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On Wednesday, The National Bank of Abu Dhabi (NBAD) inked an agreement with Britain's ifs School of Finance to deliver diploma courses in banking and finance for its employees. The partnership with the ifs School of Finance, one of the world's leading providers of professional banking and financial services qualifications, will enable NBAD's employees to benefit from an excellent foundation in banking and from which to progress their careers, told Michael Tomalin, the Chief Executive of the UAE bank.
Martin Day, dean of higher education at the ifs School of Finance, expressed his pleasure over the deal with NBAD and told that, 'This agreement brings together a global leader in financial education and Abu Dhabi's foremost financial services provider, and marks a real milestone for both institutions.' He added, 'Students in Abu Dhabi will now be able to benefit from a rigorous and engaging course, supported by excellent learning materials that will give them a firm foundation in banking on which to build in the future.' NBAD, which is ranked as one of the top 50 safest banks in the world, currently operates across eleven countries on four continents. The bank has one of the largest branches and ATM networks in the UAE and the largest overseas network of all the UAE banks. It employs more than 3000 employees of more than 50 nationalities.


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How to Keep Your Data Safe From the Latest Phishing Scam
As users, we'll do just about anything to ensure that our devices run as efficiently as possible. This includes renewing subscriptions to online services we use daily. However, cybercriminals often take advantage of these tendencies as part of their malicious schemes. We saw this in action this week, as Tech Republic recounted two recent phishing attacks impersonating a software subscription company using a "subscription renewal" scam to trap unsuspecting users into giving up their personal and financial information.
How These Phishing Scams Work
These sneaky phishing scams all begin with an email sent to the victim's inbox containing fraudulent links. The first one is hosted on a fake web domain, which is registered by the website builder Wix – meaning just about anyone could have created the illicit link. The scammer sends out an email telling the user that the software has an updated brand name and that they should renew their subscription to the platform by a certain due date. The email contains a link that says, "Click to Renew," taking the victim to a submission form requesting sensitive information, including their name, address, and credit card number.
Then there's the second but similar campaign, which also warns the recipient that their subscription has expired and needs to be renewed by a certain date. However, the link contained in this phishing email is to an actual PayPal page that prompts them to enter their payment details. This sneaky tactic is likely to trip up unsuspecting users since the real subscription service does accept PayPal. However, the payment page on a user's real account page would not redirect them to the PayPal site, as this phishing scam does.
Protect Your Personal Data
In both schemes, the scammers attempt to harvest either the victims' software subscription credentials or PayPal credentials by stating that the victim must renew before a specific date. Hackers tend to trick consumers by creating a sense of urgency, as tech-savvy users like you and I consider device software to be an essential part of our everyday lives. Luckily, there are steps that we can take to continue to live our lives free from worry. To avoid the digital drama that comes with phishing scams, follow these tips:
Go directly to the source
Be skeptical of emails or text messages claiming to be from organizations with peculiar asks or information that seems too good to be true. Instead of clicking on a link within the email or text, it's best to go straight to the organization's website or contact customer service.
Be cautious of emails asking you to act
If you receive an email or text asking you to take a certain action or download software, don't click on anything within the message. Instead, go straight to the organization's website. This will prevent you from downloading malicious content from phishing links.
Hover over links to see and verify the URL
If someone sends you a message with a link, hover over the link without actually clicking on it. This will allow you to see a link preview. If the URL looks suspicious, don't interact with it and delete the message altogether.

subset: commoncrawl


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Video: McEnany Defends Trump's 'Morning Joe' Conspiracy Tweets
White House Press Secretary Kayleigh McEnany was forced to defend President Donald Trump's recent attacks on MSNBC host Joe Scarborough on Tuesday, an unenviable task she nevertheless intentionally signed up for. She desperately tried to divert the attention back to Scarborough — without engaging in the president's conspiracy theorizing — but offered no credible defense of the president's conduct.
Trump has been spreading the debunked theory that Scarborough killed a staffer in 2001 while he was in Congress, even though it was determined she died of natural causes. The staffer's widower wrote a released a letter on Tuesday pleading with Twitter to take down the president's offensive tweets promoting the thoery. He said he was "angry," "frustrated," and "grieved" by the president's promotion of the harmful allegations. Trump is perverting his late wife's memory, he said, and he fears her niece and nephews will encounter these attacks.When asked about the letter, McEnany said she wasn't sure if the president had seen it. But she said their "hearts" are with the woman's family "at this time." It was a deeply ironic comment because the only particularly traumatizing thing about "this time" for the family is the president's attacks, which come nearly two decades after the woman's death.
McEnany refused to offer any explanation of Trump's comments and instead redirected reporters to a clip of Scarborough on Don Imus's radio show in 2003. In that show, Imus made a tasteless joke obliquely referring to the death, and Scarborough laughed at it briefly.
"Why is the president making these unfounded allegations?" asked ABC News' Jonathan Karl. "I mean, this is pretty nuts, isn't it? The president is accusing someone of possible murder. The family is pleading with the president to please stop unfounded conspiracy theories. Why is he doing it?""The president said this morning, this is not an original Trump thought. And it is not," she said, bringing up the Imus clip. But she made no mention of why the president is bringing up the issue 17 years later and with a much larger platform.
When pressed further on the president's conduct, she again diverted blame to Scarborough, saying his morning show unfairly criticizes the president. But again, she offered no substantive defense of Trump.
After McEnany had moved on, PBS reporter Yamiche Alcindor brought it up again: "Why won't the president give this widower peace and stop tweeting about the conspiracy theory involving his wife?"
McEnany said she had already answered the question, which she hadn't, and said the onus is on Scarborough to explain the Imus clip."The widower is talking specifically about the president!" Alcindor shot back. But McEnany called on Chanel Rion, with the aggressively pro-Trump outlet OAN, who changed the subject to conspiracy theories about the origins of the Russia investigation.
"Are you not going to answer that?" Alcindor called out, still trying to get a substantive response to her question, but Rion spoke over her.
At the end of the briefing, another reporter asked whether Trump was looking for any actual law enforcement steps be taken in response to his conspiracy theory. But McEnany had nothing to add, and simply told people to listen to the Imus clip again. As she hurried out of the briefing room, a reporter asked if Trump would stop promoting the theory — but she left without answering.
Watch the exchange about Klausutis, which begins at 48:45.
- With Attack On Scarborough, Trump Sends A 'Mob Boss' Message - National Memo ›
- Right-Wing Paper Slams Trump For Pushing 'Vile' Conspiracy Theory - National Memo ›
- Press Secretary Compares Trump Photo Op To Churchill During London Blitz ›
- McEnany Depicts Trump As Disengaged, Ignorant, Bumbling - National Memo ›
- Danziger Draws - National Memo ›
- #EndorseThis: Scarborough Drops F-Bomb, Demands Arrest Of Trump, Junior, And Rudy - National Memo ›
- Unfazed By Her Infamous Lying, Fox Hires Kayleigh McEnany - National Memo ›


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Goods and Services Tax-(GST)
What Is GST?
The idea of a Goods and Services Tax (GST) for India was first mooted sixteen years back, during the Prime Ministership of Shri Atal Bihari Vajpayee. Thereafter, on 28th February, 2006, the then Union Finance Minister in his Budget for 2006-07 proposed that GST would be introduced from 1st April, 2010. The Empowered Committee of State Finance Ministers (EC), which had formulated the design of State VAT was requested to come up with a roadmap and structure for the GST. Joint Working Groups of officials having representatives of the States as well as the Centre were set up to examine various aspects of the GST and draw up reports specifically on exemptions and thresholds, taxation of services and taxation of inter-State supplies. Based on discussions within and between it and the Central Government, the EC released its First Discussion Paper (FDP) on GST in November, 2009. The FDP spelled out the features of the proposed GST and has formed the basis for the present GST laws and rules.
In March 2011, Constitution (115th Amendment) Bill, 2011 was introduced in the Lok Sabha to enable levy of GST. However, due to lack of political consensus, the Bill lapsed after the dissolution of 15th Lok Sabha in August 2013.
On 19th December, 2014, The Constitution (122nd Amendment) Bill 2014 was introduced in the Lok Sabha and was passed by Lok Sabha in May 2015. The Bill was taken up in Rajya Sabha and was referred to the Joint Committee of the Rajya Sabha and the Lok Sabha on 14th May, 2015. The Select Committee submitted its report on 22nd July, 2015. Thereafter, the Constitutional Amendment Bill was moved on 1st August 2016 based on political consensus. The Bill was passed by the Rajya Sabha on 3rd August 2016 and by the Lok Sabha on 8th August 2016. After ratification by required number of State legislatures and assent of the President, the Constitutional amendment was notified as Constitution (101st Amendment) Act 2016 on 8th September, 2016. The Constitutional amendment paved way for introduction of Goods and Services Tax in India.
After GST Council approved the Central Goods and Services Tax Bill 2017 (The CGST Bill), the Integrated Goods and Services Tax Bill 2017 (The IGST Bill), the Union Territory Goods and Services Tax Bill 2017 (The UTGST Bill), the Goods and Services Tax (Compensation to the States) Bill 2017 (The Compensation Bill), these Bills were passed by the Lok Sabha on 29th March, 2017. The Rajya Sabha passed these Bills on 6th April, 2017 and were then enacted as Acts on 12th April, 2017. T 2015. 6 on 08.09.2016
Thereafter, State Legislatures of different States have passed respective State Goods and Services Tax Bills. After the enactment of various GST laws, GST was launched with effect from 1st July 2017 by Sh.Narendra Modi, Hon'ble Prime Minister of India in the presence of Sh.Pranab Mukherjee, the then President of India in a mid-night function at the Central Hall of Parliament of India.


