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Home Mortgage Insurance QuotesHome Mortgage Insurance Offers
Simply cite me to get help and advise with your household insurance and to offer you a variety of offers to select from. Since home contents insurance is a significant and substantial capital expenditure for house owners, it is important to take your sweet moments to review your choices. In order to receive a free and non-binding offer for household insurance:
What is household insurance?
You' re just a fast and simple way to find the right policies, away from displaying several insurance offers. What is household insurance? Household insurance is cover against things like fire and burglary that could harm your home or property. It consists of two characteristics, the building insurance and the household insurance, which can be acquired separately or in combination.
They can also see that it is referred to as household insurance, it is all the same. What is the distinction between household insurance and building insurance? The building insurance policy will protect the building of your home and its fixed equipment, such as built-in canteen and toilet. Household insurance insures your belongings and valuable items against accident, burglary and forfeiture.
Essentially, if it's something you would take with you when you move, it's classified as content if it were left behind - it's a building. You wonder how much content insurance you should have? Visit our content computer for household insurance. How do I get an offer for household insurance?
Enter some detail into our quotation engine. Your real estate detail - when it was constructed, if you have a low profile rooftop, what kind of front doors are locked, etc. Your value of your valuables - no need to worry, we have a How to guess how much content insurance you need and a content computer!
The number of people and when they are normally at home. Will I need household insurance? Household insurance can cover your belongings and what they contain, whether you have building insurance, household insurance or both. In contrast to auto insurance, there is no statutory obligation to have household insurance, but it is a good thing to have some kind of insurance.
Even if you have a mortgage, your creditor will demand that you have building insurance. What is the amount of household insurance? You' gonna have to get an offer if you want to know exactly how much you're gonna pay. If you are after a guide number, then the median building and content policies ratio combined was £163.
03 in August 2018 according to the AA UK Insurance Premiums Index. What can I do to make my household insurance less expensive? Join a neighborhood monitoring program - if you reside in an area under a neighborhood monitoring program, you can get a rebate on your home contents insurance. Maintenance of your real estate - preventing events is the best way to keep insurance cost low and reduce the cost of real estate possession in general.
Isolate your pipe in cold weather, fix gutters and tile, keep tree and leaves in bay. Pay close attention now to the management costs - one of the big buried costs on home insurance and all too easily ignored when it comes to brokering coverage. Paid 5 or 10 more for insurance with fair management fee can help you saving a lot more during the term of the insurance contract.
Protect your no-claims bonus - are you thinking about making a small insurance claim that you could instead cover yourself? Could safety devices lower my insurance costs? When you have the right safety precautions, or extra safety, you can find the costs for your home contents insurance premiums losses. You' re just a fast and simple way to find the right policies, away from displaying several insurance offers.
home insurance valuations - who is the best? Best household insurance is offered by... whoever has the best insurance for your needs at the best possible cost. Check out the home insurance deals to see what's out there, or take a look through some of our guidelines on the major home insurance carriers.
Choosing the right home contents insurance for a landmarked home can be harder than choosing a default home, but comparison of offers and buying around could bring you the business you need. When your house is not a normal construction, i.e. tiled wall with a tiled ceiling, you may need special household insurance.
Characteristics such as shallow covers or reed covers are widely considered by insurance companies to be non-standardised. Insurance coverage offers coverage for articles such as cellphones, laptop computers, camera's, pens, player's, eReaders and GPS equipment which can be costly goods. If your home contents insurance already offers insurance for gadgets, review your insurance so that you are not doubly insured.
This is where rental insurance comes in. Insure yourself for building, content, accident damages, rental responsibility and/or alternate accommodations. Very few household insurance companies provide coverage for damages caused by your own companion animals, so you may want to take out one. However, first verify your guideline.
Safeguard your watch, betrothal ring, jewelry, and other valuable items from lost or stolen with the right insurance coverage. Tenant insurance is quite similar to household insurance, only for lessees. You should have your lessor take good charge of the building insurance. There are also specific insurance for students, but you can also take a look at the content insurance.
Although it's crisp from the carton, it's still a good idea to get some coverage and get it covered with a newly built household insurance. However, also make sure that your new home has a builders warranty that provides a set term during which you can address any problems or problems.
A second home that can remain uninhabited for a longer period of possible rental risks is unlikely to be covered by periodic household insurance. However, there are specialised insurance companies that can make you an estimate - try our special insurance guidebook for cottages.
Ranging from tree insurance to tree insurance, flooding risk to jewelry, we have guidelines for every facet of household insurance. Is my home insurance covering my content outside my home? Insurances may provide coverage for objects removed from the home, such as cell telephones, laptop computers and jewelry. You may need to purchase extra coverage, known as face-to-face ownership or all-risk coverage, if you wish to use this feature.
Here are the four phases in which you can make a claim on your household insurance: Does household insurance coverage include a spill? Freezed and cracked tubes are a primary resource for household insurance entitlements, but coverage differs greatly from police to police. They can also verify if you have evidence and coverage to your home contents insurance, as this can be priceless if you need to find and fix a leaky tube.
Need household insurance for an apartment? When you rent an apartment, you should consider a rule that will protect your content, and if the apartment is yours, then you need to think about construction and content coverage. If you need a covering depends on whether you are an owner or tenant and whether there are any local regulations.
Naturally we have a complete grease book on low profile insurances. Is it possible to buy insurance for an uninhabited real estate? Yes, but the longer the building is empty, the fewer insurance companies you will have to select and the higher your premium will be. If you receive an offer, you will be asked if the real estate will remain uninhabited for more than 30 calendar nights and, if so, if it will be uninhabited for 30-45 calendar nights or more than 45 calendar nights.....
What is accident insurance? Losses or damages of an incidental character are covered. In building insurance, this could include an event such as unintentionally driving a pin through a tube, while household insurance could include paints spilled over a rug or a precious destroying vessel. Exceptions such as ordinary pet usage and casualty damages usually count, and while some insurers include casualty insurance, others may require you to purchase it as a supplement.
What is household insurance? It is an contingency insurance for things like heat, sanitation and electricity. Priceless when important service failures occur, this coverage is completely discretionary. Don't duplicate - make sure that you already have household insurance via your household insurance or via another provider such as a packed checking house before purchasing a seperate insurance policy.
What are the cost of the law? Insurance against civil liability offers coverage against the cost of a lawsuit or an action against another person. Each policy is different, but most covers court cases in which the house is involved. It is not mandatory for household insurance, but can be taken as default or as an additional benefit.
Verify the small letters and look for omissions. Will I need company insurance to work from home? When you work from home in any function, it is important to let your home insurance company know. It is not necessary for you to take out extra coverage, but if you do not tell them about it, it could cancel a right in the event of a loss.
Which are the excessive aspects of household insurance? Deductible is the amount of cash you have to spend to make a claim on your household insurance. Tell them that you have stole something from your home that was £250 valuable and you have a deductible of £150 on your home insurance. They would give 150 to your underwriter and they would chub the other 100 up.
So what is the mandatory deductible? It is the surplus determined by the insurance undertaking. All household insurance will not have a mandatory deductible, but it is quite in use. Various parts of your household insurance can have different excess processes. What is the purpose of the deductible? This is the amount you must contribute in the event of a loss in order to cover the cost of the loss, in accordance with the deductible established by your insurance provider.
Selecting a higher amount of optional deductible when taking out your household insurance means that you will receive a lower rate. Be sure that you can buy it, that you can buy it, if the worse should come to the worst, and you have to make a demand.


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I just finished uploading this House for sale, 115 Coyote Creek, Sundre, Alberta
Love golf? Get ready for the 2017 season with your own golf getaway. Here is a fantastic opportunity to get the vacation home you have always dreamed of. Located in the sought after Coyote Creek RV Resort. This beautifully maintained destination trailer and landscaped lot are ready for you to just move in and relax. Park runs along the incredible championship golf facility, Coyote Creek Golf Course. This resort is gated and secure. You are only minutes from the Red Deer River where you can quad, motocross, hike, fish, horseback, cross country ski and more. It offers recreation for everyone. The trailer included is an air-conditioned '13 Cedar Creek 40CRL. It offers a 40" flat screen HDTV, electric fireplace, 2 La-Z-Boy recliners and an air sofa bed. The bay window overlooks the back of the property for maximum enjoyment of the private view. Get in now and enjoy this summer!

subset: commoncrawl


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Room Details
Not one, but two king sized beds in the bedroom plus a pull-out sofa bed in the living room. Very spacious indeed! A refrigerator and microwave is included along with 2 separate tvs. Enjoy a complimentary hot breakfast every morning. First floor suite, Living Room Space, Over 550 sq ft Sofa Bed Separate Living Room Wireless
- Safe
- Hairdryer
- Iron
- Wireless internet


