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Past Events
Events Search and Views Navigation
November 2019
2019 Annual Meeting & Expo
When the rest of the reverse mortgage industry is meeting to discuss all of the major issues impacting the marketplace today, you want to be in the same…Find out more »
May 2019
2019 Eastern Regional Meeting
Welcome to the 2019 NRMLA Eastern Regional Meeting. This conference provides a valuable forum for reverse mortgage professionals and the Wall Street executives who work on the capital…Find out more »
March 2019
2019 Western Regional Meeting
Download Presentations and Audio Recordings NRMLA members can view the slide decks and listen to audio recordings by logging into NRMLAonline.org with your username and password and then…Find out more »
October 2018
2018 Annual Meeting & Expo
The leading lenders, the most successful sales folks, the savviest marketers, the thought leaders in retirement funding will all gather in San Diego, October 28-30, for the year's…Find out more »
May 2018
2018 Eastern Regional Meeting
UPDATE: Accessing Slides and Audio Recordings Access to presentation slides and audio recordings is restricted to members only. To download this information, login to NRMLAonline.org with your…Find out more »
March 2018
2018 Western Regional Meeting
Join us for NRMLA's Western Regional Meeting as we invite the industry's top subject matter experts to share their insights and guidance on critical issues impacting today's reverse…Find out more »
November 2017
2017 Annual Meeting & Expo
Accessing Presentation Slides and Audio Recordings To view this information, you must be a member of NRMLA and you must be logged…Find out more »
May 2017
2017 Western Regional Meeting
Downloading Presentations and Audio Recordings Members can view session slides and listen to audio recordings from the Western Regional Meeting. Instructions: 1) Login to NRMLAonline.org…Find out more »
April 2017
2017 Eastern Regional Meeting & Expo
Thank you to everyone who attended the Eastern Regional Meeting. Members can download presentations and audio recordings from the Eastern Regional Meeting…Find out more »
November 2016
2016 Annual Meeting & Expo
At this year's Annual Meeting & Expo, we'll dissect the reverse mortgage process from preapplication to repayment and explore opportunities to improve…Find out more »


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Austin-Smith:Lord was commissioned by Clyde Gateway to implement the design for the transformation of the historic but neglected piece of ground in Bridgeton into a beautiful and peaceful Memorial Garden, following the practice's successful completion of the Bridgeton Urban Design Study and follow-up environmental improvement proposals.
Key features of Austin-Smith:Lord's design for rethinking the area as a usable, attractive and contemplative space for local residents include: opening up entrances to the park to provide an inviting green space and green link to the street network; introduction of bespoke lighting; replacing overgrown vegetation with new trees and shrubs; and providing a sensitive interpretation of the area's history through the use of sculptural columns. The design of the columns has been influenced by the site's use as a burial place in the 17th and 18th centuries as well the legacy of the weaving and dyeing industries which played such an important role in the social history of the area.


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Welcome to class 4 seals!
On Monday 16th December, Class 4, 5 and 6 visited Turton Tower.
We had a lovely day and the children really enjoyed themselves.
They learnt about a Victorian Christmas and made Cornucopias, scent bags and also got to stir a christmas pudding.
The highlight of many childrens trip was visiting Santa Claus.
Log onto Education City with your child.
There are some Maths and Science games that you may enjoy.
All website content copyright © Cedars Primary School : Website Policy Website design by PrimarySite.net


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Q: Recently, I received a notice that a charge of $127.03 was made to my American Express card for something ordered on Amazon. I had not ordered anything for a couple of weeks. I looked at my recent orders on Amazon and nothing new was listed.
I was ready to call AmEx and notify them of a fraudulent charge, but decided to call Amazon instead. When I purchase something from Amazon, I immediately receive an email from Amazon about the purchase, but I received nothing about anything being charged to my card.
Also, it was an odd amount so it seemed like an order for merchandise.
I was told the charge was for the renewal of my Amazon Prime membership. Turns out, there is also sales tax ($8.03) on the $119.00 fee. I told the Amazon representative that they should have sent a notice to me that this was being charged to my card, and I questioned the sales tax, too.
Does the membership fee qualify for a sales tax?
