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Coral Place - Reader Reports & Opinion
These reports are a combination of questions and comment posted in our Coral Place forum and visitor reports added via the 'Add Report' tab above. The votes awarded are weighted by volume and date to give a truer representation of reader satisfaction [more details].
Reader Satisfaction Ranking: Weighted ranking based on 42 votes = 4.9 (max 5)
Guest Report
Devika Basdeo from Trinidad visited in August 2015 and awarded
First time staying at coral place with my family .bought my son for his 8th birthday .he said mom I love here the bathroom the kitchen I love the bedroom .the corals and fishes on the wall. My baby girl who is 2ys was very comfortable.also my husband and I .very clean place.will definately come back for another stay. Nice neighborhood .even the caretaker guy is friendly .very nice yard there is also a nearby park for the kids
Guest Report
Nyla Ramdial from Trinidad visited in August 2014 and awarded
Our group stayed at Coral Place for a family vacation a couple weeks ago, and I must say its no surprise that we keep coming back over and over again, option in our minds there is no other option than Coral Place!
Marcus as always greeted us warmly and ensured that our stay was as comfortable as possible, he even helped us out with advice on places that we wanted to visit during our stay. What was significantly noticeable this time was that the rooms had an added touch of décor that added to the already lovely ambience, each room with its own taste!
I have to thank management for ensuring that all our needs were fulfilled, even when we needed to make additional changes to our booking, you all certainly do have a very professional and understanding way you treat your customers in ensuring that the experience is top notch!
Hats off to the Coral Place team!
P.S. I feel another vacation creeping up around the corner, so I will be calling you soon to book weekend ;)
Guest Report
Sonya from Trinidad visited in June 2014 and awarded
We really enjoyed our stay at Coral Place. It is very well equipped with everything you could need for a beach vacation. The washer/dryer in the apratment was a real bonus.
We would recommend this property highly.
Guest Report
Olivia Seunarine from Trinidad visited in May 2014 and awarded
My stay at fire coral was great. Couldn't ask for a better place to stay. What I loved about the place is its cleanliness. There were all the amenities listed on the website. The only thing is missing for the apartment is a pool. Great location and ambiance.
Guest Report
Judy Joseph from Trinidad visited in April 2014 and awarded
We were impressed by the professionalism demonstrated in the communication method. Communication was always on point and feedback was prompt at all times. We also appreciated the details of direction to the apartment and contact information....that's really comforting.
We were warmly met by Marcus and our first impression of the apartment was that of a nice cool air condition environment after coming in from the hot sun and it was so clean.
Marcus made himself available for any concerns we had, which were really just to get accustomed to the TV/Cable remotes and connecting to the internet.
The place is so peaceful...it was a truly pleasant and comfortable stay at the apartment.
I would highly recommend to my friends and relatives and definitely would return.
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AC Car Finance
Before we look at buying an AC car on finance, let's find out a bit more about this British born car manufacturer.
AC Cars is one of the oldest independent car manufacturers in Britain having been founded in 1903 as Auto Carriers. The company was subsequently renamed AC Cars Group in 2009 by its current owners Gullwing GmbH who's head office is based in Germany.
One of the most famous cars built by the AC Cars Group is the AC Cobra. Produced between 1962 and 1968, this highly sought after two seat V8 roadster is instantly recognisable by the motoring enthusiast.
More recent AC models include the AC MK II and the AC 378 GT Zagato. Built in South Africa by Hi-Tech Automotive in 2009, the 378 is also commonly known as the Perana Z-One and has a 6.2 litre V8 engine.
If you're looking to buy an AC you don't need to worry about the choice of car finance available at any specific car dealership, as we find the best CarLoanDaddy.com. We simply pay the car dealership of your choice directly; leaving you free to buy the AC you want, where you want.
Once all of your AC car finance paperwork has been completed and the money has cleared with the dealership, you'll be driving around in your chosen AC in no time.
If you want to take advantage of our friendly, fast and free service, simply Apply Now for the best AC car finance.

subset: commoncrawl


text: Asus' range of tablets have yet to capture the mainstream imagination in the way that the iPad has, or perhaps even come near to the Samsung Galaxy Tab's sales figures, but that does not mean the Taiwanese company should just keel over and give up its endeavors. In fact, we now have word that there is a possibility of a new tablet from Asus known as the Transformer Pad TF300TL arriving soon, especially after it has gone through the FCC while picking up the relevant nods of approval from the powers-that-be. The Transformer Pad TF300TL can be said to be a variant of the TF300 model, sporting the 850MHz/1,900MHz frequencies which are required if it were to play nice with the HSPA 3G network, in addition to having 700MHz/1,700MHz frequency support to cater for LTE-based 4G. This would strongly suggest that AT&T will most probably be the carrier to offer this particular tablet should it hit the market eventually.


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Can Heel Pain be Cured
Is Your Heel Pain Plantar Fasciitis
Most heel discomfort vanishes in a brief time period, either on its own or after treatment. Without therapy the pain will typically spread around the heel. Therapies that are utilized to minimize heel pain appear to bring only minimal gains over no treatment and also control therapies such as extending workouts.
The discomfort in your heel needs to vanish on its own with time, but after that you could wish to look for therapy for the discomfort. Treatment of heel pain begins with resting the foot. Traditional treatment of plantar heel discomfort: long-lasting follow-up.
There are many compression socks materials for individuals suffering from heel discomfort. The trademarked sock materials sustain for the therapy of plantar fasciitis, typically referred to as heel spurs or heel pain syndrome. The clear polymer gel self-adjusts to fit your distinct foot contour, taking in the excruciating foot shock that exacerbates heel pain as well as heel stimulates.
If, after numerous months of non-surgical therapy, you continuously have heel discomfort, do discuss the circumstance with your physician, due to the fact that your heel discomfort may be triggered by various other factors and surgery can be taken into consideration.
Self Treatment Tips for Heel Pains
Self-Care Several steps can be taken to take care of an agonizing heel at home. Most uncomfortable heels spurs resolve without surgery. Swelling of the heel is not usual and, when related to agonizing medial-lateral compression of the calcaneus, could recommend a tension fracture. Then, you will likely agree that it is much better to be a heel than to have an unpleasant one. If you adhere to these actions thoroughly, most painful heels will certainly clear up.
The heel spur is a-symtomatic (not painful), the discomfort occurs from the inflammation of the plantar fascia. The Merck Guidebook claims a true heel spur "tends to hurt during its very early advancement, when little or no x-ray evidence exists. It is recommended that you obtain an over the counter product that support the arch of the foot or help support as well as comfort unpleasant heels.
Some things you can do to stop uncomfortable heel disorder: See here
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Some fun craft ideas for girls include making a bath salt with some simple household ingredients. Another fun idea is to make flowery and fruity designs with necklaces and pens.Continue Reading
For the bath salt recipe, crafters need Epsom salts, a scented essential oil of their preference and food coloring. Fill a simple jar with the Epsom salts and mix well with enough food coloring for a uniform color. Next, add the essential oil for a scent.
Another popular craft idea is to make an apple necklace with a small red pom-pom. Simply glue green felt on top of a red pom-pom to make the leaves, and glue the apple to a bead affixed to a green ribbon.Learn more about Crafts for Kids


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Heritage Middle is located in West St. Paul, Minnesota. Scholarships for students
attending Heritage Middle can be found in our scholarship database. If you are searching for scholarships
for students attending a different high school in West St. Paul, visit the
West St. Paul directory.
121 W Butler Avenue
West St. Paul, Minnesota


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From West Bend, Wisconsin, USA:
I am 24 years old and do not have insurance. I am scheduled for a vitreoctomy on December 13th of this year. They will not perform the surgery without insurance. The state insurance in my state has a six month waiting period on pre-existing conditions. I am not eligible for Medicaid or COBRA. Because I don't have any children, I am not eligible for BadgerCare. All insurance companies have denied individual coverage due to my diabetes. I can pick up insurance through work in three months, but I cannot put off the surgery any longer or I will lose my sight in my right eye permanently. What should I do?
If you are scheduled for a vitrectomy, you must have been evaluated by a vitreo-retinal surgeon already, which means he/she knows the medical necessity. I was in a similar predicament in 1985 - without insurance and requiring immediate and expensive treatment to save my vision. I courteously explained my situation to the specialist and he agreed to let me make monthly installment payments, which I did for the next three years. If you don't have family or close friends to turn to for financial assistance, I would suggest that you take this approach with your doctor. If he/she isn't willing to do this, check with other retinal specialists in your area who may be. Another option is to check with your state's optometric or ophthalmologic associations. Also, there is a National eye care program for low-income working Americans called VISION USA; it provides free eye examinations and eyeglasses, not surgical services, but you might be able to get a referral to an affiliated retinal surgeon. Lastly, you could contact your state's chapter of the American Diabetes Association and ask them to advocate for you.
Additional comments from David S. Holtzman, Esq.:I have three suggestions, one of which is extreme:
- Contact your local chapter of the Lion's Club. They have a long tradition of supporting the saving of eyesight.
- Second, contact the surgeon and hospital to see if there is any possibility of providing the service as charity care, assuming you have few assets (you do not own a home, have no great amount of savings, stocks/bonds, don't own an expensive car).
- The last option is to have the service performed and declare bankruptcy when the bills come in. Prior to taking this option, you should consult an attorney in your area who is familiar with laws surrounding bankruptcy.
Original posting 23 Nov 2005
Posted to Complications and Insurance/Costs
|Return to the Top of This Page
Last Updated: Tuesday April 06, 2010 15:10:04
This Internet site provides information of a general nature and is designed for educational purposes only. If you have any concerns about your own health or the health of your child, you should always consult with a physician or other health care professional.
This site is published by T-1 Today, Inc. (d/b/a Children with Diabetes), a 501c3 not-for-profit organization, which is responsible for its contents. Our mission is to provide education and support to families living with type 1 diabetes.
By using this site, you agree to our Terms of Use, Legal Notice, and Privacy Policy.
© Children with Diabetes, Inc. 1995-2018. Comments and Feedback.