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The average age of first-time buyers has been rising steadily, and today many people don't manage to buy their first home until well into their 40's.
If at all. Years ago, our parents' generation bought houses as soon as they started work or got married. Well before having children. They'd raise families in that same house. Only moving if they needed more space as their family grew, or when the kids left home, and the house was too big.
Now, those married with children can spend years moving between substandard rental homes, struggling to save the huge deposit they need. Only to find they can't get a mortgage when they do. More people than ever before are finding that even at retirement age, they still need to find money for rent. However, buying in your 20's is still possible. And recommended. Here's how you can do it.
Stay at Home
The best way to manage to buy a house in your 20's is living at home with your parents until you are ready. Generally speaking, parents charge significantly less rent than private landlords, and you won't have to worry about things like home insurance.
Obviously, this isn't always an option. But, if you've got a good relationship with your parents and enjoy living with them, it could give you a great head start when it comes to getting on the property ladder.
Ask for Help
Your parents can help in another way. Financially. Many people that buy a house in their 20's, or even later, do it with financial support from their parents. This could be lending money towards a deposit or being a guarantor on your application. Speak to your parents and a mortgage adviser to see what options you may have.
Getting a mortgage is always tough, but you've got a much better chance of being approved if you save a larger deposit. It means you are asking to borrow less, but also shows that you are good with money, have the ability to save, and can live off a smaller income.
Get Credit
Getting into debt is never a good idea. And many young people with credit cards get carried away and make mistakes. But, not having a credit history is just as bad. You'll need a good credit score to get a mortgage and have a chance of buying real estate, and to do this; you need to build a credit history. Take out a credit card, but use it very carefully. Then look at other easy ways to build your score.
Buy Small
Remember, the first home you buy doesn't have to be the house you live in for the rest of your life. Buy smaller to get a foot on the ladder. Just think, you could have paid the mortgage off by the time you are ready to move again, giving you a massive deposit for a bigger property.
Owning your own home in your 20's can set you up for life. Even if it's not "the" home and you move again before you settle with a family, it's the best start possible.
This is a collaborated post.


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Comments by readers!
Like this one in 2017 about a Spitfire pilot who I knew little about.
Source: http://baromesnil.canalblog.com/archives/2013/03/08/26601272.html
Thank you for this valuable information. Bill was one of three best friends who signed up for the RCAF in May, 1941 from his hometown of Sudbury. All three wanted to be pilots and they got their wish: Bill in a Spitfire, Syd Smith in a Wellington and my uncle, Donald Plaunt, in a Lancaster. Syd was the only one to survive the war, although he was shot down over France and fortunately escaped through Gibraltar. He wrote his autobiography (Lifting the Silence) in which Bill Lane was included, along with my uncle. I wrote a biography of my uncle (Write Soon and Often) and included much on Bill and Syd, however, I wished I had found more about Bill. I knew he was killed five weeks after my uncle and was the second son in his family to have been killed. I wanted to add a Tribute section to my website to my uncle's crew and his two friends, so I hope you don't mind that I included a link to your website. Merci beaucoup
William Thompston Lane is on these two group photos from the collection of airframe mechanic Robert Brookes.
The first one is still undated.
This one is most probably dated 21 March, 1943.
From RCAF 403 Squadron's ORBs
Saturday, 15 May, 1943
The weather was sunny and warm with cloud in the morning that cleared off by noon. Circus 297: S/L Magwood led the Wing as high Cover to 12 Bostons bombing Poix. Rendezvous was made at Bexhill on the deck and the French coast was crossed at Le Touquet. Good Bombing results were seen with bursts coming up from dispersed buildings and alongside the runway. All of the bombers were seen in and out safely. Enemy reaction was first seen around Senaipoint after the bombing, with between six and eight e/as coming in fairly close. Between 30 and 40 e/a were seen, mostly 109s, and all some distance below at around 17,000 feet. F/L MacDonald, leading blue Section, climbed to cover Red Section which had turned port to attack two 190s. At this time, he saw two 109s below his starboard wing and he dived onto the rear one giving a short burst of cannon from 200 yards or less. Strikes were seen on the engine, cockpit and fuselage before the e/a was seen falling to pieces with both wings crumpling. F/L MacDonald claims this e/a as destroyed. F/L MacDonald then attacked a 109 from 300 to 400 yards, seeing strikes on the port wing tip. F/O MacKay saw further damage before the e/a rolled off to port and down. F/L MacDonald claims this e/a as damaged. At this point, F/L L.B. Madden, Blue 2, who was on his first sortie, dove down, apparently after the damaged 109. He was called back by his Flight Commander, F/L MacDonald, but made no reply. The rest of the Section orbited the spot briefly but were forced to take evasive action from further attacks. No more was seen or heard from F/L L.B. Madden. P/O Aitken and P/O Lane, Yellow 3 and 4, were split up from the rest of their Section on attacking two pairs of 109s which were alone. Shortly after this, 12 109s, flying in our Spitfire formation, attacked P/O Lane and P/O Aitken. They evaded them by turning and climbing rapidly. Then one 109 and four 190s, flying in star formation, suddenly attacked from port and behind. P/O Aitken broke to port and into them while P/O Lane evidently broke to starboard. This was the last time P/O W.T. Lane was seen or heard of. One e/a destroyed and one damaged for the loss of two pilots. Up at 1615 hours and down at 1755 hours. The Sections were as follows:
Blue Section Red Section Yellow Section
F/L MacDonald S/L Magwood F/L Godefroy
F/L Madden F/O Brannagan F/S Shouldice
F/O MacKay F/L McNair F/O Aitken
P/O McWilliams F/O Conrad P/O Lane
Considerable heavy flak was thrown up over the target area, evidently aimed off to one side of 403 Squadron. A considerable amount of non-operational flying was carried out and other operational sortie and scramble were done. The Squadron was visited by W/C L.S. Ford, DFC & Bar, F/O Hingle and S/L Thompson (RCAF HQ). S/L L.V. Chadburn was posted to 402 Squadron to lead the Squadron, replacing S/L Bud Malloy DFC. LAC Roberts (Hosp/Asst) arrived from 3 PRC Bournemouth. P/O W.T. Lane's brother, Gordon (RCE) was here when Willie took-off. It was rather hard to have to tell him that Willie was missing.


