text:
Business plan review software is used by many aspiring business leaders. In conclusion to our ten-part business planning course, we leave you with some brief comments as you begin the business planning process in earnest.
A small business owner who plans out thoroughly what it will take in order to achieve greater success holds a distinct advantage over the one who simply plunges forward.
He who possess the clearer vision of what is necessary for a successful journey, holds the best chance to realize his ultimate vision.
"Celebrate with your team as each major objective is reached. Use this momentum to propel your team and your business to greater heights and increased profits."
A business plan is a very important tool. There are three main purposes of a business plan. First, to ensure effective communication; second, to support and direct management; and third, to attract and retain the support of investors and business partners.
The development of a comprehensive business plan is the main goal in any good business plan review software. The business plan shows whether or not you have the potential to successfully lead your team to greater profits.
Almost every phase of the business is capturing and analyzed in the plan. The feedback you gain from others fully critiquing your plan is invaluable. Use this feedback to rework and improve your business plan, thereby increasing your chances for success.
As a management tool, the business plan will help to keep you and your team members on track toward meeting your ultimate goals. As you track your progress and compare your results to the projections you state in your business plan you will more easily confirm if you are on track or not.
Many business owners share details of their business plans with their employees. This is recommended in most business plan review software as well. The more team members that clearly understand the goals and rewards detailed in the business plan that better.
Create energy within your team to meeting the time targets detailed in your business plan.
Invite team members to become a part of creating a business plan to ensure maximum buy-in. Let the success of the business become the success of your entire team.
Out of all the business planning review software available on the market today, we only recommend one. Learn more about our excitement over the business plan review software by reviewing these free sample business plans.
The most important capital for doing business is capital that is within your own power. It consists in making the most of the talent and ability you currently posses; awakening your inner reserves and putting your "potential" to work.
Success in business depends greatly upon the quality of the conversations you have in your own mind.
"If you believe in yourself and are constantly providing words of encouragement and "can do", you most likely will go on to succeed."
If the words you hear from the tiny voice within are filled with doubt and fear, your chances for success in business are greatly diminished.
A builder does not lay brick for a home before a well thought-out plan is in place. Concrete is never poured before the plan for construction is first derived. In short, nothing worth doing is done without proper planning and preparation.
In order to ensure your unwavering commitment to your task, you must make an effort to continually grow and learn; building your reserves so that it's is there when called upon.
Make up your mind that whatever comes to you, whether you make a large fortune or none at all, there is one thing you will do – YOU WILL CONTINUE TO GROW.
Let no day pass that will not find you a little more knowledgeable, a little wiser, a little better than you were the day before.
Great business leaders of the past understood these life lessons as highly important to their business success. They use all the business planning tools and resources available to them. No doubt they would have jumped at the chance to employ proven and effective business plan review software. Ensure your business success using the only business planning product we recommend.
In addition to reading the business plan review software, be sure to download our free business plan training guide. As part of this business action plan ebook, sample business planning steps are clearly detailed. PLUS you'll have immediate access to all of our business leadership tools.
TO RECEIVE THE FREE BUSINESS PLANNING TOOLKIT: Subscribe to our FREE monthly newsletter. Instructions to access all leadership tools will immediately follow.
» PART I - The Executive Summary
"A diamond is simply a chunk of coal that is made spectacular after being held under intense pressure."- Henry Kissinger
Return to Free Business Plan Example - from Business Plan Review Software


text:
Sony PlayStation TV
Sony, au.playstation.com
Stream PS4 games
Limited support for older games
The PlayStation TV is a palm- sized box that acts as an extender box for Sony's PlayStation 4 games console. Inside the PlayStation TV lives the guts of a PlayStation Vita handheld console, squished into a tiny set-top box that connects to any television via HDMI. It doesn't feature television tuners and it's not designed to replace the Play TV tuner box available for the PlayStation 3.
When someone else wants to use the main television in the lounge room you can pause your game on the PS4, move to the PlayStation TV in another room and pick up playing where you left off. Of course, that's assuming both devices are connected to your home network via Ethernet or Wi-Fi. You'll need to take your DualShock controller with you, unless you have a spare DualShock 3 or 4 controller, which you can dedicate to the PlayStation TV. Sony doesn't include one in the box, even though the PlayStation TV is useless without one.
You don't need to be in the middle of a game to activate Remote Play; you can use the PlayStation TV to remotely commandeer the PS4 at any time. You're taking full control of the PS4, so people in the lounge room can't keep using it for something else (but they can watch what you're doing).
Remote Play alone may justify the PlayStation TV's spot in your home, but this little box has a few extra tricks up its sleeve. It features a memory card slot on the back that lets you play PlayStation Vita games, except for those games that rely heavily on the Vita's rear touchpad.
You can also tap into the online PlayStation Store to play Vita, PlayStation Portable and PSone games – something the PS4 still can't do – but the results are very hit and miss. There's only support for around 100 titles, and some aren't available in this region, so it really is potluck. If you have a large collection of classic games purchased via the PS3, don't expect many of them to work with the PlayStation TV.
Eventually the PlayStation TV may also play PS3 games streamed from the new PlayStation Now cloud gaming service (formerly Gaikai), although there's no word as to if or when PlayStation Now will be available in Australia. In the US you can subscribe to PlayStation Now or rent individual games, although early pricing isn't great and you're generally better off buying games that you're keen on.
For its final trick, the PlayStation TV can also play movies and music from a USB drive or stream them from a home DLNA media server running on your computer or Network-attached Storage drive. This is something else you can't do with the PS4 or Apple TV without a little hackery. The PlayStation TV also lets you buy or rent movies and TV shows, but you're limited to standard-definition for now.
Bottom line.
If you own a PlayStation 4 and are heavily invested in the PlayStation ecosystem, then Sony's PlayStation TV may be a good fit for your home, especially if it stops fights over the lounge room. Unfortunately, the PlayStation TV becomes less attractive if you're more interested in playing older games. If you want to make the most of your collection of games purchased from the PlayStation Store, then your money may be better off put towards an old PlayStation 3 for the spare room rather than the PlayStation TV.

subset: commoncrawl


text:
* If you are having problems with the browser or completing the registration, please use Mozilla Firefox orInternet Explorer to complete the registration.
1) Red asterisks show you the information you must fill in, and you will be reminded if you miss any.
2) You can complete this online registration proces even though you have not completed the required coaches' training courses.
3) You can save some time if you gather the following information before starting:
4) Do not double click, as some links take a few seconds to load. For example, the question about whether you are a Head Coach takes several seconds to process your selection and also requires you to scroll back down your screen to read what pops up.
5) The Oregon Revised Statute 30.985 (Duties of Skiers - Effect of Failure to Comply) is included. You will be confirming you are familiar with this state law.
6) You will be signing a mandatory waiver for race officials so that you are covered by liability insurance if you are ever working as a race official.
If you need help with this online registration system, contact the OISRA Secretary or call 541-389-2849.