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Sign in to retrieve a saved callback list.
Scores based on 54 reviews
Invoice history based on 41 reviews.
Friendly. Professional. Dedicated.
By choosing the services of BGPS, you will benefit from a dedicated, knowledgable and fully insured building team ensuring that each project is completed successfully. We specialise in all aspects of construction and pride ourselves on our quality of workmanship and professionalism.
Recent projects include extensions, garage conversions, internal re-calibrations involving structural alterations, installation of bathrooms and kitchens, creation of en-suites and installation of bifold doors.
We are happy to work closely with Building Control during the project and complete necessary application forms. We also have close working relationships with local Structural Engineers and Architects and can offer their services as part of the package.
Cheltenham, Gloucester, Gloucestershire, Stonehouse, Stroud, Tewkesbury


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UTCA Magazine, the official publication of the Utility and Transportation Contractor Association of New Jersey, recently published the following article by Firm Partner Paul T. Fader, the association's legal counsel.
The article entitled "Documenting Damage Claims for the Suspension of Work or Termination of a Contract" advises contractors and subcontractors who work on public jobs how to preserve their rights and interests following Executive Order 210 which was issued by Governor Chris Christie on June 30, 2016.
Executive Order 210 requires the Commissioner of the New Jersey Department of Transportation and the Executive Director of New Jersey Transit to issue plans for the shutdown of non-essential Transportation Trust Fund Authority projects.
Click here for the full article.
The UTCA of New Jersey is a national award winning, non-profit trade association which is headquartered in Wall, New Jersey. UTCA currently includes approximately 1,025 member firms active in all phases of heavy, highway, site, utility and environmental remediation construction, in the public and private sectors, throughout the State.


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{More on mold toxicity. Last week, Andrea Fabry shared with us the beginning of her family's story of mold poisoning from black mold. If you missed it, you need to go back and see what they went through.
Her story continues here.}
When we vacated our home in October 2008, due to an overwhelming presence of black mold, I felt certain life would return to normal. (Read our story in this previous post.)
We finally connected the dots with our deteriorating health and the decision to vacate would make everything better.
Or would it?
I failed to realize that while our external environment had changed, our internal environments had not.
Two months after vacating, I frantically searched for answers.
– Why was our 8 year old still suffering severe headaches?
– Why the continued dizziness for my 12 year old?
– Why did my memory loss seem to worsen after we left?
I was in utter despair.
I contacted a doctor in Arizona who specialized in environmental illness. Two of the kids and I traveled to Arizona for the first of many appointments. Our insurance refused to pay for the out of network expenses.
However, I saw a ray of hope as the symptoms matched perfectly with a toxic exposure. We weren't crazy after all!
The warm desert air felt like a balm to my weary body. I began to think, what if we relocated through the winter months and tried to heal?
My kids and husband agreed, and by December 22, I was in a vacation rental with five of the kids. After a brief visit for Christmas my husband returned to Colorado to tie up loose ends.
With impaired brain function I struggled to learn the detox protocol and find my way around a new city. I was increasingly isolated from friends who couldn't relate or understand why we were taking such drastic action.
I cried often and fought the ongoing depression. I still felt that hint of hope, having now identified the trigger for these serious symptoms, but overwhelmed by the road ahead. It was clear this was not going to be an overnight fix.
Big Life Changes
It was also evident that we were going to have to radically alter our diet.
No more McDonald's.
No more Doritos.
How would my kids possibly adjust? They were raised in the drive-through lane. (See the perspective of one of my children in My Real Food Story.)
– Alone in a new city
– facing monumental tasks and decisions
– with severe health issues
I couldn't see how we would possibly dig out of this hole.
But there was no turning back.
I no longer doubted our decision to vacate the home. That part was clear, as I was now able to comprehend the toll the home had taken on our bodies. My husband was completely on board, despite his initial reservations. (Read his perspective in My Wife is Crazy)
A Bump in the Road
On February 1, 2009, my husband, Chris, drove a trailer full of new mattresses and belongings from Colorado to Arizona to move into a home we agreed to rent for three months.
Together again, and united in our determination to forge ahead, we began a new chapter.
But…Within hours symptoms appeared.
Nosebleeds, breathing issues, headaches, rashes and more.
Something was clearly wrong with the home.
Most of us slept outside the second night, (though it was February) perplexed by our response to the home.
I had done my homework before moving in – researching the history of the home and performing a preliminary mold test – what could be wrong?
After a bit more probing we learned the home had been sprayed for pesticides several days before our move. It had been sprayed indoors and on the carpets.
This was my introduction to the issue of chemical sensitivity.
We could no longer tolerate chemicals. (Hyperreactivity to chemicals is common following a toxic exposure.)
Moving On
We left the home and traveled from hotel to hotel in search of safe housing. I began more and more to notice plug-ins and other artificially-scented cleaning products.
I thought back to a recent visit to a local park where several of the kids rolled in the grass. No wonder they had headaches and red eyes – they were reacting to the chemicals on the grass.
We needed a mold-free home with no chemical smells or recent pesticide treatments. Truly, we were looking for a needle in a haystack!
By February 21 we settled on a new 3 bedroom home with all tile. We now had a majority of our kids with us.
Eight of us slept in one room on air mattresses.
I was stunned how quickly life had changed. Six months prior we were living the "good life" in our luxurious 5500 square foot home.
And now — air mattresses.
Our detox began in earnest. The kids were adapting to our slow transition away from processed foods. They nebulized glutathione and took supplements.
This had to be the turning point.
Because of the protocol our symptoms escalated. We started getting nosebleeds from being around each other. A friend felt sick after walking into our house simply because of the toxins coming from our skin.
Each child had unique symptoms.
I was struggling to function.
My husband was trying to work from this tiny house and pay our massive medical bills due to the lack of insurance coverage for out of network providers.
We tried alternative therapies like energy medicine and acupuncture. The therapies helped, but continued to drain us financially.
The Next Move
In the summer of 2009 we moved to a larger rental home. We had space to breathe again.
Our oldest daughter moved in with us to try to recover from her continued health decline, and I began to study the impact of diet on health.
I noticed changes from our improved diet and I began to feel empowered that perhaps we wouldn't be beholden to office visits, lab tests, and expensive treatments for the rest of our lives.
GAPS Diet
On August 1, 2010, all 11 of us began the GAPS (Gut and Psychology Syndrome) Introduction Diet. (Read more about our family's GAPS journey here.)
GAPS didn't fix us but it did empower us to let go of medical intervention and move forward.
The GAPS Diet is fully covered in this book.
There are affiliate links in this post from which I will make a commission.
Slowly I watched as my kids moved back into the world. Some started school. Others got jobs. Still others embraced the journey and worked hard at the detox protocol. The chemical sensitivity was improving.
I started an intense detox protocol for myself and began to function again. (see my article Healing as a Lifestyle.)
After an almost four-year long journey, four months ago our oldest daughter got married. The day represented a milestone not only for her and her husband, but for our family.
Lessons Learned
As painful as it is to reflect on this season of my life, I am grateful for the lessons learned. I hope these encourage you wherever life has you right now.
1. When you're doing everything right with diet and still fighting a health battle, always rule out the presence of hidden water damage. Toxic mold can hold a person back from recovering their health.
2. Mothers have a God-given instinct – especially when it comes to a home. Moms are nesters by nature. They sense what their family needs. Moms, trust your gut – even if it's buried in confusion.
3. The next step is enough. When it comes to large battles it's easy to get mired in the uncertainty and overwhelming nature of the journey. Don't look too far ahead. Take it one step at a time. It really is enough.
4. Symptoms will instruct–if we listen. Our current medical system tends to focus on suppression of symptoms without considering the cause. What is your body telling you? It could be a food sensitivity, hidden allergy, or environmental issue.
Don't be afraid to ask why.
5. Sometimes relinquishment (doing nothing) is good medicine. We can work hard, try new things, and ask hard questions. We can take drastic action. We can seek justice and we can try to convince others. But there comes a point when the best thing is to let go. Wisdom is knowing when that time comes.
Our lives have become "normal" again, but not the normal I once imagined. It's a new normal –
filled with richness and hope.
Affordable Mold Tests
This information was shared in the previous post in this series, but I'm sharing it again since these products are so helpful.
If you are concerned about mold in your home, MicroBalance Health Products has some really affordable tests.
They also have Mold and Mycotoxin Cleaners that will help keep the air healthy for your family.
The ERMI is the test that is regarded as the gold standard, but if you are on a tight budget, then the ImmunoLytics Diagnostic Mold Test Kit is a great one to use.
Have you had an experience with mold or another toxicity issue?
What changes have you had to make / what's YOUR new normal? Please share any lessons learned to help others.
Andrea is a former journalist and the mother of nine children ranging in age from 28 to 12. Following a toxic mold exposure, Andrea and her family discovered the wonders of natural living. Andrea is the founder and president of momsAWARE, an educational organization designed to empower others to live healthy in a toxic world. You can follow her family's journey at It Takes Time. She is also the owner of Just SoNatural Products.


