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Morrison & Foerster
Barbara Mendelson is a partner in the Financial Services Group in the New York office. Her practice involves advising foreign and U.S. banks in a variety of complex regulatory matters, including sales and acquisitions of U.S. banking and nonbanking firms, Dodd-Frank Act issues, applications to federal and state bank regulators for expansion of activities and new products, Bank Secrecy Act and OFAC matters and over-the-counter and exchange-based trading of various instruments and derivatives. She has represented foreign banks in their U.S. operations for more than 25 years. Ms. Mendelson has also been instrumental in forming a number of commercial banks and other subsidiaries of foreign banks. In addition to her bank regulatory practice, Ms. Mendelson works with sovereign entities and multilateral organizations with respect to the investment of their foreign currency reserves and other assets.
In 2017, Ms. Mendelson was the winner of the "Best in Financial Regulation" award at the Euromoney Legal Media Group's Americas Women in Business Law Awards. She has been named to the shortlist for this same award every year since 2012. Ms. Mendelson was also awarded the "Lawyer of the Year" designation by Best Lawyers in America (2019 and 2013) in the category of Financial Services Regulation Law (New York City). In addition, she has been recommended by Chambers Global 2018, Chambers USA 2018, Legal 500 US 2018, Best Lawyers in America 2019, and Who's Who Legal: Banking 2018.
Ms. Mendelson is a contributing author of Regulation of Foreign Banks & Affiliates in the United States (West 2012) and a co-author of Considerations for Foreign Banks Financing in the US, published by International Financial Law Review (2012, updated 2014).
She is a member of the New York City Bar Association, and its Banking Law Committee, and the American Bar Association. She is also a trustee of Big Brothers Big Sisters of New York City.


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FATÁJ archívum:
8. Lombosfa Konferencia Sopronban
Mivel az esemény munkanyelve angol, valamint az esemény honlapján is minden csak angolul van, az alábbiakban ennek megfelelően folytatjuk.
The University of Sopron, the BOKU University (Vienna) in conjunction with COST Action FP1407 - ModWoodLife and FATE (Wodd Science Association - Hungary) are pleased to announce the call for abstracts for the 8th HARDWOOD CONFERENCE with the special focus on:
"New aspects of hardwood utilization - From science to technology"
Date and venue of the conference: 25-26th October, Sopron, Hungary
Discover the city of Sopron in the heart of Europe, and meet scientists, young researchers from all over the world, by accepting the invitation of the organizers! Please, read the call for details in the attached flyer using the following link: hardwood.uni-sopron.hu
The organizing committee of the 8th Hardwood Conference would be pleased to receive high quality abstracts on all subjects concerned with hardwoods. The conference will feature key-note speakers, technical and poster presentations on various topics with special emphasis on hardwoods, including:
Hardwood resources and assessment
Hardwood forest management: callenges and opportunities
Hardwood: stemwood characteristic, their manipulation and interrelation to wood properties
Hardwood structure and properties
Plantation wood
Regulation of Timber Trade
New aspects of the hardwood processing chain
Drying,modification & functionaliszation
Machining & Manufacturing
Durability, biodegradation and preservation
Hardwood in composites and engineered materials
New hardwood product approaches
Product design and marketing initiatives
Submission of abstracts
Abstracts should be submitted by email to the local organizers firstname.lastname@example.com by no later than 1st of June 2018. Abstracts must be in Microsoft Word format (.doc or .docx ONLY). The official language of the conference will be English.
Best regards:
Róbert Németh &
Alfred Teischinger &
Peter Rademacher
Forrás: hardwood.uni-sopron.hu

subset: commoncrawl


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Article co-written by CityBldr and Ewing & Clark
This blog series is in response to customer feedback following our "Top 10 Seattle Neighborhoods Set for Growth" piece that appeared on King5 evening news. We will break down some key development results in each of these neighborhoods giving you more insight into what is happening in each location.
Historically, Ballard was an industrial neighborhood for fishing, shipping and manufacturing shingles. The area drew many people from Scandinavian countries, creating a rich culture that is celebrated to this day, from the Nordic Heritage Museum to periodic events and festivals. Ballard has also become a go-to neighborhood for foodies. Dozens of Seattle's best restaurants are located in Ballard, with many of them scattered up and down Ballard Avenue NW, the historic Landmark District. The annual Ballard SeafoodFest is held every summer on the weekend following the 4th of July, and Ballard's Farmers Market is one of only a handful that operate year-round. The neighborhood is also home to the Hiram M. Chittenden Locks, which transport commercial and recreational vessels between the Puget Sound and Lake Union and support the migration of salmon by way of a fish ladder.
3 Fast Facts about Ballard's development
|1. Over 1850 properties are profitable redevelopment opportunities
2. 15th Ave NW is the street with the most potential in Ballard:
CityBldr has identified that this street has the most undiscovered development potential. Homeowners could sell for $70M more than the market suggests. Tweet this
15th Ave NW was closely followed behind by NW Market Street and Seaview Ave NW.
3. Several driving forces are causing Ballard to become a high potential development area including infrastructure investments and upzoning.
Do you own an underutilized property in Ballard?
Claim your property now for a free & instant development evaluation.
Recent examples of Ballard's ever changing presence.
Some of Ballard's newest food / drink experiences
Some of Ballard's newest buildings
Some notable projects under construction
Photos from around Ballard
Do you know the owner of an underutilized property in Ballard?
If so, their property may be worth more than they think.
Information is power. Share this article with them so they know their neighborhood is important, and tell them about citybldr.com where they can instantly find out how much their home is worth to a builder or developer.
Our "Countdown of the top 10 neighborhoods set for growth" continues!
Follow us on social media as we continue to count down the Top 10 Seattle neighborhoods set for growth. Next up at #8 is Capitol Hill and we will share additional information early next week!


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Zen Cart Shopping Cart
Zen Cart shopping cart is a unique online shopping management system. The application is PHP-based and uses MySQL database and HTML components. It is freely available under the GNU General Public License.
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Ken Burns has created another epic historical documentary in "The Vietnam War," a 10-part, 18-hour series on America's catastrophic war in Southeast Asia.
This PBS production, which premieres Sept. 17, has all the Burns signature elements: stunningly eloquent still photographs, music that instantly transports you to another time and place, deep research, evocative archival film, powerful testimony from diverse witnesses to events, rich analysis from talking heads and narration that sounds like poetry, with virtually every word weighed and measured for truth and power.
And yet, for all of that excellence, I fear this film is not going to achieve the goal laid out for it by PBS: "to spark a national discussion about the issues raised in the series," as Beth Hoppe, chief programming executive for the Public Broadcasting Service, described it in a release.
"The Civil War," which made Burns a pop culture star when it debuted in 1990, did inspire a national conversation. After its second night on the air, it seemed like everyone in the media, if not the country, was talking about nothing else but the letters of Civil War soldiers read in the documentary and the plaintive music that dominated a heart-wrenching sound track. Remember Jay Ungar's "Ashokan Farewell" melody?
But in the 27 years since "The Civil War," the media landscape and American society have changed in ways that make a national conversation about any cultural production seem impossible. It is not just the fragmentation of the media landscape that's to blame; the profound fissures in American life have driven us into ideological silos where we make snap decisions about the politics of a film or TV show and then tune in or out based on whether we think we will agree with its viewpoint.
This is especially true with controversial topics. And this is one very controversial piece of our national past.
There are generational divides, too, working against a national conversation. Vietnam is the baby boomer war, and if there is one thing subsequent generations seem sick of hearing, it's baby boomers talking about how great their generational journey is. Burns, 64, is a baby boomer who, in the several interviews and conversations we've had over the past quarter-century, has been very clear about his progressive politics.
I appreciate his candor, but I suspect those political and generational factors will cause some viewers not to give "The Vietnam War" a chance.
And then there's the timing of the premiere. How can a film about a war that ended for America in 1975 possibly compete with the cacophony of conversation surrounding the most unconventional president in American history? As fascinating and illuminating as Burns makes history, it cannot compete with the chaos and anxiety of our national political life with Trump today, particularly with the cable news channels stirring the pot.
So forget the national conversation talk coming out of PBS. Just give "The Vietnam War" whatever proportion of your time that works for you in these on-demand days. The rewards of this meticulously crafted production are enormous, and the film will always be there for binge viewing later.
The prelude to Episode One opens on the sound of helicopter blades. The beat of those choppers are at the heart of the documentary's soundtrack. Think "Apocalypse Now," but whereas that 1979 Francis Ford Coppola film overwhelmed the ear with their sound, Burns and Lynn Novick, who shares directing and producing credit on the film, layer the soundtrack with far more subtlety, like a musician massaging the notes of these chopper blades to match the mood and message of the images and words on the screen.
"America's involvement in Vietnam began in secrecy. It ended 30 years later in failure witnessed by the entire world," narrator Peter Coyote begins, setting a rhythm to the narration that is as sure and steady as a metronome.
Underneath Coyote's narration, the helicopter sounds are replaced by Bob Dylan singing "A Hard Rain's A-Gonna Fall," with its themes of lost innocence, Old Testament punishment and more darkness ahead.
"For those Americans who fought in it and those who fought against it back home, as well as those who merely glimpsed it on the evening news, the Vietnam War was a decade of agony, the most divisive period since the Civil War," Coyote intones. "Vietnam seemed to call everything into question: the value of honor and gallantry, the qualities of cruelty and mercy, the candor of the American government and what it means to be a patriot. And those who lived through it have never been able to erase its memory, have never stopped arguing about what really happened, why everything went so badly wrong, who was to blame and whether it was all worth it."
That's the writing of Geoffrey C. Ward, like Novick, another longtime Burns collaborator. And if it's not poetry, it's close enough for me in a TV production.
No matter how much you think you know about Vietnam, you will find new information in this film. I have shelves of books on Vietnam, and yet every 15 minutes, it seemed, I discovered something I didn't know.
Take Ho Chi Minh, the North Vietnamese leader President Lyndon B. Johnson was so obsessed with during the war. I always thought of Ho as this ascetic, doctrinaire Communist, living for a time in a cave in the mountains — a leader from another era, certainly not the go-go 1960s.
But, in the testimony of a former member of the North Vietnamese Army, Ho was as image-conscious as Presidents John F. Kennedy or Johnson and carefully crafted his public persona to appeal to the mainstream values of his country.
"Ho Chi Minh knew that the Vietnamese respect the elderly, so he grew a beard to look older," Nguyen Ngoc says in the film.
"A long beard, like this," he adds, pulling down from his chin and gently laughing to suggest the stringy beard Ho wore.
"He also referred to himself as Uncle with everyone," Ngoc says. "He always used simple language. He purposefully created a very humble image. He was very shrewd at communicating with the people."
And for each statement, Burns and Novick have videotape or still photographs showing Ho tilling the soil alongside workers, walking among people in the countryside and talking to small and large groups.
And while I thought it was all about Ho, the film stresses the importance of Le Duan, general secretary of the Central Committee of the Communist Party of Vietnam from 1960 to '86, who was far more militant than Ho. By 1964, he, not Ho, was the driving force in going toe to toe with the United States.
I also thought I knew all the details of the fierce attack launched by Johnson's White House on CBS News and correspondent Morley Safer following his report on Marines torching the village of Cam Ne in 1965. But I was unaware of this phone call from Johnson to then CBS President Frank Stanton the morning after report aired.
"Hello, Frank, this is your president," Johnson said at the start of a call, according to the documentary. "Are you trying to [expletive] me?"
And that was only the warmup for the White House attacks on CBS as the Communist Broadcasting Service. It was an early version of the down-and-dirty attacks on the press now used by Trump.
Plenty of history is told from the point of view of non-elites as well. The film sensitively tracks a young man from Saratoga Springs, N.Y., from his burning desire to join the Army in high school to his duty in Vietnam as a member of the 101st Airborne Division. His letters to his family are straight out of "The Civil War."
On another track, Burns and Novick follow a teenager in North Vietnam who leaves her family to work in the jungles on the Ho Chi Minh trail, which carried soldiers and supplies from North Vietnam to the South. She had a copy of Ernest Hemingway's "For Whom the Bell Tolls" in her backpack, viewers are told. It's the kind of detail that humanizes the war in deeply moving ways.
In 2009, I described Burns as "not only the greatest documentarian of the day, but also the most influential filmmaker period."
That includes famed feature filmmakers like George Lucas and Steven Spielberg, I said, "because Burns not only turned millions of persons onto history with his films, he showed us a new way of looking at our collective past and ourselves."
I don't know where you go from "greatest documentarian of the day." Greatest documentarian of all time? But after seeing "The Vietnam War," I am so glad that Burns refuses to rest on his laurels.
On TV
"The Vietnam War" premieres at 8 p.m. Sept. 17 on PBS.