text:
Trump tweets U.S. will not accept transgenders in military
I'm sure this is about to eat the entire news cycle, and take everyone's eyes off the Senate. Jeff Sessions will be very happy for a few hours.
Three tweets (this, this, this):
After consultation with my Generals and military experts, please be advised that the United States Government will not accept or allow……
— Donald J. Trump (@realDonaldTrump) July 26, 2017
….Transgender individuals to serve in any capacity in the U.S. Military. Our military must be focused on decisive and overwhelming…..
— Donald J. Trump (@realDonaldTrump) July 26, 2017
….victory and cannot be burdened with the tremendous medical costs and disruption that transgender in the military would entail. Thank you
— Donald J. Trump (@realDonaldTrump) July 26, 2017
They read:
After consultation with my Generals and military experts, please be advised that the United States Government will not accept or allow Transgender individuals to serve in any capacity in the U.S. Military. Our military must be focused on decisive and overwhelming victory and cannot be burdened with the tremendous medical costs and disruption that transgender in the military would entail.
Thank you.
Trot out the usual outrage and spin up the breathless gasp machines on the left to 110 percent of rated thrust. But the president is right on all counts here.
The U.S. armed forces are not a social experiment. They must remain a fighting force and transgenders are both expensive and disruptive.
So let it be tweeted. So let it be done.
Omarosa is a victim, but not the way she paints it
If one were to listen to Omarosa Manigault Newman's narrative about her time at the White House and take it at face value, she's just another person cashing in on her 15 minutes by trying to sell books. She's been all across the airwaves playing the victim card. Unfortunately for her, the card she's playing isn't the card most people are reading.
Republicans and conservative media are painting her as a disgruntled former employee selling nothingburgers while Democrats and mainstream media view her as a betrayer who got betrayed and now wants back into the left-wing clubhouse. Neither side is giving her much room to rant, often calling out her claims as not being clear cut evidence of any wrongdoing on the administration's part.
Omarosa releases recording of her firing, looks worse as a result
Even leftist journalist Chuck Todd had to point out there's nothing out of the ordinary with a Chief of Staff running the staff, as they're supposed to do.
One portion the media is latching onto for headlines is her claim that President Trump is "mentally declined."
Her latest attempt to stay in the headlines is a recording of the President's daughter-in-law, Lara Trump, who allegedly tried to bribe her with a high-paying job on President Trump's reelection campaign. It was almost certainly an attempt at a payout, though one that can easily be dismissed as business-as-usual in the Trump inner circle. It's not a coincidence that many former White House employees who now work for Trump in some form or fashion.
Omarosa Drops New Tape To Bolster Claim Trump Offered $15K/Month For Silence
This time, Omarosa took to MSNBC to unveil a recording she said was made on December 16 of last year, within a couple days of being fired from her White House job by Chief of Staff John Kelly. In the recording President Donald Trump's daughter-in-law/campaign adviser Lara Trump appears to offer Omarosa a position on Trump's re-election campaign.
So where does that leave Omarosa? Is her tale of being the victim a legitimate story? Yes. The problem is that she's not a victim of Trump, Chief of Staff John Kelly, or anyone in the administration.
She's a victim of her own failures.
When the campaign added her, she joined knowing she would gain personally from it. She didn't share the ideas that candidate Trump was espousing. She changed her personal views to fit in with the only campaign that would take her based on her past experience as a reality TV star in hopes that she'd get a good job at the White House.
It worked for a time. Instead of counting her blessings and playing her cards right, she dramatically overplayed her hand. The importance she held in the White House never matched her own perception of where she really stood. Reports of her leaving shoes in many rooms of the White House while walking around without them gave many the perception she was too comfortable without maintaining professionalism.
With all this, the biggest flaw in how she has behaved and continues to behave is her ego. She's the victim of her own lack of humility. This is why she feels it necessary to record so many conversations. She's always on the lookout for a smoking gun she can use against people because in her mind she's so important, of course everyone's out to get her. It's a combination of paranoia and narcissism that leads her to believe she needs to protect herself by catching others saying bad things to her.
Can anyone every have a conversation with her without wondering if their words are being recorded? She should Mirandize everyone before starting a conversation with them. "Anything you say can and will be used against you in the court of public opinion."
We shouldn't bash Omarosa. She's not important enough. Instead, we should pity her for being unhinged and not even realizing it.
Culture and Religion
The Bible isn't about you
I often find inspiration for writing on Twitter. I came across this tweet by Allie Stuckey, and found that the truth of what she spoke needed greater expounding. There are many ways to read the Bible. Some people read it sarcastically. They seek to disprove or find fault. Some people read it for perspective. They just want to see what it says, for comparative reasons. It almost goes without saying, that people read God's word in order to fit their own narrative. It's most often for political or self promoting reasons. And then there are those who read the bible to seek truth and understanding. These people have the best of intentions. However Allie Stuckey correctly points out two schools of thought within this broad category.
I think it's dangerous to read the Bible as if it's primarily about us. It's not. It's about God. It's what we learn about HIM—his goodness, faithfulness and power—that benefits and changes us. Focusing on ourselves doesn't lead to sanctification; focusing on Christ does.
— Allie Beth Stuckey (@conservmillen) August 9, 2018
Motivational Quotes
One can read the Bible for themselves. What exactly does that look like? Allow me to provide a stereotypical example:
I can do all things through Him who strengthens me.
Philippians 4:13 NASB
This verse is taken out of context for self empowerment everywhere. But if asked to explain the context of this verse, how many could fully articulate the verse they flaunt on their Twitter and Instagram bios.
10 But I rejoiced in the Lord greatly, that now at last you have revived your concern for me; indeed, you were concerned before, but you lacked opportunity. 11 Not that I speak from want, for I have learned to be content in whatever circumstances I am. 12 I know how to get along with humble means, and I also know how to live in prosperity; in any and every circumstance I have learned the secret of being filled and going hungry, both of having abundance and suffering need. 13 I can do all things through Him who strengthens me. 14 Nevertheless, you have done well to share with me in my affliction. in my affliction.
Philippians 4:10-14 NASB
This is a very empowering passage, but the hyper-focus on verse 13 takes away from the previous climax in verse 11. This passage is about being happy in times of suffering, living with joy in all circumstances because of the transforming power of Jesus. This isn't about your workout grind.
11 For I know the plans I have for you," declares the LORD, "plans to prosper you and not to harm you, plans to give you hope and a future.
Jeremiah 29:11 NIV
This is another verse often read with one thinking of themselves and not God. The context of this verse is almost sad. The only thing prevents this from being sad is the fact that the king and his people refused God. The Israelites had fallen and were about to enter into captivity. Yet Jeremiah prophesies a hope for the future which includes the destruction of Babylon. But the context of this verse is God's wrath.
Taking verses out of context leads to a very superficial understanding of the bible. It is the direct result of reading the bible and misunderstanding its primary subject. The bible isn't made to be picked apart for motivational quotes. Instead the bible is a much more powerful story about God's search and rescue for man.
Every Page is About God
I like how a lot of churches are emphasizing the continuous and unified message of the bible. Indeed, the Gospel message is not limited to Matthew, Mark, Luke, and John. Jesus is the story all along the way. He is first prophesied in Eden, and He comes back in Revelation. The book of Ester is perhaps the least theological book of all the bible, yet the masterful plan can still be seen. When Ester learns of Haman's plot to kill the Jews, out of faith in God's plan Mordecai points out that God will not let His people be destroyed.
13 Then Mordecai told them to reply to Esther, "Do not imagine that you in the king's palace can escape any more than all the Jews. to reply to Esther, "Do not imagine that you in the king's palace can escape any more than all the Jews. 14 For if you remain silent at this time, relief and deliverance will arise for the Jews from another place and you and your father's house will perish. And who knows whether you have not attained royalty for such a time as this?"
Ester 4:13-14 NASB
We should read the bible in order to find a deeper understanding of God. It is not a contradiction to turn to scripture in order to seek answers to prayers or receive strength in the face of temptation. For in these purposes, the focus is on God and not one's self. Another word for this would be meditation.
Reactions and Discussion
This is what bothers me with the modern western version of encouragement. It's all about making us feel good. We should be encouraged by focusing on Christ.
— Brian Moore (@moorekb98) August 9, 2018
Rick Warren's Purpose Driven Life.. first line "It's not about you."
— KLAID (@maddgrandma) August 9, 2018
What is dangerous about reading the Bible is the false belief in 'personal interpretation.'
— Richard (@DiegoPancerni) August 9, 2018
From Genesis to Revelation, the Bible is the story of Jesus and how he came here to offer us salvation through grace alone.
— Beebly (@SoarMore) August 9, 2018
Timothy Keller: There's only two ways to read the Bible. It's either all about you and what you have to do, or it's all about Jesus and what God has done.
— Chris Egner (@relevantbelief) August 9, 2018
Final Thoughts
The Bible is primarily about God. Many Christians often use the Bible to find motivation and encouragement. This isn't inherently wrong, but only reading the Bible for these purposes is not a close supplement for meditation. Meditating on scripture is how one grows closer to God. In contrast, using the Bible to meditate on one's self may start out as seeking encouragement but later lead to a mystical, or even gnostic, understanding of God. You may also be susceptible to the Prosperity Gospel which preaches daily about reading the Bible with a self-serving purpose. The Devil is well versed in scripture and without focusing on God in reading scripture, these concerns are real. With these concerns in mind, Allie Stuckey is right to call reading the Bible, thinking it is primarily about us, and not God, dangerous.
This post was originally publishd on Startup Christ. Startup Christ is a website for business and theology articles and columns.
Culture and Religion
Our List of Demands for the Conservation of Liberty – Part I
Leftists incessantly issue lists of demands for the restriction of Liberty, It's time to reverse the trend towards freedom.
Every 'serious crisis' involving firearms sees the same pattern of exploitation by the Liberty grabber Left. They immediately mount their gun confiscation hobbyhorse issuing lists of demands for restrictions on freedom. As soon as they get these new limitations, Leftists reset the rhetoric for the next go around. The pattern has always been one of compromise on behalf of the Pro-Liberty Right, only to see new demands made whenever the Left can exploit any new crisis.
Now is the time to reverse the trend of the incessant attacks on Liberty.
Millions of innocent gun owners in the country deserve a break in seeing ever tightening restrictions on their freedom because of the actions of criminals or terrorists. There are estimated to be 150 Million innocent gun owners that have upwards of 400 to 600 million firearms with trillions of rounds of ammunition. As the saying goes, if they were a problem, we would have known it by now. Despite the oft-repeated emotional argument foisted by the Liberty grabber Left, It is patently obvious that more guns in the hands of the innocent means less crime or governmental tyranny.
The past few years have seen record-setting gun sales, while that type of violence has diminished. The story has always been one of the Pro-Liberty Right compromising, while the Socialist-Left responds with new demands. It is time that they 'gave back' (to coin a phrase), for once they should be the ones making the making the compromises.
"The natural progress of things is for liberty to yield, and government to gain ground." Thomas Jefferson
The degradation of Liberty should in no way be considered to be 'progress' or 'progressive'. Those who claim to be 'Liberal' should be advocating Liberty instead of tearing it down. It should also be patently obvious that depriving the people of their means of self-defense does nothing to protect them.
Recent events here here and here, should also make it patently obvious that people will find a way to inflict violence on others. The ever-increasing limitations on Liberty pushed by people who are supposedly 'Liberal' on serves to make the situation far worse, with an example of an attack in a place with severe restrictions on the possession of firearms.
Our List of Demands to reverse the trend towards Liberty.
In light of the recent 'serious crisis' that clearly demonstrated that Liberty Control only serves to endanger the innocent, this is our list of demands for the Conservation of Liberty.
1. Background checks should only be on the purchaser, leaving off the data on the firearm.
Ostensibly, the purpose of a Federal background check is to 'Keep guns out of the hands' of a laundry list of prohibited persons. So why does the 4473 form include information on the gun being purchased?
If this is supposedly only for the buyer of a gun, why do they need that information? If it is a true 'background check' on the purchaser, the information on the gun should be irrelevant. And yet that information is collected under tight controls, why?
Federal law "specifically forbids the government from creating a national registry of gun ownership", so why are they collecting that data? Unless they are lying about the purpose of the program. It is time for the government to be finally true to it's word, a Background check on a purchaser should just a Background check on a purchaser, nothing more.
2. The Left needs to stop wasting everyone's time on provisions that violate the commonsense human right of self-preservation.
This includes trying to repeal or virtually rewrite the 2nd amendment based on their twisted interpretation of it's wording. The Liberty grabber Left needs to be aware of two important points:
One, the 2nd amendment isn't going anywhere.
Two, it only affirms the common sense human right of self-defence. This means that even if it were to carry out the Herculean task of repealing the 2nd amendment, it would have no effect.
3. Media: Stop pretending snapshot polls taken at the height of hysteria represents steady state opinions.
Any news coverage of a 'serious crisis' will invariably include some sort of instant poll, exploiting the raw emotion of the moment that will have '90%' supporting Intergalactic Background Checks or some other restriction on Liberty. It should be obvious that a snap shot glimpse into the psyche of the moment will have wildly inaccurate results, but these are subsequently trotted out to show that 'everyone' wants just about every limitation on Liberty under the sun. It is also axiomatic that polls taken during normal periods that don't exhibit the desired results will be ignored.
4. Liberty grabber Leftists need to acknowledge that background checks already exist.
Those notorious instant polls will also display the anomaly of high polling numbers on 'background checks'. Often times this vague phraseology will be used to exploit confusion on the issue. This provides an entry for the Liberty grabber Left to interpret this to mean that just about everyone (even NRA members) are demanding Intergalactic Background Checks [Or whatever terms the Left uses to exploit this issue – enhanced, universal, etc].
In point of fact, Federal Background checks have been around for over 25 years, so when a pollster asks about 'background checks' many will answer in the affirmative since they know they already exist. While many on the Left will answer the same, not knowing that fact, but are desirous of even more controls on Liberty.
5. Implement the reforms on suppressors.
Despite all the research they've done on the subject in the movie theatres, guns with suppressors do not emit a soft 'Phft' with each shot. While they cut some of the noise associated with the discharge of combustion gases in the firing of a weapon, they do nothing for the mechanical noise of the cycling of the weapon or the noise emanating from the passage of the round through the air.
So while they can't turn every handgun into a silent killer, they do protect the hearing of those practising their marksmanship as well as keep the ancillary noise level down for the neighbours of firing ranges. This is why there is no reason to restrict the sales of essentially a muffler for a firearm .
Part II will detail the rest of the items to reverse the trend away from Liberty.
NOQ Report Daily
Omarosa is a victim, but not the way she paints it
The Bible isn't about you
Our List of Demands for the Conservation of Liberty – Part I
Colorado seeks to deny religious liberty of Christian baker … again
Andrew Cuomo's sentiment is what drives the progressive movement
MSNBC and the Huffington Post would like a new name for Socialism's brutal oppression and mass murder
If anything, new sanctions on Russia are too light
Was vandalizing Trump's star worth it, Austin Clay?
Nancy Pelosi opposes Iran sanctions. She'd oppose anything coming from the White House.
Cohen, Trump tape released. What does it mean?
Andrew Cuomo's sentiment is what drives the progressive movement
Robert Wood Johnson on the failed Iran deal
Ben Shapiro on white supremacists
Donald Trump on the proposed new branch of the US armed forces
Mike Pence defends President Trump's comments
Culture and Religion1 day ago
Man protecting daughter from alleged predator charged with murder
Democrats1 day ago
Even a liberal women's rights group recognizes antisemitism is on the rise among Democrats
Democrats17 hours ago
Andrew Cuomo's sentiment is what drives the progressive movement
News24 hours ago
Why does Trump still give aid to the P.A. despite them paying terrorists and their families?
Politics1 day ago
Polls show Trump, the GOP, and Trumpservative media sinking fast
Culture and Religion1 hour ago
Our List of Demands for the Conservation of Liberty – Part I
Culture and Religion1 hour ago
The Bible isn't about you
Culture and Religion11 hours ago
Colorado seeks to deny religious liberty of Christian baker … again


