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The day of reckoning has come and gone without a clear signal to which side will emerge victorious. A lawyer representing Microsoft faced a lawyer from the U.S. Department of Justice, making their respective cases before a U.S. District Court judge regarding charges that Microsoft violated its 1995 consent decree. Judge Thomas Jackson submitted no ruling, but took both sides cases under advisement. No date was set for a ruling.
In the sometimes heated debate, both sides volleyed for the judge's understanding of the technical issues surrounding the case. Jackson asked numerous pointed questions about the status of Internet Explorer 4.0 and whether it is, in fact, an integrated component of Windows 95.
"This case appears to be awash in vapor," said the DOJ's Phillip Malone. "It comes down to a fundamental difference in interpreting the consent decree."
"I have an intellectual problem in this case," Judge Jackson said. "The product may be separate today but in accordance with the proviso it can be developed into an integrated product. \[Is the DOJ\] suggesting the court tell \[Microsoft\] not to do that?"
Malone said the that DOJ feels that IE 4.0 is a clear case of a separate product being bundled with Windows 95, stating that such bundling is in violation of Microsoft's consent decree. Malone stated that while Microsoft is not currently forcing OEMs to bundle IE 4.0 with Windows 95, they will in February when the OSR 2.5 release of Windows 95 becomes available. That release will incorporate IE 4.0 as a non-optional component. Microsoft responded that, by January, 70-75% of all PCs being produced and shipped will come with IE 4.0 anyway.
Malone wasn't impressed with this argument, however, asking if that were the case then why does Microsoft need to force OEMs to include IE 4.0 in Windows 95 starting in February.
"The government is simply seeking to give consumers a choice," he said. "And if consumers are driving this, Microsoft should not force OEMs to take IE."
In preparation of today's court date, Microsoft submitted a second formal reply to the DOJ's November 20th statements. The reply concludes that the DOJ has no case since Microsoft is not violating the terms of its consent decree. To drive home this point, Microsoft's lawyer Richard Urowsky slowly walked Judge Jackson through the pertinent section of the consent decree, using a blown-up version of it on a display board.
Urowsky also quoted DOJ officials as saying that Microsoft was free to incorporate new features into its operating system to create an integrated product.
In an interesting moment, Judge Jackson asked Urowsky why IE was any different from products like Word and Excel. He asked if there were any technological barriers from preventing Microsoft from integrating those applications into Windows. Urowsky admitted there was nothing stopping them from doing so, though it wouldn't make "economic sense."
The entire hearing lasted only two and a half hours. At that point, Judge Jackson stood up suddenly and announced that the matter was "considered submitted." Both sides later said in statements that they were pleased with the hearing


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Academic researchers in the United States will soon have a new tool. Researchers at institutions in California and Illinois, along with several high-tech companies will put together what designers call the world's first multi-site supercomputing system. It will be built and operated with a grant announced in August from the National Science Foundation.
The Distributed Terascale Facility, as it is formally known, will tie together high-tech resources in four different locations in the United States. They are located at the University of Illinois, the Argonne National Laboratory, also in Illinois, the University of California, San Diego and the California Institute of Technology. The partnership will also work with a number of companies including IBM, Intel and Sun Microsystems.
Robert Borchers, a National Science Foundation computer expert, says there were reasons for selecting those four institutions. "They have complimentary roles," he said, "and they are interconnected by a very high-speed network."
Mr. Borchers says the new supercomputer is unprecedented in the academic community. He said, "It's the biggest aggregation of computing hardware, anywhere, available to the academic - to the unclassified, academic - community. There are bigger computers but they are in military and classified applications. It will have much higher data communication speeds and much larger data storage than anybody else. So, I guess what I'm saying is that we can compute faster, move data faster and have more of it than anything around at the moment."
Computer speed is measured in teraflops. One teraflop means that a computer can perform one trillion calculations a second. The Distributed Terascale Facility or, DTF, will perform at 11.6 teraflops. That's 16 times faster than the fastest research system now available. It will travel over an optical network at the rate of 40 billion bits per second.
Again, Robert Borchers said, "What DTF does is that it allows us to deal with huge amounts of data. All of the new experimental science facilities that are coming onboard around the world are designed to generate extremely large amounts of data which has to be archived and analyzed. And so what we've done with DTF is moved from simply what's colloquially called 'big iron' huge computers - to computer systems that can access extremely large amounts of data and move it around. Visualize it. Analyze it."
Robert Borchers says that it makes sense to use more than one location for the computer system. "The expertise to do some of these things exists in multiple locations," he said. The people in San Diego don't necessarily want to move to the cornfields of Illinois. What we're trying to do is build a facility where we can take advantage of expertise that's available in institutions, connect them together sufficiently tightly that they can work together. It's a model for doing science that I think we are going to see more of. And partly locating it at four different institutions is a bit of an experiment to see if we can overcome the hurdles associated with having a facility spread out. It's a first. We'll see."
The Distributed Terascale Facility will be used for a number of purposes. These include to support research such as storm, climate and earthquake predictions. It will also look at ways to develop more efficient combustion engines and the physical, chemical and electrical properties of materials.
Robert Borchers sees it as a prototype with international implications. "We had a meeting with a group from the UK," he said, "who are getting into an initiative they call e-science, electronic science, which has many of the same goals as the DTF. They'd like very much to participate in the project and become participants. We're seeing similar trends in the Pacific rim. My sense is that we'll see worldwide experiments."
The National Science Foundation's Distributed Terascale Facility is expected to begin operations next year and is expected to reach peak performance levels early in 2003.

subset: commoncrawl


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Searching for: / sauce
Imperial Stout Hot Fudge Sauce
A big, boozy imperial stout makes this sauce simply decadent.
3-Step Beer Gel
Use this easy beer gel to top a beer soup, or as a garnish with other beer-friendly dishes.
Mustard-Dill Sauce
Juniper beer adds an herbal note to this easy dipping sauce.
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Ume-Stout Dipping Sauce
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Salisbury High School is the top seed and will host the Class 1 district 11 softball tournament that begins tomorrow.
Here is the schedule.
Westran vs. Higbee, 4 pm; Cairo vs. Slater, 5:30 pm; Glasgow vs. Keytesville, 7 pm.
Salisbury vs. Glasgow/Keytesville winner, 5 pm; Winners of other first round game meet at 6:30 pm
Championship at 4:30 pm


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'The Face' Recap: Dinner & A Runway Competition Brings Out The Tears
From the beginning to the end of the episode, tensions ran high — and it wasn't just the modeltestants who were feeling the pressure! The gals have to show off their runway skills, and it results in an entire change in the competition.
The Face opened with Naomi calling out Lydia and Anne V, saying, "How dare you put up two women of color for elimination?" as she speaks of the emotional results of the last round — and it doesn't look the tensions between the mentors are getting any better. As we look forward to the next competition, this time it is all about the runway.
'The Face' Recap — Season 2, Episode 3 Runway Competition:
The models are tasked with walking a difficult runway, (hello, steps!), in restrictive clothing — and it really shows which girls have gotten more comfortable and developed their model walk! Famed model Tyson Beckford sat in to help judge, and it was interesting to see how the latex clothing and the sky-high pumps interfered with their walk. Some girls with an amazing walk faltered, while others had just the right amount of confidence to totally own it! "Kira's painful to watch….this is the worst walk so far," Naomi explained as she came down the runway.
[hl_ndn videoid="25645975″]
Tyson named Tiana from Team Anne the winner, and she couldn't be happier — and we're sure it will come in handy come campaign day! Kira admits she is so nervous and doesn't think Naomi likes her — but after seeing her try to rock the runway, we kinda understand where all her doubt is coming from…(no offense, Kira!).
Campaign Day:
Fashion designer Pamella Roland, (who is gearing up to launch her Pamella line), is present on campaign day and the models must model a cocktail dress and a glam red carpet gown on a dinner table — and that's not all! The gals will also have to walk as seated guests are present. Team Anne V has an advantage, as they will get to select their dresses first — and the wrong dress can definitely do a gal in!
Naomi gives her team advice, and tells them practice makes perfect — and she's definitely right! Kira is not happy when her model mentor tries to give her constructive criticism — and you do not want to snap back to Naomi! Kira definitely needs to tone down her attitude, especially cause her walk can use all the help it can get.
In the end, it is Team Anne V who takes home the big win — and it is a total game changer as it is their first win! Naomi and Lydia both have to put someone up for elimination, and Lydia's team is looking like the weakest link.
Elimination Round:
Lydia sends Ray back into the elimination room, and it is because Lydia thinks she really needs a push to get focused — if she doesn't find her voice she won't make the cut. Kira is sent in by Naomi, and she says she wants her to fight, (not beg!), to come back. Unfortunately, Kira gets in front of Anne and starts crying and blaming Naomi for not giving her proper directions — ouch. Kira's bad attitude sends her packing, but not before Naomi breaks the rules and comes after Kira after she hears her crying. She calms her down and tries to comfort her, and you can tell seeing her go is breaking Naomi's heart. Ray somehow makes it past her second elimination round and sent back to Lydia's team.
What do you think of the results? Did the right girl go home?
Katrina Mitzeliotis


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BAGHDAD — A convoy of food has arrived for the Baghdad Zoo, where over the weekend four hunger-crazed lions escaped. Two charged U.S. soldiers, and all four had to be killed.
The lions, which had not been fed for days, clawed through a crumbling wall of their outdoor pen to escape.
"Two of them charged our guys," Sgt. Matthew Oliver said. "We had to take them down."
The zoo was home to seven lions and two tigers, as well as hundreds of other animals, nearly all of which were stolen or let loose by looters in the aftermath of the U.S. invasion of the Iraqi capital.