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32 members
213 members
We're four retired women, 2 are retired cops, 2 are related, one is called "Mom", and she has adopted all of us. Three are from an island in Lake Erie (Put-In-Bay), and one is from Oregon.
We all live together in a good-sized house in the middle of the desert in SW Utah on 10 acres of tumbleweed and sand.
Over the past 7 years, we've been building our soil on about .1 acre and now have a Certified Organic Status. It's not something we were pursuing, until we successfully got…Continue
Posted on November 14, 2012 at 3:59pm — 3 Comments
Hello, 4CG, and welcome to HOMEGROWN! We're so thrilled you found us! My name is Jennifer, and I'm the flock tender here (site updater and tweaker, feeder and waterer of content). Consider this fair warning: Since everything on HOMEGROWN comes from the minds of our members, we will most certainly be picking your brains! Sounds like you've got a lot of knowledge to share, and we can't wait to hear more about your operation. In the meantime, please don't be bashful about posting to our member blog, The Stew. Reposting from an existing blog is A-OK with us; we love to spread the love! Elsewhere on HOMEGROWN, you can always find the latest additions to the site at the top of the homepage, and if you've ever got questions, don't hesitate to leave a comment on my profile page or shoot me a message. I hope you feel right at home!
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Below are the online retailers offering Obsidian. If you would like to purchase Obsidian at one of the below retailer's location, please use our store locator to find a store in your area. Since in store locations might not stock every product, please call to check availability on Obsidian.
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More from Carol's teaching notes…
How to finish the race-by starting with the right foundation!
We all want to be able to say what Paul said in 2Timothy 4:7; "I have fought the good fight, I have finished the race, I have kept the faith."
So, how do we go about doing this? By building on the only sure foundation to see us through this life – which is Jesus Christ Himself! 1Corinthians 3:10-11 says "According to the grace of God which was given to me, as a wise master builder I have laid the foundation, and another builds on it. But let each one take heed how he builds on it. For no other foundation can anyone lay than that which is laid, which is Jesus Christ." This requires focus and reevaluation of ourselves to see where we are heading. Are we staying in God's Word? Are we taking time at home to study, or are we only relying on others to interpret and teach and explain God's word to us? Are we taking time to listen to God in prayer and take our concerns and joys to Him? Are we yielding to what we believe He is telling us to do? Or, are we only doing what we enjoy or feel comfortable doing?
We are constantly building upon some foundation as we make our decisions and choices each day. But what foundation am I building on? Every seemingly small choice is another part of our building process. Carole Mayhall said "But more and more I am persuaded that what pleases the heart of God most are the choices we make that no one sees but God – those everyday moments when God is the only audience." Lets go to our main text today Luke 6:46 – 49; "But why do you call Me Lord, Lord, and not do the things which I say? Whoever comes to Me, and hears my sayings and does them I will show you whom he is like: he is like a man building a house, who dug deep and laid the foundation on the rock. And when the floods arose, the stream beat vehemently against that house, and could not shake it, for it was founded on the rock. But he who heard and did nothing is like a man who builds a house on the earth without a foundation, against which the stream beat vehemently; and immediately it fell. And the ruin of that house was great."
This teaching is also recorded for us in Matthew 7:24-27. The Lord has repeated this for us twice, so it must be important! Let's take a moment and consider a few points.
1.) Vs. 46 says "…but why do you call me Lord, Lord and not do the things which I say?" The word "Lord" The Greek word used here is "Kurios" which means master or owner as in the possessor. God is the supreme Lord and sovereign of the Universe!! Do we act like we believe this? Do I? Or do I act (by my actions on a daily basis) like I am supreme mistress of the Universe? Psalm 123:2 speaks of the eyes of servants look to the hand of their masters; "…as the eyes of a maid to the hand of her mistress, so our eyes look to the Lord our God…" I am only a maid, a servant just waiting for my Lords next command and assignment to do. I do not fix my eyes on anyone else. I am fixed on Christ. It is very exciting to ask the Lord what He has for me on any given day. Who will He tell me to talk to or to pray for? Who will He send across my path that day to minister to? Will I be ready? How will I die that day to my own desires in obedience to Christ? The absolute BEST feeling on planet earth is when I obey what I believe Jesus has shown me that day to do. There is no greater joy. There is no greater strengthening for my faith.
2.) Vs 47 speaks of the combined hearing AND action; or "doing". It is not just hearing. We can go to church, we can go to midweek bible studies, women's studies, etc etc and if we are just hearing without action – we are destined to fail. This word for "hear" means to "hear effectually", or "so as to perform what is spoken". Or simply to obey.
What are we hearing? In vs.47 Jesus says "My sayings". It is His voice, His words contained in His word. It is not hearing from another person, or hearing our own voice. It is hearing what Jesus has to say. The Holy Spirit is the one who reveals Jesus and His voice to us. John 10:2-4 says "But he who enters by the door is the Shepherd of the sheep. To Him the doorkeeper opens, and the sheep hear His voice; and He calls his own sheep by name and leads them out. And when He brings our His own sheep, He goes before them, and the sheep follow Him for they know His voice." So, we get to discern and hear the voice of Jesus in our lives. Then the hearing is combined with the action or the obedient doing of the thing. James 2:26 tells us that "For as the body without the spirit is dead, so faith without works is dead also." This is the duo; hearing and doing.
3.) Guess what?! Rain and floods and winds will come! Not if, but when! How will we react to the storms of life? How will we react to the trials and temptations that come our way? 1Peter 1:6-7 reminds us why these things come our way. "In this you greatly rejoice, though now for a little while, if need be, you have been grieved by various trials, that the genuineness of your faith being much more precious than gold that perishes, though it is tested by fire, may be found to praise, honor, and glory at the revelation of Jesus Christ." Rains, floods and winds are all things that God can use in our lives, to purify us, to sweep away apathy, sin and disobedience. Rain will grow the good seed implanted in our lives. Floods drown out pride and self reliance. We can manage a sprinkle in our lives, but floods drive us to Jesus in complete and utter dependence on Him. We are overwhelmed and realize our need for Him. So, who are we building on? Ourselves? Our understanding of the situation? Someone else? Some other leader? Some public personality? The only sure foundation is Jesus.
4.) In vs. 47 Jesus says "whoever comes to ME". John 21:20 – 23 tells the story of Peter and Jesus and the disciple whom Jesus loved, John. Peter turned his eyes on John and asked Jesus about John. Peter had his eyes on another person. Jesus said "…what is that to you? You follow Me!" Again Jesus draws our eyes to Himself. We can be so distracted by so many things. He knows that and in His infinite love for us, He continually draws us to Him. He is our all sufficient one, our El Shaddai. These words in Luke are the very words of Jesus Himself. He is NOT quoting a wise man, or a book, or someone else's teaching. These are the words of God Himself. What then will you and I do in response to them?
Warren Wiersbe says we are all building houses that can look so good from the outside. To build on the Rock means to obey what God commands in His Word. To build on the sand means to give Christ lip service but NOT obey his will. It may look as if we are building a strong house, but if it does not have a rock solid foundation it cannot last. The storm is the tests of life that comes to every professing Christian. If we are rooted and built up in Him – then our fruit will be good and our house will withstand the storms. We may have our faults and failures, but the steady witness of our lives will point to Christ and honor Him.


