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Self-employment is a dream shared by many people, but finding the right work-at-home job can be daunting. We asked our readers to tell us their successful home-based business ideas. Despite their different ways of making money, these home-business veterans offer similar advice: Be creative, be patient, listen to your customers, learn from your failures, and have a backup plan for dealing with the inevitable setbacks.
Their stories provide inspiration for other start-ups. Many of our readers' home-based business ideas grew out of a hobby, and these entrepreneurs urge you to choose something you have a passion for. They're convinced that a work-from-home business will be rewarding if it provides a way to do what makes you happy.
I always describe my home business as a hobby that grew out of control. When I bought my current home, there was a handmade greenhouse that had become a giant litter box. I cleaned it up and started a huge garden. Friends began buying my pepper and tomato plants, and they encouraged me to sell the extras at the farmers market. So, I did.
People are always passing through Bloomington because it's a college town. Out-of-towners asked how they could buy my exotic chile and tomato plants from their homes, and my mail-order business was born. I've operated it for more than 20 years, shipping pepper, tomato and tomatillo bedding plants across the country. My business, now at The Chile Woman, grew beyond my dreams and has become my full-time occupation. There is nothing more satisfying than the one-minute commute to my greenhouses.
Susan Welsand
Bloomington, Indiana
A family friend gave me some chickens after I bought a 4-acre farm in 2009, and it was off to the races from there.
I have a background in business and look at everything from a profit perspective. When I got my chickens, I turned to the Internet to research, which put me in touch with local farmers who were already doing what I wanted to do. I began selling chickens, eggs and heritage-breed hogs through a dedicated website, via Craigslist and on Facebook. I also maintained a newsletter and blog. My online presence was like having a 24/7 salesperson. I raised products specifically for my customers. When I needed more customers, I sold eggs below market cost as an introduction to my products. My market was suburbanites who wanted to experience the finer things in life. And which is finer: meat bought in a grocery store, or meat raised on pasture, just for them?
Shawn Dostie
Coshocton, Ohio
Things were looking grim when my job was eliminated in 2004. Putting our heads together, my business partner and I planned a getaway destination in an under-served tourist area: the Mountain Loop area in western Washington state. Our goal was to open a guest ranch that offered yurt camping for hikers. We like to say we were heading for the hills but taking the public with us!
We bought 17 acres, built a log home, yurt and barn, and established pastures for alpacas. Paca Pride Guest Ranch opened in 2010. We're online at Paca Pride Guest Ranch, and offer yurt bookings and retail sales of alpaca yarn, hats, scarves, socks and more.
David Capocci
Granite Falls, Washington
After coming through a long and difficult divorce, I returned to live alone in the passive solar home on my 8-acre organic farm. My place was 2 miles from an amusement park that attracted many overnighters, so I converted the house into a bed-and-breakfast that accepted small children. The kids would gather eggs from my chicken house, pick blueberries from my patch and fish in my pond. I advertised all-you-can-eat breakfasts and guests getting to "sleep on sun-dried sheets." I gradually worked out of extreme poverty. I sold the farm at age 76 and later married a lady who had once said, "I could never sleep with total strangers in my house!"
Alvin Smith
Frisco, Texas
I took up weaving because I wanted to have a retirement hobby. I started by gathering yarn and introducing myself to a wonderful local woman who owns beautiful alpacas. I helped her with shearing, and she taught me all about processing fiber.
I became such a passionate weaver, spinner and crocheter that my friends started ordering my shawls and hats. I booked myself to appear at local fairs and craft shows, calling my business Woven Wool Wear. Now I give lessons on basic weaving, spinning, crocheting and knitting, and I sell fiber and yarn on Craigslist. It's been a wonderful journey, and there's always something new to learn.
Fran Kwiecien
Courtenay, British Columbia
In my small work-from-home business, B. Iles Harness, I make and sell equipment for working goats — harnesses, pack saddles and other tack. I got started 15 years ago when I needed a proper harness for the 17 working goats I use to do jobs around the farm. When I couldn't find a goat harness on the market with proper breeching, or one that was adjustable for various goat bodies, it led me to make my own. I use the equipment almost daily, so I know what works.
The best advice I can give to people hoping to start a home business is to find a niche and do what you know. If you have a passion for what you do, it won't be such a daunting task. I love working goats!
Bambi Iles
Aptos, California
In the hopes of living more self-sufficiently, we ended up on 2.5 acres with a chicken coop, root cellar, large garden and an orchard. We acquired 18 chickens from a friend two weeks after we moved, and a week after that, we got three bred Boer goats. While researching home-based business ideas, we learned that our state didn't regulate from-the-farm sales of honey, fruit, veggies, eggs, broilers (less than 500) and livestock. An accountant told us that most people are so scared of the paperwork and regulations that those stop them from starting a work-from-home business. The Rural Enterprise Assistance Project hooked us up with someone who taught us to use Quickbooks, an accounting software. We also connected with SCORE, an association offering free advice from local mentors. All told, we did about six months of research before we began selling goat's-milk soap at Udderly Naked.
Ken and Wendy McKenzie
Overton, Nebraska
For years, my wife told me I should start a business because I know how to fix things. About five years ago, I started Honey-Do-List. What I like best about my work-from-home business is that I can make my own schedule.
Always find out which permits, licenses, certifications and insurance certificates are required in your area. When you're having a good month, remember to plan ahead for the bad months. Don't go overboard on buying tools — rent an expensive tool that you'll use only once a month or less.
Don't spend all your profits on advertising. Visit local real estate offices to leave a business card, and post your cards on bulletin boards at local diners and coffee shops. Place an ad in your local free press. Give discounts to senior citizens or offer a free half-hour of work in return for referrals.
Rick Rounds
Brasher Falls, New York
So many people are looking for organic, local food these days. There's more demand than I can meet with the small community-supported agriculture (CSA) program I manage from our urban backyard, Ivywild Farm Home. I also consult, teach classes, run a blog and operate an urban farming organization.
I've had my share of disasters. In 2012, I endured blistering heat, hail, the Waldo Canyon fire and a plague of flea beetles — all in one month. Lesson learned: Always have a Plan B in case you're skunked by Mother Nature.
The consulting has been challenging, because every future backyard farm is so different. My classes cover all aspects of urban agriculture — backyard chickens, meat rabbits, honeybees, water management, and miniature orchards and vineyards. I've zeroed in on urban farming along the Front Range of Colorado, where the weather is brutal and every tomato is a small victory.
Christine Faith
Colorado Springs, Colorado
I started as a backyard beekeeper, eventually increasing my number of hives to 200. Now, I rent my top-bar hives to farmers for pollinating their fields at 200 Top-Bar Hives: The Low-Cost Sustainable Way. I can build a top-bar hive from recycled wood for as little as $5. My overhead is low — mostly just gasoline for a pickup truck and sugar for feeding the colonies during winter.
To start a home business involving beekeeping, you'll need to know how to move hives and keep colonies healthy. Build a good reputation by renting out only strong colonies and getting them to the fields on time. Don't overcommit.
Dr. Wyatt Mangum
Bowling Green, Virginia
My desire to start a home business, combined with my boyhood love for woodcraft, helped me decide to make and sell small wooden toys. I started with simple, animal-shaped pull toys, and I contacted tourist-based gift stores about selling them. I learned some bitter lessons when store managers mocked what I had to offer, but some of them suggested improvements and gave me ideas for items that would appeal to people looking for unique, educational toys. By learning to accept criticism, I have built up a successful work-from-home business with about 20 items. My biggest buyer is Lehman's, which ships our handmade toys to 152 countries.
Elias Keim
Fultonville, New York
We bought our first goat to have fresh milk for our table in about 1979. After retirement, we decided to expand our herd and try cheesemaking. Today, we can't keep up with the demand for our goat cheese, milk and yogurt. We sell to restaurants, supermarkets, specialty food stores and farmers markets, and we also do direct-to-consumer and Internet sales (Goddard Farm).
Making goat cheese is profitable and exciting, and we encourage anyone who has the desire to get into the business to give it a try. You don't have to milk hundreds of does to make the business profitable. Two dozen healthy, well-managed, productive does will pay their way.
Sue and Noah Goddard
Lecompton, Kansas
We haven't moved to our farm yet...still building our home on it. We do live on one acre at the time in suburbia where we raise meat rabbits for our own consumption as well as for selling. We also grow vegetable seedlings for ourselves and for selling during that season. We grow garlic on our farm for sale as well even though we don't live on our farmland yet. Garlic doesn't require constant maintenance so it can be managed from afar. I also sew and sell many hand crafted items through etsy, eBay and amazon. While we don't make our living 100% from these yet, it's getting closer to that and once we move to the farm, we'll be able to expand. Through this we are able to generate more income without me having to work for somebody else. My husband is employed and I stay home and take care of our small business and the household. Our business only makes me a part time paycheck but it has grown over the years from zero income to part time income and it keeps growing. I am also available to care for my family and home as well as take in the grand kids once in awhile. I don't have to waste gasoline on commuting to work, I grow much of our food so savings there (believe me, our grocery bill proves just how much we save compared to the past when we never grew our food). I can veggies for the winter and have plenty of jams to sell and gift. We enjoy doing all of this. It keeps our minds and spirit healthy and keeps us connected and grounded with our surroundings and what it takes to make food. You can do it too. Just start slowly and choose what you love to do.
Very well thought out article. I run a home based office and i can relate to what the writer is putting across. Kudos for the article. This should help a lot of our teeming unemployed youth to see the possibility of joining the labour force on their own terms by starting a business with little or no capital.. this is my blog please have a look ➜ http://empowernetwork.com/jasontemple/
We feel blessed to see other like-minded families and articles such as this. After husband losing our sole income from Corporate America last year, we have ventured full-time into eBay as "The Family Pickers". Though it hasn't provided full-time income to sustain all our monthly bills, it has been beneficial. It could very well be everyone's extra income at a part-time level or even primary. For us, the extra benefit is that we can do it as a family. From "pickin" the items, teaching the children basic finance, buying & selling, one taking pictures, one lisitng, etc. Of course there is always that extra excitement when we hear the "cha-ching" when a sale is made. This can be started with very low cost and packaging material is free through the USPS. You will need a internet connection but the great thing about an eBay business is that you can be located anywhere. Decide to move? No problem, your business can be operated anywhere. If your interested in getting started, feel free to contact us as we would help any way we can. Otherwise here is a link to a good source of direction for getting started if new to eBay: http://tinyurl.com/ogtewsy
I love that people can get back to the earth and make an income with it too! Until the time when I can get back to the earth myself, I have found a way to earn income that is totally compatible with homesteading. A company I've discovered has products that are not only environmentally friendly, safe and effective, I have discovered that they are beneficial for those with septic systems as well. The cleaning products contain no toxic ingredients or phosphates, making them safe for use around our children, pets, livestock AND septic systems. From those who use them, I know that septic systems need less maintenance because of them! And cleaning products are just the start!
There are 5 full lines of products from cleaning supplies, laundry supplies, personal care items, vitamins, first aid and so much more. And I DON'T HAVE TO SELL ANYTHING. That's the best part. All I do is introduce people to this company, set them up with their own account, and feel good that they now can have items they were going to buy anyway, but now they have the option of buying safer, more effective products - at about the same price they were paying for toxic ones.
How do I earn? The company does not advertise, but relies on word of mouth to introduce it's products. For doing this, I earn commissions. Much better than paying for advertising, and frees up the company to use top of the line naturally derived ingredients for all it's products.
Please feel free to email me for information, as I am always glad to share amazing things that help us live longer, healthier, more fulfilled lives.
There is one type of business that was not mentioned which has a lot of potential. Weddings! I talk to ranch and farm owners every day and they are getting phone calls from couples looking for beautiful places to get married. Barn weddings and farm weddings are extremely popular right now.
Feel free to contact me with questions!
Anna Ogden - Novel Weddings
I am so happy there are people in this world who loves growing things. I get to eat scrumptious foods because of their passion. If anyone is interested in having an online store as a work at home business, here's a technique you can use to get started==>http://ebiz.inthebog.com
Thank you for updating this subject....I've been trying to do research on homestead based businesses, and most of your articles were old and outdated! It's great to learn from others and see what has worked for them.
As a stay-at-home mom, I was looking for something to do with only a small investment of time and money compared to most businesses. Although it doesn't totally fit a homesteading model, I decided to work for an energy supply company! I simply show people how to save money on natural gas & electric – at NO cost to them! I chose the company that is largest direct seller of retail energy in the world, with an A+ rating by the Better Business Bureau, so the people I talk to can have confidence in switching to an different supplier. (Although energy deregulation has been going on for many years, many people don't even realize they have the power to switch and save!) I love being able to help people save money on something they need and use every day!
Lori in NY
Regional Consultant, Ambit Energy
Do you like saving money? Every day I pay less for my electric!
Find out how you can too at http://getpowerforless.myambit.com/
Whether you want to learn how to grow and raise your own food, build your own root cellar, or create a green dream home, come out and learn everything you need to know — and then some!LEARN MORE
At MOTHER EARTH NEWS, we are dedicated to conserving our planet's natural resources while helping you conserve your financial resources. You'll find tips for slashing heating bills, growing fresh, natural produce at home, and more. That's why we want you to save money and trees by subscribing through our earth-friendly automatic renewal savings plan. By paying with a credit card, you save an additional $5 and get 6 issues of MOTHER EARTH NEWS for only $12.95 (USA only).
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Reaction: Two-stage endonucleolytic cleavage to nucleoside 3'-phosphates and 3'-phosphooligonucleotides ending in Ap or Gp with 2',3'-cyclic phosphate intermediates
Other name(s): purine specific endoribonuclease; ribonuclease U3; RNase U3; RNase U2; purine-specific ribonuclease; purine-specific RNase; Pleospora RNase; Trichoderma koningi RNase III; ribonuclease (purine)
Links to other databases: BRENDA, EXPASY, KEGG, Metacyc, PDB, CAS registry number: 37205-57-5
1. Glitz, D.G. and Dekker, C.A. Studies on a ribonuclease from Ustilago sphaerogena. I. Purification and properties of the enzyme. Biochemistry 3 (1964) 1391-1399.
2. Glitz, D.G. and Dekker, C.A. Studies on a ribonuclease from Ustilago sphaerogena. II. Specificity of the enzyme. Biochemistry 3 (1964) 1399-1406.
3. Uchida, T. and Egami, F. Microbial ribonucleases with special reference to RNases T1, T2, N1, and U2, in Boyer, P.D. (Ed.), The Enzymes, 3rd edn., vol. 4, Academic Press, New York, 1971, pp. 205-250.

