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The National Securtiy Agency (NSA) is stealing a page from Disney:
Hi Kids! Welcome to the NSA/CSS Kids' page.
We're the CryptoKids and we love cryptology.
What's cryptology? Cryptology is making and breaking codes. It's so cool. We make codes so we can send secret messages to our friends. And we try to figure out what other people are writing about by breaking their codes. It's a lot of fun.
On this site, you can learn all about codes and ciphers, play lots of games and activities, and get to know each of us - Crypto Cat™, Decipher Dog™, Rosetta Stone, Slate, Joules, T.Top, and, of course, our leader CSS Sam.
You can also learn about the National Security Agency/Central Security Service - they're America's real codemakers and codebreakers. Our Nation's leaders and warfighters count on the technology and information they get from NSA/CSS to get their jobs done. Without NSA/CSS, they wouldn't be able to talk to one another without the bad guys listening and they wouldn't be able to figure out what the bad guys were planning.
We hope you have lots of fun learning about cryptology and NSA/CSS. You might be part of the next generation of America's codemakers and codebreakers.


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USI 3130 Glass Front Snack Machine
Manufacturer: FSI, U-Select-It, USI, Wittern
Model: 3130
Selections: 29
2 trays @ 3 selections each for
(all 12 ct coils)
2 trays @ 4 selections each for snack/pastry
(all 12 ct coils)
1 tray @ 6 selections for candy
(all 18 ct coils)
1 tray @ 6 selections (4 for candy coils @ 18 ct & 2 gum/mint coils @ 36 ct)
Total capacity approx.420 items
Bill Acceptor: Coinco BA32SA (Accepts $1 bills)
Coin Changer: Coinco 9302GX (Accepts .05, .10, .25)
(Pays out with .05, .10, .25 coins)
Condition: Used, Good
100% Operational and made ready for location by Automated Services LLCPrice: $1,395
This USI model 3130 snack machine accepts $1, nickels, dimes, and quarters and pays change in the same coin denominations. It is flexible enough to dispense a wide variety of snacks: chips, pretzels, pastries, candies, chocolates, cookies, crackers, granola bars, etc. Its controller board is MDB ready and able to support credit card systems if necessary. This 3130 is in good condition and is in 100% working order.
FSI, Federal, Selectivend, U-Select-It, USI, and Wittern are all brand names manufactured by The Wittern Group in Des Moines, IA . Although branded differently, and having model numbers that differ the machines offered by each brand are almost identical with perhaps the greatest difference being how they are marketed, through price clubs (Sam's Club) etc, vending machine distributors, and direct sales to small business, health care facilities etc. Replacement parts for these brands are readily available through Vend-Net www.vendnetusa.com
Warranty: This machine is backed by a 30 day part guarantee. (All replacement parts to be supplied/obtained from seller, Automated Services LLC, 145 Pepe's Farm Rd Milford, CT 06460. Labor is the responsibility of the buyer.)
• Tilting Shelves Easy loading pull out shelves
• Large Digital Display Easy reading
• Adjustable Helixes (Spirals) 360 – degree helixes adjust in 20 degree increments
•10-Base Keypad for easy customer and service use. Features adjustable back lighting and Braille identification.
• MDB Payment System Ready Includes coin, bill and card reader acceptance
Height: 72"
Width: 29.5"
Depth: 36"
Shelves: 6 trays
Weight: Approx. 475 lbs
Capacity: Approx. 180 candy, 168 snack, 72 gum/mint. Total approximately 420 items
Electrical - 115 volts/60Hz 1.2 amp
(800) 727-8363 Ext 19
Automated Services, LLC. 145 Pepe's Farm Road, Milford, CT 06460. All rights reserved. 2021

subset: commoncrawl


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Are you currently typing "salsa lessons near me" into your search engine? Then you are likely looking for beginners' classes to help you learn this incredible, energetic dance style. And if that is what you are looking for, then you will need beginners' classes that help you learn not just the steps, but love for salsa dancing and the culture around it, as well.
To foster your lifelong love of dance and salsa, you will need to start on the right foot. Here are essential features that you will need in a dance studio when you are looking for "salsa lessons near me."
1. Online capabilities
The world has moved online, and dance lessons are no different. While it is always ideal for heading to a physical space to learn how to salsa dance, it is also important that your "salsa lessons near me" are accessible outside of the studio's walls. That means more than a strong social media presence, too, as many studios are very good at posting stories but very bad at being online in any other way. It means having an app to reserve your classes and maybe even teaching classes with an online component for when people can't go to the studio.
2. A Knowledgeable Teacher
Just like any other type of class, your teacher is absolutely key to your success. For "salsa lessons near me" especially, you need a teacher who is not only experienced and talented in the dance, but who is also especially great at teaching. If you want to learn how to be a fantastic salsa dancer, then you need to learn from the best.
3. A Social Element
Anyone who is in love with salsa dancing will tell you that the heart and soul of the dance is the social element. Salsa is about connecting with people. About feeling the energy of a room and dancing with it. Without that social element, then no matter where you take your lessons, you will be missing out. Make sure that your studio offers classes for partners and individuals. You'll also want to make your "salsa lessons near me" offer opportunities for you to dance with people of different skill levels. This could be socials that they hold regularly or event listings for you to head to on your own. In any case, being able to interact with people who know salsa is key to learning and growing in the dance style.
4. Payment Plans that Work for You
Dance classes can be expensive, but they shouldn't be prohibitive. That is why many dance studios are offering packages of classes and other options that make this much easier. When looking for "salsa lessons near me," be sure to find somewhere that will offer you lessons you can afford and packages that can make it easier on your wallet.
For those of you typing salsa lesson near me into a search engine, it may be time to try out salsa dancing in an affordable and modern dance studio. Salsa Kings has affordable classes taught by people who love to salsa and teach. And our online app makes booking your lessons easy. Contact us today to learn more about our classes.


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On 10 April 2014, Marc Garneau sent 12 students to Albert Campbell CI to compete in the Canadian Team Mathematics Contest (CTMC). CTMC is a University of Waterloo math contest where students work collectively in teams of six to score the highest number of points possible. There were 11 schools present, and sixteen teams in total. Some other schools included Northern Secondary School, Pickering High School, and Agincourt Collegiate Institute.
The twelve students from Garneau were divided into two teams. Students were able to select their own team names. The first team, which named themselves "The Yellow Pigs", consisted of Richard Du, Andrey Khesin, David Wang, Frieda Rong, Jennifer Guo, and Yiqun Zhang. The second team was called "The Fob Mob" and consisted of Shela Qiu, Robert Lao, Deifilia To, Rebecca Wong, Morris Chen and Eric Su.
The day was complete with three main events: the team questions, the individual questions, and the team relay.
The team questions consisted of twenty-five questions to be solved by six people in a 45 minute long period. The Yellow Pigs were able to get the correct answer to twenty four problems, and team the Fob Mob was able to successfully complete twenty.
The individual questions were similar to the setting of a typical math contest. Each member of the team was to solve ten problems by themselves in a time span of 45 minutes. This score was a major factor in determining the final placement of the teams. Garneau's students placed exceptionally well, with three competitors scoring a 9. In addition, Frieda Rong and Richard Du were the only two students in the competition to score a perfect score of ten.
The last portion of the competition was a team relay. Each team was further subdivided into two teams. Everyone was given a letter – either a, b, or c – and sat accordingly. Each person in the relay received a different mathematical problem that relied on the previous number. Person A would solve the problem and pass the number to person B. Person B would be dependent on that number to solve their own equation. This continued until person C was able to use person B's number to solve their own equation. The Yellow Pigs scored exceptionally well on this portion, with a perfect score of 60.
In the end, the Yellow Pigs took first place with a score of 191, 15 points above the second place team. The Fob Mob tied for fourth place with a score of 148.
Ms. Tam, a math teacher at MGCI, was the supervisor of this event. She commented that she was proud of the Garneau's performance at the math contest. She also said that "the enthusiasm and excitement of the teams was incredible", and that they were "a great representation of Garneau within the board".


