text:
Each entry in POGO's SEC Revolving Door Database represents one post-employment disclosure statement notifying the SEC of a former employee's intent to represent an employer or client before the agency. Some employees have filed multiple statements.
ANALYSIS: See POGO's reports, blog posts, and other work on the SEC revolving door
METHODOLOGY: How POGO organized the information and assembled the database
Robert G. Fox IIITweet
Former Division/Office: Chief Accountant
Former Regional Office: N/A
Former Title: Professional Accounting Fellow
New Employer: Grant Thornton LLP
Represented Entity: N/A
Issue: General practice issues related to the implementation of FASB Statement No. 141R (now codified in ASC Section 805) that may be discussed in various meetings with Grant Thornton LLP and the staff
Date of Resignation: 06/19/09
Date of Statement: 10/28/09


text:
Twenty people. Nineteen different countries of origin. Anywhere from four to 52 years of time spent living in this country. Working here. Contributing.
The flag of the United States of America. The flag of the Department of Homeland Security. Girl Scouts. Public officials, including former Arizona Attorney General Terry Goddard.
The story of a man whose family escaped the wars in Nicaragua when he was just a first grader. A vivid description that captivated each person in the audience, including the very youngest.
The Pledge of Allegiance. The National Anthem. Trusting, innocent voices singing, "This land is my land, this land is your land…." Knowing it.
Smiles that wouldn't stop. A baby that wouldn't stop crying. A videotaped message from the President of the United States.
Hugs. Tears. Handshakes of congratulations. A sunsplashed patio. Fairytale Brownies and lemonade. Goodbyes. Good wishes.
Desert View Learning Center in Paradise Valley hosted a naturalization ceremony Friday. Because several of our staff members have children who attended the school, its principal, Piya Jacob, invited us to attend. Multimedia journalist Vicki Louk Balint, staff photographer Daniel Friedman and I were honored to witness this sacred rite of passage that is something akin to a baptism, a wedding and a graduation all rolled into one.
U.S. Citizenship and Immigration Services typically conducts these ceremonies within the confines of a courtroom. Just recently, the decision was made to offer some of the ceremonies within different venues in the community. Desert View was chosen because one of its parents is an immigration officer.
The students played an active role in the event. Their artwork adorned the programs. They made paper flags of each citizenship candidate's country of origin. The candidates proudly carried their flags as they were escorted by the third grade class into the sanctuary of the Unitarian Universalist Congregation of Phoenix. (The school rents space from the church.) A Girl Scout troop presented the colors.
The entire student body was seated on the floor at the front of the sanctuary so that each student had a clear view of the ceremony. Many wore red, white and blue. The group sat quietly, respectfully, jumping up only when it was time to sing one of several songs they performed.
Piya, herself a native of India who became a naturalized citizen a number of years ago, was expecting "a wonderful civics lesson for all, and a most heartwarming ceremony." The actual event surpassed all expectations.

subset: commoncrawl


text:
Chloe Flowerbox | Ivory | Black-Gold Edition | Extra Large
– CHLOE • by L'ATELIER KONTOR 202 –
An Extra Large round Flowerbox in matte black that is embellished with our logo in Gold and includes a bouquet of highest quality, carefully preserved Infinity Roses carefully bound to form the end product; the Chloe Flowerbox.
Rosecount: 15-17
Boxsize: 20 x 20 cm
Rose colour: Ivory
Take your pick of pearls or ribbon to finalise and suit your style.
Note: rose color may deviate from the product image and may turn out slightly darker or brighter.
Fresh Roses for an Eternity!
The roses of our Infinity Collection are genuine, freshly picked roses that are carefully preserved in Ecuador. Through a special procedure these roses are prepared to give you several years of pleasure.
Forever Yours!
The roses will bloom for you for up to 3 years.
As such, they spread love and warmth in your own four walls, in your office or as a gift for your beloved one for a long time.
Living a lush life on mere air and love!
Never water again! Our Infinity Roses require no water or any other care products. They simply bloom without any help.
Also, please not be touch them too roughly to prevent them from losing shape and colour.
Additionally, our Infinity Roses love shaded areas and not be exposed to excessive heat, direct sunlight or humidity.


text:
- embed:
- link:
Jason Crew & Troy Michaels in My Brother's Hot Friend
Synopsis: Troy's brother isn't home just yet so Jason is hanging out until then. Jason starts to talk about the fun times he had with Troy's brother while in college. The crazy frat parties and even orgies! A little curious, Jason asks Troy if his dick is as big as his brothers and Troy let's Jason find out for himself.
Porn stars: Jason Crew , Troy Michaels
Who: Brothers friend, Family friend, Friend
Where: Couch, Living Room
Categories: Ball licking, Big dick, Cum on stomach, Dirty talk, Kissing, Lean, Masturbating, Shaved, Short hair, Smooth, Tattoos, Tight ass


text:
Thanks for helping us sort this video!
Thanks for helping us associate the correct Pornstars to this video!
Aidez-nous : ces acteurs/actrices porno apparaissent-ils/elles dans cette vidéo ?
Pornstar Name:
Nice moaning. Good creamie. Shame she kept her top on.
Another good gratification girl. Keep 'em comin.'
Soooo beautiful !!!
GUY:"I hope you take the pill..." GIRL: "(evil laugh)... you're screwed now bitch!"
she is lovelly
Where can i find the second vídeo?
A swollen pussy is nice to watch and this girl knows what to do with the itch.
She don't know sa suck the dick..beautiful
love the swollen pussy ;0....omg! i'd love to clean up those beautiful baby making love jucies out of her WET pussy and suck off his beautiful big cock;0...love the smile on her face the whole time! she's lucky she found that beautiful cock to fuck and him to find a wet swollen pussy ;0... nice couple!
Its not a muslima
name ? please
Sexy is putting it mildly. Kinda hard to imagine this girl going down on this dude.
should've cut the start of the video off, so that it's not fucking obvious that the whole stuff is staged...
Looks like my first love, Emma
so good how she just laughs after bein cummed in ...
dam thats a nice pussy
her pussy is sexy
Ahh your screwed now haha
Some errors occurred, please try again later
Sign up for a free account and make YouPorn yours!
Subscribe to your favorite pornstars, channels, and collections


text:
JOHANNESBURG (AP) — A military spokesman says two soldiers were killed in a shootout in Nigeria's oil-rich southern delta involving a vessel operated by an Indian company.
Lt. Col. Onyema Nwachukwu said the attack happened Tuesday in Bayelsa state in the Niger Delta. Nwachukwu said the soldiers were guarding a vessel operated by Sterling Global Oil Resources Ltd., a venture of an India-based company called the Sandesara Group.
Nwachukwu said additional patrol boats had arrived to the area. He said he did not know if any civilians were injured in the attack.
Criminal gangs and militant groups target foreign oil companies working in the Niger Delta, despite the signing of a 2009 amnesty deal. Some also steal oil from pipelines in the region and attack commercial tankers in the region.


text: With food prices on the rise, people are considering alternatives to the types of food they buy and where they eat. Gary Bickmeier, Keokuk County Extension Education Director, says the Iowa State University Extension has just launched the Spend Smart, Eat Smart website to help consumers make educated decisions on how and where they spend their food dollars. Keokuk County residents are encouraged to learn about the new interactive website at a Lunch and Learn program at the Keokuk County Health Center on April 28th in Sigourney. Reservations may be made by calling the Keokuk County Extension Office at 641-622-2680. The cost of the meal is $5.00 and reservations are limited to 30 and are due by Monday, April 20th.


text:
Download Cats & Dog HD & Widescreen Cats & Dogs Wallpaper from the above resolutions. If you don't find the exact resolution you are looking for, then go for 'Original' or higher resolution which may fits perfect to your desktop.
Name: Husky Puddle Dry Leaves Hd Wallpaper
Category: Cats & Dogs
Date Added: 2016-01-26
Views: 134 Downloads: 324
Original Resolution: 1920x1200


text:
BlockTile - Modular Interlocking Garage Floor Tiles - 12" x 12" x 1/2" - 30 pk.
- $ 68 76 68.76
- Shipping
- Free shipping for Plus
- Enter ZIP Code for shipping options
- Estimate arrival
About this item
- Available in various colors
- Engineered with an underneath grid structure to allow air flow
- Strong enough to hold heavy rolling weight of vehicle
$2.13 per square foot
people who viewed this item also viewed
Using Modular Interlocking floor tiles is a great way to improve the look of any garage floor, basement floor, trade show floor, or any hard surface flooring. These floor tiles are available in multiple colors to allow checkerboard patterns or other designs.
The tiles are comprised of a non-toxic, high-impact polymer (non-rubber), which is a rigid, lightweight and strong material. The rigidity of the material allows the garage floor tiles to be designed with a grid on the bottom side that permits air and water passage. This grid feature prevents moisture from becoming trapped under the tiles. Petroleum products such as grease, oil, antifreeze or most household chemicals do not easily affect the floor tiles. Cleaning the tiles is simple. Just wipe them clean with a sponge mop using a mild soap and water.
These interlocking floor tiles can withstand heavy foot traffic and heavy rollover weight of large vehicles including SUVs and pickup trucks. This makes the tiles especially suitable as a garage flooring solution. There is no surface preparation needed other than sweeping the garage floor clean. Installation of these tiles is very simple because no special tools are required. They interlock together with a loop-to-peg system to create a "floating floor." When installing the tiles, it is important to leave a 1/2-inch gap minimum around permanent objects to prevent buckling.
You are welcome to request a free swatch sample by contacting the Manufacturer's Customer Service Department at 1.877.595.2040 if you are uncertain of the color or construction of the tiles. Due to apparent differences resulting from various digital devices, please note that color represented on your monitor may differ slightly from the actual interlocking tiles.
|Product Type:
|Interlocking floor tiles
|30 tiles
|Available in various colors - Black, Brown, Blue, Gray, Red, Yellow, Beige, or White
|High-impact polypropylene
|12"L x 12"W x 1/2"H
|Loop-to-peg interlocking system
|High weight capacity
|Garage floors
|Mild soap and water
|$ Per Square Foot:
Assembled Country
Component Country
Member reviews & questions
Ask & Answer
Policies & plans
Shipping Information
Standard - 2 to 6 business days
- Delivery is not available in AK, HI or Puerto Rico.
Warranty Information
1 Year manufacturer's limited warranty. This warranty does not cover the product damaged by un-recommended or unreasonable use or exposure, intentional damage, negligence, improper installation or modification.


