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Pension boffins like Tom McPhail argue that the defined-contribution pension industry has all the tools it needs to provide good savings schemes for everyone. I fundamentally disagree.
In their current guise, pension schemes are not a solution at all. They need to be redesigned from the bottom up to suit people's needs rather than being fitted into yesterday's economic theories and models.
The basic presumption of politicians and the industry is that of the prevailing neoclassical economic model. If given the right choices, rational self-interested humans will make the best choices they can, which will produce the best possible outcomes. People will understand, if politicians and the industry bang on about it, that they need to save more. If this requires spending tens of millions of public money every year on education, it is a necessary part of the process.
The politicians have convinced themselves that by simplifying the choices, they have created the right incentives. Having a flatrate state pension instead of means-tested top-ups that removed incentives to save means people face the choice of saving or being poor in their old age. Surely, that is a no-brainer?
Of course, it is not a no-brainer at all. On the contrary, all the evidence from behavioural finance shows people will not save more even if the choice is that clear. They will not do so because we are hard-wired to hyperbolically discount and hugely overvalue a pound today versus a pound in a decade or two decades' time.
On top of that, savings decisions require long-term commitment - which we are bad at - and involve complex calculations, which fewer than one in 20 adults are capable of following. Faced with those difficulties, knowing - on the basis of a generalised awareness of bad headlines about pensions over the past decade and more - that pensions are troublesome and problematic, and having a limited amount of time they are prepared to spend on any financial decision, most people will never engage with the pension savings decision. Ever.
We are not talking about the IFA clients here. They are not part of the problem. We are talking about the non-existent mass market for long-term savings schemes of any kind.
Where should we start? First, recognise that big financial decisions are social rather than financial, by which I mean they can and should involve a wide range of people and that people's decisions are heavily influenced by those of their peer group.
Second, that "unbundling" along DC lines, which multiplies choices, is against the interests of most people because they will make sub-optimal choices as a result of behavioural biases.
Third, that incentives need to be simple and calculable by people with minimal mathematical skills.
The lines of a possible solution then emerge as follows - socialise, mutualise, reward. Socialise means embedding long-term saving in society and directly linking long-term saving to investment in its proper sense, that is, new capital directed to production. Mutualise means building large-scale member-owned institutions to capture economies of scale and build confidence in long-term sustainability and equity. Reward means linking financial incentives to the behaviour - if long-term commitment is what we want, why give all the reward up front in terms of tax relief rather than gearing it to the term of the savings?
Only when we get radical rethinking on these lines will we be heading towards a solution to the long-term savings gap.
Chris Gilchrist is the joint author of The Process of Financial Planning and editor of The IRS Report
I disagree with both Messrs McPhail and Gilchrist. 25 years of destructive government meddling, combined with the relentless decline in annuity rates, has pretty well shot to pieces public confidence in just about everything to do with pensions. Stakeholder was arguably the worst thing of all, removing all incentive for intermediaries to sell pensions, combined with the removal of Contributions Insurance and the facility to include some life cover. Crash Gordon's £5Bn+ annual tax raid on pension funds hardly helped, not to mention the imposition of a raft of unmanageably stringent rules on how employers must manage the long term solvency of DB schemes. And what about the current government's total failure to honour the Conservatives' pre-election manifesto pledge to put right all this damage?
How might the entire pensions framework be redesigned ~ effectively ~ from the ground up? Mr Gilchrist offers no suggestions, just his usual windy platitudes. So here are some suggestions:-
1. Repeal the £5Bn yearly tax raid on pension funds.
2. Perhaps offer a 5% enhancement to basic rate tax relief on pension contributions.
3. Remove the punitive 55% death tax charge on unspent funds post vesting.
4. Allow unspent funds to pass tax free down into PP's for the next generation.
5. Restore WoP insurance.
6. Restore life cover as an integral part of PP's, subject to a minimum ongoing level of contributions to retirement benefits.
7. Remove the threat of the lump sum option at retirement being taxed.
8. Address the problem of dire annuity rates by issuing high yielding gilts available only to annuity funds.
9. Restore the incentives for intermediaries to actually promote and sell PP's.
10. Simplify contributions limit to 30% of earnings, with one year's carry forward of unused allowances from the previous year.
11. Remove the LTA. And then.....
So there we have a 12 poiny action plan ~ of which the government is likely to take no notice whatsoever.
I fully endorse Julian's ideas especially number 12. It seems to me that pensions need constant revision and revising simply because the legislation changes all the time.
However, I think even Julian is wide of the mark. We need to scrap pensions entirely and replace them with an ISA style savings scheme. Tax free benefits on retirement but access to taxed money if needed beforehand.
Money Marketing is for financial professionals, so naturally, the perspective written on this blog is generally for the financial cohort.
However, the public decides for itself and indeed has broadly decided that pensions are a 'dodgy deal' and what little money the public has to 'put away' is finding a home in ISA's.
Very few financial professionals appear to be able to accept this fact, apart from, notably, Ros Altmann of Saga.
I agree Soren.
Saving for the future in the knowledge that there is accessibility, if needed, is the obvious way forward (ISA).
To attract long term thinking I suggest that the government gives a bonus after ten years, and again every five years thereafter, importantly based on the individual contributions made, and allow the employer to contribute.
Forget pensions. Forget tax relief on contributions. Keep it simple. and yes, stop meddling.
"unbundling" along DC lines, which multiplies choices, is against the interests of most people because they will make sub-optimal choices as a result of behavioural biases"
What a lot of guff.
Simple proposition to clients - do you want a comfortable retirement and if so, how much are you now prepared to set aside and sacrifice to achieve that goal.
Once the goal has been set and the percentage of savings established, the adviser can then calculate using proprietry software packages, how far along towards their goal their stated savings levels will take them.
No one ever said this job was easy, but the gobbledegook employed in the statement at the beginning of this response, clearly demonstrates how far removed from Joe/Jane Public we are, when we come out with such phrases. God helps them if a client reads this stuff.
We have to make it simple to save, employ our professional judgement as to whether a client has a realistic set of goals or whether they are unachievable. Only then can any sensible discussion on savings come about.
PLUS - with the current economic climate and all its threats to financial stability of the country and individuals that implies, not a lot of Joe/Jane Public have much spare dosh.
Ned lits the nail on the head but underlines some of Chris Giilchrist's points about behavioural finance at the same time. HOW do we encouyrage people to save sufficient for their retirements?
Julian's wish list sounds hopelessly unlikely to gain political favour - BUT - the question is do governments really want to encourage saving for retirement and, if so, why are they not doind (rather than talking) more about it? Even some of Julian's 12 points would start to make a difference.
People don't save but can be SOLD savings products. People dont save enough, so lets decimate the IFA sector who give advice based on need on a face to face, personal basis and replace with a MAD sorry, MAS website. That'll do the trick!!!
if there are any policticians or policy makers out there reading this, will you please start to listen to the people that are on the front line trying to do the job.
IFA's are stuck between two rocks (FSA and the FoS) and a very hard place (the FSCS) with no long stop in sight.
Seems to me that the only sensible market for IFA's in England now are the VHNW and HNW individuals.
Good independent financial advice for Joe Public will post-RDR be very hard to find unless Joe is prepared to pay upfront, which seems unlikely.
Both Chris Gilchrist and Julian Stevens make good points, but perhaps the best is made by Anonymous (5:09). From January the mass market is irrelevant to the IFA community as a direct consequence of the FSA's over indulgence in regulation.
So why are professional advisers using these financial pages to discuss what is a social and political issue.
The never ending interference of UK politicians will always ensure that the mass savings market is in a state of turmoil so there is little point wasting time and energy commenting on these matters in these journals. There are a thousand ways to improve the current pension regime. Politicians will find a thousand and one ways to ensure they do not work.
So back to concentrating on doing a good job for those rich enough to pay you for working on their behalf - and perhaps offering up a thanks for the interfering politicians who make your work necessary for that privileged few.


