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Best Astrologer in Singapore +91-95826-27501 Pt. Narendra Sharma
We all know that through astrology we can get anything and astrology plays an important role in our life. It is important to know the reasons behind the problems and you can know about the problems by consulting an astrologer- Best Astrologer in Singapore +91-95826-27501 Pt. Narendra Sharma.
Marriage is on the psyches of numerous individuals and there is a trace of affection noticeable all around. But, how would you know whether your partner is genuinely good with you and the relationship is going to work out? Nothing is sure throughout everyday life and you can't expect good outcomes. To ensure the bond and happy married life you need to consult an astrologer.
Love astrology works by looking at the zodiac sign of your birth to the world with that of the crystal gazing sign that best compliments your specific qualities and shortcomings. There are instances of restricting zodiac signs working, yet regularly the astrology report will make reference to that incredible lengths must be taken so as to conquer the distinctions.
With zodiac signs, the foretelling for the day week or month is worked out by a crystal gazer or somebody who knows about how the divination functions. Maybe it is some clairvoyant bond with the universe that permits another person to have the option to anticipate what's to come.
Today, most of the people are facing problems in finding the right and perfect mate. If you are one of them, then don't worry, Pt. Narendra Sharma Ji here who can help you find your perfect mate with the help of love astrology.
One can't deny that there are a few bits of soothsaying love guidance that do make sense and appear to keep running similarly as that of the individual's general character. Take for instance the zodiac sign Aquarius. Most Aquarians are autonomous naturally. They need love compatibility that will balance them out with somebody who will permit them their opportunity, yet give stable limits so they will feel secure.
Pandit Narendra Sharma Ji matches the horoscope of the couple and analyzes the positions of stars and zodiac signs in the birth chart. If he finds something not good in the horoscope then he provides powerful and effective astrological solutions for that particular problem.
You can also contact on –
The UK + 44- 114-360-599
Email- email@example.com


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The federal and Alberta privacy commissioners have jointly issued a report criticizing certain retail industry companies for failing to implement adequate security safeguards for customer information, resulting in privacy breaches. The commissioners were particularly concerned that the companies had (i) collected too much personal information that was not required for business purposes, (ii) used retention periods that were too long, and (iii) relied on weak encryption technology. In addition to being a good example of the need for appropriate security standards, the following case is also a caution against collecting more information than is necessary for transactions and retaining the information indefinitely.
In January 2007, TJX Companies, Inc., the parent company to Winners Merchants Inc. and HomeSense in Canada, issued a press release to announce that it had suffered an unauthorized intrusion into its computer systems that process and store information related to customer transactions. The company stated that the intrusion involved the portion of TJX's computer network that handled credit card, debit card, cheque and merchandise return transactions for customers. The company had alerted law enforcement authorities of the crime, and with the authorities' agreement, had notified its contracting banks, credit card, debit card and cheque processing companies of the suspected intrusion.
Later that month, the Privacy Commissioner of Canada and the Information and Privacy Commissioner of Alberta announced that they would jointly investigate the database breach and how it affected Canadians who shopped at Winners and HomeSense. The joint report was issued in September 2007.
The commissioners stated that the breach involved millions of credit and debit card numbers, as well as other personal information such as driver's licence numbers and addresses collected when customers returned merchandise without receipts. TJX believed that the intruder initially gained access to customer information via the wireless local area networks at two of its stores in the United States and the information was stolen from mid-2005 through December 2006.
The commissioners' investigation found that:
- TJX did not properly manage the risk of an intrusion against the amount of customer data that it collected;
- the company failed to act quickly in converting from a weak encryption standard to a stronger standard;
- TJX did not meet its duty to monitor its computer systems vigorously; and.
- the company did not adhere to the requirements of the Payment Card Industry Data Security Standard, which was developed to address the growing problem of credit card data theft.
The companies collected driver's licence and other identification numbers when unreceipted merchandise was returned as part of a fraud prevention process. While the commissioners agreed that the collection of some personal information from customers is acceptable when merchandise is returned without a receipt (including name and address), the collection of driver's licence numbers was found to not be reasonable in the circumstances.
The company had confirmed that the refund-management system could operate with any unique numeric identifier, and did not require a driver's licence or other provincial identification number. The commissioners suggested that a driver's licence number was not intended to be an identifier for conducting analysis of shopping return habits, particularly as this number is an extremely valuable piece of data to fraudsters and identity thieves intent on creating false identification with valid information.
In addition, these key numbers were retained indefinitely. The commissioners felt this was inappropriate and stated that "organizations should collect only the minimum amount of information necessary for the stated purposes and retain it only for as long as necessary, while keeping it secure." However, the commissioners ultimately accepted the proposal by the companies to temporarily keep driver's licence information but convert it to a new 'hash value' number that would render the actual driver's licence numbers unreadable.
The commissioners urged companies to be vigilant when safeguarding their information. More sensitive information should be safeguarded by a higher level of protection, which could include physical measures, such as locked filing cabinets and restricted office access; organizational measures, such as security clearances and "need to know" access; and technological measures, such as passwords and encryption. The commissioners emphasized that "once in place, security measures must be actively monitored, audited, tested and updated when necessary."
After the release of the joint report, Winners and HomeSense announced that while the companies disagreed with many of the commissioners' factual findings and legal conclusions, they had chosen to implement the commissioners' recommendations, and had already implemented most of them. TJX advised the commissioners that it would convert the driver's licence number obtained as part of its returns policy into a unique identifying number when keyed into the point-of-sale system. The companies also plan to outfit all of their stores with new chip and PIN-capable pads and "expect to be among the first major Canadian retailers fully ready to accept the new, more secure chip and PIN payment cards."
Prior to the release of the commissioners' report, TJX had announced a proposed settlement of the customer class actions arising from the intrusions. The settlement is subject to court approval and other conditions.

subset: commoncrawl


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Smoke's Poutinerie hires Rack & Pinion
Toronto-based fast food chain Smoke's Poutinerie has retained Rack & Pinion Creative, also based in Toronto, as its creative agency of record. The assignment includes digital initiatives, web development, photography and video content creation.
"After learning more about Rack & Pinion's reputation and creative excellence, we were confident this partnership will strengthen our growing profile, given the agency's integrated approach and proven success in producing creative content," said Paula Stephenson, director of marketing at Smoke's Poutinerie. "Rack & Pinion has a clear understanding of our brand identity and we believe their expertise will help propel our business forward."
Rack & Pinion has previously worked with food-related clients including Bento Sushi, BioSteel and Extreme Pita.


