text:
Iggy Azalea Tries to Call Britney Spears Out for Their Flop Song, But Britney Wins in the End
Subtly goes a long way.
From Iggy Azalea's Twitter account, your No. 1 source for all Iggy Azalea news, comes the ongoing story of why, exactly, Iggy's Britney Spears collaboration "Pretty Girls" did not set the world on fire. "It's difficult to send a song up the charts without additional promo and TV performances, etc. Unfortunately, I'm just featured [on the track]," Iggy told a fan on Twitter over the weekend. "I would have enjoyed performing it a lot. I think it got off to a powerful start, but you need content to compete in 2015." Translation? It's Britney('s fault), bitch. When news outlets interpreted these tweets as a slam on Spears, Iggy spoke out in one tweet that perfectly captured the relationship between the two pop titans with a brilliant ass-eating metaphor:
@ThePopZone my comment is factual, it applies to any song. I dont have to suck the womans asshole 24/7 to be her friend, do i? bye girls.— IGGY AZALEA (@IGGYAZALEA) June 29, 2015
Wow. So true.
Update: Britney fired back with a perfectly shade-tastic response of her own:
Can't wait to get back to Vegas. So thankful I have shows for the rest of the year to look forward to... #YouWantAPieceOfMe— Britney Spears (@britneyspears) June 29, 2015


text:
- slide 1 of 5
Adobe Lightroom is a software for photographers which provides an integrated image management database + a post processing application. It is not a replacement for image browsers (such as IrfanView) or graphic editors (such as Adobe Photoshop or GIMP).
Lightroom provides the user with a system to seamlessly manage the entire digital photography process, from importing images to editing and post-processing eventually leading to printing and online publishing.
Lightroom provides the user with a database for organizing and storing the images, presets to perform frequent edits, additional editing tools in the develop module, a facility to prepare a slideshow for presentations, the ability to print images and also publishing on the web.
For further details, check this detailed review of Adobe Lightroom
- slide 2 of 5
Various Modules within Adobe Lightroom
The various modules within Adobe Lightroom are listed below
- Library Module
- Develop Module
- Slideshow Module
- Print Module
- Web Module
- slide 4 of 5
Keyboard Shortcuts within Adobe Lightroom
Some of the shortcuts for the commonly used functions within Lightroom are
- F5 - Toggles the visibility of the Top Panel (Nameplate & Module Selector)
- F6 - Toggles the visibility of the Bottom Panel (Film Strip & Filters)
- F7 - Toggles the visibility of the Left Panel
- F8 - Toggles the visibility of the Right Panel
- Tab - Toggles the visibility of the Side Panels
- Shift + Tab - Toggles the visibility of all Panels
- L - Dims the brightness level (Used to view the pictures)
- G - Shows the images in Grid Mode
- E - Shows the selected image in Loupe Mode
There are many other module specific shortcuts available within Lightroom. However, providing an extensive list in this introductory guide will be of little use.
For those who are interested, the module specific shortcuts can be viewed under Help --> (Library) Module Shortcuts
- slide 5 of 5
Alternatives to Lightroom
Some alternatives to Adobe Lightroom are
However, as per a 2009 survey by InfoTrends, Adobe Lightroom is the most extensively used digital image management software tools, and has the largest user base both amongst Windows and MAC users (in spite of the presence of Aperture). Linux users can read this review of various image viewing and image editing softwares for Linux.
Adobe offers a trial version of Adobe Lightroom over here.
An Introduction to Adobe Lightroom
This article series is a beginner's guide to Adobe Lightroom and the various modules within Adobe Lightroom. It discusses the Lightroom interface, the five modules and the various tools available within Adobe Lightroom and is a must-read for all photographers interested in using Adobe Lightroom

subset: commoncrawl


text:
Welcome to The Bull & Swan
Once upon a time there was a drinking club at Burghley House. It was founded by The 5th Earl of Exeter in 1684 and it was called The Honourable Order of Little Bedlam. It had an eclectic bunch of members: The Baptist Earl of Gainsborough was known as Greyhound, The Hon Charles Bertie was The Stag and The Earl of Denbigh was Tyger amongst other nefarious characters.
They would have drunk locally brewed ales, feasted on Burghley Estate and other local produce and created total bedlam. Things have a habit of coming round and we are delighted to invite you to dine on our local produce, sup our fine ales and obviously behave very, very well!


text: So before on the old mturk site i was able to find generally plenty of hits useing turkmaster. now on the new website that is not useable. i have to use MTS hit finder. it seems like every hit is taken already. i had a few good requesters but they are gone because of the new site. What can i do that will help out?


text:
A polished nickel backplate and mirrored details give Hudson Valley Lightings Andes one-light wall sconce instant charm.More Details >
One vintage-style lamp (not included) makes Hudson Valley Lightings Andes single-light wall sconce add just-the-right-amount of light to any space. A polished nickel blackplate and teardrop silhouette give it contemporary cool allure. The mirrored finish gives it major dimension. Place it in an entryway for instant appeal.


text:
SAN FRANCISCO — As with grief and romance, a good quarterback controversy has at least five stages. They often emerge over many weeks and months — sometimes years, as in the case of Joe Montana and Steve Young here two decades ago.
Hope. Infatuation. Acceptance. Realization. Uncertainty.
The 49ers did something remarkably efficient and fan-friendly this past week. They squeezed the five stages into five days.
Coach Jim Harbaugh took a steady Super Bowl contender with a 7-2-1 record and considered, publicly and repeatedly, the implausible: whether the team would be better off with a quarterback who had one career start rather than the quarterback who had a 19-5-1 regular-season record as Harbaugh's starter.
He dared to call it "the opposite of a controversy," which is like saying inflammable is the opposite of flammable.
Among the antonyms for "controversy" are peace and quiet. There was none of that as the 49ers prepared to play the Saints in New Orleans on Sunday. There was only a sense that something unusual was happening.Continue reading the main story
Monday: Hope
The 49ers always hoped that Colin Kaepernick could someday become their starting quarterback. Teams do not draft quarterbacks in the second round, as San Francisco did with Kaepernick in 2011, without such intentions.
But someday would have to wait because Harbaugh rescued Alex Smith's career.
Smith was drafted first over all in 2005. His inconsistencies and inadequacies, attributed partly to playing for six offensive coordinators in his first six seasons, routinely sent him to the bench for the likes of Tim Rattay, J. T. O'Sullivan, Ken Dorsey and Troy Smith.
Under Harbaugh last season, though, Alex Smith quarterbacked the 49ers to an unexpected 13-3 record and a narrow loss in the conference championship game. Smith received little credit. He was considered the team's weakest link. He was appreciated for his resilience but unloved for his inability to be Montana or Young, or even Jeff Garcia.
This season, Smith, 28, was having his best year. He led the N.F.L. in completion percentage. He made few mistakes. His team was 6-2.
But a concussion knocked him out of a game two weeks ago. It kept him from starting last Monday night against the Chicago Bears.
Enter Kaepernick. He had 31 career pass attempts. He was intriguingly raw. Fans hoped the 49ers could escape with a low-scoring victory against one of the league's better teams.
Then Kaepernick completed 12 of his first 14 passes. The 49ers scored on their first four possessions. They dismantled Chicago, 32-7.
Kaepernick threw with a zip and carried himself with a swagger that Smith never displayed. To fans accustomed to Smith's drab efficiency, it was a revelation, like falling asleep in a black-and-white world and awakening to full color.
By halftime, the talk online was whether Kaepernick should be the full-time starter — an implausible suggestion 90 minutes earlier. After the game, tight end Vernon Davis giddily praised Kaepernick and compared him to Tom Brady.
Harbaugh was asked if Smith and Kaepernick were competing for the starting job. The answer might have been expected to be no, because of the 49ers' record and the axiom that a player should not lose his job to injury.
"We've got two quarterbacks that have a hot hand," Harbaugh said. "And we'll make the decision when we have to make it."
Tuesday: Infatuation
The Bay Area buzzed. Titillated fans swooned. If bandwagons were more than metaphors, Kaepernick's would have collapsed under the weight.
People who could not pronounce his name a day earlier took to calling him Kap. They figured out that his hometown, Turlock, is about two hours from San Francisco, in California's Central Valley. They learned that Kaepernick was born in Wisconsin and that his father worked for a cheese company.
Early adopters rushed to buy his No. 7 jersey. They chatted on airwaves and Internet boards. They followed @Kaepernick7 on Twitter, where his profile reads, "Trying to be #1 in a world that accepts #2."
They volleyed esoteric facts about his Monday night performance. Did you know that he was the first quarterback since 1988 to win his first N.F.L. start against a team with a .750 win percentage so late in the season?
"I don't want there to be a controversy," Kaepernick said during an ESPN Radio interview. "I just want to do whatever's best for this team, whatever is going to help us win games."
Harbaugh was scheduled for a conference call with reporters. Surely, he would clarify his postgame comments and put an end to the momentum of the fans' crush on Kaepernick.
Reporters waited on hold. The call was canceled.
The team said Harbaugh had a doctor's appointment, a follow-up to a procedure the week before for an irregular heartbeat.
His was not the only heart aflutter.
Wednesday: Acceptance
For 10 minutes, in 10 different ways, reporters asked Harbaugh which quarterback he would start. He was more obtuse than a 179-degree angle.
"To me it's the opposite of a controversy, where controversy is argument between opposing points of view," Harbaugh said. "This is a decision that'll be made from a team aspect, coming from the same direction."
No coach may be as adept at muddy declarations. You have always said that Alex is "your guy," someone said.
"Alex, all these guys, are our guys," Harbaugh said.
He seemed surprised by all the commotion. What was the big deal?
Change is inevitable. It may as well occur when Kaepernick is confident. It may as well happen against the Saints and the N.F.L.'s lowest-ranked defense. It may as well come with six regular-season games left.
Besides, Smith would get another week to rest his concussed head. And no opponent would have a better backup.
Late Wednesday night, the news broke on Twitter: Sports Illustrated, citing an unnamed source, said Kaepernick would start, even if Smith was fully healthy.
Thursday: Realization
Only a few quarterbacks have won more games than Smith since the start of last season, and they have names like Brady and Rodgers. Before he was hurt, Smith completed 25 of his last 27 passes for 204 yards with 4 touchdowns and no interceptions. In his last game against the Saints, in January's playoffs, Smith led the 49ers to two touchdowns in the final 2 minutes 11 seconds. He ran 28 yards for the first. He threw for the second with nine seconds left. San Francisco won, 36-32.
And you want to bench him? For someone who started one game? Even Young, who waited years to get Montana's job, said it was a bad idea.
The offensive coordinator, Greg Roman, said no decision had been made. People had time to reflect on the possibilities over Thanksgiving dinner.
Kaepernick could flail in New Orleans, in front of some of the league's loudest fans and against one of its hottest teams. What would that do to his confidence? To Smith's? A promising season could be undone by tinkering with the most important position on a championship-caliber team.
"Who would have the arrogance and madman guts to bench a playoff-tested quarterback in his prime in the middle of a go-for-broke season?" the columnist Tim Kawakami asked in The San Jose Mercury News. "Jim Harbaugh and the 49ers, of course."
Friday: Uncertainty
At his last news conference before Sunday's game, Harbaugh repeatedly declined to announce a starter. There was "no competitive advantage" for doing so, he said.
"You may have your opinions on it," Harbaugh said. "It's unorthodox. So be it. You can call me names if you want, or make sport of me. But that's the way we're going to go about it."
There. The 49ers will do as they please, and no amount of gravitational pull from the fan base matters.
Harbaugh could have exercised an escape clause. Smith had not been cleared to play by Friday, although he practiced without contact all week. Harbaugh expected clearance Saturday. He never suggested the starting question came down to health.
So the 49ers were back to where they were Monday. Is this the start of the Kaepernick Era, punctuated by the 49ers' return to the Super Bowl? Or is it a regrettable infatuation that greedily unravels a championship march?
Like grief and romance, a quarterback controversy probably has more than five stages.
Coming next: anticipation. Someday, perhaps: acceptance.Continue reading the main story