L.M., Medina
A: Yes, we have to pay sales tax on Amazon Prime memberships and similar memberships that cover purchases such as digital books or movie downloads or free shipping. That's not Amazon's call. That's per the Ohio Department of Taxation.
The sales tax rate in Medina County is 6.75%, so that's where the $8.03 came from. Residents of Cuyahoga County would pay even more because its sales tax is 8%.
When you look through the list of examples of purchases/charges that are taxable in Ohio, you might wonder what ISN'T taxed. We're used to some of them. Others became taxable in recent years. Here's a list of some of the types of transactions that are taxable:
- Car washes, except coin-operated ones.
- Personal care services such as manicures, pedicures, hair removal, tattoos, body piercing and massages. Services such as haircuts, coloring and styling aren't taxed because they're regarded as more necessary, said Gary Gudmundson, spokesman for the Ohio Department of Taxation.
- Hotel rooms for stays of less than 30 days, if there are five rooms or more.
- Gym/fitness center memberships.
- Repairs on tangible personal property, such as your car.
- Installation of tangible personal property, such as when a handyman installs a new sink or storm door in your home — an item you purchased and paid sales tax on at Lowe's or Home Depot or wherever. But Gudmundson called this section of the law "complex." "Contractors may or may not charge tax depending on the specific job," Gudmundson said. "If they have a 'construction contract' with the customer to install a variety of fixtures/features in someone's home, that package of installed fixtures/features will not be subject to tax. If, however, the contractor separately states a price for installing a specific feature/fixture, then that installation would be subject to tax."
- Towing.
- Landscaping/lawn care services or snow removal, if the company has annual sales of $5,000 or more. "The kid down the block mowing your lawn doesn't have to charge sales tax," Gudmundson said.
- Laundry and dry-cleaning services, unless it's coin-operated.
- Extermination services.
- Tailor services — for example, to hem a skirt or alter a suit.
- Calls to 900 numbers.
- Rides in a taxi, Uber or Lyft. Public transportation and commercial airline tickets aren't taxed.
The list of things subject to sales tax drastically expanded in 2003, when a bunch of the charges for personal care, laundry, satellite broadcasting and storage units were added to the taxable column.
One change that will help consumers save a few bucks: Eyeglasses and contact lenses have been subject to sales tax. Effective July 1, they won't be, as long as they're obtained through a prescription.
For more information about what's subject to sales tax and what's not, go to the state Taxation Department's website.
Murray is The Plain Dealer's personal-finance writer. Because of the volume of requests, she cannot help everyone who contacts her. To reach her, call or text 216-316-7064 or email email@example.com.
On Facebook: MurrayMoneyMatters / On Twitter: @teresamurray


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Professional Development Planning (PDP) Seminar
Registration is now open for the Spring 2020 Schar School Seminar Series: Professional Development Planning (PDP). This optional, non-credit program will assist you in building a foundation for future career success.
This planning seminar is an opportunity to connect to academic and career resources within the Schar School while identifying personal strengths. All are welcome, but those in the job/internship search process and new professionals are strongly encouraged to register.
The PDP Seminar will take place during the first four weeks of the spring semester:
Session I: Thursday, January 23 from 2:00 – 4:00 PM
Students will meet their fellow Schar School classmates, review objectives, begin the conversation regarding professional documents (resume, cover letter, etc.) and take the Myers-Briggs Type Indicator (MBTI) assessment.
Session II: Thursday, January 30 from 2:00 – 4:00 PM
Students will analyze their MBTI results and how they apply to a professional environment. Additionally, students will begin learning networking and communication skills necessary for their job search and beyond.
Session III: Thursday, February 6 from 2:00 – 4:00 PM
In week three, students will continue to develop their professional documents, learning how to change and adapt them for specific positions. This is in preparation for the Graduate Career Fair being held the following week. Career fair "protips" will also be discussed.
Session IV: Tuesday, February 11 from 2:00 – 4:00 PM
The PDP seminar concludes with an introduction to best practices for the professional workspace. Students will actively engage with Schar School alumni and faculty through a career panel and networking event.
Enrollment in the seminar is limited to 30 students. By registering, participants agree to attend all four sessions.
