text:
So much for local banks behaving better than the big ones.
Webster Bank, a regional bank with 165 branches southern New England and New York, allowed a longtime customer to bounce more than 70 checks and charged her $2,500 in overdraft fees over a period of three months last year, the Hartford Courant reported.
Instead of calling the customer to inquire about what was happening, the bank cleared dozens of checks--most made out to charities--and charged a hefty $36 fee per check. The elderly bank customer, who is 88 years old, lives on a monthly income of less than $2,000. After her family intervened, the bank reduced some of the fees--but still defended its actions. The family requested anonymity to protect their privacy, according to the Courant.
"Our policy is to notify everyone in writing," Jeffrey Brown, the chief administrative officer for Webster Bank and Webster Financial Corp, told the Courant. "You can't always reach people by phone and we want to ensure everyone has all the facts we do. So we send them a written notification. We provide a number they can call us at any time."
But this seems to be a pattern for Webster Bank. In 2010, the bank agreed to pay $2.8 million to settle in a class action lawsuit over the bank's predatory overdraft practices.
And this latest story further highlights how vulnerable the poorest are to bank fees--9 percent of bank customers pay nearly 85 percent of all overdraft fees, according to a 2008 report from the FDIC.
In February, the Consumer Financial Protection Bureau announced it would look more closely at how overdraft fees are marketed and explained to customers--an investigation that could result in additional rules, perhaps even lawsuits, the CFPB said. Since 2010, banks have not been able to automatically enroll customers in so-called overdraft protection programs for debit card or ATM transactions.
Following the Courant's most recent story about the egregious fees, Webster Bank has said it is looking into its overdraft policies.
"We are in the process of adopting changes that will enable us to identify instances of high numbers of overdrafts so that we can offer customers advice on managing their checking account," Sarah Barr, Webster Bank's vice president for external communications, told the newspaper.


text:
Rapport3 CRM – Business critical contact database and campaign data at your fingertips
Rapport3 CRM (Client Relationship Management) is a fully integrated contact management solution for the AEC industry. Manage and track interactions from all contacts including clients, prospects, suppliers, and staff from first the first communication right through to business development and post project.
If you were asked how effective your marketing campaigns are or to find contact details for a particular project, would you be able to give an instant answer? Tracking client relationships and connecting appropriately with the people in your network is critical to business development and smooth running projects.
Centralised Contact Management
Manage your relationship with your customer with confidence. Rapport3 CRM will streamline multiple databases of marketing and business development information into one single database with a holistic view. Each contact record contains marketing information about their company, this can be anything from company size, social media information, right through to notes input from news stories or market research.
- Easy to search contact and associate database. The Rapport3 CRM 'quick find address book' means you can find the contact details you need, when you need them. Each contact record is an interactive page, with the ability to email, make a phone call or go directly to a website or social media page.
Track Business Development and Campaigns
A dedicated business development homepage panel enables you to keep track of the status of leads, campaigns, tasks and opportunities. Campaigns can be tracked throughout the lifestyle from initial contact, opportunity right through to job and completion. Business development tasks can be stored against a contact name so you can see when and how an individual has been contacted by your organisation and exactly who is associated with each campaign or project.
- Automate and streamline your business processes. Create business development tasks, set up campaigns and schedule reminders. Business development notes can be assigned to staff to action, these can be fed through to their Rapport3 homepage so that they never miss tasks and opportunities.
- Build and maintain distribution lists. With Rapport3, finding the answers is easy. If you want to mail shot a particular industry or particular group/segment within the project Rapport3 will take care of it; from helping you select key contacts, through to mail merging and then recording the end result.
Associated Rapport3 Project Management Modules
- When combined with the Rapport3 Email Management, project e-mails will automatically be associated with the relevant contacts.
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Contact us to discover more about how the Rapport3 CRM can help you to make, manage and maintain your client relationships.

subset: commoncrawl


text:
HEO-CLT Professional Development Fund [1]
The City University of New York/Professional Staff Congress
Professional Development Fund for the Higher Education Officer and
College Laboratory Technician Series
HEO-CLT PDF Committee Liaison: Patricia Young, email@example.com [2]
A. Description
The HEO-CLT Professional Development Fund was won as part of the 2000-02 PSC/CUNY collective bargaining agreement and was the first time CUNY HEOs and CLTS were granted support for academic and professional pursuits. In each academic year since 2003-04, approximately $500,000 total is distributed via small grants to approximately 450 awardees from campuses University-wide in the Higher Education Officer and College Laboratory Technician series, as well as CLIP and CUNY Start instructors, and EOC Lecturers.
B. Eligibility
In order to be eligible to apply, you must:
- Be in one of these series titles: Higher Education Officer, College Laboratory Technician, CLIP Instructor, CUNY Start Instructor, EOC Lecturer.
- Be in your full-time title for more than six months by the start date of the proposed activity. (For Adjunct CLTs you must work at least 10 hours per week during the semester in which you apply, and you must have worked 10 hours per week for four consecutive, non-Summer semesters, immediately preceding the semester in which you apply.)
- NOT be in an excluded title (if you are in an excluded title your paystub will show that you don't pay dues or fees to the union).
- NOT be on Travia Leave when the application is submitted or when the proposed professional development activity will take place.
C. Use of Funds
YES - Acceptable uses to propose to the Fund:
- Conferences, workshops and trainings that require travel outside of the NY metro area
- Local or online conferences, workshops, trainings, and certificate programs
- A semester of schooling at an accredited college or university (CUNY or non-CUNY), which could include tuition, fees, and books listed on the relevant syllabi
- Research projects and field studies
- Membership dues for professional organizations
NO - The Fund cannot be used for:
- Personal vacation or travel not related to a documented event
- Salary, wages, or stipends for employees, research assistants, research participants, etc.
- Computers, tablets, cameras, or other technology or equipment
- Certain travel expenses including taxis, shuttles, trams, buses, commuter rail or gas to/from airport, tolls, parking fees, entertainment tours
- Activities that the Committee deems not relevant to the development of skills, resources, or credentials necessary to complete the professional duties or career advancement of a person in their eligible CUNY title.
D. Limitations on Awards
- To ensure broad access to grants, applicants who receive four grants over any length of time from the HEO-CLT Professional Development Fund, must wait a three-year break period after the year for which the fourth grant was paid before being eligible to receive another grant from the Fund. If you are unsure about your award history, please contact the Committee Liaison before submitting an application. After the three-year break period is completed, an eligible applicant can apply for four more grants before triggering the next three-year break period.
- An eligible applicant may apply for and be given multiple awards in one grant-year (which runs September 1 and August 31) but the total of those awards cannot not exceed $3,000.
- An eligible applicant can propose an activity that costs more than $3,000, but the maximum possible award will not exceed $3,000.
- Preference is given to applicants who have not yet received awards from the HEO-CLT Professional Development Fund.
- The amount of money available from the HEO-CLT Professional Development Fund to employees at any CUNY campus will be proportionate to the number of eligible employees at each campus.
- The Committee may limit the number of grants awarded to employees from the same campus requesting to attend the same conference or professional development activity.
- The PSC/CUNY HEO-CLT Professional Development Fund will consider and possibly award grants for activities that are receiving additional funding from other sources, but if specific expenses are waived or paid for by the college or another party, the Fund cannot reimburse for those specific expenses.
- Multiple applications can be submitted at one time, but each professional development activity must be proposed in a separate application. For requests related to a semester of schooling, each semester must be applied for in a separate application.
- Applications requesting awards for less than $250 will not be considered.
E. Application and Award Process
- If you are not sure, verify with the PSC membership department that you are in an eligible title.
- If you are not sure, verify with the Committee Liaison that you have not exceeded your award limits.
- Check the Due Dates Schedule below. Due dates are determined by the documentable start date of a proposed event. For example, if your proposed event is advertised to start any time in May, you must have your application submitted by the first day of the month in the month prior to the event, which would be April 1. The Committee does not meet in July or August so applications for events in July, August, or September must be submitted by June 1. You can apply several months early, but late applications will not be accepted--no exceptions.
- Read the entire Guidelines for the fund.
- Use the online application system to register for an account, then begin drafting your application.
- The last step of the application is uploading your supervisor's signature of approval. Download the Supervisor Approval Form here [3]. Once you have fully drafted your application in the online system, print a copy to share with your supervisor and include a printed copy of the Supervisor Approval Form. Your supervisor must return the signed form to you within ten days and may keep a copy of your application for their records and send a copy to your college's labor designee. Your supervisor's signature indicates review of your application and approval of the activity and the time needed to participate in the activity, should it occur during regular work hours. Awardees are not required to charge the time spent at a professional development activity to their annual leave. Awardees may choose, however, to conduct the funded activity on their own time for which they will not receive remuneration.
- After your supervisor has returned the signed form, scan a copy and upload it to the Final Page of the online application.
- Once you've completed the full online application, click Submit in time to meet the deadline. You will receive an auto confirmation email.
- If there are any issues with your application, the Committee Liaison will be in touch within a week or so, to recommend changes or to request additional materials.
- Shortly after the monthly deadline, the HEO-CLT PDF Committee will begin reviewing applications. The Committee includes HEOs and CLTs from various CUNY campuses and departments. Each application is read by two committee members (who do not read applications submitted by colleagues from their own campus). If there is a disagreement in the decision between the first two readers, a third reader will determine the outcome. Decisions from the Committee are final.
- Approximately three weeks after the deadline, applicants will be notified of the Committee's decision via email.
F. Reimbursement Process
- If awarded, all details regarding the reimbursement process and policy will be made available with the award notification.
- Any changes to the proposal—including non-attendance of the proposed activity—must be reported to the awardee's supervisor and to the HEO-CLT Professional Development Fund Committee Liaison.
- While preparing to participate in the approved activity, awardees should keep track of all original receipts, credit card statements, conference materials and other documents that will support their reimbursement request.
- The approved professional development activity must be concluded before requesting reimbursement.
- Awardees will be given access to a link leading to the online Reimbursement Request Form which will notify the Committee Liaison that reimbursement materials are going to be mailed. In the online Reimbursement Request Form, awardees will write their report (approximately 300-500) words about the awarded activity, and list their requested expenses. Awardees must then print a copy of their completed Reimbursement Request Form from the online system and attach all printed itemized receipts and credit/bank statements for each requested expense. The printed request and supporting materials must then be mailed to the HEO-CLT PDF at 61 Broadway, 15th Floor, New York, NY 10006.
- Reimbursement requests that are received at the PSC office by the 15th of a given month will be reviewed that same month and a check will be mailed by the end of that month. Reimbursement requests received at the PSC office after the 15th of a given month will be processed by the end of the following month.
G. Due Dates Schedule and Application Links
The next deadline is SEPTEMBER 1, 2018 11:59pm for events starting in October and November 2018. Please click here [4] for the application link.
The deadline has already passed for any events starting before October, including Fall 2018 semester at CUNY (which starts in August), or other college semesters (that start in September). No exceptions.


