text:
Brighten Your Smile Along With Great Teeth Whitening Suggestions
Rid yourself of the awkwardness of yellow-stained teeth. Follow this manual to achieve the smile of your aspirations along with a little bit of time and effort. Certainly not just is going to it creates you more attractive, however it is going to provide you a fantastic increase in self-esteem.
Make use of dried out, crushed divine basil leaves to lighten your pearly whites. This is a recognized method for typically lightening your teeth and also is actually very reliable. It is actually likewise very good for your keeping your gums healthy and balanced. This is a fantastic technique to whiten your pearly whites and possesses positive dental health perks.
To feel better looking pearly whites via your diet plan, eat even more raw foods items. Chomping uncooked meals may be fantastic for your teeth, and staying clear of processed foods means you'll create much less plaque. While uncooked foods aren't a good way to acquire quick pearly whites whitening results, consuming all of them consistently are going to make your teeth sparkle gradually.
Explore your dental practitioner twice a year. You must see your dental expert for a frequent cleansing and examination. Most people don't just like visiting the dental professional however it is crucial to possess healthy and balanced pearly whites and also will aid with maintaining your teeth white colored. Maintain your visits with your dental practitioner as well as see all of them routinely.
Do not gargle. Mouth wash has chemicals in it that can easily blemish your teeth. These chemicals enter your physical body through tissue that is located under your tongue, as well as they influence the shade of your smile. Simply keeping away coming from mouth wash is among the most convenient means to bleach your teeth and also boost your smile.
If you desire whiter teeth, prevent drinking coffee. Coffee enthusiasts frequently discolor their teeth a deep yellowish color. Clearing away these stains may be very challenging, costly, as well as opportunity consuming. Maintaining your teeth white colored in the first place is the surest means to guarantee a sparkling smile for a long times to find.
Carry out certainly not begin a home pearly whites brightening procedure without heading to the dental professional to have an exam carried out. You perform certainly not want to use any of these therapies if you have unattended cavities in your oral cavity. The exact same chooses periodontal health condition. These things ought to be actually handled just before any sort of therapy.
Do not go overboard with lightening items. It's incredibly easy to overuse whitening items thus your teeth are going to be whiter. You wish to prevent using them way too much due to the fact that they could be wrecking to your pearly whites as well as gum tissues. A few of these products may eat away at the enamel on your teeth, leaving all of them with a see-through appearance.
Use an electricity toothbrush. Experts have found that electricity toothbrushes are superior to non-electric ones. Electric tooth brushes are actually most likely to get to regions frequent tooth brushes can easily certainly not. The sporting of electricity tooth brushes additionally means that they carry out a far superior job of combing your teeth. This does away with spots far more successfully.
Lightening your pearly whites may seem to be synthetic and also distressing, however that is actually not regularly the situation. Besides, why shouldn't you possess super-clean pearly whites? What is actually abnormal regarding that? You'll most definitely experience an increase to your self-esteem if you perform. Use these pointers constantly to make sure the greatest results.


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Dead Baby
There's a dead baby in your yard
the newsboy said when he knocked on the door.
It was over by the fence. It was naked. It was blue.
It was bloody placenta all over the ground
and red spots on the fence. Red spots on the fence
led them over the top to the trail of blood
in the neighbor's yard
to the back door
and into the room
of a 13 year old, the childless mother
of the dead baby in the yard next door.
I heard a cry late last night,
a neighbor reported,
Thought it was a cat or a bird
What did she do alone in that room?
Teddy bear stuffed in her mouth?
Her legs pumping the mantra of a child
giving birth all alone: Get rid of it,
then wash up, no one will know
Did she rise up then
Get rid of it
and take the baby to the fence?
Go wash up, it's gone now, no one will know
it's over, we're dying, wash up now,
it's gone over the fence . . .
There's a dead baby in your yard
the newsboy said when he knocked on the door.
It was over by the fence.
It was wrapped in slick papers
the Sunday supplement
multicolored ink-stains
and bloody from the birth,
yellow rubber gloves flopped in a puddle,
man-sized gloves. Playtex
what you use
to wash the whitewalls on tires
to strip furniture
to clean the oven
or to pull out a baby that doesn't want to come
when you don't know what you're doing
so you reach in and pull harder
and the head comes out and it's blue
and the cord's wrapped around
and you don't know what you're doing
and you reach in and pull harder
and the yellow gloves pull harder
and you're scared
and it's blue and we're dying,
so you reach for the Parade section
and roll the baby in it
and you don't know what you're doing
and you're sorry
and you drop it over the fence
hand over head, like a kid mailing a letter
and you turn the gloves inside out,
drop them and run home before dark.
There's a dead baby in your yard
the newsboy said when he knocked on the door.
It was over by the fence.
It was dressed in white lace
a christening gown
layers of white on white,
the baby had been washed,
the clothes had been pressed
it had all been prepared,
a small bonnet crocheted
a pearl ribbon woven through.
It was wrapped in a cover
a hand-knitted blanket,
the edges folded back,
the kind a grandmother would weave
the perfect baby, the kind a grandmother
would dream of
the son she'd never had,
the one she could spoil,
the one she deserved.
There's a dead baby in your yard
the newsboy said when he knocked on the door.
It was over by the fence where the Granddaddy
leaned against it, a post to divide his property
from yours. Don't know nothing 'bout no fence,
the Granddaddy said. So now she's knocked up
and squalling out back,
serves her right for running around
serves her right for backtalking me.
The neighbor next door
was the one who was right
who heard late that night
the cat and the bird.
Take me to the fence,
the baby had begged them,
and when the newsboy arrived
he saw an alley cat out back
tugging at some meat. He heard
a single black bird
a cry in the wind.
He rushed to tell all of them
what all of them already knew.
There's a dead baby in our yard
the newsboy says,
and something knocks at our door.
"Years ago I was haunted by a small news story I read in the Rocky Mountain News—about how a newsboy found a dead baby while delivering his papers.
Here I have tried to ease the shocking nature of this event with something artful—by creating the arc of a detective story that can carry the reader with its questions —suggesting possible theories, imagined culprits, persons of interest—even the reader has something knocking at their door. And it was important to include the newsboy in the repetitive line, because he literally delivers the news and the repetition of the news strikes an alarm over and over like a tolling bell.
I am a Denver author of poetry, fiction and nonfiction. I am a retired lawyer. At the time I wrote this poem I was serving as a Denver County Judge. It won a prize from the Denver Press Club. Coincidentally, when I read this poem at the DAC event, the reporter who had filed the original story about the case was in attendance!" — Jacqueline St. Joan
The Colorado Independent's News-Stained Poetry Project features poems that are about the news, products of the news, responses to the news. "News stained" is meant as a badge of honor, a reference to the long tradition of the poet as witness. As Carolyn Forché wrote, politics can sometimes be seen as a "contaminant to serious literary work," something to be avoided. But that way of thinking, she said, "gives the political realm too much and too little scope… It renders the personal too important and not important enough." News developments, whether or not they are reported, shape our personal lives every day. We don't often think in the moment about how that is happening and what it means. We should think more about it. Poets think about it. And we want to help encourage them to write more about it.
Please send submissions to firstname.lastname@example.com, subject line "poem," with a short bio and some mention of where and when the poem was written.
note: this poem was previously published in The Denver Quarterly.
[Photo by Danielle Henry]

subset: commoncrawl


text:
PAW PAW, Mich. (AP) — A 22-year-old woman has been sentenced to 1½ to 15 years behind bars for a crash into an icy southwestern Michigan lake that killed her boyfriend, who was a passenger in the SUV she was driving.
The Herald Palladium reports Tara Smith learned her punishment Monday in Van Buren County Circuit after earlier pleading guilty to operating under the influence causing death.
Twenty-two-year-old Jezreel Wallace of Bangor Township was pronounced dead at a hospital following the December crash into School Section Lake in Bangor Township. Police have said Smith was able to escape from the vehicle and swim to land. She sought help at a nearby home.
An investigation determined that the SUV overshot the end of a dead-end road, went onto the ice-covered lake and broke through the ice.


