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One Chapter One Child Testimony
The Asian Intervarsity Christian Fellowship Chapter at Michigan State University is one of multiple groups around the country which are transforming lives at Hagar Cambodia, through One Chapter, One Child. "The project allowed us to care more for the world…" said Ben Low, Intervarsity Leader. er, One Child. "The project allowed us to care more for the world…" said Ben Low, Intervarsity Leader.
"Hagar gave us a tangible way to make a difference in the life of one girl. The goal felt attainable, and we could make a difference that was immediate!" —Ram Sridharan, IV Leader at Ohio State University
Hagar launched One Chapter, One Child, a project with Intervarsity Christian Fellowship (IV) groups across the United States. Through a fund-raising packet provided by Hagar and creativity supplied by university groups, more children from backgrounds of abuse, human trafficking, and extreme poverty can stay in school. Challenged to support one child— at an annual cost of $600 — many IV groups have exceeded the goal. At Ohio State University, Ram Sridharan's group was one of them.
"Our InterVarsity group wanted to deepen our commitment to spiritual formation and justice…. We chose to fast on Fridays till sundown. At sundown we ate a simple meal that would be eaten by the poor. We asked our communities to not buy food from a restaurant but to eat what was in their pantries and invite others to share. We set aside the money to give to Hagar's One Chapter, One Child as a way of supporting the education of a victim of trafficking….The response from the group was amazing. Many people entered into the spirit of Lent, fasted and gave. By God's grace we were able to support over four children!"
We are touched and amazed by groups like Ram's and the Asian IV Chapter at Michigan State. "Often times college students think they are poor," says Ram Sridharan, "but compared to the world's population, we are very wealthy."
Back to One Chapter, One Child page.


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John Legend has apologised to fans in South Africa after he was forced to pull out of a weekend (14-16Oct11) music festival due to issues with the production company.
The Green Light hitmaker was scheduled to perform at the third annual Sixties Festival in Mbombela on Saturday (15Oct11), but on Thursday (13Oct11) he announced that he would no longer be part of the line-up at the three-day event.
In a series of Twitter.com posts, Legend writes, "I'm very sad to relay the news that my show in S Africa has been rescheduled...
"Just know that I am very disappointed as well. My flights were booked, my schedule was cleared. I was ready to do the show. Issues with the promoters/production company made it impossible so we'll reschedule and announce the date shortly."

subset: commoncrawl


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Σάββατο, 19 Οκτωβρίου 2013
3 σχόλια:
μμμ μεγάλη αγάπη η ρητινη! Όμρφα τα σκουλαρίκια σου!ΑπάντησηΔιαγραφή
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text: We stayed at the Dubai Golden Sands 3 for three nights during a stopover on our way to Morocco. The room and the service we received at Golden Sands 3, our first visit to Dubai, was fantastic. Our room consisted of two bathrooms, a main bedroom with another two single beds in the main living area. The kitchen had everything... More


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Common Codes
The City of Chino has adopted a number of ordinances over the years to create and maintain a healthy, safe, and pleasant environment in which to live, work, and play. Some ordinances were enacted in response to health and safety concerns such as preventing the spread of fires or ensuring the structural integrity of existing structures. Other codes were designed to help maintain the appearance of Chino's business districts. Together, these ordinances provide a framework to preserve property values, and assure a clean, attractive and successful business environment that benefits business owners, consumers, and the community at large.
General information about the most commonly applied code requirements in the City's commercial and industrial zones is provided below.


text: 20 July 2012A growing number of men are removing their chest hair in favour of a much smoother look, it has been reported. According to Zee News, the hairy chests that were popular back in the 80s are making way for clean-shaven six packs.Indeed, a study conducted by Philips India discovered 65 per cent of men are perfectly comfortable with removing body hair from somewhere other than their face. It seems as though the opinion of women could have something to do with the trend, as the study discovered 80 per cent of females think too much body hair is a turn-off. Actor John Abraham, who is also brand ambassador for the Philips Male Grooming Range, said: "In recent years, we have seen a huge style revolution among men and they have started taking their grooming very seriously, be it experimenting with their clothes, facial hair, or body hair." He suggested that in the past, body hair was a sign of masculinity, but men now consider a well-toned and well-built physique to be more important. Women also prefer their partners to be "more hygienic and well-groomed in every aspect", Mr Abraham added.


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text:
name for someone who has lived in many countries e.g scotland,saudi arabia and australia.
possibly with a strong accent
possibly with a strong accent
man enters refugee camp...."you're all a bunch of butsy's"
by steven mcnulty March 04, 2008
noun: 1. a closet Greek wanna be who wears his wife's clothes while at home while fantasizing about big Greek men.
Mrs B realized her Butsy was stretching out her underwear and using all her lipstick while dancing to the Zorba theme song.
by thetruthster July 21, 2014


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For the best experience on the Abcam website please upgrade to a modern browser such as Google Chrome
Tissue/ cell preparation: CD spleen and bone marrow cells enriched for NK1+ cells (Mouse).
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text: Dealspwn writes: Credit on your Xbox Live account is useful for all sorts of things like DLC, downloadable game and films. So be sure to take advantage of this deal and get some for even cheaper than usual. £15 of credit for £11.99, sounds like a plan to us. The site emails you the code within five minutes of ordering, so you could be spending today if you wanted. You can also get £10 for £8.99 or £50 for £43.99, but the £15 deal provides the best value overall. Credit can be shared on both your Xbox 360 or Xbox One too.


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IMATTA is an Australian eyewear company based in Melbourne.
Founded by Optician/Designer Joshua Matta, IMATTA engages in the design, manufacture and distribution of optical and sun collections. As a qualified Optician with twenty-two years experience, our eyewear is crafted by hand in the artisanal eyewear workshops of Japan, Italy and France. Only the finest materials, including celluloid acetate, titanium, 18k gold and gold plating are used in each creation.
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The 15-year-old striker has attracted interest from several Barclays Premier League sides - including Newcastle and West Ham - since rising to prominence earlier this season, but now appears set to join the Gunners.
"We have agreed in principal a deal for Luke to go to Arsenal," said Scally.
Copyright (c) PA Sport 2008, All Rights Reserved.
Do YOU want to write for GiveMeSport? Get started today by signing-up and submitting an article HERE: https://www.givemesport.com/writeforgms


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Caringforyourheart.org is an online resource and DVD bringing together medical and Islamic advice to help you improve your lifestyle and strengthen your heart. This section will tell you more about the project itself - to find out more about how to care for your heart visit the website.
In partnership with Birmingham East and North Primary Care Trust and Health Launchpad at the Young Foundation, we have been working closely with health practitioners, local community organisations, patients and many more to produce this unique resource with the aim of combating cardio-vascular disease (CVD).
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- Watch films in English, Punjabi and Urdu
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Maslaha focused on the Washwood Heath and Bordesley Green area of Birmingham, with an 80 per cent BME community – the majority of which are Pakistani (80%). The PCT has identified significant problems in these areas, including:
- Poor quality infrastructure, with many surgeries occupying converted houses poorly suited to their purpose
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- Some GPs seeing as many as 50 patients in three hours, despite long waiting hours
- High unnecessary prescription of antibiotics
- A vast proportion of patients do not need to see a GP, but visit because of reasons such as psycho-social problems, free prescriptions, worry, and little knowledge of how to manage own health
According to practitioners, the highest risk group is men in their 40s, however women also play a pivotal role as they tend to be more motivated than men and are often in charge of diet. The typical vicious circle leads to a combination of poor diet, high salt intake, smoking and a lack of exercise contributing towards weight gain leading to abdominal obesity, which South Asians are particularly prone to.
The website and DVD is actively being used by Amaanah Surgery, two schools in the local area and through a local youth organisation called Comm:Pact.
Dr Khalid, who is a partner in Amaanah surgery, said: "This has been the most useful health intervention we have used as it reaches patients directly. There has been a real demand for the DVDs and when we have marketed the website, I know there has been a real surge in use."
Follow our progress and thoughts...
This work has been funded by Birmingham East and North PCT and Health Launchpad.