text:
Feature Archives
Mutual Fund Screening & Analysis
The Top Portfolio Management Software
by Joe Lan
Portfolio management software programs are one of the tools most widely used by individual investors. As an investor's personal portfolio grows over the years, it often encompasses several investment accounts, including 401(k)s, IRAs, brokerage accounts and savings accounts. Tracking all these accounts accurately is an arduous task, and many investors need help. Luckily, the continuing development of technology has led to increasingly powerful portfolio management software aimed at providing just that.
In this issue's Comparison, we examine three portfolio management software programs—Quicken Premier 2011, Investment Account Manager Version 2 and Fund Manager 11. These three software programs have each made appearances in our previous Comparison articles. They continue to be updated and improved, and we believe they still represent the best portfolio management software programs for individual investors.
Why Might You Want Software?
The development and expansion of high-speed Internet means that sophisticated tools can now be run from your Web browser. Over the years, Web-based portfolio trackers have become very popular, and there are now significantly more Web-based programs than portfolio tracking software programs. Web-based portfolio trackers offer real-time price updates (usually for a fee) and up-to-the-minute news articles on holdings in your portfolio. The best online portfolio managers can sync directly with your investment accounts, meaning you do not need to enter updates manually. However, while Web-based portfolio trackers are capable tools, software-based portfolio managers still represent a significant upgrade in a majority of areas of functionality.
This comparison is geared toward software-based portfolio management programs (we last compared online portfolio managers in the Fourth Quarter 2010 issue of Computerized Investing, available at www.comput
erizedinvesting.com). Software programs still offer the most powerful performance reporting, and they also offer a better ability to calculate gains and losses. The top software-based portfolio trackers are also able to handle more types of securities and transactions and will almost certainly offer a far greater variety of reports.
Features & Functionality
Most capable portfolio management programs offer similar features. But software is rarely free, so matching your personal needs is a more important issue when choosing software than it is when you are choosing between the free online portfolio trackers.
Our comparison grid on pages 24 and 25 details the features offered by our three top picks.
Costs and Time Commitments
Investing in portfolio management software will inevitably come with certain costs. In addition to monetary costs, you need to consider the time you will spend learning to use the program. What it takes to configure the program, how easy it is to use and how well it can handle your personal needs will eventually become larger factors than the monetary cost of the program.
In order to accurately gauge each program's (or website's) strengths and weaknesses, we make an effort to thoroughly use each service. Luckily, two of the three programs we review here offer fully functioning demos, allowing all potential users to try the software for themselves before purchasing (Quicken Premier 2011 does not offer a demo or trial version).
Securities/Assets Handled
The importance of a program's ability to handle a wealth of different securities cannot be overstated. When you are looking at a program, especially if you have a long investment horizon, consider not only whether it can handle the investments you currently own, but also whether it will be able to track investments that you may likely own in the future.
Programs that specialize in certain areas, such as options, are available, but for the purposes of this comparison our focus is on programs that support the securities that most individual investors own, including stocks, bonds, mutual funds, exchange-traded funds and real estate.
A program's ability to distinguish between asset types is particularly important, as it ensures that asset allocation and industry reports will be generated correctly.
Transactions Handled
The transactions supported by the program are closely related to the types of securities that the program handles. All of the programs discussed here handle standard transactions such as buying, selling and cash dividends. However, the ability to handle data points such as short sales and return of capital is important, and the programs vary in their functionality.
All of these programs allow you to specify security lot assignments for a transaction. This feature can be useful for tax liability issues and for tracking performance. A lot is the total number of units involved in a given trade. If you reinvest dividends from your mutual funds and stocks, you will find yourself tracking numerous lots over a long period of time. Any solid portfolio management package will automatically match buy and sell lots for different accounting strategies for the purpose of reducing tax exposure. The strategies include first in, first out (FIFO); average cost; and specific lot. Having a program that can handle all three is convenient.
Reports allow you to analyze your portfolio and investments. The three programs covered here vary in the type and flexibility of reporting they offer. When choosing a program, be sure to check whether the program generates not only the types of reports you want, but also other types of reports you may not currently use in your analysis. These extra reports might enhance your overall evaluation of your portfolio. While you want to be sure that a program provides enough flexibility and functionality to complete your analysis, again, you should consider possible future needs with regard to reporting capabilities.
The comparison grid lists the main report types offered by the top portfolio management programs. The current holdings report lays out the composition of your portfolio. At a minimum, programs will list the securities that are held, along with units, costs and current market value. Most software programs will also provide certain asset allocation and gain/loss data right on the main page. The holdings by lots report breaks down portfolio composition into finer increments, indicating each purchase at a specific date and price. This gives you a detailed history of your transactions and provides guidance for selling.
Tax schedules pertain to the Schedule B and Schedule D IRS forms. Designed for computing interest and dividends received from a portfolio, Schedule B reports allow you to estimate tax debt (or credit) before year-end statements arrive. Tax Schedule D reports compute long- and short-term capital gains and match assets that will yield capital gains with tax liabilities. Ideally, the program should also track foreign taxes withheld on your securities to help ensure that proper credit is accounted for when filling out your taxes. Tax reports are provided for a given tax year, so programs generally include a dialog to select the year to report upon. Tax reports can be tricky and, if your situation is complex, it may be prudent to consult with a tax professional. None of these programs specializes in tax reporting, so their capabilities may be limited depending on your investments and trading behavior.
The projected cash flow report serves as a forecast of the expected portfolio cash income from dividends, interest and bond maturities. This report is especially useful for investors who rely heavily on income-related investments, such as investors in retirement. Bond maturity schedules can assist investors in redeploying capital that is coming due.
Report customization can be content-related (for example, allowing you to choose the time period) or cosmetics-related (for example, allowing you to select column and row headings or even font size).
Portfolio alerts let you know when a security has crossed some predetermined price threshold. Such an alert may highlight a need for investigation that might otherwise go unnoticed.
Performance Reports
A basic part of the portfolio management process is to determine and analyze performance. The comparison grid summarizes each program's performance reporting capabilities. Performance reports are discussed more fully in the individual program summaries that follow.
A program should provide reports for securities, industries and asset classes; these reports should include performance and asset allocation analysis. Some programs allow for an examination among various asset classes, while others provide industry, section and individual security breakdowns. Reports covering single and multiple portfolios are important in order to fully address the diversified aspects of all your accounts.
All three programs discussed here also offer reports based on between-period returns, which allow you to monitor security performance during a known market environment. The programs store snapshots of your portfolios at various times and provide information on how portfolios perform during different market cycles.
Certain portfolio management programs offer the ability to calculate both a value-weighted (also referred to as a dollar-weighted) internal rate of return (IRR) and a time-weighted rate of return. The IRR tends to be the best gauge because it represents the rate of return earned by your investments. It considers the time when inflows and outflows are made to the portfolio, the amounts of these flows, and the combined impact upon the overall rate of return. The time-weighted return is most often used to analyze the performance of investment decisions made by a money manager. A time-weighted calculation directly ignores the impact of any cash added to or removed from the portfolio. However, inflows and outflows should be considered by individual investors, not only because an individual does have control over them, but also because they are very common in retirement accounts and will have a large impact on the portfolio's rate of return.
Tax-adjusted return reports generate pretax and aftertax returns, calculating the tax liabilities of your transactions and reporting the impact on the rate of return.
Data Support
Portfolio software programs are able to download prices and portfolio values from the Internet. Furthermore, they are usually able to directly download transactions and holdings from brokerage accounts, which is an invaluable time-saving feature; however, users must provide their brokerage login information and account number.
Certain programs also allow for data importing without directly syncing with a brokerage account. This method does not require that users provide brokerage login and account information.
Top Portfolio Management Programs
Quicken Premier 2011
Quicken Premier is one of the most well-known personal finance software programs available. The newest version offered includes some significant changes from the 2009 version, which was out when we last reviewed portfolio management software programs in the Fourth Quarter 2009 issue of Computerized Investing. Keep in mind that Quicken Premier is designed as a comprehensive money management tool. Therefore, the program is proficient at handling investment accounts as well as all sorts of banking accounts, including checking and savings.
Quicken has expanded the number of banks and brokerages it can automatically sync to. According to its website, over 12,000 banks and brokerages can be synced to the accounts list in Quicken. Another useful upgrade is that Quicken now automatically categorizes most expenses after syncing with an online account. Furthermore, portfolio values are updated every 15 minutes.
Creating your account is very simple. The easiest way to create an investment portfolio is to add an account and allow Quicken to sync directly with your brokerage account. The setup wizard will walk you through the process. If you do not wish to provide the necessary account information, you may also use the advanced setup function to enter your transactions manually. If you do choose to allow Quicken to automatically sync with your accounts, all of your transactions will be loaded into each account in your accounts list.
When we tested Quicken Premier, the account syncing went smoothly, and account values and transactions were all correctly updated in Quicken Premier for both our checking and investment accounts. Our checking account synced transactions going back three months, while our brokerage account synced transactions back one year (to when the account was opened). For each sale, you are able to allocate specific lots to sell, and you can track interest, dividends, capital gains, stock splits and commissions.
The program can handle cash, stocks, bonds, mutual funds and exchange-traded funds. Unfortunately, there is no support for real estate investments, annuities or user-defined securities. Asset classes are assigned to each investment, but you can change assignments as you see fit.
Quicken Premier offers the most comprehensive listing of reports among the three portfolio management software programs compared here. Nine separate reports are provided for investments, including capital gains, investing activity, maturity date for fixed income, portfolio value, portfolio cost basis, asset allocation, income, performance and transactions.
While these reports are generally self-explanatory, there are a few worth highlighting. The investing activity report displays your interest, dividends, capital gains and realized gains each quarter, quarter-to-date and year-to-date. The report outlines the general trends in income and capital gains through the year, which can be valuable for investors who occasionally want to change their portfolio's focus in this regard or who wish to see the income schedule of their portfolio.
Quicken Premier's report showing the maturity date of fixed-income investments is worth noting. Usually, this type of information is provided by a broker only if you have a full-service account. Having this data at your fingertips allows you reinvest your fixed-income capital when it comes due.
Six reports are also available in the tax section. These reports assist users in determining their capital gains and, for those who use itemized deductions, the program provides a Schedule A. A tax schedule and a tax summary are also provided, outlining your investment transactions and their tax consequences.
As previously stated, Quicken Premier is a personal finance management program and offers functions beyond portfolio management. Reports are also available for banking, spending and comparison purposes. Cash flow summaries and itemized spending reports are very useful. Needless to say, purchasing this software will provide users with access to all the reports offered by Quicken Premier.
Investment Account Manager Version 2
Investment Account Manager is a pure portfolio management program, which is slightly different from Quicken Premier. The program costs $139, but there is a $20 discount for members of AAII (see the Special Offers section under Member Benefits at www.aaii.com for more details on the discount). A free 30-day trial is also available that provides a fully working version of the program.
Creating a portfolio is straight-forward, and the program walks you through the process. You are able to download transaction data directly from a brokerage account. The program allows you to choose the time period of transactions to download. The brokerage account that we tested was opened one year ago, and the program downloaded all the transactions made in the account. During our test, the process of downloading transactions was simple and the data retrieved was accurate. You must provide the program with your broker account number and login information in order for it to download your data. As always, you can also enter your transactions manually.
In addition to stocks, bonds, mutual funds and exchange-traded funds, the program can also handle real estate investments, options and user-defined securities. Furthermore, you can track buys, sells, dividends, short sales, margin transactions, stock splits, reinvestments, interest, commissions, and bond premiums and discounts.
After you create your portfolios (you can populate a portfolio with unlimited holdings), they will be listed on the left-hand side of the page. Clicking on a single portfolio will load all of its relevant data. The current value, unrealized gain and loss, estimated income and last update date are presented at the top-left of the screen, and the year-to-date activity for the portfolio is provided underneath. There are also five separate tabs for data on the portfolio selected. The Portfolio Values tab shows your holdings along with the quantity owned, unit and total cost, market value, and gains and losses. The Income Received tab provides a breakdown of your income-generating investments along with their tax consequences. A listing of the securities sold during the current year is also provided. The Holdings Summary and Allocation Summary tabs provide useful information on your portfolio as a whole, presenting a breakdown of portfolio asset allocation and transaction history. In addition, holdings are all shown as a percent of your total portfolio.
Portfolio values are not automatically updated. To update portfolio values, click on the Update Prices button at the top of the program, which updates figures using Yahoo! Finance.
Numerous reports are also provided by Investment Account Manager. Certain reports are ubiquitous among the top programs, and others are unique and worth noting. Investment Account Manager provides an upside-downside report that can also be charted. The upside-downside ratio is one of BetterInvesting's classic measures of risk. It measures the ratio of a stock's upside if things go "right" to its downside if things go "wrong." In essence, it measures risk against reward, providing an assessment of the risk/reward trade-off for investments in your portfolio. The program also provides a fund diversification characteristics report that shows a comprehensive dissection of each fund a user owns. The report provides asset class composition, stock composition, and sector and company size analyses. A bond maturity schedule is also provided, just as with Quicken Premier. For each report, you can specify the portfolio(s) and date range. For the performance reports, users can calculate value-weighted or time-weighted returns and view performance by asset class, sector and industry. The reports can also be saved in PDF format.
The help section of Investment Account Manager was very useful, covering most areas of the program.
Fund Manager 11
There are three versions of Fund Manager—personal, professional and advisor. The personal version suits the needs of most individual investors, while investors who trade frequently may opt to go with professional. For the most part, the advisor version is for professional investors, such as financial advisors and broker/dealers and is priced accordingly.
The personal version of the program targets individual investors and provides all the features that assist users in managing a personal portfolio, such as retrieving values using the Internet, providing a number of graphs and reports, and listing bond and income schedules. The professional version, targeted for traders, includes technical analysis tools, risk/reward scatter plots and real-time quotes. The advisor version includes a variety of client management features. There are also significant price differences associated with each version. The personal version costs $69, while the professional version is $295 and the advisor version is $1,295. The professional version was tested for this review, and it is the version covered in the remainder of this section.
Fund Manager, like Investment Account Manager, is a pure investment management software program, with no personal finance capabilities. This program is not as intuitive as Investment Account Manager or Quicken Premier, but it offers some great reports and performance tools.
