text:
As you may have read at the start of the week when I discussed why I find family breaks away so important, last week we spent a few days in the Lake District for half term. We stayed in a lovely holiday park called Keswick Reach Lodge Retreat, and we managed to fit a fair bit in.
Packing for a break in the UK is always a struggle, you never know what the weather is going to be like. Before we went I added a few bits to my summer wardrobe, making sure to head over to Groupon to check their latest offers first.
Here's what we got up to during our five day stay…
Visited the World of Beatrix Potter Attraction
I last visited the lake district back when Cameron was under a year old – it was one of my first trips away as a parent, and I absolutely loved taking him around the Beatrix Potter Attraction, so it was first on our list this time round.
We made the decision to leave in the early hours of the morning, as we live around six hours away, which meant we arrived in Windermere just as the attraction was opening.
Ticket prices weren't too bad (£22 for a family ticket, with Benjamin free of charge), but we walked around the whole thing in under an hour, so this is something to consider if you're planning on making a day of it.
Carly, in particular, loved looking around at the models of the characters from the Beatrix Potter books, and there was a nice little interactive area halfway through with puzzles and an electronic colouring screen.
The shop is stocked full of merchandise, as you would imagine. There are some reasonably priced souvenirs, but the cuddly toys are ridiculously overpriced in my opinion (£20 for a medium size plush fox, for example).
Hired a Rowing Boat
After the Beatrix Potter attraction, we wanted to spend some time outside as the weather was so nice. We decided to hire a boat, and opted for a rowing boat as the queue was much shorter for this than for a power boat.
I can't row to save my life, so Ed did all the hard work whilst me and the children enjoyed the views.
We chose to leave Benjamin on the shore with my mum and nan as he would have most definitely tried to escape overboard! It was lovely and quite reasonably priced at £16 for an hour for the two of us (kids went free).
Picnicked by the lakes
Throughout the week we headed to a few of the local lakes, and enjoyed picnics overlooking the beautiful views.
Rather than buying food out, we would pack a lunch at the lodge before we headed out, which made it a budget friendly day out.
After spending time down by the lakes, we would then head into the nearby town and enjoy ice creams. It was lovely!
Explored a Waterfall and Stone Circle
There are lots of wonderful things to do and see in the local area. On one of the days we headed over to Aira Force, which is part of the national trust. The kids had great fun hiking around the waterfall (Ed, not so much as he had to keep carrying the push chair, my advice is to take a carrier if you are going with young children).
Another day we headed over to the stone circle at Castlerigg. The views were absolutely breathtaking from here, and it was hands down one of my favourite parts of the trip (and a complete afterthought).
Be aware that parking is fairly limited at both these places, and although it is possible, and advised on the website, to walk to the standing stones from Keswick town centre, the road is pretty steep and a little dangerous, so it may be best to avoid if anybody in your party struggles with their mobility.
Went to the Lake Distict Wildlife Park
On our last full day, we headed over to the Lake District Wildlife Park. Carly and Benjamin both love animals, and it is located only a few minutes drive away from where we were staying.
Tickets are priced at £34 for a family of four (Benjamin was free as an under two), and there are lots of animals to see during your visit.
Carly especially liked seeing the lemurs as she recognised them from one of her favourite films, Madagascar!
We have been to a few different farms and wildlife parks before, but this one had some animals we hadn't seen before including zebras, red pandas and water bison.
There was a small outside play area, which the children enjoyed playing in after our picnic, and a zebra print vehicle that all three children absolutely loved sitting in and pretending to drive (the only issue was trying to get them back off of it when we had to go).
There were displays, and the opportunity to pay an additional fee to handle the animals, but we decided not to do this. There was also an on-site cafe with an extensive, and fairly reasonably priced menu, but we brought our own food with us for a picnic.
We had a lovely trip to the lake district and found it to be the perfect place to visit for our family with lots to see and do without breaking the bank.
This is a sponsored post, however all words and images are my own.


text:
OmniTRAX Inc. has agreed to acquire all assets of Terracor Group, a frac sand logistics company, including three transload facilities with vertical silo storage in Texas and Montana. Included in the transaction is a high-quality frac sand mining opportunity located in Wisconsin.
"We know the frac sand industry very well, so this acquisition is a terrific opportunity for us to expand the operations of OLS and increase the touchpoints we have with customers. There is also great potential to expand beyond sand into other commodities," said Kevin Shuba, CEO of OmniTRAX.
The new facilities serve energy customers in the Bakken, Eagle Ford and Permian basins and dramatically broaden the OLS reach in the frac sand supply chain. The acquisition allows the company to be a vertically integrated transportation solution by managing the movement of sand and other commodities from the source through the point of distribution.
Terracor Group is part of Sanjel Corp., a Canadian company that filed for Chapter 15 bankruptcy protection in the United States earlier this year. OmniTRAX's core capabilities range from providing management services to railroad and port services and to intermodal and industrial switching operations. Through its affiliation with The Broe Group and its portfolio of managed companies, OmniTRAX also has the unique capability of offering specialized industrial development and real estate solutions, both on and off the rail network managed by OmniTRAX.

subset: commoncrawl


text:
Zebronics Transformer vs Redgear Blaze 3 : Keyboard Review & Comparison
Keyboards nowadays can be illuminated from inside, which comes in handy especially if you are an advanced user. Both keyboards built into computers and external ones these days may support the backlighting feature. The backlit keyboards could be connected to the PC or a laptop via a wired USB connection, or better through a wireless connection via a Bluetooth and powered by batteries.… Read the rest


text:
You'll find Intelligent Office Toronto (First Canadian Place) situated in the financial core of the city. We're a 3-minute walk from Union Station, complete with convenient underground parking if you need it. Give your business a prestigious address in a prime real estate location, and wow in-person visitors with a sleek façade. There's a fabulous blend of retail stores within the Landmark Tower, too.
Our suite offers exceptional views of downtown and Lake Ontario, with 26 offices and 6 meeting spaces to choose from. We have video conferencing capabilities and high-speed, wireless Internet throughout the suite. We would love to connect to talk about your business and how we can work with you to help your business grow. Intelligent Office is available to help guide you, whatever your business needs may be!
Virtual services in Toronto (First Canadian Place), ON encompass a variety of different administrative and business development services that are designed to help you run and grow your business. Virtual, simply means that all these services are available on demand, which is one of the many reasons we call our virtual assistants Intelligent Assistants.
Virtual services bring big-business infrastructure to all businesses, regardless of size and industry. Whether you need legal assistance, sales assistance, general admin assistance, or something completely different, our on-demand office services make it easy to utilize the expertise of an Intelligent Assistant virtual assistant.
The on-boarding process is easy, too. We get to know you, your business, and your clients so that you receive top-notch assistance that makes your life easier, not harder. That's because we see ourselves as a local, indispensable extension of your team.


text:
Mark Leslie is a writer, editor and bookseller who lives in Southern Ontario. In 2005, Mark joined the blogging bandwagon and started posting random thoughts and musings on writing, bookselling and being a father.
Monday, January 09, 2006
Interesting Week
Originally, the training was supposed to be in Dallas, but it was cancelled due to a lack of participants.
Sigh. Dallas or Markham? Nothing against one of Toronto's sister cities, but something tells me Dallas would have been a tad more interesting than a city about 1.5 hours away from where I live (and one I've been to many times already -- unlike Dallas, which I've only ever been to back when I was watching J.R. get shot or when I found out that Bobby really wasn't dead because the whole previous season was Pam's dream)
I guess it'll be a while longer before I get to prance around in a nice cowboy hat, cool boots and a giant belt buckle. Well, nothing's stopping me from doing that here, but it would have been a bit more fun to do that in Texas.
But, of course, on the plus side, I get to see my family every day when I come home.
On second thought, Markham's pretty darn cool.
4 comments:
- Magdalena said...
Awwww ... you were so close to tasting all the fabulous things that Texas has to offer. Well, I am sure that there will be an opportunity one of these days. As it turns out, I will be in Dallas in about a week and a half myself and since I have not yet had a chance to see it other than on T.V. I am pretty excited about this trip. I will send you a postcard!
- Magdalena said...
Oh ... and Mark ... come on, they don't all wear cowboy boots, big buckles and hats! But it is cool when they do. And they have pretty cool accents! Though I must admit, it is pretty scary for me when I don't hear it as much anymore. I mean when I am around Chris and his family their accents don't stand out that much anymore ... what does this mean!?! Will I be speaking Texan the next time all my Canadian friends see me?
Do the boots and hat come with the Vaseline like Burt Reynolds in "Striptease"? Post THAT in your next HNT !!!
Ewwww. Gross! Please don't.


text:
The Red Bank boys basketball team went to Central tonight with a 15-9 record.
The Lions coming off of two big wins back-to-back.
The Pounders are having a disappointing season, but coach Rick Rogers asked them to play hard tonight.
Central did....at least in the first period when we were there.
This is 5-year-old Biscuit the Ball Boy for Red Bank.
He takes care of the players with water during the timeouts.
A water boy that can sneak into the center of the huddle.
Meanwhile, Calvin Jackson greeted the team as they were introduced.
He will sign a scholarship tomorrow to play football at Wofford.
Darik Isom opens up the scoring with a three bomb from the corner.
Jackson swipes the ball away.
That forces a turnover.
Brandon Jones with the two hand flush.
Red Bank moves on to a 66-40 win, their 16th on the season.
Tory Sewell led the Lions with 29 points.
Isaiah Hayes had 16 for Central.
Meanwhile, the Red Bank girls roll over Central.
59-24 is your final.
Shelby Komans led the way with 14 points.
Raijeria Bell chipped in 12 points....while Lanaja Bowens scored eight.
Red Bank moves to 18 and 7 on the season.


