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GDPR for Psychotherapists - Main ideas about implementation/
One in a series
This is one in a series of interconnected blogs about applying the GDPR(2016) law for psychotherapists in the UK. The blogs are somewhat independent, but it would be best to first read the Overview and Introduction blogs, to orient yourself to the wider context and give background.
No legal advice
Disclaimer: these are only my opinions. I am not a lawyer. This is not legal advice, but just sharing how I as one (technically informed but not legally trained) person subjectively interpret the GDPR that will become effective on 25 May 2018.
No affiliation
I do not get paid for, or get any other consideration, and don't have any affiliate arrangements with the organisations, companies or individuals I mention or their products or services. I do use many of the software applications I mention, but receive no discount or anything for mentioning them.
Main sources
The most fundamental source is the law itself. To give a taste, I include some salient quotes in the blog on legal matters. This is a good online version of the full text, with search capability and nicely organised in sections.
The second-most important source is the ICO. There website is pretty authoritative for the UK, and extensive. A slight disadvantage is that it uses links to the fullest extent, and is a bit sprawling. It also covers various stages of the transition of DPA to GDPR, and periods of consultation about the UK implementation. But it is possible to find answers to most questions there.
The ICO site itself is https://ico.org.uk/ The best source about GDPR is the ICO itself, through its website. Some salient links to consult: Registration
The third range of sources is advice from our professional organisations, and from individuals, either therapists or lawyers, who specifically speak about GDPR for therapists. Despite the higher degree of relevance, all organisations in this category only express opinions, and cannot be taken as gospel truth. Let alone individuals, even lawyers, and including myself -- opinions!!
Some links: GDPR for Therapists Facebook group
Status of sources
Different sources have a different standing. The GDPR is of course central. It is a model example of a well-written law that can be read, and made sense of. However, it is clearly a real law too, which means that even now, and certainly over time, parts of it will be interpreted, so that a simple reading and using words in a common-sense way may not be sufficient to get its meaning.
The ICO is the Supervisory Authority for the GDPR in Britain. So its words, while not law, carry a lot of weight, and can to a great deal be relied on.
Any other inputs, even from our professional organisations such as BACP, even from lawyers, or from our insurers, are only opinions. In the end they will not absolve us from our personal responsibility for our choices and actions in the face of the law.
Some of the things you need to do
Analyse what you have
Familiarise yourself with the legal requirements of the GDPR. You are responsible for what you do with the "personal data" (anything personal, starting with a person's name and address) and "special category data" (anything that's at all sensitive, or clinical. Session notes; notes of an intake interview; "diagnosis") of your clients. There are no easy cookbook solutions that you can copy from others. You must review your own unique individual situation, and implement the law for yourself.
Review the data you hold, where you hold them, who has access to them (incl IT providers and specialists), who you communicate with or send data to, and your communications with or about clients
Review the justification for holding and processing client personal data. This is central to the law; you have to take a position in the light of the options of the GDPR (Art ).
Review the paperwork you exchange with clients, and your contract or agreement.
Inventorise and review any privacy statements or notices you currently have.
Consider any procedures or policies you have in place now, especially any processes regarding the obtaining of consent.
Actions to take
- Register with the ICO for about £40 per year. For the standard psychotherapist I describe, there is no doubt imo that you need to register.
- Decide what the "lawful purpose" (Art 6) or lawful basis is for the data processing you do. And if you handle "special category" data (Art 9; used to be called "sensitive data" under the DPA), determine under which category of Art 9 you are allowed to process them. Document the choices you make and the reasons for making them. This is a central part of the process, and triggers a number of consequences.
- Create a customised right-for-you privacy notice or privacy statement. Some will have two, one on the website, one to exchange with clients. Others will have one. Some will incorporate it in a contract with clients. You need to think it through.
- Adjust and probably rewrite the contract or agreement you have with clients. Under the GDPR it is easier and safer to have written agreements or contracts with all your clients.
- Redo any procedures and policies you have. And implement these. You need policies for the following:
- How to handle a request for access to the data you hold
- How to detect, report and investigate a data breach. Most data breaches need to be reported, initially to the ICO, and probably, in consultation with them, to your clients - unless it is clear that your protection was so good (e.g. through your encryption systems), that you and the ICO are convinced that despite your stole laptop or the hacking into your system, it is very unlikely that the attackers were able to access the actual personal data.
- Data retention, i.e. how long you hold them, category by category
- How you delete data in according with the data retention policy, or on request
- The way in which you protect your computer hardware and mobile phone, and the software you use for communicating with clients (email; messaging; Skyping/ VoIP), for storing or processing client personal data, and your backup arrangements. Make appropriate changes, including introducing encryption. If you have any degree of encryption or serious security in place, you will need to use a password manager.
- An encryption policy
- A backup policy describing a realistic plan for backups
- You do not need a Data Protection Officer. You need to identify and describe yourself as the Data Controller.
The costs of all this are minor, and tax-deductible. The time you need to spend on it is likely to be considerable.
The lawful basis for processing (Art 6 and 9)
TL;DR I believe "contract" is the most natural basis for private psychotherapists.
It may be good to start with this. The basis of the GDPR is that no people have the right to arbitrarily gather, collect, keep and 'process' personal data on other people without a good reason or excuse, a "purpose". Unless you have a well-defined and lawful purpose for collecting and processing personal data, you are not allowed to do so.
Now given that a client comes to see a counsellor for 'something', that the counsellor provides some sort of service to the client, that there (usually) are regular meetings involved, and that the client pays the counsellor a financial consideration, it is legally straightforward and in a way obvious to construe this as a "contract". (I am well aware that on the psychotherapeutic side the merits of this can be and are debated; but this is not the place for that discussion)
If it is a contract, it is easy to incorporate the processing of data into the contract, and that is then the "lawful purpose" under the GDPR.
If for whatever reason client and therapist don't want to have a contract between them, the GDPR suggests as another option that the therapist would need to obtain the client's
Only if you believe you have to avoid these two options does it become possible to try to draw in other purposes. In my opinion "vital interests", "legal obligation" or "public interest" simply cannot cover a private psychotherapist. Even "vital interests" would only sometimes apply. That leaves only "legitimate interests" as a third option.
From the general ICO guidance about the "lawful basis for processing".
"Your privacy notice should include your lawful basis for processing as well as the purposes of the processing."
"If you are processing special category data you need to identify both a lawful basis for general processing and an additional condition for processing this type of data." Psychotherapy data in general fall into the 'special category' of health data (Art 9(h)).
ICO - Lawful basis for processing
The privacy statement
The privacy statement is central to the whole GDPR. There may be a shortened version on your website, but the full privacy statement is one of the main items you use to communicate with your clients. If you chose Contract as your main lawful basis for processing, the privacy statement will be fully integrated as part of the contract with your clients.
The GDPR requires centrally that whatever is done with the personal data of persons, they will be fully informed. Art 12 (1) states that this information will be provided to the data subject "in a concise, transparent, intelligible and easily accessible form, using clear and plain language"
Art. 13 lists the many individual aspects of their personal data and the processing of such data that must be made available - in the form of a Privacy statement, which may be incorporated into the agreement between client and therapist.
The Privacy statement can usefully be divided into several main headings, e.g. using the following:
- How we collect the information about you
- What we do with it, where and how we hold it
- Who has access to the information
- What are the rights you have concerning the information
Article 13 specifies a number of elements that need to be incorporated into the Privacy statement (mostly copied from the text of the law, but slightly shortened):
- the identity and the contact details of the controller and, where applicable, of the controller's representative;
- the purposes of the processing for which the personal data are intended as well as the legal basis for the processing;
- where the processing is based on point (f) of Article 6(1), the legitimate interests pursued by the controller or by a third party;
- the recipients or categories of recipients of the personal data, if any;
- where applicable, the fact that the controller intends to transfer personal data to a third country or international organisation and the existence or absence of an adequacy decision by the Commission, or [...].
- the period for which the personal data will be stored, or if that is not possible, the criteria used to determine that period;
- the existence of the right to request from the controller access to and rectification or erasure of personal data or restriction of processing concerning the data subject or to object to processing as well as the right to data portability;
- where the processing is based on point (a) of Article 6(1) or point (a) of Article 9(2), the existence of the right to withdraw consent at any time, without affecting the lawfulness of processing based on consent before its withdrawal;
- the right to lodge a complaint with a supervisory authority [the ICO];
- whether the provision of personal data is a statutory or contractual requirement, or a requirement necessary to enter into a contract, as well as whether the data subject is obliged to provide the personal data and of the possible consequences of failure to provide such data;
- the existence of automated decision-making, including profiling, referred to in Article 22(1) and (4) and, at least in those cases, meaningful information about the logic involved, as well as the significance and the envisaged consequences of such processing for the data subject.
Technology, encryption and general technical aspects of security
There are three levels at which you can operate, whether thinking about data stored or data in transit:
- No attempt at encryption - leaving data unencrypted
- The data are encrypted, but others (typically a big company provider) control the passwords or keys. Many well-known systems provide this. Gmail to gmail communication. MS hotmail and Live Outlook. Mimecast. Dropbox. Stayprivate. Virtru. Egress. Trend Micro.
- The data are encrypted on a "private encryption" aka "zero-knowledge" basis: only you can by using the password or keys decrypt the information.
It is not said that the GDPR or the ICO will consider the middle option unacceptable. You need to determine for yourself whether you think it is sufficient, or if you prefer to take the small extra effort of having private encryption.
To give a concrete example, if a 12-year old schoolboy, whether Russian or English, happens to hack one evening into your email (which is technically very easy) they might be able to establish the names of (some of) your clients. And they might try to do something with that (eg bragging to friends or parents; try to blackmail the person in question or yourself; or go to the press). In any such case, if this all comes out and gets investigated, you could be fined for not having sufficiently protected their personal information, even in the case of non-clinical information but still personal information such as their address details, and the sheer fact of them being in psychotherapy.
This is just a variation on the pre-internet theme of being in a public place such as theatre or train station and encountering a somewhat well-known client. The ethics have always been that therapists are discreet, and do not ostentatiously take the initiative of greeting them in public.
Exchanging emails is almost the same as talking with someone in public, as it can so easily be discovered. Hence the need for careful consideration of handling emails, and also how and where you keep your emails stored.
The ICO has made clear over the years, already under the Data Protection Act, and even more under the GDPR, that the "scheduling matters and non-clinical content" of any such emails with clients constitutes "personal information" under the meaning of the acts, hence needs to be protected. Reason is that they can make it likely or certain that that person is your client.
And that can already become disclosed by the "Subject" of the email, which technically is "metadata". (This is important as many encryption systems only encrypt the "content", and don't encrypt the headings / metadata). E.g. when the heading is "invoice" and you are a therapist, that makes it very likely that the recipient is your client.
Conclusion: The principle of treating this personal information reasonably confidentially is no different whether your client is newsworthy and famous or not. And the only remedy seems (to me) that not only do you have the email content (reasonably) encrypted, but also that you take special care and avoid saying anything that discloses a professional relationship (such as "Invoice") in the (usually unencrypted) Subject line.
Encrypting communication in the form of emails is all the more essential, when that includes correspondence with third parties such as solicitors, the DWP, doctors, etc.
The international position, and Dropbox
This is dealt with in Articles 44 to 49 of the GDPR. The ICO have already stated that the countries that were "cleared" under the DPA will have the same status. In future the status of non-European countries will remain under review, but the starting position is clear.
There are two laws. The old Data Protection Act (DPA), and the new GDPR which will become effective on 25 May. Under the DPA in the UK there never was a general ban on keeping data abroad. The DPA and the ICO's guidance were clear, that data could be kept anywhere in an EEA country (this excludes the USA and Switzerland, but includes Iceland, Liechtenstein and Norway), but also in other countries with "adequate" data protection. For reasons of workability the ICO had published a list of "adequate" countries, which was: Andorra Argentina Guernsey Isle of Man Israel Jersey New Zealand Switzerland Uruguay. Keeping data with commercial companies in Canada was also allowed. In addition, for the USA after a lot of legal wrangling and court cases, there was a special "Privacy shield" status under which data can be kept in the USA. This is uncontroversial, has been the case for years, and there was never any doubt that under the DPA it was as permissible to keep data in the USA, Switzerland, Norway or New Zealand as it was to keep them in Germany or in the UK itself.
The ICO has decided that any countries that were adequate under earlier legislation (i.e. the DPA) will still be adequate on 26 May and beyond, as before. Of course the adequacy is reviewed regularly by the ICO. If the ICO changes a country's status, then it will be necessary to follow such a ruling, if you don't want to break the law. Unless there are major changes
happening politically (which is of course
Dropbox gives us two things. Firstly written assurance that its data are kept on servers either in the USA or in the EU (Germany in particular). They also guarantee in writing that they will make sure that their customers who keep data with them will comply with the GDPR. If they would break that promise, it would expose them to fantastic levels of liability, specifically under the GDPR. It seems very unlikely that they would take that risk.
In short, there is no issue about keeping data with Dropbox in terms of its location, under the GDPR.
The final question is whether one believes that it will be permissible to keep personal data on servers, wherever that is, without encryption. For instance on Dropbox servers, the data are encrypted, but encrypted by Dropbox with keys that Dropbox possesses. So there will be personnel inside Dropbox who could and can read those data. That is a difficult question.
So the encryption issue can be an issue with Dropbox. There are a number of suppliers with products that are less widespread than Dropbox, but with virtually the same functionally, and that allow you to have data encrypted with your own password. SpiderOak One, in the USA, and Tresorit in Switzerland, are big, and come to mind immediately. They keep your data encrypted with a key which you control yourself. They would certainly protect your data better than Dropbox does. The third much-used possibility is to keep data on Dropbox, but encrypt them yourself. For that the highest market-share product is called Boxcryptor.
Some links as background, if you want to read it for yourself. All well readable.
ICO - USA and the Privacy Shield
ICO - International transfers of personal data Dropbox on the GDPR


