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There's no doubt digital products are on the rise, and a common question among newbies looking to break into this billion dollar industry, is where the heck do you sell them? That question elicits tons of answers, and it all depends on your personal preference, your product type, and your selling style as to which one you should host your products on. When most online entrepreneurs list off the best digital product websites, there's one that doesn't get included very often but deserves a spot on the list – Etsy. Etsy is typically known for it's large community of handmade artists – which implies that it's physical products only. But in recent years, Etsy has expanded to include digital product delivery as well, and their system is pretty slick. Combine their trusted platform, seamless checkout process, with the pool of customers coming to Etsy to search for products of all kinds, and Etsy becomes a huge contender for selling digital downloads.
Let's dive into the reasons I love selling digital downloads on Etsy, and a few other options that are out there as well that warrant some recognition.
Why I love selling digital downloads on Etsy
1. Etsy is established + has an existing search engine.
Etsy offers an established platform with an optimized search engine that, when correctly maximized, leads to higher rankings and more eyes on your product. Etsy does much of the marketing work for you, before you even make your first sale. In addition to this, Etsy has been around for years, making it established enough for customers to rest assured that they're going to have a positive buying experience.
2. Etsy is trusted + secure.
Their existing shopping cart system streamlines the customer experience so customers can buy with ease and simplicity. With a trusted, secure payment system, you can be sure your customers information is protected and the checkout process is up to par and easy to navigate. And with the addition of Etsy's digital product delivery system that was implemented a few years ago, when a customer makes a purchases, their digital files are instantly available to download, automatically completing the transaction without any extra work on your end.
3. Etsy has an existing pool of customers.
Probably my favorite reason for selling digital products on Etsy – they have an existing database of customers coming to their site, searching for products. When a potential customer searches for your type of product in a regular search engine like Google, they could get bombarded with millions of results. But when they come to Etsy to search, the results are much more narrow and targeted – giving your product a chance to rise to the top and get noticed. With this advantage, you can kick off your shop with a real audience that's already searching for what you have to offer.
4. Etsy has a low barrier for entry.
This phrase "low barrier for entry" can sound a little nerdy + businessy, but it basically just means Etsy is cheap and simple to get started on. There are no monthly fees for starting your shop on Etsy, the only costs are these few, minimal fees:
- Etsy charges 20¢ to list one product in your shop
- Etsy takes 3.5% of your sale price when a product sells in your shop
- Etsy charges a fee for payment processing, but it varies by country of the seller. For the United States, the fee is 3% + 25¢.
- Example: When I list a $20 product, it costs me 20¢ first. When that product sells, Etsy takes 70¢ of the sale price, plus charges me 85¢ to process the payment from the customer. So from a $20 product, I make $18.25. Not bad, right?
- In recent months, Etsy has also switched to a direct checkout payment system, so they don't use third party payment processors like Paypal or Stripe, which incur their own fees. So this means, more money in your pocket, as the shop owner!
While I'm obviously a big advocate of Etsy, it's also important to not put all your eggs in one basket. You can read this post to hear more about my stance on that. Plus, know that my latest online course, Etsy on Autopilot, teaches you how to market your digital products both on and off Etsy, so you can reach a wider audience, and ensure that your customers know your products are coming from YOUR shop and not just Etsy in general. Etsy on Autopilot is going to take you through every step of my process for creating + selling digital products on Etsy – from research + development, to publishing + promotion, plus my strategies for setting up your shop to run on autopilot and serve as an additional stream of passive income for your business.
Want to learn how to sell digital downloads on Etsy?
My latest online course, Etsy on Autopilot, is your step-by-step plan to turning your passion and skill set into a profitable, automated online shop, harnessing the existing audience on Etsy. The full course is made up of 6 core lessons: Discovery, Research, Development, Publishing, Promoting, and Maintaining Your Shop. Whether you're new to Etsy or new to digital products, Etsy on Autopilot gives you the tools, resources, and know-how to confidently create + sell a digital product that your audience can't help but love and buy – on a platform they already trust.
If you're curious about what this course is all about, and whether or not it's for you, why not give it a try? Join me for the totally FREE 7-Day Pilot Run – one email per day that gives you an in-depth sneak peek and freebie from every lesson of the course. By the end of the week, you'll know exactly what this course can do for you, and you'll already have some of the tools in your pocket to get your journey started with digital products on Etsy.


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The Duchess of Portland
HW Collection
The inscription on this portrait reads
presented to
THE 6th DUKE OF PORTLAND
on his marriage
JUNE 11th 1889
Many people who worked at, or visited Harlow Wood Orthopaedic Hospital, will recall this Painting of the Duchess of Portland, painted by Sir Hubert Herkomer VCO, RA. The painting hung for many years in the staff dining room. It was later moved to the Portland Room, next to the chapel. When the hospital closed in 1995 it was returned to Welbeck Estates.
I am not convinced by the attribution of this painting to Herkomer. In "Men, Women and Things" the autobiography of the 6th Duke of Portland, the author lists the portrait painters of his acquaintance. (Page 218) "The first whom I call to memory was Mr (after) Sir J.J.Shannon. He painted a full length portrait of my wife as Miss Dallas-Yorke and the picture was presented to me by my English tenants as a wedding gift." Facing p.46 in the book is a black and white print of the portrait, credited to J.J.Shannon, and showing in great detail the background behind the Duchess which is not apparent in the colour reproduction on the website.
After contacting Welbeck about the painting back in 1999, I received a letter with information from the archivist which said the artist was Sir Hubert Herkomer VCO RA who was born 1849, Waai, Bavaria. Emigrated to England with his family in 1857. I will take a look at 'Men, Women and Things' next time I am in the library to look at the pages you mention. Pauline
Further to my earlier comment, a member of staff at the Welbeck Estate has now confirmed that the attribution of this painting to Hubert Herkomer is incorrect and Sir James Shannon, named by the 6th Duke in his Memoirs is indeed the artist.
Our Mansfield and Area > http://www.ourmansfieldandarea.org.uk/
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subset: commoncrawl


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Small cheap room (Beijing)
I have a small, simple, cheap room for a single foreigner in a great location.
10 minutes to Jintai Lu Subway or Da Wang Lu Subway.
Very quiet.
One scotsman and on Chinese "princess" in the other rooms.
Very, very cheap.
Alcohol and Protected content .


