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Helpful resources and upcoming events
For the latest videos, news and resources updated through 2012 - visit the new Foreclosure Task Force website .
FREE FORECLOSURE ASSISTANCE WORKSHOP - MAY 19th
Free Foreclosure Assistance Workshop
Date: Thursday, May 19, 2011
Time: 6:00 p.m. to 8:00 p.m.
Location: Naples Area Board of Realtors (NABOR) Office – 1455 Pine Ridge Rd., Naples FL 34109
Sponsor: Collier County Foreclosure Task Force, a grassroots pro bono initiative promoting foreclosure prevention since 2008 through education and intervention
Are you looking for answers to foreclosure related questions? Join us at the Free Foreclosure Assistance Workshop to learn about alternatives to foreclosure, including loan modifications, short sales, Deeds in Lieu of foreclosure – and the steps you can take to save your home.
Format: An expert panel will discuss 'hot topics' related to foreclosure, and provide literature and other free resources to assist you. Pro bono attorneys, real estate professionals and representatives from participating agencies will be stationed at 'booths' to speak with you individually and answer questions. This is a 100% pro bono initiative – no one who attends will be solicited for any service or business.
Topics Include: Understanding your rights; the Foreclosure process; how loan modifications work; understanding the major Federal Foreclosure Assistance Programs – including HAFA and HAMP; avoiding foreclosure rescue scams; HOA's and foreclosure; deficiency judgments; asset protection and the impact of foreclosure on your credit rating; tax implications of foreclosure; avoiding unlawful or prohibited transactions; how the new 'Hardest Hit' fund works; understanding Bankruptcy; and how to cope with the stress.
Participating agencies include, but are not limited to: Legal Aid Service of Collier County, Collier County Bar Association, Housing Development Corp. of SW Florida, Inc., Greater Naples Chamber of Commerce, Naples Area Board of Realtors, Collier County Code Enforcement, Collier County Sheriff's Office, Collier County School District, NAMI, Treatment Works!, and the Naples Daily News.
Representatives from Fannie Mae and the Florida Department of Financial Services will be present, as will lenders representatives, including, but not limited to: J.P. Morgan Chase Bank, N.A., Bank of America, Wells Fargo, SunTrust Mortgage and GMAC.
See the Flyer for the event. .
Look for articles by members of the Collier County Foreclosure Task Force in the Naples Daily News in the weeks leading up to the Free Foreclosure Assistance Workshop on May 19th.
For more information, call Legal Aid at (239) 775-4555.
STAY TUNED -Details on the formation of a new initiative, the 'Economic Recovery Task Force.'
To learn about local resources available to business owners, visit the Prosper in Paradise Business Tools section of Collier County's official website .
FORECLOSURE TASK FORCE WORKSHOP BEFORE THE COLLIER COUNTY BOARD OF COUNTY COMMISSIONERS - Tuesday, March 2, 2010 - 9:00 a.m. to 12:00 p.m.
Members of the Collier County Foreclosure Task Force conducted a comprehensive 3 hour Workshop on the topic of foreclosures in Collier County before the County Commissioners. The presentation included an overview concerning the level of foreclosures in Collier County and related effects, the response by the Task Force to the foreclosure 'crisis,' and recommendations. A detailed overview of the state of the local economy was included in the presentation. The Workshop was broadcast on CTV Channel 97 in Collier County.
To view the video archive of the Workshop before the Board of County Commissioners, click here .
To view the complete Powerpoint presentation to the BCC by the Task Force, including a comprehensive overview of local economic conditions, foreclosure mapping and statistics, the coordinated community response to the crisis, and the Task Force's recommendations, click here .
Matrix of Resources - download a free brochure listing local resources available to those facing foreclosure in Collier County
9 Numbers you need to know:
1. Legal Aid Service of Collier County - (239) 775-4555. Non-profit providing free legal services to qualifying low-income individuals and households.
2. Collier County Bar Association's Lawyer Referral Service - (239) 252-8138. Find a local attorney to assist you.
3. Housing Development Corporation of SW Florida, Inc. - (239) 434-2397. Non-profit agency providing free foreclosure intervention counseling.
4. Florida Attorneys Saving Homes ('FLASH') pro bono program - toll free at (866) 607-2187. See below for more information.
5. HOPE NOW - Voluntary coalition of lenders and servicers across the country. Call toll free - (888) 995- 4673.
6. Countrywide - (800) 669-6607. If you are a Countrywide borrower, call to see if the recent settlement between the Florida Attorney General's Office and Countrywide renders you eligible for new options or opportunities to save your home.
7. Florida Attorney General's consumer hotline - (866) 966-7226. Call to report suspected mortgage fraud.
8. Collier County Code Enforcement - (239) 252-2440. Call to report a property with suspected code violations. You can do this anonymously. Keep neighborhoods safe and attractive!
9. Collier County Sheriff's Office - (239) 775-TIPS. Call this number to join the Community Safety Team initiative. You can also anonymously report any suspicious activity on abandoned or otherwise vacant properties. Help fight crime!
The new statewide 'FLASH' hotline - for those in pre-foreclosure status looking for pro bono legal assistance. A pro bono attorney may be able to negotiate with your lender in an effort to avoid foreclosure and allow you to remain in your home. See the below blog post dated July 30, 2008. The toll-free Hotline number is (866) 607-2187. The Tampa Tribune recently published an article on the 'FLASH' program . You must call between 10:00 a.m. and 4:00 p.m., Monday through Friday. This program prioritizes those seeking to save owner-occupied 'homesteaded' property, for folks who are currently 'economically disadvantaged.' Contact the program for further details.
Foreclosure Prevention Seminar Video
Part 2 – View from the Magistrate's Bench (Magistrate David Friedman)
Part 3 – Powerpoint presentation: The ABC's of Foreclosure (Sandra Rains, Consumer Credit Counseling Service)
Part 4 – Overview of the Foreclosure Task Force (Jeffrey Ahren, Legal Aid Service of Collier County)
Part 5 - Foreclosure Prevention Counseling (Eddie Felton, Home Ownership Resource Center)
Part 6 - Loss Mitigation information ( Molly Whalen, Collier County Housing Development Corp.)
Part 7 - Short Sales; Deed-in Lieu of Foreclosure; Negotiating with your lender (Maureen Aughton, Esq.)
Part 8 – Overview and timeline of the foreclosure process; Avoiding 'predators' and foreclosure rescue scams (Celia Ellen Deifik, Esq.)
Part 9 - Bankruptcy law overview (Stephany Carr, Esq.)
Part 10 – Appraiser's report – current real estate market conditions; procedure to challenge tax assessment (Cindy Carroll, SRA)
Part 11 – Renters and foreclosure; Foreclosure by Condo/Homeowners Associations (Brian Williams, Esq.)
Part 12 – Questions from the public, and answers by the panel (Moderated by Jane Cheffy, Esq.)
Video courtesy of Mike Sturdevant and Action Legal Video
Thursday, September 18, 2008
Federal government may create an entity to take over banks' bad debt
One hope would be that this would eventually help reduce the glut of inventory of homes for sale, by making credit easier for buyers who qualify.
1 comment:
I really appreciate your hard work on this blog like you are posted the best featured videos. Can i hope more from you ? Thanks..
Attorneys Naples
- October 5, 2012 at 1:21 AM


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Colo Colo
Seriously, HOW?!! 😱
Fake or nah?
Some serious ping pong tekkers 😱🔥 [🎥: @douweduyn] https://t.co/FUuVbpWnfF
UEFA Team of the Year Nominees
Anyone missing?
B/R Football @brfootball
UEFA name the 50 nominees for their 2018 #TeamOfTheYear 💫 https://t.co/u6EGXedGjc
- via Uefa
Pick Your UEFA Team of the Year
🌟'The Champions': Season Finale🌟
- via Bleacher Report
Goals of the Weekend 🔥
- via Bleacher Report
New No. 1 in Euro Club Rankings 👑
GOAT Backheel Attempt? 😲
Just look at the distance...
Zack Goldman @ThatDamnYank
one year ago i endured heartbreak i've never before felt. i am almost over it. https://t.co/9OE26MXZZm
- via Bleacher Report
Madrid's Modric Beats Ronaldo to Ballon d'Or
Dog Makes an Epic Save 😱
This really happened
Peter Coates @golazoargentino
More goalkeeping heroics from dogs in South America 🐶 In Argentina's third tier Juventud Unida de Gualeguaychú were denied another certain goal in their weekend win over Defensores de Belgrano de Villa Ramallo 🎥 via @PasionFutbol860 https://t.co/57GYMJV4jQ
- via ESPN.com
ESPN FC's Top 100 for 2018
It's a Football Christmas 🎅🏻
Dan Greaves @DiscusDan
I think this should get to Xmas No1.. 😂 Creativity level 💯 cc: @gregjames https://t.co/iDp7t1wSFO
Don't Sleep on This Halfway-Line Goal 💥
mshumanov @shumansko
Bulgaria international Todor Nedelev has just scored one of the goals of the season in European football as his Botev Plovdiv side beat Lokomotiv 2-0 in today's city derby! https://t.co/5RjI1E52TC
- via mirror
When Stadiums and Pitches Hit Strange Places...
- via Bleacher Report
Full List of Ballon d'Or Finishes and Awards
Boca Fans Are Unreal 😳
Team is off for huge Copa final...and the fans are pumped
Kambi Thandi @chikayne
Boca Juniors fans are another level - this is them seeing the team off to the airport. 😳 https://t.co/ghUBvD4nYV
- via Bleacher Report
Why Ballon d'Or Became Players' Holy Grail
- via Bleacher Report
Report: FIFA to Limit Loan Transfers
Salah and Ramos' Nightmare Becomes a Reality 😨
- via Bleacher Report
Watch Every 'The Champions' Episode So Far

