text:
Lyrics of 19
Pencey Prep
View on itunes
Release date : 15/04/2005
Duration : 0:05:59
Style : Rock
Video clip
I wear myself too thin
Can't help myself this time
I'm on the outside looking in
Can't see my self this time
Don't wanna go
Don't wanna drive back home
There's nothing left for me
It's 1 am
It's 2 am
It's 4 in the morning
Did i think she'd be here?
Did i fool myself again?
I think i did
I think i fooled myself again
If i spend just one
Just one more night
Being mediocre
Then i'll scream at the top of my lungs
But it falls on deaf ears
I scream out loud
But no one hears a sound
I take my life with lack of sleep
I believe the things i feel
The things i see are fooling only me
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Lyrics of the track 19 by pencey prep.


text: The rapidly shifting technology environment raises serious questions for executives about how to help their companies capitalize on the transformation under way. For senior executives, merely understanding technology trends isn't enough. They also need to think strategically about how to adapt management and organizational structures to meet these new demands, write Jacques Bughin, Michael Chui, and James Manyika in a guest column for The Financial Times. Two-and-a-half years ago, McKinsey described eight technology-enabled business trends that were profoundly reshaping strategy across a wide swath of industries. The consultancy showed how the combined effects of emerging Internet technologies, increased computing power, and fast, pervasive digital communications were spawning new ways to manage talent and assets as well as new thinking about organizational structures. Since then, the technology landscape has continued to evolve rapidly. For example, in the past two years Facebook has quintupled in size to a network that touches more than 500 million users. More than four billion people around the world now use cellphones, and for 450 million of those people, the Web is a fully mobile experience. The ways information technologies are deployed are changing too, as new developments such as virtualization and cloud computing reallocate technology costs and usage patterns while creating new ways for individuals to consume goods and services and for entrepreneurs and enterprises to dream up viable business models. The rapidly shifting technology environment raises serious questions for executives about how to help their companies capitalize on the transformation under way. Exploiting these trends typically does not fall to any one executive—and as change accelerates, the odds of missing a beat rise significantly. For senior executives, therefore, merely understanding the 10 trends outlined here isn't enough. They also need to think strategically about how to adapt management and organizational structures to meet these new demands. This time around the authors of the report—Jacques Bughin, Michael Chui, and James Manyika—identified 10 trends. For the first six, they argue that it is important to assign the responsibility for identifying the specific implications of each issue to functional groups and business units. "The impact of these six trends—distributed cocreation, networks as organizations, deeper collaboration, the Internet of Things, experimentation with big data, and wiring for a sustainable world—often will vary considerably in different parts of the organization and should be managed accordingly," they say. But they argue that local accountability will not be sufficient. Because some of the most powerful applications of these trends will cut across traditional organizational boundaries, and therefore senior leaders should catalyze regular collisions among teams in different corners of the company that are wrestling with similar issues. Three of the trends—anything-as-a-service, multisided business models, and innovation from the bottom of the pyramid—augur far-reaching changes in the business environment that the authors believe could require radical shifts in strategy. "CEOs and their immediate senior teams need to grapple with these issues; otherwise it will be too difficult to generate the interdisciplinary, enterprise-wide insights needed to exploit these trends fully. Once opportunities start emerging, senior executives also need to turn their organizations into laboratories capable of quickly testing and learning on a small scale and then expand successes quickly." The final trend identified in the report, using technology to improve communities and generate societal benefits by linking citizens, requires action by not just senior business executives but also leaders in government, nongovernmental organizations, and citizens. "Across the board, the stakes are high," they argue. Consider the results of a recent McKinsey Quarterly survey of global executives on the impact of participatory Web 2.0 technologies (such as social networks, wikis, and microblogs) on management and performance. The survey found that deploying these technologies to create networked organizations that foster innovative collaboration among employees, customers, and business partners is highly correlated with market share gains. "That is just one example of how these trends transcend technology and provide a map of the terrain for creating value and competing effectively in these challenging and uncertain times," say the authors. "The pace of technology and business change will only accelerate, and the impact of the trends below will broaden and deepen. For some organizations, they will unlock significant competitive advantages; for others, dealing with the disruption they bring will be a major challenge. Our broad message is that organizations should incorporate an understanding of the trends into their strategic thinking to help identify new market opportunities, invent new ways of doing business, and compete with an ever-growing number of innovative rivals." Here are the 10 trends identified by Jacques Bughin, Michael Chui, and James Manyika: 1. Distributed cocreation moves into the mainstream In the past few years, the ability to organize communities of Web participants to develop, market, and support products and services has moved from the margins of business practice to the mainstream. Wikipedia and a handful of open-source software developers were the pioneers. But in signs of the steady march forward, 70 percent of the executives we recently surveyed said that their companies regularly created value through Web communities. Similarly, more than 68 million bloggers post reviews and recommendations about products and services. Intuit is among the companies that use the Web to extend their reach and lower the cost of serving customers. For example, it hosts customer-support communities for its financial and tax-return products, where more experienced customers give advice and support to those who need help. The most significant contributors become visible to the community by showing the number of questions they have answered and the number of "thanks" they have received from other users. By our estimates, when customer communities handle an issue, the per-contact cost can be as low as 10 percent of the cost to resolve the issue through traditional call centers. Other companies are extending their reach by using the Web for word-of-mouth marketing. P&G's Vocalpoint network of influential mothers is a leading example. Mothers share their experiences using P&G's new products with members of their social circle, typically 20 to 25 moms. In markets where Vocalpoint influencers are active, product revenues have reached twice those without a Vocalpoint network. Facebook has marshaled its community for product development. The leading social network recently recruited 300,000 users to translate its site into 70 languages—the translation for its French-language site took just one day. The community continues to translate updates and new modules. Yet for every success in tapping communities to create value, there are still many failures. Some companies neglect the up-front research needed to identify potential participants who have the right skill sets and will be motivated to participate over the longer term. Since cocreation is a two-way process, companies must also provide feedback to stimulate continuing participation and commitment. Getting incentives right is important as well: cocreators often value reputation more than money. Finally, an organization must gain a high level of trust within a Web community to earn the engagement of top participants. 2. Making the network the organization In earlier research, we noted that the Web was starting to force open the boundaries of organizations, allowing nonemployees to offer their expertise in novel ways. We called this phenomenon "tapping into a world of talent." Now many companies are pushing substantially beyond that starting point, building and managing flexible networks that extend across internal and often even external borders. The recession underscored the value of such flexibility in managing volatility. We believe that the more porous, networked organizations of the future will need to organize work around critical tasks rather than molding it to constraints imposed by corporate structures. At one global energy services company, geographic and business-unit boundaries prevented managers from accessing the best talent across the organization to solve clients' technical problems. Help desks supported engineers, for example, but rarely provided creative solutions for the most difficult issues. Using social-network analysis, the company mapped information flows and knowledge resources among its worldwide staff. The analysis identified several bottlenecks but also pointed to a set of solutions. Using Web technologies to expand access to experts around the world, the company set up new innovation communities across siloed business units. These networks have helped speed up service delivery while improving quality by 48 percent, according to company surveys. Dow Chemical set up its own social network to help managers identify the talent they need to execute projects across different business units and functions. To broaden the pool of talent, Dow has even extended the network to include former employees, such as retirees. Other companies are using networks to tap external talent pools. These networks include online labor markets (such as Amazon.com's Mechanical Turk) and contest services (such as Innocentive and Sooppa) that help solve business problems. Management orthodoxies still prevent most companies from leveraging talent beyond full-time employees who are tied to existing organizational structures. But adhering to these orthodoxies limits a company's ability to tackle increasingly complex challenges. Pilot programs that connect individuals across organizational boundaries are a good way to experiment with new models, but incentive structures must be overhauled and role models established to make these programs succeed. In the longer term, networked organizations will focus on the orchestration of tasks rather than the "ownership" of workers. 