subset: commoncrawl


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The computing and peripherals technology industry took the lead in innovation across the globe for the fifth year running, a new analysis of global patents has revealed.
Last year has seen the biggest number of patents applied for or granted, more than in any other year in history including driverless cars, targeted drug delivery or bionic limbs, according to a Thomson Reuters analysis.
Computer and peripherals logged 300,000 unique inventions, more than twice as many as the runner up, telecommunications.
The three technology areas with the greatest year-over-year increases were automotive, domestic appliances and petroleum, each of which jumped by 35 per cent over prior year figures.
Toyota was the leader in overall alternative powered vehicles, surpassing its nearest competitor, Honda by 300 per cent, while bumping its own output over the prior period by 52 per cent.
Domestic appliances saw increases across all sectors between 28 per cent and 40 per cent compared to the previous year.
The largest jump in year-over-year innovation activity was in aerospace, specifically within the structures and systems subsector, which skyrocketed 192 per cent over the prior period.
Boeing took the overall global lead with the most innovations in space vehicles and satellite technologies.
The only area to show a year-over-year decline is biotechnology, which dropped 3 per cent from the prior year.
Talking about the role that patents play, Bruce Nolop, chief financial officer at global tech company Pitney Bowes, said: "First, patents produce higher and more certain investment returns from innovation, effectively ensuring and magnifying the first-mover advantage and helping to justify sustained investments in research and development.
"Second, patents create a scorecard for measuring innovation. The number of patents often serves as a quantifiable metric in setting corporate objectives and facilitates comparisons with competitors and industry benchmarks."


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For product availability, please select your "Ship to" state above.Got it, I'll ship to California
New Customers Save $30 off $100+* with code AUGNEW30
New Customers Save $30* with code AUGNEW30
*New customers only. One-time use per customer. Order must be placed by 8/31/2018. The $30 discount is given for a single order with a minimum of $100 excluding shipping and tax. Items with pricing ending in .97 are excluded and will not count toward the minimum required. Discount does not apply to corporate orders, gift certificates, StewardShip membership fees, select Champagne brands, Riedel glassware, fine and rare wine, and all bottles 3.0 liters or larger. No other promotion codes, coupon codes or corporate discounts may be applied to order.
Mount Veeder Winery Cabernet Sauvignon 2015
Winemaker Notes
Critical AcclaimAll Vintages
Vines ranging from 1,000–1,600 feet in elevation cling to rugged, steep slopes that offer cool conditions that lead to slow ripening, which extends the growing season. Mount Veeder is usually the last to harvest in Napa Valley. The result is fruit with highly concentrated flavors - big, bold and brambly - a Cab lover's feast.
Mount Veeder Winery was the first in Napa Valley to plant all five red Bordeaux varieties in the same vineyard. Its expertise with these grapes is manifest in Mount Veeder Winery Reserve, a meritage blend of these noble grapes, which are still grown on the property.
One of the world's most highly regarded regions for wine production and tourism, the Napa Valley is the AVA that brought worldwide recognition to California winemaking. The area was settled by a few choice wine families in the 1960's who bet that the wines of the area would grow and flourish. They were right. The Napa wine industry really took off in the 1980's, when vineyard lands were scooped up and vines were planted throughout the county. A number of wineries emerged, from large conglomerates to small boutiques to cult classics. Cabernet Sauvignon is definitely the grape of choice here, with many winemakers also focusing on Bordeaux blends. Whites are usually Chardonnay and Sauvignon Blanc.
Within the Napa Valley lie many smaller sub-AVAs that lend even more character specifics to the wines. Furthest south is Carneros, followed by Yountville, Oakville & Rutherford. Above those two are St.-Helena and the valley's newest AVA, Calistoga. These areas are situated on the valley floor and are known for creating rich, smooth Cabernet Sauvignon, Merlot and Chardonnay. There are a few mountain regions as well, nestled on the slopes overlooking the valley AVAs. Those include Howell Mountain, Stags Leap District, and Mt. Veeder. Wines from the mountain regions are often more structured and firm, benefiting from more time in the bottle to evolve and soften.
A noble variety bestowed with both power and concentration, Cabernet Sauvignon is sometimes referred to as the "king" of red grapes. It can be somewhat unapproachable early in its youth but has the potential to age beautifully, with the ability to last fifty years or more at its best. Small berries and tough skins provide its trademark firm tannic grip, while high acidity helps to keep the wine fresh for decades. Cabernet Sauvignon flourishes in temperate climates like Bordeaux's Medoc region (and in St-Emillion and Pomerol, where it plays a supporting role to Merlot). The top Médoc producers use Cabernet Sauvignon for their wine's backbone, blending it with Merlot and smaller amounts of Cabernet Franc, Malbec, and/or Petit Verdot. On its own, Cabernet Sauvignon has enjoyed great success throughout the world, particularly in the Napa Valley, and is responsible for some of the world's most prestigious and sought-after "cult" wines.
In the Glass
High in color, tannin, and extract, Cabernet Sauvignon expresses notes of blackberry, cassis, plum, currant, spice, and tobacco. In Bordeaux and elsewhere in the Old World you'll find the more earthy, tannic side of Cabernet, where it's typically blended to soften tannins and add complexity. In warmer regions like California and Australia, you can typically expect more ripe fruit flavors upfront.
Perfect Pairings
Cabernet Sauvignon is right at home with rich, intense meat dishes—beef, lamb, and venison, in particular—where its opulent fruit and decisive tannins make an equal match to the dense protein of the meat. With a mature Cabernet, opt for tender, slow-cooked meat dishes.
Sommelier Secrets
Despite the modern importance and ubiquity of Cabernet Sauvignon, it is actually a relatively young variety. In 1997, DNA revealed the grape to be a spontaneous crossing of Cabernet Franc and Sauvignon Blanc which took place in 17th century southwestern France.


