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How To Do Hindu Pushups
Hindu Pushups are an all-round bodyweight exercise that works the lower chest, lats, lower back, hips, rear and front heads of the shoulders, triceps and core stability muscles.
In addition to building good muscle tone, Hindu Pushups require coordination and awareness of body position.
You have to focus on your form and technique to get the most benefits out of this functional exercise.
Hindu Pushups How To
- Place your hands on the floor above head level with shoulder width spacing.
- Then push your hips up higher than shoulder level, keeping a slight bend on your legs and keep your feet shoulder- width apart. Your position should remember an inverted "V". This is called the "Downward Facing Dog" position.
- Sink your head between your shoulders. As you come down you will pull with your lats and tuck your elbows in.
- In one swooping motion, inhale then move your hips toward the floor while your chest and head move upward.
- Exhale at the end of the movement; you should be arching your back, squeezing your chest, triceps, upper back and rear shoulders.
- Go back to the Downward Facing Dog position by pushing with your shoulders and pulling with your abs.
- Repeat the movement until you have completed the target number of reps.
Form and Technique
Hindu Pushups follow a pulling-pushing combination of movements that use different muscles of the body from the lats to the hips, chest, shoulders, triceps, upper back and abs.
All the while you must keep balance and maintain stability of your upper body.
It is also important to follow correct breathing technique: Inhale at the Downward Facing Dog position and exhale as you reach the top position.
Hindu Pushups is not a power exercise. It should be done smoothly and with efficiency.
Variations: Pushups | Decline Pushups
Routine for Strength: 5 sets x AMRAP (30 secs rest between sets)
Routine for Muscle Gains: n/a


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UK & Worldwide Delivery Available
UK & Worldwide Delivery Available
Self Install Lighting Systems
Free UK Delivery*
Free Help With Design
Personal Customer Service
£17.96 £6.96
This miniature highly efficient floodlight offers energy efficiency at its best by consuming only 10 watts of power and producing 800 lumens in light output, equal to 80w Halogen.
Traditional halogens are power hungry, hot and seem to fail quickly and yet energy savers such as fluorescents take time to warm up, often ugly in design and do not offer good colour. LEDs have often been mistrusted in the past, but now there is finally an alternative.
This 10watt flood gives off a good, un-flickering light and even after been switched on for hours it is cool enough to hold in your hand. Its main strength is that unlike Halogens, it takes a long time to fail, so you don't have to continuously replace them which cost a lot of time and money. This is an all purpose, small, compact but very powerful high quality designed light fitting.
|Product Code

subset: commoncrawl


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|Online Casinos
|Casino Promotions
|Casino Security
|Casino Privacy
|Responsible Gaming
Real Time Gaming Software
Real Time Gaming software powers one of the largest online casinos in the world with Bodog online casino. This has made them one of the largest companies in the field with second to none experience. Real Time Gaming has been around since 1998 giving them one of the more established track records in the field of online gaming software.
When looking for state of the art online casino software companies will be hard pressed to find a more established company than Real Time Gaming Software. They have been at the fore front of instant play flash sites and software download based casinos.
Real Time Gaming Software believes that online casinos should be about providing players a fun time to keep them coming back. Over the years they have catered their software to meet this goal. Each game is given a large button so players don't confuse the games. Online casinos can cater these buttons to have their most popular games on the right or top of the screen. There is a small side menu for less played games so players can find these games. With this fun atmosphere that Real Time Gaming provides they have not gotten away from the classic casino approach. All the graphics are two dimensional but they are crisp and easy to see.
Real Time Gaming Software provides companies with enough games to keep all of their players happy. Also this is one of the software companies that do not give all of their attention to slots and give lip service to other games. Looking at Bodog will provide you with the evidence of this. Slots are well done but are not the only thing worth paying attention to. Players will be able to play games such as red dog and casino war that can be difficult to find at many online casinos. The rest of the classic table games you will be looking for are well done also. This includes blackjack, roulette, craps and the rest of the famous table games players come to enjoy.
Real Time Gaming has been around forever it seems. They power arguably the top site for American players Bodog and numerous other sites. If you are looking for software that provides you with the games you want to play and not just slots Real Time Gaming is the company for you. Another one of the tops sites that has been using Real Time Gaming Software is Cherry Red Casino.


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- Director: Jake Handegard
- Release Date: May 18, 2011
- Status: Released
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- Artist Name: Juicy J
- Song Name: Killa
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Travel size gift set
This luxury gift set contains a 75g travel size Rosemary Body Butter, 30g travel size Chamomile Balm and 50ml travel size Ylang Ylang and Lavender Body Oil a great way to try all the Ezápé Naturals products.
The gift box has the Ezápé Naturals logo in vinyl on the lid and the products are covered with luxury yellow tissue making it a lovely gift set to give to love ones and friends or to treat yourself to the range.
The gift box saves you £5 when compared to buying the products separately.
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The only thing standing between you-as-amateur and you-as-expert is dedication. All that talk about prodigies? We could all be prodigies (or nearly so) if we just put in the time and focused. At least that's what the brain guys are saying. Best of all–it's almost never too late.
Seriously. How many people think they've missed their opportunity to be a musician, or an expert golfer, or even a chess grand master because they didn't start when they were young? Or because they simply lacked natural talent? Those people are (mostly) wrong. According to some brain scientists, almost anyone can develop world-class (or at least top expertise) abilities in things for which they aren't physically impaired. Apparently God-given talent, natural "gifts", and genetic predispositions just aren't all they're cracked up to be. Or at least not in the way most of us always imagined. It turns out that rather than being naturally gifted at music or math or chess or whatever, a superior performer most likely has a gift for concentration, dedication, and a simple desire to keep getting better. In theory, again, anyone willing to do what's required to keep getting better WILL get better.
Maybe the "naaturally talented artist" was simply the one who practiced a hell of a lot more. Or rather, a hell of a lot more deliberately. Dr. K. Anders Ericsson, professor of psychology at Florida State University, has spent most of his 20+ year career on the study of genuises, prodigies, and superior performers. In the book The New Brain (it was on my coffee table) Richard Restak quotes Ericsson as concluding:
"For the superior performer the goal isn't just repeating the same thing again and again but achieving higher levels of control over every aspect of their performance. That's why they don't find practice boring. Each practice session they are working on doing something better than they did the last time."
So it's not just how long they practice, it's how they practice. Basically, it comes down to something like this:
Most of us want to practice the things we're already good at, and avoid the things we suck at. We stay average or intermediate amateurs forever.
Yet the research says that if we were willing to put in more hours, and to use those hours to practice the things that aren't so fun, we could become good. Great. Potentially brilliant. We need, as Restak refers to it, "a rage to master." That dedication to mastery drives the potential expert to focus on the most subtle aspects of performance, and to never be satisfied. There is always more to improve on, and they're willing to work on the less fun stuff. Restak quotes Sam Snead, considered one of the top five golfers of the twentieth century, as saying:
"I know it's a lot more fun to stand on the practice tee and rip your driver than it is to chip and ptch, or practice sand shots with sand flying back in your face, but it all comes back to the question of how much you're willing to pay for success."
There's much more to the brain science around this topic, of course–I'm just doing the highlights. And a lot of the research is new, made possible today by how easy it is for researchers to get time with an fMRI or PET scan. And I stretched just a little… there is some thought that to be, literally, THE best in the world at chess, or the violin, or math, or programming, or golf, etc. you might indeed need that genetic special something. But… that's to be THE best. The research does suggest that whatever that special sauce is, it accounts for only that last little 1% that pushes someone into the world champion status. The rest of us–even without the special sauce–could still become world (or at least national) class experts, if we do the time, and do it the right way.
Where this ties into passionate users is with the suck threshold and kick-ass (aka "passion") threshold. Your users will typically fall into one of the three categories in the graphic: expert, amateur, or drop-out. The drop-outs decide that during that "I suck at this" phase, it isn't worth continuing. They give up. Is that something you can work on? Do you know what your attrition rate is?
But the most troubling–and where we have the most leverage–is with the amateur who is satisfied with where they are. These are the folks who you overhear saying, "Yes, I know there's a better way to do this thing, but I already know how to do it this [less efficient, less powerful] way and it's easy for me to just keep doing it like that." In other words, they made it past the suck threshold, but now they don't want to push for new skills and capabilities. They don't want to suck again. But that means they'll never get past the kick-ass threshold where there's a much greater chance they'll become passionate about it. The further up that capability curve they are, the higher-res the user experience is!
Can we help make it easier for them to continue on the path to becoming expert? Remember, being better is better. Whatever you're better at becomes more fun, more satisfying, a richer experience, and it leads to more flow. This is what we're trying to do for our users.
Oh yes, about that never too late thing… most of us can kiss that Olympic ice skating medal good-bye. And at 5′ 4", my basketball career is probably hopeless. But think about this… actress Geena Davis nearly qualified for the US Olympic archery team in a sport she took up at the age of 40, less than three years before the Olympic tryouts.
And if the neuroscientists are right, you can create new brain cells–by learning (and not being stuck in a dull cubicle)–at virtually any age. Think about it… if you're 30 today, if you take up the guitar tomorrow, you'll have been playing for TWENTY years by the time you're 50. You'll be kicking some serious guitar butt. And if you're 50 today, there's no reason you can't be kicking guitar butt at 70. What are you waiting for?


