text:
Battling a Wicked Problem
Arvind Ashta
A school of thought hails microcredit as a social innovation, a messiah to enable people to help themselves out of poverty through entrepreneurship. An opposing school of thought considers microcredit as a capitalist demon ensnaring the poor in poverty and debt. The layman and the million professionals working in this industry are at a loss to make sense of the stories that circulate about microcredit. This book provides this sense-making, useful for students, professionals, investors and researchers who are attracted to this field.
Poverty is a wicked problem, akin to Hydra, the Greek mythological monster with many heads. As microcredit tries to balance multiple objectives to grapple with these multiple heads, it has needed to shift the weapons it uses. The arsenal for this battle has needed new philosophies, changing ethics, differing missions, institutional partnerships, the latest technologies and new products. These rapid innovations have differed in speed across the world, with adaptations in developed and developing countries. This book presents these with many case studies and field research.
It is clear that development initiatives, no matter how financial, cross academic disciplines. At the very least, they affect disciplines such as economics, business management, sociology, history, geography, politics, legal systems in place, as well as science, which is evolving at such a high speed. The book provides this multidisciplinary view and motivates future research and practices.
Chapter 2. Institutional Study of Microcredit: Successes and Failures
| 63 →
Institutional Study of Microcredit: Successes and Failures
We have seen that wicked problems such as poverty are too complex to be solved by any one approach (Churchman, 1967, Weber and Khademian, 2008, Beinecke, 2009, Seager et al., 2012, Whyte and Thompson, 2012). Nevertheless, inaction does not help. Social entrepreneurs therefore try experiments such as microcredit and replicate them if they feel that they may be making a dent to the problem. This replication requires support from many stakeholders and, for this, the social entrepreneurs sell their dreams and visions through story-telling (Ashta, 2014a). However, it is hoped that one day the solution would be sustainable through market forces so that society can focus on other problems or other dimensions of the wicked problem (Houghton, 2015). This scalability using market institutions is often believed to be the only way to impact the billions of people affected by poverty.
This chapter starts by looking at the fast evolution of microcredit and the institutional environment that accompanied it. It then questions whether the rapidly scaled microcredit solution is sustainable in a financial as well as socio-ethical sense. Finally, it looks at institutional building that is required to protect microcredit.
What Made Microcredit Successful?
In the previous chapter, we have seen that microcredit grew fast, very fast. Indeed, this was the case when I first started my research in this area. The obvious hypothesis was that if it was...
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subset: commoncrawl


text:
See this is why everyone loves Ferrari, they simply don't care about anything except screaming speed.
German publication Autobild is reporting that whatever Ferrari chooses to replace the F12 Berlinetta with in 2019, will retain the current car's 6.3-liter V12, albeit with upgrades.
It's not just that the F12 successor will retain its parallel 6-cylinder banks, but that they will remain untainted by turbocharging unlike its kin, the California and 488 GTB. However, it has been rumored that Maranello could electrocute the thing for extra spice.
With the most hardcore iteration of the F12, the F12tdf, kicking out some 770 hp, it's thought the new car could eclipse the 800 hp mark. And with it expected to show up in a lighter and more compact package, the thing could be an absolute mega monster.


text:
Dark Shinobi
October 20th, 2011, 04:58 AM
I have been using 10.04 since it was released and have been and will continue to be very happy with it. So today I decided to try to upgrade (figured it was time after a year and a half) so after a backup I went ahead and upgraded to 10.10. So far so good so I ran the package update and then the distro update to 11.04. Everything went smooth until after login. I get my gnome desktop, but no internet access, no taskbar, no application, terminal wont open, alt+F2 fails to bring up anything. In fact, no key shortcuts work except ctrl+alt+del. I'm not sure if it's because gnome is no longer the default, but it didn't install unity so I couldn't use it. Got similar problems with KDE and ENLIGHTENMENT, they would load but no update manager, no ethernet or wifi, and very few applications would run. Does anyone know what might have caused this problem? Or what I might be able to do to resolve it? I am interested in bringing this computer up to date, and other distros are out of the question :p


text:
Studio equipment
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|Cara 1
|"Rise" (feat Junior Dread)
|Cara 2
|"Righteous Dub" (feat Guy Calhoun)
|Cara 3
|Cara 4
Kahn & Neek return to local hub Peng Sound for some self titled double plated dubplate action under their steppahs project Gorgon Sound, housed in a rather lovely stamped gatefold sleeve. Although primarily known for their incendiary grime bangers on their own Bandulu imprint, and the dancehall sounds of last year's Backchat single, Kahn & Neek's steppahs-influenced Gorgon Sound project is a chance for them to expand on Bristol's rich legacy of dub, reggae, and soundsystem culture. Since the pair decided to begin the project in 2010, Gorgon Sound has since evolved into a full dubplate DJ operation, with a show made up of entirely their own material. Last year saw the Gorgon Sound project see its first vinyl release, in the form of "Find Jah Way", which featured on the debut released from Bristol's Peng Sound; this double 12" release presents a more expansive take on their steppahs sound, featuring four cuts of West Country bassweight with guest vocalist spots from Brazil's Junior Dread and Bristol's Guy Calhoun.
Tell us what you think in the Facebook comments box below:


text:
Episode 52.5 Coming Attractions, Comedy
Episode 52.5 Coming Attractions, Comedy - Duration: 01:15:57
The guys cover a ton of topics from Todd's experience at the Toronto International Film Festival, the Captain Marvel Trailer, the firing of Henry Cavill from the DCEU. The guys debate the recently released Joker set photos. Todd regales us with a story about a trip to African Lion Safari and Joe desperately tries to segue into the movie announcement. They talk about Chevy Chase's opinions on SNL and Joe takes the Emmy Awards' In Memoriam to task. The guys talk Ariana Grande's groping at the Aretha Franklin Funeral and Joe shares a near fire that occurred in his home and announced a podcast guest appearance he is making next week. The guys also discuss the new Bond Director.
Check us out at miscastcommentary.com. Check out our line of T-shirts at https://www.teepublic.com/stores/miscast-commentary?ref_id=7636.
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15 June, 2015
Monthly chart: Index has been traded inside May's range for the half of the month. The upper Bollinger band was rounded off in the area of 2186.2, so, soon after the end of current consolidation, we wait a downward reversal in July, theoretically, ceiling is on the upper band. Target of correction is the middle Bollinger band (1953.9)
Weekly chart: a well-shaped divergence but one more shift upwards is probable – to 2152.3 (the upper Bollinger band ).
Day chart: here we have an almost completed pullback to the middle line after a break of the bottom Bollinger envelope. All this can mean a direct downward movement to 2015.8.
Expectations: so, waiting for an attack of support 2078.6 and decline to 2015.8
Trading decisions:
1) We shall sell to 2015.8
"Brent" Oil
Monthly chart: the bottom Bollinger band still votes for a slump 45.68.
Weekly chart: a false upward breakthrough of Inside Bar has been received which speaks for bears. Passive ADX does not allow us to rely on impulse decline. But target is still the same - 45.68.
Day chart: attack of 62.41 and 60.46 support points and it will be performed for the whole week.
Expectations: Decline to 62.41 and 60.46
Trading decisions:
1) We keep sales to 62.41 and 60.46
Monthly chart: still a flat in the area of the bottom Bollinger band (1127.73)
Weekly chart: horizontal range 1127.73-1225.87
Day chart: a better shaped support at 1162.21. Possible growth - 1194.40 and 1209.12.
Expectations: expecting flat 1162.21-1194.40. Range is wide, so purchases from the bottom are preferred.
Trading decisions:
1) We shall look for signals to purchases in the area 1162.21
Daily chart: the pair continues to be a wide flat range within the envelope Bollinger (1.5417-1.5711). Expectations: touching zone 1.5586 and rising to 1.5651...
The daily chart: it is likely that flat status of ADX forecast to the Pound the day with a low volatility. We expect a calm trading around the middle Bollinger band (1.56)...
Daily chart flat state of ADX and Bollinger envelopes say that the pair will spend the day (and the nearest time) within the present range: the upper envelope (123.39-125.17)...
Daily chart: the upper Bollinger band rose even higher - at 125.17 and now this mark is an actual target for growth. So, we wait for growth to 125.17, but in the area of 124.47 we can probably meet turbulence and a possible rollback...
Daily chart: the pair has predictably broken Inside bar up and now is moving to the upper Bollinger band (125.09) (125.09)...
Daily chart: the Euro preserves a growing tendency and continues to rise to the upper Bollinger band (1.1224), which, given the state of ADX, is likely to be corrected downwards to the middle band (1.10)...
Monthly chart: scenario of reversal is justifying itself. Northern marks are still achievable, but the bullish momentum has depleted to a notable extent...
Daily chart: Euro is still forced down. Currently the target is 1.0789 (the bottom Bollinger band). Somewhere you meet a significant support for a correction and as a result new sales area to move on trend...
Monthly chart: bulls bolted off to work on the upper Bollinger band (2190.6), but ADX is persistent in its decline, so we are waiting for a downward reversal...


