text:
• Greece out of recession next year, says central bank
• UK inflation slips to four-year low at 2.1pc
• Heathrow and Gatwick make Davies' shortlist
• Boris wrong on hub airport, says Sir Howard
• Business urges political parties to honour airports report
Close of blog
18.11 And that is where we are going to close the live blog today.
You can follow all the latest news here at Telegraph Finance and we will be back in the morning with the next installment of the live blog.
Thanks for following and all your comments.
Have a great evening.
Round-up of Carneys's session before the Lords
18.04 Reuters has done a good round-up of the highlights of Carney's light toasting (definitely wouldn't call it a grilling) by the House of Lords.
Inflation has fallen back to within a hair's breadth of the 2pc target and the recovery has finally taken hold.
It is welcome that the economy is growing again, but a return to growth is not yet a return to normality. Nearly 1 million more people are out of work than in the years before the financial crisis, and the economy remains 2.5pc smaller than it was in 2008.
The recovery has some way to run before it would be appropriate to consider adjusting the exceptional level of monetary stimulus that we continue to provide to the economy.
In its most recent Financial Stability Report, the FPC (the Financial Policy Committee) paid particular attention to the risks posed by the recovery in the UK housing market. These risks are manageable and are being managed.
By acting in a graduated and proportionate way, we are reducing the likelihood that larger interventions will be needed later, and we are allowing the broader economy to continue to receive the stimulus it needs, for as long as its needs, to sustain the recovery.
My experience, having met with more than 300 businesses around the country, is that business people understand forward guidance well.
There is a distinction in terms of the expectations of the economists who follow the BoE of when that 7 percent threshold will be reached, and when they expect the BoE to raise interest rates. They expect that to be at least a quarter later, in some cases two quarters.
That shows a recognition that there is discretion that extends beyond the 7pc threshold.
The lower volatility in the short end shows ... a much sharper and improved expectation relative to the period before forward guidance that we would not be raising interest rates in the short term.
Those expectations have been really tested because the economy has recovered so strongly in the period over which we've had forward guidance in place.
The headwind from very weak demand - likely very weak demand for some time - from our major trading partner Europe, the combination of all that could reduce the potential growth of this economy for some time. This is less likely to be a robust, sustained recovery.
The measured figures for investment and productivity have been lacklustre and have not yet picked up.
I would say on the investment side we - meaning the MPC - take the official statistics with a note of caution because there are some inconsistencies in the statistics with broader survey measures and other indicators of investment intentions.
But the broad point remains absolutely correct, in that there has not been a sharp upturn yet on business investment and certainly measured productivity we see as lacklustre and the level of productivity remains at levels before the crisis.
Barring any additional shocks to the economy, (we had come) to a period -at least in my opinion - of the end of additional quantitative easing.
There is a much greater demand of banks for central bank assets than there was prior to the crisis, so it is unlikely that the size of our balance sheet in steady state would return to the same size of our balance sheet previously, relative to the size of gross domestic product.
By the end of 2014 we would be in a position both to have finished the review, made recommendations, taken all of this and apply it to the UK institutions.
Are banks' reporting good enough?
17.42 Final question - do banks report their results accurately.
Short answer is yes, Carney says, but doesn't mean it gives prudent results.
Carney goes on to say that he supports the work of enhanced results, with more disclosures.
He says there does not to be improvements to IFRS (international reporting standards).
As with everything, it can be substantially improved.
And that's it. Carney is free to make it to his carol service (the Bank of England carol service he points out, so he is still working). I don't like his chances of getting from parliament to the Old Lady of Threadneedle Street in 30 mins (unless he takes the tube).
Leverage ratios
17.31 Lord Lawson, asks in a rather long winded way, about leverage ratio.
Carney says FPC will conduct a review and will be affected by Basel, as to when it will apply a leverage ratio.
But he says he hopes to be able to set a leverage ratio for UK banks by the end of 2014.
Carney at risk of missing his carol service
17.21 Time check on the carol service. Carney is doing his reading at 6.10pm and it takes 20 minutes to get there (although not sure if he is used to the horrific London traffic during rush hour yet), so just time for a few more questions.
Carney asked if banks can be too big too manage.
Yes, I think we have seen that, he says.
Complex structures and poor governance and management has made that the case, he adds.
Measures to stop housing bubble
17.11 Carney is asked about housing now.
He says that he is focusing on mortgage underwriting standards and capital requirements to stop a housing bubble.
He is not using interest rates to stop one.
17.06 Carney is asked if he is okay to stay a bit longer for some more questioning.
He has to do a reading at a carol service later but there is time for a few more questions.
On the Bank's balance sheet, the governor says that the size of it as a share of GDP will fall to pre-crisis size due to banks' increased demand for safe assets.
So when might the bank start to unwind QE?
17.00 He is asked about some comments in made in a newspaper in which he is quoted as saying that he does not support any more QE.
He says that is correct, he does not see the need for additional QE, but he stresses that has nothing to do with when QE will be unwound.
Plus he is only one voting member of nine on the MPC, he points out.
Pushed for a better answer, that is more definitive on a time, Carney replies (with a wry smile)
I didn't get to my position by being overly precise when I didn't need to be.
But he then suggests that the Bank could tighten its policy (raise rates) before it starts unwinding its asset purchasing.
Did Carney consult on Osborne's China trip?
16.56 Was Carney consulted before Osborne's trip to China, where he announced a deal to allow Chinese banks to open branches in the UK?
Carney says the PRA had made a independent review of foreign banks, particularly outside of the European economic area, before the Chancellor's visit.
He is then asked if we risk a similar situation to Iceland, which opened banks in UK and resulted in Brits that banked iwth them losing money.
The difference this time, the governor points out, is that the deal with China is on wholesale banking, not retail.
Unemployment rate v productivity
16.50 Asked about his expectations for unemployment, Carney says he sees it continuing to fall.
The rate at which it falls is subject to some uncertainty.
This is due to to productivity. There hasn't been productivity growth. We do expect that to pick up with the recovery.
So if productivity picks up, companies won't need to hire extra people, he says.
But when that happens is one of the major challenges facing the bank, he adds.
Forward guidance - effect on economic behaviour
16.39 Carney is asked to respond to criticism that with discretion of three knock outs it doesn't add to clarity of what MPC is doing has have same freedom as before.
He says that in the background to his statement, he provided some statistical analysis on volatity, which looks at an 18 month horizon which is lower now than prior to introduction to forward guidance.
He also argues that short-term interest rates have been little affected.
16.28 Not the most interesting of hearings and its been getting technical a bit.
Some of the interesting bits:
16.14 Lord Lipsey asks if Carney is confident if we can return to the historic growth rates seen in the medium to long term.
The initial phase of the recovery has been concentrated on household spending. The measured figures for investment and productivity have been lacklustre and have not yet picked up.
On the investment side, the MPC takes official statistics with a note of caution as there is some inconsistency with other measures, but the broad measure remains correct in that there has not been an uptick.
Looking further ahead he says:
One of the challenges we are all facing in developing economies is how long is the hangover from financial crisis? How long will it take to repair the financial system, get household balance sheet s back in order.
These headwinds will persist for some time.
On top of this, he says, the UK is suffering from weak deman from its major trading partner - Europe.
The combination could reduce potential growth of this econom for some time.
What lessons has he brought over from Canada?
16.09 Carney is asked what experience he has brought over from Canada.
He says the crisis here reinfoces a core lesson from the crisis in Canada which is the importance of having a leverage ratio.
Why did Canada faired as well as it did [during the crisis] was the effectiveness of having a true leverage ration in run up to the crisis.
Passes over to questions
16.05 Chairman of the committee asks "have things turned out as you expected or have there been any unanticipated experiences?
Starting with expectations, Carney says:
I had high expectations of staff at the bank which have been met.
Secondly, the strength of the recovery has exceeed my expecations.
When I arrived it had only been recenlty clear that the UK had not entered into a double or triple-dip recession. I would say that the recovery has been stronger than the bank's forecast, but in my view bank got direction of recovery.
The effect of forward guidance
16.01 He goes on to say that the recovery has some way to run before it would be appropriate to consider adjusting the exceptional level of monetary stimulus that we continue to provide to the economy.
In recognition of that, the Monetary Policy Committee introduced forward guidance in August, making clear that we will not even consider raising Bank Rate at least until the unemployment rate reaches 7pc.
That gives households and businesses the confidence that interest rates won't go up until jobs, incomes and spending are recovering at a sustainable pace
Carney kicks off by making a statement
15.58 He's grateful for the opportunity to give evidence. He says the sessions in parliament are the "cornerstone" of the central bank's accountability.
You can read his statement in full here. I'll pull out a few of the key bits:
Inflation has fallen back to within a hair's breadth of the 2pc target and the recovery has finally taken hold. The news about the strength of the recovery in the United Kingdom has consistently surprised on the upside and by more than in either the United States or the Euro
It is welcome that the economy is growing again, but a return to growth is not yet a return to normality. Nearly one million more people are out of work than in the years before the financial crisis, and the economy remains 2.5pc smaller than it was in 2008.
15.53 Things haven't kicked off yet in parliament. I don't think. The live feed isn't up yet
.... Okay we have a picture but now all you can head is that beep noise that used to play back in the day when TV wasn't 24 hours.
Greece to get next tranche of bailout
15.44 While we wait for Carney (these things are always delayed), the eurogroup has just confirmed that Greece has met its four milestones in the third review of its bailout programme and will get the fifth installment of its bailout, which amounts to €500m.
Eurograoup leader (and Dutch finance minister) Jereon Dijsselbloem said:
I am confident that the Greek authorities will swiftly conclude their discussions with the Troika institutions in order to allow for a completion of the ongoing review of the country's economic adjustment programme.
The milestones met include:
• Greece has placed over 12 500 public employees in the mobility scheme as part of the strategy to make the public administration more efficient.
• Second, Greece has taken adequate measures to significantly restructure or liquidate three state-owned companies which were intended for privatisation.
• Third, a Code of Lawyers was adopted to enhance the functioning of this regulated profession.
• Finally, Greece took the required steps to improve the financial situation of the two main water companies, by clearing government arrears, in order to facilitate their privatisation.
Carney to appear before the lords
15.26 Over in Westminster, Mark Carney, the Governor of the Bank of England, is having his debut session in front of the Lords Economic Affairs Committee this afternoon.
That will start in about 10 minutes and we will be covering it live here. Or if you want to watch it live you can do so by clicking here.
Areas the Committee will cover with Dr Carney include:
• What is his assessment of the UK's medium term economic prospects?
• Whether the realities of serving as Governor of the Bank of England have matched his expectations and what lessons he is applying that he learnt from his time as Governor of the Bank of Canada.
• How he expects his introduction of forward guidance on monetary policy (announcing that interest rates would not change while unemployment remains above 7%) to influence economic behaviour?
• Is there a risk that using unemployment as the signal to raise interest rates could be too late for effective control of inflation?
• Is there a conflict between the Bank's scrapping of the Funding for Lending scheme which supported mortgage lending and the expansion of the government's Help to Buy scheme?
• Would the Bank's financial stability objective be easier to meet if there was a full separation between retail and investment banking?
• Should bankers be subject to full professional standards in the same way as doctors and lawyers?
• What is his view on Scottish Government's aim set out in its White Paper to retain sterling as the currency of an independent Scotland?
Mark Carney
Bloomberg to let banks monitor trader chat
15.14 Bloomberg is introducing a new tool that allows bank compliance officers to monitor chat between traders, in a bid to reverse a trend where lenders have banned their staff from using the instant messaging tool on their Bloomberg terminals, according to the Financial Times.
A growing number of banks are looking to ban their staff from using the chat function on their Bloomberg terminals after instant messages between traders threw up a treasure trove of evidence that appeared to show traders plotting to rig key interest rates, leading to massive fines against major banks including Barclays, Royal Bank of Scotland, UBS and interdealer broker ICAP.
Bundesbank deputy frontrunner for ECB board seat
14.29 Sabine Lautenschlaeger, vice president at the Bundesbank, tops the list of names being proposed by Germany to replace Joerg Asmussen on the ECB executive board. Mr Asmussen's surprise departure was announced over the weekend when Angela Merkel, German Chancellor, gave the details of her cabinet, which included the ECB board member as a junior labour minister.
JP Morgan and Deutsche Bank latest to ban multi-trader chat rooms
14.09 JP Morgan and Deutsche Bank have become the latest banks to ban the use of chat rooms by traders, according to Reuters. Chat between traders has been used as key evidence against banks accused of maninpulating Libor, the key interbank lending rate. Barclays, Citigroup, RBS and UBS have also reportedly issued a ban on traders using chat rooms.
Hayes pleads not guilty to charges of manipulating Libor
14.00 Former UBS trader Tom Hayes has pleaded not guilty to charges he sought to rig Libor, a key interbank landing rate. The 34-year-old has been charged with eight counts of conspiracy to defraud between 2006 and 2010 as part of a global inquiry stretching from the US to Asia. Former RP Martin brokers Terry Farr and James Gilmour also pleaded not guilty.
UK to launch shale licensing round in summer
13.45 Britain's latest licensing round to allow companies to explore for shale gas will be launched in early summer, energy minister Michael Fallon has said. Mr Fallon said he expected the number of onshore licences to double this time round. It will be the UK's 14th tender for onshore areas, and will mark an end to the four-year suspension on licencing due to earth tremors caused by shale exploration in Lancashire, north-west England.
Greece out of recession next year, says central bank
13.27 The debt-laden country has said it will exit recession next year after six consecutive years of contraction, according to its central bank.
In its latest forecasts the Bank of Greece said:
2014 will be the first year of positive growth, after six consecutive years of recession.
The Greek government has predicted the economy will grow by 0.5pc in 2014.
The recovery will have "a favourable impact on employment" with the average annual unemployment rate expected to decline over the year, the bank projected.
A healthier international context, a slower rate of decline in consumption and a stepping-up of privatisations demanded by Greece's international creditors should help get the struggling economy back on its feet, the central bank judged.
However, the bank warned that the main risk remained a splintered political climate at a time when "what is needed is the exact opposite: the coming together of social and political forces for a national policy for exiting the crisis and returning to growth."
UK and Spain drive strong car sales in EU
12.55 Demand for new cars in the EU has grown for the third consecutive month.
A total of 938,021 new passenger cars were registered in November, data from the European Automobile Manufacturers' Association showed, a 1.2pc gain on sales the previous month.
However, from January to November 2.7pc less new cars were registered than in the first eleven months of last year.
The gain was powered by demand in Britain, which was up 7pc and in Spain (+15.1pc).
But the core eurozone countries were hit, with new registrations down 2pc in Germany and 4pc in France.
Source: EAMA
Source: EAMA
Big four hit after latest Kantar data
12.36 Back in the FTSE 100, the release of market share data from Kantar, showing the growing popularity of discounters Aldi and Lidl, has hit the listed supermarket companies. J Sainsbury is down 2.7pc, Tesco has fallen 1.3pc and Wm Morrison is off 0.9pc.
Tesco applies to open Indian supermarkets
12.28 Tesco has applied to open supermarkets in India, one of the first global retailers to try to enter the market since Delhi removed foreign investment barriers last year.
Tesco has teamed up with Tata Group for the stores. The two retailers have worked together before as Tesco supplies 80pc of the goods in Tata's 16 Star Bazaar and Star Daily stores in southern and western India.
Trevor Masters, chief executive officer for Tesco's Asia operations, said:
