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Economic Commentary
As we approach the end of 2014, economic data continues to support the notion that all is reasonably well with the domestic economy. Low interest rates, cheap commodity prices, stable housing, a falling unemployment rate, and strong retail sales set the stage for a US economy which looks to be continuing its broad-based expansion. Although the rest of the world seems to be lagging, the tailwinds of being both the world's reserve currency, and an economy made primarily of domestic demand, are working in our favor.
The recent bond rally, fueled by foreign interest has been a significant factor in adding to these favorable conditions. Rates continue to remain low, which has resulted in both significant amounts of capital expenditure on the part of businesses, and a healthy housing market with inventory below the 5 month mark and building permits nearing a 6-1/2-year high.
The low price of commodities hasn't hurt either. Cheap raw materials and a dramatic decrease in fuel costs are creating higher margins for businesses. These higher margins, combined with the recent drive to cut excess expense, translate into higher earnings. This expansion in margins comes at a time when typically margins are contracting because cost cutting has run its course.
Not only are businesses benefiting, but the consumer is alive and well. We have been able to refinance our higher interest rate loans, increase our savings rate, and we are spending less money at the gas pump leaving more money in the consumers pocket just in time for the holidays.
As long as the road ahead remains clear, these conditions should support continued growth in stocks. How much of a price increase in equities will depend heavily on the duration of this favorable environment. If businesses continue to have sustained earnings growth, equity prices can move in stride without creating unjustified valuations.
We expect to see this environment continue well into 2015 given the current momentum, and are actively seeking opportunity in both undervalued securities and those with high potential for growth. Finally, we are also keeping a close eye on international markets, looking for opportunity abroad if the continued strength of the U.S. economy proves to be enough to turn the tide for the rest of the world.
Investing in fixed income securities involves certain risks such as market risk if sold prior to maturity and credit risk especially if investing in high yield bonds, which have lower ratings and are subject to greater volatility. All fixed income investments may be worth less than original cost upon redemption or maturity.
Investing in commodities is speculative, involves substantial risk, and is not suitable for all investors. Investors should be aware that such investments can quickly lead to large losses as well as gains.
Stocks offer long-term growth potential, but may fluctuate more and provide less current income than other investments. An investment in the stock market should be made with an understanding of the risks associated with common stocks, including market fluctuations. Past performance does not guarantee future results.
Wells Fargo Advisors Financial Network did not assist in the preparation of this report, and its accuracy and completeness are not guaranteed. The opinions expressed in this report are those of the author(s) and are not necessarily those of Wells Fargo Advisors Financial Network or its affiliates. The material has been prepared or is distributed solely for information purposes and is not a solicitation or an offer to buy any security or instrument or to participate in any trading strategy. Additional information is available upon request.


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Clumps of bright green foliage emerge in the autumn followed by an abundance of colourful star-shaped flowers in spring. The flowers have a delightfully sweet honey fragrance whilst the leaves have a more unusual onion like scent when crushed. , ideal for borders and… More Info
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subset: commoncrawl


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Enter subtitle here
The Secrets To Nasyam Therapy
Nasyam is a therapeutic treatment for the nose, throat, sinuses and head. The face, shoulders, and chest are massaged with specific herbal oil and the herbal extracts and herbal oils are measured exactly and instilled into the nostrils while inhaling. After this process, the area around the nose, chest, palms, and foot are massaged vigorously. This Ayurvedic therapy can provide a miraculous remedy for congestion. When it is combined with Abhyangam, it also calms the body, relieving it of stress and toxins. It also helps regulate our hormones. This extended therapy will cleanse, purify and strengthen the nasal passages allowing you to breathe fully and easily again.
Nasyam treatment means
putting nasal drops. While you might be already knowing about the usage of nasal
drops to relieve nasal congestion, Ayurvedic nasya therapy is quite different
from this usual practice. While putting the drops into nostrils remains the
same, the purpose of this treatment varies in Ayurveda.
While there are many types of Nasya treatments, there is one type which can be done on daily basis for the overall improvement of health and to prevent diseases.
This type of Nasya is applicable to
all healthy people.
Specifically it is helpful in people suffering from
- Stiffness of the head
- Stiffness of the teeth
- Stiffness of the neck
- obstruction of the throat
- Stiffness of the jaw
- Rhinitis - running nose
- Uvulitis
- Tonsillitis
- Corneal disorders
- hyper pigmentation, freckles
- Migraine, headache
Neck Stiffness
- Stiffness of shoulder
- Diseases of the oral cavity
- Nasal disorders
- Ear disorders
- Eye diseases
- headache
- facial paralysis
- Motor neuron disorders
- Convulsions
- Goitre
- Gingivitis
- Loose teeth
- Hoarse voice
- Slurred speech
- Neuro muscular disorders
One who practices nasal therapy in time
according to the prescribed method, his eyes, nose, and ears are not affected
by any morbidity.
His hair and head never become white or gray; he never experiences hair fall; those rather grow
Procedure for Nasyam treatment:
If there is an urge
tourinate or defecate, finish that first.
It is better to brush the teeth first if you are doing it in the morning.
Take plain sesame oil and do gentle massage over the entire face and neck.
For the purpose of massage, you can use
Maha Narayana oil, if you are targeting headache and sinusitis.
Nalpamaradi tail / Kumkumadi Taila - for good facial skin and complexion
Bala Ashwagandhadi Taila / Ksheerabala taila - to improve the strength of sense organs.
While massaging, avoid eye lids and eyes.
After the massage, give hot fomentation. You can do this by mapping the face with a towel dipped in a hot water/washing the face with hot water / giving hot fomentation with a cloth pack of salt, heated on a pan. Hot fomentation should be given to face and neck, avoiding eyes and eye lids.
Lie on a cot in a room devoid of breeze or excess sunlight.
For convenience, keep a thin pillow below the neck.
Lie straight with his face upwards, extending arms and legs.
Take Anu Tailam - the oil for Nasya procedure. The oil is
slightly warmed in a hot water bed, just before administration.
Two drops of the oil are instilled into each nostril.
This can be done by another person. Because while self-administering, one may miss the target
After installing, soles, neck, palms, ears etc. should be
massaged- mildly.
After about 30 minutes, sputum along with medicine may come out. You have to spit it all out.
If you feel the excess of heat / burning sensation, then wash your face with cold water.
After this procedure, one should lie with face upwards, for 2 minutes.
Then, ideally, smoke inhalation with medicated herbs and mouth gargling should be done, cleanse the throat.
Symptoms of good Nasyam procedure
- Breathing without difficulty
- Good sleep
- Improved strength of sense organs
Benefits of Nasyam treatment
- The skin, shoulders, neck face and chest become thick, well developed and
- The body parts and the sense organs become strong
the disappearance of grey hairs will be obtained by persons who become habituated to nasal medication.
Best Ayurvedic Hospital Nagpur, Here you get the address and contact information of the Ayurvedic Resort in Nagpur along with the contact person details and the surface address of the clinic.


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Classic FreeCell is a popular solitaire card game. It is styled in classic American motives.
- Timer
- Moves counter
- Undo
Additional information
Published byRossBor
CopyrightCopyright @ 2014 RB
Developed byRossBor
Release date5/20/2014
Approximate size7.39 MB
Age ratingFor all ages
CategoryCard & board
This app canAccess your Internet connection
InstallationGet this app while signed in to your Microsoft account and install on up to ten Windows 10 devices.
Language supportedEnglish (United States)
Publisher InfoClassic FreeCell support
Additional termsClassic FreeCell privacy policy
Terms of transaction


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PIKEVILLE, Ky. (Jan. 7, 2015) – Former Cloudland standout Courtney Wilson scored 11 points, but the Milligan College women's basketball team fell 92-70 at University of Pikeville on Wednesday.
Although Milligan (3-13, 2-6 Appalachian Athletic Conference) never led, the Buffaloes kept it close through the first 15 minutes. Freshman guard Kelly Barnett made a free throw at the 5:35 mark in the first half which cut Milligan's deficit to 26-22, but the Bears closed out the opening period on a 14-5 run.
Milligan then played Pikeville (13-4) fairly even over the opening 10 minutes of the second half but never drew closer than 10. After a converted three-point play by Hayley Wyrick cut the score to 47-37 three minutes after the break, the Bears answered with a 3-pointer from Kelah Eldridge on their next possession to start a 14-6 run which put them ahead by 18.
Wyrick led the Buffaloes with 15 points and seven rebounds, marking the 20th straight game scoring 10 or more points, dating back to last season. Callie Cox scored 12 points, making 2-of-3 attempts from beyond the arc, and added four assists and four rebounds.
Pikeville was led by two players, Devin Conley and Khalilah Quigley, with 16 points. Quigley added 10 rebounds for a double-double, and Jamie Castle registered 10 assists with eight points.
The remainder of the schedule this season will consist of AAC opponents for Milligan. Next up will be Bluefield College on Saturday, Jan. 10 at 2 p.m. back home. The Buffs will also be at home the following Saturday, Jan. 17 against Point University. The men will follow at 4 p.m. both dates.
Photo courtesy of Milligan Sports Information