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Sunday on NBC's "Meet the Press," Sen. Bernie Sanders (I-VT) declared that President Donald Trump's immigration policies were "racist."
Sanders said, "Well, I think the vetting mechanisms are very, very strong. If there say way to make them stronger, let's go forward. I don't think there is any debate that we want to keep the United States safe and we want to be 100 percent clear that anybody who comes into this country should not be coming into this country to do us harm, but what you just heard Mr. Miller say is a shell game."
"While there is a whole lot of discussion about the racist, in my view, immigration policies of the Trump administration which are based on anti-Muslim ideology, which are doing us enormous harm all over the world, something else is going on at the exact same moment," he continued. "That President Trump is backtracking on every economic promise that he made to theAmericann people when he told workers and senior citizens he was not going to cut Social Security, Medicare and Medicaid."
Follow Pam Key on Twitter @pamkeyNEN


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Learning Takes Guts
Confused about probiotics? We've been there. That's why we made this video to explain what they are, why you need them, and how to shop the category.
So much happens when we digest our food. This explains the process and shows how our products can help give you optimal nutrition from your diet and boost immunity, mood, and even lower stress.
The educational material presented in this blog is for informational purposes only and is not intended to diagnose, treat, cure, or prevent any disease. You are now exiting the blog and entering an area in which you can purchase nutritional products. As always, consult your physician prior to starting any nutritional supplement program or to make any other changes to your current health or medical regimen.


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Sue-Lane Wood, 206.788.2489, firstname.lastname@example.com
Seattle, September 26, 2007—Today at the Clinton Global Initiative annual conference, PATH announced the introduction of a ground-breaking vaccine to eliminate epidemic meningitis in Burkina Faso.
The meningococcal conjugate vaccine, developed by the Meningitis Vaccine Project, a partnership between the World Health Organization (WHO) and PATH and produced by Serum Institute of India Limited, has been developed for serogroup A Neisseria meningitidis (meningococcus), the principal cause of meningitis epidemics in Africa for more than 100 years.
The Michael & Susan Dell Foundation is committing $4 million to the project that will vaccinate more than nine million people between the ages of 1 and 29 against meningitis. The Meningitis Vaccine Project, a partnership between PATH and WHO, will continue to raise the remainder of the $14 million required to conduct the initial activities.
More than 700,000 cases of the disease have been reported in the past ten years alone. The disease is virtually unknown in the United States, yet causes devastating loss of life and permanent disability in Africa.
"The introduction of the vaccine in Burkina Faso will set the stage for the ultimate elimination of meningitis in sub-Saharan Africa. The support from the Dell Foundation and other funders to roll out this life-saving vaccine is most welcome," said Dr Marie-Paule Kieny, director, WHO Initiative for Vaccine Research.
"Now that a meningitis vaccine has been developed, with licensure anticipated in late 2008, an end to this devastating but neglected disease is within our grasp," said PATH president Christopher J. Elias, MD, MPH. "This project is a critical first step to providing evidence that epidemic meningitis can be eliminated on a country-by-country basis."
"We are committed to supporting international organizations working on the ground to save lives, reduce disease, and break the cycle of poverty through proven, highly cost-effective interventions with immediate, measurable results," said Janet Mountain, executive director, Michael & Susan Dell Foundation. "Our cooperation with PATH and WHO on the Meningitis Vaccine Project is another step in an established project that holds the promise to eliminate the dreaded meningitis epidemics in Africa."
The venture will be carried out in three phases, culminating in June 2009. The first phase will focus on preparing and strengthening the existing health care systems in Burkina Faso, while the second phase will be the actual mass-vaccination campaign. The third phase will focus on evaluation, since the Burkina Faso results will be used to raise an additional $400 million for vaccine scale-up in the remaining 20 meningitis belt countries. The Meningitis Vaccine Project was originally funded by the Bill & Melinda Gates Foundation.


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Contoh Surat Lamaran Kerja Dalam Bahasa Inggris
2. Menyebutkan posisi atau pekerjaan apa yang diinginkan dalam perusahaan atau instansi tersebut (sesuai dengan lowongan yang dibutuhkan).
3. Mencantumkan identitas diri secara lengkap.
4. Mencantumkan pengalaman kerja (jika sudah pernah bekerja sebelumnya).
5. Melengkapi persyaratan-persyaratan yang diminta oleh perusahaan yang membuka lowongan pekerjaan tersebut.
6. Menyertakan daftar riwayat hidup, dan sertifikat-sertifikat keahlian lain yang dimiliki sebagai berkas pendukung.
Jika para pembaca membutuhkan referensi untuk menyusun Surat Lamaran Kerja Dalam Bahasa Inggris ini, berikut kami lampirkan beberapa contohnya :
Contoh 1 :
Yogyakarta, March 25th 2016
To :
Vice-President of Sales
PT. Orion Group
Jalan Mataram 12, Sleman
Dear Sir,
I am applying for a position as Sales Manager with your company, as I feel my background in developing a sales department will be of interest to you. Here is my brief data :
Name : Ahmad Nur Mujiono
Place and Date of Birth : Pati, May 15th, 1991
Education : Business Management of Universitas Teknologi Yogyakarta
As my resume indicates, I joined PT. Orion Group, in the capacity of trainee and moved up the ladder to my current position of Sales Manager. In each year of my employment, I was successful in opening news account, penetrating existing ones, and reopening closed business. As a result, I was responsible for sales increase of 20% to 25%.
As sales manager I was involved in recruiting, training, and supervising a staff of 120 salespeople and was responsible foe sales worldwide.
I am looking forward to meeting you. When can we set up an appointment for an interview? I may be reached at 081234567890.
Ahmad Nur Mujiono
Contoh 2 :
Yogyakarta, March 25th, 2016
Arfabi Megatrading Corporation
Human Resources Department
Jalan Tentara Palagan 17,
Dear Sir,
I know that Arfabi Megatrading Corporation is one of the biggest retail product distributors in Indonesia, and I am sure it would be an excellent career opportunity to join in and work for this respective company.
I would like to apply for direct marketing and sales officer position in your company. I am in good health, willing to work, fast learning, and work well with others. I have my own vehicle, driving license A and C. Also, I have good communication skill and speak English fluently both oral and written.
I was graduated from Manajemen Bisnis of Universitas Teknologi Yogyakarta, majoring in Marketing Management in December 2003, and have been working for Mandiri Corp Retails in sales and marketing department since January 2004. I believe my 2 years experience in this related field would be useful for me to contribute your company better.
I would greatly appreciate an opportunity to convince you that my services would be an asset to your company. I assure you that a high level of efficiency would be applied to any assignment given to me. I hope my qualifications and experiences merit to your consideration.
For your consideration, I enclose here with :
1. Curriculum Vitae (CV)
3. Certificate and transcripts that have been legalized.
4. Copy of the certificate (Results Scan)
I would be available to have an interview at anytime and look forward to hearing from you soon. Thank you.
Yours Faithfully,
Eka Ahmad Feri Setiawan
Demikian beberapa Contoh Surat Lamaran Kerja Dalam Bahasa Inggris yang dapat kami cantumkan sebagai bahan referemsi untuk para pembaca yang ingin menyusun Surat Lamaran Kerja Dalam Bahasa Inggris. Isi dari Surat Lamaran Kerja Dalam Bahasa Inggris tersebut dapat disesuaikan dengan kebutuhan masing – masing. Semoga bermanfaat.