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300 Agitating Hot Tank
Viking Blast & Wash Systems has been manufacturing industrial cleaning equipment for 40+ years. Our wash systems have evolved over that time as business and cleaning needs have changed. it's not uncommon to hear in any heavy equipment industry, they don't make them like they used to". With Viking it's just the opposite. We have utilized advances in technology as well as expertise built from listening to our customer's needs. Our engineering staff looks at every aspect of every product we produce to benefit from these advances and knowledge gained to continually improve our products.
With this product enhancement mentality, we make continual improvements, some of which can be seen in our line of Agitating Hot Tanks. The 300 series is one of six standard models we manufacture to cover the unique needs of the washer market, with infinite possibilities in customization available. This group of four washers shipped to a Fortune 100 Company to help them realize their unique cleaning needs.
The 300 Agitating Hot Tank has the ability to clean quickly and efficiently with little to no maintenance. The 300 is offered in both natural gas and electric heat units and can be configured to liquid propane upon request. Capacity ranges from 350 pounds to 4,500 pounds, with the 300 handling 1,600 pounds. The heart of our system is its simplicity in which we move the water, not the parts, eliminating virtually all maintenance. With the augmentation of our highly effective Air Agitation, water penetrates into hard to reach internal and external surfaces, resulting in 50% faster cleaning cycles than with other types of tanks. All models feature double-welded, all steel construction, fiberglass insulated shell and stainless steel insulated lid, and a V-bottom for easy draining and cleaning. Our Agitating Hot Tanks can be equipped with numerous options such as parts baskets for overhead loading, canister filtration and oil skimmer for reduced chemistry changes, and stainless steel components for extended life and reduced maintenance. Our systems will help your organization clean quickly and efficiently.
Viking Blast & Wash Systems offers industrial cleaning solutions for all shapes and sizes of metal parts. To receive a copy our brochure or for additional information on any of our shot blast, wash, or vibratory equipment, please call 1-800-835-1096 or email firstname.lastname@example.com. You can also visit us at www.vikingcorporation.com.
Press Contact:
Chris Harter,
Sales/Marketing Manager


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Perfecto Manufacturing / Marineland 55-Gallon Aquarium Reviewed
- Author tristan
- In 55 Gallon Fish Tanks
- Date December 23, 2015
The 55 gallon APF10556 aquarium tank from Perfecto Manufacturing / Marineland is a nice, classic glass tank suitable for starting your large aquarium setup. It's a glass tank, so it weighs around 60 pounds and will require delicate care when setting up.
Perfecto Manufacturing APF10556 55-Gallon Aquarium Statistics
|55 Gallons
|48" Length x 13" Wide x 20" High
|Type of Habitat
|Aquatic / Reptile
|What's included?
|Distortion free glass, Reef Ready, Fresh and Saltwater suited tank.
|$$ - Good Value Quality Tank.
Once in place, however, it's capable of offering a lifetime of enjoyment and ease of use. For large tanks like this, glass offers the advantage of being easily cleanable as the interior walls get covered in gunk over time. It's a suitable material for any type of setup. Freshwater and saltwater species will be equally at home in this large volume tank.
It is 4 feet long, so you will need a suitable stand capable of supporting both the size and weight of this tank. Never take any chances when it comes to the safety of your fish and your home. One nice thing about a tank of this size is the presence of plenty of room for the addition of décor and plants. It is even an ideal home to start your own coral reef, should you go with a saltwater environment and have an interest in caring for a reef.
Large capacity tanks like this offer room for error when chemical corrections are concerned. As such, it's actually an even more suitable tank for a beginner than a smaller aquarium would be. Pair this bare tank with a filter, pump, heater, and some lights, and you'll be well on your way to an enjoyable aquarium right in your home. Check availability of for the Perfecto Manufacturing 55 Gal APF10556 Fish tank here.
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text: January 8, 2019 – Atlanta, GA – News outlets are reporting that the body of another black man has been found at the home of Ed Buck on January 7th. His name has not been released. Only a picture of his body on a gurney. In 2017 the body of Gemmel Moore, a young black gay man, had also been found at Buck's home. Buck was investigated, but the L.A. County District Attorney's office declined to file charges. In less than two years, two black men are dead, and Buck is free.Read More


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Posted By Rashid Sayed | On 12th, Jul. 2011 Under News | Follow This Author @GamingBoltTweet
GAME have released their Top 10 chart and Zumba Fitness is again in the lead, followed by DiRT 3 and FEAR 3.
Check out the top 10 below.
Contact Us About Us Staff Advertise With Us Privacy Policy Terms of Use Reviews Policy Hooked Gamers Community Policy


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Noise Liturgy
x: LORD, open my lips.
All: And my mouth will proclaim your praise.
(Repeat 3x's)
x: Silence. Movement.
a. At the fullness of time: "Lauds"
b. Then, at the fullness of time: "Terce"
c. Then, at the fullness of time: "Sext"
d. Then, at the fullness of time:"None"
e. At the fullness of time: "Vespers"
x: LORD come to my assistance.
All: Make haste to help me.
x: Movement based on text "Noise" by Jacques Attali
a. Begin white noise after antiphonal response. End at "The trap is closed"
b. Reads text about Noise (see paragraphs below).
c. Begin white noise after antiphonal response. End at "The trap is closed"
d. Begin white noise after antiphonal response. End at "The trap is closed"
e. Begin white noise after antiphonal response. End at "The trap is closed"
x: LORD come to my assistance.
All: Make haste to help me.
x: Play an instrument.
c. Use words and sounds as a sacrifice to God.
X: LORD come to my assistance.
All: Make haste to help me.
x: Have a conversation.
d. Initiate a conversation about a taboo or risky topic.
X: LORD come to my assistance.
All: Make haste to help me.
L: Freestyle and movement
a. Freestyle and movement
b. Freestyle and movement
c. Freestyle and movement
d. Freestyle and movement
e. After antiphonal response, sing a familiar worship song.
X: May the LORD bless us, protect us from all evil and bring us to everlasting life.
All: Amen.
TEXT : noise jacques attali
Beginning in the eighteenth century, ritualized belonging became representation. The musician, the social memory of a past imaginary, was at first common to the villages and the court, and was unspecialized; he then became a domiciled functionary of the lords, a producer and seller of signs who was free in appearance, but in fact almost always exploited and manipulated by his clients. This evolution of the economy of music is inseparable from the evolution of codes and the dominant musical aesthetic. Although the economic status of the musician does not in itself determine the type of production he is allowed to undertake, there is a specific type of musical distribution and musical code associated with each social organization. In traditional societies, music as such did not exist; it was an element in a whole, an element of sacrificial ritual, of the channelization of the imaginary, of legitimacy. When a class emerged whose power was based on commercial exchange and competition, this stabilized system of musical financing dissolved; the clients multiplied and therefore the distribution sites changed. The servants of royal power, despite the occasional efforts of revolutionary institutions, were no longer in the service of a singular and central power. The musician no longer sold himself without reserve to a lord: he would sell his labor to a number of clients, who were rich enough to pay for the entertainment, but not rich enough to have it to themselves. Music became involved with money. The concert hall performance replaced the popular festival and the private concert at court.
The attitude toward music then changed profoundly: in ritual, it was one element in the totality of life; in the concerts of the nobility or popular festivals, it was still part of a mode of sociality. In contrast, in representation there was a gulf between the musicians and the audience; the most perfect silence reigned in the concerts of the bourgeoisie, who affirmed thereby their submission to the artificialized spectacle of harmony-master and slave, the rule governing the symbolic game of their domination.
The trap closed:
the silence greeting the musicians was what created music and gave it an autonomous existence, a reality. Instead of being a relation, it was no longer anything more than a monologue of specialists competing in front of consumers. The artist was born, at the same time as his work went on sale. A market was created when the German and English bourgeoisie took to listening to music and paying musicians; that lead to what was perhaps its greatest achievement-freeing the musician from the shackles of aristocratic control, opening the way for the birth of inspiration. That inspiration was to breathe new life into the human sciences, forming the foundation for every modem political institution.


