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Flooring for Aged Care Facilities
With millions of square meters of our floor coverings installed in aged care facilities all over the world, Forbo is at the forefront when it comes to understanding the needs and concerns of any aged care facility.
Choosing floor coverings for care facilities can be challenging. It's about more than just function and performance; it's about creating an ambience that helps residents feel comfortable and relaxed. Your choice of floor covering should also help to improve infection control and create hygienic environments. At the same time it's essential that finishes stand up to the daily demands of a live, operating care home.
At Forbo, our range of products and services help in your decision making. From our free sample service, in-house design support, DSDC-accredited products and our dedicated sales team trained in dementia-friendly design, we'll help you take the next steps.
Safe and sound
When it comes to care homes, it's not just the residents' feet you have to think about. Round the clock staff shifts and the constant flow of visitors mean entrance areas can take quite a pounding, and wet and dirty soiling can be trailed into the reception area and beyond. Not only can this damage interior floor coverings, it also creates unnecessary health and safety hazards.
Social Environments
Communal areas not only have to provide comforting and stimulating social areas for residents, they also need to be able to withstand the wear and tear of daily life in a busy home. Residents should be able to enjoy their social areas without worrying about the floor.
Feeling at home
The resident's room is the room that replaces the previous apartment and is often the only private retreat in a senior citizens facility. Resident's living rooms and bedrooms are the space they can call their own. The design of the rooms should be based on normal living environments and convey familiarity and calm. In addition to living in the communal areas, residents can come to themselves here, pursue their own interests and find relaxation and tranquility.
Safety first
In Aged Care facilities, slip resistance is a paramount consideration. Responsible for many accidents that lead to injury, slips and trips, floors have a lot to answer for. By choosing a slip resistance safety flooring, the number of accidents caused by slipping can be reduced significantly.
Forbo offers its particle enhanced Step safety vinyl flooring which has guaranteed life time slip resistant performance. Varying from R10 slip resistance to R11 & R12 for areas where higher slip risk is identified, like professional kitchens.
For areas where water or spillages could affect safety underfoot, like bathroom facilities, Forbo offers Step wetroom flooring and Onyx+ wall coverings.
Circulation spaces
Corridors are primarily movement spaces that connect different areas of a facility. In everyday living and care, they also serve as a meeting and exchange between residents. If the spatial structure permits, they can "go for a walk" with one another or follow their urge to move. Recreational niches invite you to take a break, relax and linger. Seating options that are close to common areas are particularly popular, so that what is happening there can be followed and at the same time a certain distance can be maintained.
Products to use in aged care
Proven to inhibit the growth and spread of infections such as MRSA, Norovirus and C Difficile, Forbo's Marmoleum products contribute to a healthier and more hygienic environment.
Marmoleum's unique Topshield finish reduces soiling and is resistant to staining from hand disinfectants. Approved by Allergy UK thanks to its smooth surface, Marmoleum does not harbour house dust mites.
The weighted average of the Marmoleum product range is CO2 neutral (cradle to gate) without offsetting. Marmoleum has been awarded 12 independent Ecolabels – more than any other floor covering worldwide.
Go to Marmoleum collection
In care facilities, slip resistance is of prime consideration in areas where water or spillages could affect underfoot safety. For residents, being able to use bathroom facilities without fear of slipping provides peace of mind. So it's vital to find a range of products that can significantly reduce the risk of slips in wet areas, while also creating a modern, fresh interior.
Forbo's safety flooring collection Step can reduce the risk of slip hazards in bathrooms, walk-in showers and wet rooms. With R10, R11, R12 and barefoot options, the Step collection offers guaranteed lifetime slip resistance across a variety of designs to create a modern, yet homely aesthetic.
Go to Step collection
Design Vinyl Sheet
Eternal flooring helps you transform your community spaces by delivering the natural look of a home with an easy to clean, highly practical surface.
Available in both realistic wood and stone designs, the Eternal collection creates a warm, welcoming space where residents will feel comfortable. Its high tech PVC wear layer and PUR Pearl finish means it will keep its as new appearance, even after many years of intensive use.
Go to Eternal collection
Our Sphera homogeneous flooring is produced with the latest technology and comes in two ranges. Sphera Element offers a sophisticated palette of 62 colours, many of which offer high LRVs. Sphera Energetic delivers a fresher and brighter palette with complementary colour banks.
Sphera is a superb flooring choice for care facilities. Not only is it extremely durable, but it also boasts a SMART-top surface finish with a high resistance to chemicals, scratches and stains. It's also 100% phthalate free and has very low emissions, helping to ensure high indoor air quality.
Go to Sphera collection
Forbo's Sarlon acoustic vinyl absorbs sound to create a calmer environment for residents.
Communal areas of care homes can be noisy places. Achieving lower noise pollution is key to reducing stress and promoting the comfort and wellbeing of residents.
Go to Sarlon collection
Convenience and Style
With Forbo's Allura planks and tiles you can create an interior with personality - without compromising on durability.
Both practical and easy to clean, Allura delivers high quality aesthetics with low maintenance costs.
Go to Allura collection
Flotex flocked flooring from Forbo, is the perfect solution. It combines the comfort, warmth and acoustic properties of a textile floor covering with the practical, hygienic advantages of resilient flooring.
Comfortable to walk on and warm underfoot, Flotex is easy to clean and durable. It also has excellent slip resistance and acoustic properties. And should accidents happen, germs and bacteria won't stand a chance thanks to the upright fibres of Flotex flocked flooring. Incredibly quick and easy to clean, it's also the only textile floor covering on the market with the prestigious Allergy UK Seal of Approval - proven to positively impact the lives of allergy sufferers.
Go to Flotex collection
Tessera carpet tiles help create a comfortable, relaxed atmosphere for residents, while also being sufficiently durable to cope with daily footfall. And if a carpet tile is accidentally soiled or damaged it can be lifted and replaced easily - there's no need to replace the entire floor covering.
Available in tiles and planks, and offering a wide range of colours and designs, Tessera carpet tiles deliver superb underfoot comfort and acoustic properties (of up to 30dB).
Go to Tessera collection
Slip resistant wetroom flooring offers residents peace of mind that they can use bathroom facilities without the fear of slipping.
Forbo's Step safety flooring and Onyx vinyl wall coverings deliver a complete wetroom solution. Step's particle enhanced slip resistance flooring provides lasting protection and optimal hygiene, while Onyx+ offers a smooth, hygienic wall surface in a range of contemporary colours.
Go to Wetroom solutions
Forbo's Fast Fit Flooring is a collection of genuinely adhesive free products, including entrance products and interior flooring ranges, which come in tile, sheet and plank format for maximum flexibility. All our Fast Fit products are perfect for refurbishments, particularly where speed of installation and minimum disruption is essential.
Fast Fit Flooring can be used immediately after installation, so there's no need to wait 48 hours before using the floor. And as no adhesives or subfloor preparation is required, in most cases the clinical cleaning requirements are reduced and there are no lingering odours, improving well-being for residents and staff.
Go to Fast Fit collection
Round the clock shifts, deliveries and a constant flow of visitors mean entrance and circulation areas take quite a pounding. Unfortunately, many people don't stop to wipe their feet properly before entering a building, so wet and dirt are trailed into the reception area and beyond. This can damage the aesthetics of interior floor finishes, while also creating potential slip hazards on hard floors within the building.
According to Cleaning Research International, soil and moisture tracked in on soles of shoes and tyres of wheeled traffic can account for up to 95% of the dirt brought in to a building . Taking the time to choose an effective entrance flooring system is crucial, as this ensures that staff, residents and visitors can enjoy a safe transition from the entrance.
Go to entrance systems
The All Natural Solution to Hold Your Thoughts
Bulletin Board is an all natural pin board linoleum that can be applied directly to the wall or in framed pin boards. Bulletin Board doesn't attract dust and its bacteriostatic properties make it ideal for care environments.
It can also be used in public areas for communication with residents, visitors and staff as well as in residents' rooms to display personal mementos.
Visit our Bulletin board pages
Flooring is a key factor in designing a dementia environment as it has significant impact on safety and orientation, giving patients confidence, security and independence.
Forbo are committed to contributing towards a safe and pleasurable environment, and providing a sense of well-being, for residents of special care and dementia institutions. That's why we've partnered with Dementia Services Development Centre (DSDC), an international centre that draws on 25 years of global research and practice, to identify which of our products can contribute to improving quality of life for people with dementia.
There is no exact science to designing for dementia. What is 'good and acceptable' in one country may well be considered 'questionable or not accepted' in another. The key is to make decisions based on the demands of the specific project, on common sense, and on the basic design principles which lie at the heart of every interior design.
In a dementia environment no single design element stands alone. The floor is an integral part of the design, together with the wall colourings, doors, furniture, sanitary fitting and lighting schemes. Contrast in lightness between various objects is important, as is providing harmony within the individual objects.
The designs in our collections are coordinated and muted, so that people do not get confused or tempted to try to 'pick up' design elements from the floor. Our designs are matt, avoiding any disturbing reflection and, by their nature, providing a homely atmosphere.
Textile, vinyl and linoleum designs generate a recollection of the past and create an environment that looks like home. Finally, choices are made in a way that, when applied correctly, ensure there are no transitions between different surfaces that are difficult to manage in old age.
When designing for dementia, colour is a matter of taste. So in our selection we have not made a colour choice as such. Instead we closely analysed the contrast and harmony of the colours to ensure designs can be created that complement, and where necessary contrast with, the colours of other interior elements such as walls and furniture. Contrasting floor colours in a building can be used to indicate certain areas are off-limit, e.g. staff areas, or indicate a clearly different space, e.g. stairs, bathroom, or toilet.
Light reflection values (LRV) are essential design tools for dementia environments. We have added the LRV of all products to our dementia flooring selection, meaning combinations of various colours and products can be made using identical or contrasting LRVs for the area that needs to be furnished. As LRVs are a universal measurement for all materials, the LRV of wall covering or furniture can be measured against the colours chosen for the floor. In our set-up you can see the light reflection values of all products grouped together, which allows you to make an informed choice within a certain LRV range - or decide to go beyond that. In this way the LRV guide of the dementia flooring selection is a practical tool for designers of dementia environments.
For the applications in dementia environments we have selected the following floor coverings:
Marmoleum: Our natural Marmoleum floors are available in a wide range of tranquil allover designs. Marmoleum has a smooth surface which makes maneuvering easy even when walking has become a 'shuffle'.
See the Marmoleum selection in our product finder
Step slip resistant vinyl: Step safety vinyl is available in natural wood and stone designs as well as various muted colors. The traditional shiny non slip particles have been replaced by mat crystals that do not light up.
See the Step safety flooring selection in our product finder
Eternal design vinyl sheet: Eternal is available in mute all over natural designs that mimic homely environments. Seamless application is ideal for corridors as well as living areas.
See the Eternal vinyl selection in our product finder
Allura luxury vinyl tiles: Allura tiles create realistic natural floors without the hazard of tripping or seams opening up. Easy to install and decorative. Out of the wide collection of designs we have chosen the most suitable and muted, tone in tone items.
See the Allura selection in our product finder
Flotex flocked flooring: this textile floor covering is created from a densely packed nylon flock surface mounted on a vinyl backing. It can be cleaned with water detergent and scrubbers and as such is the most hygienic textile in the market.
See the Flotex selection in our product finder
Marmoleum is the desired flooring solution for aged care facilities. Senior care facilities and assisted living environments all benefit from Marmoleum as it's a hygienic floor covering solution that's easy to clean and maintain as well as being safe, durable and comfortable for wheeled and foot traffic.
✔ Infection control
✔ Phthalates free
✔ Prevents growth of bacteria
✔ Allergy approved
✔ Low emission
Marmoleum's ability to inhibit the growth of bacteria stems from the natural raw materials in its production, namely linseed oil. As a key property of Marmoleum, its anti-bacterial qualities won't diminish over time, delivering peace of mind and continual protection from the moment it's installed.
Independent testing by the University of Glasgow has proven that Marmoleum has a unique suitability for a diverse range of environments where hygiene and control of bacteria such as MRSA or E. coli is an everyday concern. The test results for MRSA, Norovirus and C-DIFF can be downloaded below.
Thanks to its smooth surface, Marmoleum does not harbour house dust mites. As a result Marmoleum has been awarded the Allergy UK Seal of Approval. With the correct, regular cleaning regime this can help to improve indoor environments.
Marmoleum Allergy UK Certificate
Flotex has been awarded the Allergy UK Seal of Approval. Due to its unique nylon construction, allergens are trapped within its densely packed flocks, so reducing the number of allergens in the atmosphere.
Flotex Allergy UK Certificate
Many aged care facilities throughout the world use Forbo floors. Visit our reference section to get inspired by examples of Forbo flooring solutions in aged care environments. Our reference overview will help you review products in use and see how they are applied.
See references
To help you create your floor and make up your mind what will fit best we offer a range of tools and services. Our floorplanner will help you visualise any of our floors in an aged care environment, and even see how you might combine them.
Start playing with our floorplanner
Our design service can go even further - we can help you design your floor. Our team of designers is ready for you; just get in touch and tell us your requirements. You can send us pictures of your current situation or your desired solution and we will come back with floorplans and product proposals.
Contact our design team
Forbo Marmoleum Marbled LRV, NCS & Dementia Download
Forbo Marmoleum Linear, LRV, NCS & Dementia Download
Forbo Marmoleum Solid LRV, NCS & Dementia Download
Forbo Marmoleum Modular LRV,NCS & Dementia Download
Forbo Acoustic Linoleum LRV & Dementia Download
Forbo Marmoleum Ohmex LRV & Dementia Document
Forbo Bulletin Board LRV & Dementia document
Forbo Furniture Linoleum LRV & Dementia Document
Forbo Eternal LRV, NCS & Dementia Download
Forbo Eternal De Luxe LRV & Dementia Download
Forbo Step & Wetroom LRV, NCS & Dementia Download
Forbo Allura LRV NCS and DSDC Document
Forbo Allura Decibel LRV NCS and DSDC Document
Forbo Sphera LRVs, NCS & DSDC Download
Carpet tiles
Forbo Tessera LRV, NCS & Dementia Download
Forbo Coral LRV, NCS & Dementia Download
Forbo Sphera LRV, NCS & DSDC Download
Forbo Colorex LRV, NCS & DSDC Download
Forbo Marmoleum Ohmex LRV, NCS & Dementia Download
Sarlon LRVs and NCS
Forbo Acoustic Linoleum LRV & Dementia Download
Forbo Step & Wetroom LRV, NCS & Dementia Download
Forbo Modul'up LRVS, NCS & DSDC Download
Forbo Eternal De Luxe LRV & Dementia Download
Forbo Allura Decibel LRV NCS and DSDC Document
Fast Fit
Forbo Modul'up LRVS, NCS & DSDC Download
Forbo Coral LRV, NCS & DSDC Download
Forbo Allura LRV, NCS & Dementia Download
Forbo Colorex LRV, NCS and Dementia Download
Forging global partnerships with our key clients is entrusted to our most experienced Key Account Managers. Dedicated to customer care, their only remit is to ensure that Forbo delivers you a flooring solution ideally suited to your needs.
• We can supply international quotations and have experience with international order processes and local regulations
• We manage international logistics
• 20 years partnerships with worldwide customers
As a global partner we stand next to you on a local level. Our design team will offer guidance and assistance as required. Our technicians speak the language of the flooring installers ensuring everybody is aligned.
• Forbo Flooring Systems is part of the Swiss Forbo Group
• Key figures Forbo Group 2019:
> Net sales 1282.2 CHF Mio
> Employees 5.600
• Worldwide presence:
> 25 production facilities and distribution companies
> 6 assembly centres
> 48 pure sales organisations in a total of 38 countries across the globe
• European manufacturer with factories in The United Kingdom, France, Netherlands, Switzerland, Germany and Russia.
• European logistics and responsiveness
We care about you and the environment
• We have received various labels and certification for our products and production facilities.
• All our manufacturing sites are ISO certified. Raw materials are used efficiently and waste is recycled whenever possible.
• We are committed to social responsibility. Forbo sites are certified according to SA8000.
creating better environments
We offer:
• A sole source of supply for all your flooring requirements
• Local advice, support and cross border project management
• Efficiencies of scale, certainty of supply and rapid delivery
Above all, we promise one single contract and one single point of contact to save you time and money.
Local teams working with local representatives
Throughout the project your Forbo Key Account Manager is your single point of contact for any questions, from anywhere in the world.
We believe this approach saves you time, eliminates hassle and uncertainty, and ensures consistency and reliability, no matter how complex your project.


