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For Peace between India and Pakistan
Pakistani peace activist Karamat Ali describes himself as a South Asian and believes in a South Asian identity. Long-time Pakistani labour activist and founding-member of Pakistan India People's Forum for Peace and Democracy, Karamat Ali, was recently in Kolkata to address audiences on the necessity of peace between India and Pakistan.
In this interview with Aditi Bhaduri he shared some of his thoughts on Pakistani civil society, peace initiatives between the peoples of India and Pakistan and the tasks before the peace camps in both countries.
What brings you here?
I am a founding member of the Pakistan India People's Forum for Peace and Democracy (PIPFPD). I came here to discuss with my Indian counterparts how we go about organising a convention given the situation right now. But it's important and we have not had a joint convention for two years.
We keep hearing that both Pakistan and India are victims of terror; the Indian and Pakistani media have both been jingoistic following the terror attacks on Mumbai in November. Do you think the situation in both countries is the same?
Well, obviously there are differences in situation. If you look at Pakistan now, there are the Taliban, who have taken over control of considerable areas of the North West Frontier Province in Pakistan, in places like FATA (Federally Administered Tribal Areas) and Swat. As far as acts of terrorism go, almost every second day there is a suicide bombing. Obviously, India does not face that kind of situation. However, terror networks are operating all over South Asia. Last year there were bomb blasts in Bangladesh simultaneously in 64 different places.
There is a feeling here that peace between Pakistan and India is a very cosmetic peace.
Well, there are initiatives taken by the people and actions taken by the State, so obviously there are differences. People can only express their desires and aspirations. It is for the governments and State agencies to act. For instance, the PIPFPD wants to hold a convention and for the third time the Pakistani government has refused visas to our Indian friends. They always quote security. Now, we don't determine the visa policy, but in a democracy, when the citizens of a country want to meet with each other, then it becomes the duty of the State to facilitate that. I won't say peace is cosmetic, but certainly we are not able to convince the governments of the two countries to treat their citizens differently.
From the platform of PIPFPD we have demanded the removal of visa restrictions. Between India and Pakistan there are millions of divided families. Similarly, people from Bangladesh have family in Pakistan. So the general situation in South Asia should change.
When you speak on the forum, it seems that you are preaching to the converted. Have Pakistani peace activists attempted, within Pakistan, to create a constituency for peace?
When we first formed the forum in 1994, and we had the first joint convention in Delhi in 1995, there were some 120-odd Pakistanis who were coming to Delhi and one newspaper in Pakistan picked up the list and published it, calling us traitors. They managed to frighten away some of the delegates who then backed out of the trip. So, coming to India at that time was seen as an act of treason, betraying the national interest.
That situation has changed drastically in the past 16 years. People on both sides have welcomed the initiatives, more and more people have become members of the forum, and at conventions people who were not even members were coming in large numbers for open sessions. And that helped our two governments to start this composite dialogue. We should not underestimate the efforts of the citizens but it is not entirely in the hands of the citizens either. Just before the tragedy in Mumbai, there were two meetings that took place – the foreign minister of Pakistan was visiting India and the home secretaries of the two countries were meeting in Islamabad.
Obviously, there are people in both countries who do not want peace between our two countries and want to continue the enmity. And now you have these persons whose ideology is based on religious hatred and they don't want peace either. They want to impose their politics of violence and hate upon the entire country. In the places where they have seized control, they want to impose their norms of what they think Islam is. So men cannot shave their beards, women cannot go out, girls cannot go to school. Almost 200 schools in Swat were demolished and from January 15 all girls' schools have been closed down. And this is a trailer of what can follow. The point is whether we will allow these people to succeed in what they want to do – they want to push both countries to war.
What is civil society in Pakistan doing to tackle the hatred that is taught in Pakistani textbooks against Indians and Hindus in particular? After all, we know terrorism doesn't happen overnight; it needs groundwork to be done.
Yes, I agree. Since the 1990s various studies have been done by Pakistani civil society to see what is being taught in our textbooks for children and they have been pushing the government to make changes. But as you know, for the last 10 years we have had a military government which was taking some initiative but in a very hesitant manner because it was also making alliances with the rightwing forces in Pakistan, forging mullah-military alliances, so they did not take it seriously. But under the new elected government in Islamabad we hope for early action on the revision of textbooks to which this government is committed.
The current civilian government in Islamabad is a rare combination—this government has the PPP, Nawaz Sharif's Muslim League, there is the Awami National Party, which is the successor to the National Awami Party of Ghafar Khan and Wali Khan and the Muttahida Qaumi Movement, which is the party of the Mohajirs. Now, they may have differences between them, but they all stand for the diminishing role of the military in politics as they have all suffered at the hands of the military and, secondly, they all want peace and friendship with India, and they all want autonomy for the provinces they run and they all have a secular outlook.
So, if that government is able to survive the whole term, there will be some changes, which will include revision of the textbooks. Only yesterday I was reading that now there is a demand from the education minister of Sind province who has written to the federal government asking it to make education a provincial subject because they want to have autonomy of publishing their own textbooks. He made a reference both to excluding such statements from textbooks which incite hatred or distort history and secondly, to include the ethos of the local people.
What concrete steps is civil society in Pakistan taking to see that the perpetrators of Mumbai are brought to justice?
I will talk about groups working for peace. While this unfortunate incident was taking place in Mumbai, on November 27 we contacted our friends in India, and we drafted a joint statement and within a day we got signatures from 30 prominent peace activists from India and a similar number from Pakistan and we demanded serious action and joint investigation and cooperation between the two governments and whoever is behind it should be brought to justice. All those organisations that were likely to be involved must immediately be taken hold of. Then from public platforms we also spoke emphatically about the need to bring the perpetrators to justice. Organisations like the Lashkar-e- Tayyiba and others have been proclaiming publicly that they want to impose their brand of Islam upon the entire globe through violent means and they should not be allowed to function from any country. So, we have been writing and asking the government of Pakistan to take serious action and also asking to activate the joint mechanism, which had been spoken of, so that if necessary we can cooperate with each other, like have a joint investigation.
Now a group of people came from Pakistan to India and we have launched a signature campaign and thousands and thousands of people are signing it. The city council of Karachi has signed, that means the government of the city of Karachi. The speaker of the Sind Assembly organised a function in the Assembly building, where we explained the objective of this campaign. He signed it himself and he has sent it for signatures to all members of the Assembly and most of them have signed it and this is going on in every city of Pakistan and there is constant mobilisation. We are going to universities, schools, and colleges. Trade unions, professional organisations, are all involved, like the Muttahida Qaumi Movement, they took it up officially, they invited the press, they invited us, our colleagues, and they asked the entire party to get involved in it. Other parties have done similarly. So we are trying to create an environment in Pakistan so that when the civilian government wants to take action, it has the backing of the people because civilian governments are extremely constrained in Pakistan because of the very long military rule.
And I would really like to appeal to the Indian people and the government to support the civilian government because we should not allow another return of the military in Pakistan. That would be disastrous, not just for Pakistan, but the entire region. But there are no two views that the perpetrators of Mumbai and their backers need to be apprehended and brought to justice.
A joint mechanism sounds good. But how can a joint mechanism deal with, for instance, what we saw on February 5 – Kashmir Solidarity Day - with organisations and people in Pakistan pledging support to 'liberate the Kashmiri people from India'? Can that be conducive to bilateral peace?
To me this is all a kind of posturing. We need to come out of this mode. To my mind it does not help the Kashmiri people when Pakistanis don't work for a day. It's quite foolish actually. It was started in 1990 by the Nawaz Sharif government and it has become a ritual now so it has to be repeated.
Sure, we have disputes but we have to commit ourselves to peacefully resolve them and enter into a dialogue. In my view, if we adopt a South Asian approach, then we need to deal with all our disputes through peaceful means. I know from a close and reliable friend in India that in early-2007 India and Pakistan were very close to signing an agreement on Siachen, and also a mechanism for moving on from the Kashmir issue. Then General Musharraf took on the judiciary and there was turmoil in Pakistan and the Indian government was waiting for it to settle down, and by that time Mumbai happened. But whatever has been achieved till now is still there and that needs to be put into effect.
Can you elaborate on the Ghazwat ul Hind, the prophecy promising salvation to those who wage 'jihad' in India?
Well you know how these jihadi organisations started. They began with the crusade against the Soviet Union in which they said they were against communists and atheists and all that nonsense. They were helped by others. When they finished fighting the Soviets, they were diverted to Kashmir and they have said that they want to impose their version of Sharia and Islamic law all over the world and in this, they say, India is a big hurdle in their way. Obviously, they feel they can take over Pakistan. This is not speculation, this is actually what is written in their pamphlets so this Ghazwat is related to that.
We sometimes hear voices, from even some Pakistani liberals, expressing concern for the Muslim minority of India. Is this not tantamount to interference in India's internal affairs? It will also give people in India the chance to raise the issue of minorities in Pakistan.
I don't believe in this. I speak as a South Asian and to me all communities are related to us. I don't like this concept of minority and majority – they are all citizens. So why should we talk about majority being based on religion? Pakistan, for me does not belong to Muslims alone, it belongs to everybody. However, it's not out of love that people sometimes raise this issue, but to spite the adversary. I don't think a non-Muslim landlord is being discriminated against in Pakistan. Similarly, I don't think a rich Muslim is being discriminated against in India. It's not the religious discrimination but discrimination based on class and caste that is prevalent everywhere in South Asia.
paz, construção da paz, sociedade civil
, Paquistão, Índia
This sheet is also available in French: Karamat Ali et la société civile pakistanaise
Further readings:
« Karamat Ali, A Pakistani in Patna with the message of peace », The Bihar Times, 6 March 2009
Beena SARWAR, « Pakistan/India: Citizens Push for Peace », Journeys to Democracy
Harsh KAPOOR, « Marcher pour la Paix », Altermondes, 2 June 2005
Interview by Aditi BHADURI, 'Things have changed; 16 years ago coming to India was seen as treason', InfoChange, February 2009
InfoChange (News and analysis on social justice and development issues in India) - Centre for Communication and Development Studies (CCDS) C/12, Gera Greens, NIBM Road, Kondhwa, Pune-411 048, INDIA - Índia - infochangeindia.org - infochangeindia (@) dishnetdsl.net


