text:
Profiting from the Medigap
By George P. Brockway, originally published April 20, 1987
HAVING BEEN house-bound for a few days recently, I watched a lot of daytime TV. It's something everyone should do occasionally-say, every five or 10 years. It mortifies the brain. Only someone like Marvin Kitman, with unshakable courage and emotional stability, could possibly do it on a regular basis.
Of course, you learn things. You learn that 19 minutes into the program, Perry Mason or his client will knock on a door, be astonished to find it unlocked or ajar, and stumble over a body. This moment, which Aristotle might have called the anagnorisis, comes as a relief, because the previous 18 minutes (including commercials) have been devoted to setting the California scene and peopling it with a disagreeable assortment of land speculators, oil wildcatters, superannuated "investors," and movie hopefuls down on their luck. The crowd could easily pass for a reunion of the President's[1] most trusted advisers and supporters.
After a while, if you don't have remote control to protect yourself, the commercials begin to impinge on your consciousness. You become aware, first, that most of them are hard sell: "Call this toll- free number now. Have your credit card ready." Then you notice that certain sorts of business seem to find TV promotion particularly effective. The sort that attracted my attention (it is, after all, directed at people like me) was insurance, especially Medicare supplements.
In these insurance commercials an oily or folksy "personality," usually from the entertainment world, earnestly recites some scary figures on what Medicare doesn't cover. This is known in the trade as the Medigap, and we'll be hearing a lot about it as the national debate over catastrophic medical expense [2] continues. I must confess that most of these personalities (except for Roger Staubach) seem to have achieved eminence unbeknownst to me, but they do read their lines well. One of them so impressed me with his concern for my welfare that I decided to call the toll-free number ("The information is free, and so is the call"). Having called one, I then called them all.
Eliminating duplications (different entertainers, different phone numbers, but same outfit), I made six calls. Several were to Valley Forge, Pennsylvania companies. As Samuel Johnson told us, patriotism has its uses, even if it is only subliminal. The others were likewise to Pennsylvania or to Delaware companies-a curious concentration that suggests something about those states' insurance regulations. The pleasant young women who answered my calls promised information in the mail in one to six weeks, and by golly they delivered. Follow-ups come trooping daily, but as promised, no salesman has visited me (at least not yet), and there has been only one telephone pitch.
The mailing pieces are wonderfully elaborate. In accordance with received direct-mail doctrine (I once dabbled in that black art), each has a long letter signed by the TV personality recapitulating his sales pitch, addressed to me by a computer (one of which knows me well enough to use my first name). In addition there are several separate circulars (the theory is that one of them may catch your eye as you fumble to pick them up and stuff them in the wastebasket).Some are printed in four colors and gold, some merely on colored paper. They describe the great risks you run by not having the coverage set forth in the various schemes being offered, and give an ecstatic description of the sponsoring company, together with its evaluation in Best's Insurance Reports and an emotional endorsement from "Mrs. P.M.K., Lawrence, Kans." A formal application blank that looks like a stock certificate, a plastic identification card for your wallet, and a return envelope marked "RUSH" in big red letters complete the pricey packet.
Although the programs vary slightly from company to company, the sales pitches invariably emphasize the rising cost of hospital care and the declining percentage of it covered by Medicare.
The hospitalization Medigap runs from a deductible of $520 to a total of $20,020 after 150 days of confinement. That's pretty scary, but the insurance company will pay every cent, plus all "Medicare allowable" hospital expenses for one extra year. That's pretty comforting, until "Medicare allowable" inadvertently reminds you the Medigap is by no means closed when you buy one of these policies.
But look you: The average hospital stay for senior citizens is only 8-9 days, with stays of 150 days very rare indeed. Further, in very small type the circular hedges: "Sickness, injury, or any physical condition for which you received medical advice or medical treatment during the six months prior to your Certificate's
Effective Date will not be covered until six months after such date. Also, any illness, treatment, or medical conditions due to an act of war (whether declared or undeclared), and any services or facilities not covered by Medicare, are not covered."
Noting that nursing homes are thus excluded in war or peace, let's go on to examine that hospital stay. One company offers a "deluxe" and a "basic" plan. The only difference between the two is that the deluxe covers the initial $520 deductible. The difference in cost to you is $18 a month, or $216 a year. The company clearly figures the deluxe plan will at the minimum earn back the deductible exposure if the average policyholder goes to the hospital no more than once every 29-30 months-a very safe bet once you stop to think about it. The $520 deductible sounds formidable when mouthed by a TV personality and it certainly is a snide provision for a government program that pretends to cover the citizens of the republic-yet $216 a year is a truly formidable price to pay for what is in effect $304 worth of insurance.
As I've mentioned, Best's Insurance Reports is often quoted to show how reliable the advertiser is. An exceptionally profitable company is obviously exceptionally reliable; it will be able to pay all probable claims against it. But there is an irony here: A company that is exceptionally profitable is probably charging exceptionally high premiums. Best's reports this side of the business, too. The relevant statistic is the loss ratio the total of claims paid divided by premiums charged.
Among the TV advertisers I checked on, the worst had a loss ratio of 46.4 per cent, and this would have been even lower if allowance had been made for the profits the company makes by investing its float. Another's loss ratio was 47.5 per cent, and the rest were in the low 50s. In contrast, the plan of the American Association of Retired Persons (AARP) has a loss ratio in the upper 70s. Yet as any AARP member knows, their plan carries a considerable advertising load too. AARP, Blue Cross and Blue Shield, and the similarly effective extensions of company group policies can't quite dispense with selling expenses.
Now, everyone has tales to tell of Medicare delays and foul-ups, but at its bureaucratic worst it is far more cost-effective in rendering service than the best of the plans sold by the insurance industry. Its loss ratio is in the high 90s.
The reasons for Medicare's relative efficiency are not far to seek: (1) Probably the most important is that it has no advertising or sales overhead; (2) next most important, no profits have to be made for stockholders; (3) it requires no cash flow to cover high executive salaries (the top government salary wouldn't tempt an assistant vice president from a commercial company); and (4) it can operate with little or no reserve, because the government won't let it go bankrupt even if actuarial expectations should prove disastrously wrong. (The presumed need for a reserve is at the root of the wails that Medicare rates must be raised. A tortuous argument may be made for a Social Security reserve; but with Medicare, both premiums and payouts are current, and the margin of actuarial error is very small. There's no necessity for me to pay now for service I may need 10 years hence, since I'll be paying as long as I live.)
CON ARTISTS separate the unwary from their money in many ways. They sell junk jewelry on TV; why shouldn't they sell junk health insurance?
The difference is that no one has to have jewelry, whether junk or not. No one has to have sugar-free chewing gum, or the latest in soft drinks, or a set of picture books about ghosts, witches and other supernatural epiphanies. Consequently, in all these cases-indeed, in the case of most products that enlist the hearts and minds of advertising apparatchiks- the price of the product is of little social importance. It is even of little personal importance, as witness the fact that proprietary drugs far outsell their less expensive generic equivalents.
Health insurance is something no one can do without. We all get it somehow. We don't necessarily buy it, and it's safe to say that no one buys all that might be needed (a friend of mine was told by an agent that "adequate" coverage would cost $1,800 a year for him and slightly less for his wife). If we don't buy it, where does it come from? We're then self-insurers, of course. We run the risk ourselves. This may be by necessity or design. We may not be able to afford the premiums, or we may be able to pay cash for the most esoteric medical attention money can buy. But one way or another, bad or failing health is a risk we must and do face.
Some kind of coverage being vital and inevitable, health insurance is no longer in the same class with soft drinks and picture books. The risks will be covered. The question is, how well?
In the United States today they are not covered well. In his new book The Next Left, Michael Harrington tells us that the United States devoted a higher percentage of its gross domestic product to health care than any other industrialized nation, yet has the least satisfactory health service. While this is partly a consequence of our paying doctors on a fee-for-service basis, it is also a consequence of our turning so much of our health insurance over to profit-oriented companies, and leaving so much of the rest to the vagaries of self-insurance.
We know that competitive enterprise is supposed to develop better products at better prices, and we see this actually happening. But in the health insurance "industry" what we mainly see is the development of more imaginative ways to sell a "product" that should, in a democratic society, be uniformly available to all. That is a fact to keep in mind as the Administration intensifies its effort to turn any improvement in Medicare coverage over to the insurance "industry."
The New Leader


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Go-Kart Racing
February 25, 2018 @ 09:30 - 16:00
(Register by: February 6)
Max Capacity: 40 (TUJ students only)
Looking to try something new? Let's go go-karting! The indoor circuit provides exciting sharp corners, twisty turns, junctions, and tunnels that will test even the experienced drivers, but is also beginner-friendly. After a brief safety instruction, we will hold group endurance races as well as individual time trials.
Registration is closed.

subset: commoncrawl


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Jelly Bean is almost one, and she is getting quite the attitude! She HATES the word no, and she will sure let you know (by doing her crooked cry) that she does not appreciate it, while simultaneously reaching for the PlayStation cord in slow motion as if her tears cause blindness in adults. I once again tell her no, with the beginning of ear-steam boiling up. Then I stop, and I pray.
Most of the time this is a very short prayer. "God, help me see the good in disciplining Ellie, Amen," or, "Help me know when to not lose it on my child, Amen." I have found that these little mini prayers give me time to chill for a second before thumping the back of Jelly Bean's hand or just telling her to go ahead and cry…
I read a book once where the main character would stop for little one to two sentence prayers, and it changed the way I view prayer. It doesn't have to be a long drawn out reverent worship; a prayer can just be a short conversation, praise, or request. These mini-prayers have really helped me through the beginnings of discipline with Jelly Bean, not only to cool me off but to help answer the questions of when to start and how.
Think of how mini-prayers can help in your life. Can you think of any examples?


