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15 uniquely cool sports-gifts ideas for the holidays
FOX Sports South takes a modern and retro-chic look at 15 of the most uniquely cool gift ideas for the holidays, with a singular focus on sports enjoyment.
1. The NFL's Mr. Potato Head
Let's start with a kid-friendly gift:
Mr. Potato Head has been an American institution since the early 1950s, appealing to children with vivid imaginations during the pre-Internet era … and then thrilling new-age kids during three wildly successful Toy Story movies.
(Mr. Potato Head even had a short-lived animated TV show in the late 1990s.)
The original version offered change-up looks involving Mr. Potato Head's choices of ears, eyes, noses, shoes, hats and a mouth.
The updated MPH bears the customized look of an NFL superfan … complete with a stiff-arm move to ward off would-be tacklers.
Bears: (Click here)
Broncos: (Click here)
Raiders: (Click here)
2. Field Goal Kicking Lessons
The quickest route to an NFL career may be that of a long snapper, the anonymous 240-pound specialist at the bottom of pro rosters.
For a little more fame and money, though, young athletes can also aspire to be kickers or punters.
Specifically in the South, a pair of former Georgia Tech kickers — Scott Sisson and Scott Blair — offer private tutorials for prospective kickers and punters.
Web site promise: "We'll put you under one last pressure cooker for each discipline and chart/time the results for a benchmark you can build on in 2014."
3. Classic NFL Games On DVD
With one click onto YouTube, it's easy to access clips of the NFL's greatest playoff games from the 1970s, 80s and 90s.
**Chargers-Dolphins (1981 AFC playoffs)
**Cowboys-49ers (1981 NFC title game)
**Broncos-Browns (1986 AFC title game)
**Bengals vs. 49ers (Super Bowl XXIII)
However, it's a little more difficult to land extended copies of regular-season games from that era — replete with commercials, or even the pregame shows from CBS, NBC, ABC or FOX Sports.
At least, until now.
A number of Web sites offer classic NFL games from the previous four decades.
**Listing, by team (Click here)
**Listing, by year (Click here)
**Classic NFL drafts (Click here)
**College Bowl Games From the 60s/70s/80s (Click here)
4. Super Shock Football
For those with fond memories of the NFL-licensed Electric Football game from the 1980s and 90s, there is a phone app that simulates the experience of using a metal board and vibrating players — without the tedious hassle of manually reconfiguring players at the line of scrimmage after every down.
The phone version also allows for greater proficiency when making a long pass, or attempting to, uh, kick the ball in between the uprights.
To get the $1.99 app, simply go to "Super Shock Football" and then watch the YouTube tutorial (below) to master the setup.
5. Golf Ball Finder
Remember Lacey Underrall's line to Chevy Chase in Caddyshack, sarcastically asking if he had a million stories about his ball getting lost?
Well, thanks to the Golf Ball Finder, weekend hackers shouldn't have any trouble locating their wayward tee shots or approach shots.
On the flip side, no one has yet to invent a golf club or golf ball that magically avoids the woods or lake.
6. Laser Rangefinder
From one modern technological advance to another.
The Laser Rangefinder puts a modern spin on how golfers can survey a particular hole, from either the tee or fairway.
And to use another Caddyshack reference, the device is only a step below Al Czervik's circa-1980 technology, in terms of crafting the perfect route to the cup.
7. Super Chexx Bubble Arcade Game
The majority of gifts here can be purchased without figuratively taking out a second mortgage.
However, the bubble arcade game comes at a steep rate — regardless if you buy the NHL-licensed product (choosing amongst the league's 30 teams) or the "Miracle On Ice" package, pairing Team USA vs. Russia.
(It's also fair to wonder if Super Chexx has a Team USA vs. Finland version of the 1980 Miracle setup, since the Americans needed to beat the Fins to capture gold at Lake Placid.)
8. NHL Video Games
Invoking the retro theme, here are perhaps the greatest NHL-endorsed games in history — NHL '91 from Sega Genesis (YouTube video also below) … and NHL 99 from Nintendo.
9. Intellivision Baseball Video Game
The graphics may be humorously archaic, but the Intellivision baseball game still stands the test of time, enjoyment-wise.
For those playing at the "expert" level, you can't beat the sound effects that accompany each pitch and the lightning-fast speed for which the infielders toss the ball from base to base.
10. The Un-Leash (Jogging With Dogs)
Jogging and basketball are great hobbies for individualist gamers, the ones who don't rely on others to enhance their development (or enjoyment) of a particular sport.
Of course, runners sometimes multitask while logging miles, in the form of pushing along infants in strollers or taking their dogs out for medium-length or heavy-mile jogs. (Click here for The Un-Leash)
The above gift appeals to the latter consumer, the runner who's willing to give their pet ample running room on streets and sidewalks.
11. Speed-Demon Driving Schools
Big cities, like Atlanta, offer adult thrill-seekers the opportunity to drive an actual Sprint Cup-ready vehicle at a NASCAR venue.
The perks include a three-hour orientation, at the hands of expert instructors, and then the chance to apply that knowledge to 3-5 minutes of solo racing around the track — with few speed restrictions.
12. Wall Decals
When watching the NBA or college hoops on TV, you'll hear the term "posterize," alluding to a player directly dunking over a helpless defender, or conversely, a defender gloriously swatting an opponent's shot — with photographers capturing the memory.
In today's age of highlight preservation — let's call it The Fathead Age — the focus has shifted to a single player or object being adorned to a sports fan's walls. The Fathead decals are so life-like, it's as if Peyton Manning or Tom Brady are actually standing tall in a basement, waiting for someone to execute a 15-yard curl pattern.
Whether celebrating athletes or logos for specific teams, these over-sized items are the ultimate space-fillers for rooms that complement a 60-inch, high-definition TV.
13. Stadium Replicas
The Danbury Mint has been authorized to construct and sell miniature replicas of NFL and college football stadiums, along with some of baseball's most storied cathedrals, past and present.
**Old Yankee Stadium (Click here)
**Wrigley Field (Click here)
**Cleveland's Old Municipal Stadium (Click here)
**Old RFK Stadium (Washington D.C. — click here)
**Pittsburgh's old Three Rivers Stadium (Click here)
There are even links to a few indoors stadiums of note — like the old Pontiac Silverdome near Detroit (home to the NFL's first Super Bowl in a cold-weather city) … although it's a little weird to think of the Silverdome without the white bubble on the top.
Now that the Danbury Mint has extended its stadium reach — can you believe someone took the time to replicate the Texas Rangers' old park from the 1970s and 80s? — it might be time for a second glass case.
14. Underrated Sports Movies
1. Diggstown — Starring James Woods, Lou Gossett Jr. (Boxing)
2. Friday Night Lights — Starring Billy Bob Thornton, Tim McGraw (Football)
3. Mystery, Alaska — Starring Russell Crowe, Burt Reynolds (Hockey)
4. The Bad News Bears — Starring Walter Matthau, Tatum O'Neal (Baseball)
5. Remember The Titans — Starring Denzel Washington (Football)
6. A League Of Their Own — Starring Tom Hanks, Geena Davis (Baseball)
7. The Wrestler — Starring Mickey Rourke, Evan Rachel Wood (Wrestling)
8. Breaking Away — Starring Dennis Quaid, Daniel Stern (Cycling)
9. Eight Men Out — Starring Charlie Sheen, D.B. Sweeney, John Cusack(Baseball)
15. Laughable Sports Sequels
The following movie sequels are so bad (and only worthy of one viewing) … you may never learn to trust the judgment of a film executive again.
1. Caddyshack II
2. The Sting II
3. Teen Wolf Too
4. Rocky V
5. Slap Shot 2
6. The Next Karate Kid
7. Mighty Ducks 3
8. Major League III
9. Major League II
10. Bad News Bears: Breaking Training


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Saturday, July 29, 2017
Art I'm Making: Untitled Collage No. 181 (Santa Rosa)
Click on the image for a larger view. For more, visit my collage website at: http://ctalcroft.wix.com/collage-site/
Posted by Colin Talcroft at 9:56 AM
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Labels: abstract, acrylic, acrylic monotype, acrylic monotype collage, art, Art I'm Making, arts, Colin Talcroft, collage, painted paper, Untitled Collage No. 181 (Santa Rosa)
Wines I'm Making: 2015 Cabernet Labeled (July 29, 2017)
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N0END99 ISSUE 1: #FLATEARTH by Ren Höek
N0END99 ISSUE 1: #FLATEARTH by Ren Höek
A5, 36 pages, Black & white digitally printed, Saddle stitch, Card cover, 2018
"My parents had insisted on installing another shower in the second guest bedroom. The house was tiny but they were adamant it could be done. My only feelings were that I might need to take some drugs. I wanted to be asleep again."
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Futurewise Financial Planners Pvt Ltd
Futurewise helps it's clients manage and organize their finances led by quality financial advice
- Stage Prototype Ready
- Industry Financial Services
- Location Mumbai, MH, India
- Currency INR
- Founded May 2011
- Employees 7
- Website futurewise.co.in
Company Summary
Futurewise Financial Planners is a start-up focused on radically changing people's experience with money matters in a refreshingly simple way. Futurewise makes quality financial advice available to the urban youth and give them the information they need to manage their personal finances online. Financial Advice & Distribution is a $5 Billion market opportunity.
Prakruti ShahFinancial Planner
Ronak HindochaCEO & Founder
Ronak is an ex-investment banker turned technocrat thanks to his stint at Ffreedom Financial Planners where he was the COO. In a short span of six years Ronak was fortunate to gather immense experience in various domains of management - from finance to technology. At Futurewise, Ronak takes care of day to day functioning of the business while keeping a constant focus on the big picture. He is a management graduate from NMIMS and an avid reader.
Bhawin JagadFinancial Planner
Khushboo AgrawalFinancial Planner
Jitesh JhaDeveloper
Bhola VishwakarmaDeveloper


