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Ventura County, CA – The Stop Foreclosure Institute recently received a question from Tamra.
She is buying a home and her agent is trying to talk her out of short sales.
Here is Tamra's question. "I am looking to buy a home. Some of the best priced properties are short sales.
However, my agent won't show me these homes.
She keeps on telling me the prices are lower than the lender will accept and that short sale never close. What should I do? I am really interested in these homes, especially at the price they are being offered at."
Click here to discover how other sellers successfully did a short sale and avoided foreclosure.
Here was my answer. Tamra, you should talk to your agent and see what they dislike about short sales. Your agent may have had a bad experience with short sales in the past.
Short sales are a great way to purchase a home at a good price. They are tougher and take a lot longer than your average real estate transaction.
However, that doesn't mean you shouldn't consider them. Just be cautious with your search. Make sure the agent who has the house for sale has prior short sale experience.
Your agent can ask them what short sales they have sold in the past.
If they or the people working with them have a good track of working with the banks, then you should be ok.
Remember, not every short sale is going to be approved at the listing price. But, if they banks feel the price is fair, then they will accept the offer.
So go look at some of those short sales.
With a little luck one of them will be the perfect home that meets exactly what you are looking for.
Thinking about a short sale?
I can help you short sale your property and get back on your feet. Send me an e-mail at email@example.com.
I will contact you for a free consultation.
When we talk, I will explain how the process works in detail and answer any questions you may have.
Or, if you prefer, you can call me at 805-208-0823
Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.
Thinking about a loan modification? Our Moorpark loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.
Thanks for reading this,
Chris B Johnson.
Chris is a Realtor with Prudential California Realty.
Phone: 805-208-0823.
Certified HAFA Specialist, Certified Short Sale
View My homes for sale at www.ChrisBJohnsonRealtor.com.
Chris Johnson specializes in loan modification assistance and short sales in Ventura County California. Ventura County Loan Modification Help, Ventura County short sales. Ventura County Short Sale Realtor Moorpark CA Short Sales. Moorpark Realtor.
Copyright 2012 SFI Marketing Institute, LLC. All Rights Reserved.
Important Notice
Chris B Johnson, Prudential California Realty , and the Stop Foreclosure Institute are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why?
Because most short sales are beneficial to a lender. If you accept our offer to help you on a short sale, your lender may not agree to a short sale or to modify your loan. We do offer a loan modification kit.
However, the likelihood of negotiating a modification is like everything else in life. It takes work and persistence to convince your lender to modify your loan. No matter what you or we do, your lender may not approve a loan modification.
We do not recommend that you stop paying your mortgage, because this will cause damage to your credit and could cause you to lose your home. Because we know avoiding foreclosure is so important to any homeowner, we recommend that you speak with the appropriate legal or tax advisor before making any decision.
This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing.
You have the option to reject a short sale or loan modification from your lender if it does not meet your approval. If you decide not to go thru with the short sale, then you do not have to pay us our fee. We normally make a real estate sales commission for helping you on a short sale.
The views expressed here are Chris's personal views and do not reflect the views of Prudential California Realty.
This information on Why Is My Agent Trying To Talk Me Out Of Buying A Short Sale in Moorpark? is provided as a courtesy to our viewers to help them make informed decisions.
Get your Free Report for All Your Options HERE: Certified Distressed Property Expert,