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View this Project
Interactive online course with must-know knowledge to save lives before Emergency arrives
Can you be a hero even if you can't lift a car or jump over the Grand Canyon? Everyone can be a hero! When you see someone lying on the ground, you can be a hero by being the first one to come and help!
BACON online course will teach you how to stay safe when helping others and how to deal with the two most acute states – massive bleeding and unconsciousness.
A simple, basic algorithm for providing first aid. It focuses only on the most important knowledge everyone should know.
Almost every first aid course (offline and online) can be described in one way: A lot of theory and topics you'll never apply – they are not important for regular people. Providing first aid for most of the population is mainly about calling emergency. You don't need to know how to spot and fix a broken bone, how to deal with a snake bite or how to prevent hypothermia. This is what you call emergency for.
But it's critical to know how to deal with life-threatening states – massive bleeding and unconsciousness. If you don't do anything, the person can die before emergency arrives. The BACON Online course contains only the most important information. You won't be buried by any unnecessary theory. You won't have to invest a lot of time and when you're done, you will remember the important thing: how to save someone's life. You can take this online course anywhere you want, anytime you want. You will get a lifetime access, so you can refresh your knowledge whenever you like.
Vlasta Polach (Project creator) is 28 years old, from Czech Republic. Vlasta says "I have been through dozens of (both civilian and military) first aid courses. My last badge is Combat Medic. The last 5 years, I have been teaching hundreds of people first aid. I am not a doctor or paramedic by profession. My profession is teaching itself. I think it's more important to hand information over in a way that will make it easy to remember and apply what you learned."
Vlasta has started a crowdfunding campaign with a goal of raising $3,000. The fund raised will be used for the following expenses:
When the campaign's fully funded, they will choose a public school and give free BACON online courses to all the teachers and students.
In the creator's own words: I want BACON Medic to reach as many people around the world as possible. Like the slogan goes – Everyone can be a hero. You only need the right skills, to step out of the crowd and help. Everyone should know first aid. I want to change the view of masses on first aid. It's not about putting patch on a scratched knee. Last but not least – I plan producing new first aid kits as the next step. Unlike most of the kits you can buy today, they will contain what's really needed. And in an accessible, smart case that you can have on you at all times.
There're some good early bird discounts available, but you've got to be quick!
Thank you so much for any help you're able to give. And please forward this campaign to anyone you think may be interested and willing to help.
Any amount would count and it would be much appreciated if you are not able to give then to SHARE SHARE SHARE! Thank you all and much love!


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It is January. You know what that means. Jenny has a huge puffy eye. It it rather alarming. Puffy eye and all, it was a good new years. Here's a tip though, if you ever watch wyatt make a shot, and then he names it 'tasty death', don take it. you will regret it. I promise. Tasty death is more like death than tasty. I decorated the Jew, because I figured that even though it didnt celebrate Christmas with us, the jew could clelebrate the new year. Right? either way, i decorated it.
I had nothing to offer anybody except my own confusion. ~Jack Kerouac
by khristin ann Saturday, January 01, 2005 at 2:13 AM
here comes the story of the hurricane.
© kristinann 2005 // Powered for Blogger by Blogger templates


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We all know the Harry Potter film franchise is coming to a close soon with the last book being split into two films, to be released 7 months apart; ala The Matrix. What people are calling the trailer to Harry Potter and the Deathly Hallows was just released on the Internet recently but it doesn't really seem like a trailer to me. It's more of a promo for the last two films instead of being a standalone trailer for an individual movie.
Lines like "The Finale Of The Worldwide Phenomenon" and "The Motion Picture Event Of A Generation" sort of spoiled the trailer for me and made it more of a TV spot than anything else. Having said that, I am no less excited for the final two films in the franchise. Check out the trailer below.
Harry Potter and the Deathly Hallows: Part I will be in cinemas November 18, 2010 and Part II July 15, 2011. What do you think of the trailer?


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Know more about this business than we do? Cool! Please submit any corrections or missing details you may have.Help us make it right
Be the first OregonLive.com user to add photos or videos of Dallas Towing
Nationwide Locator
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We Pay Cash for Wrecks
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Self-Service Auto Parts At Discount Prices...
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Automobile Towing


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Jessica Biel & Her Furry Friend
No, not Mr. J.T.!
Jessica Biel takes her pet pooches East and Tina for a walk in Santa Monica on Thursday morning. This comes after the onslaught of media attention she's received since being spotted kissing Justin Timberlake on Tuesday.
Biel was reportedly spotted shopping at Piccadilly Gardens in Manchester, UK on Thursday as well.
Imma confused. Is that even possible time-wise?


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Level 1 Operator Training | Wheel Loader
Get certified! Get Hired! Meet your safety officers' requirements to qualify to work on any government job or construction project. Ron Lyons, Hawthorne Cat Certified Dealer Instructor, is teaching level one training courses for entry-level equipment operators on new and current models of Cat® machines. Seating is limited to six participants per session. Register today! Note: Advanced courses are also available upon request. Class curriculum and schedules can be customized to meet your needs.
Date | Tuesday, May 1 & Wednesday, May 2, 2018 (Two-Day Class)
Tuesday, May 1, 2018 | 8:00 am – 11:30 am Classroom | 12:30 pm – 3:30 pm Stick Time
Wednesday, May 2, 2018 | 8:00 am - 3:30 pm Stick Time
Location | HMC San Diego
16945 Camino San Bernardo
San Diego, CA 92127
Topics Covered | Safety + Maintenance + Operation
This two-day training will offer entry-level operators classroom and stick-time training for Wheel Loaders. Participants will learn how to safely operate and maintain a Wheel Loader.
Topics will include personal safety, machine safety, and work area safety. Participants will learn how to maintain a Wheel Loader by locating, identifying, and describing functions of the engine, powertrain, steering, braking and hydraulics. Participants will also learn how to complete walkaround inspections, locate, identify and describe operator controls, switches, and gauges including warning levels.
Participants will have the opportunity for hands-on training with a Cat Wheel Loader. Stick-time training will include equipment startups and shutdowns, brake tests and basic operating procedures in various practical applications.
Cost | $600 Per Person
Includes lunch, training materials and equipment for stick time. Limited to six participants per session. Training classes are non-refundable.
Disclaimer: Students who do not meet the minimum skill-level requirements of the operator training course will only receive a Certificate of Completion.
Training Request | More Information
Please complete the form below to request more information about the training seminars available. A Hawthorne Cat representative will contact you within 24 hours.
Please complete the form below. Required fields are noted with an *
All registration fees are non-refundable.


