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Budgeting doesn't always come naturally, and even if you know how to budget, it's hard to put the concept into practice. If you find yourself living hand-to-mouth or paycheck-to-paycheck, it can be an extremely difficult pattern to extricate yourself from. Sometimes, there may be a month or two where you get a surprise expense, and suddenly, you're panicking about how you're going to pay for it.
Properly preparing for emergency scenarios or simply having some long-term savings goals is essential to your financial success and giving yourself peace-of-mind. Below, we've outlined how to take control of your finances and break the pattern of desperately waiting for your next paycheck.
Why you shouldn't live paycheck to paycheck
Maybe you don't understand why it's important to build a financial cushion into your budget because you feel like you're doing just fine living paycheck to paycheck. Well, even if you're doing okay financially at the moment, that doesn't mean that will always be the case. There's always the potential risk for a situation to pop up in the future you'll have to handle and be unprepared for.
Here are some situations where your irresponsible financial habits may come back to haunt you:
1. You lose your job.
Perhaps you work in a startup environment, and the market takes a turn for the worse. You're a recent hire, so you get the ax first. When you don't have a robust savings account to keep you afloat, you need to immediately find a replacement job instead of having breathing room to find a role that truly reflects your professional desires.
2. Your car needs a major repair.
You take your car for granted most days until the day it doesn't work as it should. If you have to suddenly put down money to make repairs, you might rely on your credit card to make the payment. But using your credit card to fund the repair means you risk putting yourself into serious debt since you have no extra cushion to put toward making a bigger credit card payment.
3. You live in the short-term.
Waiting for your next paycheck puts you in a short-term mindset. Want to go on vacation? Need a new car? These long-term savings goals are mostly out of reach if you can barely fund your current lifestyle.
How to stop the paycheck-to-paycheck living cycle
If you're tired of feeling panicked at the end of each month, there are some ways to start building a better financial future for you and your family. Below, we've gathered some easy money tips you can start putting into practice today! It might take a few months to get the hang of living more frugally, but soon, it'll feel second nature.
1. Trim Your Expenses
The first step to creating a realistic budget for yourself is cutting back on how much you're spending. Reduce your cell phone data or get rid of your cable if you find yourself using Netflix more than anything else.
Take a look at all of your subscriptions. Do you go to the gym enough to justify a monthly membership? Can you take up running or biking to work instead?
2. Track Your Spending
Maybe you don't feel like you're spending that much. Well, if you can start tracking your expenses, you might be surprised how all those trips to the local coffee shop and lunches add up. Pay attention to where your money is going; you might be in for an unpleasant surprise about your financial habits. But it's an inconvenient truth you can use to motivate you to save more.
There are plenty of apps that allow you to see your income versus spending. Using apps or online tools are great ways to hold yourself accountable and can serve as a wake-up call for limiting your expenses.
3. Cap Your Discretionary Spending
Besides food, rent, and other basic necessities, there's not a lot you need in your day-to-day life. Once you figure out your typical spending, create actionable goals limiting your expenses. Set a cap each month that you stick to.
This monthly cap might need to change month to month to take into consideration special events and occasions like the holidays. However, do your best to budget for bigger spending months by cutting back in the weeks and months leading up to those periods.
4. Keep Shopping to a Minimum
If you have a tendency to socialize and shop, it's smart to avoid this as a friendship activity for a while. While shopping is a fun activity, it is incredibly easy to overspend. After all, your friends can be serious enablers for activities and behaviors you're trying to avoid, like spending money on products or services you don't need.
5. Pay Your Bills in a Timely Manner
As bills come in, pay them immediately rather than waiting until the last minute or forgetting about them altogether. Otherwise, you could be putting yourself at risk of paying late fees. Once you have more financial stability, you may want to consider automating your credit card bill payments, so you're never on the hook for late fees ever again.
6. Don't Carry Around All of Your Credit Cards
Using credit cards without thinking is easy. Not sure how much money is in your debit card? Swipe your credit card. Don't have enough in your savings to pay for an emergency? Pay with your credit card. You get the idea.
You should only be carrying one credit card with you, and it should either be used for emergencies, or for specific spending.
Pro Tip: Avoid signing up for new credit cards while you're recovering from financial missteps. Not only does a new credit card involve a hard pull on your credit history, which can ding your store, they can also often lead you to overspend.
For example, many credit card issuers hook buyers with intro bonus offers that require hitting a spending target within the first three months or year of activation. These kinds of offers pose a danger to your financial wellness if you're tempted into spending more than your usual amount.
7. Get an Accountability Buddy
Living within your means and using a budget can be hard if you're going it alone. To make your financial goals feel less overwhelming, consider pairing up with a spouse or friend to create and stick to saving goals together. Maybe you can make a joint goal like saving up enough to take a weekend trip somewhere.
Or, perhaps you can make your frugal lifestyle more fun by sharing tips on saving money and throwing potluck style dinners instead of going out to eat. It's much more engaging and fun to save money when you're not doing it alone.
Takeaways: Embrace financial freedom with these tips
When you're overwhelmed by your expenses and living paycheck-to-paycheck, it can be incredibly difficult to see the light at the end of the tunnel. However, by utilizing smart money tips like the ones found in this article, you can regain financial freedom. Start small by cutting your expenses, work toward creating emergency savings, and then enjoy your new, less stressful financial life.
Author Bio:
Samantha Rupp holds a Bachelor of Science in Business Administration. She is the managing editor for 365businesstips.com as well as a marketing expert for Community Tax. She lives in San Diego, California and enjoys spending time on the beach, reading up on current industry trends, and traveling.


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Whiting machine now filleting
The Lakes Entrance Fisherman's Co-operative has invested in a fantastic new automated school whiting filleting machine. This machine was adapted from Scandinavian technology and at full speed can fillet three whiting a second.
Dale Sumner, Co-op General Manager explained, "eastern school whiting is a large volume local species that for many years was packed whole and exported for processing overseas. With the support of FRDC, State & Local Government and most importantly a select number of Danish Seine operators that supply the whiting, we were able to implement various pieces of plant & equipment including a whiting grading line and the filleting machine. This machinery will allow a species that we believe is undervalued to be domestically produced and the consumer will be able to connect to the region as it will be branded and sold under the Co-op brand "Wild Catch". The machine is the only one of its type in the world given the specific modifications and attachments fitted to deal with the size of the school whiting."
The machine will enable the Co-ops to produce large quantities of fillets which will increase sales growth. The school whiting fillet story is already catching attention given its caught, landed, processed & packed at Lakes Entrance. Consumers increasingly want to connect to the products that they are eating. Sales of the fillets are growing throughout Victoria and NSW.

subset: commoncrawl


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From the front flap:
The impact on the magic fraternity of Harry Lorayne's books, and of his magazine, Apocalypse, is a matter of record and a matter of fact – all over the world. He has also written (as of now) fourteen books for the public (learning/memory) which have sold millions of copies in sixteen languages. So his impact on the public is also established and well known.
Harry Lorayne refers to his magical writings as a labor of love, and most amateur magicians and professional magicians throughout the world "love his labor."
He writes his magic books with one thought in mind. He visualizes himself as one of the readers. How would he, as a reader and student, like the book to be written? How would he like the effects to be taught? What kind of routines would he like to learn?
Trend Setters consists of a perfect blending of magical knowledge, experience, selectivity and professional writing ability. Harry Lorayne teaches not only the modus operandi of a routine, but also the psychology behind the concepts, and how to entertain with them.
Trend Setters starts the thinking processes, revives your love for magical literature, stimulates your enthusiasm and imagination, and makes you wish that it sold for double the price so that it wouldn't get into just anyone's hands!
Trend Setters has never before been offered as a PDF download. The Conjuring Arts Research Center is proud to have partnered up with Harry Lorayne to be the exclusive retailer of this exciting, new format.


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NEW YORK CITY – (July 11, 2012) –
Rick's Cabaret/NYC, the premier gentlemen's club in Manhattan, has teamed with leading cigar purveyor
Davidoff & Cie. for a one-of-a-kind Davidoff Cigar Dinner on July 16th. A cocktail reception for attendees at 7 pm will be followed by dinner at 7:30 pm and a special "interactive cigar tasting" and seminar at 9 pm on Rick's elegant rooftop smoking deck at 50 West 33rd Street, just beneath the towering Empire State Building.
The cigar tasting will be under the guidance of Jeff Stone, Davidoff's National Brand Ambassador, and co-hosted by the lovely Rick's Cabaret Girls. Cost for the event is $125 and attendees are asked to RSVP at
[email protected] or by calling 212-372-0850.
"This is a rare opportunity for the cigar enthusiast to gain a greater appreciation for fine cigars and the craft of making them," said
Ken Sistrunk, general manager of Rick's Cabaret/NYC. "We've already heard from many connoisseurs who plan to attend, and we expect there will be a big turnout for the reception, dinner and seminar."
The 101-year-old Davidoff & Cie. is based in Geneva. The Davidoff brand has been recognized for its absolute commitment to uncompromising quality and classic elegance, and the company won the Brand Laureate Award in 2006-7 as the Best Brand in Consumer Products for Men's Lifestyle – Cigars.
Rick's Cabaret/NYC is a part of the publicly traded
Rick's Cabaret International, Inc. (NASDAQ:RICK) group of upscale gentlemen's clubs around the country.
About Rick's Cabaret/NYC: Located at 50 West 33rd Street across from the Empire State Building and down the street from Madison Square Garden.
Playboy.com calls it "the #1 strip club in New York City." Open until 4 a.m. daily, Rick's has a Zagat-rated steak house, VIP lounge and three floors of non-stop entertainment. Visit
http://www.ricksnewyork.com or call 212-372-0850.
Media Contact: Lonnie Hanover, [email protected], 212-242-6090


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Dinner is fun and easy when you throw together these BBQ Chicken Waffle Fries. They are like a cross between chili fries and nachos. Bake up some waffle fries, smother in BBQ chicken, onion and cheese then serve with your favorite toppers. Really good.
1 package (22 ounces) frozen waffle-cut fries
12 ounces refrigerated shredded barbecued chicken (1-1/2 cups)
1 cup (4 ounces) shredded Colby-Monterey Jack cheese
1/4 cup chopped red onion
1/2 cup shredded lettuce
1 medium tomato, chopped
1/4 cup chopped dill pickle
Pickled banana peppers
Chopped cilantro
1. Bake fries according to package directions.
2. Transfer fries to a 13 x 9 inch baking dish. Top with chicken, cheese and onion. Bake 5 minutes longer or until cheese is melted.
3. Top each serving with lettuce, tomato, pickles and peppers.
Serves 8
Recipe from Simple & Delicious Magazine
Amen Dunes, the project of New York-based Damon McMahon, has a new album being released this May.
The lovely, quiet 'Lilac In Hand' is perfect for chilling on a Friday night.
Check out Amen Dunes on Facebook. where you can learn of upcoming world tour dates. You can buy the music here.


