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Fed Stays On Course For 4 Hikes This Year
As widely expected, US Fed concluded its September FOMC with a rate hike decision – third rate hike this year that brings the federal funds rate past 2% to a range of 2.00-2.25%.
Compare All Latest Rates 2020
The Fed has also for the first time removed the word "accommodative" from its policy statement which some traders interpret as the end of the its rate hike cycle that started in 2015 which has seen it moved up the rate 8 times since. However, Fed chair Jermone Powell clarified that although monetary policy is no longer accommodative, it will proceed inline with expectations and the Fed maintains one more rate hike in December, three more next year in 2019 and, in a vote of confidence in the US economy, signaled it sees three more years of economic growth.
Here are some key highlights of September FOMC statement:
- Housing spending and business fixed investment registered strong growth
- The committee forecast the funds rate to hit 2.4% by end of 2018, 3.1% by end of 2019, and 3.4% by end of 2020
- GDP grew by at the fastest rate of 4.2% in 2ndquarter
- Amidst strong job gains, unemployment rate will fall further from 3.9% to 3.7% by end of 2018
- Wage growth also hit a high of 2.9% in the month of August
- Core inflation will hold at Fed's targeted 2% this year and is expected to rise up only very gradually
With the removal of the accommodative stance by Fed in this FOMC, some believe US Fed will now slow down its pace of rate hikes especially when inflation continue to remain low. However this does not seem to be so going by how Fed is maintaining one more rate hike in Dec and three more in 2019. However, the committee has made clear its forecast does not factor in any fallout from the current trade spat from the Trump administration.
Compare All Latest Rates 2020
Here in Singapore, we also stay on track with our forecast that SIBOR would cross 2% by end of the year. We think the pace of rate hikes might slow when US Fed hit the long-term neutral rate of 3% by end of 2019. With rising rates in US, lenders in Singapore especially local banks have been revising their base mortgage lending rates over the past months. The pressure is also on for banks to revise their fixed rates after this month and we may finalize see the last of sub-2% fixed rates as the last few remaining foreign lenders up their rates (the likes of Bank Of China, CIMB, etc). Already local banks have announced 3-year fixed rate going up to 2.38% with effect from October.
For those keen to refinance home loan or with lock-in expiry within the next 6 months, there is no better time to speak to us than now, as we also offer a zero-cost refinancing solution to our clients (for loan above $500,000). You will have nothing to lose, not even a repricing admin fee to pay, when you choose to refinance your home loan through MortgageWise today!
Since 2014, MortgageWise.sg has provided thought leadership in the mortgage planning space in Singapore, taking deep dives into the latest developments in the industry, providing useful mortgage tips, and making sense of rate movements. We seek to build trust with clients over the longer term instead of doing product-peddling for quick one-time deals. That's why we always present "whole-of-market" perspective including home loan packages that some banks do not pay us.

subset: commoncrawl


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As a child I used to love meeting my "foreign" aunt. She was nice, of course, but even nicer was her bulging suitcase containing myriad gifts – everything from perfume bottles and handy kitchen accessories, to much coveted little knick-knacks that we could flaunt the next day at school. I specially remember loving the little, pristine white erasers she used to bring for us – smooth and smelling of roses – they were a big improvement over the local ones that made the paper all black. That and a box of Wrigley's chewing gum, which, more than anything else, had a scarcity value for us as kids, since we got them only when people made trips abroad, which were few and far between.
There were two main reasons why we loved these gifts – one, because we didn't get those brands here in India (for the longest time I thought the GAP T-shirt and blue jeans store was some exotic designer make!), and the other because some of our local makes were not as great in quality, when compared to the foreign ones.
That, was then. Today, the Indian retail landscape is so different that I when I tell my niece this, she laughs and tells her friends. It's hard for her to imagine an India without brands like Fischer Price, which has now been around for a little over a decade. And now, when I am the foreign aunt bringing her something from a trip, she does not seem half as happy as we used to be. It's got nothing to do with her attitude. There just isn't any novelty value in foreign goods anymore. Anything I bring for her, she could get in India, and probably cheaper. Not only that, the local brands, having been shaken out of their complacency due to international competition, have also pulled up their act and re-launched their products, making them better and more appealing.
India is also being targeted by designer companies who are eager to cash in on the growing and ever-more-prosperous upper-middle and upper classes, which not only have plenty of disposable income – salary scales rose by more than 12 percent last year – but also the willingness to spend it lavishly and live it up.
In India, like in most societies in the world, there are the well-off, and then there are the rich. Around the world, the one sure shot way of making it known how rich you really are, is to carry or wear a designer make – sling a $5,000 bag on your shoulder and right there you've announced how high up in the social strata you are. Here, if you wear a Nike shirt – like professional golfer Tiger Woods – you are probably rich. But that shirt, in this economic boom, may or may not set you apart from the millions in the upper middle class – people with good salaries and the willingness to spend them on shirts or golfers' greens fees.
What you then need is a luxury brand, like a LVMH – which until recently wasn't easily available in India. That's when you are in the big league.
Such biggies in ultra-luxury names have either made their entries into India, or are in the process of doing so – from Chanel, and Louis Vuitton, to Cartier and Hermes they are all coming. So, to cater to the class that will shop in these places, super luxury malls are now being set up, where an afternoon shopping spree is sure to add thousands of dollars to your credit card bill. I am talking, of course, of the affluent class who celebrate the fact that their favorite Gucci bag or shoe can now be bought in India. No more need for that umpteenth trip to Italy; industrialists and their diamond-dripping wives; and other noveau-riche Indians wanting, desperately, to spend their millions can now do so at home.
Today's gift-bearing foreign aunts have much to rue. Sweet-smelling erasers are not going to cut it anymore. Indian nieces have, unfortunately, seen – and maybe even bought – it all.


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An intellectual is someone whose product begins and ends with ideas.
This quote by Thomas Sowell was among a pile of delicious nuggets in a recent interview of the great thinker posted at Reason. Sowell both defines what he means by "an intellectual" and condemns intellectuals by pointing out that their "product" is not subject to market forces or feedback. Untethered from such grounding elements, the intellectual's ideas can deviate from reality without penalty.
As another quote, apocryphally attributed to George Orwell, observes:
There are some ideas so absurd that only an intellectual could believe them.
Indeed, this seems to be what's going on in academia, especially in the soft sciences, and even more so when it comes to societal matters, with fresh wackiness entering the zeitgeist on a regular basis.
Musician Ian Anderson of the band Jethro Tull, writing as Gerald "Little Milton" Bostwick, "lamented":
The doer and the thinker, no allowance for the other
This may have held more weight back in 1972, when Thick as a Brick was released, but today it seems that doers defer to thinkers, especially in progressive politics, where efforts to legislate and institutionalize (often radical) new social theories (as well as many re-treaded and re-branded failures) are of highest priority, no matter that real-world feedback suggests skepticism, caution, or more moderate adoption (or, in some cases, overtly refutes the theories). Indeed, this phenomenon seems a continuation and expansion of the idea, discussed in Thomas Sowell's The Vision of the Anointed, that "American thought is dominated by a "prevailing vision" which seals itself off from any empirical evidence that is inconsistent with that vision."
An old joke goes "those who can, do. Those who cannot do, teach. Those who cannot teach, administrate." We seem to have lost the lesson of this joke: that people who haven't implemented that which they claim to know aren't as versed in the truth of things as those who have.
Yet, as a society, we've ceded enormous authority and control to the thinkers, especially the ones who are detached from the real-world feedbacks that are so necessary to getting things right: The "intellectuals," per Dr. Sowell's definition. Oftentimes, it seems we've done so simply because they've demanded it, because they've told us that they're right and that they're the most likely, by dint of their thinking, to continue to be right. Unfortunately, they too-often demonstrate a total lack of the humility required to admit when they're wrong, even in the face of blatant evidence. And, typically, it's because they've moved on – in their world (and as per Sowell), their work is done once they've established an idea and passed it off to others for implementation, with results and feedback treated as irrelevant.
We not only see this in modern social ideas, but in education, welfare, taxation, regulation, and countless other areas of public policy. It's often noted that one shouldn't take small business advice from anyone who hasn't had to make a payroll, but small businesses are subject to countless controls from on high by just such people, or by people informed by by them. And, by and large, we find things just aren't working as they should be. It took someone from outside that circle of thinkers, the orange-bull-in-a-china-shop Donald Trump, with a history of doing (successful and unsuccessful), to make changes that actually invigorated the economy last year.
Why have we ceded so much power and authority to the disconnected thinkers? I suspect many factors, including an education system that inculcates obeisance to authority and does a piss-poor job at teaching critical thinking and skepticism. I also suspect the long-term devaluation of doing, of making, of trades and manual skills. Someone unversed in or insecure about doing doesn't have as much confidence to challenge the untethered thinkers.
I do not seek to condemn thinking here. Thinking is where the seeds of progress germinate. Thinking is what leads to doing, and the combination of thinking and doing, subject to evaluation, adjustment, correction, validation and/or rejection, is what makes things better. Even the most arcane thinkers, such as theoretical physicists, eventually subject their ideas to testing and feedback. It is thinking without doing, thinking isolated in a self-perpetuating and log-rolling cross-validation echo chamber insulated from real-world verification and feedback, that is the problem. It's where the big-government dunces that infest our political sphere get their idiotic ideas, as well as the presumption that they need to manage our lives for us.
It's at the root of William F. Buckley's famous observation:
I am obliged to confess I should sooner live in a society governed by the first two thousand names in the Boston telephone directory than in a society governed by the two thousand faculty members of Harvard University.
Who is more likely to have received real-world feedback for his or her ideas? The highly educated intellectuals on the Harvard faculty or an amalgam of "average" folks whose surnames happen to start with A?
Our society places a high value on education, as it should. Education improves prospects and lives, and in the aggregate advances our society in countless ways. It must be remembered, however, that education is a means to an end, not something for its own sake or to exist apart from the real world. That which we purport to know should always be subject to testing against reality, and that testing comes from doing. And, when something has been done many times over, the lessons of that doing should carry more weight than the words of some ungrounded intellectual's convoluted assertions to the contrary.