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Term paper classification set up associated suggestions and citations
Producing a real term document is amongst the most typical conditions for an upper-division system like because the just one for which this reserve ended up being possibly topped. These types of phrase papers frequently rely for any vital part within your ultimate grade. Yet a good number of, quite possibly most, college students have never obtained formal education regarding how to jot down a superb investigate transmit. The subsequent web pages are supposed to allow you to create an "A" paper by means of providing for you a handful tips about how to go about your investigation and producing. Why do instructors assign papers? Telephone answering that dilemma is definitely a outstanding site to start excited about term newsprint considering the fact that those that do understand why would you papers have been like a standard theme, then possibly you might method the project with extra enthusiasm and perseverance. A few ambitions most often motivate this excellent assignment.
College or university term papers – 100 % free researching records essays
Just one target pertains to the particular subject on the program; the opposite mission is based in your skilled progression.
The initial course-specific goal may be to strengthen your abilities in a few particular substantive space. The quantity that you just discover from this or pretty much some other course can be expanded tremendously by carrying out examine and by writing a paper. The trouble will allow you to definitely delve in the complexity of a particular matter much outside of precisely what is plausible on the little question wide lectures that your teacher will need to produce in class. Read more


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General Admission
|$15 $10
|general adult admission
|$13 $10
|senior citizens (65 and above)
|children 6-17 and full-time students with college ID
|Museum members, active U.S. military personnel, children 5 and under, and PennCard holders (Penn faculty, staff, and students)
Museum Hours
|Tuesday - Sunday
|10:00 am - 5:00 pm
|First Wednesdays
|10:00 am - 8:00 pm
|Mondays and Major Holidays*
*The Museum and Shop are closed on Christmas Eve, Christmas Day, New Year's Eve, New Year's Day, Martin Luther King Jr. Day, Presidents' Day, Easter, Memorial Day, Independence Day, Labor Day, Columbus Day, and Thanksgiving.
Only valid complimentary passes with a valid expiration date will be accepted.
ACCESS Cardholder Reduced Admission Initiative
Visitors can enjoy two great Philadelphia museums with one ticket, thanks to our current double ticket deal to the Penn Museum and the Mütter Museum. View more Special Offers.
Groups of 10 or more save on admission and guided tours! Learn more or contact Group Sales for more information.
Building Transformation
Things might look a little different around the Penn Museum. Over the next several years, the Museum will undergo a dramatic reconfiguration of our historic building, with plans to renew more than 75% of our gallery space and to add amenities for visitors' comfort, including new elevators and air conditioning. Some galleries might be offline and some artifacts might not be on display, but there is still plenty to see!
- We are working on creating new galleries for our renowned Egyptian collection. The Egypt (Sphinx) Gallery is now closed for conservation of monumental objects, but the Egypt (Mummies) Gallery remains open.
- The Mexico & Central America Gallery and Africa Galleries will close September 2 for a year of renovations. We are reimagining these important galleries, adding new flooring, cases, lighting, air-conditioning, and creating dynamic new displays. Both galleries will reopen in September 2019.
Learn more about our plans for Building Transformation.
Temporary Closures and Alerts
The Museum or its galleries may occasionally be closed to visitors during exhibition updates, private functions, holiday closures, and other events.
Please note these upcoming alerts to help plan your next visit:
- Saturday, August 4 – 19: SEPTA's Regional Rail trains will not stop at the University City Station. The closest stop will be the 30th Street Station, about a 20 minute walk to the Museum. For more information on this service interruption go to http://www.septa.org/southwestconnection/uc.html.
- The Artifact Lab will not be staffed on Sundays during the month of August.
- The Mexico & Central America Gallery and Africa Galleries will close September 2 for a year of renovations.
Directions and Parking
The Penn Museum is located at 3260 South Street, Philadelphia, PA 19104 at the intersection of Spruce Street and 33rd Street. Nearby landmarks include Franklin Field, across South Street, and the Hospital of the University of Pennsylvania, across 34th Street. Click here to get directions on Penn's website.
Museum Entrances
The Daniel G. Kamin Entrance
The Daniel G. Kamin Entrance is located across the street from Franklin Field on South Street, closest to 33rd Street.
This entrance is wheelchair accessible.
Group Entrance (Kress)
The Group Entrance (Kress) is for buses, groups, and the general public. The Kress entrance is approached from Convention Avenue, not South St.
This entrance is wheelchair accessible.
The Trescher Entrance (and Stoner Courtyard)
The Trescher Entrance is on South Street, but is only open for special occasions.
This entrance is wheelchair accessible.
Public Transportation
|11 Trolley
|More Info Here
|13 Trolley
|More Info Here
|34 Trolley
|More Info Here
|36 Trolley
|More Info Here
|Market Frankford Line (MFL)
|(34th and Market St station)
Take any of the Busses above to 33rd and Chestnut/Walnut Streets, and/or 37th and Spruce Streets.
|(stops at 33rd and Walnut/Chestnut Streets)
|(stops at 33rd and Spruce Streets)
|(stops at 33rd and Spruce Streets)
|(stops at South Street and Convention Ave - right in front of the Museum!)
|The Airport Line
|Manayunk / Norristown Line
|Media / Elwyn Line
|Warminster Line
|West Trenton Line
|Wilmington / Newark
These Regional Rail Lines stop at the University City Station located across Convention Avenue from the Penn Museum.
Please note upcoming service change for Saturday, August 4 – 19: SEPTA's Regional Rail trains will not stop at the University City Station. The closest stop will be the 30th Street Station, about a 20 minute walk to the Museum. For more information on this service interruption go to http://www.septa.org/southwestconnection/uc.html.
30th Street Station services all regional rail lines and is a short walk to the Penn Museum.
Center City to University City combined train schedule Weekday / Weekend
Please be advised, parking is extremely limited during weekdays.
Garage 7
Located at the corner of South Streets and Convention Avenue, just east of the Penn Museum. The garage Parking can be limited with garage filling early—usually by 7:30 am, some spots reopening after 10:30 am.
|Regular Daily Rate (no discounts offered):
|$22 Monday through Friday, 6:00 am to 5:00 pm.
|$12 Monday through Friday, 5:00pm to 11:00 pm.
|Weekend Rate (except for special event parking days):
This garage accepts credit cards for payment only.
Special event parking days are determined by Penn Parking Service. Special event parking prices differ from everyday prices and are subject to change without notice. Examples of these events include the annual Penn Relays, Homecoming, other Penn Athletics Programming.
Other pay lots
These lots are in the vicinity and metered parking is available on some streets nearby. The following lots are available to the public after 5:00 PM during the week for a $7.00 flat rate:
- Lot 19 – 34th & Chestnut ($8.00 flat rate on weekends)
- Lot 23 – 38th & Sansom ($7.00 flat rate on weekends)
- Lot 39 – 33rd & Ludlow ($8.00 flat rate on weekends)
See the University of Pennsylvania's website for information on parking. Or see a map of all the visitor parking lots on campus.


