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Membership Fees
3 month card: The 3 month card is valid for three months ahead from the day you purchase it and gives access to all our classes. The 3 month card includes membership to Friskis&Svettis London. This gives the right to bring in propositions to be handled at the annual meeting and also the right to vote at the annual meeting.
10-classes card: A 10-classes card is valid for 6 months and gives access to ten of our gym classes of your choice. The 10-classes card also includes membership to Friskis&Svettis London.
Pay-as-you-go ticket: A pay-as-you-go ticket gives access to one of our gym classes.
|3 month card
|10-class card
|Pay-as-you-go ticket
Our cards and pay-as-you-go tickets are purchased from our host(-ess) before the class. Please bring cash and, if possible, the exact amount, as the amount of change our hosts bring is limited. Thank you.


text: We are Gitgo Productions, a collaborative collective of filmmakers and actors. "Willard Beach, The Real Story 2.8" is a comic web series posting weekly episodes. Short, funny, and completely unscripted - think soap opera meets Seinfeld in 3 minutes. We also host 2point8.tv, a website devoted to smart, innovative short video content. Come visit us. Watch our stuff. Laugh.

subset: commoncrawl


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- August 8: Ford F-150 Doors Won't Latch Closed in the Cold: Lawsuit news | 13 days ago
- August 7: 1.4 Million Ford F-150 Trucks Investigated for B-Pillar Fires investigations | 14 days ago
- August 6: Ford Emissions Lawsuit Says Power Stroke Engines Illegal news | 15 days ago
- July 24: Ford Shelby GT350 Lawsuit Gains Traction in Florida news | 28 days ago
- July 23: Ford Explorer Carbon Monoxide Concerns Heard in Court news | 29 days ago
2014 Ford Everest
0 Technical Service Bulletins (TSBs)
TSB List for the 2014 Ford Everest
The TSB information displayed below are summaries. Unfortunately we do not have access to the full versions. To get full information about a particular TSB, write down the TSB title & date, & either contact your local dealer or click on the links below.


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New York Yankees pitcher Andy Pettitte will announced that he will retire after 18 seasons in the Major Leagues on Friday.
Pettitte, who is a member of the "Core Four" with Derek Jeter, Mariano Rivera, and Jorge Posada, has "spent 15 of his 18 years in the league with the Yankees, playing from 2004-06 with his hometown Houston Astros. He retired in 2010 but returned to the Yankees last year."
"I've reached the point where I know that I've left everything I have out there on that field. The time is right. I've exhausted myself, mentally and physically, and that's exactly how I want to leave this game," he said in a statement. "One of the things I struggled with in making this announcement now was doing anything to take away from Mariano's day on Sunday. It is his day. He means so much to me, and has meant so much to my career that I would just hate to somehow take the attention away from him."
He is "three-time All-Star with 255 career wins" and has won, like the the rest of the "Core Four," won five World Series with the Yankees. Pettitte is also "the all-time leader in postseason victories with 19."
Pettitte is scheduled to make his final Yankee Stadium start Sunday, the same day the Yankees plan to honor Mariano Rivera, who is also retiring after this season. Pettitte's "last start of the season would come in Houston." The only blemish on Pettitte's record may be his admission that he used human-growth hormone to recover from an elbow injury in 2002.
With Pettitte's imminent retirement, only Jeter remains from the "Core Four," the group of Yankees that came up through the Minor Leagues together and helped establish the Yankee dynasty from the mid-1990s to the mid-2000s.


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With All The Accounting Firms In Las Vegas Tax Preparations Are Created Uncomplicated
Small business enterprises are in need of the appropriate accounting companies to help keep their accounts intact and also to retain the taxes promptly. There are actually contractor bid limit increase cpa review las vegas to try and do this kind of solutions on the customers. They are wanting to help the consumers in preserving speedy publications, getting ready the taxes, keep the payrolls and assist the shoppers who commence new ventures. They help their clients to save lots of the cash and time. They've got gurus in each and every discipline of accounting. According to the desires in the shoppers, the industry experts complete the job within the stipulated time. The tax gurus guideline the customers in formulating the taxes and enable them to save their revenue from pointless payment of surplus taxes. They comprehend the business enterprise in the consumers after which operate for them. This can make them to work with their consumers freely and easily. The professionals within the accounting firms in las vegas educate the consumers with regard to the course of action associated with accounting and tax preparing. As they system every phase inside their small business approach, there is absolutely no prospect for that worst efficiency. They have large experience in planning the taxes. Of course, they are really nearing their silver jubilee in tax solutions. They're endeavor the accounting expert services for 18 yrs and the payroll companies for 15 fruitful decades. They want to maintain a protracted expression connection with each client no matter the scale on the enterprise. If their consumers look for their assistance in beginning a different venture, the experts are despatched for the purchaser put and provide each of the solutions which their consumers are in need. They supply modest enterprise services, rapid ebook solutions and contractor LIC services. Scalable payroll products and services are performed properly because of the accounting firms in Las Vegas with no consuming a great deal time in the purchasers and without having confusing them.


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Welcome to Detroit's Producer of Photography: Santa Fabio's page*
Contact: firstname.lastname@example.com
This is my business principle:
"Beautifully composed and lit photographs are magnificent.
They do more than just record the passage of time, of emotion, of place. They tell the story."
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I am dynamic and energetic, with an entrepreneurial style; I specializes in creative photography. I love creating images of people and experimenting with different programs on still life photography. Plus, I am an excellent facial retoucher. You will be pleased with my results.
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• Attention to detail and coordination of photo shoot
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• Fluent in Italian.
* Dual citizenship: US and Italian
• Avid Sailor and a member of North Star Sail Club
• Past Vice President of the Michigan Chapter of ASMP
My motto is: Professional, Creative and Dependable photography for your needs. For images that are a cut above the rest, you have come to the right place.
One of my photographs from the Fox Theater Renovation is part of the Detroit Institute of Art's permanent collection.
December 2013 - March 2015: "Spur of The Moment" Photo was represented by Presence II Productions Gallery of Decorative Arts and Design's Gallery in Detroit, Michigan.
Featured in the book:" Italians in Detroit", by Armando Delicato, 2005
Published In: African Americans On Wheels, Agence France-Presse (AFP), Associated Press (AP), Auto Exec Magazine, Barron's, BusinessWeek, Channel Pro Magazine, Costco Publication, Design News, Detroit Monthly, Eating Well Magazine, Essence, Ford Dealer World, Foundation News & Commentary, GM (General Motors) Edge Magazine, Honda Web, Hospitals & Health Networks, Hour Magazine, Inside HockeyTown (Detroit Red Wings), Materials Management In Health Care, MedEsthetics, Nations Business, Newsweek, Parenting Magazine, Princeton Alumni Weekly, Private Clubs Magazine, San Francisco Examiner, Sports Illustrated, The Chronicle of Philanthropy, The Detroit Free Press, The Detroit News, The Wichita Eagle, Time, United Press International (UPI), USA Today, USA Today Weekend, Ward's Auto World Magazine.
Not for profit clients: The Greening of Detroit, Girl Scouts of Southeast Michigan, American Heart Association, PATH, Boys and Girls Club of Troy.
• 1st Runner Up in OnOne's May Storytelling challenge - May 2017
• One-woman photography exhibit at Music Hall for the Cars and Stars benefit, June - August 2013


