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As the bear market has continued through the first half of 2018, expert opinion is frequently called for, to understand trading conditions and strategies which still have the potential to deliver alpha returns. Bitbull Capital CEO Joe DiPasquale has been consulted by many media outlets, seeking to help their readers make sense of the crypto investment space during these challenging times.
In a recent interview for Blocktribune, Joe stated:
"When considering strategies for navigating a volatile market, there are two tried and true strategies: directional and non-directional.
"Directional strategies are driven by the belief that an asset's value will increase or decrease. The introduction of bitcoin futures in late 2017 brought with it the opportunity to bet against the seemingly unstoppable momentum the crypto asset markets were building. Shorting bitcoin futures is one way that investors have managed to hedge against the downturn and secure a profit despite a generally declining market. Some quantitative strategies, including those that use predictive data leading them to believe a crypto asset price will increase or decrease, are also directional.
"Other directional strategies include early-stage investments like pre-ICOs or trading crypto assets early in their development. Despite the global market cap being down roughly 60%, there are projects that have launched during the first half of 2018 and significantly appreciated in value. Typically, the earliest investors in these projects stand to gain the most profit, but also face the greatest level of risk. We have also seen a strong shift towards private sales over public sales, for those with access to these projects, this can be a solid way to secure a profit"
He also talked about the potential for arbitrage within the crypto markets:
"Beyond the traditional inter-exchange arbitrage, where you buy a token on one exchange and sell it at a premium on another, there are also triangular arbitrage opportunities to be found within the various trading pairs. As an example, you might see that the fiat value of ADA is several cents lower when purchased with ETH vs BTC. You can then purchase your ADA with ETH, sell your ADA for BTC, re-purchase more ETH with your BTC and repeat this cycle until it is no longer profitable".
Thus the Blocktribune readers were invited to explore a number of ways they could potentially make money with their crypto regardless of market conditions - along with the cautious caveats that this was in no way financial advice or recommendation from the author.
Joe was also consulted by Forbes, following the Bithumb exchange hack earlier this summer, which had less impact on the market pricing that previous similar attacks had been known to create. His understanding of the bigger picture helped readers to understand:
"The Bithumb hack was smaller than several other recent hacks, which may have reduced its impact on the spot price."
He emphasized that "Bitcoin's price is already hovering slightly above proven support levels in the low to mid-$6,000 range."
"If this hack had taken place when Bitcoin was starting to mount a comeback - say in the mid $7,000 range - then a sell-off would have been more likely. As it stands, the crowd that is purchasing Bitcoin at this price seem to be more resilient to bad news than the band-wagon crowds that a run up in price tends to attract."
Joe had already indicated to Forbes earlier this year that the pricing bottom for Bitcoin may not yet have been reached, and he continues to be a source of experienced advice to whom commentators may turn for reassurance in times of need.
For more details About Hedge Fund Alert visit https://www.bitbullcapital.com/


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Charter, under the brand name Spectrum, delivers over 111% of advertised download speeds, and we deliver those speeds more consistently than any other ISP in the country at 104% of advertised download speed, according to the latest FCC Report[1].
Providing a superior broadband experience is central to Charter's mission to deliver the best communications and entertainment products to our more than 26 million customers across 41 states, including three million customers in New York. It's why we made gigabit connections available not just in our most competitive markets, but across virtually our entire footprint, in urban, suburban and rural communities alike – including across the state of New York. Every day Spectrum Internet helps people apply for jobs, access healthcare, manage their business or do their school-work.
We recently agreed to a settlement with the New York State Attorney General to resolve allegations against Time Warner Cable (TWC) about TWC practices, not Charter practices, which predated Charter's acquisition of that company. Importantly, after more than three years of investigation and litigation, the Attorney General's office failed to uncover any evidence of fraudulent or otherwise unlawful behavior by Time Warner Cable. Charter agreed to pay refunds of $62.5 million in order to put the costly and time consuming litigation behind us, but the settlement does not reflect any findings of fact and may not be construed as evidence of wrongdoing. The dollar figure leading the Attorney General's press release appears nowhere in the actual settlement. Simply put, the headline-seeking rhetoric that accompanied disclosure of the settlement does not reflect how Charter acts as a company, the products and services we deliver, how we treat our customers or the substance of the settlement itself.
The truth is that since coming to New York in 2016 following the merger, Charter has made it a priority to improve services and speeds – and we have done just that. We raised starting broadband speeds to 100 Mbps and then 200 Mbps at no extra cost. We brought Spectrum Internet Gig and 400 Mbps speeds throughout the New York state service area. And our low cost broadband for low-income families and seniors, Spectrum Internet Assist, provides 30 Mbps download speeds for $14.95 per month.
Charter is proud of our investments and improvements in New York and across the country that enable great broadband experiences for our customers. As we said above, the FCC reported tests confirm the superiority of Charter Spectrum's broadband service. These successes are real and they are having a positive impact for our customers every day. We strive to better serve our customers and we will continue working to exceed their expectations and earn their business every day.
FCC, Eighth Measuring Broadband America Fixed Broadband Report: A Report on Consumer Fixed Broadband Performance in the United States, Chart 6 (2018), https://www.fcc.gov/reports-research/reports/measuring-broadband-america/charts-measuring-fixed-broadband-eighth-report#chart6.↩

subset: commoncrawl


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Loosely based on a flower, these abstract watercolors look great in any home—traditional to contemporary.
Loosely based on a flower, these abstract watercolors look great in any home—traditional to contemporary.
It's here—the month when I challenge myself, along with many others, to create a new fake identity through a journal. As usual, I cannot change my thinking so much so that I paint from an entirely different perspective, yet I will try to venture out into a different style. Usually, I have few words to add to my art, so I would expect the same in the coming month from my fake persona.
In my last blog I asked for suggestions on style, content and medium. I got zero. Friends, if you want to see something special from me you may need to respond. So, after much deliberation, I have decided not to paint anything. Wait, hold on, really I am still participating in IFJM. I have created a new character, her name is Abbie and she only paints abstract pictures. So for the next month I will be painting as "Abbie Abstract."
Here is Abbie's first journal entry:
If you are interested in seeing some more IFJs, click on the link in the right column,
"the dog" will take you to the official IFJM blog. Thanks and keep posted for more from
"Abbie Abstract."
You can check out my first post as "Mimi" as woman who only used primary colors to paint from 2010 here. This year I need to come up with a new persona. My temptation is paint what I like—pets. If you want me to put a new twist on it, or if you have a subject or style you want me to try, please leave a note below. And if you would like to participate with me, follow the link in my right column to the International Fake Journal Month.
Check out Dogs for the Deaf. It is a great non-profit that trains dogs for the people with hearing disabilities and rescues dogs from around the Northwest and California. Dogs for the Deaf (DFD) resides in Central Point, Oregon. Central Point, Oregon is about 5 miles away from Jacksonville where I live. Dogs for the Deaf is one of my favorite local charities.
Recently, I answered a call for local artists to donate artwork to their cause. Today I was blessed to deliver three dog portraits to Kristine at DFD. Soon the portraits will be available as a set of cards—and possibly more—through DFD. Hopefully my pet portraits will help raise money for a cause I believe in—nothing gives me more joy than to help others. You may also purchase prints of these three dogs on my Zazzle website: http://www.zazzle.com/hollyherick. (prints coming soon)
If you have never visited Dogs for the Deaf, I urge you to drive on out the the base of the Table Rock Mountains and take a tour. visit the Dogs for the Deaf web page for more information.
If you are interested in having your own pet painted in this style head to Holly Herick Design and contact me. Or send me an email for more details firstname.lastname@example.com
A common theme among many of my blog posts is experimenting-trying new techniques, subjects or mediums. I have not come across an artist yet that does not get bored with things fairly quickly. Recently I tried a tool called Scribbler. To say the least, I had some pretty scary drawings using Scribbler. Most artists create way more artwork than the public ever sees. In one of my recent posts, I displayed some of my bad artwork. It was torture for me. I want to be hide my failures from public view. Most of us do. Being creative is not about pure success. Being creative is about searching, practicing and not giving up. I don't believe artists start out creating successful work, it is the result of much practice. Every artist I have met merely enjoys the creative process and is willing to do it over and over again. Art takes practice just like sports or math or woodworking. Be willing to experiment is part of that process. My goal is to encourage people to be creative, make mistakes and try new techniques. Here is what I tried recently, minus the really bad attempts (too painful to share). Portraits of my kids:
Creative friends, what have you experimented with lately? Send me a note about what inspires you. Creative challenge: google Scribbler and try it yourself.
If you are looking for a custom portrait of your dog, cat, horse, or any pet, you need to plan ahead. An original custom portrait takes about a month to create. From the first contact about the portrait, through planning, sketching, painting, drying, framing and shipping, it takes time. If you want to give a Pet Portrait for Christmas you need to contact me now. Prices start at $225. Sample pet portraits below:
If you can't afford giving a custom portrait as a gift, consider ordering a print, poster, or set of cards to give as a gift. As I create, I am added my art to my own shop at Zazzle.com. Check it out. Products include, pet portraits, watercolor illustrations of flowers, photography, paintings and more. Items can be ordered in a variety of forms such as, cards, prints, posters, coffee mugs, hats, mouse pads and t-shirts. If there is an image you like and it is not offered in the product line you are looking for just drop me a note and I will create it for you. Fine art prints and posters will be created with archival quality inks and you have the option to have it framed at a reasonable price. Below are samples of some of my card and poster images.
I plan on creating a line of cards with historic buildings of Jacksonville. The Pink Church is the first of one.PINK CHURCH, JACKSONVILLE
If you like my style please pass my store link along to a friend. You can also find a link to my Zazzle store on the top right of my blog: PURCHASE MY ART.
Ray and Jennifer are getting married! The bride contacted me asking for a design for their destination wedding in Newport Beach, California. Because they are getting married on a private cruise ship called "Destiny"—we decided that the invitations would reflect the idea of an actual cruise ticket. Jennifer sent me a photo of her bridesmaid in a beautiful burnt orange silk dress, thus the color inspiration. The soft sea-foam aqua color comes from the ocean. She also requested that I use a seahorse on the invitation, what a great way incorporate her personality. I created an insignia for them by facing two seahorses toward each other; if you look closely you will see the seahorses in the damask pattern.