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Faye Heming
I am an independent education consultant with over twenty years' experience as a teacher, headteacher and school cluster manager in Gloucestershire. I work with school leaders at all levels to provide advice, support, guidance, practical strategies and training to contribute to school improvement. I also devise and deliver training courses for teachers and school leaders. I offer headteachers confidential and personal support to help them maintain their own well-being as this is a key factor in improving the effectiveness of a school.
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There is 1 news item
Call ERA-Net Neuron
On January 11th 2017 a call was launched by ERA-NET NEURON to facilitate multinational, collaborative research projects that will address important questions related to the synaptic dysfunction of the central nervous system. Defective synaptic communication is at the origin of numerous neurological and mental disorders synaptopathies - such as epilepsies, migraine, autism spectrum disorders, schizophrenia, mood disorders and others. The present call will accept proposals addressing the disease-related synaptic dysfunction with approaches ranging from understanding basic mechanisms of disease through proof-of-concept therapeutically-driven clinical studies in humans. The deadline for pre-proposals is March 14, 2017; 14:00 CET.


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A turbine is a device that harnesses the kinetic energy of some fluid - such as water, steam, air, or combustion gases - and turns this into the rotational motion of the device itself.[2] These devices are generally used in electrical generation, engines, and propulsion systems and are classified as a type of engine. They are classified as such because engines are simply technologies that take an input and generate an output. A simple turbine is composed of a series of blades - currently steel is one of the most common materials used - and allows the fluid to enter the turbine, pushing the blades. These blades then spin and eject the fluid which now has less energy it did than when it entered the turbine. Some of the energy is captured by the turbine and used.[2]
Turbines are used in many different areas, and each type of turbine has a slightly different construction to perform its job properly. Turbines are used in wind power, hydropower, in heat engines, and for propulsion. Turbines are extremely important because of the fact that nearly all electricity is generated by them.[2]
Turbines are commonly used in heat engines because of their high efficiency at high outputs. Additionally, turbines require fairly little maintenance.
Gas turbines are used frequently in heat engines as they are one of the most flexible types of turbines. One specific application of these gas turbines is in jet engines.[2] In these gas turbines, compressed air is heated and mixed with some fuel. When this mixture ignites it undergoes rapid expansion. The expanding air is pushed into the turbine, causing it to spin. Since they use compressed air, high altitudes do not affect the efficiency of the turbines, making them ideal for use in airplanes.[3]. A diagram of a gas turbine is shown in Figure 2 below.
As well as being used in airplanes, these turbines are used to generate electricity in natural gas-fueled power plants. The combustion gases in this case arise from the combustion of natural gas.[3]
In this case, water held behind a dam is released and allowed to fall on a turbine, generating electricity when connected to a generator. These turbines are essential in the area of hydropower - the process of obtaining power from water.
Generally, the construction of hydroelectric turbines is the same. A row of blades is fitted to some rotating shaft or plate. Water is then passed through the turbine over the blades, causing the inner shaft to rotate. This rotational motion is then transferred to a generator where electricity is generated. There are a variety of different types of turbines that are best used in different situations. Each type of turbine is created to provide maximum output for the situation it is used in. There are many factors that must be investigated to determine which turbine should be used. These factors include hydraulic head, hydroelectric discharge, and the cost.[6]
Two types of turbines are generally found in these facilities, and the choice of which to use depends on what the hydroelectric facility is like. These types are reaction turbines and impulse turbines. For more information on how these turbines work and more detailed information on other turbines, click here.
Wind turbines operate by transforming the kinetic energy in wind into mechanical power which is used to generate electricity by spinning a generator. These turbines can be on land, or can be offshore wind turbines. These turbines have three main components. The first of these are the rotor blades which are shaped like aircraft wings to catch the air, causing the blades to turn. The second component is the nacelle, a set of gears and a generator that transforms the blade rotation into electrical energy. Finally, the tower is the large stand that the blades and nacelle are mounted on.[7]


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Powerful Social Media Management Strategies To Boost Your Marketing Campaign
Social media is a powerful tool that enables online enterprises to reach their target audience by providing a huge boost to their advertising efforts. Today, it is hard to imagine any business that does not have their online presence on popular social networking sites. By using social media as an effective approach to marketing, you can provide a unique identity to your business by building up new business contacts. In addition, social networking provides an opportunity to every company to get access to more number of customers using feedbacks and positive reviews about their products and services.
Besides, promoting their products and services online using social media, it is always important for every business to manage their social media accounts effectively. There are lots of social media management programs that are available today that may be used to automate your accounts and share its contents with other users easily. These software tools can be particularly useful, if you lack the time for managing your social media accounts and there are different programs designed for a specific purpose. It all depends on your business needs and testing different strategies that provide the best solution to achieve long term results.
Definitely, social media allows online companies to interact and collaborate with their customers and bring the relationship on a higher level. But as time progresses, it may become difficult to manage, track and monitor a large number of conversations between you and the customers. Hence, social media management solutions can help in streamlining your business process in a more quick and efficient manner. It can help in tracking customer responses and feedback about your products and services to create a more effective channel of communication between you and your customers.
Here are a few social media management strategies to improve your branding efforts:
Build your expertise
Social media management works best when it can be effectively combined with different kinds of marketing programs of the company. It is important as a business owner to leverage your brand and find different possibilities of using social networking to your best advantage. You can join networking sites to start any interesting conversations and share your knowledge about the industry and expertise on different topics that may be related to your area of interest. You need to know what your customers think about your product and also keep pace with the latest trends in the industry.
Respond to customer needs quickly
One of the main purposes of using social media networking is to gain access to a large base of customers and also recognize their needs to provide them with good customer service. However, there may be times when you may have to face negative criticism about your products from the customers. In these times, it is very important to respond to their complaints by taking proactive steps to make things better and make the customer happy.
Be consistent in your efforts
Now, one of the most important things in social media management is to have consistency while sharing information with online viewers. You cannot expect amazing results with your social media efforts, if you have your profiles spread across numerous websites. At the same time, it may be necessary to provide updated information and news to get better response from the customers. Hence, consistency in sharing information with the users is one of the keys to achieving success in your social media management efforts.
Encourage feedback from the customers
There is a greater chance of expanding your business and opening greater avenues for selling your products in the market by seeking regular and prompt response from your customers. Encourage users to post feedback and suggestions that can help in improving the quality of your product. Positive feedbacks can also be a great way to add to your testimonials and can help in building your customer base.
Provide fresh and interesting content
It is necessary to maintain an ongoing rapport with your target audience and have a direct level of communication with them at all times. Hence, it may be a good idea to share interesting and valuable information with the viewers as far as possible. There are different ideas that you could try to make the content more appealing to the readers including providing reviews and updates of your products, talking about the special offers and discussing about the new trends and tools related to your industry.
Build an online network community
Using these social media sites, you can build a huge network of valuable professional contacts in the industry and find suitable partners who have high credibility in the industry. You may be able to get lot of new leads by connecting to people related to your area of interest, where you can share relevant ideas and suggestions. There is a greater possibility of building a large community of online users using this medium of social media networking.
Target content in a unique way
Now, if you have an online presence across different social media sites, then it makes good sense to tweak the content to target the users of every website. Instead of sharing the common information on every website, you may be able to craft the messages by using relevant keywords to target a huge online audience. Just make sure that every platform, where you plan to offer your content stays unique and evokes interest and curiosity among the online viewers.
In addition, doing relevant research on your area of interest and specific industry can be of great help in connecting well with your potential customers. Listen to the people and what they have to say-that can be a great way to build huge networks and attending social media workshops and conferences can also add great value to your social media management efforts. Always make sure to have an open and communicative style of conversation while sharing content with the target audience. The friendly and interesting tone of the conversation with a dash of humor can engage a large number of users to your website.
Provide accurate information to the users and include images and links in your content that makes it easy for them to grasp complex ideas using your content. Lastly, you can quickly post a message or re-tweet and thank the users for providing their valuable comments or positive feedback on your products to show off your gratitude to them.
Thus, social media can bring effective results, if used in the right manner to target the relevant audience and assist in your brand building efforts in the industry. So engage, interact and be responsive to your customers using these techniques of social media management.
Image credit: TechieMania.


