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#14 | Inke Van Der Sluijs - RSPO: Champion of Sustainable Palm Oil
Did you know palm oil is in around 50% of all products found on supermarket shelves?
In this episode of Sustainability Matters Today, I interview Inke Van Der Sluijs, head of European operations at the Roundtable on Sustainable Palm Oil (aka the RSPO) and #Champion of Sustainable Palm Oil.
Established in 2004, the Roundtable on Sustainable Palm Oil is the leading certifying body that demonstrates palm oil is produced with the environment and society in mind. The RSPO has more than 4,000 members worldwide who represent all links along the palm oil supply chain. They have committed to produce, source and/or use sustainable palm oil certified by the RSPO.
Please make sure to subscribe to the Sustainability Matters Today podcast to learn more about other champions of sustainability like Inke.
I hope you enjoy this episode!
Assurance Services International (ASI):www.asi-assurance.org/s
Jurisdiction approach to certification: rspo.org/news-and-events/announcements/public-consultation-jurisdictional-approach-for-rspo-certification
Non-Governmental Organizations (NGO): en.wikipedia.org/wiki/Non-governmental_organization
Peatland and Climate Change: iucn.org/resources/issues-briefs/peatlands-and-climate-change
RSPO website: rspo.org
Sustainable Palm Oil: eco-business.com/news/what-is-sustainable-palm-oil
Daniel Hartz: I'm here with Inke Van Der Sluijs head of European operations for the Roundtable on Sustainable Palm oil. Thank you for joining me Inke great to have you on the show.
Inke Sluijs: Thank you, and it's a pleasure to be here.
Daniel Hartz: I'd love to start with your background before we jump into what the RSPO does. So how did you get started in sustainability?
Inke Sluijs: I've always been interested in nature and conservation. So, I did my bachelor's degree in environmental sciences and then after that, I did a master's and my Ph.D. in biology. And I was very interested in how evolution takes place, but also how humans have an impact on the environment. So that led to eventually this wonderful position in the RSPO
Daniel Hartz: Great, lots of fun to start seeing how humans are actually a part of the ecosystem and they're related to everything we're not our own kind of category that's outside of things. Moving onto the goal of the Roundtable of Sustainable Palm oil it's really too transform the markets to make Sustainable Palm oil the norm. I'd love to hear a bit of background and history about the RSPO and really what the organization does on a day to day basis.
Inke Sluijs: Okay. So, we were founded in 2004 and since then we aim to bring together all stakeholders in the supply chain and work to a common set of criteria to reach 100% sustainable Palm oil.
Daniel Hartz: Great and so the term round table, kind of reminds me of King Arthur; so, you mentioned that you bring all stakeholders to the table and is that why that word was chosen? Because you have everyone who's involved in the Palm oil industry, they're all represented.
Inke Sluijs: Yeah, exactly. So, what it means is that we all have an equal say in this organization. So, when we develop new, new strategies to make this sector sustainable we talk with everyone involved in, I think that this makes the round table unique and also very, effective. Slow at times because you have to have the consensus of all the stakeholder groups. But at the same time, if it's a strategy that is supported by everyone, the implementation will be more successful.
Daniel Hartz: And so, there are seven sectors as the RSPO calls it, that are represented; what are those sectors, and I mean you mentioned that it's important to have them all there, but why exactly is it important that they're all represented?
Inke Sluijs: Indeed, so the seven sectors are, one the growers, the second group is processer and traders. Then we have the consumer goods manufacturers, the retailers, banks and investors, social NGOs and environmental NGOs. So, it's very important that we all sit together because we can come up with something that we want to grow or to implement, for example, the growers don't agree, it's hard to make a sector transformation happen,
Daniel Hartz: Right, are any one of those sectors more important than another one?
Inke Sluijs: So, in the board and the working groups, they have an equal vote; so that's why there are seven. They all have, an equal vote and together we find what they think is sustainable Palm oil. And that changes every five years. We review our standard for growers and a, there has to be consensus on the changes.
Daniel Hartz: Gotcha. So, I mean, I think the reason why this is such an interesting, area to focus on is, especially recently Palm oil has been receiving a lot of negative press because of its destructive environmental impacts. But to provide some context because clearly, Palm oil is being grown and used because well they can't be that bad. So, would you mind providing some context on what exactly is Palm oil?
Inke Sluijs: So, Palm oil is a product of the oil Palm; oil Palm originates from Africa it was brought to Asia and so Malaysia and Indonesia currently produce 85% of the global volume.
Daniel Hartz: Wow.
Inke Sluijs: What we have to keep in mind is that this is the most consumed vegetable oil in the world. So, with an increase in population, increase in welfare, we see that the consumption of palm oil even further increases. So, there is sometimes criticism in this sector and some companies feel that it's better to move away from it, which is the easy way out. But if you look at it from a global perspective, we have to tackle these sustainability issues that are related to the sector. Because it is such an important vegetable oil, to feed the world.
Daniel Hartz: And so, you're saying it is an important vegetable oil. I read recently a statistic that said that basically, 50% of items that are sold in a supermarket contain some sort of Palm oil derivative. So, it seems like it's a very versatile product. What can you do with Palm oil exactly other than using it as vegetable oil?
Inke Sluijs: Yeah, good question. Yeah, exactly. So, in Europe, we don't see it as a cooking oil very much, but of course in Asia that is, it's used as a cooking oil. But here we process it for margarine, peanut butter, but also shampoos, lipsticks, all sorts of products. So, it's in many products and there's a reason for that. It's versatile, it has certain characteristics of why it is used. So, for example, in margarine we use Palm oil because it's solid at room temperature, other vegetable oils are liquid; you would need to harden that and that is, technically possible. But a Palm oil is naturally solid at room temperature. So, it creates that margarine or peanut butter or chocolate paste melts in your mouth, but not in the packaging.
Inke Sluijs: Yeah, it's possible to replace palm oil with other vegetable oils. But what do we have to keep in mind is that palm oil is a very high yielding crop? In fact, it's given four to 10 times more oil than other vegetable oil crops.
Daniel Hartz: Wow.
Inke Sluijs: So, if you replace with one of the oils that you mentioned, you would need more land, you possibly create issues in other regions. Think of [soy] and Amazon and it's not necessarily sustainable solution to move away from Palm because the other oils are not as efficient in terms of oil yield.
Daniel Hartz: Right, So, it's not such a simple solution in that sense. As we're saying, oil palms do take up space in kind of crucial parts of the global ecosystem, meaning tropical rainforest. So as much as we'd love to stop cutting those areas down and clearing them, using other vegetable oils like soy would actually probably take up even more space and be even more destructive. So, oil palms are actually the best crop in that sense because they're the most efficient. So really it sounds like the solution here is to find a way to balance the increasing demand for Palm oil while also protecting the ecosystems where they're growing. And that's exactly where the RSPO steps in and starts focusing on sustainable Palm oil. So, what exactly in that case is sustainable Palm oil?
Inke Sluijs: So sustainable palm oil is palm oil that is produced with respect to people, planet and prosperity. So, we have together with our stakeholders described what that means into grower standard. So, it's important that there is no deforestation for new plantations. There should not be planting on peatlands and human rights need to be respected.
Daniel Hartz: So, there's three, you mentioned three people, planet prosperity and so all of those are created into basically these rules, which is what the RSPO calls the principles and criteria.
Inke Sluijs: Yeah, that's correct, yeah.
Daniel Hartz: I mean the principles and criteria; I took a look at the website. There is a lot of stuff going on there. So, does it organize all of the rules in by stakeholder or how exactly do those P and C's work?
Inke Sluijs: So, the principles or criteria applied to growers and mills, right? So, this is for the production and then there's supply chain certification for the actors in the chain who want to trade sustainable Palm oil. And the principles and criteria are evolved around people, planet, prosperity. And we'll describe for farmers and plantation companies we describe how to meet, the people, planet, prosperity principals and criteria and indicators that can be measured. And the compliance is checked not by us, but by third-party, independent third-party certification bodies.
Daniel Hartz: Very interesting, so there's actually two forms of kind of criteria. There are principles and criteria, which are for growers and mills; mills are the ones that process the--.
Inke Sluijs: The fruits.
Daniel Hartz: Yeah, and then you have a whole separate set of criteria, which is specifically for people in the supply chain.
Inke Sluijs: Exactly yeah.
Daniel Hartz: So, does that, is that basically everyone else? I mean there are seven sectors so are growers and mills one sector two?
Inke Sluijs: One sector, it's the growers. So, it applies to the mill. The mill often owns plantations, but it also applies to growers who don't have their own mill but are linked to a mill. So, they have to comply with the principles and criteria. And then when you look at the other, stakeholders, processors and traders trade sustainable Palm oil, so they need to comply with the chain of custody certification. Same for consumer goods manufacturers when retailers are exempted from certification because they don't process, the products. It's end products that are delivered to the store. So, the retailers are very important in the demand for Palm oil, but they don't certify their own shops, so to say. And so, for banks and investors, that's quite similar. So, they have policies around how they invest into plantation companies or traders or refineries. So, they have policies to move the market but themselves are not involved in trading oil for example.