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All entries for April 2008
April 16, 2008
Big Bob Mugabe – The Wreckoning
April 09, 2008
Clamouring to be read
Boasting tens of thousands of visitors and millions of books on display, the Leipzig Book Fair runs from the 13th till the 16th of March. A showcase of international standing, this is one of the best book exhibitions in Europe. Norbert Bugeja was there
As I enter the main hall of the New Leipzig Fair Grounds, an irrepressible sense of exhilaration takes hold. I am at the Leipziger Buchmesse, a foremost German book fair hailed by many as the most prestigious of its kind. For three days, Ian Richie's levitated glass hall – the world's largest –serves as an Entrance Hall to a sprawling 20,000 square metres of printed matter. Thousands of people enter this place every hour. I inch my way forward. Journalists, TV and radio crews are there, covering a list of eminent writers: Ken Follett, Charlotte Roche, Miro Gavran, Feridun Zaimoglu. For any ardent reader, I tell myself, this is sheer gold dust.
Our Captivity
I am here as the guest writer for Malta, thanks to an excellent collaboration between the Malta Council for Culture and the Arts, and the Embassy of Malta in Berlin. I will recite A Tango for the Stairs of Valletta, a lyrical triad that will feature in my upcoming collection, 'Bliet' (Cities), now kindly taken up by a major publisher. My first reading is at the bustling 'Small Languages, Great Literatures' stand. I read in Maltese, followed by a reading in German. Then I comment on my work. The audience is visibly captivated by the rhythms and sounds of Maltese. They inquire about the Mediterranean context in my poetry. Among them is Zvonko Makovic, one-time president of the Croatian PEN, and perhaps the greatest living Croatian poet. We nod at each other. I met Zvonko for the first time in 2005 at the Lodeve Poetry Festival, where he volunteered valuable comments about my writing. Zvonko is very keen on getting to know the Maltese creative milieu. At a Croatian stand brimming with translated works I spot the novelist Roman Simic, who was in Malta some time ago on an LAF/Inizjamed collaboration. He pours me a glass of Dalmatian wine. I am introduced to two Cypriot authors: Yorgos Trillidis, who quips about our desire to "become" writers of fame, and the charming playwright Eurydike Pericleus-Papadopoulou. We see a stronger network of Mediterranean writers emerging, a generation clamouring to shed obscurity, to emerge from the shadows of the world's "official" languages, to speak of regional and cultural spaces rather than of canons and of nations. Deep down, we all know what the pickle is. We are imprisoned in the languages that contain our work, held up by the very tools that we use so deftly, hindered by the medium that nourishes us. Maltese is my national language as a Maltese citizen, and my gilded Alcatraz as a Maltese writer. The natural course of action for the Maltese writer today is to shun the shallowness of provincial rhetoric and patriotic discourse, to rebut the impulse of ramifying and wallowing in one's own tradition, to spread one's wings and fly into other languages. The fare will not be low-cost, but the destination is inexorable.
To read, yes - but what?
On Friday morning, I improvise my way through the labyrinth. Every publisher is here. The Reclam, Diogenes and Suhrkamp-Insel stands heave with translated editions of prose, poetry, and essays from all over the world. In an increasingly globalized book-world, every shelf speaks Translation. Translation is not an exercise any longer, but a language in itself. What's more, it has become the language par excellence of the book fair - the ensemble of translated works available here testifies to cultures speaking across and through each other. The book fair marks a step ahead of online purchasing, or even of going through one's local retail agent. There are people here crowding the bookshelves, handling books, poring over their content, deciding what to lump and what to dump. There are many education representatives, checking out the latest products and consulting their editors as to the adequate material to carry back home. I think of Malta where, in spite of the truly impressive improvements in our education, some dated textbooks have lingered on even as their usage blatantly misguides our students' cognitive abilities. Are our education scouts doing their work out there, eyes peeled on the European bookshelves, sounding out the publishers in order to bring the best and latest educational material to our college and University libraries, where a number of our academic sections are desperately wanting? I watch as clusters of school children meander through the bookstands. Over here, promoting reading in terms of getting people to read will look gross and naive. Leipzig flaunts a perception of reading as a priori the principal factor in shaping healthy and judicious mindsets, especially among young readers. It is about giving our young ones the necessary tools to discern, to choose their book, the thinking skill of reflecting, as autonomously as possible, on what will be their most fruitful choices for reading throughout their lives. Giving our students the opportunity to visit these Fairs might not be a bad idea. They will obtain rich, cutting-edge exposure to the very latest publications hailing from the cultural realities of other regions and countries within their continent and beyond.
Next Stop, Istanbul
Tourism-wise, if only we were to invest in such an effort, our presence as a country in large-scale European book fairs will make a lot of sense. My jaw falls as I wind my way about the Turkish book stand, a shining example of aesthetic marketing. I learn yet another lesson: online and TV advertising, bill-boards, Malta-painted buses and high-brow magazine reviews are effective – but are they as real to the potential tourist as the actual touching and handling of the Malta product even before one chooses to visit it? We need to take our movable products - our printed books, that is - out there and make them available to these eager readers. Any avid book reader who is in 'pre-tourist' stage will want to handle as much in-depth information as possible about their target destination. This means that one of the next steps Malta now needs as part of its tourism policy is a massive, unprecedented effort of translation. By this I mean not only translation of our writers, but of a very significant and eclectic chunk of our Melitensia and of the research work that has and is being done a propos Malta's people, heritage and cultural present. We need to get this material, including all of those nice English-language folio editions, translated into all the major European languages, possibly even in Hebrew, Arabic, Chinese etc. If we do not have the required resources, then let us approach major international publishers who keep churning out mouth-watering print editions and e-books. Surely, negotiations at ministerial level may achieve the desired goals. Meanwhile, having myself wormed through a pile of full-colour folios, I have decided - the next holiday is Istanbul.
Through Bach's Back Door
My last reading takes place at the Schille Theater, a quaint old venue almost in the shadow of the steep-roofed St Thomas Church where Bach worked and is buried, and where Marthin Luther introduced the Reformation in Leipzig. The audience is fascinated by the phonetic beauty of our language. I end up reciting, impromptu, other works I happen to know by heart. I face another barrage of questions by Lithuanian, German, Estonian listeners, asking about the Maltese literary vista. I oblige, and with pleasure, thinking about an emerging generation of writers who, with proper financial assistance in their staggering challenge of translation, may reach out to these readers and hold their own with any other literature.
I wish to thank Davinia Galea, Bernardette Glanville and Adrian Mamo at the Malta Council for Culture and the Arts for making my visit possible. I also wish to thank the Malta Embassy in Germany, especially Kornelia Klenner who, besides organizing my visit to the last detail, is busy working on bringing the young literature of Malta to the attention of German publishers and audiences. Finally, my heartfelt thanks to Dominik Kalweit and Ray Fabri, whose thorough German translations of my work have elicited many a smile, nod, expression of wonder and requests for encores from my German audiences.