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Radishes are roots that have a vibrant, ruby-red color and a bitter taste. Some people enjoy tossing sliced radishes into salads, pickling them or cooking with them. If you are going to eat your radishes raw, consider pairing them with a dip that will cut the peppery taste and complement the crunchy texture.
Hummus is a creamy dip commonly served in Middle Eastern cuisine. The dip is made out of chickpeas, lemon juice, garlic and other natural additives, such as cilantro, tahini, olive oil, olives and jalapenos. Hummus is a popular vegetable dip for carrots, celery sticks, broccoli and zucchini, so use it for your radish dip, too. The hummus dip will give your radish a lemony, zesty flavor, while taming the bitterness of the root.
Wasabi Mayonnaise
Wasabi mayonnaise is a spicy dip that involves combining wasabi paste, mayonnaise, lemon juice and perhaps some soy sauce for additional salt. This thick and creamy dip is ideal if you want to give your radish a hot kick. You can dip a sliced raw radish pieces directly into the wasabi mayonnaise or cook the radishes first and top them with the dip.
Ranch Dressing
Ranch dressing is a classic dressing used for dipping radishes. The coolness of ranch dressing complements the bitter taste of the radish, making the flavor less intense. You might also be able to look for a smoke-flavored ranch dressing, or make it yourself by adding smoked paprika and chili powder to the dip.
Goat Cheese Dip
Goat cheese has a creamy texture that, when whipped with olive oil and lemon juice, becomes creamy enough to be a dip. Making a goat cheese dip out of herbed goat cheese, olive oil, lemon juice, garlic and other spices is a chic way to pair your sliced raw radishes. You can build a stackable appetizer, by providing small, toasted baguette slices for guests to smear the dip onto and top with the sliced radishes.


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ADAM ECKERSLEY: I played with Beckham and Ronaldo - but Becks was better... and on one of the few occasions Fergie spoke to me, he warned me of dangers of gambling
Adam Eckersley played one first-team game for Manchester United, before moving to Denmark to play for Horsens and AGF Aarhus. The 27-year-old attacking full back also played for Port Vale, and had loan spells at Royal Antwerp, Brondby, and Barnsley. Here, he talks about life as a Manchester United youngster – and what it's like being an Englishman abroad…
2004-2008: Manchester United
2006: Royal Antwerp (loan)
2006: Brondby (loan)
2007: Barnsley (loan)
2007: Port Vale (loan)
2008: Port Vale (loan)
2008 - 2010: Horsens
2010 - AGF Aarhus
Man Utd 4-1 Barnet
League Cup third round, Oct 2005
Scorers: MU - Miller, Richardson, Rossi, Ebanks-Blake. Barnet - Sinclair
TEAM: Tim Howard; Phil Bardsley, Gerard Pique, Wes Brown, Adam Eckersley; Lee Martin (Darron Gibson), Ritchie Jones, Liam Miller, Kieran Richardson; Giuseppe Rossi, Sylvan Ebanks-Blake.
My Manchester United debut (at home to Barnet in the League Cup in 2005) was one of the best nights of my life. I was so nervous though.
We met at the hotel about 1pm, I couldn't sleep, so I spoke to some first-teamers for advice.
I said to Wes Brown, who was playing that night but had made his debut seven years earlier: 'I'm really nervous, are you?'
He just looked at me and said: 'I'm not that bothered, to be honest, mate'. I was like: 'Thanks mate!'
I actually found out I was playing the week before. Wes used to have poker nights, once a week on a Monday night. It started off with just a few, but we ended up with 25 to 30 down there. You'd get first-teamers but reserves too, people like me, Chris Eagles, Mark Howard.
At one, Rooney said to me: 'I've seen the team, you're playing next week.'
The manager (Sir Alex Ferguson) once had a word about my poker. I was with the first team on the way back from Birmingham City, playing cards at the back of the bus with the lads.
The next day, the manager had a word. We weren't playing for big amounts, but he told me to stop playing poker, concentrate on my football.
He actually brought up Keith Gillespie, who had gambling problems. It wasn't the hairdryer, but it was good advice.
I didn't often speak to the manager at United. If you walked past him at Carrington, he'd make conversation but I worked more with Brian McClair and Jim Ryan.
Debut: Adam Eckersley (No 44) joins the melee of Manchester United players as they swamp goalscorer Liam Miller during the 4-1 Carling Cup win over Barnet at Old Trafford in 2005
Rocket man: Eckersley scores against Peterborough during a pre-season friendly at London Road
Larking around: Wes Brown has a giggle at Ruud van Nistelrooy's expense during United training in 2005
Still, you knew that he knew everything: how you were playing, how you were training.
When I left for good, his last words to me were: 'You're going to have a great career, you've been fantastic here.'
That was really good to hear.
I was in Puccini's restaurant in Swinton, Greater Manchester, when I first heard about going to Denmark. In 2006, our reserve team manager at United, Rene Meulensteen, went to manage Brondby.
He signed Mark Howard from United. I've known Mark since I was five – we played for the same junior team in Salford, Barr Hill – and one day he phoned me up. He asked if I wanted to sign on loan. It was the first I'd heard of it!
Brondby wasn't my first loan spell abroad. Earlier that year, I went to Antwerp in Belgium. It came as a shock: I came into training one morning, Jim Ryan dragged me in, and said you're going to Antwerp this afternoon.
There were a few of us over there: Danny Simpson (now at Newcastle United), Sylvan Ebanks-Blake (Wolves), Lee Martin (Ipswich). We lived in a hotel for six months. It was a good opportunity to play first-team football.
What's the difference between the reserves and first-team games? It's a feeling. In a first team, you're someone important. You're doing a job. You're playing for points, for people's livelihoods, for the manager's job.
We would get six or seven thousand people at Antwerp, rather than 300 down at Altrincham for United reserves. I saw my career as a ladder, and this was another step up the ladder.
Injuries aren't funny. I came back early from my loan spell at Brondby because I did my hamstring. I couldn't take being injured.
I missed the buzz of the crowd, so I came back too soon. When you get older, you know when to stop. You think, 'You can either miss three games or three months'. When you're younger, you don't think like that. You just want to be out there.
Fitness battle: Eckersley at a Danish hospital with his legs in a special recuperation chamber
More from The Footballers' Column for the Daily Mail...
- SEBASTIEN BASSONG: It was hard falling out of favour at Norwich but I've found my touch again at Watford... and Cameroon's World Cup was an 'embarrassment' 21/11/14
- LEON OSMAN: Why I was genuinely astonished to get my first booking for diving... and Moyes has my sympathy after manner of Man United sacking 02/05/14
- FRANK McPARLAND: I'm proud to have played a part in Raheem Sterling's career but the glory will be all his (and Liverpool's) 23/04/14
- MICHEL VORM EXCLUSIVE: I can't wait to go to the World Cup with Holland... but my only target at the moment is keeping Swansea in the Premier League 08/04/14
- BRAD GUZAN EXCLUSIVE: Villa keeper on shutting out Chelsea, becoming No 1... and why he's ready to face Ronaldo in Brazil 21/03/14
- KIERAN TRIPPIER: The intimidating, hoarse voice of Sean Dyche has turned Burnley from relegation favourites into Premier League contenders 13/03/14
- MATT TAYLOR: Gold and Sullivan were right to stick with Big Sam though the tough times... now the Hammers are on their best run for years 25/02/14
- DANNY HIGGINBOTHAM: I play my last two games before retiring for Gibraltar next month... I had to finish now, the love for the game has vanished 18/02/14
- PETER ODEMWINGIE: The Premier League table is so tight, as a player you find that very stressful... But I like my new boss at Stoke, especially his team talks 11/02/14
If you're coming back from loan spells injured every week, it doesn't look good. You look at other people who've had good loan spells and it really helps them: Tom Cleverley at Wigan, Jonny Evans at Sunderland, Danny Simpson at Sunderland and Blackburn, others.
Injuries held me back a little bit: I'm not saying I'd have been good enough for the first team, but they didn't help.
In 2007, I had a loan spell at Port Vale and was sent off on my debut (at home to Brighton). I was booked in the first half for a good tackle, threw the ball into the floor, and gave the ref some stick.
In the 80th minute, the attacker was through, I caught him, it was almost a professional foul. I think the ref remembered the stick - he couldn't get the red card out quick enough!
I still got man of the match though, so not all bad.
Looking back, I rushed my permanent move to Port Vale in 2008. No disrespect, but I think I could have signed for a team higher up the leagues. But I was at the end of my tether with reserve-team football.
I needed a new challenge. I had Evra, Heinze, Silvestre ahead of me. I thought 'you've got no chance'.
I signed a six-month deal at Port Vale, but I didn't really like the football. The Horsens manager, Kent Nielsen (who played at Aston Villa from 1989 to 1991), had seen me during my loan spell at Brondby, and took me over there.
I knew the league, I knew the living conditions. In my first season, I injured my knee and we were relegated, but we won the First Division (the Danish second tier) the next season.
I then went to AGF, who'd been relegated from the Superliga. We went straight back up. Now we're five points off second, although Copenhagen are running away with the league.
Living in Denmark was a lot easier after I met my Danish girlfriend, Elizabeth - she's now my wife. I've got to know her family; it's like a home from home.
Do I speak Danish? Elizabeth's trying with me every day. The problem is, everyone here speaks English so well. I'm taking lessons though, and this time next year I reckon I'll be OK. I don't want my wife and kids, when we have them, speaking behind my back!
I'm not desperate to come back to England. If a Premier League team came in for me, of course I'd consider it.
Brian McDermott at Reading watched me last year but it didn't work out. But there's nowhere I wouldn't go: Germany, Holland, anywhere. Moving abroad has made me grow up fast.
Take a look: Reading manager Brian McDermott watched Eckersley last year but a deal never materialised
David Beckham and Cristiano Ronaldo are the best I've played with. If I had to choose? Beckham.
I remember a first-team session at United, eight versus eight. Roy Keane was on my team; Beckham was on theirs. He kept crossing, and they kept scoring from them. I couldn't get near him. Keane was shouting at me, going mad: 'Adam! You've got to get out to him, stop the crosses!'
I thought: 'The best full backs in the world can't stop him, so what chance do I have!'
Keane just wanted the best though. I'm a bit like that with the younger players now.
Simply the best: Adam played with David Beckham (right) and Ronaldo at United but rates Becks as better
There are some really good players in Denmark – Lars Jacobsen (Copenhagen, formerly Everton, Blackburn and West Ham), Dennis Rommedahl (Brondby, formerly Ajax and Charlton), Martin Jorgensen (AGF, formerly Udinsese and Fiorentina). It's a tough league and I enjoy it.
If you'd told me 10 years ago how my career would go, I wouldn't have believed it. I've spoken to my mum about it. It's amazing how it's gone.
Elizabeth says it was all mapped out so I'd meet her.
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Assistant Professor
Department of Medicine
Genomic Sciences and Precision Medicine Center
TOPS Obesity and Metabolic Research Center
Medical College of Wisconsin
8701 Watertown Plank Road
Milwaukee, WI 53226
(414) 955-4013 | Fax: (414) 955-6386
PhD, Molecular Biology (Marquette University, Milwaukee, USA)Post-doctoral Fellowship in Genetics of Human Dyslipidemia (Medical College of Wisconsin, Milwaukee, USA)
Research Scientist, Genetics and Epigenetics of the Metabolic Syndrome (MCW, Milwaukee, USA)
Metabolic Syndrome (MetS), Obesity, Epigenetics of adult and adolescent MetS, Gene-environment interactions in MetS etiology.
Metabolic syndrome (MetS) affects one of every three Americans and dramatically increases their risk for cardiovascular disease. Individual phenotypic components of MetS such as skewed body fat distribution and insulin resistance are consequences of the dynamic interaction between nature (the genome) and nurture (the environment). Genomic CpG methylation status, an epigenetic regulator of gene expression, is one of the prominent mechanistic links between the genome and the environment. Studying the quantitative relationship of MetS traits and genomic methylation status is therefore likely to unravel genetic elements and pathways that have not been identified by previous genomic studies focusing on primary sequence variants.
The TOPS Obesity and Metabolic Research Center possess a unique study population that consists of multi-generational extended families of Northern European origin that have been phenotyped for 42 clinical and biological components of the MetS. These large pedigrees also contain children undergoing puberty, a crucial stage in the development of MetS in adults. I am interested in applying state-of-the-art high throughput genomic technologies to the investigation of pathogenesis of MetS using this unique population. We have recently proposed to study the relationship between regional and global DNA methylation and these 42 MetS phenotypes in these families. By combining genome-wide SNP genotype data as well as genome-wide gene expression data of the most informative pedigrees, we will be able to prioritize our candidate genes for the detailed CpG methylation study.
We hope to create a new map of MetS epigenetic markers by using our unique suite of expertise in human and animal systems. By using related human subjects and inbred mouse strains, we aim to assess heritability of CpG methylation as well as diet-, age- and sex- effects on this epigenetic feature. This will enable us to identify the epigenetic loci that can integrate environmental cues in triggering pathophysiological pathways leading to MetS, a cluster of high-risk factors for type 2 diabetes, CV disease and cancer.
Zhang Y. *, Smith E. *, and Olivier M. (2008). Putting the Invader® Assay to Work: Lab Application and Data Management. In: Single Nucleotide Polymorphisms: Methods and Protocols (the Methods in Molecular Biology series), 2nd edition. Vol: 578: page 363-377. Humana Press, Totowa, NJ
©2018 Medical College of Wisconsin. All rights reserved.


