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Frequently Asked Questions
Mobile Card Fraud Alerts
Mobile Card Fraud Alerts
Frequently Asked Questions
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How much does it cost to use this service?
The Bank does not charge for this service. However, standard text message and data rates assessed by your mobile carrier may apply. Please check with your mobile carrier to ensure that you have 'text messaging' on your monthly mobile phone plan.
How do I register?
Click "Enroll Now"
Enter the requested information and agree to the Card Fraud Alert Service Terms and
Click Submit
I enrolled in the service online. Why didn't I receive a text message to complete my registration?
Your mobile phone may be blocked from receiving third-party text messages. Contact your carrier to see if this applies to you and ask them to remove the block from your phone.
How long should it take to receive a text message (SMS)?
Typically, alerts arrive within a few minutes, but timing may vary based on your mobile provider, and accessibility to your mobile network. If a charge occurs before 9 am or after 8 pm (our normal calling window,) you will not receive the text until it is within that timeframe. In some cases your card may be blocked from further transactions until we are able to contact you. You can reach us 24 hours if you have concerns or problems with your card at 1-888-758-5349.
What carriers currently participate in this service?
, Verizon Wireless
, Sprint
, Boost
Mobile, Cricket
Wireless, Virgin Mobile USA, ALLTEL
Communications Inc, Interop - Appalachian Wireless, US Cellular
, Cincinnati Bell
. (This list is current upon publication but subject to change without notice.)
Why did I not receive a fraud alert and my card was blocked when I made a purchase late at night?
The hours we will contact you are 9am to 8pm. This timeframe is based on the time zone of your mobile device area code. If a charge that we suspect may be fraud occurs outside of that timeframe, we will not send you a text and try to call you until that timeframe.
What if I don't have text messaging?
Text messaging is required for this service. If your mobile phone is able to send and receive text messages, but you do not currently subscribe to a text messaging service, you will need to contact your mobile phone provider to add the text messaging feature to your mobile phone plan.
How are Mobile Card Fraud Alerts different from Purchase Alerts?
Purchase Alerts is a one-way* text communication that sends you notifications based on criteria that you selected t (e.g., international transactions, online transactions or transactions above 'x' dollars, etc.). Mobile Card Fraud Alerts is a two-way** text communication generated by our internal Fraud Detection System based on what the bank may deem as a suspicious transaction. The Mobile Card Fraud Alert will allow you to respond to the alert, which will communicate with our Fraud Detection System. Responding to the alert saves you the time from having to contact the Customer Service Center for legitimate activity.
If I am traveling outside of the U.S., can I receive text message alerts?
Messages can only be sent via U.S. carriers and will only be receivable in the U.S. If a transaction is flagged as suspicious we will send a text but it may not be received while you are outsid of the U.S. Some messages on U.S. carriers may be received while traveling; however it will depend on that carrier's coverage area. It is always a good practice to inform us of your travel plans by calling 1-888-758-5349 prior to traveling outside of the U.S. Doing so will help avoid having legitimate charges flagged as
potentially fraudulent. In some cases your card may be blocked from further transactions until we are able to contact you.
If my mobile phone number changes, what do I need to do?
In order to receive alerts to your new number, you will need to re-enroll your card(s) in fraud alerts using your new phone number. Your old number will no longer be enrolled when you do this.
Are the text commands case-sensitive?
No. Commands can be sent as upper-case, lower-case or a mixture of both.
Do I have to text personal information?
We will never ask you to text us your account number, personal identification such as your birth date or social security number, or other personal information such as your mother's maiden name or address. If you ever receive a text message asking for your account numbers or other personal information, please do not respond and contact us at 1-800-509-0806.
I have enrolled in Visa Purchase Alerts. Do Mobile Card Fraud Alerts replace Visa Purchase Alerts?
No, Mobile Card Fraud Alerts does not replace Visa Purchase Alerts. Visa Purchase Alerts allows you to monitor your card transactions based on your selection criteria. Mobile Card Fraud Alerts notify you when there may be suspicious activity on your account as flagged by our Fraud Detection System.
Why do I receive multiple messages with Pg1/2, Pg2/2?
Text messages are unique in that some mobile phone carriers can only hold 160 characters per text. Some commands require multiple messages to return all of the necessary information. In some cases, you may receive these alerts out of order. Please be sure to wait and review all messages before responding.
Why should I enroll in Mobile Card Fraud Alerts?
We monitor transactions that appear on your card for potential fraud. When we identify a transaction that may be fraud, we may block that transaction for further use of your card until we receive confirmation from you that the requested transaction was legitimate. Mobile Card Fraud Alerts establishes faster communication so that we may un-block your legitimate transactions and your card more quickly.
Can I add multiple phone numbers?
No. Only one mobile phone number can be linked to a single card number.
How do I unsubscribe?
Send a text that says STOP to 89806 or reply STOP to any Fraud Alert message that you receive. This will cancel any further alerts for the card number associated with the text you received. You will receive an opt-out confirmation.
What if my registered card had fraud?
If you confirm that your card has had a fraudulent transaction, the card will be closed and a new card ordered. When you receive your new card, you will need to re-register your mobile phone number with the newly issued account number to continue receiving text messages about potential fraudulent activity.
What do I do if my phone is lost or stolen?
If your phone is no longer in your possession please enroll your new phone number or request to be removed from the request that we do not contact you by text until you have a new phone number. If we are unable to contact you regarding a fraud alert by text message, or we do not receive a response we will try calling you.
Why did I receive an alert for purchases that I made before I enrolled in this service?
Our alert notification system is setup to send you a text that includes the 3 most recent transactions on your account that have yet to post. The most recent transaction that was pending, prior to your enrollment prompted the fraud alert message to be sent. If any of the 3 transactions are suspicious, please reply accordingly to the message.
Why would I need Mobile Card Fraud Alerts if I already have Purchase Alerts?
When the bank suspects fraudulent activity, your account will be suspended until we confirm the activity is valid and authorized by you. Mobile Card Fraud Alerts is a two-way** text communication system that provides a quicker notification and potential response than phone calls. Purchase Alerts is a one-way * text communication that sends you notifications based on criteria you selected (e.g. international transactions, online transactions or transactions above 'x' dollars, etc.). You are not able to respond to the bank via a text message on a Purchase Alert.
Will you continue to call me when a suspicious transaction appears on my account?
Yes, if we do not receive a reply text back from you within 30 minutes, we will call you at the phone number we have on file during our customer service hours of 9am-8pm, based on the time zone of your mobile device area code.
What makes a transaction appear suspicious and generates a Mobile Card Fraud Alert?
Our fraud alert service encompasses multiple strategies driven by current fraud trends. We look at many variables when determining that a transaction is suspicious and potentially fraudulent (for example, the number, dollar amount and rate of transactions, merchant type and location). We also monitor prior account usage patterns, for example a transaction that is presented from a geographical location not consistent with your other account transactions.
In some cases, the characteristics of multiple transactions may raise suspicion. So, the text message you receive may ask about more than one transaction.
Why was I not enrolled in this service when I went to the website and filled out the information?
There is a two-step process to enroll a customer in Mobile Card Fraud Alerts. First you go to the website and fill out all the requested information and accept the Terms and Conditions. Then a text is sent to the mobile number you enrolled. You must respond "YES" to that text to complete enrollment. If you do not respond to the first text after 24 hours, a second text is sent. After 24 hours, if there is still not a response the enrollment process is stopped.
Why was my transaction amount in my alert greater than my actual purchase amount?
Some merchants pre-authorize transactions before the purchase is actually made. This is very common with pay-at-the-pump gas transactions and restaurants. In these instances, your mobile fraud alert text message is showing the pre-authorization amount designated by the merchant instead of the actual transactions amount. This pre-authorization amount will not be posted to your account.
*A one-way text is for notification purposes and cannot handle any incoming responses.
**A two-way text allows for the consumer to respond to the inquiry.
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|Today's date: Friday August 17, 2018
We Cover The County...
WEEKLY POLL | Community News | EQUINE | Schools & Buses
Talented musician does 90 years in fine style
by Bonnie Whitehead
CLIFFORD - Irma Eckenswiller was treated to a celebration in honour of her 90th birthday on July 17 at Jamesway Manor here.
Her talent and true calling as a gifted organist, accomplished pianist, and devoted teacher is well known throughout the area. Her love of music formed at the age of 8.
Eckenswiller is a graduate and associate of the Royal Conservatory of Toronto. She has nurtured hundreds of students and continues to offer lessons to this day.
Eckenswiller recalled the first of her 30 years of Sunday mornings at the Knox United Church in Clifford playing a brute of a pump organ with all her might. An electric Hammond organ was purchased and became a real joy to play.
She fondly reflected on the first time she played The Wedding March for her friends Doris and Len Hefkey back in 1944. In 1974, she accepted a position as organist at the Grace United Church in Hanover. After 29 years, she finally retired.
Eckenswiller is a member of Clifford's Golden Girls. Last year, along with long time friend Marion Sangster, she created over 100 knitted Teddy bears. No two are alike in colour and costume choices. Those were handed out to needy Haitian children by Thelma Arnott and Dianne Buchanan, so Eckenswiller is creating more to send for the next trip.
Irma feels blessed with good health, great friends, and is happily situated at her new home at Jamesway. She was born and raised in Clifford, helped at the family business, taught piano to countless youth, enjoys the cultural and social aspects of the theatre, creates Teddy bears, and has enriched the lives of many with her talents, charm, and grace.
Ninety years of living filled with friends, fashion, and music makes Eckenswiller one of Clifford's most beautiful and endearing people.
September 16, 2011
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subset: commoncrawl