Daniel Hartz: Right, that's really interesting; it makes sense to me if you don't certify the growers in the mills because they are directly related to what happens in the rain forest or what doesn't happen in the rain forest. But certifying, the processors and people further down the supply chain, the first question that comes to mind is what would happen if, you just focused all of your time and attention on the growers and mills and didn't really worry about certifying the banks and others further down the supply chain.
Inke Sluijs: Yeah, exactly. So, the idea is indeed to put most of the effort into the growers, but then the growers have to be rewarded for changing their practices and the costs that are involved in changing their practice and become certified by an independent party. So, the idea is that others in the supply chain have a responsibility in encouraging that sustainable production. So, the processors and traders support the growers by buying their material and trading that to the consumer goods manufacturers for example and what they need to comply with. is just that they don't sell more than they buy. So, the supply chain certification is focused more on that the companies are making the correct claims and not overselling their volumes.
Daniel Hartz: Got it. So, it's basically, it's making sure that people further down the supply chain are actually rewarding all the hard work that the growers are doing.
Inke Sluijs: Exactly.
Daniel Hartz: Beyond just the standard principles and criteria the RSPO also has a voluntary add on, which is called RSPO next, which is basically like the next stage or advanced, set of criteria, for Palm oil production; that prevents deforestation and greenhouse gas emissions, plus it also strengthens human rights commitments. So, focusing again on people, planet and prosperity. So, what additional policies are included in RSPO next that are not included in the standard P and C's?
Inke Sluijs: Okay, so, after the previous revision of the principles and criteria, so I'm talking about 2013 we reviewed the principles and criteria and not all the market players who are satisfied with what was defined as the grower's standards. So, this led to this add on module RSPO next where you have indeed stricter criteria on deforestation, peat, reduction of greenhouse gases, no fires and respect for human rights. But these add on criteria are now incorporated into our new standards. So, in November 2018, the RSPO adopted, members RSPO adopted new principles and criteria for the, for growers and the mills; and all of these criteria are now in the new standards so it's now the default.
Daniel Hartz: Okay, so this RSPO next is basically doesn't exist anymore.
Inke Sluijs: It's still there, but the board is discussing what, we will do with it, but it's likely that it will disappear, trying to look into the future. as soon as the new standard is completely adopted. I mean it's already adopted the new standard, but not fully implemented I should say.
Daniel Hartz: Gotcha. Yeah, I mean it's really interesting to hear that it's just becoming stricter and you're really tightening up what it means to be sustainable.
Inke Sluijs: Yeah.
Daniel Hartz: I think that's really, really important.
Inke Sluijs: Yeah.
Daniel Hartz: So, you mentioned earlier that a very important part of being sustainable is no deforestation and I think that's really what's on a lot of people's mind when they think about Palm oil is you know, they see videos of orangutans losing their homes and all these trees being cut down. So, you have new planting procedures that are designed to protect forests, land, people, and wildlife when planting new oil Palm plantations. so, what are some of the considerations that must be made before any planting begins?
Inke Sluijs: So, before a company starts a new plantation, they have to have an independent impact assessment of that plantation. So, they need to assess whether the land that they want to clear has a high value biodiversity or perhaps communities that use the land before they can clear. So, if there is important bio diversity that we need to conserve, if there is community use of the land, you cannot log there or if there's peat. So, you'll have to consider before you start a new plantation what is on the land and whether that is something that we need to conserve or whether it's something that we don't worry about. And you can't convert that.
Daniel Hartz: In quote-unquote unsustainable planting, has that historically just not been any consideration at all? People just say this is a perfect place to plant, let's just do that and they didn't think about what was there?
Inke Sluijs: Yeah, exactly not just for palm oil. For many, commodities land has been cleared because they have legal ownership of the land. If you have legal ownership of the land somehow that gives you access to it and the rights to clear it. And we're saying, no, you can have legal ownership but what if there is customary use by communities or what if there are rare and endangered species on that land you cannot clear - you to have to conserve as an RSPO member.
Daniel Hartz: So, you mentioned that it's, that land sometimes has community use, or you know, specific people are using the land in a specific way. And so, that's an important part of the assessment is really assessing whether indigenous peoples and local communities will be affected, or their livelihood will be affected. so that's what you call the free prior and informed consent. why is that such an important consideration?
Inke Sluijs: Yeah, so when you first, let me take an example because it makes it easier to understand; in Africa not so, the land is owned by the government, but communities have customary rights. So, in the past, you would see that companies buy legally, and they buy land from the government and think that since they are the owner of them, they can clear it. But then there were conflicts with the local communities because they may have been farming there forever, they lived off the forest. and in that case, there's a conflict. So, what we say to our members, they have to investigate first who is the owner of the land and if you bought it legally, you have to find out whether communities made use of the land. And if they, you have to enter this process to talk with them and say, okay, I'm now the owner are you using this land? Would you mind if we turn it into an oil palm plantation? And you have to have the consent of the community to develop the land.
Daniel Hartz: It's only fair because they're using it, I mean, perhaps a company may have legal ownership over the land, but if other people are, if they depend on it, it doesn't seem very fair that someone else just comes in and says, well I have legal ownership here? So, I don't really care what happens to anyone else. Does focusing on human rights really tie into environmental benefits as well? Or are they kind of two separate categories?
Inke Sluijs: Well, sustainability sort of covers both. So, in the past, we may have developed, voluntary schemes from an environmental angle or from a farmer's angle. But these days, sustainability is about social and environmental aspects, not to forget the prosperity running and economic business. So, I think what, what we tend to forget when we talk about Palm oil is how much it has brought to the livelihoods of people. So yes, we are all concerned about the planet. We only have one and we need to respect it and treat it properly. But at the same time, we need to allow people to develop and build up proper livelihoods and the oil Palm sectors are actually very successful in that. So, this sector has lifted millions of people out of poverty and we should never forget that the economic aspect that, has been so important for the producing countries to lift themselves out of poverty and build up healthy livelihoods and being able to bring their kids to school. That is the economic aspect of it. So, we should never forget that we need a holistic approach to sustainability. We need to consider, the human rights aspect, so no forced labor, no child labor these kinds of things, but at the same time respect the environment and ensure that the forests maintained. So, it's really a very broad approach to sustainability that we're talking with our members.
Daniel Hartz: Yeah, I think it makes sense. I mean it's kind of what we were saying earlier, which is people are part of the environment as well. And so, when you're thinking about sustainability, it is, I think it is important to go beyond just the environmental aspect, because if you're, if you're respecting people's rights as well, then you're probably also, well, hopefully also trying to respect the environment. Going back to one of the things that you mentioned about how where you can and cannot plant, you mentioned that something about, you mentioned something about peat and specifically, you can't really plant on peat or peatland. so, what exactly is peatland? Why is that important trying to protect?
Inke Sluijs: Yeah, very good question. So, peatlands need to be conserved and not drained because if you drain peatlands you have emissions of greenhouse gases. So, in the past, especially in certain countries like Indonesia, lots of plantations more on peat, which means that you have to drain it otherwise it's too wet for the oil palms. And if you drain it, you have greenhouse gas emissions. So, with our new standards that we adopted last year, we have a complete ban on peat, so they cannot, RSPO members cannot plant on peat anymore.
Daniel Hartz: Now what exactly is peat?
Inke Sluijs: It is alike, organic soils. So, I come from the Netherlands and we had in the past a lot of peat and we used to extract it because if you're drying it, it's a very good way to burn your stuff down. So, we have done that moat in the past and we're telling other parts of the world that they cannot do it anymore because now we understand the environmental impact of draining peatlands.
Daniel Hartz: Got it. So, it's kind of like a swampy area?
Inke Sluijs: Yeah, yeah, exactly. Yeah.
Daniel Hartz: And is it, is there a lot of trees growing there? I mean, is it a part of the rain forest or ...
Inke Sluijs: No, it's not part of the rain forest. Rainforests, typically on a drier soil, but, yeah. Peatlands are like indeed swampy areas, where you have a unique birdlife, you have other species migrating and, and, and staying in those fertile soils and, yeah, we now prohibit planting peatlands and it's important for, for certain countries because there were many plantations on peatland. So, when they are currently already on peatlands, they need to maintain water-tables to make sure that it doesn't drain too much.
Daniel Hartz: Oh, I see; that's interesting that really jumped out at me as a very specific rule. I understand that deforestation obviously wouldn't want to cut down rainforest, especially primary ones where haven't been people there. But peat seemed like a very specific thing. Yeah, it's interesting to hear about if you drain it, then all of a sudden there are lots of CO2 emissions. So, a big part of what really of what you're doing is also not only are you protecting rainforests, but you're also looking to reduce or maintain or at least prohibit excess CO2 emissions.
Inke Sluijs: Exactly, exactly. And that impacts climate change. So, apart from maintaining the forest, which is important for biodiversity, but also who climate change, we also preserve the peatlands now.
