text:
Mining & Community Research is a nonprofit organisation that aims at using scientific research methodology for strategies towards sustainable development in communities affected by extraction of natural resources. It also aims at advocating recognition of marginalized and impoverished local people in areas where extraction of natural resources occurs.
We pride ourselves with:
We are here to:
To become a center of excellence for sustainable community development in areas where extraction of natural resources occurs. It is also our vision to bring hope to many marginalized and impoverished local people in communities affected by extraction of natural resources.
Kenneth J. Bansah is currently a PhD Candidate and Graduate Research Assistant at
University of Science and Technology, Rolla, Missouri (MS&T). In August 2014, he was
appointed by the Mining and Nuclear Engineering Department of MS&T as Teaching Fellow,
served one-academic year at the Saudi Mining Polytechnic in Saudi Arabia, teaching and
training young Saudi citizens in mining principles, technology, and health and safety.
holds a Master of Philosophy (MPhil) Degree in Mining Engineering from the University of
Mines and Technology (UMaT), Ghana and B.Sc. (First Class) in Mining Engineering from
Kwame Nkrumah University of Science and Technology, Ghana. He completed a course in
Disasters and Ecosystems, organized by the United Nations and Cologne University of
Science in 2015. Kenneth was a Visiting Scholar (in 2008) at the Department of
Engineering, Montana Tech, Butte, USA. He joined the University of Mines and Technology
as a
Teaching Faculty in 2006 and was promoted to a Lecturer and Training Officer in Mining
Kenneth has over ten years of experience in teaching mining, petroleum,
geomatic, mechanical, electrical and geological engineering students in introduction
mining, mine machinery, alluvial and ocean mining, drilling and blasting,
statistics, technical communication and report writing, operations research, and
and regulations. Kenneth also has 6 years of experience in educating and training
operators (with no formal education) in principles of mining engineering, mining
surface mining operations and occupational health and hygiene for the mining
was also part of a select team of instructors responsible for teaching mine
foremen, shift bosses, captains etc) from Goldfields Ghana Limited, Ghana Manganese
Newmont Ghana Gold and Chirano Gold in mining concepts and drilling and blasting. He
coordinated short courses in safety and environmental management from 2007 to 2013.
supervised over 20 undergraduate project works, and assessed two M.S. theses. He was
academic tutor to over 30 students and served as a member/secretary on several
faculty and academic board committees in the university. Key among these committees
a Vice Chancellor's committee to develop a World Bank proposal for establishing a
Excellence in Waste Management in Africa, academic board committee to develop a
structure/curriculum for establishing environmental and safety engineering program
and a
departmental committee to review the B.Sc. in Mining Engineering course structure.
Kenneth has significant industry experience as a Mining Engineer at Taysec
Ltd., Mining Engineer at AngloGold Ashanti, and Graduate Researcher at Goldfields
He led both local and international students and investors to several large and
mining companies in Ghana. Since July 2010, Kenneth has been the Director and Chief
Consultant of Safety & Environmental Research Consultancy Limited, a company
under the Companies Act, 1963 (Act 179) of Ghana, to render consulting services in
environmental and safety issues. He has executed over 20 consulting services to
related industries, and has written over 15 technical reports. Kenneth was also a
Tutor at the Centre for Continuing Education of the University of Cape Coast, Ghana
2010 to 2013, and holds Certificates of Proficiency in Safety and Environmental
from the University of Mines and Technology. His current research interests include
environmental and engineering applications of geophysics, occupational health and
small-scale mining, safety and environmental management. The results of his research
over 20 refereed journal and conference publications.
He is a member of the Society for
Mining, Metallurgy and Exploration Inc. (SME), Canadian Institute of Mining,
Petroleum (CIM) and National Society of Black Engineers (NSBE).
Georgette Barnes Sakyi-Addo has consistently founded and managed startups and
small and medium business entities in the mining sector, and sought to give of
herself and make an impact on others in the mining community.
When asked at her first job interview in 1993 by the CEO of International Gold
Resources (IGR) in Accra, why she should be hired as Administration
Assistant in an exploration firm when she had no prior experience, she
replied: "I'll never get any experience unless someone first tries me." IGR
her. She went on to represent the company and established IGR office in
Burkina Faso, She travelled all over West Africa to assist with Concessions
Acquisition and also actively giving other young job seekers a chance.
She was subsequently the first hire at Resource Services Group (RSG) where
she established its new offices as head of administration. But she went
beyond duty and took interest in the core business, and for the following 10
years she worked with the Team on projects throughout West Africa that have
culminated in the collection of geological data of the sub-region that has
become an important exploration resource in the public domain today.
In 2004, She became Founding Managing Director of Corstor Ghana Limited,
a mining supplies firm headquartered in Johannesburg. Under Georgette's
direction and leadership, the mine support business caught the attention of an
Industry Giant which acquired the Corstor group including it's Ghana branch.
She also represented Westernex in Ghana and the West Africa sub region as
non-executive director.
She has also established her own locally-owned drilling supplies company,
Georgette Barnes Ltd, representing known sector brands such as Australian
Mud Company, Breithaupt, RIDGID and Westernex.
To top it all, she is sharing her knowledge and experience by establishing
Women in Mining Ghana and volunteering as co-ordinator. Georgette is also a
volunteer and Founder of Accra Mining Network (AMN) dedicated to people
working in all aspects of the mining industry in Ghana to "meet, learn & earn".
AMN currently has an on-line presence of over 500 people.
She studied for a BA in French and Linguistics, and a Graduate Diploma in
Communications at the University of Ghana. Yet, Georgette continues to
learn. In 2005 she earned a diploma in Accounting/Finance; and in 2015,
received a Certificate in Mining Law & Policy(University of Ghana) and
another for Proficiency in Principles of Mining Engineering and Surface Mining
Operations from UMaT. Georgette has been named as one of the 100 Global
Inspirational Women In Mining.
Nelson K. Dumakor-Dupey is currently, a Teaching and Research Assistant and a Master of
Philosophy (MPhil) Student at the University of Mines and Technology (UMaT), Tarkwa, Ghana.
He is also enrolled in the Master of Philosophy (MPhil) programme in mining engineering at
UMaT. Nelson is a versatile and dynamic young researcher with significant industry
experience from Gold Fields Ghana Limited, Tarkwa Mine and Damang Mine, Chirano Gold Mine
Limited, and Prime Stone Quarries Limited as Mining Engineer.
Over the past two years,
Nelson has made extensive visits to artisanal and small-scale mining (ASM) sites,
interacting with grassroots and stakeholders with the aim of helping to improve the ASM
sector in Ghana. He holds BSc in Mining Engineering from University of Mines and Technology.
He has coordinated short courses in Principles of Mining Engineering, Surface Mining
Operation, Surface Mining and Blasting Technology, and Occupational and Hygiene.
In 2012, he
undertook training in introduction to investment at the Ghana Stock Exchange, to boost
knowledge in financial management. He has attended and presented at various conferences
including the maiden edition of Falling Walls Lab 2016 in Ghana. His research interests
include Modelling and Simulation of Mining Systems, Artisanal and Small-Scale Mining,
Sustainable Mining and Mine Reclamation. He has seven peer reviewed journal and
publications to his credit.
He is a member of Australasian Institute of Mining and
Metallurgy (AusIMM) and a District Representative of Accra Mining Network (AMN).
An MPhil Mining Engineering student at the University of Mines and Technology.
She holds a BSc (First Class) in Mining Engineering from the University of Mines
and Technology.
She has worked with AngloGold Ashanti, Obuasi Mine, an Underground
Mine in Ghana as a Mine Planning Engineer. She has also worked with African Mining
Services (Adamus Resources), an Open Pit mine in Ghana.
Her research interests include
underground design and planning, artisanal and small scale mining, surface mine planning
and design. She is currently a member of AMRS.


text: Jeffrey Reiman is the William Fraser McDowell Professor of Philosophy. He was born in Brooklyn, New York, in 1942. After receiving his PhD, he joined the American University faculty in 1970, in the Center for the Administration of Justice (now called the Department of Justice, Law and Society of the School of Public Affairs). After several years of holding a joint appointment in the Justice program and the Department of Philosophy and Religion, Dr. Reiman joined the Department of Philosophy and Religion full-time in 1988, becoming Director of the Master's Program in Philosophy and Social Policy. He was named William Fraser McDowell Professor of Philosophy in 1990. He is a member of the Phi Beta Kappa and Phi Kappa Phi honor societies, and past president of the American University Phi Beta Kappa chapter. Professor Reiman has authored seven books, and more than a hundred articles in journals and anthologies.

subset: commoncrawl


text:
Hinrich, the son of a feudal German landowner, falls in love with the beautiful daughter of one of his father's serfs despite opposition from both families. But when he actually offers marriage to her, this is going too far. The return of his brother Detlev, with an unscrupulous aristocratic bride of his own and a rival claim to their father's estates, proves to be the trigger for tragedy.
File Name : Zur Chronik von Grieshuus 1923 720p.mkv
File Size : 4158.14 MB
Resolution : 960×720
Duration : 01:37:41
Video : AVC (AVC), 5 700 Kbps, 25.000 fps
Audio : AC-3 (AC3), 320 Kbps (CBR), 48.0 KHz, 2 channels, 1 stream
Quality: HDTVRip
Language: German intertitles
Subs: English (srt)
Genre: Drama


text:
This is... Absolutely exquisite =-)
Date: 7/19/2008 Views: 28841 Favorites: 83 Comments: 7
Artist Challenge #3: Were-turtle! Why? Your shoulder blades get sucked inside your ribcage (ouch!), and say goodbye to any hair you had... [although to be honest, I think turning into a human would be the most unfortunate were-creature...]
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This is... Absolutely exquisite =-)
Oh, wow! This an outstanding and rather imaginative turtle TF! Don't see too many that pull off the anthro look this well.
Transfur needs more scalies.
Slow very slow girl
awsome i wouldnt mind that
Where's the shell? She could almost be a armadillo. o.O
kohaku939: those spikes poking out of her sides are the ribs of the shell (...but an armadillo sounds cool too...)