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Master of Arts in Leadership and Management
We prepare ethical leaders with our unique focus on the human side of business.
Leadership and Management Program
Today's managers face challenges of ever-changing technology and market demands, as well as motivating and maintaining productive employees. The Master of Arts in Leadership and Management at Notre Dame of Maryland prepares leaders to act from an ethical base to master challenges and effect change toward the realization of individual and organizational potential. In addition to a solid core of management courses, students may choose an area of concentration—an opportunity to customize this quality program to fit their individual needs and aspirations.
The Master of Arts in Leadership and Management utilizes a focused approach to excellence in leadership, providing women and men in many different fields with the skills they need to manage the complexities of organizations. By placing emphasis on human dimensions of the workplace, this program gives graduates a keen understanding of individual motivations for higher levels of achievement. And our new Coached Leadership Practicum pairs students with a professionally trained leadership coach to further develop leadership skills. Under their guidance of their personal leadership coach, students develop and implement a project that addresses workplace or community needs and is aligned with the student's values and aspirations. Read more about this program in Universitas, the Notre Dame magazine.
The program integrates both the science of management and the art of leadership through its grounding in both business and the liberal arts. The core of the program includes courses in:
- business communications
- economics
- leadership
- ethics
- dynamics of management
- strategy
Students develop a greater capacity to integrate various perspectives to apply to planning, problem solving and decision-making.
Degree Requirements
- 39 credits of course work
- core curriculum of 27 credits
- 12 credits in an area of concentration or individualized specialization:
- Health Care Administration
- Human Resource Management
- Information Systems
- Principled Leadership
- Project Management
Admissions Criteria
Visit the College of Graduate Studies admissions page for admissions criteria.
View the full curriculum for specific courses and information on each specialization.


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Where have I been?!
http://it-farmacia.com/informazioni-su-viagra.html Hi everyone.
follow site This is a very quick post to tell you where I've been and what is happening.
http://it-farmacia.com/informazioni-su-viagra.html Clearly the webcomic has been neglected lately now that I've started school again and with work. BUT that will change. I promise. I am getting into the habit of drawing every day and that includes Fuzzy Outlaws.
follow link For the time being, I recommend following my new twitter account:
http://it-farmacia.com/informazioni-su-viagra.html www.twitter.com/drawathing
go I draw my followers tweets. Here are the first few I've done.
call for free sample of brand levitra
Much more art coming soon.
Love Michael
Fuzzy Outlaws Future!
Diary! I'm the worst.
I said I would update like a week ago. What happened?! Well, I decided I wanted to actually have some images for the changes I plan to do for Fuzzy Outlaws.
But this last week my son has been teething. Which apparently means crying and eating a lot. And it also means not sleeping until past 1am every night. Anyway, here's the plan:
No Shading! Or Highlights!
Basically it takes too long to draw each comic because of the full colours and shadings and junk that I try to put in. So I'm going to simplify it. I'm not happy about it though so the second part of my plan is:
New Backgrounds!
And that's what I've been working on. Behold:
This is the new living room of the Beta-Carotene. The couch/tv/lamp are too small so I have to fix that but this is where I'm going with it. I started adding little flourishes like the carrot shaped lamp there. I'm going to draw up each room from at least 2 sides so that I can just bring them into the comic when I need them.
Obviously this is taking waaay longer than I thought it would. (I seriously over estimate my abilities some days). So I'm going to start drawing comics again with the backgrounds I've made in the past and just make them work. Back to twice a week if I can. Also future characters will be much simpler than Space Beard. Just too much going on with that guy.
Love Michael
Concept Art School Week 4 Part 2
Well Diary,
I said I was starting over and that's exactly what I did. Behold, my masterpiece:
It's a city inside of a space station! Specifically it's just one street. And guess what my mark was on it. 71%!
I know I know. That's way less than 100%. In fact it's the lowest mark I got in the whole program. Ouch. But I knew I was losing marks the second I handed it in because everything is rectangles. I really wish I had started this image days earlier so I could have gone to town on the shapes. That volcano I made still taunts me. I actually emailed Adrian to see if I was right to start over or not. I'll let you know what he says.
So the class is officially over! I was going to say "Yay! Schools out! No more classes no more books. No more teachers dirty looks" but I'm actually not excited about it. It was neat having structure for my art. Very broad structure, granted, but that's the nature of an intro class.
My final mark in the program is 76%. Again that is way less than 100% (maybe I should get more realistic goals? Nah). I will definitely have to keep shapes and character in mind during the diploma class if I can get in.
And speaking of the diploma class. There is a scholarship. Only one person per term gets it and it's 10% off the entire program. I wants it. The class starts in April but the portfolio for the scholarship has to be in by early March. That means I have a MILLION pieces of artwork to create this month. And I'm going too. All the next blog posts will be about it so that should be fun.
Also later today I will write a second blog post (Two in one day!) about the webcomic. I haven't updated since school started and I have news about that. It's good news (I think).
Love Michael
Also Mario Pochat, (The face of Vanas!) totally complimented my artwork the last two weeks and said he likes my blog posts. That's a feather in my cap. Even though I don't wear caps… or feathers.
I should put a big Vanas button on the website somewhere. In the mean time you can go to www.Vanas.ca to see what all these posts are blathering on about.
Concept Art School Week 4 Part 1
So Diary,
It turns out I suck at landscapes. I always suspected that I might but geeeez louise. I thought I was doing all right with the thumbnails. I tried a few techniques and ended up with:
I was trying to do Paris but make it in the future or post apocalyptic or some such. I have a soft spot for that city since I eloped there last year.
But it just wasn't working. So I tried just throwing down colour and I ended up with some stuff I liked at the end. I kind of liked the holes in the ground with the spider things crawling out of it but Becky liked the volcano. I tried doing the volcano.
What the flip happened?! You have no idea how long it took me to draw this. I kept putting down color and covering it and then covering some more and now it's just a mess. So my homework is now due in about 5 hours and I'm starting over completely. Ugh.
I'm going to try to make a future city scape with the same style as the space ships in this websites comic. I can't go crazy complicated of course because I'm nearly out of time and my baby is having some issues with his sleep time.
Wish me luck!
Lurve Michael
Concept Art School Week 3 part 3
Hey Diary,
Ready to see the masterpiece I created this week? Hold onto your butts:
Dayum. Look at that guy. Sexy sexy. And guess what mark I got on it. 84%!
I know I know. It's not 100% but once again Adrian has explained to my why I suck and should quit the business. (He totally never said any of that!)
Here's the problem. There's no personality in that face. He's a fox. We can tell he's a fox. But if we stripped off his gadgets how would we tell him apart from any other fox? He's got no expression. And it makes me laugh because I'm ALWAYS drawing expressions. I don't know why I made him so neutral this time.
Here's an edited version I made in 45 seconds.
Crazy guy face. Big ol' tail. This guy has some character. Adrian suggested this kinds of edits and I wanted to see how hard they would actually be to draw. They weren't.
I hate myself.
Oh! But here's a cool thing I made. An animated version of the process:
I better get back to work. Next week: Landscapes!
Love Michael


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Wild Mushroom and Fennel RisottoFrom brilynn 11 years ago
- A few splashes of olive oil shopping list
- A chunk of butter shopping list
- An onion, chopped shopping list
- 1 fennel bulb, chopped shopping list
- Some fennel seeds and roasted garlic powder shopping list
- A generous handful of fresh shiitakes, sliced shopping list
- A smaller handful of dried morels, soaked for ~20min, reserve liquid and slice morels shopping list
- 1 cup white wine, (take a few sips off the top, then pour yourself a real glass) shopping list
- 1 ½ cups arborio rice shopping list
- About 4 cups of stock, combination of reserved morel liquid, chicken stock and water shopping list
- Lots of freshly grated parmesan shopping list
How to make it
- Heat olive oil and butter in a large pan.
- Add onion, fennel, mushrooms, fennel seeds and garlic and stir occasionally until soft.
- Add rice and mix in well.
- When rice is fully coated, add wine and stir until wine is almost completely absorbed.
- Begin adding stock, about ½ cup at a time, allowing each previous ½ cup to absorb before adding the next one. At this point you will almost have to stir continuously.
- When your rice looks slightly creamy but is still a little aldente to the taste, add the parmesan and mix it in.
- Then eat it!
People Who Like This Dish 34
Reviews & Comments 3
The Cookbrilynn Toronto, CA
The Rating3 people
perfect, delicious and not as hard as i always though risotto would be. Thank you!astoutyeoman in Royersford loved it
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Landamerica Transnation Title can be found at Nw 19th Ave 829. The following is offered: Real Estate Title Companies. The entry is present with us since Sep 9, 2010 and was last updated on Nov 14, 2013. In Portland there are 7 other Real Estate Title Companies. An overview can be found here.
Landamerica Transnation Title is located at 829 NW 19th Ave, Portland, OR. This location is in the Northwest District neighborhood..