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Everything in the world is energy, so when surrounded by a negative one, our life starts moving in the wrong direction.
Toxic people are unfortunately everywhere around us, spoiling our days, affecting the team atmosphere at the workplace, criticizing, discouraging us to pursue our dreams, conflicting our ideas, focusing on our failures, and ruining our happiness.
Therefore, you are not the wisest person in the world if you already know that staying away from these people is the key to happiness.
I know it is far from easy to declutter toxic people in life, but here are some tips:
- We all change with time, and our goals and aims in life change as well. Relationships come to a natural end as a result, so keep in mind that it is absolutely okay to walk away from people that no longer suit your journey.
- Toxic people might look charming and friendly at first. Yet, there are signs that guide you. Stay away from people who seem aggressive towards others, as they will become aggressive towards you as well. Also, avoid people who gossip and talk behind other people's backs, as they will do the same with you when you are not around.
- When you cannot avoid them, for instance, if you work with them or they are close relative, prepare for your encounters. Learn the lines and prepare your responses in advance.
- When there is no way out, and it seems you are stuck with them forever, it is time to blow them off. These people behave in those ways just because they need attention, so ignore them and they will soon become disinterested in you.
- To avoid drama, slowly phase out contact with the toxic people, so the relationship will fizzle out on its own.
Before you make a final decision, it would be nice to sometimes give them a chance as even toxic people can change.
Yet, attorney Athena Ponce warns:
"I'm not saying you should shun anyone with bad habits. But there are some people who become defensive, combative, and full of excuses when you point out obvious, severe lapses in judgment in attempts to help them….
If having to provide support for people who act this way causes you stress and never-ending frustration, it's best to stay away. They have no intention of growing as people."
To make yourself happier, surround yourself with positive and supportive people, ones that believe in you and encourage you. Positive people are there to cheer you, love the smile on your face, and boost your confidence.
Eternal optimists will always be there for you as they've got your back. These fantastic people love life and will only enrich yours.


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EVERY NBA team has now completed at least 50 games, with two-thirds of the season more or less in the rear-vision mirror. Atop the MVP food chain, there's still no movement, however, the rest of the ladder continues to fluctuate with an insane scoring binge and an ankle sprain to a serious contender causing plenty of movement between rungs 2-10.
2019-20 MVP Ladder 1.0
2019-20 MVP Ladder 2.0
2019-20 MVP Ladder 3.0
IF you like what you read be sure to check out more SportsbyFry articles by hitting this link. Make sure you keep up to date with the latest NBA articles and follow my fan pages on Facebook, Twitter and Instagram to never miss a minute of the action!
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Honourable Mentions: Rudy Gobert, Bam Adebayo, Russell Westbrook, Khris Middleton, Donovan Mitchell
10. Pascal Siakam, Toronto Raptors (36-14)
Season Stats (40 games): 23.7 PPG, 7.7 RPG, 3.5 APG; 46.0 FG%, 36.5 3P%, 80.7 FT%
Last Rank: N/A
TORONTO is streaking through the standings right now, vaulting themselves into the valuable No. 2 seed thanks to a franchise-record 12 straight victories. It's no coincidence that the win streak almost perfectly coincides with Pascal Siakam returning to the lineup for the Raptors as their All-Star starter continues to put up a legitimate case to win back-to-back Most Improved awards. The defending champ might have another decent crack at winning his second ring, but I can't see him vying for this year's MVP trophy even if TO keeps winning.
9. Damian Lillard, Portland Trailblazers (23-28)
Season Stats (49 games): 29.7 PPG, 3.8 RPG, 5.1 APG; 43.5 FG%, 39.7 3P%, 87.5 FT%
Last Rank: N/A
DESPITE Damian Lillard's nuclear fortnight, you can only place so high in the ladder if your team still owns a sub .500 record. Portland is doing their best to turn their fortunes around winning five of their last seven games with Dame averaging an absurd 44.9 PPG (and 10.0 assists a night) in that span. Excluding Westbrook a few years ago, no player has won fewer than 50 games and claimed the MVP since the 80's and unless Lillard keeps up his insane scoring average I can't see him becoming a serious threat.
8. Jimmy Butler, Miami Heat (34-16)
Season Stats: 20.5 PPG, 6.8 RPG, 6.3 APG; 45.2 FG%, 25.5 3P%, 83.7 FT%
Last Rank: 8th (level)
JUST because his per-game averages aren't as eye-popping as some other members of the MVP race, doesn't mean that Jimmy Butler is less deserving of a ladder rung. In fact, until the Raptors went on their double-digit win streak, Miami looked every bit like the conferences second-best team. His shooting from distance (just 28 makes in 110 tries) has been a sight for sore eyes, but excluding that Butler has been giving the Heat exactly what they need – a bonafide leader who lets his play do the talking.
7. Anthony Davis, Los Angeles Lakers (38-11)
Season Stats (42 games): 26.4 PPG, 9.1 RPG, 3.3 APG; 51.2 FG%, 31.5 3P%, 86.5 FT%
Last Rank: 6th ( 1)
AD sliding in the ranks once again comes at no fault of his own. He is on track to play 70+ games for just the third time in his career (knock on wood) despite missing a string of five straight games in the middle of January. Since returning his per-game numbers have taken a slight dip, however, he still deserves his regular place among the top-10 award contenders. Part of being LeBron James' teammate means you have to be pretty damn special to outshine him and generate some MVP buzz of your own.
Image from cbssports.com
6. Kawhi Leonard, L.A. Clippers (36-15)
Season Stats (39 games): 27.0 PPG, 7.5 RPG, 5.3 APG; 46.4 FG%, 37.3 3P%, 89.1 FT%
Last Rank: 7th ( 1)
ON average Kawhi seems to miss one out of every three games. That doesn't mean the other two-thirds of the time he's merely making up the numbers with L.A. owning a 31-8 record with the reigning Finals MVP in the lineup. If he was a stand-alone franchise, Leonard would have the second-highest winning percentage (79.5%) in the entire league and given his statistical resume it feels unfair to exclude Kawhi from the top-5. However, missing one-third of the season so far will be held against him as it probably should.
5. James Harden, Houston Rockets (32-18)
Season Stats (47 games): 35.8 PPG, 6.5 RPG, 7.3 APG; 43.6 FG%, 36.0 3P%, 86.7 FT%
Last Rank: 3rd ( 2)
SOME atrocious shooting nights in January saw Harden post the worst statistical month we've seen from him in a long time. To start 2020, Houston's scoring savant shot just 35.5% from the field and 27.0% from behind the arc, hardly looking like a genuine MVP as Westbrook picked up a lot of the slack (averaging 32 points, eight rebounds and eight assists in the month of Jan). The Rockets have found their groove winning three straight with Harden averaging 38.3 PPG, 11.7 RPG and 9.0 APG in that stretch. More of those numbers will undoubtedly see him rise up the ladder.
4. Luka Doncic, Dallas Mavericks (31-19)
Season Stats (43 games): 28.8 PPG, 9.5 RPG, 8.7 APG; 46.4 FG%, 32.1 3P%, 76.3 FT%
Last Rank: 2nd ( 2)
AVAILABILITY is the best ability and unfortunately for Luka, his slide down the ladder is partially due to his absence in the last few games. According to head coach Rick Carlisle, the super sophomore could be out until the All-Star break with this ankle sprain the only thing that has halted his unreal season. Doncic has been driving force behind the Mavericks playoff push so far and there's no doubt that he'll be in the running for this award for the rest of the decade. Winning it this year is starting to look like too tall a task for the young franchise-changing stud though.
3. Nikola Jokic, Denver Nuggets (36-16)
Season Stats (52 games): 20.6 PPG, 10.3 RPG, 6.8 APG; 51.7 FG%, 33.0 3P%, 80.1 FT%
Last Rank: 5th ( 2)
IF you need any justification as to why Nikola Jokic finds himself above the likes of James Harden and Luka Doncic, look no further than his recent box score. Playing on the second night of a back-to-back after Denver's involvement in a four-team, 12-player trade the Nuggets were left with just seven active players to take on Utah. Jokic came out and became just the 9th player in league history to drop a 30-20-10 stat line helping his squad pick up their 36th win of the season. Light work for the stellar Serbian, who is firmly in the mix as a top tier MVP candidate.
2. LeBron James, Los Angeles Lakers (38-11)
Season Stats (47 games): 25.2 PPG, 7.7 RPG, 10.7 APG; 49.3 FG%, 35.2 3P%, 69.2 FT%
Last Rank: 4th ( 2)
THE torrid pace the Lakers are setting means LBJ is looming as one of the few legitimate candidates to topple the No. 1 player on this list for the Maurice Podoloff Trophy. The proud owners of the second-best record in the entire league has LeBron and the Lakers snapping at the heels of their conference rivals, even with James playing the fewest average minutes of his career (34.8 per game). With his trophy cabinet already fairly stacked, LeBron will likely prioritise his rest to add a 4th championship ring to his resume over another MVP, but there's still a chance he can achieve both.
1. Giannis Antetokounmpo, Milwaukee Bucks (43-7)
Season Stats (46 games): 30.1 PPG, 13.2 RPG, 5.8 APG; 55.4 FG%, 31.9 3P%, 60.8 FT%
Last Rank: 1st (level)
A lot of Antetokounmpo's numbers have improved in the last month, except for his free throw shooting. The only Achilles heel in the reigning MVP's game isn't going to halt his momentum to claim the award for a second straight year, with Giannis currently on an absolute statistical tear. With his Bucks poised to push for 70 games this year, Antetokounmpo has had at least 30 points, 15 rebounds and 5 assists in four straight games, falling just one bucket short of turning that into a seven-game streak. Good luck catching him.
Peace ✌
Banner from hoopshabit.com


