text:
Q282 Chairman: Thank you all for
attending. I think you heard the announcement I made to the previous
witnesses, would you be kind enough to introduce yourselves briefly.
Professor Murphy: I am Professor
Glynis Murphy, Professor of Clinical Psychology and Learning Disability
at the Tizard Centre.
Dr Ehlert: I am Karen Ehlert,
I am from the British Psychological Society and I am the Honorary
Secretary of the Division of Clinical Psychology.
Dr Kinderman: I am Dr Peter Kinderman
Reader in Clinical Psychology at the University of Liverpool.
I Chair the British Psychological Society's Working Group on Mental
Health Law Reform.
Dr Dooley: I am Dr Catherine Dooley,
I am a Consultant Clinician Psychologist working with older people
in South London. I am also the Clinical Convener for the BPS Group
developing professional guidelines on the assessment of capacity
for psychologists.
Dr Zigmond: I am Tony Zigmond,
a consultant psychiatrist in Leeds. All my patients are currently
detained under the Mental Health Act. I am the Mental Health Law
Reform lead for the Royal College of Psychiatrists.
Dr Herbert: I am Camilla Herbert,
I am Chair of the Division for Neuropsychology in the British
Psychological Society and I work in brain injury rehabilitation.
Q283 Chairman: If I can start, as
you know the draft Bill will put into the statute a number of
principles that are already in the common law but it also establishes
a new system relating to substitute decision making. In your view
does the draft Bill go far enough to improve the decision-making
process for professionals, families and carers and those who are
unable to make decisions for themselves? Does the draft Bill place
enough emphasis on the need to facilitate communication by people
with incapacity?
Dr Kinderman: Broadly, yes. Like
everyone else we welcome the Bill. We think in its basic structure
it is very good. We obviously have some concerns, you have had
some written submissions about some of the concerns we have. With
respect to making and communicating decisions one of the things
that we generally believe is there exist quite a few codes of
practice, especially the British Medical Association's code of
practice drawn up with the Law Society. If the Bill were to make
reference to a code of practice which enshrined those principles
then broadly the Bill would meet many of the requirements that
we have.
Q284 Chairman: Are you saying that
the principles should be in the code of practice?
Dr Kinderman: You asked me in
the second question about the draft Bill placing emphasis on the
need to facilitate communication. In that respect, the guidelines
drawn up by the British Medical Association and the Law Society
are very good. If reference to them are made in the Bill then
yes the Bill has many of the attributes we would want in it.
Professor Murphy: We would also
like to see a statement of principle at the beginning of the Bill,
much like in the Scottish Act: "All decisions made on behalf
of an adult with impaired capacity should benefit the adult and
take account of the adult's wishes if these can be ascertained,
take account of the views of relevant others . . . restrict the
adult's freedom as little as possible . . . and encourage the
adult to use existing skills or develop new skills", and
that would include communication skills.
Q285 Chairman: You do not see any
conflict if the principles are on the face of the Bill and the
functional approach that is in the rest of the Bill?
Dr Ehlert: Not at all.
Q286 Chairman: You do not see any
Professor Murphy: I do not believe
those principles will conflict.
Dr Zigmond: One of the advantages
and disadvantages of putting things in statute is that it improves
clarity but of course it makes the boundaries much more certain.
There are certain areas where it seems to us that there may be
some difficulties, and if I can very briefly mention three: One
would be patients who wander, not particularly trying to get somewhere
but they wander. What happens if the nurse keeps directing them?
As you know at the moment there are many examples where doors
have two handles or some other system which in some ways does
restrict a person's movement. The way that it is expressed at
moment it is unclear as to how that would be dealt with. A second
would be bathing, somebody who just pushes everybody away all
of the time, what does one do about that basic care? Is that prevented
by this Bill with the wording it has now or is it not? A final
example relates to an area of difficulty which is where one is
treating people for a physical disorder but they suffer from incapacity.
Supposing one has a patient with mild heart failure or who needs
antibiotics and they are just pushing people away where would
the authority be or would it not be and can one then revert to
common law to give that treatment? It is those sort of areas where
there are some concerns.
Chairman: What I would like to do now,
as we did with the previous witnesses, is to bring up the questions
on research. I think you yourselves and the previous witnesses
are particularly expert in this area.
Q287 Jim Dowd: My powers of observation
would indicate most of you were sitting in the back rows when
I asked the questions earlier so I will not go through them in
the same detail. What provision should we have in this Bill regarding
the involvement of incapacitated adults in research?
Dr Zigmond: I think from the point
of view of psychiatrists we take a slightly different view from
that which I heard the British Medical Association express. We
put a lot of faith in ethics committees, we suspect they need
considerably more guidance, which we would want in a code of practice.
We have some difficulty with the overall notion that there should
never be substitute decision-making. Ethics committees may well
decide that a piece of research is very proper and yet I as an
individual may say that I want no part in it. I think there probably
ought to be a distinction between those types of research, and
clearly the research is essential, where there is the ability
for substitute decision-making compared to that where there is
not. If I can give you an example, if one is doing research over
a long period of time perhaps relating to a particular form of
learning disability then there should be no difficulty in terms
of time anyway in having somebody authorised who would be looking
at it from the point of view of the incapacitated individual,
even having got an okay, as it were, from a research ethics committee,
and I will come back to that. If one was doing research on investigating
different treatments within the first hour of admission for people
who suffered a head injury one could not then do that research
if it introduced substitute decision making because there would
be no mechanism for doing that. We thought about how to bring
these together, and I am grateful to one of my colleagues here,
one option would be, again it would be in the guidance for the
research committee, they would have to consider whether or not
as part of the protocol for the research there was a requirement
for substitute decision-making and the code would give guidance
as to how they would come to that decision.
Dr Kinderman: To follow up on
that, the answer to the first question is, yes, the Bill should
give consideration to the role of research and how people give
consent for research. Like Tony we do have some concerns about
the idea of having blanket decision making available for everybody.
The third point which Tony alluded to is one of the mechanisms.
We generally like the role of local research ethics committees
and we think they are quite strong and quite powerful bodies that
do legitimately constrain research. The way that the legislation
could possibly work would be to give guidance to ethics committees
on how they offer approval or guide development of the protocols
put before them rather than legislate for specific research and
take specific actions.
Q288 Chairman: Would they then need
to refer to the code?
Dr Kinderman: Yes.
Q289 Chairman: You would do that.
There would be some sort of provision in the Bill and some sort
of code.
Dr Kinderman: If the Bill were
to a refer to the need to follow proper procedures in obtaining
consent for research and were to refer to the idea that local
research ethics committees can give due consideration to the Incapacity
Act that would defer the responsibility to the ethics committee
not to the researcher. I cannot speak for Tony but I regard local
research ethics committees as well constituted, potent bodies.
Q290 Jim Dowd: You covered nearly
all of the ground in the series of questions which I had. Research
can benefit the individual although in a general sense it is looking
further down the track to help others, are you satisfied that
we can sufficiently safeguard the individual, let me use the case
of those with Alzheimer's, from being exploited in the pursuit
of research which is not connected with any research itself of
the kind?
Dr Kinderman: My initial response
to that is I think local research ethics committees do a good
job of protecting research participants against exploitation.
At the moment the whole purpose of this Bill is to plug a gap
in legislature. I think the structures allow local research ethics
committees to address that issue, specifically with respect to
incapacity and give people the power they need. Most of my salaried
work is doing research on people who have questions of capacity
under the Mental Health Act and I think local research ethics
committees do a very good job balancing the risks and benefits
for those individuals because there are good laws behind them.
Q291 Baroness McIntosh of Hudnall:
Can I ask you the same question I asked your British Medical Association
colleagues which is about the state of research at the moment
and in what way. Including provisions for research within the
confines of this Bill will create opportunities or improvements
that you do not currently see available? What are the inhibitions
to research being carried out now? Dr Kinderman you said you are
engaged in research, you are already plugged into your local research
ethics committee, you have presumably already presented them with
opportunities to consider issues of the kind that would arise.
If research were included in the Bill, what is going to get better?
Dr Zigmond: I think many research
ethics committees quite properly are very perturbed about this
area. I think they are more reluctant to give approval than they
would do if there was a clear framework within which they could
operate. In fact one of the reasons why I came down to the decision
that in many circumstances a research ethics committee should
require a substitute decision-maker is again because of the confidence
that it would give them that this was being done where the balance
between what should be extremely minimal risks for the individual
who is not able to consent and the potential benefits either for
that patient or at least for those with similar conditions is
clear. It is really a feeling that this would enable research
ethics committee to be more willing to grant permission because
of the safeguards. At the moment people are just not sure whether
they can or not.
Professor Murphy: Perhaps I can
add to that, I know a number of research projects that have been
posed in London which were turned down because of the nervousness
of ethics committees, especially where it was a sensitive topic
such as sexuality. I myself had a great deal of difficultly getting
projects through ethics committee that related to providing treatment
for men with learning disabilities who committed sex offences.
It seemed to me blindingly obvious that somebody should have tried
some kind of framework. I think the ethics committee were opposed
partly because they were sex offenders and partly because they
were men with learning disabilities. They were a bit unclear about
exactly how procedures for consent should take place and whether
they were sufficient, and so on. I think this will make it all
much clearer.
Q292 Stephen Hesford: I want to focus
on Clause 27, if I may. Clause 27 in a way works forward and works
backward. It works forward in the sense of how does the Mental
Health Act relate to this Bill and it works backward in the sense
of how does this Bill relate to the mental health legislation.
It is that forward and backward relationship that I want to explore.
Is there an overlap? Should there be an overlap between this Bill
and either the Act or any new form of mental health legislation?
If there should be an overlap what should that overlap be? Does
Clause 27 adequately express the relationship?
Dr Zigmond: First of all there
is bound to be an overlap because within the definition of mental
disorder both in the code and the Mental Health Act and the proposed
Mental Health Bill almost any common conditions that lead to incapacity
are included.
Q293 Chairman: When you say the Mental