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ISIS execute 40 civilians in Mosul for 'treason and collaboration' – then hang their bodies on electrical poles as chilling warning to others
Cowardly death cult butchering people in Iraqi stronghold as it so called Caliphate begins to disintegrate
PARANOID ISIS has slaughtered 40 civilians in Mosul for "treason and collaboration" and used chemical weapons that has left people horribly burned, it has been revealed today.
Bodies have been hung on electrical poles in the Iraqi city, the UN Human Rights office says.
They have been left at intersections throughout the areas of the city that the death cult is battling to defend against Iraqi government forces.
Many of those murdered were said to have been tortured to death by electrocution.
Iraqi media are also reporting of one incident where an ISIS fighter became so enraged at his brother's death in battle he stormed into a house and murdered a family of six, including a child.
ISIS has also said it has beheaded six of its own fighters for deserting the battlefield at Kokjali, near Mosul, the UN revealed.
And Human Rights Watch has reported that retreating terrorists have carried out three chemical attacks on the Iraqi town of Qayyarah.
Islamic State fighters are reportedly stockpiling ammonia and sulphur in civilian areas, possibly for use as chemical weapons, U.N. human rights spokeswoman Ravina Shamdasani said.
A mass grave with over 100 bodies found in the town of Hammam al-Alil was one of several ISIS killing grounds, Shamdasani said, citing information gleaned from sources on the ground including a man who played dead during a mass execution.
The public executions were being carried out for "treason and collaboration" with Iraqi forces trying to recapture the city, or for the use of banned mobile phones or desertion.
People with explosive belts, possibly teenagers or young boys, were being deployed in the alleys of Old Mosul, while abducted women were being "distributed" to fighters or told they would be used to accompany Islamic State convoys, she said.
Remains of more than 100 decapitated people were unearthed on Tuesday near Mosul as murderous ISIS troops are chased out of their stronghold.
Related stories
SICK STATEMENTISIS savages execute four 'spies' on a crucifix and throw 'gay man' from rooftop as they face oblivion in Iraqi city of Mosul
mosul ADVANCE HALTEDWaves of ISIS suicide bombers turning battle for Mosul into a 'nightmare' as Iraqi troops struggle to spot jihadis among civilians
'DON'T LET OTHERS SLOW YOU DOWN'Anti-terror cops release guide to surviving deadly Isis attack on Paris attacks anniversary
LAST DAYS OF TERRORISIS jihadists 'crucifying' innocent civilians in Mosul as noose tightens on the depraved terror group
Rows of skeletons without heads were found by Iraqi troops in the grounds of the School of Agriculture on the outskirts of Hammam al-Alil.
Yesterday the terror group issued a hate video showing children executing adults.
This followed a warped propaganda production showing public crucifixions while pensioners and kids forced to murder prisoners.


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Having ended Atletico de Kolkata's four-match winless streak by his stunning header, captain Luis Garcia on Tuesday said the side have got the much-needed confidence as they hit the road for four consecutive away games in the Indian Super League.
"It has given the confidence. We've been playing well and improving but were not able to find the target. But today we got the goal and three points, which was most important thing for me," said Garica, whose 51st minute header sealed the issue against NorthEast United FC in their return leg ISL fixture on Tuesday.
ATK went three points clear of Chennaiyin FC atop the standings to brighten their semifinal hopes but Garcia urged the need to stay grounded and said they're not thinking too far ahead.
"It's important to continue winning games. As we said at the beginning, we will try to win every game and that means no looking further than the next game. Our focus is just on the next game which is in three days' time. Obviously the main target is to play the final. We're just looking forward one game at a time. For us we are to try win every game, not look much further. focus is on the next game only," he said.
The former Liverpool star Garcia did a slight adjustment in his position coming up front in the second-half, something that yielded in the matchwinner as Garica beat NEUFC's Spanish World Cup winner Joan Capdevilla to head the ball into the back of the net.
"It was not exactly a big change. The coach told me to go a bit more higher. So we started pushing up a bit more and started creating more chances," the ATK captain, who was adjudged man of the match, said.
ATK coach Antonio Lopez Habas said they deserved to win three points and pointed out that they have been holding on to the pole position since day one of the league on October 12.
"The most important thing was to get three points. The fixture is very tight. We're on top from the beginning and today it was ninth round we're still at the top," Habas pointed out.
Ofentse Nato had to be substituted by Rakesh Masih in the 83rd minute with a shoulder injury and Habas said the midfielder would still travel with the side.
Habas, however, said their stopper Biswajit Saha has been ruled out for a week.


text: Villa Valentina occupies 70 m2 and can accommodate 4 to 5 people. It is modernly decorated and consists of 2 bedrooms, 2 bathrooms and a spacious terrace with beautiful views to the sea. This villa is the perfect choice for relaxing holidays by the pool, as it offers immediate access to our big pool.


text:
Frankenstein, or The Modern Prometheus
Unabridged Audiobook
Written By: Mary Wollstonecraft Shelley
Narrated By: Various Artists
Publisher: Blackstone Audiobooks
Date: February 2008
Duration: 8 hours 44 minutes
A masterpiece of nineteenth-century Gothic horror, Mary Shelley's Frankenstein also has the distinction of being the first science-fiction novel. Dr. Victor Frankenstein, an ambitious young scientist, is consumed by a fanatic desire to create a living being. He fashions an eight-foot creature and succeeds in animating him but, horrified by his visage, perceives his creation to be a monster and frightens him away. The monster, wandering in search of human companionship, is spurned and repulsed by all he approaches and learns to hate and to kill. He confronts his maker with a terrible choice: unless Frankenstein creates for him a mate, he will go on a rampage of destruction.A subversive tale about the corrupt tendencies in humanity's most "civilized" ambitions, this haunting thriller maintains its hold in the collective imagination centuries after its first publication.