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He has been in an accident. His injuries cause him pain, medical bills only increase and he decides that he needs a lawyer. Where do you start to look? To help make your decision easier in such an overwhelming moment, here are the three most important attributes to choose the best personal injury lawyer.
Results of Client Cases and Testimonies
Car accident lawyers strive to stand out from the rest, relying on impressive case results and client testimonials. Have they resolved or won verdicts in cases similar to yours? Do they respond to their customers' comments? If the answer to these questions is "yes", then you can feel quite well that you will know how to proceed with your claim effectively and efficiently. A good lawyer will have the responsibility to give you the best possible result.
Take Advantage of Free Consultations
The free initial consultation offered by some injury claim lawyer is beneficial for both you and them. That meeting allows the lawyer to learn more about the details of the accident, his injuries, and any other relevant information they need to evaluate the claim. At the same time, that meeting gives you a better idea of how qualified those lawyers are, what their legal assessment of the case is, and allow you to determine if they are the best option for you.
See with Your Instinct
Communication is essential when working with a lawyer in the wake of a car accident. Each claim is unique and personal, so it is important to feel comfortable that you are on the same page as the lawyer you chose. If they can provide you with a realistic set of results and expectations, it is a good sign that you are valued as a client.
There are many moving parts that get started when a lawyer accepts a car accident case. Case managers, medical records staff, and investigators work with the attorney to obtain important documents such as police reports, medical records, and witness statements.
Free Initial Consultation
It is very possible that you decide to speak with several professionals before deciding on the best accident lawyer for you. And if you must pay for each consultation, this process can end up being very expensive.Find out if they give you a free initial consultation and get ready to briefly explain your problem. If you did not have the opportunity to read their site to learn more about their legal experience and their verdicts, ask the lawyers.
Also be prepared to discuss your fees, chances of winning the case and your options, which will do the work and be part of your team and when the problem may be resolved.


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Hi everyone,
Italian Football Federation president Carlo Tavecchio has been handed a six-month ban by Uefa over alleged racist comments made by him during his election campaign.
The 71-year-old drew heavy criticism in July by making an allegedly racist comment about "eating bananas" during an address to a summer assembly of Italy's amateur leagues.
Both Uefa and Fifa launched investigations into the matter and the European governing body has now confirmed that Tavecchio will be "ineligible for any position as a Uefa official for a period of six months".
The campaign against Tavecchio's candidacy began when he made an allegedly racist comment when using a fictional example to try to make a point about the number of foreign players in the Italian leagues.
Quoted by newspaper La Repubblica, Tavecchio said: "England identifies the players coming in and, if they are professional, they are allowed to play.
"Here, on the other hand, let's say there's (fictional player) Opti Poba, who has come here, who previously was eating bananas and now is a first-team player for Lazio. In England he has to demonstrate his CV and his pedigree."
Despite the controversy, he beat former AC Milan player Demetrio Albertini in the race to succeed Giancarlo Abete.
He subsequently apologised and the Italian Football Federation (FIGC) decided not to take any action but Uefa's Ethics and Disciplinary Body (CEDB) conducted its own investigations.
Upon learning of Uefa's investigation, Tavecchio said in a statement: "I am calm and I respect Uefa's decision.
"It's something that had to be done, hence, we had foreseen it. I am certain that I will also be able to explain in Uefa's headquarters my mistake as well as my true intentions."
And the CEDB has now made its judgement with Tavecchio banned for six months, prevented from attending the Uefa Congress in March and being obliged to organise a racism awareness event.
"Following a request for information made by UEFA to the FIGC, on 20 August 2014 the UEFA Chief Ethics and Disciplinary Inspector opened a disciplinary investigation regarding alleged racist comments made by Mr. Tavecchio during his FIGC presidential election campaign," read a statement from UEFA.
"At the request of the UEFA Chief Ethics and Disciplinary Inspectordisciplinary proceedings were opened against Mr. Tavecchio on 29 September 2014.
"After having analyzed the case file and the statements submitted by both parties, the CEDB has decided, based on Articles 6, 7, 14(1) and 34(5) DR [in the spirit of UEFA's Resolution entitled European Football united against racism] and taking into account Mr. Tavecchio's decision to immediately refrain from participating in any UEFA's activity pending the resolution of the matter, as follows:
"Mr. Tavecchio will be ineligible for any position as a UEFA Official for a period of six months starting from the communication of this decision;
"Mr. Tavecchio will not participate in the next UEFA Congress scheduled for 24 March 2015;
"Mr. Tavecchio will organise a special event in Italy aimed at increasing awareness and compliance with the principles of UEFA's Resolution entitled European Football united against racism." [Source: UEFA]
Well, when there is a will, there is a way. Tavecchio's bigotry has no place in football – period.
Karl Lusbec


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Get real, do takeaways and connect emotionally with your presentations. Are you brave enough to do this? You need to get real about your products and services as well as the opportunities that you are presenting. Emotionally, you need to find their need to be able to empathize with them and do a takeaway which means, take it away a little bit so you will know how badly they want the opportunity to change their lives.
How Brave Are You Do All These?
In getting real with your clients, your prentation needs to be authentic. You need to establish rapport and build trust by matching your products, service and opportunity with their needs. Do what is important for them. This will open up your oppotunity more than you would ever expect.
Watch this video and know Get Real Do Takeaways and Connect Emotionally With Your Presentations
Did you find that helpful?
Let me know what you think in the comments below. And, feel free to share this with your teammates.
- How can you establish posture with your clients? Read this: Posture With Takeaway Challenges Prospects And Clients
- How can you do branding that will lead you to your long time goals? Branding Strategy To Generate Leads For Long Term
- How can live video help you with your presentations? Check this post: Live Video Revolution Changing The Way We Do Business
Do you want to know more about be brave and how to get real, do a takeaway and establish connections during your presentations, I highly recommend – Oren Klaff's:
Pitch Anything: An Innovative Method for Presenting, Persuading, and Winning the Deal
If you enjoyed this post on how to eliminate 'Get Real Do Takeaways and Connect Emotionally With Your Presentations' Please feel free to like, retweet, and please comment.


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Car Give Away to a Local Family in Need
Applications due Dec. 1
Forbes Road Career and Technology Center is giving away a 2011 Chevrolet Malibu to an individual in January. The giveaway, a second-time event for FRCTC, is in partnership with the national initiative Recycled Rides and with the assistance of Community Auto, a county-wide charitable organization and Flagship Collision, a full-service auto body and collision center in Verona. Eligible winners are low-income individuals who are residents of the Pittsburgh region. The individual must have a valid driver's license, proof of income/employment, a safe driving record, must be financially challenged, able to insure, register and maintain a vehicle, and do not currently own a good working vehicle. The vehicle, with 60,000 miles, is valued at more than $10,000 and comes with new inspection and emissions stickers, fresh detailing, oil change, and a full tank of gas, along with a fuel gift card. The salvage vehicle was donated by Flagship Collision and FRCTC students provide the needed repairs to make the vehicle roadworthy and safe. Applications from qualified families are due December 1, 2016. Applications can be mailed to Georgiana Gamberoni, Forbes Road Career and Technology Center, 607 Beatty Road, Monroeville, PA 15146 or emailed to email@example.com A selection panel made of FRCTC students, faculty, and board members will review applications and select a winner, who will be notified in early to mid January 2017. Applications are available on http://www.forbesroad.org/ at the bottom of the page under SERVICES. For more information, please contact Josh Krentz at 412-373-8100 x 239 or firstname.lastname@example.com
Date & Time
3rd Sunday an, Monday an, Tuesday a, Wednesday, Thursday , Friday an, and Saturday
Nov 16, 2016 through Dec 01, 2016
Add to Calendar 11/16/201612:00 AM 11/16/201611:55 PM America/New_York Car Give Away to a Local Family in Need Forbes Road Career and Technology Center is giving away a 2011 Chevrolet Malibu to an individual in January. The giveaway, a second-time event for FRCTC, is... More info at www.northhillsmonthly.com/events/103308/car-give-away-to-a-local-family-in-need Forbes Road Career and Technology Center 607 Beatty Rd , Monroeville, PA 15146 FREQ=MONTHLY;BYSETPOS=3;BYDAY=SU,MO,TU,WE,TH,FR,SA;INTERVAL=1;UNTIL=20161201 axEakIwmdzNKaowyWmiv58927
Forbes Road Career and Technology Center 607 Beatty Rd Monroeville 15146 PA US http://www.northhillsmonthly.com/businesses/pa-monroeville-forbes-road-career-and-technology-center
More Info


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Deekay 'Mr Gedeme' resurfaces with a banger!
Here's a brand new single titled 'Alele' by Deekay and it features arguably the hottest new acts in the game – Mayorkun & Dremo
'Alele' is a very catchy single, with Mayorkun on the hook, Deekay & Dremo lacing the verses. Produced by Runtinz, mixed & mastered by Indomix
Deekay is popular for his trending 2014 single – REPETE & signing to HKN Music in the same year.
DOWNLOAD: 'Deekay Feat. Mayorkun & Dremo - Alele' (2.5 MiB, 4,303 hits)


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Turns to European central banks to buy gold strongly for the first time in more than two years, in light of the current turmoil in the currency markets and loans
Although the quantity bought by European banks are few compared to the gold market in the world and will be available for discussion during an annual conference organized in Montreal this week about the role of central banks in the gold market
It cause the strong appeal of buying gold to rise by 25% this year, bringing the price of condoms to 1920 USD/Troy per ounce this month. At the same time, increased purchases of central banks in emerging economies is also of gold.
Recorded purchases of central banks in Mexico, Russia, South Korea and Thailand in order to compensate for the decline of the dollar.
It is expected to reach the amount of gold purchased by central banks this year to its highest level since the break the United States to link its currency to gold in 1971.
And explained the studies and according to the European Central Bank and the IMF, central banks in Europe bought 25 thousand ounces of gold (0.8 tons) this year. This compares with sales amounted to 400 tons per year since 1999, when the banksabandoned the gold to buy government bonds.
That the world consumption of gold is currently up to about 4500 tons annually.