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Study Abroad: China
Shenzhen and Hong Kong Field Study
Spring Break, March 10-16, 2019
The trip is for graduate students only.
The goal of this trip is to provide an opportunity for students to experience the culture of two distinct regions in China, to learn about the interrelationships between the two cities and to gain exposure to people and companies doing business in both locales. Students may take two courses for up to 6 credit hours. No academic credit can be earned for the trip alone.
What Students Said about the 2017 Study Abroad Trip
How was your overall learning experience. Did it meet your expectations?
- "Yes, the trip exceeded my expectations."
- "Very good balance of cultural experience and business visits."
- "The experience was great! I've been on a couple of study abroad and this is one of the top."
- "Amazing experience learning about key differences and culture in Hong Kong and Shenzhen."
- "This was very informative from a business and cultural standpoint. DHL = awesome"
What did you like most about the trip?
- "Learning more of the culture and major cities that are important to China's growth."
- "Walking around Hong Kong and Shenzhen. Splendid China!!"
- "The companies visited could all speak {good} English making it a great educational experience."
- "The cultural experience and the business visits."
- "It felt like a good balance of structure and freedom to explore. The food was great & most business visits were enjoyable."
What did you like least about the trip?
- "Get more business visits."
- "Honestly, I enjoyed the entire trip."
- "Difficulty of figuring out how much currency to have."
- "The short duration. I wish it could be longer and we could have visited more cities."
- "Nothing N/A"
- "The buffet at the mall."
One of the 2017 trip participants, Kevin Florida, said this about the trip:
"One of the most valuable experiences of my graduate education was earned with my participation in the China Study Abroad program. The faculty encouraged and stimulated my curiosity both before and during the trip. The coursework was relevant to understanding international management techniques; the companies we visited and their speakers were both interesting and relevant to my degree. I would recommend this program to any MBA candidate who is serious about working in management for a large company."
— Kevin Florida, MBA 2017
2017 Trip Photos
In Hong Kong, Bauer alum Charlie Mularski (ninth from left), Regional Vice President, APAC of Universal Weather and Aviation Inc. spoke to our MBA students about the benefits and burdens of doing business in Asia. Universal Weather provides trip support for business aviation around the world with services that include flight and weather planning, trip logistics, ground services, catering and regulatory compliance.
See more photos from the 2017 trip on WhereAwesomeHappens.com.
- Home
- Berlin
- Chile
- China
- India
- Paris
- Prague
Information About…
Global Human Resource Management
Prerequisites: Graduate Standing
Dr. Steve Werner
Global Strategy
Prerequisites: Graduate Standing
Dr. Dusya Vera
Tentative itinerary
- Tour of Berlin
- German businesses (some sites visited in the past - BSR, Collonil, Moll Marzipan) and other organizations such as Transparency International.
- Day trip to a city close to Berlin
Information About...
Information About.....
Luxury Brand Management
Prerequisites: Graduate standing
Email: Dr. Vanessa Patrick
International Marketing
Prerequisites: Graduate standing
Email: Prof. Amy Vandaveer
Course Details:
Courses to be during Summer Session II timeframe from May 29 – June 4, 2017
- All coursework outside of the weeklong trip to Paris will be online
Information About.....
Regional Issues in Global Management
Email: Dr. Steve Werner
Positive Leadership in a Global Context
Email: Dr. Je'Anna Abbott
Tentative itinerary
Although the itinerary for this trip is still tentative, past trips have included:
- Czech Republic businesses
(Skoda, Oracle, Czechinvest )
- Czech Republic University
(Centre of Economics Research and Graduate Ed. at Charles Univ.)
- Walking tour of Prague
- The Cities
- China Visa Requirement
- Travel Information from the U.S. Department of State
- Scholarships
MANA 7353 Regional Issues in Global Management: Asia
- Dr. Steve Werner
- Prerequisite: Graduate Standing
MANA 7397 International Environment of Business
- Professor Daniel Currie
- Prerequisite: Graduate Standing
Tentative Itinerary
- Company Visits
- Market Study
- Cultural Exploration
- Personal Time on Own


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He has unseated Kelvin right now and he's the lead guy. For his inexperience in the program, Bubba is giving us very good production running the football and catching a couple of passes. —Kyle Whittingham, Utah head football coach
SALT LAKE CITY — Since becoming coach at Utah in 2005, Utah coach Kyle Whittingham has not only increased the number of Utah players on the roster, but also the number from Utah County, the home of this week's opponent, BYU.
The Utes have 49 Utahns on the roster, up from the 35 in 2005, and 15 hail from Utah County, more than twice as many as when Whittingham started. The coach doesn't say there is a concerted effort to draw players from Utah County, but he said Utah, California and Texas continue to be the "footprint" of the Utes' recruiting.
Among the players from Utah County are starting linebacker Jason Whittingham (Provo), starting tight end Jake Murphy (American Fork), Issac Asiata (Spanish Fork), a backup offensive lineman who started against Weber State, and Quade Chappuis (Alpine), a backup linebacker who has played a lot at safety for the Utes over the past two years.
Another is special teams standout Mike Honeycutt, who played at Lone Peak
"I didn't really grow up watching Utah or BYU, but I liked Utah's program way better,'' he said of his decision to come north.
DEFENSIVE STRUGGLES: After some defensive struggles in two of the first three games, coach Whittingham says he has confidence in his defensive staff and doesn't plan to get more involved as the former defensive coordinator.
"I believe in the defensive staff — Kalani Sitake's done a great job for us for a number of years,'' Whittingham said. "We look at personnel changes every week, that's always been the case.''
Whittingham praised Oregon State quarterback Sean Mannion for "throwing dimes in there, right on the money,'' but also said the Utes only played the fade correctly once out of five or six tries and that was a big difference in the outcome.
On the year, the Utes rank 14th in the country in rushing defense, 104th in pass efficiency defense and 69th in total defense
POOLE UNSEATS YORK: Because the Utes won't discuss injuries after the beginning of the season, there has been some uncertainty about the status of running back Kelvin York and whether an injury has been keeping him from playing. York suited up for the Oregon State game, but didn't get in the game.
At Monday's press conference, coach Whittingham indicated it's a matter of Bubba Poole playing better than York.
"He has unseated Kelvin right now and he's the lead guy,'' Whittingham said of Poole. "For his inexperience in the program, Bubba is giving us very good production running the football and catching a couple of passes.''
Poole finished with 117 yards rushing on 25 carries and caught more than a couple of passes with seven receptions for 70 yards as the Utes' leading receiver.
QUOTEABLE: When asked about BYU becoming known for its defense unlike 30 years ago when he played at BYU, Whittingham said, "We were a defensive school then, you just didn't know it. Talk to LaVell (Edwards), and he'd be the first one to tell you that.''
UTE NOTES: Utah is tied for eighth in the nation in scoring offense at 49.3 points per game. Travis Wilson ranks in the top 10 in the nation in points responsible for (third) and in pass yards per completion (seventh). In 12 tries inside the red zone this season, the Utes have scored eight touchdowns and kicked four field goals.