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Hot Docs 2015: Over the Rainbow
Leny Wiggers has known love only once in her life. While on vacation in New Zealand, she met another woman and fell so far in love, she finally came out of the closet. She was 68 years old.
Making its international premiere at Hot Docs 2015 is Over the Rainbow, a delightful film about the now-80-year-old Leny and her life, courtesy of writer/director Tara Fallaux. Unlike many documentaries about individual subjects, this one, which clocks in at a lithe 39 minutes, doesn't have a lot of detail to offer, either from the past or in the present.
In the past, Leny honored her dying father's request and, from the age of 12, remained with her mother until the matriarch's passing some 56 years later. As she answered the call of familial service and bore the burden of sexual secrecy, she watched everyone—including her own sister—grow up and move on with their lives.
Since the sad passing of her mother, and since her glorious emergence from the closet, the octogenarian has been making up for the time she seems to have lost to service and secrecy. She attends rallies and parades, offers stories and wisdom to other lesbians she meets, and parties pretty hard in discos, too. More often than not in her travels, Leny is the center of attention, and deservedly so.
Again, there is not much in the way of a life so full of occurrences as to warrant great detail of story, but this film isn't about story; it's about theme and inspiration.
The recurring theme of Leny's life is one of freedom: from the absence of it to the reveling in it to the yearning for as much more of it as possible. Borne from that theme, and as a byproduct of Leny's life path, comes the inspiration that sacrifice is not eternal, love can be found on any point along a timeline, and being alive means having life and when you have life, you have something you can make the most of.


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Multiple What? Pamphlet Helps Helps Untangle the Perplexities of Multiple Sclerosis
Multiple What? pamphlet is trifold and gives those living with Multiple Sclerosis a venue to help others better understand that MS symptoms are different for everyone and how the limitations of MS are not always obvious from the outside.
As many as 1 in every 1,000 People may have MS says Multiple What? Pamphlet.
It is difficult to know just exactly how many people are affected by MS, because "doctors and hospitals do not have to report numbers to the health department since MS is not a contagious disease like AIDS or tuberculosis" said Kathy Jensen of the National MS Society.
However, in 2001, it was estimated that there were 350,000 people living with MS in the United States; that is about 1 in every 1000 people (NMSS). About 85% of those with MS have relapsing/remitting MS, while around 15% have progressive MS (NMSS).
MS Is Not Always Obvious, says Multiple What? Pamphlet. MS can cause more than 35 Different Symptoms.
About 33% of people living with MS use a wheelchair most of the time. However, 65% percent of people with MS are not working (NMSS). Not everyone living with MS has a disability nor are they disabled. Yet, for those who are debilitated, we need to realize that a disability is not always visible. Notably, the 1994-1995 Survey of Income and Program Participation (SIPP) found that about 54 million people had some level of disability and 26 million persons were considered to have a severe disability. Yet, only 7.0 million persons used a visible device for mobility (McNeil); thus, 19 million people who were defined as severely disabled, did not use a wheelchair, cane, crutches or walkers.
In other words, 73% of Americans with severe disabilities do not use such devices. Therefore, a disability cannot be determined solely by whether or not a person uses a cane, walker or wheelchair.
Whether or not a person living with MS uses a cane, walker or wheelchair, one of the biggest complaints is that people assume they are "feeling good," because they are told they "look good." Many with MS have difficulty working and performing duties of daily living, because of the "invisible" symptoms such as extreme fatigue, pain, weakness, exhaustion and cognitive impairments.
This can be quite frustrating for someone with MS, because despite the way they look on the outside, they may be greatly hurting on the inside. Their symptoms, limitations, and damage from the disease are not always apparent from the outside. Debbie, a woman from South Carolina wrote, "I have M.S. and I can not make my husband understand he can not see how I feel" (IDA Guestbook).
What most people do not realize is that MS can cause over 35 different symptoms. Many of these can range from mild to debilitating and from occasional to constant. Here are just a few: Exhaustion, stiffness, numbness, tingling, blurred vision, depression, disorientation, dizziness, lack of coordination, acute pain, speech problems, paresthesia, flu-like symptoms, headaches, cognitive difficulties, memory loss, bowel/bladder dysfunction and mild to debilitating fatigue (RMMSC).
Whether or not their limitations seem obvious on the outside, it is vitally important to remember their struggle on the inside. For those who are able to walk, each step to them may be like hiking up a very steep mountain with a severe case of the flu. Moreover, for those who cannot, their wheelchair is not always the only obstacle in which they must contend.
Not All MS Patients Are Alike, Multiple What? Pamphlet Reminds.
One thing that is stressed in seminars and literature about MS is that every patient is different. Each has their own set of symptoms, the degree of symptoms and level of limitations. The fact that your Aunt Gertrude is living with only occasional symptoms or ones that are not debilitating, does not mean this is how another person should be.
People living with MS have to make various adjustments at different levels. Some experience occasional symptoms that are manageable with changes in diet, stress, exercise, and medications. Some struggle with frequent bouts in which they must make adjustments in their work and schedules at home in order to avoid these relapses. Others endure debilitating pain and fatigue that rarely or never goes away.
During relapse for some patients with MS, even simple household tasks that once were never given a thought can be a challenge or virtually impossible. For instance, simply dusting could have to be spread out into a two-day chore. Even preparing a meal is often a goal that these patients struggle to accomplish.
Multiple What? Pamphlet Helps You Answer Others When They Ask, "What Can We Do?"
1) Avoid the temptation to make a visual diagnosis by stating, "Gee, you look like you are feeling good." We cannot see how they feel on the inside, from the outside.
2) Learn to be aware of their symptoms, despite how chipper they may appear during our visit with them. After all, they smile because they enjoy seeing us. They are also trying to keep a positive outlook, despite the pain, not necessarily because they feel good and are doing well.
3) Do not push for them to tell us they are "having a good day," if they are not. Some have mostly good days and some bad. Some have mostly bad and some good. We should allow them to be honest.
4) Acknowledge what they are going through. It may mean a few or even a whole lot of changes and losses. They do not require our complete understanding, just our belief in them.
5) Respect their limitations. When a person has MS, they must manage their condition by staying within boundaries. Over-doing oneself only can lead to increase in symptoms. We must allow them to say "no," even if we do not fully understand.
6) Tell them how much we admire their strength and determination. Many times people living with illness are treated as if they are just being weak or lazy. But, if we examine the evidence, we will find someone who actually has incredible courage, strength, and perseverance.
Multiple What? Pamphlet Helps You Also Answer the Question, "How Can We Help?"
How can we help? We can try offering to pick something up from the store when we go, bringing them a picnic lunch, vacuuming their floors, doing a load of laundry during our visit or sending them a note to say we care. They already feel like a burden, so we should not wait for them to call us for help.
Finally, people living with MS do not want pity, they simply need our love and support. We should not worry that addressing their hurdles will discourage them! After all, ignoring what they are facing and trying to downplay it can leave them feeling as if we do not have any idea how what they are going through.
For that reason, we can validate their feelings by listening and acknowledging their concerns. This will give them strength and hope to know we are standing by them. Most of all, when we let them know that we see them as the courageous, strong, determined people that they are, they will fight even harder!


