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Search results for: Bad Car Credit Loan Online Credit
Bad Car Credit Loan Online Credit
Bad Credit Loans (Rating: 16) , Votes:Credit repair may be the only option for people who have a questionable credit history. Bad credit loans can be furnished from various sources like a bank, a credit union or other financial institutions.http://www.creditloan.com
How to Raise Your Credit Score (Rating: 0) , Votes:Credit Infocenter is the leading online resource credit consultation. Whether you are looking for ways to improve your credit, or need help with a tough credit situation, Credit Infocenter can help point you in the right direction.http://www.creditinfocenter.com/creditreports/scoring/increase-your-score.shtml
Personal Loans Blog, Tips & Fun (Rating: 0) , Votes:A personal loan is a debt taken on by individual consumers. Any debt. It includes mortgages, car loans, credit cards, payday loans and any other debt you personally take on.http://www.personalloans.org/Category: Directory/Business/Resources
Credit Card Offers BANK - Online (Rating: 9) , Votes:Offers credit cards online, instant approvals and best rates. Also provides free online service that allows people to easily search and compare best credit card offers.http://www.creditcardoffersbank.com
Smart Loans (Rating: 4) , Votes:Choose from personal loans, secured loans, consolidation loans, logbook loans & payday loans.http://www.smartloans.co.uk
ASAP Credit Card - Credit Cards & Offers Comparison (Rating: 1) , Votes:Offers possibility to compare a wide selection of credit card offers. The clients could find low interest credit cards with 0% APR and many reward options such as cash back, airline miles, gas rebates and more.http://www.asapcreditcard.com
Credit Card Offers (Rating: 11) , Votes:Apply and compare the best credit card offers online, Choose from hundreds of the best credit card offers including business credit card offers, student credit cards offers, rewards credit cards and more.http://www.creditcardoffersweb.com
Credit Card Offers Online (Rating: 12) , Votes:Review and compare free credit card and instant credit card offers for Visa, MasterCard and Discover. Secure, online credit card application available. Includes related links.http://www.apply-for-a-credit-card-now.com/
Homeowner loan (Rating: 1) , Votes:UK Homeowner Loans from Loans4, for both secured and unsecured low rate personal homeowner loans. Apply online now for a low rate, fast homeowner loan even if you have bad credit and need a low cost loan.http://www.loans4.co.uk
Adverse credit personal loans (Rating: 2) , Votes:At Better Credit UK you can find advice on how to improve your credit rating and sources of loans, credit cards etc even if you have bad credit history.http://www.bettercredit.co.uk
TitleBucks (Rating: 0) , Votes:Gets you cash fast with instant approval with no credit check car title loans and pawns.http://www.titlebucks.com/
Credit Cards | Compare The Best Credit Card Offers (Rating: 0) , Votes:Compare the best credit card offers from the top credit card companies. Choose from 0% intro APR credit cards with a generous reward program. Apply securely online.http://www.comparecards.com/
Credit Cards, Credit Card Reviews, Discounts (Rating: 13) , Votes:Credit Card Directory site that features credit card reviews, articles, applications, information and help. Find a credit card that best fits your needs quickly and easily.http://www.creditcardsbyweb.com
Bad Credit Loans & Credit Cards (Rating: 5) , Votes:Provides personal loan and mortgage resources for consumers with a poor credit history.http://www.creditservicer.com
Credit Cards and Credit Reports (Rating: 4) , Votes:A resource for information, news, articles and applications for unsecured and secured credit cards. Obtain credit reports as well.http://www.creditcardsreports.com
Mortgage Tips and Credit Help (Rating: 2) , Votes:Refinance information, mortgage calculators, credit report tips, loan terms dictionary, mortgage news, and other ideas to help you save money on your mortgage from a wholesale Account Executive.http://www.thetruthaboutmortgage.com
TitleMax Title Loans | Car Title Pawns | No Credit Check Loans (Rating: 1) , Votes:Offers car title loans, personal loans and signature loans with instant approval online even if you have bad credit.http://www.titlemax.com/
Fast Personal Loans and Business Loans (Rating: 78) , Votes:Fast loan approval for Secured and Unsecured loans even with a bad credit rating. Search 1000's of the best deals on home loans, refinance, debt consolidation, remortgages and mortgages. We offer business and personal loans even if you have a bad credit history. You can apply whether you are a homeowner, mortgage payer or tenant.http://www.loansite.co.ukCategory: Directory/Europe/United Kingdom
Credit Card lawyers (Rating: 3) , Votes:The hunt for a credit card lawyer ends with this website. The associated high profile lawyers help you in sorting out the credit card related problems.http://www.creditreportproblems.com
Bad Credit Loans (Rating: 4) , Votes:BadCreditLoans is an online service that finds and compares the best loans for people with bad credit from the UK's leading lendershttp://www.badcreditloans.org.ukCategory: Directory/Europe/United Kingdom
Credit Cards - Compare Credit Card Offers (Rating: 10) , Votes:Compare Credit Cards Offers, search credit cards and reviews about the best low interest, reward, cash back, prepaid, student, airline, business and instant approval credithttp://www.bestcreditcardratings.com
Credit Cards (Rating: 6) , Votes:Virgin credit cards - transfer your balance and get low interest rates plus a host of Virgin discounts, free fraud protection on purchases and no annual fee. Voted best credit card reward program.http://uk.virginmoney.com/virgin/credit-cards-v3/
Creditshout LLC (Rating: 0) , Votes:Provides financial information on credit cards, credit score, loans, and wireless plans.http://creditshout.com/
Bad Credit (Rating: 5) , Votes:You don't need to be a slave of Bad Credit any longer. The market for bad credit has opened up. Let me show you where to look.http://www.creditrelease.com
Credit Score Reports (Rating: 2) , Votes:A definitive guide to improving your credit scores and personal finance.http://www.creditscore.net/
Best Credit Card (Rating: 8) , Votes:Compare the best credit card rates & offers from all the Major Banks in Australia. Use our Guides & Tools to make an informed choice.http://www.bestcreditcards.com.auCategory: Directory/Australia
Good or Bad Credit Personal Loans (Rating: 4) , Votes:Offers a variety of personal loan programs to all credit types. Provides financing for any intent or purpose.http://www.choicepersonalloans.com
Payday enders (Rating: 4) , Votes:Payday loan lenders listed for ease of comparison. Find payday loans for any emergency or unexpected bill to suit your requirements.http://www.paydaylenders.co.uk
Aussie MasterCard (Rating: 5) , Votes:Apply now for an Aussie MasterCard Credit Card now and choose from a card that what suits you.http://www.aussie.com.au/credit-card/Category: Directory/Australia
Sainsburys Bank Credit Cards (Rating: 1) , Votes:Sainsbury's Credit Cards offers a wide range of packages to fit your credit card needs.http://www.sainsburysbank.co.uk/credit_cards/cca_creditcard_zone.shtmlCategory: Directory/Business/Insurance
Credit Sesame | Free Credit Score & Credit Report Online (Rating: 0) , Votes:Offers free credit score and credit report online with no credit card or trial required. Resource for finding credit cards, mortgage rates and loans.http://www.creditsesame.com
CreditCardXpo | Credit Card Offers | Apply For A Credit Card (Rating: 0) , Votes:CreditCardXpo offers online credit card applications, the ability to search and compare from hundreds of credit card offers, and more.http://www.creditcardxpo.com/
Compare Credit Cards (Rating: 17) , Votes:Credit card comparison service, offering guides and news and product tables.http://www.credit-card-comparison-online.co.uk
Apply For A Credit Card (Rating: 28) , Votes:Offers hundreds of online applications for every credit card from low APR and prepaid debit cards to business and student cards.http://www.gettingacreditcard.com
Cash Loans (Rating: 7) , Votes:At Shopacheck Financial Services we offer cash loans, voucher credit and credit catalogues - tailor made to suit your budget. Give us a call or Apply online.http://www.shopacheck.co.uk/
Creditorweb.com (Rating: 15) , Votes:Compare credit card offers from multiple issuers and apply online.http://www.creditorweb.com
Bad Credit Loans (Rating: 3) , Votes:Find bad credit loans, debt consolidation, bad credit mortgage and auto loans, secured and unsecured personal loans, and articles dealing with bad credit and how to fix it.http://www.badcreditloandirect.com
Debt & Credit Problems (Rating: 1) , Votes:Wide ranging personal finance site focusing on credit information & solutions. In depth articles and counseling to help with debt reduction, relief and settlement. Get essential information on management of credit relative to loans and credit cards.http://www.askjackaboutdebt.com
Romeoville Banking - Abri Credit Union (Rating: 0) , Votes:One of the largest credit unions in the state of Illinois providing low cost banking services to the residents of Cook County.https://www.abricu.com/Category: Directory/North America/Illinois
Finance Immo - All about Credit Immobilier (Rating: 0) , Votes:Finance Immo is all about credit immobilier. A company, based in France that brings to customers banking and financial services, ranging from credit, mortgage, insurance and credit card. Finance Immo has people speaking in English, Spanish and Italian.http://www.financeimmo.com
Internet Merchant Account (Rating: 8) , Votes:Accept credit cards with the highest quality merchant account services and lowest prices on credit card merchant services from merchant equipment store.http://www.merchantequip.com/merchant-accounts/credit-card-processing/e-commerce-internet/
Credit Card Processing Companies (Rating: 2) , Votes:This site provides free information and reviews about merchant services and the transaction industries top credit card processors.http://www.creditcardprocessing.orgCategory: Directory/Business/Resources
Compare Credit Cards from Bank of America (Rating: 0) , Votes:Bank of America allows you to compare credit cards to find the one that's right for you. Compare credit cards today.https://www.bankofamerica.com/credit-cards/compare-credit-cards.go
OneSmallPayment: Debt Consolidation Services (Rating: 0) , Votes:Information portal for learning about debt consolidation services available throughout the United States. Browse service listings, consolidation loan details, and credit counseling information.http://www.onesmallpayment.com/
Business Credit Cards With Rewards (Rating: 0) , Votes:Bank of America Small Business credit cards offer excellent benefits including control, security, rewards, value, travel, and more.http://business.bankofamerica.com/creditcard/CardBenefitsPageCategory: Directory/Business/Small Business
Adderson & Co (Rating: 5) , Votes:Offer homeowners that suffer from an adverse credit rating the chance to get finance. They work with a number of specialist lenders to make available bad credit loans and remortgages.http://www.adderson.com
Barclaycard credit cards (Rating: 8) , Votes:Offering a range of credit cards - student and low rate credit cards, plus balance transfer.http://www.barclaycard.co.uk
People's Credit (Rating: 0) , Votes:A loan agency in Plano, IL that offers lending solutions to those with a financial need, including loans to people with bad credit.https://peoplescredit.net/Category: Directory/North America/Illinois
Credit Card Processing (Rating: 15) , Votes:Offers free merchant account and credit card processing services features no application fees and competitive rates and fees for all business types.http://www.freecreditcardprocessing.comCategory: Directory/Business/Small Business
Secured Credit Cards (Rating: 9) , Votes:Provides comparisons between secured credit cards. See what others say and apply for the secured credit card that you want.http://www.creditme.com
Related searches:
Webotopia provides a business directory designed to promote Bad Car Credit Loan Online Credit companies, products and services whilst helping it's users find the Bad Car Credit Loan Online Credit information they need. Webotopia business directory, with the help of it's dedicated support specialists and reviewers, enables delivery of Bad Car Credit Loan Online Credit quality content, excellent customer support as well as value added services such as content publishing and press releases for it's users.