Daniel Hartz: Yeah. Fantastic. So, going to the certification process in terms of becoming sustainable and for companies to, actually get that seal of approval, what exactly does it take for a company to become certified and sustainable?
Inke Sluijs: So, to become certified for plantation companies, they need to comply with the complete set of principles and criteria. So, the study, it's in a thick booklet that has criteria [that hates 01:11] you comply with. They study, their criteria, they changed their practices and then they invite an independent certification body to come and audit compliance against the standard. So, they invite auditor's and usually, it's a team of auditors for plantation companies because they have to be audited on compliance for environmental criteria and social criteria, meaning that you need different skill sets. If you are more of an environmentalist, you would be able to read the satellite images of the plantation and surroundings and you would be, knowledgeable about what a rare species are, for example.
Inke Sluijs: But if you want to check compliance on workers' rights, for example, you need to do interviews with the workers, which is a completely different skillset. So, what we typically see for plantation companies is that the group of auditors come to the plantation and they verify compliance against the whole, set of principles and criteria. Then they may have, nonconformities that they need to address once these are properly addressed and closed, the certification body issues or a certificate and then after one year they have another audit. So, it's an annual audit for compliance.
Daniel Hartz: Got it. And you mentioned that these auditors are third party.
Inke Sluijs: Yeah. So, they're independent of us and they're accredited by assurance services international ASI.
Daniel Hartz: Gotcha. So, they basically have your list of rules and or the principles and criteria and they have to take a look at, does the plantation match and meet all of those principles and criteria.
Inke Sluijs: Yes. That's correct.
Daniel Hartz: And so, one, let's just say that they, the auditor says, yes, they do, this is all good. Then, what happens after that part?
Inke Sluijs: So, if all is good, the auditor, issues a certificate and that's published on a website so everyone can check which growers are certified.
Daniel Hartz: I see.
Inke Sluijs: And then after one year they come back and check compliance again.
Daniel Hartz: And so those are the certified sustainable companies. But you also have over 4,300 members of the RSPO. And so, what are members and how do they get involved or what are the benefits that they see as being part of the RSPO?
Inke Sluijs: Yeah. So, indeed, we're growing quite fast with our membership. So, we have more than 4,300 members globally from many different countries, many different sectors. These members sign up to the code of conduct and the code of conduct says that you need to use and purchase sustainable Palm oil. So, if you are a grower member, you go towards certification of your plantations. If you're a goods manufacturer, you work towards using 100% sustainable Palm oil for your products. If you're a bank, you say, okay, I become a member of the RSPO, I will incorporate it into my policy for example when I invest in plantation companies, I require RSPO membership or RSPO certification.
Inke Sluijs: So, all these members have their own responsibility and their own way to influence this sector transformation to 100% sustainable Palm oil. The social and environmental [ NGO's 05:13] are very important as well; they stimulate demand. So, they ask the companies whether they're using sustainable Palm oil, but there are also often involved in projects on the ground to work with farmers to make them aware of how they changed to more sustainable practices. So, every, every stakeholder group has a responsibility in this trend, in a sector transformation and, they all have different roles.
Daniel Hartz: Gotcha. As you've been saying, it's really important that everyone gets involved, because then they all support each other, and it becomes kind of a virtuous cycle. So, what exactly is the motivation for companies to get certified? I mean, if I'm a company, why would I want to...why would I want this sustainable certification?
Inke Sluijs: So, for plantation companies, it becomes access to the market. So, if plantation companies want to supply to the European market or the American market, this is what the market will ask for. So, it's to show that you have been audited by an independent certification body against a set of criteria that we all agree to. And it's to show that, that you produce sustainability. And it's really what certain markets demand, of course, the market demand in other regions is as important and we need to collectively work in other markets to increase that market demand as well. So, you can imagine that Europe and the US are already demanding sustainable Palm oil.
Daniel Hartz: Yeah.
Inke Sluijs: But that is not. The biggest market is India, Indonesia, China. So, my colleagues in regional offices are also working with these markets to stimulate market demand there, which is much harder of course.
Daniel Hartz: Yeah, I would imagine. Do you have any insight into how they're doing that?
Inke Sluijs: Yeah, so for example, in India and China, the industry formed a coalition or an alliance to work together towards that, demand for sustainable Palm oil. And that has proven to be very effective because also in different countries in Europe we have national initiatives to move to 100% sustainable Palm oil and these are often sector initiatives. So, it's the processes and traders of Palm oil, but also the consumer goods manufacturers who should together and say, okay, we need to tackle this issue because it's big and it's important to us. Let's see how we can collectively transform this movement.
Inke Sluijs: And that's also what is happening in sort of the newer markets for certified sustainable Palm oil like India and China and it will be at a different speed, but for sure that will make changes in the market as well.
Daniel Hartz: Yeah, great. Well, I think it's very important if we're going to see the global change that everyone who's using Palm oil in whatever way gets involved and has the correct motivation. One thing I was really surprised to learn about is actually, we're talking about companies getting certified, but actually, 40% of Palm oil is grown by smallholders. And I thought that was very surprising cause that's a lot more than I ever imagined. And you did mention that Palm oil has brought millions out of poverty. I guess it does make sense that there a lot of Palm oil is coming from smallholders. It also means that it's very important to get smallholders on board. if, if we are going to see a world where all Palm oil is sustainable. And just to provide some context who are smallholders and what are some of the common issues that they face as producers?
Inke Sluijs: So, indeed 40% of the land that is under production for oil palm is owned by smallholders. So, this means that we have a huge challenge because, in principle, smallholders don't have the same access to knowledge and resources as bigger companies.
Daniel Hartz: Right.
Inke Sluijs: So, we have a unique a rule in RSPO where we say that mills are responsible for their contracted smallholders or also called schemes [smallholders]. So, the smallholders that are contracted by mills should be brought to sustainable production within a set time frame this is different for independent smallholders. So, independent smallholders are not contracted by mills and they have a choice where they want to bring their fresh fruit punches to one or the other mill. So, these independent smallholders are more difficult to reach, and we need to educate them on how they can produce sustainable, but also how they achieve RSPO certification. So, this year we're sort of implementing our smallholder's strategy and that also means that we will have a separate standard for independent smallholders where we allow a step by step approach to certification. And, this document is not finalized yet. Our members will vote in November whether they agree to this new approach and hopefully, they will adopt it because it is a way to support independent smallholders in the steps towards full compliance.
Daniel Hartz: So, yeah, smallholders as a person basically the definition of a smallholder is, they have to have less than 50 hectors of land. And another big part is that the family provides all of the or most of the labor. And then also the Palm oil is where the oil palms rather are the primary source of income.
Inke Sluijs: Yeah, exactly that's correct. So, their challenges to prove that they legally own the land. That is a challenge. That seems like admin here in the Netherlands and perhaps where you are in the UK.
Daniel Hartz: Yeah.
Inke Sluijs: In producing countries, it is a struggle to get land titles in certain countries. So, they have to prove that they exist on a legal plantation. You mentioned the family labor that is of course perfectly accepted in farms here because we all have the right to education. And then if we help our father at the farm in the evening, that's not an issue. But we have to ensure that is the case in smallholders as well. So, the children need to have an education and then there are limited ways that they can work at the plantation it has to be always safe and they're not physically too heavy.
Inke Sluijs: So, these are challenges for smallholders because they depend on the new family labor. And then other things that they're challenging to them is have access to the methodologies that independent assessors use to assess whether you can clear land. So, we talked earlier about before you start a plantation you need to, ensure that you don't have rare and endangered species on the land for example. It costs a lot of money to have this assessment done by independent parties; so, smallholders struggle with that and there are different models needed to support smallholders in ensuring that they are fully compliant with our principles and criteria.
Daniel Hartz: Yeah, that sounds challenging--.
Inke Sluijs: Certainly.
Daniel Hartz: Especially considering that there's millions of them.
Inke Sluijs: Exactly.
Daniel Hartz: Yeah, I mean what happens if I'm a smallholder and I'm able to prove that I own a small plot of land, it's definitely mine. My family is working on it and I'm passing all of those criteria. Everything looks good but then it turns out that my plot of land is right in the middle of a very important part of an ecosystem for an endangered animal. What do I do? I mean the whole point of the smallholders that they're making their living off of the oil palms there. How can they get certified if where they're living is kind of fundamentally... it's almost like it's not allowed to be a Palm oil?
Inke Sluijs: Exactly, exactly. So, if this farmer has not cleared the land, it cannot clear the land and it cannot be certified sustainable, if they have cleared in the past it depends on when they did that. So, if they did it before our cutoff date of 2005, they can still become certified. If they have done it after 2005 there are compensation mechanisms to compensate for the loss of that piece of land.
Daniel Hartz: As far as the compensation models, that's something that the smallholder would pay as a form of compensation.
Inke Sluijs: Yeah, that is how it should work. But it will be extremely challenging for them to bear the costs. So, the conclusion might be that, if they did recent clearing, they cannot be RSPO certified.
Daniel Hartz: Gotcha. As far as why a smallholder would want to be certified sustainable and go through what sounds like a pretty arduous process for them. What's the benefit for a smallholder to be certified sustainable?
