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Our history
Important events in PHARMAC's history
During the 1980s medicines prices were increasing at a faster rate than other healthcare spending, and were one of the fastest growing items of Government expenditure. Growth of more than 20% in some years meant medicine prices were threatening to crowd out other healthcare funding. A response was needed, and in 1993 the Pharmaceutical Management Agency (PHARMAC) was created to actively manage Government spending on medicines.
PHARMAC's objective was to introduce price competition to a market where it had not previously existed. PHARMAC's role was, in effect, to get better value for medicines so that the best health outcomes could be achieved from public money spent on medicines.
Early years
PHARMAC's first task was to organise the range of subsidised medicines (the Drug Tariff ) into a cohesive list – the Pharmaceutical Schedule. Considerable input from expert clinicians on PTAC (the Pharmacology and Therapeutics Advisory Committee) was needed to sort medicines into therapeutic groups. Reviews were then undertaken, so that more informed judgements could be made about decisions affecting each therapeutic group.
The establishment of PHARMAC coincided with the era of the so-called "blockbuster drug" – medicines that counted their sales in the billions of pills and dollars. The introduction of these products, like new treatments for heartburn, raised cholesterol or depression, created significant challenges for medicines funding bodies worldwide and PHARMAC was no exception.
From PHARMAC's creation, there was potential for price reductions through the introduction of price competition between pharmaceutical companies. Reference pricing, a policy where subsidy levels for drugs with similar effects are set at the same level, was a significant strategy in achieving lower prices. Next came innovations such as contractual arrangements, multiproduct agreements and tendering.
For more information on these strategies, see Medicines and medical devices contract negotiation
Tendering for off-patent medicines ("generics") was a logical extension of strategies to promote competition. Tendering is now used extensively, involves nearly half of all subsidised medicines (by volume) yet represents around 20 percent of total drug cost. The annual tender generates around $40 -$50 million in savings each year.
All of these mechanisms help reduce the amount we pay for medicines, generating savings that are able to be used to subsidise more products – increasing New Zealanders' access to medicines.
Beyond medicine subsidies
As well as subsidising medicines, PHARMAC has a strong interest in ensuring they are used well. This involves ensuring medicines aren't underused, overused or misused.
In 1998 PHARMAC ran its first national campaign, aimed at addressing the inappropriate prescribing of antibiotics for winter colds and flu. Wise Use of Antibiotics has been an effective way of raising awareness about appropriate use of antibiotics.
PHARMAC's role in managing demand for medicines is called 'Access and Optimal Use', and is managed by an experienced team of PHARMAC staff. Campaigns, with a number of resources available from our website, include:
- Wise Use of Antibiotics
- One Heart Many Lives
- Generic medicines
- Space to Breathe (external link)
We also have a Māori Responsiveness Strategy and Pacific Responsiveness Strategy which seek to address inequalities in medicines access, amongst other goals.
An expanded role
In 2010 the Government published the Ministerial Review Group report (external link) , recommending a wider role for PHARMAC in managing hospital medicines and medical devices. The Government acted on these recommendations and supported an expanded role for PHARMAC in May 2010, building on the change in functions originally agreed to in 2001.
The move towards assuming management of all medicines used in hospitals, and medical devices, are long-term projects that will involve working with District Health Boards, senior clinicians, and medical and patient interest groups in coming years.
PHARMAC's record
Taking into account medicine price decreases (including through PHARMAC's strategies described above) PHARMAC's purchasing power has tripled since 1993. This means that we can now subsidise about three times the amount of medicines that could be bought with the same money in 1993. Since 2000, PHARMAC has saved more than $5 billion against 1999 prices.
Getting more for less
The number of prescriptions being subsidised is growing at a faster rate than the money used to purchase them.
Last updated: 3 July 2018


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Originally posted by LunaAnann
So, I read about 17 pages of replies but I just didn't have the patience to read anymore. Ajban Farms Water Tank
There is the proof. Just some water tanks.
Each of these has a capacity of 10 million gallons, a diameter of 80m and a storage height of 9m, with a heavily reinforced concrete base slab bearing onto prepared ground.
Originally posted by QtheQ
I made this point about 10 pages ago on this thread but I think it bears restating: The planners of the world do not take lightly numerology when designing buildings and architecture. When they design such a structure as the Pentagon building, the pentagon shape is not chosen randomly or because they think it looks nice or it is an ideal utilitarian ideal shape. They, whoever 'they' are chose such a specific shape with a specific number of sides because there is a particular meaning known to all those power brokers for a given shape or number. That is because they all belong to the same fundamental secret society that recognizes the same numerological meanings worldwide.
Now getting back to the relevance to this thread, topping all of those domes is an octagonal shaped superstructure. The numerological meaning of the number eight and the octagon is that of rebirth and renewal. One might think then why was the octagon chosen for stop signs, given that they mean 'stop'. Well what do you do at a stop sign? Do you just sit there indefinitely? No, you wait for another automobile or pedestrian to cross, then you start again. A stop sign then is also a sign of renewal where you have begun your driving after pausing and waiting for you chance to go again. This is leading me to believe then, that these domes are the tops of an underground bunker where you stop your above ground activities and wait for the troubles to pass above ground and after they do pass you get out of the bunker and go again renewing the above ground civilization after Armageddon has passed.
The problem is of course that there is not enough room in these bunkers for the worlds population to fit. Only a select few elites and their families will be allowed to go. While they have put up some rather good fencing around the bunkers, the worst thing for the bunker planners would be for huge hordes of the great unwashed trying to break through the fences and making it nearly impossible for the chosen few elite's to get through once the end appears near. Therefore better than any fence as a defense against the masses is a disinformation campaign where every effort is made to steer clear from public knowledge the true nature of the bunkers. What better way to keep the hordes out than make them believe what they want and need doesn't exist there? And what a small price to pay to hire a few individuals to come onto a thread and ridicule with ad hominem attacks as tin foil hat wearers and flat earth believers anyone who thinks these structures are anything more than ordinary water tanks. And what a better way to nip a meme in the bud and prevent the masses from ever posting a sign on their jalopy that says "To 24.714502,54.984069 or Bust" and start on their journey by keeping them from believing that will be their land of milk and honey in the event of an end of the world as we know it scenario.
Just come back to check on this thread and cant believe its still going after all thats been given to say what it really is. Crikey im guessing these guys still believe the earths flat too

subset: commoncrawl


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Read: 1 June, 2017
I remembered less of Tombs than I did of Wizard. I think I may have read Wizard more than once as a child, and maybe that's why.
But while I remembered details, plot points, of Wizard, it's feelings that I remembered from Tombs. The image of Tenar walking through a dark subterranean corridor, her fingers brushing along the walls to either side. That fear of the dark itself – as a living creature.
And I think it reflects the different kinds of stories these are. Wizard is your classic hero's cycle – the mentorship, the call, the journey, the discovery, the return. It's a beautifully imaginative story in many ways, but it's skeleton is straight out of Joseph Campbell.
Whereas Tombs is slower, more meditative. It's almost a sort of character study, focusing on a single individual faced with a single choice, and leading us through the process of her making it. It is a metaphorical dark maze as much as it is a literal one.
In many ways, it's also a more complex story than Wizard. It has more going on under the surface.
Buy The Tombs of Atuan on Amazon and support this blog!


text: Modern is a word much used, but hard to pin down. In Inventing Modern, John H. Lienhard uses that word to capture the furious rush of newness in the first half of 20th-century America. An unexpected world emerges from under the more familiar Modern. Beyond the airplanes, radios, art deco, skyscrapers, Fritz Lang's Metropolis, Buck Rogers, the culture of the open road--Burma Shave, Kerouac, and White Castles--lie driving forces that set this account of Modern apart. One force, says Lienhard, was a new concept of boyhood--the risk-taking, hands-on savage inventor. Driven by an admiration of recklessness, America developed its technological empire with stunning speed. Bringing the airplane to fruition in so short a time, for example, were people such as Katherine Stinson, Lincoln Beachey, Amelia Earhart, and Charles Lindbergh. The rediscovery of mystery powerfully drove Modern as well. X-Rays, quantum mechanics, and relativity theory had followed electricity and radium. Here we read how, with reality seemingly altered, hope seemed limitless. Lienhard blends these forces with his childhood in the brave new world. The result is perceptive, engaging, and filled with surprise. Whether he talks about Alexander Calder (an engineer whose sculptures were exercises in materials science) or that wacky paean to flight, Flying Down to Rio, unexpected detail emerges from every tile of this large mosaic. Inventing Modern is a personal book that displays, rather than defines, an age that ended before most of us were born. It is an engineer's homage to a time before the bomb and our terrible loss of confidence--a time that might yet rise again out of its own postmodern ashes.


