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On the 1st February 2016, The Minister of Finance and Development Planning is scheduled to present a budget for the 2016/17 fiscal year.
As with all national budgets, it is determined by among other things revenue projections which in turn are determined by the performance of the international and national economy, both in the current period and in the future. This pre-budget statement provides our views on national issues and further provides our alternatives to these issues as a government in waiting.
The International Scene
The 2016/17 budget speech is made in an economic environment characterised by marginal recovery from the economic crisis period. The World Economy is projected to grow by 3.5 percent compared to 3.2 percent growth for 2015 with the developed economy markets growing at the same rate of 2 percentage points as in 2015.
The emerging markets are projected to grow at 4.9 percent in 2016 compared to 4.4 percent in 2015. China's growth rate is expected to slow down to 6.4 percent in 2016 compared to 6.9 percent in 2015 which will affect the demand for Botswana's major export, diamonds.
Internationally there is general optimism with potential growth above trend and labour markets recovering toward full employment levels in developed economies. The emerging market performance is expected to be a mixed bag with India and Mexico expected to improve while China, Brazil and South Africa are expected to slow down slightly (Goldman Sachs Research, 2016 Macroeconomic Outlook; IMF, World Economic Outlook).
This international performance is likely to affect Botswana's economic environment for its 2016 budget proposals through their effects on its major exports, SACU revenues and how the country should respond to the major economic challenges such as unemployment and poverty.
Botswana's Economic Performance in 2015 and 2016
Botswana's estimated GDP for the third quarter of 2015 at constant 2006 prices is P20670.8 million compared to P21472.5 million recorded in the second quarter of 2015.
This is a decline of 3.7 percent. The decline was much worse than the second quarter which recorded a decrease of 0.1 percentage points in real terms. Year on year, GDP increased by 2.7 per cent in the first quarter, 1.7 percent in the second quarter and declined by 3.5 percent in the third quarter.
Most of the decline is attributable to mining, water and electricity and agricultural sectors which decreased by 40.6, 114.9 and 0.7 percent respectively. The decline in Water and Electricity of 114.9 percent is largely from the decline in Electricity sector which has been declining since the first quarter of 2012.
All the other sectors contributed positively to growth of at least 2.2 percent during the period (Statistics Botswana, 2015, Gross Domestic Product 2015, Third Quarter). If the economic growth were to decline further in the 4th quarter, which is very likely given the electricity and water crisis among other issues, then the Botswana economy will have plunged into a recession (a recession is identified by a fall in GDP in two successive quarters).
On the other hand inflation has been stable and within the Bank of Botswana objective of 3-6 percent and reaching a low rate of 2.9 percent in November 2015. Throughout the year the inflation was averaging 3 percent. Monetary policy has also been accommodative of the low inflation as the Bank Rate was reduced from 6.5 percent to 6 percent by the 4th quarter.
The low inflation rate provided some stability to the cost of living even though it could pose a risk for the financial sector in terms of availability of loanable funds due to low real interest rates, thus limiting borrowing to both households and investors.
The economy of Botswana however remained inadequately diversified with the mining sector still dominant in terms of both contribution to GDP and exports. Unemployment also remained relatively high at 20 percent as measured in terms of the international definition which excludes the discouraged unemployed labour force.
The unemployment is skewed towards the youth, which is very risky and if not properly attended, has the potential to destabilise the economy. Poverty also remained significantly high at 19.3 percent even though it is declining. Unfortunately the decline may not be sustainable given that most of the poverty reduction is driven by non-sustainable expenditure in social safety nets. A more sustainable way of reducing poverty is through creation of decent jobs, which is not the case in Botswana.
Botswana also has deficits in terms of governance issues, poor quality of education despite education being prioritised in terms of government budget. The country also still has major challenges with HIV/AIDS which is made worse by the increase in non-communicable diseases such as diabetes, cancer and cardiovascular diseases. Some of these are associated with changing lifestyles and eating habits.
A key challenge currently is the low rainfall in the region due to climate change issues which will have negative impacts on food security and general livelihoods of Batswana. These are some of the major areas that will need to be addressed by the budget for 2016/17 within the limited revenue from the various sources.
There is therefore no room for complacency in the coming budget as the minister has to walk the tight rope to achieve a properly prioritised investment programme and ensure sustainability and use of mining revenues for the benefit of future generations.
Response of the BDP Government- Stimulus Package
As was presented by His Excellency the President, Dr Ian Seretse Khama in his State of the Nation address in November 2015, the main response to the challenges of an economy moving towards a recession with high unemployment and poverty levels is an initiative that has been dubbed as Economic Stimulus Programme (ESP). This, as presented, is geared towards being a strategy for employment and growth. The goals of ESP are:
• Stimulate the economy
• Diversify the economy through EDD and Special Economic Zones; and
• Accelerate Job creation.
Targeted Sectors/Areas are:
• Agricultural production
• Tourism Development;
• Economic Diversification Drive
• Manufacturing
• Buildings and road construction and maintenance
• Re-skilling of Youth; and
• The establishment of Special Economic Zones.
As will be recalled, the ESP was announced by the President in October 2015 with scanty details. The promise was that the details will be provided during the State of the Nation address in November 2015.
No details were presented in the address and the President promised that the details will be communicated through a brochure. The brochure has been availed but contains no additional details, giving a clear indication that the ESP is not anchored on a well thought out strategy.
As in the past, the BDP appears to be prepared to throw money at problems with the naive hope that the problems will be exterminated by more money, a plan that has not worked with many other BDP projects.
The budget speech for 2016 is now the only hope for details on ESP, notwithstanding the fact that it is said to be a programme driven by Office of the President and not the Ministry of Finance.
While the objectives may seem noble at face value, the programme does not seem to be strategically well thought out in terms of its design. First one does not get a sense of what this whole thing is all about and how it is going to be implemented.
The targeted areas and sectors are mixed in the same and one does not get a sense of why they could not be separated; that is, separating the programmes from the target sectors. This seems to be an outcome of a rushed product. Secondly, all these are not new and one wonders what lends them to be candidates of the ESP.
One wonders what criterion was used to select these sectors or areas. Again this clearly shows a rushed product which is not properly designed. Thirdly, one does not even get a sense of how many decent and sustainable jobs will be created in the short, medium and long term from ESP. Without getting the proper target and indicating numbers of jobs to be created one does not even get a sense of whether these deserve to be candidate for financing from the meagre national resources.
It is also not clear whether these are projects that are in NDP 10 and were lacking funding from the past budgets or are new ones that are meant to address a particular problem, especially unemployment. Because the programme is so badly designed one is left speculating on the key issues. From a project design perspective, the ESP fails the simple test in terms of how much value they are adding, whether they are sustainable and whether they will have the designed impact. Minister Matambo will have to provide details on the targets set for job creation in the short to medium term.
A second issue with ESP is that the government is silent on how it is going to be financed. Initial indications were that the government is going to draw down money from the reserves to finance ESP. But when the booklet came out it was silent on how the programme will be financed.
Generally projects are financed through three main ways: budget from the current resources; borrowing from domestic and international sources; and through utilising of government savings such as from national reserves. All these financing options have consequences in a world of limited resources.
Financing the projects from current resources means you have to forgo other equally important projects that could have added more value in economic terms. You therefore have to be sure that this is the most productive use of your national resources against other alternative uses. Going the borrowing way also has costs for current and future generations in terms of repayment of the loans.
A normal requirement is that you should borrow to finance productive investment rather than non-productive activities. The use of reserves is also costly in that the country forgoes resources that could earn them more returns, and therefore only makes sense when used to finance productive investment. It is not clear whether government will be financing the ESP through debt, reserves or current resources.
Without an injection of more revenue, the expenditure on ESP will lead to a deficit in the government budget which is not prudent in terms of economic management unless if it is absolutely necessary, and is preceded by a well thought out plan, which is not the case at the moment.
A related matter is whether it is lack of finance that is a problem in Botswana's economy or lack of implementation of programmes. Every year government departments are unable to spend allocated funds due to one reason or the other which is usually summarised under implementation capacity issues. There is also an increase in corruption and projects are not completed on time with no consequences for such behaviour.
These are structural transformation issues that government needs to deal with instead of coming up with new programmes like the ESP. In any case most of these like EDD have been in existence for some time with very little to show in terms of their achievements in creating jobs.
Another issue is whether the ESP is warranted in the current period. After weathering the storm of the major recession in 2008/2009, does Botswana really need this ESP to deal with the current problems of unemployment, poverty and low economic growth? Our view is that we need an economic transformation programme rather than an ESP to deal with these current problems.
There is need to come up with major economic reforms that will transform Botswana's economy from its current low productivity status, remove all economic bottlenecks such as work permit issues, resolve the water and energy crisis and address rising corruption. Most of these are beyond the BDP's ability to implement since they are part of the problem.
We hope the 2016/17 budget will be premised on solid macroeconomic principles and not used to finance non-viable programmes that are not well thought of. The 2016/17 Budget Strategy paper that was presented in September 2015 emphasised, among other things, the need to invest in high impact projects.
This requires the application of rigorous project appraisal analysis to ensure that the country gets value for its money. It is important that ESP be subjected to these acceptable standards. Sadly, government has already decided to entrust coordination to an ad hoc structure with no proven capacity, side-lining the MFDP and usurping its mandate.
We would like to see the allocations reflecting the need to transform Botswana's economy. While Education should still get the lion's share of the budget to build the required human capital, it is imperative that the budget within the Ministry of Education and Skills Development should reflect the need to deal with quality issues and skills mismatch.
The most recent results from public schools show that the Ministry is becoming a Black Hole on the national coffers. There is need for a major restructure to save our education sector. Given that this is the final year for the Vision 2016, we would be expecting the budget to clearly articulate the achievements and challenges of Vision 2016.
This is important given that the current national development plan (NDP 10) which is coming to an end in 2016 was framed specifically to drive the achievement of the Vision 2016 and its thematic working groups were based on the Vision 2016 Pillars. It will be important for the government to account for progress or lack of it as we come to the end of the vision and begin a new journey towards Vision 2036.
We also do not expect the budget to reflect an attitude of business as usual given the current economic challenges. We do not believe ESP is the solution to these current challenges given the reasons we made earlier.
There are a number of other key structural and governance issues that need to be dealt with and answers provided to the public especially from MFDP.
• In proposing the ESP, the government tacitly suggests that the problems of slow economic growth and unemployment are problems of demand. There is a surfeit of evidence, from Business Botswana to the World Bank, that the more fundamental challenge is regulatory failure. The business environment is hostile because of, amongst others, the government's ambiguity on rule of law, cumbersome business licensing procedures, hostile work and resident procedures, and inefficiency in government and rampant deportations of foreign nationals.
• The Minister of Finance and Development is quiet in the face of an unlawful usurpation of his powers and mandate. Per the Finance and Audit Act, the Minister of Finance is responsible for public resources, not only in terms of allocating them but also in accounting for their use. It appears he has surrendered these responsibilities to the office of the President at the latter's whims. He surrendered the development of NDP 10 to OP, the ESP and more recently significant water and electricity allocations to OP. He must take his obligations under the Finance and Audit Act seriously to defend them even against presidential overreach.
• What is the Minister doing about the labour relations in the country? It appears the government is hell bent on undermining the bargaining council regardless of the cost to the economy. Should we not be doing more to normalise relations so that we may give greater attention to the more urgent structural issues such as inefficiency, especially at the leadership and managerial level and low productivity in the public service. The Bargaining Council stalemate needs to be resolved urgently so as to regain the confidence of the public sector workers.
In conclusion, we wish to restate some of the issues that were articulated by our 2014 manifesto as follows:
• Botswana needs an economic strategy that is premised on delivering inclusive growth and job creation. There is need for government to prioritise investment in infrastructure such as provision of water and power. Urgent steps need to be taken to resolve the water and power crisis and fast track investment in solar energy.
• We need to Bring Back the jobs we have exported by aggressively setting up state supported companies to beneficiate our mineral products.
• Botswana needs to formulate a law on Citizen Economic Empowerment to ensure that citizens graduate into the mainstream economy.
• Promote the independence of the DCEC and better equip it to deal with the rising levels of corruption by those who are politically well connected.
• Formulate laws that will frustrate corrupt activities such as Freedom of Information, Disclosure of Assets and Liabilities as well as conflict of interest and insider trading.
In the absence of these laws, ESP is bound to be a get rich quickly scheme for the BDP agents.