Today, we're making an application to develop a multi-brand retail business in India.
If it were successful, it could open the way to Tesco investing directly and forming a partnership from our existing relationship with the Tata Group.
If the application was successful, the two firms would enter a 50-50 partnership to develop multi-brand retail stores, Tata's retail business Trent Hypermarket said.
We believe that our understanding of the Indian market coupled with Tesco's unparalleled global retail expertise will allow us to leverage the tremendous potential of the market to the benefit of all stakeholders.
Last year New Delhi moved to open up the retail sector to foreign companies as part of steps to boost a sharply slowing economy.
Foreign supermarkets can hold stakes of up to 51pc in multi-brand retailers, but rigid conditions still imposed by the government have held many back from applying.
Tesco plans to open stores in India
IoD: Airport shortlist welcome, but "hard work is just beginning"
12.11 That is the view of the Institute of Director's chief economist Graeme Leach, who says progress is being made, but adds that the UK is "still a long way" from building the runways it needs".
He says Heathrow "must be the first choice for a new runway".
We welcome the Airports Commission's shortlist of options, which correctly include expanding the UK's hub airport.
[Heathrow] is full now. It cannot take on new routes to major cities in China and other developing economies, holding back international trade, inward investment and tourism. Gatwick will also run out of capacity soon, and will need another runway, but the priority must be Heathrow.
The shortlist is a step along the way, but the hard work is just beginning.
We must start now to build a political consensus on the need for more airport capacity and design suitable compensation schemes for residents affected by new runways.
Leach: Heathrow must be first choice
Property bubble concerns continue to grow
11.41 CityIndex's chief market strategist Joshua Raymond has pointed out that after today's figures from ONS, which show house prices up 5.8pc in the year (see 10.15), takes the house index to above its peak in 07/08, while mortgage approvals are still well down.
EU accounting changes to add £30bn to UK public debt
11.27 Not such good news for the UK now. Britain's public debt is likely to be revised up by £30bn next September due to changes to EU guidance on public accounts.
That warning comes from the ONS who have noted that Network Rail, the state-owned company that manages Britain's railway network, will be reclassified as a public-sector company rather than as a private one.
There are also some question marks over Royal Mail and the transfer of its historic pension assets and liabilities to the government prior to its privatisation.
ONS says there will need to be further assessment on this issue, but it is likely that it will add £9bn to public sector net borrowing recorded for April 2012.
Insurers drop after Commission report
11.12 Back in the stock market, shares in motor insurers Admiral, down 2.1pc, and esure, off 2.9pc, are under pressure after the Competition Commission published its provisional report into the industry and said it wanted to cut the cost of car insurance. The final report is due next September.
German investor confidence jumps to 7 and-a-half-year high
11.03 Some very good news for Germany this morning, where a survey has found that German investor confidence jumped to a seven-and-a-half-year high in December on the back of hopes of an economic upturn in Europe.
The ZEW institute said that its confidence index, which measures investors' expectations for the next six months, rose to 62 points from 54.6 in November.
That was the best reading since April 2006 and far exceeded the more modest rise to 55 points anticipated by economists.
ZEW's head, Clemens Fuest, said that despite disappointing recent industrial data, investors expect further improvements in Germany and the 17-country eurozone in 2014.
Pound drops after inflation hits four-year low
10.52 The pound has dropped against the dollar and the euro.
Christopher Vecchio, Currency Analyst at DailyFX, notes:
Consumers maintain their belief that higher inflation will materialize, but it's not translating into the data thus far.
On the back of a stronger pound through the 3Q and into the 4Q, UK consumers have seen their purchasing power being preserved now that inflation is coming in line with the Bank of England's medium-term target of +2pc.
If the Federal Reserve comes out and strikes a more hawkish than anticipated tone tomorrow, the GBPUSD, as a top performer in the second half of 2013, would be a prime candidate for a yearend unwind.
We're watching $1.6260 to the downside as the first level of support (former resistance in September-November channel, 1.5880-1.6260).
Pound against the dollar in Tuesday's trading. Source: Bloomberg
Pound against the euro in Tuesday's trading. Source: Bloomberg
House prices by region
10.35 Here you can see the annual change in house prices in each country and region.
All are now seeing growth.
Source: ONS
London sees fastest increase in house prices
10.22 Perhaps not unsurprising that London continues to see the fastest rise in house prices. Prices rose a staggering 12pc over the year.
The next closest was a 4.8pc rise in the East of England and 4.7pc in the East Midlands.
Source: ONS
UK house prices rise 5.5pc
10.15 In the 12 months to October 2013 UK house prices have increased by 5.5pc, up from 3.8pc in the year to September.
That is the steepest increase in prices in more than year three.
All countries in the UK saw prices rises, according to the figures from the ONS.
England saw the biggest rise in prices - up 5.7pc, followed by a 4.8pc rise in Northern Ireland, 3.3pc in Scotland and 2pc in Wales.
Source: ONS
Inflation still three times higher than earning growth
09.59 Inflation has come down from a peak of 2.9pc in June and is now on the brink of getting down to the Bank of England's 2pc target rate.
Howard Archer, chief UK & European economist at IHS Global Insight, says this eases the squeeze on consumers, which is "helpful" to growth prospects.
But, he noted, inflation is still running at three time the average annual earnings growth 0.7pc in the three months to September.
This maintains doubts as to whether consumers will be able, or willing, to keep spending at a strong clip over the coming months. If they do, the concern is that it will be through many of them building up debt, although rising employment is helping matters.
While earnings growth seems likely to pick up over the coming months, the increase will most probably be gradual so it could well take to mid-2014 before earnings growth finally overtakes consumer price inflation.
Fruit and veg see biggest price drop
09.46 The decline in the annual inflation rate was partly due to fruit and vegetable prices and base effects from utility- price increases in November 2012.
The first of the 2013 energy- price hikes will be captured in the December inflation data, the statistics office said.
Source: ONS
Inflation hits a four-year low
09.38 The fall in consumer prices means inflation is now at a four-year low.
A spokesperson for the Treasury says this shows that that government's long-term economic plan is working.
All parts of the economy are growing, the deficit is falling and jobs are being created. But the job is not done and the government will go on taking the tough decisions needed to create a sustainable recovery for all.
Source: ONS
UK inflation slips to 2.1pc
09.31 Britain's CPI inflation has slipped to 2.1pc, lower than the 2.2pc that had been expected.
Key UK data
09.08 The key UK economics news out this morning will be inflation for November at 09.30.
It is widely expected to remain at multi-month lows on an annualised basis of 2.2pc. The last time CPI was below this level was back in December 2009 when it was at 1.9pc.
FTSE 100 slides lower as Fed looms
08.48 Despite jumping 1.3pc on Monday, the FTSE 100 is on the slide again this morning, having fallen 32 points, or 0.5pc, to 6,490, as the latest policy meeting of the US Federal Reserve draws nearer. The summit, which starts today, will finish tomorrow and some investors are expecting the central bank to announce at the conclusion of the meeting that its $85bn-a-month quantitative easing programme will be scaled back.
Boris says Thames Estuary would be cheaper than Sir Howard estimates
08.34 Boris Johnson, Mayor of London, has just been on Radio Four's Today Programme. He is cheerful about today's report, as it leaves open his option of an airport in the Thames Estuary, even if it did not appear on the official shortlist.
It's very very good news that there's a very clear choice now. It's basically Heathrow or you go with a new option. That's pretty clear from what's [Sir Howard] has been saying. Gatwick alone won't do the job. The airlines will still want to go to Heathrow. Our contention is that building another runway in the West London suburbs is crackers. You will feed the beast and by the time you buy a third runway by 2029, 2030, there'll be insatiable demands for a fourth runway
He argues that his own proposal for a new hub airport in the Thames Estuary would cost much less than Sir Howard estimates:
I don't think it costs anything like what he's been saying. The transport infrastructure comes in at about £20bn. Then you've got the cost of the airport, but we think that's easily financed by international investment. What is being proposed at Heathrow is not some oven-ready peasy scheme. They are talking concreting over M25, closing it for at least five years, doing major realignments of the M4 and A113. Tens of billions.
My question to the world is why on earth entrench a huge planning error and expand Heathrow?
The option of the estuary can probably be taken forward and financed. The thing we're leaving out of this equation is the huge regeneration benefits to the east of city.
The Mayor also rejects Howard Davies' argument that it's wrong to only think in terms of hub airports:
If you look at what everyone else in Europe is doing as well as Dubai, China, Istanbul. As sure as eggs are eggs, if and when we were to build a third runway at Heathrow it would be accompanied by shrill and vociferous clamour for another runway
I reject all of [the options on the shortlist] of course. The least endurious to Londoners and to everybody in the country would be to have another runway at Gatwick. I think the difference is that it won't deliver the competitive boost the country needs. If you expand Gatwick whilst retaining Heathrow as your hub there is no power on earth except legal coercion that's going to get the airlines to migrate from Heathrow to Gatwick. I'm doubtful that that would work as long as Heathrow remains the hub.
It would be a grievous error [to press ahead with Heathrow expansion]. It's the wrong thing for the country. This is a historic decision. I believe in going on winning fights instead of flancing out. I believe this will be won by the iron logic of the case. You cannot continue to expand a 21st Century hub in the middle of the western suburbs of the greatest city on Earth.
Expanding Britain's airport capacity: Q&A
08.16 Transport correspondent Nathalie Thomas has answered your questions about why the Davies Commission is such a big deal in her Q&A on expanding Britain's airport capacity.
Davies: Boris is wrong to make the debate about hub airports
07.47 Sir Howard adds that Boris Johnson's view that the UK needs a hub airport is not right.
I don't think [Boris] has got this right. The question is not whether you have a hub but how big your hub can be.
We've got a constellation of airports in London- the question is where the balance is going to rest. Almost all growth is coming in low cost carriers. Legacy airlines have fallen in the number of flights they do. If it's new routes being developed I'm sure that's going to be at Heathrow. But will all flights to New York continue to be at Heathrow? The issue is the balance. To call it a hub or no hub debate suits his argument but it's not right.
He also says that Stansted has been ruled out for expansion as it already has lots of spare capacity, and is less popular than Gatwick:
Until 2019 there is a prohibition to development at Gatwick. [In earlier reviews] if you wanted to expand point to point, Stansted seemed like best one. But airlines have gone to Gatwick rather than Stansted. ]
[Stansted] has lot of room to expand with existing runway, Stansted is only half full. The pattern of demand has shown Gatwick is much more popular than Stansted. But it is important that Stansted's capacity is used in the meantime.
Boris Johnson says the UK needs a hub airport. Photo: PA
Davies: Boris Island feasibility will be decided by next election
07.45 Sir Howard Davies has just been on Radio Four's Today Programme. He says that Boris Island will be firmly on or off the table by the 2015 election, after the Commission does more detailed work on the proposal:
We've gone backwards and forwards on this. It's quite difficult to compare a proposal by a current airport operator with a much more extensive proposition for shifting the economic geography of South East England. There's a whole series of issues related to economic development which are difficult to assess.
We have said we are going to do some very specific pieces of work, for example looking at environmental feasibility, access, and whether airlines would move to it. We'll do those pieces of work over the summer and report on it.
Sometime next year we will decide whether this is an option. We will not leave this uncertain by the next election.
Tablet computers give Dixons early Christmas present
07.34 Britain's rush to buy tablet computers has sparked a surge in sales for Dixons Retail, the owner of Currys and PC World. Graham Ruddick has more details:
The retailer said that UK like-for-like sales rose by 9pc in the six months to the end of October, despite consumers remaining under pressure.
The growth in sales means that Dixons posted underlying pre-tax profits in the first-half of its financial year for the first time in six years.
The recovery represents a significant turnaround for Dixons, whose future on the high street was in doubt following the collapse of Lehman Brothers and the subsequent turmoil on the high street.
The retailer has been boosted by the demise of its main rival Comet a year ago, but also a corporate drive to improve customer service and strike deals with suppliers that allows its stores to take on Amazon on prices and offer exclusive products.
Consumers browsing tablets at a Currys store, operated by Dixons Photo: Bloomberg
Heathrow boss: a decision which doesn't stick is worthless
07.19 Colin Matthews, boss of Heathrow Airport, has just been on Radio Four's Today Programme, reacting to news that two of the three proposals on Sir Howard Davies' shortlist are for Heathrow expansion. He cheers the outcome:
It's good news for the UK economy that the commission is recognising the importance of connections around the world. It's important that business can get to parts of the globe where economies are growing.
Options at Heathrow and the Mayor's suggestion underline the need for a hub. We think our proposal is the best and we've worked on it hard - we'll look at every option.
Moving west does make the airport a bit quieter. We can make Heathrow continue to be quieter with three runways in the future.
And urges politicians to take the recommendations seriously:
We should let the Commission finish its work. A decision which doesn't stick is worthless and ultimately there will need to be political will to look at the report and make a decision.
The mayor is right to argue this country needs a hub. [But] It's right for the country if its at Heathrow. We need to address the concerns of local people and make the airport quieter
Paris and Amsterdam are trying to eat our lunch. It is important and that's why what was an option close to being ruled out is on the shortlist today.
It's any option that is chosen is genuinely difficult. It does take this independent commission to do the work seriously. It will need broad political support - if it becomes a party issue it will be difficult.
Colin Matthews, BAA chief executive. Photo: ITN
Dixons reports first half-year profit in six years
07.09 Meanwhile, Dixons Retail has reported its first underlying half year profit in six years.
Davies says too much uncertainty surrounding Boris Island
07.07 Sir Howard has said the Thames Estuary Airport proposal - aka Boris Island - has not been completely ruled out, but will need separate consideration.
A new runway will be needed by 2030
07.05 Sir Howard Davies's report says the UK will need two new airports by 2050, one of which should be built by 2030.
Boris Island and Stansted out
07.01 Sir Howard's shortlist has ruled out Boris Island and new runways at Stansted - favouring the idea of two new runways at Heathrow and one at Gatwick.
Stansted to be omitted from Airports Commission?
06.58 The Financial Times reports that Sir Howard Davies' shortlist for airport expansion will include Heathrow, Gatwick and Boris Johnson's pet project the Thames Estuary - but rule out further capacity at Stansted.
It reports that Sir Howard will formally identify Heathrow as the leading contender for new runways, in a move that is bound to stoke poliltical angst - when the coalition came to power in 2010, it scrapped the former Labour government's plan for a third runway at the West London airport.
Best of the rest
06.55 Here's a roundup of the rest of the papers
• Financial Times (£): GlaxoSmithKline is to scrap individual sales targets for its commercial staff as it seeks to repair its image and reform working practices in the wake of allegations in China that its staff paid officials up to $500m in bribes.
• The Times (£): Shares on Wall Street staged a "Santa rally" yesterday after America's industrial production rose above the pre- financial crisis peak for the first time and traders shrugged off fears over tomorrow's crucial meeting at which the US Federal Reserve will consider whether to taper its $85 billion-a-month stimulus programme
• The Guardian: Britain's housebuilding industry has hit back against Ed Miliband's claim they are hoarding land for profit by saying plots are built on as soon as planning permission is secured. They also argued that the 557pc increase in profits among the nation's four biggest housebuilders this year comes from a very low base following the financial crisis.
Wall Street staged a Santa Rally yesterday
Top stories in the Telegraph
06.50 Here's what's leading the Business pages of today's Daily Telegraph
• Nathalie Thomas reports that Britain's biggest businesses will put pressure on all political parties to honour the findings of the Airports Commission, which today will put the possibility of extra runways at Heathrow back on the table.
• Royal Bank of Scotland has cancelled one of the final pieces of the multi-billion pound bailout package put in place five years ago as part of its £46bn taxpayer-funded rescue, writes Harry Wilson.
• The chief executive of Aggreko has said that Britain has become a high-risk destination for energy investment thanks to the continual interference of game-playing politicians, writes Alistair Osborne.
Good morning
06.45 Good morning and welcome to our daily business and markets live blog, your one stop shop for all the breaking business stories of the day.


