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KU came into Hilton Coliseum as boys — but left Iowa State as men
Like strong rum and eggs in the morning, Hilton Coliseum puts hair on your chest. It's the biggie, the pit, the belly of the beast, Purgatory in concrete. Allen Fieldhouse may be the loudest venue in college basketball, but 1700 Center Drive, if you're a visitor, is among the straight-up nastiest.
If the Phog is college basketball's Fenway, Hilton is its Citizens Bank Park: Ear plugs are nice, but hard hats are better. Welcome to Ames, where God-fearing, courteous people walk through those doors and transform into banshees, insane with rage.
Andrew Wiggins may never see that many angry grandmothers again in his entire adult life. If he's lucky.
When the Cyclones are right — and under coach Fred Hoiberg, they most certainly are — a visiting team doesn't so much win at Hilton as escape. Escape, look back and laugh.
Kansas 77, Hilton Magic 70. You take it, get the heck out of Story County, and deal with the aesthetics later.
Lawrence tests your will. Ames tests your manhood. At the 13:31 mark of the second half, the hosts had been whistled for seven fouls to Kansas' 14. KU had gone to the stripe six times to Iowa State's 17. With 12 minutes to go in the contest, the Cyclones were in the bonus.
For the evening, Iowa State (14-2, 2-2 Big 12) went to the stripe 34 times. Kansas (12-4, 3-0) went 19 times — and every one of them, to the audience at hand, was a crime against humanity.
It's all part of the charm. Part of the test.
See, there was a method to Bill Self's madness, all those non-conference games from Hell.
Monday night was the reason.
Because there would be games in Ames where the locals are snarling God knows what; games in Stillwater in which you won't be able to hear yourself; games in Manhattan where the angst will be palpable enough to cut with a small knife.
Legendary seasons along Naismith Drive are defined by legendary runs in March, and legendary runs in March are defined by clutch backcourt play and steel spines all around. Blowing the roof off the Phog is nice — expected, even — but you don't get to take the decibels and the ghosts and the banners in the rafters with you to the Big Dance. In Bracketville, you're on your own.
If you're good, it's you against the world for a fortnight. If you're great, it's you against the world for a month. You want the month.
It's about toughness. It's Wiggins posting the quietest double-double (17 points, 19 rebounds) of the season. It's freshman Joel Embiid (16 points, nine boards, five blocks) changing shots and momentum with the flick of a mighty wrist. It's point guard Naadir Tharpe keeping the wheel steady (four assists) with one hand amid the chaos while tossing daggers (23 points, three treys) with the other.
"I love the guy," Self told reporters after the tilt, "but I could kill the kid every other game."
It's about patience. In a home loss to San Diego State — No. 10 San Diego State, it should be noted — on Jan. 5 that elicited the usual hand-wringing, the Jayhawks were outrebounded in their backyard by 12 and allowed the Aztecs to connect on three of their eight attempts from beyond the arc.
In the three Big 12 contests since, Kansas has out-boarded the opposition by an average margin of 11.3 per game, and Jayhawk foes are shooting just 11 of 55 from beyond the arc, or a clip of 20 percent.
Which, when you add it all up, is an awfully good formula for winning on the road. Hell, winning anywhere.
But especially there. The Cyclones are one of America's strangest matchups, essentially answering the age-old question of what would happen if you trotted out a starting lineup with five strong, rangy, multifaceted small forwards.
It's a nod to the mid-major approach, only with an NBA twist. The guards post you up and the bigs stretch you out and let fly from the arc. Everybody rebounds, everybody passes, everybody can shoot from just about any spot on the floor. Of course, it sometimes means a quick shot and nobody crashing the boards; Wiggins had snatched a dozen rebounds by halftime.
There were other, more telling snapshots, too. With 17:56 left in the game, one of those aforementioned stretch-post types, 6-foot-7 Georges Niang, set up from the top of the 3-point circle and let loose. Embiid, the 7-footer, went with him, a matchup Hoiberg likes. The KU big man deflected the jumper before it was barely out of the Iowa State forward's hands, his fourth swat of the night.
After being whistled for his second flagrant foul in as many games — the wrong kind of street cred to establish with Big 12 officiating crews — Embiid was challenged by the coaches to make a statement over the final 20 minutes.
Out went the crayons.
In came the hammer and chisel.
"I don't know," Self said after the contest. "Maybe they're growing up."
You can follow Sean Keeler on Twitter @seankeeler or email him at firstname.lastname@example.com.


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Professional weld cleaning without toxic pickling chemicals!
free demonstration in your company
Trade-in of your old device
free test device for 14 days
free replacement during a repair
priced extremely attractive demonstration devices in stock
particularly favorable financing and leasing offers
Unser Verfahren ist geprüft und getestet!
Before – After
Read what our customers say
The TIG-MAX XT is faster and gives better results than other methods.
A small, lightweight but very powerful device, we are excited.
Since we have been using the TIG-MAX XT, we no longer have any white edges after cleaning, so we do not need to re-treat them!
We use the TIG-MAX XT in 3-shift operation. The device always delivers full power and is consistently ready for use.
It's fast and easy to use, and above all, I can let even inexperienced employees work with it without having to worry about employee safety!

subset: commoncrawl


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This privacy notice provides you with details of how we collect and process your personal data. By providing us with your data, you warrant to us that you are over 13 years of age. Oxford May Music of 19 Danvers Road London N8 is the data controller and we are responsible for your personal data (referred to as "we", "us" or "our" in this privacy notice).
Our Contact Details
Oxford May Music (Registered Charity 1142241)
Email address: firstname.lastname@example.com
Postal address: Oxford May Music, 19 Danvers Road, London N8 7HH
It is very important that the information we hold about you is accurate and up to date. Please let us know if at any time your personal information changes by emailing
Personal data means any information capable of identifying an individual. It does not include anonymised data.
Communications Data: We will collect basic personal information and contact details about you (e.g.name, address, telephone number and email address) when you sign up to our mailing lists, book tickets for our events or join our records as Friends of the Festival. We may also collect information when you voluntarily complete surveys, provide feedback, and communicate with us directly regarding the festival.
Marketing Data: We will only contact you for marketing purposes if you have given consent to join our mailing list. If you have given your consent we will send you information about festival events, news, fundraising or volunteering. We do not share our mailing lists with third parties, although we may occasionally include information from third parties in our communications (for example a related local music event).
Fundraising: We will only contact you for fundraising purposes if you have given consent to join our mailing list. We will keep records of memberships and donations to thank and communicate with our Friends and Donors and to claim Gift Aid from HMRC. We do not record your banking details.
Sensitive Data
We do not collect any Sensitive Data about you. Sensitive data refers to data that includes details about your race or ethnicity, religious or philosophical beliefs, sex life, sexual orientation, political opinions, trade union membership, information about your health and genetic and biometric data. We do not collect any information about criminal convictions and offences.
We will only use your personal data for a purpose it was collected for or a reasonably compatible purpose if necessary. In case we need to use your details for an unrelated new purpose we will let you know and explain the legal grounds for processing. We may process your personal data without your knowledge or consent where this is required or permitted by law. We do not carry out automated decision making or any type of automated profiling.
We may use third-party providers for ticketing (currently Tickets Oxford) and email marketing. Your booking details (e.g. name, address, email and mailing list consents) will be collected by us in order to administer our events. These details will however not be added to our mailing lists without your explicit consent.
Our partner providers comply with General Data Protection Regulations and you should review their Privacy Notices when inputting your personal data.
We may receive data from third parties such as analytics providers such as Google based outside the EU, advertising networks such as Facebook based outside the EU, and search information providers such as Google based outside the EU, and providers of technical, payment and delivery services.
Our lawful ground of processing your personal data to send you marketing communications is either your consent or our legitimate interests (namely to continue to run the charity and put on an annual science and music festival).
Under the Privacy and Electronic Communications Regulations, we may send you marketing communications if (i) you made a purchase or asked for information from us about the charity and the festival, or matters relating to the festival and the objects of the charity; (ii) you have agreed to receive marketing communications and you have not opted out of receiving such communications. Under these regulations, if you are a limited company, we may send you marketing emails without your consent. However you can still opt out of receiving marketing emails from us at any time by contacting us.
If you opt out of receiving marketing communications this opt-out does not apply to personal data provided as a result of a contractual agreement. (For example if you opt-out of receiving marketing communications, but an event for which you hold tickets is cancelled, we will contact you to communicate with you about that specific event.)
We may have to share your personal data with the parties set out below:
• independent/ outside providers (e.g. the venue providers and third parties) who may provide assistance and services to us
• Professional advisers including lawyers, bankers, auditors and insurers
• Government bodies that require us to report processing activities.
We require all third parties to whom we transfer your data to respect the security of your personal data and to treat it in accordance with the law. We only allow such third parties to process your personal data for specified purposes and in accordance with our instructions.
Countries outside of the European Economic Area (EEA) do not always offer the same levels of protection to your personal data, so European law has prohibited transfers of personal data outside of the EEA unless the transfer meets certain criteria.
We have put in place security measures to prevent your personal data from being accidentally lost, used, altered, disclosed, or accessed without authorisation. We also allow access to your personal data only to those parties and partners who have a need to know such data. They will only process your personal data on our instructions and they must keep it confidential.
We will only retain your personal data for as long as necessary to fulfil the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements. When deciding what the correct time is to keep the data for we look at its amount, nature and sensitivity, potential risk of harm from unauthorised use or disclosure, the processing purposes, if these can be achieved by other means and legal requirements. For tax purposes the law requires us to keep basic information about our patrons (including Contact, Identity, Financial and Transaction Data) for seven years after they stop being customers.
Under data protection laws you have rights in relation to your personal data that include the right to request access, correction, erasure, restriction, transfer, to object to processing, to portability of data and (where the lawful ground of processing is consent) to withdraw consent. For further information, to change your details or withdraw consent please contact
Our website may include links to third-party websites, plug-ins and applications. Clicking on those links or enabling those connections may allow third parties to collect or share data about you. We do not control these third-party websites and are not responsible for their privacy statements. When you leave our website, we encourage you to read the privacy notice of every website you visit.
May 2018