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This is an old revision of the document!
Table of Contents
Payment Gateways: Notes and Information
Need a gateway? We've partnered with a company we trust to serve US merchants. Please contact us and we'll connect you. The plans are 2.9% (as low as 2.7% depending on your sales volume) + 30¢/transaction with no monthly, setup, or contract.
Know Your Money Flow! Please read at least the first "Need to Know" section of this page prior to using FoxyCart on a live e-commerce site. Not everything with e-commerce, gateways, merchant account, and payment information is immediately obvious or well known. Really, trust us. We see stores lose sales all the time for various reasons.
Supported Gateways & Other Payment Methods
Filter Gateways by Supported Country
Country codes below are according to ISO 3166-1 alpha-2.
GB is the
UK, and Greece is
GR and not
What you NEED to KNOW
Gateways, Merchant Accounts, Bank Accounts, Oh My!
Accepting credit card payments online is more difficult than it seems it should be, and matters are complicated by new and evolving systems that not only combine previously distinct aspects but also are redefining the payment process and creating entirely new options. If you aren't already intimately familiar with how the myriad pieces of e-commerce interact please read our primer on gateways and merchant account. We'll attempt to explain what is needed and why.
CSC (CID, CVV2, etc.) Support, Requirements, and Etc.
Some FoxyCart functionality may require or allow a transaction to be processed without a Card Security Code (the "CSC", the numbers on the back of most cards). Some gateways, however, may disallow transactions without a CSC passed through. The situations where the CSC will not be transferred to the gateway are:
- Unified Order Entry (aka "Super Password")
- Returning customers using previously saved payment info
If you're using this functionality we strongly recommend turning off the CSC requirements in your gateway's settings, if possible. FoxyCart will always require a CSC, so a CSC will be sent when possible, but there are certain situations where the CSCs simply might not be available (as with recurring billing / subscriptions).
Also, please note that the CSC is not allowed to be stored, per PCI DSS.
Gateways that may require additional steps or features in order to process transactions without a CSC include:
TESTING v. LIVE, Gateway Settings and Accounts
Almost every gateway provider also provides their customers with test accounts (also called development accounts or sandbox accounts) for use on the gateway's test environment. A test account will work on the test environment, but will not work on the live environment. Similarly, a live account will work on the live environment (the one that processes real transactions from real customers), but will not work on the gateway's own test environment. The two environments are generally completely separate, and any account on one will not work on the other.
To make testing easier for FoxyCart users, FoxyCart provides the ability to enter your own test account information with which to test. What is critical to understand is that, in almost all cases, a live account will not work on if the test gateway is selected in FoxyCart. FoxyCart will send the transaction to entirely separate systems based on your store's settings.
Authorization and Capture: How the Money Flows
An important but often misunderstood piece of credit card processing is the relationship between "authorization" and "capture". The easiest way to explain it is by using a gas station as an example. You drive up to the pump and insert your credit card, at which point the card is "authorized" for (let's say) $75. This authorization checks with your bank to make sure you have the funds, just like a normal transaction, but doesn't yet charge the card ("capture the funds"), since the final dollar amount is unknown. Once you have finished pumping and the final transaction amount is known (say, $45.03), the system issues a "capture" for $45.03. The first part is an "authorization only", or "auth-only", transaction. The second part is the capture.
(Another option would be for the gas station (or any merchant) to authorize a small amount like $1 just to make sure that it's a valid card, then upon completion clear that auth and issue an auth+capture for the full amount in one go. That approach can be sub-optimal, though, as a $1 charge might go through fine, but a $75 charge might fail for insufficient funds. This approach also requires storing payment information in one way or another, which can lead to its own challenges.)
The other, much more common way to process transactions is to do the authorization and capture at the same time, referred to as an "auth+capture" or "auth/capture". Imagine buying groceries: You go to checkout, the total charge is determined, and your card is charged (both auth'd and captured at the same time).
Where things get confusing is on the proper usages of an auth-only transaction. It is often thought of as a way to accept pre-orders or to handle trial billing periods. While you could use an auth-only to handle these types of charges, it might not be a great idea for a few reasons.
- Authorizations effectively "hold" the amount authorized. So if you auth $300, that $300 is unavailable to the customer even if you haven't captured the funds. (If you don't capture and the auth expires, the funds will be released back to the customer, but in the meantime they may have overdrafted their account.)
- Authorizations don't last forever. 3 days is probably as far as you'd want to go under normal circumstances, and 30 days appears to be the upper limit, though the exact details will depend on a number of factors, including the card type (Visa, MasterCard, AmEx, etc.).
A better use of auth-only transactions would be to handle expected variations in product delivery or final charges. For example, if your shipping charges vary by factors that FoxyCart cannot account for, or products may not be available regularly, you may want to auth-only then adjust the final transaction amount before capturing the funds. Important to note, however, is that you can never capture more than you've initially authorized when using a traditional gateway. Some gateways allow you to capture only as much as has been authorized, while others 1) may allow you to capture up to a certain percentage of the authorized amount, but not more than a certain dollar amount higher.
In most situations we strongly recommend doing an auth+capture. If you do have specific requirements that necessitate auth-only processing we encourage you to test thoroughly and keep up to date on any changes your gateway may make that impact that functionality.
Gateway Errors and What To Do About Them
Payment errors are a fact of e-commerce life, but fear not: They're typically easy to understand once you know what you're looking for. Please read our primer on payment processing errors, because knowing is half the battle.
Requesting New Gateway Support
Please read this info, then vote for your desired gateway.

subset: commoncrawl


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Thank you for visiting this Blog. It is retuning to sharing my research on the Worthington Surname.
A new Blog has been established for this User and how the Family Tree Maker program is used to capture and record Genealogy Research.
The link to the new blog is:
Please visit this new Blog.
Thank you,


text: Thursday, March 22, 2012 Nominations Requested for Scientific Review Committee The Foundation for Physical Therapy is seeking individuals to serve on its Scientific Review Committee (SRC). Qualified physical therapist researchers will review doctoral, fellowship, and research grant applications received by the Foundation. To be considered, individuals must meet the criteria for SRC membership, posted on the Foundation's Web site. Self-nominations are welcome. E-mail your recommendations to email@example.com.