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New Bobbi Brown Tinted MoisturizerI recently purchased the new formulated Bobbi Brown Tinted Moisturizer. After hearing the new released version, I immediately jumped into my bandwagon and to see what this is all about. I heard that this new formulated tinted moisturizer is lighter and sheerer than the original tinted moisturizer. In my previous post I indicated that the old version has a hint of orange undertone to it, which I wasn't to keen of. However, the old version has a better coverage and smell to it minus the orange undertone and the packaging.
I put the new formulated tinted moisturizer to the test. I personally think the formulated tinted moisturizer runs a bit too sheer for my liking and not enough of coverage, also it has a medicine band aid smell to it. I personally wish that they could combine the old formulated tinted moisturizer to the new version minus the orange undertone to it. The only thing I like about this tinted moisturizer is that it contains SPF 15 sun protection and the new packaging.
- The shades run lighter and sheerer without the orange undertones in this moisturizer.
- Packaging looks much nicer and neater.
- I like that it contain SPF 15 Tinted Moisturizer Oil Free.
- This moisturizer doesn't have a good coverage, which is too sheer for my liking.
- Awful medicine band-aid smell.
What it does: (stated from Sephora site)
Ideal for normal to oily skin, this product offers a casual alternative to foundation. It provides light moisture, sun protection, and sheer, comfortable coverage.
Have you tried this? Let me know what you think of this tinted moisturizer.
Be sure to subscribe to my blog, and have a wonderful day!


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- Home
- Your Government
- Departments
- Development Services
- Building Services
Building Services
Poway Building Services
The City's Building Division provides plan check, permitting, and inspection for building-related activities within the City of Poway. The City of Poway contracts with EsGil Corporation to provide these services.
When contacting the Building Division, please include your name, address and daytime phone number, and provide as much information as possible relating to your question or request.
Building Inspection
To request a building inspection, please call the automated line at 858-668-4646 and follow the instructions. Building inspections will be performed Monday through Friday, including the Fridays that City Hall is closed. For inspection requests received before 4 p.m., the inspection will be scheduled for the next business day, unless you request a different day in your message.
Permit Fees
Current Fees for all building activity are listed in the city's Master Fee Schedule (PDF). Certain permits such as electrical or mechanical have a flat fee. Fees for construction of structures are based on valuation of construction type and use a valuation formula updated periodically from the Regional Chapter of the International Code Council. View the city's current Valuation Chart (PDF).
Other Helpful Resources
Below are links to monthly building permit activity for the City of Poway. If you have any questions on this data, please contact the Building Division at 858-668-4645.
- July Building Permit Applications
- July Building Permits Issued
- June Building Permit Applications
- June Building Permits Issued
- May Building Permit Applications
- May Building Permits Issued


