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- Our Better Capitalism series focuses on why inequality has been hurting economic growth, and why new approaches to business and policy can be a course correction.
- We've chosen books from writers like the economist Joseph Stiglitz and the futurist Amy Webb that make sense of where we are, how we got here, and where we should be headed.
- This article is part of Business Insider's ongoing series on Better Capitalism.
In August, nearly 200 CEOs of America's largest companies declared their companies exist for the "benefit of all stakeholders — customers, employees, suppliers, communities and shareholders." This collection of CEOs, the lobbying group the Business Roundtable, rejected the idea that maximizing shareholder value at all costs will take care of everything else.
Their statement was not legally binding, but even if it ends up merely symbolic, it marks a significant shift in the conversation. Since the beginning of last year, Business Insider has been exploring the momentum behind this shift — why we need "Better Capitalism," as we call it, and how we can achieve it.
Our series started with the rejection of the shareholder primacy theory that grew in popularity in the late 1970s and became the norm beginning in the '80s. That theory led to a short-term focus on profits above all else, and we're arguing that this has come at the expense of other stakeholders, and has been a significant factor in the country's out-of-control wage-and-wealth inequality.
We've found that there is an increasingly loud call to tie profits to purpose, and it's not just a moral argument.
To make sense of where we are today and where we should be headed, we've gathered some of our favorite books on the economy and the role of business in society.
This is an updated version of a story that ran on March 16, 2019.
'Transaction Man' by Nicholas Lemann
The shift in the conversation Americans are having about capitalism has direct ties to the financial crisis and the ensuing populist movements, but its roots are in the American economy's rise to dominance following World War II.
Nicholas Lemann, a New Yorker staff writer and professor and dean emeritus at the Columbia University Graduate School of Journalism, takes a look at how the US economy got to where it is right now. [Full disclosure, I attended the school of journalism when Lemann was the dean.]
He explores how the theories of shareholder primacy and trickle-down economics led to, as the subtitle of the book captures, "the rise of the deal and the decline of the American Dream." And it's not simply theoretical. Lemann makes his narrative resonate through the stories of both those who have thrived and those who have suffered through the past several decades in America.
Find it here »
'The Enlightened Capitalists' by James O'Toole
O'Toole, the founding director of the University of Southern California's Neely Center for Ethical Leadership and Decision-Making, chronicles the ways business leaders tried to align their profits with social good, sometimes with poor results.
Using case studies of entrepreneurs behind brands like J.C. Penney and Levi Strauss & Co., O'Toole examines what works and what doesn't when it comes to building sustainable, socially-conscious companies.
Find it here »
'Rewriting the Rules of the American Economy' by Joseph Sitglitz
Joseph Stiglitz is a Nobel Prize-winning economist based at Columbia University, and his 2015 book looks at how shareholder primacy has been one of many policies that he believes have been hurting the American economy.
Stiglitz dismisses the argument that implementing policies that would decrease inequality would hinder growth. Instead, he explains, the wealthiest Americans have increasingly captured the benefits of the growth seen in the past few decades, which handicaps the economy from performing at its best.
Find it here »
'Conscious Capitalism' by John Mackey and Raj Sisodia
Whole Foods founder John Mackey and Babson College professor Raj Sisodia kicked off a movement with their 2013 book, "Conscious Capitalism."
Stout and Stiglitz used their books to show that prevailing business theories were not only detrimental to workers and communities, but to shareholders and the economy as a whole; Mackey and Sisodia use theirs to show that businesses were already in a position to link their profits to purpose, and that investing in all stakeholders also increased the bottom line.
Find it here »
'Winners Take All' by Anand Giridharadas
Anand Giridharadas is a journalist and former McKinsey consultant who was fully enmeshed in the world of the elite. As an Aspen Institute Fellow, he was a true believer in "doing well by doing good." But by 2015, he felt like everything was built on a charade.
In his book, Giridharadas gives a scathing critique of how countries like the United States have essentially handed over societal problems to corporations and billionaires, without addressing the roots of the issues.
We're using our list to highlight ways that those in power can better use that power, but Giridharadas' book is an important wake-up call that will ensure you are always conscious of the bigger picture.
Find it here »
'Janesville' by Amy Goldstein
We're in the early stages of another major shift in industry, where advances in technology will be both replacing and creating millions of new jobs. New solutions around job retraining and skills-based education will play a vital role in ensuring the changes benefit as many people as possible, but "Janesville" also shows there are no quick fixes.
Washington Post reporter Amy Goldstein reported extensively in Janesville, Wisconsin, from 2011 to 2017, tracking the struggles of a town after its General Motors plant closed. Her findings included the insight that when we talk about "closing the skills gap," we must be very deliberate about the path from training to job. It will require the cooperation of educators, politicians, corporations, and labor.
Find it here »
'This Changes Everything' by Naomi Klein
We've been focusing on how the neoliberal policies of the past 40 years have negatively impacted people, but reporter and activist Naomi Klein's 2014 book focuses on how those same policies of growth at all costs have also ravaged the planet.
The literature on the harmful effects of climate change is extensive, but "This Changes Everything" specifically focuses on the role business has played, and why citizens must demand that significant moves toward sustainability are enforced.
Find it here »
'Crashed: How a Decade of Financial Crises Changed the World' by Adam Tooze
The debate over the role of public companies, the wealthy, and policy in America has been waged for decades, but it's begun a new phase as the generation that entered the workforce during the financial crisis has come of age.
Columbia historian Adam Tooze offers perhaps the most extensive explanation of the crisis itself, its causes, and ramifications, and how what happened in the American financial system was closely linked to the crisis that shook Europe.
Find it here »
'Capital in the 21st Century' by Thomas Piketty
French economist Thomas Piketty had an unexpected best-seller when his 800-page economics book was published in English in 2013.
It's still the gold standard on understanding how we've come to a new Gilded Age.
Find it here »
'The Curse of Bigness' by Tim Wu
Massachusetts Sen. Elizabeth Warren has breaking up big tech in her presidential campaign platform, and it's based on a growing movement of economists and lawyers pushing for enhanced antitrust law.
Columbia law professor and former Federal Trade Commission adviser Tim Wu has provided the most succinct and persuasive case for why we should revitalize antitrust, to weaken the effects increased market concentration is having on workers, politics, and customers.
Find it here »
'The Big Nine' by Amy Webb
"Artificial intelligence" is a ubiquitous but often misunderstood buzzword when we discuss the future of business.
New York University professor Amy Webb is here to help. She breaks down how "The Big Nine" developers of AI are shaping our futures, but that nothing they create has inevitable ramifications.
She uses data and history to show what's actually happening in the world of AI, dispelling both excessive fear and optimism, and proposes ways that countries and corporations will have to work together to create regulations and expectations around increasingly powerful technology.
Find it here »
'The Third Wave' by Steve Case
There are different ways of categorizing the industrial shift we're in — there's a debate over whether it qualifies as "the Fourth Industrial Revolution" — but it's undeniable that technological changes are transforming the way we work.
AOL founder and venture capitalist Steve Case sees this period as the beginning of "The Third Wave of the Internet," following the first wave of foundational internet companies like AOL and second wave companies like Facebook.
We're headed into a world where "the internet of things" will become the internet of everything, and Case believes that this is going to more evenly distribute the power concentrated in Silicon Valley and Wall Street. It's why he's investing in rising startup scenes throughout the country, which he thinks will be critical to the future success of the American economy.