text:
Only Connect is proud to deliver resettlement, training and rehabilitation services within prisons, pupil referral units, youth offending teams and youth offending institutions across London.
We deliver services for Her Majesty's Prison and Probation Service (HMPPS), as a Tier two provider working through Shaw Trust, a national employment, learning and skills charity that helps people who are disadvantaged or have a disability into work, gain skills and take control of their futures. After a competitive tender process, Shaw Trust was awarded the delivery of services under a contract called Co-Financing Organisation Round 3 (CFO3). Shaw Trust is the CFO3 prime contractor for London, East of England and the South West of England. The contract is funded by the European Social Fund. Over 18,000 offenders are planned to be supported during the life of the three 5 ¾ year contracts Shaw Trust delivers.
One of the core objectives of CFO3 is to improve social inclusion. Many of the participants the alliance will work with have experienced multiple difficulties accessing education and training – excluding them from finding better opportunities after release. Only Connect has been awarded the role of progressing and resettling participants between 18-24 in London, primarily from HMP/YOI Feltham and HMP Pentonville.
To support every individual on the programme, a case manager and personal mentor will work with each individual to guide them and provide advice. Participants will also be offered accredited personal development and vocational courses.
If you would like to learn more about how we could work together on a justice contract, please contact us for the attention of Mat Ilic.