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Borderlands Game Of The Year Edition Hits Stores With A Big Bonus
2K Games and Gearbox Software have announced that Borderlands Game of the Year Edition is now available for Xbox 360, Playstation 3, and PC. However, what is making people start to look ahead, is that something has been attached, and that something has been big news in the biz recently. So big, we thought it would never show up.
The GOTY of Borderlands will include the Borderlands stand-alone game, its entire downloadable add-on library, and a fold-out map. In addition, it will include a certificate for the Duke Nukem Forever First Access Club. A number of people have been waiting for this game for some time and, if you've heard any of the hype surrounding Duke Nukem Forever, you know this stands to be an enticing addition.
This certificate will grant a number of bonuses, including early access to a playable demo of the long-anticipated game. I'm not exactly drooling over the recently announced Duke Nukem Forever game, but I admit I liked Duke Nukem 3D and certainly wouldn't mind seeing how the new one will play out.
But, back to Borderlands. The downloadable content this packed edition will include is: The Zombie Island or Dr. Ned, Mad Moxxi's Underdome Riot, The Secret Armory of General Knoxx, and Claptrap's New Robot Revolution.
If you should already happen to have the game, the downloadable content is also available separately on the Xbox LIVE Marketplace for 800 Microsoft Points and on the Playstation Store and PC for $9.99. And Duke Nukem Forever has finally officially been slated for release in 2011. Like many, I'll believe it when I see it, but it sounds like they're serious this time around.


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Dear Daughter I Miss You
I lay in the shadow of your being, the shallow well your long body has left in the mattress. This side of the bed that was your home for the last four years. A real "big girl" bed – a queen for a princess - where you sat reading, skyping, watching NCIS, sometimes even studying. The sweet smell of you, your shampoo, your make-up, even your tears of the last few days fill my nose as I bury my face in your pillow. It is cool to my touch, your warmth having left it hours ago in the early morning.
I can imagine your body in my arms, the softness of your beauty and innocence giving way under my hand on your cheek, your arm, your waist. How I loved to hold you and rock you, to nurse you and love you, to comfort you even when you were almost the same height and weight as me. Pulling you in to my lap, you were my baby always. How I regret those times when I was pulled by life and quick to gently push you away, too busy or depleted to shell out one more hug.
I look out at your room from this foreign vantage point and see what you have seen. The white ceiling, blue chair, closets hung with clothes, trees outside your window, your beloved books. All this taken in each night before you put out your light and each morning when you were roused too early or slept in past too late.
I spy the door that you decorated with butterfly and note board and slammed in my face more than once. The door I would argue should stay open. The door you needed to close in order to spread your wings and try on your independence, your privacy, to steal yourself from me, from your sisters, from the world pressing in too hard at times.
I turn my cheek to the cool pillowcase again and breathe deep, feeling the swell begin in my heart – the heralding of pain and tears. Pain I have pushed aside for the last two days while I tended to others. Pain that had no room as I held your screaming baby sister in my arms, watching helplessly as she fought with the reality of loss again. Pain that had to wait as I hugged your sad, frightened sister who was scared of high school and just wanted her big sister to be with her this first year at her new school. Pain I was – I guess – embarrassed to let spill over as your friends came to weep in your arms.
I reach over to touch the other side of your bed, and it hits me. I can no longer look across into your eyes as we lay horizontal beside each other. My heart screams for the touch of your skin, the silkiness of your hair across my face and the tears begin to fall, pouring out from where I had stuffed them until you were gone.
God I miss you so.


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Located in the heart of the Dartmoor National Park and set within 60 acres of woodland and meadow, this 18th Century granite farmhouse and associated barns group loosely together to form West Yard Farm. Unoccupied for a number of years, the clients bought the dilapidated property at auction, looking for the ultimate 'project'.
Their brief was to turn the farmhouse and barns into a large, modern family home with annex space for various flexible use. An important wish was for the dwelling to be as self-sufficient as possible. The clients chose van Ellen + Sheryn architects for the overall design of the house, who then approached Carpenter Oak for the oak frame aspect, with builder Richard Goulden from Goulden & Sons finishing the property to the highest spec.
Looking to create a uniquely designed, innovative, efficient timber frame home? Contact us to chat through your plans at any stage.
Photo credits to and text co-written with van Ellen + Sheryn Architects.
Although the buildings were not listed, they were located within the conservation area of North Bovey and the National Park, and thus a key consideration was their respectful reinstatement and extension. The modern interventions were well received by the Dartmoor National Park planning authority, who praised the clarity of separation between old and new.
After stripping away the sprawl of incoherent 1950's additions, the original building cluster could be appreciated and subsequently added to.
The milking parlour to the west of the group provided the annex accommodation required. The brick and stone building was bisected, and a glass and green-oak framed structure replaced the southern half of the building.
This brought light and space into the building. The new zinc roof ties the building together, and references the agricultural heritage of the plot.
West Yard Farm was designed around the Marshall's lifestyle from the outset. The two wings of the farmhouse and attached barn respectively provided independent spaces for both adults and children. The annex barn provides additional space that allows an evolving flexible use by the family or for holiday rental.
Architect Eilir worked with Carpenter Oak Ltd frame designers to conceive a light and spacious barn-like structure, with glazing on all sides and dramatic flying trusses. The intention was to utilise the natural aesthetic and tactile qualities of green oak, but in a contemporary manner. Therefore, finely cut square profiles have been used in combination with steel connectors and tie rods, supplied by Hercules, in key locations, whilst the truss design is an unusual but striking configuration taking its cues from a traditional truss.
The central collar is formed with a V of green oak, and tied back to the main truss members with stainless steel rods. These tie rods also reduce the perceived mass of the frame at high level, opening up the roof space, and combined with the extensive glazing allows light to flood in.
A key driver in the design was to maintain a strong physical aesthetic for the frame, so as to best compliment the massive stone and brick walls of the retained portion of the barn. The timber columns were therefore doubled up with a small shadow gap between, to create an attractive rhythm.
The frame could undoubtedly have been achieved with single posts, and with perhaps one or two less bays over the length of the space. In this respect, beauty over efficiency was perhaps deemed more important, as the strength and rhythm of the frame as it extends away from the stone barn was so important to its success.
Looking to create a uniquely designed, innovative, efficient timber frame home? Contact us to chat through your plans at any stage.
Budget considerations are of course one of the primary factors for anyone undertaking an oak frame self build project whether it's a new build oak frame or a timber frame extension. 'How much will it cost?' is therefore a question which will be asked over and over and will almost certainly form a central thread of your project.
Overall build costs for a complete new build oak house typically vary from £1,500 to £2,000+ per square metre (referring to the useable area of the lower and upper floors added together) i.e. for a two storey property times the area by 2. We would suggest that you budget from £1,200- £1,800 per sqm (or £120-£180 per sqft).
For extensions we would suggest budgeting from £2,000 per square metre - don't forget to add VAT (for UK customers). It is worth noting that guide price is for a complete build based on a contractor doing the work with the timber frame is usually a 20-30% proportion.
If you intend to self build then expect to budget toward the lower end of the scale (although of course it may take longer!). There are several caveats with this guide price including the following key considerations:-
At every stage your decisions will affect the overall costs, from the complexity of the design to the level of finish. Engaging an architect will almost certainly save you money in the long run. Getting advice from us on the timber frame concept prior to going in for planning will minimise the risk of sending your architect 'back to the drawing board'.
We are happy to discuss your ideas with you at an early stage and can offer you advice along the way. It is helpful for you to build a scrapbook (you could use Pinterest) of your ideas and wishes – this makes your brief to us and your architect much clearer. Once you have a plot in mind we would encourage you to come and see us in the show barn at our yard to discuss your ideas in more depth and help you establish a concept design and rough costs.
You can meet with one of our frame designers and an architect if required (Roderick James Architects offer a free initial consultation). We can offer you an estimate for your budget costings at that stage based on a timber frame sketch scheme. You will then be in a position to draw up a planning application, knowing that you will be able to achieve what you want with the frame. We can offer you an accurate estimate based on a timber frame sketch scheme once you have architects drawings. Once your planning application has been approved we can get going on a detailed frame design for you.
Yes! We are happy for you to visit and look around. You can book in here to see the Show Barn or Show House. Or, pick up the phone and talk to us. Generally, our advice would be to wait until you have a plot and an idea of what you are wanting to build but we are very willing to talk through plans for a plot at any time.
At that stage you can meet with one of our frame designers, and a free consultation with one of the architects if you would like. You will get far more from your visit if you do this – it is a chance to really talk through the design, layout, style, costs, materials, options with everyone in one place. We look forward to meeting you!
We have two show houses for you to visit - read more about the different options.
As in most walks of life, if it looks too good to be true then it probably is.
We are different and instead pursue excellence – we look to be the best at what we do whilst maintaining affordability, accurate and realistic pricing – we seek the trust and loyalty of our clients as this is the basis of positive working relationships which last beyond the raising of the frame.
All of our Oak is from sustainably managed woodlands located around a single sawmill in Normandy, France (PEFC certifified). When this mill is unable to fulfil our order we divert to an alternative mill in Germany. The mills have access to a plentiful supply of exceptionally well managed and very high quality timber.
Why not use UK sourced oak, I hear you ask? Sadly, the lack of investment and good timber management for hardwoods in this country over many years means our domestic supplies are generally of a lower quality, inconsistent supply and can be more expensive. Although the situation will gradually change, it means that currently continental Oak is the best option for our framing. Carpenter Oak Ltd are investing in the future of UK woodlands.
For every tree used in a project we will donate 10 Oak saplings to an organised planting scheme in the UK
Douglas Fir and Larch all comes from sustainably managed UK forests.
Yes. If you are looking for a complete build or 'Turnkey' service, we can offer a solution to include each stage of the process, from the feasibility assessment, design, management and construction, right through to completion. We pride ourselves on being adaptable as every client is different. We can offer a number of routes for you and your project, depending on how involved you want to get. We aim to understand your particular situation and respond to deliver what you need. For many people that means us working as a contractor alongside your architect and builder, for others, involvement at each stage or a self build project. Get in touch to find out which route would suit your project best and we can deliver a range of options from a finished frame to a finished house, ready for you to move into.
Find out more about Carpenter Oak's Complete Build solution Click here to visit our 'What We Do' page.