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Support AIRE and Renewable Energy in Your Community
AIRE's non-profit work depends on the generosity of those concerned about a more just and sustainable energy future. Financial contributions help us continue to develop and adapt finance methods that benefit communities and help build a national movement of energy independence. Your tax deductible gift is appreciated very much.
AIRE is a North Carolina based non-profit 501(c) (3) corporation, so all donations to AIRE are tax deductable.
To donate to AIRE, click the donate button below and you'll be directed to our secure donation page hosted by PayPal.
Thanks for all you do to promote and create Renewable Energy in your community.


text:
Four years ago, United Airlines went back to being known as the "Fly the Friendly Skies" airline. But that slogan may be grounded again after a recording showing police at Chicago's O'Hare International Airport dragging a screaming and bloodied passenger off a flight on Sunday. Was the passenger drunk and belligerent? No. The flight to Louisville, Kentucky was overbooked, according to United, and the man had been randomly selected by computer to be booted — after passengers had already been seated. When he refused, he was forcibly removed.
Airlines are allowed to "bump" passengers when flights are overbooked. Before that, the U.S. Department of Transportation requires them to seek out volunteers before anyone is kicked off. Volunteers are often rewarded with cash, hotel stays and/or vouchers for free air travel. In this case, United needed to open up four seats, and three people volunteered. They were offered $800 cash and a hotel stay. When a fourth could not be found, a passenger was randomly selected by the computer.
In his case, the individual said he was a doctor who needed to see patients on Monday, according to witnesses. As the video shows, the situation ended with the man, with blood on his face and his glasses ajar, being dragged up the aisle while passengers shouted objections. "Oh my God, look at what you did to him," one woman cries. So who were these four passengers who needed to get on the flight? They were United Airlines employees. So, no, United won't be earning any points for friendliness — or ingenuity — this week. Here's an idea: Don't overbook the flight.


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Call Us
(877) 462-6700
(760) 208-6500
Don't want to call?
Service Questions
- Overview
- 14 Pin MS connector: Part Number MS-3106A-20-27S
- MS Cable Clamp 20/22: Part Number MS-3057-12A
- Dimensions - 4.75 in. H x 5.5 in. W x 2 in. D (12.1 cm x 14 cm x 5.1 cm)
- Weight - 1.2 lbs (0.54 kg)
2 or 3 Year Extended Warranties are available for this product. Please refer to the Attachments tab for further information on the program.
- Description
The Amron International Model 3112 Bunk Box with Entertainment provides communication and two entertainment channels to individual bunks in a Saturation (SAT) chamber or hyperbaric chamber. A headset is required. Communication can be Push-to-Talk or Simulcom. A Push-to-Call switch activates an indicator on an Amron Comm Routing Panel. Input connector is MS type 14 pin, male (MIL-C-5015). Headset connector is 4 pin audio, female. Housing is die cast zinc with gray epoxy powder coat and stainless steel front panel.
DISCLAIMER NOTICE: Amron's communications equipment is designed to be used in air chambers where oxygen concentrations remain below 23.5%. Our communications products (including communicators, speakers, entertainment systems, and other communications accessory items) are NOT designed for oxygen service, are not intrinsically safe, and do not meet the criteria given in NFPA-99, Chapter 20 and other applicable definitions. Use of our products in high-concentration Oxygen environments may result in serious injury and/or death.
2 or 3 Year Extended Warranties are available for this product. Please refer to the Attachments tab for further information on the program.
- Videos
Additional Information
Search Weight 60 Brand Amron Managed FEATURED PRODUCT GSA No DOD No Clearance Item Yes Video No
Product FAQ's
Which headset do I use with the 3112 Bunk Box?
Amron Standard Occupant Headset part number 3460-31R or Amron Deluxe Occupant Headset part number 2401-31R.
Does the 3112 Bunk Box have a depth rating?
The 3112 Chamber Speaker is commonly used in Commercial Diving Saturation Systems, that in some cases, are rated to 450 meters. However, the 3112 Bunk Box was never tested by a third party that would allow us to provide an official depth rating.
Does the 3112 Bunk Box have a speaker?
No. You would communicate with topside by using Amron's Standard Occupant Headset 2460-31R or Amron's Deluxe Occupant Headset 2401-31R
ATTACHMENTS(Size: 561.4 KB)


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Polar Sciences Collection
Earth's polar regions may seem remote, but they are an integral part of the entire Earth system. For example, pollution from other areas affects Arctic and Antarctic ecosystems, and changes in the icy landscapes of the polar regions may influence global ocean circulation patterns and accelerate climate change. The fourth International Polar Year (IPY) was a 2007–2008 international campaign to advance polar science and better understand global climate change through an interdisciplinary approach. Learn about the importance of studying the poles through these media resources, adapted from a variety of sources. Explore the polar regions, the changes they are experiencing, and their connections to the rest of the world.


