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How big is Chinese ecommerce going to be in three to five years? McKinsey & Co. has produced a report suggesting that the market will be between US$420bn and US$650bn by 2020.
At the start of a new year analysts like to predict trends for the year ahead. When 2014 began there was a slew of predictions about the ecommerce landscape in China.
Now that it's half way through the year I want to share with you some trends that are driving ecommerce in China. I'm going to look at how these trends have developed using some of the insights predicted by Chinese analysts.
And for more information on this topic, read Econsultancy's post highlighting more than 25 statistics that show the phenomenal size of the ecommerce marketing China...
1. Mobile ecommerce
At the start of 2014 Chinese analysts suggested that mobile ecommerce, or m-commerce, would really take off in China. It's hardly surprising that this trend was predicted.
At the end of 2013 the China Internet Network Information Center (CNNIC) reported that 81% of Chinese internet users access the internet using a mobile device. In 2012 this figure stood at 74.5%.
The m-commerce sector in China is currently growing faster than the ecommerce sector. All Chinese ecommerce companies have begun to pay a lot more attention to their smartphone and tablet apps.
Way ahead of the field is Alibaba. Alibaba's Taobao and Tmall platforms account for around 76% of all m-commerce transactions in China. Go Globe has produced an excellent infographic detailing the mcommerce sector in China, the key takeouts of which are:
Shopping on mobile spending will grow 91% from 2013 to 2014.
The growth on mobile will slow between 2015 to 2018 as ecommerce gets closer to saturation point.
69% of Chinese consumers have purchased a product or service through their smartphone (compared to 46% of US consumers).
Four out of five mobile purchases on Taobao platforms are made using an iPhone or iPad.
23% of mobile payments are via a mobile payment system such as Alipay or Tenpay.
Many companies such as Amazon, eBay, Groupon and Square are targeting the m-commerce sector. But in China it's clear that m-commerce is beginning to mature and that this trend is set to continue.
2. Mobile payments
Making a payment with a mobile phone is directly linked to the m-commerce trend I detailed above. As I alluded to, the growth of the m-commerce sector in China has precipitated a growth of third-party mobile payment services.
As with ecommerce in general, Alibaba leads the way when it comes to online payments. Alipay Wallet, the mobile app version of Alipay, is by far the most popular mobile wallet in China. But Tencent's offering, Tenpay, is embedded in its popular mobile app WeChat.
Recently, even Baidu has joined the third-party payment bandwagon. On April 15 it launched Baidu Wallet and will focus on competing with Alipay and Tenpay for payments made on mobile devices.
Analysts in China are seeing a lot of innovation in how a smartphone can be used to help pay for products and services. In January Alibaba joined with Sino Corp. to launch a payment option on Sina Weibo, the microblogging platform. Users will be able to use the app to make quick payments by scanning a QR code.
Other innovations such as e-credit cards, financial ecommerce funds and mobile payments using QR codes, SMS, mobile apps, NFC and mobile POS are all being developed giving consumers a number of choices for using a smartphone to pay for products and services.
Tencent and Alibaba are battling for the mobile payment sector as Chinese consumers begin to revolutionise how they pay for goods and services. Mastercard found in a recent global study that China is making the shift from cash to cashless more rapidly than most western countries.
3. Online to Offline (O2O)
O2O works by using online social platforms to help online consumers use real services. This sector is just a natural consequence of the growth of mobile ecommerce and the mass adoption of mobile in general in China.
The migration from PC use to mobile use is making it easier for services that can't fully move online, such as hotels and taxi services, to target customers with ecoupons, evouchers and etickets. And the proliferation of mobile payment systems is further helping to facilitate this trend.
A good example of O2O in practice was the taxi-hailing app war between Tencent and Alibaba at the beginning to 2014. Users of WeChat and Alipay were encouraged to use Didi Taxi and Kuaidi Taxi respectively to order and pay for a ride in advance. By doing this the basic cost of a 3km journey was reduced from US$1.75 to US$0.15.
Didi Taxi app
As well as helping offline businesses to take a slice of the ecommerce pie, O2O is playing into the battle of supremacy for mobile payments in China. Even Baidu has recognised that O2O could propel the company into the ecommerce sector, especially as they have recently developed Baidu Wallet to facilitate mobile payments.
Tencent leads the way in O2O because of WeChat's 355m monthly active users. Although Alibaba does not have a mature mobile presence to facilitate its O2O aims, it does have large amounts of consumer data that it has accumulated from users of Taobao and Tmall.
This information has helped Alibaba to work with traditional offline retailers to compile inventories and promote these on Alibaba's online shopping networks. Customers are then able to browse retail stores and purchase goods by paying using Alipay Wallet and receive the discounts associated with buying goods online.
4. Social media
Chinese ecommerce companies are starting to understand the importance of harnessing social media to enhance their marketing activities. Gone are the days of simply having a passive relationship with people who might use your products or services.