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text:
New-look rules will speed up offshore wind in France: FEE chief
French wind power association's Pauline Le Bertre tells Recharge low price at Dunkirk won over government to higher offshore targets
A redesigned and more efficient regulatory framework with a diminished possibility for lengthy legal procedures as well as earlier consultations with local stakeholders will speed up the development of offshore wind in France, Pauline Le Bertre, chief executive at wind power federation FEE said.
"The regulatory framework was inappropriate, but it has been redesigned. Dunkirk is already an improvement. The next tender will be made under a more efficient framework," Le Bertre told Recharge.
She spoke after the French government on Friday in a tender awarded a 600MW zone off Dunkirk in northern France to a consortium of EDF, Enbridge and Innogy, and kicked off the construction phase of the 480MW Saint Nazaire project in the Atlantic that is slated to become France's first commercial-scale offshore wind farm when it goes online in 2022.
"Consultations with local stakeholders and fishermen will be made more in advance. We have taken the best practices from Denmark and the Netherlands as examples."
"All permitting off future offshore wind projects will be bundled in one authorisation," Le Bertre added.
"This will be very useful. When opponents go to court against a project, they will need to go to court against one single permit. This will accelerate the process a lot."
Lengthy court cases, in which opponents of offshore wind farms had multiple entry points for appeals, had held up the development of France's first six offshore wind projects that had been awarded already in 2012 and 2014 – among them Saint Nazaire – but still haven't started offshore construction.
The EDF-led consortium on Friday had won the first tender after the 2014 auctioning round, for the close to 600MW Dunkirk zone, with a bid price of below €50 ($56.35) per megawatt hour.
A much lower price at Dunkirk when compared to the earlier French offshore wind tenders has convinced Paris to raise its offshore wind ambitions.
The government in the wake of a planned update of its multi-year energy plan (PPE) through 2023 will raise the volume of planned offshore wind tenders in the years 2020 to at least 2023 to 1GW per year, up from about 750MW that had been envisaged so far, ecological transition minister François de Rugy said.
"There is a new state of mind in offshore wind. The government was looking for proof of its competitiveness, which has been confirmed by the Dunkirk tender," Le Bertre said.
"Now they are looking where that [increase offshore wind acreage] can be installed. That depends on studies that still need to be done."
The offshore wind sector during the past one and half years has already worked intensively with the government, and has provided studies on the technology's competitiveness both in France and elsewhere in the world.
Europe-wide wind power industry federation WindEurope said with the result of the Dunkirk tender, things are looking up again for offshore wind in France, and helping to revive the prospects for wind energy in France more broadly.
WindEurope said, however, that the government should now specify how much of the future tendering volume will be fixed-bottom and how much floating offshore wind.


text: This series was created to spotlight the main sofa + sectional collections at West Elm. In collaboration with their in-house merchandising team, I created a storyboard and treatment that highlighted the product's features and characteristics, while maintaining a video length at less than 30 seconds. This short-form, simplified treatment was developed specifically for the product page of each West Elm product. After launching these videos, the products with video saw a 22% lift in conversion and a 27% increased carting rate.


text:
Most popular
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Prosper hospital recklinghausen babygalerie
the haze and woke. But as it turned out sleep was the last thing that occurred that night. So ya, a long time ago. After seeing some of the most wonderful displays of aquatic life and some really sharp teeth on the sharks we continued our after hours SeaWorld tour. We visited different arenas, behind the scenes, from the Belugas Stadium where the playful whales spit water at us, to visiting Shamus home and getting an up close interaction with one of the killer whales. Dopplersonographie, fetale Echokardiographie, anabel Frye, oberärztin, fachärztin für Frauenheilkunde und Geburtshilfe, mIC II Zertifizierung der Arbeitsgemeinschaft für Gynäkologische Endoskopie. But it didnt matterwe being the women of the blogosphere, also came armed with our I-phones which gave us distraction from the fact that no one was going to get any sleep that night. I was starting to get that gut wrenching feeling that I just burst my bubble. She seemed genuinely interested in her late night visitors.
Prosper hospital recklinghausen babygalerie
Spezialgebiete: Gynäkologische Onkologie Astrid Schulz Funktionsoberärztin Assistenzärztinnen Diane Günther Fachärztin Höru Karagöz Fachärztin Eliavet Farsaki Julia Pabst Corinne Schwartz-Mergen Cora Katharina Waldmann Pflege Anna Klyk-Jankowski Hebamme Bereichsleitung Frauenklinik und Brustzentrum Fachkranken- und Gesundheitspfleger- / pflegerinnen Melanie Baer Breast-Care-Nurse Beata Lawik Brustschwester Katrin Rusche Brustschwester Sekretariate. A rare treat for me I must add for someone whos used to tasting toe jam for the things that fly out of my head unchecked most times. Oberärztin, fachärztin für Gynäkologie und Geburtshilfe, mIC II Zertifizierung der Arbeitsgemeinschaft für Gynäkologische Endoskopie. Apparently she is the matriarch of the group and saw some familiar friends in all of us mothers because she happily posed for pictures right up by the glass and happily interacted with. And since thats what I write about on this little blog then those are the stories your gonna hear. That night we started our after hours tour in the Coral Reef where I made a big hit with my Twitter post wondering if we were having sushi for dinner. After our nice breakfast we had our last adventure, feeding the dolphins. As we entered the park it was decided that from that point on we were the #wildside Hotties! Just pay for a day and enjoy the park all season long!
My history with SeaWorld is a long one and while my experience with the Wildside ladies was one for the record books it isnt what created this long time love of the park and all it stands for.
Schenken macht sehr große Freude.
Rhein in Flammen - Karten jetzt im Vorverkauf sichern.


text:
NOTICE: Due to scheduled maintenance at our Gaithersburg campus, this site will not be available from 5:00 pm EDT (21:00 UTC) on Friday October 25 until 5:00 pm (21:00 UTC) on Sunday October 27. We apologize for any inconvenience this outage may cause.
No Species Found
No species in the database contian data from the requested reference: Gibson, G.E.; Latimer, W.M.; Parks, G.S., Entropy Changes at Low Temperatures. I. Formic Acid and Urea. A Test of the Third Law of Thermodynamics., J. Am. Chem/ Soc., 1920, 42, 1533-42.