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Anaximandro and Sully Amable were all set to enjoy a night watching a pirate show on a boat in the waters off of Cancun two weeks ago.
That's when some U.S. tourists aboard the ship started chanting "build the wall," in a reference to U.S. President Donald Trump's plan to build a wall along the U.S. border with Mexico, Anaximandro wrote on Facebook in Spanish on March 6.
The chanting didn't stop even after it clearly made Mexican workers and tourists aboard the ship uncomfortable, said a Friday editorial by The Yucatan Times, an English-language newspaper that covers the Yucatan Peninsula, where Cancun is located.
Anaximandro, a Peruvian whose wife is Mexican, wrote that he has tried to stay out of the conversation around Trump's wall, and that he wants to believe that stupidity only extends to a "small group of people."
But he said that this type of behaviour should not be tolerated and the Yucatan Times agreed with him.
READ MORE: Rash of disturbing acts of racism reported in U.S. after Donald Trump wins U.S. election
"This is just one of the many blameworthy behaviours that young spring breakers have shown recently in Cancun and that are described as acts of xenophobia and discrimination within their own country, which is (or should be) totally unacceptable," its editorial said.
The incident adds to a "growing number of complaints" from tourism workers who say that spring breakers have been "offensive, rude and haughty towards Mexican people."
The incident comes months after the Southern Poverty Law Center (SPLC) reported a spike in reports of threats, vandalism and intimidation following Trump's election, USA Today reported.
The growth in the number of attacks looks to be worse than it was after 9/11, Richard Cohen, president of the SPLC in Montgomery Ala., told the newspaper.
READ MORE: Will Donald Trump's U.S.-Mexico wall just be more fencing?
Anaximandro said that hearing Americans chant "build the wall" filled him with "rage" and "sadness."
He implored Latin Americans not to tolerate these kinds of attitudes — not to make fun of people who are victimized by this rhetoric, or to partake in it.
"Never again let them laugh in our face," he wrote.


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We have moved to a new web site. Please visit the new page for information about the 2016 Most Admired CEOs event.
Journal Record honors most admired CEOs
OKLAHOMA CITY – "Do not be afraid of failure, because it will happen."
This advice comes from Stacey Ninness, who as a three-time honoree was inducted into the Chain of Distinction at Thursday night's Oklahoma's Most Admired CEOs event in downtown Oklahoma City.
"Commit to admitting your failures, learning from them and then moving on without letting them define you," said Ninness, president and CEO of Neighborhood Services Organization.
Ninness was among 34 executives recognized at The Journal Record's sixth-annual Oklahoma's Most Admired CEOs event at the Skirvin Hilton Hotel on Feb. 12, 2015. The honorees are profiled in the Oklahoma's Most Admired CEOs magazine.
Sponsors of this year's event include American Fidelity Assurance Co., Cox Business, Executive AirShare, Express Employment Professionals, GableGotwals and HoganTaylor.
"Oklahoma has numerous outstanding companies led by individuals who serve as visionary, mentor, leader and strategist," said Melissa Bogle, manager of development for GableGotwals. "We at GableGotwals feel it is important to take the time each year to recognize successful executives who are leading companies which are a part of the fabric that will be Oklahoma's future. Our state is fortunate to have great talent in not only our workforce, but also in our leaders."
2015 CEO honorees:
Private company category
Dixie Agostino, Switchgear Search and Recruiting
Gary Allison, Tri-State Industrial Group
William (Bill) Bartmann, CFS2
Bruce Benbrook, The Stock Exchange Bank
Todd Brown, 180 Medical
Mark Burson, MassMutual Oklahoma
Brian Clemens, Community Hospital
Nathaniel Harding, Harding and Shelton Exploration
Ted Haynes, Blue Cross and Blue Shield of Oklahoma
Thomas Hill, Kimray Inc.
Ronnie Irani, RKI Exploration & Production LLC
Mark Kochner, Tedford Insurance
Philip Kurtz, CareATC
Todd Lisle, BKD LLP
Eddie Miller, Bios Corp.
Jacob Nossaman, Collision Works of Oklahoma LLC
Katherine Richard, Warwick Energy Group
Kelly Tran, Appable Inc./Vakargo
Zane Woods, ZZW Global Inc.
Public company category
Chad Richison, Paycom
Nonprofit category
Barbara Chishko, Birth Choice of Oklahoma Inc.
Christy Elkins, Chickasha Economic Development Council
Ann Felton Gilliland, Central Oklahoma Habitat for Humanity
Tom Friedemann, Francis Tuttle Technology Center
Loren Gresham, Southern Nazarene University
Daryl Hill, Oklahoma Society of CPAs
Sandra Lewis, Tulsa Day Center for the Homeless
Stacey Ninness, Neighborhood Services Organization Inc.
Lisa Noon, Oklahoma Association of Realtors
Tom Riley, Ardmore Family YMCA
Ann Simank, OKC Metro Alliance
2015 Financial Stewardship honorees
In addition, three chief financial officers received Financial Stewardship Awards at the event: Tony Bostwick, with Express Employment Professionals; Bob Cole, from Kimray Inc.; and Ken Stephens, of Neighborhood Services Organization Inc.
This event is also represented in a high-quality publication that you can see HERE.
Click here to order photos from a past event:


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FAQ – Real Estate Law
What are closing costs?
These are costs payable on top of the down payment, including but not limited to:
- Land Transfer Tax (click here to calculate your Land Transfer Tax)
- Registration Fees [$71.30 to Ministry of Finance for every document registered, commonly a Transfer (deed) and a Charge (mortgage)]
- Property Tax Adjustments between vendor and purchaser
- For builder home purchases (new homes), items such as Tarion Warranty enrollment fee, hydro/gas/water meter connection fees, security deposits, driveway paving, boulevard tree planting charges, levy increases, etc. (these vary from builder to builder)
- Bank charges such as PST payable on CMHC, appraisal fees, wiring fees, etc.
- Title Insurance
- Legal fees & disbursements
How do I calculate Land Transfer Tax?
Click here to calculate your Land Transfer Tax
What is the First-Time Homeowner Rebate on Land Transfer Tax?
Eligibility Requirements
- The purchaser must occupy the home as his or her principal residence no later than nine months after the date of the conveyance or disposition.
- The purchaser cannot have previously owned a home, or had any ownership interest in a home, anywhere in the world, at any time.
- If the purchaser has a spouse, the spouse cannot have owned a home, or had any ownership interest in a home, anywhere in the world, while he or she was the purchaser's spouse. If this is the case, no refund is available to either spouse.
- The purchaser cannot have previously received an Ontario Home Ownership Savings Plan (OHOSP)-based refund of land transfer tax.
- "purchaser" means an individual who is at least 18 years of age and who has never owned an eligible home anywhere in the world and whose spouse has not owned an eligible home anywhere in the world while he or she was a spouse of the individual.
- "spouse" means spouse as defined in section 29 of the Family Law Act. At present, "spouse" means either of two persons who are married to each other, or who are not married to each other and who have cohabited,
- continuously for a period of not less than three years, or
- in a relationship of some permanence, if they are the natural or adoptive parents of a child.
What is the RRSP Home Buyer's Plan?
The Home Buyers Plan (HBP) allows eligible individuals to withdraw up to $25,000 tax free from their Registered Retirement Savings Plan (RRSP) to purchase or build a qualifying home.
Do you qualify? See the link & take the test: http://www.cra-arc.gc.ca/E/pub/tg/rc4135/rc4135-e.html#P105_11069
What is an insurance binder letter?
When you purchase property, the bank loaning you mortgage funds needs to ensure that there is adequate property insurance on the subject property. The mortgage funds cannot be released without this document.
You will require home insurance each time you purchase a property, not only for the bank but also to protect your own financial investment.
Insurance may be obtained from any reputable insurance brokerage, and confirmation of the property insurance (often called a "binder letter") must be provided to your lawyer prior to the purchase date
Here's a list of contacts with respect to Milton real estate transactions:
- Milton Hydro: 905-876-4611
- Union Gas: 1-888-774-3111
- Bell Canada: 1-800-668-6878
- Cogeco Cable: 1-855-414-0005
- Canada Post: 1-800-267-1177
- Town of Milton: 905-878-7252
Useful Links:
- HST Rebate (http://www.cra-arc.gc.ca/tx/bsnss/tpcs/gst-tps/rbts/)
- HST Residential Rebate (http://www.cra-arc.gc.ca/tx/bsnss/tpcs/gst-tps/rbts/nwhsng-eng.html)
- Town of Milton (http://www.milton.ca)
- Tax Department (Town of Milton) (http://www.milton.ca/en/live/payingyourtaxes.asp)