Inke Sluijs: So, we did a study on smallholders and it showed that smallholders that become RSPO certified have higher profitability and lower cost. So, that is the direct benefit and of course, now premiums are paid for sustainably produced, fresh fruit branches. So, it's three aspects it's the premium, it's the profitability and the lower cost. So, it's proven that smallholders have higher use on the same piece of land. And as we spoke earlier about how Palm oil is the most consumed vegetable oil in the world, we all don't want deforestation, planting on peat, we have to find ways to increase yields on existing land. And for smallholders, we've shown that direct benefit.
Daniel Hartz: Yeah, that's fantastic. Basically, you provide that knowledge and access to the tools required to get to that point.
Inke Sluijs: It's not only RSPO it's also RSPO members who help them, as I said, if they are contracted by mills, the mills will help them to get there, but also our NGOs are very active in bringing smallholders up to speed.
Daniel Hartz: Oh, okay. Oh, that's great. So, it's one more reason why it's important to have all seven sectors involved.
Inke Sluijs: Exactly.
Daniel Hartz: Okay, very cool. So, it all starts to.... everyone works together to work towards the common goal of 100% sustainable Palm oil. Yeah. Fantastic. So, you mentioned, in November you're going to be tightening up and hopefully passing the smallholder, strategy. are there any other kind of next steps or big plans that the RSPO has in the next year or two years or even five years that we can look forward to.
Inke Sluijs: So, indeed, adoption of the new independent smallholder standard is one we hope to achieve by the end of this year. And another really important development, but quite technical, let me warn you, is the jurisdictional approach to certification. And what it means is that you have a region where all stakeholders come together; so, it's the seven groups that we mentioned before, but this time we also bring in the government. So, what we do and the government and all the stakeholders do is sit together and agree what the boundaries of the year of the region is, where the no go areas are and agree to that, where the plantation companies are and agree to that and bring this whole region to compliance. And it's a new process, but it's the one way we can scale up our impact because what we see now is certified plantations in fragmented habitat. In a fragmented region. And what we want to work towards is a wider view and look at what is important in a certain landscape and let's agree to conserve that, not just for palm within the future for other commodities and then move that whole region to a sustainable production basically. So, our members and the governments in four jurisdictions are working towards that. I promise you it's going to be a long process, but it will be with a very high impact.
Daniel Hartz: That's interesting. So, it's looking really at how an entire region works almost like an ecosystem and respecting that rather than just considering fixing one little aspect and then perhaps ignoring other parts of it.
Inke Sluijs: Exactly. Yeah.
Daniel Hartz: Very interesting. So, it sounds like your kind of alluding to the fact that the RSPO will probably be focusing on other commodities beyond just Palm oil. Meaning you might be looking at soy potentially or other commodities that are currently impacting the environment and in these kinds of areas like Malaysia or countries rather like Malaysia, Indonesia.
Inke Sluijs: So, what will happen in the future is that we will invite other voluntary schemes like RSPO to the table. I don't think that RSPO has the ambition to work on other commodities. What we like to see is when we have figured out how it works for Palm oil in a certain region, that, that is also adopted for tea or coffee for example, in the same region. So, what we would like to do is, invite other sustainability initiatives to come to the table and ensure that the no go areas defined for palm are also respected by other commodities.
Daniel Hartz: Fantastic, and that keeps your name Roundtable on Sustainable Palm oil intact and be kind of ethos of bringing everyone together it's still being followed, which is great. So, what, what can people listening to the podcast do to support the RSPO? And I mean, what, what can people do to be more environmentally friendly with their choices as far as Palm oil is concerned?
Inke Sluijs: Okay, so, for companies, it's really important to develop policies for sustainable sourcing not just palm everything and this becomes your license to produce. Consumers have trust in the brands and the consumer goods manufacturers to deliver products that are sourced, in a responsible way. So, I think that is very important for the companies, not just to develop policies, but also to implement their policies. Many of the companies have a target for 2020, and that seems far away when they defined it. But of course, now it's around the corner, so- these companies really have to step up and commit to buying RSPO certified material and it's out there so they should really act.
Inke Sluijs: For consumers, it's a more complicated issue, so, if you are a conscious consumer like me and you turn every package around and read you may find on some of the products that there is sustainable Palm oil in it. It's mandatory for our members to the use RSPO trademark on the pack. So, not making claims on the package is not mandatory, consequently, you don't see many products that make that claim. So, what you can do as a consumer checks the brands whether they have sustainable sourcing policies. So, as a consumer, ask on platforms like Twitter, ask your favorite brands whether they use sustainable palm oil. Please don't ask them whether they are using palm oil and whether they cannot do without Palm oil. Because we have just explained palm oil is a very efficient crop, palm oil is used for certain reasons. And especially in our markets, we need to drive that demand for sustainable Palm oil. So, it's important to call out to the companies to use sustainable Palm oil, it's available in the market, then they should simply buy it.
Daniel Hartz: I think it's so interesting that it is not mandatory for packaging to have the seal of certification or some kind of indication of sustainability. Just because that seems like such a powerful marketing opportunity, especially considering as you mentioned that in the US and Europe, there's such a big demand for it.
Inke Sluijs: Exactly, yeah. The reason is that our members decide about the rules, so, in multi-stakeholder settings, we say, okay, what do we make mandatory and what does voluntarily. And our members wanted voluntary trademark use. and it makes sense on certain products. We talked earlier about where you find palm oil, think about margarine, peanut butter, shampoo, lipstick, palm oil is in there, but it maybe 1% or 5% or 20%. It's not the main ingredient; so, what does it mean if you claim that there is sustainable Palm oil. What does it say about the other ingredients? So, our members wanted the freedom, to talk about sustainable Palm oil or not. And consumer awareness of the use of Palm oil in itself is already very low. And, that may also then lead to the choice that, the use of the trademark is voluntary. I think certain markets, especially where you are in the UK, are changing. Consumers are becoming more aware of the uses of palm oil and I think this is an opportunity for RSPO members to start communicating about the things that they have already invested in for years, but never really spoke publicly about. This is their opportunity to step in and say, yes, I'm using Palm oil and guess what I've been using sustainable Palm oil for years already.
Daniel Hartz: Right, yeah, I completely agree it's a really big opportunity. And yeah, Inke as we start to wrap up here the last minute or so, so where can people find more information about the Roundtable on Sustainable Palm oil and really learn about the work that you're doing?
Inke Sluijs: So, we have a website RSPO.org also where I'm more active on LinkedIn; I, myself, I'm active on LinkedIn. Not so much on Twitter, but our colleagues are. So, we're on Twitter and Facebook if you just Google RSPO you get a lot of information. So, I think there's lots of information out there, but if people have additional questions, please find me on LinkedIn and ask the questions there its always welcome.
Daniel Hartz: Excellent, well, hopefully, this will start a dialogue and people will become a bit more aware of their purchasing habits, both on a corporate and on a personal level. So, Inke can thank you so much for your time. I really enjoyed the conversation.
Inke Sluijs: Thank you, Daniel. It was a pleasure.
Thank you very much for listening to this episode!
If you'd like to learn more about Inke and RSPO, visit their website at rspo.org, or like their Facebook page, @RSPO.org. You can also follow them on Twitter for fascinating facts - @RSPOtweets.
If you enjoyed this conversation, please subscribe to the podcast to be the first to know about new episodes! We're on Spotify, the Apple Podcast app, Stitcher, and really anywhere else where you can listen to podcasts.
And let us know you listened to this episode on Instagram! Tag us @sustainabilitymatterstoday. We'd love to hear from you!
Thanks and talk to you soon!


text:
VisionLogic's Greg Benner travels to all accessible areas of the world on project assignments. Whether it be wealthy, third world, or war torn...Greg finds unique challenge and personal satisfaction in helping clients achieve their goals wherever the project leads. To assure his assignment completion, highest professional performance, cost effectiveness, and physical welfare...Greg has established essential terms and conditions that must be met by potential clients prior to his acceptance of any project or contract. These requirements are:
Locations Serviced
Client VerificationAll clients interested in securing Greg's professional services must be willing and able to provide the following documentation upon request:
- personal and business identity
- contact information
- state and federal identification numbers
- address of business operation
- banking references
- insurance certificates
- employee or contractor protection
- time in business
- and, legal authority to operate within their proposed project scope and location
Third World / Disaster Relief / International War Zones
Medical/Hazard ProtectionEach client securing Greg's professional services for a given task are required to provide medical, hazard, and life protection during specific projects taking him into dangerous or unstable working, geo-political, or war type conditions. Required protections may include: out-of-country medical health coverage, medical evacuation, travel insurance, automobile insurance, 24/7 security, armed escorts, secure living quarters, secure transportation, and access to adequate food and personal supplies.
TransportationInternational clients are responsible for Greg's safe, secure, and dependable transportation from all points of origin to all destinations while he is in their service. Such clients shall pay for all transportation fares, fees, taxes, changes, and expenses associated with Greg's travel to perform contractual tasks on that client's behalf. All transportation provided by client for Greg's travel to, through, and from geographically, politically, and climactically unstable regions shall be screened for security, terrorist threats, and operational authority in that specific region.
