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Thunderstorms bring heavy rain, high winds and hail and leave behind anxiety for homeowners. Was that hail big enough to damage my roof? How can I know for sure?
Knowing for sure is actually simple. You order a roof inspection from Olneya. We'll check your roof, free of charge. If our inspectors find no damage, we'll let you know. If we do find damage, we'll tell you in detail what we found and the repairs we recommend. If there's been a recent storm, chances are we can help you make an insurance claim.
Roof Damage Isn't Always Obvious.
Although you may be able to see damage such as missing, curled, split or pockmarked shingles, some roof damage is difficult to detect. An experienced roofing contractor can identify damage that can put your roof – and your home – at risk.
What Else Could Be Wrong?
- Granule loss. If you have composite shingles, they're covered in protective granules. These do more than give your shingles color; they help keep UV rays from affecting the asphalt coating and improve fire resistance. Heavy rain and hail can cause significant granule loss, which leaves your roof vulnerable to the elements and shortens its lifespan.
- Cracked and broken fiberglass. Fiberglass is used on your roof as additional insulation. If large hail cracks this insulation, the seal the fiberglass provides is broken, allowing the outside air in, which can lead to higher energy bills.
- Sealant breakage and erosion. Roofing shingles are attached with sealant as well as nails. If the sealant is damaged and starts to erode from the shingles, your roof is vulnerable to rain and shingle loss.
- Dented metal roof accessories, such as gutters, vents, exhaust caps and flashing. Shingles aren't the only concern. Damage to these structures may warrant repair or replacement so that your roof is properly ventilated and drained.
Aren't My Composite Shingles Less Likely To Be Damaged?
Not necessarily. Cedar shingles are actually less susceptible to wind and hail damage. The bottom line is that an experienced contractor should inspect your roof to ensure its integrity.
It's Been Raining a Lot, and I Haven't Seen Any Leaks. My Roof Is Fine, Right?
Maybe. But maybe not. Tiny holes and cracks can lead to leaks that appear months, even years later. You may be stuck with significant damage and expensive repairs.
Even If I Find Damage Later, Won't My Insurance Cover Repairs?
That depends on your specific policy. Many insurance companies ONLY allow you to file a claim for storm damage up to one year after a storm. After that, the expense is yours. Better to have your roof inspected soon after a severe storm.
Filing an Insurance Claim to Replace My Roof Is a Huge Hassle. Is It Worth It?
Absolutely! Your house is your home and your most important investment. Olneya's roofing experts will guide you through the insurance claim process. We'll help ensure that you get the best roofing materials at the best price with the highest-quality installation possible.
Whether you have roof damage this year that needs repair or not, you should get your roof checked regularly, much like you maintain your car. Call us. There's no charge or obligation. Proper preventative maintenance will extend the life of your roof. Which, after all, protects not only your house, but your family.


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Definition of Absurd
Life is a contradiction.
Often a contradiction of a contradiction.
It's full of pettiness we value and valuables we find petty, hope for faith and faith of hope, happiness in misery and misery in happiness. A tangled mess of forgetfulness, blindness and misguided consciousness, weaved with seeking that something we clearly can't define, lying to ourselves and covering our doubts in childish, supposedly innocent joy and silliness. A neverending highway of inconvenience and pain inflicted upon our and other selves, conveniently patched with straw bridges, mindful shortcuts and undefined diversions. Orderly chaotic.
Today I had a pleasure of witnessing an attempt of 5 people condensing exactly that on a stage.
And it was the most wonderful, bittersweet allegory of humanity I've ever seen. Seemingly a hilarious comedy of absolutely nothing happening, yet taking my mind to places not many other plays or movies managed to do over the last few years. Hell, I caught myself wondering off in thoughts and losing several moments of the dialog! Which then turned out to be the exact reflection of what was portrayed on stage.
There was no standing ovation. Nobody cried. And yet I can swear to you right here and right now that it was truly the most powerful cocktail of expression of this decade. At least for me.
Directed by Andrew Upton, a fine cast of Richard Roxburgh, Hugo Weaving, Philip Quast, Luke Mullins and young boy (name of whose I cannot find) delivered a masterpiece of complexities masquerading in simplicity.
With minimal stage design and barely any props they managed to channel my focus exactly where it should be. Or perhaps was it my mind playing tricks on me, making me focusing on what it found relevant, not what I actually wanted to focus on? Perhaps.
Whatever it may be it's yet another phenomenal performance by Sydney Theatre Company. Samuel Beckett's Waiting for Godot is one play anyone should see and ponder about.

subset: commoncrawl


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Address Book Template
Microsoft Word, Excel and Publisher Templates
Address Book Templates
Address book is a document that keeps all of your contacts in the same place which facilitates you a lot for connecting your contacts in your work life. It not only provides you with telephone numbers but also other related information of relevant person or organization. Address book is not new for those who are familiar with keeping their data in computers. It provides a quick search through hundreds or thousands of contacts. The new version of address book is online contact management that assists you to a great extant. We meet new people on regular basis no matter if you are a business marketer or simply on-desk employee. It would be a wise decision to keep record of their contact details and business/industry they belongs to. Such information can pay you back when you are going to need someone from that industry to fulfill your request. If you are looking for a property to rent out or hire at rent, then all those contacts related to real estate industry can quickly help you with much efforts to be spend. Similarly, if you are visiting a new place (first time in your life), it would be great to contact people living their or in near by areas (ever met in your life).
Here are a number of good quality Address Book Templates that can help anyone in creating his/her very own address book quickly.
|Simple Address Book
|Address Book Form
|Contact Form
|Orange Address Book
|Blue Address Book Form
There are a number of reasons for creating your own address book; some of them are as follows.
- It makes available immediate search feature with couple of letters, sir name or one or two digits of phone number by using filter tool. It saves a lot of time and filter search results also make available all the relevant contact matching to some extant with the key words.
- In address book one can manage his/her contacts under different groups for instance friends. Close friends, family, business, corporations, services etc.
- It has large capacity to hold contacts and addresses so that there is no need to manage your contacts in different files and diaries, all contacts can be compiled in the same location that has no threat of losing them.
- Keeping contacts and addresses in might be crashed due to different reason such as hardware failure or software problem; in such condition online address book is really a blessing which keep your all data saved.
- When address book is maintained one doesn't need to write full address of mail recipient while sending email, only write the stating alphabets and system will fetch the address to the address bar in new mail. It also includes option of "mail to…." while clicking any address in address book, when this option is clicked a new mail editor is opened with loaded field "TO" having selected address.
- A unique task available in address book is to create a list of recipients by creating a separate folder for the desired addresses, pointing to the name of that folder shows an option prepare message for the list that opens a mail editor having all the addresses of list in its "To" field.
- You are able to download your address book to your PC for working manually or offline.
- Online address book is a vital option to manage all contacts efficiently.
- Address book data can be archived on your PC, this file is saved in .csv format so you are able to open or import it in Excel sheet.
Above mentioned benefits highlights the significance of address book. Every one having access to Internet can enjoy this excellent facility of administration of his/ her communication links that enhance his/ her business performance and open new horizons of success in their working. Number of software is available to create address book successfully with great ease.