Questions? Read the PDP FAQ HERE or email email@example.com


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Researchers associated with vpnMentor, which provides virtual private network reviews, on Wednesday reported a data breach involving nearly 28 million records in a BioStar 2 biometric security database belonging toSuprema.
"BioStar 2's database was left open, unprotected and unencrypted," vpnMentor said in an email provided to TechNewsWorld by a company staffer who identified himself as "Guy."
"After we reached out to them, they were able to close the leak," vpnMentor said.
BioStar 2 is Suprema's Web-based, open, integrated security platform.
The leak was discovered on Aug. 5 and vpnMentor reached out to Suprema on Aug. 7. The leak was closed Aug. 13.
The vpnMentor team gained access to client admin panels, dashboards, back-end controls and permissions, which ultimately exposed 23 GB of records:
The team was able to access information from a variety of businesses worldwide:
The data vpnMentor found exposed would have given any criminals who might have acquired it complete access to admin accounts on BioStar 2. That would let the criminals take over high-level accounts with complete user permissions and security clearances; make changes to the security settings network-wide; and create new user accounts, complete with facial recognition and fingerprints, to gain access to secure areas.
The data in question also would allow hackers to hijack user accounts and change the biometric data in them to access restricted areas. They would have access to activity logs, so their activities could be concealed or deleted. The stolen data would enable phishing campaigns targeting high-level individuals, and make phishing easier.
"There's not much a consumer can do here, since you can't really change your fingerprints or facial structure," observed Robert Capps, authentication strategist at NuData Security, a Mastercard company.
However, a data thief would require access to the consumer's device to commit biometric authentication fraud at that level.
"Data is not free," noted Colin Bastable, CEO of Lucy Security.
"There is a responsibility that goes with capturing it. If you cannot afford it, don't keep it," he told TechNewsWorld.
Many of the accounts had simple passwords like "password" and "abcd1234," vpnMentor pointed out.
"I can't see any excuse for using such passwords for real-world applications," Bastable said.
Yet "these are common passwords still used by consumers today," Capps told TechNewsWorld. "It's also possible that these are default passwords set when the account was created, but never changed."
Using simple passwords for any purpose is "an incredibly bad idea," Capps said. "It's a best practice to create a complex password that is memorable, or use a password manager to create highly complex passwords that are unique to a single account."
Best practices and standards for safe and secure password storage "have been available for decades," he pointed out.
The vpnMentor team easily viewed more complicated passwords used with other accounts in the BioStar 2 database, because they were stored as plain text files instead of securely hashed.
"If [this] is for real, then it is a fundamental failure of security practice," Bastable said. "It's not as if encryption is a lost art or horrendously expensive."
Passwords never should be stored as plain text, Capps cautioned. Even hashing passwords can be a problem if a weak algorithm or short password is used.
"Many weaker hashing algorithms have had 'rainbow tables' -- precomputed hash results for simple text strings -- that allow the hashed password to be mapped back to their clear text format," he explained. "This allows for simple recovery of some hashed data."
Suprema this spring announced the integration of its BioStar 2 solution with the AEOS access control system from Nedap.
More than 5,700 organizations in 83 countries use AEOS. Those entities include businesses, governments, banks and the UK Metropolitan police.
The integration is so seamless that operators can continue working in AEOS to manage finger enrollment and biometric identities without switching screens. Biometric profiles are stored in BioStar and are synchronized with AEOS constantly. SSL certificates protect the synchronization.
Both Nedap's and Suprema's clients deal with an exceptional variety of security requirements.
"This can make project implementation complex in nature. The primary goal for this integration has always been to provide a truly flexible and scalable solution that's easy to implement and maintain," observed Ruben Brinkman, alliance manager at Nedcap.
"This points to a major issue. Convenience is often achieved at a high but hidden cost in terms of compromised security," Bastable said. "When you seamlessly integrate with another technology, you adopt their security practices and hand these on to your customers."
The first projects incorporating both firms' technologies are in the pipeline.
"As a whole, biometric verification is still effective and safe," NuData's Capps noted. "Individual implementations may be suspect, depending on the sophistication, security acumen and forward-looking designs implemented."
