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Top regulatory trends for 2016 in life sciences and health care Bookmark has been added
Top regulatory trends for 2016 in life sciences and health care
A forward look
This publication is part of the Deloitte Center for Regulatory Strategies' cross-industry series on the year's top regulatory trends. This annual series provides a forward look at some of the regulatory issues we anticipate will have a significant impact on the market and our clients' businesses in the year ahead.
Explore content
- Regulatory trends in life sciences and health care
- ACA implementation
- Employer-sponsored coverage
- Medicare payment
- Medicaid managed care
A brief overview of the 2016 regulatory trends in life sciences and health care
The life sciences and health care sectors face a year full of activity in 2016, with the prospects of the election year spotlight once again being directed to the health care marketplace. This report looks at six key regulatory activities in life sciences and health care for 2016.
Download the full report to further examine these trends.
ACA implementation
Implementation of the Affordable Care Act remains a top priority for President Obama, and his Administration is working to finalize regulations on critical components of the law before leaving office.
Having just completed the third open enrollment period for the ACA's individual exchanges, qualified health plans (QHPs) sold on the exchanges have continued to draw scrutiny and spark debate over premium increases and benefit design features, such as provider networks and deductibles. Importantly, stakeholders will have to consider how any new requirements to limit cost-sharing on prescription drugs or expand plans' networks might translate to higher premiums.
Elections for Congress and the presidency are sure to feature debate over the ACA, but stakeholders also should keep an eye on state-level elections. Governors and state legislatures play a critically important role in decisions related to operation of the ACA's exchanges, as well as Medicaid expansion.
Another issue drawing attention from states is the possibility of pursuing other avenues to expand health coverage via waivers under Section 1332 of the ACA. Beginning in 2017, states could use the waivers to opt out of the individual and employer mandates and other components of the ACA. Relative to the ACA, alternative models would have to:
- Provide coverage "at least as comprehensive"
- Cover as many or more individuals
- Include equal or greater affordability standards
- Not increase the federal budget deficit
The Departments of the Treasury and of Health and Human Services in December provided guidance on the criteria the agencies will use to evaluate waiver applications. Notably, the guidance indicated that waiver proposals from states using the federally-facilitated Exchange might not be considered feasible at this time because "the Federal platform cannot accommodate different rules for different states."
Of critical importance to health plans and organizations offering health benefits to employees, January 2016 will mark the first compliance deadlines for the ACA's information reporting requirements. Employers will have to provide information returns to all full-time employees and the IRS, while health plans generally will have to provide information returns to members enrolled in fully insured products not purchased through the ACA exchanges. Implementation of the ACA will remain a critical business issue for health care stakeholders in the year ahead, raising the possibility of continued change into the future. Beyond the law's impact on the health care marketplace, 2016 will mark the first time many organizations will have to operationalize some of the law's administrative requirements for employers.
Key takeaway:
Stakeholders will have to consider how any new requirements to limit cost-sharing on prescription drugs or expand plans' networks might translate to higher premiums.
Excise tax on high-cost employer-sponsored coverage
As part of a bill to fund the federal government for 2016, Congress agreed to delay the so-called "Cadillac tax" on high-cost employer sponsored coverage for two years and repealed a provision that would have made the tax non-deductible for employers and plans.
As a result of the delay, the first year the tax will apply will be 2020, rather than 2018. The delay will give stakeholders additional time to assess their exposure to the tax and plan for it, but it remains a topline strategic issue given the scope of the tax and its potential to disrupt the US model of health care coverage offered in the commercial market. The 40 percent excise tax will be a strong disincentive for any employer to offer health benefits that exceed the taxes thresholds of $10,200 for self-only coverage and $27,500 for all other coverage. This new tax stands to upend the longstanding tax incentives for more generous employer-sponsored health benefits.
The tax will apply to all employer-sponsored coverage, whether self-funded or fully insured. The excise tax applies to coverage sponsored by:
- Private businesses
- Non-profit organizations
- State and local governments
- Labor unions
- The federal government, via the Federal Employee Health Benefits Program (FEHBP)
Retiree coverage and employer-sponsored group health plans purchased through SHOP exchanges and private exchanges also are subject to the tax.
Employer-sponsored health coverage is a critical source of revenue for health plans, health care providers, and life sciences companies. As a result, any movement away from the historically generous health benefits that employers offer could ripple through the health care marketplace and have a significant effect on stakeholders' commercial revenue and strategic priorities.
Many organizations will begin making changes to their employee health benefits offerings in the coming years as they work to mitigate any liabilities under the new tax. As such, health plans, health care providers, and life sciences companies could face greater pressure in negotiations as employers drive harder to keep the value of employee health benefits below the taxes thresholds.
The Cadillac tax is an issue of strategic importance for the C-suite of all companies because it could have major implications for their strategic partnerships, tax liabilities, compliance programs, consumer engagement initiatives, vendor relations, and talent recruitment and retention strategies.
Stakeholders should keep abreast of the critical regulations that the Administration is releasing in 2016 in order to prepare and plan for compliance with the Cadillac tax when it takes effect.
Key takeaway:
This new tax stands to upend the longstanding tax incentives for more generous employer-sponsored health benefits.
Medicare payment reform
MACRA fundamentally changes how Medicare payments to health care professionals will be set in the future.
The law puts significant revenue at stake for hospitals and health plans that employ health care professionals, making it imperative for the C-suite to actively engage in their organizations' response to the law and adjust their business strategies going forward.
When President Obama signed MACRA into law in April 2015, it repealed the Sustainable Growth Rate (SGR) formula for physician payments and set updates to the Medicare Physician Fee Schedule for all years in the future. The law provides significant financial incentives for health care providers to participate in risk-bearing coordinated care models (eligible alternative payment models, or APMs) and move away from the fee-for-service reimbursement system. Health care professionals who opt to stay out of the new risk-bearing coordinated care models will receive lower payment updates and will be subject to significant new reporting requirements under the Merit-based Incentive Payment System (MIPS).
Importantly, after MACRA was enacted, the CMS Actuary projected that payment updates set under the law will not keep pace with the average rate of physician cost increases. This can be expected to place more pressure on the revenue streams for health care providers and health systems that employ health care professionals. Because MACRA is expected to drive participation in APMs, the law could present strategic opportunities for organizations interested in employing or entering into other arrangements with health care professionals.
Organizations that currently participate in accountable care organizations (ACOs) and other types of APMs will need to evaluate how their ACOs or other APMs stack up against criteria that the Department of Health and Human Services is required to release by November 1, 2016.
In addition to the opportunities and risks presented by MACRA, the November 2015 budget agreement includes a provision on site-neutral payments that could affect Medicare reimbursements for hospitals and health systems that employ health care professionals. Beginning January 1, 2017, the provision would bar provider-based off-campus hospital outpatient departments (PBD HOPDs) that execute CMS provider agreements after November 2, 2015 (the date the Bipartisan Budget Agreement was enacted), from being reimbursed under the CMS Outpatient Prospective Payment System (PPS). Instead, such facilities are eligible for reimbursement under the Medicare Physician Fee Schedule (PFS) or the Ambulatory Surgical Center Prospective Payment System (ASC PPS). Reimbursements under the PFS or ASC PPS generally are lower than payments under the PPS.
Health care stakeholders would be well-advised to keep close tabs on regulations the Administration releases on MACRA next year.
Key takeaway:
MACRA repealed the Sustainable Growth Rate (SGR) formula for physician payments and set updates to the Medicare Physician Fee Schedule for all years in the future.
Medicaid managed care
The Administration is in the process of rolling out the first changes to Medicaid managed care regulations since 2002, a time period during which enrollment in Medicaid managed care plans has increased significantly.
CMS has indicated that it aims to release a final rule on Medicaid managed care by April 2016. A proposed rule was published in the June 1, 2015, Federal Register. A key aim of the proposed rule was to align the rules governing Medicaid managed care and coverage under the Children's Health Insurance Program (CHIP) delivered in managed care with rules for other major sources of coverage, including QHPs available through Medicare Advantage (MA) and exchanges under the ACA.
Notably, the proposed rule would apply medical loss ratio (MLR) requirements to Medicaid and CHIP managed care plans for the first time. If the proposed rules are finalized as drafted, Medicaid and CHIP managed care plans beginning January 1, 2017, would be subject to an 85 percent MLR standard (i.e., at least 85 percent of premiums would have to be spent on medical costs).
In addition, the Administration could further the move toward coordinated care models if it finalizes language from the proposed rule that would require Medicaid and CHIP managed care plans to include mechanisms to promote coordinated care and delivery system reform efforts.
Given the growth of Medicaid managed care in recent years, stakeholders should keep a close eye on final regulations from the Administration that could affect significant revenue from their government programs business line.
Key takeaway:
The proposed rule would apply medical loss ratio (MLR) requirements to Medicaid and CHIP managed care plans for the first time.
340B drug pricing program
The Administration has said it will provide final updated guidance on the requirements of the 340B drug pricing program by September 2016, after releasing long-awaited draft guidance in August 2015.
Affected providers, who remember previous proposed guidance rollouts that were never finalized, may conclude that the new 340B guidance may be a similar fire drill. However, given the current Administration's desire to finalize rulemaking in a number of important areas, this may not be the case this time. Over the past several years, Congress, the Administration, and health care stakeholders have been attempting to balance the program's goals of providing drug discounts to entities that serve lower income populations with certain parameters to limit the expansion of the program. Some of the parameters relate to the definitions of qualified drugs patients, and entities eligible to participate in the 340B program.
The draft guidance did not change the overarching purpose of the program to provide drug discounts for certain patients in qualified entities, but it includes significant proposed changes relative to which drugs the program applies to and which provider entities are eligible to claim the discounts. The changes include new restrictions on entity eligibility, drug eligibility, and patient eligibility. The changes could limit the scope of 340B and could affect the savings realized by covered entities under the program.
The proposed guidance also will have implications for health plans participating in Medicaid managed care. Managed Medicaid prescriptions fi led in 340B contract pharmacies would not be eligible for the 340B program unless a covered entity provides the government a written agreement with its contract pharmacy and State Medicaid Agency or Managed Care Organization that describes a system to prevent duplicate discounts.
In addition, the Administration reiterated the requirement of routine audit and monitoring practices and indicated that a covered entity's failure to maintain adequate records demonstrating compliance could result in program termination.
If the rules eventually go into effect without significant alteration, providers will need to understand the financial impact these changes could have. Further, providers will be required to begin to assess the administrative changes that will be required to comply with the updated guidance, including requirements related to employment or contractual arrangements for prescribing health care professionals.
Key takeaway:
The changes include new restrictions on entity eligibility, drug eligibility, and patient eligibility.
Hot topics in life sciences
President Obama's Precision Medicine Initiative, scrutiny of drug prices, and debate over biosimilars will be some of the major issues facing the life sciences sector in 2016.
The White House is moving ahead with its Precision Medicine Initiative, a new biomedical research effort intended to facilitate the development of more targeted treatments based on individual differences in people's genes, environments, and lifestyles. The initiative includes the development of a new voluntary research cohort by the National Institutes of Health (NIH) that will use information from patients' electronic medical records. The initiative also includes a new regulatory approach to genomic technologies by the Food and Drug Administration and new cancer clinical trials by the National Cancer Institute at NIH.
The Obama Administration on November 20, 2015, convened a summit on "pharmaceutical innovation, access, affordability and better health." At the summit, Acting CMS Administrator Andy Slavitt highlighted the Administration's efforts to move toward value-based payments and called for more public information about the efficacy of drugs and more transparency about how drug prices are set. The summit came shortly after CMS sent letters to state Medicaid directors and five pharmaceutical firms about prices and access to Hepatitis C treatments, requesting that the companies' CEOs provide information about challenges they have encountered when entering into discount or value-based purchasing arrangements with state Medicaid programs.
Also of interest to life sciences companies, the Bipartisan Budget Act of 2015 extended the inflation-based Medicaid rebate currently paid on brand drugs to also apply to generic drugs if the price of the drug has increased faster than inflation (CPI-U). Currently, only single source and innovator multiple source drugs pay an additional rebate. Drug makers are required to pay these rebates quarterly to state Medicaid programs.
Stakeholders are anxiously awaiting final guidance from the FDA for naming biosimilar drugs. The Administration released proposed guidance in August 2015 that suggested that reference products and biosimilars have proper names that share a core drug substance name. To help identify each product, the FDA would then designate a suffix of four lower case letters to biosimilars that would have no intrinsic meaning. An industry trade group suggested that the proposed suffixes have some meaning rather than be randomly assigned.
Life sciences companies will need to engage on multiple fronts in 2016 in order to take advantage of any new opportunities while mitigating exposure to emerging risks.
Key takeaway:
Life sciences companies will need to engage on multiple fronts in 2016 in order to take advantage of any new opportunities while mitigating exposure to emerging risks.
2019 Life Sciences Regulatory Outlook
Navigating the trends of life sciences and health care regulations
2019 Insurance Regulatory Outlook
Navigating the impact of disruptive forces and new regulations