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The objectives of this lesson is to understand that mirrors reflect light, and to learn that when a beam of light is reflected from a surface, its direction changes. Includes video clips, worksheet, online simulation and quiz.
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Victor® Model SR4G-346 High Capacity High Pressure Piston Air Single Stage Regulator With 1/4" Stainless Tube Fitting, CGA-346
Airgas Part #:VIC0781-1422
Manufacturer #:0781-1422Log in to get your price
$941.85 /Each
Item Details
- Victor® SR4G Single Stage heavy-duty High Pressure Air Piston Regulator offers 100 - 1500 PSIG of delivery that is perfect for pressure vessel and dead-end testing. Regulator with maximum inlet pressure of 3000 PSIG features a machined brass body with housing cap and has 2 1/2" brass gauges having brass piston with delrin cap bushing for smooth adjustments. Regulator comes with 346 CGA inlet connection having bronze sintered filter and 1/4" swaglok outlet connection with 1/4' stainless tube fitting. 6" X 6 1/4" X 6 1/2" Regulator features a cartridge type seat assembly with PCTFE seat and an external adjustable relief valves.
- Machined brass body and housing cap
- Cartridge type seat assembly with PCTFE seat
- Piston type actuation brass
- Delrin® cap bushing for smooth adjustments
- External adjustable relief valve on F and G range model
- Hydrogen models have ventable relief valves (J Series does not)
- Sintered inlet filter bronze
- Pressure vessel testing
Product Attributes
Regulator Type» Single Stage Regulator
Gas Service» Air
Delivery Rate» 100 - 1500 psig
Inlet Connection» CGA-346
Workload» High Capacity
Outlet Connection» 1/4" Swaglok®"
Gauge Diameter» 2.5 in


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SATURDAY April 13th ::: 11-2pm
::: Feminist Portrait Series :::
+ Celestial Bodies Art & Poetry Activity with the Cauldron
$20 for a 20 minute Photo Session - Book your slot ahead of time
Come stand in your power and explore how you connect with the natural world. Cauldron co-founders Carlie and Kate will be running this feminist photoshoot and "Celestial Bodies" art and poetry activity.
Get a portrait taken by Carlie in front a backdrop featuring artwork by Wes Sam-Bruce accompanied by lush plants. Kate will guide you through an activity that explores how you relate to nature and connect to your power. You will walk away with a personalized zine and 5 portraits.
*Carlie will deliver 5 final images within seven days of the photo shoot.


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Himalayan Offbeat Locations
We have on offer a vast variety of off beat places which are less visited and we specialize in offering Trips to these locations. We take you not only to the most scenic locations we add value by offering a unique glimpse into the Culture, History and the way of life of the People. Here are some insights into the unique locations we can offer while on a Trip with us. We specialise in offering special curated Trips based on your interests and preferences. You tell us your interests and the number of days you have and we will cook up the most appropriate Itinerary for you. Based on our deep knowledge on the Culture and History of the Himalayas we can serve the Himalayas to you as you deserve them.


text: The aim of this project is to understand the impact of Arabidopsis thaliana-associated bacteria on metabolic priming of plant primary carbohydrate metabolism that results in an altered stress response towards pathogenic bacteria. Specifically, we will investigate how a first bacterial contact primes metabolism such that the metabolic response is altered upon subsequent bacterial infection. We will apply beneficial rhizobacteria, and avirulent and virulent pathogenic leaf-associated bacteria of the genus Pseudomonas. So far, studies on priming of plant responses to pathogen infection did not yet investigate the impact of metabolic changes in the course of priming against pathogenic attack in detail; however, there is growing evidence that primary metabolism may play a major role during priming of defence against pathogens. To determine priming effects on the primary carbohydrate and energy metabolism, we will measure levels of sugars, sugar phosphates, amino acids and organic acids of naïve, primed and triggered plants. Since variation of metabolic activity is not necessarily reflected by changes of metabolite concentrations, we will also conduct metabolic flux experiments using 13C-substrate labelling. This approach allows monitoring the distribution of labelled carbon throughout the plant and to simultaneously determine the carbon-flux through selected metabolic pathways, thus providing detailed insight into changes in metabolic activity in the course of a first priming stimulus and a subsequent triggering bacterial stimulus. The introduction of a lag phase between the two subsequent stimuli will show how the metabolic pattern changes through time following the initial priming stimulus. Furthermore, we will evaluate activities of enzymes that are likely involved in regulating the observed changes in carbohydrate metabolism and that, therefore, are potential targets for metabolic priming. Preliminary experiments already revealed first evidence that invertase activity is affected upon priming, but other enzymes will be evaluated as well, depending on the results from the metabolic flux analyses. With plants altered in the activity of different invertases, we will investigate their role in the priming response. To consider the putative impact on metabolic regulation of bacteria-induced changes in phytohormone levels we will determine changes in plant hormone levels with available hormone reporter lines that contain a luciferase reporter system. Finally, we will determine how priming of the primary carbohydrate metabolism by the bacterial priming/triggering setup correlates with plant fitness parameters such as growth, development, reproductive success, and defence capacity.


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Picture: Green Day 2012 MTV Video Music Awards, held at the Staples Center - Arrivals Los Angeles, California - 06.09.12
U2 have stormed the most important readers poll of 2004 after landing Best Single, Best Album, Artist of The Year, Best Band and Best Video prizes in rock bible ROLLING STONE.
The group's VERTIGO hit was voted Best Single and Best Video in the annual poll and the rockers beat Green Day and Ray Charles to the Artist of The Year honour.
Prince also featured highly, edging out Usher for the Best Male Performer crown and beating The Pixies to the Most Welcome Comeback honour. Gwen Stefani and Velvet Revolver also claimed two awards.
The full list of readers' poll winners is:
Best Single - VERTIGO by U2
Best Album - HOW TO DISMANTLE AN ATOMIC BOMB by U2
Artist of The Year - U2
Best Male Performer - PRINCE
Best Female Performer - GWEN STEFANI
Best Band - U2
Best Video - VERTIGO by U2
Best Tour - VOTE FOR CHANGE
Best Soundtrack - Garden State
Best Hard Rock/Metal Band - VELVET REVOLVER
Best R+B Artist - Alicia Keys
Best Hip-hop Artist - Outkast
Best Hip-hop Producer - The Neptunes
Best New Artist - VELVET REVOLVER
Best Dressed - GWEN STEFANI
Most Welcome Comeback - PRINCE.13/01/2005 21:29


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How To Escape A Reading Slump/
When I go on vacation I usually pack books before clothes. So when I didn't have any ideas of what I should read on my last vacation, and ended up reading The Thorn Birds just because it was part of a reading challenge and long enough to occupy me all week I knew something was off. I was entering a reading slump. I've been back a week, and it's still going on. I haven't had one this bad since I was pregnant, and it took all my brain power just to remember my PIN.
I'm trying not to fret. I'm trying not to push it. But the truth is I can't engage in anything, and I've been abandoning books like no one's business.
This too shall pass. In the mean time, here are a few strategies I use when I'm in a reading slump:
- Read magazines
- Read cookbooks
- Read short stories
- Listen to podcasts
- Reading just my favorite parts of my favorite books
What do you do when you're in a reading slump?


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Sweater Weather with Lesley Jane
Have you been following along on Instagram? If so, you've probably seen me working with Lesley Jane Boutique located in Zionsville and I couldn't be more excited.
In the middle of October I was invited to an influencer event at their location in Zionsville. I had a lot going on in my life (still do) and was getting sick (still am). I actually hadn't planned to attend the event until Meryl at Lesley Jane reached out to me on Instagram the day of the event and said she hoped I'd be able to make it. I thought, "What the heck, why not?"
So I went to the event and was so pleased to learn the Lesley Jane story. The boutique has had a complete rebrand including the products sold. You will find pieces at Lesley Jane that don't exist at other local retailers. The staff is also educated on these brands that come from all over the world including Australia.
You'll find a wide variety of price points at Lesley Jane, mostly starting around $50 and going up from there. Yes, that might be a bit more than what you are use to spending, but lucky for you I have a discount code that cane be used in store and online (TRENDYLJB20, 20% off). Also, it's nice to have some solid quality pieces in your wardrobe perfect for sweater weather. I have a long sweater jacket (thicker than a sweater, but not a jacket you only wear outside) that makes me feel like an Olsen sister strolling the streets of NYC and it's pretty cool.
Anyway, I wanted to share my favorite sweaters from them that I am loving right now and which you could wear during sweater weather.
THE DETAILS. I am so in love with the patchwork happening on this sweater and the color combo could not be any more perfect. Shop this sweater here (code, TRENDYLJB20).
I pretty much love any top I can pair with these flares because it makes me feel like a total 70s child. This top has bell sleeves with a slit so even though they are long, they work for me and aren't in my way. Shop this top here (TRENDYLJB20).
For other sweaters I am loving from Lesley Jane click here, here, and here.
Stay tuned for tomorrow. I am sharing where I'll be shopping on Black Friday, discount codes, and items on my wish list.


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Tam French Masseuse in London
Porchester Place, London, UK
Kendal Street England W2 2BS GB
Hello, I am a French masseuse, polite, positive and passionate person.
Sensual Massage Offered
Genders Catered To:
I am a French masseuse, polite, positive and passionate person.
My massage is used to stimulate blood circulation, leading to better oxygenation and elimination of toxins.
I use aroma oils to enhance the massage itself by adding in the effects of natural plants and overall relaxing experience.
Give yourself a break from the stress of everyday, to enjoy the art of a good massage.
Don't miss it!
See you soon!
Languages spoken French,Spanish and English
To contact me please use the contact form provided 🙂
tam 2.png 1 year ago
tam 1.png 1 year ago
tam 3.png 1 year ago


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Lisa Keister is an expert on being rich. She's no investment genius, mind you, so don't expect to see her hobnobbing at the billionaires' club with Warren Buffett. Rather Keister, a professor of sociology at Duke University in North Carolina, is an authority on why and how people attain wealth.
Keister can reel off a long list of reasons why some people get rich and others don't: education, inheritance, entrepreneurial savvy. But a few years ago, she began paying closer attention to a cause that she had once dismissed as far-fetched: religion. "I'd mention it at conferences and economists would laugh," she says. "But when I'd ask people who are religious whether their faith affects how they handle money, they'd say 'silly academic, of course.' "
For those who haven't dusted off their King James Bible in a while, it may come as a surprise, but religion and money go hand in hand. Scripture refers to money and finance over 2,000 times. Prayer only gets 500 mentions. Now researchers are discovering that religious people are better savers. And because they're less likely to take chances on risky investments, they may do better in the stock market too.
Believing in a god on its own isn't enough to make you a wise money manager. But the values of religious people do affect their approach to money, says Luc Renneboog, a professor of finance at Tilburg University in the Netherlands.
In a study last year, Renneboog found that Protestants are more likely to own stocks than Catholics. The reason: Protestants tend to believe that individuals are responsible for their own success or failure. Catholics, meanwhile, place more importance on the security of their families. So they're more likely to buy a house than stocks, and leave money for their kids.
Similarly, Keister found vast differences in wealth in the U.S. between Jews and evangelical Christians (conservative Protestants). Growing up Jewish you'll learn the importance of investing in stocks at a young age, says Keister. Conservative Protestants on the other hand, shun investing, marry young and put off buying a home.
The result: only 1% of Jews in the U.S. have no bank account, no stocks and don't own a home. Fifteen per cent of conservative Protestants fit that description. "Conservative Protestants think 'God will take care of me.' So for them the church is a good investment—stocks not so much," Keister says.
There's no hard evidence that religious folks are more likely to make a killing in the markets yet. But some have noted that because they are more interested in spiritual than material gain, they may be less susceptible to the greed and fear that can lead investors astray.
Certainly George Athanassakos, who teaches value investing at the University of Western Ontario, has noticed that successful value investors tend to act in religious ways. "When I ask them what's the biggest lesson they've learned in life they always respond by saying 'humility and integrity,'" he says. "This is the foundation of every religion. So even if such investors aren't religious, they sure behave as if they are."