Chinese netizens have fully embraced the social media revolution. The amount of social media platforms in China is amazing with networks dedicated to everything from instant messaging, microblogging, travel, shopping and dating.
In the past a company would use social media channels to make announcements about new products and services. This way of communication with consumers has changed. The trend in 2014 has seen companies use social media networks to interact directly with current and potential customers.
The trend in China is towards using social media as a bridge between consumer and company. And as 500m of China's 618m internet users use a mobile device to access the internet, m-commerce has become even more important.
Building relationships with customers locally is the key to using social media successfully in China.
5. Competition for Alibaba
Alibaba is the undisputed king of ecommerce in China. It has an ecommerce empire that spans B2C, B2B and C2C web portals, online payment services, cloud computing services and financial investment vehicles.
By the end of 2013 Alibaba had:
50% B2C market share
50% B2B market share
50% third-party payment market share
95% C2C market share
But 2014 has seen Alibaba's dominance be attacked by Tencent in particular. WeChat has seen Tencent push deeper into Alibaba's ecommerce territory.
Alibaba is currently preparing for its US IPO and this has given analysts a chance to have a detailed look into the ecommerce behemoth. But what is clear is that by the end of 2014 Alibaba will have some serious competition in China in the ecommerce sector.
This is no bad thing either. The essence of a market economy is competition and is indeed the spirit of the internet in general. The incursion into Alibaba's ecommerce territory from Tencent and also Baidu is a good thing for the ecommerce industry in China in general.
If you have any questions about these trends then please leave a comment or contact me via my social media channels.
Comments (7)
All the tools that you shared over here are really useful and nice. I personally applied it on my business and found good results. As we know that social media has become very important tool to increase your website visitor so we just have to update live chat software for our online business to keep result and searches safe. Thanks for sharing your ideas.
Misha, a hyperactive Chinese eCommerce market is definitely on the horizon. Not only is m-commerce maturing in the country, as you mention, but venture capital is increasingly moving toward Asian online retail startups as well. Our data shows that international funding of eCommerce companies surpassed that of US companies in 2012 - now, Chinese online retail ventures take in 17% of global venture capital invested in the sector. At this rate American companies like Amazon, not just Alibaba, will be facing increased competition from budding Chinese e-retailers. You can find the report on international eCommerce here: https://www.cbinsights.com/blog/ecommerce-international-funding-share
Some very good points. I just came back from a trip to China helping clients set up Tmall store and doing social media and etc. There're just too many things happening at dizzy speed.
I definitely agree social commerce is a trend there, for example WeChat has just started its online store for small businesses to sell to a closed circle of customers. Also the popularity of using KOL (Key Opinion Leaders) to promote branding is astounding.
Thanks for the comments everyone.
Anish, It's interesting what you say about venture capital coming into Chinese ecommerce. Thank you for the report. It's something I'm going to keep a look out for.
AZ, there are so many different things happening in Chinese ecommerce that it can be hard to keep track of sometimes. WeChat is definitely at the forefront of what you call social commerce. As you say WeChat has opened small stores on the platform and it's been quite successful from what I've heard. Certainly another thing to keep an eye on.
I think that the Chinese ecommerce space is developing very rapidly but it does feel as if the market is getting to a maturation point where it is levelling out. I believe Alibaba's impending IPO and Tencent's bout of recent acquisitions will guide the next set of trends in Chinese ecommerce.
Thanks for the information. All of these seem like great app building tools but I am not sure if you can create custom apps with these tools. I have used another one, www.TheBestAppBuilder.com , which is more of semi-sass solution. You tell them what you need in your mobile app and their development team delivers it using their platform. So if you are not a developer and don't want the hassles of creating your own mobile app, you can still get it at a very reasonable price but without any headache.
I wanted to add another huge trend in China e-commerce, which is cross-border sales. Tmall has recently launched Tmall Global (www.tmall.hk), which allows foreign brands and retailers to sell directly to Chinese consumers on the Tmall platform without having to have a legal entity or warehouse on the ground in China. JD is currently working on a similar model and will soon follow suit. Our agency is a certified Tmall partner and one of the leading players to help foreign clients setup & run e-commerce into China. We've compiled some additional information on this topic here and I hope it is valuable: http://www.web2asia.com/china-e-commerce-lead/tmall-global-international-cross-border-sales-1/
Your analyse is global and complete that covers all the aspects of the chinese e-commerce today, it is true that today the m-commerce is a phenomene . and alipay as the first virtuel payment democratise the payment method, in my blog, I have a similare topic concerned china e-commerce