subset: commoncrawl


text:
It's Tuesday!! How does that happen so fast every week? In case you're new around here, each Tuesday, I share a few random moments via snapshots taken with my cell phone.
I feel like this week has been a bit of a crazy spin. One day rolls into the next and I haven't been getting as much sleep as I should. But...even with lots on our schedule, I did manage to snap a few pics with my instagram app.
Want to peek?
Baseball, baseball, baseball. We had baseball 5 days last week. Whew!
Flowers Mark picked up from the Farmer's Market on his way home from work. Anyone know what these are called?
My new chalkboard has become a fun way to post messages. I cracked up when Reid told me that I should put it somewhere "we could all see it"...It's right in the middle of the Living Room!!
Know what's hot? Taxes. Just joking. But, I do think my husband looks pretty hot doing paperwork. I'm just saying. ;)
Red onions. They were for this mashed potato topping. It is soo good. Just a warning, though. If you decide to try it, you'll never be able to go back to plain mashed potatoes.
I took this at the cliffs one day last week right before the rain rolled in. It's crazy to see the rain come in over the ocean. I love it.
Tomorrow is my sis-in-laws birthday {leap year baby!} and last weekend we were all able to get together at my parents house and celebrate her. I stopped at Sprinkles and picked up some birthday cupcakes. Yum...
We are really lucky to have her in our family and I am so glad that my brother chose her. I didn't get to have a sister growing up, so it's really fun to have one now.
Hope you all have a fantastic Tuesday!!


text:
Jonesboro Clinic
808-B Joe Brooks Drive
Jonesboro, AR 72401
(870) 931-5880
Paragould Clinic
700 W. Kings Highway, Suite A
Paragould, AR 72450
(870) 239-6004
Toll-Free: (888) 322-5245
There is a solution to your foot and heel pain. Come to Arkansas Foot Care Clinic for specialized care. Our doctors have extensive training and experience in diagnosing, treating and preventing a variety of foot and ankle problems. Whether you're young or old, or suffering from a minor bunion or a major skin condition, you can count on Arkansas Foot Care Clinic to help you.
We Accept Most Insurance Companies, Including:
Blue Cross / Blue Shield
Medicaid and Medicare Assignment Accepted


text:
Sweet Starfire
Traveling side by side on a dangerous quest through the galaxy, Cidra, a fiery beauty, and Teague Severance, a handsome adventurer, find passion and desire amid danger.
Cidra lacks the telepathic skills of the Harmonic people. She will always be an outsider unless she discovers the secret that will allow her mind to commune with others.
Teague Severance is the ultimate delivery man in the Stanza Nine system…he will deliver anything if the price is right. Tough, mysterious and dangerously sexy, Teague is trouble in more ways than one but he has an honorable reputation for fulfilling a contract. >p> Cidra takes the risk of hiring him to transport her to the rough outback of the Stanza Nine system. Teague is certain Cidra isn't his type. He soon discovers that he is wrong. The passion that flares between them will put both of their lives in jeopardy.
Originally published March 1986 by Popular Library and January 1994 by Warner Books.


text:
The federal government's busted Obamacare website now has a banner running atop the page announcing that the site will be down nightly from 1 a.m. to 5 a.m. EST.
"The Health Insurance Marketplace online application isn't available from approximately 1 a.m. to 5 a.m. EST daily while we make improvements," reads the banner announcement. "Additional down times may be possible as we work to make things better. The rest of the site and the Marketplace call center remain available during these hours."
A Bloomberg analysis finds that the broken Obamacare website and its supporting IT infrastructure cost taxpayers over $1 billion.
The Associated Press reported on Monday that at least 3.5 million Americans have received health insurance cancellations due to Obamacare.
Obamacare will cost American taxpayers $2.6 trillion over the next 10 years.


