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I received some very supportive comments in response to my post last week. Thank you! Reading support from people who have been living with foreclosure like me lets me know that other people out there think as I do. While reading the comments, thoughts started swirling in my head – although I do not do financial modeling, I have heard of game theory, and I am wondering if there has been anything studied or written recently applying game theory to individual foreclosed homeowner's decision processes. Sure, this is really, really analytical. But I can't help but wonder if there was some sort of "map" people could look at to see what their best options are, the agony of making a decision could be lessened.
One of my readers brought up the term "hamster wheel", and, certainly, this is an apt term for the situation many foreclosed and about-to-be foreclosed homeowners find themselves in. Trying to make the decision whether to stay or go is very much like running on a circular wheel and going nowhere, despite the illusion that if you just run fast enough, you might get somewhere else.
Even our own attorneys aren't always the best resource for advice either, because their goal is usually to keep homeowners in their homes. Also, many of the lawsuits arising from the market collapse are still being decided. Laws have changed in the interim that have rendered some of the earliest charges entered against mortgage companies obsolete. So, no one knows what the best course of action is. This brings the first spin on the hamster wheel back around to – you as a foreclosed or almost-foreclosed homeowner must decide what is the best course of action for you.
Due to my experience, it is surprising to do a web search with the question "Why do banks prefer to foreclose?" and get back a bunch of articles in which the authors assert that banks prefer to do short sales than to foreclose. My perception may be skewed because my lender wrongfully foreclosed on me, I believe because at the time they foreclosed, my home was worth slightly more than what I owed on it, and they foreclosed without giving any notice.
I asked this question because I hear it from so many people. It is incredibly frustrating, is it not, to read the news, listen to the news, and watch all the "Bank Owned" signs dug into your neighbor's yards, which all create the picture that banks are foreclosing in record numbers. In talking with your friends on the topic, I'm sure you'll find that they know someone, or of someone who tried to modify their loan and weren't able to, so went into foreclosure.
One of my closest friends saw the writing on the wall, and a year before she knew she wouldn't be able to maintain her payments, put her place up for sale. When she couldn't sell it after 6 months on the market and the value had dropped, she put it up for short sale. The bank refused offer after offer for a year. The last offer was the best offer – $26,000 over value, $20,000 less than the amount owed. She wound up walking away, the property went into foreclosure, and the bank wound up selling the property a year later for $90,000 less than the amount owed. When you hear stories like this, you have to wonder why banks are doing business the way they are.
Though the following is an excerpt from an article stating that banks prefer to do short sales, I found this section compelling:
"It matters little to service providers whether the home's value falls or the home goes into foreclosure because the service provider gets paid regardless. Service providers make money a number of ways such as receiving a service fee, default fees, floated interest and/or from investment interests in the loans the provider services." 1
My home was foreclosed on by a service provider. Since the deregulation of the banking industry, many banks have hired service providers to manage their loan portfolios. Often, the company you make your payments to is not the company that holds your loan.
Mortgage service providers are responsible for the day-to-day management of your loan, such as collecting payments and making property tax and home insurance payments from your impound accounts. These servicers have come under fire for how they have handled customers who are in default, and have been urged by Obama's administration to permanently modify thousands of loans to help clients avoid default. It has been argued that, because of the lucrative fees they charge, they have prolonged loan modifications to maximize collecting these fees. They are the middleman between you and the holder of your loan.
So, this also makes me wonder why the owners of the loans are not stepping in and stopping the servicers from costing them money. There is a myriad maze of reasons, and I really don't think that any one reason can be pinpointed as the overriding reason.
One author states that because 85% of the loans have been securitized into one giant pool of money, and the banks own portions of the pool of money, rather than directly owning a loan, it is difficult to tell who really owns the loan. If that's true, then who do the loan servicers pay for the rights to collect the payments on behalf of the banks? In actuality, some of the servicers are actually the lenders, but the investors in the pool of money have first rights to receive the principal and interest payments.2
Another states that banks prefer foreclosures over short sales because it makes them appear more profitable to their shareholders. Due to accounting principles, in a short sale, the banks would have to write off the loss in value of the home, whereas if they sell the home to their Real Estate Owned (REO) pool, they can claim to still retain the full value of the asset.3 Now you also understand why the banks have had record profits over the past few years, despite the dismal economy!
There are so many more reasons, but I'll have to explore those in another post. In the meantime, this paper is an interesting read if you are interested in understanding how the financial morass was created. It's written by a couple of lawyers, but I found it to have simple enough language for those of us not legally-minded.
Now, I do realize that all this information doesn't exactly get you off the hamster wheel, but I find it helpful to understand how I wound up on it in the first place.
1 http://homebuying.about.com/od/shortsale/f/Banks-Foreclosure-Short-Sale.htm
2 www.en.wikipedia.org/wiki/Mortgage_servicer


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Jared Padalecki: Grocery Guy!
Jared Padalecki carries some heavy groceries to his car on Sunday (January 8) in Vancouver, Canada.
The 29-year-old Supernatural star was joined by his pregnant wife Genevieve Cortese. Jared even opened and closed the car door for his sweetie – so cute!
PHOTOS: Check out the latest pics of Jared Padalecki
Jared's hit show Supernatural recently returned from its winter hiatus!
Be sure to check out the next episode this Friday (January 13) where Sam and Dean tangle with the God of Time, who sends Dean back to 1944.

subset: commoncrawl


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Lemon-Scented Norwegian "Riskrem" (Rice Cream) with Raspberry Sauce
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Click the heart, it's called favoriting. Favorite the stuff you like.Got it!
Author Notes: Traditional Norwegian "riskrem" gets a fresh twist with the addition of lemon zest while maintaining the delicate nature I love so much about this dessert. While I grew up eating riskrem for during during the holidays, I can't see why it can't be enjoyed for special occasions year-round. Adapted from my blog, based on a traditional dessert. —Daytona Strong
Serves: 4-6
cup water
teaspoon salt
cup Arborio rice
cups whole milk
cup sugar plus 3-4 tablespoons
vanilla bean, seeds
lemon, zested
1 1/4
cups cream
ounces bag frozen raspberries, defrosted
- Bring water and salt to a boil in a saucepan then add the rice and simmer, covered, until the rice absorbs the water, about 20 minutes.
- Stir in milk, 1/4 cup of the sugar, seeds from the vanilla bean, and half of the lemon zest. Bring almost to a boil, stirring occasionally, and cover, allowing it to continue simmering until thickened. MIdway through simmering, taste the pudding and add more lemon zest if desired, keeping in mind that you'll want it to taste a little stronger here than you'd like in the finished dessert since you'll still be adding ingredients.
- Remove from the heat and cool. Chill completely.
- Whip cream with 1-3 tablespoons sugar, depending on how sweet you like your desserts (the pudding itself is only moderately sweet). Starting with 3/4 cup, carefully fold the cream into the chilled pudding, adding more a little at a time until you have the consistency you like. The rice cream should be fluffy but still have good structure.
- To make the sauce, puree the raspberries with a tablespoon of sugar.
- To serve, divide rice cream between bowls and pour raspberry sauce over each portion, letting the sauce drip down the sides and pool into the bottom of the bowl.
More Great Recipes:
Grains|Dessert|Christmas|Fall|Thanksgiving|Winter|Make Ahead|Serves a Crowd|Vegetarian


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Pioneer Dance The Longford Regional Pioneer dance will take place on Friday night the 1st November in the Rustic-inn Abbeyshrule commencing at 9pm. Music on the night by J&S Sound. Pioneer and non pioneer people are welcome. Tickets are available from Fr Tiernan, Catherine Duff or any committee member.
House Stations The autumn stations in the parish continue for the following areas. Friday the 8th Nov in the home of Tom and Bridie Corrigan for the Abbeyderg area. Monday 11th Nov at the home of Bernadette Egan for the Mornine area.
Badminton Badminton continues in Carrickedmond parish hall on Wednesday nights. New members very welcome so do come along and bring your friend. Badminton on Friday night's at 7pm for 7-11 yr olds and at 8.15pm for 11 years upwards. Registration fees for the season are as follows. €20 per child, €50 per family (more than 2 children) and €50 per adult. For more information contact Seamus McCormack 0879646090 or Laura Byrne 087 2289876.
Folk Group Carrickedmond folk group will sing at 10am mass in Carrickedmond church on Sunday morning next the 27th October. Rehearsals will continue in Carrickedmond church on Wednesday nights from 8pm to 9pm. New members always welcome.
Newsletter A reminder to all individuals and organisations in the parish to have all material ready for the annual newsletter for Wednesday the 30th October. Please hand all material into Fr Tiernan on or before this date. The annual newsletter will be distributed as usual at Christmas time.
Reader A reader is required for Sunday mass readings in Carrickedmond church for the month of November. If interested please contact Fr Tiernan.
Used Clothes Collection There will be a used clothes collection from outside St Sinneach's NS Colehill School on Friday, 25th October. Please leave bags of old used clothes, shoes etc at the school wall before 9.30am.
Community Games
Draught's and art competitions will commence soon. All boys and girls from the parish interested in taking part in these competitions are encouraged to get out the draught boards and pencils and get some practice in now. Thanks to Rosanne McCormack for her 10 years on the Community Games committee and to Brenda Kelly for all her help with Community Games activities in the parish. Both have recently retired from the committee.