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Fix the following errors:
Can Your Business Survive a Downturn?
Business owners often assume that their good years will last indefinitely. But life can and does go wrong. Lawsuits, injuries, natural disasters and market crashes devastate business owners every day.
Download our ebook today to find out the strategies to help diversify your wealth outside of your business, giving you more control now and in retirement.
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Engineer, Manufacturing Weld
Location: Monterrey, MX
Job Number: 2422
Requisition Number: 12095BR
Position Title:
External Description:
1.- Lead a multidisciplinary team for new product introduction, by using PDP process (or APQP), generate timing of launching, define tooling and process need it, place PO's to vendors, review and validate tooling designs. Lead pilot runs, make tooling and process adjustments as need it to comply with customer requirements. Prepare lay-out, capacity analysis, FMEA's, all process documents related and training.
2. Establishes and implements the most cost efficient production methods across a 3 shift operation. Plans and coordinates the activities necessary to produce specified products within safety, quality and cost standards. Also ensures schedule compliance. Operation utilizes GMAW, 48 Robot arms & 125 manual stations with primarily pulse Lincoln welders
3.Directs / guides robot programmers & editors across 3 shift operation. Develop and implement new manual and automated welding processes with ability to recommend and specify equipment details. Qualify and develop new welding specifications.
4. Develops and updates process documentation and procedure instructions. Conducts direct labor studies using acceptable engineering practices and establishes standards on operations, set up and work station layout.
5. Defines tooling and fixtures used in the manufacturing process. Coordinates with tool designers to specify or procure new tooling and fixtures.
6. Assists in development and troubleshooting of manufacturing and process equipment. Reviews preliminary designs, makes recommendations to reduce costs and improve manufacturing and quality on new or existing parts.
7. Develops detailed, complete and accurate capital equipment studies and makes appropriate recommendations for capital expenditures.
8. Metal Knowledge Required
QID for the EEO Statement - 89594
About Polaris
Recognized as the leader in the powersports industry, Polaris Industries is a fast growing, innovative, global organization. The people here at Polaris don't just create products - they are part of a lifestyle. It's the passion & execution of those people and their ideas that inspires the innovation that runs through everything we do.
Polaris Industries Inc. (NYSE: PII) is a global powersports leader that has been fueling the passion of riders, workers and outdoor enthusiasts for more than 60 years. With annual 2017 sales of $5.4 billion, Polaris' innovative, high-quality product line-up includes the RANGER®, RZR® and Polaris GENERAL™ side-by-side off-road vehicles; the Sportsman® and Polaris ACE® all-terrain off-road vehicles; Indian Motorcycle® midsize and heavyweight motorcycles; Slingshot® moto-roadsters; and Polaris RMK®, INDY®, Switchback® and RUSH® snowmobiles. Polaris enhances the riding experience with parts, garments and accessories, along with a growing aftermarket portfolio, including Transamerican Auto Parts. Polaris' presence in adjacent markets globally includes military and commercial off-road vehicles, quadricycles, and electric vehicles. Proudly headquartered in Minnesota, Polaris serves more than 100 countries across the globe. Visit www.polaris.com for more information.
Polaris prides itself on recognizing and developing top talent to take its people and company to the next level. Competitive salary, generous benefits and a comprehensive relocation plan are just a few components of the total compensation package offered at Polaris. Are you ready to join a company where you will work hard and play hard, and be rewarded for your performance?
EEO Statement
Polaris is an Equal Opportunity Employer and will make all employment-related decisions without regard to race, color, religion, creed, sex, sexual orientation, gender identity, national origin, age, disability, marital status, familial status, status with regard to public assistance, membership or activity in a local commission, protected veteran status, or any other status protected by applicable law.
City: Monterrey
Community / Marketing Title: Engineer, Manufacturing Weld
Company Profile:
EEO Employer Verbiage:
Location_formattedLocationLong: Monterrey, MX


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Love is in the air
Now is the time of year when, as the old song goes, "A young man's fancy lightly turns to love." When it comes to swift foxes, their hearts definitely do. The female swift fox, or vixen, holds court in her den while her suitors, dog foxes, come and visit her. Depending on the weather it can take most of February and sometimes all of March as she picks and chooses among the dogfoxes before either choosing her mate or renewing her vows with her old mate.
The vixen has to make a wise choice in mate selection because after her cubs are born she will stay below ground for 14 days while her mate does all the hunting. If she doesn't choose a good provider, her cubs (and probably she herself) will not survive.
Most swift fox pairs are monogamous; they mate for life. This means that the courtship period of February and March is really important time of year for their survival and successful reproduction.
Unlike domestic dogs, a female swift fox will not accept just any old male; it has to be the right one for her. If he doesn't come visiting, she will live a celibate life until he does show up. Of course, occasionally there will be a dog fox able to please two vixens, but for the future of two litters of cubs this seldom works out well unless there is an abnormally rich harvest of mice, microtines, voles and ground squirrels close to both natal den sites.
Occasionally, we have observed this. An extremely persuasive male may succeed in moving both pairs of vixens and cubs in together.
Swift foxes are very vocal. At this time of year they are almost at their most vocal. Swift foxes sound like birds, so many researchers don't associate the sounds they hear in the wild, if they are lucky enough to do so, with swift foxes. The foxes have a courting bark that sounds very like a pheasant's alarm call, a buzzing hum that they make to each other while flattening their ears and wagging their tails and a slightly louder twittering they make once their buzzing conversation has finished.
The only time of the year the swift foxes are even more vocal than they are now is when they have cubs. We should have more news on this year's courtship rituals soon!


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There's a number of contributions you might be able to consider, depending on your personal circumstances, and they might also help you to manage your tax.
You'll generally pay just 15% on superannuation contributions made from your pre-tax salary, including employer Super Guarantee and salary sacrifice contributions.
Earnings you make on your money within super are taxed at a maximum of 15%, or if you're receiving a pension1 through your super, tax-free – the same investment earnings outside super may be taxed at your marginal tax rate.
Don't get caught above the cap
When you make contributions into your super, make sure you don't go above the annual caps.
Once you exceed these caps, the tax advantages with super fall away and your contributions will be taxed at the highest marginal tax rate, plus the Medicare levy, plus any other applicable levies.
You can find out more information at the Australian Taxation Office (ATO) website.
Seek guidance
Tax can be complex, so you should consider discussing your personal situation with your accountant or a taxation adviser.
If you're a higher income earner, boosting your super might possibly help you reduce your marginal tax rate.
If you're taking a career break or earning a lower wage, it could be worth investigating opportunities to help you to contribute to your super.
Here are some contributions to consider that could help you to manage your tax:
1. Salary sacrifice
You can ask your employer to redirect some of your salary into your super. This salary sacrifice is usually in addition to your Superannuation Guarantee minimum percentage payments that your employer is obliged by law to contribute.
It's important to check how your employer treats salary sacrifice contributions before putting this strategy in place.
What's the tax concession?
Your salary is sacrificed straight into your super, so it's taken from your gross (before-tax) pay. This means it'll be taxed at 15%, unless you've exceeded the concessional super contributions cap.
From 1 July 2017, if you earn more than $250,000 a year you may be subject to an additional 15% tax.
There is a limit on how much you can contribute to superannuation and the most up-to-date information can be found on the Australian Taxation Office (ATO) website.
Unlike the employee superannuation guarantee, salary sacrificing isn't something employers are obliged to offer. You would need to speak with your employer to check if it is an option available to you.
2. Government co-contribution
How much you earn and contribute to your super determines whether you're entitled to receive a government co-contribution, and if so how much. The maximum co-contribution is $500 each year you are eligible.
What's the tax concession?
A Government co-contribution isn't included as part of your taxable income, so you don't pay any tax on it when it's paid into your super.
3. Personal super contributions
You can boost your super by adding your own contributions to your super fund or into your spouse's super fund.
Personal super contributions are the amounts you contribute to your super fund from your after-tax income (that is, from your take-home pay).
These contributions:
- are in addition to any compulsory super contributions your employer makes on your behalf
- do not include super contributions made through a salary-sacrifice arrangement
Personal contributions are non-concessional (after-tax) contributions and will count towards your non-concessional contributions cap unless you have claimed a tax deduction for them.
If you claim a tax deduction for personal contributions, they become part of your concessional contributions. The concessional contributions cap is $25,000 for 2018-2019. Note that spouse contributions aren't eligible for a tax deduction but your spouse may be eligible for a spouse contribution tax offset of up to $540 if you are a low income earner.
If, for example, your employer pays Super Guarantee of $10,000, and you don't salary sacrifice, you could potentially make a personal after-tax contribution of up to $15,000 and may be able to claim a tax deduction for that amount. You must be sure not to go over the contributions cap.
If you're an employee you generally can't claim a tax deduction for any personal super contributions made before 1 July 2017, although you may be eligible for a super co-contribution.
From 1 July 2017, most people, regardless of their employment arrangement, are able to claim a full tax deduction for any personal super contributions they make to their super until they turn 75. Individuals who are aged between 65 and 75 will need to meet the work test to be eligible to contribute to super and claim the deduction.
However, from 1 July 2019, a work test exemption may apply if you have a total superannuation balance of less than $300,000 and you met the work test in the previous financial year.
To claim a tax deduction for personal contributions, you must complete and lodge a notice of intent with your super fund and have this notice acknowledged (in writing) by your fund before claiming the deduction in your tax return. See the ATO website for further eligibility rules for claiming a tax deduction for personal super contributions.
If you claim a deduction for your personal contributions, you are not eligible for a super co-contribution.
Adding to super if you're not working
If you're under 65, you can make personal after-tax contributions to your super fund if you're not working.
If you're 65 years of age or over, you can only make personal after-tax super contributions if you:
- aren't yet 75 years of age or older and
- have been employed for at least 40 hours over 30 consecutive days during the financial year
Alternatively you may be eligible for the work test exemption for recent retirees for contributions made after 1 July 2019 or you may be eligible to make a downsizer contribution.
What's the tax concession?
Claiming your contributions as a tax deduction may reduce your taxable income and consequently, the total amount of any tax you pay.
4. Spouse contributions
The ATO defines spouse as another person (of any sex) who:
- you were in a relationship with that was registered under a state or territory law; or
- although not legally married to you, lived with you on a genuine domestic basis in a relationship as a couple
What's the tax concession?
If you're in a relationship and made contributions under the threshold to your spouse's super fund or retirement savings account (RSA) during the financial year, you may be entitled to a tax offset where the receiving spouse is under the age of 70 at the time the contribution is made. The maximum spouse contribution tax offset is $540.
5. Super contribution splitting
Some super funds allow you to transfer some of your before-tax contributions, usually from the previous financial year, to your partner's super account. Examples of before-tax contributions include employer contributions and personal contributions for which you have claimed a tax deduction. These are otherwise known as concessional contributions.
How does it work?
You can direct concessional contributions already made in the previous financial year (which counted toward your contributions cap) to your spouse's superannuation account. The maximum you can send to your spouse's account is the lesser of:
- 85% of your concessional contributions for the financial year or
- the concessional contributions cap for that financial year
What's the tax concession?
This can be a way to top-up your partner's super so they don't fall behind.
The amount you send to your spouse's super will not count towards their cap, since it was already counted against your cap when you made the original contribution.
By equalising contributions between spouses you may also be able to withdraw more from the tax-free pension phase if your combined super balances are likely to be more than $1.6 million when you retire.
1 Investment earnings in a 'transition to retirement' income stream will only be tax-free once you reach age 65 or notify the trustee that you have met the terminal medical condition, permanent incapacity or retirement condition of release.