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Cooked chicken wings
cup honey
cup chili sauce
Juice from ½ of a lime
tsp melted butter
A splash of soy sauce
Ranch dressing
Blue cheese
Celery stalks
Toss in your cooked wings and give it a good shake to coat them in the sauce. Use tongs to remove the coated wings from the sauce and serve 'em up! Photography
Photography by Jason Mai


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At I&E, we take a unique approach of combining life insurance together with estate planning in a comprehensive, holistic way that focuses on wealth building and legacy creation. This approach uses life insurance and the different life insurance riders available to maximize your policy, based on your unique goals, needs and objectives.
Life Insurance Policy Riders
We all know how important life insurance is and have a pretty good grasp on what it does. You purchase life insurance for the death benefit, so your loved ones to be able to continue to be financially stable should something happen to you.
In addition, life insurance is an asset, and can be a powerful wealth building tool when used to build cash value.
There are several riders that are available to add to your policy that can help enhance your policy's death benefit and cash value performance.
Waiver of Premium Rider
The waiver of premium rider protects you if you should suffer a disability. The waiver of premium kicks in if you are diagnosed as totally disabled, and your premium is waived for the remainder of the policy. Which means, if you have whole life insurance, or some other type of permanent coverage, the premium will be waived for the remainder of your disability or your life.
In addition, on certain policies with specific life insurance companies, the WOP rider will also waive premiums due on the supplemental life insurance riders, guaranteed insurability riders and renewable term riders.
Guaranteed Insurability Rider
The guaranteed insurability rider should be on every life insurance policy and is very affordable. It allows the policyholder to increase the benefit amount at specific birthdays, at the time of a marriage, or at the birth of a child, without having to provide evidence of insurability (i.e. you don't need to submit to life insurance blood testing).
This rider is critical, particularly if you are considering life insurance for children or young adults, because if the insured develops a disease or become uninsurable during the policy period, the insurance company allows the insured to increase his or her total life insurance coverage and death benefit at specific times.
Disability Income Rider
The disability income rider is designed to pay a monthly amount to you should you become disabled. You can add a short-term or long-term rider. The short-term typically pays you for a short period. Long-term is designed for a more permanent situation and usually has a six-month waiting period before benefits begin.
Often, this rider will stop paying after two years but there are options for longer. If you own a business, this would be a good option for a buy-sell agreement or a key person within your organization. Then again, you may also want to consider a stand-alone long-term disability insurance policy as well.
Paid-Up Additions Rider
This rider is also known as paid-up additional insurance and is available on participating whole life insurance policies. This rider is for those who want to build cash value and death benefit at the same time. The paid-up additions earn dividends, and then they continue to compound over time. You may take a loan against the cash value or surrender them at any time.
Overloan Lapse Protection Rider
The overloan protection benefit rider protects your policy from lapsing in the event that your life insurance loan exceeds a certain threshold. Generally, the rider is available on policies that have been in force for 15 years or more. In addition, the insured must be at least age 75.
The main point of this rider is that it protects you in your old age from taking out a loan and not being able to repay it, resulting in your policy lapsing, creating adverse tax consequences. The rider allows the insurance company to work in conjunction with you to prevent more cash from being borrowed against the policy, thereby preventing a lapse.
If your policy has a large outstanding loan and you will have difficulty repaying it to avoid a lapse, it might be better to use the remaining loan balance to purchase a reduced paid-up policy.
Supplemental Term Life Insurance Rider
The STLI rider gives your policy more death benefit protection and helps supercharge the cash value. It is basically additional term life insurance that supplements the permanent life insurance coverage you have.
It is a great option for someone young, who needs additional death benefit protection, but does not want to spend the extra amount on more permanent coverage. The term coverage allows leverage, so more dollars are used towards the death benefit initially.
Overtime, your permanent coverage will grow and the supplemental term coverage will fall off. But if you die while your policy is going through the initial funding period of 5-7 years, you will leave behind a larger death benefit.
Term Conversion Rider
The term conversion rider is an excellent rider that you should add to any term policy if it does not come standard. It gives you the opportunity to convert your term life insurance policy into a permanent policy, whole or universal, without any underwriting. No underwriting means no medical exam or medical history requirements if you already purchased the term insurance.
Term conversion rider is a flexible way to buy a cheaper option with the availability of converting it to permanent insurance policy down the road.
The term conversion rider is great for young people just starting out with a term life insurance policy, who may be considering the benefits of permanent coverage but are not quite yet willing to make a commitment.
Long-Term Care Rider
While a life insurance policy is specifically designed to pay upon death, the long-term care rider will pay should you become critically ill or injured. The long-term care rider will provide a benefit for long-term care services, including nursing homes, assisted living, or in-home care.
Each policy will have different options for this rider when it comes to length of benefit payment and how much it will cost. Of course, this benefit will eat into your death benefit so be sure to have enough coverage by taking into account all possible scenarios.
Chronic Illness Rider
Similar to the long-term care rider mentioned above, the chronic illness rider uses your death benefit to pay expenses associated with chronic illness. While this usually is one lump sum, some policies offer the option of a more long-term payment arrangement, such as a fixed monthly amount.
The caveat to this rider is that you cannot perform two out of six activities of daily living. ADL's includes eating, bathing, dressing, toileting, walking, and continence. Reasonably affordable, this rider could come in handy some day for you and your family.
Critical Illness Rider
While you may hear of critical illness insurance as a separate policy, it is also available on most life insurance policies. The critical illness rider pays you a lump sum, usually a specified amount, for specified critical events.
Sometimes the circumstances can include cancer, a heart attack, or a coma. The purpose is to help pay for those unexpected medical costs that come with those critical events.
Hospital bills, doctor bills, and even your mortgage payment should you fall behind. The money will be yours to use for whatever you need.
Child Rider
While shopping around for life insurance for your family, you may want to consider the child term rider. An effortless way to cover children is with a child rider on your policy.
It is reasonably cheap, and it includes as many children as you have up to age 18, with additional coverage up to age 25 if they are attending college.
If you have a large family, this may be your best and most affordable option to cover your children instead of getting a policy for each.
Accelerated Death Benefit Rider
The accelerated death benefit rider comes in handy if you are diagnosed with a terminal illness and, depending on the policy, have less than one to two years to live. If you have a qualifying terminal illness, the rider kicks in and your life insurance company will pay you a lump sum from your death benefit of anywhere between 25 and 80 percent.
Most people use this to help finance end of life care, medical bills, and to help keep their family afloat during this difficult time. Most life insurance companies include this rider at no additional cost, but check with your agent to make sure your policy includes it.
Accidental Death Benefit Rider
If you already have the maximum amount of insurance that you can qualify for this is the rider for you. You can add this rider to your term or permanent life policy and it will pay you an additional death benefit if you die in an accident. It does not pay the selected amount for natural causes.
If you are going to be traveling that is also an excellent time to add this rider. The death benefit payout could be doubled if you are killed while on a common carrier such as a plane, bus, taxi, or train.
Return of Premium Rider
The return of premium rider, available for return of premium life insurance policies, and also on certain long-term care policies, disability insurance, etc., will return all of your premiums paid over the life of your policy should the term come to an end or should you wish to surrender the policy.
Additional Life Insurance Riders for Business Owners
Some of the above mentioned riders are great for individuals, but also for entrepreneurs and business owners who are looking to protect their business, a key person, or for business succession planning.
Transferred of Insured Rider
This rider allows the owner to transfer or exchange the original policy onto the life of someone else. This is a great option for key person life insurance, where the original key employee leaves the company. You can transfer the coverage to the new employee who has now become the key person.