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From art and furniture to fashion and beauty, color gradients and ombre hues are transcending industries. One of the materials in which we see this ombre effect come to life is throughout the beautiful reflective qualities and depth of glass.
Shown: Ombre in Gray
Our new Ombre™ series is inspired by these subtle shifts of color accenting modern design. An avant-garde expression of a classic subway tile, the glazed ceramic wall tile creates a luminous effect - fading from a bright center to a darkened edge.
Shown from left to right: Ombre in White, Ivory, Taupe, Gray, Graphite, and Blue
The collection is available in four tinted neutrals - White, Ivory, Silver, and Taupe - and two saturated accent colors -Graphite and Blue. A high-gloss finish further accentuates the collection's color saturation and subtle gradated edges.
In a 6" x 12" tile size, Ombre is excellent for design-forward wall installations in residential and commercial interiors.
How will the colors of Ombre inspire your designs?
Discover more new Emser Tile series:


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UK bands Skinny Girl Diet and Ethical Debating Society might not currently hold widespread name recognition, but on the strength of their shared 7-inch EP (and if they can both manage to avoid that bugaboo of fledgling bands, the early breakup) that just might change. Skinny Girl Diet spit forth a scorching yet catchy distillation of punk anger and Ethical Debating Society combine the stylistics of post-punk and indie rock into a very choice listen. And happily, it seems like both groups have avoided studying their predecessors for tips in how to sound. Any ears looking for top-notch contempo din of a punk-descended nature should investigate this terrific 4-song split without delay.
While the concept of the split release, either as a single, EP or full-length album, has a long history, it really came into prominence through the '80s rock underground and the copious indie rock motions of the decade that followed. Often these joint efforts were simply attempts to team up and save costs, the concerned parties being individually lacking in the spending cash necessary for the proper presentation and production of their musical essence.
If the fallout from the worldwide punk uprising found an increase of folks engaging in the admirable ethos of Do It Yourself, there was obviously still much to be gained from pragmatic ground-level cooperation. Split releases reliably featured a spirit of collaboration that frequently combined with varying degrees of a documentary sensibility.
It was to be expected that the content found on these records would hold some level of stylistic or thematic congruence. So the skankin' sounds of a sharply-dressed young ska-revival group would be highly unlikely to inhabit the opposing grooves of the same slab of vinyl that included the far more antagonistic strains of some forebodingly anti-social industrial unit.
Instead, split releases could be counted on to explicate the progressions of a specific genre, dishing out material distinct enough that the whole endeavor not only benefited the musicians involved but also detailed the general health of the outfit's shared formal orientation. So a few spins of an inspired split could not only communicate that all was well in Garage-land, to choose just one from a bounty of relevant genres, but also offer up two fresh purveyors of the style.
Naturally, circumstances of geography could often play a part in the scheme of things, and a well done split from a pair of names that just happened to dwell in the same zip code often served the same purpose as a regionally-based compilation LP. And due to their more exclusive nature, there was far less potential for those attributes of documentation to unhappily overtake the all-important standards of quality, especially if the cohabited wax was a single or EP. Oh, sweet brevity.
The CD-era might've put a damper on the split's regularity of occurrence, but it surely didn't kill the impulse. Recently there has been a real increase in these releases, with a curious amount coming on cassette, a format that's not particularly loved by this writer.
But if a pain in the ass to deal with, tapes are still a very inexpensive way to produce a salable product. Spying a stack of homemade split cassettes on the merch table of a couple jointly-touring bands can be more than just an endearing little endeavor, it can also help to provide gas and diner money for the groups en route to their next destination.
The catalyst for the above rumination comes in the form of a brand spanking new split 7-inch from the London-based outfits Skinny Girl Diet and Ethical Debating Society. Said record has been pressed up by the first-rate Athens, GA label Happy Happy Birthday To Me (or HHBTM for short). Both groups display a firm hold on punkish élan and non-generic delivery, and their similarities are well-balanced with distinctiveness. The result is an outstanding record that is hopefully a harbinger of fine work to come from both of the units involved.
Skinny Girl Diet is a trio consisting of Delilah on guitar, Ursula on drums, and Amelia on bass (all three are credited with vocals). If their shared gender combines with the blunt commentary of the group's moniker (the name swiped from a diet plan that's unfortunate reality is a downright foul thing to consider) to suggest certain affinities with a disruptive and righteous uprising in female empowerment that exploded around two decades back, the racket Skinny Girl Diet conjure up lacks any hints of retro-minded homage.
Indeed, a huge part of what makes the trio's two songs such a supreme kick is just how urgent and unconcerned with precedent they sound. This is not to insinuate that Skinny Girl Diet isn't connected to the past. It's just not fussed over. Due to their casual relationship to extant models, my rather hasty initial point of comparison turned out to be rather shortsighted. Specifically, I made a kneejerk association to the work of the Olympia/DC trio Bratmobile.
It didn't take me long to recognize the lack of depth in this attempted categorization. While Skinny Girl Diet does give off a mild surface resemblance to that excellent (and long defunct) bicoastal group, one big point of departure is the current trio's deeper cohesiveness as a unit. In just shy of seven minutes, Skinny Girl Diet's side of this split conveys an effectively heavy experience (and while Bratmobile were many things, heavy wasn't really one of 'em), and does so in just the right dosage.
Delilah's needling guitar passage at the start of "DMT" makes the outfit's clamorous intent immediately clear. While the song does possess some nice hooks underneath the blare, its melodiousness isn't focused on pop finesse but instead on becoming a memorable steamroller, loaded with punch and holding much velocity.
A further distinctive facet of "DMT" comes through the drop-outs in the instrumental attack, a mildly post-punk element that's enhanced by an intensity that at times comes close to hardcore-era heft. And there's real diversity in their stew. I'd even speculate that Skinny Girl Diet's sound is deep enough to appeal not just to fans of early Rough Trade and Riot , but also Killed by Death-styled punk and '80s post-hardcore.
Their second tune "Homesick" plays a big part in the above hypothesis. It opens with the guitar snazzily riffing upon a wickedly grouchy tone and possesses some superb non-telegraphed tempo-shifts along the way. The vocals are well-mixed, their base of direct and sturdy harmonizing getting spiked with potent screams that accentuate Skinny Girl Diet's non-sunny outlook.
The drumming of Ursula deserves a special citation. She flaunts a disciplined cymbals-heavy attack that really assists the band in avoiding the burden of any prior band's sound, though I also don't get the vibe that Skinny Girl Diet are trying all that hard to be innovative. It seems they just want to make some noise that gets stuck in the brain, and if so, through these two songs they've surely succeeded.
And Ethical Debating Society isn't lagging behind one bit in making a very strong first impression. On one hand, this mixed-gender group, consisting of Tegan Christmas and Kris Martin on guitars/vocals and Rob Macabre on drums "and no bass," grabs some of that early Rough Trade gusto and marries it to a sharp sense of indie rock dynamics.
"Child's Play," the first of their two first-rate cuts, reveals a dual vocal heft that reminded this listener just a wee bit of Ari Up and Ana da Silva. In both cases the connection is so fragile that even typing it onto the page feels more than a little bit dubious, mainly because their instrumental thrust owes nothing to either The Slits or The Raincoats.
For the guitars of Ethical Debating Society, mostly chunky yet also capable during "Child's Play" of a tidy beauty weave, combine with drumming that's crisp and sprightly in its anchoring role, which makes a lot sense given the lack of another rhythm instrument in the scenario (Macabre utilizes the toms to splendid effect). Like a lot of non-glamorous early-'90s indie stuff, it's far too advanced to be called punk, and yet it's surely invested in a comparable spirit.
But please don't make the jump to Riot Grrl. No, it makes much more sense to connect the boy-girl vocals of the fabulously knotty "Creosote Ideas" to a neglected band like Raleigh, NC's Angels of Epistemology (actually an '80s band whose stuff didn't see release until the following decade through the auspices of the Merge label), though even that's a comparison of real limited mileage.
What Ethical Debating Society has done is simply plundered the rich language of rock music and found a powerful voice and some room to move in the current landscape. Not a singular achievement, but one that definitely takes up a lot of space in any well-rounded record collection. And they match up very well with Skinny Girl Diet. Again, neither group attempts to bowl anybody over with blatant gestures of originality, but in the process they do collectively impress as not being interested in piggy-backing onto anyone else's sound for their success.
The energy of both bands is infectious and the dedication to their music is quickly palpable. This combined effort is a grower in the best sense, kicking up a hell of lot of dust and positioning both as acts to watch. And it goes about its business in the lean, mean time-honored tradition of the split 7-inch, but I'd never be so gauche as to say it does it "the old-fashioned way."
For not only are Skinny Girl Diet and Ethical Debating Society both firmly about the current moment, but in waxing up this killer 7″, the Happy Happy Birthday To Me label adds another entry to their already impressive roster and provides further evidence of their growing rep as one of the most thoughtfully conceived small labels around.