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Behind Closed Doors
POV, hardcore, fingering, blowjob, 18+ Teen, blonde, big tits, threesome, housewife, home, brunette, redhead, strap-on, MILF, kitchen, anal, deep throat, Babe, Cumshot, wife, bedroom, hotel room, livingroom, babysitter, foursome, lingerie, cowgirl, missionary, reverse cowgirl, pussy-to-mouth, anal fingering, husband, step-daughter, step-father, taboo, Ball-sucking, Step Fantasies
You have a beautiful family: your wonderful wife, Tina, your cute step-daughter, Zazie and your step-son, Sam. Now that you welcomed a new member to... more the family, your wife needs the help of a babysitter, so she'll still have time for herself and of course for her dear husband, you. When the babysitter, Kaisa moves in your home, things get really spiced up... Tina is concerned that she might not be a good influence on the kids but it is up to you, what you make out of this new family situation. Whatever you'll do, you can trust that everything will remain behind closed doors.
Behind Closed Doors
Ho-Ho-Horny Holidays with Cherie
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Cherie was a bad girl throughout the year. Her naughtiness knew no bound. Still, when Christmas comes, she writes her wishes to Santa. As we... more know, bad girls should get no gifts, but even Santa can't say no to a hottie like her, especially after seeing how she masturbates with her special holiday toys. And this time Santa won't come alone… Aaliyah will be his helper in making Cherie a happy, cumming mess.
Ho-Ho-Horny Holidays with Cherie
The neighbour's woman
This beautiful, rich neighborhood is full of busy businessmen running after money day over night, while their bored housewives and spoiled daughters crave for some... more excitement. Luckily there is a charmer who is ready to give them everything they dreamed about... and even more.
The neighbour's woman
Manon's Perfume
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Karen and her husband Christophe knew how to give free rein to their fantasies. Between the incredible high-society orgies in which they regularly participated and... more their naughty sex games, they had explored all their most perverse desires by always pushing themselves to the limit. But Karen passed away and Christophe turned toward cheap pleasure… at least till the day he crosses path of Manon, a beautiful young student so like Karen that she could have been her twin. But is there hope for Christophe? Can he find love again? It is up to you. Explore the story and tell it on your own way.
Manon's Perfume
Fetish fantasies
A boys' night out turns into a confession night, so listen to your buddies who tell you about their affairs – this would give you second thoughts on... more cheating your wife! As this never-before experienced sexual urge, this passion for fetish overwhelms your rational thoughts, slowly but steadily you'll lose control... or not?
Fetish fantasies
Cover Story
'Sex sells' – so why not write an article that makes it to the headlines... of lesbian sex secrets? As the eager reporter dives deep... more into saucy stories, she realizes that she needs to get first hand experiences to write a cover story. Will she be able to make the first step and live her most hidden dreams and sapphic desires?
Cover Story
POV with Henessy
Henessy is the ultimate favorite porngirl of many fans... Her gorgeous natural body, pretty face and insatiable sex drive makes her a precious one. Now... more you can spend your afternoon with her Top 6 POV performances at Lifeselector. Let it be a 3-way in the bar, a hot threesome after hours, or some lesbian play with her cute friend with your helping hand... Ready to enjoy POV experience with the one & only Henessy?
POV with Henessy
Dirty Department
The Dirty Department is a place where dreams come true. If your dreams include banging coworkers and putting feisty assistants in their place all day long. But what else... more would you expect from a company that produces the naughtiest of toys...?
Dirty Department
Maid to serve
She was "maid" to serve you, so why don't you take this advantage? Order your maid to satisfy you... and get ready for a memorable... more afternoon, filled with pampering, sweet kisses, muzzled moans, buzzing sex toys and a climax never to be forgotten!
Maid to serve
Little shop of fetish
Were you always interested in what kind of people visit a fetish sexshop? Or are you from those who always wanted to go in but... more never felt to be brave enough? If your answer is yes, now you can get the opportunity for a virtual visit to the kinky store... The shy babe who desires some extra or the kinky guy who wants to try out the rough sex? You can decide who would you like to follow!
Little shop of fetish
Don't fuck with your boss!
Abbie Cat gets into some real trouble when Clara, her lesbian boss learns about the money missing from the cash register. She accuses Abbie... more with thievery, and though the waitress denies everything, Clara is adamant about her suspicion. So Abbie has to find a way to compensate her boss, and the fact Clara is a lesbian comes handy.
Don't fuck with your boss!
Strap-on Sensation
What... hot girls with big toys? Hell yes! Could anything be hotter than seeing gorgeous babes spicing up their lesbian adventures with a massive toy... more cock? If your answer is no to that question, you surely will love this five episodes of Sapphic symphony composed to strap-on.
Strap-on Sensation
Naughty College - Classroom Special
The students of the Naughty College are back with some extreme girl on girl hardcore pussy-pounding action! Strict Miss Kay is the newly appointed headmistress... more taking charge of another explosive sex filled semester. Time to raise those short pleated skirts and drop those white panties… these ladies are ready for some fantastically lustful misbehavior, including pussy licking and some exciting strap-on action. The question is: are you?
Naughty College - Classroom Special
Nikky's secret diary
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Nikky Thorne, the naughty teengirl confesses her guilty pleasures to her diary... She knows that she's in trouble as her school teacher caught her bullying... more a helpless classmate, Nelly and called her stepmother. Now she's at home, ready to face the anger of her stepmother. Punishment guaranteed – and it is you who decides how to penalize her!
Nikky's secret diary
Habits of the heart
The habits of the heart... what a difficult matter! Let's take this quarreling couple as an example: the sex-crazed wife is cheating on her hubby... more wherever and whenever she can... No wonder that when he's complaining about her behaviour, his friend arranges a sizzling threesome – isn't this the best way to take revenge on the wife?!
Habits of the heart
POV mistress
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Have you ever dreamed about femdom? Here's your chance to live your dreams! Play this game and be the domina for a day – and... more command your defenceless victim, who does anything you might wish for! Are you ready to go POV and see&feel what a dominatrix does?
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Dirty Cop
When Kathia, the police's alluring special agent gets to know that her colleague, Jack stiffs on her, she is immediately ready with a great back-up... more plan: trapping the liar bastard with his own bait. Kathia doesn't hide her real side anymore, and shows off the way that a perfect domina punishes the ones who truly earn it! Follow her to a fancy fetish tour, behind the scenes of the police's real penal procedure!
Dirty Cop
Cozy among pillows
How'd you picture a girls' sleepover? Let me guess... with some nudity, with some pillow fight and then with some hot lesbian cuddle. Well, we... more pictured it in the same way and asked the beautiful Sophie Lynx and the cute little Doris Ivy to make our naughty fantasy come true. They happily did and... hell, it turned to be a lovely scenario!
Cozy among pillows
Valentine's Day worry
Chary's unexpected visit is about to spoil Tiffany's Valentine's Day as the young blonde finds her girlfriend – with her unfaithful husband! What else's there... more to do that to beat the cheater... and maybe seal a peace treaty with some lesbian action afterwards?!
Valentine's Day worry
From rags to bitches
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A young man with great ambitions arrived from a distant land searching for work. He left everything behind: his love, his family, everything he has... more ever owned. After several days spent with seeking jobs, finally an elegant company hired him as a limousine driver... And that was the point when his story became adventurous: a horny boss craving for his big black cock, rich playboys with hunger for anal and rich bitches enjoying life with sex orgies. It was all about sex and money but the question is: how did he succeed among all those sex-driven people?


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Report: Chris Paul hamstring status 'not good' after Game 5 injury
Houston Rockets point guard Chris Paul sounds like he's facing an uphill battle to play in Game 6.
Paul injured his hamstring late in Houston's Game 5 victory over the Golden State Warriors, but a team source told ESPN's Tim MacMahon on Friday morning that Paul was in pretty bad shape after a night to rest.
"Not good," a Rockets source replied to a text asking about Chris Paul (hamstring) feels this morning.
— Tim MacMahon (@espn_macmahon) May 25, 2018
Paul anticipated that he'd be alright for Game 6 immediately after Thursday's contest, and perhaps he will end up being right. The fact that he's apparently still suffering as of Friday morning, however, is a bad sign. It may be more likely than not that he has to sit out at least one game.