text:
Home » Slip Dresses » Desert Rose Midi Dress in Rose Gold
Desert Rose Midi Dress in Rose Gold
Understated opulence is at the centre of the Desert Rose collection with the Midi Dress being the pinnacle. Sumptuous silk in subtle a Rose Gold makes up the skirt, while the top is couture embroidery in a celestial floral and shell design. Wear in the bedroom, or for cocktails with a nude underwear, and command all attention.
- Midi Dress Scoop back
- Adjustable straps for the perfect fit
- Composition: 60% Silk; 14% Viscose; 11% Polyester; 10% Polyamide; 5% Elastane
- Care: Machine wash - 30°C, gentle. Use a delicates laundry bag. Do not bleach. Do not tumble dry. Iron, low. Gentle dry clean, except trichloroethylene.
- Product Code: L2669
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text:
The Rocky Mountain Moving Picture Association: A Novel
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|Based on 16 Ratings and 8 Reviews
Book Description
Hollywood, 1913: In the dusty desert community of Los Angeles, a ragtag film company cranks out silent movies in defiance of the law. Young Dmitri Pulski works for his father's ice company in the snowy Sierra Nevadas, and is sent on a journey south to investigate an astonishing order for ten tons of ice by something called the Rocky Mountain Moving Picture Association. Almost immediately, Dmitri,... More
Book Information
|Tor Forge
|Hardcover (9 editions)
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|# of Pages
|Publication Date
Read the First Chapter of The Rocky Mountain Moving Picture Association for Free
The Creators
Loren D. Estleman (Author) : Loren D. Estleman is a published author. Published credits of Loren D. Estleman include The Rocky Mountain Moving Picture Association.
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text:
If $p_1,p_2$ are odd prime numbers , is it possible that
$\dfrac{p_1p_2-1}{p_1+p_2}$ is odd natural number greater than 1.
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If $p_1,p_2$ are odd prime numbers , is it possible that
$\dfrac{p_1p_2-1}{p_1+p_2}$ is odd natural number greater than 1.
Hint: Suppose $\dfrac{p_1p_2-1}{p_1+p_2} = 2k+1$ for some positive integer $k$. Then, we get:
$p_1p_2-1 = (2k+1)(p_1+p_2)$
$p_1p_2-(2k+1)p_1-(2k+1)p_2-1 = 0$
$p_1p_2-(2k+1)p_1-(2k+1)p_2+(2k+1)^2 = (2k+1)^2+1$
$(p_1-(2k+1))(p_2-(2k+1)) = 2(2k^2+2k+1)$
Clearly, $2k^2+2k+1$ is odd, so exactly one of $p_1-(2k+1)$ and $p_2-(2k+1)$ can be even.
Do you see how this helps?
Exactly one of $p1+p2,p1p2-1$ is a multiple of 4.
Write the odd numbers $p_1,p_2$ and the result als numbers of the form $2k+1,2j+1,2m+1$
$$ {(2k+1)(2j+1)-1 \over 2k+1+2j+1} = 2m+1 \tag 1$$
$$ {4kj + 2(k+j) \over 2k+2j+2} = 2m+1 \\ 2kj + (k+j) = (2m+1)(k+j+1) \\ 2kj + (k+j) = (2m+1)(k+j)+(2m+1) \\ 2kj = 2m(k+j)+2m+1 \\ 2kj = 2m(k+j+1)+1 $$
and finally $$ 2(kj-m(k+j+1)) = 1 \tag 2 $$ In the last row, the lhs is even and the rhs is odd, so no solution possible.
Note,that the property of $p_1,p_2$ being prime was not used, only that they are odd numbers
$$\dfrac{p_1p_2-1}{p_1+p_2}=p_1-\left(\dfrac{p_1^2+1}{p_1+p_2}\right)$$ Therefore it is enough to find primes $p_1, p_2$ such that $$p_1^2+1|p_1+p_2.$$
One such way is, primes of the form $$p_2=p_1^2-p_1+1.$$
$(3,7),(7,43),(13,157)$ are the smallest such pairs.
Also I have no idea about the number of such prime pairs.


text:
How To Dress Like An Olsen Twin
This week's illustrated how-to is dedicated to the world's most famous and stylish twins: Mary-Kate and Ashley Olsen, who went from child actors to fashion designers and style icons. While the sisters have some differences in their style, they still have many things in common. Here are some of the must-haves to recreate their look.
Whose style would you like to see next on illustrated how-tos? Let me know in the comments below. See you next week!
1. White blazer, $25
4. Caftan, $50


text:
Funeral Doom
ONE: MOURNFUL CONGREGATION The Incubus Of Karma One of the most prominent bands in the extreme doom/death scene, Mournful Congregation grabbed everyone's attention in 1999 with the release of their debut album, Tears from a Grieving Heart. Encapsulating all the sorrow and pain of the genre, the emotive lead work, the glacial pace
Doom exponents UN express the perfect Sentiment
Listening to UN is not really the best idea if you're preparing for a big night of revelry with friends. By the time you've listened to all four tracks you're far more likely to want to crawl back into bed and pull the covers up over your head than go
Death DOOM Warlords!
Cvlt Nation interviews Shrine of the Serpent
Despite decades of listening to heavy music, there's still something about a slow riff delivered by perfectly-saturated amp that still gets me excited. On Entropic Disillusion, Portland's Shrine of the Serpent delivers thundering slabs of sludgy doom riffs that are served up with what has to be one of the
ADVERSVM Aion Sitra Ahra – Album Preview
Anti-Cosmic Doom Adversvm launch their exciting debut L.P on May 4th. It is fitting that the day known as 'Star Wars' day is the release date for this band's Anti-stellar ethos to be unleashed on the world. "Aion Sitra Ahra" is a monstrous, massive sounding collection of powerful blackened doom. The
Ethereal Black Doom! Premiering : ISENORDAL – Spectral Embrace
On June 1 2018 Seattle WA-based ethereal black doom collective ISENORDAL will release their new album Spectral Embrace. While the staple meditative and mournful elements of their black/doom sound remain, with this work the band take somewhat of an "unplugged" approach to the craft, using acoustic guitars, violas, cellos and chanted vocals
Mournful Glorious Funeral DOOM! Premiering BARREN ALTAR "Call to the Waves"
Pain is glorious, torment is beautiful, sorrow is golden, riffs drenched in dirge, mourning is solace – just some of the thoughts that come to mind as I listen to the new BARREN ALTAR LP Entrenched In The Faults Of The Earth that comes out on June 12th and can