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"Rosie" – a 5 month old brindle Pit/Boxer puppy had a secret….she is so sweet, and so visually/olfactory attentive that it took us a little while to realize she is deaf…We first noticed when we had to gently shake her to wake her up from a nap for a walk…Bet she will be a great student for hand signal training…She did great at the pet fair and got along with all the dogs and people there. Two weeks ago Rosie was found as a stray in Roosevelt by kind folks at a diocesan office. She came to Last Hope after a stay at Hempstead Shelter. No one claimed her. Rosie needs a special home.
I've found my forever home! Thank you!


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Ok, if you are on Facebook then the tryptophan comment is old to you…but seriously, I am ready to chow on some turkey and fixins. How about you?
First things first….We have had a couple people ask us about giving gift certificates to people for a photography session, and want to let you know that YES we do gift certificates!! I have been working on some ideas and I wanted to share one with you.
Know someone who could use a photo session? Here are some ideas: maternity session for your wife/friend/yourself, newborn session for a someone who will soon be a Mama, family session from the kids to their parents, "anytime" session for a couple, an anniversary session for your special someone, and the list goes on and on. Maybe you see this and YOU want a session!! Then just send a "hint" on to someone in the form of a link to our blog!
Plus…we are offering 10% OFF our session prices when you buy a gift certificate before midnight this Friday! Just a little way we can say THANKS to all of you for your kind support. So, technically you could buy a session for yourself if you wanted to get ready for your spring session! Feel free to pass our blog on to others who may be interested in our type of photography.
So back to T-day….what are you thankful for?? I really, really, REALLY, want to hear. Give me at least one fun/frivolous thing you are thankful for, and one deep and heartfelt. I know I am a dork, but play along!!
Also, get ready for some cute Indians and Pilgrims coming your way!!!!


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The National Union of Road Transport Workers (NURTW) has cautioned its members nationwide to resist being used as political thugs during the 2019 general elections.
NURTW National President, Alhaji Najeem Usman Yasin, stated this in Ilorin during the official presentation of 30 vehicles to the branch chairmen of the union in Kwara state.
The presentation was at the instance of the Aliyu Issa Ore-led Kwara council of the union as a reward for chairmen in local branches, who also received the sum of N40 million in addition.
Yasin said the era of the transport union being identified as the hit wing of certain political parties had long gone, pointing out that the union was now revered as a professional organisation.
He noted that members of the union reserved the right to belong to political parties of their choice and vote candidates they feel would represent them well in elections as enshrined in the constitution but admonished them not to fall prey to the antyics of the politicians.
Yasin challenged them to maintain the discipline the union was already known for and shun any conduct that could tarnish its image.
The NURTW boss however appealed to them to take the advantage of the forthcoming general elections to vote credible candidates at different levels that would cater and represent their interests.
''The 2019 election is at the corner.
I'm calling on my members throughout the federation to make sure they get their voter cards so that they can be able to elect a credible leader to look into affairs of the generality of the masses.
''At the same time, they should know that driving is a profession as any profession in the world.
By this, they should not allow anyone of them to be used as political thugs during the 2019 election.
They should be law abiding, and they should not take law into their hands.
They should avoid anything that can tarnish the image of this organisation,'' Yasin said.
On the presentation of vehicles, the NURTW president described the event as a great moment in the annals of the council, saying it would be the second time that Aliyu Issa Ore led administration would be presenting cars to branch leaders.
In his address on the occasion, the state chairman of the NURTW, Alhaji Issa Ore, said the council embarked on the gesture to encourage branch chairmen and other executive members to always discharge their responsibilities with utmost sense of honesty.
He recalled that 40 Peugeot 406 cars were distributed to branch chairmen during his first tenure and promised to continue to prioritise and uphold the welfare of members.No tags for this post.