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Pennsylvania Casino List
As of 2017, Pennsylvania has legalized all forms of online gambling including sports betting, online casinos, online poker, and daily fantasy sports! This now gives casinos in Pennsylvania the option to apply for licensing to offer online gambling. So far, nine casino operators have paid the required $10 million licensing fee and already a few casinos have launched some sort of online platform.
Before players sign up for an online casino in Pennsylvania, there are a few things that should be factored into making the decision on who to play with since there will be so many options available on the market. Casino players should consider the software, games, bonuses and live dealer options that the online casino offers. Players should test out games with free no-deposit money bonuses offered by online casinos so they can see what games and software they prefer without risking their own money. The best PA casinos should have a combination of a wide selection of games, regular rewards, and bonuses. You can read our casino reviews for more information on each online platform available in the state now!
Best Online Casino in Pennsylvania
There are three gambling licenses in the state of Pennsylvania that require separate applications that allow operators to sell different games. Each license is sold at $4 million. The first 90 game operators, however, were given an option by the PGCB to purchase all three for $10 million. The following casinos, except for Rivers and Presque, took the package deal on all three and will offer online slots games, online casino games, and online poker once launched in the PA.
With new casinos in the process of launching, players will want to know which casino will be worth their buck and that's why we're here, ready to break it down. There may only be three casinos live in Pennsylvania right now, but more are coming with more bonuses and games to offer.
SugarHouse Casino
Owned and run by Rush Street Gaming, SugarHouse casino was one of the first in Pennsylvania to apply and pay $10 million for an online casino license. Since Rush Street Gaming already has an online casino in New Jersey, it seems the SugarHouse online casino Pennsylvania is operating the same way. Signing up online only takes a few minutes and requires just some basic personal information, which is normal for any online casino site in the States. PlaySugarHouse.com offers a welcome bonus to new players with the promo code 250MATCH, matching 100% on deposits up to $250. As there are still issues with banks and gambling transactions it is likely players will not be able to use a credit card without having it decline, but PlaySugarHouse PA offers the largest variety of deposit options including wire transfers, PayPal, online bill pay, etc. Players also have a vast game library to choose from the SugarHouse online casino which includes table games, slots, and video poker.
Hollywood Casino
Hollywood Casino at Penn National Race Course was the first to launch a sports betting operation legally in the state and now an online casino. The casino was approved for an Interactive Gaming Certificate by the Pennsylvania Gaming Control Board in September of 2018 and within a month, signed big deals with NetEnt and IGT, both big gaming suppliers, to help with launching its PA online casino earlier in the summer. Players who join the Hollywood online casino are granted a welcome bonus of $25 with no deposit required, as well as a 100% match bonus up to $500 when making the first deposit. Due to the partnership with IGT, Hollywood online casino PA operates under that digital gaming platform and also features a wide selection of the same games from the IGT PlayCasino library as well as PlayBingo and PlayPoker. The partnership with NetEnt is also bringing a game library of over 75 games to Hollywood.
Parx Casino
Parx online casino is offering players a 100% match up on a deposit up to $500 with specific wagering requirements that you can find in our Parx casino review. Parx has teamed up with GAN to power its online platform but players will also see games designed by other software companies like NYX and Konami. Players will see a variety of online slots and casino games to choose from including online blackjack and roulette and will be able to earn rewards off and online with the Parx loyalty program. Parx casino offers the same deposit methods most online casinos in PA offers like PayPal, bank transfers and wire transfers. Since GAN is such a trusted and firm gaming company it can be expected that Parx will be the same.
Mount Airy Casino
The Stars Group partnered with Mount Airy and in November, announced its launch with online poker, online casino, and online sports betting in Pennsylvania. The casino was approved for the online gambling license at $10 million and has finally gone live in PA. Besides offering players online poker, Mount Airy online casino PA is also full of blackjack, roulette, video poker, slots, and other casino games and players can deposit money through PayNearMe, Instant eChecks, NETELLER, Stars Transfer, and PokerStars Play Card. While the game library might not be the biggest in the PA online casino market, Mount Airy has some of the best software in the business and could turn into the leader in online poker in PA.
Mohegan Sun Pocono Casino
Mohegan Sun Pocono is partners with Kindred Group and has been approved for online slots and online table games licenses, dropping plans to launch an online poker site soon. Since Kindred Group also owns the Unibet brand, the Mohegan Sun Pocono PA online casino looks very similar to the European brand. Players have the same deposit method options offered by other PA online casinos like PayPal and NETELLER, and while the game library is small, Mohegan Sun Pocono boasts excellent software.
Harrah's Philadelphia
Like SugarHouse, Harrah's Philadelphia also has an online casino already operating in New Jersey. Harrahs is owned and operated by Caesars Entertainment and was the first to get approval for an Interactive Gaming Certificate in Pennsylvania. It is not clear what direction Caesars will take with the launch of Harrahs online casino in PA but regardless it is expected to have a huge selection of online table games like online Blackjack and online Roulette, plus online slots. The plan for Harrah's Philadelphia online casino is to also include online poker as the land-based casino currently hosts a World Series of Poker branded poker room. Caesars already has the largest regulated and legal online poker network in the United States and is predicted to double in size if it adds Harrah's Philadelphia online to the mix. Registering with HarrahsCasino.com in NJ is simple so it should be no different for the PA online casino, just taking a few minutes to fill out basic personal information. Players will be able to deposit through PayPal, NETELLER and ACH bank transfers, and while NJ is claiming that they allow credit and debit cards, the industry of gambling has listed a number of problems with transactions declining.
Presque Isle Downs
Owned by Churchill Downs, Presque Isle Downs casino has been approved for online tables games and online slots licenses but has no plans to apply for an online poker license. In 2018 the casino made a deal with SBTech, a sports betting and iGaming software supplier, to launch an online platform for online gambling and sports betting across America called Chameleon360 and will use the same platform to launch the online casino site in Pennsylvania. The goal is to make the registration process for new users as effective as possible, taking just a few minutes and filling in basic personal information. New users will also be entitled to a small no deposit PA online casino bonus and first deposit match bonus in order to keep up with the online gambling competition. Methods of the deposit will be the same as other online casinos launching in PA, and Presque Isle Downs online casino will have a platform launching more than 1500 casino, live dealer and virtual games. Seeing as the casino has partnered with Golden Nugget, a New Jersey market leader, Presque Isles Down is expected to launch a very successful online casino in PA.
Rivers Casino
Rivers Casino is owned and operated by Rush Street Gaming, the same owners of SugarHouse Casino. Rivers was one of the original nine casinos that applied for the $10 million licensing packages but later took back the application as Rush decided to let SugarHouse take the lead in the online gambling world of Pennsylvania. For the time being, Rush Street Gaming will operate in PA under one brand that is SugarHouse and leave Rivers as land-based.
Valley Forge Casino
Operating under VFCasino.com once launched into the Pennsylvania online gambling market, Valley Forge has applied and been approved for all three PA online casino licenses and will be the first online gambling operation to have an IGT designed online gaming platform. IGT is known in the New Jersey online casino market as a game provider and will be bringing players hundreds of games to choose from as it offers one of the biggest varieties of roulette games in the PA online casino market as well as hundreds of slots. The IGT platform is also hoping to make a dent in the PA online poker industry by revamping the software, something to intrigue operators in the States. PA online players will have the option of PayPal, bank transfers and NETELLER for deposit methods and, again, registration will be kept short and sweet for new users.


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John wrote in with a doozy of a good question. From the sounds of it, he's looking to build up his tool collection with wrenches and a socket set. He's probably not interested in ultra-premium quality, or entry-level gimmicks. I addressed his question as best as possible, and am counting on seeing some great reader advice in the comments section.
I'm looking for your insights about sockets and wrenches. I have a few open-end (which I never seem to use) and adjustable wrenches, plus an old, incomplete socket set in a lousy case (where I have a hard time locating the size I need, and the etched-on size markings are hard to read).
I'm looking to upgrade these tools to a good set, but I'm confused about all the new-fangled tools (ratcheting wrenches; universal wrenches that claim to grab on to any size and shape fastener; standard, long and 'open end' sockets; etc.) Do you have an article that gives your advice on outfitting a home workshop with the most useful and best performing tools in this category? (If not, maybe you would address this in an upcoming post).
A few years ago, the answer would be easy. Craftsman's Professional line of tools were affordably priced, well-featured, and made in the USA. Now, the Professional tools are gone and in their place are new imported tools with different designs. There's not much to differentiate the new Craftsman tools from competitors' offerings.
To start, combination wrenches offer the most versatility, and those with 12pt box ends are generally preferred. There are a couple of affordable USA brands to consider, and if those prices are too high, Gearwrench is a decent quality import brand. Actually, some of my Gearwrench combo wrenches are better built and finished than my USA-made Craftsman Pro and Armstrong wrenches.
Dewalt wrenches are another option, but Gearwrench offers more set configurations. 8-10 fractional and the same number of metric wrenches are good to start off with.
If you can still find them, Craftsman's USA-made "raised panel" wrenches, now found under Craftsman Industrial branding, are very affordable and great to start building a better tool set with. Even if you cannot find the USA-made versions, it's hard to argue with the sale prices of these wrenches – $10 for 8pc sets, $20 for 9pc and even sometimes 12pc sets.
Ratcheting Wrenches
Ratcheting wrenches help to speed up work and are especially useful when a wrench's swinging arc is small, such as when there are a lot of obstructions. I prefer reversible ratcheting wrenches, then flex-end ones, in that order. Sometimes an application calls for flex-end wrenches, but it can be hard to justify purchasing multiple ratcheting wrench sets at once. Ratcheting wrenches are a convenience, but their box ends are often larger and bulkier than non-ratcheting wrenches. Ratcheting wrenches typically cost more than non-ratcheting combo wrenches.
Gearwrench is a great mid-level brand.
Personally, I don't like zero-offset ratcheting wrenches. I bought Gearwrench X-Beam ratcheting wrenches when they were on sale, and it was a mistake.
Universal and Spline Wrenches
Universal and spline wrenches have box ends shaped to fit spline fasteners, but they also fit common 6pt hex nuts and bolts. They are said to fit rounded or damaged fasteners better than wrenches with 12pt box ends. A lot of the time this is a gimmick found on entry-level wrenches so that brands can tout "6-in-1" compatibility, or similar.
I checked out Proto's spline ratcheting wrenches a while back and recently bought a few for ToolGuyd workshop use. They're very good wrenches, but also very pricey.
Generally, regular combination wrenches will handle most needs home, hobbyist, and weekend warrior needs. "Universal" wrenches often advertise compatibility with fasteners that DIYers and homeowners will never ever come across. In those cases the universal aspect is marketing fluff.
One thing to avoid are wrenches that fit both fractional and metric fasteners. Ideally, one fastener size per wrench is the better way to go.
With sockets, there are standard, deep, and crowfoot (open end) options. Craftsman still offers the greatest bang for the buck, but there are plenty of good sets by competing brands as well. Some Craftsman sockets still have etched size markings instead of engraved ones, others are dual-marked with both styles of markings.
Stanley and Gearwrench are also good brands with plenty of options. Professional and industrial-grade USA brands, such as Proto, Williams, and SK Hand Tool have reasonably affordable sets, but be mindful that Williams has both imported and USA-made options.
Crowfoot aren't necessary unless you can get them on sale, you know you'll need them, or you run into a situation where nothing else will fit. I have a set of inexpensive Craftsman fractional crowfoot sockets and use them a few times a year.
Standard/shallow sockets are what you'll want to start with. 6pt sockets are typically the best way to go. If you find that you need 12pt, you can always get them later.
Deep sockets can be helpful when working with nuts on threaded rod or long bolts. There are also pass-through sockets. You can always pick up an inexpensive set of pass-thru sockets.
For a homeowner set, a sub-$100 Craftsman or Gearwrench set with 1/4″ and 3/8″ sockets should suffice. I would also look at Dewalt, Husky, and Stanley for a basic set. Expect to pay a lot more for USA-made industrial brands' offerings.
You can always add accessories, such as breaker bars, straight and wobble extensions, and adapters, later on, as needed or when on sale.
You might also want to budget for an upgraded ratchet, or one with a different head shape or style. Socket sets often come with basic ratchets. I have found that a fine-tooth ratchet with 6pt sockets usually makes 12pt sockets unnecessary.
You can buy basic wrench sets and a socket set with inch and metric sizes for about $100. Increasing the budget to $200 opens your options by quite a bit, and a budget of $250 allows for even greater purchasing flexibility.
These are just a few ideas for consideration.
If these tools aren't being purchased for particular uses, but will be used as projects come up, it's a good idea to start off with a smaller budget. Once you know what you use most often, you can plan out upgrades with greater cost efficiency. For instance, there's no point in spending $300 to $1200 or more for a complete socket set when you use wrenches 95% of the time.
Socket Set: Craftsman 94pc set or 108pc set (via Sears). Both are ~$50 when on sale, but have different tools and socket marking styles. The 108pc set has 3/8″ deep sockets while the 94pc set doesn't.
Stanley's black chrome set ($60 via Amazon) seems to be highly regarded.
If you want more complete sets, there are quite a few Gearwrench options (via Amazon). Their 3/8″ set ($107 via Amazon) has a more complete range of sizes than the Craftsman sets, and it comes with a 120XP ratchet. But if you want a 1/4″ set as well, you'll have to spend extra ($55 via Amazon). Note that there are two versions of these socket sets. The 120XP version of the 3/8″ set (80550P) has the better ratchet for a few bucks more than the standard set (80550), while the standard version of the 1/4″ set (80300) is nearly $40 cheaper than the 120XP version of the set (80300P).
Wrench Sets: Craftsman 12pc inch and metric sets (also via Sears). Both sets are $20 each when on sale. There are also 8pc wrench sets for $10 each during certain times of the year. These are not the greatest wrenches, and they're a bit on the short side. If you find yourself wanting longer and stronger full-polish wrenched, Williams SuperCombo are decent, and there are many other premium brands to choose from as well.
Ratcheting wrenches can be incredibly useful, but can be pricey. Gearwrench reversible ratcheting wrenches start at ~$50 each for 8pc inch and metric sets. Some retailers' sets have "cap stop" box ends that some users love, others hate.
My recommendation would be to start off with non-ratcheting combination wrenches and to look at ratcheting wrenches later on when the need arises or there's a good sale.
Your Advice?
What would you recommend that a homeowner, hobbyist, or new weekend warrior consider for a good basic-but-versatile set of wrenches and sockets?