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Is Antarctica really the best place for stargazing?November 21st, 2007 - 4:48 pm ICT by admin
Melbourne, November 21 (ANI): An unmanned observatory built at the University of New South Wales (UNSW) will be sent on an 8,000-kilometre journey to Antarctica this weekend to determine whether or not the white continent is the best place on earth for stargazing.
The Plateau Observatory (PLATO) will carry a fibre-optic spectrometer called Nigel, which will help measure the darkness of the sky. It will also carry telescopes from China and the US.
The solar-and-battery-powered observatory will first be trucked to Fremantle in Western Australia, from where researchers at the Polar Research Institute of China will collect it to be transported to Antarctica.
PLATO will be towed to a site in the Australian Antarctic Territory called Dome A, 1300 kilometres from the coastline and 4100 metres above sea level.
Led by Dr. Zhu Zhenxi of the Purple Mountain Observatory in China, a 17-member team will install seven telescopes in the observatory. The researchers also have plans to build a 30-metre high instrument tower on top of the observatory, but it will be done only if time allows.
Dr Jon Lawrence, the observatory's UNSW project leader, has revealed that their project is aimed at testing conditions at Dome A.
An acoustic radar called Snodar installed in the observatory will help measure turbulence in the lower ground atmosphere. The observatory will also collect data on other atmospheric conditions like weather temperatures, wind speed and direction and sky emissions.
Dr. Lawrence says that PLATO, which will be controlled remotely from Sydney, will send back snapshots of data via a low-bandwidth satellite network. However, most of the information will be retrieved during a servicing visit in 12 months, he adds.
The researchers believe that PLATO can look up to 10 times further into deep space than any land-based telescope, including the Hubble Space Telescope in orbit around the Earth. The pictures it will send back are also expected to be up to four times sharper than any previously achieved snaps.
Dr. Lawrence had earlier shown that Dome C at the French-Italian Concordia Research Station was two-and-a-half times better than any alternative land site for viewing the stars.
He now believes that Dome A may be an even better observatory site than the Dome C site because it is almost 1000 metres higher and completely isolated.
"It's very much a guess at this stage. But we expect Dome A to be much, much better in terms of atmospheric transparency because it will be drier and colder (than Dome C)," ABC Science Online quoted Dr. Lawrence as saying.
One of the main challenges before the researchers is to protect the instruments from the extreme weather that plunges from a summer temperature of minus 30 degree Celsius to minus 80 degree Celsius in winter.
Dr. Lawrence, however, says that PLATO is heavily insulated with 200 millimetres thick walls. He also revealed that one half of the observatory held a 4000 litre fuel tank and six diesel engines, which would keep it running through winter.
The system will be powered by solar panels for the six months of summer. (ANI)
Tags: 30 metre, antarctica, australian antarctic territory, best place on earth, china, hubble space telescope, instrument tower, kilometre journey, orbit, plato, polar research institute, purple mountain observatory, sky, stargazing, telescopes, university of new south wales, unsw, weather temperatures


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Business owners and their employees can spend a lot of their working days dealing with, sorting through, and replying to emails. Because of the sheer volume that can come through in such a short span of time, many messages are often overlooked or forgotten about. As such, responses are neglected, messages left unread, sorting and sending is rushed, and efficiency is low.
Luckily, there is a growing number of plugins and apps that businesspeople can add to their email accounts to combat these issues and increase the efficiency of their work emails.
While some of the plugins I'll discuss apply to a range of email clients -- and browsers in some cases – the focus is on how they apply to Gmail and how these plugins can help your business to make the most of this popular platform.
Here are 15 Gmail productivity plugins that will save you hours every day:
1. Yesware
"Want to know what happens after you click send?"
Yesware allows you to track emails that you send, meaning you can see if they have been opened, the time and location where they were opened, on what device and how many times. You can also see which in-email links have been clicked on.
How you might use it
Email tracking is great for sales and outreach people to know if their emails are being read or not. It can help to improve the efficiency of communications, and can be used as a metric to measure the success of email campaigns. Yesware can also be useful internally within a business, as colleagues can gain insight on internal communications.
2. Wisestamp
"Everyone has a signature. What's yours?"
Sometimes, email signatures can be quite limited by the default editing options provided by email platforms. This app allows you to easily customise your email signature with little limitation. You can include your choice of fonts, logos, pictures, website links, social sharing icons, RRS feeds and more.
How you might use it
Businesses have to chance to truly customise company-wide email signatures to create uniformity and professionalism, and to really bring the brand and business identity to life. Wisestamp also provides the opportunity for promotion and engagement with site and social media links.
3. Rapportive
"Get Linkedin Profiles Right Inside Gmail"
Now owned by LinkedIn, this app compiles contact, employment and social information from a number of sites, based on one email address. All you have to do is input an email address, and Rapportive can pull a range of information, including full name, a photograph, location, job, employer, social media accounts and recent updates.
How you might use it
For sales and outreach workers, Rapportive makes it really easy to find alternative details and communication channels with almost no effort. It can also be used to check if email addresses are correct or not.
4. Enhancements for Gmail
"Remove unwanted Gmail features, check for messages, and get desktop notifications"
This add on has a number of features, such as removing ads from Gmail's user interface, making Gmail the default email app, adding desktop notifications, etc.
How you might use it
Gmail can be used as main email application – meaning no switching back and forth with Outlook – and overall usage is streamlined. These enhancements for Gmail make emailing a more efficient process, and can help to cut down on the amount of time you spend on your emails each day.
5. Email Snooze
"Snooze emails until a later time or date"
This app allows you to 'snooze' emails that come into your inbox. Basically, this means that the app reschedules the messages to be 'resent' to you at a later time/date. You can also snooze emails that you compose to remind you to follow up, or to remind you if no one has replied to them – so that you don't forget about the message.
How you might use it
Email Snooze is a really great app for general inbox management, as it allows you to prioritise which emails to read and send first, without low-priority ones getting bumped down and lost in your inbox.
6. Batched Inbox
"We deliver your emails at times you specify, so you can focus on what matters."
Batched Inbox allows you to specify certain times of the day at which you want to receive emails. The app will them intercept and withhold messages coming into your inbox, and send them all in one batch at the time(s) you specified.
How you might use it
A common complaint among businesspeople is the amount of time it takes to deal with emails each day. With Batched Inbox, you are not constantly distracted by emails coming in one by one throughout the day. You can schedule in a set time (or times) in your day to deal with all your emails all at once, meaning you'll spend less time overall on your messages.
7. Mail Timer
"Timer to keep you focused while processing your inbox in Gmail."
This app times how long you spend dealing with your emails. It allows you two minutes to respond to each message, gives you a warning when you have 30 left, and then moves you along to the next message when your time is up.
How you might use it
The main benefit of Mail Timer is time management, as it can seriously reduce the amount of time you spend on emails, leaving you with more time to work on other things.
8. Key Rocket
"Focus on your work without distracting mouse clicks."
This app displays notifications when you commit an action that could have been done using a keyboard shortcut. The idea is that eventually you learn to use these shortcuts. With this app, it's worth noting that it works with a number of applications on your computer as well as Gmail.
How you might use it
You don't have to spend time studying keyboard shortcuts, but you still learn them. This simple change can speed up your working style and save you time.
9. Checker Plus
"The fastest and easiest way to manage multiple Gmail accounts"
Checker Plus allows you to manage multiple accounts on one platform, gives you desktop notifications for all, and lets you read, archive and delete emails without having to open a Gmail window.
How you might use it
You will save a lot of time logging in and out of different accounts, as well as switching between different windows and platforms to manage your emails. The desktop notifications can help to increase your email response time.
10. Active Inbox
"Get things done by turning Gmail into a task manager"
This app transforms your Gmail into a fully-fledged task manager with many features, including a to-do list, the ability to convert emails into actionable tasks, flag emails with statuses, organise emails by project, and more.
How you might use it
Active Inbox can maximise your email organisation and efficiency by making it really simple to convert emails into to-do tasks that are all organised in one place.
11. Boomerang
"Schedule an email to be sent later. Easy email reminders."
Boomerang can help you to control when you send and receive email messages. You can schedule emails to be sent at a later time or date, and 'boomerang' incoming messages to come back to you later. It can track your sent emails too, giving you an insight into the effectiveness of your outreach and communications.
How you might use it
This app can help you to manage the amount time you spend checking emails, schedule e-mails to be sent at optimum or peak times, and ensure that low-priority emails aren't lost or forgotten.
12. Sidekick
"Powerful Contact Insight Right In Your Inbox"
With Sidekick, you can track emails for opens and link clicks, schedule email to be sent at later times, send email reminders to yourself, get detailed profiles and information about contacts, and more.
How you might use it
Sidekick combines the features of a number of other apps and plugins into one package, and so it combines a lot of the benefits of other apps. You can maximise your emailing efficiency, minimise the amount of time spend on your emails, organise and prioritise emails by importance, view the effectiveness of your communication and outreach efforts, and more.
Cost: Free
13. Cloud Magic
"Award winning email app for iPhone, iPad and Android"
While not technically a plugin, Cloud Magic is super useful for gmail users. Like some of the other apps mentioned, Cloud Magic provides a number of features to users. It boosts Gmail's existing search function by adding features such as offline search, and allowing you to search multiple Google services (mail, docs, calendar, etc) at the same time.
Cloud Magic also adds quick access functions to email, and enables you to edit multiple messages at same time. You can also set reminders, get push notifications and connect multiple apps (e.g. Evernote, Mailchip etc) to your email account.
How you might use it
An overall boost to the productivity and organisation of your emailing. Cloud Magic differs to other apps because of its offline features, making it particularly useful if you are regularly on the move with no guarantee of a stable internet connection.
14. Scrubly
"Remove duplicate contacts, format address books, and sync social accounts."
Scrubly organises your email contacts by deleting duplicate contact entries, junk contacts, etc, and sends you a report of the changes it has made.
How you might use it
This app performs a fairly simple function, but can be priceless to those who rely on email for work and have extensive contact books. The effortless contact and address book management that Scrubly provides can also be valuable to marketers who deal with email campaigns and outreach.
15. HelloSign
"Fast, Secure, and Legally Binding eSignatures for Business"
HelloSign is the app for automatically generated electronic signatures. You will never again have to print off, sign and scan back in documents that need your signature. The app also backs up all documents it signs, adding a level of security for important files.
How you might use it
If your work requires you to sign a lot of documents, HelloSign could save you huge amounts of time, printer ink and paper. It's very important to remember, though, that all signatures generated by the app are legally binding.
As you can see, there are many excellent Gmail apps that can improve your email efficiency and streamline your daily emailing experience. The above are just a small selection of the apps that are available – there are plenty more that can be used with Gmail.
What are your favourite apps and plugins for Gmail? Did we forget yours? Let everyone know in the comments below.


