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Residential water meters are generally located in the basement along the front wall of the house, but can sometimes be hidden by cabinets or enclosures built by homeowners. It is important that the water meter and adjoining shut-off valve be kept easily accessible at all times. Markham owns the water meter and is responsible for its maintenance and replacement.
Multi-residential, industrial and commercial properties have a bulk water meter and receive one common bill for the entire property. Meters are located either inside the building or outside within a meter chamber and must be kept accessible and free of obstacles.
Residential and commercial properties have an outside water-meter reading device called a remote-reader which enables the meter reader to obtain the water meter reading without entering the property. It is important that the remote-reader be kept accessible for regular meter reading.
Your water meter reads in cubic meters (m3), or 1000 litre units, and displays your total consumption to the nearest tenth of a cubic meter, similar to how the odometer in your car records kilometres driven. Every 0.1 cubic meter (100 litres) of water consumed causes the red sweep hand to make one complete revolution and the measured total to increase by 0.1 cubic meters, shown on the odometer. Tampering or any alterations to the water meter is prohibited under the City's Water Meter By-law 2012-242.
Figure 1 - Typical Residential Water Meter
Markham started installing new digital water meters in early 2013. This new water meter provides a higher resolution reading and stores other operational information for future automated reading infrastructure. Your water bill is based on your water consumption. Knowing how to read your water meter will allow you to monitor your consumption and detect and repair water leaks, ultimately saving you money. If you have an older meter (measured in gallons) the same applies, however measurements will be in gallons instead of cubic meters.


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Well, if our recent weather patterns in the Mid-Atlantic Region(Hurricane Sandy and the Nor'easter last week) are an indication of what's to come....we're going to have rough winter.
It's amazing how little time it takes to forget about mosquitoes.
Quote from: a10t2 on November 12, 2012, 08:05:46 PMIt's amazing how little time it takes to forget about mosquitoes. That's one critter I don't mind forgetting about.
I love getting up in the morning and having my morning coffee and looking outside seeing the wind blow snow around. The cold air feels so good.I also love having actual seasons. By the time summer is over I'm ready for winter and by the time winter is over, I'm ready for summer. I wouldn't like to have summer like weather for 8 months or more.

subset: commoncrawl


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Join over 80,000 others who are connecting with their cousins and common researchers!
FamilyTreeCircles is easy and free.
Have been involved with genealogy for 25 years. Comprehensive FT., major names are Whitehouse, Bailey, Paterson, Main, and Newman (Robert James Newman from London, England and also Maine, USA 1836-1854 before sailing for Australia)


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Monthly Archives: September 2008
'A merry heart doeth good like a medicine'
'What a bubbling fountain of humour Mr. Spurgeon had! I laughed more, I verily believe, when in his company than during all the rest of my life besides.' That's what people said about Charles Spurgeon, the nineteenth century 'prince of preachers'.
A 19th century cigarette card of Spurgeon. The text reads: 'When I have found intense pain relieved, a weary brain soothed, and calm refreshing sleep obtained by a Cigar, I have felt grateful to God and have blessed His name.'
There was laughter everywhere with Spurgeon, too much so for some. Someone once complained about all the gags in his sermons, to which Spurgeon said 'He would not blame me if he only knew how many of them I keep back.'
His love of cigars provided a steady stream of giggles. While he would enjoy a cigar en route to his church so as to prepare his throat, others felt this to be unchristian behaviour. 'Mr Spurgeon, tobacco is the devil!' said one outraged contemporary. 'Yes, that's why I burn it!' replied the preacher. (Lest the reader is worried, he once told a fellow preacher that if ever he smoked excessively, he would quit smoking immediately. The suspicious colleague asked 'What would you call smoking to excess?' 'Why, smoking two cigars at the same time', replied Spurgeon.)
Such humour was an effective way of bringing to the surface the real issues in the people around him. One day, for instance, a rather pompous gentlemen loudly exclaimed to his face 'Mr Spurgeon, I don't agree with you about religion; I am an agnostic.' 'Yes!' he replied, 'that is a Greek word, and the exact equivalent is ignoramus; if you like to claim that title, you are quite welcome to.'
At other times, there wasn't much of a reason, he just enjoyed the joke. During a heated few months when he debated some theologians who believed in baptismal regeneration, he quietly had a baptismal font installed in his back garden as a birdbath. 'The spoils of war', he called it
All this is made rather pertinent by the fact that Spurgeon used to suffer from terrible attacks of melancholy. More than anything else, his humour was a weapon for his own heart. He knew the truth of Proverbs 17:22. As he put it when preaching on Philippians 4:4, 'I want you to notice, dear friends, that this rejoicing is commanded. It is not a matter that is left to your option…. You are commanded to rejoice, brethren, because this is for your profit.'


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print Print
Bur OakQuercus macrocarpa
The bur oak is a mighty sight to behold. A coarsely textured crown, wild and wooly acorns and a massive trunk with rough and deeply furrowed bark combine to make one impressive tree. But really, those characteristics helped this oak survive the elements of its wide-reaching natural range. In fact, the natural bur oak range is the northern- and western- most of all the eastern oak species.
While its massive size counts this tree out for most urban and suburban yards, the bur oak make a great choice for parks, institutional grounds and expansive yards.


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Edit1500 Points
EditVomit Machine
Unlocks a command to allow the pet to vomit on command. Pretty gross, but pretty hilarious too.
Edit2500 Points
EditBest Behavior
This pet will never destroy your furniture or anything else, unless you give the explicit command to do so, regardless of its traits.
EditNever Nauseous
Prevents the pet from ever vomitting. If you pair Never Nauseous with Vomit Machine, the pet can still vomit on your order, but never will on its own regardless of what it eats.
Edit4000 Points
EditSteel Bladder for Pets
Locks the pet's Bladder meter at maximum.
Edit5000 Points
EditFertility Treatment for Pets
Increases the chance the pet will have twins. If both parents have this trait, increases the chance they will have triplets. Great for getting a large litter, and especially if you want to make a lot of cash from pet breeding.
EditBeloved Animal
Increases the gain rate of the Social meter when interacting with humans. The gain rate when interating with other animals is unaffected.
Edit7500 Points
EditAttitude Adjustment
Allows you to change the pet's traits. This reward is repeatable.
EditAlpha Pet
Greatly increases the chance the pet will find its hunting target.
EditSuper Smart Skills
Greatly increases the XP gain rate for skills and behaviors.
Edit10,000 Points
EditSuper Swank Pet Bed
Adds a high-quality pet bed to your household inventory that can be used by any pet. This reward is repeatable.
EditPet Hygienator
Adds a high-quality object to your household inventory that can automatically and quickly clean any pet. This reward is repeatable.
Edit15,000 Points
EditClone Voucher for Pets
Adds a voucher to let you clone this pet to a younger version of itself at the Science Facility. This reward is repeatable, but you can't buy it if your household count is maxed out.
EditBottomless Pet Bowl
Adds a pet bowl to your household inventory that can be placed in the house and feed pets forever. This reward is repeatable, but you probably won't have a reason to buy a second one.
Edit20,000 Points
EditYoung Again Aging Potion
Instantly makes your pet young again while retaining his traits and skills. This reward is repeatable.


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Business administration is a broad area encompassing administration, management, marketing, finance, entrepreneurship, supervision, banking, small business, merchandising, international trade, accounting, and information systems. Study in this area explores the theories, history, principles, skills, practices, laws, ethics, and technologies governing the increasingly global business environment.
Most career options available for the business or business related major require an associate degree, some require a bachelor's degree, and a few require a graduate-level degree: administrator, manager, salesperson, banker, financial planner, high school or college instructor, lawyer, small business owner/operator, supervisor, economist, city manager, consumer analyst, purchasing agent, personnel officer, product developer, research auditor, controller, financier and insurance agent. Many entry-level employment opportunities are available in retail or wholesale sales, business offices, banks, savings and loans, hospitals, schools, colleges, and government.
Degree/Certificate Options
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Southwestern College is an equal opportunity educator and employer | Non-Discrimination Policy |
Disclaimer | Directions to SWC
© 2011 Southwestern College, 900 Otay Lakes Road, Chula Vista, CA 91910. (619) 421-6700
The Southwestern College is not responsible for the content of external sites.
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(1) Recommended by 100.0%
John Deere rotary cutters lead the way with innovative design, superior performance, and proven durability. Valuable features are included such as the Double-Decker™ design and Max Flow cutting chamber, which prevent water and debris from accumulating on the smooth, dome-shaped top deck while the flat bottom deck absorbs the punishment from rocks and stumps.
The top deck stays smooth - no dents, no dings, no holes. The internal supports sandwiched between the top and bottom decks are key to the smooth and structure-free Max Flow cutting chamber, while at the same time provide added strength and durability.
To help promote safe operation, John Deere rotary cutters are equipped with front and rear safety-chain shields. John Deere rotary cutters continue to advance in value with larger, more powerful gearboxes, redesigned blade holders, and updated constant-velocity (CV) drivelines (special to the flex-wing models).
Here are situations when a rotary cutter is needed:
John Deere rotary cutters are available in three duty-level categories, three different spindle configurations, four hitch types, and three flex-wing sizes.
NOTE: CX models are heavier built to cut at a 101.6mm (4 in.) capacity level more frequently and for longer durations.
Suction blades provide additional lift action for picking up downed material. The blades are 1.3 cm x 10.2 cm (0.5 in. x 4 in.) in size and heat-treated for long wear life.
The fast blade-tip speed ensures clean cutting and fine shredding of material.
Front and rear chain shields are standard equipment:
John Deere is so confident in the reliability of the gearbox, the warranty has been extended. John Deere rotary cutters come with a 5-year limited gearbox warranty.
Compare >>>
Select up to 2 models to compare specifications
This kit is available for customers who want to convert from a Category 1 to a Category 2 hitch.
1) MX5 Single-Spindle Rotary Cutters are now being manufactured with holes in the mast plate to facilitate the conversion bracket, but for older MX5 Single-Spindle Rotary Cutters use the conversion bracket as template to drill a hole in the mast plate. A serial number break was not issued for the addition of the hole to the mast plate.
2) MX6 Single-Spindle Rotary Cutters prior to SN 11,001 were manufactured with Category 2 hitches and could not be converted to Category 1. MX6 Single-Spindle Rotary Cutters SN 11,001 and above are Category 1 and the conversion kit does apply.
Required for hookup to a tractor with Category 1 or 2 Quik-Coupler hitch.
Safety shields are used to reduce the hazard of thrown material. Front chain shields protect the operator, yet still allow uncut material to pass into the cutting chamber with minimal restriction. Front and rear shields are to be used at all times. They are especially critical when working near roads or other public areas.
Monthly Loan Payment:
Interest Paid:
Total of principal plus Interest:
**The accuracy of this calculator and its applicability to your circumstances is
not guaranteed. You should obtain personal advice from qualified professionals.
This information is provided for illustrative purposes only and does not constitute
an application. This notice does not guarantee loan approval, nor is it an offer
or commitment to make a loan to you on the above terms.
All fields marked with * are required.