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Viscount Tonypandy: My Lords, I shall be brief. I have been most disappointed with some of the things that I have heard, not least from the noble Lord, Lord Monkswell. The question has been asked as to why this legislation is being introduced. I would have thought that an infant would understand. Obviously, the Government have good reason to do so. If the liberties and rights of our people outside the House are at risk, I should point out that there are times in the history of Parliament when it is necessary to put trust on both sides. We have all done so when we were Ministers. Indeed, every Minister talks to his opposite number and takes him into his confidence if there is a special difficulty.
We are not taking anything away from the authority of this House if we realise that, on a special occasion when the life and liberty of our own people are matters that have obviously been brought to the attention of Her Majesty's Government, the least we can do is to try to see that they have the weapons that they require at their disposal.
Earl Ferrers: My Lords, it does not fall easy to any government to propose such a Motion because we have the rules of procedure in order to guide the way in which
Perhaps I may deal first with the noble Earl, Lord Russell. He asked whether the other place would be sitting when we disposed of the Bill. I thought that that was an extraordinary question. The noble Earl knows perfectly well what are the rules of the House. The fact is that Royal Assent cannot take place without both Houses sitting. Therefore, the other place will be sitting in order to pass the Bill into Royal Assent. The noble Earl then made what I thought was an astonishing and remarkable suggestion--and I measure my words in this respect. He pointed out that such incidents had been known about for 20 years, and asked why on earth it had taken the Home Secretary 20 years to get used to them. I found that to be a most infantile comment.
That speech was followed by the noble Lord, Lord Monkswell. The fact is that we are dealing with terrorism. Terrorism is wicked, it is subversive, it is dangerous and it is unpredictable. All those factors must be taken into account. The police sought powers after South Quay which were based on their experience of using the existing Section 13A powers, which have only ever been applied after that incident. It is quite clear that there is a real and continuing terrorist threat. That is the reason why the Bill has been brought forward today.
I can understand anyone who feels that this is a petty exercise because it is not possible to make amendments to the legislation. Well, there are occasions when parliamentary processes have to be fairly swift. But if one has to have such swift processes in order to protect the public, I believe that the House would agree that your Lordships' personal interventions might possibly take second place to the protection of society. I was, frankly, horrified by the suggestion of the noble Lord, Lord Monkswell, that the introduction of the legislation might have something to do with a by-election. I believe that that suggestion must have made his own Front Bench cringe as much as it made all of us cringe on this side of the House.
The noble Lord, Lord Rodgers of Quarry Bank, said that it was bad to have such a process on the eve of the Easter Recess. Of course, this is not necessarily a time of one's choice. However, one does not have choices when dealing with terrorism. The fact is that the legislation is both necessary and required now. That is why it is being put through Parliament at speed.
The noble Lord was also concerned because he did not know anything about the legislation until Monday afternoon. My right honourable friend the Home Secretary had discussions with Mr. Straw, the Opposition Shadow Home Secretary, last Thursday on the matter. He also had discussions with the Metropolitan Police, and I understand that Mr. Beith was also consulted. That was the Government dealing
My noble friend the Chief Whip offered to make a Statement to the House on Monday afternoon, but that was declined by the Opposition for reasons which are understandable to them. Therefore, he made a Business Statement. In the circumstances, I do not believe that we can be accused of not having taken into account those people who should have been consulted. If there have been breakdowns in communication between people within their own parties, that is a matter for them. Governments do not push such measures through Parliament without having first secured the agreement and approval of Opposition parties. Indeed, the noble Viscount, Lord Tonypandy, pointed out that that has often been done.
The noble Lord, Lord Stallard, together with the noble Lord, Lord Monkswell--and that is a curious combination--and I believe one other speaker, complained that they had wanted to put down their names to speak on Second Reading but found that they could not do so because the list was closed at six o'clock. Of course that is perfectly true. That is part of the procedures of the House. When a debate takes place at 11 o'clock the next morning the list closes at six o'clock but, as both noble Lords will have observed, they can speak in the gap. I remind them that they would be restricted to four minutes.
Lord Stallard: My Lords, the noble Earl says that this is part of the procedure of the House. However, we are not dealing with procedures in a normal way. This is not a normal procedure. There is something abnormal about the whole set-up. Why, then, should we be told that it is part of the normal procedure when we are dealing with an abnormal suggestion for carrying the Bill through in a rush? There should have been more leeway given in view of the emergency situation and the need that the Government feel for the Bill to go through in a few hours. I repeat that this is not a normal procedure.
Earl Ferrers: My Lords, if I may say so, the noble Lord, Lord Stallard, makes an astonishing intervention. Of course, the procedure for this Bill going through the House is different from the normal procedure; that is why we are having the debate. But to say that all the procedures of the House should therefore not take place is quite erroneous. The noble Lord, Lord Stallard, has known since Monday--as has everyone else--that this debate was to take place. If he does not acquit himself of knowing what the procedures are and attempts at seven o'clock on the evening before the debate to add his name to the list of speakers when the rules of the House state that his name must be put down by six o'clock, that is the responsibility of the noble Lord. However, we shall have the pleasure of listening to him. I am sure that if he speaks for four minutes his speech will be concise and worth listening to, as are all his speeches.
The noble Lord, Lord Stoddart of Swindon, says that his right honourable friend the shadow Home Secretary had the privilege of a briefing which his own Front Bench had not had the privilege of receiving, and that Mr. Straw could therefore advise his people in another place which way to vote, or what to do with the measure, but the Leader of the Opposition here was denied that privilege. I would not wish to intervene in anything that the party opposite does. But both Houses--and the Front Benches of both Houses--know what the position is. I can only suggest to your Lordships that while we all recognise that this is a difficult and an unusual situation, terrorism has to be dealt with and we have to take such action as is required. I was glad to hear the noble Lord, Lord Merlyn-Rees, say that if Parliament has to act, it has to act. I was a little disappointed when he said that he was wasting his time this afternoon. He has been a distinguished Secretary of State for Northern Ireland, and he knows that these things have to be dealt with quickly. I hope that now that your Lordships have expressed your concern, which I understand, your Lordships will agree that the Motion should be approved.
Lord Jenkins of Hillhead: My Lords, I intervene briefly, partly because as the author of the 1974 Act I have been referred to several times, but I have even more of a reason for intervening. The noble Earl, Lord Ferrers, did not, in my view, reply to any of the serious points which were put to him, particularly by my noble friend Lord Rodgers of Quarry Bank. The noble Earl seems to be in a bad temper today. He has found every other intervention astonishing. I must tell him that I found his reply astonishing because of his refusal to apply himself closely to any issue, his attempt to bluster every point, and his self-righteous unwillingness to believe that anyone else's view is worth considering. On a day when he is seeking all-party agreement, I would say with respect to the noble Earl--of whom I am most fond--that that is foolish conduct. I think that when noble Lords read his speech they will reflect upon that.
The principal point which my noble friend Lord Rodgers put concerned why the Bill cannot be brought back for reconsideration--it can be in operation in the meantime--at some date in the future. That point was made by the noble Lord, Lord Elton. However, it was not mentioned by the noble Earl, Lord Ferrers. At the time of the 1974 Act when we were operating under a much more dreadful immediate tragedy--the worst of all things, the Birmingham bombings--we did not have a guillotine, as the noble Lord, Lord McIntosh, pointed out. The Bill was debated--this was a telescoped period--for over 18 hours in the other place. Moreover, we brought the Bill back to be considered, not under a renewal order, but so that it could be debated in an open-ended way as a new piece of legislation in February 1976. A serious point put to the Government by my noble friend Lord Rodgers--which the noble Earl did not even mention--concerned whether the Government would give serious consideration to following that procedure. It is by far the best guarantee against the evils of hasty legislation.
The dilemma was well described by the noble Lord, Lord Elton. We all appreciate the dilemma; namely, to respond quickly to terrorism on the one hand, given the knowledge, on the other hand, that hasty legislation tends to have faults. One cannot go fully one way or the other but surely the best balance is achieved by giving serious consideration to the proposition which was put forward clearly by my noble friend Lord Rodgers and echoed to some substantial extent by the noble Lord, Lord Elton. It is totally unsatisfactory to let the matter go without having some response from the Government to that serious, major and obvious problem.
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It's election season, and that means we need to be on ready alert for fibs, half-truths, misdirection, misinformation, disinformation, lies, damn lies and statistics.
Here's one that's made the rounds since San Diego Mayor Kevin Faulconer announced his proposed city budget last week, disseminated so far by Faulconer himself and Lorie Zapf, the current District 6 City Council member who's running this year for the District 2 seat (because of redistricting): The city has more money for fixing roads and hiring cops and other nice things because of conservative reforms.
In his budget message, Faulconer gave passing mention of an improving economy, but action by city officials got top billing: "Additional funding for programs that are important to San Diegans was possible thanks to the City's conservative fiscal policies and long-term financial planning practices." Reform of the employee-pension and healthcare-benefits system is the star of the show in Faulconer's narrative, and his beloved managed-competition program plays an important supporting role. An improving economy makes a cameo.
Zapf parroted that version during a candidates forum last week in Ocean Beach: "So I've been [on the City Council] the last three-and-a-half years working on reforms that have brought a lot more money into our coffers. And you just saw that just this week. Our budget is well above what we had projected. The pension savings, the managed comp savings, the efficiencies from the audits, all of that's paying off."
Here's the truth as we understand it:
A deal between the city and its employee unions that froze "pensionable pay" raises for five years—that means raises that would result in higher retirement benefits—will save $24.6 million in the next year. (However, costly changes in the way the pension system calculates what the city owes to the pension fund essentially knocks those savings down to $11.8 million, when compared with the amount the city paid the pension fund last year.) Listen for people attributing these savings to 2012's Proposition B; that wouldn't be accurate. Negotiations with unions led to savings. Union leaders will tell you that pensionable pay was on the table long before Prop. B. The initiative called for a pensionable-pay freeze, but, legally, it couldn't mandate it. It took normal negotiations to get it done. Also, the pension-system overhaul in Prop. B—switching from a defined-benefit plan to a 401(K)-style plan—is still a net drain on the city budget.
Managed competition, a process approved by voters in 2006, under which employee groups are pitted against private companies to provide certain city services, will result in no more than $9 million this coming year, but possibly less. For example, the proposed budget says that the competition for Landfill Operations "may result in up to $3.5 million in annual savings," and there could be savings of "up to" $4 million in Fleet Services. It's important to note, however, that, as CityBeat has reported, the decreased Fleet Services budget has resulted in a potentially dangerous reduction in available emergency vehicles.
The bulk of the money that's suddenly available for roads, cops and other goodies comes from projected increases in tax revenue, attributable to the overall economic recovery. The proposed budget projects property-tax revenues of $13.7 million more than had previously been expected. Sales-tax receipts should be $13.2 million more than was earlier estimated. Hotel-room taxes should get a $5.2-million boost over the previous estimate. Revenue from franchise fees—which are paid by cable and utility companies—are expected to be $2.1 million higher. Finally, the city is planning for an extra $1.1 million in property-transfer taxes. Together, those anticipated revenue boosts add up to a $35.3-million budgetary bonanza.
To sum up, it's fair to say that some pension reform—the pay freeze—has helped free up a significant amount of money this year, but those gains are offset by a change in how the city's pension-fund payment is calculated and the short-term cost of Prop. B. It's fair to say that managed competition has reduced expenses a little bit, but potentially at a cost when it comes to services provided.
But it's not fair to say those are the things that allowed the city to beef up neighborhood and public-safety services. If elected officials and candidates leave out the fact that the improving economy is the largest factor in the city's sudden good fortune, you might want to take everything they say with a grain of salt.
What do you think? Write to email@example.com.