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Maintain and improve your skin every day!
Our medical-grade products will enhance the outcome and longevity of your treatments. Professional grade sunscreens, in a variety of applications, will keep your skin protected from the harsh effects it encounters daily.
There is no appointment necessary to purchase any of our skincare products. If you would like assistance choosing the right products for your skin, please schedule a free skin or makeup analysis with our skin specialist.
This exclusive medical-grade skincare brand from iS Clinical offers exceptional formulations focused on anti-aging and optimizing skincare for all skin types and conditions. By utilizing the most advanced research technology, Innovative Skin Care doctors and scientists create products that deliver long-term, safe results. We can customize your daily regime for optimal results with the highest quality and quantity of active ingredients that offer tried and true delivery systems, which are grossly lacking in all non-medical grade (over the counter) products.
Skin Medica's products are based on a multifactorial approach with extensive research and understanding of how skin ages. Clinically proven ingredients such as growth factors, antioxidants, retinoids, essential fatty acids, hyaluronic acid, and other molecules naturally found in skin are specially chosen and formulated to provide all of the elements necessary for enhancing the skin.
Inspired by the recent discovery of the skin's regeneration process, the scientists at DefenAge™ have identified how to unlock the key to youth with powerful peptides called Age-Repair Defensins™. Paradigm-shifting DefenAge is the FIRST and ONLY 4th generation skin care featuring this stand-alone breakthrough NATURAL mechanism of action. Patent-pending and exclusively available in DefenAge.
Latisse the first and only prescription treatment approved by the FDA for inadequate eyelashes, growing them longer, fuller and darker. LATISSE is a once-a-day treatment you apply topically to the base of your upper eyelashes. Patients in a clinical trial saw results gradually over time (starting at 4 weeks with full results after 16 weeks). We encourage a full initial 16-week treatment, as elongation occurs in the first 8 weeks, with darkening and thickening in the second half of the 16 weeks.
We are proud to offer our own prescription strength, select products that are created to deliver optimal results while keeping high pharmacy costs down. Two of our favorites are the Retinol Smoothing Serum and the Solvere Acne Kit. Our formulation encompasses skin hydrators and anti-oxidants to help soothe the irritating effects of Vitamin A derived topicals like Retin-A. Solvere Acne Kit is a gentle line developed for moderate to severe acne.
Sunscreen is a must-have item for everyone. Check out our proven and tested sunscreens. We have many sunscreen options for all skin types and skin needs. Try our daily sunscreens worn under makeup for a refined flawless matte appearance! We also have body spray, powder, and stick options. Staff favorites are the Skin Medica Mineral Sunscreen Collection or any of the Neova products.
Revision Skincare is the maker of Nectifirm® and Teamine® Eye Complex. Backed by years of scientific research, Nectifirm was specifically created to provide dramatic visual results in the overall appearance of the neck. Plant extracts, antioxidants, and unique biotechnological blends work cohesively to create a smoother, firmer, younger-looking neck. Teamine Eye Complex improves dark circles, fine lines, and the overall appearance of the eyes.
Makers of our CO2 Kit which includes: DNA Total Repair, Creme De La Copper, CU3 Cream, and Squalane. These products can be purchased as a kit or individually.
Transform your skin with facial brush cleansing and anti-aging infusion technology. Makers of the Clarisonic Pro, Aria, and Opal.
The NuFACE Trinity device, is the only FDA-cleared, handheld facial toning device clinically proven to improve facial contour, reduce fine lines and wrinkles, and improve skin tone. Known as the "5 Minute Facial-lift," the NuFACE Trinity device uses microcurrent to gently stimulate the skin for an improved appearance, making it the ultimate solution for aging skin.
Uniquely formulated, Glo Minerals make-up provides broad-spectrum UV protection. It helps to defend against free radical damage while delivering a radiant, healthy complexion. In addition, Glo minerals formulas are talc-free, non-comedogenic, and free of perfumes and chemical dyes, making them suitable for even the most sensitive skin types, including those with acne and rosacea. Glo is a must-have when any redness is a result of in-office treatments. It will provide amazing coverage and sun protection. We offer Free make-up color match consultations.
Physician Skin Solutions has been a premier cosmetic destination for clients in the Glendale, AZ, area for over 15 years. Founder and owner Dr. Maltais – is consistently named in Top Doctors and Top 500 Allergan lists – is excited to help you find the right solution for your needs.
Schedule a consultation today by filling out the form on this page or by calling our office directly at 1-602-843-4040.
*Individual Results May Vary
*Individual Results May Vary