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Envelope Stuffers
Sort By:
Envelope stuffers are common items used strategically by companies to directly target recipients who would most likely be interested in investing in their product or service through direct mail. If a real estate agent expressed interest in purchasing business cards, a business card vendor, or business card design company may send business card samples and other real estate related products to that agent in hopes of enticing them to invest in the company's services. Similarly, direct mail envelope stuffers are used to target not just the individual but also an industry or community as well. Companies match the demographic profile of a likely customer and then send products to all the businesses that fall within the targeted audience. Whether a company is targeting an individual or a business this strategy is very effective because it proactively generates leads.


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Williamsburg Psychiatrists - Kentucky
Welcome to LocatePsychiatrists.com an online directory featuring Psychiatrists from all across the United States. We have organized our directory by state, city, zipcode and areacode to make it quick an easy to find a Psychiatrist near you. LocatePsychiatrists.com is the premiere resource in Williamsburg, KY for finding information on marriage counseling, couples counseling, occupational therapy, gene therapy, credit counseling, religious counseling, regression therapy and sex therapy.
Related Searches
1. Marriage Counseling Williamsburg
2. Couples Counseling Williamsburg, KY
3. Occupational Therapy Williamsburg
4. Gene Therapy Williamsburg


text: Thursday, November 08, 2012 Life Expectancy Longer for People Who Engage in Leisure-time Physical Activity Leisure-time physical activity is associated with longer life expectancy, even at relatively low levels of activity and regardless of body weight, according to researchers at the National Cancer Institute, part of the National Institutes of Health (NIH). In order to determine the number of years of life gained from leisure-time physical activity in adulthood, researchers examined data on more than 650,000 adults, mostly aged 40 and older, who took part in 1 of 6 population-based studies that were designed to evaluate various aspects of cancer risk. After accounting for other factors that could affect life expectancy, the researchers found that life expectancy was 3.4 years longer for people who reported they got the recommend level of physical activity (2.5 hours at moderate intensity/1.25 hours at vigorous intensity each week). People who reported leisure-time physical activity at twice the recommended level gained 4.2 years of life. The researchers even saw benefit at low levels of activity. For example, people who said they got half of the recommended amount of physical activity still added 1.8 years to their life. The researchers found that the association between physical activity and life expectancy was similar between men and women, and blacks gained more years of life expectancy than whites. The relationship between life expectancy and physical activity was stronger among people with a history of cancer or heart disease than among those with no history of cancer or heart disease. The researchers also examined how life expectancy changed with the combination of both activity and obesity. Obesity was associated with a shorter life expectancy, but physical activity helped to mitigate some of the harm. People who were obese and inactive had a life expectancy that was between 5 to 7 years shorter (depending on their level of obesity) than people who were normal weight and moderately active. The study was published online November 6 in PLoS Medicine.


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Sigma 8mm Fisheye Canon 350D MrotatorCP
- Sigma 8mm f/4
- Canon 350D
- Agnos MrotatorCP
- With the above combination I can shoot a panorama in either six or three shots with yaws of 60 or 120 degrees respectively.
- For the three shots process, position the camera 4mm backward in relation to its calibrated position for the six shots process.
- If your aim is the three shots process (a time winner for cheap real-estate service), you will be better served with a Nikon D70 for which the MrotatorC was originally designed. It has a larger sensor, which gives you more overlap. The overlap of the images with the Canon 350D is extremely small.
The process that works for me (with PTgui):
- import source images
- set approximate lens settings
- set panorama settings
- the crop is automatically good
- set image parameters
- distribute images by yaw (thank you Joost for the Fill yaw function!)
- roll all images -60 (the Agnos MrotatorC holds the camera at 60 degrees to use as much possible of the sensor surface)
- set approximate pitch (thank you Luca for the great idea of orienting the camera slightly up, giving better coverage of the zenith)
- set control points (i add at least two vertical lines)
- first advanced optimizer run: optimize for pitch only on all images, including anchor image, linked (the camera is slightly tilted upwards on the MrotatorC and the angle can not be precisely measured)
- second optimizer run: if necessary, optimize a second time for all parameters
- blend and stitch, serve hot with either a Java applet or QuickTime
Lens Parameters
Can be stored in PTgui's lens database
- lens type: circular
- a: -0.07611
- b: 0.003985
- c: -0.041765
- d: 0
- e: 0
- g: 0
- t: 0
- the above process works with my guinea pig, a little 5x5 (1.50mx1.50m) shower/wc room, as well as with some larger rooms.
- Hypothesis: since the entry point of the lens changes with the angle, for a perfect, uncorrected stitch exact slices should be used, like an orange. To be verified.


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The Penguin book of lesbian short stories
Margaret Reynolds
Viking, Jan 14, 1994 - Fiction - 429 pages
A collection of fiction by and about lesbians features an introduction that contrasts the feminist polemic of Virginia Woolf with the liberated creativity of Gertrude Stein and stories by Kathy Acker, Emma Donoghue, and Jeanette Winterson. 10,000 first printing. $15,000 ad/promo.
From inside the book
Page 37
Page 115
Page 285
What people are saying - Write a review
The Penguin book of lesbian short storiesUser Review - Not Available - Book Verdict
In the last half-dozen years, collections of lesbian plays, coming-out stories, mysteries, and poetry have been published, mostly by small presses. Now, The Penguin Book of Lesbian Short Stories ... Read full review
SARAH ORNE JEWETT Marthas Lady 1897
RENEE VIVIEN Prince Charming 1904 translated
The Wise Sappho c 191618
22 other sections not shown
Other editions - View all
Common terms and phrases
Adrienne Rich Alison Bechdel arms asked beautiful Beebo blood body breasts butch butch and femme Charlotte Mews dance dark daughter Delia Djuna Djuna Barnes door dress Dykes to Watch eggplant Emma Donoghue eyes face feel felt fingers friends Georgine Skeene Gillian girl hair hand head heard heart Helen Furr Helena husband Iduna Kerry kissed knew lady laughed Laura leaned legs lesbian Letty light lips litde living Lizzy looked lover Marcie Margaret Martha Miss Ogilvy Miss Pyne Mistress Mary mother mouth Natalie Barney never night Ogilvy's Patti Page Picasso pulled Renee Vivien Sappho seemed sleep smiled soft someone stay stood story sweet talk tell things thought told took turned voice waiting walked watch wheat roll window woman women words writing young


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EarthLite Back Massage Roller
This lightweight solid birch massage roller from EarthLite is a great tool for massage. Its design lets you give clients a deep tissue spinal massage without putting pressure on your fingertips. The Massage Back Roller is an excellent device for massaging the spinal column. By giving a gentle stretch to the spine and a deep massage to the antigravity muscles in the back, the Back Roller stimulates all of the fundamental lines of energy.
|Alternate SKU
|Brand Name


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My Sept. 4 post on how to fight sploggers has been stolen by a splogger. It did not last 24 hours on WordPress before getting pinched. The new thief isn't the representative of the great country of Poland who has stolen all the other posts. The latest con artist is apparently an American. And unlike the Polish splogger – who covered his or her tracks well enough that I would have missed the scam if I hadn't checked Technorati – this nut linked to my site to show me that he had plagiarized 100 percent of the contents of my post.
© 2008 Janice Harayda. All rights reserved.