text:
Welcome to the Ohio Certified Volunteer Naturalist Program
After course completion, OCVNs typically volunteer in the following service categories.
What is an Ohio Certified Volunteer Naturalist?
- The OCVN Program
- Ecological Concepts
- The Art of Nature Interpretation
- Exploring Ohio's Watersheds
- Aquatic Life
- Stewardship
- Geology
- Soils
- Plants
- Forests
- Insects and other macroinvertebrates
- Reptiles & Amphibians
- Birds
- Mammals
Volunteer Naturalist Certification Requirements:
- 40 hours of combined classroom and field instruction
- 40 hours of approved volunteer service projects.
- After certification, requires 20 hours volunteer service and 8 hours advanced training annually.
Communication Tools
Below are ways you can use to share news and information with OCVNs from around the state.
OCVN Listserv
The Ohio Certified Naturalist listserv is managed by the statewide office located in the School of Environment and Natural Resources at The Ohio State University. If you have any questions, please send a message to email@example.com, or call 614-292-8603. If you would like to subscribe to the statewide listserv go to: https://listsprd.osu.edu/mailman/listinfo/ocvn
This statewide listserv has members who have completed the OCVN course as well as those who are interested in receiving information on the program. There additional regional listservs for course participants.
Guidelines for OCVN Listserv Use
OCVN listservs are intended for the positive exchange of information pertinent to the OCVN program. The OCVN program is offered by The Ohio State University in partnership with state, regional, and local agencies and community organizations. Because of this, the listservs cannot be used for certain types of information and/or commentary including commercial or political activities, lobbying, or advocacy. The listserv should not be used as a forum to criticize other people, agencies, or organizations. To be removed from the listserv, send a message to:
and put 'unsubscribe' in the subject heading.
OCVN Website
A news section on our website can highlight stories about OCVN accomplishments, new environmental resources, or volunteer service and continuing education opportunities. If you have a news story you would like to share, please send it to Anne Baird at firstname.lastname@example.com.
An events section on our website highlights upcoming activities including continuing education or volunteer service opportunities. If you want to add an event to our calendar, please send it to Anne Baird at firstname.lastname@example.com.


text:
A quick card to show off some of my favorite-as-of-late-paper. These papers are from MME Market Street "Nob Hill." I love the prints in this pad...especially the florals...they remind me of my youth...so I guess they would be considered "vintage..." prints.
The sentiment here is from a very pretty and versatile set-- JustRite's clear "Sentimental Damask Vintage Labels Eight." It is stamped with Versafine Onyx Black ink.
If you like this set, make certain that you order it now...if you have not heard, here's a note from The Stamp Simply Ribbon Store:
Quick Note: Sadly, JustRite has closed its doors. Get these stamps while still available.
We still have in stock a large variety of JustRite products – always reduced!
Find them here: background, clear, cling, small cling, dies, 2014 Christmas Releases.
The added accents are May Art's 1/4" Crochet Ribbon Trim and Seam Binding Ribbon in tangerine (the ribbon matches much better IRL than this photo...).
Check out The Stamp Simply Ribbon Store for all linked supplies.
***Also, I wanted to let you know that I will be taking some time from creating and blogging to move from Africa back to the United States...I will be back ASAP and hope that you will continue to stop by for future posts. Thank YOU!


