text:
Study OnlineI'm looking for…
Questions? (208) 426-5921
Affordable Programs, Flexible Schedules, Personal Support
See why students are choosing Boise State Online!
Boise State University Named a Global Rising Star
A British strategic consulting firm has named Boise State University as one of an elite group of 20 "Rising Stars." Learn more about this global recognition.
Frequently Asked Questions about Boise State Online
TuitionMost Boise State online programs have one flat per-credit rate with no out-of-state tuition. For details about tuition and fees, see individual programs.
MilitaryBoise State is proud to serve both active duty military and veteran students. For more details and support, see Boise State Veteran Services.
Transfer CreditsBoise State accepts transfer credits from regionally accredited colleges and universities. For more details, see Boise State Transfer Credit Basics.
Boise State University is regionally accredited
Boise State University is accredited by the Northwest Commission on Colleges and Universities (NWCCU). This means the entire university meets or exceeds criteria for the assessment of institutional quality and is evaluated through a peer review process. In addition, many academic programs have special accreditation or endorsement. For more information see About Boise State.
Affordable programs, Flexible schedules, Personal Support
Boise State Online – #WeBringTheBLUEToYOU!
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text:
La Buvette - Richmond Theatre Partners
We are an intimate, charming and informal Bistrot, in the centre of Richmond, serving guests since 2004.
Both food and wine menus are strongly influenced by Regional France.
Prix fixe and a la carte menus are available 7 days a week. Open from 12 noon to 3 pm for lunch and from 5.45 to 10pm for dinner (and later for post-theatre bookings by reservation only).
Located just 5 minutes walk from Richmond Theatre.
6 Church Walk, Richmond, Surrey, TW9 1SN
For reservations please call 020 8940 6264
For private party enquiries, please contact Flora at firstname.lastname@example.com
Visit our website to find current menus (Food) and directions (Contact) and to find out more about us.
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text:
Distance learning , Full time & Part time available
Architecture, Building & Planning
September, January
Full time: 2 years, Part time: 2 - 3 years, Online features
In 2018/19 Per module (20 credits): Scottish online£560; RUK online and EU online £650; International online £900. Masters degree (6 modules + dissertation)
14 March 2018
If you want to progress into a managerial role in rural development, this postgraduate course in Sustainable Rural Development is for you.
You will study social, environmental, economic and professional development, and community engagement issues in the context of managing rural development.
The MSc Sustainable Rural Development can be studied online from anywhere in the world.
• A limited number of funded places may be available for full-time, Scottish or EU fee status students.
• Loans for tuition fees are available from the Students Award Agency for Scotland (SAAS) for eligible Scotland domiciled and EU students, and loans for living costs for eligible Scottish students.
• Gain practical experience in understanding current rural development issues and working with communities
• Develop key research and policy skills
• Study individual modules for personal or professional development, or work towards the PgCert, PgDip or full Masters degree
• Study online, full time or part time to suit your lifestyle
Core modules are: Local economic development; Developing communities; Communities and nature
Option modules, from which you must choose three, include: Biodiversity management; Developing potential through placement; Environmental and Social issues in mountain areas; Field studies; Policy analysis; Research methods and techniques (strongly recommended if you intend to continue to MSc); Sustainable tourism; Sustainable land use and renewable energy in rural Scotland; Sustainable development; An elective may also be taken from any of the university's Masters Programme, e.g. other research skills, modules such as Qualitive Inquiry or Quantative Research and Data Management
To achieve the award of MSc Sustainable Rural Development you must complete a research dissertation.
This course is available online with support from Lews Castle College UHI, Stornoway, Isle of Lewis, HS2 0XR
BSc (Hons) Environmental Sciences
BSc (Hons) Archaeology and Environmental Studies
BSc Sustainable Forest Management
BA (Hons) Health Studies (Rural Health)
BA (Hons) Business and Management
BA (Hons) Social Sciences
BSc (Hons) Sustainable Development
BSc (Hons) Geography
You will study through supported online learning using the University's Virtual Learning Environment (VLE)
A fully online induction web resource is available to all new students and you are encouraged to refer to this during your first term in particular. An optional two-day induction is also available each September in Inverness, Scotland.
A limited number of places may be available with full tuition fee support for Scottish-domiciled/EU students, studying full time, on this course starting in September 2017 to help talented students join this key growth sector for the Scottish economy. Fees will be funded by the European Social Fund and Scottish Funding Council as part of Developing Scotland's Workforce in the Scotland 2014-2020 European Structural and Investment Fund Programmes.
See https://www.uhi.ac.uk/en/studying-at-uhi/first-steps/how-much-will-it-cost/funding-your-studies/funded-postgraduate-places/
From 2017, eligible Scotland domiciled students studying full time can access loans up to 10,000 from the Student Awards Agency for Scotland (SAAS).This comprises a tuition fee loan up to £5,500 and a non-income assessed living cost loan of £4,500. EU students studying full time can apply for a tuition fee loan up to £5500.
Part-time students undertaking any taught postgraduate course over two years up to Masters level who meet the residency eligibility can apply for a for a tuition fee loan up to £2,750 per year.
1. Do something different: our reputation is built on our innovative approach to learning and our distinctive research and curriculum which often reflects the unique environment and culture of our region and closely links to vocational skills required by a range of sectors.
2. Flexible learning options mean that you can usually study part time or full time. Some courses can be studied fully online from home or work, others are campus-based.
3. Choice of campuses – we have campuses across the Highlands and Islands of Scotland. Each campus is different from rich cultural life of the islands; the spectacular coasts and mountains; to the bright lights of our city locations.
4. Small class sizes mean that you have a more personal experience of university and receive all the support you need from our expert staff
5. The affordable option - if you already live in the Highlands and Islands of Scotland you don't have to leave home and incur huge debts to go to university; we're right here on your doorstep
If you want to apply for this postgraduate programme click on the 'visit website' button below which will take you to the relevant course page on our website, from there select the Apply tab to complete our online application.
If you still have any questions please get in touch with our information line by email using the links beow or call on 0845 272 3600.
If you would like to study in a country of outstanding natural beauty, friendly communities, and cities buzzing with social life and activities, the Highlands and Islands of Scotland should be your first choice. We have campuses across the region each one with its own special characteristics from the rich cultural life of the islands to the bright city lights of Perth and Inverness. Some courses are available in one location only, for others you will have a choice; we also have courses that can be studied online from your own home country. http://www.uhi.ac.uk/en/studying-at-uhi/international
Our programmes are taught and examined in English. To make the most of your studies, you must be able to communicate fluently and accurately in spoken and written English and provide certified proof of your competence before starting your course. Please note that English language tests need to have been taken no more than two years prior to the start date of the course. The standard English Language criteria to study at the University of the Highlands and Islands are detailed on our English language requirements page http://www.uhi.ac.uk/en/studying-at-uhi/international/how-to-apply-to-uhi/english-language-requirements
Visit the Sustainable Rural Development page on the University of the Highlands and Islands website for more details!
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text:
Robin Thicke Thanks Wife Paula Patton at Billboard Music Awards 2014
Robin Thicke hits the stage to accept an award at the 2014 Billboard Music Awards held at the MGM Grand Garden Arena on Sunday (May 18) in Las Vegas, Nev.
The 37-year-old singer accepted the award for Top Hot 100 Song for his hit "Blurred Lines" and he made sure to thank his wife Paula Patton during his acceptance speech.
"Most importantly, I'd like to thank my wife for her love and support, and for putting up with me all these years," Robin said.
The couple split earlier this year, but he has very publicly been trying to win her back and will even sing a plea to her called "Get Her Back" at the show this evening.


text:
Improper handling may be the number one cause of electronics assembly failures. This updated IPC educational tool is designed to help prevent handling defects and reduce scrap.
DVD-24C is ideal for new employees who will be handling assemblies. It's also the perfect refresher to reinforce best-industry practices for long-term employees.
The new and improved video explains:
button the importance, benefits and proper techniques for handling electronic assemblies and components
button typical causes of contamination
button how fingerprints and oxidation can affect the formation of an acceptable solder joint
button flux residues
button solvent extract tests
button dendritic growth
button in-process storage and transport
button the basic principles of ESD prevention
DVD-24C provides an increased awareness about the invisible problems that can be caused by careless handling.
Includes Leader's Guide, Transcript, Final Exam and Answer Key. IPC Training Certification Certificates are also included for students who pass the final exam.
Use our Free paper-based testing with certificates of completion for ISO "verification of training" (for unlimited students with no expiration), or take advantage of our Free Automated Testing for your PC or Network so you no longer have to grade tests or generate certificates by hand.
Certificates of completion are also included for students who pass the Exam.
Time: 20 minutes.
Notes on DVD / OVT Product Descriptions:
Items preceded by an order number beginning with DVD, are digital video products. These DVDs are designed to play on DVD movie players. They can also be played on computers using DVD playback software.
Items preceded by OVT are Online Video Training products. These digital movies are designed for playback on computers / networks – depending on the license type you purchase. OVT-(S) is Site License (single facility). OVT-(G) is a Global License (multi-site).
Training Certification is an ideal way to train and verify competency in key subject areas, like ESD Control, Lead Free Soldering, Component ID, Safety, and Acceptance Standards. These multi-media based resources include everything a trainer needs to instruct, test and certify that their operators have completed a course successfully. All students with a grade of 70% or better on the final examinations qualify for IPC Training Certification. Please see the sample certificate (.pdf) which allows for user-customization of student name, instructor, and date of completion. There is no expiration / renewal date for any Training Certification program, and they may be administered by anyone in your company.
As an operator-level credential, Training Certification demonstrates mastery of the specific theory and knowledge contained in the course, as evidence of competency for ISO training requirements through an industry-developed training program. Training Certification does not qualify instructors or students to teach or interpret IPC specifications, or assure proficiency in the physical skills required to create products to the requirements of IPC specifications.
Like all IPC Video / DVD, OVT and Computer-Based (CD) training programs, Training Certification is available for unlimited students per the particular licensing structure chosen. These media-based training solutions are created in cooperation with volunteer industry experts – to ensure technical accuracy – and are free from commercial bias.