text:
Recently the New York Times ran a story on the top-secret nuclear bomb shelter built for President Kennedy near his Palm Beach home. These days, it's a tourist attraction.
We could have had something similar, right here in Westport.
Instead we turned our Nike Site into a school.
At the height of the Cold War, the U.S. government developed a defense system. Nikes were line-of-sight anti-aircraft missiles that would destroy incoming bombers.
In the 1950s Bridgeport — an important manufacturing city, with military production places like General Dynamics, Remington and Sikorsky — was presumed to be high on the Russians' target list. Nike missiles would defend it.
They had to be launched from a high elevation, not far from the city. Westport seemed a perfect spot.
The town was rattled. RTM member Ralph Sheffer was appointed chairman of the Nike Site Committee.
Meanwhile, Ralph recalled in a Westport Historical Society oral history, the Army sent in "their best PR people — handsome young captains" to calm things down.
Ralph visited Nike sites around the country. He even called a former classmate — President Eisenhower's press secretary — to ask for help. He offered to set up a meeting with Ike.
"I decided it would be too presumptuous," Ralph said.
The missiles were placed in silos on North Avenue. They were to be set off from another point in Westport — one with direct sighting to the Nikes. The tower had to be built on a higher elevation: the Sheffer family's 32-acre property on Cross Highway, from Bayberry to Sturges Highway.
Ralph's father-in-law — "a loyal American citizen" — donated the property to the Army for $1. He stipulated that if the Nike site was no longer used, it would revert to the town.
The Army built barracks on Bayberry Lane. Ralph said he spent mornings "throwing beer cans back onto Army property." Other military personnel — those with families — lived on Wassell Lane.
Westport writer Max Shulman wrote about the Nike Site — the town's reaction, and how it dealt with frisky GIs — in Rally 'Round the Flag, Boys!
In 1958, the book became a movie. Paul Newman played the Ralph Sheffer character; Joanne Woodward was Ralph's wife Betty. The film introduced the Newmans to Westport. They soon moved here — and never left.
"Of course," Ralph said in his oral history, "by the time the Nike site was built and in place, it was outdated by new technology."
In 1960, control was transferred from the U.S. Army to the National Guard. Westport's Nike Site closed 3 years later.
The Bayberry Lane barracks became Westport/Weston Health District headquarters. The control tower was turned into the Rolnick Observatory.
The North Avenue site has a more intriguing history.
For a decade, it lay abandoned. Area children — including, ahem, me — have vivid memories of cavorting on the property. The silos were open — well, we found a way to open them — and believe me, nothing beats the Cold War memory of clambering inside a missile silo.
In 1973 the Department of Health, Education and Welfare — which apparently had taken control — transferred the North Avenue land to the town.
According to the Norwalk Hour of October 1 that year, a ceremony was held. Paul Newman called it "a great day for Westport." The Staples band played a couple of tunes, including — inexplicably — "On Wisconsin" and Chicago's "25 or 6 to 4."
First Selectman John Kemish said, "The land once needed for war will now be dedicated to the pursuit of peace. The property will now be redeveloped by our Board of Education as a facility for our children."
Well — not quite.
Though envisioned as a possible location for the Town School Office, a curriculum center, a maintenance garage and/or a repair area for Staples' automotive classes, it languished.
In 1977-78, industrial arts teacher Ed Ljostad created a "Woodshop to Nike" class. Eleven junior and senior boys began a planned 5-year renovation project there.
Their goal was to build bedrooms, bathrooms, a kitchen, storage space, dorm rooms and a dining hall — a living environment that any Staples group could use.
They began removing walls, radiators, pipes and debris; the next step was plumbing and electrical work, a septic system, new windows and doors.
Project Adventure — a one-quarter gym option — installed a ropes course, high wire and 30-foot balance beam, to develop group cooperation.
But both projects petered out. Generations of Stapleites recall the Nike Site as an abandoned, overgrown, unpatrolled area — the ideal spot for drinking, drugs and sex. ("Hey, wanna see my silo?")
You wouldn't know any of that today. The missiles are gone; so is any trace of the military.
Instead of Cold War civil preparedness — or teenage wasteland — the North Avenue Nike Site is pristine.
Few — if any — of the people there today know the history behind the property.
The property that today is Bedford Middle School.


text:
Of all the car insurance tips out there, the ones that most drivers really want to know are those that can help them save money on their policy. The good news is that, while you must own car insurance in order to legally drive on the nation's roadways, there is a multitude of options that can make it easier to afford this mandatory coverage.
It's more than just about getting discounts from your insurance provider, although these can really help you put a dent in those premiums each month. There are a number of sensible solutions you will want to investigate further so you can lower your costs for maintaining a policy. But before you do anything, read your policy in full. Chances are you haven't lately or at all, however, it could reveal a lot about the current bloat or unnecessary features you may be carrying (and paying for each time you renew your coverage).
So, give your policy a thorough examination, look for areas where you may be holding limits and benefits that are higher than need be based on your driving habits. You might also want to drop certain features on your policy such as roadside assistance and rental car coverage. These are perks that you can enjoy elsewhere, instead of paying more to enjoy them as part of your insurance policy.
Now that you know what is in your policy and what isn't, you can make some changes in your driving habits to help make it easier to insure your car. There are actually seven very effective ways to reduce the costs of auto insurance and the more of these options that you implement when purchasing your coverage, the better off you will be in trying to keep more money in your pocket.
You don't need to be purchasing a new policy in order to shop around for the best rate. In fact, it's recommended that policyholders do this each year to see if they can find another insurer or perhaps even their current provider who will offer them a lower cost for coverage.
Some comparison shopping can be very revealing in that you may very well discover that two different companies are going to quote you two different prices to insure the same automobile. Your rates are based upon a wide variety of factors related to your driving record, your personal habits, your place of residence, your age, and other criteria. Every year, these things can change which can work in your favor when it comes to paying your premiums.
If anything has changed in your life or your driving habits, you should always contact your insurer and the agents at some of their competitors and see who is willing to give you the lowest rate on your insurance policy.
As mentioned above, the cleaner your driving record, the less you will be forced to pay in insurance costs. Drivers with excellent records that have no accidents, speeding tickets, or other moving violations can expect to pay less because they have proven themselves to be less of a risk to an insurance company. You could end up paying up to 5% less each year.
If you do have any of these things on your record, many of them are purged after a specific amount of time and you could be eligible to get lower rates because your record has improved.
Insurance companies are willing to lower your premium costs if you are willing to take on a higher deductible if and when you need to file a claim. Simply put, the insurer is asking you to pay more out of pocket before your coverage kicks in and you start to receive your benefits. Anything that reduces the amount of risk involved for the insurance company is going to motivate them to lower your costs.
With a higher deductible, you may have to spend upwards of around $1,000 ahead of your insurer kicking in what is expected of them as per your policy. Many drivers are ready to take a gamble with a higher deductible because they don't expect to get into an accident any time soon and if and when they do, they are prepared to pay more at the time of the accident than each month or every six months when the next premium payment is due.
Your driving habits play a big role in your insurance premium. If you are driving it less, then you are reducing the risk of getting in an accident. Insurers like that and they are ready to show their appreciation by reducing your rates. A low-mileage discount is one of the more popular insurer discounts that are available from most insurance companies.
Even if you end up driving less miles per year than what you declared when you first bought your policy, you could contact your insurance company and let them know.
You could go for that fast and flashy two-seater or a more sensible four door alternative. Each of these cars can have an impact on your insurance rates. So when you are walking around the new car lot, don't choose the vehicle you want based solely on how you will look on the road, consider how it will impact your insurance rates.
Ask your salesman what features the car you like might offer that can help lower your rates and ask to see a model that might be easier to insure. Things like anti-lock brakes, air bags, and automatic seat belts can all work in your favor.
While you're looking for safety features that will make it cheaper to insure the vehicle, you should also explore what anti-theft options are available on the vehicle. Anything that keeps the car from being broken into or stolen outright reduces your level of risk and that makes it easier for your insurer to charge you less each month.
Speaking of monthly payments, another good way to lower your auto insurance costs is not to pay on a monthly basis. Many insurers offer their customers a discount if they pay their premiums in full each billing cycle. Monthly payments may be easier for most policyholders but it can be easier on your wallet if you pay in full over six months or a year at a time.
The insurance companies prefer when you pay in full because they know your policy is valid and will continue to be if and when they have to pay out on a claim.


text:
The Living Way of the Cross
As we came close to the end of the season of Lent, many of our Residents took it to heart to be in "The Living Way of the Cross". Although this was not just another play for most of the Residents because this was about the Passion of Christ! There were 14 Residents who were in the Living Stations along with 5 Employees who did such things as narrate, one of the guards, the Blessed Mother along with lights and costumes and director. A Couple of volunteers helped with the music and props and one of our Associates was another Narrator.
After going over and over the text and how to portray people such as Pontius Pilate and the guards, the Residents worked very hard at "perfecting their parts". They did that by choosing their costumes, reading over the text, reading scriptures and praying about their parts. The Resident, Thomas, who played the part of Jesus, prayed with his wife every day during the rehearsals so that he would do as Jesus would do.
The script was very beautiful and brought tears to many eyes. This was an opportunity for our Residents to share their faith with other Residents and those who attended the "Living Way of the Cross" and was a good preparation for Easter.