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The Raging Dragon
"In other parts of the world, the dragon is respected as a sign of prosperity and well-being-a force for good. I think the DragonSlayers hate what is good and want to destroy it." That's exactly what one discovers has been happening in William Montreaux's world since his first exploits in his hometown of Bonville, France, led him to national fame (The Crouching Dragon, 1999).
Now, though, a much more ominous danger has appeared, and it threatens to tear the political fabric of France apart at the seams. Continuing in his father Antoine's evil ways, Tony Bersault and his group of thugs, the DragonSlayers, believe that Algeria's independence from France must never be allowed to happen and plan to overthrow President De Gaulle's regime. It takes until William and his friends from home, Louise and Roger, are immersed in events in Paris before they realize what the DragonSlayers are up to-and that the earlier attempts on their own lives weren't just motivated by Tony Bersault trying to avenge his father.
This second book of the "Will to Conquer"
series wraps fictional intrigue and adventure around historical events that occurred in France from 1958 to 1961; from De Gaulle's first year in power and the beginnings of Algeria's move toward independence through the state dinner for the Kennedys in the Hall of Mirrors at Versailles. Although at times too heavily detailed, Lamensdorf does an admirable job of taking his readers through an informed tour of Paris' historical monuments and history as the story unfolds; including descriptions of the Metro, the Catacombs, and the Château of Versailles.
Lamensdorf, aiming his story at those who are twelve to eighteen, has brilliantly mastered the subtle yet appealing way of teaching real history as a backdrop to the escapades of William and his friends. Also, his way of portraying teen attractions in respectable courtships is a refreshing bonus not often found in today's sexually explicit world.
Disclosure: This article is not an endorsement, but a review. The author of this book provided free copies of the book to have their book reviewed by a professional reviewer. No fee was paid by the author for this review. Foreword Reviews only recommends books that we love. Foreword Magazine, Inc. is disclosing this in accordance with the Federal Trade Commission's 16 CFR, Part 255.


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Soba Noodles
Soba Noodles are made from buckwheat flour and are traditionally used in Japanese cuisine (the Japanese word for buckwheat is soba!) Buckwheat is actually a fruit seed (not a cereal grain) and is high in phytonutrients and contains 8 amino acids – it's good for you. Like other whole grains, it helps control cholesterol and blood sugar levels and buckwheat scores high on its ability to satisfy hunger.
Soba noodles are versatile and tasty. They are also lower in calories than wheat grain noodles and they cook quickly.
100% buckwheat noodles do not contain gluten so they can be incorporated into wheat-free diets. However, be careful to check the labels because may soba products are made in plants where wheat grain is also processed and so you may get some wheat in those products – make sure you look for 100% buckwheat!


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The start of a new year is always an exciting time for businesses to look ahead and wonder what the coming year will bring. There are a lot of changes in store in 2014, especially for people who work in technology and web design.
2013 saw a slew of new trends, some of which have begun to fade out and others that stuck around and are still going strong. While 2014 is just getting started, let's take a look at some of the web design trends that have started to emerge or that we can expect to see in the coming year.
via: wdl


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Details from the FIDE Doping Hearing Panel
by Macauley Peterson, February 11, 2009
For two long months, Vassily Ivanchuk's future in chess was in some doubt. After failing to respond to a request for a drug test following his last round loss at the Dresden Olympiad, he faced a potential two year suspension.
During the Corus tournament, of January 21st, all eyes were on Wijk aan Zee, as a committee arranged by FIDE was scheduled to meet with the popular Ukrainian GM to discuss the rules violation.
The following day, FIDE published a news item, "Decision of the FIDE Doping Hearing Panel," which exonerated Ivanchuk.
To arrive at this conclusion, Chess.FM has learned that a preliminary meeting was held on January 20, after round four of Corus.
According to the as-yet unpublished official decision from the FIDE Doping Hearing Panel, Ivanchuk, along with his lawyer Galiena Oleksii, met with four of the five members of the panel to plead his case. Also present was Polina Nikolopoulos-Tsedenova, the FIDE Administrative Manager, acting as an interpreter. The decision states in part:
This preliminary meeting was arranged to give Mr Oleksii the opportunity to give his view on the case, because Mr Oleksii had to leave Wijk aan Zee before the time of the hearing.
The basic argument in Ivanchuk's defense was as follows: After the final round match pitting the United States against Ukraine, Ivanchuk, who had lost to Gata Kamsky, was approached by International Arbiter Abraham Dorner (Israel), who informed him of the need for a drug test.
Although the match selection and board number had been randomly determined in advance in accordance with FIDE regulations, no "Doping Control Officer" was present along with Mr. Dorner, therefore Ivanchuk had technically not "refused" a drug testing request.
The Doping Hearing Panel convened the morning on January 21, between 10:00 and 11:00. The panel consisted of:
Jana Bellin – Chair of the FIDE Medical Commission, which is responsible for overseeing drug testing in chess.
Dr. Hans-Joachim Hofstetter – Vice-chairman of the FIDE Medical Commission
Grand master Jonathan Speelman – member of the FIDE Medical Commission
Grand master David Navara
Arthur Schuering – International Arbiter (Netherlands)
Here is the full article.
"Reprinted under Creative Commons."
Sign up for my free email chess course for Beginners and Club Players. In this free course, I focus on helping beginner chess players see the entire board. You will learn how to attack your opponent from move 1 and create a new threat with every single move! I've created this series of lessons designed to help beginner and club level players understand the game at a deeper level so that you can start beating higher rated players immediately. Start getting free tips from me directly to your inbox!
– GM Susan Polgar


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USTR Launches Investigation Into Digital Taxes That Target American Companies https://t.co/6Tjca86wWq
Nanny State regulations struck down in New York's highest court
Last week, the New York Court of Appeals struck down the Board of Health's Portion Cap Rule that banned the sale of sugary drinks larger than 16 ounces inplaces such as movie theaters, restaurants and sports stadiums. The move is a win for these businesses, the soft drink industry and for customers who don't want to be told by their government what they can and can't drink.
The New York Board of Health first voted to approve the ban of super-sized sugary drinks on September 13th, 2012, with the ban scheduled to go into effect in March 2013. Proponents argued the ban was a positive step in improving public health and in fighting obesity. President and CEO of Montefiore Medical Center Dr. Steven Safyer called the ban "a great step in the battle to turn the [obesity] health crisis around" in New York.
However, the notion that soda is the root "cause" of obesity is not backed up by science. In her op-ed on Politico, President of the American Beverage Association Susan Neely stresses that "neither the body of science nor the facts support the [soda ban] activists' claims." She has pointed out that sugary drinks only account for 7 percent of the calories in a person's diet, and that from the period between 1999 and 2010 soda sales have declined by 12.5 percent, while "over the same period obesity continued to rise." According to Neely, the soda ban places "100 percent of the blame" on a significantly small portion of a person's calorie intake.
Moreover, the city that never sleeps was not too enamored with becoming the city that never drinks soda.In a New York Times Poll from August 2013, 59 percent of New Yorkers polled said that they disapproved of the ban. New Yorkers for Beverage Choices' Eliot Hoff said that Big Apple dwellers would "continue to voice [their] opposition" and that the organization would "stand with business owners who will be hurt by these arbitrary limitations." The "arbitrary limitations" mentioned refers to the fact that the ban did not apply to diet sodas, juices or dairy based products, and did not cover supermarkets or convenience stores,unfairly targeting certain types of beverages and establishments.
A day before the sugary drink ban was supposed to take effect in March 2013, a New York State Judge overturned the proposed regulations, calling them "arbitrary and capricious." The ban was formally killed last Thursday, when the New York State Court of Appeals ruled that it would not be reinstated. The official ruling was that the ban on large super-sized sugary drinks was an overextension of the Board of Health's regulatory authority.
The ruling is good news for the battle against intrusive nanny state regulations. New Yorkers have the right to personal freedom, which includes the right to choose their own beverages. There are many factors that contribute to the obesity epidemic, but resorting to baseless regulations and punitive measures to try to eliminate these factors is wrong. Instead of restricting Americans' freedom to make their own decisions, the board of health and other city officials should focus on making sure that the public is educated enough to make an informed choice about their health without being forced into it.
TAGS: Business, Nanny State, issues


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SAN DIEGO (AP) Anthony Lawrence threw for 367 yards and matched a career-best with five touchdowns to lead San Diego to a 38-17 victory over Butler on Saturday in a Pioneer League opener.
The Toreros (2-2, 1-0) have won 28 straight league home games. San Diego's last league home loss was on Oct. 9, 2010 against Dayton, 21-20.
Justin Priest caught three scores and finished with nine receptions for 148 yards. Tight end Ross Dwelley had six catches including a 13-yard touchdown with 44 seconds left before halftime to give San Diego (2-2, 1-0) a 31-14 lead.
Will Marty was 23 of 42 for 260 yards passing and threw two touchdown passes to Pace Temple for Butler (2-2, 0-1). Temple had eight catches for 155 yards.
More AP college football: http://collegefootball.ap.org and http://www.twitter.com/AP_Top25