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Estée Lauder Double Wear Stay-in-Place Makeup
BY ESTÉE LAUDER #1 in Liquid Foundation
Product Description
24-hour staying power.
Flawless. Natural. Matte. Unifies uneven skintone, covers imperfections with buildable medium to full coverage.
Feels lightweight and so comfortable, you won't believe it's super long wear.
Oil-free. Controls shine.
Non-acnegenic: won't clog pores, which may help avert breakouts.
Waterproof. Won't run, rub off or smudge.
Lasts in hot and humid weather.
Available in Cool, Neutral and Warm undertones.
Won't look grey on deeper skintones.
Ingredients: Water\Aqua\Eau; Cyclopentasiloxane; Trimethylsiloxysilicate; Peg/Ppg-18/18 Dimethicone; Butylene Glycol; Tribehenin; Polyglyceryl-3 Diisostearate; Magnesium Sulfate; Tocopheryl Acetate; Polymethylsilsesquioxane; Methicone; Laureth-7; Xanthan Gum; Alumina; Sodium Dehydroacetate; Disteardimonium Hectorite; Cellulose Gum; Propylene Carbonate; Pentaerythrityl Tetra-Di-T-Butyl Hydroxyhydrocinnamate; Phenoxyethanol; [+/- Iron Oxides (Ci 77491, Ci 77492, Ci 77499); Mica; Titanium Dioxide (Ci 77891)] <ILN39010>see more...
Top Questions See all 8,184 Q&A
- What shade do you wear and were you color matched at the ...11 Answers
- Is this worth money and how much coverage is it? 160 Answers
- Do you prefer matte or dewy foundation? LIKE for matte C...11 Answers
Note: I tested this six times, and got this to work..and it was an 18-hour day that included a dehydrating plane ride!!!
I've included a long list of directions below, but it works!! I'm so happy. Long story short: Moisturize, leave time for layers to set, AND DON'T USE A LOT OF THE PRODUCT. A LITTLE GOES A LONG WAY...AND USING TOO MUCH RESULTS IN CAKING, COMING OFF ON CLOTHES, ETC.
Skin Type (cause with this foundation, your natural skin type is important to how it will work): Combination skin: 30s, so starting to have wrinkles, but still get breakouts. And my skin is on the more "sensitive" side.
Confession: I placed this bottle in a box to return it to Sephora no less than six times. (Husband was like, "Make a decision already!") But, with all the good reviews, I WAS DETERMINED TO FIGURE OUT HOW TO WEAR THIS WITHOUT CAKING, WITHOUT EMPHASIS ON LINES, ETC....AND I think I found it! Here goes:
1-You have to make sure you moisturize your face big time. At night, I use Philosophy's face wash that removes every spec of makeup. It can be drying, so then I use Sephora's night cream (which, I hear, is made by Estee Lauder). I MAKE SURE MY UNDER-EYES ARE ALSO MOISTURIZED! I also try to hydrate as much as I can (water, water, water!).
2-In the morning, before I get out of bed, I put on a thin layer of an oil-free moisturizer with sunscreen. I use one from Target. Sometimes, I'll also use a shimmering serum. I got one at TJ Maxx that was made by Crabtree and Evelyn. Whatever.
3-LET THE MOISTURIZER DRY. Say, about 20 minutes.
4-Totally optional: Use Laura Mercier Primer and let it sit for 10 minutes. TOTALLY OPTIONAL IF YOU'VE DONE STEPS 1-3. If you want shimmer/dewy look, then use A TINY BIT of that. You could even use the Smashbox Primer with shimmer. Haven't seen it in a couple years, but you can find it if you search! LET IT DRY. SO ANOTHER 10 MIN.
5. For those who found that this dried out/caked out, etc.: Put on another thin layer of moisturizer, if needed. If not, then take out the back of your hand and do the following:
a) take a drop of moisturizer---HAVE THAT AS YOUR MAIN BASE, and put it on the back of your hand.
b) You can add in a little bit of Dr. Jart's BB cream, too, if you'd like. (Small amounts!!!)
c) Mix in A DROP of Estee Lauder Double Wear (A TINY DROP! THE SIZE OF A DIME!!!) and mix it all together.
d) Apply it with your fingers. But when you do, make sure that there aren't any "paint lines." So if you see finger-print lines on your face, just dab.
6-TO FINISH: You can use a translucent powder to set it. With my skin, that can sometimes be a tad drying. So just use a tiny bit.
7-Then, if you want, try a setting spray. (I'M STILL IFFY ON THIS ONE...CAN'T TELL IF IT MAKES IT COME OFF EASIER Plus, those sprays make me break out.) ***I just started using "Infallible" by Loreal. You can also try the Urban Decay stuff, but I'm not a fan.
8-If you have combination skin/dry patches/breakouts, this is the way to wear it!
9-At night, use the Philosophy face wash to get it all off, followed by the night cream from Sephora.
10-On other days, I just moisturize and then put on the Estee Lauder Double Wear BB Cream.
This really is long-lasting. It's just important to figure out how to wear it!!!
Shade: I am between shades 1N2 Ecru (pale ivory beige with neutral undertones) and 2N1 Desert Beige (light to medium beige with warm neutral undertones). I did not want to spend the money on two foundations to mix so I bought 2N1 thinking I could add in my Cover FX Custom Cover Drops if necessary. The shade was a decent shade match and works best for in the summer when I have more color. I did find that this is difficult to match.
Coverage: This is definitely full coverage. Is it the fullest coverage I have tried? No - but it is probably in the top 3. I found myself having to sheer it out with a moisturizer as it was just to full for me. I played with different application methods and definitely prefer a damp beauty blender with this one. It takes away a bit of the coverage but leaves a much nicer finish and more flawless application. When using a brush, I found this applied to heavily and emphasized texture on the skin. I also noticed that in areas where I tend to produce more oils, this ended up separating and looking pretty cakey (usually around my nose, between my eyes and on the apples of my cheeks).
Finish: This definitely has a matte finish but I found it to be a bit more natural and not super matte/tightening. It has a very thin consistency. This definitely dries down quickly and I found that other products were easy to blend on top of this. My biggest complaint is that this settled into every crease and fine line. I tried setting it with powder but that only left my face looking dry and cakey after a little while. I tried using smoothing primers and soft focus/blurring primers and this did nothing. I made sure to use water based products as well. On the plus side, this transferred very little if I set using a powder and setting spray and does look very nice from a distance and in photos. It also lasts all day IF you can keep it from settling and separating.
I will keep playing with this foundation and trying it with different products to see if I can get it to work. It looks really nice when you first apply it and I love that it is a more natural matte finish and has lasting power. I really enjoy the Estée Lauder Double Wear Nude Water Fresh Makeup SPF 30 and wanted to give this a try for days where I need more coverage and lasting power. At this time, I would not repurchase unless I can find a combination that works.
There is a reason that Estee Lauder double wear foundation is a cult favorite, because this product does exactly what it says it will. No marketing tricks here, just a great product! To start, if you cannot find a color match with all the selections available you are just to picky, or you are picking the wrong foundation shade. I find with some foundations, choose the color below and color above your desired foundation, mix them together equal parts and boom, there you have it, your color. I was color matched by a excellent Estee Lauder makeup artist at a mall kiosk. She glanced at the skin under my chin, poured me two samples (because I already had foundation on) and told me to try both. Both samples were enough to wear a couple times to discover if this foundation was right for me or not. I settled on the lighter of the two shades because I did find (like almost all foundations) it did oxidize and by the end of the day you are a shade darker.
The packaging was simple and sleek. The smell was not bothersome to me at all. The foundation itself I find to be of medium consistency. Not to liquid not to thick. Shake that bottle up really well or you will end up with an inconsistent formula. If you do not already know, this is a FULL coverage foundation. No if and or butts, this stuff will cover up the darkest of circles, scars ect. I usually pour out a quarter size or just a little bit more size of foundation for my whole face. What I do like about the packaging is you can put product back into the bottle if you over estimate the amount you need. While a pump applicator is clean and easier, I prefer not to waste of drop of this precious stuff. Many a time I have over poured, or decided I wanted a lighter coverage and put some back. I spread the foundation on my face, and down my chin and a little bit of my neck with a mask brush. I usually spread it on my entire face because it does not dry up quickly. I then use a damp beauty sponge and stipple the foundation into my face. I do not use a primer because quite frankly I have not found one that either doesn't break me out, or doesn't control oil ect as it say it will. If anyone has any recommendations on a primer that actually does what it says it will, without breaking you out, for someone with combination skin, please let me know. I am desperate to find a primer for I have large pores and I really want to fill them in and have a smooth matte look.
I love how this stuff dries into a flawless matte finish. No glow here, just a blank canvas to work with for sculpting with bronzer, highlight and blush. I use this on my eyelids as well for a great eye lid primer before I do my eye shadow.
The staying power of this stuff is AMAZING, they don't call it double wear for nothing. Yes I still have oil break through depending on my diet. A simple blot of a tissue and poof, back to original application look. This stuff has got me through some LONG days and even at the end of the day I had to use a balm to remove it.
I have repurchased this product at least a dozen times. No matter how many other foundations I try I always come back to this one. It was my first high end foundation purchase, while not my last, still my favorite. They say a dupe for this is the Revlon color stay foundation, I have tried it, not even close, but will do in a pinch. I find the Revlon has me oily within hours. I would consider using the BB creamof ELDW for a lighter look during summer time. I may just do that right after I write this review....Ulta here is another paycheck of mine ;)
To summarize: full coverage, matte finish, staying power awesome, price on the high end but well worth it.
Once you try it, you'll be hooked....
This foundation is amazing!! This provides the most beautiful natural looking finish while still providing excellent coverage without ever looking cakey. This foundation feels so lightweight I don't even know that I'm wearing foundation. I applied with my MAKE UP FOR EVER Foundation Brush - Large - 108 and it applied so easily and did not leave any streaks what so ever.
It is medium to full coverage and it is easily buildable to create a more full coverage look. It is definitely a more matte/natural finish so I would recommend more for oily/combination skin or if you have dry skin just make sure to use a good moisturizer before applying.
This covers imperfections effortlessly, helps minimize the appearance of pores and does not settle into fine lines. This foundation is extremely long lasting. It does not oxidize and looks as it it was just applied hours and hours later. It also does not separate or transfer onto clothing etc.
The only thing that I do wish is that this came with a dispenser as I find it would be a lot easier to apply. I know that they do sell them for $10 but I think it should be included.
Overall this is now my all time favorite foundation. It is totally worth the $42. I definitely recommend this to everyone!
Medium-Full Coverage. I love both this Foundation & Lancome Teint
Idole, not sure which Foundation I love more. They're both Matte &
long wearing, and almost Full Coverage (I have hyperpigmentation &
sadly some always peeks through regardless of Foundation claiming to be
Full Cover). Sadly right now I'm mixing 2w2 & 3w1 3w2 trying to make
a perfect Medium Yellow Tone. I only wish Estée Lauder came out with a
more Yellow Tone Foundation.
I also love Lancome Foundation which is
almost, almost identical to Estée Lauder, I used to use 320B Warm but it
was a tad too light but omg they made new shade 380 Bisque Warm &
it's the perfect color. Since I have to mix Estée Lauder Colors I might
just stick with Lancome since the new color matches my skin tone better.
Otherwise I love Estée Lauder. Estée Lauder Please come out with a new
Medium Yellow Tone Shade in between 2w2-3w1. 3w2 is too dark & 3w1
too Pink.
But I Recommend everyone to try Double Wear
Unfortunately, no matter what I do, I always end up looking cakey and super oily. The foundation also ends up creasing. It's so disappointing because I love the finish of it and how it looks when I first apply it. It also looks amazing in photos which makes me even more upset that this does not work for me.
I also dislike how this foundation emphasizes my pores or any tiny bumps that I have on my face, which is why I hesitate to wear this foundation when it's sunny out. I also feel like this foundation kinda "dries" out of my face since it's mattifying. It's terrible because I have combination skin so then my face looks cakey around my nose, and around my mouth and cheeks, it looks dry.
It's so disappointing because I really wanted to like this foundation and I expected more from it because of the brand and the price. I'm still trying to figure out what I can do so I can wear it comfortably. Until then, I don't think that I will be buying another bottle.
Shade- a very good match to my fair, neutral skin (I use 1N1).
Coverage- a medium to full coverage. I find it covers my redness and acne/scarring quite well, but a little bit of redness does peek through.
Finish- definitely a matte foundation, although I find it isn't too much of a flat matte. If I don't set it, after about 15-30 minutes it becomes more of a soft matte.
Longevity- this foundation has the longest wear time that I have found on my very oily skin, about 7-9 hours of it looking quite good and me blotting once or twice. If I'm only wearing it for a few hours I've begun to not set my face w powder afterwards which is something unheard of w my skin.
Formula- for me this is the biggest con. I find the liquid to be so thick and set so fast that it can be difficult to work with as it's more time consuming and feels heavier on the skin. It also cannot build on itself- I used to apply a little like concealer over any spots I had, but it would always set much darker than the rest of my face so I would end up having little orange splotches over the places I tried to cover. If you want full coverage you have to go in heavily w it cause once it sets, that's it. However I imagine this is the price one pays for a foundation with such good coverage and decent wear time.
Price- $46CAD is a lot for a foundation, however because you need so little to get the medium coverage I most often go for that to me it's worth it.
Longevity- as a con, my ideal foundation would last for about 12 hours, which this foundation simply cannot do on my oily skin. It just gets way too oily, begins to separate, and can sometimes pool into my pores so it looks like I have freckles of foundation.
Packaging- of course, cause no one likes that it doesn't come w a gd pump lol
I had been on the hunt for a foundation that matched me well, did not break me out, and lasted a long time with my very oily skin for so damn long that for now ELDW is close enough. For now I am pleased with ELDW and very much recommend it to anyone w oily skin (altho my bff has very dry skin and it's her HG!)
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Construction Closeout
Construction Closeout is the time period from Substantial Completion until all punch list items have been addressed and are completed. The Constructor finishes all remaining items and completes all final invoices for the work.
On the date of Substantial Completion a Punch list is complied by walking through the completed project to check for those outstanding items which are contractually owed and have not been completed. The user should attend the walk through with the Team to review the project and add items to the punchlist as necessary. It should be noted that at this time only those items which are contractually owed and have not been completed are to be put on the Punchlist. This is not an opportunity to add scope to the project.


