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Summer of Strong Monday Workout: Working Out with Your Baby
We've all been there.
Those early infant days.
….The days when you "kinda" shower. Sure, you get in and get wet but since you've placed the baby in a bouncy chair right outside the shower, your shower curtain gets manhandled as you obsessively peek to see if he/she has choked on something. Two minutes and two near death experiences later, you call it "good" and get out, whether or not you actually used any soap. Eh, there's always tomorrow.
….The days when you own every baby transportation mode out there. A Snugli, a jogging stroller, a regular stroller, a Moby wrap. They're all in your car, along with all of the other 2,439 baby items that simply cannot fit into your house anymore.
….The days when you flip out just a bit when, after 5 minutes of being held by someone else, you realize Baby isn't in YOUR arms. Akin to loosing a limb.
The theme during these days?
Keep baby as close to mom as possible.
And rightly so.
That infant has become accustomed to your smell, your voice, the way you move. You are comfort. You are home base.
So what happens when you're trying to get that pre-pregnancy body back and you want to work out? What if you don't have a sitter or childcare at your gym?
SOLUTION: You simply workout WITH your baby. (So THAT'S why they make those teeny tiny athletic shoes for infants.)
Tips For Working Out With An Infant
1. Hold On To The Baby Weight!
Not a typo – stay with me here. The goal here is to use your baby as added weight for your workout. Perform squats while holding your baby close to your body. Lie on the ground and gently lift and lower your baby over your chest (aka chest presses). As you're doing pushups, position your child directly under you so that each time you go down, they think you're playing a game. (Please see Tip #5). The roly poly-babies are the best – they make for a killer workout!
2. Change Your Mindset.
We tend to be "all or nothing." Even when it comes to exercise. When you have a little one, you have to change your mindset towards exercising. You probably won't be able to work out like you did before you got pregnant. The duration and intensity will change. Instead of trying to be the "old you", instead, try to focus on exercises that give you the most bang for your buck (think Tabata and HIIT – High Intensity Interval Training), as well as exercises that you can do WITH your baby.
3. Invest In Quality Transport Tools.
Do your research and buy a high quality jogging stroller. Used or new, investing in something that will last could mean the difference between several years of walking and running or a few months of creaky wheels. Check out Consumer Reports and buy something that will last!
4. Apply the "Rules Of Addition."
Use the "Rules Of Addition Method" – adding little bits of exercise up during the day for a total daily workout time of 30 minutes. Parking farther away at the grocery store, taking the stairs, commercial break crunches – It all adds up!!! Every little bit of exercise adds years to your life and takes inches off your fanny!
5. Safety First.
Above everything else, safety for mom and baby is CRUCIAL. When using your baby as a weight, if your balance isn't up to par, DO NOT try performing a squat while holding your child! Also, make sure that you've used the safety straps correctly when putting your child into the stroller or carrier. Always practice safety first!
For this week's workout, I thought I'd show you one of my all time favorite workouts! A heart pumping workout that takes only 20 minutes and can be performed in your home! If you have Pinterest, create a board named "Workouts To Try" and pin this workout so that you can have it at your fingertips for later use!!
Let's MOVE!
What You'll Need
A Jump Rope
Interval timer (I use the Gymboss, but you can also use a stopwatch function on your phone or the free online-stopwatch.)
How Often
Three times per week, non-consecutive days.
For more Mom365 Summer Of Strong workouts: Legs, Core, Arms, and Tabata!
I'd love to hear from anyone who is following along with the SOS workouts and how they're working for you! Please visit my healthy living blog, Lindsay's List, for more fitness and health tips!
QUESTION: Any other tips for working out with an infant that I might have missed??


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Photo Source: USA Today
It goes without saying that Russell Westbrook is unhappy Kevin Durant left the Oklahoma City Thunder. Considering the duo helped turn the team into a championship contender, hard feelings are only natural. So how is Westbrook handling the big change?
Adrian Wojnarowski of The Vertical took us behind the scenes of Westbrook's new three-year deal with the Thunder. According to Woj, Westbrook did not sulk over Durant leaving. He didn't ask the Thunder front office for an explanation of how they lost K.D., either. In fact, Westbrook began erasing his former teammate from his mind — and possibly life — almost immediately.
For a front office still mired in angst and anger, Westbrook delivered a sobering splash of ice water: What's next?
No nostalgia, no reflection and no regret: In Westbrook's world, Durant had been deleted like his old teammate's text message saying goodbye on the way to Golden State.
One source close to Westbrook told Wojnarowski that the star point guard knew right away he wanted to stay in Oklahoma City and "go to battle" with the guys who are left rather than chasing a championship elsewhere. And aside from a casual "how's it going" or "what up," no one really expects Westbrook to speak to Durant.
For everyone waiting on Westbrook to unload on Durant, they could be disappointed. Yes, he has his thoughts and opinions on Durant's move, but it is unlikely that he'll be moved to share them in dramatic detail. What's more, there's a significant chance it could be years before Westbrook and Durant ever engage in a meaningful conversation again. Westbrook doesn't do nostalgia, nor disregard slights – real or perceived.
Durant is deleted. Done and gone and no longer part of his world…
From the way it sounds, we wouldn't be surprised if Westbrook hasn't spoken to Durant at all since Durant signed with Golden State. That would help explain why Durant said what he did about Westbrook's new contract.
News Source: Yard Barker

subset: commoncrawl


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Arnold: Six Caltex Socceroos spots up for grabs for AFC Asian Cup
The next three weeks will be pivotal for Caltex Socceroos hopefuls, with coach Graham Arnold revealing there are around six spots up for grabs in his AFC Asian Cup squad.
Arnold is expected to name his squad in three weeks' time for the tournament in January.
It gives every player one last chance over the next few weeks to press their claims for a spot in the squad as Australia looks to defend the title they won on home soil in 2015.
READ MORE: 'Uniting a Nation': FFA unveils unifying brand identity for Caltex Socceroos and Westfield Matildas
READ MORE: 'I need to do the business': Boyle desperate to feature at AFC Asian Cup
AWER'S AWARD: Mabil wins global award for refugee work in Kenya
"I've probably got six spots at the moment, six places where there are questions marks," said Arnold on Tuesday at the unveiling of new a new logo for the Caltex Socceroos.
"The players have got three weeks to show me and nail down that position. We will name the squad around the week before Christmas and it will be clear to everyone.
"There's a spot in every [position]. It's up to the players to show their performances, to show their form and to show their qualities.
"I expect their standards to be high, we expect them to come into camp 100% fit. We are monitoring everything they are doing at the moment. There will be no surprises."
Hyundai A-League stars pressing their claims
Arnold has been keeping a close eye on performances of players in the Hyundai A-League and admitted there are a host of names in contention to make his squad.
"The boys in the A-League are doing exceptionally well," he said.
"Brandon O'Neill, Craig Goodwin again, Adam Taggart, although he unfortunately got injured but he'll be fine…Chris Ikonomidis, the list goes on and it's exciting times.
"The style we expect to play is with a lot of energy, a lot of legs and the young boys are coming."
Settling into the new attacking style
Since he took the reins following June's FIFA World Cup, Arnold has so far had just the three camps and three matches with his squad to implement his attacking approach.
Even in such a short time, Arnold has been impressed with how quickly the players have adapted to the style, confident it will help bring out Australia's best in the UAE.
"If there was one surprise [from the first two camps] it's just how quickly the boys have taken the information in because we've completely changed the style of play and it takes a lot of energy the way we expect to play.
"All it took was two or three training sessions on the pitch.
"They bought into what we expect from them and went out and put in two fantastic performances. I'm extremely excited to coach this group of players and we're looking forward to the Asian Cup."
The Caltex Socceroos' first pool game is against Jordan on January 6.


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There aren't many '90s sitcoms that did the "very special episode" quite as well as Full House , and I mean that in the most loving way possible. Sure, Full House might be a comedy, but it's also an inspirational story about family. After Danny's wife dies (in a horrific car accident caused by a drunk driver, just in case you forgot) he enlists the help of his deceased wife's brother and his best friend from college to help raise his three girls. The show proves that it really does take a village to raise a child — or, in the Tanner family's case, three — and the life lessons that the Tanner girls (and sometimes their next door neighbor, Kimmy) learn from the adults are also meant to be lessons for the audience — usually very unsubtly. (But hey, since when was "subtly" a thing any of us wanted from our '90s sitcoms, anyway?)
There were plenty of these special episodes, each with their own unique theme. We learned about body image issues when D.J. started an extreme dieting regime, only to realize in the end that she was already beautiful — inside and out — exactly as she was. We learned the dangers of alcohol after Kimmy imbibed just a little too much, and why rushing into make out parties before you're ready for make out parties does way more damage than it's worth. Each episode may have been different, but they all had some things in common — namely a methodical, "scientific" formula.
And since I'm a Full House superfan with a platform to share things on the Internet, I broke it down for you in even more scientific terms. You're welcome.
Image: Warner Bros. Television; Caroline Wurtzel/Bustle


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On 21st May 2018, the Students Scientific Conference in Krakow entitled: "InnoFuels - Integration of research activities of WEiP students with the innovation program of the fuel and energy industry companies" was held.
This event is organized by the student research group TD FUELS operating at the Group of Fuel Technology at the Faculty of Energy and Fuels AGH University. The main goal of the conference was to present the most interesting research works carried out by the students of WEiP as a part of their diploma thesis and also student research groups in the field of solid, liquid and gas fuels and to define the thematic scope of future research work, in accordance with the innovation program of the fuel and energy industry companies. The deliberations took place in two sessions:
Session 1. Student research carried out at the WEiP;
Session 2. Innovations in the fuel and energy industry.


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Translations 1
English (en-US)
The Rhino Orphanage
Karen Trendler has successfully raised over 200 orphaned rhinos. Now she builds an orphanage, designed exclusively for the rhinos victims of poaching - a home for the rhinos that would otherwise have been left to die. Karen's leadership begins team of veterinarians, carers and surrogate mothers enhance the lives of traumatized calves. And after all the effort the team has to wait and see if the orphaned rhinos can be successfully integrated with their new families.