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Owning dogs is always an adventure. They are mischevious, full of life and often cause as much trouble as children. One thing that can happen is that dogs, very much like small children, often put things in their mouths that they are not supposed to. Sticks, toys, bones--all can end up in the wrong place: your dog's stomach.
Identify the Toy
A great deal of what you will do if your dog swallows a toy will depend upon what kind of toy it is. Obviously, if your dog has swallowed a plastic or rubber toy that is lodged in his throat and it is causing him difficulty in breathing or swallowing, you will need to rush him to the emergency vet hospital immediately. If, however, to toy that your dog has swallowed is made of soft material, which you have found evidence that he has torn to pieces as he has swallowed it down, it is very likely you will not need to do anything other than watch the dog for signs of illness until he passes the pieces of toy in his stool.
Call the Vet
If the dog has swallowed a toy that is made of hard plastic, or any other material besides cloth or rope, it is best to contact your vet and ask him if a visit is necessary. Observe the dog carefully for any signs of distress, such as whining, vomiting, excessive salivation, lethargy, pacing or straining to pass stool. If any of these signs appear, or if the dog has a sudden shift in personality, rush him to the vet as soon as possible.
Getting the Toy Out
In most cases, the toy will be passed from the dog naturally, in a bowel movement or by vomiting. Veterinarians will often give the dog something to cause it to vomit the toy, or stool softeners and oils to make it easier to pass through the digestive tract. Dogs have been chewing up their toys for millenia, and most live to chew up another one. But in the more serious cases, it may be necessary to have surgery performed to remove the toy. In most cases, prognosis for a full recovery is excellent.


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Items where Author is "Masaki, T."
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Rahman, M. and Asad, A.B.M.A and Masaki, T. and Saleh, Tanveer and Wong, Y.S. and Senthil Kumar, A. (2010) A multiprocess machine tool for compound micromachining. International Journal of Machine Tools and Manufacture, 50 (4). pp. 344-356. ISSN 0890-6955


text: The Problem with Dry Air Posted April 19, 2016 Adults take about 23,000 breaths a day. Are you sure if the quality of the air you are breathing is good? As spring approaches, it's a great time to review your home's indoor air quality. We will still have cool days ahead of us and colder air retains a lower amount of moisture. This dry air is not only uncomfortable, but it can impact your health and your home. Low Humidity Ups Your Chances of Getting Sick That you attain a cold because cool temps outside is an old wives' tale… but there is a little truth to it. As we noted, cold air is drier and dry air can result in some health challenges. The mucous membranes in your nose and sinuses dry out when humidity is lower, so they are unable to do their job of cleaning out germs. This enhances the possibility of your family getting sick with the flu, cold or a similar illness. Dry Air Harms Your Skin In the Grove City winter, you may find your skin feels dry and itchy. Absence of humidity is the culprit. Lotion can help to treat the symptoms, but an investment in a whole-home humidifier could provide a remedy the actual culprit. Damages to Your Home The lack of moisture in your home's air can also impact the wood in your home—baseboards, floors, furniture—because the air takes moisture from these items. You might even notice cracks in the walls and floors. Checking for Dry Air Although itchy skin and a never-ending cold are signs that your indoor air may be dry, there are some other symptoms to keep an eye out for as well: A notable increase in static electricity Cracks in your home's flooring Gaps in your trim and molding Cracking wallpaper Each of these issues signify that it's probably time to review your indoor air quality. We are here to help! Contact our indoor air professionals at Air Quality Solutions. Back To Blog


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The Heartfulness Institute, a meditation centre in Manapakkam, is all set for the music season. The organisation is planning to introduce a first-of-its-kind event during the December 2018 Music season in Chennai, titled 'Divine Melodies – Where Music meets the Heart.'
The endeavour is to experience the joy of music – rendered by renowned artists – in a meditative state and it will truly be a soulful experience. Each of the six concerts will begin with 20 minutes of 'Heartfulness meditation', followed by 150 minutes of music.
The main motto of the event is to warm the hearts of the music lovers. It is said that well-known Carnatic and Hindustani musicians will be performing at the centre, and food will also be available.
The venue is Heartfulness Institute, Manapakkam between 7 to 9 December (6 pm and 9 pm). For details, contact 94835 04851.


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A timeless 3 stone diamond ring with a trio of glittering old cut diamonds. This classic engagement ring has been handmade in platinum and has a total diamond weight of 1.33ct.
We offer free delivery within the UK using Royal Mail Special Delivery. This service is fully insured during transit and is a next-day delivery service, which will arrive before 1pm the day after we post the item and will require a signature.
You have 30 days from when you actually receive your item to return it for an exchange or refund. This is provided the item has NOT been worn and is in the identical condition it was received in, along with the original box and all documents it came with.
To book an appointment please call 0800 - 043 3573
or complete our online form
If you need any advice or assistance we would be happy
to answer any of your questions


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Welcome to the Dragon Saga NA WikiEdit
In a world where Dragons roam the land and the heavens, there exists a civilization with extraordinary magical powers. This world, the world of Dragon Saga, will take new adventurers into the discovery of its riches and traditions. Since the close of the Dragon War, dragons and humans lived in peace on separate worlds - humans on their homeland, and dragons exiled to the depths of the Aether.
It was not to last.
Consumed with the desire for revenge, the Dark Dragon Elga led a revolt that brought the death of the Dragon Lord and an invasion of the human world. One thousand years have passed since the Five Heroes of legend defeated Elga in battle, and imprisoned him in the labyrinth prison of the Shadow Cabinet.
But, peace never had a chance, it seems. Paris, one of the Five Heroes that defeated Elga, in her unending thirst for power, offers a deal to her ancient enemy, Elga. Paris offers her heart in exchange for immortality and everlasting youth. In turn, Elga is promised freedom by Paris. Paris, however, betrays Elga and locks him up in Drakos Tower.
Blinded and corrupted by the immense power, Paris launches an attack against her old friends with the Ice Dragon, Kryos, by her side. Starting another bloody war in the world of Dragon Saga. But she underestimated the courage of the heroes of Dragon Fellowship, as Kryos was defeated and Paris was forced to go hiding once again.
Now, fuming with her hatred against the Fellowship heroes, she returns to Elga in hopes of gaining a powerful ally.
A terrible mistake, it seems, by Paris. Since Elga has been waiting for his moment of revenge ever since he was betrayed by Paris. Filled with interminable rage, and now with Paris's eternal powers, Elga threatens to end the short-lived tranquility for the heroes.
As an old foe makes his return, Dragon Saga heroes gain a valuable ally as well. The Dragonkin race, with far more advanced culture and technology than the rest, comes out of their 1000 year long seclusion to lend our heroes a hand.
With new allies and enemies adding fuel to the never-ending struggle, will 'Peace' be a forever forgotten word in the world of Dragon Saga...?
Describe your topicEdit
Write a description about your topic. Let your readers know what your topic is about and add some general information about it.
Latest activityEdit
Photos and videos are a great way to add visuals to your wiki. Find videos about your topic by exploring Fandom's Video Library.


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PARIS, October 20, 2008 (AFP) – Shares in French bank Societe Generale slumped in morning trading here on Monday, showing a loss of 10.17 percent to 40.69 euros on rumours that the bank needs new capital.
The shares showed a loss of about 12.0 percent at one point. The overall Paris market was showing a gain of 1,41 percent on the Cac 40 index.
One analyst, who declined to be named, said the shares had fallen because of rumours the bank needed to strengthen its shareholders' funds, as already suggested in a note from brokers Merrill Lynch last week.
Societe General declined to comment when contacted by AFP. At the beginning of this year the bank was put at the risk of failure by unauthorised trading which cost it 4.9 billion euros (6.6 billion dollars), and it made an emergency capital increase of 5.5 billion euros which was heavily over subscribed.


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Director of Football Martin Ling says he had "no hesitation" in appointing Ross Embelton as Leyton Orient's interim head coach.
The club confirmed last week that Embleton had assumed the role after the death of former head coach Justin Edinburgh, with Danny Webb moving into an interim assistant coach role and captain Jobi McAnuff taking up an interim player-coach position.
In an interview posted on the club's YouTube channel, Ling said: "I've known Ross since he was 20. I actually moved him into my staff when I was first team manager here and he's worked for me at Swindon. I've got no hesitation that Ross can step up and do the top job.
"The caveat to that is that I don't want anyone being judged during this period that then can be surplus to requirements. If it doesn't work out there's an opportunity for them to step back down to where they worked last year but can Ross do it? Without a shadow of a doubt."
The interim/caretaker manager position at the club is one that Ling has held in his managerial career, with Barry Hearn then giving him the full managerial title, and that's something that Ling feels Embleton can emulate during his time at the helm.
He said: "It takes me back to my own tenure at this football club where I took the job, it was on a caretaker basis and Barry Hearn said to me 'I don't really want you, I want a senior person in, I don't really want to move it down again'.
"My attitude was 'I'll show that you want me' and during that caretaker period I earnt the right to be called manager. I hope that's how it goes for Ross and I believe it's inside him to do that. My caretaker period lasted for five years, so that's why interim can be written short or long.
"It's a holding base at the moment, I'm not denying that and I don't think any of the people who are in their positions are denying that but with Ross' leadership, Danny's leadership and Jobi McAnuff coming across as a coach as well, there's a good team and I'm really comfortable with the team of Ross, Danny and Jobi."


