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Is Idiosyncratic Risk Conditionally Priced?
37 Pages Posted: 1 Mar 2016
There are 2 versions of this paper
Is Idiosyncratic Risk Conditionally Priced?
Number of pages: 37 Posted: 10 Feb 2016 Last Revised: 24 Apr 2019
Downloads 85
Date Written: February 2016
In Merton (1987), idiosyncratic risk is priced in equilibrium as a consequence of incomplete diversification. We modify his model to allow the degree of diversification to vary with average idiosyncratic volatility. This simple recognition results in a state-dependent idiosyncratic risk premium that is higher when average idiosyncratic volatility is low, and vice versa. The data appear to be consistent with a positive state-dependent premium for idiosyncratic risk both in the US and in other developed markets.
Suggested Citation: Suggested Citation
Mehra, Rajnish and Wahal, Sunil and Xie, Daruo, Is Idiosyncratic Risk Conditionally Priced? (February 2016). NBER Working Paper No. w22016. Available at SSRN: https://ssrn.com/abstract=2739542
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Plea deal reached in Denver transgender castration case
Update July 12, 2017: Prosecutors have dropped an assault charge against a man who castrated a transgender woman in Denver. Wochit
DENVER — Prosecutors have dropped an assault charge against a man who castrated a transgender woman in Denver.
James Pennington, a 57-year-old Chicago-based airline pilot, pleaded guilty Monday to practicing medicine without a license, a misdemeanor, under a deal with prosecutors.
The unidentified transgender woman asked Pennington to perform the surgery and later suffered heavy bleeding. She objected to his prosecution.
Pennington's lawyer says he offered to help someone who "is a victim of her own body" and is glad that his case brought attention to the struggles of the transgender community.
Chicago's WLS-TV, which first reported the deal, says Pennington was placed on leave by ExpressJet Airlines after his arrest.
Prosecutors will ask for Pennington to get two years of probation when he's sentenced Aug. 21.
Original Story: Colorado man accused of castrating transgender woman charged

subset: commoncrawl


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The recurrence relation is defined as follows:
$$f(0) = 1$$ $$ f(1) = 1$$ $$ f(2n) = f(n)$$ $$ f(2n+1) = f(n) + f(n-1)$$
I am supposed to calculate $f(10)$, however I have a hard time wrapping my head around this; I can't see any way the relation terminates to the base case.
For instance letting $n = 2$, a simple case supposedly, We get the relation: $$ f(4) = f(2), f(5) = f(2) + 1 $$ If we roll it even further the recurrence just gets larger and larger, not smaller. I don't see a way to solve this using a classical divide and conquer approach.
I am wondering if this is some sort of mistake made by the person that created this question? If not, what am I overlooking?


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Grand View Volleyball Camps
Head Coaches
Tina Carter
Women's Volleyball Head Coach - 11th Season
Tina Carter begins her eleventh season as head coach of the Viking volleyball program, amassing a record of 291-124 (.701). In the ten years under Carter's direction the Vikings have become one of the top volleyball programs in the NAIA.
Grand View won the Heart of America regular season and conference tournament titles in 2016 and 2017, the MCC regular season titles in 2011, 2012, 2013 and the MCC tournament title in 2011 and 2013. The Vikings have made national tournament appearances in 2011, 2012, 2013, 2014, 2016 and 2017. Carter was voted the Heart of America Athletic Conference Coach of the Year in 2017, MCC Coach of the Year in 2009, 2011, 2013 and the AVCA Midwest Coach of the Year in 2011 and 2017.
In 2017 the Vikings made their program's sixth trip to the national tournament where they made it out of pool play and eventually lost a heartbreaker match to end their season. Grand View ended the season with a #10 national ranking after being ranked in the NAIA Top 25 all season. In 2013 Grand View made a history-making run at the NAIA Championships where the team upset four higher-ranked programs and qualified for the Elite 8.
The 2017 season also brought many accolades: seven all-conference players (Luneckas, Twit, Wenzel, Miller, Larkin, Redmond and Rittman), one all-Region player (Twit) and seven Academic All-Americans.
To date the Vikings have had 4 players receive All-Americans honors:
Devon Jensen – 2009 (HM), 2010 (3rd Team), 2011 (1st Team), 2012 (2nd Team)
Kadie Subbert – 2011 (2nd Team), 2012 (HM)
Taylor Wells – 2014 (HM), 2015 (2nd Team), 2016 (3rd Team)
Courtney Twit – 2016 (HM)
Carter is actively involved in the Iowa Region of USA Volleyball as a board member and as a member of the Iowa High Performance program/staff. From 2008-12 and 2014-present Carter has served as a coach for the HP program and has won silver medals with the 2008 Iowa Region Select Team, 2012 Iowa Region Youth International Team and 2014 Iowa Region Youth International Team. From 2012-1016 Carter served as an assistant coach for the Iowa Ice professional team that was a part of the Professional Volleyball League (PVL). The Iowa Ice teams established themselves as one of the best teams in the PVL with an impressive list of finishes – 2012 (Silver), 2013 (Gold), 2014 (Bronze), 2015 (Silver), 2016 (Silver).
Carter came to Grand View after serving as the Volunteer Assistant Coach at Iowa State University from 2005-2007 and the Assistant Coach at Drake University from 2003-2005. She currently coaches club for Central Iowa Select (CIS).
Carter played her collegiate career at Southern Methodist University in Dallas, Texas. She played on the first ever SMU team and her senior year served as a team captain as well as receiving academic all-WAC accolades. Carter graduated from SMU in 1998 with a degree in Psychology and completed her Master of Education degree in Sports Management from Iowa State University in 2001.
Carter resides in Winterset with her husband, Scott, and their daughter, Lauren.
Donan Cruz
Men's Volleyball Head Coach - 7th Season
Donan Cruz enters his seventh season as head coach for the Vikings. Grand View begins the 2018 season as defending National Champions. The Vikings are a top five nationally-ranked program for the fifth straight season.
In January of 2011, Coach Cruz was hired to lead the Vikings and quickly transformed Grand View into one of the top men's volleyball programs in the nation. Cruz, the 2014 and 2015 AVCA NAIA Men's Volleyball National Coach of the Year has guided the Vikings to the NAIA National Invitational Championship match in 2016 and two Final Four appearances in 2014 and 2015. Grand View won the NAIA North Division title in 2014 and 2015, and in 2016 the Heart of America Athletic Conference Championship. He has coached multiple All-Americans (Nikola Vukicevic 2012, 2014; Pedro Cardoso 2014, 2015, 2016; Felipe Rosa 2016) and All-Conference performers and one NAIA National Player of the Yea, Pedro Cardoso, in 2014. In 2015, Grand View earned the program's first No. 1 national ranking. Grand View has the most No. 1-rankings with 11. Missouri Baptist and Park (Mo.) are the only other teams with a No. 1-rank each with three. Cruz coached three first-team All-Americans last season (Tim Johnson, Felix Chapman, and John Chamone) two of which will be returning for the 2019 season (Chapman and Chamone).
Cruz has also served as the assistant volleyball coach for the Viking women's team for the past eight seasons. During this time, in the NAIA, winning multiple conference titles and multiple National Tournament appearances.
Prior to moving to Iowa from his home state of Hawai'i, Cruz spent a year as the head boys' varsity coach at University of Hawaii Lab School while he was working at Chaminade University of Honolulu as a student advisor.
Coach Cruz is a member of the USA Volleyball community. Most recently, he served as Associate Head Coach for USA Volleyball A3 Camp in Vernon Hills, Illinois. He was also involved in the 2014 and 2015 High-Performance Championships in Tulsa and Des Moines. Following the High-Performance Championships in 2015, Cruz served as a training coach for the USA Boys Youth National Team in preparation for the U19 World Championships in Argentina. This is the second time Cruz served as a training coach with the national team pipeline as he assisted as an apprentice coach with the USA Women's Junior National team in 2012. In 2012 and 2013, Cruz served as an Assistant Coach for the Boys Select A1 program in Ft. Lauderdale and Des Moines. In 2011, Cruz coached the first Iowa Region boy's team at the HP Championships in Tucson, Arizona.
Cruz played his college career at Graceland University where he was an outside hitter and defensive specialist for the Yellowjackets. He was the team captain his junior and senior seasons. Graceland is also where Cruz got his collegiate coaching start under Stew McDole. Cruz spent two seasons as an intern student coach with the lady Yellowjackets and spent his last year as an intern recruiting coordinator at GU. Cruz graduated from Graceland in 2006 with a degree in Marketing Communications. He resides in Urbandale with his wife, Anna, and their sons, Nixon and Nevon.