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Watch Me Change Chronicles Our Growth in a Most Creepy Fashion
Posted by Rob Rich on September 27th, 2011
+ Universal App - Designed for iPhone and iPad
For a while I had this idea about taking a photo of myself every day for a year or two, then compiling the images into a kind of stop-motion video that showed me aging in pseudo real-time. Then I thought it might make a decent art project (or something) to do something similar, only with a baby as it grows into whatever it is babies grow into these days. It appears as though I wasn't the only person who's thought of this, which isn't exactly a surprise given the billions of people on the planet, as MJH Apps has seen fit to create a universal app that does exactly what I'd been daydreaming about.
And really, that's what Watch Me Change does. It enables users to create time-lapsed video using pictures taken from their iOS device and stringing them together. They can set how many frames-per-second, set background music and use a grid that pops up on-screen to help with more consistent framing. Stuff like this can be a little eerie to watch, but it's also pretty fascinating. Those brave enough to put themselves under the microscope can currently find Watch Me Change in the App Store for $0.99.
Watch Me Change Full Version
+ Universal App - Designed for iPhone and iPad
Released: 2011-09-16 :: Category: Game


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Sorry, this item is not available anymore for purchase online. Please see our recommended replacement product.
Multitasking isn't a task at all
Featuring a powerful combination of processor and graphics options, the XPS™ 8300 doesn't just entertain you — it immerses you in your favorite movies, music, games and more. Overwhelm your senses with stunning visuals and premium audio, all housed in a stylish design made to make managing your media collection easier.
- Available Intel® Core™ i7 quad core processing power supports multitasking across multiple streams of content
- Available high-performance ATI™ Radeon™ graphics provide a smooth stutter-free performance and fast video and picture editing
- Integrated 7.1 with THX TruStudio PC™ sound delivers a killer audio experience


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The purpose of Treatment is Hope is to send a simple message to those suffering from the disease of addiction: Recovery is possible.
Addiction is a disease that takes a major physical, spiritual and psychological toll on individuals and families. Yet, more than half of those who suffer from addiction don't get the treatment they need. Some common reasons are denial; unwillingness to stop using; financial constraints, work, school or family obligations; doubt that they can be helped; and a fear of the stigma against addiction treatment.
By creating a space in which those who've been through treatment can share their experiences through video messages, we are dispelling those fears, eliminating the barriers and opening up a path to recovery to those who have yet to seek treatment.
If you've been through treatment and have found a new happiness without drugs or alcohol, please consider sharing your message of experience, strength and hope by uploading a video. Your video could be the one that sparks an addict to seek the treatment they need.
By participating in Treatment is Hope, you will be staying true to the 12th Step: Having had a spiritual awakening as the result of these steps, we tried to carry this message to other addicts.


text: Shop for Kid's Weber State Wildcats NCAA Fan Gear at lids.ca! Browse a great selection of NCAA kids sportswear, children's hats and kid's sports fan gear. Choose from infant & baby's clothing styles to Weber State Wildcats sportswear for children. NCAA kid's sports clothes make a great gift for any young sports fan, so pick up sports fan gear at Lids to rep your Weber State Wildcats team pride.


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Oscar doc subject to wear 50-year-old tux to show
BEVERLY HILLS, Calif. (AP) — Instead of being asked "Who are you wearing?" on the red carpet at the Academy Awards, the question for Ushio Shinohara should probably be "How old is that?!"
The eccentric 80-year-old Japanese artist and subject of the Oscar-nominated feature documentary "Cutie and the Boxer" is planning to wear the first tuxedo he ever bought after selling his debut painting in the early 1960s.
"He went out and bought a tuxedo for the opening (of his first gallery show) because he thought he needed one," said Zachary Heinzerling, the film's director, at a Wednesday evening event in Beverly Hills honoring this year's documentary nominees. "That same tuxedo still fits him 50 years later, so that's what he's wearing."
Zachary Heinzerling, left, writer/director of the Oscar-nominated documentary film "Cutie and the Boxer," poses with the film's producer Lydia Dean Pilcher at a reception featuring the Oscar nominees in the Documentary Feature and Documentary Short Subject categories on Wednesday, Feb. 26, 2014, in Beverly Hills, Calif. The Oscars will be held on Sunday at the Dolby Theatre in Los Angeles. (Photo by Chris Pizzello/Invision/AP)
"Cutie and the Boxer" tells the story of the Shinohara and his sassy wife, Noriko, who is also an artist. To create the cinematic portrait of the dueling couple, Heinzerling filmed the Shinoharas over the course of five years.
The film is up against the battlefield expose "Dirty Wars," Indonesian death squad odyssey "The Act of Killing," Egyptian revolution recount "The Square" and backup singer memoir "20 Feet from Stardom" for the documentary feature trophy at Sunday's ceremony.
Follow AP Entertainment Writer Derrik J. Lang on Twitter at http://www.twitter.com/derrikjlang.
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Need help
(8:00am-6:00pm Mon-Sun
Beijing time)
E-mail: email@example.com
Women Pajamas Bath Robe pink
Incredebly wonderful! What a noblest robe! The plain color and unique tailored, especially the embroidery of flowers all over the robe, You can wear the robe after bath or sleep. This robe is consist of a coat and a dress. It is really an enjoy suit for your body and vision.


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Old Frame House
(Click thumbnail for larger photo) The Old Frame House and Chapel, 1863-1886 (From St. John's Abbey Archives)
Architect: Resident Designer
Contractor: Monks and lay workers
Date: 1864–1886; moved to campus site in 1867
The Frame House, and adjoining chapel, was the original building built at the old Collegeville railroad station site. This plain wooden structure, of two stories, was built to serve as a monastery and school. Benedictine life was established there for three years (1863–1866). After 1866, it was decided that the site was not adequate for institutional life, so the school and monastery were moved to the newly cleared site on the shores above Lake Sagatagan. The monks moved the Frame House to the new site in 1867 as the Stone House was being built. The Frame House was situated forty feet to the southwest of the Stone House. Over the years it was used for private rooms for monks and lay workers, and as a carpenter and tailor shop. The adjoining chapel was used for public services by the monks, students, and after 1876 by the Collegeville parish. After the construction of the Quadrangle Building, the Frame House was razed in 1886.
- Barry, Coleman, Worship and Work, 1956, pp.78–83.
- "The Old Frame House." The Record, February 1898, pp.30–31.
- Kilingerman, David OSB and Daniel Durken, OSB, "Saint John's on the move", The Abbey Banner, Fall 2008, p. 4-6.


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Mexican Screen Fiction: Between Cinema and Television
(Polity Press, 2014)
Mexican cinema is booming, displaying a range from art films to popular genre movies, and boasting internationally renowned directors. At the same time, television has broadened its output, moving beyond telenovelas to produce higher-value series and miniseries; Mexican TV now stakes a claim to being the most dynamic and pervasive national narrative. Smith's book is the first to examine the flourishing of audiovisual fiction in Mexico since 2000, considering cinema and TV together. It covers much material previously unexplored and engages with emerging themes, including violence, youth culture, and film festivals. The book includes reviews of ten films released between 2001 and 2012 by directors who are both established and new. An appendix includes the author's interviews with five audiovisual professionals: a feature director, a festival director, an exhibitor, a producer, and a TV screenwriter. Paul Julian Smith is a distinguished professor of Hispanic and Luso-Brazilian literatures and languages at the Graduate Center.
Purchase this book
Submitted on: MAR 19, 2014
Category: Faculty Books | Latin American, Iberian, and Latino Cultures


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Product Description
Crocodile Creek Placemats make mealtime more fun and more educational at the same time. Each is well-designed and well-crafted and features pictures and names of animals printed on it. The borders have more information, small games and an assortment of facts. The mat is easy to maintain, as you can simply wipe it clean after every meal. The mat is free of PVC and is made of long-lasting polypropylene.
Why You'll Love It: It makes mealtime more enjoyable and more educational.
- Elegantly crafted and designed educational placemat
- Made of durable polypropylene
- Can be wiped clean after the meal
- Illustrations feature pictures and names of animals
Additional Information
Additional Information
|Weight (lbs)
|Crocodile Creek
|Package Dimensions
|17 x 11 x 0.01 inches