There are a few ways to create a portfolio. Using the New Portfolio Wizard, which can be found in the File drop-down menu, is the easiest method. You have the option of downloading the positions and transactions directly from your brokerage firm by providing your account number and login information. In our test, we were able to download all transactions going back to when the brokerage account was created, one year ago. If you are uncomfortable with this, you may also export your transactions from your brokerage account to a compatible file and then import the transactions into the program. This method does not require users to provide login information and is more convenient than manually inputting all the data (though you can do so if you choose).
Asset types are automatically assigned for important positions and transactions. Users can also manually change the asset type. There are 25 separate asset type choices provided by the program, and users can also specify their own. Make sure that each holding is labeled correctly before using the asset allocation reports.
After importing or manually creating your portfolio, you can choose from a wide variety of graphs to display in the program. Highlight the portfolio you wish to display on the left-hand side of the program before selecting the graph. There are several graphs worth noting. Risk/reward scatter plots can be graphed for each investment, asset type, investment goal, symbol or portfolio. These scatter plots graph the time-weighted return against the standard deviation of monthly returns, enabling users to quickly identify items that are under-performing based on the volatility of the investment. A customizable technical analysis graph is also provided. The graph is divided into a top and a bottom section, and the user defines which technical indicator is displayed in each section. Indicators offered by Fund Manager include moving averages, Bollinger bands, MACD (moving average convergence-divergence) and relative strength index, among others.
Fund Manager offers several reports that are useful to individual investors. Time-weighted returns can be calculated for specified time ranges as well as for individual securities and asset allocations. The distribution summary displays distributions paid for a time period and includes dividends, short- and long-term capital gains and foreign tax distributions. The program also provides a rebalance report that outlines the differences between your asset allocation and a target asset allocation. Bond maturity schedules are also provided.
Since our last portfolio management software article, Fund Manager has undergone two major updates. Notably, the program now works with Windows 7. Also, the risk/reward scatter plots and monthly performance reports are new additions. A complete list of updates can be found at the Fund Manager website.
|Ease of Use
Quicken Premier 2011
$89.99 for Windows,
$69.99 for Mac -2007
+ more budget & net
worth tools & reports
+ Mac version
+ tax-adj. returns & reports
|–no free demo
Investment Account Manager
($119 AAII members)
+ unlimited portfolios,
securities & transactions
+ easy to use
+ in-depth report tools
|–predefined asset
|–no tax-adjusted returns
Fund Manager 11
$69 personal/
$295 professional
+ customization of
asset classification
+ great reporting tools
|–broker download may not
|be accurate
|–no tax-adjusted returns
|–no view of all transactions
Overall, each of the three programs reviewed here provides users with excellent tools for tracking their investments. Two of the programs offer trial accounts, and we suggest making use of them. Hands-on experience is the only way to get a feel for a program's ease of use, as well as the types of reports that it can generate.
While Fund Manager and Investment Account Manager are true portfolio management software programs, Quicken Premier provides additional personal finance capabilities. This added dimension makes Quicken Premier worth considering. Unfortunately, Quicken Premier is the only program out of the three reviewed that does not offer a trial account.
Edward from OR posted over 6 years ago:
Like prior software comparative reviews, this is a helpful beginning yet is incomplete and for me software covered lacks critical features.
1) Grid indicates that IAM (v2) calculates both Value-Weighted IRR/Time-Weighted Returns but having downloaded trial and looked at manual it seems to only do Value Weighted. For me being able to evaluate performance on same portfolio using both gives better insight.
2) While all 3 compare performance to Benchmarks, this would be much more meaningful if it simultaneously calculated Sharpe ratio or other measure. If out performance of benchmark is not on a risk adjusted basis (similar to how Hulbert does things)then it really isn't apples to apples and true out performance.
3) Since most of my portfolios are in taxable account, Quicken is the only one that does after tax performance analysis. However while I use Quicken for checking acct. I do not trust it to keep features of portfolio module constant over time and have read elsewhere people's frustrations with using Quicken as portfolio tracker.
Years ago I used Captools and recall that while there was a steep learning curve it did both time and asset weighted rate of return, as well as simultaneously doing it for before and after taxes (with your own personal tax rates entered for ST and LT). Current software seem to lack important features.
Joe from IL posted over 6 years ago:
Hi Edward,
Thanks for your comments.
IAM does in fact perform time-weighted return calculations. Page 385 of the user's manual goes over the definition used. It can be found in the Portfolio Summary Report.
I do agree that Sharpe ratio would be helpful when comparing performance because risk/volatility can be taken into account. Unfortunately, risk/volatility ratios such as Sharpe, Jensen's Alpha and Treynor are beyond the scope of most portfolio management software. We will, however, keep an eye out.
Quicken is better as a money management software. Portfolio tracking is just one of its areas. Captools was, and remains, a great program. Unfortunately, it is no longer being supported for individual investors and was replaced by a program significantly more expensive.
Peter from TN posted over 6 years ago:
It should be noted that the Quicken product for Mac is not Quicken Premier. The grid shows Quicken-2007 for Mac but in fact the current product is Quicken Essentials for Mac which does not do portfolio management. The old product Quicken 2007 did do portfolio management but is no longer offered and will not run on OS-X Lion.
Leon from AZ posted over 6 years ago:
I want my wife to learn Quickin Preimer 2011,
but i have not been able to find any instruction books. Do you know of any?
Edward from OR posted over 6 years ago:
Joe (article author?) thx for comment. I think you missed the point of my original post.
1) The chart of features indicates that IAM calculates both types of rate of return (Asset Weighted, AND Time Weighted); however it only does Asset Weighted even though you, I believe incorrectly indicate that it does Time Weighted. For me, both calculations are helpful insights into the portfolio. Of course most people want to know how their portfolio has been doing and Asset Weighted IRR gives this taking in to consideration asset flows for the portfolio.
2) Time Weighted return ignores inflows and outflows and is typically used to evaluate the performance of a manager who it is assumed has not discretion over when there are inflows and outflows AND therefore should NOT be penalized/rewarded in their performance evaluation due to these changes in assets which might have been on a great/terrible time period for the market. Yet as an individual I am also interested in Time Weighted IRR because for example I wish to compare several of my portfolios each of which follows the advice of a different financial newsletter. Using Time Weighted IRR for this comparison is the best approach. In addition, by comparing the Time Weighted and Asset Weighted IRR for a single portfolio I can get a sense whether my inflows/outflows helped or hindered performance. If I am adding to portfolio periodically, but chose to only purchase non-money market positions when say both 50 and 200 day moving averages are exceeded, then I can evaluate this timing rule.
3) It has been a long while since I looked at the formula for the two calculations, but the Asset weighted IRR is more complicated, and I believe already contains all of the data needed to all for ignoring asset flows and calculating the Time Weighted IRR. If this is so, it surprises me that when I spoke to IAM tech support that they indicated that they only do the Asset Weighted IRR, have no plans to include the other calc, and that it is very rare that any of their customers have asked for that as a feature. Unfortunately based on the chart in this review I wasted a bunch of time down loading, trying, and reading parts of the manual before finding out that for my purposes it is very inadequate. Given that AAII gives Members a discount on IAM (and hence indirectly is endorsing it as a "good" choice I urge AAII to "lobby" for getting both calcs into the program).
4) To AAII, I'd suggest future articles make it somewhat clearer how software rates regarding some of the different goals that a user might have:
a) Track my portfolio quickly and easily with little manual input from my AND calculate its rate of return.
b) Do above and compare performance to a benchmark; c) to a benchmark that I can define e.g. a spliced benchmark using for example 40% SP500 20% MSCI and 40% 5 year treasuries.
d) Do above and calculate the Time Weighted return
e) Do above and calculate return after certain tax assumptions or e) allow me to enter my estimated LT and ST cap gains tax rate as well as state tax rate for CG.
Somewhere in this hierarchy I'd also put calculate the Sharpe ratio. I have assumed that all software will do a good job at supporting one at tax preparation time with Schedule D.
If one is investing in a taxable acct all that you can "live on" is your after tax return. If one's return does not beat an appropriate benchmark (and most people do not so a passive asset allocated index approach makes most sense). Even if one beats a benchmark then the question that Hulbert FInancial Digest raises appropriately is - is the excess return due to taking more risk than the index?
FWIW, for the time being rather than creating my own Excel spreadsheet, the portfolio tracker of Morningstar is fairly good on the features I need.
Peter from TN posted over 6 years ago:
Leon, there are many Quicken books offered for sale at Amazon. I have been using Quicken for many years. I don't remember if I ever had a manual. I think maybe the help and users guide included with the software may have been better in days gone by.
Edward from OR posted over 6 years ago:
In my 2nd post I incorrectly commented on Joe's comment - IAM calculates only a Time Weighted IRR as he reported. Nonetheless, it only does the one type of IRR calc. Unfortunately AAII does not allow one to edit comments. Sorry for any confusion I may have caused, I believe the rest of my comments are accurate.
David from HI posted over 6 years ago:
I agree with Edward that the IRR calculations are of great interest. If there are corrections to be make from the original article, could we get an update? Thanks.
Saul from NY posted over 6 years ago:
Although I don't recall a mention of this in the review, IAM handles options and related transactions very well. As far as I know, this is a feature that is not included in the other two programs reviewed. Option traders should try IAM for this feature alone.
Edward from ON posted over 6 years ago:
Do any of these programs deal with foreign exchange issues? I hold stocks denominated in both $CDN and $US and the ability to handle differenrt currencies woudl be an important consideration.
Ron from ON posted over 6 years ago:
I have the same question as Edward. Can any of the portfolio management programs handle transactions, portfolios and reporting in more than one currency? It should be possible to track transactions and/or portfolios in different currencies and then to automatically convert to a single user-selected currency using FX rates available on the internet and display consolidated reports.
Jeffrey from VT posted over 6 years ago:
I'm back looking at reviews. I use Quicken 2010 and find it's such a pain, so many transactions don't download properly and need manual attention. I've got so many Placeholder Entries that it will take hours to clear them up. Anyone have experience with programs that do the downloads (from Scottrade and Vanguard) more easily?
William from VA posted over 6 years ago:
As noted on Quicken's site, unlike past versions, Mac users cannot use the current version of Quicken Premier for stocks and bonds unless you are running a Windows emulator - a pain. You should correct your table to reflect that.
Brad from Singapore posted over 6 years ago:
It looks like Captools is still the only one offering Multi-Currency Portfolio Management.
Is that correct?
R Rhodes from TX posted over 5 years ago:
Your own surveys show a dramatic increase in the use of Apple computers. I suggest in the future that Windows or MAc usability be noted right at the top of every comaprison study. It will save the MAc users valuable time.
Ivan Hipschman from CA posted over 5 years ago:
I have used both FundManager and a version of Investment Account Manager (actually Portfolio Manager 5, a clone of Investment Account Manager which was marketed by BetterInvesting). Having used both, I would like to give my opinion.
I actually find FM easier to use than IAM. It has excellent documentation and help facilities. Both programs have excellent, personal suppport. IAM used email and FM has an online forum. Both responded quickly and helpfully, but the forum format is very helpful in making other users' questions and the responses to them available.
The major feature which makes FM more useful is it's excellent graphic capabilities, which are totally absent from IAM and are not referenced in the review. The graphic capabilities I use include simple plots of investments showing close, high, low and volume for the day and can include dividends if desired; moving averages; allocation pie charts and stack charts, which show the change in allocation over time; overlay, for comparison, of multiple investments with or without dividends; portfolio value; investment or portfolio gain; investment cost - value; investment cost - price, which includes a line showing my break even point for the investment on any date; and a great many more graphs which some may find useful. All the appropriate graphs include symbols which show my purchases, sales and dividends for that security. The professional version, which I do not own, adds more sophisticated technical analysis graphs. It is also helpful that FM allows price data download from multiple sites, which is valuable if Yahoo is down or does not cover the securities you want information on.
FM's reporting capabilities are also superior to IAM and include custom report capabilities using about 200 predefined columns which can be built into a custom report. The professional version, again which I do not own, reportedly allows creation of custom report columns using formulas of your own design.
Mark from AZ posted over 5 years ago:
I am a representative of Fund Manager. A few comments on our product:
1) Fund Manager supports multiple currencies in all versions of the product. You can track investments in up to 25 different currencies. There is a tutorial on this here:
2) Fund Manager supports calculating Sharpe Ratio and many other statistics in the Professional and Advisor versions. See the Custom report.
3) Fund Manager calculates both Time Weighted Returns (TWR) and Return on Investment (ROI) yields. The online documentation has a discussion of each, and the equations used here:
4) The review's feature comparison table incorrectly states that Fund Manager doesn't support short positions. It does support short positions. For a FAQ on this topic, see:
5) The review also incorrectly states Fund Manager doesn't support bond premiums, discounts and amortization. It does support all these, and the Professional version has an amortization/accretion calculator.
6) The review summary has a note about our broker downloads maybe not being correct? I don't believe this is true, nor is it mentioned in the review of our product.
Bruce Stowe from WA posted over 5 years ago:
I've used IAM for a number of years - back to it's PRK days. Over the past two years it has become increasingly buggy with frequent crashes, and in one instance randomly doubling my position in a single portfolio. I suspect that by the nature of the errors and time frame the program has not been properly upgraded to Windows 7. Upon query support has told me at various times that the program could not have made the errors; that support does not know why these events happened, or that the problem is Norton. I have now had to remove and re-install IAM three times over the past 18-24 months. FM clearly has more flexability in user defined fields and reports - including IRR/ROI by objective that IAM does not offer. Further the file formats supported by FM for import/export are more useful.
IAM is due for a good dusting and cleaning, and strong upgrade. IAM's current status is such that I would strongly encourage a good look at FM before investing the time and money to properly set-up you portfolios in either program
Kevin Ryan from FL posted over 5 years ago:
After reading all of these posts I'm convinced that the best software is my lot history sheet and macro enabled work books that I have developed in excel. I'd like to invest in something professionally developed but the pros and cons don't add up so I'll wait it out until "there's an app for that"!
Teck from Loading... posted over 5 years ago:
i am a recent reader of the comments - and i need help from any user of IAM on
constructing portfolios as opposed to ex-post portfolio reporting and performance analysis - and
if anyone has used the IAM's data feed from QuoteMedia (any issues)
does IAM do multi currency?
Jason from Hawaii posted over 4 years ago:
I found Fund Manager 12.9 to be a very intuitive, powerful investment management program. It has that satisfying feel of wanting the program to do something, and then realizing on the next click, it exceeded your expectations. The discussion board is very help. The most difficult part is understanding and setting up the portfolio structure so it can sync with online sources shared sweep accounts work correctly. It took most of a Saturday to setup the software, consolidate six accounts and load 15 years of history. Time very well spent!
John from CA posted over 4 years ago:
I have been using IAM since December, 2013, replacing the AWFUL Quicken Premier which I still use ONLY for downloading data from banks and credit cards.
IAM handles data download fairly well for Schwab and Fidelity. But it requires manual input of new purchases from Vanguard. It clashes when using Trend Micro anti virus, which necessitates my turning the anti virus off BEFORE I can load IAM. Their tech support via phone is great. Will answer your QUESTION briefly.
I subscribe to stockcharts.com for graphs. Basically IAM does what it suppose to do. I use it mainly to find out one of the many Preferred stock I may hold on cost. And it does that very quickly using their program, written in the FoxBsse language (a compiled version of old dBase).
Quicken Premier asked numerous SILLY questions when you download, even asking you whether you want to use average cost or FIFO for a money market fund. Awful software in everyway. This is happens when Intuit has the monopoly. I can say the same on their awful Turbo Tax, gets more bossy (force you to go through interview. extremely rigid on the Form 8949, which is a must for any stock trading.
John Kiang from CA posted over 4 years ago:
Re: IAM, Investment Account Manager, the owner of IAM and I have worked together and isolated the bug. Many antivirus program such as the one I used, Trend Micro Platinum will DISALLOW software such as IAM to make changes (giving data info)your PC. After numerous phone calls to Trend Micro, we have finally make IAM exe file AND the FOLDER where IAM files reside as EXCEPTION. I can run IAM with my Trend Micro fully protected without crash.
It now runs almost reliably without crash. On rare occasions with zillions of window internet connections (tabs) open, IAM may crash BUT I have never lost any data.
I use Windows 7 with lots RAMS.