subset: commoncrawl


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Music - String Pedagogy
The Master of Music in String Pedagogy prepares students to become highly qualified and knowledgeable string teachers who will be prepared to pursue a career in teaching strings in a variety of settings or pursue a doctoral degree.
The curriculum includes:
- string pedagogy and literature
- professional practice
- applied lessons on primary and secondary stringed instruments)
- and core music courses, i.e. music theory, history, and research methods
- electives - chamber music, non-degree recitals, etc.
String Pedagogy students will gain critical professional practice experience working in the nationally recognized ISU String Project (large group, small group, and private lessons) as well as through teaching the MusicScores! curriculum at local Head Start preschool sites.
Point of Pride
Illinois State University is one of four universities in the country to offer the Master of Music in String Pedagogy degree.
Graduate Advisor
Dr. Angelo Favis
(309) 438-8960
Centennial East 230
Schedule a Visit
Discover what life as an Illinois State graduate student is like.
How to Apply
University Admission Requirements
A student applying to a master's program must:
- have earned a four-year bachelor's degree or its equivalent from a college or university that is accredited by the appropriate regional accrediting association, or do so within one academic year
- have a minimum 2.8 GPA (on a scale in which an A is a 4.0) for the last 60 hours of undergraduate work
- present unofficial transcripts from each college or university other than Illinois State at which graduate, undergraduate, or non-degree credit was earned. The unofficial transcript should be easily readable and clearly indicate degree(s) awarded, courses and course grades for each term. If accepted, official transcripts can be emailed from the university to email@example.com or mailed in a sealed envelope to: Illinois State University, Graduate School, 209 Hovey Hall, Campus Box 4040, Normal, IL 61790-4040.
International students can learn more about specific application requirements by visiting the Office of Admissions.
Additional Program Admission Requirements
A student applying to this program must:
- Have completed an undergraduate degree in music (or the equivalent for international students) and earned a minimum undergraduate GPA of 2.8 for the last 60 hours of undergraduate enrollment
- Fill out a School of Music application (included within the university application)
- Include three current letters of recommendation
- You must have a live or recorded performance audition on your primary applied instrument. Find suggested repertoire of your specific instrument/voice.
- Write a statement of interest (approximately 250 words)
- Submit a video of a teaching episode (private or group)
- Interview with string faculty
The GRE is not required.
Additional Admission Requirements for International Students
International students applying to the program will also need:
- English translation(s) of official transcript(s), verified with fresh seals and signatures
- A Declaration of Finances
- An official English Language Exam Score (TOEFL or IELTS)
- The minimum iBT TOEFL score is 79
- The minimum overall IELTS score is 6.5
- Official scores need to be sent to Illinois State directly from ETS (TOEFL) or the testing center which administered the test (IELTS)
- A copy of your passport.
The documents listed above for international students need to be sent to the Office of Admissions.
Application Deadlines
- Fall Term — March 1 for graduate assistantship consideration; other applications are reviewed as space permits
- Spring Term — Applications are reviewed as space permits
- Summer Term — Applications are reviewed as space permits
Graduate Assistantships
The University provides graduate assistantships as a means of financial support. They are intended as a way to facilitate a student's progress to degree while providing important professional development.
To be eligible for an assistantship a student must, generally,
- be admitted unconditionally as a degree-seeking student into a graduate academic program, or have a minimum of 120 undergraduate hours if in an integrated degree program
- be in good-standing
- be enrolled full-time (typically at least 9 credit hours during the fall or spring semesters, or at least 6 hours during the summer session).
Graduate assistants receive
- monthly wages paid in the form of either a stipend or an hourly wage
- a waiver for 100% of tuition during a semester of appointment
- a waiver for up to 12 credit hours of tuition for the summer term immediately following a fall or spring appointment
Graduate Tuition Waivers
The School of Music awards a limited number of Graduate Tuition Waivers on a competitive basis to incoming students who show promise for success and who have not received an assistantship or other awards funding tuition costs. The School of Music may also award Graduate Tuition Waivers to current students who show or continue to show growth and promise for success and have made positive contributions to the School. These tuition waivers are awarded upon recommendation of the faculty and approval by the Graduate Advisory Committee, and are contingent upon funding from the University.
Incoming students who have been admitted into graduate programs in the School of Music must be enrolled full-time and have a minimum entrance GPA of 2.8 to be eligible to apply. In addition, incoming summers-only MMEd students may be eligible to receive tuition waiver funds but must be full-time teachers and not already receiving funding from their employing school district.
Current full-time students in the School of Music must have a minimum GPA of 3.0 to be eligible to apply. In addition, current summers-only MMEd students may be eligible to receive tuition waiver funds but must be full-time teachers and not already receiving funding from their employing school district.
To apply, complete the tuition waiver application (including the Selective Service Statement) and return the application to Dr. Angelo L. Favis in the School of Music Office (CE 230). Tuition waivers may be applied to the cost of tuition only; the graduate student must make arrangements to pay student fees, insurance, or other educational expenses.
The deadline for priority consideration for a tuition waiver for the fall semester is May 1.
The deadline for priority consideration for the spring semester is November 1.
The deadline for priority consideration for the summer semester is April 1.
Review more information about graduate funding options at Illinois State University.
Costs & Funding
See Student Accounts for information on tuition and fees. Funding for graduate students is available from several different sources. Students who have been admitted from contiguous states including Iowa, Indiana, Kentucky, Michigan, Missouri, and Wisconsin will receive in-state tuition.
I Want to Learn More
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Oilheat Facts
Heating oil comes from petroleum. Many other products are created with petroleum: toothpaste, deodorants, fabrics, cleaning products, and plastics, are just a few of the many examples of petroleum products that improve our quality of life every day.
Quick Links
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Pocket AVR Programmer
Pocket AVR Programmer
This new version uses an SMD 5x2 header. This is a simple to use USB AVR programmer
Pocket AVR Programmer
This new version uses an SMD 5x2 header. This is a simple to use USB AVR programmer. It is low cost, easy to use, works great with AVRDude, and is tested extensively on a Windows desktop. Based on Dick Steefland's USBtiny and Limor Fried's USBtinyISP.
We've gotten a big response (see comments and forum posts below) from Mac and Linux users having problems. We use this programmer extensively on a Windows box and love it.
However, this is a low-cost programmer designed for those on a tight budget. For out-of-the-box compatibility with other operating systems and machines, checkout the AVR ISP2 USB programmer from Digikey.
This programmer works really well for ATmega168 and ATmega328 and should work with all the AVR micros supported by AVRDUDE.
This board is buffered and power protected so that you can do some really evil things to the programmer without killing it. It is fast! Comparable speed to the AVR ISP2 USB programmer from Digikey. One of the greatest features of this board is the ability to power the target (up to 500mA) from the programmer.
To use this programmer, attach to a Windows machine and install the drivers listed below. Open a command prompt. AssumingWinAVR(and therefore AVRDUDE) have been installed, type:
avrdude -c usbtiny -B 1 -patmega328 -U flash:w:main.hex
Be sure to include the "-B 1" flag as this will significantly increase the programming speed! You may need to change -p flag to your appropriate microcontroller. You can setup a tool and hotkey in Programmers Notepad to do this automatically.
Some people are having trouble installing the drivers to their Windows 7 machines because they are unsigned. There is a workaround available in the documents below.
Note: This product is a collaboration with Limor Fried. A portion of each sales goes back to them for product support and continued development.
- Standard AVR ISP programmer
- ATtiny2313 with USBtiny firmware preloaded
- Buffered output
- PTC fuse protected power
- Programmer can power target
- Supports ATmega168/328 and many others
- Two status LEDs
- Both 10-pin and 6-pin targets supported (cable included)
- Schematic
- Windows Driver
- Windows 7 Workaround
Open Source Hardware: We like to share. The original engineering files are available for mass hackery.
- Firmware based on USBtiny (type 'make all' in the spi directory). I've found that the compile only works with older versions of WinAVR (20080430).
- Eagle Files (Licensed underCC v3.0 Share-Alike)