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Welcome to Wisechoice Agency, we are a professional agency based that is London based, providing a wide range of services across the UK. We specialise in Au-pair & Nanny placements that are live in or live out in the London area. We also supply friendly dommestic & commercial cleaners in London who are all fully vetted, police checked & insured. Wisechoise agency can assist you with your party by providing you with the very best in party help, whether you are looking for waitreses or waiters, general party help or after party cleaning we can help anywhere across London.
Please note we can also try to assist you with any other requirements you may have, we are very flexible to your needs.
Contact Details
- Wise Choice Agency
- Pinner, Middlesex
Pinner, North West London
Reviews and Ratings
We do not have any reviews about Wise Choice Agency available right now.


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Cookies & Cream Popcorn
This variant is currently sold out
Oreo Popcorn
Sweet Cream popcorn coated in REAL white chocolate with Oreo Cookie crumbles mixed in.
We apologize, but we do not ship chocolate products in summer as they melt during transport. If you're local (KC area), give us a call & we'll work out alternate delivery method.


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American Express Business Gift Card Billing Address Amex Use Online Activation Zip Code Visa Usa Basic Prepaid
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You could then either hunt for company cards or even Choose the Business or Cards category. Once you paint your cards with luxury and tasteful layouts, you ensure the section of the people. Our have the best quality on the current market today. Folded business cards not just allow you to distinguish yourself from the , however in addition they make it possible for you to add more messaging and images.
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F/H Block's ADP has spent yet another week in the UK Top 20 with 'Bestie' (Yungen ft. Yxng Bane).
His work on the track saw Yungen achieve his first ever top 40 charting single, and 'Bestie' has been featured in Spotify's 'Hot Hits UK' playlist, as well as being on the A list for BBC Radio 1Xtra.
Congrats to ADP!


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Can you improve upon perfection?
Reese's Peanut Butter Cups are the perfect blend of chocolate and peanut butter, but it looks like the Hershey Company has another trick up its sleeve—peanut butter cups filled with Reese's Pieces, according to Eater.
This all started with a "leaked" photo of packaging of Reese's Peanut Butter Cups filled with Reese's Pieces. The leak said the product would be available in July.
There's certainly something to this because the company has responded with a social media campaign called #Cupfusion. Here's what a spokesperson told Mashable:
"In response, Reese's launched a #Cupfusion social campaign that teases the validity of the rumors and their Facebook and Twitter feeds have been flooded with thousands of comments from the brand's most loyal fans, begging for the rumors to be true.
Fans still aren't sure whether it's true or not, but Reese's will be addressing the #Cupfusion soon – stay tuned…"
So while there's no actual confirmation that the product will launch this summer, it certainly sounds more than plausible.


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Technology driven. Healthcare focused.
Cadre Health exists to make healthcare more efficient, effective, and seamless for everyone. We envision a future in which technology supports a better healthcare ecosystem for patients and providers.
We empower hospitals to deliver the right care at exactly the right time.
To that end, we design, discover, develop, and distribute technology to improve facility operations, health outcomes, and overall experiences throughout the care continuum.
We reimagine current processes for better outcomes and experiences. Then, we turn our big ideas into practical solutions.
We monitor the market for promising technology solutions and build strong relationships with peers in the health tech space.
We identify pervasive hurdles in healthcare and build intuitive custom software products to overcome them.
We supply our partner health systems and facilities with technology solutions tailored to their unique challenges.
Strategic Partners
Get In Touch
Are you a tech entrepreneur, investor, or healthcare professional looking to drive innovation in healthcare? Discover how you can be a part of the next Cadre Health initiative.


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Lawmakers polled on session to address coastal management
From Sean Cockerham in Anchorage --
House Speaker Mike Chenault's office said it hopes to know by the end of the day if there's enough support among House members for a special session on coastal zone management.
Both the House and Senate have been polling their members to gauge interest. Senate President Gary Stevens is having knee surgery today, and some senators are traveling, so the Senate doesn't expect to have the results of its poll until tomorrow.
But if the House agrees to a special session the Senate is likely to go along, as there's more interest among senators in the issue.
The Legislature needs two-thirds support of its members to call itself into a special session. Legislators said they might go into special session as early as next week if there's enough support.
The state's coastal zone management program expires next month if nothing is done.
Supporters of the program say it's needed to influence federal development decisions and to give local communities more of a say on development issues. The state would also lose $2.5 million in federal grant funds if the program is allowed to expire.
The Legislature failed to come up with a compromise on the issue in its previous special session that ended earlier this month.
The House voted down a proposed deal in part because of concerns about how much emphasis "local knowledge" was being given in an advisory board that would review coastal management issues.
The House and Gov. Sean Parnell also wanted the governor to be able to remove a board member at any time, rather than having to show cause.
The role of the board has been a hugely contentious issue in the Legislature, with Arctic coastal communities wanting a greater voice on offshore oil development in their areas and the oil and gas and mining industries wary of it being a hurdle for projects.


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They hold it all together as i stand back in envy
Is there a hurting heart behind that smile?
A world of hurting hearts
A few broken generations
"it's not safe, stay away from
Follow me's are everywhere
In a world that lacks commitment
You very quickly learn to justify your actions so follow the truth"
But it seems like they've got it all and all i have is you
They've got it all i have is you. wait
How can i entertain these thoughts of a life with out you?
I'm loosing my mind and with that the love of my life
I step out my door to a beautiful day
And a world full of hate but i still hold on to a hope for you and me
Yeah i still hold on to this foolish hope
Take it or leave it it's only a matter of life or death


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After ♠A lead and sight of dummy I was quite certain my partner has taken 2NT as natural, so the question is if I could and/or should tell my LHO on the other side of the screen what has happened to avoid further damage.
The defence was: ♠A, ♥9-♥J-♥Q-♥2, ♠ to ♠Q, then ♠K and a diamond let me score 2♠ + 1♦ + 6♣,
Some of the damage in the defence self inflicted, but arguably some of it comes from the missinformation. Concretely opponents claimed that with correct information ♠AKQ + heart through for 1 down would be a normal defence, although 2 or even 3 down is not unthinkable if the play a club early and I squeeze dummy before missguessing diamonds.
When north was inquired about 2NT it was obvious she was not certain of the meaning, I think according to the rules this is as if she stated it without a doubt, but I am not sure.
I am mostly interested on knowing if I can alert the other side of the screen of likely missinformation, but as a bonus quesiton, how would you rule?
EDIT: Sorry I am a moron, I rotated the hand to put me in south, South and East are screenmates on this diagram.
How does this violate our Community Guidelines?
Benefits include:
Plus... it's free!


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Winter's last gasp? Another storm hits much of US
A worker clears snow from a sidewalk at the St. Lawrence Catholic Campus Center near the University of Kansas in Lawrence, Kan., Sunday, March 2, 2014. The area is under a winter storm warning and is expecting more snow throughout the day. (AP Photo/Orlin Wagner)


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In 2010 Westfield New Zealand commenced a review of all waste streams from its centre operations. Its objective was to establish a long term strategy to reduce waste to landfill and increase recycling, in line with the Westfield New Zealand National Sustainability Plan.
In 2010 Westfield New Zealand centres generated 5,419 tonnes of landfill waste. Most of this waste came from public areas and retail tenants in the centre including food courts and amenities rooms. It was collected and disposed of by both Westfield cleaning contractors and retail tenants via waste facilities in the centre loading docks. Westfield New Zealand has a national waste service contract that removes landfill waste via compactor and bin facilities in each centre's loading dock. Recycling of cardboard is in place at all sites and the recycling of other materials — including plastics, glass, paper and food waste — will be rolled out to all centre loading docks in 2011 following individual centre reviews. These services are provided by both regional and localised service contractors.
The portfolio-wide review coincided with the tendering of the national waste service contract and gave an opportunity to modify the scope to align with the long term waste minimisation strategy.
The key findings and opportunities to increase diversion from landfill were:
Westfield Manukau was chosen as a pilot centre to implement operational changes to evaluate cost and operational effectiveness.
The key actions that have been implemented to date include:
While implementation of the waste minimisation strategy is not complete at Westfield Manukau City early results produced a 12% reduction to landfill tonnage in the final quarter of 2010. It is expected that with complete implementation and increased participation from all stakeholders that a greater reduction in landfill will be achieved.


