case:
- transparent TPU case
- golden colored split rings to attach the necklace
Please note:
This case does not guarantee 100% protection for your smartphone. Split rings may cause scratches or particles can get inside the case. Handle with care and at own risk. Please do not let kids play with it unattended.


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Jayco Jay Feather X213 Expandable For Sale
Jayco Jay Feather expandable X213 highlights:
- Rear King Bed Slide
- Bunk Beds
- Sofa
- Pack-N-Play Door
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It's always good to enjoy creature comforts after being in the great outdoors all day! The full bathroom offers a tub/shower and extra counter space for your toiletries, and the kitchen gives you everything you need to make warm meals including a sink and pantry. The opposing sofa and dinette offer a great place to visit when you aren't outside relaxing under the 16' electric awning. And the unique king bed rear slide gives you more floor space inside. The kids will love the front bunk beds, the wardrobe and the curtain to close for privacy. And you will appreciate the Pack-N-Play door when carrying all your items to and from the campsite. There is more to enjoy, start camping today!
The Jayco Jay Feather hybrid expandable offers an aerodynamic, rounded front profile with a diamond plate, a modern retro graphics package with a two-colored sidewall, Stronghold VBL vacuum-boned, laminated floor, side, rear and front walls on an American-made Norco frame with integrated A-frame. You will appreciate the water-repellent, scratch resistant Jayco DuraTek vinyl tent material with zipper windows and permanently attached tent-to-bed base design. Inside you will find smoked glass decorative inserts in select overhead cabinets, ball-bearing drawer glides, Jayco exclusive teddy bear "soft-touch" residential-style bed mats, and more! Choose your favorite floorplan, and start a new adventure!We have 1 X213 availableView Inventory
Sleeps 6 Slides 1 Length 24 ft 1 in Ext Width 8 ft Ext Height 9 ft 8 in Int Height 6 ft 6 in Interior Color Modern Farmhouse, Cashmere Cottage Hitch Weight 450 lbs Gross Weight 5500 lbs Dry Weight 4545 lbs Cargo Weight 955 lbs Fresh Water Capacity 42 gals Grey Water Capacity 30.5 gals Black Water Capacity 22.5 gals Tire Size 14" Furnace BTU 18000 btu Number Of Bunks 2 Available Beds King Refrigerator Size 6 cu ft Cooktop Burners 3 Number of Awnings 1 LP Tank Capacity 20 lbs Water Heater Capacity 6 gal Water Heater Type Gas/Electric DSI AC BTU 13500 btu Awning Info 16' Power with LED Lights Axle Count 2 Number of LP Tanks 2 Shower Type Tub/Shower Combo Electrical Service 30 amp
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ICNA Relief Invited to Refugee Summit by UNT
The department of Social Work at The University of North Texas invited ICNA Relief to participate in their Refugee Summit 2017: Seeking A Safe Heaven. ICNA Relief's Refugees Services Director Sr. Hala Halabi was one of the panelists. She talked about services that ICNA Relief provides for refugees and what makes ICNA Relief refugee program […]
Dallas Food Pantry Served 12,000+ Since Year's Start
Under its Refugee Facilitation program, ICNA Relief Dallas initiated its food pantry project in March 2012 in an area where around 500 refugee families reside within a five-mile radius. Ever since its inception, the local community members, Islamic centers, businesses as well as ICNA Sisters have come forward and ensured that the Dallas Food Pantry […]
Chicago Annual Banquet with Mufti Azeemuddin
WHAT IS YOUR LEGACY? When we give donations or zakat, how often do we see the ripple effect, or meet the people whose lives have been transformed? Inshallah, please join us at the Islamic Circle of North America Relief ( ICNA Relief) annual banquet to see God's blessings and barakah, your compassion and your donations, […]
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Posters are available in three sizes:
- LP8 (18 x 24)
- Jumbo (24 x 32)
- Banner (3' x 4')
LP8 and Labor Law Posters may be mixed and matched to achieve quantity discounts.
All posters are available in Spanish
Prices include two sided lamination
Workplace Safety Poster - Lockout Potential Danger! It Could Save A Life.
Price: $10.95
Sku: CCS-LP882
Availability: In Stock
Language: English, Spanish
Media: Laminated
Size: 18x24, Jumbo ($23.95), Banner ($54.95)
Weight: 0.5
Brand: National Safety Compliance