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Best Beauty Gifts of 2017 | Blogmas #11
Thanks for stopping by for another gift guide! One of my favorite gifts to give and to receive are the many many beauty gift sets that appear seemingly out of nowhere during the run up to the holidays.
Here are my top picks, at a variety of price points.
Colourpop She Pressed Powder Shadow Palette - $16
This is one of the gifts that I got for myself...I'm a sucker for rosy tones and metallics and this has a great selection of both. It's also a fantastic price point. It's a limited edition, so you'll want to snap it up fast.
Fenty Beauty Match Stix Trio - $54
Fenty is the most talked-about brand out there right now. Dip your toe into the Fenty pool with a three pack of Match Stix that magnetically snap together. This set is also skin tone-inclusive with four different shades from light to deep.
Sephora Favorites Glow For It - $40
The Sephora Favorites Kits are the most ideal gift for someone who is looking for a favorite. The glow is still in, despite my, and many otheer people's, predictions that it would flame out. This kit has eight different glow-inducing products from 8 different brands. It also includes two of y personal favorites, the Bobbi Brown Shimmer Brick and the Cover FX Custom Cover Drops.
Bite Beauty Perfect Bite Amuse Bouche Lipstick Set - $25
Bite Beauty lipsticks are my absolute favorite. Worth wandering over the the Bite Beauty Lip Lab for sure. The Amuse Bouche line is the best of the best, with four wonderfully-wearable colors. These are made entirely out of edible ingrediants too, so you can feel good about using them.
Cargo Swimmables Eye Pencil Kit - $25
I have huge issues with my eyeliner staying in place. I also like to use eyeliner colors, and those are notoriously bad at sliding around. This set comes with four shades (black, brown, green, and bronze) that do. not. budge. You'll need to use makeup remover every time, and that's a good thing.
Stila Star-Studded Stay All Day Liquid Lipstick Set - $45
$45 for eight of the world's best liquid lipsticks? These are hands-down the best, and I mean that very seriously. They really do stay on forever. Through eating, drinking, anything! I've even fell asleep with it on and it's been fine. This set has a good arrange of wearable and flattering colors, and a formula to die for.
Colourpop Polite AF Super Shock Shadow Collection - $30
Colourpop Super Shock Shadows are really great when you're looking to make a big statement. Thy're intensely pigmented and long-wearing. They have so many color options that I think that it cna be a little overwhelming to choose at times. That's why I like to pick up a set when they come around. The Polite AF set has six pretty, blush tones in the shades Sequin, Stereo, Birthday Girl, Birthday Cake, Drift, and Deep Dive. They're also cruelty free and vegan.
Sephora Collection Brush Set - $75
Brushes are the gift that keeps on giving. I like this set because it has 12 brushes that are great for just starting out a brush collection, or for adding on. Sephora Collection make some of my favorite and most durable brushes, and the carrying case just sweetens the deal.
Happy gifting!

subset: commoncrawl


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We spot a lens peering at us from the corner of our eye. Immediately we straighten up, fix our hair, smooth the rough in our clothes, consciously make – or avoid – eye contact. Only the well trained is able to visibly avoid responding to the camera?s presence. The professional photographer prides in her ability to take ?natural? photographs, where her intervention is invisible. Yet, peering through family albums, wedding folders or a Facebook status we find ourselves actively inviting the portrayal of how we want to be seen. Whether we consider a photograph of ourselves to be ?good? largely depends on how well the photographer has represented us, as we would want it. As such the photographer?s success depends not so much on her aesthetic sense or insight, but on her ability to please the sitter. While this applies to the casual portraitist, it is much more true of the professional photographer. Her bread and butter depend on a satisfied client and as such, are driven by an external agenda. Whether it be a corporation, or an NGO or a newly wed couple, a good photographer is one who delivers what is required. Continue reading "Embracing the Amateur"
Tag: book
Old Dhaka by Munem Wasif
Belonging: A book by Munem Wasif
Preface by Christian Caujolle
It only takes a single glance to recognize a classic. The confirmation can be seen here, in this direct, forthright photography ? the same quality that came through in the series devoted to ?Salty Tears?, in which Munem Wasif examined, documented and questioned the situation regarding water in his country, Bangladesh. Classic by choice, starting with the choice of black and white, whose relative distancing from reality demands exacting precision in the composition. Arising, as always in photography, from a succession of rejections, eliminations and decisions, this choice precludes the picturesque quality that too often prevails when lands and peoples are viewed through the prism of exoticism. But black and white, while it places the photographer within a documentary tradition long associated with journalism, obliges him to go beyond merely transposing a visual record of the world. He must take a position, and he does, deliberately and consistently.
Continue reading "Old Dhaka by Munem Wasif"
Launch of Shifting Gravity in Venice
Book Launch: Shifting Gravity A Discourse on Biennials
May 30, 2013, 6:00pm-8:00pm
Hotel Monaco & Grand Canal,
Crozzola Hall, Venice, Italy
The Gwangju Biennale Foundation is pleased to invite you to the launch of the book?Shifting Gravity on the 30th of May at Hotel Monaco & Grand Canal in Venice, Italy. This?book, published by the Gwangju Biennale Foundation and Hatje Cantz, presents the issues,?discourses, and practices that have been evolving over the past 20 years with the?development of biennials around the globe.
The catalyst for this publication was the World Biennial Forum No.1, an international forum?held in Gwangju, South Korea in October 2012. The forum and publication were organized?through the collaboration of the Gwangju Biennale Foundation, the Biennial Foundation,?and the ifa (Institut f?r Auslandsbeziehungen). During the five-day forum, directors and?representatives of biennials and a number of professionals discussed a wide range of?issues regarding biennials and their meaning as a global cultural phenomenon.
Shifting Gravity is composed of three main essays on the theme of biennials and thirty-nine?essays on different biennials held around the globe. Ute Meta Bauer and Hou Hanru, the?directors of the forum, took on the role of editors for the publication of the book.
Chobi Mela is one of the biennales featured.
For RSVP please contact:?Serene Pac
Positive Light book preview
Want to take a sneak preview of the contents of Positive Light? This preview shows the introduction plus the first five spreads of each section of the book. The original contest was broken down into Culture, History, Place and People.
DO NOT BUY THE BLURB COPY from the link above! We are only using Blurb for preview purposes.
Pledge to buy a copy (or copies!) of Positive Light
Don't forget, up until 31 March 2013 you can pledge to purchase Positive Light at our pre-sales crowdfunding campaign at this link. Every little bit helps — and more importantly this campaign will help Drik continue its work in social justice in Bangladesh.
Save the Tiger: Positive Light supports WildTeam
We are immensely pleased to announce that proceeds from Positive Light will also support WildTeam's efforts to protect nature, particularly the Royal Bengal Tiger. Bangladesh has one of the last remaining strongholds of tiger populations. Tigers are an endangered species, which has lost 97 percent of its population over the last century. There are 3,200 magnificent tigers left in the world and these face huge poaching pressure as the demand for tiger parts continues to rise with rising incomes across Asia.
The Sundarbans, the largest mangrove forest on earth, can hold approximately 400 tigers. This remote corner of India and Bangladesh is a unique stronghold for tigers. Here, WildTeam is working alongside the local people to overcome tiger threats and build a future for tigers in Bangladesh.
The founders of Crowdsourced Travel cannot imagine a world without tigers. And that?s why we?ve committed a part of the proceeds of Positive Light project to raising funds and awareness for Bangladesh? premiere tiger conservation organization WildTeam.
By purchasing Positive Light you are also supporting the efforts of WildTeam in Bangladesh. Thank you. Ten percent of Positive Light's profits are going to WildTeam's work in preserving tigers.
Positive Light: Bangladesh by Bangladeshis
Visit our crowdfunding site — your support will help this fledgling project get off the ground.
Photography is many things. It?s a tool of fine art, an expression of scientific innovation and a vehicle of creativity. But ultimately, it is storytelling where photography harnesses its full potential. Because it is so powerful, it has also been used to stereotype people and meet certain agendas.
In our work at Drik, we are extremely sensitive to the way photography of Bangladesh has been used to propagate a western imperialist and colonial view of the world and more recently the developmental paradigm. But such perceptions actually represent a very narrow view of Bangladesh. The fact that it is a country rich in culture, art and heritage is something rarely heard of in the outside world. At Drik, we believe this perception stems from the monopoly on storytelling of the South that the West has had for so long. And it is local photographers who will challenge that most effectively. Continue reading "Positive Light: Bangladesh by Bangladeshis"
Help promote Bangladesh
Join us in this exciting venture. We need your support. Go here. Act now. Bring all your friends.
Drik has announced a new partnership with Crowdsourced Travel, the creation of Mikey Leung, who is the author of Bangladesh: The Bradt Travel Guide.
Drik is supporting the publication of Positive Light, a new coffee table photography book sharing the beauty of Bangladesh with the rest of the world.
Printing Positive Light is a big project for Drik, and due to a sponsor pulling out of the project, we have needed to take a loan in order to support its publication. That's why we need you to join us in shining a positive light on Bangladesh, by pledging to purchase a copy of this wonderful product.
Visit our crowdfunding site?– your support will help this fledgling project get off the ground.
About Positive Light:?Mikey Leung's TEDxDhaka talk
Though with youtube still blocked in Bangladesh you might have problems viewing it.
Shine Positive Light on Bangladesh
Support Bangladeshi photographers who work for social justice by purchasing Positive Light
Link to Start Some Good site
Shahidul Alam's My Journey as a Witness
Rupert Grey, media and copyright lawyer, journalist, photographer and teacher, based in Covent Garden London.
Dr Alam's aspiration is to teach the pixels to dance. It is a characteristically elegant and evocative phrase in comparison with the generally arid language of the digital lexicon, and it conveys the ambit of his vision and the scope of his knowledge. His Journey is a considerable one. It takes the author from a PhD in chemistry in London to photographer, political activist and educationalist in Bangladesh; it spans the 40 years since the birth of his native country, when he was 16, to its coming of age as an economic and political power amongst Asian nations. Alam has played his part in that growing up. He has challenged oppression and fought for justice and freedom of speech, not infrequently at considerable risk to himself and his partner Rahnuma Ahmed,[i] and he has forged an international reputation.[ii] My Journey as a Witness, published by Skira, Milan, 2011 is a self portrait of an activist who has used photography to chronicle his nation's anguish.[iii] Continue reading "Shahidul Alam's My Journey as a Witness"
PAPA in Volkskrant
The Making of PAPA
By Lino Hellings
Editors: Hans Aarsman, Nienke Terpsma, Lino Hellings.
Book design: Nienke Terpsma
Text editing (Dutch): Rob van Maanen
Translation: Gerard Forde
Lithography: Sebastiaan Hanekroot for Colour & Books
Post editions Rotterdam/the Netherlands
Drik Dhaka/Bangladesh
Price ? 30.00 (at the launch ? 25.00)
Orders: www.post-editions.com
Continue reading "PAPA in Volkskrant"