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Property Details for MLS® # C4243943
#3 64146 393 Lo E, Rural Foothills County
Industrial Property for Sale
- Size: 0.27 acres
- Price: $620,000
- Status: Active
- Year Built: 2012
Opportunity to own 3,500 sq ft SHOP w/office : 2485 sq. ft main floor. (as per condo plan) with a Contemporary 2nd floor office (1044 sq.ft.) featuring 3 large Offices AND a Board Room/Kitchen and Relaxing Reception Area and 2 pc bathroom. The main level has a 2 different large rooms ;currently used for a laboratory, storage, and shop space to park trucks along with a mezzanine. Double 14' x 14' manual doors, alley access. Overhead Sprinklers on both levels, Handicapped Accessible 3 piece bathroom w/shower on the main. Overhead Heating in the bay and F.A. upper level, Surrounded by array of business and Great Location in Warren Park located between Okotoks & #2 Highway just adjacent to Aldersyde Petro-Can.
Contact Kelly Kernick About MLS® C4243943
Kelly Kernick, 403-875-7629 at Urban Real Estate Services, 820, 26th Street NE , Calgary, Alberta, T2A 2M4
property information
- Property Type: Industrial Property
- Year Built: 2012
- Total Floor Area: 2,485 sq.ft
- Restrictions: Call Lister
Community Information
- Neighbourhood: Rural Foothills County
- City: Rural Foothills County
- Postal Code: T0L 1T0
- Directions: Across from Petro-Pass/A&W on Hwy 7 turn North onto 393 Ave E past Volker-Stevin turn right onto 393 Loop E and follow it around to #3
- Exterior Features: Back Lane, Flat Site, High Traffic Area, Highway Access, See Remarks, Shopping Nearby
Registration Benefits
By Creating an Account You'll Access:
- More Rural Foothills County Listings Browse through every listing in the MLS® System and do as many different searches as you like!
- Days on Market & Financial Info See protected details including Days on Market, Taxes, Condo Fees, Possession Dates, and more!
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Guterres concerned about rising rhetoric between Iran, US
United Nations, May 21 : UN Secretary-General Antonio Guterres is very concerned about the rising rhetoric between Iran and the US and warns that any action by either nation could be misinterpreted in a "very volatile region", his spokesman has said.
"We are concerned about the rising rhetoric," the spokesman Stephane Dujarric replied on Monday, when asked about the increasingly heated exchange of comments between Tehran and Washington, Xinhua news agency reported.
"We saw the rocket launch that seemed to be aimed at the US Embassy in Iraq, in Baghdad. That is also a concern."
Dujarric was asked about Iraq's concern that it could be caught in the middle of fighting between Iran and the US.
"It is a very volatile region," he told correspondents at a regular briefing.
"We would ask all parties to lower the rhetoric and to lower the threshold of action as well," Dujarric said.
US President Donald Trump tweeted over the weekend, "If Iran wants to fight, that will be the official end of Iran. Never threaten the United States again!"
But when asked by a reporter if the US was going to war with Iran, Trump replied, "I hope not."
Iran's ambassador to the UN, Majid Takht-Ravanchi, sent a letter to the UN chief on Monday saying, "Iran will never choose war as an option in pursuing its foreign policy, but if war is imposed on us, Iran will vigorously exercise its inherent right to self-defence in order to defend its nation and to secure its interests."
Tension between the two countries flared after a published report that the United States was preparing to send 120,000 troops to the Middle East in face of a threat from Iran.
Trump denied the report but said he would send a lot more than that number if there was going to be a fight.
The alleged threat came after the US dispatched an aircraft carrier battle group and aerial bombers to the Persian Gulf region.
The heightened tensions followed Trump's announcement last year the US was pulling out of the multi-nation, UN Security Council-endorsed Iran nuclear agreement, limiting Tehran's production of fissile material in exchange for an easing of UN imposed sanctions. European nations stayed in the accord with Iran.
In turn, Iran recently threatened to pull out of the accord entirely and renew production of the material that could be used for a nuclear weapon.
(IANS | 1 year ago)


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1KA service can be used free of charge at 1KA.si domain. Only registration is required (new users) or login (registered users).
For initial start with 1KA, there is an information available for beginners and for advanced users.
The 1KA application can be installed on the 1KA server or on the user's server.
There is also more information on all possible ways of using 1KA.
Please enter your email address with which you are logged in and we will send you a password recovery link.
We will use and store the e-mail address to register on our website for the purpose of using the 1KA username and we will carefully protect it according to the regulations.
This site uses cookies to improve user experience for logged in users. (Cookie policy).
To activate your new password, please enter the data provided in e-mail you received.
If you still have problems finding our confirmation e-mail, you can contact us by e-mail email@example.com.
You won't be able to login into this webpage until you confirm your registration through e-mail!
Since May 25, 2018, a new Data Protection Regulation (GDPR – General Data Protection Regulation) is in force. GDPR is a regulation designed to protect the personal data of EU residents and enforce data privacy rules. It also enforces how organisations collect, store and use personal information.
1KA is an open source application that supports and combines all the stages of the data collection process through online surveying. In this context, a registered user 1KA, who is the author of a particular survey (and related data), plays the role of a controller, and the 1KA application has the role of a contracted processor. The editor or survey author is the owner of the survey, which is responsible for all information and data generated and collected using the 1KA tool. At the same time, he is also responsible for the fulfilment of all the requests made by respondents for his surveys (request for deletion, access, modification or personal or survey data).
Accordingly, the latest upgrade of the 1KA application brings many innovations that allow survey authors to conduct a survey in accordance with the regulations and requirements of the new regulation.
From the perspective of the author of the survey, he has the following options as an editor:


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Winter season of LA Cinema to return to community hall
PUBLISHED: 18:00 13 January 2019
TM & © 2017 Twentieth Century Fox Film Corporation. All Rights Reserved. Not for sale or duplication.
A new season of film screenings will begin in Long Ashton this weekend.
After a Christmas break, the winter edition of LA Cinema kicks off on Saturday at the community hall in Keedwell Hill.
The first of two offerings is a film which celebrates the birth of show business, telling the story of the visionary American P T Barnum who rose from nothing to create a spectacle which became a worldwide sensation.
A feel-good story giving a sense of escape from the January blues and those long dark evenings, The Greatest Showman will be screened at 8pm.
Hugh Jackman leads an all-star cast in the original musical filled with infectious show-stopping performances.
Zac Efron, Michelle Williams, Rebecca Ferguson and Zendaya also star, with Michael Gracey making his directorial debut.
The following month's screening could not be more different - 2018 drama The Wife will be shown on February 16 at 8pm.
Glenn Close was awarded best performance by an actress in a drama at the Golden Globe awards earlier this month, and she is hotly tipped to receive an Oscar nomination for the role too.
Also starring Jonathan Pryce, the film follows the couple as they travel to Stockholm for a Nobel prize-giving ceremony.
Close plays long-suffering literary spouse Joan Castleman whose marriage reaches crisis point when her husband wins the prize for literature.
LA Cinema is a non-profit group run by volunteers who aim to offer a wide variety of quality films at affordable prices.
The group is entirely self-funded and relies heavily on ticket sales, donations and sponsorship to keep going.
A community cinema spokesman said: "While we have been away we've been looking forward to the year ahead with much discussion of what we will be showing.
"We love to hear feedback from our audience so if you have any suggestions for films you would like us to screen, or thoughts on any films you've seen with us, please do get in touch."
For both screenings, doors open at 7.15pm and the bar will be fully stocked with soft drinks, teas, coffees, beers and ciders.
Tickets, priced £2.50-5, are available at la-cinema.uk or on the door.
If you value what this story gives you, please consider supporting the North Somerset Times. Click the link in the yellow box below for details.


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Barcelona are reportedly considering looking to the transfer market to replace star striker Luis Suarez if his form doesn't improve soon, with Tottenham star Harry Kane a priority target.
The England international is undoubtedly one of the finest centre-forwards on the planet after a remarkable rise in the last few years, and it would not be surprising to see a top club snap him up before long.
Despite Kane's immense performances for Tottenham, he is yet to win a trophy with the north Londoners and will surely want to be competing for the biggest prizes available in the club game.
According to Don Balon, the 25-year-old is on Barcelona's radar as Suarez looks a tad past his prime, with fresh blood perhaps needed at the Nou Camp.
The Uruguay international is another big name who's been one of the best in the world in his position for many years, but Kane seems an ideal player to come in and fill his boots.
Harry Kane to Barcelona to replace Luis Suarez?
Tottenham will surely do all they can to keep hold of him, however, and have shown in recent times that they're able to keep top talent at the club despite not yet winning major silverware.
Kane has a total of 161 goals for Tottenham and England, many of which have only been scored in the last four years.


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by Emily Burns
Q. I have a foot but it doesn't get cold, I have four legs but I can't walk, I have a head but I can't talk.
Join in and write your own page! It's easy to do. How? Simply click here to return to Do You Have A Great Riddle or Kids Joke?.