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3402 NE 23rd Place | Renton, WA 98056
4 bed, 2.5 bath, 3,220 sqft
Our Honey Creek listing is back! It gained a fresh new look with new paint & carpet throughout the entire house. This home sits at the back of the cul-de-sac with the most serene backdrop. A spacious floor plan makes entertaining a breeze. Not to mention the updated kitchen and large, peaceful deck space. Ideally located for commuters with close access to I-405, Hwy-167 and Hwy-169 (Maple Valley Hwy). Floor plan features 4 beds (or 3 + bonus room), office, HUGE utility room & a 3-car garage. This is THE home for you.


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Deciding how to archive data within legacy applications is a difficult choice for IT organizations, especially considering the huge growth in data and the expenses associated with maintaining legacy applications. Add to that regulatory, governance and legal discovery requirements, and it's easy to understand how vexing this has become for organizations. That's why selecting the most appropriate extraction method for legacy data is such an important requirement. Choosing from among such diverse approaches as table archiving, data record archiving, file archiving and hybrid record archiving means taking into account not only the organization's current needs, but also trying to predict its future requirements— certainly no easy task.
This whitepaper details how a company can best determine which data extraction method best suits their needs.


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I made my first ETSY treasury today while on a break from painting. I've been meaning to make one for a long time but it used to be kind of painful and difficult and life's hard enough without waiting til 2am to snag an open treasury spot. I'm up late enough a it is. And let's just say that I'm not planning to apply for a merchandising job over at Anthropolgie or anything, but I'm happy with how it turned out. Plus, these are all works by folks I really like and in some cases absolutely treasure.
Go here to see the whole thing and then click on everything and leave us some love.
Who's who:
Maya from Spring Tree Road makes the juiciest hand-spun yarn you'll ever see. And her photography is terrific. She even wrote a little tutorial on her blog to get that macro lens look without having a macro lens.
Valentina Ramos makes gorgeous pen and ink drawings. And lately she's doing all kinds of 3D stuff that I am loving. Plus she's bursting with positive energy, if you're into that kind of thing. She's addictive.
Michal is someone I actually met (!) in Israel. She sells at a biweekly open air market in Tel Aviv and everytime we visit I buy something from her. This time I got up the courage to introduce myself and we gabbed about ETSY because she'd just opened a shop. There's just something about colored enamel and silver that makes me giddy.
Rachel is one of those rare people you come across who fills you up with her words and thoughts and her gift for capturing moments. We've been meaning to do a trade now for months but I simply cannot choose.
I don't know Stephanie but I love her work. We have similar trajectories, at least the American moving abroad after college and meeting a local and staying for a while part of it. She's been in Germany for 13 years (maybe more now) and I left Israel after a five year stint. Anyway, I was introduced to Aimee through her blog so if I ever make it to Munich I'm going to buy her a big fat strudel.
And then Jen. Polaroid toting, wine sipping, book making Jen. I love the simplicity in Jen's work. It's like she's a Scandinavian trapped in America. Plus she's funny as all get out. And she loves a good adventure which makes me think that there's a chance we will meet one of these days...
Aimee. Aimee and I have exchanged emails longer than some of the papers I wrote in college. For real. She is genuine, brave, intuitive and hilariously funny - all of which comes out loud and clear in her magnificent doodles.
Amy from Elemental is a metalsmithing mama and her comments on this blog continue to crack me up. She's also inspired me to take baby environmental steps so I, and mother earth, owe her a debt of gratitude.
I met Catherine at a local craft fair. My kids were close to breaking half the stuff on her table so we had to scoot along but I loved all of the little birdies and insects that she incorporates into her work. She even has a plate with cockroaches on the top. I love a potter with a sense of humor.
I just ordered two or Pixie's prints and when I get my act together I will frame and hang them in my studio. Pixie is honest and authentic and he work is so full it's overflowing. Plus her emails are spit out my coffee funny. And I don't miss a blog post.
I don't know PolishedTwo but I have one of her necklaces and I love it.
And Lori. I love Lori's style. I love her attitude, her openness. She once sent me a card of a woman in prayer pose and I return to that image when my chakras get out of line. Go look at her shop and get some happy.
There are four more in this treasury that I couldn't manage to nap in the screen capture. But if you go to the link you'll find them. One is mine. Hi. Two others I don't know but I admire their work. Laura George was suggested to me in what I think is a new part of ETSY favorites. I guess they suggest artist based on who you've already added as a favorite. Neat. And Nina In Vorm is someone I came across through Aimee. Finally there's Jane who's blog Spain Daily is one of my favorites. She's an expat living in Spain and has a great eye for catching daily life where ever she is in the world and a big heart for connecting lots of other cool people. You will love her too.


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We have over 25 years of experience performing at Weddings, Private Parties, Corporate Events and Conventions. The GNO has performed Destination Weddings in Aspen, Vail, Steamboat, Telluride, Santa Fe and Jackson Hole as well as throughout the Colorado front range area.
Groove Nation plays a wide variety of music, specializing in Contemporary Top-40, Motown, Classic Rock, Disco, Funk and Big Band. And yes, we have your ethnic and holiday music covered as well!


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Molly is all of us; a sister, daughter, wife, mother, and educator. She is your son's teacher, your best friend, your next door neighbor. Speaking with Molly is effortless, her natural inclination to empathetically be present and honest makes a conversation with her feel like the most familiar experience. What's remarkable about Molly is that she is so relatable, her successes and failures are our own valleys and peaks. We celebrate Molly because she is so transparent in her struggles, so honest with her hopes, and so resilient in the face of hardship.
Originally coming to Colorado from Ohio, Molly was raised in a big family in Cleveland with many siblings and cousins. Her calm demeanor in the midst of chaos can be attributed to many family gatherings over birthdays and holidays. In high school she spent much of her time in the theater community, spending nights and weekends with other expressive and creative classmates exploring the emotions and challenges of growing up on stage. After high school, Molly planned to pursue theater at university, but as life does, it throws curveballs. She ended up majoring in Communications, minoring in Music and Business Management hoping to do PR and Marketing. This is where she learned through an internship that "marketing" is a euphemism for sales, something Molly quickly felt was inauthentic to herself and her goals. With an unclear destination the summer after her senior year, she went to work at a summer camp for youth and adults with disabilities, spent the summer and fall educating youth and nannying for a relative. This is where Molly discovered a hidden gift for working with adults with disabilities, something she hadn't considered but quickly grew enamoured with. This sent her to Kent State for graduate work in special education.
What is so striking about Molly is her willingness to speak candidly about regret and failure, about anxiety or fears. She sees herself with refreshing clarity, able to call out moments of weakness or frustration. Molly in one word is dynamic; she approaches adversity with tenacity and strength, yet she is humble and kind. She is gentle, yet direct.
Molly now lives in Denver, Colorado with her husband, RJ, and her son, Everett. She continues to work with high school students with disabilities, but also pursues her talents in other fields as well. She is not resigned to stay still. She spent six years with the Denver Women's Chorus to keep her finger on the pulse of the arts community that has so clearly illuminated her journey. She continues to do work with The Vagina Monologues in Denver as well, diving into social activism in addition to connecting to her creative spirit.
Molly finds new perspectives through these outlets, navigating the dynamics in relationships with her husband, as a woman, and most significantly now as a mother. She has become a woman intensified by the love and relationships that define her.