text:
EML to PST Converter
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This tool can convert several EML files from Windows Live Mail to MS Outlook at once. It adds the complete folder which includes EML files. It converts all the EML files at once. This way, execution can be faster because you can load all the EML files at once rather than loading them one after another.
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text:
The long-lasting Hurricane Isaac has pushed Jefferson Parish public schools to extend their closure period for the rest of the week. Schools now are scheduled to reopen on Tuesday, the day after Labor Day.
The school system originally planned to reopen Thursday, as did many schools in the New Orleans area. But many schools also have extended their cancellations.


text:
Expertise in action
Our professionals put pen to paper to tell you exactly how we create measurable results for our clients. Read our sentiments and understand the performance stories of our Chicago team members. It's truly inspiring.
One of the world's largest financial institutions engaged our workplace solutions team to help re-engineer its internal corporate workplace strategy program, which was encumbered by two years of complexity and inefficiencies.
View success story


text:
Paul Schlunt
Describes the past four years as I dealt with the loss of my wife, as well as stepping forward into this new life of mine. I relate to the caterpillar that inches along in the depths of grief, just getting through each day; to building a cocoon or safe haven within which I safely healed and grew; to breaking out of the cocoon in what I call the "reboot". Finding joy along the way, sometimes in the form of unique special moments that lifted my spirit. And realizing gratitude as the final shift towards peace, meaning and joyfulness.
It's my intention for this workshop to offer guidance to the newly widowed, providing my experiences as an example of hope. And relating to the longer time widowed, both in shared experiences as well as providing some hidden opportunities to realize the blessings in this new life of ours.
Take a walk with me now as I share this path…


text:
Banana Yeast Bread
Total TimePrep: 25 min. + rising Bake: 30 min.
Makes2 loaves (14 slices each)
- 3/4 cup milk
- 1/2 cup butter
- 1/2 cup sugar
- 5-1/4 to 6 cups all-purpose flour
- 2 packages (1/4 ounce each) active dry yeast
- 1 teaspoon salt
- 3 eggs
- 3 medium ripe bananas, mashed
- 1 teaspoon water
- In a large saucepan, cook and stir the milk, butter and sugar over medium heat until butter is melted; cool to 120°-130°. In a large bowl, combine 2 cups of flour, yeast, salt, 2 eggs, bananas and milk mixture; beat on low speed until combined. Beat on medium for 3 minutes. Stir in enough remaining flour to form a firm dough.
- Turn onto a floured surface; knead until smooth and elastic, about 4-6 minutes. Place in a greased bowl, turning once to grease top. Cover and let rise in a warm place until doubled, about 45 minutes.
- Divide dough in half; shape each into a round loaf. Place on a greased baking sheet; cut slits in tops. Cover and let rise until doubled, about 45 minutes.
- Beat remaining egg with water; brush over the loaves. Bake at 375° for 30-35 minutes or until golden brown.
Nutrition Facts1 slice: 152 calories, 4g fat (2g saturated fat), 32mg cholesterol, 128mg sodium, 25g carbohydrate (7g sugars, 1g fiber), 4g protein.
My Review
Dec 23, 2016
I made this to use up bananas that I had and for s omething different. Was really happy with the lightness and subtle banana flavor. Will make it again with a few changes that were in other reviews.
Aug 2, 2016
Just tried the recipe. Made a few changes since I live in a tropical climate, baking time and temperature changes. Instead of 375, I used 400 for the first 30 minutes, with only the bottom of the oven heating, then for the last 10-20 minutes I added the top rack to heat on both sides of the bread. Also, after heating the milk and melting the butter with the sugar, I added the eggs and the bananas to the milk mixture before mixing with the flour mixture. I also added a teaspoon of cinnamon and a 1/2 teaspoon of nutmeg. In the end the bread was soft and yummy. I think this could be rolled for a sort of cinnamon rolls, with cream cheese vanilla frosting. ??
May 5, 2015
This bread has just the right amount of sweetness. It is light and has a slight banana flavor. I did use skim milk and used 1 cup of whole wheat flour to add some whole grain goodness and switched the milk to decrease the saturated fat. I think I am going to use some of the leftover bread to make banana french toast with Nutella.
Apr 23, 2015
Delicious! I followed as directed. A hit with my family!
Mar 23, 2015
Delicious, light, and easy to make. It has just the right amount of sugar. Even satisfied a very picky teenager.
Mar 20, 2014
This makes a wonderful sweetbread that we toasted and had for breakfast with honey butter. The bananas are barely discernible. It has a nice texture without being heavy.
Aug 26, 2013
I have made this several times, It is very easy to follow and a big hit with my family. I also used it as gifts for close friends and they love it! I have added caradomon spice to it for a subtle backnote. Thanks for a great recipe!
Mar 30, 2013
I have made this recipe many times, and it's always delicious even when I vary. I've tried everything: all purpose flour, bread flour, real butter, light butter, 1/2 butter 1/2 applesauce, retard the dough in the fridge overnight, etc ... Amazing every single time. I love to make this into 3 French loaves, which turn out so beautiful with the egg wash. It freezes well and is excellent as French toast!
Sep 22, 2012
I sprinkled sugar on the top of it before I baked it and it made it even better.
Feb 3, 2012
This is so yummy! I was looking for something other than traditional banana bread to use up my over-ripe bananas. I must admit, I was initially skeptical, but I'm now a believer. So good. Moist but not dense. I will certainly be making this again!
Follow along as we show you how to make these fantastic recipes from our archive.