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Racing ace Lewis Hamilton turned heads when he arrived at the Bahrain Grand Prix in a Thawb, the traditional dress of men.
Mercedes man Hamilton , 31, was walking alongside Shaikh Abdulla bin Isa Al Khalifa shortly before competing in the race.
Nothing but love and respect for this culture, and Bahrain!! Excited to get in the car today. Feeling royal!! Thank you...Posted by Lewis Hamilton on Sunday, 3 April 2016
The reigning world champion qualified on pole after putting in what he called a 'sexy lap' in Q3.
But the world champion later had a nightmare start to the race enduring a collision just seconds after the start.
Hamilton wasn't entirely to blame as he was clobbered by Williams ace Valtterie Bottas through the very first bend.
And it was all catch-up after that to earn third.
#BahrainGP #TeamLH #LetsGO #Ready MERCEDES AMG PETRONAS #repostPosted by Lewis Hamilton on Sunday, 3 April 2016
Just as in Melbourne a fortnight before it all went pear-shaped in the first few hundred metres.
Then a faulty start system was to blame.
However Hamilton remained relaxed after the race.
"I'm really chilled, not big issue," insisted Hamilton.
By Nicola Bartlett
- Source: Mirror.co.uk
Not every day is going to go the way we envisioned or planned. What's important is how you handle what life throws at...Posted by Lewis Hamilton on Sunday, 3 April 2016

subset: commoncrawl


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sales at Lord & Taylor@ (Compares with estimates, adds same store sales, Q1 net income)
June 13 (Reuters) - Canadian department store operator Hudson's Bay Co on Thursday posted a wider-than-expected loss and a 3.3% fall in first-quarter revenue as it closed some stores and sales at its Lord & Taylor unit fell.
The owner of Saks Fifth Avenue and Lord & Taylor retail chains said earlier this week it was evaluating a C$1.74 billion ($1.3 billion) go-private cash offer from its Executive Chairman Richard Baker and other shareholders.
The company, North America's oldest, said first-quarter comparable sales decreased 2.1%, and excluding Lord & Taylor and Home Outfitters increased 0.3%.
Same-store sales at its namesake stores tumbled 4.3% in the quarter.
The struggling retailer has been shutting its underperforming shops to cut costs and exploring strategic alternatives such as a sale or merger of its department store Lord & Taylor. The company is also set to sell its stake in its real estate joint venture in Germany to Signa Retail Holdings in a deal valued at C$1.5 billion.
The company reported a profit of C$275 million ($206.80 million), or C$1.15 per share from continuing operations, in the first quarter ended May 4, compared to a loss of C$398 million, or 72 Canadian cents per share, a year earlier.
First quarter net income included a C$817 million gain from the sale of the Lord & Taylor flagship building in New York.
Excluding items, the company posted a loss of 87 Canadian cents per share, wider than the 56 Canadian cents loss based on estimates from 2 analysts, according to IBES data from Refinitiv.
Total revenue fell to C$2.12 billion from C$2.19 billion, a year earlier.
($1 = 1.3302 Canadian dollars) (Reporting by Shanti S Nair in Bengaluru; Editing by Shailesh Kuber)


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Cemeteries in New England were often planted with maple trees and thus make very colorful spots in the fall.Read More
Colorful Resting Places
Hidden Ponds
There's nothing more satisfying than stumbling across a few hidden ponds while out searching for good foliage shots. The beautiful backcountry of New Hampshire never ceases to amaze!
At The Foot of Crotched
A row of maples in a wet area at the foot of Crotched Mountain in Francestown, New Hampshire begin to turn color before many of the surrounding trees located on drier land.
Fall Has Arrived
After the "swamp maples' turn their bright red in late September or early October, one of the first patches of true autumn color in our area happens with these ancient maples along an old gravel road that winds between houses and barns, some being older than the trees themselves.
Rhus typhina, our native Staghorn Sumac simply loves the edges of pastures. To say it is a volunteer under these conditions is an understatement. It leads the charge. I remember when we first moved to the farm, I spent a great part of the first year clearing very large Staghorn Sumacs that had suckered and were marching toward the center of the pasture from every edge. The beauty of the plant, however, has not been lost on breeders who have developed a number of cultivars for the garden including the show stopping Rhus Typhina 'Tiger Eyes' (below).


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Locking and Waiting¶
Flags in this category fall into the below groupings:
- Informational –> Flags that return info about locks and deadlocks.
- Functionality Toggles –> Flags that modify lock escalation or other locking behaviors.
- Fixes and Past Relevance –> Fix flags and flags which are no longer relevant.
See also:
1229 prob needs a See Also in the scheduler section.
Is 8755 already referenced in the query optimization section?
Short Descriptions¶
|Short Description
|See Also
|Reports to error log when recompile occurs due to auto-update of stats.
|Records lock escalations in the SQL error log.
|Prints detailed lock info for every lock request/release.
|* 1204
|Prints detailed info upon every deadlock occurrence.
|Prints info to SQL error log every time a deadlock search begins.
|Complements 1204 by printing other locks held by deadlock parties.
|Prints host name/program name [by clients in a deadlock?]
|Similar to 1204, but with more info and in an XML format.
|Adds more wait types to sys.dm_os_wait_stats
|Removes "optional" wait types from sys.dm_os_wait_stats.
|* 1211
|Disables lock escalations due to memory pressure.
|* 1224
|Disables lock escalations based on number of locks.
|Disables lock partitioning among schedulers.
|Disables any locking hints in query text.
|Complicated; see below
|Reduces LOCK_HASH spinlock contention on older builds
|Relieves RESOURCE_SEMAPHORE_MUTEX contention in SQL 2005.
- 611 (Info)
Records each lock escalation, in the form: "Escalated locks - Reason: LOCK_THRESHOLD, Mode: S, Granularity: TABLE, Table: 222623836, HoBt: 150:256, HoBt Lock Count: 6248, Escalated Lock Count: 6249, Line Number: 1, Start Offset: 0, SQL Statement: select count(*) from dbo.BigTable"
Aaron: Confirmed still in SQL 2014.
- 1200
Prints detailed lock info as every request for a lock is made (the process ID and type of lock requested).
- 1204
BOL 2014: "Returns the resources and types of locks participating in a deadlock and also the current command affected.".
937950 notes a specific type of error where 1204 will not help with deadlocks.
- 1205 (Info)
Prints information to the SQL error log every time a deadlock search starts, whether or not a deadlock is found.
- 1206 (Info)
Used to complement flag 1204 by displaying other locks held by deadlock parties.
- 1208 (Info)
KB: "Prints the host name and program name supplied by the client. This can help identify a client involved in a deadlock, assuming the client specifies a unique value for each connection."
- 1222
- BOL 2014: "Returns the resources and types of locks that are participating in a deadlock and also the current command affected, in an XML format that does not comply with any XSD schema."
- 8001 (Info)
Khen2005, p2: "For SQL Server 2005, the SQL Server product team opted not to include [in sys.dm_os_wait_stats] some wait types that fall under one of the following three categories:
- Wait types that are never used in SQL Server 2005; note that some wait types not excluded are also never used.
- Wait types that can occur only at times when they do not affect user activity, such as during initial server startup and shutdown, and are not visible to users.
- Wait types that are innocuous but have caused concern among users because of their high occurrence or duration
The complete list of wait types is available by enabling trace flag 8001. The only effect of this trace flag is to force sys.dm_os_wait_stats to display all wait types."
- 8050 (Info)
Causes "optional" wait types (see the CSS article) to be excluded when querying sys.dm_os_wait_stats.
Functionality Toggles¶
- 1211
BOL 2014: "Disables lock escalation based on memory pressure, or based on number of locks. The SQL Server Database Engine will not escalate row or page locks to table locks.
Using this trace flag can generate excessive numbers of locks. This can slow the performance of the Database Engine, or cause 1204 errors (unable to allocate lock resource) because of insufficient memory.
If both trace flag 1211 and 1224 are set, 1211 takes precedence over 1224. However, because trace flag 1211 prevents escalation in every case, even under memory pressure, we recommend that you use 1224. This helps avoid "out-of-locks" errors when many locks are being used."
- 1224
BOL 2014: "Disables lock escalation based on the number of locks. However, memory pressure can still activate lock escalation. The Database Engine escalates row or page locks to table (or partition) locks if the amount of memory used by lock objects exceeds one of the following conditions:
- Forty percent of the memory that is used by Database Engine. This is applicable only when the locks parameter of sp_configure is set to 0.
- Forty percent of the lock memory that is configured by using the locks parameter of sp_configure.
If both trace flag 1211 and 1224 are set, 1211 takes precedence over 1224. However, because trace flag 1211 prevents escalation in every case, even under memory pressure, we recommend that you use 1224. This helps avoid "out-of-locks" errors when many locks are being used.
Note: Lock escalation to the table- or HoBT-level granularity can also be controlled by using the LOCK_ESCALATION option of the ALTER TABLE statement."
- 1229
Disables lock partitioning (among schedulers).
- 8755
Disables any locking hints and permits the optimizer/query execution engine to select the appropriate lock behavior.
Fixes and Past Relevance¶
These flags either are old and irrelevant for modern builds, appear only in CTPs, or enable a fix in a CU but are baselined in a later service pack or release.
- 1216 (Info?)
319892: mentions 1216 in passing as a flag in SQL 2000 that is associated with deadlock output. The mention occurs only to distance TF1216 on SQL 2000 from TF 1216 on SQL 7.0 and TF 1261 on SQL 2000, which both have a different purpose than 1216 on SQL 2000. Prob needs to be tested on modern versions.
- 1236
(On by default in SQL 2014 SP1+ and SQL 2012 SP3) Partitions the DATABASE lock type to help reduce contention on internal locking structures symptomized by LOCK_HASH spinlock contention.
- 2456
Relieves RESOURCE_SEMAPHORE_MUTEX contention, which may be primarily due to a bug in SQL 2005.