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The title of this post was the chyron on my TV screen a little while ago as MSNBC interviewed Homeland Security Secretary Janet Napolitano about the Media Panic Of The Week. Meanwhile, Joe Biden is warning citizens to avoid subways and planes. (What about AmTrak, Joe?) And in watching last night's White House press conference, I was struck by the number of questions Obama got about swine flu.
WTF? Not since the Great Alar Apple Scare of 1989 have so many media alarmists spread so much panic to so many about so little. Jim Harper of Cato has noted the absurdity of treating a (largely potential) flu pandemic as a "national security" issue. What's going on here? Two things, basically:
- Women and old folks — Health news is consumed mainly by women and the elderly. Healthy men in the prime of life tend to consider themselves invulnerable to disease. Every real guy learns at an early age that only wussie-boys fret over germs. Real guys instinctively loathe the neurasthenic wimp who explains his latest case of the sniffles by whining, "It's my allergies." Women, however, seem to have an inherent predisposition toward hypochondria. For example, women are the prime market for hand sanitizer; it's like they have a self-esteem issue about their immune systems. And old folks, of course, spend 80% of their waking hours worrying about their health, carefully monitoring themselves for "regularity" and visiting the doctor weekly to demand diagnoses and treatment for their various aches and pains. This is why Medicare is threatening to bankrupt America: Going to the doctor is actually a hobby for the elderly. Old folks love to collect things, and now they're collecting prescriptions at taxpayer expense. (Honestly: Go look at your Grandma's medicine cabinet.)
- The illusion of executive competence — One thing certain about swine flu: The panic will eventually end. A week or two from now, the outbreak will have run its course and people will stop worrying about it. But the ubiquitous image of Barack Obama on TV, speaking calmly in his resonant baritone about government measures to combat The Dreaded Swine Flu Menace, will have had their intended effect of conveying the idea that he is The Man In Charge, the calm at the eye of the storm, the antithesis of how George W. Bush was perceived during Hurricane Katrina.
Not coincidentally, if you scratch the surface of those polls showing how popular Obama is, you'll see that women, old folks and neurasthenic wussie-boys are his strongest constituencies. Ask Grandma — if you can catch her between her taxpayer-funded visits to the doctor — what she thinks of how Obama has handled The Dreaded Swine Flu Menace.
Obama's lackeys in the media know exactly what they're doing. Turning an ordinary virus into a Code Orange national-security threat is political gold for Obama.


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Nov12Tuesday, November 12, 2019 - 6:00pmThe Port Authority special meeting will be held at 6:00 in the City Council Chambers at Civic Plaza at 1800 West Old Shakopee Road.
Nov12Tuesday, November 12, 2019 - 7:30pmThe City Council will hold a special meeting on Tuesday, November 12th in the Council Chambers at Bloomington's Civic Plaza. The meeting will start at 7:30 p.m. or immediately following the adjournment of the Concurrent Port Authority/City Council meeting.
Nov13Wednesday, November 13, 2019 - 11:00amBuy new and gently used shoes.
Nov13Wednesday, November 13, 2019 - 11:00amThese clinics are open to all and no appointment is necessary. Please bring an insurance card if you have one. For free shots, let the nurse know if you do not have insurance. Children under 18 must have a parent or guardian present.
Nov13Wednesday, November 13, 2019 - 11:00amSave up to 40 percent on brand-name groceries
Nov13Wednesday, November 13, 2019 - 6:30pmThis meeting will be held at Creekside Community Center, 9801 Penn Ave S, Bloomington.
Nov14Thursday, November 14, 2019 - 10:00amSenior Linkage Line will be sharing information about recent changes in Medicare benefits and coverage.
Nov14Thursday, November 14, 2019 - 5:00pmThe Creative Placemaking Commission's regular meetings are typically held the second Monday of the month, but will be held Thursdays if they conflict with a holiday or City Council meeting. Meetings are held from 5pm - 7pm in the Dakota Conference Room at Civic Plaza.
Nov14Thursday, November 14, 2019 - 6:30pmShare thoughts, concerns, and ideas about the proposed new community center
Nov169/7 & 14; 10/5 & 19; 11/2 & 16; 12/7 & 21Bloomington Chorale's twice monthly Uke Jam Sing-A-Longs help you keep your voice in tune, sharpen your ukulele skills, meet new people, and have fun!
Nov17Sunday, November 17, 2019 - 2:00pmHistorian Gary Bruggemann presents the Leavenworth Expedition at Pond House on Sunday, November 17 at 2 p.m.
Nov17Sunday, November 17, 2019 - 3:00pmBSO presents Beethoven's Fourth Concerto and Bruckner's Fourth Symphony on November 17 at 3 p.m.


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During the school year, if the administration and/or a particular department head or teacher wishes to make an assembly mandatory to all students of a particular grade or grades, they must first obtain the consent of the Student-Faculty Senate. Consent of the Senate shall be by majority vote. Teachers will retain the right to take their classes to a non-mandatory assembly. Students whose class as a whole is not attending an assembly retain the privilege of attending as an optional in-school field trip.
The high school administration retains the right to call a mandatory assembly in emergency and extraordinary circumstances when convening a meeting of the Senate is not feasible or would be logistically impossible.
Rationale Mandatory assemblies should be held to further some generally goal accepted social or educational goal. The decision concerning these goals should be made by a broader group than the high school administration. Many teachers and students have objected repeatedly to certain mandatory assemblies without results. They feel that their voices have not been heard.
Non-mandatory assemblies which last two or more blocks can be treated as optional field trips.
"Administration" as used in this bill is intended to include both the high school administration and those at the central office.


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Motorola Droid :: GPS Apps And Battery LifeApr 22, 2010
I'm going on a hike this weekend and thought it'd be a good time to test out either Google Tracks or CardioTrainer to see elevation gain, time, speed, etc. The hike should last about 4 hours. How will my battery hold up with the GPS on the whole time? Assuming these apps have the GPS constantly draining the battery, which I imagine they do.View 3 Replies


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Conservation, News,
After a four-year effort to breed one of the rarest vertebrates in North America, the Tulsa Zoo welcomes four healthy Louisiana pine snake hatchlings.
"Upgrades to the temperature control units on the building have allowed us to accurately and safely drop temperatures to simulate a natural period of dormancy called brumation, something the snakes need to reproduce successfully," says, Barry Downer, Zoological Curator, Herpetology & Aquatics.
Of the seven eggs laid on May 10, two were infertile, one died early on, and the remaining four were artificially incubated, Downer says. The first hatchling pipped, or cut through its shell, on July 8, after a 60-day incubation period. The remaining three were out of their eggs by July 13.
The zoo's breeding efforts are part of the Species Survival Plan ® (SSP), a collaborative program of the Association of Zoos & Aquariums (AZA) to manage threatened and endangered species. The breeding pair consists of a 12-year-old male received from the Sedgwick County Zoo in 2008 and an 11-year-old female received in 2009 from the Roger Williams Park Zoo.
Originally calling nine Louisiana parishes and 14 Texas counties home, this snake now is found in only four parishes and is believed by some to have vanished from Texas as of early 2013, Downer says. The Louisiana Pine Snake is state classified as "threatened" in Texas, protected from direct harm and unauthorized collection, and as "imperiled-to-vulnerable" in Louisiana. The primary threat has been habitat degradation.
The Louisiana pine snake's preferred habitat is longleaf and shortleaf pine forests, which also is home to the snake's preferred food item, the Baird's pocket gopher. The snakes also use the gopher burrow system as shelter from temperature extremes. Protecting the habitat also protects Navasota ladies'-tresses, Texas trailing phlox and the red-cockaded woodpecker, all federally listed as endangered, as well as offering protection for other at-risk plant and animal species.
The public can see one of Tulsa Zoo's new additions on display in the Conservation Center while the snake and one of its siblings await SSP recommendations to be placed at another accredited facility. The other two will be reintroduced into the wild as part of conservation efforts developed in partnership with the AZA and the U.S. Forest Service, as well as other state and federal agencies.
About the Louisiana pine snake (Pituophis ruthveni)