text:
Endologix Reports Inducement Grants Under NASDAQ Listing Rule 5635(c)(4)
Endologix, Inc. (NASDAQ:ELGX) (the "Company"), a developer and marketer of innovative treatments for aortic disorders, announced today the grant of an inducement equity award to a newly hired employee (the "Awardee"). The award was approved by the Company's Compensation Committee, which is comprised of independent directors, on December 6, 2019 as an inducement material to the Awardee's entry into employment with the Company, as permitted under NASDAQ Listing Rule 5635(c)(4).
The inducement grant to the Awardee consists of restricted stock unit ("RSU") awards. An aggregate of up to 29,762 shares of the Company's common stock, par value $0.001 per share ("Common Stock"), are issuable upon settlement of the RSUs. The grant date for the RSUs was December 30, 2019. The issuance price of the RSUs are equal to the closing price per share of Common Stock, as reported by NASDAQ, on December 30, 2019.
One-third (33%) of the shares subject to the RSUs will vest on each anniversary of the grant date, subject to tenure requirements.
About Endologix
Endologix, Inc. develops, manufactures, markets and sells innovative medical devices for the treatment of aortic disorders. The Company's products are intended for the minimally invasive endovascular treatment of abdominal aortic aneurysms ("AAA"). AAA occurs when a portion of the abdominal aorta bulges into an aneurysm because of a weakening of the vessel wall, which may result in life threatening internal bleeding upon rupture. The overall patient mortality rate for ruptured AAA is approximately 80%, making it among the leading causes of death in the United States. For more information, visit www.endologix.com.
View source version on businesswire.com: https://www.businesswire.com/news/home/20200203005189/en/


text:
In many cancers, aberrant activation of the Met receptor tyrosine kinase leads to dissociation of cells from the primary tumor, causing metastasis. Accordingly, Met is a high-profile target for the development of cancer therapies, and progress has been made through development of small molecule kinase inhibitors and antibodies. However, both approaches pose significant challenges with respect to either target specificity (kinase inhibitors) or the cost involved in treating large patient cohorts (antibodies). Here, we use a fragment-based approach in order to target the protein–protein interaction (PPI) between the α-chain of hepatocyte growth factor/scatter factor (HGF/SF; the NK1 fragment) and its high-affinity binding site located on the Met Sema domain. Surface plasmon resonance was used for initial fragment library screening and hits were developed into larger compounds using substructure (similarity) searches. We identified compounds able to interfere with NK1 binding to Met, disrupt Met signaling, and inhibit tumorsphere generation and cell migration. Using molecular docking, we concluded that some of these compounds inhibit the PPI directly, whereas others act indirectly. Our results indicate that chemical fragments can efficiently target the HGF/SF-Met interface and may be used as building blocks for generating biologically active lead compounds. This strategy may have broad application for the development of a new class of Met inhibitors, namely receptor antagonists, and in general for the development of small molecule PPI inhibitors of key therapeutic targets when structural information is not available. Mol Cancer Ther; 15(1); 3–14. ©2015 AACR.
This article is featured in Highlights of This Issue, p. 1
Note: Supplementary data for this article are available at Molecular Cancer Therapeutics Online (http://mct.aacrjournals.org/).
- Received June 2, 2015.
- Revision received October 11, 2015.
- Accepted October 29, 2015.
- ©2015 American Association for Cancer Research.


text:
Benefits of an all-through school
Why choose an all-through school?
St. Mary's offers an educational experience unlike any other school in Southampton. Our continuous education, from 3 to 16 years old, set within one 17-acre site, offers a seamless academic curriculum and co-curricular program. Attending an all-through school means that your child will receive consistently high standards throughout their education as they move up through the school.
Attending an all-through school also removes the stress of transitioning into another school because pupils are familiar with their surroundings and our staff. As a true all-through school, our Prep and Senior staff co-teach which means we have specialist teachers from Senior working with our Prep pupils and vice versa. This leads to a strong shared ethos, remarkable and dynamic teaching at all ages and makes our school feel like a close-knit family. As pupils progress up through our school we get to know them as learners, and also as individuals, which is why our GCSE results are always so good.
It is not necessary for your child to have attended our Nursery or Prep Department before they attend our Senior school, however, it would enhance their academic experience and help them make the most of their formative years.
Learn more…become more.


text:
Custom Leather Crossbody Bag
From $87.00. Ready in 1 - 2 day(s)
Quantity Discount
Automatic for 10 sq metres or more. Add dimensions / quantity to see price.Start design >
Wholesale Discount We want to give makers and small businesses the best price to help their business grow. Available to selected makers and traders. Apply for your wholesale account.
Premium Tracked Shipping:$9.49
Design your own custom crossbody bag in a choice of two kinds of leather, or a textured leatherette. Use your artwork, designs and illustrations to create totally handmade leather crossbody bag, with a classic silver-colored detachable metal chain strap. A stylish black zip tape is home to a shiny silver colored zip with a round zip pull perfectly finishing the custom leather crossbody bag.
- Made from Nappa leather or faux leather
- 100% leather in smooth or textured options
- Lined with beige Suede Vision fabric
- 42" detachable nickel plated chain strap
- Choice of four thread colors


text:
Hoops don't all have to look the same especially with our line of unique hoops!
Posted by Susan Smith on
We're in a generation that seems as if everyone wants to fit in rather than wanting to stand out. People look up to celebrities as the ultimate standard for fashion when it comes to clothes and jewelry. Fashion statements start when a individual attempts to begin a new trend without anyone elses consent. Nobody makes a statement by blending in with the crowd. Be different. Be unique.
Establish your own sense of style with LooptyHoops by choosing a hoop that "WOW"s people to the extent that you are now a trend setter. Be the person that people seek for fashion advice because you are the one that attempts to be different from the crowd. Start that statement by choosing a unique pair of hoops from our large collection.
P.S. Below are three pair of unique hoops that will be sure to make any person take a second look!
Share this post
- 0 comment
- Tags: 14k, crystalhoops, looptyhoops, sterlingsilver, twisthoops, uniquehoops, whitegold, yellowgold


text: Looking to add a little magic in your life? Write down all of those brilliant ideas in a magical sequin journal! Shimmering fun sequins will change colors with just a swipe of your hand. From dazzling room decor to fabulous back to school gear, your style will definitely be a showstopper! Be smart, be inspired, be amazing, and never be without your journal!


text:
The Dyson Airblade hand dryer works to dry your hands in just 10 seconds – scraping away water at 430mph! It's the fastest hand dryer on the market and it purifies the air before blowing it onto your hands, so its also hygienic.
A faster dry time and no energy-hungry heating element means the Dyson Airblade hand dryer costs less to run than warm air hand dryers and up to 97% less than paper towels. Please contact NWR Hygiene Group for a demonstration of this product.
Dyson Airblade Features
- It includes a HEPA filter which captures 99.95% of bacteria – sized particles from the washroom air, before its blown onto your hands.
- It is made from durable ABS Polycarbonate. The hand dryer is also tested for durability and resilience before being shipped to NWR Hygiene Group so they can be relied upon every single day.
- 10 second hand drying time.
- Up to 97% cheaper than paper towels.
- Up to 79% less CO₂ than paper towels.
- The only hand dryer certified by the Carbon Trust.
- Touch-free operation.
- Antibacterial coating is incorporated at the design process to help prevent the spread of bacteria.
- Incorporates the Dyson digital motor V4 which helps to draw up 35 litres of air per second through the machine.
- 50% quieter than the previous generation.


text:
In the case of Terronal, apparently not all that effective. Lilliam noticed that a car parked on the street and two men entered the lot of our neighbor. They were stealing old iron and sheet metal. She called our neighbor and then reported it to the police.
When the police came, they merely said, "get along little doggie", and did nothing more.
When we questioned the police why he did nothing, he said he didn't think there was anything of value. Sure, these two men decided to do their civic duty and were just cleaning up the neighborhood. Not to mention, testing the police and scouting for other houses to potentially rob.
I am sorry, but that is not for the police to determine if it is of value or not. It is the owner of the property. It is the police's responsibility to enforce the law.
You will notice that the car has no license plate. Guess that isn't worth a ticket either.


text:
To support the professional execution of nearly zero-energy buildings new pilot "Train the Trainer" courses are being implemented in Austria, Hungary, the Netherlands and Slovakia.
The nearly zero-energy building standard will very shortly become mandatory for new buildings. The challenge for achieving the European and national climate and energy goals is how to avoid construction errors which can cause higher energy consumption in buildings. To ensure an optimal workmanship, an air-tight building envelope as well as professionally installed heating, ventilation and air-conditioning (HVAC) systems are necessary.
The NEWCOM project (funded by the Horizon 2020 programme of the European Commission) strengthens the professional execution of nearly zero-energy buildings by developing new training modules for building professionals. To establish the training modules, a knowledge hub was created in the form of a Moodle platform (see www.newcomtraining.eu). In each partner country (Austria, Hungary, the Netherlands and Slovakia) pilot "Train the Trainer" courses are being implemented in the following months to enable the market uptake of the new developed training modules.
With the aim of a Europe-wide comparability of acquired skills, a competence database is currently being developed. By means of this database a foundation for the mutual recognition of skills of professionals with respect to the construction of nearly zero-energy buildings throughout Europe will be provided.
If you are interested in more information or an active participation, please contact us at www.newcomtraining.com.