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Our guest today is Fredrik Thomassen, the co-founder and CEO of Superside, a Sam Altman and Slack-backed company that's building a new labor market for global design talent.
Fredrik, why did you introduce remote work policy at Superside?
Since we opened our doors in 2016, we have built our entire platform to support a global remote workforce. Our mission stems from the idea of providing equal opportunities for everyone, regardless of their gender, geography, race, age or ethnicity. By introducing a remote work policy, we give hundreds of designers across the world a chance to realize better income opportunities. And it's working.
On average, we receive 50,000 applicants a year – all remote. It's increasingly obvious that the future of work is much more remote, particularly as the new on-demand economy continues to charge up. New work platforms are powering this evolution with more autonomy for diverse segments to choose when and where they work, and because we see higher productivity and efficiencies, there is much less reliance on physical presence being an important factor.
The benefits to remote workers are numerous: globally remote teams have an opportunity to make up to 5x more money than they would, had they been hired for similar work in their region, and flexible schedules lead to predictable and more stable income so our design teams can do their best work.
Being remote-first gives us advantages at scale where we can tap into the best global talent available and extend that value onto our customers.
Remote working is still a new concept for some traditional companies that are still reluctant to adopt it. Are remote workers less loyal than in-office employees?
We've found that loyalty stems from creating the right company culture – one that supports fairness, inclusion, and diversity and provides equal opportunities for everyone, not just select groups or individuals.
That's why, when we started Superside, one of our main goals was to create a more fair and transparent labor model that placed an emphasis on clear communications.
Rather than hosting physical events to drive camaraderie, which has been a hotbed for 'bro culture' mentality, we focus instead on creating a culture of trust, openness and honesty.
To achieve that, we make use of technologies and digital-first tools like Google Apps, Slack and Trello to foster real-time collaboration and help streamline communication within remote teams who need to rely on one another to get the job done.
We have a random channel on Slack that is full of fun tidbits throughout the day, some design related and some not so much. It helps our employees bond even though they're from countries all over the world, living in different time zones.
We also insist on video chats as opposed to plain calls so people feel connected and are able to read body language as best as possible. Our leadership team sets a good example by being highly responsive to Slack messages and other forms of communication.
For instance, once a month at the company town hall, we make it a point to showcase people's work and efforts; we celebrate successes as well as discuss company-wide challenges. We've learned that regular and authentic communication really helps to unify teams.
The steps that we've taken to ensure we have a positive work culture have led us to have a loyal workforce. That's not to say that you can't have equally loyal in-house employees, but you have to take care to build meaningful support systems in place that benefit everyone, including those who have physical limitations and face more difficult circumstances when traveling to and from offices.
Unifying teams is absolutely necessary to boost productivity. Are remote workers less productive than their peers working 9 to 5?
We have found that flexible work schedules have an empowering effect on our workers, which means they are much more productive than those who work a traditional 9 to 5 job in an office.
For example, some people prefer to wake up early and work while others are night owls. We give our people flexibility that allows them to do their best work. This also helps moms or dads work when they can and have time for their kids when they need to be picked up from school or taken to their dance recital.
Our global remote workforce also allows for better utilization of time zones than a traditional office-based design team. We can schedule project teams in a way that allows for always-on communications with clients and greater accountability from team members who are able to ensure that projects are delivered on time and on budget
Working in different time zones can be both an advantage and a challenge. Is it easier or harder to manage remote teams?
It's not difficult to manage remote teams when you've built a system of accountability and integrated tools to help you track and measure performance. We've engineered a project platform with a 360-degree rating process where team members rate each other and themselves. This allows us to ensure the quality of the current assignments and understand how we can best optimize performance.
Before we entrust designers to work on projects, we've also created a mandatory 4-week bootcamp where they will get training on all of our standards and procedures. We also assign an account director who works closely with each team throughout the process. Through training modules like this, a fair evaluation process that rewards great work, and a project manager who is in constant communication with teams to ensure deliverables are being met, managing remote teams has been just as easy, if not easier, and much more productive than managing in-office teams.
You mentioned equality and diversity more than once. Is it easier for an all-remote company to tap into a diverse talent pool?
100%. The inclusion of more women and minorities in the workforce has become a global business imperative across all industries. And traditional hiring practices can introduce inherent biases against people because of their gender, geography, race, culture, religion, age, sexual preference, or physical attributes, such as obesity.
So we decided to automate our software – we're able to select the best candidates without inherent human bias that is rampant when you manually select talent. In this way, we can level the playing field for women and minorities.
Because we rely on automation to select teams based on skill alone, we only select the best available talent for a job. It's a meritocracy, not a popularity contest. We also are conscious of results-driven performance and evaluation, giving top performers the ability to make more, and ensuring that any reward system is neutral and blind in its approach.
We've now been able to open up job opportunities in marginalized communities around the globe. To date, we have amassed a global taskforce of more than 135 creatives from over 40 countries, spanning 6 continents. On top of that, 56% of our workforce is made up of women.
For us, building a fair, transparent online labor market within the design industry is a stepping stone towards powering the future of work in almost all verticals. By offering equal opportunities to everyone, we've been successful in pioneering a future of work that's much more diverse, and benefits both workers and the clients that we service.
About the author
Lilia Stoyanov is CEO and angel investor at Transformify. A fintech and digital transformation expert, she is also a professor at Zigurat Business School and expert evaluator Horizon 2020 at the European Commission.
About Transformify
Trusted by recruiters from 150+ countries, Transformify offers an integrated solution comprising of HR Software, freelance platform and billing & payments.


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In April last year, we've shown you a prototype of the the QR-LPD (Quick Response Liquid Power Display), a flexible e-paper developed by Japanese tire maker Bridgestone. Fast forward to April 2011, and it turns out the company has not only rebranded the e-paper to "AeroBee" but also used the time to improve the technology.
The lithium-ion battery-powered prototype Bridgestone recently showcased during an exhibition in Tokyo has the following features:
- display: 13.1 inch/A4 (color) touch pad with stylus input
- OS: Linux 2.6.24
- connectivity: Bluetooth, Wi-Fi, Memory Card, USB 2.0
- sound: built-in mic and 3.5mm sound output
- thickness: 13mm
- weight: about 730g
Unfortunately, it seems that Bridgestone aims at commercializing the AeroBEE with an eye on the enterprise market first.
This video (shot by our friends over at Diginfonews in Tokyo) provides more insight:


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Gulabu is a living Asian elephant (Elephas maximus) , located with the private owner India unspecified location, in India.
Gulabu arrived to India unspecified location unknown date, relocated from Yamuna Bridge elephant camp (New Delhi), in India.
Gulabu was born unknown .
(The name Gulabu is already submitted into the link, just click on the link for relevant results)


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Each pupil who gets special training is roofed by the People with Disabilities Schooling Act (CONCEPT). This legislation requires that states and territories allow members of the U.S. Uniformed Services and Merchant Marines, and their relations; and U.S. citizens residing exterior the United States to register and vote absentee in elections for federal offices.
This conflict between state and federal legislation creates a scenario where you can be charged with a federal crime for actions which might be allowed by your property state , though federal companies largely have been reluctant to do so. There are additionally several ways that federal marijuana laws can have an effect on on a regular basis life choices, from where you financial institution to where you reside.
The Patient Safety and Reasonably priced Care Act (ACA or Obamacare) modified the Truthful Labor Standards Act (a legislation that establishes fundamental job protections like minimum wage and time beyond regulation pay) to require that covered employers provide eligible employees with the correct to pump breast milk on the job.
Those familiar with the laws warn, nevertheless, that Congress has but to appropriate the funds wanted to implement it. Many laws have been written on the federal degree which might be nicely intentioned, but with no appropriations to implement them, they don't do something," says National Indian Justice Center Govt Director Joseph A. Myers, JD.
The Rohrabacher-Farr modification would not simply stop direct interference with state implementation; it must also end federal medical cannabis raids, arrests, felony prosecutions, and civil asset forfeiture lawsuits, in addition to providing current medical cannabis prisoners with a solution to petition for his or her launch.


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Every business cycle is different, but history tends to repeat itself with general trends and cyclical fluctuations.
The current economic expansion is now more than three times the average length at 117 months and that means we are approaching the latter stage of this cycle. That doesn't mean it will end any time soon, but
A late-cycle phase is typically defined by a slowdown in growth, low levels of unemployment, rising inflation and a flattening yield curve. You may see earnings growth slow and profit margins shrink. Some of these things are starting to emerge, though not all – earnings growth is strong,
But when the economy eventually fluctuates your investments will fluctuate too. But rather than worrying about where we are in the business cycle, it is far better to pay attention to companies. Historically, late-stage and defensive sectors include healthcare, energy, utilities
Those with well-defined businesses, who are leaders in their industries with a history of profitability and steadily rising dividends will do best. These companies thrive in all conditions and fall least and recover first when conditions improve again.
Harvest Portfolios Group CEO Michael Kovacs founded the company in 2009 with these principles in mind – investing in quality that generates steady growth of capital while offering a dependable income stream in all business conditions.
From a single fund Harvest now offers 12 ETFs, four structured funds and two mutual funds. The philosophy is about growth and income while maintaining simplicity and transparency.
Successful investing comes back to basics: sticking with quality, including companies with a history of dividends, diversification, patience and sticking to a plan. -AM
Read more about Harvest Portfolios Group funds here.
You might like:
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Banks and buildings make a good investment mix
These multinationals tackle heart disease
The views and/or opinions expressed in the blog are of a general nature and are for informational purposes only. Blog contents should not be considered as advice and/or a recommendation to purchase or sell the mentioned securities or used to engage personal investment strategies. Investors should consult their investment advisor before making any investment decision.


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Family, they say, is like a tree. Like branches its members grow in different directions but they are all rooted together! For individuals, their family is the stronghold of joy, love and support. Every relationship is valuable and the bonding in the family cannot be replaced with anything else. But as someone so aptly said, on one hand family is a person's strength and his weakness. Little disputes, disagreements and strifes give birth to conflicts that make the atmosphere sour. Under the stress of these disputes, relations meet an untimely death. Family disputes can range from divorce to property disputes, inheritance disagreement, parenting and grandparents rights, business and partnerships, adoption and so on. Rudraksh Law Associates are here to extend their legal expertise to help you resolve your family conflicts. We are seasoned family court lawyers in Dwarka who understand your disagreements and offer the most appropriate legal support for your family.
If you are looking for the best family court lawyer in Dwarka, then look no further than Rudraksh Law Associates. Individually and collectively, our family court lawyers have earned our reputation for being excellent and treating our clients with dignity and the respect they deserve. Our team comprises thoroughly skilled and experienced family court lawyers who understand your needs as well as the aspects of any dispute that you are embroiled in.
Family disputes are very sensitive. They require intelligent handling because there is no second chance in most cases. Even the slightest mistake can change the course of your life. So it is important to trust only the best in the service. Rudraksh Law Associates brings with it years of experience. It is helmed by the best family court lawyers in Dwarka. Well, not just experience, the success ratio is also an equally important aspect that must go into choosing the best family court lawyer. Whether you require a lawyer for marriage dissolution, divorce, domestic violence, child custody, and dowry etc., we offer the best services in the town. Our family court lawyers in Dwarka as the specialists for all the family-related disputes.
Our family court lawyers in Dwarka provide you with the best possible guidance throughout your case. Be it any family related dispute, our team will be there for you with its honest and transparent advice. Marriage and registration matters are also taken care of with the best legal services offered by Rudraksh Law Associates.
Parting ways from your partner or dealing with a family conflict is a very disturbing experience. Sometimes, the process can be more painful if the family court lawyer handling your case is inexperienced or just does not have it in him or her to take you through your hard times amicably.So our team first fixes an appointment with you to understand your case and requirement. Then, after analyzing the whole situation, our team comes up with the best solutions and gives you a roadmap. You will feel the difference from the first meeting because excellence shows in us.
We can provide the best solutions for disputes related to Special Marriage Act of 1954, Succession Act of 1925, Hindu Marriage Act of 1955, Dowry Prohibition Act of 1961 and The Indian Divorce Act of 1869, with our Expertise and Extensive Knowledge as per the Indian Legal System.
If you have any question, then give us a call now to speak with our representatives. Fix an appointment and let us know about your case. We will provide you with the best legal guidance that will help you discover a direction where you can settle your life once again without any difficulty.