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Washington Free Beacon editor-in-chief Matthew Continetti explained on MSNBC's "Meet the Press Daily" that President Donald Trump's recent attacks on the press by saying that he feels liberated.
Host Chuck Todd began the panel discussion by asking what's behind his increasing attacks on the media. Todd suggested that the president seems rattled.
NBC reporter Heidi Przybyla said "the simple answer is that the day of reckoning" where Trump may be interviewed by Robert Mueller is approaching.
She further commented that it was notable that Trump's top national security advisers felt the need to come out with a show of unity this week at a press briefing without having anything new to share.
"Seriously or literally, Matthew?" Todd asked of how much Trump feels threatened.
"It's funny, serious or literally, threatened? I kind of think Trump feels liberated," Continetti argued.
"He's totally detached from his own administration now?" Todd asked.
"Yeah. You look at the pace of his travel to these states. He's listening to his outside advisers now," Continetti said.
Trump has held two rallies this week alone, one in Florida for Rep. Ron DeSantis's (R) bid for governor, and one for Pennsylvania Rep. Lou Barletta's (R) Senate campaign.
"The original campaign crew now has his ear. I think he feels that he is going to go back to basics, back to the original program which got him to where he was in the White House. So, sure, he's feeling the heat legally. He's thinking about Mueller. But he's also feeling liberated and that's why he wants to maintain that connection with his devoted base," Continetti said.
The post Continetti: Trump Feels Liberated, Wants To Maintain Connection With His Base appeared first on Washington Free Beacon.


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Check out the cupboard below from Takeshi Miyakawa Design, they're amazing.
Talk about the ultimate piece of kit for the pack-rats amongst us!
Unfortunately there's no pricing
information that I can find on the site (but then if you have to ask
you probably can't afford it) but I WANT ONE!!!
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Lefroy Brooks is one of the leading luxury manufacturers of classic bathroom taps, chinaware and accessories.
We have carefully chosen a selection of their stunning bathroom accessories for our new Lefroy Brooks Online Shop. Prices include free standard UK shipping and are discounted 15% off Lefroy Brooks' retail prices.
The beautiful and stylish range includes:
- Toothbrush holders
- Mugs
- Robe hooks
- Towel rails
- Loo roll holders
- Baskets and racks
- Mirrors
- Soap dishes.
You will love them and your bathroom will too!


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One of the best contemporary female writers is making her way to your TV. Karen Russell's St. Lucy's Home For Girls Raised by Wolves will be adapted into a TV series for ABC. The drama will center on the titular short story from her 10-story collection.
"St. Lucy's Home For Girls Raised by Wolves" is about an elite boarding school in the swamps of the Florida everglades (a favorite locale of Russell's) where 15 human daughters of werewolves become re-acclimated to polite society by a group of nuns. OK, it's about a lot more than that, but that's how I'm breaking it down for you. The story follows teenage twins Claudette and Felix when they arrive at the boarding school. Anyway, if you're a fan of Russell's, you know this story showcases her brand of magical realism at its best. It's dark, witty, and poignant.
The adaptation is quickly becoming a who's who for women in the TV entertainment industry. Producer and writer Jenny Bicks has signed on to adapt the collection. Bicks is most famous as the executive producer for Laura Linney's show The Big C, but she has also worked on Sex and the City, was a writer for the Amanda Bynes-Colin Firth movie What a Girl Wants (a cult classic if you ask me), and wrote one of the best Dawson's Creek episodes of all time, "High Risk Behavior," aka the one where Joey draws Jack Titanic-style and Pacey and Andi have sex.
Channing Powell is going to write the script. She's has written several episodes of The Walking Dead and White Collar. Meanwhile, John Jacobs will executive produce under 20th Century Fox Television.
This isn't the first exciting Russell TV adaptation news. Swamplandia! is supposedly still in production for HBO, though there's no word yet on when the finalist for the 2012 Pulitzer Prize for Fiction (yes, that fiasco) will make it to the small screen. Hopefully we won't have to wait as long to see St. Lucy's Home For Girls Raised By Wolves (#SLHGRBW? And we thought Orange Is The New Black was long for Twitter) from the comfort of our couches.
Now all we need is for someone to pick up Vampires in the Lemon Grove.


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$ cnpm install @ivelander/mapbox-gl-fork
Mapbox GL JS is a Javascript & WebGL library that renders interactive maps from vector tiles and Mapbox styles.
It is part of the Mapbox GL ecosystem which includes Mapbox GL Native, a suite of compatible SDKs for native desktop and mobile applications.
To use the vector tiles and styles hosted on http://mapbox.com, you must create an account and then obtain an access token. You may learn more about access tokens here.
<script> tag
<!DOCTYPE html>
<script src='https://api.tiles.mapbox.com/mapbox-gl-js/v0.26.0/mapbox-gl.js'></script>
<link href='https://api.tiles.mapbox.com/mapbox-gl-js/v0.26.0/mapbox-gl.css' rel='stylesheet' />
<div id='map' style='width: 400px; height: 300px;' />
mapboxgl.accessToken = '<your access token here>';
var map = new mapboxgl.Map({
container: 'map',
style: 'mapbox://styles/mapbox/streets-v9'
Install the
mapbox-gl npm package
npm install --save mapbox-gl
var mapboxgl = require('mapbox-gl');
mapboxgl.accessToken = '<your access token here>';
var map = new mapboxgl.Map({
container: '<your HTML element id>',
style: 'mapbox://styles/mapbox/streets-v9'
Since our build system depends on Browserify, to use Mapbox GL with any other module bundlers like Webpack, SystemJS, you have to require the distribution build instead of the package entry point:
var mapboxgl = require('mapbox-gl/dist/mapbox-gl.js');
If you're using the ES6 module system (e.g. with Rollup as a bundler), you can import
mapboxgl like so:
import mapboxgl from 'mapbox-gl/dist/mapbox-gl.js';
These projects are written and maintained by the GL JS community. Feel free to open a PR add your own projects to this list. We :heart: third party projects!
You may use a Content Security Policy to restrict the resources your page has access to, as a way of guarding against Cross-Site Scripting and other types of attacks. If you do, Mapbox GL JS requires the following directives:
child-src blob: ;
img-src data: blob: ;
script-src 'unsafe-eval' ;
Requesting styles from Mapbox or other services will require additional directives. For Mapbox, you can use this
connect-src setting:
connect-src https://*.tiles.mapbox.com https://api.mapbox.com
See CONTRIBUTING.md.
Copyright 2014 - 2017 © taobao.org |


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We Brits should probably watch TV news tonight for Trevor McDonald's interview with the great dictator. Best to know the enemy and all that! Actually, so much has been revealed in advance that we can be pretty sure George was not listening to the Live8 congregation. Jon Snow will report further from Africa no doubt, but this link is for the new G8 blog started by Channel 4 News. Keep it in your favourites this week.
Philadelephia may not have given us the best concert last weekend, but they sure as hell gave us the best turnout with around 1.5 million people. Two full days on and the amount of attention it has received in Amerika's mainstream press remains deplorable. At one time, Bush would have had us believe that he himself never watched television. Laura Bush put paid to that myth and rumour has it that if Sir Bob had had the foresight to include Ozzie Osbourne in the line-up, then even the presidental ears would have picked up. We'll never know!
What we do know is that despite a few cosmetic enhancements to his public image, he has not intention of agreeing to anything that will upset Amerika's own economy and the greed inherant therein. The world can fall apart for all he cares - so long as it remains ripe for plunder while he follows his 20 year drive for alternative resources and a hydrogen-powered economy. Whilst Britain and other selected countries will no doubt get to share some of these advances, the third world in another two decades may find itself in a whole other league of disenfrachisement.
PNAC are hellbent on world domination and their biggest weapon is the manipulation of the global economy through a multi-national corporate infrastructure. When the oil does run out (and it will) then even the states currently rich in that particular product will become relegated to zones of inconsequence. Remember, they are a "Project for a New Amerikan CENTURY!" That's a long time indeed for your average politition, but a very short time for the industrial complex and would-be empire builders.
Today links and more are HERE as always.