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THURSDAY'S National once again highlighted a case being pursued by the Unionist Home Office against a hard-working Scottish citizen, namely Lizanne Zietsman who runs a very successful catering business on the island of Arran (Home Office tells businesswoman on Arran to leave UK, July 4).
Once again I get the bad taste of Wastemonster's dirty trick department conducting a campaign against Scotland's rural economy, for this deportation will probably lead to the closure of not one but at least two successful businesses with the resultant job losses. The other casualty could well be the small craft bakery which supplies half of it daily output to the Sandwich Bar.
This leaves me asking, are the Home Office conducting similar campaigns in England, eg Bradford? I would also like to know why Jeremy Hunt's Chinese wife is not being pursued in a similar fashion? But oh, silly me she is married to the Foreign Secretary and also doesn't run a successful business in rural Scotland!
Sign David Innes's Petition to Sajid Javid on 38 Degrees – I have.
Charlie Gallagher


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hd 260 MS / hd 470 MS
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- High sealing safety thanks to constant contact pressure
- Continuously adjustable electronic sealing timer
- Compact design with integrated roll holder and cutting device
- No heat-up time, energy-saving, flexible thanks to rapid roll replacement
hd 260 MS / hd 470 MS


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Откройте для себя все, что может предложить Scribd, включая книги и аудиокниги от крупных издательств.
MULTIPLE CHOICE QUESTIONS 1. Which of the following statements about managerial accountants is false? A. Managerial accountants more and more are considered "business partners." B. Managerial accountants often are part of cross-functional teams. C. An increasing number of organizations are segregating managerial accountants in separate managerialaccounting departments. D. In a number of companies, managerial accountants make significant business decisions and resolve operating problems. E. The role of managerial accountants has changed considerably over the past decade. Answer: C LO: 1 Type: RC 2. The day-to-day work of management teams will typically comprise all of the following activities except: A. decision making. B. planning. C. cost minimizing. D. directing operational activities. E. controlling. Answer: C LO: 2 Type: RC 3. Which of the following functions is best described as choosing among available alternatives? A. Decision making. B. Planning. C. Directing operational activities. D. Controlling. E. Budgeting. Answer: A LO: 2 Type: RC 4. Which of the following managerial functions involves a detailed financial and operational description of anticipated operations? A. Decision making. B. Planning. C. Directing operational activities. D. Controlling. E. Measuring. Answer: B LO: 2 Type: RC 5. Which of the following involves the coordination of daily business functions within an organization? A. Decision making. B. Planning. C. Directing operational activities. D. Controlling. E. Motivating. Answer: C LO: 2 Type: RC 6. Titan Company has set various goals, and management is now taking appropriate action to ensure that the firmChapter 1 1
achieves these goals. One such action is to reduce outlays for overhead, which have exceeded budgeted amounts. Which of the following functions best describes this process? A. Decision making. B. Planning. C. Coordinating. D. Controlling. E. Organizing. Answer: D LO: 2 Type: N 7. Which of the following is not an objective of managerial accounting? A. Providing information for decision making and planning. B. Assisting in directing and controlling operations. C. Maximizing profits and minimizing costs. D. Measuring the performance of managers and subunits. E. Motivating managers toward the organization's goals. Answer: C LO: 3 Type: RC 8. The role of managerial accounting information in assisting management is a(n): A. financial-directing role. B. attention-directing role. C. planning and controlling role. D. organizational role. E. problem-solving role. Answer: B LO: 3 Type: RC 9. Employee empowerment involves encouraging and authorizing workers to take initiatives to: A. improve operations. B. reduce costs. C. improve product quality. D. improve customer service. E. all of the above. Answer: E LO: 3 Type: RC 10. The process of encouraging and authorizing workers to take appropriate initiatives to improve the overall firm is commonly known as: A. planning and control. B. employee empowerment. C. personnel aggressiveness. D. decision making. E. problem recognition and solution. Answer: B LO: 3 Type: RC 11. Which of the following business models considers financial, customer, internal operating, and other measures in the evaluation of performance? A. Deterministic simulation. B. Balanced scorecard. C. Payoff matrix. D. Decision tree. E. Chart of operating performance (COP).2 Hilton, Managerial Accounting, Seventh Edition
Answer: B LO: 3 Type: RC 12. Which of the following perspectives is normally absent in a balanced scorecard? A. Financial. B. Customer. C. Internal operations. D. Learning and innovation/growth. E. None of the above. Answer: E LO: 3 Type: RC 13. Managerial accounting: A. focuses only on historical data. B. is governed by GAAP. C. focuses primarily on the needs of personnel within the organization. D. provides information for parties external to the organization. E. focuses on financial statements and other financial reports. Answer: C LO: 4 Type: RC 14. Managerial accounting: A. is unregulated. B. produces information that is useful only for manufacturing organizations. C. is based exclusively on historical data. D. is regulated by the Securities and Exchange Commission (SEC). E. generally focuses on reporting information about the enterprise in its entirety rather than by subunits. Answer: A LO: 4 Type: N 15. Which of the following would likely be considered an internal user of accounting information rather than an external user? A. Stockholders. B. Consumer groups. C. Lenders. D. Middle-level managers. E. Government agencies. Answer: D LO: 4 Type: RC 16. All of the following entities would have a need for managerial accounting information except: A. Dell Computer. B. The Los Angeles Dodgers baseball club. C. Office Depot. D. The Federal Bureau of Investigation (FBI). E. None of the above responses is correct, as all of these entities would use managerial accounting information. Answer: E LO: 4 Type: N 17. Which of the following choices correctly depicts whether Bank of America, Microsoft, and Florida State University would have a need for managerial accounting? Bank Florida State of America Microsoft University A. Yes Yes No
Yes Yes No No
Answer: C LO: 4 Type: N 18. Financial accounting focuses primarily on reporting: A. to parties outside of an organization. B. to parties within an organization. C. to an organization's board of directors. D. to financial institutions. E. for financial institutions. Answer: A LO: 4 Type: RC 19. Which of the following statements represents a similarity between financial and managerial accounting? A. Both are useful in providing information for external users. B. Both are governed by GAAP. C. Both draw upon data from an organization's accounting system. D. Both rely heavily on published financial statements. E. Both are solely concerned with historical transactions. Answer: C LO: 4 Type: N 20. Which of the following employees at American Airlines would not be considered as holding a line position? A. Pilot. B. Chief financial officer (CFO). C. Flight attendant. D. Ticket agent. E. Baggage handler. Answer: B LO: 5 Type: N 21. Which of the following employees would be considered as holding a line position? A. The controller of Exxon Corporation. B. The vice-president for government relations of Microsoft. C. The manager of food and beverage services at Disney's Magic Kingdom. D. A secretary employed by Hewlett-Packard. E. None of the above. Answer: C LO: 5 Type: N 22. Which of the following employees at Starbucks would likely be considered as holding a staff position? A. The company's chief operating officer (COO). B. The manager of a store located in Kansas City, Missouri. C. The company's lead, in-house attorney. D. The company's chief financial officer (CFO). E. Both the company's lead, in-house attorney and the chief financial officer. Answer: E LO: 5 Type: N 23. The chief managerial and financial accountant of an organization is the: A. chief executive officer (CEO).4 Hilton, Managerial Accounting, Seventh Edition
Answer: E LO: 5 Type: RC 24. Which of the following typically does not relate to the role of a controller? A. A controller supervises the accounting department. B. A controller safeguards an organization's assets. C. A controller oversees the preparation of reports required by governmental authorities. D. A controller normally assumes a narrow role within the organization, often preventing the individual's rise to top management ranks. E. Choices "B" and "D" above. Answer: E LO: 6 Type: RC 25. A controller is normally involved with: A. preparing financial statements. B. managing investments. C. raising capital. D. safeguarding assets. E. managing the firm's credit policy. Answer: A LO: 6 Type: RC 26. Which of the following is not a function of the treasurer? A. Safeguarding assets. B. Managing investments. C. Preparing financial statements. D. Being responsible for an entity's credit policy. E. Raising capital. Answer: C LO: 6 Type: RC 27. Managerial accountants: A. often work on cross-functional teams. B. are located throughout an organization. C. are found throughout an organization and work on cross-functional teams. D. are found primarily at lower levels of the organizational hierarchy. E. are found primarily at higher levels of the organizational hierarchy. Answer: C LO: 6 Type: RC 28. The two dimensions of managerial accounting are: A. a decision-facilitating dimension and a decision-influencing dimension. B. a decision-facilitating dimension and a financial-influencing dimension. C. a decision-influencing dimension and a cost-minimizing dimension. D. a cost-minimizing dimension and a profit-maximizing dimension. E. a decision-influencing dimension and a profit-maximizing dimension. Answer: A LO: 7 Type: RC 29. Much of managerial accounting information is based on:
a cost-benefit theme. profit maximization. cost minimization. the generation of external information. effectiveness but not efficiency.
Answer: A LO: 7 Type: N 30. Which of the following is not normally considered to be an element of e-business? A. E-budgeting. B. Supply-chain management. C. E-commerce. D. Balanced scorecards. E. Choices "B" and "D" above. Answer: D LO: 7 Type: RC 31. Managerial accounting has changed in recent years because of: A. the growth of e-business. B. increased global competition. C. the emergence of new industries. D. an increased focus on the customer. E. all of the above factors. Answer: E LO: 7 Type: RC 32. Managerial accounting has changed in recent years because of: A. a growing service economy in the United States. B. the growing popularity of cross-functional teams. C. computer-integrated manufacturing (CIM). D. time-based competition. E. all of the above factors. Answer: E LO: 7 Type: RC 33. Which of the following statement(s) about just-in-time (JIT) inventory management is (are) true?
Answer: E LO: 7 Type: RC 34. Ohio Corporation recently implemented a just-in-time (JIT) production system along with a series of continuous improvement programs. If the firm is now considering adopting a total quality management (TQM) program, it would likely find that TQM: A. is consistent with both JIT and continuous improvement. B. is consistent with JIT but inconsistent with continuous improvement.6 Hilton, Managerial Accounting, Seventh Edition
C. is consistent with continuous improvement but inconsistent with JIT. D. is inconsistent with both JIT and continuous improvement. E. is an antiquated management technique. Answer: A LO: 7 Type: N 35. Cost management systems tend to focus on an organization's: A. machines. B. employees. C. activities. D. customers. E. rules and regulations. Answer: C LO: 7 Type: RC 36. The value chain of a manufacturer would tend to include activities related to: A. manufacturing. B. research and development. C. product design. D. marketing. E. all of the above. Answer: E LO: 8 Type: RC 37. Which of the following choices correctly depicts activities that would be included in a manufacturer's value chain? Research and Development Marketing Distribution A. Yes Yes No B. Yes No Yes C. Yes Yes Yes D. No Yes No E. No Yes Yes Answer: C LO: 8 Type: RC 38. Which of the preceding activities would likely not be considered part of The Gap clothing companys value chain? A. Designing a new product line. B. Locating and then negotiating terms with a clothing manufacturer. C. Marketing an existing product line. D. Distributing goods from regional warehouses to local stores. E. All of the above activities would be an element in the companys value chain. Answer: E LO: 8 Type: RC 39. The activities performed by a manufacturing organization could be categorized as pre-production (such as research and development and product design), production-related, and post-production (such as marketing and customer service). Which activities should the firm focus on if management understands the value chain concept and desires to meet organizational goals? A. Pre-production activities. B. Production-related activities. C. Post-production activities. D. Pre-production, production-related, and post-production activities.
E. Pre-production and production-related activities. Answer: D LO: 8 Type: N 40. In order for a company to achieve a sustainable competitive advantage, it must perform value chain activities: A. at the same quality level as competitors, at the same cost. B. at the same quality level as competitors, but at a lower cost. C. at a higher quality level than competitors, at a higher cost. D. at a higher quality level than competitors, but at no greater cost. E. at either the same quality level as competitors, but at a lower cost, or at a higher quality level than competitors, but at no greater cost. Answer: E LO: 8 Type: RC 41. The process of managing the various activities in the value chain, along with the associated costs, is commonly known as: A. activity-based costing. B. strategic cost management. C. total quality management. D. computer-integrated costing. E. sound management practices (SMP). Answer: B LO: 8 Type: RC 42. A company has a bottleneck operation that slows production. Which of the following tools or approaches could the firm use to determine the most cost-effective ways to eliminate this problem? A. Linear programming. B. Theory of constraints. C. Decision-tree diagrams. D. Payoff matrices. E. Strategic path analysis (SPA). Answer: B LO: 8 Type: RC 43. Which of the following can be linked to the relatively recent wave of corporate scandals? A. Greedy corporate executives. B. Managers who make over-reaching business deals. C. Lack of oversight by companies' audit boards and boards of directors. D. Shoddy work by external auditors. E. All of the above. Answer: E LO: 9 Type: RC 44. Which of the following acts strives to improve corporate governance and the quality of corporate accounting/reporting? A. Robinson-Patman. B. Taft-Hartley. C. Sarbanes-Oxley. D. Bush-Cheney. E. Franks-Ashcroft. Answer: C LO: 9 Type: RC
45. Which of the following statements about the ethical climate of business is false?8 Hilton, Managerial Accounting, Seventh Edition
Greedy corporate executives are, in part, to blame for the relatively recent rash of corporate scandals. Unethical business behavior can have a negative impact on our economy. The Sarbanes-Oxley Act strives to improve the overall quality of corporate reporting. The Robinson-Patman Act strives to improve the overall quality of corporate reporting. Corporate scandals have served as the accounting professions wake-up call to pay increased attention to ethical issues in the conduct of business.
Answer: D LO: 9 Type: RC 46. Which of the following is not an ethical standard of managerial accounting? A. Competence. B. Confidentiality. C. Efficiency. D. Integrity. E. Credibility. Answer: C LO: 9 Type: RC 47. Which of the following is not an element of competency? A. To develop appropriate knowledge about a particular subject. B. To perform duties in accordance with relevant laws. C. To perform duties in accordance with relevant technical standards. D. To refrain from engaging in an activity that would discredit the accounting profession. E. To prepare clear reports after an analysis of relevant and reliable information. Answer: D LO: 9 Type: RC 48. Assume that a managerial accountant regularly communicates with business associates to avoid conflicts of interest and advises relevant parties of potential conflicts. In so doing, the accountant will have applied the ethical standard of: A. objectivity. B. confidentiality. C. integrity. D. credibility. E. unified behavior. Answer: C LO: 9 Type: RC EXERCISES Managers and Decisions 49. Present several examples of managerial accounting information that could help a manager make each of the following decisions: A. A manufacturing company is currently making a part that is a production headache. The firm is deciding whether to abandon production and buy the part from an outside supplier. B. An operator of fast-food restaurants is deciding whether to open a new store in Dallas. LO: 1 Type: N Answer: Note: Many correct answers are possible.
A. The cost of each alternative (make vs. buy) would be needed along with information about suppliers thatpertains to reliability and product quality (e.g., testimonials from a supplier's current customers that cite any problems with on-time deliveries, product stockouts, or abnormally high spoilage rates of purchased goods). Given the company is currently making the part, what would happen to the facilities if the firm begins to purchase from outside suppliers? Could the facilities be subleased, used for other profitable products, or downsized (with equipment being sold)? What would happen to existing employeeswould there be any layoffs and how much would the company save? B. The manager needs information about construction or leasing costs along with figures that focus on subsequent operating costs. Also, projected sales, market share figures, and data about competitors would be helpful. Balanced Scorecard 50. Continental Overnight operates an overnight package delivery service that competes with Federal Express and United Parcel Service (UPS). Top management is considering the use of a balanced scorecard to evaluate operations. A. What is a balanced scorecard and other than customer-satisfaction measures, what are its typical key components? B. List four customer-satisfaction measures that Continental might use to evaluate performance. LO: 3 Type: RC, N Answer: A. The balanced scorecard is a business model that helps to assess a firm's competitive position and ensures that the firm is progressing toward long-term survival. Balanced scorecards differ from organization to organization; however, in addition to customer-satisfaction measures, most have a combination of financial measures, internal operating measures, and measures of innovation/growth and learning. B. Customer-satisfaction measures could include number of packages delivered, market share, number of packages lost or damaged, number of customer complaints, average wait time when calling and scheduling a package pickup, and response time to customer problems. Financial and Managerial Accounting 51. Consider the descriptors that follow. 1. 2. 3. 4. 5. 6. 7. Is heavily involved with the recordkeeping and reporting of assets, liabilities, and stockholders equity. Focuses on planning, control, decision making, and performance evaluation. Is heavily regulated. A field that is becoming more "cross-functional" in nature. Much of the field is based on costs and benefits. Is involved almost exclusively with past transactions and events. Much of the information provided is directed toward stockholders, financial analysts, creditors, and other external parties. 8. Tends to focus more on subunits within an entity rather than the organization as a whole. 9. May become involved with measures of customer satisfaction, and the amount of actual cost incurred vs. budgeted targets. Required: Determine whether the descriptors are most closely associated with financial accounting or managerial accounting. LO: 2, 3, 4, 6 Type: RC10 Hilton, Managerial Accounting, Seventh Edition