text:
Every percussionist I know who has been to the central
'Djemaa el-Fna'
square in Marrakech comes back highly inspired by the grooves and
drumming that is sounding out virtually 24 hours a day. The smoke
from the outdoor food stalls and the sound of distant drumming getting
nearer as you approach the lantern lit square at dusk is worth the trip
over there in its own right.
The grooves are very ambiguous and
difficult to pin down if you don't know where the beat is and so you can
sit for hours on one of the balconies around the square hearing
different divisions, placements and groupings. The basis of the
traditional 6/8 you hear with the Bendir based groups are based on the
simple fundamental rhythmic root below. This would often be heard on the
traditional Bendir drum, a frame drum aprox 14" with an internal gut
snare. Nowadays a lot of players use plastic heads and very highly
tuned drums. With this type of instrument you can really hear the
deep African roots and at times a group of Bendir players can sound like
Djembe masters from the Ivory Coast.
Basic traditional Moroccan 6/8
(Music examples are clickable to enlarge).
This would then be felt a little more like this.
The groove feels more like this
Bendir and Tarija
The groove has a couple of pivotal points which are
played on small cylindrical drums called 'Tarija'. These are
small drums similar to very tiny darabukas, longer than they are wide.
Sometimes there is a larger one (called 'Gwel') which the performer will
place over his shoulder and strike with one hand. Usually the
smaller ones are held with one hand and struck with the other. They are
usually made of clay with a thin animal hide skin. The sound is a
sharp mid tone open note. Ideally these drums should have two
parts played by two players. The parts are below.
Tarija part one
Tarija part two
Sometimes the part needs to be played by one person
and in that case both would be played on one drum with the top parts
being more of a slap/muted tone and the second part playing the open
tones. It would be like this.
Tareja parts combined
With this in mind, check out these videos recorded in
the square in 2006.
Morocco Grooves, Part 1 (Video)
Morocco Grooves, Part 2 (Video)
Morocco Grooves, Part 3 (Video)
The first thing one notices is how difficult it is to
identify for sure where the 'one' is. The first and most common
mistake is to hear the pulse incorrectly. For example, you could
hear the fundamental rhythmic root in 3/4 instead of 6/8, as below.
jPulse ambiguity one
Or like this.
Pulse ambiguity two
One stage worse than this is to then hear the bass
root of the rhythm in the wrong place as below. This is fundamental
rhythmic root but heard backwards.
Pulse and place ambiguity,
with the bass drum heard on the beat
This would then make the general feel of the rhythm
like this, as below.
Pulse and place ambiguity
with the bass drum heard on the beat
Then the two Tarija parts with be heard as below.
Pulse and place ambiguity,
with the tarija parts heard on the beat
There is no great crime in hearing the grooves in all
these manifestations and more. It is actually a very 'trancey'
experience and I certainly filled a whole notebook with rhythmic ideas
whilst absorbing the atmosphere.
Chilling with the groove in the square!
There are also a couple of other combinations you hear
in Marrakech. Similar grooves are played which include standard
Darabouka and 'Marrakech tambourine' which is played loosely in the
style of Arabic Req.
You also get the groups of Gnawa drummers with their
bass drums and metal castanets, equally entrancing.
Gnawa in the square!
Morocco Grooves, Part 4 (video)
metal castanets (Qkraka) in Marrakech (Video)


text:
Technorati Tags: contactless, nfc, payments
This strategy, which appears to be to begin rolling out dual-interface cards next year, shows how rapidly the contactless meme is spreading. It could be that for most issuers, it's cheaper and easier to just migrate chip & PIN to dual-interface as they are replaced naturally rather than to segment and issue in specific geographies where terminals are being installed. But as Tim Jones mentioned in his podcast, in retrospect geography didn't work for Mondex and VisaCash, so it's better to go for branded ubiquity (eg, all NCP car parks) than focus too tightly on specific areas. And don't forget, it may take a while to upgrade a million POS terminals to contactless across the UK — years, in fact — but how long will it be before there are a million NFC phones (ie, personal POS terminals capable of accepting contactless payments) in the UK? With the MasterCard pilot already underway in Edinburgh, it looks as if a contactless UK is on the way.
My opinions are my own (I think) and are presented solely in my capacity as an interested member of the general public. [posted with ecto]


text:
The dream of the "Food Movement" is for all meat to be humanely raised and locally sourced so we can all be "conscientious carnivores."
In The American Scholar, James McWilliams looks at a dilemma the Food Movement is facing: Can animals be raised humanely if the end goal is not for animals to live a full life, but to be butchered for human consumption?
Research shows that veganism, which obviates the inherent waste involved in growing the grains used to fatten animals for food in conventional systems, is seven times more energy efficient than eating meat and, if embraced globally, could reduce greenhouse gas emissions from conventional agriculture by 94 percent. Any pretext to explore meat eating's moral underpinnings—and possibly land upon an excuse for pursuing a plant-based diet as a viable goal—would be consistent with the movement's anticorporate, ecologically driven mission.
But with rare exception, those in the big, lumpy tent have thrown down a red carpet for "ethical butchers" while generally dismissing animal rights advocates as smug ascetics (which they can be) and crazed activists (ditto) who are driven more by sappy sentiment than rock-ribbed reason. It's an easy move to make. But the problem with this dismissal—and the overall refusal to address the ethics of killing animals for food—is that it potentially anchors the Food Movement's admirable goals in the shifting sands of an unresolved hypocrisy. Let's call it the "omnivore's contradiction."
Conscientious carnivores will argue that we can justify eating animals because humans evolved to do so (the shape of our teeth proves it); that if we did not eat happy farm animals, they'd never have been born to become happy in the first place; that all is fine if an animal lives well and is "killed with respect"; that we need to recycle animals through the agricultural system to keep the soil healthy; that animals eat animals; and that in nature, it's the survival of species and not of individuals that matters most. These arguments create room for a productive conversation. But none of them carry real weight until the Food Movement resolves the contradiction raised by Bob Comis: How do you ethically justify both respecting and killing a sentient animal?
Photo: Jeffrey


text: OPEN BxRx, Host Rhina Valentin learns the important details behind filing taxes amid the pandemic along with the Food Bank for NYC free tax assistance program. After that, she is joined by Gallery Gurls, Founder, Jasmin Hernandez to discuss her new book We Are Here: Visionaries of Color Transforming the Art World. Then, she sits down with Visual Artist Aleathia Brown to discuss the inspiration behind her solo exhibition She-Story Celebrating a Visual Journey. Bobby C gives the latest in sports. Lastly, she finds out about Dance Rising NYC upcoming Video Tour Still Rising followed by a performance Full Circle Souljahs. ____ For more information on BronxNet visit us at- https://bronxnet.org/ Follow us on Facebook at- https://www.facebook.com/BronxNetTV Follow us on Twitter at- https://twitter.com/BronxnetTV Follow us on Instagram at- https://www.instagram.com/bronxnettv Follow us on LinkedIn at- https://www.linkedin.com/company/bronxnet-community-television


text:
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DecisionHealth serves the business and regulatory needs of healthcare practitioners, providers and their administrative staff nationwide.
Our information services cover challenges as wide ranging as Medicare coding and reimbursement, benchmarks, payment and billing practices, compliance with health care fraud and abuse, hospital accreditation, and HIPAA privacy laws. At DecisionHealth.com, you will find solutions that support and enhance your revenue flow including:
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Our goal at DecisionHealth is to help you do your jobs in a more accurate and efficient manner. We are not affiliated with any special interest groups, nor owned by any entity with a conflicting stake in the healthcare industry—we only work for you! Since 1986, we've been independently watching out for the financial health of healthcare providers, and we'll continue to be there for you and your peers for the next 25 years. We look forward to supporting your ongoing business and agency needs. If you have any questions about your order or need more details, please contact Customer Service at:
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text:
Guest Post by Joe Hoft
Biased polls reporting Democratic Presidential Candidate Hillary Clinton beating Republican Candidate Donald Trump are not dependable.
Remember that!
Thanks to social media there is more and more evidence – that you can see for yourself – that shows the polls are way off.
No one likes or trusts Hillary and it shows with paltry showings at her campaign events.
Trump on the other hand is getting huge crowds at his campaign events.
Another great example occurred this week in Kissimmee, Florida.
On Monday night Hillary held a campaign event in Kissimmee which was attended by only about 150 people.
And HALF of the attendees were her MEDIA SUPPORTERS!
One of the Hillary attendees was the Muslim father of the terrorist Orlando shooter who killed 49 people and injured many more.
When you can only get 150 at an event – you shove the terrorist daddy behind the stage!
Trump held a campaign event at the Silver Spurs Arena in Kissimmee, Florida, on Thursday and sold out the arena.
Trump is also destroying Clinton on social media. There is no way Hillary is beating Trump – No way!
"@elsolarverde: THE CORRUPT MEDIA CREATS CONTROVERSY AGAINST @realDonaldTrump TO AVOID ISSUES ABOUT HillaryClinton pic.twitter.com/RW5UcWLfA8"
— Donald J. Trump (@realDonaldTrump) August 12, 2016


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This summer, the perfect satchel isn't understated or simple; but instead bright, embellished and statement-making -- rather like jewelry for your shoulder. Thusly, the beautiful boho bags from East Village label, Elliot Mann, have the luck of feeling utterly of-the-moment.
Created by Danish-born designer Louise Paul, neighborhood shoppers know Mann's ninth-street boutique for its globally-inspired separates and limited-edition bags, which are fashioned largely from vintage materials.
"Being down in the East Village is such a big part of what we do," says Paul. "Inspiration is always just a door a way ... the Lower East Side has always been the neighborhood of immigrants. Such a mixture of so many cultures. It is the Bohemia that we all dreamed about in our youth."
Her eclectic creations combine fabrics and embellishments from global travels as well as jaunts around the neighborhood. "We take it as it comes and we roll with it as best we can," she explains. One of her travel bags, for example, incorporates slices of an oversize comforter sourced from a second hand shop on Second Avenue and 23rd Street. "I am still waiting to hear someone say, 'I had bed coverings like that!'"
Vintage belts from the Middle East often serve as bag details, while antique Danish tablecloths can be re-purposed for skirts. "We just can't avoid the reclaiming of beautiful textiles and putting them to work," she says. "Our clothing will always bounce around from soft cottons to jersey blends...it's our nature."