subset: commoncrawl


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Shell-Covered Pots
Source: The Martha Stewart Show, March 2009
Embellish clay pots with shells for a beautiful -- and practical -- container gardeners will love. Be sure to wear a protective dust mask and use latex gloves while painting and sanding the pot.
Tools and Materials
Handmade clay pots (Those with a rough finish work best; we used 7-inch pots.)
Ingredients for paint solution (See list below for the paint colors we used.):
- 2 cups water
- 1 cup lime
- 1 tablespoon acrylic paint
Protective dust mask
Latex gloves
2-inch chip brush
Spray bottle with water
Drying rack
Fine-grit (220) sandpaper
Dremel glue gun with fine tip
Shells (See list below for the names of the shells we used.)
Plant in plastic pot that is slightly smaller than decorated pot
Spanish moss
Shell-Covered Pots How-To
1. Mix paint solution with whisk. Use a 2-inch chip brush to paint exterior and just inside the lip of the pot.
2. While the paint solution is still wet, spray with water using a spray bottle on the stream setting. Let pot dry on a rack for one hour.
3. Lightly sand pot with fine-grit sandpaper to create a distressed finish.
4. Use a glue gun to affix shells to pots.
5. Place plant inside finished pot. The pot will weather better if the plant is in a plastic pot within the decorated pot. Place Spanish moss around rim of pot.
Our Paint Color and Shell Combinations
- Primary yellow acrylic paint/Scallop shells and polished cay cay shells
- Cobalt teal acrylic paint/Venetian pearls and blue green limpet shells
- Violet oxide acrylic paint/Pectin pallium and pink umbonium shells
- Chromium oxide green/Purple clam shells
Special Thanks
Special thanks to guests Rosie O'Donnell ("Crafty U") and radio hosts Alexis Stewart and Jennifer Koppelman Hutt ("Whatever with Alexis and Jennifer") for joining Martha to demonstrate this craft from "Martha Stewart's Encyclopedia of Crafts."
Martha used a Dremel Glue Gun with fine tip, which was given to our studio audience. Shells can be found on shellhorizons.com. Handmade pots are available from jamaligarden.com.


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Chris Mahon
Totally agree with people not focussing enough on business objectives and site goals.
Best thing I've found to do is obviously define the purpose of the site overall and then set individual goals for each page, so you know what to design to achieve them.
Doing this removes most of the inevitable subjectivity from the design process and makes it much easier to deal with clients who change their mind mid project.


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Hotel at a Glance: The Wacker River Hotel
The aptly named Wacker River Hotel offers a stunning view of the Chicago River from its location on Wacker Drive. Many guest rooms look out at Marina City, a pair of skyscrapers famously shaped like two ears of corn (and made extra-famous by an appearance on the cover of Wilco's Yankee Hotel Foxtrot). Within a 10-minute walk of the hotel, you can go shopping along the Magnificent Mile, board an architecture river cruise, or catch live music at the House of Blues.
- Complimentary WiFi helps you plan out your days in Chicago and stay connected with folks back home.
- Deep-dish pizza is a must-eat at the onsite Bella Bacino's Italian Bistro & Pizzeria, which also serves Italian entrees such as handmade ravioli and lasagna.
- Guest rooms come with a flat-screen TV, iPod docking station, complimentary coffee and tea, and fitness equipment delivered upon request. The one-bedroom suite also features a kitchenette and living room.
- Free perks: Enjoy unlimited complimentary bottled water during your stay. You can also request a Sleep Better kit that includes an eye mask, ear plugs, and aromatherapy.
Chicago's Loop: Historic Commercial Center with World-Class Museums and Parks
Named after the shape formed by the elevated train tracks that form its perimeter, The Loop is Chicago's downtown and the country's second-largest business district. Skyscrapers such as the Willis Tower (formerly the Sears Tower) and the art-deco Chicago Board of Trade Building loom large here. They overlook waterfront parks, a glitzy theater district, and some of the world's finest art collections.
About one mile from the hotel is the Art Institute of Chicago, whose gargantuan collection covers everything from marble busts and sarcophagi to modern masterpieces such as Edward Hopper's Nighthawks and Grant Wood's American Gothic. You don't even have to go to the museum to see outstanding art—walk around The Loop, and you'll see outdoor sculptures from Picasso and Joan Miró. Just north of the Art Institute, Millennium Park is known for both the Frank Gehry-designed Pritzker Pavilion (which hosts free public concerts during the summer), and for the sculpture Cloud Gate, known to Chicagoans as "The Bean" for its legume-like shape.
Grant Park, known affectionately as "Chicago's front yard," occupies more than 300 acres along the lake just east of the Loop. Modeled after the gardens at Versailles, the park is dotted with several impressive attractions, including Buckingham Fountain, the Field Museum, Shedd Aquarium, and Adler Planetarium. Its sheer size have made Grant Park the site of many notable events, including Barack Obama's 2008 victory speech and the Lollapalooza music festival, which takes place here every summer.


text: Just recently my Verizon LG Vortex has been going thru cycles of not charging and on a rare occasion charge for 1 minute then stopping again. I'm still using the original charger that most of the time I hook up to my computer. The phone says it has a USB connected charge only setting on but there's no USB connected to it. I've restarted my phone, computer, I've plugged it into another computer and into my wall charger. I've even tried to move around the cord to see if it only charges in a select position but nothing is working. At this point I'm pretty sure it's a phone issue more that a charger issue, but I'm really not positive. Someone help .


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Past Partners
We are delighted to have had the following partners on board for previous events:
Hadley Green Garages
Hadley Green is part of the Colbornes Group and is a well-established dealership group with franchises throughout Surrey and Hampshire, as well as a Bentley, Land Rover and Jaguar centre in north London. ... Read more >
Your Golf Travel
HelpforHeroes is one of the Official Charities of YourGolfTravel.com and as such they are delighted to support our event the Heroes National Celebrity Golf Day in 2013, helping raise valuable monies for HelpforHeroes ... Read more >
City Golf
The Home of Golf in the City... ... Read more >
Worldwide Hole N One
Worldwide Hole N One is proud to be involved with The Heroes National Celebrity Golf Day for the second year running. Karen Jennings who heads of the Golf Team at Worldwide Special Risks is excited with the plans that are coming together for this... ... Read more >
UCC - Ultimate Car Control
Ultimate Car Control is an advanced Driver Training company founded by Robb Gravett, former British Touring Car Champion, British Racing Driver of the Year and Chamber of Commerce Sportsman of the Year. ... Read more >
Barrington Ayre
Founded by Tom Wharton, Barrington Ayre Shirtmaker & Tailor is a Luxury Made in England, bespoke & made to order clothing company. ... Read more >
Bushnell® has been the industry leader in high-performance sports optics for over 60 years. Our guiding principle is to provide the highest quality, most reliable and affordable sports optics products on the market. ... Read more >
Ten Intelligent Support
We are passionate about delivering personalised service and intelligent support that improves the lives of our members. ... Read more >
Bollé delivers the highest quality sunglasses and goggles for performance and protection. ... Read more >
VPARs interactive, game-changing technology provides you with a real time leaderboard as you are playing. ... Read more >
iBid is a dynamic & interactive electronic platform, revolutionising fundraising at silent auctions and other live events. ... Read more >
Cleveland Golf
Cleveland Golf has a proud heritage of being at the cutting edge of innovation, helping golfers of all abilities have more fun and hit the ball longer, straighter and closer to the hole. ... Read more >
Srixon is the 4th biggest Golf Company in the World and has been making golf balls for over 80 years. They were the pioneers of Balata Balls and produced most of the most successful balls in this category. ... Read more >


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Cancellation Announcement
The 2013 STScI Calibration Workshop,
scheduled for April 8-11, 2013, has been cancelled
In response to fiscal impacts resulting from the United States Government sequestration, NASA has temporarily suspended the contract authority of the Space Telescope Science Institute (STScI) and all funding that enables us to host conferences and seminars. This suspension includes the upcoming 2013 STScI Calibration Workshop and the STScI, Habitable Worlds Across Time and Space, Spring Symposium, both of which are now cancelled. Refunds will be provided to all of you who have paid registration fees.
The ability of the HST and future JWST missions to push space exploration to its limits is crucially dependent on the collective intellectual resources of the astronomical community, and on the creative development of ideas that are enabled by direct interactions in face-to-face workshops, conferences and symposia. Activities such as the Calibration Workshop and May Symposium, which enable such creative interactions, are integral elements of STScI's core science and community support mission.
That being said, we must recognize that these are exceptional circumstances, and acknowledge that this one-time deferral of the noted meetings is unlikely to present a long-term risk to the Hubble or JWST missions, or science. NASA, along with the rest of the Government, is facing challenging budgetary circumstances, and must make difficult decisions. While we are very disappointed that these two events must be cancelled, STScI looks forward to restarting our conference and seminar activities when the current suspension is lifted.
Please feel free to contact us with an email message to email@example.com.
Dean C. Hines, Chair
On behalf of the Scientific and Local Organizing Committees
Space Telescope Science Institute
3700 San Martin Drive
Baltimore, MD 21218