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Ancestry.ca, the largest online family history resource, can help you explore marriage records for Ferdinand Guillot and Marie Maheux from among its billions of historical records from Canada and around the world.
Marriage records are primary resources for the marriage details, since they were created at the time of the marriage. Ancestry.ca collections include indexes that can help you request the record, and in some cases, actual images of the marriage records.
Ancestry.ca has at least 1 marriage record for Ferdinand Guillot and Marie Maheux, among more than 278 marriage records for the surname Guillot and more than 493 marriage records for the surname Maheux.
Discover more of their story, including:

subset: commoncrawl


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Find more Balderree relatives and grow your tree by exploring billions of historical records. Taken every decade since 1790, the U.S. Federal Census can tell you a lot about your family. For example, from 1930 to 1940 there were 12 less people named Balderree in the United States — and some of them are likely related to you.
What if you had a window into the history of your family? With historical records, you do. From home life to career, records help bring your relatives' experiences into focus. There were 33 people named Balderree in the 1930 U.S. Census. In 1940, there were 36% less people named Balderree in the United States. What was life like for them?
In 1940, 21 people named Balderree were living in the United States. In a snapshot:
As Balderree families continued to grow, they left more tracks on the map:


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One of the Lake Mary High School junior-varsity football players accused of an armed crime spree across Sanford bragged to friends about his exploits on innocent residents, according to an arrest report.
Details released Thursday by the Sanford Police Department show 16-year-old Patrick Early, of Eatonville, boasted about "robbing a white guy on a bike." He also bragged that he was a "gangsta" and member of the violent Bloods gang.


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Quick Reference
British dramatist, born in London, educated at Cambridge University. He first came to notice for his work for television, which included no fewer than fifty-three scripts for the police ...
Subjects: Literary Studies (20th Century onwards).
Related content in Oxford Index
Reference entries
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Hi all
Today's post is a new piece I have been working on today, I am rather chuffed with this one, for some reason the camera didn't pick up the colours on the background as well as I had hoped. But I did take another picture of it out of the frame.
This piece has been made using a collection stamps from Lavinia, Stencil from Inkylicious and Distress Inks by Tim Holtz.
Here we have Spooky Forest
The background has all been done using Distress Inks in the following colours: Dusty Concord, Mustard Seed, Chipped Sapphire, Salty Ocean and Seedless Preserve.
Here is a better more close up picture of the piece not in the frame. You can see the colours much better in this one.
I couldn't help but not do a Halloween piece and have you noticed there are bats on the picture YAAAAAY!!!
I would like to enter this piece into the following challenges:
Fantasy Stampers - Halloween Fun
Crafty Cardmakers - Things That Go Bump In The Night
Lost Coast Portal To Creativity - Scary or Weird
Make My Monday - I Put A Spell On You
Inspiration Destination - Anything Goes
Crafting Be Design - Anything Goes


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As of 2015, Avvo has been providing legal services for about six years. A tech-savvy lawyer, Mark Britton, started the service in 2006 in Seattle, Washington to allow people to easily find lawyers.Continue Reading
The Avvo website provides visitors with detailed information on attorneys and legal matters to make sound decisions. Visitors can post questions on the site for free and get answers from lawyers. Avvo lawyers offer legal counselling services via phone for $39 per 15 minutes. Some areas that Avvo covers include divorce, bankruptcy, immigration, criminal and real estate. As of 2014, Avvo offers legal services in 15 states including New Jersey, Texas, New York, Washington and California.Learn more about Corporations