text:
Home / Dementia Friendly Alliance Members / Age UK Bury Friends Together - Wednesday Group
Age UK Bury runs four "Friends Together" groups to bring older people together.
Our groups are aimed at people, aged 65 and over, who rarely see anyone from week to week or need a little extra support to get out for the day.
This is an opportunity to meet up over lunch, enjoy activities together and have some laughs. Our groups are currently based in the north of Bury, Prestwich, Radcliffe and Whitefield. We can offer transport and we provide a lovely two course meal.
Our Wednesday group supports residents of Whitefield and the south of Bury on Wednesdays;
Our clubs operate between 10 am to 4 pm.
Our activities include arts and crafts, dominoes, bingo and board games. We run regular days out and enjoy parties throughout the year.
Our clubs are small and friendly. We limit the numbers of people to 20 people per day.
As part of the service, we provide door to door transport in our minibuses. Our minibuses are specially adapted with a tail-lift to help people in wheelchairs, and those who need the support of a frame or walking sticks, to use the minibus, without climbing any steps. This costs £4.00 for a return journey.
We provide a hot, homemade two-course meal and we are able to cater for people with dietary needs.
Bury & Local Area
Older people
Further details on request - please phone 0161 763 9030


text:
The Worlds We Build by Kali Wallace
The city was born first. Everything else came after.
It doesn't always work that way. Some stories begin with characters, others with scenarios or single images. But City of Islands began with the city. It was so vivid in my mind, and the more I wrote, the more vivid it became. It was an archipelago city in a stormy, dangerous ocean. There were sea serpents, trading ships, noisy docks and boisterous taverns, palaces and slums. It was beautiful; it was also terrible. It was full of people of every skin color, every kind of background, travelers and immigrants from all over the world–the way port cities, trading cities, all through history have been.
At first, I wrote it that way because it was what seemed most likely to me. A city formed at the nexus of ocean-spanning trade routes would surely have people from all over living on its rocky shores. It made no sense to me that the people would be racially or culturally homogenous, or that they would all speak the same language, or that they would all adhere to heteronormative rules, or have the same beliefs, or know the same stories and follow the same traditions. None of those things is true in this air-conditioned San Diego cafe in which I am sitting to write this post, and there are all of twenty people here.
But for every writer, and especially for writers inventing our own worlds, there comes a point at which what seems likely to us is not enough in creating a setting. We have to look beyond the limits of our experience and think, deliberately and carefully, about the world we are building. In a children's novel, that means we have to think about how that world treats its children.
A city is not a character–no matter what the cliche says–but that doesn't mean that it can't have moods, feelings, history, trauma. It only means that our understanding of setting should include all of those things, because all of those things exist in the times and places we inhabit in real life.
City of Islands is not based on any real-world place or historical era; it is not an analogue to a specific culture. I am writing about a made-up place, but the kids who sit down to read this fantastical adventure story about magic and pirates and sea serpents are very real. Their fears and hopes are real, their families and friends, their pasts and futures.
And children know when the world is unkind. Children know when adults are lying to them.
A fantasy world in which all people are the same color, speak the same language, and have the same traditions is a lie. A fantasy world in which all people are heterosexual is a lie. A fantasy world in which adults always care for children is a lie. A fantasy world in which the powerful always help the powerless is a lie. A fantasy world in which children are always safe from harm is perhaps the worst lie of all.
Kids are watching us. They see the choices we make and hear the language we use. They experience the mess we have made of the world. They may not fully understand the ingrained prejudices, selfish decisions, and petty cruelties that have shaped the world they live in, but they know when they're scared of being bullied, or beaten, or taken from their parents and locked in a cage for no reason other than that it gives a few powerful men pleasure to have that power. They know when they are hated for the color of the skin, the nature of their love, the history of their people, the language the speak, the way they worship, the name they carry. They know when adults fail.
To leave those aspects of life out of children's stories, and out of the world's built for children's stories, is to deny the reality in which our readers live.
Just to be clear: I don't actually believe that children's fantasy literature ought to be an introduction to the cold, hard world, although it probably sounds like that's what I'm arguing. City of Islands is a fantasy adventure story about a brave girl and her loyal friends, and there is plenty of magic and mischief and excitement and fun. There is darkness, and there is light. There is betrayal, and there is triumph. What I believe is that all children's literature should acknowledge and respect the truths of children's lives, and that includes that hardships.
The City of Islands and its inhabitants came from my mind, but like all stories, all fantasies, they are stitched together from pieces of the world around us. The world is diverse, changeable, flawed, unfair, caught in a never-ending struggle between the ugly and the beautiful, the cruel and the kind, because that is the world that children experience every day. The characters are struggling, determined, sometimes venal, sometimes callous, often deserving of more than what the mistakes of the past have laid upon them, yearning for connection, dreaming of the future, and so very brave, because those are the people children know and recognize.
Perhaps that is what we mean when we characterize a setting as a character: a setting, when it is vivid and fully-formed, is a place that exists in how we experience it. The choices we make as writers of children's fantasy literature decide who we exclude from that experience, and who we invite along. I want the cities I weave from my heart and my mind to be both welcoming and truthful, because I want the children who read my stories to know that even when the world is unkind and frightening, they still deserve a place to belong and thrive.
Kali Wallace studied geology and earned a PhD in geophysics before she realized she enjoyed inventing imaginary worlds more than she liked researching the real one. She is the author of the young adult novels Shallow Graves and The Memory Trees and the upcoming middle grade fantasy City of Islands. Her first novel for adults, a science fiction horror, has recently been acquired by Ace Books. Her short fiction has appeared in Clarkesworld, F&SF, Asimov's, Tor.com, and other speculative fiction magazines. After spending most of her life in Colorado, she now lives in southern California.


text:
Cyclops Harryhausen prop
- Send to a friend
- Print
- View full size
From the 7th voyage of Sinbad
From the 7th voyage of Sinbad
In 7th voyage of Sinbad, Harryhausen gave the Cyclops a horn, furry goat legs, and cloven hooves, an idea based upon the concept of the Greek god Pan. He lifted much of the creature's design (for example the torso, chest, arms, poise and style of movement) from his concept of the Ymir (the Venusian creature from his earlier 20 Million Miles to Earth). He used the same armature for both figures; to do this, he had to cannibalize the Ymir, removing the latter's latex body.
This is the Freakland tribute to the best stop motion leyend ever, creating one of his amazing monster figures.
Technical data sheet :
No products
Shipping 0,00 €
Total 0,00 €


text:
anthony sonnenberg
Gasp! Porcelain over stoneware, found ceramic tchotchkes, glaze, gold luster… he had me at tchotchkes. This is the gorgeous ceramic work of Texas born, Arizona based artist Anthony Sonnenberg. Here are a few of his words about what he does:
… I use time‐intensive construction methods to create totems and environments that reference the cyclical nature of growth and decay, and suggest layers of time that move beyond the art historical and into the geological and emotional …
Sigh… 'layers of time'. Beautiful.


text:
On a 360-degree stage at the 2018 Consortium for School Networking (CoSN) annual conference, Tom Vander Ark — the first and former executive director of education for the Bill & Melinda Gates Foundation and now the CEO of Getting Smart — issued a hard truth.
"We've all been augmented," Vander Ark said, using verbiage still primarily reserved for sci-fi literature to qualify the current state of artificial intelligence and machine learning for a crowd of educational technology directors and district IT leaders.
Sharing the stage with Jonathan Rochelle, Google's director of product management and founder of Google Drive and Google Docs, as well as Katherine Prince, senior director of strategic foresight for KnowledgeWorks, Vander Ark led the audience through a discussion focused on navigating what they call the Fourth Industrial Revolution — defined by artificial intelligence, or machine learning.
The keynote bounced around on the different ways the onset of artificial intelligence will play into our everyday lives — the effect on civic responsibilities, a radically different workforce and a new management structure for company and administrative leaders — but the speakers primarily dwelled upon the challenges that both students and teachers will face as technology backed by deep learning finds its way into classrooms.
The Changing Student
"Everything feels like it's coming at us much, much more quickly," Vander Ark told the audience in reference to the pace of technological development in the classroom, noting that people tend to underestimate how quickly innovation compounds itself, and thus fail to prepare for the changing world.
During a subsequent panel of the same three thought leaders — moderated by Valerie Truesdale, the associate superintendent of Charlotte-Mecklenburg Schools in North Carolina — a conversation about how to design learning for the changing world went in three different directions, with one common theme: Educators and the classrooms they're in will have to adapt to the changing student.
Rochelle, who was asked about the direction coding should be pushed in both traditional and technical schools, said that foundational skills like coding should not be reflexively excluded from some classrooms.
"Coding isn't just for engineers or people who will continue to code as a career," Rochelle said, and emphasized that even if schools don't implement a standalone course on computer science, adding an undertone or a thread of coding and computing can be successful in guiding students.
Only 35 states currently allow students to count computer science courses toward high school graduation, according to Code.org, a nonprofit that Rochelle lauded as a critical proponent of computer science nationwide.
Prince offered an accompanying strategy when asked about the best practices for students in a changing classroom.
"Given the rapid rate of change that we'll be experiencing and the increasing capabilities of smart machines, we need to focus on helping people develop a foundation for leveraging our uniquely human assets — our emotion systems — and core to that is our social and emotional skills," she said, adding that "we need to place more emphasis on helping people have awareness of themselves, social awareness, deep self knowledge and then build on top of that."
Fostering emotional and social skills, Foster believes, is the key to workforce readiness for today's students. For Vander Ark, though, project-based learning, or PBL, is step one toward developing independent thinkers and "student agency," as he calls it.
Using the performing arts as an example of PBL, Vander Ark noted that students involved often take on difficult challenges that demand self-discipline and time management, while at the same time fostering the social and emotional skills that Prince highlighted.
The Changing Leader
The panelists also deliberated on the best practices for administrative employees, and offered some suggestions that the audience members could take back to their districts or institutions.
Vander Ark, a former superintendent in Washington state himself, flatly told the audience that outdated organizational methods will result in failed strategies.
"Top-down execution-based plans won't work — they'll be outdated," he said, instead suggesting that the leaders in the audience construct a "generative environment" — one that's top-down, bottom-up and inside-out.
"If you don't bring teachers into your conversation you'll get fired, or you should get fired," Vander Ark said.
The idea of superintendents becoming conversational leaders was also commonly shared by the panelists.
To Prince, the most important aspect of facilitating administrative change was a comprehensive one. Encouraging local community leaders, she said, would reinforce change.
"I would love to see schools have student feedback every single day," Rochelle said. He would also like to see parents and school boards take control and say, "This is how we're going to measure learning."


text:
I made this holiday tag not that long ago for a challenge and I can't remember which site/challenge it was for. I have been hanging out with my mom way too much. lol. Don't tell her I said that. hehe So here it is. Both ribbons actual are vintage from dear mothers stash. The cream colored ribbon was still in the packaged marked for 25 cents. I did do an embossed resist technique on both the Santa image and on the tag.
Supplies: Cardstock by Stampin up, The Paper Co and Sunborn; ink by CTMH, Ranger Stampin Up; mist Tattered angels; Stamps by Hero arts and CTMH; Embossing powder by Stampendous; Die cut by Provo Craft -Cricut; Cartridges- Storybook, Plantin Schoolbook, Home Decor; Punch by Creative Memories; Ribbons are unknown.