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In a breaking report from TMZ, Denise Richards has apparently written a long letter to the Los Angeles Department of Children and Family Services stating that she will no longer care for Brooke Mueller's and Charlie Sheen's twin boys, calling them violent and out of control, and blaming their behavior on Brooke.
Denise originally took full custody of the twin boys a while back when it was clear that Brooke was too much of a junkie to take good care of them. And obviously, Charlie Sheen was also in little position to take custody and take care of his boys.
However, sources from the DCFS have told TMZ that Denise has some solid reasons for refusing to continue taking care of the boys, explaining some of the details in the letter. Apparently, the twins [Bob and Max] often kick her dogs and watch them 'whimper in pain', and strangle other animals. That's not all – when Denise would tell the boys that they were hurting the animals, Bob and Max would often state that they 'wanted' to hurt the animals on purpose.
Denise also reveals that her own daughters, Eloise, Lola, and Sam, have also been targeted for violence by the twins. She claims that all three of her daughters have been the target of physical abuse from the boys, including getting kicked, slapped, pinched, bit, and punched, even causing one of her daughters to go to the hospital at one point. And things are no different at school – according to the letter, both boys have been wreaking hell and havoc at school once they started, especially when it came to their behavior with the teachers and other students.
Denise finally states that she can no longer care for the twins, and their behavior issues were clearly a by-product of spending time with Brooke. Denise explained that the twins are particularly violent when they returned from spending time with Brooke, and they reportedly often had horrible nights after coming back as well. Although Denise only has temporary guardianship of the twins until Brooke 'gets better' [which might never happen, at the rate she's going], doctors have reportedly told Denise to get counseling for the boys. However, Brooke has supposedly blocked this effort – and of course she did. If the boys go to counseling, they'll tell the counselor everything – why they become like this after spending time with their mom, and how her junkie habits and horrible parenting is leading to their twisted development. And in addition to not getting custody of her children, there's a solid chance that she won't even be able to see them anymore. Forget about putting her own children's needs first – junkies don't think about all that, and Brooke's way too selfish to ever put her children before herself.


text:
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Inclusive of a fully integrated, secure, and robust Fintech transaction processing layer, the Axiata Digital Labs Fintech Platform empowers MNOs to facilitate trade and commerce within their networks – thus creating value for all types of customers ranging from retail, enterprise, and government.
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Tofu is a nutritious block made from condensed soy milk and is very nutritious. It is rich in protein, vitamins, minerals, carbohydrates, and essential amino acids needed by the body. Tofu is a popular dish to date and can be dated back thousands of years.
The low calories contained in this block allow anyone, regardless of their age. Also, based on the scientific research carried out and people's experience, it is healthy. Numerous people, including me, witness its health benefits each day, which are marvelous.
The health benefits of Tofu range from reducing antinutrient content in the body to lowering the chances of getting heart conditions, among others which we will explore.
Quick Summary
- Tofu is good for you as it helps maintain skin elasticity and also keeps facial muscles toned.
- Tofu is good for your health because of the different nutrient levels it contains, such as vitamins, amino acids, fiber, and minerals.
- Tofu is good for you as its good cholesterol levels lower the chances of getting heart conditions.
- The high isoflavones levels contained in Tofu lower the risks of contracting different types of cancer.
What Is Tofu?
Tofu (also called bean curd) is made from soy beans, water and a coagulation agent - more specifically, soy beans ground into soy milk.
To make tofu, fresh soy milk is curdled so that the proteins become coagulated, pressed into solid blocks and then cooled down in a very similar process to how dairy cheese is made from curdled milk (see our guide on dairy health benefits here).
Though the vast majority of tofu produced in the United States isn't fermented, a large amount of international tofu is fermented before eating. Recent scientific research has shown that the free radical- scavenging activity in fermented tofu might be healthier to eat than regular coagulated varieties [1].
Today, the worldwide tofu industry has grown enormous, with over 200,000 tofu manufacturers worldwide. The biggest factories are located in Japan where they make over fifty tons of the bean curd every day.
Tofu Nutrition Facts
When it comes to looking at tofu as a natural health food, there is certainly a lot to like.
In fact, it is one of the most perfectly balanced natural foods available, so long as you mind your portions - Here's our guide on portion control.
Coming in at just 94 calories per half cup serving, tofu will never wreck your diet, and the 10 grams of protein will keep you full for hours.
With all that protein you get no cholesterol and only trace amounts of carbs (naturally gluten free!), meaning your low-carb diet won't be ruined.
But that's not all you get from this curdled bean. In fact, one serving of tofu will satisfy 44 percent of your daily calcium intake, 40 percent of your iron and 9 percent of your magnesium.
It also contains trace amounts of valuable nutrients like:
Soy, the main component of tofu, is a natural source of a complete dietary protein, which means you don't have to combine it with any other substances in order to get the body-building benefits. Soybeans also have naturally high levels of polyunsaturated fats like omega-3 alpha-linolenic acid.
7 Health Benefits of Tofu
The health benefits have been celebrated for centuries.
Not only is it an excellent source of protein for vegetarians and vegans, there is also evidence that it has many other natural health benefits like preventing cancer and treating hair loss.
Some of the specific benefits of adding this soy product to your diet are explained below.
Studies have been showing for years that a diet filled with plant based foods will lower your risk of early death as well as your odds of developing heart disease and obesity while also helping you to have fuller hair, more energy and even a better complexion.
1. Reduce Your Risk of Diabetes
Tofu is a perfect food option for diabetics because of the low fat and low calorie content.
Eating at least 200 grams of tofu a day can help to significantly reduce your risk of developing diabetes, and eating a diet filled with a range of soy foods is a proven way to reduce the risk that your blood develops insulin resistance.
Best of all, the sky-high levels of protein and other essential nutrients in tofu means that the blood sugar levels in diabetics will be better controlled at safe levels. Check other sources of protein for diabetics here.
2. Lower Your risk of Heart Disease
Eating tofu regularly helps your body reduce the risk of stroke and other dangerous diseases through the lowering of bad cholesterol (lipoprotein), triglycerides and LDL levels in your blood, while also helping your body to raise the levels of HDL or healthy cholesterol.
This works to improve your overall cardiovascular health as well.
Additionally, peptides-glycinin and conglycinin are bio-active anti-inflammatory agents found in tofu that work to reduce inflammation and blood vessel damage in your body, which makes it much easier to lower your blood pressure levels and keep it under control.
Reduced inflammation has plenty of other body benefits, including weight loss and ease maintaining a healthy weight.
3. Prevention and treatment of Obesity
When eaten as part of a reduced-calorie diet, tofu is an easy way to lose weight.
Because tofu is often eaten as a substitute for calorie-rich meats, it can help you weigh 3 to 20 percent less than people that eat meat [2].
The high amount of protein in tofu means you'll manage to feel full eating fewer calories which can make a huge difference in weight loss - read this page about the science behind weight loss here.
In fact, there is evidence that soy protein can make a bigger difference in weight loss than other types of protein, as some studies have shown that people that got their protein from soy lost more body fat than those that relied on animal-based source [3]. Here are some of our favorite soy protein powders.
A diet that contains a variety of plant-based foods such as tofu appears to contribute to overall health and wellbeing, and a lower risk of conditions such as obesity, diabetes, and heart disease.
- Natalie Olsen, RD, LD, Medical News Today
4. Breast and prostate cancer
Tofu contains lots of selenium, which is a mineral that the body needs to run its antioxidant-processing system and help prevent colon cancer.
In fact, studies have shown that men can reduce their risk of prostate cancer by eating tofu and women that eat plenty of it every week are over 60% less likely to develop the kinds of risky breast tissue that often cause breast cancer [4].
Genistein, a phytonutrient found in soy, has been studied extensively to try to understand the role it places in cancer prevention. The evidence shows that increases the quantities of a protein called p53 that is responsible for suppressing tumor growth, especially in the breasts and prostate.
Once it becomes activated, this protein compound can trigger pre-programmed cell death, called apoptosis, in cancer cells, which prevents the cancer from spreading throughout your body. To get the best benefits from genistein, it's important to eat many forms of fermented soy, as the protein compound is much more prevalent there.
5. Relieve symptoms of Menopause
When women hit menopause, their daily calcium requirements go up. Tofu can provide the high doses of calcium needed to keep women healthy, while also helping them to reduce the prevalence of hot flashes, prevent rheumatoid arthritis and help prevent the risk of losing bone mass.
Likewise, menopause and pre-menopause can wreck havoc on a woman's estrogen levels, meaning that she might experience severe mood swings, headaches, trouble sleeping, and dizziness due to hot flashes.
However, the flavanoids and isoflavonoids in tofu can help to restore the estrogen levels to the proper amounts, which can provide great relief for these symptoms and cause them to go away.
6. Enhance Your Skin
It may sound too good to be true, but there is plenty of evidence that tofu can make a big difference in how youthful you look by actively slowing down the aging process.
A diet full of tofu helps your skin to retain its elasticity and keeps your facial muscles toned, which prevents sagging and leaves your skin looking youthful.
Though eating regular servings can make a big difference, an even better way to keep your skin looking youthful is to make a paste out of silken tofu and apply it to your face in order to nourish your skin from the outside in.
With regular application, crow lines and fine wrinkles will start to disappear! [5]
7. Promote Hair Growth
Human hair is made out of protein, and the primary protein used in the process is called keratin. Thankfully, this soy product is a natural way to provide it for your body.
By eating tofu regularly, you'll be providing the required keratin levels to your body which will help your body produce more hair while the selenium levels in tofu are useful by helping your scalp hold on to the hairs you already have.
Sakel Ahmed, health and wellness consultant, further explains that tofu improves hair growth because it includes an adequate supply of iron, protein, and vitamins which are the essential ingredients for healthy hair.
It might seem like a small diet change to switch out some meat in your daily diet in exchange for tofu, but this little behavior change can make a big difference for the overall health of your body.
Whether you suffer from diabetes, heart disease or a simply struggling through the first signs of menopause, a diet filled with tofu might be part of the natural health solution for you.
Aside from tofu, there are other foods that can promote hair growth. Emma Sothern, founder of Lady Alopecia, suggests adding eggs, spinach, and anti-inflammatory foods like ginger and turmeric to one's diet to help facilitate hair growth.
5 Risks you should be aware of
Though there is ample evidence of the health benefits that tofu can provide for you, unfortunately other studies have criticized this bean curd for its soy content and estrogen mimickers.
However, it's important to be clear that much of the controversy comes from confusion about the health effects of highly processed forms of soy, like soy milk or soy protein concentrate.
Because tofu is considered a form of soy that's closer to its natural form than these creations, it tends to have a better health reputation.
Nonetheless, let's look at some of the healthy claims about soy that have come out in recent years.
1. Cancer
Yes, cancer is also in the 'health positives' column, but some scientific evidence reveals that eating tofu might actually cause the development of breast cancer in some women [6].
The study that caused this controversy looked at a specific type of break cancer that's based on estrogen receptors, and early studies found an increase in tumor growth in rats fed soy.
However, farther research revealed that rats metabolize soy differently than humans, so the overall impacts aren't known.
It does seem clear that there is a correlation between the level of processing in soy and the risk of tumor development, so to be safe you should stick to minimally processed soy foods like tofu.
2. Food Allergies
For reasons not well understood, soybeans are one of the eight most common forms of allergen in the United States, and for some people even a little exposure can be fatal [7].
3. Thyroid Health
The role that tofu plays in thyroid health has been debated endlessly, and there is evidence on both sides for its benefits and negative effects on your thyroid.
At this point there are still more questions than answers, but if you have thyroid problems already it might be smart to limit your tofu intake.
4. Genetically Modified Soybeans
At this point, about 93% of the soybeans grown in the US are GMOs, which is one of the reasons why soy is so cheap. However, this lower price point might come at a high cost [8].
There is lots of controversy about the effects of eating GMO foods because not enough research has been conducted to prove that they are completely safe. At this point it's been noted that soy allergies increase with GMO soy and that there are potential negative impacts to the liver (at least in mice and rats).
For this reason, many people prefer to avoid soy products completely unless they can be sure that they have been grown organically.
5. Feminization in Men
There are long held beliefs and plenty of anecdotal evidence that consuming soy can cause men to 'feminize' through the loss of a sex drive and the growth of breasts due to the increased estrogen activity in the body.
However, the medical literature on this topic doesn't seem to reach this conclusion and instead regulates the feminizing qualities of soy products to myth status.
The research that HAS shown feminization in men due to soy only occurred when men drank soy milk every day.
There seems to be little risk of feminization through eating tofu, possibly because of the fermentation properties that the soybeans go through [9].
Though there are reasons that men suffering from erectile dysfunction should avoid all soy products, for the vast majority of men the healthy benefits of occasionally eating tofu far outweigh any negative health impacts.
Related: Does Soy Decrease Testosterone?
The Bottom Line On Tofu
Clearly, there's a lot to like about tofu.
Rich in protein and low in calories, tofu is a healthy food option for any occasion and its versatility means that it can be cooked in a wide variety of ways for optimal flavor.
Whether you are trying to eat less meat or are simply trying out some new, lower-calorie cooking options, adding tofu to your diet is a smart way to stay healthy and try new flavors.
As professional chef Sylvia Fountaine professional chef puts it, tofu is what you make it.
Understanding that tofu is a blank canvas is the key to achieving great flavor.
Fountaine, who is also the founder of Feasting at Home, adds that food really can be healthy and delicious, and consuming tofu is an easy way of bringing more plant-based protein into our diet.
Whether you're a man or woman, tofu can be a healthy part of your diet, so long as you eat it in moderation.
- WiseGEEK, What is a Free Radical Scavenger? Retrieved from https://www.wisegeek.com/what-is-a-free-radical-scavenger.htm
- Kenan Onel, MD, Cancer Management and Research Retrieved from https://www.dovepress.com/cancer-management-and-research-journal
- Manuel T. Velasquez, Role of Dietary Soy Protein in Obesity. Retrieved from https://www.ncbi.nlm.nih.gov/pmc/articles/PMC1838825/
- Abraham M.Y. Nomura, Cohort Study of Tofu Intake and Prostate Cancer: No Apparent Association, Retrieved from http://cebp.aacrjournals.org/content/13/12/2277
- Sein Lee, A fermented barley and soybean formula enhances skin hydration. Retrieved from https://www.ncbi.nlm.nih.gov/pmc/articles/PMC4566027/
- breastcancer.org, Eating Soy May Turn on Genes Linked to Cancer Growth. Retrieved from https://www.breastcancer.org/research-news/soy-may-turn-on-genes-linked-to-cancer
- Food Allergies: What You Need to Know. Retrieved from https://www.fda.gov/Food/ResourcesForYou/Consumers/ucm079311.htm
- Seth J. Wechsler, Recent Trends in GE Adoption. Retrieved from https://www.ers.usda.gov/data-products/adoption-of-genetically-engineered-crops-in-the-us/recent-trends-in-ge-adoption.aspx
- Mark Messina, Soybean isoflavone exposure does not have feminizing effects on men: a critical examination of the clinical evidence. Retrieved from https://www.fertstert.org/article/S0015-0282%2810%2900368-7/abstract
About The Author
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Thanks for another excellent post. Where else could anyone get that kind of information in such a perfect way of writing?I've a presentation next week, and I am on the look for such information.
I like how you explain both the health benefits and side effects of tofu. I'm really not into soy foods because I know tofu is genetically modified (I avoid these). Gotta be more strict with my soy consumption.