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Chef munawer started out his culinary career 25 years ago as a chef in intercontinental hotel Karachi.
Working there for a number of years he embarked ona culinary journey to the gulf where he ended up working Holiday Inn abu dhabi and many top bakeries.
From there he went to central asia ie uzbekistan, kazikistan, and kyrgystan where he learnt classical central asian cuisine.
After returning to Pakistan chef munawer made his television debut in the popular cooking show lively weekends.
Thousands of trusted, authentic and KP community tested recipes and cooking videos containing Coconut (Grated, Powder) as main ingredients are handpicked and contributed by home, professional and celebrity cooks across the world - you're sure to find a favorite recipe from our collection. Our recipe section is expanding every week, so visit us often. We welcome your contribution, please upload via myKP or email us with your favorite recipes, and we will post them up to share with others.
Food Glossary |
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Lotus Touch Classic Massage Kit - Massage Cream, Lotion & Oil
Lotus Touch Classic Massage Kit
A fantastic way to try The Classics Massage Kit. These four products are the original Lotus Touch formulas: originally introduced in 1999. Each product is a rich, professional formula that provides you with amazing results and are free of nut oils, mineral oils and direct alcohols. Nourish and hydrate your skin with Lotus Touch. This kit is great for use at home or for therapists to get a feel of some of our top of the line products
Moisture Rich Cream - An outstanding massage cream that provides you with maximum glide and minimum friction. Pure and natural oils, herbs and botanicals are combined to create this great massage cream. Moisture Rich Cream has a workability that makes it excellent for all modalities. Since it is fragrance-free, it's also ideal for use on the face and hands. This incredible, all-purpose formulation goes on like a cream, stays creamy throughout the treatment. The ingredients are a combination of natural & synthetic properties.
Multi-Purpose Cream - A 3-in-1 massage cream. It applies like a luxurious cream, turns into an oil, and absorbs like a lotion. It gives you the perfect amount of glide, lowers friction, and maximizes control. Borage Oil, a key ingredient, has rejuvenating, hydrating, and anti-inflammatory properties. It won't clog pores and dry bodies will soak up it's moisture-rich formula instantly. Perfect for all modalities. The ingredients are a combination of natural & synthetic properties. Light, fresh fragrance.
Hydrating Rich Lotion - This wonderful lotion provides maximum glide and super-rich workability without stickiness. Perfect for deep tissue work. It contains nourishing Omega 3 and six essential fatty acids to enhance massage effectiveness as well as apricot and olive oils, Vitamin E, and aloe vera. Your skin will love it and so will your clients. Excellent for use in spa, massage, and physical therapy treatments.Available in 8 oz squeeze bottle, 1/2 gal and 1 gal container.
Ultralight Oil Complex - No other massage oil uses a combination of 5 high quality seed oils. Lotus Touch UltraLight Oil Complex is perfect for all massage techniques, providing superior glide with the firmness and diversity you want for massage or physical therapy. The ingredients are a combination of natural & synthetic properties. Shake well before using. Water dispersible for easy clean.
|Brand Name
|Lotus Touch®
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First Development Snapshot of KDE4: "Krash"
Today, KDE releases a first developer snapshot of the
Developers can start porting their applications using this snapshot and
Questions about KDE4 can be answered on various mailing lists such as kde-devel and kde-buildsystem, as
Work is continuing on other pillars of KDE4, such as our Plasma desktop, Solid hardware layer, Oxygen artwork theme and Decibel communication architecture.
KDE development has never before been as exciting as it is today, so start
All I can say is ...
I feel like a kid in a candy store, time to start compiling ;)
By imbrandon at Sat, 2006/08/19 - 5:00am
Re: All I can say is ...
Beware, this is a candy store only half filled and with some pretty old candies in between. Nothing, really nothing spectacular by now. Only on parts of the API. Something you see when coding, not compiling.
Re: All I can say is ...
> Beware, this is a candy store only half filled and with some pretty old candies in between.
LOL. Well put.
By Martin at Sat, 2006/08/19 - 5:00am
Just a warning
Before anyone goes ahead and compiles/runs this, please be aware that it will look exactly like KDE 3.5 - except for being broken in lots of places.
The good news for developers is that this is a reasonably solid code base for diving into KDE / Qt 4 hacking. By solid I mean that it actually compiles reliably and most programs at least start without crashing ;)
By Robert Knight at Sat, 2006/08/19 - 5:00am
Can I see some screenshot anywhere?
Thanks! :)
By Pinucset at Sat, 2006/08/19 - 5:00am
Re: Screenshot
Given that the GUI looks essentially the same as the current 3.5.x release, I don't think screenshots would show you anything interesting.
By CPT at Sat, 2006/08/19 - 5:00am
Re: Screenshot
Imagine KDE 3 with more crash dialogs.
By Richard Moore at Sat, 2006/08/19 - 5:00am
Re: Screenshot
ooops, so what's for plasma I hope aaron are making real progress
By morphado at Sat, 2006/08/19 - 5:00am
Re: Screenshot
I think you might be interested in latest Aaron's blog entry: http://aseigo.blogspot.com/2006/08/cooking-belaying-delaying.html , he talks about plasma toward the end.
By Med at Sun, 2006/08/20 - 5:00am
Re: Screenshot
Just look at a 3.5 install.. there you go..
They stated that the eye candy has not changed, yet... its all underneath.
By ziggy at Tue, 2006/08/22 - 5:00am
What is it? I never heard of this project before..
By bsander at Sat, 2006/08/19 - 5:00am
Re: Decibel
By Carsten Niehaus at Sat, 2006/08/19 - 5:00am
Re: Decibel
Re: Decibel
Yeah, that link was also in the posting, but it has nothing for users, only developers, and that information is kind of unclear to me :(
By bsander at Sat, 2006/08/19 - 5:00am
Re: Decibel
Tapioca is a Voip framework developed by Nokia. Using the "example" application I was able to use Google Talk voice for the first time on my GNU/Linux system. :)
By Anonymous Coward at Sat, 2006/08/19 - 5:00am
I remember that the "Tenor" Contexual Linking Engine (http://dot.kde.org/1113428593/) was at one point going to be one of the cornerstones of KDE4. Is there any progress on that, or has it been (un)officially canned? It would be a shame if that were the case :(
By anon at Sat, 2006/08/19 - 5:00am
Re: Tenor?
There's a 'strigi' desktop search project that seems to be advancing fast, but contextual linkage is more than full-text search. Actually a full-text index doesn't contain explicit contextual information of any kind, and it can only be used to infer textual resemblances.
What I mean is you can notice that two files contain similar words, but you can't, for instance, notice that they are usually edited simultaneously. (Which would be nice to know within 'Open...' stuff).
To answer your question, yes, contextual linkage in KDE 4 is dead, unless somebody can tell us more...
By aaa at Sat, 2006/08/19 - 5:00am
Re: Tenor?
well, dead is a big word, there is still some thinking about it. but nothing concrete, no.
By superstoned at Sat, 2006/08/19 - 5:00am
Re: Tenor?
Something like this for KDE4 will come. But I would bet not for KDE 4.0.
Re: Tenor?
All that I found with Google is that Tenor "Chief Architect" Scott Wheeler is leaving SAP Linux Labs...
By MM at Sat, 2006/08/19 - 5:00am
Re: Tenor?
Which is hardly relevant given that SAP never paid him to work on KDE.
By Daniel Molkentin at Sat, 2006/08/19 - 5:00am
Re: Tenor?
Didn't knew about that. On the other hand its still the only information that looks relevant. The official kde.org site does not give any hint on the status of neither Kat, nor Tenor; the latest information I found is dated 2005. SVN activity is at a low level (latest update 4 month ago).
IMHO, the fact that Scott leaves a Linux related job in favor of a more multimedia related one (whatever this means in detail), _may_ be more relevant than it looks at a first glance. In his blog he wrote: "KDE has slipped to the background of late and like many aging ... F/OSS hackers I'm left wondering if that's a real transformation -- a shift in priorities -- or simply a phase that will be revisited once life settles down a bit..." (http://www.kdedevelopers.org/blog/72, 06/29/2006), even if it just means that instead of Tenor he prevers to work on Phonon (http://www.kdedevelopers.org/node/2007) or something else any time in the near future.
Maybe this is the time to look for some assistance for Scott?
By MM at Sat, 2006/08/19 - 5:00am
Re: Tenor?
I suppose I can drop in some details here:
Daniel was correct that SAP never significantly supported my personal KDE related projects. (There were however a few times that there were features or fixes that SAP needed inside of KDE that I was allowed to work on, but we're talking about maybe one week of KDE work per year.)
At my current job I'm doing cross-platform pro-audio stuff, which also has nothing to do with KDE, but for the moment I rather enjoy.
Sponsorship for my KDE work has never been something that I've sought. KDE is one of my hobbies and I'm fine with it staying that way. (Not to mention that I have to have normal full-time employment to remain in Germany where I've been for several years.)
So, then what's with Tenor?
Like I said above, KDE is my hobby. Sometimes I feel like working on it, sometimes I don't. (My life has also been really busy in the last few months, but really it's more of a matter of motivation than time.) When I don't feel like working on it, I don't. It's really that simple.
The desire to work on Tenor for me comes in waves. A couple months back I spent a few weeks hacking on it again. I haven't touched it since then.
So, will Tenor be in KDE 4?
Maybe. Really it depends on if and when I feel like hacking on it or if someone else decides to pick it up and run with it. Think of it as a surprise. ;-)
One thing that some people who ask me about this find interesting is this graph:
That, aside from being my first (and likely only) time to play with the Perl bindings for Qt, was the number of changes going into TagLib before I moved it into KDE's CVS. Every line is about a month (30 days). The main difference between how I've hacked on TagLib vs. Tenor is just that I kept very quiet about TagLib before I was ready to release. That's been my modus oparandi for most of what I have developed. (For instance, I was already using JuK as my day-to-day player before anyone else knew it existed.)
However, just from a searching perspective, I'm pretty excited about Strigi. I've talked a bit with the developers and almost all of the work that they're doing is orthogonal to the interesting parts of Tenor and the design of Strigi impresses me more than Kat did (both from an API and information retrieval perspective). They've got multiple backends and building one that used the Tenor store would not be terribly difficult.
Hmm, I'll probably blog this as well since most of the activity on this article is from a couple days back. Hopefully this clears up some of the current Tenor ambiguity.
By Scott Wheeler at Mon, 2006/08/21 - 5:00am
Re: Tenor?
By Scott Wheeler at Mon, 2006/08/21 - 5:00am
Re: Tenor?
Many thanks for your response. I'm really happy and delighted to read that Tenor is definitely not dead, as some people claim ;-)
One thing I am wondering about is, whether it is too early to change KDE apps to support Tenor, as soon as it is there.
I don't know if the API is already there, but even if not, it may be interresting to see what happens, if there's a DCOP (or DBUS) service that accepts notifications (e.g. from KMail saying that 'this' document has been 'sent' from 'xy' by 'email'), so everyone (may it be Tenor or any program else) is able to connect to that service for listening what happens on the K desktop.
E.g., someone may find that it would be a good thing if KDE apps would also send notifications on what documents they are now going to open, and which one they are going to close (and to utilize this in some kind of 'task menu', that shows currently open documents, instead of 'tasks').
I'm not sure if this is the way to go. Is DCOP/DBUS a viable solution for this kind of task? Or is a library better? Is it too early to create an API now or does it already exist?
However, thank you for answering, and for your work.
By MM at Mon, 2006/08/21 - 5:00am
Re: Tenor?
Seems like Tenor is not so important now that there's a decent KDE frontend to Beagle. I've been using it in SuSE and it's quite nice.
By jayKayEss at Sat, 2006/08/19 - 5:00am
Re: Tenor?
This is not the point at all. Beagle is a desktop search engine. Tenor is/was supposed to be a contextual linkage engine, see my previous post for the difference among the two.
By aaa at Sat, 2006/08/19 - 5:00am
Re: Tenor?
Isn't that a file system job?
By hill at Sat, 2006/08/19 - 5:00am
Re: Tenor?
Ok, its been a while since I've posted here, what the HECK is with that crazy anti-spam thing? Thats funny...
It isn't at the moment, but it should be. Unfortunately the three most used fileystsme (Ext3, XFS, and my favorite, ReiserFS) don't support this, and don't support plugins. Reiser4 does, but nobody uses it since it's not in the kernel yet.
But then someone would still have to write a plugin for Reiser4 to make it handle contextual linkage, which would majorly increase read/write time for the filesystem and also increase the filesystem's footprint.
For now its best left to userspace, where we can pick and choose what gets what kind of information.
By Aaron Krill at Sat, 2006/08/19 - 5:00am
Re: Tenor?
No, Tenor was meant to be able to search in ways such as 'file John sent me' and be able to see all files that you received from 'John' (whether you got them via an email in KMail, or over IM in Kopete). Stuff like that beagle can't do without lots of help, because the programs (in this case, kmail and kopete) would need to include the functionality to say either in the extended attributes of the file, or tell some central DB that 'John sent this file'. The file system has no way to know which program created/modified the file, much less that it was John that sent the file to you.
So the difference:
By Corbin at Sun, 2006/08/20 - 5:00am
Re: Tenor?
Personally, I don't want to even touch that Mono thing. In Gnome camp they are desperate to use Mono because it's clear that GTK and C are not leading them anywhere, but KDE has already a very nice and not encumbered development framework. Beagle solves an interesting problem, but a pure KDE solution is still needed IMHO.
By Derek R. at Sun, 2006/08/20 - 5:00am
Re: Tenor?
C is not THAT bad, and mono uses gtk# for it's gui.
By Mark Hannessen at Sun, 2006/08/20 - 5:00am
Re: Tenor?
By idoric at Sun, 2006/08/20 - 5:00am
GLScube sounds good and appears more elaborate than Strigi, but as other posters note, the issue is getting the semantic details to the search subsystem automatically. If I save an attachment from an e-mail message, I want "the system" to set all the "Sent by John" and "Subject of original e-mail" metadata; there's no way I'm going to enter all that metadata myself every time I click Save.
Also: "glscubefs... is a user-level file system that encapsulates the features of GLS³ in a traditional file system interface". Another day, another VFS!
Eventually there will have to be standard APIs for apps to provide metadata on save and other events.
By skierpage at Sun, 2006/08/27 - 5:00am
Re: GLScube
Re: Also: "glscubefs... is a user-level file system that encapsulates the features of GLS³ in a traditional file system interface". Another day, another VFS!
What's wrong with that? It only allows application that doesn't use directly GLS3' interface to use search functionality in it's file open dialogs...
The GLS doesn't use Fuse for indexing files.
By Milan at Mon, 2006/08/28 - 5:00am
How about a Win32 snapshot? I think I heard that mingw and MSVC compile kdelibs fine at this point (although D-BUS might still be an issue)
By Darkstar at Sat, 2006/08/19 - 5:00am
Re: Win32
hehe, without really knowing it, I would think the source is all you need to compile it in a windows environment.
By pascal at Sun, 2006/08/20 - 5:00am
Re: Win32
Take a look at http://www.kdelibs.com/wiki/index.php/Main_Page
kdelibs4 compiles out of the box with msvc and mingw (there may be errors due to some commits, but normally fixed in a few days).
Currently the biggest problem is dbus (http://sf.net/projects/windbus) - when this works all kdelibs-test need to be fixed for win32.
By ChristianEhrlicher at Mon, 2006/08/21 - 5:00am
Does the Krash preview already implement the new Portland intergration stuff?
By hill at Sat, 2006/08/19 - 5:00am
Re: Portland
This stuff is implemented by the XDG utils not by the desktop itself. The utils are currently in beta and can be downloaded from the portland site.
By Richard Moore at Sat, 2006/08/19 - 5:00am
SUSE rpms
kde on Win ?
is there a chance, that one glory day we'll see KDE running natively on Windows? because I miss it every time I am forced (you know, *the evil forces*) to use a Windowsmachine. i miss Koffice and Knotes and Kalarm and Kontact and most of all I miss my beloved Konqueror, because it is much better, faster and much more convenient than Firefox.
By cobalt at Sat, 2006/08/19 - 5:00am
Re: kde on Win ?
Yes, this is planned for KDE 4. The development code already compiles on win32.
By Richard Moore at Sat, 2006/08/19 - 5:00am
Re: kde on Win ?
thank you. :-))
By cobalt at Sat, 2006/08/19 - 5:00am
Re: kde on Win ?
Are we talking Cygwin here or is it the real deal?
By bsander at Sat, 2006/08/19 - 5:00am
Re: kde on Win ?
i meant "the real deal" and if I got it right, Richard meant the same.
By cobalt at Sat, 2006/08/19 - 5:00am
Re: kde on Win ?
Yes, that's right. TrollTech released a GPL version of Qt 4 for win32 which makes it possible for us to support it natively in KDE too.
By Richard Moore at Sat, 2006/08/19 - 5:00am
Re: kde on Win ?
my english ist poor, but wouldn't that be a nice name for the Windows-KDE: "KDE 4 The real deal"? ,-)
By cobalt at Sat, 2006/08/19 - 5:00am
Re: kde on Win ?
No! That would imply that the original KDE was inferior somehow.
By Lee at Fri, 2006/09/01 - 5:00am
No way!
I wish it will never happen, there is enough work to do on kde4 itself and porting to win32 is sabotage. Here is a short list of reasons for those who still doubt http://www.fefe.de/nowindows/
And if it ever happened, the win32 version would always remain a second-class citizen with more bugs, which would give bad publicity to the whole KDE project.
By bye at Sun, 2006/08/20 - 5:00am