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Functional-Light JavaScript, v2 Challenge 1: Purify a Function
This course has been updated! We now recommend you take the Functional-Light JavaScript, v3 course.
Transcript from the "Challenge 1: Purify a Function" Lesson
>> Kyle Simpson: So I want you to practice with those two techniques. Exercise one gives you an impure function. First step, make a wrapper around it. Make a bar wrapper around the impure food that contains all of the side effects. It passes in any context it needs. Captures any outputs, returns the outputs that are necessary.
[00:00:22] Here's a hint, if you need to return multiple outputs, which you will, a nice, convenient way of doing that is return them as an array.


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So this is what Neil Blomkamp has been up to! A Spectacular vision of what is to come for the horror short film medium.
If you pay attention to Hollywood scuttlebutt, you may be aware that South African director Neil Blomkamp had been in discussions with Fox to direct a sequel to Alien. This sequel was to have ret-conned the Alien franchise and stepped in after Aliens, by featuring Ripley, Hicks, and Newt and bringing back Sigourney Weaver and Michael Biehn. This would have been very much like the recent Halloween refresh, in which the franchise goes back to its core strongest elements and ignores or buries the rest of the weaker canon to follow. That was not to be, however, as Ridley Scott lay claim to the franchise he launched, and created Alien Covenant, with squatters rights for the foreseeable future.
So, what's an ambitious science fiction director to do? It isn't like Blomkamp needs to prove anything. He directed the brilliant Oscar-nominated Session 9, as well as the visually compelling Elysium, and… um… Chappie. OK, maybe his star has fallen a little. If you can't join 'em, beat 'em!
Rather than giving up on doing that science fiction showcase for Fox, in 2017, Blomkamp created Oats Studios, where he directs and produces one-act films that feature studio level effects, and production values and uses known Hollywood actors. This is in stark contrast to how many horror-short filmmakers do things. Most frequently, the horror short is a shoestring effort, with a bare minimum of special effects, if any at all. And Oats Studios has really flipped that script, with powerfully imagined set pieces that you can watch for free on YouTube. He has inverted the model, going from big production features to small indie short films. But, he's taken his experience and production skills with him.
Zygote is the fourth production from Oats, and it has strong echoes of Aliens and The Thing. Dakota Fanning is a synthetic human who, along with the last human survivor at a polar research facility battles against a horrible monstrosity that has assimilated the entirety of the crew. The monster is a cosmic, Lovecraftian abomination, all writhing limbs, eyeballs, and torsos. The film brazenly shows its monster, allowing the mere image of it to horrify, rather than withholding the monster in the shadows. It is as if Oats Studios is showing off… look what we can do!
It has a bit of video-gaminess feel to it, as if it were excised from a Half-Life set piece, and the exposition strongly resembles a high-end video game production. But it is visceral, and full of all the requisite timing beats and pacing that you'd want from a sci-fi thriller. I saw this first at the H.P. Lovecraft Film Festival, and I was startled at how professional this endeavor was. When you go to see a horror short film you expect maybe some cool practical gore effects, some psychological thrills, and some artistic cinematography, but you don't expect this level of polish. This was a jaw dropper.
All of the Oats Studios films hew close to the marrow of traditional sci-fi horror staples. The first Oats Studio outing, Rakka (featuring Sigourney Weaver) is an alien invasion film like War of the Worlds or Independence Day. The second, Firebase, borrows much from Predator. All of these films, despite their familiarity, or perhaps because of their familiarity, are immediate attention grabbers. They look and sound fantastic. They have the auteurs eye behind them, and there is the hint of the epic in each one.
That's another one of the key elements to their films so far. They are pieces of something bigger. Each of these films has the name extension "Volume 1", and each vignette leaves you hanging in anticipation of something else to come, leaving you short of a conclusion.I am unsure if what they are doing are proofs of concepts, using these as trailers for studios to see if they can get perhaps a bigger studio to greenlight a full-length feature, or whether they are using the films as a test kitchen to stretch their legs with the effects as they work towards a full-length feature. The quality of these films suggests that we may have another modest budget studio, like Blumhouse or A24, but in this case specializes in science fiction-horror hybrids.
It makes me wonder how they can afford to do this as essentially a YouTube experimental film studio. I can't believe that they can continue to produce three "big" budget short films per year. I would have to think that each one of these is about a million dollars to make. I would assume that this is just the beginning of what will become a commercially viable studio, and if that's the case, count me as excited!


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Ace the Interview and Get the Job (Keys to Getting Hired Over 50 #3)
Author: Praxis Media Group
Format: DVD – 19 Minutes
Date: 2016
Available on backorder
Ace the Interview and Get the Job (Keys to Getting Hired Over 50 #3)
Product Description
Part of the Keys to Getting Hired for Job Seekers Over 50 video series.
Research, practice, and preparation are essential for interview success. This video will help your clients master these important steps and know what to expect in different types of interviews. Career coaches and former job seekers share strategies to help your clients prepare for interviews, make a great first impression, and convince employers they are the right person to hire.
In this program, your clients will learn how to:
- Research potential employers and open positions
- Talk about themselves without sounding boastful
- Connect their skills to employers' needs
- Avoid common interview blunders
- Dress appropriately for interviews
- Follow up with employers to secure job offers


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The Netgear EX7500 Nighthawk Mesh X4S Wall-Plug Tri-Band WiFi Mesh Extender the lesser version of the EX8000. It's much smaller, has no port, and is designed to plug directly into a wall socket. In return, currently, at $160, it's also more affordable.
If you don't want to (or can't) replace your existing router, the EX7500 can be a convenient and effective way to create a fast Wi-Fi mesh network for your home, as long as you have a good location to plug it in.
Netgear EX7500: A straightforward tri-band Wi-Fi extender
The Netgear EX7500 shares the same concept as the EX8000 by having three built-in Wi-Fi bands — one 2GHz band and two 5GHz bands — with one of the 5GHz bands working the back-haul. This band has the only job of connecting the extender to an existing Wi-Fi router, leaving the other two bands free to serve clients.
The dedicated back-haul concept was first used in Netgear's Orbi and is one of the most effective ways to reduce signal loss, second to only using network cables. The EX7500 is similar to the satellite unit of the Orbi RBK40 Wi-Fi system.
Compared to the EX8000, however, both of the EX7500's 5GHz bands use the dual-stream (2×2) setup of the 802.11ac Wi-Fi standard, meaning they have a cap speed of 867 megabits per second. The 3rd band of the EX8000 is a 3×3 802.11ac band (1733Mbps).
Negear EX7500: Hardware specifications
|Wi-Fi standard
|Wi-Fi bands
|Tri-band AC3000
2.4GHz (2×2): Up to 400Mbps
5GHz-1 (2×2): Up to 866Mbps
5GHz-2 (4×4): Up to 1733Mbps
|Tri-band AC2200
2.4GHz (2×2): Up to 400Mbps
5GHz-1 (2×2): Up to 866Mbps
5GHz-2 (2×2): Up to 866Mbps
|Standard (Not wall-mountable)
|Wall Plug
|8.94 x 6.68 x 3.65 in
(227 x 170 x 93 mm)
|3.3 x 3.0 x 6.34 in
(83.82 x 76.2 x 161.04 mm)
|1.9lb (0.86kg)
|0.67lb (0.304kg)
|Seamless hand-off standard
|Gigabit Port
|4x LAN one USB 2.0 port
|USB Port
|1x USB 2.0
|Wireless access point (WAP) mode
|On/Off button
Netgear EX7500: Detail photos
Simple setup
The setup process of the EX7500 is the same as that of the EX8000. The two also share the same web interface.
That said, you can plug the extender near the existing router, press the WPS button on the router, and then on the extender, wait for a minute for the two to sync, and that's all. The extender will automatically replicate the existing router's Wi-Fi setting (name and password) and extend it.
The harder part is to find a suitable place to put it.
Tricky placement
And this can be a hard job since you need a wall socket for the EX7500. Chances are, you won't conveniently have one at a perfect distance from the router.
Too far, the signal between them is too weak, and you'll have a slow Wi-FI network at the far end; and too close, your mesh network will have less coverage than you'd like.
That said, before getting the EX7500, make sure you have many options in terms of where you can plug in the extender. Keep in mind, as a plug-in adapter, the extender is bulky and will block access to adjacent wall sockets.
Helpful status lights
Like the EX8000, the EX7500 has a set of status lights on its top — including one for the router connection, one for 2.4GHz clients, and another for the 5GHz clients — that change color to indicate Wi-Fi condition:
- Blue: Best connection
- Amber: Good connection
- Red: Poor connection
- Off: No connection
- Blinking (blue): The extender is resetting to its factory default settings
Netgear EX7500: Good performance
The Netgear EX7500 worked well in my testing. I tested it with the Asus RT-AC86U, stacking it up against satellite units of other Wi-Fi systems, and it was able to beat many of them in close range. In long-range tests, however, it could use some improvement.
The seamless hand-off worked well, too. As a result, I was able to roam between the router and the extender while maintaining connectivity. And the extender was also reliable. It passed my 24-hour stress test without disconnection once.
Netgear EX7500 WiFi Mesh Extender's Rating
Dedicated back-haul band to reduce signal loss
Quick setup
Reliable performance
No network port hence no access point mode
Bulky plug-in design
Range speed could be faster
Thanks to the 3rd dedicated back-haul band, the Netgear EX7500 works well with any existing Wi-Fi router to create a mesh network.
However, keep in mind that using EX7500 is still entirely different from having a real mesh system. Among other things, if you change the router's Wi-Fi settings (name or password), you'll need to set up the extender again. You'll also need to tweak the bands on the two units to make sure there's no interference.
Nonetheless, if you need to quickly extend your Wi-Fi network and have plenty of wall sockets around the house, this is an excellent extender to get.


