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Great weather & lots of riffles on my favorite paddle on the Pine from Dobson Bridge to Low Bridge with Jack (Grayling), John (Crystal Lake) & Kurt (Cadillac). It was mid 40s at the put-in, mid 50s at the take-out but warm in the sun. No portaqes, though we were prepared since late season. I had a chance to visit with 2 USFS rangers from Manistee NF at Peterson Bridge, who care for the Pine River corridor & Manistee River Trail. Fall colors were better on the drive there but still plenty of reds, oranges & golds. Trip report & photos by Sara Cockrell


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SAN DIEGO — To spank or not to spank, it's one of the most common parenting questions, especially for young parents. The topic charges emotions and sparks controversy, so what do we do? News 8's Alicia Summer asked an expert.
Chances are you have been spanked at some point in your life. News 8 staff remembered their physical punishments many different ways:
"My mom would just kind of swat you with her hands."
"It could be a shoe, a tennis racket."
"I got hand, I got the belt."
If you ask parents today, spanking is not as common.
"It's a change. Society has changed," said Lorri Bauer, a behavior specialist at Rady Children's Hospital.
She says it's all about knowing the appropriate consequences for the misbehavior.
"I wouldn't want parents to think open handed spanking is being abusive to their child," Bauer said.
She says it more important that children are taught how to deal with people, become better problem solvers and take responsibility for their actions - not hide what they do out of fear.
She says asking the three R's can help:
Is the consequence RELATED to the misbehavior?
Is the punishment RESPECTFUL to your child?
Is the punishment REASONABLE?
As Bauer explained, there is no easy answer in regards to spanking but you can get help figuring out what's best for you and your family through First 5 San Diego, Rady Children's Hospital offers free parenting glasses.

subset: commoncrawl


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Note: While Winifred's original surname was McDONNELL, the most common spelling of the name on the NSW BDM Index was with the surname McDONALD and its variations.
Three years before her admission to Newcastle, Winifred, at the age of ten, had been arrested by Senior constable LEONARD for stealing one pound ten shillings from the dwelling house of John DOBNEY in East Maitland. She was tried on 19 February 1866 at the Maitland Police Office and was sentenced to three months in Maitland Gaol.63 At the time of her discharge from the gaol in March 1866,64 she was described as a Roman Catholic servant who had been born at sea in around 1857.65 No ship was stated on the description and this omission was probably due to her extreme youth. In 1869 this same girl was arrested by constable HASSARD of Coonabarrabran Police under the Act for the Relief of Destitute Children for being under the age of sixteen and an associate of prostitutes.66 She appeared in the Coonamble police court before the police Magistrate, Frederick William EDWARDS, and A. B. WILMOTT on 4 November 1869. Winifred was moved from Coonamble via Bathurst where she was held in Bathurst Gaol67 with Ellen YOUNGMAN The pair was discharged from Bathurst on 29 November and arrived in Newcastle where she was admitted to the Industrial School on 2 December 1869.68 On 6 December, CLARKE wrote to EDWARDS, at Coonamble, requesting that he complete and return the form of record for Winifred. Any admission records showing Winifred's religion, education level, parents and discharge are contained in the section of the Entrance Book that has not survived so none of these details can be confirmed from this source.
Winifred remained at the school for just over a year when CLARKE arranged an apprenticeship for her as a housemaid for Timothy MONAGHAN, the schoolteacher at Bishop's Bridge.69 The Colonial Secretary approved this apprenticeship but it is unknown whether Winifred ever went to Bishop's Bridge or whether she was returned to the school after spending some time working for MONAGHAN. On 13 March 1871, as Winifred McDONNELL, she was tried in Newcastle Court under the Injuries to Property Act for wilfully destroying Government property during the riot that had occurred at the school shortly before that date.70 Sydney papers recorded her surname as MACDONALD.71 Winifred was sent to Maitland Gaol with the other girls also involved in the riot.72 The Maitland Gaol Entrance Book described her as a Protestant who was 'born at sea' in about 1855. Winifred continued to misbehave during her time in the gaol as the punishment return for April 1871, shows that she spent seven days in the cells for being disorderly in her cell.73 On her release from Maitland on 12 April 1871, her native place was recorded as 'not known.'74 Winifred returned to the industrial school in Newcastle but shortly afterwards, in May 1871, she transferred with the school to Biloela. On this transfer record she was recorded as a Catholic.75
Winifred continued to be involved in troubles on the island as in his report on 20 November 1871, CLARKE's replacement LUCAS reported that she was one of seven girls76 who were 'confined in No. 3 Dormitory for the remainder of the day for holding conversation with some men in a boat cruising off the island.'77 LUCAS's list from April 1872 indicated that Winifred had been apprenticed to G. S[UR]GH[?], Esq., at Murrurundi, on 8 February 1872.78 LUCAS confirmed this apprenticeship in his report to the Colonial Secretary on 12 February 1872 but did not repeat the name of her employer.79
On 29 December 1874, Winifred married Charles William ALLEN in the courthouse at Murrurundi. The registrar, G. G. BRODIE, officiated and the witnesses were Thomas (X) BUSH and Elizabeth (X) BUSH. Winifred was recorded as a nineteen-year-old spinster who had been born at sea. Her father, Bernard McDONALD, had given his consent for her marriage as she was under the age of 21. Both her parents were recorded on the registration. Charles was a bachelor who had been born in Kent in 1848. His parents were named as William ALLEN and Jane HERNSHAW. Both Charles and Winifred were recorded as residents of the Liverpool Range.
Tracing both Charles and Winifred and their children is ongoing and difficult. What has been achieved suggests that Winifred returned to and remained in the Newcastle/Maitland/Cessnock area until about 1914 and then moved to Sydney.
By May 1900, Winifred's daughter, recorded as Winnie ALLEN, charged Samuel NICHOLS with rape. The case was reported in The Newcastle Morning Herald & Miners' Advocate on 21 May. While NICHOLS was ultimately discharged, Winnie's evidence identified the whereabouts of her parents. She stated that:
She was 21, and had no sisters. Her mother lived at East Greta with a man. Her father was living up country. Her mother was living with the man for about nine years. The man has four or five sons.80
This court report indicated that Winifred senior was still alive at this point but locating her second relationship alluded to by her daughter is not possible using appropriately named records. Further clues are provided in an In Memoriam notice in the Newcastle Morning Herald and Miners' Advocate on 29 April 1921, where one of Winifred's sons, recorded as Tom, was identified as John William ALLEN's brother a year after his death. While the year reported in the notice differed from the preceding notice placed by John's wife Mary, the actual date matched.
ALLEN. – In loving memory of our dear brother, Jack, who died April 29, 1920. … Inserted by his loving brother and sister-in-law, Tom, Sue, and children, Tea Gardens.81
Tom's existence was a clue to Winifred's next relationship but it was only researchers working from both ends of Winifred's life that have enabled her ancestry and this marriage to be identified. In September 1880 Winifred MACDONALD married the commerical traveller Thomas PORTER.82 Winifred's daughter stated 21 years later in 1901 that her father Charles was alive and living 'up the country' then83 so this second marriage was bigamous and this was almost certainly the reason that Winifred was recorded on the document as the widow Wentworth ALLEN. The birth of Thomas James PORTER to Thomas and Wentworth PORTER was registered at Uralla in 1881.84 Registrations of other children showed that the family moved to Walcha and then to Newcastle where they lived in the Hamilton/Islington area. In May 1892 Winifred's son, identified as James PORTER but most probably Thomas James PORTER, appeared in court where there was an identification of the problems faced by Winifred and her children. The marriage to Thomas PORTER was difficult.85 By August 1892 Thomas had assaulted Winifred and the court report of the incident suggested that she had left him by this date.86 Thomas was sent to Maitland Gaol where he was recorded as an Englishman who had been born in 1840. He stated that he had arrived on the Clara Ellen in 1871.87 Winifred attempted to find honest work to support herself and her children but was forced to take her employer Andrew MINCH to court for unpaid wages. Her case was dismissed as it was stated that as her husband was still alive, she had no right to sue MINCH.88 This situation demonstrates the difficult predicaments faced by abandoned or abused women at this time. After Thomas' release from Maitland Gaol Winifred was likely forced to return to a difficult marriage due to her circumstances and by about 1895 the family can be found living at West Maitland where births of two more sons were registered. Eventually Thomas and Winifred appeared to be living in some comfort as she employed a servant89 but the ultimately the couple did separate. Thomas died at his son's house at Port Stephens on 10 October 1916.90
Winifred was believed by her descendants to have moved to Sydney by about 1914 and no further confirmation can be located for her.91 Attempts to trace Winifred's children and siblings in order to locate her is ongoing.
By September 1901 Winifred's daughter, Winifred, was admitted to Maitland Gaol from West Maitland Court92 charged with having no visible lawful means of support. She stated then that she had been born in Tamworth. Other details on the record are almost unreadable but Winifred appeared to have been a servant aged either 22 or 23. In August 1902, she was almost certainly a witness at the trial of Richard MILLS93 and she also appeared before the Singleton court charged with theft in October 1902.94 She returned to Louth Park near Maitland where she may have lived within the Chinese community.95 A daughter Elsie G. M. ALLEN was born in 190396 in Singleton. It may be that for support, Winifred moved to areas near where her father lived. In Singleton in 1906 she married Harold C. PURNELL. The couple resided in Inverell and Tamworth where the couple had at least four children. Harold died in Tamworth in 1922.97 In 1924 Winifred was again the victim of an assault which resulted in a further court appearance.98 She died in Tamworth in 1955 where her parents were confirmed as Charles William and Winifred.
Family researchers have recorded that Charles and Winifred's son John William ALLEN, had been born in Tamworth. He was almost certainly the man who worked at the Pelaw Main Colliery and who was injured in an accident in 1909.99 John died in Kurri Kurri at the age of 43 in 1919 although his death registration recorded that his father was James E. and his mother was Winifred. He was buried in Kurri Kurri Cemetery and a headstone remains.
Winifred's son, Charles William ALLEN, is not the man who died in Sydney in 1939100 as this man was too old by about nine years and online trees suggested that he had had different parents.
Bernard and Mary MACDONALD were recorded on the NSW BDM Index in the Maitland area from 1856 when Winifred's birth was recorded as the 'Marine' registration of an unnamed female. This registration verified Winifred's consistent statements that she had been 'born at sea.' The HVPRI further indicated that she had been born on 7 June 1856 and that she had been baptised on 21 September 1856, by J. T. LYNCH at the Catholic church at West Maitland. On this record Winifred's mother was confirmed as Mary KEEGAN. Her father was recorded as James and no occupation was identified for him. The sponsors for her baptism were Patrick and Rosy KEEGAN,101 Mary's brother and sister-in-law.102 Winifred was almost without doubt illegitimate and her father was almost certainly Bernard, who had not arrived in NSW at the time of this baptism. Winifred's birth was also registered as a 'marine' birth and this registration may provide a possible marriage date in Ireland. Winifred had arrived in NSW with her mother aboard the Ben Nevis on 6 July 1856, a month after her birth. The use of the surname MACDONALD or McDONALD on Winifred's baptism is very probably incorrect as this spelling was very likely wrong on both the registration and on the baptism.
Mary KEEGAN had arrived with her unnamed female child, aboard the Ben Nevis in July 1856. Her parents were confirmed on the Ben Nevis indent as Patrick and Winifred, the same as those of her brother, Patrick. Patrick and Rosy KEEGAN nee RILEY had arrived as a couple aboard the Ramilles in 1850 and they then had a succession of children in the Maitland area. Patrick's parents were confirmed on the indent as Patrick and Winny.103 Just over a year later Berrnard McDONNEL arrived and Mary was identified as his cousin. Further children born to Bernard and Mary MACDONALD were registered in Maitland from 1858. The baptism on 10 November 1867,104 of Winifred's brother, Patrick, indicated that the family was living at this time at Denton Park.105 The sponsors of Patrick's baptism were Mathew BYERS and Amelia BRADFORD. By 1869, the birth of a daughter, Maria J., was registered in Coonabarabran. At the time of the birth of Owen in 1873 the family was in the Tamworth area and by 1874 their son, Bartholomew, was registered in Murrurundi. These locations exactly match the areas of the arrests of Winifred and later the locations where she resided, suggesting that the family tended to remain in Northern NSW. Mary was still alive in 1874 as this was the date of the registration of her last child, Bartholomew. She was almost certainly still alive in 1888 as she was very likely the wife of the man identified as her husband admitted to the government asylum in 1888 and who was living in Mudgee.106
While the research of descendants available online suggests that Winifred's father also used the name James,107 this is almost certainly not the case as this name has not been verified in any record other than on Winifred's baptism when Bernard was not present. At the time of his arrival, Bernard identified that his cousin, Mary KEEGAN, was his relation in the colony. He arrived as Bernard McDONNEL from County Cavan aboard the Boanerges108 at the age of about 23, in October 1857. His parents were identified as Bernard and Margaret on the indent. He and Mary had children recorded across the New England and Liverpool Plains areas until 1874. The areas of these registrations may indicate employment with the A. A. Company on or near the properties of Goonoo Goonoo and/or Warrah on the Liverpool Plains. In 1874 Bernard gave permission for Winifred to marry and he was alive in November 1876 when the Tamworth Bench issued a warrant for his arrest under the name Barnard McDONALD, for assaulting his son, Barnard, who was under ten. More details of this incident may become available once more New England papers are scanned. It is almost certain that Bernard was the man who appeared twice – in 1888 and 1890 – on the register of inmates of Government asylums and was described in these records as being 'eccentric and not of sound mind'. The records confirmed his year of arrival and it was recorded that he was married and his wife was living in Mudgee.109 In 1891 Bernard was almost without any doubt recorded as 'A Tramp' who had been 'picked up by the enumerator' and who was living in Smith Lane, Tamworth Area.110 Bernard was working as a miner in 1895 when he was admitted to Armidale Gaol charged with being of unsound mind. His ship of arrival was confirmed and he was recorded as having been born in Ireland. His year of birth was given as 1848 and while this age was about 12 years too young, under the circumstances of this arrest, this understated age may not have been a deliberate error. The record is clear and well written. Bernard was forwarded to Darlinghurst on 3 June 1895.111 Based on the earlier age error it is almost entirely certain that Bernard's death was registered as Bernard McDONNELL in Ryde in 1909 at the recorded age of 59.112 He was more correctly aged about 71.
Tracing the children of Bernard and Mary is also ongoing. Bartholomew has been located in Goulburn Gaol in 1909 as Bartholomew McDONNELL. He was tried in Maitland under this name in October 1908.113 Winifred's brother, Burney, who identified his place of birth as West Maitland, was admitted to Goulburn gaol in 1886.
Maria J. is almost certainly not the woman who married William SMIDT in Dubbo in 1896 as this woman was too young and online trees suggested that she had been born in Ireland to John and Jane McDONALD.
Where has She Gone?
No newspaper reports of either court report that sent Winifred to Maitland Gaol in 1866 or Newcastle in 1869 have been found to add details to her family or personal information. Pages from the Maitland Mercury on 20 February have not appeared to have survived and any Coonabarabran or Coonamble newspaper is yet to be scanned onto TROVE. No appropriate woman named Winifred can be located in either Kurri Kurri or Greta Cemeteries.
The Charles William ALLAN who married Constance P. HURCUM in Gulgong in 1918 seems to be unconnected to the family although this has not been verified. The Winifred M. ALLAN who died in Gulgong in 1893 (6801/1893) was a sister to this man and their parents were identified on the NSW BDM Index as John and Lucy W. ALLEN. Another unconnected Winifred McDONALD, born in Bombala in 1866, married a Charles ALLAN in 1885 and died at Hay. Winifred is not the woman of this name who died in West Maitland in 1895 as this registration recorded the death of a woman who was eighty-one years old.
Winifred is not the Winifred Emmie BLAKEMORE living in East Greta in 1913. This woman had married in 1909 to George BLAKEMORE as Winifred E. SINGLE. The couple began having children after 1909 which makes it impossible for her to be the Newcastle inmate. There are therefore no women named Winifred living in East Greta in 1913 who could be Winifred MACDONALD. Earlier electoral rolls are still under investigation.
Winifred is not the Winifred M. HICKS who died in Gunnedah in 1919114 and who had parents named Bernard and Mary as this woman was only about 34.115 She was not the Winifred CAMBOURN who died in Kurri in 1910 (9745/1910) and whose parents were James and Mary E. as this death was that of a child.
Updated July 2018