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Yomar Augusto Solo "Letter Forest"
This event has ended.
Yomar Augusto was born in Brazil in 1977, received a Bachelor in Graphic Design from Univercidade in Rio de Janeiro, Brazil in 2000 and Master of Design degree in Type Design from the Type & Media Postgraduate course at the Koninklijke Academie van Beeldende Kunsten (The Royal Academy of Art) in The Hague, The Netherlands in 2005. He is currently working in Holland. 25 new works of drawing and painting, including 4 large canvas works, will be exhibited at Nanzuka Underground.
In his work, Yomar utilizes a wide range of representational media, such as stencil, acrylic, digital illustration, photography, collage and found objects, which connote his latent awareness of the very important issue of the balance between the natural and urban environment. He uses calligraphy to express his belief that a prosperous society can be achieved through the fusion of nature and human beings. The rich flow of his calligraphy creates fantastical trees, human figures or animals and they themselves represent the "fusion" of the artificial and the natural.
As Yomar comments himself: "The fusion of calligraphy, trees, streets, people, artificial objects and nature is always woven into my artworks. The calligraphy in my artworks represents my personal matters, diary writings about my day, my work, aims and wishes for the future."
This will be Yomar Augusto's first visit to Japan. There will be an opening reception party held for the artist on June 29th (Fri).
From 2007-06-30 To 2007-07-29


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You're JUST looking for casual sex. However, some of the websites ew've tried out, even sites on our Top 5 List, are actually dating sites that also support people who are looking for casual sex. So how are you supposed to find a girl that wants what you want?
Be forward.
You'll gain nothing by being meek. You want to be the guy who knows exactly what he wants and isn't afraid to go for it. You want to be the guy who GETS what he wants, and that's not easy to do when you try to play both sides of the argument.
You don't need to play both sides of the argument here. That's something women do sometimes. They'll say, "I'm looking for dating or maybe something more casual," either because they really want casual sex but don't want to sound like a slut, or because they really want a date and don't want to sound like a prude.
Say what you want.
When you're going out with a girl, don't be afraid to tell her exactly what you want in a casual hookup. This is casual for a reason. If she doesn't like it, she can either tell you "No," or she can agree to try it for a night, even if it's not her usual style.
The casualness of it helps you both. You can both know that you're getting what you want, because why else would you decide to spend the time together, even if it's just a night?
Be up front.
Seriously. We know it sounds rude, but very simply stating to a girl what you're looking for in the night ahead works wonders. You'd be surprised how many girls we've heard from that have told us, "I'm always worried I'm not doing what he wants, so it's such a relief to know for sure that I'm doing the right thing in bed with you!"
This doesn't mean you have to be a forceful asshole, just confident and secure in the knowledge of what is important to you to get out of the time you spend with her.
She will probably like it.
Women are just as needy for sex as guys are-but they don't want to admit it! They think that guys will call them sluts and whores if they say they really need to get a man into their lives tonight.
(Speaking as a group of guys who LIKES getting laid, never refer to women who sleep around as sluts or whores where women can hear. We want them to like hooking up with us! Less shyness is a good thing!)
Women need sex-and they need it now!
Saying that you're here for sex is going to be a huge relief to a lot of women. They want to know that they're going into this with the same expectations that you have.
Women can sometimes feel emotionally vulnerable about sex. If they know for a fact it's not going anywhere other than a single night's hotel room stay, they're a lot less likely to get shy and embarrassed, and a lot more likely to let their wild side out.
You're not running for office.
There's no need to be diplomatic here, and there's no need to try and please everyone. You're a busy guy, and you have needs. There's no shame in wanting to have sex with a woman. There's no shame in wanting to have ONLY sex with a woman.
The only shame is in leading a girl on by mistake because you're just trying to get into her pants-because that's going to backfire on you.
Be clear on your expectations.
We've all gone out with that girl that SAYS she wants a hookup date, but gets really shy about the subject once she's actually on one. Maybe she's texting friends, or maybe she says things a lot like, "IF this goes well, MAYBE we could go back to a hotel later…"
You don't need to deal with that the whole night, not if she's just playing around with you like a cat with a mouse toy.
You can say very simply that you're looking for sex tonight, and that you're looking for sex with a particular kind of kink if you've discussed it beforehand online.
If she doesn't bite, you have other sources for casual sex. Move on, and don't worry about the one that got away.


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So right now I'm probably the worst person to be writing this article, but when I was a uni student I was actually crazy good with money. So I will channel my inner saver and give you the best money saving tips – I did manage to save for a $20,000 holiday whilst working part-time.
Firstly you have to set some kind of budget for your holiday, roughly what you want to spend based off what you want to do, what you want to buy, and whatever. Definitely aim for more, just in case.
Then you need to work out roughly how much a week, fortnight or month (depends on your pay style) you need to put away to achieve your travel money goal.
But you need to do more? Okay well, let's start with some options for you to get as much as you can for your dream trip!
- Have a clean out and sell! I have used social media, eBay and have even been to a market to sell my stuff that I don't need. You will be surprised at the number of things you have that can be sold! So start your spring clean and get selling! Facebook Marketplace is the easiest way, but if you have a few people wanting to sell stuff, go halves in a stall at a local market!
- Start the $5/loose change jar: when you have a $5 note, put it in the jar. Pay cash for things and put the rest in your car in case you want a sneaky McDonald's ice cream? Put it in the jar! You will be amazed at how it adds up.
- Set yourself weekly budgets to splurge and save the leftovers. So if you're serious about saving $$ and taking control of your money, read The Barefoot Investor. If you want to just save for the trip, for now, set yourself a weekly budget for going out, petrol, food and just treating yourself. Get it out in cash and then that is it, once you have spent the cash it is gone, then if you have leftovers put it in your jar!
- Get a second job or do jobs for extra cash. I did this when I was at university and was saving for my America holiday. I had two part-time jobs but took on cleaning for people I knew to save a little extra. You can find jobs on Airtasker to earn some quick cash! Work at a bar on weekends – if you won't get charge all of it in tax.
- Start your side hustle. Have a passion you want to turn into cash? There is no time like the present! Start it now. If you want to do freelancing jobs, sign up to Fiverr or search on AirTasker. Start a Facebook and get your name out there, you can make some good money this way and also start kicking goals.
- Need things you can buy on your trip? Make do with a cheaper version for the meantime and stock up on your holiday! Makeup can be cheaper overseas so buy a cheaper brand and then splurge! Need new runners? You can probably make do until you're on your trip.
- Schedule eating out or going to events. That way you know you have something to look forward to so you're less likely to eat out or go out and spend money on a random weekend or weeknight.
- Find free events. They can be just as fun! Your city will have loads of things to do for free so this is your chance to explore them before you go on your amazing trip, and you will save loads of money.
- Meal prep. Not only will you be more organised in general but you will save a lot more money and not have food go to waste.
- Go to the casino and test your luck? No no I'm kidding, save that for when you're in Vegas!!
Saving can be hard when there is so much temptation to go out and have a good time, sitting at home can be boring. But if you make a few sacrifices, by cutting down and scheduling your time to go out, you really don't have to miss out on too much, and when you're living it up on your amazing adventure you definitely won't have FOMO then.
One thing I am trying to remember when I'm asked if I want to go somewhere or do something is, have I done it before? If I have I probably can miss out this one time or I can go and not spend as much money as the first time I went. Then I ask, will this be back another time when I can go? If it is then, just remember, you can go next time!
Good luck with your saving, I hope I take my own advice and save as much money as I can for my next adventures!
If you have other tips, write them in the comments!
Find more travel tips:


text:
View Audrey Chong's LinkedIn profile
Audrey Chong is a research professional with more than 12 years of industry experience. She contributes greatly by surfacing appropriate candidates for mandates using a targeted search methodology which includes market mapping, headhunting and gathering of market intelligence. Her specialty lies in filling mandates with niche skills and at a senior level across various sectors. Her track record would be working with consultants to place senior candidates in human resources and strategic management functions in all industry. (R1105147)


text:
Mobile city guides for travelers, hotels and tourist offices, curated to inspire like-minded visitors who love design, fantastic food, specialty coffee, nightlife and out-of-the-ordinary experiences.
That's it, insider advice you can trust.
City Guides curated by localsBrowse the guides
Imagine getting insider tips from an inspiring local in the city you're visiting. That's what we are trying to capture with our city guides, by giving our users a window into the hidden spots of a city.
Digital concierge for cool hotelsDiscover more
Sharing local knowledge, exactly when your guests need it, is a great way to build your brand, drive word of mouth, and increase loyalty among travelers. Let us take the best care of your guests, when they are outside.
Destination guides for modern Tourist OfficesDiscover More
Show to your visitors the coolest experiences at your destination, so they talk about it and come back.