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Federal Reserve Chairwoman Janet Yellen gave a speech on inflation and monetary policy at the University of Massachusetts at Amherst.
Reviewing the history and the current state of inflation, Yellen used nine slides to argue that inflation expectations are critical for the actual realized direction of inflation.
Furthermore, she argues that the forces holding back inflation today are "transitory" and likely to let up on prices.
"I expect that inflation will return to 2% over the next few years as the temporary factors that are currently weighing on inflation wane, provided that economic growth continues to be strong enough to complete the return to maximum employment and long-run inflation expectations remain well anchored," she said.
But she rounded out her slides with an unsettling chart of Japan's experience with inflation.
"The economic outlook, of course, is highly uncertain and it is conceivable, for example, that inflation could remain appreciably below our 2% target despite the apparent anchoring of inflation expectations," Yellen said. "Japan's recent history may be instructive ... I believe that it illustrates a problem faced by all central banks: Economists' understanding of the dynamics of inflation is far from perfect."
All of this is critical as one of the Fed's mandates is price stability. Importantly, as the Fed begins to tighten monetary policy, it has to be mindful of price stability moving forward.
Scroll for the charts.
The Fed hasn't always been successful about keeping prices stable.
"The Federal Reserve has not always been successful in fulfilling the price stability element of its mandate. The dashed red line in figure 1 plots the four-quarter percent change in the price index for personal consumption expenditures (PCE) — the measure of inflation that the Fed's policy-making body, the Federal Open Market Committee, or FOMC, uses to define its longer-run inflation goal. Starting in the mid-1960s, inflation began to move higher. Large jumps in food and energy prices played a role in this upward move, but they were not the whole story, for, as illustrated here, inflation was already moving up before the food and energy shocks hit in the 1970s and the early 1980s. And if we look at core inflation, the solid black line, which excludes food and energy prices, we see that it too starts to move higher in the mid-1960s and rises to very elevated levels during the 1970s, which strongly suggests that something more than the energy and food price shocks must have been at work.
"A second important feature of inflation over this period can be seen if we examine an estimate of its long-term trend, which is plotted as the dotted black line in figure 1. At each point in time, this trend is defined as the prediction from a statistical model of the level to which inflation is projected to return in the long run once the effects of any shocks to the economy have fully played out.3 As can be seen from the figure, this estimated trend drifts higher over the 1960s and 1970s, implying that during this period there was no stable "anchor" to which inflation could be expected to eventually return--a conclusion generally supported by other procedures for estimating trend inflation ..."
Lately, inflation has been low.
"As figure 2 highlights, the United States has experienced very low inflation on average since the financial crisis, in part reflecting persistent economic weakness that has proven difficult to fully counter with monetary policy. Overall inflation (shown as the dashed red line) has averaged only about 1-1/2 percent per year since 2008 and is currently close to zero. This result is not merely a product of falling energy prices, as core inflation (the solid black line) has also been low on average over this period ..."
Real wages adjust for inflation.
"An unexpected rise in inflation also tends to reduce the real purchasing power of labor income for a time because nominal wages and salaries are generally slow to adjust to movements in the overall level of prices. Survey data suggest that this effect is probably the number one reason why people dislike inflation so much. In the longer run, however, real wages — that is, wages adjusted for inflation — appear to be largely independent of the average rate of inflation and instead are primarily determined by productivity, global competition, and other nonmonetary factors. In support of this view, figure 3 shows that nominal wage growth tends to broadly track price inflation over long periods of time."
Since the financial crisis, achieving price stability and maximum employment has been difficult.
"As I noted earlier, after weighing the costs associated with various rates of inflation, the FOMC decided that 2 percent inflation is an appropriate operational definition of its longer-run price objective. In the wake of the 2008 financial crisis, however, achieving both this objective and full employment (the other leg of the Federal Reserve's dual mandate) has been difficult, as shown in figure 4. Initially, the unemployment rate (the solid black line) soared and inflation (the dashed red line) fell sharply. Moreover, after the recession officially ended in 2009, the subsequent recovery was significantly slowed by a variety of persistent headwinds, including households with underwater mortgages and high debt burdens, reduced access to credit for many potential borrowers, constrained spending by state and local governments, and weakened foreign growth prospects. In an effort to return employment and inflation to levels consistent with the Federal Reserve's dual mandate, the FOMC took a variety of unprecedented actions to help lower longer-term interest rates, including reducing the federal funds rate (the dotted black line) to near zero, communicating to the public that short-term interest rates would likely stay exceptionally low for some time, and buying large quantities of longer-term Treasury debt and agency-issued mortgage-backed securities."
Inflation expectations play an important role in what actually happens with prices.
"What about the determinants of inflation's longer-term trend? Here, it is instructive to compare the purely statistical estimate of the trend rate of future inflation shown earlier in figure 1 with survey measures of people's actual expectations of long-run inflation, as is done in figure 5. Theory suggests that inflation expectations — which presumably are linked to the central bank's inflation goal — should play an important role in actual price setting. Indeed, the contours of these series are strikingly similar, which suggests that the estimated trend in inflation is in fact related to households' and firms' long-run inflation expectations."
The overall effect various factors have on inflation depends on whether they also affect long-run inflation expectations.
"To summarize, this analysis suggests that economic slack, changes in imported goods prices, and idiosyncratic shocks all cause core inflation to deviate from a longer-term trend that is ultimately determined by long-run inflation expectations. As some will recognize, this model of core inflation is a variant of a theoretical model that is commonly referred to as an expectations-augmented Phillips curve.21 Total inflation in turn reflects movements in core inflation, combined with changes in the prices of food and energy.
"An important feature of this model of inflation dynamics is that the overall effect that variations in resource utilization, import prices, and other factors will have on inflation depends crucially on whether these influences also affect long-run inflation expectations. Figure 6 illustrates this point with a stylized example of the inflation consequences of a gradual increase in the level of import prices — perhaps occurring in response to stronger real activity abroad or a fall in the exchange value of the dollar — that causes the rate of change of import prices to be elevated for a time. First, consider the situation shown in panel A, in which households' and firms' expectations of inflation are not solidly anchored, but instead adjust in response to the rates of inflation that are actually observed. Such conditions — which arguably prevailed in the United States from the 1970s to the mid-1990s — could plausibly arise if the central bank has, in the past, allowed significant and persistent movements in inflation to occur. In this case, the temporary rise in the rate of change of import prices results in a permanent increase in inflation. This shift occurs because the initial increase in inflation generated by a period of rising import prices leads households and firms to revise up their expectations of future inflation. A permanent rise in inflation would also result from a sustained rise in the level of oil prices or a temporary increase in resource utilization.
"By contrast, suppose that inflation expectations are instead well anchored, perhaps because the central bank has been successful over time in keeping inflation near some specified target and has made it clear to the public that it intends to continue to do so. Then the response of inflation to a temporary increase in the rate of change of import prices or any other transitory shock will resemble the pattern shown in panel B. In this case, inflation will deviate from its longer-term level only as long as import prices are rising. But once they level out, inflation will fall back to its previous trend in the absence of other disturbances."
Evidence suggests inflation expectations are well-anchored.
"On balance, the evidence suggests that inflation expectations are in fact well anchored at present. Figure 7 plots the two survey measures of longer-term expected inflation I presented earlier, along with a measure of longer-term inflation compensation derived as the difference between yields on nominal Treasury securities and inflation-indexed ones, called TIPS. Since the late 1990s, survey measures of longer-term inflation expectations have been quite stable; this stability has persisted in recent years despite a deep recession and concerns expressed by some observers regarding the potential inflationary effects of unconventional monetary policy. The fact that these survey measures appear to have remained anchored at about the same levels that prevailed prior to the recession suggests that, once the economy has returned to full employment (and absent any other shocks), core inflation should return to its pre-recession average level of about 2 percent."
Much of the recent shortfall of inflation from the Fed's 2% objective is attributable to transitory special factors.
"Assuming that my reading of the data is correct and long-run inflation expectations are in fact anchored near their pre-recession levels, what implications does the preceding description of inflation dynamics have for the inflation outlook and for monetary policy?
"This framework suggests, first, that much of the recent shortfall of inflation from our 2 percent objective is attributable to special factors whose effects are likely to prove transitory. As the solid black line in figure 8 indicates, PCE inflation has run noticeably below our 2 percent objective on average since 2008, with the shortfall approaching about 1 percentage point in both 2013 and 2014 and more than 1-1/2 percentage points this year. The stacked bars in the figure give the contributions of various factors to these deviations from 2 percent, computed using an estimated version of the simple inflation model I just discussed.30 As the solid blue portion of the bars shows, falling consumer energy prices explain about half of this year's shortfall and a sizable portion of the 2013 and 2014 shortfalls as well. Another important source of downward pressure this year has been a decline in import prices, the portion with orange checkerboard pattern, which is largely attributable to the 15 percent appreciation in the dollar's exchange value over the past year. In contrast, the restraint imposed by economic slack, the green dotted portion, has diminished steadily over time as the economy has recovered and is now estimated to be relatively modest. Finally, a similarly small portion of the current shortfall of inflation from 2 percent is explained by other factors (which include changes in food prices); importantly, the effects of these other factors are transitory and often switch sign from year to year."
The outlook, of course, is uncertain. Just look at Japan.
"The economic outlook, of course, is highly uncertain and it is conceivable, for example, that inflation could remain appreciably below our 2 percent target despite the apparent anchoring of inflation expectations. Here, Japan's recent history may be instructive: As shown in figure 9, survey measures of longer-term expected inflation in that country remained positive and stable even as that country experienced many years of persistent, mild deflation. The explanation for the persistent divergence between actual and expected inflation in Japan is not clear, but I believe that it illustrates a problem faced by all central banks: Economists' understanding of the dynamics of inflation is far from perfect. Reflecting that limited understanding, the predictions of our models often err, sometimes significantly so. Accordingly, inflation may rise more slowly or rapidly than the Committee currently anticipates; should such a development occur, we would need to adjust the stance of policy in response.
"Considerable uncertainties also surround the outlook for economic activity. For example, we cannot be certain about the pace at which the headwinds still restraining the domestic economy will continue to fade. Moreover, net exports have served as a significant drag on growth over the past year and recent global economic and financial developments highlight the risk that a slowdown in foreign growth might restrain U.S. economic activity somewhat further. The Committee is monitoring developments abroad, but we do not currently anticipate that the effects of these recent developments on the U.S. economy will prove to be large enough to have a significant effect on the path for policy. That said, in response to surprises affecting the outlook for economic activity, as with those affecting inflation, the FOMC would need to adjust the stance of policy so that our actions remain consistent with inflation returning to our 2 percent objective over the medium term in the context of maximum employment."