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L&T has tied up with globally acknowledged leaders in field of 'sand manufacturing plants' - KEMCO of Japan to manufacture and supply advanced sand manufacturing systems which can replace usage of river sand and help save our environment. These eco-friendly dry sand manufacturing plants produce equi-dimensional shaped sand grains with precise gradation (free of filler / ultra-fines content) as desired for various concrete mixes specifications.
Surplus Crusher Dust can now be converted to as-good quality (if not better than) as river sands using these systems. L&T also manufactures Superior Air Classifier; Vertical Shaft Impactors (VSI) for aggregate shaping, Air-Separators for sizing and screening of quality aggregates and High Capacity Jaw Crushers in technical collaboration with Kemco of Japan.
The challenges in delivering integrated process capabilities for the metallurgical industry call for exemplary expertise. To every such critical requirement, L&T leverages its seven decades of domain expertise and meets the specific needs
Non-ferrous metals cater to a large spectrum of engineering supply & construction requirements and contribute significantly towards industrial growth. Being a complex domain, this sector caters to widely differing needs across a
Bulk Material Handling Business Unit (ISO 9001 accredited) serves as one stop shop for all material Handling solutions. The Business Unit is equipped with the requisite expertise and wide-ranging experience to undertake Engineering,
BMH provides tailor made engineering solutions to its customers in the form of indigenously designed & manufactured products to cater all sorts of bulk material handling needs.
L&T's equipment offerings in the material handling sector are,