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The Possibilities are Endless with Edwyn Collins screening from tonight
Legendary musician Edwyn Collins suffered a massive stroke in 2005 which left him unable to walk, speak or even hold a guitar. The Possibilities are Endless charts his lengthy recovery return to the stage.
7 November 2014
Orange Juice, formed by Edwyn Collins and his school friends in Glasgow, were one of the most influential post-punk bands of the 1970's and 80's. After earning a number one in 1983 with Rip it Up, the band broke up two years later with Collins going on to pursue a solo career as well as producing for artists including The Cribs, Terrorvision and Vic Goddard.
On 16 February 2005, during an interview for BBC 6Music, he spoke about feeling unwell but put his illness down to food poisoning. Two days later he was admitted to hospital after suffering a stroke.
After a lengthy operation, he was safe but was left with movement and speech difficulties and was only able to say four phrases, "yes", "no", "Grace Maxwell" (his wife's name) and "the possibilities are endless".
The Possibilities are Endless, directed by James Hall and Edward Lovelace, is a beautifully impressionistic and immersive documentary following Edwyn Collin's efforts to 'recollect the facts of his life' and get back to his wife, music and family.
Rather than create a typical rock documentary full of talking heads, clips of live performances and carefully staged 'behind the scenes' sections, The Possibilities are Endless 'never goes too gaudily into the particulars of what actually happened to Collins, instead trying to convey the sensual experience, what it felt like then and how it feels now.'
Collins' relationship with his wife is explored and the key part she played in his recovery is a major theme of the movie. Little White Lies described their relationship as 'Collins is the subject of the piece, but Grace Maxwell is the hero.'
The Possibilities are Endless is now showing at Picturehouse at FACT and tickets are available from the Box Office, online and by phone 0871 902 5737.


text:
Get your free Kindle apps for PCs, MACs and Smartphones here.
Follow a fictitious family whose town experienced a near miss from an asteroid. This short story is a work of fiction and is not meant to depict a real family in the present, past or future. © 2011
Friday, February 25, 2011
"Canyon City Cataclysm" (preview) - a short story by S. L. Haynes © 2011
Get your free Kindle apps for PCs, MACs and Smartphones here.
4 comments:
Nice, clean blog layout. Are you going to keep posting? I'd like to read more of your ideas.ReplyDelete
The blog is to advertise my short story that I self published on Amazon. It's for download to a Kindle capable device for the measly sum of $2.99.ReplyDelete
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SL, send me an email. Guess what? You Won my blog contest! I don't have your email addy though. Visit my blog for details but first...ReplyDelete
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FCC Seeks To Scrap Exclusive Cable Deals
FCC Chairman Kevin J. Martin said exclusive contracts have been "one of the most significant barriers to competition," according to The New York Times on Monday.
With cable costs increasing about 93% in the last decade, Martin told the newspaper in an interview...
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text: In 2016 Tsai Ing-wen, candidate from the Democratic Progressive Party (DPP), was elected President of Taiwan. Following eight years under a Kuomintang (KMT) president who had actively promoted closer relations between Taiwan and the Chinese mainland, many wondered whether Tsai and China's leaders would be interested in and able to sustain the improved cross-Strait relationship that had taken root under the KMT. During Tsai's first year in office disagreement about the meaning and significance of an understanding reached in 1992 on the idea of "one-China" immediately increased tensions between Beijing and Taipei. With the election of Donald Trump as U.S President, and signals from the new administration in Washington that it might be reconsidering key elements of the American one-China policy in place since 1979, the prospects for cross-Strait relations are more uncertain. A distinguished panel of experts considers the implications of these developments for China, Taiwan, and the United States.


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Secrets of tech gift-givingDon't get caught giving gifts that folks can't use right away. Follow our tips.
^M00:00:01 [ Music ] ^M00:00:11 >> Holiday--whether it's Mother's Day or birthday or some unspecified winter gift-giving holiday, it's fun to give and get gifts but nothing turns a smile into a frown faster than someone not being able to play with that new tech toy you just gave them. I'm Tom Merritt, Editor from cnet.com. On this edition of Insider Secrets, I'll show you how to be properly prepared to give tech gifts. ^M00:00:37 [ Music ] ^M00:00:38 >> Okay. I've got here before me a virtual, well it's not virtual it's real, buffet of things that will help you make sure people enjoy those new tech gifts you give them right away. Your first priority--power. First get batteries; whatever size you need and plenty of them. Next, the wired power. It's good to have an extension cord free even if just for temporary use; you don't want to have to move a bunch of furniture so consider plugging these things in before the guests arrive. Also you want to protect those new gadgets so don't forget surge-protecting power strips; regular flat ones are fine especially if they have special transformer-sized plugs for the big plug-ins. The Squid is the best. It even makes a great gift; it has a separate cord for each gadget so you don't have any crowding, and even all of us have done it, don't squeeze plugs in on the strip. It's a fire hazard. Now that we've got your gadgets juice, let's get them connected. It's no fun to give an Internet-cable device and not have any Internet. Get plenty of long Ethernet cable on hand and plug it into your router; you can even run it under rugs or behind furniture to make it unobtrusive. And if you have Wi-Fi make sure it's configured so guests can use it. If you have a password be careful; either memorize it or write it down on one piece of paper and keep track of that piece of paper. You don't want it falling into Uncle Ernie the hacker's hands do you? And actually you might want to consider changing the password after your guests leave. Well that's it for the gift-giving tips. If you've got some of your own, pitch on in. Go to blog.cnettv.com and look for the Insider Secrets section. Let us know your own tips. That's it for this edition of Insider Secrets; I'm Tom Merritt for cnet.com. Happy gift-giving. ^M00:02:21 [ Music ] ^M00:02:24


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Updated at the bottom with Morgan found. First posted at 8:07 a.m. Monday.
Friends and family are looking for a petite young woman who they say never returned after taking out the trash Saturday morning in Hollywood.
Chianti Edward Morgan, who calls herself Chianti Love, says on her Facebook page that she works as an assistant for the Style television network.
A missing bulletin on Facebook does not list her age, but ...
... Morgan appears to be in her early to mid-20s.
She's 5 feet, 1 inch tall and weights 120 pounds according to her friends. A Facebook page says:
She hasn't been seen since 7:15 AM yesterday (Saturday) when she went to take out the trash at her home in Los Angeles ... This is an open Missing Persons case, so please also dial 911 with any leads.
The Facebook notice states that she could be in Hollywood, downtown L.A., Santa Monica, Venice or Torrance.
Her own Facebook page, which indicates she's in a relationship, says Morgan went to Santa Monica High School and attended L.A. City College. She writes this about herself:
If you like this story, consider signing up for our email newsletters.
You have successfully signed up for your selected newsletter(s) - please keep an eye on your mailbox, we're movin' in!
... Social activist, youth leader and inspirational speaker in Los Angeles. Using the performing arts as a vehicle, Chianti is apart of the next generation of community leaders, and believes in a society where all youth are valued, respected, and play a leading role in creating thriving communities. She is most appreciated for her uplifting words and warm smile.
[Update at 11:36 p.m. Tuesday]: We got word earlier today that the Facebook page asking for help announced that Morgan has been found. The page is now down, it appears, but we captured this cryptic note:
Chianti has been found and is getting the medical attention she needs. The Morgan family requests that you do NOT contact them. They will contact people when they are ready to talk. Please respect their wishes.