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NEW YORK (CNN/Money) - There's a theory that when you cross two breeds of animal, the offspring can be more robust than either parent. Biologists call that hybrid vigor -- and what holds true for dogs and horses also applies to investments.
Convertibles combine the traits of both stocks and bonds, and under the right conditions, they can outperform each of their parents.
Convertibles are bonds or preferred shares that can be exchanged for a specified amount of common stock at the owner's option. Like bonds, convertibles typically yield more than the common shares. But they also benefit from any substantial rise in the stock price.
It's easy to see why convertibles often outperform straight bonds. Capital gains on bonds are limited, but the stock market usually rises substantially over a long stretch of time -- and those gains help boost the market price of converts.
Convertibles have a tough time keeping up with stocks in booming markets, but their yields can put them out in front in sideways markets. And in a falling market, convertibles' yields offer downside protection.
That yield support explains the most characteristic feature of convertibles. They share in stock gains to a greater degree than they do in losses. A convert might move up 70 percent as much as the common when it's rising, but fall only 30 percent as much on the downside. The exact ratios depend on the security's price and yield.
Convertibles almost always trade at a premium over the value of the common stock for which they can be exchanged. The rule of thumb is that the convertible is a better buy if it offers a yield advantage that would pay off that premium in four years. For example, if a convertible offers a 4 percent yield and the common pays 1 percent, the three-point difference over four years would cover a premium of up to 12 percent.
Sometimes companies have the right to "call" a convertible, or redeem it early. When that happens, you are essentially forced to convert it or sell it back to the company -- in either case, the value may be less than what you paid. Companies don't always call these issues at the first opportunity, but it's important to know the call terms.
Obviously, investing in individual convertibles requires a lot of research. And although some information is available sporadically in newspapers, magazines, and on the Web, you'll probably need more details. That could mean subscribing to an expensive investment research service or sifting through original documents filed with the Securities and Exchange Commission.
The easier alternative is to use a broker who specializes in convertible issues and works at a major firm that does proprietary research. Or better yet, find a mutual fund with a good track record and below-average expenses. This is one case where it's worthwhile to pay for professional management.

subset: commoncrawl


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- Stabilization and counteraction against oedma in case of soft tissue injuries of ankle joint/distal part of shin
- a second/third degree ankle sprain, follow-up treatment in case of stabile fractures of ankle/instep, immobilization in required therapeutical position after surgeries,
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Once I got on a roll I good to go but something happened when I was cabling the owls that they don't exactly look like what I was aiming for. In the end.... The case fits (a bit snug but I wanted it snug, next time though maybe an extra couple stitches would be good), the owls look okay and well I have a case for my kindle when I am on the go.
Mission accomplished for now.
If people would be interested in the pattern, I would be more than happy to post it after a little more tweaking. Please send me an email or leave a comment if you are interested.
Next I am making a Frilly scarf for my mom for Easter. I know it is almost spring but she has been dying for one of those scarves everyone has worn all winter. Now that I am knitting I figure why not make one for her and she will have it for next year.
~*Disclaimer: This post was written by Genuine Jenn. All opinions are honest and my own.*~


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With the official title of Miami Dolphins starting quarterback now all his, rookie Ryan Tannehill looks to make the most of the first of his final two preseason tuneups Friday night against the Atlanta Falcons.
Tannehill will get valuable playing time with the first-team offense as Miami is looking to get more out of a unit that has scored only 24 points through two preseason games. Behind Tannehill, the backup quarterback battle is one to watch with rumors this week that David Garrard could be a possible roster casualty. Last year's starter Matt Moore is currently No. 2 behind Tannehill.
The Falcons have had their starting quarterback in line for four seasons now in Matt Ryan, who has been solid all preseason. Behind him, though, the backup offensive players haven't produced much.
Both teams are looking for the first preseason win with two weeks left before the wins matter. With rosters being cut down to 53 men next week, look for backups on both teams to try to make their marks to earn a spot.
Game Date/Time: Friday, Aug. 24; 7:30pm ET
Location: Sun Life Stadium, Miami, Fla.
Local TV Schedule
WFOR 4 (CBS; Miami)
WTVX 34 (CW; West Palm Beach)
WZVN 7 (ABC; Fort Myers)
WRDQ 27 (Orlando)
TV Distribution Map: The506.com
Radio Schedule: Sirius XM Radio: 94
For the latest on the Miami Dolphins, be sure to check out The Phinsider and SB Nation Tampa Bay. For more on the Falcons check out The Falcoholic and SB Nation Atlanta. Head over to SB Nation's NFL hub for even more NFL news. Be sure to subscribe to our YouTube Channel for video commentary.


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Manchester United vs Chelsea is always a big clash and there is plenty of intrigue around this clash at Old Trafford on Thursday (watch live, 2:45pm ET on USA Network and online via NBCSports.com).
Now that we know that Erik ten Hag will come in this summer to take charge of Manchester United, there could well be an extra edge to United's play as players player for their future at the club. Interim boss Ralf Rangnick saw his side play much better away at Arsenal last week but some unlucky breaks, a penalty miss from Bruno Fernandes and close VAR calls worked against them in the 3-1 defeat. Cristiano Ronaldo looked as sharp as ever and now that it looks like the top four hunt is over, will United really want to be in the Europa League next season or maybe try and finish outside of the top seven in the Premier League?
Chelsea are sitting pretty in third in the Premier League table, as USMNT's Christian Pulisic was the hero against West Ham as he scored a 90th minute winner. The Blues are now fully-focused on winning the FA Cup (they play Liverpool in the final at Wembley on May 14) and finishing the season strong, while Thomas Tuchel is now just waiting for the new owners to take charge so he can start long-term planning. It has been announced that Antonio Rudiger is leaving Chelsea at the end of his contract this summer and with the takeover still a few weeks away, at the earliest, it seems like a lot of Chelsea players are weighing up their future. A busy summer is coming up as Tuchel wants to try and turn Chelsea into genuine title contenders.
Here's everything you need to know ahead of Manchester United vs Chelsea.
How to watch Manchester United vs Chelsea live, stream link and start time
Kick off: 2:45pm ET, Thursday TV Channel: USA Network Online: Stream via NBCSports.com
Manchester United team news, injuries, lineup options
Harry Maguire is out with a knee injury, while Jadon Sancho is missing with tonsillitis and Fred is still out. Luke Shaw, Paul Pogba and Edinson Cavani are also out. That means Scott McTominay and Nemanja Matic are likely to remain in central midfield, while Ronaldo, Anthony Elanga and Marcus Rashford should start up top.
Chelsea team news, injuries, lineup options
Antonio Rudiger could return from his groin injury, while Reece James and Andreas Christensen could return after missing the win against West Ham. Mateo Kovacic is still out with his ankle injury. Callum Hudson-Odoi and Ben Chilwell remain out. We could expect Pulisic, Romelu Lukaku and Hakim Ziyech.
Manchester United vs Chelsea, live! Score, updates, how to watch, stream originally appeared on NBCSports.com