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- Information
Type of skin: Dry rosy skin types
Thanks to its anti-inflammatory and desensitizing properties, this bio-complex highly concentrated with moisturizers and emollient extracts help to reduce inflamed skin and Rosacea-like redness. This advanced product has two key ingredients: an anti-oxidant, Proanthocyanidins and anti-stress, Hypericin. This cream also combines an antioxidant (Grape extract) known as Polyphenol that is clinically proven to protect cells from damage caused by a chemical process called oxidation, and an anti-stress Hypericin from Hypericum Perforatum, St. John's wort extract, known from ancient times to relieve stressful conditions. In addition to repairing the skin damage, Hypericin with its anti-inflammatory and astringent actions, reduces the sebaceous secretions as well, in relieving irritation and improving firmness. Excellent remedy for treatment of fine and fragile skin, it has the property of healing dry inflamed skin and protects it from free radical damage.


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Charles J. Kocher
Charles J. Kocher is a member of the Class Action Practice Group at Saltz Mongeluzzi & Bendesky P.C. Charles has a national class action practice, providing representation to individuals in cases involving consumer fraud and deception, product liability and product defect, wage and hour claims, and electronic data breach litigation.
Charles also has extensive experience in the representation of whistleblowers in health care fraud cases brought under the federal False Claims Act and the New Jersey False Claims Act. His practice also concentrates on antitrust, unfair competition and complex business litigation. Charles has been selected as a team leader in one of the largest antitrust class actions in the United States – the Containerboard Products Antitrust Litigation. Charles is frequently invited to participate in antitrust cases by other law firms throughout the country. His creative use of the class action device has also resulted in what is believed to be the first certified class action brought under the Pennsylvania Uniform Fraudulent Transfer Act to recover monies for victims of a Ponzi scheme. Charles has tirelessly worked to obtain class-wide settlements in excess of $400 million.
Practice Areas
Charles has achieved successful results on a number of significant class action cases, including:
- Containerboard Products Antitrust Litigation: Partial settlements of $376 million (team leader in antitrust case involving cardboard products).
- Trabakoolas v. Watts Water Technologies, Inc., et al., No. 12-cv-01172 (N.D. Cal) (counsel in product defect class action involving a defective plumbing product resulting in a $23 million settlement).
- Fleischer v. Fiber Composites, LLC, No. 12-cv-01326 (E.D. Pa.) (lead counsel in product defect class action involving composite decking).
- Carroll v. Stettler, et al., No. 10-cv-2262 (E.D. Pa.) (lead counsel in first ever class action under Pennsylvania Uniform Fraudulent Transfer Act, achieving over $2 million in judgments and settlements for the class).
- Villanova University School of Law, JD, 2004
- Georgetown University, BA, 2001, cum laude
From 2013 through 2018, Charles was named as a Pennsylvania Super Lawyer – Rising Star in the field of class actions, a listing of the top 2.5 percent of attorneys in the state who are 40 years old or younger.
No aspect of the Super Lawyers advertisement has been approved by the Supreme Court of New Jersey.
Upon graduation from law school, Charles served as a law clerk for U.S. District Judge Clarence C. Newcomer, a celebrated judge who sat on the federal bench for more than 30 years in the Eastern District of Pennsylvania.


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I love this time of year as all the vibrant coloured flower start to appear once more in the garden. There is so much to do in the garden right now. Everything has shot up with the glorious hot weather we have been having. The grass needs mowing regularly and everything has needed a good watering each day. There is weeding to be done, wildflowers seedlings to care for and of course more plants to buy and find spaces for.
As I walk down the garden making a note of even more things that need doing I see oranges tips and beautiful blue butterflies flutter by me.
I watch as bees and hoverflies busily buzz around the wildflowers and speckled wood butterflies dance in the sunshine by the nettles that grow at the back of the compost heap.
The bees favourite plants in my garden right now are: aquilegia, cotoneaster, bleeding heart and the Californian lilac. There are many more plants almost ready to burst into flower any day soon too such as: lupins, foxgloves, alliums and dwarf azaleas. There is always something in the garden to keep the bees happy.
As I sit for a while by the pond I watch frogs hop into the water with a big splash and as the suns rays hit the waters surface I can see tiny water daphnia and the flash of a newts tail. At the ponds edge I see a spiderling dangle from its thread under a campion flower and a fly sits on a leaf that's tumbled into the pond and has a quick wash.
Looking over at the bird feeder I see starling fledglings squabbling around the suet feeder waiting to be fed by their exhausted parents while others splash about in the bird bath to cool off in heat. Blackbirds hop along the ground in search of grubs and insects to take back to their nest, whilst a tiny gold crest darts by me quickly and is so small it looks like a tiny shadow out of the corner of my eye.
Its too hot to do any work at the moment so think I'll just sit here in the shade for a while and just admire the wildlife that seem to love my garden just as much as I do.
If you want to here all about what the garden was like in early spring then check out my "Wildlife on the doorstep" article in the Cheshire biological records newsletter here or here


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Figuring out the future of Facebook
February 8, 2018
Practically everyone has a Facebook account. It's the largest social media platform in the world, with 2.1 billion active users (Statista). Facebook is undeniably a giant in the industry, yet its future may be uncertain.
How could the most popular social media site in the world have a murky future? Well, that's because Facebook announced a few days ago that, for the first time ever, the time spent on the platform has dropped.
That basically means Facebook users spent less time instead of more time on the website since it was created (Recode). While this may not sound like a big deal, it may be a telling sign of things to come.
It could also be nothing at all, however. Before I get into whether or not this dip is foreshadowing, let me explain why it happened.
Facebook is in a weird position right now. It's both crazy popular and controversial.
Most recent news about Facebook has been about false news stories plaguing the platform (The Verge).
On the bright side, Mark Zuckerberg did promise to work on this issue and tackle it head on.
That's a good thing since no one wants spam or fake news stories populating their feed. For the company itself, this will help improve their image at the cost of a lot of money. It's also been argued, though, that these new measures may be backfiring on the company by worsening the problem (NY Times).
As of now, these measures have resulted in less people spending less time on Facebook, which is undoubtedly a bad thing for the company. No social media executive wants less time spent on their platform, but the recent updates Facebook implemented to combat spam and false news stories have actively reduced time spent on the site.
That's both a good and a bad thing. It shows that Facebook is serious about combating spam at the expense of hurting their numbers. This mixed bag will end up confusing investors and perpetuating an unclear future.
Additionally, recent trends show younger generations are moving away from Facebook. Teenagers and young adults alike are distancing themselves from the platform as they embrace other social media like Instagram or Twitter (The Washington Post).
If you're a college student or around my age, you likely grew up with Facebook and have a hard time remembering a world without it. If you're also like me, you probably don't use Facebook much.
Still, despite that foreboding drop in users and such a negative outlook for future generations, I don't see Facebook going away anytime soon.
I rarely use Facebook, but I know it works well to organize events and communicate with friends and family. People my age likely recognize the same thing.
More importantly, my parents and older generations are heavy users of the platform. Of course, this is part of the reason why younger generations don't like the site. It's now perceived to be an "adult thing."
A multi-billion-dollar business isn't going to just fade away either. There are still 2.1 billion active users on the website. Sure, the numbers dropped by a small amount, but that doesn't mean Facebook is sunk. They still have a lot of life left in them.
What I do think will happen is that Facebook may shrink in the future. Younger generations will move to the "cool" social media platforms, which will slowly shrink Facebook's numbers. The website will likely maintain a large number of users, but maybe not 2.1 billion.
This is why I said Facebook had a murky future. I'm not sure what will happen. It's unlikely that the site will disappear in the next 10 years, but it is possible.
Again, I think it will shrink in the future, but it's possible that it will grow. To put it mildly, the future of Facebook is not certain.
The only certainty is that whatever happens to Facebook will end up affecting our society. Hate it or love it, social media is an integral part of our lives.
Facebook is currently the king of social media, but what happens if it gets cast off its throne? As of now, there's no clear answer.
I personally hope for the best outcome, whatever that may be. I don't use Facebook often, but it would be sad to see it die someday.
Of course, I doubt it's going to vanish anytime soon, but it looks like we'll just have to wait and see.