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Your feathered friends will be happy to move right into this castle on
Your feathered friends will be happy to move right into this castle on the beach. The hand-painted birdhouse has charming details including a realistic sand texture, flags,crabs, and a beach ball. Includes cleaning door on the back and hook and chain for easy hanging. Resin. Approx. 7"L x 6"W x (" H (19" H with chain and hook.
I accept Pay Pal, Money Orders and Serve, or cash on your own, If any one thing in my booth is wrong or upsetting to you, please let me know. If necessary I can and will remove the item. If you think I went overboard on pricing, let me know that too. I am able to change anything and everything. If you don't like me, I can fix that too. So whatever upsets you I am sure we can fix it.
I ship all items out the same day and no later than the next day depending on the time of sale. If this is an International sale then I will have to check on the actual shipping charges at the Post Office and then add that amount to your invoice
I want every one to be happy with what ever they purchased. If you are not, please contact me. If it is something I can fix I will. Please give me the chance to make it right before you get upset and come looking for me. I want you to be satisfied to the fullest. If the item arrives broken, please take pictures of the item and box as well, then send them to me via email. If wanting a full refund send pics and item back. If I have another one of that particular item, you then have the option of receiving another one, refund or store credit, whichever you prefer.The item must be returned to me in the same condition it was received. I will return the original shipping charge and cost of the item only. Buyer must pay for return shipping. Please contact me before returning your items.
Copyright - Juanitas Attic
Join us here on PrestoStore with your own Store and Site, just ask me how.
Build your own web store with PrestoStore


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OnePlus has announced today a host of interesting offers in the run up to the launch of the OnePlus 6. The much awaited OnePlus 6 is all set to be launched globally on 16th May in London and on 17th May in India.
Details of offer on purchase of OnePlus 6:
- customers can avail a discount of INR 2,000 on SBI Credit and Debit card transactions during the first week. They will also be eligible to avail No Cost EMI for upto 3 months on all popular banks
- Complimentary 12-month Accidental Damage Insurance by Servify
- INR 2,000 cash back and Device Insurance for Idea subscribers
- Gift card worth INR 250 for all Amazon Prime Video consumers and discounts up to INR 500 on Amazon Kindle
- Benefits up to INR 25,000 on flight and hotel bookings from ClearTrip
OnePlus has also provided fans with the chance to pre-book the OnePlus 6 on Amazon.in with added benefits, prior to its official launch in India. OnePlus had partnered with Amazon.in for a 'Fast AF' sale, between 13-16 May, wherein customers can buy a Gift Card worth INR 1,000 to be used to buy the OnePlus 6 between 21 and 22 May 2018 and get Amazon Pay Balance worth INR 1,000 in addition to aforementioned offers.
OnePlus will also be hosting pop-up events across 8 Indian cities, including Bengaluru, Delhi, Mumbai, Pune, Chennai, Hyderabad, Kolkata and Ahmedabad between 21-22 May 2018. Fans will be able to experience and purchase OnePlus 6 at these pop-up stores over two days, on a first-come-first-serve basis.
The OnePlus 6 will be available for purchase on OnePlus.in, Amazon.in, OnePlus Experience store as well as all other OnePlus offline sales channels.


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Posted by Mitzi Curi
Many of us are using Pinterest for personal pins, but do you use Pinterest to promote your business? Pinterest is a powerful tool for an indie artist or crafter, considering that over 90% of communication is nonverbal and Pinterest is all about using visual images. And the Pinterest site has been rolling out many interesting options for businesses lately. So it's time to get started using Pinterest to promote your business!
Let's start at the beginning. We've touched on this topic before here on IndieMade. For a good introductory article about Pinterest for Business, see our article HERE. Also, Axel McCarthy wrote an article how to use the sharing feature on your listing page. Be sure you are aware of that feature! For Pinterest Basics, see this page on the Pinterest site.
Pinterest Tips for Business
1. Sign Up!
To set up your Pinterest for Business Account, refer to this page. Once you sign up for Pinterest for business, this page will tell you all you need to know about using the Pinterest logo. You will also want to download the PDF, full of Pinterest for Business info: Pinterest Best Practices PDF.
2. Verify Your Website
Once you begin using Pinterest for business, you will need to "verify" your Pinterest site. "Verifying" means identifying the site as yours. You can find directions for verifying your site here.
3. Write Awesome Pinterest Descriptions
Just a word about descriptions: pay attention to them! Research on pinner behavior has found that short descriptions aren't necessarily the best. Thorough, useful descriptions using keywords should be the goal. This will help pinners find your pins in search. For specific tips about writing good pin descriptions, see this page.
4. Use Rich Pins
Business owners will eventually want to familiarize themselves with the concept of "Rich Pins." Rich Pins are, in a nutshell, pins that have extra details added to them to make them more useful. There are five types of Rich Pins: place, product, movie, recipe, and article. To get started, you'll need to prepare your website with meta tags, test out your Rich Pins and apply to get them on Pinterest. If you're not technical, you might want to ask a techie friend or hired geek to help you! Here are the specifics.
5. Get Help
As you set up your Pinterest for Business account, questions might arise. Pinterest recently announced they now have an improved Help Center. Be sure to bookmark this page for future reference.
6. Check Out Pinterest Analytics
We are all familiar with Google Analytics, but Pinterest has their own web analytics. If you are using Pinterest for Business, sign up for Pinterest Web Analytics to track your reach and progress.
7. Read the Blog
Pinterest has a Business Blog that's full of helpful posts on various Pinterest topics. Keep abreast of Pinterest-related topics by bookmarking the Pinterest for Business blog. Recent factoids posted on the Pinterest for Business Blog include quotes and inspiring messages are some of the most popular pins; pinners love humor, so if you can come up with something humorous related to your brand there is a good chance of re-pinning; vertical pins are more popular than horizontal pins; and video pins are becoming more and more popular.
8. Find Pinterest Inspiration
You might like to see some examples of businesses that have used Pinterest to improve their businesses. Lowes, the home improvement store, is one good example of a chain store that's used Pinterest to their advantage. They maintain a Pinterest board with lots of do-it-yourself project examples to inspire potential customers. Check out this page for some more interesting examples of businesses that use Pinterest as part of their marketing plan.
Most "pinners" know how addictive Pinterest can be. Why not spend that time making pinboards that will help spread the word about your business? Pinterest is making it easier all the time, so go ahead and get started!
Other Similar Content
Rich Pins on Indiemade
The question I have is, how do we get rich pins from our IndieMade shops since we do not have access to the html head? I actually sent this question to Support a few months ago but never got an answer. I was hoping to see one here. Could you expand on this? Thanks! :)
Sorry --my memory lapse... I
Sorry --my memory lapse... I did get a reply but was told that at the time IM was not yet optimized for rich pins. If it is now, how do we apply it? Thanks.
Rich Pins are live for products in the upcoming release
Hey Jean... I just double-checked with the dev team. All IndieMade sites will have rich pins support for products and blog posts starting with the upcoming release. You won't have to do anything other than validate your site and apply to get them on Pinterest. We'll post to the blog when it's live.
Rich Pins have been live for a few weeks
Whoops, forgot to update this -- Rich Pins have been live for a few weeks. It's live on all sites for product and gallery images.
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I live in the U.S.A. and have been to Canada on numerous occasions by myself, with my wife and kids, and I have loved going there and carried a very positive image of a grand country. However, after seeing the disgusting Raptors fan treatment of Kevin Durant, a great player, from the shoot-around to his injury, it was the most sustained, putrid lack of sportsmanship I have ever witnessed. In one fell swoop they have changed my opinion, and I don't want to go back anytime soon. I was going to go to a conference up there, but I will be going to the U.K. instead with the same organization. Toronto doesn't deserve a championship in the NBA. We, the U.S., may have Trump, but Canada has Raptor fans and they are more disgusting.
James Curiel
Virginia Beach, Va.
(You gauge a country on the behaviour of a few hundred fans at a hyped-up basketball game?)
I love those 'end of world' commercials the beer monopoly and unions have on the air now. The sky is not falling, you're going to distribute to more locations, sell more beer, people will still go to the Beer Store for 2-4s. Get together with the unions and come up with something for the 21st century like lower prices and longer hours (especially in summer). If you're as good as you say you are, you should hold up to any competition.
Mike Swain
(We head south for Genesse Cream Ale — $14.99 for a 30-pack)
More than ever I fear for the fate of Michael Spavor and Michael Kovrig, the two prisoners of the Chinese government. PM Justin Trudeau will be meeting Chinese President Xi Jinping at the G20 summit later this month. To be sure, the first thing Trudeau will do is lecture the president on human rights. He just can't help himself. The Chinese president will not take well to being lectured by Trudeau or anyone else for that matter. I truly believe that Mr. Spavor and Mr. Kovrig will have a far better chance of being released if the government keeps Trudeau home and sends someone else to the G20. Trudeau obviously considers himself much superior to any other world leader.
(Keep him away from everything)
I did not realize what horrible people we Canadians really are. Mr. Prime Minister, in just a few years of your leadership you have pointed this out many times. I would like to thank you for apologizing so many times for our past and present misdeeds as a country and for being citizens of this country. In my almost 72 years as a Canadian, I did not know what a bad guy that I am. So I apologize to you for being such a bad guy and I hope that when you are booted out of office you have a nice life with your trust fund and PM's pension taking care of you and yours.
Dennis Scharfe
Bayfield, Ont.
(Good riddance … to him)


text: It's that time of year again- Prost! I love checking out Oktoberfests all over the country. Wherever I may be at the time, I can always find at LEAST one. Coming from a German background, speaking German, and having visited Germany, I feel at home at these events. The beer selection- always great. The music and dancing- always great. The people watching- always great. The food selection, however- not so great. Whatever background you come from, you tend to know what dishes are traditional of your culture, how it should actually taste, and where to find it when you get a craving. Over the years, I have learned not to get my hopes up when trying out a new Oktoberfest. They mainly serve brats, sauerkraut, pretzels, and wienerschnitzel IF you are lucky. But what about the main staples of sauerbraten, knodel, spatzle, and so many more? In areas where German restaurants don't exist, if you can't get authentic German food at Oktoberfest, when and where can you? It makes me wonder if any other culture's (that I don't know much about) festivals are this inaccurate as well. Are people of those cultures annoyed that they are not accurately being represented? If any of you know of Oktoberfests (besides the official one in Germany) that have all of these foods and more, I'd love to hear about them! In the end, what it comes down to is the fact that you can't not have fun at Oktoberfest, and I will press on in efforts to find a truly remarkable one. Side Note: If you can't find some place that makes/serves/sells your favorite German food, you can always cook for yourself by going to World Market and stocking up on ingredients like I did yesterday!