text:
Showing all 8 results
FL3 – Child Resistant Bag
FL3 – X-Large – Colorado – Child Resistant
FunkGuard Custom Packaging
FunkGuard XL – best of breed adult use effective child resistant package. CFR 1700.20
FunkLoc – LBS Hemp Medium Locking Pouch
FunkLoc – Medium Locking Pouch
FunkSac – Odor Barrier Cultivation Bags – Large
FunkZip – Zip Seal Odor Barrier Bags
Username or email address *
Password *
Remember me
Lost your password?
Email address *


text:
Trump or Clinton? Either May Lead to Better Mental Healthcare
Photo credit: Lorie Shaull (Clinton) and Gage Skidmore (Trump)/Creative Commons
In September, the Commonwealth Fund and the Rand Corporation released a comprehensive nonpartisan analysis estimating the impact of the healthcare positions of Hillary Clinton and Donald Trump.
If Trump were to succeed in repealing the Affordable Care Act, millions would lose insurance in 2018, the analysis found, while Clinton's proposed "enhancements" to the Act would extend coverage to millions more. Clinton's plan would have zero impact on the federal deficit. Under Trump's proposals, the deficit would grow.
See also: Patient Listening: Is Pharma Doing It Right?
Largely missing from the Rand/Commonwealth calculations is a comparison of how the two candidates would tackle reforms in the area of mental health. That's because of a troubling asymmetry in data. Clinton has released a comprehensive mental health agenda, but Trump has provided almost no information — and it's a shame. Nearly one in five Americans struggle with illnesses in this category, according to the National Institute of Mental Health. It's a crisis Americans can't afford to ignore.
Up to a point, legislative reforms have improved prospects for people living with these illnesses.
The Mental Health Parity and Addiction Equity Act of 2008 forged a legal framework to guarantee people with mental health conditions the same access to care and coverage as those with physical conditions or injuries. Unfortunately, there's little federal or state enforcement for the Parity Act. Meanwhile, numerous other shortcomings in our mental health safety net cry out for action.
The short list includes:
- Shortages of psychiatrists and other mental health specialists
- Limited access to mental health support for children in schools
- Too few community-based programs complementing care in hospitals or clinics
- A criminal justice system that defaults to incarceration rather than referral and treatment
Clinton's mental health agenda tackles many of these persistent challenges. For example, it would promote early diagnosis and intervention for mental illnesses, improve criminal justice outcomes by prioritizing treatment over jail for non-violent offenders, and ease access to housing and job opportunities for people with mental illness.
See also: 4 trends with the potential to change behavior in the patient journey
While Trump hasn't unveiled a roadmap, his Second Amendment Rights platform states: "We need to expand treatment programs, because most people with mental health problems aren't violent, they just need help." In addition, his Healthcare Reform to Make America Great Again states: "There are promising reforms being developed in Congress that should receive bi-partisan support." It's likely he's referring to two key pieces of legislation: Helping Families in Mental Health Crisis Act (H.R. 2646) and the Mental Health Reform Act (S 1945). Both bills underscore the need for early identification and intervention to address mental health issues. And the House bill calls on government to end incarceration of low-risk offenders with mental illness within 10 years.
Neither bill is a panacea, but they go further than any other bills we have seen for years — and that's something to applaud. Despite political rifts that have blocked progress on so many other fronts, Congress has managed to lay the groundwork for clear steps forward in mental health.
Keri McDonough is senior team leader at Biosector 2.


text:
What a great combination: affordable luxury is here with the Model Model Dreamweaver 100% Remy Wig – Yaky Cap 18"! That's right; a full 18 inches of 100 percent Remy hair in a full sew-in, double weft yaky on a cap! The Yaky Cap 18 also comes in seven dazzling shades, including some mixes that will take your breath away! You'll love the options the full volume gives you when it comes time to style, and the natural texture makes it plain to see it's real human hair. Break out your dancing shoes and get on your glam, because you'll be the diva of the party when you show up in the Yaky 18! Don't forget your little black book, because they'll all be asking for your number when you wear this sweet style!
Color Shown: 1B


text:
May 152010
The fact that this image looks amateurish is likely the desire of the photographer. I am sure he wanted to make this feel like if you have a hot tub that you can have a scene like this in your backyard. I just wish he would have moved the tree branch that is hanging down and practically glowing from the flash lighting. It does nothing for the image and is only distracting.


text:
Here they come...actually, some were out last week aerating the hell out of your ice mounds and every time I see them out this early pushing their Ryans and Bluebirds up and down the street, I can't help but think, this is our version of a slave-labour sweat shop.
Seems I'm always preaching patience at this time of the year to no avail. Mainly because it's hard to sit by while your neighbour is having an aeration and you are not. But know this: an aeration prior to the last week of April can be potentially damaging to your lawn. If it's too soggy you have tire tracks and ripped turf. If it's still frozen, how deep of a core do you expect to get?
The whole process is meant to help your lawn by alleviating compaction, opening up the soil to nutrients, breaking up thatch and creating a stronger root system, not the opposite for the sake of saving a few bucks.
Another excellent reason to hold off is the weed seed factor. If your lawn has been a troubled weed-infested breeding ground in recent years, perhaps you should wait until the fall to have that aeration. Hundreds of the weedy little buggers inhabit each square foot of lawn in dormancy and are waiting for ideal conditions. So then you have the lawn aerated pulling up cores with those weed properties in them and expose them to the elements, wondering why the lawn gets so weedy in May.
Yet many still have it done this early in the year and continue year after year.
Now some may think I am spouting off to create more aerations for myself when the time comes, or deny some student the ability to make a buck. That's not the case. I am simply giving you the 411 so you can make a more informed decision on the proper healthy care for your lawn. You can always tell whoever, you want the aeration, but at a later date. If they want the job, they'll come back.
The next time, resist the urge and wait it out. You will find the grass is greener, on your side of the fence for a change.
Monday, April 6, 2015
Subscribe to: Posts (Atom)


text:
Hurricane Irma
As we continue our recovery and cleanup efforts, please visit the Emergency website for the latest information on openings and closings in Miami-Dade County.
- Debt Management Policy
Resolution R-307-11 approved the County's formal Debt Management Policy. The Debt Management Policy establishes specific guidelines formulated to ensure Miami-Dade County adheres to sound financial practices whenever it incurs debt.
- Swap Policy (6.5 MB)
Resolution R-311-05 approved the Master Swap Policy used in the County's management of its assets and liabilities. it provides a comprehensive set of guidelines governing the use of derivative products.
- Investment Policy
The Investment policy outlines responsibilities, sets investment goals, establishes strategies to achieve stated objectives, establishes internal controls and operational procedures and prepares a method of performance measurement.
- Capital Assets Policy
This policy provides guidance to governmental fund accountants for the reporting requirements for capital assets for countywide financial statements. The purpose is to provide consistency regarding the accounting of capital assets and related depreciation.
You are now leaving the official website of Miami-Dade County government. Please be aware that when you exit this site, you are no longer protected by our privacy or security policies. Miami-Dade County is not responsible for the content provided on linked sites. The provision of links to these external sites does not constitute an endorsement.
Please click 'OK' to be sent to the new site, or Click 'Cancel' to go back.


text:
720 St. Michaels Dr., Suite O
Santa Fe,
Now Accepting Medicaid Patients!Turn to PERFECT TEETH in Santa Fe, NM for all of your family's dental needs! Our dental practice is located at the intersection of St. Michaels Dr. & Pacheco St. in the Plaza Del Sol shopping center. You can rest easy knowing that your family is in good hands with our Santa Fe dentist. We offer patients a wide variety of high quality dental services including check-ups, teeth whitening, fillings, root canals and more! Pick up the phone to give us a call or schedule your appointment online today!