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The Monuments Men
Yesterday Portland received a mid-winter treat; snow! Portland proper really doesn't get a lot of snow, as we are basically at sea level. So when we do get snow, the whole city pretty much freaks out and shuts down. But seeing as The Monuments Men came out today, Patrick and I braved the snow covered city to go to the movies.
When I was in college I took a World War II course. For one essay, we were told to access the Foreign Relations of the United States Diplomatic Papers (FRUS) and select a topic within it to write an essay about, using FRUS as our key source of information. In scanning through the FRUS documents that covered WWII, I came upon a letter written by Chief Justice Harlan F. Stone to President Roosevelt. Stone was not only a Chief Justice, but also the Chairman Ex-officio of the Board of Trustees of the National Gallery of Art, and it was with this role that he chose to write his letter to the president. Stone expressed concern over works of art and monuments in Europe that were being damaged, stolen, and/or destroyed by the Axis and suggested a group be created to halt such actions and repair damages and return works of art. Eventually the American Commission for the Preservation and Salvage of Artistic and Historic Monuments in Europe, also known as the Roberts Commission, was created, and eventually led to the creating of a special branch within the military known as the Monuments, Fine Arts and Archives Organization, nicknamed The Monuments Men. These men, and a few women, worked on tracking down what the Nazis had systematically stolen, as well as attempt to alleviate the damage that was being done to historic buildings, and return stolen works. My essay lead me to a few books on the subject, and I recalled upon and rewatched a documentary titled The Rape of Europa, and became enthralled with the work this group was doing, as well as the reasons behind the Nazis' actions (fact: Hitler wanted to be an artist!). As I worked on my essay, I began to wonder why this had not been made into a film, and now finally, it has, starring favorite actors such as George Clooney and French dreamboat Jean Dujardin.
While I am thrilled that there is now a film covering the exploits of the Monuments Men, it does fall short in many ways. The film makes it out to seem that the Monuments Men were a ragtag group made up of but a few men, when this isn't true (there were over 300), but we all know things need to be pared down for the sake of simplicity and storytelling. The film also shows the destruction of some items that we do not actually know the fate of, such as Raphael's "Portrait of a Young Man". Some paintings may have been painted over, or sold on the black market. But, despite these issues, I'm happy that this subject, one that was glossed over in every US and European history class (or art history class for that matter!) I've ever taken, is finally being showcased in the main stream and I hope that it brings to light what great lengths people went to to protect some of the most meaningful works of art in the world as well as call attention to the still missing works of art.
To learn more about the Monuments Men, and the astounding trials that the Louvre went through to protect its works, I beg that you watch The Rape of Europa (which is currently available to watch instantly on Netflix), and if that isn't enough, read the books that both films are based upon, which are under the same titles, The Monuments Men and The Rape of Europa, and also check out The Spoils of War. You can also learn loads on The Monuments Men website.
Fur Cape & Ostrich Purse: Found by my dad
Green Sweater Set & Heart Earrings: Antique Alley, Portland
Belt: Red Light, Portland
Stockings: Coffee Seams, What Katie Did
Fur Overshoes: Woo Vintage, Vancouver, BC
Shoes (that you can't see because they are in the overshoes): Buffalo Exchange, Portland
Gloves: ???
Snood: April's Bag
Army Man Brooch: Expo
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12 comments on "The Monuments Men"
Like you, I'm also very interested in the story of The Monuments Men and I'm eager to see this film! I've always wondered what happened to Raphael's portrait and I really hope it resurfaces in my lifetime. They're still finding paintings that were seized in private collections and just yesterday the Art Gallery here in Winnipeg said it'd be studying it's collection to determine whether they had any works seized during the war. When I was at the Louvre I thought a lot about the heroic measures so many took in order to protect the art within its walls. I'm very appreciative of their dedication to protecting art and culture.
How big was Dujardin's part? I adore him! Thank you so much for your review!
Dujardin's part was smaller than I wanted it to be, but he had a really wonderful speech. And how wonderful that the Winnipeg gallery is doing that! 😀
Very much looking forward to seeing this! Thank you for the suggestion to watch The Rape of Europa. This subject matter is so fascinating.
On another note, fab outfit! Green is such a beautiful color on you! And that brooch is perfect 😉
This is one of my favourite outfits on you…the colours are an amazing contrast (especially loving your forrest green snood)and those boots are AMAZING!!! I saw the preview for this movie the other day and wanted to see it straight away- I love anything WW2. The pickies in the snow look so magical…it's so hard to visualize snow at the moment as we are going through a huge heat wave and desperately need rain. Thanks for sharing, xx Shauna
Very interesting subject & i will watch The Rape of Europa on Netflix thanks for the recommendation 🙂 lovely outfit and the snow looks great fun, wish I could be throwing snowballs right now!
You look stunning! I love the color match between your snood and your dress. It looks like you're having good fun with the snowy weather.
That sounds like a fascinating movie, I'll have to look into it! The art history stuff always fascinates me. One of the churches I sang at in Sacramento has a reproduction of a painting and its original frame… the painting was rolled up and snuck out, but the frame was destroyed in the bombing, so people have come over from Germany to reproduce the picture frame from the copy.
So so gorgeous!! I'm in love with the colors, and your hair is perfection. And what an interesting film!
These photos are winter wonderland perfection.
I too am very happy to see this immensely important, rarely (in mainstream society) discussed topic getting some much due 21st century Hollywood coverage. Tony and my folks saw the movie yesterday, but I wasn't feeling well enough to tag along, so I'll probably have to wait a few months until it comes out to rent.
I adore these playful, unending chic snow filled photos. That combo of honey-brown fur and pine green set against a pristine white background is awe-inspiring!
♥ Jessica
I can't wait to see this movie! I do hope it draws attention to the looted art that is still in many American museums and in private hands around the world. The Monuments group did a great job, but much of what was looted was sold off by the Nazis prior to 1941. It's shameful that museums have not returned this art to the rightful owners or their heirs. My hat's off to the Winnipeg Gallery!
Thanks for the film recommendation, I'll have to check it out on Netflix this weekend! Love the sweater set, that color is really beautiful on you.
I've been dying to see The Monuments Men! I was a history major at Rutgers, particularly the time from 1900-1969, so I felt a huge pull to see this. The hubby and I have yet to see it still! I may have to drag ourselves out this weekend 😉
And a sidebar – do you ever not look fabulous?! Seriously – you're making us all look bad 😛


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This ride involves smooth roads and easy-to-access facilities
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This ride has tight corners, two-lane roads, and some off-road sections.
Highway - Majority of the ride is via state and national highways
Night Halts - This ride involves a night stay and the return journey will begin on the next day
Off Roads - This ride involves jungles, river crossings and mountainous sections
Return - This is a one day ride and you can be back by noon or evening.
Beginner If you have upto 10000km of riding experience, and if you have been on less than 3 rides
Moderate - If you have more than 20000km of riding experience, and have done at least 5 rides.
Professional - If you have more than 40000km of riding experience and have done more than 5 rides.
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Gather at the iconic collectorate park located at the center of the city. The city's prime location to start an eventful journey. Do the essential checks and suit up with your safety gear. It's best to start early and beat the early morning traffic to avoid any delays. Let's ride!
The famous Battle of Lalsot was fought here between the Great Marathas and the Royal Rajputs. Take a breezy break to refill on your supplies. From historical sites to cultural scenery, Lalsot makes for a perfect stop for those who want to be closer to nature.
Located near one of the largest national parks in the country, Ranthambore National Park. The city of Sawai Madhopur is a subtropical region housing the mysterious Ranthambore Fort. It is said that no one knows who built the fort but this region has remnants of marvellous architecture, ponds and lakes that are a delight to the eyes. Take a quick halt to spectacle this beauty.
Just outside the north of Madhya Pradesh is the district of Sheopur which houses the beautiful Kaketa reservoir. The local art of woodcarving has attracted many tourists to this destination. Take a halt and witness the beautiful Rani Mahal, Darbar Hall and Saharia Museum.
The next stop after Sheopur is the Palpur Kuno Wildlife Sanctuary. A home to a diverse wildlife population including Bengal Tigers, Chital, Sambar, Barking Deer. Also, these region has been deemed to be the most suited for the reinstatement of Asiatic Lions, and a full-fledged project is underway. Mark the end of your journey by witnessing the wildlife of Kuno National Park.
Jaipur to Mount Abu
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Mary Ann Lobell
March 20, 1929- April 23, 2019
Mary Ann Lobell, 90 of Gonzales, beloved Mother, Grandmother and Great- Grandmother surrounded by her loving family was called home by her Heavenly Father. It is with great sadness that our family announces her passing from this life on April 23, 2019 at 3:53 PM. Her kindness, love, and laugh will be remembered and cherished by all who knew her. Her love of Christ was evident in her everyday life. She was an angel long before she left this world and graced all our lives with joy. She held her family together with her faith.
She was a life long parishioner of St. Theresa of Avila Catholic Church and St. Mark Catholic Church in Gonzales. Mary was a devout Roman Catholic. She was devoted to her faith and her family. She was a member of the Catholic Daughters of America for over 50 years, where she received her 50th anniversary gold pin. She was also a Eucharist Minister to the home bound. She was also on the churches prayer groups and belonged to the VFW #3693 auxiliary.
In the early years she owned Mary Ann's Tots N' Teens. Later she changed to Mary Ann's Dress Shop where she kept it open for 46 years before retiring.
She is survived by her daughter who will miss her dearly, Tanya Lobell Deranger and son Devin Michael Deranger; sons; Teddy (Debbie), Harry Jr. (Debbie), Laurent Sr. and Rickey (Elizabeth) Lobell.
Also survived by 14 grandchildren and 16 great- grandchildren. She is also survived by two sisters Elgie Mae Braud and Lillie Morris. And two previous daughter -in-laws Cheryl Lobell and Deidre Lobell.
She was preceded in death by the love of her life, husband of 63 years, Harry Lobell Sr. Her parents Sidney Joseph and Adouiska Parent Babin; four brothers, two sisters, and infant brother Sidney Jr. Also preceded by two great granddaughters Faith Marie Castelaw and Patience DeShai Lobell.
Pallbearers will be grandsons; Bryce Lobell, Harry Lobell III, Jared Lobell, Laycon Lobell, Devin Deranger, and Michael Paul Lobell; honorary pallbearers will be the remaining grandchildren.
Service will be held at St. Mark Catholic Church with Father Rubin officiating. Visitation and rosary will begin at 9:00 AM followed by mass at 11:00 AM.
Interment to follow at Hope Haven Cemetery on Hwy 30 in Gonzales.
The family would like to express a special thank you and heartfelt appreciation to her care takers, the Ochsner Hospital ICU nurses and staff, and also to Clarity Hospice of Baton Rouge.
Services with Church Funeral Services