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This weeks reading is from Parashat Yitro (Shemot / Exodus 18:1-20:23), the Scripture portion this week tells us that Yitro (Moshe's father in law) arrived bringing Moshe's wife Zipporah and his two sons, Gershom and Eleazar (18:1-3). Moshe told Yitro everything the Lord had done and Yitro said י וַיֹּאמֶר יִתְרוֹ בָּרוּךְ יְהֹוָה אֲשֶׁר הִצִּיל אֶתְכֶם מִיַּד מִצְרַיִם וּמִיַּד פַּרְעֹה אֲשֶׁר הִצִּיל אֶת-הָעָם מִתַּחַת יַד-מִצְרָיִם: 18:10 So Jethro said, 'Blessed be the Lord who delivered you from the hand of the Egyptians and from the hand of Pharaoh, and who delivered the people from under the hand of the Egyptians. (NASB) Moshe's father in law praised the Name of the Lord, and then they make an offering to the Lord and sit down to eat before God (18:12). The next day, Yitro saw all that Moshe was doing for the people and recommended that Moshe select leaders from the people as judges so that only the heavy matters Moshe would judge (18:13-26). In the third month leaving Egypt, the people arrive at the wilderness of Sinai (18:26-19:1). Lord told Moshe, have the people consecrate themselves because in three days the Lord will come down to speak with them (19:7-16). The Lord warned not to break through and gaze so they would not die (19:24-25) and God called Moshe and Aharon to come up on the mountain. The reading this week concludes with the Lord giving Moshe and the people His ten commandments (Shemot / Exodus 20:1-19).
כתבי הקודש / The Holy Scriptures
ספר שמות פרק יח
ח וַיְסַפֵּר מֹשֶׁה לְחֹתְנוֹ אֵת כָּל-אֲשֶׁר עָשָֹה יְהוָֹה לְפַרְעֹה וּלְמִצְרַיִם עַל אוֹדֹת יִשְֹרָאֵל אֵת כָּל-הַתְּלָאָה אֲשֶׁר מְצָאָתַם בַּדֶּרֶךְ וַיַּצִּלֵם יְהוָֹה: ט וַיִּחַדְּ יִתְרוֹ עַל כָּל-הַטּוֹבָה אֲשֶׁר-עָשָֹה יְהוָֹה לְיִשְֹרָאֵל אֲשֶׁר הִצִּילוֹ מִיַּד מִצְרָיִם: י וַיֹּאמֶר יִתְרוֹ בָּרוּךְ יְהֹוָה אֲשֶׁר הִצִּיל אֶתְכֶם מִיַּד מִצְרַיִם וּמִיַּד פַּרְעֹה אֲשֶׁר הִצִּיל אֶת-הָעָם מִתַּחַת יַד-מִצְרָיִם: יא עַתָּה יָדַעְתִּי כִּי-גָדוֹל יְהוָֹה מִכָּל-הָאֱלֹהִים כִּי בַדָּבָר אֲשֶׁר זָדוּ עֲלֵיהֶם: יב וַיִּקַּח יִתְרוֹ חֹתֵן מֹשֶׁה עֹלָה וּזְבָחִים לֵאלֹהִים וַיָּבֹא אַהֲרֹן וְכֹל | זִקְנֵי יִשְֹרָאֵל לֶאֱכָל-לֶחֶם עִם-חֹתֵן מֹשֶׁה לִפְנֵי הָאֱלֹהִים:
Shemot / Exodus 18:8-12
18:8 Moses told his father-in-law all that the Lord had done to Pharaoh and to the Egyptians for Israel's sake, all the hardship that had befallen them on the journey, and how the Lord had delivered them. 18:9 Jethro rejoiced over all the goodness which the Lord had done to Israel, in delivering them from the hand of the Egyptians. 18:10 So Jethro said, 'Blessed be the Lord who delivered you from the hand of the Egyptians and from the hand of Pharaoh, and who delivered the people from under the hand of the Egyptians. 18:11 'Now I know that the Lord is greater than all the gods; indeed, it was proven when they dealt proudly against the people.' 18:12 Then Jethro, Moses' father-in-law, took a burnt offering and sacrifices for God, and Aaron came with all the elders of Israel to eat a meal with Moses' father-in-law before God. (NASB)
The Scriptures say that Moshe told Yitro all the hardships that had befallen them on the journey and all the Lord had done for Israel's sake. Thinking on the land of slavery and God's deliverance, do you ever wondered why God allows sin in this world? Have you ever asked the Lord to keep you from sin and you turn around and sin again after asking for help? Yitro heard of the hardships of Israel, all of the sin of Egypt, and all the Lord had done for Moshe in the deliverance of Israel from bondage. Hearing these things Yitro gave praise to the Lord saying בָּרוּךְ יְהֹוָה אֲשֶׁר הִצִּיל אֶתְכֶם מִיַּד מִצְרַיִם "Blessed is the Lord that delivered you from the hand of the Egyptians" (18:10). Follow the sequence of events here, Yitro arrived (18:1-3), Moshe told him of all God had done (18:8), Yitro praised God (18:10), then they offered Sacrifices to the Lord and sit down to have a meal together at peace (18:12). Because of what God had done, Yitro said עַתָּה יָדַעְתִּי כִּי-גָדוֹל יְהוָֹה מִכָּל-הָאֱלֹהִים "Now I know that God is greater than all other gods." The Apostle Paul said the Torah is a tutor or teacher in Galatians 3:24 ὥστε ὁ νόμος παιδαγωγὸς ἡμῶν γέγονεν εἰς Χριστόν, ἵνα ἐκ πίστεως δικαιωθῶμεν: 3:24 Therefore the Law has become our tutor to lead us to Christ, so that we may be justified by faith. (NASB) What is the Torah teaching us here about our lives and sin? God is greater than all things. The reason the Lord allows sin, and failure in our lives is so that we come to Him (God) on our knees as humble servants and not on our feet in the pride of life. Today, we hear (read) of all the Lord has done for us, we come to the Lord God Almighty in the Messiah (in the offering for atonement He has provided) and because of these things we are able to live at peace with God and with others. The Scriptures this week teach us to rely upon the Lord for everything, even in our day-to-day lives for help from sin. God's deliverance was not based upon Israel, it was based upon Himself and in Him keeping His promises! The Lord can and will deliver you from sin in Yeshua the Messiah but you have to wholly rely upon Him! BTT_Parashat Yitro-2013