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Example Bus Prints
This gallery has examples of the prints and layouts for The Photo Bus. You can get an idea for what they look like, and how you can personalize them.
Example GIF Booth Images:
Check out this gallery for some examples of the fun images that can be created with our GIF Booth. Boomerangs, GIFs, Live Props, etc.
The Photo Bus on Location
Wondering what our Booths look like at events? Want to get ideas for how to integrate them into your event? Check out this gallery:
Bus Only Background Options:
This gallery has all of our background options for the Bus. We also offer custom branded backgrounds, as well as specific colors or requests.


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Section 3: Yuma to Nogales
Day 37
0 miles
Merry Christmas! The main event from the day was seeing the movie Coco (so good, seriously go see it) and visiting the local grocery store, which was quite the scene. It was packed but we weren't sure if that was the holiday effect or a regular day. The store looked like an indoor market, with long aisles full of both familiar and unfamiliar items. Almost everything was in Spanish and came in flavors like tamarind or guava. Some of the aisles we're accustomed to - like the chips section - did not exist, while there was an entire aisle dedicated to colorful prayer candles and incense. One entire wall was covered by an impressive array of spices; many were common like chili powder, coriander, cumin, cinnamon, etc only they were displayed on a spectrum of heat. And there were the unusual spices, a bag of dried shrimp, what looked like sticks, leaves of some sort, sprinkles. The cashiers and most of the customers spoke in Spanish and we got to try out our limited language skills.
¿Cuánto cuesta?
As we exited the store an excited kid ran up to us and asked a rapid question in Spanish, using none of the words we collectively know. Seeing our alarmed expressions, this tiny child of 5 or 6 easily switched to English and asked if he could take our cart. Of course! And imagine how cool it would be if we were all bilingual. The streets were strung with Christmas lights and as we walked home in the dark Rudolph decorations lit our way. Feliz Navidad!


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We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.
New York Life insurance review 2019
This secure provider boasts perfect ratings from all four major rating agencies.
- Get a quote if you want comprehensive coverage with many riders.
- Choose a different provider if you want to get a quote online.
What types of life insurance coverage does New York Life offer?
This company offers term, whole and universal life insurance policies, each with adjustable options and a selection of riders.
Term life
Term life insurance is New York Life's most simple and affordable policy option. These plans offer coverage for a set time and a fixed death benefit payout, making them ideal for covering expenses like a mortgage or the cost of education.
Policies are available in terms of 10, 15 or 20 years, and with the Level Premium Convertible Term policy, your premiums remain the same for the life of the policy. Both New York Life's term policies can be converted to permanent coverage if you're looking for lifelong protection.
Here are the two term life insurance policies that New York Life offers:
- Yearly Convertible Term. These policies are renewable each year and don't require health information. The premiums are not fixed — each year the annual price increases a guaranteed amount for 10 years. After that, the policy can be renewed. Premiums on the renewed policy are higher because they're based on your age at the start of the renewal period.
- Level Premium Convertible Term. These policies are available with terms of 10 to 20 years. There's a fixed premium for the length of the term. If you're on a fixed budget or need a fixed term, this could be a good option. The policy is convertible to whole life at any point during the first 10 years, without medical workup.
Whole life
Whole life insurance is New York Life's most affordable permanent life insurance option, which offers level premiums for lifetime coverage and cash value accumulation. As long as your premiums are up to date, the benefit amount grows over time and qualifies for yearly dividends from New York Life's divisible surplus.
Cash value growth and the death benefit payout are tax-deferred, meaning both the policyholder and beneficiary won't pay taxes. You can also borrow from the cash value of your policy, which doesn't affect the death benefit amount as long as the loan and interest are repaid.
Universal life insurance
New York Life's universal life insurance is a more flexible permanent life insurance policy that offers a greater potential for cash value accumulation. While rates are generally higher than whole life insurance, premium amounts and payment schedules are both adjustable.
The cash value of your policy grows tax-deferred and offers a tax-free death benefit payout to your beneficiaries. You also have the option to borrow from the value of your policy, and as long as your loan and interest payments are repaid, the death benefit amount is unaffected.
Variable universal life insurance
Variable universal life insurance is New York Life's option that puts the biggest emphasis on investments. These policies offer similar coverage to the standard universal life insurance policies, but with even greater flexibility.
Payment amounts and schedules are flexible, as are your investment options. Part of your premiums go toward a guaranteed minimum death benefit, and the rest is allocated to investment options that you choose. This flexibility creates an even greater potential for cash value growth, but increased risk from market fluctuations.
What riders can I add to my life insurance policy?
Standard policies typically don't extend into protection beyond the benefit you signed up for. To protect yourself in the event of a disability or long-term care, you will need to purchase a rider for additional coverage.
To expand your coverage, New York Life offers a handful of riders that vary by policy, but include:
- Accidental death benefit rider. If you die as a result of an accidental injury, your beneficiaries can get a death benefit equal to the amount of the policy up to a maximum of $300,000 within 12 months of the accident.
- Children's insurance rider. Extends your level term insurance to cover a child in your home. An upgrade to permanent life insurance is available when the child reaches age 25, the insurer reaches age 65 or when the child marries, whichever comes first.
- Chronic care rider. A tax-free portion of your base policy benefits is paid out if you become terminally ill. Payment can be spread over a period of 25, 50 or 100 months.
- Disability waiver of premium rider. Should you become completely disabled for six months or more, this rider waives your policy premiums through the maturity of the policy through age 100. This rider can be added later, but you'll have to go through underwriting again.
- Estate protection. This rider pays an additional death benefit if both insureds die before the fourth anniversary of your policy.
- Guaranteed minimum accumulation benefit (GMAB). Provides a minimum guaranteed return on the performance of GMAB Investment Divisions.
- Guaranteed minimum death benefit. This rider guarantees death benefit no matter how the market is performing, as long as you meet the required premium and don't violate the loan requirements.
- Level first-to-die term rider. Provides a level term face amount and pays a death benefit when one policy-holder dies.
- Living benefits rider. Access a portion of your death benefit if you've been diagnosed with a terminal illness. You'll pay a fee once you use this rider.
- Overloan protection rider.If you've taken a loan against your policy, this rider protects you from a lapse in your policy due to outstanding or significant loans.
- Spouse's paid-up insurance purchase option (SPPO). This rider gives your spouse the right to purchase a new paid-up life insurance policy without providing evidence of insurability.
How can I get a low rate?
Like most providers, New York Life determines your rate based on your health and lifestyle. It's tough to estimate what your rate will be, but living a healthy lifestyle is the best way to get the lowest insurance premiums. Here are the requirements for New York Life's best rate class:
- Cholesterol. Maximum of 250 with a maximum HDL of 4.5.
- Blood pressure. Maximum of 130/80 for ages 18 to 59, and a maximum of 140/85 for ages 60 to 69.
- Nicotine. No nicotine use of any kind within the last five years.
- Driving record. Two or less moving violations in past two years; no DWI or DUI in last five years.
- Family history. No cardiovascular disease in parents or siblings before age 60.
Pros and cons of New York Life
New York Life has a great reputation and an even better product lineup, but there are a few areas that could use improvement. Here are the pros and cons of New York Life life insurance:
- Financially sound. New York Life is one of the few life insurance providers to receive perfect financial ratings ensuring that it's able to fulfil its debt obligations.
- Learning center. A variety of learning materials are available on the website to help you decide on the best policy to fit your needs and situation.
- Vast selection of riders. Different riders to give more comprehensive coverage.
- Flexible term lengths. Term life policies are based on one-year renewal periods rather than five-year. Although the premiums increase at time of renewal, they can be good for flexible planning.
- Short term policies. Most providers offer term life insurance up to 30 or 35 years. Unfortunately, New York Life's term policies are only available for a maximum of 20 years.
- Frustrating website. The website is not as straightforward as it could be, making it difficult to find its product lineup and individual policy features.
- No online quote. You can input your information online, but have to contact a representative for pricing information.
- No mobile app. Keeping up with your insurance details on the go isn't easy with New York Life.
Looking for an online quote? Compare life insurance providers below
New York Life review and complaints
New York Life has the highest possible financial strength ratings from all four major ratings agencies. This means that you can be confident that the provider is able to pay its claims.
|A.M. Best
|A++ (superior)
While New York Life is not accredited by the Better Business Bureau (BBB), it does hold an A- rating on the official BBB website and a 7.4 out of 10 rating on TrustPilot. Based off of this, customers seem satisfied with its service, but as with any life insurance provider, there are a few negative reviews from customers. Most of these complaints express frustration with the claims process or having claims paid on time, but there are plenty of positive reviews as well.
How does New York Life protect my data?
New York Life collects your personal data in order to service your account or provide personalized services. It will never share your health information with third parties.
Your information is protected through physical, electronic and procedural safeguards. New York life also regularly updates and improves its security standards, procedures and technology.
How do I sign up?
You can't get a quote or apply online. You must speak with an agent.
- To have an agent contact you, click Get started now on New York Life's homepage.
- You'll be taken to a page where you can provide your contact information, including name, address, phone number, birthdate and email address. Enter your info and click Submit.
I've requested that an agent contact me. What happens next?
A New York Life life insurance professional will contact you with a couple business days to discuss your life insurance options.
More about New York Life
Providing insurance since 1845, New York Life is one of the largest mutual life insurance companies in the US, which means that it's owned entirely by its policyholders. Its savvy business practices cemented its place as a financially secure insurance provider, amplified by its outstanding ratings from Standard & Poor's, A.M. Best, Moody's and Fitch.
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To file a claim with New York Life, you can call an agent at 800-695-9873 weekdays from 8 a.m. to 6 p.m. Eastern time.
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1. Visit the New York Life website.
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Students from eight more Kentucky schools are taking field trips to a Kentucky State Park thanks to a transportation grant from the Kentucky State Parks Foundation.
The KSPF's "Inside Out Education" initiative allows schools to seek the grants that enable students to learn about the environment, history or culture at a Kentucky State Park.
"These trips provide excellent learning opportunities for these students," Parks Commissioner Donnie Holland said. "They also bring young people to our state parks so they can experience our history and natural environment."
Continue reading Eight Kentucky Schools Receive Transportation Grants Through Kentucky State Parks Foundation


