text:
UAE to be first Middle East country to witness 'RuPay card' launch during Modi's visit
The UAE will be the first country in the Middle East to witness the launch of RuPay card, "an Indian indigenous equivalent of Mastercard or Visa," during the visit of Indian Prime Minister Narendra Modi this weekend, a top Indian diplomat told the Emirates News Agency, WAM.
"A Memorandum of Understanding, MoU, to establish a technology interface between the payment platforms in India and UAE, would be exchanged between the National Payments Corporation of India and UAE's Mercury Payments Services. This will enable the RuPay card to be used at point-of-sale terminals across the UAE," Navdeep Singh Suri, the Indian Ambassador to the UAE, said in an exclusive interview on Wednesday.
"The UAE is the largest and most vibrant business hub in the region. It hosts the largest Indian community, receives the largest number of Indian tourists and has the largest trade with India. By becoming the first country in the region to introduce the RuPay card, we expect that each of these elements of tourism, trade and the Indian diaspora will benefit," he explained. India had already launched RuPay card in only two foreign countries – Singapore and Bhutan, the envoy said.
"We will have substantive bilateral discussions to further deepen our relationship across multiple sectors during the Prime Minister's visit," Suri said. Ahead of Modi's visit, the Indian Embassy has completed establishing the system to issue India's newly introduced 5-year multiple entry tourism and business visa for Emiratis. "We are required under our regulations to obtain biometric data of the Emirati applicants on the first occasion and I am happy to say that we have now established these systems across the BLS Service Centres in UAE [the Indian Embassy's outsourced centres for passport and visa services]," the envoy revealed.
A commemorative stamp of Mahatma Gandhi that would be released on the occasion of his 150th birth anniversary during the Prime Minister's visit, is another exceptional gesture by the UAE Government to acknowledge the role of Mahatma Gandhi in India's freedom struggle and the power of his ideas globally, he explained.
Modi will receive the Zayed Medal, the UAE's highest civilian award, during the visit. "We deeply appreciate the decision of the sagacious leadership of UAE [in this regard]," the ambassador said. The India-UAE Comprehensive Strategic Partnership developed during the past four years is expanding into areas like trade and investment, energy, defence and security, and connections between the youth. "We have witnessed a rapid increase in high-level exchanges and the establishment of a relationship of genuine trust and confidence. The close personal bond between Prime Minister Modi and His Highness Sheikh Mohamed bin Zayed Al Nahyan, Crown Prince of Abu Dhabi and Deputy Supreme Commander of the UAE Armed Forces, is not only an embodiment of this relationship but also its key driver," the envoy explained.
In the economic front, the bilateral trade touched almost $60 billion last year with a fairly balanced profile of about $30 billion of exports and $30 billion of imports, he said. "On the investment side, we have already seen sizable inflows from India to UAE in free zones like Jebel Ali, Hamriyah Free Zone Sharjah and Ras Al Khaimah Economic Zone and also in sectors ranging from manufacturing and real estate to trade and services. We have now started to observe a strong flow of investments from the UAE to India. These are particularly significant in areas such as energy, infrastructure, housing, highways, airports, logistics, food processing and the defence sector," the diplomat said.
About the deep-rooted people-to-people links that go back many a century, the ambassador pointed out that an established Indian business community for almost 100 years in the UAE, blue-collar workers, and recent steady influx of highly trained and experienced Indian professionals have made huge contributions. "However, we cannot afford to be complacent. It is important that the historical people-to-people ties are nurtured amongst the younger generation in both our countries and I am pleased to say that youth exchanges have also been identified by the leadership of the UAE as a priority area," he concluded.
Leave a Reply
Restructuring plea on the burner as Lebanon's Chances of Avoiding Default Dim
The central bank bought 3 trillion pounds ($2 billion) of Treasury bills from the government at 1%, well below market rates, according to a person with knowledge of the matter. It's expected to buy half as much again at the same rate by the end of the year to reduce the government's rising debt costs, the person said on condition of anonymity because the issue is sensitive.
News as sensitive as this go unnoticed int he market as it seems that a lot of dealings with Eurobonds have plummeted last month – all are on march maturities awarding their investors hot speculative money!!!
Some foreign holders of Lebanon's Eurobonds are expressing support for a government debt restructuring as the clamor grows among local politicians to skip a payment due in weeks.
Lebanon's cash-strapped authorities are struggling to decide what to do about a $1.2 billion Eurobond maturing in March but are leaning towards repayment for foreign holders and a swap for local investors, political and banking sources said. Lebanon, which has never defaulted on its hefty debt, is in the throes of a financial and economic crisis that has shattered confidence in banks and ignited protests against a political elite blamed for steering the country towards collapse.
A government source and two senior political sources said big differences remained over options: pay in full, ask local holders of the issue to swap for longer-dated notes delaying payment by at least 10 years, or simply not pay.
Two of those sources and three senior bankers said a swap would ease pressure on dwindling foreign currency reserves and buy time. Three sources said the government has not initiated any steps for a default scenario. At a private meeting days ago with government representatives, a number of foreign funds that own Lebanese sovereign bonds, including a $1.2 billion note due March 9, argued that the crisis-ridden country would be better off restructuring rather than paying its debt, said a person familiar with the matter, declining to identify the investors.
In a suggestion that the fallout can be contained, they said Lebanon's bonds were already discounted on their balance sheets, according to the person, who asked not to be named because the information isn't public. Most of Lebanon's bonds maturing beyond this year trade at between 35 and 40 cents on the dollar. The March notes fell around 2 cents to 87 on Thursday, still above their low of 76 on Jan. 29.
Central bank Governor Riad Salameh has told officials including the new prime minister, Hassan Diab, that he is willing to pay the debt if instructed by the government, people familiar with the talks said. He's already helped repay nearly $5 billion of bonds in the past year.
While Diab is in favor of meeting Lebanon's debt obligations this year, according to a local media report, he hasn't yet made a final decision.
The decision will come down to a choice of who should bear the cost of easing one of the world's biggest debt burdens, estimated at over 150% of gross domestic product last year, as hardships mount after months of protests. Lebanon is enduring its worst financial crisis in decades, with the central bank rationing dollars and nationwide unrest over what many fear could be an imminent collapse.
Despite a spotless record of servicing international debt, consensus is fraying in Lebanon as almost $3.5 billion in Eurobond principal and interest payments come due by June.
Payment Options
Bankers say local lenders, which hold most of the country's Eurobonds, favor a repayment to avoid blowing a hole in their balance sheets. The most recent payment of $1.5 billion, made by the central bank in November, was criticized by some local politicians who said Lebanon should instead use what's left of its reserves on buying much-needed imports.
A group of lawmakers aligned with a majority in parliament is lobbying the government to seek technical assistance from international institutions before making a final decision. They're trying to convince the premier and others that Lebanon risks a crisis and violence similar to Venezuela, which defaulted on its debts in 2017.
Legislators present at a committee meeting last week almost unanimously agreed — albeit in private conversation — that the government shouldn't pay, a lawmaker said. The debate is playing out against a dire backdrop, with Lebanon's reserves stretched thin and the economy succumbing to a recession as currency shortages worsen.
An ex-economy minister, Nasser Saidi, has called for a restructuring of public debt, while also saying Lebanon would need a bailout of as much as $25 billion that could require support of the International Monetary Fund. Former Minister of State for Information Technology Adel Afiouni has said paying off the March bond would be "wrong."
-Paying #March20 EBs from reserves is WRONG
-We don't earn markets' trust by paying EBs from reserves
-We earn markets' trust & support with credible debt sustainability & financial plan
-Restructuring is not a stigma
-Orderly restructuring is the fair & courageous decision
(1)— Adel Afiouni (@adelafiouni) February 5, 2020
The decision rests with the government, formed last month with the backing of Lebanon's most powerful military force, the pro-Iranian Hezbollah, and its allies. "The issue should be finalized next week," a Hezbollah Member of Parliament, Ali Fayyad, said in an interview in Beirut. "We need to look at all the options and study their impact and there should be a conclusive plan that doesn't only focus on paying or not paying but also a larger plan."
The central bank's net foreign-currency holdings are sufficient to pay for the near-term import bill and debt redemptions, while local lenders have enough in reserve to cover deposit outflows, according to Morgan Stanley.
"What is more important to watch is the political sentiment on the trade-off of using reserves to cover debt servicing versus imports," Jaiparan Khurana, a London-based strategist at Morgan Stanley, said in a report. "Market focus should remain on the cabinet decision." A repayment of Eurobonds may entail a controversial proposal by the central bank to get local holders of the March notes to swap into longer-dated instruments and pay foreign creditors. Salameh has told bankers that a foreign fund was interested in buying the bonds coming due next month if Lebanon proceeds with the swap.
Bonds Up
Lebanon needs to pay about about $3.5 billionthis quarter on Eurobonds
Around a third of Lebanon's roughly $30 billion of Eurobonds are held by outside investors, with the rest owned by the central bank and local lenders, according to Oxford Economics. Foreigners owned about 40% of the March bond in early December.
Lebanese banks also have billions of dollars of foreign-currency deposits tied up at the central bank.
Lebanese lenders and the government have already agreed on a plan to relieve some of the debt this year. Bankers who met with the new finance minister earlier this week agreed to lower interest rates they get on local-currency sovereign bonds, a person who attended the meeting said.
The central bank also said it would waive interest payments on the government's local debt this year. Authorities want to use the saved funds, amounting to about 2.9 trillion pounds ($1.9 billion), to reduce the budget deficit. A plan to impose a one-time tax on banks' profit to generate $400 million fell through.
…The deal helps offset higher interest rates incurred by the Finance Ministry, which last month sold $3 billion in Eurobonds to the central bank at as much as 12
It's the latest sign of how the government, effectively shut out of bond markets amid a crippling political crisis, is increasingly relying on the central bank to prevent a financial meltdown. The country has been without a functioning government since Prime Minister Saad Hariri resigned in late October in the face of mass protests against corruption and inequality
Waking Up To The Future Of Banking: UAE Fintech Startups Take On The Challenge Of Financial Inclusion
When Bill Gates famously said "banking is necessary, banks are not," Saad Ansari paid attention.
The founder and CEO of Xpence set out to innovate for financial inclusion to solve the biggest barrier facing startups in the UAE today: setting up a bank account.
Entrepreneurs in the UAE highlight banking services, and in particular the obstacles to opening a bank account, as their number 1 challenge according to entrepreneurship advocacy white paper released by Dubai Chamber and Roland Berger in 2018.
To read more click https://www.entrepreneur.com/article/337362
Abu Dhabi raises $10bln with triple-tranche bond
Abu Dhabi has issued $3bln in five-year bonds, $3bln in 10-
The government of Abu Dhabi has sold $10 billion in bonds, its first debt issuance in two years, which attracted hefty demand as the oil-rich emirate takes advantage of low rates to partly offset the impact of falling oil prices on state coffers. Abu Dhabi has issued $3 billion in
It has a rating of Aa2 by rating agency Moody's, AA by S&P and AA by Fitch, with stable outlooks assigned by all three rating agencies. BNP Paribas, Citigroup, First Abu Dhabi Bank, HSBC, JP Morgan and MUFG were mandated as joint lead managers and joint bookrunners for the 144A Reg S senior unsecured bonds, according to the document.
A 144A lets a non-U.S. issuer tap the U.S. market without registering on a U.S. exchange, while a Regulation S offering is a bond issued in the Eurobond market for international investors,
Abu Dhabi started marketing the five-year notes at around 80 basis points over U.S. treasuries, the 10-year at around 100 bps over the same benchmark, and the 30-year at around 125 bps over. High demand – in excess of $19 billion – meant the emirate was able to reduce those spreads by 15 basis points across all the tranches during the marketing process on Monday.
Reuters, citing sources, had reported earlier this month that Abu Dhabi was planning to issue U.S. dollar-denominated bonds this year. The public debt issuance is the emirate's first since 2017.
Governments in the Gulf Cooperation Council region have borrowed billions of dollars globally over the past few years to refill state coffers hit by lower oil prices. The UAE central bank on Sunday said the country's economy is expected to grow 2.4% in 2019, driven by faster growth in the oil sector, above 1.7% in 2018.
GCC banks rapidly adopt the latest technology in retail banking, says S&P Global
According to S&P Global, a ratings agency, the Financial institutions of the Gulf Cooperation Council (GCC) are rapidly adapting to the changing customer preferences by incorporating advanced technologies in retail banking systems. This is due to an increasing pressure from the customers for the provision of better services.
In a statement that came on the weekend, S&P Global said that the adoption of facial and voice recognition tools, big data, and the analytics of artificial intelligence can play a crucial role in the provision of more efficient and cost-effective banking services to the customers.
S&P Global added that recent changes in banking operations are a result of the changing landscape of customer preferences rather than the pressure of regulatory authorities.
According to Mohamed Damak, S&P Global Ratings Credit Analyst, the regulatory risk is not high as the policymakers are well-aware of the fact that local banking systems are very important to the region and there is now a need to keep it safe from the unregulated and troublesome competition.
Damak also said that the risks attached to the banking systems will remain low for the next two years as well, despite the continuously evolving customer preferences, as regulators keep protecting the banks and only a small share of present activity is at risk.
The banking areas affected by the technological changes include foreign currency exchange, money transfer, and payment services.
FinTech companies focusing on making fast and cost-effective money transfers are capable of disrupting the operations of banks and GCC exchange houses. The regulatory authorities are now also encouraging the collaboration of banks with FinTech companies, which will allow FinTech companies to test new technologies within an appropriate regulatory environment.
The World Bank figures showed that expats in Gulf countries sent over about Dh429bn ($119.3 billion) back to their home countries, including Pakistan, India, Philippines, and Egypt.
Almost 40% of the GCC population is under 30 years old and the younger population is more inclined towards digital technologies, which is creating significant demand for technological advancement in retail banking. Some banks have already started to move towards digital financial operations, such as Dubai-based Mashreqbank which is launching digital banks called neobanks.
According to S&P Global, the online banking penetration has reached up to 85% in Saudi banks and 92% in UAE banks. For some banks, shifting towards digital financial operations has become a high priority. According to the annual report of the UAE Banks' Federation, the number of bank branches in the region fell by 31 to 823 last year, which clearly indicates that the GCC banks are shifting towards alternative channels for transactions and are adopting tech better.
Soft Bank Vision Fund 2 to receive investment from Abu Dhabi's Mubadala
Mubadala Investment Company, an Abu Dhabi owned state fund, is looking to invest in SoftBank Group's Vision Fund 2 in fall 2019. The Fund will be focusing on technology projects.
The Japanese group is aiming to attract big investment funds including the Public Investment Fund in Saudi Arabia and Mubadala in the UAE for its Vision Fund 2.
The first Vision fund amassed $100 billion with the Public Investment Fund and Mubadala contributing to nearly two thirds to the fund. Mubadala reportedly contributed $15 billion, whilst Public Investment Fund contributed $45 billion.
Talks for the investment in the second fund have been in place for months and currently, the Japanese investment group has secured pledges for $108 billion. Once again, Abu Dhabi and Saudi Arabia are poised to be the leading financiers of the project. The hefty sums keep mounting from Saudi Arabia as the Kingdom reinforces its commitment to diversify from its heavy reliance on oil as part of Vision 2030.
The healthy returns from the first fund have motivated Abu Dhabi and Saudi Arabia to recommit investments to Vision Fund 2. Last month, Chief Executive Masayoshi Son said that the key investors from the first fund, Abu Dhabi and Saudi Arabia were showing 'high interest' in taking a bigger piece of the pie for the second fund and in this regard, officials representing key stakeholders have been meeting over the past few months to discuss the particulars of the investment.
Reliable details about the contributions by each party have yet to be disclosed from the ensuing discussions. Brian Lott, spokesman for Mubadala said that the talks are ongoing between Mubadala and SoftBank and soon a conclusion on the investment assessment will be drawn forth. It is noteworthy that Mubadala continues to discuss its potential investment with SoftBank independent of the Public Investment Fund's participation.
The recent investment trends continue to suggest that Abu Dhabi is unrelenting on its commitment to invest big bucks in information technology and innovation. These key areas are at the heart of the country's economic diversification strategy.
It is anticipated that SoftBank will commit approximately $38 billion into Vision Fund 2. It has signed a memorandum of understanding with various technology giants including Apple and Taiwan's Foxconn. Many other potential Japanese banks and technology groups have also shown keen interest and have been actively pursuing SoftBank for talks to strike a deal for potential investment.
UAE banking sector assets surge to $782bln
In the first seven months of 2019, UAE
The UAE banking sector maintained its position as the largest in the Arab world with the combined assets of all banks growing 6.5 per cent to Dh2.87 trillion in 2018 as the amount of credit extended grew five per cent to Dh1.66 trillion, according to the UAE Banks Federation.
"As the sector embraces new initiatives and developments, and with increased regulation and compliance requirements, prospects for 2019 and beyond appear promising," UBF said in a statement on Wednesday.
In its annual report, the UBF shed light on the its significant progress and achievements of the UAE banking sector. While the total UAE bank deposits increased eight per cent to Dh1.76 trillion last year, deposits of residents grew seven per cent to Dh1.54 trillion as government deposits surged 16 per cent to Dh290 billion. Deposits from government-related entities increased eight per cent to Dh207 billion, while private sector growth went up by one per cent to Dh1.01 trillion, said the report.
WeWork competitor Knotel banks $400M, reaches $1B valuation
Enterprise workspace provider Knotel has banked $400 million in a round led by
Founded in 2016 and based in New York, the company provides over 4 million square feet of workspace in more than 200 cities. Knotel did not immediately respond to PitchBook's request for comment. The funding announcement follows reports in May that the company was seeking an undisclosed amount of funds at a $1.5 billion valuation, with Singapore's GIC Private Ltd.possibly participating. GIC Private appears to be largely absent in Wednesday's announcement, however.
Knotel reportedly holds big names such as Starbucks, Microsoft, Oracle and AT&T as clients. It has cumulatively raised about $560 million in equity funding. The company will pursue an entrance into Asian cities including Tokyo, Seoul, Beijing and Hyderabad, as well as US cities including Houston, Dallas, Chicago and Atlanta, according to Bloomberg. In addition to its global expansion plans, the company plans to invest in Baya, an internal blockchain-based software platform used to analyze potential acquisition opportunities, and Geometry, a furniture rental subscription service for the company's clients.
Competing and ballooning
As WeWork (aka The We Company) has gained attention on its journey to the public markets, Knotel has quietly been working to compete with the former. Both companies lease vacant office space and market it with added value via interior design, furnishing and real estate administrative services.
Unlike WeWork, Knotel targets companies needing a private, full-service alternative to traditional lengthy commercial lease periods. WeWork focuses on individuals and small teams interested in shared workspace using a membership-based business model, although it does offer larger, dedicated spaces geared toward enterprise clients.
Both workspace providers have received significant investments from firms based in Tokyo and the Middle East. Knotel's funnel of funds from firms in Japan and Kuwait appears to be somewhat of an off-brand of WeWork's funding pool from Tokyo-based SoftBank and, indirectly, Saudi Arabia's Public Investment Fund and Abu Dhabi's Mubadala Investment Company.
Ultimately, it remains to be seen how such VC-backed workspace providers will justify ballooning valuations and claims of being "tech" companies versus real estate companies. In comparison, Luxembourg-based International Workplace Group holds a market cap of £3.71 billion (about $4.5 billion), as of August 21, while offering about 547,344 workstations at the end of 2018. In 2Q 2019, IWG booked a £294.9 million (about $357.69 million) profit after tax by leasing 58.8 million square feet across 3,334 locations worldwide, with clients such as Google, Nike and Nokia.
WeWork, by comparison, lost $904.65 million in 1H 2019. It similarly reports a workstation capacity of 604,000 as of June 30 (up from 466,000 at the end of 2018) across 528 locations. Perhaps owing to its $47 billion valuation as of January is its past growth rate in excess of 100% YoY, although past performance is not necessarily indicative of future results as the company gradually matures.
In comparison to established but lesser-known competitors such as IWG, Knotel and the highly unprofitable WeWork seem to be scoring valuations based on hype and hope, as has been commonly seen in 2019's IPO frenzy.
UAE banks' exposure to real estate declines
According to Central Bank data, the growth of residential mortgage loans remained strong at 9.2 per cent during the year
Growth in the UAE banking sector's loan exposure to the real estate sector nearly halved to 8.5 per cent last year, compared to 18.1 per cent in the previous year, due to a persistent decline in property prices as well as a reduction in the number of project launches. According to the UAE Central Bank's Financial Stability Report 2018, the outstanding balance of real estate loans amounted to Dh379 billion at the end of 2018, which was slightly above 20 per cent of total loans. Bank lending to the real estate sector (including both residential and commercial real estate) grew at 18.1 per cent in 2017 as against 10.3 per cent in 2016.
"The asset quality of the commercial and residential real estate loans remained stable during 2018, while it deteriorated for the construction sector," the report said.
Kamal Al Ansari, head of debt advisory services at JLL Mena, said that the UAE bank loan exposure to the real estate sector grew at a more moderate pace during 2018 due to fewer new real estate projects being launched in the country. Developers launched 25 per cent fewer projects in 2018 than in 2017. "In addition, investor sentiment is currently low due to a sluggish real estate market, with investors putting their decision to purchase on hold, expecting the market to drop further. This, in turn, is reducing the number of investors looking for loans, eventually impacting banks' exposure to real estate," Al Ansari added. Late last year, the Central Bank announced its decision to remove the 20 per cent cap on real estate loans, in line with the UAE government's vision to remove certain road-blocks to stimulate the overall economic growth.
"We see this as an opportunity as removing the cap will encourage banks to lend seamlessly and help in overcoming challenges presented by the current real estate market. It will also enable lenders to deploy additional capital to new and existing customers," Al Ansari added.
Dr. Adnan Chilwan, CEO of Dubai Islamic Bank (DIB), ruled out pressure on the Shariah-compliant bank's real estate portfolio during a webcast last week.
"Over the last five years or so, we have managed our real estate book very well. We are not heavily focused on [real estate] so the book has reduced to 19 per cent at the end of last year. We are close to 20 per cent in the first six months of 2019 and each of these loans in the real estate portfolio are performing well… Whatever happened about softening of real estate over the last 24 months, we have not seen any impact on our books. But in certain cases the cash needs to be reassessed and make sure that they match repayment capacity," Chilwan said.
He said DIB's real estate portfolio is pretty healthy despite certain softening. "In a nutshell, we are not seeing any early signs of warning as far as our real estate portfolio is concerned."
"It definitely creates a level of uncertainty in the market, in the sense that the banks do their homework very well and if banks are reducing exposure that means we have to think twice now before entering the market. Of course, as a result of impacting the purchase power, the demand, it always results in a slower trend of market transactions," Al Msaddi said.
"On the good side, we cannot undermine the fact that it's good that banks are cautious and it is good that the banks are not overly exposed to the real estate. Because at the end of the day, when they have over exposure on their balance sheet for real estate, then if anything happens, if there is any slowdown that will magnify the problem in the market," he added.
According to Central Bank data, the growth of residential mortgage loans remained strong at 9.2 per cent during the year. Among other sectors, retail lending remained stagnant during 2018 declining by 0.1 per cent, while personal loans declined 1.0 per cent, credit card loans fell 0.6 per cent and car loans plunged 13.4 per cent. The wholesale corporate lending portfolio combines bank lending to the private corporate sector, government related corporate entities (GREs), small and medium enterprises (SMEs), and high-net-worth individuals (HNIs). Bank lending to private corporate sector was the most dynamic within wholesale lending throughout 2018 growing by 10.2 per cent. Conversely, lending to the GREs and SMEs contracted 3.2 per cent and 2.6 per cent, respectively.
FinTech has taken the top spot by number of deals in both 2018 and 2019
How this multi-million dollar startup could make it easier to identify the next epidemic
MENA startup ecosystem highlights in February 2020
Zid Saudi startup that enables people to set up their online stores raises $2 million
Lack of funds hinder Saudi scale-ups
Cairo-based fantasy sports startup Eksab raises six-figure seed funding
Ecosystem of the MENA
StartUps10 months ago
Zid Saudi startup that enables people to set up their online stores raises $2 million
Artificial Intelligence3 years ago
Lack of funds hinder Saudi scale-ups
Ecosystem3 years ago
Cairo-based fantasy sports startup Eksab raises six-figure seed funding
Business9 months ago
Lebanon skyrocket 589 places in startupblink ranking report
Ecosystem3 months ago
MENA startup ecosystem highlights in February 2020
eCommerce11 months ago
Kuwaiti beauty ecommerce startup Boutiqaat doubles valuation to $500 million in 18 months
Uncategorized11 months ago
Localyser partners with AZADEA Group to elevate customer experience
Uncategorized3 years ago
The old and New Edition cast comes together to perform