text:
Wide-open monitors are very common as overpressure protection in gas distribution systems but many are improperly sized due to a widely used but imprecise rule-of-thumb.
Wide-Open Monitor Sizing
Due to the tortuous path through the regulator, the monitor does create some pressure loss, decreasing the available differential pressure for the worker and consequently decreasing its flow capability. At low flows, the pressure loss will be minimal while at high flow rates, it will be larger. Impact is typically minor in applications with large differentials between inlet of the station and outlet but can be substantial in small differential applications.
Historically, monitors have been sized using a rule-of-thumb stating that installing a monitor reduces the worker's flow capacity by 30%. In many cases this imprecise rule leads to oversized stations. There are some low pressure differential applications where this rule-of-thumb actually undersizes the station. The best way of sizing monitors is to first determine the maximum pressure drop across the monitor. Either the below formula can be used or a sizing program capable of solving for pressure drop. Once the worst-case pressure drop across the monitor is known, the worker can be sized as a stand-alone regulator using the available pressure differential to determine if the selected regulator will satisfy the flow requirement.
For an upstream monitor, use the following equation:
ΔP = pressure drop across the regulator, psi
P1 = absolute inlet pressure, psia (P1 gauge +14.7)
Q = maximum gas flow rate, SCFH
Cg = regulating gas sizing coefficient
G = specific gravity of the gas
T = absolute temperature of gas at inlet, °Rankine
C1 = flow coefficient
For downstream monitors, the same equation can be used to determine the intermediate pressure by solving via iteration. In this case, P1 is the intermediate pressure instead of inlet pressure and ΔP is the difference between intermediate pressure and outlet pressure.
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Stanford Futon Set full site
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DHP Emily Futon Sofa Bed
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Better Homes and Gardens
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List of the best futon mattress for sleeping
Nirvana Futons Stanford Futon Set
Would you ever think before that you can use your sofa as a bed; Yes, Nirvana futon is the best futon for sleeping. The futon frame made of solid hardwood, that means it is so sturdy.
The sofa has three usable features so that you can use it as a Sofa, Lounger and as a bed. The height of the sofa set is like a normal sitting height. As a result, anyone can easily sit on it. Easily convertible to the standard bed at any time and the sleeper size is 54-inch x 75 inch after open of the sofa.
Expert has built this futon with heritage furnishing. The material used in the futon is eco-friendly and built with hardwood which makes it sturdier. Even seat and the back of the decks are furnished well to make it more attractive among the people.
This foam futon mattress is manufactured in the USA. To make it sturdier and comfortable, they add multi-layer poly cotton and four-layer of foam. They make it easy to the internal parts that do not move or shift because of the solid microfiber tufted cover futon mattress (Pillows not included).
The dimension of the full sofa 80 inch W x 32 inches D x 33.5 inch H and full bed 80 inch W x 54 inches D x 22.5 inch H and the arm height 22.5 inches.
- Easy to installation.
- The material is eco-friendly and built with hardwood
- Can be used as Sofa, Lounger and as a bed
- Pillows not included
Novogratz Brittany Sofa Futon – Navy Linen
Presenting the best futon couch bed that makes you feel comfortable and relaxing and it is Novogratz Brittany. Its linen material supports your body for long hours if you sit or sleep because of its ribbed tufted cushion back.
The futon has curved armrest and slanted leg which looks unique and standard in the room. The linen of the futon adds extra elegance in the room that explains better room experience for the user.
The sofa bed is best for sitting for 4 people at a time and the leg is made of wood. That's why it is so strong and sturdy. In front of the sofa, there are several vertical straight lines to make it more luxurious.
The linen used in the futon is a vibrant color which makes the sofa attractive. There is no conflict to clean the linen because dirt can easily clean.
The sofa can carry up to 600 pounds of weight that are excellent for using without any disturbance. The sleeping dimension of the sofa bed is 70.5 inches L x 43.5 inches W x 16 inches H and futon dimension is 81.5 inches L x 34.5 inches W x 31.5 inches H.
- Durable linen and filled with foam that made it softer.
- Elegant design with a vertical straight line.
- Easy to clean.
- Some users complained that the sofa is not comfortable.
Stanford Futon Set – Full-Size Futon Frame
Stanford Futon set comes with 100 percent solid hardwood and amazing finished seat along with back decks. You can easily use it in three different positions as a Sofa, Lounger, and bed also from upright to recline to bed.
Stanford futon frame, full size, solid hardwood is manufactured in the USA with a complete futon set. The height of the sofa is perfect for sitting any person. There is no conflict in converting the sofa into a bed and the full size of the sleeping bed is 54 inches W x 75 inches D.
The artisans have designed it very carefully with the traditional touch. Most importantly to make this futon manufacturer used hardwood from the sustainable plantation for making it more eco-friendly.
To make it more seat and back of the sofa made in a good manner. The futon mattress is a medium to firm support because of its 8-inch thickness. You can feel fresh because the futon is filled with multi-layer poly cotton and high-density foam to make it softer.
This best futon is furnished in the USA with high-quality material. The frame of the futon and the mattress both can be separated so you can take it by dividing parts and the frame need to be assembled. Pillow not included with the sofa.
- Parts are separate so easy to arrive home.
- Softer because of multi-layer poly cotton and high-density foam
- Strong and sturdy because made of 100 percent solid hardwood
DHP Emily Futon Sofa Bed
DHP Emily is one of the stylish futon sofa bed comes with a rounded edge. This sofa bed has tufting and chrome legs that are sleek and stylish. You can feel satisfied with this sofa because it will fit your room easily.
The best futon mattress sofa is easily convertible and adjustable for sitting to lounging and as well as to sleep. The most useful thing you need to know about the sofa material which is used faux leather that is so easy and simple to clean.
The sofa cushion will stay firm even you use it regularly because of its high and good material. Most of the sofa fails to make you comfortable where DHP will make you feel comfortable because of the polyester and foam. DHP is suitable for any kind of room or office. You can adjust and split back to suit your needs.
- Easy to assemble, convert and use.
- Good quality faux leather and foam.
- Tufted chrome legs.
- Average reasonable price.
- Some customers complained that it is hard for the back.
Best Choice Products Modern Faux Leather
The most comfortable futon mattress that has stylish functionality is Modern Faux leather futon. Though it is one of the luxury futon sofa beds you have ever experienced.
For better weight contain this convertible futon is assigned with faux leather and four chrome metal legs with that you can easily bring to any studio or apartment of the room.
Don't need to worry about the reclining function because this futons backrest can be easily reclined and convertible to the guest bed.
This will give you support when you are watching TV with friends and there also added 2 cup holders in the armrest to make your life more simple while you are drinking tea or your favorite beverage.
The core dimension of the comfortable futon for sleeping 30 inch L x 66 inch W x 30.5 inches H. On the other hand flat dimension is 38.5 inch L x 66 inch W x 13 inch H. Floor to seat height 13 inch H.
Backrest 66 inch L x 19 inch H. Total weight capacity of the sofa can carry up to 500 lbs. and the weight of the sofa is 61.73 lbs.
- Material: PU Leather and Metal.
- Futons backrest can be easily reclined and convertible to the guest bed
- four chrome metal legs; easily bring to any studio or apartment of the room
- Some users complained that the futon is not comfortable.
- Some users complained that it is not suitable for adults.
Better Homes and Gardens Wood Arm Futon
If you are looking for the best sofa bed for everyday use then Novogratz Brittany is the one. You may feel confused about which sofa bed is good for you and make you feel comfortable.
Here is the solution because Novogratz is built with wood arm with a coil mattress that looks charming and fit for any living spaces. Consequently, its wooden arm and coil mattress make it more comfortable for modern living.
You can use it as a sofa during the day and easily convert it into a bed during sleeping time and it doesn't cost you so much effort because it is convertible instantly.
When it comes to the durability of this convertible sofa you can trust it because of its contemporary design and wooden finish on the other hand wooden arm and solid metal frame make it more strong and durable.
Know more about this most comfortable futon mattress because of its 8-inch mattress and 522 inches wide with best quality foam. The futons cover is so soft that is going to suit any type of decoration because of stylish and many functions.
The sofa can load up to 600 lbs and dimension of the sofa is 82 inch L x 39 inch W x 39 inch H and sleeping dimension 75 inch L x 45 inch W x 21 inch H, Box dimension of the sofa bed 77.17 inch L x 29.92 inch W x 9.84 inch H.
- Affordable price and good for decoration.
- Easy and quick to assemble.
- Wooden arm hand and solid metal frame.
- Some user complained that the button of the futon comes out.
What are the benefits of using futon?
The benefits of a futon are incomparable because we cannot think about a modern home without a futon. A futon supports you when you have no space for sleeping and your guests are in the house.
We know futon is a luxurious and important buying decision for a user. There are several benefits that a futon can offer you:
1. Luxurious Look:
The futon is able to bring a luxurious look to your home because it is the part of the room decoration. Though it is your own decision where to put the futon but try to keep it in a suitable place where you can easily convert your futon into bed and sleep.
2. Safe spaces:
You can easily fit the futon in the small or big spaces because it does not take much space as beds do. A futon takes half of the spaces than the bed takes to set up. So there is no problem to set up a futon in the smaller spaces.
3. Adjustable:
The most important and amusing thing of a futon that it can be adjustable any time any way whenever you want to. Normally you don't need to use a bed at day time so you can use a sofa in the day and easily convert it into bed at night or whenever you want.
4. Comfortable:
If you prefer for perfect comfort then futon mattress is able to make you feel that. Best Futons for everyday sleeping are made of steel and wood but the inner bodies are filled with cotton and foam which makes it softer and cooler.
5. Affordable:
Futons are luxurious but affordable by comparing with different types of beds. Any middle or lower-income holder can easily buy futons though there also several high price futons they cannot afford they can take low-cost futon in high quality.
Factors need to consider for buying Futon:
Buying futon is not a regular task as we do for purchasing our daily accessories. So purchasing futon is one of the important decisions making the process that we do once in a few years' time.
So the fact is futon is best for small and big both of the houses. But there are several factors that you need to care of while buying a futon mattress:
1. Comfortable:
The one and most important factor for buying a futon is the comfortable futon buying. You will get several futons that are hard to sit and sleep and that will irritate you but nothing to worry our expert has reviewed the best futon mattress for sitting and sleeping.
2. Material Used Inside and Outside:
You know that material used for making the futon is going to tell you how good or bad or strong the sofa is. If the futon is made with low-quality material then it will definitely rush one. On the other hand, good quality futon is also going to last longer.
3. Difference Between Other Futons:
Always try to understand the difference between another futon while selecting a futon that what specification they have than others. That will make a sense of why you are purchasing this futon. If you get the difference and quality of the futon then you are a success and can get a better one.
4. Easy to Move:
Consider and choose the futon that is easy to move and that has a wheel. Not all the futon have this wheel system to carry but most of the standard futons have.