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Installing a new peel and stick floor is really not that difficult, and what I mean is, that if I can do it anybody can.
We have a half bath in the house that was in need of a new floor, so we decided to replace it; we also decided to paint the walls.
The first task was to turn off the water supply, drain and remove the toilet. After cleaning up the old wax seal around the toilet you'll want to stuff a rag in the hole to prevent sewer gas from escaping.
Next I removed the baseboard and trim around the door, and saved it to be repainted and re-installed. I left the old floor in place while I prepared and painted the walls.
Okay now it's time to start the floor, I removed the old floor using a 3 inch putty knife, then you'll need to make sure the subfloor in good shape, and clean of all dirt and dust.
Divide the room in half both length and width. Use a chalk line or straight edge to mark the floor. Now begin placing the tiles laying the first tile in corner where the lines intersect.
Continue by laying the 2nd, 3rd, and 4th making sure you line them up with a tight fit on the seams, and make sure you follow the pattern of the tile. Now you're on your way continue lining up your tiles until you can't place any more full tiles. You will have an even space on the length of the room, and an even space on the width side of the room from the wall to your last tile.
These tiles will need to be cut to fit; I've provided a short video below that will give you a visual of these instructions, it really is very easy.
The best part about this is that you don't have to spend a lot on money to do this. The peel and stick tiles come in boxes of various quantities so you will need to know how many square feet you need, and it's very inexpensive. I needed 36 square feet for my bathroom, so I bought a box with 45 square feet and paid about $25.00. You'll want to have a few extra for any mistakes, and I did make a couple. Oh by the way you'll also have to buy a new wax seal to re-install the toilet, also inexpensive.
This video instruction will be a big help:


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Comprehensive Marketing Research & AnalysisSpecial online marketing research offer for Colorado based business owners
This is a comprehensive report that YOU DON'T WANT TO MISS. (But you DO want your competitors to miss.)
For the first time EVER, Green Vine is underwriting the cost to provide Colorado businesses with a full review of their marketing and web presence, plus a comparison of how they stack up against their competitors.
Here is what you'll get:
- A full review of your marketing and web presence with a comparison on how you stack up against your competitors
- A complete list of what YOU can do on your own for free to improve your marketing and web presence
- An executive report on how customers are changing in your industry and the top 5 mistakes businesses make that kill their sales in today's economy
- We offer a small piece on what Green Vine does – you choose whether you look at it or not.
- No obligation! It doesn't matter if you don't do anything with this information now. It is so valuable that you at the very least need to look it over.
"8 out of 10 businesses FAIL in the first 10 years." –Entrepreneur Magazine
Don't become a statistic. Get a full, customized report on your business so you can make smart and informed decisions that will keep your business growing rapidly.
All the research to create this report is a fair amount of work for us. But we will are giving it to local companies at no cost so that you can see exactly how you stack up against your competitors. It also includes a list of the easiest things you can do on your own to improve your marketing and/or website presence.
We have gone through millions of dollars' worth of research to identify how customers are changing in your industry and the top 5 mistakes businesses make that kill their sales in today's economy. We are giving away a limited number of these, so please fill out the form above today if you would like one.


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Dish Network and Cablevision appear to be in talks to settle their long-running legal spat over the cable operator's defunct Voom TV service.
The court calendar entry yesterday was entitled, "Poss. Settlement," suggesting the two warring parties could be close to a deal.
Both companies are due back at Manhattan state court on Monday.
After an nypost.com report and other stories surfaced, the entry was changed "adj. for briefing."
Cablevision has sued Dish for $2.4 billion for dropping its Voom HD channel lineup from its satellite-TV service before their 15-year contract was up.
That claim could rise if Dish doesn't have any good answers for Cablevision lawyers who, after an audit of Dish's books last weekend, found that Dish had 3 million more HD customers than previously disclosed.
Dish could pay anywhere between $200 million and $1 billion to settle the case, according to a report from Barclays analyst Anthony DiClemente, though any settlement would likely include a renewed carriage deal for AMC Networks, which is absent from Dish's service.
Should any award be made, it would flow to the Voom legal entity, which is still 20 percent-owned by Dish.
The remaining 80 percent of any award would then be split 50-50 between AMC Networks and Cablevision, which housed the entity before a public spin-off.
One large hedge fund, Paulson & Co., which has a major position in AMC, has had a representative present throughout the trial.
Dish has suffered a number of setbacks in the case and has been blasted by the judge for using delaying tactics, as well as failing to produce documents and evidence in the case.
Dish boss Charlie Ergen is scheduled to testify at the trial before Judge Richard Lowe as soon as next week.
Reps for Cablevision and Dish declined to comment.


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She chose some fantastic fabrics: felted wool for the frames of the chairs, and amazing woven wools for the cushions....mis-matching is the new matching!
I busily went to work removing the old fabric from the chairs and cushions then drafted a new pattern. The bulk of the frame piece was sewn first, then attached to the base of the chair with upholstery staples and stitching. Next, I did the cushions and covered some buttons in the same fabric. The trickiest bit was attaching cushions to the chair frame with the buttons....i'm sure there is a proper tool for this, but i just used a big sewing needle that i fashioned into the shape of a hook....It worked well!
And the end result....I think they look amazing, and the customer was so thrilled! Yay!!


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With time running out for a deal on the European Union's carbon scheme, now is not the time for America to keep a pace of action lagging far behind that of other nations.
The Europeans' controversial emissions trading scheme (ETS), which opens the doors to heightened and unjustified fees, was followed through in January after their apparent inability to reach a deal with the International Civil Aviation Authority (ICAO). As it stands now, "all airlines flying into and out of Europe have to submit permits for their carbon emissions made since January 2012." And if prior, freely-issued permits "don't cover their emissions then they have to buy more permits on the open market."
Thing is, the permit requirements apply to the length of the entire journey, not time simply spent in EU airspace. So, the obvious problem lies in the fact that this allows the EU to "effectively collect a tax for activities in the airspace of other sovereign states and territories."
With its blanket application to non-EU carriers, the move has been rightly ridiculed as a heavy infringement on national sovereignty. February of this year saw the United States, Saudi Arabia, Russia, China and India issue a jointly-written statement voicing opposition to the scheme.
That's not all, either.
Earlier this week, Saudi Arabia issued a full-throated order to its "national airline not to comply" with the costly rules. Mohammed al-Sabban, a representative of the country when the decision was made, stated that it was order was designed to "send them a message that the case will not end easily."
The Saudis are not alone in their resistance to the ETS rules. While 1,200 airlines complied with data submissions earlier this year, 10–all from China and India, flatly refused.
Yet until last week, the United States has largely sat on the sidelines while the Europeans have enforced the measure all year. Last Saturday, the Senate came off its laurels and passed a bill granting the "Secretary of Transportation the power to prohibit U.S. airlines from complying."
For a clear example of the absurdity surrounding the EU having the ability to collect fees for flight times in American airspace, look no further to the fact that it passed the Senate unanimously. Not only that, it was co-sponsored by South Dakota Republican John Thune and embattled Missouri Democrat Claire McCaskill.
Last year, the House passed a bill adopting a similar posture, so reconciliation is "all but assured."
The ball now lies in the Obama administration's court for enforcing the prohibition on compliance. It's been documented that both the "State and Transportation Departments have criticized the EU's policy." Not to mention potential political fallout of backing a rarely unified Senate.
However, as has been the case far too often with President Obama, there is little clarity on whether or not such common-sense will be enforced. Currently, that knowledge "remains an open question."
Now is the time for America to take a strong posture against a carbon tax that clearly violates national sovereignty for the likely cause of backdoor payments on Europe's astronomical debt.
Direct opposition from America could likely serve as a turning point in convincing the EU to halt enforcement of the ETS provisions. For that reason, it is an imperative that the Obama White House takes a clear stance against the EU's schemes before the bill even reaches the Oval Office. Other nations have already drawn the line; now is the time for America to do the same.