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I'm an accountant who's looking for some extra work. Note I didn't say job. I'm open to anything, but I enjoy what I'm doing and would prefer if it fitted in with that.
I began in public practice in 1998. Most of the early years were spent working in Paraparaumu. My partner bought me out after a stroke in 2007 which was the first sign of a previously undiagnosed health issue. Last year my wife (Lynette) gave me a kidney – which has restored me to reasonable health, hence now I seek more work.
While I was recovering from the stroke NZ also had a stroke (GFC) and getting new clients was next to impossible. Most of the clients I work with have been with me from my early days in Lower Hutt and Paraparaumu. As I was considering giving up my professional life completely, I had a brainwave – I'd become an internet accountant. It fits well with my earlier work as a systems accountant.
When our children have moved out of the home, we took over their rooms as offices, and now serve clients over the internet. It's meant changes – no more "hand-holding" services, with clients dropping by for a chat - but works quite well. And my transplant means my immune system is suppressed so not being exposed to clients all day long reduces my risk of infection.
So all's well with the world. My wife works with me, publishing accounts, looking after tax and doing our own accounts. The challenge we have is how difficult it is to market our services as an internet accountant. Everyone thinks of an accountant as having a public office. Even internet directories require us to have a regional base. We're working on the challenge – but can handle more work thanks to improved health – and it's not coming in quickly enough to sustain us.
In 2014 when NZICA merged with Australia, I looked at the two options and decided CPA offered marginally more for the small practice. So with some hesitation and sadness, I left the Institute and joined CPA. There's less difference between them than the old NZICA liked to think. Hopefully, it doesn't put my colleagues off – but I should disclose this up front.
We have two companies – Academy Certified Accountants Ltd and Academy of Business Excellence Ltd. The latter we had in Paraparaumu to separate out business development services, and today we do any work for clients who don't require us to act as tax agent through this. Looking after clients as tax agent is always our priority, but our passion lies in helping businesses enhance the lives of their owners.
We could seek work in an existing firm or opening another office, but we like what we currently do and heath continues to throw up challenges. So we are wondering if we could use those skills for other accountants.
Current work
When we were in a "normal" practice, we always hated it when clients would say there wasn't much for us to do – it was all in XYZ package. A shudder ran down my spine just thinking about it. The mess was often enough for us to redo the work in our system. So when we decided to become an internet accountant, we decided to work differently.
First, off we charge clients a fixed fee. In the first year or two, this usually results in a loss. In time, things settle down. If they don't, we ask the clients to change to a system like BankLink, so we can manage the work for them. And if they don't agree then they need to find another accountant. That's only ever happened once – and they accepted the BankLink proposal. They then got lower fees than had been the case – and we no longer had an issue with large write-offs. While this obviously doesn't apply where we're contracting through a client's own accountant, we still prefer to negotiate a fixed fee for a known service.
Second, we spend time getting their systems right from the start. (Interesting to note IRD's finally identified that as important.) That often requires extra time educating and training them, but from their point of view, they didn't know accounting so why should they pay extra. That may not be the way most professionals would see it – but we accepted that.
Thirdly we need the tools to handle this work. Fortunately today it is not an issue – except possibly in areas where broadband is limited. With tools like Skype, DropBox and TeamViewer (and not forgetting basic email) we can work with clients remotely and effectively. If you want to try it's easy to show you how this works.
Fourthly we need to make sure that the client's systems are updated to match year-end entries we make, including depreciation, interest, accruals, salaries, tax and whatever else may be the case. By ensuring clients ledgers reflect these changes and agree with the accounts returned to IRD, we don't have issues with opening balances the following year.
And last we need expertise in systems. I used to be a systems accountant at one stage, and my wife was a programmer in her former life (before children), so we have a reasonable background for this. In the early days, clients had a choice between MYOB 8 and QuickBooks 5. It's a bit more complex these days, with each of these having three product lines, and Xero and MoneyWorks also on the scene.
Of course, clients could always use a cash-book – although we've never seen the point of these. If clients want their own system, a "proper" accounting system is a small extra investment and ties in with their accounts. We have in the past helped clients with these systems, but today focus on the major packages.
So what packages do we support? MYOB, Reckon (formerly QuickBooks) and Xero are the major systems in use today – even that is more complex. Both MYOB and Reckon have their traditional packages and online versions of the same. They have taken quite different approaches to implement their online systems.
They also have newer on-line products only – mini-Xeros if you like. While there are always adjustments to the traditional products, these newer products are developing even faster. Mind you they need to - even market-leading Xero lacks features of the traditional programs.
As a business partner of these firms, I have access to their online world. For Xero that's free – but for both MYOB and Reckon there's an annual fee for this.
Then there's MoneyWorks – something which has grown on me while I've been working with a client. He uses Apple Macs so has little real choice, but the program is also available for Windows (just as well since I don't use or even like Macs).
I have also had clients who use Sage – but one is no longer in business and I've recently fired the other (not over his choice of package). Having had this client I have to say I didn't believe he could make such a mess in another package – but his use of Xero for one of his companies has shown me how wrong I was. So while I have some limited familiarity with Sage, I'm hesitant to commit to working with this system.
I have at times used other packages, but these have been the bread and butter since returning to practice.
Future work
In order to expand our fee base, we are would love to find partners who might like to be able to offer accounting package support through us – either as a general service or for a particular client. By dealing through our second company and by referring all non-package issues to their accountant, we limit our work so we don't start eating into the accountant's role.
In offering our services supporting users of accounting packages to fellow accountants, we believe we can fill a need – especially for smaller practices without the time and familiarity with all packages to support their own users. We also provide a service to those who have chosen to base their services around a particular product, but who would like to service clients who choose an alternative package. Why should someone change packages when it's easier to find a new accountant? Some do - but if you support only one package, we can discuss helping your other clients for you.
We're aware that some may see this as risky. What's to stop us from poaching your clients? Apart from our morals (sadly we don't expect trust to be enough these days), we like what we do, without the hassles of tax administration, etc. We're prepared to sign pretty much whatever makes you happier on this front – e.g. we won't take over clients we've worked with for at least say three years.
A second option
My wife (Lynette) is also looking for extra activity – preferably out of the home with a little more social interaction than just me. I'm sure you can imagine how difficult it must be stuck at home with a boring accountant for her only company. Her aims aren't limited to accounting practices. It may be that you have clients who need training in or assistance with the basics of running an office, including perhaps basic bookkeeping. Or it could be totally outside the world of accounts (apparently there is life outside of accounting). One job entailed scanning of decades of technical papers for a firm which was relocating to smaller premises.
We would be happy to discuss such situations or anything else that comes to mind. Call or email us and we can see if we can do business together.