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Provost Young's House
28 Marischal Street
City Of Aberdeen
01224 213 808 / 07730468183
Provost Young's House
28 Marischal Street
City Of Aberdeen
01224 213 808 / 07730468183
Provost Young's House
28 Marischal Street
City Of Aberdeen
01224 213 808 / 07730468183
Stan Gerard is a Member of The National Society of Professional Hypnotherapists (MNSPH), is Registered with the Complementary and Natural Healthcare Council (CNHC) and General Hypnotherapy Register, holds a Senior Qualification in Hypnotherapy Practice and is in private practice at 'Serendipity', Aberdeen, Scotland UK. He is in the complementary healthcare disciplines: Healing and Hypnotherapy. You can check validity by Name, Registration Number, Town or Postcode and you can also specify the discipline to narrow your search at:
Complementary and Natural Healthcare Council (CNHC).
Accredited by the National Regulatory Register for Hypnotherapy he has a strong interest in complementary medicine research and is a published author, a Member of the Eutopean Institute of Forensic Hypnosis, Regression therapist and Thought Field Therapy (TFT) Practitioner.
STAN GERARD... has 30 years experience as a civil engineer. He was Agent (Infrastructure) on the Channel Tunnel Project for TML and is used to crisis-management.
Over the past 18 years he has been developing his gift and experience as a healer and hypnotherapist and normally works in private practice at 'Serendipity', 28 Marischal Street, Aberdeen:.01224 - 213 808.
He has been featured on a number of radio programmes and appeared in: Grampian TV's 'The Mysterious North', (22.06.1996), BBC1's "Kilroy" (23.02.2001), repeated on BBC2 (27.07.2001) and 'Faith Without Walls: Mind, Body, Spirit' on STV and Grampian TV on 19.08.2001.
A number of his patients' published stories have been reported in the local, national and Sunday papers and national journals - stories including those who had been suffering from:paralysis and multiple injuries, rheumatoid arthritis, asthma, endometriosis, ME/post-viral syndrome, food intolerances, skin problems, allergies and stress, brain tumour, epilepsy, arms, back and neck problems, decades of pain, kidney stones, anorexia, cancer. Current details re dental phobia and reflex hypoxia are on his website.
Stan Gerard is a registered spiritual healer, hypnotherapist and thought field therapy (TFT) practitioner. He qualified as a Hypnotherapist and was accepted as a Member of the National Society of Professional Hypnotherapists (MNSPH) in 1994, an ongoing professional organisation of hypnotherapists based in Blairgowrie, Scotland, since 1989.
With experience covering more than 16 years in the assistance of witnesses and victims of crime to revisit and clarify memory, he is a Member of the European Institute of Forensic Hypnosis.
Stan Gerard is an Affiliate Member of the Medical School Hypnosis Association. With a special interest in CAM research he is a full member of The Research Council for Complementary Medicine (RCCM), the National Council of Psychotherapists (MNCP), has been a steering-group member of CAM Forum Scotland and is a published author. A number of papers are listed on his website.
He holds a Professional Diploma in Headache and Migraine Care and is a Senior Associate Member of The Royal Society of Medicine.
Member organisations
Age regression
Anoxic attacks
Appetite Disorders
Aquired Brain Injury
Blood Pressure
Brain Injury
Decreased Concentration Levels
Energy Depletion
Executive Stress
Forensic hypnosis
Gastric Band
Gastric Problems
Grief and Depression
Gynaecological Disorders
Hypno Gastric Band
Lack of Confidence
Learning Difficulties
Memory Recall
Nail biting
Needle phobia
Nervous complaints
Past life recall
Reflex Anoxia
Reflex Hypoxia
Sales Performance
Sexual issues
Skin Disorders
Stage Fright
Stress Disorders
Travel Fright
Weight Control
White Attack
Fees are detailed on his website.
|Sign language:
|Other languages:
Monday-Saturday by appointment


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Pharus Advisory and Consultancy provides personalized and practical solutions to your personal finance and stock market investing needs.
Stocks, Financing & Strategic Advisory
Pharus Advisory and Consultancy is one of a kind advisory and consultancy firm. It recognizes the dire need of financial education especially in the field of stock market investing and aims to fill such gap by educating current and aspiring stock market investors and traders.
By Entrepreneurs, For Entrepreneurs
Being entrepreneurs ourselves, We understand the needs of the entrepreneur. Our backgrounds include extensive experience in stocks and finance, investing, business consulting and integration. Pharus also understand the needs of private equity and venture capital investors.
To be with the client in every step of the way in achieving the client's financial goals
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To provide a healthy and supportive community of like minded individuals
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Where our financial advisers and clients sit side-by-side.
If you're looking for a basic to advance stock training,
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Pharus's mission is to create a community of educated, disciplined and mature traders and investors who are making decisions not based merely on emotions or unsound logic but rather on well established thoughts and principles (about trading and investing). A major way we do this is through our Pharus basic and advance stock market training program.
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Get in touch to learn how we can provide the necessary tools to study and teach stock market trading– from basic training to advance.
Check out our calendar to see if you find something that interests you. If not, start something yourself!
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MAIL: email@example.com


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Enter a search term such as "mobile analytics" or browse our content using the filters above.
That's not only a poor Scrabble score but we also couldn't find any results matching
Check your spelling or try broadening your search.
This service is currently undergoing maintenance.
Please try again later.
Many UK companies are shooting themselves in the foot by not responding to email queries from customers quickly enough, while some are ignoring them altogether, according to research from eGain.
Staff at eGain sent emails to various UK firms in December last year, requesting information on high value products and services through web forms or email addresses on company websites.
125 major UK companies were tested on response times, as well as the quality of the information they gave back.
- Only 36% responded to customer emails within 24 hours, and only 16% within one hour.
- Just 19% of companies provided an accurate response to their customers' queries, and only 18% sent an automatic acknowledgement in response to the customer's email.
- The retail sector was the best overall performer with a 70% response rate, though only 49% of these responses were of a good quality, and only 10% of retailers managed to respond within an hour.
- Telco firms were the worst offenders, with 58% ignoring e-mails and 15% offering no e-mail facility on their website. Less than 15% of telco firms answered emails within an hour.
The research suggests many firms are throwing away potential revenues by not replying to customers, or not giving them a timely or relevant response.
It would be interesting to see if these figures change at other times of the year, as companies deal with as many as five times the normal volume of emails during the Christmas period.
The answer for many of these firms could be an investment in online customer service solutions, which can minimise the burden of email by automatically diverting emails to the appropriate member of staff, as well as easing the strain on call centres.
Further Reading:
E-consultancy's Online Customer Service Solutions Buyers Guide
(new version due May 2007)
Comments (2)
Added to this list will be those who
1. publish telephone numbers but do not answer calls or answer it badly
2. respond poorly to emails ...some using unintelligent auto-responders
3. companies that do not show there addresses or phone number on the website
Its a funny thing that many businesses like to advertise but seems to want ot avoid contacts. This seems like a worldwide phenomenon.
It is not only in sales that people do not resopond to emails. I have found almost a widespread belief in business that it is okay to ignore emails. The thing these indiviuals do not realise is that they are simply showing their ignorance!


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Add more products
The 5th International Urban Design Conference will be held at the Hilton on the Park in Melbourne from Monday, 10 September to Wednesday, 12 September 2012.
The Department of Planning and Community Development, Victorian Government is the 2012 Platinum Sponsor of the event.
Established in 2007, the International Urban Design Conference has provided a platform to over 390 presenters who have helped develop a range of themes including:
Authors or organisations interested in submitting a paper or presenting a workshop are invited to send an abstract not exceeding 300 words outlining the paper or their intended role in a workshop.
All submissions will be reviewed by the Conference Program Committee. Presentations that offer a comprehensive and diverse treatment of issues related to the conference theme will be selected.
Important dates
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They vary on the inside and either are white or red:
***Warning: TMI 1000000 Below***
According to my mom and aunt, this fruit is to only be eaten in the morning. For me, it only took about 3 minutes before I had to go the bathroom. That's right, this dragon fruit made me insta-poop. I haven't discussed details with my mom yet, but let me tell you, that this was a massive soft serve ice cream size poop. I recommend eating this on a day when you have easy access to the bathroom. I ended up going to the bathroom 5 more times that day. This is some serious doo dooing. It totally cleaned out my system.
Now, should you go with white or red fruit? Honestly, I think they both taste the same, but the colors might be messing with my head. I personally prefer the red fruit. It gives my lips a nice tint and turns my poop water into a pretty fuchsia color.
Well there you have it. Here is one of the many secrets how Asian women stay skinny. I believe you can find this fruit at any Asian market nearby. If you are feeling fat or constipated go get yourself some dragon fruit.


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Funny Articles
6 Inanimate Objects That Killed People in Movies
Anybody can make a movie featuring a human killer. But it takes a certain type of genius..or a certain absence of basic filmmaking skills…to create a truly memorable film about that thing on your desk eating your soul. (Warning: Spoilers Ahead.)
Laundry Machine ("The Mangler")
Stephen King has long recognized the killer instinct in every day items, from cars to trucks to that story about a Zamboni that remains unpublished because few things are frightening at 2 mph. But all that was a prelude to his short story-turned-movie about an industrial laundry machine that gets blood and antacids on it and so immediately falls under demonic possession because, uh, science and stuff. In an attempt to exorcise the demon the machine is administered holy water, only for it to become even more evil than ever because the water also contained antacids, making the film an absolute nightmare for Tums marketers. The laundry machine then runs into the streets, severing body parts in an ending that will scare the crap out of anyone who ever looked at a copy machine and said, "I'm on to you."
Gingerbread Man ("The Gingerdead Man")
A crazed killer is electrocuted and his ashes are given to his mom, a witch who puts them in a gingerbread mix (rather than, say, a Duncan Hines box, thereby depriving us of the movie "Moist Deluxe Fudge Marble Kill Mix"). The tainted result is then left at the doorstep of the bakery owned by the mom and daughter whose testimony led to the killer's conviction. Unknowingly, they use the mix to make a life-size gingerbread man who then comes alive and blah blah blah none of this makes any sense until you hear that Gary Busey plays the cookie. Then suddenly any plot is possible! Psychotic strudel played by Gary Busey holds the President hostage? Of course! A slew of cake pops all played by Gary Busey get access to NORAD's launch codes? Naturally! This movie had an actual sequel called "Gingerdead Man 2: Passion of the Crust"? Anything else would be unthinkable.
Refrigerator ("The Refrigerator")
Promoted with the tagline "No survivors, only leftovers," 1991's "The Refrigerator" opens with a drunken couple making love in their NYC apartment only for the girlfriend to get consumed by the fridge, which probably screws them out of their security deposit. Two years later another couple moves in only to have nightmares about the fridge teeming with tiny previous victims, unborn babies, and maybe something white they thought was cheese until they bit into it and thought, "Oh god, old tomato." So in response the couple throws a dinner party, causing all the kitchen appliances to go on a murderous rampage due an ancient curse known as "It's Act III." At the end another couple is seen moving into the same apartment and no doubt the story will repeat itself yet again because this is Manhattan, b*tches, and you either deal with a killer kitchenette or you move to Queens.
Bed ("Death Bed: The Bed That Eats")
A movie already made famous by a Patton Oswalt routine, "Death Bed" is the stirring tale of a bed inhabited by a demon because as you've probably realized by now, you're either possessed by a malevolent spirit or you're Gary Busey. However, this film mixes things up by first having the demon be a tree who then became a breeze because, uh, more science. The breeze then falls in love with a woman it passes and so becomes a man who tries to get her attention by buying a bed (a move known in dating parlance as "real classy.") But while they're making love she dies and his eyes merge with the bed and generations pay the price by being swallowed whole by a mattress that for some reason no one thinks to replace after several hundred years. Also, the bed throws tantrums. And a nearby painting knows all. And at one point the mattress calms its upset stomach with Pepto Bismol. In other words, why aren't you watching this movie now?
Snowman ("Jack Frost")
If a serial killer can be turned into a cookie by magic then certainly a serial killer can be turned into a snowman by way of a collision with one of those genetic material trucks you always see on the highway, slowing down traffic and sporting bumper stickers that read "Become a Genetic Material Truck Driver! Call the Center for Disease Control Today." Of course, exactly what that genetic material is never gets identified because when it comes to horror movies the more you explain something the less sense it makes until you're left screaming at the TV, "Why would a tree demon become a breeze?! Hail I can understand because you get to snow in summer and mess with people's minds! But a breeze?!" That's because "Death Bed" is such a fascinating movie that you can't stop thinking about it no matter what film you're watching.
The Whole Damn House ("Hausu")
A Japanese schoolgirl brings her six friends to her aunt's country home only for almost everything you read in this post to happen in one remarkable film. You want possessed household items? A piano eats one girl and keeps playing with her severed fingers while a light fixture cuts off another's legs only for them to keep running. You want severed body parts? A visitor loses her head only for it to fly around and bite someone in the a**. It even has a killer mattress! And while sadly there is no Gary Busey, there is a spirit that lives on by eating unmarried girls because, uh, even more science.
What inanimate objects are you afraid of? Let us know in the comments!