text:
After a bitterly cold week, we've all spent a little too much time indoors, likely glued to some screen or another. And that's fine. But as soon as my front door finishes thawing out, I'm going outside.
There's just one problem: I'm probably still going to feel like I have more to do at my computer. The e-mail won't stop piling up, the machine runs sluggishly and even if I weren't looking at it, I'd be getting phantom phone vibrations, worrying that somebody was urgently trying to get in touch with me.
If you're shopping for New Year's Resolutions, here's the second in our $mart consumer-resolution menu: Spend less time focused on electronics by being more efficient.
Ryan Orbuch, 17, seems to use his time wisely. For one thing, the Boulder High School senior designed a to-do list iPhone app called Finish that has been downloaded tens of thousands of times — at 99 cents per download. Finish allows users to input tasks that need doing, along with due dates. Then the app takes over management of those tasks, sorting them into short-, medium- and long-term tasks.
"You're offloading future thinking that you would otherwise have to do," Orbuch says. "It's a good payoff."
Getting to that payoff requires using a system wisely. Orbuch, who says he also likes the immensely popular productivity app Evernote, has this advice for people hoping to spend less time worrying:
"When you have a tool that you can outsource some of your thinking to, actually trust that tool."
That applies everywhere, not just with Finish. Whatever your method is, it's important to stick to it to get the most out of it.
The idea behind this section isn't to load you up on tech tools and have you spend all of your time using them — the idea is to reduce the amount of time you spend spinning your wheels.
Dave Burdick: 303-954-1957, firstname.lastname@example.com, twitter.com/daveburdick