Health Bill, do you mean the draft Bill?
Dr Zigmond: The draft Bill to
come. The draft Mental Health Bill rather than this Bill. The
first thing is many patients could be subject to both. The second
thing is that as I understand Clause 27 (I think I did not understand
it to start with it let me add) I think it is only referring to
those people who are currently detained under the Mental Health
Act, it is not talking about those treatments which are covered
by the Mental Health Act or patients who are not detained under
the Mental Health Act. My reason for saying that is that first
of all it says in Clause 27 if the giving of the treatment to
a patient is regulated unless they are detained under the Mental
Health Act it is not regulated by part four. The second reason
for saying that is that part four of the Mental Health Act includes
not only those treatments which people commonly talk about with concern
such as ECT and medication but also includes nursing care,
habilitation and rehabilitation. If it is not referring to only
those detained then any nursing care, for anybody who requires
it for incapacity would have to come under the Mental Health Act,
that is clearly nonsense. The problem then is for many people,
professionals, there may be almost a choice as to which act to
use. Let me give you an example of some of the difficulties we
think that may present. In this Mental Incapacity Bill there is
regulation and authority given both for advance statements and
lasting power of attorney. If you ended up under the auspices
of this Bill then those would be honoured. If you ended up under
the auspices of the current Mental Health Act or the draft Mental
Health Bill they would not be honoured. That seems to us to put
professionals in a very difficult position and to be frankly a
nonsense in relation to patient care. I think the second bit that
is important in relation to this is the protections that are built
into the Mental Health Act which are not built into this. There
is a later question about Bournewood, I do not know whether
you wish me to go into that now.
Q294 Chairman: If you would.
Dr Zigmond: Bournewood
related to the admission of a patient to hospital but also to
his treatment. To separate the two is in fact very difficult,
admission includes treatment and related to specific treatments.
The Mental Health Act it seems to me gives three particular protections,
it protects people because they have a right of appeal, it protects
people because of a system for second opinions, statutory second
opinions where the doctor is not choosing which other doctor to
go to give a second opinion, and in some circumstances it is not
only a medical second opinion. Thirdly in terms of the inspectorate
in the form of the Mental Health Act Commission. This Incapacity
Bill certainly puts in if not a right of appeal then a system
for dispute, which I will call a right of appeal. It puts in some
inspectorates but there are questions about how far that goes.
It has no system for second opinions. Patients who for example
are in a nursing home and require treatment, medication for their
mental disorder would continue to get it. According to this Incapacity
Bill if patients continue to be compliant they could be given
the ECT without the use of the Mental Health Act or any of the
protections which Lord Stein said were missing. If one looks at
the draft Mental Health Bill, the new proposed Bill chapter five
in there addresses some of these issues only for patients in hospital,
not for patients either in nursing homes or in the community.
There continues to be very big omissions in our view.
Q295 Stephen Hesford: Dr Kinderman
wanted to say something.
Dr Kinderman: You mentioned forwards
and backwards in terms of the relationship between the two Bills.
There are specifics and generalities. Tony has talked about one
of the specifics, which are that weaknesses need to be tidied
up. There is also an issue that both the Royal College of Psychiatrists
and the British Psychological Society have about relationships
between the two Bills. Although they deal with overlapping areas
of mental health, and they both deal with proxy policy decision-making
there are many quasi medical decisions made on behalf of patients
who cannot make decisions for themselves, we both have concerns
about that. One of the things we like about this Bill is it essentially
validate people's decisions made when capable. It says that the
junction between allowing somebody to make a decision for themselves
and stepping into to making a decision for them is based on incapacity.
We are concerned that the basis of the Mental Health Bill it effectively
the same issues, so in the feed forward and the feedback between
the two bills there is a disparity in approach taken in the two
bills. On balance although the specifics of this Bill need to
be looked at the approach of validating the consensual wishes
of somebody who is incapable of making decisions is one that we
approve of.
Q296 Stephen Hesford: As I recall
it the two bills in Scotland do a similar job, they both contain
the same set of principles so they are not necessarily parallel
but separate. Are you saying that something ought to be done either
to this Bill or outside this Committee something to the draft
Mental Health bill, and if so what is it, to make the relationship
more symbiotic from a practitioner's point of view?
Dr Kinderman: There are three
elements to that, the first answer is yes. The second answer is
in part it does relate to the Mental Health Bill but in part it
relates to the statements of principle, which are certainly ones
that we at the Psychological Society believe. We believe that
the law should rule that if people are able to make decisions
for themselves unimpaired by mental illness in the case of the
Mental Health Act or unimpaired by mental incapacity of the sort
of conditions we are talking about for the Mental Incapacity Act
they should be allowed to do that. One of the differences between
the Bills is that this Bill is welcome. If people really are unable
to make decisions for themselves somebody has to make the decision
for them and we will clarify the law on that point. One of the
difficulties of the Mental Health Bill and one that concerns us
and the Royal College of Psychiatrists is that it takes a different
approach to the question of whether the law can intervene in people's
Q297 Stephen Hesford: In terms of
Clause 27 what would you do, if anything, because I have not heard
anything, that would address any of the issues that we have been
speaking about?
Dr Zigmond: Let us try and be
specific in relation to the general authority. One of the questions
that you have asked is, what should be excluded? What should not
be covered by the general authority? That is for discussion. If
I can give you some examples, in order to build in the Bournewood
type protections one would warrant in relation to treatment for
mental disorder there were mirrored protections, there were similar
protections to those in the Mental Health Act. One would not want
to set up a completely separate system so again if I may just
paint a simple picture for you, if you have a patient who is requiring
medication for mental disorder, after an equivalent length of
time as under the Mental Health Act there should be a second opinion.
How could one do it? One could have a second opinion process under
the current Act or whatever comes under the new Act, you could
have that accessed by two acts rather than one and that would
keep duplication to a minimum, training to a minimum and bureaucracy
to a minimum. That is one thing, there are others. We think that
there are questions as to what invasive medical treatment should
come under the general authority. If there are considerations
there then one of the things one could do is have a second opinion,
have a range of medical professionals and adults. Again to give
an obvious example if it is thought that somebody needs a lot
of teeth removed is it right that it goes under the general authority
or should one at that point have a requirement that somebody else
skilled in that work would be brought in independently to confirm
the clinical advantages of this? It is building on this. That
would of itself mean that in terms of Bournewood it would
address those gaps. We think we would go further because it would
bring in other branches of medicine and stop some of the discrimination
between psychiatry and other branches of medicine.
Q298 Mrs Humble: I want to clarify
if could there be a harmonious situation that Stephen was talking
about between any mental health legislation and this legislation.
On that issue of compulsion that you referred to, which does seem
to be a very distinctive part of mental health legislation and
at variance to everything that is in this draft Bill. I just wonder
if there is any way that we can overcome that?
Dr Zigmond: One of the difficulties
is the notion of compulsion. It can certainly be argued that if
somebody truly lacks capacity are they refusing anything, are
you compelling them any more if they can no more refuse than they
can consent. As I say this is one of the difficulties. For example
in some very ordinary situations can you compel somebody not to
go into the road, you can because that would be immediately dangerous,
but it is less than that. This Bill presents those difficulties.
There are those of us who believe that a Mental Health Act, (believe
very strongly I have to say) should not be forcing anything, any
intervention on people who are able to make decisions for themselves.
That is a route that they have gone down in Scotland and we would
very much like to see the basis of that. We would go further and
say in an ideal worldI was advised not to say this but
as you have asked the question I willwe think there should
be two bills but not these two. We would have an Incapacity Bill
very much based on this but with the protection that I just hinted
at which would cover all people who lack capacity for whatever
reason and then it is true that that would not cover certain groups
of people who have committed offences but we would have a separate
Mental Disorder Offenders Bill, we would have two but not these
Q299 Mrs Humble: Would you also recognise
the fact that within this draft Bill it is recognised that sometimes
people who will be making decisions whilst they are capable for
a future time when they will lack capacity which you as clinicians
may not agree with, the family may not agree with, carers may
not agree with but those decisions will hold, whereas when you
are dealing with your patients who are confined under the Mental
Health Act you are making decisions on their behalf and they may
well be expressing opinions that they are totally opposed to what
you are doing to them. I have real difficulty trying to come up
with a situation where we can harmonise those two.
Dr Zigmond: I think it could be
harmonised. Leaving that to one side can I say that I would not
want this to detract from building in the protections that I talked
Dr Kinderman: Tony and I very
much see eye to eye on this. Is it possible to come up with a
situation where we look out at the world and see nothing but fluffy
bunny rabbits? No, there is always going to be difficulty out
there. A big question is, like Tony says, is the issue about two
Bills but not these two Bills. There are a number of options.
There are a couple of things that are important, there could be
better harmony between the two bills, both Tony and I are making
some percentage of our evidence today about the relationship with
the Mental Health Bill. The way this current Incapacity Bill is
structured has the safeguards that Tony mentions but the basic
principle, and this is one of the reasons why we would like the
principles to be on the face of the Bill, the principle that people
who are able to make decisions for themselves should have those
decisions respected is one that we welcome. Introducing that into
UK law would only go some way towards harmonising the issue. The
reason why I see people who are treated compulsorily under the
Mental Health Act and the reason why Tony treats people under
the Mental Health Act is because they are not able to make valid
decisions about their health care, their health care is perturbed
and disturbed by their mental disorder. It is not dissimilar to
the reasoning behind the Mental Incapacity Act because you are
not making valid and consensual decisions so decisions are perturbed
by the mental disorder. It is in the realm of the incapacity legislation
in general to say that a proxy decision has to be taken about
the validity of the health care. It is also the case that many
of the people detained under the Mental Health Act I have seen
for research purposes are perfectly able to refuse participation
in research and I have to by law accept that refusal, I cannot
say because they are mentally ill they have no rights under law.