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An Annual Peer Reviewed Publication of National University
The Journal of Research in Innovative Teaching published by National University is an annual peer-reviewed Web-based publication of scholarship and research focused on new, effective instructional approaches and methods. This journal publishes original research articles by National University faculty, while also welcoming submissions from outside the University. The journal's mission is to collect and disseminate advanced research-based information on teaching and learning, particularly focusing on innovative methodologies and technologies applied primarily but not exclusively in higher education, to improve educational practice and enhance student learning outcomes.


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Dr. Sarah Warren, President, served as the Midwest Regional Testing psychologist for the National Football League's Program for Substances of Abuse, one of four psychologists in the country to serve concurrently as a regional psychologist. She is a nationally renowned hospital trained psychologist with over 20 years of experience in assessment, forensics, therapy, and business consulting as well as working with high-value professionals in high stakes contexts. Dr. Warren previously worked at Rush University Medical Center. She launched and directed the Alcohol and Drug Prevention Program at University of Chicago.
Dr. Warren is pleased to serve as a convener of talent, and to offer concierge services to her clients who choose that higher level of care and attention.
She has appeared in the Chicago Tribune and on national television. She earned a Bachelor's degree in Social Sciences at University of Michigan (magna cum laude) and her doctorate in Psychology at Northwestern University. She trained at Northwestern Memorial Hospital. She completed a postdoctoral fellowship at University of Chicago. She is a licensed Clinical Psychologist with over 25 years of experience.
Adam Weg is a Licensed Clinical Social Worker with experience providing short- and long-term therapy to adults, adolescents, children, and their families. He helps people make sense of their experiences, increase their appreciation of themselves and their stories, and clarify and work toward their goals. Often, this work goes hand-in-hand with symptom relief, such as reducing experiences of unwanted anxiety, impulsivity, inhibition, or mood disturbances. It can also lead to less easily specified changes, such as feelings of empowerment and creativity, new sources of enjoyment and excitement, and different experiences in relationships.
Adam Weg received a Masters degree from the School of Social Service Administration at the University of Chicago, where he also studied English Literature as an undergraduate. He has trained in community mental health, as well as in inpatient and school-based settings, and has advanced training in psychodynamically-informed approaches to psychotherapy. He sees clients primarily in downtown Chicago.
Jean Leahy, PsyD, brings to bear over two decades of experience working with professionals on personal and professional matters. Highly motivated professionals in finance, business, advertising, journalism, medicine, engineering and law seek Jean Leahy's psychological expertise. While working in London, as co-founder of a successful program devoted to helping international and expatriate clients adapt to living and working in a new culture.
As an associate in the practice of Sarah B. Warren, PhD & Associates, she offers Intervention services for alcohol, drugs and related issues; she also provides services in this practice to support expats. She maintains her own psychotherapy practice as well.
Dr. Leahy is a licensed psychologist who earned her graduate degree at the Illinois School of Professional psychology. She sees clients exclusively in downtown Chicago.


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The Senate on Saturday morning passed a $915 billion omnibus appropriations bill, wrapping up a year of heated congressional battles over federal spending levels.
The legislation, which makes long-sought changes to government policy and funding levels for fiscal year 2012, passed by a vote of 67-32. Counting supplemental war funding, it exceeds $1 trillion.
The omnibus funds the departments of Defense, Education, Energy, Homeland Security, Labor, Health and Human Services, Interior and the Environmental Protection Agency, among other agencies.
The House passed the 1,200-page bill and the emergency spending bill on Friday. President Obama is expected to sign both Saturday.
Democrats claimed it as a major victory because it will deprive Republicans of significant leverage in next year's policy fights. Republicans demanded steep cuts in federal spending earlier this year in exchange for keeping the government funded and raising the debt limit.
"Republicans will not have the leverage of shutting down the government or raising the debt ceiling," said Sen. Chuck SchumerCharles (Chuck) Ellis SchumerSenate Democrats should stop playing politics on Kavanaugh Montana GOP Senate hopeful touts Trump's support in new ad Strong job growth drives home choice for voters this election MORE (N.Y.), the Senate Democrats' chief political strategist. "We're happy to have the spending issue resolved for the whole year because we were never on strong ground on the spending issue."
Lawmakers on both sides of the aisle, especially members of the Senate and House Appropriations Committee, were eager to pass the bill after the federal government operated throughout 2011 on a continuing resolution that maintained policies and program levels set in the fiscal year 2010 appropriations bills.
"With the exception of the Department of Defense, all of these agencies have been running on a continuing resolution for well over a year," said Sen. Daniel Inouye (D-Hawaii), chairman of the Senate Appropriations Committee. "This must stop because it is no way to run a government, particularly one that must learn to do more with less. How can an agency be more efficient when it is operating on the budget plans that were developed two or even [three] years ago?"
Sen. Thad CochranWilliam (Thad) Thad CochranMississippi courthouse named for Thad Cochran Todd Young in talks about chairing Senate GOP campaign arm US farming cannot afford to continue to fall behind MORE (Miss.), ranking Republican on the Appropriations Committee, emphasized the legislation conformed to the spending levels set by the Budget Control Act lawmakers passed in August to raise the debt ceiling.
Cochran also emphasized cuts the legislation makes to various government programs, including those tasked with implementing reforms of the 2010 Patient Protection and Affordable Care Act.
"There are some dramatic reductions in spending," Cochran said. "The independent payment advisory board, the co-op program created in the healthcare bill, we zeroed out funding in some of the energy credit subsidy provisions of this bill. That was hard to do but savings were needed."
Cochran said the legislation eliminated 22 programs in under the jurisdiction of the Labor-Health and Human Services section for a savings of $225 billion.
Even so, Democrats said they were pleased with the outcome of the massive bill.
Democrats killed a slew of GOP-proposed policy riders that would have rolled back environmental and health regulations. These included proposals to block the EPA from protecting endangered species from pesticides and enforcing lead testing regulation. Another would have stopped funding for Title X family planning programs.
The legislation does, however, include a rider to delay light bulb efficiency standards that restricted the manufacture and sale of incandescent light bulbs. Another provision the legislation prohibits the transfer of detainees from the Guantanamo Bay prison camp to the U.S. for trial, although it allows the president a waiver for exceptional cases.
This story was updated at 3:45 p.m.