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Legal Status
Document Details
Published Document
Agency Holding the Meeting:
Board of Governors of the Federal Reserve System.
Time and Date:
10 a.m., Wednesday, August 2, 2000.
Marriner S. Eccles Federal Reserve Board Building, 20th and C Streets, N.W., Washington, D.C. 20551.
Matters to be Considered:
1. Personnel actions (appointments, promotions, assignments, reassignments, and salary actions) involving individual Federal Reserve System employees.
2. Any matters carried forward from a previously announced meeting.
Contact Person for More Information:
Lynn S. Fox, Assistant to the Board; 202-452-3204.End Preamble Start Supplemental Information
Supplementary Information:
You may call 202-452-3206 beginning at approximately 5 p.m. two business days before the meeting for a recorded announcement of bank and bank holding company applications scheduled for the meeting; or you may contact the Board's Web site at http://www.federalreserve.gov for an electronic announcement that not only lists applications, but also indicates procedural and other information about the meeting.Start Signature
Dated: July 26, 2000.
Jennifer J. Johnson,
Secretary of the Board.
[FR Doc. 00-19225 Filed 7-26-00; 11:58 am]


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by CG
(Madison, USA)
My girlfriend wants to go on a road trip (through work) with a man who openly has a crush on her. I'd like her not to go, but she thinks I'm being controlling. What to do, here?...
NOTE: I've created a relationships ebook called "Top 10 Relationship Questions... Answered" that aims to help anyone in a romantic relationship - whether it's to start/end a relationship, or to learn how to trust in a relationship, or even how to deal with a controlling relationship.
And the answers in the ebook I provide (based on questions asked in the Relationship Advice Forum) help you find your answers, in your own unique relationships. I recommend it, but then I would say that wouldn't I! Find out more here...
(Dec 1st, 2015)
Join in and write your own page! It's easy to do. How? Simply click here to return to Your Relationship Q&As.


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This section contains 6,364 words
(approx. 22 pages at 300 words per page)
SOURCE: "Like Water for Chocolate and the Free Circulation of Clichés," in Latin American Postmodernisms, Rodopi, 1997, pp. 205–20.
In the following essay, Zapata examines the effects of clichés and metaphors in Like Water for Chocolate
Retrieval or recycling is one of the most generally accepted characteristics of what in the last decades of our century has been called the postmodern aesthetic. The term is applied as much to intertextual as to interdiscursive phenomena—parody, pastiche, citation—and encompasses the collapse of traditional borders between genres thanks to the new investiture it gives to texts from different contexts: popular and mass literature, paraliterature, technical writings, myth, and folklore. According to Fredric Jameson's hypothesis, "The disappearance of the individual subject, along with its formal consequence, the increasing unavailability of the personal style, engender the well-nigh universal practice today of what may be called pastiche" (1991:16). It is precisely this...
This section contains 6,364 words
(approx. 22 pages at 300 words per page)


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|Los Angeles, Calif.
|High School:
|Notre Dame HS - Sherman Oaks
|High Jump
UC Santa Barbara
Akeh's best mark of the season in the high jump was a height of 1.67m at the UW Invitational indoor meet to earn her fourth overall...Her highest outdoor mark of the season was 1.65m at the USC Trojan Invitational.
Competed in the high jump at Conference and finished eighth with a clearance over 5'3" (1.60m)...Posted her best mark of the season at the Occidental Invitational, where she cleared 5'5" (1.65m)...Was third at the Cal Poly dual meet at 5'3".
High School
Competed in the Mission League of the CIF Southern Section...Was Notre Dame's most valuable field athlete in 2006 and 2007...Named all-league in basketball in 2006 and 2007, and was all-section in 2007...Was Notre Dame's MVP in basketball for the 2006-07 season...Was awarded the CIF academic award in track and basketball from 2003-2007...Member of the National Honors Society and a recipient of the United States Academic Achievement Award.
Majoring in biology (pre-med) and hopes to become a plastic surgeon...Was diagnosed with Chron's disease in 2004, which altered her athletic performances for some time. She now has the disease contained and is back to full participation in athletics.
Collegiate Career Bests High Jump - 5-5 (1.65m) (Occidental Invitational, 5/9/2009)


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Celebrated Nanjing novelist Ye Zhaoyan makes his US debut with a romance set against the backdrop of the 1937 Japanese invasion of China.
Spoiled, narcissistic playboy Ding Wenyu, the only child of a distinguished government family in Nanjing, teaches a few desultory classes at the National University but spends most of his time seducing other men's wives (on his good days) or amusing himself in the city's brothels (when luck is short). His wife, the daughter of a wealthy industrialist, puts up with his philandering largely because she is as bored with him as he is with her and wants to see as little of him as possible. On New Year's Day 1937, however, an unprecedented event occurs: Wenyu falls in love. Unfortunately, the woman who bowls him over at a society wedding is the bride—and that's only the first of many problems. Ren Yuyuan is a good 20 years younger than Wenyu, and he had an affair with her sister when Yuyuan was literally a babe in arms. Her new husband, Yu Keran, is a fighter pilot in the Chinese air force, soon called to active duty when the Japanese invade the Chinese mainland and advance on Nanjing. Shaken by the sudden onset of war, Wenyu is nevertheless unable to overcome his obsession with Yuyuan, sending her daily love letters and trying unsuccessfully to win her over while her husband is away. Yuyuan resists until she learns that Keran has been killed in a midair explosion. Then she gives in to Wenyu's advances just as the Japanese are encircling the city gates. Everyone who can is fleeing for their lives, but Yuyuan works for a staff officer in Nanjing and refuses to abandon her post—so Wenyu stays on as well, to the bitter end.
A moving and fascinating account of tragic love, narrated with a minimum of sentimentality and a good sense of history well captured in the fluid, unobtrusive translation.