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Boragan Aruoba
Professor; Director of Graduate Admissions
Boragan Aruoba is an Associate Professor in the Department of Economics at the University of Maryland. He received his PhD from the University of Pennsylvania in 2004 and joined the faculty at Maryland that year. He is a macroeconomist with both theoretical and empirical interests. On the theoretical front, his recent research focuses on the dynamics of an economy when it is at the zero lower bound of nominal interest rates and in general nonlinearities in macroeconomic models. On the empirical front, he worked on understanding statistical properties of data revisions, the yield curve and factor models. His work on an index for tracking business cycles and a new measure of GDP are implemented by the Federal Reserve Bank of Philadelphia.
His research has been published in Journal of Economic Theory, Journal of Monetary Economics, American Economic Journal: Macroeconomics, Journal of Econometrics and Journal of Business and Economic Statistics. He teaches macroeconomics at various levels and computational methods. His work has been supported by National Science Foundation.
- Macroeconomics
- Monetary Economics
- Economics
- Econometrics
- Computational Methods in Economics
- Ph.D. University of Pennsylvania, 2004
|Course Name
|Course Title
|Macroeconomic Models and Forecasting
|Fall 2017
|Macroeconomic Analysis II
|Spring 2017
|Computational Methods in Macroeconomics
|Fall 2016
|Advanced Macroeconomics I
|Fall 2016
|Intermediate Macroeconomic Analysis
|Fall 2015
|Advanced Macroeconomics I
|Fall 2015
|Course Name
|Course Title
|Macroeconomic Analysis II
|Spring 2016
- Improving GDP Measurement: A Measurement Error Perspective , S. Boragan Aruoba, Francis X. Diebold, Jeremy J. Nalewaik, Frank Schorfheide and Dongho Song , Journal of Econometrics 191(2) , 384–397 , April 2016.
- A Comparison of Programming Languages in Macroeconomics , S. Boragan Aruoba and Jesus Fernandez-Villaverde , Journal of Economic Dynamics and Control 58 , 265-273 , September 2015.
- Inflation During and After the Zero Lower Bound , S. Boragan Aruoba, Frank Schorfheide , 2015 Jackson Hole Symposium Volume , August 2015.
- A Structural Model of Electoral Accountability , S. Boragan Aruoba, Allan Drazen and Razvan Vlaicu , NBER Working Paper , April 2015.
- Homework in Monetary Economics: Inflation, Home Production and Production of Homes , S. Boragan Aruoba, Morris A. Davis and Randall Wright , Review of Economic Dynamics , November 2014.
- Term Structures of Inflation Expectations and Real Interest Rates: The Effects of Unconventional Monetary Policy , S. Boragan Aruoba , Federal Reserve Bank of Minneapolis Staff Report , August 2014.
- Macroeconomic Dynamics Near the ZLB: A Tale of Two Countries , S. Boragan Aruoba, Pablo Cuba-Borda and Frank Schorfheide , Working paper , June 2014.
- Assessing DSGE Model Nonlinearities , S. Boragan Aruoba, Luigi Bocola and Frank Schorfheide , Working Paper , February 2014.
- A Real Economic Activity Indicator for Turkey , S. Boragan Aruoba , Central Bank Review 13(1) , 15-29 , January 2013.
- Improving GDP Measurement: A Forecast Combination Perspective , S. Boragan Aruoba, Francis X. Diebold, Jeremy J. Nalewaik, Frank Schorfheide and Dongho Song , Causality, Prediction, and Specification Analysis: Recent Advances and Future Directions: Essays in Honor of Halbert L. White Jr, ed. by X. Chen and N. Swanson, Springer , 1-25 , August 2012.
- Globalization, the Business Cycle, and Macroeconomic Monitoring , S. Boragan Aruoba, Francis X. Diebold, Ayhan Kose and Marco Terrones , NBER International Seminar on Macroeconomics , 245-286 , September 2011.
- Money, Search and Business Cycles , S. Boragan Aruoba , International Economic Review 52(3) , 935-959 , August 2011.
- Money and Capital , S. Boragan Aruoba, Christopher J. Waller and Randall D. Wright , Journal of Monetary Economics 58(2) , 98-116 , March 2011.
- Sticky Prices versus Monetary Frictions: An Estimation of Policy Trade-offs , S. Boragan Aruoba and Frank Schorfheide , American Economic Journal: Macroeconomics 3(1) , 60-90 , January 2011.
- Optimal Fiscal and Monetary Policy when Money is Essential , S. Boragan Aruoba and Sanjay K. Chugh , Journal of Economic Theory 145(5) , 1618-1647 , September 2010.
- Real-Time Macroeconomic Monitoring: Real Activity, Inflation, and Interactions , S. Boragan Aruoba and Francis X. Diebold , American Economic Review Papers and Proceedings , May 2010.
- Informal Sector, Government Policy and Institutions , S. Boragan Aruoba , Working paper , April 2010.
- An Estimated Search-Based Monetary DSGE Model with Liquid Capital , S. Boragan Aruoba and Frank Schorfheide , Working Paper , January 2010.
- Real-Time Measurement of Business Conditions , S. Boragan Aruoba, Francis X. Diebold and Chiara Scotti , Journal of Business and Economic Statistics , January 2009.
- Data Revisions are not Well-Behaved , S. Boragan Aruoba , Journal of Money, Credit and Banking 40(2) , 319-340 , March 2008.
- Bargaining and the Value of Money , S. Boragan Aruoba, Guillaume Rocheteau and Christopher J. Waller , Journal of Monetary Economics 54(8) , 2636-2655 , November 2007.
- Comparing Solution Methods for Dynamic Equilibrium Economies , S. Boragan Aruoba, Jesus Fernandez-Villaverde and Juan F. Rubio-Ramirez , Journal of Economic Dynamics and Control 30(12) , 2477-2508 , December 2006.
- The Macroeconomy and the Yield Curve: A Dynamic Latent Factor Approach , S. Boragan Aruoba, Francis X. Diebold and Glenn D. Rudebusch , Journal of Econometrics 131(1-2) , 309-338 , March 2006.
- Moving Holidays and Seasonal Adjustment: The Case of Turkey , S. Boragan Aruoba and Emre Alper , Review of Middle East Economics and Finance 2(3) , 203-209 , December 2004.
- Search, Money and Capital: A Neoclassical Dichotomy , S. Boragan Aruoba and Randall D. Wright , Journal of Money Credit and Banking 35(6) , 1085-1105 , December 2003.
- Deseasonalizing Turkish Macroeconomic Data: A Caveat to Applied Researchers in Turkey , S. Boragan Aruoba and C. Emre Alper , Istanbul Stock Exchange Review 5(18) , 33-52 , April 2001.
Department of Economics


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Caramelized Pear and Melted Brie on Brioche
If you like it, save it!
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Click the heart, it's called favoriting. Favorite the stuff you like.Got it!
Author Notes: Toasted brioche is the base of this little fruit and cheese morsel. Sweet pear and creamy brie pair deliciously, and a bit of lemon, pepper, and salt on top make it pop. —Food52
Makes: about 16 triangles
loaf brioche, cut into 1/2 inch slices
ripe, but slightly firm, pears
tablespoon butter
ounces brie
tablespoon extra virgin olive oil, plus more as needed
Juice of one lemon
Maldon salt or other finishing salt, to taste
Freshly cracked black pepper, to taste
- Preheat your oven to 350° F.
- Cut the sliced brioche in half to make triangular wedges and line them up on a parchment-lined baking sheet. Bake until toasted but not too toasty, about 6 minutes.
- Cut the pears in half. Scoop out the core and any tough surrounding flesh. Slice the pears to about 1/4 inch thick. Heat the butter in a non-stick skillet to medium-high heat. Mix in the olive oil. Place the pear slices in the pan, making sure not to crowd them. Sear until caramelized, about 3 minutes.
- Spread a generous covering of brie on your brioche slices. Top with 1 to 2 pear slices, caramelized side up. At this point, you can opt to broil the assembled toasts just long enough to melt the brie or leave as is.
- Drizzle the finished toasts with a few drops of lemon juice. Top with a couple flakes of Maldon and some freshly cracked black pepper.
More Great Recipes:
Cheese|Fruit|Appetizer|Hors D'Oeuvre|Vegetarian|Spring|Summer|Fall|Winter


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Constantin Emile Meunier
Etterbeek 1831 - Ixelles 1905
71 x 47 x 38 cm
Inventory Number 1985
On 4 March 1887, disaster struck at the coalmine of La Boule in the Borinage region of Hainaut. A methane explosion ripped through the shafts killing over a hundred miners. The accident would have a profound impact on the oeuvre of Constantin Emile Meunier. He witnessed first hand how the bodies of dead miners were brought to the surface and laid side by side in long rows in a hall of the colliery. He captured the scene in a series of drawings, which he subsequently worked out in sculptures. Woman of the People is an exceptional piece in Meunier's oeuvre. Whereas usually he represented miners and their families as heroes rather than victims, she exudes a sense of powerlessness and dejection. Her emaciated face is marked by a life of misery and sadness, and her hand presses against her bosom in a gesture of despair.
Social awareness
In a period of social tension and sweeping change, Meunier put the working classes at the centre of his art. In Woman of the People, he succeeded wonderfully well in expressing the tragic side of working-class life. As his contemporary, the poet Emile Verharen, put it: "With Meunier, the worker is no longer a vague, distant figure. He has entered the city, settled in the art salons and occupied a place in museums."