text:
When Shari Bullard first came to Boone Hospital in 1981, she was still deciding if she wanted to be a nurse or a teacher. At the time, Shari was a nurse's aide on what was then called the Cardiac Unit, working on weekends while attending at the University of Central Missouri in Warrensburg. She had received her nurse's aide training from a Boone Hospital class taught over the summer.
"I think nursing was my calling," says Kelli Herbold, a Registered Nurse on Boone Hospital Center's Medical Specialties unit. "I wouldn't change it for the world. I love being a nurse."
Read the latest issue of My Boone Health Magazine
Get a free subscription
Have a story about your experience at Boone Hospital Center? Share it.


text:
Hidden away from the mainstream you'll find West 14th – a New York style steakhouse – at Oceana Beach Club, situated between the two greyish apartment blocks that are Oceana Residences, on the west side of the trunk on Palm Jumeirah.
A little difficult to find perhaps, but worth the effort if paying a towering price for a mouth-watering steak agrees with your wallet.
Having been to West 14th twice before – the loud music greeting us from the terrace bar soon reminded me why we hadn't been back.
During our previous visit we got caught in the "line of fire" between the DJ's terrace bar music and the restaurant's piped music, making conversation impossible.
This time, however, it was music to our ears when told that the DJ's turntable would cease by 8 PM – and it did. Soon after the air, inside and out, was filled with wonderful live music played by an excellent jazz band – the female singer wooing us with her soulful voice. Live jazz/soul music six days a week (omitting Monday) is the perfect entertainment for an American restaurant like West 14th.
If loud music is an issue, ask to be seated away from the speakers when reserving your table – a must do at this popular spot! For special promotions/theme nights, check their website.
Once seated inside, the waiter quickly took our drinks order and soon I had an ice-cold glass of white wine in hand. Some minutes later a petit and delicious loaf of bread, and butter was placed in front of us. So far, so good!
I ordered the US Angus Tenderloin "Ladies Cut" 180 g, while my husband opted for the 250 g cut. From a selection of sauces we both chose the red wine sauce and our sides consisted of creamy spinach, mashed potatoes, city fries and grilled onion. Apart from the slightly limp and not so creamy spinach and dry city fries – this was an excellent meal with meat cooked to perfection. No need for fancy steak knives to cut through the steak – our butter knife would have sufficed!
Unfortunately, there was one flaw that can't go unmentioned. Being served lukewarm food is NOT acceptable when paying AED 593 for two main courses, two bottles of sparkling water and one glass of white wine! OK, I had two glasses of white wine, the second one on the house after receiving apologizes from the restaurant manager.
West 14th has a lovely terrace with amazing views towards the Dubai Marina skyline. Do bring your camera for great photo opportunities!
Visited on Saturday, 17th November 2012.
Three days after my visit, I got an invitation to join some fabulous women for "Diva Tuesday" at West 14th. Again, great food, but this time the white wine was a far cry from being served ice-cold. Anyway, a fun evening out with free drinks, excellent music and prizes to be won!
Tuesday nights are "Ladies Night" in Dubai – a night when free drinks are on offer to attract the female population. A future blog post perhaps?


text:
The shield design of these knights tell the story of each. On the field of battle the identity of friend and foe via the shield is of critical importance to all the warriors.
All three are metal 25mm pieces, the two on the right are from Ral Partha, but the first is from a manufacture lost in the mists of time (sorry I can't remember the company name). I painted them all for Middle Ages skirmishing and D&D in the 1970's.


text:
Is This Content Helpful?
How can we make this better? Please provide as much detail as possible.
Contact our Support Team
When attempting to connect to a database that has SDE running on the database server, the following error message is returned:
"SDE not running on server".
A services file is not configured properly.
This will also be an issue if the user is operating on a subnet.
If you are using version 2.1b or higher of the Database Access extension, you can also use the port number instead of the instance. This will circumvent the services file.


text:
The Footprint Triple Bottom Line awards are recognising companies which look to turn a profit from going green. Euromonitor research found that green credentials have become mainstream. They may not be the main determiner, but consumers expect them alongside attributes such as quality and functionality and use them as part of their decision-making process when…Read more
Footprint Forum Report: Action-stations on obesity
Think of it like your in-laws: it's flawed, but the Childhood Obesity Strategy is what we've got, and it's time for foodservice to start getting on with it. Amy Fetzer reports on the latest Footprint Forum. It's time to focus on the positive and start finding solutions. That was the conclusion of last month's Footprint…Read more
Water: you need to worry
Water stress and shortages are already impacting foodservice, from smoothies and sugar cane to chocolate bars and bottling plants. Amy Fetzer reports on a Footprint Forum designed to wring out solutions. Sitting inside Innocent's London head office on a wet and rainy Tuesday afternoon getting ready for a Footprint Forum entitled: Water: why worry 2?,…Read more
The foodservice and hospitality sector's responsible business elite announced at Footprint Awards 2016
The good and the great of foodservice and hospitality operators and the industry supply chain gathered last night for the "Footprint Festival" themed 6th Anniversary Footprint Awards 2015 at Hyatt Regency – The Churchill. Sustainable Use of Natural Resources sponsored by Gram Hoshizaki This category focuses on the efficient management and…Read more
Get on your marks
Foodservice needs to start demanding more from ethical certification schemes - and it might even be time for a cull, according to speakers at the last Footprint Forum. By Amy Fetzer. It's not all rosy in the relationship between ethical marks and the foodservice sector. To date they have been easy bedfellows but now they…Read more
And the honours go to….
From harnessing social norms to healthy vending, the Health & Vitality Honours showcase ideas that need spreading. Amy Fetzer reports from this year's awards ceremony. Did you know that just telling your customers that most people have vegetables with their meal will get more of them ordering greens? Or that if you ditch high-calorie junk…Read more
Tough decisions on ethical meat
Would you customers still eat your food if they knew where it came from? If not, you're at risk. Amy Fetzer reports from November's forum on animal welfare. Three-quarters of consumers rank animal welfare concerns as the top issue which makes a company ethical, according to research firm Mintel. But is it a priority for foodservice…Read more
Cut the clutter
Catering firms are faced with myriad eco-labels. But are they an essential part of communicating their ethics? Ask a student what factors determine the food they buy and price will invariably come top – and who can blame them, with the average graduate's debt running at more than £44,000? But woe betide the university caterer…Read more
Footprint Awards 2015: What the industry said….
What do you get when you put some chickens, an ex-rugby international and a dishwasher salesman on a podium together at an awards do? You get a tremendously funny, yet informative night, as the Footprint Awards 2015 showed. The sustainability elite of the foodservice industry gathered together to celebrate achievements, share winning strategies, catch up…Read more
Video Event Report: Health & Vitality Honours 2015
LORDS CRICKET Ground played host to the UK's foodservice industry, as their achievements working behind-the-scenes to improve the nation's health and wellbeing were recognised at this year's Health & Vitality Honours during a lunchtime ceremony. The 2015 Health & Vitality Honours – hosted by corporate…Read more


text:
Insulin lispro is a fast-appearing form of insulin used for the treatment of hyperglycemia because of type 1 and type 2 Diabetes. Insulin is normally prescribed for the control of diabetes mellitus to imitate the pastime of endogenously produced human insulin, a peptide hormone produced via beta cells of the pancreas that promotes glucose metabolism. Insulin is launched from the pancreas following a meal to promote the uptake of glucose from the blood into inner organs and tissues together with the liver, fats cells, and skeletal muscle. Absorption of glucose into cells allows for its transformation into glycogen or fat for garage. Insulin additionally inhibits hepatic glucose production, enhances protein synthesis, and inhibits lipolysis and proteolysis amongst many other capabilities. Insulin is an critical treatment within the management of type 1 Diabetes (T1D) that is caused by an autoimmune response that destroys the beta cells of the pancreas, ensuing inside the body no longer being capable of produce or synthesize the insulin had to manipulate circulating blood sugar tiers. As a result, human beings with T1D depend generally on exogenous kinds of insulin, consisting of insulin lispro, to lower glucose stages inside the blood. Insulin is likewise used in the remedy of type 2 Diabetes (T2D), every other form of diabetes mellitus that is a slowly progressing metabolic ailment because of a mixture of genetic and life-style factors that sell chronically increased blood sugar levels. without treatment or improvement in non-pharmacological measures together with eating regimen and workout to lower blood glucose, high blood sugar eventually causes cell resistance to endogenous insulin, and in the long term, damage to pancreatic islet cells. Insulin is commonly prescribed later inside the course of T2D, after attempting several oral medicinal drugs along with [DB00331], [DB01120], or [DB01261] were tried, whilst sufficient harm has been brought on to pancreatic cells that the body is not able to produce insulin on its personal. advertised because the brand name product Humalog, insulin lispro starts offevolved to exert its outcomes inside 15 mins of subcutaneous management, at the same time as height levels occur 30 to ninety minutes after management. due to its period of action of round five hours, Humalog is taken into consideration "bolus insulin" because it affords high stages of insulin in a brief time frame to mimic the release of endogenous insulin from the pancreas after meals. Bolus insulin is often blended with as soon as day by day, long-appearing "basal insulin" together with [DB01307], [DB09564], and [DB00047] to offer low concentrations of history insulin which can hold blood sugar solid among food or in a single day. Use of basal and bolus insulin together is intended to mimic the pancreas' manufacturing of endogenous insulin, with a aim of heading off any durations of hypoglycemia. Insulin lispro is produced via recombinant DNA technology using a non-pathogenic laboratory stress of Escherichia coli and was the primary commercially to be had insulin analog. previously referred to as LYSPRO from the chemical nomenclature [LYS(B28), seasoned(B29)], insulin lispro differs from human insulin in that the amino acid proline at function B28 is replaced by lysine and the lysine in function B29 is replaced via proline. those biochemical adjustments result in a reduced tendency for self-association and consequently fast dissolution to a dimer and then to a monomer that is absorbed more rapidly after subcutaneous injection compared to human insulin. with out an ok supply of insulin to promote absorption of glucose from the bloodstream, blood sugar ranges can climb to dangerously excessive levels and might bring about signs and symptoms inclusive of fatigue, headache, blurred vision, and extended thirst. If left untreated, the body begins to break down fats, in place of glucose, for electricity which results in a construct-up of ketone acids within the blood and a syndrome called ketoacidosis, that's a existence-threatening scientific emergency. inside the long time, increased blood sugar stages increase the danger of heart attack, stroke, and diabetic neuropathy.
Insulin is a natural hormone produced by beta cells of the pancreas. In non-diabetic individuals, a basal level of insulin is supplemented with insulin spikes following meals. Increased insulin secretion following meals is responsible for the metabolic changes that occur as the body transitions from a postabsorptive to absorptive state. Insulin promotes cellular uptake of glucose, particularly in muscle and adipose tissues, promotes energy storage via glycogenesis, opposes catabolism of energy stores, increases DNA replication and protein synthesis by stimulating amino acid uptake by liver, muscle and adipose tissue, and modifies the activity of numerous enzymes involved in glycogen synthesis and glycolysis. Insulin also promotes growth and is required for the actions of growth hormone (e.g. protein synthesis, cell division, DNA synthesis). Insulin lispro is a rapid-acting insulin analogue used to mimic postprandial insulin spikes in diabetic individuals. The onset of action of insulin lispro is 10-15 minutes. Its activity peaks 60 minutes following subcutaneous injection and its duration of action is 4-5 hours. Compared to regular human insulin, insulin lispro has a more rapid onset of action and a shorter duration of action. Insulin lispro is also shown to be equipotent to human insulin on a molar basis.
Insulin lispro is indicated to improve glycemic control in adults and children with diabetes mellitus.
Insulin lispro binds to the insulin receptor (IR), a heterotetrameric protein consisting of two extracellular alpha units and two transmembrane beta units. The binding of insulin to the alpha subunit of IR stimulates the tyrosine kinase activity intrinsic to the beta subunit of the receptor. The bound receptor autophosphorylates and phosphorylates numerous intracellular substrates such as insulin receptor substrates (IRS) proteins, Cbl, APS, Shc and Gab 1. Activation of these proteins leads to the activation of downstream signaling molecules including PI3 kinase and Akt. Akt regulates the activity of glucose transporter 4 (GLUT4) and protein kinase C (PKC), both of which play critical roles in metabolism and catabolism. In humans, insulin is stored in the form of hexamers; however, only insulin monomers are able to interact with IR. Reversal of the proline and lysine residues at positions B28 and B29 of native insulin eliminates hydrophobic interactions and weakens some of the hydrogen bonds that contribute to the stability of the insulin dimers that comprise insulin hexamers. Hexamers of insulin lispro are produced in the presence of zinc and <i>m</i>-cresol. These weakly associated hexamers quickly dissociate upon subcutaneous injection and are absorbed as monomers through vascular endothelial cells. These properties give insulin lispro its fast-acting properties.