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Confession Brings Possession!
So We Must
Use Them Wisely!
For Very Best Results Do This Daily!
WITH OUR WORDS AND MAKE SURE THAT THE RIGHT WORDS ARE COMING OUT OF OUR MOUTHS DAILY.Again if someone were to ask us what does words have to do with anything?We would say, "EVERYTHING!"Here are some notes from Pastor George Pearsons which will explain this vitally important truth.DAYS OF PROSPERITYby Pastor George Pearsons of
EAGLE MOUNTAIN INTERNATIONAL CHURCHWORDS DEFINEDProverbs 18:20-21
King James Version
A man's belly shall be satisfied with the fruit of his mouth; and with the increase of his lips shall he be filled.
Death and life are in the power of the tongue: and they that love it shall eat the fruit thereof.
1. Words are God's method of operation by which He accomplishes His will, purpose and desire.
2. Words set spiritual laws in motion
a. The law of sin and death
b. The law of the Spirit of life in Christ Jesus
3. Words are the most important things in the universe
a. Faith-filled words will put you over
b. Fear-filled words will defeat you
4. Words are spiritual containers that carry power
a. Carry love and faith
b. Carry hate and fear
5. Words are seeds sown with your mouth that produces after their own kind
6. Words are the process starters of life
7. Words are the building blocks with which you construct your life and future
8. Words set the cornerstone of your life
9. Words set boundaries, which confine or release you
10. Words have creative ability
a. They create the realities you see
b. God's word---the incorruptible seed, has within it the ability and DNA to cause itself to come to pass
11. Words program the human spirit for success or failure
12. Words of God, conceived in the heart, spoken out the mouth, become a spiritual force that release faith---which is the creative ability of God
13. Words establish strongholds, break habits, change things, redirect thought patterns
14. Words point you in whatever direction they are aimed and released
15. Words set the course of your life
16. Words determine your future, your health, your wealth and your place in eternity---you are the prophet of your own life
17. Words arrive at your future before you do
18. Words create desires and transmit images that you will eventually live out
19. Words frame your world
20. Words spoken today become a living reality tomorrow
21. Words give permission and license to spiritual forces to work for you or against you
22. Words can turn around any situation
23. Words make demands on the blessing or the curse---whichever you call for
24. Words are goal setters that give direction and establish destination
25. Words are our method of operation, by which God accomplishes His will, purpose and desire for our livesPsalm 141:3Set a watch, O Lord, before my mouth; keep the door of my lips.
We must remember that when we pray and release our faith with our words, our faith filled words only works for us when we are convinced that God's word is absolutely the truth. Only when we are 100% convinced of this without doubting and remaining steadfast believing even under pressure that is when miracles will take place.The best way to get something done is to begin. - Author UnknownREMEMBER OTHERS CAN PRAY
BUT YOU ARE ALSO THE PRAYER WARRIOR!My strength comes from the Lord. Without Jesus in my life, I am nothingI can do all things through Christ which strengthens me and so can you!JESUS IS LORDemember when we have an abundance of blessed words coming out of our mouth daily we are giving God something to work with.When we don't say anything good we most likely will not receive anything good. Use your words wisely.
If you haven't invited Jesus to come into your life just follow along and join the family today...PRAY THIS:Father in heaven in the name of Jesus, I repent of sin, I repent of my past, forgive me for all I have done, refresh my life and do something with it so that I can be a blessing to many. Make me into the person you originally designed for me. Restore to me everything and everyone I need in my life so that I can fulfill my assignment. Guide me and show me the way I should go and fill me with your Holy Spirit with the evidence of speaking in tongues so that I will stay connected to you. I thank you for saving my soul, thank you for saving my life and my future is secure in your hands
in Jesus name AMEN!REMEMBER TO STAY IN THE WORD! THE WORD OF GOD!THE BIBLE! DECLARING IS VERY GOOD TO DO ALONG WITH READING THE WORD OF GOD DAILY!REMEMBER TO GET IN A GOOD BIBLE BASED CHURCH.
A good thing to do after you have declared for a while
is to listen to soaking music and just focus on Jesus.
You can even pray in the spirit while soaking if you like.
Our words are powerful, they shape our life, they form our strong holds, good or bad, they create and prepare what we will experience.
What are you saying daily? Get God involved, watch what happens.
Darryl Crawford


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The line of healing is also called "the mystery cross".
It is seen in the palms of the people who have excellent feeling of mysterious and is like an amulet which can prevent you from misfortune. It means you are given the God's will and you are gracious person. You are very helpful to people and will give good influence on a lot of people.


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Margaret Lucille Lampton, 87, of North Little Rock died Monday, June 24, 2013. She was a retired salesperson from Bells and Bows and a store manager for Griffey's Uniforms. She was a member of Berean Baptist Church.
She was preceded in death by her husband, Paul W. Lampton; daughter, Sharon Morgan; grandson, Steven Morgan; and brothers, Lorne and Robert Hiler.
Survivors include son, Paul Lampton and wife Nina of Ward; son-in-law, John Morgan of Wrightsville; grandchildren, Michael Paul Lampton of Sherwood, Tracy Keaton of Little Rock and Jeffery Scott Morgan and wife Scarlett of Wrightsville; great-grandchildren, Nycole, Tyler, Amber, Chole Anne and Brooklyn; great-great-grandchildren, Dillion, Madison, Connor and Rylee and four nieces.
A funeral service will be held at 10 a.m., today, at North Little Rock Funeral Home Chapel, a Smith Family Funeral Home. Burial will be in Edgewood Memorial Park.
Sign the online guest book at www.SmithFamilyCares.com.