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About Us
Founded in 2009 , empowers Financial Institutions, cash service providers in driving up process optimization and bringing tangible cost reduction throughout the Cash Supply Chain. Our solutions are helping our clients to reduce cash holding costs while improving availabilities and SLAs at the same time. Through highly advanced forecasting and optimization technology from Operations Research Machine Learning and AI, our solutions maximize efficiencies, speeding up processes and increasing profitability.
Arute Solutions receives investment from Esor Investments GmbH in 2016. ESOR Holding Gmbh is a Venture Capital Investment firm founded in Frankfurt am Main in Germany. ESOR's primary Venture Capital Investment interest is in IT especially software technology companies. Investment range is between several hundred thousands to some millions USD. Esor Investment owns 90% of Arute Solutions' shares.
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Arute Solutions Project is the winner of the prestigious Eureka Innovation Award 2015/2016 in the "Competitiveness" category.
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EuroCloud announces the winners of the 2016 European Awards Competition. Arute Solutions Team is granted as second position in the "Best Cloud Service for Vertical Markets" category.
Arute Solutions raised a new round of Investment from one of the most elite investor groups in Europe. Which will support our vision of expanding our operations in 30 countries within 5 years.
Microsoft Software Developer Partner
Arute Solutions has been nominated as Microsoft Software Developer Partner of the year in Turkey 2016. Our partnership with Microsoft is an important part of our commitment to our customers for simple and better solutions.


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London to Venice on board Venice-Simplon-Orient-Express
Luxury Collection fr £2549pp 5 days
Seychelles Travel Guide
Home to some of the most beautiful beaches in the world, the Seychelles is an idyllic collection of 115 islands perfect for family holidays or romantic getaways. Diving and snorkelling are the most popular activities in the Seychelles plus you take a boat and island hop to explore multiple islands. Praslin and Mahé are the two largest islands boasting contrasting landscapes and beautiful beaches.
The Seychelles is as diverse in its cuisine as it is in its culture, combining different regions of the world and resulting in a fusion of flavours. Enjoy the abundance of fresh fish and seafood available here all cooked with local, natural ingredients which is a treat to the taste buds.
Luxury Collection fr £2549pp 5 days
Train Journeys fr £3699pp 12 days
Southeast Asia
City Breaks fr £649pp 5 days
North America
Beach Holidays fr £729pp 8 days
City Breaks fr £999pp 5 days
North America
City Breaks fr £699pp 4 days
North America


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Fiona O'Loughlin's Greatest Hits


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per day
Very accommodating! Car was in great condition and we felt safe.
Arielle M.-14 juil. 2019
Great experience renting this car for a quick day trip while I was visiting town. He was quick to communicate and was flexible with pickup and return. It was my first time using turo and it was pleasant and easy to arrange. Also really appreciated the car having a usb cord for me to use to charge my phone while using the car, as I forgot to bring one and my phone was low on battery.
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The car was great and Brian was a really nice guy. Highly recommend to anyone thinking of renting this car was a great ride!
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Renting from Brian was great! He was very flexible for our drop off time, and I would rent from him again!
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Add to favorites


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App Description
The Love Machine - Best Love Machine
Love Machine is a funny love percentage calculator with different types of calculations.
In this Love Machine
1) Triangle love percentage calculation.
2) Relationship finder.
3) Prank your friends by knowing their partners names and date of birth.
4) knowing the percentage through thumb
5) Matching of your partner face with the celebrity face ...
Enjoy the application
App Changes
- June 13, 2014 Initial release


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This volunteer opportunity has expired!
South Vancouver Neighbourhood House (Home Volunteer Driver)Organization Name: South Vancouver Neighbourhood House
Opportunity Title: Home Volunteer Driver
Category: Driving / Transportation
Commitment: Ongoing Opportunity (> 1 year)
Start Date: July 15, 2014
End Date: December 31, 2015
Email: email@example.com
Website: http://www.southvan.org/
- Background Check Required
- Appropriate for Volunteers Aged 55 and Over
- Training or Orientation Required
Make a Friend Vancouver South Better at Home is looking for volunteers to provide rides for seniors with mobility concerns living in the South Vancouver area. This program strives to support seniors living in their own homes independently by providing friendly and courteous transportation to appointments that enhances quality of life. Training will be provided through the South Vancouver Neighbourhood House and mileage will be reimbursed. Better at Home is funded by the government of B.C. and managed by the United Way of the Lower mainland. Qualifications & Requirements -21yrs or older with minimum five years driving experience -valid driver's license, registration and auto insurance -driver's abstract -own a reliable vehicle -respect and comply with South Vancouver Neighbourhood House's policies, procedures, code of ethics and conduct -attend program orientation and training -reliable and punctual -treat seniors with dignity and respect -sensitive to cultural diversity -must undergo a criminal record check -3 month minimum commitment If you fit the above, and would like to make a difference in the lives of seniors in your community, contact Jeannie.
Get Directions6470 victoria dr. Vancouver B.C.
Other South Vancouver Neighbourhood House Volunteer Opportunities
Other Driving / Transportation Volunteer Opportunities
Appointment driverOrganization: S.U.C.C.E.S.S
Description: Hello to all you lovely volunteers, We are currently looking for kind and enthusiastic volunteers to support seniors in the Hastings Sunrise area to attend medical appointments. Appointments …Read More


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Why Parent Training?
Attachment behaviours between parents and children impact all future relationships in the child's life. Secure attachment changes the world, by hard-wiring children's brains for connectedness, compassion and mindful awareness. Attachment parenting is not a specific set of skills - it is the establishment of a relational foundation that is disciplined, consistent and deeply loving, and that changes dynamically as kids grow and develop.
Amazingly, your child's capacity for healthy long-term relationships with others is largely dependent on YOUR mental health! If there are regular struggles in your relationship, they can impact your daily interactions and experiences - gradually squeezing the joy out of childhood, and out of the beautiful adventure that we call parenting. Seeking help in your parent-child relationship is a brave step into the unknown, which parents never regret!
In almost every family, secure attachment can be taught and learned, and robust mental health can be achieved! Research shows that parents who receive Adlerian parent training are equipped to raise competent, kind and clear-thinking kids who lean into their own lives with confidence. Since parenting arguably the most important job we will do , learning how to provide our kids with models and methods for mental health and resilience is foundational - that's what Parent Training is for!
In my practice, Adlerian Parent Training is provided in ASD-Informed and non-ASD-Informed formats, because ASD exerts a particular set of challenges on the parent-child relationship. What does YOUR family need? I look forward to hearing from you.
Parent Training (Non-ASD)
Parenting is supposed to be fun (remember?!) I provide group-based Adlerian Parent Training. This model teaches parents how to understand what motivates their kid's behaviour, how to respond with love and consistency and how to establish democracy within their homes and families. It also provides insights into our own experiences when parenting, why certain behaviours make us feel like our heads might pop off, and how to lean in and learn, in exactly those moments!
Families experience decreased stress and increased understanding and enjoyment of their kids, after Parent Training. Parents and grandparents are welcome to contact me - I offer this course "on demand" and decreased rates are available for pre-formed groups of 6 or more (friends, faith communities, Parent Groups etc.)
Parent Training (ASD)
Parenting is Big Work even when parents and kids are wired-up similarly - it is additionally complicated by ASD and other forms of neuro-diversity. However, your neuro-diverse child needs a secure attachment relationship as much as any other child; their mental health and social/emotional development depends on it. In this program, parents of kids with ASD learn how to adapt established Adlerian parenting techniques to make them accessible to, and successful for, kids with ASD
Parents report that ASD-Informed Parent Training significantly improves their understanding of their child's needs, behaviour and motivation. Training supports attachment-based developmental gains in kids with ASD, and allows parents to reclaim the fun and delight of parenting from the heart!
ASD-Informed Parent Training is available in flexible formats. Parents, grandparents and pre-formed groups (E.g. ASD Parent Support groups) are welcome to contact me to discuss their needs.