text:
The storm over Sun Yat Sen
The history of Sun Yat Sen tells us that citizenship is important and should not be treated foolishly as an economic good. The Chinese and Indians of those days fought for their countries because they were citizens of those countries. They identified and belonged to their motherland.
History has since taken a turn and many are now citizens of this island and no longer think of China and India as their motherland. Maybe we are revisiting this old phenomenon with new citizens thinking like the old Chinese and old Indians, and are still attached to their motherland. It would take several generations to change this mindset.
For those who were against the museum, they are also the descendants of the past, who now think that the past, especially foreigners, should not have too much of a place in our history. They forget that many of those in Bukit Brown were non citizens, some even with official titles from their motherland. Then again, they should deserve some honour and recognition.
We have a very short history and very few heroes and fables. We need to create more. We can't just live on Hang Tuah alone. We need more histories of our past, more folk heroes to tell their stories to our young. Our past, our predecessors, should form part of our rich heritage. Maybe they were not in too eminent a position to be recognised. They could be the forefathers of our Kennedy's and our Carnegies, our Tans and our Lees.
If Indonesians can feel proud of Obama just because he was there as a child, now a President of the US, there is no reason why we should treat the presence of Sun Yat Sen with lesser importance. He was here not as a nobody child but then already a revolutionary leader. Histories are made of these. Every little bits to form the tapestry of our history. We need to treasure our history, our past.
Without our past, we will all be silly Singaporeans, without roots, like duck weeds floating in the sea, thinking everything and everyone was great except our own kind and our own history.
9 comments:
"Without our past, we will all be silly Singaporeans, without roots". Unquote.
In the context of Sin, Modernity and or Practicality, no money means no dignity. Although richer does not mean more respectability, it does get plenty of envy.
- October 24, 2011 10:53 am
A time will come when we shall say...alright..enough of big guns and being covered in their goos.
We too want to shoot our guns.
- October 24, 2011 3:09 pm
How many so called bilingual Singaporeans really understand the recent parliament speech by CSM? The answer tell it all. Singaporeans especially the young generation are just banana - yellow/brown outside white inside. They do not have the real Asian Culture as claimed by politicians or others who have their ultimate agendas. Singaporeans really have no root at all. Some Chinese Singaporeans even hated to be Chinese (not sure about the Malay or Indian on their own identities). How many Singaporeans really know and care about this Sun Yat Sen history? Singapore has actually failed in nation building for the past 40 years. Not a nation yet. Perhaps, a hotel now.
- October 24, 2011 11:45 pm
- Chua Chin Leng aka redbean said...
Singaporeans are more comfortable with the history of robbers and pirates. They came, they saw and they conquered.
They planted a flag and claimed that this land belonged to their kings.
- October 25, 2011 8:44 am
What if the robbers and pirates left some loots for the locals?
- October 25, 2011 10:45 am
My apology;
my last comment should read what if the robbers and pirates AND EVEN CONQUERORS(Jeps/Angmos) left some loots for SOME locals?
- October 25, 2011 10:48 am
- Chua Chin Leng aka redbean said...
After robbing $1000 and left $10 behind? Just go down on your knees and pray for their kindness and benevolence. Very similar to I $1000, you $1.
- October 25, 2011 11:02 am
Redbean Sir;
You overlooked collaboration with the enemy was/is a norm whence some betrayed their compatriots.
Who else could get rewarded from enemy other than collaborators.
Sun Yat Sen was sold out by some of his own men when he splitted with Yuan Shih Kai and other feudal lords to wrest control of China.
- October 25, 2011 8:13 pm
- Dr Purva Pius said...
Hello Everybody,
My name is Mrs Sharon Sim. I live in Singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of S$250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of S$250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius,via email:(firstname.lastname@example.com) Thank you.
1. Name Of Applicant in Full:……..
2. Telephone Numbers:……….
3. Address and Location:…….
4. Amount in request………..
5. Repayment Period:………..
6. Purpose Of Loan………….
7. country…………………
8. phone…………………..
9. occupation………………
11.Monthly Income…………..
Email Kindly Contact: email@example.com
- November 19, 2016 1:01 am


text:
As a writer myself, I can attest to what John Irving is saying here.
I see people with headphones on trying to isolate themselves from the world going on around them, and honestly? That doesn't work for me because there's the visual component of other human beings around you.
I have to be alone in order to write. It would seem that most writers agree.
It's a trait owned by introverts as well; for introverts, being around people becomes taxing, and it drains us of energy. The scientific explanation for this revolves around dopamine, the neurotransmitter that helps to control the pleasure and reward centers of your brain.
Extroverts need more dopamine to feel it, and it keeps them going in those situations — energizes them, even. Introverts are overwhelmed by dopamine, and overstimulated by it, needing solitude to make it dissipate.
Here's how John Irving (The World According To Garp, The Cider House Rules, A Prayer for Owen Meaney) knew — at an early age — that he needed time alone.
More John Irving videos live here.
Thumbnail image Creative Commons licensed via Flickr.


text:
Workers compensation is a significant expense for companies across most industries, including in Pennsylvania, New Jersey and New York. We see reform measures throughout the country, including in the Big Apple and the Garden State, being introduced to help stem rising medical costs and other factors that are impacting the cost of claims and premiums for workers compensation insurance.
At Tri-State Insurance Agency, we strive to help businesses keep their workers compensation premiums in line by performing due diligence of their operations to uncover opportunities to reduce costs. We'll assess your business operations and specific activities; review safety programs in place; and conduct a comprehensive review of all documents, including your current insurance policies, your experience modification worksheet, payroll audits, and loss-sensitive rating adjustments, to see where we can make improvements and where there have been problems or miscalculations.
Additionally, our insurance company partners will assist you in controlling costs by investigating accidents right away and vetting out fraud, evaluating accident history, establishing an employee communication program, enhancing an existing safety program, implementing a return to work program and more.
We'll help you get control of Workers Comp costs.
Tri-State Insurance Agency provides a comprehensive business insurance portfolio for companies throughout Pennsylvania, northern New Jersey and New York. Give our professionals a call toll-free at 888.990.0526, email us or fill out and send the form on this page for a free consultation and quote.


text:
Full-Service Flag Company and Custom Flags
As a full-service flag company, we specialize in all things flags. Our specialty is custom made products. We can help you design and make large custom flags, small custom flags, monster custom flags, corporate custom flags, large run custom flags, small hand-held flags, custom boat flags, custom auto window custom flags, custom golf flags, custom Guidons and custom garden flags. We service several large corporate/national accounts but we are happy to assist with a single custom flag. Buy your flag online, and we will ship your custom, US and state flags to each division. We also can help with your visibility with custom table throws, custom table runners, retractable vinyl banners, back drop banners, and vinyl banners. Need a custom flag FAST, we offer RUSH custom flag printing.
Our online flag store stocks a large variety of flags including American Flags that are ALL made in the USA. We offer all state flags with an emphasis on our home-state, Colorado flag! We offer military flags, boutique flags, sport flags, and historical flag. We also stock indoor flag sets for your office building, service club or government agency. You can buy your custom flags online.
We have a full outside service department that install flagpoles, repair flagpoles and maintain flagpoles. We are dedicated to assisting you with your project, whether you are installing in-ground flagpoles for a construction project or needing help re-rope a residential flagpole. All of our flagpoles can be installed in Colorado with an emphasis of the Front Range (Cheyenne, WY to Pueblo, CO) area. If you are outside that area, let us know, so we can facilitate the installation outside our service area.
Our online flag store stocks a large variety of flagpoles including 50' Aluminum flagpoles, 20' residential flagpoles, and wall mounted residential flagpoles. Our flagpole can be picked up here at our shop, installed, or we can ship you a brand-new flagpole.
Are you looking for a flagpole part? We stock gold balls, pole top eagles, trucks, cleats, rope, snap hooks and so much more!
Our website is a sampling of the products we provide, if you do not see exactly what you are looking for, call or email-we are happy to assist you!
We are a family-owned flag company that provides custom flag printing and personable, friendly service that will help you with all your flag and flagpole kit needs. Your flag flying can create a memorable image to your neighborhood, corporate headquarter or retail location.
Trust Custom Flag Company for all your custom flag needs. Get a custom flag quote today.