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by Ketchum for Sidra
by Ogilvy HealthPR for H. Lundbeck A/S
by Astellas
by Hanover Communications for UCB
by Just:: Health Communications for Shire International GmbH
by Just:: Health Communications for Shire International GmbH
At Shire, the simple purpose at the heart of the business is to enable people with life-altering conditions to lead better lives. Throughout much of the world, the understanding and perception of attention deficit hyperactivity disorder (ADHD) is still evolving. This scepticism deepens the challenge for people living with the disorder. As a leader in this therapy area, Shire identified an opportunity to recognise and reward the organisations that work tirelessly to support those living with ADHD while publicly demonstrating its commitment to the ADHD community.
The Excellence in ADHD Patient Group Awards were developed and assessed in collaboration with a distinguished international panel comprising experts in patient advocacy, mental health and education. In its inaugural year, the programme launched to patient organisations worldwide in June 2014 via media and the Shire website. Entrants were invited to complete an application demonstrating how their project made a difference to the lives of people living with ADHD in their country. The awards attracted 10 entries from five countries, including two where there was no Shire affiliate present.
The international judging panel selected three winners on World Mental Health Day 2014, providing crucial support to three organisations supporting people with ADHD.
This is well-executed campaign, which is fraught with complexities given country codes of practice. It has strong business objectives and clear rationale supported by a thorough tactical execution.
|Entry deadline
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In: Teens Curate Teens
IM/PERMEABLENovember 15, 2017
IM/PERMEABLE, (May 14-June 10, 2017) A teen-curated exhibition of artworks by teen artists that explores the idea of borders. Borders can…Read More
Where You Been?July 19, 2016
Curator's Introduction and Exhibition Gallery: Where You Been? is an art exhibition that explores migration, transitions, and traditions in today's society….Read More
FUTURE FIX OPENS THIS SATURDAY!May 13, 2015
Please join us this Saturday, May 16th from 2:00-5:00 for the Grand Opening of Future Fix, an exhibition of student artwork…Read More
Teens Curate Teens Info SessionMarch 19, 2015
Manhattan Info Session about Artwork Submissions Monday March 23, 4-6pm at the ArtsConnection Office Any questions? Couldn't get to site visits?…Read More
Teens Curate Teens: Cynida's Story (part 2)February 2, 2015
Editor's Note: In Spring 2014, Cynida's artwork was included in the Teens Curate Teens exhibitions "Rose From the Concrete," a…Read More


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Capital One has been caught by the U.S. Trustee's office in Massachusetts. They have been caught filing Proofs of Claim (i.e., a request for payment stating that they have a valid claim against the Debtor and are entitled to be paid) in Chapter 13 cases requesting payment for debts that had already been discharged in a preceding Chapter 7 case.
Sorry, but that pretty much qualifies as lying, cheating and stealing. Furthermore, filing a false claim is punishable by a fine of up to $50,000 and some serious jail time.
So, what punishment has the U.S. Trustee suggested for Cap One?
They have to give the money back. Yep, they filed false claims — thousands of them — and they have to give back the money they were paid on those claims. Oh, and they have to hire an independent auditor to make sure that they do.
This is set out in a proposed settlement agreement, which is announced on the U.S. Trustee's web page if anyone wants to read it. The settlement has not yet been approved by the Court — and I hope that it won't be. It certainly does nothing to dissuade this kind of conduct in the future. Nor does it do much to change the U.S. Trustee's Office's reputation for being a bit pro-creditor.
I think I need to get more aggressive about pursuing discharge violations.


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Heda Margolius Kovály | Translated from the Czech by Alex Zucker
Heda Margolius Kovály, a Czech writer and translator, was born in 1919 in Prague to Jewish parents. In 1944 she and her family were taken to Auschwitz. Her parents were immediately killed, but Heda managed to survive by getting selected for a work detail. After escaping from a transport to Bergen-Belsen, she was reunited with her husband, who had survived Dachau and become a devout Communist. In 1952, he would be tried for conspiracy and killed in a Czech jail.
Under a Cruel Star, Kovály's memoir of her time in Auschwitz and the early years of Czechoslovak communism, was first published in 1973. It has since been published in many languages all over the world. Her crime novel, Innocence, is based in large part on her own experiences in early 1950s Prague. Kovály died in 2010 at age 91.
Alex Zucker has translated novels by Czech authors Jáchym Topol, Miloslava Holubová, Petra Hůlová, and Patrik Ouředník. Honors he has received include an English PEN Award for Writing in Translation, an NEA Literary Fellowship, and the ALTA National Translation Award. In 2014 he did new subtitles for the digitally restored version of Closely Watched Trains, the 1966 Czechoslovak New Wave classic based on the Bohumil Hrabal novella. Alex lives in the Greenpoint neighborhood of Brooklyn, New York. Visit his website at www.alexjzucker.com