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Frans Eemil Sillanpää
Born: 16 September 1888, Hämeenkyrö, Russian Empire (now Finland)
Died: 3 June 1964, Helsinki, Finland
Residence at the time of the award: Finland
Prize motivation: "for his deep understanding of his country's peasantry and the exquisite art with which he has portrayed their way of life and their relationship with Nature"
Field: prose
Language: Finnish
Prize share: 1/1
Which Nobel Laureates are hidden within the maze of letters?
All you need to know about the Literature Prize!
Read about Alfred Nobel's Will and the Literature Prize.


text:
CM SAF: Products
The following pages provide the opportunity to search and order CM SAF products via the Web User Interface (WUI) and to get detailed information about these products. The data provision is free of charge.
"Available Products" shows the list of existing CM SAF products with links to example figures and inform the user on product status and availability.
"Product Monitoring" presents the current status of the availability of operational CM SAF products.
"Ordering and Data Access" provides the Link to the CM SAF Web User Interface. This service will help the user to search and order products online. The products are distributed via temporary FTP-Access, CD, DVD or e-mails (small data amounts only). To get access to the ordering the user registration is mandatory.
"Service Messages" presents additional information about the CM SAF products like availability, anomalies, errors, changes or announcements of new products.
"Change Log" gives information on changes in the operational processing of CM SAF products and describes the versioning approach of the system.
In "Known Product Disruptions" the data gaps of CM SAF products are listed taking into account the reason of disruption and the possibility of recovery.
The document "Naming Convention" describes the several identifier of the CM SAF product file names. It will allow users easier identify the meta data of the products.
CM SAF products are available covering different areas in different spatial resolution. The "Auxiliary Data" section provides files for download holding the following information
a) latitude and longitude,
b) the elevation,
c) fraction of land (FOL) and water (FOC) as well as a Land/Sea mask.
The page "Golden Data Set" provides CM SAF example data sets for direct download.
"Add on Products" are provided to the user in addition to the official CM SAF products. They cover different application areas and facilitate the analysis of the CM SAF products and the climate system.
By means of different "Tools" CM SAF products can be visualised and analysed. Furthermore conversion software is provided to be able to handle the CM SAF data formats.
PF / Jan2014


text:
MUNICH, Oct 10 (Reuters) - Volkswagen plans to shrink its European dealer network and introduce online sales as the cost-cutting automaker adjusts to changing purchasing habits in the digital age.
Volkswagen (VW) aims to increase profitability and efficiency at its 3,000-dealer European distribution network by an average 10 percent, VW brand sales chief Juergen Stackmann said on Tuesday.
The German carmaker wants to trim the costs of its European dealer network significantly to help double the average return per distributor to 2 percent from 1 percent, Stackmann said.
The executive gave no detail on the size of planned cost reductions and the number of dealerships due to be axed under its "future sales model". (Reporting by Irene Preisinger; Writing by Andreas Cremer; Editing by Christoph Steitz)


text:
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Originally posted by jerryznv
reply to post by smithjustinb
Ummm...respectfully...may I disagree....what would we say of 1 + 0 + 2....
Shall we say it is infinite...+2?
Does not work my friend...sorry...mathematically it is inaccurate!
Originally posted by superstatue
if it is on 0=infinity, well thats just ridiculous. one is nothing and one is everything.
Originally posted by googolplex
For these different concepts of mathematics to work, is if you go into quantum mathematics, that is where 0 would equal something other than 0. I believe in some other higher math functions 0 equals something other that 0.
As for saying you can not get something from nothing, again look into the quantum, this is occurring all the time, and as stated by Hawking the Universe just popped in from no where.
Originally posted by steaming
Break one pencil in half, throw one part away and continue to keep breaking such in half etc. At what stage do i reach Zero ??? I know such may become too small to divide, yet i know i can never reach 0.. To reach infinity means a continued addition and thats what space keeps doing does it not ?? So yes Math's are handy, yet still become wrong. Great thread, keep up the good work...
Originally posted by superstatue
reply to post by smithjustinb
hmm, ok, so thinking more into this, 0 is the infinite potential to be anything and everything, and infinity is the actual existence of anything and everything, am i right?
Infinity is the all-inclusive formlessness. 0 is the all-disclusive formlessness. One has potential for a designated value, the other does not.
Originally posted by smithjustinb
No, infinity is the potential. 0 is invalid.
Originally posted by jerryznv
reply to post by smithjustinb
You cannot break it in to sub primes and factors without zero...again I respectfully disagree...zero without denomination is voiding all of the factors then....
I would say we should agree to disagree here...there is no new formula...unless you care to provide one...1+0 is always going to be 1...it is not infinite....it is one!
Are you providing a new formula...or just theorizing?
Originally posted by davidgrouchy
Ever since the Greeks let zero into the game
teachers through the ages have had to deal with
the pushy self centered student who packed along the
"infinity is zero" and then proceeds to conduct themselves as a theorist.
The statements in the opening post forgets that one is greater than infinity.
What I said was, you can throw infinity in anywhere in the equation and it will still operate the way 0 did. So 1+infinity+2+3+infinity still only equals 6. This is due to the fact that anything that is defined in the context of infinity arises as an entity in and of itself apparently separated from infinity but still a finite part of infinity.
Originally posted by jerryznv
It was not the greeks dave...come on...zero is represented long before that!
I'll take one dollar over infinite dollars any day.


text:
Hotels in Piggotts, Antigua and Barbuda
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Best hotels in Piggotts
Piggotts overviewLearn about local heritage at popular landmarks in the area like Nelson's Dockyard and Fort James. Dickenson Bay Beach and Devil's Bridge are popular sights to see. Piggotts is an inviting destination that has something for everyone.
Where to stay in PiggottsWhether you're planning to stay for a night or for the week, the area around Piggotts has accommodations to fit every need. Search for hotels in Piggotts with Hotels.com by checking our online map. Our maps display the areas and neighborhoods around all Piggotts hotels so you can see how close you are from landmarks and attractions, and then refine your search within the larger area. The best Piggotts hotel deals are here with our lowest price guarantee.
How to get to PiggottsFly in to St. John's (ANU-V.C. Bird Intl.), 1.9 mi (3 km) from downtown Piggotts.
What to see around PiggottsSome popular places in the area include:
- • Dickenson Bay Beach
- • Nelson's Dockyard
- • Fort James
- • Devil's Bridge
When to visit PiggottsWondering what time of year to travel, or what clothes to pack? Here are seasonal norms to help you with your planning:
Seasonal temperature averages
- January-March: 84°F day, 70°F night
- April-June: 87°F day, 72°F night
- July-September: 88°F day, 75°F night
- October-December: 88°F day, 71°F night
- January-March: 6.06 inches
- April-June: 9.41 inches
- July-September: 15.31 inches
- October-December: 12.24 inches
Find the closest hotels near Piggotts


text:
Separate names with a comma.
Discussion in 'The Edge of the Forum' started by Urza, May 20, 2008.
House died.
It was a very sad, fucked up finale.
Very VERY good though!
(even before the title credits, i was riveted to my seat. amazing)
Warning: Spoilers inside!
Dumboldore is gay...
So how reliable are deaths anyway?
AFAIK Jack Bauer has died twice already.
It probably isn't that kind of show but.....
Good. House was a horrible show anyway. From a true medical standpoint.
If you want to watch a doctor show watch something else. Scrubs is more on point for gods sake, and thats a comedy.
If you want to watch a sci-fi piece of crap, watch house....and thats on the lower list of sci-fi pieces of crap so why would you watch it.
If you want to watch a soapopera with a horrible plot. Watch house. and even then everyother soap opera is better.
I just really can't find a reason why anyone would watch house. Ohh yeah, its on fox. Chances are if you are watching fox...you don't know anybetter.
Think the MD in house stands for Massive Disappointment
And Star Wars sucks because you can hear the explosions in space.
*interwebs acquired*
WTF? House didn't die... where the hell did you get that???
Spoiler contains the last 5 or so minutes of the episode.
Warning: Spoilers inside!
House is on the "bus" with Amber, and she tells him he's NOT dead, and that he has to get off the bus. He say's he don't want to because on the "bus" he can't feel the pain. He's refering to the pain of living, not his leg. He also said about how he doesn't want Wilson mad at him. He wakes up, and Cuddy is there to hold his hand. 13 gets the test results and she's positive for Huntingtons (or whatever). Bald ex-plastic surgen guy lays in bed with his wife and hugs her. Kal Penn is seen eating a bowl of cereal watching TV. Wilson goes home, lays in bed, and see's a note, which reads : "Sorry I'm not here, had to pick up House
Poor Wilson.
@zidane_genome: (name from FFIX right?)
Warning: Spoilers inside!
Wilson reads the note after he is in the doorway looking at House.
That was a great episode imo.


text:
On Friday I am having a colonoscopy. I am very, very nervous about the whole thing.
I'm a big girl now, but I have never gotten over the feelings of fear when I am around hospitals and/or medical personnel (which is ironic considering I was a critical care respiratory therapist for 13 years!). I no longer scream when I get blood drawn, but if there's a way to get out of a medical procedure, I'll find it!
Unfortunately some things you just gotta do. The annual pap smear and mammogram, and, now that I am 50 (OMG! How did THAT happen?) I need to add colonoscopy to my regularly scheduled procedures.
I am told that the worst part is the emmm...cleansing that occurs the day before. I have canceled all my plans for tomorrow and loaded up on T.P., ginger ale, and library books. At least, after the meds do their thing, at least for the day, no one can tell me I'm full of Sh##.
Colon cancer is the #2 cause of Cancer related deaths. If caught early, it's is almost always curable. To learn more about colon cancer check out this site: http://www.humc.com/coloncenter/fact.shtml
Then, be brave, like me, and go schedule your your colonoscopy. Even it it is a pain in the butt.