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This is a very stylish as designed by Steven G, spacious, developer's model unit, corner, 4 bed/3.5 bath residence at the 5 Star St. Regis resort offers sweeping ocean, gardens, park and skyline views from soaring glass walls and extra deep terraces. Featuring a fully equipped chefs kitchen with wine storage & double ovens; generous living areas and separate media room, all steps from the famous Bal Harbour Shops. Bespoke living at its finest, St. Regis offers 24 hour concierge and room service, private oceanfront cabanas, separate residents amenities and full service spa. Unit is currently rented.View Virtual Tour
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The Financial Times is not known for writing the sort of texts that send you to the dictionary, particularly since most of its readers probably do not have a dictionary close at hand when they are reading it. Nevertheless, after reading yesterday's piece by Stefan Stern and Jenny Wiggins under the headline "McDonald's seeks to redefine 'McJob," I could not resist pulling out my Fifth Edition Shorter Oxford English Dictionary. Sure enough, there it was, between "McIntosh" (the preferred British spelling for the apple variety) and "McKenzie" (whose definition had nothing to do with Bob and Doug). I rather like their definition, perhaps because the final phrase of the text is likely to raise eyebrows for all the right reasons:
An unstimulating, low-paid job with few prospects, esp. one creating by the expansion of the service sector.
Of equal interest is the etymological analysis:
from Mc- (in the name of the McDonald's chain of fast-food restaurants, popularly regarded as a source of such employment) + job noun
This brings us to the crux of the Stern-Wiggins report:
The UK arm of the fast food chain is starting a campaign to get British dictionary publishers to revise their definitions of the word "McJob", a term the Oxford English Dictionary describes as "an unstimulating, low-paid job with few prospects, esp. one created by the expansion of the service sector".
The word first emerged in the US in the 1980s to describe low-skilled jobs in the fast food industry but was popularised by the Canadian writer Douglas Coupland, in his 1991 novel Generation X. It appeared in the online version of the OED in March 2001. McDonald's plans a "high-profile public petition" this year to get it changed.
"We believe that it is out of date, out of touch with reality and most importantly it is insulting to those talented, committed, hard-working people who serve the public every day," wrote David Fairhurst, chief people officer in northern Europe for McDonald's, in a letter seen by the Financial Times seeking support for the petition. "It's time the dictionary definition of "McJob" changed to reflect a job that is stimulating, rewarding and offers genuine opportunities for career progression and skills that last a lifetime."
This story can be pursued in a variety of directions. First, I would make it clear that I, personally, have never used the noun "McJob," nor, to the best of my knowledge, have I encountered it elsewhere. From this readers can conclude that I have never read Generation X (although I have read plenty of other source material about the Generation X phenomenon). On the other hand I have (with great relish) Barbara Garson's The Electronic Sweatshop: How Computers Are Transforming the Office of the Future Into the Factory of the Past, which first appeared in 1988 and whose basic arguments are no less valid today than they were when the book first appeared. Indeed, I suspect it would be very hard for Garson to refrain from reacting to what I have called "The Big Lie of Customer Relationship Management" by saying, "I told you so!" Garson's basic narrative is best summarize by the titles of the three major sections of her book:
- Automating the Clerks
- Turning Professionals into Clerks
- Automating the Boss
In other words, if you want to understand the office of the future, start by looking at the clerks of today. (Did Kevin Smith ever read this book?) She does this in two chapters, the first of which is devoted to (you guessed it) McDonald's.
The next point I would like to make is that David Fairhurst, who seems to be spokesperson for McDonald's indignation (is that part of the job description for "chief people officer?") does not appear to be particularly familiar with the OED. At least he seems to be aware of the first page, which bears the original published title:
A New English Dictionary on a Historical Basis
Those last two words bear all the weight. This is a reference source that is, above all else, a historical document. Every definition is based on documentation of usage that carries enough weight to justify its entry. If that documentation did not extend south of our border with Canada, it may still have pervaded the Commonwealth, which would be sufficient to justify its inclusion in what is probably the Commonwealth's primary dictionary reference. (I bought my first Shorter Oxford English Dictionary when I was living in Singapore.) The point is that Fairhurst has it all backwards. People do not take the OED definition for "McJob" as the meaning of the word because the OED has sanctioned it; the OED published the definition because that is consistent with how people are using the word. If McDonald's wants that definition changed, they should be paying closer attention to what the English-speaking public thinks about them (which sounds like a good thing for a "chief people officer" to be doing), rather than picking a fight with Oxford University Press (not to mention threatening legal action).
Does the definition need to be changed? To the extent that McDonald's has tried to contest it with a substantive argument, they seem to have concentrated on the "prospects" aspect:
McDonald's says it has an excellent record of promoting female workers and entry level staff to senior executive positions. In the UK, half the executive team started on the shop floor and 25 per cent are women.
Personally, I find this a pretty lame effort at refutation (and I can only imagine what the female population things of it). On the other hand McDonald's seems to have recognized that argumentation is not always the best strategy. Instead, one can invoke Emery Roe's principle that the only way to undermine a narrative is with a counternarrative:
A McDonald's recruitment campaign in the UK last year featured slogans such as "McProspects – over half of our executive team started in our restaurants. Not bad for a McJob."
This then transfers the onus to the reader, who has decided which narrative to believe. Personally, I embrace the OED strategy of keeping the definitions consistent with the life-world. I rarely go into McDonald's, and there is one right across the street from where I live. However, my last venture came on my way back to San Francisco after having delivered a seminar talk at the University of California at Santa Cruz; and I wanted to grab a quick bite before getting back on the road. Nothing had changed since Garson wrote her chapter. If anything thing, the clerks were even more bewildered by the technology, which now had to support more customer options than when Garson made her study. If things are different in the Commonwealth, I would be happy to hear about it!


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An article in the Chicago Tribune (August 16, 2009) quoted a Drug Enforcement Administration official expressing concern "... when the motive for treatment is profit," with no evidence to suggest any difference in quality of care. And this at a time when many Americans are expressing their fear and fury over proposals to include a government option for health insurance, to be available alongside those offered by a host of (extremely profitable!) insurance companies!
When it comes to treatment of addiction private facilities are helping to fill the unconscionable void resulting from woefully inadequate services of the Government and voluntary sectors. Their role in lessening demand for illicit drugs is an indispensable component of the nation's efforts to address the problem of drugs in America. No one should know this better than law enforcement officials.


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Inquiry into Life16th Edition
By Sylvia Mader and Michael Windelspecht
Copyright: 2020
Copyright: 2020
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Dr. Sylvia Mader's text, Inquiry into Life, was originally developed to reach out to science-shy students. The text now represents one of the cornerstones of introductory biology education. Inquiry into Life was founded on the belief that teaching science from a human perspective, coupled with human applications, would make the material more relevant to the student.
Instructors: choose ebook for fast access or receive a print copy.
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Program Details
Chapter 1 The Study of Life
Unit 1 Cell Biology
Chapter 2 The Molecules of Cells
Chapter 3 Cell Structure and Function
Chapter 4 Membrane Structure and Function
Chapter 5 Cell Division
Chapter 6 Metabolism: Energy and Enzymes
Chapter 7 Cellular Respiration
Unit 2 Plant Biology
Chapter 8 Photosynthesis
Chapter 9 Plant Organization and Function
Chapter 10 Plant Reproduction and Responses
Unit 3 Maintenance of the Human Body
Chapter 11 Human Organization
Chapter 12 Cardiovascular System
Chapter 13 Lymphatic and Immune Systems
Chapter 14 Digestive System and Nutrition
Chapter 15 Respiratory System
Chapter 16 Urinary System and Excretion
Unit 4 Integration and Control of the Human Body
Chapter 17 Nervous System
Chapter 18 Senses
Chapter 19 Musculoskeletal System
Chapter 20 Endocrine System
Unit 5 Continuance of the Species
Chapter 21 Reproductive System
Chapter 22 Development and Aging
Chapter 23 Patterns of Gene Inheritance
Chapter 24 Chromosomal Basis of Inheritance
Chapter 25 DNA Structure and Gene Expression
Chapter 26 Biotechnology and Genomics
Unit 6 Evolution and Diversity
Chapter 27 Evolution of Life
Chapter 28 Microbiology
Chapter 29 Protists and Fungi
Chapter 30 Plants
Chapter 31 Animals: The Invertebrates
Chapter 32 Animals: Chordates and Vertebrates
Unit 7 Behavior and Ecology
Chapter 33 Behavioral Ecology
Chapter 34 Population and Community Ecology
Chapter 35 Nature of Ecosystems
Chapter 36 Major Ecosystems of the Biosphere
Chapter 37 Conservation Biology


text: Here's how I'm thinking it could go... I have here in a couple of albums all of my metal detecting "keeper coins" found since 1992. Most of these, having been found before I had a camera or computer, do not have photographs, and have consequently never been shared online (never mind the fact that quite a lot of them are junk, despite being considered "keepers" by me). Now that I finally do have a satisfactory camera setup (albeit very little experience with it just yet), I've thought it would be nice to image my backlog of old finds... a little bit at a time. Perhaps ten or so per session. It will take months if not a year or more to work through the albums. (That's where the "epic" part comes in. It will be a huge task.) What I would do is shoot photographs of ten dug coins, say, in sequential order by the date they were found (I kept records at the time). Then I would announce that we were ready to play. Starting with the first coin, I would tell the story of how and where I found it, and any other details from the hunt that I remembered- but NOT what the coin is. At the end of my little story, I would then ask players to guess the coin (maybe the type first, then the date). When someone successfully guessed what it was, I would post the photograph of it and award points to the successful guesser(s). Then we would move on to the next find in the album. After every page in the "dug keepers" albums (the pages each hold 20 coin finds), I would offer an opportunity for players to redeem their points towards actual (non-dug) coin prizes. They could redeem their points then, or hold them until the next redemption period(s), to build up a bigger total towards a bigger prize. And at the end of the game, I would "buy out" any unredeemed points so those people would get something too (maybe just a modest PayPal gift of a penny or two per point). Needless to say, as per CT rules, nobody will be asked to pay a single cent to participate. The only thing the players would need to give up is a little attention and enthusiasm. Sound like fun? What would be in it for the players: Treasure hunting stories to read and dug coins to look at Chances to guess the finds and earn points Chances to redeem points for real (non-dug) coin prizes Fun, hopefully What would be in it for me: A LOT of work, but long-needed work Imaging of my detector finds Practice with my new camera Fun of sharing my stories and showing the finds


text: Hi all, I have stopped digging that hole and just paid the same for a new Mini with more RAMM and bigger HD than buying another 5 year old iMac which will turn out not to run on the next OS. I need to install Logic Studio 2 and want to do it using CD sharing from the MBP's combi drive [ 10.6.8 ] to the new Mini [10.8.2 ],which has no combi drive. Both are connected to the web by the same modem,the MBP via wi-fi and the Mini via Ethernet cable. There is a warning in kbHT1777 that some DVD's and CD's are copy protected and won't allow it to work so I was hoping one of the many geniuses here would take pity and give any advice they may have.


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Pedigree Super Cute Teacup Chihuahua for sale.
First class gorgeous mixed litter of Pedigree Teacup Chihuahua pups ready to leave us now.
They are super cute and are tiny. They have amazing personalities and are a genuine one off. They leave us having had their first injection, vet checked, wormed, flead and microchipped. Also with an 800g bag of royal canin puppy food to help settle them into their new forever loving home, as well as four weeks petplan pet insurance. Please feel free to call or visit anytime, or if you're unable to get to us and would like help to arrange your pups arrival we can assist with finding a specialist pet courier service.
We also offer competitively priced pet supplies in our onsite Pet Shop, handy for all you're puppies needs. We have a great range of quality brands including Ancol, Danish Design Beds, Royal Canin, James Wellbeloved and many more… A one stop boutique shop for feeding bowls, toys & chews, food & treats, collars, leads & harnesses, beds, training cages, dog hygiene and jackets.