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An untitled Harry Potter prequel handwritten on a postcard by JK Rowling has been stolen in a burglary in Birmingham.
The "extremely valuable" 800-word work was penned on both sides of the A5 card for a charity auction nine years ago and sold for £25,000 at Sotheby's.
The manuscript and a quantity of jewellery were stolen from a property in Howard Road, Kings Heath, during a break-in between April 13 and 24.
West Midlands Police have issued a plea for information in the hope that "the appeal goes far and wide among Harry Potter fans throughout the world".
Investigating officer PC Paul Jauncey said: "The only people who will buy this unique piece are true Harry Potter fans.
"We are appealing to anyone who sees, or is offered this item for sale, to contact police."
The prequel was among several works donated by authors, including Sebastian Faulks and Doris Lessing, to an auction held in 2008 to raise funds for English PEN, which promotes understanding through literature, and Dyslexia Action.
Reportedly set three years before Harry Potter's birth, the prequel features the schoolboy wizard's father, James Potter, and godfather, Sirius Black, when they were teenagers.
They are confronted by two "muggle" policemen after a high-speed motorbike chase but manage to escape on broomsticks.
Anyone who knows the whereabouts of the postcard, or who has information about the break-in, is urged to contact West Midlands Police on 101 or Crimestoppers anonymously on 0800 555 111.


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Choosing a good hosting provider is important to run your business smoothly. If you have a winery and you want to create your online presence, then you should choose a good service provider like Internet Vikings for your site. Here…Read More
Year: 2020
Top 5 SEO Strategies Every Winery Should Consider for Their Online Presence
Wine production is a competitive business today. Besides promoting your winery outside, you should also consider promoting it online. Various SEO strategies can help to strengthen your position online and some of these are mentioned here. Keyword research You should…Read More
7 Tips for Opening A Winery
Wine making is a lucrative business; however, starting a winery business is not very easy. There are various factors to consider. You need to plan ahead and do research before opening a winery. Here are some tips for opening a…Read More
7 Important Things You Should Know About Wine
Wine is a favorite alcoholic beverage of many people. You don't need any excuse to have wine. You can have it during brunch, at dinner or when hanging around with your friends. Wine has a fascinating history and there are…Read More
5 Reasons You Should Visit Wineries
If you are thinking of going on a vacation this year, then you should consider choosing a destination where there are lots of wineries. Here are the reasons why you should visit wineries. Great location There are beautiful vineyards around…Read More


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Ho Sik Lee was born 5 July 1966 in Gapyoung, South Korea. After completing his military service he ran a restaurant until his motorcycle accident in 1988. The accident led to complete paralysis of all limbs and required a hospital stay of nine months as well as a two-year stay in a monastery. In 1998, when he tried to give his life new meaning, he came into contact with mouth painting for the first time.
Mouth Artist
South Korea
From 1998 to 2001 he taught himself to paint with his mouth. From August 2001 onwards, he received art lessons for two years. From 2005, he received a scholarship from the MFPA. In 2011 he became an Associate Member of MFPA. Lee Ho Sik uses watercolour for his artworks. His favourite themes are landscapes of his home, South Korea.


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Free pmachine demo installation
Want to quickly see how the open-source software pmachine works? You'll find a free and updated demo installation of pmachine here.
Before using this demo please notice:
- Sending/receiving email and file upload is disabled on all demos
- Demos are the "basic install" only, no add-ons, no content
- Is this demo broken? Report as broken
- Want to discuss the script? Please use the comment section below
We are currently updating the pmachine demo. Please check back shortly. There will be a new version up soon.
About pmachine
pMachine CMS is publishing software developed by the company EllisLab, the same company who created CodeIgniter. The software had both a free and licensed version and was similar to other content publishing tools like Movable Type or Geeklog. The free version of pMachine CMS is no longer being developed so creating your own demo site is not an option at this time. However, if you're still interested in the product and want your own pMachine CMS demo you should know that the pro version is still on the market.
Key Facts
|CMS name
|User rating
|CMS Categories
|CMS / Portals
|Current version (stable)
|Latest release date (stable)
|First release date
|Supported languages
|CMS Demo available
|(see above)
|Admin Demo available
|(see above)
|Helpful Links
There are no helpful links available at this time.
There are no screenshots available at this time. Maybe you can try to search for pmachine screenshots at Google?


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The BDKV is a member of or represented in the following organizations:
The BDKV is a member of or represented in the following organizations:
The German Cultural Council (Deutsche Kulturrat e.V.) is the umbrella organization of the federal cultural associations. The German Cultural Council aims to stimulate cultural policy discussion on all political levels and to advocate for freedom of the arts, publications and information.
The German Music Council (Deutsche Musikrat e.V.) acts as an umbrella organization and interest group. It represents the entire spectrum of musical life and sponsors numerous music promotion measures and programmes.
As an association for associations, the DGVM is committed to the interests of associations and organizations of all types and sizes.
ELMA, which was co-founded by the BDKV and is based in Rome, is the international umbrella organization of the European event industry. Its objective is to represent all associations and organizations in the concert and event industry, especially vis-à-vis the EU Commission. The BDKV's Managing President is Vice President of ELMA.
The BDKV's Managing President has been a Supervisory Board member of the Initiative Musik gGmbH since its founding. The Initiative Musik is the funding agency of the Federal Government and music industry for rock, pop and jazz in Germany. It supports young musicians from Germany, musicians with a migration background and live music clubs.
The International Artist Managers' Association (IAMA) is a worldwide association of artists' agencies in the classical music field.
The BDKV's Managing President has been an Advisory Board member of the Artists Social Security Fund (Künstlersozialkasse – KSK) since 1997. The KSK is responsible for implementing the Artists' Social Security Act (KSVG). The law regulates the compulsory insurance of independent artists and publicists as well as the duty of the distributors of their services to pay contributions
The German Live Entertainment Awards (LEA) honours outstanding achievements in German show business in order to highlight the media industry's work and to make the industry players and their achievements known to a wider public. Organized since 2006, the LEA aims to portray the entire spectrum of the live scene, paying particular tribute to the work of organizers, artists' managers, concert agents and venue operators.
The New Bach Society (Neue Bachgesellschaft e.V.) is the successor to the Bach Society, which was founded in 1850 in Leipzig with the aim of publishing the works of Johann Sebastian Bach. For over 100 years, it has been committed to making Bach's work known throughout the world.
To secure radio spectra for the cultural and creative industries, the BDKV supports the initiative "SOS – Save Our Spectrum". It collects and supplies information for decision-makers in politics and administration, the media and the public to illustrate the threat that awarding frequencies to mobile communications poses to, among other things, live music events. → More
Telefon +49 40 6053388-50
Email: email@example.com
Rechnungen: firstname.lastname@example.com
Nachhaltigkeit: firstname.lastname@example.com


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- FOR ALL AGED - D-FantiX QY TOYS Pyraminx Stickerless Speed Cube is the classic colour-matching puzzle that's a great mental challenge at home or on the move. Turn and twist the sides of the cube so that each of the four faces only has one colour.Suitable for beginner and professional player.
- EXCELLENT STABILITY - Great corner cutting ,Tension adjustable.It doesn't corner twist as often nor does it lock up.Difficult to pop,good control of the cube, comes pre-lubricated and tensioned.Definitely a good choice for you to improve personal record in competitions.This cube can be used for international competitions.
- ERGONOMIC DESIGN - Combines high performance designs with good value.The plastic color puzzle never requires stickers ,Crafted with original and eco-friendly ABS material, non-toxic, reliable, and lightweight and comfortable in the hand, harmless to human and environment.
- CHALLENGING & FUN - It is a classic colour-matching puzzle in which the colour shift making it look like a mess, but once you solve it, it magically becomes perfect cube again. Improved anti-pop technology and structure for extremely fast and smooth cornering. With lots of practice you can solve it in under 5 seconds!Enjoy hours of fun with you family and friends.
- ULTIMATE GIFT - No one falls out of love with the D-FantiX Pyraminx cube. They are always awesome for both kids and adults. Compact design for carrying and playing it anywhere. Great as a Christmas / Birthday gift for friends, family members, beginners and pros.
D-FantiX QY TOYS Pyraminx Speed Cube is an outstanding cube with great overall performance.Slightly different from the standard cube.The traditional stickers have been replaced with original and eco-friendly ABS material, which mean no fading, peeling or cheating! It also has a brand new mechanism that results in a smoother, faster and more durable D-FantiX Pyraminx Speed Cube.If anyone ever tells you they solve the Pyraminx Cube by peeling the stickers off – hand them one of these!The Pyraminx Cube is the classic colour-matching puzzle that's a great mental challenge at home or on the move.Turn and twist the sides of the cube so that each of the four faces only has one colour.With lots of practice you can solve it in under 5 seconds!
Solving puzzles and brain teasers are important activities to teach kids to work hard at solving complex problems.
Whether you're trying to stretch your brain capacity or spending some leisure time with your loved ones, this would be a great gift for your kids
An amazing cube to help you shorten the course of breaking-in your cube and bring you the best turning feeling in advance. Easy turning and smooth play.
The cube comes tensioned and lubed already. When you get the cube, it's ready to rock!
Specifications Package Included
Color: Stickerless 1x D-FantiX QY TOYS Qiming Stickerless Pyraminx Cube
Level: 3x3x3
Size: 95*95*95mm
Material: ABS
Weight: About 85g
Packing: Original Box
Customer Reviews
I bought this product for my grandson who loves puzzles. I thought this one would peak his interest like a Rubik's cube. The product is very small and flimsy. All instructions were in Japanese. Waste of money.
Very entertaining
My son asked me to order this for him. He solves it in less than 1 minute. It is pretty fun to watch him.
Great toy for a kid
And still loves it
QUESTIONS & ANSWERSAsk a Question
My son has the pyraminx d fantix, and I accidentally threw away the guide. Is there any way we can get a copy? Sorry and thank you!
Hello,yes,we are glad to provide you with a guide,you can email us via email@example.com ,we will send it to you .