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15+ referencje dla pracownika biurowego wzór
The aforementioned templates assist a firm dilemma to maintain their invoicing strategy up. Download It's a statement template that is quick and clean. Down load It is straightforward and contemporary statement template. As with other statements an on-line statement templates have a header part and also a structure in its own physique. It is possible to get into the on-line bill templates at a very nominal price by reputed sites. It's possible to gain get into to M-S sitemap templates which are easy to make use of for those programs.
The templates are incredibly straightforward spare and to utilize time which may be utilized in perform. They are rather intuitive and advanced with all the capability calculate discounts and tax and to modify currency. Download It is a specialist statement template using Auto Calculation collections for Excel documents.
Organizing your invoice quotation is a complicated endeavor. It's possible from utilizing bill template, to make your statements. Invoices can be found in all forms. Each invoice needs to be in possession of an invoice number that is exceptional. An individual can receive an assortment of bills out of internet.
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Invoice can be an document. Overall the invoice needs to be designed in a manner that after putting all the particulars of the trade, it looks sophisticated. Producing timely invoices for the customers and clients will ensure you simply earn an optimistic impression, and allow you to keep a strong grasp about your company's condition.
An file may be downloaded by you. That means you would really like to create an invoice. You desire is simple to make use of and appear specialist. It problematic without a statement in regards . Fundamentally a statement requires some info related to the solutions. Through the help of the bill template you can make an invoice that's an easy task to browse and also know and also that is planning to meet every one of one's requirements. A wonderful invoice discusses a good deal about your firm.
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All you could have to do is find the statement and create a clickon. Associations along side men and women us invoices to keep up a listing of trades made in business in addition to privately life. During the guidance of the bill template it is simple to print and create instant bills.
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Our statement includes GST sum of client and company people. S O invoices are extremely crucial for any sort of business. For doing any business venture, an invoice has become the deal. A statement is created from professional ways containing the logo design and signatures of an authorized man . You may save your invoices, customers and business enterprise environment by creating a free account. If you are also hunting for several professional equipped together with free from cost invoice to prepare your own small business invoice, you can discover a no cost Invoice Template out of our site.
Start off by emphasizing the function of the invoice that you would like to publish. Then you can secure a Complimentary Invoice Template from our website if you searching for some professional equipped alongside free of cost statement to prepare your own business invoice. In case the invoice is legal until a date, make certain to include that day as well. Keeping quite a couple of line objects will let your customer de-crease some questions that might develop and know the statement.
Utilities change based around the application form. Template is everything you want. The Sequentially Numbered bill Template offers quite a statement format that might act as being a sales invoice variant, or business statement or invoice.
An template is a more convenient means of generating statements, also certainly will guarantee that you do not miss any crucial info, including the way to make payments along with your contact information. It is a template that allows you speedily generate invoices using standardized info. Blank invoice template could possibly be utilised to conserve safeguard your organization transaction record and track essential small business tasks.
Utilizing our bill templates is a beginning to make a specialist statement for your business. Having a invoice template is quite uncomplicated. It's just a template at which total info regarding a product might be full of turn it into a statement.
You're able to change up the template and you find it possible to print it and utilize it in your company. You might receive templates . Statement templates you may download and print. It's likely to download our free statement template to startout. In the event you start using a invoice template, you can select the format which works best for your own sort of organization, thus simplifying the procedure for creating itemized invoices. A commercial invoice template can be actually a kind of invoice.
Now you take a means to uniquely recognize the invoices you send . You want to create and you may do this via assistance from you are offered by a template. Should you create statements for your organization, you can utilize one of those various invoice templates utilized on Office.com. You require a statement that is likely to create your business seem expert and it isn't challenging to use. A statement indicates based on the payment conditions, the client needs to pay the seller. If you're still struggling with creating auto invoices, then it is possible to seek assistance right here. Our car or truck repair statement is editable and modifiable.
You have to have an easy method to make a statement it will not require a exact long minute. Your statement will most likely require a corrective job based around the worth of a solution or service . Achieving this is quite a cinch today you realize the essentials of formulas and formatting, although you might like to personalize your invoice based on your demands and requirements. You'll discover far much more about building defensible and skilled invoices which safeguard your organization pursuits. Developing an freelance invoice is critical for the results of one's small business enterprise enterprise.
When you're creating an invoice you'd like the occupation to be simple and fast. Through the aid of the blank invoice template you can economically make a statement that's certainly going to meet every one among your own requirements also that's an easy task to read and understand. Invoice is still an industrial record. Industrial bill is a file desired from the customs government. The first small business statement, yet another copy joined for the shipment, and also 1 backup connected to the shipment paper work are all required.
Now you wish to create. Your invoice needs to start to appear to be another after employing the proper style. You have the capability to create the bill completely your own, shifting the template to follow together with your shifting demands. Each time you have to earn a new invoice, you may just launching a template enter your data. You must have assistance with the occupation when you're creating this sort of invoice and you'll be able to use the Service Invoice Template to give you merely the help you just demand.
You have the capability to make your bills by utilizing bill template. Invoices comply with the usual format to be ready. They're utilized men and women and by associations to maintain a record of transactions made in industry together with in own life. S O invoices are crucial for practically any form of small business. There is A pro forma invoice remarkably useful when customers desire additional funding sources to their own endeavor. A industrial invoice is traditionally employed to discover tariffs, worldwide industrial terms (for example, CIF) and can be famous for habits purposes. In the event of the customs review, a small business statement will help the habits officer require regarding your dispatch should be successfully processed, a decision.
Now you realize the way your business venture enhancement is influenced by it and also why statement matters. Freight bill is referred to as transport statement in the business and buying setting. Don't neglect to include the date the due date as well as that the invoice was issued. Decide what you'll utilize to earn the invoice. It will be potential to simply share a thorough statement via a message with the payment link, and also the consumer will be quite very happy to find the procedure for payment hassle free. You ought to find the statement as your company desire. Since the pc expects them times statements aren't established.
Invoices offer you a method for businesses to receive money for his or her services and then also provide the documents that are proper to utilize for taxation and budgeting requirements. A Catering Invoice should be able to allow you to build each invoice that you need to own in a rapid and fast fashion plus it will find a way to assist you to achieve this in a fashion that has a professional look, as well. You would like to produce and you also may do that through the help you are provided by a template. Guarantee you request sorts and carbonless invoice when that is your demand.
An cloud invoicing option makes it possible for you to store everything. Online invoicing is determined by the cloud that gives the ability to take care of client info and billing to one of. On-line invoicing provides you the capability to opt for the cost which is fast and supplies the maximum inexpensive transaction rates.
This software is appropriate for both small and big small business firms and it assists in developing precise company profiles by evaluating each one of the advice of a customer. It is designed to provide the finest possible user experience. It supports many consumers. It's so efficient that it will gather all of the information about the consumer company contacts from different social media websites like Twitter, face-book, and linked in. If you're looking for CRM computer software just, I might not suggest investing from an paid ELMA BPM variant for the reason that it goes far past customer administration. Zoho CRM applications may be utilized for business people and equally large-scale company.
The application enjoys an extremely easy userinterface and it isn't challenging to build statements. On the flip side, you also might have the custom manufactured solutiona specially made software that'll satisfy a provider's unique desires. Predicated upon the thing you require, the business measurements and tools, you can run into proper small business software.
In the event that you genuinely believe as a tool along with a resource is not functioning to you personally, you always have the option to try the next one for better results. The application has on the list of perfect support systems so that the team may help people each time they truly are stuck into a challenge which then will assist to keep a clean workflow. Be ready to manage such conditions and use a software tool which can ben't challenging to comprehend and run. The software tool has installation approach which requires no expert advice and an implementation. CRM applications tools have no any components issues and therefore so are entirely hassle-free.
Templates are prepared thinking about standards and the general requirements. Templates permit you to comprise hourly and adjusted labor charges. They include itemized content lists in which it is possible to enter the purchase price for each unit and also the variety of units. If you familiar with shine, you may possibly consider making use of templates that are premade merely to economize time for the priorities. Additionally, it is potential in order that they can fit the specifications of your customer to personalize the templates that are chosen. Other people are able to buy and apply it for his or her businesses also. You may down load free Microsoft templates if you would rather.
2 templates could be sufficient if your organization isn't too huge, if you consider it. Templates will also be catchy to customise to your precise model and goals. Templates won't need to become tedious. You may look for a statement template online and get it into a couple of 19, today. If you've got a statement template you wish to share, Template Docs enables you to contribute your quite happy with an decision to publicize your service or product along with the template. You'll run into the invoice templates that are ideal to the most websites.
The use is recommended, if you are in possession of the business enterprise that is worldwide. Therefore, it possible that you make your business. It changes for each and every provider, today. The provider is currently doing excellent. Easy-to-read templates will find the job In the event you lead the sort of firm which cares more about outcome instead of processes.
Pick the contact that you wish to ship the statement to. Administrate allows you to make and email earnings invoices and sales orders straight into your web visitors. Your sales invoice was produced now you are able to include line things. As long as payment has never been received for the objects, shifting the shipping agency utilized to get the eBay sale could be achieved by building a brand fresh statement together with the right assistance selected.
You have the ability to get different types of bills. Where-as an invoice admits purchasing goods however, the fee is not done immediately but after a time. As the invoice is for 3 visits, so be sure to multiply the purchase price of the weekly visits with the amount of visits. You can produce a decent invoice using Notepad. Picking charging software or the invoice for your requirements isn't a simple effort.
You might even transmit your bill . Open up the client accounts that you'd like to charge. Professional appearing invoices may be generated and shipped out to customers inside a couple of minutes.
There are alternate options, if you mean to deliver bills on behalf of one's customer. Hence, yet another kind of statement is demanded. An invoice contains additional advice about the items as compared to a exact simple expenses. Bear in mind that it's perhaps not vital to upgrade this invoice touse a different delivery procedure, even though it's vital to alter the purchase price tag on shipping through eBay. Irrespective of if you will be creating a lot more invoices later on, it would be foolish to design a template for just inch usage.
Developing a order may make it feasible that you cover for inside a window. You can receive the person sign every purchase, but a number of the definition of processing programs will make it possible for you to import a signature and set it. Needless to say just like every sale and purchase, in the eventuality of sites the sale and the obtain should be performed just after collecting adequate info and after believing about the funding.
A business program is of good use and important as it functions as a guide to operate by. It is not simply some thing that you have to organize to show to investors to banks for that financial loan. Your advertising program is definitely an vital portion of one's general small business application, also we'll be able to allow you to pull all the elements.
Workout the reason you would like to get to business for yourself. To generate profits, economically should conduct. Thus, don't hesitate see that your business improving in a couple of days and also to learn more. Set the aims you have for your own organization out. Your amusing webpages business just become a part time job using a period cash flow! By way of instance, it needs to have the organization's title and its particular address, together with the contact data regarding the client.
You're looking for the ability to acquire supplies, For those who have a company . You will see you believe the business will take lots of unique climates that are financial. If you own your own company or benefit a business, you're frequently judged by your billing methods.
Sales letter which might be tailored for your personal use is generated by the app. Like spreadsheet was produced by a home but with features which might have considerable financial benefits of the business bookkeeping applications can be as easy. As a trial in front of the subscription is built, the computer software can be obtained. It also supplies a listing of invoices that will be invaluable once you have to work out your taxes by the close of the season to you. QuickBooks on the web software is just a user friendly package also is online accounting software appropriate for businesses.
Having an Excel template gives a intuitive method to generate invoices for moderate-demand and also non small business utilization. Choosing the template helps conserve a good deal of cash and time. The template is special case of high quality as far as forms are included.
The sum owed is truly figured out by A couple of the templates. You may pick and you may see that there are many sorts of templates out there there for businesses and put in it at no price tag. If you're on the lookout for a business that is totally free templates and untrue varieties! The invoice template can be changed to match your company's style and color together with almost any customized information you will call for and can be used by means of Microsoft term 2013 with Micro Soft term 2007. You may in addition secure invoice templates.
Someone may acquire invoice forms that are free . Track down customize that form, then send it. There are lots of kinds and forms of documentation fundamentally necessary as an easy way to manage just a tiny business.
A resume cover letter is the most. It is sort of organization producing and must be drafted, although the letter will have causes. Generally, in case you should be ready to write an correspondence of explanation, then you are going to take a position to get longer, since the lender might never record that the late payment to yourself , thereby maintaining your credit score. Writing a formal letter is often considered to become an daunting task by persons. It's vital to fully grasp how to write a correspondence effortlessly. Final, you have to bear in mind that composing an official correspondence is simple for those who know and stay glued with the rules and the arrangement of this letter. A correctly hailed late payment correspondence would be quite a polite but continuous method of reminding a person they needs to ship the total quantity plus are overdue on their repayment in possible.
Developing a Common bill is simpler since that you don't need to define layouts and layouts in contrast to other bills. A clean invoice is an statement sort employed for enterprise within a general kind of document searching cost for a product or service with your organization or firm. A exact simple statement could be described as a little paper. However, it gets a substantial impact when you're in trouble. Your initial couple bills are free. A commercial statement is a delivery record given by the provider to the customer detailing the value and kind of services and products offered.
You can think an announcement form is merely an invoice form As a statement is merely an official record of services and products provided. It is imperative to give an invoice they understand that your organization invoice is legal and also your work is authentic. If you would really like to have an invoice which may be implemented in any nature of business, then a generic statement is the most suitable tool that you earn a document while in the shape of Word or Excel sheet whereby you could be ready touse at any time you need closure a transaction to an individual customer. Would be your payment selections. Then, the invoice goes to be directly connected to the dictate molds. The invoice goes to become classified into classifications. An independent builder statement is comparable to other invoices in the industry environment because it is an official request for payment of function.
Lots of cover letter templates you may download and print at no cost. Character reference letter templates you may print and download free of cost. You may possibly come across kind templates to these several invoice sorts inside the extra resources listing beneath. The printable template provides you the capacity so that you do not need to manually retype the specific same advice every minute to save almost any info you type. First select the template that you will find suitable. After writing a formal letter, this template that is typical needs to be followed strictly. Make certain you get a Generic bill Template, and bookmark websites you visit routinely.
There are certainly a few consequences of interest fines and overdue payments . The goal of a sales invoice is to represent or signify an inventory using a solution or assistance. Listed below are elements you need to add from your correspondence. The remainder of the correspondence arrangement is comparable to that. You're going to need to send a PDF bill anytime you complete function for an individual and you prefer to move paidoff. The cancellation details ought to be voiced concisely and clearly, whilst to cut back chances of an misunderstanding. Ergo, the print can be chosen by you and also put it to use since you'd like.
Utilizing the above listed details of a bill for an checklist, be certain your form contains whatever you want. There is A Generic bill Type an invoice that may be used by any kind of business for virtually any sort of services and products. The illustration of charge letter simply serves to elucidate the arrangement easier so that there isn't any uncertainty on your mind about the way in which the letter ought to be hammered. It is imperative to provide references at the beginning of the letter to help the reader form a connection to the contents of the letter. A PDF document of this invoice goes to be automatically connected to the electronic mail . This app is free and doesn't feature a watermark. Accounting software must be adaptive as being a solution to contend the applications marketplace and Company 1 is not an exclusion.
You don't will need to maintain any type of stock in any way. You need to have an invoice. Deciding upon billing applications or the top best invoice for the needs you have isn't a easy feat. Establish which you're aware in regards to the overdue payment at the first paragraph. It's hard for all of us to produce the payment at an identical moment. Below are some suggestions in writing a reminder correspondence, followed with an example of the exact same Whether it really is for charge-card repayment, or for a policy that must definitely be renewed. In the event the purchase cost tag on this product or services is much beyond your own budget you might need go ahead to another item.
The way that they're published, claims that a good deal regarding its culture and the organization. You might or may not get any aid in figuring out the way to print another receipt if you get the business which you're wanting to earn by way of a claim. Also, some organizations put in another step soon immediately after the last test stability. The company is going to be forced to take legal action to recoup your debt together with the fascination and associated charges. Nearly all people may encounter clients and organizations who do not earn payment from invoices punctually.
After you commence some firm you will need to look at what services you are offering and execute through several worst case situations. It is potential to then find out how rewarding you feel the company will soon probably likely be in lots of diverse monetary ponds. In the event you want to become successful inside your company, give the best potential services and you will need to find your area of interest on your area. If you possess your firm, you pick the most working hours in agreement with your relaxation and have the choice to be your own boss. Begin looking into cross-promoting distinct businesses, if you're not prone to instruct.
Vendor electronic and networks invoices tend to be viewed to repair the approach. In the event that you'd like to earn money operating an online service, then a very first matter which you wish to do is always to master what exactly an online service service is and evaluate in the event that you discover that it's possible to furnish the exact ceremony reliably. When it care services you are seeking, look at to be sure that The Joint Commission certifies the staffing firm. Customers will on average cover a large chunk of one's total invoice up on completing the job so that you are getting to have to foot the invoice till you get reimbursed whenever they cover their invoice in full. For instance, you may well not need some users order as a way to delete customer or invoice information.
Folks are lazy and they are more inclined to basically purchase your item or service than to actually go off and get started making their particular. The product that you choose on must possess a mechanism to permit you to define exactly what consumers can and can not perform. For instance, a few services and products may be sold by you to an individual person, however on the same invoice you've got non-taxable shipping or labor. Folks are usually satisfied having a solution or service, sometimes only an exclusion may be made by the business leave you down completely.
Payment letter's case simply serves to elucidate the arrangement better so that there isn't any doubt in your mind. You will possess the ability to discover many free business program examples online. However, it is more difficult to run into a sample of a roofing firm program. Given below are elements you ought to add in this correspondence.
It is far better to submit a copy of one's invoice on to the customer and the attorney to maintain everybody abreast of one's progress. For instance, in the event the file is going to be published, it must be formatted to be printed onto a normal size newspaper. Stories that are customizable can even arrive at quite helpful to you. The Sales Tax Liability Report is employed to finish the rest of the earnings tax recurrence. Include any market research that you simply do or local industry statistics that you're able place to gather's outcomes.
Letter needs to be published about the business letterhead. For the first effort you will need to include matters as the services which you present and also an introduction letter telling how your company works and folks a little bit on your own. Your letter should signify that you're acute and eager to pay for the dues potential. You will also get high thoughts and sample letters to help you. Generally speaking, in case you are in a posture to compose a great correspondence of explanation, you're going to stay a position to obtain yourself more time, as that the payment may not be reported by the lending company preserving your CreditScore. Always compose a line stating the correspondence needs to be ignored if the action is taken at the finish of the letter. The collection letter you get from a collection agency ought to possess a validation note.