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Super Bowl Sunday is just days away, but there's still plenty of time to make some savvy daily fantasy football or betting investments for the big game. With sports betting now legal in half of the continental United States, and more people than ever expected to watch from their own couches due to COVID-19, sports bets records will likely be shattered this weekend. That includes DFS sites like DraftKings, FanDuel, and Yahoo, which might see single-day highs in user activity this Sunday.
Football fans will be looking to close out the DFS season in style and bring home some winnings before the long seven-month wait for the 2021 season kickoff. With DFS player pools trimmed down to just two squads, it will be as important as ever for daily fantasy football managers to pinpoint the best value plays. Finding cost-efficient players who outperform their price tiers can afford managers studs at other roster spots.
MORE SUPER BOWL DFS: DraftKings Lineup | FanDuel Lineup | Lineup Builder
My job, all 17 regular-season weeks and throughout the postseason, has been to scan the vast projections on RotoQL and pick my favorite sleepers and value picks. If you checked this column out two weeks ago, you would have benefited from our advice to plug in Aaron Rodgers, Josh Allen, Leonard Fournette, Darrel Williams, Chris Godwin, Travis Kelce, and Dawson Knox.
These players all vastly outperformed their price tiers. This week, with the help of RotoQL's advanced projection systems, I will be assembling my favorite picks at each position for both DraftKings and FanDuel.
Because only two teams remain, each site will be featuring their single-game formats rather than standard nine-spot lineups. DraftKings users will compete in "Showdown" mode, which features five utility spots and one slot for the "Captain," who receives a 1.5x multiplier for all DK points accrued (plus 1.5x pricing). All players are still required to fit under a $50,000 salary cap. All options are in play, including QBs, RBs, WRs, TEs, and each teams' kicker and D/ST.
On FanDuel, single-game contests feature an MVP spot (1.5x multiplier for points but not for price) and four AnyFlex spots with a $60,000 salary cap. Positive and negative scores are impacted by that multiplier, so if you choose a quarterback as MVP and they throw an interception, you will lose double the points you normally would. Conversely, each passing touchdown is six FD points (four in standard scoring) and a rushing or receiving TD is worth nine FD points.
Since these formats are vastly different from what this column usually covers, this week's column will list some of my favorite plays at each position and culminate in two lineups I deem optimal for each major DFS site. This will give you the rare opportunity to play the exact same lineups I play if you want. Now let's make some money together!
You can read Super Bowl previews and fantasy prediction articles 24/7 on BetQL, find out which side the pros are betting on their NFL expert picks dashboard, follow all the NFL public betting data, and build DraftKings lineups on RotoQL.
Let's break down our top Super Bowl DFS value plays, and you can get an idea of why 100,000 DFS players trust RotoQL to build lineups. We constantly monitor pricing and provide the most up-to-date insight and analysis to maximize your lineup success. Optimize, find value plays, and increase your chances of cashing today!
Super Bowl NFL DFS Picks: QB Plays of the Week
RotoQL's QB of the Week for DraftKings:
Patrick Mahomes, Kansas City Chiefs at Tampa Bay Buccaneers (DK price: $12,000 | RotoQL projection: 26.9)
Mahomes remains the best and most dominant quarterback in the sport, and thus he's a fantastic choice to lead your squad regardless of cost or format. We especially like him on DraftKings for less than a quarter of the salary cap. The man does things with a football that we have never seen before, and the moment never appears too big for him. He proved that last Super Bowl, when his 286 passing yards and two touchdowns led the Chiefs to a 31-20 comeback victory. He's the odds-on favorite to bring the Lombardi trophy (and Super Bowl MVP honors) back to Kansas City for the second straight year, probably because he went 37-of-49 for 462 yards and three touchdowns when these teams met on Nov. 29. Don't let KC's de facto status as the "road" team worry you -- Mahomes averaged 321.1 passing yards and 2.4 touchdowns in the Chiefs' eight games away from Arrowhead this season.
RotoQL's QB of the Week for FanDuel:
Tom Brady, Tampa Bay Buccaneers vs. Kansas City Chiefs (FD price: $15,000 | RotoQL projection: 28.6)
In actuality, I will probably be rolling with Mahomes in both formats, but it's simply more fun to craft two different lineups with two different QBs. Brady has been no slouch in his 21st season. If you include his three playoff games, nobody has passed for more gross yards since the 2020 NFL season kicked off (5,493). His 47 total passing TDs in that span trails only Aaron Rodgers, and he has an NFL-leading 28 passing TDs in away/neutral games. That last stat doesn't play since the big game is at Raymond James, but it does illustrate how healthy his clutch gene remains at 43 years young. Oh, and there's also the fact that he has six Super Bowl rings in nine appearances. He's the G.O.A.T., and he's more than worth $15,000 in your MVP spot in a $60K cap. Just don't expect him to outscore Mahomes -- the Chiefs need gaudy stats out of Mahomes to win, while the Bucs can rely much more on their running game.
Super Bowl DraftKings, FanDuel Picks: RB Plays of the Week
RotoQL's RB of the Week for DraftKings and FanDuel:
Leonard Fournette, Tampa Bay Buccaneers vs. Kansas City Chiefs (DK: $7,800 | FD: $12,500; RotoQL DK projection: 15.7| RotoQL FD projection: 13.7)
Fournette became Tampa Bay's starting running back in Week 15, and he never looked back. He has six total touchdowns in that six-week span, including one in each of the Bucs' three postseason games. He also averages 104.3 yards from scrimmage in those playoff wins, appropriately earning him the nickname "Playoff Lenny." Brady clearly trusts the fourth-year back, as evidenced by his recent increase in usage and volume. Since the playoffs began, Fournette has received a 60-percent carry share and played 74 percent of Tampa's offensive snaps. He has also seen an increase in pass targets in each of the Bucs' past three games. That last factor seals the argument for Playoff Lenny as a Super Sunday lock. He has caught 14-of-17 postseason passes for 102 yards. If Chris Jones and the Chiefs pass rush comes knocking early and often, Fournette could benefit from a plethora of dump-offs. Whether you play DK's full-point PPR format or FD's half-point PPR, Fournette is worth his DFS price tags this weekend. I would even make him the captain of your DraftKings lineup, which would cost a total of $11,700.
RotoQL's RB2 of the Week for DraftKings and RB of the Week for FanDuel:
Ronald Jones II, Tampa Bay Buccaneers vs. Kansas City Chiefs (DK price: $2,200 | FD price: $8,000; RotoQL DK projection: 7.9 | RotoQL FD projection: 7.4)
Jones comes in at $1,000 cheaper than Darrel Williams on FanDuel, so he's absolutely more valuable. But, for some reason he's only $2,200 on DraftKings, which is the bargain of the year! Sure, he is not featured in the pass game that much, but that means very little to us. FD is a half-PPR format, and DK's full-PPR does not merit the substantial price difference between Jones and Williams. Jones has received double-digit carries in the Bucs' past four games, and he averaged 5.1 yards per carry on the season. He's not an exciting play, but he's the best value at these prices. All he has to do is fall into the end zone to get six points. He had eight touchdowns during the regular season.
RotoQL's RB3 of the Week for DraftKings:
Darrel Williams, Kansas City Chiefs at Tampa Bay Buccaneers (DK: $5,200 | RotoQL DK projection: 6.1)
Fans of Clyde Edwards-Helaire must have been ecstatic to see the rookie return for the AFC Championship game after Week 15 injuries to his hip and ankle. However, they were probably underwhelmed with CEH's results: Six carries, one catch, seven total yards and a TD. Without that touchdown, he would have finished with under two fantasy points. RotoQL favors Williams, who has logged 13 carries and posted 13-plus PPR points in each of the Chiefs' playoff games. Don't worry, he scored a touchdown last week, too. Simply put, he's healthier and more productive than the rookie right now.
Super Bowl FanDuel, DraftKings Picks: WR Plays of the Week
RotoQL's WR of the Week for DraftKings and FanDuel:
Tyreek Hill, Kansas City Chiefs at Tampa Bay Buccaneers (DK: $10,400 | FD: $14,000; RotoQL DK projection: 21.1 | RotoQL FD projection: 17.6)
Hill has been about as matchup-proof as a wide receiver can be, and he's posted 52.1 combined PPR points in the Chiefs' two playoff games. He scored 60.9 against these same Buccaneers back in Week 12, so let's just say that we see plenty of value in him at $10,400. The majority of my lineups include Hill, and yours should, too. (Side note: he also merits consideration in your MVP spot in FanDuel.)
RotoQL's WR2 of the Week for DraftKings and FanDuel:
Chris Godwin, Tampa Bay Buccaneers vs. Kansas City Chiefs (DK: $8,800 | FD: $12,000; RotoQL projection: 17.0 | RotoQL FD projection: 14.0)
Godwin has emerged as Brady's favorite weapon, with 44 targets over Tampa Bay's past five games. As a result, the fourth-year receiver has posted at least 18.9 PPR points in four of his past five outings. RotoQL lists Godwin's ceiling at 44.2 points. He's a great option if you can't quite afford Hill.
RotoQL's WR3 of the Week for DraftKings and FanDuel:
Mecole Hardman, Kansas City Chiefs at Tampa Bay Buccaneers (DK: $5,600 | FD: $7,500; RotoQL: DK projection: 9.0 | RotoQL FD projection: 7.5)
Hardman has very quietly put up back-to-back double-digit fantasy performances, and he's a great sleeper pick this Sunday. The second-year receiver has caught eight of his past nine targets and found the end zone last week in Kansas City's AFC Championship win over Buffalo. There also exists the possibility he finds the end zone as a punt and kick returner, as he made the Pro Bowl as a returner in his rookie season.
Super Bowl NFL DFS Picks: TE Plays of the Week
RotoQL's TE of the Week for DraftKings and FanDuel:
Travis Kelce, Kansas City Chiefs at Tampa Bay Buccaneers (DK: $11,000 | FD: $14,500 | RotoQL DK projection: 25.4 | RotoQL FD projection: 18.4)
I've been saying it for the last two rounds, but it bears repeating: Travis Kelce is the best tight end in football, and might be the most reliable DFS option of all time at the position. If you can find a way to budget him into your lineup, do it. The man gets peppered with targets from Mahomes -- 72 over the course of the past six games -- and always produces (52 catches in that span). He hauled in 13 of his 15 targets last week against the Bills, finishing with 118 yards and two touchdowns. He's the real deal and a real steal at $11,000 on DraftKings. He's a great option in your MVP spot, as well.
RotoQL's TE2 of the Week for DraftKings and FanDuel:
Cameron Brate, Tampa Bay Buccaneers vs. Kansas City Chiefs (DK: $4,800 | FD: $7,000 | RotoQL DK projection: 7.3 | RotoQL FD projection: 5.8)
Brate exceeded four targets in just two regular season games, but he's enjoyed at least five targets in each of Tampa Bay's three playoff contests. The veteran has translated this increased role into 11 postseason catches for 149 yards and a touchdown. The Chiefs allowed the third-most fantasy points to tight ends this season. If you can't afford to invest in the ceiling of Kelce, you could do worse than the cost-efficient floor of Brate.
BetQL, RotoQL's sister product, simplifies the research process for sports bettors by equipping them with real-time line movements, value bets of the day and meaningful team trends. Check it out here!
Super Bowl NFL DFS Value Plays:
RotoQL's Best Bargain Bin Buys:
Scotty Miller, WR, TB (DK: $3,400 | FD: $6,500):
The underrated slot receiver could find himself open for a big play or two in four and five-wide sets. Miller found the end zone last week and posted 10.6 DK/11.6 FD points.
Kansas City D/ST (DK: $2,600):
The Chiefs defense has vastly improved under defensive coordinator Steve Spagnuolo this season, and he should be able to profit off some turnovers Sunday. Brady threw three interceptions in three consecutive possessions in the second half against Green Bay last week.
Ryan Succop, K, TB (DK: $3,800 | FD: $8,500):
RotoQL favors Chiefs kicker Harrison Butker (projecting him at 10 points to Succop's seven), but I would opt for Succop if you need a cheap source of points. Brady's kickers have historically succeeded in the big game, and Bruce Arians probably won't gamble on too many fourth downs early.
Super Bowl NFL DFS Picks: Optimal Lineups for DraftKings Showdown, FanDuel Single-Game Lineups
My Optimal Lineup in DraftKings:
Captain (1.5x): Leonard Fournette, RB, TB ($11,700)
FLEX: Patrick Mahomes, QB, KC ($12,000)
FLEX: Tyreek Hill, WR, KC ($10,400)
FLEX: Chris Godwin, WR, TB ($8,800)
FLEX: Cameron Brate, TE, TB ($4,800)
FLEX: Ronald Jones II, RB, TB ($2,200)
Total: 49,900
My Optimal Lineup in FanDuel:
MVP (1.5x): Tom Brady, TB, QB ($15,000)
AnyFLEX: Travis Kelce, KC, TE ($14,500)
AnyFLEX: Tyreek Hill, KC, WR ($14,000)
AnyFLEX: Ronald Jones II, TB, RB ($8,000)
AnyFLEX: Ryan Succop, TB, K ($8,500)
Total: $60,000
Thanks to all my loyal readers throughout the season. I hope you all enjoy what should be a fantastic Super Bowl and that you bring home some serious DFS cash to close out a great season!