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Busy day today. Lots of stuff around the house done. Lots more to do still and handy-people who (gods willing) won't cost a fortune being hired to do them. Think good thoughts for me for tomorrow, as the Bunny Lala has been up-chucking milk all day long. He's not acting sick in the least... quite the contrary, he's all smiles and grins and big belly laughs and then thar-he-blows!
Tomorrow morning I am going to spend a whole glorious day basking in Aussie Shepherd gorgeousness in all their black, red and blue glory at the Vic Specialty and while I'm there I'm going to pick up and bring home my most gorgeous new puppy who will have driven down with her breeder from NSW! Good luck and safe travel to everyone attending!
*does a little happy dance at the thought of puppy cuddles*
Congrats to Nancy on the safe arrival of her Splash x Diva litter! After worrying Splash would be the end of his line, she now has six little pups to keep her busy.
And special thoughts to Beck, Oscar and family who are in the hospital tonight for a positive outcome with heaps and heaps of good wishes from Bunny Lala, myself and Nic! (They're extra wonderful cuz they're from us y'know! *G*)


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Press Release: Byrne Partners with Shinola
Companies collaborate on power accessory product.
December 13, 2016 @ 11:00 AM
Byrne Electrical Specialists, Inc. Partners with Shinola on New Consumer Product
Byrne collaborates with Shinola on power accessory product: Shinola Power Supply
ROCKFORD, MICH. – Rockford-based power and technology solutions manufacturer,
Byrne, announced a collaboration with Detroit-based Shinola on a recently released
power accessory, Shinola Power Supply. Byrne and Shinola collaborated on product
design, development, and manufacturing.
The innovative power accessory meets consumer demand for a combination of
convenient power sources including 125v power and charging USB. The product is
available in Shinola retail stores nation-wide and online at www.shinola.com.
"Shinola exemplifies great American design and craftsmanship, and we are thrilled to
collaborate with them to bring an innovative power accessory to consumers," said Byrne
Managing Director, Dan Byrne. "This partnership was a natural fit. Both Byrne and
Shinola have a strong commitment to well-crafted products. Since 1979, Byrne has
been designing, manufacturing, and distributing high-quality technology products in
West Michigan and the Shinola Power Supply is just another chapter in that history."
Byrne employs over 600 people between its two Michigan locations in Rockford and
Lakeview. The company recently opened the new manufacturing facility in Lakeview to
handle production of the Shinola Power Supply. Construction of that manufacturing and
collaborative workspace began Fall 2015, and it currently houses over 30 full-time
The Lakeview expansion emphasizes Byrne's commitment to community, employee
well-being and design. The new facility features large windows with an abundance of
natural light, and a large deck overlooking adjacent Tamarack Lake. Before Byrne
opened the facility, the site sat vacant for almost 40 years after housing a sawmill and
later a pickle company.
Byrne designs and manufactures products to serve a wide range of industries, including
contract furniture, hospitality, education, residential, and healthcare environments, with
over 100 customers across the West Michigan area.


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Nice to meet you.
Ethical Style Hunter is the creation of us - Liv and Tess, two sisters hailing from Auckland New Zealand with a shared love of fashion and the pursuit of a sustainable lifestyle.
We have both taken on the challenge of phasing out fast fashion, and embracing a more mindful and sustainable approach to our wardrobes and our lives. We're learning as we go, but see the revolution happening and we want in! Here's a little more about us:
The original concept for Ethical Style Hunter was born from Liv's background in social enterprise and conscious consumerism. The project is a combination of two of her true loves: social justice and fashion. She firmly believes in integrating personal values with work pursuits and keeps her heart central to everything she does.
Liv has spent the majority of her career in the world of specialty coffee, most recently managing a fair trade coffee roasting company with a strong social and environmental focus. Early on in the coffee industry she became intrigued by the power of business as a transformative tool. Her experience travelling to the source and meeting producers has shown her firsthand how communities are elevated and empowered when business is done right. Liv believes the global shift toward conscious consumerism means that a better world is not only possible but inevitable.
Her personal style can be summed up as minimal, almost always black, often locally made and paired with white sneakers or black boots.
Tessa has over 15 years experience in the environmental management and sustainability sectors. With a particular passion for the space where people and the environment meet, she views people as both the cause of, and solution to our current ecological issues.
A love for wildlife and the natural world took her to Kenya for a three month stint researching monkeys in a tropical forest. Those three months turned into six years, a marriage in Mukuni Village, and now two beautiful baby boys of Kiwi and Zambian heritage. These days Tessa is working as a sustainability consultant with a focus on carbon management and supply chain mapping.
Tessa has a fascination for businesses which are making a profit while taking care of people and the earth, and sees the fashion world as having huge potential to be transformative.
A denim and sneaker freak, Tessa loves clothes that she can breathe and move (and eat) in. She appreciates op-shopping as much as Stella and Céline. She is hugely excited to be on the journey towards a more conscious and slow approach to her wardrobe.


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Marissa Maislen
A native to the Northwest, Marissa was first introduced to yoga while studying Dance at NYU. After several trainings at Laughing Lotus, Marissa married the world of dance with yoga, building a strong focus on body alignment with an overarching theme of inner freedom and breath connection. Through subtle sequencing and chakra-inspired themes, a deeper awareness of breath and body are revealed. When not practicing in the studio, you can find her in the mountains rock climbing!