text:
Quantum won't stoop to de-dupe coup?
Friendly fire aimed at NetApp and EMC
Analysis Could Quantum's amiable treatment of rival Data Domain in a patent dispute be a move to create a kinder, gentler environment for the storage market's rage du jour - de-duping software?
Nestled amongst the usual market clicks and whistles of Data Domain's IPO registration statement last week was an announcement that caught the attention of industry watchers. The company rather inconspicuously lists in its S-1 that, during the fourth quarter of 2006, bitter de-duplication tech rival Quantum approached Data Domain alleging it had infringed on Quantum patents.
Instead of filing a lawsuit that could have critically de-railed their rival's public offering, Quantum agreed to a cross-licensing agreement between the two firms and gained 390,000 shares of Data Domain stock - worth an estimated $3.3m post-IPO.
The chump change payout/licensing deal has some scratching their heads.
Storage companies are notoriously black hearted when it comes to intellectual property, preferring to nuke from orbit rather than sit, talk and deal: a prime example being the heated storage system API wars between IBM, EMC, HP and Hitachi from 2001-2004 over heterogeneous management software.
Adding extra shrugginess to our curious shrug — de-duping is looking like the hottest area in the storage market in the near future. The technology removes redundant information as data is backed up or archived. The process greatly decreases storage capacity required — with companies boasting more than a 25:1 data glut cut.
"Any retail product that does not have an accompanying data de-duping tech is going to be unsalable by the end of this year," market analyst for the Taneja Group, Arun Taneja tells The Register. Storage companies' rush to eat start-ups for de-duping technology (EMC bought Avamar, while NetApp bought Topio) confirms this push.
So, given storage vendors' abhorrence for making nice and the apparent need to take the lead with de-duping software, why would Quantum settle so easily with Data Domain?
Quantum tells us that they simply weren't interested in a lawsuit. They protected their intellectual property, and now it's all marshmallows and rainbows.
Meanwhile, Taneja has a richer theory: While Quantum might be the bigger kid in the sandbox compared to Data Domain — companies like EMC and NetApp also have a shovel and pale ready. These are the throbbing gland problem kids. The kind who start shaving at eight years old. Large is what we're getting at - companies that can bite back.
"Quantum had two options. They could go after everyone who had anything resembling a patent infringement with a vengeance or send a message to the rest of the industry," Taneja said. "In my gut, Quantum did a very smart, decent thing."
That message sent by Quantum is that it's willing to come to a business resolution to settle disputes in a furious de-duping market where patent portfolios are being acquired and weighed. Quantum may well hope that larger rivals will take note of the Data Domain resolution and open diplomatic channels.
Let's get rich together
On the one hand, Data Domain likely saw a settlement with Quantum as the easiest, cleanest route to its IPO. "I think it's obvious that Data Domain got out from under a cloud (through the Quantum settlement)," Illuminata analyst John Webster said.
Still, the start-up gave up a lot of possible leverage in the de-duping market by settling with Quantum. Beyond that, it paid Quantum to stay nice.
This has led a number of observers to comment that Quantum's de-duping IP inherited from startup Rocksoft via its 2006 acquisition of ADIC must look strong.
Neither company is willing to talk about the specifics on who had what over whom.
"Both companies have patent portfolios," Data Domain VP of marketing Beth White answered diplomatically. "Data Domain has many patents that have been filed - several that have been granted."
"I wouldn't be surprised for a nanosecond that when these two companies sat down, they discovered there was a crossover on both sides," Taneja said.
And so it could well be the case that Quantum hopes larger rivals such as EMC and NetApp will see similar, broad crossover as well. "Let's not derail the de-duping gravy trains when we all have patents to spare," goes the thinking.
Such an approach would serve the vendors and customers well with the storage giants shrugging off their usual need to grind away in court over IP disputes. Lord knows the heterogeneous software roll out was stalled by vendor stubbornness.
Now to see if all this caring and sharing is catching. Have you hugged your data storage company today? ®


text:
Hotline:(+866) 882 - 4470
Store Locations
You have no items in your shopping bag.
FREE SHIPPING on orders over $50.00. No code required. See Details
by Ara
Women's Style: #49333-01 SKU: #ARA4933301
Availability: In stock
Sign up for price alert
Check items to add to the cart or select all
by Tana
by Ara Women's Style # 49333-09 Sku # ARA4933309
Walking on A Cloud is a Canadian family owned and operated business. We are committed to and take pride in constantly exceeding our customers' expectations.
x close


text:
Juventus Temple
Juventus Temple
The Devil said, "Buy it honey, buy it!"
Preacher's wife said, "Get thee behind me, Satan!"
The Devil did and said, "Looks good from this angle, too"
Will this thread we closed? I hope not, but there are 1000 Del Piero threads out there...
I dont think this is the end for him. More likely the end of Zalayeta in Juventus...
I want Florenzi & SMS and keep our best players.
Way to many smilies in that one.
Think of it as decoration. At least his mixin' it up.
För det spelar ingen roll varifrån du kommer det handlar om var du é, oavsett vad som hänt förut nu handlar det om vad som sker, det händer nu, inte sen, vi suddar ut ett problem, vi är samma blod och ben.
mr. inappropriate
In Off The Post: The Beginning Of The End For Del Piero?
Our editorial about Del Piero seems to have caused a stir among Juve fans. Some believe that he still has a lot to give to the Bianconeri's cause while others think that his time is over. Hereunder are some of the e-mails we received so far. Keep sending us your opinion!
Del Piero is the symbol of Old Lady, no one can challenge his leading position in Juventus including Ibrahimovic, Trezeguet, Mutu or Cassano. Alex is a great player in Juves history forever!!!!
Alessandro Del Piero is the last of the former Agnelli jewels and as far as I know a club does not sell their symbols just for the fact that they play a game or two badly. No one represents Juventus at this hour better then Del Piero and selling this player will create a big disappointment to the fans in the world. Milan had never sold their symbols; Juve on the other hand has sold Baggio and Zidane. Maldini and Costacurta would not have been at Milan if the same thing happened to the Milan squad? No! I am sure that the head-chiefs of Juventus will think this very good before doing such a thing. The myth of Pinturicchio is not dead and he will still have something to show in Italian football. Moggi dont sell our symbol!!!
Stuparu Lucian
Its high time, Del Piero comes up with his performances otherwise he has no choice but to sit on the bench or leave the club because its Capello and not Lippi anymore. On the other hand Capello should motivate and advise Del Piero to play at his best like he did in 1998 season - by far his best season. I am a great fan of Del Piero and wish him all the best wishes and good luck to do well.
Vishwa Swaroop
I am sorry but I dont know how you can compare Del Piero with super talent, abilities, professional approach and determination with a player who has some talent but his thinking and professionalism is on the lowest standard (I mean especially Mutu). I dont understand what Juventus is doing. On the other hand I must say that Del Piero is my favourite player so I m his great fan even so I think that Mutu is not good choice for any club.
Paco Saco
His time isnt over! My idol is still the best ...If I was Alessandro I would stop if Juve wins the Scudetto this season; that would be a glorious end. And then there MUST be a Farewell-match for this hero. The Legend will live on!!
T. Maaijen
It would be foolish for Juve to let Del Piero go! He is more proven in Serie A than a Mutu with a drug problem or a Cassano with a serious attitude problem. Capello would do well to treat him with the respect he deserves after being at Juve for such a long time. Juventus are my favourite team in the world, but I would have to question them if they forced out one of the best players to ever pull on the Juve colours.
Marcus Parks
Being a Juve fan and a Del Piero fan since day one I know its not over. He is still Italys golden boy. As we saw Tottis own fans threw bottles at him. No fan in Italy will ever do that to Del Piero. He also doesnt have bad performances as much as people say he does just because he doesnt score he is to blame because he is the Mighty Del Piero. Juventus could never give him up. Hes still one of the most loved and profitable player around and sells so many jerseys that no matter how high his wage at Juve is they still make a profit off of him. Juve Fans love him and Italy is 2/3 Juve fans. Last game they booed Capello for the sub. I believe Capello will be gone before Del Piero is. Moggi loves Del Piero and is like a father to him. He is Juve and Italys symbol. People expect him to score so many goals. A few years are ago with all the games he missed he scored 16 goals and they said he had a bad season Totti or any other players scored 16 they have a good season! Forza Del Piero and Forza Juve for ever
E. DiMaggio
A lot may think that the 30 year old strikers playing days are over and that he has been underachieving for the past couple of seasons, but the truth is that Del Piero hasnt been playing bad football its just that too much is expected from him and that whatever he does isnt enough. As for Cassano and Mutu, none of them has the potential to replace Pinturicchio.
Rashad, Lebanon
Del Pieros time at Juve should have been over a long time ago. I have never rated him; he has never performed exceptionally for Italy and at Juve he has always been carried by an exceptional team. To compare Del Piero to Mutu or Cassano is ridiculous. Mutu is far more incisive and scores more goals and Cassano is a far more talented player than Del Piero ever was, is, or will be. What Juve should have done is kept Di Vaio and sent Del Piero to Valencia but obviously Ranieri didnt want him! Telling it like it is.
Carlo Renzi
Del Piero is the BEST. No one is better than him. No one can take Alexs place and he is the natural captain of Juventus. The question you make is stupid. Fenomeno vero Alessandro Del Piero. And as we (Greek people) say: «Never underestimate the champions heart». And Alex is born Champion. No 10 and his place in the first team are sure and no one can take them from him. Del Piero rules, Oh Captain my Captain. Greece thanks Alessandro for all the magic moments. You are always in our heart.
Panagiotis Peppas (Olympiakos fan from Greece)
First things first, let me just stress that Del Piero is not finished. Maybe he is not the star he used to be and for sure he is not as untouchable as he was during his glory days but he is still and always will be a Juventino. He symbolises Juve in the same way the name Maldini goes with Milan or Raul with Real Madrid. In addition Whenever Del Piero was injury free he excelled. Might I remind you of the series of goals he scored mid-November one of which against Bayern secured Juve an early qualification to the knock out round of the Champions League? The champion still lives and hopefully he will show it to the whole world in the next 5 months. Till then Forza Del Piero!
Rudy Rahme
Mutu and Cassano can never be called better than Del Piero, and Del Pieros time at Juventus is definitely not over yet. In fact he is only now starting to show his best form, and I expect him to prove his importance to the team starting from the next match against Cagliari. Juve needs a good Del Piero to win the Scudetto and Champions League, and cannot only depend on Trezeguet and Ibrahimovic. Next season will be a different story, who knows what will happen. Maybe Trezeguet will leave, who knows. Lets just focus on this season and let Del Piero get the job done.
Ali Gad. Egypt
I do not think Del Pieros time at Juve is over. This would be the same as saying Shearers time or Rauls time at their clubs is over. A club is supposed to back its players when they are in-form as well as out-of-form. Also he has been Juves best player during his time at the club. When he got injured for about 8 months or so Juve slipped from 1st to 7th even though Zidane was there. But Del Piero will have to work on his fitness and speed. I think he was very good during the Euro Championship. The fans should blame Vieri for their early exit.
If Capello were to go for Cassano, he would face a lot of flak from Juve supporters because he would be very expensive and he is a Roma player. Capello would have too many Roma players at Juve. Also Cassano throws too many tantrums and add to that new signing Mutus lifestyle. These would be difficult to handle and Juve doesnt like such players. Remember Davids? All his red cards. On the other hand Del Piero is a model professional and players at Juve respect him. He is not going to stay out of form forever. Soon he will be back and I dont think Mutu will able to keep him on the bench.
Also somehow I dont see Capello lasting at Juve for much time. He will at some point leave for a new adventure possibly Premiership and then most likely Lippi will be back. The bottom line being Del Piero is Juve captain and a fighter. I dont think he will ever leave. Although he will be rotated more often, which is actually good because of his poor fitness.
Varun Sadh, Juve and Del Piero fan
The beginning of the End for Alex started in 98. Now it's more like the end of the end.
these people call themselves DP fans
I believe
++ [ originally posted by azzurri7 ] ++
you have been doing that one too many times
I believe
it depends on his form from now on, first of all, DP wont leave the club and we all know it, so if he's good, he plays, if not he stays on the bench....
We should understand that DP will bu benched sooner or later, hes not going to play forever, he gave many things to juve and he is a legend for juventus, its time for him to pass the torch on for yonger talents....
Del Pieroo del pieroooo del pieroooooooo del pierooooooooooo del pieroooooooooo del pieroooooo del pierooooooooo del pieroooooooooooooooooo del pieroooooooooooooooooooooooo
delllllllllll pieeeeeeeeeeroooooooooooooooooooow chaaa
this is my contribution in this thread... yes ....oh ig to one more
ps. alessandro del piero aleeeeee ... alessandro del piero aleeee .... alessandro del piero alessandro del piero ..... alessandro del piero allleeeeeee chaaaa....... if you get the right tune .. its prety catchy
Zlatan I fully concur.. its over. Zlatan-Mutu is whats hot right now I'm afraid
Half of these people do not even know what they are talking about.
:LOL: Yeah, its so easy just to tell Del Piero to play his best again. "Del Piero, play at you best." What nonsense.++ [ originally posted by azzurri7 ] ++
Its high time, Del Piero comes up with his performances otherwise he has no choice but to sit on the bench or leave the club because its Capello and not Lippi anymore. On the other hand Capello should motivate and advise Del Piero to play at his best like he did in 1998 season - by far his best season. I am a great fan of Del Piero and wish him all the best wishes and good luck to do well.
Vishwa Swaroop
Ogbonna 2016
15M in Hope and Change
the one that says dp is more proven in serie a than capello made me chuckle
is my post not good enough .... someone quote it please it took me a while to come up with it
++ [ originally posted by Modo Bianconero ] ++
Del Pieroo del pieroooo del pieroooooooo del pierooooooooooo del pieroooooooooo del pieroooooo del pierooooooooo del pieroooooooooooooooooo del pieroooooooooooooooooooooooo
delllllllllll pieeeeeeeeeeroooooooooooooooooooow chaaa
this is my contribution in this thread... yes ....oh ig to one more
ps. alessandro del piero aleeeeee ... alessandro del piero aleeee .... alessandro del piero alessandro del piero ..... alessandro del piero allleeeeeee chaaaa....... if you get the right tune .. its prety catchy
If that is all you have to say than I think you should consider being quiet. Makes you look smarter. See, when you say nothing we only think you're ignorant, childish and unintelligent, but when you actually say something you prove us completely right.
Ogbonna 2016
15M in Hope and Change
modo pick your scale of ignorance
I believe
ok this is too much attention ... i appreciate it .. but hehe chillax boys... i like your post zlatan .. i have no comeback for that ... really impressive....its just that 500 of my posts were all about del piero arguements i thought this one could be a little merry chorus ....