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Your enquiry has been submitted!
You can expect to hear from us soon.
Villa Bayu
Villa Bayu is a charming property located on the Bukit, an area south of the airport popular for its breathtaking views of the Indian Ocean and Bali's famous sunsets. This villa is an ideal getaway destination, away from the hustle and bustle of Kuta and Seminyak but only 3 minutes by car to Padang Padang beach (a legendary surfing spot), 10 minutes to the Uluwatu Temple, 20 minutes to Jimbaran Bay and its world class hotels and restaurants and 25 minutes to Nusa Dua, Kuta and Bali's International Airport.
The villa consists of three buildings, positioned in a lush tropical garden, all featuring high ceilings and large ceiling fans under traditional thatched roofs. The main building accommodates the spacious living and dining area and the modern open-plan granite-topped kitchen. This area is furnished with a dining table for up to 8 guests and wooden Balinese furniture, including sofas with cushions. There is a flat screen television with satellite channels to enjoy, withover 50 international programs and a DVD player with a surround sound system. The living and dining areas overlook the swimming pool, gazebo and the spectacular Indian Ocean. The surrounding garden is lit up at night, providing a perfect venue for a BBQ under the stars.
The four air-conditioned bedrooms occupy two 2-story wings on either side of the main building, making the villa an ideal location for two families to holiday together. The two upstairs bedrooms have king-size beds and verandas, and each of both downstairs bedrooms has 2-single beds, a terrace and its own small private garden. All bedrooms feature large folding doors opening up to the terraces that boast uninterrupted views to the ocean and give guests a private space to relax. Each bedroom has its own open-air bathroom with standing shower.
The modern kitchen is fully equipped with a cook top, oven, juicer, refrigerator, crockery, cutlery and microwave oven. The trained staff includes a private chef, housekeepers, gardener and security guards. The staff will take care of all your arrangements from planning meals and arranging day trips, organizing in-house spa treatments.
Additional facilities:
- Spectacular ocean views
- Full sized swimming pool with sun loungers and a Balinese gazebo, which offers a perfect spot to enjoy a drink at sundown.
- TV with over 50 International news, sports and movie channels, DVD player (with a selection of DVDs) and surround sound.
- 5 Ipod docks –one in the living area and one in each bedroom
- Gas BBQ
- Wireless internet
- Telephone
- Safe deposit box
- A baby travel cot and portable high chair, pool toys and DVDs for children are available
- Outdoor rain-shower for those returning from the beach
- In-house massage and spa/beauty treatments
- 24-hour security
-Welcome refreshments
-Daily housekeeping, on-site manager and night security
-Private cook for in-house dining
-Complementary wireless internet access
-A 6 seats car with driver for 8 consecutive hours a day excluding petrol available one day after check in
-Whole access of the villa facilities
-Free flow of mineral water for in-villa consumption
Villa Bayu is both spacious and comfortable, promising its guests a very private and peaceful stay in Bali
Maximum occupancy: 8 people
All of our villas come with the services of our guest relations manager, who will be pleased to assist with tours/transport, massages and spas, babysitting and all general advice and information needed to ensure your vacation is a memorable experience.
Please state in your inquiry if you'd require airport transfers. There's a transfer fee of IDR 250K one way for one car, to fit 4 people and luggage (surcharge of IDR 50K if the transfer is between 9pm - 7am). Fee payable to driver directly.
All our prices are in US Dollars.
Payments can be made in any currency to the equivalent of US Dollars.
I've stayed at Villa Bayu on two separate occasions. It keeps me coming back! The team is very attentive to detail and the location is stunning. Ideal for a group of friends or a large family gathering. I'll definitely be returning.
Superb luxury villa with wonderful infinity pool and all the comforts you could possibly want. Designed and furnished beautifully, cleverly combining contemporary styles with traditional Bali charm. Amazing location with a stunning view. Close proximity to lovely beaches and seafront restaurants. The benefit of a car and driver helped make the whole experience incredibly relaxing, as well as giving easy opportunity for exploring such a gorgeous Island. We'll be back!
Excellent in all aspects. Staff friendly and attentive. Food delicious. beaches within easy access. Lovely linen and toiletries.
If you are looking for serenity, luxury and fun in one holiday - this is the place to stay. Exceptional service from the owners and on-site staff. The chef prepares delectable food and all requests were met. It is a fantastic location and transport is easily organised to local beaches, beach clubs and restaurants. The views are stunning. I would go back a million times over! FABULOUS.
UNBELIEVABLE stay in Bali at Villa Bayu. Thank you for providing such a beautiful villa for our family holiday. It was one of the best holidays we have ever had and we cannot wait to get back and stay here again.
From the moment we entered the villa, we breathed deeper and slower. The views were unrivalled and the sky seemed to stretch out forever. Perched up above one of the best beaches in Bali, we felt away from the crowds but also just a short drive to great beaches and super restaurants! We never needed to leave as ever aspect of our stay was so well catered for and the villa was the best spot for a sensational sunset. The rooms were beautiful and the attention to detail made us feel like we really were in a 5* resort. The kids had a ball in the pool and exploring the games, and one of the kids in our group even learned to swim while we were there! It really was a magical holiday and we can't wait to go back!
Gorgeous villa set in great part of Bali. Stunning outlook, amazing service from Villa staff and sunsets to die for. So family friendly with lovely pool overlooking tranquil countryside. We found the location to be perfect for the family only short drive to fabulous beaches, bays and seafood eateries. Our go to villa in Bali!
We had the most lovely stay here for 4days with extended family. We where completely looked after with meals, transport and the staff even sorted and booked massage Therapists to come into the house to pamper us. A perfect place to stay as a group of friends.
Villa Bayu is a little paradise! The house is beautiful, the staff very friendly and the location perfect if you look for an authentic area in Bali, minutes away from beautiful and secluded beaches with great surf! The view is stunning, especially during sunset. We loved every bit of our stay and found with Villa Bayu a perfect balance of rich nature, Balinese culture and true relaxation. Wayan, the cook prepared delicious dishes and Made, the manager, did everything to make our stay perfect (spa treatment bookings, personal yoga teacher, etc.). Lastly, the very friendly owner, Rosheen, made the whole booking process as easy as possible and was very accommodating. Very professional and trustworthy!
In the event a Customer cancels a confirmed booking, the following penalties will generally apply: i) 50% of the total rental amount will be forfeited if the cancellation is made more than 60 days before arrival. ii) Up to 100% of the total rental amount will be forfeited if the cancellation is made between 1 and 59 days before arrival.


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Credit and the Fair Valuing of Loans
As we have reminded ourselves in the previous chapter, our prime focus is debt and therefore credit. We have seen how, when we discount a future cash flow, we are essentially using credit considerations implicit in interest- rate instruments. Here, we are going to consider credit explicitly. We are going to define what we mean by credit and what underlyings are used to capture it. Of all the possible ways to model credit we shall introduce a simple risk-neutral framework to assess survival probabilities. These will be used to value a loan, which, as we have said, is the fundamental tool of development banking.
Of all the asset classes, credit is arguably the most unusual. Whereas in other fields we deal with tangible objects–in equity, through shares, with the ownership of a company; in commodities with the ownership of something very real; in FX with the relative worth of money in different currencies–when it comes to credit we deal with something more elusive, we deal with the possibility of someone defaulting on a debt obligation. In this sense, if the interest rate is the asset class of borrowing, credit can be considered a by-product of it.
As pointed out by Schonbucher [74] in a great introduction to the topic, the most important characteristics of credit events (a term for default) is that they are rare, they can happen unexpectedly, and they do so with a magnitude unknown beforehand. Although we might not be familiar with the details of a bankruptcy, we can easily imagine it to be a process likely to be drawn out over a lengthy period of time and, despite the legal framework in place, not necessarily very clear.[1]
Since credit risk is the risk linked to payment default, in order for it to exist there needs to first be the promise of a payment: if there is no promise of payment there is no question of credit risk. The second question, not an easy one, is what constitutes default: is it the default on one payment, any payment, all payments? There are of course laws and agreements in place but, because of the rare and unexpected nature of the event itself, they might not be absolutely clear on all possible scenarios.[2] A great difference applies to the credit risk presented by corporate and sovereign entities: the former needs to abide by binding bankruptcy laws easily enforceable within a country or a treaty, the latter have on the surface looser restrictions, which are made in practice tighter by the markets (if they want to borrow again in the future). We will see how these differences apply in particular when it comes to development institutions, and we will see how the special form sovereign credit risk takes in the eyes of a development institution influences the way trades are priced.
Throughout this chapter and in even more detail when we will analyze the activity of a treasury desk, we will notice how credit is pervasive. The financial world is made of payments and promises of payment, to each one of them a credit risk is attached without exception. Credit touches upon the notion of trust and honoring of a promise. Although there is a framework to deal with the situation, when this is broken, there is still the sense that a credit event takes us into a region very close to the outer limits of what we consider civil society. Although in the everyday life of a practitioner this is something very far from his main concerns, when credit events occur, or we are very close to them, we experience a sense of unease and fear. This is probably one of the reasons, after all the technical ones, why a credit crisis such as the Great Recession is far more scarring than a crisis of another type (such as the tech bubble).
Credit, as we said above, is somehow a less tangible asset class than others. Within this asset class people have nonetheless managed to build a solid framework around the probability of default and create market instruments useful to protect us against it. Let us introduce what the underlying instruments of credit are and identify the derivatives used to hedge them.


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Great Cricut Giveaway
After some evaluation, we've decided to continue the Great Cricut Giveaway until we reach our goal. This may be tweaked a little more as we go along. =)
So come and play as you have a chance to win with the orders you normally make. If you've joined my first downline, since January, you are included and will have entries.
Here's what you can win:
•23 – $100 hostess credit shopping sprees. For every $1000.00 ordered, there will be $100 hostess credit give away! That would be for you to pick from exclusive CTMH products like stamps, blocks, markers, papers, WYW, ink pads, and reinkers!! (One has already been given away!!)
•At the 25% mark, 5750 points, there will be 3 winners: 2 – 1/2 price items to give away. These can be anything you want and it's 50% off (you pay the the other 50%) and 1 CTMH Cricut Cartridge Bundle (valued at $99.95).
•At the 50% mark, 11,500 points, there will be 3 winners: 2 – 1/2 price items to give away. These can be anything you want and it's 50% off (you pay the the other 50%) and 1 CTMH Cricut Cartridge Bundle (valued at $99.95).
•At the 75% mark, 17,250 points, there be 3 winners. The prizes will be a set of Adventure Ink Pads (Value $79.50), a set of 5-D Size Stamps (value of 89.75) and WorkSpace Wonder Bundle Giveaway (value $117.50)
•At the 100% mark, 23,000 points, there will be 4 winners: 3 CTMH Cricut Cartridges Bundle Giveaways (valued at $99.95 each) and a Grand Prize of a brand new Cricut Air 2 (value of $249)!!
That's a total of $3335.95 of prize value plus the 4 – 50% off items in this Giveaway. There is a great chance to have more 50% off items!!
April is a great month! Here are the links to all of the great specials:
- CTMH's 15 Minute Memories (Cut Above Scrapbook kits) are on sale for 50% off.
- S1704 – Flock Together is a sweet Stamp of the Month for $17.95 or $5.00 with a $50.00 order.
- Join My Team and you will receive one of the Scrapbooking Cut Above kits, plus there are lots of other great reasons to join – Check it out. Get entries this way!
- Events – check them out on my calendar.
Great Cricut Giveaway Event…over $3300.00 in prizes until we hit the goal…read all about it!! The party total is moving on up and we had our first prize giveaway!! We are almost to the second giveaway! Less then $400 to get there. =)
Thanks for stopping by to check out my Together Is The Best Place To Be Card! Have a creative day!!


text: Movies April 13, 2014 Top 5 Scariest Vampire Movies of All Time Tired of your vampires being of the "Twilight" or Anne Rice variety? Want some that are truly scary? Here's a list of the Top Five vampire flicks that can be truly counted as horror flicks and will make you Katie Coffman CONTINUE READING MORE LIKE THIS 4 Award-Winning Movies Based on Serial Killer, Ed Gein 'The Shack' Coming to DVD/Blu-Ray This Week Is A Must See Movie – Your Chance To Win a Copy Examining Who Could Be The Next James Bond 'Ted 2' Official Trailer Released: Check It Out Here