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Spring in Los Angeles: What to See, Where to Go, and What to Do
It feels like Los Angeles has been stuck in an endless winter. Weeks on end of rain and frigid temperatures has all us Angelino's bracing for the springtime. As we get ready to wave goodbye to our fur jackets and knee highs, we start planning what we will do after all this time spent in hibernation. Resuming our typical outdoor activities is a given, but LA is a city that always has something new and innovative going on. Read ahead for suggestions on how to maximize your spring plans this year! Melrose Trading Post The Melrose Trading Post is a vintage lover's dream. Every SundayRead More →


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Just when I thought my sewing project was almost done and was pretty much fabulous, I discovered a serious error. I have made a mistake in designing my pattern and the results are atrocious! I will need one of my amazing friends to come to my rescue and show me how to salvage this project…Kat? Jennifer? Jessica? Anyone?????????
Yes, I know this isn't the point of Christmas, nor is it the end of the world…but it is FRUSTRATING! I have looked forward to making these for my children for several years…and now they just aren't working at all!


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Smart Energy GB response to recent stories on time of use tariffs
Robert Cheesewright, Director of Policy and Communications at Smart Energy GB, said:
"It is important to remember that no-one will ever be forced into a variable tariff - the choice will always be the customer's.
"Time of use tariffs that vary the cost of energy cased upon the time of day have been with us for many years. Economy 7 is an example of such a tariff, used by hundreds of thousands of households up and down the country as it better suits households that consume more energy in off-peak hours. The introduction of smart meters in homes will lead to greater consumer choice, with more flexible tariffs that better suit our changing lifestyles and energy use patterns.
"The introduction of more time of use tariffs not only provides greater consumer choice but is also crucial to ensure that we have an energy system that is fit for the future. Positively incentivising people to use energy outside peak times will help us as a nation balance supply with demand and keep the lights on without having to build and generate more and more dirty and expensive energy. The National Infrastructure Commission say that a truly smart energy system will save the nation £8bn each year.
"Choosing a smart meter and a tailored tariff, which remains entirely the choice of the consumer, will mean people can be rewarded with lower bills for doing their bit to save the planet."


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Essex Embroidery and Print for Corporate
How your logo appears says a lot about your business, which is why you need someone who will take the utmost care to ensure your brand and company name appear exactly how and where you want it. We supply a wide range of businesses from luxury west end London restaurants to small cafes; from Formula 1 Teams to local garages so you can be confident we can help you.
To ensure you receive the best possible options at truly competitive prices, phone us, or use our quote form link. All our quotations are free and are guaranteed for 3 months.
We pride ourselves on our care and attention to detail, which is why, for complex orders we deliver samples for your approval before production. And for wholesalers we also offer a logo only service.
Please contact us for more details: email@example.com or call on 01621 786686


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Modhumoti Bank Job Circular 2023 to found my site. Modhumoti Bank is the new best commercial bank in Bangladesh. Welcome to Modhumoti Bank Recruitment System. Modhumoti Bank has published a Job Circular. Modhumoti Bank's recruiting process name is the e-Recruitment System. Modhumoti Bank is dedicated to finding the most prospective and talented professional individuals who are highly career-oriented and enjoy working in a dynamic environment.
Modhumoti Bank Job Circular 2023
Modhumoti Bank recruited some experienced persons who are required for the Head Office and other Branches. Recently Modhumoti Bank published Modhumoti Bank Limited Job Circular. Modhumoti Bank Limited is seeking individuals who will live by bank values in all aspects. Modhumoti Bank Job Circular 2023.
Job Description: Modhumoti Bank Limited is an equal opportunity employer and welcomes applications from female candidates. Any persuasion will disqualify the candidature. This job position is a challenging career with superb prospects for ownership and success.
Modhumoti Bank Job Details 2023
■ Job Title: See Job Advertisement
■ Published Date: September 01, 2023
■ Application Deadline: September 13, 2023
■ Job Nature: Full-time
■ Job Type: Banking (Modhumoti Bank)
■ Employment Type: Permanent Job
■ Education Qualification: Masters in any discipline having no 3rd class in the overall academic record
■ Compensation & Benefits: Attractive salary packages will be offered in all positions
■ Age Limit: See Job Advertisement
Modhumoti Bank Job Notice 2023
Modhumoti Bank Job News 2023
Agent Banking means providing limited-scale banking and financial services to the underserved population
through engaged agents under a valid agency agreement, rather than a teller/cashier. It is the owner of an outlet that conducts banking transactions on behalf of a bank.
Management Bank Limited launched Agent Banking in the name of Modhumoti Digital Banking and The Union Information and Service Centre (UISC)/Union Digital Centre (UDC) entrepreneurs are the potential Agents of Modhumoti Digital Banking. Already we have successfully launched Modhumoti Digital Banking at 44 (Forty-Four) different UDCs/UISCs under the monitoring and supervision of different branches of Modhumoti Bank Limited. Management Bank Limited another job circular then Click Here.
Modhumoti Bank Job Update 2023
With a view to ensuring the safety, security, and soundness of the proposed delivery channel, Guidelines on Agent Banking for the Banks were issued vide PSD Circular No. 05 dated December 09, 2013. The guidelines were issued for promoting agent banking as a complementary channel for financial inclusion and supervising agent banking of banks. According to Section 7(1) and 7(2) of the Guidelines on Agent Banking, scheduled banks in Bangladesh are required to obtain prior approval from Bangladesh Bank for undertaking agent banking business. Modhumoti Bank Job Circular 2023.
Modhumoti Bank SME Sector
Small and Medium Enterprise ("SME") customers strive to grow by the dint of their dedication and hard work. However, to sustain the business operation and secure continual growth, they require financial support. In order to help SME customers achieve their desired and justified level of growth, Modhumoti Bank Ltd introduced "Modhumoti Progoti" which is a loan facility for Small and medium Entrepreneurs to meet Capital expenditure of business needs up to BDT 500 Lac against registered mortgage property or FDR.
Modhumoti Bank Job Update 2023
Small and Medium Enterprise ("SME") customers may need running capital at any time to operate their business smoothly. Modhumoti Agrogoti is a loan facility for Small & Medium Entrepreneurs, to meet the working capital of business needs, Modhumoti Agrogoti is offering up to BDT 500 Lac loans against registered mortgages or FDR.
Religious, and cultural festivals and seasonal aspects create additional business opportunities for Small and Medium Enterprise ("SME") customers. In order to make sure that SME customers do not miss any opportunity from various festivals and seasonal events, Modhumoti Moushumi is a loan facility for Small and medium Entrepreneurs. To meet additional working capital of business needs, Modhumoti Moushumi is offering any amount provided total exposure is within BDT 500 Lac. Official website https://www.modhumotibankltd.com/
Modhumoti Bank Job Guideline 2023
Modhumoti Bank Job Circular 2020 application procedure If interested, please send your application with a complete resume along with 2 (two) copies of recent passport-size photographs, experience, and salary certificates addressed to the Head of Human Resources Division, Modhumoti Bank Limited, Head Office, 4th Floor, DCCI Building, 65-66 Motijheel C/A, Dhaka mentioning the post applied for on the envelope. Only shortlisted candidates will be called for an interview. Modhumoti Bank Job Circular 2023.