text:
Marisol Nichols knows how to make people cry, but how to laugh? Well, she's been working on that.
Best known for her dramatic work in such series as "24," "The Gates" and "Blind Justice," the 38-year-old actress has been stretching her comedic muscles in her latest TV series, "GCB," which debuts at 9 p.m. Sunday on ABC.

subset: commoncrawl


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food presentation


text:
NORWICH A man stood in Chenango County Supreme Court Wednesday and said he was motivated to commit burglaries over his desire to steal womans lingerie.
Twenty-year-old Paul J. Hendrickson, homeless, but formerly of the Maple Grove Trailer Park in Norwich, pleaded guilty to two counts of attempted second degree burglary Wednesday after admitting he entered the home of a woman living in his neighborhood for the sole reason of stealing her, or her childrens, underwear.
Although allowed to plead to the technicality of attempted burglary, Hendrickson told the court he successfully broke-in and entered on at least on occasion, removing articles of intimate clothing from the victims laundry.


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The world's tallest timber building is groundbreaking for more than just its height. When Mjøstårnet was to be built, Moelven employed a completely new and untested assembly technique.
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text:
In ancient times, oil was often used to anoint new kings. A king was therefore known as an "anointed one."
In Hebrew, "anointed one" is messiah. In time, the great king that was to save the Jews came to be known as The Messiah. In the Greek, this translates as o Christos, the Christ. So the apostles went out and preached about the Christ, the Messiah, the anointed one.
However, some people began to confuse the greek word Christos with a similar greek word, Chrestos (which meant only "good man"). Because of this, it seems that preachers of the Gospel began to drop the "the" and use simply "Christ," more like a name. This helped listeners to realize that it was not simply a description about some hypothetical good man, but was an actual name for an actual man.
Hence, Jesus the Christ became simply Jesus Christ. (It is also sometimes written as Christ Jesus – which also makes sense.)
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And that's how Jesus of Nazareth, the annointed one, the messiah came to be known, at least namely, as Jesus Christ.


text:
LEXINGTON, KY. — Late Thursday morning, a Lexington auctioneer named Walt Robertson will begin selling an American dream of the 1930s that has turned into a financial nightmare of the 1990s.
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But in the decade since Lucille Markey passed away and J.T. Lundy assumed control for his wife and the other heirs, Calumet Farm has become entangled in bad debts totaling more than $120 million.


text:
Far Cry: Primal release date - February 23, 2016
date: 2015-10-12
Recently, Ubisoft announced a new game engine to Cryengine. At this time we are asked to go to a primitive time. The new game is called - Far Cry Primal. The new game will be available on three platforms PC, PS4 and XBOX ONE. We look forward to the release!
The original name: Far Cry: Primal
Genre: FPS, Action
Developer: Ubisoft Montreal
Publisher: Ubisoft
Platform: PC, XONE, PS4
Demo: https://www.ubisoft.com/en-GB/game/far-cry-primal/
Far Cry: Primal is not the usual mod, it will be complete game. Events will take place in 10 thousand years BC We have to play for the hunter, Ana who will hunt you can see in the trailer. We hope it will be interesting.
What else can you learn about the game: Far Cry: Primal?
So, look, we have description, trailer and wallpapers (photos from the gameplay). If for some And what is missing, please contact us, all add. What do we have? We do not have enough high-quality reviews. Dear friends, we are waiting for you to help, please contact us, we will post them. We can not play all games physically, but sometimes you want to just pick up, for example, Mafia 3.
You can also register on site, add to your personal cabinet series, Google calendar and take part in the construction of the rankings. By the way, it is leading the series Fallout 4. Why is that? Watch and learn for yourself.
Minimum system requirements
- Processor: Intel Core i3-550 or AMD Phenom II X4 955
- Video Card: NVIDIA GeForce GTX 460 1GB or Radeon HD 5770 AMD 1GB
- Memory: 8GB
- Place on a hearth drive: 20GB
Recommended system requirements
- Processor: Intel Core i7-2600K or AMD FX-8350
- Video Card: NVIDIA GeForce GTX 780 and AMD Radeon R9 280X
- Memory: 8GB
- Place on a hearth drive: 20GB
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topcreditcardprocessors.com Acknowledges TransFirst as the Thirteenth Top Merchant Services for the Month of July 2014
(PRWEB) July 11, 2014
topcreditcardprocessors.com has reported the rankings of the 50 best Merchant Services firms for July 2014. TransFirst has been named the thirteenth best firm due to their remarkable performance during the topcreditcardprocessors.com in-depth evaluation process. The ratings are released each month to assist customers of payment processing services in selecting reputable firms.
These agencies are analyzed in order to uncover which produce the top overall agencies. This is achieved through the use of a set of evaluation criteria consisting of five areas of evaluation used to measure and compare Merchant Services agencies based on the most essential aspects. The five areas of evaluation used during this process include on efficiency, customer support, competitive rates, variance, and reliability.
To supplement the research, the independent research team also connects with customer references provided by the competing firms. When connecting with customers, the research team delves into the customer's overall satisfaction. Opinions from customers is used to better interpret the strengths and competitive advantages of the firms being tested.
The rankings are released monthly to assist businesses in selecting a top competing Merchant Services agency. TransFirst has been highlighted in the list due to their dependable solutions identified through the proprietary analysis process. Thousands of credit card processing services are considered each month, but only the truly best are considered for the rankings.
About TransFirst:
TransFirst is one of the largest providers of secure payment processing in the United States of America. Their payment processing and merchant service solutions offer businesses of all sizes and industries effective payment processing to help them grow. With more than one thousands employees nationwide and years of experience, TransFirst creates effective payment solutions and merchant accounts, allowing businesses to grow.
About topcreditcardprocessors.com:
topcreditcardprocessors.com is a purveyor of credit card processing ratings. The main objective of topcreditcardprocessors.com is to identify and reveal those individuals or companies supplying best credit card processing solutions available. Merchant Services companies are put through a rigorous investigation to ensure the rankings contain the absolute best companies the credit card processing industry has to offer.
For more information about TransFirst, visit:
To view the recommendations of the best Merchant Services agencies, visit:


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Music is a vital and vibrant aspect of Cathedral life. Serving God through active praise, adoration and meditational music, the Liturgy is enhanced in accordance with the promulgations and decrees of the Church. Supporting and extending congregational singing, musicians and singers embrace a rich variety of musical styles from chant, including sung introits and communion antiphons and solemn vespers to Polish traditional music, African music and more contemporary styles of liturgical praise.
This is a key post in the life of the Cathedral, ensuring that the highest possible standards of liturgical music are planned and prepared in accordance with liturgical requirements and priorities. The post demands a wide range of responsibilities including collaborative working with clergy, and all those involved with the organisation and preparation of the liturgy; serving on a wide range of relevant local and national committees and ensuring that all those serving in the ministry of music feel well supported.
The post is currently held by Dr Shelagh Noden who read music at Cambridge where she held the John Stewart of Rannoch Scholarship in Sacred Music and later took her Phd in Post Reformation Scottish Catholic Music at the University of Aberdeen where she is a part time member of staff.
Ronald Leith has been organist of St Mary's Cathedral since 1973 and has served under four Bishops and seven Administrators. Born in Aberdeen, he studied organ at the Royal College of Music in London and has broadcast on Radio 3 many times, as well as giving many recitals in the UK and abroad. In 1978, the Sanctus, Acclamation and Great Amen of his Elphinstone Mass was selected to be sung at the Papal Visit to Scotland in 1978 at Bellahouston Park. Other music has included the Mass for the 125th Anniversary of the Cathedral in 1985. Ronald is especially fond of the magnificent historic organ built by James Connacher for the Cathedral in 1887, one of the few large instruments by this builder now in existence.
Ronald was awarded the Pro Ecclesia et Pontificate Papal medal on the Feast of Saint Stephen 2013, by Bishop Hugh Gilbert, for over forty years outstanding and distinguished service to the Church.
The Cathedral Choir comprises Soprano, Alto, Tenor and Bass voices and performs each Sunday at 11.15am Mass. Rehearsals are held at 10.15am in the Upper Hall. Although we have a core of regular singers we recognise that some people are unable to attend every week. If you are interested in joining us to lead and support the Cathedral Choir please contact the Director of Music on email@example.com
As the name implies this group of singers and instrumentalists sing and play every Sunday evening. Rehearsals take place on Thursday evenings after the 7pm Mass and on Sundays from 4.30pm to 6pm in the Cathedral. There is a particular need for musicians at the present time.
The group performs a wide range of musical styles. If you would like further information please contact John Costaschuk: firstname.lastname@example.com
The mission of the African Catholic Choir is to bring a taste of African musical vibrance and energy to the Catholic community in Aberdeen. New members are always welcome and experience/knowledge of singing is not required. Meeting times are Wednesday 6pm-8pm and Saturday 6pm-8pm at the Cathedral Upper Hall.
All enquiries to: email@example.com
Schola to nie tylko spiew i muzyka. To przede wszystkim ludzie, którzy ja tworza, a wiec radosc ze wspólnych spotkan i nawiazanych przyjazni. Na chwale Boga spiewamy juz kilka lat. Jestesmy otwarci na wszystkich pragnacych z nami wielbic Boga spiewem i muzyka. Jesli potrafisz spiewac albo grac na jakims instrumencie i masz troche wolnego czasu - dolacz do nas, bo "ten, kto spiewa, dwa razy sie modli". Wiecej informacji udziela Izabela Siten-Gach (znajdziesz ja na Facebooku).
Established in 2001, the Aberdeen Diocesan Choir sings for special Diocesan events including ordinations, the annual Diocesan pilgrimage to Pluscarden Abbey and a Service of Readings and Carols each December. Rehearsals are on Tuesday evenings in the Cathedral Upper Hall. Want to find out more? Feel free to contact the Music Director or Secretary.
Music Director: Elizabeth Meiklejohn: email@example.com
Secretary: Paula Silvester: firstname.lastname@example.com
Website: aberdeendiocesanchoir.com
Facebook: https://www.facebook.com/AberdeenDiocescanChoir/
From time to time the Cathedral building is sought as a venue for music recitals and concerts. All enquiries to the Director of Music: firstname.lastname@example.com.


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Randall Grahm of California producer Bonny Doon is to start producing Grner Veltliner, Chenin Blanc and Riesling in large quantities from next year.
Grahm is building a winery costing several million dollars in West Richland in the Columbia Valley of eastern Washington, scheduled to be finished in September.
The big advantage of the new grapes is that they aren't Chardonnay,' said Grahm. I don't think there's anything new that can be added to knowledge of Chardonnay. Chenin is one of the great misunderstood varietals. It has fabulous fruit and acidity, with fantastic botrytis potential.'
As for Riesling, Grahm says the US market has changed dramatically with regard to the way it perceives Riesling. I was mistaken in saying that the American public would never go for it. There is vast potential for this varietal.'
Most of the vines in Washington State will be trellised in the old-fashioned pergola style, not the more common guyot arrangement This high-training system allows for shade, which, says Grahm, creates the crucial Old World-style floral notes and acidity. Most people think it's down to temperature. But what actually stops the New World from making great aromatic whites is the piercing light. Too much sun thickens the skins which reduces the aromatics.'
The winery will produce 100,000 cases, which Grahm intends to increase to 300,000 within four years. He also plans to plant another 60 hectares of Rhne varietals at his Bonny Doon property, and to release a botrytis-affected Roussane dessert wine. He intends to end the practice of buying in fruit from other growers at Bonny Doon, making the operation in California fully estate grown and 100% biodynamic.
At present, his grapes are 65% biodynamic, and soon to be certified. Grahm said that in general he is slimming down lines'. Having sold off Cardinal Zin, he will end production of his framboise wine, Old Telegram, and Le Blageur wines.


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Geophysical Hazards: Minimizing Risk, Maximizing Awareness by Tom Beer
English | PDF,EPUB | 2010 | 267 Pages | ISBN : 9048132355 | 21.46 MB
This volume, written by the Hazards Science Team of the International Year of Planet Earth, brings together some of the most influential international scientists dealing with Natural Hazards and society's response to natural hazards. It recognises that hazards, like poverty, will always be with us but that concerted and organised societal response can prevent a hazard becoming a disaster. By bringing together geoscientists, social scientists and those concerned with the administration of international science and international disaster reduction, this book details the state-of-the-science as well as the state-of-the-response in natural hazards.


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It has been awhile since my last post, I apologize, but I have been very busy.
Vacation is coming, which will mean a trip back home to Texas, so I will be
absent again. Meanwhile, I hope this new page from GREW will be of
interest. Please leave any comments and I wish you a happy productive day.
Wednesday, May 26, 2010
2 comments:
Hi there Sam. I'm dropping in to see how you are. I love Grew. Keep up the awesome work. You are seriously talented.ReplyDelete
Hey There Lyn! How ya been! Just when I thought everyone had given up on me :o) Thank you for your king words, means a bunch to me.ReplyDelete
Hope your well and writing away!
Subscribe to: Post Comments (Atom)


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USF will face California in First Four matchup
Record: 24-9, 13-5 Pac-12
Coach: Mike Montgomery (fourth season at Cal, 29th season as head coach)
Key contributors: Sophomore guard Allen Crabbe (6-foot-6), 15.3 points and 5.7 rebounds; senior guard Jorge Gutierrez (6-foot-3), 13.1 points, 5.3 rebounds, 4.1 assists; sophomore guard Justin Cobb (6-foot-2), 12.9 points, 5 assists.
Season in review: California had a good conference season, but it limps into the tournament, losing three of its last four games, including two to Pac-12 tournament champion Colorado. The Golden Bears lost three games in the nonconference, including blowout losses to Missouri and UNLV, and has only one win against an NCAA tournament team (Colorado) all season long.
Outlook for Wednesday: The Golden Bears have arguably been the best team in the Pac-12 throughout the season, but that doesn't mean much, as according to RPI rankings, the conference was the 10th best in the country. Not surprisingly, the Golden Bears, who have four players averaging in double figures, have the more efficient offense, leading the Pac-12 in field goal percentage (48). But USF has proved it can win games against good teams by toughing it out on the defense end and playing a slow-tempo, limited possession type of game. The Golden Bears may have the better offensive talent, but the Bulls have proved it can compensate with stifling defense and relentless rebounding. Expect another close, low-scoring game on Wednesday. The winner advances to play fifth-seeded Temple on Friday in the Midwest Region.


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NEW YORK — Daniel Murphy keeps turning those Citi Field boos into booms.
Murphy hit his seventh home run this season against the team that let him go during the winter, lining an early drive off the facing of the upper deck and leading the Nationals over the Mets 3-2 Sunday.
"That guy's the real deal. He's definitely a cyborg right now," Washington starter Gio Gonzalez said. "You don't know what to throw him. You might have to throw him pingpong balls."
Murphy tops the majors with a .348 batting average at the All-Star break, boosted by the damage he has done to the Mets. He homered three times and drove in 10 runs as the NL East leaders took three of four in this series, opening a six-game edge over New York.
Murphy, as usual, deflected any notion he's the main reason his team is soaring.
"Carry it? No, no, no," he said. "The list is too many. Just a small piece of it."
As for his own impressive first half that includes 46 extra-base hits and 66 RBIs?
"I would say I'm surprised," Murphy said.
Murphy's first-inning shot was his 17th homer this year. Overall, he is 22-for-52 (.423) with 21 RBIs vs. his old club.
"I don't think it's just against us. He's hitting like .350," Mets pitcher Steven Matz said. "I don't have any answer."