text:
State Minister for Cabinet Affairs Sheikh Mohammad Al- Abdullah said Kuwait will save $10 billion if the strategic alternative to the salary scale is implemented, indicating the proposal is still under review and consultations are ongoing to arrive at a decision pleasing to all concerned parties, reports a local daily.
Sheikh Al-Abdullah disclosed this during a symposium organized by the Code Movement in Salam Area recently with the attendance of several ministers and State officials. He affirmed the government will not approve the proposal until the authentic data are available to have a clearer picture. He said the government expenditures should be reduced, so the strategic alternative is the best way out of the logjam.
Responding to questions about the alleged 50 percent raise in salaries once the strategic alternative is implemented, Sheikh Al-Abdullah explained inflation will shoot up if salaries are increased by 50 percent. He revealed the government is trying to prevent such occurrence through the strategic alternative. He added the government is looking into the possibility of including the oil sector in the strategic alternative but consultations are still ongoing in this regard.
Director for Citizens Service and Public Relations at the Civil Service Commission (CSC) Jassem Al-Ruwaes has announced that the 51st edition of the government employment registration programs will start early morning this Friday and conclude on the night of June 12, indicating the registration for jobs will be done through telephone number 133, reports a local daily.
Meanwhile, Minister of Social Affairs and Labor and Minister of State for Planning and Development Affairs Hind Al-Sabeeh revealed the annual development projects approved by the Council of Ministers and Supreme Planning Council will cost KD4.6 billion and will cover 274 projects.
The minister revealed the private sector will participate in the implementation of the projects as an integral partner in the development plan. She said the plan for fiscal 2016/2017 includes 80 percent of the second phase of the developmental goals and policies. She said this accounts for about 76 percent of the total developmental plan and 137 policies that represent 40 percent of the total developmental policies.
She indicated that over 57 government agencies out of the entire 79 agencies, 72 percent of the total number agencies, will participate in the development projects. She said the government will generate 7,000 job opportunities in the private sector this year to avoid over employment in the government sector. She added that the government will distribute 3,237 landed properties to 34 percent of the new applicants.
"It is hard to fail, but it is worse never to have tried to succeed."
"Envy comes from wanting something that isn't yours. But grief comes from losing something you've already had."


text:
Math is one of those subjects students usually love or hate. I use a workshop approach for teaching math, offering the students some choice in how they learn the concepts.
Math workshop is broken down into five stations. Students will rotate through defined stations:
- Games
- work with manipulatives
- individual desk work
- work with the teacher
- Mini math teachers in Mme. Halliday's K/1 class.
A concept of the week will be taught every Monday morning and the weekly stations are also explained at this time. We will be working on a 5 day rotation, so each group should cycle through each station twice over a 5 days period. Since it is small groups of 5 or 6 students, I have the ability to work very closely with the students while they are learning, and able to clear up misconceptions very quickly.
Every day the students will spend about 20 minutes at each station and they rotate through 2 stations per day practicing the concepts being taught. If students are not able to complete their work assigned during Desk Math, it should be completed for homework.


text:
Quick Reference
In NT times Corinth (in modern Greece) was the capital of a Roman province and a commercially important city. The Church there was established by St Paul c.50. It included prominent Jewish converts but appears to have consisted largely of Gentiles. It seems to have contained some who prided themselves on their intellect, and certainly many from the poorer classes, including slaves. See also the following entries and Clement of Rome.
Subjects: Classical Studies — Biblical Studies.
Related content in Oxford Index
Reference entries
Users without a subscription are not able to see the full content. Please, subscribe or login to access all content.


text:
Public Policy Committee
The Public Policy Committee closely monitors Congressional and Administrative activity on hospice and palliative care issues, including following the activities of CMS, GAO, MedPAC and other federal agencies, to analyze their impact on the legislative process.
Activities include the development of NHPCO's legislative agenda, monitoring and analyzing federal budget recommendations, monitoring the introduction of healthcare legislation as it might impact the hospice and palliative care community, preparing letters to Congressional offices stating NHPCO's position on proposed or pending legislation and identifying needs for education on the federal legislative process.
The committee's work in 2018 will include: the continued protection of hospice reimbursement; pursuing legislative opportunities to expand access to hospice services and fighting challenges to access; and other legislative initiatives. Requirements for committee members include: a history of significant involvement in hospice and palliative care legislative issues at the federal level; prior NHPCO committee service or a substantive participation in NHPCO advocacy activities; and an ongoing, daily working knowledge of the federal legislative process and its impact on hospice and palliative care providers. Meets monthly.
Staff Liaison: Sharon Pearce, Vice President, Public Policy, 703-837-3133
Time Commitment
Public Policy Committee Members should be prepared to spend an average of 2.5 hours per month on committee work. Depending on the policy issues and the Congressional calendar this commitment could grow. In addition, there are opportunities for greater involvement through subcommittee and special project work.
Committee members serve two-year terms.
Meetings and Conference Calls
Committee members are expected to actively participate in a majority of committee meetings and functions. Materials should be read prior to the next committee meeting. Committee members are asked to notify the staff liaison if they will not be available for a conference call or meeting.
The Public Policy Committee meets monthly by conference call for 90 minutes.
Public Policy Committee members are expected to attend face-to-face committee meetings at NHPCO's Management and Leadership Conference and an additional face-to-face meeting in the Washington, DC area every other year, around federal elections.
NHPCO does not pay for travel-related expenses for committee members. It is the committee member's responsibility to assume any related travel expenses.
General Committee Member Expectations
- Meet deadlines agreed upon by the committee. Committee work often includes drafting materials for monographs, surveys, position papers, articles, etc.
- Present/participate in educational sessions and forums.
- Work with the NHPCO staff and committee chair to support the NHPCO legislative agenda.
- Agree to work on projects according to the priorities for the organization.
- Support NHPCO advocacy activities throughout the year through local engagement and participation in community wide events on Capitol Hill.
- Notify the Staff Liaison of changes in contact information.


text:
Status: Open
Know more about this business than we do? Cool! Please submit any corrections or missing details you may have.Help us make it right
Be the first NJ.com user to add photos or videos of Delgado Refrigeration
Delgado Refrigeration was founded in 2006, and is located at 128 Monticello Ave Ste A in Jersey City. Additional information is available at or by contacting Louis Delgado at (201) 209-0986.
Delgado Refrigeration is located at 128 Monticello Ave, Jersey City, NJ. This location is in the McGinley Square neighborhood. This business specializes in Manufacturing & Industrial Supplies.