text:
Already have an account? Login here
Save valuable time in your property search by registering here (it's free). When you register, your searches will be saved so you don't have to fill out your search criteria each time you browse the current listings. Best of all, our system will alert you by email whenever a new property (matching your needs) comes on the market, so you'll be the first to know. Register now and your dream property will most likely find you before you even knew it was there. By registering with our site you agree to the website terms. We protect your personal privacy and email security. View our privacy policy.
Questions? Call (303) 579-0840


text:
Frontline Applicant Tracking -
Montcalm Area Intermediate School District
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CC El 338 Eagle Ave, Carson City, MI 48811 (2)
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Central Montcalm High School (2)
Central Services Staff (4)
CM Bus Garage (1)
CM Districtwide (6)
CM Elementary (3)
CM Upper Elementary (2)
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text:
Please follow the link to secure your spot for OLC Collaborate with Emerging Learning Design
OLC is teaming up with Emerging Learning Design (ELD) for a 3-day professional development opportunity where we will share presentations on the topics of active learning, digital humanities, games and gamification, STEAM, and so much more!
You'll get the chance to hear from experts regarding current and emerging trends focused on the convergence of teaching, learning and technology. There will also be an opportunity to collaborate and network with your regional peers during group discussions on top-of-mind challenges that may impact the future of digital learning. When teaching, learning, and technology converge we find the potential for an inclusive learning experience that is both engaging and connected to curricular needs, without being dated.
We hope to see you soon,
Kathleen S. Ives, D.M. and AJ Kelton


text:
Contact UPMC at1-800-533-UPMC (8762).
Go to Find a Doctor to search for a UPMC doctor.
PITTSBURGH, Oct. 16, 2014 – Despite previous indications to the contrary, the esophagus does have its own pool of stem cells, said researchers from the University of Pittsburgh School of Medicine in an animal study published online today in Cell Reports. The findings could lead to new insights into the development and treatment of esophageal cancer and the precancerous condition known as Barrett's esophagus.
According to the American Cancer Society, more than 18,000 people will be diagnosed with esophageal cancer in the U.S. in 2014 and almost 15,500 people will die from it. In Barrett's esophagus, the lining of the esophagus changes for unknown reasons to resemble that of the intestine, though gastro-esophageal reflux disease or GERD is a risk factor for its development.
"The esophageal lining must renew regularly as cells slough off into the gastrointestinal tract," said senior investigator Eric Lagasse, Pharm.D., Ph.D., associate professor of pathology, Pitt School of Medicine, and director of the Cancer Stem Cell Center at the McGowan Institute for Regenerative Medicine. "To do that, cells in the deeper layers of the esophagus divide about twice a week to produce daughter cells that become the specialized cells of the lining. Until now, we haven't been able to determine whether all the cells in the deeper layers are the same or if there is a subpopulation of stem cells there."
The research team grew pieces or "organoids" of esophageal tissue from mouse samples, and then conducted experiments to identify and track the different cells in the basal layer of the tissue. They found a small population of cells that divide more slowly, are more primitive, can generate specialized or differentiated cells, and have the ability to self-renew, which is a defining trait of stem cells.
"It was thought that there were no stem cells in the esophagus because all the cells were dividing rather than resting or quiescent, which is more typical of stem cells," Dr. Lagasse noted. "Our findings reveal that there indeed are esophageal stem cells, and rather than being quiescent, they divide slowly compared to the rest of the deeper layer cells."
In future work, the researchers will examine human esophageal tissues for evidence of stem cell dysfunction in Barrett's esophagus disease.
"Some scientists have speculated that abnormalities of esophageal stem cells could be the origin of the tissue changes that occur in Barrett's disease," Dr. Lagasse said. "Our current and future studies could make it possible to test this long-standing hypothesis."
The project's co-investigators are Aaron DeWard, Ph.D., and Julie Cramer, Ph.D., both of Pitt's Department of Pathology and the McGowan Institute.
The research was funded by grants from the Commonwealth of Pennsylvania, National Institutes of Health grant DK08571, the McGowan Institute and the University of Pittsburgh Department of Pathology Postdoctoral Research Training Program.
Affiliated with the University of Pittsburgh Schools of the Health Sciences
Supplemental content provided by Healthwise, Incorporated. To learn more, visit www.healthwise.org
For help in finding a doctor or health service that suits your needs, call the UPMC Referral Service at 412-647-UPMC (8762) or 1-800-533-UPMC (8762). Select option 1.
UPMC is an equal opportunity employer. UPMC policy prohibits discrimination or harassment on the basis of race, color, religion, ancestry, national origin, age, sex, genetics, sexual orientation, gender identity, marital status, familial status, disability, veteran status, or any other legally protected group status. Further, UPMC will continue to support and promote equal employment opportunity, human dignity, and racial, ethnic, and cultural diversity. This policy applies to admissions, employment, and access to and treatment in UPMC programs and activities. This commitment is made by UPMC in accordance with federal, state, and/or local laws and regulations.
Medical information made available on UPMC.com is not intended to be used as a substitute for professional medical advice, diagnosis, or treatment. You should not rely entirely on this information for your health care needs. Ask your own doctor or health care provider any specific medical questions that you have. Further, UPMC.com is not a tool to be used in the case of an emergency. If an emergency arises, you should seek appropriate emergency medical services.
Pittsburgh, PA, USA | UPMC.com


text:
Quick Reference
B. 24 November 1925, New York City, New York, USA, d. 15 February 1988, Stroudsburg, Pennsylvania, USA. As a teenager Cohn gained experience playing the tenor saxophone with Joe Marsala ...
From: Cohn Al in Encyclopedia of Popular Music »
Subjects: Music.
Related content in Oxford Index
Reference entries
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text:
Attached is part one of OML's comments on the draft water plan issued by OWRB in May. Although the OWRB Board and staff have continued to work on the plan and likely will make changes, OML's analysis is substantially unchanged. Under OWRB's timeline, a complete revised draft of the Plan will be issued by the end of August and public comments may be made in writing or at the OWRB Board meeting on September 13, 2011.
2011 May OML Oklahoma Comprehensive Water Plan comments.pdf


text:
Is that what I think it is? What do you think it is? I think ...
Ordell Robbie: Is that what I think it is?
Jackie Brown: What do you think it is?
Ordell Robbie: I think it's a gun pressed up against my dick.
Jackie Brown: Well, you thought right. Now take your hands off from around my throat, nigga.
- Movie:
- Jackie Brown
- Characters:
- Jackie Brown, Ordell Robbie
- Related Quotes:
- Jackie Brown Quotes, Jackie Brown Quotes, Ordell Robbie Quotes
- Added:
- Modified:


text:
Toggle navigation
Customer Support
NOS for Banking
NOS for NetCafe
Contact Us
Product Inquiry
Install and Removal
About Product
Maintenance Questions
Program Failure Inquiry
Customer Support
1.1 Install and Removal
1. Where can I download nProtect Online Security V1.0 (NOS)?
- You can download NOS from websites of financial institutions and agencies that have a partnership with nProtect.
2. What should I do if a NOS Setup file cannot complete download?
- Check the network settings, security solutions and programs that control downloading.
- Check your PC personal firewall, proxy and DNS settings, if it blocks any downloading from outside network.
3. Do I need administrator permission to install NOS?
- You need administrator permission to install NOS in later version of Windows Vista.
- After installation, regular user permission can be used.
4. Installation guide pop-up message keeps showing up.
- Installation guide pop-up message appears when NOS is not installed or failed to install.
- Please refer to [3. Operating Environment] and make sure you use operating system and browsers that are supported by NOS.
- If NOS is not installed, please refer to [6.1.1 and 5.1. Installation] for NOS installation and visit the website.
5. NOS Install and Run Program is not working.
- If a NOS installation button does not work, please check PC and network settings.
- Please refer to [3. Operating Environment] for supporting OS and browsers.
- If there is a problem while installing NOS, any currently running programs may need to stop. Please restart your computer and try to install NOS again.
- If the same problem occurs after restarting the computer and reinstalling NOS, please refer to [5.2. Uninstallation] and remove NOS then visit the website you downloaded from and try downloading again. Please refer to [5.1. Installation] to install NOS.
- Check if the current anti-virus program is set to block NOS install and run in your PC. For your PC at work, check with all security programs installed by your company and check the following:
• Check if other PCs at work have the same problem.
• Delete or disable the program that causes the problem.
• Check the company's internal security policy with system administrator.
6. After the program was uninstalled, a pop-up message to uninstall the program appears.
- Other security programs are using files that NOS is trying to delete.
- Please close the program appeared on the message. Then continue to uninstall the program.
1.2 About Product
1. What is nProtect Online Security (NOS)?
- NOS is the online security solution that runs to protect computer and online transaction from cyber-attacks.
- It provides various functions to protect your PC from malwares, hacking, and illegal data transmission from your computer while using computer to access online. For more information, please refer to [1.1.2. Main Functions].
2. Why do I need NOS?
- NOS is an essential security program to protect your PC from malwares by hackers to steal your confidential information. In order to have safe online transaction, using NOS is highly recommended.
3. What is NOS UI?
- When NOS runs, an orange shield icon appears on the system tray.
- Double click the orange shield icon to go to the main UI.
- Main UI shows the current system setting and the real-time status.
4. How do I get a license?
- NOS provides the license to financial institutions or agencies that have partnership with nProtect. If you are a customer or a registered user of one of the company supported by us, you can download free from the company's website.
5. I am already using an anti-virus software, do I still need to install NOS?
- NOS provides other services not found in other security solutions: phishing prevention, keystroke protection, memory protection.
- There may be some overlap functions from NOS and other anti-virus programs. It will only give more security on your computer.
6. Do I still need anti-virus software in my computer after installing NOS?
- NOS is the solutions for anti-phishing and anti-pharming for harmful websites registered in nProtect server. The other functions are anti-keylogging, network protection, and real-time malware monitoring.
- When you are not online, it is recommended to run other anti-virus software for more security.
7. Does NOS send my personal data and save into a server?
- NOS does not ask any personal information of end users. When confidential data are entered online account, they go through encryption and decryption process, and no data ever will be sent to the nProtect server.
8. Can I access to a website that suggests installing NOS to a computer that does not have NOS?
- It depends on policies of a visiting website. Please review website and security policies.
- Some websites give users an option to install NOS before accessing the sites.
- NOS provides the online security solutions to companies whose websites are equipped with the keystroke protection function. Their customers can enjoy safe online transaction while accessing to their account.
9. The website that uses NOS keeps suggesting to install NOS.
- NOS provides the online security solutions to companies that have partnership with us. Some companies require to install NOS to access their website. It does not allow end users to enter until NOS is running.
- Installing NOS is highly recommended for your data security
10. How can NOS protect my computer from cyber-attacks?
- While NOS is on, it monitors any changes in PC and end user's activities. If the end user accesses to illegitimate sites accidentally, it launches anti-phishing or anti-pharming functions and blocks the access.
- All websites registered to the nProtect server are monitored 24/7. When NOS detects a hacking tool running in the end user's computer, it stops the activity and the network protection function blocks the traffic of packets. Even the hacking tool is running, NOS protects the computer's memory and input data from being exposed to hacker.
11. I am a tech-savvy power user. Should I still need to install NOS?
- NOS provides the security solutions to the companies that have partnership with us. Some of their websites are considered to be vulnerable to cyber-attacks and required to install NOS to access. It does not allow end users to enter until NOS is running.
- Installing NOS is highly recommended for your data security.
12. I have basic computer skills. How can I set up NOS?
- NOS is easy to install and runs with a minimum end-user involvement.
- If you need to change the settings, please refer to the NOS setting.
13. What cyber-attacks does NOS handle?
- NOS can detect and repair trojan, Hack, Worm, Backdoor, Malware, Adware, Spyware, Grayware and other hacking tools and cyberattacks.
14. What functions of NOS are running 24/7?
- Anti-phishing and anti-pharming function run 24/7 to protect end user when the user accesses the account.
- Please see the [6.2.16] to understand anti-phishing and anti-pharming.
15. What functions does NOS provide?
- NOS has the following functions:
• Anti-phishing
• Anti-pharming
• Real-time malware monitoring and check/repair
• Malware program scan and repair
• Communication program verification
• Shared folder access control
• Keyboard entry security
• Fraudulent transaction prevention
16. What are phishing and pharming?
- Phishing is an illegal activity to trick people into divulging sensitive information, such as bank and credit card account. It is usually done by sending email to a user falsely claiming to be an established legitimate enterprise. The phishing email directs the user to visit a fake website where the user input personal information.
- Pharming is a cyber-attack intended to redirect a website's traffic to another, fake site. It can be conducted either by changing the hosts file on a victim's computer. It also installs malicious code on a personal computer or server, misdirecting users to fraudulent web site.
1.3 Maintenance Questions
1. How can I upgrade NOS?
- NOS uses a cloud engine that automatically updates around the clock to fight against any new malwares.
2. How can I update the latest version of NOS?
- NOS automatically updates to its newest version.
- When the computer is left on, NOS updates automatically every 12 hours.
3. How do I know NOS is running?
- You need to check an orange shield icon on the system tray. If it appears in orange, it is running in the computer.
4. Why does NOS need to keep connecting with the server?
- NOS needs to check if any update is available in the server and provides the latest version to end user's computer.
5. How can NOS protect the PC that has multiple user accounts?
- NOS product is for protecting all end user's computer. Once it is installed and runs in the system, it protects the system even if the end user logs in with a different account.
6. Why does NOS monitor the user's login information?
- NOS only checks and performs encryption/decryption on login name and password to help end users enjoy safe online transaction. The end user's confidential information is not sent and stored in the server.
7. Does NOS protect the computer that uses public Wi-Fi when access to my account?
- NOS protects the user's confidential information even the end user tries to access to banking account using public Wi-Fi.
8. After installation is completed, a warning message alerting host file change appears.
- The message appears when a change in the host files, often pharming attempt, is detected.
- Please check the change shown on the message. If the change was made due to a change in the system setting, choose "Don't Delete". If the change is not recognized and suspicious, please choose "Delete" and "Yes" to restore the default value.
- Anti-pharming function can be changed to on/off in the setting.
9. After installation is completed, a phishing warning message appears.
- The warning message appears when the end user accesses a site that is reported as phishing website.
- Please check and confirm if you are visiting a safe and legitimate website. Please do not provide any personal information until the website is thoroughly checked.
- The end user can enable and disable the phishing function in the setting.
10. A malware warning message appears.
- The message pops up when the real-time monitoring function detects a malware in the computer.
- Check and confirm the folder path and choose either Full Repair or Selected Program Repair.
11. A network protection message appears.
- It appears when NOS network protection detects a program trying to access the network.
- It detects all activities and programs that try to access the network, not only malicious codes. For legitimate programs, choose Allow to permit the programs to access the network. Click Block to protect your computer from unrecognized programs.
- The selection can be added or changed in the setting.
1.4 Program Failure Inquiry
1. What other failure problems can be seen when I try to install NOS?
- If NOS is not successfully installed, you may need to check PC and network settings.
- Check 1) if other security programs in your PC block NOS installation, 2) if the network security blocks NOS connection to its update server, or 3) if your company's internal security policy like active directory conflicts with NOS security functions.
2. When I try to enter certain websites, the connection to those websites fails.
- When certain websites are unable to connect while NOS is running, there may be a problem with network protection, real-time malware monitoring, anti-phishing and other security functions.
- If the website you try to enter has no security issue, then stop NOS and perform the system test.
3. When I click NOS tray icon, it does not respond.
- Try to double-click or right-click on the icon. If it still does not respond, NOS was not successfully installed. Refer to [5.2 Uninstallation] and [5.1 Installation] and reinstall the program.
4. My PC screen freezes while running NOS.
- When the computer freezes and shows a blue screen, NOS is conflicting with other program. Please perform the following procedure.
• Refer to [3. Operating Environment] and find out if the computer's operating system is not supported by NOS.
• If you connected an USB keyboard to the computer, please disconnect and connect again (preferably to a different USB port).
• Stop or uninstall all other security programs in the computer and reinstall NOS.
- If the same problem persists, please contact us.
5. My keyboard input is not working properly. What should I do?
- If the keyboard is not responding while NOS is running, please check if your computer's operating environment is supported by NOS. Then check if other keystroke protection program is running. Also check if there's a key-hooking or key-logging malwares running in the computer. Please follow the instructions below:
• Please refer to [3. Operating Environment] to check if the current system is supported by NOS.
• If you connected an USB keyboard to the computer, lease disconnect and connect again (preferably to a different USB port).
• Stop or uninstall all other security programs in the computer and reinstall NOS.
• Run anti-virus programs to check if the computer is infected. If it's infected, then repair the system and re-try it.
- If the same problem persists, please contact us.
6. What should I do, if the computer is running slow after the installation?
- If the computer is running slow after the installation, you need to check if it is caused by other programs or some security issues. Please follow the instructions below:
• Please refer to [5.2 Uninstallation] and [5.1 Installation] to reinstall NOS.
• Stop or uninstall all other security programs and reinstall NOS.
• Run anti-virus programs to check if the computer is infected. If it is infected, then repair the system and re-try it. If the same problem persists, please contact us.
7. What should I do, if other security solutions detect NOS as a threat and show a warming sign?
- Anti-virus programs may falsely detect other security solutions as virus or malware. You may need to report the anti-virus software company for false detection.
8. After leaving the website supported by nProtect, NOS icon color does not changes to orange but stays in green. What should I do?
- When the NOS tray icon stays in green even after leaving the website registered to nProtect, please close all open websites. If it is still in green, one of the browsers may be running. Go to Task Manager and check if the browser is still running. Select the task and press End Task.
9. Does NOS cause any conflicts with other security solutions?
- Network protection network protection and keystroke protection functions may cause system conflict with other programs. If there is another security program that runs the same security functions, it may cause blue screen or disable keyboard input. You may need to turn off the same functions that cause issues.
- There is no report of conflicting with other programs.
Customer Support
Customer Support
Customer Support
Contact Us
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Know more about this business than we do? Cool! Please submit any corrections or missing details you may have.Help us make it right
Be the first NJ.com user to add photos or videos of Angelo's Barber Shop
Since 1988, Angelo's Barber Shop has been providing Barber Shops from Bay Head. Angelo's Barber Shop has estimated annual revenues of $58,000.00 and also employs an estimated 2 employees.
Angelo's Barber Shop is located at 534 Lake Ave, Bay Head, NJ. This business specializes in Barbers.