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RLR Black-Magic Clutch Disc
Without a doubt, The Black Magic Clutch Disc is the best disc available anywhere. Made of the same material as an NHRA Top Fuel clutch disc. These discs have a superior coefficient of friction when compared to a stock, 3 or 4 puck disc. These discs are a must have item for any Big Power Motors up to approximately 200 hp.
- 100% Made in the USA Quality
- Does what no other puck disc can do
- Improved 60 FT Times
- Increased Transmission Life
Let our RLR Black Magic Disc help you enjoy your High Performance motor and put you in the winners circle too.
|Item Number
|Black Magic Aggressive Clutch Disc
|Black Magic Aggressive Super 7 Clutch Disc


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Martin 000-15SM Solid Mahogany Acoustic Guitar, Slotted Headstock
Martin 000-15SM Solid Mahogany Acoustic Guitar, Slotted HeadstockDetails
Product Ref: 25527View Full Description
Buy on finance from £40.93 per month Finance from £40.93 per month
Please note: This is only available where all items in the order are dispatched in a single delivery.
To make it as easy as possible for you to get the gear you want, we offer a range of instant finance options. If you spend £250 or more online, you can choose to pay over 48, 36 or 24 months. The majority of decisions are given instantly, so you could get your new gear sooner than you thought!
Representative Example
To help you understand how our finance options work, the examples below are based on a total order value of £250:
|Deposit to Pay
|Total Payable
|Classic Credit 48 Months 14.9%
|No Deposit
|48 months: £6.83
Final payment: £6.83
No settlement fee
|Classic Credit 36 Months 15.9%
|No Deposit
|36 months: £8.65
Final payment: £8.65
No settlement fee
|Classic Credit 24 Months 18.9%
|No Deposit
|24 months: £12.41
Final payment: £12.41
No settlement fee
How to Apply
Applying for finance couldn't be easier - if your order totals £250 or more, simply proceed through the checkout as normal, then select Pay by Finance on the payment page, then click the orange APPLY FOR INSTANT FINANCE button. This will start your application with V12 Retail Finance, our finance partner, and completing this form should take approximately 10 minutes.
You should get an instant answer on whether your application has been successful, though in some rare cases V12 may need to look at the application in more detail.
Please note: This is only available on orders placed via the website consisting of a single delivery, and is not available in store or via phone currently.
Full DescriptionView Full Description
Martin's 000 Body Shape
The Martin 000-15SM features Martin's 000 body shape, which is also known as the auditorium guitar cut, providing comfort and great volume projection. Its sleek, smooth, curvaceous shape features a 12th fret join construction, which provides more length in the body, offering more volume and bass projection. Its nipped in waste means it will sit comfortably on the knee, offering a well-balanced tone that accommodates many different playing styles.
Martin X Bracing
The non-scalloped X bracing shape allows the top of your guitar to vibrate freely yet keeps it stable and secure. Bracing reinforces your guitar's structure, and stops it from collapsing under string tension and shapes the guitar's overall sound.
All-Mahogany Body
The Martin 000-15SM features an all-mahogany body, which offers durability and delivers incredibly rich distinct warmth. Mahogany also contains distinct character of soft warmth, but is well balanced with a bite of its own. The 000-15SM produces a focused, punchy mid-range, thick well-defined tone, and sings sweet sparkling highs with plenty of characterised warmth. Mahogany is used a lot in the acoustic world, because it is relatively economical, durable, attractive, easy to work with, and resonant. As a top wood, the mahogany offers a natural compression, creating strong fundamentals with a clear and direct focus. Used as back and sides panels, the tonewood provides a meaty mid-range, producing punchy, woody tones with plenty of depth and complexity that will please most playing styles.
Mahogany Neck & East Indian Rosewood Fingerboard
The reason why many guitar necks are made from mahogany is because the wood responds greatly to picking styles, strumming, and various finger techniques with equal ease. This mahogany neck features a modified low oval shape, providing comfort, durability, and great playability. The mahogany neck is topped with a rosewood fingerboard that delivers a warm, bright, and sparkly tone that really shines through when using finger picking techniques. East Indian rosewood is very resonant, with a deep warm bass, and sizzly treble, offering a smooth and energetic playing experience. The neck is finished in satin for smooth play, and sleek, high-quality finish. The Martin 000-15SM is an ideal choice for those wanting a classic guitar with renowned materials and expert craftsmanship.
Martin Playability Enhanced
For 183 years, Martin have been at the forefront of guitar innovation and premier craftsmanship, bringing consumers some of the best acoustic guitars possible. The iconic Martin tone is known worldwide and playability has become an important characteristic that sets Martin guitars aside from others within the acoustic world. Martin's manufacturing processes has been perfected by their Plek machines, the Pleking process helps Martin guitars maintain their undeniable tone.
The Plek Pro has been developed for use in guitar production factories as a tool that not only does precise fingerboard dressing, but also helps with quality control. The computer controlled device scans and dresses the guitar under actual playing conditions, strung and tuned to pitch for using precise string tension emulation. This machine has been a major break through over the last decade, as its eye for detail identifies exactly what needs to be done for perfect fretwork. The Plek Pro offers perfect results, raises the quality of the instrument, and gives you a beautifully toned, easy to play acoustic guitar.
Martin Styling
The Martin 000-15SM's look is drawn from high-quality traditional acoustic styling, which provides a natural, pleasing, and sophisticated aesthetic. Featuring a subtle multi-strip sound-hole rosette, which enhances Martins signature faux tortoise pick-guard for a authentic appearance and finish. Its all-mahogany body offers a rich beautiful colour, projecting its quality timber, finished with satin, for a sleek and elegant aesthetic. The neck is dressed with diamond and squares short pattern fingerboard markers inlaid in abalone, for stunning added shimmer to each performance. The 000-15SM has a slotted headstock with square taper, offering a traditional and classic appearance blended with Martin's high-quality creativity. The headstock is topped with golden age bright nickel machineheads and Martin's signature hieroglyphs, that stand out beautifully against its rosewood head-plate.
- All-mahogany body offers incredibly rich warmth
- Rosewood fingerboard for smooth play
- 000 Martin body provides comfortable playing experience
- Bone nut offers clarity
- Satin finish for high-end appearance and smooth play
Body & Bridge
- Body Size: 000 -12 Fret
- Shape: Auditorium/li>
- Top Material: Mahogany
- Bracing Style: X Brace, Non-Scalloped
- Back and Side Material: Mahogany
- Bridge Material: East Indian Rosewood
- Bridge Style: Belly- Drop in Saddle
- Scale Length: 25.4''
- Finish: Satin
Neck & Fingerboard
- Neck Material: Mahogany
- Fingerboard Inlay Style: Diamond & Squares Short Pattern
- Fingerboard Inlay Material: Abalone
- Neck Shape: Modified Low Oval
- Neck Taper: Standard Performance Taper
- Fingerboard Material: East Indian Rosewood
- Headplate Material: East Indian Rosewood
- Number of Frets: 20
- Finish: Satin
Hardware & Strings
- Bridge Pin Material: Ebony
- Pickguard: Faux Tortoise
- Nut Material: Bone
- Saddle: Compensated Bone
- Tuning Machines: Golden Age Bright Nickel Side Mount
- Strings: SP Lifespan 92/8 Phosphor Bronze Light (MSP7100)
The product price includes 6 years' warranty and 180 day money back guarantee.
However, the Gear4music extended warranty scheme provides an enhanced service, and is designed to offer a higher level of protection than many 'free' warranties offered by some retailers and manufacturers.
The highlights of this enhanced warranty service are:
- Warranty is extended to 6 years from the date of delivery.
- Our Money Back guarantee is extended from 30 days to 180 days (terms apply after 30 days)
- Collection and delivery costs are included for the first 2 years
- Claim 50% cash back on the cost of the policy after 6 years if it has not been used!
- Warranty is transferable if the item is re-sold
- Loan or replacement equipment will be provided if the product isn't repaired within 30 days
- If an item can not be repaired, a similar alternative product or cash discount (as defined in this policy) will be offered
- The policy can be cancelled within 30 days, and at any time after that for a pro-rata discount
Please note that this extended warranty is currently only available on products sold within the EU or EEA, and is subject to the terms and conditions as detailed on the extended warranty certificate provided.
For customers in outlying areas of the country, the price of the Extended Warranty may be marginally higher, due to the potential for higher collection and redelivery transport costs.
This enhanced warranty is in addition to the standard Gear4music and manufacturer warranty policies, and the Gear4music terms and conditions of trade. No statement or condition of sale contained within these terms affects or restricts your statutory rights as defined under the Consumer Contracts Regulation 2014.
Once the product is delivered, you have 180 days to decide that you definitely want to keep it. If you decide it is not suitable for any reason, you can return it back to us for replacement or full refund, including standard delivery charges.
All Products are new unless stated, and include a minimum of 2 years warranty.
Some items are only eligible for money back guarantee if they are returned to us unused and sealed in the original packaging, and in the case of software, unregistered. These items include:
- Software
- CDs & DVDs
- In-ear Monitors
- Earplugs and Ear Protection
- Mouthpieces, Reeds etc… for Woodwind and Brass instruments
- Mouth / Lip Care Products
We are unable to accept returns of any custom made items designed to work together as a unique package, such as computer system built to a customer's personal specifications. Exceptions may only be possible with prior agreement of the vendor, and may be subject to a cancellation fee.
If you also purchase items that do not qualify for free delivery, some delivery charges may be applied to your order which will be shown in your shopping basket.