Answer: 1. Financial accounting 2. Managerial accounting 3. Financial accounting 4. Managerial accounting 5. Managerial accounting Management Decision, Ethics
6. 7. 8. 9.
52. Ken Franklin is the sales manager of Davidson Enterprises, a very profitable distributor of office furniture to local businesses. A recent economic downturn has created an extremely tight cash position, and the company has been hurt by the bankruptcy of two key customers. In late October, anticipating an economic recovery, Franklin began an extensive remodeling of the company's sales floor. Construction costs, decorating, and equipment purchases are projected to cost $250,000. Davidson has a policy that individual expenditures in excess of $200,000 must be approved by the firm's board of directors. Franklin, unfortunately, missed the deadline to have the board consider this project at its regular September meeting. Not wanting to wait until the next meeting in December, he subdivided the project in two partsconstruction and decorating ($190,000) and equipment purchases ($60,000)neither of which needed board approval because of the dollar amounts involved. The project was recently completed and sales have begun to recover. Customers have raved about the new sales area, noting that it is far superior to those of Davidson's competitors. Required: A. Would Franklin's approach of subdividing the project in two parts have any effect on the company's financial statements? Briefly explain. B. Briefly discuss whether Franklin behaved in an ethical manner. C. Which, if any, of the following standards of conduct would have applicability to Franklin's conduct: competence, confidentiality, integrity, or credibility? Briefly explain. LO: 9 Type: N Answer: A. Although some extra processing is involved because of the "separate" projects, the same total costs will be incurred for the same assets. Thus, there is no impact on the financial statements, which serve to summarize financial activity. B. Franklin behaved in an unethical manner. Even though business is recovering and customers seem more than satisfied with the new sales area, Franklin knowingly bypassed stated company policy. The project is being done in a single phase, and is comprised of construction, decorating, and equipment acquisition. This is really one project; yet his accounting treatment implies otherwise.
C. Two standards are relevant here. Integrity holds that managers refrain from engaging in any conduct thatwould prejudice the ethical performance of duties. Additionally, credibility recognizes that managers have a responsibility to communicate information fairly and objectively, and disclose all relevant information that could reasonably be expected to influence a user's understanding of the reports and data presented. Possible Ethics Issues
53. Many professions have adopted a series of ethical standards to provide guidance for their memberships. The Institute of Management Accountants (IMA), for example, has published standards that focus on competence, confidentiality, integrity, and credibility. In light of these standards, consider the three cases that follow. Case ALeston Corporation has experienced serious financial difficulties in recent years. John Young, the companys chief financial officer, has just learned that a major competitor was likely to file for bankruptcy; however, he failed to disclose this information at a board meeting held later that day when a plant closure decision was being discussed. The board evaluated several proposals during the session that focused on improving Lestons financial position. Case BQBX Company manufactures fertilizer from various raw materials, including a raw material know as Felstar. Paul Kelly, the firms purchasing manager, purposely acquired a lower grade of Felstar than normal because of a very attractive price. The lower-grade product resulted in increased usage during the manufacturing process but had no effect on the fertilizers overall quality. An end-of-period report showed that QBX profited from Kellys actions, with the overall savings in purchase price more than offsetting the cost of added consumption. Case CCentral Distributing has a participative budgeting process, allowing employees to have a say in projected sales targets for the upcoming period. These targets are reflected in a series of performance reports that compare actual sales achieved against targeted amounts. Hillary Baxter submitted very low sales targets because, as she confided in a colleague, "I always want to look good in terms of meeting targets, even if anticipated sales and closures dont materialize." Required: Evaluate the three cases and determine the ethical issues, if any, that are involved. Cite the IMAs standards if appropriate. LO: 9 Type: N Answer: Case A: Young had an obligation to inform the other board members about the likely bankruptcy, particularly in light of the companys financial situation and the topics under discussion at the meeting. The information could have affected the boards thinking on several matters. Two of the IMA standards are relevant here: competence and credibility. Competence notes, in part, that members provide decision-support information that is accurate and timely. Additionally, credibility holds that members disclose all relevant information that could influence a users understanding of an analysis. Youngs silence violates both of these ethical standards. Case B: Kelly did not violate any ethical standards. The acquisition of sub-par material was a sound business decision, particularly since QBX prospered financially and quality of the end product did not suffer. Case C: Baxter engaged in a somewhat common practice known as padding the budget; nevertheless, one can conclude that such a practice is inconsistent with the ethical standards of credibility and competence. Baxter is not providing full knowledge of the sales situation by setting targets that are purposely low, thus possibly misleading managers who attempt to analyze her performance. Additionally, competence is involved because the information provided in setting the sales targets is inaccurate. DISCUSSION QUESTIONS Managerial Accounting vs. Financial Accounting 54. Briefly distinguish between managerial accounting and financial accounting. Be sure to comment on the general focus, users, and regulation related to the two fields.12 Hilton, Managerial Accounting, Seventh Edition
LO: 4 Type: RC Answer: Managerial accounting is concerned with providing information to personnel within an organization so that they can plan, make decisions, evaluate performance, and control operations. There are no rules and regulations associated with this field since the information is intended solely for use within the firm. Financial accounting, in contrast, focuses on financial statements and other financial reports. This area deals with reporting to groups outside of an organization (e.g., stockholders, lenders, government agencies) so that some assessment of profitability and overall financial health can be made. Given the large number of firms in our economy and the varying level of user sophistication, the field is heavily regulated (by the Financial Accounting Standards Board and, to a lesser degree, by the Securities and Exchange Commission). Cross-Functional Teams and Time-Based Competition 55. Cross-functional teams and time-based competition are two themes of contemporary management accounting. Briefly explain these two concepts. LO: 7 Type: RC Answer: Cross-functional teams involve bringing together individuals from a variety of different fields (marketing, design, accounting, production, purchasing, human resources) for an "interdisciplinary approach" to addressing management issues. Such an approach varies from that used in the past when each of the individual disciplines tended to stick to their own turf. Cross-functional teams add value to the organization by meeting the firm and customer's needs in the most effective manner possible. Time-based competition relates to "doing things faster" to gain a competitive edge. Bringing a new product to market faster than a rival firm, responding to customer concerns and problems faster than the competition, and reducing production downtime are a few of its key elements. The Value Chain 56. The value chain is a key component of contemporary management accounting. Define the term "value chain" and explain how it would relate to an airline. LO: 8 Type: RC, N Answer: The value chain is a set of activities that work together to create value for an organization. With a manufacturer, for instance, activities that range in scope from securing raw materials, to production, to delivery of products will culminate in goods that boost a firm's bottom-line profitability. Activities in a value chain for an airline would include reservations and ticketing, maintenance, baggage handling, marketing, customer service, frequent-flyer programs, and, of course, flight operations.