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Case study: Glass fibre flat roofing repair work in Caerleon
With over 40 years of experience in the installation and repair of flat roofs, we encounter many that have failed at the early stage of their expected lifetimes -- less than 30 years. Most of these have lasted for under 10 years, proving very expensive to the customer.
You might have selected glass fibre (also known as GRP) as the waterproofing membrane to protect your porch, garage or extension flat roof. If installed correctly, this is a high-quality, durable and leak-proof system with a 20-year guarantee.
Yet with most badly designed systems problems start after 3 - 5 years:
- You call the previous installer who is no longer trading; many poorly installed installations are performed by companies in business for only a few years - much shorter than the lifetime of a high-performance flat roof.
- Even if you get through, the installer informs you there is no guarantee: one of the key things to look for in a flat roofing company is their guarantees - are they insurance-backed?
- You're offered a 'quick fix' secondary repair job, where a poor quality coating is applied.
Worse still, you engage another installer who also carries out another 'quick fix' that also fails as depicted in the photographs.
None of the above are acceptable; and it's purely down to a very poor glass fibre roofing application.
As we see in the photographs, this is a common occurrence: 1 in 2 of the glass fibre flat roof repairs are because the initial installation has not been done properly. The most common cause is a sub-standard glass fibre laminate.
In this study, the customer had a glass fibre flat roof installed in 2009. Leaks began to occur due to various errors:
- Timber decking was inadequately fixed with too few fixings and was not correctly secured into underlying joists. This resulted in movement and seam buckling as can be clearly seen in the photograph.
- Glass fibre laminate applied onto wet or damp boards and/or with insufficient resin usage causing porosity (air pockets) to form.
- Uneven or insufficient topcoat application that merely sunk through the porous areas of the base laminate leaving continued porosity.
Later in 2013 the flat roof began to leak in multiple sites, but the original contractor failed to respond. The customer then called a second contractor to repair the roof. Again, a poor quality remedy was applied, failing drastically in a short space of time, where the repair procedure:
- Incorrectly applied a second top coat to the original surface in an attempt to seal the membrane.
- Inadequate surface preparation: prior to application the surface should have been thoroughly sanded and cleaned to expose the underlying surface
- Used an excessively thick application of topcoat, causing embrittlement and cracking allowing moisture to enter. During winter months this would then freeze, expand and encourage detachment from the original defective surface.
Obviously, continued ingress by the elements can cause timber work in some cases to deteriorate beyond repair resulting in a more expensive remedy solution.
The solution: In October 2017 the customer called Strandek GRP Systems. We applied an overdeck system which involved:
- Adequately preparing the existing surface and removing the loose debris.
- Lifting and setting aside the lower courses of roof tiles to expose the layboard.
- Establishing the position of the original joists.
- Mechanically fixing new quality approved timber decking with correct fixings and procedures.
- Applying the Strandek® GRP Flat Roofing System complete with all perimeter edge trims and dark grey topcoat.
- Correctly repositioning tiles to to prevent rainwater entering the roof
This created a new, fully waterproof flat roofing barrier bearing no resemblance to the defective roof. The client then, on completion, received an Insured Guarantee.
So if you're probably asking yourself 'where can I find a reliable flat roofing repair company?', look no further:
At Strandek GRP Systems, you'll have a flat roof designed to last decades or a simple leak repair by an experienced company that's been installing flat roofs for over 40 years. This year we were proud to receive recognition of our services by being awarded a coveted 100% Customer Satisfaction Certificate from our insurance guarantee backers, the Independent Warranty Association.
Call us today on 01633 250652 or contact us here.
Flat roofing repair work


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PLEXUS: Paracosm
STEFAN CASSOMENOS Requiem for the End of Time (2015)
DEBORAH CHEETHAM new work (world premiere)
STUART GREENBAUM Dance Music for Concert Halls (2012)
SAMANTHA WOLF new work (world premiere)
featuring PLEXUS
with guest artists Daniel Carison (baritone), Deborah Cheetham (soprano), Michael Dahlenburg (conductor), Damien Eckersley (double bass), Liane Keegan (contralto), Michelle Wood (cello), and Vox Plexus.
Tickets: $50 adults / $40 concession
(Three-concert package: $126 adults / $102 Concession)
PLEXUS is joined by esteemed soloists Daniel Carison, Deborah Cheetham and Liane Keegan, as well as guest instrumentalists, conductor Michael Dahlenburg and newly formed choral ensemble Vox Plexus, as it inhabits the possessed paracosm of John of Patmos in his instant of apocalyptic epiphany, with Stefan Cassomenos' Requiem for the End of Time. Combining English texts from the Book of Revelation with the Latin Mass for the Dead, this twenty-first-century Requiem was glowingly received at its premiere as "jubilant and arresting… a rapturous, hour-long musical orgy that disintegrates any line between what's sacred and profane." Melbourne composer Stuart Greenbaum's Dance Music for Concert Halls openly wonders what it means to listen to dance music while sitting still, and takes us on a cultural expedition through a diverse heritage of Afro-American, English, Balkan and Latin dances. Presented alongside are two newly commissioned world premieres by powerful Australian composers Deborah Cheetham and Samantha Wolf.
PLEXUS: Paracosm is co-presented with Melbourne Recital Centre as part of their 2019 Southbank Series.


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For the twenty years of our existence, Millennia has been committed to serving and building local communities. This means using our skills and knowledge to help local leaders to build coalitions around key issues and to engage neighbors and other community stakeholders in dialogue. In each of these cases, our goal is to train and build local leadership able to carry on without us.
Early in the life of the company, we worked with the Center for Neighborhood Technology to facilitate and execute community engagement across Chicago's six county region culminating in the first Citizen Transportation Plan. It was lots of fun and included the Center's inspired simulation game Transopoly. We worked with the State of Illinois at one point to involve South Suburban communities in a large visioning process for mental health services. We worked with a coalition of six Chicago neighborhoods on the ClearPath project in which these community based organizations worked with the Chicago Police Department to build a portal that would enable residents to access crime information and to weigh in on community policing strategies.
More recently, our consultant Brenda Bannor has led some fifteen school based health center initiatives that engage school leaders, parents, and students in the development of health services housed in high schools around the state. Tom Lenz has guided the creation of the Southland's Partnership for Resilience and wonderful inclusive collaboration of pediatricians, health systems, schools and social service agencies whose mission it is to create a trauma-informed community, one that systematically addresses Adverse Childhood Experiences (ACEs) helping children to overcome barriers to their health and well-being. Wendy Siegel has been the lead consultant for the Lisle Library District's Community Engagement process that has included public meetings, focus groups and an e-survey that mines residents' perspectives and ideas about what they want in their local library.
Why do organizations choose to invest in community and civic engagement processes? Because engaging stakeholders in thinking deeply about the issues in their communities elicits valuable insights about how people perceive the institutions that serve them and the social, political and economic concerns that they find to be most important. A by-product of an organized and facilitated process is often that stakeholders become more educated. Knowledge fosters constituent buy-in without which it is virtually impossible to achieve mission success. Finally, it is the clear-eyed understanding of community context and perception that permits mission-driven organizations to be truly strategic about improving outcomes that matter.
For more information on our strategic, community and civic engagement work, contact firstname.lastname@example.com


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Have you been on a fuel-injected, piston and combustion high after watching The Fate of the Furious in theaters? Well, if that adrenaline rush has managed to pump blood through your veins like a human carburetor, then you're definitely going to enjoy the new custom Plymouth GTX mod based on the iconic muscle car from the Fate of the Furious, jam packed nice and neat into Rockstar's GTA V.
Modder chocolat, a Japanese modder who is part of the Sokudo Chasers tuner car modding group, released the new Plymouth GTX for the public.
You can check out a demonstration of the GTX in action, racing hot and heavy with rubber ripping up the asphalt like Marine Le Pen wants to rip the current immigration policies up out of France. The video is put together by Fredwalkthrough.
Unfortunately the vehicle doesn't feature custom made tuning parts and you can't change the tires.
The mesh for the mod is originally referenced from a mod by Ruben Oliveira, who put together the original 1972 Plymouth GTX mod for GTA: San Andreas. Of course, if you actually see the original GTA: San Andreas mod, they don't look anything alike.
The detail and physics for the GTX in GTA V are absolutely top notch. I'm also not the biggest fan of low-profile rims, but I have to admit the super low profiles combined with the super-wide tire kits makes the car look really, really beastly.
If you want to get your hands on the Fate of the Furious Plymouth GTX, you can do so by grabbing the mod from the GTA5-Mods download page.
Also, don't hesitate to check out some of the other super sexy car mods that the Sokudo Chasers have put together with the compilation trailer below. These guys have some serious modding talent.


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Given both the fact that I wrote my original about me when I was 20 years old, and that I now live in Brooklyn -- rather than Minneapolis -- I figured it was time to update my "About Me" spiel.
So here's the rub: I am 22 (23 in December), a recent graduate from the University of Minnesota, with a degree in Communications - focusing on media and visual communications, and a minor in Fashion Studies. I moved to NYC pretty much immediately after graduating to pursue a serious career in fashion.
In my 5 short months as an NYC resident, I have spent time as a Communications Intern for a fine jewelry designer, a PR intern for a consultancy company, and as a freelance stylist [assistant/intern], in addition to working 2 fashion week shows, meeting so many amazing people within & without the industry, all while learning a heck of a lot about the real world.
A lot of people, including all of my close friends and family were surprised by the move, as was I. Not only for its suddenness, but also because I spent so much of my life talking about living in California. But there came a time, while narrowing in on my graduation, where I began to seriously think about what exactly I was going to do next. I realized that one: I could not just sit around in Minneapolis and wait for my lease to be up in September to make any moves, and two: that all of the work that I really wanted to do was here in New York City.
So, I looked into it, I found potential roommates, I began crazily applying for jobs and saving my money, and booked a weekend trip to the city for interviews and apartment hunting. Less than three weeks later I was moving into my Brooklyn apartment with a fellow Minnesotan fashionista pursuing her dreams.
To be honest, there are times where its been TOUGH, but there are also times where its been AMAZING and I just stop and think "I can't believe this is my life..." and I am excited for whats to come. I mean... it hasn't even been a year yet and I feel like I've done so much.
Anyways, welcome to my website, where I randomly decide to share my outfits and/or photos from the more eventful days of my life. You will also find a consistently updated portfolio, which is small but growing.
Thanks for visiting!


text: Three years after their documentary "Meru" was snubbed for an Best Documentary Oscar nomination, Elizabeth Chai Vasarhelyi and Jimmy Chin have made it to the final round of Academy Award voting for "Free Solo." "Meru," a nerve-wracking and moving film featuring Chin, Conrad Anker and Renan Ozturk in their bid to summit Meru, was shortlisted for an Oscar in 2015, but didn't receive the nomination many expected. This time around, even industry heavies like Ben Stiller are pulling for "Free Solo." "I hope so," Stiller said when asked if he thought "Free Solo" would win the Oscar during its New York premiere. "You know, I never count my chickens before they're hatched," Chin said when asked the same question. "Honestly I made a deal with myself and the Cosmos that if everybody survived this film and Alex made his climb, the film was gravy."