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director and playwright's notes
director's notes
For me, the blessing and the curse of theatre are one and same. Namely, that it requires intense and complex collaboration between a large number of people. Often those people are complete strangers when the rehearsal process starts. There are no guarantees that everyone involved will be not only gifted, but fun to work with. That is why, when Wendy Poole and The Theatre Project were excited about producing SEAL, I jumped at the chance. Most of my shipmates on this voyage are people I have known and worked with for 30 years or more. They are collegues and friends… creative and a joy to make art with. SEAL is a tricky play. It's a theatrical thriller, but it's also a moving examination of complex issues like mental health, PTSD, patriotism and morality. I am so grateful to be part of a team that thrives on this kind of artistic challenge. These are my friends, not strangers.This is Maine, not Broadway. And believe me, that's a blessing for which I give profound thanks.
-Michael Rafkin
playwright's notes
I began writing plays twenty years ago at the suggestion of my wife, Deborah, an actor, who noted my frustration with attempting to describe and understand clients through traditional academic forms. I set aside my other projects, and began work on The Calling. It seemed to write itself over a period of five weeks, enjoyed critical success, and suggested I was on to something meaningful. SEALwas inspired by a young man I met when he was an inpatient in a psychiatric hospital. This is not his story, but rather what I imagined it could have been, and represents the voices of many individuals I have known and worked with throughout my career. The references to historical events in this narrative are accurate, and the political dimensions resonate with the present. One thing remains constant: old men send young men, and now women, to fight their battles, with profound and enduring consequences.
- Clay Graybeal


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Ever wondered exactly how the apps make money? How do their developers and designers earn profits? Well, there are several business models that yield sizeable income. The selection of the right business model can be determined once you have all the details and specifications of your future app determined with your development team.
App monetization
This is perhaps the single most burning question placed in the meetings with developers. Depending on the idea and the target audience of the app, your development team will suggest a couple or more business models. Deciding on this feature in the early stages of app design will radically change the coding and integration of the app. In this article, we discuss the fundamentals of the app business models. Towards the end of this article, you should have a sound idea on how to earn money on your mobile app.
The basic factor that is determined when allocating a business model to the app is whether the app would support traffic. Does your app allow the organic traffic methods that are available in the app store or would you be spending significant dollars to pull that traffic to your app? Or would your app be combining leads with sales? Whatever the case, you do have a lot of opportunities to optimize your app and generate profits.
Try to answer these basic questions before you begin reading:
- Problem: What problem is your app trying to solve and how?
- Uniqueness: What makes your app stand out and how will people pay for it?
- Features: What key features will your users be willing to pay for?
- Competitors: What business models are your competitors using and how well have they worked for them?
Let's look at the six most commonly used business models. Remember, you can use a combination of each of these models for the unique needs of your app.
Six Mobile App Monetization Business Models
Freemiums with in-app advertising
In this model, you give away your app for free. User's love these kind of apps. But that doesn't stop the money coming to you! With each free download, your app will be able to access data from the user's smartphone. This data includes email address, gender, age, occupation and sometimes location. This valuable information is used to provide highly customized advertisements to your user. With each click into the ad your user makes, you get paid by the advertiser.
Freemiums attract a sizeable customer base. This enables your app to collect more data on more people. A good example here is Facebook that leverages a vast amount of data to sell highly targeted ads. A word of caution here: use moderate advertisements. Users do not like to be bombarded with ads!
Freemium with in-app sales
This business model is similar to the above model, the only difference is the in-app purchases that bring in revenue. Basically, your users download the app for free but will need to pay in order to use its premium features. This works really well for most users because it enables them to get the "look and feel" of the app. If they find the app and its locked features useful, they are very likely to purchase its features. A cleverly designed app can earn a good income in this way. The more negating your app is, the more users will download your app and willing to pay for the locked features.
Angry Birds describes this business model aptly. The app is highly addictive. It's free to download but users need to purchase features to move across levels. The trick here was to allow the users to access a few levels for free. If you allow too less features for free, your users won't be convinced to purchase the closed features. Once they are hooked, they are willing to make purchases.
Apps that Charge on Download
Simply put – these apps cannot be downloaded unless you pay for them. Paid apps can cost anywhere between $0.99 to $999.99. Your app makes money upfront and then enables users to enjoy its features. How can you convince your users to pay for your app? You would need to showcase a few winning screenshots of your app functionality. They should demonstrate a problem being solved effectively. If possible, a comparison to the failed apps. The beginner customer base should award a minimum 4.5 to 5 star rating to your app. Numerous popular apps have used this "pay then play" strategy. The key is to market and position the app optimally.
In-App Purchases
This app monetization strategy involves selling goods, services or virtual goods within your app. These also deal with virtual currency – a model increasingly earning fame. Social apps have a lot of in-app purchases that have become a natural part of the app engagement experience. The goal here is to create an app that is an online store-front – a center for selling multiple goods and services. These apps support the eCommerce and mCommerce efforts of other businesses. It's a powerful way of generating revenue because brands selling their goods on your app without worrying about the brick-and-mortar rent costs. Affiliate marketing is also utilised in these apps.
The freemium business model is similar to the subscriptions business model – except for one difference. The subscription model blocks content instead of app features. Users would need to pay in order to access content. This model is best suited for service focused apps. It enables brands to earn on regular basis. Subscriptions allow users to experience the app to their satisfaction before they urge them to pay. The payment schedule ranges from weekly, monthly or yearly, depending on your setup. Subscribers usually yield a loyal customer base.
A sponsorship business model involves partnering with advertisers who provide the users the rewards for completing selected in-app actions. Many brands and businesses participate in this model to incentivize the app. The app earns money by earning and redeeming rewards and a customer base. Advertisements are an integral part of this app.
Can you actually earn money on mobile apps?
The best advice on monetizing your app is to emulate what has been done before. Research on current best practices for your region. Determine which business model has generated the most revenue. Also correlate what types of apps work with what types of business models. With the right planning and strategy, it is definitely possible to earn money on your mobile apps.


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WinBench 99
is a subsystem-level benchmark that measures the performance of a PC's graphics,
disk, and video subsystems in a Windows environment. WinBench 99's tests can run
on Windows 95, Windows 98, Windows NT, Windows 2000, and Windows XP
Some decent results here. The Sony VAIO VGN-T140P does well in
the business disk test. The graphics results are decent considering the weak video
BatteryMark 4.0.1 tests the
lifespan of a laptop's battery by cycling through a battery of tests designed to
stress the processor, disk and graphics subsystems. The benchmark indicates, in
hours, minutes and seconds, how long a laptop's battery can be expected to last
with moderate to intense usage at full brightness.
The Sony VAIO VGN-T140P
managed a decent 233 minutes in our battery life test, just shy of four hours.
This translates to good news for those of you who want to watch that Lord of the
Rings extended edition on the road.
Good results here from the
powerful little Pentium M ultra-low voltage processor inside this Sony laptop.
The new Dothan processors do a lot with a little, and this benchmark shows


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For Immediate Release
October 25, 2018
HARRISBURG - Pennsylvania Chamber of Business and Industry President and CEO Gene Barr issued the following statement regarding the passage and enactment of H.B. 1840, significant workers' comp legislation that provides a fix to a state Supreme Court decision in the Protz v. Workers' Compensation Appeals Board case, which has been financially detrimental to employers. Last year, the Pennsylvania Supreme Court removed Impairment Rating Evaluations from the law, which for more than 20 years has provided a structured process for state-designated physicians to determine a patient's level of impairment and how long wage-loss benefits should be paid. As a result of the ruling, the Pennsylvania Compensation Rating Bureau took the unprecedented action of filing for a mid-year loss cost increase, which industry experts are conservatively estimating is costing employers hundreds of millions of dollars each year in higher insurance costs.
"We applaud Gov. Tom Wolf for signing this important workers' comp legislation into law. For more than two decades, IREs have played an integral role in bringing structure, fairness and stability to the workers' compensation system. This measure will go a long way to reining in future excessive workers' comp costs related to the Supreme Court's decision last year. We also commend the General Assembly – particularly House Labor and Industry Committee Chair Rob Kauffman and Senate Labor and Industry Committee Chair Kim Ward – for working in quick order to find a legislative solution to address the Court's concerns."
The Pennsylvania Chamber of Business and Industry is the state's largest broad-based business association, with its statewide membership comprising businesses of all sizes and across all industry sectors. The PA Chamber is The Statewide Voice of BusinessTM.


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Holidays for Allseasons and Tingdene have teamed up with the Family Holiday Association, a charity that provides holidays for families in need.
"Thanks to the generosity of Holidays For Allseasons and Tingdene, in 2017 we were able to help 8 families have a fantastic short break. The breaks helped families dealing with some of the toughest challenges life can bring, including the effects of domestic violence and sexual abuse, as well as mental and physical health issues, challenges at school and isolation. The process has been very easy from our point of view, with staff always quick to reply and on hand to help with any questions."
of the families said the break helped them be more optimistic about the future
of families said the break helped them cope better with daily life
of the families said the break gave the children new experiences and create happy memories
"The break was a fantastic opportunity for us to take a break from the daily routine. The children were extremely excited, they always wanted to go away and felt very sad every September when they go back to school and listen to other children telling stories about their summer holiday. Now, they are very proud and could not wait to go back to school to tell their friends and teachers about their holiday. Although the holiday was the last weekend of the summer, we were very luck that the weather was nice. We had a great time when we came back, everybody was happy and relaxed."
"I tried swimming, I normally take the children to swim but never join them because I did not feel confident with my swimming skills and felt embarrassed. I was more confident at the less busy swimming pool there. I will go swimming and I will always join the children swimming at our local leisure centre."
"We all loved the bungalow and the space of the place. We enjoyed the beautiful surrounding gardens and it was great to see the boys just being themselves, exploring the area. The break made us realise we must try and spend more time together as a family."
"A break from routine and stress. Time to be together and have time out for each other. Seeing the boys and us relax, enjoying the lovely surroundings."