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Task Force on Teaching Evaluation - Overview and Analysis of Techniques for Evaluating Teaching Effectiveness
Background | Recommendations | Process | Overview | Bibliography |Appendices
This section borrows extensively from the "Teaching Documentation Guide" and "Teaching Evaluation Guide" prepared by the faculty of York University, Canada (http://teachingcommons.yorku.ca/).
This chapter describes techniques that faculty members may use to evaluate their teaching. Which techniques are chosen will depend on the intent of the evaluation. The following techniques are included: self-evaluation; classroom observation; measures of student achievement; questionnaires; letters and individual interviews; focus groups; and review of instructional materials.Self-evaluation
Classroom observation
Source: Self
Description and purpose: A self-evaluation may take the form of an informal self-reflection exercise, classroom assessment such as a minute paper, or a formal written appraisal compiled for the teaching portfolio. Self-evaluation can be carried out for both formative and summative purposes. It gives faculty members an opportunity to articulate their teaching philosophy, review their teaching goals and objectives, and assess their areas of strength and difficulty.
Benefits: Self-evaluation encourages faculty members to become monitors of their own performance and promotes reflective practice. It is an excellent first step in planning a thoughtful and comprehensive teaching development program. Informal self-evaluation involves little formal data collection and takes very little time. A formal written appraisal provides a context for assessing data about teaching gathered using other methods. This can be especially important in the tenure and promotion process as it puts other types of data in perspective. In addition, a teaching portfolio may be sent to colleagues at another institution for appraisal.
Limitations: Self-evaluation is, by its very nature, biased and can rarely stand alone if used for summative evaluation. Some individuals find it very difficult to engage in critical self-evaluation or to be honest with themselves and others about their difficulties.
Source: Peers (faculty members from the same unit) and colleagues (faculty members from another unit)
Description and purpose: Classroom observations complement student assessment of teaching. Although peers and colleagues are unlikely to be knowledgeable of the full extent of the teaching situation, they can comment on subject matter and/or teaching methodology from the perspective of a professional. Before visiting a class, the observer should meet with the faculty member to discuss the faculty member's teaching philosophy, the specific teaching objectives, and the teaching strategies to be employed during the observation session.
Classroom observation may be carried out for both summative and formative purposes. For summative evaluation, more than one person should observe, and each observer should visit more than one class. This counteracts observer bias toward a particular teaching approach and the possibility that an observation takes place on a bad day. These precautions also provide for greater objectivity and hence reliability of the results. To ensure that they obtain a full picture of a faculty member's strengths and weaknesses, some observers find check lists useful (see Figure 1 for an example). Some units may delegate classroom observations to a committee. As the range of activities in a class can be overwhelming, some observers find it helpful to focus on specific aspects (e.g., presentation). Thus, colleagues unfamiliar with the content can provide a different perspective from that of the faculty member's disciplinary peers.
1, Peer Evaluation Checklist
_____ Used good interest approach
_____ Reviewed previous instruction
_____ Covered objectives -- no less, no more
_____ Class was logical and organized
Teaching Methods & /Techniques:
_____ Well planned and organized
_____ Used procedures appropriate to objectives
_____ Used procedures appropriate to students
_____ Provided stimulus variation
_____ Questioning was appropriate and skillful
_____ Encouraged student participation
_____ Used effective reinforcement techniques
_____ Used effective examples
_____ Maintained effective pace
_____ Made effective use of time
_____ Maintained enthusiasm and interest level
_____ Provided smooth transitions
_____ Review/summary
_____ Application
_____ Context to future instruction
_____ Achieved objectives
Questions for Reflection
1. What aspects of the lecture and the written materials (assignments, tests, handouts) make a positive contribution to learning and should be retained?
2. What aspects of the lecture and written materials could be improved? How should they be improved? Classroom observation is especially useful for formative evaluation. In this case, it is important that the results of the observations are confidential, and used for summative evaluation only with the faculty member's consent. The process of observation should take place over time, allowing the faculty member to implement changes, practice improvements and obtain feedback on whether progress has been made. It may also include videotaping the faculty member's class. This process is particularly helpful to faculty members who are experimenting with new teaching methods.
A particularly valuable form of classroom observation for formative purposes is peer-pairing. With this technique, two faculty members give each other feedback on their teaching on a rotating basis, each evaluating the other over time (anywhere between two weeks and a full year). Each learns from the other and may learn as much in the observing role as when being observed.
Benefits: Classroom observations can complete the picture of a faculty member's teaching obtained through other less direct methods of evaluation. Observations are an important supplement to inconsistent student ratings in situations, for example, where a faculty member's teaching is controversial because of experimentation, where non-traditional teaching methods are being used, or where other unique situations exist within the classroom context. Peers are better able than students to comment upon the difficulty of the material, the relevance of examples chosen, knowledge of subject matter, and integration of topics. Colleagues are better able than peers to place the teaching within a wider context and to suggest alternative teaching formats and ways of communicating the material.
Limitations: There are several limitations to using classroom observations for summative purposes. It is costly in terms of faculty time since several observations are necessary to ensure reliability and validity of findings. Faculty members may find observations threatening and they and their students may behave differently when there is an observer present. Some evidence suggests that peers can be relatively generous evaluators. Since observers vary in their definitions of effective teaching, and considerable tact is required in providing feedback on observations, it is desirable that observers receive training before becoming involved in providing formative evaluation.
Measure of student achievement
Source: Students and, sometimes, alumni
Description and purpose: Student questionnaires (e.g., the CCQ) are the most commonly used source of summative evaluation data. For purposes such as tenure and promotion, data should be obtained over time using standardized questionnaires. Information obtained from questionnaires can also be used by faculty members for improving subsequent incarnations of the course, and for identifying strengths and weaknesses by comparison to those teaching similar courses. Questionnaires are also useful in a program of formative evaluation if designed and administered by a faculty member during a course.
Benefits: The use of a mandatory, standardized questionnaire puts all teaching evaluations on a common footing, and facilitates comparison between faculty members, courses and academic units. The data gathered also serves the purpose of assessing whether the educational goals of the unit are being met. Structured questionnaires are particularly appropriate where there are many students involved, and where there are several sections of a single course, or several courses with similar teaching objectives using similar teaching approaches.
Questionnaires are relatively economical to administer, summarize and interpret. If students are asked to comment only on items with which they have direct experience, student responses to questionnaires have been found valid. Research has identified the following seven dimensions of a faculty member's teaching as especially important in identifying exemplary teaching: stimulation of interest in the course and its subject matter; preparation and organization; clarity and understandability; sensitivity to and concern with students' level of understanding and progress; clarity of course objectives and requirements; impact of instruction; encouragement of questions and discussion; and openness to opinions of others.
While questionnaire forms with open-ended questions are more expensive to administer, they often provide more reliable and useful sources of information in small classes and for the tenure and promotion process. Open-ended questions may provide insight into the numerical ratings.
Limitations: Faculty members have such different perspectives, approaches, and objectives that a standardized questionnaire cannot adequately or fairly compare their performance. For example, the implicit assumption behind the design of many evaluation forms is that the primary mode of instruction is the lecture method. Such a form will be inadequate in evaluating the performance of a faculty member who uses collaborative or feminist teaching methods. One way to overcome this limitation and to tailor it to the objectives and approaches of a specific course or faculty member, is to design an evaluation form with a mandatory core set of questions and space for inserting questions chosen by the faculty member.
Recent research on the effects of gender on student ratings suggests that female faculty members tend to be judged more rigidly than male faculty members on a variety of dimensions, particularly in questions relating to students' interpersonal experiences with the faculty member. Further, there is some evidence to suggest that student evaluations are biased against non-traditional teaching methods and curriculum, and faculty members from under-represented groups. Required courses are generally rated lower than compulsory courses. Care should therefore be taken to create an appropriate context for interpreting the data in comparison with other courses. Another way to ensure fairness and equity is to ask students to identify the strengths of the faculty member's approach as well as weaknesses and to ask for specific suggestions for improvement.
Validity of Student Evaluations of Teaching: Two types of evidence are necessary to support the validity of student evaluations of teaching (SET). The first, convergent validity, would indicate that SETs correlate well with other measures of instructional quality. In general, research has supported the convergent validity of SETs (see Marsh & Roche (1997) for a review). They have been shown to account for approximately 20 percent of the variance in student achievement as measured by standardized final exams. In addition, instructor self-evaluations correlate moderately well with SETs, and there is a high correlation between the ratings of current and former students. SETs are also related to ratings made by trained external observers. However, there is no relation between ratings by colleagues and administrators and SETs. (This null relationship is due to unreliability in peer ratings; ratings by different peers do not correlate well with each other.)
Biasing Influences on Evaluations. The second type of evidence, discriminant validity, would indicate that SETs do not correlate well with measures unrelated to instructional quality. Although the convergent validity of SETs has been supported, the same cannot be said of discriminant validity. Several factors correlate with SETs that are, on the surface at least, unrelated to the quality of instruction. Factors associated with higher SETs include prior subject interest, elective courses, faculty member expressiveness, and higher expected grades (Marsh & Roche, 1997). The extent to which these factors correlate with SETs, if at all, varies across studies. Many of these studies suffer from a lack of methodological rigor (e.g., small samples, single institutions, etc.) which reduces the confidence that the results are valid and generalizable.
One biasing factor that has been extensively examined is expected grades or grading leniency. Reviews of data gathered from multiple universities, courses, and faculty members indicated a correlation of .20 as a best estimate of the relationship, with a range of approximately .10 to .30 (Feldman, 1976; 1997). The biasing effect of grading leniency has also been demonstrated in experimental studies where student grades were intentionally manipulated upward or downward in natural classroom settings. In a meta-analysis of these studies, Greenwald (1997) reported that the manipulation of grades had moderate to large effects on SETs.
A recent article that garnered attention from The Chronicle of Higher Education (January 16, 1998) used a causal modeling technique (covariance structure analysis) to examine the effects of expected grades on SETs. In this article Greenwald and Gillmore (1997a) analyzed student evaluations of instruction in approximately 200 courses at the University of Washington during three different time periods. At the end of each course, but before the final exam, students responded to survey items measuring evaluations of the course and faculty member, workload, and grade expectations. Their final model included a significant path from expected grade to evaluation of instruction (.44), indicating that higher expected grades were associated with higher evaluations. Interestingly, the model also included a significant path from expected grade to workload (-.49), indicating that students expected higher grades in courses with a lighter workload. Overall, expected grade explained approximately 20 percent of the variance in student evaluations. Greenwald and Gillmore (1997b) suggested that the unwanted influence of grading leniency could be statistically removed from SETs if measures of expected grades were included on student surveys.
Conclusion. Evidence supporting the validity of SETs is equivocal. On the one hand, there is some consistency between ratings made by students and ratings made by others, such as trained evaluators. Most importantly, SETs are related to objective measures of student achievement. On the other hand, however, SETs are biased by several factors, including grading leniency. This is a serious concern because it feeds a culture of grade inflation. Although it is possible to statistically remove the biasing effects of grade inflation, there are no studies examining the relation of "corrected" ratings to important outcomes such as student achievement. It is also possible that excellent faculty members who motivate students to achieve high grades would be unfairly punished if their ratings were lowered by a statistical correction. A simple alternative is to merely recognize that SETs are not "true" indicators of teaching quality and to weight them for personnel decisions with this in mind.
Source: Faculty and appropriate administrators
Description and purpose: In some courses, a test or examination can be an explicit measure of teaching effectiveness. Ideally, data collected at the beginning of the course is compared with data collected at the end of the course to measure students' improvement on some relevant scale of knowledge, ability, etc. These profiles of achievement may be a good source of summative evaluation information. They are particularly effective in a situation characterized by many students and/or multiple sections working from a common syllabus with a common examination where the course goals are very specific.
Benefits: Given similar student entry characteristics and teaching situations, this provides perhaps the most objective evidence of teaching effectiveness.
Limitations: The "sameness" required for this method to be meaningful limits the situations in which it can be used. As differences in expectations or student assessment procedures enter the equation, so the usefulness of this method for summative evaluation declines. The use of examination results to evaluate teaching can lead to instruction being geared to the examination.
Letters and individual interviews
Focus groups
Source: Students, alumni, peers
Description and purpose: Interviews and/or letters can lead to greater depth of information for improving teaching, or for providing details and examples of a faculty member's impact on students for the purposes of teaching award nominations, and the tenure and promotion process. Letters from students and alumni are best solicited by the chairperson or mentor, and individuals asked to write letters should be randomly selected.
Benefits: Interviews and letters elicit information not readily available through questionnaires or student achievement records. Insights, success stories, and thoughtful analyses are often outcomes of an interview or request for a written assessment of a faculty member's teaching. Students who are reluctant to give information on a rating scale often respond well to a skilled, probing interviewer.
Limitations: The disadvantage of letters is that the response rate can be quite low. The major disadvantage of interviews is time. Interviews can take approximately one hour to conduct, about 30 minutes to arrange, and another block of time must be allocated to coding and interpretation. A structured interview schedule can be used to eliminate the bias that may result when an untrained interviewer asks questions randomly of different students.
Source: Students
Description and purpose: Focus group discussions, involving about six or eight students chosen randomly from a faculty member's class, provide a rich description of a faculty member's teaching, since it is based on students' individual opinions and their reflections on, and reactions to, the opinions of others.
The discussion is carried out at a mutually convenient time outside class and should preferably be conducted by a colleague or peer. At the beginning of the group meeting, students are given about five minutes to write independently, describing which teaching behaviors they would like to see the faculty member maintain and which they think the faculty member should change or improve. The items generated are gathered and prioritized under the headings "maintain" and "improve." The facilitator then moves from item to item, alternating between the two columns, asking for clarification and examples to illustrate the points. At the conclusion of the discussion, the facilitator prepares an oral or written report.
Benefits: Data generated in this way provides a very rich description of the strengths and weaknesses of a faculty member's teaching and is probably the most effective way to generate constructive criticism and positive reinforcement for successful strategies. This can be particularly helpful to faculty members who are experiencing problems with their teaching, in which case it is important that the students are selected openly in front of the whole class and in the faculty member's absence. This technique also provides useful feedback for faculty members who are experimenting with new methodology or are engaged in a program of self-improvement. This method may be used for summative purposes and supplements well the quantitative data generated by teaching evaluation forms.
Limitations: The only limitation of this method is that it is time-consuming.
Review of instructional materials
Source: Self
Description and purpose: Instructional materials typically include the following: course outlines, examinations, quizzes, assignments, reading lists, student manuals, practicum requirements, various audiovisual materials (overhead transparencies, videos, slides, computer software, etc.). Many academic units require a course outline which highlights teaching objectives along with student performance expectations.
The content contained within the resource materials can reflect the quality of thought and effort put into the planning and preparation for teaching. The materials may provide insight into the guidance and supervision provided to students outside the classroom setting. Gathering this material gives the faculty member an opportunity to assemble a teaching portfolio that can be an essential component of a tenure and promotion file or teaching award nomination. The portfolio may also be useful to units in upgrading or reforming their curriculum.
Benefits: A review of instructional materials can instigate a professional exchange of information regarding the content being taught and research that might be integrated into the course. The data collected in this way provides a perspective on teaching not obtainable through classroom observations and may also enable an academic unit to maintain a curriculum focus. Evaluation of instructional materials by peers is a more reliable and valid measure of a faculty member's teaching effectiveness than that obtained by asking students to assess the course materials.
Limitations: This initiative is time consuming and costly. It is also open to individual bias, and so a standing committee within an academic unit could provide a formal, consistent, and systematic approach to carrying out this initiative.