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The Necessary Pursuit of Teaching:from Knowable World to "Between" World
Xiao Lin-gen Wang Wei-hua(Hunan Normal University,Changsha,Hunan,410081,China)
Teaching under the care of the knowable world shows the planar characteristics,including:accuracy preference for knowledge,standard for acquiring knowledge and the unlimited expansionary of pursuing knowledge.In contrast,teaching under the care of the 'between' world shows the three-dimensional characteristics,including the uncertain affirmation of knowledge,'significance' criteria for acquiring knowledge and the restraint on pursuit of knowledge.From accuracy to uncertainty,from the "master" standard to the "significance" standard,from unlimited expansionary to restraint,the evolution of teaching is highlighted.Thus,the rising from the knowable world to the 'between' world reflect a pursuit of teaching.
【Fund】: 湖南省教育厅教学改革研究项目"基于有效教学理论的成人高等教育模式创新与实践研究"(批文号:湘教通(2010)243号)研究成果之一
【CateGory Index】: G420
【CateGory Index】: G420
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Deposit for Ian
Deposit for Ian
Please don't pay a deposit without consulting with Ian first. You can reach him on instagram @darksidejax_tattoo or through email firstname.lastname@example.com or by calling the shop between noon-8pm at (904)374-5639
After consulting with Ian and setting a time and a day for it you can pay your deposit here. The deposit goes towards the final price of the tattoo and is meant to secure the date and time agreed upon. Deposits are non-refundable.
Add To Cart