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subset: commoncrawl


text: On 15 Mar 2005, at 12:28, Kevin Philp wrote: > I have just installed a new user on our NIS server, nothing special > except > they will have a private group and will be excluded from the main user > group. > I can log in as the user on the server but I can't seem to get any of > the > client machines to accept the login. The other users on the NIS server > can > log into the clients. I restarted the yp services on the server but > still no > luck... any suggestions of what I am missing? You didn't mention rebuilding the NIS maps on the server - did you do that, or is it being done automatically? You can check by doing ypcat passwd.byname |grep NEWUSERNAME on a random client. Niall


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Photo: WENN
Bruce Springsteen left many in tears yesterday (November 2nd) as he performed at a rally for Democratic presidential hopeful Barack Obama in Ohio.
Springsteen, who has been a passionate supporter of the candidate from the outset, led a crowd of 80,000 people through his own hits and covers, including Woody Guthrie's folk classic 'This Land Is Your Land'.
But it was the singer's performance of 'The Rising', which refers to the September 11th attacks, that stirred the most passionate response from the open-air crowd.
"So I don't know about you, but I want my country back, I want my dream back, I want my America back," the singer told the crowd.
He added: "Our social contract has been shredded. We're going to need all the angels we can get. Senator Obama's efforts to build a house big enough for all our dreams."
'Tell America's Story'
As Mr Obama took to the stage following the singer's performance, he paid tribute to Springsteen, describing him as one of "a handful of people who enter into your lives through their music and tell the American people's story."
"Bruce Springsteen is one of those people," he said.
Springsteen has continued to wow crowds across America as the presidential race has accelerated towards its eventual climax tomorrow.
He is just one of a long line of musicians who have endorsed Mr Obama. CLICK HERE to see other supporters of his campaign.
Should musicians gets involved in politics? Join our debate HERE.
You can see highlights from the campaign below:


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Uploaded: Thursday, March 31, 2011, 1:01 PM
Local girls embrace a sporting life Free after-school program teaches teamwork, engenders confidence
by Nick Veronin Mountain View Voice Staff
Are you receiving Express, our free daily e-mail edition? See a sample and sign-up for Express.
Posted by christy, a resident of the Sylvan Park neighborhood, on Mar 31, 2011 at 10:31 pm
the BAWSI program is AWESOME! I've seen it firsthand at Castro.
It's definitely worthy of support...if there's an avenue for financial support, Nick, please let readers know how they can help sustain and extend BAWSI's reach.
Posting an item on Town Square is simple and requires no registration! Just complete this form and hit "submit" and your topic will appear online. Please be respectful and truthful in your postings so Town Square will continue to be a thoughtful gathering place for sharing community information and opinion. All postings are subject to our TERMS OF USE, and may be deleted if deemed inappropriate by our staff We prefer that you use your real name, but you may use any "member" name you wish.


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Monday, October 20, 2008
Contest for Demon's Hunger by Eve Silver & More
Hachette Books has given me FIVE ADVANCED READING COPIES of Eve Silver's upcoming novel, Demon's Hunger to give away.
Want to win one? Simply leave a comment telling me what snack you'd give a hungry demon. I'd serve tortilla chips and salsa, because salsa is not only good for the demon's health, but the demon would enjoy the fieriness of the jalapenos. The contest runs through Saturday night, and I'll announce the winners on Monday. Winners will be chosen at random.
Here's a description from the book cover: "Forensic anthropologist Vivien Cairn fears she's losing her mind. Her libido has kicked into overdrive, and she's blacking out-leaving hours of her life unaccounted for and no memory of where she's been...or what she's done. But when a sexy stranger rescues her from a demon attack, Vivien realizes there's more than just her sanity at stake..."
Read an excerpt of Demon's Hunger. "From the shadows, Gavin Johnston watched the play of expressions cross the girl's face as she struggled to stay awake."
Shannon shows quite a bit of commitment by reviewing 8 paranormal books, including Jeaniene Frost's One Foot in the Grave. "The pacing is excellent, and there's enough time spent on the characters themselves to keep me satisfied. Exciting and thrilling, I read this in about six hours and I'm very keen on the next book." (Have My Cake and Eat Yours Too)
Sidhe Vicious shares some fun cover art and blurbs of upcoming novels. "And last but definitely not least, because this author has been rockin the socks off the paranormal romance readers collective you know whats, Nalini Singh has a new cover to whet our appetites for Angel's Blood, due out March 2009." (Sidhe Vicious Reviews)
Enter Sharon Ashwood's contest for chocolates to celebrate the upcoming release of Ravenous. "Holly Carver is a small-time witch who busts ghosts for tuition money, but ends up wrangling a demon when a haunted house job goes bad." (Fresh Fiction)
Read an excerpt from Sharon Ashwood's Ravenous. "Being the evil Undead wasn't fun any more. For one thing, it was increasingly hard to get a library card." (Sharon Ashwood)
Contest for a copy of Patrice Michelle's Scion's Revelation. "Caine Grennard was a werewolf, living among humans and lacking purpose--until the night he met a woman with an exotic, irresistible scent." (Fresh Fiction)
Read an excerpt from Scion's Revelation by Patrice Michelle. "As he entered, the Lupreda sitting in the living room and standng in the hall turned and stared. Every single member of the wolf pack was there now." (Patrice Michelle)
Interview with Tomas Alfredson, the director of the acclaimed Swedish vampire flick "Let the Right One In." ""I really think you shouldn't do films of good books...The reason is that the depth of a good book is so much greater than you could possibly do on screen in 90 minutes. But this was sort of the exception." (Los Angeles Times)
Need more Robert Pattinson (Edward Cullen) while you're waiting for the release of "Twilight"? Here he is in a trailer for "How to Be." "Pattinson plays Art, a socially awkward failing musician going through a quarter-life crisis." (Blast Magazine)
Here's a new Spike (James Marsters) video. Spike singing --- not very well, but who cares? He makes angsty work.
And we can't forget Angel and Buffy and Kate Perry's "Hot & Cold" with a disco beat!
42 comments:
- Pamk said...
queso dip and chips sounds real good about now.
- October 20, 2008 at 9:39 AM
- Marta said...
So that's what you'd give a demon? Uhm, cheesy dip for breakfast! (I don't know where you are, but I haven't had my coffee yet.) Actually, that does sound pretty good.
- October 20, 2008 at 9:44 AM
- Blakey Girl said...
i'd feed them armadillos...they're crunchy and bite sized..well for a demon anyways....
- October 20, 2008 at 10:08 AM
- Jackie Ballway said...
The kid down the street who keeps throwing sticks in my backyard. It makes Dante, my evil genius of a dog, very upset.
- October 20, 2008 at 10:14 AM
- Marta said...
Blakey Girl, my husband once ate an armadillo. It's a long story.
Jackie, you're mean, but funny! - October 20, 2008 at 11:23 AM
- Carrie - the book girl said...
Ummm...I'm not sure what I would feed a demon. Maybe something chocolaty, so it would be in a good mood. Chocolate always makes me happy, and I wouldn't want to be around an unhappy demon.
- October 20, 2008 at 12:10 PM
- Tanya said...
I would give the demon...a peanut butter & jelly sandwich on toast bread! It's sweet & chewy & with the peanut he'll be licking his gums lol to eat it all up...
- October 20, 2008 at 12:26 PM
- Liviania said...
I would feed the demon chocolate animal crackers, since those are the snack I keep in my dorm room for visitors. I'd also offer a nice cup of mint green tea.
- October 20, 2008 at 12:32 PM
- Jane said...
I would feed them rats.
- October 20, 2008 at 2:49 PM
- 80slady said...
Here in Texas.........hot wings and a beer :)
- October 20, 2008 at 3:36 PM
- scooper said...
I'd serve my enemy's arms. Roasted.
- October 20, 2008 at 3:41 PM
- Marta said...
All excellent suggestions!
-Carrie, good thinking!
-Tanya, the PJ sandwich could also slow down a hungry demon.
-Liviana, the mint tea might relax an angry demon.
-'80s Lady I'll be dropping by later!
-Jane, if you've read my books, you know how I feel about rats.
-Scooper, your suggestion sounds very labor intensive. Consider serving your enemy's arms as a carpaccio. - October 20, 2008 at 5:17 PM
- Eve Silver / Eve Kenin said...
This is hilarious. Hmm...I think I'd feed a demon coffee, double-double. Or maybe not. Caffeine can make one jittery.
Chocolate (to sweeten up its disposition?). Actually, I might eat the chocolate myself.
What about Thai food? Nice spicy Thai curry? - October 20, 2008 at 5:40 PM
- Jackie M (Literary Escapism) said...
Since I just discovered it, I would give a demon a bowl full of Edy's Slow Churned Samoa Ice Cream. That is Samoa as in those delicious girl scout cookies you can only get once a year. Edy's made an ice cream out of them! I love ice cream.
My second choice would be Cookie Minister ice cream from Coldstone Creamry. Mint chocolate chip oreo fudge ice cream....what could be better than that? - October 20, 2008 at 5:42 PM
- Raonaid Luckwell said...
What would I feed a demon? Hrm, should be interesting to feed them coffee, endless chocolate, or maybe these hot sausages that I dearly love.
- October 20, 2008 at 5:59 PM
- macbeaner said...
Atomic wings from Quaker Steak and Lube. If you've never been to one, you have to go.
Anyways. After the firey pits of hell, how bad can wings that you have to sign a release form be? - October 20, 2008 at 8:47 PM
- Judi said...
It'a a toss up between Bailey's filled chocolates or Mocha Almond Fudge ice-cream. Both are sublime... but then there was that ultra creamy chocolate swirl cheesecake!
All I can say is that all 3 work quite well as a "calgon take me away" diversion. Mmmmm chooocolaaate...lol. - October 21, 2008 at 2:22 AM
- Ellory said...
I'd feed a demon some of my brownies. Give him a sugar high.
- October 21, 2008 at 3:01 AM
- LadyVampire2u said...
I have this neighbor who's dog is very irritating. So I think it would make a nice appetizer until I find out what my visitor really likes to eat.
- October 21, 2008 at 3:26 AM
- I Heart Book Gossip said...
I'd serve Pumpkin Cake with Whiskey Whipped Cream. Cause thanksgiving is coming.
- October 21, 2008 at 5:51 AM
- tetewa said...
How about jalepeno poppers and a marguerita!
- October 21, 2008 at 7:35 AM
- Michele Hauf said...
Ohmygosh! I LOVE that cover for Demon's Hunger. Must have it! (Don't you love when covers are so gorgeous you want to buy it just for that?) :-)
Anyway, I'd feed the demon some saltwater taffy. Then when he decided he might want to munch on moi, he just...wouldn't...be able....to open...his...mouth!
Hee. - October 21, 2008 at 7:42 AM
- Eve Silver / Eve Kenin said...
Michele, I was thrilled when I saw the jpg of that cover. It's really representative of the story, and I was so excited about it. Thanks for loving it :)
- October 21, 2008 at 7:52 AM
- Marnie Colette a.k.a marniebelle said...
Like the cover... I would serve them mint chocolate chip ice cream. Ice cream because they will need to cool down a litte. Mint to help them with the demon breath. Chocolate- well that fixes everything.
- October 21, 2008 at 8:04 AM
- Marta said...
Hi, Eve, thanks for visiting! Yep, your cover is great and I particularly appreciate that it coordinates well with my blog colors.
The faves seem to cold and sweet ice cream, or hot and spicy food.
What about turkey and red wine, to put a demon to sleep? - October 21, 2008 at 8:28 AM
Hi all! Being from Kansas City Barbque is always a good thing. Ohhh how about Dark Chocolate and some Port! Sounds good maybe I'll have some of that tonight with my own Demon * LOL * ( Make that husband ). Have a good one!
- October 21, 2008 at 9:18 AM
well my kids, says anything i cook is dangerous to ppl health, so i guess i would try it on a demon
blackroze37@ yahoo.com - October 21, 2008 at 12:27 PM
Since it is almost Halloween and I live in NY, some hot spiced apple cider and apple cider donuts. :)
Dawn Roberto
email@example.com - October 21, 2008 at 1:19 PM
- ArkieRN said...
Angel food cake to conteract his demoness!
- October 21, 2008 at 7:35 PM
I would give him either curry, some nachos with salsa or any other hot spicy foods.
Terri W. - October 21, 2008 at 8:13 PM
- Bray said...
I would feed a demon Tequila Rose and chocolate...that's the first thing my husband asked about this morning while getting coffee.
- October 22, 2008 at 4:21 AM
- J Kukawa said...
Perhaps it's because I'm craving it myself, but I'd feed a Demon Pho.
Demons probably like meat, so there's beef. The scent of anise and ginger should calm down the demon, and who doesn't like rice noodles? - October 22, 2008 at 8:28 AM
- CrystalGB said...
Spicy chili because they are used to things being hot. LOL
- October 22, 2008 at 8:41 AM
- Marta said...
BarbP, is Arthur Bryant's still around in KC? Because, you're right, some of that barbecue could satisfy any demon.
BlackRoze, I'm sure your food is not that bad!
Dawn, great seasonal suggestions.
ArkieRN, my mom used to make Angel Food cake, but I always preferred Devil's Food.
Terri, mmm, curry!
Bray, what's Tequila Rose? It gotta be good because I love roses and I'm fond of tequila.
J, one thing I miss about working in the city is those big pho restaurants with all the fresh herbs and seasonings on the tables.
Crystal, spicy chili might satisfy the demon for a while, but the after effects could be deadly! - October 22, 2008 at 11:18 AM
- Vicky said...
Ice cream to cool them down a little bit.
- October 22, 2008 at 3:02 PM
- Carmen R said...
pizza and beer or if it's a different kind of hungry well then i would feed it ME! lol :)
hdtermite (at) yahoo (dot) com - October 22, 2008 at 3:29 PM
- cfisher said...
I would feed a demon Texas style....Chili topped with jalapeños!!!!!
- October 23, 2008 at 3:37 AM
- Ruth Schaller said...
Hi Marta!
Well, what would I serve as a snack to a demon? Well, it owuld have to be my fave Ruffles thick cut chips, plain, and jalapeno chip dip (my fave!!!).
Yep, that's one tasty snack! - October 23, 2008 at 6:36 AM
- Michelle said...
How about some Buffalo Wing Dip & assorted dipping items...creamy, spicy & a bit of a kick to it!!
- October 23, 2008 at 8:28 PM
- Kammie said...
I'd serve hot crab dip and crackers with a green onion garnish.
- October 24, 2008 at 10:29 PM
- Lynn Irwin Stewart said...
I'd just give him a nice southern carb load -- fried chicken, mashed potatoes (and gravy), black-eyed peas and sweet tea, followed by a slice of pecan pie. If that doesn't put him in stupor, nothing will.
- October 26, 2008 at 11:42 AM
- Marta said...
Thanks to everyone who participated. I've got the winners on today's post: MacBeaner, ArkieRN, Jackie M, PamK and Jane.
Congratulations! - October 27, 2008 at 8:46 AM