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– Spring 2012
Contextual Essays
Wendelien van Oldenborgh
Eugenio Dittborn
Dierk Schmidt: Packing the Hard Potatoes
Lars Bang Larsen
This text is only available to subscribers
To subscribe to Afterall journal, starting with this issue, please click here.
Alternatively, if you wish to purchase this article individually, you may do so via the University of Chicago's website.
Existing User
Dierk Schmidt, Untitled (Louvre 2001/Salon Careé 1819), 2001/02, oil on canvas, 50 . 70cm. From SIEV—X — Zu Einem Fall von verschärfter Flüchtlings politik (SIEV—X — On a case of intensified refugee politics), 2001—05, work in several parts. © VG Bild-Kunst. Courtesy the artist and Städel Museum, Frankfurt am Main
Three hundred and fifty-three refugees, many of them children, died as their small and overloaded boat sank in 2001 in the sea between Indonesia, where they started from, and Australia, where they were headed. Their vessel sank well within Australian waters, leaving it an open question what that country's navy and air force were doing to maintain the notoriously fine line of control: survivors claimed to have seen navy ships that had not initiated rescue measures on that night. The title of Dierk Schmidt's 'image cycle' on the tragedy, SIEV—X (2001—05), samples the official term for the border patrol programme, Suspected Illegal Entry Vessel, adding an 'X' to signify that the vessel had not yet been registered. The subtitle of the project, Zu einem Fall von verschärfter Flüchtlingspolitik (On a case of intensified refugee politics), addresses the structural as well as informal violence that pervades immigrant and refugee policing, and is so icily understated that it could have been uttered by the former Prime Minister of Australia John Howard, the head of the government that silently condoned the Australian navy's lack of response by refusing to comment.
The installation of paintings that comprises SIEV—X is saturated by self-problematisation. Schmidt has described how he proceeds by questioning the political image and the power of representation:
May there be different rights in regard to the image for those acting and for those acted upon? How can such a picture be contextualised without becoming ossified in didacticism? How does such a method of artistic production position itself in a European art context? Or why in any? Whom does it address? […] Only after these questions have been answered can an assessment be made that weighs the claimed politicality against a factual impact.1
Dierk Schmidt, 'Introduction', in D. Schmidt and Clemens Krümmel (ed.), SIEV—X: Zu einem Fall von verschärfter Flüchtlingspolitik / On a case of intensified refugee politics (Eng. trans. Karl Hoffmann), Berlin: b_books, 2005, p.5. ↑
Ibid., p.20. ↑
Theodor W. Adorno, Aesthetic Theory (1970; trans. Robert Hullot-Kentor), London: Athlone, 1997, p.1. ↑
Carolin Emcke and D. Schmidt, 'What I Am Theoretically Interested in Is the Connection Between Violence, Traumatization, and the Loss of Speech', in SIEV—X, op. cit., p.45. ↑
Alain Badiou, The Meaning of Sarkozy (trans. David Fernbach), London and New York: Verso, 2008, p.55.↑
Holger Kube Ventura, 'Introduction', in Dierk Schmidt: IMAGE LEAKS — Zur Bildpolitik der Ressource, exhibition leaflet for the Frankfurter Kunstverein, 11 March to 8 May 2011. ↑
Quoted in Danny Leigh, 'Jeg er kommunist, men ikke idiot', available at http://www.information. dk/282479 (last accessed on 2 December 2011). ↑
T.W. Adorno, 'Freudian Theory and Pattern of Fascist Propaganda', in J.M. Bernstein (ed.), Adorno: The Culture Industry: Selected Essays on Mass Culture, London: Routledge 1991 p.122. ↑
See Stephen Crook, 'Introduction', in T.W. Adorno, T.W. Adorno: The Stars Down to Earth (ed. S. Crook), London and New York: Routledge, 2002, p.19. ↑
Jakob Hvide Beim, 'Pia Kjærsgaard angriber norsk søsterparti', available at http://politiken.dk/udland/ ECE1351180/pia-kjaersgaard-angriber-norsk-soesterparti (last accessed on 6 December 2011). ↑
Öyvind Fahlström, 'Historical Painting' (1974), quoted in Manuel J. Borja-Villel (ed.), Öyvind Fahlström: Another Space for Painting (exh. cat.), Barcelona and Gateshead: ACTAR, BALTIC Centre for Contemporary Art and Museu D'Art Contemporani De Barcelona (MACBA), 2001, p.262. ↑
Ibid., p.266. ↑
Roger M. Buergel, 'Geschichte malen, heute', in Philippe Pirotte et al. (ed.), objectif [projects] 1999— 2001, Antwerp: Objectif, 2002.↑
Sylvia Plath, 'Lesbos', Ariel, London: Faber & Faber, 1968. ↑


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View the participants from this class
Recognizing the existing language barrier and lack of bilingual services available, the goal of the CDs was to suggest a more streamlined process of performing daily operations at the Department of Motor Vehicles (DMV). Members of this group completed case studies concerning the needs of those individuals that come to the DMV and do not speak English.
Summary not available
The GEMAS Learning Circle focused on creating a communication tool that could be used to address and raise awareness of the homelessness issue in Greenville County, South Carolina. Team members identified the need for educating the community on the facts surrounding homelessness and the lack of affordable housing. With an ultimate goal set to provide adequate and affordable housing for all Greenville residents, the GEMAS team set out to design a communication tool that highlighted both the success and failures of several housing projects throughout the county.
In Sync group members examined the Anderson County Human Resources Council in order to understand and assess the success/failure of the council in achieving its objectives. They also wanted to measure the impact that the council had on the Anderson community. By conducting surveys and compiling results, group members found a strong disconnect exists between the council and the community. Also, the council is severely under-funded as well as non-representative of the Anderson population at-large.
Smart Board members developed a tool kit to assist board members when hiring individuals to a Board of Directors position within a non-profit organization. Using "Hands on Greenville" (HOG) as the target organization, group members completed an analysis of the community that HOG serves as well as an inventory of its board members and the constituencies it currently targets. From this analysis, group members devised a tool kit that would be instrumental in the process of attracting new and diverse people, who would add to the diversity management of HOG's board.
Upstate Drivers recognized a need for a forum that would allow DLI graduates to remain in contact as well as to continue promotion of diversity in South Carolina. Therefore, group members proposed the idea of forming "The Upstate of South Carolina Diversity Council," whose primary purpose would be to provide this forum that will support successful diversity management within our communities.