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Fences at Richmond Theatre - Q&A with Lenny Henry
What can people expect if they come to see Fences?
They can expect to see a family drama with a hint of melodrama which will move you, you'll shed a few tears, you're going to laugh but it will hopefully resonate to your core. It has universal themes about fathers and sons, about relationships, about long-term marriages and how they sometimes malfunction because of a lack of communication, about temptation in a long-term marriage and about American sport. I am doing a PhD in sports films and what's very interesting is that Troy Maxon used to be a player in the Negro League of Baseball but when the time came for black players to migrate to the major leagues he was too old and he'd run out of steam. My PhD is about this - ethnic minority participation in mainstream Hollywood films and Troy is a victim of that. He's been excluded because of his age and the colour of his skin, and just when it changes and his son has the chance to play football for a white college team Troy puts his foot down and that causes huge conflict by forbidding him to play. Come and enjoy it, it's going to be fantastic!
You've forged a successful stage acting career with credits including, Othello and The Comedy of Errors. Do you feel at home on stage now or do you miss TV and stand-up?
I still do stand-up and I am hoping to do a sit-com soon which I'm writing with Kim Fuller and working with a few other people on a drama. The work continues but the main thing is that I love being on stage. I love exploring a text and I love the mountain of learning a text like this; this is immensely huge, articulate text which is as difficult to learn as Othello was, so I've thrown myself in at the deep end. I am working with a great cast and they are all incredibly supportive - I love it, I love being with a company. It's nicer than being on your own, in your pants in the dressing room, eating cheesy wotsits and moaning about the drive to the venue that day and then going on stage on your own. I love doing stand up but I love being in a company more.
Why did you want to play one of the 20th century's most unforgettable characters, Troy Maxson?
Well the answer to that question is in the question (laughing). I wanted to play the unforgettable and quite tragic character of Troy Maxson because he is unforgettable and tragic. I think he is on a par with King Lear; he's a really important figure in the African-American dramatic landscape. I think he is as powerful as Willy Loman in Death of a Salesman. It's incredibly well-written; August Wilson has a wonderful knack and grasp of the African-American vernacular and its a bugger to learn but it will be a triumph when it is done. I'm just loving it.
How is Troy's and the other characters' story relevant to todays' audiences?
Well the story is about fathers and sons, relationships, racism in sport and about prejudice. And I think all of these things are still going on in the world today. Open the papers and read about divorce and people not being able to handle a relationship and arguments and battles between fathers and sons. These are universals that never go away, so I think there is something in there for everybody. It's as relevant today as it was when it was written and it will be relevant in 100 years time.
How does it feel to be following in the footsteps of the likes of James Earl Jones, Laurence Fishburne and Denzel Washington who have played the central character?
(Laughing) Well these guys are all my heroes. I worked with James Earl Jones on True Identity and I co-presented Mandela Day with Denzel Washington - the first Mandela day. You can't think about the people that have played the character before you, otherwise you wouldn't get out of bed - I'd be literally hiding under the bed if I had to think about JEJ playing Troy M before me. I have to tell the story how I'm going to tell it, how are we going to tell it and that is how we are proceeding because if we were worried about those guys we'd all jump off a high building!
Latest News


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Never say you never saw it coming.
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With exploding volumes of data moving through today's digital business ecosystems, the inability to detect risks, spot opportunities, and take quick, decisive action either way creates barriers to growth, compliance and security.
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|If you need to...
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|Turn massive amounts of valuable data into real-time insight to steer and grow your digital business


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Originally posted by spoonbender
reply to post by Catalyst317
I played the Beta
didn't find it all that hot
Great concept for a game
Terrible game engine
graphics are Meh ...
Also if your thinking about playing
Know you will be killed more by other players
than you will by Zombies.
These players have been playing longer
and have already found Assault rifles
Sniper rifles and the likes.
You start with your Johnson in your hand
and these players relish raping you
for what little you've scrounged
I've played better Zombie MODS [halflife2's Zombie Master]
that were free to play
I paid to play this beta
I won't make the same mistake
with the standalone :shk:
Originally posted by Putyournamehere
reply to post by Catalyst317
Where can I find it free? It's seems you have to buy Arma 2 in order to actually play, is this true?
Originally posted by spoonbender
Originally posted by Putyournamehere
reply to post by Catalyst317
Where can I find it free? It's seems you have to buy Arma 2 in order to actually play, is this true?
Yes this is true
You will throw good money away
if you buy ARMA2 to play this MoD
I suggest getting the ARMA 2 demo
if you can find 1 for free
play that
it will give you an idea
of game play & graphics
if you like them
burn your paper
DayZ has been widely praised in gaming media for its innovative design elements, with Kotaku and Eurogamer describing it as possibly the best zombie game ever made, and PC Gamer calling it one of the most important things to happen to PC gaming in 2012 as well as one of the five scariest games of all time. The mod reached one million players in its first four months on 6 August 2012, with hundreds of thousands purchasing ARMA 2 just to play it.
...The game's design combines complex artificial intelligence with simulation systems to allow for emergent gameplay. Thief's influence can be seen in later stealth games, such as Tom Clancy's Splinter Cell and Hitman series.
Originally posted by Catalyst317 .............
For me, this is a great SHTF zombie game to test your skills. It could also be a look into the human psyche (sp?) to see how people may act in such an apocalypse.
Originally posted by DataWraith
I played it for a while but got bored quickly when the servers weren't stable enough, players killed you for any gear you had and the equipment you had to find was scattered so far in zombie infected villages to make it not worth your while trying to get it.
Then there was WarZ, a total rippoff from DayZ, that was so sh*te I asked for a refund and got it with no questions, (steam dropped the ball with that one big time).


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If I have the install disc in the Blu-Ray ROM drive at boot time and subsequently remove the disc and replace it with Blu-Ray media, everything functions as I'd expect.
However, if I have no media present, or another disc in the drive at boot time, then Windows 8 does not seem to recognize that the Blu-Ray player is even present in the computer.
It is not present in My Computer, the Device Manager does not show the player, and scanning for new hardware yields nothing.
It seems that the driver is installed and working as expected, but what is it about having the Windows 8 install disc in the drive or not that would cause this kind of behavior?