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As the 2009-10 term commences, the Supreme Court begins to prepare for some of the most groundbreaking cases yet. From Main Street to Wall Street, people of all walks of life await the contentious he
The beauty and fashion industry makes 7 billion dollars a year off of the insecurity and vanity of women across the country. Our need and dependence on beauty products has made us addicts, slaves to p
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In a stereotypical world, the cheerleaders and the marching band would not mix. In Junior Lauren Hancox's world, they overlap every day. She scrambles from cheer practice, which ends at six, to make t
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Halloween has always been a foundation for many scary movies, whether the setting of the movie takes place on October 31, the movie debuts on the 31, or the movie is about the horrors of the number 31
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In anticipation of the October 28 release of "This Is It," the documentary covering Michael Jackson's ill-fated concert tour of the same name, fans will be able to download the film's title track for
Leading America's Newsrooms


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Home Listen to Show Recipes Resources Hosts Contact
Lentils: 1 Cup Dried, green lentils 2 Tbs Unsalted butter 1 Cup Finely chopped onion 3 Cloves Garlic, chopped ½ tsp Salt 4 Tbs Parsley 1 Tbs Fresh lemon juice ¼ tsp Black pepper
Fish: 4 6 oz Cod fillets Salt and pepper to taste 1 Tbs Unsalted butter Lemon wedges to garnish Lentils: Place lentils in a sacuepan and cover with cold water. Simmer until lentils are tender (up to 25 minutes). Reserve ½ cup of cooking liquid and drain lentils. Melt butter in a heavy saucepan over medium-low heat. Stir in onion, garlic and salt. Cover and cook about 10 minutes. Remove cover and cook an additional 5 - 10 minutes until golden. Stir in cooked lentils and reserved cooking liquid and heat through. Prior to serving, add parsley, lemon juice and pepper.
Fish: Season cod fillets with salt and pepper. Heat butter in a non-stick skillet over medium-high heat. Sauté the cod, turning once, until just cooked through. (About 3 -4 minutes per side.) Serve the fish with the lentil sauce and a lemon wedge garnish! Servings: 4
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Archive for 'Imperialism'
Assad's backers on the left are ignoring reality
Posted by John, May 8th, 2013 - under Anti-imperialism, Assad, Imperialism, Israel, Syria.
Comments: 2
Those raising false "anti-imperialist" flags to justify their support for a capitalist regime involved in horrifying repression of its people are ignoring reality. Israel, the key imperialist asset in the region, very clearly sees the Syrian rebellion as a far worse alternative to the Assad regime. Assad's Western defenders either don't mention Israel at all when they list the countries they think are waging "war on Syria" (and hope no-one notices the omission); or, even worse, they add Israel to their list despite the evidence (and hope no-one notices).
Myths about North Korean Militarism
Posted by John, March 30th, 2013 - under Imperialism, North Korea, US imperialism.
Comments: 2
David Whitehouse explains the backdrop to the ratcheting up of conflict in the Korean peninsula–and the role the U.S. government is playing.
Why capitalism is a failure
Posted by John, February 7th, 2013 - under Capitalism, Fighting back, Imperialism, Poverty, Socialism, Socialist Alternative, War.
Comments: 1
Revolution won't come about by us wishing and waiting writes Nick Everett in Socialist Alternative in Australia. We need to fight for change. Socialism – a society that organises production to meet human need, not corporate greed – is not only possible, but urgently necessary.
The West chooses war in Mali
Posted by John, January 18th, 2013 - under France, Imperialism, Mali, The West.
Comments: none
The Western powers have chosen war as the way to put Mali together again, and they've begun deploying all the king's horses. Malians of the North and the South could all be in for a long, terrible ordeal. The imperialists don't exactly care who wins – as long as they back the winner.
The new Australian McCarthyism
Posted by John, September 19th, 2012 - under Imperialism, Islamophobia, McCarthyism, Muslims, Racism.
Comments: 2
The right wing, and I include the Labor Party leadership in this with its threats to deport people, are using the demonstrations, especially stupid and reactionary placards about beheading those who insult the Prophet, to justify a wave of hate and ultimately recriminations that could shift Australia to the extreme right and will make the lives of all Muslims much worse.
Anti-Muslim racism, police brutality and imperialism: Why we must defend the Muslim protests
Posted by John, September 17th, 2012 - under Imperialism, Islamophobia, Racism.
Comments: none
The current demonisation of the Muslim demonstration in Sydney is part of this wider Islamophobia, racism and vilification of all things Islamic to entrench imperialism.
Imperialism and space exploration
Posted by John, August 9th, 2012 - under Imperialism, Mars, Moon.
Comments: 1
While the achievement of walking on the moon shows the great capacity and potential of humanity, its driving force – imperialist competition – shows we have far to go before we are all astronauts of our own earth.
Revolution in Syria is rooted in popular uprising
Posted by John, August 1st, 2012 - under Imperialism, Revolution, Syria.
Comments: none
Those in the Western left who allow a reflexive and unthinking "anti-imperialism" to set them against the Syrian revolution are simply confessing their own bankruptcy.
Drones: waging war on civilians with the click of a mouse
Posted by John, June 27th, 2012 - under Drones, Imperialism, Pakistan, US foreign policy, US imperialism.
Comments: none
Bombing raids have been used from Guernica and Dresden to Afghanistan as a way to intimidate populations, crush cities and break the resistance of ordinary people. Drones are the latest barbarism in this long, terrible tradition.
This ANZAC Day let's raise a glass to Malalai Joya
Posted by John, April 24th, 2012 - under ANZAC day, Afghanistan, Imperialism, Malalai Joya.
Comments: 1
So this ANZAC Day, as beer companies take it over, I'll be raising a glass – a cup of tea – to Malalai Joya and her message to the Australian and other invaders of her country, Afghanistan. Get out now.