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Global leaders must reform capitalism and boost average earnings, says World Economic Forum
The global economic system is failing to boost living standards for average people around the world and must be reformed to ensure the benefits of growth are spread more widely, the World Economic Forum has warned.
Votes for significant changes to the world order are acting as a wake up call, and the annual meeting in Davos is being presented as a chance for leaders to respond.
"Society is telling us that there needs to be some rethinking and restructuring of our economic and growth model," said WEF's Richard Samans.
"There need to be structural improvements and reform of market capitalism to deal with some of the rumbling dissatisfaction in society about the failure of growth to diffuse as widely...
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text: UPDATE TO THE VEHICLE THEFTS IN EVANGELINE PARISH JULY 2, 2019. Evangeline Parish Sheriff's Office Investigations Division is still actively investigating the vehicle thefts that occurred on Sunday, June 16, 2019 in the Reddell area of the Parish. On Friday, June 28, 2019 Evangeline Parish Sheriff's Office Investigations and Patrol Divisions teamed up with the Ville Platte City Marshals in apprehending two wanted individuals. The following individual has been arrested and charged with Theft of a Motor Vehicle: Tron V. Jack Jr. (DOB 1-09-2002). Jack was booked into the Evangeline Parish Jail and later released into his guardian custody. During the arrest of this individual we were also able to apprehend Malik Charles (DOB 9-09-1999) who was also wanted. Investigators are still receiving valuable information Evangeline Parish Sheriff's Office is still in search of a black male subject identified as Jalen V. Thomas (DOB 8-01 2000) . Last known to frequent the areas of Ville Platte and Eunice. If anyone has any information please contact the Evangeline Parish Sheriff's Office Investigation Division by phone at 337-363-2161. All callers with information will remain anonymous