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|16 Apr 2012
windows7 64bit
How safe is a router?
Does a built in firewall on a router really keep your computer safe? Does that mean keeps safe from email virus, or websites? Or is it only keep you safe from direct attacks? I starting see I have a lack of understanding of how things work?
back in the days there was one way to get a virus lol seems things have gotton much more complicated I mean seems like you neeed twelve programs HIPS , Firewalls, Malware, anti virus, anti root kit,., complicated
|My System Specs
|16 Apr 2012
Windows 7 Ultimate x64
Routers usually protect you well from outside sources. Reason being is that routers perform NAT translation.
So, when you have a computer behind a router that wants a website, it requests the website and the traffic hits the router. The router records the source IP address of the computer requesting the website and then replaces that internal IP with a valid routable external IP address., and when the traffic is returned from the web server, it sees the traffic and changes the IP address from the public IP that it was using, to the internal IP address of the machine which requested it.
So, if somebody sends packets that were unrequested to your IP address, you router will not have valid entries in the table and will drop those packets...thus protecting your machines.
However, if you do something stupid on a computer and initiate the connection, then the router is going to allow the return traffic to come back in and will deliver it to where it needs to go.
Moral of the story, the router won't protect you from yourself. You are still at risk from drive by downloads, facebook malware, email attachments and anything else that you might run.
|My System Specs
|16 Apr 2012
NAT in and of itself isn't that secure, but most routers have a built in firewall which does the job nicely.
One thing I always do is test any new (or new to me) router against one or more testing sites to see if the router is truly transparent to unsolicited traffic. Any ports that I can't set to drop packets, I forward to x.y.z.250, which I reserve as a "black hole" on all my networks so there's never a device there to answer.
Anyway, I agree with pparks1's moral; any router will allow in pretty much any trouble you ask for.
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Connecting Wireless router to Cable Modem/Router
My wife's sister has Comcast Cable. They installed a Modem/Router that the wireless part seems to have died. Can a wireless router be connected via ethernet cable to the cable modem/ router?
|Network & Sharing
Connect router wirelessly to main router
Recently I bought a TP-Link WR841N router and, unaware of what it needed, there had to be an ethernet cable coming from the main router (BT Homehub 3) for it to work. Is there any way I can connect these two wirelessly? I don't mind whatever way I connect it to my PC.
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Turn a normal router into a powerful router
I didn't really know where to put this, but some of you may not be familiar with DD-WRT. This article will prick your interest if your interesting in turning a garden-variety router into a powerful tool. How to hack your wireless router firmware | News | TechRadar UK
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Need Some Help with Cable Modem to Gray Fox Router to Switch Router
I have no idea why but i can only get a connection with the internet with one computer through a switch router... i was told that its not possible to get internet to multple computers, and only to one computer. I have a Netgear Gs108 switch router... but it connects to a Gray fox router which runs...
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Is it safe to use an old wireless router?
I have a wireless B router and I want to know if it is safe to use. It is old (wireless B) so how does the wireless encryption compare with todays routers? will it be a problem if I remove the antenna and use the ethernet cable to connect to my computer instead?
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What's at Stake in the Middle East, A Brooklyn For Peace Forum
Brooklyn For Peace E-mail email@example.com or call 718-624-5921
Brooklyn For Peace and the Lafayette Avenue Presbyterian Church present a forum , What's At Stake in the Middle East? ,
Women's Rights, Religious tolerance, The right to live in your home in peace and dignity under the threats of regional , world and nuclear wars.
Zachary Lockman, NYU Professor on the Middle East, history, politics and the role of the US in the Region.
Maya Mikdashi, NYU Professor focusing on nationalism, secularism, gender, human rights and refugee problems in the region,
David Wildman
United Methodist Church's General Board of Global Ministries and frequent traveler to the region
A short film at 6:30 followed by discussions at 7
C to Lafayette, G to Fulton, 2,3,4,5,B,D,N,R,Q,to Atlantic Ave.
B41 to Lafayette
LAPC is wheelchair accessable


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Aug 28 (Reuters) - Wall Street opened higher on Monday, boosted by consumer discretionary stocks, while investors assessed the impact of Tropical Storm Harvey on the U.S. economy.
The Dow Jones Industrial Average rose 41.98 points, or 0.19 percent, to 21,855.65. The S&P 500 gained 5.92 points, or 0.24 percent, to 2,448.97. The Nasdaq Composite added 20.40 points, or 0.33 percent, to 6,286.05. (Reporting by Tanya Agrawal; Editing by Sriraj Kalluvila)


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So I've come to learn something about 'success' the past week. I'm seriously beginning to doubt that success is but a painful societal obligation. I mean, here we are, spending all of our youth, trying and trying and trying endlessly to simply be good enough. When did good enough become so hard to be? That's exactly what I found myself thinking when I was sitting near this guy in a bus who had applied to patent some secret software he was developing for a nameless company in the USA.
'It beats me to think that you're just 26,' I told him, a tad let-down that my life seemed like a record chronology of bad choices in comparison, 'I cannot believe that you are going to patent something. Like Wow.'
'Well,' He said, 'I can't help it. I guess it's just that I know I have to make lots of money before I get old'.
'So how much money do you want to make?'
He looked at me, a confused expression on his face then paused a moment before replying. 'I don't know… I mean, just lots I guess'.
'It's a simple question. Just how much money do you want to make till you're satisfied?'
'I don't know, I mean, just till I feel really successful I guess'.
It struck me then that he didn't really feel successful at all. And here I was, thinking about how much he had achieved so young. Upon reflection, I must admit, I wouldn't know the answer to the question either. How much would I try till I sit back and think that I have enough? Hours after I got home, I couldn't stop dwelling on it. So I found a quiet moment to curl up on the couch near my dad when he was watching late night telly.
'Pa. I'm so sad. I feel like I'm just working and working and working and I'm just not getting anywhere.'
And he said, 'You're doing just fine'.
I paused, and thought about what he said for a moment. Actually, I wasn't doing so bad. Heck, I'm only 25. Maybe, that's the assurance we need from time to time, that we're all good enough even without the throwing ourselves out there to achieve what other people call success…and all the excess.