text: I got scolded for letting my team chat while they work, taking on new work while job hunting, and more by Alison Green on January 8, 2016 It's five answers to five questions. Here we go… 1. I got scolded for letting my team chat while they work Several of my subordinates and I sit at desks very close to one another in a large office. During slow times, we chat while we work. (During busy times, we have no time to socialize.) We enjoy these breaks as it gives us knowledge about each others' ideas, beliefs, family, lives outside of work, etc. I have always looked at it as a strengthening of our team. While doing data entry today, we were chatting about our families and different cultures, when our (newly appointed) general manager scolded me via email for allowing my team to have non-work related discussions that he could overhear from his desk. He acknowledged that while my workers did a great job during busy times, if they didn't have "enough" to do when it's slow I should send them home (they are paid hourly so this was a threat to take away their pay). I was genuinely shocked, not only at the suggestion, but that he couldn't see we were working while talking, and at the idea that there is zero value in simple human communication between team mates. I'd like another opinion because I sure don't trust his. Well, it's certainly true that there's such a thing as too much chit chat, especially if it's distracting other people (which is possible if he can hear it from his desk). It's also true that it's not realistic or wise to expect people to work like automatons and never talk to each other. I can't tell from your letter which of these categories your team is in. In your shoes, to try to figure it out, I'd look at productivity — for example, are people much more productive on quiet days or days when other people are out? Do you have a backlog that would benefit from people working with more speed and focus? Are you hitting all your goals? Those answers should point you in the right direction. On his other point, it's true that there are jobs where it does make sense to send people home when there's not much work — but if you're going to do that, you should let people know that before you hire them. Otherwise, they're counting on a certain amount of pay each week, and it's crappy to take that away. You might point that out to him. Since he's new, he may be used to a different way of doing things … or he could just be a bit of a jerk. Either way, it would be useful to hash this stuff out with him and get aligned on how you manage your team. 2. Should I take on new projects at work while I'm job hunting? I work for a small company. One of employees recently resigned and her tasks and responsibilities are being divided among the existing employees. The CEO would like me to take on many of her tasks, including managing our vendors. I am more than happy to do the additional work. (I've had a lot of down time in the past and can easily fit it in to my schedule.) However, I have been job hunting for a few months now and am hoping to be in a new job in a maximum of four months, so I'm not sure it makes sense for me to establish relationships with our vendors, change all of our accounts to list my email address, etc. only to have yet another person take over those tasks in a few months. Though I think our CEO knows on some level that I'm unhappy in my job, I don't think he knows that I'm looking to leave, and I'd prefer not to tell him until I have a new position lined up. He is borderline obsessed with loyalty and I fear he would fire me on the spot if he knew I was applying/interviewing elsewhere (this attitude is one of the many reasons I'm looking to leave). I'm not sure if there's a way to suggest those tasks go to someone else without tipping him off to the fact that I'm hoping to leave soon or if I should just suck it up and take on the new tasks, knowing that (with any luck), I'll be gone in a few months and yet another person will need to establish new relationships with our vendors, change all of our account passwords, etc. What do you suggest? Proceed as if you're not leaving. There's no way to get out of this without tipping him off, and the reality is that you don't know for sure that you'll be gone in four months. Even if you're gone sooner, though, this is just part of doing business — people leave and there are inconveniences associated with it, but it's not usually practical to pull yourself out of stuff that would normally fall to you until you have firm departure plans in place. 3. Reapplying to a company whose offer I turned down five years ago I have a question about reapplying to a company that I had turned down a job offer from in the past. Five years ago, I had a few rounds of interviews at a company (let's call it Company A), and I ended up receiving a job offer. I also received another job offer at the same time (Company B), and I ended up taking the job with Company B. I had a great interview experience at A and felt bad turning it town, but B was more in line with what I thought I wanted to do. Now five years later, I'm regretting the decision and want to go into the industry A is in. (Similar industries, and my experience at B is in line with what I'd be doing at A). I saw that Company A is hiring again. Do I apply again to the job? If I do reapply, should I email the person I worked with during the interview process and who offered me the job? Yes, apply again, and mention in your cover letter that they made you an offer for position X in 2011 that you weren't able to accept at the time, but that you really enjoyed your conversations with them then and would love to talk with them about position Y. Then, after you do that, email the person you talked with five years ago (if she's still there), include a copy of your application materials, and let her know that you applied through their formal system but that you wanted to reach out to her and let her know. Add something genuine about how much you enjoyed your talks a few years ago, and why you've remained interested in them this whole time. 4. How should my resume show a position that was first volunteer but then paid? I volunteered for an organization for several months, after which I was lucky enough to be hired. My duties remained exactly the same – they just decided to start paying me for it. Should I put the two periods of time as separate entries in different sections, or as two positions under the same organization, one clearly marked "volunteer"? Two positions under the same organization, with the first one clearly marked as volunteer. That will emphasize that they liked your volunteer work enough to begin paying you for it when they didn't have to, which reflects well on you. You can list it like this: Chocolate Teapots United Spout Inspector (staff) – May 2015-present Spout Inspector (volunteer) – November 2014-May 2015 * accomplishment * accomplishment * accomplishment 5. Donating books to prisons Remember the interview I did with a former prison librarian last year? She just sent this to me and I wanted to pass it along: In the comments section of my interview post, a few people asked about donating books to prison libraries. This popped up in my feed today (I imagine they are rerunning it because of Making a Murderer, which I have no doubt may of your readers are watching): http://bookriot.com/2016/01/05/donate-your-books-to-prisons-what-why-and-how/ I think it's all for U.S. prisons, but it's a start. You may also like:my new boss scolded us about our private chat messagesmy "hybrid" team is using me as their way to not go to the office at allmy coworker is a Zoom pest { 119 comments }