text:
23 December 2010
Rewrite of:
GN 6 Minimum bid price
GN 13 Broker handling fees
GN 15 Trust scheme mergers
Correction - paragraph 14 of this paper refers to footnote 15 of Guidance Note 15. The correct reference is to footnote 17 of Guidance Note 15
- The Panel invites comments on the 3 draft Guidance Notes attached. The time for comments is open until 4 February 2011.
- Comments or queries can be directed to:
Allan Bulman
Director, Takeovers Panel
Email: firstname.lastname@example.com
- Note that it is Panel policy that submissions may be made public unless the respondent requests confidentiality.
- The Panel will consider all comments and reserves the right to make changes to the draft Guidance Notes in response to comments or otherwise.
- The draft Guidance Notes are a rewrite of existing Notes. They employ principles of simplified drafting. While shorter, the Panel does not intend to give less guidance, but clearer, more concise guidance.
- It has been some years since there was a general review of these areas and practices may have changed. The Panel invites comments on aspects of the Notes that may need updating to accommodate current market practice.
- Comments are also sought on the following issues:
GN 6 Minimum bid price
- The origin of GN 6 pre-dates ASIC RG 163. An option is to withdraw GN 6.
- Do you think the Panel should retain GN 6?
- If GN 6 is retained, it might usefully address whether foreign cash is treated as non-cash consideration for takeover purposes. This has an impact on the minimum bid price rule (s621(3)) and acquisitions outside the bid (eg, on-market acquisitions) (s651A). This issue arose, for example, in the CEMEX takeover of Rinker, which was made in US dollars.1
- Do you think the Panel should state that foreign cash is treated as non-cash consideration for takeover purposes?
- Please state the reasons for your answer.
- GN 6 does not apply to schemes of arrangement. Damian & Rich2 say that schemes are different to takeovers and the minimum bid price rule has no application.
- Do you think there is a policy basis for applying GN 6 to schemes?
- If so, should the policy be modified at all for schemes? One area would be to take into account practical differences (for example, by fixing the date as the date of entry in the merger implementation agreement for the 4 month count). Are there others?
GN 13 Broker handling fees
- Paragraphs 8.1 and 8.2 of the rewrite refer to upper and lower limits for broker handling fees. These have been drawn from the existing GN 13.
- Is the upper limit of 0.75% and $750, and the minimum of $50, still appropriate?
- If not, what should the new limits be, or should there be no stated limits?
- Paragraph 10(a) of the rewrite, based on existing para 23, says that the Panel does not seek to limit when a bidder may first offer a broker handling fee. However, a fee introduced in the last few days of a bid, when the bid might be extended, could create unacceptable circumstances.3
- Should the Panel address this specifically?
- Paragraph 10, like paragraph 25 of the existing Note, says that once a fee is withdrawn, the fee should not be reinstated even on different terms. While linked to paragraph 11.1, the policy for the statement is unclear.
- Is there a good policy basis to continue to adopt this position?
GN 15 Trust schemes
- Footnote 15 reflects the practice that disclosure and approval is required for a responsible entity of the target (or a related body) giving up management rights over the target only if it is a related party transaction.
- Do you agree?
- Should approval be required in all circumstances?
- Paragraph 21 reflects the practice of getting an expert's report not only on the 'fair and reasonable' test but also on 'best interests' test.
- Do you agree?
- Paragraph 26 includes a new reference to s253E of the Corporations Act. This is to the effect that the responsible entity and its associates cannot vote (other than on a resolution for the removal of the RE) if they have an interest other than as a member.
- Is this a useful reference?
1. Revised draft GN 6 Minimum bid price
2. Revised draft GN 13 Broker handling fees
3. Revised draft GN 15 Trust scheme mergers
Attachment 1
Guidance Note 6 – Minimum bid price
- This guidance note has been prepared to assist market participants understand the Panel's approach to the minimum bid price requirement in s621(3).4
- The examples are illustrative only and nothing in the note binds the Panel in a particular case.
- Section 621(3) says:
The consideration offered for securities in the bid class under a takeover bid must equal or exceed the maximum consideration that the bidder or an associate provided, or agreed to provide, for a security in the bid class under any purchase or agreement during the 4 months before the date of the bid.
- The section is "fundamental to the policy and operation of Chapter 6".5
- ASIC Regulatory Guide 1636 also addresses s621(3), and Class Order 00/2338 applies to quoted securities as bid consideration.7 Compliance with RG 163 will generally meet the Panel's policy.
- Section 621(3) applies to both cash and non-cash consideration.
- Section 621(4) requires non-cash consideration to be valued at the time the offer is made. This means the day the bidder starts to post its offers.8
- Section 621(3) applies to the consideration paid for securities within a class.9
Unacceptable circumstances
- In considering whether unacceptable circumstances exist, the Panel looks at whether the policy of s621(3) and s602 has been met. The Panel does not take a technical approach.10 It considers the following factors:
- whether the bid consideration (cash equivalent11) is equal in value to the highest consideration given by the bidder or an associate over the four months before the bid and
- cash equivalence for quoted scrip is usually measured by reference to the weighted average market price12 over 2 full trading days.13 No single sale or quote should be used. If there has been any risk of market manipulation, another basis may be appropriate.14
- The Panel recognises the days needed for printing and dispatch, and generally allows up to 5 business days for printing and preparation prior to posting the documents.15 Thus, the Panel generally will not consider it unacceptable for a bidder to use the weighted average market prices over 2 full trading days ending up to 5 business days before posting the document.16
11. The Panel has a wide power to make orders (including remedial orders) if the minimum bid price principle is contravened.17
Publication History
First Issue 28 March 2000
Reformatted 17 September 2003
Second Issue 12 July 2004 (addition of important note)
Third Issue xx 2011
Attachment 2
Guidance Note 13 – Broker handling fees
- This guidance note has been prepared to assist market participants understand the Panel's approach to broker handling fees.18
- The examples are illustrative only and nothing in the note binds the Panel in a particular case.
- Fees not tied to acceptance of a bid (eg, a telemarketing agent) are not the subject of this note.
- In this note the following definition applies.
- Broker handling fees
- Fees offered by bidders to brokers who solicit acceptances of a bid from their clients. The broker either stamps the acceptance form or initiates the message in CHESS
Excessive fees
- If broker handling fees are excessive, they may create incentives for a broker to:
- pressure shareholders to accept a bid or
- advise shareholders to accept a bid prematurely.
- Broker handling fees may facilitate the acquisition of shares in an efficient, competitive and informed market19 by encouraging the provisions of information to shareholders. It detracts from an efficient, competitive and informed market if shareholders accept for reasons other than price or their best interests.
- Excessive broker handling fees may:
- In considering whether excessive fees give rise to unacceptable circumstances, the Panel considers the following factors:
- whether the fees exceed reasonable compensation for the time and expense incurred in talking to clients about the bid and processing acceptances. In the absence of other factors, the Panel considers a fee up to 0.75% of the consideration payable to an accepting shareholder, capped at $750 for a single acceptance, is generally not unacceptable
- whether there is a minimum amount for a single acceptance. In the absence of other factors, the Panel considers that a minimum fee up to $50 for a single acceptance is generally not unacceptable. A minimum fee may encourage brokers to contact clients with small holdings. Appropriate protections should exist against arrangements such as share splitting which seek to take advantage of any minimum or maximum (see paragraph 13)
- whether the fees are consistent with other types of fees and commissions normally charged by brokers for advisory and transaction-related services. A fee consistent with other types of fees is not likely to create an undue incentive for the broker
- whether different rates of broker handling fees are offered depending on the number of shares in an acceptance (eg, a bidder might offer a higher rate for acceptances of small parcels to encourage targeting of retail shareholders). If a sliding scale is used, the upper and lower ends should come within the guidelines above. Otherwise, sliding scales may create an incentive for brokers to apply more pressure on retail clients, who usually need more protection than institutional clients and
- whether the fees are changed during the bid. In the absence of other factors, the Panel considers that an increase is generally not unacceptable if the fees remain within the guidelines above. If the fees are decreased, this may lead to the same type of pressure as a fee that is available for only a limited time.
Availability of fees
- If broker handling fees are available for only a limited time, they may create incentives for a broker to advise shareholders to accept prematurely. It detracts from the policy of allowing shareholders a reasonable time to consider the merits of the bid if, by accepting early, they may lose the opportunity of considering another bid.23
- In considering the time that broker handling fees are available, the Panel will normally take the following factors into account:
- once the fee is offered, it should generally be available for the balance of the bid period (including extensions unless this has been expressly excluded). The Panel does not seek to limit when the bidder may first offer a broker handling fee