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Armin Zöggeler, (born Jan. 4, 1974, Merano, Italy), Italian luger, winner of two Olympic gold medals (2002 and 2006).
Zöggeler broke onto the luge racing scene at age 15 in 1989; his 14th-place finish in an international competition was a sure sign of things to come. He joined the Italian national team that year. In 1994, competing at age 20 in the Winter Olympic Games at Lillehammer, Nor., he claimed a bronze medal. In 1995 he returned to Lillehammer and captured his first world championship and finished second in the overall World Cup standings. In 1997 he claimed the World Cup title, and at the 1998 Winter Games in Nagano, Japan, he won the silver medal. Later that year Zöggeler's Italian team won the silver in the European championships. From that point on, Zöggeler dominated the world luge scene. In 1999 he captured five of the seven races he entered on his way to taking his second World Cup championship.
After closing out the 2000 international luge racing season with victories in three of the final four events and clinching the year's World Cup overall luge championship, Zöggeler kicked off the 2001 season by defeating defending Olympic champion Georg Hackl of Germany in the two-track European championships in January. Zöggeler then went on to capture his third world championship, at Calgary, Alta. In the process, he again defeated Hackl, as well as nine-time overall World Cup champion Markus Prock. Zöggeler led his Italian squad to a fourth-place finish in the team event in Calgary.
Zöggeler won his first gold medal at the 2002 Winter Games in Salt Lake City, Utah, and repeated as champion at the 2006 Winter Games in Turin, Italy.


text: I am sure this has been covered before, but I can not find a solution so please accept my apologies if this is the case. We have a guest house in a rural environment and provide internet to our guests. We are on a very restricted and expensive satellite connection (2 Mb, 4 gig /month). The system is a WRT160N router attached to the satellite modem and wirelessly controlling printers and scanners. Two of the LAN ports are for the office computers and a third goes to a Belkin access point. Guests connect wirelessly to the AP and obviously there are different computers involved every day. Currently the Linksys router is running DD_WRT, but the slowest setting for the LAN ports is greater than our maximum connection speed. The "Special" version of DD_WRT is not available for my router. I am looking at Tomato, but cannot see that I will be any better off. I do not have time to monitor the usage, and am getting caught month after month with people watching YouTube etc and blowing my data cap. (One extra gig of data costs $40!!) I need to find a way to restrict the bandwidth to the guest computers without affecting the office machines or alternatively to have some form of data or time management control. Any ideas? Theo


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The most recent episode of The Pod Delusion includes an interview with me from last month's UHST exhibition launch. In it you will hear how I am unable to speak in complete sentences. But I do generally make sense, because James/Liz are excellent editors, and hopefully the aims, achievements and needs of the UHST are clear.
Also in the show: world-famous atheist author Sam Harris! I think we can all agree this is a line-up that is never, ever going to happen again. So you really shouldn't miss it:
I'm on at about 44:34, but don't let that stop you listening to the rest, as it is (as ever) excellent.


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Secondary Sources Asia: Trade Networks and Vietnam's 'Boat People'
A roundup of economic news on Asia from around the Web.
–Trade Networks and the Vietnamese "Boat People": When American sanctions on Vietnam were lifted in 1994, some states saw a greater boost in exports to Vietnam than others. One reason was the presence of Vietnamese immigrants who were part of the "boat people" exodus, Christopher Parsons and Pierre-Louis Vézina write.
–Asean-4's Economic Potential: Historically, the economies of Indonesia, Malaysia, the Philippines and Thailand have experienced similar growth rates. But that's no longer the case — the Thai coup threatens to accelerate the divergence, according to data from CEIC.
–Russia Looks East: The U.S. "pivot" to Asia seems to have company in the form of renewed Russian interest in the region. But Moscow may find the interest isn't mutual, Christopher Hill writes.


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He sure increase their sales
Poor Dick's Sporting Goods losing all those sales LOL
Pretty smart business move. Take your stock off the market, reducing supply, other vendors run out, price goes way up, then reintroduce your stock to the market........
>> Poor Dick's Sporting Goods losing all those sales LOL
I was in the Brighton, CO store's gun counter some 5-6 years ago and asked to see a firearm. They asked to see my driver's license. That's the last time I have spent a dollar there. The PC bastages who set that policy can go to hell.