text:
Vin Sylvia: Souhegan boys inspired by late teammateBY VIN SYLVIA
Deputy Managing Editor for Sports
March 11. 2013 8:59PM
TONY Barksdale wasn't a star athlete at Souhegan High, but he was a key member of the Amherst school's boys' basketball team.
"Nobody better understood his role as a member of the team," said Sabers coach Mike Heaney. "Tony would have loved to get more playing time, but if there was a game where he didn't see a lot of action, he'd show up the next day at practice and work even harder. That's what he did so well: set an example for his teammates. He never let us practice or play soft."
When Barksdale graduated last spring - with honors - the Sabers lost more than a role player. They lost their drive, their edge.
With a senior-dominated core back from a team that had gone 16-2 during the previous regular season, the Sabers were popular picks to win the NHIAA Division II title this year. But they lost their first two games, never won more than three straight and finished the 2012-13 schedule with an underwhelming record of 11-7. Instead of heading into the postseason as tournament favorites, they entered as the No. 7 seed.
By now you probably know about the tragedy that took place at the off-campus home of a Boston University fraternity on March 2. In the early-morning hours, Barksdale, a 19-year-old, Mont Vernon resident majoring in engineering at BU, was found unconscious after a party at the frat. He died at a nearby hospital hours later.
BU has suspended the fraternity, citing it for serving alcohol to minors.
Naturally, Barksdale's death shocked and saddened the Souhegan community, especially the members of the boys' basketball program. But while they mourned his passing, the Sabers also made a point of celebrating the life of their friend and former teammate, and they recalled the example he'd set.
Never play soft.
On Wednesday, Souhegan hosted 10th-seeded Hanover in the tournament's first round. The Marauders entered the game having won six of their last seven, including a 59-52 victory over the Sabers on Feb. 23. It didn't matter. Hanover never had a chance.
With the entire Souhegan rooting section dressed in white shirts emblazoned with "Tony" on the front and Barksdale's old uniform number, 42, on the back, chants of "TO-NY BARKS-DALE!" reverberating through the gym and the Sabers playing with a renewed sense of purpose, the game became a rout. Final score: Souhegan 55, Hanover 33.
The fans weren't the only ones wearing 42 that night. The entire team came out in warmup jerseys adorned with the number, and when senior captain Brandon Len removed his, there it was again, replacing the 11 he'd worn throughout the regular season.
Two days later, the Sabers attended Barksdale's wake. The following day, they were back at school for his memorial service, with Heaney serving as one of the speakers. And then they got on a bus and headed to the Seacoast, for a quarterfinals game at No. 2 seed Portsmouth, another team to which they'd lost during the regular season, 46-34 just a couple of weeks earlier.
This time, Len almost matched his team's previous output against the Clippers all by himself, the 5-foot, 10-inch guard pumping in 33 points as the Sabers stunned their hosts, 69-65.
Not that it was a one-man show.
"I was perplexed at times during the (regular) season because we weren't playing with the same intensity as last year, but losing Tony has galvanized everyone," Heaney said. "It's inspired our kids to honor their lost friend by doing their best, and it's actually made them play with less pressure. They finally started playing the way they're capable of playing."
There was one other factor at work Saturday night, Heaney believes.
"Our players had spent five days putting others first - Tony's family, the community, their classmates ... " Heaney said. "Saturday night was a time for some good karma to come back their way. In spite of Tony's tragic death, I believe that good things happen to good people - and my players are very good people."
Souhegan returns to action Wednesday at 6 p.m., when it faces No. 3 Lebanon in the first game of a semifinals doubleheader at the University of New Hampshire's Lundholm Gymnasium. (Unbeaten Pembroke Academy takes on Coe-Brown Northwood Academy in the second game, at 7:30.) Once again, the Sabers will have Tony Barksdale in a supporting role.
Vin Sylvia is a New Hampshire Union Leader deputy managing editor. Email him at firstname.lastname@example.com.