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We found you 516 properties to buy in Wandsworth Town Rail Station, London
Gibbon Road5 2 3£1,200,000An exemplary North Kingston living experience awaits within this stunning detached five bedroom family home in the highly desirable Gibbon Road. Fashionably reimagined and built in 2014 in the classic style of a beautiful victorian villa this property couldn't be situated in a better position for...
Church Meadow5 3 2£1,100,000Located in this very popular tree lined road is this rarely available five bedroom detached family home. The property offers spacious accommodation set over two floors. The ground floor comprises of a modern eat-in kitchen, three reception rooms and w.c. To the first floor there is a master bedro...
Fir Tree Road4 3 2Guide £999,950Welcome to Fir Tree Road. Ideally located within close proximity to Epsom Downs mainline station and the picturesque Epsom Downs and Nork Park, is this beautifully presented, grand four bedroom detached residence. Well positioned for both Epsom town centre and Banstead high street for their arra...
Reigate Road4 3 3Guide £950,000For a ready-to-move-into, chain-free property that's within easy reach of the city, look no further than this spacious family home in Epsom. It is immaculately decorated and has excellent schools on the doorstep. And, with four large bedrooms and a huge lawned garden, the kids will love it too.
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Fanshawe Road3 1 3£950,000Presenting a rare opportunity to purchase a family home in Fanshawe Road, a two minute stroll from an attractive stretch of the River Thames, within easy access of the many amenities offered by both Kingston and Richmond town centres. This stunning three bedroom family home will surprise you with...
Cotterill Road5 3 2£925,000This classic bay fronted five double bedroom 1930s semi-detached family home has undergone an extension program and offers nearly 2000 sq. ft. of adaptable accommodation whilst retaining the original character of the house.Offered to the market chain free this house has to be seen to appreciate t...
Allenby Road
Vaughan Road5 2 3£899,950Having been fully refurbished by the current owners, this five bedroom semi detached home boasts spacious accommodation over three floors. Situated in a residential cul-de-sac close to Thames Ditton village which offers an array of shops, restaurants and riverside pubs, and a mainline station wit...
- 1 of 65
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#1 An Airport Advertising for a New Air Traffic Controller in Braille !
- Join Date
- Aug 2005
- Posts
- 22,889
Air traffic controller ad - in Braille
An airport has been accused of political correctness after advertising for a new air traffic controller in Braille.
Although '20/20 vision' is a requirement of the position at St Mary's airport on the Isles of Scilly, the application form is offered in both Braille and audio format.
But the operators of the airport say they are merely adhering to equal opportunity guidelines to avoid accusations of discrimination, reports the Daily Telegraph.
The airport, operated by the Council of the Isles of Scilly, is seeking a fourth air traffic controller and offering a salary of up to £36,000.
The advertisement states that applicants must have excellent vision in order to guide aircraft safely into the hilltop airport, which is often fogbound.
A spokeswoman for the Council of the Isles of Scilly said the wording was included on all job adverts "to ensure that potential job applicants know that they can access information in a format to suit them."
|« Previous Thread | Next Thread »


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No charges will be filed against a person who stabbed a Palatine man to death Sunday in what police say was self-defense after a fight over the vaccination costs of a pit bull.
Corey Frazier, 21, was found stabbed multiple times in the torso around 9 p.m. Sunday outside the Rand Grove Village apartment complex in the 700 block of East Rand Grove Lane. Frazier was taken to Advocate Lutheran General Hospital in Park Ridge, where he was pronounced dead at 11:35 p.m., according to the Cook County medical examiner's office.
The primary suspect willingly came to the police department with an attorney Monday, but Palatine police said multiple witnesses unanimously said the 22-year-old man was acting in self-defense.
Palatine Police Cmdr. Kurt Schroeder said Frazier lived not too far away in the 800 block of Panorama Drive in Palatine and police initially responded to a fight in progress.
Cmdr. Kurt Schroeder said the dispute began eight months ago when the 22-year-old sold Frazier the pit bull and said it was current on all vaccinations. Frazier, however, claimed it was not.
"He wanted to be reimbursed for the costs of the vaccination," Schroeder said.
The argument continued to escalate over time until Frazier waited for the man outside his apartment and attacked him from behind. Witnesses told police that Frazier was "severely beating" the man and punching him in the head. Police allege Frazier was the aggressor and the 22-year-old man stabbed him in "an act of self-defense."
The 22-year-old man, who suffered bruises, fled from the scene before turning himself in to police the following day. Schroeder said no charges will be filed against the man, who is not being identified.
Twitter: @Jim_Jaworski


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North Carolina opens spring practice under Fedora
New North Carolina coach Larry Fedora got the first look at his
team as the Tar Heels started spring practice Wednesday. It was
also the first time the players took the field knowing they won't
go to a bowl game this fall no matter how many games they win.
The practice came two days after the NCAA hit UNC with a
one-year postseason ban, a reduction of 15 scholarships and three
years of probation following its investigation into improper
benefits and academic misconduct within the program. The
upperclassmen on the roster have spent the past two seasons playing
amid the uncertainty of the probe, but Wednesday was the first time
the Tar Heels could resume work knowing it was finally over.
"It takes a lot of stress off some people," senior linebacker
Kevin Reddick said. "I know it kind of hurt some of the coaches
just now coming in, but some of the guys like me … it's a little
relief off our shoulders – a lot of stress off."
Fedora arrived in January from Southern Mississippi as the
permanent replacement for Butch Davis, who was fired before
training camp last year amid the probe. He has a seven-year
contract with the Tar Heels, with two extra years to compensate for
the school's original plan to impose its own two-year probation in
"The best thing for these guys is that (the NCAA ruling) is
out, and it's done," Fedora said. "And now they know they can
move forward. Nobody has to dwell on it anymore. They know what it
is. They know we're not going to play in a bowl, but they know they
can still win a Coastal Division championship (in the Atlantic
Coast Conference). There's still plenty of goals out there ahead of
us and I don't think every college athlete plays football just to
play in a bowl game."
There were plenty of changes at Wednesday's practice, the most
obvious being the music blaring over speakers through the drills.
Fedora said the players were allowed to choose the music, which
included songs by the Red Hot Chili Peppers, Foster the People,
Rihanna and Bob Marley.
They're still working that part out, though. A player apparently
chose a slower-paced song that played on the speakers, prompting
assistant video coordinator Darryl Sanders to radio to a staffer,
"Can you speed that up?"
"They enjoy the practice a little bit more," Fedora said.
"It's a lot more fun but they can still focus and concentrate on
what's going on. At the same time for me, it's noise. It's creating
noise for them and having to watch them focus during that noise.
It's the same thing as a football game, whether it's music or a
Fedora is bringing a fast offense that runs largely without a
huddle to squeeze every play possible into the game. That means
running faster drills in practice and wearing out the players
trying to adjust.
Offensive tackle James Hurst said the Southern Miss offense
typically tried to get a snap every 12 to 14 seconds. Fedora said
the team moved about half the speed Wednesday that he would like
normally, and he's hoping to get about 70 percent of the playbook
and schemes installed this spring.
"It's very different," Hurst said. "Getting in a huddle, you
get to breathe and process the play before you even step to the
line of scrimmage. Now you're sitting at the line of scrimmage
waiting for the play to come to you. You process that as fast as
possible, then you have to think about technique and everything
with the small differences we have now."
Regardless of the learning curve, it sure beats waiting for the
NCAA storm to pass.
"It's loomed over us almost (two) years now," senior offensive
guard Jonathan Cooper said. "I guess we're very relieved it's over
with. Now we can just play football. We can truly play


text:
It's been a while since Pokenet, a very promising new pokemon mmorpg, got shut down. But they didn't leave us empty handed. They gave the source code of their game away so that anyone who wanted to could use and adapt it the way they wanted to. This is how Pokemonium was born. The developers of Pokemonium have taken the source code of Pokenet and have been developing it to provide an even better online pokemon experience!
The game is still in development but beta versions are released over time and are free to download and play. Beware though that beta means you might encounter bugs during your playtime, so be sure to use their community forums for help when something goes wrong. You should also know that any progress you make in the game during beta will be wiped when the game is released. All characters and accounts will be wiped at the final launch of Pokemonium.
Homepage: http://pokemonium.com/


text:
Patrick Ewing will do some Knicks postgame coverage on MSG networkPosted by Inside Hoops
Mar 13
New York Knicks Legend and Basketball Hall of Famer Patrick Ewing has wanted to work for the team — as a head or at least assistant coach — for quite some time now.
Well, this is something, at least.
Ewing will join MSG Network's postgame coverage of the Knicks on Wednesday, March 20 when the team faces the Orlando Magic and on Sunday, March 31 when the Knicks take on the Boston Celtics. Both games are at Madison Square Garden and start at 7:30 p.m.
Immediately following each game, the 11-time NBA All-Star will appear on MSG's Knicks postgame coverage, including the "Ford Knicks Postgame Show" and "Knicks Extra," with host Al Trautwig and analyst Alan Hahn from the Geico MSG Studios.
"It's always good to be back at The Garden," said Ewing. "The Garden is home, New York is home, and the fans always appreciated what I brought to the table when I played. I'm really looking forward to working with MSG, it will be a great learning experience for me, and I'm excited to be on the other side of the mic."
"With Patrick Ewing in our studio and Walt 'Clyde' Frazier in the Arena, we will arguably have two of the greatest Knicks of all-time on our game coverage for these two games," said Daniel Ronayne, executive vice president and general manager, MSG Networks. "Patrick's knowledge of the team and New York basketball will give viewers a unique perspective on the results of both games."