text:
Here is a a listing of Cambridge, MA concerts, events and tours in 2018 and major music artists touring throughout Massachusetts in Cambridge twenty-eighteen. The concert dates in the City will consist of varies music acts to perform in over 3 venues; Middle East – Downstairs, Middle East – Upstairs, TT The Bears located in the State of Massachusetts.
Tour itinerary below…
The most highly publicize music artists touring this spring, summer, fall and winter, that's most notable in selected venues is noted below. More confirmed dates for musicians nearing.
Upcoming Cambridge Massachusetts Concerts, Events & Things to Do in Cambridge, MA…
Cambridge Massachusetts Concerts
Looking to find upcoming concerts and events in Cambridge Massachusetts? Musicians and Comedians touring in Cambridge. Find the locations, venues and tickets to see your favorite performer live in Cambridge..
Cambridge Concert Calendar, Cambridge Concerts, Cambridge Music Events, Concerts in Cambridge


text:
A new episode of The Event will be airing on October 11 and below are six sneak peeks from NBC for the upcoming episode.
D. B. SWEENEY, HEATHER McCOMB AND EMMY AND TONY WINNER HAL HOLBROOK GUEST STAR
The White House grapples with a mysterious biological threat. Their only hope is to crack Sophia (Laura Innes) during interrogation.
Meanwhile, Vicky (Taylor Cole) and Carter (guest star D.B. Sweeney) keep their hostage captive while they await further instructions. FBI Agent Collier (guest star Heather McComb), on her search for Leila (Sarah Roemer), stumbles upon Vicky´s secret life.
Elsewhere, a powerful businessman, Dempsey (guest star Hal Holbrook) with classified intelligence and ties to the White House, emerges from the shadows. Jason Ritter, Blair Underwood, Željko Ivanek, Clifton Collins, Jr., Ian Anthony Dale, Scott Patterson, Lisa Vidal, and Bill Smitrovich


text:
Remembering Fukushima – Three Years On
Three years have passed since the Fukushima disaster began on March 11, 2011.
The people of Japan face an ongoing struggle to reclaim their homes and lives.
Events are being held in Sydney and Wollongong to commemorate this important date.
We hope you are able to join and show solidarity with many people who continue to be affected.
For more information contact :
Sydney: Miko – 311helpjapan(at)gmail.com
Wollongong: Alexander – alexandersragtimeband(at)gmail.com
Sunday March 9 | 3-6pm
Special Sydney screening of soon to be released film 'Surviving Japan'
Dougherty Community Centre
7 Victor St, Chatswood -5 mins from Chatswood train station
$10 donation suggested to assist with venue costs.
The lingering effects of the March 2011 Japanese earthquake, tsunami and Fukushima nuclear disasters are captured by filmmaker Christopher Noland—an American living and working in Tokyo during the catastrophic events, who volunteered for the cleanup in Northeastern Japan, documenting true stories from those affected by the disaster.
A man turned volunteer, human rights activist, and powerful advocate, he courageously risked his safety and health to volunteer in the most disaster affected regions. Christopher is a first time writer, director and filmmaker who had the courage to set out on a search for answers most would never ask. What he got was more than he ever set out for, including a soundtrack contribution of "Kurushi" by Yoko Ono.
Tuesday March 11 | 5-6pm
Commemoration Vigil
Martin Place near Elizabeth Street, Sydney CBD
Including by a photo action linking with events in Australia and overseas.
Tuesday March 11 | 7pm
What: "Radioactivists (Japanese with English subtitles)" Film Screening
When: 7pm Tuesday 11 March 2014
Where: University of Wollongong, Building 20 Communications), Room 3
About the Film:
"RADIOACTIVISTS (radioactivists.org) is a documentary film project under the German film-makers Julia Leser and Clarissa Seidel. The two of us have been shooting in Tokyo from end-April to mid-May 2011, we have accompanied the rallies and demonstrations within that time, and we have talked to all those critical voices about the current situation: scientists, journalists, activists and bloggers.
The documentary 'RADIOACTIVISTS – Protest and Discourse in Japan since Fukushima' wants to explore the Japanese protest culture under the effects of Fukushima and to illuminate the backgrounds of the current movements, protests and critical voices, which keep getting louder, not only in Japan."
After the film there will be time for a general discussion.
Tea and Coffee will be available.


text:
Factorylux Coolicon Shade (Black)
The Coolicon lamp shade from Factorlyux evokes an art deco elegance that works just as well today as it did in 1933, when the design was first patented.View full description
£83.09inc. VAT
Product Description
The Coolicon lamp shade from Factorlyux evokes an art deco elegance that works just as well today as it did in 1933, when the design was first patented. The patent applies to the shade's innovative solution for dealing with a light bulb's thermal output, whereby a distinctive open neck design dissipates heat away from the fixture quickly and effectively.
Today's coolicon lamp shade receives its unique shape from the same techniques that made the original so popular. Individual steel discs are rotated at high velocity while pressure is applied with levers and by hand at specific points to lend it that distinctive tapered shape. Each is hand made in the UK, with only the laser cut neck sections benefitting from a modern touch. This is done to give this section of the shade a layer of modern precision that was absent from the originals.
The shade's steel and vitreous enamel construction lends it a reassuringly healthy weight that speaks of reliability and quality. Vitreous enamel is colourfast, meaning that the shade's colour accurately replicates that of the original. Therefore, the black enamel version you see pictured here differs neither in shape nor colour from the original Coolicon utility lamp shade.
Pair it with an antique filament or designer B22/Bayonet Cap bulb for that perfect 1930s vibe.
|B22d - BC
|Cap Type
|B22d/BC bayonet
Delivery & Returns
Standard Delivery
Most orders received by noon (Monday to Friday) are usually dispatched on the same day and the vast majority within 48 hours of receipt, subject to stock availability. To check the status of your order, please see the My Orders page. Orders are delivered by the most appropriate method, usually first class post or courier. Orders should generally be delivered within 2 or 3 working days of the dispatch date, but this is not guaranteed. Please note that Royal Mail post may take up to 15 working days for delivery. Until this period is over, we are unable to replace or refund orders sent by standard delivery.
Next Day Delivery
Next day delivery is available from Monday – Friday. Orders must be placed before 1pm to ensure delivery the next day (Monday-Thursday). Please note that orders placed before 1pm on a Friday via the Next Day Delivery service will not be delivered on a Saturday; however, these will be delivered the following Monday (excluding Public Holidays). Orders placed after 1pm on a Friday will be dispatched on the following Monday (excluding Public Holidays).
If you arrange an urgent delivery, there is still no absolute guarantee that it will be delivered the next day, as despite our best efforts, courier failure/errors and 'acts of god' may still occur. Therefore while every effort will be made to have your goods delivered on time, LightBulbs Direct Ltd accept no responsibility for any costs incurred as a result of delayed delivery.
If delivery is delayed excessively, we will do our utmost to inform you as soon as possible. We are happy to give you the option of purchasing alternative items or receiving a full refund of any payments that you have made. If we are unable to deliver within 28 days of ordering, we will always give you the option of receiving a full refund of any payments made.
Delivery charges quoted are for UK mainland destinations only using our standard delivery methods. For deliveries over 1.5kg to the Scottish Highlands and Northern Ireland, off-shore destinations and express services, please contact our sales office for a quotation.
Please note that most orders weighing in excess of approximately 1.5 kg and any valuable deliveries are delivered by courier and will require a signature on delivery. Please ensure that you provide a delivery address where someone will be available between 9.00 and 17.00 Monday to Friday to accept delivery. If our couriers are unable to deliver an order due to the address being unmanned, a card will be left asking you to contact them directly to arrange re-delivery. If no contact is made within 2 days the order will be returned to us and a re-delivery charge will be levied to cover our re-delivery costs.
Please make sure that you always order your light bulbs to arrive well before you need them as costs of cherry pickers and sub contractors are always more expensive than the light bulbs themselves.
To learn more about our returns policy, please see our Guarantee.


text: Built to last with a durable steel barrel and aluminum base, Lezyne's Classic Floor Drive pump is reliable and powerful. Its long-travel piston and reduced barrel diameter effortlessly inflate tires up to 160 psi and the tight-sealing Flip-Thread head fits both Presta and Schrader valves. You'll also appreciate the extra-long hose, varnished wooden handle, easy-to-read gauge, and included Speed Chuck attachment for aero disc wheels.