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Hay Festival!
A full tum - part.2
The story of a rule of tum
Out of a love for food and for celebrating local makers, artisans and restaurants the first indie food festival was born in 2016, using the space behind the Burger Shop and The Bookshop the humble, overgrown car park was turned into an incredible festival of music food and culture.
People loved the festival and the following year things were stepped up even more attracting 4000 visitors to Hereford to sample the offerings.
Along side the festival a zine was launched to showcase what Hereford has to offer, with articles on suppliers, makers and restaurants.
Burger Shop worcester
In 2017 came the time to expand once more, this time into a different city and after leasing 3 railway arches, an ambitious refurbishment project and training up a new team; Burger Shop Worcester was born.
It was all hands on deck for the building work.
This new restaurant used the arch space to create a vibrant burger joint in the heart of Worcester and soon grew the following to a whole new audience of burger fans.
With three successful restaurants things were growing fast for A Rule of Tum, in 2018 Jon parted ways and set himself up running his own business, leaving behind the strong banding and design that set A Rule of Tum apart.
As things ticked along Dorian and Edwin grew plans for the future, the most pressing issue being the rent increases on the current Hereford Burger Shop and The Bookshop restaurants. With a jump in rates it may have meant relocation, but instead a new project to purchase the current buildings and have a secure further were born.
With a need for capital the boys turned to the people, running a very successful crowdfunding camping and reaching over £400000 in a matter of weeks.
Sadly this campaign never came to be, with laws rapidly changing the offering for bond only offerings was not able to continue, but not ones to be stalled the boys turned to the platform Crowdcube and managed to raise over half a million pounds for equity in the business.
The Future
The crowdfunded money is now set to help expand The Bookshop by merging with the space next door and increasing the offering to all day dining with the best brunch in Hereford.
Soon after this the Burger Shop Hereford will get the same treatment with a refurbishment and expansion, bringing about an even bigger change to the face of A Rule of Tum.
It's been great to see a rule of tum grow, and along with it the food culture in Hereford, seeing restaurants like the Burger Shop has inspired others to bring stunning food and drinks offerings to Hereford and increase the choice for all.
A Rule of Tum was never about creating a faceless chain, it's about great food, individuality and inspiring change.
Thanks for reading, please follow us on social to keep up to date with what we are doing!
A Full Tum - part.1
The story of a rule of tum
A rule of tum began back in 2013 when the creative minds of Brothers Edwin and Dorian Kirk, along with their close friend Jon Stead decided to bring about a change in Herefordshire food culture and begin the journey towards bringing great dining experiences to the people of Herefordshire and beyond.
Supper Clubs + Pop ups
The first venture started with a series of suppers and Sunday lunches at Dunkerton's farm in Pembridge, Herefordshire, these were all sell out events, and the money raised form these allowed the boys to kick start their business and get the ball rolling with a more permanent food offering.
Dorian returned to his his town of Hereford after opening and running restaurants in London and quickly realised that the local area was distinctly lacking in decent food choices teamed up with his brother. Edwin, having worked in hospitality most of his life brought to the table his business skills and along with their friend Jons design, branding and social media skills allowed them to create A Rule of Tum.
In 2014 the 3 guys took up residence in the local micro-pub The Beer in Hand, from here they started to do Burger Thursdays, offering a London style burger with a Hereford twist to the locals, it was an instant success, with a packed venue week after week.
Soon came time to step things up and with that the first AROT employees, this allowed the one night a week operation to expand into doing a stunning Sunday lunch, tapas nights, fish Fridays and pie nights.
All of this was all done alongside various other festival pop ups in Hereford, such as a high town burger pop up, Rock the Farm festival and Shackfest as well as event and wedding catering. All this from a tiny kitchen in the middle of Hereford.
Burger shop hereford
It was clear that Hereford wanted great places to eat and with money raised from the first stage of the business the guys were able to secure, convert and open the first Burger Shop on Aubrey street in Hereford.
Burger shop opened its doors in November 2014 to queues out the door and a very satisfied customer base, fans were able to get a stunning burger from the Burger Shop 5 days a week.
As the restaurant grew so did the team, bringing on more people to cope with an increase in demand for the food and this heated up even more when acclaimed restaurant critic Jay Rayner came to town and wrote a stellar Review for the guardian, praising the burger shop for "a remarkable effort on doing the seemingly simple, a gold star and a tick"
The focus always was and still is with using local suppliers and supporting the community, the beef is from down the road, the buns from a local baker.
The 5 day a week operation was expanded to 7 days a week with regular specials such as kimchi burgers, chimichurri burgers and cauliflower cheese croquettes gracing the tables of Burger Shop Hereford.
The Bookshop
Soon after the Burger Shop's expansion an old bookshop next door became available, the boys quickly snapped this up and opened a second prep kitchen to help the increasingly busy Burger Shop restaurant.
The bookshop was refurbished and given the AROT treatment, exposing the bricks, using concrete to make a stylish bar and building a massive bookcase to pay homage to the bookshop it once was. The name was kept as The Bookshop and it all began with Sunday lunch and Steak Thursdays, this time farmer toms beef was butchered into the most stunning steaks and Sunday lunch alongside some incredible side dishes and desserts.
The bookshop really allowed A Rule of Tum to expand and offer a different style of food, in 2017 they won the coveted Observer Food: Best Sunday lunch of the year award, the first time it was won by a restaurant outside of London.
Expansion continued with tapas on Fridays & Saturdays, but the message from Hereforidians was clear; steak was king. From here it was steak nights from Thursdays to Saturdays, farmer Tom's grass fed beef was flying out of the kitchen quickly gaining the bookshop a reputation in excellent food.
That's it for part 1 of this blog, part 2 will be coming next week!
Stay tuned.
Beer Pairing night at the bookshop with Hereford beer house
Here at A Rule of Tum we love to collaborate with local makers, suppliers and restaurants, so when the opportunity came up to do beer pairing dinner with the Hereford Beer House we jumped at the chance.
A Visit from Ambiente
Ambiente, a group of restaurants based in Prague was firmly on the list when owners of A Rule of Tum visited a few years back, with a strong focus on a meat driven range of places to eat as well as a great sense of style, Ambiente's restaurants were something to greatly admire.
This time round the welcome was ours to give, Tomas Karpisek and some of Ambient's business leaders came to Hereford to see our fantastic restaurants, farms and the people that make up this wonderful county.
We started near the Black Mountains foraging with the wonderful Liz Knight and after finding out you can pretty much eat anything in one way or another we headed inside to sample treats such as salted apple blossom and a fantastic wild hazelnut liquor.
Lunch that day was from Wild by Nature Meats at Lower House Farm and was a great display of what Hereford can offer with locally sourced food and wonderfully talented chefs. Belted Galloway Topside with stout braised shin and Cedar Plank Salmon were served alongside beef dripping roast potatoes and charred seasonal veg, for dessert it was a Dark Chocolate & Muscovado pot with blood orange.
Soon after we were given a tour of the farm and shown the workings of the butchery, which do the most incredible delivered meat boxes using their free range, high welfare animals. As the snow started to come in over the mountains it was time to head back to Hereford where the Ambiente team went to the Burger Shop to see what we get up to in our little restaurant in Aubrey Street.
The following day we visited a farm in the Herefordshire countryside then headed over to show the guys our Worcester restaurant and our new butchery, after a quick coffee at Method Roastery and a Salt Beef burger to take away the guys headed back towards London to catch their flight home.
It was wonderful to welcome such a talented group of individuals to our counties, they have truly given Prague something to be proud of and we will be back soon for more.
Ambiente - www.ambi.cz/en/
Liz Knight Foraging - www.foragefinefoods.com
Wild by Nature Meats - www.wildbynaturemeats.com
Droitwich Salt
Salt. It's the world's most used seasoning, it can flavour, cure, preserve and clean, and in our restaurants it's a key ingredient of our cooking.
Droitwich Salt is sourced from one of the oldest and purest brine springs in the world, we use it because of its superior flavour, from seasoning our patties at the Burger Shop to sprinkling on our Sunday roast potatoes in The Bookshop.
Churchfields Saltworks harvests the salt by hand and crystallising the natural brine into this white gold is all done using renewable energy.
A Rule of Tum has always been about using local suppliers and growing a community, and we are proud to say that all of our salt comes from Droitwich Salt, less than 40 miles from our restaurants.
You can buy this wonderful salt here: www.droitwichsalt.com
'On the Butchers Block' - A New Future for Meat at AROT
Truth, Love & Clean Cutlery
Since A Rule of Tum first began we've always been working hard to bring people amazing, locally sourced food. We've opened 3 restaurants and sparked a food revolution in Hereford, and it's incredible to see all of that hard work rewarded when we are featured in amazing publications such as Truth, Love & Clean Cutlery.
The Cider Insider
BOOKSHOP - New Menu for Steak Night
My journey with AROT began when I was in the midst of completing a part-time level 3 in professional cookery at the college. During a chefs takeover evening, I met Rupert, who later put me in touch with Dorian. I had a trial shift, and a short time after that got the job. I had no previous experience as a chef, and couldn't have start anywhere better!
Our friends at Chase Distillery are packing up their Landy's and heading to Burger Shop Worcester to host a tasting event to showcase their range of award winning single-estate spirits. Oh, and did we mention that Chef Rupert's prepared a scrummy nibbles menu to accompany it (see below).