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These blockchain application areas and use cases reflect current trends in global blockchain growth areas, the potential for any business model to be disrupted with this emerging technology is high and at risk when an intermediary is required in the supply chain
Blockchain use cases are assessed based on three categories:
1) Intermediary 2) Data 3) Process
Combine these three categories to evaluate blockchain deployment and suitability for your business growth solutions
Blockchain achieves immutability, transparency and permanence of data
Blockchain offers banks and international trading houses the opportunity to improve efficiencies, trust and transparency for international payments. Emerging crypto currencies are a growing competitor for financial services and the financial sector will need to adapt to compete
Success criteria
Blockchain could replace traditional providers of electrical energy. Energy could become decentralised, therefore reducing the risk of power outages from centralised providers
Success criteria
Personal ownership of educational certificates, which are essential throughout your professional career
Success criteria


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Little Brother
Tor, 2008. Hardcover. A modern YA sci-fi classic which Neil Gaiman calls "A wonderful, important book... I'd recommend Little Brother over pretty much any book I've read this year." This edition is inscribed by the author. Very good / very good. Item #15
Price: $20.00
See all items in Sci-Fi, Fantasy, & Horror, Signed
See all items by Cory DOCTOROW, SIGNED


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Brexit 360
Brexit has big implications for any discussion about the future of our agriculture and horticulture industries.
On 28 March, with one year to go before the UK's official exit from the EU, we'll be hosting a live broadcast in partnership with Farmers Guardian exploring;
- how far we've come since the referendum
- where future opportunities might lie
- what can be done, and is already being done on-farm to get 'fit for the future'
Get involved
On the day you can view the livestream sessions on the farmers guardian Brexit page
Our panellists will be answering your questions, so send them via video or tweet to @TheAHDB including the hashtag #Brexit360
To watch last year's broadcast click here
Session One - Where are we now? 9.30am - 9.45am / 10am - 10.15am
While Brexit remains headline news, there remains much uncertainty. What we do know is that agriculture is likely to be one of the sectors most impacted by Brexit due to the significance of the Common Agricultural Policy to farmers in the UK and the fact that the EU dominates our agri-food trade. The panel will discuss how far we've come since the referendum, what the signals from UK Governments are so far and what they mean for the industry as a whole, as well as some of the behind-the-scenes work being done to inform the debate. Farmers Guardian Editor Ben Briggs joins this panel to highlight some of his readership's key concerns and priorities over the course of the coming years.
- Ben Briggs, Editor, Farmers Guardian
- Phil Bicknell, Market Intelligence Director, AHDB
- Tom Keen, EU Exit and International Trade Adviser, NFU
- John Richards, Industry Development and Relations Manager, Hybu Cig Cymru (HCC - Meat Promotion Wales)
Session Two - Global opportunities and challenges. 12.30pm - 12.45pm / 1pm - 1.15pm
The EU is our most important trading partner, with two-thirds in value of UK agricultural exports destined there. Equally 70 per cent of our imports come from the EU. While our future trading relationship with Europe remains unclear and with the prospect of striking deals with other countries around the world heralded as a significant prize from Brexit, where does food and farming fit in? The panel will discuss some of the opportunities to grow existing markets for agricultural products, tap into new markets and some recent successes in securing market access. We'll also preview new market research by AHDB, to be published in April, which shows what is important to overseas consumers when buying their food and how UK exporters can make the most of on the unique qualities of the British brand.
- Peter Hardwick, Head of Exports, AHDB
- Rob Clayton, Potatoes Strategy Director, AHDB
- David Swales, Head of Strategic Insight, AHDB
Session Three - Fit for the future. 3pm - 3.15pm / 3.30pm - 3.45pm
Our research shows that the top 25 per cent of performers, regardless of sector or farm size, are best placed to weather the Brexit storm. Although individual farmers and growers can do little to influence the wider policy decisions, we feel there is a lot within your control to help your business get fit for the future. But where do you start? Our panellists will discuss the tools and support available, the practical steps you can take to build your resilience to Brexit shocks and successful measures already being taken on farm.
- Martin Williams, Monitor Farmer
- Graham Redman, Partner, The Anderson Centre
- Sarah Baker, Strategic Insight Manager, AHDB
- Philip Dolbear, Knowledge Exchange Manager, AHDB


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As Single-Payer Gains Momentum, Sanders To Release 'Medicare For All' Plan
The move may force Democrats on Capitol Hill to take a stance on the issue, which is becoming a test for 2020.
The Hill:
Sanders To Unveil 'Medicare For All' Bill On Wednesday
Sen. Bernie Sanders (I-Vt.) will unveil his "Medicare for all" bill on Wednesday, his office announced Friday. The announcement comes as single-payer health care is gaining as a force within the Democratic Party, and Sanders's formal announcement will move the issue further into the spotlight. (Sullivan, 9/8)
The Hill:
Warren Dismisses Dem Divisions As Lawmakers Rally Around Single-Payer
Massachusetts Sen. Elizabeth Warren (D) dismissed conflict inside the Democratic Party on Friday in a new interview, noting that Democrats are rallying around health care and other issues. Warren told the editorial board of The Republican on Friday that the Democratic Party has found agreement on the idea that health care should be a guaranteed right for all citizens. (Bowden, 9/9)


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Control the physical symptoms of performance anxiety
Great for: Feeling a bit more at ease -- and less dizzy, sweaty or shaky -- during important events like a public speaking engagement, interview, or audition. Propranolol is a prescription beta-blocker that can help manage the physical symptoms of performance anxiety.
What's prescribed: Propranolol
What's required: Answer a brief medical questionnaire. For prescriptions, you will be asked for a copy of a photo ID and a selfie so that your provider can verify who they are treating. Personal health information provided, including images, are protected by the HIPAA Privacy and Security Rule.
Additional information:
- Billing: Fee includes cost of consultation, medication, and delivery.
- Hours of operation: Monday to Friday: 8:30 a.m. to 5:30 p.m. PST
*This vendor does not offer live video visits


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BIO 3 Plant Ecology.
Provides an understanding of how plants interact with the environment, other plants, and other organisms. Included is study of the evolution of plant traits that are important in these interactions and factors that influence plant distributions at global and local scales. Several levels of organization are covered, including individuals, populations, communities, ecosystems, and landscapes.
1. BIO/MBI 115 Biological Concepts (4) (MPF), or
BIO 191 Plant Biology (4) (MPF); and
2. BIO 204 Evolution of Plant Biodiversity: Genes to Biosphere (4); and
3. BIO 401 Plant Ecology (3), or
BIO/GEO 431 Global Plant Diversity (3), or
BIO/GEO 432 Ecoregions of North America (3)
Note: Not open to majors in the Department of Biology. Majors in the Department of Microbiology must select a course outside the department of major at the first level.


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We design all our products from the ground up to make sure your friend loves their gift, and you can give a meaningful personalized present to the most important people in your life. Our unique gifts commemorating your amazing friendship are printed on premium quality paper using environmentally-friendly processes to ensure mother nature gets as much love as your gift will.
Unique Personalized Gifts for Friends
Create the perfect gift for your friend, best friend, or BFF by personalizing one of our range of books and cards. Add your own words, photos and videos for a one-of-a-kind keepsake that they'll treasure for years to come.
- The Map of EveryoneNEW$39.99
Celebrate the places that mean the most to you with a beautifully designed and personalized Map of Everyone. Choose from a range of styles, framed or unframed.
- The Book of Dad$34.99
Give Dad a personalized keepsake that is sure to become his favorite toilet read.
- Wise(ish) Words for Golfers$29.99
A personalized gift full of sage advice, guaranteed to be a hole in one for any golfer.
- Wise(ish) Words for New Parents$29.99
Help the new parents on their journey with a personalized book full of witty advice.
- The Milestone Edition$37.99
A personalized book to celebrate milestone moments that should be remembered forever.
- The Book of Everyone$34.99
A completely unique, personalized gift full of wonderful snippets about the date they were born.
- Wise(ish) Words for Everyone$29.99
Share your wisdom with someone you care about through personalized designs and quotes.
- Wise(ish) Words for Cat Lovers$29.99
Put your own words, and maybe a little feline sass, into this purr-fect personalized gift.
- Wise(ish) Words for Dog Lovers$29.99
A personalized book for the person who loves man's best friend more than anything.
- King of Hearts Card$5.99
For the guy you could describe as royalty in your life.
- The Video of EveryoneFREE
Celebrate special people on special occasions by creating a free video greeting for them from friends and family.
Our friendly customer service team is always available to help you personalize your gifts, solve any problems you may have, and make sure your friend adores the gift you've created for them. We take the happiness of our customers seriously - it's no coincidence that 96% of our half-a-million-and-counting customers (and their friends) are over the moon with their unique personalized gifts. You can reach our customer service team through our Help Center or by calling (855) 218-8550.