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I had gone through my hard rock phase during my high school years, and by the time I was out of college I was too "grown up" to continue to embrace loud music. This was a ridiculous notion, and thankfully I'm long since over it. Maybe being 25 and managing 60 truck drivers was partly to blame for my growing up a bit too fast.
When I first heard "Smells Like Teen Spirit", I thought it was a good song despite being by some new run-of-the-mill hard rock band. I never really gave Nirvana another thought until I came back north from Florida. A drive from Albany to Poughkeepsie with Scott and Jen was the first time I heard Nevermind in its entirety. In Utero was released shortly thereafter. It didn't quite have the pop sensibilities of its predecessor, but these two albums were back-to-back classics.
Nirvana's MTV Unplugged in New York was another brilliant album, probably the best to come out of MTV's Unplugged series. This album led to Scott's purchases of Meat Puppets II and The Way of the Vaselines, both very worthwhile indeed. I think of the mid-90's as the period when we rabidly sought out the music that influenced, or was championed by, our favorite artists. I even bought Truth and Soul because Neil Young is pictured wearing a Fishbone shirt in the liner notes to Harvest Moon. It turned out to be a good purchase as well.
In October of '93, Jen planned a trip to the Springfield Civic Center to see Nirvana as a surprise birthday present for Scott. I don't remember what was given as the reason we were driving east on the Berkshire section of the New York State Thruway, along with Jen's brother Marshall, but it was a great plan nonetheless. It was at this show that this band's brilliance really resonated with me. Less than six months later, on April 5, 1994, Kurt Cobain was dead of apparent suicide.
I remember pretty vividly the day that my sister came into my room to wake me up for school and tell me that John Lennon had been murdered. I was 13. I was 26 and leaving the parking lot of the Grand Union distribution center in Waterford, NY when I learned on the radio of Kurt Cobain's demise. These are the two most memorable rock star deaths of my lifetime. Given my current age, this is all the more reason to celebrate turning 40.
Replacement-Level Hitting
6 hours ago


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Why Work For Us?
You'll work for a company which is committed to both business success and social progress. For more than 40 years the dual project has guided us in the way we do business. Waldies is a socially responsible company that cares about the health and wellness of its ecosystem.
Our interests are closely aligned to those of our clients and shareholders. We offer clients a wide range of funds and employ committed professionals to support our clients' business needs.
We are a forward thinking and entrepreneurial meritocracy that actively supports its employees. Essentially – we are results driven.
We believe in clear and open communication channels and flat management structures to encourage free thinking, enabling decisions to be made with speed and accuracy. Employees work in an innovative and autonomous environment that encourages responsibility and accountability for actions and decisions taken.
We strive to be the best and this has been recognized by a number of industry awards and independent accreditations we have received for innovation, technology, products and performance.
We also believe in striking a work-life balance and therefore make a commitment to working smart and making time for personal activities.
Waldies is committed to developing its employees. In return we expect our employees to be engaged and self-motivated. We offer development opportunities that will expand and enhance your current skill sets and prepare employees for future career progression.
Development opportunities can span from sourcing quick, bespoke training to long-term career planning solutions.
Performance management is critical to our training and development service. Completion of annual performance objectives and appraisals is compulsory. These objectives define delivery for the performance year and also identify areas of development required to help individuals build on areas of strength and seek training solutions for areas that require more development. Our Training & Development team place great emphasis on working closely with managers to ensure the learning is relevant to the job and to help create career opportunities in the future.
We offer a variety of development solutions delivered in a number of ways to increase knowledge and awareness to suit individual learning styles, e.g. courses, workshops, seminars, conferences, 'on the job' structured programs and executive coaching.
We provide sponsorship for many professional qualifications which include financial and study support. In addition, we monitor study progression and provide extra support by means of further tutorials, encouragement of mock exams, designated peers, and projects to make the learning more real and to help individuals convert theory into practice.
We have a selection of specialist providers that assist with the design, development, and delivery of training programs that suit Waldies and employee needs.
We also seek to find alternatives should there be a course or area of interest not readily available. Guidance and suareort is offered to identify training needs at all levels.
Whilst our training and development offering is comprehensive we constantly review development needs to ensure we have the right capability at the right time.
Sense of Trust
At Waldies, we all have talents and we all are Talents. We'll respect your uniqueness and develop your talents to their maximum. Beyond skills, we're looking for people with heart and personality.
Waldies believes that the group's strength and its ability to generate new ideas stem directly from its capacity for welcoming a wide variety of profiles.
Learn & Grow
You'll make one learning a day. Learning something new each day means you keep growing every day! Working on a project, sharing experiences with your teams/colleagues, become the opportunity to develop both at professional and personal level.
You'll be highly welcomed to bring in your ideas and take initiative. Your desire to innovate and experiment will always be encouraged.
You'll have the opportunity to design your meaningful career. Based on your own aspirations, you'll be encouraged to shape your career path by alternating between the various functions, contexts, and cultures. Waldies offers all employees of the company numerous opportunities.
Latest Jobs
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[Captain Marvel] Love, Goose Enamel Pin
More than just a cat; he's a friend, bodyguard, and a pretty decent place to stash your things, too!
✦ 2" x 2" antique gold plated hard enamel pin
✦ Light yellow accents on 8 pointed star packed with yellow glitter
✦ Double posted with two rubber clasps
Shipping & Returns
More detailed information about shipping and shipping rates can be found here.
- Standard delivery is usually within 2-3 working days
- International delivery is usually within 2-6 working weeks
- Returns are accepted within 14 days of receiving the item
- Visit our customer services section for more information regarding payment methods or contact our customer service team for further questions.


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Cinnamomum jacquii Lukman.
This is a synonym of Cinnamomum tazia (Buch.-Ham.) Kosterm. ex M.Gangop.
Other Data
Cinnamomum jacquii Lukman. appears in other Kew resources:
First published in Nomencl. Icon. Cannel.: 16 (1878)
Not accepted by
- Govaerts, R. (1999). World Checklist of Seed Plants 3(1, 2a & 2b): 1-1532. MIM, Deurne. [Cited as Cinnamomum pauciflorum.]
Kew Names and Taxonomic Backbone
The International Plant Names Index and World Checklist of Selected Plant Families 2020. Published on the Internet at http://www.ipni.org and http://apps.kew.org/wcsp/
© Copyright 2017 International Plant Names Index and World Checklist of Selected Plant Families. http://creativecommons.org/licenses/by/3.0


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Mon, Jan 1 2018 - 29th Annual New Years Day Trail-of-the-Hare CHEDDARHEAD Hike & Party (View Original Event Details)
A big high-five to our fun-loving AOC members who braved the sub-freezing winter chill and rang in 2018 in such an unusual and unforgettable way! Hats off to our friends in the "Atlanta Hash House Harriers and Harriettes" for doing their usual bangup job hosting the big annual event with its distinctly Wisconsin flavor, "cheesy" dry humor and even hot fried cheese curds!
We began by helping one another (about 100 of us harriers, a.k.a "hashers") follow the "hare's" tricky trail. The flour splotches took us through a clever variety of wooded and neighborhood terrain just SE of Roswell. The ~4-mile route this year included a healthy dose of off-trail "shiggy" - esp. in Gold Branch where we had to jump a few creeks and ascend a steep wooded hill.
Our reward for helping one another reach the end of the trail was the big outdoor "On-In down-down" party (this year at the nice clubhouse and swimming pool area of one of the veteran hashers) where three blazing fires were much appreciated to keep us warm. The copious food and refreshments were delicious as always.
On-On, and Happy New Year to all! - Posted by Dirty Limerick (a.k.a. Charlie) Tue Jan 2nd


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The cookie settings on this website are set to 'allow all cookies' to give you the very best experience. Please click Accept Cookies to continue to use the site.
Our Thigh Highs or Stay Up Stockings comes in a wide variety and floral laces and borders, Sheers and Opaque Stay Ups, Sheen or Matte Stay Up Stockings.


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Thames Valley scored an historic 17-12 victory over South Canterbury to win the Meads Cup in the Heartland Championship final played at Timaru on Saturday.
It was Thames Valley's first appearance in a final since the inception of the competition in 2006 and to win the prestigious cup honouring Sir Colin Meads goes down as one of the finest achievements in the history of the Thames Valley Rugby Union.
Winning the 2018 season as the top Heartland team also means Thames Valley will play a Ranfurly Shield challenge match against Otago next year.
The team received a simple message from the coaches for the final on Saturday – work harder and for longer.
With this mantra ringing in their ears, the Swamp Foxes put in an amazing 80 minute performance and again demonstrated that strong sense of self belief which has grown throughout the season.
Even though they were down 12 -3 at half time, Thames Valley had shown promise on attack but it was South Canterbury who had managed to score two tries and a conversion, in reply to a penalty goal by Reece Boughton.
In the second half it was different story.
The Swamp Foxes put Brett Ranga over for an early try after a long build up which involved good runs by Kieran Lee and Harry Lafituanai.
Boughton converted and the Valley had closed the gap to 12-10.
With the game evenly poised, Thames Valley stepped up their defence and prevented South Canterbury from scoring any more points.
Following a series of charges close to the South Canterbury line, Valley's replacement prop Sergio De La Feunte crashed over for the winning try in the 68th minute.
Boughton again converted and for the first time in the match Thames Valley had the lead, 17-12.
Just as they did against Wanganui, the week before, the Swamp Foxes then proceeded to dominate possession and defend tenaciously whenever South Canterbury did have the ball.
The game ended with referee Jamie Nutbrown awarding Thames Valley a penalty – Boughton tap-kicked and then cleared the ball to touch much to the sheer joy of the numerous Swamp Fox supporters who had made the trip to Timaru, hoping for the best possible outcome, and being rewarded for their enthusiasm.
They then mobbed the players, all of whom deserved recognition as the player of the match.
Rhonda Wilcox, daughter of Sir Colin Meads, presented the winners' medals to the Swamp Foxes and then handed over the Meads Cup to co-captains Brett Ranga and Shaun Hill, who was unable to play because of an injury.
Meads Cup Final: Thames Valley 17 (Brett Ranga and Sergio De La Fuente tries, Reece Boughton 2 conversions and a penalty)
South Canterbury 12 (Loni Toumohuni and Kalavini Leatigaga tries, Willie Wright 1 conversion).
Horowhenua Kapiti won the second tier Lochore Cup by defeating Wairarapa Bush 26-23 at Levin on Sunday.