text:
~Everything that we go through is meant to bring us lessons ...
A sub floor was laid over a beautiful bird's eye maple floor in #105 here at the Grabow Hotel. Under there we found glued paper, screws and staples. Lessons of Love and alot of work! The videos at YouTube were a great help.This place was built by Patrica's own grandfather in 1908-1911
The family lost the Hotel and the building was in bad shape then Patrica bought back in1998. 204 East Callender St had been abandoned for 15 years and a flood had come through the roof in 1996. The walls had cracked and paint had peeled from every surface. Cheap carpet was glued on top Birds-eye maple and Oak floors. False ceiling removed All heating and plumbing systems were redone.
When Patrica asked me if I wanted to refinish the floor in #105, I said sure. What a experience!
|She asked me to rip out this arch .
|Wow! That sure opened it up in here.
|Then she asked about the sub floor.
|Small squares work best.
|Got the main area.
|The kitchen was screwed down every eight inches. What a pain!
|Got her done!
|Tearing out fake ceiling in kitchen.
|We got paper and glue.
|Revealing some damage.
|Damage is repaired and two ceiling fans go up.
|Looking like a floor.
|Very nice!
|#105 is for sale at $105,000. If interested contact Patrica Grabow at
Cell (406) 220-1056 MST
The Grabow is a three-story structure of mixed brick tones in Livingston's historic downtown district. It services three quiet businesses on the sides of its ground floor; its central door welcomes residents to a spacious and welcoming lobby that has hosted everything from thanksgiving dinners to ballet board meetings. The grand staircase leads residents to the second and third floors, which continue the lobby's birds'-eye maple flooring and dark-finish trim. Furniture sets popular for friendly chats center each upper floor, with plants and a window, individual unit doors, and an eastward fire escape. A side yard available to all building occupants is a shaded place to enjoy the garden.
#105 has a street entry and perfect for a office and live in space ...There is a possibly of a Restaurant
~You have a legacy that you were born into that influences you until you make conscious choices to change your destiny!~Sending Much Love 2U ...
Contact me: 4062339559 montanadreamakerportal ~