text: For many of us it is increasingly difficult to keep our mineral and vitamin levels at the correct balance due to our stressful lifestyles. Did you know that almost every skin condition that we may suffer from is partly due to a mineral or vitamin imbalance within the body? By using Dead Sea Spa Magik products the mineral levels within the body can once again begin to normalise and bring our inner health back into balance.


text:
Our partner organisations, universities and third-level colleges are a key part of the team that makes F1 in Schools such an enjoyable and educative experience for second-level students in Ireland. Thank You!
Since its foundation in 1967 the Irish Computer Society has promoted the continuous development of professional ICT knowledge and skills.
The ICS organises seminars, lectures and related activities, and its members serve from time to time on commissions, boards and committees appointed by government.
ICS SKILLS, formerly ECDL Ireland, is the skills and certification division of the ICS.
Discover Science & Engineering (DSE) is Ireland's national science promotion programme. It's aim to increase interest in science, technology, innovation and engineering among students, teachers and members of the public.
DSE's mission is to contribute to Ireland's continued growth and development as a society – one that has an active and informed interest and involvement in science, engineering and technology.
Denford Limited designs and develops CNC, CAD/CAM and CIM solutions for manufacturers, trainers and educators around the world. A founding partner of F1 in Schools, Denford is also active in the UK-based 4x4 in Schools initiative.
Autodesk, a world leader in 3D design software for entertainment, natural resources, manufacturing, engineering, construction, and civil infrastructure, is the Premium Global Software Partner for F1 in Schools.
A number of third-level colleges and universities around Ireland are making their facilities available to teams competing in F1 in Schools.
Athlone Institute of Technology (AIT)
Cork Institute of Technology (CIT)
Dublin City University (DCU)
Institute of Technology Blanchardstown (ITB)
Institute of Technology Carlow (ITC)
IT Sligo
University of Limerick (UL)
Athlone Institute of Technology (AIT) is an award-winning higher education institution located in the heart of Ireland. More than 6,000 students are undertaking undergraduate and postgraduate programmes in Business, Humanities, Engineering and Science.
Cork Institute of Technology (CIT) provides student-centred education with a career focus for the benefit of the personal, intellectual and professional development of the student.
The focus of Dublin City University (DCU) is to develop high-quality, high-value learning within the wider setting of Ireland's economic and social needs.
The Institute of Technology Blanchardstown (ITB) serves its students and the community by achieving consistently high standards of relevance and quality in teaching, research, development and consultancy.
Institute of Technology Carlow (CIT) is committed to ensuring all of its students are afforded a challenging, exciting and rewarding academic experience.
Widely acclaimed for the high quality of its teaching and the excellence of its graduates, the University of Limerick (UL) offers a high quality educational experience across a wide range of programmes.
IT Sligo is recognised for their integrity and openness; for providing a supportive and flexible learning environment for students to achieve their potential.
When each team has finalised the design specifications of its F1 racer using CAD/CAM programs, it passes the software files to its designated college or university.
Using sophisticated CNC systems, the colleges transform the designs into actual, 3D balsa wood racers, which they then return to the team for final finishing and decoration.
For more information about this process see the Make section of our Tour.


text:
by Alinka Rutkowska
$9.63 (paperback)
About the book:
Embark on a one-of-a-kind, unprecedented, breathtaking adventure with Maya and Filippo as they travel around the globe on board the "Fun Princess" — a cruise ship full of surprises. Discover their fascinating ports of call, find out what the local customs and traditions are, join the kids in activities at sea, and explore the remarkable world they create through the power of their positive outlook.
This time Maya and Filippo discover Auckland and meet different kinds of people depending on…read the book to find out! Spoiler alert: the kids ride a big hop-on, hop-off explorer bus, where strange things happen. They stop at the famous Sky Tower, where they do something very exciting.
My thoughts:
Maya & Filippo are two kiddos who live on a cruise ship where they have unlimited chocolate everyday and even in their cereal for breakfast! When they wake up and find there isn't any chocolate to be found - because they ate it all - they start crying and complaining and then their mother encourages to visit Auckland and learn about the city. Along the way through the experiences they have that day they discover that when they are complaining others complain and when they have a bad attitude everything seems to go wrong.
I personally wasn't really expecting to see a book about attitude (which is mostly what this book is about) and was expecting to read a book that told me about the beautiful city of Auckland and New Zealand. So, I was a bit disappointed about that. I would of liked to see a book that showed me more than the Sky Tower and the top level of the bus. But my two kiddos Sierra (4) and Connor (6) didn't seem to mind and we had a nice chat about how our attitude affects others and even how our day goes. We were able to tie it into when one of the kids has a hard morning before they head to school that sometimes it can make their day at school harder - nothing goes right, they get into trouble, etc and how important it is that we listen, are kind to others and that sometimes we can help others with what they are struggling with and it can help that persons day improve.
There are other books in the Maya & Filippo series:
Maya & Filippo Play Chef at Sea
Maya & Filippo Look for Happiness in Tauranga
Maya & Filippo See Impossible Things in the Garden City
Maya & Filippo Learn about Careers in Dunedin
Maya & Filippo Talk about Business in Seattle
Maya & Filippo Look for Whales in Ketchikan
Maya & Filippo Visit a Glacier
Maya & Filippo See Things Differently in Skagway
Learn more about this series online at http://mayafilippo.com/ where you will also learn about Alinka Rutkowska (the author) and her experience as an author.
Disclaimer: I was offered a copy of the book to read and review on CCB in exchange for my honest opinion. I was not required to have a positive review & no $$$ exchanged hands. Thanks for reading CCB!


text:
Full Les Profs 2 in Top QualityNow you can play full Les Profs 2 in HD video with duration Min and was released on 2015-07-01 and MPAA rating is 52.
- Original Title : Les Profs 2
- Movie title in your country : Les Profs 2
- Year of movie : 2015
- Genres of movie : Comedy,
- Status of movie : Post Production
- Release date of movie : 2015-07-01
- Companies of movie : Poisson Rouge Pictures, Umedia, Les films du premier,
- Countries of movie : France,
- Language of movie :
- Durationof movie : Min
- Average vote of movie : 5.5
- Youtube ID of movie :
- Translation of movie : FR,
- Cast of movie :Kev Adams (Boulard), Isabelle Nanty (Gladys), Didier Bourdon (Cutiro/Tirocu), Pierre-François Martin-Laval (Antoine Polochon), Arnaud Ducret (Eric), Stefi Celma (Amina), Raymond Bouchard (Maurice), Fred Tousch (Albert), Gaia Weiss (Vivienne), Vivienne Vermes (QUEEN Elisabeth)
Movie synopsis of Les Profs 2 :
Best Les Profs 2 in HD Format with movie synopsis "" in HD video. Play full Les Profs 2 in Top Video Format by clicking the download link.
Now you can watch full Les Profs 2 in High Quality Video. play full Les Profs 2 film with single fill in the kind by hitting the image from the sign upward button. Enjoy the many albums brand new movie with all favorite movie buffering! only play this movie Les Profs 2 this time for easy access this online movie. This is truly spectacular and could some of those rare incredible. The good quality was great all about. Management, images and graphic effects have been all incredibly innovative in addition to brilliant. The pleasure in the script, often humorous and it has many heart for everyone his characters are common very well developed.
... Watch Full Les Profs 2 in High Quality 720p ...
Director : Pierre-François Martin-Laval, Characters : Erroc, Screenplay : Mathias Gavarry, Screenplay : Pierre-François Martin-Laval, Characters : Pica
Yes, now you can view movie connected with Les Profs 2 in full length and find the connect to this flick Les Profs 2 in top video format.


text:
Status: Open
Know more about this business than we do? Cool! Please submit any corrections or missing details you may have.Help us make it right
Eastward Ho Country Club
The Eastward Ho Country Club was borne from the best golf course designers of our time. The links are in the form of an hourglass, with the Clubhouse located at the waist. The first nine holes stretch away to the east toward the Atlantic, which is visible from almost any point; the second nine lie to the west and, for the most part, are closely tied in with the shores of magnificent Pleasant...
Eastward Ho! Country Club is a par-71, 18-hole golf course and club located in historic Chatham, Mass. The golf course shaped like an hourglass. The front nine stretches to the east toward the Atlantic Ocean, which is visible from nearly anywhere on the golf course. The back nine lies to the west and is closely tied in with the shores of Pleasant Bay. Eastward Ho! Country Club challenges...
Be the first YellowBot user to add photos or videos of Eastward Ho Country Club
5 star
Food outstanding , facility and view gorgeous , staff friendly and very attentive. 5 stars easily!
Eastward Ho Country Club, Inc. is located at 325 Fox Hill Rd in Chatham and has been in the business of Country Club, Membership since 1961.
Pro Shop
If you don't see your business listed on YellowBot, please add your business listing.
YellowBot wants to get your input! If you have a comment, find a bug or think of something neat we should do, let us know by emailing us.
© 2007-2018 Solfo, Inc. – All rights reserved


text:
Ciao lovelies! I can't believe it's already May! I had to travel to London last minute for work and I'm having wine at my favorite
Valentine's Day Dress Insp
[siteorigin_widget class="WP_Widget_Custom_HTML"][/siteorigin_widget] Ciao lovelies! In today's post, I'm sharing my Valentine's Day dress inspiration with you! I'm so excited about Valentine's Day, you guys. It's
I'm Totally Fine…and Other Lies
[siteorigin_widget class="SiteOrigin_Widget_Headline_Widget"][/siteorigin_widget] Happy 2018 lovelies! I know it's February and my last post was way back in December and I said I would have a
New Year's Eve Dress Inspo | What are you wearing?
Ciao Lovelies! Today I'm sharing my New Year's Eve dress inspiration with you! I have 4 different looks depending on what kind of celebrating you're
I Live in an Alternate Universe, and Other Realities
So apparently I live in an alternate universe, a fantasyland if you will. Most writers and artists are oftentimes away with the fairies. I accepted
The Perfect Gift + Jord Watches Exclusive Deals just in time for Black Friday!
Ciao guys! Wooden Wrist Watch Tis the season, am I right? Can you feel it in the air? The anticipation, the rush of adrenaline, the
You're Easy to Talk to & Other Character Flaws
[This post may contain Affiliate links. Please read the Disclosure page for more details.] "I love spending time with you." "You're always fun to hang
Travel: Quick Trip to London
[This post may contain Affiliate Links. Check out the Disclosure page for more information!] Ciao Lovelies! In today's post, I'm talking about my recent trip
When You Dream About Your Nemesis
Location: Italy Relationship Status: Married Career Status: Writer Actor/Blogger/Youtuber ??? [This post may contain Affiliate Links. Read more about it on the Disclosure page.] Last night
Sephora VIB Sale – My Wishlist and Must-Haves
[This post may contain Affiliate Links. See the Disclosure page for more information.] You guys know I'm obsessed with Sephora. So I'm super excited about