text:
Miller Library
Students visiting the library will also find private and group study spaces, ample computer lab space, a music collection, and a collection of feature films on DVD. We offer comprehensive access to numerous online journal databases and participate in an interlibrary loan program, making it possible for us to get just about anything you might need to complete that research project!
Whatever your library needs, just visit one of our librarians or student staff to begin exploring what Miller Library has to offer.
Our online catalog is available on all library and campus computers and can be accessed from off-campus as well.
All items are checked out at the Public Services Desk. Present your college identification card. Area residents may check out with proper identification.
Most materials in Miller Library are in the General Collection.
000s-900s – Upper Level, north side
B Brethren (college and church history) – Lower Level, room 101
CUR Curriculum (materials for teacher education) – Lower Level, north side
J Juvenile (materials for teacher education)- Lower Level, north side
Q Quarto (oversized) – Upper Level, west end of north side
S Center for Science and Religion – Melhorn
T Auto Restoration Technology Special Collection – Main Level, southwest corner
Periodicals –Issues of most current print periodicals are on shelves on the main level. Past volumes are either bound or loose on the Upper Level, south side. Many full-text articles are available on the online databases. Please ask for assistance in locating periodicals.
Online Databases – Miller Library subscribes to many online databases, most of which contain full-text articles. Click here for a complete list.
Loan Periods
Periodicals – 3 days
Reserves – as specified by faculty member; in library use only, usually 2 hours
Interlibrary Loan – as specified by lending library; usually 3 weeks from the time the item arrives at Miller Library from the lending library.
Audio Visual materials – 3 days
Automotive Restoration Collection (both books and magazines) – n library use only, 2 hours.
All other materials – 3 weeks
Any item that has been out for one month is subject to recall if needed by another patron.
Overdue Interlibrary Loan materials are fined $1.00 per day. Miller Library charges no fines for any other overdue materials; however, replacement costs and a processing fee will be assessed for any item damaged or not returned. Students will not be able to enroll for the next term until materials are returned and/or charges paid.
Interlibrary Loan
Books or periodical articles that you wish to use but are not available in Miller library may be requested on interlibrary loan through this form. Allow at least four days to two weeks. You will be notified when the item you have requested has arrived. It can be picked up at the Public Services Desk and must be returned to the desk by the due date. This date and possible renewals are at the discretion of the lending library.
Computers/Photocopies/Audio-Visual Equipment
The computers in Miller Library are available to McPherson College students, staff and faculty, and wireless access is available on all levels and printing is free. All McPherson College policies regarding computer use must be followed. A photocopying machine is available on the main floor. The charge is 10 cents per exposure. A scanner is available on the main floor.
Lamination services are available. Lamination is $ 1.00 per page.
Free Coffee
Free coffee, tea and hot chocolate are available – help yourself.
Hours When Classes In Session
Fall/Spring Semesters
Sunday: 2:00 p.m. – Midnight
Monday – Thursday: 7:30 a.m. – Midnight
Friday: 7:30 a.m. – 5 p.m.
Saturday: 10:00 am – 4:00 p.m.
Sunday: 2 p.m. – 8 p.m.
Monday – Thursday: 8 a.m. – 8 p.m.
Friday: 8 a.m. – 5 p.m.
Saturday: Closed
When school is in session, research help is available
Sunday by appointment
Monday – Thursday: 8 am to 6 pm
Friday: 8 a.m. – 5 p.m.
The library is staffed by trained student workers during other open hours.
Hours During Breaks
Announced prior to break via campus emails, web page, and signs on library doors. Closed weekends during breaks and when a holiday falls on a weekend or Monday.
Mary Hester
Mary Hester assumed the role of Director of Library Resources on July 1, 2011. Mary has her Master's in Library and Information Science as well as a Master's in Secondary Education. She has been an academic librarian since 2003. Prior to that, she was a K-12 public school librarian and a 9-14 educator. Contact her at email@example.com.
The librarian is on duty to help with research or other library use:
Sunday by appointment
Monday – Thursday: 10 am to 6 pm
Friday: 9 a.m. – 5 p.m.
The library is staffed by trained student workers during other open hours
The mission of Miller Library is to provide access to information and to instruct and assist stakeholders in locating, using, and evaluating this information.
- Provide resources that support the curriculum and mission of the college.
- Promote the library as a gateway to information and learning.
- Provide an atmosphere that is appealing to students while fostering student learning.
- Meld information literacy into the existing curriculum in order to teach students how to locate, use and evaluate information in a meaningful way.
Library News/Updates
[Page updated 10/19/2015]