text:
Durgiana Tirath, Amritsar
Durgiana Tirath, an Important religious pilgrimage of the Hindus is in the North India. It is situated in the holy city of Amritsar in Punjab State. It is few yards away from Amritsar Railway Station & about 1.5 Km from the Bus Stand. Shree Durgiana Mandir in Amritsar is a focal point of faith for the Hindus. Pilgrims flock to this temple not only from India but also from abroad. Over the years, it has become an epicenter of Hindu renaissance and rejuvenation. The complex is popularly known as the Durgiana derives its name from the Goddess Durga. This connection with Goddess Durga has a socio cultural references as Goddess Durga is normally invoked for protection and health while the soldiers go to war. Placed strategically in the middle of the city, the mandir is very easily approachable by Rail, Road & Air. The sacred city of the Amritsar which was founded by the fourth Sikh Guru Ram Dass ji has come to assume a special significance in Hindu cosmology because of various mythical and historical connections. Amritsar is particularly nearer and dearer to Hindus as it is believed that the Lov-Kush along with their mother Mata Sita spent their early childhood in the ashram of Bhagwan Maharishi Balmiki ji in the land of Amritsar.
The foundation stone of the premises of Durgiana 'sarovar' was laid on January 4, 1921. The foundation ceremony of Durgiana Mandir was performed in February 1921 on the auspicious occasion of 'basant' festival. The then Chief Minister, Mr Parkash Singh Badal, gave a grant of Rs 1 crore from his discretionary funds for face-lifting of the shrine. Designed on the lines of Golden Temple, Durgiana Temple is a revered place for Hindus. It is located outside the Lohgarh Gate. The Temple stands amidst a tank and has a dome. Pandit Madan Mohan Malviya laid its foundation stone. The Temple is also known as Lakshmi Narayan Mandir. Lakshmi is the Goddess of wealth and Narayan is a Hindu Deity known as Lord Vishnu – the preserver of universe.Inside the temple are images of the Mother Goddess in her various forms, many of them done in mosaics made from pieces of colored tile. This temple was built quite recently, but the site is much older.
| Char Dham | 12 Jyotirlinga | 52_shaktipeethas | 108_Divyadesams | Pancha_ Bhoota_ Temples | Religious Places in North India | Religious Places in East India | Religious Places in South India | Religious Places in West India | Religious Places in Central India | Tantra Temples in India | Modern Famous Temples in India |Religious Fairs in India | Famous Hindu Temples outside India |


text:
Ancient Papyrus Is a Soldier's Letter Home
Thursday, March 06, 2014
HOUSTON, TEXAS—Grant Adamson of Rice University has translated a papyrus discovered 100 years ago outside a temple in the Egyptian town of Tebtunis. Infrared images of the papyrus have made parts of the text, written mostly in Greek, more legible. It is a letter written 1,800 years ago by an Egyptian soldier named Aurelius Polion, who was serving in a Roman legion in Europe. He is desperate to hear from his family, and wants to make the long journey home to see his mother, sister, and brother. "I think that some aspects of military service belong to a common experience across ancient and modern civilizations—part of our human experience in general really. Things like worry and homesickness," Adamson told Live Science.
Ancient Japanese peach pits, the weight of Maya prestige, kangaroo cookout, early American smokers, and a lost Illyrian city
Not just a pretty base


text:
Articles by Day: May 24, 2011
Meet Lieutenant and Fire Blogger Dave LeBlanc
We are pleased to introduce Dave LeBlanc to the Fire-Dex community. Dave is a Lieutenant in Harwich, Massachusetts and a fire blogger for A View from the Front Seat. With many years in fire service, Dave provides "commentary about today's Fire Service, training and techniques." He focuses on keeping members safe while adhering to the principals of the Profession.
Dave began blogging in October 2009 by accident. He wrote a personal post about cancer striking in his firehouse. It was more of a therapy for him, but his friend, Bill Carey of Backstep Firefighter, convinced him to share it.
Recently, he posted a well-received blog that reviewed a fire in New York City hailing the "FDNY and the brothers from 114 truck as they 'expected fire' and saved the lives of 11 civilians." Dave appreciates comments and discussions around the situations he reviews to continue learning from others in fire service.
Periodically, we will share Dave's work to help educate our fire community. After all, one of Dave's favorite quotes says it all: "You can do everything right in this job and still get killed" – Paddy Brown, Captain Ladder 3 – lost 09/11/01.
You can follow Dave LeBlanc on Twitter, Facebook and his blog, A View from the Front Seat.


text:
12:30PM Sip n Savor July 21st
In Stock
Doug Margerum and our team will be preparing some amazing food! We will be including the recipes so you can share your experience with your friends at home.
Afterwards: enjoy an assortment of cheeses with a selection of Margerum wines and mingle with your fellow connoisseurs.
We will also be offering the opportunity to buy wine that has yet to be released at great futures pricing, only available at this event!
It is crucial that you arrive on time! Please allow time for travel; there are no refunds.
Wine Club Members can use code Sip&Savor at checkout to receive $10 off their ticket purchase.
For more information, call 805-845-8435 or email email@example.com.


text:
Call (888) 651-9785
When your cruise ship docks in St Lucia, spend your time in port exploring the island's rainforest via aerial tram and zipline. During this 4.5-hour shore excursion, enjoy a guided nature tour that allows a bird's eye view of the lush tropical forest. Then clip into a harness to zoom through a 10-zipline canopy tour and enjoy a hike through the rainforest.
When your ship docks in Castries, make your way to the park located in Chassin, St. Lucia, approximately 4.6 miles (7.4km) from the cruise ship port.
Board the aerial tram, a safe open-air gondola, and take your seat. Meet your professional naturalist guide, who will answer your questions, provide entertaining anecdotes and help identify the plants and wildlife.
As the 8-person tram moves quietly through the forest, enjoy the sounds of the jungle and look for colorful flowers blooming in the gigantic trees. Watch out for the native endangered parrot, the Jacquot, and agouti (a small animal related to the guinea pig) rustling around in the tropical underbrush.
Be sure to bring your camera for spectacular photos of the forest from a bird's eye view.
At the top of the mountain, exit the tram and enjoy a short guided hike through the forest. Admire the tropical plant life, towering trees and the buttress roots up close.
At first zipline platform, don a helmet and harness, then clip in to fly through the trees. Ride the course's ten ziplines between the forest platforms, enjoying breathtaking views as you go. Your guide will accompany you to ensure your comfort and safety.
After your 4.5-hour tour exploring the park by aerial tram and zipline, return to the cruise port.Worry-free Shore Excursion:
Dana Nye United States of ...
June 2015
The tour was fantastic! The only issue was the lack of transportation to the location of the tour. The taxi services at the cruise terminal wanted $120 for four of us to get to the tour (about 10-15 minutes from he terminal). It would have been cheaper to have booked through the cruise company!
April 2015
Very well worth the money, the tram, the hike and the zip lines were all wonderful. Tour guide did not follow all the safety protocols which caused me some concern.
June 2011
We had a great time on zip line. It was a highlight of our trip.
October 2012
The Zipline and Aerial Tram was a great experience, however, had i had known that transportation from the ship was not provided I would have not bought the tour. I ended up having to pay the cost of the Zipline adventure just to take a cab to the location. I had to phone many times costing my a fortune in cell phone bills in trying to find out how I was going to get from the ship to the Zipline. This whole experience almost ruined my trip.
Some content licensed under a Creative Commons Attribution 3.0 License.
© 1997–Wed Aug 15 10:28:53 PDT 2018 Viator, Inc. MAR015 - 330221 All rights reserved. Viator is a registered trademark of Viator, Inc.
is a Service Mark of Viator, Inc. Travel with an Insider is a Service Mark of Viator, Inc.
Use of this website constitutes acceptance of Viator's Terms & Conditions.
Viator uses cookies to improve your experience on our website. Learn more about how we use cookies and how to change your cookie settings | Close message


text:
Looking for New Clients and/or Part Time Work (Accra)
Hello everyone, hope this message finds you all well!
Once again, I would like to spread the word that I'm a self-employed Virtual/Personal Assitant looking for new clients. My qualifications include (but not limited to):
Able to maintain a calendar and set up meetings
Answer and check phone messages/e-mails
Make travel arrangements
Prepare and send out e-mail newsletters
Prepare and collect all meeting materials, copy meeting minutes
Send out requested information to clients/customers
Handle client inquiries by phone or e-mail
Internet research
Hotel Bookings/Reservations
I also provide recommendations for all recerational activities within Ghana, as well as recommendations for childcare, hot spots in town, and where to relax during your free time.
References are available upon request. Please contact me through InterNations or via e-mail for any questions and job connections.
Thank You all and take care.
Naa Quaye
Protected content


text:
Sexism, Racism, Jingoism and Homophobia- That's entertainment!
View Single Post
Rock Sexton
Banned User
Join Date: May 2008
Location: Somewhere in the Southwest
Posts: 9,139
Re: Sexism, Racism, Jingoism and Homophobia- That's entertainment!
Originally Posted by
Vid Electricz
Projecting much? I don't need any kind of validation. Nor am I asking for any kind of response in particular. If you read my initial post, you'd see that I would hope this would spark some intelligent discussion. A few people have contributed quite well so far...
I really love your whole, "it is what it is...might as well just bend over and take it." attitude.
What's the point of any thread on these boards? These aren't praise boards. The topics I brought up are just as valid for discussion as "What was Megatron's master plan?", if not more so.
I'm not sure you going to get "intelligent" debate from people who liked the movie, considering the subject matter you listed that is littered all over these TF movies.
Remember their whole argument is, "It's a summer blockbuster! Shut off your brain! Laugh!" ...... that essentially is the essence of Michael Bay - mindlessness.
Rock Sexton
View Public Profile
Find More Posts by Rock Sexton


text:
Nebahat A. • Eylül 21, 2015Avrupa, Amerika, Asya, Afrika ve antik caglara ait genis bir koleksiyona sahip. Ayrica cagdas sanat ve fotograf sergileri de mevcut. Cok keyifli ve dolu dolu bir muze.
Sifan X. • Temmuz 7, 2014This is a must - see in Boston. This museum is fantastic. It's unique and very exploratory since Gardener arranged all her collections in a unique and imaginary way. It's full of wonder and surprise!
Nicole A. • Eylül 19, 2014Architecturally lovely viewing spaces, a great collection, and friendly staff. I come here every time I'm in Boston.
BU Today • Haziran 11, 2012The athenaeum is a members-only library, so visitors are allowed only on the first floor, but you can take a guided art and architecture tour on Tuesdays and Thursdays at 3 p.m.
Keith B. • Şubat 10, 2012This space is an architectural marvel. The bent steel stairs (painted bright green) are phenomenal.
Daniel T. • Kasım 21, 2014The West Wing, which contains Remis Auditorium, opened in 1981. However, the museum's film program goes back to the late 1950s.
Mika S. • Temmuz 16This extension is always free entry! But if you have a ticket, there's a free ferry b/w here and the Seaport main museum. Afterwards, I highly recommend getting free cider next door at Downeast!
Diana C. • Kasım 29, 2012Great exhibition, free admission (voluntary contribution) wednesdays after 4 p.m.
BU Today • Temmuz 12, 2012The main room features old photographs and articles chronicling Brighton's development, some dating as far back as the 1600s. There is also a room featuring local Brighton artists. Admission is free.
Rory d. • Ekim 20, 2012Go to the downstairs cafe for less expensive food.
Simmons College • Şubat 8, 2011Located on the 4th floor of the MCB, the gallery hosts exhibitions monthly from September to May. Also has a yearly exhibition of student work!
\nAradığın mekanı göremiyor musun? Foursquare'e yeni bir mekan ekle.