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Amazing Asheville by Lan Sluder is the new guidebook to Asheville and the beautiful North Carolina Mountains. It candidly covers all the best places to stay, eat and explore in Asheville's exciting Downtown and surrounding neighborhoods, and elsewhere in the North Carolina mountains. In more than 150, 000 words, it also covers the Great Smoky Mountains National Park, the Blue Ridge Parkway, Biltmore House and Biltmore Estate and the hundreds of thousands of acres of national and state forests in Western North Carolina. This is THE guide that gives you the ins and outs of enjoying the mountains and saving money on your Asheville and North Carolina mountains vacation. Written by an Asheville native and award-winning author of more than a dozen books on travel and retirement, Amazing Asheville provides readable, easy-to-use information on Asheville's many BaBs, mountain lodges, resorts and vacation cabins. It tells you where to find great food and drink -- from bistros where locals go to five-star splurge places. It explains where to go for the most amazing experiences for your vacation. Amazing Asheville doesn't just stick to the city of Asheville. It covers many interesting small towns and villages in the mountains around Asheville. It details where to go for the best outdoor activities in the Blue Ridge Mountains -- hiking, scenic drives, camping, wildlife spotting, birding, river rafting, boating, gem mining, fishing, rock climbing, exploring waterfalls and the backcountry, and more. Whether your interest is outdoor adventures, art and crafts, clubbing and nightlife, music and culture, architecture, outdoor adventures or just having fun in the highest, coolest mountains and most-visited national parks in the East, Amazing Asheville is the guide for you.Guide to Asheville and the Beautiful North Carolina Mountains Lan Sluder ... Television stations in Asheville: WLOS-TV (Channel 13), owned by Sinclair Broadcast Group, is the dominant Western North Carolina TV station. It is an ABC -TVanbsp;...
|Amazing Asheville
|Lan Sluder
|Equator - 2014-09-12
You must register with us as either a Registered User before you can Download this Book. You'll be greeted by a simple sign-up page.
Once you have finished the sign-up process, you will be redirected to your download Book page.How it works:


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- This event has passed.
USA 5k health and fun fair
March 29, 2014 @ 12:00 am
Event Navigation
The 15th annual USA 5K Health & Fun Fair event will be held from 8:30 to 11 a.m. at the University of St. Augustine behind Flagler Hospital. The goal is to raise funds for the Good Samaritan Health Centers Inc. — The Wild Flower Clinic, a non-profit organization in St. Augustine that offers dental and medical services at no charge to individuals without insurance or financial means in St. Johns County. The event will include a DJ, awards ceremony, large bounce tents, fire trucks, face painting booths, clowns and great super hero appearances. Event participants also can enjoy free hot dogs, fruit, bagels, snow cones, popcorn and cotton candy. Call 1-800-241-1027 or go to usa.edu/events. Visit Carriage Way bed and breakfast st augustine and help to support a great cause!


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Last Sunday saw our first competitive festival of the year and it was clear from the get go, both teams were up for playing some outstanding rugby!!
The Hurricanes' first game proved that even our young, naive and innocent 8yr olds can sometimes suffer from tummy butterflies; as nerves caused a couple of dropped balls and disallowed tries. However, thanks to some inspirational leadership from a young Caden, the lads managed to gather themselves together and come out with a draw.
The next game delivered a real statement of intent from the team delivering an emphatic 9-1 victory. Game number 3 provided it's spectators with what will be a strong contender for try of the season...... East Grinstead were on the attack and looking like scoring, until a wayward pass resulted in a loose ball bobbling chaotically around the ground. Queue an unbelievable pick by Connor Keeley who then managed to juggle the ball for a metre or two before he nestled it under an armpit and then scaled 3 quarters of the pitch before touching down!! The Hurricanes then managed to seal victory in game 4 thanks to a hat trick from Oscar. This then lead them to the final and a showdown with their squad mates, the Spitfires.
The Spitfires first game was very similar with first Match nerves with a couple of knock ons and dropped catches leading Crowborough to take the advantage with the turnover ball and gain momentum with a couple of Tries ahead but a valiant and passion come back saw some terrific defence and a couple of Tries as well as a bit of a battering for Elliot but clawed back a 5-5 draw against what was to be our Festival Rivals. Some superb pressure and tagging then saw the team causing havoc for the opposition and rewarded them with several Tag tunovers giving them the advantage and a solid 7-4 win against Uckfield. The fitness of the team showed and in the last match against East Grinstead proved decisive with an 11-4 victory. We've seen awesome tagging before from this group but they turned over the other teams so many times by consistent tagging and kept a clean sheet themselves. The work rate and drive from captain Sam through to players Adam, Herbie, Elliot, Finlay and new comers to Festivals Bertie and Olivier was inspirational and meant that they won their group on Try difference by 5 tries ahead of Crowborough. So a final showdown with The Hurricanes for the second year in a row was on the cards. This was a bit of an exhibition match and the coaches just let the kids play and enjoy themselves. The U8's are now off to the Sussex Minis Finals for the second year in a row which will be held at Chichester on 3rd April. Their opponents will be Chichester, Hove, Eastbourne & Hastings. Good luck boys :)


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Corporate Events Gallery
a picture speaks a thousand words
Take a look through our gallery to see a range of recent corporate events at The Garden Room. With a central location just 10 miles from the heart of London, the Garden Room lends itself perfectly to corporate events. The venue offers an escape from the hustle and bustle of London, whilst still being within easy reach of the city's transport connections.
Invite guests to relax and unwind with a corporate event in these idyllic surroundings, and watch as ideas flow at this unique purpose-built event space. Open throughout the summer season annually, The Garden Room is the perfect venue for summer corporate events, where guests can relax with a drink in stunning private gardens before moving inside as the event begins.
The Garden Room offers a dramatic backdrop for corporate events, set against the historic and breathtaking Syon House. Originally the site of a medieval abbey, Syon takes its name from Mount Zion in the Holy Land and was one of the last of the great abbeys, having been founded by King Henry V in 1415.
The Garden Room's purpose-built event spaces offer fantastic flexibility for corporate events, with unrivalled opportunities for branding. Create your brand world within the venue, or add nods to a brand's identity with bursts of colour of logos. The Garden Room creates the perfect first impression, letting you send the right message.
The Garden Room is ideal for any corporate event, and boasts the technical specifications to accommodate the most complex of days. The venue includes state of the art production throughout, and is perfect for receptions, dinners, awards ceremonies, product launches, charity events and much more.


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Current & Upcoming Exhibitions
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Apr. 21, 2018 — Jul. 15, 2018
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Decades in the Making: Highlights from the Toledo Federation of Artists Societies
Apr. 28, 2018 — Jun. 24, 2018
Celebrating Libbey Glass, 1818-2018
May. 4, 2018 — Nov. 25, 2018
Coming SoonRebecca Louise Law: Community
Beginning June 16
Coming SoonFrans Hals Portraits: A Family Reunion
Beginning October 13


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Obamacare 'Exchange' Opposite of 'Free Market'
As described here last week, the latest tack of Republican Obamacare "exchange" proponents is to characterize their "MIHealth Marketplace" as a positive good rather than a least-bad option among several bad choices. They are even using labels like "conservative" and "free-market" to describe the entity whose main role will be to administer the billions of dollars of insurance subsidies the federal Patient Protection Act distributes.
Stay Engaged
The boosters are also trotting out the old canard that the exchange is merely a "Travelocity and Orbitz" for health insurance.
Those claims and labels were badly dented in a recent hearing of the House Health Policy Committee, where staffers from one of the corporations hoping to profit from exchange contracts presented a "Mandated State Exchange Functions" flow-chart:
If a health insurance "Travelocity and Orbitz" is all these politicians really want, they're in luck, because such websites already exist. Better yet, they really are "free-market" services provided by private companies, with no role in administering Obamacare — go to www.ehealthinsurance.com or www.getinsured.com to see examples.
The only reason we're talking about this now is because of Obamacare's "gun-to-the-head" mandates. The most compelling priority for many or most Michigan residents is repeal or invalidation of that law - nationally only around 40 percent of the public now supports it, and only 18 percent believe they will be better off under it. Citizens want their representatives and senators to share their compelling repeal priority, and not do anything that undermines it.
See also:
Obamacare: GOP 'Hostage Taker'
Creating Health 'Exchange' Entrenches Obamacare
Obamacare Exchange: The People or the Insurers?
Gov. Snyder's 'Exchange' an Obamacare Trojan Horse?
Related Articles:
After Obamacare: How Michigan Can Deliver on Patient-Centered Health Care
Obamacare in Michigan: 32 Percent More Than Projected Take Medicaid Expansion
Dog-Fight Dogs, Obamacare, Financial Exploitation, Multi-Lingual State Websites
Health Policy Consensus Group Calls for Short-Term Health Plan Reform
Gov. Rick Snyder's Fiscal Policy Legacy