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It has always been a focus at Fischer & Wieser to give back to the community, and as the world gets smaller and our community of customers grows, we have more opportunities to plug in to worthwhile projects where we feel that we can really "move the needle" to help a program and its beneficiaries. Recently we announced our sponsorship of The Association of Junior Leagues International and the Kids in the Kitchen Program. Through this partnership we have gotten to know people from many different Junior League chapters. The Junior League of Peoria Illinois has a remarkable program that we have the privilege of participating in, and we have asked Andrea Tortora, who directs the program, to tell the story of the kids she works with who are truly heroes in their own homes.
Here is Andrea's story:
Two groups of children in Peoria, Ill., are learning how to cook healthy meals and so much more, thanks to the Junior League's Kids in the Kitchen program.
With support from partners like Fischer & Wieser Specialty Foods, these budding chefs are taking a journey with food that is teaching them more than just food preparation for good health. These young chefs are also gaining confidence in their own skills, becoming more adventurous eaters and building relationships with supportive adults.
Each month, Peoria Junior League volunteers work with the children one-on-one to prepare recipes and provide fun and educational information about making healthy food choices, finding the best prices for ingredients and safe kitchen skills.
Almost as importantly, we are having fun together! There is a bit of an inside joke with our Kids in the Kitchen friends, to see which item I will forget for each session. Because every single time I do forget something: the eggs needed to bake muffins or the sour cream for the taco bar. So we've learned to use these "problems" as a way to teach the kids how to improvise with a recipe or meal plan.
When the dish is complete, everyone sits and eats together. We ask the children to try each item. If they don't like it, that's something learned. But often that one bite leads to a child discovering something new that they want make at home.
When everyone is eating, we talk with the kids about what they like and don't like about the meal, as well as their ideas for changing the recipe. This builds a sense of community and trust. At the end of each Kids in the Kitchen session, every child receives a take-home bag filled with a recipe card and all the ingredients they need to prepare that day's meal again at home.
Food can be a wonderful equalizer. Preparing a meal for – and with – others has a special way of bringing all sorts of people together. After all, who can resist love on a plate?
Small Program, Big Impact
Peoria's Kids in the Kitchen program reaches about 35 children a month right now, but the classes are making a huge impact.
Here's why these lessons are so important:
Due to the closing of nearby grocery stores, many children we work with are growing up in a food desert, so much of their food comes from food pantries. ("Food deserts" are defined as those neighborhoods where most residents do not live close to a comprehensive provider of healthy and affordable foods to feed their families — more than a mile from a market in an urban area, more than 10 miles in a rural area.)
- Our Richland middle school group serves children living in a neighborhood where 80 percent of families are low-income, 50 percent qualify for food stamps and 50 percent of residents are unemployed or underemployed. These children often cook their own meals or prepare meals for themselves and other family members.
- Our Glendale Commons group works with children from formerly homeless families living in transitional housing. Most are in pre-K through fourth grade and most are new to making snacks and meals on their own. Our partner, the South Side Office of Concern, provides this housing while working with the families to find permanent homes.
The bonds we've formed with our Kids in the Kitchen friends are more than just those between teachers and students. Children at both sites have really opened up to our volunteers. Not only do they tell us the foods they want to learn how to make or try for the first time, they are also sharing more about their lives and their hopes for the future.
Here are just a few examples:
- Emily, who once survived on a diet of cereal, cheese and chips, now eats cucumbers, kiwi and salad, thanks to her experiences with Kids in the Kitchen.
- Tamika discovered she really likes dragon fruit after trying it through our "mystery box" activity.
- Cheyenne made us smile when she wore her "After this, we're having Tacos!" T-shirt the day we browned ground beef and created a taco bar.
- Tyson, who is a super artist, began showing us his comic drawings.
- Liam and Xavier started sharing their love of fossils with us, and one of our members brought them a bunch of fossil samples to explore.
Learning to Serve Others
These kids are taking to heart what we teach them about making smarter food choices. For example, we studied the price comparisons between preparing a chef salad at home and buying one at McDonald's or Wendy's.
We are teaching safe ways to prepare foods, including knife skills and proper cooking techniques. We recently made 3 trays of lasagna with our middle school students. Most of the kids like spaghetti, but quite a few were wary of eating lasagna. Since this was part of their summer camp program, our junior chefs prepared a complete meal for 30 campers and staff: cheese lasagna, garden salad, garlic bread and strawberry shortcakes with fresh whipped cream for dessert.
Junior League of Peoria volunteers led the students through the process of making each dish, assembly-line style, so that everyone had a chance to complete each task. Using Fischer & Wieser's Mom's Traditional Marinara sauce, we layered the lasagnas first, to give them time to cook. One lasagna featured Alfredo and tomato sauce, because the kids never had Alfredo and wanted to try it.
When it was time to eat, the community center smelled like an Italian restaurant. Our Kids in the Kitchen chefs were excited to see if their friends would like the lunch. We set up a buffet line — and discovered what I forgot! We never sprinkled the shredded Parmesan cheese on top of the lasagnas before baking them. Luckily, one of the kids quickly suggested that we pour the cheese in a bowl and let people add it on their own.
Many of the children were surprised at how much they liked the finished product and leftovers were scarce.
Combating Worries About Hunger
At Glendale Commons, our Kids in the Kitchen group is a bit more transient, so we may only see the same children a few times. These sessions are more about exposing the kids to fruits, vegetables and other healthy snacks. We've been amazed at how quickly these little ones catch on. They can now dice vegetables like pros and they love to cook.
One mom shared with us that after her two daughters attended their first Kids in the Kitchen session, she now has 2 regular kitchen helpers.
Despite the hands-on, one-on-one attention, the worry about having enough food is real and strong with many of our Glendale Commons children. Deshawn arrived at a recent session and immediately asked about taking food home to his mom. After we prepared English muffin pizzas that day, he did not want to eat his, instead asking if he could wrap it up to bring it home. We assured him there would be plenty of leftovers for him to take, plus his take-home bag of ingredients, but he was still anxious.
Happily, at our next session, this little guy was more relaxed and truly enjoyed making his "wafflewich" using Fischer & Wieser cinnamon pear preserves.
This Fischer & Wieser-inspired recipe was the perfect fit for our younger Kid in the Kitchen friends. The children sliced strawberries, bananas and apples. Then they spread toasted whole grain frozen waffles with pear or peach preserves and sunbutter.
The kids joked that they'd rather have syrup and butter, but many of them ate 2 wafflewiches during our 1-hour session and were eager to make it again at home.
The Junior League of Peoria is now working on plans to grow the Kids in the Kitchen program. Once soil testing is complete, we'll start a community garden at Glendale Commons. Future plans for the program also include interactive cooking classes online with chefs and team members from Fischer & Wieser!
For more information or to donate to this cause, visit The Junior League of Peoria's website http://www.juniorleagueofpeoria.org/ or their Facebook page https://www.facebook.com/JuniorLeagueofPeoria/
Buy & Try


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The dresses were draped over a tailor's dummy, and then my father had to draw in the models wearing them. He used a mix of pen and ink, and brush, and the results were used for fashion catalogues of the day.
I would love to find any remaining examples of the catalogues, or indeed any information relating to the designers.
The link above takes you to a slide show, but downloadable versions can be found on my Flickr photostream.


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Luca Rezza Gives Congorock's "Ivory" A Fresh Remix
Congorock's classic electo house masterpiece "Ivory" which was released just about five years ago has received a fresh new remix from Luca Rezza. The remix starts out just as you remember it, a bit more sped up but reminiscent of the original. Then when the drop his you he tones back the bass and deepens the synth. He then cuts it up and makes it much more rhythmic rather than just having it pound at you. Thrown in are triumphant horns and some squeaking snares. Though very much in tune with the original it is cool to hear such a classic of a song remixed to sound more in tune with today's sound and to allow artists to throw it into their sets.
You can grab Luca Rezza's remix of "Ivory" now as a free download and this is certainly one you do not want to be missing out on. It brings back memories of the old days where electo house ruled supreme and was a peak time in electronic music for a lot of people. So check this one out now and go listen to the original if you are a newer listener and may not have heard it before. It really is a classic song of the genre and for good reason.
Congorock – Ivory (Luca Rezza Remix) | Free Download |
"Follow" Luca Rezza: | Facebook | Twitter | Soundcloud |


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We will take all reasonably necessary security measures to prevent personal information from being accidentally lost, used, or accessed in an unauthorised way. We limit access to your personal information to those who have a genuine business need to know it.
Where we have given you (or where you have chosen) a password which enables you to access certain parts of our sites, you are responsible for keeping this password confidential. We ask you not to share a password with anyone.
We will notify you and any applicable regulator of a suspected data security breach where we are legally required to do so and within the time frame legally required.
Disclosure of your Personal Data
Our business is a global business. To offer and perform our services, we may need to transfer your personal data among several countries with any member of our group, which means our subsidiaries, our ultimate holding company and its subsidiaries (You can find list of our affiliated companies and subsidiaries on our website). We may share your information with selected third parties, including: business partners, suppliers, distributors, agents and sub-contractors for the performance of any contract we enter into with them or you/your organisation. The personal information that we collect from you may be transferred to, and stored at, a destination outside the EEA, including the United States of America. Those countries may not have the same data protection laws as the country in which you initially provided the data. It may also be processed by staff operating outside the EEA who work for us or for one of our business partners or sub-contractors. We will take all steps reasonably necessary to ensure that your data is processed and treated securely and in accordance with this Policy and with the data protection law applicable in the respective country.
We use third parties which provide services to us in different cases - for example, system administration service providers; providers of legal, insurance, financial and other services, including consultancy services, marketing activities, analytics and search engine services, customer-relationship management service and enterprise applications. We may need to share your personal data with such third parties, situated within and outside of the EEA, in connection with their services. We do not allow third parties to use your personal information for their own purposes.
We may also disclose your personal information to third parties in the following circumstances:
We require all third parties to respect the security of your personal data and to treat it in accordance with the respective applicable law.
The Internet is an open system and therefore the transmission of information via the Internet is not completely secure. Although we will implement all reasonable measures to protect your personal data, we cannot guarantee the security of your data transmitted to us using the Internet – any such transmission is at your own risk and you are responsible for ensuring that any personal data that you send to us is sent securely.
We take every reasonable step to ensure that your personal data is only processed for the minimum period necessary for the purposes set out in this Policy, including for the purposes of satisfying any legal, regulatory, tax, accounting or reporting requirements. We may retain your personal data for a longer period in the event of a complaint or if we reasonably believe there is a prospect of litigation in respect to our relationship with you.
To determine the appropriate retention period for personal data we consider the amount, nature and sensitivity of the personal data, the potential risk of harm from unauthorised use or disclosure personal data, the purposes for which we process your personal data and whether we can achieve those purposes through other means. We also consider the applicable legal, regulatory, tax, accounting or other relevant requirements.
At any time, you have the right to unsubscribe or withdraw your consent to our processing of your personal data for marketing purposes. To withdraw this consent please email: [email protected].
We may Process your personal data to enable us to contact you via email, telephone, direct mail or other communication formats to provide you with information regarding services that may be of interest to you. If we provide services to you, we may send information to you regarding our services and other information that may be of interest to you, using the contact details that you have provided to us in compliance with applicable law.
You may unsubscribe from our marketing email list at any time by simply clicking on the unsubscribe link included in every marketing email we send. After you unsubscribe, you will be removed from the marketing list We may continue to contact you to the extent necessary for the purposes of any services you have requested or to inform you of important information relating to a product or service we provide you with, such as an important firmware update or product recall.
Under certain circumstances you may have the rights outlined below under data protection laws in relation to your personal data. The rights below are likely to apply to you if you are based in the European Union:
Request access to your personal data (commonly known as a "data subject access request"). This enables you to receive a copy of the personal data we hold about you and to check that we are lawfully processing it.
Request correction of the personal data that we hold about you. This enables you to have any incomplete or inaccurate data we hold about you corrected, though we may need to verify the accuracy of the new data you provide to us.
Request erasure of your personal data. This enables you to ask us to delete or remove personal data where there is no good reason for us continuing to process it. You also have the right to ask us to delete or remove your personal data where you have successfully exercised your right to object to processing (see below), where we may have processed your information unlawfully or where we are required to erase your personal data to comply with local law. Note, however, that we may not always be able to comply with your request of erasure for specific legal reasons which will be notified to you, if applicable, at the time of your request.
Object to processing of your personal data where we are relying on a legitimate interest (or those of a third party) and you want to object to processing on this ground as you feel it impacts on your fundamental rights and freedoms. You also have the right to object where we are processing your personal data for direct marketing purposes. In some cases, we may demonstrate that we have compelling legitimate grounds to process your information which override your rights and freedoms.
Request restriction of processing of your personal data. This enables you to ask us to suspend the processing of your personal data in the following scenarios:
Request the transfer of your personal data to you or to a third party. We will provide to you, or a third party you have chosen, your personal data in a structured, commonly used, machine-readable format. Note that this right only applies to automated information which you initially provided consent for us to use or where we used the information to perform a contract with you.
Withdraw consent at any time where we are relying on consent to process your personal data. However, this will not affect the lawfulness of any processing carried out before you withdraw your consent. If you withdraw your consent, we may not be able to provide certain products or services to you. We will advise you if this is the case at the time you withdraw your consent.
File a complaint - you have the right to make a complaint at any time to us or the data protection authority in your country. The UK supervisory authority for data protection issues is the Information Commissioner's Office (ICO), (www.ico.org.uk).
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Our Privacy Policy applies only to our websites. Our websites may include links to third-party websites, plug-ins and applications. Clicking on those links or enabling those connections may allow third parties to collect or share data about you. We do not control these third-party websites and are not responsible for their privacy statements. When you leave our website, we encourage you to read the privacy policy of every website you visit.
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Should you wish to report a complaint or if you feel that we have not addressed your concern in a satisfactory manner, you may contact the respective data protection authority. We would, however, appreciate the chance to deal with your concerns before you approach any such authority and would ask you to contact us in the first instance by using the contact information above.
If you are located in the UK, you may contact the UK's Data Protection Authority
Information Commissioner's Office Wycliffe House Water Lane Wilmslow Cheshire SK9 5AF
Telephone: 0303 123 1113 Fax: 01625 524510