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The Memphis Grizzlies handed Houston it's first road loss of the season Friday, 93-85, the Grizzlies 13th consecutive regular-season win at home.
Zach Randolph had a double-double 15 points, 14 rebounds, and Rudy Gay finished with 21 points and a big bucket with just over a minute left in the game to seal the Grizzlies fourth straight victory.
The win wasn't pretty...the Grizzlies shot just over 37 percent for the game.
Memphis next hosts the defending champion Miami Heat, Sunday, November 11th at FedExForum.
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Ballycoton Cliff Top Walk
Ballycotton Head Looped Walk, Ballycotton, Co Cork - Looped Walk is a beautiful cliff walk, through farmland, coming across a small tiny beach on the way its is 13 kms and takes 5 hours.
Welcome To Cork Guide Established 1996
If you are planning a walking holiday in Ireland who not check out some or Corks scenic walking routes. Whether it is walking in West Cork, East Cork or North Cork its all here with lots to be enjoyed from Hill Walking, to Cliff Walks or some beautiful river walks you will not be disappointed with all the Cork area has to offer and you might be lucky to enjoy the company of a local tour guide and other fellow walkers. Book your Cork Accommodation in Cork City or County along your walking route, just select the Accommodation type. Some more popular and well known routes being the Sheeps Head Area, The Beara Way, The Blackwater Way and the The Ballyhoura Way.
Before setting out on your walk check the weather, wear sensible footwear, and take any necessary clothing, warm or waterproof clothing, enough water and food and a mobile phone in case of emergency, and most importantly enjoy your wonderful scenic and peaceful walk along some of Corks best walking trails.
West Cork Walks specialise in providing self guide and special guided walking holiday tours on the Beara Peninsula area in West Cork, Ireland. Our walking tours are slow climbing with a safe mountaineering plan staying away from steep scrambling ground. Here your friendly guide can tailor make a personal mountaineering experience visiting some stunning locations in West Cork that are off the beaten track, offering classic views of the Irish landscape.
Walking the Sheeps Head and Bantry area is catered for by theHillside Walks at Seamount Farm B&B. They offer a number of different walking routes along the Sheeps Head Peninsula area ranging from Bantry, Glen Lough to Kilcrohane Village, Durrus and Ahakista to the Beara Peninsula and further to Mizen Head Peninsula, with some of the best West Cork scenery on view, come and join us. Check out our West Cork accommodation
Ardnakinna Lighthouse Loop, Bere Island, West Cork, Looped Walk starts at the western end of Bere Island and the estimated time is 3 hours.
Ballycotton Head Looped Walk, Ballycotton, Co Cork - Looped Walk is a beautiful cliff walk, through farmland, coming across a small tiny beach on the way its is 13 kms and takes 5 hours.
Banane Loop, Banteer, Co Cork - Looped Walk. Take the woods entrance at Knightfield, Banteer, Co Cork to start this 5 km walk should take about 1.5 hours.
Barán Loop, Ahakista, Co Cork - Looped Walk. Starting with Arundel's Pub behind you head off following the marked arrows on this 9 km walk passing Gorteanish on the way.
Barane Looped Walk, Fermoy, Co Cork - Looped Walk. Follow the Blackwater River on this 3 km walk and enjoy as the river trails off towards Castlehyde and head up Glenabo Glen.
The Blackwater Way consists or two walking routes - the Avondhu Route and the Dunhallow Route, which covers from Clogheen (Tipperary) right across to Muckross (Kerry). With the Knockmealdown Mountains to your back leaving Clogheen, passing the well known scenic area called The Vee, the route will take you along roads, hills and forest tracks and with Castle, forest and river views, which can be spaced over a good few days to get the best from the walking route. The route taking in Clogheen, Araglin, Fermoy, Killavullen, Ballynamona, Bweeng, Nad Bog, Millstreet, Shrone and Muckross.
Bullig Bay Loop, Castletownbere, Co Cork - Looped Walk starting in Dunboy Woods in Castletownbere this 4 km walk is a short walk.
Claragh Loop, Millstreet, Co Cork - Looped Walk starts from St Patricks Church in Millstreet and follow the arrows for this 10 km walk which should take 2.5 hours.
Clogheenmilcon Looped Walk, Blarney, Co Cork - Looped Walk can be complete at a gentle stroll, along 100 acres of wetland set on a surfaced track and there is picnic facilities and car park at the begining.
Coastguard Station Loop, Eyeries, Co Cork - Looped Walk Starting at Sullivan's shop in Eyeries village and finishing in Eyeries village the Coastguard Loop is 9 kms taking 3 hours.
Drimoleague Heritage Loop Walk, Drimoleague, West Cork - A stunning country walk beside a gentle flowing stream the best way to explore Irelands countryside, take in the Moyny Bridge Walk also.
If you are looking to enjoy walking in West Cork start with Hillside Walks Bantry at Seamount Farm B&B which offers a number of different walking routes along the Sheeps Head Peninsula area ranging from Bantry House, Glen Lough to Kilcrohane Village, Durrus and Ahakista to the Beara Peninsuala and further to Mizen Head Peninsula, with some of the best West Cork scenery on view, come and join us.
The Ballyhoura Way is ideal for walkers with limited experience starting at John's Bridge, and onto Ballyhea, Ballyorgan, Ballylanders, Lisvernane, and finishing at Limerick Jct. Taking in road, forest tracks, taking in the great views of the Galtee Mountains and following beside the River Aherlow and the well know Glen of Aherlow. The Ballyhoura Way remembers the O'Sullivan Bere clan which fled Dunboy Castle on the Beara Peninsula to Leitrim in the 1600's.
The Beara Way follows along from Glengarriff, Adrigole, Castletownbere, Bere Island, Dunboy Castle, Allihies, Dursey Island, Ardgroom, Tuosist, Kenmare. This scenic route starting from wonderful Glengarriff, following Magannagan Stream, taking in Gowlbed Mountain and Sugarloaf Mountain, passing along the colourful Allihies village, and coastal walk of Coulagh Bay and the village of Adrgroom. The Beara Way takes in roads, farm tracks, bog and mining roads. The area has a number of interesting historical standing stones, wedge grave ring fort, castle and old churches.
Bunane To Glengarriff - Scenic walk of 11 kms taking 3 hours mainly on minor road and track.
Dún Béag Loop - 4.8 kms taking 2 hours
Rerrin/Lonehort Loop - 6.8 kms taking 3 hours
Dursey Island Loop - 4.5 kms taking 2 hours
Ballaghboy Billeragh Loop - 4.5 kms taking 2 hours
Garnish Firkeel Loop - 10 kms taking 4 hours
Allihies to Eyeries - 12.8 kms taking 4.5 hours
Eyeries Loop - 6 kms taking 2 hours
Eyeries to Ardgrooms - 13.25 kms taking 4 hours
Pulleen Loop - 4.5 kms taking 1.25 hours
The Old Head Kinsale


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Value Investors Club (.com) is an exclusive online investment club where top investors share their best ideas.
A LIMITED NUMBER OF MEMBERS WILL QUALIFY for acceptance. Membership is free, however, only a select few will be chosen to join based on their investment ability. Applications will be judged by an investment manager with one of the top long-term investment records in the United States.
Each potential member must submit an online application (at valueinvestorsclub.com)that includes a favorite current investment recommendation. Quality of the applicant's investment thinking and research will be the main criteria for admission. Applications will be judged by an investment manager with one of the top long-term investment records in the United States.
Each member, once admitted, must post a minimum of 2 investment ideas per year at the Value Investors Club site. Since the club's goal is for members to share only their best investment ideas, members may NOT submit more than 6 ideas per year. There will be a message board (open only to other club members) for member comments on each submitted investment idea. Members who post irrelevant or non-constructive comments will forfeit their membership privileges.
Let's face it. Traditional stock message boards are largely a waste of time. The investment ability of the participants and the quality of the information provided are generally poor. Traditional Wall Street research is also of little use. Analyst recommendations are usually compromised by investment banking relationships, poor research and institutional group think. Additionally, most analysts ignore smaller capitalization stocks, out-of-favor opportunities, and companies undergoing restructurings, recapitalizations, spinoffs or other extraordinary changes-investment areas that can be extremely lucrative for individuals who do their own research.
Since the Value Investors Club will be an investment forum for pre-selected savvy investors whose only qualification is the quality of their investment research and thinking, all admitted members should find the club an invaluable resource. Scientists, lawyers, physicians, engineers, technologists, financiers, entrepreneurs, professionals from all disciplines, as well as businessmen and women, will each add their own perspective on investing to the club discussion. However, every member will be well-versed in financial analysis and investments.
Great investment ideas will be shared and discussed on a daily basis. Once again, the benefits of the club are free but admission is highly selective.


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Serving on the Washington County Board of Education can be challenging but school board member Bernadette M. Wagner and school board Vice President Roxanne R. Ober said it's a job that needs to be done.
That's why they've prepared and distributed more than 200 pamphlets encouraging people to get involved in the school board, they said.
The pamphlets, accompanied by a handbook, "School Board Service: A Vital Link to School Excellence and Student Achievement," were given to local service clubs, businesses and community organizations in hopes of finding qualified candidates to run in the 2004 school board election.


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Started this discussion. Last reply by Anna on Monday. 2 Replies 0 Likes
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Just when we were coming to terms with the precipitous foray to the political scene of some entertainers like Gongo Aso crooner, Abolore Akande popularly known as 9ice, gospel singer, Kenny Saint Best and actor, Desmond Elliot, all of whom have in recent time declared their political ambition and aligned themselves with political parties, Tony Tetuila (reals names, Anthony Olarenwaju) has quickly joined the burgeoning list of Nigerian artistes vying for elective positions in next year's…Continue
Good Day,
How is everything with you, I picked interest on you after going through your short profile and deemed it necessary to write you immediately. I have something very vital to disclose to you, but I found it difficult to express myself here, since it's a public site.Could you please get back to me on:( firstname.lastname@example.com ) for the full details.
Have a nice day
Thanks God bless.
Mrs Stella.


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Passion drives us to do the things we love. It's why Scottsdale Blackhawks soccer players push themselves harder to achieve success on the pitch. Similarly, passion for our patients is what motivates Apogee Physicians' "patient first" mentality. Like the Blackhawks, Apogee is dedicated to excellence.
Living up to our name, which means "top of the curve", Apogee Physicians is the fastest growing physician-owned and operated hospitalist group in the nation. We are not looking to be the biggest, but we are committed to being the best. Guided by our vision, "What's best for the patient is best for the practice™," Apogee Physicians represents an evolutionary leap for inpatient clinical practice, providing continuity of care with the highest standards.
Our physicians define themselves through excellence, commitment, and integrity. We are committed to delivering the Apogee Promise of Safety, Quality, Service and Value to every patient, every time. That's why at Apogee Physicians, just as with the Blackhawks, almost making the goal is never an option.
It's our honor to support Scottsdale Soccer's mission of developing the physical, mental, and emotional growth of local youth.
Learn more about Apogee Physicians and please join us in supporting Scottsdale Soccer.