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Lakeshore Detached HomeSan Francisco, California
Karen .Member since Mar 2012 Contact Karen
- $12,000 per night
- 3,000 square feet
- 4 beds
- 3 baths
- 2 parking spots
- House
- Available for events, vacations
Property Details
Brand new completely renovated detached home in Lakeshore district of San Francisco facing Lake Merced. Minutes drive or walkable to Olympic Club. 4 bedrooms, 2.5 baths, formal living & dining rooms, open oversized kitchen. Family room with 61" TV and walk-out access to backyard. Two car side-by-side garages plus parking in driveways. Fully furnished with designer finishes. Views of Lake Merced and Harding Golf Course from living, dining and bedrooms.
Terms and Conditions
Available 24-36 hours before event starts. 50% deposit upfront, 50% due upon arrival. Please email for further details.
This rental is located in San Francisco, California 94132 and has 6 upcoming nearby events.
- Private Event : Including general renting, vacations, weddings & corporate events.
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Call us today for a price quote!


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About this Research Topic
It has been believed that gonadotropin-releasing hormone (GnRH) is the only hypothalamic neuropeptide that regulates the hypothalamic-pituitary-gonadal (HPG) axis in vertebrates since its discovery at the beginning of 1970s. However, two new key hypothalamic neuropeptides, i.e. gonadotropin-inhibitory hormone (GnIH) and kisspeptin, have been found to play key roles in the control of reproduction at the beginning of 2000s. In 2000, GnIH was discovered in the quail hypothalamus. Following intensive research showed that GnIH inhibits gonadotropin synthesis and release through actions on GnRH neurons and gonadotropes via GPR147 in birds and mammals. GnIH peptides were also identified in other vertebrate species from fish to humans. As in birds, mammalian and fish GnIH peptides inhibit gonadotropin release, indicating the conserved inhibitory role of GnIH in the regulation of the HPG axis in vertebrates. Following the discovery of GnIH, kisspeptin, encoded by the Kiss1 gene, was discovered in mammals. In contrast to GnIH, kisspeptin has a stimulatory effect on GnRH neurons via GPR54. The Kiss1 gene has also been identified in amphibians and fish. Thus, we now know that GnRH is not the sole hypothalamic neuropeptide controlling vertebrate reproduction.
The aim of this Flagship Research Topic, "Progress in Reproductive Neuroendocrinology in Vertebrates" is to review the discoveries of GnIH and kisspeptin and the progress in reproductive neuroendocrinology made by these new key hypothalamic neuropeptides by collecting review articles from leading scientists in this new research field.
Keywords: Reproduction, Gonadotropin-inhibitory Hormone (GnIH), Gonadotropin-releasing Hormone (GnRH), Kisspeptin, Gonadotropins
Important Note: All contributions to this Research Topic must be within the scope of the section and journal to which they are submitted, as defined in their mission statements. Frontiers reserves the right to guide an out-of-scope manuscript to a more suitable section or journal at any stage of peer review.


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Kwasukela Books' first release, Izinkanyezi Ezintsha (December 2017) has received a fresh look for its 2019 reprinting! As the first-ever isiZulu speculative fiction collection, we knew that Izinkanyezi might be a risky book to make, but also that it had to be made. By drawing on the speculative fiction tradition of ubunganekwane and izinsumansumane, seven authors contributed incredible stories that redefine what isiZulu literature is, and what it can be. Since 2017, the response to these stories and this book has been wonderfully surprising, and it grows with each year. To celebrate this, and to thank all those who bought and enjoyed their copies of Izinkanyezi Ezintsha, we have given the book a fresh look inside and out for this new phase of its life.
Izinkanyezi Ezintsha is available at all good South African bookstores and online.


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About Old-Steve
I am a small business owner. I am a one man company, it doesn't get any smaller than that!
I repair packaging machines in factories in So Cal. I go somewhere different every day. I love it. I repair shrink wrap machines, pallet wrappers, case sealers and erectors, fillers, lidders, tray sealers, conveyors, the list goes on and on. Highly specialized and highly in demand. Kind of like an industrial handy man. I understand electricity very well, mechanical very well, pneumatics well enough, and I really try to stay away from hydraulics.
Early on I acquired the nickname of MacGyver. I knew I could use a 3D printer for work, and it took me a while, and now I am printing out some industrial parts, like a disconnect operator, safety keys so I can run a machine with the doors open, patches to save a broken chain cover, a universal cabinet key, all kinds of stuff. I see more and more opportunity every day.
I Am A…Engineer
Tools I Use…
Printers: xyz DaVinco 1.0 Pro , Anycubic Kossel linear plus
Design Programs: Tinkercad
3D Design Skill Level


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Isaac Reyes is a principal at DataSeer, where he leads a team that delivers in-house training courses in data storytelling, predictive analytics, and machine learning to companies such as Cisco, Ericsson, Hewlett Packard, and Pfizer. A data scientist, trainer and TEDx speaker who lives, breathes and dreams data, previously, Isaac lectured in statistical theory at the Australian National University and worked as a data scientist in the private sector.
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text:
In a tell-tale sign that the plunge in the ruble is causing panic among Russians, the talk in a downtown Moscow nail salon this week was about stockpiling buckwheat.
"Every morning I wake up and look at the exchange rate," Irina Volkova, an office worker at a construction company, said as she had her nails worked on. "What if it's a default? What if we have to prepare for the default? Maybe it's time to buy buckwheat."
The dark grain is a staple across Russia, a cheap source of calories that can be boiled and served with milk for breakfast or with pickles and mushrooms for dinner. In other words, it's the perfect crisis food. For many Russians, the collapse in the ruble brings back painful memories: There was the chaos that ensued after the collapse of the Soviet Union in 1991 and then the inflation spiral that followed the default and devaluation seven years later.
The ruble has sunk 19 percent this month to 61 per dollar even after posting a 10 percent rebound on Wednesday triggered by the government's sale of dollars and central bank measures to help companies refinance looming foreign-currency debt. The currency's down 46 percent this year through yesterday, the result of tumbling prices for oil, Russia's top export, and international sanctions tied to the Ukraine conflict.
President Vladimir Putin told Russians during his annual press conference today to brace for a recession that could drag on. "Under the most negative external economic scenario, this situation can last two years," he said.
For three straight trading days -- Friday, Monday and Tuesday -- the ruble posted declines of more than 4 percent, causing nervous shoppers to snap up imported goods before stores boosted prices.
Customer Panic
Volkova said that when she was in her hometown of St. Petersburg last week, shelves in some electronics and home-goods retailers had been cleaned out. Back in Moscow, the manager of a store that supplies hairdressers -- who would only give her first name, Valentina -- said her clients now come in "as soon as possible" to make purchases after witnessing one price increase after another. They're trying to get ahead of the next increase. On Tuesday, when the ruble fell as much as 19 percent at one point, the rush of customers was the strongest, she said.
Annual inflation was already running at a three-year high of 9 percent in November before the latest ruble declines. After the 1998 devaluation of 71 percent, inflation peaked at over 100 percent.
"People are panicking," Volkova said.
Murat Oshroev, who runs a firm that specializes in finding lenders to buy accounts receivable from companies, said he was surprised to see price increases spread to other goods beyond imported items. Locally produced chicken fillet cuts have climbed more than 10 percent this month and Russian apples have jumped 20 percent, he said.
No Sales
But Oshroev is one of the lucky ones.
His business is booming. As rising interest rates cut companies off from financing, they turn to firms like his to raise cash.
Nikolay Plyusnin hasn't been so fortunate. The currency crisis is wiping out his printing business in Kirov, a city east of Moscow. As prices soar on the imported ink and paper that his business needs, he's left to try pass those higher costs onto his customers.
Earlier this week, Plyusnin raised his prices 30 percent, following a previous increase of 20 percent. To make matters worse, his paper supplier begun demanding up-front payment, he said. He described sales this holiday season, normally a busy time, as "minimal."
"My employees are shocked," Plyusnin said. "They don't know how to sell at these prices."
He plans on laying off some of them -- maybe two of the seven -- in January unless sales pick up. "I don't have the money to pay them," he said. At the online retailer where his wife works, about a third of the staff has already been laid off this year, he said.
All of which gets back to Volkova's plan to load up on buckwheat to brace for hard times. It's edible, easy to store and safer than keeping money in the bank. The only problem with that strategy, the woman working on Volkova's nails tells her, is that buckwheat prices are already soaring too. She saw them the other day at 60 rubles a kilogram.