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iPhone Vector Art For User Interfaces And More
I've been asked a few times if I had any iPhone vector art for creating user interfaces, and custom toolbars because of some posts that I made when first starting this website. There are many vector art collections, and here is what I use, especially if they are trying to design an interface to use with a Javascript based toolkit like Phonegap. I'm no artist, but this is generally what I point people to who are looking to create an iPhone interface, especially those without macs.
All the artwork listed below.
Some user interface iPhone vector art created for Photoshop:
Iphone interface PSD file
Geoff Teehan iPhone GUI PSD
iPhone PSD Vector Kit
Stencils Are Here:
Numerous design stencils including the iPhone from Yahoo:
iPhone Stencil Graffletopia
Toolbar Art:
Glyphish – Toolbar
This is a great resource for all sorts of clip art, available in all forms.
Open Clip Art Library
This is a decent freeware editor that supports the SVG format, and runs on Mac, Windows, and Linux.
Inkscape Vector Art Library
My recommended app for creating iPhone interfaces and using this iPhone vector art is OmniGraffle, because it's got such a low learning curve, but of course Photoshop, Adobe Illustrator or Fireworks also work well.
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colored chairman came to me and said: "Mother, the coal company gave us this ground that the church is on. They have sent word that they will take it from us if we let you speak here."
I would not let those poor souls lose their ground so I adjourned the meeting to the four corners of the public roads. When the meeting was over and the people had dispersed, I asked my co-worker, Dud Hado, a fellow from Iowa, if he would go with me up to the post office. He was a kindly soul but easily frightened.
As we were going along the road, I said, "Have you got a pistol on you?"
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As he did so about eight or ten gunmen jumped out from behind an old barn beside the road, jumped on him and said, "Now we've got you, you dirty organizer. They bullied us along the road t


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DFCCIL Recruitment 2017 Online Application www.dfccil.gov.in
Dedicated Freight Corridor Corporation of India Limited (DFCCIL) is going to announce the latest job notification as DFCCIL Recruitment 2017 for finance officer, junior finance officer, executive officer, junior executive officer, assistant manager and multi tasking staff and etc posts. DFCCIL conducts various recruitments every year to filling up the unreserved positions in various departments of the DFCCIL. This year also DFCCIL has decided to full fill the massive numbers of vacant positions through upcoming recruitment. DFCCIL invites the online applications from young and skilled candidates. Job seekers who are searching for the DFCCIL latest jobs, those can apply for this notification through online on or before last date which is mentioned in its official website.
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Second-Ranked Stanford Cruises to 19-1 Win Over Baseball
April 6, 2002
TUCSON, Ariz.- The second-ranked Stanford baseball team did not let the short turnaround between Friday's 18 inning marathon and Saturday's 1 p.m. first pitch become a problem as it racked up 26 hits en route to a 19-1 victory over the Arizona Wildcats on a blustery day at Frank Sancet Field on Saturday. The Cardinal improved to 22-6 on the season and 2-0 in the Pac-10 with the victory, while the Wildcats fell to 21-14 overall and 2-6 in the conference.
The Wildcats, who have now lost four straight for the third time this season, managed only six hits off of two Cardinal pitchers. Senior shortstop Brad Hassey tallied half of the hits himself with a 3 for 4 day at the plate. Brian Anderson, Marc Kaiser and Richard Mercado were the only other Arizona players to collect base hits in the game.
The Wildcats scored their lone run of the game when Justyn St. Clair touched home on a wild pitch in the sixth inning.
The Cardinal, meanwhile, used the windy conditions to their advantage as they posted back-to-back home runs in the second inning to jump out to an early lead. Sam Fuld hit what appeared to be a harmless pop fly to left with a pair of runners on, but the ball, aided by a stiff breeze, carried over the wall for a three-run homer. Leadoff hitter Chris O'Riordan, who hit two fence busters on the day, followed with a solo shot to left for a 4-0 Stanford lead.
The Cardinal added two more in the top of the third, three in the fourth, seven in the seventh, two in the eighth and one in the ninth to hand the Wildcats their most lopsided loss of the season.
Paced by Tobin Swope's 5 for 5 day at the plate, eight of the nine starters for Stanford collected multiple hits in the game and six had two or more RBIs.
Arizona starter Joe Little (5-3) picked up the loss in just three innings of work. The southpaw gave up nine runs, seven earned, on 13 hits. He struck out two and walked none. Arizona relievers Will Miller, Matt Wersel and Kevin Sears gave up six runs, three runs and one run, respectively.
Stanford starter Tim Cunningham (5-1) was the beneficiary of the potent Cardinal offense, but also kept the Wildcat bats at bay as well. The lefthander won his fifth game of the season by keeping the ball down and out of the stiff wind. Cunningham, who struck out only one, induced the Wildcats into 15 ground ball outs in seven innings pitched. Jonny Dyer tossed two innings of one-hit relief to close out the game.
The Wildcats will attempt to stave off a three-game sweep on Sunday in the series finale at 1 p.m. UA's Marc Kaiser will take on SU's John Hudgins on the mound.
Pac-12 PlaylistTODAY | 7:00pm PTLive
Pac-12 PlaylistTOMORROW | 7:00pm PTLive
Pac-12 PlaylistThu 8/23 | 7:00pm PTLive


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K. Ternesse VV Wommelgem vector logo
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Making Money
eToro is a social trading site. The concept is kinda cool – you can copy other peoples trades automatically. I follow 4 different traders. This means every time that make a trade, I make the exact trade. It all happens automatically.
So far I've deposited $150 into eToro – I'll keep you updated with progress over the coming weeks.
Btw – if you want $20 free to trade you can get it here


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Two teams has been chosen as the winners of Uutisraivaaja media innovation challenge. The jury decided to grant the 250 000 € award to Frameright and Tripsteri. Both teams will receive 125 000 euros worth of development money.
Tekes has granted Tempo funding for Coberg Ltd for developing the Frameright publishing technology. The occasion was celebrated by eating a fancy dinner at McDonalds. We also celebrated by practising our baking skills and baked a cake for the people at Microsoft Flux.
Since our last blog in April we have again been so busy that we haven't even had time to catch our breath. Writing this piece allows us to 'take
five' and reflect on what we have undertaken and achieved.
We have been working on a lot of things from administrative stuff to visual design and at the same time tried concentrate on developing the product itself. Frameright has offered us a creative and intellectual challenge that is super fun and demanding at the same time. Our lives have been filled with books and articles and podcasts and online lectures about various topics from media publishing to founding and scaling start up companies.
One of the former Uutisraivaaja finalists was team Influence Networks, Nicolas Kayser-Bril and Pierre Romera in the first competition in 2011. We found out what they have been up to since.
We have had a busy month or so; in fact, it has been so busy we have had little time to celebrate getting through the first stage of the competition!
Frameright has been bubbling under for a while now. Three weeks ago we had an exciting week of Uutisraivaaja semifinal presentations and it was such a great feeling to finally pitch the idea and hear the reactions. It was also wonderful to see what other teams had come up with. Panic, excitement, happiness and many other feelings were going up and down on a roller coaster. After 12 fascinating ideas, it felt very relieving to hear that we had made it through to the finals.
The finalists of the media innovation competition Uutisraivaaja has been selected. Five projects move forward as finalists, chosen by the jury of Uutisraivaaja in Helsinki on March 8th.
The Uutisraivaaja application period closes soon. The deadline is January 17th at 5pm Finnish time. Now is the time to finalize your application!
Come and hear how to create successful media innovations! The speakers are Wolt co-founder Juhani Mykkänen and Uutisraivaaja winners Lucify and Kuka. Drinks and snacks are served. The event is open for everyone! Come and meet enthusiastic people working with media innovations, and learn new!