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Suchen und Finden
Infos und Kontakt
Experience, Meaning, and Identity in Sexuality - A Psychosocial Theory of Sexual Stability and Change
Mehr zum Inhalt
Experience, Meaning, and Identity in Sexuality - A Psychosocial Theory of Sexual Stability and Change
This book takes the head-scratching out of human sexuality. Personal construct theory provides the foundation for a psychosocial explanation of sexuality that views everyday social interaction as key to the development of sexual identity and desires. The theory developed here accounts for stability and change in sexual identity through an understanding of the importance of experience and the importance of meaning in everyday life. The potential impact of erotica and pornography on sexual desire is discussed, as is the role of social power on sexual behaviour. The variation of sexual expression among individuals-everything from asexuality and sado-masochism to sexual assault-is examined and explained. Formal techniques for changing sexual desires are also presented.
James Horley is Adjunct Professor of Psychology at the University of Alberta, Canada. He has has worked in forensic hospitals, prisons, and community settings as well as teaching at various Canadian universities. His research and clinical work have focused on sex offender assessment and treatment, but Jim has also conducted research on various topics relevant to social science history and theory.
Jan Clarke is Associate Professor of Sociology at Algoma University, Canada. Her research interests include feminist theory, social movements, science and technology studies (STS), and critical pedagogy. She is a member of the Culture and the Canada-US Border (CCUSB) international research network.
Alle Preise verstehen sich inklusive der gesetzlichen MwSt.


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Steven Tribe
18-Jan-2010, 15:14
A nice protar series IIIa 172mm arrived to-day. Very clean. At least some of it arrived. Someone, not the seller, had decided long ago to take out the cells. These were presumeably lost, but the next owner decided to make his own. Two carefully ground pieces of "window" glass were installed in approximately correct position - with pressure split rings. Unbelievably, it does produce some kind of image - at 45cm! It took half an hour for the seller to agree to a return - so he may have had his doubts. Any similar experience with modified optics out there?


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- 1.5 hour guided boat tour of Manchac Swamp
- Optional transportation
Be immersed in Louisiana's backcountry with its meandering bayous and wetlands that guests can only experience in the historical Manchac Swamp. Venture where creatures of the swamp see boats daily and recognize them as part of the normal environment. These wild beasts are unafraid and responsive to the boat captain's call, so they peak out from the underbrush frequently coming directly to the boat. In the safety and comfort of the boat, guests can actually come within a few feet of jumping alligators. As the boat drifts through the waterways guests will learn about the Louisiana wildlife in the swamp, particularly the life and habits of the American Alligator.
Duration: 1.5 Hrs
Customers may cancel at least 24 hours prior to their arrival date to receive a full refund minus a $5 service fee. Customers that cancel after the 24 hour period will not be eligible for a refund. If the guide calls off the tour due to weather, the tour may be rescheduled for a later time/date or a full refund will be issued. Customer may make changes to the reservation without any fees as long as it's outside the 24 hour cancellation period. No-shows will not be refunded.
Availability Calendar
Verified Traveler Reviews


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Scott Killingsworth of Arizona has nominated his friend Julie Genser, founder of Planet Thrive and co-founder of the housing non-profit re|shelter, for a prestigious Rare Life Award. This honor is given to those who exhibit Courage, Leadership, Survival, Heroism, Devotion and/or Character by Eagle Rare, makers of Single Barrel Bourbon Whiskey. The grand prize winner will get $30K donated to the charity of their choice. Julie will donate the funds to re|shelter if she is selected. The public can vote on nominees until January 3, 2013, when the contest ends.
Finalist judging will take place from January 4, 2013 to February 15, 2013, and will be based on the following criteria: a) Relevance to the Promotion Theme (40%); b) Originality and Creativity (40%); c) Story Quality and Clarity (10%); and online voting by website visitors (10%). Ties, if applicable, shall be broken using only criterion a).
Criterion a) shall be interpreted to mean how well a submitted story entry depicts the "Lead a Rare Life" theme. The entries with the highest overall scores from the top 20 will then be placed on the Eagle Rare "Lead a Rare Life" website as the grand prize winner and 6 other contestants will be posted as runner up winners. The 6 runners up will each get $3K donated to their charity of choice. vote for Julie now
If re|shelter receives this much needed funding, Julie hopes to use it for a prototype "sleep shed" project or one of re|shelter's other important planned projects to help address the housing crisis for those disabled by environmental intolerances. In order to be considered for the award, Julie needs to receive thousands of votes between now and January 3. The other nominees have been online for months and some have racked up over 50K votes. You can vote once every 24 hour time period. vote for Julie now
To show your support for Julie and the chemically sensitive community, please make a note to vote every day from now until January 3, and forward to any mailing lists you have or group discussion boards that are supportive to those with environmental illness. Thank you for your support!
Here is Scott's submission for Julie, if you are unable to access the award website:
Rebuilding a life – and global community – after a debilitating illness.
"Julie, you have to be pleased because every day you make someone's life better because of all you know, share and do." — Doris J. Rapp, M.D., mother of Environmental Medicine
"You are doing sacred work — holding and supporting this community with love, with information, with art, with science, with soul…I am honored to be a tiny part of this healing center." — member of Julie's website Planet Thrive
The mission of your "Rare Life" award speaks directly to the uniqueness and heroism of my friend Julie Genser. In the mid-90's, Julie developed a rare neurological and immune disorder in response to multiple severe toxic environmental exposures. She started experiencing severe respiratory reactions to low levels of chemicals and electromagnetic fields in most clothing, bedding, heating systems and other everyday items most of us take for granted. Julie was forced to leave her comfortable life in NY for a warmer climate she could survive in, first moving to Florida then finally landing in a small rural community in Arizona. She arrived wearing just a bathing suit (no longer able to tolerate clothing) and slept on a cold tile floor for two years without any bedding.
Julie was no longer able to work, socialize, or do basic errands in public places, and was forced to retreat to a largely isolated existence. But what was rarer than the health condition that devastated her life so completely, was how she chose to respond to it. Rather than give up in despair, Julie used her limited energy and resources and turned to the computer to create the premiere online community for people suffering and isolated from similar environmentally based illnesses.
Through her website PlanetThrive.com, Julie shares coping strategies and nurtures a supportive network of those with similar rare medical problems for which there is little existing help. Over the past few years, she has led the effort to bring cutting edge neurological treatments to her community, resulting in vastly improved quality of life for thousands of people. After being displaced from her home multiple times, she understood firsthand that homelessness was the number one threat to people with her condition, and co-founded a non-profit named "re|shelter" (http://reshelter.org) to help solve this critical problem. In October 2012 re|shelter disbursed $13,500 in grants to help people already homeless, or at risk of becoming homeless, due to disabling environmental intolerances. Julie also runs a popular Facebook group that assists people in finding "environmentally safer" housing across the country.
What is so incredible about what she's accomplished is that she started with nothing – sitting alone in a bare room – her only access to the world through her laptop. She researched her symptoms, contacted respected professionals to contribute their expertise to her website, and recruited an impressive Advisory Board for re|shelter. Her mother says, "Julie was handed a bowl of lemons. She took every lemon, cut it up, diced it, minced it, and squeezed out every last bit of juice. Not only did she make lemonade, but she then served it with love to everyone around her."
Despite her limited energy and cognitive focus, Julie realized early on that just a little bit of effort every day could add up to something greater. She felt a strong calling to help those less fortunate, since there are so few resources to help people who need it most. Tired of the "way things were," she made a conscious choice to be a part of the solution every day of her life, and to make a difference for others in the ways she was able to. Since becoming ill, she has truly lived a life of service, using the solutions to her own challenging experiences as a lifeline for others with few or no resources. She is loved and admired as a compassionate leader by thousands. She is a person with rare attributes, living a rare life. Indeed.
The network of resources that Julie has created: http://planetthrive.com | http://buhnerhealinglyme.com | http://limbicretraining.com | https://reshelter.org | https://reshelter.org/housing-ads
Don't forget to vote for Julie once every 24 hours between now and January 3, and to tell all your friends! vote for Julie now
posted by earthwalker on November 3, 2012 | tags: chemical sensitivity, EI, electrical sensitivity, electromagnetic sensitivity, environmental illness, Julie Genser, MCS, re|shelter, safer housing
November 4, 2012 at 9:04 am
After I was injured by the radiation emissions from an AMR transmitting electric meter (an early form of a "smart" meter), I found Planet Thrive.
Each time I see an e-mail from Planet Thrive, I feel as if a kind and helpful friend is reaching out to me.
Thank you Julie for that.
November 4, 2012 at 10:36 am
Thank you so much Michele, that was so wonderful to read! So happy that PT has that positive effect on you. Many blessings xxx Julie
November 4, 2012 at 2:00 pm
Congratulations!!!! May you win!!!
There seems to be a problem with voting. I could cast my vote yesterday. But when I forwarded your e-mail to my husband (also yesterday) and he tried to vote, he was getting the page with voting window closed and no chance to sign up for voting. Instead there was "Thank you for your vote".
Is there a voting restriction of only 1 person per computer?
No chance to cast a vote today for me, either: your page opens up with voting window closed. Instead there's: "Thanks for your vote!"
I hope the problem can be fixed.
Love, Krys
November 4, 2012 at 2:12 pm
Hi Krys,
Thanks so much for your support! Since there is no registration required for voting, it seems they register your vote through your IP address and only allow 1 vote per 24 hours. So yes, it seems only 1 vote per household, unless hubby votes from the library or somewhere else using a different IP address. When you voted the second time, was it a full 24 hours after your first vote? If not, please try again later after a full 24 hours has passed. This is all automated through their software… Thanks again for your vote and support! x Julie
November 4, 2012 at 3:20 pm
Thank you for clarification, Julie. No 24 hours have passed yet. Fingers crossed and blessings, K.
November 11, 2012 at 10:05 am
Hi Julie. I am new to Planet Thrive, but have read about and see the help you provide to so many. Wishing you the best of luck wit contest. Thank you for sending info about how to vote. Am doing my best to remember to vote each day. Ask the best, Mabel
November 11, 2012 at 12:55 pm
Thanks for your support, Mabel!! We started a Facebook group for those who want daily reminders sent to them to remind them to vote. You can join it here: https://www.facebook.com/groups/297107623733052/. Thank you to everyone who helps us to be considered for this grant!