text: I'm planning on running Daigasso! Band Brothers DX, and I have prepared several pre-loaded Save files via a PC tool, to fill the saves with Song files for the game. However, my question is, will I be able to swap saves from within the CycloDS menu, or will I need to take the save off the card and switch it for another one? If so, what will I need to do to alternate between the saves? If I can't do that, I suppose I could just make two copies of the game, one named Daigasso! Band Brothers DX (Jpop) and one named Daigasso! Band Brothers DX (Game), and have save files named to match them. Second question... I'm planning on getting a Transcend 4 GB MicroSDHC from Newegg, is this a good card for the CycloDS Evolution?


text:
*nods head* mmaayybbee
NEW image in production
I'm keeping: Stan's Fez, F's Laptop, Pacifica's Dog, and ☆Bill's Top Hat☆
I'm keeping: Stan's Fez, F's Laptop, Pacifica's Dog, and ☆Bill's Top Hat☆
Dipper (& Mabels) Guide to mystery! (And nonstop fun!)
*nods head* mmaayybbee
NEW image in production
I'm keeping: Stan's Fez, F's Laptop, Pacifica's Dog, and ☆Bill's Top Hat☆
(10-09-2014, 01:08 AM)D0GE Wrote: p.116-117: THAT BURNT TREE BY SOOS'S HOUSE IS ODD
Nice find mino! But what's it supposed to mean?
~~If you have concerns, please send it to one of the mods~~
maybe it got struck by lightning or from a war or something.
Or maybe someone was trying to warn Soos by burning things near his house.
NEW image in production
I'm keeping: Stan's Fez, F's Laptop, Pacifica's Dog, and ☆Bill's Top Hat☆
I still don't get that strange coincidence of Wendy wanting to go to portland and Melody does.
~~If you have concerns, please send it to one of the mods~~
(10-09-2014, 04:11 PM)SoosUnknown Wrote: I still don't get that strange coincidence of Wendy wanting to go to portland and Melody does.
Eh, Portland's pretty much the only noteworthy city in Oregon so it'd make sense that she wants to live there instead of dingy old Gravity Falls.
Capturing the tone of the show - It's exactly like the show. The characters, humor, and mythology are spot on! The twins still have their great bond, Dipper is serious, and Mabel, Stan, Soos, and Wendy are still funny.
Dipper's pages - Great and mysterious. I heard Jason Ritter's voice while reading his pages/writing. I loved his writing about the creatures and objects of GF. My favorite one was where it was mentioned that he was talking to Ford.
Mabel's Pages - Great and funny. I heard Kristen Schaal's voice while her pages/writing. I loved her writing about silliness and animals and candy and sweaters and hugs and other fun/weird/funny/sweet stuff. My favorite one was where she mentioned her fashion styles.
Continuity with the show - Well done. I loved all the mentions of the the creatures and objects and events from the show.
Forshadowing - Great job at hinting at what's to come in the rest of season 2 through both texts and codes.
Balance - Sometimes Dipper has too much focus. Sometimes Mabel has too much focus. They could've balanced it out more. Maybe they could've had more pages together.
Not enough creatures - They could've put some of the early season 2 creatures like the shape shifter, the lilliputians, and Giffiney in the book.
A little too short - Could've been a bit longer.
Not enough Stan, Soos, and Wendy pages - I wanted more.
Was just reading this over tonight and noticed something I haven't seen pointed out here yet.
Quote:He says his name is "Bill," and the last time I saw him he said something about "everything changing" in the near future. He can invade your dreams and even take control of a person's body. Watch out for him. He could be hiding anywhere. And whatever you do, do NOT chant his name three times in a darkened room. TRUST ME. DO NOT SUMMON AT ALL COSTS!
You can really just skip to those last two sentences but I included the rest of the paragraph anyway.
So here we've got "DO NOT SUMMON AT ALL COSTS" copied directly from journal three, but what's interesting is that it's preceded by "TRUST ME", which perfectly contradicts the author's "TRUST NO ONE". Just an, uh, interesting little touch there. It's a difference and similarity between Ford and Dipper all lined up neatly for us to look at.
The "TRUST ME" is also pretty consistent with a lot of Dipper's tone throughout the book, especially the contracts he asks the reader to agree to. Dipper emphasizes trusting him specifically, and at times even tries to alienate the reader from others:
Quote:We will meet one day and on that glorious day we will show the small-minded doubters we were right all along, and are also really cool, and they should have been nicer to us.Granted, a lot of that is probably projection, but it's still worth noting.
Ford's book tells the reader to trust no one, whereas Dipper's tells the reader to put trust only in him.
I doubt Ford expected anyone to read his journals, so that documentation was mostly for his own benefit: writing "TRUST NO ONE" was a reminder to himself. Dipper, on the other hand, intended for the book to be read, and thus had the opportunity to get his message ("TRUST ME") out into the world.
Or at least to try.
not a ship
Most of you have probably heard about this book but do you know the code that bill hid throughout the book? https://lesmysteresdegravityfalls.files..../11/10.jpg
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text:
Seattle Mariners Peoria Tickets
One of most popular franchises of Major League Baseball, Seattle Mariners are all geared up for their Peoria game. The game will features the Seattle Marines, a franchise founded in 1977 and a member of the MLB's American League since then. Located in the West Division, its official colors are navy blue, metallic silver, northwest green and white. Known by fans by the nickname, The M's, they play at the Safeco Field ballpark and have been doing so since 1999. Before then, they played at the Kingdome from 1977. A three time West Division champions, Seattle Mariners Peoria tickets are on sale for their upcoming game.
A three time West Division champions are all ready for the Seattle Mariners Peoria game. Owned by Nintendo of America, the franchise is managed by Lloyd McClendon with Jack Zduriencik as the general manager and Chuck Armstrong as the president of baseball operations. Their mascot is the Mariner Moose and have had many an iconic moments over the course of their lifetime. In 1995, for example, the team brutally defeated MLB powerhouse, the New York Yankees, and won the American League Division Series via a game winning hit in the eleventh inning. They also hold the record for the Most Wins in a Single Season at one hundred and sixteen games. They accomplished this feat in 2001, making them a franchise to must see live with Seattle Mariners Peoria tickets in hand.
Several Seattle Mariners players have been inducted into the Baseball Hall of Fame, including Pat Gillick, Gaylord Perry, Dick Williams and Rickey Henderson. Dave Niehaus, a franchise broadcaster, won the highly coveted Ford C. Frick Award. This franchise is set to play in Peoria, Illinois, the county seat of the Peoria County. It lies on the Illinois River and is one of the oldest European settlements in the state. It is also the headquarters of Caterpillar Inc, one of the most succesful American companies. Named after a native American tribe, it is the perfect spot for a Mariners game.
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Q:Can I pay for Seattle Mariners Peoria Tickets by cash?
A:We are sorry, as per the company policy, you cannot pay for Seattle Mariners Peoria Az Tickets by cash. In order to ensure security, we accept payments only through credit cards.