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Aims & Scope
Letters in Biomathematics is an open-access, peer-reviewed journal that publishes mathematics and statistics research related to biological, ecological, medical, and environmental settings in a very broad sense, as well as from related fields. The journal lies at the intersection of mathematics, statistics, biology, ecology, and the life sciences and welcomes articles to appear in a Research, Education, or Review section. One volume is published per year.
Topics covered by the journal include, but are not limited to the following:
- Systems Biology
- Mathematics and Statistics of
- biology,
- life sciences,
- medicine,
- and other related disciplines
- Bioinformatics
- Biostatistics
- Computational Biology
- Clinical Statistics
- Dynamical Systems
- Education research in biomathematics, biostatistics, and related disciplines
- Environmental Sciences
- Epidemiology
- Evolutionary Biology/Ecology
- Mathematical Biophysics
- Population Modeling
- Computing-intensive Modeling
- Evolutionary computing algorithms
- Simulation and Modeling
Letters in Biomathematics welcomes Research, Education, and Review articles. Proposals for special issues are encouraged and should be discussed with the Editor-in-Chief.
Biomathematics Research
This section publishes high-quality articles of novel, as well as established, mathematical and statistical approaches to biological hypotheses. Manuscripts should employ an interdisciplinary approach and should be of interest to a wide spectrum of scientists from related fields. Research from all sub-disciplines within the life sciences and sub-disciplines within mathematics and statistics are considered.
Biomathematics Education
This section publishes high-quality articles on the study of teaching and learning at the intersection of mathematics and biology. Manuscripts that address topics in undergraduate biomathematics education, including those that describe novel methods of design and implementation of innovative pedagogies, curricula, use of technology, and mechanisms of mentoring research are welcome. Manuscripts should contain either significant data and analysis to support the narrative or introduce novel tools or approaches for presentation of content. Also welcome are studies with a focus on improving the learning and motivation of biology students in mathematics and mathematics students in biology.
Biomathematics Review
This section publishes high-quality articles that describe particular areas of mathematical biology research or education in novel ways. Review manuscripts should consist of a critical and constructive analysis of the literature in a specific field with the intent of helping to organize and evaluate the existing literature and provide insight into how recent literature is reshaping research in the area. It is also appropriate to include mention of software or instrumentation that is relevant to current research.
Open Access
Letters in Biomathematics is an open-access online journal. As with all open-access journals, accepted manuscripts incur an article processing charge (APC). The standard APC is $400 USD.
The Intercollegiate Biomathematics Alliance (IBA) sponsors the Letters in Biomathematics for its members. Both institutional and individual members of the IBA receive publishing privileges at a reduced APC.
Peer Review
All submitted manuscripts are subject to initial appraisal by the Editors and, if found suitable for further consideration, to peer review by independent, anonymous expert referees. All peer review is double blind.
When you publish in Letters in Biomathematics, you will retain the copyright in your work. We will ask you to sign an author contract which gives us the non-exclusive right to publish the Version of Record of your article. This author contract incorporates the Creative Commons license of your choice, which will dictate what others can do with your article once it has been published.
Attribution (CC BY)
Others can distribute, remix, tweak, and build upon your work, even commercially, as long as they credit you for the original creation.
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Others can remix, tweak, and build upon your work non-commercially, and although their new works must also acknowledge you and be non-commercial, they don't have to license their derivative works on the same terms.
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Others can download your works and share them with others as long as they credit you, but they can't change them in any way or use them commercially.
Please visit the Creative Commons website for more details about licenses.
Publishing Ethics
Letters in Biomathematics adheres to the highest standards of publishing ethics, with rigorous processes in place to ensure this is achieved. The journal follows the ethics guidelines of the Committee of Publications Ethics. For more information on ethics guidelines, please visit the Ethics Guidelines page.


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Itron Whiffs on Earnings
Itron (NAS: ITRI) reported earnings on Feb. 13. Here are the numbers you need to know.
The 10-second takeaway
For the quarter ended Dec. 31 (Q4), Itron beat expectations on revenues and whiffed on earnings per share.
Compared to the prior-year quarter, revenue contracted significantly and GAAP earnings per share expanded.
Gross margins grew, operating margins shrank, net margins increased.
Revenue details
Itron reported revenue of $523.3 million. The 17 analysts polled by S&P Capital IQ expected to see revenue of $471.1 million on the same basis. GAAP reported sales were 19% lower than the prior-year quarter's $642.5 million.
Source: S&P Capital IQ. Quarterly periods. Dollar amounts in millions. Non-GAAP figures may vary to maintain comparability with estimates.
EPS details
EPS came in at $0.58. The 20 earnings estimates compiled by S&P Capital IQ forecast $0.66 per share. GAAP EPS were $0.40 for Q4 compared to -$1.35 per share for the prior-year quarter.
Source: S&P Capital IQ. Quarterly periods. Non-GAAP figures may vary to maintain comparability with estimates.
Margin details
For the quarter, gross margin was 31.2%, 140 basis points better than the prior-year quarter. Operating margin was 3.4%, 430 basis points worse than the prior-year quarter. Net margin was 3.0%, 1,150 basis points better than the prior-year quarter.
Looking ahead
Next quarter's average estimate for revenue is $484.2 million. On the bottom line, the average EPS estimate is $0.72.
Next year's average estimate for revenue is $2.06 billion. The average EPS estimate is $3.65.
Investor sentiment
The stock has a four-star rating (out of five) at Motley Fool CAPS, with 517 members out of 540 rating the stock outperform, and 23 members rating it underperform. Among 143 CAPS All-Star picks (recommendations by the highest-ranked CAPS members), 137 give Itron a green thumbs-up, and six give it a red thumbs-down.
Of Wall Street recommendations tracked by S&P Capital IQ, the average opinion on Itron is outperform, with an average price target of $47.45.
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The article Itron Whiffs on Earnings originally appeared on Fool.com.
Seth Jayson had no position in any company mentioned here at the time of publication. You can view his stock holdings here. He is co-advisor ofMotley Fool Hidden Gems, which provides new small-cap ideas every month, backed by a real-money portfolio. The Motley Fool has no position in any of the stocks mentioned. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.
Copyright © 1995 - 2013 The Motley Fool, LLC. All rights reserved. The Motley Fool has a disclosure policy.