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Sensory events of everyday life surround our experience of being an individual...
The Multi Sensory facilities provided by many schools and specialist centres have proven to provide long term tangible benefits for those who need assistance balancing their sensory inputs.
The experiences gained in a Snoezelen Multi Sensory environment can greatly assist those who are affected by various cognitive disorders, social and emotional issues and multiple physical impairments. However, what happens when they leave this environment?
Large Weighted Lap PadExcl. VAT: £48.00 Incl. VAT: £57.60
Relaxer™ Weighted Blanket CoverExcl. VAT: £85.00 Incl. VAT: £102.00
Tactile Kit - DeluxeExcl. VAT: £175.00 Incl. VAT: £210.00
Switch Activated Animal Massagers - Big BugExcl. VAT: £30.00 Incl. VAT: £36.00
Maxi Bubble Tube by ROMPA®Excl. VAT: £545.00 Incl. VAT: £654.00
Multi Sensory equipment incorporated into everyday activities...
The positive sensory outcomes experienced in a Multi Sensory environment must continue outside of it, if not, this can lead to increased anxiety and the expectation that a good experience will be followed by a bad one.
We believe it is imperative therefore that certain items can be taken out of the room and integrated into everyday life to assist calming or stimulation, where necessary.
Toys, blankets, comforters and various learning aids plus many can come in various sizes for ease of transport. These items can meet all budgets and are great to keep in cars, living rooms and bedrooms to be accessed when required.
How Rompa can help...
Rompa have worked with the University of Southampton and the creators of the Positive Play Programme from Derbyshire County Council to create a selection of recommended products which can be tailored to meet your requirements for use in and around the home.
In consultation with these professionals we have created a wide variety of kits, which are designed to meet the needs of the individual, not the disorder.
By monitoring behaviour and understanding sensory preferences, these packages can be chosen and used to promote positive behaviours in a fun and therapeutic way.
Symphony 2 Interactive OrchestraExcl. VAT: £58.95 Incl. VAT: £70.74
Visual Kit - BudgetExcl. VAT: £55.00 Incl. VAT: £66.00
Exploration Saver PackExcl. VAT: £150.00 Incl. VAT: £180.00
Aura ProjectorExcl. VAT: £139.00 Incl. VAT: £166.80
Find out more...
Our website is full of fantastic information about how Multi Sensory equipment and environments can benefit those you care for. Visit our free resources page to see the large amount of research that has taken place for using Snoezelen to act as an effective therapy for a wide range of conditions and disabilities or browse our selection of recommended products.
Rompa has a dedicated team of advisors with many years of experience in the providing multi sensory environments and equipment to residential homes in the UK.
Why not call or email us to book your free consultation today?
Call: 0845 230 1177
Email: firstname.lastname@example.com


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Wednesday, December 3, 2014
Lessons :: My Year of Birth and Rebirth, and the Power of Daily Gratitude
As I sit here on the last day of November with my third cup of black coffee, I can't help but reflect back on this past month, the first month that I chose to host a photo challenge on Instagram. It was a simple thing, really, and I didn't think it would affect my life that much, but it did.
Let's rewind. At the beginning of this year, I got pregnant. I left my job. I started writing full-time. 3 months later, I was out of savings. I got on welfare. I was almost homeless. Brandon and I moved in with his mom. I had the baby. He left his job. We took over his mom's limo business.
Within our first month, we brought in a quarter of what the company made its entire first year and twice as much as what I've earned my entire blogging career. We are finally able to pay off our debts. We are able to work from home and set our own hours. We are able to take turns cooking and cleaning. We are able to spend quality time with each other and with our son. I am able to write without feeling guilty.
I am seeing light at the end of the tunnel.
Self-employment makes some things easier, and other things harder. There are pros and cons. Most of the cons happen at the beginning, when you're just getting off the ground. You will probably put more money into your business than what you get out of it. You will probably put more time into it than anything else in your life. You will probably struggle with managing both your money and your time. You will have to plan, prepare, and prioritize. And then you will have to adjust your plans and your preparations and your priorities, again and again and again, as you and your career and your life change.
As an entrepreneur, you have no boss. You have no one telling you which areas need growth and what you should do better. You have no one reassuring you that you're making a great effort so far and no one cheering you on, urging you to keep going. All of that needs to come from within -- your motivation, your constructive criticism, your encouragement, your instincts. There are no classes, no training, no books. You need to find those resources yourself, whether it's on a blog or in a bookstore or through prayer.
2014 has been full of messages all wrapped up in painful, challenging packages, but I'm grateful for all of them. I'm glad that I chose to take the time to be grateful, at least once a day, every day in November. I don't think it's a coincidence that my mind was more peaceful, my mood more content, and my life better than ever. I'm so used to reaching for the next dream, that I rarely realize I'm living it -- and that living my dream is a process. It's all about the journey, babe.
My month wasn't perfect, and I wasn't either. I still had stressful days, and cranky moments, and times when I was mad or sad. But that's all part of life. And life looks more beautiful when we concentrate on the beautiful things. We just don't always open our eyes and minds to them.
Fortunately, though, when my baby was born, I was too.
And when he started to see, so did I.
*Photo of Trey and I by Megan Burke. More of him can be found at my mom blog, Baby Loudmouth.


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Continued from previous post: GIF, JPEG, PNG? Short Answer
GIF files deserve more explanations than the other two formats, in case you wonder why we did not delved into more details on it in the previous post.
GIF colour palette
The most practically important feature of GIF format is that it stores images using no more than 256 different colours. The editor would analyse the image before saving it as a GIF file, and decide which 256 colours to keep in the file, and which colours to replace with one of those 256 colours. The the outcome usually is once of these:
- There were less than 256 colours in the image, and it is saved without any losses of data or quality
- Most of the space in the image is taken by only a few colours, and the rest of them are hidden in details, like edges of shapes. Some details would be lost, but you may not even notice it
- Many colours are spread over significant areas, and GIF format would severely distort the image
Let's look at some examples.
A colour photograph would often contain millions of different colours, so saving it as a GIF file will usually impact the quality of the result. We took a photo with exuberant colours as an example. With the size of 800×790 pixels, this image should create enough problems for editors, when they try to squeeze it into a GIF file. Yes, it's the editor that chooses the colour palette, and so the quality of result depends on the software you use. It's worth to notice that some editors would not give any options to control the colour processing; but some may give a few.
Here is a part of the original image
An editor could compensate missing colours using dithering: alternating pixels of several colours.
But any dithering is obviously is not a good option for publishing. (It might have been handy in old days, maybe for printing…)
This is probably the best illustration of what happens with colours: there are simply not enough of them. So the transitions between close colours become quite distinct – when those colours cover large visible areas
Notice how different are results when using different editors
Still, even the best algorithms would be far from ideal: some images are just not suited for GIF format
We already mentioned that GIF files are well suited for images with large areas of the same colour: they will be compressed very efficiently.
Another fact, which may be useful to know, is that horizontal stretches of the colour would be compressed better than vertical.
Here is a small experiment: we fill a square area 250×250 pixels with vertical gradient colour like this: and save it as a GIF file. There are only 250 colours in the image, so all of them are preserved. The size of the file? 8 KB. Now let us rotate the image and save it again. The size increases to 11.3 KB.
Note that PNG format would only need 1.7 KB, and JPG files of good quality – 4.4 KB. And the sizes would not depend on gradient orientation.
Now let us look at what it means, when we say that FIG format does not support semi-transparency.
Let's say you made a smiley icon with white background. Next, you need one to sit on a dark green background – and you draw another one:
You store them both as GIF files. And GIF files allow for transparent areas – so you decide that, of cause, you need only one icon: you can make the background transparent. So you take that second smiley, and erase the dark background: But something is not quite right there: those dark pixels around the yellow area…
The edge of the yellow circle is a mix of yellow and green colours; that is what stands out. The first of your icons had instead a mix of yellow and white colours, so those pixels would stand out if you try to erase white colour, and show the result on a dark background:
So what is the answer? You should have drawn the smiley without any background at all, that is, over a transparent background. Then the edge would consist of a mix of yellow and… transparent colours – that is, of yellow pixels with varying degree of transparency. The only problem would be that you would not be able to store such smiley as a GIF file: GIF format supports only solid and transparent, but not semi-transparent pixels. You would have to save the image as PNG file – then it will be perfectly blending with any background:
All this means that transparency in FIG files is not often needed: only if you have transparent areas with horizontal and vertical edges. More often you would rather use transparent backgrounds, and save files in PNG format.