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Haiti: One killed in anti-government protests in Port-au-Prince June 9 /update 1
Thousands of people participate in anti-government protests in Port-au-Prince on June 9; one killed
Read all related news alert(s):
Thousands of people staged anti-government protests in Port-au-Prince and demanded the resignation of President Jovenel Moïse on Sunday, June 9. Police fired tear gas to disperse demonstrators near the National Palace and at least one person was killed from a gunshot wound. Protesters erected roadblocks and set fires in the streets. Protests were reported in Delmas, Bel Air, and Champs de Mars near the National Palace. An increased security presence and disruptions from the protests are expected to continue for the coming hours. Further anti-government and anti-corruptions protests are possible in the coming days and weeks.
Numerous demonstrations have been staged in recent months to call for greater government transparency after several public officials, including President Jovenel Moïse, were implicated in a scandal related to the alleged misuse of PetroCaribe funds. Protesters have been calling for Moïse to step down from the presidency.
Individuals in Haiti are advised to monitor developments to the situation, avoid unnecessary travel, avoid all protests and demonstrations as a precaution, and adhere to instructions issued by local authorities.
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So, I'm still figuring what to call this genre of portraiture. In the past, I always used the term "boudoir photography" but I don't think that's really accurate for most of my clients. Maybe contemporary glamour or beauty photography? What do you think? Anyway, whatever you wanna call it, my goal is to make each woman look her best and know how beautiful she is. We all have our own beauty and allure, my job is to bring it out!
Tag Archives: austie eckley
We will be doing our next boudoir marathon at a downtown Portland warehouse studio. This is a gorgeously raw setting with beautiful natural light simple decor. Together we will make sure you look and feel absolutely radiant!
I'm so excited for the next boudoir marathon! Its coming up in just about a month. You can get all of the details here. I wanted to share these images of this bombshell of a women I got to photograph at the last marathon. Our upcoming boudoir marathon will be at the same location and with the same extremely talented makeup artist – Austie Eckley.
Join Erica Ann and Austie Eckley for the outdoor glam session! W'e're takin' it outside! The session is Monday, July 23rd. $245 session fee includes: Onsite styling, hair and makeup by Austie Eckley, one hour private photo session with Erica Ann, Handmade and vintage accessories, in-studio ordering available within a week! This is the only outdoor session of the year. To book your spot, please contact me at 503.476.5059 or firstname.lastname@example.com.
Man I love my job. I love working with beautiful women like Pamala. You know who else I love? Austie Eckley. She is a Hair-Beauty-Makeup-Stylist-Accessory-Designer-Extraordinaire! Check out her multiple appearances in the most recent issue of Portland Bride and Groom magazine and check out the awesomeness from our last stylized boudoir shoot.


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Course Code: FEI
Duration: 3 days
Our training courses can also be delivered at a location of your choice...
The Oracle 11i Essentials for Implementers course is designed for functional implementers and for anyone who requires a full functional foundation as the basis for further 11i E-Business Suite training.
The delegate will learn and acquire skills as follows:
This Oracle 11i Essentials for Implementers course will benefit anyone who requires a comprehensive functional foundation. This might include functional implementers, those involved in providing first line support or operational managers who are involved in the implementation process.
Delegates will learn how to navigate within 11i Oracle E-Business Suite. They will be able to explain in concept the major architectural components of 11i Oracle E-Business Suite. Delegates will practice defining Key and Descriptive Flexfields. They will appreciate key shared entities across the 11i Oracle E-Business Suite. They will learn the key features and benefits of 11i Oracle Workflow. They will understand the basic tasks and concepts behind 11i Oracle System Administration. Finally they will learn about the functionality of Oracle Workflow and Oracle Alerts.
A general awareness of the business processes to be managed and the areas of the eBusiness Suite being used or implemented in the delegates' own organization would be advantageous.
Delegates who are also going to attend the Oracle 11i System Administration course should note that there is an overlap of subject matter between the Oracle 11i Essentials for Implementers course and the Oracle 11i System Administration course.
Course Contents
Oracle 11i Essentials for Implementers
Duration: 3 days
RRP: £1,575.00 exc. VAT
Virtual & London Schedule
We are running a full Virtual schedule
|Start Date
|27 Jul 2020
|02 Nov 2020
Public Scheduled and Closed
UK and Overseas
Our independent Oracle, Solaris & Red Hat Linux curriculums helps prepare delegates for official certification.
Cannot see a sutiable date?
Please call us and we will try an accommodateyour needs!
StayAhead Live Virtual Classroom
Our Course Curriculum
Our Ratings


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The coachwork designs by Alan Leamy and Gordon Buehrig for Auburn, Cord, and Duesenberg companies are considered by many to be the most attractive of all the prewar classics. The graceful, smooth and almost fluid lines denote both speed and power.
The lead image contains a 1932 Auburn 8-100 Speedster parked at the Roosevelt Theater in Chicago. The stylish rolling billboard shown in the enlargeable image below was used by the theater chain to advertise a giveaway promotion to spur ticket sales during one of the most difficult years of the Great Depression.
- 1932 Auburn 8-100 Speedster.
The coachwork below was penned by Gordon Buehrig for George Whittell's 1933 Duesenberg Model "J" super-charged long wheelbase speedster. Finished in black and white and equipped with a chrome and red fire siren, the timeless and tasteful design appears as though it is traveling at 100 m.p.h. even when it is standing still.
Whittell, a larger-than-life multi millionaire playboy, purchased six Model J chassis' and the coachwork on this one was the most rakish of the lot. The bodywork was constructed by the American branch of the Weymann Body Company of Indianapolis, Indiana. The parent Company is well known for building lightweight wood framed fabric covered coachwork in Europe, and the UK . This fine automobile has survived in excellent original condition.
- George Whittell's 1933 Duesenberg Model "J" Speedster with Weymann coachwork designed by Gordon Buehrig.
Alan Leamy poses below in a 1931 Auburn 8-98 Speedster, a very stylish car for which he designed the coachwork. While working for Cord, Leamy was responsible for designing the Cord L-29, the Model "J" Duesenberg from the cowl forward and the attractive Auburn bodywork produced between 1931 and 1934.
The photos are courtesy of the Auburn Cord Duesenberg Museum, "A Supercharged Trip Though Time."
- Designer Alan Leamy in a 1931 Auburn 8-98 Speedster in front of the ACD office building.


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About park
Its crater-like shape is attributable to its location in place of a former, demolished and buried Austrian fortification that belonged to Cracow Fortress (Fort 9 Krowodrza). It is also known as the 'Old Park'. The central point of the park is the green area with alleys, benches and a playground for children. There are numerous cycles lanes for young cyclists. The alleys are adapted to the needs of the disabled. Mighty chestnut trees provide shade in summer.
2,57 ha


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In 1958, Noxzema Chemical Company introduced COVERGIRL makeup in the test market.
In 1961, COVERGIRL makeup launched nationally with Clean Liquid Makeup.
From 1962-1967, COVERGIRL rose to the number on in unit sales among all liquid make-ups. New items were added to the collection at that time including loose powder, lipstick and blush. Since COVERGIRL's introduction in 1961, COVERGIRL has helped launch numerous modeling careers and has been linked to many famous faces -- from Cheryl Tiegs and Cybill Shepherd (70s) to Jennifer O'Neill, Maggie Eckhart (64), Geraldine Peterson (65), Renee Jeffus (89), and even Christie Brinkley, Rachel Hunter and others.
In 1997, the infamous campaign slogan, "Easy, Breezy, Beautiful..." debuted which helped solidify COVERGIRLs equity: clean, fresh, natural and approachable. In more recent years, COVERGIRL launched the iconic LashBlast Mascara (2007) and a dynamic set of well-known spokespeople including Queen Latifah, Ellen DeGeneres and Drew Barrymore.


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This week Queen Elizabeth is set to become the longest reigning Queen in history.
On September 9th 2015, the British monarch will become the longest reigning royal-after being on the thrown a massive 63 years, seven months and two days.
The previous record is held by her great-great-grandmother, Queen Victoria.
Weve collated the best photographs of her life to celebrate the momentous occasion.
The little princess, age 7, posing next to her sister, Margaret.