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Since 1952 we develop and manufacture high quality PPE solutions - offering maximum protection for people working at places having specific hazard profiles. Best manufacture, high standards know-how and excellent quality in every detail characterize our garments. We only use high performance, multi-standard safe and comfortable fabrics which are certified according to most recent EN standards. 100% manual final inspection is our customers' guarantee that HB products will stand up even the most stringent requirements. Qualified employees with passion for PPE and a strong customer focus make us Germany's leading manufacturer of protective clothing. It owes this strong position to best mid-size company values like comprehensive expertise, sustainable growth and high social standards as well as more than 65 years of experience.
This is why we stay true to our brand promise: "be safe. we care."
Product Filter
Quality down to the smallest detail
... with passion for PPE
We have been manufacturing our products to meet the requirements of the PPE Regulation 2016/425 since 2017:


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Man this is a frustrating one. I've covered every Ensiferum album up to this point, I'm obviously a huge fan, but it's just becoming clearer and clearer that they are just woefully inconsistent. We all know how legendary the first two albums are (even though the debut is truly split in half between good and bad songs, but the good songs are so good that it barely matters), and ever since Jari Maenpaa left to "focus" on Wintersun full time and Petri Lindroos stepped in to fill the vocalist/guitarist spot, they've been sort of all over the place. Victory Songs is phenomenal and still to this day my favorite album of theirs, From Afar and One Man Army are both kinda wonky and unfocused at times but overall have enough great moments to make them worthwhile, and Unsung Heroes is lame as shit. There's really no clear trajectory to their career nowadays, and admittedly they do at least try something new with each album so I can't fault them too much for not always hitting bullseye.
So along comes 2017 and with it comes their seventh album, Two Paths, and the new idea this time is "let's let members who can't sing handle the vocals this time." We all know that ever since Jari left, the harsh vocals have been covered by Petri and the cleans are mostly Markus Toivonen, with Sami Hinkka allegedly contributing as well but admittedly it's always just sounded like the same deep voiced dude layering over himself so I never noticed. But here? Nah man apparently everybody gets a turn! Sometimes it works out fine, Netta Skog handles lead vocals on "Feast with Valkyries" and she does a good job, and a couple tracks keep the old dichotomy up and running without any changes. But then there are songs like "God is Dead", "Don't You Say", and the title track, which for some godforsaken reason I'll never understand allow... I dunno somebody who isn't Markus to do clean vocals, and man these other dudes suuuuuuuck. There's really no way to describe these vocals other than "somebody who can't sing", because that's all it really is. I wish there was a better way to describe it but there really isn't. It's just somebody who isn't a good singer, who struggles to carry a tune, can't really emote, and clearly doesn't have much experience doing this sort of thing.
I should harp on the bad vocals more, but that's really all there is to say about them. They're just "bad" and that's the only way that I, somebody well versed in trashing bad music, can say about them. I've always been more of a music guy than a vocals guy anyway, so I suppose the most important part of the album is simply whether or not the songs are any good, and that answer is a bit more complicated. In a way, kinda. Tracks like "For Those About to Fight for Metal", "Way of the Warrior", and especially "King of Storms" are absolute scorchers. Those three tracks exemplify everything that makes Ensiferum so great, and they showcase an absolute mastery of this battle metal subsect of folk metal. Folk melodies interspersed with gigantically bombastic power metal is such a fucking cool thing and Ensiferum are basically the Grand Poobah of the style, and on these tracks they solidify their stranglehold on the dying scene. "King of Storms" in particular stands out for being a sort of hybrid between "Slayer of Light" and "Axe of Judgment" with how intense and thrashy it is. I've always loved it when the band would churn out mega aggressive songs like that.
The rest of the songs range from "really dull" to "really stupid". "Feast with Valkyries", "Hail to the Victor" and "I Will Never Kneel" just sullenly plod on by with nothing exciting happening, keeping up the age old problem of Ensiferum's fast songs being awesome and their slow songs being tame. Then there are the ones with the bad clean vocals, and even beyond the baffling choice to fill them with terrible voices, they also stand out for being musical departures from their usual fare. More specifically, they sound like different bands entirely. "Don't You Say" is a really simple, almost vaguely punky rock song with brain-dead simple chord progressions and lazy melodies, and "God is Dead" sounds like there was a mixup in the studio and Alestorm or Korpiklaani accidentally stepped in to record a song. Really, "God is Dead" is the exact kind of folk metal that Ensiferum always managed to avoid; the sort of doinky accordion jig that feels like a joke more than anything else. It's almost offensive in how fucking stupid it is. And yet I... kinda love it? I wish I didn't, because it is dumb as shit. It sounds like they were aiming for recreating "One More Magic Potion" and instead landed somewhere near "Wooden Pints", but the chorus is so brazenly rousing and the solo is surprising shreddy, the buildup in the intro sounds like the world's most radical party is about to let loose, it all just somehow comes together masterfully, despite how dorky it is.
Despite mostly having good things to say about the album so far (awful vocals aside), this still lands as a disappointment, and it's simply because even the best songs here pale in comparison to the best songs they've done before. I'm not intending to hold Two Paths in the shadow of Iron or something, because I know that's unfair, I just mean that despite "Way of the Warrior" being a good song, it's still on the whole pretty average for the style. Ensiferum likes to throw new ideas around all the time, and somehow they're still on autopilot. There is very little fundamental difference between the more traditional songs here and the stuff they used to do in the early 2000s when they were on top of the world, but what was once invigorating and exhilarating is now rote and played out. These songs sound like they wrote themselves, and that's not a compliment.
I find myself at something of a loss for words when it comes to this album, because most of my criticisms can just be accurately summed up by gesturing towards the speakers and saying "you see what I mean?" Two Paths isn't necessarily a bad album, but it is an unnecessary one on the whole. There are three classic sounding Ensiferum tracks and one surprisingly good Alestorm track and the rest is just totally forgettable. The band is so frustrating at this juncture because I don't really know what I want them to do in order to make them as good as they were on the first three albums again. Just... I dunno, be great again. The reason "King of Storms" sounds so great is because it sounds hungry and driven, whereas "I Will Never Kneel" sounds obligatory. If they can get back to writing full albums' worth of "King of Storms"-level excellent tracks, they'll find themselves back at their rightful place at the top, but as of right now, they're has-beens. And it's a real damn shame because almost nobody could touch them in their prime.


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Distances are calculated in a straight line and may not reflect actual travel distance.
A charming and characterful two bedroom semi detached house with lots of scope for further extension and improvement.
Stanmore is a leafy, tranquil suburb in North-West London situated between Edgware and Bushey. The last stop on the Jubilee line, a journey to Bond Street from Stanmore takes 31 minutes.
As an area Stanmore boasts an abundance of greenery, charming commons and acres of Green Belt. It is one of North West London's most desirable areas due to its boutique cafes, shopping facilities, and location to prominent state and private schools which include Haberdashers' Aske's, North London Collegiate, St. Margaret's, and Stanmore College.
Two Bedrooms
Family Bathroom
Sitting Room
Family Room
Dining Room
Rear Garden
Off Street Parking
No Chain
Contact branch for relevant Energy Performance Certificate