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1. Question 1. What Do You Understand By Securities Market? What Are The Different Types Of Securities Market?
Answer :
Security market is a market where securities are issued and traded. It is the market for different types of securities namely: Debt, Equity and Derivatives.
Debt market is further divided into three parts:
o Government securities market
o Money market
o Corporate Debt market
Equity market is divided into two parts:
o Primary market
o Secondary market
Derivatives market is also divided into two parts:
o Options market
o Futures market
2. Question 2. What Do You Mean By Derivatives? Give An Example.
Answer :
The word derivative refers to a variable which has been derived from another variable. Thus derivatives have no value of their own as they derive their value from the value of some other assets which is known as underlying asset. They are specialized contracts which signify an agreement to buy or sell the underlying asset of the derivate up to a certain time in the future at a predetermined price. The value of the contract depends on the expiry period and also on the price of the underlying asset. For example – Derivative contract on crude oil depends on the price of crude oil.
3. Question 3. What Are The Advantages Of Derivatives?
Answer :
o Increased hedge for investors in cash market.
o Enhance price discovery process.
o Increases volume of transactions.
o Lower transaction costs.
o Increased liquidity for investors and growth of savings flowing into these markets.
o Leads to faster execution of trades and arbitrage and hedge against risk.
4. Question 4. What Are The Characteristics Of Government Securities Market?
Answer :
o It is the largest segment of debt market in India.
o It accounts for nearly 2/3rd of the issues in primary market.
o It accounts for nearly 4/5th of the turnover in secondary market.
o Issues are regulated by RBI under Public Debt Act.
o These securities are issued through an auction mechanism.
o Perspective investors are banks, insurance companies, mutual funds, trusts, provident funds etc.
o These instruments can be traded in WDM segment of NSE which is fully automated screen based trading system.
5. Question 5. What Is Beta Of An Asset?
Answer :
Beta of an asset is a way of measuring systematic risk of an asset. It shows how price of a security responds to changes in market price. It indicates the extent of movement of the returns of the stock with respect to the movement of market returns. Assets that are riskier than average will have Betas that exceed 1 and assets that are safer than average will have Betas lower than 1. The riskless asset will have a value of Beta=0. The Beta of the market portfolio or the average of Betas across al assets in the market is 1.
6. Question 6. What Do You Understand By Stock Market Indices? Name The Major Stock Market Indices?
Answer :
Stock market indices are used to measure the general movement of the stock market. It is used as a proxy for overall market movement. The major stock market indices are:
o Bombay Stock Exchange Sensitive Index (BSE) popularly known as Sensex. It reflects the movements of 30 sensitive shares from specified and non specified groups.
o S and P CNX nifty, known as Nifty Index. It reflects the movements of 50 scrips selected on the basis of market capitalization and liquidity.
7. Question 7. What Is The Difference Between Bombay Stock Exchange And National Stock Exchange?
Answer :
o Bombay Stock Exchange index or Sensex was started in 1986 whereas National Stock Exchange index namely Nifty started in 1995.
o The base year for the sensex is 1978-79 and base value is 100 whereas the base year for nifty is 1994 and base value is 1000.
o BSE consists of 30 scrips whereas NSE consists of 50 scrips.
o BSE is screen based trading whereas NSE is ringless, national, computerized exchange.
o BSE has adopted both quote driven system and order driven system whereas NSE has opted for an order driven system.
8. Question 8. What Are The Different Types Of Equity Market?
Answer :
Equity market consists of primary market and secondary market.
Primary equity market – is also called new issues market as securities are issued to public for the very first time. In this market the new issues are made in following four ways:
o Public issue
o Rights issue
o Private placements
o Preferential allotment
Secondary equity market – also known as Stock exchanges which are an important part of capital market. It is an organized market place where securities are traded. These securities are issued by government, semi-government bodies, public sector undertakings, joint stock companies etc.
9. Question 9. What Do You Understand By Money Market? Give An Example.
Answer :
Money market is the market where short term instruments of credit with a maturity period of one year or less than that are traded. Such instruments are known as near money. The borrowers of money market are traders, government, speculators and lenders in this market are commercial banks, central bank, financial institutions and insurance companies etc.
10. Question 10. On What Basis Securities Should Be Selected?
Answer :
There are three factors which should be considered in selecting fixed income securities:
o Yield to maturity,
o Risk to default,
o Tax shield and
o Liquidity.
There are three approaches to selection of equity shares: fundamental analysis, technical analysis and random selection
11. Question 11. What Are The Important Macroeconomic Indicators That Influence Stock Market?
Answer :
Following are the macroeconomic indicators that influence stock market:
o GDP Growth Rate
o Behaviour of monsoon and performance of agriculture
o Trends in public investment and savings
o Monetary and fiscal policy
o Economic and political stability
o Inflation
o Infrastructural facilities and arrangements
12. Question 12. What Is Efficient Market Hypothesis?
Answer :
Efficient market is one where the market price of the security is an unbiased estimate of its intrinsic value. The efficient market hypothesis is based on following assumptions:
o Market is perfect and free without any trade restrictions.
o Market absorbs all the information quickly and efficiently.
o Information is free and costless and is freely available to all at the same time.
o Information is fair and correct.
o Market players can analyze the information quickly and it is absorbed in the market through buy and sell signals.
13. Question 13. What Are The Main Phases Of Portfolio Management?
Answer :
Portfolio management is the management of various financial assets that make a portfolio. There are following seven phases in portfolio management:
o Specification of Investment Objectives and Constraints
o Choice of Asset Mix
o Formulation of Portfolio Strategy
o Selection of Securities
o Portfolio Execution
o Portfolio Revision
o Portfolio Evaluation
14. Question 14. Explain Fundamental Analysis And Technical Analysis.
Answer :
Security analysis includes two types of analysis namely, fundamental analysis and technical analysis.
Fundamental analysis takes into account three types of analysis:
o Economy analysis
o Industry analysis
o Company analysis
Technical analysis helps in forecasting the future price of share on basis of historical movements of price.
15. Question 15. What Are The Types Of Risks?
Answer :
Generally there are two types of risk: Systematic risk and Unsystematic risk.
Systematic risks are:
o Market risk
o Purchasing power risk
o Interest rate risk
Unsystematic risks are:
o Business risk
o Financial risk
o Liquidity risk
o Default risk
16. Question 16. What Are The Basic Principles Of Dow's Theory?
Answer :
Dow's Theory is the oldest and the most known theories of technical analysis. It was proposed by Charles H. Dow. Dow's theory has put forward six basic principles:
o The averages discount everything.
o Market has three main movements. These are primary, secondary and minor movements.
o Lines indicate movements. Such a movement indicates either accumulation or distribution.
o Price-volume relationships provide background.
o The price action determines the trend in the market.
o The averages must confirm i.e. the movements of two different market indices must confirm each other to confirm the overall trend.
17. Question 17. What Are The Significant Factors To Company Analysis?
Answer :
Company analysis is a part of Fundamental analysis. Following factors are significant to company analysis:
o Marketing Policies
o Accounting Policies
o Profitability
o Dividend Policy
o Capital Structure
o Management
o Financial statement analysis
18. Question 18. What Are The Assumptions On Which Capm Is Based? What Are The Essential Elements Of Capm?
Answer :
CAPM (Capital Asset Pricing Model) is a risk and return model. It predicts the relationship between risk of an asset and its expected result. This model assumes that:
o Investors are risk averse.
o Investors are known with all the market fluctuations and information.
o There are no restrictions and transaction costs on investment.
o Information available in the market will be digested by the capital markets.
o Investors have identical time horizons.
o Investors have homogeneous expectations about risk and return of securities.
The essential elements of CAPM are:
o Risk free rate
o Market Risk Premium
o Beta of the security
19. Question 19. What Is Mutual Fund? State Types Of Mutual Funds Schemes.
Answer :
Mutual Fund is an association which pools the savings of the investors who share common financial goals. The money collected by number of investors is invested in different types of financial instruments for the mutual benefit of its members. The income earned on these investments is then shared by the unit holders in proportion to the number of units held by them. A mutual fund has sponsor, trustees, asset Management Company and custodian. Mutual funds schemes are classified on the following basis:
o Maturity Period – Open ended and closed ended schemes.
o Investment Objective – Growth scheme, Income scheme, and balanced scheme.
o Other schemes – Liquid fund, Gilt fund Index fund, Sector fund and Tex saving fund.
20. Question 20. What Are The Rights And Obligations Of The Buyer And Seller For The Call And Put Options?
Answer :
Rights and Obligations of the Buyer for Call Option:
o Pays premium
o Right to exercise and buy the shares
o Profits from rising prices
o Limited losses, unlimited gain
Rights and Obligations of the Seller for Call Option:
o Receives premium
o Obligation to sell shares if exercised
o Profits from falling prices or remaining neutral
o Unlimited losses, limited gain
Rights and Obligations of the Buyer for Put option:
o Pays premium Right to exercise and sell shares
o Profits from falling prices
o Limited losses, unlimited gain
Rights and Obligations of the Seller for Put option:
o Receives premium
o Obligation to buy shares if exercised
o Profits from rising price or remaining neutral
o Potentially unlimited losses, limited gain


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Call for Sessions
The Call for Sessions is now closed.
General Topics
The ASM2018 will be the largest national venue for scientific exchange across a broad range of Arctic research disciplines in natural, human health and social sciences. General topics to be addressed include, but are not restricted to:
Session Format
Individual 90-min sessions will be in groups of six 15-min talks, or five talks with one double-length (30-min) talk available at the discretion of the co-Chairs. If needed, more than one individual 90-min session can be requested by proponents. Chairs may designate up to two presenters as "Invited" in each session. Invited presenters are still required to submit an abstract and pay registration fees. Chairs may choose to use the 30-min talk for an overview. Sessions will be scheduled by the ASM2018 Organizing Committee after abstracts have been received.
Call for Abstracts
The Call for Abstracts for Plenary and Topical Sessions will be issued in June 2018, once the selection of Topical Sessions is finalized. The deadline for abstract submission will be September 7, 2018. Abstracts will be accepted for both oral and poster presentations. Presentations will be selected to cover diverse fields of Arctic research. A good balance of junior and senior scientists will also be encouraged. Given the limited number of oral presentation slots available, the Organizing Committee, in collaboration with session Chairs, may assign some abstracts to the poster session. Both oral and poster presentations carry equal weight and abstracts will be published for both. Authors will be informed of the final format of their presentation in October 2018.