3. Collaboration at scale Across many economies, the number of people who undertake knowledge work has grown much more quickly than the number of production or transactions workers. Knowledge workers typically are paid more than others, so increasing their productivity is critical. As a result, there is broad interest in collaboration technologies that promise to improve these workers' efficiency and effectiveness. While the body of knowledge around the best use of such technologies is still developing, a number of companies have conducted experiments, as we see in the rapid growth rates of video and Web conferencing, expected to top 20 percent annually during the next few years. At one high-tech enterprise, the sales-force became a crucible for testing collaboration tools. The company's sales model relied on extensive travel, which had led to high costs, burned-out employees, and difficulty in scaling operations. The leadership therefore decided to deploy collaboration tools (including video conferencing and shared electronic workspaces, which allow people in different locations to work with the same document simultaneously), and it reinforced the changes with a sharp reduction in travel budgets. The savings on travel were four times the company's technology investment. Customer contacts per salesperson rose by 45 percent, while 80 percent of the sales staff reported higher productivity and a better lifestyle. In another instance, the US intelligence community made wikis, documents, and blogs available to analysts across agencies (with appropriate security controls, of course). The result was a greater exchange of information within and among agencies and faster access to expertise in the intelligence community. Engineering company Bechtel established a centralized, open-collaboration database of design and engineering information to support global projects. Engineers starting new ones found that the database, which contained up to 25 percent of the material they needed, lowered launch costs and sped up times to completion. Despite such successes, many companies err in the belief that technology by itself will foster increased collaboration. For technology to be effective, organizations first need a better understanding of how knowledge work actually takes place. A good starting point is to map the informal pathways through which information travels, how employees interact, and where wasteful bottlenecks lie. In the longer term, collaboration will be a vital component of what has been termed "organizational capital." The next leap forward in the productivity of knowledge workers will come from interactive technologies combined with complementary investments in process innovations and training. Strategic choices, such as whether to extend collaboration networks to customers and suppliers, will be important. 4. The growing "Internet of Things" The adoption of RFID (radio-frequency identification) and related technologies was the basis of a trend we first recognized as "expanding the frontiers of automation." But these methods are rudimentary compared with what emerges when assets themselves become elements of an information system, with the ability to capture, compute, communicate, and collaborate around information—something that has come to be known as the "Internet of Things." Embedded with sensors, actuators, and communications capabilities, such objects will soon be able to absorb and transmit information on a massive scale and, in some cases, adapt and react to changes in the environment automatically. These "smart" assets can make processes more efficient, give products new capabilities, and spark novel business models. Auto insurers in Europe and the United States are testing these waters with offers to install sensors in customers' vehicles. The result is new pricing models that base charges for risk on driving behavior rather than on a driver's demographic characteristics. Luxury-auto manufacturers are equipping vehicles with networked sensors that can automatically take evasive action when accidents are about to happen. In medicine, sensors embedded in or worn by patients continuously report changes in health conditions to physicians, who can adjust treatments when necessary. Sensors in manufacturing lines for products as diverse as computer chips and pulp and paper take detailed readings on process conditions and automatically make adjustments to reduce waste, downtime, and costly human interventions. As standards for safety and interoperability begin to emerge, some core technologies for the Internet of Things are becoming more widely available. The range of possible applications and their business impact have yet to be fully explored, however. Applications that improve process and energy efficiency (see trend No.6, "Wiring for a sustainable world," later in this article) may be good starting points for trials, since the number of successful installations in these areas is growing. For more complex applications, however, laboratory experiments, small-scale pilots, and partnerships with early technology adopters may be more fruitful, less risky approaches. 5. Experimentation and big data Could the enterprise become a full-time laboratory? What if you could analyze every transaction, capture insights from every customer interaction, and didn't have to wait for months to get data from the field? What if…? Data are flooding in at rates never seen before—doubling every 18 months—as a result of greater access to customer data from public, proprietary, and purchased sources, as well as new information gathered from web communities and newly deployed smart assets. These trends are broadly known as "big data." Technology for capturing and analysing information is widely available at ever-lower price points. But many companies are taking data use to new levels, using IT to support rigorous, constant business experimentation that guides decisions and to test new products, business models, and innovations in customer experience. In some cases, the new approaches help companies make decisions in real time. This trend has the potential to drive a radical transformation in research, innovation, and marketing. Web-based companies such as Amazon.com, eBay, and Google have been early leaders, testing factors that drive performance—from where to place buttons on a web page to the sequence of content displayed—to determine what will increase sales and user engagement. Financial institutions are active experimenters as well. Capital One, which was early to the game, continues to refine its methods for segmenting credit card customers and for tailoring products to individual risk profiles. According to Nigel Morris, one of Capital One's cofounders, the company's multifunctional teams of financial analysts, IT specialists, and marketers conduct more than 65,000 tests each year, experimenting with combinations of market segments and new products. Companies selling physical products are also using big data for rigorous experimentation. The ability to marshal customer data has kept Tesco, for example, in the ranks of leading UK grocers. This brick-and-mortar retailer gathers transaction data on its 10 million customers through a loyalty-card program. It then uses the information to analyze new business opportunities—for example, how to create the most effective promotions for specific customer segments—and to inform decisions on pricing, promotions, and shelf allocation. The online grocer Fresh Direct shrinks reaction times even further: It adjusts prices and promotions daily or even more frequently, based on data feeds from online transactions, visits by consumers to its website, and customer-service interactions. Other companies too are mining data from social networks in real time. Ford Motor, PepsiCo, and Southwest Airlines, for instance, analyze consumer postings about them on social-media sites such as Facebook and Twitter to gauge the immediate impact of their marketing campaigns and to understand how consumer sentiment about their brands is changing. Using experimentation and big data as essential components of management decision-making requires new capabilities, as well as organizational and cultural change. Most companies are far from accessing all the available data. Some haven't even mastered the technologies needed to capture and analyze the valuable information they can access. More commonly, they don't have the right talent and processes to design experiments and extract business value from big data, which require changes in the way many executives now make decisions: trusting instincts and experience over experimentation and rigorous analysis. To get managers at all echelons to accept the value of experimentation, senior leaders must buy into a "test and learn" mind-set and then serve as role models for their teams. 6. Wiring for a sustainable world Even as regulatory frameworks continue to evolve, environmental stewardship and sustainability clearly are C-level agenda topics. What's more, sustainability is fast becoming an important corporate-performance metric—one that stakeholders, outside influencers, and even financial markets have begun to track. Information technology plays a dual role in this debate: It is both a significant source of environmental emissions and a key enabler of many strategies to mitigate environmental damage. At present, information technology's share of the world's environmental footprint is growing because of the ever-increasing demand for IT capacity and services. Electricity produced to power the world's data centers generates greenhouse gases on the scale of countries such as Argentina or the Netherlands, and these emissions could increase fourfold by 2020. McKinsey research has shown, however, that the use of IT in areas such as smart power grids, efficient buildings, and better logistics planning could eliminate five times the carbon emissions that the IT industry produces. Companies are now taking the first steps to reduce the environmental impact of their IT. For instance, businesses are adopting "green data center" technologies to reduce sharply the energy demand of the ever-multiplying numbers of servers needed to cope with data generated by trends such as distributed cocreation and the Internet of Things (described earlier in this article). Such technologies include virtualization software (which enables the more efficient allocation of software across servers) to decrease the number of servers needed for operations, the cooling of data centers with ambient air to cut energy consumption, and inexpensive, renewable hydroelectric power (which of course requires locating data centers in places where it is available). Meanwhile, IT manufacturers are organizing programs to collect and recycle hazardous electronics, diverting them from the waste stream. IT's bigger role, however, lies in its ability to reduce environmental stress from broader corporate and economic activities. In a significant push, for example, utilities around the world are deploying smart meters that can help customers shift electricity usage away from peak periods and thereby reduce the amount of power generated by inefficient and costly peak-load facilities. Smart grids can also improve the efficiency of the transmission and distribution of energy and, when coupled with energy storage facilities, could store electricity generated by renewable-energy technologies such as solar and wind. Likewise, smart buildings embedded with IT that monitors and optimizes energy use could be one of the most important ways of reducing energy consumption in developed economies. And powerful analytic software that improves logistics and routing for planes, trains, and trucks is already reducing the transportation industry's environmental footprint. Within the enterprise, both leaders and key functional players must understand sustainability's growing importance to broader goals. Management systems that build the constant improvement of resource use into an organization's processes and strategies will raise its standing with external stakeholders while also helping the bottom line. 7. Imagining anything as a service Technology now enables companies to monitor, measure, customize, and bill for asset use at a much more fine-grained level than ever before. Asset owners can therefore create services around what have traditionally been sold as products. Business-to-business (B2B) customers like these service offerings because they allow companies to purchase units of a service and to account for them as a variable cost rather than undertake large capital investments. Consumers also like this "paying only for what you use" model, which helps them avoid large expenditures, as well as the hassles of buying and maintaining a product. In the IT industry, the growth of "cloud computing" (accessing computer resources provided through networks rather than running software or storing data on a local computer) exemplifies this shift. Consumer acceptance of web-based cloud services for everything