subset: commoncrawl


text:
first "photo remodeling" image
copyright image by pixabay
Classic deck railing studs
- The unique features of decks is the railing.
- Railing styles vary from simple square slats to flat boards to wire strands.
- The type style is completely up to you as if blends with your home style and landscaping.
- If you want to keep it traditional, the style shown above is the way to go.
- What comments can you share?
|VIEW n SHOP: deck lumber (new win)
|AMAZON: composite deck lumber (new win)
|PINTEREST: deck railing ideas (new win)
|INFO: best deck buying guide (new win)
other related items of interest
keeping the lights onwalk-in closetsconverting patio to sunroom
May We Suggest Some Key Postings on
"Decks n' Patios"
|5 Reasons Why Decks and Deck Railings Are More than Just Accessories (same win)
|7 Tips for Taking Your Deck from Drab to Delightful (same win)
|Top Varieties of Durable Timber Decking (same win)
second "photo remodeling" image
copyright image by https://123rf.com/
Cabin-style deck rail
- Another sample style with wide-board planks.
- Gives you that Rocky Mountain style that fits nice with any cabin.
- The only negative is the blocks much of the the view that a mountain setting gives you.
- What comments can you share?
|IMAGES: deck railing ideas (new win)
|YOUTUBE: 243 deck railing ideas (new win)
- Cool Springs Pr
- Editors of Cool Springs Press
- Measures 40-inch h
- Black powdercoated
- Dimensions: Height: 1.5in - Length: 41.5in - Width: 11.5in - Weight: 4lbs
- Black powder coated for a weather resistant finish
- Editors of Cool Springs Press
- Cool Springs Press
- Used Book in Good Condition
- Steve Cory
Last update on 2019-02-15 / Affiliate links / Images from Amazon Product Advertising API
third "photo remodeling" image
copyright image by https://123rf.com/
Style also means color
- There are many types of deck rail from wood, composites, metal, and more.
- And with those rails comes many different colors and styles.
- Again the color and style rail depends on the architectural style of the home and landscaping.
- What comments can you share?
|AMAZON: deck flower boxes (new win)
|YOUTUBE: build a deck | composite (new win)
Garden Structures
A collection of our favorite pics in garden structures and buildings that include gazebos, garden…
Deck – Garden – Pool Furniture
There is so much in styles, colors and sizes for garden furniture. So we could never cover everything. But let's start with some ideas that may be considered.
fourth "photo remodeling" image
copyright image by https://123rf.com/
Style for the past
- Your home may be older or Victorian in style – so why repeat the style in your deck rail?
- This is a very nice classic look that would fit perfectly with older homes.
- The challenge is the upkeep of such intricate designs to keep the wood looking new.
- What comments can you share?
|SERVICES: decks & patios contractors (same win)
|VIEW: deck-patio-pool (remodeling plan – same win)
|YOUTUBE: recipe for perfect porch/deck railing (new win)
fifth and last "photo remodeling" image
copyright image by https://123rf.com/
Balustrade instead of deck railing
- A beautiful glass balustrade could be a nice substitute for the deck railing
- Again it depends on the home style and look.
- What comments can you share?
|AMAZON: balustrade (new win)
|YOUTUBE: galvinised metal deck railing (new win)
Nice pic idea? Leave us a quick comment below.
And please share this pic idea within your social networks.