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by Thomas Corhern
Cookeville Herald-Citizen
COOKEVILLE, Tenn. -- In college athletics, it's not just about being the best athlete or the best student as one can be. Sometimes, the important thing is to just go out and have a little fun.
Throughout this recent campaign, senior Tennessee Tech golfer Josh Simer made that a priority. With that, Simer had a breakout year on the course, as well as perfect scores in the classroom and a busy schedule of giving his time back to the community.
Through those efforts, Simer was selected as the winner for the 2010 Tennessee Tech Man of the Year award.
Simer had some tough competition for the award, including Taylor Askew (football), Frank Davis (basketball), Lee Henry (baseball), Tate McMillan (baseball), Elijah Muhammad (basketball) and Jarrad Read (cross country).
"It's a great honor," Simer said. "I know was a finalist with several other outstanding athletes, and certainly being selected as the winner among those guys is pretty neat.
"It's really been a great year from start to finish. I went through this season with a different mind-set and it was more about having fun on the golf course. I will definitely concede that it wasn't my play on the golf course that have gotten me most of my accolades -- it's been in the classroom, and I've focused on that my entire career."
Simer is the first winner of the Man of the Year award from the men's golf program. Previous winners include: Ben Holt (1993, baseball), Mike Kinney (1994, baseball), Willie Queen (1995, football), Gerald Bentley (1996, football), Robert Taylor (1997, football), Jeff Norman (1998, football), T.J. Christian (1999, football), Wes Gallagher (2000, football), Larrie Smith (2001, basketball), Grant Swallows (2002, football), Brent Jolly (2003, basketball), Luis Aguerrevere (2004, tennis), Brett Vavra (2005, football), David McMahan (2006, football), Anthony Ash (2007, football), Thomas Nelson (2008, baseball) and Bradley Thompson (2009, football).
"When I started and took over the team two years ago after (former Tech golf coach) Bobby (Nichols') passing, I inherited the best 15 guys at that time," said TTU golf coach Craig King. "Through graduation and those sorts of things, as well as learning about everyone of them, Josh has always been at the forefront on the academic side, of course, with a 4.0 grade point average. He's always been very dedicated and conscientious of that. He's also shown a lot of passion for his golf and I think he really showed it in this last year."
Golfer Josh Simer picked as Tech's NCAA Man of the Year
by Thomas Corhern


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The video player could not be built.
Do you want to chat with a missionary?
We are happy to answer any questions you may have. Start a chat or call us at 1-888-537-6600.
Hi I'm Jenna
I love writing jokes. I love making people laugh. I'm a comedian! And I'm a Mormon.
About Me
I'm a comedian! I love to make people laugh and can't think of anything else I'd rather do. I come from a big family who, I would argue, are much funnier than me. As a result, they are a big inspiration in my comedy. In the last 7 years, I've become an aunt to 7 nieces and 4 nephews and I love them dearly. Besides comedy, I spend a lot of time with friends and family, writing my blog and updating my twitter account. I also really enjoy baking (and eating) cookies.
Why I am a Mormon
Why am I a Mormon? Because The Church of Jesus Christ of Latter Day Saints brings more peace and joy in my life than anything else. I'm a Mormon because I know that the Book of Mormon is true and testifies of my Savior Jesus Christ. I'm a Mormon because I love God. I was baptized when I was 8 years old but it wasn't until I went to college at NYU that my faith was truly tested. When I had to explain what I believed to a group of freshman students like myself, I realized that I had a real desire to know what I was teaching was true. So I prayed to my Heavenly Father, I went to church, I studied the Book of Mormon and the Bible and I know that the Lord heard me, saw my effort and blessed me with a knowledge and a feeling that The Church of Jesus Christ of Latter Day Saints was a true church. I decided then and there that I would keep His commandments and that I wouldn't be afraid to share His gospel with others. Being a Mormon taught me who I am, a daughter of God, and I am beyond grateful for that.
How I live my faith
I love attending church every Sunday. It's a great time to spiritually recharge after a long week and catch up with good friends. I have the opportunity to teach the women I go to church with once a month on various gospel subjects. It's wonderful to be able to share my thoughts with them and also hear their own as we discuss different principles of our faith. Being a stand up comedian, I knew I wanted to write clean jokes that reflected who I was and the life I lived so I only write jokes that I am comfortable telling on stage. Sometimes I am teased for that but in the end, I think most of the comedians who know that I am Mormon respect my decision to keep it clean.


text: Art of Living Center Germany Info & Tickets here The Art of Living Happiness Program Happiness is not an accident, but a choice. To be truly happy, only a little skill is needed. To the Happiness Program Eliminate Stress Add more to your day with our effective yoga & meditation techniques Find a course near you Courses Weekly Schedule


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Please note the funds from this project have been distributed.
Could your nonprofit use some "extra cash"? I'm sure most of you answered "yes" to that question. And the timing couldn't be better. A few months back I wrote a blog post about Ohio's Honor Project Trust. The Honor Project Trust was created as a result of a lawsuit settlement. Excess settlement proceeds from the lawsuit totaling approximately $9 million were earmarked for Ohio nonprofits. The trust's mission is to identify and providing funding to not-for-profit charitable organizations that have a societal impact in the State of Ohio. (more…)


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Richard Hershberger, vascular surgeon, Loyola University Health System
Dr. Richard Hershberger joins the Loyola University Chicago Stritch School of Medicine faculty as an assistant professor in the Department of Surgery, division of vascular surgery. Hershberger earned his medical degree from the University of Texas School of Medicine at San Antonio. He received his residency training in general surgery at University of Texas Southwestern and completed a fellowship in vascular surgery at Loyola University Medical Center. He also has a masters degree in biology from Baylor University. He is board certified with the American Board of Surgeons. His medical interests include aortic aneurysm, carotid blockage and artery blockage related to the foot or leg.
Copyright © 2018, The Baltimore Sun, a Baltimore Sun Media Group publication | Place an Ad


text: ��Thomas Strauss, Jr., age 84, of Hillsdale, passed away Tuesday, Aug. 28, 2012, at the Hillsdale County Medical Care Facility.Born Sept. 15, 1927, in Quincy, he was the son of Thomas and Blanche (Meyers) Strauss, Sr. He was a graduate of Hillsdale High School and served in the U.S. Army during World War II. He was employed as plant operations manager at Kelsey-Hayes in Jackson and retired after 34 years of service. After retirement, he moved to the cabin in Harrison.During the 60�s and early 70�s, Tom was a member of the Branch County Sheriff�s Posse and drove stock cars at Butler Motor Speedway. He earned a pilot�s license and a jockey license for harness horse racing and was known as "Pony Boy Strauss." Also, Tom raised over 100 horses and ponies, showing them at the Hillsdale County Fair for many years. He enjoyed salmon fishing and smelt dipping up north and was an avid hunter of bear, deer, moose, rabbit and squirrel.On Jan. 1, 1945, he married Rosalie Joan Smith and she preceded him in death.Survivors include five daughters, Melody Sunday of Montgomery, Theresa (Robert) Amidon of Kalamazoo, Shelby (Scott) Collins of Hillsdale, Annette Kimble of Hillsdale and Tanya (Wayne) Collins of Parachute, Colo.; one son, Thomas (Yvonne) Strauss of Reading; 16 grandchildren; and 15 great-grandchildren.In addition to his wife, he was preceded in death by his parents; two daughters, Deborah Newberry and infant Holly Strauss; two infant grandsons; one sister, Marie Densmore; and three brothers, Richard, Ivan and A.W. Strauss).Funeral services will be held 11 a.m. on Saturday at the Eagle Funeral Home-George White Chapel in Quincy, with Reverend Clyde Wonders and Jeanette Strauss officiating. Interment will follow in Lakeview Cemetery, Quincy. Visitation is scheduled Friday from 6-8 p.m. Memorials are suggested to the Disabled American Veterans in Battle Creek.To view this obituary or send condolences, visit www.eaglefuneralhomes.com.