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Monday, December 1, 2014 2:45 pm ·  0 Comments
By Gisele Shaw
As a celebration community for the Toronto 2015 Pan Am Games Torch Relay, the Town of Oakville is now accepting nominations for its official torchbearer to carry the flame through Oakville next June.
According to the Torch Relay organizers, a torchbearer is someone who embodies the true spirit of the games and the Toronto 2015 vision to: inspire participation in sport; celebrate multiculturalism; and leave a legacy of sustainable excellence.
The Oakville Pan Am Torch Relay 2015 Community Committee will receive nominations online until Friday, January 9, 2015. The committee, including representatives from local sport and community organizations and town staff, will review all eligible nominations after January 9 to select one official torchbearer and two alternates. Those selected will be contacted by the committee by the end of January after which their names will be provided to the TO2015 Torch Relay organizers for final review and approval.
The Torch Relay is a 41-day journey to celebrate the spirit of the Pan Am Games in communities across Canada, starting May 30, 2015. The torch will travel through Oakville in June before its final stop at the Pan Am Games opening ceremonies in Toronto on July 10, 2015.
Oakville Torchbearer Nomination Period: December 1, 2014 to January 9, 2015
The Oakville Pan Am Torch Relay 2015 Community Committee will accept nominations beginning Monday, December 1, 2014 until Friday, January 9, 2015. The Oakville Pan Am Torch Relay 2015 Community Committee will review all eligible nominations after Friday, January 9, 2015 and select one official Oakville Torchbearer and two alternates. The selected torchbearer and alternates will be contacted by the committee before January 30, 2015.
Prior to completing the Oakville Torchbearer nomination form, please review the following torchbearer eligibility criteria to ensure you or the community member you are nominating meet the criteria for selection.
Oakville Torchbearer Eligibility


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When we are very young, we pick up injunctions from our parents or other influential figures in our very early life. Our parents unwittingly (in the vast majority of cases) pass on their own injunctions to us before we are able to process them, judge their value and decide whether or not they are useful for us. These injunctions then sit below the level of our conscious awareness and subsequently influence many of our life choices, options and decisions for large parts, if not all of our lives. They form our life script and what we believe is a direct result of them. The injunctions we can take on fall under the following broad categories:
- Don't be / exist
- Don't…
- Don't be you (gender)
- Don't feel
- Don't grow
- Don't succeed
- Don't be well
- Don't be close
- Don't think
- Don't belong
- Don't be a child
- Don't be important
In many cases, these are not actually said directly in these words. We pick these up through how we are held and touched, what we hear, what we see in others and through our own innate intuition as humans. These are things we are forbidden. They are the opposite of the permissions we need to live a fulfilled life.
When I think back over my life, I definitely resonate with 'Don't feel', 'Don't be close' and 'Don't think'.
Showing emotion as a male child was frowned upon and whenever I cried, particularly from the age of 10, it was something that I tried to hide and was ashamed about. I inherited a reticence to hug people. We were not a 'huggy' family and for a long time, I didn't do this with my own children enough. Lastly, I was brought up in an era when there was still a 'children were seen, but not heard' attitude. With some older members of my family, opinions were not always welcomed or regarded as not valid and we were told what to do rather than being allowed to think things through for ourselves. I will point out that I had a happy childhood and my parents provided a supportive and welcoming home. I didn't want for much within the confines of their ability to provide it.
The thing is we all have these injunctions installed in us through the generations of our families. In most instances, our parents or other close family members are just doing the best they can with the resources they have e.g. their own injunctions, beliefs and other filters.
I've ripped up my script
In recent times, as I became aware of my injunctions. I've ripped up my script.
- Showing emotion is perfectly OK and I don't care what people think if I shed tears of sadness or joy.
- I hug so much more now, You need 4 hugs a day for survival, 8 for maintenance and 12 for growth. Try hugging more, it's great.
- I am allowed to have an opinion and to express my thoughts. I don't expect everyone will agree with them and that's OK. Just believing that I have the right to express myself and live my life in ways that I believe are useful is highly empowering.
If you think about your life, which of these injunctions still influence how you live it? How have you limited your choices and options because of them? What would it be like for you if you gave yourself permission to be someone or something else?
It isn't easy to challenge and disrupt your script. It can be painful, emotional and scary. It requires awareness and courage and the strength to persevere, working on the understanding that the only way out is through. I can personally vouch that the effort is worth it. The realisation that you can live a life your way, free of the unwitting (or otherwise) influences of others. Making choices and decisions that are yours and lead you where you want to go.
So maybe you might find it worthwhile to reflect on your injunctions? Just becoming consciously aware that they exist in you, could be enough to start dislodging the beliefs attached to them and this could create more choice in your life to behave in ways that get you more of what you really want.
If you want real help in ripping up your script, then give me a call and we can talk through how you can get what you really want. For more information, contact me by clicking on the button below. You can schedule in a free 'Freedom call with me where we will find out what you truly want, what's stopping you from getting it and what possibilities exist for you to really do what you want to be able to do but can't do yet.


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SKIN&CO Roma Sicilian Light Serum, 1 Fl Oz Description
Product Description Sicilian Light Serum has been formulated to offer a triple action banishing dull and lackluster skin: brightening, softening and tightening, while providing active ingredients to boost collagen production, minimizing appearance of fine lines and wrinkles. Sicilian Light Serum works to tone and even the complexion, to reveal glowing and more youthful skin. Brand Story By Skin&Co Roma


text: AdvertisementAdvertisementAdvertisementby Aaron Wimberley6 Oct 2011Difficulty:BeginnerLength:QuickLanguages:EnglishMotion GraphicsRiot GearAdobe After EffectsThis tutorial was inspired by the end of this Captain Morgan commercial. By combining a few different elements and the stroke plug-in you can create a smokey text reveal that can be used on many different kinds of projects. Tutorial AdvertisementAdvertisementAaron WimberleyI have been working with video since 1999, when I was a teenager and worked on a Videonics Titlemaker™ connected between two VCR's. I have been a professional since 2004 and work on many kinds of projects, mostly for non-profit organizations. I am eager to learn and happy to share my experience. I hope you learn something from the information provided.Feed Like Follow Weekly email summarySubscribe below and we'll send you a weekly email summary of all new 3D & Motion Graphics tutorials. Never miss out on learning about the next big thing.Update me weeklyAdvertisementDownload Attachment TranslationsEnvato Tuts+ tutorials are translated into other languages by our community members—you can be involved too!Translate this postPowered byAdvertisementAdvertisement