text:
Working with tradesmen such as electricians, painters, and plumbers takes more than just money and keeping a constant line of communication. If you want tradesmen working on your renovation project doing the best job they can, and you definitely will because it's your home and money on the line, then you would want to keep the following in mind:
Do your research.
Make sure you do your research on which kind of tradesmen you need for the job and who does the best work. Knowing what actually needs to be done in your home is a great start for finding the right tradesmen. If you do this, you will not just be saving yourself a lot of headache and wasted time in the future, but you'll also do it for them.
Hire locally.
There are times when you need to have tradesmen come over the work site on a short notice. For your convenience and theirs, try to hire people who live nearby. Driving long distances costs them gas and time, while you also lose some of your valuable time waiting for them. Also, tradesmen like to protect their local reputation - so there is less risk with a local. And let them know that you are well connected and willing to recommend them - it's a message that a good job could win them more business.
Create a proper schedule.
While tradesmen are friendly people, it is best if you don't meet with all of them at the same time. They usually do their best work without distractions, including other tradesmen running about, so make sure you schedule them to have their own time at your property. This would also allow you to focus on their individual work and to spend more time discussing details with each person.
Consider they are people too.
Don't be too demanding. Don't be too touchy with the amount of money you're spending, especially if it's not that much. Tradesmen, like you, need their rest and personal time too, so do not call them over or call them on the phone beyond working hours. You wouldn't want them bugging you when you're spending time with your friends and family, would you?
Feed them.
Keeping tradesmen happy makes them work better. That benefits you too because you will get the best possible results out of them. Be friendly and offer them food. Providing them coffees and morning tea, snacks, and drinks on a regular basis will not just energize them, it will also keep them focused on-site. Bonus points for you if you actually eat with them. If they like you, it's more than likely that they will do a stellar job, communicate well and keep you informed - and want to work with you again.
Pay them well.
It is understandable that you would want to cut costs in any way you can to stick to your renovation budget, but don't even consider paying tradesmen amounts that are obviously below the worth of the job done. The best way to know what the going rate is - is to get quotes and understand the drivers of costs. Tradesmen cannot necessarily control the costs of materials, but you are entitled to know how they charge for their time. Pay them a fair rate and highlight you want to work with them to ensure their time onsite is efficient, so you get value for money. This will not just make you someone they would want to work with again, but this will also encourage them to do the best job they can and in the quickest time possible.


text:
Project Janszoon is proud to be associated with the following partners:
The Abel Tasman Birdsong Trust
Manawhenua ki Mohua
Ngāti Tama Ke te Waipounamu Trust
Follow our journey as we discover the secrets of this most iconic of National Parks and help nature restore its diverse ecology. Meet the birds, animals and plants that will benefit from this restoration and those that we hope to return to their former glory.
Use this form make a donation by Credit Card.
We accept Visa and MasterCard and all payments are via a secure payment processing service.
© 2018 Project Janszoon. All Rights Reserved.


text:
SYMPOSIUM MINES GUINEE: les grandes lignes
Du 9 au 11 mai 2016, Conakry, la capitale guinéenne accueillera le Symposium Mines Guinée (SMG 2017). L'événement, co-organisé par le ministère des mines et... Read More
On behalf of the organising committee, we are delighted to invite you to participate in Symposium Mines Guinea (SMG 2017) which will take place from 09 – 11 May 2017 in Conakry, Republic of Guinea.
The event is organized by the Ministry of Mines & Geology, Republic of Guinea in association with AME Trade Ltd, United Kingdom.
Read More


text:
Just for the character of Harry Synnott the book is worth reading. His recognition at the end regarding his failings comes dramatically and brutally, and I was left to ponder whether he would be able to deal with his self-realization. And then something happened. The story stopped suddenly so that I felt like I'd gone hurtling over a cliff. I had to check to make sure there weren't any pages missing in my tablet!
But when I came to think about it, I think the way the story ended is much more effective, because I was left wondering possible life paths for the characters.
In this book even the most despicable characters can convince themselves they are somehow doing the right thing, even when we know that it isn't the case.
This story is a good case to demonstrate what I've always felt. One of the distinctive pleasures of reading Crime Fiction or Speculative Fiction (or SF if you prefer) lies in its awareness of its own traditions and conventions. That's the beauty of it in my view. Is the best genre fiction intrinsically inferior to the so-called "literary" fiction? Not so. There's crap on both sides. A lazy writer can simply follow the genre conventions by the letter. The exceptional genre writers (SF or Crime Fiction) must be looking to subvert my expectations,ie, using the established frameworks to explore new territories or themes. Those are the writers I always look for (eg, Jo Nesbo comes to mind with his ability to constantly undermine my assumptions about characters and their motivations: he kills off central characters in the middle of his stories, for christ's sake).
This is my 2nd Kerrigan. He dolled out just the right amount of information to keep me hooked, but wasn't so stingy that I got to the end thinking he hadn't played me fair, which I was...
Gene Kerrigan is on the verge of becoming one of my favourite genre writers.


text:
10 Enterprise Mobility Tips For a Successful Mobile Project
Rush hour here at the MobileFever and 2 more tips to complete our 10 Enterprise Mobility tips for a successful mobile implementation guide.
Enterprise Mobility is a complicated topic. Technology, blended with wireless communications, all mixed up with a lot of will to build a long term solution that will survive the changes every enterprise organization is going through and the technology trends.
Mission impossible?
Maybe, but by avoiding some common mistakes, you can minimize the risks.
And in this ninth part of the guide:
Mistake #9: Forgetting the big picture:
Ah… forgetting the big picture is one of my favorite ones.
A funny thing happens when switching from the evaluation to the implementation process. The scenarios, workflows and structured requirements that were all used to examine the different vendors, turn into detailed features and functional items to be implemented by the vendor.
Happens all the time if you ask me, even if you think it didn't…
And when it does, it's very easy to get lost in the endless lists of features. It may result in some perfect modules that are not properly tuned to work together with the rest of the product.
Few symptoms:
- Different UI standards caused by the fact different teams built the different modules.
- Different offline approach
- Duplications of screens with minor changes
- An application which was not properly tested using complete scenarios
- A mobile module that runs perfectly in lab conditions but suffers from issues when used in field conditions.
And of course, there are more…
Tip#9: When testing the mobile application – do not only test features and modules. Test complete workflows, scenarios, used with wireless networks and real devices, in the actual working environment.
Make sure you include wireless networks, real architecture with real security configurations, and complete "day in a life" scenarios in your tests plans.
Categories:Enterprise Mobility


text:
Everyone gets stuck at one time or another. What if we could cycle through the awful, paralyzing emotions and get to the positive, happy ones more quickly? A few experts show us how to do exactly that.
Figure Out if Your Pain Is Clean or Dirty
Fast-tracking your way out of a dark period starts with figuring out what kind of pain you're feeling, says Amy Johnson, PhD, psychologist and author of Modern Enlightenment: Psychological, Spiritual, and Practical Ideas for a Better Life. Clean pain is the raw emotion that results from what happens to you. It's real, and it's logical. It crops up when you lose a spouse or your job or discover someone's betrayed you, and it often causes you to say things like "I feel so lost" or "I miss him so much." Dirty pain, on the other hand, is when you try to explain why the event happened or predict what will happen next, saying things like "He never loved me." Or "My life is never going to be the same again." What this does is add a distracting dose of punishment. Another way to think about it? The clean version is a recognition of what you're feeling. The dirty version is a judgment about why you're feeling that emotion and how long it will last. The more you can stick the former, the quicker you'll get through the tough times.
Put Yourself Through 90 Seconds of Total Hell
Resisting and avoiding pain sucks energy -- and time. What usually happens, says Johnson, is that we try to divert ourselves from what's upsetting us. We eat something or buy something or do whatever's going to make us feel better in the moment. But "research has shown that when you sit with those clean, pure emotions like sadness or anger, they actually pass through you in about 90 seconds." So if you can just be with it and say, "I can handle this feeling," it will burn up and dissipate. This doesn't mean you'll be over your breakup or your dog's death in 90 seconds. That emotion is going to come back. But the more you let yourself feel those minute-and-a-half hells, the quicker you'll start feeling those minute-and-a-half happinesses.
Add the Extra Sentence
Many of us have a punishing, critical voice in our head. Every time it yells at us, it sidetracks us from figuring out what we really need to do. Silencing it is the ideal solution -- but that might take some serious long-term practice (Want to try? See Eckhart Tolle.) The author of On Grief and Grieving and founder of Grief.com, David Kessler, has a swifter strategy: adding one extra sentence to each negative, discouraging thought. For example, if the voice inside your head says, "My husband died, and I'm never going to love again," you add, "in that way." Another example? If the voice says, "I lost my job, and I'm never going to find another one," you add, "exactly like the last one." When you eliminate the punishing conclusion by tacking on a more positive (more realistic) one, you eliminate the weeks soaked with guilt and worry. You may find in one of your add-ons an unanticipated possibility.
Get Off the Sad Couch
Here's something we hadn't thought of before: If you lie in bed and think, "I'm such a loser," for three days straight, pretty soon, whenever you look at your bed, you'll start thinking, "I'm such a loser," says Johnson. Trying to fight that thought by disputing it might even make you more upset. You may, in fact, find yourself thinking, "I know, I know, I'm a loser for thinking I'm a loser." Save yourself the time-and-mind suck. Get out of that bed or off that couch. Go to the park or the beach or even just the grocery store. The trip will break the repetitive cycle of your thoughts and may even spark a fresh one. After all, it's kind of hard to think, "I'm a loser," when you're staring at a lilac in bloom, or eating $20-a-pound brie samples -- for free! -- at the cheese counter.
Hit the Library
When you want to rev up your physical metabolism, the first thing to try is working out. The same goes for your mind. It needs exercise. Reading books by people who have gone through similar struggles can spur on new solutions, says Ellen Oler, LCSW, which is an approach known in psychology circles as Biblio-therapy. It also lets you know what to expect after, say, a divorce or the death of a parent. (Random rage? Crying fits on not-so-obvious anniversaries like your last mortgage payment on the house your bought together?) You'll spend less time puzzling out why the heck you're feeling so bad and more on how to feel better. Another person's story can also work like a personal trainer -- pointing out the pointless exercises to avoid, cheering you though the dark, hopeless stretches -- transforming you into a lean, mean, emotion-burning machine.
Find the author at Leigh-Newman.com or @leighnew on Twitter.