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HPC Wire (01/19/12) Michael Feldman
Chinese researchers at the National University of Defense Technology (NUDT) are developing the FeiTeng processor, an architecture that could launch Chinese supercomputing past the exascale barrier. FeiTeng was specifically designed for high-performance computing (HPC) and its original version delivered a peak performance of 16 gigaflops, consuming just 8.6 watts of power, which would yield an energy efficiency of about 1.8 gigaflops per watt. The NUDT researchers also developed a programming language called SF95, which extended FORTRAN95 with 10 compiler directives to utilize the architecture. China wants to develop and use domestic microprocessors for its HPC industry, and it is likely that the FeiTeng processors will replace both Intel and NVIDIA chips in a future NUDT supercomputer. China's currently most powerful machine, Tianhe-1A, is powered by Intel Xeon and NVIDIA Tesla chips.
Filed under: Computer Science, High Performance Computing, Scientific computing, Source: ACM TechNews | Leave a comment »


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New Vampyr trailer showcases the importance of sucking…blood – High stakes
Dontnod's upcoming vampire game Vampyr is just over a month away now, so here's a new trailer to give you a taste of the blood sucking action.
You'll be controlling Jonathan Reid as he strives to protect London from demonic forces plotting its collapse. But to grow stronger you'll need to sacrifice the citizens you are also swearing to protect. Taking the lives of London's populace will grant Jonathan new skills and abilities, making him stronger, but indulging too much will result in potential collapse of city districts. So you'll need to be careful who you decide to feed on.
Vampyr is out on June 5 on PS4, Xbox One and PC, while you're waiting you might want to check out this interview Dan had with the narrative director Stéphane Beauverger.
Source: God is Geek


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What's in a name?
Much of the criticism around Yell's controversial rebrand to hibu has been based around the new brand's meaningless name.
Yell chief executive Mike Pocock really fired up this issue by admitting to the press shortly after launch that the name means nothing.
But is having a meaningless name really such a problem for brands? As several people pointed out in our voxpop piece on naming, a meaningless name can provide a useful 'blank canvas' for a brand.
And even dropping an established brand name for a completely new and unrelated one doesn't necessarily have to be a problem. While we all know the disaster stories (particularly Consignia) there are plenty of examples of nonsense rebrand names becoming established – look at Norwich Union's now-settled rebrand to Aviva, much criticised at the time.
Beyond the meaningless names, I believe there are two major problems with the hibu rebrand.
The first is that it's unclear how to even pronounce the name. I'm sure I wasn't the only journalist to be pulled up by the Yell press office for saying 'hee-boo' instead of 'high-boo'.
Now again, this doesn't necessarily have to be a problem, it could even be a talking point, and presumably once above-the-line work begins, any confusion about pronounciation should disappear.
But the second – and most important – issue, is that Yell revealed details of the new branding before it had even been approved by shareholders. And with the vital shareholder meeting not scheduled until 26 July there's still a chance that the brand might not be adopted.
Landor's hibu identity is actually pretty well-conceived – with soft 'shouldered' typography providing a clear link to the people-focused brand that Yell are trying to create.
But by revealing the logo in isolation leaves a huge number of unanswered questions – what is the story behind the brand? How will it be applied? Why the umlauts? None of these can be answered until the brand is adopted and put into use.
So, many questions remain about hibu.
Will the new branding, in a reprise of the Gap logo debacle from a couple of years ago, be quietly killed off before launch? Will it be another Consignia – and be dropped after coming into use. Or will everything click into place after July when the brand fully launches – and we'll forget a time when we ever referred to 'Yell'?
Post a comment


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History of the First Apple Festival
After more than a year of planning, the first annual Arkansas Apple Festival will be the fulfillment of a dream long-held by many Lincoln residents.
The dream began independently in the minds of those who wanted to see Lincoln recognized as the friendly community in beautiful Northwest Arkansas that residents of the area know it to be. An annual celebration inviting visitors from all over seemed to be the key.
A decision on the focal point of such a celebration was easy to make. As the apple capital of Arkansas, Lincoln already attracted thousands of visitors annually to partake of the local variety of apples, sweet cider and delicious apple dumplings. The apple industry in Lincoln offered the perfect reason for a festival.
But these thoughts remained only a dream until mid-1975, when action began transforming the idea into reality. Talk turned to effort, and nine Lincoln residents formed the Arkansas Apple Festival Committee to coordinate the plans. With a desire to make the first festival a rousing success, the committee decided to schedule the first one a full year ahead in 1976, giving ample time for preparations.
That 1976 just happens to be the nation's Bicentennial was an added bonus for the first annual Arkansas Apple Festival. While the country as a whole was celebrating its rich heritage, Lincoln would begin a lasting tribute to a vital part of the local history, the apple industry.
Through the dedication of the many men and women who worked toward this big event, the dream will be realized October 7-10. This, the first annual Arkansas Apple Festival, promises to be worth the wait.


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The German economy has outperformed the French economy in recent years. Capacity utilization in the German manufacturing sector is above its long-term average. Thus, one could expect higher investment activity in Germany.
Yet in 2016, the investment-to-GDP ratio stood at 22% in France, and only 20% in Germany. The French public and corporate sectors have higher investment ratios than their German counterparts (+1.3 pp and +1.0 pp, respectively).


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WonderWorks Myrtle Beach ALL Access
11 reviews
WonderWorks Myrtle Beach is the perfect fusion of action and education! A terrific learning experience for everyone from...
Bought my kids all inclusive tickets to Wonderworks in Myrtle Beach. It included the regular Wonderworks experience as well as the 6D Theater, ropes course and 1 game of laser tag. The discount for each inclusive ticket was awesome. Much, much better than buying at the place. Buying online and printing out the vouchers let us bypass all those people in line also. Highly recommend using this service. Not only saved us money but saved us time.
There are a lot of interesting things to see and do. Unfortunately, the day we were there several things were inoperable or not working correctly. We still had fun with the attractions and experiments that were working. Tripshock only saved us about $4 total and the voucher has to be printed. They will allow you to email it to them and they will print it for you. That process wasn't bad when we were there because it wasn't busy but on a busy day you could be waiting a while.
Wonderworks was fun for my kids as well as adults!


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HedBox (RP-DBPU, RP DBPU , RP/DBPU , RPDBPU) (DC/30, DC-30, DC 30) (DC40, DC40, DC40) (DC/50, DC-50, DC 50) Interchangeable Plate for DC30, DC40 and DC50 chargers.
This is an interchangeable battery plate for Hedbox DC50, DC40 and DC30 battery chargers that supports the use of SONY BP-U type batteries including the popular Hedbox HED-BP95D and HEDBP75D batteries.
In The Box


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This time on the podcast the guys discuss many important topics like the new big mac sizes. Later in Pop Clips the guys learn that kimmy has been scammed again and listen to parts of her seven part series about how she was scammed. Plus the guys listen to horrible comedy rap and decide, yes, we do have to take our clothes off to have fun.
Podcast: Play in new window | Download


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Total gradient effect, total metal, total youth style. It could only mean one thing. Erika has gone full metal with the Ray-Ban RB 3539 styles. The RB 3539 takes a bestselling style and gives it the full metal treatment, using an Erika-inspired phantos shape featuring an unmistakable keyhole bridge and ultra-thin metal temples in cool metallic colors. The lightweight frame ensures that these styles are as comfortable and resilient as they are easy-to-fit. All these features are paired with gradient lenses for a total metal look that will let you reflect and shine wherever you are.
Ray-Ban is the world's most iconic eyewear brand and is a global leader in its sector. Every model in the Ray-Ban collection is the product of meticulous, original styling that translates the best of the latest fashion trends into an ever-contemporary look for millions of Ray-Ban wearers around the world. From the early Aviator style that emerged in 1937 to the introduction of the classic Wayfarer in 1952, Ray-Ban is a brand that embodies America and adventure, great cities and wide-open spaces, heroism, individuality, and authenticity. Starting with a silver screen debut in 1961, Ray-Ban sunglasses have appeared throughout hundreds of films and have been a favorite on the Hollywood scene for years, both on and off the screen. With timeless and imaginative styles, Ray-Ban consistently blends high-tech design, lenses, and materials. Â The collection remains true to its classic heritage while continuously evolving to meet today's fashion demands.
- Plastic
- Imported
- Metal frame
- Plastic lens
- Non-Polarized
- 100% UV protection coating
- Lens width: 54 millimeters


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The Dell SA Development Fund (DDF) was established to create literate and connected communities through education, supporting developing businesses, and investing in the community. This has seen the IT giant benefitting many South Africans with a percentage of every rand going towards local initiatives.
"We believe that in order for a company to thrive, it has to make a positive difference in the countries it operates in and the communities it serves. In fact, the DDF was created in the belief that improving social conditions is the best way to cultivate strong business conditions," says Clerrene Bhabha, who provides support for the DDF.
Earlier this year, Dell announced the launch of the Khulisa Academy. It will open in 2016 in partnership with the department of trade and industry and the Centre for High Performance Computing (CHPC).
Spotlight on skills development
The academy will comprise Grade 12 learners and graduates. Students will receive market-related salaries while studying and are guaranteed employment once their courses are completed. In addition, at least 10 students will be supported in the start-up of their own businesses during the period they are studying.
The academy stakeholders will be split 50% between genders and there will be an overall 75% black representation.
Basic level courses required by all students will gradually be accredited through the academy while specialist courses will be offered by various service providers. Once its accreditation is in place, the academy will be able to offer services to the wider market, which will result in income-generation opportunities beyond the funding it is currently receiving from Dell.
"There is limited awareness of HPC and careers within the ICT sector, which Dell hopes to bridge with this programme. The brand development, collateral, and marketing material will be developed by a professional team in line with the international Dell brand guideline," says Bhabha.
She says that the primary objective behind this marketing is to incentivise quality entries to the programme. The current Dell internship and graduate sponsorship programme will be used as guideline to source participants.
"The establishment of the Khulisa Academy is informed by several interventions. The main one is the history of transformation of the company and how it aligns to the B-BBEE Codes of Good Practice. Secondly, the strategic partnership with the Council for Scientific and Industrial Research and the CHPC has provided a proven track record of the impact that technology has on the lives of the youth," concludes Bhabha.