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The President thought it would be a good way to welcome him to the organization. The Vice Presidents weren't so sure.
"Can't we just go out for drinks?" asked the Vice President for Infrastructure. "We don't have to go tramping around –" She gestured with her arm toward the window. "You know. Out there."
"Nature is good for you," said the Vice President for Objectives.
The Vice President for Technology said, "Nature can kill you. Hurricanes, tornadoes, wildfires, bears, bugs, dirt – do you know how many germs live in dirt? You can get anthrax from dirt."
"It'll do us good to get away from this place for a while," said the Vice President for Objectives.
"With the President?" said the Vice President for Infrastructure. "Won't she –"
"She's not coming. She wants us to take him out."
"Take him out!" the Vice President for Objectives said.
The Vice President for Technology sighed.
Objectives drove them in his Range Rover to the trailhead. Technology sat in back with the new guy. When she spilled coffee on the leather seat the new guy slid a corner of his fleece vest over to soak it up. He winked at her, gave a crooked smile, and said not a word.
In front, Objectives and Infrastructure argued about the President's plans for the new building. Objectives said, "She's spending too much. We'll be crunched for the rest of the quarter."
Infrastructure said, "We need to do some right-sizing."
Objectives said, "Let's not boil the ocean. How about some blue sky thinking?"
Infrastructure said, "Not in her wheelhouse."
Technology whispered to the new guy, "We're looking for synergy."
The early spring air smelled musty. Technology carried a backpack crammed with energy bars. Objectives pulled on a dirty baseball cap with dry flies and nymphs stuck into it. Infrastructure had on a stringy tank top and a little skirt that showed off her long, lean legs. The new guy wore unsullied hiking boots and a safari hat from which dangled a price tag. His shirt strained to cover his middle.
"Quite a change from the big city," the new guy said, looking up at the mountains, craggy and still snow-topped.
Objectives set out first, his telescoping hiking poles pointing the way. The new guy fell in, and the two women followed. When Infrastructure complained about breaking a nail, Technology offered her an energy bar.
The first part of the trail went up at a heart-pounding pitch. They walked in silence, the only sounds the rustling of birds and the new guy's wheezing.
"Doing OK back there, fella?" asked Objectives. "Out here the trail can go up for miles. Not like those wimp hills you got back East. We'll climb to an overlook, have a moment, and then come down."
"Sounds," panted the new guy, "good."
"Are we going to do him in?" Technology whispered to Infrastructure.
"Wouldn't that make things easy?"
Soon enough the new guy was doubled over, grasping a tree. "Just need. A minute."
"No worries," said Technology. "Want a bar?"
"Let's sing," said Infrastructure, who was feeling, by dint of contrast, uncharacteristically perky.
"That will keep the bears away," said Objectives.
"Bears?" said the new guy.
"Black bears. Even some grizzlies," said Objectives.
Infrastructure began to sing the chorus of an overplayed pop song and Technology joined in with some Uh-huh, uh-huhs. They tromped up the trail uh-huhing. Objectives shook his head. The new guy fell farther and farther behind.
"Your department requires a complete overhaul," Objectives said to the new guy when they'd taken a break so Technology and Infrastructure could pee behind some scrubby bushes. "You're going to have to get your ducks in a row."
The new guy wiped sweat off his forehead with the bottom of his shirt, exposing a swath of belly. Said nothing.
Infrastructure approached, brushed her hands on her tiny skirt, and said, "You'll need to think outside the box."
Technology opened her pack. She pulled out some energy bars, and offered them around. No takers.
"You should know. There are concerns," said Objectives. "You don't have the experience to move the needle."
"The low-hanging fruit have already been picked," said Technology.
"We didn't want to hire you," said Infrastructure. "We had an excellent internal candidate who would have been much better, but the President–" She stopped when Objectives clapped his hands together. He opened them slowly, looked, and said, "Got him."
A bug fell to the ground.
The wind made the trees shiver.
"Beautiful," said the new guy, and turned away.
They sat on flat rocks heated by the sun and looked over a sharp drop to a clear mountain lake. Infrastructure asked Technology for sunscreen. Technology brought a tube out of her pack and handed it over with the offer of an energy bar.
"Careful," said Infrastructure, who worried Technology was perched too close to the edge.
Objectives pulled a baggie of trail mix out of his pocket and didn't share it with the rest of the group, just tipped back his head and poured peanuts and raisins into his mouth.
The new guy stood, squinted into the sun, and said, "Look. There are going to be some changes."
Objectives stopped pouring. Technology put down her bar. Infrastructure looked up, a streak a white lotion slashing across one cheek.
"The President brought me in because she knows there are problems. Not just in my unit, but with the whole management structure."
The Vice Presidents stared at him.
"We've been having frank conversations over the past couple of weeks."
Objectives got up, his back to the cliff. "That's ridiculous. She hardly knows you."
Infrastructure struggled to her feet as well. Moved close to Objectives.
"Nah. We've been friends for 30 years," the new guy said, calm and no longer sweating. He seemed bigger now, his voice deep and resonant. "She is not pleased with you folks."
"What are you talking about?" Objectives said, his face flushed for the first time all morning. "That's the most absurd thing I've ever heard."
The new guy moved toward him. Objectives took a step back. Infrastructure reached to steady him. Objectives' arms wind-milled out. He struck Infrastructure in the shoulder and she fell back. Over the edge. A scream. The breaking of branches. Then nothing.
Objectives turned and bent to look over the edge, hands on knees. In a swift and unexpectedly graceful movement, the new guy sprung toward him. He punted Objectives in the butt and Objectives tumbled off the cliff.
Technology remained seated, her mouth opening and closing like a fish.
The new guy looked at her, shrugged, and extended his fingers in an offer of help. She hesitated. He gave that crooked smile again, and she took his hand. He swung her to her feet.
And then, still holding tight, he circled like a shot putter, and let go.
The new guy walked back down the trail whistling loudly. If there were bears in these woods, you couldn't be too careful.