text:
August 2, 2016
Several companies serving the card-not-present payments space recently announced notable personnel moves:
Data science company Feedzai named Anthony Lanham to be its head of sales in North America. Previously, Lanham held sales roles at Jumio and Dunn & Bradstreet. He is responsible for continuing the company's growth trajectory and building out its sales strategy and team.
Lisa Dean has joined antifraud technology provider Kount as its senior vice president of sales. In that role she will be responsible for worldwide revenue. Previously, Dean built the corporate sales team at digital identity company ThreatMetrix and served as inside sales leader for WebSphere at IBM.
Merchant services provider National Merchants Association recently announced several additions to its team. Angelo Ponzi was named chief strategy officer responsible for spearheading corporate strategy while developing and implementing strategic marketing initiatives. The company also hired Butch Hildebrand as director of sales, Brian Berkenbile as vice president of sales and customer service and Tim Reynolds as director of member support.
myPINpad , a U.K.-based authentication technology company, has appointed Morten Hofstad to head the company's Asia Pacific business where he will lead business development in the region. The company also named digital banking and payments veteran Dheeraj (DJ) Ahluwalia as its head of global partnerships, responsible for developing key strategic, distribution, reselling, OEM and technology enablement partnerships globally.
Online payments provider SafeCharge announced it has hired Umberto Corridori as vice president of sales for Europe. Corridori, who has held senior sales roles with Dell Italy and PayPal, is charged with developing the company's growing business across Europe.


text:
With the great success of our Chapel Hill and Bethesda races, JUST TRYAN IT has now gifted over $1,000,000 to families battling childhood cancer. In January of 2010, when we were planning our first event, Ryan was in the hospital and we could not have imagined being at this point. To date, we have served over 1500 families and over 3,000 kids have raced with us! Now, Ryan is a healthy, thriving 13 year old young man. Thanks for sharing this journey with us and helping so many others.
July 1, 2016


text:
NEWARK—During Breast Cancer Awareness Month in October, Newark Beth Israel Medical Center (NBIMC) is highlighting all the programs and services it has available to enhance breast health.
- On Saturday, Oct. 27, the Annual Breast Cancer Screening will be held at the Frederick B. Cohen, MD, Comprehensive Cancer & Blood Disorders Center, Newark, from 8 a.m. – noon. Attendees will receive instructions on breast health and Breast Self Examination, clinical breast examinations from a physician and appointments for free mammograms. To register, call 1-973-926-3295.
- The Beth received a grant from The Healthcare Foundation of New Jersey (HFNJ) for the purchase of a Digital Mammography Unit to complete an updated Mammography Suite that houses a second unit, making the center 100 percent digital. The Digital Unit lowers radiation dose, improves patient comfort with less compression of the breast required for image quality, provides higher contrast images to minimize false positives and reduces the need for surgical biopsies. The E.J. Grassmann Trust gave funds to purchase a mammotome, a state-of-the-art instrument for breast biopsy. It improves the ability to precisely biopsy tissue and decreases patient visits to the surgery clinic. For an appointment, call 1-973-926-7466.
- NBIMC offers an exercise program, Recovery Fitness, for women recovering from breast and other types of cancers. This program is funded by the Jewish Women's Foundation of New Jersey and Eisai, Inc. A Cancer Exercise Specialist conducts exercise classes at NBIMC on Mondays and Wednesdays from 11 – 12. For more information, call 1-973-926-7155.
- Join the team from NBIMC who are walking in the American Cancer Society's 2012 "Making Strides Against Breast Cancer Walk," on Sunday, Oct. 21 at 10 a.m. in Military Park, Newark. NBIMC is a flagship sponsor. Visit www.cancer.org/stridesonline or call 1-973-926-7654.
- Susan G. Komen for the Cure North Jersey Affiliate funds The Beautiful You Program, which helps uninsured and underinsured Essex County women with breast cancer to procure wigs, bras, breast prostheses and lymphedema garments. Also, a breast cancer social worker is funded by a grant from the Susan G. Komen for the Cure North Jersey Affiliate and provides psychosocial support services. For information, call 1-973-926-7976.
- NBIMC is the recipient of a grant from the Avon Foundation which has expanded the Breast Cancer Patient Navigation Program for the medically underserved community. The Nurse Navigator Program addresses barriers to care from diagnosis to treatment and following post-treatment regimens. For more information, call 1-973-926-2673.
- NBIMC is a recipient of a grant from The Conquer Cancer Foundation which supports a program to screen minority and medically underserved individuals with breast and other cancers in order to increase clinical trial participation. For more information, call 1-973-926-7983.
Connect with NJTODAY.NET
Join NJTODAY.NET's free Email List to receive occasional updates delivered right to your email address!


text:
This shall be a slow start to finding my way with words again. It's a tad debilitating that what used to be so natural to me, now seems like a chore and discipline.
But with it comes a bit more measure, a bit more thought to what I have to say down here. I look back on my old entries, pre-working life, and see the sort of naiveté that plagues most people who have not seen the world. Not that I've truly seen the world, but I probably have chalked up a few wins today as opposed to my twenty year-old self.
And still, I wouldn't trade now for then, or then for now. The old blogs represented a type of energy, or perhaps enthusiasm, to express in the written form. Whether intended or not, that seems to be the trait that is displayed. I feel a bit more cautious now, perhaps because I'm supposed to have traded youth for experience, and yet, the older we get, the more things we actually don't know. So how do we sound like we know everything, when we clearly don't?
Obviously, that's just rhetoric. But I hope that in building the processes for sharing my thoughts and opinions, that I will be able to exercise this part of myself. I don't know if it's just self-comfort, but I'm telling myself that it doesn't have to be perfect on this platform. As I wonder aloud, it thrills me that there is still joy to be found in these reflexive exercises, and while I may not go down in the annals as one of our generation's greatest thinkers, at least I bothered to share my thoughts.
Surely that counts for something? Unless it's more noise than signal.
But that surely is the plague of this phase of the information age. That we are content to not think, but just share the knowledge that we stumble upon. Perhaps what I feel is tantamount only to myself, or if I'm more humble, tantamount to kin who feel the same way. That we write not to prove to others that we exist, but to prove to ourselves that we exist.
Maybe it's as sad as it sounds, but in this moment right now, it gives me comfort. And maybe I carved this little piece of cyberspace just so I can do that, to be able to be myself, and be by myself. Under this category of the new site, this is a tiny portion that I can be who I am, not the musician, not the marketer, not the professional, but the person.
So here's to being more human.


text:
Barclays finance director Chris Lucas to step down
The finance director of Barclays is to step down from the company.
Chris Lucas has decided to retire but will remain in his role until a successor takes over, the firm said.
It comes after Barclays was hit by insurance mis-selling scandals and other issues, and fines of £290m by UK and US regulators.
Mr Lucas was the only one of the bank's top executives who had stayed at the company since last June's Libor rate-fixing scandal.
Chief executive Bob Diamond, chairman Marcus Agius and chief operating officer Jerry del Missier all left the bank after it was accused over the attempted manipulation of Libor and Euribor interbank rates between 2005 and 2009 and given the fines.
Mr Lucas has been on the board of Barclays since April 2007.
He is one of four current and former Barclays executives who are the subject of an investigation into payments between the bank and Qatar Holding, which is part of the state investment authority in Qatar.
Qatar Holding invested £5.3bn in Barclays in June and October 2008.
Barclays has said it is confident that it disclosed everything it had to at the time.
Barclays also announced group general counsel Mark Harding would also be retiring after nearly 10 years with the company.
Barclays chief Antony Jenkins said: "Chris and Mark both expressed to me late last year that they were considering stepping down from their roles at Barclays.
"The rationale which each shared with me was consistent and, typically, grounded in wanting to do what is best for the bank. Their decision to retire was theirs alone."
In a statement, Barclays said a search for replacements had started.
It added: "Chris and Mark have agreed to remain in their roles until their successors have been appointed and an appropriate handover completed...
"Given the seniority of the roles, and the importance of securing the right candidates, we expect that process to take a considerable time to complete."


text:
Court reverses Risperdal decision
The Arkansas Supreme Court has put $1.2 billion into Johnson & Johnson's accounts.
The court ruled last week that a previous ruling, which slapped the drugmaker for violating Medicaid fraud and deceptive marketing practices, was erroneous because the wrong standard was used.
As explained by Reuters, the court reversed the financial penalty because the court said plaintiffs invoked a law that applies to healthcare facilities, as opposed to a corporation.


text:
1310 S Pinellas Ave.
Tarpon Springs, FL 34689
(727) 934-5191
Tarpon Springs Golf Course was built in 1908 and follows the architecture of the time, with small, elevated greens and quite a few doglegs. The golf course is very scoreable on your good days, while the water can play havoc on your bad days. Monthly tournaments offered to all golfers with food and prizes at each event.
The course is located on Alt. U.S. 19 between Klosterman Rd. on the south and Tarpon Ave. on the north. Both roads intersect U.S. 19.


