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The LORD says, "I will give you back what you lost to the stripping locusts, the cutting locusts, the swarming locusts, and the hopping locusts. Joel 2:25
In this scripture the Lord uses a metaphor of locusts that represent what the enemy has taken from us. In studying this scripture, the Hebrew translation for locust is devour. Have you ever seen what locusts do to bushes or even leaves on trees? They devour the leaves and after they are done there is typically just remnants of the leaves left – they are very destructive. I have had a lot of things robbed and stolen from me. I want you to hear my heart as I share this because it is meant not for complaint but for giving God glory in hopes of encouraging you. My parents split up when I was around 12 and my brother was 4 year old. Since my dad was gone I had to contribute more to our family because my mother worked full time. I was expected to care for my brother all the time, I never got to enjoy any summer vacations, I never got to spend evenings with friends and if I went any where, he had to go with me. Sometimes I just needed a break from my responsibilities and I could never get that opportunity. This went on for years. As I mentioned earlier this is not for complaint, I believe in helping out, but it was always expected with no reward or appreciation. The attitude of my parent was almost tyrannical towards me. The Lord has revealed to me what exactly has been lost or stolen in my life. I love my brother but I felt that I was his mother and I raised him, but I was a child myself. As I grew older the desire for children grew less and less in me. I began to see children as a hindrance or that your life ended and you had no freedom. That is what I felt like growing up, I lost my freedom as a young girl. I went on to marry someone I went to high school with and after being married for several years he began to talk about having a family and that is when I began to check out mentally. I was terrified of having children and I left him. It would be fair to say that I have had that same fear or mentality up until recently and it is very sad but I have ended many relationships just like marriage because they either had children or wanted a family. About 10 years ago I had cancer and I was told at that point that I would never be able to have children, even if I wanted children, I had my choice taken away from me. I began crying when the Lord revealed that I missed out on the joy of motherhood. Once again please hear my heart, we have all taken care of our siblings, but with the demand made from my parent it put such a negative stigma on the whole situation. In Joel 2:25 we see that we are promised to have years restored. Now I will never know the joy of motherhood, but I could love someone else's child or the word says in Isaiah that the barren woman will possess more children than the one who bares children. What this means is that I could have more spiritual children through ministry which would bring more joy than just one child of my own. What has been stolen from you? Your innocence as a child? Healthy relationships? A broken marriage? Are you in a financial setback? Are you bound to some addiction? A child who is on a destructive path? The Lord promises that whatever has been devoured will be restored back to you. This may sound crazy but trust me it will confuse your enemy – you thank him for what has been devoured and that you are not defeated and because of his plans that has set you up for a minimum of double for your trouble and you stand on that promise and wait for God to do what only He can do. AMEN?! Isaiah 61:7 For your shame you shall have double and for confusion you shall rejoice, therefore in their land they shall possess double and ever lasting joy shall be!!


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UNSPSC enables better spend analysis, preference item management, supply standardization and spend control UNSPSC, the global product and services classification standard, has been revolutionizing purchasing and supply management across the world. Leading companies like GE have adopted UNSPSC across the enterprise. Whether you are deliberating on the need for a common product and classification standard for your company, or are an advanced UNSPSC adopter, we hope that "Adopting UNSPSC" will answer some of your questions and perhaps help you in some way to improve your purchasing and supply management processes.

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WHAT'S UP EVERYONE! *spoken in true Greg fashion*
A bit of a light week topic wise on the GameOverGreggy Show. Understandable considering Colin and Tim were sick (and Kevin, but we don't talk about Kevin). Kristine did a great job stepping in and though almost all the topics were submitted from Patreon subscribers, it was still a pretty good show.
The topic I'm going with this week is topic two: Top Five Movies of All Time.
I agree completely with Nick that it's too hard to pick a top five list and rank them. Instead pick five movies that you love, because for movie lovers the list always changes. Consider my list a combination of movies I love, and ones I want to recommend to the world!
#1. I'll start with a movie I've loved for a long time: "Garden State", starring Zach Braff and Natalie Portman. This movie came out when I was a teenager and it was a time in my life where the story resonated with me (although it's about being in your mid-twenties). The soundtrack is perfect, it even won a Grammy. For years if anyone asked me what my favourite movie was, I went with "Garden State".
#2. Second movie that comes to mind is "Almost Famous", starring Patrick Fugit and Kate Hudson. I heard good things about this movie and finally decided to watch it last year. I've watched three more times since then. Kate Hudson's character is one of my favourites of any movie.
#3. "Short Term 12", Starring Brie Larson and John Gallagher Jr. is a Netflix pick I highly recommend. The performances of the two leads are exceptional and the story is fantastic. Instead of endlessly scrolling the lists on Netflix, give this one a shot.
#4. "Eternal Sunshine of the Spotless Mind", starring Jim Carrey and Kate Winslet. The two leads have such great chemistry and the cinematography is excellent.
#5. last one I'll mention is "American History X", starring Edward Norton and Edward Furlong. Both actors are incredible and this one really is a must-see.
I could go on all day recommending movies (I took one look at my collection and wanted to add ten more to this list), but the topic said five so I'm sticking with these. Let me know in the comments what five movies you love and want me to watch!
Happy movie watching!


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House Sitting
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Dogs Over 1 Year Old
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About Christopher
I will keep your dog happy. :)
When I was Younger, I used to have a pet dog, so I have a pretty decent amount of experience in taking care of dogs and keeping them happy.
I also live in a very dog-friendly neighborhood, as in there being an Animal Hospital near my building, Central Park is less than a block away from my building. That means that I will be able to frequently the visit the park with your dog. I ...
What Christopher would like to know about your dog
I would like to know the basis of their personality, for example if their energetic or more laid back. Also I would like a heads up on how they interact when in contact when other dogs/breeds.


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Greece economic crisis has faced with extreme circumstances, and there is the possibility of default. Korean Conservative Party attributed it to the excess of welfare. On the contrary, progressive party argued that it was because of shortage of welfare. Who is right? In fact both parties' arguments are justifying their interest, but they do not know the primal cause of it.
It is not only with Greece that the national debts are gradually increasing and the rate of unemployment is going up, it is the same with Spain, Italy, France and so on. It is the problem of whole Eurozone and it is the problem of Euro.
Euro was made for the purpose of unifying Europe politically and economically, but what is the result? Europe is suffering a lot of conflicts and split up.
Greece economic crisis is the case which shows what happens if hoarding money in a country is extended to an international scale. Money is hoarded in a few countries and not circulated, and it is the problem.
Euro crisis was inevitable from the day the currencies of Eurozon countries were unified by Euro. If face value of the currency is not changed, it can not be circulated evenly in its realm and is concentrated into a few economic agents which is destined to make periodic crisis. From the outset, Eurozon countries must have nationalized not all of their money, but a part of it (especially a part of an international trade - see Silvio Gesell's IVA.) Right now, what is the fundamental prescription? Do they have to abolish Euro and go back to their own currency and make international currency to mediate exchange between each Eurozon countries?. No, there is a better way. Change Euro to Free-Money (aging currency: the currency that its face value depreciated regularly) proposed by Silvio Gesell, and we can solve the problem without any other political approach.
Free-Money is subject to the compulsion to circulate it. It never can be hoarded. If we convert Euro to Free-Money, all of the surpluses will flow to the point of crisis because hoarding money means loss. If Euro circulates, crisis will disappear, and Eurozon countries will be able to stop the conflict and will be one as they wanted.
ECB has applied negative interest policy. I guess ECB confused negative interest and Free-Money by Silvio Gesell. Free-Money means that the face value of all of money depreciated regularly; whereas negative interest is applied only to the money in bank, and it is different. Free-Money is not negative interest, but to abolish interest, and it must not be confused; a similar concept is most dangerous to public. Negative interest cannot solve the problem. If money's face value is not depreciated regularly, money is still superior to goods and labor which costs for storage and maintenance. Therefore, money can ask interest as a tribute; no interest, no exchange. No exchange means crisis. We have to focus on that Eurozon economy not recovered even after negative interest policy. Finally, ECB added QE to it. We cannot guarantee the effect of it. We must understand what Gesell means accurately and practise it.
If we fix, that all of money's face value are depreciated regularly, we depend on the order and offer our money to exchange for goods and services of others. It is the same with the other's money; so, it is fair. "In everything, therefore, treat people the same way you want them to treat you, for this is the Law and the Prophets." Money circulation will become constant, steady and regular, and economy of Eurozon will be recovered and will thrive.
If we convert Euro to Free-money, ECB can tune demand to supply, and prices will be stable at last, but exchange rate will be fluctuated as of now. It would be not because of Free-Money but because of the other country's money and the fluctuation of prices resulted from them, and at that time, Eurozon can hold other countries responsible, and and they will watch the recovery of Eurozon and follow it. They will introduce Free-Money too. On the condition, we can make International Valuta Association by Silvio Gesell, and it will make exchange rate stable. Some might be afraid the possibility that Euro(Free-Money) holder change Euro to foreign money, but it is not matter. Euro as Free-money must come back home, because it cannot be hoarded. Its holders have no choice but to change it for Eurozon goods or services and offer their surplus as loan money. Thus, it is impossible that non-Eurozon countries hoard it and misuse it for speculative purposes. Loss by the fluctuation of exchange rate belongs to non-Eurozon countries until they introduce Free-Money.