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The reason I'm coming to Wisdom 2.0 ...
"The opportunity to meet and share with others on how to enhance mindfulness and to share how we can make a positive impact in this country and the world."
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Compassion, empathy, organization
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AWESOMEEEE! this is too cool.
1280x960 Wallpaper
Artist Comment
if you have been fallowing my work you may have realized by now that i love clocks/clockwork and crossed, i also love blood the color is simply perfection to me. all of which i managed to incorporate into this wallpaper. i use alot of symbolism in my works such as this one. i again focused on other worldly styling which i guess represents my wishing to escape the world we currently live in, mostly in search of adventure. the fog or clouds make things look a little pixelated but i assure you its not really that way.
Image Used: http://gallery.minitokyo.net/view/344556/
Image From: Uragiri wa Boku no Namae wo Shitteiru A.k.a. Betrayal is Knowing my Name which is a manga by Hotaru Odagiri.
1024 By 768 Version: http://img131.imageshack.us/img131/9688/crowschaoswallpaper1024qz8.jpg
More Uragiri wa Boku no Namae wo Shitteiru Wallpapers
Browse Uragiri wa Boku no Namae wo Shitteiru Gallery: Recent | Popular.
akira-sophia Dec 31, 2008
GabrielGawain Dec 31, 2008
really really awesome work
NiceLilDevil Jan 02, 2009
Bloody, handsome, hot, and feathers... I love you for this!
flyindance Jan 12, 2009
very very good
u r indeed a master in making wallies
I luv how the blood flows
skynight Jan 21, 2010
oh yes he's good looking thanks
66X00CHIIZ Apr 26, 2010
Arigatoo gozaimasu ! !
^ ^
Renka Apr 28, 2010
thanks for sharing ^^
he's so cool!
FearlessLies May 25, 2010
I love the back ground. Thanks for sharing.
ohl425 Mar 27, 2011
thnx 4 great img >< i luv it!
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Podcast: Play in new window | Download
Today, we're talking about the "scam" that has been perpetuated by life insurance companies for over a hundred years. I know, I can hear you saying to yourself, "which scam is that, there are so many to choose from"?
Am I right? I'm talking about the supposed scam to sucker you out of the gains that you could be making. if you skipped life insurance and bought the investments that they put their money in—yourself.
As you know, when you give a life insurance company your money (aka paying your premium), they're just investing your money in something you could do for yourself. And it's a question we get a lot. Various articles and blog posts have been written on this argument, suggesting that you could skip that, avoid paying those fees and invest your cash in those things they are going to buy yourself.
Well, you could also put your house on the market by yourself, leave it there for a couple of years, and make way less money. Your choice.
Okay, we're hitting the punchline early today, and we're going to suggest that maybe—just maybe, it's a little more complicated to invest in those securities yourself than some of those people have led you to believe.
Let's break it down, shall we?
We'll back up and roll the argument out as it's traditionally presented: about 85% to 90% (or more) of the general account at most insurance companies are invested in bonds. So, the argument is: you just go buy the bonds yourself.
Now only if we were in a big room of people, and we could ask everybody in the room to raise their hand if they've ever directly bought a bond—not a bond fund—an actual bond. I'm guessing it would be a small number. Likely, if you do not know what a CUSIP number is, then you have not ever bought a bond.
And for those of you not familiar with a CUSIP number…every security that's traded has one. It's a unique identifier, and they're very important. Most companies issue more than one bond. So, to identify each one, the bonds get a CUSIP number.
Now, you can buy them from most discount brokerages—but it's not an online transaction. You will have to call in and talk to a broker, and it's not something you're going to get $7 a trade for. There's a markup in bonds—which is not disclosed and not required to be.
Not saying this good or bad, just the facts.
So, when you buy a bond—an actual bond—you don't necessarily know how inflated the price you pay is. But you will find out a few days later when the trade settles and you're able to see the market the value of your bond. In my experience, it's usually less than what you paid for it. Bonds have a market price, and it will fluctuate. A fact that's misunderstood by way too many people.
Okay, this point might be a little cryptic, so let's use an analogy.
Imagine you buy a house, and the price is set at $305,000—and you don't have the luxury of an appraiser. You decide to pay with cash–no appraisal necessary since there's no lender. A day or week later you discover that the house is actually worth $275,000. It was just marked up to $305,000.
Or in a similar scenario, you find out it was actually worth $305,000, but when you decide to sell, you have to pay a realtor and as luck would have it, you'll net some number less than $305,000.
To be clear, we're not maligning the bond industry or real estate transaction costs. This is just the way it works.
Bonds can be a wonderful place to invest, but it's not a beginner's game. It's not even an advanced investor's game. Most people will live their entire lives investing in the stock market and mutual funds and never touch bonds.
So, ninety-nine percent of the time, exposure for most Americans to bonds is through ETFs or mutual funds. But there's one tiny problem with that. ETFs and mutual funds do not function at all like investing in bonds directly. You're not buying what you think you're buying when you buy a bond mutual fund or bond ETF.
The diversification or asset location models say you should have 30% of your money in fixed income, so people go out and buy whatever is hot—say the Vanguard Total Bond Market Index—and that's how they get exposure. And that's the super savvy. For most people, it's whatever fund company they have their IRA set at after they roll over their 401k.
The problem with that approach is if you are investing directly in bonds, usually you're doing it to create income—not to pay the bills—but to create a yield that is supposed to accomplish other goals within your overall portfolio. Let's assume most bonds pay you twice a year, and you get a coupon every six months that accumulate as cash. That's a risk-aversion strategy.
But for some very savvy and sophisticated investors, there's a strategy to capture capital gains in those bonds. When the yield is high and the interest rates are going to dip, the underlying bond is very likely to be worth more on the open market.
Or maybe the company just had some bad announcements undermining their ability to actually repay their debt (which is what a bond is). That would definitely cause the price of their bonds to fall; investors might see a sweet deal. The yield is going to be phenomenal, and in the long run, the price of the bond will go up. Or at least that's the speculation.
The great thing about buying bonds is unless the issuer pays the debt off early (the bond is "called") or there's some deep issue with the company's ability to repay the debt—there's not much pressure for you to do anything other than collect your coupon payments a couple times a year.
The translation to bond funds is that none of that is true. Bonds are a great way to secure a certain amount of additional income for other purposes, but we have this totally warped idea as general investors and investment advisors, that bonds are a safer place to put your money.
There's less volatility—until there is.
Unfortunately, you got stuck with some hefty percentage of your total net worth in a bond fund or bond index ETF because the pretty pie chart said that's what you were supposed to do. Right?
But here's the problem. You're not really investing in bonds just to be safer. In many respects, they're not, especially when we're talking about a lot of corporate bonds, and we have a condition like right now where interest rates are rather low and there is an ever-present possibility that they creep higher.
And we don't even need a massive jump. There's been a discussion for many years that there could be a pop in interest rates. There could be, but it's not super likely to take place. A gradual rise? Absolutely.
And if that happens, there's going to be a gradual decline in bond values. And the value of bond funds is going to follow. It's very simple.
For example, if a bond fund bought a bond five years ago, let's say a twenty-year bond, and you paid $1,000 par value with a coupon of 3%, that means your yield each year will be 3% total. But now five years have passed, and the Fed has raised rates.
Now you can buy a new twenty-year bond, but it has a coupon of 3.5%. Why would anyone want to buy the bond that pays 3% from you for $1000 when they can buy a new one for $1000 that pays 3.5%? They won't; they'll offer you less than $1000 to make it yield something closer to the 3.5% that they could get from buying the new bond. That's the risk that you have. Whereas, a bond fund has a huge pool of these things: hundreds, if not thousands.
Here's a real-life example for you. A couple years ago I decided to take some money sitting in an IRA and move it to something that was cash-like, but for some reason, the particular fund company didn't have an option for me to do that the way I wanted to. So, I decided to go about this in the way that insurance companies go about it.
I did exactly what insurance companies are supposed to do, and I put it all in a short-term (six month) bond fund. We know that insurers use bonds like that all the time as cash-like equivalents. They're not locking it up very long, they get a yield on it, and they can do with it whatever they want. So, I did that a couple years ago, and theoretically, I should have a decent yield for the past couple years.
But actually, I have a loss of a $1000 right now.
And did I lose anything on the whole life insurance policy I own? Not a bit.
The thing that is fundamentally missed here is that insurance companies are institutional investors with a lot of money, and they can take advantage of that scale in a way that most of us will never even come close to. They have access to deals that retail investors don't even have the opportunity to.
Even some of the small companies—five billion or less in assets managed—compared to the average 401k balance of $60,000…who do you think gets a better deal?
And those are the just the little guys. Imagine what kinds of deals you can broker when you've got five billion to buy new bonds with. The average general account is sixty billion. They're not buying bond ETFs.
There is a sliver of the general account that invests in ways you would never even dream of doing such as private equity deals that aren't even listed. And insurance companies do this knowing that they could lose a couple hundred million. What's different for them is that it's okay, they won't win 'em all. The ones they do win will reward them handsomely and you as a policyholder.
The point is that something as seemingly boring as bonds is quite complex. And if you think you can replicate that in the same way an institutional investor is, you're kidding yourself. And the bigger point that people miss is that the insurance company is wrapping up those bonds so that you don't have the principal loss. You're not going to achieve the same result that an insurance company does.
If you buy bonds on your own, you can't compound your growth; there's no reinvesting. In a whole life policy, you're able to take advantage of compound growth without a tax consequence and general investment expenses. It all adds up.
And at the very least you have someone to represent you when things go sideways.
There's a reason that life insurance is not the same as buying bonds. Cutting the middleman out just means that you're going to take on the role of being an expert on bonds. And chances are that your $5,000 IRA will not give you near enough bargaining power.
Essentially, we're of the fundamental belief that an expert who tells you, "just invest in bonds yourself and cut out the middleman" is giving you advice that they themselves have never actually taken. It's right up there with, "oh no problem, yeah you're not insurable, but we'll just buy the policies on your kids." Here's a secret: it doesn't work that way.
Brantley is a practicing life insurance agent and has been for over 18 years. After years of trying to sell like his sales managers wanted him to, he discovered that people want to buy life insurance if you actually explain the benefits.


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The create-a-word game
DEFINITION: n., Mutated leftovers which, unattended inside an evil-minded fridge, have transformed themselves into an extremely odorous, alternate life form. v., To save food past it's freshness date and watch it grow into something new.
Top verboticism of the day created by purpleman
Pronunciation: fridge-a-nat-er
Sentence: when i went to grab my icecream from the fridge it jumped at me!!!
Etymology: fridge+dominator
Created by: purpleman.
Related to the Terminator? - silveryaspen, 2008-02-01: 09:28:00
Funny - Im sure i'll be back!! - sean30, 2008-02-01: 15:03:00
Probably to look for the monster mash! - OZZIEBOB, 2008-02-01: 15:50:00
Ja, Purpleman, you reeely pump us up you little girly man! Cheers! - Nosila, 2008-02-02: 00:24:00
Your icecream commenced its jump with an egger-flip perhaps??? - bananabender, 2008-02-03: 10:02:00
More Top Verboticisms:
(Invented words created by the Verbotomy Writers)
Riplarchaivivus: /Rip-larc-hai-vi-us/ You know when your fridge is taken over by mutated leftovers its time to be Riplacchaivivus and battle them with Cillit Bang! Etymology: Riplarchaivivus-To take control under extreme circumstances. Mainly from mutated meat or vegetables. Ripl (Ripley ie Aliens) - Archa (from Archaic, meaning outdated/By-gone) - ivivus (taken from Latin word Redivivus, To be reborn again/back to life as Created by: sean30.
Unique sentence and word! - silveryaspen, 2008-02-01: 09:31:00
your etymology is most impressive! - Jabberwocky, 2008-02-01: 11:32:00
clever etymology! Good to see good ol' Ripley in there. What a gal! - bananabender, 2008-02-03: 08:42:00
Petripate: /petre pata/ I remembered that there was some left over guacamole in the fridge, but when I opened the container it had turned into petripate. Etymology: Petri dish (a shallow dish used for the culture of microorganisms) and pate (a rich savory paste typically made from minced meat or fish) Created by: picabomama.
deelicious! - bananabender, 2008-02-03: 09:28:00
Excremaggotia: /eks-kr-MAG-go-shuh/ When Bob and Roxie left for a six month holiday in The Outback, nothing could prepare them for the fridgeridoo that would await them on their return. For in their hurry to get on the road, and Roxie's penchant for plastic- wrapping last night's leftovers, the spagbolia slowly, but surely, turned into excremaggotia. Etymology: Blend of EXCREMENT: putrid matter, dung, ordure; MAGGOT: grub, fly larva & IA: suffix forming names of countries, diseases, flowers, asf. Created by: OZZIEBOB.
....A words which NEEDS no introduction. - metrohumanx, 2008-12-01: 01:07:00
Exquisitely revolting.The zenith of repugnantisms.Truly unique, O-Bob! - metrohumanx, 2008-12-01: 01:27:00
revolting indeed!! - Jabberwocky, 2008-12-01: 13:04:00
I'm going to have to vote for this word based solely on it's nauseating construction. Even without sentence or etymology, it sounds sickening. You almost don't want to know the definition. Brrrrrrrr! - metrohumanx, 2008-12-01: 14:13:00
Powerful word. It makes me want to barf and scream ... especially on the second syllable! How can a verbotomy be so excellent but still be so nauseating? - silveryaspen, 2008-12-01: 17:41:00
Good one, Bob...you maggot my vote! - Nosila, 2008-12-01: 21:58:00
A veritable archipelago! (Almost) charmingly disgusting - emdeejay, 2008-12-01: 23:26:00
To see more verboticisms for this definition go to: Help! There's something in the fridge!
Verbotomy - 2008-02-01: 01:25:00
Today's definition was suggested by bananabender. Thank you bananabender. ~ James
Dougalistic - 2008-02-01: 06:50:00
Something smells fishy around here.
silveryaspen - 2008-02-01: 16:05:00
Great definition. Really motivated and inspired some of the funniest sentences and verboticisms of the week! :-)
bananabender - 2008-02-03: 04:00:00
Great cartoon James! The details are a hoot... the bite out of the drumstick, stuffed olives as eyes, and wings mutated into a two-headed monster. Funny! You've inspired me to submit more ideas for you to develop and take to the nth degree!
Verbotomy - 2008-02-05: 15:53:00
Thank you Bananabender! I was definitely inspired by your words -- the evil-minded fridge is brilliant! ~ James
metrohumanx - 2008-12-01: 01:03:00
Verbotomy - 2010-04-21: 00:05:00
Today's definition was suggested by bananabender. Thank you bananabender. ~ James
More Winning Words:
More Verboticisms! See the winning words for: What do you mean I'm too drunk to email my boss?