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Business leaders who create advisory boards are following mankind's long tradition of seeking advice and counsel. In ancient times, tribal leaders regularly convened a gathering of elders to benefit from their wisdom and experience.
In today's fast-changing business environment, corporate leaders and CEOs are certainly in need of helpful guidance. Too often, they're isolated in their decision-making process and suffer from a lack of seasoned advice. One solution is to create a board of knowledgeable, well-connected peers to help their business grow and prosper.
Advisory board or board of directors?
The decision whether to create an advisory board or a board of directors depends on the company's individual situation.
A formal board of directors has legally defined responsibilities, the foremost of which is to represent a corporation's shareholders.
A board of advisors can have a more flexible mandate, offering assistance and management advice to the owner/CEO without any binding legal authority.
Why have an advisory board?
What prompts an entrepreneur to make the leap to having a board of advisors? The reasons are many and varied, including:
- window dressing (public relations)
- shareholders or stakeholders wanting to be involved
- guidance
- networking (access to targeted markets)
- strategic planning
- getting independent evaluations and specialised expertise
- arbitration, especially in business or partner disputes
- management succession.
At the same time, owners of private companies often find reasons not to put together a board. These include the following:
- They fear relinquishing control of the company.
- The liability risk is too great.
- Legal counsel advises against it.
- They don't know whom to put on the board.
- They aren't organised enough to run a board.
- They don't like making presentations.
- They believe outsiders would never understand their business.
- Outside directors would be a bureaucratic encumbrance.
When an advisory board becomes a necessity
Sometimes the decision to create an advisory board makes itself. In the normal evolution of business, three things happen:
- You outrun your people.
- You outrun your systems.
- You outrun your money.
It becomes very difficult for any one individual – especially one as hard pressed for time as a CEO – to make sense of this situation. A board of advisors brings much-needed focus and helps keep the company moving in the right direction.
Filling your skills gaps
The real value lies in bringing in men and women who have skills that the company's management team lacks. Look at your present corporate make-up. What's missing? Would it help to have more input in marketing, technology or finance? What about seeking assistance from people in other industries who have faced and overcome obstacles similar to your own?
Owners and CEOs who go to the trouble and expense of forming an advisory board should be absolutely committed to consulting it on important issues. It may be hard at first to listen to objective feedback on your business decisions, but in the long run this is preferable to blind allegiance from family members or employees.
Other tips for an effective advisory board
- Keep the board small. Start with one or two insiders, the CEO, and three "outsiders" (people not otherwise connected to your business). For most private companies, an advisory board of five to seven individuals is considered the right size. More than that only complicates the opportunity for worthwhile give-and-take. You can even start with just two outside advisory board members and the owner/CEO.
- Plan quarterly advisory board meetings. We recommend having quarterly meetings at a minimum. Bimonthly or monthly is usually better. Schedule these meetings up to a year in advance to ensure they're on advisory board members' calendars.
- Choose local candidates, if possible. Recruiting advisory board members from the local business community helps keep down travel expenses and makes it easier to convene both formal meetings and individual sessions.
Who's who on the board
Traditional advisory boards have consisted of insiders – current and former high-ranking company officials, joined by family members of the family-owned business. Others who frequently serve as advisory board members include company lawyers, bankers or management consultants who supply services to the organisation.
Recent trends favour opening up advisory board membership to knowledgeable, experienced outsiders, while limiting in-house representation to the CEO and, perhaps, the COO. It's still fairly common to have the CFO attend board meetings but have no voting privileges.
Selecting your advisory board
Experience, contacts and the desire to devote time and energy to the company are qualities you should look for when selecting directors or advisors. The goal is to create a board that works together as a team to build strategic value for the company.
We offer the following action steps for constructing an advisory board.
- Admit you don't know everything. This is generally the most difficult first step for CEOs. You're an expert when it comes to your own business, but sooner or later you see there's a great deal you don't know about trends and market forces in the larger business world. That's where other people come in – men and women whose skills and talents complement your own.
- Develop a candidate profile. Create a profile of the individual you're looking for, particularly the expertise and knowledge base you feel are needed to address your company's challenges in coming years.
- Ask for help. You may or may not have a database full of qualified potential advisory board candidates. Don't be afraid to ask others for recommendations. Solicit names from your lawyer, accountant or other professional advisors.
- Look for a good mix. A healthy board of directors/advisors often includes a legal expert, an accountant, a management consultant, a marketing professional and a financial advisor. Other good candidates are successful entrepreneurs from industries completely different from your own, who have "been through the mill" and can look at your business with a fresh eye. Target ex-CEOs who have substantial strategic skills.
- Be clear about what you want. Take time to talk with prospective advisory board members. Let them know what your goals are. Make it clear that you don't want people to rubber-stamp your decisions – that you're looking for individuals who can challenge you and help your business grow.
Think hard about the type of director or advisory board member you need. For example, if you're planning to expand overseas, seek out individuals with experience in international markets. Make phone calls. Start collecting names. Look for people whose achievements are perhaps a few years ahead of your own. They'll be extremely useful in helping you get to where you want to be.
The content of this article is intended to provide a general guide to the subject matter. Specialist advice should be sought about your specific circumstances.


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NUXE Body-Contouring Oil For Infiltrated Cellulite
NUXE are always thinking of ways to make our bodies look and feel better. The Nuxe Body-Contouring Oil For Infiltrated Cellulite is a fantastic product designed for targeting the stubborn cellulite areas. The Body-Contouring Oil is a scientific innovation, formulated to reduce the appearance of cellulite on the stomach and hip area. The Body-Contouring Oil is enriched with 10 essential oils, (Everlasting Flower, Cedar, Grapefruit) work to eliminate water and to release bloated tissues and therefore the orange peel effect appears reduced. Together the Macadamia, Sesame and Hazelnut Oils assist massage and when combined with Cocoa Extract they actively break down and release the fat that has been stored.
In clinical trials*, 100% - The skin feels smoother 100% - The body is better toned Stomach and hips appear reduced and slimmed by 1.5cm**
Contains 99% ingredients of natural origin
Paraben free
*Test conducted under dermatological supervision with 39 volunteers after 28 days of twice daily application.
**Average results across 33% of subjects.