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US President Donald Trump said Wednesday he wants a "great relationship" with Pakistan and is looking forward to meeting the new leadership in that country.
Trump had reached out to the new government in Pakistan under the cricket superstar turned politician Imran Khan, when he had written a letter to Khan, seeking Pakistan's help with stuttering Afghan peace talks and support in bringing the Taliban to the negotiating table to end the 17-year brutal war in the neighbouring country.
Trump told his Cabinet colleagues in the same meeting that he has ended USD 1.3 billion in aid to Pakistan because "this South Asian country houses enemies".
The US President underscored that his administration has initiated peace talks with the Taliban. He also announced that a meeting with the new leadership of Pakistan will take place "very soon".
Earlier, South Carolina Senator Lindsay Graham, who is considered close to President Trump, told CNN in an interview that if Pakistan helped the US in bringing the Taliban to the table for negotiations, then the US would focus on counterterrorism and the IS.
The Republican Senator wants the US to offer Pakistan a free trade agreement as an incentive for Islamabad to push the Taliban to the peace table to end the Afghan war.
Trump alleged that Pakistan has not been fair to the United States.
"We want to have a great relationship with Pakistan, but they house the enemy. They take care of the enemy. We just can't do that," Trump said.
"So, I look forward to meeting with the new leadership in Pakistan. We will be doing that in the not too distant future. But I ended USD 1.3 billion that we paid. I think it was water, we were just paying to Pakistan. So, I ended that,"


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Tuesday, 26 March 2019
Time to make a change.
I recently got a bit of a kick up the backside to try to get into better shape, and also to get healthy. It was a guy that caused the kick up the backside, but I'm not actually doing for the guy. I'm doing it for me.
I've been unhappy with my figure for a while. I eat junk and don't exercise enough, and over the past year I ended up gaining over a stone. It has seriously effected my self esteem, which outwardly I haven't let show, but internally it has caused me to feel awful.
So, on Saturday I got myself a Fit Bit Charge 3, which I already love. I'm cutting out bread and pasta as much as possible, and cutting down on fizzy drinks, and only drinking sugar free ones when I do.
My start weight is 11 stone 5.
My aim is to have a 1000 calorie deficit per day as often as possible, eating around 1200 calories per day and exercising at least 30 minutes per day. So far it has been a 15 minute HIIT video on Amazon twice per day.
Now, the main reason that I'm posting this on my blog, is so that I am accountable to more than just myself. I'm going to post a before picture today, and then take a photo every couple of weeks in order to keep track of my weight loss journey.
As well as weight loss I'm hoping to improve my resting heart rate which is currently pretty high, and also increase my stamina as I currently get out of breath climbing up a couple of flights of stairs. I'm also hoping that with and improvement in my health will come an improvement in my skin (I also just started using a new exfoliater and cleanser which I will review shortly).
If anyone else is starting, or progressing on a weight loss journey and has any tips that they would like to share then that would be great.
Wish me luck!
10 comments:
I have been looking at getting a fitbit, they are such a great way to keep track on how active you are xReplyDelete
Good luck! I've heard that so many people really get on with the fitbit so I am sure it will be a great buy!ReplyDelete
Good luck on your journey! I've also got a Fitbit Charge 3 and I love mine.ReplyDelete
Good luck! You have the right mindset for sure. I try and make heather snacks and food every so often but it isn't easy. Being prepared is key so you don't head for that chocolate boxReplyDelete
Wish you loads of luck. It's not easy but if you can find the motivation to do it you should go for it!!! I have a fitbit and it can help encourage you to move more!!!ReplyDelete
Good Luck to you - I really need to do the same and lose some weight before the summer. KazReplyDelete
Good look with it all! I've found using a fitbit really motivating.ReplyDelete
Best of luck with your fitness goals! It is tough but you can do it!ReplyDelete
I am sending you positive vibes and know you can do this, just make sure you do it for youReplyDelete
Laura x
I just kept thinking about how amazing it was to go from this place of utter shame and doubt and fear and loneliness. garbage binReplyDelete


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Contracting in Sweden
Are you planning to be contracting in Sweden? These pages will give you an overview about Sweden as a country, what's required of you to be contracting in Sweden. Learn more about how to apply for Visa and Work Permit if necessary, the percentage of the Swedish Income Tax and how the Swedish Social Security works. For more practical information, download our guide Start Contracting in Sweden or our International Contracting Guide.
How to start contracting in Sweden?
Work Requirements in Sweden
In order to work in Sweden, non-EU/EEA citizens require a work permit. However, once a permit is granted, it must be entered into the citizens' passport before arrival into Sweden. In general, special rules apply for EU/EEA citizens, their relatives and long-term residents in the EU and they can work without. Read more about Swedish Work Requirements.
Swedish Visa and Work Permit
All citizens of non-EU/EEA countries must apply for a valid visa to visit and work in Sweden. A visa is a permit to travel to and stay in a country for a maximum of 90 days. Otherwise, if you intend to stay in Sweden for longer than 90 days, you will need a visitors' residence permit. Read more about Swedish Visa and Work Permit.
Swedish Income Tax
Taxation is relatively high in Sweden and contributes to three levels of the Swedish government: local, regional and central. However, the process is relatively straightforward, as income is taxed at source. Taxation is usually around 30% of income and is both direct and indirect. Taxes are collected by the Swedish Tax Agency. Income tax includes a state tax and a municipal tax. If working in Sweden for less than six months you can apply for a special income tax rate of 25% (SINK). If remaining for a longer period, you have to follow normal tax rules. Read more about Swedish Income Tax.
Swedish Social Security
In general, there are common rules for social insurance within the EU, such as that you normally have social insurance in the country which you live in. On one hand, if you work in a different country from the one where you live, the principal rule is that you have social insurance in the country where you work. On the other hand, there are also particular exceptions, for example for labour sent abroad, concurrent work in two or more countries, and various exemptions. However, there are also special rules for certain groups such as seafarers and those employed in international transport. Social security contributions are paid in the country in which you have social insurance. Read more about Swedish Social Security.
About Sweden
Sweden as officially the Kingdom of Sweden is a constitutional monarchy and parliamentary democracy with a monarch as head of state. It is a Scandinavian country bordering Norway and Finland. Additionally, Sweden is also connected to Denmark in the southwest by a bridge-tunnel across the Öresund. In fact, it is the third-largest country in the European Union at 450,295 square kilometres (173,860 sq mi) with a total population of over 9.9 million. This country consequently has a low population density of 21 inhabitants per square kilometre (54/sq mi). Moreover, Sweden is 1,574 kilometres from top to bottom. It can be divided into three major regions: Götaland in the south, Svealand in the middle and Norrland in the north.
The capital of Sweden, Stockholm, with more than 850,000 inhabitants is also the country's largest city. There are other large cities such as Gothenburg, in western Sweden (population 532,000), and Malmö (population 300,000) in the south.
Legislative power is vested in the 349-member unicameral Riksdag. Executive power is exercised by the government chaired by the prime minister. It is, on one hand, a member of the European Union, but has its own currency, the krona, or Swedish crown.
Germanic peoples have inhabited Sweden since prehistoric times. Emerged into history as the Geats/Götar and Swedes/Svear and constituting the sea people known as the Norsemen. Southern Sweden is mostly agricultural, while the north is heavily forested as less than three percent of Sweden's land area is built up. Additionally, forests cover 69 percent of the country.
This country is part of the geographical area of Fennoscandia. Therefore the climate is in general very mild for its northerly latitude but still retains warm continental summers.


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Aruba Networks and HP Combine Forces
On May 19, 2015, HP completed the acquisition of Aruba Networks for a transaction value of $3 billion. Aruba boasts a highly regarded innovation engine and specialized sales, marketing and channel model, which will complement HP's networking business and go-to-market breadth. Together, Aruba and HP will deliver next-generation converged campus solutions, leveraging the strong Aruba brand. Read more >>
Innovations that Drive Networking Simplicity
From wired and wireless unification to software-defined networking and virtual management, HP delivers transformational technologies.
Read More >>
Fortinet and Meru Networks:
Joining forces to lead the Wireless Market
With Fortinet recent acquisition of Meru Networks, provider of intelligent wi-fi networks designed for business-critical applications, Fortinet has reinforced its offer in the wireless market.
Thank you for your time
With Regards,ITQAN Team
ITQAN is aiming to improve its website by adding up new content, updating the information, rearranging the current structure to make it work more efficiently and to improve its entire function. To achieve the prompt results there has been added Website Content Feedback form, which can be filled in here (www.itqan.ae/support.html).Also, there has been added Microsoft Experts web section to introduce the group of Microsoft Specialists within ITQAN (www.itqan.ae/msexperts.html). We want to become better for you!
Dear Customer,
Welcome to the 6th ITQAN Newsletter.
ITQAN is well-known for its unique solutions designed exclusively for the customer's environment. For each customer and through compatible vendors technologies (www.itqan.ae/techpartners.html), ITQAN develops systems architecture to optimize the processes, which normally consume time and resources, to the point they can be easily maintained. ITQAN's solutions for Government, Oil&Gas, Education, Hospitality and other industries have proven the talent and rich expertise of the ITQAN team.
We appreciate the trust of our customers; and do our best to improve it.
With Regards,
Muhannad AbuHassan
CEO of ITQAN
When: September 15th
Where: Emirates Palace
Few days ago ITQAN drove one of its most successful events. The purpose was to introduce ITQAN's Approach to Juniper - VMware Architecture.
ITQAN solution utilizes cutting edge virtualization technologies, capabilities and extensions to result into a fully automated, flexible, and agile SDDC architecture. It is composed of well-defined building blocks where the relevant products, features and solutions offered by the leading vendors are matched to the customers technical and business needs.
IDC did a great job in advertising and promoting the event. That day it was attended by 30 CIO's from Government, Oil&Gas, Utilities, Education, Banking, Retail.
On the picture from left to the right: Georgina Schaefer, Senior Product Marketing Manager, VMwareSteven Brodie
Director of Alliances, Juniper Networks
Bassem Mustafa
Pre-Sales Director and Head of Information Infrastructure Solutions, ITQAN
Microsoft Experts of ITQAN has recently optimized the workflow of an organization providing hospitality services for the Government and Defense Entities.
"We were looking for something that would enable agility within our business, that would accelerate our business processes and expansion within certain regions where we didn't have enormous facilities and so required smaller offices," the Customer recalls.
ITQAN is an expert in Microsoft Cloud technologies - its migration strategy provided appropriate training while minimizing the downtime and avoiding user problems.
Pain-free migration
As existing Microsoft software was up-to-date, user-client migration of 30–50 people/day was straightforward with no disturbance. No new hardware was needed. "We were expecting it to last much longer and expecting additional difficulties, which we didn't see," says the Customer.
Easier administration
Administration interfaces are simple for O365, with little need for programming skills in PowerShell management framework or for advanced knowledge to move outlook users to the cloud. For end-users, familiarity with other Microsoft products meant that training was needed only for Lync and Outlook. Yammer was accepted easily because of familiarity with other social networks.
Read More>>
Apple and Cisco Partner to Deliver Fast Lane for iOS Enterprise Users
August 31, 2015 — Apple® and Cisco today announced a partnership to create a fast lane for iOS business users by optimizing Cisco networks for iOS devices and apps, integrating iPhone® with Cisco enterprise environments and providing unique collaboration on iPhone and iPad®.
"iOS is the world's best mobile platform, and nearly every Fortune 500 and Global 500 company today has put iOS at the center of their mobile strategy," said Tim Cook, Apple's CEO. "iPhone and iPad have become essential tools for the modern workforce and are changing the way work gets done. Together with Cisco, we believe we can give businesses the tools to maximize the potential of iOS and help employees become even more productive using the devices they already love." Read more>>
UAE IT sales in 2015 to grow 8.8% to Dh18.68bn
The sale of software and services will lift the UAE's information technology industry this year by 8.8 per cent, according to a forecast released by the Business Monitor International.
In 2015, the IT sector in the UAE is forecast to grow to Dh18.68 billion in 2015 from Dh17.17bn last year.
The software sales will increase to Dh3.549bn in 2015 from Dh3bn in 2014, registering 18.1 per cent increase in local currency terms, according to BMI forecast.
The UAE is one of the region's fastest growing Enterprise Resource Planning (ERP) markets as modernisation initiatives continue in an effort to increase international competitiveness.
Quoting a BMI study, Dubai Chamber of Commerce and Industry last month forecast UAE's IT compound annual growth rate of about 8.47 per cent until 2018. The Emirates' IT market was valued at Dh15.75bn in 2013. Read more>>
This is a monthly ITQAN update for the customers. Should you be interested, click here to subscribe to the monthly newsletter; or click here to unsubscribe.
Check our website | Follow Us on Linkedin