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For the SP500, cycle-wise we are entering the 21st week of the Primary 1 cycle which started on Feb. 2nd 2015. This cycle is aka, the nominal 18 week with a range of 15 to 21 weeks.
It is possible June 15th was the nominal 18 week cycle low but it was very shallow. Price was below both the 15 and 45 day sma' and the 15 day sma was below the 45 day sma. A Primary cycle is usually deeper but we should watch developments next week. If it is a new Primary it should get bullish fairly quickly. My work will assume we are in the 21st week of an older Primary. It should be pointed out there are some favourable aspects next week with Venus trining Uranus and then Venus conjunct Jupiter. We may see a rise in the markets early in the week (favorable
Greece outcome??) but then we see
some heavier aspects. The end of the month in particular has Venus and Uranus
turning retrograde then Saturn turning direct. This is potentially a momentous
period of change. I'm look specifically at precious metals and perhaps changes
in currency.
At this point, following are the highs in the
DJIA May 19, 2015
DJTI Nov 28, 2014
SP500 May 20, 2015
NYSE May 21, 2015
RUT Jun 23, 2015
I was looking at 2080, 2066 or 2050 as potential targets for this Primary cycle trough for the SP500. We did dip below 2080.
From last weeks market letter
"We do have a potent aspect on Monday, that is the Jupiter trine Uranus aspect. As mentioned this is most often associated with highs so we may see a rise on Monday but I'm looking for a move down next week. We will still have the Saturn semi-square Pluto aspect in orb. That's a weak aspect between 2 strong planets. This is much heavier and more in line with a falling market, or at least one that is not rising."
Back to this week
So we got the high on June 22nd and then down the rest of the week. The week ended on a Doji which is indecision. We also have favourable aspect early next week through July 1st so we may see some upside before we head further down. That's my main line of thought. If we continue higher into the following week I'll have to consider the Primary cycle low on June 15th.
Both the Sun and Mars entered Cancer last week. In mundane Astrology Cancer rules the general public and can reflect the moods and collective conscious of a society. When planets travel through Cancer we tend to see fluctuations of the general mood of the people.
The nominal 18 week cycle low should be between Now - 07/06/2015 if it is a normal nominal 18 week cycle as the range is 15 to 21 weeks (see red line at bottom right hand corner). Subscribers have more exact dates.
The other current cycle we've been following is the 168 td (trading day) cycle. Like last week the chart shows two possibilities shown as a blue vertical line (May 26th) and a black vertical line, coming up (June 18th).
I'm looking at the blue line on May 21st as being the crest of the 168 td cycle and another indication we should be moving down.
Last weekend had Saturn Retrograde moving backward into Scorpio on June 14th. Intense Scorpio does not need Saturn. This is happening while Saturn is almost semi-square Pluto, the two thugs of the Zodiac. This is exact on June 20th and should emphasize the Saturn / Pluto energies. These two powerful bad guys are in mutual reception, that is Saturn is in Scorpio which Pluto rules and Pluto is in Capricorn which Saturn rules. This gives Pluto more support and staying power in it's role to change banking and money in general. Saturn in Scorpio creates tension and can effect the emotions in a negative way (depression?) and a detrimental effect on health. We could see a pandemic or other disease come to the fore while Saturn is in Scorpio (MERS?).
At any rate,
is in a strong position in Pisces, the sign that it rules. As mentioned last
week this should emphasize events dealing with water, crude and Natural Gas.
Things that Neptune rules.
There are other transits pointing to a potential stronger move down, reserved for subscribers.
Gold appears to have put in a put in a Primary cycle 1 trough on March 17th. This was 1 td after the Uranus / Pluto square. This puts us entering the 15th week of the nominal 18 week during this coming week.
Gold put in a high on Monday May 18th, the same day as Mercury turned retrograde and then headed down and it is still headed down. Gold has a Doji on Friday another sign of indecision, perhaps worry about the Greek decision. The aspects I mentioned at the end of the month are potentially momentous for precious metals and possibly currencies. Gold could move lower here and may have seen the top for this nominal 18 week cycle.
We are monitoring another cycle for Gold which will hit in the summer but reserved for subscribers. That cycle and others with the placement of Jupiter in the summer may be pointing to a strong reversal in Gold. That is we move down into the July / August period for a low in Gold from which a large rally commences. More work needed here. I'm no longer short the Gold miners.
As noted last week, Mercury retrograde has a strong history of changes in trend for Gold close to the retrograde date. In this case it was to the day. The direct date also has a history of changes in Gold price.
If we have just seen the crest, Gold should be moving down from here for a few weeks.
The following daily Gold chart shows the heliocentric Venus (green) and Jupiter (blue) price lines. Gold broke through both the Venus and Jupiter price lines then basically went sideways for 3 days with a Doji at the end.
This coming week of June 29 we should be entering the 15th week of a Primary cycle which started Mar 18, 2015.
I'm watching the dates around any Neptune or Jupiter aspects. July 1st has Venus conjunct Jupiter and
trine Kronos on July 28th. Other Astrological dates are reserved for
Crude appears to have put in a "W" bottom. Since the shooting star doji on May 6th Crude has been in sideways consolidation. Crude, like other commodities is being affected by the
US$ moves and news out of the
mid-East. I had heard Saudi
Arabia was going to max production which
would push prices down.
As seen on the following chart crude finally dropped away from the
Neptune price line (green) and put in
a Doji on Friday. More indecision.
This post is a little shorter than usual as we finish other projects.
Other items, more specifics on the SP500, Gold and crude also US$, NatGas, Coffee reserved for subscribers. At $99.00 for a 6 month subscription, can you afford not to have it?
The 2nd half 2015 dates and subscription to the monthly letter (starting in July) are available for purchase.


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GRAND FORKS, ND (WDAZ-TV) -- For local students this is a political lesson in real time.
It probably won't surprise you the University of North Dakota's Political Science Professor, Bo Wood, says allegations against the Minnesota Senator and others in powerful positions have been major topics of discussion.
Wood says he believes Franken's decision was made for both personal and political reasons.
"My sense is that he's worried that his continued presence if he refuses to step down, that that will undermine his ability to work with his democratic colleagues and that will give ammunition to republicans so it makes it easier for them to resist pressure to step down," says Bo Wood, UND Political Science Professor.
As for his students?
Wood says many of them are divided on the issue.


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A Trip Through The Schedule: Big 10August 14, 2009
Perhaps more than other sports, the schedule in college football is vital.
With every week meaning so much, there are always the marquee games to look forward to.
Here is a look at the games of the week in the Big Ten. There are many of them as many teams look to be in the running for the divisional crown, as was the case last year.
Week 1
Game of the week: Missouri vs. Illinois @ St. Louis
There was a ton of scoring in this game the past two years, and this year figures to be the same. The winner of this game is well on their way to a bowl game, while the loser's chances could be dicey.
Other key games: None
It is another pathetically weak non-conference slate in the Big 10. But hey, they need those bowl bids.
Week 2
Game of the week: USC @ Ohio State
Last year's game turned out to be another debacle for OSU. Expect things to be much closer this time around in a must-win for the Buckeyes.
Other key games: Notre Dame @ Michigan, Fresno State @ Wisconsin
If Michigan wants to go bowling, it needs to beat the Irish. The same thing can be said for Wisconsin.
Week 3
Game of the week: Michigan State @ Notre Dame
There have been several great games this decade between these teams and you can expect another here.
Other key game: California @ Minnesota
The Gophers look to use their new home field as an advantage against a likely ranked foe.
Week 4
Game of the week: Iowa @ Penn State
The Nittany Lions will be out for revenge after last year's loss to the Hawkeyes. Another Iowa upset could put them in the running for Pasadena.
Other key games: Illinois @ Ohio State, Minnesota @ Northwestern, Michigan State @ Wisconsin
The Big 10 gets off to a strong start with the best weekend of the year. Illinois won at OSU its last trip there. Minnesota and NW will be slugging it out for bowl trips, which is how the Wildcats got the better bowl last year. MSU needs to win this game on the road if it wants to be conference title contenders.
Week 5
Game of the week: PSU @ Illinois
A trip to Illinois will not be easy for a team looking to go unbeaten.
Other key games: Wisconsin @ Minnesota, Michigan @ MSU
More bowl positioning for Badgers and Gophers, while arch rivals collide in East Lansing.
Week 6
Game of the week: MSU @ Illinois
Another road game the Spartans need to have to win title.
Other key games: Wisconsin @ OSU
Wisconsin tends to give the Buckeyes trouble.
Week 7
Game of the week: Northwestern @ MSU
Not a great game of the week, but another must for MSU.
Other key game: Iowa @ Wisconsin
The Badgers need this one at home, while Iowa can pick up an important road win in conference race.
Week 8
Game of the week: PSU @ Michigan
Joe Paterno and the Lions have a very hard time in Michigan.
Other key game: Iowa @ MSU
The loser of this game is eliminated from the conference race, if they haven't been already.
Week 9
Game of the week: PSU @ Northwestern
A dangerous game for the Lions with OSU up the next week.
Other key game: MSU @ Minnesota
The Spartans might not have OSU on their schedule, but their road games aren't easy.
Week 10
Game of the week: OSU @ PSU
Likely the game of the year in the Big 10 again.
Other key games: Northwestern @ Iowa, Illinois @ Minnesota
Important games for bowl position.
Week 11
Game of the week: Iowa @ OSU
How much will the Buckeyes have left after PSU?
Other key games: Michigan @ Wisconsin, Northwestern @ Illinois
More bowl jockeying done. Loser of the first game might not make a bowl.
Week 12
Game of the week: PSU @ MSU
Could potentially be the game of the year in the Big 10.
Other key games: OSU @ Michigan, Wisconsin @ Northwestern
The greatest college football rivalry is likely another afterthought, while the other two teams battle for a bowl.
Week 13
Game of the week: Illinois @ Cincinnati
Interesting out of conference game between teams who have made a BCS bowl game in the last two years.
Other key games: None
There are no other teams playing