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Patient Access Specialist, Part-Time - Willard
Job Summary
This position is located onsite with Mercy Health, a client of Ensemble Health Partners. To learn more about Mercy, click the link below to apply.
Patient Access Specialist / Registrar
We are seeking active, engaged, and enthusiastic team members who want to work closely with patients and care givers in a non-clinical role. A Patient Access Specialist / Registrar is a vital member of the healthcare team, and is responsible for creating a patient's medical record and gathering important information for an accurate billing process. Looking for candidates who feel comfortable working with computers, multi-tasking, are detail oriented, and who are caring and passionate about others and their work.
Be a part of the action, create a caring environment for our patients when they need comfort the most. We are looking for team members who like being busy and on their feet while staying positive and caring of others.
Patient Access Specialist / Registrar Responsibilities include:
- The Patient Access Specialist is responsible for performing admitting duties for all patients admitted for services at Mercy Health
- Patient Access staff are responsible for assigning accurate MRNs, completing medical necessity / compliance checks, providing proper patient instructions, collecting insurance information, receiving and processing physician orders, collecting point of service collections as well as past due balances
- Patient Access staff are responsible for the utilization of quality auditing and reporting systems to ensure accounts are corrected.
- Patient Access Specialists are responsible for the pre-registration of patient accounts prior to patient visits.
Patient Access Specialist / Registrar will receive benefits:
- Competitive compensation and benefits packages that reflect our commitment to providing fair and just workplaces.
- Wellness programming designed to help our associates enhance their health, including a comprehensive annual health risk assessment.
- A culture truly participatory and to strengthen diversity and inclusion.
- Growth-Once you've joined our team, you will discover a variety of traditional and online learning opportunities, including tuition reimbursement, to help you acquire new skills and obtain degrees, certifications and CEUs. Conferences and seminars enable you to trade best practices. And our managers will coach you toward greater success.
- A wide array of learning and development opportunities, including programs to help lower wage associates build their skills and improve their earning potential.
- Recognition-We recognize our associates through programs that include service awards, celebrations and personal appreciation. We also survey associates annually to assess their satisfaction with our organization and managers, and to identify areas for improvement.
Patient Access Specialist / Registrar Requirements include:
- HS Degree Required – Associates preferred
- 1-2 Years Customer service experience
- Understanding of Revenue Cycle including admission, billing, payments and denials.
- Comprehensive knowledge of patient insurance process for obtaining authorizations and benefits verification.
- Knowledge of Health Insurance requirements.
- Knowledge of medical terminology or CPT or procedure codes.
- Patient Access experience highly preferred
Qualifications - Minimum
Education / Certifications:
- Required Minimum Education: High School Diploma or GED
- Preferred Education: 2 year / Associates Degree
- Preferred Certification: CHAA (Certified Health Access Associate)
- 1-2 Years of Experience Preferred
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Richard Darwin Keynes (1919–2010)It was with great sadness that the Beagle Project learned of the death on 12th June 2010 of Richard Darwin Keynes, age 90.
Photo: R.D. Siegel
Photo: R.D. Siegel
Richard was the great-grandson of Charles Darwin. A Fellow of the Royal Society since 1959, and a former Professor of Physiology at Cambridge University, he edited a number of Darwin's writings, including The Beagle Record, Charles Darwin's Beagle Diary, Charles Darwin's Zoology Notes and Specimen Lists from HMS Beagle, and Fossils, Finches and Fuegians: Charles Darwin's Adventures and Discoveries on the Beagle, 1832–1836. He also co-edited Lydia and Maynard: Letters Between Lydia Lopokova and John Maynard Keynes.
Keynes was born on 14th August 1919, the eldest son of Sir Geoffrey Keynes, MD, FRCP, FRCS, FRCOG, and Margaret Elizabeth, daughter of Sir George Darwin, KCB. He was educated at Oundle School and Trinity College, Cambridge. In 1945 he married Anne Pinsent Adrian, eldest daughter of 1st Baron Adrian, OM, FRS, and Dame Hester Agnes Adrian, DBE, only daughter of Hume C. and Dame Ellen Pinsent, DBE; they had four sons, Adrian (1946–1974), Randal (b. 1948), Roger (b. 1951) and Simon (b. 1952). Both Randal and Simon have been great friends and supporters of the Beagle Project, so our condolences extend especially to them.
During the Second World War, Keynes served as a temporary experimental officer at the Anti-Submarine Establishment and Admiralty Signals Establishment (1940–45), returning to Cambridge after the war to complete his degree. He remained at Trinity College as a Research Fellow between 1948 and 1952, winning the Gedge Prize in 1948 and the Rolleston Memorial Prize in 1950. His career at Cambridge included: demonstrator in Physiology (1949–53); Lecturer (1953–60); Fellow of Peterhouse College (1952–60, and an Honorary Fellow, 1989); Head of the Physiology Department, and first Deputy Director (1960–64), then Director (1965–73); Director of the ARC Institute of Animal Physiology (1965–72); Professor of Physiology (1973–87); Fellow of Churchill College.
Outside Cambridge, Keynes's positions included: Secretary-General of the International Union for Pure and Applied Biophysics (1972–78), then Vice-President (1978–81) and President (1981–84); chairman of the International Cell Research Organisation (1981–83) and the ICSU/Unesco International Biosciences Networks (1982–93); President of the European Federation of Physiological Societies (1991); a Vice-President of the Royal Society (1965–68); Croonian Lecturer (1983); Fellow of Eton College (1963–78); foreign member of the Royal Danish Academy (1971), American Philosophical Society (1977), American Academy of Arts and Sciences (1978) and the American Physiological Society (1994).
The Beagle Project's Dr Karen James writes:
As you can see from Keynes' long list of accomplishments, he was an accomplished and influential scientist in his own right. His high quality scholarship on his famous forebear therefore only adds to an already impressive scientific resume.
And yet it is this careful and dedicated scholarship that made him so dear to the Beagle Project. I have very fond memories of the day in 2008 that co-director Peter McGrath and I were fortunate enough to meet Richard Darwin Keynes at his home in Cambridge.
The first thing to notice on entering Keynes' study was the sheer number of original Darwin artifacts hanging on the walls, crammed onto bookshelves, piled up on the ample desktop. I can't speak for Peter but it took me a great deal of concentration to stop my eyes rudely wandering around the room... to the original Conrad Martens watercolours... to the several first editions of Origin, to...
But that only lasted for a minute, because Keynes' himself was obviously by far the most engaging thing in the room. Despite his age (then 88), he was talkative and vibrant, and still intensely interested in Charles Darwin - particularly his voyage on the Beagle.
We were honoured to have met him and even more honored to have had his support in our humble endeavour to rebuild the little ship that carried his great-grandfather to great-ness.


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English to Urdu dictionary
Crushed Meaning in Urdu - کو کچل دیاEnglish To Urdu Dicitionary Similar Words
|کریک ٬ پٹیلو ٬ آبچلیک صحرائی
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|بچے کا پالنا ٬ پنگوڑا ٬ کھٹولا
Dictionary either english or urdu or of any other language plays an important role in learning a language. English dictionary helps us to define words and find their easy meaning in english or in our native language. In Pakistan there is a craze of learning English language and people often need to translate difficult english words into urdu. They search for english to urdu dictionary online and look for their desired word meaning in urdu. Keeping the need of Pakistani people I have launched this free dictionary that will help them to find definition of english words in simple urdu language. This dictionary has the largest database of english words and daily new words are added by following users demand and needs. You can also aks for the urdu meaning of any difficult english word by contacting us via contact us page.
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Avatar: The Game Walkthrough
|Human Waklthrough
|Na'vi Walkthrough
|Needle Hills (cont.)
Scorpion's Sting
Stay on foot. There's a crashed Scorpion just nearby with the part you need to repair your missiles. Grab it and report back to Kendra.
The Banshee nests look a lot like wasp's nests, and they're on the side of the islands. They're marked on your map, and there are more than the five required to complete the mission, so if you get lost, just move on. The Banshees don't really put up much of a fight. When you finish, head back to the base and go inside to find Kendra.
Bloated Stem Clearing (Optional)
This is a good opportunity to do this optional mission. Southwest of the base you can find Gauntlet Swamp, which is rife with these flowers. This is really dangerous if you rush in, but the Scorpion has superior range, so you can get out of range and then inch forward and take out the stems from a safe distance. There are more of them here than you actually need to complete the mission, so you don't have to be completely thorough.
Weird Rocks
Grab the Scorpion again (or a buggy if you prefer). This is a long-ish mission, and a reasonable challenge for once. There are three cave area marked on your map. Head for the one closes to the base first. When you get inside, some Na'vi will be running around. They're very mobile, so you need a good rapid fire weapon like the Assault Rifle, but they don't take much damage, so they go down quickly. Once you claim the crystal (glowing a bluish color and quite obvious) the cave begins to collapse, and the southern entrance is blocked, forcing you to bolt for the northeast.
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|Continue Walkthrough...
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Is Your Woman "Not in Mood" all the Time?
It can be hard to hear that more than often and the important thing is that you work to get your magic back. Although you never should force your woman to have sex with you, you can always soothe her sexual component to maintain intimacy and a connection and keep the romantic chemistry going. So allow us to share some secrets with you with which you can get your woman to want sex. Image Source: Getty ImagesLoading...
Make Your Presence Felt
Your presence deeply affects your girl's willingness to have save sex. Make sure that you are 100 percent present with her even when your time together is limited. This will make her feel loved and she will want to "want you." Image Source: Getty Images
Be Confident
Security-seeking is women's innate nature and a confident man is a big turn-on. And by "confidence," we don't mean "machismo." We're referring to the type of man who knows who he is and who he isn't. Image Source: Getty Images
Act with Integrity
You wholeness is crucial in maintaining a deep sexual bond with your lady. This means that you always tell the truth, keep your word, follow through and have good boundaries. Be the ideal man she reads about in books. Image Source: Getty Images
Have a Plan
Don't go home and ask, "What do you want to do tonight?" Instead, walk in the door and say, "Be dressed and ready to go to dinner by 7." Give her the option of either following your lead or proposing an alternative. Don't leave everything up to her. Image Source: Getty Images
Don't Control the Her
Instead, give her a choice. As a man, when you are present and share your mind, heart, humour, intellect, imagination, words, strength and even your dark side with your girl. As she joins you in this state of openness, and opens herself up to you, she will take you places you can't take yourself. Image Source: Getty Images
Be Strong
Men are expected to provide protection, support and physical power to the relationship. Play yo your masculine strengths by working hard, sweating, doing the heavy lifting and sticking to it when times get tough. Your woman won't be able to resist your manliness. Image Source: Getty Images
Clean up After Yourself
Women do not find it sexy to clean the bathroom every time you use it. Period. Your mother has taught you better; use her lessons and clean your stuff. Your wife will wonder where did all the mess go and when she will look in the bedroom, you've got her. Image Source: Getty Images
Compliment Her
It might have been 'n' number of years to your relationship but she still needs your affirmation. There are limitless things that you can compliment her on- her hair, her eyes, her smile, her legs, her touch, her mind, her spirit, her perfume... Remember, she does not want to have sex with anyone that doesn't desire her. Image Source: Getty Images
Make Her Feel Special
Go out of the way for it. Over your lunch time, buy a single rose stem and gift it to her at her workplace. Don't forget the small card with a romantic note; it is more important than the flower. She will feel loved and her female co-workers will feel jealous of her (which will make her more delighted). And you know what this kind of two-fold action can make her do. Image Source: Getty Images
Take Advantage of What She Likes
If your partner enjoys cooking, or painting, or music, or any other hobby in this world, get these occasions to conclude in sex. So, the next time she's making you your favourite meal, you may just want to slip into the kitchen for some pre-dinner sex. Image Source: Getty Images


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Our efforts to eradicate breast cancer and to end violence against women worldwide have helped move these issues out of the shadows and into the public dialogue. And as attitudes continue to change – from fear and isolation to knowledge, action and empowerment – so do the lives of countless women everywhere.