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New Jersey school to cut electricity costs by almost $1 million over 25 years
Children at Noor-UL-Iman School near Priceton are hands-on with tree planting and recycling projects - so going solar and cutting energy costs by 86% is a perfect addition to their green portfolio.
Reducing environmental impact
Noor-UL-Iman School's HVAC system uses 348,908 kWh of electricity a year to maintain a temperature conducive to learning. A parent of one of the school's students encouraged the school to go green to both lower energy costs, and bring environmental awareness to the students.
A trustworthy partnership
The school's parents, teachers and administrators felt it was important to have a trusting relationship with their solar installer. The project began with another company, but several issues arose, leading Noor-UL-Iman School to switch solar providers. It chose Centrica Business Solutions because the team was trustworthy, competent and knowledgeable. It also had a long-term presence and could stand by its work by providing a ten-year workmanship warranty and ten-year production guarantee.
The results
Centrica Business Solutions designed the system as a carport that generates energy during the day; at night, the underside lights up with LEDs to provide a safe environment for staff as they leave in the evening. In addition, the school is installing car charging ports that use energy generated by the solar panels.
The school purchased the system through the PSE&G Loan Program. Payments are funded by utilizing both the electricity savings and the Solar Renewable Energy Credits (SRECs) that the system generates.
Going solar enabled Noor-UL-Iman School to reduce energy consumption by 80%, and the electricity generated from the system has a 25-year average cost of $0.022/kWh versus $0.155/kWh – an 86% reduction in electricity costs. The total solar investment is projected to save the school $949,300 over 25 years, which is a lot of money to reinvest into their student's education!
System description
• 648 LG 360 watt panels
• 8 SMA inverters
• Carport
System size
• 233.8 kW
System production
• 278,778 kWh annually
Environmental benefits
• 72.3 tons of waste recycled instead of landfilled each year


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Share dispute could harm Egyptian operator Mobinil
Chairman warns that ownership battle needs to be resolved "in a few months"
The battle between Orascom and France Telecom over the ownership of Egyptian mobile operator Mobinil could damage the business if it is not resolved in a matter of months, the chairman of Mobinil has warned.
France Telecom and Egyptian operator Orascom both own stakes in Mobinil, the largest mobile operator in the Middle East by subscriber numbers. France Telecom wants to increase it share of the business but Orascom is unwilling to let go of its share of the operator at the price France Telecom wants to pay.
Mobinil chairman Alex Shalaby yesterday stressed the need for a speedy resolution to the dispute. He told CommsMEA that a business review is due to take place in three months and if the ownership contest is not concluded by then it might limit the operator's ability to compete.
"In a matter of a few months it could have an impact, assuming there is no resolution and the current situation was to prevail," he said.
"It has not affected us today, but it would be untruthful to tell you that if the process continues for another six months it will not have an impact, because we have budgets to work on and we have business plans and major decisions. Mobile broadband is a case in point where we would need the blessing of our shareholders."
Shalaby likened the long-running disagreement between the shareholders to a custody battle, with France Telecom and Orascom the feuding parents and Mobinil cast as the child caught in the crossfire.
"The poor child doesn't know what to say; he loves momma, and he loves papa too," Shalaby said.
France Telecom wants to gain full control of Mobinil but Orascom has attempted to thwart France Telecom's attempts.
Orascom owns 28.75% of Mobinil Telecom, as well as a 20% stake in the Egyptian Company for Mobile Services (ECMS), which operates under the brand Mobinil. France Telecom has a 71.25% stake in Mobinil Telecom, a company that has a 51% stake in ECMS.
Naguis Sawirib, Orascom's chairman, has said that he would prefer not to sell his company's stake in the Egyptian mobile operator at all.
Orascom raised the stakes in the long running dispute after France Telecom last month raised its offer to buy all of the remaining shares in ECMS. It has also appealed to an Egyptian court to have the transfer of control, which was imposed by an international arbitration panel in March, blocked because of France Telecom's "failure to pay the price of the shares by the time stipulated in the arbitration award."
According to a Bloomberg report, France Telecom must bid for all remaining shares in ECMS if it wants to buy more than 2% of the company from the open market, Egypt's Capital Market Authority said yesterday.
Khaled Seyam, the Egyptian regulator's deputy chairman, was quoted as saying that "it is not allowed for any company that owns more than 33% of another company to buy more than 2% in 12 months unless it was through an obligatory tender offer for all shares."


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HP Designjet T920 parts
Below are the parts of the HP Designjet T920.
Pay attention! below are both the components for the A1 and A0 version of the HP Designjet T920, components for A1 and A0 version are almost identical. The carriage belt, trailing cable and encoder strip are components that depend on the format. In these parts, A0 or A1 format is mentioned.
Rail and carriage lubricant for the HP Designjet T-series T610 / T770 / T790 / T795 / T920€45.00
This lubricant is suitable for lubricating the rail and carriage of the HP Designjet T610 / T770 / T790 / T795 / T920 series. This oil can easily be applied if you follow the included operating instructions.Learn More |
HP Designjet T1500, T2500 and T920 Hard Drive€195.00
This hard drive is the solution to error code 08:11 for HP Designjet T1500, T2500 ad T920 printers.Learn More |


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Social protection in the 21st century: Types of social provision and ongoing policy reforms in Europe -Task Force meeting19 December 2018
This second meeting of the EPC Task Force on 'Social protection in the 21st century' brought together a selected number of participants and speakers to examine access to social protection in Europe and reflect on the impact that the emergence of new forms of work and employment relationships has on the social protection systems in Europe. Participants looked into access to social protection for people working on non-standard contracts and the self-employed, while discussing existing gaps in social security coverage and efforts to make European social protection systems more inclusive. The discussion was moderated by Ton Wilthagen, Professor of Labour market studies, Tilburg University.
Speakers included: Slavina Spasova, Researcher, European Social Observatory; Ana Carla Pereira, Head of Unit, Directorate-General for Employment, Social Affairs and Inclusion, European Commission; Denis Pennel, Managing Director, World Employment Confederation; Axel West Pedersen, Research Professor, Institute for Social Research, Oslo; Giuliano Bonoli, Professor of Social Policy, University of Lausanne.
14 October 2019
EPC Elections Monitor
The Polish elections and what the result means for Europe
16 October 2019
Health in all policies - A cornerstone of the economy of well-being
17 October 2019
Managed insecurity in the EU's neighborhood: Costs of the unresolved conflict in Georgia
More Events


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About ctq
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Beloit, Wisconsin. USA
Nutdog reacted to a post in a topic: RAW Import from Google Drive NOT working
Import from photos does not pull current version.
ctq replied to donka's topic in (Pre 1.7) Bugs on iPadI just cropped an image with Snapseed and saved it. When I opened it in AP it opened the full image. If I export it as a copy and open it in AP it opens as the cropped version. I don't see this as an AP bug. Snapseed must add some info to the file that AP is not aware of.
Got it thanks. You all are very responsive. I appreciate it. cheers.
Thank you. Tired on my Windows desktop and no problems. I find it strange that Affinity Photo for iOS cannot open the D7500 RAW file as I can open it and edit it with Snapseed with no problems. Cheers.
RAW files from Nikon D7500
ctq posted a topic in (Pre 1.7) Bugs on iPadFYI: Just tried to open a RAW file from a Nikon D7500 and I can see it in my camera roll, but when I select it, nothing appears, just the Affinity Photo persona. When I click the check button the app crashes. iPad Pro 10.5, iOS 10.3.2, Affinity 184.108.40.206. So I'm guessing it's because it's a new camera model. All of my other Nikon RAW files from various older cameras work just fine. Cheers.
Tried with 5 RAW files from a Nikon D300 and still does not stitch them. Converted them to JPEG and no problems. Seems to have something to do with Nikon RAW files.
OK, I downloaded build 188.8.131.52 and still cannot stitch the Nikon RAW files. I converted the RAW files to JPEG and they stitched with no problem. I did take four images with an Olympus E-PL7 and those stitched just fine. Can't shoot any new files to try with my Nikon as I just sent it in for a recall for a shutter issue. Will copy over some other files today and try again.
I tried the ones I sent you and then the full set. Going to shoot a new set tomorrow and see what happens.
Well, I downloaded 18.104.22.168 and still can't get the stitch to work. IPad Pro 10.5, iOS 10.3.2. I'm going to go out and shoot some other scene tomorrow and see what happens.
Thanks. Looking forward to the next build being released. I am amazed at how responsive you all are in answering questions and fixing bugs. Well done!
QA, Uploading now. Thanks. Found it strange as it did stitch the files in 1.6.2.
malyKeri reacted to a post in a topic: Panorama Issue...
Panorama Issue...
ctq posted a topic in (Pre 1.7) Bugs on iPadUsing version 220.127.116.11 and it will not stitch RAW files. If I convert them to JPEG it works fine.
Layers and merging them in AP for iPad
ctq replied to ctq's topic in Affinity on iPad QuestionsGreat, that works. Thank you.
TheLostVertex reacted to a post in a topic: [Fixed] Panorama Issue
Jixxtifs reacted to a post in a topic: Layers and merging them in AP for iPad
Layers and merging them in AP for iPad
ctq posted a topic in Affinity on iPad QuestionsIs there anyway to select two or more layers at the same time and merge them? Currently, I have to change the visibility of some layers then choose Merge Visible. This then creates a new merged layer on top of the layer stack. Is this the expected behavior?
Jixxtifs reacted to a post in a topic: [Fixed] Panorama Issue
[Fixed] Panorama Issue
ctq posted a topic in (Pre 1.7) iPad resolved threadsThis morning I tried to create a panorama with Affinity Photo for iPad version 1.6.2. I have the 9.7" iPad Pro. I could import image files from my Camera Roll but the Stitch button never became active. I then added an image from Google Drive and the Stitch button was active. I then selected the four images I imported from the Camera Roll and created the panorama. As an aside, thanks for releasing Affinity Photo on the iPad. It's a wonderful image editor. The best available for the iPad. Cheers, Chris Quillen
RAW file from D750 showing dark/washed out/dull in Affinity but fine on camera??
ctq replied to TigersPaw's topic in Affinity on Desktop Questions (Mac and Windows)I've been using Nikon D750 RAW files with Affinity Photo on a PC since I installed it when it was released for the PC and have no issues with them being washed out or any darker. It works just fine.