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Ofcom response to BBC Charter Green Paper
Ofcom's response (40 pages, PDF) to the Government's Green Paper on the review of the BBC's Royal Charter. On market impact, Ofcom agrees with the Government's proposal that Ofcom should undertake a market impact assessment as part of the BBC Trust's evaluation of whether to launch a proposed new BBC service, but thinks that it should provide a corresponding assessment in the case of significant changes to existing services. Ofcom also calls for "independent oversight" of the BBC's Fair Trading Commitment. For a brief comment on the competition points made see this Ofcomwatch entry.
Wed, 08 Jun 2005 12:34:18 +0100
Wednesday 8 June 2005Go to document


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Edit Article
How to Use a Credit Card to Order Online
Because of their low overhead, online retailers often offer lower prices than brick-and-mortar stores. Snag a deal on free shipping and you're almost guaranteed to save money by purchasing online. But before you get the goods you've got to pay for them, and one of the easiest, simplest, safest ways of doing so is paying with a credit card.
1Connect to a secure, encrypted network.
- Some browsers use the symbol of a closed padlock to denote a secure network connection. You can also look for "[https" https"] in front of the Internet address, instead of the normal "[http," http,"] to indicate a secure network.
- Avoid sending credit card information by e-mail over an unsecured network. Although e-mail might seem private, it's all too easy for another user on the same network to monitor your transmission.
- In a similar vein, don't use an unfamiliar wireless network to send credit card information or make online purchases. Ad-hoc networks masquerading as free wi-fi are a common tool for scamming your credit card information.
- Ideally, you should avoid making online purchases over a public wireless network whenever possible.
2Input the address of the website you intend to purchase from in your browser's address window.
- Do your best to go directly to the site instead of searching for it or following a link; this minimizes your risk of ending up at a phishing site that mimics the original in order to gather your credit card information. Above all, do not follow links from e-mails to purchase items unless you're absolutely certain the e-mail did come from the legitimate merchant. These phishing, or mimic, e-mails are a very common scam.
3Assemble the goods you intend to buy. Depending on which site you're buying from this might involve bidding on an item until you win the right to purchase it, or clicking "Add to Cart" on the item page.
4Click the appropriate button to purchase the items you've selected. Usually this entails looks for the icon of a shopping cart (or the word "Cart") and clicking the icon/word. Then click "Check Out" or "Check Out Now."
5Input your shipping information. You might not see your final price until you've done this, as the website needs your zip or postal code to calculate shipping charges.
6Input your billing information too. This should match the billing information for your credit card.
- Many websites give you an option to copy your shipping address into the billing address fields with the click of a single button.
7Input your credit card information. This includes:
- Your name as it appears on the credit card.
- The credit card number.
- The credit card expiration date.
- The 3- or 4- digit security code on the back of the credit card.
- You might also need to provide the billing zip code for the credit card again, or the telephone number listed on your credit card statement.
8Click the appropriate button to complete the credit card sale.
9Print the confirmation screen or proof of purchase you receive upon completing the transaction, and keep this in a safe place until the item you paid for arrives.
Community Q&A
QuestionWhat pin code would I need to input?wikiHow ContributorCommunity AnswerThe pin code usually refers to the three digit security code on the back of your card.
QuestionDo I have to enter all of the numbers on the card?Yes, though sometimes they will ask for only the last four digits of the number (for security purposes).
QuestionIf a person knows my full name and card number, can he use my card?It is certainly possible.
QuestionHow can I enter a credit card number with spaces?Ignore the spaces. Pretend they're not there.
QuestionShould the name on the credit card be entered in capital letters?wikiHow ContributorCommunity AnswerThere is no need for it, but be careful to use English letters. Like if your name has "i" and its at the start, just write I instead of İ, or U instead of Ü, O instead of Ö.
QuestionDo I need to print the order? Or can I just take a screenshot?wikiHow ContributorCommunity AnswerYou should just always have a copy of the order in case a problem arises, This can be either in the form of a printout or a screenshot. Keep the order copy safe until you receive your purchase.
QuestionWhat can I do if a website doesn't respond when I enter in my Visa card number?Try again later. If there's still no response, contact them by telephone and describe the problem.
QuestionMy credit card lists both my name and my company name. Which one do I enter as "name" when filling out my credit card information online?Use your personal name.
QuestionCan I use a prepaid credit card?wikiHow ContributorCommunity AnswerYes, this acts the same as any other credit card in most instances.
QuestionDo I need to enter the pin code of the card while doing an online transaction?Not usually.
Unanswered Questions
Should I provide a copy of the credit card for online transactions?
With card authentication when buying things online, is Visa supposed to ask for our Social Security number?
While proceeding for payment why does it show "there was a problem in processing your payment. please contact your credit card provider?"
Which address should I give as a billing address? Should I use my present one or the one my bank has? Does it matter?
Can anyone who knows my Credit Card number, Names, Expiry date, and 3-digit code effect an online payment or is there a final authentication that is only known to me?
Ask a Question
200 characters left
Include your email address to get a message when this question is answered.Submit
- Another option for protecting yourself from credit card fraud: purchase a prepaid Visa or MasterCard gift card, and use this to fund online purchases.
- The United States Federal Bureau of Investigation recommends making online purchases with your credit card because you have the option of disputing the charge if something goes wrong.
- You can also sign up for a PayPal account and set the account to be funded through your credit card. Some websites allow you to pay for your purchases using PayPal. In theory you're safe from fraud because you never give out your credit card number to a merchant, but you could still be the victim of fraud through your PayPal account.
- Some merchants store your credit card information for later use. Not all merchants warn you of this or give you the choice of saving your information or not. If a merchant stores your credit card information and you access your account with that merchant through an unsecured connection, you could become a victim of fraud if somebody hacks your account. Consider double-checking your merchant accounts and removing all stored credit card information to reduce your risk.
- Some credit card issuers offer the option of generating a "virtual" credit card number for online purchases. You use this one-time-only number just as you would for a normal credit card, but since you're not giving out your real credit card number--and the virtual credit card number only works once--you are protected from having your credit card information stolen for fraudulent purposes.
Article Info
Categories: Shopping Online | Credit Cards
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Español: utilizar una tarjeta de crédito para pedidos en línea
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June 7, 2017
Petitioners to USDA: Make animal welfare records public again
Kate Mara ("House of Cards," "Megan Leavey") and two key Congressional lawmakers joined The Humane Society of the United States, Care2 and Humane Society Legislative Fund in delivering close to 200,000 petition signatures to the U.S. Department of Agriculture, urging the agency to restore online records of inspections and violations of the federal Animal Welfare Act and Horse Protection Act. Republican Congresswoman Martha McSally, R-Ariz., and Democrat Congressman Earl Blumenauer, D-Ore., called on USDA to reverse course and post thousands of documents removed from its searchable website.
January 13, 2017
Obama administration finalizes rule to protect Tennessee walking horses
In a move that should largely spell the end of the barbaric and gratuitous practice of horse soring, the U.S. Department of Agriculture announced the release of its final rule to upgrade Horse Protection Act regulations. The rule bans the use of medieval stacks, chains and other cruel devices and eliminates a corrupt inspection program that places the very people abusing horses in charge of enforcing the law. The Humane Society of the United States credits President Barack Obama and Agriculture Secretary Tom Vilsack for taking this important anti-cruelty action.
July 25, 2016
USDA Proposes Rule to End Decades of Equine Abuse
The Humane Society of the United States applauds the U.S. Department of Agriculture for announcing a proposed rule that contains significant reforms to end the cruel practice of horse soring – in which caustic chemicals, chains, hard objects, cutting and other gruesome techniques are used to injure the front legs and hooves of Tennessee walking horses, racking horses and related breeds. The goal of this abuse is to force the animals to perform an artificially high-stepping gait known as the big lick, which is rewarded in the show ring.
December 22, 2015
Congress Urged to Act on Anti-Horse Soring Legislation in Early 2016
A federal bill to protect Tennessee walking horses from the cruel practice known as "soring" reached two congressional milestones by far surpassing 218 cosponsors in the House (at 240 and counting) and by earning its 50th cosponsor in the U.S. Senate: Sen. Jerry Moran, R-Kansas, chairman of the Senate Agriculture Appropriations Committee.
November 19, 2015
What You Can Do to Stop Soring
This activist toolkit will help you stamp out the cruel practice of soring Tennessee walking horses. Start today!
September 29, 2015
Resources for Making a Humane End of Life Decision for Your Horse
The HSUS will help you find out where to have your horse euthanized or her body buried, cremated, disposed of or rendered.
September 10, 2015
Soring Abuse Rewarded at Tennessee Walking Horse National Celebration
An analysis of the results from the 2015 Tennessee Walking Horse National Celebration – the top event of the performance walking horse industry's show circuit – demonstrates that owners and trainers continue to be rewarded for using abusive methods to achieve the high-stepping "big lick" gait.
August 31, 2015
Investigation: More Than 20 Horses Sored at NASCAR Team Owner's Farm
An HSUS investigation has uncovered the regular soring of Tennessee walking horses at ThorSport Farm, belonging to NASCAR team owner Duke Thorson, highlighting the need for legislators to pass the PAST Act.
August 25, 2015
Detailed Undercover Investigation Reveals Tennessee Walking Horse Abuse at Top Training Barn, with Big-Name, Previously Cited Trainers Continuing Their Illegal Conduct
For the second time in four years, an undercover investigator with The Humane Society of the United States has documented trainers and grooms cruelly "soring" Tennessee walking horses to create an exaggerated and unnatural gait known as the "big lick."
April 28, 2015
The PAST Act: End Horse Soring
Learn more about the federal PAST Act to end the cruel practice of horse soring, and what you can do to help.
April 28, 2015
What Is the Horse Protection Act?
The Horse Protection Act is meant to protect Tennessee walking horses from soring, but the cruel practice continues. We need to strengthen the law.
April 28, 2015
What Is Soring?
Soring is the infliction of pain to force a horse to walk with an exaggerated, unnatural gait in order to perform well in Tennessee walking horse and other gaited horse competitions.
April 18, 2015
54 Horses, 7 Goats Rescued from Deplorable Conditions in Giles County, Tennessee
Rescue groups in Tennessee will receive financial assistance from The Humane Society of the United States to care for 54 Tennessee walking horses who were living in filthy conditions and had little-to-no food. The Giles County Sheriff's Office seized the horses, including stallions, mares, yearlings and foals, on April 14. The owner, Jeffrey Mitchell, has been charged with animal cruelty and surrendered all of the animals to Volunteer Equine Advocates.
March 9, 2015
Priscilla Presley Named 2014 Humane Horsewoman of the Year
Priscilla Presley was named 2014 Humane Horsewoman of the Year by The Humane Society of the United States at a ceremony held during the Winter Equestrian Festival at the Palm Beach International Equestrian Center in Wellington, Florida. The award recognizes Presley's dedication to ending the cruel practice of "soring," which involves the use of chemicals and other devices to inflict pain on the legs and hooves of Tennessee walking horses to produce a high-stepping gait for competitions.
February 26, 2015
Transport to Slaughter
Most Americans are shocked to find out that our horses are being brutally slaughtered for human consumption abroad.
February 12, 2015
Now, That's a Walking Horse! Grant and Recognition Program
The HSUS grant and recognition program rewards humane owners and riders of Tennessee walking horses.
February 9, 2015
Help Dogs, Cats, and Other Animals by Changing State Laws at Humane Lobby Day
You can help pass laws that protect animals in your state. Humane Lobby Day is easy, fun and guaranteed to make you feel like a powerful animal activist. We'll help you find the Humane Lobby Day in your state.
January 15, 2015
"Now That's a Walking Horse!" 2014 Grant Winners Announced
Mounted police and therapeutic riding programs are among the 2014 recipients of The Humane Society of the United States "Now That's a Walking Horse!" grant and recognition program.
January 7, 2015
HSUS Positions Relating to Equine Protection
The HSUS's Equine Protection Department is committed to improving the welfare of horses, burros, donkeys, and other equines through education, advocacy, and direct support. Learn our positions on soring, horse slaughter, euthanasia, horse racing, rodeos, wild mustang and burro management, responsible horse ownership and breeding, carriage horses and the use of horses in PMU (pregnant mare urine) production.
December 10, 2014
Unidentified Senate Republican Hold Blocks Bill to Protect Horses
Legislation to stop the cruel and illegal practice of "soring" – one of the most broadly supported bills in Congress with 60 Senate cosponsors and 308 House cosponsors – has been blocked by at least one Republican Senator, preventing movement on the legislation until the "hold" is lifted.