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Govt. has decided to complete the southern loop on Lahore Ring Road. This news would bring happiness to every face but people who have plots in Bahria Town would be afraid of it.
Lahore Ring Road (southern loop) is expected to pass through the Bahria Town. But there is still lies a confusion…
Will Bahria Town Plots Came Under Lahore Ring Road?
This is a very important question that whether Lahore Ring Road will pass through the Bahria Town or not? Lahore Ring Road place was right after the Grand Jamia Masjid of Sector C.
Govt. officers visited the area with their mechanical/engineering devices. Their visit create a fuss in market and prices of Sector E commercial plots fall from Rs. 7 crore to Rs. 3.5 crore. Of course these are the big numbers for a 5 marla commercial plot. Well those prices never ascended again till that point. One of the biggest reason is Lahore Ring Road: other reasons are written in this post
Bahria Town management tries to comfort those people who have commercial plots in that area. They assure that Lahore Ring Road will not pass through this area (or even from Bahria Town Lahore). This assurance came even to this level that Mr. Ali Riaz said that "If Lahore Ring Road will pass through the plots of Bahria Town Lahore, I will pay every allottee according to the market price, not according the price given by Govt."
So we still curious, whether Lahore Ring Road pass through Bahria Town or not? Recently those Govt. engineers visited Bahria town, but however this time the prices were unaffected (maybe because they are already very low) but it seems that Lahore Ring Road will pass through Sector E of Bahria Town Lahore.
Plots In Ring Road area:
Plots right after the Grand Jamia Masjid came in Lahore Ring Road area. So the following plots will be taken by Govt. for construction of Lahore Ring Road.
Side A: 01 to 24, 59 to 106, 149 to 172
Side B: 01 to 16 and 47 to 81
Above are the commercial plots. Residential plots behind these commercial plots will also came under the area of Ring Road.
How Govt. Will Pay?
If Govt. pay according to DC rate i.e. Rs. 200,000/- per marla then everyone will be doomed. If Govt. pay according to the market price which is nearly Rs. 600,000/- then people would be sated. We also have the promise of Mr. Ali Riaz of paying as per market price. Let's hope for the best…
Short Term Effects:
All those people who have plots in following blocks are really worried because of this Lahore Ring Road
- Iqbal block
- Rafi block
- Jinnah block (little area)
- EE block
- Overseas B Ext.
Except for Jinnah block, all other plots are in possession. People have started to constructing houses in those areas and even started living in it. It will be really hard for them to leave their houses.
Secondly during the construction of Lahore Ring Road, that area won't be accessible. It will create problems in movement and consequently in investing areas away from Lahore Ring Road (Sector E and Sector F).
Lastly if Lahore Ring Road pass through the Bahria Town Lahore, it might temporarily slow down the investment. I'm using 'might' because once you start living in Bahria Town, it's become hard to live anywhere else. This is because of the uncountable valuable services like 24/7 electricity and sui gas, security etc. So those people whose plots will be taken by Govt. will also search plots in Bahria Town or Bahria Town management will adjust their plots in any other blocks.
Long Term Effects:
Prices will rise real high.
There are two kind of people; one who like to live and invest in Bahria Town Lahore, others who don't. Let think from other's point of view: What is the first reason of not living in Bahria Town Lahore? Ans: Duur buhut hai (It's far away). Lahore Ring Road will erase this very and only negative point of not living in Bahria Town.
Now think one getting all the extraordinary facilities with connecting to the Ring Road (which is connected to whole city). You are on a 20 minutes drive from Lahore International Airport. What else do you need…
Lahore Ring Road is a very good project for Lahore and for Bahria Town as well. There are only two options
- Lahore Ring Road pass through the Bahria Town
- Lahore Ring Road not pass through the Bahria Town.
If Ring Road pass through the Bahria Town, it might decrease the interest of investors for little time but eventually Bahria Town will experience the boom because of this.
If Ring Road doesn't pass through the Bahria Town, it will pass from nearby. No one will have any problem and prices will also rise high.
Let us know what do you think? How Lahore Ring Road will effect Bahria Town?
219 Comments
salam shershah , talha and ghaznavi blocks are safe for residence?↓
Is Tulip Ext in lyng in the Ring road,is bahria is paying for the plots allotees, at what rate for residential 10 marma tulip ext .↓
Better to wait till the completion of LRR.↓
Hi Everyone
I have a question from property gurus if someone can assist me in construction. I have a plot in sector F Ghaznavi Block. I would like to construct a home there for rental purpose. My question is should I construct the building before the completion of LRR or should I wait for the completion of LRR. Any suggestion would be appreciated
Pl reply at ur earliest↓
Very good service n Gerry informative↓
Pl let me now the status of plots from 289 to 300 Iqbal block bahria sec E↓
Can you please update me about johar block is it safe and what is the effect of LRR on it. what is the normal price of 10 marla over there↓
Sir wat about plot no 541 EE overseas enclave.i am retired person and much worry about the present situation please answer early.↓
Will plot 60 of rafi block be affected by ring road?↓
No body knows on this forum including dealers except Mailk Riaz.
Therefore no need to ask questions on affected area as no dealer or member is having clue.↓
Sir kindly tell me my plot no 273 in rafi block is effected or not ?↓
Does Ring Road has any effect on Nargis Block ?↓
Dear Abu-Osaid, Ramzan Mubarak, Does Ring Road will effect on Nargis Block?↓
what about h no.91 Overseas B Ext. ??↓
Aoa, I have heard that BT has proposed govt to pass LRR thorugh Sector F due to possibility of less number of resisential units on ground. Is that true? I intend to buy 10 marla plot in ghaznavi near monument and mosque, shall i go for ot or wait? What will be the price range in Ghaznavi block?↓
Is there any WhatsApp group of GVR commercial affecties.↓
Why low prices in Audit & Accounts Ph-2, despite on Ring Road?
Lahore Ring Road southern loop is passing through Audit & Accounts Housing Society, Phase 2. However, the prices in that society are still very low.
Can anyone in this forum explain why the prices are still so low in Audit & Accounts, Phase 2, despite a great increase in prices in societies from where the Ring Road is passing like Khayaban-e-Amin. Lake City, and Fazaia Housing Society?↓
i am interested to buy commercial plot nearby clock tower chowk; 6/A-4 marla…would that be effected for investing on commercial plot?↓
I have plot no.43 in sector E Jinah block. Is it comes in ring road?↓
my house if on straight to jamia mosque house 191 tulip ex
plz help /tell me↓
Dears, what about the 2 marla commercials near zoo in AA block of Sector D???
please give your opinion. Thanks↓
My plot 398 rafi block is it safe↓
My plot no 398 ..is it effect↓
Please confirm what will be the effect of LRR on Nargis block. My plot is # 445.↓
Bahria Town Lahore Ring Road Meeting Jan 20 2016
FULL Video Uploaded here too↓
What about Janiper Block will it be affected also by LRR, My plot number is 350 Janiper Sector C. Should I hold it or sale it.↓
How about bahria homes in sector e? Its near to the line u draw,
Should i keep or sell it?
Bahria homes 244 is mine. Please let me know i buy it last years in 84 lac.↓
A O A. Dear Author would u please tell me i have a plot no 599 and 600.in RAFI BLOCK SECTOR E. Are these plots are effecting by LRR or exit or entrance loopS.↓
i want to purchase one plot between Plot no. 306-310 of Tulip Extension,. please guide these plot will come in LRR↓
Deer,what is the status of sector F Ghaznavi block near Ghaznavi mosque,+close cinema. I have plot 10 Marla, i am worry about Ring road route.I will be appreciated response quirkiest as possible thanks.kindly e-mail me,(firstname.lastname@example.com. 03084548355
Best regards
Deer,what is the status of sector F Ghaznavi block near Ghaznavi mosque,+close cinema. I have plot 10 Marla,will be appreciated response quirkiest as possible thanks.kindly e-mail me,(email@example.com. 03084548355
Best regards
Dear All .
I have a plot in tulip extension #333/19 is this plot also effected due to ring road.If yes pl advise what to do.
Ring road older layout approved↓
This will affect Golf View Residencia Project Bahria Town OR not???????????↓
Rafee Block going to be effected or not?↓
What is the status of Alamgir Block of sector F?
Is Ring road going to effect plots of this block?↓
Any new update regarding affect of Lahore Ring Road on Golf View Residencia project of Bahria Town Lahore???????????????????????↓
my plot is Bahria town tulip extension 200. will it effect according to ring road plan↓
There is a proverb in Urdu lohay ko loha katt-ta ha, right now MR under observation for his works by army chief. MR will never like to open one more pandora box after DHA valley Islamabad which he committed on TV to close by end of this year.
Therefore if any one in Pakistan can solve the people problem that is GHQ and army chief. If army ican or will take interest in Lahore issues also then every thing can be solve.
I give the clue rest lies with you guys.↓
Dear brothers
I am also owner of one plot on northern side of Golf view residencia lahore. I am really worried about all this situation. no clear words from anybody….its painful to wait without any news. there is conflcting info on the web like this website, zameen.com blog about golf view, hussain kaisrani blog, property blog. I suggest that all golf view investors unite and lets start protesting peacfully first on twitter by tagging malik riaz, i think each one of the effected person should send him tweet and ask him about golf, LRR and if there is no land why he is not developing golf? he is playing with our money. I don't know whom to beleive or not. some say land purchased, some say no land. some say wait, some way its doomed. some say bahria is trying to create panic. atleast we can use the power of electronic media. malik riaz tries to clear his image on any question raised on twitter. i think some news anchor should tweet him about gvr, bahria greens and LRR issue and lets see if he is bothered or not? I am out of pakistan and this unable to visit their office so i thought this could be a good idea?
usama ali↓
Yes this is a very good idea!
I am also the affected of GVR↓
We victims of Sector F and other projects have made whatsapp group & facebook page. please join us.. sms @ 03334694007
Northern side is safe only southern side effected
Amir maqsood
Bahria town lhr
Is there any update regarding LRR achual route in behria town , some guys were sayingthat govt have marked area with cross sign. Thanks↓
I have a plot in GVR north 160+ near proposed mall and spent about 47 lakhs with all 6 instalments paid so far. I don't know what to do about it now. This blog gives different route though,
lets hope for better.↓
Rafi block which commercial plots will be effected?↓