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Dylan & Levi
Easy-going but hard to tell apart – twins Dylan and Levi were born with a double dose of heart trouble. Just hours old, they came to Children's Hospital and Medical Center.
Complete Story
You will come directly to the C.A.R.E.S. Unit the day of
your child's procedure. It is not necessary to stop in our Access Center, the
staff in C.A.R.E.S. will process your registration information when you
Your child is the most important person for the day. Your child will be
admitted to his own private accommodations in C.A.R.E.S. for the entire duration
of his stay. If your child has a special personal belonging (a toy or special
blanket for example), he's welcome to bring it along if it helps him feel more
at ease. Two adults may accompany your child for the procedure. Siblings are not
allowed in the C.A.R.E.S. Unit. So please make arrangements accordingly.
Your child will be asked to change into a hospital gown or pajamas for the
procedure. Older children or teens may desire to bring loose fitting sweat pants
or boxer shorts to wear during their stay in the C.A.R.E.S.
page Next page


text: I joined It Works to get my products at cost without a 3 month committment. After using the wraps and greens I was feeling better and looking better!! I have to admit I was very skeptical. All of a suddent people were asking me what I was doing because of the very apparrent visible difference. After 3 months I decided to go to a meeting and see what this company was all about. I left this meeting very excited but yet with some hesitation that it was as good as they


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I am actress, still trying to make my foothold strong in Bollywood. I had made a debut in Bollywood in 2004 but that went unnoticed and I moved on to south industry.
Play this game
Description: Rahul pendkalkar the child artist who acted as on today in 82 ads, 10 films and 11 serials and who acted with AMitabh, AAmir Khan, Shahid, Ranbir Kapooor, and Imran Khan, along with deepika Padukone, Eva Grover, Konkona Sen, Jia Khan, Asin, Neil nitin Mukesh, genelia, and worked with directors like A murgados, Ayan Mukherjee, Pradeep Sarkar, Rajeev Ruia, Ram Gopal verma, Ken gosh,and etc
Created by: PRAVIN PENDKALKAR (Apr 27)Posts: 4
congrats rahul, for completing three and half years in bollywood and further congradulation for getting 82% in Std IV and for getting promoted to Std. V
Congratulations Rahul....keep the count going.By the way, Pravin...how old is Rahul now...whats his date of birth.
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Another Christian woman gives up second-class citizenship
Born into a Roman Catholic family and educated by nuns, Irish broadcast journalist Olivia O'Leary left over the church's refusal to ordain women. According to the Belfast Telegraph:
"No longer at my age can I accept a subordinate role; not for myself, not for my daughter, not for my sisters, my nieces or friends," the 61-year-old current affairs presenter declared.
She added that other women had walked out of the church a long time ago.
"Maybe I just kept hoping," she added.
She was provoked to a recent, detailed on-air explanation by an interview with American Catholic theologian and intellectual George Weigel. She was unimpressed, explaining:
"He [Mr Weigel] gave the same old non-reasons for the refusal of the church to ordain women, 'we have different tasks, different gifts' . . . 'God made men and women different for a reason'."
Ms O'Leary continued: "At this stage I don't feel rage so much as weariness — that 'difference' is still latched onto as a reason to discriminate; weariness and, for me, relief, that it's all over now. I've moved on out."
She now attends the Church of Ireland (part of the Anglican Communion) where "I can stand tall because the Church of Ireland, whether I join it or not, accepts my full humanity. It ordains women."
Unlike churches in the shrinking Southern Baptist Convention (as it is for the moment still named), where a slow parade of churches embrace expulsion by accepting women pastors.
The pursuit by women of equality where it is denied them appears to be as sweepingly nondenominational as it is relentless.
How an evangelical inerrantist changed his mind about women in leadership
Pastor Wade Burleson of Enid, Oklahoma, recently stopped blogging. And was predictably pulled back into blogging again by his enduring concern about self-destructive failure of the Southern Baptist Convention to accept women as lead pastors. About Alan F. Johnson's book "How I Changed My Mind About Women in Leadership," Burleson wrote:
There have long been attempts by
fundamentalistsconservatives to paint liberalmoderate anyone who believes that women can be as gifted as men, can lead or teach men, or can hold positions of "authority" over men. Aside from the fact it is nigh impossible to define authority the way Jesus defines it (servanthood) and have any objection to women in leadership, it is a breath of fresh air to read a book edited by a bona-fide evangelical inerrantist who is showing that it is not God who is changing His mind about women, but fallen, fallible men who must change theirs.
Read the rest here.
George Baptist Convention faithfully follows the SBC path toward decline
The retro-innovative Georgia Baptist Convention voted at its Nov. 15-16 to disfellowship Druid Hills Baptist Church "because its co-pastor is a woman." As expected and repeating the pattern of action taken last year against First Baptist Church Decatur.
The decision is in keeping with the Southern Baptist Convention's Baptist Faith and Message 2000, and arguably self-destructive. As Bob Allen of the Associated Baptist Press wrote:
Carey Charles, a deacon and fourth-generation member at Druid Hills, described the church's goal to messengers as "first and foremost missional."
"When Baptist churches are closing their doors inside the I-285 perimeter [the freeway that surrounds the central part of the Atlanta area] today at a historically rapid pace, and that [what was] once 166 Baptist churches are now down to a mere 39, we at Druid Hills Baptist have deliberately chosen to stay and bear a testimony as stated in our core values — to love God, to share Christ, to serve others and grow in faith," Charles said.
"In staying, we recognize that we must ask tough questions, missional questions; not something that unifies only our church, but also that unifies our church in our neighborhood, city and world immediately surrounding us," he said. "Therefore we chose the Walkers, both of whom have been recognized as partners in mission by the International Mission Board of the Southern Baptist Convention for 12 years of service in the Philippines, who deeply share our passion for what is now a growing mission field inside Atlanta."
That makes the action twice the opposite of progress. After the GBC executive committee recommended that change at its March 16 meeting, Shelia M. Poole of The Atlanta Journal-Constitution wrote:
"It seems sad that they decided to go backwards in time," said the 52-year-old Mimi Walker, a former missionary in the Philippines. "I'm not sure what the value is of trying to go back in time when women were held in subservience."
This bit of time traveling is by in effect expelling a church whose innovation has been extraordinary. The church Web site explains:
Druid Hills Baptist Church (DHBC) was established in 1914 and since its inception has been a church oriented towards innovation and growth. DHBC enjoyed many firsts among Baptist churches in the south including the first vacation Bible School, the first church day camp and the first co-ed adult class. Through the years DHBC has continued to evolve to meet the needs of the community. It is now the last Baptist church in downtown Atlanta and is located in a very diverse neighborhood at the corner of Ponce and Highlands.
Inflexibility has a price.
Not just for the Georgia Baptist Convention. The SBC's Batholic/Cathist inflexibility has led independent demographic analysis to forecast not only frustration of evangelism goals like those pursued by the Great Commission Resurgence , but also steady decline.
Southern Baptist Sharron Angle (& others)
Southern Baptist Sharron Angle misjudged the electorate in Nevada, and lost.
Amanda Marcotte makes a coherent argument that Angle's Mama Grizzly racism is to some conservatives an unbearable contradiction of her femininity. A deal breaker:
This contradiction exposed why it's so critical to the fundamentalist worldview that women stay at home and abandon ambition. In this world, women are supposed to be the light, the caretakers, the homemakers, those who smooth feathers and wipe brows. Aggression, meanness, ambition, and even lustiness are considered more masculine traits, even by the public at large. As Dave Weigel reports, the Republicans are beginning to feel that Sharron Angle, at least, spent too much time in the public eye. The longer the public stares at a Mama Grizzly, the more painful the contradiction between her ideals of femininity and her actual behavior.
Mark Silk makes the only slightly related argument that Angle and Christine O'Donnell would have done better if neither had been so much the culture warrior:
I would submit that Angle and O'Donnell lost not because of radical Tea Partyism but because they smelled too much of the unwanted social conservatism of yesteryear.
Who represents that social conservatism better, or better underlines the clarity of other analysts, than Angle's fellow Southern Baptist, SBC ethics czar Richard Land? His post-election analysis was first an echo of aging rightist Richard Viguerie (one more chance for the Republicans). Then, almost as though we held national referenda in this country, Land asserted a rejection of "Obamacare," a repudiation of judicial decisions with which he disagrees, a rejection of same-sex marriage and so on.
More about which, later.
The Anglican Communion's women bishops (still none in England)
The 28 women bishops in the Anglican Communion, reviewed by Ruthie Glendhill, religion correspondent for The Times of London.
None in England.
After the review, Glendhill interviews Christina Rees, who has campaigned for the ordination of women in the Anglican Church and is now the Chairperson of WATCH (Women and the Church), about "the prospects for women bishops in the Church of England after initial analysis of the General Synod election results from 2010" indicated a shift against them:


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The leap of faith
Nine to five was really nine to eight, and her kids were just cute faces she saw for a few minutes a day.
"I had four children and I was starting to feel really unwell," Irene recalls from her home in Sydney's Belrose. "It was a combination of the inability to spend any time with my children or have any work/life balance due to the corporate environment. I was also becoming increasingly frustrated with the lack of women's skincare products that were not harmful to their bodies or the environment. One day I actually went through all my products and realised I was putting over 300 different chemicals on my skin every day!
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"The research shows there are chemicals in products on our supermarket shelves that are banned in other countries because of their toxicity and these are products we use on ourselves and our kids. These are products that disrupt our hormones," Irene explains. "But when I started Nourished Life, none of these things were mainstream knowledge. All this stuff was reserved for hippies, but I felt like there had to be other woman who didn't want to put this crap on themselves. That was my mindset when I decided, 'That's it. I'm done. I'm going to quit this job and change my life'."
The next part of the story would normally be a tribute to Irene's supportive family and friends who said things like 'Follow your heart' and 'You go, girlfriend'. But everyone thought she was mad. Especially her husband. "It was really hard," she says, secure now her gamble has paid off. "I sold it to him by saying, 'We'll sell the house so we don't have a mortgage; I can quit my job, be a stay-home mum and we won't have to pay for childcare'. I didn't sell it to him as, 'I'm going to quit my glamorous, high-paying corporate job and start a blog to sell organic products'."
Small steps – Huge change
Using that legendary $100, Irene bought 100 lip balms from the US for $1 each. "At the time, the Australian dollar was on par with the US, so I was very lucky," she recalls. Then she took advantage of the wonderful world of free technology available to budding entrepreneurs. "I built the website using a free WordPress template, set up a Facebook page, then got a free plug-in for the WordPress site that enabled me to sell products straight off the blog through PayPal, which again was free. Funnily enough, I had exactly 100 followers on Facebook at the time and they all bought one. I sold them for $6 each, so I made a good margin, bought more lip balms and then more products from there. The next thing you know, my kids had to go back into day care because I was so busy. But I was actually able to replace the income I would have made working in corporate in the first year." And in August 2017, Irene sold her business to BWX, the ASX-listed company that also owns the Sukin skincare brand, for a package worth $20 million.
Test and learn
During the first year, Irene learned things as most newcomers to small business do – the hard way.
Lesson 1: The basics
"I'm a real jump in headfirst kind of person," she says. "I don't like to plan and that's been a discipline I've had to learn. I just jumped in with a scattergun approach. There were little things no-one tells you – such as you need an ABN, and BAS and public liability insurance. If I had just stopped and thought about what was involved, I would have had a checklist and been more organised rather than having to go back and fix mistakes. When you set up a business, the basics are the insurance, accounting, bookkeeping – then there's compliance – like knowing you need a fire escape plan in an office."
Lesson 2: Process
"In corporate, I didn't have to think about processes because they had been in place for 100 years. When you run your own business you don't have that heritage. I had to spend a lot of time making sure it all linked together ‑ that there was a common thread through everything from logistics to promotion."
Tech is key to this, she says. "I use a combination of cloud-based software such as Xero, eParcel, and an enabled HR platform that's backed by Australia's largest law firm. The website itself is a custom build. I don't use an off-the-shelf platform anymore, which means I can adapt and add things I would normally be restricted in doing."
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Lesson 3: Logistics
"At first I outsourced logistics to a third party fulfilment centre and it was a disaster," Irene says of her next Big Mistake. "They'd lose packages or wouldn't send them at all. They didn't care and I was losing customers. So I got my own warehouse, hired my own people and set up my own Australia Post contract so I had control over what was going out and my business skyrocketed. When you're relying on someone else, they just don't have that sense of ownership."
Paying it forward
Now, Irene has a staff of 30 mums who all work school hours. "You have to think about why I started the business," she says. "It was because I didn't have any work/life balance and wanted to see my children. It's very hard for a lot of women who have been out of the workforce for five years to find a job when their children start school,\ unless you work at a café or something, but that's not a career. I wanted to give these women an opportunity to drop their kids off at school and work in an environment where they're learning, collaborating and supported and then leave at 2.30. And I tell you what, if you want something done, give it to a busy mother!"
You don't have to be a marketer
It would be easy to think Irene's background in marketing means she's had an unfair advantage, but she says it's the opposite. "My background, I hate to say, has given me no help at all. I was used to having a $40 million annual budget, so it's been incredibly frustrating to want to market the business but not have the funds. My advice to anyone starting their own business with no experience in accounting or marketing would be to capitalise on the fact we're in a unique age, where small companies can use social media to gain more traction than large brands can on TV. If you're authentic, you don't have to be a marketer."
* Originally publish April 12th 2017. Updated August 9th 2018.


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Since early 2000, Black Friday has always been considered as the start of Christmas season shopping. Retailers start to offer their stuff with low, low prices and unbelievable discounts. However, Black Friday is not the only busiest time for shoppers with Small Business Saturday and Cyber Monday. These monikers are now household names and it means that people can now start shopping early. It is expected that you are now starting to promote your business and this is crucial to create awareness among online customers. Remember that competition is stiff and you have to put your best foot forward so that you can gain the benefits of holiday shopping.
Best advice to businesses to make 2015 their best holiday season
Stay active on social media platforms – it is for your best interests to spread your brand through social media. According to John Oechsle, the president and CEO of SwiftPage, social media provides businesses with an opportunity to interact with prospective customers who are looking at holiday recommendations on Facebook, Twitter and Instagram. Promote early and make use of holiday incentives to increase conversions.
Offer in-store pickup – with the recent results of Black Friday where a greater portion of sales were generated through mobile shopping, brick and mortar shops are starting to get worried that physical sales might be eclipsed by online shopping. One example of a smart strategy is in-store pickup option for online purchases. This option creates a better connection between online and in-store customer experience.
Ensure you have mobile presence – your business website must be accessible from any platform. Customers have their preferences and you need to make it easy and simple for them to shop online through their desktop computers, laptops, tablets and mobile phones. It is not a secret that almost all individuals have their mobile phones and businesses should not overlook this opportunity to interact with their customers.
Freebies offer additional value – nothing can gain a customer's attention more than the offer of a freebie. Freebies do not necessarily have to be expensive, you can offer free gift wrapping or an extended guarantee on electronic items. This will help mitigate the impact of customers comparing prices across different ecommerce sites.