from email to video is of course becoming universal, and companies are following suit. Software as a service (SaaS), which enables organizations to access services such as customer-relationship management, is growing at a 17 percent annual rate. The biotechnology company Genentech, for example, uses Google Apps for email and to create documents and spreadsheets, bypassing capital investments in servers and software licenses. This development has created a wave of computing capabilities delivered as a service, including infrastructure, platform, applications, and content. And vendors are competing, with innovation and new business models, to match the needs of different customers. Beyond the IT industry, many urban consumers are drawn to the idea of buying transportation services by the hour rather than purchasing autos. City CarShare and ZipCar were first movers in this market, but established car-rental companies, spurred by annual growth rates of 25 percent, are also entering it. Similarly, jet engine manufacturers have made physical assets a platform for delivering units of thrust billed as a service. A number of companies are employing technology to market salable services from business capabilities they first developed for their own purposes. That's a trend we previously described as "unbundled production." More deals are unfolding as companies move to disaggregate and make money from corporate value chains. British Airways and GE, for instance, have spun off their successful business-process-outsourcing businesses, based in India, as separate corporations. Business leaders should be alert to opportunities for transforming product offerings into services, because their competitors will undoubtedly be exploring these avenues. In this disruptive view of assets, physical and intellectual capital combine to create platforms for a new array of service offerings. But innovating in services, where the end user is an integral part of the system, requires a mind-set fundamentally different from the one involved in designing products. 8. The age of the multisided business model Multisided business models create value through interactions among multiple players rather than traditional one-on-one transactions or information exchanges. In the media industry, advertising is a classic example of how these models work. Newspapers, magazines, and television stations offer content to their audiences while generating a significant portion of their revenues from third parties: advertisers. Other revenue, often through subscriptions, comes directly from consumers. More recently, this advertising-supported model has proliferated on the Internet, underwriting web content sites as well as services such as search and email (see trend No.7, "Imagining anything as a service," earlier in this article). It is now spreading to new markets, such as enterprise software: Spiceworks offers IT-management applications to 950,000 users at no cost, while it collects advertising from B2B companies that want access to IT professionals. Technology is propagating new, equally powerful forms of multisided business models. In some information businesses, for example, data gathered from one set of users generate revenue when the business charges a separate set of customers for information services based on that data. Take Sermo, an online community of physicians who join (free of charge) to pose questions to other members, participate in discussion groups, and read medical articles. Third parties such as pharmaceutical companies, healthcare organizations, financial institutions, and government bodies pay for access to the anonymous interactions and polls of Sermo's members. As more people migrate to online activities, network effects can magnify the value of multisided business models. The "freemium" model is a case in point: A group of customers gets free services supported by those who pay a premium for special use. Flickr (online storage of photos), Pandora (online music), and Skype (online communication) not only use this kind of cross-subsidization but also demonstrate the leveraging effect of networks—the greater the number of free users, the more valuable the service becomes for all customers. Pandora harnesses the massive amounts of data from its free users to refine its music recommendations. All Flickr users benefit from a larger photo-posting community, all Skype members from an expanded universe of people with whom to connect. Other companies find that when their core business is part of a network, valuable data (sometimes called "exhaust data") are generated as a by-product. MasterCard, for instance, has built an advisory unit based on data the company gathers from its core credit card business: it analyzes consumer purchasing patterns and sells aggregated findings to merchants and others who want a better reading on buying trends. CHEP, a logistics-services provider, captures data on a significant portion of the transportation volume of the fastest-moving consumer goods and is now building a transportation-management business to take advantage of this visibility. Not all companies, of course, could benefit from multisided models. But for those that can, a good starting point for testing them is to take inventory of all the data in a company's businesses (including data flowing from customer interactions) and then ask, "Who might find this information valuable?" Another provocative thought: "What would happen if we provided our product or service free of charge?" or—more important, perhaps—"What if a competitor did so?" The responses should provide indications of the opportunities for disruption, as well as of vulnerabilities. 9. Innovating from the bottom of the pyramid The adoption of technology is a global phenomenon, and the intensity of its usage is particularly impressive in emerging markets. Our research has shown that disruptive business models arise when technology combines with extreme market conditions, such as customer demand for very low price points, poor infrastructure, hard-to-access suppliers, and low cost curves for talent. With an economic recovery beginning to take hold in some parts of the world, high rates of growth have resumed in many developing nations, and we're seeing companies built around the new models emerging as global players. Many multinationals, meanwhile, are only starting to think about developing markets as wellsprings of technology-enabled innovation rather than as traditional manufacturing hubs. In parts of rural Africa, for instance, traditional retail-banking models have difficulty taking root. Consumers have low incomes and often lack the standard documentation (such as ID cards or even addresses) required to open bank accounts. But Safaricom, a telecom provider, offers banking services to eight million Africans through its M-PESA mobile-phone service (M stands for "mobile," pesa is Swahili for "money"). Safaricom allows a network of shops and gas stations that sell telecommunications airtime to load virtual cash onto cellphones as well. In China, another technology-based model brings order to the vast, highly dispersed strata of smaller manufacturing facilities. Many small businesses around the world have difficulty finding Chinese manufacturers to meet specific needs. Some of these manufacturers are located in remote areas, and their capabilities can vary widely. Alibaba, China's leading B2B exchange, with more than 30 million members, helps members share data on their manufacturing services with potential customers and handles online payments and other transactions. Its network, in effect, offers Chinese manufacturing capacity as a service, enabling small businesses anywhere in the world to identify suppliers quickly and scale up rapidly to meet demand. Hundreds of companies are now appearing on the global scene from emerging markets, with offerings ranging from a low-cost bespoke tutoring service to the remote monitoring of sophisticated air-conditioning systems around the world. For most global incumbents, these represent a new type of competitor: They are not only challenging the dominant players' growth plans in developing markets but also exporting their extreme models to developed ones. To respond, global players must plug into the local networks of entrepreneurs, fast-growing businesses, suppliers, investors, and influencers spawning such disruptions. Some global companies, such as GE, are locating research centers in these cauldrons of creativity to spur their own innovations there. Others, such as Philips and SAP, are now investing in local companies to nurture new, innovative products for export that complement their core businesses. 10. Producing public good on the grid The role of governments in shaping global economic policy will expand in coming years. Technology will be an important factor in this evolution by facilitating the creation of new types of public goods while helping to manage them more effectively. This last trend is broad in scope and draws upon many of the other trends described above. Take the challenges of rising urbanization. About half of the world's people now live in urban areas, and that share is projected to rise to 70 percent by 2050. Creative public policies that incorporate new technologies could help ease the economic and social strains of population density. "Wired" cities might be one approach. London, Singapore, and Stockholm have used smart assets to manage traffic congestion in their urban cores, and many cities throughout the world are deploying these technologies to improve the reliability and predictability of mass-transit systems. Sensors in buses and trains provide transportation planners with real-time status reports to optimize routing and give riders tools to adjust their commuting plans. Similarly, networked smart water grids will be critical to address the need for clean water. Embedded sensors can not only ensure that the water flowing through systems is uncontaminated and safe to drink but also sense small leaks. And effective metering and billing for water ensures that the appropriate incentives are in place for efficient usage. Technology can also improve the delivery and effectiveness of many public services. Law-enforcement agencies are using smart assets—video cameras and data analytics—to create maps that define high-crime zones and direct additional police resources to them. Cloud computing and collaboration technologies can improve educational services, giving young and adult students alike access to low-cost content, online instructors, and communities of fellow learners. Through the web, governments are improving access to many other services, such as tax filing, vehicle registration, benefits administration, and employment services. Public policy also stands to become more transparent and effective thanks to a number of new open-data initiatives. At the UK web site FixMyStreet.com, for example, citizens report, view, and discuss local problems, such as graffiti and the illegal dumping of waste, and interact with local officials who provide updates on actions to solve them. Exploiting technology's full potential in the public sphere means reimagining the way public goods are created, delivered, and managed. Setting out a bold vision for what a wired, smart community could accomplish is a starting point for setting strategy. Putting that vision in place requires forward-thinking yet prudent leadership that sets milestones, adopts flexible test-and-learn methods, and measures success. Inertia hobbles many public organizations, so leaders must craft incentives tailored to public projects and embrace novel, unfamiliar collaborations among governments, technology providers, other businesses, nongovernmental organizations, and citizens. About the authors: Jacques Bughin is a director in McKinsey's Brussels Office; Michael Chui is a senior fellow of the McKinsey Global Institute; James Manyika is a director in the San Francisco Office and a director of the McKinsey Global Institute. This article originally ran in The Financial Times.