text:
NL Capsules
ATLANTA (AP) — Madison Bumgarner allowed two hits in seven innings and combined with Sandy Rosario for a three-hit shutout in the San Francisco Giants' 6-0 victory over the Atlanta Braves on Friday night.
Bumgarner (6-4) was dominant in earning his second straight win. The left-hander did not allow a baserunner for 4 2-3 innings before losing his bid for a perfect game in the fifth and shot at a no-hitter in the sixth.
Bumgarner matched his season high with 10 strikeouts while walking one.
Atlanta's Kris Medlen (3-7) lasted six innings and gave up four runs on nine hits, including a homer by Gregor Blanco to lead off the game. The Giants had five doubles off Medlen.
Buster Posey had three doubles. Blanco had two hits, including a run-scoring single in the second.
PITTSBURGH — Jeff Locke allowed just two hits over seven innings and Pittsburgh sent Los Angeles to its fifth loss in six games.
Locke (6-1) struck out five and walked one to win his sixth straight decision while shaving his ERA to 2.19. Andrew McCutchen hit a two-run double in the third inning off Stephen Fife (1-2).
Jason Grilli worked out of a two-on, no-out jam in the ninth for his National League-leading 24th save.
The Dodgers played without manager Don Mattingly, who served a one-game suspension for his role in the brawl with Arizona earlier in the week. Bench coach Trey Hillman filled in for Mattingly. Los Angeles has fallen a season-worst 10 games under .500 (28-38).
MIAMI (AP) — Rookie Jose Fernandez outpitched a rusty Jake Westbrook, and the team with the worst record in the majors beat the team with the best record.
Fernandez had a career-high 10 strikeouts in seven innings, and Miami Marlins Westbrook's return from an elbow injury by defeating the St. Louis.
The 20-year-old Fernandez (4-3) became the first pitcher under 21 to strike out 10 or more since Felix Hernandez with Seattle in 2007. Relying heavily on breaking balls, he threw a career-high 107 pitches and allowed three runs, two earned.
Westbrook (2-2), who had been sidelined with elbow inflammation, went five innings in his first game since May 8. He allowed five runs, two of them unearned because of a misplayed grounder by second baseman Matt Carpenter, and his ERA rose to 2.05.
CINCINNATI (AP) — Jay Bruce homered off Burke Badenhop with one out in the 10th inning, rallying Cincinnati to victory over Milwaukee in a game full of errors and wasted chances.
It was Cincinnati's second straight extra-inning game. The Reds fell 6-5 in 14 innings at Wrigley Field on Thursday, leaving their bullpen depleted.
Bruce connected on a 1-2 pitch from Badenhop (0-3) for his fifth game-ending homer. Alfredo Simon (5-2) retired the side in the 10th.
The teams combined for five errors — including a season-high three by Cincinnati. Bronson Arroyo hit Martin Maldonado with the bases loaded to force in a run, and Maldonado homered off him to tie it in the eighth.
NEW YORK (AP) — David DeJesus hit a bases-loaded triple before injuring his shoulder when he crashed into the outfield wall, and Chicago beat New York behind resurgent starter Edwin Jackson.
Nate Schierholtz homered and Anthony Rizzo had three hits for Chicago in the opener of a three-game series between big-market teams trying to rebuild. Jackson (3-8) went six innings for his second consecutive win, allowing one run and five hits while striking out seven.
Mets starter Shaun Marcum (0-8) was hit hard early but retired 12 straight during one stretch and pitched into the sixth. It was his first outing since throwing eight innings of splendid relief in a hard-luck loss to Miami on Saturday, when the Mets were beaten 2-1 in 20 innings.
DENVER (AP) — Freddy Galvis hit two 2-run triples and scored the go-ahead run on Humberto Quintero's single, and Philadelphia rallied from a five-run deficit to beat Colorado.
The Phillies overcame home runs by Carlos Gonzalez and Josh Rutledge, who was recalled from Triple A Colorado Springs to fill the roster spot left by the loss of slugging shortstop Troy Tulowitzki to a broken rib.
Trailing 7-2 going into the sixth, the Phillies chased Rockies starter Juan Nicasio and pulled to within 7-5 on the first of Galvis' triples and a run-scoring groundout by Quintero.
They went ahead in a three-run seventh keyed by Galvis' second triple and Quintero's single.
Jonathan Papelbon got his 13th save in as many chances and Michael Stutes (2-0) pitched a scoreless inning of relief for the win.
SAN DIEGO (AP) — Left-hander Eric Stults threw a career-best two-hitter and Logan Forsythe hit a bases-loaded, two-run single with two outs in the sixth to give the Padres a victory against the NL West-leading Diamondbacks.
Arizona's Gerardo Parra doubled opening the game and scored on Cody Ross' sacrifice fly. Stults didn't give up another hit until Willie Bloomquist singled with one out in the ninth.
Stults (6-5) retired 16 of the last 17 batters for his third career complete game. He struck out three and walked one. He previously had thrown two four-hitters.
Bench coach Alan Trammell managed the Diamondbacks while Kirk Gibson served his one-game suspension stemming from Tuesday night's brawl against the Los Angeles Dodgers.
Trevor Cahill (3-8) tied his career high with 10 strikeouts but got into trouble in the sixth.


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Linked by Thom Holwerda on Mon 1st Dec 2008 23:31 UTC, submitted by linuxlinks
"Mainstream Linux distributions typically default to one of two desktop environments, KDE or GNOME. Both of these environments provide users with an intuitive and attractive desktop, as well as offering a large raft of multimedia software, games, administration programs, network tools, educational applications, utilities, artwork, web development tools and more. However, these two desktops focus more on providing users with a modern computing environment with all the bells and whistles featured in Windows Vista, rather than minimising the amount of system resources they need. For users and developers who want to run an attractive Linux desktop on older hardware, netbooks, or mobile internet devices, neither KDE or GNOME may be a viable option, as they run too slowly on low spec machines (such as less than 256MB RAM and a 1 GHz processor). This article seeks to identify the best lean desktops for Linux, for users that have old or even ancient hardware."
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RE[3]: Dissatisfied with KDE & GNOME
by lemur2 on Wed 3rd Dec 2008 22:23 UTC in reply to "RE[2]: Dissatisfied with KDE & GNOME"
Problem is not only UI acceleration. I was using Nvidia 180.06 latest and it was quite nice under KDE or GNOME. Problem is that, within those 2, GNOME still loses in redrawing, I really believe it's a GTK+ issue.
Not really. GNOME uses software rendering libraries to draw the desktop. KDE uses the 2D graphics primitives available in the GPU, which is accessed in turn through the Xrender API in the Xorg X server.
So of all the Linux desktop environments, only KDE4 uses the GPU for UI acceleration. None of the others are accelerated.
The Xrender API interface is, AFAIK, at a "lower level" than even the GTK libraries, so that means on KDE4 that the GTK applications will also benefit from the accelrated desktop. It is lower level than even the font rendering, so even fonts benefit from the acceleration. This is all pretty much a fundamental "paradigm shift" type of improvement in the desktop environment.
I didn't "get the point" of KDE 4.
Well, as I said, KDE4 is the only Linux desktop to take advantage of accelerated graphics functions of the GPU. It is consequently the fastest Linux desktop, beating out even the "lightweight" desktops (which are the topic of this thread) on any system which has a working GPU ... which, after nvidia releases the next version of their binary driver, will be almost all still-running systems out there.
If you want the best desktop performance ... go with KDE4 on just about any system with 512MB of RAM or more.
KDE4 has a whole new underlying infrastructure ... it is so portable and flexible and good at presenting the same API to desktop applications regardless of the underlying hardware or OS version or drivers that KDE4 is actually ported to Windows and OSX as well. I believe that is a first ... the ONLY desktop environment that runs on all three common desktop OSes.
Anyway, the point is that multimedia applications can interface to the Phonon API, desktop applications can use Plasma services, etc, etc ... and all can enjoy the best performance available from the system without having to try to find out which sound server is installed & running or whatever.
Finally ... KDE 4.2+ can run plasmoids, Google widgets or OSX widgets on the desktop. The desktop can be scripted via javascript, java, python or ruby applets.
The new menu, is that an attempt to emulate Office 2007 ribbobs UI? Or was that an attempt to emulate Windows UI search engine? Because I can't ever find an application at first glance on that menu.
Add the plasmoid widget called "Lancelot menu" to the desktop, and then drag it from there to the lower left corner of the panel. If the Lancelot plasmoid is not available, search for the keyword "Lancelot" in your package manager, and install it.
All your KDE4 menu woes will disappear, I'd wager.
In my opinion, KDE4 blew it. GNOME caught up on the advantage KDE had and now it has been shipped as default and chosen desktop on most distros. I really believe a quite amount of people just left KDE4 for everything else. Perhaps ported KDE3 to Qt4 would have made more sense, but I don't get the mentality of developers: Just when all users are about to get really used to a dektop, everything gets changed (and broken).
You can of course still run all your KDE3 applications directly in KDE4. Most distributions ship like this, if a KDE4 version of an application is not ready, then the KDE3 version is offered. Works fine.
Mandriva has KDE4 as default. SuSe, Fedora and Ubuntu all offer KDE4 alongside GNOME.
Now that KDE4 has stabilised, and the nvidia driver performance issue appears to be squashed, GNOME is suddenly miles behind ... again.
Meanwhile, anyone who wants to and who is a bit afraid of change can always run KDE3 still.
I also agree with the person who said it's just not about de desktops. You rarely will live without using k3b, firefox, thunderbird, evolution, what have you. And for that you will need those huge GNOME/KDE libraries hanging around.
KDE4 ships without Mono and GNOME libraries. It does however support GTK applications out of the box, such as firefox, GIMP, thunderbird and openoffice.
Only if you were to install some very GNOME-specific applications, such as Nautilis, would you need to install the GNOME libraries. Only if you installed Mono applications, such as F-Spot, would you need the Mono libraries. Personally, I'd install Mononono and hence prevent the Mono libraries from installing accidentally ... but of course it is up to you what you do.
That will save you a huge group of totally un-neccessary libraries right there.
Edited 2008-12-03 22:42 UTC


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11th Annual CTBUH Awards
Thursday, October 18th, 2012
Illinois Institute of Technology, Chicago
Read the Symposium Overview
In its third year, the CTBUH's free Awards Symposium brought in presentations from two of the Finalist projects and the new Innovation Award. In addition, delegates heard presentations from representatives of the regional Best Tall Building winners: Absolute Towers (Americas), 1 Bligh Street (Asia & Australasia), Palazzo Lombardia (Europe), Doha Tower (Middle East & Africa), and Al Bahar Towers (Innovation Award), as well as from the two lifetime achievement award winners: Helmut Jahn, and partners Charles Thornton & Richard Tomasetti.
See all the Winners and Finalists
Presentations & Speakers
Nine special presentations were made at the free symposium, with presentations by representatives of the client and project teams of the four regional winning Best Tall Buildings, two regional Best Tall Building finalists, the Innovation Award, and both of the Lifetime Achievement award winners.
Video Interviews
Video interviews with representatives of the project teams present at the Symposium are available. Award Winners, Finalists and Fellows were invited to discuss their projects, but also the future of tall buildings and issues of sustainability.