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I am using the @Carson-Dellosa Publishing Big Gun Ball Machine Bulletin Board set. It is very colorful and cute! It came with the gum ball machine, an overlay for the machine door, a bubble gum header and 32 gumballs in bright colors. It also has a reproducible of a gumball machine. I am using it in my classroom as an incentive for reading! I have written the student's names on the gumballs. I put the names on with clips. I emailed all of the staff at my school and let them know about this bulletin board as you walk into my classroom. The staff can pick a student's name off the machine and get that kid to read them a book from their book baggie in their chair pockets. I put a small box on the bulletin board for the "used gumballs"! That way all of the children will get picked before a second round. I can use the reproducible as a take home note to let the caregivers know that the students were reading to an adult. My students were VERY excited about this! They were very curious when they saw the bulletin board go up, but I didn't tell them till the next morning what the gumballs were all about. Our music teacher stopped down yesterday and picked a student. He was so excited – almost couldn't decide which book to read to her! I love this set because it is so versatile. I will be able to use it for many different things over the years – I can use it for this same project or have the students use the gumballs for lunch count, as a management board –either putting in or taking out the gumballs, as writing prompt ideas, as a classification activity or as a welcome to the classroom sign. The students loved it as soon as they saw it! The bright colors make it look so happy! They loved finding their names on the gumballs. It made them very proud that they can read to other people! I participate in the Brand Ambassador Program for Carson-Dellosa and I received this bulletin board set for free to try and review.
Thursday, April 5, 2012
Posted by Kristin Moritz at 3:40 PM
Labels: Carson Dellosa
4 comments:
very cute!! what did u use for the background?ReplyDelete
Thanks! I have fabric as the background. It is the same fabric on all of my bulletin boards. :)ReplyDelete
creative!! i wouldn't have thought of that!! i saw that border on the website, but not the scalloped part---did you add that?ReplyDelete
Thanks! A friend did it on her bulletin boards -doesn't show pin holes when you change the board! The border came that way - with the scallop! Can't remember where I got it from though. :( Sorry!ReplyDelete
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Anthony Fauci, director of the National Institute of Infectious Diseases, says an attack with ebola is "farfetched" but in 2003 he warned about just such a terrorist attack.
On November 23, 2003 Fauci warned about Ebola in a terrorist attack to the Grand Rapid Press.
The frequency of Ebola outbreaks in Africa has been increasing. But it's not just Africans who will benefit, said Anthony Fauci, chief of the National Institute of Allergy and Infectious Diseases, which oversees NIH's vaccine research center. Like the smallpox virus and the bacterium that causes anthrax, Ebola virus, is a potential bioterror agent.
"In its natural form it's not the best," Fauci said. "You need close contact for it to spread. … But an aerosolized form would be extremely treacherous. And from a psychological terror aspect, you don't need a lot of people bleeding to get enormous terror in the population." [Emphasis GotNews.com]
Ebola doctor Anthony Fauci has been making waves getting into arguments with the media concerning an outbreak of Ebola.
Dr. Fauci may present a brave face now but his past statements show how concerned he is with an ebola outbreak.
"Ebola is a difficult virus because currently available antiviral drugs have no proven effect on it and we do not know its natural host , making environmental control impossible," Fauci told the Los Angeles Times in November 2000. The only way pay to protect against ebola was through a vaccine.
Fauci also admits that the CDC has gotten things wrong in containing Ebola.
"There were things that did not go the way they should have in Dallas, but there are a lot of things that went right and are going right," Fauci said at the White House last week.
This stands in contrast to his statement that an Ebola outbreak in the U.S. was "extremely unlikely." This statement came before Thomas Eric Duncan was infected.
NIH's Dr. Anthony Fauci told me "if handled properly..extremely unlikely there will be an outbreak" of #Ebola in US. #legalview
— Jim Sciutto (@jimsciutto) July 30, 2014
Nevertheless, Fauci has become a go to source for left-wing media trying to allay public worries.
ALERT: Officials: Contact between Fox News hosts and Public Health Officials can lead to spontaneous human combustion http://t.co/gEbm2SdIWv
— Josh Marshall (@joshtpm) October 6, 2014
Dr Fauci of NIH talking re how difficult it is to contract #Ebola, reiterating US healthcare system wellequipped to stop ebola in its tracks
— Jake Tapper (@jaketapper) October 3, 2014
But the public isn't buying it.
@ChuckCJohnson funny Fauci not concerned pic.twitter.com/rF6FuLFdls
— Deplorable Ken (@kckshrugged) October 6, 2014
In addition to Bill Clinton, Fauci is a supporter of Barack Obama.
And he's photographed here with Hillary Clinton.


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Aquabotix is pleased to announce our inclusion in a "Top 3" list of recent hot IPOs to hit the ASX (Australian Stock Exchange) boards. The Motley Fool, an investment website which helps the world invest better, posted the article on May 10, 2017. Go here to read the full article from The Motley Fool, or read the excerpt below:
UUV Aquabotix Ltd (ASX: UUV)
This exciting underwater robotics company landed on the Australian share market at the end of April. It manufactures commercial and industrial grade unmanned underwater vehicles (UUVs), as well as commercial and industrial grade networked underwater cameras. Just like regular aerial drones, there seems to be endless uses for UUVs. Defense, law enforcement, aquaculture, and pipeline inspection are just a few of the markets that Aquabotix has its eye on. I believe a recent order from the U.S. Navy validates the quality of the product, giving me the belief that this could be a company with a very bright future.
Leave a Reply.
Recent Posts
April 2018
Made in the USA | +1 (508) 676 - 1000
Copyright 2015 - Aquabotix Technology Corporation