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One of our essential commitments in the Church of the Brethren is to seek the mind of Christ together. We have promised to take our cues from Jesus, not from politicians of any stripe. If we want to understand the mind of Christ in regard to refugee resettlement, we do well to begin with Jesus' Bible, which is more or less what we call the Old Testament. From there we can move to a study of Jesus' life and teaching as remembered by his earliest followers. Although this article only skims the surface of some relevant scriptures, part of its purpose is to invite deeper study.
Jesus' Bible often mentions refugees, meaning people who relocate to escape danger, including the danger of starvation. Sarah and Abraham are refugees when they escape famine by going to Egypt (Genesis 12:10-20). This early example of refugee resettlement does not go well. Abraham is afraid of the Egyptians, so he persuades Sarah to lie to immigration authorities about their marital status. When the truth comes out they are deported. Fortunately, they leave Egypt unharmed and can practice better hospitality toward other travelers later.
Fast forward to a camp at the Oaks of Mamre, where Abraham sees three men approaching his tent (Genesis 18:1-15). This time he does not act out of fear. His culture allows for questioning strangers before welcoming them, but Abraham and Sarah forego that step as they hurry to provide shade, precious water, and a huge feast. After feetwashing and a meal, guests are expected to share news, and these guests do not disappoint. They stun Sarah with the word that she will give birth in old age. Abraham and Sarah exemplify the hope that hospitality can bring amazing rewards for hosts as well as guests. Recalling this story, the author of Hebrews advises, "Do not neglect to show hospitality to strangers, for by doing that some have entertained angels without knowing it" (13:2).
The blessings of hospitality are also evident in Ruth's relationship with Naomi and Boaz. Ruth marries into a family of refugees from Bethlehem while they are staying in her home country of Moab. After all the men in the family die, Ruth insists on following her mother-in-law Naomi to Bethlehem despite the widows' desperate situation (Ruth 1:1-22). The blessings begin when Boaz, a wealthy landowner, obeys Leviticus 19:9-10 by leaving some grain in the field for the poor and foreigners to glean. Boaz might have looked down on a foreign woman like Ruth, but instead he admires her hard work, courage, and loyalty to Naomi. His prayer for her anticipates future developments: "May you have a full reward from the LORD, the God of Israel, under whose wings you have come for refuge!" (Ruth 2:12).
When he tells Ruth to drink water that the young men have drawn, there is an echo of other stories about refugees who receive drinks at wells and end up getting married (Genesis 29:1-30; Exodus 2:15-22). We might expect Ruth to marry one of Boaz's workers; but, no! Soon Naomi is grand-mothering a baby, and the whole nation is blessed. Ruth and Boaz become the great-grandparents of King David and ancestors of Jesus (Ruth 4:13-17).
Whereas hospitality for foreigners can result in blessings for all concerned, the law obeyed by Boaz offers another motive worth considering. According to several passages in the Law of Moses, God's people should empathize with foreigners because of the memory of being oppressed in Egypt. Israel's treatment of foreigners must be better than Egypt's. The same chapter in Leviticus that provides for gleaning goes on to command, "The alien who resides with you shall be to you as the citizen among you; you shall love the alien as yourself, for you were aliens in the land of Egypt" (Leviticus 19:33-34). Other laws give a similar reason for allowing foreign workers to rest on the Sabbath: "You shall not oppress a resident alien; you know the heart of an alien, for you were aliens in the land of Egypt" (Exodus 23:9-12; compare Deuteronomy 5:12-15).
Such motives only work when the collective memory of having been foreigners remains strong. Fortunately, Israelite worship constantly reinforced this memory. At Passover and other festivals, Israelite families confessed their unity with the earlier generations that God had rescued from famine, slavery, and genocide. A good example is the creed that Deuteronomy 26:3-10 prescribes for an annual harvest festival:
"A wandering Aramean was my ancestor; he went down into Egypt and lived there as an alien, few in number, and there he became a great nation, mighty and populous. When the Egyptians treated us harshly and afflicted us, by imposing hard labor on us, we cried to the Lord, the God of our ancestors; the Lord heard our voice and saw our affliction, our toil, and our oppression. The LORD brought us out of Egypt with a mighty hand. . . ."
The law requires worshippers to recite the story of their people's experience as refugees, using pronouns that include later generations in the story. Since this practice helps to teach empathy for refugees and other foreigners, it is no coincidence that Deuteronomy 26:11 expressly includes foreigners in the thanksgiving feast.
Such are the laws and stories that Jesus would have recited as a youth in the synagogue or during a pilgrimage to Jerusalem. His self-identification with refugees has deep roots in that tradition. In addition, the Gospel of Matthew gives a more personal reason why Jesus identifies with refugees. His family escapes mass murder by fleeing to Egypt. Even as an adult, Jesus remains a refugee. He moves around to escape persecution, and he instructs his disciples to do the same (10:23, 12:14-15, 14:1-13).
Jesus repeatedly makes promises that reflect his identification with refugees and other vulnerable people. At the end of a long warning about persecution, he assures his disciples, "Whoever welcomes you welcomes me" (Matthew 10:40). He goes on to promise a reward to "whoever gives even a cup of cold water to one of these little ones in the name of a disciple" (10:42). "Little" in this context means lowly and vulnerable, which is how Jesus expects the disciples to carry out their mission. A similar promise refers to a child that Jesus has lifted up as an example of lowliness: "Whoever welcomes one such child in my name welcomes me." Although Matthew 18:1-5 does not describe this child as a refugee, attentive listeners can catch an echo of Matthew's infancy narrative, which repeatedly refers to Jesus as "the child." Jesus understandably identifies with a child who needs welcoming.
The same theme resounds in the famous judgment scene of Matthew 25:31-46, when Jesus surprises the nations with the news that "whatever you did to the least of these who are members of my family, you did to me." Scholars debate who is included in "the least of these who are members of my family." The related promises in Matthew 10:40-42 refer to disciples as "little ones," and Matthew 12:46-50 describes disciples as Jesus' family. Matthew's earliest audiences could have heard "hungry," "thirsty," "stranger," "naked," "sick," and "imprisoned" as descriptions of their own needs, or perhaps the needs of other disciples who suffered while following Jesus' call to mission. It seems, then, that "the least of these" could be limited to disciples.
Nevertheless, as we seek to follow the mind of Christ, we would be wise to welcome non-Christians as well as Christians. We are not in a position to judge whom Jesus might claim as family, and other biblical calls to love and hospitality are more obviously open-ended. We have seen that Leviticus 19:33-34 includes foreigners in the command to love our neighbors as we love ourselves, and Jesus expands the definition of "neighbor" to include even enemies (Matthew 5:43-48). In addition, if we would like to be welcomed as refugees, the implications of the Golden Rule are clear (7:12).
Paul makes clear in his interpretation of Jesus' lovecommand that genuine love requires concrete actions and includes people who are outside as well as inside the church. "Contribute to the needs of the saints," Paul writes in Romans 12:13. Then he continues with the Greek phrase, philoxenian diokontes, which literally means "pursue love of strangers or foreigners." In contrast to the passive ways we sometimes practice hospitality, "pursue" means that we should actively seek opportunities to welcome others. Interestingly, the Greek word xenos, meaning stranger or foreigner, is at the root of both philoxenia (love of foreigners) and xenophobia (fear of foreigners). The contrast between these words calls to mind another apostle's teaching that "love drives out fear" (1 John 4:18).
Courageous love of foreigners takes center stage in one of Jesus' most famous parables, featuring a compassionate Samaritan. A review of the historical context can help this parable pack more of its original surprise. Judeans and Samaritans had been enemies as far back as the split between the northern and southern kingdoms in about 930-920 BCE. Deportations imposed later by different empires increased the cultural distance between the former kingdoms. A long-standing dispute about where to worship came to a head in 113 BCE when the Judean high priest John Hyrcanus destroyed the Samaritans' temple on Mount Gerizim. The conflict still smoldered in Jesus' time, as many Judeans considered Samaritans unclean half-breeds, while many Samaritans considered Judeans wrongheaded.
Without being told otherwise, Jesus' listeners would probably assume that the man left for dead in the parable is a Judean. If so, he could expect help from a priest or Levite going down from Jerusalem, but not from a Samaritan. He might not even want help from a Samaritan. Surprisingly, however, the Samaritan is the one who acts as a neighbor, showing mercy courageously and sacrificially. He pursues philoxenia even with someone stereotyped as his enemy.
Now we are in a better position to discern the mind of Christ regarding refugees. Jesus understands that people can become channels of God's blessing by practicing hospitality toward strangers and foreigners. Jesus empathizes deeply with refugees, both because of his personal experience and because of Israel's collective memory of escape from slavery and genocide. Since the Church of the Brethren also has a collective memory of flight from persecution, we may hear Jesus calling us to "pay forward" the welcome and religious freedom that Brethren received on first coming to America.
Jesus' command that we love our neighbors explicitly includes people that others might stereotype as enemies. Jesus understands that active, inclusive hospitality involves significant costs and risks, but he calls us to accept those as part of the cost of discipleship. He does not want us to act out of fear, but out of the love that drives out fear.
He invites us to trust that the blessings gained by welcoming refugees will far outweigh the costs. One of the blessings Jesus promises is that we will experience his presence more deeply when we welcome children and other vulnerable people in his name. Someday we may even find ourselves among the nations who hear Jesus say, "Come, blessed ones, inherit the kingdom that has been prepared for you from the foundation of the world. . . . Whatever you did for the least of these who are members of my family, you did for me."
Dan Ulrich is Weiand Professor of New Testament Studies at Bethany Theological Seminary in Richmond, Ind. This is from a presentation he prepared for Southern Ohio District, which has begun working on a refugee resettlement project.


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493. Verse 4. These are the two olive trees, and the two lampstands which are standing before the God of the earth, signifies love and intelligence, or charity and faith, both from the Lord with them. By "an olive tree" is signified love and charity, of which presently; and by "lamp stands" is signified enlightenment in truths (n. 43), and thence intelligence and faith, because intelligence is from enlightenment in truths, and faith is from this. By "standing before God" is signified to hear and do what He commands n. 366), here therefore that these two are with them from the Lord, who is the God of the earth, that is, with those who are in the two essentials of the new church, spoken of above; from which it is plain, that by the two witnesses being "two olive trees and two lampstands" is signified that they were love and intelligence, or charity and faith, for these two make the church; love and charity its life, and intelligence and faith its doctrine. [2] An olive signifies love and charity, because the olive tree signifies the celestial church, and thence "the olive," which is its fruit signifies celestial love, which love is love to the Lord; hence it is that this love is also signified by the oil, by which all the holy things of the church were anointed. The oil, which was called the oil of holiness, was: From olives mixed with aromatics (Exod. 30:23-24). And also: The lamps of the lampstand in the tabernacle were made to burn every evening from olive oil (Exod. 27:20-21; Lev. 24:2). "An olive tree" and "olives" have a like signification in Zechariah: There were two olive trees near the lampstand, one on the right side of the bowl, and the other on its left, and two olive berries: these are the two sons of the olive tree standing before the Lord of the whole earth (Zech. 4:3, 11-12, 14). In David: I am like a green olive tree in the house of God (Ps. 52:8). And in Jeremiah: Jehovah called thy name a green olive tree fair with beautiful fruit (Jer. 11:16-17; besides other places). [3] Since "Jerusalem" signified the church, therefore also many things that were in and about it signified such things as pertain to the church. Near it was also the Mount of Olives, which signified the Divine love, wherefore: Jesus in the day was teaching in the temple, and at night He went out, and passed the night in the Mount of Olives (Luke 21:37; 22:39; John 8:1). And Jesus spoke with His disciples on that mount concerning the consummation of the age, and His coming at that time (Matt. 24:3, and following verses; Mark 13:3, and following verses). And also He went from that mountain to Jerusalem, and suffered (Matt. 21:1; 26:30; Mark 11:1; 14:26; Luke 19:29, 37). And this according to the prediction of Zechariah: His feet shall stand in that day upon the Mount of Olives, which is before Jerusalem on the east (Zech. 14:4). Because "the olive tree" signified the celestial of the church, therefore: The cherubs in the midst of the temple of Jerusalem were made of the wood of the olive tree; in like manner the doors of the oracle, and the posts (1 Kings 6:23-33).
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Welp.I've upgraded my Gaming desktop, currently posting from laptop while I run drivers. afterwords, going to download steam/firefox, and muh gaymz.
AMD FX 8150 8 core 3.6GhZ (OC up to 4GhZ.)
AMD Radeon HD7870 GhZ edition 2GB GDDR5
Kingston Hyperx 120GB SSD(OS)
Asus Sabertooth 990FX R2.0 AM3+ Mobo.
16 GB DDR3 Kingston HyperX blue.
TPLink Wireless N PCI-E adapter.
Standard SATA DVD Drive.
2TD WD Green HDD(data)
750GB Seagate 7200RPM (Software.)
what do you think?