Security EscortsEach client contracting Greg's professional services shall provide security escorts to accompany him at all times through dangerous, unstable, or war-like regions to include residential location, daily activities, international boundary crossing, and/or leisure time. Client shall secure such escorts from approved sources subject to Greg's final approval.
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subset: commoncrawl


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OCTANORM North America, Inc.
OCTANORM's "World of Systems" is the systematic approach to function and form. It is a world of quality and almost infinite possibilities. For fresh inspiration, discover the world of OCTANORM. Products: Fixtures, light boxes, display cases, partition walls, shelving, counters, cabinets, wall units, kiosks, signs, and structural and decorative systems used in the design and construction of these products
Our OCTAlumina program allows you to create custom sizes that can sit on counters or as seen in our booth can even be part of the counter itself. They can hang from above, be mounted to a wall, or in large formats that are freestanding with either s
701 Interstate W. Pkwy.
Lithia Springs, Georgia 30122-3224
United States
Fax: (770) 732-1620


text:
Recommended Products
Product Description
- Full-color, licensed design featuring Snoopy and Woodstock decked out in their summer sunglasses atop a circular design with red and white lettering which reads "Red Raiders" in a repeating patten and white lettering at the bottom which reads "Texas Tech University"
- CLASSIC FIT: Traditional cut - neither fitted or generous
- 100% Cotton
- Machine wash warm, tumble dry low for best results. Do not iron decoration
Come check out all the best in Texas Tech game day apparel, accessories and gift items at Red Raider Outfitter! We're here to provide only the best gear, so look no further than the Official Texas Tech Store to gear up for gameday with the Red Raiders!
Condition: New In stock


text:
Rex Bioinics
Re-imagine Rehabilitation with Rex Bionics, an exoskeleton for neuro-patient rehabilitation. REX can be used with any patient who is walking impaired due to stroke, MS, TBI, SCI, or other neurological condition. REX enables therapists to work with patients to improve balance, mobility and strength through exercise and the use of REXERCISES.
REX is a lower limb exoskeleton controlled by a simple joystick and powered by 10 actuators.
The long-term goal of any neurological recovery program that focuses on rehabilitation of the lower extremities is successful reintegration into the community with recovery of walking ability as a key functional objective. The process of achieving that outcome requires progressive, task-specific, repetitive training based upon the principles of neuroplasticity and motor learning. Specific rehabilitation goals of coordination of muscle movement, balance and improved trunk control, and achieving proper weight shift during the gait cycle are most commonly associated with neurological rehabilitation.
Changes in rehabilitation technology are leading to improvements in the delivery of rehabilitation with new emphasis on reducing the physical burden on therapists while also maximizing the ability of patients to attain upright positioning and walking. Exoskeletons are bringing even greater advantages in enhancing gait training, helping to guide weight shift, and improving muscle coordination over ground with the freedom to interact with a patient`s surroundings earlier in the recovery process.
Rex Bionics focuses on the following areas to allow therapists to deliver therapy to maximise the recovery of their neurological patient:
• Patient can maintain an upright position without having to use arms for support
• REX is simple to use and fast to set up
• REX allows much more than just walking and gait training in an upright position, including placing patient in multiple offset weight bearing positions to maximise the variety of therapy available in a stable upright position
• REX can be used both statically and dynamically to promote stability activities and mobility activities necessary for full recovery of function in walking
• REX allows the therapist the flexibility to adjust the amount of support provided to a patient as they progress, maximising their need for use of their own muscles
• REX provides support to patients with severely limited trunk control up to and including SCI at high cervical level


text:
Roman Reigns is already looking ahead to WrestleMania 37. The Big Dog was on-site for today's press conference for next year's "show of shows" from SoFi Stadium in Los Angeles, California. The city is also the home of Reigns' cousin, Dwayne "The Rock" Johnson. Reigns was asked to comment on a potential showdown between himself and the People's Champion, a match that fans have been speculating about for years. He responded by calling next year's event a perfect atmosphere for the two to finally square off.
I said it earlier. Man, if there's a stadium to hold... Hey DJ, check it out. Not bad, right? I mean, everyone's always dream-matching me and him. First of all, we're family so it's all love, but if there was going to be an event for him to compete in, to perform in, a venue to hold that mass scale of attention that he's going to bring... it's right here in your backyard, you know what I mean? Ya ain't gotta go far.
Rock and Reigns have shared time together in a WWE ring before. At the 2013 Royal Rumble he sent his cousin through a table as a member of the Shield while assisting then WWE champion CM Punk. Two years later at the same event, Rocky returned to help Reigns fight off the Big Show and Kane shortly after Reigns won the annual elimination matchup. A moment that the Philadelphia crowd rejected to the Great One' surprise.
Reigns also recently appeared in the Fast and the Furious spin-off Hobbs and Shaw starring the Rock and Jason Statham. Check out video of his comments below courtesty of NBC San Diego's Fernado Ramirez.
#WWE Superstar @WWERomanReigns pitches having a match against his cousin .@TheRock at Wrestlemania 37 which will take place at SoFi in Los Angeles. He said it would be a dream match. pic.twitter.com/f6Y2PZoRsq Fernando Ramirez (@RealFRamirez) February 11, 2020


text: Padauk is an exotic hardwood that has a dark amber red color. Padauk handle with a Padauk/Ash/Walnut hoop that measures 8 X 16 inches. Overall net length is 24 1/4 inches. Made in the C & R shape, but you can keep your catch if you choose. Comes standard with a clear rubber netting that is fish friendly and resists hook and fly snags. Beautifully finished and ready for the water. You get the exact net pictured.


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Lunar Year 2020 in The Village
Lunar New Year 2020 is on Saturday, January 25! Welcome the year of the rat at Asian restaurants across the Village. from Fine dining, delicious take-out and everything in between, our guide to spending the Lunar New Year in the Village has you covered!
401 Sixth Avenue (Btwn. West 8th Street & Waverly Place)
Hao Noodle and Tea features a serene and intimate environment complemented by heavenly, homemade noodles and authentic Chinese recipes steeped by thousands of years of tradition.
In the Chinese language, Hao means Great. Moreover, Hao also symbolizes the strive for perfection. In the culinary world, Hao proclaims a constant devotion to authenticity and quality. Thus, achieving Hao, is their restaurants mission.
In Chinese culture, it's believed that days of joy and moments of happiness should be celebrated with great food, as an appreciation of food is the most intimate connection. With that in mind, and an extensive lunch and dinner menu, it is one of New York City's finest Chinese restaurants in which to celebrate New Year.
See the menu here!
16 West 8th Street
South of the Clouds has received impressive reviews from the New York Times, New York Magazine, Eater and many more. The menu primarily features classic Yunnan Rice Noodle in a modern setting.
In their menu, you can find a heartwarming story. "Once upon a time, there was a scholar who was studying hard for his imperial exams on a small island of Yunnan. The scholar's wife brought him soup every day, but by the time she crossed the bridge it was cold. Then she started spooning a layer of oil on top that would act as insulation and keep the broth warm and carrying the other ingredients separately so they wouldn't get soggy.
The husband ate this every day and eventually, the scholar succeeded in passing the imperial exams and remembering his wife's great kindness and hospitality. Great honor and satisfaction were brought to the village. "
See the menu here!
25 West 8th Street
Rasa features a Malaysian-inspired menu as well as dishes influenced by the rich culinary heritage of South East Asia. It's head chef, Tommy Lai, is the first-ever Malaysian toque to earn a Michelin star in New York.
Rasa is named after a small village one hour north of Kuala Lumpur where siblings Tommy Lai and Camie Lai grew up in an impoverished environment. Showered with love and affection by their parents, they learned their mother's legendary Malaysian street food, or choo-char recipes in the village whose name also means taste in Malay. Today in a different Village many thousands of miles from Rasa, culturally and in distance, Tommy & Camie continue to create some of the best Malaysian food in New York City, staying true to the choo-char techniques their mother taught them in Rasa.
See the menu here.
455 Sixth Avenue (Btwn. West 10th & 11th)
If you're look for authentic but different Chinese cuisine, this frenetic favorite of Village locals will not disappoint! Featuring a menu that is anything but mainstream, the restaurant specializes in hearty Chinese soups and broths.
Brawny noodle soups in giant steaming bowls are the draw but if trawling through dense soup sounds too labor-intensive for you, Cantonese sliced roasted meats, another house specialty makes a great alternative!
View the full menu here!
465 6th Avenue (Btwn. West 11th & 12th)
Known for their modern interpretation of classic dishes and insistence on only using high quality fresh ingredients, Shu Han Ju is a popular Sixth Avenue spot with a menu packed full of the classics you love!
See the menu here!
23 St. Marks Place
New St. Marks Place arrival, Szechuan Mountain House, represents the pure heart of Szechuan cuisine with versatile and distinct ingredients. Originating from Flushing, this Asian restaurant boasts amazing reviews and has a beautiful decor that's perfect for small and large New Year groups.