text:
Diabetes type 2 is caused by years of faulty eating. Begin to include plenty fresh plant foods in your dietary and bring it under control, maybe even reverse it.
Understanding Diabetes Mellitus
Doctors often use the full term "Diabetes Mellitus" rather than "diabetes" alone, to distinguish this disorder from "Diabetes Insipidus" which is another rare disease that does not affect blood sugar levels.
There are two types of diabetes mellitus:
Type I: Known as juvenile diabetes, occurs when the pancreas fails to produce adequate insulin. Insulin is the hormone used by the body to make blood sugar (glucose) available to cells.
Recent evidence reported by John Hopkins University suggests that consumption of dairy products by sensitive children causes the immune cells to respond with excessive aggressiveness to antigens in cow's milk. These antigens may attach themselves to cells in the pancreas. Once attached, the antigens are attacked by immune cells that, in the process, destroy both the antigens and the pancreatic cells that produce insulin. Most people who have type I diabetes develop this disorder before age 30.
Type II: The most common form of diabetes, usually occurs in adulthood in people older than forty; but these days, the age number is getting smaller and smaller. For most adult-onset diabetics, the pancreas actually produces more insulin than is necessary, at least in the early stages of the illness.
Dietary fat and cholesterol infiltrate the blood and block insulin from making glucose available to cells. As the disorder continues, the pancreas weakens, and production of insulin diminishes until insulin injections may be prescribed.
Constantly overeating the wrong kinds of foods over the years is the main risk factor for developing type II diabetes. Overeating (or gluttony) causes insulin resistance. These people need very large amounts of insulin to maintain normal blood sugar levels.
Symptoms of Diabetes Mellitus
Type I: In people with type I diabetes, the symptoms often begin abruptly and dramatically. The initial symptoms include excessive thirst and urination, weight loss, nausea, vomiting, fatigue, and particularly in children—abdominal pain. Breathing tends to become deep and rapid as the body attempts to correct the blood's acidity. Without treatment, this illness can progress to coma and death, sometimes within a few hours.
Type II: People with type II diabetes may not have any symptoms for years or decades before they are diagnosed. Increased urination and thirst are mild initially and gradually worsen. Eventually, the person feels extremely fatigued, may develop blurred vision and become dehydrated.
In some type II diabetics, the blood sugar level in their early stages could be abnormally low that it is diagnosed as hypoglycemia.
Blood sugar levels can get very high when uncontrolled, causing the person to develop severe dehydration, which may lead to mental confusion, drowsiness and seizures.
The two types of diabetes have similar symptoms which include: chronic thirst, excessive urination, excess hunger, muscle wasting, weight loss, fatigue, dry skin, itching, rashes, numbness, tingling of hands and feet, vascular degeneration, atherosclerosis, heart disease, retinopathy, loss of sight, kidney disease and gangrene, due to poor circulation.
Causes of Diabetes Mellitus
One of the main causes of diabetes type II as mentioned above is constantly overeating. Other risk factors that may increase the chances of diabetes:
- Poor diet of high carbohydrates, fats and proteins
- Obesity – due to the extra amount of fat in the body, the insulin may not function properly
- Virus infection, like the Coxsackie B virus that may infect the pancreas, impairing the release of insulin
- Emotional stress – excessive and prolonged grief, anxiety, stress and worry may alter the blood sugar level leading to diabetes
- Smoking – people who chain-smoke are highly susceptible to developing diabetes
Diet/Lifestyle Suggestions
People with diabetes must adjust their food intake, exercise and some use drugs to control blood sugar levels. The goal is to keep their blood sugar levels within the normal range as much as possible to avoid complications.
Diet management is very important in people with either types of diabetes. In general, diabetics should eliminate:
- Refined sugar
- White flour and white rice
- Grains that have gluten
- Commercially raised cow's milk
- All processed foods
What they should do:
- Eat more foods that help their condition (see below)
- Eat meals on a regular schedule
- Exercise daily
Suggested foods:
- Fresh raw fruits and vegetables
- Chlorophyll-rich foods: wheatgrass, barley grass, spirulina, chlorella
- Healing oil
Below is a documentary where 6 people with diabetes were challenged to change their dietary and lifestyles. The results were amazing, proving that diabetes (especially type 2) can be reversed..
Recommended Healing Foods For Reversing Diabetes
Some of these foods have insulin-like properties and should be included in a diabetic's diet regularly, varying them in the diet as much as possible:
Green apple
Collard greens
Sweet potato
Carrots are good blood regulator and also helps eye problems in diabetics. Juice with a green apple (not red) that helps bring down sugar level. Then add any other green vegetables. Aim to eat more greens as they're the best for helping in regulating blood sugar level. Bitter melon, cucumber and okra have insulin-like properties that make them suitable foods for this condition too.
Click on each fruit or vegetable to learn in more detail, their health benefits and how they are helpful in bringing down sugar level.
Some Suggested Combos (measurement for one portion):
- 3 carrots + 2 green apples + 1 fennel + 8 sticks of asparagus + 1-inch ginger (optional)
- 2 green apples + 1 bittergourd + 4-6 ribs of celery + 1 green pepper + ½ lemon
- 2 green apples + 6-8 ribs of celery + a bunch of spinach + a bunch of cilantro + a slice of lemon + 1-inch ginger (optional)
- 2 green apples + 2 guava or 1 grapefruit
- 2 green apples + 8-10 leaves of kale + 1 cucumber + a slice of lemon (optional)
- 2 green apples + 6 leaves of collard greens + 4 ribs of celery +½ lemon (optional)
- 2 green apples + ½ bunch of watercress + 1 fennel + a slice of lemon
- 1 carrot + ½ fennel + 2 ribs of celery + 1 sweet potato
Learn how to make great-tasting green juices.


text:
Tac Force Speedster Rescue Linerlock Sheriff - Dedicated to Service. 4
3/4" closed. 3 1/8" black finish stainless assisted opening partially
serrated blade with dual thumb studs and extended tang. Black aluminum
handles with laser artwork. Integrated glass breaker and seat belt
cutter. Stainless pocket clip.
Force Speedster Rescue
Model #715SH
Retail Price: $11.00
Sale Price:
You Save $2.00 (18%)
Universe is on Facebook
Click Here to visit our Facebook page!


text:
Valentine's Day
A Valentine's Gift Above Any Other
Hot Air Ballooning Adventures
Planning on proposing? Call us for more information.
With such hype around Valentine's Day, the build- up certainly brews some creative and certainly, some romantic ideas in the heads of the many love birds out there. If this Valentine's Day is significantly special for you and your loved one, or you feel like mixing it up a little, perhaps a Valentine's Day gift out of the ordinary will get your hearts throbbing.
Check out our pricing and times
Hot air ballooning is the ideal Valentine's Day gift or anniversary surprise for numerous reasons but above all, it creates lasting memories for passengers. The early morning drive out to the treasured Cradle of Humankind will certainly pay off once we have elevated you into the clean morning skies.
With panoramic views to enjoy and an abundance of wildlife below, couples have the chance to enjoy Valentine's Day watching the sunrise from a hot air balloon. After an hour long Valentine's Day hot air balloon ride, couples will be met with a glass of sparkling wine.
Organise a surprise breakfast upon landing. Contact us for details.
This fun Valentine's Day gift will certainly have you floating on cloud nine this Valentine's Day but one thing is for sure: you will remember it for a long time to come.
Download an application form or call us to make a booking.


text:
Resource efficiency addresses the sustainable use of natural resources – from raw materials to food, water, air and ecosystems – as the base for a change in the EU's economic model. It is seen as key to securing growth and jobs for Europe. Its aim is to bring major economic opportunities, improve productivity, drive down costs and boost competitiveness in the EU.
The EU's growth strategy for this decade – the so-called Europe 2020 Strategy – sets five ambitious objectives on employment, innovation, education, social inclusion and climate/energy to be reached by 2020. The Europe 2020 Strategy aims at smart, sustainable and inclusive growth.
In January 2011, the Flagship Initiative for a Resource-efficient Europe was issued under this strategy. This umbrella communication sets out a long-term framework that promotes the shift towards a resource-efficient, low-carbon economy to achieve sustainable growth.
Resource Efficiency Roadmap
The Roadmap to a Resource Efficient Europe (COM(2011) 571) sets out a framework of policies and actions in order to increase resource productivity and decouple economic growth from the use of resources and its environmental impact by 2050. It also includes milestones to be reached by 2020, which will show the path to resource efficient and sustainable growth.
The Roadmap proposes to change the economic model by:
- Changing consumption patterns
- Promoting more efficient production
- Managing waste as a resource
- Stimulating research and innovation
- Phasing out inefficient subsidies that harm the environment
- Shifting taxation from labour to environmental impact
Having the highest environmental impact, the food, construction and transport sectors are specifically addressed in the Roadmap. In the same way, minerals, energy, water, land and ecosystem services, including inter-linkages between resources and the possible use of waste as a resource are identified as key resources, which are analysed from a life-cycle and value-chain point of view.
Resource Efficiency Indicators
The Resource Efficiency Roadmap foresees the development of indicators to quantify and monitor the progress towards sustainable development through life cycle thinking, which should show how the overall environmental impact of resource use is related to the overall economic growth. These indicators aim to support political action and goal to achieve a shift in the EU's economy.
By 2013, and with the collaboration of all relevant stakeholders, these indicators should be agreed. For the moment, a three layer approach is provisionally proposed in Annex 6 of the Roadmap:
- A lead indicator – "Resource Productivity" – measured by the ratio of GDP divided by Domestic Material Consumption (euro/tons)
- A dashboard of complementary macro indicators on materials, water, land and carbon, and
- A set of theme specific indicators to measure progress towards the specific objectives and actions.
DG Environment has launched a stakeholder consultation on the "Options for resource efficiency indicators"), in which the Commission informs stakeholders about the analysis on resource efficiency indicators it has carried out so far and invites them to give their opinion. IMA-Europe has analysed the documents provided and submitted comments
European Resource Efficiency Platform (EREP)
The EREP is a high-level stakeholder group with a 2-year mandate to deliver concrete policy recommendations to implement the Resource Efficiency Roadmap. After a first meeting in June 2012, the three main identified areas of focus are:
- Circular economy and greening the economy
- Setting objectives and measuring progress
- Framework conditions for investment in resource efficiency
Online Resource Efficiency Platform (OREP)
The OREP is a tool that aims at bringing together all relevant stakeholders. The latest developments on resource efficiency and on the work of the EREP will be published on this website. It's a platform to exchange views and findings with other stakeholders.
- Europe 2020 strategy
- Flagship initiative for a Resource Efficient Europe
- Roadmap to a Resource Efficient Europe
- DG Environment consultation on the "Options for resource efficiency indicators"
Other initiatives under the Europe 2020 Strategy
- Energy 2020: A strategy for competitive, sustainable and secure energy
- European energy efficiency plan 2011
- Energy Efficiency Directive
- 2020 EU biodiversity policy and strategy
- Low-carbon economy 2050 roadmap