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Basswood shutters are a natural product built to bring warmth and character to fine homes. Like marble baths, granite countertops, oak floors and fine wool rugs, basswood shutters are deep and rich materials that create an authenticity and sense of permanence synthetic materials cannot duplicate.
Plastic shutters, like linoleum and Formica, have their uses. Where price is the primary concern, or where the panels will regularly be wetted (as in showers or saunas) plastic may be less expensive and waterproof. But homeowners who can choose consistently opt for the real thing. Here's why basswood has become so popular:
Basswood has a greater strength-to-weight ratio in its natural form than any other shutter material ever developed. Greater strength enables more custom shapes including longer louvers and extensions not possible with plastic or lesser materials.
In the abstract, when it comes to blocking light; ensuring that shutters are attached properly to walls; or allowing for light control; there are few real differences between weak, heavy materials and stronger, light ones. But, as a function of aesthetics, design features and construction, the differences between materials are huge. Properly designed Basswood shutters don't need the bulky support systems, chunky panels and extra framing pieces that lesser materials require. This results in an elegant look that is also stronger and more durable.
Strong, light, Basswood louvers can be extended further to create fewer, properly proportioned panels. These panels look better, weigh less and require less framing. Plastic and other, weak, heavy materials can only extend short lengths before drooping. To compensate, the designers must build smaller panels and more of them to cover the same space. Each small panel is heavy and comes with its own additional, oversized framing and support requirements. On particularly large openings, the panel frames, shutter frames and build outs needed to support weaker materials can make the openings resemble fortresses instead of windows.
Well-made basswood shutters are known as the premium window coverings available. They typically increase resale values more than other window coverings, according to most real-estate estimators and brokers.
It is commonly accepted among real estate investors and professionals that, given a choice, buyers will choose to be surrounded by natural materials. As income levels and education rise, homebuyers increasingly invest in hardwood, bronze, marble and granite over laminated MDF (wood/glue slurry), plastic; Linoleum and Formica. According to most real estate experts, the relevant issue is not whether buyers are willing to spend more for natural materials over synthetics, but when and how much more they will invest.
Housing development builders are a proxy for this kind of decision-making both in terms of value and target audience. As a group, they spend millions in market research, focus groups and real world testing to isolate what customers value. Their collective goals are to determine the most important and cost-effective features to attract home buyers. This information is used to guide their investments to acquire those features. In Southern California today, shutters are the dominant window covering offered in the middle to upper middle class and upper class development market. Within this builder market for shutters, basswood shutters are the fastest growing segment. By proxy then, home builders are voting with their investment dollars that basswood shutters are the most attractive window covering investment in the upper half of the market today.
Basswood shutters have the best combination of several desirable traits: by far the most consistent color among domestic hardwoods – particularly compared to poplar and lesser woods; very tight and uniform grain – basswood's close grains will resist moisture better than open grain woods; basswood is one of the hardest of the workable, furniture-grade woods – it will dent pine, ash, oak maple, etc.; basswood is naturally very low in sap – our kiln dried basswood is guaranteed to have 8% or less moisture upon installation and will never bleed sap.
Whenever you install fine interior plantation shutters in a woodworker's home, something we've done many times, you're going to have a serious conversation.The first clues the conversation is coming are the television surrounds and crown molding. They're perfect. Then you notice a set of matching custom bookshelves in the den; a hand carved mantle built seamlessly into the adjoining stonework in the living room; some furniture with more inlays than you could ever get stock; and a small turned bowl so elegant the thought of putting peanuts into it makes your stomach hurt. These visual cues though are merely a buildup to the garage. All of this without the garage is merely a pleasant exchange about interior shutters between aficionados of fine craftsmanship. But, if the garage has eight or more pieces of well oiled woodworking equipment; if there's a lathe, a scroll saw, dado jigs, 10 to 15 assorted clamps, a set of mallets and cold chisels and the whole thing is as neat as a pin, you may as well get a cup of coffee and a comfortable chair, because you're in for a debate.
If Basswood is good for interior shutters, wouldn't oak, maple, walnut (insert tree here) be better?
No, the other furniture-grade hardwoods all have non-uniform grain patterns. Fine interior wooden shutters depend upon the uniformity and integrity of their louvers to reduce structural variability. Louvers are relatively thin and unsupported and therefore particularly susceptible to swirling grains. We couldn't extend the louvers or control the gaps between louvers as well with "fancier" woods.
I saw some great interior shutters made of poplar. Poplar is cheap. Why don't you use poplar for your interior shutters?
Poplar would be an excellent material for interior shutters except for its inherent color variations. Unlike Basswood, which is uniformly tan, a single unit of Poplar stock comes in everything from white and dark green to light gray and near black. Covering these color differences requires layering the panels with a lot more paint solids. This means using either a thick, brittle undercoat (like Gesso or calcium carbonate) or layering the panels with additional top coats. In either case, the extra paint affects the gaps between moving parts and builds up a thick layer around the wood that tends to crack or shatter if struck. Fine interior shutters should be built with a minimum of gap variances and to withstand a lifetime of normal use.
How do you know the wood in your interior shutters has 8% or less moisture content?
All of Elizabeth Shutters' wood comes from Basswood mills in the Great Lakes region and Canada. These mills guarantee the wood specifications and are required to keep current certificates on file attesting to kilning and moisture content. An inspector from the state or province must certify that the wood is kiln-dried to a given time and level. More importantly, Elizabeth Shutters processes over a million square feet of Basswood for interior shutters per year. Each piece is handled multiple times for cutting, shaping, sanding, assembly, etc. The only weight variable that exists in Basswood is moisture content. If wood came in that was wet, it would be too heavy, and we would send it back. Our suppliers are well aware of this and Elizabeth Shutters has yet to return a load of wood for moisture content.
How do you know your interior shutters will never bleed sap?
Obviously, Elizabeth Shutters can't absolutely guarantee the future, no one can. All we can do is promise to replace or repair our shutters if they do bleed sap. But, we've been making interior shutters out of Basswood for over 30 years. We process over a million board feet per year. We see the wood when it comes into our factory. We see the wood as we process it. We see the finished panels when we complete the process; when we pack them up; and again when we install them. Sometimes, we see the panels yet again when we come out to install more interior shutters. Our customers see them every day, and have seen them for over 30 years. No sap, yet.
Basswood shutters are recyclable, biodegradable and renewable. Elizabeth Shutters is the only major shutter manufacturer in California using only 100% whole, North American basswood for both painted and ready-to-stain shutters. Other manufacturers have switched to fingerjoints, laminations, "engineered woods", "plastic woods", vinyl-wrapped, fillers or lesser woods to drive down cost. All of these are considerably less expensive than natural Basswood, but each comes with drawbacks. 100% natural basswood won't de-laminate (split) like laminates and vinyl-wrapped, pressed wood; won't crack or swell at the seams like finger-joints; and won't fall apart or sag like pressboard or MDF. We recommend avoiding these materials particularly in large openings, cantilevered panels, and in openings exposed to direct sun or where they may be exposed to moisture.
When it comes to custom wood shutters, engineered woods are cheaper, but whole wood is better. Shutter manufacturers have tried a wide variety of wood fabrications to drive down the price of Basswood. The truth is, Basswood is expensive, but still the best material for custom shutters. Here's why Elizabeth Shutters uses only 100% whole Basswood.
Custom wood shutters are unique in terms of finish and environment. Alone among interior wood products, the finest shutters are built to custom cabinetry standards while withstanding temperature and sun extremes applicable to a lawn chair; and resisting moisture and decay to the greatest extent possible. Whole wood shutters handle these extremes with great aplomb (enabling a lifetime warranty). Combinations of wood and glue, on the other hand, react to heat, cold, ultra-violet rays and water quite differently.
Among the variations in "Hardwood" or "Basswood" shutters are laminated hardwood (plywood), vinyl-wrapped, laminated hardwood (plywood with a plastic coating), finger-jointed hardwood (small pieces cut up and glued together zipper style), HDF (High Density Fiberboard, a densely packed slurry of glue and wood slivers poured into molds and set-like Jell-O, to create stiff panels of "wood"), MDF (Medium Density Fiberboard, like HDF, but less dense; commonly used in inexpensive office furniture), Pressboard (see MDF) and combinations of the above. Each comes with its own inherent problems.
Wood and the glues used to bind "manufactured" woods expand contract, harden, stretch, absorb ultra-violet light and chip at different rates. These differences can be masked for a time by a thick coat of paint. However, shutters are usually placed in direct sun; exposed directly to open or poorly-insulated windows; and opened, closed and adjusted repeatedly over a lifetime. These environments stress the shutter materials in precisely the way that wood and glues fail: by forcing the materials to change in the same way over time. Rather than remain whole, wood/glue combinations tend to separate over time revealing glue lines, bleed-thru, de-laminations, splits and cracked paint.
Each time wood is cut against the grain (cross cut) fibers at the ends are broken and the wood's natural resistance to water, rot, insects and other decay is reduced. This is why decay almost always starts at the cut ends of wood. Fine wood shutters should be built to last a lifetime. Whole wood shutters have the fewest crosscut ends and are therefore the most resistant to decay. Compared to whole wood, finger-jointed wood typically has three to thirty times the number of cross cut ends, while laminated; HDF and MDF have virtually an infinitely greater number. Exposed to moisture or rot, whole wood panels may resist decay for weeks or years. At the other end of the scale, exposed MDF panels will soak up moisture like a sponge.
Low Price Guarantee
Elizabeth Shutters will meet or beat any comparable big box or chain store bid.
Elizabeth Shutters is the only major U.S. shutter manufacturer to build our standard painted shutters with whole basswood and acrylic lacquer. We offer this product at the same price as others who employ cheaper finger-jointed or lesser products coated with water-based paints.
Recent Awards
-Angie's List SuperService Awards 2011-2014
-San Diego Union Tribune "Top Shutter Company" 2011-2014
-Los Angeles Times "Best Shutter Company" 2011-2014
-Best of TrustLink.org 2011-2016
-Google+ 5 stars
-Yahoo Local 5 stars
-Angie's List SuperService Awards 2016


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XXIO 9 Driver
Save 38%
XXIO 9 Men's Clubs
The new XXIO9 series takes Dual Speed Technology to the next level! DST maximizes head and ball speed for greater distance. XXIO9 features a heavier head and lighter shaft with a higher balance point to optimize head path for improved speed at impact. These newly developed features result in improved swing efficiency for greater distance.
Key Features
Dual Speed Technology
Optimized head path
Increased swing speed
Higher head speed
higher ball speed
Club Technology
Low-density 8-2 titanium body
7g weight (Stainless Steel weight 3g, plaque 4g)
High-strength, low-density titanium Super-TIX� PLUS for XXIO Rolled cup face
630 stainless steel cast body
Stronger low-density material Super-TIX� PLUS for XXIO Rolled face
Inner weight High-density tungsten-nickel weight
Tungsten-nickel weight


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By Mike DeNardo
PHILADELPHIA (CBS) — Some education advocates are calling on the Commonwealth of Pennsylvania to put the brakes on approving any more cyber charter schools.
There are 15 online "cyber" charters in Pennsylvania now, and six operators have applied to the state education department to run new ones.
But in a conference call today, education advocates said no new cyber charters should be approved.
Adam Schott, policy analyst with the group Research For Action, says that for one thing, cybers scored poorly in the state's new School Performance Profile.
"For the eleven cyber-charter schools for which we had SPP scores, all of them scored among the lowest performing schools in the state," he noted.
And David Lapp, staff attorney with the Education Law Center, says the charter school law was meant to increase educational opportunities.
"At least in the cyber charter realm, we've really seen that that intent has not been fulfilled," he said. "And so we're calling for a moratorium on increased expansion."
Lapp points out that there's no cap on enrollment at Pennsylvania's existing cyber charters, so creating new ones is unnecessary.
The Pennsylvania Department of Education turned down all eight new cyber charter applications submitted last year.


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Search By Standards
In this launchpad, teachers will instruct students about composition in the visual arts and some of its most basic components.
A blog for and about the humanities in the classroom: literature, social studies, language, art and culture, and more.Take Me There!
Get updates on new lesson plans and other resources.
EDSITEment! is a project of the National Endowment for the Humanities


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When Sandler Training, a sales and sales management training firm, began investigating BYOD, it did so with an eye towards collaboration. Sandler sought a collaboration platform that would enable their thousands of consultants to access, share and collaborate on a large library of documents, including training resources and internal communications.
Since much of the consulting and training takes place offsite, Sandler Training needed a way to keep all their mobile consultants up to date with the latest training resources. The challenge was passing this information through to mobile devices and tablets while also protecting intellectual property.
Sandler Training adopted the collaboration platform from SkyDox to solve this problem.
Thus far, this sounds like a pretty standard benefit of online collaboration. But once collaboration is extended to the mobile channel, IP theft becomes a much bigger issue, which is why many firms like Sandler avoid going mobile.
However, by assigning folder and document-level access rights in the client workspace, Sandler Training prevents unauthorized third-party downloading or distribution of confidential documents and intellectual property.
The ability to track document access at the page level also allows Sandler Training to determine if and when each document was opened. Moreover, Sandler can begin to see how clients interact with the content. They can see with whom it was shared, and they can observe which pages clients spend the most time on.
In other words, without ever asking for feedback from clients, they can get it, and they can tailor future content in a way that conforms to what clients value and how they share and use the data they value.
Most BYOD-focused vendors (MDM, NAC, collaboration vendors, etc.) won't try to sell you on using BYOD to better gain insights into customer's behavior patterns. Perhaps, they should.
IT Solutions Builder TOP IT RESOURCES TO MOVE YOUR BUSINESS FORWARD
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Jon Stewart Continues to Use His Daily Show Good-bye As an Opportunity for Self-Deprecation
He has never seen any of Maggie Gyllenhaal's movies.
Leave it to Jon Stewart to use his Daily Show farewell tour as an opportunity to make fun of himself. Last week, the show paid tribute to his proclivity for making random nonsense noises. Last night, they honored his grand history of not being prepared. Watch the clip below — or don't, and just tell Jon Stewart you did.