The menu features an array of broths, hot and spicy meats' and fish.
See the full menu here!
13 St. Marks Place
This chic St. Marks favorite is known for Shanghai-style Xiao long bao soup dumplings with classic and creative fillings. This Manhattan outpost of its Flushing sister, created by Richard Lam, is best known for the "Xiao long bao" (wobbly, popping dumplings) and it's array of hearty broths. Try the Xihu Beef Bisque!
See the full menu here!
58 East 8th Street
A Chinese hot-pot and dry-pot specialist, the first Manhattan spin off of Laoma Malatang located in the food courts of Flushing, Queens.
The basic procedure is to build your meal from a seemingly endless array of proteins and vegetables, have it stir-fried to order and served in an oversized wooden salad bowl.
The key, though, is the signature chile sauce! See the full menu here.
26 St Marks Place
886, named after Taiwan's area code, is St. Mark's Place's newest Taiwanese restaurant.
Serving quick bites, as well as traditional classic meals, 886 has garnered tons of attention online, with lines forming out the door. This affordable spot is classy yet casual and at the very least, impressive. See the full menu here.
464 Sixth Avenue
Kubeh have created a special Lunar New Year menu featuring Kubeh dumplings filled with edamame, ginger and cilantro, garlic Persian cucumber salad, vegetable lo mein, chicken with garlic, sweet duck breast, and sesame rice balls filled with fig jam and more.
Named for its specialty, an Iraqi/Kurdish dumpling served in broth, this Village eatery from a husband and wife team offers a menu that also includes kibbeh, Persian rice (tahdiq) sandwiches and meze.
Beverage options include a signature cocktail list, beer, wine, homemade iced teas and Turkish coffee.
To view the Lunar New Year Menu at Kubeh, click here.


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text:
Episode 99 | Bye, Bye Bussie
Have you ever been to an RV rally? Doug Ulenbrach from the FMCA tells us why their conventions are where to be to learn about RVing and meet new people. Garmin has a new GPS unit that has a much saught after feature, and as bus life has come to an end for us, we reflect on the positives and negatives of our three year school bus conversion adventure.


text:
Picture This: Promoting English Learners' Access to Online Language Teaching
With Jayme Adelson-Goldstein
- Speaker:
Jayme Adelson-Goldstein
- Date and Time:
1st April 2020, 12:00 - 12:45 EST
1st April 2020, 19:00 - 19:45 EST
With many of our classes moved to online platforms, how do we support adult English learners' access to instruction? Using free, multiplatform tools, rich robust images, and questions and tasks that invite creative and critical thinking, learners can maintain their communities of learning and teachers can work with learners at different proficiency levels.
With many of our classes moved to online platforms, how do we support adult English learners' access to instruction? Using free, multiplatform tools, rich robust images, and questions and tasks that invite creative and critical thinking, learners can maintain their communities of learning and teachers can work with learners at different proficiency levels. This Webinar will demonstrate ways to transfer engaging and rigorous classroom routines to the online environment. We'll also consider how this environment helps learners make the connection between their language development and critical global skills. Access to images and teaching materials provided.
Date and Time
You can check the equivalent time in your country with this time zone converter.
1st April 2020
- New York, NY (EST) 12:00 - 12:45
- Los Angeles, CA (PST) 09:00 - 09:45
- Denver, CO (MST) 10:00 - 10:45
- Chicago, IL (CST) 11:00 - 11:45
1st April 2020
- New York, NY (EST) 19:00 - 19:45
- Los Angeles, CA (PST) 16:00 - 16:45
- Denver, CO (MST) 17:00 - 17:45
- Chicago, IL (CST) 18:00 - 18:45
Jayme Adelson-Goldstein is a teacher educator and curriculum consultant. Her work focuses on supporting adult English language instructors with rigorous and contextualized task-based, problem-based, and/or project-based instruction. She is currently working with the American Institutes for Research (AIR) on The Skills That Matter project. Jayme's publications include The Oxford Picture Dictionary and Step Forward. She also hosts the podcast Oxford Adult ESL Conversations
Read more
Before you register
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You must pass tests 1 to 3, you need not pass test 4 (this is for hosts and presenters only).
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text:
Credit Card Consolidation Hatfield MA
Learning in Hatfield Massachusetts how to merge credit card debts is one of the best things card holders can do. Hatfield credit card consolidation is perfect for those people in Hatfield who are looking to better their credit for the future in Hatfield. There are lots of benefits for card holders in Hatfield that benefit from credit card debt consolidating. If you are thinking about credit card consolidating, then there are two things in Hatfield you must look into before doing this in Hatfield MA. Use these tips as a guide to credit card consolidation.
There are several great factors to credit card debt counseling programs. One of the greatest factors in Hatfield is to have better rates. If a better rate in Hatfield can be had by you with a local credit consolidation service than you currently have in Hatfield, then there's many reasons to consolidate your debts. Merging your online cash advance loans can include up to substantial savings in Hatfield. Look up all of your interest rates from each quick online cash and write them on the list in Hatfield. Then note the new quick loan rate you would be given. When the new credit card debt negotiation rate is lower than the average from the old debt consolidating rate, economic sense would be made by then to use a Hatfield credit card consolidation service. If there are online cash advance loan that have a lesser rate, then you may not have in Hatfield to include them in your cash advances agreement.
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When considering credit management, you should turn to specialists at sites such as Hatfield credit card consolidation for an appointment. There are numerous credit card relief issuers and banks that wish to help you with your request in Hatfield. Make sure you do your research in Hatfield so that when you consolidate debt in Hatfield, you are certain you are making a decision in Hatfield that is profitable to you. Ensure there aren't any hidden quick loans charges that various credit consolidation plans may have. Doing your research in Hatfield can save your cash for the future in Hatfield.


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2007 GMC Yukon XL Denali Denali
Dealership Information
Car Sales Express
Car Sales Express
8755 Fields Ertel Rd
Cincinnati, OH 45249
**LEATHER HEATED SEATS, **RECENT OIL CHANGE, **VEHICLE DETAILED. THIS VEHICLE INCLUDES THE FOLLOWING FEATURES AND OPTIONS: Autoride Suspension Package (Auto Air Level Control), Denali Package (Power Liftgate w/Liftglass Rear Door System), 10 Speakers, 18" x 8" Polished Aluminum Wheels, 20" x 8.5" Chrome Aluminum Wheels, 2nd Row Bench Power Seat Release, 3.42 Rear Axle Ratio, 3rd row seats: split-bench, 4-Wheel Disc Brakes, ABS brakes, Adjustable pedals, Air Conditioning, AM/FM radio: XM, AM/FM Stereo w/6-Disc In-Dash/XM Satellite, AM/FM Stereo w/DVD-Base Navigation/XM Satellite, Auto-dimming door mirrors, Auto-dimming Rear-View mirror, Auto-leveling suspension, Automatic temperature control, Bodyside moldings, Bumpers: body-color, CD player, Compass, Delay-off headlights, Driver door bin, Driver vanity mirror, Dual front impact airbags, Electronic Stability Control, Emergency communication system: OnStar, Floor Console w/Storage Area, Front anti-roll bar, Front Bucket Seats, Front Center Armrest, Front dual zone A/C, Front fog lights, Front Full-Feature Reclining Bucket Seats, Front License Plate Bracket, Front reading lights, Front wheel independent suspension, Fully automatic headlights, Garage door transmitter, Heated door mirrors, Heated front seats, Heated rear seats, Heated Steering Wheel, Illuminated entry, Leather Shift Knob, Leather steering wheel, Low tire pressure warning, Memory seat, Nuance Leather Appointed Seat Trim, Occupant sensing airbag, Outside temperature display, Overhead airbag, Overhead console, Panic alarm, Passenger door bin, Passenger vanity mirror, Power door mirrors, Power driver seat, Power passenger seat, Power steering, Power Tilt-Sliding Sunroof w/Express-Open/Close, Power windows, Radio data system, Rain sensing wipers, Rear air conditioning, Rear anti-roll bar, Rear audio controls, Rear Parking Sensors, Rear reading lights, Rear window defroster, Rear window wiper, Rear-Seat DVD Entertainment System, Remote keyless entry, Roof rack, Security system, Speed control, Split folding rear seat, Spoiler, Steering wheel mounted audio controls, Tachometer, Tilt steering wheel, Traction control, Trip computer, Turn signal indicator mirrors, Variably intermittent wipers, Voltmeter, and XM Satellite Radio.
** We offer Market Based Pricing, please call to check on the availability of this vehicle. We'll buy your vehicle even if you don't buy ours. Our quick, no haggle experience allows you to buy easier and faster.
* If you frequently need to carry plenty of cargo along with a sizable group of passengers, the full-size Yukon XL is one of the few available choices. Yukon XLs are loaded with equipment, but the sticker price rises rapidly if you select a few options – or move all the way up to the plush, top-of-the-line Denali. Source: KBB.com
** We offer Market Based Pricing, please call to check on the availability of this vehicle. We'll buy your vehicle even if you don't buy ours. Our quick, no haggle experience allows you to buy easier and faster.