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Nextbase dash cams
Nextbase dash cams have been specifically designed and built for the UK market.
Nextbase value the ease of use, and quality of their units as the main criteria for all the units they offer on the market.
Nextbase in car cameras have won a number of awards, mainly for providing the best quality products, and also making them as simple as possible to set up and use.
There are a number of dashcams in the Nextbase range and we have reviewed a number of them:


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Senior Revenue Officer
We have an opportunity for a revenue professional to join our revenue team. An exciting time to join with lots of change, projects and opportunity for development.
We are Kaipara District Council, and our mantra is to make Kaipara a place where we create thriving communitites and a difference to the district we work in. In the Revenue team this means we make it easy for people to do business with us.
The Role:
At Council our revenue team are our specialists in rating and debt management. This new role will provide advice, support and technical knowledge to this highly specialised team.
In order to be successful in this role you will be proactive in providing investigative support and problem solving in the analysis, calculation and collection of rates and water rates revenue. You will also demonstrate our values, behaviours and be change resilient. as we are in the middle of a large transformation programme.
About you:
- Diploma level qualification in Finance, or equivalent level of learning through experience
- Minimum six years similar work experience, preferably in a similar local government setting
- Experience in working under pressure
- Experience with accounting information systems, preferably rating systems
- Experience in bookkeeping and accounts receivable
- Customer centric attitude and focus
What's on offer to you?
Kaipara District Council are proud to be part of a thriving community that offers a balanced lifestyle, great climate, affordable housing, and plenty of opportunities for recreation and relaxation. We are intent on lifting the wellbeing and pride of our communities. Our Revenue team is a group of awesome people, and a team with a passion for team work and integrity.


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Presentations in Manhattan NYC
I wanted to share that I will be presenting an overview of The Davis Model of Sound Intervention at the JCC on 74th St on Dec 10th at 7 PM. A panel of Speech Pathologists and Occupational Therapists will also be present to discuss the many different therapies.
I will also be presenting at The Rebecca School on W 30th Street on Dec 11th at 9 AM. If interested in attending these presentations, please email me at email@example.com.
- Dorinne Davis's blog
- Login or register to post comments