text:
HP LaserJet M2727nf MFP
Device driver details
Manufacturer: Hewlett Packard
Caution Level: Safe
Operating System: Windows 2K/XP/Vista
Latest Version / Release Date: 61.072.467.21 / 06 Mar 2008
Before you download: We recommend you scan Windows for registry errors
Windows device driver information for HP LaserJet M2727nf MFP
HP LaserJet M2727nf MFP is a multifunctional LaserJet printer that also does scanning, copying and faxing. The printer uses 10/100Base-T and USB2.0 interface for computer network connection, while RJ-11 port is used to send or receive fax. The printer also supports TCP/IP (ip4 & ip6), WINS, LPD, Bonjour, BOOTP/DHCP/AutoIP, HTTP and SNMP v1 network protocol. Its drivers support both 32bit and 64bit computer systems. HP LaserJet M2727nf MFP prints twenty seven black and white pages per minute at a resolution of 1200 dpi. But it comes with a processor of 450 MHz plus a 64mb memory that is expandable to 320mb. HP LaserJet M2727nf MFP has a control panel that can be used to do print tasks. Besides, this HP LaserJet M2727nf MFP the printer accepts a wide range of paper inputs up to A4 and uses roughly fifteen watts of power when fully operational.
Outdated Printer Drivers?
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B. Automatically scan all your device drivers using DriverScanner
The HP LaserJet M2727nf MFP driver is Microsoft compliant and is essential to get the high 1200dpi resolution on print and scan jobs. It weighs seventeen kilograms and measures fifty centimeters wide by forty centimeters deep by forty five centimeters high. HP LaserJet M2727nf MFP requires thirty two degrees centigrade and humidity of less than eighty percent to work properly. Its input tray can handle up to two hundred and fifty sheets of A4 papers. Besides, HP LaserJet M2727nf MFP can print on papers, envelopes, transparencies, labels and cardstock. This device also requires regular maintenance after every 750 to 3000 print. To accomplish printing and coping tasks it requires black Q7553A/X toner. HP LaserJet M2727nf MFP also uses the rj-11 interface to send and receive faxes at up to 33.6 kbps. The copying function can resize prints between 25 and 400 percent. It is highly recommended you run a free registry scan for and HP LaserJet M2727nf MFP errors before installing any driver updates.
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text:
As I see it: DDMAC elevated to OPDP
Senior FDA staff put a fine point on it in late February, announcing that the unit, known for the past two decades as the Division of Drug Marketing, Advertising and Communication or DDMAC, will soon be elevated to the Office of Prescription Drug Promotion or OPDP. Dr. Rachel Behrman, head of the Office of Medical Policy, said the elevation would bring "greater visibility" both inside and outside the FDA.DDMAC doesn't need more visibility. If 12 Warning Letters by DDMAC in the first month of the year were not enough, listen to DDMAC head Tom Abrams, who cited the increase in enforcement letters and used his low-key style to deliver a high-key message, calling on advertisers, agencies and their trade associations to exhibit "more self restraint and increased self regulation. Let's have a race to the top, rather than what some are calling a race to the bottom. It hurts your image and slows down the advisory process."
At the same event, Abrams' deputy Kristin Davis reviewed the draft guidance on risk communication released in May of last year. While the Coalition strongly objects to many aspects of the guidance, it should be required reading for company and agency professionals.
Call it what you wish, DDMAC or OPDP, but be prepared for even stricter marketing enforcement from the FDA.John Kamp is executive director of the Coalition for Healthcare Communications


text:
Sen. Harry Reid is a comedian's dream come true. Sadly, we live in an age when comedians care more about the letter prefacing a politician's name than his or her comic net worth.
One report says Reid mentioned the Koch brothers, who legally give money to political causes they believe in, more than 140 times this year as a Senator. Wile E. Coyote was less obsessed with the Road Runner.
The Nevada Democrat's cartoonish behavior in office finally … finally! snared the attention of our Humorist in Chief, Jon Stewart, Tuesday night.
The host of Comedy Central's The Daily Show noticed that it's a wee bit hypocritical for Reid to blast Republican donors like the Koch brothers while ignoring other wealthy political backers like Nevada's own Sheldon Adelson.
So, rather than pound Fox News with another series of unfairly edited video clips, Stewart decided to speak truth to power for a change.
The one name not mentioned in Stewart's mockery of Reid? George Soros, the billionaire who gives liberally to left of center causes.


text:
ATLANTA - There's a lot to digest and report about this game, so we won't do it all in one file. First, here's what the particulars had to say to explain what happened at the end of the game:
MARK RICHT, head coach
Call for spiking the ball or not?
"Well, spiking the ball takes time. We had plenty of time to call play, so we called the play and we were taking the goal was to take a shot at their back right end of the end zone and the ball got batted, the ball got tipped and it landed to a receiver that was running a speed out which I was just explaining. But our outside receiver is running a fade to the back of the end zone and our inside receiver is running a speed out and the goal on that is to get the corner who is out here trying to play that fade. If he's in any kind of zone, a lot of times if you flash a receiver in front of his face, they will squat at times or they will hesitate and you'll throw the fade over the top, if it's just pure man, you're just throwing the fade, anyway. And the ball got batted at the line of scrimmage and landed in the arms of our guy running the speed out."
More on the play:
"We had the play we wanted. We had a good play. The ball got tipped at the line of scrimmage and it fell in the arms of a guy in play. The ball was going to the back end of the end zone, either a catch or out of the end zone. Because if you have, I don't know how many seconds there were, 15 or whatever it was, if you spike the ball, you might only have two plays after that. If you throw the ball in the end zone, you probably get three plays out of it. So once you spike it, it does take a little time to spike it, and you reduce the chance of having the third play, basically. So the goal was to throw it in the end zone. That's what Murray was attempting to do. Once again, the ball got batted, and landed in the arms of our guy in play."
CHRIS CONLEY, sophomore receiver
Describing the last play:
"We were trying to hurry the ball up. We had them on their heels. We didn't want them to be able to change personnel, because they're a personel matchup team. So we hurried up. There was a little bit of confusion on the snap. The ball was tipped in the air. I had no idea it was coming to me. I lost it in the lights. It was right there in front of me, and instintively I grabbed it, when I should have let it go."
More on the play:
"We were given the opportunity to make plays today, and unfortunately I let my team down."
But why beat yourself up for what you're trained to do:
"You want to know the situation, and you want to know what you're going into. You want to be prepared for those things. Unfortunately with the chaos I wasn't thinking straight. So I wasn't able to make the smart play."
AARON MURRAY, junior quarterback
Thought about spiking the ball:
"Yeah, but we still thought we thought we had some time to get one quick play off. I mean if that balls not tipped then it's a fade. It's either a catch and touchdown or it's an incomplete pass and we still four or five seconds to go. We still (thought) we had two plays left and (could) take a quick shot while they're not ready."
His performance overall and the game:
"I've gotta go back and watch the film. I definitely missed some throws throughout the day that I gotta hit. I didn't make enough plays, we didn't make enough plays to win."
Emotion of finish:
"Oh it's tough. These guys fought their hearts out, it's the first thing coach Richt said in there, about how proud he was of the fight we gave today. It's a tough loss. We definitely can't say we didn't play our hearts out, didn't play for 60 minutes. It came down to the wire."
MIKE BOBO, offensive coordinator
The final sequence:
"We work these situations a lot - after a big first down, to try to get there and not waste those three to four seconds, and get a play called in a hurry and get a shot at the end zone. It just didn't happen like that."
The final play:
"There was just some confusion on what happened there at the end. ... First it was poor execution by us not getting lined up fast enough. But it was basically: We were gonna throw a fade to the outside guys. If they were to play a cover-2 then that guy in the flat was to try to get his guy in the corner to hold his feet, and shoot it into the back of the end zone. I wish we could've got the play called faster. We didn't. And unfortunately there the ball got tipped."
Is that play, that sequence, going to be on people's minds for years?
"Yeah. I'm sure. We didn't finish, we didn't win the ballgame. And it's a tough pill to swallow, but our guys fought their butts off. And just really proud of how they competed the whole game."


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Wireless Outdoor Monophonic One-Speaker System
Wireless speakers are nothing new, but this pair takes things further by being designed for outdoor use. The Wireless Outdoor Monophonic One-Speaker System with 2.4GHz Transmitter for iPod and MP3 from Sharper Image boasts a 50 meter operating range and consists of a single weather-resistant wireless speaker that can be upgraded to "stereo" using an auxiliary speaker (which must be ordered separately, unfortunately). well at least you know you can entertain your guests at the next garden BBQ with this $199.95 device. It is compatible with your iPod, MP3, CD player, and other devices that use a compatible AUX IN jack.
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2 reviews or comments
Speakers: Outdoor Monophonic Speaker System Goes Wire Free Wild Says: October 28, 2007 at 5:40 pm
[…] Apparently not, since the system also has a 50m range. Mind you, that is hard to believe, even with the 2.4GHz transmitting goodness. Getting your music into the great urban jungle, for all to hear, shall set you back $199.95. [Coolest Gadgets] […]
marlon Says: November 16, 2007 at 5:10 pm
I understnad I can connect an iPod or MP3 player to the transmitter, but is it also possible to connect a stereo system via RCA audio plugs into the transmitter without having an iPod?


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Style# 650167November
Citrine Halo Earrings
Sterling Silver
Created Round Citrines |
Diamonds = 0.15 ct
Colored Gemstone Collection
*Earrings have classic tension backs.
*During this time of volatile precious metal prices, the price listed is subject to change at any time. Current pricing information, if applicable, will be provided upon request. We appreciate your understanding and look forward to helping you select the perfect Stadheim Jewelers purchase.


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SkiFree is a one of a kind unique game that probably haunted your childhood. The objective is simple: as the player, one must ski down a seemingly endless slope and avoid the obstacles tree stumps, trees with legs, and a giant Yeti who wants to eat your pinky.
No articles were found matching the criteria specified. We suggest you try the article list with no filter applied, to browse all available. Post article and help us achieve our mission of showcasing the best content from all developers. Join now to share your own content, we welcome creators and consumers alike and look forward to your comments.