text:
Now that her reality TV show is over, Paris Hilton seems to be wandering around the world aimlessly. Now, she will be doing it in a brand spankin' new Ferrari that only gets 13 MPG and is not eco-friendly.
Reality TV star Paris Hilton is having a tough year. Her reality television show was cancelled when she could not go up the Kardashian sisters machine. When Kim Kardashian got engaged to NBA basketball player Kris Humphries, things went south for the heiress. As the Kim K wedding fast approached, viewers turned off the blonde's channel and started watching to see what many said were the American equivalent of royals getting married. Despite the fact that the Kardashians killed the romance with Humphries in only 72 short days (leaving her filing for a divorce just before Halloween), the celebrity couple were married on air and popular just long enough to get corporate execs to pull the plug on Paris partying on cam.
Now that her reality show is over, Paris Hilton — who is known for being a socialite — seems to be wandering around the world aimlessly. Perhaps she's been taking a vacation from doing anything interesting, but it is more likely she simply has not done much lately that is media coverage worthy. [After all, there are only so many years on responds to headlines that scream See This Celeb On The Beach In A Bikini.]
That is, until the Thanksgiving holiday weekend when she went out and bought a new car for Black Friday.
TMZ was one of the first entertainment news sites to report Paris Hilton bought a Ferrari. They say, "Dressed in black from head-to-toe, Paris Hilton took her brand new, bright red, 2012 Ferrari California Spyder out for a spin last night in Beverly Hills."
[Spyder is just a fancy way to say convertible, in case you did not know.]
According to the celeb gossip magazine, Paris had the $277,500 ride delivered to her house in sunny California yesterday afternoon, begging the green car question, "Why, Paris… why?"
You see, Hilton, in a blonde moment of genius, came out in the past to encourage people to buy eco-friendly cars. She's given her celebrity endorsement to electric cars, hybrid cars, and automobiles that use alternative fuels. In a day and age where she could have had her name on the list of buy a hot Fisker Karma (a new exotic car that is coming out), an electric Rolls Royce Phantom, or even some new cutsie car like the Fiat 500 everyone has seen pop music diva Jennifer Lopez endorse, she bought a regular old red exotic car.
Doesn't Paris Hilton know that if she wants to get her name in the press, she has to stand out from the crowd?
While the Ferrari brand is known for being the top of the line in import Italian sports cars, the Ferrari California model (2012 or not) is looked upon in car circles as having a bit of a wide asre, as a "starter Ferrari" (for a first time exotic car buyer), and simply is cheaper than any of their other new cars.
It would be like buying a Cimarron back in the day instead of a full-sized Cadillac.
To that end, Paris Hilton not only bought a gas-guzzling sports car when she could have bought a hot green exotic car but she bought one that car guys know is sort of a throw away ride for wannabe car girls. The Ferrari California starts at $190,000 and most average out (with options) somewhere near two and a quarter.
The Ferrari California gets 13 MPG in the city, 19 MPG on the highway. If she's not dogging the Italian beauty, she can expect to get an expensive 15 MPG average combined.
The electric Rolls Royce phantom takes 8 hours to charge and goes 125 miles. It is a little more pricey (starting at $380,000), but totally a car you could own and drive for the next 50 years and still look classy if you maintained it.
Had she been and even more pragmatic green celebrity who was PC smart, she should have bought a second-hand American-made Tesla Roadster with low miles, it is an electric car. [Arnold Schwarzenegger, Matt Damon and Leonardo DiCaprio have all been spotted driving one.] It goes roughly 245 miles per charge and is the only all-electric vehicle that is freeway legal in all 50 states. Its selling point falls somewhere between $146,000 to $161,000 and some change. Now, granted, she is a little hard to get in an out of (especially in a skirt) because the body is basically that of a Lotus Elise — but considering the fact that Paris Hilton got famous making amateur porn movies and rolling about on the hood of a black Bentley while she soaped it up car wash style to sell Hardee's cheeseburgers, a little up skirt shot of Paris now and again would not be anything the general public hasn't already seen.
Had she waited to buy something new, she could have used her hotel chain heiress powers to get her name on the list for that Fisker Karma. The standard version is expected to price out at around $95,900 while the sport edition (the cooler of the two in sports car terms) will run about $108,900. It is a hybrid with two electric motors and one 2 liter turbo-charged direct injection motor [a General Motors eco-tech engine design, to be exact]. That hot little number will go about 80 kilometers on electric alone but 403 kilometers on hybrid power. The car's top speed will be roughly 120 miles per hour — a respectable limit for driving in the United States where highway speeds only go up to 70 MPH without risking a speeding ticket.
While the Ferrari California will do 193 MPH, the wow factor simply is not there when you consider part of the way Paris has gotten free press was by promoting eco-friendly cars in recent years. But, alas, while she should have bought a green exotic car this year to keep any semblance of cool factor going in the green gossip community — at least she won't be driving her diamond-crusted Barbie pink Bentley Continental GT. That huge land yacht only gets roughly 12 MPG – 19 MPG (the same gas mileage as her new Ferrari) but man… it is so gaudy.


text:
Friday, June 26, 2015
Food for Thought
A number of years ago, I adopted two famous quotations as guiding principles. The first is by a French philosopher who visited our shores when America was a new young nation left a similar warning. Alexis De Tocqueville said he came to the United States to learn what magic quality enabled a handful of people to defeat the mighty British Empire twice in 35 years. He looked for the greatness of America in her harbors and rivers, her fertile fields and boundless forests, mines and other natural resources. He studied America's schools, her Congress, and her matchless Constitution without comprehending America's power. Not, until he went into the churches of America and heard pulpits "aflame with righteousness" did he understand the secret of her genius and strength. De Tocqueville returned to France and wrote: "America is great because America is good, and if America ever ceases to be good, America will cease to be great." The second quotation is credited to George Santayana, a Spanish-born philosopher, essayist, poet and novelist: "Those who cannot remember the past are condemned to repeat it." As I gaze upon my beloved America in this second decade of the 21st century, these two quotations become even more relevant and instructive. The "signs" seem to be aligned for America to become a "great" nation of the past because the hand of God, that has blessed this nation so generously over its 239-year history, is being removed. As God looked upon a newly sinful mankind in the Garden of Eden, he is looking upon an America that is fast discarding its storied and blessed past in favor of the hedonistic and selfish accommodations of the present. In the book of Exodus Moses writes that, when the Israelites "increased abundantly" and grew to be "exceeding mighty" that the Pharaoh came to fear the Israelite foreigners who were teeming within his own national borders. Yet, for reasons unknown, although the people of Israel were "more and mightier," the more-powerful Israelites allowed themselves to be made into slaves. It was not a matter of the stronger oppressing the weaker; it was a matter of the weaker ruling over the stronger; it was a matter of the stronger permitting it. As the Israelites continued to grow in numbers and power, despite the oppression, the Pharaoh's slavery became a simmering genocide. In an attempt to reduce the military potential of Israel, the Pharaoh ordered the killing of male infants. Fast-forward more than 800 years. Jeremiah 3:6-10 describes the conditions of his people and in Jeremiah 5:11-17 the ultimate price that they will pay for their sins. The Israelites had forsaken the one true God of their nation and served the idols, which were the "strange gods" of foreign nations. They would become the vassals for a foreign, conquering nation. Do these cultural and religious conditions characterize America today? One only needs to look around to find the evidence. Bowing to the demands of "strange gods of foreign nations," enacting laws contrary to the law of God, allowing the world to infuse its precepts into the church, refusing to act against a lawless culture and a government run amok is leading this nation down the road to perdition. As a result, God has pronounced His judgment on our nation. I pray that the peace-loving, intelligent, God-fearing people of this country will awake to the fast pace of our decline before it is too late. Is it too late?
Posted by JRT at 11:54 AM No comments:
Subscribe to: Posts (Atom)