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Records related to the disposition of gifts exchanged between members of the First Family and foreign and domestic donors. Included are a head of state gift exchange register, declarations of receipt, gift lists, card catalogs, letters of acknowledgement, and packing lists.
13 linear feet (ca. 20,800 pages)
Gerald R. Ford (accession number 77-110)
Gerald R. Ford donated to the United States of America his copyrights in all of his unpublished writings in National Archives collections. The copyrights to materials written by other individuals or organizations are presumed to remain with them. Works prepared by U.S. Government employees as part of their official duties are in the public domain.
Prepared by Nancy Mirshah, September 1995
[s:\bin\findaid\white house gift unit - files.doc]


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Call us 0844 3916777
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Wahl's Clipper Oil is simple to use and helps to maintain the blades and reduce friction during use. This oil is designed to work perfectly with other Wahl products. The first choice of professionals.


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Likening herself to the Queen bee, the author's East Coast attitude was a bit of a put-off for me, but in person she's not like that at all. The Denver Bee Keeping Society recently sponsored a book reading and honey tasting event with Marina, and we were pleasantly surprised to learn she has a Top Bar Hive in her apiary. Unfortunately, we didn't get a chance to talk to her in depth about it, but that's what happens at multifaceted events – things get a little crazy.
Things I Learned
From the Book: a "balled" queen is surrounded by a cluster of worker bees who overheat her to kill her off (usually during a supersedure). This must be what happened to our queen in June 2009!
From the Honey Tasting: solid lids, people, solid lids. Two-piece lids are a messy pain; they are for processed jams and jellies, not honey. And for an honest tasting, forget the wooden stir-sticks. They make all the honeys taste woodsy.
The author's inscription: Bee Good to Yourself… Everyday.


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My Anritsu
United Kingdom
Basic Performance
Spectrum Analyzer
Vector Signal Analysis (VSA) Function
MS2830A-020/021 Vector Signal Generator
Related Products: 26.5 GHz/43 GHz Models
The Spectrum Analyzer/Signal Analyzer MS2830A is a with top-class measurement speed at medium-class price. It has best-of-class dynamic range (average noise level [DANL]: –153 dBm, third-order intermodulation distortion [TOI]: +15 dBm) and excellent ±0.3 dB (typ.) total level accuracy using unique level calibration technology.
The MS2830A's unique Capture & Playback function enables users to capture real-world signals in the field and then recreate them in the lab or on the production line.
The MS2830A offers the performance and measurement speed of a high-end test instrument for a mid-range price. Features include:
■ Key Performance
■ Signal Analyzer Function
■ Vector Signal Generator (MS2830A-020/021)
■ Analog Signal Generator (MS2830A-088)
■ BER Measurement Function (MS2830A-026)
Software Download
Link at My Anritsu; requires product registration.Some operation manuals can be downloaded from the website.
Anritsu IoT measuring instruments
IoT Testing Anritsu
Capture and Replay from VSA to VSG
IoT: Connected Car
IoT: Smart Cities
MS2830A Microwave Signal Analyzer
MS2830A Spectrum/Signal Analyzer
How to Measure Low Level Signals
AM/AM Conversion Measurements using Modulated Waveforms
Fast, Stable Power Measurement of Modulation Signals
How to measure Phase Noise and Noise Figure
MS2830A Spurious Emission Measurement
MS2830A Spectrum Emission Mask Measurement


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We at AgileRiskManagement.org are working to document and spread the word of current risk management good practices in agile projects. By doing so, we aim to contribute to the further development of risk management techniques in the agile community.
Thank you for visiting our site! We hope you will gain exciting insights and practicable guidance to the use of risk management good practices in your project.
Feel free to share your own views and experiences with us. Use the form on our contact page or leave a comment directly under our articles.
We hope you like our site and we look forward to hearing from you!
The AgileRiskManagement.org Team


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Ironman Coach: Do You Need One to Go Long?
With a good coach, you're getting more than peace of mind that your training is on track.
Heading out the door? Read this article on the new Outside+ app available now on iOS devices for members! Download the app.
So, you've done it! You've signed up for your first Ironman distance race; a 2.4-mile swim, 112-mile bike, and a 26.2-mile run. Those distances on their own are intimidating, but to do all of that in 17 hours or less is taking the intensity up a notch. So you're probably asking yourself, "do I need an Ironman coach?"
Regardless of whether or not you have prior experience in the sport, jumping up to Ironman distance is a huge undertaking. Between work, social commitments, and training, things may start to seem overwhelming.
In order to have a successful first Ironman (however success looks to you!) it may be wise to consider hiring a triathlon coach with Ironman experience. But is it the right choice for everyone?
What do I get with an Ironman coach?
Working with a triathlon coach takes the guesswork out of your training. A good Ironman coach will guide you through all the building blocks of a periodized training program, from laying the foundation and growing your aerobic engine during the "base phase" to what is known as the "build" (the hardest block of training) to your race. Having access to data analysis and performance suggestions will help clarify every step of the way.
It's good to have the logistical part of training covered, but a coach will provide you with so much more than just workout regimens. A good coach is generous in delivering guidance in everything from what to eat before the big day and what to pack in transition bags, to how to navigate the mounting nerves that appear upon arrival to the race venue. They'll also help you adjust your training when life doesn't go as planned, helping you stay on track to reach your goals no matter what curveballs you're thrown.
With a truly fantastic coach, you end up with a friend, mentor, and fellow triathlete to whom you can entrust your dreams, frustrations, fears, and successes.
Can't I just train with my triathlon friends?
The short answer is, sure, of course you can train with friends. However, be wary of simply following the workouts their Ironman coach gave them. Every athlete has different needs, goals, strengths, and weaknesses. Relying on your friends' training schedules means the individualization for your specific needs is lost. This could result in training without significant performance gains or even more serious issues like injury.
A better way to incorporate social training is to work with an. Ironman coach or trusted triathlon pal to establish which sessions are best done together, and which are best done solo. This way, you have time to focus on your goals, but also have sessions where you and a friend can motivate each other. This is a delicate balance to strike, and a coach is recommended, but it's not impossible to design this type of training schedule on your own.
Ironman is expensive, is adding a coach worth it?
Registering for an Ironman is expensive no matter how you look at it. The equipment can be pricey, the travel is hard on the wallet, and adding a coach to those line items might cause your bank account to shed some tears.
However, not all coaches come with hefty price tags. USA Triathlon has a coaching directory and platforms like TrainingPeaks will match you with your ideal coach for free (coaching rates vary). Coaching companies like (Peak State Fit is one example) offer tiered pricing for one-on-one coaching, and a squad membership which allows athletes to purchase a training plan with additional benefits like webinars, team discounts and the opportunity to schedule a consultation as needed.
In the end, a coach is worth it precisely because Ironman is expensive. You've already invested so much in getting to the start line, so why not invest just a little more in making sure you cross the finish line happy?
What's the verdict on hiring an Ironman coach?
Hiring a triathlon coach for your first Ironman is a personal decision. At the end of the day, each athlete needs to think about their time commitments, personal life, and finances. Whether you're hoping to transition from short-course to Iron-distance, or just hoping to finish, a coach will certainly make the journey a lot more enjoyable, educational, and rewarding.
This article originally appeared at Trainingpeaks.com.
Heather Casey, CSCS is a USAT Level 2 and Ironman Certified Coach living in Salt Lake City, Utah. Heather owns Peak State Fit with her husband and fellow coach Pat Casey. Peak State Fit specializes in triathlon coaching, bike fitting, and corrective exercise training. Heather has several training plans for sale on the Training Peaks store. Visit PeakStateFit.com for more information.


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Do not use your MN Unemployment login to request your weekly benefits just yet.
I believe every question asked by the Minnesota unemployment office is designed to deny benefits.
Thus, the Minnesota unemployment login process should be viewed with extreme caution.
What happens once you log into your unemployment account?
Once you input your social security number and acquire a 6 digit password for your MN unemployment login page, you will be asked to answer yes and no questions to prove your eligibility.
Don't answer any question going forward on a whim, a chance, a hope, or because you believe you are right.
Although the questions appear to be straight forward, the terms referenced are specifically defined by Minnesota law.
What type of questions do you need to know how to answer?
First, you need a plan. Every answer to every question needs to align with a law that supports your claim for benefits.
Using your MN unemployment login, you need to be prepared to answer or respond to questions like:
- What was your last physical day of work?
- Did you quit your job or were you discharged (fired) from your job?
- What act or actions caused your job to end?
- What evidence supports your claim for benefits?
Do you need a lawyer to help you with your MN Unemployment login?
If you find value and peace of mind seeking help answering questions to your claim for benefits, then it is worth meeting with a lawyer for help.
First, a claim for unemployment can be worth up to approximately $17,500. Meeting with a lawyer for a short period of time to get your ducks in a row can only help.
Look, being unemployed stinks. Being unemployed and not receiving benefits is worse.