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The lowest fare found from Newcastle (NCL) to Dalaman (DLM) was £571 with Jet2. The fares shown here are the lowest flight prices to Dalaman obtained in actual searches by Just The Flight customers. To search and book flights to Dalaman, please enter your travel requirements in the search form above, and click the search button.
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text:
OCEAN CITY — The federal government last week announced it was moving forward with an aggressive five-year plan to expand offshore drilling for oil and natural gas, but a vast, three million acre track of ocean off the mid-Atlantic Coast is not part of the short-term plan.
The U.S. Department of the Interior's Bureau of Ocean Energy Management (BOEM) last week announced it had completed its analysis of a five-year plan from 2012 to 2017 to begin exploring and ultimately tapping into the nation's vast oil and natural gas reserves in several areas around the country in a continued effort to wean the U.S. off its dependence on foreign oil. Conspicuously absent from the five-year plan, however, is a vast tract totaling nearly three million acres off the mid-Atlantic coast just about 50 miles from Ocean City.
The BOEM report includes a variety of reasons for not pursuing the mid-Atlantic area for offshore oil and natural gas exploration and drilling such as the potential conflict with the extensive military facilities and operations in the area in and around the Norfolk area. Also, the report suggests the data about the potential reserves of oil and natural gas off the mid-Atlantic coast is decades old.
U.S. Senators Barbara Mikulksi and Ben Cardin had voiced concern, if not displeasure, with the concept in the past.
"While certain Atlantic states are supportive of offshore oil and natural gas leasing in the mid-Atlantic planning area, many other Atlantic states expressed concerns about oil and natural gas development off their coasts and in neighboring areas," the BOEM report reads. "Accordingly, BOEM is proceeding with a region-specific strategy to address these considerations and support future decision making regarding whether, and if so where, potential offshore oil and gas lease sales in the mid-Atlantic planning areas would be appropriate."
The BOEM report concludes further study and exploration in the vast area off the coast of Virginia and Maryland will continue.
"Taken together, these factors support the decision not to include the mid-Atlantic planning areas for evaluation at this stage of the five-year program," the report reads. "However, the BOEM is currently pursuing a specific strategy to resolve significant potential conflicts between oil and gas activity and other important uses in these areas including military, fishing and vessel traffic uses as well as environmental and infrastructure concerns."


text:
For the past three years, Mandy Hayes had counted on her mother to care night and day for three of her children after another son at home had become too much to handle.
TOLEDO, Ohio (AP) ? For the past three years, Mandy Hayes had counted on her mother to care night and day for three of her children after another son at home had become too much to handle.
When she decided it was safe to bring all of them back home in recent weeks, her mother snapped, killing her three young grandchildren and herself with the help of her 32-year-old son who also died, police said.
Letters left behind indicate 54-year-old Sandy Ford and her son Andy son carefully planned the murder-suicide by barricading the garage in their Toledo home, nailing plywood over the windows and then running two hoses from the exhaust of his pickup truck into the rear window of a car where all five were found dead, police said.
Police are waiting for autopsy results.
The family disagreement over where the children should live erupted within just the past week, with police and children services workers being asked to intervene. But both said there was never any indication that the dispute would end in tragedy.
Firefighters using a sledgehammer broke down the garage door to find the bodies of 5-year-old Madalyn Hayes, her 6-year-old brother Logan and 10-year-old sister Paige slumped inside a car, along with their grandmother and uncle. Two hoses attached to the exhaust of a pickup truck pumped gas fumes through the car's rear window.
Police said letters inside the house indicated the woman and her son plotted the murder-suicide, beginning by picking up the children from school Monday morning after their mother had dropped them off earlier.
Toledo police Sgt. Joe Heffernan wouldn't say what was in the letters, but it appeared some were written by the children.
"We're trying to figure out all the why's in this," he said.
Authorities were called to the home by the children's frantic grandfather after he discovered the letters and was unable to force open the garage door. Despite the grisly scene, investigators found no signs the children were forced into the car and believe all five died of carbon monoxide poisoning.
Until last week, the children had spent the last three years living with their grandparents, Sandy and Randy Ford, and their uncle at a house in a residential neighborhood close to the Michigan state line.
Mandy Hayes had asked her mom for help caring for the three children because a fourth child was becoming disruptive, said children's services representatives and a family friend.
"She was just being protective," said the friend, Cammie Turner.
While the children were living with their grandparents, their parents saw them almost every day and went on outings to parks and the zoo, Turner said.
"Their kids mean everything to them," she said.
But recently Hayes had decided they should all return home, and the children moved back in with their parents last week, upsetting Hayes' mother, Turner said.
"Mandy wasn't taking the kids away from her entirely," she said. "She wanted them home. It wasn't like she was taking them and grandma could never see them again."
Turner said Hayes had confided that her mother was controlling, but she never seemed alarmed by it.
"It doesn't make sense," she said. "I can't imagine. To have your mom...."
Police were at the house last week and children services workers met with both sides of the family, most recently on Saturday, said Dean Sparks, executive director of Lucas County Children Services.
"We only know that there were a lot of allegations back and forth," he said, adding that Sandy Ford was worried about placing her grandchildren back in the home with their 9-year-old brother, who had been disruptive in the past.
Mandy Hayes and her husband also have a baby who was born just less than a year ago.
But the agency had no authority to decide who should keep the children, Sparks said, and the parents had every right to bring them back into their home.
Turner said she never saw any indication of a strained relationship between Hayes and her mother, and they never went to court over the issue of custody.
Family members declined to comment.


text:
Card Inspirations is a UK based company established over 18 years ago. We're passionate about card making and scrapbooking.
We cover card making, card stitching, scrapbooking materials and card blanks and card stitching patterns.
A particular speciality is stitching cards and iris folding. There a huge range of the beautiful form-a-lines stitching card patterns and several stitching sticker kits. Also a great range of iris folding cards, iris folding papers and iris folding books.
We are continually searching out new card making techniques and new scrapbooking products.
It is with great sadness that we have to inform you the Card Inspirations online shop is now closed.
Thank you to our customers for their support over the years.
However, we are pleased to say Form-A-Lines stitching patterns are still available by download from the Form-A-Lines website.