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We have collaborated with Ben Terrett (design aficionado, blogger at noisydecentgraphics and former Design Conspirator) to bring this loveliness to your walls.
Put your phones down, step away from the computers and reach for a pencil and sketchbook instead. This graphic print reminds us of simpler times and encourages us to go back to basics. The giclée print features simple typography with a graphic pencil illustration in bold yellow and black, it would look great on any wall in home, office or studio.
Available in A4 size or A3, framed or unframed. When framed the sizes vary slightly due to the frames we use.
Size: A4 or A3
Material: Archival Matte 190gsm
Print: High Quality Inkjet (Glicée)
Less Typing More Drawing Print


text: Lindsay Lohan has been at work on a fashion app with the oh-so-catchy title of Vigme, something that you might not have known until reading the New York Post's report this morning. You see, Lohan and her brother were developing a virtual-closet application, but are now being sued by the creator of a rival app, the equally catchily titled Spotted Friend. Fima Potik, that app's creator, alleges that Vigme is a "virtual clone" of Spotted Friend. (Both Lohans became equity members of Potik's company last year, and were thus privy to his trade secrets.) A court order has been issued to prevent the siblings from going forward with their app for now. The Lohans' lawyer maintains that Potik is an "inept plagiarizer," adding with a dramatic flourish: "Fima's days of being a celebrity-leech are over." Sounds like the tagline for a Lindsay Lohan movie.


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Remember last bump update when I said I thought I was as big now as I was at full term with Tyne?
Well...it turns out I was right!
I went for my 28 week midwife appointment last week where I met my new midwife - I'm pleased to say that she is REALLY lovely and very efficient, I have lots of confidence in her which is great! - but the appointment was pretty intense as there was lots going on and lots that needed to be sorted out.
The good things were that we got to hear the heart beat again, which was nice and strong - and she sorted out my appointments to discuss my c-section so I don't need to worry about that anymore.
The downsides were that I was suffering from yet another gallstone attack on that day so it was pretty painful when she had to examine me - I've been having the attacks every other day lately and it's so painful that I can't do anything but sit and cry - they did prescribe me something to take down any swelling of the stomach lining so I'm hoping that may help but there's nothing else they can do until after the baby arrives.
And the major downside was that when the midwife took my fundal height measurements I was measuring at 36 weeks instead of 28!
As I had Tyne at 38 weeks and was measuring spot on each week, this means that I am very nearly the same size I was when I gave birth to him - so it's no wonder I'm struggling so much with aches and pains, and not able to paint my toenails or put on my own shoes!
Because of the size, I have to go for a Glucose Tolerance Test which I'm really dreading as I've heard they are very unpleasant - they also need to check my thyroid again incase my Graves disease is a contributing factor, and I need to have a growth scan to check if the baby is large or if it's excess fluids.
Luckily the midwife managed to get me both appointments and the consultant appointment for tomorrow morning, so at least I don't have to wait too long - I am super nervous though! And I'm dreading having to spend all morning at the hospital with a toddler as for the GTT test alone I'll need to be there for 2 hours, so with the two other appointments thrown in I'm going to be there for ages!
Hopefully we may get some answers though...fingers crossed for us and let's hope baby isn't too gigantic in there!
As for other symptoms, I'm still suffering with the worlds itchiest nipples and nothing soothes it - it's becoming increasingly difficult to sleep at night as this is when baby decides its party time after barely moving all day long, and I'm still off a lot of things such as tea and coffee.
I've been getting headaches more frequently too, and I am exhausted constantly!
I've also been feeling much more emotional this week (see my last post!) and the anxiety around having the baby has really started to kick in over the last few days too...something I'll be blogging about soon.
That's it for this week - I'll be back with another Bump Watch next week to update on how the scans and tests go tomorrow! Wish me luck!
If you enjoy my blog, please consider following me on Bloglovin'


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This is more of a technique I suppose than a story, but I hope you'll still find it hot, interesting, and maybe if you haven't thought of it you'll want to try it yourself. A fantasy of mine has always been to hopefully one day find a nude picture of someone I know posted on the internet. It would be so amazing to see someone from work, maybe a friend's wife, or even a relative showing off her stuff that I can only dream about. It hasn't happened yet, but I'm still hopeful that one day I could luck out.
A couple of years ago I started getting into photography as a hobby, and so last fall I decided to also buy and install photoshop on my computer. I know you'll often see doctored pictures online, and I realized I could probably do that, but I thought why bother? There's lots of nice porn already online, so no need really.
Then it hit me......duh!! I could put faces of women I actually KNOW onto sexy bodies I find on the internet! I try to find a body that would likely "match" what I assume is under the girl's clothes and then get to work at it. I'm not very good at it, but once in a while I actually create one that looks pretty realistic. I'm then able to have a nude picture to stroke my cock to of anyone I know and have a picture of.
I've got some of my girlfriend's daughter (lot's actually), her friends, my girlfriend's brother's gf as well as his ex, my ex-wife's sister, and even the married woman I mentioned in the first story I submitted to SoloTouch. I've even figured out recently how to get pictures of a couple together and put me into the man's face and whomever I want for the girl.
One of them has my niece sitting naked on my knee. It's great now being able to imagine I'm actually looking at a naked picture of someone I know as I work myself up to a nice cum. The only thing I need to do now is start taking more "innocent" pictures of other women I know who I want to be able to "see" naked.
I wish I could show off my pictures online, but I would never do that to these people I know. Does anyone else do this? I'd love to hear from you if you do, and maybe we could even trade some "high res" porn pics as those seem to be hard to come by, and the larger size is easier to work with.


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Lot 243 – Telluride, Colorado
Centre Sky Architecture's newest project in the Mountain Village of Telluride, Colorado. Our clients were looking for a linear open plan concept incorporating the great room, kitchen, and dining into one space. The steepness of the site and the existing wetlands influenced the linear design and enhanced the architecture. Glazing fills the north side of the home taking in views of the surrounding peaks. A ski-in ski-out après ski lounge and detached guest house anchors the west side of the site. Materials were kept simple with vertical barn wood, metal corten roof, and stone that blends into the surrounding landscape.