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Fasteners come in many different types, shapes, sizes, lengths, materials and even colors. Knowing which type of fastener for your project or repair is important. Hopefully this will help you understand more about fasteners and make your next project easier.
If you were to take a look down any aisle filled with fasteners at a home improvement store, you would no doubt find your range of choices overwhelming.
Anchors, eye bolts, machine screws, spring nuts, weld screws, and simple wood screws are just a few of the possibilities you have to choose from when looking at fasteners. While it would be impossible to review each of the different fasteners and their use, here are some basics.
When it comes to fasteners, there is one basic starting point:
What kind of materials are you looking to fasten together? If the objects are both metal, then you want a fastener with machine threads. That basically means that all of the threads on metallic fasteners will be parallel with the head of the screw or bolt, whatever.
Now the threads on metallic screws or bolts come in two varieties:
Coarse or fine. Coarse-threaded fasteners will have a wider gap between each thread. And fine-threaded screws, well, have a small or "fine" gap between each thread. So which should you use? Well, it depends on the nature of the objects being fastened together. If a lot of force will be trying to pull the objects apart, then fine threads work better. The more threads the fastener has, the greater the force required to sheer the threads. Otherwise, coarse-threaded fasteners should be fine and they are generally less expensive anyway.
Wood fasteners are those with the winding corkscrew threads.
The threads on wood screws begin at the very tip. That way, the fasteners will "bore" into the wood and hold the objects together better. Any fasteners that you see with the winding corkscrew threads are meant to be used with wood. However, there is an exception.
Known as self-tapping fasteners, some metallic screws will have hybrid threads that are a blend of the parallel and corkscrew threads. The corkscrew is not as pronounced on self-tapping screws nor do they extend out as far as those found on wood screws. Also, most self-tapping metallic fasteners are coated in a protective coating that helps them resist corrosion and rust. Self-tapping metallic screws are found all over your automobile and used primarily to hold body panels together. However, they have other applications as well.


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Bike Summit 2009 Registration is closed.
The Toronto Coalition for Active Transportation and the Clean Air Partnership are pleased to once again host this one-day Summit, building on the success of Bike Summit 2008.
Join leading thinkers, practitioners and decision-makers who are on the fast track to creating bikeable communities.
Thank you for your interest in the 2009 Bike Summit. Registration is now closed. Please sign up for TCAT News to stay in touch with what we are doing throughout the year.


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World renowned for the 'outback', gorgeous golden beaches and the stark beauty of its wide open deserts; Australia is actually also one of the most highly developed countries in the world. Not to take anything away from the sheer, incredible scope of its wildlife and natural sights – there's a reason that Ayer's Rock and the Great Barrier Reef are famous – but Australia's many cosmopolitan cities offer the exhilaration of somewhere new with the culture and excitement of the first world. From the artsy culture of Melbourne to the Sydney that never sleeps, the sprawling coastal Perth to Brisbane, the fastest growing city in Oz; down under's cities are a great place to meet locals who are multicultural, thoughtful and some of the most hospitable in the world.
When deciding on a place to stay, Australian holiday rentals offer a unique way to explore the country like a local. Rather than staying in a tourist district, surrounded by high rise hotels and overpriced nick-nacks; holiday rentals put you right in the heart of local communities. So whether you prefer a city centre apartment in Sydney or a cottage in Australia's wine country; a beachfront bungalow on the Golden Coast or a cabin close to Kakadu National Park; choosing a HouseTrip holiday rental in Australia means will let you decide your own way to explore this wonderful and incomparable country.
With Australia being one of the largest countries in the world, comparable in size to the USA, choosing where to stay in Australia depends on what type of holiday you want. If you would like to explore its beaches, head to either New South Wales – with its variety of beach resorts and Sydney – or Queensland (home to the Gold Coast and Brisbane). Try to stay in a beachfront holiday apartment, or check the map and ensure easy access to the shore. If you're interested in a city break with a difference, Melbourne in Victoria is regularly voted one of the best cities in the world and has a happening arts scene, restaurants and nightlife. For a wine tour of one of the world's top wine producing countries, head to South Australia and Adelaide. Another idea is to try and spend some time in multiple locations, something that a holiday rental makes easy as you can pick exactly where you want to stay.
A family break to Australia is sure to be an adventure the kids will never forget. While you will of course find lots of excellent, family oriented attractions in all cities around Australia, choosing where to go depends only on which amazing experience you want them to have. Queensland has some of the country's biggest theme parks (and the beachside paradise of the Gold Coast), South Australia is great for its zoos and nature parks (and the little ones enjoy strolling through vineyards too if a wine tour takes your fancy), Tasmania for its unique and otherworldly natural beauty, or the Northern Territory for a wild excursion into the vast unknown they will talk about for years. And wherever you choose to go, a holiday rental is perfect for children with all the extra space so they can play while you relax.
No problem. We'll email you right now so you can set a new one.


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Major_A wrote:Is the power supply working when connected to tester? In the post I linked to the PSU just decided to quit working for 24 hours then worked again with presumably no problems.
Major_A wrote:What were you undervolting? The CPU, HTT, RAM, chipsets? I don't know how undervolting is any different than overclocking and getting a hard lock or no boot. But if the power supply is working and the fans only twitch then I'd say it's the motherboard. Going on past experience it's a hell of a lot easier to kill the motherboard than it is the CPU (actually I don't think I've ever killed a CPU before).
Major_A wrote:Why not take it back to Frys?
hnzw_rui wrote:Major_A wrote:Why not take it back to Frys?
I'm already past 15 days. They've got a really short return period for motherboards and processors.
Major_A wrote:Didn't realize that Frys was that picky. Half of their "open box" items look like they're a year old.
Bingo with the air. In Houston it's not that big a problem, it's always humid as hell. When I would travel up north, especially in the winter, I would shock myself every time I got out of the freaking car. Ground yourself, and if you can keep yourself grounded to the case/metal then you don't need a wrist band thingie.
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Here's a perfect side dish for Thanksgiving or any meat, fish or poultry dinner. The peas and lettuce are lightly seasoned with herbs for a mild vegetable side dish that complements any entrée.
This easy creamed cauliflower recipe will quickly become one of your favorite Thanksgiving recipes. It's so creamy, light and fluffy, you'll skip the mashed potatoes.
Try these simple, healthy and delicious, whole wheat crepes that you can make in minutes. Serve them filled with fresh berries, low-fat cheese or dark chocolate as an appetizer, snack or dessert.
Review Date: February 26, 2013 Reviewed By: Christina D. Wright, RD, LDN, Nutrition Editor, Baldwin Publishing. Judy Capodanno, Health eCooking Editorial Director, Baldwin Publishing. Contact Editor This page created February 1, 2010 and last modified September 23, 2010 Learn more about Baldwin Publishing's editorial policy, privacy policy and sponsorship policy.
Copyright 2013 © Baldwin Publishing. All rights reserved. Health eCooking® is a registered trademark of Baldwin Publishing®. Cook eKitchen™ is a designated trademark of Baldwin Publishing®. Any duplication or distribution of the information contained herein without the express approval of Baldwin Publishing is strictly prohibited.
No information provided by Baldwin Publishing in any article or in any Health eCooking® show, video, recipe, article and/or other Health eCooking product or service is a substitute for medical advice or treatment for any medical condition. Baldwin Publishing strongly suggests that you use this information in consultation with your doctor or other health professional. Use or viewing of any Baldwin Publishing article or any Health eCooking® show, video, recipe, article and/or other Health eCooking product or service signifies your understanding and agreement to the disclaimer and acceptance of these terms of use.
Saint Agnes Medical Center | 1303 E. Herndon Ave. Fresno, CA 93720 | 559-450-3000