text:
Time expousre of one of the ATA instruments.
(Credit: SETI Institute/Seth Shostak. Used with Permission).
Amidst news of royal weddings, birth certificate releases, and the usual celebrity goings on, troubling news recently came out of the University of California at Berkley. In a scene right out of certain Hollywood movie, the National Science Foundations funding for its Hat Creek Radio Observatory will be reduced to a tenth, effectively shutting down the Allen Telescope Array. [Read more...]


text:
Walker leads rally as Pirates beat Blue Jays 8-6
Walker leads rally as Pirates beat Blue Jays 8-6
May. 04, 2014
PITTSBURGH (AP) — The Pittsburgh Pirates came up with a second straight comeback win.
"You've got to believe, though. Can you have faith?" said Jordy Mercer, whose pinch-hit double in the seventh inning tied the score.
The next inning Neil Walker hit a two-run double to cap the comeback from a five-run deficit as Pittsburgh beat the Toronto Blue Jays 8-6 on Saturday night.
The Pirates erased a 5-3, ninth-inning deficit in a win over the Blue Jays on Friday and clawed back from deficits of 5-0 in the fourth a 6-2 in the seventh Saturday.
Aaron Loup relieved R.A. Dickey after Clint Barmes' leadoff double in the seventh, and the Pirates tied the score on Josh Harrison's RBI double, Pedro Alvarez's run-scoring groundout and Mercer's two-run double.
"It just blew up on us," Blue Jays manager John Gibbons said. "I can't tell you anything more than that."
The game-tying hit was a longtime coming for Mercer, who entered the game with a .151 batting average and hadn't driven in a run since April 15.
"I know everybody here has my back so I don't think it's really a confidence issue," Mercer said. "I think getting a hit for the team was bigger than anything."
One inning later, Ike Davis reached on a one-out infield single against Todd Redmond (0-3), Harrison singled and Walker hit a drive off the top of the wall in center field.
"Tonight was one of the nights we didn't play real great defense, we didn't pitch real well, but somehow we found a way to win in the end," Walker said. "It doesn't have to be pretty."
The Pirates could have boosted their lead in the ninth, but Starling Marte lined out to first against Chad Jenkins with the bases loaded.
Bryan Morris (3-0) pitched a perfect eighth, and Mark Melancon earned his first save of the season in place of injured closer Jason Grilli, retiring Colby Ramus on a game-ending groundout with two on.
Pittsburgh, which overcame four errors, won consecutive games for the first time since beating St. Louis and the Chicago Cubs on April 6 and 8.
Toronto's Jose Bautista hit his ninth homer of the year, extended his hitting streak to a career-high 13 games. He set a Blue Jays record by reaching base in a 30th consecutive game.
"I don't think that we're going to start pointing fingers at anybody just because we've lost a couple games in a particular fashion," Bautista said.
Dickey allowed three runs, five hits and four walks, lowering his ERA to 5.01.
"He's a quality pitcher, an All-Star, he's won 20 games in the big leagues and he was on tonight," Pirates manager Clint Hurdle said. "So as soon as he's out, it's just better. It's no knock against anybody else, it's just going to be different."
Pirates starter Francisco Liriano gave up five runs — four earned — six hits and three walks in 3 2-3 innings, the second straight start he failed to reach the fourth.
"I was trying to throw my sinker down and away and just missed my spots," Liriano said.
Toronto built its early lead on Jose Reyes' RBI double in the third and a four-run fourth that included Brett Lawrie's run-scoring double over Marte in left, Rasmus' RBI single, Steve Tolleson's run-scoring, double-play grounder and a bases-loaded walk to Melky Cabrera.
Pittsburgh's comeback began in the fourth when Dickey threw a run-scoring wild pitch, and Barmes hit an RBI groundout.
"We're a little bit shell-shocked right now," Gibbons said. "But we've got to turn it around. Heck, it's the start of May."
NOTES: The Blue Jays removed RHP Sergio Santos from his role as interim closer after he blew three of his past four save opportunities. Gibbons said Toronto will use a closer-by-committee approach until Casey Janssen (oblique) returns from the DL. ... After optioning RHP Brandon Cumpton to the minor leagues Saturday, the Pirates have an open spot in their rotation Monday when they start a three-game set against San Francisco. LHP Wandy Rodriguez (right knee) could return from the DL. ... Toronto RHP Dustin McGowan (1-1, 5.87) is scheduled to pitch Sunday against Pittsburgh RHP Edinson Volquez (1-2, 3.21).


text:
pinhodecarlos wrote:
What kind of CPU power you have and how much memory? Just asking so I can help you maximize the credits per day.
2 * 4 core i7 (total 16 threads), 2 * xeon (total 8 threads). The xeon's share 12GB RAM, one core i7 has 8GB, the other 16GB. I still have the project settings set to allow any kind of WU. All still allow other several projects to run, I have just set them to give NFS the majority of time available, now.


text:
(CNN) -- The promise of $60 billion can do a lot to calm outrage.
That point was underscored Wednesday, when House leaders met with irate representatives from New York and New Jersey who felt they had been ignored by House Speaker John Boehner when he scrapped a planned vote late Tuesday on a massive aid package for Superstorm Sandy victims.
"We're getting what New York and New Jersey need, and that's all that counts," Rep. Peter King, R-New York, told reporters after emerging from a 20-minute meeting with Boehner and House Majority Leader Eric Cantor. "We're all big boys; we understand that all that counts is the bottom line."
A vote on $9 billion for immediate aid is now set for Friday, with the balance of $51 billion due for consideration January 15.
For its part, the Senate plans to vote by unanimous consent on Friday on the $9 billion but is waiting to see what is in the larger package before announcing a plan for that, a Senate Democratic leadership aide said.
"On the second tranche, we will need to see more details before we decide how to proceed," the aide said. "As the Senate has shown by passing our bipartisan bill, we consider getting aid to the victims of Sandy a superlative priority, but we need to know more about the contents of the bill before deciding on a path forward."
Democrats were less mollified.
"While it would have been far better had they passed the Senate's bill today, at least this provides a path to produce the needed $60 billion for New York and New Jersey by the end of the month," said Sen. Charles Schumer, D-New York, in a statement.
"It's really unbelievable how Speaker Boehner and his party could just walk away," said Christine Quinn, speaker of the New York City Council. "To promise us a vote weeks from now? Why should we believe him at all? It's just shocking."
In a statement, Boehner and Cantor said "critical aid" to storm victims should be the first priority of the new Congress, which convenes Thursday.
The comity contrasted sharply with the outrage that had exploded earlier in the day over Congress' inaction on the package, pitting even fellow Republicans against Boehner.
It was "disappointing and disgusting to watch," said New Jersey Gov. Chris Christie, blaming "the toxic internal politics of the House majority."
"New Jersey deserves better than the duplicity we saw on display," he said, adding, "shame on Congress."
Christie, a Republican, said he had tried to reach Boehner on Tuesday night after the latter canceled a vote on the aid bill, which had already been approved by the Senate. "He did not take my calls," said Christie.
In a news conference, Christie said he joined people of his state in feeling "betrayed" and added that the move summarizes "why the American people hate Congress."
In a statement, Christie and New York Gov. Andrew Cuomo wrote: "This failure to come to the aid of Americans following a severe and devastating natural disaster is unprecedented. The fact that days continue to go by while people suffer, families are out of their homes, and men and women remain jobless and struggling during these harsh winter months is a dereliction of duty. "
Boehner did not make public remarks and did not post about the issue on social media.
GOP leadership sources said Boehner was worried it would be a bad political move for him to allow a vote on the new federal spending after a long day of getting pummeled by his own House Republicans for not demanding enough spending cuts in the fiscal cliff bill.
Civility was restored late in the afternoon. "As far as I'm concerned, that was a lifetime ago," King said. "I know it was last night, but the bottom line is we're going forward getting what we believe is necessary."
Earlier, King had slammed his own party. "The Republican Party has said it's the party of 'family values.' Last night, it turned its back on the most essential value of all, and that's to provide food, shelter, clothing and relief for people who have been hit by a natural disaster," King told CNN.
King said he chased Boehner "all over the House last night" and that Boehner had said everything would be taken care of after the vote on the fiscal cliff. But Boehner left.
King called the House leadership's move a "knife in the back."
"Anyone from New York or New Jersey who contributes one penny to the Republican Congressional Campaign Committee should have their head examined," King said. It's very rare for a lawmaker to call on anyone not to support his own party.
But on Wednesday afternoon, King said he would vote for Boehner in leadership elections scheduled for Thursday.
A senior GOP leadership aide said Boehner will make a Sandy aid package "his first priority in the new Congress," which begins its term Thursday.
When a new Congress begins, both chambers have to begin from scratch with legislation, so the Senate's passage of a previous bill will be moot.
Michael Steel, Boehner's spokesman, said the speaker is "committed to getting this bill passed this month."
Before the House adjourned Wednesday, President Barack Obama urged a vote.
"It has only been two months since Hurricane Sandy devastated communities across New York, New Jersey, and Connecticut as well as other Eastern states. Our citizens are still trying to put their lives back together," Obama said in a statement.
"When tragedy strikes, Americans come together to support those in need. I urge Republicans in the House of Representatives to do the same, bring this important request to a vote today, and pass it without delay for our fellow Americans," Obama said.
Some of the harshest comments came from King.
Scott Mandel, vice president of New York's Long Beach City Council, told CNN, "The money was needed yesterday, and the fact that there's an obstacle in the way for whatever reason and a vote wasn't allowed to go forward was inexcusable."
The money would improve the city's ability to withstand damage from winter storms, Mandel said.
Fiscal cliff battle held up the measure
The tumultuous process of getting the fiscal cliff deal passed in the House had held up the relief measure, and many House Republicans opposed the size of the Senate bill.
"Leadership was all-consumed with the cliff procedure," Rogers told reporters off the House floor late Tuesday. "And they really have not had the time to devote to this because of that."
Sandy killed at least 113 people in the United States and left millions of people without power after running up the East Coast in late October. The storm hit hardest in New York and New Jersey.
Cuomo has put storm-related costs at $41.9 billion, while Christie has estimated a price tag of $36.8 billion.
The bill includes grant funding for owners of homes and businesses, as well as funding for public improvement projects on the electrical grid, hospitals and transit systems to prevent damage from future storms.
John Stone, a resident of New York's Staten Island, owned two homes before the storm. One was destroyed; the other was so severely flooded that it remains unlivable.
But he expressed no anger over the House's decision. "They'll just have to do it all over again, I suppose. What can you say?"
"It's a lot of money," he said, adding "there's a lot of other things they've got to do."
He tends to vote Republican and doesn't plan to turn away from the party, he said, although, he added, "I don't give them much money anyway."
He's been living with relatives in New Jersey.


text:
Manslinger's open door
She's shooting a new film called Earthbound in New Orleans. Yet another romance, this time about a woman with terminal cancer who falls for her doctor. The doctor is played by Gael Garcia Bernal which you'd think would give the movie some more cred – GGB is definitely not McConaughey – but that title... it's a little trite. Not as bad as Sweet November or Here on Earth but pretty close. Was it just me? I laughed all the way through Here on Earth.
Here are photos of Kate on set yesterday. As for her love life... well... you know GGB's been embroiled in some paternity drama with his baby mother. So he's not with her anymore. And he's single. And Manslinger needs a boy distraction, always. I wouldn't rule it out.
Photos from Sinky/Macca/Splashnewsonline and Bauergriffinonline.com


text:
No bookmarks or highlights have been added to this collection just yet. Check back later.
Are you sure you want to permanently remove this bookmark?
This will also delete all highlights and notes on the page.
There is no undo.
Are you sure you want to remove this highlight?
There is no undo.


text: Brammo has announced its acquisition of Quantyaparx, an electric dirt bike park concept that used to feature rival Quantya's electric motorcycles. Renaming the venture to suit the company's brand, BrammoParx will continue with the business model of providing a unique park-riding environment, which will now rent and Brammo's upcoming dirt bike line comprised of the Brammo Engage & Brammo Encite. Currently available in Germany, Austria, Spain, Sweden, and the UK, Brammo hopes to franchise more locations in the coming months, including some in the United States.