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In stock
Continental Model 21 Folding Knife
Joker Continental Model 21 Folding Knife
Joker Continental Model 21 Knife This is a high quality folding knife made by Cuchilleria Joker in Spain from top quality 420 stainless steel. 8cm blade with virolock. Bubinga wood handle.
£11.95 £9.96
Continental Model 21 Folding Knife This is a great little folding knife with a secure viro-lock. This locking mechanism is tried and tested and holds the blade securely in place. The blade is made using Spanish stainless steel. The blade length is 8cm and the blade has a flat grind. The handle is made from one solid piece of wood and it is available in either Bubinga, Oak or Olive wood.
Item Returns
This item can be returned
Write Your Own Review
Customer Questions
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Tiffany Rose Vouchers make wonderful gifts.
We can send your voucher via email (perfect for last minute gifts!) or by post, where you will receive a beautifully printed voucher. You also have the option to include a personal message.
Tiffany Rose Gift Vouchers are available in GBP 25 increments.
Your voucher will be sent in the post. However, if you would prefer that we send an immediate 'gift voucher' email with your personal message to your gift recipient, please email us with the recipient's email address once you have placed your order and we will do the rest!


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In this book you shall be acquainted with all the information you need to know,
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The application of nanotechnology to medicine is revolutionizing healthcare. This book focuses on the science and engineering driving this revolution, the fabrication of nanostructures for diagnosis and therapy, advanced imaging at the molecular scale and the application of nanoscale physics to bring novel solutions to the detection and treatment of disease. Particular emphasis is placed on hard nanotechnology (e.g. quantum dots, carbon nanotubes, silica) rather than the soft nanotechnology of molecular chemistry.
Presents an overview the subject for physical scientists and engineers Specific focus on new technologies that have entered the medical arenaIntroduces applications and specific case studies by clinical researchers


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Now you must really think I've lost my mind! I can just hear you now… "Jim! You just said there is NO EQUITY in the deal, so how can you possibly think that you're going to make five grand?" Is that what you're saying? Well, just hold on for a few minutes while I show you step-by-step how to do just what I'm talking about.
How the Deal Works
Get an option to buy a pretty (no repairs needed) house that is 100% leveraged but that has a low fixed-interest rate mortgage on it. Then the idea is to find one of the 82 million people in this country that WANT to own a home but CAN'T qualify for a mortgage and DO have at least a small down payment, and then play cupid by setting them up with the owner of the house who is willing to sell their house on a Lease-Option. The goal is to get the BUYER to pay YOU the down payment for releasing/terminating your Option to Buy agreement w/ the seller, which thus allows the buyer and seller to do their deal. This could be as low as a few thousand dollars or as high as $20,000 or more! That is the nuts and bolts of the concept, but of course there are a host of steps and details to take care of in the putting of this deal together.
#1 – Find the Seller
Your ideal candidate is someone that has little or no equity, has a "pretty" house, and has a low-interest rate and (thus a low) monthly payment. So go to your county website or courthouse and find the names of individuals (i.e. not corporations) who have purchased a property in your county since Jan. 1, 2009, since these are post-bubble transactions, and because mortgage interest rates have been very low since January 2009. Anyway, once you've found the list of these people in your target market, contact them with whatever means of marketing you like…letters, postcards, door-hanger, whatever.
#2 – Present Your Offer
Once you have pre-screened your seller, ask them, "If I find you a good person or family who has good income, good background, and all the things you'd want to see, would you consider selling your house on a lease-to-purchase to that person if I didn't charge you a dime for finding that buyer?" (if "what's that mean") "Well, it's really a great way to capitalize on the massive amount of people who are good people, have income and down payment, but have bruised credit. The way it works is once we have found a good candidate that you are really comfortable with, you'll begin leasing (renting) the house to them. While you're leasing the house to them, we'll set them up with the nation's leading credit restoration service (www.RealCreditHelpNow.com) so that they can get qualified to get a mortgage at some point in the near future. Meanwhile, you're not going to be responsible for any maintenance or repairs for the property. Does that sound like it would be a good way to solve your current situation?" You get the idea. Once you've "closed" them on the phone, go get an Option Agreement to buy their house on a Lease-Option. This gives you the "equitable interest" (the legal right) to market that house and find that tenant buyer for the seller.
#3 – Find the Buyer
My mentor, Jon Iannotti, always says, "Market the house and sell the terms." That couldn't be more true! The buyers that you're going to attract, do not care about price; they care almost solely about the TERMS, i.e. no bank qualifying, monthly payment, and down payment. No matter what forum you use for your marketing the phrases you use are going to be the same – "No Bank Qualifying" "Bad Credit/Foreclosure OK!" "Act Fast, this Home Won't Last!" etc. Use craigslist, signs, flyers, and whatever else you want to use to bring potential buyers into your system then filter them to find the person w/ the highest down payment and that passes the basic pre-screening filters that you pitched to the seller.
#4 – Close the Deal
Now you've collected the earnest money deposit from your buyer, your seller has agreed (verbally) to do the Lease-Option with your buyer, and everyone is happy, now it's time for all the paperwork to get finalized at your attorney's office where you'll collect your check from your buyer. Once you have collected the Termination of Option fee (note: NOT an assignment fee), from the buyer, the attorney will guide everyone through the signing of the documents to complete the transaction. And get a load of this…get your buyer and your seller to pay the attorney fees!
Summary and Notes
Wow! That doesn't seem too hard, does it? It couldn't be any more simple – you tie up a property, find a buyer for the property that wants to buy on the terms that the seller agreed to, you brought the two parties together by coordinating the closing, and you walked out of closing with a two, five, ten, or even a twenty thousand dollar check!
- Always have an attorney "close" these deals. He/she should draft all agreements except the intial option agreement.
- Do your marketing! You won't find any sellers or buyers by mere osmosis….you must go find them.
- Get someone to help guide you through your first few deals.
- Get out there and make some money! 🙂


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Converse Sale
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Converse Sale
Explore the full collection of Converse footwear and accessories on offer at fantastic low prices in the Zee & Co sale. Regularly updated, this range incorporates the brand's familiar and popular footwear designs that your children will love to wear.
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Tested by: Helen and her 9 year old son Max
Product/Toy Name: Razor Dirt Scooter (RDS)
Price: £149.99
What they say: The RDS bridges the gap between scootering and BMX-ing, making it the ultimate scooter for anyone looking to take part in the latest craze – freestyle dirt scooting. Developed for dirt jumps and multi terrain parks, the Razor Dirt Scooter takes the rider from the streets and skate parks and onto off-road terrain and dirt bike jumps for the first time ever. With its huge pressured tyres, it's fast and responsive, yet light enough to master tricks.
What I say: My son Max tested the scooter along with all the other children in the street. The general opinion was that they all loved it!! Its hard to compare it to either a scooter or a bike. It outshines a scooter due to its durability on rough terrain, speed and suspension. But compared to a bike it does not have the speed to keep up, and ability to do as much. Price wise, its closer to a bike, however scooter fanatics do seem to pay more for the best product on the market.
We often take the bikes to the woods to do a bit of off-roading, my son took the Razor dirt scooter instead and had a great time going over all the rough terrain. However he did struggle to keep up with the bikes. Given the choice, he said he preferred the Razor scooter over his bike.
Favourite thing: Don't feel all the bumps, feels really safe and gives confidence to go fast and jump higher!!
Worst thing: Quite heavy compared to a normal scooter, but can do so much, not a really an issue.
Overall Comment: "Best scooter in the world, can I keep it!!"
Mark out of ten: 10/10
Questions for the mum
Did it keep your child entertained and for how long? Yes, hours
Was it what they were expecting? Much more
Is the toy aimed at the right age group? Yes,
Is the toy safe and durable? Did it survive a play session without breaking? Yes
Questions for the child
What's your favourite thing about the toy? Don't feel the bumps
Would you tell your friends to play with the toy? YES, all my friends had a go a liked it
Is there anything you don't like about the toy? Not really