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Event Locations
12/15- Phoenix, AZ
Come join us for 1 day of cloud computing!
At the Azure DevCamps, you'll learn what's new in developing cloud solutions using Windows Azure. Windows Azure is an internet-scale cloud computing and services platform hosted in Microsoft data centers. Windows Azure provides an operating system and a set of developer services used to build cloud-based solutions. The Azure DevCamp is a great place to get started with Windows Azure development or to learn what's new with the latest Windows Azure features.


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Anyway, in my earnest attempts at winning him over with Pinterest searches of real Beni Ourain rugs and "this is the look I'm going for"statements, he pointed to one of them in the classic diamond shape (below, via Danielle Oakey Interiors - I am assuming that is the real deal) and said he didn't mind that. "Don't mind it" can be kind of twisted into "I love it just as much as you, babe". So I will take that and run with it - back to my original rug plan. And back to my hastag procrastination - I asked the instagrammer where she bought her rug and she answered Overstock.com. At first I assumed she was in the states, but then I realised not so - she was Australian too and so unless she'd smuggled it back in a suitcase on a recent trip, then Overstock shipped to Australia. A few clicks later and I discovered that not only did they ship here, the shipping is VERY nicely priced. Twenty-five-ish bucks for a rug to be delivered to my door in a week from another country? Nice. (Slight side note: the cost of mail in this country is appalling. I once sent 4 magazines overseas. It cost me $40 in postage. And I hate websites with a flat-rate of $12.95 and all you want to buy is a giant balloon that would fit in an envelope.)
In the interest of those who are also out of the loop, here are some funky, affordable rug options for you. That overdyed turquoise one is coming a close second to my beni-alike. And don't think Overstock.com is just about rugs. Oh no. That is all I was really obsessed with at the time as I find affordable rugs hard to find here. And I certainly couldn't bring myself to put something worth thousands of dollars on the ground for my (almost four!!!!!!) children to go trampling all over. I can't do precious in this house. So I haven't had even had a chance to have a proper look through the site yet (though I am assuming there are going to be big bulky items that won't be able to be shipped internationally), but I do know you can get pretty much anything on there - furniture, homewares, electrical (not really recommended for international buyers as we have different plugs), clothing, health and beauty, jewellery... There is also a handmade section called Worldstock Fair Trade selling beautiful items and benefitting various artisans from around the world. So if shopping for the pretty things isn't incentive to get working harder and faster, then I don't know what is :)
Did you know Overstock shipped to Australia? Have you bought from them before? What do you think of the selection above - anything tickle your fancy?