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The Hidden Gem of Nursing Practice Theories
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The Most Popular Nursing Practice Theories
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Around the districts: Termonfeckin, Monasterboice
Termonfeckin. Contact me. "New email address' email@example.com or contact 087-2486472. Any news or interesting items welcome in this column, births, birthdays, engagements, weddings, sports/social/special events etc. Please have all information to me by 10pm on Thursday evenings.
Clean Coast Seminar/Roadshow
The Termonfeckin and District Community Group are hosting a Clean Coast Seminar/Roadshow in conjunction with Louth County Council, An Taisce and Failte Ireland in An Grianan on Tuesday April 16th at 11.00 am. In 2018 there were 59 Green Coast Awards given to Irish beaches. An application has been submitted for Seapoint Beach, Termonfeckin to achieve this award for 2019. This could be the first Green Coast Award in Co. Louth. This seminar will look at what the award represents and an opportunity for the local beach guardianship to showcase their involvement. Please R.S.V.P. if you would like to attend to firstname.lastname@example.com
Termonfeckin & District Community Group
Termonfeckin & District Community Group are continuing with our village tidy-up for Spring 2019. We intend to put up hanging baskets and planters around the village, like in 2018 but with more additions too. We also plan to tidy up green areas and do more planting in these areas too.
We also have some biodiversity plans such such as Bug Hotel, Wormery and Wild Flower areas. We have been lucky to receive some funding in 2019 but this is well short of the costs involved in the planned work. We are hoping that village residents and businesses will consider donating to help us with this tidy up.
We would also gratefully appreciate any volunteers who could help with tidying, planting, watering etc. If you are interested, please contact Owen Kirwan at 086-2605026 or Maria Patterson at 086-6021280 or firstname.lastname@example.com. Any help would be really appreciated and would help us to ensure that Termonfeckin looks its best for 2019.
Speed Limits
New Statutory Speed Limits will be enforced in parts of County Louth on May 14th. Some of the changed speed limits are in Termonfeckin and Baltray.
According to local Cllr. Oliver Tully, the 50kph speed limit has been extended on the Sheetland Road to beyond the entrance to the Termonfeckin Celtic football field. On the Baltray Road (R167) there are also changes. On approaching Termonfeckin from Baltray, there will be a 60kph limit from the start of Newtown Cottages/Belfaddock to just before the entrance to An-Grianan where the limit then becomes 50kph.
New 50kph speed limits have also been erected both sides of the junction into Baltray with the R167 road, 200 metres from the junction on the Termonfeckin side and 100 metres on the Queensboro side. Although they won't be enforced until May 14th, it is most likely that these new limits could attract speed cameras and Cllr Tully is advising motorists to be aware of the new limits and avoid getting penalty points.
Public Meeting
There will be a public meeting for local residents, business owners and local clubs of Termonfeckin and surrounding areas in Forge Field Coffee Shop on Monday April 15th at 7pm. Michelle Hall, local election candidate is inviting the public to highlight community issues that need to be addressed. There will also be an environmental activist, Mairead Finnegan on hand to offer suggestions on how to reduce waste and promote a better environment.
St. Fechin's Lotto
The numbers drawn were 2, 3, 10 and 15. There was no winner of the jackpot. The €100 winner was Fiona Rath. Winners of €20 were Mairead Devane, Tom and Mary Upton, Noel Gallagher, Tommy Brady and Kate Carolan. The jackpot is now at €4,300 and is sponsored by Madden's Centra, Termonfeckin.
'Who Wants To Be A Thousandaire'? Do you?. If so come along to the Westcourt Hotel, Drogheda on Friday May 3rd at 8pm if you fancy your chances. St. Fechin's GAA are hosting this event and are looking for participants. Tickets for the night are by pre-purchase only and are available by contacting the ticket line at 086-3848991.
Termonfeckin Macra
Well done to all our members who took part in the National Talent Competition semi finals recently in various categories and in particular to the Set Dancing team who progressed to the final in Mullingar in a few weeks time. Best wishes to Eamon Briscoe in his campaign to become Leinster Vice President with the count taking place on April 10th. The next monthly meeting will be held in Sandpit Hall on Wednesday April 17th at 9pm. New members most welcome as always. If you are interested in learning more about Termonfeckin Macra simply like and contact the Macra Tearmann Feichin facebook page or contact Aoife on 087 -6262197.
Set Dancing
Set Dancing is held on Thursday nights in Sandpit Hall at 8.30pm. Beginners are welcome. This is a great way to keep in shape and learn the art of Set Dancing.
Seapoint Pitch & Putt
The previous weekend's Club Competition was an 18 Nett, results as follows. Senior-1st: Pat Greene 48 (ob9 23), 2nd: Johnny Campbell Snr. 48. Inter-1st: Martin Reilly 44, 2nd: Eoin Murphy 46 (ob9 22). Junior-1st: Ray Sheehan 42, 2nd: Declan Brogan 47 (ob9 21½). Ladies 0-10, 1st: Marlo Everitt 45, 2nd: Mary Agnew 51. Ladies 11-18, 1st: Bridie Hanratty 44, 2nd: Joanne Cooney 46. CSS: 46. No competition was held at Seapoint last weekend due to the Louth Down Monaghan Scramble taking place on Sunday 7th April.
All Seapoint players had their qualifying round in Killineer in the morning with the finals Seapoint in the afternoon. The Tee times sheet can be found on the Notice Board in the clubhouse, on the website and also on Facebook. Please check www.seapointpitchandputt.com for all the latest Seapoint News.
Ladies Golf Lessons at Seapoint
Ladies, would you like to try out golf for a few weeks? There are 4 lessons and a few Scrambles starting in May at Seapoint Golf Club. Contact 087- 934 3502 for further details. All beginner ladies are welcome.
Some up and coming events to look forward to at Seapoint: Open 2 Person Team- Good Friday 19th April, Open 4 Person Team Event- Easter Monday 22nd April, Chairman's Prize -Sunday 28th April. Contact the Pro Shop at 041-9881066 for more information. Try out our lovely restaurant overlooking the 18th green. Visitors are welcome.
Stations of the Cross led by the Parish Pastoral Council take place every Sunday evening during Lent in the Church of the Immaculate Conception at 7.30pm. Also during Lent, Lectio Divina takes place in the Parochial House on Wednesday evenings at 8pm. This involves praying and studying the Sunday Scriptures for Lent. All are welcome.
Eucharistic Adoration takes place on Monday evenings from 7-8pm in the Church of the Immaculate Conception. Why not come and spend some quiet time in the presence of the Lord.
Contact 086- 2747474 to report any suspicious activity. If you would like to join up to Balsanter Community Altert, application forms are available in Maddens Centra, Mc Grane's XL and both Parish Churches.
St. Vincent de Paul
The contact number for St. Vincent de Paul is 1800 677777. The St. Colmcille Conference of St. Vincent de Paul operates in this area.
Contact me
If you have any news relevant to Monasterboice, be it personal, such as weddings, birthdays etc, club or organisation related, please contact me at email@example.com or on 0862039501.
Easter Soccer Camp
Albion Rovers host their annual Easter Soccer Camp Tuesday - Thursday, 23rd-25th April, 10am-1pm daily, places just €25/child if booked before 17th April & €30/child when booked after. Open to all boys/girls 5-14, not limited to Albion players. Please book online at https://register.primoevents.com/ps/event/AlbionRoversEasterSoccerCamp2019. More information is available from firstname.lastname@example.com or www.facebook.com/AlbionRovers77
Naomh Mairtin News
Well done to the boys from Scoil Naomh Buithe who played at half time during Louth v Westmeath on Saturday in Drogheda.
Congratulations to all Club members, supporters & parishioners who participated in the recently held 'Muck of Kells' 5km obstacle course.
Special thanks to all the Club's Health & Well-being Committee, who organized this event. For the record, all participants survived and are currently recuperating after their Trojan efforts.
Hard luck to The Mairtin's Seniors who lost out to Kilkerly Emmets in the Sheelan Shield Final last Friday.
Club Membership up for renewal. Check www.naomhmairtin.com
Also well done to Senior Players Craig Lynch, John Clutterbuck, Eoghan Callagan and Sam Mulroy who represented Louth Seniors in their Division 3 Campaign this year. Roll on the summer.
Drumshallon Forge
The Drumshallon Forge is located just north of the Piperstown Equestrian Centre, Ballymakenny Road, Grangebellew, Co Louth, A92 DF7X.
Contact us by email: email@example.com and find us on Facebook.
REGULAR WEEKLY SCHEDULE BOOK CLUB - One Monday evening per month, 8pm to 10pm. Fee is €5 per meeting. Contact Lisa on 086 161 4465 for next meeting.
ARTY CRAFTY EVENINGS - Wednesday evenings from 7.30 to 9.30pm. €5 per session. Non-Tutored. Contact Jacinta on 087 758 9282
CREATIVE WRITING - Every Thursday morning 10 AM to 12 Noon. This group provides an opportunity for both prose and poetry writers, of all levels of experience, to have their work reviewed and critiqued by others. Fee of €5. Contact Lisa on 086 161 4465.
SINGING FOR PLEASURE - Every Thursday evening from 7.30pm to 9pm. €5 per session.
YOGA WITH SLAVA - New block starts March 08th, 2019 - every Friday morning, 10 AM to 11.30 AM. Cost is €80 for 8 sessions or €12 Pay-As-You-Go. Contact Slava on 087 295 9662 for more information. Beginners welcome!
Special events
Easter Flower Arranging Workshops with Dolores Flynn of Listoke Flower Boutique - Monday April 7th and Monday April 15th, 2019, 7.30 PM to 9.30 PM at Drumshallon Forge. Contact Dolores directly for further information - 086 330 0803.
Seisiúin na nÓg (Traditional music session for young people) - Sunday April 14th, 2019; 14.00 to 16.00 - Drumshallon Forge Heritage Ctr.
These sessions are geared towards younger traditional musicians (ages 7 to 17) who can play some tunes, and would like an opportunity to play music in a fun and relaxed, family-friendly environment.
Sessions are hosted by a family of three local musicians Áine, Bríd & Mick Dunne and are free of charge.
For further information contact Mick Dunne on 087 625 9948 or email@example.com
Mullary Cemetery Lotto
Saturday 30th March. Winning no was 40. Winner was Una McCabe
N. Mairtin Lotto
Results 03.04.19, no's: 03,07,22,32, Jackpot not won. €17,000 this week. Match 3 Numbers €150 Shared by Mary F McKenna, Jim Carroll.
Drogheda Independent