"Sadly, there is an assumption that security companies which offer [biometric] technologies are in themselves paragons of security virtue," Lucy Security's Bastable said.
"Ask the hard questions of their data security. Don't trust, but do verify, because your own security relies on your third-party suppliers and partners," he advised.
"Encrypt," Bastable added. "Use hardware key security. Tokenization. Have a sound policy, test it -- and don't allow superusers who can abuse their access."


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Certification of Move to Learn Practitioners
It has always been our stance that anyone can run the Move to Learn program with the assistance of the books & the DVD. Keeping the program simple with clear guidelines that are affordable and easy to implement is a key component to making the program available to every child; our mission statement. We believe that all a parent, teacher, helper or student really needs are the books, the DVD, a DVD player (or a copy of Ten Gems) and some floor space.


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When it comes to Turkey, where do you start? Turkey is one of the most fascinating countries in the world. There is something for everyone - ancient history, adventure activities, significant religious sites, mouth watering cuisine, unique landscapes, battlefields, stunning beaches and coastline, plus much much more. Just when you think you have enjoyed the best of Turkey, you turn the corner, arrive at the next destination and there is something just as magical as the last site. The diversity of Turkey is nothing short of magnificent. With history spanning all of time, when you visit Turkey you can't help but becoming immersed in the mystery and mystical atmosphere of the country. Whilst travelling through Turkey you will meet many locals from various backgrounds and the warm Turkish hospitality will leave you feeling right at home.
We have added as many destinations and true local experiences as we can, so you can use this website to immerse yourself into what will make up your holiday here in Turkey. You can read about each site, town, city to get an idea of what is install for your exciting new adventure.
Interesting Facts About Turkey
- Two of the seven wonders of the ancient world are found in Turkey – Temple of Artemis and Halicarnassus.
- The oldest known evidence of human life is located in Catal Hoyuk (7500 BC) in central Anatolia.
- Turkey introduced tulips to Holland.
- Noah's Ark 'allegedly' landed on Mt Ararat, in eastern Turkey.
- St. Nicholas, who famously became known as Santa Claus was born in Patara, and became the Bishop of Demre on Turkey's Mediterranean Coast.
- Turkey introduced coffee to Europe.
- The Virgin Mary is believed to have passed away near Selcuk, on Turkey's Aegean coast.
- St. John's gospel is said to have been written in Turkey.
- Julius Caesar proclaimed the famous words 'Veni, Vidi, Vici' or 'I came, I saw, I conquered' in Turkey.
- The first man-made church was constructed in Antioch, in Turkey's south. It was named after St. Peter.
- Cherries were first introduced to Europe from Giresun, in Turkey's black sea coast.
- Anatolia is home to the seven churches of Asia.
- Istanbul, the only city to span two continents also has a 560-year-old covered shopping mall covering 64 streets, over 4,000 shops, 22 entrances, 40,000 workers and nearly 500,000 visitors daily. It's now called the 'Grand Bazaar.'
- Anatolia hosted the first ever known beauty contest between Hera, Aphrodite and Athena. It was judged by Paris of Troy, and according to mythic narrative was the cause of the famed Trojan War.
- Turkey supplies the world with almost 70% of the world's hazelnuts.