text:
100 Tribbles - Bonus
Breeds from 10 Tribbles. Where present, mission attempts require 2 Leadership. If on a planet, prevents scoring of Colony points there.
Rarity: 126 U (The Trouble with Tribbles)
Legal Card Pools: Complete Traditional Virtual Block
Legal Rules Sets: OTF Open Warp Speed
Image Source: Deep Space Nine: "Trials and Tribble-ations"
Recent decks using this card";


text:
Full Text
The Department of Applied Economics V of the University of the Basque Country (UPV/EHU) and the Cambridge Centre for Economic and Public Policy, Department of Land Economy of the University of Cambridge, organized the 10th International Conference entitled Developments in Economic Theory and Policy. The Conference took place in Bilbao (Spain) on 27 and 28 June 2013. In this issue of the European Journal of Economics and Economic Policies: Intervention (EJEEP), the papers of the special session, 'Micro-foundations of macroeconomics: how important are they?' are published.
The first contribution to this special issue, entitled 'On economic paradigms, rhetoric and the micro-foundations of macroeconomics', is by John McCombie and Ioana Negru. The authors in their contribution are concerned with the current crises in macroeconomic theory and policy, and address, from a methodological standpoint, why such controversies have repeatedly occurred since the Keynesian revolution. They argue that the micro-foundations programme that is seen by the majority of economists as the sine qua non of modern macroeconomics can be understood as advancing a reductionist methodology, in its 'strong' rather than 'weak' form. Weak reductionism involves interpreting aggregate relationships intuitively in terms of those of the individual, such as Keynes's 'fundamental psychological law of consumption'. It is an inevitable part of macroeconomics. Strong reductionism, however, involves the explicit use of the representative agent model, based on optimization behaviour. Under this approach, the economy is taken to be merely a blown-up version of this model. By these means, the approach avoids, rather than solves, the severe aggregation problems concerning both consumers' preferences and firms' production technology. It is argued that this reductionist methodology applied to macroeconomics is deeply flawed. It encounters various insurmountable problems, including the impossibility of proving the existence of a stable and unique equilibrium; the challenges in aggregating production and utility functions; the fallacy of composition; and the consideration of atomic isolated individuals, devoid of social context and the different institutions which shape their disparate, albeit optimizing, behaviour. The persistence of competing macroeconomic schools of thought, such as the New Neoclassical Synthesis and the Post Keynesian school, is analysed in terms of Kuhn's concept of the paradigm. The 'paradigmatic pseudo-assumptions' (paradigm core assumptions that are deemed untestable by fiat) and the existence of incommensurability means that paradigm choice is an essentially subjective matter, especially given inherent inconclusiveness of econometric testing. One possible avenue to resolve this conundrum is the use of rhetoric. McCloskey, who has done most to promote this approach, argues that this will be sufficient to ensure that progress occurs in economics. Unfortunately, experience suggests that this view is much too sanguine. It is concluded that it is unlikely that the problems for the New Neoclassical Synthesis thrown up by the 2007 subprime crisis are likely to have a major impact on the way neoclassical macroeconomists continue to view the subject.
Thanos Skouras and Yiannis Kitromilides, in their contribution entitled 'The irresistible charm of the micro-foundations dogma or the overwhelming force of the discipline's hard core?', argue that the 'Micro-foundations' project in economics encapsulates a metaphor, which ordains the relationship between microeconomics and macroeconomics. According to the metaphor, microeconomics constitutes the foundations of macroeconomics. It follows that macroeconomic theory without microeconomic foundations is unreliable and defective. This project is strongly supported by the considerable force of what Lakatos calls the discipline's 'hard core'. It is particularly enhanced if it is seen as a way of giving precedence to microeconomics in unifying economic theory rather than as requiring that all macroeconomic propositions are reduced to or derived from microeconomic ones. Given that the 'hard core' has an essentially micro-theoretic nature, questioning the Micro-foundations project is tantamount to confronting the 'hard core'. The two most fundamental tenets of the 'hard core' are the maximization of utility and maximization of profit. The paper examines these two fundamental tenets and argues they suffer from serious weaknesses. Maximization of utility, which is contradicted by experimental and other empirical evidence, is neither necessary nor sufficient for establishing the 'law' of demand. Similarly profit maximization is also found wanting on both theoretical and empirical grounds. This is the case for large corporations under managerial control and small owner-run firms. These failings undermine confidence in the relevance and robustness of 'positive' microeconomic theory. Privileging micro over macro theory does not ensure sound foundations and the Micro-foundations project makes little sense. Consequently, the search for consistency between microeconomics and macroeconomics should best be pursued in terms of a 'bridge' rather than a 'foundations' metaphor.
Jagjit Chadha, in his contribution entitled 'Financial frictions and macroeconomic models: a tour d'horizon', assesses recent developments in micro-founded macro models, provides some pointers for the micro-founded agenda, and makes a case for persisting with the microeconomic foundations of macroeconomics. Even though the baseline sticky-price micro-founded model yielded a number of insights for monetary policymakers and helped frame the operational pursuit of price stability, it became clear during the global financial crisis that it could not analyse the implications arising from easy money and expanding credit and balance sheets. There has, therefore, been a promising search for the micro-founded workhorse model that incorporates financial frictions, but this is still in its early stages. One of the identified problems is the relaxation or otherwise of financial frictions that affects both potential output and demand. This contribution outlines a number of examples that use mechanisms such as commercial-bank-supplied inside money, a loans production function, and preferences for riskless assets, as well as some heterogeneity between savers and borrowers. In each case, financial questions are shown to change the terms of trade for the policymaker. Specifically, it is generally shown that the case for the manipulation of central bank liabilities, or outside money, is made more important when financial frictions are shown to impact in important ways on the economy. The ongoing global financial crisis poses a number of questions about both the fundamental causes of business cycle fluctuations and the extent to which monetary–fiscal and debt management policies should be jointly determined.
In 'Rethinking the micro-foundations of macroeconomics: insights from behavioural economics', Michelle Baddeley explores the potential for unifying behavioural economics and microfounded macroeconomics. Behavioural influences such as cognitive bias, time inconsistency, social influences and emotional factors undermine standard macroeconomic models. Macroeconomists who do attempt to embed behavioural factors into their models often focus on Keynes's animal spirits as a proxy for behavioural influences. The problem with these animal spirit models is that they either fail to capture the essence of the socio-psychological forces affecting the macroeconomy or they treat animal spirits as an exogenous variable – in much the same way as technological change is treated as an exogenous variable in Solow's growth theory. Michelle Baddeley's innovation is to suggest ways in which animal spirits and other behavioural factors can be embedded into macroeconomic models. Potentially these influences can be introduced into a standard type of micro-founded macroeconomic model by endogenizing discount factors and specifying them as a function, in part, of animal spirits and other socio-psychological influences. Theoretical and empirical challenges remain however: a microfounded model based on behavioural principles does not solve the aggregation problem; animal spirits are hard to define and even harder to quantify. For these reasons, a standard econometric approach to estimating animal spirits models will have limitations, although agent-based and structural modelling strategies may provide a useful direction for empirical research. In terms of policy implications, an animal spirits model that allows a role for social and political mood promises to offer new insights into managing the macroeconomy.
In the final paper of this special issue, entitled 'Post-Keynesian stock-flow models after the subprime crisis: the need for micro-foundations', Photis Lysandrou argues that the subprime crisis has exposed a flaw in post-Keynesian stock-flow models, namely their concession to mainstream theory that financial markets obey a price clearing rule. This conclusion is prompted by evidence that the rapid expansion of the toxic securities that triggered the financial crisis was chiefly motivated by attempts to satisfy the demand for yield spilling over from the other US debt markets. This evidence is embarrassing for post-Keynesian stock-flow models because in conceding that the financial markets always clear through price adjustments they clearly cannot admit the possibility of excess demand pressure spilling over from one financial market to another. Lysandrou goes on to argue that the root cause of this flaw is the absence of micro-foundations. To make them realistic, stock-flow models begin with a description of all the linkages between the real and financial sectors of an economy. However, the problem with this aggregative point of departure is that the differences between the sectors are foregrounded at the expense of what they have in common, an imbalance that then results in a loss of coherence in that they appear to operate to different logics. Post-Keynesian stock-flow models must be externally realistic, but if they are also to be internally consistent they must begin with a micro-foundational unit of analysis on which can be built an overarching framework that satisfies both criteria. Lysandrou concludes that the unit of analysis that best fits this purpose is Marx's concept of 'commodity'.
We, as members of the organizing committee of the 10th International Conference entitled Developments in Economic Theory and Policy, would very much like to thank the relevant referees of the papers included and the contributors for their papers in this special issue, all of whom closely collaborated in preparing the final versions for publication. We also wish to thank the organizers of the Bilbao conference for all the help and funding of the special session out of which the contents of this special issue are now published.
Arestis, Philip - Cambridge Centre for Economic and Public Policy, Department of Land Economy, University of Cambridge, UK, and Department of Applied Economics V, University of the Basque Country (UPV/EHU), Bilbao, Spain
Ferreiro, Jesus - Department of Applied Economics V, University of the Basque Country (UPV/EHU), Bilbao, Spain


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may 1, 2012
theme: new beginnings
requirements: something old, something new, something borrowed, something blue
while this little saying is a wedding tradition, creating a wedding project was not required. it was due on the edge of spring and there are so many wonderful things about this season! i wanted everyone to think of new beginnings and use that as their inspiration. while my project is not really reflective of spring or spring colors it does feature a *new beginning* theme {not to mention it fulfills all the requirements - and that was a challenge!}
something old: the picture {i am blonde now}
something new: technique - covering chipboard with paper {i have never done this! always painted or inked it!}
something borrowed: marilyn monroe quote
something blue: background paper {immortal love stack - along with the rest}
ok...so my new beginning consists of me realizing how important it is to love yourself! while this is not a new concept to me anymore it was a few years ago. i used to think i knew what was important and i realized one day how wrong i was. i began to see that i matter and i cannot love anyone without loving myself (cheesey, i know, but it is true!) i had been wanting to scrap something like this for a while and am planning on doing more "me" things because i want to make sure i am documenting that stuff along with every other part of my life.