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Stop the Wall
The Stop the Wall Campaign's aim to tear down the Wall is aligned with the Palestinian desire for liberation—for those of us inside and in exile, the young and old, those who have died, and those yet to be born.
We are a grassroots movement uniting the struggle of the popular committees in the villages, refugee camps and cities struggling against the Wall and the settlements and the efforts of Palestinian civil society.
Releases by this organization
Newswire article
Thursday, November 09, 2017
Global Actions on November 9 for a #WorldwithoutWalls
Hundreds of movements from over 30 countries of all continents have come together today, November 9, in a pledge to build together a #WorldwithoutWalls. Actions are taking place in Palestine, Mexico, Berlin, Northern Ireland and from Brazil's favelas to New York People demand an end to Walls in...
Read more

subset: commoncrawl


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Is There any Student Education Loan in India with 0% Interest?
Education loans are unsecured loans as there are no collaterals. It is purely provided on the basis of the merit of the student and his future capacity of earnings. Hence, student education loan interest rate in India is higher than that of home loans or car loans. In other words, the cost of education loan is higher than that of home loan or car loan. Banks have their highest percentage of Non-Performing Assets (NPAs) from the product of education loan itself. And hence, there also is much more scrutiny for student loans from the lender's side.
However, can education loans in India be actually interest-free?
The answer is no. Or at least, technically so.
Unless you have availed some economic benefits or academic subsidies from either the government or your institution. Even then, it is most difficult to find a completely interest-free loan. In most of the cases, it is just subsidized.
However, you can still make your way around to avail education loan at 0 interest.
Firstly, you can also negate the effect of the interest by availing scholarships. Based on the course and institute of your choice, there are various scholarships available. You can check and apply for those relevant for you. Even by normal scholarships, you can at least pay off the interest amount of the loan so that it is not a big burden for you or your family. Many scholarships availed by foundations like Tata Trust, KC Mahindra Trust, etc. effectively offer 0% interest scholarships.
Secondly, if your annual family income is below INR 4.5 Lakhs, the government offers subsidy on the interest for the moratorium period which is the course period plus 6 months/1 years. You start repaying only after getting stable in your job/business for a year after the course. There is no interest paid until then. This can be availed under the Central Sector Interest Subsidy Scheme and can be availed only from one of the scheduled banks.
Avail Instant Loans for your Education Fees
While you learn more about education loans, here is a detailed article on steps for availing an education loan. It is advisable to be fully prepared in terms of documents and procedures as a student loan can be a time-consuming process. If you do not have much time by your hand, you can avail instant digital loans of up to INR 2 Lakhs from PaySense. Your loan is approved in three easy steps within a few minutes. And it gets disbursed in your account within a few hours. With attractive interest rates, these instant digital loans are in vogue and rightly so.


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When you change in XP the default emailer to Thunderbird, it won't do it. It says " Line 0: [32053] MAPI Failure: valid session ID does not exist".I have 3 account on Thunderbird and only one is MAPI.
robert Heston
The mailForm action requires a Microsoft MAPI, Mail Application Program Interface, compatible mail program set up for MAPI. It appears that Thunder bird does not have this feature.
TB is MAPI-compliant (according to this page: http://kb.mozillazine.org/MAPI_Support), but you need to set it up as the default email application (it's not a profile-specific setting).Do it like this:-Click the Start button and select Control Panel-Locate and open Internet Options-Click the Programs tab-For the E-mail, select Mozilla Thunderbird from the drop-down list-Click Apply to save the change-Click OK to close the window
Also, in TB itself tick the box to set it up as the default email client. That should suffice...