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Soon to start into a limited theatrical run - find dates and locations on the official site - this looks to be one quietly compelling piece of work. Check the trailer below.After the death of the Prophet, a man is called to lead his small religious sect as they anxiously await the end of the world they were promised. Director Joshua Overbay deftly leads audiences down a twisting path of passion and devotion, envy and manipulation in this sympathetic portrayal of a modern-day cult leader and his spiritual convictions. Devoted to a simple life of faith in unforgiving Kentucky backcountry, a small religious sect seeks spiritual awakening as their Prophet (John Lina) nears death and his son, Eamon (Luke Beavers), prepares to step forward as their new leader. But, in his last moments, the Prophet instead names newcomer David (Chris Nelson) as his spiritual successor.
Follow The Prophet With Trailer For Cult Indie AS IT IS IN HEAVEN
While it's hard to put a finger on the exact reason why there's been a definite surge in interest in cult groups on film in recent years, particularly of the apocalyptic, end of the world variety. And the big screen results have been fascinating. And for those intrigued by the subject matter, add Joshua Overbay's indie As It Is In Heaven as something to keep eyes open for.


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You will learn what Japanese expressions to use when comparing two items in this lesson. The items being compared can be people, things, places, time, etc.
The first expression is to ask the comparing question. Let's see the sentence pattern...
|NounA と
|NounB と
|Adjective ですか
Meaning: Which is more Adjective? NounA or NounB?
To answer this question, you can use the following Japanese expression (sentence pattern)...
|(NounA より)
|NounB (or NounA) のほうが
|Adjective です
Meaning: NounB (or NounA) is more Adjective.
The one in the bracket (NounA より) can be omitted.
Both the question and answer look simple, aren't they?
Let's practise with some examples...
There is one more Japanese expression which you can use to compare two items. The sentence pattern is as follow...
|NounA は
|NounB より
|Adjective です
Meaning: NounA is more Adjective than NounB.
より (yori) here has the meaning of "than" or "as compared to". Therefore you can say "As compared to NounB, NounA is more Adjective".
For example...
All the above Japanese expressions are commonly used in comparing two items.
Go to Lesson 20: Japanese Grammar for Cause and Reason
Go to Lesson 22: Japanese Grammar shite imasuHome › Intermediate Lessons › Japanese Expressions for Comparision


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Beyond Organic has now merged with Youngevity. To buy Beyond Organic and Youngevity products, Click on any link on this page and it will take you to the Beyond Organic/Youngevity shopping site, or Scroll down the page to read about each product. If you are ready to shop, please read the instructions below to reach your shopping goal:
If you just want to buy products, click here and fill your cart. When you go to check out, the computer will automatically enroll you as a Preferred Customer (FREE) for the 30% discount! Click HERE
If you want to be a distributor for Beyond Organic and Youngevity products (JUST $10!) and earn enough to get your foods for free by sharing these great products with others, CLICK HERE .
If you have any trouble buying Beyond Organic products, please CALL ME at 800-397-3924. I am Gail Bowman, a Mission Marketer and A Senior Vice President for Beyond Organic
When Jordan Rubin decided to create a company where people could go to by the hard-to-find foods that he talked about in his books, he realized that the best way to reach the largest number of people with his products, and to get his products to the consumer in as fresh a condition as possible, was to make his new company a multi level marketing company so he could ship the products directly to the end user.
To have an opportunity to buy Jordan's great new food products, you can now order online by clicking any link on this page to go to the Beyond Organic website. However, if you want the preferred discount, you have to be referred by someone and join. That means that you will get an email explaining that you have gotten in on the ground floor of a multi level marketing company. HOWEVER! You do not have to sell anything, or tell anyone about the company, to buy the products!
I just want to give my customers the opportunity to buy great foods! To sign up to just buy the foods and ignore the rest, just
Click Here (It will take you to Beyond Organic/Youngevity)
For those of you who do want to make money with the multi level marketing side of this, I have to say that I think this is a pretty safe bet. Jordan Rubin's charisma and energy are driving this company and it is already taking off with a bang! If you want to have help to do the marketing, I can make sure you get whatever help you need. Or not. It is up to you. The other thing to consider, is if you tell others about these incredible products, you can make enough to eat the healthiest foods on Earth - for free! If you want to be a distributor for JUST $10, CLICK HERE .


text: I am using an exit popup plugin to drive additional traffic to my CB affiliate link. I set the destination URL to my hop link. When testing this popup by clicking 'stay on page' it goes to the CB product page but my hop id in the URL is not showing. Will I still get the commission for sales. Also, does having an exit popup effect Google rankings? Thanks, zoheb01.


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Auto Industrial Color provides our customers with a wide range of high-quality, cost effective industrial and manufacturing coatings.
All coatings may be used in a variety of applications including:
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We understand the needs and challenges our industrial customers face and provide finishes to maximize production, efficiency, quality and profitability.
Industrial Coatings and systems for any application
Whether used on the outside, the inside, for repair, or during manufacturing process, we supply a comprehensive range of products.
Our line of advanced coatings systems and color technologies may be used on virtually everything that moves.
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In addition to a variety of superior coatings, Auto Industrial Color supplies the leading brands of industrial abrasives, masking materials, spray equipment and safety supplies from suppliers such as 3M, SATA and SEM.
All of your industrial coatings needs are just a call away.


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What Is Spiritual Formation?
Human beings are creatures of the future. We are works in progress, shaped by the constant rhythms of nature and the unexpected turns of history. Sometimes elated and sometimes burdened by our unfinished condition, we live our days conscious that "what we shall be has not yet been revealed" (1 John 3:2). A sense of our true identity is always just beyond our grasp, always awaiting us, it seems, just around the next bend in the road.
As nature and history interact with a human existence that is incomplete, pliable, and rich with potential, personal formation occurs. Human beings are formed by the sculpting of will, intellect, and emotion into a distinct way of being in the world. Such formation of personal character will assume a wide range of expression depending on our location geographically, socially, economically, and culturally. Family values, social conventions, cultural assumptions, the great turning points of an epoch, the painful secrets of a heart—these and many other factors combine to form or deform the direction, depth, and boundaries of our lives. Formation is therefore a fundamental characteristic of human life. It is happening whether or not we are aware of it, and its effect may as often inhibit as promote the development of healthy, fulfilled humanity.
For people of biblical faith, nature and history of themselves are not the final sources of personal formation. Rather, they are means through which the God who formed all things molds human beings into the contours of their truest destiny: the unfettered praise of God (see Isaiah 43:21). To be shaped by God's gracious design is a particular expression of personal formation—spiritual formation. . . . For Christians, the pattern and fulfillment of God's work of spiritual formation converge in a single figure—Jesus Christ. Spiritual formation in the Christian tradition, then, is a lifelong prcess through which our new humanity, "hidden with Jesus Christ in God" (Colossians 3:3), becomes every more visible and effective through the leading of the Holy Spirit.
From an essay by John Mogabgab in
The Meeting God Bible: Growing in Intimacy with God through Scripture
Moving Forward in Spiritual Formation
First, we journey forward in faith. The Christian life is lived in relationship with Jesus Christ. We express our faith in Jesus through the character and conduct that emerge from that relationship. Our "belief system" is the total expression of who we are and what we do. The ongoing process of spiritual formation begins and continues with faith. Having given ourselves to God through an initial commitment, we subsequently respond to God, so that our faith grows deeper and stronger. The Holy Spirit is the dynamic energy that conforms us to the likeness of Christ in both personal and social holiness.
We never "graduate" from the spiritual life. Instead, we awaken each day to discovery. Frank Laubach began each day by praying, "God, what are you doing in the world today that I can help you with?" We move forward in spiritual formation believing that God does indeed invite us into holy partnership.
Second, we move forward with a sense of "fit." When David volunteered to fight Goliath, King Saul clothed him with the royal armor (see 1 Samuel 17.38). Because the armor didn't fit, David gave it back to Saul, preferring his own clothing and his own weaponry—five stones and a slingshot. David's strategy may have been contrary to all standards of military preparedness, but it worked! Likewise, our approach to God in spiritual formation must "fit" each of us individually. The Christian life is a way of the heart, and we must follow our hearts in the way we move forward in spiritual formation. Spiritual formation is not random or subjective, however. On the contrary, the choices we make will conform to the larger patterns of faith development in our lives.
Third, we move forward in the presence of friends. Spiritual formation does not happen in isolation. One sign of our genuine progress is the desire to be in "communion with the saints"—in community with others. Community is the context in which much authentic spiritual formation takes place. Through community we express our faith in Jesus Christ—a faith that includes the conviction that Jesus has many brothers and sisters whom we are called to love and with whom we are called to live. Our faith community consists of our particular affiliation with a congregation and the related smaller groups that exist within it, as well as our spiritual friends, mentors, and teachers. Living in community educates, guides, protects, restores, inspires, forgives, heals, and sustains us and sends us out into the world.
Finally, we move forward by adopting a form. Faith and form are inseparable. Form provides the concrete structure on which spiritual formation is built. We are offered a variety of forms and styles, plans and programs to shape and sustain our discipleship. As we become rooted in the spiritual life, we will likely gravitate toward particular resources and practices that suit us and satisfy our needs. Our choices are determined by factors such as gender, race, personality, faith tradition, age, and stage in life. There is nothing wrong with settling into a particular form of spiritual formation. It is as normal as our choices in areas such as literature, art, and music. We never have to apologize for finding and developing those patterns to which we are drawn.
Though it's perfectly acceptable to choose a form that suits us, we also need to be open to broadening our experience by trying new forms, traditions, writers, and so on. There is indeed a great variety in the ways God speaks to us. A look back through church history reveals that the saints were not only deeply spiritual people but also people with broad interests that expanded and informed their spiritual formation. Catherine of Siena was involved in the political affairs of her day. John Wesley was fascinated with medicine. Peter Marshall was a great game player.
There is a world of blessing and benefit available to us when we embrace all the experiences God offers us. If our spiritual formation is grounded in the Bible, we stand on a sure foundation that enables us to reach upward and outward to every dimension of development that God—who created the earth in all its fullness—has provided.
The earliest Christian creed contained only three words: "Jesus is Lord!" It was the simplest way believers knew to declare their utter confidence in the risen Christ to lead and guide them into an abundant and everlasting life. Wherever you are right now, there is good news: God loves you more than you can imagine. Move forward with assurance. The best is yet to be!
Condensed from an essay by Steve Harper in
The Meeting God Bible: Growing in Intimacy with God through Scripture