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Noverox Spray cans are the same great product as the Ax but has been conveniently packaged in an aerosol can for ease of use, giving a very good finish in preparation for the top coating system. An excellent choice if it an automotive application or any other where the final coat must have a "spray" or brush-stroke free finish.
Noverox Anti Corrosion Spray 400ml
- Product Code: N400S
- Availability: In Stock
- Excl. GST: $28.30


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26 mars 2017
The autonomous car's reality check
The autonomous car's reality check A CAR sprouting a dome containing a spinning laser sensor and festooned with cameras barely draws a second glance as it edges through the crowded streets of Berkeley. Self-driving cars are no longer a rare sight on Californian roads. Over 100 autonomous vehicles from a dozen manufacturers are now being tested in public, covering hundreds of thousands of kilometres each year. But this car is different: its human driver keeps his hands firmly on the wheel. The vehicle, nicknamed "George" by... [Lire la suite]
23 novembre 2014
International Chair in automated driving driven by Mines ParisTech
Renault is not the only one to occupy the land in the area of automated driving. Mines ParisTech has announced the creation of a new international research chair in this area, both for the automotive and aerospace sectors, in partnership with industry Valeo, PSA Peugeot Citroën and Safran. Called "Automated Driving - Drive for You," the chair will bring together teams of Robotics Centre Mines ParisTech and international academic partners such as the University of Shanghai Jiao Tong (China), the University of Berkeley (California)... [Lire la suite]


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Journey to Recovery Exhibition Launch
Poet and spoken word artist Mr Gee hosts an open mic event celebrating recovery from addiction.
Tuesday 4th December 2018
4pm, Redbridge Central Library, Clements Road, Ilford
For the past 18 months a group of adults in recovery from addiction have been working with Eastside Community Heritage and Blenheim to find new and exciting ways to tell their recovery stories. Join us for a celebration of their progress in which they'll perform some of their writing and poetry, and find out more about how anyone has the power to reclaim their life from addiction.
Do you have some spoken word or poetry about addiction and recovery that you'd like to perform? Send it to Zach at email@example.com or call him on 020 7582 2200 to perform with us!


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Staff from other UWA business areas (including faculties and schools)
Residential College staff, Student Guild staff, other affiliated areas
To use Callista you must have an account.
To apply for a Callista account, please submit your request via the Self-Service Portal. The request forms can be found under Self-Service, then under Student Services.
Before you apply for a Callista SMS Account you need a UWA Staff Number and a Pheme Account.
Non UWA staff requiring access to Callista SMS should make sure that they have also completed a Commencement of Non-University staff form and return this to Human Resources. Please note that we won't be able to process your account application until this form has been processed by Human Resources
We endeavour to process requests for access within 48 hours of receiving them. It is mandatory to receive training to carry out some specific tasks using Callista. For these, we will contact you when you apply for access to schedule a training session. Please note that you will not be granted access to do that particular task until you've had the training.
If you're having difficulty with logging in or with single sign-on the answer might be in our FAQs. The FAQ also contains the answers to some commonly asked questions about using Callista.
If you can't find the answer in our FAQs, check out our Training page for more useful information.
If you still require assistance, please email us, or you can call us on +61 6488 4777 between 9:00am - 5:00pm, Monday - Friday.
Staff from other UWA business areas (including faculties and schools)
Residential College staff, Student Guild staff, other affiliated areas


text: The accident occurred while the deminer was prodding/excavating. [The mine was a PMN AP mine.] Injuries to the victim deminer occurred when he was using a bayonet or shovel during operations. As a result of the explosion the deminer received minor injuries to his left hand and crush injuries to his left arm plus a single wound (1 to 1.5cm) to his left thigh where a foreign body penetrated the muscle. The [National demining agency] doctor indicated this object to be a small stone. These injuries indicate that his left hand was close to the point of detonation and he was facing sideways to allow the foreign object to pass under his protective vest. This is not consistent with proper use of the prodder but could be said to be consistent if sitting or kneeling sideways using a shovel in a sweeping motion?


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Archive for November 8th, 2010
Final Topshop Collection for Kate Moss
Nov. 2 marked the first sale day of Kate Moss's last collection for the British-based fashion retailer Topshop, according to Harper's Bazaar. Moss has been designing for the brand since 2007, and this fourteenth and final collection includes bohemian-rock dresses and toppers that mirror her own iconic personal style.
Topshop will also be releasing "Kate Iconic," a capsule collection that includes the ten most popular pieces taken from all of her collections. To see more photos of the collection, visit harpersbazaar.com.


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What is The Corps Network?download
Welcome to The Corps Network's New Website!
To our friends, partners and Member Corps: welcome to The Corps Network's new website! We are thrilled to bring you Corps-related information and resources in a sleeker, mobile-responsive format.
One of the most exciting features on our new site is the improved Jobs at Corps page. Our member Corps will now have the ability to post their own positions, and those seeking service or staff positions can search for openings through a more user-friendly interface. We also now offer the opportunity for select partner organizations to post positions that might be of interest to Corps alums.
>> Learn more about posting positions
>> Learn more about creating a new Members Only account
We also have new features in the Members Only section of our site, including a growing Resource Library and, coming soon, a more user-friendly AmeriCorps Program Manual.
In addition, we reformatted The Corps Network's "Our Staff" page (with a lot of new faces), and we have a new section called the Corpsmember Hub. We will use this page to highlight profiles of Corpsmembers and alums, as well as original blogs and other content straight from Corpsmembers and Corps staff across the country.
>> Learn more about the Corpsmember hub
The Corps Network is proud to support and represent America's 130+ Service and Conservation Corps. With this new and improved website, we look forward to providing our Corps a better online experience, and we are excited to give visitors an easier, more approachable way to learn about Corps.
If you have any questions or feedback, please reach out to The Corps Network's Communications Manager, Hannah Traverse.
Enjoy exploring!


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We have many new fabric deliveries again this week. Our Autumn and Winter yarn deliveries will start to begin in September. Let me tell you about the new fabric deliveries. YARN DYES COLLECTION from Nutex This is a brand new collection and our first away from traditional 100% cotton for patchwork. This range is still … Continue reading New Fabric Deliveries
Month: August 2017
Our 1st Birthday!
Can you believe it's almost been a year! This time last year I had just finished my 16th year of teaching and was using my last ever teacher summer holiday to transition 'The Woolpatch Gallery' to 'The Woolpatch. The Woolpatch was born on September the 1st! To celebrate what has been a phenomenal year we're … Continue reading Our 1st Birthday!


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THE FALL MONTHS are among the most pleasant on the upper Texas coast. This reasoning comes from the pleasant weather and enjoyable outdoor activities—and fishing is right at the top of those activities.
Although September is often just an extension of summer, October should see "true fall" conditions bless our lives once again. The excessive heat that makes days on beach or bay run from uncomfortable to actually dangerous will be past us for 2018. It is replaced by much milder days and nights that are downright pleasant. Fishermen are not the only Texas fauna that thrive in cooler conditions—other living creatures along the coast, both in and near the water, will find the climate conductive to increased activity.
Conditions on the bay waters are usually VERY pleasant, whether riding in a shallow draft fishing boat, or wading through—sans bulky waders. Bait species such as shrimp, squid and small baitfish are plentiful and active, and this brings fish valued for table and game qualities to pursue them both day and night.
"Pan fish", such as sand trout and croakers will be feeding eagerly, allowing anglers using either natural baits or appropriate artificial lures to collect tasty seafood while enjoying the natural beauty of the near-shore habitat.
The popular "gamefish" species of our bays and surf—speckled trout, redfish, and flounder will be active and hungry. Along with these species, will be an occasional "run" of gaff top catfish. The surf will also be invaded by schools of hungry Spanish mackerel. Smaller specimens of several shark species will hunt the surf, and provide both fast sport and good eating.
Jack Crevalle will be in the surf, and are one of the hardest fighting fish in the Gulf. Along with large sharks, "monster" stingrays will please the angler wanting a wrestling match.
Offshore in September, fishing action doesn't cool down much with the season. King, ling, and dolphin will still be found, and bottom fishing only improves. Farther out, there's always decent fishing for tuna, wahoo, and even various billfish for those with enough time and boat to participate in this fishery.
As I write this, there is news of a large blue marlin having been caught in the Poco Bueno Billfish Tournament, out of Port O'Connor, and many boats leave Freeport to fish much the same water.
Although fall does see the end of some of our coastal fisheries, the season will still be going strong for many others. Although the weather has cooled down somewhat, much of our fishing is still Red Hot.
Location: As in September, except even more so, there will be good fishing activity for at least some species most of the time—and in more comfortable conditions than in late summer. Being Texas, we are still far from weather cool enough for warm clothing.
Species: All the more popular coastal species will be found: in inshore waters and close offshore habitats, and most are more active in the cooler water temps.
Bait: All types should be common, and available. Catch your own live bait, but some of the "fresh dead" stuff you saved from summer will come in handy. Shrimp, squid, mullet of various sizes, and other small baitfish are all good, as are artificial lures that imitate them.
Best Time: Somewhat cooler temperatures will make daytime more productive, but early and late are still best. Night fishing may still be the best time period of all, but check the tide schedules.
Email Mike Holmes at [email protected]