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Oscar Pistorius is the Paralympic star known as "Blade Runner." The Mirror UK has reported that Pistorius, 27, admits to shooting his girlfriend Reeva Steenkamp dead at his home, but he claims that he thought she was an intruder. The state is alleging that it was premeditated murder. The trial is expected to take at least three weeks. It has been reported that Oscar Pistorius, the South African star, shot model and reality TV star Reeva Steenkamp, 29, through the bathroom door of his home on Valentine's Day last year.
Oscar Pistorius has pleaded not guilty to all four counts against him, saying the killing of model Reeva Steenkamp, according to CNN News, "was a tragic error and he mistook her for an intruder." Witness Johan Stipp, a doctor who lived close by, said he went to Pistorius' residence after hearing shots fired.
"I remember the first thing he said when I got there was, 'I shot her, I thought she was a burglar and I shot her,' " Stipp told the court in Pretoria, South Africa. CNN News reported that he had arrived and found Steenkamp's body lying at the bottom of the stairs.
Experts have reported that, if he isn't convicted of premeditated murder, the amputee sprinter could face a lesser charge of culpable homicide; a crime based on negligence, and could be looking at up to 15 years on that charge.
Image credit: www.mirror.co.uk


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Witness, Telekinetic Slivers.
Creaturesx3 Diffusion Sliver
x4 Dormant Sliver
x4 Gemhide Sliver
x4 Manaweft Sliver
x2 Necrotic Sliver
x1 Opaline Sliver
x2 Psionic Sliver
x2 Sliver Hivelord
x3 Striking Sliver
x3 Telekinetic Sliver
x3 Venom Sliver
x4 Ancient Ziggurat
x4 Cavern of Souls
x3 Copperline Gorge
x2 Forest
x1 Mana Confluence
x3 Reflecting Pool
x4 Sliver Hive
x2 Mutavault
Other Spells
x2 Descendants' Path
x3 Darkheart Sliver
x1 Diffusion Sliver
x4 Harmonic Sliver
x2 Necrotic Sliver
x3 Tormod's Crypt
x2 Virulent Sliver
The goal of this deck is to flood the field with slivers and use Telekinetic Sliver's ability to keep your opponent's lands tapped down. At some point you should end up with a Sliver Hivelord and a Psionic Sliver in play. At this point, you can use whatever slivers aren't tapping out your opponent to ping them to death.
Now, Modern is a fast format that is full of efficient removal, so our slivers are going to need some help if they are going to flood the board. Diffusion Sliver and Sliver Hivelord make it difficult to remove our slivers using targeted removal and boardwipes. Opaline Sliver helps restock your hand if your slivers are taken out. Finally, the team of Striking Sliver and Venom Slivers help hold those pesky Tarmogoyfs and Siege Rhinos at bay you set up. As a last resort, Necrotic Sliver is our catch-all answer to any troublesome permanent out opponent may have.
Now that we can protect our slivers, let's look at how we get a large number of the in play. Dormant Sliver is a huge player in this deck. It allows us to have a great amount of card advantage as its ability stacks with multiple Dormant Slivers. Defender is no drawback as we don't plan to attack anyway. Manaweft and Gemhide Slivers ensure we have enough mana to play the slivers we draw. Descendants' Path allows us to frequently get free slivers each turn.
With so many slivers doing different jobs, it helps to have the ability to grab the exact one you need at any given time. This is where Chord of Calling comes in. Need a Venom Sliver to go along with your Striking Sliver to stop that incoming Tarmogoyf? Need a Sliver Hivelord to negate the Wrath of God that's on the stack? Need a Diffusion Sliver counter the path to exile targeting you Sliver Hivelord? Chord of Calling saves the day in all these scenarios and more.
One great benefit of playing tribal slivers that I haven't mentioned yet is the sheer number of five color lands with benefits that you get to play. Sliver Hive, Cavern of Souls, Reflecting Pool, and Ancient Ziggurat make up the majority of you mana base. Because of this, it is incredibly rare to not be able to play a sliver due to not having access to the right colors.
The sideboard contains various slivers that serve to improve matchup against specific decks. Darkheart Sliver is useful against burn, Harmonic Sliver is great against affinity, and it is hard to go wrong with Necrotic Sliver. Venom Sliver is there on the off chance you find yourself up against a deck with an infinite life combo and Tormod's Crypt buys time against graveyard decks.
That brings us to the end of this article. Thanks for reading and, as always, let me know what you thought in the comments below. See you next time!


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Markets skated through a deluge of Q2 earnings, a Federal Reserve policy meeting, economic data, and the continued barrage of rising COVID cases to finish the week in mostly positive territory. For the week, the TSX rose .9% with a year-to-date return still in negative territory (-5.4%). The S&P gained 1.7%, pushing the index positive year-to-date (1.3%). The Nasdaq was up 3.5%, adding to the already impressive gain year-to-date (19.76%). Finally, the MSCI EAFE lost .7% for the week, further depressing year-to-date return (-9.4%). The two-week trend of value and small-cap leading growth and large-cap ended with a whimper, at least for the time being, with positive earnings from technology stocks. Benefiting from the pandemic stay-at-home orders and ensuing work-from-home environment, Amazon, Facebook, Apple and Alphabet reported substantial gains in revenues. Energy stocks suffered the most with two of the largest, Exxon and Chevron, reporting quarterly losses.
FactSet reports 63% of the S&P 500 companies reported results for Q2. Of those companies reporting, 84% reported positive earnings surprises, and 64% reported positive revenue surprises. The above-average positive earnings surprise is the highest since 2008 when FactSet began tracking this factor. The estimated earnings decline on June 30 for Q2 was -44.1%. Earnings guidance for Q3 was negative from seven S&P companies, and positive for 25 of the S&P 500 companies issuing guidance. From a valuation perspective, the forward P/E ratio for the S&P 500 is 22 times. The five-year ratio is 17 times, and the 10-year average is 15.3 times. (The full FactSet report can be read here.)
The Federal Reserve statement released this week remained consistent with previous comments ensuring that they would do "whatever it takes," holding rates low for the foreseeable future, continued asset purchases and taking whatever steps are necessary to support the weakened economy due to the pandemic.
The long-awaited GDP number for the second quarter was released this past week. On an annualized basis, it came in at a negative 32.9%. The shutdown, which began in April and May resulted in a 9.5% shrinkage in US GDP. This is the largest quarterly GDP decline since 1947. This unprecedented contraction came from the total collapse of consumer spending, particularly in services as people were forced to stay at home.
Statistics Canada released the May GDP, which came in at a positive 4.5%. Even with a positive posting in June, Q2 is expected to be negative. The consensus is a negative 12%.
While the worst may be behind us, based on recent weekly data like initial and continuing jobless claims, we are far from being out of the woods, and a quick rebound or "V" shaped recovery is looking doubtful as each week passes. The weekly initial jobless claims rose for a second consecutive week, 1.43 million versus 1.42 million in the previous week; however, the continuing jobless claims fell to 30.2 million from 31.8 million. This comes as many jurisdictions are rolling back re-opening amid a flood of new COVID cases. The US Congress debates the continuation of the addition of Federal unemployment benefits above benefits paid by the states. Many Republicans want to reduce the incentive for the workers to stay at home rather than return to work because of the additional $2400 per month or $600 per week bonus Federal Government benefit currently due to expire. Small businesses report that it is difficult for employees to return to work for lesser wages than they are receiving from unemployment. This issue, of course, has raised the issue of universal income.
With COVID still front and center, the upcoming US election looming, and protesting and defunding the police movement gaining momentum across individual states, along with weak economic fundamentals, one must wonder if the equity markets can remain at current levels much longer.
Important Information:
Warren Gerow is an independent investment wealth consultant to Sightline Wealth Management.
Sightline Wealth Management LP ("Sightline") is an investment dealer and is a member of the Investment Industry Regulatory Organization of Canada (IIROC) and the Canadian Investor Protection Fund (CIPF). Sightline provides management and investment advisory services to high-net-worth individuals and institutional investors primarily through fee-based accounts.
Sightline Wealth Management LP is a wholly owned subsidiary of Ninepoint Financial Group Inc. ("NFG Inc."). NFG Inc. is also the parent company of Ninepoint Partners LP, it is an investment fund manager and advisor and exempt market dealer. By virtue of the same parent company, Sightline is affiliated with Ninepoint Partners LP. Information and/or materials contained herein is for information purposes only and does not constitute an offer to sell or solicitation to purchase securities of any issuer or any portfolio managed by Sightline Wealth Management or Ninepoint Partners, including Ninepoint managed funds.
The opinions and information contained in this article are those of Sightline Wealth Management ("Sightline") as of the date of this article and are subject to change without notice. Sightline endeavors to ensure that the content has been compiled from sources that we believe to be reliable. The information is not meant to be used as the primary basis of investment decisions and should not be constructed as advice. Each investor should obtain independent advice before making any investment decisions.