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Sponsored By
DeSean Jackson Says Winning NFL's Greatest Play Is A BlessingAccording to a vote on NFL.COM, "The Catch," is not the greatest play of all time. Neither is the "Immaculate Reception." Nor is it the "Music City Miracle."
DeSean Jackson's Miracle Punt Return Voted NFL's Best Play EverDeSean Jackson's miracle punt return against the Giants, voted the NFL's best play ever.
Bracketology; Essential Tips For Bracket SuccessFinally, the moment we have all been waiting for, March Madness! A time were everyone will be putting all their attention into college basketball as the 1st round of the NCAA tournament kicks off Thursday March 21st.
Eagles Have Five Of The 64 Greatest NFL Plays In HistoryFive plays in Eagles history are up for the "greatest NFL play of all time."


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About This Show
Welcome to NerdToKnow, a podcast where we blow your mind! we are a multi-media information and entertainment outlet that includes podcasts, articles, interviews, game reviews, videos, and so much more. Started by Dainty Fingers and Stainky Fingers, and then joined by Doctor Fingers MD, the NerdToKnow universe has come to be a continually expanding unstoppable force destined for awesomeness. The Famous Fingers Clan includes other members, each of which brings their own talents, skills, and personal insights to the proverbial NerdToKnow round table.Read more »


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You have no items in your shopping cart.
Roast Grouse ideal for Sunday Dinner
Oven Ready Young Grouse Min. 300gTraditionally commencing on the 12th August in Scotland, England and Wales, the Grouse shooting season continues until 10th December. This is our favourite small game bird and ideal for one portion serving. The meat is heavily perfumed with the heathers that these lovely little birds live and thrive on. Learn More£9.00


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Marital Problems
Category Description:
Marital Problems (fighting, unhappiness & possible endings & blended families)
The Four Horsemen of Communication
The four horsemen of communication…
Breaking The Negative Velcro Loop
Breaking the negative velcro loop. Learn what is a negative velcro loop and what you need to do to stop it.
Avoid the Top 10 Marriage Zappers
Avoid the Top 10 Marriage Zappers


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Rob Pivnick's efforts to teach his children financial literacy have evolved into a labor of love that he hopes will benefit other families.
The University Park lawyer has written a manuscript called What All Kids (and Adults, Too) Should Know About Saving and Investing, which he hopes to self-publish.
"I am simply a parent who cares about the level of financial knowledge of his children," said Pivnick, a father of three boys, ages 11, 8 and 5. "I want to make sure that each of them develops good habits as early as possible with respect to saving, investing and an understanding of basic financial topics."
Pivnick isn't your average parent. He's a vice president and associate general counsel at Goldman, Sachs & Co. and specializes in finance and real estate. He also owns a real estate investment company.
A few years ago, Pivnick began writing an outline for his kids on the financial topics he thought it was important for them to know.
"My outline turned into a few pages, which eventually turned into a full manuscript," he said. "It's something that I will use for all of my kids. If I can contribute to the financial literacy of our youths, I've done my part."
The takeaway lessons from his manuscript:
Start saving early. Let compounding work wonders for you.
"It is the power of compounding that will make you lots of money," Pivnick writes. "Compounding is when you make money on an investment and that money is added to the original investment, which in turn makes even more money."
Set goals. Make a budget and stick to it.
Pay credit card debt in full every month.
Invest your money in very safe investments if you don't have a lot of time to make your money back or if you'll need the cash quickly. Take more risk for higher reward for longer term savings goals.
Invest in indexes. Don't be a fool and try to beat the market.
Minimize expenses. Invest in low-cost index funds.
Do not try to time the market. You can't. Buy and hold is the best long-term strategy.
Do not chase returns.
Don't put all your eggs in one basket. Stay diversified and follow a plan.
Plan for the future, but don't lose sight of the present. Enjoy your life now. It's not all about money.
Pursue your passion rather than money. Odds are, you'll end up both happy and financially secure anyway.
Pivnick plans to share his knowledge with his children's friends.
"My original idea was to have informal gatherings with [son] Collin's friends — not lengthy — just to hammer home some of the basic habits," he said. "Nothing formal, but for a half an hour on the fundamental topics."
Summer vacations interfered with those plans but now that school is about to start, Pivnick hopes to get these sessions underway.
It's encouraging to see Pivnick and other parents taking steps to ensure that their children grow up to be financially aware, responsible adults.
"Parents today seem as afraid of talking to their children about financial issues as they are about sex," said Laura Ewing, chief executive of the Texas Council on Economic Education.
"In some cases, the parents simply lack the knowledge to pass onto their children," said Ewing, who met with Pivnick about his project. "For others, they have made good decisions but don't really know how to teach their children."
Personally, I'm glad to see that Pivnick covers a fundamental principle of personal finance that everyone should know: the Rule of 72. This simple calculation tells you how long it will take for your money to double at a given interest rate.
"You simply divide the return rate into 72," Pivnick said. "The result is the approximate number of years that it will take for your investment to double. For example, if you want to know how long it will take to double your money at 8 percent interest, divide eight into 72. The answer is nine years."
I also commend Pivnick for not taking a condescending tone toward his young audience.
"Children need not ever really be spoken down to like they can't understand," he said. "If they are spoken to like one would talk to any person they will rise to the level to understand the topic. Speak down to them or dumb down the conversation, and kids will simply remain at that lower level."
Follow Pamela Yip on Twitter at @pamelayip.