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How a surf trip to The Bluff went very wrong.
My neighbour was first to divulge the news. I saw him trudging back from the office looking glum and defeated. He'd seen The Forecast. Oh the revered forecast! The master of our fortune, the dictator of common morale. I didn't need to ask him what was predicted. His face said it all.
At the time of writing, I've been camping at The Bluff for three days. Food, water, wood and fuel are plentiful. I haven't quite slipped into the rhythmic cycle of surfing - that lulls and pulses with the swell and ebbs and flows with the tide - yet. Hell, I haven't even surfed. It's been Nor-West ever since I arrived.
I drove 1000km from Perth to get here in a day. The last 100km along a corrugated gravel track was longest. It was dark when I arrived, and luckily, I managed to find a good spot. My camp looks out at the towering red sandstone headland. If there were waves, I could watch the rifling lefthander wrap around the reef without even leaving my bed, but instead, I'm staring at a black horizon.
The Bluff is an idyllic winter escape for many West Australian surfers. It's as close as you can get to Indo without leaving the country. The weather is often warm, conditions clean, the waves long, groomed and plentiful; but occasionally it rains. When it rains, all hell breaks loose. When it rains, I'd rather be anywhere else but here.
There are varying degrees of preparedness for the storm: from luxury caravans housing a family of six; to the bloke sleeping in the back of his Commodore living off carrots and warm beer. My set-up is on the lower end of the spectrum. The howling gale rattles the flimsy canvas gazebo I'll call home for the next month; if it makes it through tonight. I'm doubtful it'll see morning.
I bought the gazebo from a bloke selling cheap household goods from the back of his van. It seemed like a good idea at the time. Oh the space, I thought. 3m tall, 3m high, 3m wide. Standing up inside! What a luxury! When I set it up in the backyard it seemed ok. It's a different story out at The Bluff. Mother Nature quickly sinks her claws into any inferior product.
The rain arrives just on dark. It extinguishes the fire and announces an early dinner. I retreat inside and try and force the front door shut. The zip breaks. Rain floods through the open flaps. A gust of wind lifts the gazebo off the ground. I grab onto the frame, holding onto my home for dear life. It's a terrifying ordeal. I wrestle a sandbag onto each corner and abandon ship. The back of the car is the only safe haven. It's a long fitful night.
Dawn. The rain has passed but the wind is still fierce. My belongings are scattered around the campground. Half the gazebo is flapping in the gale. Duct tape and cable ties hold together the other half. The ubiquitous dust has now become thick mud and there is nowhere to run or hide.
The day grows old, clouds scatter, and the sun makes intermittent appearances. There are still no waves, and running out of ways to pass time, I trudge back up to the office to check The Forecast. My neighbour's there again, but this time, he's walking back with a grin on his face and a glint in his eye. The Forecast has changed.


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Here's some spring lavender - I love to paint these meadows with all of the leaves, vines, and interplay of colors. You can see that I have started the linework in the middle of the painting. This should be nice when finished.
and other things.... This is my daily art blog. I'm artist Dee Sanchez and I live and work in Alameda, New Mexico - the land of blue skies, red hills, and three unique cultures. What a beautiful place to paint! Join me on my daily painting quest, my plein air adventures, my video logs, my "getting ready for a show" preparations, my painting tips, and I may even throw in an opinion or two...I also document my struggles with getting healthy and my crazy family life


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KO Grand Prix in UK
2017.7.11 Event
9th of July ,the annual KO Grand Prix was combined with Round 4 of the Schumacher BTCC series at the iconic West London racing centre.
There was some exciting racing in hot sunshine.
Modifed touring was won by the Schumacher Mi6evo of Andy Murray, with fast juniors Louis Parker and Adam Southgate taking 2nd and 3rd.Paul Pinkney moved from his normal modified class to 13.5 open, and took the win with his Mi6evo in front of James Hart and Marcus Askell. Billy Fletcher won 13.5 blinky with Ashley Wiffen 2nd and Dani Young 3rd.
Soteris Liasi won 17.5 blinky, ahead of Malc Hall and Chris Condon.


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The navigation restrictions that were implemented at the end of April for Muskoka in the wake of flooding were lifted Tuesday by Transport Minister Marc Garneau.
People are now able to travel on Lake Muskoka, the Moon River and the north and south branches of the Muskoka River due to improved safety conditions, including lower water and slower currents.
Ontario's disaster recovery program activated for Muskoka Lakes
"I am pleased to see the improved situation in the Muskoka area. We continue to work with municipalities and law enforcement to ensure the safety of our fellow citizens," Garneau said in a statement.
While the navigation order has been lifted in Muskoka, OPP say, the waterways affected by flooding still have hidden dangers.
Bracebridge lifts flooding state of emergency
Fast-moving water and unexpected debris at or below the water's surface pose a risk to boaters, police say.
People who are boating in the Muskoka region for the long weekend should take extra caution and wear life-jackets, officers add.
Bracebridge, Huntsville and Muskoka Lakes — three of the six Muskoka municipalities — were previously under states of emergency due to flooding.
WATCH: Ontario government promises task force to help flooded cottage country
© 2019 Global News, a division of Corus Entertainment Inc.


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kitchen in south west direction is not good and advisable as per vastu.
If you can't keep your stove in East direction, second option is to keep your stove in west facing in NW side of the kitchen.
Actual place of the kitchen is South East so in South East room (the actual place of kitchen) keep a stool and cook something daily, such as, boil rice, make tea etc. This will create an additional kitchen at correct location.
You can also paint kitchen with yellow color.
use minimum water within kitchen. Try to wash utensils etc. outside kitchen.
Answer :
The best direction of kitchen is south east corner in a house or flat. If the kitchen is south west corner, than the wall should be colour white ,cream and light yellow for remove Vastu dosh.


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Contacts and Locations
The inspection of drill pipe necessitates generation of large amounts of data which must be processed, saved, retrieved, and disseminated to customers, management and inspection personnel.
The implementation of Patterson Services, Inc. new VEDAQ inspection unit , hand-held data collection devices & procedures coupled with the application of a centralized data repository has greatly simplified this process.
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Questions, Comments, or Suggestions: Send Mail


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Dum Dums lollipops are recognized by generations as fun to share. For decades, businesses have trusted them as the classic candy brand to say thank you to customers. With a delicious range of flavors from traditional to contemporary, including the Mystery Flavor®, Dum Dums pops provide a fun classic treat for kids of all ages. More...
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- Dum Dums - 360 Ct Bag 2 Pack
2-360 count bags
Assorted flavors$35.00
- Dum Dums - 300 Ct Bag 2 Pack
2-300 count bags
Assorted flavors$28.06
- Dum Dums & Smarties Mix - 200 Ct Bag 2 pack
2-200 count bags
Assorted flavors$26.00
- Valentine Dum Dums Heart Pops - 6-30 Ct Bags
6-30 count bags
4 Swirl flavors$26.60
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You'll never know how strong you are until you are forced to make delicious baked goods for other people while on the Whole30.
"Lick the batter!' My evil inner voice whispered as I folded the dates into the bowl. "Just one taste won't hurt."
I was making a batch of these for my visiting inlaws. They are staying in a guesthouse and I wanted them to have something healthy and homemade on hand for breakfast rather than the usual cereal-laden breakfast buffets those places serve.
My heart felt happy that I was able to provide for them. My belly did not get the memo.
It whimpered, moaned and complained throughout the whole process.
But you'll be pleased to know I stayed strong. None of these muffins touched my lips and I have not one regret.
Not even when Ma-in-law said: 'These are amazing. I hope you kept some for yourself!"
Banana Date Muffins (makes 9)
- 2 very ripe bananas
- 1/4 cup coconut flour, sieved
- 1/2 tsp ground nutmeg
- 1/4 tsp ground cinnamon
- 1/4 cup chopped dates
- 1/4 cup butter or coconut oil, melted
- 3 large eggs
- 2 tbsps honey
- Mash the bananas to a gooey pulp, then whisk together the butter/oil, eggs and honey.
- In a large mixing bowl, combine the flour, nutmeg and cinnamon. Gradually add the wet ingredients to the dry (I find it helpful to do this in stages because coconut flour dries out very quickly and if you over-stir, you'll be left with a clumpy, dry, batter).
- Spoon the batter into a greased or lined muffin tray. Bake at 375 for 20 minutes. Let cool before extracting from pan.
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A cock ring that measures the number of thrusts: is this a great idea, or a one-way ticket to weirdly competitive sex?
When I was at University, Walkers started offering free pedometers with packets of crisps. Ironic, I know, given that walking is essentially the polar opposite of sitting on the sofa eating delicious crisps, but I digress. Naturally as soon as we had more than one pedometer to play with, we did what any bunch of bored students would do: we held the pedometer in our dominant hands, and made vigorous wanking gestures to see who could notch up the most 'strokes' in a minute.
A quest to determine the Champion Wanker. So far, so normal. Right?
Anyway, at some point during our competition, when a very clear winner had emerged (spoiler: it wasn't me), someone raised the rather salient point that there's more to a good wank than speed. I mean, if speed were all that mattered then my initial ham-fisted fumblings, where what I lacked in knowledge I made up for in enthusiasm, would be the best hand jobs I'd ever given. Another spoiler: they weren't.
Lovely: the wearable sex toy for couples
This week, the internet wet its virtual knickers over the idea of the Lovely: a wearable sex toy for couples. The basic premise behind it is that it's a cock ring which you pop on before sex, and it's attached to a smartphone app, which you use to check your stats afterwards. The kind of information it gives you sounds wildly detailed: from number of thrusts to number of calories burned. The inventors even say it can give you suggestions for new sex positions to try out next time you get it on.
It's… interesting.
Would you use it? I'm torn. It's got some cracking features, but the one that's most tempting to me is the vibrate function – and you can get any number of vibrating cock rings already. The idea of having stats appeals to the nerdy portion of my brain, but apart from sheer curiosity, I can't see why I'd settle down after shagging to scroll through my boy's 'thrusts per minute' personal bests.
Occasionally I've asked the big questions, though – you know, the ones we all ask:
- How many times have I had sex this year?
- How long does my average shag last?
- How long did that particular shag last?
After all, occasionally sex is so good that you can never be sure if it lasted a few minutes or a whole hour: it'd be nice to get a guideline.
So while my initial reaction was to write this toy off as an unnecessary novelty, having thought about it for a bit there are definitely a few fun applications. What do you think? This is one of those very few topics on which I could genuinely go either way, so I'd love to know what you think. Would you buy a sex toy that gave you these kind of stats?
And if you're tempted by the idea of a vibrating cock ring (and why wouldn't you be? They are one of my favourite toys, especially for grinding, cowgirl-style sex), then here are a few recommendations. And don't worry – each of these cock rings comes with my personal guarantee: none of them will judge you after you've come.
- Rocks Off vibrating cock ring – currently on offer so you get £7 off
- Lelo Tor 2 – a luxury silicone cock ring, with the added bonus that it's rechargeable
- Screaming O – I'm throwing this in for people on a budget, because this one's less than a tenner