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From now on, all Microsoft entertainment and gaming experiences will carry the Xbox branding even on Windows, says senior director Leonardo Metelli, who has also been talking about how entertainment rather than gaming is now the major growth area on Xbox Live, and how Kinect will drive whole new types of advertising on their home console – including the slightly creepy "Two-Way TV".
Look no offense MS but when I got my self a PS3 I enjoyed my purchase at the time because it was a games and an entertainment machine, it's what the PS3 was advertised as especialy when they were showing off how you can play Blu rays as it acts like a blu ray player aswell. Overtime that has stuck and Sony established that as much as they could because that was their plan from the start, now they are focusing on games and the core gamer...whats the point of trying to do the same so late into this gen, you should be setting up first party studios and start making exclusive games for your system with new IPs so you can continue with them into next gen without having to rely on Halo, Gears, Fable etc. You also already have estblished studios who don't seem to do anything, take Rare for example who are sitting on Conker, Perfect Dark, Killer Instinct, Banjo, Kameo rights...
Sorry but I didn't buy my 360 so it could be an entertainment system. If I want to browse the web or catch up on a missed tv show I'll use my computer, if I want to watch a blu ray film I'll use my PS3, if I want to watch a TV show I'll use my Sky box and if I want to watch a DVD then I'll use my Xbox/PS3.
Stop trying to turn the gaming industry into something it isn't, if you care that much about these features instead of games and pleasing us gamers with gaming related things instead of things we can already do on other types of systems/media then you should just leave the gaming industry because it's obvious you don't seem to care about it anymore....just the large install base you scared to leave behind.
Many people will try and disagree with a majority of what you just said, but only a fool would disagree with them not investing in 1st parties.
Instead they invest large amounts in timed exclusives, rediculous kinect advertising, and "timed exclusive dlc" (like really wtf?? Do people really buy a console for dlc??)
Its funny how at LAUNCH, "ps3 has no games", and ever since sony has consistantly pumped out a variety of aaa exclusives. Yet people will still shine negative light on that somehow....
...I buy a console TO PLAY GAMES. And in that area, Microsoft has disappointed me these last few years, with their focus on Kinect and old IPs, instead of bringing out lots of new great games.
I absolutely LOVE XBLA, which is pretty much where the best Xbox exclusive stuff is going on these days, but as far as full-prices original retail releases are concerned, Microsoft has been very disappointing to me these last few years, and I doubt I'll pick up their next console, unless it's backwards compatible.
The last three E3 presentations by Microsoft speak for themselfs. They were consistently bad.
I absolutely loved my first Xbox and I also love my 360, because of the games I already have for it, because of the controller, and because of XBLA, but I really feel MS has dropped some balls these last few years by focussing on making the system a Casual Kinect/Mediacenter.
Also, Sony has shown that THEY do keep that focus on original new IPs, and also bring more value-for-money to the table with their PSN-PLUS program. At Sony, it seems they're still focussed on games and gaming first, the rest comes 2nd.
Which is exactly what I want from a console.
Excuse for me not taking your opinion seriously (especially considering your profile pic).
@ Carl_Shocker
"Look no offense MS but when I got my self a PS3 I enjoyed my purchase at the time because it was a games and an entertainment machine"
I'm assuming you bought your PS3 in the later years of the console's release because people were justifying its purchase primarily because of the Blu-Ray player as it really didn't have that many games to really consider it as being a 'games machine'.
"Sorry but I didn't buy my 360 so it could be an entertainment system. "
Yeah but I did. I wanted an entertainment machine and a games console. I use my PS3 and 360 to watch Neflix, Sky, Youtube, movies on my HDD etc.
You're giving the impression that MS has completely relinquished it's link with gamers in favour of being an entertainment machine but there are still plenty of games coming out for the 360.
This generation has been about third party games (most of which run better on the 360) and then we have the few exclusives, which, whilst being criticised for being sequels, are still some of the most seminal titles on the market. The name Halo strikes fear in the heart of its competitors and fanboys because, lets be honest, it is the definition of a killer app (single handedly making the original Xbox a success without which a 360 might not have even existed).
"Stop trying to turn the gaming industry into something it isn't [...senseless rant]"
MS did many things right. It took a pro-active approach to this generation, innovating with many things such as system-based Achievements system, a proper approach to Online gaming and social interaction and even down to design choices (barring of course the dreaded RROD problem).
Whilst I agree that some more exclusives are needed, the few that the 360 has are excellent and critically acclaimed in their respective genres.
So dry your eyes mate and please don't purport to speak for all gamers.
But that was because back then Sony was more focused on getting bluray into homes. They listened and they got back to what they do best, provide a great gaming platform.
What Microsoft has done is also listen to feedback. They got those 3rd party games this time. They got the GTA and the Tekken and the Resident Evil games that were either favored (with timed exclusives) or neglected on the original XBOX. They also saw the casual market unfold before their eyes and tried (too hard i think) to capture that with Kinect. But what they also realized early on was how many XBOX360 owners were doing other things on their system. That's why Microsoft got Netflix, that's why they got Facebook, that's why they are turning it into a media hub.
People need to think outside of the box. Why is Microsoft spending so much time getting deals done with services like ESPN? Because they see that is the new direction, having an entertainment media hub. Look at handheld gaming devices like Vita, they no longer just play games but the gaming is still central to that device. Gaming is still central to the XBOX360 too. It gets a ton of games every month.
Those are games they reviewed this year. Now compare that list to the PS3:
There's actually MORE games on the XBOX360 that were reviewed. So don't tell me there are no games on the XBOX360 and that it's still not providing gamers with content.
People used to think Microsoft would drop the XBOX360 after a short period of time like the original XBOX, they are now going into it's 8th year. That's right, it came out in 2005 and it's already in the latter part of 2012 with no signs of a new system. People also called it a shooterbox, now they focused on Kinect for a couple of years and say it's gone too casual. They announce new Forza games and new Halo and Gears but now it's about new IP's. I don't think people really know what it is they want other than another PS3.
The big difference between the PS3 and the XBOX360 is about games that people consider hardcore games that are 1st party. That is the area Microsoft needs to work on but when you put that into perspective how many more hardcore titles each year does Sony release in comparison, 3 or 4? So if that is ALL people here on N4G focus on then of course it's going to seem like it's a bigger issue than it is. You also have to realize Sony has been around longer, they have more studios. They also take more risks on new IP's, i get that. What i don't get is how so m,any people want to paint a picture that simply isn't accurate. What this need is to always make sure their preferred system looks better and will argue days on end how they do so much better a job when in reality the differences are actually pretty minor.
@LevelHead I agree with what you have said. No matter what anyone else dose Sony fan boys will find something to complain about. They say the 360 is not as powerful as the 360 so games don't look good as good ect as PS3 games yet the PSX and PS2 were the lest powerful over the last 2 gens.
Its the same for Nintendo and Xbox fan boys they will pick out something in the other consoles and keep going on about it.
The way I look at it MS had a massive job to do this Gen and took a massive gamble in the direction they went with the 360 but it paid off and now they are on a equal court to Nintendo and Sony in the Console Business with Established IP's Like Halo Gears Forza Fable and even Kinect.
Nintendo Also took a gamble going in a different gamble with the Wii and again it paid off for them
Sony though the Play Station Name was enough to outsell the Wii and 360 but as the beginning of the gen shown it was not but again credit to Sony they dug deep got the cost of the console down and gave us some amazing game like LBP UC ect and they have now got them self back into the market.
I also hope that next gen the WiiU PS4 and Next xbox all sell close again because having 3 consoles all selling well keeps each of them pushing each other and keeps us all excited about games tech and more.
Having MS Sony and Nintendo all doing well is better for all of us in the end no matter if you own one or all the consoles as competition is what the industry needs.
Do you not know that ms has more first party studios then sony now. They have purchased a bunch in the last two years and are working on growing them. So you are very uninformed or a sony fanboy.
I didn't purchase a smart phone just to talk on the phone. I use it for far more, and it is rapidly replacing many other devices.
Point being, my Xbox 360 is rapidly replacing other devices that used to provide the same entertainment despite me initially buying it for just games. I bought it just for games, because that was all it offered, not because that was *all I wanted*!
If that is all you do for games, then good for you, but the wast majority of everyone else do not *just consume video games*. To everyone else, the Xbox 360 has provided ample of more value of the years and that is reflected in the substantial increase in usage.
"Stop trying to turn the gaming industry into something it isn't"
Look, no offense to you, but do you realize the amount of hours spent watching netflix, hulu, etc. vs. the amount of hours spent on gaming on the Xbox 360, PS3, and the Wii? There are likely a good chunk of people that buy consoles for the simple act of streaming content, not gaming.
Here's an example: http://www.gamespot.com/new...
I'm not advocating that any gaming company should spend the majority of their resources on video entertainment over gaming, I'm just disagreeing with you on your opinion on what the gaming industry is and what it is transforming into.
And I think the lack of more first-party titles from Microsoft recently is probably due to the fact that they have their studios or have contracted other studios to create titles for their upcoming Xbox 720. The same studios that MS have opened up recently with no new games announced are most likely working on the next Xbox. They realize the dwindling sales of the Xbox 360 and are probably escalating their jump into next-gen soon while having a good amount of their studios working for next-gen.
What some people don't like is that this is a fundamental bastardization of what a "console" and what a "PC" is. The Xbox is just trying to be a cheap multimedia PC. They already tried this before with Windows ME, Windows XP, etc. and it failed, so now they're using Xbox to push the same agenda.
In the past, a "console" was defined as "the simplest, fastest, most efficient box that allows you to play games on your TV instead of going to the arcade or installing it on your PC". Nowadays console seems to mean "dumbed-down PC with a few motion-control gimmicks".
This is not a PC vs console rant. I love both. What I want to see is consoles become CONSOLES again, a.k.a boxes that are streamlined to make your gaming experience as awesome as possible. I have other devices for multimedia. I want a console to play games.
"In the past, a "console" was defined as "the simplest, fastest, most efficient box that allows you to play games on your TV instead of going to the arcade or installing it on your PC". Nowadays console seems to mean "dumbed-down PC with a few motion-control gimmicks". "
In some cases it still is, even more so than the PS3. Updates are quicker and smaller to get you into the action quicker, there are no mandatory installs. They also didn't want to support a keyboard and mouse, and purposely didn't offer a web browser in the beginning until they had something like Kinect which makes it different than navigating on the PC.
Microsoft also has Windows so of course they are going to also be PC oriented. They knew there was a market for a PC like experience on a console and there is. Sony also supports PC gaming with titles like DC Online Universe. You look at games like Obliivion and how well they have done on consoles and you start to understand that consoles can now re-create a PC experience on the console now. Gamers are gamers no matter what platform they choose to play them on. Consoles still make things easier. You don't need to go looking for drivers and updates and the games just work, at least for the most part.
We have moved into the direction of devices that do more than just one function. That is what people want. Whether it's a smartphone instead of just a cellphone or a portable device like the Vita that also does more than just play games. The XBOX 360 still functions around gaming. The one key area Microsoft should improve upon is creating new IP's because you still need to have software unique to the hardware if you are also in the business of selling hardware.
It's funny how Steam, a PC company, is trying to cater to console gamers by making it easier to get into. Steam handles updates and driver issues and now they have a new mode that makes it look more console friendly for those who connect their PC's the TV. On the other hand we see companies like Sony and Microsoft offer sport TV services and movie rentals. They also now have the ability to have patches and updates and offer hard drives. Consoles have changed and so has PC gaming and i don't see that as a negative. I see it as giving consumers more choices and making more use of their investments.
Please just go write your own blog elsewhere. You know what, never mind, this is what the ignore button is for.
I was going to write something long to prove your entire comment is a fail but I am too lazy.