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Tunnel excavation
Different excavation works have been performed by Scanmudring in tunnels filled with water:
- Dredging/removal of soil
- Demolition of grout blocks
- Removal of horizontal and vertical blinding layer
- Silt suction/removal
One reference is the 6,4 km expansion of an Underground which bumped into trouble when ground water started pouring in during tunnel excavation. Work had to be stopped, and the project put on hold. That's how Scanmudring ended up with our excavator in a Central European city in 2017 and 2018. It's a typical example of a task where a land-based excavator can be converted to a useful underwater tool. Our operators went for training on land before project start.
The remote-controlled excavator was used to whirl the soil/grout with a drumcutter, as the tunnel was partly filled with grout that had to be milled and pumped out. Layer by layer was removed using various tools. The water in the tunnel was mixed with soil, and there was practically no visibility – a fact that made the task even more complex. To ensure safety and operational control, using sonar was essential in this project.
The project was documented in the news - see more


text: Chicken and Squash Penang Curry November 6, 2018 your mind will be blown the first time you make fresh curry paste. pounding each ingredient in the mortar and pestle and smelling the wafting perfumes that are released is absolutely intoxicating. even if you don't have a mortar and pestle, the satisfaction of making fresh curry paste from your food processor, blender, whatever it may be, is well worth the effort. your curry will turn out more fragrant, flavourful, and luscious, plus, you can freeze portions of it for a quick weeknight meal! this does require some ingredient hunting, but most of it can be found at your local asian market. if you're okay with store bought paste, skip to part 2 of the recipe for instructions. serve with steamed white rice, or try our coconut rice for some extra richness. Read More


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Big players fire when it matters the most. Mahendra Singh Dhoni's killer blows for Rising Pune Supergiant (RPS) on Tuesday against Mumbai Indians (MI) in the Qualifier 1 of the Indian Premier League (IPL) outlined what this big match player can do to the opposition. RPS were tottering at one stage with skipper Steve Smith and Rahul Tripathi leaving the field early. Ajinkya Rahane with Manoj Tiwary steadied the ship for Pune but it was Dhoni's lusty blows in the last 2 overs that made the difference in the end. On a slow and low pitch, Pune hit 41 runs off the last 12 balls that helped them score 163 against the two-time champions.
#IPL VIDEO: ClasSIX MSD all the way https://t.co/mL8PjoNTYq - @msdhoni @RPSupergiants #MIvRPS— IndianPremierLeague (@IPL) May 16, 2017
On MI's home ground, Dhoni was greeted with loud cheers from the crowd. As he went after the Mumbai bowlers, chants of 'Dhoni Dhoni' reverberated. Each and every run that came off his bat was applauded by the crowd.
Doesn't matter which team he plays for, Wankhede will always love @msdhoni. This is how they welcomed him today. pic.twitter.com/I3IxBJNMVv— Gaurav Kapur (@gauravkapur) May 16, 2017
It reached a crescendo when he tonked 2 sixes off Jasprit Bumrah in the last over.
I want to say something about that Dhoni innings. But honestly, can any words do it justice???— Gaurav Kapur (@gauravkapur) May 16, 2017
Though the former India skipper looked a bit rusty in the beginning with just 14 runs from 18 balls, he smashed Mitchell McClenaghan and Bumrah for two maximums each to score 40 not-out off 26 balls, that helped RPS set 163-run target for MI.
Once a FREAK always a FREAK! MS Dhoni on— Michael Clarke (@MClarke23) May 16, 2017
The risk that Dhoni takes in taking it till d end &exploding in d last few balls&consistently succeeding in this model is incredible#MIvRPS— Mohammad Kaif (@MohammadKaif) May 16, 2017
He is not as consistently brilliant as he used to be but Dhoni keeps reminding us that the brilliance is still very much intact.— Sanjay Manjrekar (@sanjaymanjrekar) May 16, 2017
When #MSDhoni was in the #IPL house ?????? #MIvRPS pic.twitter.com/RPbo9GR0Zc— IndianPremierLeague (@IPL) May 16, 2017
Mumbai started off well chasing a competitive target but fell short by 20 runs in the chase.
It was Pune's third win over Mumbai in as many games this season, providing them with an opportunity to win the coveted trophy in only their second season.


text: Menacing Clouds descend on Grand Canyon. 05/07/2019 by derwombat 0 Although rare, full cloud inversions are something we know well here, covering the same phenomena over the last few years both here and here. This particular timelapse image by filmmaker Harun Mehmedinovic captures how beautifully the descending clouds imitate waves when trapped within the Grand Canyon, undulating against the uppermost edges of the natural wonder's deep valley. Source: Photography | Colossal Share this:PocketEmailPrintMoreTweetLike this:Like Loading... Related


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May 8th is Victory Day in France. A day tinged with sorrow, sadness and joy. Although solemn and respectful, there is a celebratory feel to the day, the day when France commemorates the end of WWII.
In 1946, French law stipulated Victory Day would be remembered on the second Sunday in May. War veterans continued to commemorate Victory Day on May 8, whatever day it fell on. In 1968, the government finally agreed that the day could be celebrated on 8th May. However, it was not until 1982 that Victory Day was declared an official national holiday.
In Amboise locals display the French national flag on their homes and the Tricolour is flown on all public buildings. The world famous flag is one-and-a-half times as wide as it is tall. The three vertical bands of blue, white and red are the same width.
Civil dignitaries, Veterans' Associations, Prisoners of War, Deportees and Resisters gather to attend a special Mass in the ancient church of Saint-Denis to honour the victims of war. They then walk in procession to the beautiful old cemetery in rue des Ursulines to lay a wreath on the tomb of The Unknown Soldier. In the afternoon, participants gather again at the theatre in Avenue des Martyrs de la Résistance before walking in procession to the impressive War Memorial in Quai du Général de Gaulle. The colours are raised and wreaths are laid.
Join us on a photography tour or masterclass. Click the link below for more details.


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« Floridians Serious About Watering Plants. Really Serious. | Main | Gives a new meaning to "laying pipe" »
She works hard for the money, so hard for it honey….
Courtesy of a friend of the site (who just welcomed a baby girl into the world — congrats!) comes this image from the Washington Post comparing the effect of the McCain and Obama tax cuts. And wouldn't you know it — under McCain's plan, over 80% of the taxpayers (those who have a famly income of less than $111,646 per year) would pay more than they would under Obama's plan. In fact, the only ones who pay more under Obama's plan are the 1% of lucky fuckers with family income over $603,402. I ain't crying for them, are you?
The more I read things like this, the more depressed I get because I know that McCain is going to win. There are far too many stupid people in this country. And it just makes me sad.
Wait a second? Am I to assume that is based on a family of 4? Doesn't say. The problem I have with that chart is that a family of 4 making up to 19k isn't going to be paying taxes now and they are probably getting all sorts of rebates. If Obama is going to cut their taxes even further how is he going to pay for the substantial subsidy we are going to be giving people to be poor?
Uh, Nick...again, I find your comment perplexing. I just...I don't know, is it me, Quizlaw readership? Is it?
Because, really, the more I read the comment the less sense it makes.
Um, what is there not to understand?
1. this graph sucks because it doesn't give enough information. Like, how big is the supposed family? I like a family of 4 because well, that gets bandied about a lot. Could be a family of 2, could be a family of 10, makes a big difference.
2. A family of 4 that makes a whopping 19k a year is probably living in poverty to begin with? Ok? Follow me here?
3. That said family isn't paying any taxes already. Between the normal deductions and the credit for the kids, they are already getting a refund. Follow me?
4. If you decrease the amount of tax they are already not paying, while keeping the amount of deductions and credits the same you are in effect subsidizing their poverty, or put another way, more welfare. But a worse kind of welfare because it's fake welfare.
5. Are you still following me or have the numbers gotten to large?
6. If you cut the taxes on the people already not paying them and then give them more money in refund, somebody then has to make up the difference and it isn't going to be the people at the top, because even if you increase their tax, they are just going to find better ways to hide it. Therefore, the people who will be paying this are going to be the people in the middle.
Hey Nick, if you're going to get all uppity, learn the difference between: to, too and two.
Ah yes, because when you can't come up with a come back, a retort or even a bare argument against someone on the internet, there is always the coup de grace, criticize minor grammar mistakes.
Consider me a schooled uppity asshole.
Doesn't change the fact that both this graph and the underlying tax policy sucks.
The interpretation of the graph seems odd. For starters, Americans (overall) will be paying less in taxes under McCain than Obama: -2% change vs -.3%. In other words, McCain is giving the entire country a tax break, whereas Obama is giving a tax break to some (those who need it most), but is increasing the burden on others.
Also, it isn't just the "1% of lucky fuckers" that are paying more under Obama than McCain. It's anyone making over $111,000.
Overall, there are good things about both candidates (according to this graph). I like that everyone is getting a tax cut under McCain (95% for Obama). But I like that those who need the break the most are getting a large break under Obama.
I also like that everyone gets a tax cut, but the problem with the Obama tax cut is that those people likely don't pay any federal income tax anyway. If this was about who a tax cut would help them most it the biggest tax cuts should be made in the 19 - 38 and 38-68 ranges. those people end up getting "hurt" the most by the income taxes.
The thing is that this looks really good for Obama. Like he's being magnanimous and helping the poor, (and conversely McCain is helping the rich) but in reality, he's not doing a damn thing but shifting the tax burden on to the lower middle class.
Rob, not sure how you're misinterpreting the table. -2% vs. -.3% is the average change in taxes, which is greatly influenced by the huge amounts saved by the wealthy in the McCain plan. It's not a measure of the savings for Americans overall--just a skewing of the mean based on those outliers.
Anyone making over $111K isn't paying more under Obama; they're just getting back less. A subtle distinction to be sure, but money in your pocket is money in your pocket. That tax bracket would still be paying less under Obama's plan than they are now.
I like that Obama's plan gives higher tax breaks to those who can really use it. Obama's plan does not tax the top 2% of the country any more than Clinton's tax plan did in the '90s (which, if I remember correctly, things were pretty good back then). The only tax cuts Obama is reversing is a portion of the tax breaks that Bush gave to the top 2%. A better comparison of the candidates' tax plan is here from
Business Week (hardly a left-leaning magazine).
I think Arr Matey's confusion had more to do with how painful your tripe about "subsidizing their poverty" was. Or maybe that's just my confusion. Confusion/fury. You don't subsidize poverty, a subsidy is aid to support the ongoing activity of a party. It's not aid so people can stay poor, because no one is trying their damnedest to be poor. Nobody thinks "oh good, I'm getting $500 more dollars; this makes living on food stamps TOTALLY worth it! I would way rather do this than make, say, $15k more and qualify for the next still-crushingly-difficult-to-get-by-tax bracket." And, speaking as someone who has spent some time there, I'm having a really hard time coming up with argument as to why making being poor $500/year less awful would be a bad thing.
And your argument about "shifting the tax burden onto the lower middle class" doesn't make a damn bit of sense. First, when you say "the people who are going to be paying this are the people in the middle," you're presuming the net intake is static...the only way you could claim that a tax bracket who is paying 3.6% less (or 2.4%, I don't know what you're calling that class) is if somehow you're making it 3.6% less of something that grows to an absolute proportion...which it isn't, under either candidate's plan. As I said, pretty much nonsensical. And even if that *were* true, all of your arguments about the highest tax bracket avoiding paying and burden shifting apply MORE to McCain's plan. Let's put it directly; how could a family possibly pay more under a plan where they pay 3.6% less relative to the current mark, than under a plan where they pay .5% less than the current mark? Both figures presume relative to the status quo. How do you square that circle?
On the nose, Ian. On the nose.
Thank you, you said it much better than I could have, what with my teeny, tiny brain.
I just dont agree with the whole take from the rich, give to the poor mentality. If I want to help people, I will donate to a charity so I know the money is going to people who need it.
Plus I dont think its very fair to put that much of a burden on the rich. I really dont feel like they need to be punished because theyve been successful.
Oh man, Abortions for Everyone...let's not even go there. I mean, you just did, but still...
Maybe you ought to spend some time with people who live on the ass end of the economic scale, maybe that would change your mind a little - because when people even hint at the old "bootstrap" argument I start to get very agitated.
My blood pressure literally just went up - I can feel it tingle!
UNLESS - wait, it just occurred to me that you might be being sarcastic, in which case: Bravo! Give 'em hell!
You sure know how to take the piss out of them, Abortions for Everyone!
calm down Robin Hood... McCain's plan is just as bad.
Let's be honest here. A large portion of the folks over in the $603,403+ annual salary range did not achieve their success by working hard. Many of these people were simply born into this lifestyle. Wether it was due to their parents attending prestigious colleges or wether it was inherited money; they did not struggle from a single-family home and a crack addicted father into Harvard.
This is clearly demonstrated by many who waste their money on $300 Burberry infant jackets.
Tax the hell out of 'em I say!
You know what's funny? I was going to suggest that you watch the BBC Robin Hood series...for inspiration and Lily Allen's dad.
Actually, some did come from single family homes because daddy dropped dead from heroin. Some came from single family homes, with disabled and/or abusive parents. Some want to do what's right for the country and world... but get jaded pretty darn quick when they see people trying to steal what they worked hard for and others taking pleasure in seeing them taxed more... without knowing what challenges they have faced and what other challenges they may face now. And without knowing what good they have tried to do for others.
Yes, there are huge injustices in the world. But... an us and them attitude will only make things worse.