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Surely the Lord does nothing without revealing his secret plan to his servants the prophets. Amos 3.7
I love the voice of God. Psalms says 'the voice of the Lord is over the waters, the God of Glory thunders' and Psalms 29:5 says 'The voice of the lord splits the mighty cedars; the lord shatters the cedars of Lebanon'. How awesome is that. Several years ago the Lord began to speak to me about specific national and international events that would occur – the exact timing of when Andy Murray would win Wimbledon, a certain Hollywood film that would be made about the Suffragette movement and an Academy Award that would be won by a particular actor that year. With these events the Lord showed me the significance of them, what they represented. These things came to pass and off the back of this in May 2016 I began to see that 'winds of change' were coming to the UK and that there would be a national sign with Big Ben in the main news. God was saying that it was no longer 'business as usual'. Big Ben was on the news and of course the winds of change swept across the UK and US with Trump and Brexit. US News media even used the exact phrases that the 'winds of change' were blowing and that this was not 'business as usual.'
Many people prophesied that Trump and Brexit would happen, personally I disagreed with a lot of the interpretations out there about these events. I think some prophets saw that he was going to win and assumed it was a good thing – You may see some future event but this does not automatically make it a good thing or everything associated to it God ordained (consider Agabus prophesying the famine in Acts 11). I won't write Trump off yet but there are several issues coming which concern me in regards to what spirit could ride in on his coat tails. The rise in popularity of Far right authoritarianism and nationalism is one issue…
This has been stirred up with Brexit, in the US with Trump and France has Far right leader Marine le Pen on the outskirts of power and an election next year. Other European countries have been teetering towards far right authoritarianism all year. There is a permissioning that is already happening for racism, angry speech and hatred and this could continue to grow and be given an ever louder voice. The treatment of minorities in the future is a concern – this nationalistic spirit is pushing to open a door of discrimination, trying to reopen something that has been shut by Prophets in the past. And although there were a lot of prophetic people speaking out negatively about the EU, one thing I didn't see recognised by them was the fact that the EU has brought the longest period of peace to Europe ever! A weakened EU will affect this.
I particularly liked what Mike Bickel had to say in response to the elections and rise in racism – he talked about the church coming to a 'Valley of Decision' in how it responds to this (from about 20 mins is good) – a casual commitment to show mercy will be overtaken by the storm of anger and hatred. What will be needed is a radical commitment to kindness and mercy.
Several nights before the US election I had a powerful dream where I saw some shifting and things taking place internationally. I woke up reminded of the feeling I had on 9/11. On Sept 11th 2001 I remember getting home after hearing about the attacks at work and sitting on the sofa, shocked to my core. I knew the world as we knew it would be different from then on. It was this feeling that overwhelmed me in the dream and afterwards. At that point I felt that Trump would probably win. On the morning of the election result God woke me up at 3.33am. Martin Scott is my port of call when I am in need of wisdom and so I asked him what he thought about the significance of the time I had woken up. Martin always knows what is going on and directed me to a prophetic word someone had just released about the significance of the election and importance of '3 3s'. Particularly Jeremiah 33.3'Call to me and I will answer you and tell you great and unsearchable things you do not know.'
2017 the Year of Consolidation
From this God began to speak to me about '3s' and some stuff for 2017. 2016 was no doubt the year of transition and so 2017 will be the year of consolidation. (This doesn't take a Prophet to work this out lol). Here are some things I am seeing and I will write more over the next few weeks and months
I believe that 2017 will lay a foundation for things to be built on for 10 years. I can see that the position that people have come to in 2016, personally or nationally will be firmed up and cemented into place in 2017. Even the position of people's hearts and attitudes – In some cases there needs to be alignment even in this last month of 2016 because going into 2017 people will become entrenched in the place they are at.
I am going to throw this out there – I believe that in the next three presidencies in the US – one will only last for 2 years. For what reason I don't know but one presidency will last 2 years.
A new breed of Prophet will rise up in the next 10 years starting in 2017. They will be Prophets who embody a message with their lives in a similar way to Martin Luther King- not just releasing prophetic words but ones who carry a message through their life and actions. Particularly Prophets who act as catalysts for creativity and who move in Peace and release new waves of Mercy. They will be pioneers and positioned in the world where they can release a flow of creative ideas, pure creativity will flow through them like a river. These Prophets will be called to shape the future, and impact the future of companies and businesses and churches, even Governments.
Often the world has looked to nature for inspiration and creativity – copying nature, flowers, trees, animals for patterns and designs, looking to the earth for answers. But what I can see happening is people tapping into the pure source of creativity, liquid creativity from heaven which has no earthly comparison – this creative flow from the Throne Room will ripple out to inspire art and the media but also technology giants.
These 3 remain…
What is going to be spoken of more and more in the world is 'legacy' – How companies, businesses create a legacy that outlasts the lifetime of their own employees in to 100 / 200 years of legacy.
I have heard teaching about the creative force of the prophetic spoken word, where prophets speak things in to existence and can create and shape the future and yes I love this but I am beginning to see that there is another level of creativity where we can actually begin to tap into an eternal Legacy and reach into the Power of the Age to Come. Knowledge at some point is always surpassed by other knowledge and eventually becomes redundant and 1 Corinthians 13 even says all knowledge will one day pass away; prophecy too – but 3 things will remain. I am beginning to see that the greatest creative force in the earth is Faith, Hope and Love. These 3 things 'Remain' and create the biggest legacies in the earth, in culture, in world history.
So Prophets who embody and live in Faith, Hope and Love will create Legacy in the earth over the next few years and have the biggest societal impact and opportunity to affect culture. What they will do by living in Faith, Hope and Love; the 3 that Remain, is sow into the realm of eternity and the Age to Come. And by doing this they can reap a harvest of the Power of the Age to Come. And so by embodying the message of Faith, Hope and Love on the earth today they will walk in unparalleled power which will be an unstoppable force.
They won't necessarily just be known by the church – but like Martin Luther King, a Prophet who embodied Love and received a nation changing legacy, they will be visible to the world, sought out by the world even. They will be Eternity Prophets – Prophets seated in the realm of Eternity, with Christ on the Mercy Seat, yet fully immersed in society around them. They will flow in such a creative force they will be sought out for their wisdom by businesses and Governments, and they will be able to be a catalysts for Mercy movements towards minorities and suffering people, people targeted by discrimination and racism. Art and media will also be affected.
Some will call it a New Renaissance or a new Civil Rights Movement, or modern Jesus People Movement, it will have many names because it will affect many different parts of society and culture, but what will be happening is God calling and positioning the Josephs with coats of many colours to many aspects of society. Prophets of Faith, Hope and Love, who have tapped into the rich gold vein of God's creative power, flowing from the Throne will rise and release the sound of Mercy. And as they rise the sun of righteousness will rise with them with healing in its wings.


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Ballybunion and the Southwest Coast
23 – 30 June
Fairway to Heaven 2018 will be going to the Southwest Coast of Ireland, a renowned golfing mecca that offers many of the best courses in the world. We have selected five of the greatest golf links there that will include a trip down the Dingle Peninsula, which is a bastion of Irish culture and is famous for its spectacular coastal beauty. Our courses will include Ballybunion (The Old Course), Waterville, Tralee, Dooks, and Dingle.
This will be our first foray into the world of Irish golf and we are more than looking forward to exploring the magic and mysteries of this area both related to golf and otherwise. Come play with us in the land of Eire.
If you would like further information, please contact/email Joan Shafer.
In the USA Joan Shafer
In Europe Vin Harris
Rest of World John Talbott
Copyright & Credits


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Col. Allen West, a former Republican congressman from Florida, said at Monday's March For Jobs rally, organized by the Black American Leadership Alliance (BALA), that when the establishment and the institutional left attack someone, it is a sign that person is doing something good.
"You know you're doing what's right when people start to attack you," West said after calling BALA founder and Progressives for Immigration Reform executive director Leah Durant up to the stage to join him. "As many people send me emails, as many people start writing about Leah Durant, something is going right about the Black American Leadership Alliance."
West went on to note that politicians "have completely turned their backs on" inner cities and the black community around the country, and that the Senate's immigration bill is no exception.
"When you think about what is happening with black unemployment, when you think about what is happening with black teenage unemployment, all those protesters down in Sanford, Florida, why aren't they here today standing with us right now?" West asked to uproarious applause.
West said the degrading of the family is "the real tragedy of what is happening to the black community."
"But now we have a Senate, we have a president, up here on Capitol Hill, that think it's more important to reform people who came here illegally than it is to strengthen the inner cities and strengthen the black community," West said.
West then railed on the Washington, D.C. city council for shutting down the production of four Wal-marts because they want to require Wal-mart to pay a higher minimum wage than any other employer in D.C.
"Do we have people who call themselves black leaders who are really going to do something about the black community?" West asked in outrage. "Or are they just toeing the line?"


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Updated, April 23, 2013: Good Beer Hunting has been named Saveur's Best Wine or Beer Blog. Cheers to that!
Chicago has a seemingly insatiable appetite for new breweries and beer festivals, so it's no surprise that the city's beer blogs are some of the best in the country.
Two Chicago-based blogs, Good Beer Hunting and Guys Drinking Beer, have been nominated for Saveur magazine's Best Food Blog Awards in the category of Wine or Beer Blog, making Chicago the best-represented city in that category.