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We are the High School Ministry at Saratoga Federated Church.
We want to develop deep, lasting faith in students that mature throughout their lives. To do this, we focus on three areas in High School Ministry:
- Life in God through weekly Sunday worship, small group Bible Study, camps and retreats.
- Life with others by developing a loving and caring community of adults and students.
- Life for others through helping our students use their gifts to serve and lead others.
LifeHouse is a safe place for anyone. We will welcome you if you're checking out this whole Jesus thing. And we will challenge you if you have been following Him for years. Hope to see you soon!
Our Location
The LifeHouse is located behind the historic chapel at Saratoga Federated Church. Our entrance is at the corner of Highway 9 and Oak Place.


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Fresh Goat Cheese
MILK Goat
RENNET Animal Rennet
INGREDIENTS Pasteurized Goat's Milk
From farm to cheese in less than 24 hours, our Fresh Goat Cheese is spreadable, with a startlingly fresh taste and a sensually creamy texture. Using long set and drain times allows for a very bright, citrusy flavor to develop in the cheese.
Serving Suggestions
Spread it on toasted bagels or caraway rye, serve it with celery sticks, use it to stuff Piquillo peppers, mix with honey and eat by the spoonful. It's ideal for stuffing pasta with, or as a topping for already sauced pasta. Bake it into a goat cheese and tomato tart. Any way you eat it, enjoy!


text: Ganpati Photo of Khetwadi Galli 2 and 3 Ganesh Idol This is the Ganpati Picture of Khetwadi Lane 2 and 3 from Ganesh Chaturthi 2016. Khetwadi Galli 2 and 3 Ganesh Murti (Idol) is also known as "Khetwadi Cha Vighnaharta". The Khetwadi Galli 2, 3 Ganpati is managed by Khetwadi Lane Number 2 Sarvajanik Ganesh Utsav Mandal. Previous Image Next Image Sorry, the comment form is closed at this time.


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temporarily unavailable
The temporarily unavailable items section contain our products that we cannot make or produce at this time. Temporarily unavailable products are due to temporary unavailability of materials such as fabric, ribbons or accents. This section is for our resellers to assist them in identifying temporarily unavailable items that they may have posted in their website allowing them to adjust their website accordingly.
NOTE: Please be aware that these items are in this section until materials are available at which time they can be ordered again and removed from this section or they may become permanently unavailable and moved to the discontinued items section.
There are no products to list in this category.


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Publisher: Sourcebooks Fire (October 1, 2011)
Kindle: 256 pages / 393 KB
Source: Netgalley
Rating: 4 of 5 stars
Jasmine Evans knows one thing for sure… people make mistakes. After all, she is one. Jaz is the result of a onenight stand between a black football player and a blonde princess. Having a young mother who didn't raise her, a father who wants nothing to do with her and living in a small-minded town where she's never fit in hasn't been easy. But she's been surviving. Until she sees her mom's new boyfriend making out with her own best friend. When do you forgive people for being human or give up on them forever?
This book was one I wasn't sure if I liked or disliked by the end. Well-written, it was easy for me to get caught up in the story. I liked Jackson a lot. He and Ashley made for a nice contrast Jasmine, or Jaz as she's known to those close to her.
Jaz, on the other hand, got on my nerves. But part of that is because Gurtler portrayed her character so convincingly. Jaz wasn't the perfect heroine; she was far from it. Jaz was a flawed and very real character. Seeing her best friend make out with her mother's boyfriend is just the tipping point forcing Jaz to confront many of the issues she holds close to her heart.
The counter balance to all of Jaz's drama would be her budding friendship/romance with Jackson. Easy to get along with, Jackson helps Jaz find respite from the increasing pressures the secret has added to her life.
Dealing not only in the idea of secrets and the effects they have, another issue dealt with is race. Struggling to fit in as one of the few (if not the only) biracial students, Jaz has low self-esteem and a belief that her mixed heritage is not something she can truly be proud of. Gurtler didn't tackle the issue lightly and she raised some good points, where sometimes the truth isn't always black and white. But at the same time, it felt like the race issue was something thrown at the reader too much.
"If I Tell" is a short, quick read, but Gurtler packs a lot into the book. I would recommend this for anyone looking for a contemporary YA that isn't all happy and tackles some social issues that still exist.
Find Janet Gurtler:
Purchase the book:
Amazon | Barnes & Noble | The Book Depository
Author: Kim
Everything can be made better with a good book or some relaxing knits. 😀 Find me on IG @kimberlyh12 or on Twitter @enervated.


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On Tue, Aug 29, 2006 at 09:39:58AM -0700, Sanders Jim wrote: > Yes, I understand your points and agree. Part of my concern is "How > many hosting services do this?" No decent ones (and decent usually involves the transfer of funds to the host) will force modifications of your code. > and "If this is common butchery, could not the validator make some > accommodation with it?" What sort of accommodation could be made? It would be wrong to say that a page was valid when it was not. It wouldn't be possible to reliably detect that page was modified by the hosting service, nor would it be particularly useful to say "Well, this page would be valid, but the service provider has been at it". > Is there any authoritative source on the prevalence of this abysmal > practice of Yahoo!? Or a way to block their effect? Paying hosts money usually seems to do the job. Switching to an alternative host is a decent alternative. -- David Dorward http://dorward.me.ukReceived on Tuesday, 29 August 2006 16:49:47 UTC
This archive was generated by hypermail 2.3.1 : Tuesday, 1 March 2016 14:17:49 UTC


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Manicures and Pedicures at the Senator Inn
The Senator Spa is proud to announce that we are now a
CND Certified Shellac™ Spa & Salon.
Choose a Shellac™ treatment and be confident in knowing our product is authentic and our services have been Shellac certified by Creative Nail Design.
Warm Stone Pedicure
75 minutes. Decadent and Uplifting Apricot Coconut Lower Leg & Foot Polish and Hydrating Massage using toasty warm stones for feet & lower legs, warm neck wrap & moisturizing paraffin dip. Our most luxurious pedicure experience. Polish Included. $90
Senator Signature Spa Pedicure
60 minutes. Enjoy a sea rock soak, sea salt scrub & Pedi-Balm to exfoliate & moisturize. Nail trim, shape & buff. Warm neck wrap & moisturizing paraffin dip make this pedicure truly relaxing. Finish w/ a Deborah Lippman polish of your choice. $65
Sports Pedicure
45 minutes. Experience a soothing foot soak, followed by nail & cuticle care & skin exfoliation. Includes warm herbal neck wrap & lower leg massage with cooling Aveda Foot Relief. Excellent for our gentlemen. $55
*Add Paraffin or Polish for $10, or both for $15
Signature Spa Manicure
45 minutes. Nail and Cuticle care with arm & hand massage, moisturizing warm paraffin dip & herbal neck wrap. Finish w/ French or Deborah Lippman polish of your choice. $47
Paraffin Therapy Dip
20 minutes. For the hands: warm herbal neck wrap & hand massage. $32
For the feet: warm herbal neck wrap, sea salt exfoliation & foot bath. $37
Express Spa Ritual Manicure
30 minutes. Nail moisturizing, trimming, shaping, with polish. $37
Express French Manicure As above with classic French Style Polish. $40
Lollipops & Rainbows Manicure
30 minutes. (12 & under) Strawberries, Blueberries, Sweet Cream, Oh MY! This delicious treatment includes nail soak, massage, trim, shape, polish & nail decals for fun, youthful nails. $42
Lollipops & Rainbows Pedicure As above for (12 & under) toes. $42
Shellac Manicure $47 w/ Removal $55 w/Paraffin Dip $67
French Shellac Manicure $57 w/ Removal $67 w/ Paraffin Dip $77
"On like polish, wears like gel, off in minutes!" Hypoallergenic with zero drying time. Includes nail shaping, cuticle care & hand massage.
We are a CND Certified Shellac Spa & Salon.
Polish Change Hands $27 Feet $32
French Polish Change Hands $32 Feet $37
*Polish changes includes 1/2 price on mini take home polish.