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Cortizone 10 plus creme
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Hydrocortisone 1% Anti-itch
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- seborrheic dermatitis
- temporarily relieves external anal and genital itching
- other uses of this product should only be under the advice and supervision of a doctor
For external use only.
Do not use
- in the genital area if you have a vaginal discharge. Consult a doctor.
- for the treatment of diaper rash. Consult a doctor.
When using this product
- avoid contact with eyes
- do not use more than directed unless told to do so by a doctor
- do not put directly into the rectum by using fingers or any mechanical device or applicator
Stop use and ask a doctor if
- condition worsens, symptoms persist for more than 7 days or clear up and occur again within a few days, and do not begin use of any other hydrocortisone product unless you have asked a doctor
- rectal bleeding occurs
Keep out of reach of children. If swallowed, get medical help or contact a Poison Control Center right away.
- for itching of skin irritation, inflammation, and rashes:
- adults and children 2 years of age and older: apply to affected area not more than 3 to 4 times daily
- children under 2 years of age: ask a doctor
- for external anal and genital itching, adults:
- when practical, clean the affected area with mild soap and warm water and rinse thoroughly
- gently dry by patting or blotting with toilet tissue or a soft cloth before applying
- apply to affected area not more than 3 to 4 times daily
- children under 12 years of age: ask a doctor
Other Information:
- store at 20° to 25°C (68° to 77°F)
- contents filled by weight, not volume
Inactive Ingredients: aloe barbadensis gel, aluminum sulfate, calcium acetate, cetearyl alcohol, cetyl alcohol, cholecalciferol, corn oil, glycerin, isopropyl palmitate, light mineral oil, maltodextrin, methylparaben, potato dextrin, propylene glycol, propylparaben, purified water, sodium cetearyl sulfate, sodium lauryl sulfate, vitamin A palmitate, vitamin E, white petrolatum, and white wax
Questions? call 1-800-223-0182 , weekdays, 9 AM - 5 PM EST
How Supplied
CORTIZONE·10 Plus creme: 1 oz. and 2 oz. tubes.
Further information
Always consult your healthcare provider to ensure the information displayed on this page applies to your personal circumstances.


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Hey Guest! We just wanted to let you know our new website is http://stonelegion.com and our new YouTube channel is http://youtube.com/stonelegionvideos Godcraft had lasted well over 3 years and became one of top servers in the world. We had decided overtime to start fresh with a new Site & Name but also change our ways. In the past Godcraft cost a small fee to play where Stone Legion is %100 free! So please check out http://stonelegion.com and hope to see you soon!Dismiss Notice
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Hello, my name is GTA4rox08, I am a Moderator on this server. If you have any questions, PM me either ingame or on the forums, I'll try to help you out. I run a shop at /trade (Prices and more info Here) It's good for when you need items and you don't have the time to farm them yourself.
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What events happen in act 1 scene 2 in Macbeth
Act 1 scene 2
Act 1 scene 2
The Scottish army is at war with the Norwegian army. Duncan, king of Scotland, meets a captain returning from battle. The captain informs them of Macbeth and Banquo's bravery in battle. He also describes Macbeth's attack on the castle of the treacherous Macdonald, in which Macbeth triumphed and planted Macdonald's head on the battlements of the castle. The Thanes of Ross and Angus enter with the news that the Thane of Cawdor has sided with Norway. Duncan decides to execute the disloyal thane and give the title of Cawdor to Macbeth.


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Masters: Tiger Woods, Lindsey Vonn at Augusta National TogetherApril 11, 2013
Tiger Woods has been joined at the 2013 Masters by girlfriend Olympic skier Lindsey Vonn.
USA Today's Steve DiMigelio wrote, "Before Tiger Woods walked to the practice putting green adjacent to the first tee, his girlfriend Lindsey Vonn walked past the Big Oak Tree and headed down the hill to the first fairway."
GOLF.com @GOLF_com
Lindsey Vonn is at the Masters ... [Andrew Redington/Getty Images] ... http://t.co/tI86BDU0gy
Things must be going well for the athletic couple, as Vonn is following Tiger on the course during Round 1 of the Masters today. The big question is what type of impact, if any, will the her attendance have on Tiger's performance at this year's first major?
ESPN's Bob Harig noted how Woods is once again the big story at Augusta National:
Woods is again the big story at the 77th Masters, having regained the No. 1 spot two weeks ago when he won the Arnold Palmer Invitational, his first time atop the rankings in 2½ years. He has won six times in a little more than a year and is looking like the kind of player who can add to his 14 major titles.
Through nine holes Thursday, Woods is two-under par, having posted birdies on hole Nos. 6 and 8. Additionally, the Nike man has yet to post anything worse than par in the First Round.
He's never opened up at Augusta National very strong, having only once shot lower than 70 in the opening round of the Masters. However, at least for the moment, Woods is on pace to improve that mark.
As if being at the Masters and following Tiger wasn't special enough, now fans (and TV viewers) will get plenty of time seeing Vonn as she trails Tiger (at least for today).
Oh, to be at Augusta National.
Maybe Vonn will decide to stick around and watch her new boyfriend compete for a fifth green jacket on Sunday?
In fact, Vonn may just be the lucky charm Tiger needs to snap his Masters skid.
The sports world best watch out if Woods claims his fifth Masters title this week, while being accompanied by the Olympic beauty. Woods and Vonn would easily become the biggest power couple in sports, if Tiger's sitting in Butler Cabin on Sunday evening.


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Home Equity Line of Credit (HELOC)
The amount of your Home Equity Line of Credit (HELOC) is based on the value of your home. A MVFCU HELOC has the following criteria:
Owner occupied single family or duplex residential properties are eligible for the Home Equity Line program.
Your home must be 100 percent complete in order to qualify for a Home Equity Line of Credit.
Home Equity Lines are available for as little as $10,000.00 or up to $500,000.00 of the qualifying equity in your primary residence. The maximum loan amount available for a first lien position is $500,000.00 not to exceed 70 percent of the value and up to $300,000.00 for a second lien position, not to exceed 70 percent of the value.
This loan program has a variable interest rate which can be adjusted monthly. Ask a representative for details.
There is no annual fee and no minimum draw amount; fixed rate* conversions are also available.
Please contact an MVFCU loan officer for more information.
How to Estimate the Loan Amount you can Borrow
First – Determine the Value of your Home
For a rough estimate you may use the borough/municipality's assessed value for your home. A fee appraisal may be necessary.
Next – Determine the Type of HELOC for which you can Apply
If you own your home outright, apply for a first deed of trust HELOC. If you already have a mortgage on your home, apply for a second deed of trust HELOC.
Finally – Calculate the Available Equity you have in the Home
Complete the correct equation based on the HELOC type you qualify for:
First Deed of Trust HELOC:
Value of Home x 70% = Usable Equity
Second Deed of Trust HELOC:
(Value of Home x 70%) - Current Mortgage Balance = Usable Equity
Your result – Usable Equity – this is your estimate of the maximum line of credit you may apply for based upon the criteria above. MVFCU's calculation may differ from your estimate.» top «
Fixed Interest Rate
Once a year and at any time during the year, the Home Equity Line of Credit (HELOC) Loan allows you to convert all or a portion of the outstanding balance to a fixed interest rate (the minimum conversion amount is $10,000.00, with a 15-year repayment term). There is a maximum of two (2) fixed rate conversions at any given time for the HELOC Loan. A first deed of trust fixed rate conversion will be the prevailing "Prime Rate" plus a margin of 0.75 percent at the time the conversion is requested. A second deed of trust fixed rate conversion will be at the prevailing "Prime Rate" plus a margin of 1.25 percent at the time the conversion is requested.
Fixed rate conversions have a minimum interest rate of 5.75 percent for a first deed of trust and 6.25 percent for a second deed of trust; with a maximum interest rate of 15 percent. Fixed rate conversions must be requested in writing at the time of conversion in person or by mail. HELOC fixed rate option forms will be provided to you upon request for a fee of $50.00. » top «
- All rates and terms are subject to change without notice.
- Property must be located in the State of Alaska or Hawaii.
- The primary borrower must be an MVFCU member or able to become an MVFCU member prior to closing of the loan.
- The property must be either a primary residence or a second home.