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Copy Nav Menu Items
Simple plugin that allows for nav menu items to be copied with a single click. Copied nav menu items are added directly after the clicked nav menu item at the same depth. All field values, including custom fields, are duplicated as well.
Last updated on November 4, 2020
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Curtis Johnson | Board Member
Curtis Kevin Johnson is a man of faith who is a loving considerate husband and father of four. He is a graduate of Detroit Public Schools where he met his wife Shauna whom he has been married to for over 25 years. Shauna is a graduate of Cass Technical High School and is registered nurse by trade and entrepreneur who owns an Allstate Insurance Agency located in Detroit's Rosedale Park Area.
Mr. Johnson is a graduate of Morehouse College and has received secondary degrees for Wayne State University (MBA 1995) & Bryant University (CFP 2016).
Curtis pass work experience includes but is not limited to working with Chrysler Financial as a Branch Manager Trainee, A Commissioned Bank Examiner with Federal Deposit Insurance Corporation, Comptroller of Home Federal Savings Bank, Radio talk show host on WHPR and 1440, and the first Allstate Exclusive Agent to open an office in the City of Detroit.
Curtis currently owns a UPS Store located on Grand River in Rosedale Park and Johnson Family Agency. Johnson Family Agency is full service independent insurance agency that offers personal and commercial auto and property insurance. He is also a license builder who is President of Inner City Builders and Inner City Contracting.
Curtis is a proud Board Member of Campbell Academic Services/Aces Program and past President of Christmas in April Detroit Chapter and Grandmont Rosedale Business Association.


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GARDENA — The Gardena Police Officers Association has endorsed the following candidates in the March 5 election:
Mayor — Paul Tanaka (incumbent)
City Council — Tasha Cerda (incumbent), Rodney Tanaka
City clerk — Art Kaskanian
"Let's keep our city moving forward," the association said in a statement. "Our city leadership and city employees have worked hard for over a decade to improve the city's financial position and to make this a community and organization that we are all proud to serve."
Paul Tanaka's endorsers include Mayor Pro Tem Ron Ikejiri.
In an ad published in The Gardena Valley News on Feb. 28 and sponsored by Gardena resident Terry Kennedy, Tanaka said, "Our city is a remarkable example of what can be done through community involvement and cooperation. With six years on the council and two terms as mayor, I am proud of the role I've played in turning our city around. I respectfully request your vote for mayor, to continue our progress and make Gardena the best it can possibly be."
The Daily Breeze had a different list of recommendations:
Mayor — Councilmember Rachel Johnson
City Council — Former Mayor Terrence Terauchi, Mark Henderson
City clerk — Mina Semenza
"For nearly a decade, Gardena has positioned itself as a city with a solid budget and a City Council that generally gets along," the newspaper said. "Peel back that shiny veneer and a dysfunctional culture of city government is quickly exposed. These three people are best positioned to help City Hall function well again."
Referring to Tanaka's alleged involvement in excessive force in the jails as undersheriff of Los Angeles County, The Daily Breeze said in a Feb. 23 editorial, "The residents of Gardena do not need a mayor who is mired in so much controversy."
Johnson's endorsers include Los Angeles County Supervisor Mark Ridley-Thomas, the California Democratic Party, and Los Angeles County Firefighters Local 1014. If elected, she would be the first woman and first African American to serve as mayor of Gardena. If she loses, she will retain her council seat.
The Gardena Valley Democratic Club's picks are as follows:
Mayor — Councilmember Dan Medina
City Council — Tasha Cerda, Terrence Terauchi
City clerk — Shannon Tsukiyama
On its website, the GVDC also gave instructions on how to vote for Medina, who is a write-in candidate.
Medina's endorsers include former Gardena Mayors Don Dear and Ed Russ, and Inglewood Mayor James Butts.
Mayor Tanaka has said that he filed papers to run for a third term when it appeared that no one else was running, and that by the time Johnson entered the race it was too late to take his name off the ballot. He did not actively campaign, but will serve if elected. Medina has said that he would have filed before the deadline if he had known Tanaka wasn't interested in running.
Also running for the City Council is Kathleen "Suzy" Evans. There are two open seats.
City Treasurer J. Ingrid Tsukiyama is running unopposed for re-election. Shannon Tsukiyama is her daughter-in-law.


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BuzzFeed News has reporters around the world bringing you trustworthy stories about the impact of the coronavirus. To help keep this news free, become a member and sign up for our newsletter, Outbreak Today.
WASHINGTON — Business at Murphy's Maids was somewhat steady in the early days of the coronavirus pandemic.
Just before New York announced a stay-at-home order, calls into the 40-year-old cleaning service in Little Neck had slowed. But loyal customers kept at least a handful of the 12- to 15-person staff working, according to Linda Broderick who runs the business with her 73-year-old twin sister, Kathleen Labadie.
On March 20, the phone stopped ringing altogether.
Broderick sought help from the Paycheck Protection Program — an initiative in Congress's $2.2 trillion economic stimulus plan meant to help small businesses stay afloat and keep employees on the books.
Broderick spent more than two hours to complete the "cumbersome" application on April 8. More than a month later, she's still waiting for the money.
"That has been one fiasco after another," Broderick told BuzzFeed News. "First of all, I don't have a computer so I've been using phones and having my friends help me to get all this stuff through."
Broderick said she kept getting error messages when she was prompted to put in tax forms that didn't really apply to her business. She resigned to just photographing and then downloading a note that said, "We don't have 940 and 945 [tax forms]. We have 1099s." It went through.
Now they're waiting to hear from the third bank after two others denied their application. In the meantime, Broderick still has to pay the fees that come with running the business, including $1,000 every month for worker's compensation insurance.
"My payroll per month is 20,000," she said. "And I don't have $20,000 to pay these girls until I can get money back from my customers," adding, "I mean, it's like a saga."
Broderick's is one of many small businesses that are hemorrhaging money because of the coronavirus and seeking help from the federal government. The Paycheck Protection Program was explicitly supposed to prioritize loans to help rural small businesses and those, like Broderick's, that are women- and minority-owned. Earlier this month, the Small Business Administration's inspector general found it did not.
On May 8, SBA Inspector General Mike Ware issued a report that found the agency failed to provide guidance to lenders requiring they prioritize rural, women, and minority-owned businesses, even though the coronavirus legislation passed by Congress expressly says to do so. In fact, the report says it "did not find any evidence" that SBA issued that guidance to any lenders doling out the payroll protection loans.
Since Congress passed the Coronavirus Aid, Relief, and Economic Security Act (CARES Act), the SBA says they've issued more than 4.3 million small businesses paycheck protection loans as of May 20, equalling just over 13% of the country's 30 million small businesses. And it's impossible to know how many women and minority-owned businesses received loans from the program, the SBA inspector general wrote, because the agency did not instruct lenders to collect demographic data.
Absent federal data, the Brooklyn Chamber of Commerce gathered their own data, finding that only 4% of women and minority small business owners who applied for PPP loans in the first phase received them, in a survey of 592 small businesses in the borough. By the second phase — which SBA instituted after larger businesses exhausted the bulk of the first round of PPP funding — that number rose to 87%.
"The big banks got such bad press in the first round that in the second round, they were just more responsive to small businesses," Randy Peers, the president of Brooklyn Chamber of Commerce, told BuzzFeed News.
The SBA also implemented emergency lending facilities to assist in processing and distributing loans during the second phase; several small business owners who spoke to BuzzFeed News said they didn't get loans until the second phase began.
Even small stores who've received PPP loans are struggling with the SBA's requirements. Several small business owners told BuzzFeed News they haven't gotten enough guidance from the SBA and are confused about the requirements for loan repayment and forgiveness.
"Nobody has really explained what the parameters are," said Morgan Baum, who owns a pottery store in Minnesota and received $15,200 as part of the program. "We're out there spending the money because we have a ticking time clock and we have no clue if they're going to change the rules and [the loans] won't be forgiven. And that's terrifying."
Damon Gorton of Sisters restaurant in Brooklyn echoed the same sentiments. "I'm having a hard time figuring out exactly how to use the funds so that the funds are forgiven," he told BuzzFeed News. Gorton also said he was instructed to seek the advice of a lawyer or an accountant to find more information.
The inspector general also reported that the SBA added a requirement stipulating that 75% of PPP loans must go to payroll and 25% to rent and utilities in order to be eligible for forgiveness, but that's problematic for small businesses in larger cities where rent can come close to or surpass their payroll amount.
"Ultimately, I'm going to be saddled with debt," Daniella Stromberg of d'mai Urban Spa in Brooklyn told BuzzFeed News. "If I use it now, I have no money to pay my employees when I open. I have $30,000 a month rent and I've been closed for five months with no income."
Stromberg, 54, said the disadvantages of the program outweigh the advantages and told BuzzFeed News she feels "caught between the greed of a landlord and the ineptitude of the SBA. Their solution is an insult — an absolute injury to Main Street."
The SBA declined to comment on whether or not they would change the 75/25 model that could disproportionately impact businesses in larger metropolitan cities. And while House Democrats recently passed legislation to remove the restrictions, the Republican-led Senate would also need to pass the bill, and so far, Majority Leader Mitch McConnell has expressed that he's not in a rush to take on any additional legislation.
Ware's report made five suggestions for SBA, including adding demographic questions on loan forgiveness forms, issuing guidance to lenders to prioritize buyers in underserved markets, and examining how the 75/25 guidelines for loan forgiveness could hurt businesses.
In the meantime, the economic downturn continues to stress many small business owners in addition to the exhaustion of the pandemic itself.
"I'm so tired," Stromberg told BuzzFeed News. "Like, I'm a badass person and I'm wasted from this."