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HTC Unveils Android 4.0 ICS Update for 16 Handsets
HTC Corporation has become the direct competitor to Samsung Electronics in the Android market and to prove this, the Taiwan-based handset vendor has recently confirmed its big plans to bring Android 4.0 Ice Cream Sandwich update to all of its latest 16 devices.
In the recent past, HTC has been already pushing out updates for two of its devices in the European market, including HTC Sensation and Sensation XE. However, the company's latest post on its blog has revealed that no fewer than 16 of its smartphones are due to get the update immediately, including the Droid Incredible 2, Amaze 4G and Desire S and Desire HD.
The following list comprises of the HTC devices available in the U.S. that are confirmed to get a tasty treat of Ice Cream Sandwich:
DROID Incredible 2 by HTC
HTC Amaze 4G
HTC Desire S
HTC Desire HD
HTC EVO Design 4G
HTC Incredible S
HTC Sensation
HTC Sensation XL
HTC Sensation 4G
HTC Sensation XE
HTC Raider
HTC Rezound
HTC Rhyme
HTC Thunderbolt
HTC Vivid
The company has not yet released any specific dates for most of the said phones. At the moment, the update is being rolled out only on the HTC Sensation and HTC Sensation XE.
As for timing, we're in the early stages of rolling out Android 4.0 for the HTC Sensation and HTC Sensation XE and upgrades will be more widely available in the next few weeks. The update for the HTC Sensation 4G and HTC Sensation XL will follow, said Darren Krape, HTC's worldwide community manager.
Please note, once we start pushing out updates it will take time for all carriers in each country to get the update. We are working closely with our carrier partners to nail down update schedules for our other smartphones and will have more to share very soon.
© Copyright IBTimes 2023. All rights reserved.
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'Are We Safe?' Mixed Emotions For Venezuelan Migrants Reaching The US
Taiwan Should Aspire To Make Itself 'Indigestible' To China, Says Expert
Hi, Robot: Machines Take Over At China's Asian Games
Central Banks In No Rush To Cut Interest Rates
Israeli Forces Kill 2 Palestinians In West Bank Raid: Ministry
The US Sanctions Squeezing Iran Leaders, Oil And Trade
Climate Protesters Throng New York, Demand End To Fossil Fuels
Poland, Hungary, Slovakia Defy End Of EU Ukraine Grain Import Ban


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The Tennessee Volunteers aren't expected to bring back coach Butch Jones next season.
Despite several successful seasons during his tenure in Knoxville, the Vols have gotten off to a slow start in 2017 and the court of public opinion wants him out.
The speculation has been rampant, and it's still anyone's guess who will be tabbed to lead the former SEC powerhouse in 2018, but a surprising name has shot to the top of the list.
Former NFL coach and evil Chuckie doll look-alike Jon Gruden is the odds-on favorite to lead the Vol Walk next season.
Latest Jon Gruden odds confirmed via BetOnline. Gruden now 2.5/1 to be next Tennessee coach. Have to wonder if the job is his already pic.twitter.com/eaE2yRACuT
— SEC Mike (@MichaelWBratton) October 28, 2017
Gruden has been linked to jobs in the past, but always said he's enjoying his work as a commentator. There is no publicly known reason to suspect anything has changed.
Still, his sudden rise to the top of the list, and the gulf between Gruden and the next highest name on the list, former Oregon coach Chip Kelly, is interesting. Kelly is definitely in the market for another job coaching.
How much longer will Tennessee stick with Butch Jones? They might just be biding their time until they can come to terms with their next target.
If it's Jon Gruden, who isn't already committed to another coaching job, an announcement could be coming soon.
Can't get enough of Campus Sports? Follow us on Twitter, Facebook and Instagram to stay updated with the latest news and exclusive giveaways!


text: Try These Creative Incentives to Motivate Your Sales Team Tricia O'Donnell No matter how driven your sales team is, it never hurts to show them how much you care about their efforts to bring in new business. Selling requires a lot of energy and stamina, and giving your salespeople even a small boost can go a long way toward helping them power through the rejection that comes with the job. That's especially true in a small business, where salespeople can't necessarily ride on your brand name to get prospects to take their call or meet with them, as they might in a Fortune 500 company So how do you keep them excited and engaged? Here are some creative ideas for motivating your sales team: Say it in pictures. Highlight your top seller of the month to your audience each month. Feature them in a blog post and post their picture on your social media sites. Not only will it give a nice nod to your salesperson, but it can even help your clients and audience recognize and get to know your top performers. Send out a press release. Many local publications like to get news about movers and shakers in their community for columns they run. When your sales stars win an important award or get promoted, send a brief press release to your local news source to show your sales team how important they are to you. Not sure how to write a press release? Type "press release template" into a search engine. There are many free and inexpensive ones you can find online. Help them blow off steam. There's no better way for your sales team to recharge their energy than a fun, fitness-related activity. Many fitness businesses now offer inexpensive mini-memberships, where you can give someone the gift of, say, five classes. Make sure you tailor the fitness gift to each sales person's interests. For instance, if you know one of your salespeople does yoga at the local YMCA, why not treat him or her to a few sessions at a local hot yoga studio? Similarly, someone who does Crossfit might appreciate a chance to try another facility in town to see what it's like. Break the routine. Instead of treating your sales team to the usual drinks for hitting a big goal, look for a fun new experience you can all do together—whether it's paintball or learning from the chef at a local restaurant how to cook a popular dish. Sites like Groupon can be a great source of ideas for inexpensive experiences you can try. Make sure to take plenty of photos and share them on Instagram or your Facebook page! Pretend you're at Google. The search engine giant is famous for letting its employees spend 20% of their time on a passion project they feel will most benefit the company. You can mirror this approach with your sales team by giving your highest performers a day or two this month to work on the business development project of their choice. Maybe they've been meaning to research an intriguing new client or play golf with a particular prospect but never have the time. Give them the opportunity to do so without worrying about other work and you'll be surprised at how their productivity soars. Make parking easy for them. If you live in a congested area, your top salespeople will no doubt appreciate a break from parking hassles. Assuming your company has a parking lot with private spots for customers or visitors, consider allowing your top sales performer to use one of those spots for a week. There's nothing like pulling right into an empty spot to start the workday off right. Allow them to plan your next celebration. Invite your best performing salesperson to choose the menu for an in-office party the next time your sales team hits a big goal. Whether your sales star opts to bring in the best burgers in town or a locally brewed beer for a tasting, it'll be a fun way to bring some personal flair to the celebration.


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Exhibition Development & Science Writing
My Role: Writer, Content Developer, Prototyper, Tester
Description: Prototyping a touchscreen experience with museum visitors. Created paper prototypes and testing protocols. Collected and analyzed data. Continually revised prototypes until visitors could successfully navigate the interactive and understand the biomechanical concepts. The paper prototype and testing results directly influenced the eventual design and programming of the interactive. See the next slides for the polished results.
Images © The Field Museum, photographer Libby Pokel-Hung