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The headline in The New York Times on March 16, 2016 is downright scary — "A Supreme Court with Merrick Garland Would Be the Most Liberal in Decades." Not "Might Be" or "Could Be." "Would Be" is based on an analysis of how Garland, President Barack Obama's nominee to replace conservative icon Antonin Scalia, has voted during his 19 years as a judge on the United States Court of Appeals for the District of Columbia Circuit.
"We don't yet know exactly how Mr. Garland would vote if he joined the court," the article reports. "But scholars believe that he will be substantially more liberal than Justice Scalia was. According to a ranking of Supreme Court and appeals court judges, Mr. Garland is expected to be ideologically similar to Elena Kagan and Sonia Sotomayor, President Obama's previous picks for the court."
When you look at the ideological rankings of Supreme Court judges, it's easy to see why Republicans in the U.S. Senate want the next president, preferably a Republican, to nominate Scalia's replacement. The two Supreme Court judges that Obama has selected, Elena Kagan and Sonia Sotomayor, rank as among the most liberal judges who have served on the U.S. Supreme Court since 1937, according to the Martin-Quinn ideology scores.
University of Michigan political science professor Andrew D. Martin and University of California-Berkeley law professor Kevin Quinn have studied the voting record of every Supreme Court justice since 1937. The Martin-Quinn score chart in The New York Times article rates Kagan, Sotomayor, and the other two judges nominated by a Democratic president — Stephen Breyer and Ruth Bader Ginsburg — as between negative 2 and negative 3 on a scale that gives conservatives positive scores and liberals negative scores.
The same chart shows that Clarence Thomas is about a positive 3, Samuel Alito is about a positive 2, John Roberts is about a positive 1, and Anthony Kennedy is about even. Scalia's conservative score was slightly below Alito's. Replacing Scalia with Garland could be extremely damaging to the conservative cause and the nation.
"If his past record is predictive, and Mr. Garland earns confirmation and votes with the court's current liberal bloc, the new median justice will become Stephen Breyer, the most liberal median justice since 1937, when the scholarly rankings began," the article reports. "If Mr. Garland is more conservative than Justice Breyer, but more liberal than Justice Kennedy, Mr. Garland would become the new median, the most liberal in nearly 50 years."
A U.S. News & World Report article entitled "Ranking the Politics of Supreme Court Justices" shows how fortunate the conservative movement has been in recent years. The article, which is based on a scholarly paper by University of Chicago law professor William Landes and Seventh Circuit Court of Appeals judge Richard Posner, reports that Clarence Thomas was the most conservative judge on the U.S. Supreme Court from 1937 to 2006.
There were 43 Supreme Court judges from 1937 to 2006. Thomas took the conservative position on a Supreme Court case 82.2 percent of the time from the time he became a Supreme Court judge in 1991 until 2006.
The second through fifth most conservative judges from 1937 through 2006 were William Rehnquist (81.5 percent), Scalia (75.7), Roberts (75.3) and Alito (74.0). Kennedy was 10th at 64.7 percent. "Four of the five most conservative justices since 1937 are on the bench today," the article said in reference to Thomas, Scalia, Roberts, and Alito.
The Landes-Posner study concluded that Thurgood Marshall, the judge Thomas replaced on the Supreme Court, was the most liberal judge from 1937 through 2006. He took the conservative position on a Supreme Court case only 21.1 percent of the time. Like Marshall, most of the other most liberal judges were on the Court during the 1960s and 1970s. The most liberal current judge according to this study was Ginsburg, who ranked ninth with a conservative score of 31.2 percent.
Supreme Court aficionados know that Roberts and Alito had only recently become Supreme Court judges in 2006, but there are other studies that show that these two George W. Bush nominees have been among the most conservative judges in recent Supreme Court history.
A chart on Wikipedia entitled "Ideological Leanings of Supreme Court Justices" shows that Alito's record through 2011 was the second or third most conservative record from 1950 through 2011.
Thomas was the most conservative, according to the study by Georgetown University American Government professor Michael A. Bailey. Alito was about as conservative as Stanley Reed, who was a Supreme Court judge from 1938 through 1957. The only other judges who ranked as more conservative than Roberts were Scalia, Rehnquist, Fred Vinson (1946-1953), and Sherman Minton (1949-1956).
Bailey's research shows that the current liberal bloc on the U.S. Supreme Court — Breyer, Ginsburg, Kagan, and Sotomayor — is considerably more liberal than the conservative bloc of Alito, Kennedy, Roberts, and Thomas.
The research also shows that Republican nominees David Souter and John Stevens were very liberal during the last several years of their tenures. Souter was replaced by Sotomayor in 2009 and Stevens was replaced by Kagan in 2010.
This Wikipedia page also lists how conservative and liberal the Supreme Court judges are on seven issues areas — criminal procedure, civil rights, first amendment, union, economic, federalism, and federal taxes. On criminal procedure, Ginsburg, Breyer, Sotomayor, and Kagan had liberal scores of 61.9, 56.2, 62.5, and 71.4 percent respectively, while Scalia, Kennedy, Thomas, Roberts, and Alito had liberal scores of 27.0, 32.2, 21.2, 28.1, and 19.9 percent respectively.
The difference between a conservative judge and a liberal judge on the Supreme Court could be the difference between law and order and the coddling of criminals.
Replacing the conservative Scalia with a conservative is crucial to the United States. Replacing liberals like Souter and Stevens with liberals like Sotomayor and Kagan can be justified, but replacing Scalia with a liberal like Merrick Garland is unacceptable and potentially dangerous.


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FBM's spin reel games just landed in Spain
FBM's novelties have been a hit during this 2019 edition of the Madrid show.
Spain.- Once again, FBM returns from Madrid with great feedback from the attendees, showcasing its full range of products available to the local market. Indeed, the show has been a success for FBM, where the Brand unveils to Spain the new spin reel line, presented on SHADOW, the new 3 screens machine.
FBM's spin reel line was showcased for the second time in Europe, and the enthusiasm has been nothing else but growing.
"Feria Internacional del Juego de Madrid is a great opportunity for us to meet the Spanish clients and showcase our new products, comments Renato Almeida, FBM executive. "It is a key indicator of how our presence on the market is progressing."
The attendees also reacted positively to the new Galaxy bingo machine. The games are being increasingly recognised on the market, it is naturally with great pleasure that the brand proposed not only new versions but new bonuses as well.
"MEGA and Multipots came out six months ago in Spain, and we are amazed by the success these bonuses have encountered", says Rafael Almeida, General Manager of FBM Spain. Indeed, FBM aims to develop its activity actively with these features. The brand strives to bring the best gaming experience to the players, and it has been proved once again with this show.
FBM also introduced Spain to its Online Gaming section. The brand has unveiled new games and features for this part and is willing to develop much more before the end of the year.
FBM has already confirmed its participation to Global Gaming Expo Asia, taking place at the Venetian Hotel in Macau, next May 21, 22, and 23.