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By late yesterday, the political world seemed to be feeling optimistic about the debt ceiling again. The Gang of Six had made a lot of senators happy; President Obama seemed upbeat causing a sudden spike on Wall Street; and the House was wrapping up work on a pointless vanity project, clearing the way for real work. Maybe, folks thought, we'll avoid that catastrophe after all.
This afternoon, that optimism is evaporating again.
On Monday, Rep. Joe Walsh, a radical GOP freshman, began circulating a letter among his House Republican colleagues drawing a line in the sand: they won't accept the McConnell/Reid plan. Period. Full stop.
Senate Republicans figured if the letter picked up no more than 50 signatures, the Senate's "Plan B" could pick up some Democratic support, get through the House, and offer a way out of this mess. If Walsh's effort picked up 100 signatures, we're all in big trouble.
Greg Sargent reports today on the Suicide Squad's progress. The news isn't good.
…Some eighty House Republicans have now signed a letter calling on GOP leaders not to even let the McConnell plan get to the floor for a vote, a GOP aide tells me.
As I noted here yesterday, one key metric for judging whether the McConnell plan can get through the House is a letter that Tea Party-backed Rep. Joe Walsh is distributing among colleagues. He's hoping to amass 100 members on the letter, which would be a strong statement of opposition that would call into question whether the McConnell plan has any chance of passing.
The GOP aide tells me he's roughly 20 signatures away from that goal. The letter with final signatories will be released tonight.
Let's do a little arithmetic. It will take 217 votes to pass a bill in the House right now (it would ordinarily be 218, but there are a couple of vacancies). There are 240 House Republicans. If 80 GOPers refuse to even consider the McConnell/Reid compromise, Plan B would need 57 House Democrats. That's a pretty large number for a center-right agreement that includes zero new revenue.
If Walsh succeeds and the Suicide Squad reaches the 100-signature goal, Plan B would need 77 House Democratic votes for a bill Dems really aren't going to like.
What about the Gang of Six plan? Even if it could be crafted and passed in the Senate quickly — I suspect that's literally not possible — a growing number of House Republican leaders are concluding it's just not right-wing enough to pass the lower chamber.
So, where does that leave us? The House won't pass a clean bill; it won't pass a Grand Bargain; it won't pass the Gang of Six proposal; and at least 80 House Republicans are prepared to try to kill the Plan B compromise.
And the clock runs out in just 13 days.
Maybe someone can talk some sense into the Suicide Squad. Maybe there will be a temporary extension (there are some whispers to that effect coming out of the White House today). Maybe President Obama will give that "Constitutional Option" a second look after all.
But at this point, if you're not nervous, you're not paying attention.


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Keyboard wrist rest provides a comfortable angle and height when using the keyboard to relieve fatigue and pressure on the wrist and protect the wrist. Provide soft support to relieve the pressure, fatigue and pain of your wrist. Effectively avoid damage and other wrist problems caused by friction between the wrist and the desktop.Designed to prevent injury - maintain proper wrist alignment during computer use, protect your wrists, hands and palms against debilitating overuse pain syndromes such as carpal tunnel and rsi. The best wrist rest pad for people who have wrist problems, relief wrist and hands pain. Best wrist supprot for computer- necessary game & office addition, comfortably support your hands and wrists while using your desktop computer, laptop notebook or apple mac. Perfect wrist & hand fatigue reliever for workers, gamers, writers, editors, programmers who are engaged at long typing work. Item is not in stock, and the production time is 10-15 days. The wrist rest is handmade and cannot be exactly the same.
There is no perfect hand-made, there are traces of handwork. The picture is for reference only, the actual product shall prevail.


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Pardon this brief detour from my Skincare Favorites & Routine series, but I have a few things to share that I just can't keep to myself. First, the TOO FACED Too Faced Loves Sephora 15 Years of Beauty palette, which I guarantee I will be blabbering on and on about in the future, just went on sale from
Please excuse the poorer than usual picture quality - all photos were taken on my phone
Although some of the brighter colors in this palette may be a little intimidating, majority of these are surprisingly wearable for all skin tones and aren't clown-like, which is my description for all bright colors that don't actually look good on. I am usually a neutrals girl, yet I must admit that this is the best palette I own (and I have quite a few in the trusty collection). Don't be fooled, though, because this palette has some fabulous neutral eye shadows. You have everything you really need for a full face of makeup apart from foundation, concealer, mascara, and brushes (although you do get one in this kit). All of the powders are velvety, dense, and heavily pigmented.
Eye Shadows
Piano Keys: [matte with fine glitter] peachy white color with tiny flecks of silver glitter
This neutral color can be used all-over-the-lid, in the inner tear duct, and as brow highlight color. The glitter flecks are very subtle and almost unnoticeable to the eye.
So Cal: [shimmer] light pink with peach undertones
TF ♥s the Cast: [shimmer] silvery green with golden undertones
This is my favorite and most worn shadow in this palette. I usually apply this color on my lower lash line (not to be mistaken with the waterline) when I'm wearing a neutral look. Doing this gives the slight illusion of a tan and makes the eyes pop a bit more. This color is also beautiful all over the lid.
Jer Jer: [shimmer] brassy gold
525 Market: [shimmer] brownish burgundy
Behind the Counter: [matte] taupey-brown
This color is a good neutral. This is a pretty shade to apply to the crease for a more natural look.
Soho: [shimmer] silvery pastel purple with blue undertones
Envy: [shimmer] deep purple with blue undertones
This is the only shade in the palette that I am not thrilled with. I am not a huge fan of this shade in general because I think looks dirty on most people. This is a simliar color to Urban Decay Gravity (except without the glitter) and Urban Decay ACDC (apart from the texture), but I much prefer those.
David & Marg: [shimmer] turquoise
This color has a bit more green to it than the pictures would suggest.
1998: [matte with fine glitter] purple-toned magenta with fine cold glitter
This shade is a fantastic dupe for MAC Eye Shadow in Creme de Violet. Actually, I think it's significantly better than its MAC competitor. It everything I hoped Creme de Violet would be but wasn't. This is much more more velvety (less chalky than the MAC shadow) and pigmented. Also, unlike Piano Keys, the glitter in this shadow is very obvious because there is so much of it. When I did my best friend's 21st birthday makeup, I used this color all over her lid and paired it with Urban Decay Heavy Metal Glitter Liner in Midnight Cowboy. It was a very glamorous birthday look if I do say so myself.
Cheeks & Face
Chocolate Soleil Bronzer: [matte] classic bronzer
This is a beautiful, natural shade, but do note that has a sweet smell for those of you who prefer fragrance-free cosmetics.
Sun Bunny Bronzer: [shimmer] two browned bronze powders that can be swirled together
Although this product is classified as a bronzer and can be applied as a bronzer, I prefer using it as a highlight because it is shimmery. I'm not talking barely existent shimmer like NARS Laguna Bronzer. This stuff is full on shimmer. The untrained eye will see it. That being said, it is stunning as a highlighter and it will help enhance (or create) your tan because it is a bronze shade much like Dior Diorskin Shimmer Star in Amber Diamond (my very favorite highlight shade).
Who's Your Poppy? Blush: [shimmer] warm, reddish coral
This color gives a gorgeous, natural flush to the cheeks. It is in the same family (at least I think so) as NARS Orgasm Blush, but it is more of a reddish coral, not a peachy coral and as one of my all-time favorite blushes MAC Springsheen Blush.
This palette also comes with a mini synthetic brush (which I don't use) and a mini Too Faced Shadow Insurance Anti-Crease Eye Shadow Primer, which I believe is one of the top eye shadow primers on the market. The only real downside of this palette is that it doesn't come with a mirror. Also, if you worry that the top powders and bottom powders touch and mix together when the palette is closed, don't. The palette comes with a clear piece of plastic to keep each side protected, so don't throw it away!
Do you think you'd get this palette or do you own it? Which colors are you most interested in trying out? Comment below and let me know.
Another Special Announcement
If you follow me on Facebook, Twitter or Instagram chances are you've heard that POPSUGAR has chosen me as a one of their Select Beauty Bloggers. I am honored, incredibly thankful and excited that they've given me this wonderful opportunity.
As always, thanks for stopping by. Please follow to me on BlogLovin' if you haven't already. I've got a great lineup of posts coming your way - that includes the rest of my Skincare Favorites & Routine, as promised.