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NEW BRUNSWICK – Prevent Child Abuse-New Jersey will host its 10th Annual Strengthening Those Who Touch the Lives of Children Conference at the Imperia in Somerset on May 9. The yearly conference gathers together more than three hundred family support professionals working with New Jersey families to ensure that children are healthy and nurtured. The audience represents a workforce that directly educates more than four thousand parents of very young children.
The conference keynote will be delivered by Sharon Saffold, co-author of the new book Cake and Combat Boots, and a nationally recognized public speaker. Participants will enjoy a day of education skill-building sessions aimed at developing their capacity to support vulnerable families and strengthen their parenting skills. Topics explored will include "The Family Experience", "Project P.R.I.D.E.", and more.
Many conference attendees are home visitors who work statewide with new and expectant families to ensure that their families get off to a healthy start. Professionals attending the conference provide families with health care information, community referrals, parent education, birth control resources, and child development and education materials.
Corporate sponsors for the event include The Home Depot, Bed Bath & Beyond, LittleMissMatched, Longhorn Steakhouse, Red Robin, Stress Factory Comedy Club, L'Occitane en Provence, Brunswick Zone, Olive Garden, and iPlay America.
For more information on the conference, visit www.preventchildabusenj.org/conference
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Welcome to Best Tee Shirts Store. We offer the Best Graphic Tees Designs. Satisfaction Guaranteed
Receive updates and latest news via email.
Some Choices You Have for Best Tee shirts
The best thing about tee shirts is that they can be worn the whole year round. But the riddle of what makes a t-shirt of best quality still remains a challenge. This is reason enough for huge brands to label their t-shirt as "excellent," "essential," "ideal," "perfect," and many other adjective they can think of. The best tee shirts right now may either be loaded with graphics like the Ksubi t-shirt or just plain and simple like T by Alexander Wang.
Designers have a hard time figuring out the best shirt since like anything beautiful it depends on the eye of the beholder. Designer Tony Melillo for instance confessed that he spent nine months on his t-shirt labels before he launched it. He said that there were several factors to consider such as the way the shirt drapes, its weight, the fit and its feel to the body, the way it can make its wearer sexy but not really too sexy, being see-through but not sheer, not too thick and too manly or too girly. All these things have to be considered to come up with a little of everything.
Another popular tee is the blue crew tee which is always considered a classic. You can also choose a non-navy-blue color. You can also wear the grey V-neck t-shirt which is the perfect tee for summer. If you want a tee that is good for all seasons, you can get the nautical striped t-shirt which can be blue on white or the other way around. Another good option is the novelty tee. This would have a mature slogan. This is also the favorite of political figures. It is also good for concert souvenirs and also for other social events. The pocket tee is also good with any jeans at daytime. Then at night time you can put a blazer on top of it.


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Southern California WR Lee has bone bruise near right shoulder, is day-to-day
LOS ANGELES -- Southern California head coach Lane Kiffin says wide receiver Marqise Lee has a bone bruise in the area around his right shoulder and is considered day-to-day.
The All-American was banged up Friday at practice and missed the Trojans' morning practice Saturday. He was back for the evening session, though without pads.
Kiffin told reporters Saturday he expected Lee back in action soon and was relieved that it turned out to be not as serious as it looked.
Lee was hurt attempting to catch a long pass from Cody Kessler in coverage during Friday's workouts. He stayed down on the field before USC's medical staff escorted him away.
Lee had 118 receptions for 1,721 yards and 14 touchdowns last year as a sophomore, winning the Biletnikoff Award as the nation's top receiver. He also was the Pac-12's offensive player of the year.
USC has already lost two wide receivers for the season. George Farmer injured his knee during spring practice and freshman Steven Mitchell hurt his knee in June during a voluntary workout with teammates.


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Last night I went through my entire prayer list, then thanked Him for as many of my blessings as I could put into words, and then started over again since I was still awake.
At one point I became aware of the beating of my own heart. I could hear my blood whooshing through the tiny veins in my ear, pressed against the pillow. I imagined my heart, about the size of my fist, beating steadily, and thanked the Lord for it. Do you know we are just one heartbeat away from meeting Him?


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Ragu Turkey Chili Tacos
Serving Size: 4
Prep Time:
Total Time:
- 1 Pound ground turkey
- 1 jar Ragu® Old World Style® pasta sauce
- 1 Tbsp chili powder
- 8 unsalted taco shells
- Cook ground turkey in large nonstick skillet over medium-high heat, stirring occasionally, until done.
- Stir in Pasta Sauce and chili powder. Bring to a boil over high heat. Reduce heat to low and simmer covered, stirring occasionally, 10 minutes.
- Serve in taco shells. Serve, if desired, with your favorite taco toppings, such as sour cream and/or shredded cheddar cheese.


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Tom Arnold and Roseanne Barr may have divorced in 1994 after four short years of marriage, but the Hollywood exes still fight like an old married couple. How do we know? Early this week, Arnold tweeted to his followers that he was getting rid of some old wedding videos. The Twitter fight that ensued is one for the ages. Take a look:
Tom Arnold & Roseanne Barr's Twitter War
Keep in touch! Check out HuffPost Divorce on Facebook and Twitter.


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Husky fans are going to have something to talk about for the next 8 months as BMW Motorrad VP Hermann Bohrer has confirmed that the Husqvarna brand would be dipping its toe into the street bike waters with a new bike launching at EICMA later this year. Said to have German technology with Italian design, the new Husky will be a middleweight adventure bike that features a BMW F800GS parallel-twin motor that's been increased to 900cc in displacement, which makes it not too dissimilar from the Husqvarna Mille 3 concept (shown above) we saw last year at the Italian trade show.
UPDATE 2: Ducati has just informed us that the Monster 796 is being considered an early 2011 model year motorcycle, we've update our post to reflect this.
UPDATE: Pricing for the 2011 Ducati Monster 796 will be $9,995 in the USA.
The rumor floodgates were wide-open this weekend about a possible late model entry by Ducati that would see the Italian company add a Monster 796 to its 2010 model lineup. We can now confirm that the 2011 Ducati Monster 796 has been added to the Monster product line, and will fit in-between the 696cc and 1100cc versions of the Monster.
The impetus for this late addition is reportedly because of poor sales in the 1100cc range of Monsters, which has prompted Ducati to further segment the line-up with a middle offering. The Monster is actually Ducati's best selling line of motorcycle, and the brand is keen to maximize its return on the newly updated design, and is seemingly pinning its hopes on this late entry. Video, photos, and more of the 2011 Ducati Monster 796 below.


text: Oconee State Park offers the joys of a mountain retreat without the work. The historic park rests deep in the Blue Ridge foothills, with several picturesque but non-demanding hiking trails and well-kept cabins and campgrounds that have welcomed families for annual trips since the days the park was first built by the Civilian Conservation Corps during the Great Depression. The park's fishing lakes offer bass and bream and the woods are full of wildlife, fur and feather alike.


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Pack a fruity punch into your baby's diet with this delicious puree, which tastes incredible when nectarines are in season.
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- A knob of butter
- 150 g nectarines, chopped
- 100 g dessert apple , peeled and chopped
- 3 tbsp apple juice
- Melt the butter in a small saucepan.
- Add the fruits and apple juice. Simmer for 8 to 10 minutes until soft, and then blend until smooth.


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Inclusion-Response Spirit
Bridget Flores | Friday, November 19, 2010
I would like to thank Alex Coccia for his viewpoint article ("Living up to the 'Spirit of Inclusion' at ND," Nov. 17). Notre Dame, as a Catholic university, has the mission of upholding Jesus' call to love thy neighbor as thyself, as well as Catholic Social Teaching, which upholds the intrinsic value and dignity of every human being, regardless of their sexual orientation.
People like to wear those wristbands that say, "WWJD," or "What Would Jesus Do," and in this case, I think Jesus would say that Notre Dame needs to rethink its priorities. Rather than denying AllianceND, Notre Dame's unofficial gay-straight alliance, official club status 14 times in a row, Notre Dame should recognize that a gay-straight alliance would foster intelligent discussion, understanding, tolerance, and love — all values that Jesus held as essential in how we treat our neighbor.
Adding "sexual orientation" to the non-discrimination clause would symbolically and legally protect LGBT students from discrimination — protection they now do not have, and for which they suffer. Discrimination and hate crimes targeted at gay students happen at Notre Dame, and homophobia has become an unfortunate part of Notre Dame culture in dorm life, Frosh-O and daily interactions among students. The worst part about this culture of intolerance is that most students don't realize it exists because it is so ingrained into every-day life. And just because it may not be intentional does not mean that it is any less hurtful to LGBT students, faculty and staff.
Mr. Coccia made a lot of good points in his viewpoint, and if the University wants to live up to its mission of being a Catholic University that espouses the values of Jesus, it should pay attention to his suggestions. It's high time we all put aside our preconceived notions and take a good look at the reality for LGBT students at Notre Dame. If we are truly dedicated to Catholic teaching, we have a lot of work cut out for us.
Bridget Flores
off campus
Nov. 18


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Legal Aid ACT runs information sessions to help people understand more about how the legal system works. We cover a range of legal issues, such as:
We can arrange talks and information sessions for schools and community groups. We can also run training sessions for community organisations and workers who would like to be more informed about the law, so they can better assist clients with legal problems.
Contact us for more information.