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I was asked by a blog reader if I prescribe tretinoin (Retin-A) to treat one of the most common aging skin problems on the chest – deep wrinkles. In this area, skin is often also covered with red and brown blotchy color, crinkles, and crepey wrinkles. These same issues are true for the neck as well.
Dr. Bailey,
I, like the other commentators, have benefited a lot from your advice. I really appreciate how detailed your guidance is, especially for someone like me who has an intense case of rosacea.
Regarding this discussion on retinoids, how do you feel about their use on the neck and chest? I have deep vertical chest wrinkles – I think from sleeping on my side as well as sun exposure. I have used an OTC Neutrogena product which contains retinol for over a year, and I don't think it has lessened the depth or the number of wrinkles. Would using a prescription product have more of a chance of success?
Thanks for your time!
Since this is an issue many people face, I want to share my dermatologist recommendations for the best anti-aging skin care for the neck and chest.
Hello Sophie,
Thank you for telling me that my advice has helped! Regarding the chest lines and neck, yes, I commonly have my patients use tretinoin in these areas. I consider it an important part of the most powerful skin care routine to fight aging neck and chest skin. People often focus on their facial skin care, but it is important to include the neck and chest in treatments because the face, neck and chest are often seen in one vision when we wear the most common types of shirts.
Tretinoin works nicely to improve the appearance of the neck and chest skin. For more information on exactly how tretinoin works, read "How to Correctly Use Retin-A Tretinoin for Anti-Aging and Acne Skin Care." That said, those vertical lines are often very deep and don't budge easily with skin care products alone. Importantly though, the skin texture and color improves, which makes the lines less noticeable. Also, bright and clear skin reflects light better so textural details are less apparent to the eye.
It is important to know that a person's ability to tolerate tretinoin on these areas will vary. For some people, it causes redness and irritation that they just can't work through. Other people find it a breeze. I myself have used it on my chest and neck for 30ish years without any problem. Ideally, I work my patients up to the 0.1% gradually. I think that waiting the 15+ minutes after skin has been wet really makes a difference. Also, if one has night sweats and lots of fine skin folds that get sweaty, it may make tolerance difficult. For people who can't tolerate tretinoin or who don't have a prescription, my Retinol Intensive Anti-Wrinkle Night Cream is in a class all its own for non-prescription retinoid products. It is very strong and formulated by a pharmaceutical lab and chemist to give you the highest retinoid benefits without a prescription. It is a great way to start treating this area.
Zinc oxide sunscreens must also be used daily to protect tretinoin and retinol-treated skin. This is important to prevent the undoing of all the good work these ingredients and other products and procedures you embrace in your fight against skin aging.
Again, understand this area often needs lots of encouragement to improve and resist aging. In addition to tretinoin, I also have my patients apply Glytone Body Lotion to the area twice a week if there is no retinoid dermatitis and if they can tolerate it without stinging. I start either the glycolic acid or the retinoid, and once the skin has adjusted, we add the other. This process usually takes about a month.
In addition to the skin care routine I just mentioned, we often include our best technology to counter skin aging on the chest and neck too. It is really that important. We use BBL (IPL) routinely to treat the neck and chest. In fact, I am so adamant about treating the neck and chest that I have priced our BBL treatment packages to give patients the best financial discount if they choose to treat the neck and chest at the same time as the face! I want patients to do an initial series of 3-5 monthly treatments to get the skin where we want it followed by then 2 treatments a year.
For those vertical chest wrinkles and for turkey neck, our BBL also has a skin tightening setting we can add to this BBL package; ask our doctors about adding SkinTyte treatment for the low face, neck and chest to tighten the skin here a bit. We give patients a very nice pricing discount for making these choices because these areas are usually seen in one view with the most common fashions, and our goal is to have the skin looking nice overall.
We also routinely use our Profractional Laser Treatments on the neck and chest to fight the wrinkles and crinkly skin. I recommend two treatments done at 6 week intervals, and then one treatment done annually. My aesthetician can even do microdermabrasion and peels to maintain results and help products penetrate better. We add these to maintenance facials to multitask skin into looking great all year long. Know that laser and BBL (IPL) can only be done when a person is not tan and will not be going into the sun. Not every skin type is a candidate for these technologies, and darker skin complexions often need pre-treatment with pigment lightening products including tretinoin!
If you are local, come in for a consult and let us set up a comprehensive Laser, Light and Tyte program for you. We love fixing skin! Click here to call for an appointment.
I personally avail myself of all-of-the-above, and my 57-year-old previously sun baked type II chest and neck look okay for an old blonde gal! However, it does take work to counter nature in this anatomic area. That's the fun of it actually!
To summarize, my recommendations for the best products to counter aging on the neck and chest include:
- A retinoid such as prescription tretinoin or my Retinol Anti-Wrinkle Night Cream
- Glycolic Acid as in my Body Skin Care Kit
- Zinc Oxide Sunscreen 356 days a year. My favorites for the neck and chest include my Pure Physical Sunscreen Spray, Citrix, and Solbar Zinc
Your question is so great I wanted to post it as part of our "Ask Dr. Bailey" series. Thank you for your question!
Cynthia Bailey, MD, Board Certified Dermatologist
The information in the Dr. Bailey Skin Care web site, and related links, articles, newsletters and blogs, is provided for general information and educational purposes only. It is the opinion of Dr. Cynthia Bailey, or other indicated authors. Consult your physician or health care provider for any specific medical conditions or concerns you may have. (This also applies to patients in her medical practice; the information here is not a substitute for, or an extension of, the medical care she provides for you.) Never disregard professional medical advice or delay seeking it because of something you have read here. Use the information and products on this site at your own risk. Use of this site indicates your agreement with these statements and the Terms and Conditions of DrBaileySkinCare.com. If you do not agree to all of these Terms and Conditions of use, please do not use this site!


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—I Will Use Google…The Flow?)
We're in midterm crunch time… I don't want my students to read anything into the timing of this posting. I just thought it was funny. I'm unsure where this is "really" from. While using Google in the hopes of tracking down the source of this image, I found this creative ASCII portrait of Bart Simpson, from alt.ascii-art.


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Scribbler's Ink
"He Said What" Dialogue Writing Workshop
Saturday August 18th
10am - 3pm
Prompt Writing Workshop
Saturday October 6th
10am - 3pm
Nahant, MA
Do you love to write? Do you think you might like to write? Did you used to love to write before your inner critic took your muse hostage? No matter if you are an aspiring or a seasoned writer, one rule is the same for us all; you need to put pen to paper and make time to write.
Join us for a day of practice writing where you will write in response to prompts designed to awaken your lost or hibernating creative voice through a series of tools and exercises used by famous creativity and writing experts such as Natalie Goldberg, author of Writing Down the Bones, and Julie Cameron, author of the Writer's Way. No matter where you are in your writing process, come join us for a day of writing guided by experienced writing workshop leaders guaranteed to push your writing to new limits. Free yourself from the distractions of your everyday routine and gift yourself with time to go still and listen to your inner writing voice, while enjoying the camaraderie with fellow writers.
No spouses, no kids, no dogs to walk or chores to do, just writing. Whatever your genre the prompts will guide you to new and undiscovered story worlds.
You will have plenty of time to write with the group, share your work if you choose, relax, and interact with other writers. Positive feedback only, critique is not allowed for any of our newborn creations. At the end of the day you will come away with multiple seeds for growing scenes into full fledged stories or if your work in progress has run into a brick wall, writing to prompts will break through your block.
The cost for this workshop is $80
The cost includes the workshop itself, a catered lunch, snacks and beverages.
Register for this workshop here.
Have any questions or concerns? Email us or call: 781 983 2882
Workshops Coming Soon
Villains: The Characters We Love To Hate
Character Development
Travel Writing
Romance by the Pool
Tween Workshop
Check back soon for date and times of these up coming workshops.