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Many people appear confused about how PassivHaus and the code for sustainable homes can run in parallel, 'Does one compliment the other?'
To obtain the definitive answer, we need to remember that us that Passivhaus focuses on building fabric and performance without the use of renewable technology. Typically a PassivHaus will achieve code energy rating of level 4 or 5. This means that it is an ideal methodology for achieving the higher level of the overall code rating, whilst also minimising the cost of renewables.
Principles And Performance
The term 'PassivHaus' refers to a specific construction standard for buildings which have excellent comfort conditions in both winter and summer. These principles can be applied not only to the residential sector but also to commercial, industrial and public buildings. For houses, it is claimed that this is the world's leading standard in energy efficient construction. They are designed and built using a step-by-step approach with efficient components and a whole house ventilation system to achieve exceptionally low running costs to create something which is comfortable, healthy and sustainable.
There's an interesting article in Green Building Magazine www.greenbuildingpress.co.uk written by Justin Bere about a talk given in London by Wolfgang Feist who founded the German PassivHaus Institute in Darmstadt.
The fundamental objective of PassivHaus design is unambiguously to cut energy consumption and to provide accurate design tools to measure the expected energy consumption in a clear, accurate, numerical way. Germans really don't have time for vagueness and are aware of the requirements set out in UK Building Regulations. However many of our Code level features are incorporated, no one can circumnavigate the essential requirement to produce a building designed to use less than 15kWh/m2/annum supplementary heat and no more than 120 kWh/m2/annum primary energy [total of heating, lighting, hot water, appliances and any cooling). No box ticking wood chip boiler - nothing will let the PassivHaus architect, developer or builder circumnavigates this fundamental, verifiable bottom-line requirement for PassivHaus certification.
The simple techniques necessary to achieve PassivHaus design are: Insulation [typically 30cm thick]; PassivHaus windows [airtight, triple glazed with thoroughly insulated frames achieving an overall U-value of 0.8 including the frame]; Airtight construction [max 0.6 air changes/hr under 50 pascals pressure] with very efficient mechanical heat recovery ventilation. Assuming that these three main performance targets are met, together with detailing to eliminate cold bridging and numerous other detailed requirements prescribed by the PHPP software, it is possible to eliminate the need for a boiler and the need for radiators or underfloor heating.
Comparing certain other UK building codes with the PassivHaus approach highlights difficulties in the UK codes that have been introduced in relative haste. By contrast the PassivHaus code has passed the test of time and Dr Feist is very careful to ensure that it remains truly robust. It is the very robust nature of the concept and the software that led the RIBA in a sustainability review to originally describe PassivHaus as 'The emerging European Standard.' Now there are about 17,000 buildings have been constructed worldwide, typically achieve an energy saving of 90% compared to existing housing principles.
The NHBC Foundation and Zero Carbon Hub have published 'A practical guide to building airtight dwellings'. It brings together the experiences of those who have already got to grips with air tightness for the benefits of designers and builders who have not. It provides solutions for common air leakage paths. Clearly, changes in the Building Regulations have now made air tightness an issue which cannot be ignored.
The Denby Dale Project
Typically, PassivHaus buildings are built using timber-frame construction or blockwork wall with external render. Green Building Store has succeeded in adapting the PassivHaus approach to British traditional building methods - by creating the first certified PassivHaus in the UK to use traditional cavity wall construction. Earlier this year the Denby Dale PassivHaus project in West Yorkshire received its official PassivHaus certification.
The project - built by Green Building Store's construction division Green Building Company - has pioneered the combination of low energy PassivHaus methodology with standard British cavity wall construction and building materials. Bill Butcher, Director of Green Building Store, said, "We chose cavity wall construction because most British builders are familiar with the technique and materials could be sourced easily from any builders' merchant. Cavity wall also met Yorkshire planning requirements for stone exteriors and was affordable for our clients. In addition, masonry construction, including cavity wall, offers a 'cave effect' which acts as a thermal mass, helping to keep temperatures stable in winter and summer".
It requires minimal heating - using 90% less energy for space heating than the UK average; £141 K build cost for the 118m2 three-bed detached house. Green Building Store's technical film 'PassivHaus low energy building in the UK' for building professionals is freely downloadable from www.greenbuildingstore.co.uk. The 60 minute film covers all stages of construction of the Denby Dale project.
What are the challenges?
Achieving the required level of air tightness, minimising the risk through good design and specification.
Is it costly to build?
European experience suggests an extra 6% is likely. There are not yet enough UK houses to make a proper comparison, although BRE is advising on a London project which has achieved PassivHaus for the same cost as a typical social housing one.
Are PassivHaus products widely available?
Yes but windows have at present time to be imported; they have generally been the reason for higher costs.
Will adopting PassivHaus facilitate compliance with buildings regs and the Code for Sustainable Homes?
Yes. If a compliant design specification is derived from PHPP [the PassivHaus Planning Package] and transposed into SAP, a 30-45% improvement in carbon emissions can be realised - without the use of heat-pump, biomass or other low carbon or renewable technology.


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In case you missed the tale of the woman thrown from a moving car on the Dallas North Tollway over the weekend, it's right here. And Dallas police have released the surveillance video, because they consider the driver "a person of interest in the case" -- really? -- and hope someone will recognize the car. Word of warning: Though the 19-year-old woman walked away from the incident, the violent video's still difficult to watch. --Robert Wilonsky


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There is an ancient legend that circulates around Neopia every year as Uni Day draws closer. It is said that a Uni is not really born with its horn, but no one is ever around to confirm the story. The legend goes that a Uni must be given the unconditional love of both of its parents before it can grow its horn. For the most part, there is no issue when it comes to this, as Unis are known to be one of the most loving and family oriented Neopets around. From baby Unis to grey Unis who feel unloved in their current state, most of these wonderful creatures have their horns from a very, very young age (usually around the age of 2 months old). This is a tale of one Uni in particular who was not so fortunate as to have the unconditional love from his parents at the beginning, but who managed to find parents who would not only love and support him, but ensure that his horn grew to its fullest.
The night was young, as the sun was just beginning to set over Neopia. A young Uni was just being born at the hospital, but unfortunately his mother left him shortly after and his dad was never around. Like all abandoned Unis, this one in particular was given a name by one of the nurses and sent to the newborn ward on the third floor of the hospital. The nurse decided to name him Theodore, since she would be the one taking care of him around the clock. Every hour, on the hour, she came to check on little Theodore. It wasn't very hard to pick him out amongst all of the Neopets, as he was the only Uni without his horn. To others, Theodore may not be their first choice when coming to adopt, but to Nurse Kayla, he was the most beautiful little boy she had ever laid her eyes on. She smiled down at him and stroked the top of his head until he fell asleep with his blanket and his hoof in his mouth. Nurse Kayla giggled, as she loved when the babies did this, since it portrayed their innocence. She sighed, wishing she had a baby of her own, and left. She knew it would be almost impossible to care for a child, since she was almost always at work. It wasn't that she hadn't thought about it before; she really had. She even had a nursey already set up at home in case the opportunity ever came up where she would be able to care for a child.
As the weeks went by, many of the Neopets in the adoption ward had already been adopted and there were only a handful left, Theodore included. Nurse Kayla still spent her time with him every day and they became closer. Weeks…months...a year went by. Neopet children came and went but Theodore was still there. At the age of 1, he could walk and talk a small amount. You could often find him and Nurse Kayla sitting on the floor playing games with blocks or outside getting exercise. Nurse Kayla was getting more tired as she got older and did not know how much longer she would be able to work at the hospital. This made her extremely sad, but she also knew that it meant she could have the time to adopt and care for a child and, not surprisingly, she had her eyes on Theodore. She sighed a happy sigh out loud as she glanced at Theodore out of the corner of her eye. He was playing with some of the other children and they were all tickling each other and rolling around on the floor. This, she thought… this is what she had been waiting for her entire life.
Nurse Kayla heard herself being paged to the head office over the intercom. She felt like this was going to be the moment her whole life would turn itself around. She walked slowly down the hallway towards Mr. Kacheek's office. She smiled to the ground and a tear welled up in her eye. She had had some wonderful times in the Neopian hospital and she would miss working with her colleagues and getting to change the lives of the young Neopets until they were adopted. As she got closer to the office door, she got more and more nervous, but also had a slight sense of relief wash over her. She knocked on the door and Mr. Kacheek lifted his head. He smiled warmly at her and beckoned for her to come in and have a seat. Nurse Kayla walked through the doorway and closed the large, brown wooden door shut behind her.
"Hello, Nurse Kayla!" boomed Mr. Kacheek. He had always had such a loud but friendly voice.
"How's it going, Mr. Kacheek? Keeping yourself busy as a bee, I presume." Nurse Kayla crossed her legs and twiddled her thumbs, wanting Mr. Kacheek to get to the point, but not wanting to be rude.
"So… you've been here for what, 23 years? Do you feel like you've had a good run?" he asked.
"Of course! Honestly, this is the best hospital I have ever worked for and it was a privilege to be taken under your wing at such a young age. I feel like every day I learn something new, but I must admit that lately I've noticed myself getting tired" replied Nurse Kayla.
"Well that's actually what I wanted to talk to you about. We have a whole new bunch of nurses flooding our halls starting next week and we were wondering if you'd like to end your time with us to relax and maybe start a family?" He stared at her with wide eyes, awaiting her response. She smiled to herself before she responded.
"Now that you mention it… I could use the time to myself. I've always wanted to adopt a child of my own and I was maybe thinking that I could adopt Theodore…" she stared at him and he stared back with his intense gaze. She gulped, trying her best to handle the suspense.
"I don't see why that would be a problem. With proper love and care, I am more than sure that Theodore with thrive in a home like yours with such a friendly woman. I'll get the paperwork ready at once." Mr. Kacheek stood up from his desk and began to get the paperwork ready as Nurse Kayla began to cry with tears of joy. She could not help herself, so she got up and flung herself at Mr. Kacheek, giving him the biggest hug she could muster. He chuckled and patted her on the head.
After signing all of her paperwork, Nurse Kayla practically skipped down the hallway towards the adoption ward, where Theodore was sitting alone, reading a book. Nurse Kayla walked into the room and knelt down beside him.
"Theodore, how would you like to come home and live with me from now on? I promise to bring you back here and you can play with your friends all you want." She watched him with hopeful eyes. He brought his gaze up to look at her and let out the loudest squeal she had ever heard from any of the children. When he said yes, they spent several minutes hugging and getting a bag ready with all of his clothes and toys that he had collected over his time spent here (not surprisingly, almost all of it had been gifts from Nurse Kayla).
As they made their way towards the exit and to the car, they waved goodbye to all of the staff and other children. They did not know why, but they were all clapping and cheering them on. It wasn't until Nurse Kayla glanced down at Theodore that she noticed his horn had begun to grow in. He had never felt such love and joy as in this moment. He was so used to watching other Neopet children get adopted that he had no idea what it felt like to be wanted. Nurse Kayla knew at that moment that the ancient legend was true and that as he felt more and more loved, the horn would grow to its fullest. She scooped Theodore up in her arms and kissed the top of his head as she began to cry. He looked up at her and said: "Mommy, don't cry! I love you and you love me. We'll make each other happy forever!" All Nurse Kayla could manage to do in that moment was smile through her tears and nod her head, because she knew he was right. She would love him for the rest of her life like he was her own son.
The End.
Also by princessdiva7737