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H. H. Holmes' Murder Trial
by Joseph Tyson III
Herman Webster Mudgett (a.k.a. Henry Howard Holmes) was a bigamist, swindler, and serial killer. Various researchers have estimated his murders between nine and over one hundred. No one knows the actual death toll. (I would guess between fifteen and thirty-five people.) He definitely killed mistresses Julia Conner, Emeline Cigrand, and Minnie Williams, Julia's six year old daughter Pearl, and Minnie's younger sister Nannie Williams, plus Benjamin F. Pitezel, his children Alice, Nellie, and Howard. Among Holmes' possible victims were Emily Van Tassel, Anna Betts, Sarah Cook, Mary Haracamp, businessman John DuBreuil, employees Mary Kelly, Jessie Brunswigger, Mary Stevenson, Harry Walker, and "Miss Wild," as well as 1893 Columbian Exposition tourists to whom he rented rooms in The Castle: Pansy Lee, Lucy Burbank, Jenny Thomson, and others. (Though Holmes confessed to slaying former medical school classmate Robert Leacock, drug store owner Elizabeth Holton, and businesswoman Kate Durkee, he did not kill any of them.)
Born on May 16, 1861, Herman was the third child of a church-going Methodist family which had lived in Gilmanton, New Hampshire for generations. His parents were Levi Horton Mudgett (1826 – 1911,) and Theodate Price Mudgett (1826 – 1903,) who had five children: Ellen (born 1852,) Arthur (1857,) Herman (1861,) Henry (1865,) and Mary (1871.) Levi Mudgett worked as a farmer, house painter, and the village postmaster. Herman's four siblings all developed into normal, law-abiding citizens.
Pinkerton detectives ended Holmes' decade-long crime spree by arresting him in Boston on November 17, 1894. He was only tried for one homicide: that of his alcoholic confederate Benjamin Pitezel, whom he killed on September 2, 1894 at 1316 Callowhill St. in Philadelphia. The two men had conspired to fake Pitezel's death in order to collect on a $10,000 life insurance policy with Fidelity Mutual Assurance Company. ($10,000 1894-dollars would translate into $126,000 today.) Not wanting to split the proceeds with co-conspirator Pitezel, Holmes asphyxiated him with chloroform while he slept, then arranged the crime scene to make it look as if an explosion had occurred.
Why did Holmes murder the Pitezel children? A complication arose after he killed their father. Fidelity Mutual wanted a family member to identity Pitezel's body. Holmes had been assuring Ben's wife Carrie that he stilled lived. To solve this problem he persuaded Mrs. Pitezel to allow her fourteen year old daughter Alice to accompany him back to Philadelphia so she could visit Ben and verify that he was alive. On September 22, 1894 Holmes and Alice met with Assistant Coroner William K. Mattern and Fidelity Mutual officials at the Philadelphia morgue. After viewing Benjamin Pitezel's exhumed cadaver on a slab, "family friend" Holmes and terrified Alice signed papers certifying that the decedent was him.
Since Alice knew her father was dead, but Carrie did not, Holmes had to keep them apart. Because fourteen year old Alice missed family members, Holmes brought sister Nellie and brother Howard to keep her company. He murdered ten year old Howard in Irvington, Indiana on October 10th, then Alice and twelve year old Nellie in Toronto on October 25th.
Holmes' murder trial started in confusion on October 28, 1895. Defense attorneys William A. Shoemaker and Samuel Rotan requested a postponement because they didn't have sufficient time to prepare. Witnesses helpful to their client's cause had not cooperated.
As it turned out, no defense witnesses materialized. Even Holmes' third "wife," Georgianna Yoke, testified for the prosecution. Besides two or three deluded women who fell in love with newspaper pictures of him, Holmes had few sympathizers. Second "wife" Myrta Belknap proved to be his most credible defender. She acknowledged that he engaged in shady business practices, but refused to believe him capable of murder. Church choir director Myrta praised Holmes as a good provider, affectionate father to their daughter Lucy, and lover of animals.
Other Holmes advocates were less wholesome. On July 18, 1895 a wild-eyed Russian named Francis Winshoff announced that he'd encountered Holmes in Toronto and knew him to be innocent of the Pitezel girls' murders. Philadelphia newspapers quickly exposed him as a charlatan. He supported himself by hawking dubious nerve tonics, and conducting séances in his Brown Street apartment. Reporters discovered that Winshoff had never met Holmes in Toronto or anywhere else. His information originated from clairvoyant spirits on the astral plane.
For reasons unknown, self-styled playwright and would-be detective Robert Corbitt crusaded for Holmes' release. In August, 1895 he published a pamphlet full of uncorroborated rumors, supplemented by some inconclusive documents he'd purloined from Holmes' "Murder Castle" in Chicago. Without proof Corbitt claimed that Minnie Williams was living in Europe and Julia Conner had moved to Michigan with daughter Pearl. "As for Miss Cigrand, she will be found in one of our large cities." Corbitt embarked on a fruitless search for Edward Hatch, the fictional character Holmes implicated in the Pitezel children's murders. Chicago journalists soon discredited Corbitt as a wife-beater, who'd been evicted from several apartments for non-payment of rent.
Though desperate for friendly witnesses, Holmes' lawyers realized they could put neither Winshoff nor Corbitt on the stand.
Judge Michael Arnold rejected Shoemaker and Rotan's motion for a postponement and ordered the trial to begin. Holmes then rose and requested permission to act as his own lawyer. Arnold advised him that he had the right to do so, but it would not be in his best interest. At that point attorney Shoemaker attempted to resign as Holmes' counsel. The judge refused to accept his resignation, and threatened him with disbarment if he failed to attend future court sessions.
Holmes competently handled jury selection. Nevertheless, on October 31st he informed Judge Arnold that Rotan and Shoemaker would represent him for the trial's duration.
District Attorney George S. Graham and Assistant D.A. Thomas W. Barlow subpoenaed witnesses from all over North America, and housed them in The Hanover Hotel at city expense. But during Detective Franklin P. Geyer's testimony, defense attorney Samuel Rotan objected to introducing evidence about the Pitezel children's homicides because it was not germane to Benjamin Pitezel's alleged murder. To D.A. Graham's dismay, Judge Arnold sustained Rotan's objection. He ruled the children's October, 1894 murders in Indiana and Canada irrelevant to the case at hand.
Eugene Smith was a carpenter who'd done work for Benjamin Pitezel. He discovered Pitezel's lifeless body on September 3, 1894. Smith testified that Holmes possessed keys to the premises at 1316 Callowhill St., regularly came there, and acted like Ben's boss. Right after Pitezel's death, busybody Holmes suddenly vanished.
Dr. William Scott, who examined Pitezel's body at the crime scene, stated he could not have died from an explosion. His visage looked composed. Objects such as the victim's tobacco-filled pipe, memo book, and broken chemical bottle were close to him. Shards from the bottle remained inside its base, not strewn about by centrifugal force, as would be expected if a blast had occurred.
Attorney Samuel Rotan objected to Georgianna Yoke taking the witness stand because she was the defendant's wife. Judge Arnold disallowed the objection, asserting that Holmes' "marriage" to Miss Yoke had been null and void from inception since he never divorced first spouse, Clara Lovering Mudgett. As Georgianna approached the witness stand, Holmes wept, or pretended to weep. District attorneys Graham and Barlow interpreted this outburst as one of his dramatic performances—calculated to agitate Miss Yoke. Oblivious to his crocodile tears, she calmly affirmed that Holmes was in Philadelphia on September 2nd, 1894. He left their apartment at 1905 N. 11th St. shortly before 10 A.M., then returned home around 4 P.M. exhausted, sweaty, tense, and in a great hurry to get out of town.
A matronly German nurse accompanied widow Carrie Pitezel into the courtroom, and periodically administered smelling salts to her. The court crier had to repeat some of Mrs. Pitezel's inaudible testimony so judge, attorneys, and jurors could hear it. She related how Holmes set up the life insurance scam with Ben. District Attorney Graham showed her samples of Benjamin Pitezel's grave clothes, which she recognized as his. She testified that Holmes falsely reassured her of Ben's continued existence, took away three of her children, and seized most of the insurance money.
To counter Holmes' latest contention that Benjamin Pitezel committed suicide, D. A. George Graham elicited testimony from carpenter Eugene Smith, bartender William Moebius, and tobacco shop owner Mrs. Alice Pierce. All concurred that Ben seemed in good spirits during the days preceding his death. In his summation, Graham informed the jury that Pitezel had stockpiled a week's supply of whiskey and cigars on September 1st—unlikely behavior for someone planning to kill himself.
Toxicology expert Dr. Henry Leffman determined that chloroform found in Benjamin Pitezel's digestive system could not have been self-administered since it wasn't absorbed into his stomach lining. Hence, it must have been injected into his system post mortem by someone else. Furthermore, his skin "cooked" rather than blistered from exposure to flames, proving that he'd been deceased when a fire set by the perpetrator discolored his face, neck, and hands.
Holmes' attorneys called no witnesses. Samuel Rotan, Esq. simply declared the prosecution had failed to make its case. "They must provide (guilt) beyond a reasonable doubt. We feel from the evidence that there exists … reasonable doubt."
After deliberating for three hours on November 3, 1895 the jury filed back into the courtroom. When asked if a verdict had been reached, jury foreman Linford L. Biles responded: "Yes!" To the question of whether they'd found Holmes guilty or not guilty, Biles exclaimed: "Guilty!" At the November 30th sentencing hearing Judge Arnold denied Holmes' motion for a new trial, and condemned him to death by hanging.
Following his conviction, Holmes branched out in new directions. He became vegetarian, tamed a mouse, pampered a pet chick he hatched from an egg, and converted to Catholicism. Father P. J. Dailey and Father Henry McPake gave him religious instruction. He was baptized in jail, confessed his sins, and received Holy Communion.
Holmes earned an undisclosed sum to write Holmes' Own Story (Burk & McFetridge, Philadelphia, 1895, edited by John King.) Being a pathological liar, he made up stories, denying responsibility for the Pitezel children's deaths, yet confessing to murders he never perpetrated. To stimulate sales, both King and Holmes invented tales. Ever the crook, Holmes suggested to editor King that more cash could be earned by blackmailing parties such as lawyer Jeptha D. Howe, private banker Frank E. Black, and skeleton dealer Myron G. Chappell, all of whom might pay to be omitted from their book.
Philadelphia authorities incarcerated Holmes at Moyamensing Prison (1400 South 10th St.) from November 20th, 1894 until his execution six months later. On May 7, 1896, the last day of his life, Holmes arose at 5:30 A.M. After washing up, he greeted jailer John Henry with a hearty "good morning." Henry asked if he felt nervous. The condemned man answered: "not a bit!" He then ate a hearty breakfast of eggs, buttered toast with marmalade, and coffee.
Around 9 o'clock Father P. J. Dailey administered the last rites. At 10:10 A.M. Prison Superintendent Howard Perkins and Sheriff Samuel W. Clement led Holmes, who held a crucifix, to the gallows. He was flanked by fathers Daily and McPake. Samuel Rotan, Esq. and Assistant Prison Superintendent Alexander Richardson followed behind Holmes and the priests. Moyamensing's dark green scaffold loomed menacingly in its main hall. Since 1850, fifty men had been hung on it. The eight foot high structure consisted of a short flight of steps, crossbar overhead, and double-doored trap built into the scaffold's platform.
Approximately one hundred people witnessed Holmes' death (61 invited plus 39 "crashers.") Judge Arnold appointed a panel of twelve eminent men to witness the execution, including a city councilman, two former sheriffs, and six doctors.
Standing on the gallows, Holmes repudiated his book and newspaper confessions by declaring himself innocent of all crimes except two "criminal operations" (i.e. botched abortions) which resulted in patients' deaths. After uttering that lie, he bade the audience farewell. Assistant Prison Superintendent Alexander Richardson handcuffed him, placed a black leather mask over his head, then fumbled for some time with the noose. Mudgett quipped: "take your time, Richardson. I'm in no hurry."
Richardson signaled Sheriff Samuel M. Clement by throwing a white handkerchief to the floor at 10:13 A.M. Clement pulled the lever, causing a trap door to open. Holmes fell through. His body jerked upward, and went into spasms. The fall broke his neck and suffocated him. According to The Philadelphia Public Ledger, he "spiraled in a shaft of sunlight." Holmes probably died within twenty seconds, but his fingers and limbs continued to twitch for nearly fifteen minutes, leading some observers to surmise that the hanging had been bungled. Dr. Benjamin Butcher stepped onto a stool and listened to his heart. When it stopped beating, attendants cut Holmes down. Butcher and Dr. Jacob Sharp inspected his body a second time. They certified that his atlas had been severed from its axis, indicating a broken neck. Richardson removed the mask, exposing Holmes' saffron-colored face. Guards wrapped his body in a white sheet.
Coroner Samuel H. Ashbridge had applied for a permit to perform an autopsy, however Holmes' Lawyer Samuel Rotan adamantly opposed it, and prevailed. According to The Philadelphia Public Ledger, grave-robber and corpse-abuser Holmes had a phobia for "… the pickling vat, and (surgeon's) knife."
South Philadelphia undertaker John J. O'Rourke and his assistant drove their wagon down Reed St., into the yard behind Moyamensing Prison. They placed Holmes' corpse into a coffin and headed back to O'Rourke's funeral parlor at 10th & Tasker streets. There contractors had mixed a batch of mortar. O'Rourke and employees lifted Holmes out of the coffin and placed him into a much larger one partially filled with cement. Workers poured more concrete on top of his body, then locked the casket. At least ten men humped this much heavier load into a mule-drawn furniture van. Two armed Pinkerton detectives rode on that vehicle to Holy Cross Cemetery in Yeadon, seven miles to the west. Carriage loads of city bureaucrats, policemen, and newspaper reporters followed them. Once they reached Holy Cross, laborers deposited the cumbersome casket in a holding vault built into a grass-covered hill. Pinkertons guarded this repository overnight. Their only chore that evening was to shoo away an inebriated "hobo" who'd been attracted by their campfire.
On May 8th workmen removed Holmes' casket from the vault, and lugged it to Section 15, Range 10, Lot 41, graves 3 and 4 of Holy Cross Cemetery. They used ropes and straps to lower the weighty box ten feet under, placed a smaller empty coffin on top, dumped in four more barrels of cement, then filled the hole's remainder with earth.
The legend of "Holmes' Curse" gained traction because so many people associated with him suffered misfortunes. Forty-four year old Dr. William K. Mattern, who performed Benjamin Pitezel's autopsy, exposed himself to deadly microbes while dissecting murder victim Lizzie Campbell in March, 1896. On April 16th, he died of blood poisoning. Jury foreman Linford Biles saw bluish flames from fallen electrical wires consuming the flat tar roof of his South Philadelphia row house on April 21, 1896. In an effort to extinguish the fire, Biles climbed onto the roof, and died from electrocution. Days later a gas explosion nearly killed Peter Cigrand, father of Holmes' victim Emeline Cigrand. On the morning of November 24, 1896 Moyamensing Prison Superintendent Howard Perkins showed up for work, complained of chronic insomnia, trudged into his office, took a loaded Colt 45 pistol out of the desk drawer, and blew his brains out. Thirty year old Father Henry McPake, who'd given Holmes religious instruction, died a violent death on November 10, 1897. The young priest had been beaten severely, then dragged into the rear yard of St. Paul's Academy on Christian Street, where he died from loss of blood. According to The Philadelphia Inquirer, his assailants posed McPake's body "in a position suggesting improper conduct." Despite a broken nose and fractured skull, the priest's death register entry listed "uremia" as cause of death.
In November, 1897 a fire badly damaged Fidelity Mutual Assurance Company's building at 914 Walnut St. in Philadelphia. Holmes case investigator O. LaForrest Perry's 10th floor office was completely destroyed except for one item: a framed photograph of H. H. Holmes.
About the Author: Joseph Howard Tyson, a native of Germantown, graduated from LaSalle University in 1969 with a B.A. in Philosophy. He has worked in the insurance industry since 1972, and still lives in the Philadelphia area. He has written six non-fiction books: Penn's Luminous City, Madam Blavatsky Revisited, Hitler's Mentor, The Surreal Reich, World War II Leaders, and Fifty-Seven Years of Russian Madness.