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It's been more than two years that the market of Real Estate has been facing tumultuous times right after the decision of demonetization that led one thing to the other. And as we were all recovering from the burns of the same, there was an introduction of GST regulations followed by the implementation of the RERA that not only confused the buyer and the investor community but also left the real estate developers in lurch as many of them had failed to adhere to the compliances and buyers needed more clarity from the government authorities as well as from the builder lobby on the new rules and regulations.
And amidst all this chaos and the major developments in the fraternity, it was the overall market that was affected and it took a lot of time and efforts to embrace the change with open arms understanding that changes implemented are for the betterment of both the parties, customers as well as the developers.
And with the factors of authenticity and transparent dealings coming into the picture after RERA, there has been an added burden on the developers to give an edge to their sales and marketing efforts to give the required push and impetus to their targets of higher sales and profits and curate a distinctive identity in the market as well in the minds of their existing and prospective customers.
Hence, along with the use of traditional marketing and promotional media such as print advertisements, television commercials, PR, hoardings, and signage's at the prominent locations of the target market, it has become equally important to have a dedicated budget for Real Estate Digital Marketing as each and every customer is hooked on his mobile phones, tablets, and computer systems taking care of personal and professional tasks. Right from booking holidays online to ordering food and groceries; everything is just at the few taps and hits of fingertips.
So when your target customer is online 24/7, why not reach him on the same platform promoting your real estate offerings. There are genuine and authentic digital marketing experts that offer solutions especially planned and curated for the real estate industry using the digital mediums such as Google banner ads and ad words, SEO, SEM, E-mail Marketing, Facebook promotions, Instagram promotions, Linked In promotions, and, showcasing your project on the various real estate property portals amongst others.
Real Estate Marketing on the digital medium and platform is a huge opportunity to tap NRI markets as well and the prospects for the same are getting multiplied every single day with the modern and technological advancements. Now all you need is a strong back and support of a digital marketing expert who dedicatedly knows and understands the intricacies of the digital media and assures you the best return on your investment on the digital marketing and promotional spends.


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Large Changes in Fiscal Policy: Taxes Versus Spending
We examine the evidence on episodes of large stances in fiscal policy, both in cases of fiscal stimuli and in that of fiscal adjustments in OECD countries from 1970 to 2007. Fiscal stimuli based upon tax cuts are more likely to increase growth than those based upon spending increases. As for fiscal adjustments, those based upon spending cuts and no tax increases are more likely to reduce deficits and debt over GDP ratios than those based upon tax increases. In addition, adjustments on the spending side rather than on the tax side are less likely to create recessions. We confirm these results with simple regression analysis.
Prepared for Tax Policy and the Economy 2009. We thank Jeffrey Brown, Roberto Perotti, Matthew Shapiro and other conference participants for useful comments and discussions. The views expressed herein are those of the author(s) and do not necessarily reflect the views of the National Bureau of Economic Research.
Published Versions
Large Changes in Fiscal Policy: Taxes versus Spending, Alberto Alesina, Silvia Ardagna. in Tax Policy and the Economy, Volume 24, Brown. 2010


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HCM and Virtuo MIS suite of solutions.
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When this experience is over, Oakdale students will know far more about Korean culture than just the "Gangnam Style" song and dance. For the past week, Oakdale students and teachers have been playing host to six teachers-in-training from South Korea's Busan National University of Education who are in Utah to watch and take notes on the instructional and engagement practices of American schools.
Oakdale Principal Alice Peck says it's been delightful to interact with the Busan students, who have quickly become part of the school community. In "nearly flawless English," Peck says, the delegation from the Land of the Morning Calm has taught students some traditional games, as well as how to utter names and phrases in Korean. "They have just joined right in," Peck says, "They just love the kids."
The Oakdale visit, which ends Feb. 7, has attracted favorable attention from the highest-ranking officials at the Busan University. The school's president, Sang-Yong Kim, visited Oakdale on Monday, Jan. 28, 2013, bearing gifts of appreciation and friendship. The university forged the relationship with Oakdale when the son of one of its professors attended the school while his father was on sabbatical in Utah.
The student, Soo Wan Kim, attended Oakdale for two years before returning to Korea. Peck said his former classmates were disappointed that Soo Wan couldn't return to see them when his father, Dong Kyoo Kim, a professor in the English Education Department, made this week's ceremonial visit with President Kim. "The students were like, 'Hey, where's Soo Wan? Is Soo Wan here?'" Peck said. "I think it was nice for Soo Wan's dad to hear that his son is missed here at Oakdale."
Peck said President Kim was in Utah solely to visit the Busan students, who have been busy working with teachers throughout the Sandy school. Oakdale students from the first to fifth grades have enjoyed the classroom presence of the Busan educators, whose trips were funded by the university.
Peck said it's been fascinating to exchange ideas with the Korean guests, who plan to give Peck a report on what they learned while observing Oakdale classrooms. Korean teachers, for example, teach intensively for 40 minutes. Then, the students and teachers take a 10-minute break. That pattern is repeated throughout the day.
"We have been happy to compare and have some great conversations," Peck said. "None of the conversations have been about finding fault or determining whose way is better. It's been so that we can learn from each other."


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undertake mandatory trainings. "The defaulting ministries/departments and also the concerned officers are requested to expedite the submission of IPR for the year 2012 immediately without any further delay", said an office memorandum (OM) dated January 10, 2013. That OM is actually meant for submission of immovable property return for the year 2011-12 by PPS, Senior PPS, PSO of the Central Secretariat Stenographers Service. In three annexures, it has published the names of the defaulting stenographers who work under the Group A officers. But the same OM cautions the senior officers, though it has not published the names of any officer-ranked defaulter. For the stenos, the OM of January 10 was the third reminder, the first two being issued on September 27, 2013 and November 6, 2013.
The officers need to file IP (Immovable Property) Returns every year, and those documents are kept on public domain.


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'Serious' fighting in Europe's oldest war
European and US diplomats have urged Armenia and Azerbaijan to back off from a wider confrontation after the latest flare-up in fighting in Europe's oldest ongoing war.
The French, Russian, and US envoys to the Minsk Group, which mediates in the conflict, reminded the warring parties of their "commitments to refrain from the use of force."
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They also urged them, in a statement on Sunday (26 February), to "keep heavy military equipment … in its present positions and to allow recovery of the dead."
They said there had been "serious" fighting in the early hours of Saturday morning and that "several bodies remain in the no-man's land" that separated the two sides' trenches.
With no international monitors at the scene, they added: "The sides accuse each other of an incursion attempt."
The conflict dates back to 1988, when the ethnic Armenian enclave of Nagorno-Karabakh tried to split from the then Soviet republic of Azerbaijan to join Armenia.
Armenia won a subsequent war and held onto the territory, which calls itself the Republic of Artsakh.
Artsakh said Azerbaijan started Saturday's clash by sending reconnaissance units over the line in the south-east of the front. It said Azerbaijan also deployed tanks, but that no Armenian lives were lost.
Azerbaijan said Armenia started it and that there were losses on both sides. It said it destroyed an Armenian artillery position and shot down a drone.
25th anniversary
The fighting coincided with the 25th anniversary of a massacre in the village of Khojaly in 1992 in which Armenian forces killed more than 160 Azerbaijani people, according to Human Rights Watch, a New-York based NGO.
It led to an outpouring of animosity on social media, with Armenian and Azerbaijani Twitter users trading accusations and posting graphic images of violence.
Armenian president Serzh Sargsyan, who was born in Artsakh, is likely to discuss the situation with EU leaders in Brussels this week.
He will also discuss plans for a slimmed-down EU association treaty after his country joined Russia's Eurasian Union instead of pursuing closer, Ukraine-type EU relations.
The weekend's violence was the second flare-up after a four-day war last April that claimed between 50 and several hundred lives on both sides, according to contradictory reports.
The two sides trade artillery and sniper fire on an almost daily basis, however.
The war could aggravate the EU's refugee crisis and disrupt oil and gas flows from the Caspian Sea region if it escalated.
It could also drag in Nato member Turkey and Russia on opposite sides.
The EU foreign service did not add to the Minsk Group statement at the time of publication on Monday.
It spoke out last week after the unrecognised Republic of Artsakh held a referendum to alter its constitution, however.
"The EU does not recognise the constitutional and legal framework of such procedures, which cannot prejudice the future status of Nagorno-Karabakh or impact on the negotiation process," an EU spokesperson told EUobserver on Friday.
"The EU … calls for earliest resumption of negotiations toward sustainable peace," it added.
This news update is the fourth in a series of stories by EUobserver that examine the issues and look at the lives of ethnic Armenians in the Nagorno-Karabakh conflict. The first part was about a referendum to create a 'Republic of Artsakh' in Nagorno-Karabakh. The second article looked at the origins of the conflict. The third one looked at the situation on the line of contact.


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KLAUS (GUEST STAR JOSEPH MORGAN) IS REVEALED — Stefan (Paul Wesley) and Damon (Ian Somerhalder) are furious when they discover that Elena (Nina Dobrev) has defied them both to make a new ally and take control of the plan to out-maneuver Klaus (Morgan). Disagreement over how to protect Elena leads to growing tension between the Salvatore brothers. Meanwhile, Stefan has his hands full trying to keep a confused and frightened Jenna (Sara Canning) safe. Flashbacks to 1491 reveal Katherine's (Nina Dobrev) introduction to Elijah (Daniel Gillies) and Klaus, along with the origin of the moonstone curse. Elena learns shocking new information about Klaus' motives. Matt Davis also stars.
The Vampire Diaries airs Tuesday nights at 8pm on etc.


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Raw Images
Image of Skadi
N00082684.jpg was taken on 2007-05-07 02:52 (PDT) and received on Earth 2007-05-07 16:59 (PDT). The camera was pointing toward Skadi, and the image was taken using the CL1 and UV3 filters. This image has not been validated or calibrated. A validated/calibrated image will be archived with the NASA Planetary Data System
For more information on raw images, checkout our frequently asked questions section.
Image Credit: NASA/JPL-Caltech/Space Science Institute


text: Aunt Sadie's is surrounded by some of Vermont and New Hampshire's finest ski areas. There isn't a day that goes by in the Winter where we don't encounter a car with skis tied to the top coming from or going to the slopes for the day. This candle pays homage to those dedicated ski folks! Want to put the name of your favorite mountain, ski resort or ski trail on the label? We're happy to do so for just $1. more (30 character maximum please).