text:
Every year, more than 80,000 workers suffer an injury on construction job sites across the U.S. One incident is one too many. Life is too precious to not make safety the number one focus in the U.S. construction industry.
Safety Week 2015 is about helping our industry learn how to work safe, but also how to instill a safety culture where safety is a core value—one that we do not compromise.
The ABC (Associated Builder and Contractors) has designated a focus for each of the days of Safety Week:


text:
The Fundamentals of Marijuana Outlets That You Will be Able to Benefit From Beginning Today
Top Marijuana Outlets Choices
Wait around for the flowering procedure to finish. If you may be patient till they are brown with higher CBD content, you will find a heavier, stoned effect. Research has revealed that annoyance from bright light results in medical stress.
Besides the THC, in addition, there are other compounds like cannabidiol CBD and cannabinoil or CBN. Marijuana demands rich, fertile soil and you'll get this sort of soil in locations where grassland vegetation has existed for a collection of years. You also don't take too much since a tiny dose can provide you with the effects you would like.
There are all types of techniques marijuana can be grown, utilizing a selection of strains which are available to people who cultivate them. Numerous explore studies reveal that cannabis is definitely an addictive stuff. All operations will only be permitted to sell cannabis goods, except in rural locations.
Marijuana Outlets
Eliminating the anti marijuana laws will remove the worst problems. Since many claim that the drug is entirely safe, evidence suggests that there's the chance of psychological addiction, together with the prospect of post-acute-withdrawal symptomology. Irrespective of its legal status in a specific community, marijuana shouldn't be accessible to young people and shouldn't be permitted to interfere with their healthy improvement.
Globally accepted by the medicinal society as an alternate treatment for patients, who suffer from a wide selection of chronic diseases and health care conditions, medical has truly grown into one of a couple treatments which are really powerful. Medical marijuana has a rather higher tendency for physiologic and mental dependence and abuse. As a consequence, patients have to have accessibility to it.
Alas, a lot of people have had bad experiences causing hospital visits as a result of a terrible reaction. In certain states around the world, they have been able to grow or buy a limited amount of weed without going against the law. In the USA today, a growing number of people begin to apply the advantages of medical marijuana.
The Honest to Goodness Truth on Marijuana Outlets
A hospital isn't a fun place to be overdosing or having a poor trip on a poor drug. July 2018 is merely the beginning. 1 patient could have a http://psychology.yale.edu/ superior way to make cannabis-infused soda, as an example, and discover a means to produce and market it under a particular name.
There are likewise a range of marijuana vending machines in many locations throughout the state. Cannabis remains illegal in the majority of the planet, and possession https://potster.com is regarded as a capital offense in many nations. It might be the wonder drug that all of us have been waiting for.
What You Need to Do About Marijuana Outlets Starting in the Next Three Minutes
THC as part of the marijuana herbs highly utilised in MMJ medical treatments. Marijuana isn't going away. Marijuana is a sort of plant that's mainly utilized as a psychoactive drug.
Mile High Ice Cream has a number of the very best tasting ice cream that's been infused with medical marijuana. Besides the healthcare advantages of marijuana, there's evidence that legalizing marijuana can decrease violent crime. Today in many areas of India and especially in Ayer Vedic medicine marijuana is utilised to deal with a vast range of ailments.
The police don't need to demonstrate that the cash is from crime, or charge a crime was committed. Pot is the most significant cash crop in america, yet none of that money becomes taxed and many of it goes from the country because of drug laws. All too frequently, people have a New Jersey DYFS attorney that does not have any plan.
For the remainder of the instance, you'll have your own statements constantly used against you. In some instances, parental rights could be terminated. The bill has not yet been sent to Cuomo.
If services cannot be avoided, your lawyer can fight to be certain that any services you need to undergo are limited and that you choose what you would like to do. In order to get a license, you have to first figure out if your county has any regulations that you have to follow to be able to obtain it. He should be able to make the entire case go away without much work and thus, with little cost.
Promoting your legal website involves a comprehensive presence on the world wide web. Before you list anything, be certain to search the website for similar listings. Aside from that, online has become the important source of exposure.
As its name implies they are based out of Denver and do have a concrete storefront and an internet presence. Borghesani says he expects more banks to enter the business. These companies are going to have the production to weather competition.
Today it's a typical conversation I have. Hemp fiber was used to make paper since the earliest types of paper were produced in ancient China. There are marijuana dispensaries fort myers really so many diverse varieties of marijuana edible goods on the market it can be a bit overwhelming.


text:
Feiner Real Property is a full service precise estate company on Martha's Winery island. You can also browse residences for rent in Louisiana by location, by form of residence, or by number of bedrooms by clicking on any of the hyperlinks in the "Browse Rentals" part. When you might need to do your analysis about your ultimate Louisiana condominium community, in any other case you want up-to-date real estate information, information and other facts, this website additionally presents you with hyperlinks to related real property sources within the "About Your Community" part.
We're happy with our dedication to the Martha's Vineyard neighborhood. Our agents are skilled in rental and product sales and are proud to offer personalized and skilled service. Let's check out the very best 10 issues it's worthwhile to take into consideration when trying to find the precise rental property.
However, not all web pages are created equal.
Feiner Actual Property is a full service real property company on Martha's Vineyard island. The Actual Property and Rental and Leasing sector includes institutions primarily engaged in renting, leasing, or otherwise allowing the utilization of tangible or intangible property, and establishments offering related firms. The principle portion of this sector contains establishments that lease, lease, or in some other case allow using their very own property by others. The belongings is also tangible, as is the case of real property and kit, or intangible, as is the case with patents and logos.
Make certain you get the very best mortgage cost if you're going to should finance your buy. And don't forget owners' insurance coverage coverage: Renter's insurance only covers a tenant's belongings; the constructing itself is the landlord's accountability, and that insurance could also be costlier for a similar proprietor-occupied dwelling. The property's mortgage, insurance coverage protection and depreciation are all tax-deductible (as much as a sure quantity).
Follow North Avenue in direction of Menemsha Harbor.
TransUnion SmartMove is the owner's decision for nice reviews, good convenience, and nice tenants. Landlords obtain a tenant credit score rating report formatted utterly for rental screening, a jail report drawing from an entire bunch of tens of millions of nationwide felony information, an eviction information verify, a ResidentScore, Earnings Insights report and a custom leasing recommendation. Renters get the peace of thoughts that solely TransUnion, and never their landlord, might have access to their sensitive private data.
TurboTax Assist and Help: Entry to a TurboTax specialist is included with TurboTax Deluxe, Premier, Self-Employed and TurboTax Stay; not included with Free Edition (nonetheless is obtainable as an enhance). TurboTax specialists are available to offer general purchaser assist and assist using the TurboTax product. SmartLook on-screen assist is out there on a PC, laptop computer computer or the TurboTax cell app. Service, area of expertise, expertise levels, wait occasions, hours of operation and availability vary, and are subject to restriction and alter without discover.
There are a number of convenient qualities that make the one option for a property rental search. Our skilled group of precise property professionals may allow you to discover and buy homes in the marketplace in Eugene, Springfield or anyplace in Lane County. View our seashore vacation rentals in Fort Morgan and Gulf Shores, Alabama.


text:
Keyboard ALT + g to toggle grid overlay
Combine the capabilities of 2D and 3D CAD to integrate electromechanical models, conceptualize designs, and speed up the creation of drawings and documentation.
Eliminate re-modeling and error-prone translation from your design process as you can reference models originating in other CAD platforms that will update whenever changes are made.
Control your intellectual property in a single location, making it easy to find what you need, maintain links, avoid overwritten work, and collaborate with your engineering colleagues.
Image courtesty of Dynamic Attractions
Aggregate all your data – from point clouds to CAD models – in a single, viewable representation for project reviews that can be easily shared with internal stakeholders, customers, and suppliers to collect feedback.
Image courtesty of Dynamic Attractions
Simplify and speed-up review cycles by sharing lightweight, read-only design representations that can be viewed directly from a web browser. You can also share complete files with external stakeholders using CAD-aware cloud storage with versioning, design references, and viewing capabilities.
Turn your 3D models into intelligent, BIM-ready content to improve your chances of getting specified by architects and contractors into new building projects.
Professional-grade 3D CAD software for product design and engineering
Software for 2D and 3D CAD, including specialized toolsets for mechanical, electrical, and more
Navisworks Manage
Large-scale project review software with clash detection and advanced coordination, 5D analysis, and simulation tools.
PDM software for managing data, tracking revisions, and engineering collaboration.
Join our technical experts and see how the collection can help you anticipate manufacturing innovations, collaborate more efficiently, automate the busywork, and explore more design options than ever before.
Image courtesy of Dynamic Attractions
10 Mbps Internet connection. Turn off all active applications, including virus checking software
Get more tips for successful downloading
Students, teachers, and academic institutions worldwide are eligible for free access to Autodesk software. Yes, free. We genuinely believe in education.
Please check ADLM page.
10 Mbps Internet connection. Turn off all active applications, including virus checking software
Get more tips for successful downloading
Students, teachers, and academic institutions worldwide are eligible for free access to Autodesk software. Yes, free. We genuinely believe in education.
This may take a while. Might we suggest coffee (not included)?
When complete, locate the file on your computer.
Run the install to start your trial.
You can close this window, or get started by checking out these resources.
Note: Installation includes the Autodesk Genuine Service, which tests for certain types of non-genuine Autodesk software. Read FAQ.
Please check ADLM page.


text:
Acts 2:41 "Then those who gladly received his word were baptized; and that day about three thousand souls were added to them." Acts 2:47 "…And the Lord added to the church daily those who were being saved. Acts 4:4 …many of those who heard the word believed; and the number of the men came to be about five thousand.
In Acts 1:8 Jesus said a Christian who has been baptized with the Holy Spirit will become an active and effective witness of the Christian faith. Jesus taught this truth and His followers demonstrated it.
We don't know for certain how many people considered themselves followers of Christ at the time of His death, but we know He appeared to over 500 of them between his resurrection and ascension (1 Corinthians 15:5). On the Day of Pentecost 120 of them were baptized in the Holy Spirit and over the course of a few months the number grew from a few hundred to over 5,000
I long to see thousands of sinners come to Christ. I am not interested in numbers but I am interested in people. I want to see sinners set free from the addiction to alcohol and drugs. I want to see sinners living in bondage to pornography, gambling, gluttony, gossip, pride, jealousy, and unforgiveness come to Christ. I want to see people who have been complacent about Church, the Bible and eternity get saved, filled with the Holy Spirit and become active in leading their friends to Christ. I pray for a revival to sweep through our community — a revival characterized by sinners being set free from sin and Christians being empowered by the Holy Spirit.
Let's sing: "There shall be showers of blessings, oh, that today they mighty fall. Now as to God we're confessing, now as on Jesus we call. Showers of blessing, showers of blessing we need. Mercy drops round us are falling, but for the showers we plead."