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Hip hip, Hooray! Our Punk Rock inspired styled shoot tittled "Love is not Dead" was featured on Bespoke Bride!!
What an honor it is to have been featured by Bespoke Bride, a blog from the UK that started in 2011 as a personal way to journal quirky and creative wedding photography, decor, and DIY's. The colorful duo behind the blog focus on creating a blog that will inspire couples to design a wedding that is creative, crafty, and full of character. Our styled shoot definetly screams color and tons of character!!
Jade Elora from Jade Elora Photography and Angela Mortez from Rock n' Willow Events (tee-hee, that's ME!) came up with the idea of a bright, colorful, punk rock inspired styled shoot concept that was quickly dubbed "Love is not Dead" - a play on the slogan "Punk is not Dead". Along with Alexis Farris from Alexis Designs Things we came up with fictional character names for our Bride and Groom. Kim and Thurston were a real life married couple from the 1984 punk band Sonic Youth! Alexis totally ROCKED the stationary department and Jade flatlay slayed!!
We started off the shoot with a couple of intimate shots of our Bride and Make-up artist, oh AND hair stylist Autumn Skibinski and her real life boyfriend and model Aaron Garrett.
And then moved outside to The York Manor's outside ceremony or cocktail hour option and of course their iconic red doors!
We started adding florals from Nadia Guzman at The Flower Shop and showcasing our mock table with tons of goodies from DaviD at La Pinata Party Rentals. Jade and her crafty husband made the custom table number "one" that matched Alexis designs and typograhy so well! All together with that killer table runner made by our assistant (shout out to Pearl Bash!) we think our visions really came to life!
Vincent and Iveth from LA Speakeasy made sure everyone at the shoot were properly hydrated with their yummy and so so fresh cocktails. They make their own mixers and are so innovative with their ingridiants. Plus, these two are so warm and approachable and will leave your guests with a great laSting impression!
Nicole from Nicole Bakes Cakes added the sweetest cake that contributed to the overall theme perfectly. Our couple loved pretending it was their actual wedding day with this grafiti inspired design.
Jade had some left over temporary tattooes that she ended up not using at her wedding so we decided to throw those into the shoot by having a DIytattoo station! Our Groom got to place one on his new Bride and it was such a fun moment!
Let's not forget to mention the generous venue that allowed us to host our styled shoot. The York Manor is a gem located in Highland Park (Los Angeles, California). Its white walls, large natural light windows, awesome stage are all wonderful qualities of this venue but we were particuraly excited for their new speakeasy underneath the venue. It is perfect to host an after party there!
Highland Park did not disappoint with its eclecticness. Check out these fun graffiti walls around the neighborhood!
On behalf of myself and my team of awesome vendors that turned up and rocked out, we would like to thank Jess and Emily from Bespoke Bride again for the amazing oportunity to featured on your blog!
Check out the blog post here at Bespoke Bride!
Planning & Coordination: Rock n' Willow Events || Photography: Jade Elora Photography || Venue: The York Manor || Rentals: La Pinata Party Rentals || Stationary: Alexis Designs Things || Florals: The Flower Shop || Cake: Nicole Bakes Cakes || Cocktails: LA Speakeasy || Hair/Make-up/Bride: Autumn Skibinski || Groom: Aaron Garrett


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BBC Home
Doctor Who
An Interview with Gareth Roberts
17th Sep 2011
How on earth would Gareth Roberts follow up his hugely popular adventure, The Lodger? Easy! Bring back Craig, add Cybermen and stir well with a little bit of magic... Unable to wait for the episode, entitled Closing Time, we found Gareth and made him tell us more!
Could you tell us a little bit about your episode?
Gareth Roberts:
It's 200 years after The God Complex - for the Doctor, anyway. All the stuff you saw at the very beginning of The Impossible Astronaut, with him waving to Amy through all time and space, he's been doing that.
But time is closing in on him and he can't put off going to Lake Silencio and his doom. But before he does, he thinks he'll make one last social call - and he ends up working in a shop and fighting the Cybermen.
Craig is back! Hurray! Did you always intend to have him return... and how has he changed?
I was thinking of returning to Craig when I knew James had been cast in The Lodger, and even more so when I saw his performance. He and Matt have an amazing on-screen chemistry, and it already felt like he was one of the Who family as it were.
I think it's funny how the Doctor has the two extremes of River Song and Craig in his life - River is so complex and mysterious and Craig is so straightforward and uncomplicated. He hasn't changed that much except that he and Sophie have now got a baby, and Craig is finding it hard being a dad.
You got to write for the Cyberman! You're a professional writer and you've written for Doctor Who many times... but is it still exciting to "work with" such iconic enemies?
Yes! It was my idea to include them as there were no other returning monsters in this series, at least not as the main antagonists. I thought there should be a sense of history about the Doctor's final battle to save Earth before he heads off to meet his death.
The Cybermen are at their scariest, I think, when they're lurking in the shadows like they did back in the 60s, so I tried to bring some of that back to them.
What have you got lined up for the future that you can tell us about / tease us about?
Well - I'm novelizing the 'lost' 1979 story Shada by Douglas Adams. It's been a heck of a job, much harder than I anticipated, but I wanted to do him and his story justice. As for future Doctor Who on tv - well, as far as I know, the Doctor dies in episode 13, so we'll have to wait and see.
Big, big thanks to Gareth Roberts for sparing the time to answer our questions. And don't forget you can find out more about
Craig Owens
The Lodger
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A selection of comments from readers of the Home section, drawn from letters and postings at nytimes.com, about Anne Raver's article on a mysterious strain of downy mold killing one of the home gardener's favorite annual flowers, Impatiens walleriana.
Re "A Mold Devastates Impatiens," by Anne Raver (April 18): The reactions you received to Ms. Raver's column worry me. Impatiens ballerina are not a native species. One certainly doesn't wish for the demise of any flora or fauna, native or not. I only wish the readers expressed such concern over the plights of the honeybee and Monarch butterfly.
I still haven't recovered from Ms. Raver's column of Sept. 6, 2012, informing readers that the family farm in Maryland would be sold. You really couldn't fathom what her return to that farm and all aspects she chronicled in The Times meant to us.
When I return to New York, to the community my 90-year-old-plus mother has lived in, we often ride past the still-standing farmhouse and barn on Stewart Avenue that my great-aunt and uncle raised their family in. It is the only vestige of a number of farms that were in my extended family. My mother has great memories of a Long Island long ago plowed over to make way for tract housing. We mourn for that past, and I mourn for the farm Anne Raver tried to maintain in honor of her ancestors.
Perhaps the writers aren't aware of her valiant attempts to preserve and maintain that heritage. They owe her an apology.
Judith A. Zygelman
Las Vegas
I enjoy Ms. Raver's articles and impatiens, too. I don't think she meant offense and I was surprised by the gardeners who responded so angrily to her article.
Marcie Schorr
Flushing, Queens
The snob factor aside, there's an ecologically sound reason for not planting impatiens: they require continual watering to remain upright and in full bloom throughout the summer heat. Instead, I plant wax begonias annually for bits of color in perennial borders or window boxes. They are neither thirsty nor fragile, and I have yet to see them bear a speck of mold.
Ann T. Keene
Princeton, N.J.