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I hate blogger. Just wanted to put that out there. Since last Thursday I haven't been able to post anything because their image uploader hasn't been working for most people who use Explorer. I see a lot of blogs have been having the same issues.
After a week of troubleshooting the genius tech crew at Blogger come up with a solution!!!!!
They tell me to temporarily try using Google Chrome.
I sense shenanigans.
At least I don't have to make a deal with the devil they call Firefox. I'd quit blogging before doing that.
Onto some more pleasant things, like baseball cards. I've received a couple of packages in the new year, and I need to show them off. Now that I can upload pictures, I will do just that.
First, from night owl. A smallish, but power packed package. How so? Let me explain.
First card out of the package, a 2006 UD Oscar Villarreal. Oscar was the top card, and so was volunteered to be the brave warrior against the dreaded painters tape during the voyage here. He ended up victorious, but shows the scars of battle near both top corners.
from the same set, a Kevin Barry rookie card. You can tell UD was serious about baseball back then. Kevin is card #1014. That's insane.
from this year's Bowman. Or is it last year's? Who can figure this stuff out? Anyways... a nice shot of BMac before injuries killed his season.
same set, Martin Prado about to gun someone down at 2nd base.
and, according to me, and every baseball stat site on the internet, the best right fielder in all of baseball, Mr Jason Heyward. 6.6 war ladies and gentlemen.
I'm guessing these are 2012 Topps Update cards? My first card of Jack Wilson as a Brave. Jack sure plays hard. Too bad he can't hit.
Ditto my first Brave card of Paul Maholm. By the way, when did Baseball Reference become so expensive? $270 to sponser Maholm??? $1500 for Chipper? I used to sponser starters on the Braves for under $25. WTH?
The most dominant reliever in baseball, Craig Kimbrel. Averaging 2 strike outs per inning. Nasty.
No wonder Dan forgot how to hit.... he's using waaaaay too many gloves.
getting back to this being power packed... I got to this card of former Brave and current free agent Michael bourn and realized that this was the first card I've seen before. Therefor the first duplicate! Woot! I needed all of those other ones! It's like owl took a look at my wantlists or something! (although to be truthful he didn't as I don't have public lists for any of those sets yet.... but still...)
but finally, the last card. Another one I didn't have. And even though it's one of the most over used pics in all of baseball card land, I love it. An auto of everyone's favourite knuckler, Phil Niekro.
Thanks owl!!!
Tuesday, January 8, 2013
finally, a solution to the puzzle.
Posted by Captain Canuck at 2:30 PM
Labels: Blogger sucks, Braves, Night Owl, Phil Niekro, trade post
5 comments:
- flywheels said...
Did my blog disappear from your sidebar?
Love that Neikro auto!
- January 8, 2013 at 3:09 PM
- Commishbob said...
I use Chrome exclusively and like it. Strangely on my iPhone and iPad it has issues with Blogger and submitting comments. Go figure.
- January 8, 2013 at 4:28 PM
- night owl said...
You're welcome.
Sorry about the tape mishap. Must not have closed the team bag well enough.
Or the border patrol people have been acting up again.
- January 8, 2013 at 6:08 PM
- bamlinden said...
That's a sweet Niekro. As a non-baseball guy, I very much enjoy and appreciate that fine offering.
Knice..........see how I did that.
- January 9, 2013 at 12:43 AM
- Pro Set Cards said...
Phil is amazing...
This post for some reason reminds me that spring training is just around the corner!
- January 9, 2013 at 1:45 PM
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(b) Information we collect about you – information automatically collected when you visit our Platform, for example:
(i) technical information, including the Internet protocol (IP) address used to connect your computer to the Internet and your log-in information, browser type and version, time zone setting, browser plug-in types and versions, operating system and platform;
(ii) information about your visit, including the full Uniform Resource Locators (URLs), clickstream to, through and from our Platform (including date and time), products you viewed or searched for, page response times, download errors, length of visits to certain pages, page interaction information (such as scrolling, clicks, and mouse-overs), methods used to browse away from the page, and any phone number used to call our customer service number; and
(c) Information we receive from third parties – We work with third parties and we may receive information about you from them, for example, business partners, sub-contractors in technical, payment and delivery services, advertising networks, analytics providers, search information providers, or credit reference agencies. We will notify you when we receive information about you from them and the purposes for which we intend to use that information.
We only retain Personal Data for so long as it is necessary and in accordance with law and regulation. Data may be archived as long as the purpose for which the Personal Data was used still exists.
JEFFLEE CREDIT PTE LTD may collect, process, use or disclose your Personal Data for our business purposes, including without limitation:
1. developing and providing the Platform (whether made available by JEFFLEE CREDIT PTE LTD), including but not limited to;
verifying your identity for the purposes of providing the Platform or loan facilities;
10.administering benefits or entitlements in connection with our relationship with you or
arising from your participation in events, campaigns, or marketing promotions by JEFFLEE CREDIT PTE LTD or in conjunction with our partners. This will include the
administration of loyalty, rewards programmers, lucky draws, and/or sending gifts
and awards;
11. providing, improving and developing our services;
12.researching, designing and launching new features or products;
13.presenting content and information in our Platform in the most effective manner for you and for the device you use;
14.providing you with alerts, updates, materials or information about our services or other types of information that you requested or signed up to;
15.complying with laws and regulations applicable to us in or outside of Singapore; 16.responding or taking part in legal proceedings, including seeking professional advice;
17.for direct marketing purposes;
18.communicating with you and responding to your questions or requests; and 19.purposes directly related or incidental to the above.
In addition to the above purposes, JEFFLEE CREDIT PTE LTD may also use Personal Data for purposes set out in the TCU and other terms and conditions that govern our relationship with you.
We may use your Personal Data in direct marketing (i.e. offering or advertising products or services by sending the relevant information directly to you). We require your consent specifically for this purpose and you may opt out any time. For the purpose of this clause:
(a) the Personal Data that may be used in direct marketing are those that you provide to us or we collect from you as stated above;
(b) the type of services or products that may be offered or advertised will be our products or services, seminars, conferences or events, and those of our affiliates or business partners;
(c) the relevant information may be sent to you by email, in-app message or phone message or call;
(d) you may opt out at any time by calling us at 63921251. We will cease to send you marketing information without charge.
You acknowledge that we will disclose your Personal Data to our partners in the course of providing services to you, and that your Personal Data will be used by our partners for the purposes of providing loan services to you, including but not limited to:
(a) verifying your identity;
(b) retrieving of data and reports from the Moneylenders Credit Bureau and any other credit bureaus;
(c) generating personalised loan offers for you;
(d) contacting you to finalise loan terms and arrange for execution of loan documents; and
(e) any other purposes directly related or incidental to the above, and in such case you acknowledge that your Personal Data will be subject to our partners' respective privacy policies.
Jefflee Credit – Privacy Policy 1.0
4. Security Measures
JEFFLEE CREDIT PTE LTD shall protect your Personal Data in the JEFFLEE CREDIT PTE LTD's control or possession by making reasonable security arrangements (including, where appropriate, physical, administrative, procedural and information & communications technology measures) to prevent:
5. Use of Personal Data for Marketing Purposes
JEFFLEE CREDIT PTE LTD may use your Personal Data to recommend you products or services, including special offers, promotions, contests or entitlements that may be of interest to you or for which you may be eligible. Such marketing messages may be sent to you in various modes including but not limited to electronic mail, direct mailers, short message service, telephone calls, facsimile and other mobile messaging services. In doing so, JEFFLEE CREDIT PTE LTD will comply with the Personal Data Protection Act of Singapore.
6. Disclosure and Sharing of Personal Data
In order to carry out the purposes set out herein, JEFFLEE CREDIT PTE LTD may from time to time and in compliance with all applicable laws on data privacy disclose your Personal Data to any personnel of JEFFLEE CREDIT PTE LTD or to third parties, whether located in Singapore or outside of Singapore.
Please be assured that when JEFFLEE CREDIT PTE LTD discloses your Personal Data to any third party, JEFFLEE CREDIT PTE LTD requires them to ensure that any Personal Data disclosed to them are kept confidential and secure. Further, Personal Data transferred outside Singapore by way of disclosure to third parties will be protected at a standard that is comparable to the PDPA.
JEFFLEE CREDIT PTE LTD wishes to emphasise that JEFFLEE CREDIT PTE LTD does not sell Personal Data to any third parties and JEFFLEE CREDIT PTE LTD shall remain fully compliant to any duty or obligation of confidentiality imposed on JEFFLEE CREDIT PTE LTD under the TCU and Agreement that governs our relationship with you or JEFFLEE CREDIT PTE LTD's customers or any applicable law.