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Consists of three parts for both prime focus and eyepiece projection photography with 1.25" focuser refractors and reflectors. Not recommended for Schmidt-Cassegrain or Maksutov-Cassegrain telescopes. The 1.25" chrome barrel prime focus section is used by itself (with an optional T-ring) for prime focus lunar and terrestrial photography. The prime focus section and eyepiece projection section are screwed together for eyepiece projection photography (using the same optional T-ring). The eyepiece projection section consists of two nested tubes. The outer tube (to which the camera attaches) can be shortened or lengthened to change the projection distance from 90mm to 125mm. The telescoping outer tube is held firmly at the desired projection distance by two thumbscrews. The variable projection distance design allows you to change the magnification to vary the size of the image by 44% without the need to change to a different focal length eyepiece. Eyepieces with rubber eyecups may not fit into the camera adapter without temporarily removing the eyecup. Needs optional T-ring. Threaded for 1.25" filters.
No other images currently available


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For the most up to date information when it comes to using the internet and connecting and engaging on social media, please take a look at WendyMoore.net.
www.WendyMoore.net is now our main website where we share with you many "how to" tips via our blog.
Please take a moment right now to head on over and Find out more by clicking here.
Make sure you enter your details in the Yellow Box to the right to be added to our list to receive the information packed Savvy List Building newsletter. View past examples here.
Savvy Web Women founder Wendy Chamberlain offers limited opportunites to work with her one-on-one.
Further information and details on how to apply can be found here.
Does thinking about you all need to do online make your head hurt?
If thinking about the internet makes your head hurt, you've come to the right place! My absolute passion is all things internet and I'd love to share with you how you can easily, simply and effectively start building a highly responsive, targeted list of clients specific to your business niche.
What's more, you can easily position yourself as the "go to" person no matter what your area of business or field of expertise. Pretty cool, hey? Your clients and customers find you!
The secret, is that understanding and utilising the internet to build a client list is not that hard to do – you just need to know the strategies that work, the questions to ask and be asking the right people! Pretty straight forward when you think about it isn't it?
Then why aren't you applying basic, simple strategies to attract your perfect client and build a list to your business? Lack of time? Lack of expertise? Think you'll get it all horribly wrong? Simply too many other things that take a higher priority in your business?
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I am sure you are already aware of the power of using the Internet to grow your business … right? In fact research shows that the internet is the fastest growing medium to connect with potential clients and foster relationships with existing clients.
As a fellow Business Owner, I understand what happens if you are not there. So, how much money do you make in your business if you don't open the front door? If you are not there to meet your clients, listen to them, work with them and meet their needs, do you make any money?
You may own a Cafe or Pilates studio. You may be a photographer or finance broker. You may even be a life coach, accountant, naturopath or massage therapist. The list of businesses is endless, but your time is not. The number of clients you see each day is physically limited by the number of hours in a day. Literally.
And if you are not meeting clients one on one, you feel like you are chained to the desk fielding calls and returning emails. Let alone devoting time to connecting with potential new clients using social media.
So if you decide to take a break. If you have a family emergency and can't make it to the salon that day. Or if you simply are not feeling well, how are you going to keep the money coming in to pay the bills?
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Then magically, it's fixed! You ask what the problem was and as they try to explain what the issue was to you, your eyes quickly glaze over. It feels like they are speaking Klingon to you or some other obscure language. In fact, it is down right overwhelming.
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We give you the opportunity to learn more about better utilising what you already know. To take your existing knowledge and use it to get in front of your target market, your ideal client and then get them to sign up to your client list – your database.
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text:
New to UW: Nikon D3S Housing options?
Posted 05 September 2011 - 10:06 PM
Starting from scratch with a Nikon full frame system, what underwater housing system and strobes should I look into? Aquatica or Subal seems to be the likely suspects for housing and ports. Complcating my search I noticed while pricing Aquatica housings there is a Aquatica kit including a D700 body that is not much more than the D3S housing alone. I am also finding the next new camera bug gets even more expensive with housings and as an NPS member, I would have priority to pick up the rumored D4 if it becomes reality and due to my other photography requirements, would likely pick one up.
I grew up on a lake and you can't get me out of the water on tropical vacations but I have never been scuba diving. This week I start the PADI open water diving certification course. Living in the Seattle and Puget Sound area, I will need to invest in a dry suit based setup and see this hobby becoming as big a money pit as photography.
Speaking of which, I am a somewhat accomplished photographer specializing in shooting sports at the highest level and have always been interested in underwater photography. I plan to make sure I enjoy scuba diving and don't have any challenges but if it turns out I become comfortable, safe and proficient, underwater photography is sure to be a major focus of my diving.
Assuming all that happens, where do I start in putting together an underwater system? I currently shoot with two bodies, both Nikon D3S's. Have the entire series of pro zooms including the AFS 14-24 f2.8 ED, AFS 24-70 f2.8 ED, AFS, AFS II VR 70-200 f2.8, and the AFS VR 200-400 f4. I also have the AF Micro 105mm f2.8, a 400 f2.8 and a 600 f4.
My thought was to start with an underwater housing for a D3S and a lens port for the 14-24 and the 24-70. A couple of compatible strobes would be a requirement in Puget Sound, not that I wouldn't emphasize lighting in a tropical area.
Depending on where underwater photography takes me I would consider adding a port for a close-up lens and possibly the 70-200 if I can justify a reason.
From the land based photography world I know how broad and silly these type of questions sound so don't feel a need to be gentle, I have thick skin.
Thank you.
Posted 05 September 2011 - 11:30 PM
Welcome to the madness. I'm not going to recommend brands but I do suggest for cold water diving, big distinct controls with nice feel is more important with the thick gloves.
With the 14-24, you'll need as big a dome port as possible. I think Subal has the biggest at 250mm, then Seacam (240mm), then Aquatica (235mm).
Strobes really depend on whether you want iTTL access and what sort of shooting you do. Many types of shots can be handled by 150-160W strobes especially macro. WA with bigger animals which require a bit of distance will demand more power, in the 250W range, especially if you want to take advantage of the 9fps of the D3s, where using 1/5th power of a 250W will give you the 9fps @ 1/2 power of that of a Inon Z240 for instance.
Regarding the 70-200VR II, I believe the mfd is like 5ft. So it's not really viable as a macro lens (although I know people who have tried macro versions of such focal lengths to get some distance from the subject, which will require more power from the strobes to illuminate.
The only addition in lenses I would suggest is maybe a fisheye.
More importantly, I suggest you either take an uw photography course or read up books on uw physics and photography to grasp ideas on what is needed so you can make your own mind up with newfound knowledge.
"Journalism is what someone else does not want printed, everything else is public relations."
"I was born not knowing, and have only had a little time to change that here and there.
Posted 06 September 2011 - 04:40 AM
You can certainly use the AF Micro 105mm f2.8 it is great for macro work.
Cincinnati, Oh
Home of the Housing Sentry, the ultimate leak prevention system.
Posted 06 September 2011 - 12:59 PM
Posted 06 September 2011 - 01:23 PM
Exclusive official importer of Nauticam products into the UK and Ireland
Posted 06 September 2011 - 02:18 PM
I think George agrees with you. Taking up u/w photography after getting comfortable diving. Good buoyancy control is an essential skill.
I'd focus on doing a good couple of hundred dives to ensure you are fully comfortable in the water before taking a camera underwater if I were you.
Carpe carp - Seize the carp
Posted 06 September 2011 - 10:12 PM
Edited by JackConnick, 06 September 2011 - 10:14 PM.
Jack Connick
Optical Ocean Sales.com
Nauticam, Subal, Sea & Sea, Olympus, Seacam, Gates, Ikelite, Zen, Fix, 10Bar, Kraken, Light & Motion, iTorch/I-DAS & Fantasea Line
Cameras, Housings, Strobes, Arms, Trays & Accessories. System Packages. Photo Expeditions.
Blog & Gallery: Optical Ocean Sales Blog - Flickr Galleries: Optical Ocean on Flickr
Posted 06 September 2011 - 10:40 PM
Different formating on this web site; keeps doing strange things.
Edited by GeorgeH, 06 September 2011 - 10:41 PM.
Posted 08 September 2011 - 05:10 PM
Posted 19 November 2012 - 08:25 AM
I took my 50th dive Saturday, November 17th, and took my D3S underwater with me for the event. I've taken it with me on a two recent dives but ran into an issue where the Live View button was pressed as soon as I reached 10 feet or so, leaving me without access to the LCD.
Saturday I moved the Live view lever up and away from the guide and for the first time had some feedback after taking shots. Not that I made any changes; I was content for this dive just to get the feel of the housing and know I was capturing something. Now I can begin the journey of understanding strobe positioning and power combined with appropriate SS and aperture settings based on lens and port configuration. Plus I need to work on how to do that reverse frog kick.
Buoyancy control is definitely more of a challenge while attempting to set up a shot with a large housing and a couple strobes. I was beginning to feel good about my rapidly improving SAC rate that increased significantly on my Saturday dive with a camera. I assume that will drop as I get more comfortable.
It has been a long process testing my patience. A lot has happened. Of course the D4 was released, which I now use for my sports photography, but the D3S is still a fine camera and it is nice to have a third body on the sidelines at times anyway.
Here is the token first shot of a tiny squid that was not happy to see me. Obviously the hot spot and shadow tell me my strobe positioning was not ideal but it is a start.
What a blast I had. The dive was too short and my constant grin was making my mask leak. I can't wait to start working on becoming an UW photographer.
Posted 29 November 2012 - 06:11 AM
What a blast I had. The dive was too short and my constant grin was making my mask leak.
Congrats George, I know the feeling, and a nice start too.
The Fin Foundation
HSWImages.com My Images on Flikr
Canon 5D Mk III, 7D & 40D, 60mm, 100mm, 17-40L, Tokina 10-17, Nauticam 7D, Sea & Sea MDX-40D YS-250's ULCS arms, Lightroom