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Ginger Martin possesses a track record shared by very few real estate professionals globally. Recruited by Sotheby's International Realty in 1997 as a founding associate of its now 100 agent strong San Francisco brokerage, she quickly secured her position in the top 1% of the firm's agents worldwide. After a decade of unprecedented success, Ginger brought her polished reputation and discerning client roster to the Napa/Sonoma Wine Country where she and her husband own a winery and home.
After initiating the opening of the wine country brokerage, Ginger immediately established an unparalleled reputation for her representation of the finest primary and vacation homes, luxury estates, vineyards, and land. Ginger appreciates maintaining strong ties with her colleagues and clients in San Francisco, the Silicon Valley, and internationally, while her success as a preeminent Napa and Sonoma Valley Realtor continues to flourish.
Sotheby's International Realty named Ginger as "Top 25 Agents" from 2010- 2016 while NRT ranks her in the top 1% of over 42,000 esteemed sales associates from 2010-2016. The Wall Street Journal has named Ginger as one of the "Top 200 Agents" in the United States from 2010-2016. This recognition is alongside highly respected agents from Manhattan, Miami, Los Angeles, and San Francisco. The Luxury Marketing Council named Ginger as one of the "Top 50 Agents" in the Bay Area for 2016.
At $35 million, Ginger and her team closed the highest valued residential real estate sale in the history of Sonoma County followed by sales of the highest valued Napa Valley residential properties from 2011-2016. Ginger is steadfast in continuing her achievements as a consistent top producer in the luxury wine country market.
Ginger's distinguished clients greatly benefit from her extensive experience with a personal real estate portfolio that includes land and residential purchase, development, construction, management, and sales. Combined with two decades as CEO of her own sales and marketing firm, Ginger's business savvy and high-level of knowledge regarding the luxury real estate market is difficult to compete with.
In addition to her commitment to her clientele, Ginger is devoted to her community, humanitarian projects, and the arts. She regularly donates a percentage of her sales to a wide range of non-profit organizations including the "Sonoma Mentoring Alliance", Sonoma Museum of Modern Art, Napa's "Festival Napa Valley", and Sonoma State University's Green Music Center and "Weill Hall". Globally, she is a significant contributor to the International Rescue Committee (IRC) and Anti-Defamation League (ADL).
o: (415) 516-3939f: (707) 935-2264
25 East Napa StreetSonoma, CA 95476Office: (415) 516-3939Fax: (707) 935-2264DRE#: 899496
View office profile


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CNET News Video
Apps can help you eat locally and sustainablyEating locally and sustainably not only helps the environment, but promotes healthy habits too. Yet, how does one begin to find the best options closest to home? CNET's Kara Tsuboi explores two smartphone apps that will assist you in making wiser choices...
Locovore is a great app for both iOS and Android phones. Once you install the free download, let the phone use your current location to give you the best guidelines for your region. For example, here in San Francisco I now know that (Rudibega's?) only have a month left to being in season, grape fruit has 3 1/2 months and strawberries are only a few weeks away. The apps other features include is I8 logo button for sharing your food finds with your social networks. Also, it has to help you find farmers markets near your home address and coming soon, recipes that use seasonal produce. Also free and available for both types of phones is Monterrey Bay aquarium's seafood watch app. It sorts the fruit of the sea and sushi into 3 categories. Best choice, good alternatives and those to avoid, usually do the over fishing or the way the fish is caught. For those in the avoid list, more ocean friendly alternatives are provided. This app also lets you find local markets that sell sustainable fish and provides many educational tools to learn more. In San Francisco, I'm Kara (Suvoi?), sina.com for CBS News


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Source: The Hartford Courant
Posted on 09 Jun 2010
Connecticut is applying for a $1 million grant to "study health care premiums and protect consumers from unreasonable, unfair and unjustified rate increases," according to a press release from Governor M. Jodi Rell's office. Each state is eligible for $1 million offered through the U.S. Department of Health and Human Services.
The notion of a rate being reasonable or unreasonable strikes to the heart of a national debate about how health insurance should be priced. The same debate played out in Connecticut, pitting insurers against advocates who say the cost of health insurance is out of control.
Earlier this year, Connecticut Healthcare Advocate Kevin Lembo and Attorney General Richard Blumenthal introduced legislation, though it did not pass, that would have required health-insurance rate increases to be "reasonable" rather than "not excessive," as current statutes require.
Insurers and state Insurance Commissioner Thomas Sullivan, who approves rates for health plans, say that premiums reflect rising medical costs, such as doctor visits, hospital expenses, pharmaceuticals, medical machines and an overuse of medical services by patients or doctors or both.
So, how would the state go about studying rates? It would require access to proprietary information -- history of claims, actuarial assumptions -- that insurers give to the Connecticut Insurance Department.
It's too early to tell who would study the rate-review process, but the Obama administration has said it will have a say in the matter.
© Copyright 1999-2013 ProgramBusiness.com


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During an appearance on ABC's Good Morning America, the Oscar-winning actor let loose a profane gaffe when asked to speak in an accent from one of his characters in the forthcoming Cloud Atlas.
"Most of it is swear words," he had explained prior to the incident. Then the actor went into the accent, saying, "I want people to buy me a f***ing …" and stopped himself immediately, covering his mouth with his hands.
Anchor Elizabeth Vargas was also shocked, covering her mouth and apologizing to the audience, "We are so sorry … at Good Morning America."
Despite immediate apologies from Hanks and Vargas, the Parents Television Council (PTC) is calling the morning show out for allowing the swear to go through on the broadcast unedited.
"Man oh man. I'm sorry. I slipped into a brand of acting," Hanks, 56, apologized. "I have never done that before. I want to apologize to the kids in America that are watching this right now, and let me say next time on the show there will be a seven-second delay."
Hanks, 56, went on to joke that he should never be given a hand held mike. "I blame the staff," he laughed. "I blame the staff."
PTC Director of Public Policy Dan Isett wasted no time in expressing his displeasure with Good Morning America. "Once again, a morning news show has allowed the harshest profanity to be broadcast into every living room and breakfast table in the country," he said in a statement.
"This is just another in a long, sad string of similar instances where all of the major network morning shows have permitted this inappropriate and offensive content," the statement continued. "These cannot and must not be dismissed as 'mistakes,' and it's time for the networks to step up, take responsibility for what they broadcast, and ensure that this never happens again."
Cloud Atlas is out in theaters on Friday, Oct. 26.
Watch the uncensored, NSFW video of Hanks' gaffe, above. Do the actor and the newscast deserve censure for the brief profanity? Tell us in the comments, below.
No changes are to be made to this player