The Platform and/or our communications with you may from time to time contain links to third-party websites over which we have no control. If you follow a link to any of these websites, please note that they have their own practices and policies. We encourage you to read the privacy policies or statements of these websites and understand your rights. We accept no responsibility or liability for any practices of third-party websites.
We will keep your Personal Data we hold confidential but you agree we may provide information to:
(a) any member of our group, which means our subsidiaries, our ultimate holding company and its subsidiaries, as defined in Section 5 of the Companies Act (Chapter 50);
(b) personnel, agents, advisers, auditors, contractors, financial institutions, and service providers in connection with our operations or services (for example staff engaged in the provision of support services);
(c) our overseas offices, affiliates, business partners and counterparts (on a need-to-know basis only);
(d) our partners (including licensed moneylenders and banks); (e) persons under a duty of confidentiality to us;
(f) persons to whom we are required to make disclosure under applicable laws and regulations in or outside of Singapore; or
(g) actual or proposed transferees of our operations (or a substantial part thereof) in or outside of Singapore.
We will reasonably endeavour to ensure that any third party who receives your Personal Data from us shall handle such Personal Data in accordance with applicable laws and regulations.
The Personal Data that we collect from you may be transferred to, and stored at, a destination outside Singapore. It may also be processed by persons referred to above who operate outside Singapore. In such case, the following will apply:
(a) where we transfer your Personal Data to countries outside of Singapore, we will obtain your consent for such transfer to be made and will take steps to ensure that your Personal Data continues to receive a standard of protection that is at least comparable to that provided under the PDPA;
(b) by submitting your Personal Data you agree to this transfer, storing or processing of data outside Singapore. We will take all steps reasonably necessary to ensure that your data is treated securely in accordance with this Privacy Policy
7. Cookies and Related Technologies
Our Platform uses cookies to distinguish you from other users of the Platform. This helps us to provide you with a good experience when you browse our Platform and also allows us to improve our Platform.
A cookie is a small file of letters and numbers that we store on your browser or the hard drive of your computer if you agree to the use of cookies. Cookies contain information that is transferred to your computer's hard drive.
We may use persistent cookies and session cookies. A persistent cookie stays in your browser and will be read by us when you return to our Platform or a partner site that uses our services. Session cookies only last for as long as the session (usually the current visit to a website or a browser session).
We may use the following cookies:
(a) Strictly necessary cookies – These are cookies that are required for the operation of our Platform. They include, for example, cookies that enable you to log into secure areas of our Platform, use a shopping cart or make use of e-billing services.
(b) Analytical/performance cookies – They allow us to recognise and count the number of visitors and to see how visitors move around our Platform when they are using it. This helps us to improve the way our Platform works, for example, by helping users find what they are looking for more easily.
(c) Functionality cookies – These are used to recognise you when you return to our Platform. This enables us to personalise our content for you, greet you by name and remember your preferences (for example, your choice of language or region).
(d) Targeting cookies – These cookies record your visits to our Platform, the pages you have visited and the links you have followed. We will use this information to make our Platform and the information displayed on it more relevant to your interests.
You can block cookies by activating the setting on your browser that allows you to refuse the setting of all or some cookies. However, if you do so, you may not be able to access all or parts of our Platform.
We may use third-party web services on our Platform. The service providers that administer these services use technologies such as cookies (which are likely to be analytical/performance cookies or targeting cookies), web server logs and web beacons to help us analyse how visitors use our Platform and make the information displayed on it more relevant to your interests. The information collected through these means (including IP addresses) is disclosed to these service providers. These analytics services may use
the data collected to contextualise and personalise the marketing materials of their own advertising network.
8. Other Websites
Our Platform may contain links to other websites which are not maintained by JEFFLEE CREDIT PTE LTD. This Privacy Policy only applies to the websites and mobile application pages of JEFFLEE CREDIT PTE LTD. When visiting these third-party websites, you should read their privacy policies which will apply to your use of the third-party websites.
9. Retention of Personal Data
Your Personal Data is retained as long as the purpose for which it was collected remains, and until it is no longer necessary to serve the purposes of the agreement between you and JEFFLEE CREDIT PTE LTD as set out in the TCU, or for any other legal or business purposes.
10.Accuracy of Personal Data
Where you provide Personal Data to JEFFLEE CREDIT PTE LTD, you shall make reasonable effort to ensure that the Personal Data is accurate and complete before providing the same to JEFFLEE CREDIT PTE LTD. JEFFLEE CREDIT PTE LTD shall put in place adequate measures to ensure that the Personal Data in its possession or control remain or is otherwise accurate and complete. In any case, JEFFLEE CREDIT PTE LTD shall take steps to correct any errors in the Personal Data as soon as practicable upon your written request.
11. Access and Correction
You may request access or make corrections to your Personal Data held by JEFFLEE
CREDIT PTE LTD by way of a written request. You have the right to:
(a) check whether we hold Personal Data about you;
(b) access any Personal Data we hold about you; and
(c) require us to correct any inaccuracy or error in any Personal Data we hold about you.
Any such request may be subject to a small administrative fee to meet our cost in processing your request. Such a fee depends on the nature and complexity of your access request. Information on the processing fee will be made available to you.
12.Contact Us
To contact JEFFLEE CREDIT PTE LTD on any aspect of this policy or your Personal Data or to provide any feedback that you may have, please visit any of our branches or get in touch with our data protection officer in the following ways:
Tel: +65-6515 5969
Email: email@example.com
In addition, should JEFFLEE CREDIT PTE LTD be aware that your Personal Data has been compromised and is, or likely to result in significant harm to you, JEFFLEE CREDIT PTE LTD will notify you and advise on the possible steps to protect yourself from further potential harm.
13.Amendments and Updates of JEFFLEE CREDIT PTE LTD's Privacy Policy
JEFFLEE CREDIT PTE LTD may in its sole discretion amend this Privacy Policy from time to time to ensure that this policy is consistent with any developments to the way JEFFLEE CREDIT PTE LTD uses your Personal Data or any changes to the laws and regulations applicable to JEFFLEE CREDIT PTE LTD. JEFFLEE CREDIT PTE LTD will make available the updated Privacy Policy on our website (Insert website link to privacy policy). All communications, transactions and dealings with JEFFLEE CREDIT PTE LTD shall be subject to the latest version of this Privacy Policy in force at the time. By continuing to use our Platform when the changes come into effect, you agree to be bound by the revised and latest Privacy Policy.
14.Governing Law & Jurisdiction
This Privacy Policy shall be governed by and construed in accordance with the laws of Singapore. You agree to submit to the exclusive jurisdiction of the Singapore courts in the event of any dispute.
15. Special handling of NRIC numbers
As of 1 September 2019, the Singapore Personal Data Protection Commission issued
stricter rules regarding organisations' collection, use and handling of NRIC numbers.
Given our role, we collect your NRIC number and disclose this to partners to facilitate provision of services in accordance with applicable law and regulation. We detail below the purposes for our collection and use of your NRIC number:
(a) Compliance with legal requirements under the Moneylenders Act: Pursuant to the Singapore Moneylenders Act, licensed moneylenders must obtain NRIC numbers (among other Personal Data) of every loan applicant before granting loans; and
(b) Compliance with legal requirements under the Moneylenders Act: Pursuant to the Singapore Moneylenders Act, licensed moneylenders must obtain NRIC numbers (among other Personal Data) of every loan applicant before granting loans; and;
Given the risks and potential impact of any unauthorised use or disclosure of Personal Data associated with your NRIC number, we provide a greater level of security to protect your NRIC number by storing your NRIC number in an encrypted database. We will not disclose your NRIC number to any merchant or third party unless you agree to.
We collect your full NRIC number at the time of registration and store this for as long as reasonably necessary and in accordance with law. We are committed to protecting your privacy and you have our assurance that we will handle and protect your NRIC number with particular care.
A good advisor that offers a loan solution that helps me resolve my problem and I am able to return loan within my budget. Highly recommend even if you just want to hear what they got to offer.Mr. Rajesh,
Interest is considerably one of the lowest in the market. Good experience!Ms. Cheryl,


text:
(agus Duilleagan Sònraichte)
[ DiLuain, 01 dhen Mhàrt 2021 - DiCiadain, 31 dhen Mhàrt 2021 ]
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