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Online platform to sell physical items ofline
Budjetti $30-250 USD
Platform for listing offline items - user registration - upload photos of item for sale - buyers engage with sell- advertisers support platform - easy platform search - simple CMS for update-moderator to control posting + content
Needed ASAP - 3 day to get idea of proposal
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One of the distinctive features of a tortie is her strong and forceful personality, which is often known as 'Tortitude'. Although there is no scientific evidence to support this, Tortoiseshell cat owners will usually have plenty of Tortitiude stories to tell if you give them a chance!
Torties are very possessive of their owners, and will often greet them when they come home from school or work with a raised tail and a demand for strokes and lots of attention, often accompanied by a loud purring. If her tail is raised, then this is a form of greeting so make sure that you give her plenty of cuddles and she will probably follow you around the house for a while. She will be particuarly interested in the weekly shopping or any new purchases that you may have made, and very keen to get in the shopping bags!
Tortitude usually means that your cat will get what she wants, or she will certainly do her best to get your attention while trying. She will also probably be very bold and curious – she will want to know what is going on when any visitors come to the house and will be keen to help the delivery men or anyone trying to read the gas meter!
But tortitude can also mean that it feels like your cat has a split personality, she can be sitting on your lap enjoying your company and then suddenly turn and attach you for no particular reason. Tortitude is part of what makes us love Tortoiseshell cats so much and makes them an important part of the home – we wouldn't have it any other way!
What do you think about Tortitude? Does you cat have it? Let us know your Tortitude stories.
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Kim Lockhart Reply
I live alone with a tortie named Scout. She is a petite miss who's kept her figure at age 15 but is threatening to drive me crazy. She has always been exceedingly vocal and made me puzzle at times what she wanted, but lately she has got into low-volume chirping and yowling for hours at a time. The only way to shut her up is to pick her up and pet her, and I can't spend the entire day doing that. She seems healthy as ever but good grief! I don't know if it is aging or boredom or impatience at the long Canadian winter but she's become an intolerable complaint machine seemingly unable to amuse herself. . Any ideas out there?
Brittany Reply
I'm kind of going through the same thing. I adopted my Tortie a couple years ago and the very first night she was awful but I figured she's in a new place and is probably scared and now about 2 years later she's starting again. She doesn't allow us to sleep she bangs and cries at doors until you get up and sit with her. If we leave the door open she tears at the bedding and clears off everything on the dressers and tables. Once I get up she ignores me. She doesn't have any health issues. She's never been affectionate so you can't hold her to calm her down. She's got plenty of toys and I try playing with her but she likes to play alone. She also is very destructive. She pulls things off of walls and when she uses the litter box she scratches at the walls instead of using the sand and she will bang around in there until I go and take her out. I'm not sure how to handle her and am very tired. I've never had a cat that had been this bad.
I adopted my first tortie about 3 weeks ago! My hubby and I went into a Petsmart to look at some stuff and they were having an adoption event and this cute tortie was there. Her name is Elle and is about a year old. We also have 2 other cats. Elle definitely has Tortitude and had attached herself to me. She hisses and growls at the other two especially if they get close to me. And one minute be just as sweet then swipe me with her claws. I can tell this is a tortie learning experience. Hopefully she will mellow some but she adds character and gets lots of love like the other two.
Pauline S Lane Reply
I have a female long haired tortoise shell and a white/orange male tabby. They are like 2 different species. Anabel, the tortie, has been trying my patience ever since I got her at 8 weeks old. Sometimes her tortitude is almost more that I can handle! She is 5 1/2 years old now and just when she started to calm down a bit, we got a big yellow Labrador Retriever and she resents this so lately she has resorted to being a pain again. Unless she is asleep, she is only interested in doing things that are strictly off limits. (climbing in computer wires, chewing things, scratching furniture instead of the dozens of scratch pads I have all over for that purpose, etc, etc.) But I love her and I cherish the good times I have with her. Torties are definitely different!!!
I have a 3 year old tortie, Minnie, and let me tell you! She is definitely the poster kitty for Tortitude! Minnie's mom is also mine, so when she gave birth, and Minnie popped out, I just fell in love. This cat has helped me through severe anxiety. She sits on my lap, sleeps on my chest (when she can sneak into the bed with my husband and me), follows me to the bathroom, and stands there waiting for me to finish showering and will even try to make me jealous if I don't give her the attention she seeks. lol She also freaks out if I'm upset, crying, or laughing too loud. She attacks my husband if she thinks he's hurting me too lol I have never had a cat that loved me the way my Minnie does, and my tortie is the best four legged friend I could ever have asked for.
So many if these posts are familiar. I've had cats for 43 years, but never a tortie until 2011. She was runt of the litter and every one of her siblings had been adopted at age 13 months when I obliviously walked past her rescue exhibition cage at Petsmart, and she reached out and snagged me. I wasn't looking for another at at the time, but when I whipped around, she cocked her cute little doll's mug to the side, her big black eyes expectantly trained on me. Soooo desperate for liberation, so I gave the rescue group a call requesting info, and the very next day they practically tossed her on doorstep like newspaper without even slowing down, yelling "thanks for fostering, call if any problems!"
Well, Peanut sprang from carrier like a pinball, and didn't slow down for about 3 years. She's almost 8 now, and among the most ballsiest, most possessive cats ive ever had, who will kick the pants off cats twice her size but welcomes all the attention she can get from dogs & people.
She's also become a chubster she so loves her chow, hates the cold, loves a warm lap, is strongly bonded to me, and when we had to move so I could take care of my parents and their 3 cats, it took one step in their house and two glances around before Peanut dropped her bags and declared, "This will do." Since that NIGHT, she's been tearing after each of my parent's cats, screaming in feline, "Who the hell are you? Get the hell outta my house! INTRUDER!"
My tortie is my life. The first time I met her I had come in the door, heard a thunk of feet and heard a little crazy thing come barreling at me, ran up my body, kissed me on the lips and ran off, not to be seen again for the rest of the visit. I believe in signs and wondered if this was the start of a significant relationship. Her name is Belle.
She is my sidekick. When I was bedridden for months she only left my side to use her box and eat. She senses when I'm sad and will comfort me. She trills all the time. When she got here she was one of many. As time has gone on she is an only child. She has taken on the jobs of her siblings who have passed. She escorts me outside and lounges at my feet like our dog did. She decided to become closer to my husband when his animal friend passed. She is the most charming animal I have ever known. She will look at me upside down, with the cutest expressions. She doesn't like to be touched by anyone else unless she wants it. I have had many cats, but this one is the closest cat to me that I have ever had. After many years of loving the Siamese breed, I am happy to report that this little tortie has made me a convert.
In 1996 I rescued a young torti from an abandoned house in St. Marie, Montana. I had intended to take her to a shelter after getting her shots and nursing her back to health. But when I got her back to my apartment in Seattle, she started attacking me at random moments, and I was worried she'd never get adopted. I never gave her a proper name… Kitten passed away 3 years ago at the age of 18. Today I found a starving torti on a side street in Superior, Montana. She is so light I almost tossed her when I picked her up. She is badly matted and it looks like the tips of her ears froze during the recent sub-zero weather. Tomorrow I am taking her to the nearest vet (60 miles), and hopefully she will be okay… and she will get a real name.
I've had several torties, all very special, but your comment reminds me of a real wild tortie I adopted from the Cat's Protection League, who wouldn't come anywhere near me, crapped wherever she felt like, cowered under a bed during the day, but came out and ran around like a maniac at night when I was trying to sleep! One day I'd had enough, she'd crapped in the lounge again, so I chased her around the flat until I managed to catch her. I held her by the scruff of the neck, and suddenly she started purring. Of course instead of telling her off, which is what I had intended, my heart melted and i started to talk to her and stroke her. She gradually relaxed, and from that moment on, never left my side, even outside for a range of about half a mile. She went to the shop with me to get her cat food, even coming into the shop to take a look at what was on offer, and when I went to the chip shop she used to sit outside like a dog, waiting for me! I certainly do miss Roxy!
Oh I have a 14 yr old Torti with a big tude! She was at a Petsmart adoption day
I picked her up and she put a paw on each side of my face and started licking my face. I love her, but she has been a challenge! She has a bad temper and will turn on you with the flip of a coin. She is a one person cat and does not like my husband no matter how hard he tries. She will swat, hiss and charge him. It hurts his feelings. She loves to eat and is over weight but if you cut back on her food she gets more testy. She will charge my dog and scare him to death. I handle her personality by letting her have the upstairs to herself. When being nasty I will clap at her, which she does not like. When petting her and she is being sweet then flips, I look her in the eye and say sternly"Don't bite me!" Which she knows that phrase well, she will get up and leave. But she's mine and I love her! She is a free thinker and definitely not a pleaser!
my cat actuly adopted us,we love her so much,she is says hello in her cat way when comeing in from outside,she i she is very loveing also,but sometimes if anyone should walk past her she runs off scared,and she has started jumping across the room to g to another room,i donrt really understand why she started this because we all love her and would never hurt her but its like she just gets scared
my cat actuly adopted us,we love her so much,she is says hello in her cat way when comeing in from outside,she i she is very loveing also,but sometimes if anyone should walk past her she runs off scared,and she has started jumping across the room to g to another room,i donrt really understand why she started this because we all love her and would never hurt her but its like she just gets scared
Hi, my torti is same. Some cats are just born high strung. Im getting her some phermon spray that suppost to relax cats.
We've had 5 torties over the last 45 years, our latest one being Willow. She was born to a feral mum on the campsite where we spend our winters in southern Spain. Willow chose to "adopt" friends of ours on the campsite who had her neutered, chipped, passported and vaccinated with intention of taking her back to Scotland with them. Circumstances changed and they were unable to take her with them, so asked us if we would take her with us when we went back to our home in France for the summer. She's now settled and happy with us, having a summer home in France and a winter home in Spain. You would never know she started life as a feral as she is so loving, loyal, playful and keeps us laughing with her mischievous antics. Like many torties she's very vocal, joins in conversations and certainly likes to have the last word.
Evie Reply
we recently saved a feral 7 month old tortie , who was born in the rocks on our property, we had her spayed and have been trying to litter train with no luck, do you have any suggestions?
Probably a bit late now, I've only just come across this site, how are you gettting on with that? For anyone else reading this, my advice is to wait for her to crap, then put it in the litter tray then (after thoroughly cleaning the place she went and putting pepper dust on it) show her the tray with her crap in it. Torties are very intelligent and she should get it. Also, she may not like whatever is in the litter tray, so if you're still struggling, try something else.
We "rescued" a 12 year old Tortie called Buffy recently, as her owner had had to go into a nursing home. This owner had had Buffy since she was two, so Buffy had other owner (s) before that. It would be lovely if she could talk so that she could let us know about her life before she came to us. Her last owner had obviously adored this cat as Buffy came with her own larger than life size portrait and a self portrait cushion and lots of toys and blankets. Now first of all, Buffy was very quiet and not eating much, but after a couple of weeks she found her voice and is definitely displaying the Tortie attitude described here. She is very affectionate and has attached herself to me as her new favourite, but on her terms only. Our other cat is a Norwegian Forest Cat cross, and although she is bigger than Buffy she is terrified of her – she is a very timid cat and Buffy thinks she needs to keep chasing her off. Hopefully they will get used to each other soon because we love both.
Have two tortie sisters we got from a rescue shelter. My wife never had cats before and did not realise it was possible to love animals so much. Typical torties. Compared to the only other cat I had (a large very affectionate and friendly female ginger) these two are much more energetic, playful, funny, wild, wilful and inquisitive. They have more attitude and are affectionate but only on their own terms. They do not like strangers at all but give them a piece of chicken and they will love you for life. One of them is very intelligent, big and powerful and a great rat killer. They other is always crazy to go outside and loves to try to kill my arm. She is the cutest thing ever and not as bright as the other one, but she is nobody's fool. They always seem to copy each other and it is so nice to see them curled up together in identical positions. If they are in the mood, they will follow us everywhere, mainly to watch what we are doing and try to "help".
I think torties are just typical female non-pedigrees, hence their personalities. They are the quintessential "cat" cat, probably quite close to their wild relatives. To display a tortoiseshell coat pattern needs a good genetic mix, hence their hybrid vigour and strong personalities.
I have three cats, one of which is a very… interesting one. I just learned today what "tortitude" is, and it does seem to fit her well. She puts pipe cleaners (her favorite toys) in the food and water bowls, paws at the water in the water bowl until it spills all over the kitchen, shreds up the toilet paper in the bathroom should you leave it unattended, has quite a range of vocalizations, will beg for you to turn the sink faucet on so she can drink out of it, and tries to dominate over my other two cats, one of which is much older, stronger, and larger, and could probably throw her down if he wanted to. There was this one time when, while we were away from the house, she evidently grabbed a roll of toilet paper from out of a cabinet in the bathroom, took it all the way across the house to the kitchen, and stuffed it *perfectly* in the water bowl. And if she ever escapes the house when you open the front door, she vigorously rolls around on the doorstep as if to rub it in your face.
Currently my affectionately-nicknamed "butt cat" is curled up on my pillow, likely scheming a new plan to carry out when we're not looking…
I adopted my three-year-old tortie from a local shelter about six months ago. She's actually my first cat! My mother jokes that if not for the fact that I didn't have the heart to change her name, she would have been Princess for sure, both because I spoil her and because she's a little bit of a diva. So I'd say she definitely has tortitude! She's a very good girl and I love her dearly, but it's a good thing she's my only cat because I don't think she'd take well to having to share me, and that she is kept inside where she can't decimate the local bird and small mammal populations.