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We're almost done painting the grotto at St. Leo's Church. The picture above shows the fountain rocks before we added green paint to depict moss.
Here you see what the fountain rocks look like with a touch of green paint.
I used a mixture of light green, sap green, yellow, and burnt umber for the moss. I diluted the mixture with some water and placed it over the rocks so as not to take away from the color of the rocks.
I'm pleased with the results, and I can't wait to see the fountain when the water's running.
This small door, which covers the sacraments, is above the altar in the grotto. The door is metal, so I suggested that they remove it and use some gold spray paint to cover it. Then I'll use a bit of black enamel to highlight some of the raised areas on the design.


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- Standalone or with DC-1000
- 1000' Range
- Bell or Siren options
The DCMC-1000 is our magnetic contact alert. This can be a standalone local alert or combining it with our DC-1000 it can transmit up to 1000 feet* wirelessly. It has bell or siren options depending on your need and location. Set it to one of four zones with the DC-1000 and monitor multiple entrances, exits or windows wirelessly.
*Actual range will vary depending on the local terrain


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75 Sam Pearsons Road, GarvocContact for price
- Bedrooms: 4
- Bathrooms: 2
- Property type: House
- Land size: 20 Acres
- Listing type: Sold!
The best lifestyle
A lifestyle all your friends will be envious of with the peaceful surrounds on offer and the no through road. The land is a great 20 acres making it perfect to be self sufficient with the options endless with what you could grow on this property. The fencing is in good condition keeping in a variety of animals but is currently set up for horses. The home has four bedrooms all with built in robes, a central bathroom with a bath, two living areas with wood fires in both, and a gas stove and electric oven. The home is a brick home with hardwood floors underneath the carpet and has a welcoming porch area at the front perfect for the morning coffees. The shedding is plentiful with many options for the car, horse, boat or trailer enthusiasts. An inspection is a must as properties with this acreage are very scarce.
- Air Conditioning
- Open Fireplace
- Fully Fenced
- Shed
- Built-in Wardrobes
- Floorboards
Tenancy with Roberts One
Dear Daniel,
We would like to express our deepest gratitude for our experience with Nicole Wright throughout our tenancy with Roberts One.
From day one, Nicole has conducted herself with the utmost professionalism and efficiency, and has been an absolute delight to deal with. Throughout some difficulties in regards to completion of property maintenance, she has consistently demonstrated persistence and dedication to ensuring the process was as smooth as possible.
It is acknowledged that the landlord in question posed extreme difficulties regarding lack of willingness to fulfill obligations in relation to the quality of the house. In addition to waiting ten days for a new hot water service following the failure of the existing service, the property was laden with rubbish belonging to the landlord. The maintenance and upkeep provided by the landlord was utterly dismal, and without Nicole's tireless effort to go above and beyond, the experience would have been an absolute nightmare.
Her endless achievements are strongly appreciated and we have, without hesitation, recommended her services to a number of people thus far.
It is with great sadness that we move on to another agency (due solely to available housing at the time of our departure), however we wish Nicole all the best and thank your agency for all you have done.
Warmest thanks,
Enthusiasm, energy and patience
Many thanks for the enthusiasm, energy and patience you brought to the tasks of selling our house - and that was just at the initial meeting.
The whole process was conceived and carried through to a successful completion with flair and consummate professionalism. For that we thank you and your wonderful team at Roberts One Real Estate. We also thank you all for being such a joy to deal with.
Good on you Roberts One Real Estate, you are our dream real estate agent!
- Anon
19 Booval Drive Warrnambool
A brilliant result - Thanks so much for going above and beyond to make this happen. Actions speak louder that words!
- David Alger
Sold our house in only 4 days!
The guys at Roberts One have always looked after our real estate and done a great job, but Pete takes the cake for selling our house in only 4 days!!!


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Remodelling your home? A well fitted bathroom adds value to your property.
Old, leaking or cold radiators? Inefficient boiler system?
From boilers to gas cookers our gas engineers cover it all.
Are you looking to offset your ever increasing central heating bills?
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It is best to get leaks fixed as soon as possible; a small leak can quickly become a big problem if not attended to and can cause damage to floorboards, ceilings, walls, furniture and personal possessions, as well as creating a damp odour. The cost of damage from a leak can outweigh the cost of professional repair.
Even if you have just noticed the leak, it could have been happening for days or weeks, and could be part of a larger, more serious problem.
Contact us as soon as you notice a leak in your home. We will assess the situation and fix the problem as soon as possible. We charge £35 per hour, and most leaks will be able to be stopped within that hour.
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What a great #guestspeech by @fredmacaulay at the #nebizexec awards tonight! Outstanding! @TheJournalNews
@AntMiddleton333 What a touch of class from you saying farewell to no.11 Efrem last week and what a bloke he is! #respect
We're backing #NewcastleGateshead's bid to host #GreatNorthExpo2018. RT to show your support https://t.co/zQBlBQfUKS
@baxiboilers The company that keeps on giving! Thanks for our knee pads!! #10year #platinum https://t.co/su9WjbCoiw
@stevesmith_hj thank you for such an inspiring talk at the @entforum Annual Conference! A great insight with valuable lessons to take away!
Today's #before and #after. A decent @baxiboilers Platinum install with a @magnaclean Pro2 & another #happycustomer https://t.co/8ZUQhisZil
Check out this stunning transformation on a bathroom we did recently. Get in touch if you would like a quote..... https://t.co/HmBEVibq3J
@baxiboilers thanks but could you please be a little more specific ? #TodayTomorrowNextYear? #WeNeedToRegisterBoilers.
@baxiboilers when will your new works website be up and running ? We want to stay ahead of the game and be one of the first to use it !
R.I.P Jonah Lomu!
What a hero....Thoughts are with his family at this sad time.
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Immediacy expected by some BU students
February 24, 2011
I'm standing in front of the microwave, tapping my foot, waiting for water to heat up.
Then I stopped and started laughing at myself. Am I really so impatient that I can't wait two minutes for water to boil?
Unfortunately, the immediacy of the Internet and social networking has caused many of us to become irritated when something cannot be done instantly.
We count on text messages to be replied too quickly and can voice our thoughts immediately to all of our friends through Facebook and Twitter.
What happens when you're sick?
You post as your status how terrible you're feeling and people comment on it, saying they hope you feel better soon.
But does anyone ever actually come and help you?
Hopefully the answer is yes, but not always.
There's an old Chinese proverb that says, "when you fall into a pit, you either die or get out."
That seems rather obvious.
Taken literally, if you fall into a big, dark hole, you either die of starvation down there or find a way out. What isn't so self-explanatory however, is how you get out.
The people you call friends outside of the Internet world are the ones that come throw you a rope and pull you out.
Yet, if we spend all of our time on our computers and cell phones, we don't have the opportunity to make those rope-throwing friends.
I participated in an incredible track meet last weekend.
What made it incredible, however, was not the number of medals received; it was the enthusiasm that each Baker athlete had toward his or her teammates.
Usually, track is more of an individual sport, but when the meet ended, our voices were hoarse from cheering for each other. Notice, our fingers were not sore from texting good luck or congratulations.
Recently, a computer named Watson was invented to compete against humans in Jeopardy.
While that computer might be able to answer questions about all-star athletes and winning streaks in college sports, it was not able to answer questions about human experiences.
This week, whenever you might be tempted to spend an hour on Facebook, instead, challenge yourself to spend time with the people in your life that matter to you; the ones that you know would, and have, throw you a rope.