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In late 2012, Instagram CEO Kevin Systrom made a sudden and controversial change to his social media service when he removed Twitter Card support.
This was seen as a move not only against Twitter in their supposed "feud" against competitor Facebook (who bought Instagram earlier that year), but also as a way to drive traffic to Instagram's then revamped website. Since you'd no longer be able to view Instagram photos directly on your timeline, you'd have no choice but to hit the direct link.
How Instagram Looks on Twitter Right Now
If you're not familiar Twitter Cards, they are what allow third-party sites like YouTube, Tumblr, and even WonderHowTo to attach rich photos, videos, and media to tweets.
While Systrom gave many valid reasons as to why they decided to pull support, it left most of us fairly annoyed. Without Twitter Card support, when an Instagram photo is shared to Twitter, we're just left with a boring old link sans the picture preview.
Lame. Frankly, most of us couldn't care less who the blame fell on, we just wanted the functionality back.
How to Bring Back Instagram Pics to Twitter
You can have your Instagram links on Twitter converted back to the way they were using Instarevert, which means others can view the pictures on your timeline, too!
To get started, log in with both your Instagram and Twitter accounts, then authorize Instarevert. Once you're authorized, you'll be asked if you want all of your pictures to be converted to Twitter Cards or just ones that you designate with the hashtag #t.
Now it's time to post a picture on your Instagram and share it directly to Twitter. Just make sure that you're sharing it to the same Twitter account that you authorized through Instarevert.
When you select to share to your Twitter account through Instagram, you'll now see two tweets post at the same time—your original Instagram tweet and the converted one that shows your photo.
Note: Delete the original tweet if you don't want both showing.
Remember that tweet I showed above with just a link? This is the same tweet, now with Twitter Card support.
Enjoy Instarevert and having the ability to show your Instagram images directly on timelines? Not feeling it? Let us know in the comment section below or hit us up on our Facebook and Twitter feeds.
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Private Investigator Elvis Cole learns that LA fires bring more than heat, they bring his old friend Joe Pike and the past. Cole's fight to clear his name brings murder and corruption terrifyingly close to home.
It's fire season, and the hills of Los Angeles are burning. When police and fire department personnel rush door to door in a frenzied evacuation effort, they discover the week-old corpse of an apparent suicide. But the gunshot victim is less gruesome than what they find in his lap: a photo album of seven brutally murdered young women—one per year, for seven years. And when the suicide victim is identified as a former suspect in one of the murders, the news turns Elvis Cole's world upside down.
Three years earlier Lionel Byrd was brought to trial for the murder of a female prostitute named Yvonne Bennett. A taped confession coerced by the police inspired a prominent defense attorney to take Byrd's case, and Elvis Cole was hired to investigate. It was Cole's eleventh-hour discovery of an exculpatory videotape that allowed Lionel Byrd to walk free. Elvis was hailed as a hero.
But the discovery of the death album in Byrd's lap now brands Elvis as an unwitting accomplice to murder. Captured in photographs that could only have been taken by the murderer, Yvonne Bennett was the fifth of the seven victims—two more young women were murdered after Lionel Byrd walked free. So Elvis can't help but wonder—did he, Elvis Cole, cost two more young women their lives?
Shut out of the investigation by a special LAPD task force determined to close the case, Elvis Cole and Joe Pike desperately fight to uncover the truth about Lionel Byrd and his nightmare album of death—a truth hidden by lies, politics, and corruption in a world where nothing is what it seems to be.
Chasing Darkness is a blistering thriller from the bestselling author who sets the standard for intense, powerful crime writing.


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We'll make sure you have a solid launch and communication plan in place. Your organization will be fully ready once it's time to go live.
Your success manager will review results to uncover improvement opportunities and help you find effective solutions.
Your success manager will create high-level executive presentations to help you reinforce your position as a true partner to senior leadership.
Sparkbay helped us identify the issues leading to departure in two departments and reduce turnover by 10% in these departments.


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Celebrate fashion and history in the "City of Brotherly Love." With over 157,000 square feet of the latest fashion and home décor trends and nearly 100 years of retailing history, Macy's Center City in the landmark Wanamaker building is a must-see destination.
Store Highlights
The Grand Court Eagle
The Wanamaker Building
Wanamaker Grand Court Organ
The Grand Court Eagle
The Wanamaker Building
Wanamaker Grand Court Organ
Macy's Philadelphia Stores
The Macy's Visitor Savings Pass
This savings pass allows domestic and international visitors to purchase products at a discount at any Macy's store nationwide.
Get Everyday Low Prices at Backstage
Macy's Backstage is a store-within-a Macy's-store shopping experience featuring significant savings on top-quality products.
Macy's King of Prussia
Macy's Philadelphia Experiences
Wedding & Gift Registry
Multiple Locations
Macy's expert Registry Advisors help couples-to-be find a perfect outfit and create an ideal gift registry list, plus offer Macy's incentive programs.Learn More
Macy's Personal Stylist
Multiple Locations
Easy, fun and absolutely free, Macy's Personal Stylist focuses exclusively on you! Whether you're getting ready for an interview, refreshing your wardrobe or searching for the perfect gift, our Personal Shoppers can help save you time and money.Learn More
Philadelphia Macy's History Tour
Learn all about the beloved past of Macy's Center City and the company's retailing history on the fun and fact-filled Macy's History Tour.
$12 per personLearn More
Philadelphia Macy's Retail 101 Tour
Macy's Center City
On the Macy's Retail 101 Tour in the Center City store, learn about Macy's history, marketing concepts, merchandising and visual techniques.
$12 per personLearn More
Custom Group Programs
Macy's Center City
Macy's will tailor-make an engaging and enlightening program for your group that meets its specific interests and needs.Learn More
Macy's Group Performances
Macy's Center City
Give your group the performance opportunity of a lifetime when you bring them to Macy's.Learn More
Men's Grooming Zone
Macy's Center City
The Men's Grooming Zone at Macy's Center City in Philadelphia provides shaving, skincare and hair services and products.Learn More
In-Store Services
At Your Service | Macy's King of Prussia | At this service center, expert associates make it fast and easy to pick up products purchased online (both Buy Online, Pick-up in Store purchases and Buy Online, Ship to Store purchases); complete the Mobile Checkout process; return any item; make a Macy's card payment; and purchase gift cards.
Sunglass Hut | Multiple Locations | Protect your eyes from the sun at this convenient retailer offering sunglasses for men, women and kids from today's most popular fashion brands.
Jewelry and Watch Repair | Macy's King of Prussia | While shopping, customers can conveniently drop off their articles for repair and pick-up the same day.
Gift Wrap Service | Macy's King of Prussia | The in-store price for the service depends on the sizes of the purchased items to be wrapped and the wrap options selected.
The Fur Vault at Macy's | Macy's Center City | The Fur Vault offers great savings on furs and fur care services. No matter where you purchased your fur, the Fur Vault's full-service salons offer the highest level in fur care, from cleaning, repairs and relinings to restyling and trade-ins.
Grab a Bite at Macy's
Your search did not return any results. Please select other terms and try again.
Macy's Philadelphia Shopping Package
Available ONLY* at Macy's Center City, Philadelphia, PA
$30 Per Package
Package Includes:
• Exclusive Macy's Philadelphia Canvas Tote
• Visitor Savings Pass
• Free Gift with $100 Purchase (must present voucher)
• Assortment of offers from local tours, restaurants and attractions
Our Macy's Shopping Package is available for purchase at the Visitor Center on the 1st Floor.
*While supplies last. Only available at Macy's Center City in Philadelphia, during Visitor Center hours. Non-refundable. Offers may change or be discontinued without notice. Macy's is not responsible for fulfillment of partner offers. Package sale cannot be combined with $100 purchase for free gift. Valid ID required for Visitor Savings Pass.


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Ebrahims Electronics phone numbers, email address, offices
Ebrahims Electronics is a leading dealer in electronic equipment from laptops, desktops, and cameras, to printers. This enterprise will hook you up with quality electronics at the most affordable prices. You are probably asking yourself where are Ebrahims Electronics offices located? Hold that thought for a minute because Ebrahims Electronics Ltd Kenya has better deals that you should know about before knowing where they are actually located.
Ebrahims Electronics in Nairobi is among the best laptop distributors in Kenya. This business is a big brand within the electronic sale space. You can make your order any time of the day, from Monday to Friday as long as it is between 8:00 am - 5:00 pm. And to make your shopping experience efficient, the business allows different modes of payment that include, Mpesa, Cash, EFT Transfer, and Cheque.
READ ALSO: Simba Coach booking offices and contacts
Ebrahims Electronics service
Ebrahims is primarily an electronic enterprise that offers goods ranging from Apple products, Ipad, MacBook, iPhones among others, different camera brands from, mobile phone brands, desktop PCs, to Printers and Laptops. They sell all Apple laptops at a wholesale price, which is inclusive of the VAT.
You can contact Ebrahims through:
- Phone: (0)20 221533 / 2229987 / 2229988 / 2229989
- Mobile: 0770 324039 / 0739 110786
- Email: firstname.lastname@example.com
- Address:
Ground Floor, IPS Building Kimathi Street, next to Stanley Hotel
P.O. Box 44832,
Nairobi, Kenya.
Ebrahims Electronics is your preferred shopping partner for all things electronics. They sell all their products at an affordable price that allows you to save significant amount from the bargain. Give them a call during working hours and place your order. Alternatively, you can make your way to their office or shop and place your order.
- Text Book Centre bookstores and contacts
- International School of Kenya fees, scholarships, contacts
- Unga Limited contacts and branches
- Brookside Dairy website, contacts, address, location
Source: TUKO.co.ke