text:
What's Up at
By Ray Valdes
Dr. Dobb's Developer Update:
Trends and Technologies for the Professional Programmer
Volume 1, Number 7, September 1994
In a year when multimedia companies have each enjoyed their 15 minutes of fame, one of Silicon Valley's more intriguing companies -- Kaleida Labs -- has remained in the background. Kaleida, a blue-chip startup born with a silver spoon in its mouth, was founded with great expectations on the part of its uppercrust corporate parents, Apple and IBM. After its unveiling a year ago at the Digital Media show, the company shed 25 percent of its workforce this spring as part of a new, pragmatic emphasis on completing the multimedia development environment and scripting language known as "ScriptX," while relegating grandiose plans, such as the set-top hardware and operating system, back to the parent companies.
Currently, ScriptX is in beta (on Macintosh and Windows platforms) and is due for a fall shipment. This article is a quick look at the current system and should be read with the usual skepticism required for any beta software.
It is always interesting to examine the results of what deep pockets and a clean slate can provide. In the case of startups like Kaleida, with the resources to round up a critical mass of talented programmers/designers and persuade them to work in hothouse secrecy for several years, the result is a veritable feast (or at least a well-stocked dessert tray) of new software technologies. In this respect, Kaleida resembles other technology-intensive startups -- General Magic, Next, Go Corporation, 3DO, and Rocket Science all come to mind. Kaleida's efforts provide a glimpse of where multimedia may be headed. Whether or not the company prevails, it's likely that its juiciest designs will be imitated and incorporated into the mainstream.
Unlike packages such as MacroMind Director or Asymetrix Toolbox, ScriptX is not an authoring tool for multimedia titles. Rather it is a general-purpose, object-oriented, multiplatform development environment which includes a powerful dynamic language and a well-rounded class library. You can use the ScriptX system to implement client/server applications just as easily as creating a multimedia shoot-'em-up game -- in fact, given the system's current resource requirements, perhaps more easily. You can also use ScriptX as a toolkit to create your own authoring tools. The package includes the Kaleida Authoring Player, an authoring tool that fills the same need as Director or similar tools. The system design is flexible enough that you are not restricted to a particular authoring metaphor: You can use a stack/card, timeline-based, score/cast, or document-oriented metaphor. Or you can mix these approaches.
To get the equivalent expressive power in a conventional development environment, you'd need to have, say, the Borland or Microsoft C/C++ compiler -- plus the OWL or MFC application frameworks, plus a library of multimedia routines (such as Lenel's Multimedia Works), a persistent-object storage system (such as Object Design's ObjectStore), and some system extensions that provide multithreading. The documentation for such a combination would total more than 12,000 pages. ScriptX's integrated design results in a much smaller learning surface: The documentation weighs in at about 2000 pages, yet is very complete.
Smalltalk or Lisp/CLOS programmers will immediately feel at home with ScriptX, even though the syntax and libraries are significantly different. And if you don't have Smalltalk experience, the system is dynamic enough that you can start trying out stuff tight away. Not that Kaleida expects authors of multimedia titles to be programmers. The manual states: "It is expected that most ScriptX programs will be generated by authoring tools or development environments specialized for multimedia title and tool development."
The ScriptX Language
The ScriptX language is a blend of concepts found in Smalltalk, Dylan, Hypertalk, Lisp, Coral Object Logo, C++, and Pascal. Most of the borrowing seems intentional and explicit, rather than haphazard or unconscious. The resulting blend is a well-balanced, well-integrated mix that feels natural and consistent.
The language is small. You can specify ScriptX syntax in about 60 BNF rules, compared with about 150 for C and perhaps double that for C++. The Kaleida design decouples syntax from semantics, as does Apple's OSA, so that you can have multiple syntactic surfaces overlaying a common semantic structure. In theory, this would allow you to write code using the English version of ScriptX, then have a smart text editor prettyprint it in Japanese ScriptX (or Basic or Lisp dialects).
As it is in Smalltalk, everything in ScriptX is an object -- including integers, strings, methods, classes, and functions. Source code compiles into a machine independent bytecode that is interpreted by a bytecode interpreter, similar to the Virtual Machine interpreter in classic Smalltalk. There is therefore no distinction, at this level of representation, between user-defined objects and classes and those supplied by the system; every entity has equivalent first-class status. The Virtual Machine approach facilitates cross-platform portability. A title created with ScriptX consists of scripts in bytecode form, plus media content (digital video and audio data), fed to the platform-specific Kaleida Media Player (KMP).
There are no statements in ScriptX; every construct is an expression that returns a value. So instead of block statements, you have block expressions. Likewise with iteration and conditionals, which consist of the usual suspects -- if, then, else, while, repeat, case, and so on. Variable scoping is lexical in nature, and block expression can be used to generate new variable scopes. As in Hypertalk, you can use the local and global keywords to explicitly specify variable scope. There is also a larger-granularity way of setting scope, via the module keyword, roughly equivalent to the recently added namespace construct in C++.
Similar to Hypertalk, the ScriptX language allows for variant constructs (syntactic sugar) that add an English-like feel to the language. For example, instead of saying anObject.instanceVar (as you would in C++), you can use the possessive form: anObject's instanceVar. A related mechanism allows for operator overloading similar to that in C++. Also, ScriptX allows you to specify the parameters to a method invocation by position or by keyword.
You may be pleased (or possibly dismayed) to note that ScriptX supports multiple inheritance. ScriptX also allows you to specialize behavior not just via classes, but also at the level of particular objects and individual methods. You can call this a truly object-oriented approach, contrasted with the class-oriented paradigm used by Smalltalk, C++, and most other OO languages.
Going further, ScriptX combines the OO model with the applicative-language paradigm by allowing free-standing functions -- behavior that is not bound to a method of a particular class. This allows for anonymous functions (similar to lambda functions in Lisp) that can then be applied to objects. The construct "(a b -> a + b) 4 5" defines an anonymous function that is applied to the objects 4 and 5. Anonymous functions can be assigned to variables, passed as arguments, or used in the apply construct (as in Lisp).
As in Smalltalk, there is a metaclass hierarchy that parallels the class hierarchy. Likewise, certain objects have an "immediate" implementation: for example, instances of class ImmediateInteger are implemented as a 32-bit longword with a low-order tag bit set. The kernel uses a right bit-shift to obtain the immediate object's value. Multiple tag bits are used, resulting in a maximum value of 2 to the 29th for ImmediateInteger. Instead of object-table indexes, ScriptX object handles are basically 32-bit pointers into a paged virtual-memory space.
Memory allocation is automatic, as is deallocation. A garbage-collector thread continually reclaims memory from objects that are no longer referenced. The patent-applied-for garbage collector is an advance over those found in current Smalltalk and Lisp implementations, which use variants of the Baker-Hewitt generation-scavenging algorithm. The ScriptX garbage collector needs to satisfy the real-time constraints of multimedia playback, which does not tolerate sudden stops to collect garbage.
The kernel of ScriptX consists of objects written in compiled C. Like Go's PenPoint, Kaleida has defined an object-oriented dialect of C called "Objects in C" (OIC), implemented by a set of preprocessor macros, libraries, and programming conventions. The membrane between objects written in C and those in ScriptX is thoroughly permeable: Code written in one language can access objects and instance variables written in the other.
The ScriptX Core Classes
From the point of view of a developer creating a multimedia title or commercial app, the details of language syntax are often the least important aspect of the development environment. The heavy lifting gets done by the class library or application framework.
The ScriptX Core Class library consists of about 240 classes and perhaps 2000 methods. A significant part of the class library provides general-purpose facilities such as you might find in app frameworks like OWL, MFC, zApp, MacApp, and C++/Views. The Core Classes provide support for: text, fonts, streams, graphics, events, menus, scrolling lists, push buttons, scrollbars, files, properties, numerics, error-handling, arrays, B-trees, hash data structures, and so on.
The most important aspect of the core classes is the use of the classic Model/View/Controller (MVC) paradigm, first used in Smalltalk-80 and since incorporated into many app frameworks with slight variations. ScriptX parlance uses the terms model, presenter, and controller; in addition, "space" is used to refer to a portion of the model. A space provides the virtual environment in which content objects live and interact. Depending on the application you are designing, a space can be geometrical in nature (a canvas or surface) or non-geometrical (a stack of cards or a cast sheet of actors). A controller manipulates objects in a space, often during some elapsed time period. A presenter translates the abstract definition of content objects into forms that users can see, hear, or otherwise experience.
Unlike many classic MVC-based apps, ScriptX titles make greater use of the notion of time. The Clock class is an important component that provides facilities for synchronizing timed action sequences and can be used to drive simulations, control media playback, and coordinate activities within a timing hierarchy (in which one clock drives subordinate clocks).
There are several other families of classes in ScriptX that provide powerful facilities needed to implement a wide range of multimedia titles. These class families include a persistent-object storage facility based on Apple's Bento design (which is also used in the OpenDoc app framework), a search engine to provide retrieval of objects within large-scale models, facilities for spawning and synchronizing multiple threads, a rich set of exception-handling mechanisms, and (in the future) support for distributing objects across networks. Each of these components merits its own discussion, but space does not permit that here.
Designers at Kaleida feel that existing multimedia titles offer only "a fixed universe of behaviors and portrayals." Existing tools can only superficially simulate -- instead of "directly model" -- complex behavior. Company documents state:
"Unlike today's metaphor-based authoring frameworks, ScriptX provides simulation-based building blocks that let developers have real models behind their scenes, instead of being essentially a movie with a few twists."
To illustrate this approach, designers at Kaleida implemented a sample title called "PlayFarm." This title is a kid-oriented simulation of a barnyard, with playful eccentric characters such as ducks and sheep. In PlayFarm, each character runs in a separate thread, interacting with others in virtual space. Unlike existing point-and-click commercial titles, the behavior of the system is not predetermined and immutable, but dynamic and easily changed. You can design a new character offline and then load your creation into PlayFarm on the fly, while the simulation is running. Your new character can then interact with the existing inhabitants of the virtual space.
ScriptX is an impressive piece of work. But it is not yet clear if it will prevail in the marketplace. As with any beta, there exist the usual concerns about robustness, efficiency, and on-schedule delivery. Plus, in the case of a new platform, there is the issue of garnering sufficient industry support. History shows that most blue-chip, technology-intensive startups seem to stop short of success (witness the stories of Go and Next). However, with its advanced, innovative, and well-designed technology, Kaleida just may beat the odds.
Article contents copyright © 1994 by Miller Freeman, Inc. All rights reserved. Reprinted by permission. For more information contact: Dr Dobbs Journal, 411 Borel Avenue Suite 100, San Mateo CA 94402, or email