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A solid piece of ice-cream
breaks even the loudest scream.
All rights belong to its author. It was published on e-Stories.org by demand of Volodymyr Knyr.
Published on e-Stories.org on 01/26/2017.
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Yes, We do provide a free demo for our courses. to get an idea of how the classes are conducted at our centres.
You will find that all the learners at BM Training Solutions are the same level as yours. All of them will be working professionals or students who can read and write in English but are not able to speak Fluently in English. In case, someone is not in that level, we will transfer him/her to a suitable course.
Course with Jobs in Call Centers | Back Office | BPOs | Banks | Corporates
India's top most media channels and newspapers, including Times Now, Zee 24 Tas, DNA, The Economic Times, Mumbai Mirror have covered success stories of BM. You can read the articles here
Yes. We offer personal training facility at our centers or at your home / office.
- Basic English Speaking Course
- Advance English Speaking Course
- Personality Development Course
- Corporate Training
- Train The Trainer Course
- Voice-Accent Course
- Email Drafting Course
- Business English Course
- IELTS Course
- Learn English Online
Yes. You can choose to take online training. Visit our Online Training page for more details.
Yes. In case you are in a hurry to complete your course, we can offer you a crash course. Speak to your Center Manager
? Yes. You can see a sample certificate by clicking here.
The course fee includes a course kit which consists of a grammar book , a course material for reading practice and an audio CD for correct pronunciations.
In Mumbai we have four Training Centers - Borivali, Andheri, Dadar and Thane. All opposite railway station. We are expanding all over India and you can get a list of all the centers by clicking here.
At any of our training centers, you can attend a one hour batch anytime between 7 am to 9 pm on weekdays. You have an option to attend a weekend batch from 9 am to 12 noon or 12 noon to 3 pm or 3 pm to 6 pm or 6 pm to 9 pm
What is the Course Duration? Basic English Course: 3 months, 1 hour daily, Monday to Friday. Weekend option also available. Advanced English Speaking Course: 3 months, 1 hour daily, Monday to Friday. Weekend option also available. Business English Course: 3 months, 1 hour daily, Monday to Friday. Weekend option also available. IELTS Course: 3 months, 1 hour daily, Monday to Friday. Weekend option also available. Learn English Online: One month, one hour daily, Monday to Friday Train the Trainer Course: 30 Hours/30 Session
What are the Course Contents?
Basic English Course:
- Reading
- Comprehension
- Basic Vocabulary
- Basic Grammar
- 12 Tenses in English
- Sentence Structure
- Self Introduction
- Thinking in English
- Introduction to Public Speaking
- Writing Basic Sentence
- Mirror Practice
- Confience Building
- 10 Simple Speaking Topics
- Letter Writing
Advanced English Speaking Course:
- Grammar Practice
- Public Speaking
- Group Discussions
- Role-Plays
- Audio - Video Training
- Body Language with Video Recording
- Personality Development
- Email Drafting
- Confidence Building
- Communication Skills
- Presentation Skills
- Voice and Accent
- Mastery in Interviews
- Business English
Business English Course:
- Functional Grammar
- Business English Vocabulary
- Report Writing
- Business Email Drafting
- Effective Presentation Skills
- Confidence in Communication
- Voice Modulation Techniques
- Pronunciation Accuracy
- Speech Structure
- Powerful Body Language
- Use of Visual Aids
- Understanding US/UK/Aus Accent
- Neutral / Global English
- Personal Grooming
- Corporate Etiquettes
- Interview Conduct
What kind of people should do this course? How do I know which course is suitable for me? Basic English Course:
- This course is designed for someone who has difficulty in reading, comprehension, writing basic sentences and speaking basic English
- Working Professionals, Students, Homemakers who can read, write and understand English but lack in English Fluency, Confidence in Communication, Public Speaking Skills in English and Email Drafting skills
- Specially designed for Working Professionals who is fluent in English and needs to polish Communication Skills using Phrases and Idioms and Smart Vocabulary. He/She needs to master the art of Public Speaking, Email Writing and Presentations Skills, Use of Visual Aids in presentations and neutralize accent
- Working Professionals and Home Makers planning to travel abroad and need to clear IELTS Exam
- Students, Working Professionals, Home Makers who would like to learn to speak English at their time, location and pace
- Working Professionals - Team Leaders, Project Managers, HR Heads, Product Trainers, Soft Skill Trainers, Aspiring Freelance Corporate Trainers - who are subject matter experts and their job now involves training subordinates in technical or soft skills


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Easifall's innovative sports surfaces and play areas are installed in numerous locations across the world. Based on years of extensive research and development, the leading experts in development of play areas, sports surfaces and sensory surfaces work together at Easifall to bring to market exciting new innovations in play area design.
Easifall provides a wide range of playground equipment suitable for use in safe play areas for schools, nurseries or community parks. Easifall designs extensively for a wide number of applications including:
Within each application, Easifall provides a range of products, including:
Easifall's range of specialist flooring surfaces are used for a wide variety of applications.
Easifall provides a comprehensive range of playground equipment and sports equipment / outdoor fitness equipment for play areas, parks, sports centres and playgrounds.
Easifall are specialist suppliers of fencing and goals for playgrounds, play areas, MUGAs and sports areas. Fencing and goals are supplied in accordance with up to date safety standards and in a wide variety of colour options and sizes to suit the specific application.
Easifall provides a number of different options to finish play areas, parks, playgrounds, sports areas or sensory areas. Ancillary equipment includes shelters, meeting points, bins, benches, picnic tables and a complete range of off the shelf or bespoke components and equipment. See play area equipment for further details.