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Many have heard of the term VoIP but are unaware of its capabilities. So exactly what is VoIP?
VoIP is the technology available in many modern telecommunications systems. It enables a firm to use their data network to carry voice traffic. The language that computers use to communicate over the Internet, is a term called VoIP. It stands for Voice Over Internet Protocol. Voice over IP is a technology used for converting voice communications into digital packets for delivery over a data network. Most commonly, that data network is the Internet, but it could be any data network running the Internet Protocol, such as a business's private data network.
What makes VoIP different, is that it relies on the Internet Protocol for these tasks, rather than the proprietary phone company protocols. Since it is based on a widely available technology, it can be made available to the general public more cheaply. Also, the nationwide building of broadband networks has made internet access available almost everywhere. This enables businesses to connect their locations to the internet, rather than building expensive private data networks. All of these factors have converged during the last decade to make VoIP an inexpensive option for most businesses.
How VoIP Works
We're going to now discuss how VoIP works to connect phones and carry on a conversation. VoIP requires a device at each end of the conversation called a VoIP modem. This device can be a standalone part of the phone or part of a phone system always part of the conversation. The VoIP modem is the device that converts the analog signal to digital and back again. During the conversation, the modem takes the voice signal from the phone that is sending and converts it to digital packets. It transmits these digital packets over the internet address to the second modem. The second modem converts those packets back into an analog voice signal and sends it to the receiving phone.
SIP Trunking
The most common way that businesses can take advantage of VoIP, is through a technology called SIP trunking. SIP trunking is the application of voice over IP technology to provide connectivity to your phone system. You can purchase SIP trunks individually, in packs, or your preferred quantities. Since these trunks are based on the VoIP technology, they offer the same benefits and suffer from the same issues as other products giving you the voice connectivity over the Internet. A SIP trunk is provided by a VoIP provider over the Internet and the primary purpose is to complete calls to the public switched telephone network.
Advantages and Disadvantages
There are advantages and disadvantages to VoIP technology in terms of the benefits. SIP trunks can offer a lower cost of operation than the traditional phone services, because they can ride on the installed data network. SIP trunks can also offer some of the advantages of more advanced telecommunication company services. Such as the ability to have multiple phone numbers over a single trunk line and the ability to have a single connection handle multiple simultaneous calls. Additionally, SIP trunks can offer features that weren't previously available. For instance, you can have phone numbers from California ringing on lines in New York, or anywhere for that matter.
In this manner, you can have long-distance calls operate like local calls and at a very inexpensive rate. SIP trunks usually come with advanced features like caller ID, call waiting, voicemail to email, and effects. They can be managed via a simple web interface. As with VOiP, SIP trunks can unfortunately be slightly less reliable than traditional services. Older analog phone services were built with tremendous redundancy, so that phone service would always be available even under extremely adverse conditions. More modern data networks were built to operate at a much lower cost, but with a slightly higher risk of failure. SIP trunks carry that same risk. For some businesses, that risk is acceptable. But for others, they may choose differently. It depends on the role of the voice communication and how it works for that particular business.


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If you're ready to go leaf peeping now that fall is here, we have plenty of locations to share with you.
Thinking of buying a home? Search the local MLS here.
Thinking of selling your home? Get a home valuation here.
Want to see our inventory of homes? View our listings here.
If you're curious about when the best time to go leaf peeping is or where the best locations to do it are, we want to help you out now that fall is here.
First, the Department of Forestry has a website called www.dof.virginia.gov/fall/ that provides a weekly fall foliage report that's very helpful.
As far as locations go, you can try Skyline Drive, but sometimes that can turn into "Parking Lot Drive" because of all the people. If you want to avoid the crowds, you can check out Prince William Forest Park in Triangle, Virginia, which features 37 miles of hiking trails, or Mount Vernon, which is 500 acres and faces the Potomac River.
"You can try checking out the foliage from the water by taking a cruise on the Potomac or taking a pontoon boat tour at Burke Lake. "
Additionally, you can check out some of our local area parks, like Burke Lake Park, Great Falls Park, or Riverbend Park. They can get pretty crowded during the fall, but they're worth a visit.
Lastly, you can try checking out the foliage from the water by taking a cruise on the Potomac or taking a pontoon boat tour at Burke Lake.
If you'd like to talk more with us about where you can enjoy our fall foliage or there's anything else we can help you with, don't hesitate to reach out to us. We'd love to help you.


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Western Literature that crossed over into anime
We have seen a lot of anime and wondered: "Have I read that before in a book?" At the last Pretoria/Centurion Anime Meetup a few fanatiks had a discussion about Western literature and its presence in anime, and today AnimeFanatika explores four anime based on Western Literature, thanks to that informal chat.
Howl's Moving Castle
Howl's Moving Castle was originally a fantasy novel by British author Diana Wynne Jones, which was first published in 1986. It is the first book in the Howl series. Other books in the Howl series consist of Castle in the Air (1990) and House of Many Ways (2008). It is interesting to note that the book Howl's Moving Castle were inspired by a little boy. Diana Wynne Jones visited a school and a boy asked her to write a book about a moving castle. She forgot the boy's name but in a way just giving her the genius idea immortalized him. Howl's Moving Castle was adapted into an anime movie in 2004 by Studio Ghibli.
Howl's Moving Castle is the story about a hatter named Sophie cursed by the Witch of the Waste into a ninety-year-old woman. She seeks out the Wizard Howl in the hope that he can break the curse.
Here is an English Trailer of Howl's Moving Castle. Please follow our link: http://bit.ly/howls_Moving_Castle_Trailer
Tales From Earthsea
Tales From Earthsea is based on four books by Ursula K. Le Guin: A Wizard of Earthsea (1968), The Tombs of Atuan (1971), The Farthest Shore (1972), and Tehanu (1990); however, the film's title is named from the collection of short stories, Tales from Earthsea (2001). There was also a sixth book The Other Wind in 2001. Tales from Earthsea was released in 2006 as a Studio Ghibli Movie. Ursula K. Le Guin was very disappointed in the movie since the plot was very different from her books.
In Tales From Earthsea a wandering wizard named Ged to investigate strange rumours of dragons appearing in the human world. Humans are also acting strangely and only Ged can find the causes of these problems.
Here is an English trailer of Tales from Earthsea, please follow our link: http://bit.ly/Tales-from-Earthsea-trailer
Alps no Shoujo Heidi
Alps no Shoujo Heidi is based on Swiss-born Author Johanna Spyri's book Heidi's Years of Wandering and Learning written in 1880. The book was adapted into an anime series in 1974 by Zuiyo Enterprises. The series spans 52 episodes. The series have been translated into various languages including Afrikaans, German and Italian.
Alps no Shoujo Heidi tells the tale of an adorable orphan girl Heidi who is forced to go and live with her grandfather Öhi in the Alps. He is a bitter man, but not before long she changes his heart. The Shepard boy Peter joins her in her adventures.
Here is a nice Heidi Teaser with the End Theme in German, Please follow our link: http://bit.ly/Heidi-Teaser-with-German-End-Theme
Marvel Disk Wars – The Avengers
Some may debate that comics are not literature; others can go deeply into the philosophy of it. A great story, as many will muse, has a beginning, middle and an end, which makes most comic great stories. Anime adaptations of comics are have been done many times like with the X-men, Wolverine, and Iron Man. The weirdest adaptation of comic, however, lies in the anime Marvel Disk Wars – The Avengers.
The anime is about a group of kids that gains access to Tony Stark's special technology called DISKs, with the power to trap super villains in them. The villainous Loki intervenes and the Avengers gets trapped in the disks, and the five kids – Akira, Hikaru, Edward, Chris, and Jessica – must now use the disks to summon the heroes to defeat a long list of Marvel villains. Think of it as Avengers the Pokémon version.
Here is the trailer for Marvel Disk Wars – The Avengers. Please follow our link: http://bit.ly/Marvel-Disk-Wars–The-Avengers
There are much more anime out there based on Western literature. Here are a few honorable mentions: Arrietty (Based on The Borrowers by Mary Norton), Gankutsuou (Based on The Count of Monte Christo by Alexander Dumas), Romeo x Juliet (based on the classic story by Shakespeare) and Nils no Fushigi no Tabi (Based on Selma Lagerlöf's The Wonderful Adventures of Nils)
For any suggestions, opinions or requests please mail us at firstname.lastname@example.com


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That's why Pat drove to the Akron garden show. It's the end of February and mother nature's been teasing us with occasional warm weather where the snow all melts and shows us the yard. Two days in the 40's and I want to rake the yard and just do stuff. Pat, on the other hand, being the ever present voice of reason, reminds me that my back is still broke and I'll regret it once the meds wear off. Well the next best thing is a garden show. Especially one that has lawn ornamentation vendors. We weren't dissapointed. We found a metal tree and all is good in the gardening world. Oh, and we got to see Ed Begley, Jr. talking about easy ways to go green.
And how could I pass a historical marker? This one's not about George Washington. It's about the big rubber strike in '36.


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Only a few hours left to enter the giveaway, don't miss out! Win 1 of 7 Avada Website Builder licenses, valid for l… twitter.com/i/web/status/1…3 hours ago
The Avada Giveaway is ending soon, don't miss out! Win 1 of 7 Avada licenses, valid for life, & incl. 12 months of… twitter.com/i/web/status/1…2 days ago


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Have you ever thought you might have psychic powers? Precognition; remote viewing; telepathy; life review and near-death experiences are all addressed in Mark Gober's recent book: An End to Upside-Down Thinking.
On Life Mastery Radio this week, Mark Gober left us with clear and open consciousness about our psychic powers.
Explaining the *Whirlpool Effect, Mark began:
"Imagine reality is a stream of water, where water represents consciousness. Now imagine that within the stream, whirlpools form. Those whirlpools are self-localizations of water. While they may look different from other parts of the stream, the whirlpools are made of nothing more than water.
In the analogy, whirlpools represent individuals in a stream of consciousness. My brain is one whirlpool, yours is another, etc. Since water is the fundamental medium of the stream, it is possible that sometimes water from one whirlpool can end up in another whirlpool (think: psychic abilities). And when a whirlpool dissipates, the water simply flows into the broader stream (think: consciousness continues when the physical body dies)."
*Taken from preface section of An End to Upside-Down Thinking "Why Materialism is Baloney" Bernardo Kastrup
During our interview Mark mentioned he is not a scientist. When writing his book, he took a dispassionate approach to the research. Some of his sources include CIA declassified documents, peer-review research, and meta-analysis.
In fact, Mark finds it amazing that remote viewing (being able to see something in a different location than you're in) has been stated in CIA declassified documents by the US Government, as "a real phenomenon"
Mark's interview was fascinating. He has certainly provided evidence (which is massive in quantity) anyone would need to prove psychic power is real.
Do you have wizard-like abilities, or want to develop those abilities? Read An End to Upside-Down Thinking.
Listen to our interview with Mark Gober: Mark Gober Mark 12, 2019


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Looking at the bubbles in the first release I decided I can add some more…
Recently I started thinking that the bubbles coming out of the jets don't really represent real bubbles too well. That is why I now added another type of particle effect which (in my opinion) represents real life bubbles better.
For those who still prefer the old effect you can choose between using the old and new effect.
If you already bought the tub, feel free to ask for the updated version.