Kami, my extremely long-haired tortie has such a sweet personality, an even temperament and never turns on me. She adores me, loves to fetch practically anything, and snuggle. She has a toy box and will bring me things to toss so she can fetch them. She brings them to me in the kitchen, the bathroom, and while I'm in bed. It's adorable. Last year on Mother's Day, I found 18 toys in the bath tub when I got up. She must have been quite busy during the night. It was hilarious! I treated them like Mother's Day presents!
Tortitude is real. I adopted my first tortiseshell cat about five months ago and she owns me rather than the other way round. I joked she's bioplar. She has those mood swings where we are kissing and loving on each other… then … she bites HARD! and skins back her ears as if I'm her mortal enemy. She is also the neediest cat I've ever had. Demands constant attention from me.. but I can never get her to come when called. Usually, I'm talking to the back of her head. She's also the nosiest cat. Into everything. I dread putting up a Christmas tree this year because it will become her personal project to scale the tree like Mount Everest… picking off every ornament on her way both up and down the tree branches.
Been feeding a torti feral for around 8 months, recently caught her and got her spayed. After picking her up and attempting to release her she wouldnt budge, she now lives in my bathroom and is getting sweeter and sweeter (most of the time lol) Now i just have to get her used to my two 4 year old tabbies. the male stares at her when i crack the door and luckily no hissing as of yet. Named her Jessicat. Love the stories and cant wait for the tortitude.
Jan Reply
I too took a feral torti (a 6 mo old hissing furball) home and she lived for awhile in a large bathroom. A website called THE LUCKY FEW was a life saver in dealing with older ferals. I followed his advice and my hissing furball emerged 6 weeks later as Nala Marie and she is a love. Also have 2 13yr old kitties, a male Siberian, Zachary, who loves everyone and a female black and white, Prancy Sue, who is not crazy about Nala. Nala, however is brave and taunts Prancy every chance she gets. Love my kitties, but the little Tortie is a riot!
Our tortie loves nothing more than going round beating up the local toughs on the estate. Then coming back in and going all angelic "Moi? But I'm cute"
She also has "small cat syndrome". Nobody has had the courage to tell her she is wee. Sure she sees a Bengal Tiger staring back at her from the mirror.
My tortie is the funniest cat ever. She keeps us laughing. She's very devoted to me and is always on my lap or following me from room to room. She is such a fun cat. She won't let any another animal become a part of our family. She's very territorial. She is very aggressive while playing. I couldn't imagine any other cat fitting into our family she's crazy fun.
Sue Reply
My girlie is now 11 and she has put up with a dog and also cats in our home. She is very attached to me and has never ever turned aggressive at all. She is amazing and I have had here since she was 2
My tortie is 10 months old and she is by far the craziest cat I have ever had. I love her more than anything. She follows me every where I go no matter how long I am home, she sleeps by my feet every night and sometimes acts like she can't get close enough to me, will follow me into my bathroom and sit on the sink next to me and when I am in the shower she is darn near in there with me. She never fails to greet me at the door and meows at me until I pick her. I can meow at her and she will meow back at me. Her favorite thing ever is fetch. She can play fetch for hours upon hours. She will bring her toy to me and meow at me until I take it from her and throw it. She also learned how to flush my toilet, so she will do that then sit in her litter box when her litter box gets too full and she wants it to be cleaned. She is the best cat I have ever had. I have yet to have her attack me at all. She only bites me and scratches me when I am playing with her with my hands instead of her toys. When my boyfriend came over to meet her, she was definitely unsure of him. She saw how we acted together and wouldn't leave my side until she knew he was a safe person for me to be around. She is like that with every new person that comes over. As soon as she feels they are safe, she will act normally and even play with them. Definitely a cat I would consider having more of.
She also loves playing in water. Whenever I take a bath she sits on the edge of the tub and plays in the water.
My Kami also brings me toys to throw all the time. Sometimes if I don't respond, she'll bring others as if she's thinking I must not like the first one. She also plays with her toys in the water bowl and has no problem sticking her face in the water to take them out. She's a hoot!
I have a Tortie . nou i have had since she wasSister a kitten.
Minou actually chose me some how she managed to climb up my shoulder at the human society at three months old.
She loves me but does not like my Sister. my Sister loves
the cat but Minou refuses. Do Tortie choose one human to
bond with? minou is 3.5 ys old
Kendall Reply
My parents have a little kitty named Minou as well! She's about 7 I think & she's actually a munchkin cat. Long, thin, grey hair. The tiniest little thing I've ever seen.
I have a kitten close to adolescence and she kinda acts like a bad cat…biting and scratching a lot…help?? @n@ she looks like a tortie tabby…id like for her to be calm like a tabby cat would be…
Get a spray bottle. My parents had troubles with one of their cats biting. Spraying them with water is a quick way to get them to stop. Also try a lot of toys, like squishy ones she can pick up with her mouth. Something she can carry will help the biting and she may play with that instead of your hands.
damon libby Reply
Never use a water spray- see Jackson Galaxy on why not.
My torte loves me so much, she will cry for me to sit down so she can sit on my lap and go to sleep. I was the first one to touch her when she was 2 weeks old, at 6 weeks she was climbing up my pants leg to by by me.
My tortie certainly has tortitude. She is into everything and quite "psycho" (vet assistance term for her). She greets me at the door and wants picked up. She rubs her face on mine then out of no where, bites my face. She attacks me when I sleep. She bit my hip when I was on the toilet. She does a lot of the bite and run thing. I have never had a cat like her. I had a diluted tortie and she was the most loving cat I ever had. Now, I don't doubt that Spooky, my tortie kitten, loves me but she has an odd way of showing it. She tore all of my house plants up from their pots then laid in them all snuggled up. She takes my organizer from my purse and then curls up inside my purse and won't get out. I have no sink stoppers left because she has stolen them all. She puts her toys into the toilet. Forget about the litter box. If it has one speck of pee she won't use it that way and lord forbid there's a turd in there. She let's you know it by yowling loudly and holding her next toileting until it's gone. My hands are tore up. My arms, legs and feet too. I love her but geez, I'm not sure what I got myself into. I was going to get another cat as a playmate/companion for her but i fear she would kill it. She is very jealous if I show any attention to anyone but her…with one exception. My 5 year old granddaughter, Alyssa, with a developmental delay. She can hold her, cuddle her or whatever she wants and the cat lets her do it and never strikes back at her. Not that Alyssa is mean to her but I believe that if Alyssa picked her up by the toes, she would let her. I do love this strange little furball.
I went away for the weekend, though I had neighbors come over and she has a grey tabby buddy, Bee Bee bit me and fussed at me for about 4 hours when I got home. She is maybe 4 months old. Underfoot constantly I could hardly walk around the house. I finally wore her out with the laser pen and redid all the catnip toys. The grey tabby went outside to get away from her. Bee Bee is not allowed out.
I love all creatures great and small. Just don't understand why humans allow and are amused by feline aggression but would have a dog put down for the same behaviour. This is a little sad. Also all cat lovers out there (myself included) please keep your cats indoors between dusk and dawn. This helps prevents/reduce them killing our native wildlife. We do need small mammals and birds. They are a valuable part of our planet.
Fizz Reply
This is THE most bizarre comment ever. We don't allow and/or are amused by biting. If the do they get a tap. Same as a dog. However, a dog is of greater strength than a cat! Next thing, cats kill rats and mice – sometimes. Birds are generally tucked up themselves at night.
Cats have been on this planet for thousands of years and small mammals are still here!
As a "cat lover" you sure are hating on them.
I think it varies. For example in Australia, cats are an introduced species and domestic cats that have escaped into the wild do a huge amount of ecological damage. The same can happen even if cats are not introduced but their numbers get out of control. Its good to keep your kitty inside at night 🙂
JoJo Reply
In Australia white men are an introduced species too….
I have 2 tortoiseshell cats, one 7 years old dilute, mostly gray and yellow (Shadow), and the other 2 years old, dark tortoiseshell with alot of red and yellow (Phantom). Shadow doesn't have any attitude at all, she's really quiet, follows me everywhere and just likes to sit on my lap or next to me. Phantom is a little bullet, though. She loves attention, very affectionate, and if she's not on your lap knocked out, she's playful as all hell, bouncing off the walls, chasing her toys, or playing with the other cat. she likes to eat my blanket and she stares at me too lol
there definitely seems to be the tortitude personality with the younger one, not so much with the older one, much more predictable. I wouldn't say either of them are demanding. cats are awesome
One more thing. She also will get in our closet and sit on top of our clothes that are hanging up. Very strange.
I have an 11 week tortie. I got her when she was 8 weeks. The first week she was very lazy n cuddly. Now she still cuddles with me but my girlfriend not so much. She beats up our other cat that's a year n a half. They like to play but she always gets the best of him. She follows me out the door n is always there to greet me when I come home. She's constantly getting into things investigating she even job into a full bath tub just to see what it was like. She didn't like it too much..
My tortie girl Caterina, has 2 sides to her personality- she can be feisty, fearless, & alpha-dominant, but she is also tender, gentle & really feminine. One thing I've really noticed in doing my research is how tortie cats are usu. known to be really chatty just like mine! I'll say my Caterina is also very motherly & always trying to take care of the other cats- give them baths and even tries to lick us after we're in the middle of drying off right out of the shower! I've had several cats but none like her, but then again none of them were torties either:)
I have a 6 month old tortie named Lola and she has plenty of tortitude. Up until I read this article I had no idea about "tortitude". Everything mentioned describes her. She walks my husband to the door in the morning and is always at door when we get home. She LOVES to talk. We keep a spray bottle for when she is up on the counter or anywhere she shouldnt be. When we grab the spray bottle she will give us these little short meows. As if shes trying to apologize or talk us out of it. I've always had cats while growing up. Lola is Very different than any other cat and not in a bad way. My husband says we have the same attitude problem.
I foster kittens for our shelter and I kept a tortie out of the first bunch, because she was always different and I was afraid she would not be adopted. I raised those kittens from when they were five weeks old for several months.
Charlotte doesn't like being picked up, she hogs the bed, she's very affectionate on her own terms, and she can get hostile easily if interfered with. She's very smart and has played fetch at times.
Our shelter manager (over 10 years experience) says tortitude is a real thing and unfortunately these cats get returned a lot for being kind of erratic and standoffish. Also that it's only the straight torties, not the dilutes or calicos or white-spotted mixes.
I adopted a tortie 2 yeRs ago following the death of my much loved black & White Tom. My cat has no tortietude what so ever. She is the gentle lest cat I have ever met, she never scratches (unless it's the carpet) or bites & loves a cuddle, she especially loves a belly rub. Like most torties she is very verbal when she wants to be. She is very lazy when it's cold preferring to sleep all day but in the summer she will spend a lot of time outside where she is bullied by the neighbourhood cats – she is a down & out softie.
i just adopted a 2 month old tortie and she's already got alotta "tude", she only sleeps under the covers, sleeps in late too, i left her buried today under the covers and she didn't get up till like 3, i'm surprised for a kitten she just chills so much, its as if she just wants to kick it all day in bed watching Animal Planet with me. When i try to leave the house, she runs right in front of the door, so possessive! I had a cat for 19 years and i thought she was a little princess, but this one has made her princess title even more so, i've never had a cat look at me so adorably, it's like insta-love. she's such a sweetheart. after i lost my lost it was hard to think of loving another one, but this little tortie has done the trick. kudos.
Our tortii kitten, Bella, has so much attitude. Our previous (late) cat's pal, size of small dog, is terrified of her and she also has to be supervised closely as there is NOTHING she won't eat. I could go on for ever!
I can definitely relate. I have a ten year old Torti who is a bit hot tempered at times, but other than that, I have never seen a more loveable cat (to humans). She is an alpha cat and even though she is tiny, other cats twice her size are intimidated by her 🙁 . Like other Torties, mine is very talkative to the point where it becomes irritating at times. She demands attention all the time, so much that I can barely sit down without her plopping herself down on my lap. When I come home I am pretty much tripping over her because she is at my feet to greet me. Because I have had ten years with her I have come to know her moods and how to read them. When others go to pet her, I have to watch her because she gives a bit of a tell right before she is about to turn on someone HAHA.
All of this personality in one package makes for a unique cat. I wouldn't trade her for the world
Although my cat just passed away, she was so unique and lovely. Her name was Mittens (due to having black paws :)) and if we only could sum her up in one word it would be mittensey. I loved her so much 🙂
Ive just rescued smudge..a tortie/white
she loves hiding in carrier bags and being as high up as possiblepreferably ona door or wardrobe
when I brought her home she strolled out of the carrier looked round as if to say im home then
I love her so much she loves shoe laces and pingpong balls
the only time weve seen this 'tude is with my older 2 cats Im hoping things will calm down as time goes on
shes actually done really well for the first ten days
My 7 year old tortie can be a stroppy madam!! She likes to be involved in everything…even getting a bit curious when I am on the toilet!!
She likes to know what is in all the shopping bags. She also likes to play with any newcomers into the house. However children scare her.
Sometimes she only has to give me a look and I know not to approach her but other times she lets me lay on her like a pillow.
When she doesn't get what she wants she makes a whinging noise….oh and she hogs my bed and refuses point blank to move!!!!
I currently have 3 "stroppy torties" and I love them all, they really do have attitude, I have a dark tortie "moggie" a white & tortie Selkirk Rex and a tortie & white British Shorthair, all very different except for the stroppy tortie attitude when it suits!! tortitude does exist
I have a 22month old tortie and she deffo has tortitude. Yes she loves getting inside carrier bags etc has to have her nose into everything even to the point she has to even look at what your eating .
She is bit timid she runs when ever the door bell rings and hides till who ever comes in then she wants to know everything about them she doesn't really like being picked up she tolerates it .
Some of the things she gets upto she has a little rubber ball she likes to carry round and likes it to bounce on the kitchen tiles .
If she has been told off she runs away making a chirping noise I call it back chat . She likes paying hide and seek in the bedrooms !!
She comes running to me when I get home from work just like a dog she's lovely .
Mike Reply
Hi Barbara, your tortie sounds like she has tortitude just like our cat! She loves to get in the shopping bags when we get back from the supermarket and her favourite toy is a small monkey so loves to carry around the house! Let us know more of your tortitude stories..
haha omg I looove the back chat!! my tortie made those same chirps when she was in trouble. so cute! and hard to stay mad at her…