text:
F&B Service Crew (Food Court)
- Manage the stalls inventory, to re-order when stock is low.
- Responsible for the housekeeping and equipment at the Food Court.
- Plan and prepare F&B staff duty roster and update leave plan in e-HR system.
- Ensure good food hygiene and safety standards are observed at all times.
- Assist HOD to control expenditures of the Department.
- Any other duties as assigned by superior.
Find fun-filled and relaxing activities at Singapore Flyer Retail Terminal. Specialty outlets like Flight Experience and XD theatre promise you a unique and exciting experience.
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text:
Recommended Reading
High Output Management
By Andrew Grove
The Wright Brothers
By David McCullough
Thinking Fast and Slow
By Daniel Kahneman
The Hitchhikers Guide to the Galaxy
By Douglas Adams
The Big Picture
By Sean Carroll
Daring Greatly
By Brené Brown
By Yuval Noah Harai
By Adam Grant
The Hard Thing About Hard Things
By Ben Horowitz
Team of Rivals
By Doris Kearns Goodwin
Defining Aggregators
By Ben Thompson
If your product is Great, it doesn't need to be Good.
By Paul Buchheit.
Be a Great Product Leader
By Adam Nash
Users You Don't Want
By Michael Seibel
Short Investing Rules
By Morgan Housel
Jeff, what does Day 2 look like?
By Jeff Bezos
Lessons from Elad Gil
By Tren Griffin
Building Products
By Julie Zhuo
Growth Loops are the New Funnels
By Brian Balfour
Four Key Product Principles
By Connie Chan
Productivity Isn't About Time Management. Its About Attention Management
By Adam Grant


text: Christmas market stock imagesIt's not feeling at all like Christmas yet, but preparations are sure to begin soon all over Europe. For years, Germany has been streets ahead with their famous Weihnachtsmarkt in every town square, but most European cities are catching up with their own delightful displays of festive sparkle and a light dusting of snow adds special magic when available. From Augsburg to Zagreb, 4Corners has them covered: Even London has upped its game! Tweet Active lightbox Caption Photographer Release Restrictions Restrictions Licence Year taken PRICING AND LICENSING Select file size Price See similar images: Find similar images Next keyboard_arrow_right Next


text:
Highlights from the most recent edition of the Review of Biblical Literature—including a glowing review of David C. Parker's An Introduction to the New Testament Manuscripts and Their Texts. Be sure to check it out!
Margaret Barker
Temple Themes in Christian Worship
Reviewed by Albert Hogeterp
John Carroll
The Existential Jesus
Reviewed by Stephan Joubert
Steven R. Johnson
Seeking the Imperishable Treasure: Wealth, Wisdom, and a Jesus Saying
Reviewed by Ken Olson
Craig R. Koester
The Word of Life: A Theology of John's Gospel
Reviewed by Cornelis Bennema
Matthew J. Marohl
Joseph's Dilemma: "Honor Killing" in the Birth Narrative of Matthew
Reviewed by Caryn Reeder
I. Howard Marshall
A Concise New Testament Theology
Reviewed by Mark R. Fairchild
Ehud Netzer
The Architecture of Herod, the Great Builder
Reviewed by David Chapman
D. C. Parker
An Introduction to the New Testament Manuscripts and Their Texts
Reviewed by Matteo Grosso
Stanley E. Porter and Christopher D. Stanley, eds.
As It Is Written: Studying Paul's Use of Scripture
Reviewed by H. H. Drake Williams III
John Reumann
Philippians: A New Translation with Introduction and Commentary
Reviewed by James Dunn
James M. Robinson
Jesus according to the Earliest Witnesses
Reviewed by Petri Luomanen
Reuben J. Swanson
Reflections on Biblical Themes by an Octogenarian
Reviewed by Peter Penner
Joel Willitts
Matthew's Messianic Shepherd-King: In Search of "the Lost Sheep of the House of Israel"
Reviewed by Donald Senior
Constantino Ziccardi
The Relationship of Jesus and the Kingdom of God according to Luke-Acts
Reviewed by Joel B. Green


text:
Nev. Sen. Reid Beats Tea Party-Backed Angle
Senate Majority Leader Harry Reid did what was once thought impossible Tuesday night: He held on to his job. The Nevada senator won a fifth term, beating Tea Party favorite Sharron Angle, who was just as unpopular as he was.
STEVE INSKEEP, host:
Senate majority leader Harry Reid managed to keep his job last night, opposing one of Sarah Palin's favorite candidates: Tea Party favorite Sharron Angle. Here's NPR's Ina Jaffe.
(Soundbite of cheers)
CROWD: Harry, Harry, Harry...
INA JAFFE: Harry Reid's represented this state in the Senate for 24 years, so no one here expected a stirring speech dripping with eloquent turns of phrase. When he greeted his supporters, the plainspoken Reid didn't disappoint.
Senator HARRY REID (Democrat, Nevada, Senate Majority Leader): I wish my voice could convey what's in my heart. That's thank you, thank you, thank you.
JAFFE: It wasn't just his supporters' hard work that pulled it out for Reid, it was his campaign's relentless attack on his opponent. The Reid campaign ran ad after ad talking about Sharron Angle's extreme positions, such as privatizing Social Security and Medicare. And Angle helped them along, talking cryptically about dissatisfied voters resorting to Second Amendment remedies and literally running away from reporters rather than answering questions. It became too much even for Republicans like Connie Ennis, who'd just finished voting for Harry Reid at her West Nevada polling place.
Ms. CONNIE ENNIS: She wants to eradicate too much. I mean, yeah, maybe the government's too big, but you can't cut everything.
JAFFE: Reid supporters were focused on what government and their senator had given them. Debra Nelson is the vice president of MGM Resorts, which developed the hotel in the city center complex where Reid's election night party took place.
Ms. DEBRA NELSON (Vice President, MGM Resorts): He was instrumental in advocating for our company as we sought to construct this building that we now stand in.
JAFFE: Everyone here said Reid gets credit for creating jobs, and maybe even credit for the marble beneath their feet and the chandeliers over their heads.
Ina Jaffe, NPR News, Las Vegas.
Copyright © 2010 NPR. All rights reserved. Visit our website terms of use and permissions pages at www.npr.org for further information.
NPR transcripts are created on a rush deadline by Verb8tm, Inc., an NPR contractor, and produced using a proprietary transcription process developed with NPR. This text may not be in its final form and may be updated or revised in the future. Accuracy and availability may vary. The authoritative record of NPR's programming is the audio record.