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Skipping to take a peek at calendar the public who witnessed the line up of the Fall/Winter 2010 fashion collections could have thought that we turned back in time. Indeed accessories as well as overall outfits echoed the style tendencies of the past years from the 40s to 70s. Designers revived some of the signature looks of the retro era offering us the chance to recycle our granny fashion items and wear them with confidence embedded into an up-to-date chic apparel. The tiniest details from statement accessories as shoes and bags to eyew... Read More
Jumpsuits seem to stay in the spotlight when it comes of both casual as well as formal chic.These universal outfit pieces indeed banish the headaches caused by the exhausting search for the various style items that would make up a spotless apparel. Indeed a similar overall designs would spare us of searching for separate items. Therefore if you were a great jumpsuit fan during the summer season make sure you keep these designs and get hold of the brand new versions of the classy piece. These examples illustrate how jumpsuits can be turned i... Read More
There's no need to have headaches when it comes of late summer days that tend to be pretty rainy and humid. Instead of letting the weather get you down, make sure you challenge your fashion skills to pull off winning outfits. Learn how to look stylish even though you might not have the chance to enjoy the beauty of the summer rays. These summer rainy days outfit ideas provide you with stylish ideas on how to choose the best accessories as well as basic clothing pieces that would save your signature look from any blunders. Choose the one th... Read More
Preparing for the first day of school after a long holiday is really fun, especially if you have in your pocket brand new ideas on how to perk up your appearance. Moreover, you are aware now of the latest trends of the upcoming season and you can easily embed them into your brand new style. From the stylish and A-list outfit pieces to your cute and colorful accessories all serve as the best means to stay in the spotlight and also dress school-appropriate. Leave those provocative style pieces at home and instead choose clothes that are both c... Read More
Following the evolution of accessories would reveal us a well-defined pattern that encourages the revival of the retro- and vintage-inspired style tendencies. Handbags make no exception when it comes of classy designs, fabric use as well as tailoring. The Fall/Winter 2010 box bags accessory trend managed to breathe life into the old time classy bags and totes that earned a brand new and prominent importance when it comes of building up a stylish and up-to-date outfit. These special bags of an old school shape would offer proper space and su... Read More
Heading for a ball game or accepting the invitation of your boyfriend to watch a sports event might leave you breathless both of the joy as well as the lack of any outfit ideas. However there's no need to panic, instead take closer look at these fashionable outfits and learn how to combine your wardrobe staples and show off your signature style on this fun events. The following ball game outfit ideas furnish you with a few life-saving tricks on how to combine the key pieces of the present and future season and look stylish both when in the... Read More
Similar special event encourage us to live out our style fantasies and build up unique and style-flashing looks. These hot date outfit style ideas aim to complete your apparel collection and provide you with a few stylish ideas on how to pair various fashion items, colors as well as shapes and lengths. Whether you decide to copycat these looks or will only draw some inspiration from them the point is to adopt a look that makes you feel confident and trust in your personal charm. Learn how to polish your wardrobe as well as appearance in g... Read More
Apparently the famous designers in the thought and mood the colder days tend to turn to the timeless fabrics that are not only chic but also provide us with warm and a pleasant feeling when wearing them.Fur and leather are only some of the most prominent materials used in A-list collections from the runway.Therefore it is highly recommended to keep our stylish leather jacket at hand when it comes of comfy and chic cover-ups.Morevoer keeping the most valued style items from the earlier season and fusing it into a trans-seasonal look you'll d... Read More
Opaque is one of the signature hosiery color trends of the past seasons and the upcoming ones make no exception. Accessories as these have the power to turn our outfit into a real masterpiece. This time our well-defined legs might be hidden by the latest stockings and tights trends however their shape and dimensions would become more prominent due to the light shades as: cream, stark white as well as the various off-white shades. The Fall/Winter 2010 white tights fashion trend provides us with the perfect prerogative to sport the school-un... Read More
Purity and the out-of-this-world allure can be best illustrated in fashion with the play of various shades combined into refined and high brow collections. This time winter wonderland seems to dominate also the rainy season as designers envisioned complete lines of all white creations in their uniform and blinding allure. Those who are enchanted by the visual effect of this vibrating shade will have the chance to cover themselves from top-to-toe with it. The Fall/Winter 2010 all white fashion trend offers us a sight-pleasing experience with... Read More
Dress trends are some of the most versatile ones for the A/W season. Those who would like to bring out the inner fashionista from their personality will have the opportunity to do it with a few must have style pieces. The Fall/Winter 2010 jersey dress fashion trend gives us free way to sport our favorite long or midi dresses for the rainy and colder days. Due to their universal and all silhouette-flattering effect can be easily pierced into a chic casual outfit as well as more glamorous and high brow appearances. Define the real purpose of ... Read More


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Dolphins' coach Matt Taylor honoured by Swim Ontario award
Chris Marchand
Latest posts by Chris Marchand (see all)
- For Pete's Sake – 2018 Come Together Concert a tribute to late local musician - January 9, 2019
- DREAM project marks progress - April 25, 2018
- Northern Lights impressive - April 25, 2018
By Chris Marchand
If you were to rise into the sky above the Australian neighbourhood where Matt Taylor grew up, you'd see a landscaped marked by more swimming pools than you could count.
While Aussie Rules football might be touted as his homeland's national sport, you need only watch a few Summer Olympic Games to see how competitive swimming is a mark of pride for the Australian national identity.
Yet, how does one commune with that part of their nature in an adopted land where ice and snow dominate the landscape for seven months a year? There are only a few places where one can move from a dry wintry -30C to a humid jungle-like +30C by heading through a few sets of doors.
When you think about it, The Dryden Pool and Fitness Centre is a pretty natural place to find someone like that.
Earlier in October, Dryden Dolphins Swim Coach Matt Taylor received Swim Ontario's Lea Bredschneider Volunteer Coach Award to mark his tremendous contribution towards developing the sport of competitive swimming in Dryden and Ontario.
"It's pretty cool to be recognized by your peers," said Taylor. "It's 13 years of four to five sessions in the pool per week. It keeps you doing what you're doing, but even if I weren't recognized the drive and the passion to do it would still be there. I mean, shorts all winter? It's not a bad place to be."
Taylor says he's always approached coaching from the perspective of an athlete.
"I'd never coached," he said. "I've always been a swimmer, so when I started I coached as I was coached and I've been able to evolve since then. It's been fun."


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Look at her face…
Look at her face…
MITree 😉
If you tell a woman about the "Dresser 500" she'll get excited until you show her this picture 😉
This is Science, Art's sister. She is more serious and not much of an aesthete, but she's great with numbers and facts.
Created by: Bela Lyon Pratt, year: 1911, location: Boston Public Library, materials: bronze and granite, characteristic: sphere.
This is Art, she was created by Bela Lyon Pratt in 1911 and sits in front of the Boston Public Library.
Materials: bronze and granite, characteristics: paintbrush and palette.