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Its music to my ears BT, he's come along a bit in his time here, but he's still a fairy in the tackle and certainly in 50 50's he certainly holds back, he's scored some good goals since he's been...
Type: Posts; User: Altobelli
Its music to my ears BT, he's come along a bit in his time here, but he's still a fairy in the tackle and certainly in 50 50's he certainly holds back, he's scored some good goals since he's been...
Our Doris Johnson has confirmed what other Governments have been doing to us for years, treating us like Monkeys in not giving a flying phuck how we interpret "Their" words on anything from which has...
I'd used Shearings many moons ago, I'd forgotten about them when just before the lock down I was on the phone to Rammy and he said to give them a try as I wanted to get away for a few long weekend...
What a load of Tosh, even the players looked bored stupid and perplexed with all the verbal diarrhea coming out of the 3 plebs fronting it.
Got to disagree with you Acido, no one is taking the piss out of him because he has died, most Burnley fans and a lot of other Clubs fans disliked him for his terrible attitude towards his fellow...
I used to store my Bird food in large plastic containers in the kitchen till the mice gnawed through, I moved the containers out to the shed and the same thing happened, so I bought an old metal...
Some touchy folk on here, most from yarkshur XD
Its a message board, and one that allows banter which is very near the knuckle a lot of the time, something many other boards lack with great...
The one who calls himself the special one (I call him a complete knob) has now joined Walker and Grealish by training a player in a park.
Anyway, I have not looked at all the threads yet so it may...
One of my mates from driving bus's was in the news today, well his picture was anyway, he switched garages from my old firm Abellio to Arriva about 18 month's ago.
Hey Alf, never forget its Burnley Football Club we are talking about here, maybe not spelling it out as the Sun has published, but Garlick on the official Club site has put the seed in everyone's...
Well we are here BT, we just got the tree's cut down in the front garden cutting out the light to the bedrooms and those in the back garden, got a firm to work on a new drive and demolish the garage...
I woke up a Chelsea, 2 Rotherham and a Manure fan up in the Villa in South Africa when JayRod hammered that second one in, all plastics the lot of them, Matron was not pleased either :O
I'm going to busy for a while Balan, you carry on fella :)
We made more than double on this Bungalow with the House we sold in Bromley after all the work Matron had done before she decided to move, so she is making us start again from scratch, at least we...
You do surprise me sometimes BT, Gallows Humour is just what it is (Look it up), because the main problem as far as I can see is China are slowly getting to grips with this Virus, while the...
The first thread I have read for a while as I have been very busy is this one.
I thought this Forum was for exchanging ideas, giving a different slant on things from the team we all love to topics...
Birmingham v Reading 2-2
Charlton v Middlesbrough Home
Stoke v Hull DRAW
Swansea v West Bromwich Albion 1-2
Fleetwood v Blackpool 2-1
Lincoln v Burton DRAW
Nott'm Forest v Millwall 3-1
Bristol City v Fulham 1-2
Scumthorpe v Grimsby 2-1
Arsenal v West Ham 3-1
Crystal Palace v Watford 3-1
Barnsley v Cardiff 2-3
Charlton v Middlesbrough 2-1
12.30 Liverpool v A.F.C. Bournemouth 4-1
15.00 Arsenal v West Ham United 4-1
15.00 Crystal Palace v Watford 2-1
15.00 Sheffield United v Norwich City 3-1
15.00 Southampton v Newcastle United...
Blackburn v Swansea 2-2
Fulham v Preston Home
Millwall v Bristol City 2-2
Sheffield Wed v Derby Home
Blackpool v Ipswich 2-1
Bristol Rovers v Shrewsbury DRAW
Bournemouth v Chelsea 1-3
Newcastle v Burnley 1-2
West Ham v Southampton 1-1
Blackburn v Swansea 3-1
Cardiff v Brentford 1-2
Fulham v Preston 3-1
Huddersfield v Charlton 1-2
Luton v...
15.00 A.F.C. Bournemouth v Chelsea 1-3
15.00 Newcastle United v Burnley 1-2
15.00 West Ham United v Southampton 2-1
17.30 Watford v Liverpool 1-3
14.00 Everton v Manchester...
Barnsley v Middlesbrough 2-1
Birmingham v Sheffield Wednesday DRAW
Bristol v WBA 2-2
Wigan v Millwall DRAW
Wimbledon v Blackpool 1-2
Fleetwood v Portsmouth Away
Chelsea v Spurs 2-1
Burnley v Bournemouth 2-1
Southampton v Aston Villa 1-2
Barnsley v Middlesbrough 2-1
Bristol City v West Brom 2-2
Charlton v Luton 2-1
Wigan v Millwall 1-2
Fleetwood v...
Week 27 - Commencing 22/02/20
Sat 22/02/20
12.30. Chelsea v Tottenham Hotspur 2-2
15.00. Burnley v A.F.C. Bournemouth 3-1
15.00. Crystal Palace v Newcastle United 2-2
15.00. Sheffield United v...


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Contracts and Specifications
Contractors shall have the ability to conditionally withdraw a proposal electronically for bid openings after April 1, 2020. Contractors can set bidding options within Bid Express to withdraw one or more bids in the event they are the apparent low bidder on a contract or contracts.
Application for Contractor Prequalification
The application can be filled out online, printed and submitted to:
Arizona Department of Transportation
Contracts and Specifications
1651 W. Jackson St.
Phoenix, AZ 85007
Application for Contractor Prequalification for Demolition
Effective 10/03/2016, all demolition projects will be advertised through the Arizona Department of Transportation's Contracts and Specifications Section. These projects have been advertised through the Procurement Section in the past.
Contractors must be prequalified for Demolition prior to submitting a bid on a demolition project with the Department. In order to become prequalified to bid on a demolition contract, contractors must complete the Application for Contractor Prequalification for Demolition.
Prequalification with Contracts and Specifications for "All Classes" does not qualify a contractor to bid on a demolition contract.
Prequalification specific to Demolition is required.
Submit completed Applications to:
Arizona Department of Transportation
Contracts and Specifications
1651 W. Jackson Street
Phoenix AZ 85007
View project documents for individual demolition projects.
Related Links
- State Transportation Board Projects: Contracts Awarded to Contractors
- Approved Products List
- Engineering Consulting Section (ECS)
- Program and Project Management Services
- Contractor Information
- Partnering Group


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Let's say instead of a story about some extraordinary people finding themselves at the center of events that could reduce the globe to ash, unraveling events as they learn about their capabilities, your story is about a rather sad, ordinary slacker geek, thrust into the world of his dreams. There's excitement, there's adventure, he's important, and best of all, there's a girl. Turns out, just like she's part of his dream world, he's part of hers—stability, peace, a Thanksgiving dinner. All of it, though, remains just out of reach. Neither can be fully part of their dream world, and at the same time, the dream world keeps them apart from their ordinary one. Chuck got 2 seasons out of that dynamic, and while it wasn't deep, it was great fun, and the creators were clearly on a path they knew well, and wrung some great moments out of their setup. And just when they'd squeezed the last drops from that setup, they blew the status quo to hell, and made the eponymous Chuck a super-spy. Consequences be damned, the story needed to move forward. Evolve or die.
There's no denying that Chuck's finest season was its second (currently of 4)—where season 2 was nigh onto perfect, 3 and 4 have had some missteps and rough patches. Chuck and Sarah are a couple (as of halfway through 3), and it sometimes feels like the creators were more confident with their characters feeling operatic longing than the nuts and bolts of relationship concerns. It doesn't matter, though. Another season of pining would have killed the show, rehashing "Chuck meets a nice girl, Sarah looks sad" or "Sarah meets a super stud, Chuck struggles with inadequacy" again was simply not a fruitful path (even under the new dynamic, they went back to these wells. Things were different enough that I felt it worked, but many fans did not). Despite shaking things up, Chuck remains what Heroes failed to be—watchable. You can shake up the center, and the beloved side bits—Morgan, Jeffster, Awesome, and the majesty of John Casey—can be enough to keep things together until everything locks back into place.Or, they could have done what 24 did, and count on the awesomeness of Jack Bauer to carry the day. Misappropriated by stupid people to justify ugly things, not even the crushing idiocy and evil of Antonin Scalia, the suckitude of Starbuck, not even Freddie Prinz Jr. himself could diminish my enjoyment of Jack, ferociously played by Kiefer (note how both have transcended the need for last names), taking down baddies from the lowliest terrorist, to the highest captains of industry, and their political stooges. He was something no character on Heroes even attempted to be—a bona fide superhero. His power was he always saves the day. His weakness was he could never save himself. Jack was cool enough to remain compelling even when his show sucked, which it often did. No one on Heroes came close to that compelling.


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Tennent's growing Scottish sales help C&C Group
An improved performance from Tennent's and Magners has helped to partially offset weaker trading in Ireland and the United States for C&C Group.
The drinks company also saw a rise in exports and across its super premium category which includes beer brands such as Heverlee and Menabrea.
C&C can trace its roots back to a soft drinks business in Belfast but now has its headquarters in Dublin. It has been listed on the London Stock Exchange since 2004 and owns a portfolio of beers, ciders, wines and soft drinks as well as having interests in pubs and wholesale distribution.
Yesterday C&C said it expects operating profit for the 12 months to the end of February to be €86 million, compared with €95 million the year


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You can enjoy the thrill and fun of boating on the lake by renting a boat for the day. Fill your cooler, grab your sunscreen and towel, head to the dock, and you can embark on a great time for all! Cruising with the wind in your hair, floating with the sun on your face, or tubing over waves with the water spraying, it is hard to beat the excitement of a day at the lake on a boat!
I got to spend Mother's Day this year on a 12-person pontoon boat from Kent's Harbor Marina. There were nine people in our group and we had a blast. The weather was fantastic, the boat was clean & comfortable, the food we had brought along was excellent, and the day was one to remember! A boat rental is perfect for making a good day GREAT, and you are free of the hassle of hauling, trailering, and cleaning the vessel. I highly recommend including a boat rental in your vacation for maximum fun on the lake!


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Sat, 14 December 2013
TFC Ep 005: Mob Wives Nora Schweihs | Hell's Kitchen | Barret Beyer & Anthony Rodriguez | Holiday Foodies
Hell's Kitchen Chef's, Barret Beyer and Anthony Rodriquez, talk food, fitness, and fashion. They are joined on this episode by Nora Schweihs from VH1 Mob Wives Chicago.
In addition to Nora, the celebrity chefs introduce their new show chat room. They also discuss food trends and simply goof off.
Get an inside look (and lots of laughs) into your two favorite contestants from season 11 of Hell's Kitchen.
Direct download: Triple_F_w_Chef_-_Nora_Mob_Wives_12-.mp3
Category:general -- posted at: 6:58am EDT


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Product details
Some days, only the comfort of a hoodie will do. That's where this number in a cosy, heavyweight loopback fabric comes in. Signature trim details, like contrasting colours down the zip, give it some Boden personality, and it's been garment washed for softness and that unbeatable 'lived-in' quality. Zip it up when there's a nip in the air, or layer it up with a classic tee.
- Loopback cotton jersey
- Front pockets
- Zip-through front
- Ribbed cuffs and hem
- Casual comfortable fit
- Machine washable
- 100% cotton
- Dipped rubber ends on drawcord
- Contrast colour zip tape
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Our exchange service is temporarily unavailable, but please don't worry, as your returns will automatically be refunded according to our generous returns policy. Take a look below for more information.