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Western non-intervention policy that let Nazi Germany rise lives to this day
With the anniversary of the Battle of Berlin approaching on April 21, which signaled the final defeat of the Nazis at the close of the Second World War in 1945, it is worth recalling an event which took place seven years earlier, without which the Second World War would likely never have taken place – or at least certainly not to the cataclysmic extent that it did.
While it may be a hard truth for Western ideologues to grapple with today, Hitler's expansionist aims and objectives could never have prospered without the aid of Western powers, which up to 1939 rather than resist the fascist menace in Europe – at the point when it could have been quashed - did everything in their power to appease it, providing Hitler and the Nazis with the impetus to build the military apparatus required to unleash total war and catapult Europe into an abyss of carnage and destruction.
The tragic lessons
This appeasement began with the non-intervention policy of the Western powers during the Spanish Civil War in the mid-1930s. A democratically elected government had come under military attack by General Franco and the nationalist military forces under his command, determined to crush any last scintilla of democracy in the country on the way to its fascist overthrow. Hitler and Mussolini both threw their military resources behind Franco, identifying Spain as an opportunity to test both the military hardware and tactics they had been formulating to advance their own strategic objectives, but also the resolve of the West when it came to resisting them.
The policy of non-intervention followed by Britain and France was a green light to Franco and his German and Italian allies to press ahead with their campaign to crush democracy in Spain, which it eventually did despite the aid provided by the Soviet Union and the heroic efforts of the Spanish people to save the Republic.
Lessons that should have been learned from the Spanish debacle were not, leaving any objective historian to conclude that the West was not only guilty of the crime of appeasing fascism but actively colluded with it. How else are we to make sense of the Munich Agreement of September 1938, which handed Hitler the keys to Czechoslovakia and led inexorably to the fascist dictator's march into Poland, precipitating the Second World War and everything which followed?
The agreement involved Germany, Italy, France and Britain ratifying Hitler's annexation of the German-speaking region of Czechoslovakia, the Sudetenland, without the prior agreement or even consultation with the Government of Czechoslovakia. Moreover, the Soviet Union and France had in place a mutual military assistance treaty with Czechoslovakia, which the Soviets were eager to uphold by offering to send troops to defend Czechoslovakia's territorial integrity and sovereignty.
The offer was ignored by the Western powers, while Poland refused to allow transit rights for Soviet troops to pass through Polish territory in order to defend Czechoslovakia, thus sealing its fate. Worse than refusing to allow Soviet troops permission to transit through its territory to defend Czechoslovakia, the then Polish government took the opportunity provided by Hitler's annexation of the country to seize the Czechoslovakian border town of Tesin for itself.
The historical similarities
The point is that the record of the West when it comes to resisting fascism has been a shameful one in the past. Sadly, it is a record that continues today with the role of the US and EU in lending legitimacy to the violent overthrow of the democratically elected government of Ukraine, and its replacement by a so-called interim government involving the participation of neo Nazis and fascists.
Yet to judge from the way this ongoing crisis is being covered in the Western media, you would think it was the Russian government that was giving succor to fascism and anti-democratic coups in the country. The administration that is currently wielding power in Kiev has no legitimacy, and it inspires no respect from those who have risen up against it in eastern Ukraine. Indeed to ascribe legitimacy to the collection of neo Nazis and ultra-nationalists in Kiev that describes itself as an interim government is, in the words of the French novelist Victor Hugo, to "confound the brilliance of the firmament with the star-shaped footprints of a duck in the mud."
With tensions rising in the eastern half of Ukraine, the only chance of averting civil and military conflict would now appear to lie with the talks in Geneva between the four powers. In this regard, it is impossible at this point to foresee how any peaceful solution to the crisis can avoid the implementation of a political framework that will satisfy the justifiable desire of people in the East of the country for some sort of regional autonomy, which restores their democratic rights and guarantees protection from an administration in Kiev that has no democratic mandate or legitimacy.
The statements, views and opinions expressed in this column are solely those of the author and do not necessarily represent those of RT.


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"It's so vital to get young people in the United States interested in areas like computing and software engineering," said Dr. Bruce W. Berdanier, dean of Fairfield University's School of Engineering.
Fairfield, CT (PRWEB) September 30, 2013
Fairfield University's School of Engineering in Connecticut is launching a new Saturday program this fall to excite students from high schools in Bridgeport about the wonders and promise of engineering.
The Computing Education Academy (CEA) will begin this weekend, running from 9 a.m. to 1 p.m. for 24 Saturdays during the 2013-14 academic school year. It will be attended by 20 high school sophomores and juniors selected from the Bridgeport Public Schools and the Diocese of Bridgeport. Grants have also funded CEA for a second year for a new class of students starting in fall of 2014.
"It's so vital to get young people in the United States interested in areas like computing and software engineering, because they're going to grow up to be our next generation of scientists, engineers and innovators," said Bruce W. Berdanier, Ph.D., professor and dean of Fairfield University's School of Engineering. "This endeavor complements our strategic goal to enhance student interest in engineering and to increase the visibility of the importance of engineering to society through a student-centered approach."
The need to develop scientists and engineers in the nation is arguably now more important than ever to stay competitive in a global society. "We believe high school students who have experiences like the Computing Education Academy will want to go on to study engineering in higher education," Dr. Berdanier said.
Funded by grants from various corporate organizations, including ASML and the United Illuminating Company, CEA will provide opportunities for students to learn key computing concepts and basic computer programming through hands-on activities. Fairfield's Software Engineering Department faculty designed the curriculum and will teach it with the assistance of graduate and undergraduate students.
CEA's goals are to increase students' awareness of and motivation to enter computing related college major and computing careers, and broaden and diversify the future computing workforce. Throughout the year, industry professionals from companies will be regularly invited to speak to students about computing career options, while faculty will discuss computing-related majors in higher education.
Faculty hope to establish a fun learning community, according to Amalia Rusu, Ph.D., associate professor of software engineering and CEA co-director.
"During the first semester, students will be exposed to key computing concepts and learn basic computer programming and web design through hands-on team projects," said Dr. Rusu. "For the second semester, the participants will build their computer programming skills and work on mobile apps teamed with college students."
Promising area students have been selected to be CEA scholars. "High school coordinators from the Bridgeport Public Schools and from the Diocese of Bridgeport worked with the School of Engineering to recruit great students," said Wook-Sung Yoo, Ph.D., CEA co-director and chair of the Software Engineering Department.