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Local business Basic Plus challenges Amazon
With Amazon growing more and more we are seeing creative ways by smaller competitors on how to win the eCommerce game. The latest and greatest is presented by Basic Plus, a retail and service store based in New York. Basic Plus is not just throwing price wars at Amazon, they are thinking out of the box with a new offers customers are eating up. Right now they are offering discounts to local buyers. Something Amazon can't touch. Not only are they giving special prices to local buyers they are offering services at their stores that customers absolutely love, like:
- knife sharpening
- AC and Miele vacuum cleaner installation
- Sales & repair
The New York based retailer operates all over New York and has a consistent customer base that is loyal. I'm guessing because they are evolving with new business and treat their customers with respect and trust. Something an automated online store can't perform with any sincerity.
We sell premium quality air conditioners and our senior technicians will also assist you in industry-leading A/C cleaning, installation, maintenance and repair. We are here to take shopping to a whole new level that won't end just with the customer paying his check. In fact, it's about creating an everlasting relationship where you will always have us by your side whenever you need us.
Basics plus has a massive product base with things like:
Locksmith services offered by Basics Plus in New York
Air Conditioner services in New York
And They also provide handyman services
Which is just the tip of the iceberg.
If you are in the New York area and have not seen what this fan favorite retailer has to offer, make sure and stop by. As for beating Amazon, they have their work cut out for them but with this type of clever adaptions I'm sure they will do just fine.
We love to see more personal business and a big shout out to retailers like Basics Plus for paving the way to a better more local experience with retail.
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Phone: 325-646-0462
Degrees and Certifications:
BS in Biochemistry from Texas A&M University BFA in Music Education from UW-Milwaukee Masters in Educational Leadership from Cardinal Stritch University
Ann Fowler
My name is Ann Fowler and I am an Assistant Principal at Coggin Intermediate School. I have been a music educator for 16 years, teaching vocal and general music to all grades from Pre-K through high school.
I have been in Brownwood ISD for three years as the general music teacher at the former Coggin Elementary School and the past year as an Assistant Principal at CIS. Outside of teaching, I enjoy gardening and cooking and my husband and I are both into physical fitness and refereeing/instructing youth and high school soccer. I look forward to another exciting year at Coggin Intermediate School and continuing to be a part of Brownwood ISD.


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- Home:
- Council tax:
- Housing benefit :
- Claiming benefits:
Calculate and claim housing benefit and council tax reduction
You can use the online calculator to check if you are entitled to housing benefit and/or council tax reduction and then make a claim online.
You can also use the calculator to see how a change in circumstances might affect your current entitlement to housing benefit and/or council tax reduction or to check your entitlement to income support, pension credit or tax credits.
Important information
You must provide all evidence/information that you have been asked for. If you cannot supply everything we have asked for, please still complete the application and provide us with what you can. Failure to do so will mean that we cannot make a decision on your claim and you may lose benefit you are entitled to.
We are committed to delivering quality, relevant information. To ensure that our web pages meet users expectations and requirements, please take the time to complete our short survey. Thank you.
- Last updated: 10 April 2019
Contact us
Benefits TeamChief ExecutivePO Box 9060
ML1 1SHPhone: 01698 403210


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Watch The Daily in Action
The Daily is a first-of-its-kind daily national news publication built exclusively as an application for tablet computing. It provides...Read More
Murdoch's iPad Newspaper The Daily Launches
News Corp.'s Rupert Murdoch will lauch the new digital newspaper "The Daily" today. The Daily promises to be the...Read More
The Netherlands too small for iPad newspaper
A paid daily iPad-only newspaper is only an attractive market to target English-speaking users, according to Dutch media experts....Read More


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08 Mar Pendulum Cricket Test Match Overview: 28 February 2018
Pendulum Cricket Test Match Overview:
28 February 2018
Current Cricket Test Match Season:
The delicious encounter between South Africa and Australia is currently under way, just the 4-Tests with no limited over action. April is generally set aside for the IPL (Indian Premier League), when the cream of the international crop try out in this riveting affair which captures the global cricketing audience.
History favours the visiting Australians, they seem to enjoy the South African wickets. Even the recent Indian tour of South African caused quite a stir as they seemed to favour the Indian bowlers more so than the pacey Proteas. Nevertheless India still elude themselves from claiming a Series victory against the 2nd ranked Test team. The gap closed marginally between the two but not enough to see the Indians remain on top and reclaim the Test Mace for another year at least.
The England side will be touring New Zealand and playing just the 2-Tests. England showed they missed New Zealand native Ben Stokes in their recent drubbing to Australia, will the Englishman of Kiwi descent play and pose a problem for his former compatriots now turned foes. If the English selectors are trying to figure out his disposition imagine the emotions of Ben Stokes, he has gone through quite in the media for affray and was discarded from the IPL. Having played domestic cricket in New Zealand he must be now perfectly primed and prepped, let's hope the selectors think so!
In Dublin's fair city the pomp and ceremony will be exchanged for Test Cricket as the Irish debut against Pakistan in May, very exciting times indeed. Ireland have proved themselves in the limited overs arena. Now for the longer stuff with the big boys. Wow, how do you prepare for Pakistan? You never know what they can conjure up on their day. It will be worth keeping an eye on this significant and emotional encounter as Ireland become Test Match cricket team number 11.
Upcoming Cricket Test Matches:
- 1st Test – SA v AUS (Durban)
- 2nd Test – SA v AUS (Port Elizabeth) 09-13 Jan 18
- 1st Test – NZ v ENG (Auckland) 22-26 Mar 18 (day/night)
- 3rd Test – SA v AUS (Cape Town) 22-26 Mar 18
- 2nd Test – NZ v ENG (Christchurch) 30-03 Apr 18
- 4th Test – SA v AUS (Johannesburg) 30-03 Apr 18
- Only Test – IRE v PAK (Dublin) 11-15 May 18
- 1st Test – ENG v PAK (Lord's) 24-28 May 18
- 2nd Test – ENG v PAK (Leeds) 01-05 Jun 18
- 1st Test – WI v SL (Port of Spain) 06-10 Jun 18
- 2nd Test – WI v SL (Gros Islet) 14-18 Jun 18
- 3rd Test – WI v SL (Bridgetown) 23-27 Jun 18


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11pc. BBQ Tool SetItem #: SS-7903
- Measures: 17 in. L x 7 in. H x 1 in. D
Equipped with professional grade wood and steel utensils, our 11pc. BBQ Tool Set tucks neatly away in the complimentary carrying case, custom embroidered with a single block initial inside a square design. The set includes one spatula, BBQ fork, tongs, basting brush, two skewers, and four corn cob holders all packed nicely into a durable 600 Dernier black polyester carrying case so you can BBQ on the go! The case measures 17 in. L x 7 in. H x 1 in. D. The carrying case has dual handles and can be embroidered with a single block initial of your choice. Utensils and case are hand wash only.
Sorry, this product is currently unavailable.


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Mammalian gut microbiota are integral to host health. However, how this association began remains unclear. We show that in basal chordates the gut space is radially compartmentalized into a luminal part where food microbes pass and an almost axenic peripheral part, defined by membranous delamination of the gut epithelium. While this membrane, framed with chitin nanofibers, structurally resembles invertebrate peritrophic membranes, proteome supports its affinity to mammalian mucus layers, where gut microbiota colonize. In ray-finned fish, intestines harbor indigenous microbes, but chitinous membranes segregate these luminal microbes from the surrounding mucus layer. These data suggest that chitin-based barrier immunity is an ancient system, the loss of which, at least in mammals, provided mucus layers as a novel niche for microbial colonization. These findings provide a missing link for intestinal immune systems in animals, revealing disparate mucosal environment in model organisms and highlighting the loss of a proven system as innovation.
|115台北市南港區研究院路二段128號 Tel: 02-27899515 Fax: 02-27858059 *個人隱私權聲明*
|email@example.com Copyright © ICOB 2013. All rights reserved. 最佳瀏覽網頁方式請用最新版IE11或其他瀏覽器 -- 瀏覽人數:1594458


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Amazon India is selling Vega Cliff DX CLF-DX-DK_M Full Face Helmet (Dull Black, M) Rs 899 only at lowest price online . To avoid shipping make cart value 499 Else (Rs. 40 Shipping charge) OR Free Shipping Charges for Prime Users. Subscribe your prime account here.. You can follow the below steps to buy this product at their deal price.Keep Visiting dealsheaven.in for more Best offers ,hot online deals, promo code, coupons and discount .
About Product:-
How to avail this offer?