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Season's over, time to play fantasy politics
As bad as this recent election was for Connecticut Republicans, in 2020 foresight, the next could be much worse.
With no governor or U.S. senator campaigning, the general interest for a casual voter in 2020 will be similar to the way we Yankee fans felt about the recent World Series: We knew, vaguely, who was playing, but why stay up after the fourth inning?
Of course, if the president remains in office, there will be reasons for the blue wave of 2018 to splash again to the polls. If they can come up with two-thirds majorities, the Democrats could — I am not saying yet that they would — make life even more difficult for Republicans who tried as hard as they could to keep Trump out of the Connecticut campaign arguments, and failed miserably.
The results of the 2020 legislative races will have a lot to do with the way the General Assembly performs its once-a-decade redistricting. The goal will be to draw new lines for 151 House districts, to have about 23,000 residents each, and the 36 Senate districts to each contain about 97,000 people.
Traditionally, the redistricting process is a bipartisan affair. Both the House and Senate have to approve the final document by two-thirds votes, so during the negotiating process in 2011, a lot of consideration was given to incumbents, whose districts were drawn so that, theoretically, they could keep the seat.
The Fairfield-centric, multi-town district of former Senate Minority Leader John McKinney, for instance, was carved to his liking.
In the recent election, Republican Sen. Tony Hwang of Fairfield was able to hold on in the wave, reaping the benefits of McKinney's district alignment. Sen. Toni Boucher of Wilton, Sen. Mike McLachlan of Danbury, Sen. Scott Frantz of Greenwich, not so much. Whether those Republicans didn't campaign hard enough; whether their opponents took advantage of their weaknesses; or if they were victims of the wave, is strictly academic at this point.
In the current landscape, the next General Assembly may have 23 Democrats and 13 Republicans, thanks to a close recount won by first-term Sen. George Logan, R-Ansonia. Another Senate recount will be decided Monday. The House is still awaiting yet another recount but may end up with 92 Democrats. Another big Democratic turnout in 2020, thanks to Donald Trump, and Democrats could get the 24 needed in the Senate and 101 in the House. All of a sudden Democrats would have the two-thirds hammer, just in time for redistricting.
From there, it would be easy to give that Greenwich-centric 36th District seat a bigger chuck of millennial downtown Stamford, say. Or push Hwang's 28th District farther east into Bridgeport. These kinds of shenanigans did not exist after the Census of 2000 and 2010. But why not in 2020? The General Assembly has been getting more partisan, not less.
In the recent Senate election, 11 Democrats won with more than 60 percent of the vote. Only one Republican won with that kind of plurality. In the House, 55 Democrats won more than 60 percent, compared to 24 Republicans. So at this point in time the state is getting bluer and Democrats are getting more powerful.
It's not that I think it's a good thing, but that's the landscape in a state that the current president, thanks to his 2017 tax bill, essentially declared war on, along with Massachusetts, New York, New Jersey, California ...
So in 2020, with no real top-of-the-ticket struggle, no U.S. Sen. Dick Blumenthal re-election until 2022, it's going to be all about Trump. No distractions with fighting over a governor's race, along with five solid Democratic representatives in the U.S. House.
So the second wave of the political tsunami is out there.
Of course, Democrats and Lamont have to produce, now that the voters have given them the majority.
And Republicans will have to show they are relevant and offer valid, consequential arguments and proposals in this annual frustration called the Connecticut state budget.
The state can make a billion dollars in year if extensive highway tolls are installed, according to a new DOT report. Sixty percent of that billion bucks would come out of the pockets of already monumentally disappointed commuters/taxpayers. Is Ned Lamont going to hold the line on his trucks-only-tolls proposal? Do the Democrats now have enough votes in the General Assembly to enact tolls knowing that it will extract another $600 million a year from a populace that is already among the highest-taxed in the state?
Will supporters of tolls be able to explain that we're already subsidizing 40 percent of the traffic on our highways?
It's almost like the old Hot Stove league, talking off-season baseball. Only the General Assembly throws out its first pitch on Jan. 9, when Lamont steps to the plate.
Ken Dixon, political editor and columnist, can be reached at 203-842-2547 or at email@example.com. Visit him at twitter.com/KenDixonCT and on Facebook at kendixonct.hearst.


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What happens when fashion designer Jenni Kayne and blogger Athena Calderone of Eye Swoon host a lunch for friends in the garden? Well, magic, of course! We were thrilled to see this beautiful lunch complete hosting tips on One Kings Lane. It made us feel even more ready for Spring!
These lovely hostesses prepared a garden party for their friends that hit the high notes of style and sophistication, while still capturing that laid-back feel.
Dining al fresco has never looked so organically beautiful!
It is amazing how the perfect flower can set the tone for an event. These gorgeous wild stems make the table setting feel complete — without being frou-frou!
As if the table wasn't lovely enough, the setting is absolutely sublime!
A fresh-from-the-garden menu is perfect for a garden party!
This gorgeous salad is the perfect seasonal fare. Spring can't come soon enough. We can't wait to replicate this fabulous event! Don't miss Jenni's curated collection on One Kings Lane! We love, love, love her carefree style!


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This is the APS Foundation's general fund and is designed to support those programs that fall outside the scope of the more specific funds listed below. Books for the World Fund This award is to help scientists, educators, extension personnel and other agriculturalists in developing countries acquire educational materials from APS Press and to promote international distribution of APS Press books, CDs and other resources.
J. Artie and Arra Browning Plant Medicine and Health Travel Fund This fund provides graduate students majoring in the Doctor of Plant Medicine, Doctor of Plant Health, and similar programs assistance to attend and participate in a professional meeting or conference appropriate to their interests.
Frank L. Howard Undergraduate Fellowship FundThis fund supports undergraduate research projects in plant pathology. French-Monar Latin American FundThis fund was established by Edward R. French and Delia Monar French. Earnings from this endowment will provide support for Latin American plant pathologists to attend meetings, publish in journals, acquire publications, and join professional societies. International Travel FundThis fund, established with the Office of International Programs, supports travel costs for early- to mid-career international APS members to participate in an APS Annual Meeting. Lucy Hastings de Gutiérrez FundThis fund provides a cash prize for the APS Excellence in Teaching Award.Steven C. Nelson Early Career Professional Development Award This award will provide support for early career plant pathologists in broadening their professional development through experiential learning and leadership opportunities.
I. E. Melhus FundThis fund supports a student speaker or student symposium at the APS Annual Meeting.
JANE EndowmentThe JANE Endowment supports international research on potato late blight. This $100,000 fund also provides a cash prize to the recipient of the APS International Service Award. The JANE Endowment was established by Dr. John and Ann Niederhauser. Mathre Education EndowmentThis fund, established by Don and Judy Mathre, supports plant pathology education programs such as the APSnet Education Center. In 2014, it has been expanded to include support for students pursuing a variety of projects and experiences.
Noel T. Keen FundThis fund provides a cash prize for the Noel T. Keen Award for Research Excellence in Molecular Plant Pathology.
Plant Pathology Experiential Fund (New in 2015!)This award is to promote career and research development experiences outside of academia for graduate students, post-doctorates, and departments.
APS Public Policy Endowment This endowment supports the unique opportunity initiated by the APS Public Policy Board (PPB) for an APS member to spend several months working at the White House Office of Science and Technology Policy (OSTP) each year.
Raymond J. Tarleton Student Fellowship EndowmentThis fund was established by Raymond J. Tarleton to support graduate students in plant pathology research and to encourage students to further their careers in plant pathology.
Schroth Faces of the Future FundThis fund was established by Milt and Nancy Schroth. Earnings from this endowment support the annual "Faces of the Future" syposium at the annual meeting, acknowledging up and comers in a specific area of plant pathology research.
The interest from these funds helps underwrite the cost of APS Annual Meeting attendance for students. The Graduate Student Committee assists the Foundation in developing application standards and in awardee selection. Named Student Travel Awards are given in honor of:


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25 Owosso Dr
Eugene, OR 97404
Are you a KindTree volunteer? Did you volunteer at Camp, The Dance, on the Board of Directors, for the Art Shows, at STiLE classes & events? Well, then…this is for YOU!
You are invited to KindTree "Autism Rocks" annual Volunteer Appreciation Potluck.
Time and date: 3 pm until it ends on Saturday, September 8.
Address: Chez Sirag, 25 Owosso Drive, Eugene 97404.
From downtown:
- North on River Road past Park, Horn, Howard, Maxwell.
- Owosso is one short block north of Maxwell.
- Right on Owosso.
- Landmarks: Robb's Pillow Furniture/Autism and Special Needs Furniture and River Road Dental Clinic.
From Beltline
- River Road exit.
- Get into inside lane (and go under the freeway)
- 2 blocks south of the Dollar Tree.
- Left on Owosso (in front of the the crosswalk)
- Landmarks: Robb's Pillow Furniture/Autism and Special Needs Furniture and River Road Dental Clinic.
- Our house (salmon pink with teal trim) is next to Robb's.
Parking: There is no street parking. Instead, in front of our gate, in the the dental office parking lot or in the little gravel lot next to the dental office, or on our front lawn.
Please bring: a potluck dish to share and musical instruments for merry-making.
There will be hot dogs and hamburgers (veggie and meat) and fixin's, beer and nonalcoholic beverages.
Thank you for volunteering with us! We love you!!!!!
"Reality is that which when you stop believing in it, it doesn't go away."


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New #1
ICS via ethernet not working, even after fresh install. I got no clue.
Hello all!
I have an issue: ICS (Internet Connection Sharing) will NOT work, no matter what I do.
Allow me to describe my situation...
I live in a rural area where there is no traditional internet available. To surpass this, I have a 4G/LTE Android device with an unlimited data plan. This is a Verizon device, and it is thoroughly locked, and un-rootable. I USB tether it to a PC for internet. I have a TRENDnet TEW-811DRU router, but no ISP modem. What I am currently capable of is tethering to my laptop, then ICS via Ethernet to my router's WAN port. However this ties down my laptop, not allowing it to be mobile.
I have a desktop, that I am attempting to do the very same thing with, yet FOR SOME REASON, I cannot get ICS via Ethernet to work. This is my issue on which I need assistance.
The root of the issue appears to be DHCP related, as the status page of the router shows all fields as: '0.0.0.0'.
ANY HELP IS APPRECIATED!!! (Preferably asap, but you have your own busy life.)


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https://www.theburningear.com/media/2018/02/tumblr_oopwbhVnf61qz9v0to2_1280.jpg 819 1000 Matt https://www.theburningear.com/media/2015/03/TBE-Header-Logo-2015-stack1.png Matt2018-02-28 12:54:152018-02-28 12:54:15Gianluca Piacenza - "Childlike Innocence" // Eleanor Taylor
Gianluca Piacenza – "Childlike Innocence" // Eleanor Taylor
Gianluca Piacenza has constructed an absolutely breathtaking piece of modern classical music with "Childlike Innocence" — the title really says it all. It evokes a level of wistful nostalgia and wonder for the listener, while sporadic bursts of raw emotion struggle to boil to the surface throughout. It takes you on a journey through the past, present, and future, and that is truly beautiful.