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A landmark peace conference between the Taliban and influential Afghans, including government officials, has agreed a "roadmap for peace" that could hasten the end of the 18-year war.
A statement called for an end to civilian casualties and the protection of women's rights within an "Islamic framework".
The non-binding agreement comes as the US and Taliban continue to negotiate an American withdrawal.
The US toppled the Taliban in 2001.
A seventh round of talks between American negotiators and the insurgents is expected to resume later on Tuesday. They hope to reach an agreement that would see US troops pull out in return for a commitment that Afghanistan would not be used as a base for terrorism.
The Taliban is refusing to hold direct negotiations with the Afghan government until the US announces a timetable for the withdrawal.
But the two-day conference in Qatar, which saw senior Afghan officials attend in a personal capacity, is seen as having laid the ground for formal talks in the future.
"Afghans meeting with the Taliban was a big success," US lead negotiator Zalmay Khalilzad told reporters on Monday.
"It's not an agreement, it's a foundation to start the discussion," Mary Akrami, executive director of the Afghan Women's Network and a delegate at the conference, told the AFP news agency. "The good part…
Continue Reading This Article At BBC News


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Today is the day of the week that we look across the league and track the success rate of the special teams units, and the members of those units for each team. However, this week we will specifically just look at the top units because sample sizes are small right
NHL and Fantasy Hockey Morning Buzz: October 6th 2013
Good morning hockey fans! Saturday is the best day of the week, as there is usually plenty of action and last night there were 11 games! The Games: Boston Bruins 4 – 1 Detroit Red Wings The Scoop: The Boston Bruins played host to the Wings, fresh off a hard-fought
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Good morning hockey fans! There were eight games on the slate in the NHL yesterday. Let's get right to it. The Games: Pittsburgh Penguins 3 – 0 New Jersey Devils The Scoop: Tonight's opener for New Jersey marked the first time in 18 years that a goaltender not named Martin
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In our first division preview of the season we will tackle the Central Division. The new-look Central Division is home to the reigning Stanley Cup Champion Chicago Blackhawks. Chicago Blackhawks Key Losses: G- Ray Emery, C- Dave Bolland, RW- Viktor Stalberg, RW- Michael Frolik, LW- Dan Carcillo Key Additions: G- Nikolai Khabibulin Off-season: Another
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Congratulations! If you are reading this, you have made it to your league's fantasy playoffs, or you are relegated to the consolation bracket and appreciate this column. I think the former is the more likely reason. Regardless of your reason, it is good to know that you are seeking advice.
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Head-to-head leagues are approaching the stretch run before the playoffs, and every point, assist, and save matter. Personally, I am on the border of playoff fantasy hockey and concentrating on hockey as a fan, strictly. This is probably the one time of the year where I evaluate my entire roster
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§ 8-701. Definitions
West's Annotated Code of MarylandAgriculture
MD Code, Agriculture, § 8-701
§ 8-701. Definitions
(b) "Best management practice" means a conservation or pollution control practice that manages soil loss due to farming practices or manages nutrients, animal wastes, or agricultural chemicals so as to minimize movement into the surface waters of the State.
(c) "Eligible cost" means a capital expenditure for installing, purchasing, or constructing a best management practice. It does not include the cost of land or interests in land, or the costs of operating or maintaining best management practices.
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Acts 1982, c. 405; Acts 1984, c. 157, 795; Acts 1985, c. 273.
MD Code, Agriculture, § 8-701, MD AGRIC § 8-701
Current through all legislation from the 2019 Regular Session of the General Assembly.
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New York, Chicago pro teams want to offer sports betting in stadiums, report says
There could be a massive shift in where fans can bet on sports in the near future.
According to ESPN, which cited an unidentified source, there has been a push from team owners of New York and Chicago professional teams to allow sports betting in stadiums. The betting would include more than just kiosks, too.
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National volleyball connection for Highbridge sports centre
PUBLISHED: 15:00 19 November 2010
A HIGHBRIDGE sports centre is set to take centre stage in raising the profile of volleyball in the South West.
King Alfred's Sports Centre has been approached by Volleyball England to become a regional hub for the training and development of the sport.
The centre was chosen because of its good location and motorway links, as well as a £50,000 refit funded by Somerset Leisure earlier this year.
The centre's assistant manager, Toni McKinlay, thinks the centre will be a big boost to the entire community: "It was a wonderful honour to be asked to play such a major role in promoting what is a very popular local sport.
Volleyball is a core sport for the school here and the matches will give local pupils the opportunity to see the sport played at a top level. It may inspire some future England stars from here in Highbridge."
There will be an opportunity to see future England volleyball stars at the centre when it hosts the first of a series of National Championship Under 16 and Under 18 matches on Sunday from 1pm-5pm, and again on Sunday 28 from 1-6pm. Entry is free.