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Technology provider that enables advertisers to buy ad inventory from multiple ad exchanges utilizing multiple data suppliers and auction-based bidding.
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Get a Free Vacation When Buying a Luxury Car
Imagine picking up your new European luxury car at the factory where it was made, then driving away on an extended vacation � all at the expense of the car maker.
Several major automakers have European vehicle delivery programs that allow you to pick up and drive your new car in the country of its birth for no more than if paying for the car here at home.
The European vehicle delivery programs offered by Audi, BMW, Mercedes-Benz and Volvo offer a discounted vehicle price combined with free or highly discounted travel fares.
A typical program flies you and a guest to Europe, where you'll stay for one night at a five-star hotel. The next day, you'll take delivery of your car and receive a VIP tour at the factory. Take the car out for an extended spin, then drop it off back at the factory or at a dealer. From there, your vehicle will be shipped to the U.S., arriving several weeks later.
Or you can opt for lengthier European vacations offered by automakers for an extra (though steeply discounted) cost, choosing from a variety of planned scenic and historical road trips, or customizing your own.
Once your adventure comes to a close, leave your car at one of many locations in the host country (or across Europe, depending on the program) and fly back home, courtesy of the automaker.
This is an awesome program that you should seriously consider taking advantage of if you were already planning on vacationing in Europe.
Here are the links to each manufacturer's European Delivery programs:
My Recommendation for Car ShoppersTrueCar, Edmunds, and 1-800 Car Show are the quickest way to see the lowest car prices in your area. These sites show you no-haggle prices from dealers closest to you - and the deals are usually really good. This should be the first step you take when negotiating your car price. Follow this up with my checklist to make sure you squeeze out every last bit of savings.
California Residents - Important:There is a new online car buying service called Roadster, available only to California residents, which I highly recommend you try - especially if you hate the stress of haggling with a car salesman. They provide an expert concierge who negotiates the price of the car and delivers it to your home with zero hassle - you never have to interact with a dealership. Here is my in-depth review of Roadster and why I recommend it.
- Gregg Fidan
- Best Rebates, Incentives, and Lease Deals
- Latest Car Buying Scams and Tricks
- The Best & Worst Time to Buy a Car
- Which Cars You Should Avoid
About: Gregg Fidan
Gregg Fidan + is the founder of RealCarTips. After being ripped off on his first car purchase, he devoted several years to figuring out the best ways to avoid scams and negotiate the best car deals. He has written hundreds of articles on the subject of car buying and taught thousands of car shoppers how to get the best deals.
Latest Weekly Car Buying Tips RSS Feed


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|17 Jan 2013
How do I enable BAT files to run as NON-Admins?
Hi everyone,
Here is my setup. Win 7 64bit, completely patched with DISA Security lockdowns in place. I have an admin account 'TEST' listed in both the administrators and users groups. The cmd.exe file has both groups as full control to the file, and ownership as the administrators group.
I have a bat file that resides on the C:\. The C:\ has administrators as full control access. The BAT file itself has the same permissions and settings as the cmd.exe file.
I have gone into secpol and ensured that administrators and users are listed in the 'Logon as Batch Job' setting and nothing shown for the Deny Logon as Batch Job' setting.
So here is the problem... when the computer starts up, this BAT file is to run to map some network drives for me. When I login locally to the machine as the TEST account, the BAT file says 'Access is Denied'. Once I am in, if I right-click and choose 'Run As Administrator' and retype my credentials, then it maps the drives. So I created a standard user account 'STUser' and logged in locally and of course the BAT file does not run, I need to 'Run As Admin' and use the TEST credentials.
I need this BAT file to run at startup for all users without elevation being required. Is there a Security Setting somewhere on this machine or reg entry I need to modify to enable this? I would just handle the DISA lockdown however I am not the one who applies it. I am just the one who has to figure out how to make this work and what settings I need to modify to do so. I know that some Firewall entries were made in the registry at HKEY_LOCAL_MACHINE\Software\Policies\Microsoft\WindowsFirewall but I dont want to play around in something I am unsure of. I also cannot check if the Firewall is on because Windows Firewall under Control Panel is blank.
Any guidance would be great good sirs!
|My System Specs
|17 Jan 2013
Windows 7 Ultimate x64
You could run the batch file though the runas command.
Elevated Program Shortcut - Create for Standard User
runas /noprofile /user:computername\username "batch file location"
If you actually need to enter in the credentials you can use the /savecred. Then you will just have to enter then in once.
|My System Specs
|17 Jan 2013
Win7 Ultimate X64
If you want drives mapped for all users why dont you map network drives the conventional way with reconnect at logon selected then they are always there ?
Map Network Drive
|My System Specs
|22 Jan 2013
Parman: Unfortuantely so security purposes I cannot use the runas option with elevated permission and saved creds.
Pauly: This is not my setup; this is the configuration I have to use and deal with. I am just tasked with making it work.
I have gone in an disabled the UAC as a test and I can get the admin account to run the script at startup without issue however my STUser account still gives me an access denied. I am leaning towards a file/folder permissions issue but cannot isolate it as of yet.
Any other ideas I am open and welcome to trying.
|My System Specs
|Thread Tools
|Similar help and support threads
Offline Files - Enable or Disable the Use Of
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Is there a way to enable thumnails on JUST image files
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how can i enable recyling bin for the files store in a USB drive?
Hi, just encountered this problem recently. When ever i tried to press delete to delete a file, normally it would ask you whether or not you want it to go to the bin, right?? but when ever the file was at an USB drive, it just asked me if I wanted to permanently delete the files!! the bin been by...
|Hardware & Devices
Re-enable the warning when opening EXE files
I removed it by mistake. I want to re-enable this: http://www.its.hku.hk/sites/default/files/services/tl/lc/uprint-win7-6.jpg
|Installation & Setup
Account Operators, Domain Admins, Enterprise Admins
For some reason in Windows 7, my BitDefender anti virus software shuts down periodically and I have to restart it by going to services.msc in the search prompt and force restart of the program. Today I clicked on properties and it displayed some actions I could take after the program shuts down...
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October 19, 2016 08:30 ET
TORONTO, ONTARIO--(Marketwired - Oct. 19, 2016) - Star Yield Managers Trust (TSX:XYM.UN) announced today a cash distribution for the month of November. Unitholders of record at the close of business on October 31, 2016 will receive a cash distribution of $0.05 per unit, payable on or about November 14, 2016.
Further information about Star Yield Managers Trust can be found at www.bmocm.com/investorsolutions under "Closed-End Funds".
BMO Capital Markets1.866.864.7760
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Viewpoint: Why is he your favourite player?
I am not the sort of fan that can be easily swayed by a player. It takes a player a decent amount of time to be regarded as my favourite player. To me, they have to earn that accolade from United fans.
The players that I take a liking to don't necessarily have to be incredibly gifted with skill and talent (although that helps). They don't have to be the sort of player that scores 20-30 goals a month, or the sort of keeper that concedes one goal in a decade.
Instead I look more at their personality and the way the conduct themselves on and off the pitch, and I think that that's the best thing to have in a player. Everyone would like to have Ronaldinho and Totti on their side, but if they moan when it goes wrong and fail to turn up to training sessions, that's no good. It ruins the team morale and even the club's image.
So for me, the players I have looked up to down the years are the likes of Ryan Giggs, Roy Keane, Gary Neville, Steve Bruce, Solskjear and of course, Denis Irwin. These are just to name a few.
All these players are first of all, very good players. But so are Ruud Van Nistelrooy, David Beckham, Jaap Stam and many more and even though I like these players a lot, they don't stand out that much to be my favourite players.
My favourite players have great determination and work rate (Denis Irwin). They have brilliant loyalty and are always willing to sign a new deal (Ryan Giggs).These players also seem to have a great bonding with the fans, (Bruce) and earn honours like being called the King of the Stretford End (Cantona). nother reason why I like them so much is the way they only speak to the press about football matters. The media hardly publish anything about them except from what they do on the pitch. And also by the way they conduct themselves, they always put the club before themselves (Solskjear).
n Tuesday night, while walking down the stairs of the East Stand and down Warwick Road, I wasn't speaking to my fellow reds. Instead I was in complete silence as I realised that I was at that stage were I was to decide whether a new name should be added to my list of favourite players.
The candidate: Cristiano Ronaldo. I tried shaking myself up after noticing Ronaldo's addition would break almost every rule in my favourite player list. Despite having more tricks than Krusty the Clown, and having the pace of Gordon Brown chasing after a rich business man, Ronaldo isn't the sort of person I would normally idolise.
During his early years at M16 ORA, Ronaldo would rival salmons for diving. It was easy to notice his immense potential and talent, but the diving bite a huge chunk out of his popularity image (even with some United fans).
Although Ronaldo has done a great job in cutting it out of his game, he's still baring that scar that City fans and BBC pundits like to stab at.
Cristiano Ronaldo is a fairly good looking bloke. This means that if you type in his name on Google images, 85% of the pictures that come up are of him half naked on a beach somewhere in Barbados. This isn't a bad thing, and come to it, isn't really his wrong doing.However this celebrity status means that the press dive unto the chance to make up ridiculous stories that ruin the players popularity and image. Recently he and Anderson were accused of having cuddly time with another woman.The woman then raced to The Sun and bellowed aloud the story. She obviously did this in the hope of earning a bit of money.
But being so good looking has obvious rewards. The girlfriends Ronaldo gets makes every male in sight dribble.
But although these reasons break my favourite player rules, the fact that I am still considering him makes him something special.He might not seem that type, but for quite a while now, Ronaldo has been playing with great work rate and determination. His pace helps him, but Ronaldo still has to work to make those runs. Look at the goal against Bolton at home last season. Ronaldo picked up the ball and sprinted the length of the pitch to lay it off to Rooney who finished well.
Whenever any other player gets the ball, they are guaranteed the fact that on either wing, Ronaldo will be making a defence splitting run.
As I said earlier on, being so good already gives you a 50% head start to becoming a fans' favourite. Ronaldo is certainly good, and is a joy to watch.Ronaldo is still hated by the rest of the country, and he is the sort of player that if he didn't play for United, I would hate him with my soul. He's a good looking and gifted lad. A combination that almost invites hatred.
Despite this, Ronaldo at his tender age is very thick skinned. He still puts in world class performances that highlights how little he cares about the tedious boos from opposing fans. He seems to just dust himself down and let his quality do all the talking.
A special player is someone who comes up in vital times of games and a moment of brilliance changes the whole turnout of the game. Ronaldo certainly ticks this box as we found out last season.
And after watching that free kick against Lisbon of Tuesday, it was confirmed in myself that even at this fairly early stage, Ronaldo is a potential legend.
By Henry Kibirige