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Sailor Moon and Sailor Soldiers face new villains in upcoming television series
The second season of Sailor Moon Crystal premiered this month on television in Japan, where a new band of four villains is set to stir things up for the group of superhero girl warriors.
Black Moon Clan, an evil band made up of one female and three males, has the Sailor Crystal in their sights and are out to get Sailor Moon herself. The clan consists of the leader Prince Demande, Saphir, who is Demande's brother, Rubeus, and Esmeraude, the only female. Esmeraude is secretly in love with her leader, Prince Demande, but why is he so obsessed with Sailor Moon? Fans will have to watch the anime to find out.
When you're in a love triangle with two versions of Hyun Bin, who do you choose? Find out in his comeback drama, Hyde, Jekyll, and I:
Looks like the Sailor Moon girls are going to be dealing with some crazy cats.
The Black Moon Clan


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Learn to Earn
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Phoenix Residents Envision Financial Stress in Retirement, Retirees Worry-Free
Merrill Edge® Survey Finds Area Retirees Prove Saving Is Key to Financially Calm Golden Years
Nearly two-thirds (64 percent) of Phoenix respondents expect to be stressed about money in retirement based on how they are currently saving, according to a new survey released today by Bank of America and Merrill Edge. The latest Merrill Edge® Report reveals that while non-retirees are anticipating stress, the majority (60 percent) of retirees in the area are not stressed about finances in retirement based on how they saved for it.
Despite predicting stress, more than three out of five (61 percent) non-retired Phoenix respondents believe they will have enough money in retirement due to how they are saving for it, while the vast majority of retired respondents (82 percent) report they will have enough money for the rest of retirement because of how they saved for it before they retired.
"Even though most Phoenix area residents actively save for retirement they are still concerned about their future outlook, while a surprisingly high number of retired residents feel good about their finances," said Christine Baim, regional sales manager at Merrill Edge. "Non-retired residents in Phoenix can learn from retirees – you can never be too prepared."
Pursuing an ideal retirement without financial stress
Part of a biannual nationwide survey, the study explores opinions of Phoenix residents with investable assets of $50,000 to $250,000 and finds that area respondents are nearly as likely to prioritize saving more for the future (61 percent) as having enough money to live comfortably today (66 percent).
Nationally, the Merrill Edge Report finds most non-retired respondents agree that an ideal retirement is one that is not spent worrying about money (77 percent) and is overall stress-free (70 percent). Phoenix respondents who have yet to reach retirement are taking actions to get there like today's retirees, but could do more to emulate strategies that retired Americans employed to ensure that their golden years were less worrisome:
- Today, the most popular actions that non-retired Phoenix residents are taking to live a stress-free retirement are paying off debt (68 percent) and funding retirement accounts (64 percent). Paying off debt (61 percent) and contributing to a retirement account (53 percent) were also some of the most common measures that retirees took to reduce strain in retirement before reaching that stage.
- However, nearly half (47 percent) of area retirees preemptively invested as much as they could outside of a retirement account to be stress-free when they did retire, and only 31 percent of non-retired area survey respondents are doing this with the same goal in mind.
- Similarly, only one-third of Phoenix area respondents who have yet to reach retirement are working with a financial advisor to reduce retirement anxiety; whereas, more than four in 10 (43 percent) of area retirees proactively invested as much as they could prior to retirement.
Financial fears lead to positive financial actions
According to the survey, while the majority of non-retired Phoenix residents are actively investing for retirement, more than one-quarter (26 percent) would still be embarrassed if their close friends or family knew intimate details about their finances, including retirement savings (15 percent), checking account balance (11 percent) and credit score (11 percent).
Along similar lines, 37 percent of national respondents feel that they lag behind their peers in terms of financial stability, saving for the future or current income. However, those shortfalls also appear to be a catalyst for better financial planning. Area retirees and non-retirees alike have felt motivated to make positive financial decisions by financial stress (23 percent) and by seeing the successes or failures of their parents (32 percent).
For more in-depth information about the financial behaviors and priorities of mass affluent Americans, read the entire Spring 2015 Merrill Edge Report or take our poll here. See the corresponding infographic here.
Merrill Edge Survey Methodology
Braun Research, Inc. conducted a nationally-representative telephone survey on behalf of Merrill Edge. The survey was conducted from March 12, 2015, through March 24, 2015, and consisted of 1,000 mass affluent respondents throughout the U.S., defined as individuals with investable assets (value of all cash, savings, mutual funds, CDs, IRAs, stock, bonds and all other types of investments excluding primary home and other real estate investments). Respondents in the study were defined as aged 18 to 34 (millennials) with investable assets between $50,000 to $250,000 or those aged 18 to 34 who have investable assets of between $20,000 and under $50,000 with an annual income of at least $50,000; or aged 35-plus with investable assets between $50,000 to $250,000. We conducted an oversampling of 300 mass affluents in the following markets: San Francisco; Los Angeles; Orange County, California; Dallas; the State of New Jersey; South Florida; Chicago; and Phoenix. The markets of Chicago and Phoenix were newly-surveyed this wave. The margin of error is +/- 3.0 percent for the national sample; about +/- 5.7 percent for the oversample markets, all reported at a 95 percent confidence level.
Merrill Edge
Merrill Edge is a streamlined investment service that provides customers access to the investment insights of Merrill Lynch and the convenience of Bank of America banking to help simplify their financial life. With Merrill Edge, customers can see their Merrill Edge investment and Bank of America bank accounts on one page online, along with access to tools, research, support and competitive pricing for online trades. If customers prefer to receive professional advice and guidance to help simplify pursuing their investment goals, Merrill Edge Roadmap™ allows them to work one-on-one with a licensed Merrill Edge Financial Solutions Advisor™. Financial Solutions Advisors work with customers to design a personalized action plan with specific recommendations tailored to their investment needs.
Bank of America
Bank of America is one of the world's largest financial institutions, serving individual consumers, small and middle-market businesses and large corporations with a full range of banking, investing, asset management and other financial and risk management products and services. The company provides unmatched convenience in the United States, serving approximately 48 million consumer and small business relationships with approximately 4,800 retail financial centers and approximately 15,900 ATMs and award-winning online banking with 31 million active users and approximately 17 million mobile users. Bank of America is among the world's leading wealth management companies and is a global leader in corporate and investment banking and trading across a broad range of asset classes, serving corporations, governments, institutions and individuals around the world. Bank of America offers industry-leading support to approximately 3 million small business owners through a suite of innovative, easy-to-use online products and services. The company serves clients through operations in all 50 states, the District of Columbia, the U.S. Virgin Islands, Puerto Rico and more than 35 countries. Bank of America Corporation stock (NYSE: BAC) is listed on the New York Stock Exchange.
Visit the Bank of America newsroom for more Bank of America news.
Banking products are provided by Bank of America, N.A., and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation.
Merrill Edge® is available through Merrill Lynch, Pierce, Fenner & Smith Incorporated (MLPF&S), and consists of the Merrill Edge Advisory Center (investment guidance) and self-directed online investing.
MLPF&S is a registered broker-dealer, Member SIPC and wholly owned subsidiary of Bank of America Corporation.
Investment products:
|Are Not FDIC Insured
|Are Not Bank Guaranteed
|May Lose Value
© 2015 Bank of America Corporation. All rights reserved.
Reporters May Contact:
Kristen Georgian, Bank of America, 617.434.0234


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iCredit's services cover areas including Gold Coast | Brisbane | QLD | NSW | ACT | VIC | TAS | SA | WA | NT


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About Us
Sarah Doyle and Denise Hoyle, a mother/daughter team have over 50 years combined experience in pattern making, teaching and writing pattern making, sewing, alteration and craft books. Additionally, the two have a host of patterns also available.
Sarah graduated from Cheing Mei Pattern Making School in Tainan, Taiwan, being the first American to attend the school, with the aid of an interpreter. After graduation, other military wives were asking her to teach them how to make patterns, which brought about the first of many pattern making books to be available to individuals all around the world.
Denise, with an MBA in eBusiness and Technology, is also an avid designer, author and pattern maker. Among Denise's many accomplishments is the design and creation of the extremely popular Coupon Clutch, the coupon organizer that looks like a designer tote. She is also the author of the popular Alterations As A Home Business manual, How To Make Scarves Book, in addition to a wide variety of other sewing, craft, and business books.
Denise also excels in the eCommerce field, as a social media consultant. You can read more about Denise in her DeniseHoyle.com and SpecterWeb.com websites.


text: Contact DCH Freehold Nissan to schedule a test drive in Monmouth County. Make the short trip over from Toms River when you're ready to drive a new Nissan Murano or Rogue. We have the full lineup of new Nissan vehicles. Interested in pre-owned models? Schedule a test drive now and access our large selection of used Nissan cars, trucks, and SUVs in Freehold, New Jersey. We have something for everyone here at DCH Freehold Nissan. Take advantage of our large selection and find the right vehicle! We also offer new car specials on select vehicles and fantastic financing options. Check out our user-friendly website and apply for financing before scheduling your test drive. If you're pre-approved, it will make the process that much quicker when you visit our team. Contact us today for any questions regarding our lineup, service department, or sales team. We are always ready to assist!


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By Bryan Florer
During the grand opening of Ojai's new Libbey Bowl this June, a 3-foot steel box will be placed in the ground filled with items from all over the Ojai Valley. The time capsule will not see light again until Ojai Day in the year 2061. Ojai Valley News senior editor Lenny Roberts originally came up with the idea for a time capsule. "I wanted to do a time capsule for a long time and had to wait for the opportunity to come," said Roberts. The opportunity presented itself twice within the past year; it was going to be either the Skate Park in October of 2010 or the new Libbey Bowl grand opening in June. "We decided on the Libbey Bowl grand opening because it is on city-owned land," Roberts said.
The Ojai Valley News and Libbey Bowl organizers are seeking public input and items to be included in the time capsule. Thus far, the response from the community has been "enthusiastic and inventive," according to Misty Volaski, Ojai Valley News managing editor. "We have gotten some terrific responses, and are excited to see what else people come up with."
A drop-off day has been organized for this Friday from 10 a.m. to 2 p.m. at the Ojai Valley News, 408-A Bryant Circle. Items should be smaller than a basketball, and be relevant to the Ojai Valley (like trolley tokens, newspapers and photographs) and/or life in the current day. Those who cannot make the drop-off day should e-mail ideas to firstname.lastname@example.com or call the office at 646-1476.
Finishing touches are still being put on both the time capsule and Libbey Bowl. One of the questions still to be answered is where in Libbey Park the time capsule will actually be placed. The city offered one spot, Roberts said, but it was not very good for people to see it go into the ground during the ceremony. How the capsule will be sealed is also still in question. The box has been modified from its original design in order for the lid to fit properly. It will be bead welded on, and coating the entire box with a truck bed liner is being considered.
Fifty years is a long time, but "(We decided on 50 years) because people who see it go in could be around to see it again," Roberts said.