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The welfare services offered under the department include accommodation, feeding, medical treatment (care), guidance and counseling, games and sports and general recreation, places of worship, among others. The department is also in charge of students├óÔé¼Ôäó leadership and discipline.
The Kyambogo University halls of residences have a total capacity of 1,800, accommodating 680 female and 1,120 male students. The halls are open to both government and privately sponsored students. The private students pay for the service. The University works hand in hand with some private hostels that meet the minimum health and security standards to which non resident students are referred. The students pay directly to the Hostel managements.
The University operates three cafeterias attached to the Halls of residence. The menu served in the cafeterias is agreed upon by the Management together with Students├óÔé¼Ôäó leaders. The University makes an effort within its limited resources to provide a balanced diet to the students. The University cafeterias are not able to cater for students with special dietary problems. Such students are encouraged to be non residents and provide their own meals.
Private non-resident students can pay for and take meals from the University cafeterias.
Medical treatment is offered to both government as well as privately sponsored students. The private students pay an annual medical fee.
The Dean of Students├óÔé¼Ôäó department provides full time professional guidance and counseling services to the students. Peer Counsellors were also introduced to supplement the professional counselors.
The University has sports facilities in the following areas: football, netball, lawn tennis, basket ball, hand ball, rugby, cricket, volleyball, athletics and a variety of in door games. The University ensures that the students participate in all National, Regional and International Sports fraternities.
Kyambogo University promotes freedom of worship. At the University there are places of worship for the following faiths: Roman Catholics, Church of Uganda (Anglicans), Seventh Day Adventists and the Muslim faith. For the above faiths there are religious leaders at the University who were seconded by their respective hierarchies to Kyambogo University. Members of other denominations other than those above are also free to go and worship where they please. The various religious groups exist in a cordial relationship with one another.
The students at Kyambogo University are given opportunity to practice their leadership talents. Students compete for the various leadership posts. The leaders so elected are given a chance to manage students├óÔé¼Ôäó affairs under the guidance of the Dean of Students and other senior managers in the department. They however retain responsibility for any mismanagement or good management. The Students├óÔé¼Ôäó Union derives its existence and authority from the Act of Parliament i.e the Universities and other Tertiary Institutions Act. The students├óÔé¼Ôäó leaders participate in the management of the University right from the smallest units to Senate and Council and all their committees.
The Dean of Students├óÔé¼Ôäó department also ensures that appropriate rules and regulations are in place to guide and direct students├óÔé¼Ôäó activity. The regulations are guidelines and a yardstick for discipline and orderliness in the University. A copy of University regulations is issued to all new students on admission.


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Obtain a FREE used car valuation for any vehicle.
Q) How does a car advertised as having 'solid' paint differ from one with 'flat' or 'metallic' paint?
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Metallic paint contains tiny flecks of metal, which makes it sparkle under light. It usually costs extra (between 300 and 2000), but highlights the contours of a car's body better than a solid colour.
Cars with metallic paint are generally worth more on the second-hand market, too.


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Case Study by Ken Thompson, 06 Apr 2017
Background to the Customer:
Associated British Foods plc (ABF) is a British multinational food processing and retailing company. Its ingredients division is the world's second-largest producer of both sugar and baker's yeast and a major producer of other ingredients including emulsifiers, enzymes and lactose. Its grocery division is a major manufacturer of both branded and private label grocery products and includes the brands Mazola, Ovaltine, Ryvita, Jordans and Twinings. Its retail division, Primark, has around 200 stores with over 6,500,000 sq ft of selling space across Austria, Belgium, Germany, Ireland, the Netherlands, Portugal, Spain and the UK.
Customer needs
Each year ABF run an intensive HR Business Acumen Conference where they bring together 20 senior HR Managers from the different businesses and geographies of the ABF empire for a 3-day intensive conference to sharpen their commercial skills and awareness. The focus is on strategic thinking and practical experiential learning. The centrepiece of the conference are two days where the participants become the virtual executive teams of two very different ABF businesses !
The Solution
This year the conference was held at the historic Sunningdale conference centre in Berkshire and Day 1 kicked off with sessions and discussions with senior Directors within ABF on the topic of "What is Strategy?"
First thing on Day 2 the group was split into 3 teams to run the Twinings B2C Business Simulation where they were tasked with running a B2C marketing-led consumer enterprise for a 3-year period in rounds lasting 12 months each and engage with the central dilemmas of such a venture including Price Elasticity and Profitability versus Market Share Growth.
When the teams reassembled on Day 3 all thoughts of Premium Teas and Consumer Behaviour were quickly forgotten when they were told they were now the executive team of Allied Mills running a simulation of a major flour mill for one year broken into 3 rounds each lasting 4 months each. They were tasked with hitting financial targets and leaving the mill in a good place for the next year in terms of stock and forward orders and warned if they failed to do this then the simulation would automatically replenish stock shortfalls for them but at punitive costs.
Overall Conclusions and Value
Des Pullen, Group HR Director, Associated British Foods who sponsored and led the event was very clear on the value brought by the two simulations:
"The biggest compliment I can pay these simulations is that after half an hour the participants are no longer playing a game they are running a business!"
Des elaborated: "When we follow-up with participants 3 months after one of these simulation events we are always amazed to see how much their confidence has grown and the bigger impact they are having in their businesses."
As well as starting the conversation we will also send you a FREE copy of Ken's White Paper:
A Systematic Guide to Game Based Learning within in Organizations
Business Strategy Simulation
Supply Chain B2B
High Performing Teams Simulation


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Whether you are are attempting to promote your home on account of relocation, or you are attempting to flip some property to earn a profit, it is important to understand the intricacies of the actual estate market. After a lot deliberation and preparation, as we converse I lastly launched my Patreon account – the first possible way for readers and viewers to assist my online work because it started nearly a decade up to now. Mitt Romney infamously complained throughout his presidential marketing marketing campaign that forty seven {4079790b925a59b43f34d76d1060a0ad03ec3be6de80ca41100274febe38385e} of People paid nothing for their authorities benefits. What he actually meant is that forty seven percent didn't pay federal revenue tax; they nonetheless paid numerous property, product sales and FICA taxes. 1) the ships had been used as an instance scale. It's helpful as a result of mannequin ships are made at precise scale ratios to actual ships. It's onerous as an example a scale distinction of 10,000 times larger. It's simply troublesome for human comprehension.
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text: California Western School of Law supports and encourages the use of laptop computers by students. The following services are available for laptop users: At almost all locations in the Library, students can plug in the power cord and network cable for a laptop computer. There is a wireless network which covers all three buildings of the school. We have an ftp (File Transfer Protocol) program available which will enable you to connect to your H: drive from your laptop. Students are also able to print from their laptops. Using Your Laptop For Exams