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To stay safe from identity theft, always seek safe banking and financial methods:
1. Keep account numbers and PIN numbers safe. Cover your account and PIN numbers when using debit at the store and decline to give your PIN number to anyone. Refrain from writing down your PIN and account numbers - you never know when this information could fall into the wrong hands.
2. Only do business with businesses you trust.
3. If you get applications for credit cards in the mail that are "pre-approved" rip up the applications and enclosed letters before getting rid of them. No, this is not paranoid. Identity thieves sometimes go through rubbish in order to find these forms so that they can fill them out and steal your identity.
4. If you use a computer, install good firewall and antivirus protection system and update it regularly. Better yet, take a course in safe computing at your local college or community center. You will learn many good tips for keeping all your information safe while you are online.
5. Never purchase anything online from a company you do not trust of from a company that does not have encryption technology and a good privacy policy.
6. Even with all computer safety measures, avoid giving private information via email or your computer. Be especially cautious if you get an email from your bank asking you to verify your information by clicking on a link - this is a favorite scam that comes not from your bank but from criminals pretending to be your bank. Ignore the email and contact your bank about the message.
7. Be wary of unsolicited emails, phone calls, or mail advertisements. Most are from authentic companies but there are companies who pledge you a credit card over the telephone only to charge your current credit card without sending you anything.
Likewise, letters will sometimes promise you particular items or services. Once you send in your credit card information (usually to a post office box) you hear no more from the company. If you need or want to buy something from a company, be sure to check the company's standing with the Better Business Bureau first.
Send a money order rather than a check (which had your account number) or your credit card information. If you do use a credit card, report any abnormal fees or any payments you made for a product that did not arrive to the credit card company.
In some cases, they can stop payment or refund your money as well as take steps to keep your credit card number secure.
8. Be careful of offers that seem too good to be true. If you get an offer for a ten million dollar check - for which you need to put down $5000 as a "sign in good faith"...if you get an offer for a free state-of-the art computer - if only you provide your account information... take a deep breath and consider, before sending in your money and your information.
Offers that are too good to be true always are. Scam artists often rely on your belief in others and your trust to make money. They depend on the fact that you will be so excited about a product or service that you will throw good judgement out the window. Prove them wrong.
When faced with an offer that seems too good to be true, do some research on the web, through the Better Business Bureau, or ask the person making the offer some questions. Never take someone up on an offer that you have been given unsolicited unless the company and the offer both check out.
9. Read the fine print. Some services or companies will have tiny print in their contract or agreement that allows them to charge you extra hidden fees or that allows them to retract certain offers. If you get an offer through email or the mail, make it a habit to read the fine print.
10. Be alert for a sudden interruption in your mail service. If you do not get mail for some time, contact your post office and ask if your address was newly submitted for a "change of address" service. It sounds weird, but it's true.
One way that criminals defraud identities is to change your address at the local post office. They re-route your mail to a post office box number and steal your mail looking for personal information such as bank statements, pre-approved credit card applications, and other parts of mail they can use to steal your identity.
They use this information to pose as you with lenders and run up big charges in your name. Simply keeping an eye out on your mail can help you keep your credit score secure.


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Pumpkin pie
on August 7, 2017
You'll find lots of recipes for making pumpkin pie, the Miss Congeniality of all pies. But Hallmark has a tried-and-true Pumpkin Pie recipe sure to please even the pickiest of your pumpkin eaters. This traditional Pumpkin Pie recipe is topped with gingery whipped cream for a touch of novelty.
Yield: 1 pie
Inspired? Create and share by tagging @hallmarkstores.
For the piecrust
1½ cups all-purpose flour
Pinch salt
1 Tbsp. sugar
4 oz. cold butter, cut into pieces
1 egg
1 to 3 Tbsp. cold water (just enough to bring the dough together)
For the filling
15-oz. can pumpkin purée (not pumpkin pie filling)
¾ cup sugar
1½ tsp. pumpkin pie spice
½ tsp. salt
1¼ cups evaporated milk
2 beaten eggs
For the whipped cream topping
1 cup whipping cream
2 Tbsp. powdered sugar
1 tsp. ground ginger
For the piecrust
- Mix together flour, salt and sugar. In a food processor or with a pastry blender, cut butter into the flour mixture until it resembles coarse cornmeal.
- Mix in egg. Add a little water at a time, just to bring the mixture together into dough.
- On a floured surface, pat the dough together into a ball, and then flatten into a disk. (Pie pastry can also be frozen at this point and defrosted for later use.)
- Roll pie dough onto a floured surface, to about 12 inches in diameter and ⅛ inch thick. This will fill a 9–inch pie pan.
- Line the pie pan and let the dough overhang ½ inch. Pinch overhang into a decorative fluted shape if desired.
For the filling
- Preheat oven to 425°F.
- Mix together pumpkin purée, sugar, pumpkin pie spice, salt, evaporated milk and eggs. Pour into prepared piecrust.
- Bake for 15 minutes. Then reduce temperature to 350°F and bake for an additional 40 to 50 minutes or until a knife inserted into the filling comes out clean.
- Cool pie on a rack for at least 2 hours. Then, cover and refrigerate until serving.
For the whipped cream topping
- Refrigerate a medium bowl and electric beaters for at least 30 minutes.
- Beat whipping cream, powdered sugar and ground ginger until soft peaks form. Spoon onto individual slices of pie.