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Today is Wednesday, March 28th. The Scriptures are filled with promises and news of hope. Today, we get to read the account of the greatest promise ever made, that was realized before the eyes of the disciples. This promise has changed the lives of millions of people and gives us hope even in a troubled and pain-ridden world. As you read, consider if and how this promise has affected your life. I pray that our hearts would be lifted and joy would be restored to our lives as we see our Lord risen to life. - Peter
(Take time to write down responses to these questions or discuss in your group)
- What is the best news you have ever received? How did it affect your life?
- How is the Lord impacting someone you are walking with (to help grow in or discover Jesus)
Take some time to thank and praise God for who He is, to pray for those you are walking with, for the needs you/group are facing, and for the Spirit to open your heart and eyes as you read the passage, which has been completely inspired by God.
DISCOVER [Luke 24:1-12]
24 But on the first day of the week, at early dawn, they went to the tomb, taking the spices they had prepared. 2 And they found the stone rolled away from the tomb, 3 but when they went in they did not find the body of the Lord Jesus. 4 While they were perplexed about this, behold, two men stood by them in dazzling apparel. 5 And as they were frightened and bowed their faces to the ground, the men said to them, "Why do you seek the living among the dead? 6 He is not here, but has risen. Remember how he told you, while he was still in Galilee, 7 that the Son of Man must be delivered into the hands of sinful men and be crucified and on the third day rise." 8 And they remembered his words, 9 and returning from the tomb they told all these things to the eleven and to all the rest. 10 Now it was Mary Magdalene and Joanna and Mary the mother of James and the other women with them who told these things to the apostles, 11 but these words seemed to them an idle tale, and they did not believe them. 12 But Peter rose and ran to the tomb; stooping and looking in, he saw the linen cloths by themselves; and he went home marveling at what had happened.
+ WHAT is this passage saying and what do we learn? (Use these questions below each portion of text to clarify the main point)
_What happened when they rolled away the stone? What was their reaction?
_ Who were the two men "in dazzling apparel?"
_ Do you think the disciples believed Jesus when he told them the prophecy spoke in verse 7? Why did the apostles not believe what they were first told by the women in verse 10?
_ What was Peter's reaction to seeing the empty tomb?
_ Why is this passage so significant? Say in your own words why the resurrection is critical to the Christian faith.
+ HOW am I compelled to confess sin and how does the gospel compel me to respond with a simple step of action/obedience? (Here are some thoughts to discuss in break-outs)
_ What does it mean to you to serve the resurrected Jesus?
_ What does Jesus's resurrection mean for you?
+ WHO are you walking with to discover or grow in Jesus and what is your next step with them, how can we help?


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What is the Virtual Learning App?
The Virtual Learning App is a desktop App that requires Adobe Air and Java for joining and using screen sharing tools within a Jigsaw session.
In November 2017, Jigsaw released a new Jigsaw App that is written in "C" thus eliminating the need for Adobe Air and Java. As of date, Google Chrome and Mozilla Firefox support the new screen share tools.
However, if you are not able to use either of these browsers and need to screen share, the Virtual Learning App is still available.
Installation Instructions
Click "Install Now".
Find the download .exe or .dmg file in your browser's downloads and click it to open or run it.
Double click if on MacOS to run it.
Click "Open"
Click "Continue".
Allow access to install the new helper tool.
Enter your email and password information.
We suggest you join the session with the Virtual Learning App, but Hosts should continue to manage session admin items (create, invite, add assets, etc) via your favorite browser. For more info, WATCH THIS VIDEO.


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Attempting to pick the right app development company check the top methods?
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Ella is a Perth Influencer who shares her body positivity and lifestyle. Ella is active with her audience growing her mindset and posting updates on where she is at. Ella also attends Perth events and showcases health/wellness/lifestyle products on her Instagram.
Social Statistics & Audience Demographic
Following Engagement Rate (ER) Age Range Following Base*
14.4K 2.94% 25-34 Female
Audience Interests
Fitness & Yoga 60%
Food & Grocery 49%
Healthy Lifestyle 42%
Please note, not 100% of the following base is one gender. Please be aware that this is the majority of the following. This is determined over 51.01% of the audience.


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Hi Dave, yes I might be interested. If you join Mudcat and put another post on this thread then I could send you a pm with my contact details.
I live just outside Whitstable and, like you have been a stand up club performer and, in the dim and distant past, I was in a group.
Joining is dead easy, hopefully her from you soon.


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Knicks news: Kristaps Porzingis aware of New York's moves despite recovery from ACL surgery
Although New York Knicks forward Kristaps Porzingis hasn't been able to physically participate in basketball activities with his team yet, he has remained very involved and informed with the Knicks' offseason process.
Porzingis was forced to miss significant time in the 2017-18 season due to an ACL tear in his left knee, and his absence clearly affected the team's production. After his injury, the Knicks went an embarrassing 6-26, finishing 29-53 and placing as the eleventh seed in a weak Eastern confrence.
The Knicks wasted no time making steps to improve in the offseason, hiring David Fizdale and making two key draft picks in Kevin Knox and Mitchell Robinson. Per Marc Robinson of the New York Post, David Fizdale asserts that Porzingis has taken an interest in the two youngsters potential, saying
"We've had some really good conversations… We talked about the kids we drafted [Kevin Knox and Mitchell Robinson]. I've tried to make sure that he's — we've been in communication on every decision that we've made."
This is a huge improvement in communication and clarity between Porzingis and management from last year. It was well documented that the Unicorn never truly formed a quality bond with former coach Jeff Hornacek, and he famously skipped his exit interview with Phil Jackson, worrying some in the franchise that the uneasiness would lead to a offseason trade of one of the most unique players in the league.
Thankfully for Knicks fans, it seems like the ship has been righted with Fizdale at its helm. He and his wife recently visited Porzingis all the way in Croatia, checking in on his superstar.
Big thank you to @kporzee @porzingis @mporzingis for being so hospitable to us in your home city and country @liepajalv . We loved it all, the city, the FOOD, the people, the beaches, the LATVIAN SAUNA 😍! Some have been asking if Latvia is worth traveling to.. the answer is YES! Everywhere we looked it was beautiful and pristine! ❤
It seems like the Knicks are gelling fast, and hopefully the off the court camraderie can translate to wins in the regular season.


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RedInno Foundation
The RedInno Foundation is a registered Non-Government & Not-For-Profit Charitable Organization registered under Societies Registration Act. The organization works for helping the needy people of underprivileged sections of society by various means. The aim to see that no human being is deprived of his basic needs because of poverty and the organization also sees to support and nurture the talents which cannot avail of proper facilities because of poverty. The organization supports all its programs from the funds voluntary donated by people, funds collected by members and the membership fee paid by the members. As of now the organization has over 400 registered members and volunteers with the team of 20 core member who offer their services in the programs conducted by the organization.
RedInno Foundation was established to support the less privileged sections of society, create opportunities and strive towards a more equitable society.
Rural Development
© 2015 RedInno Private Limited. All rights reserved.