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9400 S. Troy
Evergreen Park Public Library is located on the southwest corner of 94th Street and Troy Avenue, one block east of Kedzie Avenue. From the Tri-State Expressway, exit at 95th Street East. Travel east on 95th Street to Kedzie Avenue. Turn left at Kedzie, travel one block to 94th Street, and then turn right at the stoplight.
Monday - Thursday: 9 am - 9 pm
Friday and Saturday: 9 am - 5 pm
Sunday: Noon - 4 pm*
*The library is only open on Sundays during the school year. The school year hours begin after Labor Day in September and end Memorial Day Weekend.
2018 Holiday Schedule
|New Year's Day
|Monday, January 1
|Martin Luther King Day
|Monday, January 15
|President's Day
|Monday, February 19
|Sunday, April 1
|Mother's Day
|Sunday, May 13
|Memorial Day
|Sunday May 27 & Monday, May 28
|Fourth of July
|Tuesday, July 3, 3 pm, Wednesday, July 4
|Labor Day
|Monday, September 3
|Columbus Day
|Monday, October 8
|Wednesday, November 21, 5 pm & Thursday, November 22
|Day After Thanksgiving
|Friday, November 23
|Christmas Eve
|Monday, December 24
|Christmas Day
|Monday, December 25
|New Year's Eve
|Tuesday, December 31


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WAYNE Brown makes his league debut for Oxford United as Ryan Clarke misses out against Gillingham through injury.
The goalkeeper picked up a muscle injury around his ribs in Monday's 2-2 draw with Torquay United and has failed to recover in time.
Brown, whose two U's appearances have come in the Johnstone's Paint Trophy, deputises, with teenager Max Crocombe in reserve.
The hosts make two other changes, with Michael Duberry replacing Harry Worley after serving a suspension, while Scott Rendell is preferred to James Constable up front as United attempt to end a three-game winless run.
Gillingham won the reverse fixture in Kent 1-0 back in October but the visitors know anything other than a victory this afternoon will end their play-off challenge.
Oxford Utd: Brown, Batt, Duberry, Wright, Davis, Chapman, Whing, Hall, Montano, Rendell, Morgan.
Substitutes: Crocombe, Tonkin, Wilson, Johnson, Constable.


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Sunshine Holiday Apartments - Reader Reports & Opinion
These reports are a combination of questions and comment posted in our Sunshine Holiday Apartments forum and visitor reports added via the 'Add Report' tab above. The votes awarded are weighted by volume and date to give a truer representation of reader satisfaction [more details].
Reader Satisfaction Ranking: Weighted ranking based on 10 votes = 0 (max 5)
Guest Report
Guest from Trinidad visited in April 2013 and awarded
Five of us stayed at the apartments for a 2 night weekend and i must say that the place is absolutely beautiful. It was very homely and clean with everything that you would need. We totally enjoyed the pool and wished that we could stay longer.
I would highly recommend Sunshine Apartments to any family for that home away from home feeling.
Guest Report
Shamshud Ali from Trinidad visited in September 2012 and awarded
Hello to everyone looking for a reasonably price place to stay in Tobago.
Me and my 2 teens just came back from spending 10 days at Sunshine Holiday Apartments. I must say it was the best accommodations we have stayed in since coming to Tobago. Value,Cleanliness,Service and Warm Friendly Staff.
Anna and Bernadette did everything to make us comfortable.
I had absolutely no complains. I would recommend this place to anyone looking for a reasonably price accommodation which is very close to the 2 best beaches and very close to vegetable market and groceries.It was sad to leave but all good things must come to an end.
Thanks again to all the staff of Sunshine Holiday Apartments for making our stay very enjoyable.
Guest Report
Afeisha from Trinidad visited in September 2010 and awarded
Hi All,
My stay at Sunshine Holiday Apartments was great it was well above my expectations. The atmosphere was so calm and peacful, I did not want to leave. My only problem was we did not enjoy the pool (no fault of management) because the other occupant was always there. The customer service was wonderful, Anna was always willing to help. I will advise anyone to stay there,
HOME AWAY FROM HOME!!!Maybe they can invest in there own little supermarket. It was reasonable and the service was excellent.
Guest Report
Leisel from Trinidad visited in April 2010 and awarded
I took my kids to Tobago for the first time where we stayed here for three nights. I must say that thier website does not begin to justify how wonderful this place is. To begin the staff was very courteous and welcoming. The two bedroom apartment was way beyond my expectations. It was very clean, smelt good and oomfortable. The pool area was clean as well. My kids wanted to stay a bit longer but we had to come home as school was reopening on Monday 12 April. We had Maid service on the first morning of our stay. they clean the bathroom where tooke out the garbage, changed towels and bath mats. Their rates are quiet affordable. I would highly recommend Sunshine Holiday Apartments for anyone who wants to stay at a first class guest house. We are going back to Tobago in September and there is no other place that we will be staying at except for here. Thanks again to Ana and Bernadette for making us feel at home away from home. See you all soon!!!
Guest Report
Ginaliza Garraway from Trinidad visited in March 2010 and awarded
After my stay during the Easter Vacation i must say my co- workers an i had a great time, the recepitionist Anna was very useful any information we needed was well receievd. The pool is not as big as expected but great neverthless. The staff were very friendly i recommmened that if you are lookin for somewhere close to all the action........Storebay, Pigeon Point and the Supermarket this is indeed the place to stay. We recieved all that was promised thank you very much Sunshine Apartments we truely had a great Easter Vacation.


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Kawasaki Celebrates the 30th Anniversary of the Ninja at the Ninja Experience at Autodrome Saint Eustache
July 11, 2014
Kawasaki couldn't have asked for better weather as the Ninja Experience tour makes its' fifth stop in Saint Eustache.
Join the excitment on July 23rd at the last stop of the Ninja Experience in Nova Scotia at Atlantic Motorsport Park. Sign up today before spots run out!


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Real Estate Bloggers has a link to a Motley Fool report on 401(k)'s Investing in Commercial Real Estate.
Last year marked the biggest year for merger activity in this real estate sub-sector, with private equity playing its hand in such deals as this February's acquisition of Equity Office Properties Trust by Blackstone. It's unlikely that much will stop the flow of money from the private equity spigot, and modest interest rates are helping to keep real estate a glamorous target.
New investors are also becoming lured into real estate investing as they become more familiar with the REIT structure. An increasing number of 401(k) pension funds have added REIT investment options, while many pension funds have increased their real estate allocation. Global markets have also witnessed the introduction of more REIT products, and curious foreign investors are apt to sightsee among the U.S. offerings.
Still, valuations are high, and it might be overly ambitious to expect double-digit returns. Demand for office space in the first quarter generally slowed, and like other segments of the real estate market, it's all about location, location, location. Savvy investors need to look for those companies where demand for office space remains high and rent even higher.


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Welcome to the EC!
Here are our community guidelines to help you navigate and contribute on site.
Please Read before posting.
Hi Karen
Welcome to the EC. It is very nice to meet you.You are now among thousands of our kindand are no longer alone.Who you are is an empath and this is our oasis in this world.Here you can talk very openly about all that is on your mind knowing that you will always be treated with respect, kindness, compassion and, most importantly, LOVE. We are you; we are one.You will find that almost all of us have had that "too sensitive" label put on us as we vibrate at a higher frequency than most "normal" people. Most of us find the company of animals, other empaths, and the spiritual realm preferable to the rest of the world. They don't get us because they don't FEEL the oneness of all.
I am including some links from the Library of Inspiration for you to enjoy. Just click on the titles and you will go right to the topics.
52 Symptoms of Spiritual Awakening
The following link is all about helping animals & others on a daily basis and costs you nothing other than 30 seconds each day. You can register for daily email reminders on the upper right hand side of the home page.
Change the World in 30 Seconds
Once again welcome to the EC. Welcome HOME.
Throw some love into the wind
Hi Karen,I procrastinated over how to reply to your chest pain thread and ultimately it didn't feel right to do so publicly. In fact I don't even know if this message will be private, but here goes.To me it feels like grief, and specifically from an abuse done to you in the past. Something suppressed consciously. I hope I am wrong, but that is my 2 cents.Much love,Tim
Thank you for sharing that, I know it wasn't easy.There is a way to both get rid of a cord and to release someone's power over you. I have successfully done both and I'm more than happy to share.For the cord,I have severed one twice only as it is a big decision. Ultimately you may find a method that feels more correct than mine so keep your creativity open.My way is to overload the connection with energy that is not mine. So I envision the cord attached to me, then I envision pulling in energy from the universe from above my head. Channel more and more of this energy into the cord and slowly it was detach from you as this new energy source is stronger. As you feel it start to detach then envision lifting that energy source higher and higher above you and the cord will follow. When it's high enough it will snap and recoil away from you. This is powerful and can take a while for your emotions to settle.As for coping with someone,I learnt this very much the hard way.It is all down to forgiveness. This idea may repulse you but I promise,its all about you rather than them. The only way someone can have power over you is via your own emotions. Genuinely forgive them and you also release those emotions.It took me from a teary,hate filled wreck to a tired but very peaceful person when I learned this.I hope you can relate to my experiences xo
Oh hun I'm by no means absorbing your pain. I'm really happy and certainly don't need to cry. Maybe that's your own feeling having found soneone who can help you?
Well if you would prefer links cleared we could PM rather than wall?I'm proud to be the first to call you hun something endearing which you deserve from a friend.You drive a bus for a living? That's pretty cool :D
PM = Private Message. I'll send one to show you and it will come up in your inbox
Did i understand correctly that you were affected? That whatever it is was able to intercept transmission? And reach you? 😲 Last night & today there was a little less activity. Whatever it is seems very protective of me. I am ignorant to the terminology and probably to anything else. I keep trying to learn. I guess that's how I got myself on trouble 😳 Husband definitely is not gonna be on board. We discussed my craziness just last night. He wants me to see a doctor. And say what? I see ghosts👻🙄😅 Right now I'm grounded. I have to have surgery for torn tendon. I will be for 6 - 8 weeks 😐
We're you ever able to get any answers from your guides?
Ignoring them and all paranormal activities connected isn't enough to discourage them. I guess since they couldn't break me any other way they decided on sleep deprivation. It just might work. I can't close my eyes without them coming in. I can't keep them out anymore.
I would like to send you some pictures you were curious about but I am not sure how to get them to you. Were you Interested in video?
Hi! I would like to ask your expert advice about trying to remove attachments from two very over-shadowed people. I have tried to do it the way I do it for myself, with no results in one case, and another attachment of the same type coming after the person within two hours of the first one being removed. I have sent a friend request to ask for your help, if you would be so kind. Thanks,
C. Cat