text:
954 m² Land available in Groot Brakrivier
Marcell Kruger
Pam Golding Properties-Great Brak River
Hendrik Hattingh
Pam Golding Properties-Great Brak River
954 m² Land available in Groot Brakrivier
R 500 000Can I afford this?
OWN YOUR OWN PIECE OF TRANQUILITY IN A UNIQUE AND COZY GOLF ESTATE IN THE HEART OF THE GARDEN ROUTE. Dolphin Creek is a one-of-a-kind, unique and cozy 9-hole golf estate with entrance control, next to the Indian Ocean where dolphins and whales are often seen. It offers a bar, restaurant and Pro Shop on the premises. It is situated between George (30 km) and Mossel Bay (27km). Here you can settle down for total piece of mind and relaxation.Nestled in a valley close to the Island, Dolphin Creek is close to Great Brak. Great Brak River is a little town with its own unique character with art shops, restaurants and its own theatre. This amazing little town has it all. It''s is also 15 km from Oubaai Golf Estate and 20 min from Fancourt Golf Estate. Pinnacle Point and Mossel Bay Golf Estate is also just a stone throw away. The Bottlierskop Big Game farm is less than 15 km and the Garden Route casino is less than 10 minutes away. Mossel Bay offers a variety of shark cage diving, scuba diving and whale watching to mention a few.No golf levies have to be paid if you buy in this estate.
Email the Agents or request the agents Call You Back should you require any further details.
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text: Hobart C. Looney, 86, 1615 Nela Ave., Orlando, died Saturday. Born in Grundy, Va., he moved to Orlando from Kingsport, Tenn., in 1964. He was a retired foreman and member of Pine Castle United Methodist Church. Survivors: daughters, Betty Munroe, Barbara Coleman, both of Orlando; brothers, Theodore, Earl, both of Grundy; sister, Lilly McCoy, Grundy; two grandchildren. Pine Castle Memorial Chapel Funeral Home, Orlando.


text:
It's no secret that I'm passionate about helping women feel stunning in their clothing.
I live for that moment when someone comes up to me, clearly loving the way they look. I'm thrilled that so many of you are telling me that Knit to Flatterand the classes (in person and online) and the blog are helping you love the way you look, it makes me glow.
But I have to say.
There's a limit to how far modifications can get you. I don't mean that in a negative way, because modifications can definitely get you really, really far. But as the very first batch of CustomFit sweaters come into the universe, it's clear that from scratch? Is better.
So this week for Fashion Friday, let's look at Jackie and her CustomFit sweater. Jackie's style desires are:
- She'd like to look curvy: Increase the apparent size of her bust, decrease the apparent size of her waist.
- She likes simpler, tailored pieces without a lot of ornamentation.
- She wants them wearable. Both in terms of style (smart casual), and in terms of practicality (she has little kids). Nothing too tight, nothing too demanding, nothing too delicate.
Given those desires, her fit issues are:
- The combination of broad shoulders and a smaller bust. She'd like her shoulders to be comfortable in her clothing, without bagginess in the bust. This is a pervasive issue for Jackie in pre-designed clothing.<
- A fundamentally straighter shape, all around. She just doesn't have a ton of variation in inches (hip/waist/bust) to play with, to create the appearance of those curves. (Particularly if she wants to be able to eat a big lunch without it showing.)
- She has a long torso, and long arms. When knitting pre-designed clothing, she's constantly adding inches everywhere.
So let's be clear about one thing: Modifications can help. We have lots of compelling photographic evidence of Jackie looking great in (modified) hand knits.
But she's never had a sweater she likes quite as much as this one.
Pattern: CustomFit. Average fit, 3/4 sleeves, low hip length, V neck.
Yarn: Woolen Rabbit Frolic, in color "Blue Moon".
Size: Jackie's. Everywhere.
Let's start by talking about Jackie's first fit issue: The combination of broader shoulders and a smaller bust. Jackie's upper torso is a couple of inches larger than her bust, which you can kind of see here. It's very, very tough, even when I'm the one doing the modifications for her, to get a fit that feels comfortable in the shoulders and is snug through the bust. It requires a fair bit of math, and at some point you start wondering why you aren't just redesigning the whole thing.
CustomFit treats shoulders and bust differently, and figures out how to match them both.
And it figures out how to insert shaping so that Jackie's curves are maximized.
And it does all of that, with the right length, with the right arms, with the right amount of ease, with the right everything, without Jackie ever having to take a single note or make a single calculation or change a single thing. It was built, from scratch, for her body, instead of retrofitted.
Jackie has been signing this sweater's praises to me for weeks now, and I finally understand.
This is the easiest sweater she's ever knit.