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This is an archived article that was published on sltrib.com in 2013, and information in the article may be outdated. It is provided only for personal research purposes and may not be reprinted.
As was pretty clear to those who watched, Jon Huntsman wasn't thrilled with the presidential race last year. The one-time candidate was critical of his own party after he dropped out of the race for the GOP nomination and has since had choice words for the entire process.
In Collision 2012, a new book by The Washington Post's Dan Balz, Huntsman makes it clear he wasn't a big fan of the Republican field.
"What went through my head and I hope this doesn't sound egotistical what went through my head was in this country of 315 million people, Nobel Prize winners, university presidents, CEOs, creative class leaders, innovators, great people, this is what we get to run for president? This is it? … They're all good people, but they're not the best that this country has to offer."
Huntsman, of course, didn't say that during the race, but it would have made for one heckuva debate line.
Poll: NSA good, spying bad • Most Utahns support the National Security Agency setting up shop in the state, though nearly half of residents believe the spy agency is violating constitutional protections by snooping on Americans, a new poll shows.
Some 54 percent of those surveyed by the libertarian Libertas Institute last week say they strongly or somewhat support the NSA's new Utah Data Center set to open this fall, while 33 percent oppose the mammoth center near the Point of the Mountain.
Meanwhile, 46 percent of the same group surveyed said they believe the NSA has violated the Constitution's Fourth Amendment protections against unreasonable searches and seizures. Only 26 percent said the agency wasn't doing that.
Connor Boyack, president and founder of the group that set up his own calling system to conduct the poll, said the results were a bit shocking.
"We were stunned to see so many Utahns oppose the NSA's activities on Fourth Amendment grounds, yet express support for their facility in our backyard where the results of these activities will evidently be stored, harvested, and used in ways that further violate the Fourth Amendment," Boyack said. "To us, it suggests a bit of a disconnect."
On another survey question, it's clear that Utahns aren't fans of the anti-terrorism policies instituted since the Sept. 11, 2001, terrorist attacks. Some 48 percent say the policies go too far while 18 percent say they don't go far enough.
Reality TV? • HBO's The Newsroom is treading into the 2012 presidential campaign in its new season and Mitt Romney's campaign isn't shown in the best light so far.
In a recent episode of the fictional show, TV producer Jim Harper is covering the Romney express as it winds through New Hampshire but is twice rebuffed on his attempt to board the press bus by a Romney aide who isn't a big fan of Harper's news outlet. When he finally gets on, Harper presses Romney spokespeople for answers that go beyond their talking points and ends up getting kicked off the bus with two other reporters.
A former 2012 Romney spokesman says that is obviously pure fiction.
"You all would have heard about that if it had happened" in the real campaign, says Ryan Williams, a Romney campaign spokesman who traveled with the former Massachusetts governor. The show "doesn't seem to be very close to the truth," he adds.
If there was space, Williams says, legitimate news outlets even those who were super-critical were welcomed aboard the campaign's press bus or on the campaign planes. At one point, some reporters covering Romney had to take a separate press plane but that was only because so many journalists were traveling with the Republican candidate, Williams notes.
The show's creator is left-winger Aaron Sorkin, who also created The West Wing series wherein Republicans were often the butt of jokes, so GOPers aren't shocked to see the Obama campaign so far immune from the show's jousts.
On another front, Williams says that several in the Romney press shop were trying Monday to figure out if certain characters are based on real-life people is Romney's sharp, female mouthpiece supposed to be national press secretary Andrea Saul? but there isn't likely to be a big following among the Romney alum.
"The whole concept seems a little silly to have a fictional account of a campaign that happened in real life," Williams said.
The HBO show rankled Utah Sen. Mike Lee when it debuted last year and referred to the freshman tea partyer as wanting to jettison the constitutional amendment that allows anyone born in the United States to be a citizen. Lee phoned the president of HBO asking for a clarification, though none was apparently broadcast.
Morning email » Snack on Political Cornflakes, our morning dish of political news. Join our mailing list by email@example.com or follow us on Twitter, @SLTribPolitics. Check back at politicalcornflakes.com for regular updates.
Burr and Canham report from Washington, D.C. They can be reached at firstname.lastname@example.com or email@example.com or via Twitter @thomaswburr or @mattcanham.


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Once again, I want to say thank you to all my supporters. You all have helped Suntian Naziyon grow so rapidly. I have been in the midst of transitioning into my new home and it started off a little crazy because of this whole pandemic, but I have slowly adjusted to this new chapter of my life and want to thank everyone who supports the movement. Things are a little slow at the moment, but hopefully we will be getting back to normal soon. Continue to show your support and continue to be a part of the Suntian movement which is ever growing. We definitely have more to come! Thanks once again and madd luv and rispek to all my Suntians! Remember, "WUN SUN, WUN NAZIYON"! We are one people.
Peace in!


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The People's Bank of China (PBoC) has begun to talk about an officially sanctioned cryptocurrency.
A couple of years ago, the PBoC initiated stringent measures against Bitcoin and cryptocurrency activities. The impact of this decision reverberated across the entire blockchain ecosystem. As a matter of fact, the share market size of China alone, based on her population is enough to earn it some significant recognition.
China's answer to Facebook's currency
In June 2019, Facebook released a whitepaper and announced its intention to launch a native cryptocurrency, Libra. The purpose of this cryptocurrency which is expected to be launched by the middle of 2020 will be to settle payments on the giant social media platform that has over 2 billion registered members.
Not long after this, did the report on PBoC's intention to embark on its own cryptocurrency project emerge. A decision that has got many eyes rolling, and a lot of people suggesting that it is a counter activity against the possible challenge that Facebook's Libra may pose for the Chinese cross-border payments, monetary policy and financial sovereignty.
Therefore, if China pulls this through as expected, there is every likelihood that WeChat, the Tencent-owned social media platform that is as much a basic messaging program as it is a digital payments system will be ideal for the project.
WeChat boasts of 1.1 billion monthly users, a figure that can be assumed to be a more organic stat than Facebook's declaration of 'registered' users. Therefore, if user base is anything to go by, WeChat is a strong contender, coupled with the fact that it is a famous platform for the Chinese population.
WhatsApp Pay to launch in India, giving more competition to the messaging app payment scene
Facebook has declared its intention, WeChat is a most likely gamechanger and WhatsApp is clearly in the picture by getting ready to launch its own WhatsApp Pay as another messaging app that is involved in payments. This is indeed a direction that the world is going at the moment, and needs to be given more attention.
According to reports, everything is almost set to launch WhatsApp Pay for its Indian community. The necessary data storage facilities in India, which is estimated to be between 350 million and 450 million users has already been put in place.
Dash is already ahead with integrations into messaging apps like Telegram and SMS
These developments are coming right after the giant strides taken by Dash by integrating with the fast growing messaging app, Telegram, plus the SMS text features that it offers to citizens in the US.
Dash did the initial launch of this solution in Venezuela and Colombia, recording a lot of success in implementation and usage. Just like WeChat in China, Telegram is a popular messaging app in South America, especially Venezuela. Moreso, it is a common platform for people who are involved in crypto.
According to Lorenzo Rey, CTO and co-founder of Dash Text, this solution will be very useful for the larger population who make use of cheap or old smartphones with low memory. This group of people will not need to install any more app on their gadgets before they can receive, store and use Dash.
This is very much in line with the philosophy of Dash, which is focused on serving the global population as an everyday payment solution.
Making cryptocurrency accessible is a fundamental necessity towards the growth of the payment technology and adoption into the mainstream. With the introduction of settlements via messaging apps, the financial industry is definitely going to undergo some more significant disruption.
As a leader in this line of solution, Dash is not just set, but is already expanding into new territories as it enables crypto users to handle their business more easily. Part of this expansion is the recent enabling of SMS and Telegram integration for the US population who can now transact easily with Dash using these platforms.


text: Do you ever find yourself falling under the curse of the green-eyed monster? Comparing yourself to total strangers on the internet and feeling somehow second-best? Jealousy isn't pretty. But you can turn it around to be your biggest gift. In today's Dare To Dream Bigger podcast episode, I guide you through how. Show notes: http://www.dtdbpodcast.biz/025


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Copyright 2011 Celebrity Moving
All materials contained on this website are protected by United States copyright law and may not be reproduced, distributed, transmitted, displayed, published or broadcast without the prior written permission of Celebrity Moving except under the following conditions.
You may download materials from Celebrity Moving website for your personal non-commercial use only.
Images displayed on this website are the property of their respective photographers. IMAGES MAY NOT BE REDISPLAYED ON ANOTHER WEBSITE WITHOUT PERMISSION OF THE PHOTOGRAPHER AND CELEBRITY MOVING.