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$400 bonus (air ticket cost) – US bank : U.S. Bank FlexPerks Travel Rewards Visa Signature® Card; Exp. – unknown
Note: Gift card are also available for redemption. However, the current conversion rate is not clear because reward program info is not easily available. In the past, you could redeem 20,000 of for $200 statement credit.
Only 20,000 FlexPoints = up to a $400 ticket.
Get 3,500 FlexPoints each cardmember year you spend $24,000 in net purchases, which can be redeemed for your annual fee or toward other rewards.
Read more »


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James Dennis "Jim" Conklin
May 4, 1961 - Feb. 13, 2019
MENAHGA, Minn. - James Dennis "Jim" Conklin, Menahga, died Feb. 13 in his home.
Visitation will be from 5-8 p.m. Friday, June 7, at Cardini-Pearson Funeral Home in Menahga. Visitation will continue from 10-11 a.m., followed by a memorial service at 11 a.m., Saturday, June 8, at the funeral home. Pastor Ron Beck will officiate.
Arrangements by Cardini-Pearson Funeral Home.


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Technical service
After sales service
Our TD employees guarantee a correct delivery and after sales service of equipment built or advised by us. We also like to include you in our maintenance program. At fixed, agreed times, our TD takes care of the periodic maintenance of your compressor, pump or installation.
Maintenance and inspection
Further services are provided by maintenance of extraction systems, inventory of compressed air leaks and inspection of electrical machines according to NEN3420. Taking care at fixed date, of a part of the maintenance at your location is also possible.
Correct rate
No difficult matches and small print. No, you pay a correct rate for the hours and kilometres and that's it, and it stops when you say: "It's not necessary anymore". We like to keep it simple.
Our TD employees:
Ad de Jong, Service Engineer: +31 (0)6-53904733
Bart van Drunen, Service Engineer: +31 (0)6-51430988
Dennis van Vliet Service Engineer: +31 (0)6-51379253
Steffen Schwaemmlein Service Engineer:+31 (0)6-58816416
Hans van den Berg, Product Specialist & Service coordinator:+31 (0)6-30496554


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CARPO seeks to build professional capacities and capabilities of public and private entities (national & International), universities, civil society organizations, individuals and other individual and institution in the following specific field by the end of 2016:
Research &
Design and implement
research programs in education, health, agriculture, gender
conflict, women & youth empowerment and democracy. Based on
research findings, CARPO provides advocacy initiatives for
development and change process.
Capacity Development
Provides capacity development programs in research methods & tools, advocacy, human & women's rights, program development, civic engagements, education and agriculture.
Program Development
Provides technical support for private and public entities, including local NGOs specifically in project development and implementation.
Provides consultation services to local institutions and organizations in terms of how to operate and provide services, coordination & communication and also event management.
Training and Education
Provide spesific topic training services to our clients such as:
Research, Adocacy and Gender equality.
Gender Conflict
Provide gender
related training and consultation.
Design and establish monitoring and evaluation systems for organizations to help them track program performance and evaluate their programs effectively and efficiently. Our M&E services include preparation of a comprehensive performance management plan (PMP), or the logical framework, or any other performance measurement strategy, where program performance is defined and mutually agreed upon by our clients or funding agencies – photographs with embedded GPS tracking as part of the field monitoring and verification requirements.To ensure that the designed monitoring and evaluation system is effectively implemented, CARPO provides training and ongoing support to its clients.


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The NBA head coach is like a child in his terrible twos.
He's up, he's down. He can't sit still. He always has something to say. He's constantly asking his players, "Are we there yet?"
He stomps and screams and makes faces. He won't eat. He wants everything right now. Sometimes he needs a time out.
The NBA head coach has typically been a former player, and one who likes to touch the basketball a lot.
Point guards and small forwards have enjoyed the most success. Perhaps they're the most cerebral players. Nobody tell any behemoth I said that.
The NBA head coach, as a rule, hasn't been a former center or power forward. At least not the ones who've won a lot of basketball games wearing Armani.
These things happen. Goalies haven't traditionally made good hockey coaches. Pitchers aren't normally the best managers in baseball. When's the last time a running back became an NFL head coach?
So Ben Wallace has the odds against him. It's not the first time.
Wallace, the Pistons' soon-to-be 36-year-old center, went to Virginia Union, which sounds like something that should be in a Civil War Museum. Nobody drafted him, which isn't surprising, because nobody knew where to look.
Undrafted NBA players are lucky to latch on to a roster, let alone stick in the NBA for 14 years, as Wallace has.
Wallace found a place in the NBA because he could block shots and intimidate in the paint. It takes him a week to score 20 points, but that's not his game. That was odds-defying, too; not too many players stick around for 14 years being as offensively challenged as Ben Wallace.
Wallace found his niche and decided to be a master at one thing rather than try to be a jack-of-all-trades. He's been named the Defensive Player of the Year four times, and has made four All-Star teams. He has a championship ring, and came very close to snagging a second.
Not bad for an undrafted, undersized (he's 6'9″, which barely qualifies as a forward nowadays, let alone a center) player from Virginia Freaking Union.
He's defied the odds, and will have to do so again, if what I'm about to suggest is to come true.
Ben Wallace ought to be the next coach of the Detroit Pistons, right after whoever is coaching them when he retires. Now bring your jaw back up from the floor and put your eyes back into their sockets.
I don't mean this season, or next. He just agreed to terms on a two-year contract as a player, anyway.
Wallace has a coaching gene in him, I'm convinced of it.
I've taken him to task in the past for failed leadership, but that was a few years ago. Since he returned to the Pistons last summer, Wallace has been a gem, counseling the younger big men. He can't wait to sink his tendrils into rookie Greg Monroe.
Wallace is a Piston, and always will be, despite not starting his career in Detroit, and fleeing for a couple of seasons as a free agent. He'll retire as a Piston. Whoever is the head man at that point, whether it's John Kuester or someone else, ought to hire Wallace to his staff, let him work with the bigs, and Ben should stick around until there's an opening a few seats down—which there invariably is in the NBA.
Wallace would make a good head coach because he had to work his ass off to attain the success he found as a player.
Bill Laimbeer is mentioned a lot as a possible NBA head coach. I agree with the mentioners. I see Wallace as Laimbeer with a mute button.
They're similar, in the sense that Laimbeer was a lumbering oaf with the sad-sack Cleveland Cavaliers who no one could have predicted would turn into a multiple All-Star and a two-time NBA champion.
Wallace was a lumbering oaf who couldn't score who was playing for the irrelevant Washington Wizards because no one else would have him.
No one talks about Wallace as coaching material because he doesn't have that "terrible two" side to him. Laimbeer certainly does.
But if yelling and screaming was all it took, John McEnroe would have been the next Red Auerbach.
Wallace was never a guard. The offense never ran through him. He never called plays, or even for time outs. His words can be measured by the handful.
But he's won, and he's been around a lot of different coaches. He can pull the best from many of them.
I wouldn't put anything past an undrafted multiple All-Star and NBA champion who played a position that he's several inches too short for, from Virginia Union.
Pistons coach Ben Wallace.
It's just crazy enough to work.