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To πιο κατω κειμενο ειναι ενα απο τα τεσσερα-πεντε που γραφτηκαν στην Guardian απο τον Stuart James (εχθες Παρασκευη 21) σχετικα με το λυπηρο, το λιγοτερο που μπορουμε να πουμε, γεγονος και τον θανατο του Richard Nieuwenhuizen σε ερασιτεχνικο αγωνα εφηβων στην Ολλανδια ή στις Κατω Χωρες για να ειμαστε σωστοτεροι. Βεβαια το συγκεκριμενο κομματι ειναι μονο ενα μερος του ολου αρθρου, το οποιο οσοι θα θελουν να το διαβασουν (κατι που θα σας το προτειναμε), θα μπορουν να το δουν εδω. Αν και προς το τελος λογω των προσωπικων καταθεσεων, περναει σε διαφορετικο επιπεδο, δεν νομιζουμε οτι χανει κατι απο την δυναμικη του. Για πιο ολοκληρωμενη ενημερωση, δοκιμαστε ολο το κειμενο (το οποιο ειναι αρκετα μεγαλο παρεπιπτωντος).
It is a bitterly cold evening in Almere, a sprawling city about 15 miles to the east of Amsterdam. A biting wind sweeps across the six pitches at SC Buitenboys, where boys and girls from a couple of junior teams, training under the floodlights, tear around with a ball at their feet, seemingly oblivious to the freezing conditions.
For a club run solely by volunteers and which started 27 years ago with a small wooden hut, it is an impressive setup. Almere, where the first house was built in 1976, is one of the fastest-growing cities in Europe, which helps to explain why Buitenboys has become so popular. These days they have 1,175 children and 225 adults playing across 110 teams. Annual membership costs between €200 and €255 and the only person on the payroll is the cleaner. Everyone else, including all four board members, works for free.
Richard Nieuwenhuizen was among those parents who liked to help out at the club. A popular, football-mad father of three, Nieuwenhuizen lived in Almere with his wife, Xandra, and their two youngest sons, Mykel, 15, and Alain, who recently turned 18. Jamie, the eldest son and a former coach at Buitenboys, lived nearby with his girlfriend.
Mykel played for one of Buitenboys' eight under-17 teams and his father enjoyed running the line in those matches, which was what he left home to do on 2 December for a fixture against Nieuw-Sloten, a club from Amsterdam. It was a normal Sunday morning; father and son heading off to football together. By the end of the day Nieuwenhuizen was fighting for his life. The 41-year-old collapsed three hours after he was brutally attacked by a group of Nieuw-Sloten players. The following evening he died.
Alongside 4,000 red roses next to the pitch where Nieuwenhuizen fell to the floor sits a banner with a tribute written by Richard's second son, Alain. It reads: "Dear Daddy, senseless it was, for sure. It will never be better. Once the wounds will heal. But we will never forget you. We will miss you."
"When the one minute's silence was done in the professional stadiums [the weekend after the incident], they showed that banner," Rob Mueller, Buitenboys' secretary, says. "Alain made it and we printed it so that they could take it with them on the silent march in Almere."
Mueller walks across to another artificial pitch, about 200 yards away, to show where Nieuwenhuizen was attacked at the end of the game between Buitenboys B3 and Nieuw-Sloten B1 (the B denotes it was an under-17 game and the number reflects the ranking of the team within that age group). The game finished 2-2, with Nieuw-Sloten coming back from two goals down. Those that were present recall a couple of incidents when Nieuw-Sloten players bickered among themselves during the game but say nothing happened to suggest there could be a flashpoint with Nieuwenhuizen after the final whistle.
Yet moments after the players started shaking hands with the three volunteer officials, Nieuwenhuizen was knocked to the floor, then punched and kicked in the head by several of the Nieuw-Sloten team. Parents immediately ran on to the pitch to try to defuse the situation and get some control. Nieuwenhuizen eventually got back to his feet but he was knocked to the floor for a second time. Witnesses report that one of the Nieuw-Sloten players then took off his shirt, presumably to make it harder for him to be identified, before kicking Nieuwenhuizen while he was on the ground and then running off. Mykel, Nieuwenhuizen's son, saw everything.
Although clearly badly shaken, Nieuwenhuizen was able to stand up. He said he did not wish to involve the police. He decided to go home and returned to Buitenboys later in the afternoon to watch another under-17 game, which kicked off at 2.45pm. Mueller, who was standing on the opposite side of the pitch, watching one of his two sons play, recalls looking across at about 3pm and seeing Nieuwenhuizen get out of the dugout where he had been sitting, stand up and then fall to the floor.
"We immediately called for an ambulance and they drove on the pitch and took him to the hospital in Almere," Mueller says. "I later went to see Richard. I said: 'Hi Rich, how are you doing?' He said: 'Hi Rob.' And he was very emotional. But at that stage, which was around 7pm, he still recognised me. I saw him once again at around 10pm, when he was still recognising me but he was getting worse. It became really bad so he had to be brought to another hospital, with a neurosurgeon specialist.
"In the meantime, we were called by the police to say that Mykel had to make a statement because he was a witness of the incident. So we took him to the police station to make his statement, but we said if we got one call from the hospital we would drive back. At 1am, we got the message from Richard's wife, Xandra, who said: 'It's not going OK, bring Mykel here.' So the police took him with sirens and lights on, I drove behind.
"We stayed there in the waiting room and at around 4am we came to see him once again. He was still in a kind of coma, didn't recognise anything any more, and that was the last time I saw him alive, knowing already that he would die within six, 12 or 18 hours, because they explained clearly what happened – the brain was deprived of oxygen.
"I went home at about 5am and tried to sleep for a couple of hours. By 9am, I had 71 unanswered phone calls and then the rollercoaster nightmare started. Press came here, television and radio, so we had a small discussion with the board, the president did the television and I did the radio, both knowing that Richard would die but we couldn't say it. At 5.30pm, we got the call to say that he had died. Then it was not only news in Holland, it was news all over the world. So a healthy guy, 41 years old, was kicked to death in a few seconds."


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Tiffen Debuts Three New Davis & Sanford Tripods
Mac users, the all-in-one photo editor Luminar 2018 is out now and available for just $69£64 for new users, with big discounts for upgrading users. We rated Luminar as "Highly Recommended". Visit the Luminar web site to try it for free.
Windows users, the all-in-one photo editor Luminar 2018 is out now and available for just $69£64 for new users, with big discounts for upgrading users. We rated Luminar as "Highly Recommended". Visit the Luminar web site to try it for free.
Tiffen is introducing three new tripods from its Davis & Sanford brand – Pro Elite 6100-33, Monoped 64 and Steady Stick 3QR. Ideal for ENG cameras with low- or high-profile configuration, the ProElite 6100-33 100mm ENG tripod comes with a head and features a selectable 7-position counterbalance system including zero position for payloads between 13-33lbs. The Steady Stick 3QR (pictured) is a portable camera support designed for use in places where a full-sized tripod or monopod cannot be used. Key highlights include a multi-position handle, padded swivel belt holster and heavy-duty 2" belt, a variable quick-release system that easily attaches to a Davis & Sanford FM18 head, and a maximum load capacity of 20lbs. Last but not least the Monoped 64 is a lightweight and compact 64" monopod with a 12-pound capacity, sturdy folding aluminium leg base, built-in pivoting ball, and a foam handle with strap for easy handling.
Tiffen Press Release
The Tiffen Company Debuts Three New Davis & Sanford Tripods
Introducing brand new Monoped and Steady Stick 3QR innovations as well as an addition to the award-winning Pro Elite tripod line
Hauppauge, NY – April 28, 2014 – The Tiffen Company, a leading manufacturer of award-winning digital imaging accessories, is introducing three new tripods from its Davis & Sanford brand – Pro Elite 6100-33, Monoped 64 and Steady Stick 3QR. "The new Davis & Sanford tripods go well beyond the traditional scenarios, incorporating forward-thinking concepts that our customers will find immensely useful in their quest for capturing that perfect shot,"says Steve Tiffen, President and CEO. "Innovations like the Monoped with its folding base and Steady Stick with its quick-release plate system offer more versatility, ease of use and better ergonomics for shooters."
ProElite 6100-33 100mm ENG Tripod with Head
· 6-position pan & tilt drag, including zero position
· Selectable 7-position counterbalance system including zero position for payloads between 13-33 lbs/6-15 kgs
· Sliding camera platform and quick-release mini Euro plate system with illuminated leveling bubble
· Ideal for ENG cameras with low- or high-profile configuration
· 100mm ball leveling
· Mid-level spreader
Steady Stick 3QR with Quick-Release Plate System
· Portable camera support goes where tripod or monopod can't be used.
· Variable quick-release system easily attaches to Davis & Sanford FM18 head.
· Belt-mounted support arm shifts camera weight from shoulder to torso.
· Padded swivel belt holster and heavy-duty 2" belt included
· Multi-position handle offers added maneuverability when attached to either side of camera or used as shoulder rest.
· 20-pound capacity
· Airline carry-on and backpack ready
· Pan rotation: 360 degrees
· Tilt adjustment: 75 degrees up, 75 degrees down
Monoped with Folding Base
· Lightweight, compact 64" monopod is ideal solution when a tripod is not practical.
· Sturdy folding aluminum leg base adds extra support.
· 12-pound capacity
· Folding base has built-in pivoting ball to easily position or angle your monopod.
· Base disconnects to use as tabletop tripod.
· Monopod can be used without folding base.
· Bottom rubber foot
· Foam handle with strap for easy handling
· Carry strap
· Mounting stud: 1/4"-20 and 3/8"-16
· Soft-sided woven tripod bag is included.
About Tiffen
Tiffen has been a leading manufacturer of photographic filters, lens accessories, software, and camera accessories for the consumer/professional imaging and the motion picture and broadcast television industries for 75 years. The company has a rich history of innovative product design, superior optical consistency, and unparalleled quality. Tiffen has been recognized for its product and engineering excellence, earning a Technical Achievement Award and a Scientific and Engineering Award from the Academy of Motion Picture Arts & Sciences, as well as multiple Emmy® Awards. Today, the company offers a wide range of products, which include: Tiffen® filters, Steadicam® camera stabilizing systems, Lowel® light, Listec® teleprompters, Tiffen Dfx® digital imaging software, Domke® bags, Davis & Sanford® tripods, Zing® camera covers, Stroboframe® flash brackets, Saunders® professional trimmers, and Kodak Wratten® filters. Tiffen continues to enhance its reputation as a leading imaging accessory manufacturer through aggressive growth in the image-making accessory industry.
For more information on Tiffen, please visit http://www.tiffen.com.
Tiffen is a registered trademark of The Tiffen Company. All other trademarks and products mentioned herein belong to their respective owners.


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2010-08-05 / Sports
Sports Thoughts…
The high school sports seasons are back in force, having started Monday morning at 7:00 a.m. Most of the athletes haven't been up that early all summer long unless they have a job. They will energetically do things the coaches ask that brings some resistance at home.
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With last month's expiration of emergency federal jobless benefits, only regular state unemployment insurance (UI) benefits are available to qualifying workers who lose their jobs through no fault of their own. As a result, the maximum number of weeks of benefits fell to 26 in most states (seven states provide fewer weeks and two provide more).
This map and table show the number of weeks available in each state, along with the state's three-month average unemployment rate. Click here for state-by-state figures on the nearly 5 million workers who have already lost emergency unemployment benefits or will run out of regular benefits through the end of 2014 and not receive emergency benefits if policymakers don't restart the program.