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In this busy world we live in, we don't take for granted the time you have taken to leave us a word of two.
It is so appreciated.
May you be encouraged today.
May you be blessed today.
Remember you are special and precious to God.
His thoughts of you are infinite.
17 How precious are your thoughts about me, O God.
They cannot be numbered!
18 I can't even count them;
they outnumber the grains of sand! Psalm 139:17-18.
So forever grateful here at Apples of Gold Encouragement
David and Lori A Alicea


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A blog for Small Business Consultants and the distributors who serve them. Be part of Man Kawasaki (author, The Art of Social Media), Mari Smith (co-writer, Fb Advertising: An Hour a Day), Chris Brogan (co-author, The Impression Equation), Jay Baer (creator, Youtility), Ann Handley (creator, Everyone Writes), Michael Stelzner (creator, Launch), Michael Hyatt (creator, Platform), Laura Fitton (co-creator, Twitter for Dummies), Joe Pulizzi (creator, Epic Content material Promoting), Mark Schaefer (writer, Social Media Outlined), Cliff Ravenscraft, Nichole Kelly, Ted Rubin, Chalene Johnson, Darren Rowse, Joel Comm, Kim Garst, Martin Shervington, Marcus Sheridan, Gini Dietrich, Pat Flynn, John Jantsch, Andrea Vahl and Brian Clark—just to call just a few.
A business (also known as an enterprise, an organization, or a firm) is an organizational entity and legal entity made up of an affiliation of individuals, be they natural , authorized , or a mix of each who share a common purpose and unite to be able to focus their varied talents and set up their collectively out there skills or sources to realize particular declared goals and are involved within the provision of goods and companies to customers 1 2 A business can be described as an organisation that provides goods and providers for human wants.
Hmmn, I got right here as a result of am attempting to decide which one to choose between blogger and WordPress for my new weblog. COMMENTARY: True, but not each story is worth sharing. We need look no additional than individuals sharing images of what they ate for dinner, or, ahem, even pictures of their bowel actions, on blog posts and social media. Folks publish their personal diaries of life, work, and even sexual exploits. Just because sharing is simpler, does not make it better. Not solely doctors, attorneys, athletes, advisor, etc., but in addition architects and engineers, have been on this list. But then something occurred in conference. They decided to strike architects and engineers from the list of non-public service businesses for functions of figuring out eligibility for the 20{65705f2b290a2dc16dbfaad642ccdf62c35ff371a9575d5f7766326c54da72cd} passthrough deduction. No explanation supplied, as far as I can see.
If excessive-revenue "business homeowners" manage to use aggressive tax planning that ensures they'll pay lower tax rates than many of their own workers underneath the tax bill, is that a feature or a bug? The extra intently you look at the Republican tax invoice, the extra it appears like the former – i.e., as something that is consciously supposed (albeit hidden, to a degree, from clear public view). This can be a actual tell (as they are saying in poker). It suggests that the invoice's proponents are comfy, and even perhaps affirmatively happy, with an upside-down fee structure beneath which business house owners will continuously pay lower tax charges than the people who are working for them. I suppose one might name this "Kansas justice," in honor of Sam Brownback.
Blogger was built with one task in mind: blogging. They usually've made that activity pretty straightforward. After you're taking a minute or so to arrange your weblog, you'll be able to dive right in and write your first publish. Google seems simply to patch things as much as maintain it from utterly breaking down. Have a look at this listing of updates Since the start of 2015, the one significant replace was the introduction of HTTPS. Some of the few modifications Blogger has executed in the latest years have negatively affected customers These embody attempting to restrict users from posting sure types of content and even blocking access from particular international locations.


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Monthly Archives: August 2010
Hello world!
Welcome to the blog of Scoil Muire Banríon. In it, over the course of the school year we hope to keep our readers informed about what is happening in our school and indeed in each of the classes.
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Famitsu has long been Japan's premier source for video game news and reviews and, much like every other similar outlet around the world, it names the best of the best each year in an awards ceremony, even if it is somewhat belated compared to many other such awards. It should come as little surprise that Nintendo fared quite well, with several titles being honored, including the top prize.
The biggest news is definitely Splatoon taking home Game of the Year. Nintendo's innovative and colorful shooter beat out a tough field of not only fellow Nintendo games (Super Mario Maker and Fire Emblem Fates), but also major titles from both Japanese developers (Metal Gear Solid 5, Bloodborne, Monster Hunter Generations, and Yo-Kai Watch Busters) and Western developers (Fallout 4 and The Witcher 3).
Considering how Splatoon is both groundbreaking and a new franchise, it managed to walk away with the Innovation and Rookie awards as well. In fact, the Innovation Award was swept by Nintendo, with the only other recipient being Super Mario Maker which, along with Fire Emblem Fates, managed to nab Excellence Awards.
Monster Hunter fans will also be happy to learn that Monster Hunter Generations claimed the Best Hit Award, though it is unclear if the word "hit" is used in reference to how successful it is or the fact that the franchise has pretty much become an addictive substance at this point– or maybe it's both.
Personally, I feel Splatoon deserves each and every honor it receives and then some; not only did it bring about a clever and much needed change in the multiplayer shooter genre, but it is also fantastic support of how developers can continue building on and improving a game well after launch. It really is the most forward-looking title Nintendo has released in a long time. However, I am somewhat disappointed by the lack of love for Xenoblade Chronicles X, but you can't win them all.
Chime in with your thoughts below.
Source: Nintendo Everything


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Fun facts about Black Beauty and the novel's author, Anna Sewell
1. Anna Sewell's novel Black Beauty is one of the biggest-selling novels of all time. Published in 1877, Black Beauty was a huge publishing success story from the start. Although Sewell died five months after the book appeared (the cause of her death has been attributed variously to tuberculosis and hepatitis), she lived long enough to learn that she had written a bestseller. The book has sold over 50 million copies in total, making it one of the bestselling books in English. It was Sewell's only novel. Sewell died in 1878, but had been an invalid for much of her life; she was confined to her family home for much of her life.
2. Black Beauty is described on its title-page as 'translated from the equine'. Sewell's unusual conceit was to tell the story from the perspective of the horse rather than have a human or impersonal 'omniscient' narrator. This makes it the ancestor of – and a possible influence on – some notable later animal-narrated stories, such as Rudyard Kipling's 'The Maltese Cat' (1895), which centres on a polo match told from the perspective of the ponies.
3. There is a story that the book was banned in South Africa during the Apartheid era. There appears to be some debate about whether this is true, however. The story goes that the South African government disliked the book's title because it placed the words 'black' and 'beauty' side by side. Robert Ross, in his A Concise History of South Africa, states that Black Beauty was banned. Numerous other histories of South Africa also repeat this fact – but is it a fact or a myth? Claire Datnow, in her memoir Behind the Walled Garden of Apartheid: Growing up White in Segregated South Africa, writes that this fact was a 'reigning joke' among her circle of friends, invented to make fun of the 'ignorance of the censors' – the idea being that Black Beauty had been banned 'because the censors thought it referred to a black woman.' So it appears as though it may be a myth (though we'd welcome further evidence on this).
4. Anna Sewell's mother was also a successful author. Mary Wright Sewell (1797-1884) wrote a number of juvenile bestsellers, and was a successful poet as well as an author of children's fiction. Among her biggest-selling works was Mother's Last Words, 'a story of two boys kept from evil courses by their mother's last words', which sold over a million copies. However, her daughter's attitude to her one novel was quite different: Anna Sewell did not write Black Beauty specifically for children. Rather, she wished to highlight the plight of animals and the way horses were treated in Victorian England, but did not single out children as her readership. As she died young, Anna Sewell (1820-1878) was actually survived by her mother, by six years.
5. Perhaps surprisingly, Disney have never adapted the novel. The story of a horse's adventures, suffering, and hardship would seem to be the perfect source-material for a Disney film, but a movie has never been made – though in 1966 Disney did release an audio adaptation of the novel. The book has been adapted for film and TV on numerous occasions, however: films have been made in 1921, 1946, 1971, 1987, and 1994, with a popular TV series (made by LWT) running in 1972-4. The earliest adaptation was a 1917 film titled Your Obedient Servant. A preview of the 1921 film can be seen here.
Image: Still from the American film Black Beauty (1921) with Jean Paige and James W. Morrison, published on page 53 of the April 1921 Photoplay magazine (Vitagraph Company of America), via Photoplay, Wikimedia Commons.