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- SundayThis bag. OG Kate Spade circa 1998. This lovely bag means so much to me and represents what I think Kate wanted most to be remembered for. Joy. That's exactly what I feel when I wear, or even look at it. My dearest Jim brought it home as a surprise from the Kate Spade boutique at Neiman Marcus in Beverly Hills. We had experienced some really difficult times but life was giving us back a beautiful chance and he marked the occasion with this sweet gift. New Years 1999 everyone was kinda freaked out about Y2K so we took the kids to San Francisco for a little getaway. We had such a great time in China Town and I found this adorable Good Luck Charm which I quickly attached and have worn it that way ever since. The memories attached to this bag are a blessing forever. Thank You, Kate Spade. May your memory be of a blessing. #katespadeoriginalSunday brunch vibes with @toryboutersky @jimtrow #anndemeulemeester #levis #hanesxkarlaOur Ocotillo is in bloom! #ocotillo
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Sunday, December 27, 2009
Award. Dilemma.
The lovely Mireyah Wolfe passed along the Circle of Friends Award to me (thank you Mireyah!) The rules for this award are to list five things about myself and to past it along to other bloggers. I am not sure how many but I chose five gals who's comments have seriously touched me and kept me going in this crazy writing world.
1. Mary over at Writers Butt Does Not Apply To Me
2. Tina over at Sweet Niblets
3. Isuet over at Little Pieces Of me
4. Kate Ganshert
5. Tricia J. O'brien over at Talespinning
As for listing five things about myself, I decided to list five things that I look forward to in 2010.
1. Creative Writing II class
2. Editing the heck out of my WIP.
3. Completing my debut author and 100 books challenge
4. Quit smoking
5. conquering my fear of the ocean.
Yes, I am definitely looking forward to 2010!
Now, for the not so exciting part of this post...
I came across a dilemma while editing the second chapter of my current WIP. Not a huge dilemma, but here is the problem...I am stuck.
Stuck. Stuck. Stuck. I love chapter one but chapter two is making me go a tad nuts. It is probably my slowest chapter, not much happens. I know I need to make the pace move faster but I am coming up blank. I was thinking of maybe moving on to another chapter and letting this one sit for awhile.
What about you bloggers? If your stuck do you move on or stay and tackle that pesky chapter?
15 comments:
- Bish Denham said...
If the chapter is slow and it's causing you fits, tried reading your novel without it. Does the story move from chpt one to chpt three smoothly or is there too big a gap? Or can chpt two be incorporated into chpts one and three?
I would love to help you with your fear of the ocean. Having grown up in/on/around it I don't fear it, just have a healthy respect for it. Of course, the Caribbean is a different kind of ocean water than say, the east or west coast or the Gulf of Mexico; clear, not murky.
- December 28, 2009 at 4:54 AM
- Tricia J. O'Brien said...
Congratulations on another well-earned award and thank you so much for passing it on to me.
You've got some great goals, although the ocean is what it is. Respect, as Bish said, is necessary for such a powerful force.
As for the pesky chapter. I had one that got much more dynamic when I switched the order the scenes were in. The most important thing is that each scene has a purpose that is moving the characters forward. Do you ever read author Laurie Halse Anderson's blog? She has been posting revision tips for some time and some of them are really great.
- December 28, 2009 at 5:29 AM
- Kimberly Franklin said...
2010 is going to be great!
As for being stuck, I would like to say I would just move on because it seems that would probably be the best thing to do. Unfortunately, I usually continue to mess with the chapter (way too much) and usually end up getting really frustrated at it before it gets corrected. But, at least it gets done...I guess.
- December 28, 2009 at 5:41 AM
- Bethany Mattingly said...
What great goals for 2010! I had the same problem with my chapters 2 and 3. I took a hard core look at them and figured out that I was saying everything with too many words. I ended up combining the chapters into one chapter and cutting about 5 pages and rewriting what I didn't absolutely love. After that, I discovered I'm a big fan of rewriting :D
- December 28, 2009 at 7:08 AM
- Bethany Mattingly said...
What great goals for 2010! I had the same problem with my chapters 2 and 3. I took a hard core look at them and figured out that I was saying everything with too many words. I ended up combining the chapters into one chapter and cutting about 5 pages and rewriting what I didn't absolutely love. After that, I discovered I'm a big fan of rewriting :D
- December 28, 2009 at 7:10 AM
- Carolina Valdez Miller said...
Congrats on the award!! Sounds like 2010 is going to be a big year for you!
As for getting stuck...I'd say skip the chapter and go on. It'll come to you. No sense beating yourself bloody trying to work through it. It may you don't need what you're trying to put into the chapter, or the info can be redistributed so as not to have one solid chapter of slowness. So, charage ahead!!
Hope you're having a wonderful holiday season.
- December 28, 2009 at 8:25 AM
- JMay said...
Just came across your blog, so fun to find other writers on here :-)
Those are great goals, happy writing!!!
- December 28, 2009 at 9:05 AM
- Tina Lynn said...
Aww...thanks! You inspire and touch me, too, V! Well, you know what my answer would be for getting stuck. Grab some trusted betas. See what they think. I know my first six chapters need work and because of that I can't seem to get further, but if you can let it sit for awhile and move forward maybe you will be able to look on it with fresh eyes.
- December 28, 2009 at 11:28 AM
- Kelly Lyman said...
Man, I hate getting stuck! I skip the chapter/scene and come back to it. Sometimes I think about what I want to show/say and visualize it in my head. I imagine the characters in my head and watch them, as if I was watching a movie. Sometimes I'll reread the section before and skip the part that I am stuck on. If my story still flows, still makes sense, I cut it (save for later) and continue on. Sometimes the reason I was stuck was because my story really didn't need that info. even though I liked it. You'll figure it out! Good luck!
- December 28, 2009 at 2:03 PM
- Mary said...
Great goals. I'll lose weight and you quit smoking - both are so hard to do. Thanks for the sweet shout out. You inspire me too. I'm always amazed at how in tune with your story you are. Sorry about being stuck - I'm a little bit stuck too. If you'd like - I'm willing to be a beta and see if I can help you get unstuck.
- December 28, 2009 at 2:28 PM
- Katie Ganshert said...
Well, thanks! I love blog awards! I appreciate the shout out and I'm glad my comments have touched you. :)
- December 28, 2009 at 4:54 PM
- V. S said...
Thank you all for the advice!
Mary- as soon as I finish cleaning up the first few chapters I shall take you up on that offer :)
- December 28, 2009 at 6:08 PM
- LittoMiss isuet said...
Thanks wife (:
Thanks for believing in me.
you hold a very special place in my heart as always.
By the way, dont worry about that chapter. you deserve better hahaha(;
keep on going, don't forget to always have inspiration music !
- December 28, 2009 at 9:40 PM
- The romantic query letter and the happy-ever-after said...
I am stuck and I'm ashamed for the only reason I'm not writing is because I'm affraid to mess it up. It has all this possibility right now and I don't want to be the one who kills it.
Every happiness to and I hope you get pass being stuck.
- December 28, 2009 at 9:59 PM
- kanishk said...
would love to help you with your fear of the ocean.
How to make a website
- December 29, 2009 at 12:02 PM