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Hayley Kiyoko Performs at The Satellite - See The Performance Pics!
Aja Goes Solo!
Hayley Kiyoko straightens out her electric blue hair for her show at The Satellite on Monday night (May 26) in Silver Lake, Calif.
The 23-year-old actress/singer performed alongside Air Life and yOya at the venue, where her blue hair turned a bit green under the spotlight.
PHOTOS: Check out the latest pics of Hayley Kiyoko
"Thanks to everyone who came out to the show tonight!!! One of the best shows ever!! Lots of love!!!" Hayley tweeted afterwards.
Just recently, Hayley wrapped up filming on Jem & The Holograms movie.
Posted to: Hayley Kiyoko


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|Home BADM449 Handout #6
|Joseph T. Mahoney
College of Business
Department of Business Administration
BADM449 Strategic Management/Business Policy
Porter's Five Forces Model seeks to explain the level of rivalry in an industry (and hence the average level of performance in the industry) as a function of four external factors: buyer power and preferences, supplier power, the threat of entry, and the threat of substitutes. Each of these forces have both direct and indirect effects on the level of rivalry within an industry. In analyzing an industry, you should attempt to understand not only how the forces affect the level of rivalry but also how they may affect each other. To understand how an industry will evolve over time, it is important that we understand how the forces are related to one another.
In determining who are the rivals, ask yourself the question, "Whose profitability am I trying to explain?" Changes in technology will simultaneously affect both the height of the entry barriers into an industry as well as the projected industry concentration (i.e., a shift in the minimum efficient scale will occur and the concentration will decrease). Changes in the ability to differentiate products will affect the ability of firms to deter entry via differentiation as well as their ability to avoid price rivalry with one another.
It is important that you not only look at issues of customer power but also customer tastes, especially in consumer branded goods and services. How are customer tastes shifting? Can existing competitors easily change their strategies to meet these new consumer tastes? What is the relative bargaining power of different customers? Often changes in technology and the availability of substitutes can affect such power. Be sure that you identify all customer groups relevant to the competitors in the rivalry group, including distributors and merchandisers of the product.
Be sure to identify all of the types of investments necessary for competing in an industry, both the tangible (e.g., physical assets) and intangible investments (e.g., brand image, reputation, and knowledge). Changes in technology will affect the height of entry barriers, sometimes causing them to go up and sometimes down. As demand increases, economies of scale may become a less effective barrier to entry.
What are all of the relevant substitutes for the product or service produced by the "rivals?"
Changes in consumer tastes can often lead to an increased threat of substitutes.
To measure the threat of substitutes, one must gauge the "cross of elasticity of demand" between the products, in at least a qualitative manner.
As the relationship between companies and their suppliers becomes more specific, the bargaining power of suppliers becomes more important in determining competitive advantage.
Vertical integration into supplier channels can increase the height of entry barriers into the industry, help to decrease risks associated with fluctuations in demand, and reduce production and transaction costs.
Note: Changes in technology can affect the relative bargaining power of suppliers.
|Last Update: January 05, 2006


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Citing a June Appeals Court ruling, Microsoft Corporation requested on Monday that Judge Thomas Penfield Jackson throw out the government's case against it. Microsoft's primary point in the request is that Windows 98 and Internet Explorer are, in fact, integrated products, making the government charges baseless. Microsoft pointed to other operating system vendors such as Sun, IBM, Apple, and various Linux-based companies, that are also integrating Internet services into their OSes.
"We believe the central elements of the government's claims have been refuted by the factual record and the recent Appeals Court decision upholding Microsoft's decision to develop operating systems that work well with the Internet," said William H. Neukom, Senior VP for Law and Corporate Affairs at Microsoft. "We are asking the court to dismiss the government's lawsuit in its entirety, but, at a minimum, we hope the court will expedite resolution of this case by dismissing many of the key claims."
Microsoft's 88-page motion for dismissal uses three main points to undermine the government's case:
- On June 23, 1998, the Appeals Court decided that Internet Explorer
is an integrated element of the Windows.
- The Appeals Court also ruled that the integration of these technologies
into the operating system provides clear benefits to consumers and
- Neither Microsoft's continued improvements to Windows nor any of the challenged contracts with third parties has prevented Netscape from distributing its Web browser to consumers in vast quantities.


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Introducing the 'Pure-Rental'
Get a sizeable discount when you choose to Return your Mac or iPad Pro at the end of the lease.
Historically, HardSoft have always offered the equipment to own at the term of your lease for a small sum. Customers buy their equipment to keep or to sell on. It has been a selling point of our flexi-lease that you can purchase the equipment at the end. This is no longer the only option… To keep up with our customers needs, we have come up with the 'Pure-Rental'. Click to quickly compare the differences between 'Flexi-Lease' and 'Pure-Rental'.
The Pure-Rental explained...
Pure- Rentals offer a BIG discount on your lease repayments by retracting the offer of ownership at the end of the lease. This means that the lease is effectively a 'rental'. If you do decide at the term of the lease that you would like to keep the equipment, this is possible but at market rates. For those who know that they are going to want to upgrade their machine after 3 years anyway, this is a much cheaper alternative for you.
If you do decide to go ahead with the Pure- Rental, you will not be able to renew your lease after only two years, like we offer on the Flexi- Lease. Depending on the spec of your Mac you could benefit from a discount of 15-25%- that is a BIG saving!!
Limited Companies and Sole Traders
You can choose the Pure-Rental on any Mac machine, although it excludes software and accessories. You are applicable for Pure-Rental even if you are a Limited Company, Sole Traders and self- employed if you have been operating for more than two years. If you are a new company or start- up you can still benefit from our fantastic Flexi- lease options.
Example Pricing- Prices exclude VAT, subject to status, payments are quoted weekly but can be paid monthly or quarterly, rental calculations as per Sept 2015 and are subject to variation
|13" MacBook Pro with Touch Bar
|15" MacBook Pro with Touch Bar
|21" iMac 4K
|27" iMac 5K retina with i7
|iPad Pro 12.9"
|iMac Pro
The Pure - Lease does not offer the options to Return or Renew like our Flexi- Lease. If you would like to have the option to upgrade or renew your after 2years of a 3year contract or own at term, then you should take at look at our Flexi- Lease solutions. The Flexi- Lease offers you more flexibility and you are able to cancel the lease and return your Mac after two years. You also have the option to own the machine for £1 at the term of the lease.
Save more money on your lease
The Pure- Rental is similar to Contract Hire or PCP on a new car. Helping you to spread the cost of an expensive machine, we can offer you great deals. This type of leasing is often referred to as an Operating Lease and means that you do not own the device at the end of your lease term. That is how we can offer such good prices, as we will be able to sell the machine at market rates at the end of the lease. We will, of course be willing to sell the machine to the lease holder at the end of the lease, this will be more than our Flexi- Lease nominal figure. Many companies know that they will want a refresh of equipment after 3years and will benefit from this mode of leasing.
Choose between either our Pure- Rental or Flexi-Lease to suit your business needs. In todays market, it makes perfect business sense...
feel free to chat with us at the bottom right or give us a call and let us explain more.