text:
Switch Online Launches in September; Owl Auto Security Cam; Google Issues Router Fix; Amazon Hand Tracker PatentPosted: February 1, 2018 Filed under: Uncategorized | Tags: Amazon, Apple, AT&T, Car security cams, Chromecast, Google, Google Home, LTE, Nintendo, Online service, Owl, Routers, Switch, Warehouse, Wristband hand trackers Leave a comment
Nintendo's Switch online service, which had been delayed from last year, is now scheduled to be activated in September. Theverge.com says it will cost $3.99 a month, or $19.99 a year. Besides online play, the subscription will give players access to classic games, and features like leaderboards and multiplayer. The hot Switch has already outsold its predecessor Wii U…more than 14 million have been bought since it was launched.
An ex-Apple manager who helped develop the iPod has a startup that is making what they call the 1st security cam for your car. According to 9to5mac.com, the Owl security cam is always connected over AT&T's LTE system, and it's powered by the OBD (on-board diagnostics) port every modern car has. Owners can access 24 hours of video footage with a companion app. It has LED lights on either side for theft deterrence, and a 2.4 inch display. Since its always on, it is able to send alerts if activity is detected. The cam is $299, with cellular service for $10 a month, but at launch, a special bundle price of $349 includes the cam and 1st year of cellular service. Preorders are open today at owlcam.com, with delivery expected by the end of the month.
We reported earlier about a bug from Google Play Services that was causing routers to crash when Google Home or Chromecast devices were awakened. 9to5google.com reports that Google has rolled out a fix to all users. It's version 11.9.75, and should be downloadable from the Play Store if it hasn't updated your devices already on its own.
In what may be a useful tech that can't outrun its creepy factor, Amazon has patented wristbands that track where warehouse workers' hands are. The idea is to make sure they are reaching the right shelf or cubby to grab an item to be boxed and shipped out. Geekwire.com notes that not every patent actually makes it into use, and this one that has the wristbands which emit ultrasonic sounds or radio pulses to help guide the employees' hands to the right bins may never see actual use. They seem extremely intrusive and super creepy!
Next iPhones May Sport Smaller Notch; Tesla Model 3-Lots of Voice Commands; Google Devices Causing WiFi OutagesPosted: January 16, 2018 Filed under: Uncategorized | Tags: Asus, Chromecast, Elon Musk, Face ID, Google, Google Home, iPhone X, Linksys, Model 3, Netgear, Notch, Routers, Synology, Tesla, TP-Line, Voice commands Leave a comment
After getting universally panned for the notch at the top of the screen, it seems reviewers and actual people really embraced the blacked out area on the iPhone X where Face ID and the front cam live. Now, macrumors.com hears that Apple is looking into combining Face ID and the front cam to produce a smaller notch in the iPhone X successors that will be out in September 2019. It doesn't look like the combined setup will make this year's phones. It isn't clear at this point how they would roll the infrared camera, dot projector, and flood illuminator all into the cam module, but Apple has dumped $821 million into LG Innotek, the company that will make most of all the 3D sensing modules for the upcoming iPhones.
With an answer to a question on Twitter, Elon Musk revealed that the Tesla Model 3…once production is really humming….will be getting a whole slew of voice control options. TechCrunch.com reports that Musk said in response to the question that once the software people got the core product right, you'll be 'able to do pretty much anything via voice command' in the Model 3. So how about "Tesla…Tea. Earl Gray. Hot?"
This isn't exactly something you want to hear…Google Home and Chromecast devices are causing temporary outages on many routers from ASUS, Linksys, Netgear, TP-Line, and Synology. According to 9to5Google.com, some become completely inoperable for a little bit, and others just drop their internet connection. The short explanation: the Google devices send a giant burst of information when they wake from sleep mode, causing the routers to drop their net connection or shut down the connection to the device. Google says they have a team working quickly to come up with a fix.
Galaxy Note 8 To One Up iPhone 7 Plus Cams; Flash will (Finally) Go Bye-Bye; Roku Bests Chromecast in UsersPosted: July 26, 2017 Filed under: Uncategorized | Tags: Adobe, Amazon, Apple, Chromecast, Dual Camera, Fire TV, Flash, Galaxy Note 8, Google, HTML5, iPhone 7 Plus, Roku, Samsung Leave a comment
The Galaxy Note 8 may be about to better the flagship feature on Apple's iPhone 7 Plus…the dual lens camera. Bgr.com reports that Samsung wanted to put the feature on the Galaxy S8, but instead opted for the Note. Like with Apple, the Note will have a regular and telephoto lens. Samsung will have a 3x optical zoom on the Note, where Apple only has 2x, and will include optical image stabilization on the telephoto as well as main lens, which Apple doesn't. They also are making the wide angle lens 13 megapixel, while Apple shoots with 12 megapixels on both lenses…a negligible difference, but enough to tout as a feature.
It's been a long, slow death, but Adobe is finally pulling the plug on Flash, probably the most frequently compromised software on anyone's computer. Mashable.com says it won't happen until 2020, but at least there is an end date to the problematic software that Steve Jobs panned back in 2009! Most all major browsers support HTML5, and many disable Flash Player by default already. Bye, Flash…we won't miss you.
According to info from eMarketer picked up by recode.net, Roku pulls in around 40 million people in the US per month. This gives them 23% of connected TV users, easing past Google's Chromecast with 22% and Amazon Fire TV with 21. Apple TV is an anemic 7%. The big number is 37%….that's how many just watch via smart TVs. Mine isn't even all that new, but has dedicated Netflix and Amazon buttons on the remote, and was dead simple to set up.
New GoPros Including Drone; Waze Gets Parking Help; Google's Pixel Event; GM Sets Bolt Price & Pledges 100% Renewable PowerPosted: September 20, 2016 Filed under: Uncategorized | Tags: Android, Bolt, Chromecast, Daydream VR, Drone, Electric Car, General Motors, GM, Google, GoPro, Inrix, iOS, Parking, Pixel, Renewable energy facilities, Waze Leave a comment
GoPro has revealed 3 new cams- the Hero 5, Hero 5 Session, and Hero Session. Businessinsider.com says they start at $399 for the 5. They also showed a foldable drone called Karma. The Drone is $799, but can be bundled with the cams…with the Hero 5 Session the combo is $999, and it's $1099 for the Hero 5 Black and the Karma. It has a gimbal to stabilize footage you shoot.
Parking in cities can be infuriating. Now, Google's Waze throws you a lifeline, as they've partnered with Inrix to bring additional parking lot data to the Waze app. According to 9to5google.com, the beefed up parking adding parking lot data to the already available street parking data is available on both the Android and iOS Waze apps.
We reported a rumor last week about Google's Pixel smartphone event in early October. Now it's official. Engadget.com reports that the invites are out and the event is October 4th. Google may show 2 new Pixel branded phones, a 4K Chromecast, and a new Daydream VR headset.
GM has announced pricing for it's all electric Bolt, due out the end of the year. Reuters.com says it will start at $37,495. This should bring it under the 'magic' $30,000 level with the Federal tax break of $7500. It's supposed to go 238 miles fully charged. Also, the General has just pledged that it would move all its facilities to 100% renewable energy by 2050…that's over 350 facilities in 59 countries! Walmart, Unilever, and Apple are also moving to all-renewable facilities.
New Google Phones & 4K Chromecast Roll Out in October; Samsung May Recall Galaxy Note 7 ModelsPosted: September 2, 2016 Filed under: Uncategorized | Tags: Android, Batteries, Chromecast, Daydream VR, Exploding, Galaxy Note 7, Google, Pixel, Pixel XL, Recall, Samsung, Smartphones Leave a comment
Google will hold a media event in October that will include new phone branding— Pixel and Pixel XL, and will also debut 4K Chromecast. Cnet.com says Android Police tout October 4th as the date. We had just reported this week that Google would drop the Nexus brand, and this is another confirmation of that. We may also see the design for its Daydream VR, a hardware and software platform to help any Android smartphone manufacturer create a VR headset themselves.
There have been several reports the last few weeks of Samsung Galaxy Note 7's exploding while charging. Now, according to 9to5google.com, the company says that.1 of 1% of the batteries may be bad, and they may go ahead and do a full global recall. Samsung says simply replacing the battery will fix the problem, but they want to err on the side of caution. Until more details on the problem and recall come out…probably next week…don't use off-brand chargers or accessories with a Galaxy Note 7.
Apple's iPhone SE & Smaller iPad Pro, etc; Chromecast Becomes GooglecastPosted: March 22, 2016 Filed under: Uncategorized | Tags: Apple, Apple Watch, Chromecast, Google, Googlecast, iPad Pro, iPhone SE, Vizio Leave a comment
If there was a 'one more thing' at Apple's event yesterday, it didn't come from Apple. The FBI put on hold it's demand for Cupertino to crack the San Bernardino terrorist iPhone, claiming it had outside help to do so. Since two former CIA directors have said the NSA could do it, that's a pretty good guess. Meanwhile, back in Cupertino, Apple showed the 4 inch iPhone SE, the new 9.7 inch iPad Pro model, and new Apple Watch bands. the iPhone SE is pretty much an iPhone 6S squeezed into an iPhone 5S case. It starts at $399 for the nearly useless 16 gigs of memory, and is $499 for the more useable 64 gigs. Preorders start Thursday, and it's available March 31st.
Apple has shoehorned its iPad Pro into a smaller 9.7 inch version. You get the same 4 speakers and Apple Pencil stylus support. It weighs less than a pound, and has it's own version of the keyboard case. The smaller Pro…Pro-ette? comes in silver, gold, space grey, and rose gold, and starts at $599 for 32 gigs. A loaded up one with the Pencil will pretty well murder a grand. It is also available for preorders starting Thursday and out on the 31st.
As expected, Apple Watch gets a so-called 'Spring lineup' of bands, but the big news is the price cut from $349 to $299. It's a good guess that an Apple Watch v. 2.0 will be out in the fall with this price reduction.
Over at Google, or if you insist…Alphabet…Chromecast has morphed into Googlecast. 9to5google.com says some Vizio TVs will come with Googlecast built in, and there are some new Googlecast enabled speakers. The app is also renamed Googlecast, and the updated version will be out on Android and iOS this week.
Google Shows New Smartphones, Tablet, & Drops New ChromecastPosted: September 30, 2015 Filed under: Uncategorized | Tags: 5X, 6P, Android 6.0, Chromecast, Chromecast Audio, Google, Nexus, Pixel C Leave a comment
Google rolled out two top line smartphones at its big Nexus event in San Francisco Tuesday…first, the brand new Nexus 6P. It's made by Huawei and sports a 5.7-inch AMOLED display, powered by an octa-core Snapdragon 810 processor. The 6P has a unibody aluminum design. For comparison it weighs 178 grams… Apple's new iPhone 6s Plus has a smaller 5.5-inch display and it weighs 199 grams.
It comes with 3GB of RAM, a 12.3-megapixel main camera, an 8-megapixel front-facing selfie camera, a massive 3,450 battery and either 32GB, 64GB or 128GB of storage. So how much? it starts at $499 off contract, and you can preorder at the Google Play store, with shipping sometime in October.
Google also showed a smaller handset…the Nexus 5X. This year, Google is taking a page out of Samsung and Apple's playbook and offering two distinct flagship phones, one with a smaller screen and one that's phablet sized. The Nexus 5X features a 5.2-inch LCD display with full HD resolution. A 2GHz 6-core Snapdragon 808, and 2GB of RAM. The phone will be available with either 16GB or 32GB of storage. It sports a 12.3-megapixel rear camera, a 5-megapixel front facing camera, and fingerprint scanner. The Nexus 5X will start at $379 with no contract, and like the 6P, it's available for preorder now in the Google Play Store, and ships in October.
Google rolled out an actual tablet, too… the Pixel C. This tablet, unlike the Pixel devices that preceded it, will launch not with Chrome OS, but with Android — 6.0 Marshmallow to be exact. There's an optional detachable keyboard you will probably want. This tablet is amazingly made by Google, and not just built for them.
The Pixel C features a 10.2-inch screen. It will ship sometime in November, starting at $499 for the tablet itself at 32 GB (and $599 for the 64 GB), and $149 for the attachable keyboard.
As you heard or read here last week, the 2nd generation Chromecast is out. Besides the lollypop shaped dongle, the device offers improved WiFi and connectivity features, a new home screen that features new "feeds" for displaying content on-screen while your device is in standby, and "Fast Play," which allows your devices to connect to Chromecast faster and easier than ever before…the Chromecast Audio, including Spotify support is also out now. Chromecast 2.0 is $35. You'll be able to grab one from the Google Store, Best Buy, and Walmart.