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text:
Why You'll Always Need Girlfriends, even After the Wedding Day
By: Paige Smith
Is it really possible to have single friends after getting married? Some of us may have our doubts, but I'd love to share with you my story which I hope brings encouragement!
When I got married nearly three years ago it was such a joyful, exuberant day. We recited vows promising to love each other unconditionally and to keep this covenant forever.
With marriage came an exciting new adventure to do life with my husband and best friend. It also presented a new opportunity to relate to my single friends in a different way.
When life's transitions come whether it be moving to a new place or marrying the one you love, maintaining strong friendships with your loved ones can seem daunting.
Questions can run through our minds like, How do we relate now? How do we include each other in our increasingly busy schedules? Are there topics that are off limits for discussion now? How do we balance time with our spouses and also make needed time with our friends we had even before marriage?
If you've ever wondered these questions as I have, I encourage you to continue reading as we explore how to relate to friends once married. With marriage brings a new season and new way to relate to friends. The good news is marriage can actually create a deeper bond between friends and create growth and maturity in the friendship!
There is nothing quite like a deep friendship. The laughs, the inside jokes, the shared experiences you both cherish.
I'm so fortunate that so many of my close friends since before and during college are still my closest friends today after marriage and starting life as a new mom.
Now our lives may look very different, but our love for one another remains the same!
A few things I've seen help grow and maintain our friendships and want to explore more myself is to:
-Focus on our similarities over our differences.
-Enter into their world whether it is school or work or hobby and share their excitement.
-Make a fun "girls time" for one another just to connect and reconnect even if it's a simple outing for coffee or potluck dinner once a month.
-Open up about my "world" and share how I'm feeling and what I'm learnings, what's challenging me and what is inspiring me, including them in my life.
-Pray for one another! As we pray for one another our bond and compassion and grace and honor for each others role in our lives only increases.
These tips have been so nourishing to my friendships and have helped show me that it is possible to have strong healthy relationships with single women even after marriage!
Solomon even reminds us in Proverbs that "iron sharpens iron" and again in Ecclesiastes that "Two are better than one, Because they have a good reward for their labor. For if they fall, one will lift up his companion. But woe to him who is alone when he falls, For he has no one to help him up." (Proverbs 27:17; Ecclesiastes 4:9-10).
Even in marriage we need good friends. Friends that will sharpen us. Friends that will help lift us up when we're down. Friends that will see the best in us. Friends we can laugh with. Friends we can cry with. Friends that become sisters who then become the adopted daughters to our mothers and later aunties to our children.
Friendships may look different in different seasons but we'll never outgrow our need for our friends, in singleness, in courtship, in marriage, in motherhood, in our careers, we will always need the loving support of a true friend.
Here's to having girlfriends for life!
We hope this article has encouraged you that it truly is possible to have deep bonds with your single friends even after major life transitions like marriage. Do you have any tips or questions on connecting with your girlfriends in different seasons? We value your input!
Blessings to you and your friends in every season!


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About eight years ago, Kingantz, our most prolific cigar reviewer, got out of the cigar game, and he kindly sent me a handful from his stash with the request that I review a particular cigar he was sending along. I foolishly agreed to this. The extra cigar was a massive thing, as long as my shinbone. It was Puros Indios...which is not my cup of tea. It is maduro, which I don't like. This behemoth has been cluttering up my wineador for too long, and it's time I bit the bullet.
The wrapper is much nicer than I expected, and I feel only one soft spot about a foot up the length of the cigar. I punched the cap, and used my triple flame to light the damn thing. Good thing I have an extra can of butane. The first few puffs don't taste like much. It's quite mild, and having eighteen inches to travel, the smoke is cool by the time it gets to me. I was afraid draw would be a problem, but it's not. There's a taste that reminds me of laundry detergent. I settle in with a Guinness, and prepare for a long haul.
About thirty minutes in, and I feel like I haven't made much of a dent. It's....fine...so far. Not good, but better than my low expectations. The laundry detergent flavor is still present, but it could be worse.
After an hour, it's starting to have a charred meat flavor, and the draw is getting a little tighter.
Ninety minutes in, and I'm asking myself what I've gotten myself into. It still has to be fifteen inches long. At least the detergent taste is gone.
Two and a half hours in, and I'm just bored with this. My jaw is sore, and I'm not enjoying it. Obviously the thing is just a gimmick, but it's becoming painful. I'll go to the three hour mark, but then I'm throwing in the towel.
Three hours in. I'm trying not to feel defeated, but I have been. This is a monster, that no one should smoke. Is it bad? No, the flavor is okay, but after three hours, okay is not enough.
The spectre of this cigar that has loomed over me for eight years has been exorcised. Kingantz, the job is done, damn you.


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Hello everyone,
Today I thought I would share with you some more items which I love from Etsy. Hope that you are enjoying these posts and the items that I am showing you.
This week I thought I would show you items which would be perfect for if you are hosting a supper party or just want to brighten up your kitchen now the darker nights are drawing in.
This serving bowl in turquoise and red would certainly brighten up your kitchen this Autumn. It has been handmade by Theresa in Everett, WA, United States
Alyssa and Carla from San Francisco made these funky kitchen utensils, perfect to add some colour to your kitchen!
Wonderful colour combination of blue and orange on this dish towel/ tea towel made and designed by Nadine Westcott
This stack of kitchen bowls print has been made by Allison and Craig, a husband and wife duo from Pittsburgh who run their shop Strawberry Luna
Please take a look at these shops, they have wonderful handmade items in each and buying from them will be supporting independent sellers. To browse Etsy in general please click here


text:
Keeping a business profitable can be rather challenging in today's economy, so the last thing you can afford to do is suffer through unnecessarily high utility costs. One of the ways to avoid overpaying for utilities is to keep up with needed commercial heating services. At Acosta Heating & Cooling, we offer a number of commercial heating services for Charlotte, NC businesses, and we are confident we can help you improve your company's bottom line.
- Maintenance – Our maintenance services for commercial heating systems are designed to keep your equipment operating as efficiently as possible through routine visits. Not only will this reduce your heating costs, but it will also reduce the chance of a breakdown and lengthen the life of your equipment. All of these are cost-saving measures.
- Upgrade – Another of our commercial heating services is to perform an inspection and an analysis about when it would be wise to consider upgrading your heating equipment. An old system can be costing your business far more money than the cost of a new system. You might also qualify for tax credits by switching to more energy-efficient options.
Commercial Heating Services in Charlotte, NC
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text:
SFU Canada Research Chairs Seminar Series: "Controlling the Surfaces of Matter"
We aim to understand the scale to which the surface chemistry of materials can be uniformly manipulated and the robustness of these alterations. Of particular importance is our ability to alter the surface chemistry of materials on the nanoscale. Developments in nanotechnology have opened the doors to our ability to manipulate and design materials on a scale approaching that of a single atom. Harnessing these achievements requires an ability to match this level of design with molecular-scale control over the surface chemistry of nanomaterials. One approach is to coat the surfaces of these materials through the selective assembly and adhesion of organic molecules. Such surface modifications can modify the chemical and physical properties of a material without significantly changing its appearance or dimensions. We are pursuing the use of these single-molecule thick coatings for a diverse range of applications that include remotely controlled release of molecules for stimulating biological systems, and improved techniques for incorporating nanoscale electrical and optical materials into devices. How durable are single-molecule thick coatings? How do the observed properties correlate with non-uniformities in the assembled films? This presentation will introduce the tools and techniques we are developing to evaluate the homogeneity and durability of these surface modifications, how we are improving their stability, and how we are utilizing these molecular-scale coatings to harness the advantages of nanoscale materials.
About the Speaker
A Tier II Canada Research Chair in Surface Chemistry at Simon Fraser University, Byron Gates has built a research program to investigate the surfaces of materials, which includes the interface between nanoscale materials and their surrounding environment. Byron is currently working to develop new approaches to bio-sensing, bio-imaging, self-assembly, and nanofabrication. To achieve these goals, he is developing new synthetic strategies to nanostructures, techniques to investigate the specific surface chemistry of these structures, and new methods to position these structures into well-defined patterns.
Byron received his Ph.D. from the University of Washington in Seattle, Washington while working with Professor Younan Xia on new routes to structured optical materials, such as photonic crystals. He studied the limits of soft lithography while working as a postdoctoral fellow at Harvard University with Professor George M. Whitesides before joining the faculty at Simon Fraser University where he is an Associate Professor of Chemistry and Director of Nanofabrication Facilities in 4D LABS at SFU.


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Gardiner Museum of Ceramics
Gardiner Museum of Ceramics © End User
Housed in an award-winning piece of architecture, the Gardiner Museum of Ceramics showcases a craft that has existed for centuries. With earthenware of all different shapes and sizes from the ancient Americas, China, Japan, the Italian Renaissance and more, a tour through the museum will shape visitors' understanding of the ceramic process, and its place in world history. The museum hosts drop-in classes on Wednesdays, Fridays and Sundays, and is home to 'Toronto's Best Gift Shop', Vogue.
Address: 111 Queen's Park
Website: www.gardinermuseum.on.ca
Telephone: +1 416 586 8080
Opening times: Monday to Thursday from 10am to 6pm; Friday from 10am to 9pm; Saturday and Sunday from 10am to 5pm
Admission: C$15 (adults); free for children under 18 years. Other concessions available.