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8 Essentials for an epic K-drama marathon night
Whether you are re-watching an old favorite like Heirs or starting a new drama that just finished airing like Yong Pal, a K-drama marathon is the best way to spend a weekend in! Having a successful marathon night requires some preparation. Because K-dramas can be an emotional affair, be sure to have these important essentials close by in order to get you in the K-drama zone and keep your energy up.
Below are some of these important essentials that will make your K-drama marathon super epic!
1. Ramen
A must for any K-drama watching, this salty noodle soup will really help get you in the mood for your marathon! Add some kimchi and a soft boiled egg, and you will be golden! Speaking of golden, if you happen to have a gold ramen pot, that will definitely help to make your night more epic!
Photo sources: Flower Boy Ramen Shop, Boys Over Flowers
2. A pillow to scream and cry into
Whether you're screaming because the girl chose the main guy instead of the second guy or because the two meant-to-be characters just missed each other in an elevator, a pillow is a great thing to have around! You don't want your family or neighbors to get angry because of your screaming or worry that you are in actual trouble. So have that pillow ready because you never know when a drama is going to make you want to scream!
Photo Source: Fool's Love
3. Tissues
If you can make it through an entire melodramatic K-drama without tearing up, you must be a robot! Be sure to have plenty of tissues around for those oh-so dramatic scenes, especially towards the end. K-dramas are known for unfairly messing with your emotions.
Photo sources: My Lovely Samsoon and Coffee Prince
4. Lots of snacks!
You will need a lot of snacks to help keep your energy up while marathoning. A classic treat is Pepero or Pocky — both are perfect for nibbling on while you immerse yourself in Dramaland.
5. Face Mask Sheets
A great way to multitask while watching K-dramas is to do a face mask or two! That way, while you are watching the beautiful stars on the screen, you can help make your skin equally beautiful! It is getting easier and easier to find Korean-style sheet masks (check out Memebox or even Amazon), so have a few on hand so you can feel refreshed in the middle of your marathoning!
Photo Source: When a Man Loves
6. Sunglasses
Sunglasses will definitely be necessary for after you finish your marathon. When you finally decide to emerge from Dramaland and venture into the world again, the sun will be very bright! So don't forget the sunglasses — you will thank us!
Photo Source: My Love From Another Star
7. A friend
While marathoning a K-drama by yourself is fun, it is doubly amazing to marathon with a friend who shares your obsession with K-dramas! It's great to have someone to swoon with as well as rant with when things don't always go the way they should in the drama! My friend and I love to watch K-dramas together so much that we started a series here on DramaFever called K-drama Confessional, where we talk about all things Dramaland! Check out the first article HERE and the latest one HERE!
Photo source: Discovery of Romance
8. DramaFever Premium
The best way to marathon both classic and newer favorite dramas is with DramaFever Premium! You can watch hours of your favorite K-dramas with no, or fewer, commercial breaks. And you get a great community here on DramaFever to share what you thought of the drama you just watched! Definitely a win win!
What are your K-drama marathon necessities? Be sure to comment down below and share the things that you always have to have when you watch K-dramas!
Start your K-drama marathon with the recently completed series Cheer Up!
KD Bonbon loves dogs and enjoys listening to K-pop and watching Korean dramas in her spare time. Whenever she's not working her 9-5 corporate job, she's writing for DramaFever News. Follow KD Bonbon on Twitter and read her latest article here!


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Visiting the Nicoya Peninsula, touring the Arenal Volcano and exploring the Corcovado National Park are all fun things to do in Costa Rica. Visitors can participate in a range of activities from exploring nature and lounging on the beach to indulging in the local cuisine and nightlife.Continue Reading
Nature enthusiasts can participate in fun activities in Costa Rica's natural preserves and habitats, such as Corcovado National Park, Monteverde Cloud Forest Biological Reserve, Cano Negro Wildlife Refuge and Tortuguero National Park. Visitors to the Monteverde Cloud Forest BIological Reserve can walk along the Sky Walk, which is a series of hanging bridges, or zipline among the tree tops. More staid visitors can opt for a hike through the depths of the forest. Visitors can observe bird and wildlife at the Cano Negro Wildlife Refuge, a swamp habitat that hosts thousands of exotic birds alongside jaguars, sloths and turtles.
The daring can tour Arenal, one of the most active volcanoes in the world. They can stop at the Arenal Observatory Lodge for an unhindered view of the behemoth that belched lava regularly for 40 years before going temporarily inactive. For those visitors who enjoy a teeming metropolitan and the local culture, Jaco offers plenty of shops and restaurants, as well as pristine beaches for some sunbathing. In San Jose, visitors can visit local museums, go shopping and enjoy nightclubs.Learn more about Central America


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St. Jerome Catholic School Phoenix
St. Jerome Catholic School prayer service for peace.
Prayer Service for an end to violence beings in 10 minutes with adoration continuing in the church until 6pm. You can watch the service via Facebook live on our school Facebook page
OPEN HOUSE Families considering a Catholic education for their children for the 2018-2019 school year are invited to an Open House at St. Jerome Catholic School on Wednesday, April 11, 2018 from 5:00 – 7:00 pm in the Parish Hall. St. Jerome Catholic School offers a Preschool—8th grade program with small classroom sizes and opportunities for students to discover their uniqueness and engage in servant leadership. We are located at 10815 N. 35th Avenue, Phoenix, AZ 85029. Our number is 602-942-5644. For more information contact Mrs. Amanda Kolden, Administrative Assistant to the Principal at email@example.com. We look forward to seeing you there! St. Jerome, Pray for us! … See more
Saint Jerome Catholic Church and School
Saint Jerome Catholic Church and School's cover photo
and respond with compassion and service


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Map of the Goldfield Mining District, Goldfield, Nevada, 1907
- Digital ID
- map000280
- Title
- Map of the Goldfield Mining District, Goldfield, Nevada, 1907
- Alternative Title
- Elmer J. Chute's diamond map of the Goldfield Mining District, Goldfield, Nevada; Advertisement for Elmer J. Chute's diamond map of the Goldfield Mining District, Goldfield, Nevada; Diamond map of the Goldfield Mining District, Goldfield, Nevada
- Individual Creator
- Description
- 'Elmer J. Chute, E.M. and Olmstead and Rich, Goldfield, Nevada. Copyright 1907, by Elmer J. Chute, Goldfield, Nev.' Includes information on and prices for wall and pocket map with this title. Includes inset map. Includes township and range grid.
- Individual Contributor
- Source
- Library's copy has Rochester GF. claim circled in blue ink , has a piece missing to the right of that claim, and has "Mohawk ledge, a lease by Davis & Shoemaker" written in blue ink at the center bottom of the map with a line in blue ink drawn to the Frances Mohawk claim.
- Accession Number
- Original Date
- 1907
- Alternative Date
- 1907
- Geographic Feature (TGN)
- County
- State/Province
- Country
- United States
- Subject (LCSH)
- DC Type
- Still Image
- Genre (LC TGM)
- Maps
- Is Part of
- http://digital.library.unlv.edu/u?/dig,9
- Rights
- All images and materials included in this digital project are intended for personal, educational or research purposes only. Any other use without prior expressed permission is prohibited. Low resolution images downloaded from may only be used for personal, educational or research purposes. High-resolution files may be obtained and used for editorial or commercial purposes upon payment of the appropriate reproduction fee and signing of agreement form. For more information please note the Digital ID of the item and contact staff at: http://www.library.unlv.edu/speccol/
- Format
- image/tif;
- Digital Publisher
- University of Nevada, Las Vegas Libraries
- Digital Collection
- Conversion Specifications
- This file is derived from a high-resolution (300 dpi, 24-bit) uncompressed TIFF image that was scanned from the original using a Contex Magnum XL 54 scanner, default color configuration, using EasyScan 7.1 software. The TIFF files were converted into the J
- Master File Format
- image/tiff
Cite this Item
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Give your home the upgrades it needs.
Discover cash-back and financing incentives to improve the comfort and energy-efficiency of your home with the Greenable Woodbridge Home Energy Audit program.
Start by scheduling a Home Energy Audit
Rebecca Jarvis, Chief Business Correspondent for ABC's World News Tonight with David Muir joins Ciel on this Home Energy Audit in Ridgewood, New Jersey.
Practical steps to save energy and money.
The Greenable Woodbridge Home Energy Audit campaign was established by the township to promote awareness of practical resources that will help save energy and money while bringing us closer to achieving our goal of a sustainable Woodbridge.
For a limited time, save $250 on a home energy audit!*
The Greenable Woodbridge Home Energy Audit program utilized the purchasing power of our municipality to secure a negotiated rate on a home energy audit for Woodbridge residents at a significant discount from the prevailing rate through, Ciel Power LLC.
A Greenable Woodbridge Home Energy Audit is an all-in-one solution with New Jersey's premier home energy audit provider.
Get today's energy-efficiency standards installed in yesterday's homes for a more comfortable and affordable home ownership experience.
With the power of a Greenable Woodbridge Home Energy Audit, you can get the answers you need to make smart, budget-friendly upgrades to your home. Speed your decision making process with our easy-to-understand savings projections, comprehensive project pricing, and our detailed incentive breakdowns. Solve comfort issues with the help of our experienced Home Performance Consultants who provide the most personalized customer experience in the industry.
How does someone go about participating in the Home Performance with Energy Star program? In this episode of Greenable Woodbridge, host Caroline Ehrlich talks with Denise Fishman, a resident of Colonia who recently completed a New Jersey Home Performance with Energy Star project.
Take your first step towards participating in the New Jersey Home Performance with Energy Star program.
Get up To $4,000 in cash-back rebates and up to $15,000 in incentive financing to install energy-efficient products in your home.
Apply up to $19,000 worth of financial incentives towards improving the comfort of your home while lowering seasonal heating and cooling costs. Cash-back incentives in the amount of $2,000, $3,000, or $4,000 help you save money and extend your home improvement dollars. Incentive financing totaling $5,000, $10,000, or $15,000 give you comfortable payment options to meet your needs and your budget.
Want more instruction on home energy audits? Check out the this episode of Greenable Woodbridge. In this episode, host Caroline Ehrlich follows Ciel Power as they perform a home energy audit on this home in Woodbridge, NJ.
Comfort and Efficiency
Get the right data to help you focus on what matters most. Now you can see information about your home's existing insulation levels, air-infiltration rates, and safety testing in one report that delivers actionable insight.
- Sophisticated Thermal Imaging
- Advanced Depressurization
- Detailed Analysis
Health and Safety
Every home. Every day. Ciel technicians help you focus on what matters most: Keeping your family healthy and safe. We inspect for:
- Carbon Monoxide
- Gas leaks
- Exhaust ventilation
The Home Performance with Energy Star program is all about improving the safety, comfort, and efficiency of your home. To learn more about this award-winning program, check out this episode of Greenable Woodbridge.
Get started with a Greenable Woodbridge Home Energy Audit.
The best way to get to know where to start with energy-efficiency improvements is to schedule a Home Energy Audit.