text:
By Allison Schrager
Last week the Fed announced it would keep buying assets, for now, to keep the economy afloat. But that raises the question: why haven't all the Fed's efforts so far worked better?
One reason is that the economy constantly evolves and each recession is different; that alters the way monetary policy is supposed to work. The latest recession is notable for the way it destroyed households' wealth. Median household net worth fell nearly 40 percent between 2007 and 2010. The severity of the recession also heightened awareness that the world is riskier than many people thought. Each of these factors make people want to save more. The Fed's policy is to keep interest rates low to juice demand. But the state of household balance sheets going into the recession and the aging U.S. population may be why the Fed has not been more successful.
The Fed is currently buying bonds and mortgage-backed securities to keep interest rates low. The low rates are supposed to increase demand through several different channels. One way is through firms; if you lower real interest rates it's cheaper for them to invest, expand and hire. Also, low rates encourage more consumption. They lower the returns to saving so it's cheaper to consume today instead of in the future. This is called substitution effect. Or, the lower rates change how wealthy you feel — this is a wealth effect.
However, whether the substitution or wealth effect dominates, and how strong each is, depends on the age of the consumer. A recent paper from the IMF points out that the aging population may result in less effective monetary policy.
Older people hold the most wealth and savings; they are more sensitive to the wealth effect. Lower rates are supposed to make savers feel wealthier by increasing stock prices and encouraging investment in riskier assets. But that is inconsistent with life-cycle investing: as people near retirement they are usually advised to move out of risky stocks and into safer bonds. Encouraging the near-retired to take on more risk exposure than they'd like may have adverse consequences. They may anticipate having an uncertain future income, and save more to hedge future shocks. Also post-crisis, older people are investing less in equities. Between 2007 and 2010 the share of equities in the portfolio of 65-to 74-year-olds fell from 55 to 44 percent.
For retirees with bonds and savings accounts, low rates make them feel poorer, since they earn less interest on their accounts. Or if retirees are invested in bond funds, the low rates raised the price of bonds. This increases their wealth. But if retirees anticipate an eventual return to high rates (which is likely, because bond yields, unlike stocks, historically revert to a mean), their bond portfolios will fall. So the low rates may have a perverse wealth effect on older people — decreasing their consumption. As the population ages we might expect monetary policy to become increasingly less powerful, or even counterproductive.
By contrast, younger people tend to be debtors, and they are more so now than before. The leverage ratio (ratio of debt to equity) for 35- to 44-year-olds was just 22.3 percent in 1989, but increased to 28.1 percent in 2007, and was 37.3 percent in 2010. Lower rates help them by lowering their debt payments and increasing their cash flows. Debt payments as a percent of income have stayed fairly constant despite more debt; the ratio of debt payments to income only increased from 17.2 percent in 1989 to 20.1 percent in 2010.
Yet this is unlikely to cause a consumption binge. Younger people normally consume more when rates are lower because they are more sensitive to substitution. But that assumes they are saving to begin with, which they barely are. The concept of low rates increasing consumption, through substitution, made sense when people saved more than 10 percent of their income; today American household saving is well under 5 percent. Consuming more will require the young to take on even more debt and it is not clear households have access to more credit.
Households demand a certain amount of liquid and non-liquid wealth, and the low rates are supposed to steer them to more illiquid wealth, like housing. But following a crisis where house prices fell and people found their liquid assets inadequate to hedge economic shocks, it makes sense they'd like to repair their balance sheets and have more liquid assets, no matter what rates are. The economy is riskier than people realized so the premium on safety has gotten large. Since the start of the recession consumers have reduced their debt levels from their peak in 2008, but even in 2013 households still hold as much debt at they did just before the recession. That suggests they have more deleveraging left to do.
While the economy is weak the Fed will keep rates low and buy assets. It is the best immediate policy weapon they have. While monetary policy has not worked as well as hoped, the recession would have been much worse without it. Perhaps more consumption and debt is necessary to get the economy back on track. But eventually the economy will recover. What then? The world has become dependent on a high-consuming American who puts nearly all his wealth in housing. At what point will policy be bold enough to change that? If households don't strengthen their balance sheets, the economy will continue to be fragile and monetary policy will be even less effective in the next recession.
(Allison Schrager is a writer and economist. She worked in finance where she created new, individual pension account investment strategies. She has written for the Economist, Quartz and National Review and has a PhD in economics from Columbia. Any opinions expressed here are the author's own.)


text:
I remember distinctly the urge to judge. I was chatting to a woman about a situation she was involved in and I heard her say something and my mind immediately went into shut down with the voice in my head, saying, "oh man, not this again!"
As that happened, I knew that I was dropping into judgement. The moment I did I withdrew my love and shortly after I walked away to talk with someone else.
When we judge others, that's the cycle we set up: First we withdraw love. When that happens communication is lost.
Most of us find ourselves in that seat of judgement more times than we want to admit.
Which reminds of this quote by Mother Teresa:
The following evening I asked my prayer partner for a prayer calling forth from me those powers within me I can use to help me stay in love rather than drop down into the world of evidence.
As we prayed my partner said something about ego judging and spirit loving.
From that conversation I came up with a little mantra to remind me, when I find myself slipping into judgement.
"Ego judges, spirit loves."
Repeat until the need to judge passes.
You are welcome to take it and make it your own.
When I understand where judgement rises up from, I can simply acknowledge the thought and let it slip away or imagine the thought is a balloon than pops when you shine the light of awareness upon it.
Our goal shouldn't be to eliminate judgement, because that path leads to our own suffering. Rather when we shift away from our own pattern of judgement through mindfulness to a place of love, we enter into a state of grace.
The great Persian poet Rumi, put it this way.
Wouldn't you like to get to that field?
Pattern interrupt is a classic method for changing a long-held pattern such as an eagerness to rush to judgement. This is a mindfulness approach that help build your awareness muscle.
It works this way. When you notice the thoughts of judgement rising within you, you interrupt the pattern with how you want to show up. As an example say:
"Stop! That's just an old pattern resurfacing. That's not who I am now. I am a loving being filled with compassion and understanding."
Another track would be to remember this simple Wayne Dyer quote:
If I understood that my judgement defines me rather than the person judged, this would give me pause.
Would realizing you are defining yourself make you reconsider your thinking?
That pause might give us the time to reflect that our judgement is just another thought floating up into our consciousness from our ego mind, with all its assumptions and attachment fully formed. We recognize we lack clarity and the depth of wisdom required for passing judgement on another.
Tolle links non-judgement along with two other aspect for living an enlightened life to help us form a boarder picture.
Another way to help develop a non judgement attitude is to keep in mind simple examples of how arbitrary judgement can be. This is what A.A. Milne reminds us with this quote from his gentle stories of Winnie the Pooh.
As we set our intention each day to be the best version of us we can be , we are on a journey of rediscovery back to the perfect beings we truly are. We need to live in the spirit of Pooh Bear if you will. To apply non judgement to our own skins. We are harsh judges of ourselves and need to extend to ourselves the same love and understanding.
Our quiet gifts will show us the way.
What other strategies can you use to achieve a non-judgmental state?


text:
New businesses
Well done to Stephen Maguire who recently refurbished his premises on Old Church Street, which now houses both 'Steve's Barber Shop' and 'Allure Hair & Beauty.' Steve is also opening a new 'School Of Hairdressing' on Lower Abbey Street in Cahir and is now taking enrolments for part time hairdressing and barbering courses for January. Call 0867784885 for more details. Good luck to you Steve.
Well done also to Noel Sharpe of NS Woodcraft Design who has opened a new carpentry and joinery workshop located in Church Street, across from the Post Office. Noel is a highly qualified cabinet maker who specialises in fitted kitchens, furniture and all things wooden, even doll houses and toys! For more information call Noel on 0876522688 or email him on email@example.com Welcome Noel and good luck to you.


text:
Big furnished bedroom available (Milan)
I'm going to be moving out of my room at the end of February and if anyone would like to take it, it will be available.
Location: Fifteen minute walk to Cimiano or Gorla station, or five minute bus ride.
Amenities: Cooker, washing machine, dish washer, wi-fi, garden, lots of storage space, pretty great shower.
Room: Big, spacious room with a desk, TV and a double bed. It also has a balcony and lots of storage space.
Price: Protected content a month, which includes all bills and a cleaner who comes once a week. There is no deposit and no minimum stay.
The room is in a two bedroom flat (somebody else new will also be moving in) on the 2nd floor. The landlord is incredibly nice, he has taken me out for pizza and is incredibly helpful, it's a shame I have to leave.
If you are interested in taking a look, or would like me to send you some photos then send me a message on here with your email address.