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The most expensive bottles
Your next toast may be the most expensive and rewarding of your life. Cheers!
Typically, bottle service at a popular club can range anywhere between $1,000 and $5,000, further proving that a night out in town can be quite costly but worth it at the same time. But spending a couple thousand of dollars is nothing compared to some of the most expensive liquors in the world —all starting at one million dollars:
The bottle of Diva Vodka is made from premium English Grain Vodka and seven times filtered. It's one of the most expensive liquors in the world and promises a pure, smooth taste to its consumers. Each bottle, according to the company's website, contains a hand-filled wand with a unique collection of Swarovski elements. It also brings a stunning diamond bracelet for keepsake.
In 2007, Mendis introduced the first-ever clear brandy made from coconuts. It's 100 percent all-natural distilled from the essence of coconut flower. But holding on this $1-million bottle is much more rewarding as it comes with a luxurious seven-day trip. The purchaser will enjoy a first class flight to Maldives, a private helicopter ride to the distillery in Sri Lanka, and receive the luxurious bottle signed and numbered by Mr. W.M. Mendis, according to Exotic Excess.
Behold, the most expensive cognac in the world! The cognac is aged over 100 years old. But the true glamour lies in the bottle, packaged by jeweler Jose Davalos. According to Brandy Classics, the manufacturer dipped the bottle in 24K gold and sterling platinum, and decorated it with 6,500 brilliant cut diamonds.
Tequila Ley, containing 4-year-old aged Anejo tequila, is worth $3.5 million because of its luxurious bottle too. A top contender for the most expensive liquor, Tequila Ley has an exquisite Mexican flavor. The one-liter, two-piece bottle is hand-crafted with pure platinum and 4,100 white diamonds, according to the company's website.
At $44 million, this is the king among the most expensive liquors in the world—and there's only two bottles! According to Chilled Magazine, one of the bottles was already purchased by an Italian client. The neck of the bottle alone contains three single 13 carat diamonds and an 18.5 carat diamond.
These are just some of the most expensive spirits in the millions range. However, there are other exquisite liquors in the hundreds-thousands. These include Bowmore 1957, at $165,000; Armand de Brignac Midas (owned by Jay-Z), at $200,000; The Macallan 64 Year Old in Lalique: Cire Perdue, at $460,000; and The Macallan "M" six-liter in Lalique, at $628,000.
Have you tried any of these exquisite and luxurious drinks? If so, which one? Or which would you totally buy? ■
Are you gluten intolerant? Check out these gluten free vodkas.
© azureazure.com | 2019


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Men's dormitory - converted from Bldg. 493 (B.O.Q.)
- Creation Date:
- [circa 1948-1950]
- Topics:
- Dormitories, Santa Barbara College, Universities & colleges, Officers' quarters, and Air bases
- Places:
- Goleta (Calif.)
- Genres:
- photographic prints and photographs
- Notes:
Title from handwritten note on back. Date from finding aid.
- Citation:
- [Item description]. University Archives photographs collection. UArch 112. Department of Special Research Collections, UC Santa Barbara Library, University of California, Santa Barbara.
- Physical Description:
- 1 photograph : print ; sheet 13 x 18 cm
- Format:
- Still Image
- Collection(s):
- University Archives photographs collection
- Series:
- Series I. Photographs. Subseries D: Goleta Campus
- Folder:
- Marine Base, 1948-1950, n.d.
- Library Location:
- Department of Special Research Collections
- ark:/99999/fk4gb39x57
- Local Identifier:
- uarch112-g02154
- Rights:
- Copyright Not Evaluated
- Restrictions:
Transmission or reproduction of materials protected by copyright beyond that allowed by fair use requires the written permission of the copyright owners. In addition, the reproduction of some materials may be restricted by terms of gift or purchase agreements, donor restrictions, privacy and publicity rights, licensing and trademarks (contact the department of Special Research Collections at the UC Santa Barbara Library for more information). Works not in the public domain cannot be commercially exploited without permission of the copyright owner. Responsibility for any use rests exclusively with the user.


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Zip garage is such a basic thing and yet so many so called premium brands completely omit it from their designs. Was amazed by a £150 Ornot jersey having a lack of garage. Obviously not essential but at this price point it's a disappointing lack of attention to detail.
Thanks to its mesh back and side panels, the Shutt Velo Rapide Elite Jersey is a great choice for when the temperature starts to ramp up. It's comfortable too, but at £110 it's priced a little high against some of the competition.
- Pros: Breathable fabrics, quality finish
- Cons: White panels get grubby quickly, pricey
The sun has been out for well over a week here while I'm writing the review, and with the temperatures hanging around 18-25°C the Elite jersey has been getting a lot of use.
Shutt VR has used a combination of materials from Miti Spa, one of the most highly regarded fabric developers in the business, and it gives the jersey a top quality feel and performance.
Around the front and over the shoulders, the smooth material has plenty of stretch for freedom of movement and its softness against the skin is one of the best I've worn. It provides a small barrier against a cool breeze, making the Elite ideal if you start a ride early in the morning or finish late in the evening but when the sun is out it doesn't struggle to keep you cool.
This is helped by the back and side panels which are made from a wide section mesh type fabric. It really lets the heat and moisture escape, especially as the wind whips over your back when you're down on the drops.
As a jersey it's not quite as cool as a full-mesh design like Castelli's Aero Race 5.1 Jersey FZ, but like I say, it's a good compromise if the temperature drops off mid-ride.
Round the front you get a full zip, though oddly no zip garage at the neck. I didn't get any irritation but some might from a neckline that sits reasonably high up.
The tail is dropped at the back although not by as much as some jerseys I've tested, and it's held in place by a silicone gripper which runs just along the rear section. It does the job and I never found the Elite riding up.
The Shutt VR comes with three traditional pockets which use a heavier weight material than the mesh they are attached to. They are sturdy enough to carry a multi-tool or phone without sagging and they are deep enough to keep everything secure.
Sizing is quite generous compared with Shutt's website. I was assigned this medium as that is the size I take in the majority of brands and it was great: a close, race-style, form fit with no excess material or restriction, even though I did find the sleeves a little more roomy than I'm used to. Shutt's size guide, though, would have me in either a large or even extra large, so if you want a close fit like the jersey deserves, size down.
As usual from Shutt VR, the Elite is a quality garment and very well made. All the stitching is neat and tidy, and I like the addition of the clear soft plastic label inside – no chance of irritation from it.
> Buyer's Guide: 20 of the best summer cycling jerseys
You do pay for it, though, at £110. That Castelli Aero I mentioned is £100, as is the excellent Morvelo EFX Nth Series. Another thorn in its side is the Craft Monument jersey, which has many of the same characteristics but is £85.
Overall, I really like the Elite for its performance, but if it was my own money I'd be shopping around.
Impressive warm weather performance and quality, but you pay for it
If you're thinking of buying this product using a cashback deal why not use the road.cc Top Cashback page and get some top cashback while helping to support your favourite independent cycling website
road.cc test report
Make and model: Shutt Velo Rapide Elite Jersey
Size tested: Medium
Tell us what the product is for
Shutt VR says, "A luxurious pro-fit jersey constructed using a mix of the latest technically advanced fabrics for fantastic breathability and moisture management, this jersey works to keep you dry and comfortable when the heat's turned up."
Tell us some more about the technical aspects of the product?
From Shutt VR:
Race cut from premium MITI fabrics
High level of breathability and exceptional moisture transfer
Sleek, contemporary design
Anatomically designed
Textured Lycra back and sides
Full length zip
Laser cut arm grippers
Silicon elastic hem
Three large rear pockets
I'd say the size chart on Shutt VR's website is a little off. It has me in between L and XL but the medium fitted me fine, and if I'd gone bigger I wouldn't have had the close fit.
How easy is the product to care for? How did it respond to being washed?
With the jersey being mainly white, I was worried about staining especially from wet, muddy roads, but I've had no issues. It does get grubby quickly, though, and you'll be washing it after every ride.
Tell us how the product performed overall when used for its designed purpose
A great jersey for warm-weather performance riding.
Tell us what you particularly liked about the product
Impressive breathability.
Tell us what you particularly disliked about the product
White panels get grubby easily.
Did you enjoy using the product? Yes
Would you consider buying the product? Yes
Would you recommend the product to a friend? Yes
Use this box to explain your overall score
Overall, the Shutt VR is a great jersey for riding on warm to hot summer days thanks to great breathability, but at £110 value is a consideration as there are many other jerseys out there of the same quality for less.
About the tester
Age: 39
I usually ride: This month's test bike My best bike is:
I've been riding for: 10-20 years I ride: Every day I would class myself as: Expert
I regularly do the following types of riding: time trialling, commuting, club rides, sportives, fixed/singlespeed
With 20 years of road cycling and over 150,000 miles in his legs it's safe to say Stu is happiest when on the bike whatever the weather. Since writing his first review for road.cc back in 2009 he has also had a career in engineering including 3D-CAD design and product development, so has a real passion for all of the latest technology coming through in the industry but is also a sucker for a classic steel frame, skinny tyres, rim brakes and a damn good paintjob.
His fascination with gravel bikes is getting out of control too!
2 comments
Looks like a good jersey... but does that mean you don't wash dark jerseys after every ride stu?
i wrote to shutt years ago asking for freebies for a charity ride i was organising, and they said that whilst they couldn't help this time with full kit we could have a load of their samples free... which was frankly brillint as i was totally chancing it and didnt expect anything.
Still got mine 7 years on.