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When John Thain became Merrill Lynch's CEO in early 2008, he hired Michael S. Smith Design to revamp his office suite, spending approximately $1.22 million according to documents. By comparison, Smith is also Michelle Obama's interior designer for the White House, which is paying him only $100,000.
The following is what Thain paid for each item. Because Smith's company declined to provide images of the actual items, we've provided pictures of some penny-saving alternatives. So here are the next best things…
By Paul Toscano
Posted 22 Jan 2009


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Assistant United States Attorney Jay Taylor reported to Historic City News that St Augustine Beach con artist Lydia Cladek was sentenced to serve 30 years and 4 months in federal prison for conspiracy to commit mail and wire fraud, mail fraud, and wire fraud.
US District Judge Timothy J. Corrigan also ordered Cladek to pay more than $34 million in restitution. Cladek was found guilty on January 26, 2012.
According to testimony and evidence presented at trial, Cladek offered investors the opportunity to "loan" money to Lydia Cladek, Inc., in exchange for a promissory note from the corporation.
The notes were secured by car notes that Lydia Cladek, Inc. had purchased in the past.
Cladek represented that the assigned notes were genuine and valid, had never been assigned before, and would not be assigned in the future. She also represented that she would use the funds that were loaned by the investors to purchase new car notes.
All of these representations were false.
In some cases, the car notes attached as collateral to investor notes had previously been assigned to four or five investors in the past. In many cases, the car notes were then assigned to new victim investors, sometimes in as little as a week.
In addition to making false representations about the quality of the investors' collateral, Cladek used new investor funds to pay interest to old investors and to fund her lavish lifestyle, including three vacation homes.
By March 31, 2010, the existing performing car notes owned by Cladek had dwindled to just under $4 million, while the outstanding loans to investors exceeded $90 million.
This case was investigated by the Federal Bureau of Investigations, with the assistance of the Florida Department of Insurance Fraud.


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The Staffordshire
A modern classic with an emphasis on the natural elements of wood.
The Classic in Oak
A stained oak kitchen for a Victorian Terrace house in Queens Park NW6
The Classic with a Twist
A warm, classic bespoke painted kitchen for a detached Victorian house in Barnes SW13
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The Willow Kitchen
A warm, traditional style kitchen with its own unique elements for a Muswell Hill detached property in Muswell Hill, N2
Biedermeier Kitchen
A bespoke kitchen and dining room in the Biedermeier style in the heart of Mayfair, Piccadilly, SW1.
The Victorian
English, traditional and warm..All the elements you would expect from a classic painted kitchen.
The Classic
A traditional kitchen with a warm classic design for a detached Victorian home in Barnes SW13.
The English Shaker
English Shaker style painted kitchen with a funky modern twist.
At the heart of every home, there's the kitchen - so having one that works for your own particular needs is paramount. At Goldman & Rankin we create bespoke fitted kitchens that are the envy of every neighbourhood.
Modern, traditional, or a mix of both worlds – whatever style of kitchen you're after, we'll help create your vision. But a quality bespoke kitchen is no use if it doesn't fit your lifestyle, and that's why we make it a priority to get to know our clients.
Our needs change at different stages of our lives, so while a cool contemporary space will work for a young couple it probably won't be right for a family with toddlers, so at Goldman & Rankin we make it our main concern to find out how you'll use your kitchen.
A breakfast bar, a kitchen island, a snug seating area – whatever's made it on to your must-have list will make it to the final design. And we won't neglect the finishing touches either. If touch-release drawers are your thing, or a hideaway TV, we'll make sure your kitchen is the perfect fit.
And lastly, because we at Goldman & Rankin understand the process involved in creating your ideal bespoke fitted kitchen, you can expect a smooth and enjoyable experience from the day we start talking, to the moment our craftsmen close the door and leave you with your perfect kitchen.
Contact us to find out more »


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'Arrested Development' gallery: Catch up with the Bluths
It's been seven years since we last saw the Bluth family from "Arrested Development." To prepare you for their latest adventures on Netflix beginning at 2:01 a.m. May 26, here's what was happening to the main characters when we left off. Binge or savor? How to watch "Arrested Development" By Curt Wagner, RedEye's Show Patrol Want more? Discuss this article and others on Show Patrol's Facebook page.
Copyright © 2018, RedEye Chicago


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Europe's peripheral economies face a re-run of the U.K.'s "winter of discontent", with high unemployment and stagnant growth, according to a report by Goldman Sachs on Friday.
In the note on Europe, Goldman Sachs analysts said high unemployment in peripheral Europe is partially due to a correction in the value of "labor share", the fraction of income that accrues to labor in the form of wages.
"The recent sharp rise in unemployment rates in the periphery is partly a consequence of a rise in labor shares during the first decade of monetary union," the analysts wrote.
"This resembles the adjustments made in the U.K. and elsewhere during the 1980s."
The analysts said that Portugal, Spain, Italy and Greece benefited from investment booms in the early years of the currency union, which boosted employment and real wage growth. In the aftermath of the financial crisis, these countries must make a "painful labor share adjustment" to lower wages and higher unemployment, in common with the U.K. of the 1980s.
Euro zone unemployment reached 11.8 percent of the working population in November 2012, the highest level since the euro was introduced in 1999, according to Eurostat, the EU's statistics office. However, unemployment is sharply higher than the euro zone average in some of Europe's peripheral countries, running at around 25 percent in both Spain and Greece.
-By CNBC's Katy Barnato


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Certificate of Trust Form - Beadle County
Fill in the blank form formatted to comply with all recording and content requirements.
Included document last updated 11/21/2018
Certificate of Trust Guide - Beadle County
Line by line guide explaining every blank on the form.
Included document last updated 11/23/2018
Completed Example of the Certificate of Trust Document - Beadle County
Example of a properly completed form for reference.
Included document last updated 11/30/2018
*The Following South Dakota and Beadle County supplemental forms are included as a courtesy with your order.
Certificate of Real Estate Transfer
This is a required form, due at the time of recording.
Transfer Tax Rates and Exemptions
Consult this list for exempt transfers.
Codified at SDCL 55-4-51.3 as part of the Uniform Trusts Act, the certificate of trust "in support of a real property transaction" is recorded in the South Dakota county where the subject property is located and "serves to document the existence of the trust...and other matters...as though the full trust instrument had been recorded" (SDCL 55-4-51.3, 55-4-51.1).
In a trust relationship, a settlor transfers property to another person (trustee), who holds it for the benefit of a third (beneficiary). In the course of their fiduciary duties, trustees may present a certificate to parties who are not beneficiaries of the trust in lieu of providing the entire trust instrument. The trust instrument, executed by the settlor, establishes the trust and sets forth directions for its administration, including designating the trustee, the trustee's powers, and identifying a trust beneficiary. The certificate of trust allows the settlor's estate plan to remain off-record by providing only the information about the trust relevant to the transaction at hand.
The document names the trust, its settlor, and each trustee empowered to act for the trust. Aside from certifying the existence of the trust and confirming it has not been revoked or modified in a way that would invalidate the statements contained within, the certificate also confirms the trustee's role and authority to act on behalf of the trust by identifying powers relevant to the transaction, how many trustees are required to carry out those powers (if there are multiple trustees) and any restrictions imposed by a court on those powers (if applicable).
When used in transactions involving real property, the certificate requires a legal description of the subject property. The document must be recorded in the South Dakota county where the subject property is located and in compliance with the recording requirements established at SDCL 43-28-23.
Pursuant to SDCL 55-4-51, the document should be signed by a trustee or settlor (grantor or trustor, as the case may be) in the presence of the notary public witnessing the sworn statements made in the certificate. Recipients may request parts of the trust instrument establishing the trustee and the relevant powers (55-4-52). Persons entering transactions may rely on the statements within the certificate without further inquiry (55-4-53).
Consult a lawyer with questions about South Dakota trusts and certificates of trust, as each situation is unique.
Get your Beadle County Certificate of Trust form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties.
We guarantee that you will receive access to the forms that you order and that those forms will be compliant with the recording requirements for the jurisdiction the forms were purchased for and the statutory requirements for content of the document.
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Great and easy to find now I hope to be able to sign this without an attorney. THANK you