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Indications are that spinal stenosis could weigh into draft status. Terry McCormick
Georgia outside linebacker Jarvis Jones is regarded as one of the most coveted commodies in this year's draft due to his pass rush skills.
But a report from ProFootballTalk says some teams are concerned about the condition of Jones' neck. Jones has spinal stenosis, which could scare some teams off of him with a high pick.
Usually with players who have some sort of injury risk, beauty is in the eye of the beholder. So some team will grab Jones, and it will probably be with a high pick as long as the team's medical staff is confident that the neck condition won't be a major issue.
Follow me on Twitter @TerryMc13
Terry McCormick covers the Titans for TitanInsider.com
MAY 13 Jeff Fedotin
Former discus star launches football career with 49ers.


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Celebrate the life of a special person, wish someone well, send your dreams into the sky. Gather your friends, family and a picnic and join us on Sunday, June 30! For more information or to purchase your kite or kite tail, click here.
Join us at our second annual Walk to Remember on Sunday, September 15 at the Cleveland Metroparks Zoo! This is a wonderful way to celebrate life and remember loved ones. Register here.
This year, we are celebrating our 35th anniversary. We are extremely proud of what we have accomplished and humbled by the lives we have touched. After 35 years, we remain the Hospice of Choice.
Discussing your wishes with loved ones may seem overwhelming but by sharing your choices now, you will give them the ability to honor your wishes with confidence in the future. Click here for a booklet to start the conversation.
Experiencing a loss due to death is painful. But you don't have to go through it alone. At Hospice of the Western Reserve, it is our mission to help you heal. Learn more about the Elisabeth Severance Prentiss Bereavement Center.
As a nationally recognized non-profit hospice, we provide first-class services to patients of all ages and their families. Learn why Hospice of the Western Reserve is your Hospice of Choice.


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Friday 27 April 2012: Low-High Tech Photography
As a practice for the upcoming Worldwide Pinhole Photography Day I set out in the near dark, cold and rainy evening to try and get an image from a small hole, poked with a safety pin, in a piece of metal from a tealight taped to a plastic camera body cap....that was the low tech bit. The high tech bit was what it was connected to...a Nikon D7000 on a tripod connected to a set of radio triggers and using an iPhone to time the multi-minute exposure times you need when trying to get an image through a hole you can barely see with the naked eye. Just to make it a bit more entertaining you can't see a damn thing through the viewfinder so you just have to point it in the general direction and hope....
It might have been a bit easier in the daytime when the light was better but the semi-darkness meant that, at least, I didn't have to contend with passers by spotting me and advising me that '....your camera lens seems to be missing mate'. My high tech 'back end' to a pinhole camera isn't really quite in the spirit of pinhole photography as, by rights, I should have made it out of a cardboard box and used some proper film rather than a digital sensor....still it was (sort of) fun, if nothing else it proved to me a couple of things:
1. This is why we spend so much money on a camera lens....a hole poked in a bit of metal can't really compete in terms of sharpness, resolution, colour rendition, contrast etc etc
2. Just how scarily dirty your sensor looks when you shoot at the (rough) equivalent of f200!!!
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BRUSSELS (AP) - Eight armed and masked men made a hole in a security fence at Brussels' international airport, drove onto the tarmac and snatched millions of dollars' worth of diamonds from the hold of a Swiss-bound plane without firing a shot, authorities said Tuesday.
The gang used two vehicles in their daring raid Monday, grabbed the cache of stones and sped off into the darkness, said Anja Bijnens, spokeswoman for the Brussels prosecutor's office.
Police found a burnt-out vehicle close to the airport later Monday night and said they were still looking for clues.
The heist was estimated at some $50 million in diamonds, said Caroline De Wolf of the Antwerp World Diamond Centre.
`'What we are talking about is obviously a gigantic sum," De Wolf told VRT network.
An airport spokesman said the robbers made a hole in the perimeter fence and drove up to the Swiss passenger plane, which was ready to leave. The robbers got out of the car, flashed their weapons and took the loot from the hold, said airport spokesman Jan Van Der Crujsse. Without firing a shot they drove off through the same hole in the fence, completing the spectacular theft within minutes, he said.
Van Der Crujsse could not explain how the area could be so vulnerable to theft. `'We abide by the most stringent rules," he said.
The Swiss flight, bound for Zurich and operated by Helvetic Airways, was canceled. Swiss, an affiliate of Germany's Deutsche Lufthansa AG, declined to comment on the heist, citing the ongoing judicial investigation.
The insurance for air transport - handled sometimes by airlines themselves or external insurance companies - is usually relatively cheap because it's considered to be the safest way of transporting small high value items, logistics experts say.
Unlike a car or a truck, an airplane cannot be attacked by robbers once it's on its way, and it is considered to be very safe before the departure and after the plane's arrival because the aircraft is always within the confines of an airport - which are normally highly secured.
Philip Baum, an aviation security consultant in Britain, said the robbery was worrying - not because the fence was breached, but because the response did not appear to have been immediate. That, he said, raised questions as to whether alarms were ringing in the right places.
"It does seem very worrying that someone can actually have the time to drive two vehicles onto the airport, effect the robbery, and drive out without being intercepted," Baum said.
That amount of time would also allow someone to board the plane, he said.
A decade ago the Belgian city of Antwerp, the world capital of diamond-cutting, was the scene of what was probably one of the biggest diamond heists in history, when robbers took precious stones, jewels, gold and securities from the high-security vaults at Antwerp's Diamond Center, yielding loot that police in 2003 estimated to be worth about $100 million.
Antwerp's Diamond Center stands in the heart of the high-surveillance diamond district where police and dozens of cameras work around the clock, and security has been beefed up further since the spectacular 2003 robbery.
Juergen Baetz and Don Melvin contributed to this report from Brussels.
(Copyright 2013 The Associated Press. All rights reserved.)


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Seeking an active family vacation, Finland is an option. Outdoor activities include skiing, dog sledding, sailing, kayaking and hiking. From Särkänniemi Adventure Park to SantaPark in Rovaniemi it is easy to find fun. Visit the Finnish Science Centre in Heureka or enjoy Moomins in The Moominvalley. Enjoy shopping in Helsinki and visit The Fortress of Suomenlinna. (Lake image from Finnish Tourism.)
Family-friendly in surprising and unexpected ways, Finland is home to the endearing Moomins, numerous snow sports, spas and kid-friendly ships. Families will find holidays full of European sophistication and fun. [Read More]
Winter in Finland begins with short days and long nights, a magnificent display of the Northern Lights, and continues with luscious dark coffee or hot chocolate sipped fireside, local festivals, cultural celebrations, and treats for all ages. [Read More]
Easy-paced and friendly, Helsinki and Finland in general offer plenty of options for families that wish to enjoy a city by the sea. The vacation choices are compelling for families wishing to have an adventure way up North. From spas and snow-shoeing to Santa's Workshop and reindeer encounters, there are options for families. This is the land of the Moomintrolls who live, of course, in the Moomin Valley. [Read More]
What a difference the right clothing makes. Whether skiing, snowboarding, skating, hiking, snowshoeing, sledding or just making snow angels, staying dry means staying warm. Winter feels good, try it! [Read More]
Look for Santa Claus, Father Christmas or the Original Joulupukki. [Read More]
Santa Claus, or Joulupukki in Finnish, is known to reside in northeastern Lapland, on the Korvatunturi Fell. Legend states that the Korvatunturi Fell is shaped like an ear, allowing Santa to hear the wishes of children from around the world. Korvatunturi is "home base" for Santa's travels above the Arctic Circle. [Read Less]


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Americares is offering two new recovery projects to assist tornado survivors in Indiana and Kentucky.
More than 100 tornadoes touched down in Kentucky in early March that killed at least two dozen people.
In Indiana, an E-F4 destroyed hundreds of homes and claimed more than a dozen lives.
The two projects are expected to help around 650 survivors from those tornadoes.
They are Americares latest relief efforts.
Last March the organization delivered first aid supplies and over 128,000 bottles of water to survivors in Kentucky.
Copyright 2012 WFIE. All rights reserved.
1115 Mt. Auburn Road Evansville, IN 47720 Newsroom: 812-425-3026
FCC Public File firstname.lastname@example.com (812) 426-1414 EEO Report Closed Captioning


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Look who popped in unexpectedly to visit Gary Sinise during CSI: NY shoot today! Chevy Chase hopped aboard to say hello!