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Hope you get to have a great birthday with no paparazzi, no crazy fans, lots of booze and dancing ;)
Thanks for being yourself. Never change, never stop blurting out stuff in interviews and never stop being so sweet to your fans.
We've had a great year following and supporting you. Hope to have much more wonderful, Happy (trails) things to report next year.
Thanks to all our wonderful followers you are the best fans in the world.
The video is a Cilla creation ;)


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Terms and conditions
At BOXT we aim to make everything as straightforward as
we can.
If you would like any help or more information, please get in touch with our customer
services team at firstname.lastname@example.com
All the terms of the contract between the customer and the Company are contained in this document and written specifications provided to the customer by the Company on the website. No variation of the terms shall bind either party unless such variation is made in writing and signed by the party to be bound.
Any concession, latitude or waiver allowed by the Company at any time shall be without prejudice to their strict and full rights under this contract and shall not prevent the Company subsequently exercising such rights.
We try to keep information on the website and in marketing materials relevant and up to date. However, such information should be used as a guide only because products and services are frequently updated and changed.
Any reviews or comments made by members of the public on this website are their opinions only and do not form any part of the specification or advice given by the Company about products or services we supply.
Pictures, text, videos and other material contained on the Company's website(s) and literature are subject to copyright restrictions and must not be copied or reproduced without the written consent of the Company.
Trademarks and other intellectual property of the Company are protected and not to be replicated or reproduced.
The Company is registered with the Information Commissioner's Office and treats all information supplied by customers as confidential and will only pass on such information as is required to fulfil the obligations set out in this contract and Law.
The Company is registered with the Financial Conduct Authority and may introduce you to third party finance providers if this is your preferred option of payment.
All communication between the customer and the Company will be by email. The customer's email address used by the Company will be the same one supplied by the customer during the ordering process.
When the customer places an order with the Company via the website, the Company will send the customer an email acknowledging the order and stating;
- details of what the customer has agreed to purchase.
- the total cost.
- arrangements for delivery.
- the minimum duration of any contract and arrangements for terminating the contract.
- how and when the customer can cancel an order and who pays for returning goods.
- an address where complaints can be sent.
- any guarantees or after-sales services the Company offer.
- conditions for terminating contracts.
- any helpline call charges that are more than calling an 01, 02 or 03 number, or a mobile or free number.
Delivery of goods
The Company works hard to ensure the delivery of goods happens on time and with clear correspondence in advance. Notwithstanding this, the customer accepts that sometimes delivery issues occur, and this does not give automatic cause for cancellation.
The customer is responsible for notifying the Company of any local restrictions that could impact the delivery of goods, for example local parking restrictions, steep stair climbs, stair climbs longer than 20 steps, on foot carrying distances greater than 30 meters.
The customer agrees to have someone present at the property for when goods are scheduled to be delivered.
The customer is responsible for keeping any equipment secure and dry once delivered. If equipment is damaged, removed or packaging opened then the customer will be liable for any costs or losses incurred by both themselves and the Company.
Inspection of the site
After an order is placed with the Company, there is an opportunity for the customer to send photos to the Company using a customer specific weblink. This link is displayed on screen immediately after the order is placed and also sent on email. By viewing the photos in advance the Company can discuss any technical aspects of the installation prior to the engineer attending; this makes the installation process run as smoothly as possible ensuring the right boiler and materials are delivered to enable a suitable installation.
The customer agrees that any photos supplied during or after the ordering process are true and accurate images of what the engineer will see at the installation site.
If, upon physical inspection of the site, it is determined that equipment ordered is unsuitable or technically not possible to install as ordered, then the Company will inform the customer of why the installation cannot go ahead as ordered and discuss alternative options including any delay to installation that may be incurred. If the customer declines the alternatives offered, or if no alternatives can be offered, then the Company will give a full refund to the customer and remove any materials that may have already been delivered to site.
In exceptional cases where the Company determines an installation cannot take place, the Company reserves the right to decline any order at any time. Should the Company decline an order, no damages or expenses of any kind shall be payable by the Company to the customer beyond the refund of any money already paid in relation to the contract.
If, upon physical inspection of the site, it is determined that more equipment or a significant amount of extra work is required, then the Company will inform the customer of any increase in costs prior to these costs being incurred. The customer will also be informed of any delay to installation that may be incurred. If the customer declines any extra equipment or work required to facilitate the installation work they are entitled to a full refund.
The Company reserves the right to decline any order at any time up until completion. Should the Company decline an order, no damages or expenses of any kind whatsoever shall be payable by the Company to the customer beyond the refund of any money already paid in relation to the contract.
Any changes in materials and/or specifications from those detailed in the contract, will only apply when supported by an Amendment to Order document issued by the Company, which must be approved by the customer (this approval may be carried out either by physical documentation or by email).
Whilst every effort is made to ensure the delivery and installation timescales agreed during the ordering process are met, the Company reserves the right to delay installation for reasons including (for example) fires, strikes, illness, severe weather, lockouts, terrorism, war and any other causes beyond the control of the Company interfering with its execution or completion of the contract. Time shall not be deemed to be the essence of the Contract.
[Abnormal boiler flues]. If the flue length required to install a boiler is longer than 3m, the Company reserve the option to pass on to the customer costs associated with extra flue parts required. This will be clearly discussed prior to any installation commencing. None of the boilers supplied by the Company work with twin flue options, if the customer's existing boiler has two flue pipes (ie one for air intake, the other for exhaust) then the customer should call the Company before placing their order to discuss suitable options. If the customer's boiler is in the middle of the house and the flue goes out of the wall, please call the company before placing your order as this is an abnormal flue.
Carrying out installation work
The customer will need to provide free access to and from the installation property (both internal and external access will likely be required) on the agreed dates so that we can deliver and install equipment. You must also provide free access to water, gas and electricity (where applicable) for installing and testing your new equipment.
It is the responsibility of the customer to ensure there is adequate vehicle parking for the engineer to park their van within 25 meters of the entrance to the property. Any charges for parking are to be paid by the customer. If a permit for parking is required, it is the responsibility of the customer to organise the permit or notify the Company of the restriction at least two working days before the engineer/delivery is due to arrive (or at the time of ordering, whichever is sooner).
During the fulfilment of this contract, the customer agrees to provide a safe and respectful workplace for any persons attending the installation address. Persons attending a property to carry out work connected with this contract will leave the property if rude, abusive or unsafe conditions are encountered. If this happens, it will be at the sole discretion of the Company if a reattendance is arranged and what the charge for such a reattendance will be. In any event, no refund will be due from the Company to the customer if the site is vacated for reasons of safety, abuse or general rudeness.
[Boilers in commercial premises] The website boxt.co.uk is designed only for domestic boilers in domestic properties. If the Customer is looking to have a new boiler installed in commercial premises then BOXT will be unable to do this work as the products/installer may not be suitable for the work required. Commercial premises require specifically qualified engineers and different rules regarding infrastructure. If your gas meter can supply more than 6 cubic meters of gas per hour, then you should contact BOXT before placing your order as again different qualifications and rules may apply.
Prior to any attendance by the Company, it is the customer's responsibility to secure any permissions, licences or permits that may be required to authorise the work. Examples of such permit could be a listed building consent, landlord consent or freeholder agreement.
Existing pipework, valves, radiators and other equipment should all be in working order. If they have been poorly installed or have become faulty any such failure or consequential damage is in no way the responsibility of the company (irrespective of if an engineer working on behalf of the Company has touched them or not).
When completing the installation of new or upgraded pipework, the route for these pipes should be discussed with the customer and will need to be installed in a way which makes the most functional sense from an engineering point of view, not simply aesthetic. Pipework may need to be surface mounted and clipped in place. Our engineers will not bury pipework in the walls, under the ground or box the pipework in.
The Company will always try to complete work before 6pm on the day of installation but may on occasion need to use a reasonable amount of overtime to achieve completion. It is a condition of this contract that your approval to such overtime is granted, although we will endeavour to minimise any disruption or inconvenience.
Due to the Company's policy of continuous improvement, the customer shall have the benefit of any modification the Company may make to its products and procedures, albeit these changes may be made without prior notice to the customer. All illustrations within the company's website (and any advertising, marketing material or literature) and that of its suppliers are subsequently intended as a guide only.
Whilst all reasonable care will be taken by the Company, it accepts no liability for any damage to existing plaster work, decorations, flooring etc which may be consequent upon the carrying out of the work detailed. Cuts or holes made to allow for equipment will normally be made good but not permanently finished or re-decorated. Floor boards will be reinstated or replaced where necessary but special and/or laminated floors cannot be permanently re-fixed. Any carpets which are lifted will be re-laid to the best of our operative's ability, however, we cannot be held responsible for carpets which have been nailed or glued down. It should be anticipated that an amount of redecoration may be required, this will be the customer's responsibility and is not included in the price.
The customer understands that during/after any plumbing work carried out by the Company there could be changes in the water pressure in existing plumbing. Whilst the Company will exercise reasonable care in visually assessing the suitability of existing systems/pipework for any likely changes in pressure, the Company will not be liable for any damage caused to existing plumbing installations or any consequential damage caused by the failure or incompatibility of existing pipework, taps, valves, showers, other fittings or any appliances.
[Boilers & Showers] You should be aware that due to the wide variety of showers available in the market place it is not possible for the Company to determine if a shower and your boiler will be compatible. The Company will not be liable if your existing shower/boiler is not compatible for any reason with a new shower/boiler.
Whilst engineers working on behalf of the Company will take reasonable care not to damage wiring, plumbing and other services at your property, the Company cannot be held responsible for any consequential damage caused to existing services/installations that are not clearly visible.
The Company will not be liable for any damage to your home which is caused as a direct result of structural defects or weaknesses at the installation address whether they are visible or not. If you are unsure of the structural integrity of your building you should engage an appropriately qualified structural surveyor prior to any attendance the Company may arrange in connection with the contract.
Products and building materials can vary in colour, texture and general appearance. The Company accepts no liability for any materials used during the installation process having variations in colour, texture and general appearance. When matching materials (such as bricks and tiles) to existing materials which are part of the house, a close match is often not possible due to older products becoming obsolete and the effects of weathering over time. In summary, the Company accepts no liability for any materials introduced to the property matching any existing materials and explicitly states variations in colour, texture and general appearance are likely and will be accepted by the customer. The customer agrees to make available their own materials, at their expense, at the time of the work taking place if they would like a specific material (such as a matching brick) to be used.
When adding new equipment to your house, our engineer will need to inspect existing relevant infrastructure to ensure it meets current regulatory standards and is of suitable performance. Should your existing infrastructure fail to meet relevant standards/capacity then we will give you the options to bring the infrastructure up to a standard which allows new equipment to be connected. At this point you may cancel your order for a full refund. If you do not wish to authorise the required additional work(s) but still wish the new equipment to be installed, we will leave the equipment for final connection by others and will not be able to commission the equipment. In such circumstances the customer is still liable to make payment in full as if the installation had been completed.