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Regulating School Fees/ Charges
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Few years back when the Hon'ble Supreme Court banned donation of any kind in schools at the time of admission many parents like me felt jubilant and celebrated. We at that time did not knew that a one time saving in terms of donation money would come back hounding us all every year in much bigger way in form of re-admission fee which the schools introduced to make up their losses from foregone donations.
With all my understanding I still can not figure out the logic behind this fee charged by schools every year. Why a parent needs to pay thousands of rupees every year when his kid gets promoted from one class to another in same school. The amount is clubbed together with charges like new uniform, Books, Stationery, and other one time charges in the name of re-admission fee and can run in even a lakh of rupee in branded schools. All these expenses are charged either in march end or 1st weak of april, when after all the tax payments/ tax savings and other obligation a salaried individual is struggling to maintain his daily livelihood.
The law breakers always find a way around the stringent laws. We need a firm education policy which should lay down uniformity in our education system with regards to the following :
1. Fee structure with maximum fee fixed per month or quarter.
2. Common syllabus , Many of us who are in service and get transferred in every 3-4 years face this issue while changing schools.
3. Exam / Result and admission schedule should be same in all schools.
4.Policy on Books / uniform / stationery. These should not be forced upon parents to buy from schools only.
5. Guidelines should be issued and made public on minimum education criteria and minimum training certification of teachers to ensure quality of education.
6. Their should be a mechanism wherein parents can raise their complaints against short coming of schools in case of non-compliance. This complaints and its resolution/ punitive actions should be available in public domains so that it acts as deterrence for other schools.
I hope the GoI under the able leadership of our Hon'ble PM Shri Narendra Modi, takes timely action to give some relief to millions of middle class parents like me.
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Hey, you!
Yes, you.
I recently read about the "top 50 Harare naughty girls" list while catching up on what was then the hot internet gossip about one Geraldine Baye that's doing the rounds. Geraldine was one of the supposedly "naughty girls" on that list. I don't know any of the women listed and the story wasn't much of a read, but the fact that such a list exists bothers me.
In the mid-90s when I was in high school, femmes couldn't walk in downtown Harare wearing spaghetti straps. To do that was to guarantee being stripped and traumatised. Copacabana was well-known for this. Never mind that spaghetti straps are only practical considering the heat in Zimbabwe! While not all pockets of Zimbabwean society embrace women wearing what they want yet, thankfully, we're slowly evolving from that.
In the 90s, you also couldn't buy condoms as a femme. I'm one of those women who just take their Durex, (I'll pass on your side eye and running commentary) and leave, thank you.
When I was in varsity in Grahamstown, news of semester shenanigans were reported back to the motherland, and retribution was dealt out with a heavy hand during vacations. Reputations were ruined, and people's private business was put out on the streets. That was over a decade ago, and we're still there. The only difference is the internet, which explains how I, sitting 1 064 kilometres away, know who is ranked Harare's naughtiest.
Before I climb onto my soapbox, let me pause for a second and declare that I am no feminist. I do however suffer from a slight case of emancipation-of-the-mind syndrome, which in essence makes me a rebel. I'm not sorry about that.
So what bothered me about the list? First, the effort required to put this list together. Carefully selecting 50 women from Harare to name as the "naughtiest" is a lot. So much effort for something so inane! 50 people?! What criteria was used to evaluate? Was there a shortlist? Was there a panel? If so, who was in it? Was there a nomination process? Were the results audited? Equal rights aside, is there a corresponding partners list, because surely these girls were not sexing themselves or each other? Or were they…?
The second, and most glaringly ridiculous thing about that list to me, was the use of "naughty" and "girls" in the title. Naughty is a word used to describe a petulant child. Both words are grossly inappropriate because these are grown women we are talking about. Grown women who CHOSE to have sex. They are not oversized children, so why are they being reprimanded? This, which is equivalent to 'telling on you', is as about as effective as giving them a smack on the wrist and sending them to the naughty corner for 15 minutes.
Personally, When I hear the word naughty being used to describe an adult, my default position is that they have bedroom tricks. Maybe my mind is forever in the gutter. But it's lovely down here where the world is full of fun and possibilities. Join me? Become a teetotaler? Or maybe just get a hobby. Whatever your choice, you need to leave all matters pertaining to vaginas up to the individual on whose body they are found.
Some can argue that Zimbabwean society is 'conservative,' but even that makes assumptions based on individual values and beliefs. Conservative is not a uniform standard. To shame someone for what the anonymous collective deem an inappropriately large amount of activity, ergo promiscuousness is helluva judgment. You should consider getting off your high horse because the air up there is obviously so low in oxygen, you're unable to function as a rational being. Why are we so consumed with something that is none of our business? And by we, I mean you and your judgmental self.
Adults can and do make their own choices. Slut-shaming them will not stop this. It just makes you look petty, jealous and scorned. And the reality is this: the ins and outs of a femme's vagina remains the prerogative of said femme. It is not a collective vagina. So, before passing judgment, hate and scorn on another, ask yourself: how much of my business is this? Look down. Is it your vagina? No? Then the correct answer is none.
There's been so much fuss around female sexual activity that most of it is now shrouded in secrecy. We've created and published lists upon lists!
We are doing ourselves a massive disservice by 'naming and shaming'. If we want to be noble, and righteous, and proper, we should consider taking a different approach.
This one is a fail.
Has it stopped the 50, or anyone else from having sex? Nope.
And here's why: Sex is nice.
Instead, all it's done is made the others who are not on the list better at hiding their activity so they too can avoid being slut shamed. Underground sex makes it easier for people to have multiple partners, which from a disease management perspective, is dangerous. We will not stop the scourge of society and the disintegration of morals and values by calling out women and trying to shame them into submission. FYI, it's not working anywhere else in the world either.
You need to stop shaming women for using their body parts – ALL their body parts, for what they are intended for. Shift your thinking.
I'll get off my soap box now.
Rumbidzai Makina
Rumbi is a human capital management consultant and delighted divorcée. A FOMO sufferer and lover of all things nice, Rumbi swears by the healing powers of a vigorous workout, vodka and red wine.


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Publishers Weekly interviews Brenda Bowen about plans to publish comics as part of Bowen Books, her new children's book imprint at HarperCollins. Bowen had previously been an editor at Hyperion, where she established a publishing relationship with the Center for Cartoon Studies, among other projects. "Bowen has plans for a graphic novel based on one of the most famous Civil War battles (Jan. 2009), a kids' picture book by cartoonist Lynn Johnston (summer 2009) and a new graphic novel based on the work of New York Times bestselling author Melissa Marr," PW reports. Bowen adds: "I've also just signed a novel in comics called Herbert's Wormhole, written by Peter Nelson and illustrated by Ro Rao. It's a funny book for children eight to 11 years old, about a kid who creates what Einstein only imagines—a wormhole that bores down to the future."
Brenda Bowen Talks Comics
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On December 17th, a painting exhibition organized by Enterprise & Art opened in the Intercontinental Hotel in Muscat, Oman. Thereafter the exhibition has been on display in the Beit Al Baranda Museum until June 2014.
The 23 oil paintings and watercolors of Omani culture, nature and wildlife on show are the works of six European artists, who are internationally renowned specialists in their field.
The artists whose work is presented are John Bawtree, Araun Gordijn, Ahmad Haraji, Dick van Heerde, Bernd Pöppelmann and Renso Tamse.
Through the Amsterdam based art agency Enterprise & Art these artists have produced works in commission for Royal Estates Affairs of Oman since 2007.
Especially for this show the artists have each painted several new works. The show is a pictorial tribute to Oman's pristine nature and the hospitality of its people.
Intercontinental Hotel Muscat
Al Kharjiya Street, Al Shati Area, Muscat, 114, Oman


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Working at Synergy Codes
April Awayday 2015 - in pursuit of even greater adrenaline boost
Is there a better way to start the long May weekend than by team-building activities? Thursday the 30th of April could have been yet another day of work at the office, but instead it was a day full of surprises. Although everyone had known the date of integration, we didn't know what to expect thanks to Kasia's discrecy. That, of course, led us to some speculations of what to expect. With such a hype around our integration, we gathered at Chemiczna Street at 9 a.m. eager to know what would happen next.
Working at Synergy Codes
"Family" gathering at the Christmas Eve 2014
As the fruitful year 2014 was coming to an end, the time was ripe for summing-up the progress of company development and spending some time together in a family-like atmosphere. Wigilia party proved to be perfect for that, as it made us gather together at the table full of traditional dishes.
Working at Synergy Codes
Autumn Trip to Ślęża 2014 - in pursuit of some serious adrenaline boost
Once upon a time (in a galaxy far far away ;) ) Synergians went on a two-day integration trip. For some of us, including the author, it was the first integration trip at Synergia Pro ever. To start the story off, everything was a great mystery and nobody knew what to expect. We were only told to take along some sportswear and be prepared for lots of entertainment.


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The Accommodation Shop is currently in need of rental property (both residential and commercial) throughout Kent and Sussex.
The rental market is currently so buoyant that demand is outstripping supply and at The Accommodation Shop we are letting properties in record time to qualified tenants. If you have a property to let and want the help of a local expert with years of experience and success, then look no further than The Accommodation Shop.
We are 100% dedicated to lettings and property management! Our professional staff are on hand to help you make the most of your investment.
We offer a FREE market appraisal of your property and our staff are on hand to answer any questions that you may have.
For more details call or email and we'll be happy to help YOU!


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Unlike HTTP or FTP downloads, Bit Torrent does not transfer the file from one source to the PC. Rather, it comes from different users who participate in the individual network for the respective file. Not even the entire file has to be on the computer. It is sufficient if the user has a fragment which he passes on to other users who may already have other parts.
The chance of getting all parts of a program together is therefore greater than with other exchange systems, where only owners of the complete file also pass these on.
Unique identity:
Bit Torrent exchanges files in a networked environment. One or more vendors make a file available for download, and Bit Torrent clients then download the file to your PC. Torrent technology generates a control file (.torrent) a few KB in size for each file provided. This metafile contains a unique ID (hash) with information about the file itself and the download address. The download sources are hosted by a so-called tracker.
- It makes it possible for a client to find the respective data file in the first place.
- In the first step, the torrent file is loaded from a homepage via a web browser and then opened with a torrent client.
- Only then does the download of the actual data file start.
- The sources are differentiated between "Peer" and "Seed".
- A client is a peer if it is still loading the data file.
- Seeds are users who have already completely loaded the data file specified in the torrent and only offer it as a source for the peers.
- At least one seed is required to complete the transfer successfully.
As fast as a download manager:
After you have downloaded parts of an archive yourself, these parts are also distributed to other Bit Torrent users. The more peers help with the distribution, the faster the download will be. The transfer principle is similar to a download manager. First, the client creates a local file, which is then composed of different individual file segments (chunks). Because the tracker knows the active sources, the Bit Torrent client does not have to constantly search for new sources and thus reaches much higher speeds than are possible with conventional file-sharing networks, for example. There is no search function in the torrent network. The client only knows the sources that are listed in the torrent file or known to the listed sources.