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The president's administration is getting in on the recently hot topic of lowering drug prices by calling for a forum later this month aims to address the issue.
According to The New York Times, Sylvia Mathews Burwell, the Secretary of Health and Human Services, will host a day-long conference, "to consider ways of speeding up the discovery of innovative drug treatments while making them more affordable."
Patients' advocates, doctors and hospital executives, insurance carriers, state officials and pharmaceutical executives were invited.
The news outlet reported that the event's invitation doesn't specifically mention price controls, but the first panel at the forum is scheduled to be talking about, "the impact of rising pharmaceutical costs."


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Smart – Easy – Cheaply – Organized – Fast => Increased Profitability, Client Satisfaction and Happy Employees
Process – Technology Improvement – Strategy
• What Project Management tools do you utilize? SharePoint, Smartsheets, MS Project, Wrike, ASANA?
• Have you implemented a Construction Process? Site survey documentation, Scope of work documents, Materials Ordering and Procurement Services, Installation Procedures, Punch Lists, Client Satisfaction Surveys?
• Is your Process and or Procedure Documentations in place? Who and how are they updating it and how is it shared and viewed with the entire organization.
• What is your org chart and people responsibilities?
• Have you implemented a Standard Level Agreement with your Vendors, Suppliers and or even a interdepartmental SLA?
• Do you have mobile access (smartphone, tablets) to any of the above processes and or documentations?
These are the primary areas where we can help provide advice and implementation consulting services.
We provide services to Dallas – Fort Worth Metroplex clients. Drop us a line and we'll find an efficient & affordable way to serve you.


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Metatarsalgia and Morton's Neuroma
This article will explore two conditions of the forefoot which can affect runners. Metatarsalgia is an inflammatory condition of the metatarsal heads of the foot while Morton's Neuroma is a fibrosis around the neurovascular bundle of the nerves that supply the toes. Both cause pain in the forefoot region, but they have different clinical presentations. NOTE - Some authors argue that Metatarsalgia should refer specifically to forefoot pain due to abnormal biomechanics of the foot, while others suggest that the term be used to lump together any and all conditions of the forefoot, which would include Morton's Neuroma. For our purposes, we will focus primarily on the definitions I outlined above.
The Anatomy
The foot is designed a lot like your hand. If you look at your hand, the toes (Phalanges) would be represented by the fingers. The next row of bones in the foot are called the metatarsals and they are equivalent to metacarpals in the hand. Where the toes (phanlanges) meet the metatarsals, we have a joint. This joint is a lot like the knuckle on your hand. Make a fist with your hand and you'll have a good idea what I'm talking about. In-between the bones of the foot we have the nerves that reach all the way to the toes (see below).
|Now, with Metatarsalgia, you get a
bruised feeling in the ball of the foot. The pain is usually located right about
where a 'knuckle' of the foot would be located, on the underside of the foot but it may
also radiate over the foot and sometimes up the calf.
Neuroma, on the other hand, typically presents as
pain or numbness on the bottom of the middle -to-outside of the forefoot which often
radiates into the 3rd and 4th toe. This area is outlined in the diagram at the
right. The pain can be burning, sharp and agonizing, intermittent or constant.
A Neuroma is a swelling in a nerve caused by the laying down of fibrous tissue in response
to long-standing irritation. Neuroma formation is attributable to compression of
the interdigital (between the toe) nerve against the intermetatarsophalengeal bursa.
Mechanism of Injury - Metatarsalgia
Metatarsalgia is most often a result of faulty distribution of weight on the forefoot. Normally when walking, weight is transferred from the heel to the outside of the foot and then we finish with the weight on the inside as we 'toe-off' at the end of each step. During toe-off, most of the weight is carried by the big toe. When standing, the first metatarsal (at the big toe) caries 2/6 of the body weight and each of the others carries 1/6. If increased weight is habitually carried on the lateral (outer) metatarsals, this can cause microtrauma in the joint capsule and around the head of that particular metatarsal and thereby lead to injury.
Normally, the little muscles that run between the bones of the feet contract during the final phase of each step to prevent the forefoot from splaying (widening) and the toes from curling. If these little intrinsic muscles don't do their job, the forefoot spreads and the toes curl which causes the metatarsal heads to be forced down and they contact the ground harder and this can lead to injury.
As you can probably guess, onset is usually gradual as microtrauma takes a while to add up into an injury. However, it may arise suddenly if there is trauma to the area or if new shoes are involved. Sudden trauma might include landing hard on the ball of the foot while barefoot or while wearing non-cushioned shoes or stepping on a stone while running.
What To Do About Metatarsalgia
Most cases should respond to conservative care. In fact, many times all that is needed is some home treatment. First, start with ice on the ball of the foot. This will help to decrease the inflammation in the joint. Second, make sure your shoes aren't worn out and that they are the correct type of shoe for your foot. If you pronate excessively, you will need a good motion control shoe. If you are replacing your shoes, consider a pair that offer some form of forefoot cushioning. That has worked wonders for me in the past, as I have had to deal with Metatarsalgia on occasion. If you wear high heels, quit! All that extra force on the ball of your foot may be at the root of the problem.
Next you might want to try creating a little forefoot pad for yourself that will help protect the metatarsals. It doesn't take much padding to notice a difference. I recommend buying some 'moleskin' which is a thick adhesive type bandage that people use to prevent blisters. Cut a circle about the size of a quarter or a bit larger (an inch across, roughly) and stick that to your forefoot in the middle of the ball of your foot. It doesn't have to be where the sore 'knuckle' sits - we're just trying to build that arch up a bit. Then take a slightly larger piece of moleskin, cut into a circle, and stick it over top so you'll have a double layer. That should be lots to build up the metatarsal arch. Try wearing that around for a couple days and see if it improves things. If so, continue for a week or two before trying to go without.
It may be necessary to look into orthotics to correct a biomechanical problem of the foot. There are some orthotics on the market such as the 'Viscoped' by "Bauerfeind" that are made out of silicone and they offer excellent cushioning. One model even has a metatarsal arch built into which I have worn with great success.
Mechanism of Injury - Morton's Neuroma
The most common mechanism of injury is due to repetitive trauma - i.e. - chronic irritation. This causes the ends of the nerves to get trapped and pinched between the metatarsal heads during the push-off phase of walking. If one's foot pronates excessively during the push-off phase, this may produce metatarsal 'shear' whereby the bones pinch and rub the nerve to the point where it develops a Neuroma. Also, hammer or claw toes can cause a stretching of the interdigital nerves which causes it rub on the ligaments, thereby creating a Neuroma. Acute onset, such as stepping on a sharp object or falling on the ball of the foot, is also possible.
Signs and Symptoms - Morton's Neuroma
What To Do About Morton's Neuroma
Treatment can be either conservative or surgical. Daily cold whirlpool and ultrasound can help decrease inflammation and pain. It is important to have the mechanics of the feet addressed and any lack of movement in the joints of the foot should be addressed and corrected. A metatarsal pad, placed on the heel-side of metatarsal heads, can often alleviate the pain. Orthotics can also be helpful. Surgical treatment is carried out when conservative measures fail and involves resection of the enlarged section of the nerve.
Copyright © 1996-2016 M.Steckel All Rights Reserved


text: The County's Contractor, C F Jordan, has scheduled a temporary lane closure on RM 620 for Thursday night, April 11th. The contractor will close the outside (right) eastbound lane between Cornerwood and Cat Hollow Drive from 8:00PM to 5:00AM. The lane closure is necessary to provide a safe work zone for the contractor to place concrete traffic barrier along the side of the roadway. The barrier will be placed where future drainage structures will be constructed. Access to all driveways and side streets will be maintained at all times.