subset: commoncrawl


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Americans: Serfs Ruled by Oligarchs
by Paul Craig Roberts • August 19, 2009 • Printer-friendly
"In a little time [there will be] no middling sort. We shall have a few, and but a very few Lords, and all the rest beggars."—R.L. Bushman
"Rapidly you are dividing into two classes—extreme rich and extreme poor."—"Brutus"
Americans think that they have "freedom and democracy" and that politicians are held accountable by elections. The fact of the matter is that the United States is ruled by powerful interest groups who control politicians with campaign contributions. Our real rulers are an oligarchy of financial and military/security interests and AIPAC, which influences U.S. foreign policy for the benefit of Israel.
Have a look at economic policy. It is being run for the benefit of large financial concerns, such as Goldman Sachs.
It was the banks, not the millions of Americans, who have lost homes, jobs, health insurance and pensions, that received $700 billion in TARP funds. The banks used this gift of capital to make more profits. In the middle of the worst economic downturn since the Great Depression, Goldman Sachs announced record second-quarter profits and large six-figure bonuses for every employee.
The Federal Reserve's low interest rate policy is another gift to the banks. It lowers their cost of funds and increases their profits. With the repeal of the Glass-Steagall Act in 1999, banks became high-risk investment houses that trade financial instruments, such as interest-rate derivatives and mortgage-backed securities. With abundant funds supplied virtually free by the Federal Reserve, banks are paying depositors virtually nothing on their savings.
Despite the Federal Reserve's low interest rate policy, beginning Oct. 1, banks are raising the annual percentage rate (APR) on credit card purchases, cash advances and on balances that have a penalty rate because of late payment. Banks are also raising the late fee. In the midst of the worst economy since the 1930s, heavily indebted Americans, who are losing their jobs and their homes, are to be bled into bankruptcy by the very banks that are being subsidized with TARP funds and low interest rates.
Moreover, it is the American public that is on the hook for the TARP money and the low interest rates. As the U.S. government's budget is 50 percent or more in the red, the TARP money has to be borrowed from abroad or monetized by the Fed. This means more pressure on the U.S. dollar's exchange value as well as a rise in import prices and domestic inflation.
Thus, Americans will pay the TARP and low interest rate subsidies to their financial rulers with erosion in the purchasing power of the dollar. What we are experiencing is a massive redistribution of income from the American public to the financial sector.
And this is occurring during a Democratic administration headed by America's first black president, with a Democratic majority in the House and Senate.
Is there a government anywhere that less represents its citizens than the U.S. government?
Consider America's wars. As of the moment of writing, the out-of-pocket cost of America's wars in Iraq and Afghanistan is $900 billion. When you add in the already incurred future costs of veterans' benefits, interest on the debt, the forgone use of the resources for productive purposes and such other costs—as computed by Nobel economist Joseph Stiglitz and Harvard University budget expert Linda Bilmes—"our" government has wasted $3,000 billion on two wars, which have no benefit whatsoever for any American whose income does not derive from the military/security complex, about which five-star general President Eisenhower warned us.
It is now a proven fact that the United States invasion of Iraq was based on lies and deception of the American public. The only beneficiaries were the armaments industries, Blackwater, Halliburton, military officers who enjoy higher rates of promotion during war, and Muslim extremists whose case the U.S. government proved by its unprovoked aggression against Muslims. No one else benefited. Iraq was a threat to no one, and finding Saddam Hussein and executing him after a kangaroo trial had no effect on ending the war or preventing the start of others.
The cost of America's wars is a huge burden on a bankrupt country, but the cost incurred by veterans might be even higher. Homelessness is a prevalent condition of veterans, as is post-traumatic stress. American soldiers, who naively fought for the munitions industry's wars—for high compensation for the munitions CEOs and for dividends and capital gains for the munitions shareholders—paid not only with lives and lost limbs, but also with broken marriages, ruined careers, psychiatric disorders and prison sentences for failing to make child-support payments.
What did Americans gain from an unaffordable war in Iraq that lasted far longer than World War II and put into power Shiites allied with Iran?
The answer is obvious: nothing whatsoever.
What did the armaments industry gain? Billions of dollars in profits.
What about President Obama? "A corporate marketing creation," sums up the distinguished British journalist John Pilger.
Obama is the presidential candidate who promised to end the war in Iraq. He hasn't. But he has escalated the war in Afghanistan, started a new war in Pakistan, intends to repeat the Yugoslav scenario in the Caucasus and appears determined to start a war in South America. In response to the acceptance by U.S. puppet president of Columbia, Alvaro Uribe, of seven U.S. military bases in Columbia, Venezuela warned South American countries that the "winds of war are beginning to blow."
Here we have the U.S. government, totally dependent on the generosity of foreigners to finance its red ink, which extends in large quantities as far as the eye can see, completely under the thumb of the military/security complex, which will destroy us all in order to meet Wall Street share price expectations.
Why does any American care who rules Afghanistan? The country has nothing to do with us.
Did the armed services committees of the House and Senate calculate the risk of destabilizing nuclear-armed Pakistan when they acquiesced to Obama's new war there, a war that has already displaced 2 million Pakistanis?
No, of course not. The whores took their orders from the same military/security oligarchy that instructed Obama.
The great American superpower and its 300 million people are being driven straight into the ground by the narrow interest of the big banks and the munitions industry. People, and not only Americans, are losing their sons, husbands, brothers and fathers for no other reason than the profits of U.S. armaments corporations. And the gullible American people seem proud of it. Those ribbon decals on their cars, SUVs and monster trucks proclaim their naive loyalty to the armaments industries and to the whores in Washington who promote wars.
Will Americans, smashed and destroyed by "their" government's policy, which always puts Americans last, ever learn more about their real enemies?
Will Americans realize that they are not ruled by elected representatives, but by an oligarchy that owns the Washington whorehouse?
Will Americans ever understand that they are impotent serfs?
Originally posted by ofhumandescent
reply to post by MDDoxs
Excellent cartoon - and yes it's so true it hurts.
Things will only get worse, even for those that think they are safe and beyond being affected - the small controlling oligarchs will get to you too because bullies never stop bullying and those that crave power never have enough.
What a good cartoon..............one picture worth a thousand words.
Originally posted by Atzil321
Not serfdom...
Serfdom is the status of peasants under feudalism, specifically relating to manorialism. It was a condition of bondage or modified slavery which developed primarily during the High Middle Ages in Europe and lasted in some countries until the mid-19th century. Serfs who occupied a plot of land were required to work for the Lord of the Manor who owned that land, and in return were entitled to protection, justice and the right to exploit certain fields within the manor to maintain their own subsistence. Serfs were often required not only to work on the lord's fields, but also his mines, forests and roads. The manor formed the basic unit of feudal society and the Lord of the Manor and his serfs were bound legally, economically, and socially. Serfs formed the lowest social class of feudal society.
The only proof one needs of this is to look at the current state of public education. You can't have your serfs critically thinking. - benrl
I don't want a nation of thinkers, I want a nation of workers - John D. Rockefeller
I would rather earn 1% off a 100 people's efforts than 100% of my own efforts. - John D. Rockefeller
"Power is the ultimate aphrodisiac." ― Henry Kissinger


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Demand for healthcare is escalating and the pressure on public healthcare dollars is increasing. There is growing demand for quality, private healthcare services and this is the market in which we operate.
Our strategy is to invest in healthcare businesses and realise their potential, growing them to a point where they deliver both earnings and capital growth. We proved the success of this strategy with our investment into Bay Audiology NZ between FY06 and FY10, with the capital growth realised when the business was sold for a gain on sale of $77 million.
Our aim is to have a selected portfolio of businesses at varying stages of growth and development. We currently have seven businesses, ranging from a start up in audiology to emerging growth in dental and radiology through to mature businesses in pathology and orthotics.
Our trans-Tasman dental businesses are currently our primary revenue generators and, after sustained investment into accelerated growth, they are now starting to deliver improving margins, with increasing revenues and profitability.
Radiology also holds great potential following our investment into new clinics and technologies over the past five years. These are still in an early start-up phase and have a promising future, alongside the more established radiology clinics which we continue to grow.
We have built a strong foundation for our audiology businesses in Australia and South East Asia and we are putting a solid platform in place for their future.
Our established mature businesses in orthotics and pathology in New Zealand provide solid revenue streams in a fixed price, Government contracting environment, but have limited opportunities for growth in their current contracting markets.
All businesses are managed by experienced and professional executives who work in partnership with highly qualified clinicians in each business to implement their development strategies.
We are pleased to have this opportunity to share our successes and our outlook for the future with you.


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I Had My Aura Read and It Was Better Than Therapy
The camera takes a first exposure of your physical self and a second of your energetic overlay.
Hey guys!!!! I'm back from England! I missed you! Did you miss me? If you didn't you don't have to say so. You can lie. It's been a long couple of weeks and I'm feeling very fragile. Perhaps on account of that time I dehydrated myself like idiot people jerky, all for the purpose of fitting into a dress I did not ultimately wear. (I ended up going with this DVF dress, which was black and had some stretch and enough cleavage that I probably didn't need to sous-vide myself out of all those brain cells. There's me at the debate! It was so fun. Oh lord.)ANYHOW. My trip was amazing! I also have discovered hypnosis and I am in love. These things are all related, I swear.Before I left, I interviewed a licensed hypnotherapist named Colin Christopher, whose book "Success Through Manipulation" sounds like it should be one of those pervy books by men in stupid hats who use bed as a verb. Thankfully, Colin is nice and Canadian and politely laughed when I made a weird joke about being an axe muderer (I'm not a good interviewer!). He also has the most naturally soothing voice I've ever heard. It's like a lozenge for your brain. More importantly, he taught me some techniques for getting your idiot mind to work with you instead of against you, whether it be for the purposes of sleep or eating or dating. I love new agey stuff and I will pretty much try anything, so of course I downloaded all of the hypnosis freebies from his web site and immediately listened to all of them, ready to be id-diddled by his soporific northern baritone. I have the nervous system of somebody much more classily bred than I. Like, say, a French bulldog. I have insomnia, I stress eat or stress Don't Eat, I get super nervous in front of big groups and sexy dudes. I have to tell you, I have been loving the hell out of his "Relax and Reduce Stress." I mean, I'm still stressed, but now I use this to relax when I have the time or when I want to go to bed at like 2 AM. I'm too high strung to regular-meditate (I'll just start replaying old episodes of "Lois and Clark" in my head -- I don't know, it's a problem), but for some reason, Colin's voice just calms me down, like that thing where you put a hood on your pet falcon so it doesn't wig out and claw your face when you're just trying to enjoy its majesty.Colin also shared a hypnosis "love potion" which you can try at home. Here's how it works.Colin's One Minute Love Potion:1) Get really clear of the qualities you want in your ideal mate. Write down what your ideal mate looks like physically, mentally and emotionally. Writing it down, seeing it on paper and reading it over and over again helps to ingrain it into the subconscious mind.2) Pour your favorite drink and take a few sips. (Editor Julieanne Note -- Colin encourages booze for this, but I guess you could use tea. However, this fact alone makes him my favorite iteration of therapist ever.) Find a quiet place like your bedroom, lie down, take deep breathes in and out, and get very relaxed. Start to envision what your perfect man or woman looks like, the clothes they wear, how nice they smell, how secure you feel in their arms.3) As you're picturing yourself with your perfect mate, recite verbal suggestions such as "I am a beautiful person who is worthy of meeting the man or woman of my dreams," "I deserve to be happy and in love," and "I can't wait to find my soul mate, start a family and spend many happy years together." The more you say it while you're seeing it, the more you will reprogram your mind and start to believe it. Feel free to come up with your own phrases that work for your situation.The hypnosis stuff that I tried doesn't actually involve talking to yourself, which is probably good, because I'm pretty sure my neighbors already think I'm some kind of sad, crazy Delores O'Livealone. (I talk to the TV a lot and have a tendency to say "Julieanne!" several times a day when I do things like leaving my straightener plugged in or dropping my toothbrush in the toilet.)Colin also says that you can use this same kind of nighttime visualization for other stuff, like getting a job you want. I asked him if there's anything you shouldn't use the love potion for, and he said no. Then I got an email from him a few minutes later with a qualifier: "The process doesn't work if the person is imagining someone specific. You can't make someone specific fall in love with you."Well, yes. We all saw how that turned out for Ursula the Sea Witch. You guys should give that a whirl and let me know how it goes. I don't want to try it because I kind of like-like somebody and I think it would be irritating if people suddenly started flocking to me with their boners out because I'd just have to tell them all to put it away and go home.I also encourage you to try the free stuff on his site, because dayumn. I can never normally sleep on planes without chemical assistance, but the sound of Colin's dulcet Canadian Xanax voice knocks me out like a big pan to the head. I was about as conscious as a warm pile of towels on the ride back from London, which was so unlike me.Now if you'll excuse me, I'm off to review TWO NEW SEX KITS that came in the mail. Go out and get some zombie peen and report back while I make fun of people for sending me free lube.