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Holly Hammontree, Bachelor of Science in Health Science
Current South College student, Holly Hammontree, chatted with us about why she chose to pursue her education with South College on her path to a career as a physician's assistant (PA). Discover what Holly has to say about her experience at South College and what she plans to do in her future.
What program are you in?
I am in the Bachelor of Health Science Program, and I'm on the Pre-Physician's Assistant track.
Why did you choose that?What was that thought process for you and how did you make it happen?
I have always had a passion for science, and while working in a medical office as a receptionist, I had the ability to watch day-to-day actions of a PA. I was immediately drawn to the profession. I have a passion for helping people, and being a PA grants me the ability to turn my passion into a career.
Why did you choose South College?
I am not a traditional student. Right after high school I attended college, but I became overwhelmed and decided to take a break, which became much longer than I expected (four years). I decided to return to school when I was 23, and while that seems young to most people, I was one of the oldest students in my classes at UT. I didn't feel like I belonged there, but I didn't think I had much of an option if I wanted to be a PA. However, I was driving on the interstate and saw South College – that is when I decided to speak with admissions. I have felt at home ever since. South College has given me the opportunity to flourish in my studies, and the professors are genuinely interested in the students' success.
Describe your journey of taking a break and coming back.
I went to college in 2009, right after high school, but decided to take a break for personal and health reasons. I went back to UT in 2014, but the overwhelming class size and peer age deterred me from the program. Therefore, I looked into other options close by that would satisfy my needs, and that place was South College. I started at South College in the winter of 2015, and I hope to graduate this summer.
What is your favorite part of your studies?
I love to learn. I am the student who is always asking why. The science department here, especially the chemistry professors, makes the subject very intriguing and challenges their students to perform at their full potential. Also, while going through these difficult science courses, I have created a group of friends that I will be in touch with for the foreseeable future.
What is your goal for after you graduate?
I am currently applying to PA programs around the country, and I hope to start either this fall or next fall. I have had the opportunity to shadow surgery, and as strange as it sounds to some people, the OR is a place I thrive and hope to make a lasting career in.
Do you have any advice for future students who might be in your same position?
Never be afraid to set goals that seem like dreams. Make those dreams goals, and turn those goals into reality. Speaking from experience, fear can really hold people down, and if you are willing to challenge yourself and push yourself when the fifth hour of studying rolls around, you just might find out that those dreams are goals that have been accomplished. Just like the South College statement says, "Where Dreams Find Direction," with perseverance your dreams can find direction here at South College.


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Disney+ has given a straight-to-series order to "Diary of a Female President" with Gina Rodriguez attached as an executive producer.
The upcoming streamer has given the half-hour, single-camera comedy series a 10-episode order. Told from the narration of her diary, the series follows a Cuban-American 12 year old girl as she navigates the ups and downs of middle school and her journey to becoming the future president of the United States.
Ilana Peña created the series and serves as writer, with Robin Shorr set to executive produce and serve as showrunner. Rodriguez and Emily Gipson will executive produce via Rodriguez's I Can and I Will Productions banner. CBS Television Studios, where I Can and I Will is under an overall deal, will produce.
This marks the first series Peña has created. She most recently served as a staff writer on The CW series "Crazy Ex-Girlfriend." She is repped by UTA.
Rodriguez is currently prepping for the final season of the acclaimed CW series "Jane the Virgin." In addition to her numerous film and TV roles, she has built up an impressive producing resume of late, including executive producing a "Jane the Virgin" spinoff pilot at CW. She is repped by CAA and Jackoway Tyerman.
There is no official launch date yet for Disney+, but it is expected to launch in late 2019. Shows already ordered at the service include the "Star Wars" live-action shows "The Mandalorian" and an untitled "Rogue One" prequel, a "High School Musical" series, and a "High Fidelity" series. Disney+ is also developing multiple limited series based on characters from the Marvel Cinematic Universe.


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Consider the following, relatively uncommon scenario: an employee stole your trade secrets and went to work for a competitor. You know the employee did it, you just cannot prove it. Even with the best forensic analysis it is not always possible to identify, specifically, what an employee took. You need to do something, but what? You can charge ahead and sue them for trade secret theft and hope you can prove it through discovery. But in many jurisdictions, before you can initiate discovery on such a claim, you must identify the stolen trade secret. If you cannot do so, then not only will you get no discovery but your claim will be dismissed.
As a recent Utah Supreme Court case involving an employee who allegedly stole a trade secret illustrates, bringing suit for trade secret theft without sufficient proof can backfire. The lower court concluded the case was meritless, brought in bad faith, and held the employer liable for the attorney fees of the employee. Fortunately for the employer, the Supreme Court reversed that decision. The fees were imposed under a Utah statute applicable to all civil actions. The Uniform Trade Secrets Act, adopted by nearly all of the states, and under which most trade secret theft claims are brought, has a similar provision. Consequently, filing suit on a precarious trade secret theft claim simply is not a good idea.
By filing suit on an alternative basis the same objective might be achieved as with a successful trade secret theft claim. For example, taking confidential and proprietary information of an employer, even if it cannot be specifically identified as a trade secret, particularly in combination with other acts contrary to the interests of the employer, can form the basis for a breach of fiduciary duty claim. If there has been any element of unauthorized use of a computer, then a claim for violation of the federal Computer Fraud and Abuse Act may arise. Breach of an agreement to keep information confidential, not to solicit, or not to compete, is another potential claim. There are more.
With any such claims, injunctive relief, including relief to prohibit use of confidential, proprietary and trade secret information is an option so long as the facts support it. Also, it is quite possible through the course of discovery on these claims that particulars may be learned on trade secret theft which would allow for an amendment to the suit to add a well-founded (as opposed to precarious) trade secret theft claim.
Another prospective course, which can be pursued alone or in tandem with the civil redress discussed above, is criminal prosecution. The Economic Espionage Act of 1996 makes it a federal crime to misappropriate a trade secret. The intent of this law is to protect the security of the United States by, in turn, protecting valuable intellectual property. Accordingly, the U.S. Department of Justice exercises discretion in choosing to prosecute those crimes which they deem most appropriate to that end (although getting a federal prosecutor interested in pursuing the case may be a challenge). The Computer Fraud and Abuse Act also has a criminal component which can be invoked under appropriate circumstances. Likewise many states have adopted laws making theft of trade secrets a crime. The criminal authorities can obtain evidence, and afford remedies to an employer who has suffered a trade secret theft, which may not otherwise be possible through the civil system.
Finally, under certain circumstances, pre-suit mediation might be worth considering. Ideally, parameters for the mediation would be proscribed to include an open exchange of pertinent information. The employer may need to be prepared to pay for it to induce participation by the employee. Through this process the employer may learn more about what it is that the employee did or did not do. And the employer need not necessarily disclose that they do not yet have sufficient details on which a meritorious trademark theft suit could be brought. Perhaps a complete resolution of the matter would result and further expenditure of time and money on litigation or any other action would not be necessary. If not, then at least something more may be learned to guide the employer on next best steps. The urgency of the situation may either preclude mediation in favor of suit, or require a very expedited time table.
Trade secrets are valuable and warrant careful protection. But a trade secret theft suit susceptible to becoming a quagmire is often not the best way to do it. When you are not sure you have the proof of trade secret theft you need (yet) to support a proper trade secret claim, you may likely do just as well or better another way.