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News Article
Holistic Discourse Analysis: a new work by Longacre and Hwang
The title Holistic Discourse Analysis is chosen to highlight the conviction that linguistic analysis properly deals with wholes and not with fragments…We claim that the whole determines the part and that most of the whys are found in consideration of discourse context.
-From the preface of Holistic Discourse Analysis, by Robert E. Longacre and Shin Ja J. Hwang
(December 2011) SIL International Publications announces the release of Holistic Discourse Analysis, a new work by SIL linguist Dr. Robert E. Longacre and longtime colleague Dr. Shin Ja J. Hwang. Suitable as both a classroom text and as a field manual, Holistic Discourse Analysis provides explanations of discourse analysis theory and a number of exercises for students wishing to practice the principles.
The discipline of discourse analysis encourages linguists to look beyond isolated sentences and consider the characteristics of an entire text (either narrative or non-narrative) when researching the structures of a language. This broader approach can bring clarity to issues of variation in sentence structure that might seem perplexing in isolation.
Topics include:
- A layman's introduction to discourse analysis
- The purpose of discourse analysis
- Text typology
- Constituent-based charting in terms of peak and profile
- Functions of verb types and tense/aspect/modality
- Functions of noun phrases
- Clause combining in discourse
- Non-narrative discourse: procedural, hortatory and expository
To the butterfly emerging from the cocoon the wings droop on both sides like damp weights, but as soon as the wings dry out and stiffen they provide the butterfly with flight. And flight equals power and enhanced range and perspective. So the linguist equipped with knowledge of the discourse structure of language, which is the object of research, attains more control over the data and increased perspective and insight.
-From Holistic Discourse Analysis
Longacre and his wife Gwen began fieldwork under SIL in the Trique community of Mexico in 1947, where he made a significant contribution to the analysis of tonal languages and published the first extensive historical reconstruction of a Mesoamerican language. Trained under several of the twentieth century's leading linguists (Zellig Harris, Henry Hoenigswald and Kenneth L. Pike), Longacre in turn has influenced several generations of field linguists through his teaching and publications on grammar, syntax and discourse. The SIL Bibliography lists nearly two hundred publications which Longacre has authored or co-authored.
A student of Longacre during her MA and PhD studies, Hwang has taught graduate courses on discourse analysis, functional grammar, linguistic typology and sociolinguistics. She has served as Associate Professor of Linguistics at the Graduate Institute of Applied Linguistics and as an Adjunct Associate Professor at University of Texas at Arlington. She has also taught at Handong University in South Korea. She has written and edited numerous articles and books in linguistics. Hwang and Longacre have collaborated for many years, sometimes team-teaching, co-authoring articles, and serving on thesis and dissertation committees together. She is the author or co-author of thirty-six publications listed in the SIL bibliography.
Related links of interest
- Purchase Holistic Discourse Analysis
- Language in Context: Essays for Robert E. Longacre, edited by Shin Ja J. Hwang and William R. Merrifield
- "Dr. Robert Longacre honored by LACUS" (2007)


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This Is a Keyseat Key Way Cutter
Face Diameter: 7/8"
Cutting Width: 1/4"
Teeth: 12
Shank: 1/2"
Straight Tooth:
High Speed Steel:
Straight tooth cutters are used for lighter and thinner cutting operations. They have more teeth than staggered cutters for a finer finish on the workpiece.High speed steel (HSS) provides good wear resistance. It is commonly used for general purpose applications on both ferrous and nonferrous materials.
Our Used Cutters Have Been Lightly Used And Have Much More Use Left In Them. Our New Cutters Have Not Been Used Whatsoever. These pieces cost upwards of $85.00 new And we are selling these off at a very low price. These are perfect for any shop or use. The photos show the condition of the cutters and are represented as they are. For the price these are an incredible deal. We also have many many more so see our other listings for other sizes and types. Some Cutters Are Scribed With Name or Manufacturer For Proprietary Reasons.
All of my listings will be found here at eyabber.com. I have closed my ebay account and will have all my items here. The Sale Fee and Listing Fee and re-listing fees are more reasonable here so if you are one of my ebay customers, Please take note of my site switch.
2 Pieces
Good Condition and Priced to Sell. 5/8" shank
1/2" Shank Used
1/2" Shank Used


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Arts & Ales is August 11!
Handmade arts, handcrafted beer, homegrown entertainment and family fun in the Arvada Center Sculpture Field – Get your tickets today!
Help Make Art Happen
For more than 40 years, the nonprofit Arvada Center has been a cultural powerhouse with Broadway-caliber plays and musicals, children's theatre, free gallery exhibitions, concerts, renowned ceramics and dance training, visual and performing arts classes, summer camps, youth symphonies and much more. We wish that ticket sales and tuition covered our costs, but it only covers a portion. We need your contribution to continue offering our award-winning programs.
Donate today to support the Center or your favorite program.
To donate by check, please make the check payable to the Arvada Center for the Arts and Humanities and mail it to:
Arvada Center for the Arts and Humanities
Attn: Development
6901 Wadsworth Blvd
Arvada, CO 80003
Our tax ID number is 84-0849472.
Contact Us
For more information on any of these giving opportunities, please contact the development staff. We are here to help ensure your gift supports the programming or project you find most meaningful.
Teresa Chamberland: Director of Advancement, email@example.com , 720-898-7225
Leanne Cadman: Associate Director of Corporate and Foundation Relations, firstname.lastname@example.com , 720-898-7227
Alex Schulze: Assistant Director of Philanthropy, email@example.com , 720-898-7226
Support the Center Events
- There are no Support the Center Events scheduled at this time. Please check back soon


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Surfside's Strawberry Festival
Available Mid-Week in June, 2017
Enjoy an "Early Summer Getaway" and indulge in Strawberry delights
as you tour the beautiful Lake George Region and the Foothills of the Adirondack Mountains.
Three Nights / Four Days
• Three Night's in our well- appointed Accommodations
• Welcome Wine and Cheese Reception on our new 3,000 square foot Rooftop Terrace overlooking beautiful Lake George as you enjoy Chocolate Covered Strawberries and Strawberry Daiquiri's
• Two Traditional Dinners with a "Special Strawberry Endings"
• One Dinner Theatre Starring Laura Roth Featuring "Voices of Vegas"
• Three Full American Breakfast Buffets featuring Strawberries w/ Fresh Whipped Cream and Strawberry Pancakes
• "Strawberry Cruise" aboard Shoreline Cruises with a one hour Captain's narrated cruise as you sail on the "Queen of American Lakes" and indulge with a decadent Strawberry Dessert.
• Two Hour Guided tour of Lake Placid Olympic Village
• Enjoy Lunch in Lake Placid at the Golden Arrow Resort with Fresh Strawberry Shortcake
• Visit the Adirondack Museum Known as the "Smithsonian of the Adirondacks."
• Shopping at the Factory Outlet Stores
• Complimentary Gifts upon departure
Jody Woodin CTP, CHA, Director of Sales
(518) 668- 2442


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A federal judge surprised financial services industry and retailer advocates alike this week when he suggested that banks might be forced to rebate potentially billions of dollars to merchants in "overcharges" related to debit interchange fees.
But there appears to be little chance that institutions will ever have to cough up a portion of the swipe fees they've collected in the past two years, with legal experts saying the court lacks the authority to enact such an order. Instead, observers suggested the judge's comments were aimed at increasing pressure on the Federal Reserve Board to change its interchange rule.
"Assuming that the Durbin Amendment does not expressly confer authority to impose retroactive liability, the Fed cannot now adopt a rule that makes banks return what they charged for past transactions," said Ronald Levin, a law professor at Washington University.
The so-called overcharges by banks came up during a hearing Wednesday on U.S. District Judge Richard Leon's July ruling that the Fed set a cap on swipe fees too high under the Dodd-Frank Act's Durbin Amendment. Under a 2011 rule, payment networks can set fees at roughly 24 cents per transaction, but the judge said they should be 12 cents or less.
The Fed, which is facing pressure from banks and credit unions to appeal the ruling, has until Sept. 30 to decide whether it will do so. During the hearing, the judge also asked for briefs by Sept. 16 on whether and how banks should have to repay any "overcharges" collected in the two years the rule has been in effect.
"We're going to have to have a briefing schedule with regard to the proposed remedy as to those funds that have been collected that shouldn't have been collected," the judge said.
Even the suggestion that banks can be forced to repay merchants appears to be an overreach, observers said. The retailers, who first sued the Fed over the interchange rule two years ago, never even contemplated the idea in their original lawsuit. Instead, they sought that the rule be rewritten. It's not clear now that they plan to ask for repayment, which would almost certainly open up a new area of litigation.
"It's not even been 24 hours," said Mallory Duncan, general counsel at the National Retail Federation, one of the plaintiffs in the suit. "We're going to research it."
Financial services industry representatives, meanwhile, said the court couldn't punish banks because the suit was directed against the Fed, not financial institutions.
"This is a group of merchants and trade associations who were suing the Federal Reserve," said Carrie Hunt, general counsel of the National Association of Federal Credit Unions. "And they didn't directly sue banks or credit unions for anything. And so from our perspective, this is outside of the scope of the litigation."
Levin, who is an outside expert and not associated with either side of the litigation, pointed to a 1980s Supreme Court decision, Bowen v. Georgetown University Hospital, that established that agencies cannot impose retroactive liability unless they have specific authority from Congress to do so. The 2010 financial reform law, which included the Durbin Amendment, did not include any such backward-looking language.
"The Georgetown principle is likely to be a major hurdle for the retailers to surmount," Levin said.
Instead, most observers attributed the judge's comments on Wednesday to reflect his frustration with what he perceives to be the Fed's foot-dragging in implementing his decision to overturn the interchange rule. Leon spent most of the hearing lambasting the Fed for not knowing whether it plans to make changes to its rule.
"This has gone on long enough. And the banks are obviously pushing the Fed to appeal," said the National Retail Federation's Duncan. "But it's time for the governors to decide whether they should be adhering to public law, or bowing to the will of the banks."
A banking industry source said that Judge Leon "is just ticked. He is just really frustrated."
This source speculates that the judge's hardline approach could lead the Fed to conclude that it should appeal his decision to another court.
"Is this the right forum to have these very complicated issues resolved?" the source asks. "Regulators have to think about that."
A Fed spokeswoman declined to comment.
During the hearing, a Fed attorney and a lawyer representing the banking industry also questioned the legality of requiring the reimbursement of swipe fees that, according to the judge, should not have been charged.
"I don't know where in the statute there would be an authorization for that," Katherine Wheatley, associate general counsel for the Fed, told the judge.
Seth Waxman, a lawyer with Wilmer Cutler Pickering Hale and Door who is representing financial industry trade groups, noted that merchants never asked to be reimbursed money they paid between 2011 and 2013.
"And there's no basis in the law for ordering us to pay money when we were complying with a rule," he added.


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A serious accident occurred on board the Light Brigade on Monday afternoon, by which tho assistant engineer, Frank Williams, nearly lost bis life. There were usually two ladders at the after hatch, but when the accident happened one of them had been removed. Williams was going below, and apparently was unaware of this, for he attempted to step from the ladder he was standing on to tho other, and in doing so fell into the lower hold, a distance of from 25 to 30 feet. When he fell there were a number of loose boxes, casks, and other cargo, which of course rendered the fall the more serious. As soon as he was picked up he said he was "all right," but since then he has been unable to move hand or foot, and apparently all his limbs arc paralysed. He retains his consciousness, however, sufficiently to express his wants. Yesterday he was brought up to town in the Kate, s., and was at once conveyed to the hospital.
TELEGRAPHIC. (1869, December 15). The Brisbane Courier (Qld. : 1864 - 1933), p. 2. TROVE