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Feb. 21, 2012
BOSTON — This week in Massachusetts politics, the Legislature's state administration holds a public hearing on a bill that could pave the way for 800 jobs on the South Shore, and lawmakers discuss part of Gov. Deval Patrick's budget proposal for the fiscal year that begins in July.
On Tuesday, lawmakers consider a bill on a very controversial issue. The medical manufacturer Meditech wants to build a new office complex near the Freetown-Fall River border that could bring as many as 800 new jobs to the region. But the land they want to build on used to be a Native American burial ground, and the Massachusetts Historical Commission says there still could be unmarked graves there. It won't let the company build until it does more excavation. The company refused and is threatening to pull on the project. Now South Shore lawmakers are trying to rescue it. They've filed a bill that would take control of the project away from the historical commission and would let the company hire an independent archeologist instead.
On Feb. 22, the House and Senate Ways and Means committees take testimony on health and human services spending under Patrick's budget proposal for fiscal year 2013. Patrick's plan calls for a number of new cuts to state programs; e.g., slashing $1.5 million from a program that provides free meals to seniors. AARP advocates say the cuts could mean about 250,000 fewer meals available for seniors next year.
Sign-up for WGBH News updates, WGBH promotions, and previews of what's coming up on WGBH TV.


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What are the scouts saying about your long-term care organization?July 25, 2014
There is no draft in senior living, nor really a need for one. But what if its three most dominant players were to be sized up? How might the scouts rate skilled care, assisted living and home care, respectively? My guess is their reports might look something like this:


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"Choosing a niche," or coming up with strong business positioning, is one of the most difficult exercises for many of the freelancers I've worked with over the years.
I think they point to a big disconnect between what niching actually is and what niching is thought to be.
What does it mean to niche?
Every transaction requires an application.
If I'm going to buy a new computer, justifying the purchase requires me to think about how I'll use the laptop to better my business or my life. Why I end up buying a laptop is different than why you might buy that same laptop.
Likewise, hiring a freelancer (for the sake of argument, let's say a freelance web designer) requires the business owner to rationalize how they'll use the web designer to achieve the end they have in mind.
Consider for a moment the lifecycle that goes into hiring somebody like you:
- A business becomes aware of a problem that they have
- They realize that this problem can be solved
- They then determine someone like you can solve the problem
- They seek out people like you
That flow carries a lot of risk.
Companies that could benefit from working with you easily fall out of that funnel. Most businesses never realize that they even have a problem, or that it can be solved. And the ones who do realize that they have a solvable problem don't know that finding someone like you is the best way to solve it.
For every one business that makes it to the end of that funnel, dozens or hundreds self-select out of it.
So to plant your flag and say "I'm a web designer, hire me!" you're excluding a large part of the available market from ever finding you because they…
- Don't know they have a problem that you can help them solve
- If they are aware of the problem, don't know it can be solved
- Don't know that a provider like you can solve their problem


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LUBBOCK, Texas - Which is the greater loss?
(A) The total loss of a farm to a storm that beats your crop into the ground with its hail and winds?
(B) A cool day without sunshine?
If it's your farm, your field, your crop, the answer is obvious.
It would be (A).
If you are a ginner, a banker, some other party to the cotton production industry or even just a citizen of West Texas the answer may not immediately seem quite so obvious - but it should be (B)!
An individual losing a center pivot or drip irrigated farm of, say, 100 acres is facing a loss of possibly up to $100,000 crop value.
However, when Plains Cotton Grower's 41-county area goes a few days with highs in the mid 80's, lows in the mid 50s and overcast skies this time of year the potential impact on the entire area is quite phenomenal.
You've heard of million dollar rains - Is it possible we are looking at minus million dollar clouds?
It would take an economist crossed with a plant physiologist to calculate the reduced efficiency of a cotton plant in these cooler temperatures and lower solar radiation levels.
When the temperature reaches 92 degrees in sunshine, the cellulose factory we call a cotton plant is working at optimum. That would be normal at this time of year, and every day would see pounds of cotton making on millions of acres across our area.
When the temperature struggles to 85 degrees with overcast skies and slumps to 56 degrees overnight, these cellulose factories temporarily go on strike.
Some fear the quantity of cotton we will produce this year is being limited by these weather conditions. Some fear the premiums we receive for quality cotton may be reduced by this weather.
Either way, this means a substantial reduction in the big bucks potential of a hoped-for record crop.
Some folks actually like the weather we're having - you could even describe it as "people weather" but we need to get back into a couple months of "cotton weather."
Roger Haldenby writes for Plains Cotton Growers Inc.


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Light wheat dinner rolls like Grandma used to make, only, "Could they be better?!" Just add water-yeast included. Mix in the bread machine or by hand. Makes luscious cinnamon rolls and bread sticks. Bag size is 1.25 lb. Case equals 12 bags. Ship Weight 24 lbs.
INGREDIENTS: Organic Unbleached Bread Flour, Organic Whole White Wheat Flour, Dry nonfat Milk, Dry Shortening, Sugar, Powder Egg, Salt, Powder Butter and 1 Yeast Packet.