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If you've been in credit card debt in Fargo, ND for a long time, you don't need anyone to tell you that big credit card companies want your income to become their own, and that they want this to be true for as long as you live. It's not a huge secret that the credit industry wants to suck you dry. They'll steal from your coffin if you let them. Don't let it happen. Turn the tables by working with Fargo credit repair companies. Expert credit restoration help is as close as a phone call.
Free credit repair help in Fargo, ND might be closer than you think. While the credit repair business counts on a certain amount of profits from customers to support itself, non profit credit repair is also available in most areas. It's designed to help people who otherwise can't afford the cost of Fargo debt solutions, repair services, or a credit repair attorney. If you need free credit repair help, contact us for information on a consumer credit counseling service near you. Free help is waiting.
It's annoying when you need a new credit card but can't get one because you have to fix a bad credit report. It's even more annoying when you didn't know you needed bad credit repair because the bad credit isn't your fault, but the result of a misunderstanding, a stolen identity, or a stolen credit card. If you need help finding credit services in Fargo, ND that can quickly repair credit reports, call our credit repair hotline. We've got all the resources you need on Fargo credit restoration.
Having bad credit in Fargo, ND can make you feel like you're in prison. While others go about buying what they need, your own freedom has been taking away, making it impossible to get a loan and live an ordinary life. It's as though you're watching from behind steel bars, and the constant stress gets to you. Sooner or later you just want to shout "Please repair my credit!" Well, guess what? Go ahead and shout it into the phone because Fargo credit repair help is here. Our agents are waiting to hear from you.
Credit card companies make their money by enticing you with the freedom of plastic, then cashing in when you're struggling the most. When people are down on their luck, credit card companies just laugh because now they can make billions off of what they hope will become a lifetime of suffering. Don't give these greedy corporations the satisfaction. Find a credit repair agency in Fargo, ND and stop giving away your hard-earned dollars. Contact us for detailed information on Fargo consumer credit solutions.


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A big misconception about car accidents is that the human drivers at the scene are the only ones who can potentially be responsible. It's relatively common that the root cause of an accident can be a defect caused at the factory, which can be depending on the circumstances, go undetected in the proceedings.
You probably remember seeing stories on the news a few years back about faulty Toyota models leaving drivers unable to stop. One case resulted in a $3 million settlement due to faulty braking and electronic systems in the vehicle. This incident sparked a massive product recall.
You probably remember seeing stories on the news a few years back about faulty Toyota models leaving drivers unable to stop. One case resulted in a $3 million settlement due to faulty braking and electronic systems in the vehicle. This incident sparked a massive product recall.
More than 37,000 people die in the United States every year from automobile accidents. In addition to fatalities, these incidents cause all sorts of debilitating injuries, drastic medical/insurance costs, and lead to astounding amounts of emotional stress. Following an accident, those involved need to consider the possibility that a safety defect might have contributed to the events.
As a lemon law lawyer in San Diego – one of the biggest cities in the country – we see many car accidents that stem from shoddy manufacturing. In these situations, there are several major factors to take into consideration. Let's dive in.
1.Get the Defect Investigated
In the eyes of lemon law, the nature of the defect is a critical component in whether or not you have a legitimate claim. In order to be deemed a lemon, the vehicle should have a defect which substantially impairs its use, value, or safety.
In the case of an accident, these types of defects could typically revolve around issues related to the:
- Steering
- Braking
- Acceleration
- Airbag deployment (failure or unexpected)
- Engine
- Transmission
- Computer system
- Electrical components
- Fuel system
That being said, the defect does not necessarily need to affect the safety to qualify as a lemon.
But, if you are involved in an accident and believe it was the result of a manufacturing defect, it may be best to take the common recommendation from your insurance provider and DO NOT ADMIT FAULT at the scene. You need to get in contact with a lemon law lawyer to start the process of getting the vehicle investigated to pinpoint the root cause of the issue.
If the accident proves to be a result of a manufacturing defect, your insurance company may cover the repair costs, then seek to recoup those expenses from the manufacturer.
2. Assess the Lemon Eligibility
In addition to the nature of the defect, there are many other crucial factors that come into play when defining a lemon. The timeframe is perhaps the most clear-cut. While these figures vary from state-to-state, the substantial defect must present itself before a certain deadline after purchasing the vehicle, or before a specified number of miles accrue on the odometer.
In California, the defect it is a common misconception that a new vehicle must be apparent within the first 18 months of the purchase date, or before 18,000 miles accrue on the odometer to be ruled a lemon. As long as the vehicle is covered by a warranty, or the defect first presented within the warranty, the vehicle may qualify as a lemon.
Keep in mind, regardless of whether the vehicle is a qualified lemon or not, the manufacturer may still be required to compensate you if a defective part caused an accident – in the form of medical bills, lost wages, etc. However, you may not be strictly eligible for benefits under lemon law if the vehicle exceeded the timeframe or mileage limitations.
Another factor to take in to consideration is whether the vehicle is new or used. In most states, lemon law only applies to new vehicles. Only a handful of states may have laws protecting used cars; California being one of them.
Used vehicles under lemon law certainly come with a unique set of specifications.
First and foremost, if you bought the vehicle "as is" or from a private dealer, you are probably out of luck in the eyes of lemon law. If you bought the vehicle from a dealership, it might still be covered under the original manufacturer's warranty, or maybe even the dealer's warranty. Moreover, the dealer warranty might also mean the vehicle is covered under an "implied warranty of merchantability," meaning that the vehicle meets the requirements to provide safe transportation within a certain timeframe. In this case, you might be eligible for benefits following an accident.
3. When Do You Seek Out an Attorney?
In the case of a car accident, in which you strongly believe was a result of shoddy manufacturing, seeking out an attorney should be one of your first orders of business. As you could imagine, it's very possible that these incidents might involve several lawyers: personal injury, traffic law, lemon law, etc.
If you are confident that the vehicle that caused your accident is a lemon, there are a handful of things you should get in order to make the process easier – both for you and the attorney.
Be sure you have every single piece of relevant documentation – the title, accident report, mileage at the time of the accident, etc. The fact that your defective vehicle was in an accident will likely complicate the matter, unfortunately. In most cases, extensive research and investigation will be needed in order to prove that the accident was caused by a manufacturer defect.
With this in mind, seeking out a good lemon law attorney needs to be among your top priorities (assuming you are not severely injured). The longer you wait, the harder it will be to get benefits under lemon law.
Wrapping Up
There is never a "good" time to get in a car accident. Most cases end up being much more complex than they seem at first. In the scenario that a manufacturer defect is responsible for the accident, holding the automaker responsible is a process that requires highly qualified legal counsel.
If you have recently been in an accident and are convinced it was directly caused from faulty manufacturing, please get in contact with us as soon as possible! We are here to help guide you through the long procedure of getting the justice you deserve.


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|Deshaan, Grahtwood, Stormhaven
|Location Notes:
|Found inside Tal'Deic Grounds buildings and its surroundings, eastern Deshaan.
|Image walkthrough:
Loc.1 – Inside the westernmost building in Tal'Deic Grounds (Tal'Deic Keep), on the first floor, lying on a counter.
Loc.1 – Map location.
|Image walkthrough:
|Location Notes:
|This lorebook is located in western central Stormhaven. In close vicinity of Dreugh Waters (Group Boss POI).
|Image walkthrough:
Loc.1 – On ground, close to a lam, between tree and nearby boulders.
Loc.1 – Map View.
Lorebook text
By Marobar Sul
When King Maraneon's alchemist had to leave his station
After a laboratory experiment that yielded detonation,
The word went out that the King did want
A new savant
To mix his potions and brews.
But he declared he would only choose
A fellow who knew the tricks and the tools.
The King refused to hire on more fools.
After much deliberation, discussions, and debates,
The King picked two well-learned candidates.
Ianthippus Minthurk and Umphatic Faer,
An ambitious pair,
Vied to prove which one was the best.
Said the King, "There will be a test."
They went to a large chamber with herbs, gems, tomes,
Pots, measuring cups, all under high crystalline domes.
"Make me a tonic that will make me invisible,"
Laughed the King in a tone some would call risible.
So Umphatic Faer and Ianthippus Minthurk
Began to work,
Mincing herbs, mashing metal, refining strange oils,
Cautiously setting their cauldrons to burbling boils,
Each on his own, sending mixing bowls mixing,
Sometimes peeking to see what the other was fixing.
After they had worked for nearly three-quarters an hour,
Both Ianthippus Minthurk and Umphatic Faer
Winked at the other, certain he won.
Said King Maraneon,
"Now you must taste the potions you've wrought,
Take a spoon and sample it right from your pot."
Minthurk vanished as his lips touched his brew,
But Faer tasted his and remained apparent in view.
"You think you mixed silver, blue diamonds, and yellow grass!"
The King laughed, "Look up, Faer, up to the ceiling glass.
The light falling makes the ingredients you choose
Quite different hues."
"What do you get," asked the floating voice, bold,
"Of a potion of red diamonds, blue grass, and gold?"
"By [Dwemer God]," said Faer, his face in a wince,
"I've made a potion to fortify my own intelligence."