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Janko Tipsarevic, the eighth seed from Serbia, outplayed Brian Baker on Friday, winning, 6-4, 6-3, 6-4, to advance to the third round of the United States Open. Tipsarevic used his superior movement to thwart Baker, who struggled to return his serve, especially his accurate, deceptive second delivery. By contrast, Tipsarevic broke Baker five times, including the final game, when Baker had a chance to draw even late in the third set.
In a sense, Tipsarevic beat Baker at his own game. The signature strengths of Baker's game are his remarkable return of serve and his ability to out-think his opponent. Baker normally feasts on second serves, taking the ball early to put pressure on the server, dictating play from the first ball. But Tipsarevic kept Baker from finding his groove on the return, varying spin and placement to keep Baker from moving forward. Although his first serve percentage was low – only 47 percent – Tipsarevic won 64 percent of points on his second serve. Baker managed to win only 27 percent of points when receiving, a very low total for a player known for his returning prowess.
The other strength of Baker's game – his tactical acuity –- was thwarted today by Tipsarevic's overall solidity. Baker is very good at finding a weakness and exploiting it. He figures out the kind of points his opponent likes to play and constructs a game plan to stymie those favored patterns, working to expose a subtle weakness and crack the match wide open. Against Gilles Simon in the second round at Roland Garros this year, Baker frustrated the speedy Frenchman by playing deft backhand down-the-line drop shots whenever he sensed Simon playing deep behind the baseline.
Baker hit that same backhand drop shot on the first point of the last game of the match. Serving at 4-5, having just broken Tipsarevic to stay alive, Baker ripped a backhand crosscourt that pushed Tipsarevic deep and wide of the singles sideline. He then moved forward and played a near-perfect drop shot.
Tipsarevic sprinted forward, shifting his forehand grip to a continental one, then lifting the dying ball up the line deep to Baker's backhand. Baker flicked a two-handed backhand lob, but Tipsarevic leapt up and knocked off a difficult scissor kick overhead for a winner. That speed and athleticism turned a Baker winner into an opening for Tipsarevic. It also pointed out the main difference in the match: Tipsarevic's court coverage, which denied Baker any chance to dictate play. In addition to his speed, Tipsarevic played with impeccable focus and intensity.


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Israeli 23 Naphtali St. A Beautiful Valley A Room for One Ants' Work Barbie Blues Bittersweet Chocolate Cake By Summer's End Catherine the Great Dissolution Duma Her life Invisible Joe + Belle Life in Stills Martha Must Fly Mickey Barko No Need No pity Off White Lies Please Love Reality Check Reut Sister of Mine Stain Stitches Sumna's Letter The Dreamers The Fifth Heaven The Lost Love Diaries The Slut Thicker than Water Tzipora & Jacob – "My Parents" Project Weekend International Films Violence against Women A Guide to Revolution |
Sumna's LetterIsrael, 2011Hanna Star was adopted from Romania when she was two weeks old. In the past six years she has been living in Israeli boarding schools. Now, nearing 18, she embarks on a journey, through which she will try to illuminate the darkness and uncertainties of her past. In her search for her true identity, Hanna struggles between past and present, between her biological mother and her adopting mother, while in the background she must graduate from her studies and enlist in the Israeli army. The results of this journey will change the course of her life. Documentary | Video | 54 Minutes | Color | Hebrew, Romanian and English, English subtitlesDirector: Timna Goldstein Hattab ,Hadar Kleinman Zadok 8/11, 19:15 Get Tickets
Screened with the films: Stitches › Back |


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Joyce DiDonato - Rossini: Colbran The Muse
"Is Joyce DiDonato the world's best Rossini singer?", asked the New York magazine Opera News after the American mezzo sang the finale of La Cenerentola at Carnegie Hall in January 2009.
"That title certainly seemed hers by sovereign right," it continued; "Her phrasing was silky, her timbre rich and glowing, and her ornaments were impeccably stylish and utterly beguiling. Most impressive was DiDonato's combination of immaculate technical control with an air of wild, unstoppable joy. This was truly a moment to treasure from an artist who is at the very top of her game."
"To make a recording of Rossini arias is a true dream for me," says Joyce DiDonato. "His works have been hugely responsible for giving me the opportunity to break into this crazy opera world, and they have given me such incredible joy on the stage. I wanted to take this wonderful opportunity to show the wide, surprising range of his compositions.
He was incredibly inspired by his wife, Isabella Colbran – the reigning, supreme diva of her day – and to explore some of the nine roles he wrote for her. I think it will afford wonderful insight into how a composer is inspired by a particular muse, to hear how Isabella ignited incredibly creative forces in him. She was widely hailed in her relatively short career for her incredible range – not only vocal, but dramatic too – and that will be evident here as we explore the heartbreaking pathos of Desdemona, the hopeful triumph of Semiramide, and the unleashed power of Armida."
Release Date : 23 Nov 2009


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Canon Rebel
So after a week full of research and price comparison I finally decided on my first DSLR camera, a Canon Rebel T1i. I absolutely love it! I am pretty shocked by the instant picture quality upgrade from my point and shoots.
Most of my weekend was spent taking a million pictures of Danger, and reading through the T1i instruction manual and the iPad app for LIFE Guide to Digital Photography. There is certainly a lot I have yet to learn.
And of course here is one of my fav's I took of D:
Things I Like:
Scott Kelby – photography blog


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Pitch Perimeter Advertising
Northants Cricket offers a wide range of pitch and crowd facing sites that will enable companies to promote their business to a diverse local, regional and national audience.
With T20 crowds at an all time high and sky coverage confirmed for the next two years, there has never been a better time to advertise with the Steelbacks.
Key Benefits include:
- Advertising in one of fastest growing Stadiums in the Country
- Brand Awareness
- Situated within the Sky camera arc (in excess of 26.5 hours of coverage during the 2012 season)
- Exposure not only through sport but also entertainment and conferencing
- Pitch Perimeter Advertising: 20 x 3ft - £800+VAT
- Crowd Facing Board: 20ft x 3ft - £500+VAT
- Car Park Board: 10ft x 2ft - £300+VAT
Advertising boards are made of Corex, this is a high quality material that cannot be penetrated by a cricket ball and has a shelf life of approximately 3 years.
We work in partnership with our signage partners, a friendly, local leading supplier of signage, and through this partnership we can ensure that your chosen advertising board is of lasting quality and that it is delivered and in situ for the start of the season, ensuring maximum exposure.
For more information please call the sales team on:
01604 609281 or email firstname.lastname@example.com
Magazine Advertising
The Steelback magazine is one of the best in the business, and has a strong track record in promoting products and services to key target audiences.
We have numerous opportunities for advertising which in the 'Steelback' – all of which offer great value and an excellent return on investment.
Advertisers for the 2012 included Old Speckled Hen, Steffans, Virgin Active Health Clubs, Bells Kia, Wallace Cameron and Veolia Environmental Services.
We offer:
- Full page colour advertisement
- Half page colour advertisement
- Prices start from £750+VAT
For more information please call the sales team on:
01604 609281 or email firstname.lastname@example.com
Website Advertising
Website banner advertising is an ever increasing effective method of providing brand and product awareness to the market sector.
Banner adverts can be added to the Northants Cricket website for branding exercises or as a direct sale advert – quoting a promotional code. The new look website is the perfect platform to advertise to a vast audience and we have a number of options including:
- Standard (static banners)
- Static banner in a rolling format
- Flash Banners
Key Benefits:
- Over 250,000 visits per year (June 2011 to June 2012)
- Over 110,000 unique visitors to northantscricket.com
- Over 700,000 different page views.
Web adverts can be measured by a click through link. These can be added to the site for a period of time or until a certain amount of clicks have been obtained. Advertising positions can be suggested by the client and we endeavor to accommodate all such requests. This option to be placed across all pages on the website, ie 2 Skyscrapers and 2 footer advertising spaces are available.
Northants Cricket also email out to over 4,500 customers fortnightly – please liaise with Julie Farley for up to date costs.
We have over 7000 followers across all club social media outlets including Facebook and Twitter, this is growing at a rate of 15-25 people per day. All stories relating to our partners and sponsors are also published across all digital platforms.