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The Tuesday, April 16th Erie, PA Chapter Meeting Will Include:
5:00pm – 5:30pm Arrival/Networking with heavy appetizers
5:30pm – 6:30pm "The Project of a Growing a Fine Dining Business," presented by Joe Perino, Executive Chef at The Cork 1794
Meeting Location: The Cork 1794, 900 West Erie Plaza Drive, Erie, PA 16505
Cost: $30 for Members / $35 Non-Members
The Cork 1794 debuted in 2014, setting a new standard for cuisine and comfort. The new location at the West Erie Plaza expands not only their square footage, but also their ability to deliver an experience like no other. With dining options in the chef's table and cozy clock room and a bar with an unrivaled collection of beer, cocktails and liquors created by their own beverage master, The Cork is the perfect place to unwind. Joe Perino, executive chef, will discuss the process of opening the new location, creating the menu, and steps taken to ensure that customers would get an experience like no other.
|Event Date
|04-16-2019 5:00 pm
|Event End Date
|04-16-2019 6:30 pm
|Available place
|Cut off date
|04-16-2019 12:00 pm
|Individual Price


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What a bummer! Got this in my inbox a couple of days ago. Interesting to see that it comes from the folks at Odeo! I'll now have to look at the other options. Stay tuned.
As of November 1, 2006, Audioblogger will no longer accept phone
calls. MP3s made with the service will continue to be hosted and
served but you will no longer be able to use Audioblogger to post
new audio.
Audioblogger is an independent product, run by Odeo, Inc., a small
startup company in San Francisco, CA. We are not affiliated with
Google or Blogger except that we operate and provide the
Audioblogger service.
Given our limited resources, we have to make tough decisions
about what projects to focus on. And we've come to the difficult
decision that Audioblogger demands too many resources, time, and
money for us to continue its operation.
However, there are several other services that offer similar
functionality. Odeo is not affiliated with any of these services,
we only suggest them only in hopes that one or the other will be
a good alternative for you.
Gabcast.com is a free service for recording by phone
Hipcast.com has a seven day free trial and lots of features
Gcast.com is another free service for phone recording
All of the phone posting services listed above are compatible
with Odeo in that they produce podcast feeds, which can be
imported to Odeo. Any audio file at Odeo can be posted on a blog
by copying and pasting some embed code.
Odeo would like to extend a huge thank you to everyone who has
tried Audioblogger. If you are interested in keeping up with our
other blog-friendly projects, please have a look at Twitter.com
and our customizable audio players.
The Odeo Team
Gabcast - http://gabcast.com
Hipcast - http://hipcast.com
Gcast - http://gcast.com
Odeo Importing - http://www.odeo.com/create/addfeed
Twitter - http://twitter.com
Players - http://odeo.com/channel/102054/embedded_player
Monday, October 09, 2006
1 comment:
- Exinrex said...
It's to bad that Audioblogger is now ended! But we can still use other resources that offers similar functinality like Audioblogger. Thanks for giving these sites! Do check it out our site too!
Cursos Ingles Dublin
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Aesthetic Treatments
Facial aesthetics are increasingly becoming part of everyday life. A simple procedure with an established, safe technique is quick to perform and gives results that can last up to 12 months, enabling you to look younger, fresher and more confident. The results are subtle and natural, allowing you simply to be the best version of yourself
Anti Wrinkle Injections
1 Area – £150.00
2 Areas – £200.00
3 Areas – £300.00
(Includes top up)
Chemical Peel from £70.00
Derma Rollers from £120.00
Hyperhydrosis from £150.00
Platelet Rich Plasma Therapy from £150.00
Fillers from £120.00
(Lip/ Face/ Hand/ Neck/Decolletage Fillers)
Sculptra (Per Vial)
1st Treatment – £300.00
Follow up Treatment – £250.00
Brazilian Booty Lift – £95.00
Radio Frequency, ultrasound and vacuum suction.
(Price per session – buy 2 sessions, get 3rd FREE)


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Beginning knitter, rejoice.
You've come to the right place. Are you wondering how to unearth great projects that will help you on your path to becoming a real-life knitter? Do big-box stores and local yarn shops overwhelm you with their variety? Arm yourself with this checklist so you're prepared with the right questions when buying knitting supplies.
Here are 4 ways to support and nurture the beginning knitter.
The yarn is like Goldilocks' porridge: just right.
It's a delicate balance to find the right yarn for a beginner. You don't want the yarn to "split" easily. Splitting is when the knitting needle pokes through the yarn and divides it into weaker strands. Yarn with multiple plies, or strands, loosely twisted, may split easily.
The yarn should never be too rough. Beginner knitters are nervous enough without irritating their fingers on scratchy yarn. However, the yarn shouldn't be too slippery either! When we drop a stitch by mistake (it happens to everyone), slippery yarn slithers out of its place and adds too much drama to the entire situation.
Traditional wisdom is that "worsted weight" or medium thickness yarn is best for beginners. You may find that to be the case. However everyone is different! You might prefer a really thick and quick yarn. It's OK to experiment.
2. The knitting needles match the yarn beautifully.
No matter which yarn you choose, the choice of knitting needles can make or break your project. Personal preference comes into play here. When I began knitting, I used 14″ plastic needles and anchored the left one into my thigh for support. As my garter stitch game improved, the length and the material of the needles grated on me. I switched to shorter (10″) aluminum needles, and it was like flying instead of taking the commuter train.
3. The pattern is totally straightforward.
For your very first project, you might not even have a pattern. Simply cast on a few stitches (20-25) and knit away.
But if you do have a pattern in front of you, check that it is written in plain language, without too much lingo. And abbreviations should be defined! You have no way of knowing that st st means "stockinette stitch", nor would you know what "stockinette stitch" is without someone telling you. I promise you that pattern writers are not trying to make you feel inferior. It's just that sometimes we forget what we know and take for granted.
4. You have someplace to go if you get stuck.
If you're lucky enough to have a LYS (local yarn shop) or local knitting group nearby, you may want to become a regular. Aside from the gorgeous yarns you can find, you'll meet fellow knitters who can help you out of a pickle, for little to no cost.
Sometimes, though, local yarn shop owners are too busy to help, or they really prefer if you've purchased your yarn from them in order to give you their time. Some knitting groups are meant for more advanced knitters who've already mastered the basics. A beginning knitter may feel intimidated.
In that case, what to do? A great knitting pattern will include an e-mail address or contact information so that you can ask the designer questions. Sometimes designers make mistakes! By giving the designer feedback you are helping her to improve. You might not hear back from a busy designer directly, but your suggestions might appear in a future version of the pattern.
At Kari's Kits, our Knitting 101 Collection is designed specifically for the beginning knitter.
Want to be the first to hear about our collection when it launches?
Want a 20% discount code to sweeten the deal?
Simply click here to sign up. (We never spam; that's just gross!)


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I don't want to be a Priest anymore I want to be an ordained Monk Many will not understand me In a far away land with myself I shall be free from their logic ©2014 ™GOG| McDaniels Gyamfi
Month: February 2014
A WALK WITH JESUS BOOK: Capturing The Grace Culture of Christ
Almost a decade ago, I was sitting in my New York Apartment...I had this thought flooding through my heart. "There is a book in you" was the echoes of my thoughts. I went out and bought a huge note-book and started pouring my thoughts with my pen like a first grader. My limitations were so gigantic... … Continue reading A WALK WITH JESUS BOOK: Capturing The Grace Culture of Christ
A toothless man can eat a bowl of mashed potatoes in no time, but to eat an elephant, he will need gradual mastication mastery from the masters I recently, saw a YouTube video of a woman from Nairobi Kenya, that really inspired me. This beautiful woman has lost both hands but manages to use her feet to … Continue reading I'M HAPPY YOU ARE WEAK
The older generation shares timeless tales under the old tree Their faces evokes the hopelessness and suffering of their past This place is familiar to both the old and the young generation From here to the future lies the unmerciful illusion river Haiku Matti The fear of being drowned by an un-existing river puts a freaking limit He has … Continue reading MY NAME IS AFRICA
Listening to the Lord While Working
Most often I work listeningto the radio, wanting to escape,wanting not to worktoo hard, wanting to relax. Today I will set my mindon listening to the Lord,listening to what He wouldteach me. I'm stripping wallpaper today.That's one of the things I do. Instantly I see the lesson!The wallpaper is ourhypocrisy—the facadewe often use;our public image;our outward show;what we use tocover what we don'tlike about ourselves. Sometimes the paper comesoff easy, and the paste too.That one is ready to be free!To show his real self. Today the paper is tuff.There is a real stronghold here!Often there are many layers—many strongholds.Whatever the case,it must all come off. He cuts it off with His sharpscraper.And it hurts!Then He washes offall…
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Did I told you I love you Did you believe I meant it The air is saturated with illusions Roses are red violets are blue Sugar is sweet, so are you A love so uncertain and cunning Did you really said you love me Do you really believe you love me You filled my stomach with … Continue reading DID YOU MEAN IT
Wide oceans our great divide Fettered soul sing Madiba blues Cascading effusion of emotions Cold feet stuck in a cold day Reminiscing thy warm chamber Tears, tears; thy beloved yearns Enchanted to be with you all day O' how I long to be with you Allured to thy chamber of intimacy Cold guilt nakedness thy … Continue reading SACRED BLANKET