* If you frequently need to carry plenty of cargo along with a sizable group of passengers, the full-size Yukon XL is one of the few available choices. Yukon XLs are loaded with equipment, but the sticker price rises rapidly if you select a few options – or move all the way up to the plush, top-of-the-line Denali. Source: KBB.com
Due to our current high volume sales, our inventory changes quickly and frequently. Please contact us to make sure the vehicle you are interested in is still available. Our Internet pricing is based on cash sale purchases. Financing is available on select inventory depending on year, miles and individual credit score acceptable to third party lenders. Visit Car Sales Express online at www.carsalesexpress.com to see more pictures of this vehicle or call us at 513-247-5626 today to schedule your test drive.
- AM/FM Stereo w/DVD-Base Navigation/XM Satellite
- Autoride Suspension Package
- Denali Package
- 10 Speakers
- AM/FM radio: XM
- AM/FM Stereo w/6-Disc In-Dash/XM Satellite
- CD player
- Radio data system
- Rear audio controls
- XM Satellite Radio
- Air Conditioning
- Automatic temperature control
- Front dual zone A/C
- Rear air conditioning
- Rear window defroster
- 2nd Row Bench Power Seat Release
- Memory seat
- Power driver seat
- Power steering
- Power windows
- Remote keyless entry
- Steering wheel mounted audio controls
- Auto Air Level Control
- Auto-leveling suspension
- Traction control
- 4-Wheel Disc Brakes
- ABS brakes
- Dual front impact airbags
- Emergency communication system: OnStar
- Front anti-roll bar
- Front wheel independent suspension
- Low tire pressure warning
- Occupant sensing airbag
- Overhead airbag
- Rear anti-roll bar
- Power Tilt-Sliding Sunroof w/Express-Open/Close
- Rear-Seat DVD Entertainment System
- Power Liftgate w/Liftglass Rear Door System
- Electronic Stability Control
- Rear Parking Sensors
- Delay-off headlights
- Front fog lights
- Fully automatic headlights
- Panic alarm
- Security system
- Speed control
- Auto-dimming door mirrors
- Bodyside moldings
- Bumpers: body-color
- Front License Plate Bracket
- Heated door mirrors
- Power door mirrors
- Roof rack
- Spoiler
- Turn signal indicator mirrors
- Adjustable pedals
- Auto-dimming Rear-View mirror
- Compass
- Driver door bin
- Driver vanity mirror
- Floor Console w/Storage Area
- Front reading lights
- Garage door transmitter
- Heated Steering Wheel
- Illuminated entry
- Leather Shift Knob
- Leather steering wheel
- Outside temperature display
- Overhead console
- Passenger vanity mirror
- Rear reading lights
- Tachometer
- Tilt steering wheel
- Trip computer
- Voltmeter
- 3rd row seats: split-bench
- Front Bucket Seats
- Front Center Armrest
- Front Full-Feature Reclining Bucket Seats
- Heated front seats
- Heated rear seats
- Nuance Leather Appointed Seat Trim
- Power passenger seat
- Split folding rear seat
- Passenger door bin
- 18'' x 8'' Polished Aluminum Wheels
- 20'' x 8.5'' Chrome Aluminum Wheels
- Rain sensing wipers
- Rear window wiper
- Variably intermittent wipers
- 3.42 Rear Axle Ratio
We pride ourselves on market value pricing which allows for a fast, friendly, no haggle purchase. Please make sure to call for availability as our inventory frequently changes. Special Internet Pricing requires consumer to finance with dealer offered financing. *The advertised price does not include sales tax, vehicle registration fees, finance charges, documentation charges, and any other fees required by law. We attempt to update this inventory on a regular basis. However, there can be lag time between the sale of a vehicle and the update of the inventory. EPA mileage estimates are for newly manufactured vehicles only. Your actual mileage will vary depending on how you drive and maintain your vehicle. Before purchasing this vehicle, it is your responsibility to address any and all differences between information on this website and the actual vehicle specifications and/or any warranties offered prior to the sale of this vehicle. Vehicle data on this website is compiled from publicly available sources believed by the publisher to be reliable. Vehicle data is subject to change without notice. The publisher assumes no responsibility for errors and/or omissions in this data the compilation of this data and makes no representations express or implied to any actual or prospective purchaser of the vehicle as to the condition of the vehicle, vehicle specifications, ownership, vehicle history, equipment/accessories, price or warranties.


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Leapfrog: California Ranks 11th in U.S. for Hospital Patient Safety
On Wednesday, the Leapfrog Group released a report card that ranked California 11th in the U.S. for the number of hospitals receiving an "A" grade for patient safety, the Los Angeles Times reports (Gorman, Los Angeles Times, 5/8).
Report Card Details
Leapfrog scored more than 2,500 general hospitals across the U.S. using hospital safety data on:
- Infections;
- Injuries;
- Medication errors; and
- Other problems that could cause patient harm or death (Leapfrog release, 5/8).
National Grades
Leapfrog gave 780 hospitals across the U.S. an "A" grade.
It also gave:
- 638 hospitals a "B" grade;
- 932 hospitals a "C" grade;
- 148 hospitals a "D" grade; and
- 16 hospitals an "F" grade (Los Angeles Times, 5/8).
California Grades
In California, 86 hospitals received an "A" grade.
Leapfrog also gave:
- 56Â state hospitals a "B" grade;
- 76Â state hospitals a "C" grade;
- 21Â state hospitals a "D" grade; and
- Four state hospitals an "F" grade (Leapfrog report card, 5/8).


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Best Packers In Past 40 Years
Written by Michael Rodney, 05/31/2018
As the NFL Network runs down its list of the top 100 players for 2018, here's my updated list of the top 25 Green Bay Packers since 1977 (feel free to comment):
(tie) 25] CB Al Harris (2003-2009) – One of Mike Sherman's few good personnel decisions as general manager, the former backup with Tampa Bay and Philadelphia brought much-needed cover skills and toughness to the defense. He'll be remembered for his pick-6 against Matt "We'll want the ball, and we're going to score" Hasselbeck that beat the Seattle Seahawks in the 2003 playoffs, but it was his ability to survive on an island without ideal size and speed that I'll always admire most.
(tie) 25] DL Mike Daniels (2012-present) – He went to his first Pro Bowl following last season, but he's played at that level for the past four seasons. The former Iowa star is three inches shorter and about 20 pounds lighter than the average 3-4 end, but his strength, technique and non-stop motor allows him to beat bigger offensive linemen on a consistent basis. He figures to be even better in new defensive coordinator Mike Pettine's flexible schemes, and that should allow him to move up on this list in the next few years.
24] OG Mike Wahle (1998-2004) – Ron Wolf gambled a second-round pick in the 1998 supplemental draft on the former Navy star, who was coming off a suspension. After a disastrous rookie season at left tackle, he soon developed into one of the best guards in the entire NFL. Blessed with a rare combination of size, strength and athleticism, he was able to handle both powerful defensive linemen and speedy linebackers.
23. OG T.J. Lang (2009-2016) – His final season with the Packers was arguably his best, and it pushed him onto this list. The former fourth-round pick from Eastern Michigan played at a consistently high level in 2016 despite dealing with all kinds of injuries. Coming back from a broken foot in three weeks was only surprising to people who didn't know him.
22] RT Mark Tauscher (2000-2010) – He was one of the most underrated offensive linemen of his time. The former Wisconsin star was a lowly seventh-round draft pick who looked like the Pillsbury Doughboy but played like a Pro Bowler for over a decade. Quick feet and the ability to recover made him difficult to beat in pass protection, and while hardly a road grader, he was more than adequate in the run game.
21] TE Paul Coffman (1978-1985) – He was signed as a free agent by the Packers after one of their scouts went to Kansas State to work out another player prior to the 1978 draft. He was small and slow for the position even back then, but that didn't stop him from being a solid positional blocker and a legit threat with the ball in his hands (12.8 yards per catch). Despite his humble beginnings, he's still the team's best all-around tight end since the Lombardi era.
20] FB William Henderson (1995-2006) – Fans and the media were highly critical when Wolf drafted this unknown player from North Carolina in the third round in 1995, but they weren't complaining a few years later when he blossomed into arguably the best fullback in the league. It's hard to believe he went to just one Pro Bowl in 12 seasons. It's even harder to believe John Kuhn – an inferior player – has gone to four.
19] John Anderson (1978-1989) – Because of all the losing Green Bay did in the 80s, a lot of good players from that era tend to be underappreciated. The former Michigan star is a perfect example. He overcame injuries early in his career to start 77 consecutive games between 1981 and 1986. Some scouts compared him to Hall of Famer Jack Ham prior to the 1978 draft, and while he was never that special, he was without question one of the top all-around outside linebackers of his time.