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If you don't have employer-sponsored health insurance, health care for the years leading up to retirement can be wildly expensive—even if your health is good.
People in their 50s and early 60s who are self-employed, cannot get health insurance through their jobs, or have retired early can buy individual health insurance. But premiums for older Americans are high. And they get higher the closer you are to age 65, the age when you become eligible for Medicare.
Because of this, many people sign up for high deductible plans with high out-of-pocket costs, or they go without health insurance and hope nothing happens.
Legislation introduced by Sen. Debbie Stabenow (D-Mich) aims to provide relief by allowing people aged 50-64 to buy Medicare coverage. This legislation has the potential to make health insurance less expensive for everyone.
How Medicare at 50 Might Save You Money
The Medicare at 50 legislation would give people the option of buying into Medicare's Part A, B and D coverage starting at age 50, with the same benefits that people aged 65 and older receive now. There would also be an option to buy a Medigap plan to cover out of pocket costs, with guaranteed acceptance into a plan. For people whose income makes them eligible for subsidies under the Affordable Care Act, those subsidies would also apply to Medicare buy-in coverage.
Sponsors of the bill say the program will pay for itself through monthly premiums. Though it's unclear at this point what those premiums would be, they are expected to be significantly lower than the premiums older people pay for Affordable Care Act plans.
Younger people buying into Medicare would probably pay more for coverage than people over 65 pay. Most people 65 and older pay no premium for Medicare Part A (hospitalization) and just $135.50 a month for Part B (medical). A 2008 estimate from the Congressional Budget Office said the government would have to charge a premium of $7600 a year (about $633 a month) for a Medicare buy-in to work.
That's still far less than many people are paying now. A 62-year-old who earns $50,000 a year pays an average of $12,904 a year (or $1075 a month) for an individual Silver plan. If a significant number of older people choose Medicare instead of an ACA plan, the ACA plans will have a younger risk pool and potentially become more affordable for younger people.
The Bill Faces Opposition
Medicare at 50 may be less controversial than Bernie Sanders' (D-VT) Medicare for All legislation. Polling by the Kaiser Family Foundation indicates that 77 percent of Americans support a Medicare buy-in for people aged 50-64.
But the legislation still faces strong opposition, particularly from hospital groups who say they can't afford an expanded Medicare system because Medicare's reimbursement rates are so much lower than what private insurance companies pay.
Medicare at 50 May Help More People Get Health Care
In our business, we talk to people every day who are enrolling in Medicare for the first time. While some have had good employer-sponsored coverage in the past, others are thrilled that they will finally have insurance for the first time in years. We hear stories from people who have delayed taking care of medical conditions because they couldn't afford the insurance premiums or the out-of-pocket costs to satisfy their deductibles.
It remains to be seen whether any of the current Medicare expansion bills will be financially or politically feasible. But we are excited to see dialogue and proposals that may provide healthcare coverage to more people and make it possible for them to take care of their own health and the health needs of their families.


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The Amigo Mio Lite Turnout is a great value rain sheet to see you through the British Summer! The Mio collection forms part of the Horseware Amigo rug range and is designed to offer good quality rugs at low prices. This Amigo Mio Turnout Lite is fully waterproof and designed using Horseware's classic original cut that includes their patented leg arches for improved fit and movement.
This Amigo lightweight turnout rug is breathable to the dripstrip (lower contrast panel) and therefore offers a good all round value for money turnout rug. Please note it is not possible to attach a neck to this turnout rug. The Mio Lite Turnout features bold contrast colours and also a matching collection of fleeces and stable sheets.
We endeavour to post out your goods the same day they are ordered; however, in busy periods this can take a little longer.
UK Orders
UK Next Day Delivery
International Orders
Please see our Terms and Conditions for our full delivery policy.
Returns Policy
The following is a quick guide to our returns policy:
This is a summary of our returns policy, for full details visit our Delivery Details page.
The following is a quick guide to our returns policy:
All orders will contain a returns form, please follow the instructions on this form to return an item.
You must make your own arrangements to return goods to us and all postage costs are to be covered by you unless the goods are deemed faulty. We recommend that you obtain proof of postage as Horse Direct cannot be held responsible for any items lost during transit back to us.
To see our full Returns Policy please visit the Returns Information page.


text: Temperature is one of those aspects of the everyday world that seems rather abstract when viewed from the standpoint of physics. In scientific terms, it is not simply a measure of hot and cold, but an indicator of molecular motion and energy flow. Thermometers measure temperature by a number of means, including the expansion that takes place in a medium such as mercury or alcohol. These measuring devices are gauged in several different ways, with scales based on the freezing and boiling points of water—as well as, in the case of the absolute temperature scale, the point at which all molecular motion virtually ceases.


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How Are Biosimilars Regulated?
The European Medicines Agency (EMA) was the first body to develop an overarching framework for approving biosimilars. Biosimilars have been approved for use in the European Union since 2006; they also have been approved for use in Australia, Japan, and Latin America.
In the United States, a regulatory pathway for approval of biosimilars was made possible by the Biologics Price Competition and Innovation Act (BCPIA), a provision included in the Patient Protection and Affordable Care Act (Affordable Care Act) of 2010. The BCPIA created an abbreviated licensure (approval) pathway for biosimilar products that have the same mechanism of action, route of administration, dosage form, and strength as the original reference product. The biosimilar product may be approved only for the indications and conditions of use that have been approved for the reference product.
The FDA evaluates the safety and effectiveness of all new, original biologics, just as it does for new conventional medications. The goal of biosimilar development is to demonstrate that the proposed biosimilar is "highly similar" to the reference product, with comparable safety and effectiveness.


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Learn, connect, and enrich your practice at the ADRIO end-of-year Meet 'N' Greet. This event is the perfect opportunity to meet colleagues over dinner and connect on matters of common interest.
We are bringing back "Table Talk," an excellent interactive format that will allow you to meet practitioners chosen for their expertise in a wide variety of subject matters related to ADR.


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Armadillos may look scary (or at least to those who are afraid of mammals with shells) but mostly they're innocuous and are often victims of road accidents because they're jittery and nervous when startled. So basically, they're pretty harmless. But the armadillos in this new Android game are anything but (actually, they hardly look like armadillos) and have one purpose only: to destroy the blocks around them and get you as many points as they can.
Blockadillo is an arcade game where you use the colorful armadillos to smash through the numerous blocks that are surrounding them. Sounds pretty easy right? Well, yes, until you realize that you can only control them by steering left and right but they have a mind of their own when it comes to going up and down. Then it becomes challenging to get them to do what you want. Add to that the fact that the blocks themselves have different abilities and challenges to present to you and your bouncing armadillo.
The game's setting seems to be in the remains of an ancient culture. You need to solve the puzzles on each level, get out of the deadly traps set for you, collect golden idols, activate ancient machines and basically earn as many points as you can, all while trying to control the armadillos that will get you all that.
The first world of Blockadillo, which you can download for free from the Google Play Store, has 40 levels for you to conquer. The game also has a second level, also with 40 levels, but this time you got to shell out a single in-app purchase to be able to play.


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At Sanctuary Marketing Group we've become very fond of the WordPress software platform. It's a valuable and affordable tool for our clients and we are dedicating ourselves to working with WordPress for blogging, custom website development and for a robust content management system for our sites ongoing. The great thing about WordPress is that it's open-source software which means that it's free to use. For our clients, there are no fees to purchase the software and we only charge a small fee ongoing to keep the software updated for bugs and security releases. So it's a very affordable way to gain control over your website without paying a web developer to make changes.
We'd like to invite you to review this four part introduction about why we think WordPress is a great solution for managing the content of your website. It's only 20 minutes total. It's a great overview if you are considering WordPress for your website and it serves as a good, educational overview for those that need a basic introduction on how to use the software.


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PEL Supply is a worldwide distributor of orthopedic and prosthetic equipment and supplies. Following a SKU analysis, the company turned to Sedlak to optimize its distribution facility.
Project Objectives/Challenges
All distribution was handled through a single facility that faced capacity constraints.
The facility needed to be reconfigured to maximize effective use of space and develop plans for expansion.
What Sedlak Did
Our team developed an appropriate facility design and operational methodologies for the current and future expansion space to meet distribution requirements well into the planning horizon. Specifically, we recommended enhancements to receiving, storage, picking, packing and shipping functions:
Operational enhancement recommendations focused on improved throughput, service and costs.
The facility expansion plan provided optimal size, layout and equipment and included specifications and bid packages for the building, material handling equipment and systems.
We provided a requirements document outlining supporting IT systems and technologies.