text:
Sixteen GW students will have breakfast and photos taken with U.S. Representative Eric Cantor (R-Va.) Thursday morning on Capitol Hill after spending their Saturday campaigning for the freshman Congressman.
Ten College Republicans, four Phi Sigma Kappa members and two pro-Israel students traveled to Richmond, Va. early Saturday morning to campaign for Cantor.
Students showed support for Cantor by distributing literature about his views throughout Richmond neighborhoods and delivering yard signs door-to-door.
Only one Virginia resident refused to take information from the College Republicans.
After campaigning for almost five hours, supporters returned to Cantor's campaign headquarters for lunch.
Cantor, a GW alumnus and Phi Sigma Kappa member, has strong support from members of the GW community, students said
"I met one of his staffers in a restaurant and found out that Congressman Cantor was a GW graduate and a Phi Sigma Kappa brother," said sophomore Kris Hart, director of CR public relations. "He showed interest in getting to know us and we're excited about helping out with his campaign."
As a supporter of pro–Israel legislation and one of only two Jewish Republicans in the House of Representatives, Cantor has gained a group of supporters in the Jewish and pro-Israel communities.
"He's been a friend of Israel and an advocate for peace in the Middle East," sophomore Alex Berger said. "Solidarity with Israel is an issue that unites both Democrats and Republicans."
Only two pro-Israel students campaigned at the Saturday event. College Republicans said they hope to have a stronger turnout from Jewish students at the next campaign event for Cantor.
"It's our goal to support Cantor again on a Sunday when it won't conflict with the Sabbath," said CR President Dan Moss, a junior
Besides supporting Israeli-U.S. relations, during his term Cantor introduced the Education Empowerment Tax Credit Act, which supports lowering taxes for small businesses and protecting the Social Security trust fund. He is also the chairman of the Congressional Taskforce on Terrorism and Unconventional Warfare.
"It's good to have such strong support for the President, especially while the nation is at war," senior Christian Berle said.
The College Republicans plan to support several other D.C. area politicians before the end of campaign season. The club will campaign for Rep. Connie Morella (R-Md.), D.C. Councilmen David Catania and Eric Rojo and Maryland Gubernatorial candidate Bob Ehrlich.
"These campaigns are close enough where every bit of help matters," Moss said.
He said the club plans to travel to North Carolina and New Jersey before the November election to campaign for senatorial candidates Elizabeth Dole and Doug Forrester.
While the College Republicans are not permitted to use any funds to donate money to politicians, they will donate their time to the candidates they support.
Phi Sigma Kappa will hold a campaign event on Nov. 2 for Cantor.
This article appeared in the October 7, 2002 issue of the Hatchet.


text:
Dry necrosis is hard, blackened, leathery, mummified tissue. There is usually a clear demarcation line between necrosis and viable tissue.
Dry necrosis is the result of severe ischaemia, secondary to poor tissue perfusion from atherosclerotic narrowing of the arteries of the leg, often complicated by thrombus and occasionally, emboli.
Fig. 6.3 This necrotic toe in a previously undiagnosed diabetic patient was thought by him to be a blood blister.
Was this article helpful?
Get All The Support And Guidance You Need To Be A Success At Dealing With Diabetes The Healthy Way. This Book Is One Of The Most Valuable Resources In The World When It Comes To Learning How Nutritional Supplements Can Control Sugar Levels.


text:
What Schools Offer Financial Management Courses in Wichita, KS?
Learn about financial management courses in Wichita, KS. See degree options, program requirements and classes, as well as tuition statistics and student population breakdowns for each school
Do you need information on financial management related degrees offered in Wichita, Kansas? If so, read on for more detailed information on the programs available for both undergrad and graduate degree levels.
What You Need to Know
At least two bachelor's and three master's degree programs in the Wichita area include courses in financial management. Baccalaureate degrees in the field will lead to a degree in business administration, though students may specialize in financial management through coursework choices. Once you've earned a bachelor's degree in business, there are a number of schools near Wichita that offer master's degrees in business management. Graduate-level programs allow students to study more intensely the areas of specialization - such as financial management - that hold their interest. Most programs related to financial management near Wichita are offered by four-year, private schools.
Financial Management Bachelor's Degree Programs in Wichita, KS
Tabor College
Tabor College's business administration program includes classes on financial management, organizational behavior, public relations, and marketing. During your senior year, you are encouraged to engage in an internship and gain experience. The program also includes a variety of concentrations, including agri-business, business education, sport marketing, and marketing. While enrolled in the program, you'll learn much about written and oral communication.
- Program Name: Bachelor of Business Administration
- Program Length: Four years, full-time
- Tuition: $28,260 per year (as of 2018-2019)
- School Type: Four-year, private not-for-profit; about 713 students (656 undergraduate students)
Wichita State University
Wichita State University's business administration program provides students with the chance to work with local and international companies and gain hands-on experience. The school offers internships, networking opportunities, student groups, and study abroad opportunities. Your studies might include real estate law, business software, financial management, business calculus, and urban land development.
- Program Name: Bachelor of Business Administration
- Concentration: Finance
- Program Length: Four years, full-time
- Tuition: $8,270 per year for in-state students, $17,452 per year for out-of-state students (as of Fall 2018)
- Admission Requirements: Rank in the top one-third of your high school graduating class
- School Type: Four-year, public; 15,778 students (roughly 13,006 undergraduate students)
Financial Management Master's Degree Programs in Wichita, KS
Newman University
The finance track of Newman University's master of business association program has a 17-month program in the fall and an 18-month program in the spring. Both programs feature five- and eight-week sessions for classes. Depending on the course, you may meet one or two evenings each week. Your curriculum might include organizational behavior, financial management, financial statement analysis, and strategic management courses.
- Program Name: Master of Business Administration
- Concentration: Finance
- Program Length: 17-18 months, full-time
- Tuition: $10,590 per year (as of 2018-2019 academic year)
- Admission Requirements: Bachelor's degree
- School Type: Four-year, private not-for-profit; about 3,373 students (roughly 607 graduate students)
Southwestern College
The master's program at Southwestern College is a fifth-year program where you'll be taught by instructors with an abundance of real-world experience. Studies include e-commerce, financial analysis and management, human resource management, and managerial economics. The strategic management is a capstone course in which you'll utilize knowledge gained in previous courses and includes presentations as well as a sizable writing component.
- Program Name: Master of Business Administration
- Program Length: One year, full-time
- Tuition: $11,196 per year on average (as of 2018-2019 academic year)
- Admission Requirements: Bachelor's degree, letters of recommendation, essay
- School Type: Four-year, private not-for-profit; approximately 1,514 students (about 168 graduate students)
Tabor College
While enrolled in Tabor College's master's degree program, you can attend one class at a time, one evening a week for 24 months. Courses include written and oral business communication, corporate income tax, auditing principles, and management information systems. Various program seminars include financial management, business law, and marketing.
- Program Name: Master of Business Administration
- Program Length: Two years, full-time
- Tuition: $8,919 per year (as of 2018-2019)
- Admission Requirements: Bachelor's degree, reference letters
- School Type: Four-year, private not-for-profit; roughly 713 students (about 57 graduate students)
To summarize the information above, Wichita State University offers a Bachelor's degree in business administration concentrated in finance. Southwestern College and Newman University both offer master's degree programs in business administration, and Tabor College provides both a bachelor's and master's degree program in the field.


text:
Softee is specially designed and developed for software / SaaS product. It is fully responsive template based on Bootstrap's latest version.
Softee Features:
- Valid HTML5 & CSS3
- Neat, clean and simple design
- Creative and Modern Design
- Built Based on Bootstrap v3
- Fully Responsive
- On-scroll animations
- Cross Browser Optimization
- Well Commented HTML & CSS files
- Google Fonts
- Contact Form With AJAX
- Lightning Fast
- and so on….
Main image displayed on demo link is not available in downloads.


text:
Watercolor on Arches Paper
20″x28″ image (framed 30″x37″)
c/o the Artist
Peggy paints west coast scenery and portraiture at the same time. The subject is frequently her daughter, and in this case she's got several eagle feathers on her lap. It's a great painting not because it's sweet or charming, but because it's an thoughtful depiction of a moment in her life.