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(603) 569-2055
396 S Main St,
Wolfeboro, NH 03894
kingswood high school
We believe that ACADEMICS should be at the heart of what we do. We value rigor, depth of learning, grit, and creativity in preparing students to be engaged and active learners. We believe that permanent learning occurs when the knowledge and skills are directly relevant to the student's life and goals, and that students learn best when given the opportunity to solve authentic problems. All students should have opportunities to become inquisitive and critical thinkers.
We believe that RESPECT for each individual in our community begins with an understanding that all students have the potential to achieve. Our school values diversity in culture and thought. We believe that each student has something uniquely valuable to offer our school and community. We believe that students should respect themselves and others and have a commitment to their own health and well-being.
We believe that taking RESPONSIBILITY promotes personal growth and development. We believe that all aspects of learning are enriched by a culture of personal integrity and honesty. We also believe that in the 21st Century, the responsible use of technology is a vital tool in teaching students and for students to teach themselves.
We believe that our learning COMMUNITY should offer an equitable and flexible environment that advocates for the self-efficacy of each child. We believe that students must feel safe, both physically and emotionally, in their school and their classrooms. Students should experience equal opportunities to work as a member of a group and become decisive leaders.
kingswood art center
The Kingswood Arts Center is Kingswood Regional High School's state-of-the-art performance center and arts school. The Arts Center offers a state-of-the art 850 seat performance venue, supported by a 400 person capacity lobby, fully equipped scene shop with load in garage doors, dressing room, and closed circuit video.
In addition, the Arts Center is home to our award winning High School, Theater, Art and Music programs.
For several years now, the KAC has also been home to many local performance organizations, as well as hosted nationally renowned artists and bands, such as Gordon Lightfoot, Ben Vereen, Rockapella, and America.
Centrally located in the Lakes Region of New Hampshire, the Arts Center offers a quality performance venue to any and all groups.
(603) 569-2055
396 S Main St,
Wolfeboro, NH 03894


text:
We provide precision bushings with an oversize outside diameter of .003″ for a great press fit. The inside diameter is minus .002″ for an easy slip onto a mandrel.
Our saw bushings are cadmium coated so that they are rust resistant.
Click here to see current saw bushing sizes and prices.


text:
The Encyclopedia of Oklahoma History and Culture
Born in St. Joseph, Missouri, on December 17, 1843, to Elisha and Nancy Dillon Campbell, William Parker Campbell moved with his parents first to Illinois and then back to Missouri, remaining there until the start of the Civil War. The family eventually moved to Nemaha, Nebraska, where Campbell began a career in frontier journalism. In 1867 he married Mollie Wayne, and the union produced six children. In 1877 Campbell founded the Wamego Tribune. While living in Kansas, he watched with interest the establishment of the Kansas State Historical Society.
In 1892 he moved to Kingfisher, Oklahoma Territory, to become Kingfisher County Deputy Register of Deeds, working under his brother J. B., who was the Register. A year later, at the meeting of the Oklahoma Territorial Press Association, he suggested the formation of an Oklahoma Historical Society (OHS). This being done in May 1893, he became the organization's first "custodian," or curator. He held that position for two years until the Territorial Legislature moved the OHS to Norman. In 1902 it moved back to Oklahoma City, and Campbell was recalled. Over the next twenty years of service his abiding passion was collecting Oklahoma history. His enthusiasm for things Oklahoman made up for his lack of formal training in museum procedures and collecting. Campbell's philosophy was "Bring it in; if the future don't want it, let the future throw it away."
To inform Oklahomans about the work of the OHS, he began publishing Historia, a popular quarterly that was the forerunner of Mistletoe Leaves, the society's newsletter. William P. Campbell died on May 4, 1924, in Oklahoma City.
Bob L. Blackburn, "Oklahoma Historians Hall of Fame–William P. Campbell," The Chronicles of Oklahoma 72 (Summer 1994).
"William P. Campbell," The Chronicles of Oklahoma 2 (June 1924).
Browse By TopicArts and Humanities
Writers and Writings
The following (as per The Chicago Manual of Style, 17th edition) is the preferred citation for articles:
Bob L. Blackburn, "Campbell, William Parker," The Encyclopedia of Oklahoma History and Culture, https://www.okhistory.org/publications/enc/entry?entry=CA035.
© Oklahoma Historical Society


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Once again, it's time for our monthly "Catching Up On Blu-Ray" episode of the podcast!
Physical media releases are pretty varied this time around, with some of the biggest of the big blockbusters dropping at various point throughout the month, as well as some funky looking indie flicks.
A small preview of what's covered in the episode:
Alice, Sweet Alice (Arrow, 1976)
Detective Pikachu (4k, 2019)
Batman: Hush (4k, 2019)
What We Left Behind: Looking Back at Star Trek: Deep Space Nine (Documentary, 2018)
Tiger Milk (2017)
Attrition (Steven Seagal! 2018)
A Bitter Legacy (Documentary, 2016)
Avengers: Endgame (4k, 2019)
Shadow (4k, 2018)
The Inland Sea (Criterion, 1991)
Another Stakeout (1993)
Brightburn (4k, 2019)
Cruising (Arrow, 1980)
The Witches (1990)
Magnificent Obsession (Criterion, 1954)
I Trapped the Devil (2019)
The Brink (2017)
Apocalypse Now: 40th Anniversary Edition (4k, 1979)
Stand By Me (4k, 1986)
Godzilla: King of the Monsters (4k, 2019)
Rocketman (4k, 2019)
The Koker Trilogy (Criterion, 1987 – 1994)
Aspen Extreme (1993)
And many more!


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I have very little idea what I did today. I mean, I know that I did 30 push-ups. They were … not easy, but not impossible, either, even at the end. And I know that I did two qi gong forms. But other than that I know that I did something more than four tai chi forms, but probably less than 12. And it took me forty-five minutes.
That's what I know. I'm not entirely sure how I lost track of what I was doing, but I did. Oh well.