Times have chnaged Carl and companies have to move with the times or get left behind - in a perfect world a game console should only play games but people do not want to buy 5 items to meet there entertainment needs.
Browsing the net, watching your fav movie, talking to friends, updating your tweeter, automatic facebook updates, downloading online music will all become a standard next gen and if a console does not have this they will be the next dreamcast.
I understand what your saying but from a business perspective
Then why were the Wii and DS so dang successful? BOTH of those were devices that just played games (with a few paltry multimedia features that no one used) and yet they sold the most during their generation. Why? Uh, maybe because there really is something to the idea of making a dedicated gaming platform instead of yet another do-everything-excel-at-nothing -get-lost-in-the-shuffle-when-t he-next-smartphone-comes-out device
The thing is though, TVs are starting to add all those things too. My samsung tv has an app store which allows me to do stuff like netflix, facebook and youtube etc. Eventually and hopefully very soon, these entertainment features will be so standard that they can stop boasting about them.
@Dedicat - The Wii launched 6 years ago and alot has changed since then - look how much non gaming features Nintendo have added to the Wii U, we now live in a world where 7 year old kids are walking around with ipads, iPhones and have facebook and twitter accounts.
Nintendo is playing catch up with online gaming and entertainment values on the Wii U and this can break or make the Wii U - if Nintendo does not meet what the MS leaked document showed that the 720 will have then Nintendo will need more than Mario and Zelda to save the Wii U.
I all for gaming but times are hard and if I can get a console that will let me browse the web, watch movies and communicate with my friends via Skype plus play games then that is welcomed in my book.
MS said it themselves: "entertainment rather than gaming is now the major growth area on XBL, and Kinect will be used for new advertising blah blah..."
Say goodbye to those few short years when MS cared about delivering quality games. Y'all should have seen the writing on the wall when MS put advertisements on people's PAID GOLD-SUBSCRIPTION XBL dashboards. But no. People kept defending Microsoft. They kept making excuses.
Well, this is your XBox brand. Enjoy it, idiots.
How have you got 5 bubbles?
Please provide a source for the quote you used.
Also, please grow up.
Lol the sad truth.. it blows my mind how people can stand for the current dashboard on xbox.. it's frigging ugly and was designed with no other intention but to make it easier for them to advertise. At least give gold members a new premium ui that is advert free.
Um, the quote is in the story that we're reading on this thread. It's even in the body of the "preview paragraph".
Try harder.
How about YOU actually read the article properly. Microsoft never said what you quoted. The author of the article made that statement. Let me spoon feed it to you:
"who has also been talking about how entertainment rather than gaming is now the major growth area on Xbox Live, and how Kinect will drive whole new types of advertising on their home console "
So yeah, Microsoft DIDN'T say it themselves. Reading comprehension (and basic reading)- invest some time in it.
"Well, this is your XBox brand. Enjoy it, idiots."
I wonder who feels like the idiot now. Take heed of your own advice and keep trying.
So you think only MS will be using this strategy...Sure Sony is pumping oot exclusives after exclusive and do not care how much they sell but how long can they keep taken a loss before investors say enough is enough - Sony has been in the red for about 4 years now financially and they can not afford to do the same mistakes next gen as the PS2 revenue wont be able to save them.
Trust me as much I hate to say this, ads and chageing for some gaimng features will become a must next gen if gaming company wants to survive...book mark this comment but look forward to Sony chargeing for online and having alot of ads on PSN - also Sony will trying to match or better MS with the all in one entertaiment value that the PS4 and the 720 will offer, so its safe to say that gaming will become not the most important thing next gen for all consoles.
WoW this news sure pissed off the PS3 fanboys. The 720 will be multi media home theater pc-ish entertainment system. I wonder who is going to provide the video hardware for it? Samsung? Seems to be MSFT closest partner in video/tv land.
Somehow expanding what a console is, is bad and opening up this industry by MSFT angers fanboys. What good is investing in a bunch of mostly useless game studios when trying to open up the market by owning the living room/home?
Oh NO!!! HDTV's have web browsers in them and have apps. Now there will be channels to watch because the TV maker left watchers behind LMAO
No one in here cares about PS3 troll! go somewhere else
Why would it piss of "Ps3 fanboys"? If anything, it should be pissing off "360 fanboys" who said years ago "LOLOLOL BLU RAI? WTF I BOUGHT MY SYSTEM FOR GAMEZ DUH!"
Oooops, I forgot. Something is only cool when either Apple or Microsoft attempt it, right? Evil Sony has no good ideas anymore, even though back in 2006 they were spouting this exact same "media hub in your living room" ideology prior to the PS3's launch.
Yeah sure...anyone who voices criticism towards a company is a fanboy of another company I forgot how people work on this site
Anyway no offense greenpowerz but your the biggest Xbox 360 fanboy around here...of course my comment is going to p*** you off.
I love it when people throw the troll word round and yet the only person who is actually trolling is themselfs with their immature comments :)
I hate when people claim the 360 owner said this and that back in 2006 as their excuse to bash MS.
first off: there wasn't that many 360 fanboys since the xbox didn't have that big of a fanbase compared to the ps1/2 on this or any other site for that matter.
second: many sonyfan was bashing 360 owners for supporting MS and claiming they would abandon them within 4 years since that's what they did with the xbox. if you was truly here or any other site you would remember that.
third: sonyfan was claiming sony would crush them as they did with the ps2 and once (insert game) came out. 360 would be last or MS drop out of the console race.
i don't know why your upset. is it because MS is more sucessful with the media hub as oppose to sony's. i mean both companies have wanted to be the center of the living room since last gen. which was a reason why sony spearheaded blu-ray same as they did with dvd with the ps2. so why hate MS for don't what sony has been doing.
Look at all negative anti MS comments
now look what these same people say here http://n4g.com/news/1084996...
They whine about MS or Nintendo in their own news. Now go to the link I posted and try and make the same kind of comment they do here. Watch and see how fast it gets removed.
The hypocrisy of their post is the fact that Sony does whatever they can to copy MS and Nintendo at every turn.
HD console
streaming media
movie, tv, game and music marketplace
social media
No! Sony doesn't think of themselves at a "brand for entertainment at all. Just ignore Sony pictures Music, games and the fact that Sony used the PS3 to Trojan horse BluRay. ಠ_ಠ
Some of you guys spend up to 8 hours a day here whining. How do you find time to play the games you praise so much?
That's what frightens your users the most Microsoft. You're essentially forgetting about those who brought you all this fame. Gamers receiving their annual fix of Halo/ Gears and Cod, it just won't suffice anymore. The tides will eventually shift, a big chunk of your fanbase will have to move on.
Seems the fanbase is happy with what Microsoft are giving them. You are ignoring the many XBLA games released each year like the recent Dust and Mark of a Ninja.
Pre-orders for Halo 4 are currently higher than those of Reach and Minecraft is selling at 17k units a week. I'd say they've found their sweet spot and it is working very well for them. Evident in their games department making more profit with just X360 and kinect than SONY's department with PS3, Vita, PSP, PS2 combined this entire generation.
It may not be great for the exclusive seeking gamer (although SONY's recent exclusive sales prove such gamers are a minority) but it is great for business.
thats what so many on this site claim and then you all go out and buy the next halo, cod, and gears while titles like darksiders 2 and sleeping dogs do mediocre sales. people bitch and moan about lack of new ips yet the fresher faces and newer ips sell like shit and then people wonder why they go back to those proven franchises.
360 has been out for years, ms spent the first couple years publishing new titles to try to get some key franchises, to name a few....
lost odyssy
banjo kazooie nuts and bolts
viva pinata
kameo elements of power
too human
blue dragon
ninja blade
crackdown 1 & 2
alan wake
now most of those are pretty damn good games for a first effort and if they sold well enough the sequels likely would have been much better ( with he exception to crackdown ) and yet nobody bought them and then proceed to complain ms doesnt try to cater to the core gamer.
you cant blame anyone but yourselfs here. as much as everyone here seems to think your entitled to everything, gaming is a business and if there is no demand, you will not get what you want. think about it from their perspective, waste millions on new ips only to have them fail time and time again or spend millions on 2-3 ips a year which will almost guarantee you profits.
lastly, lets not forget all the arcade games brought to gamers each year. these days arcade titles provide just as long of an experience as full retail games but at 1/4 of the price and ms has published plenty of those great titles
Not gonna lie, that Two-Way TV thing sounds pretty creepy.
Anyways, it seems like Microsoft is trying to market the Xbox as an entertainment system that can also play games. Whatever floats their boat. Obviously the approach is working for them as a whole, just at the expense of gamers.
I bought my Xbox 360 to play games, not to watch movies. It's a gaming machine, not a multimedia machine.
I agree, but it looks like M$ doesn't.
some people buy the systems for multimedia dont u see the how many hours people spend on netflix and facebook,twitter etc.
Way to much focus on entertainment not near of enough focus on games there Microsoft. Xbox = Game Machine not entertainment hub. Sony did the same thing at first and it came to bite them in the @ss. Now they focus mainly on games (which as GAME CONSOLE should). Now it is marketed as a Game Machine that just happens to have a really nice entertainment system built in. Do you see the difference?
I'm not supporting MS next-gen this company will not change their ways and they have messed up the industry in many ways. PS4 + Wii U for me
Cool story, not everyone has to know what you're going to buy at the supermarket.
Well at least he's honest. After the last few E3s, it's been blatantly obvious entertainment is Microsoft's only real priority. I question this move leading into next generation though, especially with early adopters. Unless Microsoft try and pull a nintendo, trying to sell a console with a price probably around the £350-£400 mark based on features that you can get for free on the PC will take a lot of doing. Then again, if anyone can do it, it's Microsoft.
I've already got sky+ hd thanks Microsoft. Make some games please.
Maybe some arrogance thx. To usa success isnt it?
It might slap them so hard next gen.
I don't mind as along as I can still pick up a controller and play a game when I want to. It's pretty smart for ms to be doing this. XBOX720 next year!
...that charges 60 a year to access other paid services like Netflix. Shameful cash grab, much?
I'm on the beta how come I can't see the deal of the week section MS!
What has has billions and doesn't understand pc gaming?
xbox on windows? gtfo!! unless it's free of course.
This is why I like pc. I make it for my personal use and it's what I want it to be.
Consoles = trying to be everything to everyone in box.
Also the only console I want is ps4 for the core games. maybe wiiU if zelda is good.
If they're going this direction, they'll fail as their 'entertainment' options are available only in a few countries. Next Xbox may still be a strong brand in US/UK but nowhere else. Who needs a media box which doesn't play media?
It's not like Sony has been trying to do the same thing for years now...oh wait...
At a press conference before the opening of the Electronic Entertainment Expo (E3) trade show here, Sony executives summed up an array of hardware add-ons and software and service partnerships--most of them previously leaked to the media--that will transform the PS2 into an all-purpose home entertainment and whatnot center.
"We see a convergence of entertainment--film, music, broadcasting," said Kaz Hirai, president of Sony Computer Entertainment of America. "We are obviously the brand for the living room."
"...(the PS3) is not a game machine."
- Ken Kutaragi
"Speaking about the PS3, we never said we will release a game console...it is radically different from the previous PlayStation. It is clearly a computer. Indeed, with a game console, you need to take out any unnecessary elements inside the console in order to decrease its cost...this will of course apply to the PS3 as well...however, the PS3 is a computer..."
- Ken Kutaragi
I could of saved them hundreds of millions as I knew this years ago, why oh why did they bother with ridiculous projects like the zune player and marketplace, it should have been the xbox music player and the xbox movie/music marketplace etc.
Why bother to create a new brand when you have a successful brand in entertainment already, seriously, whoever made those decisions was getting payed way too much, what I'm saying is common sense surely?!
Should have been Xbox brand to begin with, they will only continue to grow their brand and next generation they will be in a really great situation with Xbox branded moves, music and games.
I like how they aren't limiting themselves to the "video game" label, sort of what Nintendo did back in the 1980's with the Nintendo Entertainment System. I think Microsoft realizes that if you try and market strictly a video game machine, you wont do well. Core gamer's only make up a certain percentage, you also need the families, casuals and tech people on board as well.
If anyone has the money to successfully handle all of these things its Microsoft. Glad they finally decided to go this route.
Exactly, and what people seem to forget is when a new console gets released, brand new technology is getting released. Everything moves with it. Its a break through in video, steaming graphics and over all capabilities in your living room. Both 360 and PS ( and future consoles) won't last long with out that because they are established in peoples living rooms, its a part of there daily lives now.
The ultimate entretaiment machine, yea right