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Israel's Minister Reveals Smear Campaign
In an interview with Democracy Now's Amy Goodman, the following exchange took place with former Israeli Education Minister Shulamit Aloni.
Amy Goodman: Yours is a voice of criticism we don't often hear in the United States. Often when there is dissent expressed in the United States against the policies of the Israeli government people here are called anti-Semitic. What is your response to that as an Israeli Jew?
Shulamit Aloni: Well it's a trick, we always use it. When from Europe someone criticizes Israel, we bring up the holocaust. When in this country people are criticizing Israel, they are [called] anti-Semitic.
What Ms. Aloni is describing is the very skullduggery used against the noble work and reputation of the Honorable Minister Louis Farrakhan and the Nation of Islam. Minister Farrakhan remains the beloved champion of truth and heroic strong man of the liberation struggle for poor and oppressed peoples around the world. Yet the price he has had to pay for speaking the truth is to suffer being called an anti-Semite and all that comes with that negative designation. However, those who have falsely accused the Minister have actually revealed more about themselves and their true motives and intentions.
It is interesting that Ms. Aloni used the term "trick." According to Dictionary.com the word trick means:
A deception. Trick, artifice, ruse, stratagem, and wile are terms for crafty or cunning devices that are intended to deceive; an underhanded act designed to cheat someone; an artifice of diabolical ingenuity.
The Most Honorable Elijah Muhammad taught that both the American slave master and the European colonizer of the Black, Brown, Red and Yellow peoples of the Earth did so using the science of "tricks and lies." Minister Aloni has confirmed the Most Honorable Elijah Muhammad's teaching in this regard by revealing one such trick that has been used against Minister Farrakhan and strong Black leaders throughout history. More plainly, the trick has been on the general public who are forced to admire, respect, support and even love Minister Farrakhan in veritable secret, or otherwise suffer by being accused of allowing their admiration to provide legitimacy for an alleged "anti-Semitic hate teacher." Some are affected by the trick to the point that they have developed outright negative opinions of Minister Farrakhan on the basis of his criticism of Jewish influence.
But to raise legitimate criticism to the level of anti-Semitism is fallacy known as the straw man fallacy. When legitimate criticism is mischaracterized as anti-Semitism, it is done obfuscate or hide real issues. The so-called anti anti-Semitic watchdog groups have even been condemned by avowed Farrakhan-critic Rabbi Michael Lerner. In his book, co-authored by Dr. Cornel West titled Jews and Blacks: Let the healing begin he writes.
The ADL, like the Simon Wiesenthal Center in Los Angeles, has built its financial appeal to Jews on its ability to portray the Jewish people as surrounded by enemies who are on the verge of launching threatening anti-Semitic campaigns. It has a professional stake in exaggerating the dangers, and sometimes allows existing racial or political prejudices in the Jewish world to influence how it will portray the potential dangers.
Anti-Black Racism
And even though Rabbi Lerner is also guilty of "straw manning" and mislabeling Black criticism as Black Anti-Semitism, Rabbi Lerner understands the sources of Black criticism of the Jewish community. He wrote in 1969 that
"Black anti-Semitism is … a tremendous disgrace to Jews; for this is not an anti-Semitism rooted in … hatred of the Christ-killers but rather one rooted in the concrete fact of oppression by Jews of blacks in the ghetto … an earned anti-Semitism."
In the mistreatment of Minister Farrakhan by groups like the ADL and the Simon Wiesenthal Center, Black people en masse have been the real victim. For all of the economic programs and unity efforts advanced by Minister Farrakhan to uplift Blacks in America from poverty and want, have been undermined by these groups whose efforts are no less racist and Anti-Black than that of the Ku Klux Klan. Maybe this is why when in 1991 Klan wizard David Duke ran for governor of Louisiana, the ADL was mute, claiming that their tax-exempt status prevented them from intervening in a political campaign.
Yet, when in 1984 Rev. Jesse Jackson ran for the office of the President of the United States of America, the ADL actively engaged in sabotaging Rev. Jackson's campaign, even working to destroy his candidacy before it got started! According to Daniel Levitas of the Center for Democratic Renewal,
"Before Jackson announced his candidacy in 1983, but aware of his impending run, the A.D.L. quietly circulated a nineteen-page memo to reporters detailing Jackson's past statements regarding Jews."
Matters got even worse when Rev. Jackson was accused by reporter Milton Coleman for using a Jewish racial slur when referring to Jews in New York. This caused Rev. Jackson to apologize publicly to the Jewish community for using the term "Hymietown," to which ADL director Nathan Perlmutter responded
"He could light candles every Friday night, and grow side curls, and it still wouldn't mater…he's a whore."
No sane person would ever accuse Rev. Jesse Jackson as being a threat to the Jewish people. Still Perlmutter attacked Rev. Jackson whose run for the presidency symbolized the collective hopes and dreams of all Black people at that time. Perlmutter cared nothing for this fact; he viewed Blacks as a perennial "underdog," for whom no one would come to their aid once condemned by Jews. His vile reference to Rev. Jackson as a whore is definitely a tongue- in- cheek remark. By his own admission, the ADL practiced Black-baiting for money. In its own publication, "Not the Work of a Day": ADL of B'nai B'rith Oral Memoirs, Vol. 1, former ADL director Nathan Perlmutter reminisces:
A few weeks ago, I had an expose [sic] on Jesse Jackson. Quite, by coincidence, I wasn't aware of it, we had one of those mass mailings going out for fund raising. It was one of those mailings to lists that were not our usual givers. The fund-raising people tell me that in the several weeks following—these were small gifts, $20, $100, but there were many of them—we never had the response to a mailing that we had in our July, 1984 mailing.
Hypocritical Selective Use of "Anti-Semite" Label
Author Micah L. Sifry in his 1993 article in The Nation magazine entitled Anti-Semitism in America seeks to hold these anti anti-Semitic groups accountable for their blatant hypocrisy in demonizing Blacks who are critical of their political and economic activities while at the same time, explaining away negative Jewish criticism made by whites.
Sifry points out that in 1990 political commentator Pat Buchanan blamed the Israel Lobby and Jewish geopolitical strategists for America's use of force against Saddam Hussein. Sifry notes that it was anti-Semitism watchdog Bill Buckley who defended Buchanan by writing that he did not believe that Buchanan was anti-Semitic but just "attracted to mischievous generalizations." Buchanan is interesting because he has enjoyed a popular and successful career in America as a Communications Director for Pres. Ronald Reagan and a frequent talk-show commentator. Yet he said that Adolf Hitler,
was also an individual of great courage, a soldier's soldier in the Great War, a leader steeped in the history of Europe, who possessed oratorical powers that could awe even those who despised him. But Hitler's success was not based on his extraordinary gifts alone. His genius was an intuitive sense of the mushiness, the character flaws, the weakness masquerading as morality that was in the hearts of the statesmen who stood in his path." – St. Louis Globe – Democrat, Aug 25, 1977
Yet when Minister Farrakhan said that Hitler was "wickedly great," (literally: one who is unusual or considerable in degree, power, intensity, in the practice of evil) the ADL and Wiesenthal Center used that harangue the Minister in the media and undermine his economic initiatives.
Sifry also notes Buchanan's orchestration of President Reagan's laying a wreath at the tomb of German SS soldiers. Sifry writes,
The Washington Post reported that Buchanan was "credited… with the President's characterization of World War II German soldiers and SS troops as 'victims' of the Nazis 'just as surely as the victims in the concentration camps.' And that Buchanan bluntly urged Jewish leaders visiting the White House to 'be good Americans' and stop protesting Reagan's cemetery stop.""
According to Sifry, the ADL did not even raise any objection claiming that
"There was an allegation about an offensive note about Jews [by Buchanan] at the time that we couldn't confirm."
But Reagan-Buchanan aside, they could be considered mild in comparison to the Fred Malek-Richard Nixon anti-Semitic combination. It is amazing to consider the response of the ADL to Fred Malek and President Nixon. According to Sifry,
Fred Malek, a high-level adviser to then-Vice President Bush had given President Nixon a list of Jews in the Labor Department, some of whom then lost their jobs.
To this the ADL's Abraham Foxman called it
"ancient history," adding that Malek had merely been "carrying out the instructions of an individual who had [prejudiced] feelings."
We might understand Foxman's response as genuine were it not for what Sifry reveals of what the ADL wrote about the so-called individual who had [prejudiced] feelings that Malek worked for. The Watergate tapes of President Nixon reveal Nixon calling Jews kikes and lamenting their influence in the Arts and advising his staff to stay away from them. Yet according to Sifry,
he asked the A.D.L's research director, Alan Schwartz, for a copy of all statements the league had ever made regarding Nixon and anti-Semitism. The only one he could find was issued in response to the ex-President's assertion that lobbying by Israel and American Jews was responsible for Congressional opposition to the 1981 AWACS sale to Saudi Arabia. It read, in part: "Richard Nixon is indeed a friend of Israel and his views on foreign affairs merit regard. But singling American Jews out from the broad spectrum of opposition to the AWACS sale, is at best mischievous, at worst mean-spirited."
Conclusion: Farrakhan Vindicated
In the light of this problematic history of the much-feared charge of anti-Semitism, the fair-minded observer is able to see clearly that what is motivating the use of this charge is not any real threat to the Jewish people and not any real anti-Semitic behavior. For when Jews in the Nixon administration lost jobs and income due to his anti-Jewish actions, he was still deemed a friend. When President Reagan and Pat Buchanan equaled the pain of German SS soldiers to those who were their victims, they are not even held accountable for such offensive behavior. So, all we have left is the traditional tried and true blue racism that Black people have never had the luxury of being forgetting about. It is the same scapegoating of Blacks that has proven to be a money-maker whenever those in power can make those they influence to give them money in the name of protecting them from a Black boogeyman. Its time-out for these games and wasting of time and resources. If Minister Farrakhan is speaking falsehood, then all you have to do is respond to his call for a public showdown with him and defeat his falsehood with your truth.


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How to Impress Your Guests in 7 Simple Steps?
Any homeowner knows what it's like to want to blow the socks off their guests. You want to have your life in check like Susan down the street with her impeccable yard and even more impeccable house. What people need to remember is that it comes down to the tiny details. It's not just about de-cluttering and soullessly vacuuming your house but focusing on those tiny touches. Here's how you can impress your guests in a few simple steps.
Nothing screams having your life together and owning your stuff like having jars filled with grains and seeds lying about on your counter. You may be tricking our guests into thinking you live a healthy lifestyle when all you do is eat pizza and drink wine on the couch, but they don't really need to know that do they? This is a simple high-end touch that is bound to impress because it creates an aesthetic so takes those products out of their perfectly fine packaging and jar it!
Show off your green thumb by shoving a few herb plants into a potted plant and keep it by the window sill. They won't know how often you forget to water your plants or how many horrible wilted deaths have suffered on that windowsill. All that matters is that you get some healthy green into your home. Seriously though, set some reminders to make sure you water your plants or you're going to run out of things to put up at some point.
Fruit Bowls
Now what is more artsy than a bowl of fruits in the middle of your counter? You'll have found plenty of movies pulling off this trick, you might've seen it in the magazines or perhaps online and believe us when we tell you it definitely works.
You know the best way to have your guests not notice the dust? Invite them over at night for a dinner party. Dim the lights and pull out some scented candles you've been saving for the occasion. You're creating a romantic ambiance and having your guests oblivious to your lazy cleaning routines in one go as two birds, one stone.
The Bathroom
Now this is the place where you have to put in the most effort. Guests often have a beady eye for grime and other disgusting substances when it comes to bathrooms and we can't blame them. Clean every nook and cranny till it's spotless, wipe down your mirror and make sure to bleach the toilet properly. Also, remember to hide your dirty toothbrushes. It's the simplest of details!
You need to also look for how you can improve your house best. If you haven't taken the time to update your house in years, now's the time to treat yourself. For example, you can change up your light fixtures or maybe even add a beautiful pool by calling up a pool builder in Perth. Nothing impresses more than having a small pool for guests to take a lazy dip in while gazing up at the stars.
Mineral Water
It doesn't matter if you drink your water straight out of the tap, having some mineral water bottles handy will have your guests thinking you live the fancy life. This definitely carries some wow factor.