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How to use "squalor" in sentences with meaning in English and Hindi
Example sentences for "squalor" in popular movie and book plots
- None of these men is currently in any kind of relationship and they all scrape by from day to day amid the junk-filled squalor of the house. - The Night Alive
- Speaks, as the name suggests, about the loneliness of a man finding love in the squalor of a hostile world. - Loneliness (short story)
- Twenty-four days after leaving Nantes, the two friends arrive in Liverpool, where they marvel at unfamiliar English customs and are astounded at the depths of poverty and squalor in the streets. - Backwards to Britain
- As described in a film magazine, Abraham Kantor, born in the squalor of New York City's East Side, shows an early musical ability that wins his mother's support despite the obstacles in his way. - Humoresque (1920 film)
- Firstly, they had to live in squalor on their own. - Rich, Famous and in the Slums
- Mary soon discovers that, behind her respectable front, Mrs Voray forces her evacuee charges (five in all) to live in squalor and semi-starvation while spending the money intended for their upkeep on alcohol and personal fripperies. - No Room at the Inn
- Gangu and his family are forced to live their lives in squalor and to endure all sorts of abuse and degradation. - Two Leaves and a Bud
- These words in the midst of such squalor are ironic yet miraculous, causing the crowd to disperse and look into their own motives. - Divinas palabras (1987 film)
- Whispers can still be heard, though, of the ″Song of Kali,″ the condition of humanity dominated by hatred and violence, perfectly embodied, in the mind of the narrator, by the squalor and chaos of Calcutta. - Song of Kali
- Jeeter Lester, the patriarch, lives in squalor with his wife Ada, their two children, 16-year-old Dude and 18-year-old Ellie May, and his mother. - Tobacco Road (play)
- Seen through the eyes of two idealistic female students and a male university professor, the film captures two years of Mila's life and the people who befriend her, the poverty and squalor she lives of Angeles City she lives in. - Hope in Heaven
- The owner of the boarding house tries to encourage the doctor to fall in love with his granddaughter, Dorita, so that his medical career may release them all from a life of squalor and penury. - Tiempo de Silencio
- In the back country of South Africa, black minister Stephen Kumalo (Canada Lee) journeys to the city to search for his missing son, Absolom, only to find his people living in squalor and Absolom a criminal after committing murder. - Cry, the Beloved Country (1951 film)
- Joe demands his boots back, but when the boy takes him to where he lives, the sight of the squalor causes Joe to leave without them. - Paisan
- The officers and men of his battalion learn to deal with the pressures and squalor of urban guerrilla warfare by drinking, making mischief and engaging in sexual orgies. - A Breed of Heroes
- While traveling by train to visit the Tiger, he is revolted by the squalor that still persists in poor and rural areas. - A House Divided (novel)
- Lien makes a private visit to Temeraire and announces that she has set herself to his destruction; as opposed to merely killing him, she wishes to see Temeraire deprived of all he holds dear, and live out the rest of his life in squalor and despondency. - Black Powder War
- dr Robert Verne (Robert Foxworth) is fed up with dealing with the squalor of city tenements, where he feels he isn't making a difference. - Prophecy (film)
- This shows an insight to Michael's adult personality; his determination to succeed in order to avoid raising his family in the same squalor his parents did. - Click (2006 film)
- He endures the coarseness and squalor of their home in hopes of keeping Piper and Russell in school and under control, but he is kicked out when he crushes Piper and Russell's toy guns. - Maniac Magee
- As the girls try to deal with the violence and squalor of prison, Hank begins work on their case. - Brokedown Palace
- They co-exist comfortably in languid squalor until Chinaski becomes upset after an altercation where he beats a wealthy man at the racing track who refuses to give up his seat. - Factotum (film)
- After seeing her story on the local TV news on the same day, Dean, the dismissed carpenter, and a widower living in squalor with four sons, decides to seek revenge, or more specifically, get Joanna to work off her unpaid bill and losing his tools. - Overboard (film)
- The young protagonist, Stach (Tadeusz Łomnicki), is living in squalor on the outskirts of the city and carrying out wayward acts of theft and rebellion. - A Generation
- The CHIP numbs a person's senses to the misery and squalor around them better than any drug and sold millions around the world. - Syndicate (video game)
- Upon their arrival, the kids are immediately exposed to the regimentation and squalor of camp life which is a stark contrast to their comfortable residences back home. - Race for Your Life, Charlie Brown
- Many workers come forth and accuse Alfredo of letting them suffer in squalor while he profited from their labors. - 1900 (film)