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Search over 1 million properties and 550 airlines worldwide
Search over 1 million flights, hotels, packages, and more
Free cancellation on most hotels. Because flexibility matters.
Oman has long been coveted for its strategic location at the mouth of the Persian Gulf. Portugal occupied the country for over 140 years; today Oman is controlled by a rich and powerful sultan. See the riches concentrated in the capital city and explore its varied terrain.
Muscat is Oman's capital and the seat of the country's sultan. The oceanfront city is packed with lavish projects ordered by Sultan Qaboos bin Said Al Said at the end of the 20th century. Visit the Sultan Qaboos Grand Mosque, a Muslim house of worship with capacity for 20,000 people. Its prayer hall features one of the world's largest Persian carpets. The blue-and-gold Sultan's Palace and the Royal Opera House Muscat are as also impressive. For a contrast to these modern developments, head to the city's eastern bay section to see ancient attractions like Mutrah Fort, a 16th-century Portuguese castle.
Enter the Hajar Mountains, a craggy chain of peaks lined with walled mountain villages. Visit the 17th-century Nizwa Fort or drive to the smaller 12th-century Bahla Fort. Jebel Shams, Oman's highest mountain, lies just north. Hike up its slopes to look over the cavernous Wadi Ghul, known as Oman's Grand Canyon.
Camp on sand dunes in one of Oman's desert areas. The most accessible dunes lie in the A'Sharqiyah Sands along Oman's east coast. Book an overnight voyage into this relatively compact 4,800-square-mile (12,500-square-kilometer) sandy desert. Extreme adventurers can join a trek into the Empty Quarter, one of the world's largest deserts. While mostly contained in Saudi Arabia, this desert also covers Oman's northern fringes.
Oman features a lengthy Arabian Sea coast, best enjoyed at the resort capital of Sur. Relax on Turtle Beach while watching turtles come ashore. Enjoy a swim in the blue-green pools at the bottom of Wadi Shab, a narrow gorge near the coast.
Book a flight to Muscat International Airport in Muscat to start your trip to Oman. Rent a car to move between mountains, deserts and coast.
Amazing location. Most activities are payable, kids club staff is very dull.
Excellent property, gym, roof-top swimming pool, super friendly staff, travel desk for arranging excursions, walking distance to the grand muscat and avenue malls, plenty of options to eat locally within walking distance of hilton.
Absolutely perfect, staff, service, food, views and facilities all perfect
Loved that it provided the iron table and complimentary Nescafé and tea everyday. As well as the gym
Our room (#559) was well-appointed and large. Unfortunately, there was a pervasive smell of mold that made our stay there quite unpleasant, so we had to open the windows in an attempt to alleviate the effects, to moderate success. It was a shame as the rest of the property was beautiful and the staff ...
Price of alcohol and food very high ( eg by comparison with Kempinski in Muscat. Costs in spa higher than 5* London hotels but the massage was in fairness first class. Position provides a dramatic setting . We booked a canyon view room. On arrival they tried to ' upgrade' us to villa with a small ...
This apartment hotel was in a great location offering a base to explore Muscat and the surrounding area. The only problem i found was there was no extra bed for our 10yr old daughter to sleep in and she was expected to sleep in the large king with us. The alternative was to pay 11 riyals for an adjoining ...
We've stayed here dozens of times and we're always happy, but this weekend was especially nice as the wonderful staff helped to prepare a surprise cake and room upgrade for my husband's birthday. The staff is always great and the hotel is the best value in Muscat (we've stayed at many hotels throughout ...
These prices were available within the past 7 days. Prices quoted are per person, return, for the period specified. Prices and availability are subject to change. Additional terms apply.