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Another "Pin the Country on the Continent" Quiz
In case you didn't take my last quiz, http://www.quibblo.com/quiz/hQl9a61/Can-you-pin-the-country-on-the-continent, I will give you a bunch of countries. It is your job to tell me which continents they belong to. I will start with the easier countries, and work my way to the harder ones.
And yes, I know that Antarctica is a continent, but it is not home to any countries
Oh, attached to Australia I put Oceania. This refers to the many scattered islands across the Pacific..
Created by clase_de_2013
25, Female
Send Friend Request
25, Female
Send Friend Request


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Firstly, we'd like to say a big thank you to all those who took part in the beta version of our new software. Your feedback will really help us to refine the way the Toolkit works.
Introducing the Installer Toolkit from Evergreen Energy.
As of the 28th March 2018, the Installer Toolkit is live and ready to go. Over the coming weeks, we will phase out the use of Easy RSS, and allow users to migrate all of their existing projects to the new platform.
New Features
• Duplication of projects.
• Automatic refresh function.
• Copying of room sizes.
• Comparison function on a project.
• Master details fields for quick duplication of rooms in properties.
• Unlimited number of internal and external walls in room heat loss calculations.
• Increased number of strings for solar PV.
• Quick access to the latest RHI and FiT rates.
• Autofill "Accreditation Number" and "Company Details" fields.
How do I register?
It's really simple to register, just follow the steps below:
1. Click on this link - https://toolkit.evergreenenergyinstaller.co.uk/register
2. Enter your full name, Company Name, and Phone number.
3. Enter your post code, and search for your company address.
4. Enter the email address associated with your current Easy RSS account, a suitable password, and accept the terms and conditions.
5. You should now be taken to the projects page of The Installer Toolkit.
How do I migrate?
We have implemented a migration tool to transfer all of your existing projects in Easy RSS to The Installer Toolkit. So, when you're ready, let us know and we'll migrate your account. You won't lose any existing projects you're still working on.
Don't worry, you can still access your current Easy RSS software after you have signed up for the Installer Toolkit. We want to make sure you are happy and comfortable with the Installer Toolkit software before we move all your projects across. Once you are, simply let us know and we'll hit migrate and your projects from Easy RSS will appear in the Installer Toolkit.
At this point we will disable your Easy RSS and any beta versions you have used. You can contact us via email: [email protected] Alternatively, call us on 0161 768 5807 – Our dedicated help desk will move you across. Unfortunately, we can't carry over any of the projects from the beta version, so if you've started anything new, remember to make a note of everything.
What if I need help with the new software?
The software comes with helpful hints and tips as you work your way through various projects. As always, our dedicated help desk will be on call for further clarification, training and support.
Call us on 0161 768 5807.
On October 5th 2015 new rules concerning fuels for the domestic RHI came into effect for those with a biomass heating system at home. The sustainability criteria have been brought in by the Department of Energy and Climate Change to ensure all biomass systems meet the government's environment goals.
MCS Accreditation demonstrates to your customers that you are a fully qualified and reputable renewable energy technology installer.
Following last week's announcement from Scotland First Minister, Nicola Sturgeon confirming that £224m of funding has been provided for its Warmer Homes Scotland programme, we are urging installers to act now!
Every homeowner always asks the same question about their new renewable energy installation. How much am I going to save? With the upcoming tariff changes it's important to know exactly how to answer this question.
On September 10th you'll be able to come to the Heating and Renewables Roadshow and chat to our team of experts.
The Renewable Heat Incentive is really beginning to hit home after recent figures showed that close to 22,000 UK households have now had green heating measures fitted via the scheme.
At Qualitick™ Ltd, the award-winning provider of compliance support services, we would like to respond to the Department of Energy and Climate Change (DECC) solar feed-in tariff consultation by urging customers to counter the cuts.
The Microgeneration Certification Scheme have announced a range of MCS Standard changes covering both MCS Installer standards and MCS Product standards.


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The 5th season of the hit show, Lip Sync Battle premieres January 17th at 9pm ET/PT with LL Cool J and Chrissy Teigen!
This season they have Queer Eye's Fab 5, Andy Roddick, Brooklyn Decker, Darren Criss, Big Bird, John Legen and baby Luna, Vanessa Morgan and special appearances from Mariah Carey, Serena Williams and more! It's gonna be an action packed season so make sure you don't miss out!


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Almost any type of paper and cardboard is suitable for our laser machines.
From our wide experience we know that some types of paper give a better result or a specific effect.
For specific advice for laser cuttable paper contact the following distributors and paper industry:
Or contact us for or a list of types of paper that react very well to laser cutting.
Do you need paper inspiration? Visit De Monsterkamer, (paper for designers ) in Amsterdam, The Netherlands
James Cropper Speciality Papers
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VET Review calls for student feedback
VET Review calls for student feedback
Department of the Prime Minister and Cabinet
Students undertaking a vocational education and training (VET) course or people planning to are encouraged to have their say on the future of the sector by completing a short survey.
The Australian Government announced an Independent Review of the VET sector in November last year.
The Review is focused on ensuring Australians have the skills they need to enter work when they leave school as well as preparing them for jobs that will exist in the future. It will also ensure that businesses have access to the skills they need to grow. Input from the public and stakeholders is critical to the Review. Current and prospective students can share their feedback on the sector by completing a short online survey.
The survey closes Monday 4 February 2019.


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Home Appliance Repairers
Also called: Appliance Technician (Appliance Tech), Repair Technician, Service Technician (Service Tech), Vacuum Repairer
In the military: see titles from the Army, Coast Guard, Marine Corps, or Navy.
In the Army: Aircraft Electrician; Engineer Equipment Maintenance Warrant Officer; OH-58D/Armament/Electrical/Avionics Systems Repairer; Utilities Equipment Repairer
In the Coast Guard: Electrician's Mate
In the Marine Corps: Electrician; Engineer Equipment Electrical Systems Technician; Support Equipment Electrician/Refrigeration and Engine/Gas Turbine Technician
In the Navy: Electrician's Mate; Gas Turbine System Technician (Electrical)
What they do:Repair, adjust, or install all types of electric or gas household appliances, such as refrigerators, washers, dryers, and ovens.
On the job, you would:
- Bill customers for repair work, and collect payment.
- Observe and examine appliances during operation to detect specific malfunctions such as loose parts or leaking fluid.
- Talk to customers or refer to work orders to establish the nature of appliance malfunctions.
Engineering and Technology
Arts and Humanities
Basic Skills
Problem Solving
Hand and Finger Use
Ideas and Logic
People interested in this work like activities that include practical, hands-on problems and solutions.
They do well at jobs that need:
You might like a career in one of these industries:
See more details at O*NET OnLine about home appliance repairers.


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— Carmen W. Cougar, WA
Karly is very good at her job! She never gave up on finding us the perfect place! She is extremely kind and genuinely loves her job and it shows! She always responds quickly to any and all questions that we had. We still come to her with questions two and a half years later and she never hesitates to give us the best advice!


text: A daughter, Kylie Yared Neseran, weighing 9 pounds, 14 ounces; 23 inches long was born at Heywood Hospital on April 29, 2007 at 8:20am to Melissa A. LeBlanc and Yared A. Neseran, both of Gardner. She joins a brother, Lucas, age 2. Maternal grandparents are Paul and Darlene LeBlanc of Gardner. Paternal grandparents are Alemu and Kebenesh Neseran of Addis Ababa, Ethiopia.


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... and try to tell everyone that our downgraded debt is really good. Try to spread the blame around...everyone will get a taste except the people who deserve it the most. Obama and the kleptocrats. One hundred percent predictable. Obama never lets me down.
Markets down over 300 points and headed in the appropriate direction. The bankers Obama sold out to cannot help for the time being...
Is there ANYONE out there who doesn't think QE3 is about to happen??? Obama, the putz that he is, will try anything to get re-elected. I just wanna know when they are re-loading the toner cartridge.
As much as I can't stand this dude, I still try to listen to the drivel that comes out of his mouth. I've now had the CNN live window open for 40 minutes too long. Obama might have four putted on the last hole.