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Content Count2,493
About Barry H
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LIVE FROM - 2019 Pacific World Cruise - LA to LA
Barry H replied to ccrain's topic in Princess CruisesCharles (CCrain) We have fond memories of our cruise Shanghai to LA and the contact we had with you and Judy. It is so hard to read. We can't imagine your pain. I hope for you that time will help lessen the pain of losing Judy. We are forever grateful for the help booking tours, talking to us and being part of our memories. Barry and Heather Hong barheat at rogers dot com
We don't have a smart phone. The Ocean Ready app is not compatible with my Android tablet. What are my options? Just arrive at the port with old boarding passes?
Canadian Exchange Rate to Change
Barry H posted a topic in Princess CruisesCurrently Princess uses an exchange rate of $1.30 when converting cruise prices and services into Canadian dollars. That rate applies to purchasing beverage packages, gratuities and casino credits until sailing date. Just learned that Princess is changing the exchange rate to $1.35 for all bookings on or after June 13. New rate will also apply if you re-fare your cruise AND get a new booking number.
Thanks to all posters for feedback. The cruise is 28 days Hawaii, Samoa and Tahiti with no segments. Will exchange our bar set up and only buy an additional card, if needed. We will grin and bear not having that aha Cappuccino the first morning at sea if the coffee card is not activated. Small inconvenience. Heather
Coffee card issue is the longer cruises. Elite's get one bar set up for 28 day cruise plus. Coffee card is 15 specialty coffees only! I am worried if I buy one from home and call room service to exchange the bar, room service will see a coffee package exists and will not credit my account for the second package. I think the package will be more expensive if bought on the ship. Buying the card from home in Canadian dollars is cheaper than buying it onboard in US dollars due to the exchange rate of 1.30. Heather
Barry H started following Coffee Card: Two at a time?
Coffee Card: Two at a time?
Barry H posted a topic in Princess CruisesWe will be on a long Medallion Cruise and want to buy more than one Coffee Package. However can only purchase one on the cruise personalizer. Do I have to wait and purchase the second onboard? We get a bar set-up and turn it in for coffee package. If we buy coffee package from home and then exchange bar set up for coffee, will we have both packages credited on our account? Comments, please.
Ocean Medallion/Pacemaker
Barry H replied to pcee1548's topic in Princess CruisesContact your pacemaker company or pacemaker clinic you go to is the best advice. I will do this. If enough people who travel do this, maybe the pacemaker companies will do more research to make them good to travel. Boston Scientific and Medtronic are the only two pacemaker companies who make pacemakers and they have standardized them to replaced anywhere in the world. Heather
I have had a pacemaker since 2010, so have gone through this type of info. I know to clear the automatic doors quick, and what does not affect my pacemaker versus what airport security scanners do to pacemakers. To answer the question what does the pacemaker and magnet in the Medallion do to each other. This question was not answered. I will go to Princess customer service.
No one has answered the question about how the medallion interacts with pacemakers. I can't have a magnet near my pacemaker.
FCC Deposit
Barry H replied to wrongwaywatson's topic in Princess CruisesYou can buy a FCC (if bought after it is a FC Deposit) post cruise. However the OBD for credit is very reduced from what you get if purchasing it onboard. A Travel Agent will help you. You cannot apply a FCC to an existing booking. You need to rebook the cruise under the current promotions using the FCC with your deposit being transferred to the new booking. Unfortunately you will lose the original pricing any perks (including EZAir)associated with the original booking. You have to weigh all the costs before doing this.
Problem with E-Z air
Barry H replied to azgrandmax3's topic in Princess CruisesWhenever you book a cruise on a promotion you are locked in to the perks specified (eg sip and sail or 3 for free). To take advantage of the Come Back New promotion (OBC and reduced air) you have to get your cruise re-fared meaning that you lose all the previous promotion perks. We just went through this with our 2020 cruise and it was a savings for us to get re-fared. Our TA worked with Princess to keep the same cabin. She had to deal with two different reps as the first one couldn't do what we wanted.
When trying to get a better deal after final payment date you are in effect cancelling the cruise and rebooking. The only time you get to keep your perks is if you get an upsell offer from Princess.
Leggings, Tees, Sweats, Main Dining Room Not Allowed?
Barry H replied to Lindaru's topic in Princess CruisesAs an older lady I am seeing change in dressing. Women are now wearing stretch leggings, jeans and elastic waist knit pants. Both my husband and I do not see any tuck in clothes anymore. Longer tops over some type of pant is the normal. I have finally changed my dress code to grannie pants (elastic waist band stretch) with really nice over tops and for winter longer sweaters. I am comfortable and can go anywhere and be appropriately dressed. For formal I have a longer jacket, (easy pack, washable and wrinkle free) and camisole from Laura and I get a lot of compliments. Yes, with knit elastic waist pants. Footwear, I wear Birkenstock sandals. and orthopedic boots, pants or long skirts hide the shoes/boots. Be happy, comfortable and enjoy the cruise.
King: the thread is to deal with the chairs being taken away. Our opinion is take the chair away and then you have to sit on the bed = wearing out the bed faster. We are very experienced in dealing with mattress problems on ships. Only had worn out mattress issues on 2 out of 35 cruises. We have dealt with Housekeeping Supervisor and Executive Housekeeper in the past. One mattress was so worn out that the Executive Housekeeper said "This is the worst mattress he had seen in his career." The real problem is that the ships do not carry spare mattresses (or chairs for that matter). Our replacement mattresses are taken from other cabins. Carnival does not sail to the destinations of our next two cruises: Transatlantic and South Pacific.
Have just read a few of the posts. One of the consequences of removing the barrel chair is that people will be spending more time sitting on the beds and they will wear out faster. Even the new Princess Sleep beds on the Coral were wearing out after 2 years. We went through 7 mattress changes (3 for me, 4 for my wife) before we got mattresses that allowed us to get a night sleep without pain. The mattresses were all compressed in the middle to the point that you could feel the metal frame beneath the mattress. My comment was that the memory foam had amnesia. With people, small and large, spending more time sitting on the beds they will wear out the mattress faster. I personally need a chair to put on my shoes for balance to not fall over!!! Yes my balance is off. I pay for a good bed to sleep in, clean functioning washroom, a chair to sit in. In a Hotel when I don't get what I pay for I book out and find another Hotel. When I book on a 28 day cruise I can't get off the ship and go down the dock to another ship to get what I pay for!!! I just cruised on Carnival and got the couch and stool. THE BED WAS GOOD.


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Create a Splendid Legacy
"Life is no 'brief candle' for me. It is a sort of splendid torch which I have got hold of for the moment, and I want to make it burn as brightly as possible before handing it on to future generations."
— George Bernard Shaw
Planning Your Legacy
We are pleased that you have an interest in learning about the many benefits a legacy gift to the Foundation of Wesley Woods has for you and your loved ones. We are honored by your heartfelt consideration and interest in creating a legacy to benefit future generations.
We would be delighted to share the benefits of estate planning, what types of assets make the best gifts and how to make a contribution that provides tax benefits and even life income. No matter your financial worth, having an estate plan is vital in ensuring your assets are properly cared for—with your goals in mind.
Should you have any questions about the best way for you to benefit through estate planning, please contact Ty Tippett, Distinguished Gifts Officer at (404) 728-6290 or firstname.lastname@example.com.
What is Estate Planning & Legacy Giving?
When preparing your estate, consider the financial benefits of making a legacy gift, giving you the opportunity to make gifts now or after your lifetime.
The goal of legacy giving is to help you plan your estate in a way that benefits you, your family and those causes that are closest to your heart.
Benefits of a estate planning can include:
- Leaving a lasting legacy to causes about which you are passionate.
- Receiving a fixed or variable income.
- Receiving an estate tax charitable deduction.
- Reducing the burden of taxes on your family. Legacy gifts significantly strengthen the Foundation of Wesley Woods' endowment fund, providing a fiscal cornerstone for long-range plans, the benevolence care program and our service to future generations of older adults.
Torchbearers' Society
Established in 2000, the Torchbearers' Society honors those visionary donors who have provided for Wesley Woods in their estate plans. When you make the Foundation of Wesley Woods aware that a gift has been or will be made through your will, trust, retirement plan or other estate plan, you automatically become a member of the Torchbearers' Society.
As a member, you are now a part of an exclusive group of individuals who share a vision and commitment into perpetuity. You will be recognized in various Wesley Woods' promotional materials and invited to all Torchbearers' Society events throughout the year. Your contributions secure the future of so many older adults that would otherwise not be able to spend their later years in a secure, comfortable and vibrant environment, surrounded by care and compassion.
Types of Legacy Giving
Legacy Bequest
An easy way to make a charitable gift is to include language specifying a legacy bequest gift to the Foundation of Wesley Woods in the legacy bequest portion of your will or living trust. You may change your will or trust provisions at any time, as gifts are not payable until after your lifetime.
By making a legacy bequest, you create a lasting legacy, one that ensures Wesley Woods can continue to help enrich the lives of older adults so they not only have a safe place to live, but are happy, thriving and valued contributors to society.
Additional benefits:
- You can continue to use the property you will leave to Wesley Woods during your lifetime.
- You can choose to designate your gift to be used for a general or specific purpose so you have the peace of mind knowing that it will be used as you intend.
- Your bequests are exempt from federal estate taxes and if you have a taxable estate, the estate tax charitable deduction may offset or eliminate estate taxes, resulting in a larger inheritance for your heirs.
Suggested wording for your will:
"I hereby give, devise, and bequeath to The Foundation of Wesley Woods, located at 1817 Clifton Road NE, Atlanta, GA 30329, an unrestricted gift to be used in the area of greatest need at the time the gift is received (*or a restricted gift, to be used for [please specify]):
• the sum of $___________, or
• a portion of my estate totaling __%, or
• the following described personal property ______________.
Legal Name: Foundation of Wesley Woods
Address: 1817 Clifton Road NE, Atlanta, GA 30329
Federal Tax ID Number: 58-1543164
The information contained above is not intended as legal or tax advice. Please consult with an attorney or tax advisor for such advice and for applicability of the above language to your particular circumstances.
Beneficiary Designation
A beneficiary designation clearly identifies how specific assets will be distributed after your lifetime by naming Foundation of Wesley Woods as a beneficiary to receive assets such as retirement plans and life insurance policies after your existence. You simply fill out a form that is entirely separate from your will. Not only is this an easy way to give, but it's also flexible—you aren't locked into the choices you make today. In fact, you can review and adjust beneficiary designations at any time with no penalty.
Retirement Plan Assets
The full value of your IRA, 401(k), 403(b) or other qualified plans is subject to federal and state estate taxes at your passing, and the distributions from these accounts are subject to federal and applicable state income taxes. Instead, consider naming the Foundation of Wesley Woods as a beneficiary of all or a portion of your plan.
Charitable Remainder Trust
Provides you or another named individual with income each year for life or a period not exceeding 20 years from assets you give to the trust created.
Endowed Gift
Creates a new endowment or adds to an existing endowment. The principal of the endowment is invested and a portion of the principal's earnings are used each year to support a specific project related to Wesley Woods' mission.


text: Paul Tadashi Kashiwabara Jan. 18, 2014 Paul Tadashi Kashiwabara, 95, of Kaneohe, a retired self-employed carpenter and an Army veteran, died at home. He was born in Waimea. He is survived by son Glen K. and daughter Gail K. Private services. Incorrect information in an obituary published Tuesday. SHARE ON FACEBOOK SHARE VIA EMAIL Our deepest condolences to the family and friends of the deceased ADVERTISEMENT