Should you Short Sell your property?? Go to Short Sale Decision Maker Chris B Johnson provides HAFA Loan Modification and short sales help, Short Sales in Moorpark, Short Sales in Thousand Oaks, Short Sales in Westlake Village, Short Sales in Newbury Park, Short Sales in Camarillo, Short Sales in Santa Rosa Valley, Short Sales in Somis, Short Sales in Lake Sherwood, and Short Sales in Simi Valley California. Moorpark Loan Modification Help, Thousand Oaks Loan Modification Help, Westlake Village Loan Modification Help , Newbury Park Loan Modification Help, Camarillo Loan Modification Help, Santa Rosa Valley Loan Modification Help, Somis Loan Modification Help, Lake Sherwood Loan Modification Help, and Simi Valley Loan Modification Help, Moorpark short sales , Thousand Oaks short sales, Westlake Village short sales, Newbury Park short sales , Camarillo short sales, Santa Rosa Valley short sales, Somis short sales, Lake Sherwood short sales, and Simi Valley short sales. Moorpark Short Sale Specialist , Realtor, Moorpark Short Sale Specialist , Realtor, Short Sale Specialist , Realtor, Ventura County CA Short Sales. Stop Foreclosure in Ventura County, Certified HAFA Specialist, Moorpark Short Sale Specialist, Thousand Oaks Short Sale Specialist, Westlake Village Short Sale Specialist , Newbury Park Short Sale Specialist, Camarillo Short Sale Specialist , Simi Valley Short Sale Specialist, Moorpark CA Short Sales, Thousand Oaks CA Short Sales, Westlake Village CA Short Sales, Newbury Park CA Short Sales, Camarillo CA Short Sales, Simi Valley CA Short Sales, Ventura County Foreclosure Help, Moorpark Foreclosure Help, Certified Home Affordable Foreclosure Alternative Specialist, HAFA, HAMP. CA. DRE 10501699.You can find Ventura County Short Sale Specialist, Realtor, at 587 W. Los Angeles Avenue, Moorpark, CA. 93021Chris also specializes in loan modification assistance and short sales in Ventura County California. Ventura County Loan Modification Help, Ventura County Short Sales.
Ventura County Short Sale Specialist, Realtor, Short Sale Specialist, Realtor, Ventura County CA Short Sales. Ventura County Specialist, Realtor, www.theshortsaleguide.com ,
Certified Home Affordable Foreclosure Alternative Specialist .
Always check with a good real estate attorney to find out the laws in your state. There are also legal aid non profits that can give you advice on what to do to stop a garnishment or bank account seizure. You should also look at California SB458. With the passage of SB458, the Expanded Anti-Deficiency Law May Have Unintended Consequences on Ventura County Short Sales.
For Disclosure, and more information on Mortgage Assistance Relief Services, please see Code 16 of Federal Regulations (FTC), Part 322, or , http://www.ftc.gov/opa/2010/11/mars.shtm and always consult your CPA, Accountant, Financial Advisor and Attorney before you any financial or legal decisions. Certified Distressed Property Expert
Your home is probably the biggest asset you own. This is why you should hire a professional REALTOR® to guide you. I help 24 to 28 families each year buy or sell a home. I have been a financial & real estate consultant for the past 30 years and specialized in loan loss mitigation, short sale negotiation and REO marketing. I know how to negotiate contracts & navigate through the most difficult transactions. Chris B Johnson CalBRE 01501699-Allison James Estates & Homes CalBRE 01885684
Sunday, January 26, 2014
Why Is My Agent Trying To Talk Me Out Of Buying A Ventura County Short Sale ?
Posted by Chris B Johnson REALTOR® at 10:25 AM
Labels: Buying Short Sales in Moorpark, Buying Short Sales in Ventura County, Ventura County Short Sale and Loan Modification Help, Ventura County Short Sale Specialist Chris B Johnson Realtor
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Join The Movement And Become A Member!
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Enter Email Address To Reset Password
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Account Updated
Your order # has been submitted to Pink Cleaners and you have been sent an email with your selection and pickup slot. If you can't find the email be sure to try your Junk folder and mark us as a safe sender.
Pink Cleaners will be in touch by email or phone to confirm your order. If you have any questions give us a call at 613-834-3469