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Online Deposit
If your operation includes side business such as seed and chemical sales, welding, haying, trucking, Agri-tourism or the like, improve your cash flow and efficiencies by making deposits online! Dacotah Bank's Online Deposit service enables you to capture customer check images and submit deposits electronically without the long haul to town. To learn more, contact your nearest Dacotah Agricultural Banker or call (800) 881-5611 Extension 5395.
- Get faster access to the money customers pay to you
- Reduce trips to town so you can keep working
- Research checks and deposits easily and quickly
- Reduce the risk of lost deposit
- Reduce the risk of fraud


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This week has been an adventure to say the least :)
Last P-day we went out and explored this giant rock in the ocean. We walked out on a bridge to get to it and walked around on it and sweden is so pretty at night. We were able to look out at the city and see the lights reflecting off the ocean and it was so beautiful!
We had snow this week!
For study I've been reading from Our Search for Happiness by Russel M. Ballard and it's like my new favorite book. Go read it. Give it to your member friends. Give it to your non-member friends. It's simply the greatest. It's written so clearly and has helped me better understand the gospel and our church. I finished it this week and started reading Jesus the Christ by James E. Talmage (i think) and holy cow that is some thick reading. I have to take a mental breather every 3 sentences but it's really good :)
Sofia, the african girl that chased us down in centrum last week insisted we meet with her. We looked her up in the area book and she's been taught before, so we swung by to go teach her but she wasn't home. We decided to walk back instead of taking the bus (like, we never walk so this was some sort of secret spiritual prompting) and we ran into her on the way back home! We were able to set up another appointment to meet with her and it was awesome. Like, thank you Heavenly Father for the direction we sometimes don't realize we're recieving.
We had pingis again tuesday night and Hasam (the iranian guy from last week) brought a friend! He's like bros with Pres. J now and he's cool. So we were playing pingis and I was working up a sweat (swedes love intense pingis tournaments. its nuts) and suddenly in walks Babu, one of our investigators that had a baptismal date when we got here but then fell off the face of the earth. We had never met with him before so we ran up and introduced ourselves. We sat down and started talking to him about stuff and he's decided he will be baptized in India when he returns home. He's like done his homework and knows the closest temple to him, knows about wards and stakes in his area, I'm not even worried. So we talked with him and got to know him and I'm so happy we were able to meet him before he left back to India!
On Wednesday we went clear out to Bergkvara to go visit one of our new converts Mim-Ariel. She made us lunch and it was really swedish. Fish, bread, gravy, potatoes, tea. She's the sweetest person in the world and we talked about church and favorite scriptures and mini miracles we're been able to see in our lives. She has a cat and I'm secretly the mission cat lady and we talked about cats for like 20 minutes. I love Mim-Ariel. We're soul sisters or something.
Then we swung by one of the member's houses, Madeline, and she fed us lunch too (two lunches. I was full to bursting.) I had a hard time understanding her because her Blekingska was so strong but she's really cute and uses her hands to talk :)
We went back to Karlskrona and then walked to Sofia for our appointment and contacted along the way. We contacted this dude that looked just like Will Smith and the whole time I was thinking, "Holy cow, I'm telling the fresh prince of Bel-Air about the gospel in swedish." and it turns out he already knows about the church! He had met with elders in another city and now he lives here! We got his number and we're gonna try to start meeting with him! Sofia blåsted us (wasn't home) when we went by so we have yet another appointment with her this friday. It's fine though, walking to and from her apartment has been the coolest thing ever. We call the path the sacred sidewalk because we meet all these solid people on it. Like Will Smith.
On Thursday we had district meeting and it was awesome. I LOVE meeting with other missionaries. When you go the whole week just you and your companion and a whole city of people that know nothing about the gospel it's super comforting to know that there are a bunch of other people out there doing the same thing you are. After district meeting we went to (you guessed it) an asian buffet. What is it with elders and asian buffets?
We had planned to have 4 lessons on Thursday and we were only scheduled with one. We were determined to achive the 4 lessons. So we went through the area book and found this guy and called him and he seemed interested enough so we asked if he could meet with us. That day. In 15 minutes. And he was like, "yeah! I'll totally do that!" So we met with him and talked about why our church was different from other churches and gave him a bit of a watered down restoration lesson and his first language is Turkish so we told him we'd get him a Book of Mormon in Turkish and it was super awesome. We walk back to the apartment basically floating on air. AND THEN we got a text from him that says "thanks so much, you guys were nice!" and we're like "no problem! we'll be sure to get you that book the next time we meet!" and he says "do you guys wanna go get a drink sometime?" and it was like all my happiness died. COULDN'T SOMEONE BE INTERESTED IN THE GOSPEL FOR ONCE? It's so rough having such positive contacts and then having literally 80% of them text us and ask us out or ask us to marry them and I'm sick of it. Elders don't really have this problem. But we pressed forward because we still had 3 more lessons to teach before we reached our goal of 4. We walked down the sacred sidewalk and on the way gave out 2 Books of Mormon and taught 4 more lessons. And then we went to our appointment and taught that lesson. SIX LESSONS IN ALL. Setting goals works.
On Friday we woke up really tired. Syster Allred was nauseous and I was exhausted. We taught one of our new converts, Irene. She's from El Salvador and she's beyond strong in the faith. They fed us typical swedish breakfast (smörgåsar. I'm in love. I'll be eating them everyday when I get back) and we talked about Uchtdorf's talk "Lord, Is it I?" and it was awesome. Friday was supposed to be Paulina's baptismal date but she wasn't able to be baptized because she wasn't at church. So we stopped by and asked about her general feelings on things and decided that we'd keep meeting with her and prepare her for baptism in March.
Poor Syster Allred was really not good on Friday. We went home after open church and I made her some soup. We tried to go out contacting but everybody was so rude and no one would stop for even 2 minutes. The worst was this one girl who was like, "what do you people want?!" and rolled her eyes when she saw our name tags and said, "Pfft. I know what I know." and walked away. I wanted to throw her in the ocean. Here we were, out on the street in the middle of swedish winter, thousands of miles from our homes, Syster Allred sick to her stomach, trying to talk to people in their own language, and all we want to do is help people. Friday night was hard. And then both of us got this sudden prompting that we needed to be in. So we basically ran back to the apartment. We still don't know what that was about. But at least we were inside.
On Saturday we taught Ereleng. He's awesome. Our lesson on the plan of salvation went super well and he had questions like, "wait, after everyone's been ressurected how are we all going to fit on the earth?" and "what do people in your church do if someone doesn't come one day?" and it was super awesome. He's got great questions that I love answering and he is super open to commitments. I really enjoy teaching Ereleng. I think he's golden.
Then we taught Tobias, the guy we had the member present lesson with last week at pingis. We tried talking about church but he kept asking weird questions like "are there more sharks in Hawaii than California?" and "have you ever seen Las Vegas?" and everytime we tried to say something to him he's pick apart our swedish. So the spirit wasn't there. I didn't understand his norweigan accent. He kept correcting us even when we said things right. We invited him to church but he said he didn't believe that one church can have the whole truth so he needs to research all these other churches in order to figure it out. In my mind I'm like, "Oh my goodness, stop complicating things and just pray about it." I think if we ever meet with him again I'm just going to speak english because he understands it perfectly.
We went to Birgitta's house (the less active sister that knows about lehi and highland) and I brought my picture book :) we had a great time talking about the mountains and places around town. She looked at the picture of mom and dad and was like, "they're so cute! your parents look so young!" and we talked about family and temples and left her with a prayer. I LOVE HER.
On Sunday we had church. None of our investigators showed up. It's sad. We'll just keep inviting them. We met with this african man named Nebie. He's a super devout Christian and loves everything about Jesus. We gave him a lesson on the restoration and gave him a Book of Mormon. As I was saying the closing prayer he was like, "yes, thank you Jeses, amen Jesus, hallelujah, amen" the whole time and it totally made my day. He met with the sisters here before because he found one of their name tags on the ground and returned it. He said he just wouldn't feel right if he had held on to it. He's one of my new favorites.
random stories:
- in branch council this week they asked me a question and I hadn't understood a single thing they'd been saying. So I just kind of blinked at them and said, "...uhhhh... jag förstod ingenting." and they laughed and looked back at me like, "well, answer the question." and it was super embarassing.
- we were in Ronneby and this guy is so drunk he can't even walk straight and he comes up to us and says "Ni ser ut tomte." and I've been laughing about it all weekend. He said we looked like tomte. A tomte is a little swedish troll dwarf thing. I can't even handle how funny that encounter was.
- We contacted this adorable old swedish lady. She's a professor of religion and says she thinks we represent our church in the greatest way and invited us over.
- We contacted this swedish kid that was maybe 18 on the same day Tobias dissected our svenska and he came up to us about 5 minutes after we contacted him and told us we had very good swedish. I'm so thankful for those people.
- we found the cutest park near our apartment in Karlskrona.
- Sometimes we sprint after buses and bus drivers laugh at us
- Syster Allred accidenally lit one of our dish towels on fire yesterday hahaha
As always I love being a missionary. Sister Allred and I have been sick this weekend but we can see the blessings of strength throughout the day. We know that we have family and friends praying for us and feel uplifted when we work. We have been so blessed to be in this area serving with the people that we serve with. I love this branch. There are few members here but they are spiritual giants. I learn and grown so much from them and their examples. I love helping people and talking to people and sometimes I remember "Oh my goodness I'm living in sweden, speaking swedish, telling people about the greatest news to ever hit the earth" and I feel like it's not even real sometimes. I love being a missionary. I LOVE IT. I'm so grateful I have these next 16 months to continue serving!
Have an amazing week!
Love, Syster Janessa Brink
sometimes I make houses of cards
standing on the peir with this fish woman statue. Red eye like crazy.
snow in Karlskrona! standing on the sacred sidewalk!
burnt dish towel.
this is how we're going to get all our potential investigators to stop asking us out
on the bus, super tired