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Restricting your calorie consumption could help you reduce the consequences of getting older. Research on animals have shown that diets with a calorie intake reduction of 40{e11a90b2c8941be3c9b98a7f3ca7a85bdae825033febc005ea34a082e3d54291} that also contain all of the required vitamins prolonged the life of the animals and reduced the indicators of ageing. Whereas no such long-term studies have been conducted on people, there may be motive to hope that ongoing analysis provides a breakthrough for the longevity of mankind sooner or later. https://www.rottentomatoes.com/tv/home_improvement/
Texas Veterans Home Improvement Loan
Using coloured glass splashbacks for kitchens gives the room with the flexibility to mirror mild and brighten up even a boring kitchen. This material is very robust, as it's constructed from specifically strengthened glass which might stand quite a lot of put on and tear. Moreover, it is warmth resistant which makes it an excellent selection for kitchens, which is historically a hot place to work in. The newer versions of the glass splashbacks will be fitted with built-in LED lighting options. Lastly, you could have the choice of various glass surfaces, i.e. clear glass, coloured, plain, frosted, or ornamental to make your kitchen unique.
Top Notch Home Improvement
Do you're keen on flowers and crops? If yes then you could bring dwelling some stunning planter cases that are available in small and enormous sizes. These cases can be very nicely adjusted in any corner of your living room, lobby or drawing room. You may as well take a look at the metallic hanging planters within the balcony to create a contemporary look with blooming, flowery creepers rolling down the beautiful planters.
Nationwide Home Improvement Loan
Here are the 5 appliance should-haves for establishing your kitchen: Corporations that make kitchens and specialize in the installation of a fully fitted and purposeful kitchen are the perfect folks to hire. All you want to do is pick out the design. Many kitchens are open plan, combining the dining and cooking area as one, and so creating more household space.
Lowe'S Home Improvement Leander Tx
In 2010, the microblog was fashionable. Right now, many manufacturers have opened their official micro-Bo to make the model and product promotion. A variety of ingredients which is difficult to purchase within the atypical supermarket will be purchased in Taobao, which promote the development of toaster market from the side.
Easy Care Home Improvements
For this reason The Kitchen Warehouse offers this service to reach its rising shoppers. The corporate pioneers in delivering top notch assortment of kitchen systems and fixtures made out of Germany and Austria. It gives broad compilation of products constructed from high grade materials making it properly protected, rust-free and long lasting.
Conclusion of This Article
Quickly the identical will be seen in their family. This works well as it's timely done, since we're coping with consultants, and you may get any design as per your will. Design Ideas for Your House: Timely makeovers will help you keep in keeping with new appears to be like and aid you handle your space well enough. You would not have to limit to a single design.
Writer Bio
48 year-old Policy and Organizing Manager Charlie Mcqueeney from Brandon, has hobbies for instance house repair, . and handball. Is inspired how big the world is after touring Uvs Nuur Basin.


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On this weekend's "Saturday Night Live" on NBC, Alec Baldwin returned as President Donald Trump in the show's cold open for the "Deal or No Deal: Government Shutdown Edition" sketch that also featured the return of show cast member Pete Davidson.
In addition to Baldwin's Trump, the sketch featured Kenan Thompson as Steve Harvey and cast members playing politicians and one as rapper Cardi B holding suitcases in keeping with the "Deal or No Deal" theme.
"Let's see the members of Congress who are willing to offer new deals, so this nonsense can go away," Thompson's Harvey said.
In the end, SNL's Trump makes a deal with a Clemson football fan portrayed by Davidson for "hamberders" from White Castle.
Follow Jeff Poor on Twitter @jeff_poor


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Regular price $1,100
Theuns Prinsloo Thorn Folder "Giraffe Mom & Baby"
Theuns Prinsloo Thorn Folder "Giraffe Mom & Baby"
Features & Specs:
Every knife that leaves Theuns' bench is unique and carries a spirit of individuality. The type of person that carries a Theuns Prinsloo knife is one who celebrates life. As someone who loves God and tells everyone who is willing to hear, Theuns knows where his talent comes from and makes sure to give credit where credit is due.
Knife Type: Folder/Linerlock
Overall Length: 9.75" Closed Length: 4.375"
Blade Length: 5.375"
Blade Steel: 1095 High Carbon - clay hamon
Handle: Patina Finished Yellow Copper
Other: File Work; Titanium Liner


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20 Pretty Teenage Rooms Every Homeowner Needs To Know : Beautiful Children Rooms
Beautiful children rooms is one images from 20 pretty teenage rooms every homeowner needs to know of Fight for Life photos gallery. This image has dimension 601x368 Pixel and File Size 79 KB, you can click the image above to see the large or full size photo. Previous photo in the gallery is suscapea not pink beautiful teen girl bedrooms. For next photo in the gallery is room design ideas teenage girls style motivation. You are viewing image #7 of 20, you can see the complete gallery at the bottom below.


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National Geographic : 1963 Dec
An hour later I sat in the airboat and watched Shirley and Rovals climb aboard a surveyor's rig we had seen churning through the swampy ground on wooden caterpillar tracks. Presently they handed down two open-topped five-gallon cans. There was a live baby alligator in each. The two sunburned boys aboard the rig tried to look unconcerned as the officers con tinued their search. Soon after, I saw the flash of the sun on a pistol they had found, and then on a second one. Possession of firearms out of hunting sea son in the 'Glades is illegal. So there were two charges against the boys. The airboats were rather crowded on our return trip. Mine ended where it began, at Andvtown. Theirs continued by car to the Fort Lauderdale jail. West of the open 'Glades the Big Cypress Swamp begins. Here the National Audubon Society, in its Corkscrew Swamp Sanctuary, has saved the last stand of giant bald cypress in the country. When I was there the black and-white wood ibises were nesting high in their tops and the air was clamorous with the hoarse voices of their young.* Floridians Must Make a Choice Twenty years ago the distinguished natu ralist Thomas Barbour wrote a book about Florida, That Vanishing Eden. Corkscrew Swamp and Everglades National Park are attempts to keel) that ominous title from be coming irrevocable reality. Indiscriminate drainage of the 'Glades could well defeat those attempts. Drainage and flood control have saved lives and opened up vast areas to farming. But their dangers are great. Speaking after an inspection tour of the Everglades, Under Secretary of the Interior James K. Carr said, "All of this area can be 'See "Corkscrew Swam )-Florida's Primeval Show Place," Ib Melville Bell (rosvenor, NATIiONAI. (G o (GRAPIiIC,.January, 195S.
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I found out today that chinese drama has bumped my grade from a "C" to a "B".
After five long years. Heh.
This was kinda a surprise because its been ages since I did chinese drama. And I've kinda given up hope on them ever upgrading me. But while my grade is now "B", I don't think I can consider myself as a B-lister. Qiaoyun was telling me there's an A grade and then an A+ grade after that. And getting that doesn't necessarily makes you a B-lister as well, let alone an A-lister.
After they relayed the news, I took the opportunity to confirm something I felt was weird all along, which is how come my performances in production five don't count for anything in production eight. The only explanation I got was that they are really two very different departments and was also given the analogy that they are "cousins" in a big family …errm, what the fark man?! -_-"
Anyway, having accepted one role under my new found status, I was soon offered another two more roles, just minutes later. Since these are not roles which I would get excited about, it kinda makes me wonder if they are just taking advantage of my joy at being upgraded and hence push these roles to me knowing that I'll be obliged to accept them. :p But since I'm truly unemployed so far this month, I agreed to take them on.
Scraps for the stomach. Scraps for the soul. But better than nothing right?