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Two-vote win for Darcy Crawford in 17 and under award | Horsham District junior awards 2018
PROMISING young attacker Darcy Crawford claimed the 17 and under netball Horsham District best and fairest award on Monday.
The Swifts player attracted 24 votes from umpires during the season to claim a narrow two-vote win ahead of Harrow-Balmoral's Amber McClure and Jeparit-Rainbow's Olivia Revell.
It was the closest count of the night.
Darcy Crawford caps off a good night for The Swifts as she wins the 17 and under Horsham District best and fairest. pic.twitter.com/yrMWNq76nn— Stuart McGuckin (@s_mcguckin) August 20, 2018
Crawford said she had enjoyed the season and was looking forward to finals after her side finished second behind Natimuk United.
"I hope we win but its going to be close, especially against Natimuk," she said.
"We've won one and lost so it could go either way."
The side lost three games during the regular season against Taylors Lake, first-placed Natimuk United and Harrow-Balmoral.
Crawford said it was special to win the award in her final season as a junior.
"I honestly didn't think I'd poll that well," she said.
"Honestly, I think this comes down to the team playing so well and the way our coach led us.
"I think to poll well you have to be in a good team."
She said to make it to finals in her last season of the 17 and under competition.
"We haven't been this high coming into finals for a long-time."
Crawford has also enjoyed opportunities to play with the A Grade Swifts team this season which has also made an historic run to final.
She said she wanted to thank the entire club for everything they do.
"It's an awesome group of people down there," she said.
"Obviously I need to thank my parents, and my pop for driving me to games when they were away.
"Thanks also to my coach and my teammates, because its an awesome team."


text:
In recognition of the Covid-19 crisis, No Thank You, Evil! and the Numenera Starter Set are 50% off. And you can download the entire chapter on Playing Games Online from Your Best Game Ever—it's now included in the free preview for that title.
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The 9th Dimensional Arcturian Council ~ Enjoy Your Beautiful World
"Greetings. We are the Arcturian Council. We are pleased to connect with all of you.
It is a beautiful world that you all live in, and there are many aspects of your world that you can focus upon. You do live in a system of duality, and there are extreme polarities present on planet Earth. And those of you who are coming from the light could easily become preoccupied with the dark end of the spectrum.
You could easily find yourselves looking to remove all of the darkness, and in so doing, you would take your focus off of what is already right and beautiful and filled with light and love on planet Earth. You don't have to run from the darkness or bury your head in the sand in order to enjoy what is beautiful and right in your world, and you also don't have to go looking for all of the darkness with the intent of exposing it and making others accountable.
You can send the darkness, and those who operate in the dark, your light and your love, and you can still enjoy your world. You can take what is right and beautiful and filled with light on planet Earth and use it to co-create the new Earth, the Earth of the fifth dimension. You don't have to defeat the darkness in order to do this.
So at times, you will notice that those who are operating in the dark will get in the way of your enjoyment of planet Earth. But if you let them ruin your experience of planet Earth, then you give them more power. If you let yourself be lowered vibrationally to their level in an attempt to defeat them, then you will have lost your connection to the light.
You don't have to worry about those who operate in the dark defeating you, and you don't have to worry about them preventing you from ascending. All you need to do is understand that they represent something that is sometimes hidden from the light within you, and use their presence as an opportunity to heal yourself and to become whole. The whole you is what will make the journey to the fifth dimension.
We are the Arcturian Council, and we have enjoyed connecting with you."
Share Our Messages with Love and Gratitude
LOVE US @ MeWe mewe.com/join/lovehaswon
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Abstract:

A new proportional weighting algorithm is proposed to bridge multiple-race counts to single-race estimates based on 2010 Decennial Census data. The proposed weighting method is based on Census data alone with traceable procedure and reproducible results. It enables researchers to estimate population size of any race category of interest at any level of granularity stratified by other demographic information available in the Census data. If researchers have specific criteria or priorities for classifying certain races, the proposed algorithm can be easily modified to meet their specific needs. The new algorithm provides an intuitive and straightforward alternative for determining single-race population estimates. As an illustration of this approach, we provide the population estimates of the five most populous ethnic groups in Hawaii using the 2010 Census data.

Population Review – Sociological Demography Press
Published: May 3, 2018
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Although I frequently bemoan that my kids didn't come with an instruction manual, I got to be real. It ain't like I'd follow the instructions anyway. I'm pretty sure I'd know better than the book. (Heads around the globe are nodding in agreement: Yep.)
So, while I learn that parents are just regular people doing the best they can, it doesn't mean that they aren't fair game.
For the past 37+ years, my mom has kept this corsage I received from my great uncle Revis on my first birthday. This is an incredible feat considering that we've moved several times, and proves once and for all that I must be her favorite. (Insert raucous laughter here.)
We watched an episode of Duck Dynasty last night where Willie was helping Phil move Miss Kay's new couch(es). The youngest brother, Jeb, just laid around and when the dogs nixed the new couch, the parents gave it to him. For free. A fine example of family dynamics that seemed
hauntingly back-achingly familiar.
After emptying a barn o' stuff this weekend and attempting to sell it to people for a nickle, we had to repack all the crap that didn't sell. If I had a lick of sense, I'd have bought it all and thrown it away in the dark of night.
Or sent it to the brother to whom it belongs:
I'm putting e'rybody on notice. Next year I'm having and/or attending a Derby Party. No Sale on the Trail for me. It's hats, mint juleps and some horse racing in 2014.


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People are flooding social media this week with a hashtag, #MeToo, in hopes of demonstrating the magnitude in which sexual assault and harassment are an ongoing, and unacceptable, problem.
The chain message instructs users to write "Me Too" in their social media status.
Suggested by a friend: "If all the women who have been sexually harassed or assaulted wrote 'me too' as a status, we might give people a sense of the magnitude of the problem."
It's uncertain who started the trend, but it's taken off like wildfire in the last 24 hours, doing exactly what it was intended to do: shed light on the magnitude of this problem.
Celebrities even got in on the trend, which hits close to home in wake of Harvey Weinstein's alleged history of sexual abuse and harassment of women.
The Hollywood movie mogul first drew attention last week when the New York Times released an investigative report accusing Weinstein of sexual assault, harassment and even rape. Since the scandal first broke, more than 35 women have stepped forward with their own personal accounts of sexual harassment, abuse and rape by Weinstein.
Alyssa Milano is just one of dozens of celebrities who Tweeted a photo of the movement's instructions with a message that said, "If you've been sexually harassed or assaulted, write "me too" as a reply to this Tweet.
Milano is not one of the women claiming to have been sexually harassed by Weinstein. Still, a woman who knows what it's like to endure sexual harassment in the workplace, Milano took to her blog, penning some thoughts of her own in a post called "My Comments on the Harvey Weinstein Scandal."
"While I am sickened and angered over the disturbing accusations of Weinstein's sexual predation and abuse of power, I'm happy—ecstatic even—that it has opened up a dialogue around the continued sexual harassment, objectification and degradation of women," she writes.
Milano, who is friends with Weinstein's now-estranged wife, said she's passionate about women's rights—both in, and out of Hollywood.
"Sexual harassment and assault in the workplace are not just about Harvey Weinstein," she wrote." We must change things in general. We must do better for women everywhere."
Share this story with your friends, and join the "Me too" movement today.