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This western TV series follows the residents of a small town called Curtis Wells.
You can see Joel in the episode "The Alliance", playing the son of a local businessman.
Cast: Scott Bairstow as Newt Call, Eric McCormack as Clay Mosby, Kelly Rowan as Mattie Shaw, Joel Wyner as Deek Logan
Written by Elizabeth Keyishian and Larry McMurtry, directed by Bruce McDonald
© 2000-2016 The Ultimate Joel Wyman Fan Site – Contact


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A fire crew was called to a road traffic collision in the middle of the night.
The firefighters from Matlock attended the A6 in Darley Dale at 00.11am.
They gave first aid to one casualty while waiting for the ambulance service to arrive.
The crew made the vehicle safe and left the scene at 00.47am.


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WEST BRIGHTON Contractors Ulysses J. Kelly and Jason Falconer of U.L.A. Construction scoped out the space at 382 Forest Ave., former home to Black Dog Grill. The 13-year old neighborhood watering hole served last call on Friday night.
The new incarnation of the address will be The Liberty Tavern, according to Kelly, this time with a patriotic theme.
"The country needs a little love," said Kelly. He and Falconer are both Army vets.
Improvements in the location are to include ten to 16 draft lines set to flow on a pipe-like tap system. This industrial-looking bar feature will take the place of a brass version, one of the fixtures at the old Black Dog.
Also, at the bar, patrons will find artwork by Staten Island artist Scott Lobaido, known for his flag motifs, plus three large flatscreen TVs.
Bathrooms, too, will see a freshening up.
A stage is planned for the secondary dining room, a raised space to be set with tables and chairs when entertainment isn't set up. And, the exterior will sport new awnings and a roll-down gate over the windows looking into the bar proper.
Black Dog Grill announced on Aug. 3 via Instagram and social media that it would close on Aug. 23. According to Kelly, Dave Shea is still an owner and new partners are on board.
"Today we announce the final days of The Black Dog Bar and Grill," the business posted on Instagram that Sunday in early August.
"The time has come...We would like to thank everyone who has ever stepped food into our establishment," the note read. "Because of you we were allowed to stay in business for 13 years.
As of the weekend, the former guard of the Black Dog chalked an epitaph of sorts on the black board outside. It read: "It has been an honor to serve you last call. Thanks. Black Dog 11/2001 to 8/2014."
Other restaurants that have closed to open with new programs include Joe's of Avenue U in Great Kills now an upscale spot where guests can pick their own cuts of beef. It is called Villa Paradiso and located at 145 Greaves Lane, 718-227-2405. The refurbished restaurant is open daily for lunch and dinner, except for Mondays.
Also, Nove Italian Bistro in Eltingville will reopen in September as Campania after renovations that include installation of a coal-fired oven. It follows a successful, casual format the owners have tried in Bay Ridge.


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Playing Devil's Advocate in the Disruptive Orchestra of Change!
Very early edition of Media Network when Dennis Powell reported on monitoring the US invasion of Grenada in November 1983. We did everything on very ropey old phone lines which must have sounded horrendeous on shortwave. But we got the news out.
Check out this episode!


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|Shipping Weight
PRECISION 3 WAY TILTING MACHINE VISE Jaw width - 3 inch ( 75 mm ). Jaw opening - 3 inch ( 75 mm ) Jaw depth - 1.5/16" ( 33 mm ) Weight - 11.5 kg This vise is manufactured from close grain, high tensile, seasoned cast iron. The two tilting adjustments are achieved via angular slides that can be set to any desired angle from 0 - 45 degrees on either side and 90 degree vertical indexing. The swivel base allows the vise to be set at any position within the 360 degree rotation of the axis. The jaws are fully hardened and precision ground to a parallelism of 0.0012" ( 30 microns ). Jaw hardness is 55 HRC, plus or minus 3 HRC.
Be The First To Review This Product!
Help other Minitech Engineering & Model Supplies users shop smarter by writing reviews for products you have purchased.


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STATE – The Port Authority of New York and New Jersey is raising tolls on Hudson River crossings on Sunday.
E-ZPass users will now pay $10.25 (up from $9.50) during peak hours and $8.25 (up from $7.50) during non-peak hours. The cash toll will increase from $12 to $13.
The George Washington, Goethals and Bayonne bridges, the Lincoln and Holland tunnels and the Outerbridge Crossing are all subject to the toll increases.
The first round of Port Authority toll hikes took effect in September 2011. New increases are planned every December through 2015.
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In order to maintain year round egg production both light and nutrition must be properly managed. It is important that the number of hours of light do not decrease; this will put the hens out of egg production. The hens need to be feed a well balanced diet with sufficient calcium to provide a strong shell that will not break.
Principles of feeding small flocks of chickens at home (Utah State University)
Nutrition for the backyard flock (West Virginia State University)
How to feed your laying and breeding hens (Pacific North West extension)


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The Department of Community and Extension Programs consists of the Adult Learning Center, On-Campus Continuing Education and Extension Programs/Non-credit Enrollment Services, and the Department of Continuing Education at the West Essex Campus. This department provides both credit and non-credit education services to Essex County residents ranging from the age of 5 to 80 years. In addition, internal services such as Non-Credit Registration System, management of classrooms and laboratory assignments, generation of Non-Credit Brochure and preparation and transmission of reports to the New Jersey Council of Higher Education are handled by this department.
You may also be interested in:
- Adult Learning Center
- Continuing Education & Community Services – West Essex Campus
- Extension Programs
- Noncredit Enrollment Services
- On-Campus Continuing Education
- Fall 2018 Continuing Education Brochure
Contact Information
Community and Extension Programs
A. Zachary Yamba Building;
303 University Ave.
Newark, NJ 07102
Phone: (973) 877-1904


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Microsoft's new entertainment strategy: Use Xbox to save Zune
Microsoft's entertainment strategy has always resembled a lopsided table. Supporting one end is the Xbox 360, a successful (if not quite a phenomenon like the Wii) video game system that has sold about 30 million units worldwide and firmly established itself as an industry force since the brand launched in 2001. Propping up the other, shorter, side is Microsoft's portable music and video player, the Zune. It launched in late 2006 and has sold just 3 million units (in the U.S. and Canada only; Zune is not yet available in other countries). That is equal to about 27% of the iPods Apple sold last quarter alone. In fact, Apple sold 3.79 million iPhones last quarter, and those things come with a pricey service contract. Zune is, to put it bluntly, a flop.
But Microsoft doesn't give up on struggling products easily (try logging on to MSN; it's still there). Before the Zune launched in 2006, president of entertainment and devices Robbie Bach said it represented a "three-, four-, five-year investment horizon," and apparently he meant it. This fall, Microsoft is giving it another go with the third iteration of the gadget, Zune HD (pictured), which essentially matches the iPod Touch feature-for-feature and adds a high-definition radio receiver.
Playing catch-up with Apple isn't going to cut it, and Microsoft surely knows it. Which is why the really interesting play is its decision to integrate the Zune digital media store (its version of iTunes) onto the Xbox 360. The 17 million-plus owners of the console who log on to its Xbox Live Internet service will get access to all of Zune's music and video content via a prominent logo on the main menu.
Microsoft didn't explain exactly how this will work — it's saving the details for the E3 conference next week — but the implications are obvious: Download music or TV shows and play them on an Xbox 360 or a Zune. Regardless of which device you use, there's one brand for downloading content on any entertainment device from the tech giant, and that is Zune. (The exception may be movie downloads, which might very well remain restricted to the Xbox for now due to rights issues.)
No doubt Microsoft will position this as a better value for consumers' digital media dollar. But strategically speaking, it's classic piggybacking: Put the struggling brand front and center on the successful one. If 17 million Xbox Live users notice the Zune logo every time they log on, a fraction of them start downloading videos and music, and a fraction of those people are convinced to buy a Zune so they can take the content with them on the go, Microsoft's entertainment table might become a little more balanced.
— Ben Fritz
Picture: Zune HD. Credit: Microsoft.