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The mountain backdrop was more impressive than the race track, which reminded me at first of a large high school's football stadium. Even at age seven, it occurred to me that the half-mile race track was twice as large as a quarter-mile track around a football field, so, appearances aside, this was larger than a football stadium.
Besides, this was NASCAR, and NASCAR was big.
The way into those grandstands was a long incline at both ends. In the 1960s, men were men and ice coolers didn't have wheels on them. Ralph Barnes, sons Steve and Marty and adopted son Mooney Mims, took turns hoisting the cooler, which contained beverages I was 11 years removed from being able to quaff legally. Ralph may have remembered to pack a couple RC Colas, or Nugrapes, for me.
That was Bristol International Raceway. Now it's Bristol Motor Speedway, and it should have a different name because, even though it's on the same site, it's entirely different. The track was lightly banked back then, and it was asphalt.
It doesn't look like a high school football stadium anymore. High school stadiums now don't look like they did then, either, but they have doubled, and the race track near the Tennessee-Virginia line in 1965 was more like the square root of what stands there now.
By the way, I have competed once at Bristol and once at Darlington. I grew up on a farm, and we often went to horse shows. I competed in Western Pleasure on the back of a quarter horse. The shows were in the infield at Darlington and near the drag strip at Bristol. I won a pink ribbon at Darlington. My sister was the horse-show star of the family.
The next time I was there it was the spring, and it was cold, and there was no tunnel in turn three, and if a sportswriter got there when there wasn't a break in the action, he had to wait until a break, at which time the gate would swing open and those waiting could carefully make their way down the banking, which had gotten much steeper. I watched qualifying from behind that gate, and it reminded me of a pinball machine, a car shooting down the straight and roaring around the far turns like ball bearings.
Now it's The Last Great Colosseum, which is a reference to the Roman Colosseum because the modern spelling of that grand word is "coliseum."
What it looks like at night is out of sci-fi. It is illuminated by eerie blue lights and sits nestled in the valley, a would-be alien mothership.
Take us to your leaders.
Or, better yet, bring them here. It's going to be a hell of a show.


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An assignment as boring as painting for the Pope.
An exploration of the tangled relationship between the dreams of youth and the wisdom of age, written by and starring Jeff Daniels (Newsroom, The Squid and the Whale). Accomplished playwright Joseph Harris (Daniels) couldn't be more unenthusiastic about writing a world premiere for the Steubenville Playhouse. Greeting the cynical New Yorker when he arrives at the bus station is Kenneth, an aspiring young playwright sent to accompany Joseph to the regional theatre. Initially excited to meet one of his long-time idols, Kenneth quickly realizes Joseph really wants no part of the production and is on the verge of returning to New York. Kenneth does whatever he can to keep Joseph from backing out, leading the pair to become embroiled in an outrageous battle. A tour-de-force of acting, with brilliant direction from Timothy Busfield (The West Wing), Guest Artist mesmerizes and inspires. - Peter Koros
Preceded by the music video: Second Hand Lovers; Director: Oren Lavie; Length: 4 min; Country: Israel (Part of the Official Music Video Competition)


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D1-15P – 6 channel input modbus module for PT100
6-channel acquisition module for connection to a 2 or 3-wire PT100.
The read values are directly converted according to a linear scale with an accuracy of a few per thousand to the temperature value measured by the sensor. The Modbus driver will send the value to a unit of supervision.
Ramp conversion mode ensures a high reading accuracy that is maintained throughout the life time of the product.
The product does not need calibration operations during life time.
|Power supply (extended range)
|From 9 to 36 Vdc, 60 mA at 24 VDC
|Power Protection
|Reverse polarity and electrostatic discharges
|Environmental operating conditions
|Temperature: 0 to 70 ° C, relative humidity: 25 all.85% (non-condensing)
|Operating atmosphere
|Free from corrosive gases
|Storage Temperature
|-20 To 80 ° C (with no icing)
|Electromagnetic compatibility
|. Radio frequency emissions: EN55011 Group 1 Class A
. Conducted emissions: EN55011 Group 1 Class A
. Radio frequency immunity: ENV50140 10 V / m AM from 80 to 1000 MHz
. Immunity Conducted Disturbance: ENV50141 10 V / m AM from 0.15 to 80 MHz
|Degree of protection IP
|Terminals: IP20, enclosure: IP20
|From 1 to 31 via dip switches
|Led signaling
|Power on, self-test, serial tx, rx serial
|Power – Analog inputs 1500V
|On DIN rail EN 50022
|150L x 110H x 60P m
|300 g
|Oredring Code
|Type of sensor
|6 sensors Pt100, IEC 751, 2 or 3-wire (selectable via jumper for all channels)
Recomanded the use of sensors isolated from each other and toward ground
|Analog / digitalconversion
|Ramp mode with 15-bit resolution
|Maximum limits of the inputs
|310 ohm
|Accuracy of reading
|± 0.05% full scale
|Not necessary during life time
|Capture rate
|1 s ( all 6 channels )
|Maximum line resistance
|20 Ohm
|Scale temperature range
|From -199.9 to 500 ° C
|Communication Interface
|EIA RS485 or RS422 (selectable by jumper)
|9600 or 19200 baud (selectable via dip-switch)


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Symptoms Targeted for Treatment by Caregivers of People With Dementia and Agitation
This poster was presented at the 30th annual Psych Congress, held Sept. 16-19, 2017, in New Orleans, Louisiana.
Background: Neuropsychiatric symptoms (NPS) are associated with a worse quality of life and caregiver burden. We evaluated which symptoms caregivers most often selected as targets for treatment.
Methods: The site, www.dementiaguide.com, is an online database (97% caregivers, 3% patients) containing information on 61 dementia symptoms. Users can select symptoms that are important for monitoring or treatment. We present symptoms most often tracked in people demonstrating agitation defined based on terms in literature.1,2
Results: In the database (n=4121), as of March 2017, 2577 people staged with a validated algorithm according to disease severity.3 NPS were monitored in 83% and agitation in 74%. Agitation was targeted across all stages: 68% mild cognitive impairment, 73% mild, 73% moderate and 90% severe dementia. On average, 7.7 symptoms were targeted; most frequent being memory of recent events (40%), repetitive questioning (35%) and irritability/frustration (30%).
Conclusion: Our analysis showed agitation was a common target for treatment. Apart from recent memory impairment, agitation is targeted for treatment in association with verbal repetition and irritability. This common and distressing phenotype represents a clinically meaningful target for treatment.


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Wow. Already January 15th. Where oh where does the time go?! The first week of the new year I was sick. Sick to the point of not going to work on the first Monday of the new year. They day everyone starts fresh. Everything is new! New schedules, new notebooks, new calendars, a new out look on eating, new sneakers for the gym (side note: I feel like EVERYONE got new sneakers for Christmas.. and there I am in my old beat up kicks! LOL.); a fresh clean start. As I thought about all newest, I was buried in bed under 5 blankets. Nice way to start the new year. But alas, I'm back out there, living my new routine.
Finding a balance between everything stills seems to be a struggle at times. I have turned myself into a master list maker. It seems to be the only way to get anything done these days! All errands seem to get done quicker and better, except for the dreaded gym. Not sure when I started to dread the gym. It's sad and I don't like that feeling. So in order to boost up my willingness to get to the gym better, I decided to sign up with a group of friends who created their own Biggest Loser competition as a fundraiser for Relay for Life. It seemed to be the best option and a win win for all. Something to keep me on track a bit better and an important fundraiser!!
I am reclaimed what I am eating. There are no more cookies being eaten at 10 o'clock at night, cakes consumed after lunch and venti lattes for my afternoon snack. It is still early, and it takes what 21 days to create a routine you can stick to?!?!?… but I have high hopes I can do it 🙂
I'm trying all new things at the gym, finding classes that work and skipping the classes that don't work. Tonight I'm headed to a different gym, to try a completely different class to me! Should be interesting. I'll let you know how it goes!


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A prerequisite for a great date is that little four-letter-word, T-I-M-E! Time is our most precious commodity. Really, when you think about it, time is more valuable to a marriage than money.
[tweetthis]A prerequisite for a great date is that little four-letter-word, T-I-M-E![/tweetthis]
We each have twenty-four hours a day, no more, no less. But we know first hand how hard it is to find time for each other. Thank goodness, it's only hard — not impossible! Consider the following time finders:
- Tag other activities. Are you going on a couples' outing this week? Leave an hour earlier or come home an hour late. You've just found sixty minutes to date your mate!
- Find time even when you're too tired to talk. Who says you have to always talk on a date? You can have an at home date after the children are in bed.
- Don't talk. Don't do anything but cuddle on the couch. Enjoy the inexpressible joy that comes from feeling loved and safe with each other. The next morning, you may be amazed at the couple chatter. Try it, it works for us!
- Plan a middle of the night adventure. For the really adventuresome, set the alarm for the middle of the night!
- Leave the TV off for 24 hours. If there is a national crisis, you'll hear about it soon enough. While it's fun now and then to have a video date, media is habit forming and steals communication time. So the next time you're tempted to watch Netflix, don't. You've just freed up another evening!
It's up to you. We may never "find" the time to date our mate. But trust us, we can make the time. And time focused on each other will make our date great!
[tweetthis]We may never "find" time to date our mate. But trust us, we can make time.[/tweetthis]
Read more related topics:


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February 26, 2017
When Your Dream Is Delayed
"'Here comes that dreamer!' they said to each other. 'Come now, let's kill him…Then we'll see what comes of his dreams.'" Genesis 37:19-20
Joseph found out what every dreamer finds out – not everyone is happy about your dream. Joseph found out that people would envy your dream, conspire against it, speak against it, and even attack your God-given dream. Joseph's brothers put him in a pit and then sold him as a slave to go to Egypt. Don't you imagine that at that time, Joseph wondered just what in the world God was doing and if his dream would become a reality?
Remember that every God-given dream must die a human death. That is, every dream from God will come to a place where it is impossible to accomplish the dream in human ability alone. God is sovereign and his timing is perfect. Remember Habakkuk 2:3b, "It (our plan to build) will certainly come and will not delay." Therefore, when we run out of resources and get to a place where we realize that the dream cannot happen unless God steps in, then God alone will get the glory when the dream is accomplished. His ways are not our ways, and He does not delay a single day.
Prayer Focus: Pray that FredWes will continue to strive forward with our God-sized dream of building a larger facility. Pray that God will give us the endurance and stamina needed to face any temporary setbacks. Pray that all involved will experience joy on this journey of faith. Ask God to strengthen you also as you continue to pursue your lifelong goals despite delays.