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Helping Ubuntu devices users
In a recent conversation we thought it'd be a good idea to share tips and tricks, suggestions and ideas with users of Ubuntu devices. Because it'd help to have it available immediately on the phone, an app could be a good idea.
I had a quick look at it and after some discussion with Rouven in my office space, it looked like hyde could fit the bill nicely. To edit the content, just write a bit of Markdown, generate the HTML (nice and readable templates - great!) and done.
Unfortunately I'm not a CSS or HTML wizard, so if you could help out making it more Ubuntu-y, that'd be great! Also: if you're interested in adding content, that'd be great.
I pushed the code for it up on Launchpad, there are also the first bugs open already. Let's make it look pretty and let's share our knowledge with new Ubuntu devices users. :-)
Oh, and let's see that we translate the content as well! :-)


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The thickness of a primary malignant melanoma tumor is the most important prognostic indicator for a patient with primary cutaneous malignant melanoma. To optimize the management and treatment of melanoma patients there is an unmet need to identify characteristics that can further stratify melanoma patients into high or low risk for progressive disease. Despite numerous studies no single marker has yet been shown to add significant prognostic information. An algorithmic approach, combining data from several markers provides an attractive model to identify patients of increased risk of dying from malignant melanoma. The primary aim of the present study was to analyze the correlation between clinical outcome and protein expression patterns of multiple proteins in malignant melanoma tumors using immunohistochemistry and tissue microarrays. Candidate proteins were identified based on a selective and differential expression pattern in melanoma tumors and tested in a cohort of 143 melanoma patients. Protein expression was analyzed using both manual scoring and automated image analysis-based algorithms. We found no single marker of prognosis that was independent of tumor thickness. When combining potential prognostic markers we could define a prognostic index, based on RBM3, MITF, SOX10 and Ki-67, that was independent of tumor thickness in multivariate analysis. Our findings suggest that a good prognosis signature can be identified in melanoma patients with tumors showing a low fraction of Ki-67 positive tumor cells and a high fraction of RBM3 positive tumor cells combined with low intensity levels of SOX10 and MITF.
The incidence of cutaneous malignant melanoma has increased dramatically in Caucasians the last few decades, an increase that is partly explained by altered sun exposure habits. For the individual patient, with a localized disease, the tumor thickness of the excised lesion is the most important prognostic factor. However, there is a need to identify characteristics that can place patients in certain risk groups.
In this study, the protein expression of multiple proteins in malignant melanoma tumors was studied, with the aim of identifying potential new candidate biomarkers. Representative samples from melanoma tissues were assembled in a tissue microarray format and protein expression was detected using immunohistochemistry. Multiple cohorts were used and for a subset of proteins the expression was also analyzed in melanocytes in normal skin and in benign nevi. The immunohistochemical staining was evaluated manually and for part of the proteins also with an automated algorithm.
The protein expression of STX7 was described for the first time in tumors of the melanocytic lineage. Stronger expression of STX7 and SOX10 was seen in superficial spreading melanomas compared with nodular malignant melanomas. An inverse relationship between STX7 expression and T-stage was seen and between SOX10 expression and T-stage and Ki-67, respectively. In a population-based cohort the expression of MITF was analyzed and found to be associated with prognosis. Twenty-one potential biomarkers were analyzed using bioinformatics tools and a protein signature was identified which had a prognostic value independent of T-stage. The protein driving this signature was RBM3, a protein not previously described in malignant melanoma. Other markers included in the signature were MITF, SOX10 and Ki-67.
In conclusion, the protein expression of numerous potential biomarkers was extensively studied and a new prognostic protein panel was identified which can be of value for risk stratification.


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1913 U.S Barber Quarter Good
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Live updates
Plan for young people to stay longer in foster care
Plans have been announced for young people in foster care to be able to stay with their foster family until they are 21 instead of 18.
Some will be able to stay until they are 25 if they are completing an agreed programme of education or training.
The Welsh Government believes the new arrangements will help ensure young people do not experience a sudden disruption to their living arrangements, which can have a negative impact on their education, training or employment or in developing their skills to live independently.
The changes are being introduced as part of wide-ranging reforms to Welsh social services in April 2016, when the Social Services and Well-being (Wales) Act 2014 comes into force.
Lack of foster parents forcing siblings to separate
More than two fifths of children are being separated from their siblings every year in Wales because of the lack of foster parents.
That's according to the findings of a freedom of information request by charity Action for Children.
The charity says splitting up siblings can cause feelings of loss, abandonment and can affect mental health.
More foster families needed in Wales
At least 550 foster families are needed across Wales this year to provide stable, secure and loving homes, according to the Fostering Network.
The charity says foster families are needed to ensure the record number of children who come into foster care find carers who are right for them and are available now.
More foster families are particularly needed to provide homes for children with disabilities, sibling groups and teenagers.
Freda Lewis, director of the Fostering Network Wales, said:
"Children and young people come into care for a wide range of reasons, but all come needing professional, dedicated and compassionate support.
"Foster carers are remarkable people who open their homes to some of society's most vulnerable and disadvantaged children and young people. Fostering services are working really hard to find more foster carers, but recruitment remains an ongoing challenge."
Figures show more than 4,000 children are already living with over 3,500 foster families in Wales.
Foster care leaving age: Families say 'law must change'
Foster families who have experienced problems arising from foster children leaving home too soon have told ITV News the law must change.
Currently children as young as 16 in foster homes are being told they have to leave and live an independent life - but charities say that can have a devastating effect.
The Welsh Government says it is already working on a pilot scheme, 'When I Am Ready', to enable young people to remain with their former foster carers beyond the age of 18.
Welsh Government 'piloting foster care scheme'
Responding to calls to raise the age at which youngsters are made to leave foster care, the Welsh Government says an 'increased age' pilot scheme is underway.
It said: "Work has already begun with the WLGA and ADSS Cymru to introduce the 'When I am Ready' scheme in pioneer areas to enable young people to remain with their former foster carers beyond the age of 18.
"The scheme offers young people choice and control over their placement and gives them support when they decide they are ready to move on.
"Many of these young people have already had disrupted lives and they may lack the stable support network needed to move on to independent living, yet they can find themselves moving out of their foster family home when they are much younger than their peers.
"Local authorities are already under a number of statutory duties to prepare and support young people leaving care to make the transition from care to independent living.
"'When I am Ready' pilots are underway until next spring and we will use the lessons learned in these areas to develop guidance to apply across Wales.
Local authorities will then need to find ways to implement the scheme in their areas and reflect this in their commissioning of placements for 18 to 21-year-old care leavers."
Those leaving foster care later 'more likely to achieve'
- Action for Children's report 'Chance to Stay' reveals young people who stay in foster care achieve more qualifications (55%) and are less likely to be involved in alcohol and substance misuse than those who leave by the age of 18.
- The report also reveals that those who leave care at 18 could cost the UK and Welsh Governments an estimated £131,000 more per person in benefits and public service support than those who leave care later.
- Currently young people in care must leave at the age of 18, and some as young as 16, even if they do not feel ready to live alone. The average age other young people choose to move out of the family home is 24.
Action for Children: Many care leavers 'not prepared'
Action for Children's chief executive says most parents 'wouldn't dream' of asking their children to leave home unless they were ready to - and believes children in the care system should be afforded the same privilege.
'Increase foster care age to 21' say campaigners
Fostering and children's charities wants to change the age young people leave foster care.
Currently young people must leave at 18 but a campaign is calling for the Welsh Government to raise the age to 21.
The Welsh Government say a pilot scheme is already in place.
Carer shortage prompts fears of a foster care 'crisis' in Wales
A leading foster care provider has warned that Wales is on course for a fostering crisis.
Action for Children says there's already a shortage of carers here - and the problem's getting worse, because many potential carers don't think that they're eligible to foster.
Its research found that half of people in Wales wrongly think those over the age of 55 can't foster.
36 percent think you can't do it if you live in rented accommodation - and 12 percent believe men can't be the main carer.
Tom Sheldrick has been to meet one man from the Rhondda Valley who's proved that's very much not the case.
Ex-Dragons' Den star: Foster care is 'society's band-aid'
Former Dragons' Den star Richard Farleigh told Daybreak he views foster care as "society's band-aid".
Farleigh, who was taken into foster care at an early age, said fostering "repairs cases and puts children back into society".
He said being fostered "completely changed my life":


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On Thursday, May 3, the best and brightest history students in Illinois competed in the Illinois History Day contest in Springfield. Among the students were top participants in the northern Illinois regional competition, held on Saturday, Feb. 24, at Northern Illinois University.Read more
Regional History Fair seeks volunteer judges
Volunteers are needed to judge student papers or projects for the 52nd annual Northern Illinois Regional History Fair, scheduled Saturday, March 1, 2014, on campus. Each year, students in middle school and high school write research papers, design websites, create exhibits andRead more
NIU, community financial literacy projects join to expand educational impact across region
Whether the stock market goes up or down, NIU financial literacy programs have been teaching people how to make good economic decisions for more than 60 years. University and community organizations now are coming together to bring more attention and resources toRead more