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I had an experience this morning (2011) which really bothered me. During laining, the בעל קריאה, instead of וְקַרְנֵי רְאֵם קַרְנָיו, said וּקַרְנֵי**. Gasp! No, the real gasp was the chorus of know-betters who shouted the completely unnecessary correction. I had to go over to someone to make sure I had really heard right but sure enough, that is what went down. When will people learn?
**The truth is that by now, I am actually not 100% sure if that was the actual "mistake." It's probably because of what is said in the גמרא סנהדרין כ"ט: כל מילי דכדי לא דכירי אינשי - a person does not remember words of nothingness.
Sunday, October 4, 2015
Come on, people!
Posted by Shtikler at 10/04/2015 12:54:00 PM
Labels: Pet Peeve, וזאת הברכה
1 comment:
- Shlomo Argamon said...
Glad I wasn't laining there - I would have said "weqarnei re'em qarnaw" - I would've been lynched!
- October 10, 2011 at 2:50 PM
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|Named Person:
|William Cobbett; William Cobbett; William Cobbett; William Cobbett
|Material Type:
|Document Type:
|All Authors / Contributors:
Daniel Green
|0340223782 9780340223789
|OCLC Number:
|496 pages, [1] leaf of plates : portrait ; 25 cm
|The making of an agitator. Arcadia lost ; Exit into the world ; Canada, love and the 54th ; A passion for justice ; A desire to instruct ; The birth of Peter Porcupine ; Porcupine's progress --
Great Cobbett. The homecoming (1800-02) ; Cobbett of the Register ; The enemy discovered ; Cobbett's farming ventures ; Domestic life and domestic theories ; The agrarian ; The road to reform : 1805-10 ; Newgate : 1810-12 ; Rancour, populism and exile ; America regained ; The climactic years ; The brief career and death of a member of Parliament.
|Daniel Green.
"Cobbett was, in short, the last of the agrarians. But he was many other things besides--sodier, farmer, journalist, newspaper proprietor, author, grammarian, educationalist, politician and demagogue. He was also a master of English prose, a humorist, and one of the most talented, all-purpose, literary hacks England has ever produced. In the 1790s Peter porcupine's gazette was read by more Americans than any other newspaper. By the 1820s Cobbett's political register had become the most influential political weekly in the history of British journalism. He wrote as a self-confessed expert on foreign affairs, economics, military matters, domestic and family life, farming, the Church, gardening and forestry in addition to those specifically political articles which had allowed him to make the difficult transition from wiriting political leaders to leading a political party. He was moralistic, dogmatic, pugnacious, prejudiced, scurrilous, and deeply compassionate, and as much of a humbug as any other successful agitator, for all his belief in his own absolute rectitude. One half of Englishmen hated and feared him. The other half revered him as 'The poor man's friend' and 'The father of reform'"--Jacket, p. [3]-[4].
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- Cobbett, William, -- 1763-1835.
- Cobbett, William, -- 1763-1835
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- Cobbett, William -- 1763-1835
- Great Britain -- Politics and government -- 1789-1820.
- Politicians -- Great Britain -- Biography.
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With over 8 years' experience managing paid search campaigns, Creare are in a great position to either support your PPC efforts from scratch or to build upon your existing presence to maximise returns. We deliver:
Once we've carried out a full review to help us understand your business, we will identify which of the above is going to be the most appropriate way to drive effective paid traffic to your website and will provide a bespoke recommendation based on your business goals. The great thing about PPC is the immediacy of it – as soon as we get your adverts launched we can start to collect data and understand your users better – giving us the opportunity to start to refine and develop your campaign to make it as effective as possible.
As with our other digital marketing services designed for ecommerce – we know that delivering tangible results for your business is essential, and all of our strategies are designed to achieve maximum returns.
With ECommerce websites, Google Shopping is particularly important and allows you to showcase your products directly on search results pages, getting right in front of your customers.  From the creation of a feed of your products that is uploaded to Google directly for review, right through to the ongoing management of your shopping campaign and ensuring that it's delivering a great return on investment, Creare are here to help.


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For users, the new service is supposed to have better spam filtering, among other things. For Yahoo, the service does what Gmail does: It "reads" your email to serve ads that reflect the content of your conversations. If you're emailing someone to ask their advice about buying a new digital camera, their reply might have digital camera ads next to it.
Under Mayer's leadership, Yahoo has unveiled a stunning redesign for its Flickr photo site. More importantly, Mayer has signaled a new direction for the site, moving away from professional photographers toward a more broad-based social photo sharing service, probably one increasingly integrated with other Yahoo services.
The company also made a failed bid for online video site Dailymotion, and is now said to be working on an acquisition of the online video streaming service Hulu. (At the time of this writing, Yahoo was in a bidding war for Hulu against DirecTV, Time Warner Cable and other major companies.)
Since Mayer became CEO, Yahoo has acquired Alike, Astrid, GoPollGo, Jybe, Loki, Milewise, OntheAir, Snip.it, Stamped and Summly. Most of these were acquihires -- acquisitions made for the purpose of hiring the startup staff. Mayer is basically hoarding Silicon Valley tech geniuses.
Could it be any clearer that Yahoo wants to be Google?
The forced conversion to data-harvesting email mirrors Gmail. The high-end photo service for the masses mirrors Google+'s sophisticated photo features. The Tumblr buy mirrors Google+'s social sharing. The Dailymotion and Hulu acquisition attempts mirror YouTube. And the tech talent hoarding mirrors Google's overall hiring policy.
All of Yahoo's major moves since Mayer has been in charge have been about making Yahoo more like Google.
The main difference between future Yahoo and future Google is that Yahoo doesn't filter content and Google does.
Making matters worse, Tumblr has an enormous amount of "stolen" content, posted without permission of the copyright holders. It's unclear whether this fact opens up Yahoo to potential lawsuits.
Yahoo claims that Tumblr is just the Internet. But it's not clear that a judge would view it that way. Tumblr pictures are uploaded to Yahoo's servers, and Yahoo sells ads against that content.
Google, on the other hand, does not allow what it considers objectionable material on Google+. But it doesn't seem to scan for copyrighted material, either (as it does on YouTube, for example).
Much of the adult content involves depictions of violence, degradation and abuse of various kinds. So Yahoo will be facing the ire of human rights campaigners, feminist organizations, animal cruelty opposers, anti-violence groups and others.
It's not certain how a Tumblr content crackdown would affect Tumblr and Yahoo. Tumblr is considered by many users the biggest social blogging service where control isn't exerted by a big corporation with an ill-defined and vaguely puritanical mission.
So Mayer's stated decision to keep mature content in Tumblr brings both risks and opportunities.
It's very clear now that Mayer's objective at Yahoo is to transform that old, lost portal company into a "Google Lite" -- using the same aggressively contextual, advertising-focused business model that combines dozens of major content and social experiences into an increasingly integrated experience for users.
There's just one question: Is the Internet big enough for two Googles?
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For U.S. property and casualty (P&C) insurers, public equity investments diversify risk in income-oriented portfolios, typically offer higher expected returns than fixed income securities and provide a ready source of liquidity. They have regularly made up the second-largest allocation in P&C portfolios after fixed income and currently account for nearly 10% of total non-affiliated investments.* P&C insurers hold most of their equity investments in separately managed accounts (SMAs). The low-turnover, buy-and-hold strategies of many SMAs, while allowing for precise control of the timing of realized gains and losses for tax purposes, have led to a wide dispersion in results and large deviations from standard benchmark returns—with substantial under performance in many cases, as our analysis shows.
P&C companies have allocated a much smaller portion of equity investments to funds and exchange-traded funds (ETFs). These allocations trade the ability to manage tax outcomes for the SMA's ability to track a benchmark at low cost or gain access to skilled managers who can potentially outperform a benchmark. We believe insurers should give this trade-off serious consideration, weighing the advantages of a buy-and-hold strategy against the drag it can impose on returns that chronically lag an established benchmark.
*These figures exclude Berkshire Hathaway and State Farm, whose large equity allocations skew the industry totals upward.
Watch your taxes, but mind the GAAP
Exhibit 1: Distribution of excess lifetime returns on individual stocks vs. Russell 3000, 1980-2014
Concentration and its consequences
The who and how of P&C stock ownership
Exhibit 2a: Aggregate investments for U.S. P&C insurers*
Exhibit 2b: Number of P&C insurers vs. equity holdings as a percentage of unaffiliated assets
Exhibit 3: Investment vehicles used by P&C insurers with equity investments greater than $50 million
Happy mediums
Exhibit 4: Components of P&C equity returns
Exhibit 5: Annualized equity return and volatility
Exhibit 6: Comparison of 10th and 90th percentile returns
among P&C insurer equity performance
Fund appeal
Exhibit 7: Allocation to mutual funds by equity portfolio size


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Latin American women driving region's prosperity
Also available in Portuguese, Spanish
Women are increasingly becoming Latin America's critical development partners. Moms, students, working professionals, women from all walks of life, are a driving force behind a gender revolution that has made huge contributions to our region's prosperity.
Over the last decade, Latin American countries have made big strides in reducing poverty and bringing down inequality. And much of that progress, we now know, can be credited to women. So much so that, had there not been so many women in the workforce, extreme poverty in the region in 2010 would have been 30 percent higher. Something similar can be said about the region's recent inroads against persistent inequality, as highlighted in Poverty and Labor Brief: The Effect of Women's Economic Power in Latin America and the Caribbean.