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What does IAVMP stand for?
IAVMP stands for Integrated Aquatic Vegetation Management Plan
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- Irish Auctioneers and Valuers Institute (est. 1922)
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- Indian Association of Veterinary Microbiologists, Immunologists & Specialists in Infectious Diseases
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Editor's Note: This article has been updated to correct the mascot for Stockton High School.
Zach Couper passed for 151 yards and Dominic Dal Santo ran for 118 as No. 5-ranked Boylan maintained its NIC-10 football lead with a 34-6 victory Friday over Guilford.
The Vikings (1-4) played Boylan tough, trailing only 10-6 at the half and 20-6 after three quarters. Dal Santo scored on TD runs of 13, 25 and 17 yards. Couper's 13-yard TD pass to Caleb Henderson made it 27-6 early in the fourth quarter. Guilford scored on a 4-yard pass from Julian Haynie ((6-for-12 for 79 yards) to pull within 7-6. A Nolen Reeser 26-yard field goal 25 seconds before the half made it 10-6.
Adam Newton had 96 yards on two catches for Boylan and Reed Rollette led the defense with 8.5 tackles. Boylan held Guilford to 158 yards rushing on 42 carries.
Auburn 35, Jefferson 7
Jefferson briefly closed to within a touchdown in the third quarter on a 66-yard pass from James Dunner to Arkise Sturdivant, but No. 7-ranked Auburn scored the last 21 points to pull away without star quarterback Nathan Jarrett. Daqwuan Bell ran for 172 yards and Drequan Friar 130 to lead Auburn. The Knights (4-1) ran for 346 yards on 59 carries.
The Knights held Jefferson (2-3) to 56 yards rushing on 28 carries. Dunner completed 9 of 20 passes for 153 yards.
Winnebago 36, Oregon 23: Oregon grabbed a 17-14 lead by halftime, but Winnebago came out charging with three straight scores to open an cushion and hold on for the victory.
Justin Whitehouse got 'Bago on the board first with a 3-yard TD run, but Caleb Mennon answered with a 23-yarder. Whitehouse came back with a 9-yard TD run, but Mennon (1-yard run) and Jarod Pottorf (32-yard field goal), but the Hawks back on top at the midway point.
But Austin Leitzinger, who finished with 120 yards rushing on 13 carries, scored a pair of TDs on runs of 15 and 5 yards, and Jared Roberts followed suit with a 5-yarder to put the Indians up 36-17.
Devin DeHaan's 3-yard TD run for Oregon capped the scoring.
Mennon finished with 116 yards on 16 carries.
Rockford Christian 21, North Boone 12: Rockford Christian's Noah Kellerman had 84 yards rushing with 2 TDs and was 8-for-13 passing for another 94 yards as the Royal Lions celebrated Homecoming with a win.
Spencer Patterson returned a fumble 20 yards for a touchdown in the third quarter to spark RC.
RC's Grayson Smith had 5 catches for 59 yards.
Byron 42, Rock Falls 13: Justin Martinez rushed 15 times for 131 yards and a touchdown, and Nolan Bielskis added 127 yards on eight carries and a pair of scores to pace Byron.
Martinez scored on a 1-yard dive, while Bielskis came in on big runs of 75 and 24 yards. Trevor Koritz scored on a 48-yard run, Brandon Elsbury came in from four yards out and later hit Bryce Scheffler for a 7-yard TD pass.
A-FC 48, Durand 8: Ashton-Franklin Center built a 34-8 lead by halftime and cruised to victory.
Stephen Brooke rushed 31 times for 177 yards and four touchdowns (2, 1, 3, 12 yards) to lead the way for the Raiders. He was key in leading AFC to 364 yards of total offense.
Quarterback Caleb Drew tossed a pair of touchdown passes. The first was a 16-yarder to Sam Hahn. The second was a trick play, as Drew hit Cody Penick at the 10, who then lateralled to Brooke for the score.
Caleb McBride's 7-yard TD run capped the scoring for AFC.
Easton DeMus accounted for Durand's point, scoring on a 47-yard run in the second quarter.
Stockton 52, Pecatonica 0: The Blackhawks jumped out to a 16-0 lead after one quarter, built it to 40-0 by halftime and cruised to victory.
Dillon Hatfield got things rolling early, returning the opening kickoff for a touchdown. He later caught a 20-yard TD pass from Hayden Fox. Fox also added a 30-yard scoring run for Stockton.
Elijah Rowe (3-yard run), Dylan Oppold (1-yard run), Chad Larson (10-yard run) and Brian Booth (30-yard run) accounted for the rest of Stockton's scoring.
Milledgeville 36, River Ridge 6: Kyle Forbes rushed 28 times for 272 yards and four touchdowns to lead the Missiles.
Forbes scored first on a 1-yard dive, but River Ridge answered when QB Jacob Speer hit Wyatt Potter with a 50-yard TD strike. But that was all the offense River Ridge could muster.
Meanwhile, Forbes scored on runs of 4, 1 and 2 yards, and Buddy Bibler added a 1-yard TD dive to lead the Missiles.
Nathan Rahn added 61 rushing yards on seven carries for Milledgeville.
E-PC 49, Galena 23: Galena jumped out to a 6-0 lead on a pair of Adrian Jimenez field goals (38 and 29 yards), but E-PC's offense woke up in the second quarter with 28 unanswered points to put the game away.
Jayden Kempel scored the first two on runs of 5 and 44 yards, and Skyler Fischer returned a blocked punt 32 yards for another score.
Jayden Kempel added a 3-yard TD run, Jared Kempel scored from 39 yards out, and Logan White had a 6-yard TD pass from Brighton Haverland.
Galena's Dalton Bauer scored on a 70-yard run and Jimenez added a 36-yard field goal.
Jayden Kempel finished with 164 yards on 18 carries, while Jered Kempel added 132 yards on 10 rushes.
Forreston 26, West Carroll 6: Hunter Daws tossed a pair of TD passes as Forreston took a 26-6 halftime lead, then the defense held on for the win.
Daws hit Anthony Christensen on a 48-yarder, but Kody and Kaleb Plattenberger matched them with a 5-yard scoring connection to knot the game at 6-6. But Christensen scored on a 44-yard run late in the first quarter, Gavin Fuchs scored on a 1-yard dive in the second, and Daws capped things by connecting with Lane Henneman on a 10-yard TD pass.
Christensen finished with 96 yards rushing on 12 carries, while Matt Akins had 69 more. Noah Gipe and Fuchs paced the defense with 13 and 11 tackles respectively.
Kody Plattenberger was 21 of 31 passing for 221 yards, with Kaleb Plattenberger hauling in nine of them for 61 yards for West Carroll. Kaleb Plattenberger led the West Carroll defense with 14 tackles, while Devon Murray and Dawson Wurster each had 13.


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103 mph in a Volvo XC60 on the German autobahn between Hamburg and Frankfurt. Some cars were still passing me.
Not exactly driving myself but I rode on the back of a motorcycle(gsxr) at 150. Wouldn't do it again now that im a little older but I was surprised how smooth the bike was. I couldn't imagine wrecking at that speed though.
Sent from my RM-915_nam_usa_228 via the HowardForums WP7 App
103 mph in a Volvo XC60 on the German autobahn between Hamburg and Frankfurt. Some cars were still passing me.
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177mph here in the jza80
via the HoFo App
141 Mph. Buick regal, supercharged,down hill. I got pulled over for it.
300km/h Porsche Carrera GT on the freeway late morning 4:30 am
115MPH decades ago. Dog of an engine fastest it would go. Freeway 2-4am. Much faster the wheels would have fallen off.
If my actions include deeds of philanthropy in charity and acts of loving kindness I am living in my Faith.
Red Pocket (AT&T) $192yr UTnT 5GB exp 08.08.19
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49 km/h on big family cargo bike ;-)
120mph in a Dodge Challenger R/T I had a few years ago. Wrecked that car in another accident a few years ago.
240 km/h in a 2006 Mercedes AMG CLK 63
Cell phone history:
Motorola DPC 550 - Ericsson DF388 - Sanyo SCP-4000 - Samsung SCH-N150 - Samsung SCH-T300 - LG TM520 - LG VX-4600 - BlackBerry 6750 - BlackBerry 7250 - Samsung SGH-807 - T-Mobile Dash - Motorola RAZR - BlackBerry Bold 9000 - BlackBerry Torch 9800 - Samsung Galaxy S Captivate (rooted) - Samsung Nexus S - Samsung Galaxy S III LTE (rooted, running SlimBean 4.3) - Oppo Find 7a - Moto X Play - OnePlus 3T Midnight Black Limited Edition - Huawei P20 Pro


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Items Similar to Painting, 19th century oil on panel, "Cathedral / Church" by J.B. Tetar v. Elven View More
JAN BAPTIST TETAR VAN ELVENPainting, 19th century oil on panel, "Cathedral / Church" by J.B. Tetar v. Elven
Painting, 19th century, oil on wood, "Brussels Cathedral / Church" by Jan Baptist Tetar Van Elven. Very fine painting. Dimensions with frame 35,3cm x 28,5cm. Age-related condition.
- ArtistJAN BAPTIST TETAR VAN ELVEN (1805 - 1889, Dutch)
- Medium
- Movement & StyleGothic
- ConditionFair
- Period
- DimensionsH 11.23 in. x W 13.9 in.H 28.5 cm x W 35.3 cm
- Gallery LocationBerlin, DE
- Reference NumberLU98614551881
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Yugas: The Cycles of Time
Hi everybody welcome to this episode of Enlightenment Today, I'm Jason. In this episode I'm going to speak about the Hindu time system called the Yugas. The word yuga in Sanskrit means age, cycle, or world era. You will find out in this episode what makes the Eastern view of time different to the Western


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Lenders use a ratio called "debt to income" to decide your maximum monthly payment after your other recurring debts are paid.
Usually, underwriting for conventional mortgage loans needs a qualifying ratio of 28/36. An FHA loan will usually allow for a higher debt load, reflected in a higher (29/41) ratio.
The first number in a qualifying ratio is the maximum amount (as a percentage) of gross monthly income that can go to housing costs (this includes principal and interest, PMI, homeowner's insurance, property tax, and homeowners' association dues).
The second number is what percent of your gross income every month that should be spent on housing costs and recurring debt. Recurring debt includes payments on credit cards, car loans, child support, and the like.
A 28/36 ratio
With a 29/41 (FHA) qualifying ratio
If you want to calculate pre-qualification numbers on your own income and expenses, please use this Mortgage Qualification Calculator.
Remember these are just guidelines. We will be thrilled to go over pre-qualification to determine how large a mortgage you can afford.
Do you have a question? We can help. Simply fill out the form below and we'll contact you with the answer, with no obligation to you. We guarantee your privacy.