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Karl Rove Death Watch:
Why aren't the major newspapers running editorials calling for Karl Rove's resignation? The Washington Post is silent. So is the Los Angeles Times. Maybe they're waiting for more information. But what more do they have to know? The White House deputy chief of staff revealed the identity of an undercover CIA employee to Time magazine. He did this solely for the purpose of attacking the credibility of an administration critic. He did not check first to find out whether said CIA employee was undercover. Or perhaps he knew and didn't care. Either way, such reckless behavior is a firing offense. Next case.


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Girl Scout MIMkids Junior Museum GuidesScout Programs
Event Details
Saturday, August 5, 2017 3:30 p.m.–5:00 p.m.
Saturday, August 12, 2017 3:30 p.m.–5:00 p.m.
Saturday, August 19, 2017 3:30 p.m.–5:00 p.m.
Saturday, August 26, 2017 3:30 p.m.–5:00 p.m.
Join our Junior Museum Guide program for Arizona Girl Scout Cadettes, Seniors, and Ambassadors! Participants will learn about cultures from around the world, participate in music making, and discover the wide world of music. Girls will train to lead tours while exploring MIM's unique galleries and exhibits. Participants who complete all four classes will have the opportunity to lead group tours for Girl Scout Badge Day on Saturday, September 2 during Experience India. This session focuses on Indian music and culture.
For program registration, contact Cristi Pontius at 602.452.7105 or email@example.com.
All Events you may be interested in / View All


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File this under "things to consider when moving to a new neighborhood."
NPR has broken down the median price of pizza in 237 neighborhoods across the country, and Chicago is naturally well represented. (Click here for full size.) Using data from GrubHub and Seamless, the graph shows the number of pizza joints in each neighborhood (represented by a variously sized circles--instead of pizza shapes, sadly) and how much the average pie costs.


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Reviewed By George R (WILDWOOD, MO) Reviewed for a 2008 Hyundai Entourage —8/25/2013 6:14 AM
Product was just as described. It held a lot more luggage than I expected. We drove 17 hours each way for our vacation, even in heavy winds and light rain this carrier was up to the task.


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I was recently asked by Marissa Wilson of Enplug to give my thoughts on marketing for the financial industry in 2016. Below is my response. At the bottom is a link to the full article with what myself and a couple of other industry leaders had to say.
"For marketers in the financial industry, embracing new technology can be an uphill challenge. With legal and compliance chiming in and an overall mistrust of banks within the general public, it isn't easy.
Instead of worrying about checking off their social media to-do list, or jumping on board with the latest and greatest technology, banks need to leverage their data to better understand and serve their existing client base.
We see an incredible opportunity for banks to deliver much more personalized, relevant and timely messages to their current customers. We often get so excited about using technology that we forget about the human beings on the other end. Better to understand and nurture what you have than always be looking for more." — Dan Brill, Creative Evangelist
Read Marissa's full blog post here


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For the best experience on the Abcam website please upgrade to a modern browser such as Google Chrome
KLH conjugated synthetic peptide designed between amino acids 281-310 from the C-terminal region of Human OR4C16 (NP_001004701.2).
Our Abpromise guarantee covers the use of ab116120 in the following tested applications.
The application notes include recommended starting dilutions; optimal dilutions/concentrations should be determined by the end user.
|1/100 - 1/500. Predicted molecular weight: 35 kDa.
ab116120 has not yet been referenced specifically in any publications.
Please note: All products are "FOR RESEARCH USE ONLY AND ARE NOT INTENDED FOR DIAGNOSTIC OR THERAPEUTIC USE"


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"The Only Thing That Is Constant Is Change"
hat – River Island / dress, jacket – Topshop / bag – mint&berry /boots – Kurt Geiger / watch – Diesel*
photos by Julien
Turbulences – this might definitely one of the often used words. Not only economically and politically but also weather wise – the environment is subject to change. As a Swiss citizen the upcoming election will have a big impact on the future. The current discussions in the European Union and also the hot conversation topic of the Grexit do strenghten the uncertainties we are facing.
A bit of a lighter topic is the current weather. It is playing crazy and temperatures are moving from -10° C to +10°C and back again in a time span of 3 days. On Sunday I was walking in the sun in light clothes and now I would not dare to leave the house with a thick winter coat and warm scarf. One day you think spring is around the corner and the next day you feel the uggly cold and rainy air on your skin. And actually, I don't feel like winter eighter as there are no in white snow covered mountains around me…
So following the current struggles, this outfit reflects my mood of disorientation (hopefully mostly in a metaphoric way) 😉 Mixing a flowery spring dress with a brownish more autumny jacket. It is still to cold to wear the dress on it's own but for a short city (window) shopping trip to hot for a thick coat. Ah and like the weather changes so also does my mood – one day I love it super comfy as HERE and the next day I could not imagine walking out of the house without a girly dress and sweet handbag 🙂
As I think we will still be stuck with one or more winter days there will be some more winter inspired outfits before I'll show you some of my shopping treasuries from London 😀
How are you feeling about the weather? Are you a bit confused as I am?


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The Bealeton Library is hosting a workshop in early March that will help nonprofit groups, and those considering nonprofit status, learn the characteristics of established nonprofits and assess if their groups are ready for foundation fundraising.
The hour-and-a-half workshop — being presented by the Foundation Center, Washington, D.C., the leading source of information about philanthropy worldwide — begins at 7 p.m. Tuesday, March 1, at the Bealeton Depot, which is adjacent to the Bealeton Library.
Registration is free, but reservations must be made in advance online or by calling (202) 331-1400. Registrants requiring ASL signers or other disability-related services are asked to contact the Foundation Center at least two weeks in advance.
The Bealeton branch of Fauquier County Public Library is a Cooperating Collection of the Foundation Center. For more information e-mail or call Bealeton Branch Manager Natalie Swart, (540) 422-8532.