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We talked about it earlier this year— the legalization of Canadian cannabis. It seemed likely, without a doubt even. But we know how pot prohibition goes— things are not always as they seem. But this time by? It actually happened. On June 19th, Trudeau kept a promise to legalize cannabis for Canada. Their goal? To 'protect our youth from the risks of cannabis while keeping profits out of the hands of criminals and organized crime'.
Canadian Cannabis: Bill C-45 Legalizes Country-Wide Canadian Cannabis
The bill first came about in the middle of last year, and from the start, it seemed that most people were on board. The focus? The children. They say it's been too easy for kids to gain access to black market cannabis, and the criminals reap the benefit of it. So, what better way to cut off that access than to choke the black market out?
What does the bill cover?
After the bill faces formal approval, adults— 18 and up, will be able to have up to 30 grams of legal marijuana with them at any point in time. They will be able to grow up to four household plants, and cook with it as they please. In short, they pretty much legalized full personal use and access for every adult. But when it comes to purchasing, retailers will be regulated much like the dispensaries we're familiar with. Meaning, it will be sold in a separate dwelling, specified for pot only.
Impaired driving laws
With the acceptance of personal use, also comes the implication of driving impaired. one measure they focused on was adding penalties for impaired driving. They are introducing roadside oral fluid screenings, and are measuring impairment by nanograms. The lowest, being a fine. The second, would be a 'hybrid offense'. The third, a combination of cannabis and alcohol, a hybrid offense as well, but more severe. Those hybrid offenses mostly mean jail time, and fines.
A huge move for Canada
They're ready for the financial gains, but are also approaching legalization with children in mind. By implementing many of the same regulations as they have on tobacco products, they hope to discourage youth. If this will work? Still up for debate, as now— many kids will not have to work as hard to obtain weed. But, with this change, is a new chance to see what works for them and what doesn't. Canadian cannabis markets will undoubtedly boom, but will it help the children as they hope? For that part, we stay tuned…


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By Bossyy
Hip-HopVibe.com Staff Writer
Once upon a time, 6ix9ine was the hottest rapper in the game, and a very promising star. All of his viral songs managed to chart on Billboard and he was one hit away from stardom. Unlike many of his peers, when his time came, 6ix9ine actually made a hit.
A year ago, 6ix9ine took over radio, with "FEFE," featuring Nicki Minaj, and it hit the top ten. Just when he took over, and did that controversial interview on "The Breakfast Club," things went haywire. Immediately, he went behind bars, where he was set to remain.
Being a social media star, 6ix9ine had his personal life plastered all over social media. The world got to know Jade, who got two 6ix9ine tattoos, and now 6ix9ine has testified on his entire crew, even implicating rappers, Cardi B and Jim Jones, in exchange for freedom. These same fans are now done with 6ix9ine and are dragging Jade, in her IG comments, for even being with him.
Read the IG comments below:
Follow Hip-HopVibe.com on Twitter @HipHopVibe1.


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Swahili is spoken in Kenya and Tanganyika, and throughout East Africa. This course is designed to assist students in speaking and understanding Swahili, and provide a basis for continuing to greater efficiency in reading and writing skills. 18 CDs (21 hrs.), and 586-page text in PDF form are on your download or flash drive.
You may return any product for up to 365 days if it does not meet your needs. Returns may be made for full credit back to cc or paypal of any book, audio course, dvd, within 30 days. Returns after thirty days will be for store credit and are good for any product and this credit is good till you use it, as does not expire..