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Attracting new residents
Seymour Fine
Despite the rapidly growing elderly population, senior living communities sometimes have empty apartments and the worry is that prospective residents will look askance at a facility having more than a few vacancies. They might think that there must be something wrong with a place if it is not filled to capacity. Prospects often seem favorably impressed when confronted with a waiting list.
Therefore, most agree that marketing occupies a place near the top of the list of management functions for a senior living community. In fact, this article seeks to elevate marketing strategy still higher by suggesting a few "out-of-the-box" ideas to reinforce efforts to attract new residents.
The Telephone. Return to the telephone as a powerful sales tool. In the past businesses and organizations recognized the value of a phone conversation to build good will. Staff was trained to talk on the phone as though callers were potential clients. But with the advent of voice mail and computing, it is as though people now isolate themselves from phone "interruptions."
With friendly phone chatting now all but a lost art in our economy, an organization using the telephone as a sales tool will soon stand above its competition. Assuming that some person is always assigned to duty at the reception desk, for example a maintenance person on a Sunday night, that individual should be equipped with a fact sheet containing data with which to respond to questions a caller asks. A copy of this script should always be on hand at the desk.
Residents may be asked to volunteer to speak with callers on a scheduled basis. A resident might be pleased to talk with a prospect if called upon to do so. What could be more inviting to an outsider than to exchange thoughts with someone already enjoying the facility's lifestyle?
In a related vein, calls to the desk should always be treated with respect. The response, "I don't know," should be replaced with "I'll find out and get back to you." Staff should be trained to be customer-oriented in their everyday activities, particularly on the telephone. Nothing is as easy as use of the phone for creating and maintaining favorable impressions and hence attracting residents. In the parlance of organization theory, one may say it is a way to open the system.
An Advisory Council. Another way to open the system is for the organization to create an advisory council comprised of individuals from business, the professions, the press, educators and distinguished people in the community. Residents' adult children should also be invited to join the advisory council; interested in their parents' well-being, it is they who are often directly involved with their parents' financial and personal matters.
At least three benefits accrue to the organization from thus opening its system. First, the public relations value can be enormous. Second, it is easy to see how members of the Council soon become the facility's "salesmen." Also, a learning process occurs as residents serving on the facility's board of directors will inevitably interact with advisory council members and benefit from the latter's expertise in their respective fields.
The facility's image in the community is also enhanced by events such as an Open House, when neighbors and their families can visit, mix, chat, socialize, inspect living quarters and lunch with residents. Doors may be opened to the public for some of the organization's activities. Space may be made available for community affairs, meetings and voting.
Public Relations. Community contact is also achieved with a good public relations program. PR is hardly unknown to marketing but is often overlooked. It is not only one of marketing's most important communication media, it is also the least expensive. A first step is to search among the resident body, for someone with a propensity for unusual happenings. Virtually any meaningful event is material for media interest.
For a few examples, the executive director, in his leadership capacity, may conduct a survey of residents, create a problem-solving committee, start a course in courtesy training for staff, adjudicate some wrongdoing or award outstanding service. Almost any innovation will serve the purpose, even if it borders on the bizarre; an outlandish brainchild might bring surprisingly beneficial outcomes. For example, if an executive director were to invite residents to "take over my job for one hour," the result would likely yield amusement, compassion for management complexities and in the process, a captivating press release.
An interestingly written press release is often eagerly accepted for publication. Indeed, the press is constantly on the lookout for such releases to fill its columns. Who should write releases? Again, one may seek from among the residents, a person with PR or journalist background. An English teacher, a writer or editor? Perhaps a professional could be hired. Consider holding a press conference for big events.
The possibilities for publicity schemes are endless – announcements that the facility had adopted some interesting new program, created an advisory board, started an employee training program, initiated round-the-clock phone information, injected integrity and ethics into the marketing process, etc. With decisions in place to implement such refinements, the organization can convince a journalist to print a column heralding the new organizational philosophy. A newspaper column headlined, "Roseland Enhances Eldercare Environment," would go a long way to open the facility's system and attract new residents.
Seymour H. Fine holds the Ph. D. in marketing from Columbia University's School of Business. He is author of The Marketing of Ideas and Social Issues.


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NORWICH So far, elected officials have been the primary extenders from the government level of public opposition to the www.evesun.com/topics/news/NYRI/">NYRI power line. But should local and state tax dollars be affording concerned residents more than just the support of area legislators?
According to Supervisor James Bays (D-Smyrna), state departments and agencies should also be reviewing the 400,000 volt New York Regional Interconnection, and advocating in the best interests of the citizens, businesses and organizations they represent along the proposed corridor.
Weve given a pass to the appointed officials in the executive branch who have the same responsibility as legislators to act in the interest of their constituency, Bays said. Weve let the executive branch off the hook.
Since the fight began in March, citizens have been urged to contact their state and federal representatives, several of whom have in-turn conducted informational hearings with www.evesun.com/topics/news/NYRI/">NYRI officials, provided line-item funding to fight the line, and helped pass legislation currently blocking the power companys use of eminent domain. Bays contends the list of contacts should also include the names and addresses of the various executive state offices who are already statutory parties in power line cases meaning they automatically receive every project Article VII application, including NYRIs which was handed out in June and are given the choice to study them and provide any insight in relation to their areas of expertise.


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Opportunity Details:
Compensation & Benefits:
About Chicago, Illinois:
If you are looking to join a strong hospital system in one of the most desirable locations in the Midwest, please contact Rebecca Larsen at email@example.com, call 469-909-6680 or text 314-223-5243 to learn more.