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Monthly Archives: April 2016
Capital gains tax and the family home
Capital gains tax and the family home – it was one of the few tax free options left. It is also the most common large concession.
Sounds simple doesn't it, but in Part 1 we will explore some useful tips and traps:-
- One's own home is exempt from capital gains tax provided is not used for income producing activities – such as running a business. If say 29% of the family home is used to run a business, then the exemption will not be available on 29% of the property for the proportional time it was used to run the business.
- A property will always be exempt if it was acquired before the introduction of capital gains tax in September 1985. Beware though if you have inherited a half interest since then from a deceased spouse. You may still be in the same home, but the inherited share is a post capital gains tax acquisition (and will be taxable if used for income producing activities).
- So if you are looking to buy another home, you may wish to keep the old one – as any further capital gain will remain tax free.
- One can only have one principle residence at one time.
- However, if spouses both own a property that could be treated as a principal residence, then they can elect to choose one property or apportion the exemption between the two properties.
- The capital gains tax exemption is available to individuals, the trustee of a disability trust and the beneficiary of a trust who is absolutely entitled to the residence.
This is not an exhaustive list; just simply some of the more useful tips and traps. If you would like to know more, please make contact us to discuss further.
Keep an eye out for part 2.
At MRS, we will spend today planning for your success tomorrow.
Issues with a myGov account
Whilst it has many useful features and benefits, there are issues with a myGov account which you need to mindful of.
A myGov account enables:-
- You to access a range of government services using a single username and password.
- A single inwards message box for all government departments including Centrelink and the ATO.
- A gateway to update you details.
But whilst this all sounds modern and efficient, there have been teething problems such as someone else logging in on the same device would see the previous users details; thankfully that cookie based problem has been fixed.
The biggest problem that does remain though is that if you open a myGov account, all future correspondence will sent directly to you. We will not receive it. This problem is compounded if you don't check your in box regularly.
The professional accounting bodies have been screaming for this ridiculous situation to be rectified. For reasons that are clear to no-one, the ATO have not seen it fit to rectify this.
We have though been able to find a work around in that you can unlink the ATO from your in box. To avoid any adverse outcome, like not paying a tax payment, we strongly recommend that you do so and do so at your earliest possible opportunity.
At MRS, we will spend today planning for your success tomorrow.
Kid's bank accounts & Tax File Numbers
A child under 16 need not have a Tax File Number provided they quote their date of birth where the interest is under $420. The threshold for a child older than 16 is only $120. A child is treated as being 16 until the end of the year in which they turn 16.
The unfortunate reality though is that banks often record the parents' Tax File Number which can result in ATO data matching audit issues. This is just one of an ever increasing number of reasons as to why a child should apply for a Tax File Number.
A common question is what is interest income of a child? Interest from pocket money and Christmas and birthday presents is their interest. Interest from what is basically the parent's money is not. There are many shades of grey, so perhaps this is best explained by the following example from the ATO:-
Wayne opens an account for his son by depositing $5,000. Wayne is signatory to the account because Jack is two years old. Wayne makes regular deposits and withdrawals to pay Jack's pre-school expenses. Interest earned from that account is considered to be Wayne's.
At MRS, we will spend today planning for your success tomorrow.


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We use resources to lessen the effect of the emergency on people, property and infrastructure. In addition to dealing with the incident, normal support and care for the wider community must continue throughout any disruption.
As the emergency moves on emphasis shifts from response to recovery, local authorities take the leading role in co-ordinating rehabilitation of the community and restoration of the environment.
We have a particular responsibility in emergency situations in relation to safety of structures, emergency shelter, re-housing and environmental health issues.
Hertfordshire Resilience (external website)
Emergency plans
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It's so cheerful now! Everyone loves it! I have an idea to write our "school" name over the doorway into our school room and to put the little ones names on the walls somehow. We'll see...I'm letting the walls dry over night before I put the furniture back in, but that should only take a minute and then they can play play play!
Holding Fast,
Mrs. Taffy


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Hi guys! Welcome back. Just wanted to do a little catch since I've been gone for a while. I reviewed some products and talk about some things (R.Kelly). A nice little chat to bring in the new years. Happy 2019 🙂 I really hope this helps and don't forget to like, comment, and subscribe. If you want to find out how to achieve this look, click HERE. For a full list of products
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ASIDE from the growing demand of co-working spaces that cater to flexible workers or startup entrepreneurs, event spaces are in demand too, especially in a progressive city like Cebu.
Artist-entrepreneur Margarita Frasco said not a lot of groups or individuals can afford to rent function rooms that are normally attached to restaurants or hotels to mount activities like theater rehearsals, art exhibits, fitness programs or just a space to host support group meetings.
This need led her to open The Core, a multi-faceted space located on the second floor of FLC Center along Hernan Cortes St. in Mandaue City.
Frasco, who owns MDF Productions said the idea stemmed from her experience of directing a theatrical play a few years back where one of the major obstacles of the production she faced was finding a place to hold rehearsals.
She realized this was a shared problem among independent theater productions in the city and that a shared space, not limited to theater rehearsals, could at least bridge this gap.
"The Core is a community space. It is for everyone," she said. "We don't sell anything, just the space."
The 100-square-meter space can be a venue for various activities. At present, the space holds fitness classes like yoga, zumba, pop dance and meditation.
Frasco said the company made investments in making the interior of the space comfortable and accommodating to everyone who will use the space.
Its flooring is suitable for all types of physical activities. Its black walls and curtains that are able to cover the mirrors can transform the rehearsal studio into a space for seminars, workshop, discussions and conferences or exhibits.
Frasco said the space is also viable for support group meetings.
Moreover, she believes that business concepts like The Core will support the creative economy in the city as it provides a space for aspiring artists to showcase their talents and craftsmanship.
"We have plenty of creative talents. They just don't have the venue," she said.
Cebu is currently seeking to be a Unesco Creative City of Design. In 2008, Cebu City was recognized by the British Council as the Creative Capital of the Philippines.
After Cebu, Frasco said she plans to bring the concept to Bacolod, Davao and Bohol and also to her hometown in Liloan.
She also has plans to hold pocket events every two months at The Core to support Cebu's creative economy.
Rental fees at The Core cost P2,588 for four hours; P3,888 for six hours; P5,188 for eight hours; P6,488 for 10 hours, and P7,788 for 12 hours. (KOC)
SunStar website welcomes friendly debate, but comments posted on this site do not necessarily reflect the views of the SunStar management and its affiliates. SunStar reserves the right to delete, reproduce or modify comments posted here without notice. Posts that are inappropriate will automatically be deleted.
Do not use obscenity. Some words have been banned. Stick to the topic. Do not veer away from the discussion. Be coherent. Do not shout or use CAPITAL LETTERS!


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The Musharraf-Manmohan Singh four-point formula had resolved the Kashmir Conflict by a mature and astute policy— LoC will be made "irrelevant", "just a line on a map " as Prime Minister Manmohan Singh said on March 24, 2006. The Economic and social development would make this possible.
Both India and Pakistan won't accept Kashmir's independence and so the four-point plan fits like a glove.
The Hurriyat leader Mirwaiz Umar Farooq back then had favored the formula as a "good beginning" for a lasting solution.
Inefficient leadership
The unfortunate part is that due to internal disturbances in Pakistan and coalition government in India, the dialog process got derailed and the formula never got implemented.
On being asked whether Pakistan would be ready to give up its claim to Kashmir, General Musharaff had famously remarked: "We will have to … if this solution comes up".
Also read: Why Saudi Arabia Accusing Qatar Of Terrorism Spits Double Standards?
Four Point Solution to Kashmir Issue
- Borders to remain as it is on Maps and people on either side of the Line of control to be allowed to move freely.
- Self-Governance or autonomous status (not independence) to Jammu and Kashmir along with Pakistan Occupied Kashmir for internal Management in all areas like trade, tourism, waters to maximize the socio-economic development of the region through cooperation.
- Troops to be withdrawn from the region in a phased manner.
- A joint supervising mechanism to supervise the implementation of such a road-map for Kashmir. This comprises of Indian, Pakistani and Kashmiri representatives.
It Is Not A Feasible Option
Allowing free movement of people across borders could ease the infiltration of terror elements from Pakistan which would like hitting the hammer on our own foot.
Even if we agree to a joint supervising mechanism, the reality is that Pakistan and India working together would be like mixing oil and water. There is a huge trust deficit between the two countries.
All of us aware of what has happened after the gradual withdrawal of troops from Afghanistan and none of us would like to repeat such a blunder.
Burhan Wani's Death
There has been a rapid rise in radicalization as even educated youth have continued to join militant ranks. After the death of Burhan Wani, tensions have escalated to the peak and there seems to be no going back.
As of now ending the deadlock and opening channels of communication between India and Pakistan, would be a huge step rather than even thinking about this important decision.
A Kashmir Without Stone Pelters
We don't know when we will see a happy and bright Kashmir without any stone pelter. As of now, I just want the ongoing protest to halt so that no more bloodshed takes place.
No one knows the future. We only wish and pray that terrorism should end and that there should be pencils instead of stones and guns in the hands of children of Kashmir.
Image Credits: Google Images
Other Recommendations:
Kashmir Plebiscite vs. Referendum : Do You Know The History Of It?


text: This article was published on: March 9, 2015Word just came in from Brent De Sellier that this 44′ pre-owned Baja boat for sale in Florida that it is seriously for sale and looking for offers with a reduced asking price of $99,900! Triple Mercruiser 502 Mag MPI's matched to Mercruiser Bravo I outdrives power this 44′ high performance boat through the water with perfect precision and control. Enjoy the wind and sun in the cockpit or step into the saloon and enjoy all the comforts of a luxury cruiser. This boat features a galley (w/microwave, stove, refrigerator), hot water, Vacu-flush toilet, generator, air conditioning, along with every available upgrade. To make this deal even better, this boat has been recently maintained, with full documentation, so you know this boat is good to go! Furthermore, this deal comes with a custom-made triple-axle Dorsey trailer with electric brakes that was built specifically to carry this boat. She is kept out of the water and is ready to thrill her next owner! The culture of Baja boats: Along with a rich tradition of innovation, a superior standard of quality has allowed Baja to maintain its position as the #1 Performance Boat in the world. To attain that level takes a long term commitment to achieving the best in design, engineering and production. . .and accepting nothing less. It's evident in every aspect of the company — from our advanced hull designs to our constantly evolving styles and graphics and our never-ending quest to building better, faster boats. Year after year, we're striving to exceed our customers' expectations. For more information on this 44′ pre-owned Baja boat for sale in Florida contact Brent De Sellier today at 954.921.1500!