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Naomi Halas, Director of the Laboratory of Nanophotonics and Stanley C. Moore Professor in Electrical and Computer Engineering at Rice University in Houston, Texas, is the 2014 recipient of the SPIE Biophotonics Technology Innovator Award in recognition of her invention of biocompatible nanoparticles and their innovative applications in imaging, diagnostics, and photothermal cancer therapy. Halas pioneered the concept of the tunable plasmon resonance in optical materials by inventing a class of nanoparticles with optical resonances that can be "designed in" to the nanostructure. Her use of gold nanoshells in living systems is currently used in multiple clinical trials.
"Naomi has been an outstanding professor at Rice University for nearly 12 years," said Robert Langer of the Koch Institute for Integrative Cancer Research at Massachusetts Institute of Technology. "She has done excellent research in pursuing applications of nanoshells in biomedicine, in applications relating to ultrafast immunoassays, optically triggerable drug delivery, early stage cancer detection, and photothermal cancer therapy."
Halas is an SPIE Fellow and has served on program committees at SPIE Photonics West and SPIE Optics + Photonics since 2006. She has also served as an SPIE conference and session chair, has authored nearly 250 journal articles and book chapters, and has delivered more than 400 talks. Halas is a member of the American Academy of Arts and Sciences and a fellow of the American Physical Society, Institute of Electrical and Electronics Engineers (IEEE), and the Optical Society (OSA). Her honors include the Alexander M. Cruickshank Award by Gordon Research Conferences in 2012, and the Cancer Innovator Award by the US Department of Defense Breast Cancer Research program in 2011.
Also in 2011, Halas was nominated by Thomson-Reuters as one of the top 100 chemists of the decade by impact. "Through her exceptional and pioneering work in nanoscience and plasmonics, two of the most important fields in modern science, Naomi has not only given birth to a spectacular and important new domain of research at the interface conjoining materials science, physics, chemistry and biomedical research, but has also served as a brilliant and inspiring example for women who are considering pursuing careers in science and engineering," said Martin Moskovits of the Department of Chemistry and Biochemistry at the University of California, Santa Barbara.
The Biophotonics Technology Innovator Award is presented annually for extraordinary achievements in biophotonics technology development that show strong promise or potential impact in biology, medicine, and biomedical optics. The award targets achievements that span disciplines and may include elements of basic research, technology development, and clinical translation. For more information on the 2014 SPIE Award recipients and past winners, visit www.spie.org/x45.xml.
SPIE presents several yearly awards that recognize outstanding individual and team technical accomplishments and meritorious service to the Society. SPIE urges you to nominate a colleague for his or her outstanding achievements. Nominations may be made through October 1 of any given year and are considered active for three years from the submission date. Visit www.spie.org/x1164.xml for instructions and nomination forms. SPIE is the international society for optics and photonics, a not-for-profit organization founded in 1955 to advance light-based technologies. The Society serves nearly 235,000 constituents from approximately 155 countries, offering conferences, continuing education, books, journals, and a digital library in support of interdisciplinary information exchange, professional networking, and patent precedent. SPIE provided $3.2 million in support of education and outreach programs in 2013.


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Things you don't know about M. Stratton:
5 fun facts
2. I love horror movies and haunted houses.
3. I got my first grey hair when I was 13, and had so many streaks I had to start dying my hair when I was 21.
4. I love Reeces, Kit Kats and Snickers.
Fever by Peggy Lee
Don't Cha by The Pussycat Dolls *
Dirrty by Christina Aguilera
I Touch Myself by the Divinyls *
Lexi songs:
Slow Ride by Bonnie Raitt *
Landslide by Fleedwood Mac *
At Last by Etta James *
Noah songs:
She Will Be Loved by Maroon 5
Sunday Morning by Maroon 5
Love Somebody by Maroon 5
Lexi and Noah songs:
Lonely In Your Nightmare by Duran Duran
A Long Walk by Jill Scott
Pale Shelter by Tears for Fears
Cross My Heart by George Strait *
Creeper songs:
Secret by Maroon 5
#1 Crush by Garbage
Never Tear Us Apart by Inxs
Everybody Hurts by R.E.M.
Drifter by Siouxsie and the Banshees
Mad World by Michael Andrews
Alexia "Lexi" Hanson played by: Melissa Claire Egan
Noah Matthews played by: Adam Levine
Anthony Maldono played by: David Gandy
Leigh Winslow played by: Julie Christie
Evelyne Sumner played by: Olympia Dukakis
Marie Holmes played by: Faye Dunaway
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Скачать по ссылке(download link): http://epupefta.senoko.ru/?mfl&keyword=download+mdi+converter+free - - - - - - - - - Download mdi converter free Was this review helpful? Direct download was fine, though. Free FLV to AVI Convert is a simple and free tool to convert FLV to AVI video formats with sound. And our midi converter software allows the used to harness that power and make it useable in everyday life away from the PC. Cons There are no cons really just a good product Was this review helpful? Also there lacks other editing options. The soundfont support is perfect! Add tags to converted files, if desired. Cons There are no cons really just a good product Was this review helpful? You may change your cookie preferences and obtain more information. TIFF, BMP, PDF, and other. Supports General MIDI drums, Handbell and Plectrum banjo music. ConverterLite can convert to many formats of audio and video files: MP3, WMA, QTS, QuickTime Audio, Real Audio, Wave format, WAV, M4A,
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Are you a physical therapist assistant or student? Physical Therapy Clinical Handbook for PTAs, Third Edition by Kathy Cikulin-Kulinski, PT, DPT, OCS is a concise clinical guide designed specifically to help you easily obtain helpful, evidence-based information. The Third Edition of this best-selling resource is now available for purchase.
This succinct handbook covers the evaluative as well as the interventional aspect of physical therapy and offers immediate guidance concerning physical therapy data collection and interventions, including musculoskeletal, neurologic, cardiopulmonary, integumentary, geriatric, pediatric, and acute care interventions.
The Third Edition has been updated to reflect the APTA's Guide to Physical Therapist Practice 3.0, as well as contemporary documentation requirements and best practices. You'll also find new and expanded information on:
- HIPAA and Bloodborne Pathogens
- Infection Control Section
- Elder and Child Abuse
- Information About Documentation
- Common Medication
- Musculoskeletal Pathologies
- Neurologic Interventions
- Geriatric Disorders/Diseases
Learn more at go.jblearning.com/Kulinski3e.


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Cats possess many physiological attributes that give them their astounding athletic abilities; one of the most prominent features all cats share that enables this are
Rave Reviews From Customers. Dear Friend & Fellow Gallstone Sufferer: – Would you like to get rid of gallstones and be able to enjoy
Help Our s & Cats Find Homes s Available Page : Updated October 14, 2014 The Truth About Those Black Tongues Courtesy of Vicki DeGruy, Kathy
Check out some of the strangest things that can happen to your tongue.
Why are Jews hated by so many people? Why are so many people anti-Semitic? How and why did anti-Semitism start? Is there a solution to anti-Semitism?
If you have a black toe or black toenail then it is understandable that you might be alarmed and want to get to the bottom of what is causing the discolouration
But separate from the tongue, Casali is most impressed with the anteater's tubular skull, which is specialized for the skinny tongue's movement.
What are Tori, And Why Do I Have Them? Tori are simply bony growths in the upper or lower jaws. A Torus mandibularis (pl. tori mandibular) (or mandibular torus (pl
I watch a ton of porn. I have even managed a xxx video store. If you like to see a big cock fucking a hot chick its pretty tough to ignore a lot of big dicks are black.
it's important to put the "20% more" into perspective. if europeans have only 1% neanderthal dna then asians would have 1.2% neanderthal dna, which seems much


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The countdown is on! Valentine's Day is almost here & you all are already in full Valentine mode. There were so many wonderful Valentine Gift Ideas shared this past week – I had to share them all here today. So I'm giving you 30 Handmade Valentine Gift Ideas & Free Printables that should have you covered for every Valentine on your list. Whether it be a school party, church function, play groups or for your sweetheart – there is something for everyone here.
I'm absolutely loving the wonderful free printables everyone created this week. So adorable & completely eliminates the need to rush out to the store to buy the ready made ones. Add them to these super cute gift ideas & you have some easy & inexpensive homemade gifts that are truly from the heart.
Be sure to check out these great features from Emily today too! She's doing YUMMY recipes!
Here you go- in RANDOM order!
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Want more Valentine's Day Ideas?
To see where I am linking today- visit HERE
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There But For The Grace of God…
// February 1st, 2007 // Internets
This woman kind of reminds me of myself…
Thank god I never watched that show!
4 Responses to "There But For The Grace of God…"
Can she be for real?
Can't we see more pics of cute little boys? BTW when can we get into your archives? The links seem to have closed down. I loved the doco of the woman who thought she was a cow. I had seen an earlier item on her when she was promoting the big squeeze machine, but this one was even more spectacular. I now have an entirely new approach to my cows and it's working. They are very calm around me now. Brilliant, everyone should watch it.
HOLY CRAP! i am taking a good loooong look at myself and my "collections" right now… x ps YAY weird freaks who don't know it! (or don't care, at least)