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23538 State Hwy 6
Alvin, TX 77511
New 2018 Highland Ridge RV Silverstar ST2802BH
Highland Ridge RV Silverstar travel trailer ST2802BH highlights:
- Private Front Bedroom
- U-Dinette
- Rear Corner Bath
- Double Bed Bunks
- Outdoor Kitchen
- Stainless Steel Appliances
- Dual Entry Doors
One large slide, dual entry doors, bunk beds, and sleeping space for at least nine make this the perfect Silverstar travel trailer for your larger family! The large slide creates a wider footprint for walking around inside. You will love all of the seating between the u-shaped dinette and sofa for meals, hanging out, board games, and so much more! A set of double bed bunks will be a hit for the kiddos with a ladder along the back of the beds for easily access to the top bunk. Your young campers will also like the convenient location of the bathroom next to the bunks at night, plus the private entry door within the bath makes access super quick when you are coming in from outside playing and you need to go!
With any Highland Ridge Silverstar you can expect sturdy construction that is lightweight for easier towability. The enclosed underbelly allows you to camp comfortably in all types of weather. The docking station, aluminum tread steps, and key-like entry system provides safety and convenience for each model. Inside, you will love the look and space of the arched vaulted ceilings, the appearance of the stainless steel appliances, and the look of the solid surface countertops throughout the kitchen. Stop just thinking about owning the best RV for your family, and choose a Silverstar model today!
Great trailerLike most: It's very roomy. Love the layout. - Mark
Less Dealer Discount: $8,033
Sales Price: $31,927
Stock# A1260
|31 ft 9 in
|Ext Width
|8 ft 1 in
|Ext Height
|10 ft 11 in
|Int Height
|6 ft 10 in
|Hitch Weight
|510 lbs
|Gross Weight
|7450 lbs
|Dry Weight
|5765 lbs
|Cargo Weight
|1685 lbs
|Fresh Water Capacity
|51 gals
|Grey Water Capacity
|58 gals
|Black Water Capacity
|29 gals
|Tire Size
|Number Of Bunks
|Available Beds
|Cooktop Burners
|Number of Awnings
|LP Tank Capacity
|30 lbs.
|Water Heater Type
|27000 btu
|Cargo Deck Size
|0 ft
|TV Info
|Awning Info
|20' Power
|Axle Count
|Number of LP Tanks
Scan this QR code with your smartphone to save this page and have mobile access to this unit's information.
At Highland Ridge RV, Inc., we are on a mission to...
- Fulfill the trailer needs of our dealer base and retail customers, and in doing so, exceed their expectations for service, quality, and value.
- Earn our dealers', retail customers' and employees' long-term loyalty by delivering more than we promise, in a fair and honest business manner.
- Motivate our employees fairly and provide exceptional service and quality to our retail customers and dealers.
- Compensate our employees fairly and provide opportunity for personal growth within our company.
Although it is our goal to provide a product that exceeds our customer needs and level of quality, we do not strive to be the biggest or the most profitable. In the end, we believe satisfied customers, dealers, and employees will bring growth and long term profitability for all.
For almost 30 years, I have had the great fortune to work in the amazing industry of RV manufacturing. This industry runs through my blood and is the passion of my life. This has been a dream come true for me and my family. I would like to thank everyone who believed in us as an RV manufacturer. At Highland Ridge RV, Inc. our motto is ENJOY THE JOURNEY!
It has been an amazing JOURNEY so far! Come join us on this great JOURNEY, we do not want you to miss another moment of it.


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Log in to make the most of Hymnary.org collections.
1. Seated one day at the organ,
I was weary and ill at ease,
And my fingers wandered idly
Over the noisy keys;
I know not what I was playing,
Or what I was dreaming then,
But I struck one chord of music,
Like the sound of a great Amen,
Like the sound of a great Amen.
2. It flooded the crimson twilight,
Like the close of an angel's psalm,
And it lay on my fevered spirit,
With a touch of infinite calm,
It quieted pain and sorrow,
Like love overcoming strife,
It seemed the harmonious echo
From our discordant life,
3. It linked all the perplexed meanings
Into one perfect peace,
And trembled away into silence,
As if it were loth to cease;
I have sought but I seek it vainly,
That one lost chord divine,
Which came from the soul of the organ,
And entered into mine.
4. It may be that death's bright angel
Will speak in that chord again;
It may be that only in Heav'n
I shall hear that great Amen.
It may be that death's bright angel
Will speak in that chord again;
It may be that only in Heav'n
I shall hear that great Amen.
Source: The Cyber Hymnal #3978
|First Line:
|Seated one day at the organ
|The lost chord
|Adelaide A. Procter
|Instances (1 - 1 of 1)
|First Line
|Tune Key
|The Cyber Hymnal #3978
|The Lost Chord
|Seated one day at the organ
|[Seated one day at the organ]
|Adelaide A. Procter, 1825-1864


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Watertown man charged with sending indecent material to underage girl on Facebook
Mon, 01 Apr 2013 22:43:41 GMT —
A Watertown man is accused of sending indecent material to an underage girl he met online.
28-year-old David Desantis, of 506 Jefferson Street, is charged with disseminating indecent material to a minor.
The arrest stems from a 9 month investigation conducted by State Police and the Oneida County Child Advocacy Center.
Police say Desantis met an underage girl from Oneida County on Facebook and disseminated indecent material to her.
Desantis was arraigned in Albion Town Court and sent to Oswego County Jail.


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The Institute monitors the progress of the students at a closer level by a Student Counselling Cell. Under this, about 20 to 25 students are assigned to a faculty who will maintain a record of the academic progress of the students and provide guidance and counselling.
Guided by our Common Principles, we seek to achieve collective excellence in research, teaching and service to the nation.
To provide qualitative, innovative and globally competitive learning experience in the major engineering disciplines through creative balance of academic, professional, and extra curriculum programs. To provide sustainable technical education to meet ever changing spectrums of demand with human face. To provide learning environment that encourages problem solving through team work.


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Oct 24, 2010
Tian receives $82k NSF grant
Qi Tian, an associate professor in the Department of Computer Science, has been awarded a one-year $81,666 research grant to support his research on "Large Scale Partial-duplicate Image Search by Post Verification of Local Feature Matching." This project will explore new techniques for searches for images partial-duplicating a search image. The project will develop new techniques that provide both accuracy and scalability to tens of millions of images.


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Dana Cakes is a home based specialty cake decorator in Monroe, Michigan.
I bake fresh cake to your order -- never frozen. So enjoy a Novelty, Birthday, Baby or Bridal Shower, Wedding or any Special Occasion cake!
Located in Monroe, Michigan, I deliver to Monroe Twp, North Toledo and other local areas in Southeast Michigan. ($25.00 delivery fee may apply)
I also give back to my community once a year with a cake donation of up to 7 cakes for your fund raiser. Be the first to apply each year!
Copyright © 2010 Dana Cakes - All Rights Reserved


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1998: Owen announces world arrival
Half-a-dozen Liverpool players departed for the World Cup in France in the summer of 1998, with one in particular announcing his arrival on the international stage in the most sensational fashion.
Inspired by the stellar performances of Laurent Blanc, Didier Deschamps, Zinedine Zidane et al, the hosts strode to success in the final, lifting the golden trophy after outclassing Brazil.
The Reds' English contingent - including one Michael Owen - reached the knockout stages and the then 18-year-old striker scored one of the greatest goals the tournament has ever witnessed.
Stig Inge Bjornebye and Oyvind Leonhardsen were also involved in the latter rounds, but USA goalkeeper Brad Friedel, a recent Anfield acquisition, could not help his side out of their group.
Relive the highlights of a hugely entertaining World Cup, and in particular the Liverpool influence on it, by clicking play below. Click here to become an LFCTV GO subscriber now.


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Previous Story
Program offered on horror films
Posted On Thu. Mar 13th, 2014
The Findlay-Hancock County Library will host a presentation on Italian horror films at 6 p.m. March 19 in the Lindamood Room.
Library staff member Chris Spradlin will review the influence Italian horror films have had on the genre in countries such as Mexico, England and Belgium.
No registration is required, but due to the graphic nature of the films, the library asks that only mature viewers attend.