[Boilers being fitted in loft space] Where a boiler is to be fitted in a loft space, access to the loft must be via a fixed loft ladder. From the top of the fixed ladder the loft must have a suitably boarded walk way to the boiler location. At the boiler location, at least 1 m² of suitable boarding must be in place under the boiler. Permanent lighting should also be present. If the boiler is within 2 meters of the loft hatch, the hatch will need to be able to be sealed off whilst an engineer works in the loft.
The engineer will take pictures of your installed equipment and relevant infrastructure for the Company's auditing process and for our own records. The engineer may also attend with other people including managers, supervisors, trainees or apprentices. From time to time the Company may use pictures of installed equipment for marketing purposes.
During installation, our health and safety plan requires the engineer to have access to working communication devices. If for any reason the engineer is unable to get mobile phone reception, the house holder agrees to make available to the engineer access to their telephone and internet connection for no charge.
Upon completion of all physical works at the property, the customer (or their representative) may inspect the work before the engineer departs. Once the Company's appointed engineer is satisfied that the work is complete and the customer (or their representative) has been given the opportunity to inspect, then all works required to fulfil the contract are deemed to have been completed.
When installing new equipment other trades may be required to complete the work. For example, an electrician may be required to wire controls to a new boiler. In such circumstances, the company will endeavour to leave the equipment working until another engineer can attend and perfect the installation at a time convenient with the customer.
Sometimes things do not go to plan with the installation of new equipment. The customer agrees to give the Company and its engineers reasonable opportunities to put things right by providing access to the installation address and time to remedy any faults or problems. In addition to this, the customer undertakes to minimise or avoid any losses it may suffer as a result of the actions (or non-actions) of the Company or the appointed engineer.
New equipment can sometimes not function correctly once first installed (for example a part may have become dislodged internally during transit). The Company works proactively with both customers and product manufacturers/suppliers in such circumstances to rectify the issue as quickly as possible. Sometimes faulty equipment needs refitting which can cause significant delays and inconvenience; the Company will do all that it reasonably can to minimise disruption to the household.
If something within the customer's responsibilities/control (such as removal of asbestos or improving existing infrastructure) prevents delivery and/or installation of any goods/services ordered for more than 12 months after the order was placed with the Company, then the Company will be deemed to have performed the contract in full and entitled to retain all monies paid to date without deduction or refund in full or in part without the supply of any further goods/services.
The Company are not liable for any loss of profit, loss of business, business interruption or business opportunity under any circumstances.
Included as part of our fixed pricing is provision to access any external parts of a property where work is to be carried out providing it can be reached using a set of extension ladders (7m length) and a roof ladder (7m length). If access is required to the property exterior which is awkward to access safely using this regular equipment, then scaffolding or other access platforms/equipment may be required. The customer accepts that the Company cannot jeopardise the safety of engineers attending, and suitable access equipment may be required for which the customer will pay directly for or will reimburse the Company. The Company will discuss the cost of any access equipment required prior to starting installation work. The Customer may cancel and receive a full refund if they do not wish to pay for any access equipment that may be required.
Finance and Payments
If paying by credit or debit card, the payment of cleared funds from the customer to the Company is required prior to delivery and/or installation of goods. Payment is only deemed to have been received once the funds are showing in the Company's bank account as cleared funds. If the customer instigates an attempt to clawback payments (for example requesting a credit card chargeback) then the Company can pass on any costs and/or losses associated with dealing with and defending such action.
All final invoices issued by the Company to the customer are issued after payment has been made and goods have been installed. Whilst any money is outstanding, the Company is entitled to delay or defer any or all work without any penalty due from the Company to the customer whatsoever.
During the order process, if the customer would prefer to pay for goods and services using a finance package, the Company may introduce the customer to a third-party finance provider, such as Allium Money Limited or Omni Retail Capital Finance, on a referral only basis.
If you have entered a credit agreement with a finance provider the Company has introduced you to, you will need to enter a separate agreement with that provider (payment of the contract balance will be automatically processed between the Company and the Finance Provider when the balance becomes due).
If the Customer has entered a credit agreement via one of the Company's nominated finance providers, the terms of the agreement will apply as part of this contract. If the credit agreement is later cancelled, then subject to the terms of the 1974 Consumer Credit Act, the contract balance will become immediately payable by the customer. This does not affect your statutory rights.
All goods supplied remain the property of the Company even though installed, by way of a lien, until fully paid for and the Company reserves the right of re-entry to remove any such goods whether fixed or otherwise, which remain unpaid for.
All the prices displayed by the Company include VAT unless otherwise stated. Delivery and other service charges will be confirmed on screen during the specification and purchase process. After the point a customer completes an order to the Company, the price should not change even if the applicable VAT rate does.
In the event of suspension or cancellation of the work at the request of the customer, or lack of instructions or delay on site caused by matters beyond the control of the Company, any extra expenses thereby incurred or losses suffered by the Company shall be chargeable to the customer along with a reasonable addition for administration and overhead costs. This condition shall not be construed as to affect any statutory or common law rights of the customer.
The Company reserves the right at its sole discretion to accept or refuse any order placed by the customer until the appointed engineer has inspected the site and accepted the order.
The customer is responsible for disposing of any packaging. Debris will be removed from site as part of the contract price, but this does not include the removal of any dangerous/hazardous waste material such as asbestos which we become aware of before or during the installation. It is the responsibility of the customer to arrange for the safe removal and disposal from site at their own expense and to provide the Company with a Clean Air Certificate as proof this work has been completed.
If the customer would like to keep any old equipment or material that will be removed as part of any installation work ordered, they must let the appointed engineer know on the day of install. If requested by the customer, the Company will organise a skip for removal of all materials at cost price.
[Converting to a combination boiler] Any water storage tanks in the loft which are decommissioned as part of the work will be left in place unless the engineer is requested to remove them whilst on site.
Party Wall Act; it is the responsibility of the customer to undertake a party wall agreement with any neighbouring properties where required in advance of the Company attending site to carry out work.
Under Construction (Design and Management) Regulations 2015 the Company needs to ensure operatives working on the site have access to welfare facilities including; a toilet, washing facilities, drinking water and facilities for rest in a warm indoor area. To reduce costs, the customer agrees to provide access to these facilities within the existing property for workers to use in a clean and respectful way. If the customer would like the Company to make alternative arrangements to comply with these CDM Regulations, they will notify the Company at least 14 days before any onsite works are due to commence and pay the additional cost of hiring such facilities 7 days prior to work commencing.
Once the customer selects an installation date during the online order process, it's reserved for one hour. To confirm the installation date, the payment process (including the completion of any finance documents) needs to be finished by the customer within one hour. If the customer does not complete the payment process within an hour, the Company will endeavour to install/deliver equipment on the chosen date, however after the hour has lapsed, the company reserves the right to only offer an alternative delivery/installation slot.
The customer will lose the right to cancel set out below should the Company complete the installation of your new equipment within 14 days of your order being placed and the customers has requested that the Company perform services within this 14-day period as it will be deemed that the Company has been engaged to carry out urgent maintenance or repairs at the customer's household.
The customer has a right to cancel this contract within 14 days without giving any reason provided the following conditions are satisfied;
- Notice of cancellation is emailed to firstname.lastname@example.com either before any delivery is made, or within 14 days of the order being placed.
- Notice of cancellation is emailed to email@example.com prior to the engineer attending site on the agreed date.
- Any email sent intended to serve as your statement of cancellation should be clear and unambiguous. You may use the following style of wording although this is not obligatory "I/we hereby give notice of cancellation for the contract number [insert contract number] for the supply of [item you wish to cancel] to [property address]. Signed [insert your name]."
If the equipment has already been delivered, then the customer can cancel the order and receive a full refund. For the avoidance of doubt, due to the nature of the equipment, only the Company's appointed agents may transport equipment to be refunded. The customer is responsible for keeping any good to be refunded secure and provide access for collection when required.
Warranty specification
Most items of significant value supplied by the Company are supported with a manufacturer backed parts and labour warranty providing they have been inspected and maintained annually. For example, a gas boiler will need to be serviced annually by a Gas Safe Registered engineer. The cost of servicing and inspecting after installation is not included in the price of this contract unless explicitly ordered during the purchase process. The customer must organise and retain service records for their equipment which must be produced to the Company or manufacturer upon request if making a claim under the warranty. After the installation, the company will ordinarily register your equipment warranty with the manufacturer and may email you the relevant details. For the avoidance of doubt, the warranty is provided by the manufacturer of the equipment supplied and not by the Company.
Auxiliary equipment supplied (for example radiators and thermostats) typically benefit from a 2 year parts and labour warranty. Other equipment and components (such as water softeners) have different warranties, these will vary depending upon the manufacturer. The Company will provide details of any such warranties upon request.
Any workmanship will be done with reasonable skill and care by a suitably qualified person. The installation of pipework, joints and hand applied seals benefit from a 1 year warranty to include all parts and labour.
Any guarantee shall be null and void if payments are not made on the due dates and the above conditions are not adhered to. Furthermore, neither the Company nor the manufacturer of any parts or equipment will be liable to you, whether under this contract or otherwise (and whether to carry out any warranty repairs or otherwise) where any failure, fault or problem arises as a result of;
- Any failure of the customer or third parties in the care, operation, inspection, servicing or maintenance of any of the equipment which is not done strictly in accordance with the manufactures instructions. The customer is responsible for maintaining full and accurate service records for all equipment, without such records any warranty will be void.
- Any deliberate damage or vandalism.
- Damage caused by circumstances outside the control of the Company or the equipment manufacturer.
- A variation in a flow rate of water to any installed equipment.
The replacement of any lamps, bulbs or filaments are excluded from the warranty as are any timers, thermostats, lockout devices or other such devices that may be connected to, or part of, the equipment after the expiry of the individual items relevant warranty period as detailed by the manufacturer.
You must notify the manufacture of any warranty claim against equipment or components as soon as reasonably possible once you become aware of the fault with a product. The contact details are supplied in the instruction manual or you can email email@example.com
The warranty set out above applies specifically to the equipment installed as part of this contract. Any existing timers, controls, radiators, towel rails, pipework, drains, other equipment or other devices are completely excluded from any warranty offered.
The Company, or any engineer appointed by the Company, is under no obligation to carry out any visual inspection or testing on any existing equipment (except as part of their regulatory duties). The risk of any of the existing system failing once the new equipment is installed is solely the responsibility of the customer. If the customer wishes to reduce this risk they can, at their own expense and independently of the Company, organise a suitable inspection and test of the existing system prior to the installation of new equipment being carried out.
When the Company re-attend at the customer's request but no fault is found, or the issue relates to something the Company are not responsible for, then the Company reserve the right to make a reasonable charge to cover costs for such an attendance.
[Converting to a combination boiler] If you are looking to convert from a standard boiler to a combi boiler there will likely be a pressure increase in your pipe work. This increase in pressure will exacerbate any existing/past leaks and can cause new leaks to appear. The Company are happy to reattend on two occasions for up to 4 hours total free of further charge to identify and rectify leaks. After these attendances the Company will, upon request, provide a quote to renew all infrastructure that is likely to need further work/replacement.