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London North Eastern Railway Homepage
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Defendant rejects plea bargain
By Jack Stephens
Published in News on August 23, 2005 1:48 PM
A first-degree murder defendant from Goldsboro on Monday rejected a plea bargain in Wayne County Superior Court, passing up a maximum 13-year sentence, and went on trial with a possible life sentence in the balance.
Leandren Andre Wilson, 28, of North Kornegay Street turned down the state's offer of a guilty plea to voluntary manslaughter and habitual felon status.
If convicted of first-degree murder, Wilson would be sentenced automatically to life in prison. During a pretrial hearing earlier this year, a judge ruled that Wilson would not face the death penalty.
Wilson was accused of the fatal shooting of Corey Lavon Grantham on July 11, 2004, outside of a Goldsboro night club. The body of the 26-year-old Grantham, who had lived on Nor-Am Road, was found at about 3 a.m. near Corporate Drive and Clingman Street.
Judge Jay D. Hockenbury Jr. of Wilmington is presiding over the trial that is expected to take more than a week.
Hockenbury said that if Wilson had accepted the state's plea offer, the defendant would have been sentenced between 93 and 121 months to 116 to 149 months in prison. The judge allowed Wilson to meet with his lawyer and his mother for about a half-hour to make a final decision on the plea arrangement.
Hockenbury ruled that witnesses would be sequestered, except for the lead Goldsboro police investigator, W.P. VanWijk, the defendant's mother and the victim's parents.
Jury selection started late Monday afternoon from a panel of about 60.
Two people who were convicted of felonies were not sure if their citizenship had been restored and thus were eligible to serve as jurors.
After the courtroom clerks investigated, Hockenbury told the jurors: "I have good news for you. Your citizenship has been restored."
His comment drew laughter and applause from other jurors and the audience, but it did not sit well with the two possible jurors.
One panelist was excused from the first 12 called to the jury box, because she knew the families of the defendant and the victim.
Another was excused because he had had a run-in with a police officer who was expected to testify. He said that arrest would impact his ability to be fair and impartial. His answer also evoked laughter from the audience.
A hearing-impaired juror was kept, at least temporarily. He said a doctor said he did not qualify for a hearing aid, but he admitted that he could not hear much of the proceedings.
At one point, Hockenbury asked the juror to speak up because the judge could not hear him.
Later Assistant District Attorney Jan Kroboth, the prosecutor, asked the man, "Am I going to have to shout my questions at you and lose my voice?"
Later when the microphone in the witness stand was tested, the juror said he could hear it.
Hockenbury denied the state's motion twice to excuse the juror for cause. The juror said he would raise his hand if he could not he hear a witness.
Witnesses expected to testify include Goldsboro police officers, eyewitnesses, State Bureau of Investigation special agents and forensic experts and a pathologist who performed the autopsy.
Other Local News
- Care in the sky: Members of the aeromedical evacuation crew fight to get injured troops back to their families


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SEO Basics: Why Google's Panda Update Works Like Football
If you're confused about Google's Panda Update, you're not alone. Many webmasters were shocked when their websites experienced a sudden drop in visitors in late February of 2011, when the Panda update took effect. Even more confusingly, some websites recovered, while others did not. Panda remains an influential ranking factor and dramatically affects the rank of many websites.
Why Panda Is Like Football
Happily, it's not hard to understand Panda using an analogy. To understand Panda, think of the sport of football. Football players are divided into different leagues. At the bottom are the Pop Warner players, and at the top are professional players. Between the two are graduations of leagues, including junior high teams, high school teams, community college teams, and college teams.
In essence, Google's Panda update assigned each website to a league. The higher the league, the higher your website's Google ranking. Each web page within a website might be compared to a player in the league—some are better than others, but all are in the league assigned to the overall website.
That means that it's difficult for a page from a website with a low Panda score to compete against a page from a site that performed better under Panda, just as it's difficult for a high school player to compete against a professional player. Each website's Panda score influences the rankings of its individual pages.
Moving Up a League
How does Google assign your website to a league? Google sets your website's league by looking at both incoming and outgoing links. If your website's links are to content farms and other low tier sites, Google decides that you're playing in a lower league, and that all content associated with your site should be assigned to that lower league. Google also looks at the trustworthiness of your content using other indicators.
To improve your ranking, improve the quality of the links associated with your site. Eliminate any and all material that might cause Google's Panda algorithm to assign you to a lower league. In the Panda era, spammy content hurts all pages on a website.
Google often resets the leagues when it releases a new Panda update, like the 2.2 Panda update that rolled out in late June 2011. Note that it is nearly impossible to move from one league to another before an update. But don't worry—updates are frequent.
Of course, this is a simplification of a complex topic. But it's true that Google's Panda update made a qualitative assessment of each website, and that Google uses that assessment when ranking each page. Google's Panda update can make or break a site, and every webmaster must adapt accordingly.


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Words containing abstersive
Found 1 words containing abstersive. Browse our Scrabble Word Finder, Words With Friends cheat dictionary, and WordHub word solver to find words that contain abstersive. Or use our Unscramble word solver to find your best possible play! Related: Words that start with abstersive
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- Words With Friends
- WordHub
- Crossword


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Cultural historian Marjorie Garber offers incisive and witty commentary on what men and women today really want in her enlightening study of what may be the most meaningful relationship any of us will ever have. Real estate has become a form of ayuppie pornography.a Hopes of summer romance have given way to hopes of summer homes, and fantasies of Romeo have been replaced by fantasies of remodeling. Even real estate ads are flirtatious in their offers of bedrooms that are sensuous and sinks that are seductive. Thus the house you live in, like the partner you choose, can be everything from your beloved to your dream to a status symbol trophy. Marjorie Garber has fashioned a uniquely fascinating book that is as provocative as it is pleasurable, as erudite as it is entertaining, one sure to make readers consider more closely the rooms in which they live. From the Trade Paperback edition.... at 1 Central Park West, which lacked status-symbol appliances (ano Sub-Zero refrigerator, no Garland stove, no Miele dishwashera) and had ahollow Schlage door knobs and brass-plated hinges similar to those sold at Home Depot.a Asking anbsp;...
|Sex and Real Estate
|Marjorie Garber
|Anchor - 2010-12-15
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CAPE CANAVERAL — Investigators trying to determine the reason for Tuesday`s blast that destroyed Challenger released videotape and photographs Saturday night of the shuttle`s ascent that show an ``unusual plume`` of exhaust prior to the explosion.
Video taken from a NASA television camera on Playalinda Beach north of the launch pad shows that a bright slash of light, an extra plume from the shuttle`s starboard solid rocket booster, appears 59.8 seconds into flight.
The shuttle exploded about 72 to 74 seconds after liftoff.
``One second it`s not there, and then the next second it is there,`` said Hugh Harris, chief spokesman at Kennedy Space Center.
If the plume was from a fire out the side of the rocket booster, it could explain how the huge external fuel tank exploded. But the source of the smoke was hidden by the orbiter in the TV pictures.
Officials said the unusual trail of smoke does not mean they have pinpointed the cause of the accident, which killed seven astronauts.
``I caution you not to draw any conclusions from this. It`s difficult to tell whether that`s a cause or an effect. It`s simply an area of interest that the board is looking at. I`m sure it`s not the only one,`` Harris said.
In a statement released with the images, the investigators said, ``The cause is still unknown, and neither the board nor NASA will speculate as to the cause or effects of this observation.``
The twin solid rocket boosters normally spew out an orange-tinted exhaust in a symmetrical pattern that begins as a slim trail and branches into a cone. The video shows that one second the plumes on both sides are even, then there is another one on the right side that distorts the smoke.


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Grapegum Seeds | Ripper Seeds
Irresistible power crossed with sweet, fruity flavour makes Grapegum weed seeds one of the most complex Ripper Seed strains we have on Original Sensible Seeds. But boy, does this baby have a lot to offer. Crafted purely from Canadian genetics, the potency of Grapegum cannabis seeds delivers the perfect mix of beautiful shiny crystals, exuberant resin and outstanding yields all in just 65-70 days. And with this Grapegum, you have a plant that is so coated in hairs you'd be forgiven for thinking this baby is alive.
In her effect, she's really balanced, with a long lasting cerebral action to take away stress and tension for hours and a stunning physical pleasure to ensure no level of pain is an issue. Perfect for daytime medical therapy, or unwinding after any type of exertion.
This juicy baby is the ultimate reward. Make sure you've got Grapegum in your collection. It's a strain you shouldn't be without.
Grapegum Specs
- GenderFeminized
- PhotoperiodNormal
- CultivationIndoor & Outdoor
- CharacteristicsMore than demonstrated quality in its exuberant and shiny resin crystals.
- Flowering Time65 - 70 Days
- Outdoor Harvest MonthOctober
- Outdoor Harvest Week1st-2nd week
- Type40% Indica
- Type60% Sativa
- TasteSweet and fruity
- AromaIntense and penetrating aroma
- EffectBalanced / Relaxing


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Issue 18, Autumn 2017
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Quirky, handmade and charming designs that are guaranteed to put a smile on everyone's face every time a dish is served
Yas-Ming Ceramics is a collaboration between two talented former university students, Yasmin Dilekkaya and Ming Wai Sun. Every item is designed by the duo, who have been working together since they graduated from their Applied Arts course at University. Their work stemmed from mixing their own individual practices in an attempt to make products that would sell in a University fundraiser, but it eventually evolved and developed with new products being added. All of the products are made in Britain, in Wai Sun and Dilekkaya's Kent studio and in a small factory in Stoke-on-Trent.
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Yas Ming Ceramics have created an irresistibly charming and quirky dish, which has a ram head peeking out from the center.
Handcrafted in England, the design process involves slip casting, press moulding and hand building techniques to delicately create this adorable piece where classic meets eccentric.
The animal is carefully joined to the white china glazed dish by the hands of designers Ming Wai Sun and Yasmin Dilekkaya, who bring these whimsical creations to life.
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Meet Clay
Clay is a successful business owner and former member of the Georgia House of Representatives. As a state representative, Clay served on the Banks and Banking Committee, Chaired the Human Relations Committee and served as Chief Deputy Majority Whip. For the past five years, Clay has served as a board member of Georgia's Department of Community Health.