text: Salicylate downregulates 11β-HSD1 expression in adipose tissue in obese mice and hence may explain why aspirin improves glycemic control in type 2 diabetes. [8] Epigallocatechin gallate from green tea can also potently inhibit this enzyme, [9] green tea is a complex mixture of various phenolics with contents varying with production and processing, some of the phenolics are known HDAC inhibitors that alter genetic expression. EGCG as usually consumed in green tea is poorly absorbed into the bloodstream, more research is needed to reach firm conclusions.


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Keenan's boys basketball team returns to the business of maintaining a long run of conference success with a Tuesday home game against Eau Claire.
The third-ranked Raiders (11-6, 3-0) have won 32 consecutive region games dating back to a 68-53 loss to the archrival Shamrocks on January 7, 2011. Zach Norris' powerhouse has won outright or shared eight region championships in nine seasons since dropping down to Class 2A.
It will be the fourth game in five days for the busy Raiders. Keenan beat top region contender Fairfield Central, 66-55, on Friday before dropping close non-region games against Class 3A city rivals Lower Richland and A.C. Flora on Saturday and Monday, respectively.
Freshman Tariq Simmons tallied a game-high 22 points on 10-for-13 marksmanship from the field against FC.
Keenan then dropped a 74-73 overtime decision to LR and fell 80-76 against A.C. Flora. In both cases, the Raiders faded in the fourth quarter. LR caught Keenan with a 21-12 run in the fourth quarter before pulling out the decision in extra time. Flora's 33-24 burst in final frame proved decisive.
The Raiders were without the services of senior leader Marcus Stroman against Lower Richland, but nearly pulled out a win behind the play of Antwan Holmes (18 points), Simmons (14), Chris Bernard (14), Sam Harmon (10) and Javontae Davis (10). Stroman was back in action against Flora, scoring 20 points with nine assists and four steals. Simmons, however, led the way again with a career-high 28 points.
Simmons is averaging 13.8 points a game and is shooting 50 percent from the field.


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Desiring to get a good home for the aged for your parents or loved one is a great thing, but getting a desired home is another thing. It's wrong to think that the services offered in a home for the aged are as good as the roof appears. One should be enthusiastic enough to visit the home and get much information from the caregivers. This ensures the care for your aged family members meets their emotional, social, spiritual and physical needs. That's why people especially those living in Melbourne ensure the aged care facilities Melbourne has to offer meet the expected standards. Get responses from the caregivers on the following areas.
Meal arrangements
The aged should not miss meals unless they are too sick to take them. Again, they should not be given low quality meals that won't meet their daily nutritional requirements. Where possible, one should go through the menus to find out if the meals prepared would be suitable for their loved elderly members. If their doctors have subjected them to a special diet, it's good to find out if the aged care providers would be willing to prepare it. If you find that something would comprise their nutritional demands, you may opt to look for another better facility.
Special needs
Old people may suffer from loneliness more. In fact, some of the elderly members in such homes don't find it easy to open up on some things to the young service providers. Instead, some of the elderly members consider pets their trusted friends. However, some homes for the aged don't allow people to bring in pets since it's violation of the set rules and regulations. Other elderly members would like to observe their cultural and religious activities once in a while. Seek to know if the private home care givers have rooms for such special needs.
Medical needs
The elderly members you find in the aged care homes Melbourne has today have different medical needs. While some can correctly take the prescribed medication on their own, others may need assistance. Those with deteriorated memory may not remember where they keep their drugs or how many they need to take and when. This is an important consideration especially to the elderly members with catheters. Check if the caregivers would be willing to keep the medicines for the elderly members safely and give them as prescribed. Check out http://arcare.com.au/residential-aged-care-at-arcare/ for more information.
Friends and family care
Different homes for the aged have different working conditions. While some homes allow friends and relatives to come and offer help when possible, others restrict this for various reasons. The management should explain to you if family members can come and stay overnight if the elderly member demanded so.
Most elderly members may not get all their happiness from the well-decorated building with attractive features. The attention they get when they need it is the greatest determiner of how happy they would be in such a home. Those looking for a reputable home for the aged should be keen on the points above just to ensure their elderly members feel accommodated and appreciated.


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Have I told you all how much I love this Style Notes series? It's one of my favorite things on the blog so far. I get to learn so much about all of these amazing people that inspire me every single day. (I hope all enjoy these posts as much as I do!) Today's feature is is certainly that – and so much more! Sarah Lederman is a full-time interior design student and blogger behind one of my daily reads Chevrons & Stripes. If you take just one at her blog, you'll see why I'm hooked. Sarah has such an amazing eye for design and her blog (and style!) is so refreshing. Whether she's talking about an artist she loves or giving her readers a peek into her new apartment, Sarah always manages to teach me something new. (She even inspired me to start my own list of 101 goals!). Take a look at her answers and then head over to her blog for more inspiration!
(JOHN DERIAN Tray // JOSEPH SHEER Moth Print //Jean Seberg Photo)


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Writing is the single most important tool of the political scientist's trade. While teaching her own classes, Diane E. Schmidt realized that no book on the market addressed the specific needs of the political science writer-the unique set of skills, vocabulary, sources, and methods of inquiry. Writing in Political Science: A Practical Guide, Second Edition does just that for almost any level of political science course, from freshman American government to senior capstone courses. Based on a Writing Across the Curriculum approach often mandated by state boards of higher education, this text offers clear, straightforward instructions, written in an engaging conversational tone which students will find easy to follow. Among its many features, this text includes: *NEW A thorough treatment of how to use the internet for political science research, including citation guidelines and information on evaluating sources *NEW thorough description of political inquiry and what it involves *An easy to use topics selection guide tied to subdisciplines in the field *Examples of every kind of writing assignment used in the discipline *Sections addressing common writing problems faced by students *A chapter explaining the basics of writing letters of introduction, vitaes, and resumeWRITING A POSITION PAPER Instructors in some upper level political science classes may assign a research paper which ... EXAMPLE OF A POSITION PAPER CHIEF JUSTICE REHNQUIST: DOES HE Section Ten: Format and Examples ofanbsp;...
|Writing in Political Science
|Diane E. Schmidt
|Addison-Wesley - 2000
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Class schedule: Sat and Sun 1 – 3 PM, 3 – 5 PM or other prearranged time to your liking—pre-registration required.
Price: Varies depending on type of instruction desired.
Minimum: 6 participants
Age: Varies depending on type of facilitation desired.
Facilitator ratio: Varies depending on type of instruction desired.
Indoor rock climbing is a unique team building exercise. Teams of two or three must work together to plan and then execute physically to ascend our walls. A successful team requires input and effort from all the members with teamwork a core element of success. Just give us a call and we'll be glad to explain how indoor rock climbing can help you achieve your team building goals. Or simply register on-line and let us help your group come together as an effective working team.
Adult birthday? Corporate outing? Group of friends? Almost all the classes we offer can be arranged for your private group. Contact us to discuss your specific needs.
See why climbing is a full body workout and one of the best paths to fitness. A climbing workout involves the entire body and develops strength, endurance, stamina, balance, coordination, and problem solving skills. Climbing utilizes both the mind and body to achieve success, and it's social as well. Let us show you how you can make your workouts or fitness training routine fun!