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Under federal law as of 2015, tenants have the right to be protected from discrimination on the basis of race, sex and religion, the right to a habitable home and the right to privacy, states FindLaw. Individual states and cities have further housing laws detailing tenants' rights.Continue Reading
The federal Fair Housing Act protects tenants in all states, as of 2015, but with added stipulations in some. Some states protect against discrimination based on marital status or sexual orientation, claims FindLaw. Fair Housing secures the rights of tenants with disabilities, such as the right to a ground floor unit in multistory buildings without an elevator and handicap-accessible bathrooms and kitchens, according to the U.S. Department of Housing and Urban Development.
Tenant rights exist in every step of the rental process, from application to moving out or eviction, notes the Tenants Union of Washington State. In 2015, the state of Washington grants tenants the right to request standard repairs to the rental home or apartment, the right to a written rental agreement in exchange for a security deposit, and the right to be given a just cause for eviction or lease termination.
Certain types of housing are exempt from Fair Housing coverage in 2015, including members-only clubs and single-family homes rented by owner, states HUD.Learn more about Law


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Field Experience Scholarships
International travel can be expensive and it is the responsibility of the student to find funding (fellowships, scholarships, personal savings, fundraising, etc.) for their Field Experience. Below are a few scholarships and fellowships available to students.
SPH International Public Health Experience Scholarship
Application for consideration for the Dr. J. Arthur Myers Endowed Scholarship for International Experience in Public Health and for the Dr. James and Roberta Craig Scholarship for International Public Health Studies.
By completing this application, you will be eligible for both awards. There are two application deadlines each academic year: October 15 for winter and spring travel and March 1 for spring and summer travel.
Walter H. Judd International Graduate & Professional Fellowships
These Fellowships are designed to support the continued internationalization of the University of Minnesota by providing critical assistance to students, and to increase opportunities for students to study, undertake internships, and conduct research projects abroad. A primary goal of the fellowships is to increase exposure to other cultures. The program especially encourages applications from students who have never traveled abroad.
- Due February each year.
- Up to $2,500 may be requested. The fellowship also provides international medical insurance for all recipients for the duration of their project abroad.
NEWAID Foundation
The NEWAID Foundation provides research funding to public health students, encouraging their involvement with traditionally neglected infectious diseases in the developing world.
- Deadlines between January 15th and February 15th each year.
- Full Funding: Research projects between ten to twelve weeks, maximum of $4,000.
- Travel Grants: Maximum award of $750.
Alexander Dubcek Fund
Supports research projects in the countries of Eastern Europe.
- Rolling deadlines, apply ASAP for full funding.
- Up to $2,000 available to Graduate Students.
- Learn more on the website
Katie Evans Memorial Scholarship
Since 1995, Foundation for Sustainable Development (FSD) has trained and supported students to collaborate on significant health projects with our community partners around the world. To support advancement of our partners' community health programs and to honor the legacy of Katie Evans, the Katie Evans Memorial Scholarship is available for Winter and Spring programs through FSD for graduate public health students .
- Applications due March of each year.
- $3,000 grant
- Intern Abroad: Winter and Spring Program information
J.B. Hawley Student Research Awards
The Division of Epidemiology has established a small grant mechanism to support public health oriented research projects. Students currently enrolled in degree programs in Epidemiology, Community Health Education, Maternal and Child Health, Clinical Research, or Public Health Nutrition or post-doctoral fellows in Epidemiology & Community Health are eligible to apply.
- Typically two rounds of requests for proposals (one per semester) are conducted.
- $3,500 maximum.
- Email email@example.com for updated deadlines and Division news.
Midwest Center for Lifelong Learning in Public Health Field Experience Stipend Program
The Midwest Center for Lifelong Learning in Public Health is part of the Center for Public Health Education and Outreach, which is part of the School of Public Health.
- Up to 4 students may receive stipends in the amount of $500
- Open to students in any program of study, but field experience must focus on population health improvement
- TBD: Applications available in January 2019.
Other University of Minnesota funding sources
"While working at the Minnesota Department of Health, it was really great to know that I was working with information that could be used to inform foodborne surveillance and help prevent illness in the state. The Foodborne Diseases Unit has a long history of helping provide field experiences to students so it really is a great place to work or volunteer." –Epidemiology student, Minnesota Department of Health
"My preceptor ensured I had lots of hands-on training, thereby gaining lots of real time work experience. She was always on hand to answer questions I might have on aspects of toxicology." –Environmental Health student at 3M


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Click here to learn more about SFE.
Southwest Foodservice Excellence 9366 East Raintree Drive, Suite 101Scottsdale, Arizona, 85260
Thank you in advance for your interest in Southwest Foodservice Excellence. We invite you to join our team of dedicated professionals.
For local job opportunities within the existing school districts that partner with SFE, please contact the school district you are interested in and ask for the SFE Director of Dining Services.
Open Positions
If you have any problems applying for a position please email firstname.lastname@example.com.


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Sleep in style with the Nora Queen Headboard. It's upholstered in beige linen with a superb contoured top and antique brass nailhead detailing.
- Queen headboard measures 63L x 4W x 63H in.
- Crafted with a hardwood frame
- Upholstered in beige linen fabric
- Double row nailhead accents in a brass finish
- High-density foam filling with a dacron wrap
- Contoured headboard with knob feet in dark brown
- Fits most standard queen bed frames; bed frame not included
- Assembly required
- Care: To prevent overall soil, frequent vacuuming or light brushing to remove dust and grime is recommended. Spot clean using a mild water-free solvent. To prevent fading, keep headboard out of direct sunlight.
This item is available at Kirklands.com only, not available in stores.
Nora Queen Headboard is rated 4.1 out of 5 by 42.
Rated 4 out of 5 by Elise from Beautiful Headboard I love this headboard. I was able to see it up close and personal in the store before actually ordering it online. I read another review stating that they had to take it out of the box to fit in their SUV. This information helped me because I had to do the same thing. The employees helped me wrap it and get it into my SUV. I have an Acura MDX so it just did fit. The only disappointment is that the holes on the headboard do not line up at all with my bed. We decided to just prop it behind the bed. You really can't tell that it's not screwed to the bed frame. The manufacturers should really look into getting the holes lined up for future buyers. Other than that the headboard is perfect in my guest room.
Date published: 2013-12-05
Rated 3 out of 5 by Cbrow85 from You get what you pay for. The headboard is beautiful however after picking it up in store and getting all the way home, I discovered the nail head trim was totally out of line in two parts. There was no way it could be hidden so I had to load it up and drive all the way back to the store to exchange it. The one I received there was much better. Other than that, it is nicely built but there was a horrible chemical odor from first one I received. I'm sure it dissipates over time because the one I picked up from the store had been outside it's box for a couple of days and did not have that smell. I would buy again but highly recommend opening the box and looking at it before you leave the store so you don't have to do what I did.
Date published: 2015-06-12
Rated 2 out of 5 by flyguy from Product Doesn't Fit Most Bed Frames THreaded bolt inserts in the headboard legs to attach headboard to bed frame are 5/16". Most bed frames(including mine) have 1/4" slots that bolts fit through. Therefore, unable to attach with threaded bolts. Also, spacing between threaded bolts inserts is not the same as the spacing betgween the two slots slots on the bed frome; therefore, unable to attach headboard with all four thresed bolts.
Date published: 2013-10-21
Rated 5 out of 5 by Robb from alot of style for the money! I purchased the Nora headboard online for my mother, I was pleasantly surprised when I finally got to see it in person. The scale was perfect! It had a bigger presence in person than it appears online. I used picture hanging hardware on each side of back of the headboard and "hung" it on the wall (hotel style). A lot of headboard for the money!!
Date published: 2014-01-06
Rated 5 out of 5 by Gammy from I love our new headboard! It's made really well. Nothing went wrong when attaching it to our bed frame the holes lined up perfect. The fabric is plush and the finished over all with the nail heads is beautiful! I have wanted this headboard for about 6 months and a special made it the right time. I so recommend this headboard you won't be disappointed, even my husband says our room looks warm and complete Gammy in O
Date published: 2014-03-27
Rated 1 out of 5 by KatnLeo from Poorly made I ordered this online and picked it up from the store (it was in a box) and the associate suggested we not open it before taking it home as she said it would be difficult to get it back in the box. I borrowed a pickup truck from a friend and was very excited to get this home. To my disappointment, the nailheads around the frame were not aligned or spaced evenly! This was such a letdown and huge inconvenience as I had to have another friend help me return it (winter in Michigan made it even worse). Very poorly constructed.... Where is the quality control? Do not buy, you will be very disappointed!!
Date published: 2014-12-27
Rated 4 out of 5 by pepcm from Looks classy, doesn't fit with all queen bed frames The quality of this headboard is impressive given its price. I really love the way it looks in the room- dynamic. However, it did not fit with our queen bed frame so we had to makeshift some padding for it to line up correctly. Our bed frame is pretty old but be weary- might be best to just order the entire set.
Date published: 2013-04-04
Rated 5 out of 5 by DesignChic20 from Love Love Love This was a great buy. The quality is great for the price, sturdy and wellmade. After reading other Reviews I worried about the headboard fitting the frame, to my surprise it fit perfect. I also purchased the Nora bench to match...my room looks very stylish. I am a happy consumer. Thanks Kirklands
Date published: 2013-12-12
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What is the weight of the queensize headboard?
I do not have a bedframe nor a box spring. I have a 15" mattress and want to know if I could just push the mattress up against the headboard. I have an elderly dog and can't have box spring or frame or he would not be able to get on bed. What is the weight of the queensize headboard?
Asked by: Nita
The headboard weighs 42 lbs. Please note that we do not recommend using this headboard without a bedframe, box spring and mattress.
Answered by: Kirklands
Date published: 2013-11-23
Can the Nora headboard be shipped to my house instead of the store
Asked by: cheeks
Not likely it can be shipped to your home. Unfortunately, most, if not all Kirkland's, do not offer home delivery. That's a shame. If it did, I'm sure its sales would increase dramatically.
Answered by: Beast
Date published: 2014-01-25
does this come in king size? I see this question repeated no answers!
Asked by: Barb53
The Nora headboard is currently only available in the queen size.
Answered by: Kirklands
Date published: 2013-10-22
Does it come in a full size?
Asked by: Janlynn
Hey Janlynn! This item comes in a queen size only. Thanks for asking, we hope this helps!
Answered by: KirklandsAnswers
Date published: 2015-08-01
is it available in other colors?
Asked by: lisa
Hi Lisa, This headboard is available on our website in grey (SKU 121644). Happy shopping!
Answered by: KirklandsAnswers
Date published: 2015-05-23
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Ars Tactica: Prelude
In this game, do you have the confidence that you will be able to reach the deepest room of the dungeon and unveil the mystery behind the crypt? You could choose from 3 different classes and use the gold to upgrade your character and protect yourself from the dangers that lies inside this mystical dungeon. The manipulation of the game is not very easy, you should use "A" and "S" to change skills and press "X" to attack. It is really an unforgettable and challenging game! The guys who like trying new things must have a try!
You can play Ars Tactica: Prelude free online shooting games at fogames. It has tags: Fighting,Strategy,Knight,Dungeons,. It has 3696 total plays and has been rated 83.4% (16 like and 2 dislike), find the fun and happy day. If you want to play more shooting games, we find some of the game: Clockwords Prelude, Reverie - Prelude, Bowmaster Prelude and Mass Effect: Andromeda Prelude. To play other games, go to the fighting games page, the strategy games page, or just check out the new games or best games page.