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Regional Shares Retreat, Despite Strong Pound, Mining Gains
European shares closed lower Thursday, pulling back after some weak U.S. manufacturing data placed further pressure on the dollar.
However, gains in shares of miners such as Rio Tinto and BHP Billiton helped curb Thursday's losses.
The French CAC-40 index finished down 1% at 5,327.64, the German DAX Xetra 30 index lost 0.9% to 6,309.19 and...


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More than 10,000 people have died due to their inability to travel for life-saving treatments. That's because of a year-long blockade of the airport in the capital, according to Yemen's health ministry.
SANA'A — Naef Qadri, 36, was overcome by a stabbing pain in his abdomen in early August. His brother, Hamdi, rushed him to the Hospital of Science and Technology in the Yemeni capital of Sanaa, where the doctors discovered that Qadri was suffering from a tumour in his colon.
After further tests, Qadri was shocked to learn that the tumour was colon cancer. It had already spread to his liver, meaning he needed to travel outside Yemen to seek life-saving treatment.
Yet that is no easy feat. Yemen is in the midst of a Saudi-led bombing campaign. Around half of its medical facilities have been destroyed since fighting began in March 2015. On top of that, Sanaa Airport is closed, meaning the ill must travel to either Seiyun or Aden to even reach an airport.
"If you want to travel abroad for treatment, you need to wait for weeks, or sometimes even months, because the Saudi-led coalition closed the airport. Only Yemen Airways still flies to Seiyun and Aden airports," Qadri told TRT World, referring to the airports in the east and the south of the country, that are still in service.
Even before the conflict, Yemen's hospitals lacked modern medical equipment and there was a serious shortage of qualified surgeons and doctors. Most Yemenis, therefore, have long preferred to go abroad for any serious operations.
Now, however, travelling abroad is extremely costly. And Qadri couldn't wait.
"I had no other option than to have the operation on my colon done in Sanaa. I hope to do the chemotherapy for my liver in India as doctors told me there is proper medical equipment and doctors."
The airport is held by the Houthis, who also control the rest of Sanaa and its surrounding provinces. The airspace over Yemen, meanwhile, is dominated by the Saudi-led coalition, which is helping the Yemeni government to fight the Houthis.
In August 2016, the Saudi-led coalition imposed restrictions on Yemen's air space, preventing commercial flights from landing in Sanaa.
There are about ten UN humanitarian flights into Yemen each week. But the flights, which land in Sanaa and Aden, are not available to Yemeni citizens. In December, the UN estimated that the closure of Sanaa Airport had prevented an estimated 20,000 people from accessing life-saving healthcare abroad.
Qadri went ahead with the colon surgery in Sanaa in late August. It was urgent and he couldn't risk waiting for the next direct flight to India, which won't be until November 6.
And he still needs chemotherapy for the cancer in his liver, but treatment isn't available in Sanaa. Qadri still needed to buy a ticket to India to seek treatment there. To avoid waiting until November, he decided to travel to Egypt on October 10. From there, he will take a flight to India.
Even then, however, he might be too late.
"The doctors told me that if I do not do the first chemotherapy injection before the end of September, the cancer will spread further in my liver," Qadri said.
"But I didn't find any flights with seats available before the end of September, so may God help me to arrive in India in time."
Qadri tries to joke with his loved ones about his suffering, to ease their concern. Through it all, he remains optimistic and believes that God will help him to receive the life-saving treatment before it's too late.
Crossing mountains and valleys
Qadri is still suffering from the effects of his colon surgery, meaning it will be difficult for him to travel. Just getting to the airport in Seiyun takes about 20 hours of driving on very rough roads. Some of the roads are closed and people must drive through backstreets in mountainous terrain.
Like Qadri, all Yemenis awaiting critical medical treatment abroad must find alternative routes to leave the country. Reaching other airports also involves driving for about 20 hours and costs around $50 — and usually means travelling through areas where active fighting is taking place.
Seiyun Airport lies 600 kilometres to the east of Sanaa. Some patients don't survive the difficult trip.
"Some of them died on the way to Seiyun," he said. "I hope that the Saudi-led coalition reopens Sanaa Airport to help those patients who are facing death and may die if they did not travel abroad."
Lacking any other options, however, Qadri has decided to go ahead and make the arduous journey.
Haitham al Samei, who lives in Sanaa, left Yemen in April 2016 for Egypt to accompany his mother who needed treatment for kidney failure. First, however, they needed to make the journey from Sana'a to Seiyun. They made it to the airport but he said it was extremely tough, even for those in good health.
"The warring sides closed the main road between provinces, so we drove through mountains and valleys," Samei told TRT World. "If the disease does not kill the patient, the rough road might."
Death as a result
Ali al Ameen, was a 49-year-old from Taiz City. A year ago, he began suffering from pain in his prostate. His son, Muneer, decided to take him to Sanaa, as most of the hospitals in Taiz had already been forced to close.
When they arrived in Sanaa, the doctors found Muneer's father had prostate cancer and said he needed to travel abroad for treatment. In order to afford the trip to Egypt, Muneer had to ask his mother and sisters to sell their jewelry.
"We struggled to raise enough money to take my father to Egypt, but the cancer had already spread through his prostate and my father couldn't handle the rough route to Seiyun, so we decided to stay in Sanaa," Muneer told TRT World.
After suffering constant pain for more than eight months, Muneer's father died in June 2017. The closure of Sanaa Airport was a main factor in his death.
"I want to send a message to Saudi Arabia that the victims of the closure of Sanaa Airport are civilians and not Houthis," Muneer said. "I hope to stop civilians dying because of the closure of the airport."
The health ministry in Sanaa, which is under the control of the Houthis, said last month that more than 10,000 Yemenis have died because they are unable to travel for life-saving treatments.
A source in the ministry clarified to TRT World, on condition of anonymity as he is not authorised to speak to media, that: "while we can't give specific figures, the closure of Sanaa Airport has left thousands of casualties."
He explained that the war increased the number of patients and injured people who need to travel abroad for life-saving treatments and, in addition, they cannot travel easily as before due to the blockade.
The source said there are two main reasons preventing sick and injured people from being able to travel abroad:
"One of the reasons is the expensive tickets of Yemen Airways, which monopolises the flights from Yemen to other countries. The other is the closure of Sanaa Airport, since many patients and injured people who can't afford the trip to Seiyun and Aden."
The ministry already has called on international organisations to exert pressure on the warring sides to reopen Sanaa Airport, but all attempts were dashed, according to the source.
Hidden victims
Aid groups agree. Some 15 of them said in a collective statement on August 9 that the official closure of Sanaa Airport effectively traps millions of Yemeni people and serves to prevent the free movement of commercial and humanitarian goods. The statement called on the actors to lift the restrictions on Yemen's airspace and to allow for the reopening of the country's main airport.
The statement called on the actors to lift the restrictions on Yemen's air space and to allow for the reopening of the country's main airport.
"The Yemeni ministry of health estimates that 10,000 Yemenis have died from critical health conditions for which they were seeking international medical treatment but were unable to do so due to the airport closure," the statement read.
"While difficult to verify independently, this estimate is roughly equivalent to the number of people that have died as a direct result of the fighting. It represents the hidden victims of the conflict in Yemen."
Prior to the conflict, an estimated 7,000 Yemenis were travelling abroad from Sanaa each year to access medical treatment, the United Nations Office for the Coordination of Humanitarian Affairs (OCHA) says. Because of the unrelenting violence, the amount of people requiring life-saving healthcare abroad has grown exponentially. For the past 24 months, it now numbers an estimated 20,000 Yemenis a year, according to OCHA.
This situation violates freedom of movement, the NGOs argue, a human right safeguarded in article 13 of the Universal Declaration of Human Rights, with Yemenis extremely restricted in their ability to travel for medical care, to study, to conduct business or to visit relatives.
The Norwegian Refugee Council's Yemen country director Mutasim Hamdan called the result of the airport closure "devastating."
"Thousands of women, men and children who could have been saved have now lost their lives," he said. "Beyond air strikes and cholera, the war in Yemen is devastating Yemeni lives on all fronts."
Humanitarian effects restricted
The closure of Yemen's main international airport comes as Yemen is experiencing a humanitarian crisis of devastating proportions. It negatively affects the speed at which humanitarian organisations can deliver much needed commercial supplies and humanitarian aid to roughly 20 million Yemenis in desperate need. Nearly all humanitarian organisations are forced to rely on the UN Humanitarian Air Service for travel in and out of the country.
A revised UN humanitarian assessment on July 27 said the number of people in need of assistance had risen from 18.8 to 20.7 million, a figure equivalent to almost three-quarters of the total population.
The health ministry source confirmed the extent of the crisis: "The health ministry depends on international organisations to provide health facilities with medicines and medical supplies as the ministry cannot help."
Since the escalation of the conflict over the past two years, the Saudi-led bombing campaign and other fighting have resulted in more than 54,000 casualties, and devastated existing infrastructure in an already poor country. Some 1.2 million Yemeni civil servants have not been paid their usual salaries for nearly a year, causing the slow collapse of public services and swift escalation of the world's largest humanitarian crisis.
As he waits to travel to India to try to save his life, Qadri agreed that civilians are the main victims of this war.
"Civilians are the victims everywhere — the fighting kills civilians, diseases hit civilians, the closure of the airport affects civilians, the economic blockade hits civilians," he said sadly.
Allowing Yemenis to travel more freely would save at least some of those innocent lives, he argued:
"I appeal to the international community to help civilians and to reopen Sanaa Airport."