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"The Next Frontier" for Radio Deejaying
Words by Emily Katherine Lozeau
Photos by Nikk McCarron
Anne Barbano, host of 'The Next Frontier' on 105.9 WOMM-LP FM Burlington, has always had an interest in diversity and a knack for the media world. She is currently the host of the first autism and disabilities radio program in Vermont. Each Wednesday from 10am-11am (later archived on her website www.livingtheautismmaze.com) she has new guests on air speaking about their lives - from hardships to triumphs and everything in between. Her show covers broad and often unspoken topics that affect many people every day. "The best feeling is when people say "I didn't know that I learned so much," says Anne. "Sometimes I don't know what we're going to learn; it may be just a different perspective, I find it all fascinating."
This outspoken and inquisitive host has taken her career from television, to film, to radio, where she's always found compelling ways to interact with her audience. "I've done voiceovers, theater, radio, film" she explains. "I'm oriented toward radio, toward interviewing, it's really my love."
Anne got her start in TV conducting interviews for the Burlington Oral History Project, documenting people from every walk of life. She interviewed everyone from a former Amish woman, to a hearing impaired man. The audiotapes from these interviews are archived in special collections at the University of Vermont. The Burlington Oral History Project was a little step into the lives of everyday people, showing everyone can be fascinating in their own ways. From there Anne began working on an oral history show called 'LifeStories' which aired on channel 15. 'LifeStories' continued the quest to document the oral histories of Vermonters. The personal accounts from 'LifeStories' can be found at the Vermont Folklife Center.
It was after her second child was diagnosed with autism that the idea for a film about the subject, called 'Living the Autism Maze,' came about. "It took years to figure out why he had speech delays," Anne laments. "We were not looking at autism; we hardly even knew that word." Anne wrote, directed, and produced the film to help parents and those dealing with autism get more information, in a time when little was easily available. She reminisces that "trying to teach my son, I got the feeling this is more prevalent then we know, but we had to read books, go to specialists, we found everyone was learning along with us."
From this point she saw the opportunity to expand on the subject, to get out information, comfort, and build a community via a radio show. "I've got a lot of people waiting in the wings," Anne said about how she gets in contact with interviewees. With her show streaming on her website, people from all over the country are emailing and Tweeting to be involved with her show. "I love the freedom the Radiator gives to develop your program," she says. Anne laughs that she has had to bring in an outside engineer to keep up with all the activity and interest her show has generated. "I will pursue people when I read something, but the roster is all very different." Her first guests were musicians; one dealing with brain injuries and the other schizophrenia. One recent guest was even involuntarily drugged and locked up in a psychiatric hospital.
For two years now Anne's show has been buzzing on the radio, helping people connect to this relatively new frontier. The Next Frontier has evolved from not only discussing autism and disabilities, but the whole range of mental and physical diagnoses affecting people. "I always thought of Star Trek," Anne explains about the name of her show, "There's been race, sexuality, women's rights. I kept thinking that the next frontier is disabilities; we're going to change our thinking."


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- Good source of trace minerals
- Beneficial for metabolism and glandular function
Seaweed, or kelp, is indigenous to coastlines throughout the world. It is a source of trace minerals known for their support of glandular function and metabolism. The body easily absorbs kelp's rich nutrients due to its natural form. Each Nature's Sunshine Kelp capsule is 525 mg kelp.


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Sudoku Dragon Gems Vol.I - The classic mind game of Sudoku that features many numeric puzzles of increasing
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Masochistic enough to pursue a chill even more enduring than what nature provides eight months of the year? Hit up the city's only sub-zero bar. There's a small entrance fee (because really, those hydro bills must be horrific) that also covers the cost of gloves and a cozy, Canadian-made parka. Annual memberships are available for those who really love the cold. Gimmicks aside, the coolest (pun absolutely intended) thing about Chill is its ability to shape-shift: the decor and ice sculptures change frequently to align with cultural events. For those struggling to drink fast enough to fend off discomfort, there's a heated bar tucked in the back.
Hours Wednesday to Sunday 5 pm to midnight. Available Monday and Tuesday for private events.
Access No barrier at the entrance, washrooms on main floor.
See listing.


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Dig Brew Co Beers
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We take great pride in our delivery service. Every order is shipped on an overnight service via Parcel Force. International shipping available, rates depend on weight and country so get in touch for a quote.
Drop us a direct message to set up your box and we will explain the rest. Boxes can be saved max 3 weeks and what is in the box can't be changed to keep it fair for all our beer buddies who missed out on certain beers.
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on April 16, 2011
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Open call for submissions to national research project
Macra Agricultural Skillnet, contracted by Macra na Feirme and Skillnet Ireland, has been awarded a fund to complete a significant research project into the 'Development and implementation of a continuous professional development framework in agriculture and farming'.
Making agriculture an attractive industry to work in and farming an enticing career for our young people has never been more important, with a significant gap emerging in the labour market.
Several stakeholders within the agricultural sector including Macra na Feirme; the Department of Agriculture; the Health and Safety Authority; the FRS; and Teagasc have consistently referred to the need for a culture and climate of CPD for farmers.
A strong need
While all agree with the need for CPD in farming and agriculture, none of the stakeholders have articulated how a CPD framework could be established. This research will explore suitable frameworks for the farming industry.
Unlike other sectors, farming and agricultural working can be an isolated career without the professional network that exists in other industries.
This research will explore current CPD models and frameworks in farming and other similar industries across comparative nations to determine if a farmer/agricultural CPD framework exists.
There is broad agreement at EU and Irish level of the need for a CPD approach to farming, this thought-leading research will give credence to the discussion not just at Irish member state level, but also at EU level.
The need was also outlined as recently as February 2018 in 'People in Dairy Action Plan', an initiative of the Department of Agriculture and Food, following on from The People in Dairy Report (Paidi Kelly, Teagasc Moorepark).
A programme of recognised CPD courses catering for all skills and enterprises will help in attracting new people, retaining existing talent and allowing them to work more efficiently and effectively.
In order to sustain competitiveness and growth to meet our Foodwise 2020 targets, the industry will have to be able to measure skill levels of individual farm workers, managers and owners.
Further education
Widely recognised courses with equally recognised standards must be available to those in the labour market who want to enter the industry.
Before applying to set up the Skillnet network in 2015, Macra had identified a need for recognition of further education undertaken by those in farming. During its first year the network gave credits to the courses it was delivering and structured an award around it.
This could never reach the level of desired success without the full backing of the industry. This will only be achieved by the being able to present a concrete business case for recognising further training in a structured manner, to give it merit and value.
The tender for conducting this research was awarded jointly to Limerick Institute of Technology and Broadmore Research.
They have a wealth of experience conducting this type of independent research. We are inviting all interested farmers and stakeholders to contribute to the study – to have consulted with all relevant parties and taken their input on board will be vital to the success of the project.
Further information
Submissions can be entered online by visiting: https://macra.ie/skillnet; or by emailing to: [email protected] by January 31.
The research project findings will be published at the end of March 2019.