18] Bryce Paup (1990-1994) – One of Tom Braatz' and Lindy Infante's best picks, the sixth-rounder from Northern Iowa had 32.5 sacks between 1991 and 1994. But he was more than just a pass rusher. He also played the run effectively and was comfortable in space. He was a better "elephant" than Julius Peppers. He signed as a free agent with the Bills in 1995 and was named Defensive Player of the Year that same season.
17] Chad Clifton (2000-2011) – He started 160 games over a dozen seasons and went to a pair of Pro Bowls despite not blocking a soul in the run game since he was in high school. That's how truly special he was in pass protection. Blessed with ideal size, remarkably quick feet and terrific balance, he made defensive ends disappear on a weekly basis.
16] WR Greg Jennings (2006-2012) – He didn't leave under the best of circumstances, but that shouldn't diminish his legacy. Yet another unpopular high pick who went on to achieve great success. He didn't have ideal size or speed, but he just knew how to play the position. He understood how to set up defensive backs and open their hips before snapping off his routes. Green Bay doesn't win Super Bowl XLV without him.
15] Tim Harris (1986-1990) – He hated every minute playing for the woebegone Packers, but that didn't keep him from producing 55 sacks in six seasons, including 19.5 in 1988. Stopping the run was always an afterthought, but he was a terrific pass rusher. The former fourth-round pick from Memphis was a natural knee bender with an outstanding closing burst and short-area explosion. He eventually forced a trade to the San Francisco 49ers in 1991 and earned a Super Bowl ring three years later. It's an absolute joke that he's still not in the Packers Hall of Fame.
14] Jordy Nelson (2008-2017) – Many fans scratched their heads when Ted Thompson drafted the former Kansas State star in the second round in 2008, but he eventually developed into one of the 10 best players at his position in the league. The offense came to a screeching halt without him three years ago, and not coincidentally came back to life upon his return from successful knee surgery in 2016.
13] Marco Rivera (1996-2004) – Despite watching nearly every game he played in college, I still thought the sixth-round pick would be a career backup. Needless to say, I was wrong. The former Penn State star was one of the best guards in the NFL before back injuries slowed him down. At his best, the 300-pounder used strength and technique to move bigger men in the run game and slow down faster men in pass protection.
12] Josh Sitton (2008-2015) – His long and distinguished career with the Packers came to a shocking end when he was abruptly released along with 17 other players only days before the start of the 2016 season, but that won't keep him from being remembered as one of the top 10 interior offensive linemen in franchise history. That's how good he was from 2010 to 2015. The three-time All-Pro was extremely powerful in the run game, and when healthy, almost impossible to beat in pass protection.
11] Nick Collins (2005-2011) – It took a while for the second-round pick from Bethune-Cookman to find his way in the NFL, but when he did, boy was he fun to watch. He was the rare safety who could tackle at the line of scrimmage and cover receivers down the field. He'll be inducted into the Packers Hall of Fame this summer. If not for a neck injury that ended his career at 28, he might've wound up in that other Hall.
10] LB Clay Matthews (2009 – present) – Only 32 years old, the former No. 1 pick from USC still has a chance to move up on this list. It'll be very interesting to see how the 2-time All-Pro and 6-time Pro Bowler performs under Pettine. When healthy, he's a talented and hard-working player who's been able to put up impressive stats despite lining up opposite and alongside quite a few stiffs during his time in Green Bay.
9] WR Donald Driver (1999-2012) – I generally valued performance over longevity while compiling this list, but sometimes playing really well for a really long time was impossible to ignore. This former seventh-round pick from little Alcorn State is the perfect example. Greg Jennings and Jordy Nelson are probably better wide receivers, but they simply can't be ranked ahead of the franchise's all-time leader in receptions (743) and yards (10,137). He also scored 61 touchdowns for good measure.
8] RB Ahman Green (2000-2009) – He's one of the most underrated players to ever wear a Packers uniform. From 2000 to 2004, the former Nebraska star was as productive as any running back in the National Football League. He amassed five consecutive seasons with over 1,000 yards, including a franchise-record 1,883 in '03. He was also a dependable blocker and a legitimate threat in the passing game. It's still hard to believe he was acquired from Seattle for cornerback Fred Vinson.
7] WR Sterling Sharpe (1988-1994) – While he never endeared himself to Packers fans, the team's No. 1 pick in 1988 would be in the Pro Football Hall of Fame had it not been for a neck injury that ended his career at age 29. In seven seasons, he caught 595 passes for 8,134 yards and 65 TDs. He was selfish, but his talent and his toughness can never be questioned. He couldn't practice and he could barely run due to a serious and painful toe injury in 1993, and yet he still had over 100 receptions.
6] SS LeRoy Butler (1990-2001) – You can make an argument for Sharpe, but no Packers in the past 40 years is more deserving of a yellow jacket than this all-everything safety from Florida State. He played the run and rushed the quarterback like a linebacker, and he covered like a corner. He finished his career with 20.5 sacks, 38 interceptions and a place on the 1990s All-Decade Team. And oh yeah, he invented the Lambeau Leap.
5] WR James Lofton (1978-1986) – Had it not been for a pair of very serious off-the-field issues that led to his trade to the Raiders in 1987, he might well be regarded as one the greatest Packers ever. He had over 1,000 yards receiving in five of his eight seasons in Green Bay, and he didn't get to play with a quarterback like Brett Favre or Aaron Rodgers. The former Stanford star was big, fast and as graceful as a ballerina.
4] Charles Woodson (2006-2012) – The former Heisman Trophy winner from Michigan signed with Green Bay as a last resort in 2006, and he played like he wanted to be anyplace else in his first summer with the Packers. But instead of turning into the next Joe Johnson, he wound up becoming one of the greatest and most beloved players in the history of the franchise. While his skill level at cornerback was extraordinary, his leadership was every bit as important to the team's success.
3] Reggie White (1993-1998) – He wasn't in his prime when he famously signed with Green Bay as a free agent in 1993, but he was still one of the best defensive players in the league. More importantly, he made a team that hadn't won a thing in a quarter century believe it could be great again. And while it was a treat to watch the "Minister of Defense" play for the Packers, if you really want to see him at his best, check out his work with the Eagles. It's hard to imagine any D-lineman ever being so dominant in every phase of the game.
2] Brett Favre (1992-2007) – While his ill-timed interceptions in the playoffs were upsetting and his departure in the summer of 2008 was infuriating, there's simply no denying what No. 4 meant to the Packers. After being acquired in a trade with Atlanta in 1992, he quickly became the face of a franchise that hadn't had an identity since LBJ was in the White House. He, along with White, Wolf, former team president Bob Harlan and former coach Mike Holmgren, put the "title" back in Titletown.
1] Aaron Rodgers (2005-present) – It's hard to imagine putting anyone ahead of Favre on this list, but his successor at quarterback definitely deserves the honor. In fact, No. 12 has a chance to someday be at the top of another list – the list of greatest signal callers in the history of the NFL. He's already there based on talent and statistics alone, but he'll have to win at least one more Super Bowl in order to leapfrog the likes of Tom Brady, Joe Montana, Johnny Unitas, Peyton Manning and John Elway.
(NOTE: The following players received strong consideration for a spot on this list: tight end Mark Chmura, wide receiver Antonio Freeman, offensive linemen David Bakhtiari, Earl Dotson, Mike Flanagan, Ron Hallstrom and Ken Ruettgers, defensive linemen Gilbert Brown, Kabeer Gbaja-Biamila and Aaron Kampman, outside linebackers Tony Bennett and Mike Douglass, cornerbacks Tramon Williams, Sam Shields and Mark Lee, safety Darren Sharper, punter Craig Hentrich and kickers Mason Crosby and Ryan Longwell)


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Located in historic downtown Noblesville, Traders Cafe is designed to help customers fill their stomachs and build their portfolios. The sports-bar-like atmosphere of this hip Noblesville restaurant is educational and unique, unlike any other restaurant in Indianapolis. Instead of playing Indianapolis Colts games on the big screens, news networks display the New York Stock Exchange and other Wall Street figures and details.
Noblesville business people stop in daily at Traders Cafe for casual dining and financial information. Popular menu items are the Traders Cafe soups, chicken wings and salads. This Indianapolis area restaurant opened in 2009, and membership is consistently growing. Traders Cafe offers memberships for regular customers, and benefits include educational courses, networking activities and participation in workshops. Some of the biggest figures in Indianapolis business are members at Traders Cafe.
The owners of this Noblesville, Indiana restaurant, Scott and Laura McKay, have a passion for financial advising and stock market coaching. They opened Traders Cafe in order to spread knowledge and to create a place where traders can meet and share ideas. They offer daily online trading workshops for all experience levels. The workshops are guaranteed to maximize profits, and they're available Monday through Friday from 9 a.m. to noon.
If you're looking to get into the stock market, or if you're needing new things to do in Noblesville, visit Traders Cafe. Temporary or trial memberships are available from the Traders Cafe website. Restaurant hours are Monday through Friday 8:30 a.m. to 6 p.m., Saturdays 10 a.m. to 6 p.m. and closed Sundays.
Traders Cafe
68 N 9th St
Noblesville, IN


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