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Bluegrass is a genus of cereal perennials or annuals. In the wild, it lives on both hemispheres in areas with a cold and temperate climate. Some species can be found on the highlands in tropical regions. The genus includes more than 500 species.
Consider the types that are used to create the lawn.
Bluegrass annual
Most often, varieties are annual, although perennials are sometimes found. Forms a turf from 5 to 35 cm in height. Forms small panicles up to 1 cm. In a natural habitat grows along roads, in ditches.
Annual bluegrass is not used in the ground grass, in it it is considered weed grass.
It develops well on any land, grows rapidly on trampled areas, tolerates a low haircut.
It is not intended for registration of lawns in the southern regions since in heat, the grass begins to turn yellow, fall out.
Bluegrass meadow
In the wild, lives in North Africa and Eurasia. Prefers mountain, lowland, upland and floodplain meadows.
Description of meadow bluegrass
A perennial herb in height reaches 0.3-0.8 m. Numerous stems are thin, with a smooth surface, form sods.
The leaf plates are flat, pointed at the ends. Rough on the inside. Painted in a pale green tone, have pronounced veins on the surface.
Spikelets are collected in spreading panicles. On one, 3-5 greenish or purple flowers bloom in May-June.
Resistant to adverse weather conditions, sudden changes in temperature. Able to withstand frosts to -35 ° C.
The use of meadow grass
Used to create lawns, incl. designed for high loads (e.g. sports).
The variety is resistant to trampling, grows rapidly after a low haircut.
Features of care for meadow grass meadow
It tolerates drought. Watering is necessary only with a prolonged absence of rain during the vegetative period. It grows on any soil, does not need to be mixed.
Varieties of bluegrass meadow
For registration of a lawn are suitable:
- Andante is a low and dense grass that is immune to spotting.
- Connie - forms a green, low, thick turf. The variety is resistant to many diseases and trampling.
- Compact - with narrowed leaves. It calmly perceives mechanical stress and drought. After cutting, it grows rapidly.
- Balin - is distinguished by resistance to trampling, diseases and pests, rapid growth.
- Sobra - looks attractive on the lawn, tolerates aggressive environmental influences.
Seeds of any variety can be purchased in specialized stores.
Bluegrass onion
In the wild, grows in the steppes and semi-deserts of Eurasia and North Africa. Recognized as one of the best pasture plants.
Description of bluegrass bluegrass
The perennial forms thick sods, reaching a height of 10-30 cm. The root system is shallow, the stems at the base are thickened, bare and straight.
Numerous plain green foliage. The narrower, narrower folded sheets.
Inflorescences are collected in short, compressed panicles. Flowering occurs in late spring and early summer.
Bulbous bluegrass can be called viviparous. After falling, its spikelets take root, transform into bulbs and give life to new specimens. Sometimes they even germinate while still on the mother bush.
Application of bluegrass onion
Resistant to trampling, quickly restored, so it is used to create lawns of any kind.
Features of caring for bluegrass bulbous
It can be planted in regions where the temperature does not drop below -25 ° C. It tolerates drought. Even in the absence of rainfall, it needs only sparse watering.
It grows well in any soil, but they prefer light, airy, drained soil. Does not need any fertilizer.
Bluegrass Alpine
It grows on stony soils of alpine meadows in regions with a temperate climate of North America and Eurasia.
Alpine Bluegrass Description
It reaches a height of 0.5 m. Straight, slightly thickened stems of the perennial form a dense turf. The rhizome is short, located in the upper layers of the soil.
Leaves without lint, thin, pointed at the ends, of different lengths. The shade of the plates varies from dark emerald to gray-grassy.
Inflorescences are collected in spreading panicles. Spikelets of small size, egg-shaped. Each has 9 flowers, usually of purple color. Flowering begins in June-August.
Alpine bluegrass application
Use for registration of borders, stony hills. It is possible to grow in containers.
Features of caring for Alpine bluegrass
It tolerates temperatures up to -30 ° C. Normally, natural rainfall is enough to moisten the soil, but with drought you need to water several times a week.
It perfectly dispenses with the introduction of nutrient mixtures.
Common bluegrass
Forms turfs, reaching 20-120 cm. The root system is shortened, creeping. The foliage is bright green, smooth, up to 6 mm wide.
Prefers heavy and calcareous soil in wet areas.
It does not tolerate severe frosts, prolonged drought and intensive trampling.
Bluegrass forest
Perennial, forming soft, friable sods. It reaches a height of 0.3-1 m. The leaves are narrow, 1.5-2 mm wide. Inflorescences are collected in panicles of 10 cm. Flowering occurs in May-early summer.
It is used for a lawn laid in the shade of trees, as grass does not require a lot of light.
It prefers a moist and acidic substrate. He does not tolerate frequent haircuts, the lawn begins to thin from this.
Due to the variety of bluegrass species, it can be used to create a lawn for any purpose. The herbaceous mixture with this plant is sold in specialized stores. You can also cook it yourself by mixing the seeds of various plants intended for lawns.