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Saturday, March 22, 2014
In My Mailbox #125
Ruins. I still haven't decided if I wish to finish this series. Sigh. Read book one ages ago. Still, pretty.
The Son of Neptune. Ah, you gorgeous book. <3 Loved it so much. Need to own all the hardcovers :D
Wii Party U. Been meaning to buy this for ages, as I wanted the black controller, hih. <3 It is awesome.
Let the Storm Break. Gorgeous swag that I got from Shannon since I pre-ordered the books :D Love!
Darren Shan. Signed book that I won from Darren. <3 Thank you! I love his Darren Shan saga books.
Catching Fire. Sigh. I just had to own this one, didn't I? Oh, well. It is very pretty at least, hih :D
Dark Skies. I got this movie for £1,5 when buy CF :D Which is pretty awesome. It looks good, I think.
Plush. You should all know by now that I have an obsession with gorgeous plush animals. And these are Bukowski Design. I love those plushes more than anything at the moment. <3 And I want them all, but so far they only have these here in my town. Grrr. But that's okay. Because these two are so pretty. <3
The signed book. <3
Local Newspaper. Remember that my kitten had surgery 9 days ago? Yeah, when we arrived our local newspaper was there taking pictures. Which we did not know until we got there.. but that was pretty awesome, to be honest. Since they took pictures of my kitten and are writing about it in the middle page of the newspaper today :D That is pretty amazing. And my love looks so pretty, hih. And.. there might be a picture of me in there as well. Right in the middle. With brown hair, and no make-up, lol :p
In My Mailbox is an weekly meme made by The Story Siren.
19 comments:
Ooooh, the hardback of Ruins is really pretty! I still need to read my Kindle copy, hopefully soon!ReplyDelete
Happy reading, Carina, once you're over the Percy Jackson book hangover! ;)
Great haul! Your kitty is famous! That is awesome!ReplyDelete
Missie @ A Flurry of Ponderings
Yes, you want to finish that series. Ruins was awesome :DReplyDelete
YOU MUST FINISH THE SERIES! Granted, I've only read Partials, but I do have Fragments. If you've read the first two, you might as well read the third, especially if you own it! :)ReplyDelete
Thanks for visiting my blog! Have a fantastic weekend!
Alyssa @ The Eater of Books!
It's great to see your kitten has made the newspaper, but most importantly, she's okay! :)ReplyDelete
I didn't know your kitten had surgery. Glad she has recovered well and she is so beautiful! I wish you pic were larger. I've not read the Ruins series yet. great haul!ReplyDelete
You've got such amazing books Carina! I hope you'll enjoy them. Also I hope your kitten is feeling better and that she is famous now! :)ReplyDelete
I really hope you decide to finish the Partials trilogy! I am re-reading the first two books then moving onto Ruins. So excited!ReplyDelete
I always love your IMM posts, great haul :) I am glad the kitten is ok. Happy reading :)ReplyDelete
fantastic hauls as usual! :D aww Kitty <3 I love your cat so much! and that picture is pretty ;) I really want to read Partials!ReplyDelete
- Juhina @ Maji Bookshelf
I really need to pick up a book by Rick Riordan! Oh hey, you made it into your local newspaper! ;) Hope your kitten has fully recovered.ReplyDelete
Ruins sounds good, hope you enjoy.ReplyDelete
Oh poor kitty...she's a superstar now though! :D So excited Catching Fire is out now..we've watched it a few times already since getting it!ReplyDelete
Ugh - the Percy Jackson movie. I also thought it was pretty bad. I haven't seen the sequel yet, but I have heard that it's a bit better so I may give that one a go still. And oh your poor kitty! Good to hear she's getting back to normal.ReplyDelete
Your kitteh is a celebrity! Lol. I'm so glad you enjoyed Percy Jackson so much. I'm still waiting for the day when my kids would show interest in the books I take home. Sigh. Anyway, I need to finish Partial as well. I remember loving that book. I just need to jump back into it.ReplyDelete
Have a great week, luv.
I randomly got an ARC of Ruins, so I picked up copies of the first two books and began reading Partials--though I didn't get that far. I've heard such good things about the series and the finished copy of Ruins looks gorgeous. :) And how fun that you and your kitten are in the paper! She does look gorgeous. :DReplyDelete
Have a great week, Carina!!
I am glad your kitty is doing well- how fun that you both showed up in the paper! :)ReplyDelete
I love Percy Jackson, too! Such an amazing series! I had a hard time with the movie because I kept comparing it to the book and there were SO many differences and changes. I have The Son of Neptune to read, but haven't gotten to it yet. I did read the first one in this newer series and really enjoyed it. You always get the coolest things in your mailbox. :)
Hih, thank you sweetie. <3 Omg yess. The movie was nothing like the book, at least not for me :\ Sigh. But so much in love with the books :)Delete
Ooo, I'm looking forward to reading RUINS! I liked the first two books so much. Kim's review has made me excited for this last book, too, and I have to find out how everything ends!ReplyDelete
Enjoy CATCHING FIRE, too!
Wendy @ The Midnight Garden


text:
Hire the top bar for your celebrations, boozy meetings, socials etc
Decorate with banners, balloons - blu tack only please (sorry no sprays, eg string, glitter)
Food provided if required, nibbles or full buffet, from £30.00
Mon- Thurs hiring is free if you spend £150 behind the bar.Fri,you are required to spend £200 behind the bar,
Sat you are required to spend £200 behind the bar by 11pm, if you are way behind this amount you simply stop being a private party and let other customers use the bar.
This is during term time only, out of term time £150.
A returnable deposit of £30 is required to secure the booking
The room is yours from 7pm. We are open from 7.00pm, if you'd like to start your function at an earlier time this can be arranged.
Enjoy your evening, any questions ring 0113 2431515 and talk to YVETTE OR KEVIN after 7.00pm or text 07800830923.
please note you cannot dance upstairs, if you wish to dance you can hire the ground floor bar
If customers who have difficulty ascending the staircase wish to visit the bar they must be allowed access to the ground floor, thank you.
If you would like to use our bar for your socials but are only a small society or a new society and are unsure of how many people will attend then simply send a text to yvette on 07800830923 preferably the day before, or on the day, that you are on your way to the bar, if you arrive early evening I can either reserve seats or open the top bar for you depending on your numbers, we are very flexible. If you hold your society socials on a regular basis we can arrange for your members to have a strawbs discount that they can use any evening. If you would like to have a chat to me please ring me on the above mobile, thanks Yvette.