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- kes18
- 1 month ago
- Wedding: September 2013
I would get a new car but not a Tesla. Maybe a prius or some other hybrid? What do your retirement accounts look like?
I would get a new car but not a Tesla. Maybe a prius or some other hybrid? What do your retirement accounts look like?
Forget the optics, I'm gonna be pragmatic here.
1.5 mil is barely enough to pay off your mortgage and fund your retirement (my pension plan is valued at over 2mil but that's indexed over time).
Keep living your current lifestyle, maybe buy a new hybrid vehicle that's like 30-40k but no more than that.
Your job doesn't sound stable with funding changing so drastically in a year. I wouldn't count on that salary forever.
I feel bad that you have to justify your purchase. That's awesome you've worked hard and you've been lucky enough to be getting money from a grandparent. I never got a cent from my grandparents and I think it's great when they do have something left to share with their families after.
I don't know a ton about Tesla's, however, I think electric cars are so smart! The way gas is in Southern California, if you drive a decent amount, the car pays for itself! I'd much rather pay for a nice car than a ton of gas.
I say go for it! I'm driving a 2008 and my next car will be a hybrid plug in. We already have the plug in station in our garage. I can't wait to save money on gas and driving a more eco friendly car!
I'm fairly image and money conscious, despite SO and I having very comfortable salaries. We live well within our means to the extent that I think very few people who know us/our lifestyle realize what we earn as a household.
That being said….buy the Tesla. If you were buying it for brand I'd say don't do it. But if you're buying it for environmental reasons, having done market research on your other options, and recognize that this is the right investment for you — then it's a good decision to buy.
My sister and Brother-In-Law are similar to SO and I (if not more frugal). They also are very environmentally aware. They also both have engineering backgrounds and are VERY thorough in any decision making process but especially about mechanical/technical purchases.
They spent months researching the electric vehicle market and landed on the Tesla as the best option. Given the range, expected maintenance (it can be $$), infrastructure access in our local area and other places they frequent on a regular basis, storage needs, etc — the Tesla was the best of the options available.
They love the car and are happy with their choice. It does feel "off-brand" for them as it's quite a luxury vehicle, but it's also the Model 3….I think the S or the X would get way more side-eye/stares.
People have no right to question your purchases, but if you feel you need to justify just be honest. A peresonal priority of yours is the environment and you worked hard to financially afford a Tesla so that you can feel that you're staying true to your environmental priority of reducing your own carbon footprint. No mention needs to be made of raises or inheritance.
Also you can see if any of the model 3's are coming off the first roll out of leases. You may be able to pick one up in great condition below the normal 60k pricetag.
My sister and Brother-In-Law opted not to pay upfront for the self-driving as my understanding is that this is merely a software update that can be purchased later once the feature is more developed/tested. Might be worth checking?
Party pooper here!
1- Find out the after-tax value of your inheritance. That's what you'll have to work with.
2- Figure out how much you'll need to have put away by now to live a comfortable retirement life. Like a PP noted, 14 years of paycheck to paycheck sounds like it's unlikely that you and your husband have both funded your retirements well. Figure out your strategy for putting a BIG chunk of that nest egg away for a rainy day, so that you won't need to pull out more than 4% in retirement to live on. Unfortunately, the number might be most of your post-tax inheritance.
3- Pay off your mortgage.
4- Create (or top off) a college and graduate school fund for children (if you want/ have them).
5- All done? How much do you have left? Divide that amount by 20. THAT's how much "extra" money you have to spend each year. If you don't divide that post-savings inheritance into 15-20, your upgraded lifestyle is not going to be sustainable in the long term. If you have 500k left over after taxes and saving, you really only have $25k extra to spend on a new car.
Sorry to be a party pooper, but it's extremely common for people who inherit money to see it all disappear in a few years.
anonymoosegoose : First of all, congratulations on your pay raise, that is a HUGE increase and you should be super proud of that! Please don't feel bad about wanting to upgrade- it's obvious you need a new car if it's constantly having issues. However you do need to be reasonable about it- so many people blow through inheritances or lottery winnings without saving or investing it, so it's important to be discerning with how you approach this. 1.5 mil is really not a whole lot of money these days. You can turn that into 15 mil by the time you retire if you save & invest wisely.
I would treat the inheritance differently from your own income-based savings. Perhaps set a portion of the inheritance aside as your "starter" savings if you need it (probably about 20%) and then put the rest aside in a "no touchy" fund for saving, retirement, & investing. But if you already have savings, then I wouldn't even touch the inheritance if at all possible.
With that chunk of savings, if you have any debts, first write a check and pay them off. Then put 3-6 months of living expenses in a "rainy day" fund for emergencies. Then if you have more savings after that, aside from the inheritance- use some of it of it to get a new car. Again, aim for about 20% of the remaining savings. The 20% rule is usually pretty good. If you don't have your own personal savings, just save up and pay cash. Without any debt you should be able to save $20,000 pretty quickly, and you can get a very nice car for that.
First off, please meet with a fiduciary financial advisor and figure out what your longterm financial goals are before you spend/earmark any of the inheritance. Depending on how you use it, 1.5 million might set you up to be financially independent and retire early if invested properly (yielding 60k a year at a safe 4% withdrawal rate), or it could disappear quickly if you get used to lifestyle inflation. I wouldn't make any major decisions until you've had more time to consider how you want to allocate it.
Whatever you do, I'd certainly replace your car if you don't feel safe in it. If you wanted the most rational financial advice, buying a new car is always a bad idea. It's always going to save you thousands to buy a pre-owned vehicle. But you're certainly in a position where you could buy the new car and it might be worth it to you to do so. If you really want the Tesla, it is okay to buy the Tesla.
For reference, the Tesla OP mentioned, the Model 3, starts at 35k; compare to the Nissan Leaf (electric) at 30k or the Toyota Prius (hybrid) at 24k (all for base models). Yes, a Tesla is more expensive than other eco cars, but for this particular model, only by a few grand. It is actually pretty affordable compared to other mid-range new cars. I think some posters might be confusing it with the pricier models based on the reactions here. That said, given the brand associations, you might get fewer raised eyebrows from coworkers if you chose to buy a Nissan Leaf instead of a Model 3, so that might be a happy medium to consider.
browneyedgirl24 : I was under the impression that the Tesla costs much more. I was wondering why so many people in my city could afford it :/. In that case it, is not super expensive compared to the inexpensive cars on the market. Ten years ago, the least priced vehicle I could find on the USED car lot was 15k, only about 1/2 the price quoted for the Tesla.
Relat : Yes, they have a huge price range depending on the model (going into the six figures), so you're not wrong! Before they introduced the Model 3 a few years ago I think they were marketed more exclusively as a luxury brand, but the Model 3 was introduced with the idea of being a more affordable mass market version of their product. I only happen to know about it because I had a friend who really wanted one when they first came out and wouldn't shut up about it. Anyway, the reactions here definitely seem to imply she's talking about a luxury car vs. a fairly average priced mid-range new car.
katebluestone : My same thought, really made my stomach turn. Also,in that sector, funding can go as quickly, if not quicker, than it comes and unfortunately is sometimes not spent well.
If I were you, once I received the inheritance I would make sure that I was set for the future before buying any 'wants'.
I would make sure I had a home that was paid off and reasonable, so that I could afford it in my later, retirement years. I would also pay off any debts, and invest/save/manage some of the money for my retirement. If I had a child, I'd put some aside for an educational fund.
However, if all of these above things are taken care of, I would splurge and buy a 'want', which in the OP's case is a particular type of car.
I am a social worker and I know I couldn't roll up to my clients' homes in an expensive vehicle without most of them losing trust that I am able to empathize with them. When I was in school our professors even talked about things like expensive cars, clothes, rings, and how it can be off-putting to clients to look like you've got a lot of money. Or depending on who your client is, it can potentially be dangerous as well. So because of that I'd be wary of it. I'd also be concerned that the funding might not last and your salary may drop – however I could be totally wrong on that as I've never even heard of getting such a huge raise through any type of funding.


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HR and the CCO role need to be talking more.
August 24, 2017
HR and the CCO role need to be talking more.
How does one go from being a technical writer to being a CCO?
Four potential approaches to consider.
What to expect as more industries, verticals, and team embrace CX.
A great conversation with Mark Ramsey of Audi on how to drive organic customer growth, how to build a CX team, how to manage both B2B and B2C commitments, and much more.
Do you screen people during hiring to ensure that they possess your core values? If you don't, everything you're building is on shaky ground. Customer interactions will always vary between great experiences delivered by passionate people and mediocre ones delivered by the rest.


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The British Museum has received £20 million from the Garfield Weston Foundation, allowing it to complete the £97.9 million Great Court development by Foster and Partners. The scheme, due for completion in November 2000, will now include an inscription to the Queen around the exterior of the Round Reading Room. Foster is also creating an Ethnography Gallery in the museum's former North Library, which received a £5.4 million gift from the Wellcome Trust.
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