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For partners that build or integrate commercially available applications and service solutions with the Oracle Cloud Platform
For partners that provide implementation or managed services around Oracle Cloud Applications
We will be taking the 19A release in Mid March. As we are just in the initial planning phase for our testing, I wanted to see if those that have already updated with the 19A release had any lessons learned they could pass along. We will be reviewing the New Feature summary to test those items that will be delivered "Ready to Use" but looking more for items that may not be as well documented.
Average Rating: 2 ratings
You can also go to My Oracle Support and go to Oracle Support Document 1603154.1 (Oracle Applications Cloud Known Issues and Maintenance Packs) and then click on Known Issues for Financials which takes you to Oracle Support Document 1597086.1 (Oracle Financials Cloud Functional Known Issues and Maintenance Packs) once you are there you can click on the relevant Update like 19A for Financials Link and see known issues and then the issue you refer to above is under Applications Common Link. The documents that open up on these links explain the issues and about the maintenance fixes for them if available.
Average Rating: 1 rating


text:
Gardai have sought the public's help in establishing the whereabouts of a 14-year-old teen.
Jamie Walsh was last spotted in the Rathfarnham area on the evening of March 15.
He is 5'4", of medium build and with short brown hair.
Jamie is known to frequent the Tallaght, Clondalkin and city centre areas of Dublin.
A garda spokesman said: "Gardai wish to seek the public's assistance in locating the whereabouts of 14 year old Jamie Walsh.
"Jamie was last seen on the evening of the 15/03/19 in Rathfarnham. He is described as being 5' 4'' tall, of medium build with short brown hair. When last seen he was wearing a black bubble jacket, black tracksuit and black runners.
"Anyone who has seen Jamie or who can assist in locating him, is asked to contact Rathfarnham Garda Station on 01 6666500, The Garda Confidential Telephone Line 1800 666 111 or any Garda Station.
"Jamie is known to frequent the Tallaght, Clondalkin and City Centre area of Dublin."
UPDATE on 23 March 2019: Jamie Walsh has been located safe and well.
How to follow Dublin Live on social media
You can like our main Facebook page here.
Our Dublin Live Sports Page - which brings you all your Dublin sports news - can be found here.
The Dublin Live Twitter account is @DublinLive.
Our Instagram account can be found here.


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Thank you to San Diego JetBlue crew members for a donation of 20 large bags to help at-risk youth. The Sweet Cases, hand painted by crew members, include a hygiene kit, blanket, stuffed animal, coloring book, crayons and other items as part of a partnership with Together We Rise, a non-profit organization dedicated to transforming the way youth navigate through the foster care system in America.
It's the fourth year we have benefited from Jet Blue's generosity and commitment to helping youth in need throughout our county. Thank you!


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Welcome to Lehigh!
Orientation for Transfer students is designed to create a similar introductory experience that all new Lehigh students, while also fostering an environment for you to meet and get to know other students transferring into Lehigh University. We recognize that you have been to college before. We hope that these programs and conversations help distinguish Lehigh from your previous institution, while not to devalue the growth that has occurred along the way. Transfer students will be placed into one of two groups with other transfer students. These groups will be led by our Transfer Orientation Leaders. The Transfer Orientation Leaders are upper class students that will help guide you through your four-day Orientation experience.
Orientation is required for all new students. To learn more about your Orientation program and receive a detailed checklist of things to do before you arrive, please visit the campus portal at portal.lehigh.edu.
Important Dates Fall 2020
Prelusion: August 17-19, 2020
Check-in 8:00am-10:30am at Iacocca Hall on August 17
Move-in: August 20, 2020
Check-in 8:00am - 11:30am at Iacocca Hall
Orientation: August 20 - 23, 2020
First Day of Class: August 24, 2020
2019 Transfer Welcome Guide
2019 Transfer Orientation schedule
*This schedule is subject to change. An updated schedule will be provided at Orientation.
A detailed hard copy of the schedule will be provided upon arrival. You will also be able to find your customized Orientation Schedule using the smartphone app, Guidebook.
All new students must check-in for Orientation at Iacocca Hall on the Mountaintop Campus. At Orientation check-in you will receive your Orientation schedule and directions to your residence hall. You will not be permitted to check into your residence hall until you have checked-in for Orientation.
Need directions of how to get to campus for check-In? Directions to Mountaintop Campus.


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This is the one cream I make that we run out of, all the time. My husband and kids practically fight over it! At my house, this cream fixes nappy rash pretty well over-night. I slap it on at night before putting a nappy on, and it settles the rash right down. My 5 year old still gets rash or irritation on her bum sometimes - I use this cream and it fixes it, she asks for it herself now whenever she needs it. Hubby uses it for sweat rash & chafe.
Fill a small saucepan with water and bring it to the boil. While it's heating up, put a heat proof bowl (I like pyrex jugs) on top of the saucepan to create a double boiler. The water shouldn't touch the bottom of the bowl.
Add the beeswax to the bowl. Once it's nearly melted, add the cocoa butter. Once that's nearly melted, add the coconut oil. Heat through.
Once the ingredients are heated together, take the pan and bowl off the heat and add the calendula oil and the vitamin E and whisk well to combine.
Add the zinc powder and arrowroot powder and whisk well.
Once the cream has cooled to around 40C, add the essential oil and once again whisk really well.
Pour into jars and leave to cool


text: Turkey meatballs are one of the easiest recipes ever! I usually end up making these when I meal prep at least a few times a month… This recipe will make about a dozen meatballs, but I usually double the recipe if I decide to meal prep. I'll make one big ol' batch of meatballs and I am set!Read More