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The Week In Review
6/13-6/17June 16, 2011
U.S. stocks wavered at the start thanks to better-than-expected data on U.S. housing and jobs. The Dow Jones Industrial Average rose 16 points to 11,914. The Standard & Poor's 500 Index added 2 points to 1,268. The Nasdaq Composite Index fell half a point to 2,631. In the retail space, the grocery stocks are performing well. Kroger is jumping 4% following earnings. Smithfield Foods is jumping 5%. Shoemaker, Croc's is up 5% extending a recent rally to new highs. UBS upgraded a number of retailers including Dicks, Home Depot, and Lowes. All three are higher. Pier 1 is down following earnings. Ford is modestly lower after cutting estimates due to higher costs. GM is down in sympathy. Winnebago is weak, down 20% after missing earnings estimates. The financials for the most part are trading higher. Allstate is up even though they will report Regions Financial is lower on a downgrade. The techs are higher for the most part. Intel was downgraded, but the stock is higher. Research in Motion is higher on an upgrade ahead of earnings tonight. The commodities are mixed. The big winner is the natural gas stock Southern Union up 17% after agreeing to be bought out by Energy Transfer Equity. Through the morning the averages improved thanks to encouraging comments out of Europe that the EU and the IMF would help Greece through their credit problems. The Dow rose 80 points while the Nasdaq improved by 8 points. The healthcare sector continues to perform well. Humana is up on an upgrade. WellPoint and United Health Group are higher as well. Through the morning the averages remained strong, however, in the afternoon the rally fizzled. As the afternoon progressed, more and more stocks fell into the red led by commodity, banks, and tech stocks. By mid-afternoon, the Nasdaq declined 32 points and the Dow dipped into the red only to rebound in the last hour into the close. A little more volatility. The Dow Jones Industrial Average finished up 64 points at 11,961. The Standard & Poor's 500 Index added 2 points to 1,267. The Nasdaq Composite Index fell 7 points to 2,623.
June 15, 2011
U.S. stocks opened sharply lower on Wednesday, erasing much of the prior day's gains, after economic data showed dampening sentiment and weaker manufacturing numbers while the inflation data ran hotter than expected. The Dow Jones Industrial Average fell 118 points to 11,957. The Standard & Poor's 500 Index dropped 11 points to 1,276. The Nasdaq Composite Index declined 27 points to 2,651. Nothing looks particularly good this morning. The financials are lower after another one day rally. Barclays is down 2% on comments they will expect tougher regulatory standards. Ameriprise announced a $2 billion share buyback, but it isn't helping. One of the few financials trading up is Discover on better than expected credit card data. The tech sector is lower on no news. Google outbid Microsoft for Nortel patents, but it isn't helping. Dolby is suing Research in Motion, yet RIM is one of the few techs trading higher. Go figure. The Internet radio company, Pandora came public this morning, trading up 30%. In the retail space JC Penney is down after jumping 16% yesterday. Target is lower after expanding their recall on child booster seats. Home Depot and Lowes are down thanks to downgrades. The commodities are lower, but not as much as the rest of the market. Rare Earth stocks are actually trading higher. Rare Element is up 11% after expanding their production potential. After the first hour the averages remained weak, but off the lows. Through the morning the averages remained weak with no real buyers showing up. Heading into the lunch hour the selling reaccelerated to new lows of the day. The Dow dropped 150 points as the Greek Prime Minister announced he would resign for the unity of the government. The US dollar is also rallying on this news as the Euro gets hit. Through the afternoon averages remained weak with the Dow falling 200 points. The Nasdaq declined 40 points. No buyers today. The Dow Jones Industrial Average finished down 178 points, or 1.5%, to 11,897. The Standard & Poor's 500 Index dropped 22 points, or 1.7%, to 1,265. The Nasdaq Composite Index fell 47 points, or 1.8%, to 2,631.
June 14, 2011
U.S. stocks are set to bounce even though there are plenty of downgrades and weaker than expected economic data out this morning. The Dow Jones Industrial Average rose 95 points to 12,048. The Standard & Poor's 500 Index added 11 points to 1,283. The Nasdaq Composite Index climbed 25 points to 2,665. Virtually all stocks are trading higher. In the retail space Casey General and Best Buy are up over 5% following earnings. Smithfield Foods is up 3% on an upgrade. The sector in general reported data this morning showing a slowdown in sales for the month of May, but it doesn't seem to be hurting the market. The financials are higher for a second straight day. RBC downgraded Goldman, however, Oppenheimer reiterated buys on Goldman, Citigroup, JP Morgan, US Bancorp, and Wells Fargo. Zion Bancorp is up 2% on an upgrade. The commodities are bouncing this morning. Diamond Offshore and Transocean are higher on upgrades. Cliffs Natural Resources is higher after issuing more stock to raise money. The techs are higher even though the news is light in the sector. Corning is up 2% on positive analyst comments. HP is higher after shuffling their top executives. Juniper is higher even though it was downgraded. Through the first hour the averages remained strong with the Dow up over 100 points. Through the morning and into the lunch hour the averages remained strong with the Dow rising over 140 points and the Nasdaq jumping 40 points. Only a handful of stocks are trading lower including Cisco Systems, Research in Motion, and Bank of America. In the afternoon the commodity space took the lead in this rally thanks to stronger than expected economic data out of China. Heading into the last hour and in the last hour, the major averages came off the highs due as the financials gave up most of their gains. The Dow Jones Industrial Average finished up 123 points, or 1.03%, at 12,076, its strongest point gain since May 31st. The S&P 500 rose 16 points, or 1.3%, to 1,287, its highest percentage rise since April 20. The Nasdaq Composite gained 39 points, or 1.5%, to 2,678.
June 13, 2011
U.S. stocks opened modestly higher, with a spurt of corporate deals helping the indexes bounce back after six consecutive weeks of losses. The Dow Jones Industrial Average climbed 40 points to 11,992. The Standard & Poor's 500 Index rose 4 points to 1,275. The Nasdaq Composite Index gained 9 points to 2,653. A number of deals and upgrades in the retail sector. Timberland is jumping 42% after agreeing to be bought out by VF Corp. VF Corp is also higher by 10%. Wendys is selling Arbys for $430 million. That deal never worked. Under Armour is jumping 4% on an upgrade. Lululemon was upgraded, but the stock is lower. Molson Coors is lower on a downgrade. Ford is lower after a judge ordered them to pay $2 billion in damages to their truck dealers. Carnival is down after they lowered guidance due to all the turmoil in Asia and the Middle East. The commodity space looks good. Transocean looks good on an upgrade. The fertilizers are performing well. Potash is up on M&A chatter. Patriot Coal is up 2% on an upgrade. Chesapeake Energy is modestly higher after upping their dividend. Cliffs Natural Resources is modestly higher on an upgrade. The financials are struggling to stay in the green. Regions Financial is down 3% on news of an internal audit. Travelers is modestly lower on a downgrade. Genworth sold a unit to Aetna for $290 million. The stock is up 3%. The techs are the weakest sector. All the chip stocks are lower on downgrades. Research in Motion was downgraded, but the stock is higher. Through the morning the averages struggled to remain in the green. Not many buyers out there. By the lunch hour the averages were back to the unchanged level struggling once again. Only a select number of financials are modestly in the green. Through the afternoon the averages actually improved rallying into the green led by the financials. In the last hour, however, the rally evaporated. The Dow average finished up a point at 11,952. The S&P 500 added 85 cents to 1,271. The Nasdaq Composite closed off 4 points at 2,639.


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Category Archives: beauty
A Nimbus for All
Unity—An Affirmation
Paradox of Personality Light
The paradox, the yes and no of things is pervasive. It's not just the transcendent that is intellectually elusive. The child asks, "What is a flower?" How can we answer? How deeply do I know what a flower is? Yet we try to answer.
What is a personality; what is the definition and the limit? We say it is vehicle, that it is a mask, that it's on the surface of things. Then we say all is one, so the soul and personality are one. But there is time we say, and Saturn's rule is the root of this separation. Yet we sense that time is an illusion, and for those who love, "time is not." We find no clear dividing line between spirit and matter, between personality and soul, no place where personality ends and soul begins.
The mask we call personality is deceptive. If the mask speaks of the mask, how could it be other than deceptive? Yet, to the degree that it is integrated with soul, the mask is no longer deceptive. There is no mask in honesty, in wholeness, in unity—and unity is the essence of all. Yet, the most transcendent unified light still uses a form. And if a human form and human symbols are used, a degree of imperfection lingers, an element of deception.
Where then is personality, and where soul? Among actual humans, I do not know if I've ever met a personality. I've seen faces in degrees of radiance and faces transmuting pain. But in all this alchemy, no personalities like the mental construct. Today, I suggest there is no category of personality rapport and or soul rapport. It may be convenient to speak of them, but they are not what is before our eyes. The existence of personality is factual, but it is not true. Before our eye is an exquisite play of light and shade, a world of gradations in flowing colors and shapes. The persona and its provincial and cosmic matrix are worlds of dancing lights, bits of energy with star-like distance between the points of illusion. The soul is the indefinable light that holds these stars in place and feeds their life.
The shine of personality is attractive. But it is somewhat like a moon, shinning with borrowed light. Its real beauty is not in the form at all, but in the soul shinning through. Personality is love in disguise. Virtually everyone I meet in the normal course of life looks well attired to me. They do not speak the language of personality only, they speak also the language of the soul. They do not always know they speak it, even when they do it very well. We hear the voice behind the voice. They cannot hide it; it is the nature of things. I see where the gleam in the eye comes from, even though they have forgotten to explicitly mention it.
The Defining Moment
Someone asked, "What is heaven?"
Well, surely heaven is not what most people think and imagine. It's not the singing of old church hymns and, if heaven had walls, they would not be decorated with the plump cherubs of old paintings. Of angels I have no doubt there are many, though minus the feathery wings of Earth's ornithological types. That is the trouble with the way humans picture heaven, it becomes a projection of the earthly imagination. Surely, there are no towering churches or collections of virgins for the would-be resident.
Now that said, there is a consensus in many esoteric works that the mind and emotions, being exceptionally creative, means that all these things are collectively created on a psychical level. So whatever people imagine heaven to be–personally and collectively–that it becomes for the persons who participate in that thought form. So one can easily see how–in the psychical world–crowds of devoted followers gather around their Jesus to hear the repetition of sermons. But all this must be structures, forms of the earthly experiences projected, as it were, into the skies of the the "heaven worlds." In modern terms, an illusory matrix.
As I have it, all this described is not heaven but a collection of human counterfeits, the very same counterfeits one meets with in the minds of humans generally. How then to elevate the term and concept "heaven" beyond its usual earthly import? "Structures," which is to say forms and materials, are the stuff of worldly life. But there is something else, something truly spiritual, that casts its luster over, in and through the earthly world. The word I adopt for this is "archetype." There is a pattern in and through and behind everything an archetypal beauty being the soul of every form. Truly perceived, life in the external world becomes a window through which the real heaven can be seen. It is not structure, but the creative energy behind.
The nearest analog to heaven in the objective world is light, color, sound, and geometry. These suggest the archetypal pattern on which all is based. To put it otherwise, the soul of every truly beautiful thing and experience of life, exists as a living and dynamic archetype in spirit, and that includes all that every individual is in their deepest self. The archetype of thought, emotion, consciousness, nature, and of the entire cosmic expanse, all exist in "heaven."
"Hell" is in the life hear on Earth, and heaven also, when we can see through to it. That being the case, we need not wait for death to know what heaven is, because it is present now within and about us. It is a living presence in and through us and in and through all things. So then, yes, it is Consciousness–a whole rainbow of consciousness. All that people love and cherish about external life is the shadow of real life, the life called "heaven." Not one good thing in world—in past, in present, or in future time—not one good thing is ever lost. The good unfolds always in an infinitude of wonder that is life. The heart of all is good beyond dreaming and it lies open before us now and through all the lives and deaths on which our spirit rides.
And about evidence there is this:
The Relativity of Galaxies and Body Heat
The cosmic, the universe, the all beyond yet inclusive of Earth, the vast ocean of energy-matter; the misty turn of galaxies and suns, bright lights and luminous clouds and further on, unfathomable curtain of night; so many well designed flames, so many mysteries of light; and here below we focus small, reduced, microscopic, with body heat no match for stars. Or more, we find it so by our binding in time, by animal nature, by blood, by minute psychologies and small pains, troubles rendered in large illusions, yet not one such visible from Space. But thought of the universe is more magical than time and lights brain with new fires; so then, small links to great and the sunlight spaces of the cosmic worlds are close as love.