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Ranji and racism
When KS Ranjitsinhji's selection for England was blocked by the MCC
Selectors are used to being on the end of brickbats. If a team fails, it's often their fault; if it succeeds, they barely warrant a mention. But sometimes they attract flak deservedly.
One such instance came in 1896 when even the staid and pro-establishment press was moved to splutter with indignation. The cause of the disquiet was the decision not to pick KS Ranjitsinhji for the first Test of the summer against the Australians.
Ranjitsinhji, who had arrived in England from India in 1888 aged 16, was no stranger to prejudice, despite his royal status. He had struggled to get into the Cambridge University side, only doing so in his final year when the weight of his runs in secondary matches, and obvious class, made him impossible to ignore.
In 1895 he qualified for Sussex and immediately made his mark with four hundreds and a season average of almost 50, finishing fourth in the national averages. But it was the way he batted that captivated the public as much as the scores he made.
In 1896 he started the summer in an even richer vein of form, and by mid-June he had four hundreds to his name. Against the Australians in May he had taken the attack to Ernie Jones, their fearsome fast bowler, and made 79 and 42 while those around him - including WG Grace - had struggled. It was generally presumed that he would make his Test debut in the series opener at Lord's.
But at that time the selection of the England side was down to the hosts of the match, and so it was the MCC committee who sat down in the third week of June to discuss the team. Overseeing discussions was MCC president Lord Harris, who had just finished a five-year stint as governor of Bombay. During that time he had decided the youth of India needed an active pastime and, despite much local opprobrium, he set about building a structure for cricket.
But on the subject of Ranji, Harris's view was clear. Even though Ranji had learned his cricket in England, he was only a resident and would one day return to India and, therefore, he was not eligible for selection - he referred to such players as "birds of passage". As Simon Wilde notes in his biography of Ranji, the MCC might have been able to use the get-out that he had been born overseas were it not for the slight complication that Harris, who played four Tests for England, was born in Trinidad.
In asking Mr Ranjitsinhji to play, the Lancashire club undoubtedly cast a reflection on the MCC
The Field
Harris's stance, given all that he did to promote cricket in India was odd. Edward Docker, in A History of Indian Cricket, suggests that Harris "while sternly believing that an Englishman had a duty and an obligation in India, didn't wish the association to be too close lest it contaminate."
But there was clearly no unanimity among the MCC selectors and the announcement of the side was delayed. The secretary of the club was forced to write to Ranji and ask him to hold himself in readiness while the discussions dragged on. On the Saturday before the Monday start, the Times attacked the "unnecessary mystery about the constitution of the England XI" but named nine certainties - Ranji was not among them - and said the last two places were between Richardson, Peel, Gunn and Wainwright. The day before, Ranji had become the first amateur to pass 1000 runs in the season.
Late on the Saturday morning the MCC finally named their team. At the same time the club secretary contacted Ranji to explain his omission. The exact reasons given to him were never revealed.
When England took the field at Lord's on the Monday in front of a record crowd of more than 30,000, there was clearly some unhappiness with Ranji's absence and even the Times touched on it, although offering the establishment line that he should not play if the true England name "was to be adhered to". Ranji, meanwhile, was at Hove making a first-ball duck for Sussex against his old university.
England won by six wickets, and three weeks later the Lancashire committee sat down to pick the side for the second Test at Old Trafford. They had no reservations about choosing Ranji, who was, if nothing else, a tremendous financial draw. For unconnected reasons they too delayed naming the team until the last moment. Ranji was invited to play and he replied with a gracious acceptance as long as the Australians did not object and the committee's decision was unanimous.
All that was left was for Ranji to underline his credentials on the pitch. Batting at No. 3 he made a cautious 62 before being held so low at point that some reports suggested he queried the catch with the square-leg umpire. England followed on and it was then that Ranji's true class became apparent. In three hours and five minutes of brilliant counter-attacking batting, he struck 154 not out. It wasn't enough to save England, but it cemented his place in the public's affections, and made his selection for the final Test a certainty.
But not everyone was won over. Lord Home Gordon, a well-known writer, recalled the reaction of one MCC member who overheard him praising Ranji's innings - Gordon should, the member spluttered, be expelled from the club for having "the disgusting degeneracy to praise a dirty black". Another bemoaned the fact that "a nigger had shown us how to play cricket".
The rest of the summer was a relative anticlimax - Ranji still finished with 2780 runs at 57.91 - but Ranji's innings at Old Trafford appeared to have taken something out of him. He was also troubled by asthma attacks. In the final Test at The Oval he failed twice and missed the last day's play through illness. But he had already proved he was there to stay.
Ranji by Simon Wilde (Kingswood Press, 1999)
The Willow Wand by Derek Birley (Wisden Cricket Library, 1979)
Ranji by Simon Wilde (Kingswood Press, 1999)
The Willow Wand by Derek Birley (Wisden Cricket Library, 1979)
Is there an incident from the past you would like to know more about? Email us with your comments and suggestions.
Martin Williamson is executive editor of Cricinfo


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Interior Secretary Ryan Zinke backed President Donald Trump on the years of forest mismanagement that led to the California fires as Zinke joined Breitbart News Sunday radio with host Amanda House.
He suggested that even photos of the devastation don't do justice to what it was like to see it in person. Pointing to years of neglect and dead and dying timber, he observed, "It was like a flamethrower of embers shooting through the forests."
Zinke said many people were unprepared for the fire. He described situations where firefighters were fighting back fire encroaching on commercial buildings with people still inside of them.
He said the area of Paradise may never return to the way it was before the inferno.
"The president is absolutely engaged," said Zinke. He pointed also to the Sheriff and firefighters who fought the fire while their own homes were in jeopardy.
"Forests need active management," he went on speaking of beetle kills and drought. "The amount of fuel in the forest is at historic highs."
"The president is absolutely right. This is as much about mismanagement over time," said Zinke who pointed to not only the previous administration but that the problem had been "going on for years." He suggested going "back to prescribed burns late in the season," removed dead and dying timber, and sustainable harvest. He pointed to Finland and Germany as examples.
He said "radical environmentalists" have filed lawsuits to let "nature take its course" and that these fires are the consequence of allowing nature to do so.
"I will lay this on the foot of those environmental radicals that have prevented us from managing the forests for years and, you know what, this is on them."
Michelle Moons is a White House Correspondent for Breitbart News — follow on Twitter @MichelleDiana and Facebook
Amanda House is Breitbart News' Deputy Political Editor. You can follow her on Twitter at @AmandaLeeHouse and Instagram.


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Love, Relationship, and Life conselling advices online.
Friday, May 15, 2015
She Needs Business Ideas
Good evening ma, please notify me wen posted, please what kind of business can one begin with #80,000 that will bring gain, please am kind of confuse. Please hide my Identity please.
2 comments:
Buy a bike hand it over to someone to start making account weekly that will help you a lot.ReplyDelete
- AnonymousMay 15, 2015 at 2:40 PM
Buying a bike is good, but can she be able to run after those people? They lie a lot oo, I tried them onceReplyDelete
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Heading into the Vancouver Urban Plunge, I was quite nervous. Being from a small town of 700 people, wandering the streets of Vancouver's Downtown Eastside scared me a lot and I was anxious about the week. My leader, Rachel, prayed for me and encouraged me to go in with an open mind, knowing that God went with me. She encouraged me to see the people of the Downtown Eastside as fellow children of God. Like many other times this semester, I had to realize that every single person we come in contact with has a story, and we should not come to any conclusion about them without understanding their background. I went to bed that night feeling much more optimistic about the week, but still a bit nervous.
On Monday we were in small groups and participated in a "learning tour" to gain a better understanding of the city. We spent the morning walking around and my group met Lou, a middle-aged man who was currently experiencing homelessness. Lou touched our hearts very deeply as he openly shared part of his story with us. He also made us think with his perspective. Lou was particularly upset about how people immediately think that he is abusing drugs because he is Aboriginal and presently on the streets. He told us over and over again to not assume anything about anyone without knowing who they are, a concept we have been learning a lot about this year with Outtatown.
Another thing Lou spoke about that really made us think was about the mission organizations throughout Vancouver. Most of the places where he was able to stay had bed bugs and no one else would want to stay there. Why would he? It was really interesting to gain that new perspective, while also keeping in mind that some organizations do offer great things. Though most of what Lou had to say to us was negative, he impacted my life and made me want to be part of creating change in this corruptive cycle.
Those four days we spent in the Downtown Eastside talking with many people and hearing their stories totally opened my eyes and changed my perspective of that area. Most people there LOVE to talk with you and hear about your family, where you come from, where you've been, where you are going, and anything else you are willing to tell them. Most of the people there care a lot about you and would protect you from harm.
That week, I saw the people of the Downtown Eastside as beloved children of God who are made in His image, just like me and the rest of my team. It was a blessing to be amongst a group of people who challenged me to face my fears and who continually encouraged me while I did that.
– Tana Thiessen, Guatemala student, 2017-18


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