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100. The Treasury must have been quite pleased,
from a glance at the Baird Report, to get the regulation of Equitable
Life off its hands in 1998/9. When we look at the Treasury report
that was prepared and the briefing note that was given to Howard
Davies, Equitable Life sounds as if it was in a pretty awful position.
The memorandum in October 1998 said, "Meeting the cost of
guarantees is putting significant strain on the company's resources.
It is feasible the company would have to consider some form of
demutualisation." The briefing note that was given to Sir
Howard Davies when the FSA were about to take over in late 1998/early
1999 said that the information received to date is unconvincing
about Equitable Life's reserves and raises serious questions about
the company's solvency. Are you happy that this company continued
to take on new business in this transfer period between the Treasury
and the FSA?
(Ruth Kelly) You are asking me specifically about
1998 and how the Treasury handled the regulation in that period.
It became clear in the summer of 1998, after the Government Actuary's
Department had received its initial responses to a survey of the
life assurance industry, that Equitable Life had a very serious
exposure to guaranteed annuities. In addition, it had made no
provision, no explicit charge and no reserves against those options
being exercised. Clearly, that posed a major regulatory challenge
to the Treasury and subsequently to the FSA. In the latter half
of 1998, I think the report shows that, first of all, the problem
was recognised; secondly, that the Government Actuary's Department
and insurance regulators attempted to get Equitable Life to reserve
in full for these guarantees.
101. Did the Treasury consider stopping new
people from joining Equitable Life at that time?
(Ruth Kelly) Let me start with a caveat. We no longer
retain the documentation for that period at the Treasury. When
we decided to contract out the regulation of life insurance and
to create a single regulator at the beginning of 1999, not only
did we transfer the insurance regulators to the FSA but we also
transferred the knowledge and documentation.
102. You must know whether the Treasury considered
contemplating stopping new policyholders at that stage.
(Ruth Kelly) I am just saying this as a caveat. What
I am relying on, from my knowledge of this era, is the Baird Report
itself and the statements of fact which are in that. It is clear
to me and to Members of the Committee that briefing notes were
prepared which suggested this as an option.
103. Why was that not pursued?
(Ruth Kelly) As far as I understand it from my recollection
of the Baird Report, that was considered very near the end of
1998, just as the transfer of power was already taking place.
104. It says in the Baird Report, "The
note"from the Treasury officials to Sir Howard"contemplated
closing Equitable Life to new business" but it does not say
what the conclusions of that were. One has to draw assumptions.
Would that not have been a sensible course, given that this was
a company, even on the Treasury's own view, where there were serious
questions about its solvency? How could the Treasury and the FSA
allow this company to go on trading for another two years with
new policyholders joining when it was considered almost to be
(Ruth Kelly) You are asking me whether, within the
six month period after we became aware of the exposure to guaranteed
annuities, we should have made what I would consider a very bold
decision to close Equitable Life to new business on that basis.
The potential need for new capital had been recognised. The need
to reserve fully for the guaranteed annuities had been recognised.
Closing a life insurance company to new business is not a costless
option. Another way (apart from reserving) in which you might
seek to transfer capital into a life insurance company is to effect
a sale of that company. Closing a life insurance company to new
business makes a sale far more difficult than it might have been.
These are regulatory and professional judgments.
105. If you joined a month after as a new Equitable
Life policyholder, not being in your existing lofty position,
and you thought you wanted to put some investment funds aside
and you discovered the Treasury was sending these reports out
considering closing it to new business, saying that the information
received to date about their reserves is unconvincing and raises
serious questions about its solvency, and discussing whether it
would have to effectively go out of business, would you not feel
pretty much aggrieved?
(Ruth Kelly) It is not up to the regulator to give
that sort of financial advice to consumers.
106. The regulator should not be bothered about
a company that is about to become insolvent?
(Ruth Kelly) Of course it should be bothered. The
action through this period shows precisely how concerned we were
and the action we were taking.
107. You did nothing until the House of Lords
and Equitable Life brought the whole thing to a conclusion.
(Ruth Kelly) The requirement on the regulator is to
ensure that the life insurance company is being managed in a sound
and prudent fashion, and to make sure that it meets its solvency
requirements. As the note set out, that was the position.
(Mr Cunliffe) If I could pick up the point about doing
nothing, throughout this period what the regulator was trying
to do was to get the company to increase its reserving and that
is what happened. The regulator's response to the company whose
solvency was threatened was to try and improve that solvency position.
108. When I say "do nothing", I mean
that you did nothing and the FSA did nothing for two years, to
give advice to people like potentially the Minister who might
have been joining as new policyholders that this was a company
that was almost insolvent.
(Ruth Kelly) It is an extraordinary position that
you are suggesting, that we should in some sense, when a company
goes through a difficult period, advise people that they should
not be investing in it, when the correct way through this is to
try and encourage the company to improve its solvency requirements.
Mr Laws: It is not me who is saying it.
If you read the Baird Report you will see criticisms of the fact
that the FSA did not pick up on the advertised information and
did not take any steps to ensure that new investors had any information
about this.
109. You said a moment ago in response to the
question about gross regulatory failure that it would be open
to policyholders to sue the regulator. As you well know, you must
be aware that the FSA is immune from judicial review, except in
cases of bad faith. Indeed, against advice from many quarters,
the government pressed ahead with putting that on the statute
book when the Financial Services Bill went through the House.
Do you not realise, Minister, that the idea that redress may be
obtainable through the courts by policyholders who have lost out
against the regulator would be greeted with a hollow laugh by
(Ruth Kelly) The options remain open for people to
pursue this through the courts.
110. There are no options.
(Ruth Kelly) I do not understand the position you
are putting forward to be the case pre N2 when all the formal
transfer of powers takes place at the end of November and formal
transfer of authority goes to the FSA but, to be absolutely certain
for the record, that is something we shall come back to you on.
111. At the time you came to the service level
agreement with the FSA and handed over the supervisory and regulatory
role to them, uniquely amongst all the cases you passed over there
was a warning flag attached to the Equitable Life file. At that
time, did you give the FSA any advice as to what they should do
about that case, that company and that file?
(Ruth Kelly) We no longer retain the information in-house
or the supporting documentation or advice that may have been there
at that time, so it is very difficult for me as Minister now to
form a view of the surrounding debate. I am entirely reliant upon
what the Baird Report says. That is one reason why I thought it
important to set up the Penrose Inquiry, as Penrose himself will
be able to gain access to all the documents, not just in the post
1 January 1999 period, but also in 1998 and indeed going right
back further into the history of the affair and he will also be
able to ask other key players such as Equitable Life themselves
how they related to the regulator over this period.
112. It was not that long ago. Are you telling
us that no one in the Treasury can remember whether any advice
was given to the FSA as to what they should do about Equitable
(Ruth Kelly) All of the insurance regulators transferred
to the FSA at that time so we have no in-house expertise in this
(Mr Fellgett) Shall I run through the way in which
the insurance supervision function moved? This was the function
of a division within the DTI up to the first few days of 1998.
It then transferred into the Treasury and it was essentially the
same people with the same knowledge and the same papers, doing
the same job, sitting in the same building, still the DTI building
in Victoria Street, not the Treasury building. They worked alongside
my part of the Treasury for a period of a year. The function never
came into my area, the continuing Treasury responsibility. They
are essentially the same people, with the same papers, the same
knowledge etc., who moved to the FSA at the beginning of 1999
and indeed moved offices to Canary Wharf. As the Economic Secretary
has explained, the history does not lie in the Treasury; the history,
for very good reasons, lies in Canary Wharf.
113. There was a period when there was Treasury
responsibility. What does "responsibility" mean? How
is that defined?
(Mr Fellgett) In this context, the responsibilities
of any Department of State are set out in the Insurance Companies
Act of 1982, which was essentially to regulate in terms of the
solvency of the company and the fitness and properness of the
114. We ought to ask you questions about what
you did while you held that responsibility and yet, when I ask
the question, you have not got the files.
(Ruth Kelly) It is very difficult for us. That is
exactly why I thought it was important for Penrose to have an
independent inquiry which covers this particular area and to form
his own conclusions on the basis of that. No doubt in due course
you may want us back again to discuss those issues or you may
want to ask Lord Penrose what his assessment of that period is.
115. We have not managed to discover what advice
you handed over when the FSA took over. What about subsequent
monitoring? Once they had taken over and assumed responsibility,
did you in any respect monitor what they were doing with respect
to Equitable Life or did you cease to have any interest?
(Ruth Kelly) There is a fairly clear mechanism of
accountability laid out for the FSA which was extensively debated
at the time that the Act was debated in Parliament. One of the
ways in which the Treasury gets involved with the running of the
FSA"gets involved" is much too strong a termmonitors
what is going on is they hold quarterly meetings on the insurance
side with the insurance regulators to discuss issues of significance.
In addition to that, there are extensive bilateral meetings between
both sides.
116. Can we take it that Equitable Life is on
the agenda at all of those meetings?
(Ruth Kelly) I do not know whether it was on the agenda
at all of those meetings but it clearly featured in those meetings.
117. You were doing the monitoring. Were you
satisfied that the FSA was doing all you expected it to do in
relation to Equitable Life?
(Ruth Kelly) I think there is a real question of principle
here about what you consider the appropriate role of ministers
and the Treasury to be in the regulation of the insurance industry
and indeed in regulation per se, because what we made clear at
the time of the contracting out order, when the powers were first
contracted out to the FSA to do insurance regulation on our behalf,
was that we wanted to take advantage as quickly as possible of
the benefits of a single, independent regulator. The judgment
behind those decisions was that, in the long run, it is actually
better for a consistent approach to be taken across different
sectors and for this to be carried out by professionalsafter
all, regulatory judgments are clearly professional judgmentsrather
than to be second guessed or somehow managed by Treasury officials
or ministers. We set that out very clearly in the debates at that
time. That was the policy intention behind the transfer of powers
and that intention also lay behind the decision to transfer the
insurance division within the Treasury in its entirety to the
FSA. What you are suggesting by your question is whether that
was an appropriate model to follow. My answer is yes, I do think
that was the appropriate model to follow. Of course there will
be particular instances in which we have a direct interest, but
in the long run it is better that those regulatory issues are
dealt with by professionals with the appropriate expertise rather
than by ministers and Treasury officials.
118. Monitoring went a bit further than just
receiving reports back?
(Ruth Kelly) That is right. There was quite a lot
of discussion between the Treasury and the FSA but, in the end,
they are the ones who have to take the decisions and they are
the ones who have to be held accountable for the decisions which
they make.
119. Minister, you have talked about the contracting
out but the Treasury are not quite off the hook, are they, post
January 1999 because you have a responsibility, do you not, for
monitoring the service level agreement? One of the requirements
of the service level agreement that the FSA has to discharge is
to carry out the regulation of insurance companies efficiently
and effectively which is in schedule one. Can you really say to
us today that you think this agreement with the FSA has been adequately
carried out in the light of the Baird Report efficiently and effectively?
(Ruth Kelly) It is very difficult to draw distinct
lines between one regime being in place and another regime coming
into being. It is very difficult to say from one day to the next
that everything must change. Clearly, regulation is an evolving
process where lessons are learned etc. What was clear to us in
1997 when we came to government was that what was needed was a
much more consistent and coherent approach to regulation across
the different sectors. It is clear that sectoral boundaries are
much more blurred, for instance, between the large insurance companies
and between the large banks than they were. Those sectoral boundaries
no longer exist in the way they used to. What we needed was a
new regulatory approach. I think what the Baird Report does very
clearly is reinforce the view not just for a consistent approach
but for better coordination between the different arms of the
regulatory system such as the conduct of business regulation of
the PIA and the prudential regulation of the industry which had
been carried out by the Treasury previously to that and by the
DTI. It reinforces that message. Yes, we had set the system going,
we had set it off in the right direction. But it takes time to
bring that into effect and, in the case of the Equitable, Baird
speaks for itself. Had these benefits been realised earlier