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This is an open letter to Richard Fisher, president of the Federal Reserve Bank of Dallas, who recently outlined a plan to break up big banks.
Dear President Fisher:
I am certain you have noticed the slow and steady call for the elimination of the Federal Reserve. One of the more vocal advocates of ending the Fed was former Congressman and serial presidential contender Ron Paul.
I am a firm supporter of the structure of the American economy and of the Fed. Even though our economy is broken, I see no reason to take a scorched-earth approach.
Those calling for an end to the Federal Reserve have no understanding of its function. There is no workable plan or proposal for alternatives. Yet I find no evidence of any large-scale public service announcement or educational promotions speaking to the importance or need for a central bank.
Rather, the hunted seem to seek a diversion by hunting others. The war drums sound with another mantra: "too big to fail," "systemic risk," or "break 'em up!"
As a theoretical economist, I have no use for terms such as "too big to fail" or "systemic risk." Why? Because they cannot be quantified.
It is very likely that any large conglomerate could easily be broken into pieces, by business line. General Motors was successful in selling some businesses, including GMAC. Over the past year, that finance company, now known as Ally Financial, has sold more than a few businesses.
So yes, banks can be broken up. But just because an action can be taken does not mean it should be taken. The question of why has never been addressed in non-emotional, quantitative terms.
The General Accounting office just published an excellent paper titled "Causes and Consequences of Recent Bank Failures." On the inside cover is an interesting and quantifiable fact:
"Why GAO Did This Study? Between January 2008 and December 2011—a period of economic downturn in the United States—414 insured U.S. banks failed. Of these, 85 percent or 353 had less than $1 billion in assets."
While the large banks did take bailout money, it will all be repaid without loss. In contrast, the single largest loss to the taxpayer, via the FDIC deposit insurance fund, was IndyMac – by no means a large bank. The preponderance of evidence is that the losses were at the midsize and smaller banks.
There is no reason to believe that a breakup and shrinkage of large banks will increase safety. Does it seem wise to take that which has never produced a loss and reduce it to the point where it fits in a smaller category that has produced losses?
Think also about the consequences for economic research. If the top banks were broken into smaller parts, regulators would have to interview hundreds or thousands of banks, and review many more call reports, to get the same national coverage they now get from the top ten.
If the big banks were broken up, what would be the likely result? The spirit of recent regulations such as Dodd-Frank implies banking should be limited to lending only. It supposes traditional banking is profitable and a desirable business. Is it? From the first quarter of 2010 to the third quarter of 2012, bank profits were growing, but interest income was falling at an alarming rate.
It seems there is a social stigma against bankers. One may vilify the leaders of the largest banks, but in the end they are business professionals. They know the difference between a business opportunity and a lost cause. Traditional banking – retail banking – is currently a lost cause. Income is falling beyond imagination. At two separate conferences this month, the consensus was that with record low interest rates, lending is a loss leader. The hope is to gain other services – fee-based services. So if cornered, would banks shed the "other" which is profitable, or shed the traditional banking?
Suppose the red and blue American bank or the stagecoach bank gave up its charter and deposits and kept only its profitable lines. These businesses would shed 75% or more of the regulation they now must comply with. What's the down side? There is an old saying that when heaven wishes to punish us they grant our prayers.
So if there may be an argument against breakups, what is left? How do we achieve the desired goal of safety and soundness? I believe the problem is not "too big to fail" (which would not be a solvable problem) but "too big for oversight" (which is).
How many times over the past few years have any of the top 10 banks had to restate call reports or SEC filings? If accountants can audit, supervisors can examine.
The Federal Reserve has a brilliant pilot program: Collection of line item details on commercial loan portfolios – information such as date, size, collateral type, loan rating, etc. This program should be expanded to include mortgages, derivatives, and other assets. I am encouraging banks to set up a clearing house that would make this data available in real time for regulators.
President Fisher, I urge caution. There is no evidence such an action as you propose would end with the desired effect.
Finally a closing riddle: What do you call a regulator with nothing to regulate? Unemployed! If the banks surrender deposits and charters, you will not need much of a staff. But keeping the big banks intact is guaranteed employment.
I would welcome the chance to speak with you, your staff, or any reader.
Tim Alexander is a managing director and an economist at Triune Global Financial Services, a consulting firm for banks and regulators.