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Richard wears many hats – he founded a Speaker Management company and Releve Singapore, and is also an Associate Director in AXA Insurance. Having been in business since 1994, he continues to be passionate about innovation. Here, he shares with us his journey as an entrepreneur and some advice he'd give to students today.
By Caleb Thien
I had been in business since 1994 and am currently running 3 businesses: Founder of Richard Gavriel Speaker Management Pte Ltd (RGSM), Founder of Releve Singapore Pte Ltd and Associate Director in DynamiX Group representing AXA Insurance Pte Ltd. As a Founder for RGSM and Releve, I manage a pool of professional speakers and trainers to provide keynotes and corporate training to our local and regional clients. As an Associate Director in AXA, I develop new Financial Services Managers and Financial Planners to breakthrough in their insurance business.
After running businesses over the years, I strongly believe in creating new ideas and setting new trends and milestones for the different industries if they want to stay competitive in the market. My role in the entrepreneurial industry is to inspire young entrepreneurs to create a new idea in an industry and be the market leader.
Back in the 90s, I was one of the pioneer wedding planners in Singapore that developed themed weddings. In 2012, when I launched a new idea to manage a pool of professional and motivational speakers, veterans in the speaking industry told me that I must be crazy as there was no such thing as a speaker manager. This business idea was fully developed by 2015-2016 where we serve many MNC clients regionally.
In life and business, if you want to change, you have to be radical.
I'll do some reading in the morning, breakfast at about 7, and check my emails after that. By the time I've finished, it's probably about 8.30am. Then I'll head down to the office. I usually don't go to the office very early as I always like to do work in my own quiet study room.
However, the moment I step into my office, my time is no longer mine. It belongs to my team mates and colleagues. The rest of my day will be with them, whether it's for meeting, coaching, training or meeting with vendors or clients, my typical workday ends about 5 o'clock.
I usually try to finish work by 5 because I like to have a work-life balance. One of the things that I always try to do, is to have dinner with my family every night.
It might be difficult for people kickstarting a business to enjoy a work-life balance. However, it is possible if you plan your time well. In my case, I make it a point to do brisk walking to keep myself healthy. Brisk walking also helps me to unwind and clear my thoughts. Sometimes my wife and daughter will join me – and this becomes a form of family time.
Regardless whether you are a new entrepreneur or a seasoned businessman, good time management is a vital key to achieving work-life balance.
No, I was always an employee before I started my own business. In fact, I had sustained losses during my early entrepreneurial attempts that I was afraid to continue as an entrepreneur. I really didn't know I was going to be an entrepreneur one day. The only reason why I became an entrepreneur was because I wished to utilise my practical skill sets in helping me to grow in my own interest.
However, I always believe in aiming for something different in life. If I am not good in my studies, I believe that I will be good in something else. So, if I find myself good at art and craft, then I would want to expand on that. That was how I started in the business of weddings.
I must say that I am very blessed to have good mentors who taught me on the different skills on weddings before I entered the wedding business. However, I wish I had prior business knowledge and mentoring which I did not have at that time. I did not understand many basic business principles and the technicalities, such as 'sales and net profit projection'. I thought that if I had a good product, people would definitely buy it from me. I did not consider that what I know, and think may not represent the customers' sentiments at all. I had to learn how to run business on my own through pains and sleepless nights.
I have to talk about my 3 main businesses on this.
- As a wedding planner: the most fulfilling thing is to see a smiling couple getting married on the actual day, saying "I do" and knowing that they will be able to spend the rest of their lives happily together.
- As a speaker manager: I feel most fulfilled when my corporate clients thank me for a superb keynote delivery or corporate training by my speakers.
- As an associate director: I feel very fulfilled when I see my customers benefitting from the insurance policies that they he bought from me. and when I see my team members breaking through to their next level of success.
I'd be lying to you if I said that I've never had setbacks. It's okay to have setbacks, but you need to ask yourself how long you will allow yourself to be in that setback? Always give yourself a time frame.
I would have some quiet time on my own first, and start doing things that I like. But I would always give myself a time limit. When the time limit is over, I have to refocus and concentrate on solving the problem.
It's crucial to understand that the problem will still exist even if you are upset. So, I would rather be happy and face the problem.
- Leading the vision and values
Decisions and actions based on organisation, vision and values. As an entrepreneur, you have to be the one who sets the vision. You have to be a visionary. Without any vision, there is no business.
2. Building positive work relationships.
Without a positive working relationship with the team you won't be able to work together, you won't be able to sustain your scale of business. And to achieve this working relationship, you need teamwork and collaboration. Everyone has to be in unison before we start seeing results.
3. Building partnerships
These partnerships are not with my team, but with external vendors. During our grandfather's time, business is done with 'me, myself and I'. In today's business context, its 'we, ourselves, and us'. We need to collaborate, because the industry and the economy has grown so much. That's why you'll always need strong partnerships.
On top of the 3 mentioned, there's also delegation with inspection. When I delegate something to someone, I give that person 100% trust and authority to execute. I will only inspect once in a while. To make sure that the project is moving.
Building trust is also very important – partners can only work well together if they trust one another.
One more area to add: I believe strongly in continuous learning. As entrepreneurs, we do undergo training. I believe in upgrading myself. "A person who stops learning is one who begins to decay", because technology has changed drastically in this modern society. I have to keep myself updated on many things because they will greatly affects my businesses.
Local universities already have their entrepreneurship clubs. As far as entrepreneurship is concerned, there is no age limit, even if you're in primary school.
Anyone one can start a business anytime. One good news for you – it costs nothing to start an online business now, as compared to starting one in the past. Also, be open to learning from everybody and anybody, so you can find out what belongs to you and what works for you.
Also – when you are asked to 'think out of the box', remember that there's no box in the first place. The only boxes are your knowledge, your elders, your parents, and your teachers when you were young. For example, your parents may have discouraged you from doing business and to get a stable job instead. So, since young, we have been boxed up by people's opinions of us. If I boxed myself up, I would not have entered business. At the end of the day, it's about what you want in life. I like to make this statement: don't let anyone's opinion of you become your reality.
I think it is common for young entrepreneurs to forget to consider the amount of money they are going to spend and the losses they may make. This is critical, you need to maintain a healthy financial position in your business. New entrepreneurs cannot assume that their other working partners exercise the same productivity level as them – for example, new entrepreneurs may choose to work through the night but that may not be the best timing to communicate with their external parties or employees. They need to be mindful of others' time.
We need to go beyond understanding a single product – we need to understand the industry we are hoping to enter. This means understanding who your competitors are, so that you can distinguish yourself and your products from them when you enter the industry. You also need to know how big the industry is, and what kind of market share you are looking at.
Some questions to ask yourself:
- You need to know how many companies are there already in the market, selling this product in the industry;
- How many companies have opened daily or monthly in this industry
- How many companies have closed down in this industry on a monthly basis.
- Why some companies made it, and why others did not.
- Why do you think you will make it?
- What kind of capital do you need to invest in your business? Do you have the money? Where can you find the money? How sure are you that you would make money? Just because someone invested in you, don't take the money for granted. That's why short and long term financial projections are important.
I would like to stabilise my insurance business, or even start a new one business idea if the opportunity arises. As aforementioned, starting a business is never too young or too old.
I would like to expand my speaker management business beyond the region, having local partners in 3 to 5 countries is also something I am working on now.
If you have an idea, don't bury it. If you are bold enough to share, someone will be bold enough to take it and run with you.


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Jennifer Harris' family 'more optimistic than ever before' about unsolved murder case
The story of Jennifer Harris' murder stunned Texoma back in 2002 and still nobody has been charged in her death, but her family says they're more hopeful than ever before that justice will be served.
"She was very spirited, just very lively," said Alyssa Wernick, Harris' younger sister.
She said not a day goes by that she doesn't think about her, or hope for a resolution in the case.
"After 16 years, it's pretty unfortunate to say the least that the person or persons that were involved in Jennifer's murder have never even had to defend themselves," said her husband, Barry Wernick.
Harris was just 28 when she went missing Mother's Day 2002. Six days later, her naked body was found floating in the Red River by a fisherman.
"It's very frustrating because she was pregnant and I have no doubt she would've been a great mother and that is an additional life that was taken, which is even worse of a crime, it's a double murder," said Alyssa.
An autopsy classified her death as a "violent homicide," her uterus had somehow been removed.
"I've gotten married, had children. These are all things that someone else has possibly gotten to do and they're a murderer," said Alyssa.
But now, things are looking up. The family attributes their renewed hope in the case to the Fannin County Sheriff Mark Johnson.
"Sheriff Johnson has done more in one year than the last 15 years of three previous sheriffs," said Barry. "A lot of it has to do with the fact that we believe he cares."
"The previous sheriff, of course, was not very willing to work with outside help, and so I think we're very excited and optimistic that Sheriff Johnson will allow more of a national exposure on this case," said Alyssa.
Johnson said this is the only open and unsolved murder case in the county. It's not an easy one to take on, considering two of the initial investigators have passed away and several pieces of evidence were mishandled under previous administrations.
"We're looking at some different angles," said Johnson. "We're following any leads that we pick up on it."
Since taking office last January, Johnson has kept Harris' case a top priority. He said recently a hypnosis interview was conducted on a possible witness who came forward.
"We went to Austin and interviewed a young lady over there who called us and gave us some information," said Johnson.
Johnson tells us they're also looking at sine newly obtained DNA and autopsy records.
"I requested the X-rays and things - we've got that in. I got that from the Oklahoma Medical Examiner's office and we've also got a better reading of the autopsy," said Johnson.
Additionally, Johnson has worked with Harris' family to set up a $50,000 reward. So far, more than $25,000 has been donated.
Barry and Alyssa both hope the reward puts pressure on the killer or anyone involved to come forward. Anyone who knows anything is urged to reach out to the Fannin County Sheriff's Office.
"It's not about, 'Can we bring Jennifer back to life?' That's not what it's about. It's about justice, and getting justice. Our family deserves it and Alyssa deserves it," said Barry.
To donate to the reward, or to discover more about the Cold Case Docu-series Barry has started to remember Harris and gain more awareness on her murder, please click the link to the right of this story.
For those wanting to get involved, the 30th Riding4Justice event to seek justice for Harris will be taking place this Saturday at 9:30 a.m. starting in Ravenna and ending at the courthouse in Bonham.


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Chris Bond
Chris grew up fishing the canals and backwater creeks in and around his hometown of Fort Myers, Florida under the tutelage of his great grandmother. He moved to Kentucky in 2004, and shortly thereafter was introduced to bowhunting by a college friend and has never looked back. While he still loves time on the lake or at the range, he spends most of his free time enjoying all the great bowhunting opportunities that Kentucky has to offer. His greatest outdoor success to date has been introducing his wife, Hannah, to the world of archery. Chris and Hannah live in Louisville, KY where they also serve with Youth Ministry International. Follow Chris on Facebook and Twitter for more.