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Amidst all the bad news coming out of Wall Street and the economy, here's something good: California has backed out of the talks for the long-awaited foreclosure settlement, now making it far from likely that the so-called "Attorneys General" deal will happen anytime soon.
California Attorney General Kamala Harris sent a letter to state and federal regulators explaining that she pulled out because the proposed settlement amount for banks guilty of bad securitization practices leading up to the mortgage crisis – said to be in the $20 billion range – was too small. From Business Week:
Harris says in a letter to state and federal negotiators that the pending settlement is "inadequate" and gives bank officials too much immunity.
I'm convinced that the deal will eventually go through, however, after some further concessions are made. Certainly the absence of both New York (whose Attorney General Eric Schneiderman gamely started this mess by refusing to sign on or abandon his own investigation into corrupt securitization practices) and California will make it difficult for the banks to do any kind of a deal. But there is such an awesome amount of political will to get this deal done in Washington that it almost has to happen before the presidential election season really gets going.
If it does get done, expect a great deal of public debate over whether or not the size of the settlement was sufficient. Did the banks pay enough? Should they have paid ten billion more? Twenty? Even I engaged in a little bit of that some weeks ago.
But if and when that debate takes place, it will actually obscure the real issue, because this settlement is not about getting money from the banks. The deal being contemplated is actually the opposite: a giant bailout.
In fact, any federal foreclosure settlement along the lines of what's been proposed will amount to a last round of post-2008-crisis bailouts. I talked to one foreclosure activist over the weekend who put it this way: "[The AG settlement] will be a bigger bailout than TARP."
How? The math actually makes a hell of a lot of sense, when you look at it closely.
Any foreclosure settlement will allow the banks to pay one relatively small bill to cover all of their legal liabilities stemming from the monstrous frauds they all practiced in the years leading up to the 2008 crash (and even afterward), when they all schemed to create great masses of dicey/junk subprime loans and then disguise them as AAA-rated paper for sale to big private investors and institutions like state pension funds and union funds.
To recap the crime: the banks lent money to firms like Countrywide, who in turn created billions in dicey loans, who then sold them back to the banks, who chopped them up and sold them to, among other things, your state's worker retirement funds.
So this is bankers from Deutsche and Goldman and Bank of America essentially stealing the retirement nest eggs of firemen, teachers, cops, and other actors, as well as the investment monies of foreigners and hedge fund managers. To repeat: this was Wall Street hotshots stealing money from old ladies.
Along the road to this systematic thievery, a great many other, sometimes smaller offenses were committed. One involved the use of the MERS electronic registration system. By law, banks were supposed to register with county-level offices in each state every time they sold or resold a mortgage, and pay fees each time.
But they didn't, instead registering with the private deed-transfer agency MERS, allowing them to systematically, and illegally, bypass local taxes.
So any "AG settlement" might allow the banks to avoid legal damages being sought from three different set of enraged creditors: the public institutions who invested in these sham securities, the private investors who did the same, and the localities who were cheated out of their taxes.
Let's take a look at each of those three categories.
As far as private investors go, we've already had one lawsuit directed at Bank of America, over losses linked to purchases of bad MBS (mostly from Countrywide mortgages), which resulted in an $8.5 billion settlement.
That one settlement, covering 22 mostly private plaintiffs, cost one bank, Bank of America, nearly half the size of the entire proposed AG settlement. This is from the Times story about that deal, in June:
In a research note, Paul Miller of FBR Capital Markets projected that Bank of America could face a total of $25 billion of losses from the soured mortgages, the most of any of the major banks.
So a private analyst this summer was estimating that just one bank, Bank of America, could face more in damages than the Obama administration and the AGs are now trying to "wrest" from all the major banks, combined, for all their liabilities.
Just a few days ago, news of more such suits came in. An Irish company called Sealink Funding is suing Chase and Bank of America, seeking $4.5 billion combined in connection to losses in mortgage-backed securities sold to them by those banks. Meanwhile, a German bank, Landesbank Baden-Wurttemberg, is suing Chase for an additional $500 million in losses.
These huge amounts – a few billion here, a half a billion there – are coming from single companies, directed at single banks. And think about the Bank of America settlement for $8.5 billion: what's the usual payoff in a lawsuit settlement? Ten cents on the dollar? Five?
In fact, the settlement amount in that case was just 2% of the face value of the loans when they were securitized ($424 billion), and represented just 4% of the principal still outstanding ($221 billion).
Why do those figures matter? Because the way these securitizations were structured, legally, Bank of America is obligated to buy back any loans that were sold fraudulently at face value – that is part of the legal language in the "pooling and servicing agreements" under which all of these mortgages were pooled.
So minus a settlement, Bank of America – one bank -- had a potential liability of $424 billion just from its Countrywide holdings! And it got off for $8.5 billion, a major victory.
All of which puts in perspective the preposterously small size of the proposed AG settlement. $20 billion would be a lousy number if we were just talking about Bank of America. But all the big banks combined?
And that just covers legal exposure to private investors. How about public agencies and institutions? Well, just recently, the Federal Housing Finance Agency sued a group of the major banks (Chase, Barclay's, and Citi, among others) over losses connected with, again, bad MBS.
This suit covers sales to the two GSEs, Fannie Mae and Freddie Mac, and they're seeking $200 billion. The're asking for $25 billion from Merrill Lynch (which is now owned by Bank of America) and $6 billion from Bank of America proper, meaning they're claiming $30 billion in damages from just one bank.
This, again, puts into perspective the idea of a collective $20 billion settlement covering all the major banks.
But wait, there's more. The FHFA lawsuit only covers the GSEs. How about state pension funds?
Well, over the summer, Bank of America caught another lawsuit, when a group of union and state pension funds sued Merrill Lynch for misleading them in a $16.5 offering of, you guessed it, MBS certificates. The suit included claims from Mississippi and Los Angeles County employees, the Connecticut Carpenters' Annuity Fund, and others.
So again, just with those two lawsuits, one bank, Bank of America, is facing nearly $50 billion in damages. And this doesn't even cover all of the other states and localities that were wiped out by sales of fraudulently-conceived MBS. California's state pension fund, CalPERS, lost $100 billion all by itself between 2008 and 2009, largely due to plummeting MBS values.
That would explain why Kamala Harris had to pull out of the settlement talks: she must have realized that going through the courts, her state could probably recover far more than whatever California's share of $20 billion would have been. It's incredible that other states have not already come to the same conclusion.
Lastly, of course, there is the matter of lost taxes. To date, most of the lawsuits filed by counties over unpaid fees have been directed at MERS, the private electronic registry company through which the banks "legally transferred" all of these mortgage deeds.
For example, my old home county of Essex County, Massachusetts, recently sued MERS for $22 million in unpaid fees. Dallas County, Texas, lost even more, suing MERS and claiming it lost between $50 and $100 million in fees.
You can do the math. That's two counties – not states, but counties – claiming they lost a total of at least $70 million. And yes, they're suing MERS, but ultimately the real liability probably rests with the banks, who would probably have been paying those fees had MERS not existed.
Will any AG settlement cover that potential liability? I have no idea. But if the settlement is broad enough, and covers all activities connected with securitization, it might very well cover these unpaid fees.
How many hundreds of millions in fees will the states lose if that deal goes through? Has anyone even asked? Have any county officials even been consulted?
The point of all of this is, if you add up all of the MBS-related liability out there, the banks as it stands are facing an Armageddon of claims from all sides. It can't possibly be less than a trillion dollars, and it's probably much, much more.
But the Obama administration's current plan is to let them all walk after paying a few shekels apiece into a $20 billion kitty.
Certainly, of course, one can see the logic of a universal deal that avoids the probable end result minus a federal settlement – bankruptcy for one or more of the big "TBTF" companies (especially Bank of America). After all, if all the suits go through, then the final settlement for most of those defrauded parties will be squat or close to it, since there won' tbe any money left to recover. So if they can come up with a deal that satisfies plaintiffs at least in part and keeps the banks solvent, I suppose that might be a good thing.
But the negotiators really have three actors they have to consider: the banks, the investors, and the homeowners, who of course were also victims of this artificial bubble.
The current proposed deal is a huge giveaway to the banks, a major shafting to most of the investors, and would probably give homeowners either next to nothing or some cosmetic reward, i.e. a little bit of principal forgiveness, counseling, etc.
If the Obama administration was serious about helping actual human beings through this settlement, then it would be fighting for homeowners to get the same bailout the banks would get. If the banks are getting a trillion or more dollars of legal immunity, why shouldn't homeowners get that much debt forgiveness? Or, half that much? A quarter?
It's encouraging that California and New York have already come to this conclusion. Hopefully, down the road, there will be a settlement, but one that's fair to everyone. It's probably up to the states to stop this TARP-on-crack of a deal.