text:
Brenner Children's pediatric emergency department has moved back to its original location. Learn more
In order to help protect patients, family members and health care workers from the spread of COVID-19, no visitors are allowed at any of Wake Forest Baptist Health's outpatient or inpatient facilities, except in certain situations.Learn moreMore COVID-19 Updates
As girls grow into teens, it's important that they receive appropriate medical care. The American College of Obstetrics and Gynecology (ACOG) recommends that young women have their first visit with an obstetrician-gynecologist (OB/GYN) between the ages of 13 and 15.
For most teens, the first visit will include an external examination of the genitals but not an internal examination of the reproductive organs, which is recommended beginning at age 21 for healthy women. However, if your daughter has abnormal vaginal bleeding, painful periods, unusual vaginal secretions, or other problems that may be associated with her reproductive health, she may need a pelvic exam sooner.
The idea of seeing a gynecologist or having a pelvic exam can make a girl feel nervous, embarrassed, or scared. By explaining why the visit is necessary, giving your daughter a sense of what to expect, and addressing any questions or fears she might have, you can help her feel more comfortable about taking this step.
Chances are, your daughter has associated visits to the doctor with health problems. She may not understand why she would go to the doctor when she feels perfectly fine.
Explain that the visit serves at least three main purposes:
Also, you may want to reassure your daughter that even though there are a lot of different parts of the gynecological visit, the actual physical exam — and the part she might feel most uncomfortable about — doesn't take long.
The doctor or nurse practitioner that your daughter sees should be someone who takes the time to make her feel as comfortable as possible. Though you have probably been the dominant force in making your daughter's health decisions up until now, it's wise to involve her in this one.
Here are some ways to consider your daughter's preferences:
Your needs are important, too — you should trust this person with giving your daughter appropriate information about important decisions in her life.
Once you have your daughter's input, use these suggestions to find a doctor who best fits your family's needs:
Other questions you may want to ask:
Share the answers to these questions with your daughter. And don't hesitate to interview several health practitioners before deciding on the best fit.
Your daughter should be prepared to answer questions the doctor asks relating to her medical and reproductive history, including:
Through this discussion, the doctor will decide which tests to run and what issues to discuss. Stress to your daughter the importance of answering these questions truthfully, even though she might feel uncomfortable about it. For example, the health professional can help determine, based on your daughter's sexual history, whether she is at risk for sexually transmitted diseases (STDs). If she is, the doctor will know to test for them.
Encourage your daughter to ask any and all questions she has — no matter how stupid or embarrassing she fears they may be. Let her know that nothing she says will be something that the doctor or nurse hasn't heard before or will share with anyone else. Remind her that this information is confidential.
Your daughter has probably experienced a physical before, so most of this will be familiar territory for her.
One of the health care workers, probably an assistant or nurse rather than the doctor, will measure your daughter's vital signs, including weight and blood pressure. The doctor may examine her neck, breasts, heart, lungs, and abdomen. Your daughter may also provide a urine sample.
This examination gives the doctor background on your daughter's general health and a baseline to use for comparisons in future exams.
Though breast cancer is very rare in teens, the breast exam is still an important part of a GYN visit. During this part of the exam, the doctor or practitioner will do a breast exam to make sure that your daughter is developing normally and to detect lumps, cysts, or breast problems.
Before the exam, try to give your daughter a sense of what will happen in the exam room. It's important for your daughter not only to know what to expect, but why the doctor is doing it and how any discomfort she is feeling can be minimized. If applicable — and both of you are comfortable with the idea — consider letting your daughter see these steps firsthand by sitting in on one of your exams.
If she hasn't already, your daughter will undress and put on an examination gown. Her pelvis and thighs will be draped with a sheet. She may be asked to lie on the table with her knees bent and spread apart. The doctor may have her place her feet in stirrups. In this position, the doctor will check the vulva (the external genitalia).
The purpose of this part of the exam is to make sure there are no sores, swelling, or any other problems with the external genitalia.
If an internal pelvic exam is needed, the doctor will place one hand on the outside of your daughter's abdomen and one or two fingers inside the vagina.
The clinician's hands are used to feel the size and position of the ovaries and uterus. An instrument that opens the vaginal walls (speculum) allows the doctor to visually examine the walls and cervix and to perform screening tests, such as a Pap smear and tests for some STDs.
Let your daughter know that she may feel some pressure, but this shouldn't hurt. She may be able to decrease any discomfort by taking slow, deep breaths and relaxing her stomach and vaginal muscles. In addition, the clinician will likely make efforts to make her feel more comfortable by starting up a conversation or having interesting posters in the room to look at.
During the internal exam, the doctor or nurse may take a Pap smear. Gynecologists recommend a Pap smear beginning at age 21, and then typically every 3 to 5 years.
In a Pap smear, cells are gently scraped from the cervix using a small brush and a small spatula. The specimen is sent to a lab to check for abnormal cell changes and cervical cancer.
The practitioner may recommend the human papillomavirus (HPV) vaccine. This vaccine protects against the main types of HPV that cause genital warts and certain types of cancer, especially cervical cancer. Even if your daughter receives the HPV vaccine, she should still get regular Pap smears beginning at age 21 to screen for forms of cervical cancer not covered by the vaccine.
Testing for STDs is not automatically included in a gynecological exam. However, girls who have been sexually active should be tested for STDs. Some STDs can be tested for with blood or urine tests. Sometimes, the clinician obtains a sample with a cotton swab (just like during the Pap smear) during a pelvic exam.
The samples are sent to a lab, where they are tested for STDs like gonorrhea and chlamydia. When talking to your daughter about whether she should get tested, it's important that she know that vaginal intercourse isn't the only way to contract these infections — they can be passed through oral and anal sex as well.
The office staff can let you know different options for your daughter to get the results confidentially. For instance, instead of calling the patient or sending a letter with the results, some offices require the patient to call in.
Once you and your daughter have gone to the first visit, encourage her to talk about the experience (as much as she is comfortable). If she indicates that the doctor or nurse practitioner made her feel uncomfortable, discuss finding a new one. Once she starts, your daughter should continue to go for gynecologic visits every year to keep her informed and healthy.
Reviewed by: Elana Pearl Ben-Joseph, MD
Date reviewed: October 2013
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Everett and Jones Catering Service
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For over 30 years Everett and Jones BBQ has been providing on-site catering services for events throughout the Oakland, San Francisco, San Jose and Sacramento areas. No event is too small or too large. From wine tastings, tailgate parties, weddings, business lunches and dinners, we service events with from 20 to over 700 guests. We also offer an on-site banquet facility.
Let Everett and Jones BBQ simplify your planning and take the stress out of your event planning by providing full service on-site catering services including food prep, delivery, setup, serving and clean-up.
You can view/download PDF's of our CATERING FORMS (in from the right sidebar) for you to plan out your affair. Please call us so we can personally discuss your needs and answer any questions you have.
You can contact our Catering Manager at (510) 663-2350. If you prefer you can send us your contact information with the catering form below and we will get back to you ASAP!!
We also offer full service catering, a banquet facility and, for your convenience, our new Online Ordering system. We have 2 locations, 126 Broadway in Oakland, CA and at 4245 MacArthur Blvd in Oakland, CA right near Jack London Square. We also offer live music entertainment, featuring blues music at Q's Lounge and Dotha's Juke Joint.
Green Salad
- $ 7.00
Fresh garden salad With our special house dressing. Salad Dressings: House Oil and vinegrette blended with our Medium barbeque sauce Ranch
Green Salad topped with Smoked Chicken
- $ 9.00
A bed of mixed greens Topped with slices of tender smoked chicken Served with our own Barbeque sauce house dressing.
Pork Rib Dinner
- $ 20.50
Perfectly smoked pork ribs to superb tenderness, with our Super Q seasoning over an Oak wood fire, Topped off with our award winning sauce, HOT (watch out!), medium, or mild. Select two side orders.
Chicken Dinner
- $ 14.75
One-half juicy chicken seasoned and Smoked on an open fire grill, Select two side orders.
Homemade Link Dinner
- $ 18.00
Beef Brisket Dinner
- $ 17.75
Choice selected Beef Brisket cooked over Oak Wood with a special Marinade (Goop) That gives it the tender, tasty outer crust, Comes with your choice of two side orders.
SLAB of PORK RIBS
- $ 43.00
[caption id="attachment_2801" align="alignnone" width="300"] Finishing the slabs on the 4th of July.[/caption] This is not your small individual portion; This portion feeds 3-4 people. When we say a slab, we mean the WHOLE SLAB of pork ribs with Three side orders and corn bread.
Gift Cards
- $ 0.00
Give a friend or loved one a gift card from Everett and Jones. Cards can be loaded with any amount and can also be reloaded when used.
Ranch Beans
- $ 2.50
Mom's Collard Greens
- $ 3.50
Candy Yams
- $ 3.50
Macaroni and Cheese
- $ 4.00
Potato Salad
- $ 2.50
Macaroni Salad
- $ 2.00
Cole Slaw
- $ 2.50
Cornbread Muffin
- $ 1.25
Extra Sauce (5 oz.)
- $ 2.00
Sweet Potato Pie
- $ 4.25
Pecan Pie
- $ 4.75
Chocolate Cake
- $ 5.50
Sock-it-to-me Cake
- $ 5.50
Caramel Cake
- $ 5.50
wedding catering San Jose
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States are struggling to meet requirements for long-term care and support services for elderly and disabled adults, even as more states are increasing participation in home- and community-based health services (HCBS), according to a report released in July.
The report was issued jointly by AARP Public Policy Institute, the National Association of States United for Aging and Disabilities and Health Management Associates. Furthermore, demand is growing for non-Medicaid services even though many states are maintaining current funding levels or reducing them.
The report identified a disturbing trend among the long-term services in demand. Between 2010 and 2012, more than 60% of responding states have seen an increase in demand for adult protective services. However, expenditures on these services remain largely unchanged, and some states reported a decrease.
Furthermore, according to AARP, there's no current source of federal funding to support APS programs. Passed in 2010 as part of the Affordable Care Act, the Elder Justice Act authorizes federal funding for APS programs, but Congress has yet to act. "Due to their heavy reliance on state funds, APS programs exhibit particular sensitivity to economic downturns and declines in state revenues," the report noted.
The report, "At the Crossroads," was conducted last fall among state aging and disability agencies and Medicaid agencies. The report includes responses from 48 Medicaid agencies, including Washington, D.C. (North Carolina, South Dakota and Wisconsin did not participate), and 48 aging and disability agencies (Florida, West Virginia and Wisconsin did not participate).
[Check out Top 10 Cheapest States for Long-Term Care Costs: 2013 at ThinkAdvisor]
Although some state's fiscal conditions have improved since 2007, the study found recovery was "inconsistent." Most states said they expect their 2013 tax revenue to exceed their pre-recession level, but 16 states expect revenues will remain below their pre-recession level.
"The recession affected states at different times, and to different degrees," according to the report. "The impact of the economic decline in any single state would be cumulative over time and would depend not only on the magnitude of revenue decline from pre-recession levels, but also on the length of time the state experienced such a decline."
Medicaid is the largest funder of long-term aging and disability services, the report found, with a combined state and federal total of $131 billion in 2011. While 7% of Medicaid recipients are receiving benefits for long-term care services, they account for 30% of expenditures.
"It's increasingly evident that we need to rethink how we address long-term services and supports in this country," Susan Reinhard, senior vice president for the AARP Public Policy Institute, said in a statement. "Long-term services and supports are critical not only to the population they serve, but also to the family caregivers who support them."
The report found 24% of state agencies reported an increase in the non-Medicaid portion of their budgets between 2011 and 2012. Almost half reported no change and 30% reported a decrease. For 2013, most agencies expected the same level of expenditures.
Resource centers and home-delivered meals were common targets for increased expenditures, and were the most in-demand services reported by states that participated in the survey. Information and referrals, support for caregivers, and transportation services were also in high demand.
The most frequently used strategy to reduce costs was to streamline operations or form new partnerships rather than cut services. Just two states reported they eliminated programs or programs in 2012, and none reported they would make such a move in 2013.
Resources for HCBS waiver recipients are expected to increase and the nursing home population is expected to decrease or stay the same, the report found. Eighty percent of states that responded said there are more waiver recipients or will be over 2012 and 2013. Consequently, expenditures have increased as well. Over half of the states that said they increased waiver expenditures did so by 5% or more, and 21 states expect to do the same in 2013. Five states said they would increase expenditures by 15% or more.
One initiative many states are undertaking is to improve coordination between people who are eligible for both Medicaid and Medicare. Over 10 million people are dually eligible, the report found, and two-thirds of responding states said they're launching new initiatives over the next two years. The most common initiative is a risk-based managed care financial structure.
"The decision by so many states to transform their Medicaid LTSS systems from fee-for-service to managed care ranks as the most significant byproduct of The Great Recession," Martha Roherty, executive director of NASUAD, said in the statement. "But our report documents that other vital programs for seniors, reliant entirely on state revenues, still languish six years after the recession began. As their economies improve, states now must turn their attention to other state programs like Adult Protective Services, still struggling with reduced or flat funding, hiring freezes and staff reductions."
Check out these related stories on ThinkAdvisor:


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Real estate mogul Nicholas Schorsch continued his newsmaking run on Wednesday, with the announcement that one of his firms, RCS Capital Corp., has filed preliminary paperwork to purchase the independent broker-dealer Investors Capital Corp.
The news comes on the heels of a similar announcement on Monday that RCS would acquire the liquid alternative investment firm Hatteras Funds, as well as the announcement in early September that high-profile Advisor Group president Larry Roth would join Realty Capital Securities, the nontraded REIT broker-dealer and wholesaler arm of RCS Capital, as its CEO.
The announcement states that longtime Investors Capital Corp. president and CEO Tim Murphy and Hatteras Funds founder David Perkins will continue in their leadership roles with their respective firms.
Jon Henschen, president of IBD recruiting firm Henschen & Associates, praised the Investor's Capital acquisition as a win for the Lynn, Mass.-based firm.
"Investors Capital has been a family culture operation since inception," he told ThinkAdvisor on Tuesday. "With the purchase of the firm, the family culture will stay intact, but now they will have deep pockets behind them, which is always welcome in a small-spread industry. The terms of the purchase were contingent on staffing and culture to stay intact, so for Investors Capital, this was a win-win."
Access to capital is a struggle in the independent channel, he added, and the Schorsch purchase "is a smart way to achieve this goal while remaining conflict-free."
Incorporated in 1995, Investors Capital has 550 registered representatives across the United States.
As for the Hatteras acquisition, deep pockets were also a factor, with Perkins noting in a statement that "We believe that our clients will benefit from immediate access to RCAP's well-capitalized and diverse distribution platform. We are excited to join with RCAP allowing us to continue to develop alternative investment solutions for financial advisors and their clients across the liquidity spectrum."
Schorsch added that "With over $2 billion under management across multiple alternative investment funds, the Hatteras Funds Group manages and distributes 'best of class' liquid alternative investments to what we view as a sophisticated client base."
Still, RCAP says it has pretty much tapped funds raised from its June IPO, points out Chip Roame, head of Tiburon Strategic Advisors, which could be a signal that its "buying spree is over for now."
Roame says RCAP's latest purchases remind him of the playbook followed by AIG and Advanced Equities as part of their respective growth strategies. "AIG rolled up IBDs, and Advanced Equities bought IBDS and sought specifically to distribute alternative products," he explained in an interview.
In other words, "Larry Roth's move to RCAP is making more sense every day," shared the consultant (who will soon host the fall Tiburon CEO Summit in San Francisco).
– Check out these related stories on ThinkAdvisor:


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The Muskingum Lakes Chapter of the American Red Cross is merging with the Stark County Chapter, effective immediately.
The Muskingum Lakes Chapter of the American Red Cross is merging with the Stark County Chapter, effective immediately.
Residents in Tuscarawas, Harrison and Carroll counties should notice no difference in the services the agency provides, according to Kimberly Kroh, executive director of the Stark County Chapter. The three counties will now be included in her area of responsibility.
"It will be a seamless transition," she said. "Nothing will really change."
The Red Cross will continue to operate locally from the office it owns at 1451 Fourth St. NW.
"It will be used for the same purposes," Kroh said. "If we have extra space, we may lease part of it out, but we will wait until everything unfolds."
Jeannette Meiser, who has served as chapter manager since September, will remain as a Red Cross employee. "Her title hasn't been determined yet," Kroh said.
Meiser is the only paid employee of the Muskingum Lakes Chapter. The rest of the staff consists of volunteers.
Kroh said she will spend at least one day a week in New Philadelphia.
Kevin Spears, superintendent of the East Central Ohio Educational Service Center in New Philadelphia and a member of the Muskingum Lakes Chapter board for the past five years, said he has reservations about the merger.
"I understand the move, and I understand they're going to a regional model," he said. "But I'm very concerned how it will affect local control."
The first Red Cross chapter in the area was founded in Tuscarawas County in 1917. In 1980, chapters in Tuscarawas, Harrison and Carroll counties joined to become the Muskingum Lakes Chapter. The chapter serves more than 125,000 residents in the three counties.
According to a press release from the Red Cross, the consolidation will ensure consistent services and maximize donated dollars to support the Red Cross mission of alleviating human suffering in the face of emergencies. The merger will also allow for equipment and skills set of staff and volunteers to be shared seamlessly.
Kroh said the Red Cross has been in the process of consolidating chapter. Ten years ago, there were more than 3,000 nationwide. "That's an ineffective way to run an organization," she said.
"We want to better stewards of our donors' dollars. We are trying to do that without a pull-back in services. We're just utilizing our dollars better."
She noted that Stark County had three chapters until 2005, when they were joined together to form the Stark County Chapter.
Both the Muskingum Lakes and Stark County chapters are part of the Northeast Ohio Region of the Red Cross, and some services have been regionalized. For instance, the disaster services manager in Canton already serves both chapters, she said.
"As of today, 91 cents of every dollar goes to services," Kroh said. "We couldn't say that 10 years ago."
Spears said the concept of regionalization was introduced to Muskingum Lakes board members about two years ago, while Chad Conrad was executive director. "We knew this was coming," he said.
"I am amazed at the community support we have in Tuscarawas County, and how people have supported fundraisers and helped the cause," he said.
Spears returned to his concerns about how the merger will result in loss of local control. "Will it hurt the support we have received and result in a loss of local programs?" he asked.
Kroh said she is familiar with the Tuscarawas, Harrison and Carroll County areas.
"I'm looking forward to this," Kroh said.
Reach Jon at 330-364-8415 or firstname.lastname@example.com
On Twitter: @jbakerTR


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