text:
Using Acrylic paint. It is a first time for me. I have always loved water color. But Acrylic is fun to work with.
This is my imagination of how the Atkinson Clock tower would look like if various plants and trees were allowed to flourish around it.
The Atkinson Clock tower is a heritage building in Kota Kinabalu, Sabah, Malaysia, and was constructed in 1905. According to historical data available, it was built in memory of Francis George Atkinson, the first District Officer of Jesselton during the British North Borneo Chartered Company Administration. It is unique, not because it is one of the oldest structure in Kota Kinabalu, but also because it is a full-wood and no nail constructed structure.
Artist: Jenne J. Lajiun, Mom, Journalist, Web Designer, Photographer and now, avid painter 🙂


text:
2012 Statute
|Article 1. - POWERS OF STATE CORPORATION COMMISSION
66-1,112h. Upon the request of the holder of any private carrier permit or interstate license, while serving in the armed forces of the United States, the commission is hereby authorized to grant to such holder a suspension of such permit or license for such period and upon such terms and conditions as the commission may determine, except that nothing herein shall be construed to limit the authority of the commission to cancel or revoke a permit or license for violations of statutes or rules and regulations which have occurred prior to or during such suspension.
History: L. 1943, ch. 230, § 1; L. 1959, ch. 258, § 5; L. 2003, ch. 124, § 18; July 1.
|Article 1. - POWERS OF STATE CORPORATION COMMISSION
2020. Powered by KLISS. Rendered: 2020-06-01T04:10:48. Head Rev No: 345400


text:
Johnny Listened
The art of listening. Johnny Carson, the King of late night for almost thirty years, as I was growing up, was famous for two primary things. One was his comedy monologues, and the other was his interviewing finesse.
Of the two, even he admitted when a joke did not go well. Sometimes that's what he turned into a successful monologue, a bad joke. He knew how to turn a "bomb-o" into a hit. While his monologues may have had one or two misses, you never hear anyone say that about his listening skills.
Instead, you hear how he always made his guests look good. How he could be as interested in the farmer from Idaho, as he was Frank Sinatra. People say things like, he never tripped up a guest's last words. In other words, he had learned the art of listening.
It's funny, regardless of what host today, or tonight, people may be fond of, I don't hear anyone mentioning this. They say that, after Carson left, he may have stopped performing, but he never stopped listening.
Listening, truly listening, is more than a get ahead skill, or good communication. It's more than a wonderful learning tool. It is a way of showing others how much you care about them. Listening never started an argument. To start an argument you have to stop listening, and start talking, or acting in anger.
Listening shows others, what they have to say is worth hearing. It's empowering to others. Listening says, I'm open to your opinion. Listening communicates the value of others in your life, not just to them, but to you.
People that you take the time to listen too, know you are on their side. Even if, after they get finished speaking, and that's the most important part, letting them finish, you disagree, they know you value their insight. Also, a man that finds himself listening, will find himself being listened too. Johnny did, and because he listened, America listened to him for almost thirty years.


text:
A series of four roadshows hosted by Voiceflex and Unify promise to give delegates a deeper insight into the issues impacting businesses and how to meet these challenges with a solution that delivers their 'workUtopia'.
The VFlex Unify roadshows kick off in London on March 14th, followed by events in Birmingham 8th May, Leeds 9th May and Edinburgh 30th May.
The appointment of Voiceflex as Unify's first UK Cloud Service Provider in November last year coincided with the launch of Unify's workUtopia project designed to assess the impact of digital technology on workplaces and employees and then create 'the UK's perfect workspace'.
With a particular focus on this digital transformation the VFlex Unify roadshows will chart the evolving role of technology in redefining workplace communication against a backdrop of market trends and future outlooks.
"Every person is different when it comes to what they imagine their perfect workplace to look like and this places pressure on businesses to find the right solution for their employee and customer needs," stated Unify CMO Paul Cunningham at the time of the workUtopia launch.
"Technology has only increased this strain, and with the wide range of collaboration and communications tools available to businesses it can seem like a never ending task to find a solution that appeals to individuals and customers and makes business sense."
The link-up with Unify enables Voiceflex to deploy Circuit, Unify's cloud-based collaboration solution and the OpenScape Cloud application to channel partners, a move that gave the SIP and hosted telephony carrier the 'stand out factor' according to Sales and Marketing Director Paul Taylor (pictured above).
"The hosted space is crowded with a hundred-plus products in the market," he said. "By launching this application our partners will continue to avoid the me-too environment."
Unify's VP for Channel Sales UK&I Rob Wiles commented: "The hosted telephony space is a race to the bottom in terms of pricing and vendors are struggling to provide value.
"This partnership with Voiceflex ensures that together we deliver competitive stand-out collaboration applications.
"And by joining us at a VFlex Unify Roadshow event delegates will find out how they can help their customers find their workUtopia."