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Getting to Know Hyper-V: A Walkthrough from Initial Setup to Common Scenarios
Applies To: Windows Server 2008 R2
Hyper-V™ is a role in Windows Server® 2008 R2 that provides tools and services that you can use to create and manage a virtualized server computing environment. Within this virtualized environment, you can create and manage virtual machines, which allows you to run multiple computers, even with different operating systems, on one physical computer. In this virtualized environment, you can choose to isolate the virtual machines, or specify how they communicate with each other and with an external network.
This guide provides detailed step-by-step walkthroughs for testing Hyper-V in a preproduction environment. You can use this guide to become familiar with Hyper-V and the process of creating and managing virtual machines. This guide also includes scenarios that you can test to better understand how Hyper-V can address the business goals of your organization.
In this guide:
Step 7: Use the Base Virtual Machine to Create a New Virtual Machine
Testing Useful Hyper-V Scenarios
Manage Virtual Machines Remotely With Hyper-V Manager and Windows 7
Use an Internal Virtual Network to Move Files to a Virtual Machine
Connect a Virtual Hard Disk to a Virtual Machine Without Shutting It Down


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7N 8D Tsomoriri Lake Nubra Valley Pangong Lake Hanle Sham Valley Leh Ladakh Package Tour
Care to drive on some of the highest motorable passes in the world or how about a camel safari in the desert in…
- Overview
- Trip Outline
- Gallery
- Reviews
Care to drive on some of the highest motorable passes in the world or how about a camel safari in the desert in the sky? We bring to you Leh Ladakh Tour Packages, tastefully crafted to offer you a vacation in India that will remain etched in your memory forever. The "Land of High Passes" in the heart of the difficult terrain of Kashmir is the land of adventure, unbelievable sights, and ancient roots of Tibetan Buddhism, heartwarming culture, and life-changing experiences. Leh Ladakh Tour is on the minds of all kinds of travelers-the nature lovers, the adventure enthusiast, people seeking to get away from the hustle-bustle of lives and many more.
When you plan a holiday in Ladakh get ready to be mesmerized. It is simply something out of the world. Starting with Leh, the capital city of Ladakh the ancient city is a treasure of history, architecture, charming tourist attractions and more. Explore the scintillating Buddhist Monasteries where you'd find ancient Tantric Buddhism still in practice. Travel to the emerald Pangong Tso Lake or the breathtaking Tso Moriri. Planning a Ladakh bike trip also raises the fun quotient. Do the thrilling mountain biking from Khardung La; one of the highest motorable passes in the world and do the double humped Bactrian Camel Safari in the sand dunes at Hunder in Nubra Valley. The charming places to visit in Ladakh also include the Magnetic Hill, a rare natural phenomenon that defies the laws of gravity.
Go trekking, indulge in river rafting, go camping and the many excitements the land offers. Like its other matchless thrills, trekking on a frozen river is among the most exciting things to do in Ladakh. The Chadar trek is an adventure unlike another. The festivals of Ladakh truly deserve a mention. The colorful Cham Dance, masked dances by the monks is a spectacle that one does not forget easily. Stay in the monasteries, enjoying Ladakhi hospitality at one of the homestays are also some of the most fun parts of a Ladakh tour. The cuisine of the land is too heavenly like its beauty and bliss.
When it's the adventure of a lifetime, you need the perfect plan. The best time to visit Ladakh contributes much to the success of a trip to Ladakh, especially if it's a motorcycle tour that your heart desires. The months from May to October are believed to be the ideal months to travel to Ladakh. Rest of the year, snow covers the grounds making it impossible to travel by road. Also, the temperatures dip to freezing levels which further puts up a challenge. Moreover, it's the time for the ultimate adventure Chadar trek on the frozen Zanskar River.
The most popular options of trip to Ladakh are motorcycle tour packages from Manali. Besides the bike tour from Srinagar or even a round road trip starting from Manali and also covering Srinagar is also popularly sought. While of you are short on time, hop on a flight to Leh. Explore the wonders of Ladakh with sightseeing tours and adventure excursions.
Take your pick from our Ladakh holiday packages and explore the land of lamas and soak into the ethereal surroundings, friendly people and the thrill of the Greater Himalayas.
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Capture and share life's epic moments in immersive 360° photos & videos with the Ricoh Theta SC. Experience high image quality with high-precision stitching technology that delivers an astonishing 360° experience. The Theta SC's slim, lightweight design makes this an ideal 360° camera for portability and is easy to handhold without the use of additional accessories, while the dual fish-eye lenses capture all of your surroundings with a simple push of a button. The 1/2.3-inch image sensor gives you approximately 14 megapixel output. The bright F2.0 lens provides exceptional low light shooting capabilities, and the ability to shoot in Manual Mode by setting shutter speeds up to 60 seconds. Capture up to 5 minutes of Full HD 360° video, which can then be transferred and viewed directly on to your mobile device or uploaded directly to social media sites such as Facebook™ to share immersive moments with friends and family. The LED status lights on the body itself allow for easy switching between still image and movie mode. The Live View function turns your smartphone into a viewfinder, allowing you to preview what you are capturing. The new and improved intuitive user interface makes capturing, viewing and sharing fully spherical imagery a snap. Create and share little planet images effortlessly with the dedicated Theta+ App or edit, add filters and background music to your 360° videos with the Theta+ Video App. Compatible with iOS & Android devices, the Ricoh Theta SC is available in a choice of four stylish colors.
A new dedicated compact cap to protect the lenses of your Theta SC, S and V. The TL1 was meticulously designed with soft inner material to prevent the lenses from being scratched when inserting and removing it from the THETA. The lens cap can also be attached to the bottom of the camera to enable stable shooting when placing the THETA on top of a flat table or surface.


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True the question is not IF but WHEN God will judge the US. Either we will be destroyed or decimated to the point we are no longer a player on the world stage (probably barely able to stay alive in what little is left of the country). We have done to much to escape with a wrist slap or a spanking. If we are decimated then there is a possibility of a revival but it would need to be led by those with strong spines who will not compromise and allow sin because they want to be seen as tolerant. They will be either all in or they will fail. They will need a faith as strong as the patriotism of those in WWII. The only question is: Is there that kind of faith here in America and will any of it be left after the rapture??? The people with the kind of faith needed to help anyone who survives the decimation will be raptured prior to it.Paul
Alan Clark (26 June 2011)
"Expect a new wave of disasters in US!"
Obama warns of new US tactical spats with Israel- news article
The US WILL be hit with continuing terrible disasters! "Tactical spats" is easy speak for anti-Semitic arm twisting. God does not tolerate the nation's that hate and harm His people. Books have been written showing EVERY time in the last 20 years when our US leaders put pressure on Israel to "divide the Land" we have immediate disasters! God promises Abraham and his descendants the "Land" 20 times in the book of Genesis alone. In Joel 3:2 God states that Armageddon is His judgement for dividing the Land!
Genesis 12:1 Now the LORD had said unto Abram, Get thee out of thy country, and from thy kindred, and from thy father's house, unto a land that I will shew thee:
2 And I will make of thee a great nation, and I will bless thee, and make thy name great; and thou shalt be a blessing:
3 And I will bless them that bless thee, and curse him that curseth thee: and in thee shall all families of the earth be blessed.
Joel 3:2 I will also gather all nations,
And bring them down to the Valley of Jehoshaphat; (Armageddon)
And I will enter into judgment with them there
On account of My people, My heritage Israel,
Whom they have scattered among the nations;
They have also divided up My land.