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Wright: Avoiding Halloween pitfalls
The Fitness Trail
Halloween is right around the corner and often is the "soft" beginning of a slippery slope leading to unwanted weight gain during the true holiday season. While we want our children to enjoy a few sweet treats within reason, and perhaps indulge in a treat or two ourselves, avoid allowing this occasion to sabotage your health and fitness success. Follow these suggestions below enabling you to enjoy the trick or treating and parties, but keeping you on track for the remainder of the year. As always, prior to beginning any exercise program, please consult your physician.
Suggestion #1 Choose containers that are of a reasonable size to collect treats. This will prevent a huge cache of candy sitting in the house begging to be consumed. *A plastic pumpkin works well!
Suggestion #2 Have your children choose their very favorite treats and then place those into a snack bag. Be reasonable about how many treats you allow. For example, perhaps one treat per day for a week as a special stash for each child.
Suggestion #3 Prior to trick or treating, make certain that your child has consumed a healthy, satisfying meal or snack so that they will not begin to over indulge while collecting treats. And, this applies to you too!
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Suggestion #4 If you are the parent who stays home to hand out the treats, then limit yourself to one special treat, like a mini-candy bar and be satisfied. *Purchase mini-candy bars for distribution—avoid full-sized candy bars!
Suggestion #5 If you are attending a Halloween party, consume a healthy, satisfying meal or snack before attending the event. Then, avoid hanging around the buffet table.
Suggestion #6 At your adult parties, stay hydrated and avoid too much alcohol or other body/mind altering substances as these tend to lower inhibitions and may lead to grabbing those candy bars off the buffet table and not being particularly aware of the volume of what you have consumed. *Avoid mindless consumption!
Suggestion #7 Try to make this day out to be fun and active. Emphasize creative costumes, designing haunted houses, playing spooky games and focus less on consumption.
Suggestion #8 When this day is over, it is over. Other than the small amount of treats that you have for the stash, the rest of the treats may be donated to those who perhaps could not attend a trick or treating event, but regardless, get the overflow out of the house. Remember, the true holiday season is right around the corner and you do not want to peak too early.
Suggestion #9 Workout on the day of the trick or treating or party. The very act of working out tends to lessen overindulgence, provides you with more control and reminds you how hard you work and how those calories are not going to provide you with any true benefits. *Don't sabotage your successes!
Suggestion #10 Host a Halloween party yourself and prepare delicious treats that are health-oriented, and create activities that will keep everyone active throughout the evening.
Jackie Wright is the owner/manager of Mountain Life Fitness, LLC. She may be reached at her website at http://www.mtnlifefitness.com, her email at email@example.com or her Facebook page at Mountain Life Fitness.
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Now more than ever, your support is critical to help us keep our community informed about the evolving coronavirus pandemic and the impact it is having locally. Every contribution, however large or small, will make a difference.
Each donation will be used exclusively for the development and creation of increased news coverage.
Start a dialogue, stay on topic and be civil.
If you don't follow the rules, your comment may be deleted.
User Legend: Moderator Trusted User


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Feinstein / Cornyn Gun Control Bill Hearing
The gun control bill I warned you about just before Thanksgiving is scheduled for a hearing in DC — I need you to read this and take immediate action! Senator Feinstein (CA) and her sellout Republican ally John Cornyn (TX) are trying to fast track their gun control bill through the Judiciary Committee! Capitol insiders are reporting that Senator Cornyn is working on getting the floor votes of Georgia Senators Perdue


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News | Tuesday, September 4, 2018
60 years of innovation in LNG from the first LNG pilots in the 50s to new developments on Plate Fin Heat Exchangers.Click here to view the full chronicle
Download PDF
Natalia Anjaparidze
Vice President Communications, Air Liquide Engineering & Construction, Large Industries and Europe Industries Hub
+ 49 69 5808 0


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Watch This Musical Number From 'Inside Amy Schumer' Tonight, Because It's Way Too NSFW to Save For Tomorrow
By Vivian Kane | Videos | June 4, 2014 |
By Vivian Kane | Videos | June 4, 2014 |
For the season finale of Inside Amy Schumer last night, Schumer brought her friend Bridgett Everett back on the show to perform a musical number that caused a lot of confusion and shame in my pants region. And then I was ashamed of that shame. I'm trying to own the feelings this has awakened in me, but it's a lot to deal with. Anyway, this bit may not be suitable for work, but it is definitely suitable for all of our lives.
Side note: Those are some pretty sick dance moves coming from Carmine Covelli and The Beastie Boys' Adam "Ad-Rock" Horovitz.
Additional side note: The strapless muumuu is going to be my go-to summer look.
Via Vulture.
Next Article


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Do you have in mind some professional and personal goals in life? Are you having some problems with regards to achieving them? You probably just need an improved and more productive mindset to have the goals you want to reach, be reached. As you read on, you will have knowledge of some very helpful tips to have you get that mindset that will get you to your goals in life.
Rethink about what your priorities in life are
You must figure out as to why you do all of the things that you do in order to jumpstart that productive mind of yours. Say for example, why are you still in your current job? Why do you prefer doing a certain task as compared to another? For you to have a gist of what your priorities are, you may ask yourself those questions.
Going into therapy online
You can always ask an online counselor to help you out with your questions in life since they basically know how to deal with people like you. Through online counseling, you will be able to have a sense of courage to evaluate yourself and try to reach the goals you have set for your life. Through this, you are also able to clear out your thoughts and healthily let the worries go so as for you to have that courage and determination to reach your dreams and goals in life, both personal and professional.
You should have a passion about something
Your drive to commit and be passionate about that one thing you love doing is what makes you have the courage to attain your goals, no matter how hard the journey will seem for you. If you don't have that passion to do and complete a single project, then the results that will come out of that certain project will probably not bother you, so its best to move on to another bigger challenge instead.
You need to also enjoy a creak for yourself to unwind and relax
Even though passion is basically the biggest motivator for you to go on and pursue your dreams, it may lead you to doing too much as well. Which is basically why breaks in between is very important for any human being to have and enjoy. It is actually advisable to always have some breaks since having to work too much can lead to stress and losing motivation.
It has been proven even scientifically that taking very essential breaks can lead to better productivity. If you take breaks, it will enable you to have your energy refueled and have a better focus on what you are trying to accomplish with the tasks. Breaks also do improve how you concentrate on what you are doing, plus you get more confident about your work.


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Name: Sorka
Role: Firepower
Description: Many people can hack computers. But hacking life? Not so much. Maybe she is the only one who are capable to do such thing. Once she glanced into the reactor - and things she saw there changed her forever. Now she knows the code of the universe and sometimes can even edit it. A little insanity is a very small cost for such powers.
Appearance: Short and thin girl with a very cute face, but her eyes are always looking at something beyound. She has a very, very long white hair and white eyebrows (but that can be changed with skins). Dressing could be discusses, but it must be something not really looking like protective suits, just a casual clothes. Maybe shorts and top. Maybe some kind of pijama. Maybe even a complicated outfit. Something that not really fits battlefield. On her right hand she wears a small keyboard - it's her weapon, she inputs command there, and things happen. Just like that.
Personality: Very calm and friendly, has a soft cute voice (like Sunny from Evolve). Everything in this reality is not important for her, so she behaves on battlefield like she is playing a game, and sometimes being distracted from the real events, lost in her thoughts.
Primary (1) (Blast): "Interference"
type of targeter - circular, ability looks like blast of statics you can see on tv when it catches no signal
description - create a blast of the unknown energy that damages all enemies hit
2 (prep): "Trojan"
type of targeter - enemy or ally direct targeting, range - limited only by visible characters
description - attaches a worm to the ally or enemy. If enemy is buffed, healed, shielded (etc), or ally damaged or debuffed - it triggers, scrambling and damaging sourse of the action.
This is an invisible action, that have animation of deploying, but there should be no signs on the victim. Enemy should never know if Trojan attached to one of them, or one of your team.
If it does not triggered in 2 turns - it disapears.
You think you are safe, standing far away and just giving shield to your ally? Think again!
3 (prep): "Copypaste"
type of targeter - self
description - turns invisible till the end of next turn and creates copy that walks away from place where you were standing to anywhere in the map. In blast phase of the next turn copy explodes, dealing damage.
There is no animation on this ability at all. It's a total surprise. Is Sorka still here, or it's already a clone, ready to explode? That will be a fresh type of escape, the one you must use not in the turn when things go bad, but 1 turn before that.
3 (dash): "Copypaste"
type of targeter - target locations
description - blinks to the target location, whie also creating a clone in another target location. Clone explodes in next turn blast phase.
There is no visual difference between clone and real Sorka, and they both appear at same time.
3 (dash): "Swap"
type of targeter - enemies
description - changes position with the enemy. enemy are scrabled for the next turn.
description (alternate) - changes position with the enemy. enemy recieving halved friendly fire for the next turn
4 (blast): "Rift"
type of targeter - two very long lines, can bounce off the walls as long as their length is enough for that
description - creating a rift in matter, that summons 2 blasts of energy that piercing all enemies hit
Each blast can be targeted seperatly, like Greys double dart or Celeste's grapples.
Ult (prep): "Rollback" (free action)
type of targeter - enemy or ally direct targeting
description - causing freelancer to return his hp to the amount he had at the start of previous turn.
description (alternate) - placing a buff on ally or (and?) enemy. at the end of this turn allies restoring health lost, and enemies losing health gained.
Yes, she can be a bit supportive, like some other firepowers. Ulti can either heal ally who took damage or damage enemy who had the heals.
You, version 0.03! (c)
Ult (prep): "Uplink"
type of targeter - enemy direct targeting
description - attaching herserlf to the enemy, transferring all damage taken in this turn to him.
Free action.
type of targeter - ally direct targeting
description - attaching herserlf to the ally. for this and next 2 turns all damage done by Sorka and ally are slightly amplified, and healing one of them recieves also recieved by the other.
Yes, Helio is crazy about her.
And yes, i don't put damage numbers because it's up to dev's anyway. But i can think about mods if main concept will be liked.


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A day of strength, realism and positive detachment that allows you to make changes where necessary and/or operate in the more visceral realms of material reality.
Cut back, detach from the crowd come back to your core, and be a little cynical if necessary;
Be at the centre of your group and be detached enough to be an enabler for your community.
Enjoy some backbone attitude.
Use crystals to create a resonance with the information carried within your bones.
A good day for clarity when dealing with information.
So what happened with the Winter Solstice 2012? Our whole relationship with Time has changed, in an instant.
Consciousness and energy shifts are hidden in plain sight. Psychological and sociological conditions are connected to spiritual/consciousness/energy changes. The 2012 end date was a great attractor of attention. The causal reason is linked to actual real energetic changes, including physical energy changes in the Earth's energy field, ie high energy plasma. The world feels very different in 2013, yes it is psychological because that is one component of the totality.
We are freer than ever to choose the time frequencies we live are lives by, this gives us more responsibility to own our time, otherwise the overwhelm from the external influences takes our power away.
The civil calendar is very much attached to time is money and is dislocated from the natural calendars of equinoxes, solstices, moon cycles etc. Computer time is non temporal, it is very much now, one type of now.
However living merely by computer time, the timefeed of facebook, twitter etc, soon to be the model for the whole internet, disconnects us from the body.
The Tzolkin tunes you into the core frequency that calibrates all planetary cycles with human life, it is the expression of the energy and consciousness that is being stepped down from the subtle, intrinsic levels into our manifest time/space reality, dominantly described or shaped by the yearly cycle.
We need to navigate multiple time frequencies more consciously.