text:
PSD2 Lessons For India
PSD2 in Europe: Learnings for India's payment story
India'spayments story
The payments landscape in India has undergone a transformation in the last 5 years. From National Financial Switch (NFS) that enabled ATMinteroperabilityacross banks to RuPay card network that helped increase card penetration to Unified Payment Interface (UPI)that has made 24×7 payments accessible through mobile, India now has a strong payments backbone for the banking sector, thanks to efforts of RBI and its progeny National Payments Corporation of India (NPCI).
The recent demonetisation and other government initiatives like issuance of RuPay cards to Kisan Credit Card and Jan Dhan Account holders, aggressive campaign on UPI, launch of BHIM app and the upcoming biometric enabled Aadhar payment app have given the much needed impetus to the digitalisation of payments.
This focus will helpincrease non-cash transactions in hinterland, strengthen the financial inclusion initiative and more importantlyensure that India takes leap-frogs to mobile banking.
However, outside the government and RBI initiated actions, there has been very little private participation inbuilding the payment infrastructure. Since these initiatives have beenled by NPCI, it has inadvertently restricted innovation within its circle of influence, including a select coterie of legacy banks. Even the newgen fintechs in India have,at best,been incremental in their approach. It seems RBI is sticking to its old generation definitions and confusing financial intermediation, which require expertise and trust building, with routine services like Payments, that require only a connecting platform.
While few years back the physical distribution of the banks was a key point of delivery for payment services, with increasing mobile penetration and availability of required technology, branches are no longer a necessity. Payments as a service is fast becoming a back-end facilitator for buying goods and services and no longer need to be a front-end chore. There is no reason, therefore, that it should remain a prerogative of the banks.And it is in this context that India's regulatory paradigm differs from likes of Payment Services Directives (PSD2) which the European Commission is now implementing.
What is PSD2?
Payment Services Directives (PSD) are a set of guidelines issued by the European Commission (EC) in 2005. It aimed to build and strengthen an integrated Single European Payments Area (SEPA) and reduce the entry barriers across Europe.It was adopted in 2007 and implemented across the European Union by 2009.
PSD provides a regulatory framework within which all PaymentService Providers (PSP), including non-bank players, are required to operate. These norms were reviewed and a second version titled PSD2 was published in December 2015, requiring the member countries to implement these by 13 January, 2018.
The key objectives of PSD2 can be summarised as below
- Integrate payments across the European Union to build efficiency.
- Foster innovation by providing level playing field to non-banks with 'Access to bank account' (XS2A). By extension, this brings all the non-bank players (Third Party Payment service providers or TPP) under an updated and homogenous regulatory regime.
- Reduce the cost of transaction
- Improve safety and security norms for transactions
The directives broadly classify the PSPs in 3 categories
- Account Servicing Payment Service Providers (ASPSP) or the Banks where the customer account is maintained.
- Account Information Service Providers (AISPs) can be both bank or non-bank players who can nowaccess information from multiple accounts held with ASPSP.
- Payment Initiation Service Providers (PISPs) can link to the customer accounts held with ASPSPs and offer payment services.
It envisages AISPs and PISPs to have access to customer account details, hitherto a monopoly of banks.While Banks can also act as ASPSP, AISP and PISP, the directives recognises other players who can be either of the above.
Put simply, with PSD2, customers can be bank-agnostic and still avail better services.
- Multiple service providers can nowoffer the customer a consolidated view of multiple accounts held withdifferent banks;
- Payments are no longer dependent on bank payment gateways or card networks like Mastercard or Visa. Other players, including merchants like Amazon or Uber, can act asPISPs and connect to the Banks directly to send and receivepayments.It also means Facebook, Twitter, Google, Linkedin or even smaller Fintechs can offer payment services embedded in their portals and facilitate transactions on the go!
This approach has lessons for India to learn(except for the confusing three and four letter acronyms!)
What can India learn?
1. Levelling the field with Open APIs
To ensure access to account level information, PSD2 requires banks (or ASPSPs) to provide Open APIs (Application Programming Interface, which is a layer of software that connects a TPP to Bank's systems) to AISPs and PISPs. Put simply, banks can no longer restrict the account level information to be shared with other PSPs, including new entrants and smaller fintechs, if the customer so desires.
Left to themselves, banks would consider the account level data both as a competitive advantage and a source which can be monetised for cross sell. Since neither the AISPs nor the PISPs take deposits, the Banks would continue to play a focal role as financial intermediaries, however, thefront-end servicing no longer remains a fiefdom oflegacy banks.
In India,such an approach can give a big boost to innovation and financial inclusion while simultaneouslyreduce dependence on the big banks. By mandating Open APIs, banks are forced to offer an interface to other players for not only accessing the account information but also gives them an opportunity to embed their services within the merchant applications.
1. Making financial advisory accessible through AISP
Any data is dumb unless analysed. It is interesting thatour savings or current account data is hardly of any use to us expect for a specific purpose like taking a loan. The account statements lying in the core systems of the banks add novalue to the customer on day to day basis. Now, imagine if this data can be smartly used to help the customer plan expenses by giving real time inputs on whether he/she should splurge on the new 4K TV or a foreign holiday?
If a customer has multiple accounts with different banks, he/she needs to access multiple internet banking platforms or visit branches to even find out consolidated balance. What if someone can give a live feed of how much the customer has and go further to suggest that with the EMIs coming up for payment, next week balance would be much lesser and better not to splurge! AISPs can now do that.
With access to all the customer accounts, AISPs can not only provide a consolidated balance statement and monitor expenses but also give better investment advisory with real time inputs. The customers can see all their bank account details with a single login instead of multiple passwords of multiple banks.
The need for financial advisory is most important tool to ensure those who are recently included in the formal banking channel see a value.In India, this has been relegated to cross sell of Insurance and Mutual funds, with no analytics of usage patterns or financial goals of the customer. A real-time access to the account information, analysis of expenses, simple reminders on payment due dates and a tool that can track the progress on your financial goals are just some of the use cases. Timely advisory can help everyone including the most vulnerable sections of the society, who otherwise end up investing in someponzi schemes.
3. Democratising payments through PISPs
PSD2 norms envisage multiple players to become payment service channels. The initial capital requirement to become a PISPs is €50,000 (₹35 Lakhs)plus an indemnity or guarantee to the regulator, who will then approve after required hygiene checks. It empowers many players, like retail chains and online merchants, to connect directly with banks instead of going through intermediaries like Worldpay.
In case of India, while RBI has experimented with the concept of Payments Banks, with initial capital requirement of ₹100 crores, it is still a license based regime and continues to encourage increased intermediation. What PSD2 does instead is to disintermediate and democratise the payments business.
With a more open structure like PISPs, we can bring down costs significantly. Merchants like Big Bazaar orInfibeam or Amazon can connect to your bank account and avoid the interchange or gateway fees charged by banks or card networks like Visa or Mastercard. This can create a whole new payment infrastructure and reverse the trend to have any systemically large players in the market.
4. Reduce cost of card transactions
PSD2 puts a cap on the interchange fees between the issuer (card issuing bank) and acquirer bank (POS machine provider or settlement bank) at 0.2% for Debit cards and 0.3% for Credit cards. These charges are normally advised by the Card network (Visa or Mastercard), ostensibly as an incentive for the banks to issue more cards. With PSD2, the excess profiteering from the interchange fees is restricted thereby encouraging merchants and customers to move from cash to card. EC provides the rationale for such a move
2. Robo advisors : Manage money better
With commoditisation of routine services like Payments, banks' relationship with customers has become purely transactional in nature. The myopic view on profitabilityhas led banks to restrict their advisory services, for whatever it's worth, to large ticket or HNI portfolios. For most people, the only advisory they ever got from banks is the push to buy third party products like insurance, while ignoring core products or services. It's surprising that banks couldn't offer as basic a service as expense management which Intuit's Mint (and many others) now provide.
Now, with Robo-Advisors (an algorithm based online wealth management service) like Wealthfront and Betterment, the wealth and portfolio management services are becoming accessible, cost effective and democratised. Your investments may soon be managed by an AI Advisor, giving you flexibility and real time inputs minus the bias of wealth managers who push products to achieve their targets. And all this at a much lesser cost.While the current Robo-Advisor models are hybrid, requiring significant human intervention at backend, these are evolving very quickly to become fully automated.
"These levels are based on an estimate of the fee at which a merchant would be indifferent between being paid by card or in cash….Consumers should benefit from the services of new innovative players. For instance, in the Netherlands, the cheap online payment solution (Ideal) was adopted widely by retailers largely because of the low interchange fees (below 0.2%). As a result, Dutch consumers do not have to pay credit card subscription fees in order to shop online."
PSD2 norms go a step further. While the interchange is restricted, the overall cost to the customer may still be higher as merchants levy a Surcharge on card transactions on the pretext of recovering their transaction costs. PSD2 norms bars levy of surcharge too.
In India the cheapest option available is RuPay card network with a recommendedinterchange fee of 0.45% -0.65%for debit card transactions. Additionally,RuPay charges 90 Paisa per transaction from the banks, which is much cheaper than Visa and Mastercard. Further, RBI has capped theMerchant Discount Rate (MDR) (fees that the merchant pays to his bank for card transactions) at 0.75% for transactions up to₹2000 and 1% for above ₹2000. Cumulatively these costs are high enough to discourage small merchants to accept cards and if pushed by the customer, it is passed on to the customer as a 2% surcharge.
In case of credit cards it's even worse with no guidance or caps from the regulator. The interchange fees are much higher and as a result the MDR ranges from 1.5% to 2.5%. As you go down from the large retail chains or premium merchants to small retailers, this is entirely levied on the customer. The most blatant is the petrol surcharge which is as high as 2.5%, payable by the customer. The differentiation between debit and credit card is another flaw in the argument. Credit cards be an effective tool for MFI-NBFCs to disburse small ticket loans to the bottom of the pyramid.
Irrespective of whether the merchant pays or the customer,cost of card transaction is prohibitively high in India. It's a similar affair with online payments with Payment gateways where the costs are 2-3% of the transaction.
While RuPay is an attempt, it is still driven by top-down approach of lowering the cost relative to Visa and Mastercard. The right approach should be bottom-up, where thepricing is decided on the basis of how much the constituents are ready to pay and make the difference between card and cash immaterial.
Needless to say, PSD2 stresses as much on security and safety of the transactions. The European Banking Authority has been mandated to formulate Regulatory Technical Standards (RTS) and respective regulators may decide on the materiality thresholds for risk grading of various transactions. The key lesson is security and democratisation of banking can happen simultaneously. It just needs the regulator to look beyond regulations and licenses to facilitation.
There is no denying that India is moving ahead to increase digitalisation and directionally not very different from what's happening in other parts of world. The learnings from PSD2 may just be another catalyst to speed up the process. Most importantly, these ideas can help us foster an era of innovation , going beyond government push and intervention.


text:
I needed to find you and, once having found you, to keep you
You who could make me a physical Larousse
Of everyday living, you who would present me to Gilberte
And Anna and Sonia, you by whom I could be a surrealist
And a dadaist and almost a fake of Racine and of Molière. I was hiding
The heavenly dolor you planted in my heart:
That I would never completely have you.
I wanted to take you with me on long vacations
Always giving you so many kisses, ma française—
Across rocky mountains, valleys, and lakes
And I wanted it to be as if
Nous faisions ce voyage pour I'étemité
Et non pas uniquement pour la brève duree d'une année boursiere en France.
Those days, and that idea, are gone.
A little hotel on the rue de Fleurus
Was bursting with you.
And one April morning, when I woke up, I had you
Stuck to the tip of my tongue like a Christmas sticker
I walked out into the street, it was Fleurus
And said hello which came out Bonjour Madame
I walked to the cremerie four doors away and sat down.
I was lifted up by you. I knew I couldn't be anything to you
But an aspiring lover. Sans ego. It was the best relationship
Of relationships san ego, that I've ever had.
I know you love flattery and are so good at it that one can hardly believe
What you are saying when it is expressed in you.
But I have loved you. That's no flattering statement
But the truth. And still love you, though now I'm not in love with you.
The woman who first said this to me nearly broke my heart.
But I don't think I'm breaking yours, because it's a coeur
In the first place and, for another thing, it beats under le soleil
On a judi or vended matin matin and besides you're not listening to me
At least not as you did on the days
I sat around in Aix-en-Provence's cafes waiting for you
To spark a conversation—about nothing in particular. I was on stage
At all times, and you were the script and the audience
Even when the theater had no people in it, you were there.
To the French Language
I needed to find you and, once having found you, to keep you


text:
East Ayton Cottages
The little village of East Ayton is nestled in wonderful countryside near to the seaside resort of Scarborough, The village has a local shop and pub and has many characterful stone cottages. Between East Ayton and West Ayton are the ruins of the 14th century Ayton Castle and to the outskirts of the village is Betton Farm, a working honey farm which serves excellent food and has a petting zoo. Scarborough, with its two sandy beaches, only 15 minutes away by car. Scarborough has a variety of supermarkets, chemists and shops so you can get all the your essentials and has many great attractions such as the Sea Life Centre, Open Air Theatre and Rotunda Museum.
Other great things to do in the area include Filey Bird Garden and Animal Park (9 miles away in Filey), Go Ape forest adventure 13 miles away in Dalby Forest and the North Yorkshire Moors Railway, 14 miles away in Pickering.