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"There is no a priori reason to believe that the
when discovered, will
prove to be interesting."
Sir Isaiah Berlin[1518]
Conspiracy theories will always hold a morbid fascination for
some. The truth is almost invariably
more prosaic. The only reasonable
conclusion which emerges from a dispassionate analysis of the SIEV 4 episode is
that there was a communications failure within the military chain of command. The critical date was 11 October. By 10 October, Cmdr. Banks, having reviewed all of the
available evidence and spoken to other members of the Adelaide crew, had arrived at the
view that in all probability, no child had been thrown overboard from SIEV
4. We think that that conclusion was
probably correct. He communicated that
view through the chain of command.
However, by the time his ultimate assessment of events reached those
above him in the chain of command on the afternoon of 11 October, Rear Admiral Ritchie had already had the
critical conversation with Admiral Barrie, from which both officers
came away with somewhat different perceptions.
From Barrie's point of view, Ritchie
was always welcome to come back to him with new information – to "fight a
repechage", as he put it – but, until new information was placed before him, he
was not persuaded to depart from reliance upon the initial report. For reasons we have explained in Chapter II,
in taking that position, we consider that Admiral Barrie acted entirely reasonably
and appropriately. It is not to the
point that, by this time, Commander Banks had changed his assessment
– Barrie did not know that and, at the time of the
critical conversation, neither, it seems, did Ritchie. Put simply, Barrie kept an open mind but was,
at that point, unpersuaded.
Ritchie's perception, however, was different: for him, after 11 October, the matter was a
dead issue. He did not put further
information before Admiral Barrie, and apparently did not
consider the matter further. So it was
with that state of mind that Barrie briefed Mr. Reith on 17 October; what he told
Mr. Reith then was an accurate
assessment of the position as he understood it to be. For reasons we have outlined, he was not
only entitled to that assessment; it was (given the facts as he then knew them)
the correct assessment. Mr. Reith was right to take his
Equally, Mr. Reith was, in our view, also
right not to change his position on the basis of the representations by Air Marshal Houston on 7 November – he was
entitled to continue to rely upon the assessment of the CDF in view of the
limited information available to Houston. At the very least, he should have waited – as
he decided to wait – for Barrie's return from overseas
three days later before abandoning reliance upon his earlier advice.
4. In
regard to the misattribution of the photographs, there is no doubt that an
error was made. But it was not Mr. Reith's error: on the afternoon the photographs were
released, Admiral Barrie and Mr. Reith shared a belief that they
referred to the "children overboard" incident. For the reasons we have
explained, that belief was, in the circumstances as they understood them at the
time, not only reasonable but natural.
However, it is the case that Mr. Reith failed to correct the
public record when, after the 7.30 Report
broadcast that evening, the error had been pointed out to him. Nevertheless, there is no reason to believe
that Mr. Reith doubted the accuracy of the
original report; on the contrary, all of the evidentiary indications are that he
had no reason to doubt it – a view in which he was confirmed by Admiral Barrie 6 days later and which he
continued to hold in good faith.
5. Mr. Reith's good faith in the matter
is most obviously demonstrated by his reaction to Air Marshal Houston's advice to him that the
video did not show children being thrown overboard (as Mr. Reith had believed). His immediate response was to order the
release of the video – not the act of a man who was attempting to conceal
inconvenient facts, but an act only explicable by a readiness to have the facts
on the public record. Nor did the
Committee hear any compelling evidence that Mr. Reith's staff acted in any way
other than honestly and in good faith.
Finally, we heard not a syllable of evidence to suggest that the Prime
Minister acted other than honestly and in good faith.
6. In
relation to the senior public servants concerned, the position is best
articulated by Ms. Jane Halton, her position was simple
and credible. She never received any
sufficient evidence from Defence to persuade her that the initial report that a
child or children had been thrown overboard was wrong. She cannot be criticized for holding that
view, nor can other senior public servants, including Dr. Hammer, who chose to disregard
conjecture which barely rose above the level of gossip.
7. The
Government Senators consider that the military officers and senior public
servants concerned acted honestly and reasonably at all times. We regard the
attacks upon their integrity, suggested in certain parts of the Majority
Report, as contemptible.
8. Government
Senators were little impressed by counsels of perfection from academics and
armchair analysts, operating with the benefit of hindsight and free of the
pressures of decision-making in a highly mobile environment in which judgments
must be made swiftly and on the best available information (which is sometimes
imperfect and incomplete). Those
considerations particularly apply in a military operational environment, such
as the circumstances in which Adelaide was operating, where the
situation was highly unstable and unpredictable, and where lives were at stake.
9. Indeed, it is notable that the only
person with senior military experience whom the Labor Party could find to
criticize the handling of the issue was the somewhat Gilbertian figure of Sir
Richard Peek, a gentleman who, having begun his career in the Royal Australian
Navy in 1928 during the Prime Ministership of Stanley Melbourne Bruce, and
retired just on 30 years ago, could hardly be regarded as an authoritative
commentator on contemporary military systems (and whose contempt for the entire
notion of Parliamentary scrutiny of the military could not have been more
10. The
most strident critics of the public servants concerned were the predictable
parade of professors who, as is their wont, offered the Committee counsels of
perfection which appeared to owe more to the ideals of Plato's Republic than to familiarity with the vicissitudes of public
administration in the real world.
11. Amid
all of these criticisms, it is not to be forgotten that from an operational
point of view, the incident involving the HMAS Adelaide and SIEV 4 was an outstanding success: in extremely difficult circumstances –
generated exclusively by those attempting to illegally enter Australia and
ruthlessly using every conceivable technique of moral blackmail to do so – the
officers and crew of Adelaide performed
with superb professional competence and bravery, so that not a single life was
12. From
a policy point of view as well the outcome was successful: Australia's maritime borders were not
breached, and Operation Relex and the Pacific Solution functioned to deter
future incursions of those borders.
13. There
is one other overwhelming consideration which must be borne in mind, but upon
which we have not yet touched. The
Committee was constantly reminded that the events with which we are concerned
took place against the background of an election environment. That circumstance was undoubtedly uppermost
in the minds of Senator Faulkner, Senator Cook and Senator Collins. But we very much doubt it was uppermost in
the minds of Admiral Barrie or Air Marshal Houston or Rear Admiral Ritchie. What, we have no doubt, was uppermost in
their minds was that these events were taking place not against the background
of an election, but within less than a month of September 11, in the early
stages of Australia's involvement in the global war against terrorism, and at a
time when the demands upon the Australian Defence Force were higher than they
had been for a generation – indeed, arguably, than at any time since the Second
World War.
14. We
doubt that the Australian people would be troubled to know that an issue which
had a particular salience for Labor Party politicians was not regarded by those
responsible for defending our country at a uniquely dangerous time as a high
order priority. Indeed, the Government
Senators find it reassuring to know that the senior ranks of the Australian
Defence Forces were totally focussed on military matters rather than on a
political cause celebre. The same observations also apply to the
senior public service officers, including Ms. Halton and Dr. Hammer (who, it
will be remembered, at this time had principal responsibility, within the
Defence, Intelligence and Security Branch, International Division of the
Department of the Prime Minister and Cabinet, for the war on terror).
15. Perhaps
the last word should go to Admiral Barrie – a man who impressed Government Senators
with his conscientiousness, frankness, and utter lack of cant – and whose
overview of the situation he faced in October 2001 has a chilling prescience 12
months afterwards:
In October of last year, the
Australian Defence Force was committed as never before to fulfilling its
parliamentary and government charter to "defend Australia and its national
interests". We were barely three weeks
out from the brutal images of aircraft smashing into the World Trade Centre in
New York and we were about to join the launch of a dangerous mission to
Afghanistan, Operation Enduring Freedom.
In short, I was focused on the imminent war in Afghanistan and the
urgent need to safeguard our homeland from a possible terrorist attack, the
risk of which I considered real and unprecedented. ... [F]rankly, I had much
bigger fish to be fried.[1519]
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text:
Florida Senate - 2017 COMMITTEE AMENDMENT Bill No. CS for SB 1684 Ì756276GÎ756276 LEGISLATIVE ACTION Senate . House . . . . . ————————————————————————————————————————————————————————————————— ————————————————————————————————————————————————————————————————— The Committee on Rules (Farmer) recommended the following: 1 Senate Substitute for Amendment (846406) (with title 2 amendment) 3 4 Delete everything after the enacting clause 5 and insert: 6 Section 1. Subsection (11) is added to section 627.062, 7 Florida Statutes, to read: 8 627.062 Rate standards.— 9 (11) Attorney fees and costs paid by a property insurer 10 pursuant to s. 627.428 may not be included in the property 11 insurer's rate base and may not be used to justify a rate 12 increase or rate change. 13 Section 2. Section 627.422, Florida Statutes, is amended to 14 read: 15 627.422 Assignment of policies or post-loss benefits.—A 16 policy may be assignable, or not assignable, as provided by its 17 terms. 18 (1) LIFE OR HEALTH INSURANCE POLICIES.—Subject to its terms 19 relating to assignability, any life or health insurance policy 20 under the terms of which the beneficiary may be changed upon the 21 sole request of the policyowner may be assigned either by pledge 22 or transfer of title, by an assignment executed by the 23 policyowner alone and delivered to the insurer, whether or not 24 the pledgee or assignee is the insurer. Any such assignment 25 shall entitle the insurer to deal with the assignee as the owner 26 or pledgee of the policy in accordance with the terms of the 27 assignment, until the insurer has received at its home office 28 written notice of termination of the assignment or pledge or 29 written notice by or on behalf of some other person claiming 30 some interest in the policy in conflict with the assignment. 31 (2) POST-LOSS BENEFITS UNDER CERTAIN PROPERTY INSURANCE 32 POLICIES.—A personal lines residential property insurance 33 policy, a commercial residential property insurance policy, or a 34 commercial property insurance policy may not prohibit or limit 35 the post-loss assignment of benefits. This subsection does not 36 affect the assignment of benefits in other insurance policies. 37 (a) An agreement to assign post-loss benefits under this 38 subsection is not valid unless the agreement: 39 1. Is in writing between the policyholder and assignee and 40 is delivered to the insurer as provided in paragraph (c); 41 2. Is limited to claims for work performed or to be 42 performed by the assignee for damages claimed to be covered; 43 3. Allows the policyholder to unilaterally cancel the 44 assignment of post-loss benefits without penalty or obligation 45 within 7 days after the execution of the assignment by an 46 insured; provided, however, that the policyholder or insurer may 47 be responsible for payment for work already performed during 48 such period; 49 4. Contains an accurate and up-to-date statement of the 50 scope of work to be performed; 51 5. Includes proof that the assignee possesses a valid 52 certification from an entity that requires water damage 53 remediation to be performed according to a standard approved by 54 the American National Standards Institute; and 55 6. Contains the following notice in at least 14-point, 56 capitalized type: 57 58 YOU ARE AUTHORIZING THE ASSIGNEE OF YOUR POLICY TO COMMUNICATE 59 WITH YOUR INSURANCE COMPANY ON YOUR BEHALF. THIS ASSIGNMENT 60 GIVES YOUR ASSIGNEE THE PRIMARY AUTHORITY TO NEGOTIATE WITH YOUR 61 INSURANCE COMPANY ON YOUR BEHALF. PLEASE READ AND UNDERSTAND 62 THIS DOCUMENT BEFORE SIGNING IT. YOU HAVE THE RIGHT TO CANCEL 63 THIS AGREEMENT WITHOUT PENALTY OR OBLIGATION WITHIN 7 DAYS AFTER 64 THE DATE THIS AGREEMENT IS EXECUTED. SHOULD YOU CANCEL THIS 65 AGREEMENT, YOU OR YOUR INSURER MAY BE RESPONSIBLE FOR ANY WORK 66 THAT HAS ALREADY BEEN PERFORMED. THIS AGREEMENT DOES NOT CHANGE 67 YOUR OBLIGATION TO PERFORM THE DUTIES UNDER YOUR PROPERTY 68 INSURANCE POLICY. 69 (b) An assignee of post-loss benefits under this 70 subsection: 71 1. Must provide the policyholder with accurate and up-to 72 date revised statements of the scope of work to be performed as 73 supplemental or additional repairs are required, and must 74 provide to the policyholder and insurer a final invoice and bill 75 for service rendered within 7 business days after the date on 76 which the work was completed; 77 2. Must guarantee to the policyholder that the work 78 performed conforms to current and accepted industry standards; 79 3. May not charge the policyholder more than the applicable 80 deductible contained in the policy unless the policyholder opts 81 for additional work or betterment of materials at the 82 policyholder's own expense; 83 4. May not pay referral fees totaling more than $750 in 84 connection with the assignment; and 85 5. May not charge the policyholder directly, except for 86 additional work not covered under the policy which includes: 87 a. Work performed that is rightfully denied as not covered; 88 and 89 b. Betterments or additional work not part of the loss. 90 (c) An insurer shall provide on its website and in the 91 policy its contact information for receiving the agreement that 92 meets the requirements of paragraph (a). The contact information 93 must include at least a dedicated facsimile number. After 94 executing the assignment agreement, the assignee must deliver 95 the agreement to the insurer within the later of: 96 1. If a state of emergency was declared under s. 252.36 for 97 a hurricane or other natural disaster and the property covered 98 under the policy was damaged as a result of the hurricane or 99 natural disaster, 7 days after the state of emergency is 100 terminated; or 101 2. Seven business days after execution of the agreement. 102 (d) Notwithstanding s. 627.70131, upon receiving the 103 agreement in paragraph (a), the insurer must make any initial 104 inspections of the covered property within the later of: 105 1. If a state of emergency was declared under s. 252.36 for 106 a hurricane or other natural disaster and the property covered 107 under the policy was damaged as a result of the hurricane or 108 natural disaster, 7 days after the state of emergency is 109 terminated; or 110 2. Seven business days after receiving the agreement. 111 (e) No later than 7 days before an insured or assignee 112 initiates litigation against an insurer relating to a denied or 113 limited claim, the insured or assignee must provide the insurer 114 with notice of intent to initiate such litigation. The notice of 115 intent must include a copy of the final invoice required under 116 subparagraph (b)1 for the work that has been performed or an 117 estimate of the work to be performed. This paragraph does not 118 increase the time periods prescribed in s. 627.70131. 119 (f) Notwithstanding any other law, in a dispute relating to 120 the assignment of benefits for a personal lines residential 121 property insurance policy, commercial residential property 122 insurance policy, or commercial property insurance policy in 123 which an assignee but not the named insured is a party, for any 124 proposal for settlement made to a plaintiff, such proposal shall 125 be served no earlier than 10 days after the date of commencement 126 of the action. 127 (g) This section does not apply to: 128 1. An assignment, transfer, or conveyance granted to a 129 subsequent purchaser of the property with an insurable interest 130 in the property following a loss; 131 2. A power of attorney under chapter 709 which grants to a 132 management company, family member, guardian, or similarly 133 situated person of an insured the authority to act on behalf of 134 an insured as it relates to a property insurance claim; or 135 3. Liability coverage under a property insurance policy. 136 (3) ANNUAL REPORT.—The office shall require each insurer to 137 report by March 31, 2019, and each year thereafter, data on each 138 claim paid in the prior calendar year pursuant to an assignment 139 agreement. Such data must include, but are not limited to: 140 (a) The number of days between the first notice of loss and 141 the initial inspection. 142 (b) Loss severity. 143 (c) Allocated loss adjustment expense. 144 (d) For litigated claims: 145 1. Any amount paid before litigation, the amount in 146 dispute, the amount of any proposal for settlement, and the 147 settlement or judgment amount; 148 2. The amount of fees paid to the claimant's attorney; and 149 3. The amount and structure, whether fixed, hourly, or 150 contingent, of fees paid to the insurer's attorney. 151 152 All information the insurer reports under this paragraph must 153 first be reported to the opposing counsel on the litigated claim 154 for verification or certification. The opposing counsel on the 155 litigated claim shall report to the office its agreement or 156 disagreement with the accuracy of the figures reported. 157 (e) For nonlitigated claims, the difference between the 158 insurer's initial offer and the amount paid on the claim. 159 (f) The time from the first notice of loss until the claim 160 was closed. 161 (g) For claims involving water damage, whether the adjuster 162 possessed certification from an entity that requires water 163 damage remediation to be performed according to a standard 164 approved by the American National Standards Institute. 165 Section 3. The amendments made by this act to s. 627.422, 166 Florida Statutes, apply to assignment agreements entered into on 167 or after January 1, 2018. 168 Section 4. Paragraph (a) of subsection (3) of section 169 627.7011, Florida Statutes, is amended to read: 170 627.7011 Homeowners' policies; offer of replacement cost 171 coverage and law and ordinance coverage.— 172 (3) In the event of a loss for which a dwelling or personal 173 property is insured on the basis of replacement costs: 174 (a) For a dwelling:
,175 1. The insurer must initially pay at least the actual cash 176 value of the insured loss, less any applicable deductible. The 177 insurer shall pay any remaining amounts necessary to perform 178 such repairs as work is performed and expenses are incurred. If 179 a total loss of a dwelling occurs, the insurer shall pay the 180 replacement cost coverage without reservation or holdback of any 181 depreciation in value, pursuant to s. 627.702. 182 2. The insurer may not require that a particular vendor 183 make repairs to such dwelling. 184 3. The insurer may not, unless expressly requested by the 185 insured, recommend or suggest a particular vendor for repairs to 186 be made to such dwelling. 187 Section 5. This act shall take effect January 1, 2018. 188 189 ================= T I T L E A M E N D M E N T ================ 190 And the title is amended as follows: 191 Delete everything before the enacting clause 192 and insert: 193 A bill to be entitled 194 An act relating to insurance; amending s. 627.062, 195 F.S.; prohibiting certain attorney fees and costs paid 196 by a property insurer from being included in such 197 insurer's rate base and from being used to justify a 198 rate increase or rate change; amending s. 627.422, 199 F.S.; prohibiting certain property insurance policies 200 from prohibiting or limiting the post-loss assignment 201 of benefits; providing that an assignment agreement is 202 not valid unless it meets specified requirements; 203 providing requirements and limitations for assignees 204 of post-loss benefits; requiring insurers to provide 205 specified contact information on their websites and in 206 policies; requiring assignees to deliver an executed 207 assignment agreement to insurers within a specified 208 timeframe; requiring insurers, upon receiving such 209 agreements, to make any initial inspections of covered 210 property within specified timeframes; requiring 211 insureds or assignees to provide a certain 212 prelitigation notice and invoice to insurers within a 213 specified timeframe; providing construction; requiring 214 certain settlement proposals to a plaintiff to be 215 served no earlier than a specified time; providing 216 applicability; requiring the Office of Insurance 217 Regulation to require each insurer to report at 218 specified timeframes certain data relating to claims 219 paid pursuant to assignment agreements; requiring 220 insurers to report certain information to opposing 221 counsel, and requiring the opposing counsel to verify 222 or certify the information; providing applicability of 223 the amendments made by the act; amending s. 627.7011, 224 F.S.; prohibiting specified acts of insurers relating 225 to homeowners' insurance policies under certain 226 circumstances; providing an effective date.