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A teacher walks into a classroom and sets a glass jar on the table. He silently places 2-inch rocks in the jar until no more can fit. He asks the class if the jar is full and they agree it is. He says, "Really," and pulls out a pile of small pebbles, adding them to the jar, shaking it slightly until they fill the spaces between the rocks. He asks again, "Is the jar full?" They agree. So next, he adds a scoop of sand to the jar, filling the space between the pebbles and asks the question again. This time, the class is divided, some feeling that the jar is obviously full, but others are wary of another trick. So he grabs a pitcher of water and fills the jar to the brim, saying, "If this jar is your life, what does this experiment show you?" A bold student replies, "No matter how busy you think you are, you can always take on more." "That is one view," he replies. Then he looks out at the class making eye contact with everyone, "The rocks represent the BIG things in your life – what you will value at the end of your life – your family, your partner, your health, fulfilling your hopes and dreams. The pebbles are the other things in your life that give it meaning, like your job, your house, your hobbies, your friendships. The sand and water represent the 'small stuff' that fills our time, like watching TV or running errands." Looking out at the class again, he asks, "Can you see what would happen if I started with the sand or the pebbles?"
No matter how many times I hear this popular story, which is widely circulated and told in many ways, I am reminded about what is important in my life and work: if I solve the big issues first, the small ones will fall into place, but the reverse is not the case.
I have found myself working with teams who focus on the pebbles. They stay very busy, counting tactical accomplishments as successes. But at the end of the day, their work begs the question: "Despite all this activity, what does it mean?" I've also fallen prey to petty distractions, like sand, that creep into the extra spaces of my life and paralyze me from moving forward. Some sand helps to cement our boulders, but if we let too much fill our jars, we have no room for the BIG things. So what does this have to do with health and innovation? EVERYTHING!
As health counselors/coaches, we can share this story to help our clients focus on the most important diet, exercise, and life issues to tackle. Eliminating gluten may not help if their issue is really calorie management. Or counting calories won't work if binge eating is an outlet for unresolved emotional issues. Focusing their attention and energy on the big issues is critical, even if it means that we need to refer them to another specialist who is better equipped to deal with their "big rocks."
Innovation is all about placing bets. But many innovation teams get paralyzed trying to move the BIG, unwieldy rocks and instead get caught up moving piles of pebbles from one jar to another. Injecting the discipline of asking the "rock, pebbles, sand" question early and often can help teams stay focused on the BIG opportunities. Just because the BIG rocks are heavy, we shouldn't turn our attention to pebbles and sand.


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Papa John's 10 miler 2014 Race Report
Louisville is a great place to be an athlete. Several really good athletes call this place home. So it's no wonder that the annual Triple Crown of Running brings in some talent from all over the nation/world. It starts with a 5K around the end of February, steps up to a 10K around the beginning of March, and finishes with the Papa John's 10 miler around the end of March. The only Triple Crown race that appeals to me is the 10 miler. I don't like having to fight thousands of people for parking and such for short races. This was the first time I've participated in the Papa Johns 10 miler because every other year I've been out of town that weekend. I decided to use it as a test set for me for running this week since my coach had me on a light training week and was doing test sets on each discipline.
I knew this course would be tough. Several false flats, 3.5 miles of running crazy hills in Iroquois Park, and then in the final mile running over a big bridge to burn the legs out one last time. In the 10.2 miles of the race, there is 510 feet of climbing, which nearly half of it comes while going through Iroquois park from miles 2.5 to 6.25. I knew I would need to back off the speed a little going through this section to save the legs for the return trip to the finish line.
The race started at 8, and I found myself at the front of the line with some elite runners. The gun went off, and I took off with a group of 3 other runners, with several other runners following just a few yards behind. I crossed the first mile marker in 5:18. A little faster than my goal pace, but after crossing the mile marker, I tried to settle into a pace and not burn my legs out.
Once we made the turn to the park (mile 2.5) I was sitting in 5th or 6th place. The hills through the park were brutal. I have to say that I really like running hills though. I hold my own going up them, but I think that I'm good at using the downhills to give me free speed and also recover. This was my strategy going through the park. Work the uphills, recover (but still run fast) on the downhills. I exited the park in 8th place. I had my fastest mile just after exiting the park… 5:10 pace. I felt great coming out the park. I had one guy about 20 meters behind me, but I figured I could hold him off.
The wind started to pick up and create a headwind at about mile 7. By mile 8, the guy behind me caught me. I stepped in right behind him and took advantage of the slight draft he was creating. I felt my legs starting to recover a little. I knew I could out kick him in the final stretch if I was patient and attacked at the right time.
Mile 9 starts at the base of an overpass of some railroad tracks. I let him take the lead, but made sure to keep him work hard by putting in a few surges and run side by side to make sure I burned his legs a little to have him try to hang on to the lead. Once we crested the hill, I tried to take advantage of my ability at dropping people after a hard climb and blasting down the hill. It worked. By the time I got to the bottom of the hill, he was about 10 yards behind. Reaching the bottom, the course took a turn into the headwind. I knew I had to keep pushing it to prevent him from being able to use the draft.
We entered Papa John's Stadium, and he was now about 15 yards behind. I picked up the pace just slightly to make sure he wouldn't pass me at the end. I crossed about 15 yards ahead of him. I thought I finished 8th overall, but since he crossed the start line about 2 or 3 seconds after I did, he technically beat me by less than a second. I can't see exactly, because the time sheet on line only went out to the seconds place. On paper I finished 9th, but I know that if he would have started the same exact time as me, I still would have beat him since I strategically drafted off of him, pushed him up the hill, and beat him down the hill and into the stadium. But, in all honesty, it wouldn't have changed much. The race only paid out to 5th, so the end result was the same… no money.
I'm still thrilled with my race though. With the course being long about a 0.2 miles long, I actually beat my goal pace by 1.5 seconds per mile. I ran between a 5:28 to 5:29 on a hilly course. This is a great confidence booster going into NOLA 70.3 for my triathlon season opener in my second year with Maverick Multisport
Equipment used:
- Newton MV3 running flats
- Swiftwick sock and arm warmers
- Champion System Trikit
- Infinit NAPALM highly caffeinated
Thanks for all those cheering on and off the race course during this event. It definitely helps.


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LOYOLA Meralco turned to the prolific Younghusband brothers to ground Philippine Air Force, 2-0, and move up to second place in the United Football League at the Emperador Stadium on Tuesday night.
James and Phil Younghusband emerged the goal scorers for the Sparks, who increased their point total to 29 points and move ahead of defending champion Global.
But Sparks coach Vince Santos refused to think too much about putting pressure on their fellow leaders, and instead maintained his focus on his shorthanded club, which is still missing the services of Koreans Jang Jo Won and Park Min Ho and scoring threat Freddy Gonzalez.
"For us, we look at our games. We can only affect changes on our matches so we try not to get too fixated on Global or Stallion. Important for us is every day we get better, we learn something different, keep improving."
James Younghusband put the Sparks on the scoreboard by striking 17 minutes into the game, after which his younger brother doubled the lead 11 minutes before second-half stoppage when he converted a penalty kick that was awarded after James was fouled.
The elder Younghusband could have dealt further damage later on, but his header off a rebound from Mark Hartmann's free kick attempt just hit the right post.
Still, the match with the Airmen was a tightly fought one compared to the Sparks' last two victories when the team put up a goal difference of +12.
"I think we did well to create chances. I don't know if their (Air Force's) 'keeper was lucky or we were off or somewhat, but the fact that we created chances, I can't be too hard on the boys," said Santos, whose team snapped the Airmen's two-game winning streak.
"I think today we had enough opportunities. I guess we have to work on our finishing some more," he added.
The main game of the doubleheader was marred by a commotion seven minutes before stoppage time that led to a red card on Airmen's Antonio Albor Jr. and a yellow card on the Sparks' Jang Joo Wong.
Albor scored the winner in Air Force's game against Army last Saturday.
Air Force stayed in ninth place with six points.