text:
The film is an emotionally demanding piece that had a profound impact on its star. Smith found that tackling the role offered him an unexpected window into his own existential dilemma.
"This last year has been kind of scary and frustrating for me" Smith admits, despite a beaming ear-to-ear grin. "I had an epiphany after Seven Pounds, and I realized how much more I want to be, how much more I want to do; the idea of living in service to humanity versus living in service to the commerce of my movies. I want to be remembered as a man who cared about people and dedicated his life to making the world better."
Smith was unprepared for the emotional ramifications his involvement in the project would have. He remembers times when his family would slink around him in silence because, he says laughing, he looked so crazy. Throughout the entire experience, what grew in him was a sense of redemptive virtue and the idea that the world held more promise than many realize.
His spirituality was also tested throughout filming. Since he was a child, Smith was taught that, no matter how bad life got, there was always somebody in a higher place who would eventually make it better.
"To play a character who doesn't necessarily believe that," Smith pauses, shaking his head, "to feel that God made a mistake, and it's his responsibility to fix it. To carry that emotional weight was a terrifying space for me, emotionally and artistically."
One wonders why a huge movie star with his pick of almost any script available would choose to tackle a role that contained so much fear and dread. Why not just focus on the prequel to I Am Legend and collect an easy paycheck?
"There's an idea that was one of the central concepts that I fell in love with in this movie," he explains. "In the West we think about things in straight lines. There's birth, there's life and then there's death, and at death there's a cliff and it's the end of the world and everything's over. But that's not how things work!"
"If you take the end of that line and bend it into a circle," he says excitedly, drawing circles in the air and punctuating them with claps of his hands, "there's birth, life, death and then rebirth! Rebirth is inevitable!" he practically squeals.
Perhaps that's why, despite his apprehension, Seven Pounds was something of a rebirth for Smith; a liberating experience that altered the way he approaches material and how he looks at future projects.
"The projects I was choosing, everything had to be OK in the end or it emotionally hurt me," Smith realized. "Now my sensibilities have become slightly less delicate, and I'm able to venture out a little bit more into the world of emotional and artistic ambiguity in a way that strikes me as more authentic. If there's been a movie in my career that I'd say changed my life, it's Seven Pounds. Not Independence Day."
Seven Pounds releases in theaters Dec. 19.


text:
This classic pullover is a blast from the past with an improved 100% polyester fleece. Its relaxed fit and hand pockets make it both comfortable and functional. When the weather turns a bit chilly the Boulder takes the nip out of the air with its fleece-lined collar, snap placket and elastic binding at the hem and sleeve cuffs.
Fabric & Insulation
FABRIC 100% Polyester Fleece
This product is a "Relaxed Fit"
Product Features
Everything you would need to be warm dry and comfortable.
From weatherproof features to convenient adjustability
to accommodating your accessories and valuables.
Mock neck
Handwarmer pocket(s)
Elastic cuffs


text:
All couples seem to take tremendous care in selecting a song for their First Dance, but very few spend the same amount of time choosing music for the last. Perhaps because, traditionally, the new Mr. & Mrs. made their exit early, dressed in spiffy travel outfits and headed for the airport to be whisked away on their honeymoon.
In contrast, couples today are partying until the last guest cries "Mercy!"
To begin and end your big night with a bang, this page is designed to help guide you in making the all-important First and Last Dance song choices. The First Dance is a significant part of the Reception. The song that you choose sets the tone for, and is one of, the evening's most sentimental high point's. It's also a premium photo opportunity and may actually be one of the few times the two of you are "alone" together during the Reception.
The timing of your First Dance is obviously dependent on when the dancing starts: right after you make your grand entrance or after dinner. Although your First Dance is traditionally the first song played that night and "officially" kicks off the festivities, it is also acceptable for music to be played while guests and family members are waiting to whet their appetite to loosen them up. If you want to start the dancing after dinner, it is usually appropriate to wait until most people have finished the main course.
The following will hopefully give you some ideas for choosing those all important "Special Dance" songs you wish to include for making your evening one that you and your guests will remember for a lifetime! If the songs listed below still don't give you the needed inspiration, scroll down to the bottom-left of the page and click on the links provided.
If you find yourself stumped about which songs to choose for those "Special Dances", perhaps some of these will help give you inspiration.
For a Timeless Classic, consider "As Time Goes By" (from the movie soundtrack Casablanca) "Chances Are" (Johnny Mathis), or "When I Fall In Love" (Nat King Cole or Celine Dion).
Are you and your betrothed "True Romantics" at heart? Then consider "Crazy For You" by Madonna, "Just The Way You Are" by Billy Joel, or "Love Me Tomorrow" by Chicago.Or maybe the old crooners rock your world – "All The Way" by Sinatra, or "I'm In The Mood For Love" by Ella Fitzgerald.
For a more contemporary twist, "Ice Cream" by Sarah McLachlan or "She" by Elvis Costello and "Tonight, Tonight" by The Smashing Pumpkins are good choices.
If you prefer more Schmaltz-free, tongue-in-cheek selections, then "Ain't That A Kick In The Head" by Dean Martin, "I Got You Babe" by Sonny & Cher, or "I Think I Love You" by The Partridge Family are suggestions that might work.
Whatever your tastes may be, I encourage you to be as "creative" as possible as it reflects your own personal style. Should you need help on other suggestions, I am always available and at your disposal.
Whatever your tastes may lead to in music, remember the most important thing --
The Beginning of the most incredible Journey of your life......together.


text:
The humble white shirt is a staple in any man's wardrobe. That's why picking it is such an important decision that needs clear definition between the shirt and the occasion. Thanks to our friends at Politix at the Canberra Outlet Centre we have put together a White Shirt Edit to steer you down the right path to finding the perfect shirt for the right occasion.
The starting point
The original/classic white shirt is the starting point of any great wardrobe. Look for a breathable fabric, with a slim fit and enough stretch to define your features.
Igantio Shirt from Politix
Not quite your classic white shirt, the Ignatio style from Politix is crafted from the finest Spanish cloth, tailored to a slim fit with body-hugging stretch technology.
Black lines
Elevate your white shirt with a black line detail. This is the perfect addition to a dark suit, a light blazer with chinos or a classic knit.
Mael or Hilton Shirt from Politix
Black detail is perfectly matched with a button-down collar on the Mael shirt from Politix. With a vertical line running down the front of both the Mael and Hilton shirts, the combination of black and white shades just works.
Tuxedo nights
On a night when you might channel your inner 007 by donning a tuxedo – the shirt to accompany is very important. It is vital that the shirt never distracts from the jacket or tie combination.
Leighton and Mendon Shirt from Politix
Displaying simple and clean lines, the Leighton and Mendon shirts from Politix compliment any tuxedo. With no noise and a slim fit that quickly tells everyone that it's not a rental, these shirts are the perfect addition to any tuxedo night.
Slim fit is best
No matter your shape or height, an oversized, boxy shirt is always going to undermine whatever you're wanting to achieve. So always remember to keep it slim and tailored.
POLITIX is located in Canberra Outlet Centre Tel. (02) 6280 0148. Click here to view the store


text:
All prices are in All prices are in USD
A peachy orange sherbet with a large red eye and picotee edge above a green throat. A major award winner. Showy!
Foliage: evergreen
Flower type: single
Height: 20"
Flower size: 6"
Bloom time: early season
Flower characteristics: repeat bloomer
Ploidy: tetraploid
Originator: Stamile 1996
Buy in bulk and save


text:
The market's rocking, and new tech is leading the way. Amazon.com
Has the leading online retailer earned these heady gains? Its rich valuation multiples appear to leave little room for error. But is there more to the Amazon story than a high P/E ratio? What are the downsides and upsides for investors at this point?
Every investor -- or potential investor -- needs to ask these questions.
The bearish case
As we barrel toward Thursday night's quarterly earnings report, consider Amazon's recent challenges:
- Amazon entered a price war with Wal-Mart
(NYSE:WMT)five days ago, with some of the hottest hardcover preorders dropping to just $9 a copy. There are even a few cases in which Amazon is selling the hardcover for less than its digital Kindle version.
- Speaking of Kindle, Barnes & Noble
(NYSE:BKS)is set to introduce its new e-book reader tomorrow, giving Amazon's Kindle one more rival to worry about. Barnes & Noble is late to the game, but it serves the ideal audience of booklovers.
- One of Amazon's pricing advantages is that it doesn't have to collect sales tax in states where it doesn't have a physical presence. Many states in budgetary crunches are legislating an end to that.
There is also the matter of the company's valuation. Amazon may be blessed to be growing -- and gaining market share -- in this recession, but it has replaced its running shoes with concrete boots. Earnings and revenue are projected to rise 13% and 18%, respectively, this year. These are applause-worthy forward steps in this crummy economic climate, but the earnings multiples are steep. Amazon is fetching a lofty 56 times this year's projected profitability (and a still nosebleed-inducing 44 times next year's bottom-line target).
The valuations are certainly rich. Unlike other dot-com stars, Amazon is still a retailer at heart. It has tangible goods to sell, ship, and receive in occasional returns. Its net profit margins have historically been in the low single digits.
The bullish case
Longs will argue that Amazon's business is better measured by free cash flow than earnings. The company is a money machine. At many public companies, profits can exceed the actual net inflow of greenbacks, but Amazon works the other way around. Free cash flow over the past year clocks in at a healthy $1.5 billion, or more than double its profitability. Amazon is trading at a more reasonable 27 times trailing free cash flow, a figure that has improved by 89% over the past year.
Margins may also improve, though investors need to be realistic. Even high-end luxury retailer Blue Nile
After all, it's a lot easier to run a business when you don't have to worry about keeping inventory, subsidizing fulfillment costs, and fretting over returns.
Amazon's still rocking with tangible merchandise, too. It continues to take big bites of market share, thanks to its double-digit growth during a year in which analysts are projecting flat sales at Wal-Mart, Target
The moment of truth
I can't dismiss my concerns. A price war heading into the holidays will pinch the already lean margins. If $9 hardcover new releases become the new promotional standard, the lower price might quash the e-book revolution that Amazon's Kindle is championing.
The stock is also far removed from when it ridiculously traded in the mid-$30s in November. However, I have to side with the free cash flow argument here. Let bearish neophytes wail about Amazon's dizzyingly high P/E ratios. When it comes to free cash flow, Amazon is priced just fine for a fast-growing market leader.
What's that? Amazon is also packing a stratospheric top-line multiple, too? Target, Wal-Mart, and Amazon.com are all getting by on 3% profit margins, yet Amazon's price-to-sales ratio is roughly four times greater. Even Buckle
Well, here's where we have to consider digital delivery as the means to chunkier margins. Amazon's Prime membership plan is also a winner; it lets patrons pay $79 a year for free two-day shipping of all Amazon-warehoused goods.
If you've met someone on Prime, you know that nearly every online shopping experience they have begins and ends with Amazon.com. The convenience of low prices and free two-day delivery -- or just $3.99 for overnight shipments -- is a huge loyalty-builder. Amazon will continue to gain market share, since the Prime moat can't be copied by a smaller rival without its e-tail trust, experience, and breadth of merchandise.
Is Amazon overvalued? No. Is Amazon undervalued? Sadly, it's not. A pullback shouldn't surprise even the most ardent of bulls. However, given the online retailer's momentum, girth, and future catalysts, it's hard to bail on it. Especially as we head into the holiday season, which Amazon.com has historically owned.