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Snail Bob 6 is another cool sequel of the popular platform game from A10. Keep Snail Bob alive in this puzzle-ridden winter wonderland. Enjoy!
Controls: Mouse = Point and Click
Snail Bob 6 is a free puzzle game available online on Silvergames.com. You can play this awesome animal game in full-screen using every modern browser. Snail Bob 6 has been already played 56,766 times and received 82 percent positive feedback with 2,361 votes. If you finished this game, you can play other online games such as The Visitor, FireBoy and WaterGirl 4 and Trollface Quest: Video Games 2 for free on Silvergames. If you enjoyed playing Snail Bob 6 share it with your friends via Youtube and other social media.


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Is low cost home ownership just for first time buyers?
Not necessarily. First time buyers are at the heart of the scheme, but you can buy if you have owned a property before in certain circumstances. It is not for people who want to buy a second property and rent it out.
What is Shared Ownership?
Also known as part buy/part rent, it works by allowing you to buy a share of your home and pay a subsidised rent on the remainder, which will be owned by a housing association.
Does it work out expensive when all the cost are taken into consideration?
You will pay a mortgage on the share you buy and rent on the rest. This will cost you less than if you had bought outright, and in most instances less than renting privately. You will only need to raise a deposit on the share you buy, so the initial amount you put down will also be considerably less.
What is a Help to Buy agent and why do I need to apply to them?
Help to Buy agents are appointed by Homes England. Help to Buy agents administer headline eligibility for our Shared Ownership developments.
Help to Buy Midlands update - The way you access a Help to Buy agent is changing. Registration for affordable homeownership is closed between 16th December 2019 - 2nd January 2020. We will update you further on the 2nd January on how to apply to your new Help to Buy agent.
Can I do the Shared Ownership scheme on any property?
No, it is only available on those properties earmarked for the scheme.


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Arcanon is the antagonist of Altered Beast: Guardian of the Realms, a dark reaper that rebelled against the Olympus and stole the realm keys and took control over the hall of realms. Zeus revived a Guardian to stop him. Arcanon is the final boss, appearing in the Palace of the Gods. He attacks by making bone hands appear from the floor to catch the player, hitting him with a lightning while stuck, and by summoning skeletions. He is also able to teleport.
Community content is available under CC-BY-SA unless otherwise noted.


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Brother had his bike stolen from outside the Primary School on Wilford Lane, Wilford, Nottingham on Tuesday night at around 7pm.
It was a Specialized Globe comp hybrid Nexus 8 speed in dark grey, with a black rack and schwalbe marathons. The gearing was screwed anyway so the thief best know his internal gearing if he/she wants it sold.
Specialized Nexus stolen from Wilford, Nottingham 9th Dec
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We like your pics so much it hurts!
Thanks to all of you that rooted around in your archives and sent pictures to us. Keep 'em coming – your latest – or vintage – fun, boating, island, adventure pics. And as always, remember to check the print magazine for pictures in the Lifestyle section – thanks again Outposters!