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vesta's pure design recalls the materiality of 1930s architecture. the effects of light and shade are emphasized by a flow of pure rhythms created by doors of varying thicknesses
(one double the other). like the keys of a piano, they alternate, wrapping and revealing the precious worktop leaving space for opening and closing.
technical features and finishes
kitchen in gloss grey lacquer with 5 cm thick worktop in grigio apuano stone.
silvano bonetti e alberto minotti
vesta in ncs s3502-y gloss lacquered with top and sink in grigio apuano stone.
lati stained wood carcass.


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Sudden Shutter
Texas-based health food chain suddenly closes all Dallas locations
Austin-based My Fit Foods, which specialized in nutritious meals on-the-go, has shuttered. The closure affects more than 40 locations across the U.S., including five branches in Dallas, plus locations in Frisco, Southlake, and Las Colinas. It also includes a central kitchen in Fort Worth that opened in 2015 for food preparation and distribution throughout DFW.
My Fit Foods launched in Houston in 2006, then relocated its headquarters to Austin in 2013. In addition to prepackaged food, it also offered meal-planning assistance.
The company announced its closure via a statement on its website.
"Since 2006, My Fit Foods has been on a mission to make healthy eating easy and accessible for everyone," it said. "It is with a heavy heart that we announce the closure of all our stores. We know that you have depended on us to support your healthy habits, and we are deeply sorry for any inconvenience our closure may have caused you."


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What is the Start R.I.G.H.T. Challenge?
Start R.I.G.H.T. originated from the Fit Fresh & Fun Initiative beginning in 2011, that aims to foster healthier communities and make Riverside more aware of healthy opportunities within the city.
In the past, The Challenge has been a 3-month fit-filled journey, however, it will now be condensed to 6-weeks. This in turn will encourage participation throughout the entire process. The ultimate goal of the Start R.I.G.H.T. Challenge is for participants to adopt healthy behaviors such as: increase consumption of fruits and vegetables, decrease consumption of saturated fats and sugar, to meet 150 minutes of physical activity per week (minimum) and to improve overall health.
When does the Challenge start?
The Challenge will start January 20th. Our 6-week challenge will kick off with a color run at The Grove Community Church. Registration is online only.
What are the prizes?
- $100 Participant with the Most Fruit and Vegetable Intake
- $100 Participant with the Greatest Decrease in Saturated Fat Consumption
- $100 Participant with the Greatest Overall Health Improvement
- $100 for the Most Physically Active Participant
- $200 for the Most Physically Active Family
I missed the deadline to weigh-in. Can I still be part of the Challenge?
Yes, of course! You can sign-up for the 6-Week Challenge via the 6 Week Challenge. Please call (951) 788-3471 for any questions.
What is included with my registration?
Each registered participant will receive a custom race t-shirt, color packet a goody bag and activity guide filled with fun activities throughout the 3 month challenge.
Can children participate?
Absolutely!!! If they want to, they can run, walk, jog next to you. If they're not feeing it or are too small, strollers and carriers are acceptable and very much welcomed!
Can I run with my pet?
For the safety of our runners and animals, we do not allow animals at any of our races. If someone does bring a pet (that is not a certified service animal) we will kindly ask that they take their pet home.
How do I get my participant kit?
Upon arrival, you will be directed to the check-in area. When you check-in, you will receive a wristband. After you get your wristband, you will get weighed-in (not applicable for youth). Once you have weighed-in, you will receive your t-shirt and get in line for the Color Run. After you cross the finish line, you will be given your goody bag and color packet.
How is the color administered along the course?
You will see smiling faces along the course whose main goal is to douse you in colorful powder to ensure that you look like you ran through a beautiful rainbow by the time you cross the finish line.
Is the Color safe?
Safety is our main priority! Our colors are made with high quality cornstarch and food dyes. All materials are 100% FD&C and/or D&C grade and approved by the US FDA. However our product is not designed for consumption. If you would like a copy of the Safety Data Sheets please contact us at (888)-252-6567 or email us at firstname.lastname@example.com.
Is it harmful if you inhale it?
Although all the materials are food grade we do not recommend inhaling large quantities of color powder. Anyone who has asthma, is allergic to any of the ingredients or has any respiratory issues should exercise caution when participating in color powder events. It should also always be used in well ventilated outdoor space.
How does the post-race color pit work?
At the finish line you will receive your goody bag and color packet. Just a few steps away will be the color pit where you and all your fellow runners will get to douse each other (or yourself) in color J We provide one bag of color for each runner.
Will the color ruin clothes or running shoes?
Our color powder washes out of most clothing. However, it can stain some materials. 100% cotton clothing is recommended and typical machine washing with stain remover, removes the stains. We recommend removing excess powder from clothing before washing and/or applying water.
Do you have "cleaning stations" at the finish after party?
We have air blown color cleaning at the finish line. With a good dusting off, you aren't 100% clean, but you are good for the drive home. We will also have some hand wash stations.
What about the drive home?
We recommend bringing some towels for the insides of your cars and/or a change of clothes and shoes just in case.
Do the "Color Zones" affect runner vision? Or breathing?
The color powder used is all certified non-toxic and free of any heavy metals. The bright colors are a combination of cornstarch, baking soda, and FD&C dyes. As with any substance, you want to keep it out of your eyes and our color throwers try to aim low as you pass by. Some Color Runners opt to wear glasses for their eyes and use a bandana or dust mask for their mouths.
Can spectators attend?
Absolutely. They just won't receive a wrist band and will not be able to run in the race.
Are cameras and phones safe to have in the color zones?
Our race photographers are generally fine shooting from a medium distance of 50 feet, but to be totally safe we always recommend covering cameras/phones with a protective dust wrap. Those colorful powder particles are sneaky and the Riverside Community Health Foundation is not liable for any damage that might be done to your camera!
Is The Color Run timed?
Our color run is not a timed event. Runners tend to take their time out there and enjoy themselves. We suggest self-timing for anyone desiring a finish time.
What if I am pregnant?
It's totally up to what you and your doctor decide. We see a lot of pregnant runners at our races and they are the cutest ones out there! The powder is all certified non-toxic. We recommend wearing sunglasses or goggles, and a bandana over your mouth and nose in the color zones just for extra protection.
What happens if there is bad weather?
A little rain won't stop us. It even makes the color brighter!
What if I have a question that isn't answered here?
Please contact us at 951-788-3471 and we will get your question(s) answered.
I'm having technical difficulties — help!
Occasionally, if you are using an old version of Internet Explorer or Safari the MyPassport App might display incorrectly. Please make sure you are using the latest version of your browser. We also recommend viewing the MyPassport App in either the Google Chrome or Mozilla Firefox browser for easiest use and best results.
Still have difficulties? Please contact Rachel at email@example.com or 951.788.3471 for additional help.