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Hi. My name is Tim and I am a rosaholic.
Chorus: HI, TIM.
Well, the topic tonight is why most rosarians hate California rosarians. Oh, I know they tricked it up with some fancy German title like 'Shadow of Freud,' but what they really mean is why do they hate us? The answer is easy: Because we have better rose lives than they do. Why, we get something like six flushes of bloom per growing season. There are some chillblained places in this country where one flush of roses is regarded as continuous bloom.
Not only that, but we work harder too. All through the winter months back East—like September through June, they're whinging about snow cover and winter mulches and reading the lying catalogs while they sip hot chocolate and eat bon bons. We, on the other hand, are out working and pruning and spraying and defoliating and spraying and labeling and spraying. And it is really hard work—spraying when the State keeps labeling things like Agent Orange dangerous to the health of little children and you have to import it from Arizona. I mean, who cares if a product causes cancer in Norwegian lap rats? Where the hell did they get such a powerful lobby in the first place? None of the Norwegians I know keeps lap rats.
And they are downright ungrateful. Where would they be if we didn't grow their roses for them? Where do they think roses come from? Puyallup? Salem's Corners? Now it is true that they grow some roses down in Texas. And it is also true that they manage to grow roses in Portland without any sun. But those are violations of the law of nature. Why, in Florida if the neemytoads don't get the roses, the alligators get the rosarian. And in New Jersey the air is so bad, you can practically see the roses tiptoeing toward Staten Island.
Another reason they hate us is because we have more fun. We name our roses after 'Barbra Streisand,' or 'Julie Newmar,' or 'Betty White.' They have to name their roses after 'Frieda Krause.' Or 'Happy Butt.' Or 'Mme Gregoire Staechelin—I broke a tooth trying to pronounce that one day. And we have rose shows in Spring and Fall—for a total of five months of the year. They're lucky to have one on July 22nd, or the next day-- when summer leaves town. When we stage a rose festival, we actually show roses; there aren't no stock car races, loop the loop airplane shows, or ersatz beauty and talent parades. Why, we can produce beauty queens on any block in Hollywood. And rose queens, too.
And now some people are complaining that we hog the USEnets and list serves and other corners of the Internet. It is enough to get your blood pressure up to 80 or so. Californians take to the Internet and the like because we are at the forefront of everything. We work at roses twelve months out of the year. While they are planning Christmas gifts and spending money on foolishness, we brag about the roses on our Christmas dinner table. While they look at pictures of tropical resorts in the middle of their snowfields, we are planting next year's roses. While they are mooning over roses lost in winter on Valentine's Day, we are fertilizing and mulching.
Of course, the real reason they hate us is that our roses are better. Taller bushes, bigger blooms, and cleaner foliage. We don't have any nasty foreign beetles, either. And I might add we have no tornados, hurricanes, or other natural disasters; with the exception of a little earth sliding, all our damage is our own fault.
Not to be forwarded or reprinted without the written permission of the author.


text: Jerusalem cross, the four main arms of blue enamel, the four crosslets of white enamel, on silver swivel crown suspension; the face with a crowned shield centrally imposed bearing the arms of the Lusignan kings of Cyprus (1192-1489); the reverse plain; lacking ribbon. The Order was created in 1881 by 'Marie de Lusignan', wife of 'Guy de Lusignan', self-styled Prince of Jerusalem, of Cyprus and of Armenia. When he died in 1905, her lover took over as 'Grand Master', having awarded himself the title 'Comte d'Alby de Gratigny'. The Order seems to have become defunct about 1910. This is fertile ground for Da Vinci Code conspiracy theorists, with Jerusalem and Lusignan visual clues. The founder of the order and her husband were, however, well known for creating orders for financial gain and social prestige and he seems to have started life named 'Kafta' and to have become a Maronite priest before taking on a royal title. A rare piece with an interesting history.


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Audi Ski World Cup Alta Badia
This year, the Alta Badia Ski World Cup greeted its guests with a wonderful white landscape, under beautiful skies of blue – the perfect conditions for both the exciting competitions on the Gran Risa, and the great aerobatic show performed by the Frecce Tricolori on Sunday, December 17th.
No surprise, but as always a superb race: on Sunday, 17th of December, the Men's Giant Slalom was won, even this year, by an unbeatable Marcel Hirscher, at his fifth victory on a row on the Gran Risa! The day after, on Monday December 18th, the best athletes competed for an adrenalin-full GPS, where Scandinavia dominated. The winner was Matts Olsson from Sweden, followed by Norwegian Henrik Kristoffersen. On the third place, Marcel Hirscher.
And from 2016, the new Südtirol Ski Trophy is awarded to the competitor with the most World Cup points from the four competitions in South Tyrol – this year, here too, a champion from the Nordic Countries – Kjetil Jansrud.
During the whole weekend, the Alta Badia valley celebrated along with a full programme full of fun, music and sports – locals and guests from all over the world were thrilled and amazed!


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PP Holiday cards, 2003
Last year I blogged about Planned Parenthood's holiday cards, one of which read, "Let There Be Choice On Earth".
They're at it again this year. You can see the latest at Jeff Miller's blog here, along with his own version... ;-)
Saturday, December 06, 2003
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Whales are the most likely animal to beach themselves and do so more frequently than one might expect. Why this happens is, however, not completely resolved. Whats more, whales have a tendency to explode after they die, which might endanger any clueless bystander that came to inspect the carcass. But why do they do that, exactly?
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Fiber Internet Installation in Europe
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Improve business communications with fiber optic internet cabling. For superfast digital data transmission, faster than the European average.
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Tpay guarantees the highest security level for your payments. We are a certified payment processor.
Tpay transfer all data via encrypted TLS connection secured by an Extended Validation certificate. The security matters to us and TLS is what guarantees the highest level of security and trust. The certificate was issued by the renowned company Unizeto Technologies S.A.
Tpay transfer all data via encrypted TLS connection secured by an Extended Validation certificate. The security matters to us and TLS is what guarantees the highest level of security and trust. The certificate was issued by the renowned company Unizeto Technologies S.A.
Krajowy Integrator Płatności S.A. (joint stock company) has a PCI DSS certificate since 2012. It is the highest possible level: Level 1 for Service Providers. This certificate is a confirmation of meeting the strict standards in order to deliver card payments, required by VISA and MasterCard payment institutions.Tpay as the National Payment Authority
Krajowy Integrator Płatności S.A. has the status of the National Payment Authority and is subject to the supervision of the Polish Financial Supervision Authority. The status of the National Payment Institution is a confirmation of providing the highest quality of services along with the highest security standards by Tpay. Obtaining the status is connected with meeting strict requirements and is a guarantee of satisfaction from every payment transactions.Tpay as the National Payment Authority
National Payment Integrator as a joint-stock company undergoues a strict audit every year. It is examination process performed by an independent certified auditor who controls all accounting and financial documents of the company. Auditor thoroughly analyze the documentation to confirm that the Company's account books are kept in accordance with the applicable provisions for Joint Stock Companies. All statements for the previous years have been examined and submitted by the Company in a statutory time to the National Court Register.
Krajowy Integrator Płatności SA was awarded in the largest quality competition in Poland - Top Quality Quality International in the QI SERVICES category. The award was granted to the Tpay system - providing comprehensive, highest level support for online payments.
The security of deposits and funds collected by Tpay payment services is a key issue in our system. All payments transfered to Tpay accounts are assigned to the relevant Recipients. After collecting the appropriate amount of funds, the payments are transferred to the recipient's bank account. The account to which the payments are transferred is permanent and for security reasons it can not be changed in the account settings.
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If you have changed the bank account number as the Recipient, you must re-activate the new account, as it was the first time. The Tpay Safety Department verifies new bank accounts each time by authorized persons. If there are any differences between the sender of the activation payment and the owner of the Recipient's Account at Tpay, our experts will clarify the situation.
Tpay puts huge stress on maintaining privacy of its clients. Krajowy Integrator Płatności Spółka Akcyjna (Tpay), as the data processor, takes care of the security of all provided data. These data are particularly protected and secured against unauthorized access. Tpay has written down the appropriate policy and procedures concerning the sotrage security and access to personal data in accordance with the requirements of Inspector General for the Protection of Personal Data.