text:
W8OTC Dxpedition to Celaron Island, Lake Erie, Michigan
W8OTC C4FM Fusion Antenna raising via the HOP Pine Tree..
W8OTC Members Qualify Round Island. Detroit River. 10-02-2015
Round Island (42°05′32″N 83°10′01″W) is a 172-acre (70 ha) island off the southern coast of Grosse Ile. It is one of the five islands surrounding the southern coast of Grosse Ile, but it is the only one of the five that is uninhabited. Round Island was once connected to Grosse Ile but is now separated by a 50-foot (15 m) channel used primarily for docked boats
W8OTC Members Qualify Sisters Island in Monroe, Michigan 9-29-2015
Sisters MI094 River Raisin Monroe W8OTC
ops: N8JRP, N8VGE, & KD8VHE In the City of Monroe MI
ops: N8JRP, N8VGE, & KD8VHE In the City of Monroe MI
Old Timers Connection goes international!
Net being heard in Scandinavia via a local echolink node


text:
|h t t p : / / s p a c e w i r e . e s a . i n t
ESA SpaceWire CODEC
The University of Dundee with ESA funding has developed a high-performance SpaceWire coder/decoder (CODEC) in VHDL that operates at a maximum data rate of 200 Mbits/s when implemented in a radiation tolerant ASIC. The interface is fully compliant with the ECSS SpaceWire standard.
If you have any questions or comments regarding this website, please contact the webmaster.


text:
John Donne
John Donne (24 January 1572 - 31 March 1631 / London, England)
» Click to list general statistics » OR, select a date :
Elegy Ix: The Autumnal
No spring nor summer beauty hath such grace
As I have seen in one autumnal face.
Young beauties force our love, and that's a rape,
This doth but counsel, yet you cannot scape.
read more >>
- Hits: Number of visitors who read the poem on the given date.
- Posts: Number of visitors who posted the poem to a friend (via e-mail) on the given date.
- Dates that have "0" hits may not be shown on the list.
- Dates, poems and poets that have "0" hits may not be shown on the list. Statistics are generated daily.


text:
Canada NewsWire
OTTAWA, May 15, 2014
OTTAWA, May 15, 2014 /CNW Telbec/ - Tomorrow, Canada Post will issue five stamps celebrating Canadian UNESCO World Heritage sites. The five stamps feature Old Town Lunenburg, Nova Scotia; SGang Gwaay, British Columbia; the Rideau Canal in Ontario; the Landscape of Grand Pré, Nova Scotia; and Head-Smashed-In Buffalo Jump, Alberta.
"Canadians have expressed an overwhelming request for more stamps featuring Canadian landscapes that can be sent outside of Canada and we are happy to oblige," says Jim Phillips, Director, Stamp Services at Canada Post. "These sites are deemed sufficiently valuable by international authorities to be protected. They are national treasures to be celebrated on stamps."
There are 17 World Heritage sites located in Canada and another seven sites on Canada's Tentative List of World Heritage sites. The 17 Canadian sites are a collection of national and provincial parks and historic settings considered by the World Heritage Committee to be of outstanding cultural or natural importance to the common heritage of humanity.
The outstanding beauty and striking perspectives of these Canadian landscapes called for a minimalist design in which the saturated images come forth and brilliantly shine. The shape of the visual frame – with one corner rounded – adds a dynamic touch to the composition. A splash of red in the flag at the bottom fades behind the word CANADA and provides a vivid contrast of colour to the richness of the imagery.
About the stampsThe three U.S.-rate stamps, Old Town Lunenburg, The Landscape of Grand Pré and Head-Smashed-In Buffalo Jump, as well as the two International-rate stamps, SGang Gwaay and The Rideau Canal, are available in booklets of 6. The stamps are pressure sensitive. The Official First Day Cover will be cancelled in Lunenburg, Nova Scotia. The new stamps are available at post offices across the country, and at canadapost.ca. To download an image of the stamps or to purchase philatelic products, please visit canadapost.ca/shop.
SOURCE Canada Post


text:
Food & beverage
Tools & Gadgets
Storage & organization
Coffee & tea
Chillers & Coolers
For Him
Billfolds & wallets
Bags & backpacks
Lunch Bags
Chillers & Coolers
> Spectacular Metal Roll Storage Basket
Spectacular Metal Roll Storage Basket
Thinking Where To Store Your Prerequisites Then Have A Glance At This Stunning Metal Roll Storage Basket Which Will Enhance The Look Of Your Living Room. It Is Made Out Of Metal And Is Tough In Nature. One Should Not Worry About Its Sturdiness As It Will Remain In Pristine Conditions In Coming Years. In Shades Of Silver, It Is In Rectangular Shape Having The Net Pattern With Trolley Wheels And Flat Netted Shelf Below Which Gives An Astounding Appearance. It Can Be Used For The Storage Purpose. One Can Store Clothes, Toys, Kitchen Essentials, Newspapers, Wine Bottles And So On. Since It Has Trolley Wheels It Is Easy To Move From One Place To Another. Your Friends Finding Out Such A Storage Basket Can Be Suggested This Awesome One. Guests Coming To Your Place Will Find It Adorable And Would Surely Give Compliments On It. So For Whom Are You Waiting? Get It As Soon As Possible.
About Us
Contact Us
Shipping & Returns
Privacy Policy
Terms & Conditions
My Account
My Account
Order History
Track Orders
Address Book
E Vino Wine
. All Rights Reserved. Designed by
Our website uses cookies to make your browsing experience better. By using our site you agree to our use of cookies.
Learn More
I Agree
What Are Cookies
As is common practice with almost all professional websites this site uses cookies, which are tiny files that are downloaded to your computer, to improve your experience. This page describes what information they gather, how we use it and why we sometimes need to store these cookies. We will also share how you can prevent these cookies from being stored however this may downgrade or 'break' certain elements of the sites functionality.
For more general information on cookies see the Wikipedia article on HTTP Cookies.
How We Use Cookies
We use cookies for a variety of reasons detailed below. Unfortunately in most cases there are no industry standard options for disabling cookies without completely disabling the functionality and features they add to this site. It is recommended that you leave on all cookies if you are not sure whether you need them or not in case they are used to provide a service that you use.
Disabling Cookies
You can prevent the setting of cookies by adjusting the settings on your browser (see your browser Help for how to do this). Be aware that disabling cookies will affect the functionality of this and many other websites that you visit. Disabling cookies will usually result in also disabling certain functionality and features of the this site. Therefore it is recommended that you do not disable cookies.
The Cookies We Set
Account related cookies
If you create an account with us then we will use cookies for the management of the signup process and general administration. These cookies will usually be deleted when you log out however in some cases they may remain afterwards to remember your site preferences when logged out.
Login related cookies
We use cookies when you are logged in so that we can remember this fact. This prevents you from having to log in every single time you visit a new page. These cookies are typically removed or cleared when you log out to ensure that you can only access restricted features and areas when logged in.
Form related cookies
When you submit data to through a form such as those found on contact pages or comment forms cookies may be set to remember your user details for future correspondence.
Site preference cookies
In order to provide you with a great experience on this site we provide the functionality to set your preferences for how this site runs when you use it. In order to remember your preferences we need to set cookies so that this information can be called whenever you interact with a page is affected by your preferences.
Third Party Cookies
In some special cases we also use cookies provided by trusted third parties. The following section details which third party cookies you might encounter through this site.
This site uses Google Analytics which is one of the most widespread and trusted analytics solution on the web for helping us to understand how you use the site and ways that we can improve your experience. These cookies may track things such as how long you spend on the site and the pages that you visit so we can continue to produce engaging content.
For more information on Google Analytics cookies, see the official Google Analytics page.
We also use social media buttons and/or plugins on this site that allow you to connect with social network in various ways. For these to work, the social networks may set cookies through our site which may be used to enhance your profile on their site, or contribute to other purposes outlined in their respective privacy policies.


text:
Sailor 500 FleetBroadband
Reliable even in the worst weather conditions, FB500 gives you an always-on connection at up to 432kbps for applications such as email and internet access, real-time electronic charts and weather reporting and guaranteed connection rates of up to 256kbps available on demand. And enjoy up to nine telephone lines with FleetBroadband Multi-voice for crystal-clear phone calls to terrestrial and mobile networks.
Inmarsat Sailor 250 FleetBroadband
Inmarsat Sailor 250 FleetBroadband Features
• Telephone, ISDN, SMS VoIP
• Broadband Internet
• Email and file transfer
• Standard IP data service up to 432kbps
• Access up to nine telephone lines from a single FB250 terminal
• Steaming IP Capabilities with guaranteed rates up to 256kbps
• Two safety service options, 505 Emergency Calling and Voice Distress, put you directly in contact with a maritime rescue station.
• FleetBroadband is accessible globally, except in the extreme polar regions
• GSM over FleetBroadband 500 enables users to make and receive calls and send and receive SMS texts using the pre-paid SIM in their own mobile phone
Inmarsat Sailor 250 FleetBroardband Specifications
• Size/Weight:
Above-deck Unit: 79.75cm x 68.7cm (H x Dia)/23kg.
Below-deck Unit: 27.3cm x 26.4cm (H X Dia)/2.5kg.
|1.1 kg
There are no reviews yet.


text:
The next generation bio-based wall paint for the painter of today: Ralston ExtraTex Matt [2]. The same professional top quality, but on the basis of renewable raw materials. Finally paint in which sustainability is a matter of course. We believe in sustainable innovation. That is why we are raffling off the transport of the future: an electric scooter with a maximum speed of 24 km/h. Fill in your details and win!
Get a free reusable Ralston drinking bottle and an eco-bag with your purchase of 10 litres of ExtraTex Matt [2] wall paint. Only at participating wholesalers.
With Ralston's sustainable biobased wall paints, you always make a conscious choice. The paint and binding agent technology is based on renewable raw materials. The Next-Gen Biobased paint contributes to great environmental benefits. Prestigiously durable paint that does not compromise on the quality of the end result. No matter how special and innovative the technology may be, we hope that you will find biobased paint just as common as we do.
And environmentally conscious paint deserves sustainable packaging. The new bucket is therefore made of PCR (post-consumer recyclate), which consists of recycled consumer plastics.
Next-Gen Biobased matt water-dilutable wall paint from the Netherlands. Further developed to perfection. Excellent hiding power (class 1), VOC free*, scrub resistant, splash and odor neutral and available in all colours. The next step in innovation of sustainable binding agent technology. Based on waste streams of vegetable residues from second generation biomass. These raw materials are not only good for the environment but also good for unprecedented colour strength and even more consistent colours.