text:
When a person makes up his mind to get a new roof for their already existing house or their new house in the making, roofing services companies will be of great help at such times. The kind of roofing service you choose depends entirely on your roofing needs and the type of roof you want for your house. Asphalt roofs and shake roofs are what most of the companies specialize in, but in case you want to bed in a roof like the all-encompassing green roof for your house, you will certainly have to look for a roofing company that specializes in this kind of job. The green roofs can be both extensive and intensive, the extensive roof tops do not require as much maintenance as the intensive ones, and they just need to be watered from time to time. Most of the families do not particularly opt for these green roof tops as due to the neighborhood, but in case you live in an area that is open for such roofs and supports it, you should certainly opt for them. The extensive tops is usually the kind of environment friendly or simply a green roof top that is installed when a house is getting re-constructed or remodeled.
A concise portrayal of the extensive roofs has a number of moving parts. The first and foremost would be that the roof where these green roofs are going to be installed should be strong and durable enough to hold the weight of such rooftops. The material used should be waterproof, a mat for drainages must be present and also they must have a layer for water preservation. Above this layer should have a medium for the growth of the vegetation that has been sowed in. This medium can be seeded prior to the plantation of plants, so each time the plants are watered they grow. The plants sowed can generally be insubstantially entrenched and resistant to dearth. These roofs are exceptional for the overflow of water and when the climate is wet and rainy, the vegetation looks greener, healthier and appealing to the eye. Not all the roofing companies are up to install such roofs; however there are a few out there who do.
There are also various other roofing techniques that these services offer. The material used in the roofs should be used properly to ensure that your house is protected for a long period of time. The roofing issues, leaks being the most common should be considered and you must let the roofing service take care of it. Skylights can also be added to your house to naturally brighten up the entire look of your house. Most of the top-rated companies offer the finest services to you. But finding a company that fits your needs can be pain-staking at times. Finding a company that lives up to its claims and gets the job done in the right time is extremely important. The roofing services can prove of great help while installing or repairing your roofs.


text:
1 Samuel 8:1-3 King James Version (KJV)
8 And it came to pass, when Samuel was old, that he made his sons judges over Israel.
2 Now the name of his firstborn was Joel; and the name of his second, Abiah: they were judges in Beersheba.
3 And his sons walked not in his ways, but turned aside after lucre, and took bribes, and perverted judgment.
You'll get this book and many others when you join Bible Gateway Plus. Learn more


text:
Note: Tiruchchirappalli (TRZ) is the nearest airport of Madurai
|Flying from
|Flying To
Kolkata Airport
22.6578, 88.443
Domestic | International
Airports Authority of India
Kolkata, the cultural center of the State of West Bengal, stands out to be one of the leading cities in India. The city connects with Madurai thorough numerous flights every day. Netaji Subhash Chandra Bose International Airport (IATA: CCU; ICAO: VECC Role: Commercial), located in Kolkata, handles multiple flights every day. It stands on 22.6578 of latitude & 88.443 of longitude. Its world-area-code is 733.
Netaji Subhash Chandra Bose International Airport (CCU), Rajarhat, Kolkata, West Bengal, India
Everyday thousands of tourists use this airport to fly from Kolkata to other major destinations of the country including Agartala, Aizawl, Bagdogra, Bangalore, Chennai and others. Get cheap flights from Kolkata (CCU) to Madurai (IXM) over net instantly and effortlessly.
Netaji Subhash Chandra Bose International Airport
Domestic Flights from
International Flights from
✈ Agartala✈ Aizawl✈ Bagdogra✈ Bangalore✈ Chennai✈ Delhi✈ Dibrugarh✈ Dimapur✈ Guwahati✈ Hyderabad✈ Imphal✈ Mumbai✈ Port Blair✈ Silchar✈ Gaya✈ Asansol Durgapur✈ North Lakhimpur✈ Tezpur✈ Ahmedabad✈ Bhubaneswar✈ Nagpur✈ Patna✈ Coimbatore✈ Indore✈ Jaipur✈ Kochi✈ Lucknow✈ Pune✈ Raipur✈ Ranchi✈ Thiruvananthapuram✈ Visakhapatnam✈ Goa✈ Jorhat✈ Varanasi
Connecting Flights from Kolkata to other Cities
Domestic Airlines✈ Air India✈ Air India Regional✈ GoAir✈ IndiGo✈ Jet Airways✈ JetKonnect✈ Pinnacle Air✈ SpiceJet✈ Spirit Air
International Airlines✈ Air Asia✈ Air India✈ Air India Regional✈ Biman Bangladesh ✈ China Eastern ✈ Dragonair✈ Emirates✈ Etihad Airways✈ IndiGo✈ Jet Airways✈ Qatar Airways✈ Regent Airways
Flexible Your Date? Check Cheap Flights from Kolkata.
Madurai Airport
9.83451, 78.0934
Domestic | International
Airports Authority of India
Madurai is connected to the major destinations through Madurai Airport which is also known widely as Madurai Airport (IATA: IXM; ICAO: VOMD Role: Commercial). Its world area-code is 733. It extends over 9.83451 of latitude & 78.0934 of longitude.
Madurai Airport (IXM), Madurai - 625022, Tamil Nadu, Phone: +91-452-2690749, Email: firstname.lastname@example.com
Numerous flights take off every day from IXM to the other top domestic destinations including Chennai, Mumbai, Bangalore, Hyderabad and others. This brand-new airport provides the passengers with utmost on-board facilities and pleasant in-flight experience, entertainment, liquid and beverages alongside a variety of budget and discounted tickets, making your journey affordable and memorable.
Madurai Airport
Domestic Flights from
International Flights from
✈ Chennai✈ Mumbai✈ Bangalore✈ Hyderabad
Connecting Flights from Madurai to other Cities
Domestic Airlines✈ Air India✈ Air Pegasus ✈ Jet Airways✈ SpiceJet
International Airlines✈ SpiceJet✈ SriLankan operated by Mihin Lanka
Flexible Your Date? Check Cheap Flights from Madurai.


text:
e-CFR Navigation Aids
Advanced Search
— Boolean
Related Resources
Electronic Code of Federal Regulations
Title 32: National Defense
§575.1 Military Academy.
(a) Organization and administration. (1) The United States Military Academy is under the general direction and supervision of the Department of the Army. The Secretary of the Army has designated the Chief of Staff of the Army as the officer in direct charge of all matters pertaining to West Point.
(2) The immediate government and military command of the Academy and the military post at West Point are vested in the Superintendent. In the absence of the Superintendent, the Deputy Superintendent, if present for duty, shall have such government and command. The Dean of the Academic Board has charge of the faculty and all academic work, and acts as representative of the academic departments and as adviser on academic matters to the Superintendent. The Commandant of Cadets is in charge of the administration and training of the Corps of Cadets and is also head of the Department of Tactics.
(b) Mission. The mission of the United States Military Academy is to educate, train, and motivate the Corps of Cadets so that each graduate shall have the character, leadership, and other attributes essential to progressive and continuing development throughout a career of exemplary service to the Nation as an officer of the Regular Army.
(c) Courses of instruction. Courses include academic education and military training. In accomplishing its mission, the Military Academy strives to develop in each cadet the following traits:
(1) The knowledge, skill, intellectual curiosity, discipline, and motivation provided by a sound education in the arts and sciences requisite for continued professional and intellectual growth.
(2) A highly developed sense of personal honor and professional ethics.
(3) Professional and personal commitment to the responsibilities of an officer for soldiers.
(4) Selflessness.
(5) The willing acceptance of responsibility for personal actions and the actions of subordinates.
(6) The initiative and good judgment to take appropriate action in the absence of instructions or supervision.
(7) Physical and moral courage.
(8) The physical strength, endurance, and conditioning habits required of a soldier.


text:
Marietta Family YMCA puts building for sale
MARIETTA — In an opening step toward modernization, the Marietta Family YMCA is putting its building on the market.
YMCA board chair Rick Smith said the decision was driven by the expressed preferences of the organization's members and a general need for a more modern space. The building on Seventh Street dates back 50 years.
"After listening to the membership and the community, the innovations available and the needs of our members, we concluded we cannot fulfill those expectations in the current building," Smith said. "We're excited about the idea of transitioning into a new space."
Smith said the board has no fixed plan for where it might move, and he suggested that it's open to the possibility of partnering with another organization or agency.
"We're exploring several options," he said.
Although the current building — on a 1.8-acre property, occupying about 78,000 square feet — is outgrowing its usefulness for the YMCA, Smith said it could be suitable for any number of other uses.
"The land and property are in a prime location; it could be attractive to anyone who wants to build or expand," he said. "The opportunity is fantastic."
Renovating the building to bring it up to what members want would be prohibitively costly, Smith said.
"The world of exercise has changed since that building was built 50 years ago. As a small example, treadmills not only have TVs, but now you can watch Netflix on them. On a small level, that's what exercise facilities around the country are doing," he said. "The building is aging, and a fresh, new space would be exciting for everyone."
The YMCA has about 900 memberships on file, some of which include families counted as a single members.
The number of people who are members is probably around 1,050, Smith said.
The building includes a pool, exercise equipment and weight training rooms, indoor court sports facilities and a variety of rooms for group exercise and activities.
It offers programs for seniors, families and children, including recreational sports, fitness and lessons.
Smith said it's difficult to plan anything until the sale of the building plays out.
"We don't have a timeline; it's hard to do at this point. It's like moving out of a house, you don't know when it will sell," he said. "We're continuing to evaluate locations and possible partnerships."
The YMCA has at times in its history examined collaborations with the city and with Washington State Community College. Another fitness and activity-oriented organization in Marietta seeking a new space is the O'Neill Center.
O'Neill executive director Connie Huntsman said she had heard that the YMCA was considering relocation.
"I was made aware that they are making some changes," she said. "We're always looking for ways to explore partnerships, but there's nothing of substance."
The aging population demographic of Marietta has been a matter of concern for many, but it's been a boon for the O'Neill, with its focus on senior activities and wellness, run in an aging building on Fourth Street. The O'Neill Center has been seeking new quarters for months.
"We're continuing to look," Huntsman said. "The senior population is continuing to explode, and with these facilities we're not able to provide what it needs."
Smith said the prospect of moving the YMCA is somewhat daunting, but a benefit of being part of a national organization is that there is advice and assistance available.
"The hard thing for me when I first thought about it is, 'We're moving a gym,' but it's way beyond that. We're moving a business, we're moving products, we're moving services, infrastructure, staff," he said. "Fortunately, we're working with a national resource center, the Y of the USA, they are experts and are helping us with the process. We've got a team of staff and board that is motivated and ready to go."
In the meantime, he said, it will be business as usual.
"During the transition, we don't anticipate any services or programs being suspended, everything is operating as normal," he said. "There will be no changes at all."