text: My Sexy Saturday – Sexy Has Its Way #MySexySaturday #MSS160 #Tarzan #romancenovels by Sheri Fredricks | Sep 24, 2016 | UncategorizedDear Readers, In a few weeks, FOREVER MY JANE, the second vine-swinging book in my Jungle Island series, will be available. There's a whole lot more of sexy Tarzan and Jane to come! Meanwhile, kickback and enjoy these seven paragraphs from Lord of the Jungle.... Read more


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Intelligent Assessment and Evaluation - Nice
Available in: Berlin, Tenerife, Nice
Course calendar: Check the confirmed dates
Cultural activities: The number and schedule of the cultural activities depend on the location; check the location webpage to discover more.
Course Description
All learners want to pass, but they are too often in the dark about how their habits and attitudes are preventing them from achieving their true potential. By negotiating and sharing evaluation processes that value behavior and attitudes, as well as procedures and contents, learners begin to take responsibility for their own education; "What mark did she give you?" becomes "What mark did you earn?".
Although it can seem like a complicated maze, the evaluation and assessment process is really very simple. The first stage is to envisage goals: Where would we like our learners to get to? What qualities and skills will they need to acquire in order to achieve those goals?
The course inspires you to design a set of evaluation criteria and rubrics for your own context, and implement a humanistic evaluation project in your school, which will help engage children with their education process and provide them with a road map of how to succeed, regardless of academic abilities or talents.
Continue reading: Discover the learning outcomes and the tentative schedule of this course.
Course category: School Innovation
School Innovation: Both students' needs and institutional demands nowadays change so quickly that is not always easy to keep up with the latest requirements. These courses provide school principals, managers, and teachers with new tools to face an ever-changing society. Our training courses about project management, entrepreneurship, team building, and mentoring will help you make the most of new trends in school administration. You also have the chance to get familiar with the most interesting educational systems in Europe, such as the German VET system, the Finnish school system, or the Italian preschool education. Finally, you can also explore innovative methodologies to foster a more creative and inclusive school environment.
Discover other courses on:
- School principals
Europass Teacher Academy
The Largest Offer of Teacher Training Courses in Europe
Nadchodzące sesje
- 25.09.2023 > 30.09.2023
- 23.10.2023 > 28.10.2023
- 27.11.2023 > 02.12.2023
Oceń i zaopiniuj
Opinie publikowane są jedynie przez potwierdzonych uczestników kursu z wykorzystaniem Narzędzia Mobilności+ Komisji Europejskiej. Jeżeli uczestniczyłeś w kursie, skorzystaj z Narzędzia Mobilności+ Komisji Europejskiej, by opublikować opinię. Jeżeli kurs nie pojawił się jeszcze w Narzędziu Mobilności+, możesz wysłać opinię do koordynatora Twojego projektu, korzystając z numeru identyfikacyjnego kursu: 271868.
Brak opinii dla tego kursu.


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Update: Another new TV spot for the film has debuted online which we've added below. The original story follows.
20th Century Fox has released another new TV spot for their upcoming film Fantastic Four, showing off the titular team working together and with new footage of Ben Grimm preparing to clobber someone, albeit without saying his trademark line just yet. Check it out in the player below!
An origin story said to be inspired largely by the "Ultimate Fantastic Four" comics, Fantastic Four offers a contemporary re-imagining of Marvel's original and longest-running superhero team. The story centers on four young outsiders who teleport to an alternate and dangerous universe, which alters their physical form in shocking ways. Their lives irrevocably upended, the team must learn to harness their daunting new abilities and work together to save Earth from a former friend turned enemy.
"Marvel's First Family" will include Whiplash's Miles Teller as Reed Richards (Mr. Fantastic), "House of Cards" star Kate Mara as Sue Storm (The Invisible Woman), Fruitvale Station and Chronicle's Michael B. Jordan as Johnny Storm (The Human Torch) and The Adventures of Tintin's Jamie Bell as Ben Grimm (The Thing). Dawn of the Planet of the Apes' Toby Kebbell will also star as Doctor Doom alongside Reg E. Cathey ("The Wire") as Dr. Franklin Storm, and Tim Blake Nelson (O Brother, Where Art Thou?) as Harvey Elder, aka The Mole Man.
Directed by Josh Trank (Chronicle), Fantastic Four features a screenplay by Simon Kinberg (X-Men: Days of Future Past), who is also a producer on the film. The movie opens in theaters on August 7.


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Justin + Heather
Palm City, Florida Wedding
This backyard Florida Wedding will have you pinning! Heather & Justin did an incredible job planning there dream wedding in their own backyard! Vintage furniture and dishes, beautiful string lighting what was not to love. They said there vows in front of family and friends under there favorite oak tree. After, family and friends celebrated in the very spot these two have mapped out to build their future home, tug at my heartstrings why don't you…….I mean is that not the sweetest most sentimental thing you have ever heard. To grow old together in a home built on the very spot you celebrated your marriage with loved ones? I wish these two many many happy years together!
Planning to get married? Let's Chat about Wedding Packages
Venture Justin + Heather's Home
Cake: 4R Sweet Shop
Florist: Harbour Bay
Caterer: 4 River Smokehouse
Second Shooter: Jessica DeYoung Photography


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Julie Reiner of Flatiron Lounge's much-anticipated new cocktail bar, Clover Club, opens Wednesday after a private party tomorrow. As Rob and Robin have it, fried oysters and pressed cheesesteaks will be served at the circa-1892 mahogany bar — other menu items include steak tartare, a charcuterie plate, a lamb-and-goat-cheese burger, and molasses-and-cumin-rubbed "chicken drumettes" with Roquefort fondue. The 78-seat Victorian-inspired lounge will sell wines by the half-bottle and Brooklyn beers as well as international varieties. What we really care about, of course, are the cocktails, so it's with trembling hands that we post the drinks list here. Bit of trivia: The illustrations of women straddling cocktail glasses are similar to the ones on the Submercer's menu— they're from an old cocktail book titled Bottom's Up. The drinks, mercifully, are a buck or two cheaper.
Clover Club drinks list [NYM (PDF)]


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Top 5 Ajax Youth Players 2021Posted by Michael Statham on August 20th, 2021 10:16 AM | No Comment
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Cocu advises Bergwijn to stay with PSVPosted by Michael Statham on July 26th, 2019 10:38 PM | No Comment
Exclusive Interview: Swansea & ex-PSV winger Luciano NarsinghPosted by Michael Statham on February 3rd, 2019 01:20 PM | No Comment
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Exclusive Interview: Notts County winger Enzio BoldewijnPosted by Michael Statham on September 8th, 2018 11:47 PM | No Comment
'Erik Ten Hag is very strict' | Exclusive Interview: Ajax's Dennis JohnsenPosted by Michael Statham on July 22nd, 2018 08:31 PM | No Comment
Guðmundsson: Ronald Koeman and Louis van Gaal were good managersPosted by Michael Statham on April 6th, 2018 06:04 PM | No Comment
In a recent, exclusive interview with Football-Oranje, former AZ Alkmaar winger Johann Berg Guðmundsson was full of praise for his old managers Louis van Gaal and Ronald Koeman. by Michael Statham Follow Michael on Twitter @EredivisieMike The Burnley winger played in the Netherlands ...
Exclusive Interview: Johann Berg GuðmundssonPosted by Michael Statham on April 5th, 2018 02:24 PM | No Comment
Top 10 Eredivisie players ready for big summer transfers 2018Posted by Michael Statham on March 5th, 2018 10:12 PM | No Comment
FIRE FIVE QUIZ | Can Florian Jozefzoon beat the high score?Posted by Michael Statham on February 16th, 2018 12:31 PM | No Comment
English Championship stronger than Dutch Eredivisie – JozefzoonPosted by Michael Statham on February 14th, 2018 11:43 AM | No Comment
In an exclusive interview with Football-Oranje, Brentford winger Florian Jozefzoon shared his opinion that the English second tier has stronger teams than in the Dutch top flight. by Michael Statham Follow Michael on Twitter @EredivisieMike Jozefzoon, 27, has played in both ...