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We believe so...
The audio/visual industry has grown up to be a multi-billion dollar business around the globe with many manufacturers touting that they have a "no-nonsense" and "without compromise" approach to designing and launching new products. This has led to spiralling costs for consumers to, often, eye-watering prices for products that seem to offer small gains over the components that they are replacing.
What we see is an industry that has now left many in the eco-system wondering whether it is time for a change. In particular, we have met many disillusioned enthusiasts who are looking for more with their hard-earned cash and dealers that are becoming increasingly pressurised to make sales to keep their businesses going. It is our experience, in fact, that dealers are being forced to offer discounts because of the pervasive nature of the Internet and buyer awareness of multiple retailers offering the same product. Our own retailers have shared their experiences of performing product demos to lose the sale to another retailer prepared to offer a discount. Although this may be perceived as beneficial to you, it is actually very damaging for the industry as a whole and restrictive manufacturers' ability to innovate.
In our analysis, we have learned that the value chain has become laden with services and taxes that add little value to the actual product that has been developed. For example, take a component with a hefty $18,000 retail price and ask yourself where all the money is spent. Typically, in European countries, around 20-25% of that is VAT. So we get to a net price of around $15,000 excluding sales taxes.
OK, so now we have to ask ourselves "where else is the money spent?". Often manufacturers rely on distributors to get the goods from plant to country and, ultimately, the retailer. This can be as high as 40%. Then there is the retailer too. Typically, traditional retailer markups are around 40-45% so we end up with a released-from-factory price of approximately $5,000. So, for a product that retails at $18,000, you are spending all this money that only delivers $5000 to the designers, makers and testers of the product.
Let's think about that for a few minutes. The manufacturer needs to spend weeks, months or even years developing the product and then to determine the manufacturing processes, procure the raw materials, set up the tooling and then make. After this, they need to get the product through certification for all global markets, testing each unit before it is packaged and sent to the destination country. This is in addition to the sales and marketing that the manufacturer spends in order to promote their products.
For the remaining $13,000 or 72% of the final retail price, you are paying for people assuming risk, setting up expensive demonstration facilities and, quite candidly, sales and taxes. When you have more than 70% of a retail price in sales and taxes, you often end up with the inevitable when there is a cashflow problem in the chain. This is why we often see bargains on eBay or other so-called after-market dealer sites. I use the word bargains with some degree of cynicism here.What seems like a bargain is actually a realistic price and I would be very surprised whether they are considered a bargain but, more accurately, a correct perceived value.
So the next time you are considering making a purchase of a high-end component whether it is $2,000 or $50,000, ask yourself "how is this getting to me?". You could even build yourself a simple spreadsheet to calculate how much of your hard-earned cash is going into the design and production of the product itself.
At Quiescent it is our belief that the current demonstration and sales approach is flawed and prevents real value being delivered to our customers. This is why we have adopted an approach that is designed to allow our Sales Consultants to provide demonstration equipment owned by us and that you get to listen to a product that, intrinsically, has more value built into the product itself. It is also why we have decided to add the Vertex Classic range to Quiescent allowing you to benefit from saving in excess of 22% over previous retails prices.


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Full Article
Self~Empowerment: Today's Self-Communicate – 05/20/18~
Today's self-empowering communication to positively affect yourself:
Repeat with me: I AM SUCCESS EVERY MOMENT!
"I am not excusing myself from a better day today! I am not excusing myself from an awesome life filled with better moments and experiences! I am not excusing myself with negative emotions and bad reasons to enjoy myself, enjoy others, and enjoy every blessing along my way…"
to continue a greater life!
Great day to you, as a great day continues~
Edward F. T. Charfauros
Life Guide and Author
Source: http://www.lifeguidance.support/blog/post/selfempowerment-todays-selfcommunicate--052018


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Advent Calendar 2018
Rookery Manor Advent Calendar 2018!
25 Days of Festive Fun
Welcome to Day 1 of the Rookery Manor Christmas Advent Calendar 2018!
Throughout December, we will be revealing a series of special treats each day with our very own online advent calendar.
Stay tuned for daily treats, offers and festive fun. We are brimming with festive cheer and have plenty to get you in the Christmas spirit!


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Introduction: Treadle Pump - a Simpler Valve Solution
A very simple inlet/outlet valve system for reciprocal action water pumps - it really couldn't be simpler... 2 x 8" to 10" lengths of bicycle inner tube and nothing else.
See the last step in this Instructable for an explanation of how the valves work and to see a short movie of the pump working.
This Instructable shows how to make one barrel of a treadle pump in order to show the valve system working.
Tools needed
Scissors or a sharp knife
A spanner
A hacksaw
Materials needed
A bicycle inner tube - doesn't have to be new or in serviceable condition
The rest of the pump cylinder
Less than 1m of 50mm PVC pipe
2 T joints
An end cap
8 large metal washers
8 nuts
An old flip flop
Bicycle inner tube = free from a local bike repairer... it was beyond repair.
The rest of the pump cylinder
PVC fittings = $3.80
Threaded bar, washers and nuts = $1.50
Old flip flop = free... worn and broken beyond repair
Grease = maybe around $0.10
Rob Rushworth
Aziza's Place, Cambodia.
Teacher Notes
Teachers! Did you use this instructable in your classroom?
Add a Teacher Note to share how you incorporated it into your lesson.
Step 1: Principle
A bicycle inner tube has a circular shape, and when straightened - or moved against its intrinsic shape, the inner tube kinks closed.
This self-closing ability is the principle behind the valve system.
Step 2: Inlet Valve Assembly
Follow the notes on the photos...
Step 3: Pump Barrel and Plunger
Take a length of 50mm PVC pipe and another T junction; put the T on the pipe. This is the pump barrel.
To make the pump plunger, cut 2 x 50mm circles from an old flip flop with a sharp knife, then finish their edges with sandpaper for a good fit inside the pump barrel.
Cut a hole in the centre of each plunger to accommodate a length of threaded bar.
Put the plungers onto the bar 2 to 3 inches apart and secure them with a large washer and nut on each of their sides. The bottom plunger should be as level as possible with the end of the threaded bar.
Add a good amount of grease to the upper side and edges of the lower plunger, then run the whole assembly into the pipe.
Using anything handy, make a "stopper" for the threaded bar that will not allow the bottom plunger to pass down beyond the end of the 50mm PVC pipe and into the T - I used 2 more washers and nuts to hold a car exhaust support rubber in a good position... so stopping the bottom plunger 5mm short of the end of the PVC pipe.
Make a pump handle from another 2 washers and nuts at the top end of the threaded bar.
Using a short section of PVC pipe, fit the inlet valve assembly T to the pump barrel T.
Step 4: Outlet Valve
The outlet valve fits onto the upper T.... stretch 8" to 10" of inner tube over the T and leave it outside the pump barrel and pointing "down".
Don't leave a longer inner tube outlet as shown in the picture, which is only to show the pipe kinking. A longer outlet will have multiple kinks and may twist itself entirely closed.
Place the pump in a bucket of water, bend the inner tube against itself to lead up and out of the water, and start pumping.
The first 1 or 2 strokes of the pump will be "dry", so the pump may suck in air through the outlet hose - keep going until a little water/air mixture comes out of the outlet, after that the pipe closure will be good.
IMPORTANT - most of the outlet tube must be at least 2 to 3 inches below the surface of the water in the bucket for the valve to work - see the next step to find out why.
Step 5: So, How Does It Work?
1. On the upstroke, the pump pulls in water through the inlet inner tube... its kink is opened by water moving into the vacuum created inside the pump barrel.
At that point, the outlet valve is already pressed closed by water pressure from the water in the bucket. This pipe closure begins at the kink in the pipe and is magnified as the upstroke progresses by the suction created within the outlet inner tube, which is pressed entirely flat along its length at the end of the upstroke. At the end of the upstroke, the inlet valve naturally closes as the water flow through it stops.
2. At the beginning of the downstroke, the inlet tube is already closed at its kink. This closure is magnified by the pressure within the pump barrel as the inlet tube cannot straighten to allow water to pass.
At the outlet tube, the pressure from within the pump overcomes the water pressure on the outside of the tube from the water in the bucket, opening the kink in the outlet inner tube and providing an escape for the pressurised water within the pump barrel.
For a short video of the pump working, see here.
The next step is to enclose the outlet tube within a large diameter pipe so that pumped water can provide the back-pressure needed to close the inner tube valve, and to feed a pipe to the pump inlet . This would remove the need for the pump to be immersed to work.
*Update - the valves work equally well when the pump is not immersed. The pump outlet valve/pipe was fed into another T and set up in the same way as the inlet valve on the pump barrel. This allows the new T and new barrel to hold the head back-pressure without that pressure re-opening the valve - see picture 3.
Video of the pump working without immersion.
Cost of further PVC parts = $4.05
Original parts = $5.40
total = $9.45
Valves proven, pump next...
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Morning, Dream Dragon.
Here's a sketch of what happens during the pump cycle.
On the left, the water exits the pump under pressure - the intake pipe closes at its kink (K) due to water pressure.
On the right, water enters the pump and the outlet pipe is closed at its kink (K) by the weight of water in the bucket and evacuation of water from the outlet pipe.
I'm not sure that I completely understand the operation of the inner tube as "inlet valve" perhaps some diagrams of the pump cycle would help?
All in all though a very interesting project a simple pump that is easy to make, maintain and replace. Excellent work.