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I had a conversation recently with Nat Hillary, a field application engineer at LDRA Technologies, about examples of software fault tolerance, quality, and security. Our conversation identified many questions and paths that I would like to research further. One such path relates to how software systems that are not fault tolerant may present vulnerabilities that attackers can use to compromise the system. A system's vulnerability and resistance to software security exploits is generally a specification, design, and implementation quality issue. However, just because secure systems require high quality does not mean that high quality systems are also secure systems because measuring a system's quality and security focuses on different metrics.
Determining a system's quality involves measuring and ensuring that each component, separately and together, fits or behaves within some specified range of tolerance. The focus is on whether the system can perform its function with acceptable limits rather than on the complete elimination of all variability. The tightness or looseness of a component's permitted tolerance balances the cost and difficulty of manufacturing identical components with the cumulative impact of allowing variability among the components against the system's ability to perform its intended function. For example, many software systems ship with some number of known minor implementation defects (bugs) because the remaining bugs do not prevent the system from operating within tolerances during the expected and likely use scenarios. The software in this case is identical from unit to unit, but the variability in the other components in the system can introduce differences in behavior in the system. I will talk about an exhibit at this year's ESC San Jose that demonstrated this variability in a future post.
In contrast, a system's security depends on protecting its vulnerabilities operating under extraordinary conditions. A single vulnerability under the proper extraordinary conditions can compromise the system's proper operation. However, similar to determining a system's quality, a system's security is not completely dependent on a perfect implementation. If the system can isolate and contain vulnerabilities, it can still be good enough to operate in the real world. The 2008 report "Enhancing the Development Life Cycle to Produce Secure Software" identifies that secure software exhibits:
1. Dependability (Correct and Predictable Execution): Justifiable confidence can be attained that software, when executed, functions only as intended;
2. Trustworthiness: No exploitable vulnerabilities or malicious logic exist in the software, either intentionally or unintentionally inserted;
3. Resilience (and Survivability): If compromised, damage to the software will be minimized, and it will recover quickly to an acceptable level of operating capacity;
An example of a software system vulnerability that has a fault tolerant solution is the buffer overflow. The buffer overflow is a technique that exploits functions that do not perform proper bounds checking. The Computer Security Technology Planning Study first publicly documented the technique in 1972. Static analysis software tools are able to assist developers to avoid this type of vulnerability by identifying array overflows and underflows, as well as when signed and unsigned data types are improperly used. Using this fault tolerant approach can allow a software system to exhibit the three secure software properties listed above.
[Editor's Note: This was originally posted on the Embedded Master]


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A mere five days after acting FCC chairwoman Mignon Clyburn sent the Sprint-SoftBank-Clearwire deal to the committee for a vote, Bloomberg reports that at least two of the three sitting commissioners have voted for the deal. The vote means not only that the FCC will allow Softbank to go forward with its acquisition of Sprint, but will also not stand in the way of Sprint buying up the remaining portion of Clearwire that it has been pursuing. Both deals have been beset by high-stakes gamesmanship from Dish, which alternately tried to merge with Sprint and buy Clearwire out from under the carrier. The moves forced SoftBank to improve its offer for Sprint and forced Sprint itself to raise its offer for Clearwire — ultimately knocking Dish out of the running for either company.
Assuming that Bloomberg's report is correct, we may finally have some closure in one of the craziest mobile corporate sagas in recent memory, with more twists than the failed AT&T-T-Mobile tie-up and more turns than even LightSquared's ill-fated attempt to break into the industry. The US Department of Justice, Committee on Foreign Investment, and Sprint's own shareholders have all given a thumbs-up on the deal — so with the FCC's approval it looks as though there may not be any more significant roadblocks to the buyout.


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2016 Municipal Budget
The Dingman Township Board of Supervisors will be preparing the 2016 municipal budget. Workshop meetings will be held on:
October 20th at 6:00 pm
October 27th at 7:00 pm
November 4th at 6:00 pm
November 17th at 6:00 pm
The workshops precede the regularly scheduled Board of Supervisors meetings. If the scheduled work is not completed before the start of the Board of Supervisors meeting, the budget workshop will resume at the conclusion of the Board of Supervisors meeting.
All interested parties are invited to attend.
The proposed budget will be publicly advertised (watch this website) for public comment before being adopted by the Board of Supervisors.


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SAN DIEGO (Border Report) — In the wake of Tropical Storm Hilary, several small communities in the state of Baja California, well south of the U.S.-Mexico border, have been declared disaster zones by the state government.
According to Baja Secretary of State Catalino Zavala Márquez, the rural towns of San Quintín and San Felipe sustained a lot of storm-related damage and are in need of federal funds to rebuild.
He said several major roadways and water infrastructure have to be repaired or replaced altogether after being mangled by strong winds and heavy flooding.
On Wednesday, Zavala Márquez designated these areas as disaster zones.
"This has to be done in order to receive money from the federal government so we can begin repairing the damage caused by Hilary, which hit these areas early Sunday morning," he said. "In terms of damage, this was worse than Tropical Storm Kay back in September 2022."
The state's electricity provider is still trying to restore service in many rural communities and to the state capital of Mexicali, Zavala Márquez said.
"There are still areas in Mexicali without electricity, but crews are trying to get service back up and running, they are getting help from the Mexican Army," he said.
When pressed by members of the media during a Wednesday news conference, Zavala Márquez admitted parts of the state became isolated when large amounts of water covered and washed away large sections of roadways.
"It's true, we lost connectivity via roadways and telephone lines in large portions of the state during the storm, but we're now well into the recovery phase," he said.


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Mexico's presidential campaign has come and gone without any major acts of election violence, but this could simply be a sign that criminal influence on the vote has gone underground.
On July 1, Mexico elected Enrique Peña Nieto to succeed Felipe Calderon when the presidency changes hands on December 1. In addition, voters replaced the members of both Congress chambers, and selected new governors in seven states. Despite fears of criminal violence marring the election day amid all this turnover, the process went smoothly, both on Sunday, and, for the most part, throughout the campaign.
There were some provocative acts of violence (see InSight Crime's map), but few could be clearly linked to organized crime and the elections. One of the few spectacular attacks in recent days -- a bomb attack on the Nuevo Laredo city hall, which injured seven -- occurred in a region where no elections were planned beyond the presidential race, so it's not clear that there was a political motive for the bombing. In another of the incidents making headlines, Marisol Mora, the mayor of a small town in Veracruz, was abducted from her home last week, and found dead in neighboring Oaxaca days later. She had worked on the campaign of government candidate Josefina Vazquez Mota, who finished in third place, but there is little to suggest that the attack was provoked by the election.
Prior to election day, the government issued a map highlighting the regions with the most serious threats of campaign violence (see right). They had also promised to mount military patrols in some of the more turbulent regions, to discourage electoral manipulation. Whether or not it was because of these measures, the reports of criminal groups exerting influence on 2012's elections have been tamer than any other in Mexico's recent history.
A handful of episodes over the past few years have fueled worries about attacks on the democratic process. In June 2010, weeks before an election for the governor's post in Tamaulipas, the leading candidate, Rodolfo Torre Cantu, was murdered in an incident most chalked up to one of the state's two main criminal groups, the Zetas and the Gulf Cartel. In November 2011, reports emerged from Michoacan that members of the Caballeros Templarios gang had worked to boost the turnout for Fausto Vallejo, bringing about the surprise result: despite opinion polls that consistently put him several points behind his rival (and the president's sister) Luisa Maria Calderon, Vallejo pulled off a narrow victory.
Why was this year's election spared these splashy attacks and examples of criminal manipulation? One explanation is, as InSight Crime noted in the aftermath of the Michoacan election, that presidential and congressional votes are less appealing targets for criminal groups than the gubernatorial contests that sparked the incidents mentioned above. Congressmen in Mexico are constitutionally limited to one term, so there are no influential political lions operating from the legislature, and they don't control police departments the way executive officials at every level do.
A presidential election, in turn, is simply out of reach for most criminal groups. With more than 40 million voters, the absolute margins of victory are so large even in closely fought elections that affecting the outcome is difficult. In addition, while he controls any number of agencies whose support would be a major asset for organizations like the Zetas, the president is far less accessible than a governor, which makes the victory of one candidate rather than another less important to the gangs. Furthermore, the level of media attention discourages deals with criminals; should emissaries of one presidential candidate sit down with a group of capos, there is a much greater risk of being caught.
Due to these factors, from the criminal's perspective, buying off the subordinates responsible for implementing security policy is a safer move than trying to influence the impact of a presidential contest through intimidation or bribes.
Another, less optimistic explanation for the electoral season calm is that politicians are less inclined to resist the advances of criminal groups, so there is little need for acts of intimidation. Conversely, the criminal groups may have developed a better idea of how to surreptitiously put their thumb on the electoral scale. Rather than shooting candidates or leaving audio recordings revealing politicians' deals with rival gangs, criminal influence is wielded where it is most effective: beyond the reach of the public eye.
While it doesn't result in public terror or acts of violence, such a scenario is far from good news for Mexico.