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Disclosure: I have been responsible for building shitty dashboards. I personally made most of the errors below. I heretofore apologize to my users and pledge not to do it again. Hopefully, these anti-patterns can help PMs, designers and engineers reduce a bit the amount of time wasted building and looking at shitty dashboards.
When I say shitty, I'm not talking Google Image Search-bad (done vomiting yet?). I mean shitty in the sense of boring, poorly designed and devoid of any usefulness whatsoever.
Don't believe me? Name 3 good software dashboards, right now
Found anything? Yeah, I guessed so. Yet, they're everywhere. Any SaaS software you're using probably has one, most likely as its home page.
You probably never look at it. It's as if they weren't there. (I call this dashboard-blindness). Thus, so, most software dashboards are shitty.
Side note: I'm talking trash about software here, but the law could be extended to all dashboards.
Take car dashboards for example. They use vast amount of real estate to display information that is useless 99% of the time. How often do you need to know the RPM on an automatic car? Can't you just take that stupid dial out and put something useful instead?.
They also employ UX techniques that dates from a time where the only UI component you can use was a light bulb. If that red thing is critical, can't you tell me right away what it means?
But since we can't solve all of it, let's focus on software.
Law #2: If it's called "Dashboard", it's probably shitty#
If your collection of data widget is called "Dashboard" it probably doesn't serve any purpose other than being there and moving. Which means it's useless.
Corollary: "Let's build a dashboard" equals "Let's build a shitty dashboard"# I don't have the data to prove it, but I bet a lot of shitty dashboard started with the sentence "we need to add a dashboard".
They are built without the users in mind because the product team has a bunch of numbers that they think could be useful. Or because the exec team somehow thinks "we need a dashboard".
Law #3: If you don't know what to take away from your dashboard, your users won't#
I've been guilty of this one. Once, as a PM, I flat out answered the question "what is the use of your dashboard?" with a vapid "It tells the users what her numbers are". Yeah…
It's a classic fallacy. You have no idea what your users will decide based on the data you are showing them. But you somehow assume your users will know. Except you're the one spending days and nights with the product and the data. If you (the PM or designer) doesn't know what the data on the dashboard means and what to make of it, your users won't either.
Corollary: A dashboard that does not take a stand is a shitty dashboard
What the hell am I looking at? Does the designer has any idea what's important here?
That's the "let's throw some spaghetti at the wall and see what sticks" approach. What you end up with is a giant mess on the floor.
Law #4: Not talking to users will result in a shitty dashboard
The twin brother of Law #3. You don't know if the dashboard is going to be useful. But you don't talk to the users to figure it out. Or you just show it to them for a minute (with someone else's data), never giving them a chance to figure out what the hell they could do with it if you gave it to them.
(You can substitute "product" for "dashboard" and law #4 still holds true)
Law #5: I don't need no shitty control
Also linked to law #3. Since you have no idea what anyone is going to do with your dashboard, why not throw more controls, to let the user figure it out?
The funny consequences of this one:
The user still doesn't have the faintest idea of what he's supposed to look at You now offer combinations that are even more useless. My eternal gratitude to anyone who can tell me what to do with session duration at the hourly level. "People at 4:53AM on Monday stayed longer on the site than at 11:36AM"? So what?
Another other reason why stupid controls get added is because some user (most likely a data guy) asked for it. Unless you're building a product for him, don't listen to the data guy
Special mention to my favorite, the "last 14 days" option.
Law #6: Because it was useful in a Powerpoint doesn't mean it's useful on a dashboard#
Another fallacy is to think that because some graph is useful in a quarterly Powerpoint it will be useful to look at every day. Surprise: quarterly numbers don't change that much day-to-day. Although it's useful, it's also incredibly boring.
Law #7: Because it moves doesn't mean it's not shitty
Dashboard hell is paved with last 30 days daily numbers.
Can you think of a single application where that timeframe / granularity is actually useful? Most KPIs (traffic, revenue) are too volatile on a daily basis to be useful. Yet "last 30 days daily" is more or less the default option.
The reason are pretty easy to understand: The numbers will move. If the users comes back tomorrow, there will be a different number.
Dopamine rush!
Then, best scenario: nothing. Because whatever that daily number tells you, you don't know what to make of it.
Worse case scenario: a bad decision taken with non-statistically significant data.
Yes, 30-day daily graphs look way better than a single KPI with a trend indication. But they're a lazy option.
Corollary: No one needs real-time
Or near real-time. Or whatever you call it.
Real-time is the über version of #6. More dopamine, no actionable data whatsoever.
Law #8: You probably don't need a dashboard
If you can't think of a reason (besides "they can look at their number") why your users would use your dashboard, then you don't need a shitty dashboard.
If your data is only useful on a monthly basis but doesn't move much in between, maybe you don't need a shitty dashboard. Send your numbers by email the end of the month instead. Sure, you can still build a shitty dashboard, but don't complain that no one looks at it.
Nest does this pretty well. They send you your monthly usage numbers every month, yet you can't find that info on the site. You wouldn't look at it if you had it, would you?
Yes, back-end applications need ways to show their users that they're working. I guess that's the reason behind Stripe's (otherwise pleasantly understated) dashboard:
Just ask yourself if a dashboard is the best way to achieve this. If something's going awry (or well), shouldn't you send me an email or text instead?
There are already a lot of shitty dashboards out there. Please save the planet, don't create more.
Think I'm biased and could think about 3 good dashboards without looking? Tell me so on twitter!


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ÁKK sells HUF 32.5 bln of bonds at switch auction, above plan
The Government Debt Management Agency (ÁKK) sold HUF 32.5 billion of bonds maturing in 2029 and 2034, accepting ones expiring in 2022 and 2023 as payment at a switch auction on Wednesday.
ÁKK sold HUF 12.5 bln of 2029/A bonds for 2022/A bonds, raising its original offer by HUF 2.5 bln. Primary dealers bid to switch HUF 20.3 bln of the securities.
The agency sold HUF 10 bln of 2029/A bonds for 2022/B bonds, in line with its original offer. Bids came to HUF 20.1 bln.
ÁKK also sold HUF 10 bln of 2034/A bonds for 2023/C bonds, in line with its original offer. Bids reached HUF 18.8 bln.
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abcOptions.com Review
Year Established: 2014
Platform: Tradologic
Min. Deposit: €50
Visit Broker
Quick Summary
|Doesn't Accept US
|High/Low: Up to 81%
Touch: Up to 140%
ABCOptions have been in operation in the world of binary options since 2014. They offer a wide range of assets (currently 230) to be traded in 15sec Turbo, Up/Down, Touch, and Range options. Their reliable platform is powered by Tradologic.
Trader Information
Payout Percentage: High/Low: Up to 81%
Touch: Up to 140% Minimum Deposit: €50 Regulation: No, not mandatory in the countries where they operate US Friendly: No Demo Account: Yes Bonus: Up to 100% Currencies: EUR, USD, GBP
Platform Overview
Number of Assets: 230 Asset Classes: Stocks, Currencies, Commodities, Indices Trading Features: High/low, Touch, Range, Turbo from 15 sec till 5 min, Close, Extend, Double Software Platform: Tradologic START TRADING >
The most valued aspects of abcOptions are their outstanding customer service, payment process, and ease of use of the platform. When contacting them they answer right away and really help you further. Their support team is available in multiple languages. You can reach them by phone, email or live chat. About the payment process of depositing and withdrawing went smoothly, and therefore very satisfactory. The ease of use of the abcOptions platform must also worth noting. Their name says it all, it is like an ABC to trade on their platform.
Other excellent features that should be taken into account are as follows:
- Early close feature of trades that are expected to end in loss, which help to limit risk.
- Full range of different option types, including 15 seconds Turbo Options
- Different charts available, the candle, line, and area chart
- Touch percentages of up to 140% payout
- Low minimum trading amount
To open an abcOptions account Click Here>>
abcOptions Details
Assets Available to trade: Assortment of 151 Stocks, 30 Currency pairs, 20 Commodities and 29 Indices
US Accounts: No
Currencies Accepted for Deposit: EUR, USD, GBP
Minimum Deposit Amount: 50 EUR, USD, GBP
Deposit Methods: Mastercard, Visa, Neteller, Wire Transfer, Neosurf, iDeal, Mistercash, Sofort
Withdrawal Time Frame: 1-3 business days to process the request
Minimum Investment Amount: 10 EUR, USD, GBP
Maximum Investment Amount: 1250 EUR, USD, GBP
Support: Telephone (open Mon-Fri from 8:30 till 17:30 GMT), email; firstname.lastname@example.com, Livechat 24/7
Demo Account: Free Demo Account, no deposit required
Bonus Structure: Up to 100% bonus. (Check with customer service for current bonus offers).
abcOptions Platform, Trading, and Features:
Before beginning able to trade you will have to open a (demo) trading account, you can do so by pressing the blue ¨Open Account¨ button at the right corner of the screen.
When you log into the account you are taken to the Trade room (also accessible by clicking TRADE in the top menu):
The Trading Screen displays 4 trading Tabs of the 4 different option types: UP/DOWN, TOUCH, RANGE, TURBO
UP/DOWN options
These are standard Call/Put trades. Trader can select Currencies, Indices, Stocks and Commodities in the left column. Select an asset and it will be displayed in the middle of the trade room, with its current rate and chart. Here you also select the expiration time and if you expect the price to be below (red put button) or above (green call button) at the time of expiry. At the right side you find ¨Set your trade¨, this is where you decide the amount you want to invest (amount) and where execute the trade (buy).
Touch Options
With the Touch Option the trader predicts if the price of an asset will reach a specific price during a certain period of time. As soon as the price of the asset reaches the defined level within the time frame, the trader gets immediately his profit. This profit can reach with abcOptions till 140% for Touch options.
To trade Touch Options at abcOptions, you have to: select an asset, set the time period, predict if the lower price will be reached (red Touch down button) or the higher price (green Touch up button), decide the amount to be invested, and finalize your trade by pressing buy.
Range Options
With Range Options the trader predicts if the current rate of the chosen asset will expire within (green button) or outside (red button) a predefined price range.
Turbo Options
Turbo Options are in essence the same as the Up/Down Options, only the term is much shorter. With abcOptions you are able to trade Turbo Options starting from 15 seconds till 5 minutes.
Trading Tools
abcOptions offers their traders tools to be more in control of their Up/Down trades. After you placed an Up/Down trade with a duration of more than 10 minutes, you can Extend, Close, and Double this trade. In the 5 minutes after you placed the trade till 5 minutes before the expiry, you can access these Trading Tools by pressing Show in the Open Trades section.
- Extend the trade to a new expiry date in the future at a certain cost,
- Close the trade immediately,
- Double the trade.