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Hutchinson-Gilford progeria syndrome
A rare, fatal, genetic condition of childhood with striking features resembling premature aging
Hutchinson-Gilford progeria syndrome is a genetic condition characterized by the dramatic, rapid appearance of aging beginning in childhood. Affected children typically look normal at birth and in early infancy, but then grow more slowly than other children and do not gain weight at the expected rate (failure to thrive). They develop a characteristic facial appearance including prominent eyes, a thin nose with a beaked tip, thin lips, a small chin, and protruding ears. Hutchinson-Gilford progeria syndrome also causes hair loss (alopecia), aged-looking skin, joint abnormalities, and a loss of fat under the skin (subcutaneous fat). This condition does not affect intellectual development or the development of motor skills
Mutations in the LMNA gene cause Hutchinson-Gilford progeria syndrome. The LMNA gene provides instructions for making a protein called lamin A. This protein plays an important role in determining the shape of the nucleus within cells. It is an essential scaffolding (supporting) component of the nuclear envelope, which is the membrane that surrounds the nucleus. Mutations that cause Hutchinson-Gilford progeria syndrome result in the production of an abnormal version of the lamin A protein. The altered protein makes the nuclear envelope unstable and progressively damages the nucleus, making cells more likely to die prematurely.
Signs and symptoms
Newborns with HGPS may have certain suspicious findings present at birth, such as unusually taut, shiny, hardened (i.e., "scleroderma-like") skin over the buttocks, upper legs, and lower abdomen; bluish discoloration of the skin and mucous membranes within the mid-portion of the face (midfacial cyanosis); and/or a "sculptured" nose.
Profound, progressive growth retardation usually becomes evident by approximately 24 months
By the second year of life, there is also underdevelopment (hypoplasia) of the facial bones and the lower jaw (micrognathia). The face appears disproportionately small in comparison to the head, and bones of the front and the sides of the skull (cranium) are unusually prominent (frontal and parietal bossing). Affected children typically have additional, characteristic facial features, including a small, thin, potentially pointed nose; unusually prominent eyes; small ears with absent lobes; and thin lips. Dental abnormalities may also be present, such as delayed eruption of the primary (deciduous) and secondary (permanent) teeth; irregularly formed, small, discolored, and/or absent teeth; and/or an unusually increased incidence of tooth decay (dental caries). In addition, abnormal smallness of the jaw may result in dental crowding.
In children with the disorder, the scalp hair becomes sparse and is typically lost (alopecia) by approximately two years of age. Scalp hair may be replaced by fine, downy, white or blond hairs that, in some cases, may persist throughout life. In addition, the eyebrows and eyelashes may also be lost during early childhood.
HGPS is also characterized by distinctive skin abnormalities. As discussed above, newborns with the disorder may have "scleroderma-like" skin changes over the buttocks, thighs, and lower abdomen. In addition, beginning in infancy, there is a gradual, almost complete loss of the layer of fat beneath the skin (subcutaneous adipose tissue), and veins in certain areas of the body, particularly over the scalp and thighs, become abnormally prominent. In affected children, the skin acquires an abnormally aged appearance with areas that are unusually thin, dry, and wrinkled and/or unusually shiny and taut. In addition, brownish skin blotches may tend to develop with increasing age over sun-exposed areas of the skin. Affected children also typically have defects of the nails, such as fingernails and toenails that are yellowish, thin, brittle, curved, and/or absent.
Children with HGPS also have distinctive skeletal defects. These may include delayed closure of the "soft spot" at the front of the skull (anterior fontanelle), an abnormally thin "dome-like" portion of the skull (calvaria), and/or absence of certain air-filled cavities within the skull that open into the nose (paranasal or frontal sinuses). In many cases, affected children also have short, thin collarbones (clavicles); narrow shoulders; thin ribs; and a narrow or "pear-shaped" chest (pyriform thorax) with a prominent abdomen. In addition, the long bones of the arms and legs may appear unusually thin and fragile and be prone to fractures, particularly the bones of the upper arms (humeri).
In many children with HGPS skeletal abnormalities include degenerative changes (osteolysis) that may affect the collarbones (clavicles); bones of the ends of the fingers (terminal phalanges), causing the fingers to appear unusually short and "tapered"; and/or the hip socket (acetabulum). Degenerative changes of the hip socket may result in a hip deformity in which there is an abnormal increase in the angle of the thigh bone (coxa valga), hip pain, and hip dislocation. In addition, in many affected children, abnormal fibrous tissue progressively forms around certain joints (periarticular fibrosis), such as those of the hands, feet, knees, elbows, and spine, causing unusual prominence, stiffness, and limited movement of affected joints. Due to stiffness of the knees, progressive hip deformity (coxa valga), and other associated musculoskeletal abnormalities, children with the disorder tend to have a characteristic, widely based, "horse-riding stance" and a shuffling manner of walking (gait). The disorder is also associated with generalized loss of bone density (osteoporosis), a condition that may cause or contribute to repeated fractures following minor trauma.
Additional symptoms and findings may also be associated with HGPS. These may include a distinctive, high-pitched voice; absence of the breast or nipple; absence of sexual maturation; hearing impairment; and/or other abnormalities.
According to reports in the medical literature, affected children as young as five years may develop widespread thickening and loss of elasticity of artery walls (arteriosclerosis). Such changes may be most evident in particular blood vessels, such as the arteries that transport oxygen-rich blood to heart muscle (coronary arteries) and the major artery of the body (aorta).
Additional findings may include enlargement of the heart (cardiomegaly) and abnormal heart sounds (i.e., as heard during a physician's examination with a stethoscope) due to altered blood flow through valves or chambers of the heart (cardiac murmurs). During childhood or adolescence, progressive arteriosclerosis may lead to episodes of chest pain due to deficient oxygen supply to heart muscle (anginal attacks); obstructed blood flow within blood vessels of the brain (cerebrovascular occlusion); progressive inability of the heart to effectively pump blood to the lungs and the rest of the body (heart failure); and/or localized loss of heart muscle caused by interruption of its blood supply (myocardial infarction or heart attack). In individuals with HGPS progressive arteriosclerosis and associated cardiovascular abnormalities may result in potentially life-threatening complications during childhood, adolescence, or young adulthood.
HGPS is usually diagnosed during the second year of life or later, when progeroid features begin to be noticeable. The diagnosis is based upon a thorough clinical evaluation, characteristic physical findings, a careful patient history, and diagnostic genetic testing, which is available through The Progeria Research Foundation (www.progeriaresearch.org ). More rarely, the disorder may be suspected at birth based upon recognition of certain suspicious findings (e.g., "scleroderma-like" skin over the buttocks, thighs, lower abdomen; midfacial cyanosis; "sculptured" nose).
Specialized imaging tests may be conducted to confirm or characterize certain skeletal abnormalities potentially associated with the disorder, such as degenerative changes (osteolysis) of certain bones of the fingers (terminal phalanges) and/or the hip socket (acetabulum). In addition, thorough cardiac evaluations and ongoing monitoring may also be performed (e.g., clinical examinations, X-ray studies, specialized cardiac tests) to assess associated cardiovascular abnormalities and determine appropriate disease management.
Treatment and management:
Lonafarnib, a type of farnesyltransferase inhibitor (FTI) originally developed to treat cancer, was shown to be effective for progeria. Every child showed improvement in one or more of four ways: gaining additional weight, better hearing, improved bone structure and/or, most importantly, increased flexibility of blood vessels.
Other than lonafarnib, which is not FDA-approved and thus only available through clinical drug trials, the treatment of HGPS is directed toward the specific symptoms that are apparent in each individual.
Symptom management and palliative care: promote quality of life.
Incidence and genetic counselling:
Progeria is not usually passed down in families. The gene change is almost always a chance occurrence that is extremely rare. Children with other types of progeroid syndromes which are not HGPS may have diseases that are passed down in families. However, HGPS is due to a sporadic autosomal dominant mutation – sporadic because it is a new change in that family, and dominant because only one copy of the gene needs to be changed in order to have the syndrome. For parents who have never had a child with progeria, the chances of having a child with progeria are 1 in 4 – 8 million. But for parents who have already had a child with progeria, the chances of it happening again to those parents is much higher – about 2-3%. This is due to a condition called mosaicism, where a parent has the genetic mutation for progeria in a small proportion of their cells, but does not have progeria


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Regional jobs and economic growth
NRM creates regional job opportunities and economic growth.
NRM programs create local jobs and business opportunities in regional areas, as well as promoting growth, development and greater prosperity. As a result, NRM programs give more people more reasons to live in rural and regional places at the same time as supporting natural resources and healthy, vibrant communities.


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Great Large Group Vacation Rental, Sleeps 20!
If you've got a large group, you're not into camping, and you all want to stay together, the Katahdin House is your best choice. It sleeps up to twenty people and has a full kitchen, two baths and great deck for relaxing after your trip.
The Katahdin House Pricing 2018
|Number of guests
|Price with Tax
|Katadhin House
|10 person Minimum
|$66 per person/$33 for kids 7-12/$0 for 0-6
The Best of Our Millinocket Maine Vacation Rentals
This house isn't waterfront, but it is separated from the rest of the cabins and campground. Ringed with trees, it sits on a hill overlooking the campground and has it's own private drive and yard. The only shortcoming of this house is that there is only one of them. Book early to make sure that your able to get the Katahdin House, it fills up quickly.
The Katadhin House is the nicest lodging on the property and has plenty of room. We do require a ten person minimum when rented.


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Tasting Notes
A golden straw colour, the aroma of this wine exudes honey, lychee and pear. The rich pear flavour comes through on the palate with notes of honey and citrus. Aging sur lie adds palate weight and complexity while a balanced acidity gives this wine length and freshness.
Winemaker's Notes
Fruit from our own vineyard was harvested at optimum ripeness, free run and pressing juice was fermented separately between 12-15˚C with yeast selected to maximise the natural fruit flavours. A portion of the wine was left sur lie to add complexity and enhance the richness of the wine. The parcels were then blended to achieve a fresh, full bodied Pinot Gris.
Region: Hawke's Bay
A wine suitable for drinking now, its freshness and acidity will ensure its longevity.
Food Match
Perfect as an aperitif, with spicy food or great with blue cheese and pear.
Buy Online
|Bottle Price: $18.00
|Buy Now
|Case Price (12 bottles): $216.00
|Buy Now


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FAIRMOUNT PARK - April 13, 2014 --Police say a person was fatally struck by a City of Philadelphia truck on the Schuylkill Expressway.
The accident happened just after 10:00 p.m. Saturday on the westbound Schuylkill, just past the Montgomery drive exit.
Police say a 26-year-old man and his girlfriend were traveling westbound on the expressway in two separate vehicles when his girlfriend's car became disabled.
The man, who was driving a U-Haul rental truck, stopped and got out of his vehicle. He started walking back to assist his girlfriend when he was struck and killed by a Philadelphia Streets Department vehicle.
The city driver stopped at the scene.
There is no word yet on any charges.
Police are continuing to investigate the crash.