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Beautiful country setting of trees and open land. Level lot that is 2.27 acres with 203' of frontage on the Menominee River. Enjoy boating, tubing, kayaking and swimming. New development in a quiet area. Truly a must see. Close to many fun things the up north has to offer!
Features Residential
|Lot Size SqFt: 98881
|Lake Chain:
|Lot Size Acres: 2.27
|Lake Name:
|River Name: MENOMINEE RIVER
|Taxes: $1,089
|Water Frontage (feet): 203
|Tax Year: 2015
|Lake Size-Acres: 0
|High School:
|Shoreline: Silt
|School District:
|Access Road: Town Road
|Site Influence: Level, Open Space, River Front


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WND opens book publishing division
FreeLife maven Claire Wolfe joins staff as commentary editor
Hot on the heels of being rated in the top nine news sources on the Internet, WorldNetDaily announced today the opening of its new book publishing
division, WorldNetDaily Publishing. The new venture, which will edit and
publish books primarily written by the popular Netpaper's writers,
commentators and editors — while leaving the door open to other
manuscripts as well — is expected to publish about one book per month
once the operation is in full swing.
"We believe there is a void in the traditional book publishing
marketplace, just as surely as we recognize there was one in the news
business prior to the arrival of WorldNetDaily," said WND's founder and
Editor Joseph Farah. "We plan to fill that void as proven content
providers — and make a profit doing it."
Filling the post of managing editor of WorldNetDaily Publishing is
Joel Miller, who first came to work at WND a year ago as commentary editor.
While serving as an aide in the California Legislature, Miller honed
his editorial edge by producing Real Mensch magazine — a daily webzine
focusing on politics and culture from a brash and irreverent point of
view. It was his work at Mensch that first caught the attention of
WorldNetDaily CEO Farah.
WorldNetDaily Publishing Managing Editor, Joel Miller
Folding Mensch shortly after moving to WND, Miller continued his
publishing ambitions by starting a small book-publishing company with
his father and partner, Dennis Miller, and expects their first two
projects to hit bookstore shelves by summer.
With this new assignment, however, the 24-year-old Miller says he has
achieved his life-long dream of being a full-time book publisher.
"There are enough milksop presses in the world. That's not WND, and
that's not WorldNetDaily Publishing," says Miller.
"New York doesn't have a corner on the action any longer," he added.
"We're going to take WND's style of publishing — the hard-hitting,
shin-kicking stuff we've made a staple on the Net — to the print
Moving into the important post vacated by Miller is one of the
nation's acknowledged experts on privacy and freedom issues, author
Claire Wolfe.
Her "FreeLife" lifestyle column was one of the most popular features on
WorldNetDaily until she took a break from weekly deadlines to focus on
book proposals and other projects. She is currently working on a book
about the rise of the surveillance state, as well as a lighthearted
novel whose characters might be familiar to long-time WorldNetDaily
'Claire Wolfe in hat'
Claire Wolfe's 1997 essay, "Land-mine legislation"
(also published as "Pearl Harbor legislation"), was the first to reveal
that Congress had passed a national ID law in 1996 without debate or
public announcement. "Land-mine" — which explained how the
one-paragraph ID provision had been quietly inserted into a 2,000-page
bill — drew a circulation of more than three million, mostly via the
underground press and the Internet. Thanks to the efforts of
WorldNetDaily and activists, the law was ultimately repealed in
September 1999.
Wolfe is also the author of the underground bestsellers, "101 Things
to Do 'Til the Revolution," "I Am Not A Number!" and "Don't Shoot the
Bastards (Yet)."
"I knew Claire Wolfe would be back some day. The fit with
WorldNetDaily was just too perfect," said Farah. "But I never imagined
she would be working here full-time. That is a delightful development.
She is a unique personality, a talented writer and a gifted editor."
In the fall of 1999, readers in a Random House Modern Library online
poll voted "101 Things" the fourth most notable non-fiction book of the
20th century.


text:
EYEZONE Vol 12 Issue 74 July August 2017
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of your screen. It can be set like an alarm clock for the hours you want it to run. Flux is a free app for Windows, Mac and Linux that appears to be a mild redorange filter. It turns on at sunset and
packing the heavyweights punch. Blueviolet, having the most energy of the visible wavelengths is called HEV highenergy visible light. HEV light is suspected to have enough energy that it may be causin
Studies Research By Palmer R. Cook, OD Remember KMarts Bluelight Specials They were part of Kmart shoppers culture from 1965 until 1991. They were even revived during the recent holiday season. Back
PRESCRIBING FOR PRESBYOPIA PATIENTS DONT KNOW WHAT THEY DONT KNOW CR A I G W. N O R M A N, FCL SA A s a veteran contact lens practitioner, Ive been involved in managing presbyopes for almost four d
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EYEZONE Vol 12 Issue 74 July August 2017
EYEZONE Vol 12 Issue 74 July August 2017
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During WWII, Polaroid is chosen by the American Air Force and Army as the supplier of high specification goggles for pilots and tank crew. The brand expands rapidly in the 1950s and launches its first
Looking through the fishbowl Polaroid turns 80 1943 1930 1960 Polaroid a worldwide leader in polarized lens technology and in the masscool eyewear segment presents The Fishbowl, a short film inspi
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EYEZONE Vol 12 Issue 74 July August 2017
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"Your first 10,000 photographs are your worst." - Henri Cartier-Bresson, Photographer
I thought this week we should look at a quote from one of the Masters of Photography. I believe it is valuable to not just read a quote but rather to think about the meaning behind it and whjat we can take away from it.
"Your first 10,000 photographs are your worst." - Henri Cartier-Bresson, Photographer
Looking at this quote it seems Mr Cartier-Bresson is saying that experience counts for a lot in Photography and with this I have to agree completly. Even photographs you really thought were great when you took them early on may be looked at years later with a more seasoned and critical eye and we may find they were not so great at all. I feel it is valuable to try looking at your photographs from a detached and objective point of view. Do you feel your works have impoved over the years or are you still at the same level? Do you think differently when getting ready to take a photograph now compared to when you first started? I think it is also important to factor in the number 10,000 used in the quote. This number was mentioned in a time and career based on the use of film and should be thought of more in many years of practice not just the number of times you push the shutter. Now in the age of DSLR's that shoot 4-6 frames per second we have people who freely shoot 10,000 photo's in a week.
Photo above: Taken by me in Kobe, Japan on New Years.
A little about Henri Cartier-Bresson (August 22, 1908 – August 3, 2004). He was a famous French Photographer known as one of the true pioneers of candid street photography/photo journalism.
What I find really interesting about him was that he had little interest in the technical aspects of photography apart from what he needed to know in order to capture the image he wanted. He did not develope his own photographs and tried to compose everything in the viewfinder. He did not care about the latest greatest camera equipment and shot with an old Leica Rangefinger wrappen in black tape to make it more discreet. Many of us fall into the trap of wanting the newest gear and worry about a half an extra frame per second or an extra f/stop.
I encourage you to check out his amazing works.
No comments posted.
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text: Girls! Never hesitate to wear something that shows your great body. Complete it with the stripes. Who says that stripes could make you hype! Try this stripes crop top by Harlyn, combine with the same theme skirt or simply put a blue jeans for this stripes tee will make you look absolutely gorgeous! Let's get the stripes-hype.