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Time For Action. Next month to be exact. Luckily you still have time, and there's no time like the present. Order any items you need now for making it a smooth and hassle free Christmas period. Check out some of our essential winter must haves.
With the shortest day of the year still to come, dark nights and bad weather make keeping your outdoor areas well lit not just a safety issue, but a security one as well. Inside, wet or muddy floors can increase the risk of slips and falls, so it pays to keep them clean. Minimising the ingress of snow, ice and mud into your premises is simple if you dedicate an area where staff can change out of winter attire
Who remembers our newsletter last year?! Our managing director, sales director and sales manager all dressed up in pink bras and tutu's last year to raise awareness and help raise money for this amazing charity.
Helping our customers by informing them of products that they may need to complement the purchases they make
A shutdown is a scheduled closure within a company so that improvements can be made to carry out work on premises & facilities for an extended period of time. During this time, work schedules may have to be modified, special equipment may have to be rented, contractors may have to be hired to fill additional labour requirements and special operations. While this work is carried out workers may be required to take annual leave.
It's time to give you a peak at some of the NEW products we have available this year, Not to mention our new reduced Pallet Feet and Pallet Truck Price!!
Okay so this isn't what you were thinking....right? No, In fact it's the launch of our
BRAND NEW 2015/2016 Catalogue.
We are so excited and pleased about taking on this project. It's just the sort of undertaking we relish - we took a brief from the client and worked with them to produce a product that meets their very specific requirements.
This seal shows that this website has the highest level of security, so you can shop with confidence.


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Hello Phil, I think it was you who advised me once through this forum, under a different username?
It was more than a few years ago, so I don't know if you'll recall, but I was wondering whether you have any published writings that you might be willing to share, and if so whether there is any way that I might purchase them from the U.S.? I am comfortable with email.
Forgive me if I've mistaken your profession, or if I've got the wrong person entirely. Thanks.


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Do Jews go to hell? Do the mentally handicapped have Original Sin if they cannot confess, like wise for the deaf and dumb?
The answer to the first part of your question Juanito is John 1:11 He came unto his own, and his own received him not. 1:12 But as many as received him, to them gave he power to become the sons of God, even to them that believe on his name: Jesus came to His chosen people and most of them rejected Him. But these verses don't stop there. They also say that the Jews that did receive Him, He saved. Most of the Jews were looking for the Lion of Juda first, and ignored the fact that the Lord had to come as the Lamb first. So the facts are that if the Jew accepts the Lord Jesus Christ as Messiah they will not go to hell but if they don't they are condemned already the same as everyone else. John 3:17 For God sent not his Son into the world to condemn the world; but that the world through him might be saved. 3:18 He that believeth on him is not condemned: but he that believeth not is condemned already, because he hath not believed in the name of the only begotten Son of God.
And what about the mentally handicapped? If these who never have been able to realize they're sinners have never been convicted by the law, and know they have transgressed against God. The bible says: Romans 4:15 Because the law worketh wrath: for where no law is, there is no transgression. 4:16 Therefore it is of faith, that it might be by grace; to the end the promise might be sure to all the seed; not to that only which is of the law, but to that also which is of the faith of Abraham; who is the father of us all, They in effect fall into the category of a baby who knows no transgression and is innocent until he/she matures and realizes their sins. If they die before they reach that accountable age, they have a secure place under the Grace of God in Heaven.
The deaf and the blind that have the capacity to reason, all face the same choice. Blindness and deafness are not barriers from the Gospel. Handicaps yes, but not barriers. I think it is best to note that one of my dear friends in this ministry is deaf and he is counted among the brethren. His testimony is saved and sealed until Jesus takes him home. And I have know many blind brothers and sisters in Christ Jesus, and I share the same handicap they have. That handicap is the personal sin nature that needed a Savior.


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Fixed deposits (FDs) have always been a safe bet for investors with a low-risk appetite. Mutual funds (MFs) in comparison though could offer higher returns but are risky investment options. FDs are usually compared with debt funds, which as compared to equity funds are not as volatile and fall in the low to medium risk category.
The early months of 2015 witnessed a reduced policy rate by 175 basis points (bps) by the Reserve Bank of India. As a result of this policy rate, the interest rate on FDs too got reduced marginally. Despite the fall in the interest rates, most low-risk investors still prefer FDs over debt funds, for the fact that the FDs assure a fixed return.
Here is a comparison made between mutual funds and fixed deposits.
Want assured returns? Go for FDs
FDs promise a fixed return based on the rate of interest offered at the time of subscription. The returns are usually higher than a savings account, yet they vary depending on the investment tenure. However, interest rates promised at the time of investment are guaranteed and cannot be altered or changed.
Some financial institutions offer returns on FDs as high as 8%. Bajaj Finance Fixed Deposit is one good option that offers an annual return of 7.85%, which can be increased up to 8.2% for tenures between 12 and 60 months.
In comparison, MFs offer no constant or uniform gains and are subject to market activities and movement.
FDs are a good option during emergencies
Emergencies can arise at any point in life, which may demand you to look for your savings. Both MFs and FDs allow you to withdraw money prematurely, after paying an exit load or a penalty. The latter though allow you to instead go for a loan against your FDs, which could be cheaper than other loans in the market. Some banks offer up to 90% of the principal as loan amount. But investing in mutual funds doesn't have such advantage of supporting during liability crunches.
Tax liabilities: MFs may have a slight edge
When it comes to investments anything less than three years, tax liabilities are the same for both MFs and FDs. However, withdrawal of gains in MFs, attract much less tax as compared to tax on interest gained from FDs. This is for the fact that MF returns are considered capital gains and interest earned on deposits is considered income.
If the interest earned through an FD account exceeds Rs 10,000 in a financial year, financial institutions may deduct tax at source at 10%, unless the investor makes a submission through Form 15G that he/she does not have any taxable income.
Zero investment costs on FDs
Fixed deposits come with a zero-investment cost. In comparison, mutual funds may have – depending on the scheme of investment – an entry load and an exit load, besides other annual expenses, which could range from 0.50% per annum to 2.25% per annum for debt funds and up to 3% for equity funds.
The choice between mutual funds and fixed deposits ultimately depends on the investor's risk appetite. If you have a low-risk appetite and are looking for an assured return at the time of maturity, fixed deposits are the best option for you.
Source : Fixed deposits vs Mutual Funds


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Mapping the Invisible: Overwhelmed by Fact
When I began with this installation project, I was very daunted by both the size, and the pressure to deliver such a poignant message. My installation hopes to "overwhelm by fact". Once you enter you are faced with a monitor that has numbers that are moving at a rate of three digits per minute, which reflects the number of people that are becoming refugees. This is based approximately on recent refugee toll consensus. Behind the numbers are pictures of the many important historical and cultural sites that were bombed by the IS in Iraq and Syria. To the left is Iraq, to the right Syria. The backgrounds of both walls are statistics: good, bad, mundane, everything I could find, statistics to us have become numbers, the idea is to make you notice that you don't care anymore. In front of these statistics will be screens playing videos- videos of violence, dance, poetry, war, culture: life. Life still goes on despite war, statistics can help us forget that and other the victims of war and injustice, let me now overload you with all the images you half pay attention to all day, maybe then, you will be affected.
As a design piece, my installation proved many challenges. I was originally planning on using the metal structure that the visionaries used in their sculpture, when visiting their site and walking through their space I was really inspired by the idea of being enveloped by art, on all sides, the potential for delivering maximum affect. But with circumstances of Formal and rain, I had to consider other options for my base structure. My solution turned into an attempt at carpentry that went better than expected. I was at first worried about my ability to be able to use tools for the carpentry process, however I became very rudimentary in my design and reverted to nails and hammers for the construction of the entire structure. The biggest struggle came when I realized that Home Depot only cut straight lines and couldn't make cutouts in my wood pieces—this was a problem because I needed spaces for the wires to connect the LCD screens to the power source and computer. This caused a drastic shift in my thinking: I discarded the LCD monitor idea and decided to go with tablets. After being able to recruit enough friends to lend me tablets, I was able to then puncture holes with a screwdriver just big enough for the small chargers to go through. I was then left, with one more challenge. I had thought the easiest part was going to be making this ticking refugee toll, I was sorely mistaken. I soon learned that coding knowledge was needed for this, knowledge that I did not know. Through some pleading and favors someone from the coding class made me a program that would make the numbers increase, it apparently wasn't that complicated. What became complicated however was that this program could only work on a computer… and my installation couldn't support an LCD monitor anymore. I solved my last and final issue by finding by the grace of app makers an app that converts allows you to remotely control your computer through your tablet, thus allowing the coding program to open and be displayed! The process was tumultuous and stressful. From near-miss hammer and nail accidents to the logistical nightmare of moving it into Heimbold, I have gained both respect and admiration for the sculpture process, but have never more understood the danger of underestimating time.
I had never thought of mapping in such a physical and three dimensional way before both this class and the undertaking of this project. Even the basic physical lines of life represent a potential for signs and mapping, both visible and invisible. Through this project, I really hope to make you feel invisible—the life of the ordinary man Syria/Iraq—through bombarding you with the visible that we're shown every day. The life that still goes on is a notion that the news likes to squash. Its like we want to believe when a country is at war, there is nothing else their citizens can be doing but "being at war", but hey, look at that—divorce rates increased, I guess lawyers got more popular—but no one cares, right? Because war is numbers, deaths, dollars, drones, who cares Iraq's unemployment rate finally improved?