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This should be a great time to be Christopher Flowers.
As a private equity investor and former
Goldman Sachs
(GS) - Get Report
investment banker, Flowers has acquired a reputation for turning around struggling banks with help from governments. And it just so happens that the Obama administration's revamped rescue plan for the banking system intends to rely on partnering with investors interested in taking a chance on troubled financial companies.
Flowers, the head of the eponymous J.C. Flowers & Co., hopes to see a future in which "low-life grave dancers like me make a tremendous fortune out of the mess," he said at a recent breakfast hosted by Source Communications.
He has already started positioning himself for the recovery, teaming up with a group of investors to buy IndyMac from the Federal Deposit Insurance Corp. for $13.9 billion. And more recently, rumors have circled that Flowers is looking at an investment in
Bank of America
(BAC) - Get Report
, which has been hounded by concerns about the adequacy of its capital reserves as the credit crisis has lingered.
But questions over the role private equity will play in the government's attempts to address the banking crisis are still being resolved, and will be critical to Flowers' future impact on the banking industry, says Rodgin Cohen, a high-powered bank merger attorney and partner at Sullivan & Cromwell.
"I think he will be quite important, relatively, because he's a guy who really understands it, focuses on it, and is very shrewd," Cohen says. "The question as to how important he will be absolutely is going to depend in large part on where the
Federal Reserve
is going to come out on private equity investing in banks."
Before they decide, Fed officials might want to talk with their counterparts in Japan about Long Term Credit Bank, which Flowers and a group of investors bought from the Japanese government in 2000 after it failed in 1998. LTCB, now known as Shinsei, or "new life," made Flowers a fortune and became known as one of the most successful private equity deals ever.
But Shinsei has struggled in the past two years, in part because of investments in Flowers' private equity funds,
Bloomberg News
pointed out in an article last week. And, according to
The Wall Street Journal
, Shinsei still hasn't paid back Japanese taxpayers for bailing it out in 1998. The paper says shares would need to reach 745 yen to make the government whole -- more than 800% above their Wednesday close of 81 yen.
Fed officials might also look to Europe, where the chess-playing Flowers is involved in a battle of wits with the German government over the future of Hypo Real Estate. Flowers invested $1.3 billion in Hypo in June at 22.50 euros -- an investment that now looks to be nearly worthless, with Hypo on the verge of nationalization. Flowers has said he wants to retain a stake rather than have the government buy him out.
Flowers declined to comment on either Hypo or Shinsei to
. But while it has been a rough year for his investments, Flowers sees tremendous opportunity amid the wreckage.
"Governments everywhere -- this government and around the world -- are going to own a lot of stuff, and they're going to be not very adroit and not very commercial as they work their way out of that," Flowers said at Source Communications breakfast. "That's what history has shown, and therefore, just like the
Resolution Trust Corp. in the early '90s and buying busted banks from the FDIC and so forth, there's going to be a lot of money to be made around the edges of this crisis in corporate restructurings."
Flowers hopes, in other words, to make a lot of money at the expense of clumsy governments around the world. While this strategy has landed him on Forbes 400 list of richest Americans for three straight years, it is less clear how it has worked out for investors in his funds.
Throughout his decade-long career in private equity, Flowers' investments were up just 30% through Sept. 30, according to documents prepared for investors and recently reviewed by
. It is safe to assume that number is considerably lower today, given that the
is down by more than 33% since that date.
Flowers' investments are highly concentrated. According to the investor documents (which precede the IndyMac transaction) just four banks account for roughly 80% of all the capital he has invested. In addition to Shinsei and Hypo, Flowers' other major investments are in HSH, another German bank, and NIBC, a Dutch bank. Because they are not publicly traded, they are more difficult to value. As of Sept. 30, Flowers valued NIBC at 80% of what he originally invested and HSH at 70%, according to the investor documents.
Nonetheless, Flowers has some prominent defenders, such as former Goldman Sachs Chairman John Whitehead.
" A lot of investors, in what they decide to do for the money under their direction, diversify so much that they really limit their chances of great success," Whitehead says. "Chris will place big bets on things that he believes in. I admire that quality."
Though a person close to Flowers says many of J.C. Flowers & Co.'s investors are former and current Goldman Sachs executives, Whitehead says he has never invested with the private equity firm.
There is no question, however, that Flowers' initial group of investors and backers formed an impressive group. Former
(AIG) - Get Report
Chairman Hank Greenberg, who sat with Flowers at the breakfast panel discussion, told
he invested with Flowers and would do so again.
"He's very bright. He's got courage, he's got smarts. He'll play an important role in the restructuring of the financial system," Greenberg says.
Backers on Flowers' Shinsei deal included
JPMorgan Chase
(JPM) - Get Report
CEO Jamie Dimon, who was then CEO of BankOne; Emilio Botin, Chairman of
Banco Santander
( STD); former Fed Chairman Paul Volcker; former
(C) - Get Report
Co-CEO John Reed; and Michael Boskind, a former top economic adviser to President George H.W. Bush.
Some invested personal money, some invested institutional money alongside
Deutsche Bank
(DB) - Get Report
General Electric
(GE) - Get Report
and AIG, some agreed to take board positions at the restructured bank.
Will they come back to invest with Flowers? It may not be critical. He raised $4 billion from the Chinese government's investment arm, and he is said to have raised an additional $2 billion or so for a third fund.
Nonetheless, he is well short of a $7 billion target set in brighter times, and a person who works with Flowers describes him as "really struggling" to raise money. One private equity investor says it is a troubling conflict that several institutions Flowers controls, such as Shinsei, invest in his funds. This could not be confirmed, except in the case of Shinsei, where Flowers told
Bloomberg News
that despite his position on the bank's board, he recuses himself from board votes that involve his funds. He declined to discuss the issue further with
Flowers still has a relatively low profile in the U.S., and is perhaps more known for deals he hasn't done than ones he has. According to a person close to J.C. Flowers & Co., the firm has eyed investments in AIG,
Washington Mutual
National City
in the last 18 months, in addition to a bid it made for
Bear Stearns
that has been widely reported .
The firm also considered investing in
Lehman Brothers
on three separate occasions, before offering to buy it just prior to its bankruptcy filing in a joint bid with Bank of America that was rejected by the government. And the firm looked at Merrill several times over the year, but never made an offer.
Choosing not to bid on a financial company, or being outbid, has in general been far better than being the winning bidder over the last year. Another private equity firm,
Texas Pacific Group
, had a $2 billion investment in
Washington Mutual
sour, and
Bank of America's
(BAC) - Get Report
purchase of Merrill Lynch has sent the Charlotte, N.C., bank into the arms of the federal government.
However, on what is probably Flowers' highest-profile near-miss, he was saved from another disastrous investment only by rejection. After getting out of an agreement to buy
Sallie Mae
(SLM) - Get Report
for $60 a share in 2007, Flowers made a revised bid of $50 a share that would now be down by more than 80% if the student lender hadn't walked away.
These near-misses aren't totally painless for Flowers' investors, as they still end up paying related fees to accountants, lawyers and other consultants used in conducting due diligence on the deals. One prospective investor cited that wasted money as a reason for his decision not to invest with Flowers.
But the money may not all have been wasted from Flowers' perspective -- at least not in one important instance. In an unusual one-time return to his earlier career as an adviser on bank M&A, Flowers signed off on BofA 's ill-fated acquisition of Merrill Lynch in September, splitting a $20 million advisory fee with Fox-Pitt, Kelton, a boutique investment bank he recently acquired.
Two private equity investors and an investment banker suspect Flowers may have billed his investors for the work on Merrill Lynch without sharing the fee with them. That is because the work he did on Merrill initially was as a potential investor. He then switched hats, but they assume he had no arrangement with them to share advisory fee revenues, as this was an unexpected situation. Flowers declined to respond to these suspicions.
One executive who oversees private equity for a multibillion dollar institutional investment portfolio would not say whether he was invested with Flowers, though he says he knows him personally, likes and respects him, and demonstrated great familiarity with his investments.
"He's got to make sure that what he does over the next 12 to 18 months works out and works out really well," the executive said.


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NICEVILLE � When it came to choosing the inaugural Daily News Athlete of the Week, an honor highlighting the best and brightest of the expansive Daily News� coverage area, the honoree needed to have cachet.
NICEVILLE � When it came to choosing the inaugural Daily News Athlete of the Week, an honor highlighting the best and brightest of the expansive Daily News� coverage area, the honoree needed to have cachet.
They needed to be easily recognizable. They needed to have that �It� factor. They needed to rise above the run-of-the-mill standout effort, and blaze a new trail.
Enter Nick Morken � as in THE Nick Morken, defending 3A 1,600-meter state champion and last year�s Track Athlete of the Year.
In the Steven Garst Memorial Track and Field Invitational on March 1, the Niceville senior won the 800m (2:00.50) and 1,600m (4:21.40) and was a part of the 4x800 relay team�s 8:03.70 first-place finish.
And Morken � who broke the previous meet record in the mile by more than eight seconds and helped the relay team destroy the meet record by 16 seconds � did so without breaking a sweat.
�I was just trying to save myself,� said Morken, who is holding back a little bit after peaking too early in the cross country season. �In the 800 and 1600 I held back a little because I don�t want to peak too early.�
The triple-crown effort was more than enough to lift the senior above a list of nominees that included complete-game gems, perfect games, banner days a the plate, personal record bench presses and clean-and-jerks and standout efforts on the track.
But off the track, Morken is more than just a set of fast legs.
Behind the senior�s 6-foot, 141-pound physique � a picture-perfect frame for long-distance running � is a teenager who loves classic rock, his mom�s cooking and old-school Patrick Swayze movies.
Through some questioning, here�s a look into the mind of the runner bound for the University of North Florida in the fall:
If you had to select your last meal, what would it be?
�Probably pasta. I�d say my mom�s homemade spaghetti because she�s a really good cook.�
What�s your favorite sport outside of running?
�Probably basketball, because I used to play up until the eighth grade and my brother (Mitch) plays right now. Also, I love March Madness.�
What�s your favorite movie?
�I�d have to say �Roadhouse.� �
What�s your favorite TV show?
(Without pause) � �Criminal Minds.� �
What�s your favorite social media outlet?
What�s your favorite hobby?
�That�s tough. I don�t know. I guess I�d have to say finding new music.�
What�s your favorite band?
�All-time? I�d have to go with Led Zeppelin.�
What�s your favorite music to listen to while running?
�I like rock, but I also like to change it up. Whatever gives me that added boost.�
If you could bring one item to a deserted island, assuming there would be food and water, what would it be?
�It would probably be my phone. I know that�s pretty classic for a teenager, but I could stay in touch and listen to my music and run barefoot.�
What�s your dream job?
�To coach � probably track or cross county in middle school.�
How do you think your teammates would describe you?
�Hardworking, but also someone who doesn�t take himself or anything too seriously.�
What�s your perfect city to live in?
�I haven�t really traveled too much; I�ve always kind of stayed in Florida. I�ll be going to Jacksonville for college to run, so probably there.�
What�s the craziest thing you�ve ever done?
�Probably diving off something high.�
What�s your biggest vice?
�I eat the wrong things. I could definitely eat better, but eating what I want doesn�t really change how big I am.�
What�s your biggest pet peeve?
�When people change around other people.�
And finally, what�s something that people don�t know about you?
�Some people would be shocked to hear I don�t have a prom date. I�m still looking. Maybe this will put me out there, help me out.�
Athlete of the week finalists
Tyler Paskell: The Rocky Bayou pitcher tossed a perfect game against Pensacola Catholic, striking out 11 over six innings of work.
Xavier Gibson: The Fort Walton Beach defending state champion lifted 580 pounds in the Raider Classic to win 154-pound weight class by 110 pounds.
Garrison Floyd: The Choctaw junior won the long jump, tying his PR of 21feet, 9.5 inches; the 110m hurdles; and the 300 hurdles with a PR of 42.17 seconds at Washington High.
Drew Dungan: The Niceville pitcher struck out four and allowed one run of five hits in a District 1-7A 3-1 win over FWB.