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Cell-loid™ Top Quality card holder imported flip cover for LG K10 (2017)
Pay on Delivery (Cash/Card) eligible
What is this?
Pay on Delivery (POD) includes Cash on Delivery (COD) as well as Debit card / Credit card / Net banking payments at your doorstep.
We don't know when or if this item will be back in stock.
- CarryWrap Only provides TOP QUALITY Products!
- Made of imported quality material! 100% value for money !!
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- Top Quality Product, Gives Your Phone A Very RICH LOOK
Have a question?
Find answers in product info, Q&As, reviews
Product description
Is A Brand Affiliated Only To"""""Cell-loid"""""". It Is Only Sold By Us """""Cell-loid"""""". No Guarantee Of Authenticity Or Quality Of The Product If Purchased From Other sellers. This Exclusive Diary Cover Is Premium Protection Case For Your New Smart Phone. The Diary Cover Is A Customised Fit For The Curvy Phones. The Diary Case Curve Trimline Matches Exactly The Curved Bodyline Of The Smartphone. This Ensures Perfect Fit. The Diary Cover Comes With All Around Protection Coupled With Choicest Pu . Special Care Has Been Taken To Ensure That You May Easily Be Able To Use Your Phone For Different Operations. Precise Fit For Camera,Headphones, Speaker and Add Great Looks.to your Smartphone. Flip Cover Closes And Opens With Flip Of The Thumb With Great Ease. Provide Extra Smooth Interface To The Visual Screen And Keeps It New And Scratch Free For A Long Time.Salient Feature of carrywrap Exclusive Flip Cover:1) Lock With Ease Of Flip (use Thumb).2) Precise Fit For Camera And Speaker Operations.3) Special Non Residual Multi Adhesive For Securing The Phone To The Cover.4) Flip Cover with Stand to watch Videos.5) For Easy Installation / removal Soft back Jacket is Equipped.
Customer reviews
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Updated December 2015
This How-To Brief outlines the basics of how to open and operate a trust account.
The nature of your practice and the flow of money into your practice from your clients or third parties will dictate whether you must open and operate a trust account. This requirement is set out in s. 7(1) of By-Law 9 of the Law Society of Upper Canada's by-laws, made under the Law Society Act. If you do not receive funds from or for clients for any reason except as payment for your billed and delivered fees and disbursements, you do not need to maintain a trust account.
You are required to deposit funds to a trust account whenever you receive money
Some examples of receipts that must be deposited to a trust account include
Once you receive trust funds, you must deposit them immediately to the trust account; immediately has been interpreted as by the end of the next banking day. In the event that a client provides you with a payment that exceeds the amount you have billed them for legal services rendered (i.e., an overpayment), you must
Depending on the client's instructions, you could either hold the overpayment in trust for the client for future fees and disbursements or return it to the client.
Funds that are deposited to your trust account must be related to legal services. Rule 3.2-7.3 of the Rules of Professional Conduct specifically states that when acting for a client, a lawyer shall not use his or her trust account for purposes outside of the provision of legal services.
Do not deposit funds to a trust account for any money that you receive
This money must be deposited into your general account (By-Law 9, s. 8(2)).
A general monetary retainer refers only to an amount paid to a lawyer by a client to secure the availability of the lawyer for a specific period of time. A general monetary retainer cannot be allocated to any legal services that are rendered or will be rendered by the lawyer. Before deciding that a payment is a general retainer, you should be aware that the Law Society has established the following criteria for general monetary retainers:
General monetary retainers are extremely rare since clients are likely to expect that any payment to their lawyer is intended to go toward payment of their legal fees.
Subsection 7(5) of By-Law 9 permits a lawyer to keep one or more trust accounts. Whether you open more than one trust account is dependent on the nature of your practice. There are essentially four types of trust accounts:
Whenever a client requests that you hold trust funds in an investment other than in a mixed trust account, s. 8(1) of By-Law 9 requires you to obtain written instructions from your client to pay the money into the investment. You must still record these investments in your trust records since it is still your client's money and considered trust funds for the purposes of By-Law 9.
The same precautions that apply to separate interest-bearing trust accounts also apply to these types of investments. Since these kinds of investments are generally not guaranteed, before accepting your client's written instructions, you should ensure your client understands
You may open a mixed trust account only at a restricted group of financial institutions. Subsection 7(1) of By-Law 9 requires that your trust account be at
You must ensure that the financial institution you choose for your trust account will allow you to comply with the requirements of s. 57.1 of the Law Society Act (see Step 3, below) and the record keeping requirements of s. 18(10) of By-Law 9 (see Step 7, below).
In addition, all trust accounts, mixed or separate,
A client might ask you to hold trust funds in a separate interest-bearing account, such as a GIC or passbook account, and not in a mixed trust account. As noted in Step 1 of this How-To Brief, s. 8(1)(a) of By-Law 9 requires you to get written instructions from your client to deposit the client's trust funds into an account other than a mixed trust account. This money must be recorded in your trust records since it is still your client's money and considered trust funds.
Determining who receives the payment of interest or other income generated from trust accounts depends on the type of trust account.
For mixed trust accounts (including electronic registration mixed trust accounts), ss. 57 and 57.1 of the Law Society Act requires that you direct the respective financial institution to pay all interest to the Law Foundation of Ontario. You will have to provide the institution with a sample letter of direction instructing the institution to credit any interest to the Law Foundation. To avoid misunderstandings and complaints from your clients, you should ensure that all clients for whom you hold trust funds are aware that they will not receive any interest on funds held in your mixed trust account.
The Act also requires the mixed trust account to bear interest "...at a rate approved by trustees of the Law Foundation." If the financial institution you have chosen indicates that they do not pay interest on mixed trust accounts, you should contact the Law Foundation of Ontario to ensure that the financial institution has been given approval to do this.
Commencing with the 2015 Annual Report, you are required to report on your mixed trust account(s) by March 31 each year. You can comply with this annual reporting requirement through the online LSUC Portal. In addition, upon request, the Law Foundation may require you to complete the Supplementary Report on a mixed Trust Account (prescribed by O. Reg. 709/15) for any mixed trust account.
In addition, you are required to report to the Law Society whenever you open or close a mixed trust account: s. 4(1)5 of By-Law 8.
NOTE: No routine monthly service charges are to be charged to the mixed trust account, and any service charges not waived by the financial institution must be charged to your general account.
For all other trust accounts and income-generating investments held in trust, the interest (or income, if it is an investment in a money-market fund) must be allocated to the client or the party who will ultimately benefit from the funds.
When you obtain written instructions from your client to put the funds in an interest-bearing account, you should also obtain the client's Social Insurance Number, Corporation Number or Business Number. You should discuss with the client how the interest is to be allocated for income tax purposes. This is especially important where the funds being held are in dispute. You should also find out from the financial institution how much notice is required to have the funds released and whether earlier redemption will affect the interest paid.
As the trustee, you will receive a T5 supplementary income slip from the financial institution for the interest earned. You must then issue T5 slips to the recipients of the interest in accordance with the regulations of the Canada Revenue Agency (CRA). Please contact the CRA or your accountant or bookkeeper for further information on this issue.
Given the changes to the way people are banking, it is essential to consider whether your clients will wish to pay you by methods other than by cheque.
It is possible to accept trust moneys on behalf of clients by any of the following methods:
By providing your clients with more convenient payment options, you increase the likelihood of getting full payment for services in advance and reduce the likelihood of receiving cheques with insufficient funds. If your clients are in remote locations, they may appreciate the option to pay by credit card or by electronic transfer.
See Step 5 for additional requirements and recommendations regarding various payment methods.
Part IV of By-Law 9 sets out the rules and responsibilities of members who receive and disburse trust funds on behalf of clients. Part V of By-Law 9 sets out the requirements for maintaining the specific financial records and source documents to record these transactions (records requirements are addressed in Step 7, below).
When you receive money in trust (see Step 1, above) from a client or a party on behalf of a client, you must deposit the funds immediately to a trust account at an appropriate institution (see Step 2, above) as required by s. 7(1) of By-Law 9. "Immediately" has been interpreted to mean no later than the following banking day. You can make deposits in person at the branch or by deposit at an automated bank machine (ABM).
As noted above, you may receive trust funds by any of the following methods:
For the purpose of By-Law 9, all of these methods of payment will constitute the receipt of "money."
There are special requirements that you must be aware of when handling certain types of receipts:
Cheques: Regardless of what your perception of the client's ability to pay may be, there always exists the possibility that a cheque received from a client will not clear. This may be due to a bank error, the cheque being filled out improperly or insufficient funds (NSF) in the client's account. In the case of an NSF cheque, the financial institution will debit your trust account to reflect the amount of the NSF cheque. Ensure that you record the reversal of the NSF funds in your books and records and that there is a detailed explanation for the reversal. You do not need to report an NSF transaction to the Law Society.
If you have disbursed funds from your trust account to a third party based on a client's cheque that is subsequently returned NSF, you will need to discuss the matter with that third party and arrange for a deferral of the payment or, in the event that the cheque has been negotiated, you will need to make up the funds from your own resources and recoup the payment from your client. Otherwise, the trust account will be short, and you will have, in essence, misused or misapplied funds belonging to your other clients. If you cannot correct an overdrawn client trust ledger account, you should report this fact to the Law Society.
Be careful not to disburse funds for a client matter from your trust account until you know the client's cheque has cleared. It is best to check with your financial institution before disbursing funds if you are unsure of the clearing rules. If you are unclear about your obligations under the by-law, contact the Law Society's Practice Management Helpline for guidance.
Cash: Cash payments received from your clients are subject to special rules. Sections 4-6 of By-Law 9 prohibit a licensee from receiving or accepting cash in an aggregate amount of $7,500 Canadian dollars or more from a person, in respect of any one client file, unless the lawyer receives cash
NOTE: There are no prohibitions to receiving any amount of cash if the cash is for your fees or disbursements in relation to a particular client matter. If you receive cash from or on behalf of a client for any other purpose, review the by-law to see if it is permitted.
Regardless of the amount of cash received, any time you receive cash, whether in trust or otherwise, s. 19 of By-Law 9 requires you to prepare a set of duplicate cash receipts. You will provide the person paying you the cash with the original cash receipt and maintain the duplicate as part of your financial records. (A third copy may be maintained in the client file.) The duplicate cash receipt must include the following details:
Keep in mind that you are not obliged to accept cash. If a client comes to you with a large amount of cash, it would be prudent for you to direct the client to take the funds to the bank and issue a bank draft or certified cheque to you.
Credit cards and debit cards: If you accept credit or debit card payments from clients, you must make arrangements with your credit card/debit card service provider to ensure that