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He was born on Aug. 1, 1953, at Independence to Manuel and Mary V. (Lira) Alcantar. He graduated from St. Patrick's Catholic School in Parsons.
Mr. Alcantar owned and operated Liberty Cleaners in Pittsburg. He also served as a police officer for the city of Pittsburg and as a deputy for the Crawford County Sheriff's Department.
He enjoyed playing competitive softball and coaching Little League in the Pittsburg area.
Survivors include his daughter, Samantha Alcantar of Pittsburg; two brothers, Raymond Alcantar of Pittsburg and Stephen Alcantar of Shawnee Mission; two sisters, Gina Bowes of Topeka and Melanie Ward of Parsons; and two grandchildren, Bailey and McKenzie.
He was preceded in death by his parents and a grandson, Peyden Tomas Alcantar.
The service will be at 10:30 a.m. Monday at Brenner Mortuary with the Rev. Dan Moss officiating.
Memorials are suggested to Angels Among Us and may be left at or mailed to the funeral home, 114 E. Fourth St., Pittsburg, 66762.
Online condolences may also be left at www.brennermortuary.com.


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Schaffhausen's City Theatre is one of the most beautiful theatres in Switzerland. During the theatre season lasting form September to May the Stadttheater presents a broad and excellent sele...
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A special experience for children and adults. Have a ride on Stein's mini railway, a small steam train made to scale 1:4 with numerous little carriages, starting from the ship's pier, throug...
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Cramer's 6 Stocks in 60 Seconds: PHM S GILD FINL ANF LOW
Check out Jim Cramer's latest trading recommendations on "Action Alerts Plus".
NEW YORK (TheStreet) -- Here's what Jim Cramer had to say on CNBC's "Squawk On The Street" Monday:
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Wordless Wednesday
Insurance agent turned PR agent? Now there's a policy we can subscribe to!
P.S. Has a local business helped you get your animals adopted? Tell us in the comment box! Wondering who's leading in the race between the Repuplicans and Democats? Check out the official answer to last week's Wordless Wednesday.
Update, Aug 21: When you team up with a local business to promote your animals, everybody wins! Check the comment box for details.
Related Links:
10 Ways to Work With Local Businesses
Creative Cat Marketing
Tags: Adoption Marketing, Adoption Programs, Marketing & Media, Saving Lives, Wordless Wednesday
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Basic fvwm Configuration
Now that you've copied the .fvwmrc file to your home directory and decided how you'll track your changes to it, you're ready to start tinkering! One of the first things you might be interested in is automatically launching programs when fvwm starts. You may want to start an xterm or two, a clock or calendar, xbiff (to warn you when mail arrives), and so forth. fvwm allows you to define an InitFunction within .fvwmrc that handles program launching at initialization. Before discussing this, however, we need to briefly mention xinit.
xinit is the program responsible for starting the X Window System and, like fvwm, it uses an .xinitrc file. A user may create a personalized copy of this file in her or his home directory as ~/.xinitrc, or simply use the system wide default located in /usr/lib/X11/xinit/xinitrc. To see how xinit launches programs at startup, let's look at the default xinitrc file that came with Slackware 2.2.0:
# start some nice programs xsetroot -solid SteelBlue & fvwm
In this simple example, xsetroot sets the color of the root window to SteelBlue. Once it is done, fvwm is started. A slightly more complicated example is given in the manual page for xinit:
xrdb -load $HOME/.Xresources xsetroot -solid gray & xclock -g 50x50-0+0 -bw 0 & xload -g 50x50-50+0 -bw 0 & xterm -g 80x24+0+0 & xterm -g 80x24+0-0 & twm
In this example, several programs are launched before twm is started. The important thing to point out is that the stanzas which launch programs, such as xclock and the xterm, need to end with an ampersand (&) so as to have them running in the background. It is also important that the window manager be started last and that it runs in the foreground (i.e., do not add an ampersand at the end of the line).
fvwm provides a similar method for launching programs at startup using the InitFunction. To see how, let's look at a sample entry in .fvwmrc:
Function "InitFunction" # Module "I" FvwmBanner # Get the fvwm GoodStuff button bar running Module "I" GoodStuff # Module "I" FvwmPager 0 3 # Then, the analog clock - Swallowed by GoodStuff Exec "I" exec xclock -g 140x160-145+138 & Wait "I" xclock # Start xmailbox - swallowed by GoodStuff Exec "I" exec xmailbox & Wait "I" xmailbox # Fire up xload - also swallowed by GoodStuff Exec "I" exec xload -geometry 80x80+100+100 & Wait "I" xload # Now, start up xcalendar Exec "I" exec xcalendar -g 345x382+793+372 & Wait "I" xcalendar # Finally, fire up a full screen xterm Exec "I" exec xterm -sb -j -ls -g 84x48+4+4 & Wait "I" xterm EndFunction
Since it's easiest to explain by example, let's see what you'd need to do to add a second xterm to the startup. To begin with, InitFunction generally uses two-line stanzas for launching programs, and these take the form:
Exec "I" exec program_name -options & Wait "I" program_title
For example, the stanzas which start xcalendar look like:
# Now, start up xcalendar Exec "I" exec xcalendar -g 345x382+793+372 & Wait "I" xcalendar
Lines which begin with the hash (#) character are treated as comments and ignored by fvwm. The first line begins with the reserved word Exec and has four arguments:
1. An "I" (in double quotes).
2. The word exec.
3. The command used to start the program.
4. Any command line options followed by an ampersand (&).
The next line begins with the word Wait which causes an fvwm function to pause while a window with the name given on the command line is drawn to the display. In this case, the InitFunction pauses while a window with the title xcalendar is drawn to the display. Once the window has been drawn, fvwm continues.
Be aware that this is a bit of a fib, but a useful one for the moment. The Wait function is primarily used when programs are launched on more than one desktop—something we won't touch on for the moment. Assuming you use a single desktop, as in this present example, the Wait stanza may be safely omitted.
Going back to our assignment to start another xterm, we could launch a second xterm by adding the following:
Exec "I" exec xterm & Wait "I" xterm
which would be sufficient to get a second xterm going.
If you added this entry and started fvwm, you'd find that when fvwm got to the point in the initialization process where the second xterm was started, it would draw the outline of the xterm window and wait for you to position it before proceeding. That's not very convenient if you have to do this every time fvwm starts. The way around this is to add a command line option specifying the xterm's geometry, which allows you to control where to place the window from the command line.
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The advice of diet to lose weight are effective if it is possible to be distinguished among whom they estan fashionable and legitimate advice who if they work. To lose weight can be a challenge difficult to undertake, but certainly he is feasible, if you are consistent and prudent to choose a good program that is reliable and that works for you. He remembers that you do not have to lose fast weight, here you have some advice who can ayudarte lose kilos of gradual fat, but very effective. Filed under: cancer research. These are some advice for ayudarte to find a diet plan to lower of weight and that works for you. 1.
Program of diet with realistic objectives. The plans of diets that promote the success overnight are not realistic. To lower of too fast weight is not the healthful form of a diet. The programs of healthful feeding that in fact work must allow that your body adapts little by little to the transition of the new diet by means of the food selection that you like. It must be a program of diet based on your nourishing preferences. It follows a program that still allows you to enjoy your food and adapts to your style of life. A diet program that adapts to your style of life is more convincing to follow it.
It always chooses a plan that is simple and easy to follow. 2. To obtain more thorough data about the chosen plan. Before choosing any diet, it is very important the investigation, testimonies of his program of diet. The diet plans must have references by a doctor with experience, a dietista, dietician or a described doctor. It must also know how many people have benefitted from her and the dwell time in the market. With the general information the best one can be found.
The motivation for the diet and the exercise is certainly difficult to find in these days. Of all the interferences of the life and all the comforts of the life, one takes control very difficult to stay constant and motivated. In addition, the majority (not all) of these programs of diet and the exercise certainly are not easy as they claim to be! You are fighting to maintain the motivation with the diet and exercise? He is to you easy to resign to your objectives? Good, I have the news for you. Your you have what it is needed to obtain the body of your dreams! And you do not leave nobody says the opposite to you! I am going to demonstrate to you with echos. He follows these steps (and asegrete to be doing it until arriving at the end of the article, if, all the 6 steps) First Step – Good, first that you must do is to go and by a cold water glass and to drink it everything.
You did it? Brilliant! Now it is the moment for happening to step 2. Secondly Step – Now standing up and there are 5 jumps. If they are too difficult so that you make it at this moment complete, only there are 5 " medio" jumps. (You do not have to seem an athlete). You did it? He continues Step three – Very well, now it enters your kitchen and encontre a food that are healthful and cometela. I finish eating? To continue (but you do not leave the kitchen at the moment) Step four – Next, while you are in the kitchen, it throws a bad feeding that at the moment you can have in your house. This could be chipses, cakes, pie, candies, etc, in serious, if you want to learn to like losing kilos now fast tiralas all.
Thus it is as one loses 10 kilos in 1 month with a diet and exercises. Warning: One is not any tablet to thin, to run or any other stupid thing. Aprenderas a secret diet and 2 exercises of " it completes generacin" that it is going to absorb pounds of his belly, the thighs, the hips and the rumps. How to lose 10 kilos – Diet 1. To eat eggs so many as you want, so many times it wishes as it. Learn more at this site: muscular dystrophy. Full and it reunites a great amount of proteins.
Minimum 4 eggs to the day. 2. To eat high black kidney bean in proteins and fiber, 25 grams of each in a tin. And they are cheap. It eats one barks to the day. Hgalo as it wants.
3. Comma apples, whatever you want, with the frequency that you wish. The apples are high in water content and each has 5 grams of fiber. A perfect appetizer. Minimum 3 apples to the day. 4. The rest of the diet depends on you. As long as it follows the three rules previous. However, this is not " it passes libre" in order to put the leg and it eats very badly, but you do not have to be totally strict with same you. How to lose 10 kilos – Exercises 1. Turn No, does not turn in a fixed bicycle, it turns in a circle, it did since it when he was young. It only turns towards the right, with the arms extended like wings of the airplanes. It turns in any place 5 to 20 times to be a little navigated. He is not beneficial to be totally been annoying. Once you realise the number of turns ruled, it throughout realises several series of turns with that number the day. This works to lower of weight, because it teaches to turn to the endocrine system and to be more balancing, releases hormones.
When you are looking for a way to incinerate fat that works, there is infinity of the diets that promise that indeed to you. By means of the elimination of carbohydrates, to eat food babies or to eat crude foods, are many fast promising diets and long play for the loss of weight. The crude food diet is only one of these diets and today we are going to throw a look to the benefits of a diet of crude foods to incinerate fat and to lower of weight. What is the crude food diet to incinerate fat and to lower of weight? The crude food diet is based on the premise of which the foods in their natural state are the best ones for a healthy body. Although the crude food diet in if it is not a plan to lower of weight is a form to eat that some say can contribute to the loss of weight. The majority of foods in a crude food diet to lose weight must be consumed crude, nevertheless can be warmed up a little food to 118 F. thinks that the crude foods are best pcin for a healthy body and the loss of weight, is that it is said that to cook it eliminates many important enzymes that we must digest in foods to absorb its nutrients. The lack of enzymes can give rise to health problems, including the increase of weight.
Then, what can be eaten if the crude food diet is chosen to incinerate fat? It is evident that the most abundant crude food sources are the fruits and vegetables, the majority of them taste delicious in his crude form. Many veganos live in a crude food diet, they stay in form and they are very difficult to have overweight. Some forms to enjoy the meat in a crude food diet to incinerate fat and to lower of weight include: sushi and sashimi, dish of marinated raw fish, shabu shabu and carpaccio.