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Wednesday's Rio Nightlife Pick – X-Tudo returns for their weekly party, playing all your favorite hits from pop to mashups and rare grooves. This party has been rolling along for a few years now, being one of the only steady Wednesday night parties. Special themed editions are held at the Galeria Cafe in Ipanema, one of Rio's most prominent and entertaining neighborhoods.
The term X-Tudo is a summary of everything that we can expect from Brazil. This GLB-friendly venue features everything Brazilian, including current remixes, B-sides, vintage hits, mashups, Latin music, and mpb. This party proves that Brazilian music still has room in the Carioca nightlife, mixing seamlessly with many other musical rhythms on the dance floor. No matter your taste or style, this party has a little bit of everything for everybody.
Karaokê Indie (Botafogo)
Express yourself at Karaoke Night at Casa da Matriz. A weekly ritual for those who attend, so know that its no joke. Be sure to bring your game face! Sing your favorite hits like the professional singer you are.
Casa da Matriz – 8PM
Rua Henrique de Novaes, 107 – Botafogo – Tel: (21) 2226-9691 / (21) 2266-1014
Entrance: R$20 with guest list, R$25 without
X-Tudo (Ipanema)
The term X-Tudo is a summary of everything that we can expect from Brazil. This GLB-friendly venue features everything Brazilian, including current remixes, B-sides, vintage hits, mashups, Latin music, and mpb.
Galeria Café – 9PM
Rua Teixeira de Melo, 31 – Ipanema – Tel: (21) 2523-8250
Entrance: R$22 with guest list, R$38 without
Pegada Brasileira (Lapa)
Pegada Brasileira will liven up your night at this local joint. Enjoy your favorite Brazilian music in the heart of Lapa.
Lapa Na Pressão – 8PM
R. Mem de Sá, 59 – Lapa – Tel: (21) 2507-0580
Entrance: R$15
Quarta Democrática (Lapa)
Northeastern Brazil invades Rio with your weekly dose of forró, accordion-fueled country tunes. With artists such as Marcia Guzzo and Band, Edson Duarte, & DJ Sergio Feijó.
Clube dos Democráticos – 11PM
Rua do Riachuelo, 91/93 – Lapa – Tel: (21) 8848-8889
Entrance: Women R$10 until 11PM / Men R$13 until 11PM / R$16 until midnight
Blue Agave (Ipanema)
Some of the best Mexican food — and the best margaritas — in Rio, plus live American and European sports on TV. They also have their new second location in Copacabana.
Blue Agave – 5PM
Rua Vinícius de Moraes, 68 – Ipanema – Tel: (21) 3592-9271
Entrance: Free
Mab's Restaurant and Bar (Copacabana)
The new American-owned beachfront restaurant and bar on Copacabana Beach is a great place for food and drinks.
Restaurante Mab's – 5PM
Avenida Atlantica, 1140 – Copacabana – Tel: (21) 2275-7299
Entrance: Free
To have an event included in the weekly Nightlife Guide, please email:


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originally posted by: jayna
a reply to: Kevinquisitor
So sorry to hear that both your parents have past and so close together. That's got to be terribly hard. I lost my mom just over this summer, so I know some of what your feeling. The things that we hold onto regarding them may seem so mundane to others, but their not. Yes, they definitely are near. I believe it's a process for them as well, I truly do. While we take the structure of families for granted, there is a reason that we are born into them and according to those who have had NDE we are again taken into the arms of family when we pass. So, our bonds with them are as timeless as the heavens above, you are not alone.
#Afterlife ~ (Q) Is it possible for those that have passed into the spirit plane to at all times communicate with those in the earth plane?
(A) Yes and no - for these conditions are as has been described - that the NECESSARY way or mode must be prepared... Those in the astral plane are not always ready. Those in the physical plane are not always ready. What conditions arise (is asked) that we in the physical plane are not ready? The MIND! What conditions arise that we in the astral plane are not ready? There are those same elements ... of that of the development going on, and the willingness of that INDIVIDUAL to communicate, as given, see? but when set aright, these may - until passed into that Oneness, or returned again, or gone on beyond such communications.


text: Mrs Shahira Naazlee Bodhee Import Export Data - Import Export Company Mrs Shahira Naazlee Bodhee Export Import Data Mrs Shahira Naazlee Bodhee, is a premier company that exports and imports goods from countries including Mauritius, and host of other countries. Mrs Shahira Naazlee Bodhee, is a premier company that exports and imports goods from countries including Mauritius, and host of other countries. Export ShipmentsMrs Shahira Naazlee Bodhee is a leading exporter of LADIES P/SUITS LUCKNOW KURTA SHAWL, having HS Codes 99911001. The company has its head office at . The company primarily exports products to Mauritius and ships its consignments mainly to Not Available.DateHS CodeProduct Exported India PortForeign CountryForeign Port QuantityUnit07-01-200399911001LADIES P/SUITS LUCKNOW KURTA SHAWLBombay AirMauritiusNot Available1Nos Sample Data Download * The above data is procured from the custom department of Indian Ports hence is highly reliable and authentic * The above pages is refreshed and updated on daily basis the current page was refreshed on Sunday, August 19, 2018 Top Similar Exporters:Komal Exporters 174 Enva Chemindialimited Deepak Parekh Unique Art Handicrafts Dolls International Whitehouse Business Solutions Proy Wamec India Cipla Limited Mudit Exports Touranto Company India Pvt Ltd Fr Raja Reddy Sonaais Exports Mahendra Exports Global Gems Sevenhills Impex Mudit Exports Qazi Sajid Umer Ms Florance Nakibukalule Surindera Products Pvt Ltd Exim Imp Texcel International Pvt Ltd Chengalpatu Ali Khamis Juma H P International Mansoor Abdulhamid Haji Osman Browse by Products : ABCDEFGHIJKLMNOPQRSTUVWXYZ Browse by Companies : A B C D E F G H I J K L M N O P Q R S T U V W X Y Z Latest Export Import News DateSubject 18-08-2018Bangladesh to ramp power import to 10,000 MW from India 18-08-2018Consumption theme can help protect portfolio in times of global turmoil 18-08-2018MSME exports hit more by issues related to GST implementation than demonetisation? Check what report 18-08-2018Sirpur Paper Mills acquisition will provide synergistoc advantage, says president JK Paper Mills 17-08-2018Falling rupee a double-edged sword for India, warn analysts 17-08-2018Rupee crash may hold down plans of 4G extension by telecom companies 17-08-2018Rupee jitters bring double whammy for steel sector 17-08-2018Exporters see short-term gain in rupee slide but buyers may spoil party 16-08-2018Amazon's real rival in India won't be Walmart but this company, once new e-commerce policy is in pla 16-08-2018PM Narendra Modi's Independence Day Speech: From 'Fragile Five' to 'Running Elephant' Get a Mrs Shahira Naazlee Bodhee Import Export Data Sample Report Which service(s) are you interested in? Export Data Import Data Both Buyers Suppliers Both OR Exim Help + =