You cannot deposit both retainers and payments into one account and then immediately transfer the funds that do not belong in that account to your other account. If you accept both types of payment by debit card, you will likely have to use two machines: one for your trust account and one for your general account. If your point of sale machine can be linked to both your general and trust accounts and allows you to select to which account the funds will be deposited at the time of the transaction, you must ensure that adequate training and controls are in place to ensure that retainers are properly deposited to trust while payments for services already rendered are deposited to your general account.
If permitted by your credit card service provider, you can use a manual imprint machine and deposit the vouchers through your deposit book to the appropriate bank account. As with any trust receipt, be sure to verify that the funds are properly credited to your account before you make any disbursements on behalf of the client.
You may wish to contact your financial institution for additional information.
As set out in ss. 9(1)-(2) of By-Law 9, you can only withdraw funds from trust if the disbursement meets any one of the following conditions:
Once you have ascertained that you have sufficient funds held in trust for a particular client to make a disbursement or to pay yourself for fees already billed, you may disburse trust funds by cheque, bank draft, wiring funds through your bank, and Internet banking. Ensure all trust disbursements are authorized in writing by a licensee. You may not disburse trust funds from an automated banking machine (ABM) or by telephone banking since these methods do not leave an adequate audit trail. Note that you may only withdraw cash from trust for a refund and only if the initial retainer was paid to you in cash.
Always check your clients' trust ledger to ensure you hold sufficient funds in trust for a particular client before disbursing funds for that client. You should confirm your financial institution's holding periods on funds to be sure that cheques you have deposited from clients into your trust account have cleared and will not be returned NSF.
There are special considerations that you should be aware of when handling certain types of withdrawals:
Cheques and bank drafts: You should be aware that cheques leave a better audit trail (clear documentation of the original transaction) than bank drafts. Cheques, including certified cheques, are your records and you must arrange for your financial institution to provide you with the cancelled cheques (or legible cheque images - both front and back) along with your bank statements each month as required by s. 18(10) of By-Law 9 (see Step 7, below).
Bank drafts are the financial institution's records. Financial institutions do not usually retain their original records for the 10-year time period that you are required to keep your trust records. Returned cheques confirm that the funds have cleared and have the endorsement details on the back. Your copy of a bank draft will not confirm any of this information, and you may have to spend time and money to obtain a copy of the bank draft from your financial institution to prove payment.
You must not issue cheques or bank drafts payable to "cash" or "bearer," and you are not to withdraw cash from the trust account unless the initial retainer was received by you in cash and you are required to make a refund. In the event a client has paid you a retainer in cash and wishes any unused portion of that retainer to be refunded to them, they should confirm, in writing, that the balance of the retainer was returned to them in cash and you must ensure that you retain the documentation from your institution acknowledging the withdrawal of cash, noting the name and file number of the client.
NOTE: Most financial institutions are returning only the scanned copies of cancelled cheques (cheque images) to account holders. While these cheque images are sufficient to meet the requirements of s. 18(10) of By-Law 9, you must ensure that you obtain legible copies of the cheque images (both front and back of cheque) and maintain them for the required period of time (see Step 7, below). If you choose to maintain imaged cheques in an electronic format rather than a paper copy, you should check with your financial institution to determine how long the images will be accessible through the financial institution's website and, if necessary, make arrangements to download the images for compliance purposes. Law firms must ensure the cheque images can be printed, if required, during the full ten fiscal year retention period and to ensure that the printed images will be legible.
For more information on cheque images and record keeping requirements, view the Books and Records FAQs.
Internet trust disbursements: If you disburse any funds through your financial institution's online/Internet banking system (referred to as an "electronic transfer"), you must satisfy the minimum requirements of s. 12 of By-Law 9.
The process must be initiated by a prescribed requisition form (Form 9A) to be signed by a licensee. The Internet platform must require two persons to effect the transfer: one person (identified by a password or access code) to input the transaction details and a second person (identified by a different password or access code) to authorize the transaction. The system must generate a confirmation of the details of the transaction which you must compare with the corresponding Form 9A and sign and date to confirm that the particulars of the transaction were properly conveyed to, and received by, the financial institution. Consult s. 12 of By-Law 9 for the complete procedure.
If you are a sole practitioner and you personally enter all of the details to transfer or disburse funds from your trust account online, you are not required to have a two-person password system.
Even if you do not want to transfer funds electronically, you may want to take advantage of Internet banking to be able to view your trust account online at any time to assist you in completing your monthly trust comparisons on time.
Given the responsibilities you have with respect to handling trust funds, it is essential that you establish procedures to minimize the risk of significant errors or fraud from occurring. While passwords and cheque requisitions should be familiar to you, there are other procedures you should become familiar with if you employ one or more individuals in your firm. The following sections outline just a few examples of internal procedures you can use to minimize your risk. For a complete list, refer to the Law Society's Internal Control Self-Assessment Tool.
If you have more than one staff member performing record keeping and/or money handling duties, you can segregate the duties that each staff member performs in order to eliminate the associated risks of error or fraud.
For example, if the same individual who receives and processes receipts also records and deposits payments, it is possible for that individual to omit the receipt of a payment (either in error or intentionally) without it being detected by you for some time. To eliminate this risk, you should ensure that the responsibilities for receiving and depositing payments are assigned to two separate people, especially if you receive cash in your practice on a regular basis.
It is also beneficial to rotate some tasks among staff members on a regular basis, in particular where tasks may seem mundane or routine but critical to the integrity of your record keeping system for trust funds. Rotation also encourages individuals to cross-train other co-workers, which ensures that more than one individual knows how to perform a task in the event of an absence by the other. For example, if only one person knows how to properly record receipts in your accounting software and that individual takes an unforeseen leave, you may be unable to meet your minimum record maintenance requirements.
You are required to prepare a monthly report that compares your firm's total trust liability to clients, with the reconciled amount of trust funds held by your firm in bank accounts and other negotiable instruments (including GICs, and estate bank accounts). See Step 8 for further information on the trust reconciliation and comparison. You are responsible for the amount of funds held in trust. If you or another licensee in your firm with signing authority on the trust account, does not prepare the monthly trust comparison, it is essential that you review this report in detail. You should be aware of all reconciling items that appear on the report. A reconciling item is any item that causes a difference between the actual balance in your bank and the balance of your trust liability to clients (bank errors, posting errors, service charges, outstanding cheques and outstanding receipts). All reconciling items are to be listed in detail, showing the amount, related client or matter if applicable, the date, and a brief description. You should question all items that are not clearly explained and are carried on the report for more than one month. Cheques that have remained outstanding (uncashed) for over six months may become stale dated (non-negotiable) and will have to be cancelled and reissued if applicable.
You should also review the individual client ledger accounts to identify negative (overdrawn) balances or amounts that remain unchanged for several months. Debit balance accounts should be corrected by depositing funds to the trust account as soon as the amount is identified. Unchanged balances should be reviewed to determine if the funds can be returned to the client or applied to previously issued billings.
Working for several months without a break can be stressful regardless of where you work. While different individuals have different needs as far as work-life balance, it is critical that we all be given a break to rest and regroup. Having a mandatory vacation policy can help you ensure that you and your staff do not suffer from job-related stressor burn-out. Increased stress or burn-out can lead to mistakes or even apathy towards work.
Only a non-bankrupt licensee of the Law Society is permitted to have signing authority on a trust account. If a trust cheque must be issued during your absence, you cannot simply leave behind a stack of blank trust cheques with your signature to be filled in by a staff member. This would constitute an abdication of your duties as a trustee. The only option is to grant a temporary power of attorney to a licensee of the Law Society to sign on your behalf on your trust account. You may add a staff member who has knowledge of your matters as a co-signer on the trust account for the duration of your absence to further reduce the risk of error on the part of the licensee with a power of attorney signing authority.
Part V of By-Law 9 sets out all of the documents and records you are required to either retain or prepare with respect to your trust account. It also sets out requirements to maintain the records current and preserve them for set periods of time.
Note that By-Law 9 also requires that you maintain other financial records and source documents in relation to your general operating account as well as for private mortgages where you act for the lender, collect payments for the lender, or hold the mortgage in trust. You can view samples of these records in the Law Society's Bookkeeping Guide at the Sample Books and Records section.
Books and records can be maintained manually or by using accounting software. If you maintain your financial records manually, the records must be posted in ink and not in pencil.
Current records and timely reports are a requirement under s. 22(1) and s. 22(2) of By-Law 9. In any business environment, it is critical to have accurate financial information available at all times. This requires that you record all transactions in your financial system as they occur, not when time permits.
Reviewing the information contained in the reports can help your firm prevent the occurrence of serious errors such as overdrawn client trust accounts and misapplied funds. Current records and reports can also provide early warning signals of any potential liquidity problems.
Section 23 of By-Law 9 sets out the parameters for the retention of all source documents and reports produced by your firm. Any reports, journals, ledgers, and source documents pertaining to the trust account must be maintained for a minimum of 10 years immediately preceding your firm's most recent fiscal year end. This applies to both manual and computerized financial reporting systems.
If your system is computerized, you may have additional record retention concerns. Certain software packages may alter or delete information from your system if a client file is closed or remains inactive for a period of time. You must ensure that you gain a solid understanding of the retention capabilities of your software, perform back-up functions prior to any fiscal period closings and maintain paper copies of your books and records where possible. Your computerized system must be able to produce a copy of all original reports for the specified periods noted in this section.
Note that you may need to keep other client file information beyond the 10-year period. There is additional information available on the preservation of accounting records and client file information in the Guide to Retention and Destruction of Closed Client Files available in the Practice Resources section of the Law Society's website.