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Best Things in Life Print
Regular price $11.00
Everyone knows the Best Things in Life are love and time. Money can't buy you those but it can get you a whole heap of other cool stuff.
Give this humorous print to someone who appreciates the finer things in life!
Text colour can be easily changed to match your decor, let me know what you'd prefer. Also available as a foil print using your choice of foil colour!
Prints are 21cm x 30cm (A4) to fit mounted inside a 30cm x 40cm frame. If you would like it bigger, digital files can be made whatever size you require, add a note on the checkout page.


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Ken Howle elected Executive Director of Lake Junaluska
March 5, 2018
LAKE JUNALUSKA, N.C. — The Lake Junaluska Board of Trustees has unanimously elected Ken Howle as the new executive director of Lake Junaluska. He will assume the role immediately.
Howle has worked at Lake Junaluska for the last 14 years as director of advancement and as director of sales and marketing. He is a life-long United Methodist. He serves as a member of the church council at Long's Chapel United Methodist Church in Waynesville, N.C.
"We are fortunate to be able to build on Ken's experience with Lake Junaluska, the Board of Trustees and the community," said Mike Warren, chairman of the Lake Junaluska Board of Trustees. "With Ken as our new executive director, we will not miss a beat. The momentum that has been built will continue at an even more rapid pace."
At Lake Junaluska, Howle has overseen development and implementation of successful fundraising and marketing strategies for conference center and ministry-based programs. He has raised over $7.5 million in charitable support since 2012 and served as a member of the executive team for the last 12 years.
Howle is a graduate of Western Carolina University. Before coming to the lake in 2004, he worked as vice president of sales and director of sales at Nantahala Outdoor Center in Bryson City.
As executive director, Howle will lead a staff of over 100 employees and serve as a liaison for the Lake Junaluska community.
He will work alongside the Lake Junaluska executive team, including Director of Programming Mitzi Johnson, General Manager/COO Rob Huckaby, Director of Assembly Public Works Jack Carlisle and Executive Assistant Rachel Watkins.
Howle will continue the implementation of several initiatives already in place, including the renovation of Lake Junauska's historic Lambuth Inn. At the meeting on Friday, the Board of Trustees also approved looking into a strategic plan for renovating several facilities used for youth and young adult programming.
"I am looking forward to working with our executive team, staff and the community to move Lake Junaluska into the bright future," Howle said. "There are great things ahead for Lake Junaluska."
Lake Junaluska is a place of Christian hospitality where lives are transformed through renewal of soul, mind and body. For more information about Lake Junaluska programs and events, visit www.lakejunaluska.com.


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Immanuel Lutheran Church
312 5th StreetGaylord, MN 55334
Contact Information
Phone: 507-237-2380
We are a friendly, growing congregation, united in our commitment to support and encourage individuals and families, both young and old, as disciples of our Lord Jesus Christ, to grow in love and faith, and to learn and live by the Word of the Lord.
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Our Mission
Through our consultative approach, we create educated and empowered home buyers, sellers and real estate investors to make confident decisions in the real estate market.
Our Vision
We believe in a world where all people understand that, through owning real estate, they can build strong community and personal wealth.
Our Perspective
We are comprised of well-trained real estate specialists. We deliver great results for our clients and provide continuous value by offering services that extend beyond the sale. Our clients are more than just a transaction and we cherish the lasting relationships we create through real estate.
Our Values
- We value people and relationships
- We value integrity and always doing the right thing.
- We value charity and giving back.
- We value education and personal growth.
- We value ambition and doing whatever it takes.
Our Beliefs
- We believe that people come first.
- We believe owning real estate builds community and personal wealth.
- We believe everyone can own a home.
- We believe in helping people give back.


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There are all kinds of websites, platforms and startups that are supposed be "disrupting" the whole car buying process, yet every day people end up with bad deals. But the most powerful tool is something buyers have had for a while, and they don't even have to download it.
It comes with pretty much every single smartphone, and has even existed in physical form for many, many years. It helps you do all sorts of calculations, from addition and subtraction to complex algebra.
It's a calculator.
This story was originally published on April 10, 2018
That's right: the simple calculator is your first line of defense against a car deal that is either not competitive or will put you over your head when it comes to the payments.
Recently, our man Ryan Felton wrote up a fantastic investigative piece on an auto loan loophole in New York that legally allows dealers and lenders to charge astronomical interest rates to folks putting them in situations where the debt is absolutely crushing. It's because it's not a loan, but a "service contract", even though they are effectively the same thing.
Here is an excerpt:
"Guerrero-Roa went to an auto dealer in Brooklyn to purchase a 2005 Lexus RX that was being advertised online for $6,900….What Guerrero-Roa didn't realize was the transaction he'd signed off on actually required him to pay $18,998.40 for the car over 48 months."
Don't blame these folks, necessarily. The reason so many people get trapped by these outfits so often is because having a car is a crucial part of their financial survival, and if they lack the funds or the credit to get their car through a more legit means, they end up in places where the business model is built upon taking advantage of the desperate.
Obviously, these rules are intentionally predatory. But you can protect yourself.
If you find yourself in a similar situation, or even if you are buying a car from what seems like a legit establishment, the use of your calculator is key. Here is a quick way to find out if the deal is a bad one for you.
Take the monthly payment quoted to you and multiply it by the term of the loan. In the case of the gentleman above, he was purchasing a $6,900 used Lexus with payments that would have amounted to about $395 per month on a 48-month loan.
By multiplying $395 by 48 we get a total of $18,998. That is over twice the amount of the car!
Now that case was an extreme one, but even folks with good credit can get hooked into a raw deal if they don't run the numbers. Not long ago I wrote a piece about dealers advertising prices without disclosing additional fees. Some friends of mine were shopping for a minivan and it had an advertised price of $14,995. But when the dealers pushed the papers on them they saw a payment of $283 per month on a 72-month loan that assumed a $3,000 down payment.
So they did what any smart buyer would do and got out their calculator and multiplied $283 by 72 to get a total of $20,376. Then they added that $3,000 downpayment in with a grand total of $23,376. If they had taken that deal they would have spent more than $23,000 on a car that supposedly retailed for under $15,000.
Of course, the reason for this vast difference was a bevy of unnecessary and overpriced extra dealer fees and an interest rate that they could have easily beaten through their credit union. Needless to say, they ended up buying elsewhere
A general rule of thumb is that if the total loan amount is vastly greater than the sale price of the vehicle you are buying, do not sign the contract. Walk away.
Now the advanced lifehack to this whole calculator trick is to run the numbers before you go car shopping, and this will require several calculations. The first is taking an honest, hard look at your monthly income and deciding how much of that money can you safely allocate for a car payment and also know how much you have for a down payment. If you ignore this step, the chances of you taking a loan that is beyond your means have increased dramatically.
The next step is knowing what your credit score is. There are several free resources that can give you a ballpark of your credit score. While your actual score may be different when it comes to getting a car loan, these numbers will give you a general idea on where you stand. If the FICO reads above 700, chances are you will get the best rates; if it's in the 600s you will likely get approved but the rates can vary. Below 600 means that you are going to have a hard time getting a loan from a major lender, though it may not be impossible.
Once you know your credit, you should either download or find an auto loan calculator. This will allow you to plug in the three components of a loan: the principal, the term and the rate to get payment calculation. It can be tricky because it will require some trial and error to find the vehicle price range that will line up with your payment. For the sake of running some example calculations, let's say you have a target payment of $400 per month, and available $2,500 down. A credit score in the high 600 range and you were looking to spend around $25,000 on a new or used car.
You would take $25,000 and subtract your $2,500 down for a remainder of $22,500. In the section for "loan amount," you plug in $22,500. In the section for "loan term," you have to decide how long you want your loan to be.
The longer the loan the higher the risk of being underwater, so no more than a five year loan (60 months) is usually recommended. On a new car with a solid resale value maybe you can stretch it to a six year (72 month) loan.
And finally, you need to plug in your interest rate, or APR. This takes a bit of guesswork, but someone within the 600 FICO range is probably going to be somewhere in the ballpark of eight percent. It could be lower or it could be higher; it's best to use conservative numbers for this exercise.
After all the values are put in, we get a payment of $456. That is $56 more than your target. Now you have two choices—put more money down, or get a cheaper car. If more money down is not an option, you need to reduce the cost of the vehicle. If you drop the loan amount down to $19,500 you hit a payment of $395.39 per month.
That is pretty close, and remember you still have your $2,500 down payment, which means you now have a total spending budget of $22,000 inclusive of whatever taxes and fees are applicable in your area. So you should be looking at cars in the $20,000 or under range to keep a buffer for those extras.
What I described above takes time and work. But remember, the dealer does not care if you can pay your loan off or not. In fact, some really shady places bank on the fact that you can't pay your loan so they can repossess the car and sell it to someone else.
I want to make clear that my tips on finance are in no way making excuses for dealerships and lenders that participate in predatory practices. I firmly believe that there should be an increase in regulations and enforcement to prevent those situations.
But until that happens every buyer should be using the trusty calculator before they sign a sales contract.