- in special circumstances, the broker handling fee may cease before the end of the offer period
Example: if the bid period has been long and ample notice has been given of the bidder's intention to withdraw the fee.
- once withdrawn, the fee should not be reinstated, even on different terms.
- To reduce concerns about collateral benefits or equal opportunity, the offer of a broker handling fee should expressly:
- not apply to acceptances by the broker or its associates and
- include a term that, by lodging an acceptance for which a fee is claimed, the broker represents that:
- neither it nor its associate is the accepting shareholder and
- the fee will not be passed on or shared directly or indirectly with the accepting shareholder.
- To reduce concerns about share splitting, a bidder may expressly reserve the right to aggregate acceptances for the purpose of determining the broker handling fee payable to a broker if it reasonably believes a person has structured holdings to take advantage of the fee.
- Broker handling fee offers should generally not be subject to a minimum aggregate level of acceptances before a broker is eligible to receive any handling fees. Such a requirement may result in brokers imposing unacceptable pressure on clients once the broker is close to attaining the minimum level.
Disclosure of the fees
- Under the Corporations Act, brokers must disclose to their clients benefits they will receive in connection with advice they give.
- The Panel expects that meaningful disclosure regarding the fees will be made at the time the broker recommends acceptance (or rejection) to the client. Blanket disclosure about the possibility of receiving benefits generally would not satisfy this.
- As well, the fees and terms should be disclosed in the bidder's statement (or supplementary bidder's statement if applicable). It may be appropriate also to announce the fees and terms to the market.
Unacceptable circumstances
- The Panel will consider a broker handling fee offer as a whole (ie, all aspects of it, not aspects in isolation) when determining whether it gives rise to unacceptable circumstances.
- The Panel has a wide power to make orders (including remedial orders), or accept undertakings,24 if a broker handling fee gives rise to unacceptable circumstances. Remedies will be designed to:
- protect the rights or interests of any person or group affected by the circumstances, including target shareholders and actual or potential rival bidders and
- ensure that the takeover proceeds (as far as possible) as it would have if the circumstances had not occurred.
- Remedies may include:
- giving shareholders who accepted after the broker handling fee offer was made the right to withdraw their acceptances
- cancelling contracts resulting from acceptances after the broker handling fee offer was made
- restraining payment by the bidder of the broker handling fee and
- varying the terms of the broker handling fee offer.
- While some of the issues raised in this note may be resolved by splitting the fee with, or passing it on to, the client, this may offend sections 623 or 602(c).25
Publication History
First issue 3 June 2003
Second issue xx 2011
Related material
GN 21 Collateral benefits
Attachment 3
Guidance Note 15 – Trust scheme mergers
Withdrawal and right not to proceed
- This guidance note has been prepared to assist market participants understand the Panel's approach to mergers by listed trusts and managed investment schemes.
- The examples are illustrative only and nothing in the note binds the Panel in a particular case.
- Part 5.126 does not apply to a typical managed investment scheme.27
Trust schemes
- The acquisition of interests in listed managed investment schemes is regulated by s606.28 Accordingly, the acquisition of more than 20% is prohibited unless it falls within s611 or ASIC grants a modification or exemption.
- It is possible to merge managed investment schemes using a trust scheme, which is usually effected by amendment of the constitution following one or more votes of holders in the target. There are generally two types:
- a redemption scheme: this involves the merger of managed investment schemes by one (target) redeeming all the interests of holders except interests held by the other (acquirer).29 Cash or interests in the acquirer may be paid to the former holders in the target as consideration for the redemption. Under a redemption scheme, the target can be delisted before any units in it are issued to the acquirer. This avoids breach of s606 and the need for ASIC modification of item 730 and
- transfer scheme: this involves the merger of managed investment schemes by the transfer to one (acquirer31) of all the interests in the other (target). Transfer schemes cannot be implemented without a vote under s611 item 7. Under item 7,32 votes cannot be cast in favour by persons proposing to acquire or dispose of interests, so this requires an ASIC modification or exemption.33
- Redemption schemes and transfer schemes follow similar procedures. They have a similar effect on holders (perhaps apart from tax consequences) through different mechanisms. The Panel considers that the principles in s602 and the other policies and protections of Chapter 6 should apply to trust scheme mergers and looks at the effect of a scheme against them.
- A trust scheme is similar to a member's schemes of arrangement under Part 5.1. It is as flexible as a members' scheme of arrangement and, like a scheme of arrangement, there are no detailed procedural requirements similar to Chapter 6. Unlike a members' scheme of arrangement, a trust scheme is not supervised in the same way by the court or ASIC.34
- The Panel does not hold the view that a managed investment scheme can be taken over only under a bid. However, it does hold the view that trust schemes should be governed by similar policies and protections35 as in Chapter 6. This is similar to the policy that courts apply when considering section 411(17) in connection with a members' scheme of arrangement.36 Moreover, as there is no court or ASIC supervision, more direct and prescriptive protections for holders should be provided.
Unacceptable circumstances
- The Panel considers that trust schemes involving listed managed investment schemes come within its powers under Part 6.10 because they affect control of the target37 and involve acquisitions of substantial interests: s657A(2).
Section 602
- To reduce the likelihood of a trust scheme giving rise to unacceptable circumstances the following should be considered.
Differential treatment
- A trust scheme may provide that holders are to be treated differently.38 If it does, the scheme would be likely to be contrary to s602(c) unless the different treatment was approved by properly informed and constituted meetings of holders (and this may require meetings of sub-groups of holders).
- Differential treatment may also create a collateral benefit. To address this:
- the acquirer can undertake that neither it nor its associates will acquire interests outside the scheme or, if acquired, it will increase the scheme consideration to match39 and
- the trust scheme should meet the following principles from Chapter 6:
- all interests in the relevant class, or the same proportion of each holding, should be acquired and on the same terms (excepting those already held or to be acquired on approved or exempted different terms)40
- the 4-month minimum bid price rule41 and
- no escalators, discriminatory conditions or unapproved collateral benefits.42
- The notice of meeting should meet disclosure standards comparable (as applicable to the trust scheme43) to requirements under:
- The standards involve overlap and, of course, information need not (and should not) be repeated to satisfy each.
- The standards would normally require the scheme notice to include:
- a statement of the effect of the scheme on the responsible entity of the target, its related bodies and their directors, if different to holders in general
- the voting intentions of the responsible entity of the target, its related bodies and their directors
- from each of the directors of the responsible entity for the target, either:
- a recommendation as to how holders should vote, giving the reasons or
- the reasons why a recommendation is not made
- any voting exclusions
- any collateral transactions or benefits proposed or already provided and
- a statement of whether (and how) the scheme would not comply with Chapter 6 (were it a bid on similar terms).50
- As well, there should be proper disclosure of:
- securities being retained by the acquiring entity, its related bodies and their nominees
- any differential treatment of holders in the scheme
- how and why the classes have been constituted
- the reasons for the voting exclusions (if any) and
- the approvals required to implement the scheme.
- Disclosures made on behalf of the acquirer should be clearly identified as such and state that the acquirer consents to those statements being included in the form and context in which they appear.
- If missing, corrective or updating information is required, it should be given to ASX by supplementary notice with a copy to ASIC as if ss643 and 644 applied.51
Independent expert
- The scheme notice should also contain a report by an independent expert.
- Although an expert's report is only required in a bid (scheme) if the acquirer and the target have a shared director or the acquirer has over 30% voting power in the target (in a class), 52 the requirement in all cases for a trust scheme is supported by practice, the absence of judicial or ASIC scrutiny, and the fact that every trust scheme is recommended by the responsible entity of the target even though it has an interest because its management rights are affected.
- The report should state:
- whether, in the expert's opinion, the terms of the trust scheme are fair and reasonable for the holders of the target other than the acquirer and its associates53
- the expert's reasons for forming that opinion (taking into account acquisitions by the acquirer and its associates in the past 4 months) and
- the particulars required by s648A(3).
- A trust scheme generally requires a special resolution under s601GC to amend the constitution. No holders are excluded from voting by s601GC.
- If the trust scheme is a transfer scheme, an ordinary resolution under s611 item 7 is also required. Acquirers and their associates are excluded by item 7 from voting in favour of the resolution (they may vote against it).54 ASIC RG 74 expounds the principle that the vote should be only by those holders who will not gain from the transaction (other than as ordinary members) and who are not acting in concert with those who will.55 This would capture vendors.