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The best way to make certain you don't miss any of the great Geauga Lyric Theater Guild productions is to purchase season tickets. Season ticket holders enjoy the greatest value and the best seats.
This classic ticket package provides one ticket to each of the exciting shows in the 2017-2018 season at a discounted price from the individual ticket price.
$80 Adult
$70 Student & Senior
$46 Child
New this season! The flex package is for the busy theater-goer. It allows you to get tickets to four shows at a discounted price from the individual ticket price.
$56 Adult
$48 Student & Senior
$32 Child
Call the box office at 440.286.2255 to purchase your season tickets today!
Group Reservations
Group Ticket Discounts
Group sales must be handled through the box office. Seats can be held with a deposit of one-half the cost of the total sale. Payment in full is due no later than two weeks out of the requested performance date. Any other special arrangements or accomodations should be handled through the box office.
Groups of 20+ receive a discount of 10% off each ticket.
Reservations can be made by calling the Box Office:
Box Office: 440-286-2255
Wednesday-Friday: 4 PM to 7 PM
Saturday: 1 PM to 5 PM
Season Subscription
2016-2017 Season: Come Sail Away with Us!
The six show season subscription includes a ticket to the following shows:
The Last Lifeboat
Sweeney Todd
Fruitcakes! A Christmas Comedy
Anything Goes
Leading Ladies
TBA Musical: we are contractually not allowed to advertise this show until January 2017, but a certain underwater red head will be singing swimmingly!
Adult full price is $80
Senior/Student full price $70
Already low child price is $46
Season subscribers who are renewing get a $10 concession card as a thank you.
To place your order via phone please contact the box office at 440.286.2255


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during sex in the doggie style position make yourself look like a raptor(i.e. make ur arms short by keeping your elbow bent and next to your ribs and get scrunched down like a pitcher in baseball) then procede to let a noise go out like a raptor.
last nite i was giving it 2 shela doggie style and pulled an angry raptor.
by AL MI T 1 April 07, 2008


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In this dish I combine great patience with impatience, making one soup that takes five minutes and another that takes twelve hours. By serving them together they give both the freshness and the richness you don't get in a regular homogenous pea soup. But by all means: Feel free to make just one.
Serves 4
- 1
For the yellow pea soup: In a large pot, combine water, yellow peas and pig knuckle. Cover with a lid, place it over medium heat and let simmer for 12 hours, stirring now and then. Make sure the pot does not boil dry; the soup is supposed to thicken, but if too much water evaporates, it will easily burn. In case add some more water along the way. Before serving, remove the pig knuckle and stir vigorously until the soup has obtained a porridge-like consistency.
- 2
For the green soup: In a medium pot, over medium high heat, bring the water to a boil. Add the green peas and let boil for 3 minutes, until tender. Transfer to a blender and blend until smooth.
- 3
Combine the two soups in serving bowls, either side by side, or in layers. Top with slices of pig knuckle, and serve right away.


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I like your style
6 in stock
| LNOF Ref: #34081
We might not want to admit it, but it's time to face facts – this man-boy has game.
From teenage girls to their mums and everyone in between, women literally lose their minds over Harry Styles – they listen to his songs and weep as they imagine their wedding day together, and stuff like that. He's also got a magnificent 1950s-style bouffant, which is pretty irritating when you're going a bit thin on top. We hate him. How are you meant to compete?
Well – you're not. And if you can't beat 'em, join 'em. Just wear Harry's face – he does, and it works for him. The ladies will come a-flocking.
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Last Night of Freedom, Statex House, Saltmeadows Road, Gateshead, NE8 3AH
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By Arturo Garcia Arellano/Fundacion MEPI
Mexico City -- Until a few months ago, two out of every ten Mexican university students paid little attention to politics, according to a poll conducted by Fundacion MEPI, an independent investigative journalism project based in Mexico City.
It all changed on May 11, today known as "Black Friday". After that day university students mobbed the streets in protests and joined politics in a different way.
The man who woke them up is presidential candidate Enrique Peña Nieto from the former ruling Partido Revolucionario Institucional (PRI), whom until that moment had a clear landslide win in the July 1 elections. The PRI ruled the country uninterrupted for 70 years until 2000.
Some Mexicans saw its possible return to power, in a markedly predictable electoral campaign, with resignation. Like many other countries that have experienced transitions to democracy after long one party systems, some people see the return of the PRI as the answer to Mexico's tough economic times and a bloody war that was started by current President Felipe Calderon, of the Partido Accion Nacional, a right of center party.
On that May day, Peña Nieto visited students at the Universidad Iberoamericana, an exclusive Jesuit university in the upper class neighborhood of Santa Fe in west Mexico City.
Until then he had mostly concentrated his political activities with safe audiences, and had refused to meet with students at various universities. He had cancelled a visit to the Ibero previously. Peña Nieto as many other Mexican politicians often ignored youth voters, according to Colegio de Mexico professor, Manuel Gil Anton: "They don't see their usefulness, and youth do not like politicians".
Peña Nieto and his handlers arranged for a normal presentation at the Ibero. Two other political candidates had already spoken before the students in the previous weeks without any negative reaction.
His appearance ignited a spark, however.
When he finished and tried to leave, student protesters pinned him against the wall outside the auditorium. There were banners against the PRI. Some students were wearing masks of former president Salinas de Gortari, a controversial PRI former president. Others had painted their hands red in memory of a 2006 bloody confrontation between heavily armed government troops and unarmed peasants, that occurred when Peña Nieto was governor, in the town of Atenco, state of Mexico.
The PRI was rattled. Immediately the party's secretary general, Pedro Joaquín Coldwell, disqualified the student event and claimed the participants were manipulated by outside forces and did not genuinely represent the Universidad Iberoamericana.
They tried to spin the event in their favor. A newspaper chain, El Sol, published the next day a story with the headline: "Peña Nieto, a success at the Ibero, despite attempts to boycott his presentation." The student response did not take long.
One by one, 131 Ibero students who had participated in the face off with the candidate recorded themselves with minicams in front of their computers. While flashing their university I.D. cards and spelling out their names, they rejected Coldwell's remarks. The eleven-minute video was put up on YouTube.
The YoSoy132 (IAm132) movement was born.
The number represents every other Mexican university student who comes out in support of the original protesters.
The main characteristic of the YoSoy132 is that its organizers are young and communicate through social networks. Like the movements from Chile and Québec, it has showed the youth their power to rise up and be recognized even in the traditional media.