text:
- Ten-member board, 3-year term appointment
- Usually meets the last Monday of the month at 46 Depot Plaza (Bedford Hills Train Station) Bedford Hills
- Contact us at Veterans Affairs Advisory Committee
David Zapsky, Chairman
Rodger Guest
Ronald J. Hagadus
Michelle Petschek
James Polos
Joseph Ruppenstein
Mark Sindeband
Howard Stern
The Veterans Advisory Committee was established by the Town Board to (1) advise the Board on matters relating to military veterans and their families and (2) raise awareness of and coordinate support for military veterans. The Committee will report periodically to the Town Board. Please contact the Committee by email at firstname.lastname@example.com if you need assistance, have questions, or would like to become involved with the Committee.
The Committee is delighted to announce that the Town Board approved construction of a new Veterans Memorial in Katonah, which will honor the spirit, sacrifice, and commitment of the men and women from Bedford and around America who served in our military. Information regarding the new Veterans Memorial can be found on the Memorial's website: www.katonahveteransmemorial.com.
Meeting Schedule
7:00pm – 9:00pm
January 28
February 25
March 27 | 6:00pm-8:00pm | Katonah American Legion 136 Jay St, Katonah, NY 10536
April 29
May 20
June 24 CANCELLED
July 29
August 26
September 30
October 28
November 25
December 30


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Santorini is everything it is said to be and more. The water is beautiful, the towns are incredible to see, and the volcano is amazingly large. I didn't get to see the ancient ruins as the Akrotiri site is still closed but what we did do was grand.
In the evening we just tooled around the tiny city with all of its uniques shops, eateries, and chapels .(You will see once I get the pictures uploaded.) We ate a greek version of a quesidilla. It was yummy. The place is like one big giant party scene starting about 11:00 with clubs playing remixed American music everywhere.
In the morning we took a boat tour out to the vents in the center of the caldera where we climbed all over them. We then went to the other side of the little island and swam. There are hot springs there and it was very sweet!!! The water was great.
The climb down to get to the boat was like the Grand Canyon trails. We shared the path with the donkeys. Uck! On the way back up, the trail was quite challenging. Up the cliffs we climbed. I jumped in the pool when we got back so cool off and wash the donkey smell off.
We managed to catch a quick k-bob to eat and watch the sunset into the caldera - beautiful!!! I will be home tomorrow night and get the pictures.
It was a short visit but well worth it. On my way back to the US now. See you all soon.


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Other people, even strangers feel the need to offer up an option to me on how to improve my health … More
Tag: pep talk
Another Monday
Many individuals complain the weekend has passed and the following is far too many days away. This is truly tragic. … More
Don't Quit on Yourself
Don't quit on yourself. I know at times life becomes too overwhelming to put into words. There seems to be … More


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Dental Systems representing Finndent dental solutions at booth 1G18-1G19!
The convention in Messukeskus Pasila consists of lectures, exhibition, poster exhibition and evening events.
The lecture sessions are on Thursday 9.00-16.00, Friday 9.00-16.00 and Saturday 9.00-14.30.
The exhibition is open Thursday 8.30-18.00, Friday 8.30-17.00 and Saturday 10.00-14.30.
The lectures consists of such topics as encountering an elder, evaluating the need for orthodontics, heart and angiopathy diseases, the most common mouth lining changes and treatment as well as well-being among others.
Finland´s biggest event for dental professionals.
NEW Recyclable Dental Units
Finndent releases recyclable Q-family dental equipment. They are fully metal. Apparently, the Q units are environmentally friendly. Q family consists of 3 products: Q2 -basic model,…Read More
International Dental Show (IDS) 2019
Finndent is a regular visitor of the International Dental Show (IDS). We have visited Cologne with pleasure to present our new recyclable equipment with almost…Read More


text: Diamond Engagement RingProduct DetailsOne 14 karat yellow and white gold cluster ring. One round brilliant cut diamond (0.32 carats: SI1 clarity: G-H colour). Two marquise brilliant cut diamonds (0.12 carats: VS clarity: G-H colour). Four straight baguette diamonds (0.27 carats: VS clarity: G-H colour). Product CodeJRD71716ShareAsk About$4,000.00 CA Add to basket Tax included in Ontario, 13% is removed when shipped out of the country and varies by Province.