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Sucuri's focus has always been on educating website owners about the latest threats and vulnerabilities — and much of that depends on our industry-leading research team.
As the holiday season approaches, we asked our researchers what recommendations they had for ecommerce website owners to protect their customers, maintain compliance, and mitigate security risks.
What do you do at Sucuri?
I am the Threat Research Team manager. My team and I actively search the internet for malware, exploits, and vulnerabilities. Whenever we identify a threat, we write tools to detect and block them — and share these findings and new research with the world.
What malware keeps you up at night?
The ones we haven't found yet! Complex malware and exploits are always fun to work with and find solutions for, but a good night's sleep can help you stay on the right path.
What recommendations do you have for ecommerce website owners to protect their sites during the holidays?
Website protection is a constant. My best recommendation is to be vigilant about your site's security all the time — not just during higher-risk seasons like the holidays.
Avoid downloading and installing software from unofficial sources, perform periodic reviews of installed components and authorized users, keep everything up to date, use multi-factor authentication (or whitelist the IPs that can access the admin area) — there are so many recommendations to improve your website's security…
What do you do at Sucuri?
I'm a Senior Malware Researcher. I analyze malware, tear it apart to understand it, work on ways to detect and clear it properly — all while client sites are up and running.
What malware keeps you up at night?
Every malware incident should be taken 100% seriously; there is no such thing as a small infection. A malware infection is just a consequence of a vulnerability in your environment. If an attacker is able to upload a simple "funny" defacement file, he's capable of uploading and abusing anything there — from using it to store nasty content, to secretly turning your website into a botnet C&C.
If I were to pick one, we've seen a huge increase in credit card stealers over the last few years and their growth and consistent prevalence is alarming.
What recommendations do you have for ecommerce website owners to protect their sites during the holidays?
Use a website firewall. The majority of the modern attacks are the automated exploitations of known and zero-day vulnerabilities.
A good firewall (such as ours ) will provide strong protection against known vulnerabilities, even when your site is not fully patched. Since the principles of attacks are often similar, a firewall can also often catch zero-day vulnerabilities, mitigating risk from emerging threats — and we're definitely protecting sites proactively.
Otherwise, follow standard security best practices. And don't trust anyone…
What do you do at Sucuri?
I work as a security researcher. Our main job is to make sure users are protected against the latest security threats affecting popular CMS'.
What malware keeps you up at night?
We are always concerned about zero-day vulnerabilities. We test our solutions constantly to keep them relevant and effective. Attackers are always improving their techniques and attack vectors, so you need the same mindset to survive.
What recommendations do you have for ecommerce website owners to protect their sites during the holidays?
Keep all your software up to date. This is the most basic — and yet most overlooked — security practice. Also, don't think you should only protect your site during the holiday season. Attackers can infect your site in well advance and you wouldn't even notice.
It's also important to engage your customer base with good security practices. Even if your website meets all the security requirements and is PCI compliant, keep in mind that the user is always the weakest link. Keeping your users updated with the best security practices is also your responsibility.
Enable security alerts for all of your financial transactions. This way, you can detect anomalies and act accordingly without having to wait for (or rely on) user's complaints.
What do you do at Sucuri?
I research emerging threats that have the potential to impact our clients and analyze interesting malware samples for new techniques implemented by malware authors.
What malware keeps you up at night?
Malware that is used for intelligence/information gathering (i.e spying), which can then be used to launch more targeted attacks against the victims.
The recent CVE-2019-2234 vulnerability for Google and Samsung camera apps has demonstrated just how invasive this type of spying malware can be in terms of the sheer data it gathers.
What recommendations do you have for ecommerce website owners to protect their sites during the holidays?
Use payment processors, limit third-party software, remove unused software, and most importantly: have a system for monitoring your website's environment. This will help you identify indicators of compromise and react faster, hopefully limiting any unauthorized access or fraudulent activity.
What do you do at Sucuri?
I'm a threat researcher, so I research threats!
This means finding vulnerabilities on popular applications, working on tools to improve our methodologies, and ensuring our WAF blocks the latest exploits.
What malware keeps you up at night?
Ransomwares are the worst.
They encrypt files, including old photos and videos, and request money to decrypt them.
This is one of many reasons why having backups is important — yet only a fraction of website owners use and maintain these critical assets.
What recommendations do you have for ecommerce website owners to protect their sites during the holidays?
Be ready to scale, you don't want your website to experience any outages during this period!
Both in amount of visitors — which you need to be ready to serve — and in preventive measures against attacks like DDoS.
What do you do at Sucuri?
I am part of the Technical Security team: I write signatures for new malware so our tools can detect them and clean them. I refine and optimize any problematic signatures if there are false positives, and also work on more complex cases that require further attention. Sometimes, I get to write blog posts based on cases I worked on.
What malware keeps you up at night?
Surprisingly, even one small line of malware containing only a few characters long can be capable of wreaking havoc or endangering the security of a website.
It's incredibly easy for attackers to leave a line of code in a random file as a backdoor, then come back to reinfect a website at a later time. Our team combats and resolves these scenarios every day — and we're always working to improve our tools better detect this kind of malware.
Credit card stealing software also keeps me up at night; every time I buy something online with my credit card, I wonder if it will get stolen.
What recommendations do you have for ecommerce website owners to protect their sites during the holidays?
Getting blacklisted around the holidays can be devastating for any ecommerce website, since it seriously impacts brand reputation and revenue.
My recommendation to site owners is to review and ensure you are using the latest version of your software to patch known vulnerabilities. Now would also be a good time to change all of your passwords and start the new year fresh, as part of a website maintenance plan.
As users begin ramping up purchases for the holiday season, there are likely going to be holiday scams and spam going around. Always be vigilant and review activities and website behavior to make sure it's not hosting any malware or spam.
What do you do at Sucuri?
I am a Tier 2 Security Analyst. My job is to clean up infected websites, find and investigate new malware infections and report them to our Research team, and identify new trends in the malware landscape.
What malware keeps you up at night?
Most of the malware that I see is pretty pedestrian — pharmacy spam, essay/jersey spam, and all other kinds of spam. Other more severe types of infections like credit card swipers cause me much more concern, and honestly make me hesitate to use anything other than a prepaid credit card for online shopping. I've also seen malware that drops all database tables for no reason other than spite. But really, the only type that keeps me up at night is ransomware — once that hits your computer or website there's no recourse.
What recommendations do you have for ecommerce website owners to protect their sites during the holidays?
Most credit card swiper malware that I see is very simple — all they need to do is brute force your administrator panel and insert a single line of JavaScript from a malicious domain. To mitigate risk, protect your admin panel with 2FA and use a custom login URL.
Other common threats that I see are when attackers modify the actual PHP or JS files on the server, and the best way to protect against this is to restrict FTP/SFTP/SSH login to only whitelisted IP addresses. Use SSH key authentication rather than password authentication. Also, pet every cat you see (this grants you good karma).


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Back in the day, I didn't get into Townes Van Zandt a whole lot, because of the too hip know-it-all shineface types that was hyping him to me through the smoke and blurs. Contrarianism will deny you some good shit sometimes. Luckily for myself, I came around, and though shitty Townes Van Zandt is really shitty (which is to be expected of artists steeped in addiction tbh), the good TVZ is some of the most solid psychic shit. "Mr. Mudd and Mr. Gold" for example has manifested in my life into an entire outlaw jack of diamonds philosophy.
Wino I never didn't get into but I did overlook for a while, because his dirtweed metalhead stage of public greatness (albeit along the margins… always choose marginalization as my man T-2 Billion said) came later than my retirement from teen dirtweed metalhead and I had moved onto whatever I was onto next in my stumbling path of personal growth from white trash to dirtgod. But Wino has never not been great to some extent (despite being steeped in addiction).
Many metalheads and punks when aging go the acoustic route as an artistic contrarian act, and much of it is super-pretentious and unnecessary. It's basically "hahaha this guy used to scream about crazy shit and now he's singing softly about crazy shit, isn't this great?" No, much of the time it is not. In fact, this song is off an album of that type of shit by three dudes. The other two guys (don't even know who they are, some sort of punks or metalheads or some shit) are mostly throwaway tracks.
Such is not the case with Wino though. His acoustic catalog now rivals his old shit in pure hugeness of amazement. So of course if you throw a TVZ song into the Wino garble acoustic flim-flam process, it's likely to be great. Guess what? It is. Last I heard about Wino he got busted in Scandinavia for possession of crystal meth while on tour, which means he's still balancing the addict/artist process. That's a fine line to walk, and I don't condemn anyone for doing it because the world needs arts born from addictions to escape the horrible pain that is existence. That shit will eat you up (either the art side or addiction side) so metapsychic daps to Wino for having successfully navigated that madness for so long.


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Hello,I have 1 problem and 2 questions about the Contribution List WebPart. Contribution List is new for me and I'm a little bit lost.My problem is that, for an unknown reason, I don't see the 'Add...
Hi There,I am writing this to ask your help on kentico9. After I upgraded from version 7 - 9, I have a problem with @contribution list@ webpart. It's not working fine.
The error in front-end is :
The contribution list web parts on our site have worked fine for several months. However it appears now it's broken on submit of the form. The same error is occurring with the contribution list w...
I want to conditionally control the new documents path in contribution list. I have a check box in document type and while that was checked I want to change the path to something else.
How can ...
hihow to open user contribution list that contain page type fields, in new page after click on contribution link, Instead of being displayed on the same page ???please help me
I am using a contribution list to allow users to create/update/edit documents. I need to allow them to do the same to the child documents. For example, I have a doc type of Property, that can con...
The basic structure of my content tree is:Applications
Hi,Like the title says, I want to open a contribution list in edit mode on page load.
I have a page with a button to add a new document on top.
This button is just a link to another page where the ...


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Search for atmospheres
Ambient categories
Diner after school
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Diner on Main
It's after school and you're craving a milkshake. You and your friends head to the local diner and snag your usual booth, catching up on the gossip.
Comments for "Diner on Main"
License details for "Diner on Main"
This atmosphere sound has been released under the
Creative Commons Sampling Plus 1.0 License.
Creative Commons Sampling Plus 1.0 License.
List of audio files used:
- Kitchen Sounds by *)
- Plate Scraping by antwash from http://freesound.org +)
- Neon Light Sparking by beatnikhannah +)
- Mystic by Danny James *)
- Dining1 by http://freesound.org *)
- Door and Bell* by http://freesound.org +)
- Sizzling by Mirors of the Freesound Project +)
- Woman Laughing by rdneubauer from http://www.freesound.org +)
+) Creative Commons Sampling Plus 1.0 License
*) Soundsnap.com license
*) Soundsnap.com license