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text:
Get Ready to Go "Back In Time" with Huey Lewis and the News at SAP TechEd && d-code (#SAPtd) on #throwbackthursday!
It's All Right. By the time 9:00 p.m. on Thursday, October 23 rolls around, we know you've spent a long week Workin' For A Livin' at SAP TechEd && d-code. You've put your Heart and Soul into training, networking, and learning. Step by step, rung by rung, you've been climbing Jacob's Ladder, and in a Perfect World, you'd have a Couple Days Off. But instead, we're Stuck With You – and you with us – until those flights take off on Friday.
But It's Alright. Really. We're happy to be Stuck With You. Because we're taking a trip Back In Time to The Heart of Rock and Roll — when it was Hip To Be Square — with Huey Lewis and the News!
The band really needs no introduction. They've sold more than 20 million albums worldwide since forming 35 years ago from two rival bands in the San Francisco Bay Area. They've had 19 top 10 singles on the Billboard charts. All five albums they released between 1982 and 1991 — Picture This (1982); Sports (1983); Fore! (1986); Small World (1988); Hard At Play (1991) — reached the top 30 on the Billboard 200 album chart and have been certified Gold, Platinum, or Multi-Platinum. And they've written and performed such classic Top Ten Hits as The Power Of Love; Do You Believe In Love; If This Is It; Doing It All For My Baby; and I Know What I Like (in addition to the classics noted above.)
They're Grammy winners, Academy Award nominees, and they deliver a phenomenal live performance. Unlike a lot of the AutoTuned artists dominating the airwaves, these guys can really sing! Just check out these clips of a few of their a capella renditions of some early rock and roll classics:
So dig into the back of your closet for your favorite eighties attire, and wear it proudly, because we're celebrating #ThrowbackThursday at SAP TechEd && d-code. Acid washed jeans. Double-layered Izod shirts with popped collars. Members Only jackets. Rubber bracelets. Anything neon. Jellies. (Personally, I'm still beating myself up over getting rid of my beloved baby blue fringed cowboy boots. Maybe I can find some on ebay, or Zappos.) Even your favorite vintage concert tee will do.
We'll have a VJ on hand before Huey Lewis and the News take the stage, to get you in the mood with some of your favorite old videos. Let us know if you have any requests in the comments section. I've asked the team to look into wine coolers and Tab, but we're not sure we can get either of those in Las Vegas in 2014. So tell us what your drink of choice was back in the day, and maybe we'll surprise you with it!
Those of you who have been regular attendees of SAP TechEd in the past may be thinking that this approach to the celebration night is a departure for us – and you'd be right. So I'd like to share some insight into our thought process.
A few months back, we sent a follow-up survey to those of you who attended SAP TechEd Las Vegas last year. We wanted to find out if you're still finding the information you learned at the conference valuable, several months down the line, and if so, how you're accessing that information. We wanted your input about some new ideas and changes under consideration for this year's program. And we wanted to get a better sense of your taste in music and entertainment. How important is the concert to you as a part of your overall SAP TechEd (&& d-code) experience? Are there other types of activities you'd prefer instead of a concert? And what kind of music do you want to hear?
Honestly, I was a little surprised by the results. Only 37% said the concert was an important or very important part of your conference experience. 34% were neutral on the subject, and 28% said it was not very or not at all important to you. That being said, if we're going to host a celebration night, the majority of you agreed you prefer a concert with an original artist as the entertainment of choice. Your musical tastes also vary – but are definitely skewed towards Classic Rock, Pop, and Alternative (69%).
Our takeaway from the survey was that we could make some changes to the celebration night format – within certain parameters. Keep the concert – but look beyond the "SAP TechEd-style band" of recent years. The team brainstormed. We checked into the availability of a variety of artists. We narrowed down the list. And we couldn't decide which approach to take. So we called on the SAP Mentors to participate in a confidential poll. We asked them which of 3 choices they thought the SAP TechEd && d-code audience would most enjoy – and 50% picked Huey Lewis and the News and a #ThrowbackThursday celebration.
Personally, I'm excited about the choice, and I hope you are, too!
Follow Huey Lewis and the News on Spotify, Facebook, Twitter, Instagram, and YouTube.


text:
AdvertisementGoogle is working on a feature that will allow Chrome users to view any part of the web in virtual reality using Cardboard or Daydream-ready viewers. Google has introduced two new settings in its latest beta and developer versions of Chrome for Android that will bring immersive experience to the entire web.
Google employee, François Beaufort, shared details about the new features on Google +. "The Chromium team is working on several features to bring the web to VR," he said. Beaufort says the Google team has added an experimental flag at Chrome that will allow users to browse the web in VR mode, while using Cardboard or Daydream-ready viewers.
Also, Google is making it easy for web developers to embed VR content in their web pages by introducing WebVR support for Chrome and VR view.
"We're introducing VR view – a quick and easy way to embed immersive content on Android, iOS and the web," Nathan Martz , Product Manager, Google said in a blogpost.
Google is looking at the whole VR ecosystem; from smartphones which have the right specs and are 'DayDream' ready, to VR headsets to apps.
Google is open-sourcing the HTML and JavaScript for web developers to modify content.
Making the entire web content immersive essentially on Android will mean users can then view almost all content while they have the VR headset on, and not worry about which one supports VR view and which one doesn't.
Google announced DayDream platform for high-quality, immersive mobile VR experience on Android smartphones at its I/O conference in May. It is looking at the whole VR ecosystem; from smartphones which have the right specs and are 'DayDream' ready, to VR headsets to apps.


text:
ryanlee necesitaba un nuevo diseño de banner publicitario y lanzó un concurso de diseño en 99designs.
Un ganador ha sido elegido entre 10 diseños de 6 diseñadores freelance.
We teach digital entrepreneurs to create continuity income from their passion and ideas
We'd like a 1900 x 700 image to showcase one of our products (it will be used internally).
Please include the graphic text below in the design along with logo of the company and picture of the owner(attached)
GRAPHIC TEXT: The Art of Conflict Mastery
Please see attached designs to get an idea of what we are looking for and please do not use stock photos we need to purchase if so that will be on the designer.


text:
News releases
Schroders Global Investor Study 2016: ESG
The Schroders Global Investor Study 2016, which surveyed 20,000 end investors in 28 countries, found that millennials (aged 18-35) are more likely to place greater importance on Environmental, Social and Governance (ESG) factors than older investors (aged 36+). The survey found that the millennial generation ranked ESG factors as equally important as investment outcomes when considering investments decisions. The study also highlighted that global investors would hold ESG investments for an average of 2.1 years longer than their usual investments.
Millennials demand for ESG
ESG factors such as corporate governance, social responsibility and environmental impact issues, such as world poverty and climate change, were all significantly more important to millennials than to the older generations in their investment decision. Opinions between these two age groups differed the most on world-based social outcomes, like poverty and climate change, with millennials rating these highly (7.2/10) compared to older investor groups (6.4/10), on average. The study also concluded that millennials were more likely to actively pull funds from companies with poor ESG records, companies associated with weapons manufacturing/dealing or linked to repressive regimes would be the primary causes of this.
Most groups of investors are looking for good corporate governance, with the issue topping their list of ESG concerns. However, millennials again appeared to show more concern rating it an average of 7.4/10 compared to older investors rating it 7.0/10.
ESG an alternative to short-termism
The study found that global investors would stay invested in ESG investments longer than usual, with 82% indicating they would do this. Over a third (38%) said they would stay invested in companies with positive ESG philosophies for at least two years longer than they would stay invested in their usual investments.
The value of ESG
On average, global investors rated ESG issues as less important when making an investment decision, than tangible, long-term growth, which they rated 7.8/10. However, global investors still rated positive ESG factors highly at 6.9/10 on average, indicating a high degree of importance placed on both issues. Many experts would argue the two considerations are inseparable.
Jessica Ground, Global Head of Responsible Investing at Schroders, said:
"The interest in ESG and corporate governance issues for investors only looks set to grow given its prevalence amongst millennials. While returns are still the most important issue, ESG's importance to end investors means that these factors are too big for any advisor to ignore. At Schroders we have long viewed ESG factors as contributing to investment outcomes and returns. We have been integrating analysis of them in our active fund management processes for almost 20 years. It is important to continue to educate investors on the value and added return ESG can provide.
"While many policymakers are concerned about the rise of short -termism in markets, encouragingly, those surveyed said they would stay invested in ESG philosophies longer than they would in other investments. It is important that investors recognise the value of being invested for the long term and this is especially relevant when considering ESG factors. "
For more information on the study results please visit www.schroders.com/gis
For further information, please contact:
Sarah Deutscher
Tel: +44 (0)20 7658 6139/ email@example.com
Lucy Cotter
Tel: +44 (0)20 7658 3365/ email@example.com
About the Schroders Global Investor Study 2016
Schroders commissioned Research Plus Ltd to conduct, between 30 March and 25 April 2016, an independent online study of 20,000 investors in 28 countries around the world. This research defines 'investors' as those who will be investing at least €10,000 (or the equivalent) in the next 12 months and who have made changes to their investments within the last five years. These individuals represent the views of investors in each country included in the study.
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