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Store Credit Card Pros & Cons
By: Brad Drazen, WVIT
Updated: February 12, 2009
"Most of us are feeling time stressed as it is. Do we want to have to keep track of when another payment is due?" asked financial adviser Brenda Brinz Vandeweghe.
There are some benefits to signing up for that new card.
On top of the immediate savings, many stores offer exclusive shopping days for cardholders and other promotions.
Store cards also provide a way for shoppers to build a credit history, but it can cut both ways.
Your credit rating is impacted every time you open or close an account.
"It goes into your credit report and there's a check on it and it can impact your credit rating for a short period of time," Vandeweghe warned.
That can impact your ability to get a car or home loan and these days something more.
"Today, a lot of employers are running credit checks on their new employees. So you need to have good credit for tons of reasons," advised Vandeweghe.
She recommends you have two bank cards: One for primary use, the other as a backup.
Try to pay it off every month, and don't carry a balance more than 30 percent of the card's credit limit.
Many of the coupon websites and retailers' online stores have coupons.
So a shopper can walk to the mall with a deal already in hand, without the need to sign up for another credit card.


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We all know the key to changing society is to win the hearts of children. In just a few years they develop into leaders: of families, communities, and the world. As followers of Jesus, we recognize their eternal destiny will be shaped by their willingness to accept Him as their Rescuer and Lord.
There is a wealth of information available to help people see how trustworthy God and His testimony in the Bible is. Scores of scientists publish articles showing how their finding fit a Creationist worldview far better than Naturalism. However, being written by scientists, things can seem really complicated at first. The key is to explain concepts simply so they can be understood by anyone. This is my goal and I've had a lot of fun tackling areas where the world tests our faith.
CS4K is also designed to be a go-to place for finding resources in the Creation Science field. Every time I run into a ministry website, it gets plugged into one of the Links pages. There are a number of Children's Resources and a growing collection just for Teens.
Keep up with what's new! You can catch the headlines by email or on Twitter.
If you're on facebook, not only will you find out about new posts, but also receive lots of encouragement and find out about events in the Creation Science world.
Thank you for visiting!
For from him, and by him, and to him, are all things: to whom be glory for ever. Amen. Romans 11:36


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Joel Hussey: The right person for the job at the right time | Letter to the Editor
October 26, 2012 · 11:14 AM
Redmond residents, ballots are in the mail and its time to make a decision. People of any political persuasion can agree that the reps we've sent to Olympia are not getting it done. Our budgets are blown every year, the tough business climate impacts tax revenues and one of the most frustrating consequences for our state is that our kids' education isn't funded correctly.
I want to ask you to vote for Joel Hussey because he is the right person for the job at the right time.
Joel has a sharp financial mind and proven real-world leadership as a CEO, school board president and former president of Lake Washington Youth Soccer Association. He's a man of great character and empathy. Frankly we are lucky that a guy of his caliber wants to serve as a legislator, knows which problems to solve and can bring a common sense approach for tackling them.
His opponent Roger Goodman has served three terms, and done some nice work on the legislative front for public safety. But when I read his re-election pitch that he now wants to focus on business development, I have to ask based on his career as an attorney, what experience is he going to bring to bear to solve the biggest problems facing our state?
The state budget needs structural change to avoid perpetual crisis. We need financial expertise to fix it. We need people with business experience to put the right conditions in place for growth as a healthy economy helps everyone. Properly funding our kids' education? Moves from impossible under the current way of doing things to probable if we put the right people in place.
Please vote for Joel Hussey this November, we need him as the 45th District representative.
J.D. Klein, Redmond
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Saturday, January 5, 2013
1 comment:
- Oh, My Darling said...
Happy 2013! I'm getting back into blogging and am delighted to see that things have been going so wonderfully for you! Love the "Treat Yo' Self" cupcakes -- that's such a great scene from Parks and Rec.
- January 6, 2013 at 2:35 PM
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Officials in North Carolina plan summer DWI checkpoints
Sunday, May 19th, 2013As we move toward the Memorial Holiday weekend, law enforcement in North Carolina is working on its plans for summer enforcement of the state's drunk driving laws. North Carolina law allows authorities to conduct checkpoints aimed at catching drivers who are allegedly driving while impaired. Often, the state may bring in what many North Carolina residents recognize as the BATMobile, a mobile unit with breath testing machines, and facilities that include the availability of an on-site magistrate to process DWI charges.
North Carolina officials say that the Highway Patrol and other agencies, including the Wildlife Resources Commission and the Division of Alcohol Law Enforcement, will be setting up DWI checkpoints near parks and water recreation areas across the state during the summer months.
Enforcement efforts will be especially focused on the three big summer holidays, Memorial Day, the Fourth of July and Labor Day. Each year, the state runs DWI enforcement campaigns during the holidays, as well as at random times throughout the year.
Later this month, state officials plan to kick-off the summer DWI enforcement season surrounding the Memorial Day weekend. The campaign, dubbed "On the Road, On the Water, Don't Drink and Drive," is slated for kick-off May 24. Needless to say, DWI checkpoints and saturation patrols may arise in other areas not associated with parks and recreational areas.
Troopers and other law enforcement agents plan to set up sobriety checkpoints to enforce DWI laws. However, followers of this blog may recognize that a wide variety of allegations can arise during a DWI checkpoint, ranging from a variety of alleged traffic offenses, to allegations of felony-level offenses as cars pass through a checkpoint.
Years ago, the United States Supreme Court ruled that sobriety checkpoints do not necessarily violate the constitutional guarantees prohibiting unreasonable government intrusion. However, the high court did not suggest that DWI checkpoints can never be individually found to be unconstitutional.
The justices say that a checkpoint can become overly intrusive to the level of a constitutional violation if conducted without proper safeguards to protect individual rights. Any constitutional level issue may involve complex legal principles. A person accused of a crime may speak with a criminal defense lawyer for assistance in defending against the charge.
Source: The Herald-Sun, "Highway Patrol plans DWI checkpoints near boating areas," Keith Upchurch, May 13, 2013