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Will Michigan Join States Like Washington On Election Day To Vote On Marijuana Legalization?
A state-wide committee of Michigan parents, students, lawyers, law enforcers, health care professionals and many others with a wide range of backgrounds from every corner of Michigan (Repeal Today For A Safer Michigan 2012) wants to put marijuana legalization on the 2012 Michigan ballot. The organization has been based and working out of the office building of well known Michigan Cannabis attorney Matthew Abel in Detroit, who also serves as the Campaign Director for this effort. This is the same state that hosts the annual Hash Bash which is an AMAZING event. AnnArbor.com obtained "a draft version of the petition that seeks to amend the Michigan Constitution, making marijuana legal for people 21 and older."
A Petition to amend the Michigan Constitution Article 1, to add:
Article 1 Section 28. Repeal of Marihuana Prohibition.
For persons at least 21 years of age who are not incarcerated, marihuana cultivation, possession, bodily internal possession, sale, acquisition, transfer, delivery, transportation, religious, medical or personal use, or possession or use of paraphernalia shall not be prohibited, abridged, or penalized in any manner; nor subject to civil forfeiture; provided that no person shall be allowed to operate a motor vehicle while impaired by any substance.
More than 322,000 signatures are needed to put the question on the Michigan ballot in 2012. So what's the scoop Michigan?! Are you looking to get active? Are you looking to get some signatures? Here are some good places to get started for volunteer opportunities:
Michigan Americans for Safe Access
Michigan Marijuana Policy Project
Michigan Students for Sensible Drug Policy
Michigan Medical Marijuana Association
Repeal Today For A Safer Michigan 2012
Can you imagine if on Election Day multiple states passed marijuana legalization. With California's Regulate Marijuana Like Wine Initiative, Washington's I-502, Oregon's multiple attempts at marijuana reform initiatives in 2012, and Colorado's Legalize 2012 ambitions, it's possible! There are other states trying to do similar pursuits as well, but progress has been mixed. This is your time Michigan. Get out there and get some signatures. If AnnArbor.com's poll is any indication, the public opinion is on your side (85% approve, 13% disapprove, 2% undecided, 2085 votes at the time of this writing).


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Do you want to know about the tips on recruiting in network marketing? If you want to become a better recruiter, and earn bigger commissions, these Network Marketing Recruiting tips will help you!
Building Good Communication
A coffee or a cake treat is not the way to convince anyone to join your business. What you need is a warm smile and clear instructions on how to engage them successfully into the business. Moreover, there is no need to offer a prospect fluff or complex information. You always want to be straightforward while offering encouragement that they can succeed in the business.
It is your job to make sure the lines of communication between you and your prospects are always open. Why? The MLM business is like a house of cards. The stability of the business is dependent on each person in the organization doing his or her part. Remember, encouragement and clear communication can lead everyone to future success.
Making the people trust you
You might think using deception will bring the success you want in a short span of time. However, the consequences may lead you to a great fall that can hurt you and the people around you.
Inspiring people
We must bear in mind that success does not come easily. One of my mentors Alan entered the business world with no experience, encountering many failures along the way. He almost gave up but decided to use his failures to help him build a better network marketing business platform. Through experience, he gained a vision of how a proper network marketing business should be structured. He gathered information and used recommendations from other successful marketers while he moved closer to his vision. The culmination of his efforts led to a new network marketing business platform.
If we can inspire people through our experiences, we might be able to motivate them to reach deep inside and find the skills they need to be a successful network marketer.
It is okay if you think of another way to convince people to try this business. Every salesperson should strive to find selling techniques that work for them. That is exactly what makes this business fun and exciting. Heart, brains and a willingness to innovate new strategies is what will make your network marketing success.


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Efficiency meets economy with the EcoTank monochrome M2140 printer. Look forward to lower business costs (at 12 paise per print cost)4 with bottles that provide an ultra-high page yield of up to 6,000 pages2 each. Simplify processes with integrated ink tank that enables spill- and error-free ink refilling, and enjoy laser-quality text that is smudge-proof and water-resistant with the pigment ink.
12 Paise cost per print (CPP)4
Compact integrated tank design
High-yield pigment ink bottle
Spill-free, error-free refilling
Print speed up to 39ppm (20ipm)
Print, scan, copy
Auto duplex printing
3 years warranty
Space-saving Design, Spill-free Refilling
Compact and sleek, the new tank design is integrated into the printer to allow the printer to have a small footprint. Additionally, the unique bottle nozzle enables spill-free and error-free refilling.
Superb Savings & Page Yield
At just 12 paise4 per mono printout, the cost is 23x lower when compared against genuine toner cartridges1. You can enjoy ultra-high yield of 6,000 pages2 with each ink bottle, reducing the constant hassle of refilling.
Laser-Quality Prints and Speed
Busy offices with high print volume will appreciate the fast print speeds of 39ppm for draft and 20ipm (simplex) for standard prints on the EcoTank M2140. The M2140 uses genuine pigment ink which allows you to print sharp texts that are water- and smudge-resistant. You can enjoy low printing costs without sacrificing the quality of your printouts.
Scan and Copy
The all-in-one M2140 gives users the added convenience of scan and copy functions. Thanks to its optical resolution of 1200 x 2400 dpi, scans are sharp and clear.
Better Products for a Better Future
Minimise energy costs with this Energy Star® certified printer that uses over 23 times less power than laser printers3.
Epson Warranty for Peace of Mind
Enjoy warranty coverage of up to 3 years or 50,000 prints, whichever comes first, for maximum value from your printer and freedom from worries over its maintenance. Epson's warranty includes coverage of printhead, which is most important for a printer designed for high volume printing.
1 Based on average cost per print of toners (priced at MSRP) of top 3 single function laser printers of similar speed category that can be found in the market.
2 Limited to 005 high capacity ink bottles.
3 Based on average power consumption, when in operation, of top 3 single function laser printers of similar speed category that can be found in the market.
Epson EcoTank Monochrome M2140 All-in-One Duplex Printer Driver, Resetter Free Download For Windows 10, Windows 8.1, Windows 8, Windows 7, Mac OS, Windows XP


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Vellinga, T. (Tiedo)
Tiedo Vellinga MSc. obtained his degree in Civil Engineering (coastal engineering) at the Delft University of Technology in 1979. From 1979 till 2018 he worked for the Port of Rotterdam Authority in the field of infrastructure- and water management. He was part of the management team for the realization of the Rotterdam port expansion Maasvlakte 2 and responsible for the environmental studies, conditions and permits from 2004 till 2014.
From 2010 till 2018 professor Tiedo Vellinga occupied the chair of Ports and Waterways. During that period, he was responsible for the ports and waterways group and for the lectures on this subject.
Since 2018 he is professor emeritus and leading a research consortium on Ports of the Future with transdisciplinary research with 5 universities developing a framework for integrated and sustainable port development within the NWO Urbanising Delta's of the World program. He is supervisor of 2 PhD students, on nautical traffic modelling and inland navigation and climate change and regularly acts as a visiting professor worldwide for capacity building programs focussing on inclusive port development and navigation with nature.
Vellinga, T. (Tiedo)
Professor Emeritus Ports & Waterways
- +31 15 2784846
- email@example.com
Office: 3.90
Presence: Wednesdays