text:
MARATHON, Fla. (AP) — A chief in the Florida Keys is giving drivers something to cry happily about during the holiday season.
Monroe County Chief Lou Caputo doles out onions instead of traffic citations to motorists who violate the speed limit outside an elementary school in Marathon, Fla., by no more than 5 mph.
Dressed as the Christmas "Grinch," Caputo doled out about 10 of the tear-provoking vegetables to motorists on Monday afternoon. He has donned the Grinch costume nearly every holiday season since seeing actor Jim Carrey in the 2000 movie of the same name.
The radar-gun-wielding "Grinch" is on hand to provide a light-hearted reminder to drivers to slow down.
Drivers have the option of an onion or a ticket. Nine times out of 10 they accept the vegetable.
(© Copyright 2012 The Associated Press. All Rights Reserved. This material may not be published, broadcast, rewritten or redistributed.)


text:
NEW ORLEANS (AP) — The Coast Guard says crude oil from a barge involved in a fiery pipeline accident in a coastal Louisiana bayou has been safely transferred to a separate barge.
A Coast Guard news release says the transfer was completed Friday afternoon and there were no signs of pollution. The barge had been carrying 92,000 gallons of oil.
The transfer came after a salvage company separated the barge from the wreckage of a tugboat that struck a Chevron underwater liquefied natural gas pipeline. The accident happened Tuesday evening in Bayou Perot (per ROH') about 30 miles south of New Orleans.
One man was critically burned in the resulting fire.
As the fire dwindles, Chevron has begun flaring the pipeline in a controlled burn designed to safely rid the line of residual gas.


text: Resources for physicians Print To refer a patient: ArizonaContact the Department of Cardiothoracic Surgery at 480-342-2270 from 8 a.m. to 5 p.m. Mountain time, Monday through Friday. After business hours, contact the Referring Physician Service at 866-629-6362 (toll-free). FloridaContact the Department of Cardiothoracic Surgery at 904-956-3212 from 8 a.m. to 5 p.m. Eastern time, Monday through Friday. After business hours, contact the Referring Physician Service at 800-634-1417 (toll-free). MinnesotaContact the Department of Cardiovascular Surgery at 866-827-8810 (toll-free) from 8 a.m. to 5 p.m. Central time, Monday through Friday. In case of emergency or urgent transfers, contact Mayo Clinic Hospital, Saint Marys Campus, at 507-255-2910, 24 hours a day, seven days a week. Mayo Clinic cardiovascular and cardiothoracic surgeons are happy to discuss possible referrals with doctors and staff outside of Mayo Clinic. Cardiovascular UpdateCardiovascular Update is a quarterly publication with brief educational reports of cardiology and cardiovascular surgery at Mayo Clinic in Minnesota. Cardiovascular publications Cardiology, Pediatric Cardiology and Cardiovascular Surgery Staff and Services Directory Mayo Clinic Heart Care Medical Professionals VideosCardiovascular Diseases EducationContinuous professional developmentMayo Clinic offers continuous professional development courses in a learner-centered interactive format. Mayo Clinic courses are delivered by faculty who are renowned in their field and passionate about education. Participation in Mayo Clinic continuous professional development courses offers timely evidence-based practices that can be implemented immediately.Continuous professional development in cardiovascular diseasesMayo School of Continuous Professional DevelopmentMedical trainingCardiovascular Surgery Fellowship (Minnesota)Internal Medicine and subspecialty residency and fellowship programsSurgery residency and fellowship programsThoracic Surgery Residency (Minnesota) Request an Appointment at Mayo Clinic News from Mayo Clinic Feb. 20, 2018 Print Share on: FacebookTwitter References U.S. News & World Report. U.S. News Best Hospitals 2014-15. http://health.usnews.com/best-hospitals/rankings. Accessed Dec. 29, 2014. Tordsen BW. Surgical Information Recording System. Jan. 27, 2015. Find award-winning hospitals near you. American Heart Association. http://hospitalmaps.heart.org/AHAMAP/map/qimap.jsp. Accessed Jan. 27, 2015. Mayo Clinic Children's Center becomes first accredited pediatric heart failure institute in Minnesota and fourth in the nation. PressReleaseHeadlines.com. http://pressreleaseheadlines.com/mayo-clinic-childrens-center-accredited-pediatric-heart-failure-institute-minnesota-fourth-nation-174647. Accessed Jan. 27, 2015. Centers of Excellence. Extracorporeal Life Support Organization. http://www.elso.org/Excellence/CentersofExcellence.aspx. Accessed Jan. 27, 2015. Doctors name America's top residency programs. U.S. News & World Report. http://health.usnews.com/health-news/top-doctors/articles/2014/02/20/doctors-name-americas-top-residency-programs. Accessed Jan. 27, 2015. Mayo Clinic in Rochester, Minn., has been recognized as one of the top Cardiology & Heart Surgery hospitals in the nation for 2018-2019 by U.S. News & World Report. Learn more about this top honor Cardiovascular SurgeryDepartment homeSectionsOverviewRequest an appointmentTests & proceduresConditions treatedDoctorsExpertise & rankingsLocations, travel & lodgingClinical trialsResearchThe Mayo Clinic experience & patient storiesCosts & insuranceNews from Mayo ClinicResources for physicians SectionsRequest an appointmentOverviewTests & proceduresConditions treatedDoctorsExpertise & rankingsLocations, travel & lodgingClinical trialsResearchThe Mayo Clinic experience & patient storiesCosts & insuranceNews from Mayo ClinicResources for physicians Tweets by @MayoClinicCV ORG-20123409 Departments & Centers Medical Departments & Centers Cardiovascular Surgery


text:
OVB Outside Vertical Bar
VRCB Volatility Reduced Compression Bar
Brent Crude Oil (January '13):
- Short Term Trends are bearish.
- Confirmation of a bottom with a range violation on 11/06/12 @ 110.27. Confirmation of a bottom with a close violation on 11/06/12 @ 110.27. Upside Targets = 112.48 – 114.73.
- VRCB generated on Tuesday.
- January Brent Crude did in fact move back lower on Tuesday as projected but was able to find the crucial support needed to hold the market up from another collapse lower as the $106 price remains a line in the sand for many traders.
- Although volatility has remained low this week, look for an increase in price action on Wednesday and the market to make a move back near this week's high.
- Projected Daily Range: 2.21
- Projected Weekly Range: 5.27
- Projected Monthly Range: 10.65
WTI Crude Oil (December):
- Short Term Trends are bearish.
- Confirmation of a top with a range violation on 11/07/12 @ 84.33. Confirmation of a top with a close violation on 11/07/12 @ 84.33. Downside Targets = 81.36 – 78.69.
- December WTI Crude Oil settled modestly lower on Tuesday despite closing above its daily mid-range as it traded a mere 8 ticks below the support price listed in Tuesday mornings report before moving back higher in late session trading.
- Look for WTI to move to the upside on Wednesday and challenge the Monday highs of $86.54 initially before it makes a move to a possible weekly upside target in late week trading.
- Projected Daily Range: 1.76
- Projected Weekly Range: 4.75
- Projected Monthly Range: 10.61
Natural Gas (December):
- Short Term trend is bearish.
- Confirmation of a top with a range violation on 10/25/12 @ 3.751. Confirmation of a top with a close violation on 10/26/12 @ 3.724. Downside Targets = 3.501 – 3.476.
- Bullish ERVB (Extended Range Vertical Bar) generated on Tuesday.
- December Natural Gas exploded higher on Tuesday to its highest level in nearly two weeks and its largest single day gain in nearly five months as cooler temperatures across the country point to the season's possible first storage withdrawal.
- Traders should look for a pullback to $3.62–$3.65 to re-enter into long positions as the market should take aim for $4.
- Projected Daily Range: .136
- Projected Weekly Range: .297
- Projected Monthly Range: .624


text:
Deals for Singles' Day have just appeared online and I want to make sure they're on your radar.
The Day of the 11s or Singles' Day is the largest online shopping day in the world. It falls on Saturday - Nov. 11 - and with the event right around the corner, this is what you need to know.
With sales reaching almost $18 billion dollars for Singles' Day last year, 11/11 is bigger than Black Friday and Cyber Monday.
How big is it? I've already started explaining how to find deals to millions of people through global television networks that air in Asia and I've already received more requests than Black Friday.
While the festival itself is largest in Asia and outside North America, retailers like Amazon get in on the action serving up huge savings. Our pick for the top 11 Day of the 11s deals is below:
76% Off Top-Rated Stainless Steel Chef Kitchen Knife
Was: $49.95
Now: $11.29
$30 Off Top-Rated Wireless Self-Charging Headphones
Was: $99.99
Now: $69.99
$52 Off Top-Rated Fitness Tracker + Smart Watch Sleep Tracker
Was: $89.99
Now: $37.99
$209 Off Amazon's Top-Rated 2 In 1 Cordless Vacuum Cleaner
Was: $299.00
Now: $89.99
$150 Off Polk Audio Wireless Bluetooth Soundbar + Free Delivery
Was: $250.00
Now: $99.99
70% Off GoodPro Wireless Home Security Doorbell System
Was: $89.99
Now: $26.99
67% Off Touch Sensor Dimmable Multi-Colored LED Lamp
Was: $89.99
Now: $29.99
$30 Off Portable 9" Entertainment System + DVD Player + SD Card Reader
Was: $89.99
Now: $59.99
$20 Off Best Selling Himalayan Salt Lamp with Touch Dimmer
Was: $59.09
Now: $39.09
54% Off Ultrasonic Diffuser + Cool Mist Humidifier
Was: $65.00
Now: $29.99
39% Top Rated Aromatherapy Essential Oil Set
Was: $32.99
Now: $19.99
Matt Granite is a freelance consumer reporter who produces stories and video for this station, Amazon Live and others. Neither Matt nor this station are compensated by the brands featured here. Prices are subject to change at any time and products are expected to sell out.