- If other statutory or ASX Listing Rule approvals are required, voting exclusions may apply.
- In a members' scheme of arrangement, for example, only members whose interests are affected by the scheme in the same way vote together. The Panel would expect the holders voting on a trust scheme to be constituted into appropriate classes with appropriate voting exclusions.
- The trust scheme should be subject to a condition that it will only be approved if the resolution is passed disregarding any votes cast in favour56 by:
- the acquirer and its associates
- the responsible entity of the target and its associates (other than related fund managers)57
- any person excluded from voting under another statutory or listing rule approval requirement (these units should only be voted against the resolution if permitted by the statute or listing rules) and
- any person who should be treated differently under the trust scheme from the general body of holders (agreement to the trust scheme by such person needs to be obtained separately).
- Interests voted but disregarded, and interests of related fund managers voted, should be separately recorded so their impact on the result can be assessed.
- Votes may be cast in favour58 in respect of interests held subject to fiduciary or statutory duties owed to 'independent' persons (eg, a responsible entity, a superannuation fund trustee or a life insurance company) even though the holder may be an associate of the acquirer. The Panel expects the holder to comply with s601FC(3) or s52(2) of the Superannuation Industry (Supervision) Act 1993.
Defeating conditions
- Trust schemes should:
- Any undertakings given in relation to a trust scheme to meet the policies and protections of Chapter 6 or Part 5.1 must be capable of direct enforcement by holders (eg, as in a deed poll in their favour) .59
Withdrawal and right not to proceed
- Applying the policy of s631, the Panel expects that, if a person announces a trust scheme, the person will proceed and be able to meet their obligations under it.
- However, it may not give rise to unacceptable circumstances to withdraw from a trust scheme after it is announced, if the withdrawal:
- is timely (and announced in a timely way) and
- is based on a prescribed occurrence60 or a condition included when the trust scheme was first announced.
- The Panel has a wide power to make orders (including remedial orders) if a trust scheme gives rise to unacceptable circumstances, including cancelling agreements.
Publication History
First Issue 7 April 2004
Second issue xx 2011
1 In Rinker Group Limited 01 [2006] ATP 35, the Panel did not need to decide (and did not make a finding) whether CEMEX's offer in US dollars offered a "cash sum" for the purposes of Chapter 6 on the basis that CEMEX gave an undertaking to the Panel that it would not purchase or arrange to purchase Rinker securities for Australian dollars outside the bid during the bid period
2 Schemes, Takeovers and Himalayan Peaks, 2nd edition, para 6.5.5. See also Ranger Minerals Ltd (2002) 42 ACSR 582, Anzon Australia Ltd [2008] FCA 309
3 This was an issue in Aurion Gold Limited [2002] ATP 13
4 References are to the Corporations Act 2001 (Cth) unless otherwise indicated
5 Email Limited (No 3) [2000] ATP 5 at [39]
6 RG 163: "Takeovers: Minimum Bid Price Principle - s621" (issued 19/12/00)
7 Similar relief may be available on case by case basis for unquoted securities: RG 163.21
8 For an application of this, see Rinker Group Ltd [2006] ATP 35 at [32]
9 Skywest Ltd [2004] ATP 10 at [63]: "… The policy underpinning subsection 602(c) requires equality of opportunity between holders of bid class securities; it does not extend to requiring equality of opportunity between different classes of securities, such that holders of Skywest shares should be able to receive equal consideration to that received by Convertible Note holders…."
10 In GoldLink IncomePlus Ltd 02 [2008] ATP 19 the Panel declined to make a declaration where the pre-bid agreement was amended so that no higher consideration could be paid to the pre-bid acceptor than under the bid. See also Normandy Mining Ltd 06 [2001] ATP 32, GasNet Australia Ltd [2006] ATP 22
11 In Email Limited (No 3) [2000] ATP 5, the valuation of preference shares as part consideration under a bid was taken as the midpoint of the range
12 See also RG 163.22
13 See also RG 163.31
14 This may warrant ASIC relief
15 If the bidder is offering quoted scrip, the bidder's statement must include 'the market price per security': s636(1)(h)(ii). ASIC also allows 5 days: RG 163.10 and Class Order CO 00/2338, which has modified s621 so a bidder can value target securities over 2 full trading days ending up to 5 business days before the date of the bid
16 Taipan Resources NL (No 10) [2001] ATP 5 at [104]
17 In Taipan Resources NL (No 9) [2001] ATP 4 the Panel ordered shares acquired in contravention of s606 to be divested, one basis being that the acquisition would have required an increased bid price under s621(3). See [2001] ATP 4 at [49]
18 A similar approach may be taken in respect of other fees offered in other types of control transactions
19 Section 602(a). Unless otherwise indicated, references are to the Corporations Act 2001 (Cth)
20 Acquisition of shares in an efficient, competitive and informed market: s602(a). Reasonable time or enough information to assess the bid: ss602(b)(ii) and (iii). Equal opportunity to participate in any benefits: s602(c)
21 Collateral benefits not allowed: s623. Minimum bid price requirement: s621(3). See also GN 6; Taipan Resources NL (No. 10) [2001] ATP 5 at [89]-[90]
22 The Corporations Act regulates a broker's dealings with clients: for example, s945A
23 Normandy Mining Limited (No 5) [2001] ATP 29 at [22]
24 For example, AurionGold Ltd [2002] ATP 13. In Ausdoc Group Limited [2002] ATP 9 the Panel accepted undertakings that a break fee would not be claimed or paid
25 Similarly, if the broker or its associate is the accepting shareholder
26 Arrangements and Reconstructions. References are to the Corporations Act 2001 (Cth) unless otherwise indicated
27 It is not a company, foreign company or non-company to which Part 5.1 applies. Holders are typically not members or creditors of the trustee
28 Because of the application of chapter 6 to managed investment schemes: see s604. They are also regulated by chapter 5C
29 A variation would involve the target issuing units to the acquirer, which may be done after the target is delisted to avoid a breach of s606
30 If the managed investment scheme is "non-liquid" (s601KA(4)) compulsory redemption would generally not meet Part 5C.6 and would require ASIC relief (s601QA)
31 Responsible entity of the acquirer would hold the interests: s601FC(2)
32 Item 7(a). See also Village Roadshow Ltd v Boswell Film GmbH [2004] VSCA 16
34 In some situations judicial advice is sought as part of a trust scheme
35 This formulation reflects the relationship between the policies in s602 and the procedures and prohibitions in the remainder of Chapter 6 (except Part 6.10). See also Catto v Ampol (1989) 7 ACLC 717, per Kirby P at 720
36 Re Archaean Gold NL (1997) 15 ACLC 382, Catto v Ampol (1989) 7 ACLC 717, Nicron Resources Ltd v Catto 10 ACLC 1186, Re Ranger Minerals Ltd [2002] 20 ACLC 1769
37 Chapter 6 extends to listed managed investment schemes: s604
38 Relief by ASIC from s601FC(1)(d) may be neecessary
39 This undertaking should apply at least from the date of the notice of meeting until the scheme is implemented or rejected. Note however, that adjustment of the scheme consideration may require the documentation to be amended, limiting how close to the scheme meeting this could occur
40 ss618(1) and 619
41 ss621(3), (4) and (5) as modified by ASIC CO 00/2338. The date the scheme notice is sent to holders is treated as "the date of the bid" under s621
42 ss622, 623, 627, 628 and 651A. Benefits include those given to the responsible entity of the target or a related body in exchange for giving up management rights over the target would require disclosure, and perhaps approval (eg, if a related party transaction) but see s253E. The date the scheme notice is sent to holders is treated as the start of the "offer period" under s623. The "offer period" is treated as ending immediately after the meeting. As for s629, see paragraph 29(b)
43 The standards are not a Procrustean bed (ie one size fits all)
44 All information needed to fully and fairly to inform holders of the nature of the proposed resolutions and enable them to judge for themselves whether to attend the meeting and vote for or against the proposed resolutions: see Bulfin's Limited v Bebarfald (1938) 38 SR (NSW) 423 at 440; Fraser v NRMA Holdings Limited (1995) 55 FCR 452 at 466
45 For example, if there is to be a special resolution to amend the constitution
46 All the information known to bidder (target) which holders of bid class securities and their professional advisers would reasonably require to make an informed decision whether to accept the bid
47 All the information (not already disclosed) known to the acquirer and the target that holders of units in the target trust and their professional advisers would reasonably require to make an informed assessment whether to vote in favour of the scheme
48 The effect of the proposal, the interests of the directors and the effect of the proposal on those interests and any information which is material to a decision whether to agree to the proposal which is within the knowledge of the directors and has not already been disclosed to the members. It must also include the information in Schedule 8 to the Corporations Regulations
49 See ss636(1)(g) and (ga), Class Order 01/1543, ASIC RG 60 at [60.7-60.8]
50 Ranger Minerals at [45] (scheme of arrangement); Nicron at 235 (reduction of capital)
51 Cleary v Australian Co-operative Foods Ltd (1999) 32 ACSR 701
52 s640; Schedule 8 clause 8303
53 It is also not uncommon for the expert to opine on whether the transaction is in the best interests of holders
54 On the meaning of the voting restriction, see Village Roadshow at [15]-[18]
56 Eg, ss256C(2)(a) and 257D(1)(a). See Re Tiger Investment Company Ltd (1999) 33 ACSR 438, Village Roadshow
57 Section 253E provides that the responsible entity and its associates cannot vote (other than on a resolution for the removal of the RE) if they have an interest other than as a member
58 unless a specific prohibition applies
59 Archaean Gold
60 ss652C(1) and (2)