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Three Ways the Opening of Graceling Draws the Reader In
1. The story starts with movement.
In these dungeons the darkness was complete, but Katsa had a map in her mind. One that had so far proven correct, as Oll's maps tended to do. Katsa ran her hand along the cold walls and counted doors and passageways as she went...
The opening paragraph puts us in the middle of something interesting -- a heroine running through a dungeon. A few paragraphs later, she single handedly defeats 5 dungeon guards. Intriguing. I wanted to know more.
2. The opening establishes the main character as worth rooting for.
...Oll and Giddon, and most of the rest of the secret Council, had wanted her to kill [the dungeon guards]. But at the meeting to plan this mission, she'd argued that killing them would gain no time. . . .
She wouldn't kill, not if she didn't have to. A killing couldn't be undone, and she'd killed enough....
For a reader to invest several hours in a character, he has to be convinced that the character is worth rooting for. Given that our first impression of Katsa is fairly violent, it's not clear immediately whether she is likeable or sympathetic. Therefore, it was helpful for Cashore to establish early on that Katsa, though deadly, has principles and sticks to them.
3. There is a Sexy Mysterious Guy on page 12 -- ahem, I mean -- It ends with a mystery.
...She caught the fall of every leaf in the garden, the rustle of every branch. And so she was astonished when a man stepped out of the darkness and grabbed her from behind. He wrapped his arm around her chest and held a knife to her throat. He started to speak, but in an instant she had deadened his arm, wrenched the knife from his hand, and thrown the blade to the ground. She flung him forward, over her shoulder.
He landed on his feet.
We spent the first few pages watching Katsa beating multiple armed men senseless with her bare hands. Now someone manages to sneak up on superhuman Katsa without her knowing, and when she throws him, he lands on his feet? Who is this guy? The scene ends without revealing the mystery man's identity, an I keep reading to find out more.
In your story openings, do you give thought to drawing the reader in? What are your strategies?
15 comments:
I just recently read Fire. I haven't read Graceling, but want to very soon. You are right. Cashore does an amazing job of pulling the reader immediately into the story with characters you care about.ReplyDelete
- AnonymousJanuary 9, 2010 at 6:06 PM
I try to place a hook in the first sentence. If I can't do that, I'd better get one into the first paragraph. In media res, baby.ReplyDelete
All these wonderful reviews of YA books make me want to cheat on my 20th century literary giants. Just a little bit, mind. I'm sure they won't care (being dead, and all)...
Careful -- read too much YA and your attention span will be ruined for anything slower paced.ReplyDelete
I also try to put a hook in the first sentence - something to draw the reader in. It'll take some work until I do it this well however :)ReplyDelete
- AnonymousJanuary 10, 2010 at 6:02 AM
Hi there! It's @miss_rosie from Twitter here.ReplyDelete
This is interesting for me because I think you pretty much nailed all the reasons I was so hooked by Graceling's opening. At the time I was oblivious to the technical side of the writing because I was so caught up in the action.
I was talking to a writer friend on Twitter following us both reading your post, and he found that Graceling was much more of a slow burner - the opening scenes/chapters didn't immediately grab him and he almost didn't get through them. It's interesting that what works for some people doesn't push the right buttons for others. My friend liked Graceling overall, but the book caught him up a few chapters in.
I may have to go back and re-read it following your thoughts on it and the discussion I had on Twitter. It's definitely worthwhile to start looking at novels from a more analytical/writerly perspective, and it's very interesting too!
I'm looking forward to your future posts on Graceling. :)
driftingastray -- Hmm, I wonder if there's a gender difference here. Sexy Mysterious Man may not have the same pull on guys.ReplyDelete
- AnonymousJanuary 11, 2010 at 6:27 AM
Haha, that's a very good point! XD Yes, from a female perspective I can't quite imagine that scene having the same kind of punch WITHOUT Sexy Mysterious Man's entrance at the end. These three different ways are interpreted differently by male and female readers.ReplyDelete
I love writing tips and text analysis. Nice job and makes me want to read the book.ReplyDelete
Ohh, I'm so jealous you got to hear Cashore read. I really enjoyed Graceling and agree with your assessment of the book's opening. Also, the fact that Katsa is such an interesting female character drew me in, and now I kinda want to take self-defense lessons to be more like her. :)ReplyDelete
I love when I open the cover of a book and read and am pulled in. You know, I have no choice because the words are grabbing me and I must surrender...to read. Love it! Oh and the opposite? I am yawning and my attention is drawn to the to do list on the fridge.ReplyDelete
Haha, agreed on how reading too much YA is bad for patience. I enjoyed Graceling and your analysis of the intro.ReplyDelete
You should do a follow-up on the story's resolution. I was less satisfied with the mostly glib storyline wrap-up, but would be interested to see your take :)
Wallis, Both Fire and Graceling have an unconventional plot format, where the big climax comes about 3/4 of the way through and the rest kind of the book slowly resolves the emotional and character arcs. I liked it in Graceling, but not as much in Fire. I think this is because I liked the characters in Graceling more, so I was willing to hang out with them for longer. And I also didn't really like Leck's role in Fire, so I think that might have something to do with it. Hmm, perhaps I will post about this, I'll see...ReplyDelete
- AnonymousFebruary 23, 2010 at 3:08 AM
I haven't read Graceling or Fire and the only one available at my local library is Fire. Do I have to read Graceling b4 Fire or does it not really matter? btw, luv your 'book review'ReplyDelete
Anonymous -- Fire is pretty much a standalone book. You find out a little bit about Leck, who plays a big role in Graceling, but it won't ruin too much if you read it first.ReplyDelete
- AnonymousApril 29, 2011 at 8:12 PM
@ Anonymous - they're both stand alone stories so you don't have to read one before the other however, I recommend reading GRACELING before FIRE.ReplyDelete
Though well-deserving of all the praise that it received, the sheer depth and skilled character weaving of FIRE makes it glaringly apparent that GRACELING is a first novel by a new author and I found it disappointed my expectations when read second.


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Having written the book on retail sales, I am often asked what are the biggest mistakes retailers and their employees make.
Before I get to those, I want to make sure you understand that while everyone thinks increasing sales and attracting new business comes from marketing, that's only part of the solution.
Because your marketing really just gets them to the door, how you actually convert those new shoppers to buyers in your brick and mortar location is all that matters.
And that's where so many retailers fall down. Hard...
"They fall down on the experience a customer has in their retail store."
"They fall down on the experience a customer has in their retail store."
Marketing brings customers to the door. These five retail selling mistakes send them out empty-handed.
The employee hopes that their manager will perceive them as ready, willing, and able to help the next customer that passes through the door, while the employee really just wants to kill some time gabbing with his work friends.
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The employee tells their manager that customers do not want to be bothered until they are ready.
How would they know if the customer has not even been greeted?
On the contrary, most customers appreciate some direction and, once greeted, are more likely to engage with a salesperson later in their shopping.
If you don't have a selling process for your store, customers probably want to be left alone because the employee is just a body with no personality. Or your employees use the excuse, "I want to be left alone when I shop".
Leaving customers alone can be the losers limp leading you to think your store needs yet another sale or coupon. Nothing could be further from the truth.
Veteran salespeople as well as new ones make this mistake but veterans have the good sense to not let it become a habit. Judging a book by its cover can cost you.
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Re: Walmart Health: Just had a great dental visit this morning, which was preceded by helpful reminders from Epic, and…
From MGMA 10/24/11
If you saw Elvis, then you must in in Las Vegas. Dueling Elvises (Elvi?) were on hand to entertain the MGMA crowds on the opening day. Personally, I thought the younger Elvis was way hotter than the more senior and rotund version. Young Elvis gave me his card, saying, "If you ever need an Elvis, I can hook you up." Since HIMSS is heading to Vegas in February, I intend to keep his contact info, since one really doesn't know when you might need an Elvis
MGMA made a big push this year to get the crowds in the exhibit hall on the first day. There was very little competition in terms of educational speakers and the first 1,000 folks to enter the hall got "special" gifts. I must have been #1,001 because I got nada. The hall opened at 1:00 and free drinks and appetizers were on hand beginning at 3:00. Bribery apparently worked, as the traffic did appear heavier to me than in years past. Cirque du Soleil acrobats were also floating about, including this magician. They were fun and entertaining, even though I found the masks a bit creepy.
Plenty of magicians, money-grab booths, and massages were available to attract attendees into booths. My favorite entertainer was the chef at Zirmed, who was mixing up some bruschetta and juggling tomatoes, while also giving a spiel on Zirmed's "recipe for success." Now that's talent.
I also enjoyed the balloon maker at the IDS booth (that's an octopus above.) Creating balloon animals is also an enviable talent.
Sage is donating $5 to a cancer research organization for anyone who signs on their wall. And, Gateway is giving $5 to the Susan B. Komen for every card they swipe. Thank you Sage and Gateway.
Another good cause: United Healthcare has markers, crayons, stickers, and all those other fun things you enjoyed in kindergarten and is encouraging attendees to create cards for service men and women. I made a little Christmas card that I thought was quite cheery.
Today's shoe winner: these little alligator skin beauties worn by a doctor. Angela with CTG was a close second in her knee-high black patent leather boots (I'm sorry I didn't get a picture.)
I mentioned that Sunday afternoon the exhibitors didn't have much competition from the standard education sessions. However MGMA did offer 20 minute education sessions in the Healthcare Innovations Pavilion, which was set up at the far end of the exhibit hall. They appeared to be pretty well attended. I had intended to sit through a couple but by the time I found the Pavilion (did I mention it was at the far end of the hall?) I had already missed the sessions that most interested me.
I saw a good number of sponsors were displaying their "Power HIStalk" signs, including e-MDs, NextGen, Accusis, Culbert, and Gateway. If you see one of our signs (which are autographed by me, Mr. H, and Dr. Jayne), please join me in thanking the vendor for supporting HIStalk.
Speaking of sponsors, last year Mr. H bought me a monogramed lab coat to wear to our sponsors' luncheon at HIMSS. I am now kind of wishing he had gotten me this sparkly silver coat instead. It also came in gold, which I think would look lovely on my BFF, Dr. Jayne.
Every HIT vendor was pitching its Meaningful Use certified status. Even the transcription companies were touting how their offerings could help practices achieve Meaningful Use.
In terms of technology, the best new offering I checked out came from Patient Point. The company has a care coordination platform that integrates clinical data from health plans, pharmacy benefit managers, and PM and EMR systems. The data can be used to create customized care plans, coordinate care, identify gaps in care, and monitor quality measures. The company also offers a point of service kiosk and online portal. It may not be the stuff the average practice is quite ready for, but as more organizations move towards PCMHs and ACOs, I can see increased demand for many of the tools they are introducing. Good stuff.
The opening reception was well-attended, which is not unexpected when the drinks are free and the food is good. The food choices were diverse, from sushi to pasta to chocolate-covered strawberries.
My picks for Tuesday: Farzad Mostashari leads a session on Meaningful Use and at least one of the many sessions on transitioning to 5010 and ICD-10. I have multiple party choices for this evening (thanks for the many invites) so I'll be pacing myself (that's my plan anyway.)
And finally, lest anyone forget, Vegas is always a excellent place to observe great fashion. As you can see, a girl can never go wrong wearing garter stockings with short shorts.