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Aimed at construction professionals, contractors and undergraduate and postgraduate students, this book confronts all of the difficult problems that arise in claims situations in the UK and internationally. Extensive reference to UK and international case law and a systematic approach to various types of claims, assisted by helpful and explanatory diagrams, make this book second to none as a 'trouble-shooting' guide to the presentation of, and response to, the negotiation and settlement of claims. This new edition considers in equal measure the latest editions of both NEC3 and JCT contracts and provides worked examples of claims under each. It also includes the latest revisions to the Housing Grants, Construction and Regeneration Act 1996 and the Scheme for Construction Contracts, which together make significant changes to payment and adjudication in the construction industry. Other key features: ac A practical approach to solving contract claims including essential sections on claims presentation, delay analysis and non-productivity calculations ac An emphasis on dealing with factual evidence ac Helpful spreadsheet examples ac Up-to-date coverage of developments in competition law in relation to the public procurement regulations, and the impact of these requirements at tender stage ac A book that will save professionals and contractors time and money, and prepare students for the reality of the construction industryQuite apart from being contemplated on contractual grounds, it is sound commonsense to completely develop the design of all of the specialist subcontract work alongside the design of the building structure and building envelope. If this is notanbsp;...
|Construction Contract Claims
|R.W. Thomas, Mark Wright
|Palgrave Macmillan - 2011-11-08
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DeAndre Speller, Center Director
Ages: 6 Weeks to 12 Years
Elementary Schools Bussed To:
Bond Mill, Deerfield, Fairland, Forest Ridge, Greencastle, Laurel, Laurel Woods, Montpelier, Oaklands, Scotch Town Hills, Vansville, Excel Charter Academy and James Harrison. Transportation available for half day Pre-K to local schools.
Our center is accredited by NAEYC.
We're so proud!
Nationally only 10% of daycares are accredited - nearly 100% of our learning centers are. That's a big difference, and that means KinderCare kids are getting the very best. Here's why.
What Learning Looks Like
Our talented early-childhood teachers set kids down the path toward becoming lifelong learners in a positive, safe, and nurturing environment.
Our Programs
Infant Programs (6 weeks - 1 year)
Babies grow and learn every day. Our goal is to provide a safe and nurturing "home away from home" where babies can explore and make new discoveries. We know that learning through play is extremely valuable at this age and our Early Foundations® Infant program is designed to give babies the skills that will serve as the building blocks for a lifetime of learning.
Toddler Programs (1 – 2 Years)
As toddlers develop friendships, self-esteem, and curiosity, our Early Foundations® Toddler program will help them explore their world in a safe and nurturing environment. Our unique curriculum is based on the philosophy that children learn best through experiences. So each day is filled with fun activities that excite and develop toddlers, giving them the comfort and confidence to speak those first few important words, as well as make their first friends.
Discovery Preschool Programs (2 – 3 Years)
At this age, children are making new discoveries daily. And as two-year olds begin to exert their independence, our Early Foundations® Discovery Preschool program is prepared to open their eyes to a world of learning, sharing, and exploring. Our holistic approach in the classroom engages young minds with a blend of music, art, and movement, as well as the early education fundamentals they'll need as they continue on to preschool.
Preschool Programs (3 – 4 Years)
As preschoolers gain more self-esteem, they may feel ready to take on the world. Our Early Foundations® Preschool program enhances that confidence by providing activities to help children become problem solvers and lifelong learners. Through independent exploration, structured activities, and hands-on learning, children will work on early literacy, math, science, and social studies concepts. A healthy dose of running, jumping, and dancing keeps them active too.
Prekindergarten Programs (4 – 5 Years)
Prekindergartners are preparing for the adventure of a lifetime – school. And our Early Foundations Prekindergarten® program is designed to get them ready by teaching letters and words, math concepts, and valuable social skills. With small group instruction, independent play in an organized atmosphere, and whole-group activities, children will have all the right skills to hop, skip, and jump right into kindergarten.
Before- & After-School Programs (5 – 12 Years)
Even after school's out for the day, children need to be engaged in a comfortable, yet stimulating environment. That's where our Catch the Wave® program comes in. This innovative before – and after-school program allows school-age children to balance learning and fun through a variety of experiences. From homework help to fun physical activities, our program is designed so that everyone goes home happy.
Participating Child Care Aware Center
KinderCare has partnered with Child Care Aware® of America in an effort to offer fee assistance for Active Duty military families and solutions to their child care needs when care at a Child Development Center on the installation is not available.
Learning Adventures - Enrichment Program
The Math Adventures enrichment program is designed to teach important mathematics concepts such as geometry, numbers, measurement, and probability. Your child will learn about length, height, and weight. He will learn about shapes and solids. He will learn how to add, subtract, multiply, and count money. Math is everywhere and giving your child every advantage now will add up to success later in life.
Ongoing research proves that early exposure to music helps children think, reason, create, and express themselves. Children will laugh and learn about rhythm, vocal melodies, and a variety of musical genres and instruments, which can lower stress and advance memory. Learning never sounded so good.
Phonics & Reading Adventures
Set your child up for advanced success with literacy through phonics, the study of letters and sounds. Reader books, games, and activity cards help your child understand the basics of vowels and blending syllables, giving him confidence and command of language.
Spanish Adventures provides young learners with a foundation for later success with the Spanish language. Music, games, children's Spanish literature, and other tools give children multiple opportunities to hear, practice, and see Spanish language for vocabulary and conversational development. Curriculum includes lessons on greetings, numbers, colors, animals, family, body parts and pets as well as how to get engage conversationally during common scenarios at home, a restaurant, or at the zoo. Qué pasa?
Our Teachers
We're the only company in early childhood education to select teachers based on natural talent. Being a great educator isn't enough though. KinderCare teachers are also amazing listeners, nurturers, boo-boo fixers, and smile-makers. Put more simply, we love our teachers and your child will, too.
Meet just a few of our amazing KinderCare teachers!
An Artist's Heart
"My classroom is full of art!" says Mary Annthipie-Bane, an award-winning early childhood educator at KinderCare. Art and creative expression, she says, help children discover who they really are.
We put our best-in-class teachers in a best-in-class workplace. We're so proud to have been named one of Gallup's 37 winners of the Great Workplace Award. When you put great teachers in an engaging center, your children will experience an amazing place to learn and grow.
Our Families
Don't take our word for it. Hear what our families have to say about our amazing center!
My child has been enrolled at this KinderCare for over six months, before he started he was not very social. Thanks to his teachers and staff at KinderCare he has became more social and loves school. I'm so happy to bring him here everyday with no worries. I would recommend Laurel KinderCare to anyone!!!!
Horace C. - KinderCare Parent
I am Joshua's Dad. When Joshua was 14 months old, he could not speak, and this makes me a little worried. The pediatrician made a referral to a local program called the "Infant and Toddler". The program sent a teacher to our house two days a week with a speech therapy to teach Joshua how to use and create words and subsequently evaluate his progress. After three months Joshua was requested to do hearing test. The justification for the test was a little sketchy for me as a healthcare provider myself. So, after the test, I have to discontinue the program effective immediately against their strong objection. Really, I don't see what they are doing to help Joshua. So, I enrolled Josh at Kinder care and kind of gave them 3 months to see what happens. Guess what! Joshua was choreographically molded in 24 days into a talking parrot. He was able to use his words articulately. Now he can hold a simple conversation without missing words. Thank you guys for a terrific job.
Ganiyu A. - KinderCare Parent
Who Are KinderCare Families?
They hail from hundreds of cities across the country from countless backgrounds, and proudly represent every walk in life. What our families have in common, though, is the want to give their children the best start in life. We are so proud to be their partner in parenting.
Hear from just a few of our amazing KinderCare families.
A Globe-Trotting Family Finds A
Home in Houston
Four young children, four different passports, two languages, two full-time jobs…oh, and a few triathlons thrown in for good measure. Meet the globe-trotting Colettas—a family on the go.


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Giving 'White Lightning' a whole new meaning, here's Warren Daniels on a Custom built white Sunday [with Odyssey parts] tearing up Crawley skatepark. Bike build and edit by the kind folks at Sibot BMX.
Custom Built Sunday! With Odyssey Parts From IMG By Sibot BMX Shop from Mike King on Vimeo.


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Bloomsburg upsets No. 12 Gannon
Huskies score first six goals to advance to PSAC quarterfinals
ERIE, Pa. -- After winning its last five games to qualify for the PSAC postseason, Bloomsburg extended their win streak to six as it beat No. 12 Gannon in the PSAC quarterfinals. The Huskies pumped out 10 first-half goals while holding the Golden Knights to two as Bloomsburg won 20-13.
Bloomsburg improves to 10-7 on the season and advances to the PSAC Semifinals where they will take on the tournament's top seed in No. 10 Lock Haven.
Bloomsburg wasted no time on offense as the Huskies scored the game's first six goals, taking a 6-0 lead at the 18:07 mark of the first half. During the six-goal streak, Samantha King netted two goals while Julie Falk scored once and assisted on three others.
Gannon got on the scoreboard at the 15:50 mark to bring the score to 6-1, but Bloomsburg responded with back-to-back goals from Maggie Canavan and Sam Mazzie to go up 8-1. The Golden Knights scored one more time at the 3:43 mark but a determined BU squad closed the half by scoring two goals in the final minute and half to take a 10-2 lead into the break.
The Huskies dominated the first half as they outshot Gannon 19-to-7, collected 12 more ground balls, and turned the ball over four less times. Of Bloomsburg's 19 shots, 17 made their way on frame.
Canavan opened the second half by putting Bloomsburg ahead 12-2 with two unassisted goals at the 28:56 and 25:28 marks. However, Gannon scored five of the next eight goals to trim the Bloomsburg lead to eight and would eventually get it down to 17-11 with 3:39 to play.
Bloomsburg closed the final 1:15 strong by outscoring Gannon 3-to-2 to claim a 20-13 victory. With the win, Bloomsburg will be making their first appearance in the PSAC semifinals since the 2010 season.
Bloomsburg's offense was led by Canavan and Falk as both players tallied eight points apiece. Canavan found the twine seven times, a career high for the junior midfielder, and recorded one assist. Falk assisted on five goals, bumping her season total to 35, putting her six away from tying a BU school record. She also scored three goals in today's game.
Mazzie finished with four points on four goals while King chipped in another three goals. King also controlled seven draws and snatched four ground balls. Ashley Bossert also Aubrey Bossert combined for three goals while Amber Shifflett assisted on two others.
Sara Bates picked up the win for the Huskies. She came up with four saves in just over 56 minutes of work between the pipes to tally her ninth win of the season.