- As they walk through the streets of early morning Donnafugata, both of them overwhelmed by the squalor and despair surrounding them, both men think the situation has got to change, but where Chevalley believes it will, the Prince is convinced it won't. - The Leopard
- Though he appears to live in perpetual squalor in an abandoned warehouse, he is in fact a professional hitman, known as El Chivo (The Goat). - Amores perros
- The women live in squalor and Sethe is unable to work. - Beloved (film)
- Barbara is the first to realize the truth when a hypnotic disc intended to make her mind receptive to the hypnotic pulses slips off her forehead, causing her to realise that Morphoton is actually a place of dirt and squalor rather than beauty and luxury. - The Keys of Marinus
- Sacco devotes whole pages to drawings of the destitution and squalor prevalent in the occupied territories. - Palestine (comics)
- They end up living in squalor in a drafty London garrett. - Pandora's Box (1929 film)
- Blackadder smugly reminds the Merry Men that they face certain death if they're caught, live in total squalor in the forest with no toilet facilities, yet give all they steal to the poor, who do nothing but "sit on their backsides," waiting for the next cash installment. - Blackadder: Back & Forth
- He thinks sadly of the downfall and squalor of the South after the American Civil War. - The Sound and the Fury
- Tromeo lives in squalor with his alcoholic father Monty and works at a tattoo parlor with his cousin Benny and friend Murray. - Tromeo and Juliet
Example sentences for "squalor" in interesting articles
- "Bloodshed was not the unfortunate by-product of revolution, it was the source of its energy," the historian Simon Schama wrote in his book Citizens (paywall), published in 1989 to mark the bicentennial of the French Revolution, which he said depended "on organized killing to accomplish political ends."These stories ignore the fact that 80% of France's citizens before 1789 were peasants, living in absolute squalor while a disconnected monarchy partied in Versailles, which often shocked foreigners who visited pre-revolutionary France. - Assassin's Creed: Unity is re-igniting an historic debate
- We're allowed to drink and smoke across state lines, buy buying insurance! *gasp* NEVER! The horrible, horrible, squalor and sinful temptation one could be led into by those LOW RATES! Buying insurance, it's just like SHOOTING CRACK I tell you! People need the government to control this behavior, FOR THEIR OWN GOOD! reply to this report spam log in or register to reply Sean W. - Why I prefer French health care
Meaning of "squalor" in English
- sordid dirtiness
Meaning of "squalor" in Hindi
- मलिनता ( Malinata, malinataa)
- गन्दगी ( Gandagi, gandagee)
- गंदगी ( Gandagi, gandagee)
- गंदगी
Synonyms of "squalor"
- squalidness
- sordidness
Discuss anything about the word squalor below. Improve your vocabulary. Ask experts and help others learn new words. Prepare for exams like GRE, CAT, GMAT, Bank PO, GATE, SAT and others. Learn English as a second language.


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Develop the Mental Skills of a Champion
eBook (PDF), 25 Pages
Price: $9.95
If you want to: - start winning some of those tight matches you've been losing lately... - have more confidence... - control your emotions rather than having them control you... - get going when the going gets tough... - be regarded as a leader... If you want any of these things I suggest you read this eBook!
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- by Mark Luyk. All rights reserved. (Standard Copyright License)
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- January 15, 2006
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The Roma talents to be included in the Rugani deal with Juve revealed
21 August at 22:45
As we wrote earlier, Daniele Rugani is getting closer to a move from Juventus to Roma. Gazzetta dello Sport even goes as far as to say that the deal is almost done and will be finalized in the next 48/72 hours. The Bianconeri are set to receive 30 million euros between the loan and redemption obligation.
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Protecting People, Property and Our Way of Life
North Lafourche Levee District Board Elects Officers
Date: October 28, 2013
Published by: North Lafourche Levee District
At its monthly meeting held October 23, 2013, the North Lafourche Levee District (NLLD) Board of Commissioners held its annual election of officers. The results are as follows:
President – Cory Kief
Vice President – George W. Broussard, Sr.
Secretary/Treasurer – Kenney Matherne
Lonny Babin served as the Board's President during the 2012-2013 term.
"The levee district has made significant progress under Lonny Babin's leadership and we appreciate his service on our Board," says Dwayne Bourgeois, Executive Director of the North Lafourche Conservation, Levee and Drainage District.
Bourgeois states, "We look forward to working with the newly elected officers as we remain committed to continuing our focus on 'turning dirt' in order to build projects so we can minimize flooding for communities throughout our District."
The NLLD was formed in 1992 to provide flood protection for the northern portion of Lafourche Parish, including the entire parish north of the Intracoastal Canal. NLLD works to maintain over 250 miles of levees and drainage canals and to improve it's over 40 Pump Stations.