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The Beach Café at HolkhamBeach Café, Beach Road, Wells-next-the-Sea, NR23 1DR, United Kingdom
Eating - Cafes
About The Beach Café at Holkham
The Beach Café at Beach Road, Wells-next-the-Sea is in an idyllic location backed by mature pinewoods and a stone's throw from the beach. It's a fun and vibrant place to eat and drink and the perfect venue and place to meet.
As summer arrives, whether dining al fresco on the sunny terrace or picnicking on the beach, you can enjoy fresh local produce at its best, with tasty snacks and light meals, a variety of hot and cold drinks and everyone's favourite - ice creams and ice lollies. Children will love our 'Children's Meal Deal' and can choose five of our 'Beach Bites' and get a FREE bucket to carry them in! The café also offers a selection of tempting traditional beach goods.
In the winter months after a bracing walk on the beach, get comfy in our sofas and arm chairs around the warmth of the roaring wood-burning stove. We've got traditional board games such as draughts, chess and Scrabble to keep you occupied and free WiFi if you need it. You'll love our range of knitted hats, gloves and scarves, ideal to keep you cosy. Or if you are feeling peckish then try one of our freshly baked cheese or fruit scones or our chilli with tortilla and soured cream. Our bacon baps are just the job too!
Calling All Dog Lovers
Your four-legged friends are also well catered for and welcome inside the café. We are proud to announce that for the second year running, the Beach Café has been voted the winner of the best Café/Restaurant category in the Kennel Club's Be Dog Friendly Awards 2015. The awards recognise businesses and places to visit that go that extra mile for our canine comrades and are based solely on public votes. Thank you to everyone that voted for us.
Why not enter your canine companion into our 'Dog of the Year' competition on the café's Facebook page. It's easy - Just post a photo of your dog enjoying the Beach Café for a chance to be crowned our 2015 winner! Click here for details. Or enrol Fido or Fifi into our popular 'K-9 Club' to receive our latest news and gossip by email. Just fill in a form during your visit to us.
Our self-service 'Wash 'n' Wag' dog wash is fun and free! After a run on the beach or swim in the sea, the fun and effective dog wash is a chance to wash down your pet in a specially enclosed booth, removing the sand and seawater from their coats. They can then dry off in the sun while you enjoy your refreshments with the knowledge that your pet will be clean and happy for the journey home.
Special Opening
- Open - All Year
- Open - Easter
- Open - New Year
Car Parking
- Pay & Display Parking
- Disabled Friendly
- Guide Dogs Accepted
- Pets Accepted
This information is provided by the advertiser. We cannot accept responsibilty for any incorrect information published by the advertiser.


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Braves' Jackson delivers in AFL victory
SURPRISE, Ariz. -- Alex Jackson's breakout season is continuing in the Arizona Fall League.After setting a career-high with 19 homers in 96 games this season, Jackson showed some of his power with a two-run homer in the Peoria Javelinas' 6-4 win over the Surprise Saguaros on Wednesday afternoon."[I was] just
SURPRISE, Ariz. --
After setting a career-high with 19 homers in 96 games this season, Jackson showed some of his power with a two-run homer in the Peoria Javelinas' 6-4 win over the Surprise Saguaros on Wednesday afternoon.
"[I was] just going up to the plate, looking for a good pitch and hoping to put a good swing on it," the Braves' No. 16 prospect said. "When you stick with that plan good things happen. I was able to see the ball well today and I put a good swing on it."
• Box score
Good things certainly did happen for Jackson as he went 4-for-5 with two RBIs and two runs scored. The 21-year-old, who is hitting .381 in the AFL, wasted no time getting started on his big day as he led off the second inning with a solo homer.
"Went up to the plate, just looking to get a pitch I could handle and was able to get a pitch that I was able to get through," Jackson said of his second AFL homer. "I was able to put a good swing on it."
In addition to the increase in his power numbers, Jackson, who spent time with Class A Advanced Florida and Double-A Mississippi this season, set a career high with 65 RBIs and posted his best slash line (.267/.328/.480) since playing 23 games in the Rookie-level Arizona League after the Mariners selected him 14th overall in 2014.
The Mariners traded Jackson to Atlanta in late November and the fresh start may have been just what he needed, although he admits the change of scenery wasn't the only thing that went into his resurgence.
"It's not just one particular thing," Jackson said. "I was able to just be myself, have fun, find some things and fine tune some things. It's nice being able to get the results -- keep playing hard, having fun, getting pitches to hit and putting the bat on the ball."
In addition to switching organization, Jackson also changed position in 2017. After beginning his career in the outfield, the Braves moved Jackson back to catcher -- the position he played in high school.
Jackson is happy to be back behind the plate and showed off his strong arm as he caught a runner stealing in the first.
"I enjoy being back behind the plate, it's fun," Jackson said. "It's definitely fun to be back there and work with this staff in the Fall League and the staff we have with the Braves. It's unbelievable and it really helped me grow as a player."
Throwing out a runner and hitting a homer would have constituted a pretty good day, but Jackson was just getting started.
The 21-year-old added a base hit in the sixth, a broken-bat double in the seventh and finished his day with an RBI double and a run scored in the ninth.
A trio of Padres prospect also had a big impact on the win as Luis Urias (Padres No. 3 prospect, MLB No. 48) tripled and scored in the first, drove in a run with a two-out single in the fourth.
William Boor is a reporter for MLBPipeline.com. Follow him on Twitter at @wboor.


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As I look back on 2017, I am conscious of what a busy and important year it has been for Governance Institute, and what big changes we have made. Looking forward, 2018 is shaping up to be just as busy and exciting for our organisation.
There have been a number of important initiatives implemented in the past year which will pave the way for a stronger, more financially sustainable and vibrant Institute in the years ahead.
These have included opening up new pathways to membership, which has seen a dramatic increase in the number of new members and lift in the Associate and Fellow categories for the first time in many years.
We have introduced two new governance training courses, the Effective Director Course and Working in Sport Essentials, as well as laying the groundwork for some significant improvements in our graduate diploma courses next year, including blended face-to-face and online learning, computerised online examinations, shorter examinations and a modernised assessment system.


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OCVY – For the ladies who are looking for the best accessories to show the firmness and confidence but still look femininely elegant, the Casio Baby-G BGA-195M-4A can complement and accompany your busy activities every day and your holiday activities on the weekend.
The Definition of Elegant on Casio Baby-G
This is because the design is basing itself on the definition of elegant. But hey, it still looks quite sporty if you choose to use it outside the office work. The round bezel design giving it the impression of a classic and sporty at once through a bright red color. On the whole, Casio Baby-G BGA-195M-4A has an ideal body proportion – not too big or too small. The dimensions of this watch are at 48 × 44.3 × 15.5mm, it is also one of the lightweight Casio out there. Casio Baby-G BGA-195M-4A has a weight of 45 grams which are very supportive of shape and the feminine design of this clock.
One Watch with Lots of Function
The interesting impression will be radiated when we see the dial part of the Casio Baby-G BGA-195M-4A clock, this is because this watch has a multi-dimensional button design that is striking on the background of the dial. Likewise with the hour marker that slightly disguised by the red color that is very dominant at this watch.
To see the numbers on this analog clock obviously requires extra effort, but don't worry because the watch also provided a small LCD that can show the time digitally.
In addition to the main clock and minute that shows the current time in the City of Origin, it can simultaneously tell the World Time current time in one of 48 cities around the world. City of Origin and City Time of the World can be set as needed, simply by pressing the button.
The Glossy Finish Top the Style on Casio Baby-G
The design of the band resin on the Casio Baby-G BGA-195M-4A clock itself looks quite plain and is only given a little design in the form of a gap at the top. The red color with a glossy finish is the main attraction on this Casio Baby-G series.
The compulsory advantages of this clock and all Casio watches are the availability of good LED lighting, as well as supported with water resistant features that are indispensable in daily activities. Therefore, women who have a firm and courageous soul can still preserve the feminine and elegant by simply wearing Casio Baby-G BGA-195M-4A.
- Case / bezel material: Resin
- Resin Band
- Shock Resistant
- 100-meter water resistance
- LED light
- World time
- 1-second stopwatch
- Countdown Timer
- Daily alarm
- Hourly time signal
- Hand shift feature (Hands move out of the way to provide an unobstructed view of digital display contents.)
- Full auto-calendar
- 12/24-hour format
- Button operation tone on/off
- Regular timekeeping
- Analog: 2 hands (hour, minute (hand moves every 20 seconds)), 1 dial (world time hour and minute)
- Digital: Hour, minute, second, pm, month, date, day
- Approx. battery life: 2 years on SR726W × 2


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The Minister of Foreign Affairs, Augusto Santos Silva, closed the session that marked the end of Portugal's mandate as an elected member of the Human Rights Council (HRC) of the United Nations (2015-2017). The session was held on February 7 at Palácio das Necessidades, in Lisbon.
In his speech, the minister warned against the temptation to "repeatedly choose the same black sheep" when it comes to respect for human rights, recalling that Portugal has its own weaknesses in this field.
"What we suggest is to keep things in perspective and refrain from repeatedly choosing the same black sheep to try to ensure they are the only ones under the spotlight. There are many black sheep, some of them in Portugal, and we must see them all and not be selective when it comes to identifying problems," he said.
For the minister, "the idea that some are clean, and others are unclean is a dangerous idea, whichever the field."
The head of Portuguese diplomacy argued that Portugal has "a very poor performance in terms of human rights" in some areas, such as violence against women, while in others "it is excellent, such as in combating discrimination based on sexual orientation".
As an example of good practices, Santos Silva also underlined Portugal's "international fight" for "the abolition of the death penalty, not only via the moratorium" in countries that still have the death penalty in their legal framework - such as Equatorial Guinea, a member of the Community of Portuguese-speaking Countries (CPLP).
Portugal is engaged in an "active and permanent fight, in all UN General Assemblies, for the abolition of the death penalty, because it understands that it is a barbaric and inhuman penalty," he said.
The public policy of response to drug addiction, based on a medical and non-criminal approach, the fight against discrimination and the advancement of important civil rights, such as the right to equality regardless of gender or sexual orientation, as well as the openness to receive refugees, are other cases that show Portugal's involvement in the defense of human rights.
For the minister, the realization of human rights should be seen "more as a film than merely as a photograph, trying to understand how a process unfolds," he said.
Finally, the minister addressed "a very complex issue": the balance between the sovereignty agenda and the human rights agenda.
"Neither the sovereignty agenda can be used to conceal severe violations of human rights, nor can the human rights agenda be used to postulate that some countries deserve to live in limited sovereignty, while others deserve to live in unlimited sovereignty," he said, concluding that "to some extent, all countries live in limited sovereignty."
In addition to the speech of the Minister of Foreign Affairs, the session was opened by the Secretary of State for Foreign Affairs and Cooperation, Teresa Ribeiro, and included a debate on "Portugal and Human Rights: assessment, perspectives and challenges", with the participation of Catarina de Albuquerque, José Manuel Pureza, Pedro Neto and Luís Cabaço, and moderated by Sofia Branco.
The book "Portugal and Human Rights at the United Nations", coordinated and published by the Diplomatic Institute, was also presented on this occasion.