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Spinner was known for his long-range predictions, but when he nailed the latest one―the mild winter he predicted came true, and six inches of snow fell in central New York in March 1937―he gained many new admirers.
On the heels of that success, Billy predicted that July would be hot and dry, and no rain would fall until the second Friday of the month. When a light rain fell early Saturday morning, he commented, "I was off just a couple of hours." The summer played out as predicted, and his star continued to rise.
He routinely received plenty of coverage in the Adirondacks, but Spinner now reached papers (sometimes the front page) in Albany, Amsterdam, Lockport, Marcellus, Rome, Schenectady, and Syracuse. City reporters soon found their way to Malone, anxious to learn his secret. In obliging fashion, Billy walked them through the process of reading hog melt.
"You see this blunt end here? Well, that's November. … December'll be the coldest month of the winter, but it will let up on the last end. See here? Christmas lays close to a warm spell. We will have a white Christmas, but there won't be too much snow.
"January? 'Tain't bad excepting for one or two or mebbe three coldish days. February's going to have a couple cold spells. Feel that lump? You feel that? That lump's a real storm, a cold spell with rough weather. Here's another in February. Feel it? That's another bad spot.
"But look! See how the rest of this melt tapers off nice and even? Here's March and here's April. See how even and easy it runs? You're not a-going to get the snow and cold that you got last March.
"How'd I ever learn it? Why I just caught on to it myself. I've known how for years and years, but I never let on until a year or two ago when some of them weather-station scientists got too smart, so's I just had to shut their wind off a little bit."
It was great theater. About a month later, at the end of December 1937, the Fort Covington Sun reported, "Billy Spinner, the sage of Malone, has hit the nail, or rather weather, on the head thus far when he foretold that December was going to be real wintry."
The winter of 1937–38 saw Billy's most famous success, spawning a friendly feud of sorts in the media with William Tracy, chief meteorologist and manager of the weather bureau in Syracuse. Spinner called for an unusual winter event, an electrical storm―not one, but three of them―and he got it right! It boggles the mind, and it certainly put the heat on the Syracuse weather bureau.
Much to Tracy's annoyance and bemusement, Spinner's weather predictions began appearing on the front pages of newspapers. When the media went looking for more, Billy provided a few teasing comments. After noting that his reputation was built on hog melt, he conceded having looked recently at corn for a hint of what was to come.
And then there was this. "But corn ain't reliable like it used to be. Some of them scientist fellers have been experimentin' with corn, crossin' it with Mexico and Florida corn—and what does warm-weather corn know about how to protect itself from our cold winters? Not any more than that feller Tracy down to Syracuse knows when his machine breaks down."
The reporter noted that "Old Billy grinned as he sharpened another barb at his weather bureau rival, a favorite sport. 'I don't know yet whether the machine spoiled Tracy or whether Tracy spoiled the machine,' " he chuckled.
"But tell 'em to wait till I can see a hog milt. I'll bet Tracy'll have trouble finding three electrical storms in a hog milt like I did last fall. Mebbe the winter won't be too bad after all. We'll see."
The old man was having a wonderful time, enjoying the attention and living life to the fullest. The accurate predictions continued until Spinner, 94, took ill in late 1939. His followers offered their sympathies and bemoaned the lack of a good forecast until such time as Billy could recover.
But it wasn't to be. On January 3, 1940, Spinner passed away. Chances are, he saw it coming.


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Image Gallery: Whitings
The family Sillaginidae, contains about 30 species collectively known as sillagos or whitings. They occur throughout the Indo-west Pacific region. About 13 species are known from Australia. These fishes occur in shallow coastal waters and estuaries. The weed whitings are labrid fishes (subfamily Odacinae) and are not related to the true whitings.


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Tips for Hiring a Senior Moving Company
Whether familiar surroundings offer safety and comfort or the people they are with offer companionship and support, we all know what it is we like. Whether you are elderly and frail or a senior with lots of energy and vigor, a routine can help to give predictability and assurance to the way life unfolds. Our possessions, carefully collected and looked after through the years, can offer comfort and familiarity, too. Possessions can be a source of powerful emotional reminders that make downsizing and relocation hard to do, even though they will be going to somewhere that is comfortable and safe. For active seniors who also have activities and friends nearby, it can be almost impossible to convince them about the benefits of downsizing and moving, and so we advise that you stop trying to convince them. Provide them with information they need to make these decisions for themselves, whenever possible.
Shannon Lang, founder and owner of Elder Move Inc., often says that, "Our goal is to work with people who are able to make decisions for themselves and to do things they want to do, hopefully long before their health or circumstances forces them to be doing things like moving somewhere they aren't going to be happy with."
For fit, active seniors the decision to move to a new home where they have access to services they want can be pretty simple. Lots of early retirement and supportive living communities offer a range of activities that active people love, like gyms, gardens, kitchens, and woodworking. Shared lounges with game tables, big screen TVs, and themed events help people to make friends and stay in touch easily. Access to transportation, health care providers, and services like hairdressing and vision screenings are also a benefit in many places.
Preparing and planning for the move
Whether you are the one moving or you are assisting elderly parents, family members, or friends, once the decision is made it's a good idea to start your moving preparations. There are a lot of things to coordinate if downsizing and organizing are part of the plan, and these activities can take considerable time. Lots of people struggle with the idea of parting with possessions that have sentimental feelings attached to them and so the process is a lot more involved than just putting things in boxes. Often, the new home may be smaller and unable to hold many belongings and downsizing is a must, and although they know they must eliminate a lot of things, the actual decision making and managing the feelings that come along with it can make this process a lengthy one. Additionally, if they are moving any distance, the time needed to coordinate travel becomes a consideration, too.
It's important to be careful and thoughtful when sorting someone else's household and personal items, even if you are doing it to help out your spouse or your own parents. Emotions can run really high when people feel forced into downsizing and they have to get rid of things they aren't quite finished with. Often, having a senior move manager available makes this process much less tense, because where you and Dad might argue and fight about golf clubs that haven't been used in years, Dad is thinking about his love of the game and a loss, whereas you might be thinking about the practical notion of where to store all those clubs. A qualified senior move manager can help to mediate a conversation, encourage some give and take, and help everyone come through the transition together. We certainly recommend that you consider hiring a moving and downsizing company qualified to work with seniors if there is one in your area.
One tip for helping prepare seniors for a big transition, especially if they happen to be people who collect things, is to take pictures of meaningful items so that there are always pictures for them to look back on. A photo album or a digital frame can be a great gift for them, and one that is especially appreciated at a time like this. Another tip is that while it's sometimes possible to sell some belongings for some extra cash, an equally good idea is to donate reusable items to local charities.
Hiring a downsizing and moving company
Hiring a professional service provider is a great way to lessen the stress of downsizing, moving, and relocating. We recommend that you hire a company that specializes in moving seniors and has experience in dealing with the complexities of sorting, packing, and the emotional toll that it can also create. Fortunately, there are numerous reputable elder care and senior move companies offering full sorting, packing, and moving options.
Once you have a moving company in mind, book the initial consultation as early as possible to help ensure you have the help you want on the dates you need it, and that you know to expect throughout the process.
You don't have to worry about moving at a particular time of year when you hire the right company. We live in a winter climate where there is snow and ice on the ground for seven or eight months of the year, and a good company doesn't bat an eye if you have to move in bad weather. That's simply part of the job and it's factored into the moving plan.
It is a good idea for you to ask for help when searching for a professional senior move manager to lead a project, whether you are downsizing and staying put, or planning a relocation. Ask your friends, building managers, care providers, and realtor for referrals. You can also check with your local chamber of commerce, the better business bureau, and look for reviews online.
The right senior move manager does more than act as a relocating company for seniors. They will not only coordinate and organize belongings, but the team will also offer support along with peace of mind during hectic moments that can be part of any downsizing, relocating, and moving adventure.