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Bontrager's R3 Road Tire is perfect for training, racing and everything else! The round profile and lightly textured tread offer low rolling resistance and grip like glue in the corners. The 120tpi casing and folding beads deliver a wonderfully supple ride and lighten the tire considerably. You also get sub-tread protection against flat tires and equally impressive, Bontrager's unique aero wing design that improves airflow so that the R3 actually saves you energy on every ride, too!
|Manufacturer's Part Number
|Black/Blue / 700 x 23c
|Black/Yellow / 700 x 23c
|Black/White / 700 x 23c
|Black/Red / 700 x 23c
|Black / 700 x 23c
|Black / 700 x 25c
|Black/Pink / 700 x 23c
|Natural / 700 x 23c
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I have only been riding on R3 700x32s for a little over a month. I feel they're too slow in comparison to 700x23c tires that I have been riding on for 6 years. Considering switching to R3 700x23s.
Best Uses
I've been a fan of the R3 since it came out. I typically get one flat every 2-3,000 miles, and never a blowout. Confidence-inspiring on descents. I own a shop; I can ride any tire I want. Many companies would give me tires for free. I actually pay for these. My only complaint is their lifespan; tire wear is greatly accelerated when you ride in the hills, and that's the only riding I do. I'll get about 1500 miles out of a rear tire; a lighter rider in less-challenging terrain will do better.
Best Uses
My wife and I went tubeless using the R3. Within 2 months we had 3 flats between us and the tires were damaged enough that we had to get 2 new tires to remain tubeless. I use this bike to compete in triathlons, so I have switched to another tire brand, I just don't trust these tires. I have a new set of tires to put on my wife's bike also. Tubeless might be okay, but not these tires.
Best Uses
The only tire I have been using, so not a lot of rereference. I do 2500km with the back tire and I am 87kg and the roads I ride are not always the best. I only have flats near the end of the tire's life. I can't really evaluate the traction, I feel very confident riding the bike.
Best Uses
These tires came with a new Madone 5.2. They have lasted for 3800mi with the cord just starting to show through. I had no flats even with the high mileage and all of the stuff that I have ran over on the road. The tires have a lot of grip and I always had confidence in high speed cornering with them. Last year I used Bontrager R1 tires and had to replace them every 1500mi due to excessive wear, so these have been a big improvement. I would highly recommend these tires
Best Uses
Overall, I was not impressed with the Bontager R3 due to the many flats encountered during cycling. I am an avid cyclist of approximately 1000-1500 km a month during the summer, most of my riding is on the pavement with about 5 percent on dirt/gravel/rough roads. I have had many other tires and encountered flats approximately 1 or 2 times during the typical 3500km lifespan. These R3 tires I was encountering flats especially on the back tire every 250km. I even put stronger/thicker tubes and helped slightly but still created grief. I put these tires in the garbage can after only 1500km. I am about 195 lbs. and a strong cyclist so weight and power perhpas to much for this lightweight tire of approximately 200 grams. The R1 tire came as factory on my Trek Domane bike and had much better success. These R3 tires are lightweight and fast and would only recommend these on paved roads with very little debris. I'm not road racing and value puncture resistance higher than speed. There are better tires out there.
Best Uses
Felt great for the first few rides then it got a slow leak. I had to stop every few miles to pump it up and limp home. I would have changed it but darkness was coming on fast and the mosquitoes were vicious. Finally it gave up the ghost about a mile from the finish. I had to walk the last mile. Bummer. Flat tire in less than 200 miles - about the third ride - same as the previous reviewer. Last time I get one of these.
Best Uses
I have been using the R3 tires on a pair of Race Lite TLR wheels set up tubeless all season now as a racing/training wheelset and the combo stunningly excels at both. When I don't have a number pinned on, the tires have proven to have great flat protection and incredibly comfortable.I have only punctured once after a summer with scores of hours on the bike--the puncture mostly sealed itself, though I added a little more sealant, and had to pump it up twice more to feel secure jumping back on the next day. They do require a substantial amount of elbow grease to bead the tires on the rim, since they fit incredibly tight, and for first time tubeless users, I'd recommend either having your local shop set them up, or at least using an air compressor. I've run the tires with a little lower pressure, (~95 psi, and I'm 145 lbs) and the R3/Race Lite combo has been comfier than any 32 hole rim with wider tires than I've ridden. The sensation they provide on the road is a little disconcerting at first, since they greatly reduce road 'buzz', and make you wonder if you've got a flat, but there's no noticeable increase in rolling resistance, and still corner remarkably predictably. To my surprise, the tire's greatest strength was in the corners. The casing isn't as supple as a tubular, but the freedom of not having any resistance from a tube along with the lower tire pressure and the remarkably grippy compound greatly improved my confidence on irregular corners. The tires conformed very nicely to uneven pavement blocks and cracks even while hitting corners hard in criterium races. I raced the tires in 2 rainy criteriums where I watched Pro license holders wash out on corners right next to me using (very expensive) cotton tubulars. The confidence they afforded me was surprising. With a wider rim the profile of the tire on the rim took a little getting used to, but actually helped improve my cornering: the tires don't 'break' into corners as quickly, and allow more gradual, confident handling in a way that I can only call 'mature'. My only gripe is that the casing/bead is a little stiff, which is likely a result of the flat resistant layer. If you want a tire that's a little softer, lighter, and maybe grippier, go with the R4 but for a tire that's great for riding a racing, the R3 ticks all the boxes
Best Uses
My bike came with R1 tires. I found they did not roll smoothly and they seemed to cling to the road. In looking on line, the weight was over 300 g as well with only 60 thread count. I decided on trying their R3 which has a 120 thread count and were much lighter tires. I found the rolling resistence was much less on the R3 and the bike just moved better and offered a smoother ride. Going up hills appeared to be done with less effort. I choose these tires over the Grand Prix's. I found myself really liking these tires. However after my 3rd ride without going over glass or anything unusual, when I went to get my bike the next day, the front tire was flat. I found a small hole in the middle of the tube. I hope this is not going to be a common trend with this tire. If it is, I will report back. But besides that flat, I was very pleased with the ride and found this upgrade more important that upgrading brakes or derail's. The R3's seem to be very good tires.
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Meet Clementine. Refinanced with HARP in 2013.
'I didn't think I'd qualify…and I didn't want to hear the word 'no.' But I finally did call—and I'm so glad I did.'
Contra Costa County in the San Francisco Bay Area was hard-hit by California's economic and housing downturn. Home values dipped (although the cost of living remains relatively high) and many businesses closed or reduced work hours.
Clementine, an empty nester who's owned her home in Contra Costa County for 11 years, relied on a part-time job to pay her mortgage and other bills. She started to struggle after being forced to take unpaid leave over the 2012 holidays, costing her over $3,000 in lost wages.
"I was really under pressure with my bills and had to take action," she recalls.
Luckily, Clementine had a letter from her mortgage company about the Home Affordable Refinance Program, the federal government's program to help homeowners who are underwater, meaning they owe more than their home is worth, or have little equity in their home to refinance. The offer letter she had received was time-sensitive so she needed to respond quickly.
Still, Clementine was reluctant to make the call. "I was earning less each year, so I didn't think I'd qualify. And I didn't want to hear the word 'no.' But I finally did call," she says, "and I'm so glad I did."
The mortgage company paired Clementine with a single employee who answered her questions about HARP and provided excellent customer service. In less than two months, Clementine's mortgage at 6.5% was refinanced to a rate of 4.125%—a monthly savings of $596.
Her advice? "If you're at all interested in HARP, make the call to find out if you qualify." The sooner you do, the sooner you'll start saving.
|New Interest Rate
Monthly Savings


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John Holdren, the head of the White House Office of Science and Technology, told the ScienceInsider blog (April 8, 2009) that the recent adoption in Texas of a flawed set of state science standards was "a step backward."
NCSE's executive director Eugenie C. Scott appeared as a guest on the first hour of NPR's Science Friday show on April 10, 2009.
Two projects to celebrate the Darwin anniversaries — the bicentennial of Darwin's birth and the sesquicentennial of the publication of On the Origin of Species — are soliciting video contributions.
Florida Citizens for Science, a grassroots organization defending and promoting the integrity of science education in Florida, is sponsoring a cartoon contest!
A few seats remain aboard NCSE's next excursion to the Grand Canyon — as featured in The New York Times (October 6, 2005). From July 3 to 10, 2009, NCSE will again explore the wonders of creation and evolution on a Grand Canyon river run conducted by NCSE's Genie Scott and Alan ("Gish") Gishlick. Call or write now: seats are limited.
National Center for Science Education, Inc.
1904 Franklin Street, Suite 600
Oakland, CA 94612
fax: 510-788-7971
For Reporters | Store | Events


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ANN ARBOR, Mich. – Out of necessity or for tactical reasons, Michigan coach Brady Hoke refused to provide a clue about Denard Robinson's availability to play against Northwestern.
"I'm not giving day-to-day updates," Hoke said, more than once.
That leaves everyone – including the Wildcats – waiting until Saturday to see if Robinson is healthy enough to play. Last week, Hoke said he fully expected the spectacular quarterback to play at Minnesota, only to leave him on the sideline because of an injured right elbow.
The Wolverines found out that Devin Gardner could lead them to a win. The junior QB, who moved to receiver this year to get on the field, flourished in his first start under center in a 35-13 victory over the Golden Gophers.
"You always like to have the depth in every position, whether it be quarterback or your nose tackle," Hoke said. "Having guys who have done it before and shown you that they can do it and have done a good job, that's always a big part of it."
Playing quarterback extensively for the first time since leading Inkster High School to a Michigan state finals game in 2009, Gardner was 12-for-18 for 234 yards with two touchdown passes. He created some plays by moving in the pocket, including his 47-yard touchdown pass to Jeremy Gallon, and accounted for a third TD with a 2-yard run to help Michigan pull away in the fourth quarter.
Northwestern coach Pat Fitzgerald said he expects Robinson to play, but he won't think his team is getting a break if Gardner is in the game under center.
"To watch the way that he picked right back up at quarterback was very, very impressive," Fitzgerald said.
Gardner led the
Wolverines on 91- and 90-yard scoring drives in
consecutive possessions – the first time college football's winningest program had ever done that – and helped them drive 86 and 79 yards for two other TDs. He acknowledged having doubts – until he played in the game.
"Live action is when you can prove that you can do things," Gardner said.
Michigan (6-3, 4-1
Big Ten) might have to lean again on Gardner on Saturday against Northwestern (7-2, 3-2).
The Wolverines need a victory to keep alive their hopes of winning their first Big Ten title since 2004. They're tied with Nebraska atop the Legends Division, but their loss 2 weeks ago against the Cornhuskers hurt because they'll lose a tiebreaker if both teams finish with 7-1 Big Ten records.
The Wildcats, who've gone 10-4 in November the previous four seasons, are anything but pushovers. And they're rested, coming off their bye week.
"I think for everybody it's really been huge, but especially for a lot of our guys who have been out there in the trenches week in and week out," Northwestern defensive end Quentin Williams said. "We've had a week here to really take a step back and get our legs back, and I think it's really been great for me."
Northwestern should be relatively confident as well after winning its last game at the Big House in 2008. If the Wildcats win Saturday, they will have consecutive victories at Michigan Stadium for the first time since 1934 and 1936 and for just the second time in the series that dates to 1892.
An upset against the Wolverines would also improve Northwestern's postseason positioning.
"Somebody's mom mentioned a bowl we're supposed to be in, but I didn't really pay much attention to it," Northwestern receiver Christian Jones said. "I was just worried about playing Michigan and winning that game."


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December 17, 2018, 01:50:28 PM
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It's not everyday that a guerrilla movement hosts an alternative art festival, but that's exactly what just happened in southern Mexican city of San Cristobal, in the state of Chiapas. From July 23 to 30, over a thousand artists from 45 countries flocked to the city's outskirts to participate in CompArte for Humanity, a festival of art, poetry and music organized by the left-wing militant group, the Zapatista Army of National Liberation (EZLN).