text:
DALLAS — The good Doctor is going to practice his profession for one more year.
While working out Saturday with the Eastern Conference team in preparation for the 36th annual NBA All-Star game Sunday, the Philadelphia 76ers` Julius ``Dr. J`` Erving said he will play one more season. Erving, who turns 36 on Feb. 22, had been contemplating retirement.


text:
- Workforce Symposium 2018
- Post a Job in Connecting Colorado
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- Larimer County Workforce Development Board (WDB)
Contact A Consultant
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The Larimer County Economic & Workforce Development Offices will close early on Tuesday, August 21, starting at 1:30-5:00 PM for an All-Staff Meeting. This closure includes both computer labs. Our offices will reopen on Wednesday, August 22nd, at 8:00 AM. Questions? Call:
Fort Collins: (970) 498-6600
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Thank you!
Welcome to the Larimer County Workforce Center!
Labor Market Information
What is Labor Market Information (LMI)?
The Larimer County Workforce Center (LCWC) and the Colorado Department of Labor and Employment (CDLE) offer a variety of options for accessing economic, workforce, and labor market data to assist you with your business and hiring decisions.
- Competitive Wages
- Talent Supply & Demand
- Industry Trends
- Demographics & Population Characteristics
How Do I Find Labor Market Information?
Explore the resources offered on this page, or contact a Business Development Consultant for guidance. Depending on your specific LMI needs, we may be able to customize a data report for you.
Explore on your own:
- Colorado Monthly Labor Force Statistics
Access the most up to date Labor Force Summary which includes wage and salary data for Colorado counties and select cities.
- LMI Gateway
The Colorado LMI Gateway is a powerful labor market information system which collects and analyzes information about employment in Colorado. Data about industry employment and wages, occupation employment and wages, and both current and future demand for workers, are compiled and studied.
- EMSI Economic Blog
The EMSI Blog provides data, links, articles, and other information related to labor market trends, national economics, and workforce and economic development.
- Poudre River Library District
- Loveland Public Libraries
- Estes Valley Library
- Visit Northern Colorado's public libraries to discover a variety of eResources that offer business planning, trends, market, investment, and legal information. Suggested eResources available with your library card include:
- BusinessDecision: A demographic and mapping service that enables local businesses to access accurate and reliable consumer, demographic and market information. Download a range of reports, graphs and maps to understand your market and choose the right location. Powerful mapping and report capability reveal consumer buying and demographic trends, and patterns.
- Business Plans Handbook Collection (Gale): Actual business plans compiled by, and aimed at, entrepreneurs seeking funding for small businesses. Presents sample plans taken from businesses in the manufacturing, retail and service industries which serve as examples of how to approach, structure and compose business plans.
- Plunkett Research: Access and understand vital industry trends (including finance, markets, technologies, deregulation, research/development and globalization) in order to understand how individual industries work today and where they will be tomorrow. Useful for conducting market research, looking for business prospects, writing a business plan, or planning a business strategy.
- Reference USA: Locate and research companies you want to work for. Reference USA has details on millions of U.S. businesses, including human resource contact names, business descriptions, and company size.
Contact a Business Development Consultant to access:
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Access recruiting, workforce planning, and compensation intelligence before you post your next vacancy.
- Determine candidate pool size & difficulty-of-hire
- Compare salary range
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Economic Modeling Specialists, Intl. (EMSI)
Business Leaders and Economic Development Partners are invited to contact a Business Development Consultant to access detailed and comprehensive economic and workforce intelligence available in EMSI. EMSI has integrated the best official data sources to take the guesswork out of economic research. Customized reports offer a wide variety of historic, current, and forecasted intelligence on the Colorado and Southern Wyoming regions.
- Economic Forecasts (Industry / Occupation / Inverse Staffing)
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- Educational Attainment Reports
- Complete Demographics


text:
Mercy Secondary School, Ballymahon notes
Third years
On Wednesday, September 11, Ms O Neill gave all third year students detailed, valuable information on how to effectively manage their homework and organise their studying. We hope this information will be put to good use by all third year students.
Junior results
Well done to all TY and fifth year students who received their Junior Certificate results last Wednesday. The school community are proud of your brilliant achievements and a huge thanks to all the teachers and parents who helped you on your way. We would especially like to congratulate Ciaran O'Hanlon who received 12 As and also congratulations to Oisin Bennett who received 11 As. Ciaran is one of only thirteen students who achieved 12 As in the country. Well done to all and we hope you all had a great day.
Sixth years
On Thursday, September 12, the sixth year students were given a very informative presentation on preparing for the Leaving Certificate and study skills by Michael Bond. We hope the sixth years have benefited immensely from this presentation. All sixth years will also be attending The Higher Options in Dublin with their Guidance Counsellor on Thursday, September 19. It promises to be a very informative day as well for all our Leaving Cert students as they prepare to focus on their CAO application forms.
Lunchtime debating
Mr O'Gara and Ms Egan will be running a lunchtime debating league for all years on Wednesdays and Fridays. There are six teams who will be battling each other for the coveted spot at the top of the league.
On Wednesday, September 11, soccer trials took place for minor, junior and senior players for the up and coming season. These trials involved new and returning players. We congratulate all who earned a place on this year's team and look forward to see you play for the school. Thanks to their coaches Reina Flower and Kevin Stansbury.
U14 Football
Mr Walsh and Paddy O Connor of Longford Coaching and Development are running a lunchtime football league for first year students which is on every day at 1:20pm. Four teams compete against each other to win and be crowned league champions. This lunchtime league is also training for the blitzes and leagues for the year.
Training has begun for the girls U16 and U19 basketball who are being trained by Mr Dempsey. We hope we have the same success from the team as we had last year. Boys U16 and U19 basketball training will commence in the next week or so. The boys will be trained by Miss Carr for the year.
The Open equestrian team of Megan Connell, Christopher Connell, Christopher Whyte, Áine McLoughlin and Derek Shaw are preparing for hopefully another successful year in the field of show jumping.
We wish all our teams the best of luck in all events for the up and coming year.