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Our 47 year old female patient wanted to make her arms appear smaller and less "flabby". She did not want to excise any skin so she opted for a simpler procedure. She had liposuction with BodyTite to boths arms, which greatly reduced fat and tightened her skin. She is shown before and 1 month after treatment.
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Repent and Turn Ministries
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Street Witnessing 031006
Downtown Springfield, MO
SWAT TEAM Witnessing
March 10, 2006
I just want to say that I was not out with the team this Friday night. I went to Oklahoma City to visit family. However, Praise God for the faithful seed sowers that we have. I want to thank God for bringing people to us and convicting their hearts.
The faithful that came out to witness tonight were: David Lohn and his son, Nathanael. Michael Borich, J.J. Lindsay and Danika. Below are the reports I received from them.
Report from the Great News Network (GNN) Seed Sower, David Lohn:
We (Nathanael and I) met Michael and prayed at the square around 8 PM. Nathanael and I purposed to hand out 50 of the Giant $100 Bill gospel tracts. The first group we talked to was 4 teenagers who were willing to talk and go through the good person test. Mike was the yound man's name. We sowed some good seed, and they thanked us.
We then proceeded to walk and hand out tracks for the better part of the rest of the evening. We were running out of time and found a group of I would say about 20-25 kids gathered on the square. They received the tracks enthusiastically, but could not develop personal conversations with anyone. We ended the evening at the Mudhouse (coffee house).
Report from Michael Borich: (soon to be GNN Seed Sower):
Just a few brief notes about seed sowing this evening: Wow, what a beautiful, warm evening --- about 60 degrees when I got downtown at 8 pm. I talked to JJ earlier and he was going to arrive with Danika about 8:30, so I started playing my harmonica by the fountain and drew a few stray cats -- haha. Actually just some passing interest. David and his son Nathaniel arrived, we prayed, then they went off to loop around the downtown while I waited for Danika and JJ.
I watched David & son begin passing out big money to a group of teenagers -- they can probably fill you in. While I was waiting (and playing Amazing Grace), two young men stopped to listen. Then they offered me a silver 10-Commandment coin! They were two of a group of six from the AGTS seminary. Nice guys -- sorry, I have forgotten their names and didn't write them down. They said they come about once a month, usually on art walk, but they brought several other students down that evening.
While we were talking, another gentleman walked up to the three of us -- his name was Mike, 40ish. Very friendly. He asked if any of us needed prayer. He said he and his wife were downtown ministering -- almost every Friday night for six years, he said. I asked if he had met Brad St. Clair, but he had not recalled doing so. I told him we would probably be bumping into him more often if he was out every Friday. He had some interesting stories to share about witnessing to Wiccans and witches in the downtown area. We also prayed; he bound spiritual powers over the downtown area -- a real prayer warrior.
David and Nathaniel returned (about 8:45 now); JJ and Danika telephoned him, and as there seemed to be more soul winners than lost souls downtown, I decided to head out to Battlefield Mall to catch people leaving before it closed.
As I was walking to my car, I passed out a half-dozen Ten Commandment pressed pennies
in front of the tatoo parlor, but then met two young men, Tim (OTC) and Denny (Central H.S.), who took a Ten Commandment silver coin each. We went through the good person test, and when we got to heaven or hell, they both said heaven, on the evidence that they were both saved, though when questioned, neither had a clear idea of how to explain what that meant to someone else, or how one got saved other than in trusting in Jesus for salvation. They said they both attended Central Assembly, but not so often, and both had Bibles but didn't really read them.
So I gave them some basic instruction, encouraged them, gave them a couple more coins and told them to go share their faith and testimony with someone tonight if they were going to hang out longer. I felt they needed to be challenged to take their faith more seriously if they felt they were truly saved. As I left I felt they both understood the consequences of breaking God's moral law and need for repentance much better.
And almost immediately two young girls I had met last week -- Melissa and Myka -- students at Glendale said to me -- "The penny man." I had given them pressed pennies last week (they were with a larger group) and had played a song for them. Tonight I gave them each a silver coin and a million dollar bill gospel tract. They were on their way to the Magic Bean and didn't have time to talk, but said they would probably see me again next week as they cruise the square and downtown most weekends. I will have something new to give them, for sure.
By the time I got to my car (after 9) I realized by the time I reached the mall it would be mostly deserted. So, I called it an early evening.
Please pray for the people that were witnessed to tonight.
In Christ,
Brad St. Clair
Copyright 2021. Repent and Turn Ministries. All rights reserved.


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Jokic suspended 1 game by NBA, Morris and Butler fined
Nov 9, 2021, 12:19 AM | Updated: 9:58 pm
(AP Photo/David Zalubowski)
MIAMI (AP) — After Denver's Nikola Jokic and Miami's Markieff Morris hit one another, the NBA hit back.
And the reigning MVP took the worst of that.
Jokic has been suspended one game for shoving Morris in the back, the league announced Tuesday night. That means Jokic won't play on Wednesday when the Nuggets host Indiana.
Morris won't be playing on Wednesday, either: The Heat said he has a neck injury, diagnosed as whiplash, and has been ruled out from Miami's matchup at the Los Angeles Lakers.
Morris was fined $50,000 for his role in the mess, and Heat forward Jimmy Butler drew a $30,000 fine "for attempting to escalate the altercation and failing to comply with an NBA Security interview as part of the review process pertaining to an on-court matter," the league said.
The NBA's decision was the last salvo in a wild day following Monday night's scuffle in Denver, one that prompted the brothers of the two players who had the starring roles in the dustup to take their anger to Twitter.
"It's a situation that I think we'll all learn from, not allowing emotions to get the best of us," Nuggets coach Michael Malone said Tuesday, a few hours before the decision by NBA President of League Operations Byron Spruell was announced.
Emotions were clearly not under control Monday night.
It all started late in the Denver-Miami game, shortly after the Heat ire was raised when no call was made after they thought Jokic fouled Bam Adebayo. Morris stopped play a few seconds later by intentionally crashing into Jokic from the side, a foul that referees called flagrant.
Jokic then blindsided Morris with a hard shove from behind. Heat players were livid at what they perceived to be a cheap shot from Jokic, and so was Marcus Morris — Markieff Morris' twin and fellow NBA player.
"A stupid play," Jokic conceded. "I feel bad."
It all adds up to an ugly mess for the NBA, which surely wasn't thrilled by either foul or any of the shenanigans that followed, including a scene captured in a photo from the Denver Post that showed Heat players lined up outside their locker room postgame, not far from the Denver locker room. The newspaper reported that Butler "yelled down the hallway, telling Nuggets players they know where Miami's bus was parked."
And then it became a family affair.
"Waited till bro turned his back smh. NOTED," Marcus Morris tweeted.
Jokic has two older brothers, Strahinja and Nemanja Jokic. They got attention during last season's playoffs when matters between Jokic and Phoenix's Devin Booker got heated; Jokic wound up getting ejected and his brothers had to be held back in the stands.
They joined Twitter on Tuesday, and their first tweet was directed at Marcus Morris.
"You should leave this the way it is instead of publicly threatening our brother!Your brother made a dirty play first . If you want to make a step further be sure we will be waiting for you !! Jokic Brothers," they tweeted.
The tweet went viral right away, and a few hours later Marcus Morris returned to Twitter — apparently after getting a talking-to from his mother, Angel Morris.
"Momma said don't talk on social media no more! Well There you have it. I love you momma," Marcus Morris wrote.
That vow of Twitter silence lasted all of 47 minutes.
Marcus Morris, responding to a tweet from former NFL standout and current television commentator Shannon Sharpe defending Jokic, quickly returned to social media and told Sharpe to "shut … up."
Predictably, each side saw dirtiness in the play through its own prism.
"That was a very dangerous, dirty play," Heat coach Erik Spoelstra said of Jokic's hit.
"Dirty foul," was Malone's assessment of Markieff Morris' play.
Denver visits Miami on Nov. 29. The Nuggets don't face the Clippers, Marcus Morris' team, again until Dec. 26.
More AP NBA: https://apnews.com/hub/NBA and https://twitter.com/AP_Sports
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