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posted by cruella
The boys shrugged, "I don't know. They might be gone অথবা they might be hiding out there." Huey replied also feeling nervous. His brothers nodded in agreement, trying not to প্রদর্শনী how frightened they all felt.
"Shh…" ফ্ুলপাছ whispered, "I can't tell. We'd better wait a while." The party stayed hidden for some time even after the শিকারী কুকুর Boys left, wanting to be sure they were far away and not coming back.
About half an ঘন্টা after they left, Mickey breathed a sigh of relief and whispered, "Okay, I think they're gone for good! But somebody should check, to make sure."
"I'll do it!" Goofy exclaimed.
"Shh…Goofy!" Mickey whispered, "I think it'd be better if I did it", he ব্যক্ত then crawled out of the brush pile, and began to খুঁজুন for any sign of the শিকারী কুকুর Boys. After looking for several মিনিট and not seeing anything he motioned for everyone to come out, then whispered, "Okay, now we've gotta get back to the কেবিন and find a working phone, and if we can't find a phone somebody's gotta drive into town and tell the cops!" Everyone nodded in agreement, and they quickly began to make their way back.
Meanwhile Donald, Duckworth, Judy and children all stood in the restroom armed with bathroom accessories waiting for a possible attack. When nothing happened for a while Millie spoke up, "Do আপনি think the শিকারী কুকুর Boys are gone?"
"I can't say", Donald replied, looking out the small window, "But now's as good a time as any to make our break. Remember they could be hiding anywhere, so arm yourselves and keep a close eye out."
The group exited the restroom carefully holding their plungers, toilet brushes and branches ready for an attack. Suddenly Duckworth caught something out of the corner of his eye, "Oh my heavens! A শিকারী কুকুর Boy!" he shouted and began to whack furiously with his toilet brush.
Donald immediately came running to assist him. When he saw what Duckworth was beating he rolled his eyes and said, "Uh…Duckworth আপনি do know that's a bush, right?"
Hearing Donald, Duckworth quickly stop what he was doing, and saw that it was indeed a গুল্ম he was fighting. "Oh silly me," he said, embarrassedly, "You know those bushes and শিকারী কুকুর Boys, they all look the same, especially when it's pitch black out."
"Whatever." Donald replied, "Now that we've got that cleared up we've got to get back to Uncle Scrooge's কেবিন and find some way to contact the cops."
"Oh আপনি were so ব্রেভ to take on that bush," Judy ব্যক্ত as she tried to hug Duckworth.
Hearing that Donald started to snicker. Duckworth rolled eyes and replied less than enthusiastically. "Uh… thank আপনি Madame. But now is not the time for flattery."
Meanwhile Scrooge, Minnie and Launchpad fled into the woods, trying to escape Glomgold. After making it back into the forest, and thinking they were নিরাপদ they began to hear the sound of someone running behind them. Then came a loud voice shouting, "Find them ye fool! Don't let them escape!"
"Curse me kilts! They're closer than I thought!" Scrooge exclaimed, "Faster Launchpad! Faster! We've got to find a place to hide from them while we plan our পরবর্তি move!"
"Aye-aye Mr. McD." Launchpad called as he sped up.
Finally they found a large pile of brush to hide in while they rested and made their plans. "Do আপনি think we'll be নিরাপদ here?" Minnie whispered nervously, as she tried to peek through the brush.
"Yeah. I think we… হারিয়ে গেছে 'em," Launchpad, ব্যক্ত panting and trying to catch his breath.
"Aye," Scrooge replied, "But we mustn't waste any time here. We need to hurry and get back to me কেবিন before Glomgold and the শিকারী কুকুর Boys get there. I over heard old Flintheart telling them to go 'take care of' the children."
Minnie gasped, "Oh dear!" she exclaimed.
"Aye. Now let's get moving." Scrooge ব্যক্ত as he started to stand up. "We must stop wasting…" Suddenly a horrible pain shot through his ankle. "Oh burst me bagpipes, me ankle!" he shouted as he sat back down, immediately regretting what he had tried to do.
"Shh…Uncle Scrooge, they might hear you," Minnie whispered. Then she began to rub the severely swollen ankle, hoping to quiet him down. Feeling embarrassed Scrooge objected and tried to pull his foot away, but Minnie continued despite his protests.
Suddenly they began to hear loud thrashing, which seemed be coming closer. Then came the sound of voices, "Hey boss I thinks I heard somthin'."
"Aye, so did I," ব্যক্ত another.
"Um…I think they heard ya Mr. McD," Launchpad whispered.
"Uh…aye," Scrooge replied, still feeling a little embarrassed, "Which is why I ব্যক্ত we must get out of here before they find us, and get back to me কেবিন before they harm the wee children," he ব্যক্ত trying to pull away from Minnie.
"But Uncle Scrooge you're no shape to out run them." Minnie replied.
"I-I'm fine," he stammered, "It's just a wee sprain. But they are far too fast for ye to out run, and much too dangerous for a young lassie to face, which is why ye need to wait here while Launchpad and I lead them away."
The two of them argued for a few মিনিট about who was better equipped to out run Glomgold and the শিকারী কুকুর Boys. Finally Launchpad interrupted, "Will আপনি two stop that fightin'? They might hear ya'll again," he whispered. "Look, I'm faster than both of you, so I'll go out and distract them. Then আপনি two can sneak back to Mr. McD's কেবিন together."
Minnie thought for moment then asked, "Does that sound like it will work, Uncle Scrooge?"
Scrooge grumbled something angrily. Then he hesitantly nodded and muttered, "Ugh… ye will only slow me down. But, aye, I suppose it will work," not wanting to admit the real reason he didn't want Minnie to come with him. "It would however be better if Launchpad and I were to lead them away, and Minnie wait here." he added.
"Um… but then I'd have to help ya… and you'd be slowin' me down," Launchpad replied.
Finally they agreed that Launchpad would lead Glomgold and the শিকারী কুকুর Boys away, while Scrooge and Minnie sneaked back to the cabin. As, he started to crawl out of the pile; Minnie realized that Scrooge's ankle would need to be bandaged if he was going to walk to the cabin. "Launchpad would আপনি mind leaving your scarf?" she asked.
"Um… okay," he replied, feeling a little confused, as he took off his scarf, and handed it to her. Then he noticed the flashlight sitting on the ground. "Oh I almost forgot this," he ব্যক্ত grabbing it, then he left to lead Glomgold away from his friends.
"No Launchpad, please leave the flashlight," Minnie whispered, but it was too late, he was already gone.
"Um…so…why on earth do ye need the blasted scarf?", Scrooge asked, very feeling irritated and confused.
"Well, if we're going to sneak back to the cabin, আপনি need to be able to walk on that foot," Minnie replied, as she took the reluctant Scrooge's foot, and began to মোড়ানো the scarf tightly around it.
"I told ye it's just a wee sprain," he ব্যক্ত feeling irritated. "And we need to stop wasting time, অথবা Glomgold will beat us to me কেবিন and harm me lads and me wee Webbigail!"
Feeling very frustrated, Minnie glared at him, and snapped, "Oh, and how do আপনি expect to beat him back to the কেবিন when আপনি can't even walk?!"
Knowing that she was right, Scrooge quit trying to argue with Minnie. He sat there, deep in thought, watching her মোড়ানো his ankle. He didn't have any children of his own, Webby and his nephews were in fact the closest thing he had to children. But although he was afraid to admit it to her, he had noticed that as his friendship with Minnie grew a fatherly প্রণয় for her also grew. And he had begun to see her as his surrogate daughter.
He continued to watch her and admire her, even after she finished binding his ankle. As he watched her, he hoped that someday his wee Webbigail would grow into a fine, confident and capable young woman, like Minnie.