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"Yesterday was one of the strangest days I've experienced. It started innocently enough with Lucy and I having breakfast on the veranda overlooking their plantain field. A plantain is almost exactly like a banana and grows in enormous bunches just the way bananas do, but they are bigger and green, not yellow.
From the verandah I could see John at the entrance to a field listening intently to a wizened old man. Standing next to the old man was a small black boy who carried a large basket.
"Who is the old man" I asked Lucy
"He's an Obeah man and he's going to dress the garden"
"What on earth are you talking about, Lucy?"
Then she explained Obeah was a form of witchcraft and that an Obeah man or woman is the person, or practitioner, as they like to be called, who controls the supernatural world using spirits to harm people with techniques passed down in secret from one generation to another. I was fascinated and wanted to hear more.
"There could be many reasons why someone might want the services of an Obeah man. It may be for a medical reason, if someone is ill in which case the patient would be given a bottle of something to take or they would have to follow certain instructions. But often it's to do with getting revenge on someone who has caused you harm in some way; maybe you wanted to discover a thief or sometimes it's for more romantic reasons – you want to make a particular person fall in love with you or you might want to win at gambling."
But do you and John believe in it, Lucy?"
"We don't, but many white Jamaicans do and John is certainly prepared to indulge in it if it is to his advantage."
"We're being robbed of six or seven bunches of plantain every week in spite of employing extra men to watch the fields and that's why we've arranged for an Obeah man to solve the problem for us" she said.
There could be something in it, Becky, if for no other reason than the Obeah man's knowledge of poisons is far beyond that of the European druggists. Most practitioners learned how to use herbs for cures. The practitioners knowledge of the roots and herbs brought over from Africa remained with them since most of the same plants grew in the tropical climate of Jamaica and so the customs and practices were passed down from generation to generation."
The old man took the basket from the boy and went into the field where there were rows and rows of plantain trees. He took out from his basket different sized bottles, which had some sort of liquid inside them. Then, he walked up and down the rows of plantains and tied a bottle on to some of the fruit, at the same time muttering some sort of incantation. When he had done that he would wave his arms over the plantain and genuflect. Once that was done he would move on to another row of plantain and perform the whole ceremony over again and continue to do that until he'd done the whole field.
After that he produced, from his basket, a tiny little black wooden coffin, which with great pomp and circumstance he placed in the branches of a big old cotton tree. Then he took a saucer from his basket and put some water in it and dropped some egg shells in the water and then put the saucer on top of the coffin in the cotton tree. The old man walked right round the field again waving his arms all over the place, still muttering and went over to John who gave the old man some money and he and the boy then left the field. "And that little exhibition is known as "dressing the garden" and, hopefully, that will be the end of the thieving now". Lucy said.
She continued, "Once word gets around that the Obeah man has been in the field people will believe he has put a curse on anyone entering it. They will be convinced that terrible things will happen to them if they do."
According to John the Government made Obeah illegal and it was hoped that after emancipation, with the missionaries bringing Christianity to the freed slaves, Obeah would be wiped out – but it just continued in secret, pretty much the same as now. It's deep rooted in the black and coloured Jamaican's heritage and culture and even though you might come across a family that is both Christian and well educated, the likelihood is that someone in it will be dabbling in Obeah.
It strikes me that emancipation hasn't changed much in Jamaica, her present is still very much tied to her past."
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Internet Scams: Can't Just Blame The Scammers?
from the helllllloooooo-sucker dept
For years, we've been wondering how anyone could possibly still fall for a Nigerian 419 advanced fee scam -- and yet they keep on coming as people keep falling for them. With 419s, a lot of the time the motivating factor was greed, which made it hard to feel sorry for the victims who were, basically, trying to steal millions of dollars. However, should we feel sorry for those conned in other ways online? After all, phishing scams have been around for years, and the population of newbies is shrinking as people get more experienced online... So, the other theory is that a lot of people are just incredibly gullible online and seem to fall for all sorts of scams -- sometimes without realizing they'd been had. Perhaps too many people are snorting oxytocin-based nasal sprays. Admittedly, many of the newer scams are much more sophisticated -- and it's likely that some perfectly skeptical people fall for such scams in a moment of weakness. However, at some point, do the victims of these scams need to admit that they fell for something when they should have known better? Update: And, now, it looks like some banks are getting fed up with gullible customers as well, leading to increased fees and not as much reimbursement for victims of phishing scams.


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All the media is picking us to win this game, we better deliver!
All the media is picking us to win this game, we better deliver!
Loaded on Redbul and Beers! Bring them patriots!
However much you think you know about football, rest assured that Skip Bayless knows more!
I hope we win, NE has had our number ALOT this decade.
Steeelers, win this one.
And their fans.
AARGH!!! Isn't it time yet?!!!
wuzup. nbc calling game 38 2 24 us. am i in dreamland? hope so.
http://www.iilemi.com/12585/2/Watch-...urgh-Steelers/ video stream.
Last edited by RIVERS OF STEEL; 11-14-2010 at 09:03 PM.
And their fans.
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Type | Logo Packages
Description |
Description |
The DeanTeam was looking for a dynamic logo that could be easily adjusted to accommodate all of their sub companies. In addition to the logo design we were also contracted to create a series of online advertisement banners for each sub company. The result was a complete set of unified branding materials.