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Posts from 'IP Routing'
One of the most important technical protocols on the planet is Open Shortest Path First (OSPF). This highly tunable and very scalable Interior Gateway Protocol (IGP) was designed as the replacement technology for the very problematic Routing Information Protocol (RIP). As such, it has become the IGP chosen by many corporate enterprises.
OSPF's design, operation, implementation and maintenance can be extremely complex. The 3-Day INE bootcamp dedicated to this protocol will be the most in-depth coverage in the history of INE videos.
This course will be developed by Brian McGahan, and Petr Lapukhov. It will be delivered online in a Self-Paced format. The course will be available for purchase soon for $295.
Here is a preliminary outline:
Day 1 OSPF Operations
● Dijkstra Algorithm
● Neighbors and Adjacencies
○ OSPF Packet Formats
○ OSPF Authentication
○ Link-State information Flooding
Continuing my review of titles from Petr's excellent CCDE reading list for his upcoming LIVE and ONLINE CCDE Bootcamps, here are further notes to keep in mind regarding EIGRP.
About the Protocol
- The algorithm used for this advanced Distance Vector protocol is the Diffusing Update Algorithm.
- As we discussed at length in this post, the metric is based upon Bandwidth and Delay values.
- For updates, EIGRP uses Update and Query packets that are sent to a multicast address.
- Split horizon and DUAL form the basis of loop prevention for EIGRP.
- EIGRP is a classless routing protocol that is capable of Variable Length Subnet Masking.
- Automatic summarization is on by default, but summarization and filtering can be accomplished anywhere inside the network.
Neighbor Adjacencies
EIGRP forms "neighbor relationships" as a key part of its operation. Hello packets are used to help maintain the relationship. A hold time dictates the assumption that a neighbor is no longer accessible and causes the removal of topology information learned from that neighbor. This hold timer value is reset when any packet is received from the neighbor, not just a Hello packet.
This goal of this post is brief discussion of main factors controlling fast convergence in OSPF-based networks. Network convergence is a term that is sometimes used under various interpretations. Before we discuss the optimization procedures for OSPF, we define network convergence as the process of synchronizing network forwarding tables after a topology change. Network is said to be converged when none of forwarding tables are changing for "some reasonable" amount of time. This "some" amount of time could be defined as some interval, based on the expected maximum time to stabilize after a single topology change. Network convergence based on native IGP mechanisms is also known as network restoration, since it heals the lost connections. Network mechanisms for traffic protection such as ECMP, MPLS FRR or IP FRR offering different approach to failure handling are outside the scope of this article. We are further taking multicast routing fast recovery out of the scope as well, even though this process is tied to IGP re-convergence.
It is interesting to notice that IGP-based "restoration" techniques have one (more or less) important problem. During the time of re-convergence, temporary micro-loops may exist in the topology due to inconsistency of FIB (forwarding) tables of different routers. This behavior is fundamental to link-state algorithms, as routers closer to failure tend to update their forwarding database before the other routers. The only popular routing protocol that lacks this property is EIGRP, which is loop-free at any moment during re-convergence, thanks to the explicit termination of the diffusing computations. For the link state-protocols, there are some enhancements to the FIB update procedures that allow avoiding such micro-loops with link-state routing, described in the document [ORDERED-FIB].
Even though we are mainly concerned with OSPF, ISIS will be mentioned in the discussion as well. It should be noted that compared to IS-IS, OSPF provides less "knobs" for convergence optimization. The main reason is probably the fact that ISIS is being developed and supported by a separate team of developers, more geared towards the ISPs where fast convergence is a critical competitive factor. The common optimization principles, however, are the same for both protocols, and during the conversation will point out at the features that OSPF lacks while IS-IS has for tuning. Finally, we start our discussion with a formula, which is further explained in the text:
Convergence = Failure_Detection_Time + Event_Propagation_Time + SPF_Run_Time + RIB_FIB_Update_Time
The formula reflects the fact that convergence time for a link-state protocol is sum of the following components:
- Time to detect the network failure, e.g. interface down condition.
- Time to propagate the event, i.e. flood the LSA across the topology.
- Time to perform SPF calculations on all routers upon reception of the new information.
- Time to update the forwarding tables for all routers in the area.
Tags: CCDE, ccie, fast convergence, ospf, sub-second convergence, timer tuning
It isn't my fault, they configured it that way before I got here! That was the entry level technician's story Monday morning, and he was sticking to it.
Here is the rest of the story. Over the weekend, some testing had been done regarding a proposed BGP configuration. The objective was simple, R1 and R3 needed to ping each others loobacks at 126.96.36.199 and 188.8.131.52 respectively, with those 2 networks, being carried by BGP. R2 is performing NAT. The topology diagram looks like this:
The ping between loopbacks didn't work, but R1 and R3 had these console messages:
R1# %TCP-6-BADAUTH: No MD5 digest from 10.0.0.3(179) to 10.0.0.1(28556) (RST)
Having a blast in Chicago with the RS bootcamp students. Thanks for all the hard work you are doing this week!
A student from a past Reno class, named Michal, asked if I would create a blog post regarding BGP proportional load balancing based on the bandwidth of the links to EBGP peers. It has been on my list of things to do, and here it is. Thanks for the request Michal.
The secret to this trick is to pay attention to the links between directly connected external BGP neighbors, (in this case between R6-R5 and R2-R3), and send the link bandwidth extended community attribute to iBGP peer R1. It is enabled by entering the bgp dmzlink-bw command and using extended communities to share the information. To summarize: routes learned from directly connected external neighbor are advertised to IBGP peers including the bandwidth of the external link where the routes were learned, and then the IBGP router (R1) can proportionally load balance between the two paths.
Here is the diagram we will use.
We'll use loobpacks for our IBGP connections, so let's verify that we have connectivity between loopbacks in AS 123. Continue Reading
If you are interested in Part 1 of this blog series – click here.
Question 2 of 105
Given the topology and configurations shown in the exhibits. Which devices will receive EIGRP Query packets if R1 loses its route information for the 10.10.10.0/24 prefix?
a) None of the devices
b) R2, R3, R4, R5, R6, R7
c) R2, R3, R6, R7
d) R2, R3, R4, R5
e) R2, R3
As a former English Major at the University of Massachusetts, Amherst, I really loved the oxymoron. You remember those…"sharply dull" or "cruel kindness". Well, the OSPF protocol has one whopper of an oxymoron in its special areas – The Totally, Not-So-Stubby area!
When we last left our Area 11 in Part 4 of this blog series, it was a Not-So-Stubby Area, with the default-information-originate command used on the Area Border Router (ABR) in order to ensure a default route existed in the area. Here is the topology, and a look at the existing routing table on R3:
R3#show ip route Gateway of last resort is 192.168.1.2 to network 0.0.0.0 126.96.36.199/24 is subnetted, 1 subnets C 18.104.22.168 is directly connected, Loopback33 172.16.0.0/24 is subnetted, 1 subnets O IA 172.16.10.0 [110/21] via 192.168.1.2, 00:00:14, FastEthernet0/0 10.0.0.0/24 is subnetted, 1 subnets O IA 10.10.10.0 [110/20] via 192.168.1.2, 00:00:14, FastEthernet0/0 C 192.168.1.0/24 is directly connected, FastEthernet0/0 184.108.40.206/24 is subnetted, 1 subnets C 220.127.116.11 is directly connected, Loopback44 O*N2 0.0.0.0/0 [110/1] via 192.168.1.2, 00:00:09, FastEthernet0/0 R3#
Click here for Part 1 of the series or click here for Part 3 of the series.
Now it is time for us to examine yet another OSPF special area type – the Not-So-Stubby Area. I am sure you recall out topology from the previous parts, but here it is again:
Click here for Part 1. Click here for Part 2.
In this part of our blog series on OSPF area types, our Area 11 is going to undergo a major flashback! The area is going to be reintroduced to an early 1980′s American stereotype called Valley Girls and their Valspeak. The area is no longer going to be Stubby, but it is going to be like. . .like Totally Stubby! Lets review how we left Area 11 and how things looked when it was just a Stub area:
Welcome back to our series on OSPF areas. Click here for Part 1 of the series. It is time to focus on normal areas and stub areas in this post. Recall our topology:


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Sig Hansen Medevaced to Anchorage After Experiencing Chest Pains on 'Deadliest Catch'
Just a year after suffering a massive heart attack, Deadliest Catch captain Sig Hansen was experiencing chest pains while out on the Bering Sea. The captain had just dropped anchor off the island of St. Paul when he started having stabbing pains on the left side of his rib cage.
Despite his taking medicine, the pain persisted. So Hansen decided to visit the St. Paul clinic and err on the side of caution. Hansen said, "Last time, I didn't think it was anything and it was a heart attack. So that's what got me all freaked out."
While Sig was being checked out, his brother Edgar paid a visit to the Saga. But it wasn't long before some bad news came over the radio from deckhand, Matt Bradley. "They're running an EKG. They said they had sent results to Seattle. One said yes, the other said no."
The decision was made to fly Sig to Anchorage, Alaska. Edgar helped his brother to the medevac jet and bid him goodbye. Now Edgar will have to captain the boat while his thoughts are of his older brother. "I'm worried about him. I know I'm scared that it could escalate and get worse. You know, we're all in this together — I mean, we knew that there was a chance; it just sucks when it's your family."
Deadliest Catch airs Tuesdays at 9 p.m. on Discovery.
You won't believe the massive haul Johnathan Hillstrand brings in on Deadliest Catch:
Read more from Yahoo TV:


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Headliner: Rockpointe's Tom Sullivan
Sullivan doesn't shy away from criticizing the pols and med school ethics scolds he sees unfairly scapegoating the drug industry and med ed firms like his. So, it was interesting when, a few months back, figures on Rockpointe's revenues from drug companies were released by the Senate Finance Committee (the firm received $7.2 million from pharmas in 2008). Ranking member Sen. Chuck Grassley (R-IA) is a frequent subject of Sullivan's barbs, and Rockpointe had given the figures to Special Committee on Aging chair Sen. Herb Kohl (D-WI), another top industry critic on the Hill who works closely with Grassley."Sullivan is awash in cash from all the major drug companies," exulted one of Sullivan's opposite numbers in the blogosphere, industry-skeptic and psychiatrist Dr. Daniel Carlat.
"One wonders why an organization that is rendering a service and hasn't done anything wrong should be subjected to this kind of scrutiny," says Michael Schwartz, who has known Sullivan for two decades and is chief of staff for Sen. Tom Coburn, MD (R-OK). "And they're not shameful numbers. There's nothing sinister about being supported by industry."Sullivan says he's not bothered by the disclosure, noting that Rockpointe's clients support transparency and saying he and Kohl actually agree about the importance of CME funding. "That a CME company gets revenue from industry isn't news," Sullivan says, noting that revenues aren't profit. "We get revenue from lots of sources. My goal is to help politicians see the value of CME to the healthcare system and to avoid actions that diminish that value. Kohl understands that physicians need to be educated and highly trained. We're on the same page there."
Last year, Sullivan helped establish the Association of Clinical Researchers and Educators (ACRE), whose pro-commercial support raison d'etre drew a strong response from conflict-of-interest hawks."There's a lot of fear that there's a voice on the other side now," Sullivan says. "CME is a pawn in the attack pharmaceutical chess game."
Sullivan sees healthcare reform emphasizing the need for CME. "Imagine adding 30 million or more new patients," he says. "The system is already taxed, and there's going to be more of a need for education than ever before. Someone's got to pay for it. It's going to be tough. It'll be a reorganization of the largest sector of our economy." Everyone has a role to play in CME funding, he says, including pharma, insurance companies, government and physicians. He finds absurd the notions that academic medicine can live without industry and that healthcare innovation will happen without financial incentive.Before founding Rockpointe in 1995, Sullivan spent 10 years as a TV producer and political consultant. He did media outreach, grassroots organizing and ads for congressional and state political campaigns and clients including the National Republican Congressional Campaign Committee and the National Federation of Independent Business. He also worked closely with Rep. Dick Armey's (R-TX, later a Gingrich lieutenant) campaign staff in the late 1980s. Between elections, Sullivan produced video projects for medical associations, including the ACLS series for the American Heart Association.
Though his job is challenging sometimes, Sullivan loves knowing that his programs or blogs can make a difference to the healthcare system."It's important not to lose sight of the fact that what we do helps patients and not to get discouraged because of critics."
Tom Sullivan
Rockpointe Corporation
Founder of Rockpointe
TV producer, political consultant to clients including NRCC and Rep. Dick Armey


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text: Genius is Purposeful. How Leaders Deliver Extraordinary Results… By Kevin McKeown on August 29, 2016 Posted in Leadership, Management, Strategy Curious about an ongoing study of the mindsets of business leaders when delivering their most extraordinary results? What is the mindset that shows up when CEOs are at their most effective? Of the eight mindsets identified, the "Purposeful" theme is exhibited by 82% of the leaders. This mindset is especially important to a sense of personal power … Continue Reading