subset: commoncrawl


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Re: question about simplify function
- To: mathgroup at smc.vnet.net
- Subject: [mg96959] Re: question about simplify function
- From: zxcv_890 at hotmail.com
- Date: Sat, 28 Feb 2009 06:41:58 -0500 (EST)
- References: <email@example.com>
On Feb 27, 6:16 am, zxcv_... at hotmail.com wrote: > This seems like a basic question, but I can't see the answer: Why > doesn't either the Simplify or FullSimplify function transform the > expression x/(xy) into 1/y? When I substitute a specific value in for > x, the simplification occurs as expected, e.g., 4/(4y) transforms to 1/ > y. Puzzling. > Jack Forget it; I figured it out. Mathematica doesn't recognize xy as multiplication. You either need to leave a space (x y) or use the asterisk (x*y)


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In the current economic situation, it may be difficult to meet the strict criteria required by banks or creditors on a loan. If you do not have a credit history or a bad history, your chances of getting a loan are minimal. As a result, making a guaranteed deposit of your car could be a great idea in an emergency, when you need a quick buck and your history does not allow it. The main advantages of a car loan are explained below:
How does the car loan work?
First, we evaluate the value of your car. Then, based on this value, the loan amount is determined. In such a case, the title of possession of your automobile passes to the creditor. He will hold this title until the money lent is repaid.
Car loans are mainly for emergency situations. This means that the sum lent is often small and therefore the duration of your payment will be short as well. Once the payment is over, the title on the car comes back to you.
Guaranteed automobile deposits and their usefulness
We all need a little financial help at some point in our lives. Instead of continuing to get into debt, we encourage you to take the necessary action as soon as possible. Therefore, a car loan could be exactly what you need. It can be used for:
- Rent payment
- Monthly bills
- Public services: water, electricity, heating.
- Medical bills
- Tuition fees
- Renovations or repairs to your home
- Legal fees
- Emergency situations
Application and easy acceptance
Car loans are the perfect solution for those who need money quickly and in the short term. Indeed, the application for this kind of loan and just as easy as the process of acceptance.
Basically, you must be a car owner (that means you must have finished all your payments on this car). Only automobile owners will be able to benefit from such a loan. Then you just have to fill out the application form either in person or online and you should receive acceptance within a few days of your request.
Fast and effective
Car loans are a very quick solution to getting a small amount of money in the short term. As soon as you meet the loan criteria, that is to say, own a car, you are eligible. The loan you are offered as soon as there is acceptance, which means that you could use this money immediately.
No pre-payment penalties
Unlike other types of loans, if you decide to repay your loan before the deadline, you will not pay a penalty. You can pay your loan in full at any time before the deadline. In addition, the interest will be calculated only on the period of possession of the loan, that is to say the period during which you benefited from the money. Interest will not be calculated over the entire term of the loan. In short, if you repay your loan in five days, you will only pay interest for those five days.
If you have an urgent financial need and the bank and other creditors have refused you, you should seriously consider car loans with Prêt Québec . These loans are easily accessible and just as easily repayable. It is the ideal solution to remedy any financial emergency in the short term.


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What to do for those turning 65 already on Medicare through Disability
Spread the love
If you are already eligible, you have a few options when you turn 65:
- Sign up for a Medicare Advantage Plan and/or a Medicare Prescription Drug Plan.
- Switch from your current Medicare Advantage Plan or Medicare Prescription Drug Plan to another plan.
- Drop a Medicare Advantage Plan or a Medicare Prescription Drug Plan completely. This would put you on Original Medicare. We do recommend that you are additionally covered with a Medicare Supplement plan and a Prescription Drug plan.
When can I enroll?
Your Initial Enrollment Period (IEP) is the 7-month period that:
- Starts 3 months before the month you turn 65
- Includes the month you turn 65
- Ends 3 months after the month you turn 65
If you sign up for a Medicare Advantage Plan during this time but aren't happy with Medicare Advantage, you can drop that plan any time during the next 12 months and go back to Original Medicare.
Have any questions?
Just get in touch with one of our Heroes that would be happy to help you! We are unbiased independent brokers contracted with all of the major health insurance companies. We are 100% free to you and the prices are the same as if you went directly to the health insurance companies, but with us as your Medicare concierge we can continue to guide you in your journey.


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Stand up.
Place one or both hands on your hips. (This is called standing akimbo.)
Look down.
Are your 4 fingers towards your back and pointing up? I think most people stand like this.
Now turn your hand(s) so that your thumb is towards your front and pointing down. Do you sometimes stand like this?
How do your friends stand when they stand akimbo? Google akimbo images. Notice any patterns?
Several mothers at our school say women are more likely to stand either way, while men are more likely to stand only with the fingers towards the front and pointing up.
Math Nerds, this is a simple probability question.
Word Nerds, find the etymology of akimbo.
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New Delhi: The trailer launch of Salman Khan's 'Bharat' is just a week away, and the actor has been constantly treating fans with his looks from the film - the latest one being his all patriot avatar.
Salman, on Thursday, unveiled yet another poster of his upcoming film, featuring the actor in a character from 1985. Dressed in a navy uniform with a moustache and aviators, the poster shows Salman at his patriotic best.
It also features Katrina in a desi attire sporting a small black bindi.
"Meri Mitti. Mera Desh! #BharatKoSalaam," the 'Dabangg' actor tweeted.
The one-minute and twenty-six-second teaser, unveiled in January, depicted Salman in several avatars, narrating the story of his character's life.
'Bharat' is being helmed by Ali Abbas Zafar and is touted to be one of the biggest releases of the year.
The trailer of 'Bharat' will be out on April 24, whereas the film is slated to release around Eid.