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Chevron slashes jobs and spending to weather low oil prices
Bank of America Traders Made Money Every Day of Third Quarter.
ExxonMobil and Chevron, the two largest US oil and gas groups, yesterday reported big falls in third-quarter profits because of plunging crude prices, although their earnings exceeded analysts' expectations.Bank of America Corp. traders posted trading revenue on every business day of the third quarter, the first three-month period without a daily loss since the start of 2014, even as total trading revenue declined.The plummeting price of oil has ripped into the once booming US energy industry so dramatically that the oil sector has laid off 87,000 people so far this year.
DALLAS (AP) — Chevron is cutting up to 7,000 jobs, or 11 percent of its workforce, the latest indication of the toll that low oil prices are taking on the industry. On 74 percent of those days, Bank of America generated more than $25 million, the Charlotte, North Carolina-based lender said Friday in its quarterly regulatory filing. Chevron became the latest company to dismiss workers on Friday, announcing that it would lose between 6,000 and 7,000 jobs – the second four-figure round of dismissals at the company since July. Global markets, the bank's trading operations run by Chief Operating Officer Thomas Montag, reported third-quarter profit more than doubled to $1 billion from a year earlier because of lower litigation costs.
The company is cutting investment by a fourth. "With the lower investment, we anticipate reducing our employee workforce by 6,000-7,000," the chairman and CEO, John Watson, said in a statement. Chevron plans to cut capital and exploratory spending next year by one-fourth, with further cuts in 2017 and 2018 depending on the oil industry's condition then. But the impact of a slowing Chinese economy could be even worse as it spreads to other economies, he said. "We saw a big round of layoffs at the beginning of the year; entering into round two may signal that conditions haven't improved and further consolidation is necessary. Chevron and undoubtedly other companies are facing similar conditions where their workforce conditions aren't consonant with their business level," he said. "I think Chevron is a sign that this is going to last longer than optimists had hoped. Vice president of investor relations Jeffrey Woodbury told analysts that Exxon has "continuously … right-sized our global function organization" and has the same number of employees today that it had in 1999, before its merger with Mobil.
Watson said prices will eventually rise as production slows in response to low prices, but he said it was hard to know when that will happen. "In the long run the industry can't survive on $45 oil. When oil prices rise, Youngberg said, oil companies going through the current downturn will be more cautious about hiring and undertaking big projects. California-based Chevron said third-quarter income plunged to $2.04 billion, or $1.09 per share, down from $5.6 billion, or $2.95 per share, a year ago.
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- ITV Report
Mike Tomlinson's blog
Live updates
An update from Rebecca Tomlinson
Rebecca is keeping her spirits up on the third day of the cycling challenge for the Jane Tomlinson Appeal.
An update from Mike Tomlinson
The team are cycling through Yorkshire today on the 3rd leg of the cycling part of their 10th Anniversary Jane Tomlinson Appeal challenge.
A rainy leg through Selby
Team Tomlinson progress through Yorkshire
Rebecca Tomlinson taking pain killers
Rebecca Tomlinson on cycling day 3
Rebecca says mood swings are affecting the team
Plenty of fluids for the Tomlinson team
Tomlinsons: change of plan
The group had hoped to travel to Leeds via York today but time is against them and they've had to miss out York altogether.
The next confirmed stop will be Cawood, near Selby, hopefully around lunchtime.
Mike and his daughter Rebecca have already run the Paris marathon and cycled through Europe. They caught the overnight ferry to Hull last night.
It's ten years since Mike's wife Jane ran her first London Marsthon despite being diagnosed with terminal cancer.
The team hope to be in Leeds by early this evening.
Tomlinson challenge: Leeds North West MP
Greg Mulholland MP says he's pleased to be back on home soil on day 3 of the cycling challenge
- ITV Report
Mike sums up yesterday's ride from Creil to Arras
Yesterday the team completed the second cycling leg of their challenge, from France to BelgiumRead the full story ›


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From Mt. Pleasant, Texas, USA:
I will not qualify for Texas Medicaid much longer. My son is using a insulin pump. I will need to find affordable alternative insurance that will pay for his supplies and needs. Where do I find help?
You should first look into TexCare, a program specially designed to provide children access to affordable health services. You can learn more about this program at the Texas Health and Human Services Commission web site.
Original posting 16 Aug 2005
Posted to Insurance/Costs
|Return to the Top of This Page
Last Updated: Tuesday April 06, 2010 15:10:04
This Internet site provides information of a general nature and is designed for educational purposes only. If you have any concerns about your own health or the health of your child, you should always consult with a physician or other health care professional.
This site is published by T-1 Today, Inc. (d/b/a Children with Diabetes), a 501c3 not-for-profit organization, which is responsible for its contents. Our mission is to provide education and support to families living with type 1 diabetes.
By using this site, you agree to our Terms of Use, Legal Notice, and Privacy Policy.
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Warm and welcoming!
Small city with a bright future.
Come...let your story be part of ours.
A can-do attitude coupled with a strong vision fuels the Lufkin/Angelina County Chamber of Commerce. Committed to creating the best quality of life possible, the Chamber, its members and volunteers exists to improve the economic prosperity, business environment, educational system, and quality of life in Angelina County. Visit our website and let our Chamber be Your Chamber!
Lufkin—in the heart of Texas Forest Country. Retirement can be just as you've envisioned. Come experience our great outdoors with woods, wildlife and waterways. Enjoy our warm, welcoming folks. Soon "You'll Love LUFKIN" too –and will want to make your story part of ours!
The Lufkin Convention & Visitors Bureau (LCVB) is your go-to resource for visiting, meeting or event planning in Lufkin. We invite you to come discover what Lufkin has to offer and to allow us to provide you with the tools and resources you need! We warmly welcome you to our city and know you'll soon discover why YOU'LL LOVE LUFKIN!


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Want to Learn More About 4‑H?
Salute to Excellence AwardsEach year, state 4-H programs nominate two outstanding individual volunteers through the 4-H Salute to Excellence Awards.* The Outstanding Lifetime Volunteer Award is given to an individual who has spent 10 or more years as a 4-H volunteer while the Volunteer of the Year Award is given to an individual who has volunteered for 4-H less than 10 years.
4‑H National Youth Science DayAre you a 4-H STEM volunteer? 4-H National Youth Science Day (NYSD) is the world's largest youth-led science experiment.
Learn About Mentoring
For many of America's youth, 4‑H mentors are so much more than tutors or program leaders — they are hope, they are comfort, they are family. They are the pathway to a promising future.
4-H Curriculum & Educational Kits
With over 350 books and educational kits in 60 different categories, there is sure to be something to excite and engage your kids!


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Ultra-luxury at 175 MPH
Ultra-luxury at 175 MPH: BMW's "Goldfish" prototype 7 series that swallowed a V-16
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Join us Thursday, August 23rd @ Big Blue Brewing Company in Cape Coral for the Burgers & Bimmers
(or The Ho-Ho Triple-J Tour) Okay all you travel fanatics… you've been asking for it… time to ...
Join us 6:30 pm, Tuesday, September 11th, at The Ranch House Grill in Tampa.
DID YOU KNOW… Car crashes are the leading killer of American teens from ages 15 – 20, with m...
Join us for the Tampa Breakfast Meeting & Tech Session @ Tuning Dynamics on Saturday, August 18th. W...