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Editors welcome!
|If the apocalypse is the launching point, what's the fantasy of what happens next?
American Horror Story presents an anthology of stories for each new season.
- The first season revolved around the Harmon family in a haunted house.
- Asylum committed us through the 1960s.
- Coven left us spellbound in New Orleans with an all-star cast.
- The spectacular Freak Show was set in 1950's Florida; only by entering Fräulein Elsa's Cabinet of Curiosities will you learn its secrets.
- Hotel checked in at the sinister Hotel Cortez, built by a serial killer to hide his victim's corpses and currently owned by Countess Elizabeth, carrier of an ancient "blood virus".
- The lost colony of Roanoke makes for terrifying television when stars collide.
- The Cult forced us to embrace our most terrifying fears.
Go to these sites for info or for help with your own wiki!
American Horror Story • The Americans • Archer • Fargo • Feud • It's Always Sunny in Philadelphia • Justified • Legion • Pose • Sons of Anarchy / Mayans MC • The Strain • You're the Worst
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Apocalypse premieres September 12, 2018.
AHSW Blogs
Whats up guys! So, did you enjoyed this season?Read more >
hiRead more >
So I recently started watching American Horror Story and I must say Evan Peters truly is one of the…Read more >
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- Grotesquettes • 2 days ago
- Tabbycat3309 • February 12
- Johnny Warren • December 31, 2017
- Bleupetrole • December 8, 2017
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American Horror Story • Bates Motel • Castle Rock • Fear the Walking Dead • Hannibal • Heathers • Penny Dreadful • Preacher • Scream • Scream Queens • The Strain • Supernatural • Twin Peaks
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text:
Become an affiliate
With high quality products at the most competitive prices, unique philosophy and continuous investment in knowledge of coffee, which is certified by the most leading international associations in the coffee industry, Coffee Island carefully expands its network based on strategic planning. It is the best partner for the thinking businessman that offers him the chance to develop a safe and healthy business activity with immediate profit, fast depreciation of the capital investment, relatively low initial investment or even lower with funding programs especially for our partners.
Coffee Island network is the most complete and balanced blend:
- The ideal combination of a traditional coffee shop with an espresso bar
- Elite Award/Ruban D'Honneur in 2014 & 2015 (European Business Awards)
- Fastest growing franchise business in 2012 & 2013 (Franchise Awards)
- Respect the consumer providing high quality products
- Close personal relationships with each franchisee separately
- No Royalties charged on the stores turnover
- No minimum order requirements
- Autonomy in production and constant Research & Development
- Constant investment in coffee expertise (members of the SCA, SCA Coffee Diploma)
- Investment in the proper training of our franchisees (SCA Authorised Trainers)
For further information and all the necessary financial facts about your company, please contact email@example.com, to proceed to a joint evaluation of the prospects for cooperation.
+302610 643 679


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PBS Denies Delightful Diddy-Downton Claims
That was fun for, like, twenty minutes.
"So happy to announce that Im a series regular on DOWNTON ABBEY-my favorite show+I'll be debuting a sneak peek tonight 12am PST!" Diddy tweeted earlier today. If this sounds too weird and/or good to be true, that is because it is "simply not," according to PBS. Diddy, meanwhile, is still retweeting various congratulation posts, as if this is really a thing. Maybe he just read The Secret?


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Many people do not realize the importance of insurance agents and prefer buying a web based policy directly from the insurer on the pretext of saving the additional cost involved with an insurance agent. But what they don't comprehend is that when they buy a plan without any professional approach, it's probably for them to buy expensive and un-necessary policies that could cost them either dearly or deliver them below expected at a later stage.
Thus, professional advice of the insurance agent is viable in saving your costs in the long run and bringing in the most profitable deal in terms of maturity value and claim prospects. Let's get into some more details.
Items that matter to consumers: The fee involved,Ease of procurement, Peace of mind
Now let's analyze these points in context to insurance bought directly against insurance bought with a broker or agent.
Cost - About the popular consumer belief, on the closer look it gets clear that this broker pricing is actually much better than the direct insurance pricing. Many insurance coverage companies provide different rates for that brokers. Why would a business provide a different rate for brokers? Simple - since they consider that risk is lesser when agents are involved. Insurance agents are professional people, and they might choose the most right insurance their customers. Generally, insurance firms believe that they can avoid unnecessary claims and acquire most optimum premium income when their plans are promoted through agents.
Ease - This particular is the most valuable facility you receive through insurance agents. Many consumers were surprised to discover that buying policies through agents was actually easier than buying directly. Great agents are more proactive to answer customer queries through personal mail ids, human calls, and many of them offer very efficient online want to facilitate customers with all related to the policy. Moreover, most direct dealings completely collapse when uncommon queries and changes in a later stage after a policy are required. The insurance policy agents have proved their worth as of this juncture too.
Comfort - Brokers are far more efficient in ensuring minute information about the policies than consumers. And they're also good at educating their customers about various elements of a policy and answer almost all their queries in a prompt manner. And you know what is that an agent can there be for you when you earnestly require some information or help with regards to your policy.
Thus, within the complex world of insurance it is better to let your insurance broker guide you to the best deal. Whether you are looking for vehicle insurance, car insurance or any other sort of insurance, it is better to believe your broker getting the best possible deal. To determine if our services are befitting for your needs, you can find out more info with Nena Soto State Farm Insurance professional.?


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This priest and three companions were killed for the faith in Iraq
When Fr. Ragheed Aziz Ganni was confronted by armed men after celebrating the Eucharist at his Chaldean Catholic parish in Mosul, they asked him why he was still there and why he hadn't closed the church as they had demanded. "How can I close the house of God?" he responded, right before they shot and
…Read more


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Tips for your Final Four Weekend
• Tip One: Be sure to use the Final Four Mobile Guide to get on-the-spot directions! Go to www.finalfourmobile.com.
• Tip Two: For a map of the Downtown Area near Bracket Town and The Big Dance Concert Series, click HERE, or for an expanded downtown parking map, click HERE.
• Tip Three: For a map of the Reliant Park Area and Parking, home of Final Four Friday and the Semifinal and Championship games, click HERE.
• Tip Four: For a map of the Uptown/Galleria Area, one of our key Hospitality Zones, click HERE.
• Tip Five: For a map of the Washington Avenue Hospitality Zone, click HERE.
• Tip Six: To find your way Downtown or to Reliant Park via the METRO Rail, click www.ridemetro.org.
• Tip Seven: Again, map your trip on-the-spot by using www.finalfourmobile.com!