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MACKINAC ISLAND, Mich. -- Windquest crossed under the Mackinac Bridge at 2:17 p.m. today, the first racing sailboat to finish the 101st Chicago Yacht Club Race to Mackinac.
The MaxZ86 from the Turbo Division had an elapsed time of approximately 48 hours, which was 12 hours longer than its time in 2008. Windquest will receive the Royono Trophy for first to finish the 333-mile race.
But handicap adjustments mean boats that arrived later Monday still can win. The winners are scheduled to be announced Tuesday.
"As bad as it is for us, watching a blank horizon, it's much worse for the sailors on the boats," said Janet Crabb, principal race officer. "Some of the faster boats don't expect to be racing this long and probably ran out of food this morning."


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Australia holidays
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Accommodation rating: Luxury
Please call 020 7873 5000 for more information or to make a booking.
Alternatively, discover other hotels and what to do in Katherine
ExceptionalTruly exclusive and exceptionally luxurious.
LuxuryVery high class accommodation with superb facilities and service.
Superior High standard accommodation, service and facilities.
Good StandardGood standard accommodation, service and facilities.
SimpleClean and comfortable with en suite bathrooms but limited facilities.
BasicVery modest with shared bathrooms and minimal facilities
Discover Australia's tropical Top End in the Northern Territory
on this small group tour. Cruise ancient waterways, spot native
wildlife and enjoy gourmet food. During the journey stay in


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Product Information
DescriptionLife Stage: 1- Kittens
- Wholesome nourishment with vitamins & minerals for kittens
- Made with natural milk proteins
- Supports development of strong bones & healthy teeth
- Added nutrients to support a healthy immune system
This product is intended for intermittent or supplemented feeding only.
PRODUCT DIRECTIONS / ADDITIONAl INFODirections for Mixing:
Gently shake or stir one part powdered milk replacer into two parts warm water. A part is any measuring device you use: teaspoon, tablespoon, or cup. Do not mix more milk replacer than can be consumed in 24 hours. Do not use a blender. Reconstituted milk replacer should be kept refrigerated. One 6 oz can of powder makes approximately 30 oz of liquid mixed 1:2.
Directions for Feeding:
All kittens should receive their mother's milk for at least 2 days, if possible. This colostrum milk gives extra nutrition and temporary immunity against some diseases.
Warm reconstituted milk replacer to room or body temperature before serving. Feed kittens 2 tablespoons (30 mL) of liquid per 4 ounces (115 g) of body weight daily. The daily feeding amount should be divided into equal portions for each feeding. Kittens' needs will vary and this amount may have to be increased or decreased depending on the individual kitten. Young and/or weak kittens should be fed every 3 to 4 hours. Older kittens can do well being fed every 8 hours. Weigh the kittens 3 times per week to assure adequate feeding. When kittens are old enough to lap, begin offering the milk replacer in a saucer.
Pregnant & Lactating Queens: Feed 2 teaspoons (4 g) milk replacer powder per 5 lbs. (2.2 kg) of body weight daily.
Growing kittens already on solid food, show cats and/or convalescing cats: Feed 1 teaspoon (2 g) milk replacer powder per 5 lbs. (2.2 kg) of body weight daily by top dressing food.
StorageUnopened powder should be stored in a cool, dry place. Reconstituted milk replacer must be kept refrigerated for up to 24 hours. Opened powder must be refrigerated for up to 3 months or can be frozen for up to 6 months to preserve freshness.
National Animal Supplement Council
National Animal Supplement Council
For more than 75 years, GNC has been the leader in the development and manufacture of human dietary supplements. Now, GNC's commitment carries over to Pet Products! GNC Pet Products are produced at the same highest quality standards as our human supplements and are dated to ensure that you are purchasing the freshest products available for the pets you love.
5.0 / 5.0
1 Review
Great replacer for kittens
Great replacer for kittens, their mothers both before and after delivery. I use it also for any adult cat who is sick or injured. It provides nourishment, especially for cats who are unable to eat solid food. I have mixed it with medicines to make them more palatable. I have watched cats who are very sick recover to the point where they become normal and healthy. I highly recommend this product. I have also recommended it to my veterinarian.
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August 25, 2017
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Instead of purchasing a ready-made house, you might prefer to have one built exactly to your specifications. Custom home builders are construction companies that specialize in designing and creating houses that are made especially for each client. Explore services provided to learn what to expect.
Evaluation and Preconstruction Meeting
A preconstruction meeting is when the design team meets with the client to learn about dreams and desires. At this meeting, the client has the opportunity to share sketches, explain ideas, and describe needs. The professionals will listen intently and then create a plan that meets client needs and desires. After submitting a detailed plan, the client then has an opportunity to follow up with questions and concerns to learn as much as possible about the proposed house.
Financing Assistance
Financing is an integral part of the home building process. Some companies may work in partnership with specific lenders to streamline the financing process. With this simplified process, clients often receive better financing terms and rates than they may otherwise have. Prequalification can also set clients up with a preapproved purchase price, which can help with housing plans.
Site Choice and Evaluation
Choosing the right site for a custom home is an important decision. A design team has expertise in this process, understanding what makes the best site for each home. Custom home builders also assist with other details, including requesting a topographic survey from local authorities to begin the building plan and design.
Ongoing Consultations
The plan and proposal will also include a schedule of the construction process. Consultations will occur that allow for questions and planning of the work to be completed. Consultations will also focus on layout, design, materials selection, colors, appliances, and more. Representatives spend as much time as necessary with clients to make these choices in design. When changes or alterations are necessary, professionals will facilitate this process to ensure timely resolution.
Site Supervision
As work progresses, project managers will perform ongoing site supervision to ensure that contractors and subcontractors perform the work correctly and in a timely fashion. Project managers represent the client to ensure a seamless construction process with a positive outcome.
Ongoing Quality Checks
Quality control is an important aspect of construction. Project managers will perform ongoing quality checks at various intervals both during and after completion of the construction to ensure that all work has been completed correctly.
Instead of searching fruitlessly to find a house that fits your needs and specifications, build your own house. Custom home builders have the expertise necessary to construct residences that fit unique lifestyles and tastes. These houses have also added the benefit of increasing significantly in value due to their enhanced features and specifications. A reputable builder has the expertise necessary to create a one-of-a-kind layout with all of the finish work you crave. Whether you already have a lot and you're ready to start, or you need to start from the beginning with location and design. Let a professional builder take you through the process.


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Wed, 10/19/2016 - 12:00am
WIFR 23 Interviews Dr. Kelly Rosenberger Regarding UIC CON Rockford Rural Nursing Program to Begin Fall 2017
Dr. Kelly Rosenberger from the UIC College of Nursing Rockford Region is partnering with the Rural Medical Education Program and Rural Pharm program to develop the curriculum for the new Rural Nursing Program, scheduled to begin in Fall 2017. It will be a 4-year program aimed at meeting the need for rural communities to have more available healthcare nearby. She said these programs are crucial to ensure that farmers can receive the medical attention they need.
Link to WIFR 23 Interview: UIC Rural Nursing Program to Start This Fall...