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Untitled Supper Club
111 W. Kinzie St., Chicago IL 60654
- untitledchicago.com
- (312) 880-1511
- (312) 464-0821
Untitled offers dinner and nightly live entertainment. We boast 550+ American whiskeys and can accommodate 12-750 guests for private events.
Zagat Rated
Michelin Rated
Group Menu
Private Dining Available
Max Restaurant Capacity 500
Permanent Stage
Private Meeting Space Available
Max Venue Capacity 750
Total Square Footage of Meeting Space 18000
Video Conferencing Available
Max Capacity, Banquet Style (Seated) 250
Max Capacity, Reception Style (Standing) 750
Max Capacity, Theater Style 350
Complete Buy-out Available
In-house/Exclusive Caterer(s)
On-site Audio/Visual Equipment
Largest Room, Square Footage 18000
Largest Room, Max Capacity 750
Exhibit Space Available
Largest Room, Banquet Capacity (Seated) 250
Largest Room, Reception Capacity (Standing) 750
Largest Room, Theater Capacity 18000
Number of Meeting Rooms 4
ADA Compliant
ATM Machine On-site
Live Music
Dress Code
Restaurant(s) On-site
Public Space Wi-Fi Available
Reservations Accepted
Valet Parking Available
Late Night
American Express
Miles from McCormick Place 3.0
Miles from Navy Pier 1.5
Miles from Midway Airport 15.0
Miles from O'Hare Airport 24.0


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It was a deep desire to affect change, create something beyond themselves, and make a difference in the lives of other men of color during their Spring Hill College experience that spurred Jamal Encalade '17 and a handful of others to act and create the Men of Color Council Legacy Chapter.
The Council's mission focuses not only on providing a voice to minority students and increasing the diversity of social programming on campus, but on impacting all areas of Spring Hill College from recruitment to advancement.
The group is open to male students of any race or ethnicity, and members are required to also hold a leadership role in another campus organization such as SGA or the SpringHillian Ambassadors. Founding members include Travis Cummings '17, Brandon Myers '18, Derrick Robbins '17, Syrus Slater '17 and Joshua Moore '17, and the group has received more than 11 new membership applications this year alone.
"This isn't about today; this is about tomorrow," Encalade said. "This is about students being able to have a voice. This is about younger students now coming in and seeing themselves in leadership roles on campus."
The Men of Color Council is a nonprofit organization that began in 2003 at Cornell University. The Spring Hill chapter, in its second full year, was the first to be established at a different institution. According to Encalade, the Spring Hill chapter has its own mission, and its focus rests on cultivating and maintaining a unified network of minority males by emphasizing the importance of brotherhood, service, and academic and professional development.
"Our chapter needs to represent the Jesuit ideals that Spring Hill stands for. I want us to be active and have a say in the direction the school goes in because it's about making sure that Spring Hill is a beautiful place for everyone," Encalade adds.
"We have our own agenda of things we are trying to accomplish to benefit students of color, but at the end of the day, our mission would be void if we weren't trying to enrich our Spring Hill community," said Jamal Encalade '17, co-founder and chairman of the Council.
The group is accomplishing this by working closely with a wide variety of campus departments and leaders. Kendrick Dunklin, council staff advisor and director of admissions, has been involved with the group since its inception and said he feels the organization is a needed addition on campus.
As a graduate of Spring Hill, Dunklin understands the situation firsthand. "My goal is to have students come to Spring Hill and have a true college experience -- not feel like they have to be uncomfortable because of who they are -- and not have to try to struggle to find something to do on campus," Dunklin said.
"The young men involved in the Council are incredible role models. And they're holding people around campus accountable for looking at certain issues. These young men are standing up and asking us to look at how we're treating --not just black men -- but how we're treating all minority students on campus and how we treat minorities in the world," Dunklin said.
Encalade and other members of the Council see administrative and institutional buy-in as key to their impact on campus. At the beginning of the current academic year, the Council added Jeremy Moore, director of career services at the college, as a second staff advisor to help with the professional development aspect of the mission.
The group's impact on the student body is evident from its work on social programming, such as coffee breaks, talent show, and unity demonstrations. Members have even taken up the topic of more diverse class offerings with professors and the provost's office. "The Council affects both recruitment and retention by providing a much-needed resource for minority students to identify with," said Robert Stewart, Spring Hill College's vice president of enrollment.
The Council's reach extends far beyond the campus, however. Rooted in Spring Hill's commitment to service, members participate in visits to area nursing homes and partner with local schools on community engagement initiatives from mentoring programs to college exposures programs. And Encalade stresses the power of philanthropy and alumni support with MOCC members. "Our members must realize that in order for the organization to last, they have to support the college after graduation," he notes.
And involvement with the national council extends the group's commitment to leadership even further. Spring Hill currently has two representatives on the newly formed alumni board for the national council: Encalade serves as the director of membership and expansion and Travis Cummings '17 is its director of communications.
MOCC members pictured above: front row: Quendarius Roberts '17, Syrus Slater '17, Brandon Myers '18, and Travis Cummings '17; back row: Jamal Encalade '17, Kameron Powell '19, and Joshua Moore '17.


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Jobs Without Higher Schooling
Historically, in the United States, there has all the time exist a tension in larger education between the education of the individual and the achievement of particular and pragmatic objectives. Instructing expertise (minimum 3 years) in Additional or Increased Education in a subject space related to the unit(s)…. Purposes ought to clearly describe how you meet the minimum necessities (training, experience, and data, expertise and talents) for the place.
With nearly 18,000 registered job-seekers, three,000 school and workers jobs, and a couple of.5 million distinctive web site visits per yr, NE HERC gives the largest higher education job board in New England, as well as a neighborhood of 62 member institutions sharing finest practices and taking part in strategic networking events and an assortment of targeted professional growth alternatives every year.
Expertise working with students or in a better training setting. The enchantment of this remaining objective is evident: a …


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What Is a Georgia Money Transmitter Bond?
Are you considering creating a Georgia money transmitter company? The operations of money transmitters in the state are regulated by the Georgia Department of Banking and Finance. Among the main criteria you have to satisfy is posting a money transmitter bond.
What's the purpose of getting bonded? The Department aims to guarantee that you will follow the law in your work as a money transmitter. The bond can provide a fair compensation for harmed parties if you breach the law.
The Georgia money transmitter bond works as a contract between three entities. Your money transmitting company is the principal. The obligee is the state Department of Banking and Finance. The surety is the third party that provides the bonding.
Questions about Money Transmitter Bonds in Georgia
In which cases do I have to obtain this bond?
The Georgia Department of Banking and Finance requires all entities that want to conduct money transmitting operations in the state to get licensed. The procedure is handled by the Nationwide Multistate Licensing System and Registry (NMLS).
One of the main requirements you have to meet when getting your Georgia money transmitter license is to provide a surety bond. The amount should be $100,000, but the Department may increase it up to $2 million if it sees it necessary. You have to use the official bond form. The bond you provide guarantees your compliance with all applicable Georgia laws and rules.
What is the Georgia money transmitter bond cost?
You have to obtain a $100,000 bond in order to get your state license. In some cases, the required amount may be increased to any amount up to $2 million. The bond amount is different from your actual cost, which is the bond premium. It represents about 1% and 5% of the amount in case you can demonstrate strong finances.
The surety bond cost for money transmitter bonds is formulated after a careful consideration of your personal and business financials. The most important factor may as well be your audited business financials, but your surety will also consider the business owner's personal credit score and assets and liquidity. For money transmitting businesses, the type of currencies that you handle may also affect your bond price. In general, the more stable your overall profile is, the smaller your bond premium is likely to be.
What if I have bad credit?
Getting a money transmitter bond with problematic finances can be tough. The main factor that will affect the bonding decision is your audited business financials. Since the bond amounts are considerable - from $100,000 to $2 million, the documents should be convincing enough, so that we can extend the surety backup for you.
Need more details about the bonding process? We have crafted a detailed How to Get Bonded page to provide you with all the information you may need.
We're here to help as well. If you have further questions, you can contact us at (877) 514-5146. Our bonding specialists will happily assist you.
What happens in case of a claim against my money transmitter bond?
The purpose of the Georgia money transmitter bond you have obtained is to ensure an extra layer of security for the state and your customers. If you fail to abide by the law, you may end up with a claim against your surety bond. This is the mechanism through which harmed parties can seek a fair reimbursement.
The claim can be up to the penal sum of your bond. At first, your surety may cover the costs on proven claims in order to ensure a fast payment to the claimants. You need to repay it fully soon after, as this is your commitment under the bond indemnity agreement. Bonds are not designed to protect you financially, so you should take care to avoid claims and the financial consequences that ensue from them.


text: By Sandy Rodriguez |Staff Writer| This is the story of how I saved myself. In 2014, life was on a downward spiral after the tough moments of life simply got to me—I reached some of the lowest moments of my life. During the school year, I visited the CSUSB Psychological Counseling Center several times. I was diagnosed with depression, which is not uncommon among college students. About 30 percent of college students report feeling depressed, which disrupt the students' ability to function in school. The week before finals in the Spring 2015, I decided to finally get on mood stabilizers, a common treatment for those diagnosed with depression. They made me drowsy, so I stopped … [Read more...] about My Rise Above the Blue Funk