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By Azernews
By Leman Mammadova
Azerbaijan and Switzerland enjoy a significant growth in trade and the two countries have good potential to expand the scope of economic ties.
The next meeting of the Azerbaijan-Switzerland joint commission on trade and economic cooperation will be held on June 28 in Bern.
Khanim Ibrahimova, Azerbaijani Ambassador to Switzerland, discussed with Erwin Bollinger, Delegate of the Swiss Federal Council for Trade Agreements, preparation for the meeting and the development of cooperation in various fields, the expansion of the legal framework and increase of trade.
Ibrahimova noted that one of the priorities of the development of Azerbaijan-Switzerland bilateral relations is economic cooperation.
?n turn, Bollinger said that Switzerland is interested in further development of relations with Azerbaijan and stressed that the joint intergovernmental commission has increased its efforts in this direction.
The previous, 7th meeting of the commission was held on March 10, 2016, in Baku. The Azerbaijani side is co-chaired by Minister of Economy Shahin Mustafayev.
It is noteworthy that within the framework of the joint coming commission meeting, memorandums of cooperation will be signed between the Agency for the Development of Small and Medium-Sized Businesses of Azerbaijan and the Swiss Association for Small and Medium-sized Enterprises, Azerbaijan Export and Investment Promotion Foundation (AZPROMO) and the Chamber of Commerce and Industry of the Swiss Thurgau canton.
In addition, Switzerland-CIS Joint Chamber of Commerce business forum will be held on June 27 in Zurich. Moreover, a working visit of Western Switzerland's business circles to Azerbaijan is expected in October this year.
Currently, about 70 Swiss companies operate in service sector, trade, construction, industry, transport, banking and insurance in Azerbaijan.
Azerbaijan closely cooperates with Switzerland in the financial sphere, particularly, with the SECO (State Secretariat for Economic Affairs) and SDC (Cooperation and Development Agency). Thus, 38 projects with SECO and 16 projects with SDC are being implemented. Azerbaijan is a member of the WB and IMF Election Group, led by Switzerland.
Switzerland is one of the largest investors in the non-oil sectors of Azerbaijan's economy. In the period of 1992-2018, Switzerland invested about $851.9 million in Azerbaijan's economy.
As mentioned in the Swiss Cooperation Strategy South Caucasus 2017–2020, Swiss assistance to Azerbaijan aims to create a conducive and risk-conscious business environment that will lead to the improvement and diversification of the country's income base.
Switzerland supports large-scale energy and transport projects implemented in the region by Azerbaijan. The Swiss company AXPO is involved in the construction of the Trans Adriatic Pipeline (TAP), which envisages delivering Azerbaijani gas to Europe.
Azerbaijan state oil company SOCAR successfully operates in Switzerland. Since 2012, SOCAR has been operating ESSO Switzerland's 172 petrol stations under its brand.
Last year, trade turnover between the countries increased 2.7 times compared to 2017 ($240 million) and reached almost $650 million. The Swiss exports to Azerbaijan accounted for $513 million in 2018.
It should be noted that over the first four months of this year, non-oil exports to Switzerland made up $45 million. At the same time, Azerbaijan will send an export mission to Switzerland in July this year to promote the export of local products.
During the Azerbaijani export mission's visit to Switzerland last year, preliminary agreements on hazelnut export were reached with Switzerland's GN company, Varistor, Delica and other influential companies. During the mission, Switzerland agreed to import 220 tons of hazelnuts worth $ 125,000.


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A: You can make a consultation appointment by calling 212-567-5300 or 212-567-4300 Monday - Sunday from 8AM to 8PM.
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Fogle is a pawn shop owner in Harlan, Kentucky. He runs a backroom side business as an oxycontin dealer. He has ties to the Dixie Mafia through Wynn Duffy. He exchanges stolen goods for oxycontin supplied by Duffy. He employs oxycontin addicts Wade Messer and JT to steal on demand and deliver to Duffy in Frankfurt, Kentucky. Duffy gives him a list of what he requires. Fogle pays the addicts with oxycontin. Unbeknownst to Fogle, Messer is a federal fugitive wanted for assaulting Deputy US Marshal Raylan Givens. He also employs drug user Wally Becket to assist him in running the pawn shop.
Season 3Edit
Fogle's employee Wade Messer is sighted driving from Harlan to Frankfurt and the Kentucky State Police set-up road blocks to capture him. Messer recognizes Deputy US Marshal Raylan Givens as he approaches the road block and tells his accomplice JT to turn around. JT drives their truck over the verge and tips it onto its side. Messer escapes but JT is arrested. Fogle dispatches his assistant Wally Becket to bail JT out.
Becket brings JT back to the pawn shop and Fogle questions him about his dealings with the police. JT complains that he is in early withdrawal and Fogle offers him an oxycontin pill in exchange for JT pointing a revolver at his own head and pulling the trigger. JT does so, fearfully. Fogle insists he do it again and then tells JT that they are playing "Harlan Roulette" where you have to go twice. JT manages to pull the trigger a second time but loses control of his bladder. Becket mocks him and he turns the gun on Fogle and repeatedly pulls the trigger; no shot is fired because the gun wasn't loaded. Fogle takes the gun back, reveals the bullet he palmed and loads the weapon. He aims at JT and pulls until the shot fires, killing JT. He sends Becket and Messer to dispose of the body.
Fogle is questioned by Givens about JT's whereabouts and refuses to let Givens search his back room. The marshal threatens to return with a warrant. Worried, Fogle calls Wynn Duffy. Duffy eventually orders Fogle to kill Givens. Fogle assigns the task to Messer, instructing him to do it at his home. He gets a call from Messer to say that Givens is dead and that he was wounded in the process. Suspicious, Fogle instructs Becket to get guns and ammunition before driving out to Messer's house. When they get there they find Givens unharmed with Messer in custody. Givens attempts to talk them into putting down their guns and Fogle offers to give up Duffy in exchange for leniency. Becket is worried that Fogle will escape unpunished and begins to tell Raylan about the murder of JT. Fogle and Becket kill one another in a Mexican stand-off.
- Wynn Duffy: Dixie Mafia boss
- Wally Becket: Employee in pawn shop, murder victim, murderer
- Wade Messer: Employee in robbery scheme, oxycontin addict
- JT: Employee in robbery scheme, oxycontin addict, murder victim
- Raylan Givens: Deputy US Marshal, assassination target
Memorable QuotesEdit
- "You're not playing Russian roulette dumb shit, you're playing Harlan roulette" ("Harlan Roulette")
- "If I ever break bad I will keep that in mind." ("Harlan Roulette")
|Season three appearances
|The Gunfighter
|Cut Ties
|Harlan Roulette
|The Devil You Know
|Thick as Mud
|When the Guns Come Out
|The Man Behind The Curtain
|Watching the Detectives
|Loose Ends
|Guy Walks Into a Bar


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Comprised of a 50-50 split of musicians from Hell Fire and Haunt, it only makes sense for Hysteria's fourth album, Night Closing In to sound like a meld of those two projects' classic metal approaches. It leans more to the Hell Fire side in terms of musicianship as the riffing style shows similar thrash and power metal tinges, and the vocals are delivered in a gravelly baritone. The production also has some similar muscle and grit behind it.
However, Hysteria's songwriting on Night Closing In is more melodic than anything that Hell Fire has ever released. The structures are as snappy as the three to four-minute lengths would suggest, and just about every track has a catchy, uplifting hook. It's easy to assume that recruitments of Trevor William Church for bass duties and guitarist John Tucker played a hand in the writing process.
This method, in combination with a half-hour total length risks having individual songs run together, but there is a fair amount of variety to work with. The opening "Graveyard" starts things off with what is the album's best chorus that is followed up with punchy gang shouts on "Prophets of the Void." I can also appreciate the mini-epic flavor of songs like "Death Consumes" and the closing "Soldiers of Tribulation," as well as the more overt power metal flavor of "Look Alive."
Part of me wonders how Night Closing In would've turned out if some of the songs were a minute or two longer, but it manages to be a fun heavy metal offering. Hysteria certainly makes the most of the musicians involved as Haunt's melodic tendencies are well integrated with Hell Fire's gritty attitude. Fans of both bands, along with others such as Traveler and Pharaoh, should find this to be an enjoyable sum of its parts.
"Soldiers of Tribulation"


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