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Tag: vegan
Dabalongs by Plant-Faced Edibles
Lunar Lemon Maca Shortbread Cookie by Moonman's Mistress
- Brand: Lunar Lemon Maca Shortbread Cookie by Moonman's Mistress
- Strength: 50 mg THC per box, 25 mg THC per cookie
- Consumed: 2 cookies, 50 mg THC
- Taste: This lemon maca cookie has a strong weed taste that overpowers the lemon zest. This cookie is lightly sweet with a hint of ginger flavor. The cookies are soft but a little dry.
- Packaging: Moonman's Mistress has amazing packaging. The cookies are in a sealed plastic bag inside of this box. The box opens up and has information on every side of it. We unfortunately did not photograph the inside of the box for this cookie but have photographed it for their chocolate chip cookie so stay tuned for that review. We love that this box has nutritional information, dosing guidelines, and information about the company.
- Overall: All of the ingredients used are locally sourced and quality tested to provide a very healthy edible. Due to this company's dedication to using the best ingredients possible, this edible is more expensive than comparable edibles. These are the benefits of the ingredients in these cookies: lemon zest aids in removing carcinogenic elements and eliminating toxic elements in the body. It improves bone health due to the high amounts of Calcium and Vitamin C. Maca root acts as a natural antioxidant and boosts levels of glutathione (a major disease fighter in the body), which also helps balance proper cholesterol levels in the body. Ginger has many anti-inflammatory properties which can also help with Osteoarthritis. This cookie is paleo, vegan, gluten-free, dairy-free, and soy-free. While we did not enjoy the taste of this cookie, we think the healthy benefits of this cookie make it worth consuming. The packaging notes "because our edibles have a good amount of healthy fat, the dose may feel stronger than other edibles at the same dosage." This is a very important piece of information for those who are unaware that fat increases the THC effects. We consumed both cookies and felt a very heavy high. New users should consume half a cookie to start, while experienced users will enjoy both cookies. Moonman's Mistress puts a lot of love into their products and we look forward to bringing you reviews on their other creations!
Weedz-It by Plant-Faced Edibles
- Brand: Weedz-it by Plant-Faced Edibles
- Strength: 200 mg THC per bag, roughly 14 mg THC per cracker
- Consumed: 2 crackers, roughly 28 mg THC
- Taste: The crackers are slightly grainy in texture, but are very delicious. They have a weed taste but it isn't overpowering.
- Packaging: Weedz-it's come packaged in a compostable resealable bag that is labeled with ingredients.
- Overall: We love that the creator takes the time to poke a hole in each cracker to give it that authentic cheez-it feel. These crackers are vegan, GMO free, organic, AND gluten free which makes them a healthy alternative to most edibles available. We consumed 2 crackers which is roughly 28 mg THC and we felt a very relaxing and enjoyable high. These are potent at 14 mg THC a cracker. New users should start with just one cracker and wait 1-2 hours before consuming more. Experienced users will enjoy half to a full bag. It's great to see companies going the extra mile to bring patients the healthy alternatives they deserve!
Protein Bar by Pura Vida
- Brand: Chocolate Chip Protein Bar by Pura Vida
- Strength: 100mg THC per bar
- Consumed: Half or roughly 50 mg THC
- Taste: This protein bar has a heavy weed taste that is enhanced by the dates. The flavor is hard to enjoy for those who don't love dates. If you love dates, you'll love this protein bar!
- Packaging: Pura Vida has wonderful packaging due to all the information provided on the resealable package.
- Overall: While we didn't enjoy the taste of this edible, we still love this product. This protein bar is gluten-free, non-gmo, organic, AND vegan!! It is high fiber, high protein, and contains no refined sugar. This edible is a nice surprise in a market typically full of sweets. This edible provided us with a nice high and was definitely true to strength. We do disagree with the label that this is 4 doses because it has 100 mg of THC. For new cannabis users, this edible is actually 10 doses because new users should always start with 10 mg of THC before consuming more. Experienced users will enjoy 1/4 to the whole bar, depending on tolerance. If you're looking for an edible to eat before a workout, we highly recommend this protein bar. Pura Vida's mission of creating healthy edibles is very respectable and we appreciate what they are doing for the cannabis community. Check out our review on their Sunny Seeds here!


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Healthy Parmesan Chicken/
I'm sure someone somewhere has already come up with a recipe similar to this one...but the other day I had bought some chicken and did not know what to do with it (felt like I needed a change from my usual chicken recipes). So I looked around to see what I had in the kitchen, and decided to make this delicious recipe:
- 4 Chicken breasts, boneless & skinless
- 1 cup fat-free mayo
- 5 TBS Parmesan cheese
- 5 cups broccoli - fresh, washed & cut into bite size pieces
- 1/2 tsp salt, pepper, chili flakes - Optional
- Heat oven to 350 degrees
- Line a cookie sheet/ tray with parchment paper
- Mix mayo & Parmesan cheese
- Sprinkle chicken breasts with salt & pepper & chili flakes (optional)
- Spread broccoli florets on the parchment paper
- Place chicken breasts over broccoli
- Sprinkle with salt, pepper & chili flakes
- Pour mayo mix over chicken and spread evenly
- Place in oven for 50-60 minutes, checking occasionally on the cheese so it doesn't burn
- Enjoy with a side of salad or quinoa!
**Weight Watchers Points: 7 per portion/ chicken breast


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August 2nd 2019 - 1st Hour Interview on Freeman Fly's THE FREEZONE. Full interview is available at FreemanTV.com
Friday January 25th 2019 - Interview on Robert Phoenix's Friday FARcast. Pyramid Power, Tensor Rings, Radionics and More.
Friday December 15th 2017 - My 6th Appearance on Spiral Radio. We covered Pyramid Power, Crystal Skulls and More.
Friday July 28th 2017 - At popular request, I made a second appearance on SAMA (Spooky Ask Me Anything) show and expanded on the first talk. Thanks again to John White and the Spooky Team!
Friday July 21st 2017 - I'm honored to have been on the SPOOKY2 show SAMA (Spooky Ask Me Anything), speaking on Holographic Universe, Energetics and Health. Thanks to John White and the Spooky Team for the opportunity and being great hosts!
April 22nd 2017 - Interview with Ace of Cups Radio Show hosted by Rahbinah Rastaban. We talked about Orgone Pyramid Energy, Spiritual Laws and More.
December 14th, 2016 - An interesting talk with Potent News on Numerology, Frequency Rife Machine Healing, Holographic Universe + More.


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Matveev, A.S.[Alexey S.]
Co Author Listing * Boundary tracking by a wheeled robot with rigidly mounted sensors
Matveev, E.V.
Co Author Listing * Automation Of Morphometric Measurements For Planetary Surface Analysis and Cartography
* Development Of A Heterogenic Distributed Environment For Spatial Data Processing Using Cloud Technologies
Matveev, I.[Ivan]
Co Author Listing * Iris Segmentation System Based on Approximate Feature Detection with Subsequent Refinements
Matveev, I.A.
Co Author Listing * Accuracy Estimation of the Optical Flow Methods in the Iris Structure Motion Analysis Via Controlled Deformations
* Dependency of Optimal Parameters of the Iris Template On Image Quality And Border Detection Error
Matveev, Y.[Yuri]
Co Author Listing * Approach to Improve Accuracy of Photo-to-Sketch Matching, An
* Barcoding in Biometrics and Its Development
* Interactive Photo Liveness for Presentation Attacks Detection
Matveeva, M.[Maria]
Co Author Listing * Combining Sun-Induced Chlorophyll Fluorescence and Photochemical Reflectance Index Improves Diurnal Modeling of Gross Primary Productivity
Matvienko, G.G.[Gennadii G]
Co Author Listing * Application of Neural Networks for Retrieval of the CO2 Concentration at Aerospace Sensing by IPDA-DIAL lidar
Matviychuk, Y.
Co Author Listing * Learning a multiscale patch-based representation for image denoising in X-RAY fluoroscopy
Index for "m"


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If you are upset with your body structure and you wanted to gain muscles or lose fats without struggling hard at gym, well its not that difficult though.
300 Push-ups a day for 30 Days:
If your maximum is under 50 push-ups, do 200 a day. If your maximum is above 75, do 300 push-ups a day. Remember first you have to reach till 300 push-ups mark to start of your Day 1 Exercise.
300 push-ups should be done in a minimum reps of 50 with minimum sets of 6. There should not be a gap of more than 2 min between each set and your daily workout should not exceed from one hour. It should not take you longer than 60 minutes to do all 300 push-ups. If it does that means you are not ready yet. This will also prevent injuries to your body.
This challenge was carried out by various people.
James O'Hanlon who is a body builder also tried this challenge and you can see the results in the video above. The results were incredible and the body pump was exceptional. He tried this by doing 100 push-ups at morning, 100 at afternoon and 100 at night, still he has gains muscles and reduced some fats
Proper Diet:
Well it is not just the workout that will help you gain weight, you have to maintain proper diet because doing 300 push-ups require a lot of energy. There are just two little things you should add into you daily diet plans.
1- Two Egg-whites before workout:
Egg-whites contains enormous amount of protein. According to Kanter, "High-quality protein helps build muscles and allows people to feel full longer and stay energized, which can help them maintain a healthy weight."
2- Banana Shake after workout:
Banana shake carries vast amount of Fiber and protein. After your workout it will refill the amount of energy you have consumed during workout and will make you ready for the next day also. It also helps in gaining muscles.
So guys go and try out for this challenge and see if you can impress your fellas in just a month !


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Too often, policy can seem inaccessible to the people in charge of, or affected by, its implementation. That's why, in part, the StriveTogether network has identified four different roles cradle-to-career partnerships can play in policy:
- Data expert
- Partner convener
- Community mobilizer
- Advocate
Connecting each of these concepts is one major role: liaison.
I've been thinking a great deal about the importance of being a community liaison as communities learn about the flexibilities and potential opportunities under the new federal education law, the Every Student Succeeds Act (ESSA).
Lillian Pace, senior director of National Policy at KnowledgeWorks, and I facilitated a workshop at the 2016 StriveTogether Cradle to Career Convening, Rise Up: Education Excellence for Every Child, in Memphis, Tennessee, last week. The event explored ways that StriveTogether partnerships can best help communities accelerate the achievement of results from cradle to career. The room was filled with representatives from across the country, all with similar priorities — understanding the new ESSA law, exploring the implications for their partnership and finding opportunities their partnership can take to support the new law's implementation in their community and in their state.
We presented an overview of the law, focusing specifically on accountability measures and the new data states will collect to determine how schools are performing. (For action items that cradle-to-career partnerships can take to support ESSA implementation, read our one-pager.) The new ways in which a state is required to report on school success gives parents, advocates and community stakeholders access to data they may have never had before, and StriveTogether partnerships are in a unique position to help them interpret that data with the right partners to continuously improve efforts to improve child outcomes in their communities.
To get a taste of what this might look like, workshop participants reviewed a draft of the California-proposed school accountability report card, considered how their communities might react if this was the required report card for their school and shared ideas about how states and districts can be more thoughtful in presenting data to the community. There was agreement that focusing on growth and proficiency is a positive step for states, as California anticipates doing. The multi-dimensional focus gives credence to schools that are continuously improving — both high and low performing schools.
Which brings me to the liaison piece. Participants talked about how they can help interpret data for parents and community members, finding bright spots and helping establish next steps and strategies for growth in communities. They discussed the nuances of picking particular measurement indicators, such as parent engagement, and focused on how they might be able to help shape the conversation to focus on what's appropriate for their community.
Finally, participants discussed what ESSA can mean for their stakeholders, including how they want to measure success, how they'd like to give feedback to their state departments of education during this visioning and application process and how they can develop tools for local partners to understand data once it has been reported upon.
Partnerships can play a key role in bridging the gap between policy and implementation, and ESSA is no exception. Being a liaison and convener to help partners understand the new law will help create an even more robust system of continuous improvement and change, strengthening the communities where partnerships reside.
As your community looks at the new ESSA law and explores implications and opportunities of the new law's implementation in your community and state, ask yourself these questions:
- Does the way data is presented in the California-proposed school accountability report card work for your community? What do you think about the new areas of focus being shared?
- What can you do to help interpret data for parents and community members? What kinds of tools, training, or materials would help parents and advocates use this data to find stronger opportunities for all students?
- What does ESSA mean for your stakeholders? How will ESSA impact your work?
- How do you want to measure education success in your community and how can you share that feedback with your state department of education?