text: Thomas Anthony Genovese, beloved husband of Mae, nee Vainisi; loving father of Rosemarie (Richard) Dziadosz, Lisa (James) Picardi and Thomas Genovese Jr.; cherished grandfather of Shawna, Vincent, Kara, Matthew, Hanna and Joseph; dear son of Rosalie and the late Salvadore Genovese; fond brother of Charles and the late Joseph (the late Phyllis) Genovese; loving uncle of many. Funeral Saturday 9 a.m. from Smith-Corcoran Funeral Home, 185 E. Northwest Hwy., Palatine, to St. Thomas of Villanova Church, 1152 E. Anderson Dr., Palatine, IL 60067 for Mass at 9:30 a.m. Entombment St. Michael the Archangel Cemetery. In lieu of flowers donations to the St. Thomas of Villanova Building Fund would be appreciated. Visitation Friday 3 to 9 p.m. at the funeral home. 847-359-8020.


text:
When it comes to traditional cooking and out of this world flavor, sizzling up a tasty dish in the proper Asian cookware is hard to beat. The right cookware has as much responsibility for the finished product as the ingredients going into it, and with some modernized Asian cookware helping you out where it counts, you can really be in charge of delivering a cuisine worth bragging about. Spice things up a bit in your residential or commercial kitchen by adding a steamer set to the mix, or keep things traditional with a clay cooking pot; no matter what you do, be sure you've got the right Asian cookware on hand for when you need it most.
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text:
How to Install W3 Total Cache Plugin on WordPress Blogs
W3 Total Cache is a strong caching plugin like WP Super Cache. It has more features than other caching plugin available in WordPress plugins directory. For long time, I was using WP Super Cache plugin on Bloggers Passion. And I was satisfied with its performance most of the time. But recently I started seeing this blog speed slowing down due to increase in traffic. So I have to look out for better alternates.
For some time I'm hearing lots of good words about W3 Total Cache. So I decided to give a try to it. And to my surprise, W3 Total Cache plugin seems to be doing much better job than WP Super Cache. This plugin used to improve every aspect of your WordPress site like its page cache, Minify, Database Cache, Object Cache, Browser Cache, CDN support, Varnish and Network performance etc. And all these things make W3 Total Cache as the one of best caching plugin for WordPress blogs.
Table of Contents
W3 Total Cache Popularity Details
It's not Hostgator only that is recommending this plugin, other big players in the web hosting industry like Media Temple, Page.ly, WP Engine and many more are also recommending it as a caching a plugin for WordPress blogs. W3 Total Cache plugin is used popular blogs like MattCutts blog, Mashable, Smashing Magazine, Yoast.com, Makeuseof.com, Webdesignerdepot.com, JohnChow.com and css-tricks.com etc.
This plugin has already been downloaded more than one million time from WordPress plugin directory and every week ten thousand (Average) new downloads are made for this caching plugin.
How to Install W3 Total Cache
First of all, you should deactivate and delete the caching plugin if any you are already using on your blog. I deactivated and deleted the WP Super Cache plugin from Bloggers Passion plugin section. Go to Plugins section from your WordPress admin panel and Click Add New. Make search with W3 Total Cache in the search box and the very first result will be for this plugin. This plugin is developed by Frederick Townes. Now you have to install this plugin and activate into plugins directory using the Activate link.
You can download W3 Total Cache from WordPress.org website here.
How to Set Up W3 Total Cache Settings
It will take some time in W3 Total Cache Settings. I will try to help you with it through exact steps that you need to follow and will also be sharing the screenshot that make the things bit more easy for you.
Here is the step by step manual for setting up W3 Total Cache plugin on your WordPress blog. Access the Plugins section and click on the Settings link available with this plugin.
W3 Total Cache General Settings
First of all lets go through the General settings section of W3 Total Cache plugin.
You should keep preview mode as disable.
Page Cache
Page Cache: Enable
Page Cache Method: Disk Enhanced
Page Cache method can be basic or enhanced for shared hosting. Enhanced method performs much better than the basic mode. Enhanced mode use the .htaccess file while basic mode does not use that. If you are getting errors while using the Disk enhanced caching method, you should switch to basic mode.
Minify: Enable
Minify Mode: Auto
Minify Cache Method: Disk
HTML minifier: Default
JS minifier: JSMin (default)
CSS minifier: CSS Tidy (if face problems use Default)
You should use other options from Minify Cache method if you are on a virtual host or dedicated host. These settings will work for shared hosting WordPress blogs only.
Database Cache
Database Cache: Enable
Database Cache Method: Disk
Again you should opt for other options if your website is hosted on virtual or dedicated server.
Object Cache
Object Cache: Enable
Object Cache Method: Disk
You will be using other options if your website is not hosted on shared hosting.
Browser Cache
Browser Cache: Enable
You should enable CDN if you have decided to purchase a CDN. For running a normal blog, you would not need a CDN. You should go for it if your website is getting millions of visitors every month from different traffic sources.
Your WordPress website can run smoothly with a W3 Total Cache type of strong caching plugin even if you are on a shared hosting and your website is getting 10000-15000 visits per day.
Enable varnish cache purging
You can know in detail about Varnish Cache from Wikipedia page here.
I'm leaving out the Miscellaneous and Debug options as such.
Import/Export Settings
If you want to install W3 Total Cache plugin on multiple WordPress websites that you own, then this feature will be really handy for you. Once you are finished with setting W3 Total Cache plugin for one blog, you can replicate the same settings on other WordPress blogs by downloading the W3 Total Cache plugin settings from this section. All you have to do is import this W3 Total Cache configuration on other blogs where you want to install this plugin.
I'm going to use this feature and install the same set of settings for W3 Total Cache plugin in other blogs that I own.
W3 Total Cache Detailed Settings
No doubt making changes at General settings level will optimize your WordPress blog performance to some extent. But to make the best use of this plugin, you need to go through each section individually and make the required changes.
Page Cache
You need to make sure following settings are made at page cache level:
Enable Cache Home Page
Enable Cache Feeds
Enable Cache 404 (not found) pages
Enable Cache requests for your domain Host Name
Enable Don't Cache pages for logged in users
Don't need to make any changes at Advanced tab level.
Cache Preload
Update Interval: 907 seconds
Pages per Interval: 10
Sitemap URL: https://bloggerspassion.com/sitemap_index.xml
For your domain, you should enter your XML sitemap URL in Sitemap URL section. And keep the Purge Policy as default.
You need to make the following changes at Minify Cache level:
Enable URL structure
Enable Disable Minify for logged in users
Click Enable
Enable Inline CSS minification
Enable Inline JS minification
Enable Hide Comments
Click Enable
Enable preserved comment removal
Enable Link break removal
Click Enable
Enable Combine Only
Enable Preserved comment removal
Enable line break removal
Keep the Advanced tab settings as they are.
Database Cache
You should do the following changes at Database Cache level:
Enable don't cache queries for logged in users
And keep the advanced tab section as it is.
Object Cache
Don't make any changes in to this section.
Browser Cache
After making changes into this section, I see lots of improvement in my blog performance.
You should enable all options that are available as shown in the screen
Again select all the check boxes in CSS & JS section as low the way it is shared in the screen
Enable all check boxes in this section as low as shown in screenshot
Media & Other Files
Enable all options available here the way shown in screen:
That's all you need to be done to configure W3 Total Cache plugin on your WordPress blog.
W3 Total Cache Support
If you face any issues or have any technical questions related to this plugin, you can post your queries at W3 Total Cache Support section here.
W3 Total Cache Plugin Impact on Bloggers Passion
As I mentioned above, I was using WP Super Cache plugin on this blog till 12th July 2012. When last time I analysed the speed of this blog using Google Page Speed Tool, this blog was getting a page Speed Score of 84/100. But after deleting the WP Super Cache plugin and installing the W3 Total Cache plugin, Google Page Speed Score improves to 91/100 and which looks satisfactory to me. You can also analyse the speed of your website through Google page Speed Tool here. In case you want to try checking speed of your website on some other speed testing tools as well, you can find the list of popular website speed testing tools here.
Installation of this plugin will be a major step towards speeding up your WordPress blog. I hope this tutorial will answer lots of your doubts related to this caching plugin like W3 Total Cache (W3TC) installation, W3TC settings, W3TC Support and W3TC Setup etc. Do you have something to share like your experience with W3 Total Cache plugin, please do the same in comments section.