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Richard J. Ellings is President of The National Bureau of Asian Research (NBR) and Affiliate Professor of International Studies at the Henry M. Jackson School of International Studies, University of Washington. NBR is a nonprofit, nonpartisan institution whose mission is to inform and strengthen policy in the Asia-Pacific. Co-founder of NBR, he has served as the institution's Executive Director and sits on the Board of Directors.
Prior to serving with NBR, Dr. Ellings was Assistant Director and on the faculty of the Jackson School 1986 to 1989. In this capacity he was a member of the school's Executive Committee and responsible for a wide range of administrative functions. He taught courses dealing with Asia, American foreign policy, and international relations (including foreign economic policy and international political economy), and was director of the George E. Taylor Foreign Affairs Institute.
Early in his career, he served as Legislative Assistant in the United States Senate, Office of Senator Slade Gorton. He was the senator's senior advisor for, and responsible for legislation on, foreign and defense policy issues.
Dr. Ellings publishes articles and chapters regularly. His books include Embargoes and World Power: Lessons from American Foreign Policy (1985); Private Property and National Security (1991, co-author); (co-editor with Aaron Friedberg) Strategic Asia 2003–04: Fragility and Crisis (2003), Strategic Asia 2002–03: Asian Aftershocks (2002), and Strategic Asia 2001–02: Power and Purpose (2001); (co-author and editor with Nicholas Eberstadt) Korea's Future and the Great Powers (2001), and (co-editor with Sheldon Simon) Southeast Asian Security in the New Millennium (1996). He is the co-founder and co-chairman of the editorial board, Asia Policy, 2006–present, he established the Strategic Asia Program, has served as consultant to the Office of
the Secretary of Defense, Department of State, Department of Energy, and other U.S.
government offices and agencies, and has testified before Congress on U.S.-Asia policy.
Dr. Ellings serves as the Executive Director for The Commission on the Theft of American
Intellectual Property (IP Commission), as well as the editor of the IP Commission Report (2013) and the IP Commission Report Update (2017).
He received the University of Washington's Distinguished Teaching Award and was a nominee for the same award at California Polytechnic State University, San Luis Obispo, where he taught in 1980 and 1981.
Dr. Ellings earned his BA in Political Science from the University of California–Berkeley, and his MA and PhD in Political Science from the University of Washington. He studied in China as well and his professional activities continue to take him overseas regularly. He regularly is interviewed in the print and electronic media.
Contact: Seattle Office


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Blue Microphones, Flagg Audio, Gretsch Guitars, Lee Rocker, National Guitar, stainless steel guitar, Tempe Guitar Show, vintage acoustics
Well, last weekend I went to the 4th annual Tempe Guitar Show in, you guessed it, Tempe, Arizona. It was a small show held in the Antique Electronic Supply Company parking lot. (wish I'd known about this company when I was searching for cloth-covered wire for my rebuilt Blues Jr. — instead I ended up ordering a few feet online from a motorcycle shop …)
There was an interesting collection of local, regional and national vendors. I was surprised how many companies were from out-of-town — a Bigsby rep from Minnesota, Republic Guitars from Texas, Flagg Audio from San Francisco and more. Gretsch Guitars sponsored the Twang-O-Rama Concert Stage that featured Stray Cat's bassist Lee Rocker. Bigsby was offering free installation of their guitar vibratos on-the-spot. There was a pleasant cacophony of guitar, amp and microphone demos.
Blue Microphones showed a nice variety – studio, USB and an iPhone stereo mics. Flagg Audio showed a lo-fi telephone mic
As expected, there were lots of guitars on display … some I'd never seen before like the red Fiberglass National MAP guitar below…
Copper and stainless steel hollow body guitars and fiddle. Fiberglass National from 1962, tweed covered tele with leather pickguard
There were luthiers and a luthier school, recording studios plus a bunch of amp builders.
The Guitar Tree brought a boat-load of vintage acoustics including a (Do not Touch!) 100-year-old – Empire – Brazilian rosewood parlor guitar made by The Ditson Company
The Republic rep couldn't resist rockin' a resonator with a blues song
Steel Seat showed a groovy bench in a case … the 'transformer chair' with a power strip
Gretsch! In all the springtime colors. Thank you Gretsch for sponsoring the stage!
and finally, Stray Cat Lee Rocker was there signing autographs … darn, I missed his show!
A "pin-up girl" waiting for an autograph
It was an enjoyable show with a good variety of products to browse … well worth the cost of admission … FREE! A nice excuse to get out and bask in the southwestern spring weather. I'm already looking forward to next year's show … I'd love to see this event continue to grow.
While I'm waiting, I'll go practice … I wonder if I can get some twang on my Eastman archtop…


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First man standing: Max Hastings, complete with camouflage paint and helmet, arrives in Port Stanley during the Falklands crisis in 1982 (PA)
Max Hastings is becoming something of a moral example to British national journalists and popular historians, and as his former employer, I am beaming proudly. It is not for me to minimise either the grace of conversion or the purgative value of confession. But with Max's recent announcement in the Daily Mail of his lapsed and renounced faith in Europe, like Stephen Daedalus's confession, there still need to "ooze out, sluggish and filthy" a few more self-reflections.
It is not true, as Max claims, that he "deplored Brussels' follies as much as anyone". He treated his colleagues at the Daily Telegraph newspapers who were Eurosceptic as "lunatics". He scoffed at concerns about excessive dirigisme, because, he endlessly repeated as if in a trance, "Europe is a good thing", and he was convinced that any British dismissal would make his frequent holidays in Italy more complicated. He conducted a ferocious intramural defence of Maastricht 20 years ago and leader conferences on the subject were re-enactments of the first day of the Somme.
He needed almost daily restraint from undercutting Margaret Thatcher, and was, I believe, the original source for the political insight that John Major tucked his shirt inside his underpants. (By my reckoning, next to Lady Thatcher, who should be universally recognised for her prescience and courage over Europe, John Major now seems, in policy terms, Britain's best peacetime prime minister since Salisbury, and a good war premier too.) After he left us, Max became an unpaid booster of the Labour Party.
Max is a great natural journalist and was a strong leader of the editorial department. All who loved the Daily Telegraph owe him much. But we paid a price for his simplistic views, whim of iron, and ten-second attention span. He came back from five days in South Africa all for effectively throwing the whites out of the country, and from two days in Ulster championing a "troops out" approach. His first book, after he briefly lived in the United States in the Sixties, predicted the complete and imminent self-immolation of that country. He had some pretty arbitrary views on the Middle East too, but these may have been moderated after he married a Jewish wife. These problems arose in smaller matters too; according to Max, Dame Shirley Porter was instantly a thief (no she wasn't). Similarly, a deceased schoolmaster of Max's was an evil sadist. Maybe he was, which might explain a few of Max's foibles, but was it necessary for him to put it in an obituary that brought the grieving and raving widow down on me? I thought not.
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Mrs Toth's first Christmas
WHY: I've always had a hard time perfecting a smoked out look with just shadow – I either end up with lopsided eyes or I look like a cranked out Taylor Momsen, which by the way, thank you Hollywood for finally making her disappear.
But I'm telling you, this dual stick is the Smoky Eye for Dummies; it totally takes the intimidation out of the process. In two steps it goes on super smooth, even and lasts for the majority of the day. Here's how to use it: I used the chubby end of the stick to cover the lid then I flip it around to the pointed side to line the outer lash line (I still use regular eyeliner on the entire lash line for more definition), the eye "V" and crease. Make sure to get your fingers in there to smudge out and blend. (Tip: Work with one eye at a time because the shadow sets quickly.)
Right now I'm using "Flare" but there are 5 color combos to choose from so go buck wild and try a few.
(Note from Lainey: Sasha's Into It articles are NOT paid endorsements. Paid endorsements on LaineyGossip.com are always clearly marked. These are straight up Sasha obsessions)