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UN WFP, FAO chiefs unite to lobby for famine reliefby Adva Saldinger
The heads of the United Nations Food and Agriculture Organization and the U.N. World Food Programme were in Washington, D.C., on Monday, in an effort to garner attention and funds for famine relief in South Sudan, Yemen, Somalia and Nigeria.
World Hunger News
For the past 40 years, since its founding in 1976, the mission of World Hunger Education Service is to undertake programs, including Hunger Notes, that
- Educate the general public and target groups about the extent and causes of hunger and malnutrition in the United States and the world
- Advance comprehension which integrates ethical, religious, social, economic, political, and scientific perspectives on the world food problem
- Facilitate communication and networking among those who are working for solutions
- Promote individual and collective commitments to sustainable hunger solutions.
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Recent Pepperdine University grad with a degree in Journalism and Film, a passion for people and a love for storytelling.
'Three Billboards Outside Ebbing, Missouri' Plays It Too Safe
Photos Courtesy of Fox Searchlight Pictures
"Three Billboards Outside Ebbing, Missouri" is a rich and dynamic film just a few drafts short of being perfect.
'Moonlight' Beautifully Captures an Untold Story
Image Courtesy of A24
Director Barry Jenkins debuted his second feature film in October, which felt like an early Christmas gift. Not only is it a cinematic masterpiece, but "Moonlight" is an outstanding story that breathes truth with every line, every sigh and every glance at the camera.
'The Florida Project' Exemplifies a Masterpiece in Film
Photos Courtesy of A24
"The Florida Project" opens on two children playing outside a cheap motel as "Celebration" fades in. The children scream and giggle while Kool & The Gang sing, "Celebrate good times, come on." And with that, the best movie of 2017 begins.
Alex Garland's 'Annihilation'
Photos Courtesy of Paramount Pictures
"Annihilation," directed by Alex Garland, is ambitious but disappointing. Previously, Garland directed "Ex Machina," arguably one of the best films in the past five years. The sci-fi film reached beyond its genre lines and attracted audiences with an intricate and polished story. "Annihilation" did none of these things. "Annihilation" is more like the movie you make your friends see and then apologize for afterward.
'The Shape of Water' Is Just A Pretty Face
Photos Courtesy of Fox Searchlight Pictures
"The Shape of Water," directed by auteur Guillermo del Toro, is making noise this award season. While the film is lovely to look at, it lacks content. It's a pretty shell but nothing more.
'The Sisters Brothers' Reinvents the Western
Photos Courtesy of Annapurna Pictures
Though it seems impossible, the gun-slinging, horse-riding, whiskey-drinking period piece, "The Sisters Brothers," is unlike any Western that has come before it. Director Jacques Audiard achieves a career-best with this film.


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Every organization has their share of them. I am talking about the problem employee. They are your nemesis. There is so much effort in watching, documenting and reporting on all of their indiscretions. They drag others down to their level and point out all of the holes in policies and procedures. But then one day, boom! The problem employee falls off of the tight rope they have been walking. YES! You have finally managed to get them through the door, on down the road, off your payroll and then you think all of your woes and cares are gone. Now HR can get back to working on the real organizational problems and stop focusing on the demise of the problem employee.
So now onto the bigger and better things, the important stuff, all of those things that you did not get to spend time on because you were caught up trying to "take down" that problem employee. But soon after the problem employee's exit, a new problem employee begins to emerge. We now have a new and developing problem employee. Before long it appears that they are stepping up to the plate to fill in the void, with the departure of our last and best problem employee. So being the good HR cop you are you make it your mission to take this person down as well. The XYZ Company is not going to have this kind of problem employee on our payroll. We are going to rid the Company of these folks.
You are playing HR Whack a Mole. You can keep swinging at those pesky moles, but they just keep popping up. You will not win, you will become angry, frustrated and if you stay at the game long enough somewhat jaded. I know I have played this game and had those outcomes.
So what do you do? Have a re-think and start to work the other side of the street.
This problem was pointed out to me by my friend Steve Browne. I will call this program Steve's Three Rules.
Rule # 1. Be Happy
Rule # 2 Be Awesome
Rule # 3 Help others with rules one and two.
Here is the deal. Instead of focusing on the bad eggs and dedicating so much time and effort in trying to get rid of the bad eggs, HR should focus on the great employees and make them better. HR should help the good employees become great employees and we should make the average employees good employees.
For the bad eggs, well, we shouldn't ignore them we need to keep tabs on them, and let the cards fall where they may. The people who walk the line, will at some point slip up and cross the line. It is an eventuality. It will happen, and if you or your department are so focused on this you may lose focus of all of the great people within your organization. Don't let this happen.
When the bad eggs do fall on their sword, succumb to their own fate (or insert your metaphor here) they will be shown the door. But when this happens don't have any illusions, someone will step up to be your new problem. There will always be one. Remember don't get sucked into playing HR Whack a mole, because you can't win. Play a winning game and Be Happy and Be Awesome and make as many folks as you can in your organization do the same!


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We currently do not have any plans available for ComSouth Corporation.
ComSouth Corporation offers Internet service via the following technologies: CableDSLFiberFixed Wireless.
ComSouth Corporation is available in the following cities: Warner Robins, GA, Perry, GA, Fort Valley, GA, Centerville, GA, Hawkinsville, GA, Eastman, GA, Elko, GA, Cochran, GA, Unadilla, GA, Chester, GA, Marshallville, GA, Pinehurst, GA, Rhine, GA, Chauncey, GA, Bonaire, GA, Clinchfield, GA, Kathleen, GA and Plainfield, GA.


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Why choose us
Strong Communication
Having worked previously with medium and large builders it is clear that customers crave regular communication from their builder throughout every stage of the buying and building process.
Attention to detail
One of the major benefits of a being a small boutique building company is that we take great pride in our work. From the initial concept, design work, sales process and right through to completion, we utilize great attention to detail. We simply would not design a home, sell or build a home that we wouldn't live in ourselves.
No Hidden Costs
We're well aware of hidden costs that can arise during the purchase of a home. We strive to ensure that we are open and honest at all times with what is included in our homes.
Designed for Livability
Having trained and worked in senior positions as a town planner and developer for more than 30yrs the Managing Director Paul Eagles is passionate about designing homes that are not only efficient with space, but each room is carefully positioned to capitalize on the winter sun and to allow air flow.
Designs to suit all.
Our Vision.
"I have been promoting and developing small lot housing for over thirty years….with a focus on providing choice, affordability and quality"
"Our house range addresses today's family's needs … affordable housing, working from home and share housing"
"While we have standard designs and colour selections, we will work with you to create your home. One with the look and feel you want - not what we want. One you can be proud of."
"We also believe passionately in designing your house for the site….maximising winter sun to the living room, minimising western sun, celebrating views and good quality private open space…features standard designs often ignore"
"We are a small family company dedicated to ensuring your building experience with us will be stress free, exciting and most importantly…..enjoyable."
Paul Eagles
Managing Director