text: Home Welcome to Peonies and Pearls DIY! We are happy to share our love of life and beauty with you! We believe in adding a bit of glitter wherever we go, bringing joy and love to the things that we make and do. Whether it is a tasty meal that your family will rave over, that new project you've been longing to try, or a beauty tip that'll make you feel confident and lovely, Peonies and Pearls is the place! Don't do it ordinary, do it EXTRAORDINARY! We hope to offer class, timeless recipes, fashion and beauty tips, DIY crafts, projects and travel tips. We do it ourselves and we do it FABULOUS! Come on in to our kitchen and pull up a chair, have a cup of tea and a macaroon and make something beautiful with us today! With Love, LaShelle and Randi


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9 Energy Saving Life Hacks
Energy Efficiency, Events & Fun, Green, News, Save MoneyMarch 26, 2013,
Life hacks are simple little tricks you can do to make your life easier. Some are just brilliant. Here are 9 things you can try out to help simplify and organize your energy use.
(Clicking on the image will take you to their source original page.)
It's so simple, but many people forget to do this anyway.
Of course, you may have to turn the TV on and watch HBO until your device is charged.
The humble toilet paper tube employed here as a iPod band-pass speaker box.
Crank it to 11!
This is a great tip I picked up in my stage crew days back in college and passed on to my kids.
We're all roadies, now.
More toilet paper tube uses: computer peripheral/gadget cord organizer.
Identify and tag all the cords that get easily tangled.
The likely culprits are the areas behind your desk, TV, home theatre, or wherever stash electronics.
Employ those seldom-used binder clips to corral all those computer cables that you use all the time.
Well…sort of use all the time.
Composting your kitchen scraps eliminates garbage odors in your kitchen
and makes for GORGEOUS gardening soil… for free.
Hey – compost happens.
This is a simple open source code project that converts your old Android phone
into smart thermostat with a WiFi connection…
and you can STILL call your mom!
Follow @BounceEnergy