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Brandi Carlile - By The Way, I Forgive You
- Genre: Singer/Songwriter
- Format: .mp3.m4a.flac
- Released:
- Country: USA
℗ 2018 Brandi Carlile Band, LLC under exclusive license to Elektra Records for the United States and WEA International Inc. for the world outside of the United States. A Warner Music Group Company
By The Way, I Forgive You Tracklist:
She is exceptional. There are only 2 albums that I have listened to in my entire life and have loved every song. Now I can make that 3. Exceptional. Phenomenal. A must have.
How can people be so dumb? 1 star reviews??!! The Joke alone, is worth it all... 6 Grammy Nominations, I believe...3 Wins, only because it was a sub category...EVERY Late night / Day Time show, went wild for it...Stern, Ellen, Seth Myers, Kimmel, etc, etc. Amazing, Powerful, Monumental, Brilliant song....The Joke....
Listening to this album reminds me of hearing Adele for the first time! Her voice is so full of raw emotion and talent, you just know you are hearing greatness!!!!
Really enjoyed her Grammy performance so decided to buy her album. Wish I hadn't, wasn't anything special.
I literally can't write down in words well enough how amazing this album is. I'm so happy to be living at the same time as these incredible artists because this music is life!
I can't even fathom how someone could not like this album. If you're looking for something truthful, something that's not over-edited like everything in top 40, some brilliant song writing and melodies - you'll love this.
Nails on a chalkboard, another Trisha Yearwood...nothing but a shrill type screamer that the sheeple fell for.
This album is so amazing and we feel all the emotions of this amazing artist with her inspiring lyrics. Thank you, and we love you as queer people ourselves!
Long time fan stopping by to show my favorite female artist/songwriter/producer/creator. This is by far and wide the best album of her career. Seeing her get 3 Grammys for it was something I will never forget. I finally got to see her in concert this last August and was BLOWN AWAY by what she does on stage. Incredible doesn't even begin to cover it. Hell. Yes. Brandi! CHEERS TO YOU! 🥂
I heard this song the first time it was played on Sirius XM and I absolutely loved it. There's so much to this song that it's hard to write in one review. It's one of those songs that will be remembered for years.
Hey I don't know what to say about it all..... but it's not really that hard to understand how it ended up this way ! I've been with her for almost 13 years and she is still has my heart .. I'm Assuming that you knew that this was a possibility... since I Was already in a serious relationship! McotrmnLVS ATM2776
This album delivers on every single track the raw emotion that Brandi Carlile and the Twins, Phil & Tim Hanseroth, have to offer. Their success is only shocking in that it has taken this long for their peers in the music industry to honor them with accolades. Brandi's voice is so pure and soulful. It can not be pegged into one box - perhaps it's unboxable character is what has kept her from a genre category win. This album is somehow a step above her others and a mountain above most. The BCB's heart is in it - not to win it - but to share something real, something that will change you, something that could change the world if given ears to hear the love that vibrates from the angelic pipes of these three rare individuals. Do yourself a favor and explore the other albums and enjoy Mainstream Kid and The Eye to get a sense of their range. The power this band and the fans she cultivates possess is as magical as the force they sing with. Congrats on your overdue & well-deserved Grammy wins, Brandi, Tim, & Phil! This is my ALBUM OF THE YEAR! Thank you for creating the soundtrack to my life. I cherish all you have to offer. See you at the Gorge 6/1/2019!!!!
Country, pop, rock 'n' roll, mother, activist, organizer, genius and all around sweet soul. Brandi has it all.This album is golden.
I saw her years ago at the Hampton Beach Casino. I know it's not the best venue. She opened for Indigo Girls and she was as good as they were. I fell in love with her voice and have been waiting for her to get to the point of winning a Grammy.
Such a beautiful album inside & out. Brandi's vocals are perfect, especially on The Joke!
I listen to her everyday. The up songs, the down songs, and everything in between. Their voice and lyrics are so amazingly true I couldn't love their music more. She sounds the same in person as she does on the albums. Its amazing.
She's deserved the recognition of her amazing songwriting and singing and playing for years. Now this album has some nominations. I hope she wins every one she's up for! I always think The Story is the best song and album, but these are great too.