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February 1, 2017
Time to Get Your Finances Organized?
Each year the
second most searched
ew Year's resolution on Google is: Get Organized. (Over 33 million searches this year!) This is a hot topic and one that needs to be done right. For encouragement and advice about financial organization, read on.
The root causes of financial dis-organization usually contain one or both of the following:
Acute dissatisfaction with your current financial condition.
Confusion about how to manage finances and make good financial moves.
Truth be told, fixing a financial mess is much more about
than skill or technique. When finances are a mess, it's understandable to avoid the numbers.
But avoiding your situation will not help your peace of mind. Instead, focus on
getting organized
rather than the dismal state of your current situation. You'll only be able to make good financial moves that align with your priorities
you're organized anyway.
Eat that Elephant One Bite at a Time
Changing your attitude is t
he first move toward financial organization.
Yes, you can be proud of yourself simply by clearing the fog surrounding your finances.
Set some
this year to know precisely where you stand financially. Small goals are like small bites: quick and easy to do. With a string of small successes you'll have that elephant devoured sooner than you think.
Getting in shape in 15 minutes a week
Thanks to the digitization of nearly all things financial, the time it takes to manage your finances should be about the same amount of time each week as you spend brushing your teeth. Call it 15 minutes.
can prioritize 15 minutes a week! And like brushing your teeth, make the weekly financial review a habit. Here's how:
Figure out what you have (and what you owe) and where it is.
You will receive tax documents in January and February, which is a good place to start. Collect your tax documents as well as any current statements you have received, and list all of your assets and liabilities (your balance sheet) in one place. Making a list will allow you to see everything that makes up your financial picture.
Simplify your accounts.
Now that you know everything you have (see step #1), it's time to simplify!
Simplicity is your #1 goal in financial organization.
Have one bank account, one brokerage account, and one credit card account. Sure, it's tempting to open new accounts to take advantage of bonus offers, but resist the temptation until you're more secure in your financial organization and financial health.
Use one bank for your checking and savings accounts. (You can create savings sub-accounts as you craft savings goals.) Having all accounts at one bank will allow for easy money transfers between accounts.
Brokerage account.
Choose a brokerage firm (e.g. Schwab, Fidelity, Vanguard) and have all your accounts moved there. If you have multiple retirement accounts from old employers (a very common occurrence), consolidate all into one Rollover IRA account.
Credit Card.
Consolidate all your credit cards into one with no annual fee and with a cash back program. Your goal is to pay that account off, in full, every month.
Having a primary spending card will allow you to track what you spend with ease.
Go digital.
This is essential for simplicity, speed, and accuracy. Here's how:
Start with a password manager.
(For us, this is non-negotiable. It's a must for privacy and ease.) We use password managers like
. Using a password manager gives you the ability to have separate logins and passwords for all your online activity. Not only does it give you better security and easy access to your accounts, you'll feel liberated by only having to remember one master password!
versus paying cash or writing checks.
Every time you use your card for a transaction a digital money trail develops. Transactions are easier to monitor and categorize. Let software track your spending (see below) and spend a lot less time balancing that checkbook.
Use aggregation software.
Aggregation services like Mint.com are free and allow you to link all of your accounts to one site.
Your entire financial position is in one place and updated every night.
Automation makes the process painless.
You'll know your net worth, cash flow, and debt level as soon as you login; no calculating required.
Wow, that wasn't bad. Now what?
When you get organization right, the amount of time it takes to manage your finances should take about 15 minutes per week. We s
et a regular time each week to review our own finances. During the review, we login to our aggregation software, check transactions, and pay bills that are coming due. Admittedly, we've been organized for quite some time, so we use the rest of our weekly check up time to improve our financial health, like reviewing our budgets and crafting and implementing savings goals. Once you are organized, you'll be ready for some of these more fun aspects of financial growth!
Let's Review.
Worry about your financial situation is not an excuse to be disorganized. Becoming organized
does not
require special skills and it isn't terribly time consuming. (The most time consuming part of it all is consolidating accounts and moving them to one bank and/or brokerage firm.) So, start now! Figure out what you have, simplify your accounts, and move everything online (using strong passwords). Then, you'll experience the joy of achieving financial organization.
CELEBRATE being organized!
It's an important first step to put you on the right path financially and emotionally.
Once you have achieved your "Get financially organized" New Year's resolution, you'll be able to build priorities and goals that give you financial
in your life - where you are
comfortably spending less than you earn. It's that margin - both with your finances and with your time - that allows for a life of happiness, generosity, and low stress. But remember, that isn't your real goal today. Instead, enjoy the small steps you take toward having a clean, simple, organized financial life!
The CAVU Team
David Sylvester, CFA, CFP®
Founding Principal
Nick Foy,
Portfolio Manager
Hilary Disher, CPA (non-active)
Tax Strategist
Plan well. Invest Wisely. Live Richly.
CAVU Wealth Advisors LLC


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High Blood Pressure, which is also known as hypertension is one of the commonly found diseases in men and women. One out of every person in America is a patient of hypertension. And every year more and more are developing this disease.
The risk of developing high Blood pressure increases as men crosses 45 years of age. Obesity, diet, stress, and family history are the main causes of developing high blood pressure.
High blood pressure should be controlled; otherwise it can result into various health problems like heart diseases, kidney diseases, etc. Doctors generally prescribe medications for controlling high blood pressure. But, along with this you can also lower high blood pressure without drugs by making some lifestyle changes.
How To Lower High Blood Pressure Without Drugs
Have a look at the best home remedies to lower high blood pressure without drugs that really show positive results:
Diet plays an important role in lowering high blood pressure. You need to include foods like fruits, vegetables, whole grains, and dairy products with low fat for lowering high blood pressure. Also consider including potassium rich foods.
Sodium levels in body increases with intake of salt. This results in increase in blood pressure levels. So, cutting down salt intake is important if you want to lower high blood pressure without drugs. Doctors recommend hypertension patients taking less than 1,500 mg of salt in a day.
Exercising regularly is also one of the important things to consider for controlling blood pressure. You should exercise regularly for at least 30 minutes every day to lower blood pressure. You can do exercises like walking, jogging, swimming, etc for lowering high blood pressure.
Stress Management
Stress is also one the major causes for high blood pressure. Thus, you should keep stress on check, if you want to control high blood pressure. You can follow various stress management techniques like breathing exercises, yoga, meditation, etc.
Weight Management
Obesity is also one of the important causes of high blood pressure. Maintaining a proper weight is important for controlling blood pressure. Make sure to lose extra pounds, and maintaining waistline.
Quit Smoking
Smoking also results in alleviated blood pressure levels. Smoking not only results in high blood pressure, it also results into many dangerous health problems. So, make sure to quit smoking, if you want to lower blood pressure.
Alcohol Intake
Make sure to lower alcohol intake level. Alcohol intake in small quantities is actually good to lower high blood pressure without drugs. But, if alcohol is taken in more quantity is can actually alleviate blood pressure.
Caffeinated Drinks
You should also control the intake of caffeinated drinks for lowering high blood pressure. Short-term spikes in blood pressure are created even in non-hypertension patient by taking caffeinated drinks. So, it is best to limit your coffee intake per day.
Photo Credits: voedingnu.nl
This post first appeared on The Men's Health Blog | Men's Fitness | Nutrition, please read the originial post: here


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An Oasis for Self Discovery, Self Healing & Self Mastery
Join Liv Anand and a collective of empowered women as we redefine what it means to be a woman in the Aquarian Age.
We are in a personal process and a community process. Elevating ourselves and each other in a sacred container that honors where each woman is at and inspires her to access her strength, purpose and intuitive wisdom, as she aligns to her highest destiny path.
We understand the power and importance of a daily spiritual practice and prioritize self-healing and self-care at the highest level, in order to be of service to our families, communities and planet earth as a whole from a space of generosity and abundance.
The foundation of our community is built upon the ancient teachings and technologies of kundalini yoga, as a way to clear our self sabotaging subconscious minds, strengthen our nervous systems so we can handle the pressures of the times with grace and grit and to cultivate more energy to live, love and work with great joy, clarity and radiance.
We train our bodies to become stronger, our minds to become more focused and our hearts more open, so we can enhance our capacity to be a healing force on the planet and usher in a new consciousness.
Kundalini yoga is a Raj Yoga, a royal path. A path of dignity, nobility, grace and radiance. It is the path of a warrior/warrioress. It requires you to move beyond your preconceived limitations in body and mind, activates your 10 subtle bodies with kriyas (yoga sets) and elevates your mental landscape and creativity through mantra and meditation. This practice will transport you into a life of amplified love in your relationship with Self and others, giving you the stamina to "Keep Up" in these pressurized times.
Monday through Friday Liv Anand teaches a 30 minute Kundalini Yoga practice at 6 AM and all classes are recorded, archived and available for you to access at any time.
For 2019 we are working with an overarching theme of Prosperity and each month there is a new practice with additional assignments and a secondary theme.
This community offers accountability, shared wisdom and an elevated platform from which to take big leaps in the direction of your dreams.
In order to gain maximum benefit from this practice and collective you need to show up. If you are ready for transformation, we would be honored to welcome you into RADIANCE.
This practice is ongoing and you can start anytime
No prior yoga experience required. All body types, belief systems and women welcomed.
With the RADIANCE membership you will also receive 20% off events at LIV.
You can cancel your membership at anytime by emailing Liv Anand at firstname.lastname@example.com
*After you click on the link above to join RADIANCE, click on the Private Facebook Group link and request to join our private Facebook group
Liv Anand Livestreams from her school bus and is real, raw and unedited!
On the occasional event that she can not make it live in the morning for some unforeseen situation, internet issues or travel plans, she will do her best to have one of the ladies in the community sub her classes or she will put up a post as soon as possible and you can practice with the previous day's recording.


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Noah Buhayar
Tuesday, 23 April 2013 07:34 AM
Travelers Cos., the second-largest U.S. commercial insurer, said profit climbed 11 percent in the first quarter as the company made more for every dollar it collected in premiums.
Net income rose to $896 million, or $2.33 a share, from $806 million, or $2.02, a year earlier, New York-based Travelers said today in a statement. Operating profit, which excludes some investment results, was $2.31 a share, beating the $2.02 average estimate of 21 analysts surveyed by Bloomberg.
Chief Executive Officer Jay Fishman, 60, is charging some customers more for coverage and changing policy terms to boost underwriting margins as low bond yields and severe weather pressure earnings. Pricing increases at Travelers and its competitors helped lift the Standard & Poor's 500 Property & Casualty Insurance Index by 32 percent in the last year.
"The fact that the fundamentals are supportive has made it a pretty attractive group," Mark Dwelle, an analyst at RBC Capital Markets, said by phone before results were announced.
Travelers has surged 34 percent in the 12 months through yesterday in New York, outpacing the 13 percent advance for the 30-company Dow Jones Industrial Average.
Fishman said this month that he's focusing on raising insurance rates and serving policyholders rather than lamenting how bond yields and the increased frequency of disasters hurt returns. Superstorm Sandy fueled record claims at the insurer in last year's fourth quarter, 18 months after U.S. tornadoes erased a quarter of profit.
"We are a no-excuses company in a no-excuses industry," Fishman wrote in his annual letter to investors posted on Travelers's website April 9.
Fed Stimulus
The Federal Reserve has held its benchmark lending rate near zero since December 2008 to help stimulate the U.S. economy. The central bank's policy makers, led by Ben S. Bernanke, decided to press on with $85 billion in monthly bond buying until the labor-market outlook has "improved substantially," according to the minutes of the committee's March 19-20 meeting released this month.
The stimulus efforts have expanded the Fed's balance sheet to more than $3 trillion for the first time and lowered borrowing costs for governments, companies and individuals. Ten- year Treasury yields were at about 1.66 percent today after touching a record low 1.38 percent in July.
American International Group Inc., the largest U.S. commercial insurer, is scheduled to report first-quarter results on May 2.
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ROCHESTER —We've lost our tabby cat.
She is black, tan and white and has a line straight down her nose.
Her name is Toffee. We last saw her on Oct. 18. She is wearing a turquoise collar with a bell on it and also a purple flea collar.
We live on Morton Avenue in Rochester. Our phone is 923-4687.
Please, if anyone has found her, could you call us? We miss her very much.
Our cat is missing in Rochester
ROCHESTER —We've lost our tabby cat.