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DOM (Days on Market) and How it Affects Home Buyers and Sellers
Days on Market in Real Estate
When we speak with someone who wants to sell their home, there are two factors that usually come into play – (1) price and (2) timing. Many times sellers tell us that they are not in a hurry, and are willing to wait until they get their price. On the other hand, some sellers are ready to move and price their home accordingly in the current real estate market.
How long do you think it should take to sell a home? How long do you feel the buying process should take? Many home buyers and sellers may guess at that number, but did you know that you can actually view it from a statistical standpoint?
When a home is listed for sale, that time begins to be calculated using "Days on Market" or DOM. This factor tracks the time from the home's first entrance into the multiple listing service ("MLS") until an offer has been made and accepted by the seller – effectively, active marketing time. Once an offer has been accepted, the home's status changes to a "back-up" versus active status in our MLS.
Cumulative Days on Market
In our multiple listing service, there is a second measurement of days on market that shows as CDOM – "cumulative days on market". This can give a more complete picture of how long a property has been on the market and is supposed to include prior active listing days. You might see days on market in this format: 45/190, meaning the property has been on the market for 45 days currently but 190 days CDOM (including, perhaps, a listing that was cancelled and then the property was relisted).
Marketing Time in Real Estate
How does this affect real estate? Well, if a home has been on the market for a longer period of time, home buyers may think that a seller might be more ready and willing to negotiate on price.
The DOM figure can be a helpful guideline to home sellers, as well. Property condition, location, interest rates and other real estate and financial market factors can result in increased and decreased DOM statistics.
Balancing Days on Market with Price
Obviously, home sellers want to maximize their sales price. And, also as understandable, home buyers want to make a prudent home purchase. Finding the right balance of price and home selling time is what will help both the home seller and the home buyer achieve their real estate goals.
La Canada real estate – Days on Market stats
Let's take a look at a one year history of days on the market for single family homes in La Canada Flintridge (zip code 91011) –
If you are buying or selling a home in La Canada Flintridge 91011, this is useful information for you to know. Ask your real estate agent to provide you with DOM and CDOM statistics for your area.
As always, if we can help you with our home buyer services or home seller services, please feel free to contact us.


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Bodies of mother, 95, and daughter found in Kings Heath
A 95-year-old woman and her 64-year-old daughter have been found dead at a house in Birmingham.
Police and fire crews forced their way into the terrace house in Balaclava Road just before 19:00 GMT on Monday after neighbours said they were concerned for their welfare.
Officers said they were treating the deaths as unexplained.
Forensic science experts are at the scene. Officers said they were trying to trace their next-of-kin.
Det Insp Pete Dunn, of West Midlands Police, said neighbours contacted the force after being concerned that neither woman had been seen for some time.
He said the neighbours had seen the pair's fire was on through the window of the house, but were unable to get an answer at the door.
Mr Dunn urged anyone who may have seen the pair in the past week - or saw anything suspicious in Balaclava Road - to contact them.
Post-mortem tests are being carried out.
Midlands Today reporter Joan Cummins, who was at the scene, said neighbours had seen milk bottles lined up on the doorstep of the house and no-one had come to the door when they had knocked on it.
She said they tapped on the window but were still unable to get any response and so called the police.
It is thought the younger woman was the primary carer for her elderly mother.


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Leading Welsh companies are doubling their presence at Railtex this year – the rail industry's leading exhibition in the UK – to demonstrate how their creativity and originality is making an impact internationally.
The trade show is held every other year and the Welsh Government is taking a prominent space with eight Welsh companies exhibiting.
Mold-based coatings specialists GLS Coatings Ltd are again exhibiting following a substantial success at the last Railtex which bought in a six-figure sum business for the company.
George Green, general manager of GLS Coatings Ltd, said:
"Following enquiries we subsequently gained £200,000-worth of business, much of which can be directly attributed to our being at Railtex.
"We had launched our trademarked GLS 100R which electrically insulates up to 35,000 volts. It is used throughout the UK rail network to prevent bird-strikes shorting the overhead line and to eliminate 'touch-potential' issues with signalling location cases for Network Rail.
"As GLS 100R was becoming increasingly known and saving Network Rail substantial amounts of money, many delegates headed straight for our Railtex stand. We were kept exceptionally busy answering technical enquiries and we showed a specially-commissioned video of our technicians at work coating the footbridge at York Station. That work was carried out in December 2014 and there have been no line trips since then.
"I was delighted that we were chosen by the Welsh Government to exhibit once again on their stand, which will be demonstrating the excellence, diversity and innovation of Welsh companies and the benefits we bring."
Since Railtex 2015, GLS Coatings Ltd has also used the GLS 100R product to apply anti-slip flooring to terrazzo tiles at some of the UK's major railway station and footbridges.
Terry Gee, who co-owns Cardiff-based rail security, electrical and telecoms company Gee Communications with his brother Chris, said:
"We want to promote Gee Communications foremost as a Welsh company uniquely positioned to provide a service to anyone with an interest in investing in Wales and procuring our services. Railtex is one of the most popular shop windows in the railway industry calendar and gives us a chance to discuss face to face with suppliers, manufacturers, competitors, governing bodies and clients. We are delighted to have been selected by the Welsh Government to partner with them on their stand over the three days."
Broughton-based DataScope develop fatigue management solutions for the rail industry. Sales and marketing manager Rod Jones said:
"We recently launched a range of multi-platform apps which proactively manage fatigue, ensuring that rail operatives are kept safe. We know that our system is unique in the world – and that it can save lives. Operatives can also manage close calls and be safe in the knowledge that there's an audit trail in place to manage such risks. The system is already used widely by Network Rail together with a number of the principal contractors working on rail and highways projects, but we're keen to further our exposure within the global rail industry at Railtex."
The full list of Welsh companies attending Railtex are: ALC, Morgan Advanced Engineering, GLS, Datascope Systems, PCC, GOS, Furrer and Frey, and Gee Communications.


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The Bean Market
This historic bean market is a destination for agritourism visitors while serving as a community meeting and event venue.
The Bean Market is a multipurpose cultural and community center at the heart of downtown Lake City, South Carolina. Standing just across from the town's Village Green, the historic building hosts the town's weekly farmer's market during spring and summer months. The building has been completely restored to serve as an attractive and modern venue for conferences, meetings, weddings, receptions and other events.
History of the The Bean Market building
Built in 1936 by the Public Works Administration (PWA) as part of Franklin Delano Roosevelt's "New Deal," the Lake City bean market rose to acclaim as the world's largest truck auction of green beans in Lake City's agricultural prime. Farmers drove to centrally located Lake City from all over the South to bring their bean crops to market; traders would then ship the beans north on one of the many freight trains that rolled through Lake City each day.
The building is listed on the National Register of Historic Places.
Events at The Bean Market
The building has been completely restored to offer a unique and flexible space to rent as a venue for conferences, meetings, receptions and parties, concerts, weddings and other events. The bright, spacious facility can accommodate your event and provides a versatile venue for events of any size and type. The facility includes:
- 10,000 square feet of space, with flexible setups that include a 5,800-square-foot open floor
- 750-square-foot stage with a 14-foot-high projection screen
- Catering kitchen
- Full-service rentals available
- High-speed wireless Internet
Weekly Lake City Farmer's Market
The Lake City Farmer's Market takes place at The Atlantic Coastline Building (behind the Bean Market) every Thursday from 1:00-6:00 p.m. in the late spring through early December. Farms bring the freshest seasonal fruits and vegetables grown in the surrounding South Carolina region.
Contact information:
The Bean Market
PO Box 943
Lake City, SC 29560
Physical Address: 111 Henry Street, Lake City, SC 29560
Phone: (843) 374-1500
Contact: Anne Marcengill