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Brother Josh McWilliam has been hard at work getting a new and improved website up for the Pi Chapter for both Elders and Actives to access information, news, etc. The new website is: http://www.pizetes.org/
We are working to automatically direct the old ourpi.org site (no longer functional) to this new URL as well. Note that the following are available on the new website:
- Interesting history of the Pi and Zeta Psi
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- Donate button – pay your annual dues & donations online!
- Private "My Pi" member area (register online)
Note that Josh also converted over the existing ouRPI email distribution list so everyone can continue to receive the occasional notices and announcements.
Thanks again to Josh for all of his hard work on the site!


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Well it is official............I had to retire my very first pair of running shoes! It is hard to believe that after 35 years of gym shoes, that these would be the first pair I could actually call running shoes!
Even though these are now retired, I am going to be keeping them around for a long time. They will be the perfect reminder of how exercise is now a permanent part of my day to day routine. These were even the shoes I wore in my first 5k!
I started running eight months ago and have really come to enjoy it. When I started back in June, I couldn't even run around the cul de sac. Who would have thought that today I would be running three to five miles each time I head out.
Hopefully my new pair of running shoes will take me through my half marathon training!
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I still can't believe how fast each year goes by, so I wanted to make a summary post to highlight the monthly events and places I've been to in 2015. January: London, UK I went to London with Bram and two of our friends to celebrate post Christmas and New year. We enjoyed the most… Continue reading My review of 2015: top places and events
Category: My Travels
Thrown back to my Paris trip in October
As one of the most touristic cities in the world, also being one of the most beautiful cities in the world, Paris has a lot to offer: its history, museums, atmosphere, fashion, food, and the Parisians. People never stop talking about Paris, but lately, I guess people talk about Paris also for a different reason… Continue reading Thrown back to my Paris trip in October
When in Rome, eat as the Romans do
Like I mentioned in the previous post, one of our friends who lived in Rome for about a year gave us a lot of recommendations before we went to Rome. We didn't try everything on the list he gave due to the limited time we had in Rome, but the ones we tried I included… Continue reading When in Rome, eat as the Romans do
First time in Rome
Two weeks ago, I went to Rome with my parents and Bram. After living in the Netherlands for 5 years now, my parents wanted to visit me and spend their holiday in Europe for the first time. We agreed to go to Paris, Rome and of course stay in the Netherlands for a week. Bram… Continue reading First time in Rome
My London trip— Markets in London
So, here it comes the second post of my London trip. I will talk about some of the markets we have been to in London. 1. Camden town Website: http://www.camdenmarket.com/ How to say it, Camden Town, it is weird, but it is COOL. Alongside the streets, you see all kinds of shops selling clothes, souvenirs,… Continue reading My London trip— Markets in London


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There's so much fun planned out in October in the TG world. I will try to keep my calendar as updated as possible for where I'll be and when I'm available for makeovers. I'm particularly excited for the Glamour Boutique's Halloween Party planned for 10/28.
It will be held at the Indian Meadows Country Club. Many of you may remember the venue from the days of Club Femme. It's a beautiful facility, conveniently located in Westborough, and privately set back from Route 9. There are also private rooms to change clothes or do makeup, and I will be available for makeovers on site as well. Paula Howard will be DJing the party, I'll be bringing lots of Halloween treats, and John Warrener is arranging some other festive activities.
The party celebrates not only Halloween, but also marks Glamour Boutique's 15th year in business. Over these last 15 years, Glamour Boutique has served many in the community, and opened doors for people just venturing out of the closet. My sincerest hope is that there will be many people attending to help celebrate. For a VIP pass, just drop in at Glamour Boutique in Auburn!


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