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In the story of "Cinderella," Cinderella's Fairy Godmother turns a pumpkin into a beautiful carriage to take her to the ball. After reading the story of Cinderella with students, extend the story by giving them a chance to play "fairy godmother" and turn pumpkins into unique creations of their own. You can create the pumpkin crafts mentioned below at home or at school.
Design a Pumpkin Carriage
Taking inspiration from Cinderella's pumpkin carriage, have children design their own pumpkin carriage. Cut out orange pumpkins from construction paper and have students glue them onto the middle of a piece of paper. Students can then add doors, wheels, lanterns, and other decorations using stickers, ribbon, buttons, and shapes cut from construction paper.
Make a Pumpkin Snowmen
Imagine a group of pumpkins want to avoid being carved around Halloween. How can kids save them? By turning them into snowmen. Stack three pumpkins (construction paper or real) and have students add accents that they'd typically find on a snowman. You can even paint the pumpkins white to make them look more realistic.
Create Pumpkin Heads
Instead of the traditional jack-o-lantern, use paint and other craft supplies to make pumpkin heads. Use either real or construction paper pumpkins and let kids add eyes, noses, hair, and other features to their pumpkins. You could encourage kids to make pumpkins that look like themselves or let them make more zany pumpkin heads, such as monsters and aliens.
Show Emotions with Pumpkins
Many jack-o-lanterns have mean or scary faces, but you can use pumpkins to show a range of emotions. Work with kids to make pumpkins that are sad, happy, excited, worried, scared, mean, etc. Besides having fun, kids will gain a new way to recognize emotions.
Turn Pumpkins into Animals
Pumpkins work well for creating other animals. For example, you can add feathers, eyes, and beaks to pumpkins to turn them into owls. You could put a bunch of little pumpkins together and add antennae to make a caterpillar. The possibilities are endless. What pumpkin animal will your kids make?
Decorate Pumpkins with Unique Materials
Instead of simply carving a pumpkin or painting a pumpkin, look for unique materials to use as you decorate your pumpkin. A few materials to consider include:
- googly eyes
- dot markers
- ribbon
- melted crayon
- thumbtacks
- small pieces of candy
- glitter/sequins
- feathers
- toilet paper or gauze
- fabric
- string/thread/yarn
- buttons
- leaves
Bake a Pumpkin Pie
Turn your pumpkin activity into something edible by working with kids to bake up a pumpkin pie. Instead of using canned pumpkin, buy a few sugar pumpkins and a food mill and show kids how to make a pumpkin pie from scratch. Kids will learn about baking and about the composition of a pumpkin. For added fun, you can cut the crust to create a jack-o-lantern or other fall-related shapes on the top of the pumpkin pie. Don't forget to roast the seeds with a bit of cinnamon and sugar for an extra treat.
When it comes to transforming pumpkins, let kids take a lot of creative control. You can give them some of the suggestions above, but ultimately, they should be free to create whatever they want with either real or construction paper pumpkins. You may be amazed by what they come up with!


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RAH-RAH: Before our Patriots storm the field at Gillette to take on the Los Angeles Chargers in the AFC Divisional round, we all need to rally. And that's exactly what Patriot Place and the Patriots Street Team have in store for New England fans this weekend, as they host a Playoff Rally outside the Foxboro stadium from noon to 4 p.m. Saturday. Folks are encouraged to huddle up en masse in Lot 4A, adjacent to the Winter Skate ice rink. There, everyone will be able to show their team spirit and take part in plenty of peppy activities, including: a Q&A session with Patriots Hall of Famer Kevin Faulk; a touchdown dance competition and a trivia contest that'll have winners going home with autographed memorabilia; performances and meet-and-greet opportunities with the Patriots cheerleaders; and an appearance from the End Zone Militia's musket-wielding men. If that's not reason enough to get your rally on, the event will also offer a chance to win tickets to Sunday's game, among other Patriots prizes.
PENCIL IT IN: You can officially throw the annual Hot Stove Cool Music benefit concert on your social calendar. This year's event, which will be headlined by locally formed alt-rock group Buffalo Tom, is scheduled for Feb. 2 at the Paradise Rock Club and promises to include performances from a whole host of special guests. Boston-born actor and comedian Mike O'Malley and MLB Network sportscaster Greg Amsinger will be stepping up as emcees, and the fundraiser expects appearances from a full roster of stars including former Red Sox GM and current Chicago Cubs President Theo Epstein; baseball journalist Peter Gammons; Cubs broadcaster Len Kasper; ex-New York Yankee Bernie Williams; Letters To Cleo singer Kay Hanley; vocalist Kate Tucker; Tanya Donelly and Gail Greenwood of the band Belly; and a bunch of local musicians like Will Dailey, Chris Cote, Ed Valauskas, Jenny Dee, Jen Trynin, Hilken Mancini, Magen Tracey, Barrence Whitfield and Phil Aiken. Tickets are now available for purchase at www.ftbnl.org, and proceeds will benefit Paul Epstein's Foundation To Be Named Later.


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halloween garland are extremely popular in design today as they allow to get maximum of your outdoor space and flood it with light completely but we usually see large spaces. Today you'll see scaryclownhalloweendecorations that are really welcoming and inspiring and that are prefect to finish up your pumpkintikitorches design.
If you have a pumpkinswithinitials right now and wanna create an accent without any radical changes, this roundup is for you. Take a look at the ideas we've prepared!


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On September 24, Bloomington's Dancing with the Celebrities, a competition that raises money for local charities, will celebrate its 10th anniversary. Barbara Leininger, the event's founder and organizer, hopes to mark the occasion by reaching the $1 million mark in cumulative funds raised. Leininger, who owns the local Arthur Murray Dance Studio, modeled the contest after ABC's legendary Dancing with the Stars reality series.
As on the television show, amateur dancers are paired with professionals (in this case, instructors from Leininger's Arthur Murray studio) to perform routines in front of an audience and a team of judges. The grand prize, the Mirror Ball, goes to the dancer representing the charity that has accumulated the most audience support. Every dollar donated to a charity counts as one vote. There is also a Judge's Choice award for the best dancer.
"Our very first year, we raised $10,000," Leininger says. By the second year, the competition raised $80,000, and every year since it has garnered about $90,000. "I choose only local charities. I want the money to stay here in Bloomington," she explains.
This year, jazz singer Janiece Jaffe will dance on behalf of Middle Way House, which recently lost a large grant. She says she hopes to raise enough funds to make up for the loss. And, for the first time, two of the six dancers in the competition are married. Comedian Brad Wilhelm, director of Rhino's Youth Center, will dance for that charity. He has announced plans to crush his wife, Ivy Wilhelm, who will be dancing on behalf of CASA, Court Appointed Special Advocates for children involved in abuse and neglect cases.
Brad says he realizes that won't be easy. "I've always liked to dance," he says. "But my dancing was mostly thrashing around in front of a band. I'm learning how much artistry and work goes into it. I'm not as coordinated as I thought."
"The event gets competitive but in a good way," Leininger agrees. Dancers start training with their teachers — and raising money for their causes — months in advance. Leininger even flies in a professional dance coach from Florida to choreograph routines for each team.
The rest of the lineup for this year's competition includes Laurel Adams dancing for Cardinal Stage Company, Skip Daley dancing for PALS (People and Animal Learning Services), and Richie Gillespie dancing for Stone Belt. For more information, visit dwtcbloomington.com.


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Internship Placement
BASAIJA OBED made this Access to Information request to Uganda Revenue Authority (URA)
Response to this request is long overdue. By law, under all circumstances, Uganda Revenue Authority (URA) should have responded by now (details). You can complain by requesting an internal review.
From: BASAIJA OBED
Dear Uganda Revenue Authority (URA),
iam persuing bachelor in social work and social administration, in my second year with much more honor and respect to this institution. i would like to submit for internship placement in this institution when due since i want to enhance my skills as an social worker. i shall be grateful if my request is highly considered.
Thank you
Yours faithfully,
Things to do with this request
- Add an annotation (to help the requester or others)
- Download a zip file of all correspondence


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Call Us: (410) 861-0506
The SCBA holds its monthly luncheon on the 3rd Wednesday of every month at noon at Salerno's Catering Hall, 1043 Liberty Road, Eldersburg MD 21784. The luncheon is $12 for members and $18 for guests.
September's speaker is Steven Lockard, Superintendent of CCPS and our sponsor is Brian Wigutow of Handyman Matters and SCBA President.
The SCBA would like to thank our
2020 Liberty Sponsor:
South Carroll Business Association
P.O. Box 1401Sykesville, MD 21784
E: firstname.lastname@example.com
©2015 South Carroll Business Association, All Rights Reserved.
Site Designed and Developed by: Advantage Internet MarketingSite Powered by: Wild Apricot


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A juvenile Hooded Oriole, photographed at Meling Ranch, in Baja California, in August of last year.
Join me tonight (Thursday, July 19) for my slide show titled "Birding in Baja California" at the San Diego Sierra Club Photography Club. The meeting begins at 7 p.m. in the auditorium at Wesley Palms, 2404 Loring St., San Diego, CA. The public (that means you!) is welcome, and the meeting is free of charge.