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The European Contact Centre and Customer Service Awards (ECCCSA) are the largest and longest-running awards in the customer contact industry. Highly regarded for the integrity and credibility of the judging process, the awards boast high-caliber judges, handpicked for their experience and knowledge.
SYKES proudly won the following awards at the event:
Congratulations to the teams at SYKES Edinburgh for your achievements! To see the full list of winners, click here.


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Evil Plans and Stuff…
You like my notebook? Me too… it was a gift from the lovely Kay Jaybee and when I was thinking about writing this blog post, I couldn't resist snapping a photo of it to include. It seemed fitting, somehow 😉
So, I've been mega busy just lately with various projects on the Writer Marketing Services side of things, and have also been squeezing in some serious writing time, too. As a result, I haven't posted an update on here for a while, so I thought I would let you in on a few exciting bits of news…
Firstly, I just finished (literally, this evening) the first draft of a long short story (hey, almost 12k is long for me) which will be the start of a series, if it's accepted. I'm aiming it at a particular publisher, who I won't name just in case I jinx it! But rest assured, you will have more information as and when there's anything to tell. It's called A Taste of London, and I think the title gives you a fair hint as to what it might be about. Want to know more? Check out the Pinterest board I created for it.
Secondly, there's lots of news concerning uniforms! Mmm, my favourite! Anyway, I found out recently that Uniform Behaviour is going to be available in paperback from the end of August, woohoo! I'm told it will be available worldwide, but at the moment, there's only a pre-order link up on Amazon UK, so feel free to place your order, or if you're feeling like giving the book some "like" and tag love, I'll be forever grateful.
Another piece of uniform-related news – I just had an email from Kristina Wright to say that my short erotic romance story, Passing Out Passion was accepted for her upcoming Duty & Desire: Military Erotic Romance anthology, which will be coming out in the autumn. Hurrah! 😀
Finally, I just wanted to post a quick reminder about the two anthologies I'm co-editing with Victoria Blisse. We're still seeking submissions for Smut by the Sea (closing date 1st June) and Smut in the City (closing date 1st August). We're hoping to launch the books (they'll be available in print, too) at The Book Show in Luton in September. Check out the website for more details. It sounds like it's going to be a fantastic event!


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Uk – September is 'Pet Smile Month'.
Below is a guide to good doggie dental care and the most common dental problems.
The following is a direct copy of the leaflet provided to Uk pet owners by www.PetSmile.org
Is it time to give your best friend(s0 a dental check ?
Follow the 'Do ….' information provided.
Check out how dental disease can progress via the artworks and photographs.
Happy teeth is a happy dog. So …. Give us a smile !
Filed under: CAMPAIGNS - Global Animal Welfare Issues, GENERAL NEWS - International / National / Regional | Leave a comment »


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Derek's life began on July 25, 1990, in Arkansas City, Kansas. When he was 5 years old he was adopted by Terry and Sandra "Sandy" (Baker) Bell. Derek had Cerebral Palsy and the family loved him and lovingly cared for him throughout his life. He was a blessing and an encouragement to so many. Derek graduated from Flint Hills High School Class of 2011. He was a member of New Life Equipping Ministry Church, and loved music. He enjoyed watching game shows on TV, bright lights and anything that made noise. Most of all he enjoyed spending time with his family and friends.
His loving family includes his parents, Terry and Sandy Bell of Rosalia; sisters, Jamie Bell of Augusta, Amanda Bell of El Dorado, Rachel Bell of Rosalia and Patricia Bell of El Dorado; maternal grandparents, Robert and Patsy Baker of Oakland, Arkansas; paternal grandparents, Marion and Margaret Bell of Rosalia; and many aunts, uncles and cousins.
His family will gather with friends on Wednesday, August 8, from 5-7 pm at Carlson Funeral Home. His funeral will be Thursday, at 11:00 am, at First Baptist Church of El Dorado with Pastor Sam McVay of New Life Equipping Ministry Church officiating.
Derek was preceded in death by his aunt, Jenny (Sundgren) Baker; uncle, Shane Baker and aunt, Marcella Bell. Derek passed away Friday, August 3, 2018, having reached the age of 28 years old.
In lieu of flowers memorial contributions in his name may be directed to Carlson Colonial Funeral Home, 200 S. Star Street, El Dorado, Kansas 67042. Please sign his online guestbook and leave a memory of Derek at www.carlsoncolonial.com.
To plant a tree in memory of Derek Chase Bell, please visit our tribute store.
Carlson Funeral Home
200 S. Star, El Dorado KS 67042
Tel: 1-316-321-1657


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In 2001, under the Ministry of Science and Technology, the federal government developed a National Biotechnology Policy to promote biotechnology.The signing of the National Biosafety Agency Bill into law on April 2015, by former President Goodluck Jonathan added Nigeria in the league of nations that legally practice modern agricultural biotechnology.
The National Biosafety Act is crucial in the management of modern biotechnology in the country, and signing the bill into law allows the domestication of the technology in Nigeria and enables the nation to utilise this cutting edge technology to create more employment, boost food production, that will put a smile on the faces of farmers, elevate hunger and ultimately enhance economic development.Biosafety means ensuring safety in the applications of modern biotechnology and use of Genetically Modified Organisms (GMO), and the signing of the biosafety bill into law provides the legal framework to check the activities of this technology locally as well as imported GM crops into the country. It also provides an avenue to engage Nigerian scientists/experts from different fields to identify and pursue solutions to our local challenges.
However, this development was received with mixed feelings as some Nigerians feel the nation is not yet ripe for the domestication of this technology, citing health and environmental concerns as reason. Though no adverse effect has been recorded via the application of modern biotechnology in other advanced countries that are already utilising it, the Federal Government of Nigeria in its wisdom established a biosafety regulatory agency, the National Biosafety Management Agency (NBMA), to ensure safe application of this new technology in the nation.
The Act established the NBMA charged with the responsibility of providing regulatory framework, institutional and administrative mechanism for safety measures in the application of modern bio-technology in Nigeria with the view to preventing any adverse effect on human health, animals, plants and environment. The coming in of the NBMA under an Act strengthens government's position under a legal framework to achieve the important goal of using this technology as a tool. So, in actual sense the NBMA is the safety valve that the federal government has adopted to ensure that the practice of modern biotechnology in Nigeria is safe.
The process of the development of the Biosafety Act followed a systematic public involvement from 2002 to 2015, and the National Biosafety Management Act 2015 prescribes procedures for the application of modern technology, risk assessment before the adoption and use of any genetically modified organisms, and penalties for contravening the Biosafety Act. Since its establishment in 2015, the NBMA takes its role as the biotechnology regulatory body very seriously and has already developed various regulatory instruments as well as laying down framework to ensure safe application of the technology in Nigeria.
The agency's activities include surveying, tracking and profiling of GMO's in Nigeria; enlightenment of the public on biosafety matters; consultation with sister regulatory agencies for partnership; development and reviewing of national biosafety regulations and guidelines and capacity building and training of staff of the agency. Prior to the National Biosafety Law in Nigeria, there were GMO suspects which made their way into the Nigerian market through the nation's porous borders from countries like America and Brazil, who are already consuming GMO products, but with the advent of the regulatory body one of its first assignments was to issue a moratorium to such companies, individuals or institutions dealing in unapproved modern biotechnology activities in the country to formalise their dealings with it to ensure that they're suitable for our environment and health system.
To make sure this assignment is carried out effectively, the agency established a national biosafety lab for GM detection and analysis to ensure that all GMOs are properly analysed to prevent any adverse effect on environment and human health. Apart from registering GMO products in the country, the agency has also gone ahead to accredit qualified institutes to carryout modern biotechnology activities in the country. Five institutes have already received approval from the agency to engage in biotechnology activities; they include the National Root Crops Research Institute (NRCRI), Umudike; Institute of Agricultural Research (IAR), Zaria; Federal University of Technology, Akure (FUTA); National Cereals Research Institute ,Badeggi and the National Biotechnology Development Agency (NABDA), Abuja.
The agency has also shown its determination to make sure that Nigeria fully adheres to the tenets of the biosafety law which recognises the complex issues to be addressed by Central Authorities in the judicious application of Modern Biotechnology; it bases the deliberate release of GMO on Advance Informed Agreement". Biosafety Law defines offences and penalty for violation of the act; contains powers to authorise release of GMOs and practice of modern biotechnology activities and confers the power to carry out risk assessment/management before the release, handling and use of GMOs, It also covers all genetically modified organisms/Living Modified Organisms (LMOs) and products thereof including food/feed and processing, and socio-economic consideration in risk assessment. The agency has at various fora's assured Nigerians that the law will also promote active commercialisation of the research and development projects in our various universities and research institutes hence improving our economy.
– Mr. Sanni UsmanSanni Usman, a public affairs analyst, wrote from Makurdi, Benue State (This article was first published in Vanguard)