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There is something special about light in early autumn. It's a lovely time to get married because you're comfortable in your gown, dress or suit and not overheating like you can at the height of summer. There is also an otherworldly quality to the light at this time of year, with still a lot of warmth yet beautiful low sun angles at almost all times of the day. Koren and Dean are sporty people – wakeboarding in summer and snowboarding in winter. So water and mountains were kind of their thing. I did a lot of location scouting for this wedding and we managed to get lots of shots of both. With a fun loving wedding party and that beautiful dress, and again that light, that light, that light. Enjoy and let me know what you think xRead More
Brittny and Jaden, a sunny winter wedding at Peppers on Lake Rotorua
Brittny and Jaden chose a time of year when a lot of people don't get married. Cold weather, frosts, fog that rolls in and stays, and boggy ground are common in a wintery Rotorua. However when you get a day with these features of frost and fog, the light is simply stunning. Brittny told me she wanted to go full princess for her wedding, and she did. A clifftop estate ceremony, a large train, a tiara, and full tresses. Brittny looked amazing. The ceremony had a surprise in store – not only did Brittny and Jaden get married, but Jaden's step son took his surname and was handed a new birth certificate. A surprise to many including some of the bridesmaids, there was hardly a dry eye in the house after this moving and affecting ceremony. As the sun set and with the light rapidly fading, we went on the terraces and waters edge for some bridal photos. As a Hawke's Bay Photographer other places in New Zealand continue to inspire and amaze me xRead More
Shane and Cat, a friend's wedding in Whangarei
Sometimes I feel like my clients are my friends, and often they become my friends, but Shane has been a friend of mine for a few years. Shane and I used to work together and we used to do office caffeine runs during our breaks when we worked at Sale Street, Auckland. Caffeine used to get me through those days, and perhaps that is where my enduring coffee addiction was forged. Shane and Cat have been together and in love the whole time I have known Shane, and he's a family man from 'nam. Shane and no longer live in the same city – Shane moved to Whangarei to be closer to all his family and I moved from Auckland to be a Hawke's Bay Photographer. I was honoured and excited to be asked to photograph Shane and Cat's wedding. With two children together and family and friends already connected, this was another symbol of commitment to an already committed couple. Shane and Cat share a love of Musicals, Cheesy Movies and family. It was great to meet so many of their important people this day and hang out and have loads of fun during their wedding photos. Special thanks to my second photographer Emma from Sweet Events Photography for travelling up from Auckland to shoot with me. Remember if you like my photography to consider following me on Facebook, Twitter and Instagram.Read More
Celeste and Andrew, a wedding at the Goldie Room on Waiheke Island
With vines, rolling hills, olive trees, a beach, and a hilltop tree to get married under – there is a lot to love about The Goldie Room and its surrounds. As a Hawke's Bay photographer, I can often be found crouched in a vineyard row, framing up a romantic shot, and so felt at home in this special location. Celeste went for a 1940's glam look with her dress and looked stunning, while Andrew and his groomsmen, were true dapper gents in in their grey wool suits. The striking landscape, and magic of the day wasn't made any dimmer by the grey skies, although when the skies opened up at the end of the ceremony – it did present a slight challenge! We regrouped in the tasting room of The Goldie Room; a carefully curated, cosy, vintage-styled space with its concrete floor, single bare wreath, and exposed wooden slats. I love this aesthetic, and hopefully that shows through my photography. The rain wasn't going to get the better of us. We all decided to venture out and not let the rain dampen our spirits, even if some suits and dresses absorbed some rain drops. As you can see, rain on your wedding day, while not the ideal weather, can make for a fun celebration, a crack up, and a chance to bring out those big white umbrellas! Andrew and Celeste have been together for a long time, and were beyond ecstatic to finally tie the knot. Congratulations Celeste and Andrew! Celebrant: Irene Armstrong Hair: was Julie Arlove – Hair on Waiheke Makeup: Amy Crawford – The Beauty Spot Dress: Essense of Australia Tailoring: Megs Newmarket Florist: Waiheke Flower Company for bouquets/buttonholes, petal aisle Flowers of St Johns Remuera for table flowersRead More
Rebecca and Shane, a Hawke's Bay Wedding at Linden Estate Winery
Rebecca and Shane were meant to be together. They have so many mutual friends, and one of Shane's fishing mates is Rebecca's dad! I loved their engagement session on Te Mata Peak, so I was really looking forward to this day. Linden Estate was a very Hawke's Bay Photographer dream venue – a winery, with hills, and vines, and fields. With the grass starting to turn that Hawke's Bay summer shade of yellow it felt very much like this wedding was emblematic of the region. I loved the colours in this wedding – from the flowers, to the grasses, to the vines, to the cars, those bridesmaid dresses and those blue Hawke's Bay skies. It was a pleasure to hang with these guys on their special day. Make-up by Milly's Holistic Health, Massage & Beauty Flowers by Beaukayes Florist Location: Whirinaki Beach, and Linden Estate Winery, Napier Hair by Teagan Steed SaveRead More


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Much discussion with the "landscape architect" and partnered architects researching food and waste these days surrounding landfill, as archive, and as a singular, sanctified, however tainted, space accommodating under present conditions to other species, now that development is equal to wasteland (Case Brown on Chernobyl: a "toxic Eden"). Protectress of the portal to Rome's massive sewage system, the Cloaca Maxima, was Venus. When places recollecting the dregs of consumption were desacralized, how much—systemic consciousness—was forgotten.
Tale from history on this VENERE CLOACINA tablet in the forum: "Permission being granted, [Verginius] took [Verginia] and her nurse aside to the booths near the temple of Venus Cloacina, now known as the 'New Booths,' and there, snatching up a butcher's knife, he plunged it into her breast, saying, 'In this the only way in which I can, I vindicate, my child, thy freedom.'"
From Appius and Virginia:
- Two ladies fair, but most unfortunate
- Have in their ruins rais'd declining Rome,
- Lucretia and Virginia, both renowned
- For chastity.