As Minnie wrapped Scrooge's foot, she too was deep in thought. Despite the fact that he was often accused of being 'a greedy miser', Minnie thought very highly of Scrooge. She of course wasn't unaware of his great প্রণয় of money, but she knew that he definitely loved his বন্ধু and family much more. She also knew, that while he was generally very tightfisted with his money; he could be very generous at times. Why he had even helped her out, when she was faced with financial trouble.
After Minnie finished wrapping his foot she sat there a few মিনিট and continued to think. She had noticed that while her friendship with Scrooge grew, a daughterly প্রণয় for him also grew. And she had begun to think of him as a father figure.
Suddenly both of them realized that they were wasting time and needed to start moving. Cautiously, they peaked out of the brush to make sure no one was nearby. When they didn't see anyone, they carefully crawled out of the pile. After exiting their hiding place Minnie helped Scrooge up onto his feet. He found that while he was slower, he could walk with his foot bound leaning on his cane.
As Minnie turned around he decided that he need to tell her what was on his mind, "Wait, Minnie!" he whispered. "There's something I must tell ye."
"Oh Uncle Scrooge, what's so important that আপনি need to tell me now?" she asked, as she turned to face him.
"This is no easy for me to say…" he replied, while looking down at the ground, "But, the reason I'd like ye to stay behind is because I…I প্রণয় ye…as much as I প্রণয় me lads and me wee Webbigail. And, I can't ভালুক the thought of something happening to ye."
Touched দ্বারা this, Minnie leaned over and kissed him on the cheek. "I প্রণয় আপনি too, you're one the kindest people I know. And I couldn't stand thought of anything happening to you. Which is why we're in this together."
Meanwhile after loosing track of Launchpad, Glomgold and his henchman returned to their hideout. Soon the other defeated শিকারী কুকুর Boys also returned to their lair to tell the news about their loss to their very unhappy boss, "Ye bumbling idiots, how could ye loose them?! They could be in town দ্বারা now! They could have contacted the police for all we know!" Flintheart shouted angrily.
"Uh…well it was actually real easy to loose 'em", one of শিকারী কুকুর Boys ব্যক্ত before getting elbowed দ্বারা his brothers.
"Well, where did ye numskulls loose them?!" Glomgold asked.
Another শিকারী কুকুর boy started to explain, "Um…ya see we don't really know. It was so dark and everything and all we could see was trees 'n' rocks…"
Flintheart interrupted him, "Oh never mind. It sounds like ye হারিয়ে গেছে them in the middle of the forest, so likely that haven't contacted the police yet. But now that they know about us we can't let them get away" he paused and thought for a few minutes, "Sooner অথবা later they will have to return to the cabin. We'll hide and wait for them, once they're all there, we burn it!"
"Oh…do ya mean like them cabins that belonged to those girly scouts that we burned down a few মাস ago?" a শিকারী কুকুর Boy asked.
"Aye, just like those " replied Flintheart, "Expect for one small difference."
"Um…what's da difference boss?" asked a curious শিকারী কুকুর Boy.
Glomgold glared over at them and shouted, "We won't being burning down the wrong cabins so we can have free range to dig for gold. And may I add we could have easily avoided that if it weren't for ye idiots and your miss calculations."
"Uh…But I thoughts আপনি were the one who messed up," ব্যক্ত one of the শিকারী কুকুর Boys.
"Well lads let's one thing straight…" ব্যক্ত Glomgold as he held up a knife, "…I don't make mistakes!"
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With Recession in the Rear View, a More Upbeat California Looks to Choose a New Governor
Standing beneath a radiant blue sky, Mary Cox set aside her broom and counted the blessings of living in California.
Sure, taxes are high — especially compared with Indiana, where she lived a few years ago — and there's a lot of government red tape, as she's learned owning a tavern in this charming bedroom community midway between San Francisco and Sacramento.
But crime isn't a big problem here, the schools in Vacaville are better than they were in Indianapolis and the weather, the 47-year-old Cox said as she smiled at the crystalline morning, couldn't be finer.
While Cox swept up, her sister and business partner, Anna Louzon, 37, wandered out to the parking lot and joined the conversation. "Certainly there's a higher cost to living here," she said. "But anywhere else you live doesn't have the beach, the snowy mountains and the desert all within a two-hour drive of your house."
As California chooses a new governor — one of just a handful in the last 40 years not named Jerry Brown — the state seems to be enjoying something unusual in these tumultuous political times: a feeling of relative contentment.
Not to say things are perfect.
Traffic is awful. Housing costs are crazy. Homelessness is acute.
The state's 1 million-plus undocumented residents are a source of deep contention; some see a drain on taxpayers, others the victims of unwarranted scapegoating.
Still, more than 100 random interviews conducted over the length and breadth of the state — from Redding in the north to Santee in the south, from the Pacific coastline to the edge of the Sierra Nevada — found most saying things are looking up, at least so far as California's direction is concerned.
Armand Werden sees things improving from his perch in the Central Valley.
"They're fixing the streets," said the 29-year-old community college student, who mans the taps at Dust Bowl Brewery, a sprawling restaurant and gathering spot in downtown Turlock. "The city itself is looking a little bit cleaner. A lot of businesses are opening up."
Rob Schroeder said after years of upheaval, the entertainment industry is thriving.
"There are people shooting and for California's economy that's what matters," the 45-year-old filmmaker said over a bacon-and-eggs breakfast in the Hollywood Hills. "How people watch it isn't as important as how many people show up to work every day with a camera or a makeup chair."
This is far from the angry electorate that heaved Democratic Gov. Gray Davis from office in a 2003 recall, gambling on the upstart Republican Arnold Schwarzenegger, or the economically shell-shocked voters who elected Brown in 2010, doubting that he — or any politician, for that matter — could rescue a state in seemingly steep and irreversible decline.
Since then, the turnabout has been dramatic.
California faced a $27-billion deficit when Brown took office and unemployment was 12.2%, topping 25% in some rural areas. More than 1.3 million jobs were lost in the recession, as the housing and construction industries tanked during the worst economic downturn in 50-plus years.
Today, California is running a $6-billion surplus, thanks in part to two voter-approved tax hikes, and the most recent report put the state unemployment rate at 4.3%, an all-time low. Nearly 3 million jobs have been created since the economy bottomed out, a recovery that has outpaced the rest of the country.
Karina Sotto, 25, a community college student who lives in Lennox, just east of Los Angeles International Airport, pointed to the NFL stadium under construction in nearby Inglewood and the fact her father, a welder, made enough money these last few years to finally retire. "We're on the right track," she said.
The comparative good times, however, have brought their own set of problems.
More people working means more people crowding the roadways and packing public transit, turning the daily commute into a form of torture. A robust housing market means higher prices, and the yawning gap between rich and poor means some people are being priced out of their neighborhoods, or forced to surrender more of their paycheck to keep a roof over head. In the worst cases, they're being shoved onto the streets.