text:
It's not very often you see wheat stored in silo bags in farmers' fields and outside elevators in North Dakota. In fact, some farmers and elevators actually loaded wheat out of bins and put it in silo bags to make room for their soybean harvest because they have lost their new-crop market that normally ships to the PNW. Because of the current trade war, the only home for soybeans is either a processing plant or heading south to the Gulf or St. Louis. However, that market could fill up fast with the added traffic, leaving soybeans homeless.
Storing any grain in silo bags requires the grain is as dry as possible before storing it. While silo bags are sealed, they can leak if there are any tears or punctures in the plastic and/or if the bags are stored on wet ground. If animals break in to the bags, moisture could get in and spoil the grain.
It's not just North Dakota looking for extra storage. Elevators and farmers in the Midwest have been getting creative in finding storage space such as renting empty warehouses, adding concrete slabs, then adding aeration and covering the pile. Some farmers are even using machine sheds on the farm. It's pretty much the "any port in the storm" theory this year.
In the case of the farmer, storage costs this crop year will increase. Their local elevator may increase the cost of delayed price (DP) contracts, if that elevator will even issue one this harvest. A DP contract allows the producer to establish a final price at a later date. DP contracts usually have service fees based on length of contract, space availability, rail performance and market conditions. Once delivery is made to the elevator, title of grain passes to the buyer and has no price protection. DP contracts are not considered "storage" or issued a warehouse receipt. This contract is also referred to as NPE, no price established, or PL, price later.
A shuttle loader in North Dakota told me he has heard of "some pretty high DP charges in southern Minnesota and further, with large drop charges (flat fee) of 20 cents per bushel." At his elevator, during harvest, soybeans and corn will be cash or basis only, while one of his stations has some room for DP at 5 cents per month, but farmers need to call ahead.
At Sun Prairie Grain in Minot, North Dakota, their website posts a soybean DP charge of 8 cents per month with no minimum until July 31, 2019. They also offer DP on sunflowers, but of their seven locations, only one location is taking any DP at this time. Wheat, corn and all other commodities are cash only.
Valley Ag Partners, with five locations in western Minnesota near the North Dakota border, posts on their website that their storage charge for soybeans is a flat fee of 10 cents per bushel and then 5 cents per month after that.
Minn-Kota Ag Products in Brekenridge, Minnesota, also near the North Dakota border with five locations, has posted this on their website:
"MKAP's 2018 Soybean Storage Program is effective September 10, 2018.
*$0.15 minimum charge through December 1, 2018 (flat charge from 10 days post-delivery through Dec 1, 2018)
*$0.07/month after December 1, 2018 until beans are sold
*For example, beans delivered October 5, 2018 and sold on January 1, 2019 would have a total storage of $0.22 ($0.15 minimum + $0.07 = $0.22)."
The Arthur Companies, Arthur, North Dakota, with seven locations in North Dakota said this in their harvest letter posted on their website concerning soybeans:
"We have little recourse for (soybean) shipments in the near-term. The Gulf market is a possibility, but there is a "wall" of soybeans to get past if we want to ship down there, and transportation costs are not conducive for favorable sales values (the reason we don't typically ship down there). To start harvest we will be running a price-later program for soybeans. We will be charging 8-cents/month with no minimum charges. This is higher than our typical 5-cents/month charges. We want to be as fair as possible. With large futures carries, uncertainty of future shipments, a finite amount of bin space, and incurred costs of piling and bunkering beans we believe this to be an equitable storage program for this fall. If/when the marketplace resets we will readjust DP grain programs."
Farmers need to check with their local elevator before they haul any grain in they may want to place on a DP contract, to be sure space is still available.
I asked George B. Sinner, senior vice president ag & business banking, Cornerstone Bank, Fargo, North Dakota, about the storage situation and uncertainty facing farmers this crop year.
"Regarding storage, my experience is that most lenders will extend operating loans based on inventory being stored," said Sinner. "In most cases, the farmer will take a CCC loan on farm stored bushels, giving the operating lender some comfort that the bushels are there. Most prudent lenders will likely require that CCC loan proceeds be used to pay down the operating loan but those same lenders will often release some funds for expenses."
Sinner said he thinks there will be a great deal of consternation over proceeds this year (and next) "as farmers come to realize that there won't be enough funds to cover all the bills. I have encouraged our lenders to meet with farmers as soon as possible so that we can develop a plan."
On another note, Sinner pointed out that Dr. Frayne Olson at NDSU Extension put together a great spreadsheet to analyze the costs of storage, how much "carry in the market" or "rise in the price" the farmer will need to come out even. https://www.ag.ndsu.edu/…
Sinner said at the conference he attended where Olson spoke, Olson made it pretty clear to a group of bankers there are not many options this year and storing corn and beans could very likely cost the farmer more money than selling now.
If you look at the current DTN soybean basis map and the daily DTN national average soybean basis, you will see soybean basis is at its weakest level in at least 11 years. Moreover, since soybean harvest is not in full swing yet due to weather delays, that basis could weaken even further as harvest pressure sets in and end users get their fill.
"The long and short is (in my opinion) that today's farmers need 1) A risk management plan that fully understands their costs and breakevens; and 2) Professional marketing adviser that works with them daily," said Sinner.
"Today's farmer could be going into an extended period of low prices where best management practices will be the key to survival."
Mary Kennedy can be reached at firstname.lastname@example.com
Follow her on Twitter @MaryCKenn
Source: Mary Kennedy, DTN
ProAg Participates in Automatic Prevented Planting Top-Up PaymentsSeptember 26, 2019
RMA FAQ | Prevented Planting Disaster PaymentsOctober 5, 2019
PM-19-048 WFRP Plan of Insurance Modifications for 2020August 30, 2019
Strong Claims Response Helps Farmers Deal with Tough SpringSeptember 4, 2019
USDA Resources Available for Farmers Hurt by 2018-2019 DisastersSeptember 9, 2019


text: Linked Hearts Bracelet A few days ago I showed you my Spring Flowers Bracelet – and it made me think of the saying 'hearts and flowers'. So….if you have flowers, then you must also have hearts! The tiny delica beads and peyote beadweaving stitch are uniquely suited to the sideways orientation of the Linked Hearts Bracelet pattern – I designed it to have each heart slightly overlapping the one next to it – and be a different color. I really like how it turned out! This bracelet is 5 beads wide, and it measures , with the clasp, just at 7 inches. The ends are finished with ribbon ends, and the clasp is a lobster clasp. Even though it is chillier today than over the weekend, still, the design and colors in the Linked Hearts Bracelet are a happy addition to the day!


text:
Anna Potocki
Assistant Professor at the University of Poitiers
CeRCA / MSHS
5, rue Théodore Lefebvre
F – 86073 Poitiers cedex 9
tel : 33 (0)220.127.116.11.50
Research team:
CoALa (Communication and Language Acquisition)
Research interests:
- Development of children's and adolescent's reading and comprehension skills
- Remediation of reading and comprehension difficulties
- Individual differences in children's and adolescent's' reading and comprehension skills
Key words:
Comprehension, development, inferences, comprehension training, reading disabilities
- Jean Ecalle, Laboratoire EMC, Université Lyon 2
- Annie Magnan, Laboratoire EMC, Université Lyon 2
- Monica Macedo-Rouet, Université Paris 8
- Jane Oakhill, Université de Sussex
- Marc Stadtler, Université de Münster
- Lalo Salmeron, Université de Valencia
Teaching :
- Developmental psychology
- Children's neuropsychology
- Learning psychology
- Scientific methodology
Administrative responsibilities:
- Responsible of the 2nd year of License
- Member of the ethic committee CERNI Tours-Poitiers
- Member of the pedagogical committee of the University of Poitiers (UFR SHA) and of the speech-therapists school
- Member of the pedagogical team of the Master « Trouble de la Cognition et du Langage : Psychologie du Développement et Neuropsychologie »
Potocki, A., Ecalle, J., & Magnan, A. (2016). Early cognitive and linguistic profiles of different types of 7-to 8-year-old readers. Journal of Research in Reading.
Potocki, A., Sanchez, M., Ecalle, J., & Magnan, A. (2015). Linguistic and cognitive profiles of 8- to 15-year-old children with specific reading comprehension difficulties: The role of executive functions. Journal of Learning Disabilities. doi: 10.1177/0022219415613080
Potocki, A., Ecalle, J., & Magnan, A. (2015). Computerized comprehension training in young readers: For whom and under which conditions is it efficient? Journal of Computer Assisted Learning, 31, 162-175.
Potocki, A., Magnan, A., & Ecalle, J. (2015). Computer-based trainings in four groups of struggling readers: Specific effects on word reading and comprehension. Research in Developmental Disabilities, 45-46, 83-92.
Potocki, A., Ecalle, J., & Magnan, A. (2013). Effects of computer-assisted comprehension training in less skilled comprehenders in second grade: A one-year follow-up study. Computers & Education, 63, 131-140.


text: Live in, hold or rebuild. 277 E 46th Ave offers you the best options that will maximize the return on your investment in today's market. This well cared for home offers 2 bedrooms on the main floor, and a 2-bedroom rental suite with a separate entrance on the basement level. A laneway garage offers plenty of storage for your family and a well-maintained garden in the backyard is ideal for your homegrown produce. Situated on a RS-1 32ft x 122ft leveled lot, the freedom is yours to build a brand new home with a spacious 625sf laneway house. Located in one of the most demanded neighborhoods less than a block east of Main, this home can easily be rented out with a generous cash flow. Nearby MacDonald Park offers a children's play area as well as multiple tennis courts for you and your family.


text: Spread some holiday cheer! Or fear! (Or at least a little concern.) Black Mass Appeal's own Tabitha Slander has created three winter holiday themed carts that appeal to the more diabolical side of the season. Choose from Cthulhu's sweet dreams, Krampus's greeting, and Baphy in the manger. (Set of three available here.) Cards are postcards, 4 inches by 6 inches. Cards will ship last week of November.