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2015 Honda Odyssey
The 2015 Honda Odyssey, the fifth generation of the minivan, will be a company's answer to competitors Nissan Quest, Toyota Sienna and Chrysler Town and Country. This platform was already seen under the name Jade in Shanghai. This large model is refreshment from Honda, which is usual for this company to surprise with these kind of experiments and releases. A lot of changes were made, all for better sales. Three trim levels will be available for this vehicle – EX-L, EX and LKS.
2015 Honda Odyssey changes
Main changes comes in color choices. Two colors for interior and 7 for exterior have been added. Also, there will be many new features and restyling details on the 2015 Honda Odyssey. Safety was a important thing in upgrading the new 2015 Odyssey, so seven or eight passenger could be safer now than ever. Versatility and engaging driving experience were highlights of the vehicle, so it is not expected that Honda will be experimenting too much in this area. Inside the cabin of 2015 Honda Odyssey, roofline will be higher than before.
2015 Honda Odyssey redesign
Interior space will be increased. Designers of the vehicle decided to add some more space for passengers by choosing Low-floor platform. With increased that space, the new Honda Odyssey will get some more cargo volume. Exterior will be refreshed with new grille look and headlights. This Odyssey will have more curve lines than its predecessor. Safety, security and driving impression will be much different too. New navigation system is easy to use and it and many more functions will be controlled from intelligent multifunctional display.
2015 Honda Odyssey engine
There is no official statement from the company about new 2015 Odyssey. It is expected to come with 3.5 -liter V6 engine. As FWD is expected to be standard and with AWD offered in some packages, this vehicle will probably have similar performance numbers as its predecessor. It should have output of 250 hp and 250 lb-ft of torque. It should sprint from 0-60 mph in 8.8 seconds which is good result for large minivan. However, trim levels and optional packages will modify these performances as a customer's desire.
2015 Honda Odyssey price
The 2015 Honda Odyssey price won't change much from last model. So, expect it to be somewhere around $28.000 and up to $45.000 depending on trim level and features options.
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West End performers unite for emergency fundraising concert,in aid of Typhoon Haiyan victimsSt Martin's Church, Caerphilly Thursday, 28 November at 7:30 pm
Remains of houses after Typhoon Haiyan, outskirts of Tacloban City, Philipines
A category 5 super typhoon, Typhoon Haiyan (known locally as Typhoon Yolanda) hit landfall on the Philipines on 7 November 2013. It was the strongest typhoon ever recorded, hitting wind speeds of over 305 km/hr (190 mph). Typhoon Haiyan caused catastophic damage. Many towns and cities have been destroyed and over 4,000 people are known to have died; though that figure is likely to rise as rescue workers reach the more remote regions.
Typhoon Haiyan, source NASA
A fundraising concert, in aid of the victims of Typhoon Haiyan, will take place at St Martin's church, Caerphilly, on 28 November 2013. Featuring songs from West End and Broadway musicals, the concert will feature a host of West End and local performers including: Shân Cothi; Peter Karrie; Dan & Laura Curtis; Adam Robert Lewis; Samantha Link; Bruce Anderson; Billy Harvey; Lucy Rees; and Your Voice competition winner, Kasia Howley.
The concert has been organised by composers, Dan and Laura Curtis, who have recently returned from working on their new album in New York and are currently working on a musical about Richard Burton.
Dan Curtis said "We recently worked with one of the Philipines most renowned artists, Lea Salonga, on a song that we have written for a forthcoming album. As a result of this, we have been in contact with many of her fans from the Phillipines. When the typhoon struck we were hearing first-hand about the terrible ordeal people were going through and heard several heartbreaking stories about those who had lost contact with their families. We just want to try and do something to help."
The concert will be held at St Martin's Church, Caerphilly on Thursday, 28 November at 7:30 pm, with tickets available at £10. All proceeds will be donated to the British Red Cross Typhoon Haiyan Appeal. Tickets can be purchased directly from the church, or reserved via e-mailing firstname.lastname@example.com or phoning 075844 86312.
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November 22, 2016
DO 69, s. 2016
Provision of the DepEd Electronic Class Record and Form 137 for Senior High School
To: Undersecretaries
Assistant Secretaries
Bureau and Service Directors
Regional Directors
Regional Secretary, ARMM
Schools Division Superintendents
Senior High School Heads
All Others Concerned
Assistant Secretaries
Bureau and Service Directors
Regional Directors
Regional Secretary, ARMM
Schools Division Superintendents
Senior High School Heads
All Others Concerned
- The Department of Education (DepEd) issues the Electronic Class Record (ECR) and Form 137 for Senior High School (SHS), which are tools to manage and organize the learner's academic records. The ECR was designed to help subject teachers compute the grades of SHS learners per quarter and semester while the Form 137 contains the historical academic and co-curricular records of learners in SHS.
- To ensure ease of use and lessen technical difficulties, the ECR and Form 137 were created using a basic spreadsheet file. SHS teachers can download it for free from the DepEd official website: www.deped.gov.ph/resources/downloads and from the Learner Information System (LIS) website: www.lis.deped.gov.ph/help.
- For questions and clarifications related to spreadsheet management using the customized format and formula for these electronic forms, SHS teachers may approach the Division Information Technology Officer or their designated Information Communications Technology (ICT) Coordinator. Both are expected to extend technical assistance, promote the use of the ECR for SHS, and guide schools in navigating the electronic copy of the Form 137 for SHS.
- DepEd cautions teachers from individuals or groups who will try to sell electronic or print copies of these tools. Teachers may report such incident to the Bureau of Human Resource and Organizational Development–School Effectiveness Division (BHROD–SED) at firstname.lastname@example.com or at telephone no. (02) 633-5397. All concerned may contact the same office for feedback and suggestions on how to make the ECR and Form 137 better.
- Immediate dissemination of and strict compliance with this Order is directed.
(Sgd)LEONOR MAGTOLIS BRIONES
Reference: DepEd Memorandum No. 60, s. 2015
To be indicated in the Perpetual Index under the following subjects:


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Marc Guggenheim: No Longer Running FlashForwardMatt Richenthal at . Comments
ABC has picked up FlashForward for a full season, but all is not well for the show.
Hyped as a replacement for Lost, the drama has struggled to maintain solid ratings, while critics gripe about a lack of interesting characters or interesting developments on the series.
Now, showrunner Marc Guggenheim has departed the show, though whether he quit or was pushed out (likely the latter) remain unclear.
Guggenheim has an impressive resume. He created fan favorite Eli Stone and has written for Brothers & Sisters. He joined FlashForward subsequent to its pilot shoot.
We still tune in to the drama each week, but something is definitely missing from it. The characters seem stale, and too obsessed with their personal visions. What about the blackout itself? Millions of people died during it, yet we're supposed to be heavily invested in the Benford's marriage?!?
The magic of Lost is that it focuses on a small set of characters, lets the viewers know each intimately, and has built up the storyline to make it seem as if these people have an effect on the world as a whole.
FlashForward has, unsuccessfully, gone the other way. It instantly depicted a worldwide catastrophe; and then narrowed the focus to a tiny segment of the population.
Will producer David Goyer - who wrote Batman Begins and will likely take over for Guggenheim - fix this problem? We hope so.
Matt Richenthal is the Editor in Chief of TV Fanatic. Follow him on Twitter and on Google+.


text: Many young people want to improve their prayer lives, but they just don't know where to start. This workshops will help you create meaningful prayer experiences for groups of teens, and it will provide you with information young people can use to improve their individual daily prayer experiences. A variety of ideas will be provided, with an emphasis on using popular music as a powerful tool to draw young people into prayer and reflection.


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Obama Challenges Defense Bill's Limits on Detainee Transfers
President Obama may have rescinded his threat to veto a defense bill containing restrictions on transferring detainees out of military prisons including Guantanamo Bay, but he attached a signing statement to the bill allowing him to keep the constitutional power to override the law.
Lawmakers in Congress added the limits on detainee transfers in the National Defense Authorization Act of 2013, which was approved in December according to the New York Times.
Obama signed the bill despite his objections regarding detainees. In the statement, he declared that the provision "could interfere with my ability as commander in chief to make time-sensitive determinations about the appropriate disposition of detainees in an active area of hostilities."
The President promised in his first term to close the prison in Cuba, but has failed to do so. Officials within the government are unsure as to his intentions regarding the signing statement, says the New York Times.
"The administration blames Congress for making it harder to close Guantanamo, yet for a second year President Obama has signed damaging Congressional restrictions into law," says Andrea Prasow of Human Rights Watch.
Last year, the American Bar Association sent a letter to Obama objecting to the use of signing statements, urging him to veto bills instead if he finds them unconstitutional. The American Bar Association is a JAS partner organization.
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CNDG is a Virtual Learning Environment (VLE) developer. We specialize in creating tailored, user-friendly VLEs, offering a fully supported service on all major virtual reality platforms.
We provide our clients with online environments where instruction, learning activities, assignments, and synchronous and asynchronous exercises are available 24 hours a day, 365 days a year.
As an educator, VLEs are fantastic. In the environmental science lab we have them SCUBA diving on the Great Barrier Reef — we could never do that — and I do it too! I'm in the environment with the students, our TAs are in there, interacting… We can do it when it's convenient for the students, when it's convenient for us. The partnership with Pearson publishing and CNDG — the two companies that are putting this together for us — has been really, really amazing.
Dr William M Landing
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Florida State University
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Face to Face
Telephone or Skype/FaceTime readings are ideal for those who want to talk through their questions and interact with their reading in person. To arrange a consultation in person contact me by telephone or email so that a time can be given. Payment for private readings in person is to be made by cash only.
Telephone & Skype/FaceTime
Telephone & Skype/FaceTime readings offer convenience for anyone who doesn't live near Tony Fox. To arrange a telephone or Skype reading you can call or email me to make an appointment. Once an appointment time has been established, I require you to complete your PayPal payment transaction to purchase the reading. You will then need to call me at the arranged appointment time to proceed with your reading.
Contact: +44 (0)7962 666873 or email@example.com
30 Minute Reading = £35.00
(Face to Face, Telephone or Skype/FaceTime)
45 Minute Reading = £50.00
(Face to Face, Telephone or Skype/FaceTime)
60 Minute Reading = £60.00
(Face to Face, Telephone or Skype/FaceTime)


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Apartment Finder > See 105 other Phoenix apartments > Melrose Apartments
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Melrose Apartments
4444 N 7th Ave, Phoenix, 85013, AZ
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Melrose Apartments Description
Melrose Apartments is located at the intersection of 7th Ave and Campbell. We have a brand new chiller system and fully renovated pool. We are walking distance from many of the local amenities such as coffee shops, restaurants, antique stores, etc. We are also 1 block from 2 different light rail stops and there are 2 bus stops going north and south. Come down and check us out.
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Floor Plans
Melrose Apartments is a 127-unit apartment complex featuring 1 to 2 Bed floorplans.
|1 bed / 1 bath
|540.0 sqft
|Call to confirm
|1 bed / 1 bath
|605.0 sqft
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|2 bed / 2 bath
|818.0 sqft
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* Prices, specials, and floorplan availability subject to change without notice
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