text:
Helen Ione Stephens Cook
On Sept. 29, 2012, Helen Ione Stephens Cook, 93, formerly of Heavener, went peacefully in her sleep to be with her Lord and Savior Jesus Christ, at her home in Sun City, Calif., where she had resided with her daughter and son-in-law, Joyce and Trell Mercer, since July 2010.One of seven children, she was born Sept. 7, 1919, to the late Elsie M. and William P. Stephens in Laramie, Wyo. Helen graduated from Laramie High School in 1935 and majored in music at Phillips University in Enid.She married the late Rev. A. Paul Cook in 1937, a graduate of Phillips University and together they ministered to churches in Illinois, Oklahoma, Nebraska and founded a mission in Kyushu, Japan, during the post-World War II occupation.In 1958, they received a call from the Kiamichi Mountains Christian Mission and ministered to Christian Churches in Nashoba, Divide, Snow and Albion.Helen was an accomplished musician who taught piano to many children in the local communities. She ministered through piano and musical education. Helen returned to college and received her bachelor's degree in music education in 1980.Helen taught music in Whitesboro Public Schools for 20 years and was passionate about making a difference in the lives of her students with her dedication to the teaching of music. She had a special gift, sharing her creativity with her students by writing original musical compositions for recitals and performances.She played piano at Heavener First Christian Church for many years, and had acquired many friends at Heavener First Baptist Church also, where she was known and loved. Those who knew Helen described her as being "full of good works."She had 16 private piano students in Heavener where she presented two recitals yearly. She retired from private teaching at age 90 and moved to Sun City.Helen is survived by her four daughters: Phyllis Valens, Derby, Kan.; Joyce Mercer, Sun City; Ruth Elizabeth Cook, Tahlequah; and Lydia Benbrook, Alma, Ark. She is also survived by 11 grandchildren, and 16 great-grandchildren. Helen is also survived by her brothers, Morris and Ray Stephens.A memorial service will be held Oct. 13 in Sun City at His Light on the Hill Assembly of God under the direction of Miller-Jones Mortuary. A second memorial service will be held at 1 p.m. Oct. 19 at First Baptist Church in Heavener, with burial in Talihina Cemetery.


text:
Bulldogs also Finish at No. 36 in National Rankings
NEW HAVEN, Conn. – The Yale women's tennis team received recognition of yet another successful season Wednesday when the Intercollegiate Tennis Association (ITA) released its final national and regional rankings. For the third season in a row, Yale earned the No. 1 spot in the Northeast rankings, ahead of all seven of its Ivy League rivals. Also for the third consecutive year, Yale posted a top 40 finish in the national rankings. Finally, players from across the squad's seniority spectrum secured spots in the final ITA rankings.
Yale was a mainstay in the upper echelons of the national rankings throughout the 2012-13 season, maintaining a top 40 ranking for all but one week. The Bulldogs put in a strong effort week in and week out, and their consistently high level of play was rewarded with a stellar 17-4 spring record, a third straight Ivy League title and an automatic entry into the prestigious National Collegiate Athletic Association (NCAA) Division I tournament. Yale's final national ranking of No. 36 is the team's third-best season-ending finish since 1981, when ITA rankings data was first made available.
Also receiving national recognition in the final ITA rankings was senior captain Elizabeth Epstein, who finished at No. 77 in the country in singles. In Epstein's exceptional career at Yale, this is the first year she has finished a season with a national ranking. She ended the season as Yale's No. 1 player and with a 15-6 record in the spring, which included a win in the Bulldogs' match at the NCAA tournament against No. 21 Georgia Tech. Fittingly, Epstein rounded off her final year as a Bulldog by receiving the 2013 Nellie Pratt Elliot Award, which is the most prestigious athletic award given to a senior female at Yale.
Yet another significant achievement the Yale women's tennis team has now attained for three years in a row is the No. 1 spot in the final Northeast Region rankings. The Bulldogs went 7-1 against regional opponents who finished in the top 10, including a 5-2 victory in Ivy League play against No. 57 Columbia, the No. 2 finisher in the Northeast. Along with Columbia, Yale had the most representation in the top 20 spots of the final singles rankings. Epstein, freshman Madeleine Hamilton and junior Annie Sullivan all finished in the top 20, capping off a year of impressive accomplishments for all three players.
For the third straight year, Epstein earned a top 20 finish in the final regional singles rankings and for the second consecutive season, she achieved the No. 2 spot on the list. A unanimous first team All-Ivy selection, Epstein once again proved instrumental to the Bulldogs' efforts to secure a third consecutive Ivy League title.
Coming in at No. 7 in the Northeast region was Hamilton, who put together a 13-7 record in the spring playing at No.'s 1 and 2 singles. Hamilton showcased her talent and mettle throughout her first year as a Bulldog, but had a particularly strong end to the season, as she went 6-1 in Ivy play and was named the Ivy League Rookie of the Year.
Sullivan, who finished at No. 12 in the region in singles, recorded perhaps the most outstanding feat of any Yale player this season by winning 19 consecutive singles matches in the spring before meeting defeat in the NCAA match against Georgia Tech. Her match winning streak had actually dated back to the 2011-12 season, for a total of 25 straight victories in dual matches. Playing at No. 3 singles, Sullivan went undefeated in Ivy League play as part of this incredible streak and received second team All-Ivy honors for her efforts. As a testament to how vital each one of her 19 wins was to the team's success this season, Sullivan deservedly received the Lisa Rosenblum Award, given to the squad's most valuable player.
Sullivan will also serve as Yale's captain for the 2013-14 season, succeeding Epstein, and will hope to lead the squad to the same success it has now enjoyed for three years running.
Report by Robert Batista '15, Yale Sports Publicity


text:
posted by Thom Holwerda on Thu 25th Apr 2013 23:07 UTC
"As mentioned earlier, many developers understand the principles behind modular level design, but we hope to offer insights gained from our extensive exploration of this topic. To do this, we'll go over the various benefits and drawbacks we've found over the years, with an emphasis on how to get the most out of the workflow." A glimpse of just how complex one of the best games of this generation really is.


text:
Bedbutlers is ready help you spring into summer by giving you a 1,000 shopping spree to furnish your home whether it's your bedroom , living room , dining room or game room . They have everything you need from Mexican pine rustic furniture to mattresses to kids bunk beds starting out as low as 169.00 and twin mattress starting at 59.00 you can imagine the endless possibilities with a 1,000 shopping spree to Bedbutlers.
BEDBUTLERS has been serving the greater crossroads area since February 1996. Our commitment to our customers has helped us grow throughout the years. We carry brand name mattresses, such as, but not limited to, Simmons, Tempur-Pedic, and Spring Air. We also carry furniture from many different quality vendors. We have a full line of Rustic Furniture, Children's Furniture, all the way from classic to contemporary. Rest assured, BEDBUTLERS values your business and is committed to your satisfaction.
Listen to the audio below to learn more…
361-573-2337 http://bedbutlers.com/


text:
How to Die in Massachusetts
At 2 AM on March 15, 1988, I received a phone call from my mother in Winter Park, Florida, telling me that my father, who was dying of prostate cancer, had taken a pistol from his bedside table and shot himself, preferring to die instantly from the bullet instead of slowly from cancer. He had undergone a series of treatments over several years that held the disease at bay, but now there were no more treatments to be had, and he was rapidly becoming incapacitated. A man of almost obsessive independence, he was unwilling to become helpless and die by inches. Since then, I've often thought about the loneliness of his last few moments as he mustered the courage to shoot himself. My mother was sleeping in the next room, and I also think of her shock upon finding his body.
Twenty-three years after my father's death, Lee Johnson, a man similar to my father in many ways, ended his life quite differently. He was also dying of cancer, but as a resident of Oregon, he used that state's Death with Dignity law to obtain from his doctor a prescription for an overdose of barbiturates that he could keep on hand and use to hasten his death if he chose. When he decided the time had come, his daughter, Heather Clish, who lives in Massachusetts, joined her mother and sisters at her father's bedside. Lee Johnson died while holding his wife in his arms, with his family around him.
This form of physician-assisted dying, often called physician-assisted suicide, has been legal in Oregon for fifteen years and in Washington for four years, as a result of voter referendums. As I described in a recent essay in these pages,* the law permits doctors to honor the requests of terminally ill patients whose life expectancy is less than six months for medication to end their lives at a time and under circumstances of their own choosing.
Over the years, the Oregon law has been used sparingly, accounting for at most 0.2 percent of deaths in any year, and it is overwhelmingly supported by the public. More than 80 percent of patients who have died in this manner were suffering from disseminated cancer; most of the others had either late amyotrophic lateral sclerosis ("Lou Gehrig's disease") or end-stage emphysema. Nearly all received hospice care (as did my father)—Oregon's is now among the best in the country—but found it was not enough. As reported by their doctors to the Oregon Public Health Division, their suffering stemmed not so much from pain as from the loss of autonomy. (The experience in the state of Washington,…
This article is available to online subscribers only.
Please choose from one of the options below to access this article:
Print Premium Subscription — $99.95
Purchase a print premium subscription (20 issues per year) and also receive online access to all content on nybooks.com.
Purchase an Online Edition subscription and receive full access to all articles published by the Review since 1963.
Purchase a trial Online Edition subscription and receive unlimited access for one week to all the content on nybooks.com.
If you already have one of these subscriptions, please be sure you are logged in to your nybooks.com account. If you subscribe to the print edition, you may also need to link your web site account to your print subscription. Click here to link your account services.


text:
With its many pedestrians and subway users, New York seems like one of the greener cities in the U.S. But it still produced a gob-smacking mountain of carbon emissions in 2010.
In the vid below from graphics firm Carbon Visuals, the 54 million tons of CO2 is illustrated as a mass of spheres that tower over the city, engulfing its buildings.
Some 75 percent of the pollution came from buildings, with the bulk of the rest from transport, according to the firm, which used city data.
The spheres are 33 feet across, and the 9,150-foot mountain of gas stretches from the edge of Brooklyn to near 52nd Street.
Of course, part of the mountain -- 36 percent -- is air between the spheres. The firm says it chose that density to reflect a random packing of spheres.
If the emissions were one large sphere, it would measure 2.37 miles across, according to Carbon Visuals. See calculation details here.
"Simply by showing how much of it there is, hopefully we can improve the debate about carbon emissions," the firm's creative director Adam Neiman told Reuters.
The world is adding 1,062 spheres like the ones in the animation every second, he added.
New York is trying to cut its greenhouse gas emissions by a whopping 30 percent from levels in 2006. Levels in 2010 were down 12 percent from 2005, so that mountain of spheres could continue to shrink.
Carbon Visuals, meanwhile, is planning to create more animations of spheres invading London and other cities.