Brandi Carlie is one of those singer, songwriters that America should treasure. Her voice and lyrics always impress and hit me in the heart. Thank you Brandi for keeping classic American songwriting alive!!
Take everything that came out this past year and it still doesn't compare to this release. Every track from top to bottom is a winner. This is clearly an artist who is hitting her peak.
In my office I have probably have about 300 vinyl albums - and this is one I listened to the most. I was familiar with Ms. Carlile before buying this album, but now I comprehend her talent. While "The Joke" may be the only song I hear on the radio, there are so many that are hits to me. My favorite is "Most Of All" - and be prepared to be touched if you are a parent and/or miss a parent, if you really listen to the lyrics. Other favorites include The Joke, Every Time..., Hold Out Your Hans, The Mother, actually really all the songs now that I try to list them. I look forward to seeing her perform live someday.
This album is fabulous!! "The Story" was a masterpiece, however, this album is glorious from the first track to the last...I'm a fan!! 😍
This is one of the most solid albums front-to-back that I've ever heard. Of course there are songs that stand out, but there is no filler. Her voice is amazing as always, but there's something about the way this album was recorded that is so.... alive. I can't quite put my finger on what it is, but you know it when you hear it. Some of the songs start in a deceptively simple way, but build to an amazing crescendo. And the harmonies are like pure sugar. I don't know exactly what makes a song resonate with me, but whatever it is... this album is full of exactly that. I can't not sing along. It's like a therapy session in musical form. Simply amazing.
BC had a great run - awhile ago. This is getting more and more complacentwith a serious loss of emotional energy and just vibe. I feel very little listening to just about every cut on this new release. Take a breather, do more shows in places you have not been - Europe? Open up you eyes and see more passion and feeling elsewhere in the world - get some good songs back into your rep.
Brandi always impresses me by not settling. She continues to try new things and has created a work of art in this new album. I am so very thankful for her music. It speaks to my soul!!!
This is an amazing listen. Very inspriring and rolls with any situation you happen to be in while listening to it. The best is when I hear 'The Joke' and catch another person lip syncing the words. It just grabs you. Her vocals are beautiful and every instrument on this album is played with soul! I can't wait to hear more.
This is a ridiculously good album. I can't stop listening to this... every single song is a masterpiece. Thank you Brandi! WOW! Nuff said...
I must admit, I'd never heard of Brandi Carlile before her recent Howard Stern interview and performance, but I don't know how I missed her! The songs and that voice are so powerful, beautiful and just amazing! This new album is a must buy. How she is not selling out stadiums is beyond me!
And never been a county music fan but Brandi and the twins changed all that. Everything they do is magical! Heard these on Austin City Limits live stream last night. Ty @Acl! Amazing performance


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Mercury is a Windows 64-bit .NET application that uses SQL Server (2012+) to house its internal database.
There are two types of installation: server (which creates Mercury's internal database); and client (which installs the Mercury application on the PC). A server installation also installs the client, so some items appear in both lists.
A note on database access: user permissions to ERP databases are the purview of your IT department. Mercury does not make any changes to production databases, but we do ask that users be granted permissions to read production data. The simplest way is to create a windows group and add the group to db_datareader. Your admins can choose a more granular permissions route. Mercury does not have a specific requirement.
PC and Installation Package
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Server Installation (typically 1 – 5 minutes plus client-installation time)
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Server Post-Installation Tasks – Database Permissions and Mercury Users
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Client Installation (typically 1 – 5 minutes plus .NET, if required)
- .NET Framework 4.7.2 (May take up to 30 minutes and/or require a reboot.) Note: Mercury will detect whether the proper .NET Framework is installed, but it's usually easier to ensure this is done ahead of time.https://dotnet.microsoft.com/download/dotnet-framework-runtime/net472
- Windows privileges to install software on the PC
- SQL server name (and instance, if any) that houses the Mercury database
- SQL credentials for accessing Mercury's database: either windows auth, or an SQL login and password. Windows authorization is preferable. SQL admin privileges are *not* required.
- Company / organization name (as it should appear in output; also used for licensing)
- Company / organization logo (as it should appear in output; any graphics file will work)


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