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ISLAMABAD: Media Matters for Democracy has announced the first edition of the Pakistan Data Journalism Awards in order to encourage and promote data-driven journalism in Pakistan.
The Pakistan Data Journalism Awards aim to encourage data-driven news reporting and investigative journalism in Pakistan.
The awards will celebrate investigations and data-driven stories produced and published by Pakistani journalists and news organisations that showed the truth to power, enhanced government accountability, and promoted the public interest.
The awards contest is funded through Media Matters for Democracy's Media for Transparency initiative, which delivers data-driven training courses and workshops for local journalists and promotes the use of public records for news reporting on government accountability and transparency.
1) The awards contest is open to all local journalists working for print, broadcast, and digital publications. Teams of journalists, news organisations, freelancers, citizen journalists, and contributors to news publications can also submit entries to the contest.
2) The contest is only open to works published or broadcast between 1 January 2018 and 31 January 2019.
3) There are no submission fees.
4) An entry to the contest could be a single news report or a series of news reports.
5) An individual or organisation can submit multiple entries in a single category (except the portfolio category, for which each participating journalist can only submit once).
6) An individual or organisation can submit entries to more than one category.
7) Any instance of plagiarism will lead to immediate disqualification.
8) Submission of unpublished works will not be accepted.
9) For works in languages other than English and Urdu, please provide a translation of the published story or translated transcript of the broadcast report.
10) Some categories are divided by types of media. If you incorrectly submit a piece (for example, a newspaper article) to a category designed for a different type of media (for example, broadcast), we will automatically assign it to the appropriate category.


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The Historical Crisis Committee (HCC) provides a fascinating, live experience that will strain delegates into creating innovative and effective solutions to mitigate a notable event from the past. Thanks to its popularity, the committee is found and popularized in nearly every Model UN conference.
The Rules of Procedure of the HCC is carried out in perpetual moderated caucus. The normal crisis happenings of any committee are enlarged in the HCC with continuous updates on the event throughout the conference. Thanks to its historical background, delegates will have the opportunity to alter the course of history through public and private directives as important members of a strategic body. Thus, delegates will hold responsibility of all the actions and results that take place within committee sessions.
Although the HCC is recommended to delegates with multiple past conference experiences, it is suggested highest to students who enjoy the experience of dealing with situations under pressure for long periods of time. Writing a position paper is not required for the HCC; however, writing one will greatly support the delegate's background knowledge on the topic, thus giving them a better grasp of the topic during debate.
Position papers and inquiries should be submitted to firstname.lastname@example.com.
The Cuban Missile Crisis
The end of the Second World War brought two emerging superpowers- the United States of America and the Soviet Union. Both sides aimed for dominance over the global community through economic and political means. With the development of nuclear weapons, this race turned into an ideological conflict between the capitalist United States and the communist Soviet Union between 1945 and 1991, named the Cold War. This political game has already divided Germany, while leaving Korea and Viet Nam to perish in proxy wars.
In 1959, the American-backed military government of Fulgencio Batista is overthrown by communist revolutionaries led by Fidel Castro, with the help of the Soviet regime. Due to the geographical proximity of Cuba to the coast of Florida, Americans are in panic as an anti- American communist entity is established much closer to their homeland, ready to attack.
Ever since the American election of 1960, the world has been spotlighting young president John F. Kennedy, a former Massachusetts senator who served in World War 2. Kennedy's determination to contain communism results in elevated tensions between the United States and the Soviet Union, including the construction of the Berlin Wall and America's increased support for South Vietnam.
Cuba, a nation co-operating closely with the Soviet Union, is no exception to America's aggression. In April 1961, The Central Intelligence Agency sponsors a paramilitary attempt to overthrow the new Cuban government. The entire scheme fails quickly, with communist Cuban forces massively outnumbering the invaders. This only strengthens the relationship between Cuba and the Soviet Union, alongside the unwavering popularity of Fidel Castro. In the upcoming months, Cuba receives and installs missiles from the Soviet Union. While the Kennedy administration assume no response on the issue, On October 24, 1962, Americans receive a report of Cuban missile facilities aimed towards the continental United States. With tensions in the Cold War reaching an all-time high, the White House must take immediate action on the threat of nuclear war.
Shamus Li | Director
Shamus is a grade 11 student studying in the International Baccalaureate Programme at Semiahmoo Secondary. He is extremely interested in tinkering with technology, and has often been called an Apple nerd on account of his fascination with Apple products. Shamus has been to several MUN conferences and is excited to welcome both experienced and new delegates to NorthMUN 2019. He believes that this fledgling conference will help attendees gain experience as well as let them have a good time in general. In his spare time, Shamus can often be found suffering from all his work.
Samuel Tung | Assistant Director
Samuel Tung is a sophomore at Southpointe Academy, and is delighted to be the assistant director of the HCC! Ever since he first shyly raised his placard in his freshman year, Samuel's passion for MUN has only grown greater. Having attended six MUN conferences over the course of his career, Samuel loves Model UN not only because it taught him the ways of diplomacy, but also because it helped him to develop his public speaking skills and meet other passionate delegates! Outside of MUN, he can often be found taking photos around Vancouver, mindlessly watching YouTube videos, and savouring all kinds of sushi. All in all, Samuel is hopeful that all delegates will make meaningful memories at NorthMUN 2019!


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The incident happened on SH-99 and Telge Road around 3 a.m.
Deputies say the man and his wife ran out of gas, and the husband got out of the car to flag someone down for help.
Fatal crash: deputies responded to 15899 SH 99 @ Telge. Initial info: husband & wife ran out of gas. Husband attempted to flag down a car for help, at which time he was struck by a truck. The male was confirmed deceased at the scene. The victim's wife was not injured. #HouNews pic.twitter.com/5kNCwugvTS— Ed Gonzalez (@SheriffEd_HCSO) May 25, 2019
Moments later, the man was hit and killed by a driver in a F-150.
Deputies told ABC13 Eyewitness News that the area of the incident was just poorly lit, and alcohol did not appear to be a factor.
The driver of the F-150 was transported to the hospital with minor injuries.


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It's my method of vegetable biryani…..it will come rich in taste, because of coconut milk….try it if you like it.
Vegetable Biryani/ Briyani/ with Soya chunks/ with meal maker.
|1 cup
|Basmathi rice (cleaned and washed)
|1 cup
|Mixed vegetables
|1 no
|1 no
|Tomato (big) chopped
|4 no
|Handful of mint leaves & coriander leaves
|15 nos
|Soya chunks
|½ cnt
|Curd / yogurt
|1 cup
|Coconut milk
|½ tsp
|Chili powder
|¼ tsp
|Turmeric powder
|Salt (as per taste)
|15 nos
|8 nos
|Garlic cloves
|1½ inch
|2 inch
|Cinnamon stick
|4 nos
|½ tsp
|1 no
|Cardamom and black stone flower each
|1 no
|Bay leaf
Vegetables you can use—-Potato, beans, carrot, cauliflower,peas, beetroot.
Here i used —- 1 medium sized potato(diced)
1 small beetroot(diced)
10 count beans(cut into 1" pieces)
dried peas(soaked overnight)
Fry the rice in kadai without oil & keep aside.
Grind shallots, ginger and garlic into paste with very little water
Grind into powder the ingredients in list 3 except bayleaf.
Cut the onion lengthwise, slit open g.chili, chop the tomatoes, mint leaves and cilantro.
Heat the pressure pan, pour 1/4 cup ghee and 2 tablespoon oil. Put bayleaf, after 2 seconds add powdered spices(Fry in medium heat). Fry for 30 seconds, now add onion, green chillies and soya chunks. Fry till onion turns to transulent. Then add ground shallots, ginger, garlic paste and fry till raw smell fades. Now add mint and cilantro leaves, fry well. When the leaves started to shrink add tomato and saute' till it becomes soft. Now add all the veges. and salt. Fry till the veges. half cooked. Add curd, chilli
powder & turmeric powder. Mix everything well.
(1) If you want make it in electric cooker add this mix to electric cooker. Pour 1 cup of coconut milk, 1 cup of water and rice, check for salt. cook.
(2)If you want to cook in pan add coconut milk and 1 cup of water with that vege mix, check for salt. Add rice and close the lid. Cook for 1 whistle.
Remove the weight to release the steam after 10 minutes. Serve hot with raita.


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CreateBeing is a mental health awareness company that focuses on creative expression. We hosts workshops, speak at events and support our community by sharing knowledge and resources.
We also have a collection of apparel, home decor, and stationery from our designer and creator, Amanda.
We've learned that doing it together makes a huge difference.
Connect with us, join this community to see your mental health experience and engage online and offline!