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What happens when you snort OxyContin?
While snorting OxyContin (oxycodone) can be effective on symptoms of pain and create a pleasure and euphoria, the risks you run when you snort Oxycontin are high. In fact, snorting OxyContin is considered abuse of OxyContin and a sign of oxycodone addiction. More here on what happens when you snort OxyContin. Then, we invite your questions about the effects of snorting OxyContin and where to find OxyContin addiction help at the end.
What does snorting OxyContin do?
When you crush and snort OxyContin, you are increasing the intensity, quickness, and duration of action of oxycodone on the system. Onset of action when snorting OxyContin can be immediate or can take 5 to 10 minutes to take effect compared to 30 minutes when swallowed. This route of administration delivers oxycodone to the bloodstream differently than other ways of taking the drug. How exactly?
When snorted, oxycodone travels through the nasal cavity through the mucus membrane and then reaches the blood-brain barrier with an unscheduled intensity. There aren't as many barriers this way compared to if you take OxyContin orally and oxycodone is absorbed through the GI tract.
While snorting OxyContin usually brings on faster effect, it also can induce a altered sates of consciousness. So when you use OxyContin this way, you increase your chances of developing a severe dependency to the medication. Plus, when you snort OxyContin, you affect its controlled release mechanism that regulates the way it works on the body.
Is snorting OxyContin bad for you?
There is a reason that labels advise against snorting OxyContin. Snorting OxyContin is bad for you. You are doing damage to your body when you snort OxyContin. You can damage your nasal passages, damage your ability to smell, and risk overdose. Adverse effects of snorting OxyContin can include:
- coma
- death
- loss of consciousness
- seizures
Plus, the more you snort OxyContin the more you're affecting your tolerance and dependency to OxyContin. This will affect your ability to withdrawal later making it harder on your body to withstand the intensity of withdrawal. Because you are altering the way you are taking OxyContin you also increase the risks of negative side effects and these can be more likely than if you are taking them orally.
- confusion
- dizziness
- impaired motor functions
- fatigue
Is snorting OxyContin effective?
Yes, snorting OxyContin can be effective in terms of therapeutic effect. However, when you snort OxyContin, oxycodone may be delivered to the brain faster but it also wears off sooner. You are likely to feel the pain return sooner than you would like, forcing you to go through more OxyContin in a day then is clinically recommended.
Doctors prescribe OxyContin orally for purposes of safety and to limit the concentration and poisoning that any drug has the potential to do on the body. Labels warn against snorting OxyContin because of the risks involved. Because of the dangers and risk involved, please consider not snorting OxyContin to treat your pain or to use it recreationally.
Is snorting OxyContin dangerous?
Yes, snorting Oxycontin is dangerous. There is no way you can predict the effects of snorting OxyContin on the body. When you snort OxyContin, you have an unregulated amout of OxyContin in the body. It's unfiltered and concentrated. Because your body is trying to compensate for such high doses of oxycodone, you run a big risk of overdose and potential death.
But not only is it dangerous because of its effects on your body and your health, it is dangerous because it can increase the risk of dependency and addiction.
Can you snort OxyContin ?
While you can snort OxyContin that doesn't mean that you should. While snorting OxyContin can be effective on symptoms of pain and create a pleasure and euphoria… the risks you run when you snort Oxycontin aren't worth it.
When you snort OxyContin questions
Still have questions about snorting Oxy? Or do you know someone who is snorting OxyContin? Please ask us any questions you have and we will try to get back to you personally and promptly.
Reference Sources: Daily Med: OxyContin
FDA: OxyContin: Balancing Benefits and Risks
GPO: OxyContin addiction and abuse
Photo credit: National Cancer Institute
Leave a Reply
Why snort something that could harm you wait till it orally takes effect. 15 minutes won't hurt anyone
I am in great deal of pain, bone and organ, I have a prescription for quick release 30 mg when I take the med orally I 2 to 6 up to 8 daily I get high. I do not like the felling I once was in so much pain i snorted an amount I notice it took care of my pain but did not get me lethargic which I prefer I don't abuse it matter of fact I use less,don't know why this happen I drive so you can
I have a friend who states when she takes oxy by mouth she gets high by the time her pain is controlled when she snort it she doesn't get high but controls her pain as long as she monitors the amount. I have told her it is harder to get off of oxy which she want to do just tryi8ng to advise her
I feel the same way as my friend both of us deal with a great amount of pain but don't like being high we have tried all kinds of meds by practicing an alternative way we bypass the lethargic feeling and it takes care of the pain about 70 percent
I know a person that snorted oxy for approx 6 years and now is smoking it on foil. Isnt this bad for his liver? I don't know how his body doesn't just shut down after all the years of abuse. Isn't illegal to use a drug that way if it's perscribed orally? He also mixes it with alcohol…I'm probably going to find him dead. He doesn't know I know everything.
Hello Karen. We've written on these two topics here. I hope that these articles will help you. All my best!
I snorted 30mg oxy 3 a day for 6months. Its been 7 months since I snorted anything. I was on suboxin for last 6 months for rehab. I am now off everything but I am having constant sneezing and occasionally blowing a big sticky green clump approx. 1/8 inch out of my nose. How do I fix this and how do I get my energy back???
I know that my 36 year old daughter is snorting oxy. She told me that she does it every once in a while,but I suspect that it is more frequent. She has been on oxy. for 4 years .It started with a butchered up hip surgeory and has 2 fractures in this hip now and no insurance,no job and only child support. My question to you is, if she goes to prison due to a parole violation, will she get the help then?
Yes snorting makes its much worse to come off like 100 times i know been clean 16 days today and i still have major issues the w o rse is behind me but i wish i woulf of never and i will tell you fact it does mess with your sense of smell mine is coming back some now but it has been the worse 16 days of my life i chose cold turkey pretty much because i knew i had to let it go if i can do it anyone can . and if you can make it past q4 days you will make it so dont tease it will only put you back .make sure to keep fluids and other things it does help some although its not easy no matter how you go about it i dont crave them i hate them cravings also go away the first 7 days are the worse i still have chills and some sweats but everything else is much better i know if i ever t ake one im done so i wont ive made it thru the worse thanks to all the things ive learned c rom others thanks for all of that .
Carolyn just don't do what you are thinking of doing, it's not a good solution. She is as likely to get hooked on heroin as get help in prison plus the fact she may never forgive you. Drug abuse and addiction is a symptom not just a cause, most addicts have mental health problems such as depression or anxiety and I think talking to her and getting her help for these things will be much more effective than going to prison. Obviously I don't know your specific circumstances but criminalising her can't be the answer. Sorry for prying into your life, I've never even commented here before but felt the need to after reading your comment. I would urge you to consider other options before this one. I hope she finds some peace and happiness, and you also. Good luck.
I have sciatica nerve damage,with other ailments.i have to stay on oxycodone.ive took it orally for a long time.recently ive had a bad flare up of my pain.i wished i could be a normal healthy humun being again. But i dont know if that will ever happen. My pain clinic doctor took me off the fentanyl patch 50mcg because it was,making me drowsy. But not all the time.He reduced it to 25 mcg 4×10.325 a day.i dont feel this is working for me and hes tring to wean me completely off the patch.Someone told me if i snort the oxycodone it would make me feel better.And it seems to help some.I dont want to do this all the time.I know i have a dependence already bc of the pain.could you pls give me some advice that might help me.i thought about having my pain doctor to put me back on the 50 mcg a day of fentanyl with the 2 oxy break throughs .What do you think.?Thank you for any reply
Hi Teresa. Is your doctor planing to start you on another medication that would provide you with the needed pain relief? Snorting oxycodone is not the answer and you should not keep doing it in order to lessen your pain. Tell your doctor openly that this way you are left with chronic pain that is not helped in any way. He has the responsibility to do something.
I've been snorting roxi 30's and 10's for 5 years
I am severely addicted
my advice
Even if I just crush 1/4th of the pill and snort it, will I still be safe?
I've been taking oxycodone for about 6 months now,and starting to build a tolerance I've been snorting most of it ,got a great buzz for the first few weeks when first started but the buzz is slowly dying and not lasting as long as it used to I'm starting to require more and more…don't get me wrong I've popped a fair bit as well which in my opinion is the better way to go…not as fun but lasts longer…….anyone recommend a better way to take em without wasting my pills …for basically nomore than a 30-45 min buzz
Thanks 🙂
Re:Elliot snorting1/4 of a pill should be safe, u probably won't feel much actually I've snorted 3 pills in a 4 hr period
He went from snorting oxy to inhaling the fumes of heroin. I don't know how much more his body can take. I left the situation out of fear and because he's lost everything owned.
Any comments?
I have a problem witth constantly snorting oxycotin and drinking alcohol with snorting these pills
Hi Latanya. Call the helpline displayed on the website to get in touch with a trusted treatment consultant.
Just sniffed one of those damn thing for the first time
So nasty.. what's the point better to just take it the old fashioned way anyways.. wanna get high right now and be pain free go buy a good bag of weed or for those who are more tolerant try some shatter out and see how that does for you. Oxycodone is a dangerous drug have been using for about 3yrs now and it is just plain annoying to those of us who are in pain and want relief. I have found myself taking more and more.. tolerance is a bitch. Don't really enjoy that feeling anymore
What are the dangers of snorting oxycodone and does it male it more addicted? After snorting for a long period of times
Does it take more as time goes on?
Hi Robert. I suggest that you explore our oxycodone infographics to learn the side effects of long-term oxycodone abuse: https://addictionblog.org/tag/oxycodone-infographic/


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Brand Overview
HomerWood™ Flooring
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Choose from the unparalleled beauty and quality of oak, ash, cherry, hAppalachian Hardwood, lovingly handcrafted into the finest American-made hardwood floors - The Essence of HomerWood. Recalling the age of quality and craftsmanship, we hand select each plank from sustainable, center-cut lumber to reveal the character and unsurpassed beauty created by nature. From these planks we handcraft and custom design exceptional hardwood floors for those who seek style, elegance and individuality.
Mohawk Armormax Finish
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It serves as the ultimate barrier against staining and abrasions that come with everyday life.
Wood Flooring
Wood flooring is timeless. It enhances the warmth of any home and complements the decor of any room.
Like a fine piece of furniture, wood flooring increases in value and becomes more beautiful with time. In a national survey, 90 percent of real estate agents said that houses with wood flooring sell faster and for more money.
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