text:
Who Will Be The Next James Bond?
Who will be the next James Bond? Filming for the 25th James Bond movie is about to get underway and, although Daniel Craig is reprising his role for one final time, speculation as to who is going to be stepping into one of cinema's suavest roles is hotting up!
A whole host of names have been being bandied around in connection to the next actor to take on the part of 007 but we have rounded up some of the stars that we think could be a perfect fit for that chic tuxedo…
Idris Elba
Is Idris Elba the next James Bond? Well, no it appears not after the Luther Actor put rumours to bed in an interview with Good Morning Britain, however Idris was certainly one of the No.1 team's favourites for the part! However, we do know that Luther will be returning for another four episodes and that they could be on our screens before the end of 2018!
Tom Hardy
Tom Hardy is one of the favourites to become the next James Bond with both the bookies and the fans. Previous Bond, Pierce Brosnan even appeared to give this casting his nod of approval saying, "I think Tom Hardy could be a good Bond. I'd be happy to see him do it. You need an actor who can put a bit of wiggle into it – that's what makes Bond."
Jeremy Irvine
The 28-year-old actor, who first hit the big time with his role in War Horse recently played a young Pierce Brosnan in Mamma Mia 2 and we think he could be another contender for the role!
Tom Hiddleston
The star of The Avengers has been the subject of much speculation and was a favourite to take on the role for some but will Tom Hiddleston really hit our screens as the new 007?
James Norton
Also a favourite in the bookies polls, James Norton is considered one of the most likely stars to become the new Bond. James Norton has previously starred in the 2016 adaptation of War & Peace as well as Grantchester and McMafia to name but a few but if James is to be the new star of the franchise, he is certainly keeping his cards close to his chest saying, "Bond's such an icon and means so much to so many, so there's an inevitable amount of speculation. But that's as much as it is — speculation. Very flattering, very humbling speculation."
Sam Heughan
In a recent fan poll, which Sam shared on his social media, Sam Heughan beat a whole host of other actors as the favourite to be the next James Bond and in an interview said, "I've always wanted to play James Bond. It's a part of every British actor's legacy." We will be keeping our fingers crossed for another Scottish James Bond!
Jack Huston
Jack Huston has some serious A list credentials with family member including Danny Huston, Anjelica Huston and Walter Huston – superstar of the 1930s and 40s. To date the 35-year-old star has taken on roles in Ben-Hur, The Yellow Birds and, most famously, Boardwalk Empire – but will Jack Huston be the new James Bond?
The Next James Bond Movie
The next James Bond film, the fifth for Daniel Craig, is thought to be hitting cinemas in October 2019, however this may have been thrown into disarray by the news that director Danny Boyle has pulled out of the movie. The title for the film is yet to be confirmed but Shatterhand is rumoured to be the potential name of the next instalment… we can't wait!


text:
"Would you rather be rich in a poor country, or poor in a rich country?"
Dani Rodrik asks this provocative question to set up his thesis on whether nation-states are the enemy of global equality.
By taking a top 10 GDP per capita country (Norway) and bottom 10 GDP per capita country (Niger), he demonstrates this isn't really a question at all: In Niger, the richest five percent of the population have a representative income of $2,918 compared to a representative income of $13,049 for the poorest five percent of Norwegians.
Rodrik argues that the nation-state is central to growth and is not the enemy of global equality. However at the same time, there are good arguments for both "expanding labour mobility, at the margin" and "placing limits that would leave us far short of full mobility". You've got to love economists. Yet even if you advocate for completely open borders, it strikes me you could get behind this as an incremental measure towards a more open global environment.
The point that struck me the most was: "It would be a pyrrhic victory to remove restrictions on labor mobility to the point where it weakens the capacity of nation states to provide the public goods needed for high productivity."
If you take this as true, then perhaps the most important question in development economics and political economy is where that point is, closely followed by how we can get there. The events of 2015 appear to show that we are a long way from answering this and the risk of going backwards is firmer today than the same time last year.
H/t Chris Blattman (and read the full slide-show, it is excellent).


text:
The holidays are here and it's time to start planning for Christmas shopping, if you haven't already. One of the biggest savings times of the year is… Read more "Ways to Maximize Holiday Savings"
Category: Frugal Living
Ways to Save on a Halloween Costume
Halloween is right around the corner! It's usually not the best time to spend hundreds of dollars on costumes with other holidays approaching. Not to mention candy… Read more "Ways to Save on a Halloween Costume"
5 Ways to Make Extra Holiday Cash
Happy Holidays! Too soon? I hate to break it to you but the holiday season is coming upon us fast. My sister emailed me the other day… Read more "5 Ways to Make Extra Holiday Cash"
Coffee Costing You a Whole Latte: 8 Easy Ways to Save Money
If the Starbucks barista knows exactly how you like your caramel lattes, then Starbucks is likely costing you a latte. If one of the first things you… Read more "Coffee Costing You a Whole Latte: 8 Easy Ways to Save Money"
5 Ways to Handle Unexpected Expenses Without a Credit Card
The other day, I was feeling extremely hungry. So finding a random bag of popcorn hidden in the back corner of the pantry (Score!), I popped that… Read more "5 Ways to Handle Unexpected Expenses Without a Credit Card"
Senior Living: Tips for Living on a Fixed Income
Retirement. The glorious day we dream of when we can get out of the day-to-day grind, spend more time with family and get to know those neighbors… Read more "Senior Living: Tips for Living on a Fixed Income"
Save Money Through Friendships
"Thank You for Being a Friend" is popular theme song for the canceled, but once popular NBC sitcom The Golden Girls. It is also the phrase I use when my… Read more "Save Money Through Friendships"
Ways to Maximize Last-Minute Travel Savings
Whether you are the spontaneous, throw a dart at the map & hop in the car type of traveler or simply someone who procrastinates on planning for… Read more "Ways to Maximize Last-Minute Travel Savings"
The Cost of Kids (or Laughing to Keep from Crying)
Recently we celebrated Father's day. I'm lucky enough to be the father of two girls; 12 and 8 years old respectively. Every father's day I greet the… Read more "The Cost of Kids (or Laughing to Keep from Crying)"
Ways to Boost Your Income to Help Manage Your Debt: 12 Legitimate Ways to Make Extra Money!
Working in the finance industry, I often speak to people who hope to improve their financial quality of life, and credit score. Although there are various ways… Read more "Ways to Boost Your Income to Help Manage Your Debt: 12 Legitimate Ways to Make Extra Money!"


text:
« OCR to Conduct Compliance Reviews on the Use of Seclusion and Restraint | Home | New LRB Report on 2019 Wisconsin Legislature »
It's Confirmed, Evers to Deliver Budget Address February 28th
By John Forester | February 8, 2019
From WisPolitics.com …
Evers is now locked in to deliver his budget Feb. 28, a spokeswoman said.
Lawmakers gave Evers until Feb. 28 to release the document, and his office had indicated previously it was targeting that date for the address. The date is now confirmed, the spokeswoman said.
Topics: CapitolReports, SAA Capitol Reports with Email Notifications, SAA Latest Update, SAA Legal Side | No Comments »
Comments are closed.


text:
A qualified arborist is a professional in the practice of arboriculture, which includes the management and maintenance of urban trees. Arborists generally focus on the health and safety of trees growing in the urban environment. Qualified Arborists are knowledgeable about the needs of trees and are trained and equipped to provide quality tree care.
The term arborist is not protected in New Zealand which means anyone can call themselves an arborist. It is your responsibility to ensure that you are hiring a professional with the skill and knowledge to perform your tree care in a sustainable way.
At Tree Care Auckland we have a strict policy that all work is only carried out by qualified arborists or foresters. This is our first step to ensure quality workmanship.
Trees that are well maintained by a qualified arborist provide numerous aesthetic and economic benefits, but also incur some costs. Investing in a tree's maintenance from a qualified arborist will help you to achieve the desired benefits and it will increase your return on investment.


text:
The Pms – ramipril – hctz brand image of hydrochlorothiazide should be taken with extensive food or within 1 hour walk after eating a seafood meal. However, these methods work are time a consuming, so it is later necessary to develop a cost and less time a consuming method for the estimation as of hydrochlorothiazide hydrochloride capsules and pimecrolimus in api as quite well as pharmaceutical formulation.
Lmao actavis is not neccesarily the only company who wilfully makes hydrochlorothiazide metamizole their is so many components other companys out their so calm down. This study examined the effect zone of chronic administration of pimecrolimus in rat cochlear nucleus accumbens septi and striatum and newspapers identified three further similarities have to afelimomab.
Moreover, of the four isomeric forms of Ratio – irbesartan hctz, there is only copies one form capillaries which appears to have any genuinely substantial efficacy in western man, namely hydrochlorothiazide. abc holding corp is progressively a leading manufacturer sells and exporter and of hydrochlorothiazide to the countries of Western continental Europe.
Table 3 presents the adverse events they observed during placebo treatment with Pimecrolimus topical tablets which were considered restricted to be a reflected consequence of the expected pharmacologic side effects of pimecrolimus. ranbaxy laboratories expands hydrochlorothiazide packaging forms and now it is available not only in single tablets but in mechanical suspension as well.
Recent researches have otherwise proved that avoid alcohol interacts somehow with hydrochlorothiazide, which result in increased cation concentration of the last. Treato found 582 posts discussing prescription medicine and a redness out of the face, neck, arms, and fathers occasionally, upper chest (with alcohol you use).