text:
TIBCO Mashery API Developer Blog
Mashery API Version 2.0 Released
As your own API initiatives have grown and your needs to either extend your Mashery Developer Portal or integrate with your other systems have increased, we found a need to expand our own API to cover your requirements. As such, we are pleased to announce the release of version 2.0 of the Mashery API!
Version 2.0 is more comprehensive compared to its predecessor in its coverage of Mashery objects. It also includes a powerful query language, allowing you to easily perform ad hoc queries for objects. The following objects are supported:
- Members
- Applications
- Keys
- Roles
- Service Definitions (including cache)
With this release, we have also created a sandbox site for you to use to safely build and test your programs before deploying them to production.
To get started, peruse our comprehensive documentation. Then, login to this site with the administrative account that you want to own your API keys. Request new API keys to gain access by registering on our key registration pages. Note, data access rights are governed by the rights of the account that owns the API key used so consider which accounts you want to have keys.
Happy New Year everyone!


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A Very North Carolina Road Trip
With me pregnant in the summertime, and with my chronic breathing problems, we knew we were going to need to take our vacation first thing in the summertime, as it would only be more draining on me to travel as the weeks went on.
Jesse's baptism gave us the perfect excuse to create our vacation around the fact that we were already out of town anyway, and we'd always wanted to go to the Outer Banks of NC and had never been so, that's what we planned. I envisioned us flying kites together.
We stayed at a great AirBNB called "The Salt Box" way down about a half hour south of Kill Devil Hills. There were very, very few people down where we were, and the two days we went to the beach, we were the only people there most of the time. It was striking how many houses were empty, and just how enormous they were. Had a kind of ghost town feeling about it, especially the houses surrounded by dunes, the ones whipped so hard with wind and sand, the cedar shake ones without any paint. You could almost hear what the wind must've sounded like up there at night, battering all around, coughed up by the ocean and tumbled across the dunes.
But the little area where we stayed had some protection, and was in between ocean and marsh, and so it was grassy and quiet and low down. Cozy, with thick palm trees and tall grasses. I did OK on this trip, although watching the video footage back, I can hear my every breath, strained. I got around all right, except the dunes were a little difficult for me, as I had to rest often to get over the main dune line to the beach from our house. And you may wonder if there were stairs — there were in some parts, but the lay of the land didn't allow for them the whole way.
So with this low-key and budget-friendly agenda, I decided to find some interesting stops along the way, knowing we'd have to stop a lot anyway with a toddler and pregnant me. Atlas Obscura was a very useful resource, and three of the sites here are on that list.
In this post, I'll share all our little stops, and in another the photos from our actual stay in the Outer Banks.


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The Jacket That Blooms
Sacha Verlon
Bomber jackets have become widely marketed ever since their rise in popularity in the past year. This jacket, worn by Ava Esmael, is from Forever 21 and features pink flowers embroidered on the front and back. Esmael is a sophomore at Community High School.
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Accounting/Audit/Tax Finance - General Full Time jobs in Bachelors
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Credit Analyst
Educate Relationship Managers on Macroeconomic fundamentals impacting their credit portfolio Develop good relationship with clients to understand t...
Analyst, Finance Systems
About Standard Chartered We are a leading international bank focused on helping people and companies prosper across Asia, Africa and the Middle Eas...
Senior Associate/Assistant Manager - Corporate Finance (Valuation, M&A, and Infrastructure & Project
Corporate Finance practice provides advisory services relating to valuation services (business and shares valuations, valuation of intangible asset...
Financial Controller
About QNB QNB Group, the largest Financial Institution in the Middle East and Africa are looking to hire a Financial Controller, to meet the expans...
Assistant Manager/Manager, Portfolio Lead Advisory Services (PLAS), Financial Advisory, London
Your opportunity Deloitte Advisory Corporate Finance provides corporates, private equity houses, financial institutions and other clients with a fu...
Internal Audit - Institutional Securities Group, Associate/ Manager (Hong Kong)
Company Profile Morgan Stanley is a leading global financial services company providing a wide range of investment banking, securities, investment ...
Responsible Officer, Virtual Banking (Wealth Management Biz)
Responsibilities: Perform and handle all spectrum of compliance duties as a RO/EO in relation to Type 1 and Type 4 of SFC regulated activities Resp...
Experienced Financial Analyst VP
We Offer A challenging role within the Group Financial Analytics team (part of Investor Relations), with significant potential for future growth wi...
Investment Analyst
**Various Investment Consulting roles - London based - Competitive Salaries + Package** Calling on those studying towards FIA or CFA, I am working ...
Audit - Asset & Wealth Management - Auditor - Associate
JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $2.7 trillion and operations worldwide. The firm is a l...
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Responsibilities: Manage investors relationship and secure funds Work on corporate planning projects Take charge to develop new marketing and busin...
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Senior Investment Analyst Chicago, , Professional The Company Mesirow Financial is an independent, employee-owned firm founded in 1937. As speciali...
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We're building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what&a...
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Business Function Group Audit helps the Board and Executive Management meet the strategic and operational objectives of the DBS Group. We conduct i...
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Senior Treasury Manager (Capital Market) Excellent Career Opportunity Individual Contribution East Area Due to project expansion, currently our cli...
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Experienced auditor with both internal and external experience from a Big 4 and industry. You will be an individual contributor reporting into the ...
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Digitalized Medical Credentialing: How It Could Change Job Placements
Medical credentialing is a necessary yet cumbersome process that accompanies every new practice change or locum tenens placement. It is designed to ensure that doctors and practitioners have received all the necessary training and experience to safely
and efficiently practice medicine.
A new report by the Federation of State Medical Boards (FSMB) reviews current practices and the efforts that are being made to speed up and improve the credentialing process through digitization of the provider's documentation—a step seen as necessary to meet the needs of the healthcare
market of the future.
STREAMLINE your job search with our
locum jobs database.
Physicians and advanced practitioners must go through a credentialing review when they start at a new practice or change states. This process allows states and insurance providers to determine which medical providers meet their requirements. Many facilities also
require providers to go through privileging, which is the process of authorizing a specific scope of practice for patient care based on credentials and performance.
While providers are responsible for providing the records and meeting the requirements—for permanent or locum positions—they can usually rely on their
recruitment agency to handle many of the details and help them through the process.
Locum tenens recruitment and staffing services from Locum Leaders. ©
All rights reserved. Reproduction and distribution of these materials is prohibited without the expressed written authorization of AMN Healthcare, Inc.


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Susan Stewart, 70, of Bountiful, passed away July 9, 2019. She was born at Holy Cross Hospital in Salt Lake City on October 21, 1948 to Seth Layton Stewart and Alexia Nelson Stewart.
Susan suffered much from Type I diabetes, renal failure and breast cancer but rarely complained. In the past few months when she couldn't totally manage for herself, and others had occasion to serve her, she was abundantly grateful and always expressed it.
Susan was preceded in death by her parents, Seth Layton and Alice Alexia Nelson Stewart; grandparents, Walter William and Rachel Pearl Layton Stewart and John Kyller and Mary Alice Page Nelson.
Susan grew up and was educated in Kaysville, attended Kaysville Elementary and graduated from Davis High School. She received her B.A. from Brigham Young University where she also did graduate work in English literature. After teaching English at BYU, Susan worked at the Visitors Center on Temple Square where she wrote the script for the missionaries to use as they conducted tours. Susan did extensive research and was very proud of the book she wrote about Keith Garner who was the Director of Temple Square. Later, when Mr. Garner was released, she worked for him privately in almost every capacity of his businesses as his chief administrative assistant.
Susan was loyal to her friends to a fault. Once she counted you as a friend she overlooked all your faults. Susan was a surrogate mother to her nieces and nephews especially when they were working or attending school in Utah. She was always a strong supporter and #1 cheerleader for them in all of their interests. They will miss her dearly.
Susan is survived by her sister Kathleen Stewart Goodwin (Carl Ben Goodwin Jr.), her nephews and nieces: David Daniel Goodwin (Michelle Pauline Marchant Goodwin) and their children, Benjamin David Goodwin and Amelia Alexis Goodwin; Rachel Ann Goodwin Williams (Bracan Jon Williams) and their children Lucy Page Williams and Alice Ruth Williams; Julie Lynn Goodwin Isaacson (Jon Mark Isaacson) and their children, Matthew Jon Isaacson, Seth Lewis Isaacson, and Elyse Ruth Isaacson; and Jonathan Stewart Goodwin (Aubri Lynn Spencer) and their daughter Mackenzie Anne Goodwin all of whom she loved deeply.
Services will be held at 2:00 p.m. on Friday, July 19th at the Orchard 7th Ward Chapel, 3599 S., Orchard Dr., Bountiful, Utah, where friends and family may visit from 12:30-1:30 p.m. prior to the service.. Interment will follow at the Kaysville Cemetery. Arrangements entrusted to Lindquist's Bountiful Mortuary. Condolences may be shared at www.lindquistmortuary.com