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RPSC LDC Admit Card 2017: Great news for the aspirants who are waiting for the admit of RPSC LDC Grade 2nd Re-Exam that soon revised date is declared by the Rajasthan Public Service Commission (RPSC). The RPSC was cancelled Clerk Grade 2nd exam 2017 due to the paper leak news in the state.
Now after the new of re exam candidates are waiting from RPSC LDC 2017 LDC II Grade exam. Recently the commission is declared new exam date of Clerk grade 2nd bharti 2017 and the date is updated soon. Appliers who are applied for this examination may download their RPSC LDC Clerk Re Exam Admit Card 2017 for Grade II. Nominees will be able to getting their RPSC 2017 LDC Grade II permission letter from its official website page after uploading.
Now RPSC re-scheduled the examination of RPSC LDC Clerk II grade in the month of May 2017. So for that examination RPSC is going to release the Admit card in the month of May before the date of the examination. We will here to update the news about the RPSC exam or you can visit on official web page.
RPSC LDC Admit Card 2017, RPSC LDC Re Exam Admit Card 2017
Organization: Rajasthan Public Service Commission (RPSC)
Exam Date: updated soon
Admit Card: released soon
Examination Name: LDC
Official website: rpsc.rajasthan.gov.in
About RPSC LDC Admit Card 2017:
Now, mostly Candidates have same issue regarding to the admit card as that they are miss/lose their application id/registration no. of RPSC LDC Clerk Exam 2017. Such candidates are getting a problem that how they should download admit card again. For More Details you can visit jobonweb.in.
But students have no worry about this types of problems because the organization will give you multiple option to download your admit card of RPSC Clerk Exam 2017 as Name wise, Application no. wise, father name wise, mobile no. and date of birth wise or may be use a combination any of these options.
How to download admit card:
- Go to the main website of RPSC i.e. "rpsc.rajasthan.gov.in".
- Now find the link 'Admit Card of RPSC Exam 2017'
- Now submit your details like application ID/token no and date of birth.
- Admit card will be display on your screen.
- Save it and get printout of it for examination use


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It is widely accepted that a gym membership is a necessity for anyone who wants to get in shape - whether that be to lose weight, build muscle, tone up or just to get healthier. But do you need to have a gym membership to lose weight?
The short answer is no; no, you do not need a gym membership to lose weight. But, there is far more to this discussion than this short statement.
A gymnasium can provide you with a variety of exercise machines, including cardio and resistance based, that you would not otherwise have access to.
You will also be subjected to an environment where others are actively exercising, so this can be highly motivational when you are undertaking your training sessions.
Further, the gym is also a very sociable environment where you can meet or train with friends to enhance the enjoyment of your exercise programme. This is particularly true with the exercise classes that can provide a fun and enjoyable experience.
But what if you:
- Feel intimidated in a gym?
- Cannot afford a gym membership?
- Don't enjoy the ambiance of a gym?
- Dislike travelling to the gym?
- Prefer to exercise at home or outdoors?
Well, a gym isn't for you. There is no point in forcing yourself to sign up for a gym membership if you're not going to use it. There are literally thousands of people seeking to lose weight. who sign up for a gym membership yet never attend. This is a complete and utter waste of money which could be invested into something more appropriate for your weight loss endeavours such as:
- Your own exercise equipment
- A nutritionist
- A personal trainer
Or a combination of the above.
Ultimately, it comes down to you as the individual. You need to establish an environment that is conductive of weight loss based on your body, lifestyle and goals. There is no such thing as a "one-size-fits-all" approach to weight loss, such as joining a gym.
If you are interested in reading further on weight loss, I would recommend an article I wrote entitled "How to Lose Weight".


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E Global Education Foundation offers a wide range of test preparation classes for students going abroad for higher education.
We need to become multilingual, to improve our lives, develop our skills, communicate with others and change the world. Physiological studies have found that speaking two or more languages is a great asset to the cognitive process. The brains of bilingual people operate differently than single language speakers, and these differences offer several mental benefits.
Our counselors assist prospective students in obtaining the necessary documents prior to applying for admissions in a foreign university or college and they counsel students into putting together the best case presentation possible to obtain a student visa to study at international colleges and universities. Let your dream of Study Abroad come true with E Global Education Foundation.


text: What's in a business name? Tips for picking the right one for your business. by Will Strohl | June 2, 2014 On a recent episode of HBO's new hit TV series Silicon Valley, the main characters fought over the creativity of their product name, Pied Piper. Throughout the episode each character tries to come up with a better name that will define their business while poking fun at the current naming trends throughout tech companies. Read More


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Marketed as a project from a producer of "Your Name" — Japan's highest-grossing film of 2016 — "Fireworks," as anime features go, plays more like a slot-filler than a movie destined to set the sky ablaze. (The movie credits two directors in different capacities: Akiyuki Shinbo as chief director and Nobuyuki Takeuchi as director.) Though the premise is taken from a live-action television film, the story seems well suited to the free-form possibilities of animation. The unrealized potential makes the rote line style and stagnant backdrops seem all the blander.
The plot is as old as junior high school: Two schoolboy friends, Norimichi (Masaki Suda) and Yusuke (Mamoru Miyano), have a crush on the same girl, Nazuna (Suzu Hirose). She asks Yusuke on a date but ends up spending time with Norimichi when Yusuke stands her up.
The pair's time together is disrupted, though, and could never last long, anyway: Nazuna is about to move away. But at the beach, she has found a magic orb (described in the subtitled version as a ball, though it looks like a marble at first). Norimichi discovers that if he throws it and makes a wish, he can turn back time to earlier in the day to relive events with improved outcomes.
But "Fireworks" doesn't turn into "Groundhog Day." After a few second chances, the couple begin to appreciate the time they have and perhaps recognize the importance of perspective in defining how we see the world. (In a subplot, the schoolboys argue over the basic shape of fireworks.) Both morals are too trite to qualify as revelations.


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30 Minute One Pot Baked Chicken & Rice
Another one pot dish, because sometimes it's nice to make life easy for yourself!
I really do love my one pot dishes, the fact that you have less washing up to do and also when you're cooking the hob isn't filled with array of pots where you are going back and forth between each one.
This recipe is a family favourite because the flavours that you end up with are somewhat mind blowing believe me! The chicken is succulent and crispy, the rice is moist and fluffy bursting with all the flavours from the juices that drip down from the chicken, the herbs and spices used. It's truly amazing.
All the ingredients used here are real foods, nothing processed so your body gets to extract all the good good from fresh vegetables, proteins and grains used.
I really hope you enjoy trying this recipe out. Please leave me your comments / feedback or any questions that you may have in the comment box below!
For the chicken:
- 6-8 Pieces of Chicken legs & thighs
- 1.5tsp Dijon mustard
- 2tsp Garlic granules
- 1tsp Rock salt
- 1.5tsp Smoked paprika
- 1tsp Chilli flakes
- 1tsp Black pepper
- 1tsp Dried Thyme
- 1tsp Dried oregano
- 1tsp Dried basil
For the rice;
- 450g Basmati & wild rice
- 1.5tsp Rock salt
- 2tsp Black pepper
- 1tsp Smoked paprika
- 1tsp Dried thyme
- 400g Red Kidney beans
- 250g sweetcorn
- 1 large red onion
- 1 Leak
- 1 Red pepper
- 4 Cloves of garlic
- Olive oil
- Begin by cleaning the chicken, pat it dry with a kitchen towel then place onto a large mixing bowl ready to be seasoned.
- Season the chicken first with all the dry seasoning (salt, pepper & listed herbs). Massage the chicken thoroughly to make sure every piece has been well seasoned.
- Then add 1 and a half teaspoons of Dijon mustard and massage well into the chicken.
- Set aside and allow the chicken to marinade for at least 30 minutes, but the longer the better.
- Now you can start preparing the vegetables that will go in with the rice. Start dicing the onions, leak, pepper and mince the garlic cloves and set aside.
- Drain and wash the red kidney beans and sweetcorn then set aside.
- After 30 minutes you can begin working on the chicken. You want to first lightly pan fry the chicken skin side down to ensure you get a nice and crispy skin at the end.
- In a large pan (same pan you will you to be the rice) add about a tablespoon of olive oil, wait until the oil is nice and hot then start adding the chicken pieces.
- Sear the lives of chicken on each side for 4-5 minutes until they are crispy (but not fully cooked) then take out of the pan and set aside.
- Using the same pan that you fried the chicken add the onions, leak, garlic and red pepper. Lightly simmer these for about 5 minutes.
- Then add the red kidney beans and sweetcorn into the pan and mix well.
- Now season with veggies in the pan with salt, pepper, smoked paprika and dried thyme. Stir well and reduce the heat while you prep the rice.
- Wash 3-4 times until the water is clear then add to the pan.
- Add 1.5 cup of water, stir well then bring the chicken back and place each piece on top of the rice.
- Cover the pan and place in a preheated oven at 180 degrees for 20 minutes.
- After 20 minuets remove the over from the pan and place back into the oven at 200 degrees for another 10 minutes.
- After 30 minutes your rice should be soft and fluffy, the chicken should be moist but crispy.
- Serve with a choice of your salad and enjoy!


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Oh, I have very pleasant surprises for You - You can get them in my private room ;o)
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Having sex with many partners at the same time - I got excited even from the thought. Do You want to be one of them or shall I seek for other volunteers?
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