text:
The sad and tragic death of Philip Seymour Hoffman at age 46 last month is yet another reminder of the importance of estate planning. Most of us go along each day not thinking or worrying about what would happen to our loved ones if we suddenly died. Some, in an attempt to be conscientious, draft an estate plan but fail to keep such plan up to date. But most people die without ever doing any estate planning leaving state laws and the courts to decide who should get their estate. When these matters are neglected, surviving family members can be left with momentous legal, tax and financial problems resulting in uncertainty and expensive attorney fees to sort it all out.
Although Mr. Hoffman drafted his will in 2004, he failed to update it after having two children and even after some significant estate tax law changes. Such changes and ten years usually triggers a meeting with your estate planning attorney. For more on a checklist of events that should result in a meeting with your estate planning attorney please explore Estate Planning Triggers.
Mr. Hoffman's 2004 will leaves everything to the mother of his children, Marianne O'Donnell. He was not married to her and this is where the problems start, at least from an estate tax perspective.
Federal and State Estate Taxes
It is estimated that Mr. Hoffman's estate was around $35,000,000. Currently, $5,340,000 is exempt from federal taxes (the so-called unified credit) with amounts above that amount being subject to a federal estate tax rate of 40%. It would appear then that roughly $30,000,000 of his estate would be subject to estate tax at a 40% rate. This would generate a whopping $12,000,000 in federal estate taxes!
New York also has an estate tax with an exemption of $1,000,000. This New York estate tax has graduated tax rate that goes as high as 16%. It is estimated that roughly another $3,000,000 in will be paid in New York estate taxes.
Combined estate taxes: $15,000,000.
(Liquidity Side Bar: Be aware that estate taxes are due nine (9) months after the date of death so hopefully Mr. Hoffman's estate has enough liquid assets to avoid a forced sale of assets to meet his tax obligations. Estate Planning Point: It is not known if Mr. Hoffman had life insurance but having life insurance to provide for liquidity is sometimes essential. In certain cases, the use of an irrevocable life insurance trust would allow for excluding the life insurance proceeds from being subject to estate tax.)
The point is that even though a meeting in 2004 may have explored marriage as a simple way to save estate taxes, Mr. Hoffman may, for whatever reason, not wanted to be married at that time. It also could have been that his wealth was not that great in 2004.
But here is the object lesson: Things change and so should one's estate plan.
- A later meeting to review his estate plan would have explored the huge estate tax benefit to being married. No one is suggesting that people should get married only for tax reasons, however, under federal estate tax rules, inheritances to a surviving spouse are not subject to estate tax.
- Double Estate Taxation: Since they were not married, the amounts Ms. O'Donnell receives will be taxed twice. First, the amount she receives above the unified credit will be taxed at Mr. Hoffman's death. When she dies the balance in her estate above her unified credit will be taxed a second time. Marriage eliminates this double estate tax.
- Marriage would have provided possible social security, retirement plan, income tax and other financial benefits.
- If Mr. Hoffman wanted to get married but did not want his wife to have absolute control of his assets, a qualified terminable interest trust (a QTIP trust) could have been used to obtain the estate tax savings while providing income and principal to her during her lifetime. The assets in this trust would pass to his children at her death. This would have been the best of both worlds: saving estate taxes but still providing for his wife and children.
- Sidebar: A QTIP trust is often used in second marriages where there are children from a prior marriage.
One Strategy To Eliminate Estate Tax At His Death
In a perfect world, Mr. Hoffman could have created a so-called marital deduction trust and a unified credit or by-pass trust by funding each trust based on a formula clause tied to the unified credit applicable in the year of his death. (Or he could have used the disclaimer trust discussed below to achieve this same result if he was married.) If he had implemented this estate planning strategy his 35,000,000 would have been split between these two trusts with $5,340,000 (the unified credit amount in 2014) going to the by-pass trust and the balance going to the marital trust. This would have resulted in not having to pay the $12,000,000 in federal estate tax at his death!
With this estate tax planning strategy there may have been some estate taxes due New York because they do not allow an amount equal to the federal unified credit. As mentioned above, they only provide for an exemption of $1,000,000 not $5,340,000. (Certain states like New York and Maryland decided to limit or reduce their estate tax exemption and those states are said to have "decoupled" from the federal estate tax system. Some states such as Pennsylvania do not have any exemption.) However, there are drafting techniques to minimize or defer any state inheritance taxes in decoupled states. The important point is that it may have been possible for Mr. Hoffman to cut or decrease most of the $15,000,000 in estate taxes that his family now faces.
Marital Deduction Is A Powerful Deferral Technique
It is important to understand that the marital deduction is subject to tax at the surviving spouse's later death. The $30,000,000 or so that would have been placed in the marital trust would be included in Ms. O'Donnell's estate at her death. But if she survives for a long time, then the power of deferral and the time value of money will allow the assets in the marital deduction trust to grow very large, leaving a lot more money available to her and for her family's benefit.
When Ms. O'Donnell dies, she would have her own $5,340,000 unified credit or exemption, as adjusted for inflation, that will be used to reduce her estate taxes.
If I have lost anyone here, the point is that deferral of taxes on the marital share will result in leaving more assets available to the surviving spouse during her lifetime and to the children and grandchildren at her death.
Disclaimer Trust
Mr. Hoffman's will provided that Ms. O'Donnell could disclaim a portion or all of her bequest. Whatever amounts she disclaimed would go into a trust. This estate planning tool is used to give a spouse maximum flexibility to either take her inheritance or disclaim it for the benefit of her children based upon the circumstances of the family and tax laws at the time of death. It is similar in effect to the marital deduction and by-pass trust with the formula clause discussed above, except that it provides more control to the surviving spouse or in this case Ms. O'Donnell. In Mr. Hoffman's situation, two problems exist under his 2004 estate plan:
- First, as discussed, since Ms. O'Donnell is not married, then anything she keeps above the federal estate tax exemption is subject to federal estate tax. As we saw above, this results in a huge estate tax bill.
- Second, the disclaimer trust that Mr. Hoffman drafted in 2004 only provides for one of his children.
- It is somewhat surprising that the language in the document did not include a provision for children born after the will or trust was drafted. A simple well drafted sentence or two would have solved this problem.
- Once again, had Mr. Hoffman met with his estate attorney to review his estate plan periodically this problem would have been prevented and corrected very inexpensively.
- Since he failed to update his legal documents to include his later born children in his estate plan, now a guardian ad litem may need to be appointed for each of the unnamed children by petitioning the court. This may require attorneys for both children (or perhaps one attorney) and obvious additional legal costs.
- Anxiety, uncertainty and expense will occur with petitioning the court to have a determination made as to whether the other children should share equally in this disclaimer trust. States have different rules and case law on this issue. It is possible that a New York court may find that the after-born children who were not named in the will or trust (called pretermitted children) are not entitled to share in the estate.
- This is a far more expensive and uncertain situation than simply meeting with an estate planning attorney to periodically revise and update one's estate plan and the related documentation.
- Keeping these matters private, especially for a celebrity, should be a priority.
- The whole idea of estate planning is to leave your family with a workable and streamlined estate plan with minimal involvement from the courts.
Will Substitutes
It should also be pointed out that will substitutes can distort any estate plan. If Mr. Hoffman had set up custodial accounts or payable-on-death (POD) accounts in the name of his one son and failed to revisit and re-balance his assets, he may have unwittingly given his son a disproportionately larger share of his estate. This would also be the case with any retirement plan and life insurance beneficiary designations. This is yet another reason to have a periodic estate planning review to make sure the prior estate plan has not been compromised by unwitting or unknowing actions such as changing the title of assets, form of ownership, change in beneficiary designations, and the like.
It is unfair to make any value judgments about what was done or not done in regards to Mr. Hoffman's estate plan. There are, however, some very critical object lessons for the rest of us:
Estate Planning Lessons For Spouses and Unmarried Women With Children
It is so important to learn and know about estate planning matters. Usually women have a different perspective on these matters. They should not rely on their husband or significant other to make these critical decisions that can impact them for the rest of their lives. They need to consider that if their loved one dies everything falls on them. The gravity of this reality is something that is hard to comprehend and appreciate but prudence and due care should be brought to these important considerations.
In my practice, many times it is the wife who is initiating and in some cases forcing the estate planning discussion. It is clear from this discussion that women should not rely on their husband or significant other to take care of these essential and critical matters. The important point here is to get involved in the process and make sure your estate plan is something that will actually work in practice and is something you can live with after your loved one's death.
Implementing an Estate Plan That Meets Your Specific Family Needs and the Essential Periodic Review
The estate planning process is extremely personal with some really hard choices to be made. It is important to understand that sometimes these are matters of the heart and taxes and financial issues may be secondary considerations. This article is not suggesting what Mr. Hoffman's particular estate plan should have been. But the important point here is that sound, comprehensive and effective estate planning must address the entire and specific financial, family and tax considerations of each particular client. Good estate planning should explore all the possibilities and pitfalls while determining which estate planning techniques will work best for the family's current situation.
Bottom Line: In light of all that has been discussed here, by all means have your estate plan done by an attorney with the expertise and skill to implement your wishes. Remember to have your estate plan periodically reviewed to avoid problems for your family when you are no longer here.
For those interested in learning more about estate planning the following articles may be worth exploring:
Estate Planning: Now What? A Must Read For Everyone
Helping Elderly Parents with Their Finances and Estate Plan
Michael Jackson & Farrah Fawcett: Estate Plan Wake Up Call
Estate Planning: 5 Not So Easy Pieces
Gifting Shares of Stock In A Bad Economy
Non Citizen Spouse & The Qualified Domestic Trust
Disclosure and Disclaimer: As required by United States Treasury Regulations, you should be aware that this communication is not intended by the sender to be used, and it cannot be used, for the purpose of avoiding penalties under United States federal tax laws. This article has been prepared and published for informational purposes only and is not offered, nor should be construed, as legal advice. For more information, please see the firm's full disclaimer.
Copyright © 2014 – Steven J. Fromm & Associates, P.C., 1420 Walnut Street, Suite 300, Philadelphia, PA 19102. All rights reserved.


text:
1044 E 9th St
Lockport, IL 60441
19215 La Grange Rd Mokena, IL
1201 Theodore St Crest Hill, IL
The food is great here and it comes pretty fast. The servers work hard at getting you your meals hot and fast. You will be satisfied with this restaurant if you come here. The atmosphere is friendly and welcoming. The prices aren't that bad.4
The Pagoda House has been around as long as I can remember. It has a great atmosphere -- I've always loved the beaded "screen" along the doorway inside. Good food, nice servers.4


text:
Kérastase Densifique Bain Densité (250ml) Masque Densité (200ml) and Mousse Densimorphose (150ml) will transform the appearance of fine or thinning hair that is lacking in density. The three products will work together to cleanse, strengthen and plump your hair to leave it looking thicker and fuller. - L.M.
- Kérastase Densifique Bain Densité 250ml: Kérastase Densifique Bain Densité is a gentle cleanser that will leave your hair feeling denser and more resistant to damage. Enriched with Stemoxydine®, which is a state-of-the-art densifying molecule, it also contains hyaluronic acid which plumps up the hair fibre for a fuller and thicker appearance with added bounce. Your locks will be left looking lustrous and exuding vitality.
- Kérastase Densifique Masque Densité 200ml: Kérastase Densifique Masque Densité will regenerate hair that's lacking in density, leaving it looking fuller, thicker and more lustrous. Formulated with Stemoxydine® and hyaluronic acid, it will plump up the hair fibre, whilst providing an immediate transformation in smoothness and lightness.
- Kérastase Densifique Mousse Densimorphose 150ml: Boasting a lightweight texture, it's formulated with gluco-peptides which help to repair past damage, whilst hyaluronic acid plumps the hair to give it a thicker, fuller and bouncier appearance. - L.M.


text:
The new Petzl Paw Small Rigging Plate is a rigging plate for the belay and creating a system with multiple anchors. Useful in big wall climbing and for setting up Tyrolean traverses.
So sorry, but only 4 items are allowed for comparison, so we're comparing the first 4. I blame the gnomes and so should you.
Would you like to compare the products you have selected now?


text:
Reis Magos | North Goa
Santaa Teraa apartments are a set of 28 apartments that are located in Reis Magos in North Goa. The Mandovi River flows gently behind these 1 BHK/2BHK luxury apartments in Goa. A serene and peaceful feeling will come upon you as you gaze outside and see the beautiful landscaped gardens, the pool and the palm trees that dot the surroundings. The essence of Goa -"Sussegad" i.e. the art of enjoying life at a wonderfully relaxed pace is what you will enjoy while living at these apartments in Goa.
Full use has been made of the terrain, vistas and natural light of this location and traditional Portuguese architecture has been adopted into the apartment design of Santaa Teraa. These apartments have been designed by one of the leading and well known architects in Goa.
These luxury apartments in Goa for sale are situated within easy reach of the beach shacks of Candolim, the ruins of Fort Aguada, the glorious backwaters and the capital of Panaji.
Santaa Teraa is home to limited luxury apartments and Vianaar invites a lucky few to own these beautiful flats in North Goa.
We, at Vianaar Homes would like to thank you for your interest in our services.
You may continue to browse through our website for more information regarding our products and
A member of our sales team will be with you shortly, for immediate assistance please call!