text:
Our lab is located in the Department of Biology at the University of Kentucky. We are generally interested in evolutionary and ecological theory and past lab research topics include the evolution of genomic imprinting, social evolution via social preferences and population structure, and evolution in variable environments via bet-hedging and phenotypic plasticity.
Recent News:
- July 2017: New publication in Integrative and Comparative Biology: doi: 10.1093/icb/icx071
- June 2017: Evolution Meeting 2017 talk (Van Cleve). https://youtu.be/fLCRvUSsto4
- June 2017: Evolution Meeting 2017 talk (Kessinger). https://youtu.be/_sGulu2g-1o
- April 2016: Game Theoretical Modeling of Evolution in Structured Populations Tutorial held at NIMBioS (Van Cleve). https://youtu.be/WAkwwe2iPVE
- June 2016: Evolution Meeting 2016 talk (Van Cleve). https://youtu.be/8dLQmPcfTvo


text:
Kristen Stewart Heading to Guantanamo and Switzerland in Two New Dramas
She's joined Camp X-Ray and Sils Maria.
Kristen Stewart is planning to work all summer. She'll star in Camp X-Ray as "a young soldier who escapes her suffocating small town by joining the military, only to find that she isn't going for a tour of duty in Iraq as she hoped. Instead, she's sent to Guantanamo. Met with hatred and abuse from the Muslim men in her charge, she forges an odd friendship with a young man who has been imprisoned at Gitmo for eight years." Whoa, K-Stew! Heavy stuff. (Or awkwardly indie-cute stuff?) That one's from first-time writer/director Peter Sattler, who did design work for Walk the Line and Star Trek. Stewart has also joined Sils Maria, set in Switzerland and featuring Juliette Binoche as an actress who gets fixated on a starlet (Chloë Moretz) tackling the role that once made Binoche's character famous. Stewart will play Binoche's assistant. Olivier Assayas (Summer Hours) will direct.


text:
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The Center for Aromatherapy Research and Education, Inc. (CARE) is a nonsecular educational organization dedicated to assembling research and disseminating information on the healing properties and therapeutic applications of essential oils. This is accomplished by the sponsorship of seminars, hands-on workshops, and the publication of various books and DVDs.
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text:
Dramatic Fairy Sculptures Dancing With Dandelions By Robin Wight
Community member
Robin Wight, a UK-based sculptor that works primarily with stainless steel wire, has mastered the creation of enchanting and dynamic fairy sculptures that seem to dance in or struggle against the wind.
Wight is very open about the process behind his beautiful fairy creations, describing it in great detail. They involve the creation of a robust steel skeleton that is then wrapped in progressively smaller gauges of wire – the thickest forms the skeleton, the next thickest forms the muscles and body mass, and the finest wraps these muscles to form the skin. As his signature, Wight also buries a stone "heart" at each fairy's core, sometimes engraving these hearts with messages. A number of them are on display at the Trentham Gardens, but he also creates fairies for private clients.
Looks like our readers missed these sculptures when they created this amazing sculpture post! Check it out to see more amazing sculptures submitted by our readers.
More info: fantasywire.co.uk | Facebook (h/t: colossal)
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What do you think ?
How do i get one please?
Check out my link below. I ordered 2 of them.
They aren't the same and aren't by this artist.Load More Replies...
How do i get one please?
Check out my link below. I ordered 2 of them.
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text:
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text:
02 February 2011
"The majority of people in today's churches are feminists--and they don't even know it."
All the –isms, to say nothing of the –ists, get to be a bit much for my underexercised mental apparatus (we're in post-post-modernism now, right?), but as I've got somewhat of a professional interest in the feminist stuff, I like to at least skim things like this, and thought some of y'all might like to as well.
(Possibly unnecessary note of clarification: We at CSPP don't necessarily hang our hat squarely on the peg of the complementarian position apparently held by this author.)
HT: My Own Mother
7 comments:
- Leah said...
"A doctrinally rich understanding of manhood and womanhood is essential in order to combat the relational/sexual/marital carnage that accompanies a post-feminist mindset."
How true that is.
- February 3, 2011 at 11:02 AM
- Rebekah said...
In the past, truths about gender were generally "caught," but now, they must be intentionally "taught." The biggest thing that leaders need to understand is that the default setting has changed—even for those raised in the church. Leaders cannot assume that the people in their congregations have a biblical framework for understanding these things.
True here too. And while Scripture clearly teaches on the subject, there's quite a bit to be "caught" there as well.
Also, what is complementarianism anyway? I hear it talked about but I don't think I really know what it means. Of course Lutherans can never hang their hats squarely on anyone else's peg. :D
Thanks, this was good.
- February 3, 2011 at 12:29 PM
- Gauntlets said...
I've only skimmed the surface of complementarianism, but it seems best to consider it more descriptive, less prescriptive. Frankly, I don't think anyone can fully articulate what, exactly, is Woman. And I think being a woman makes articulation on the topic that much more difficult.
- February 3, 2011 at 2:32 PM
- Reb. Mary said...
What Gauntlets said :)
Many who go the complementarian route use science, physiology, psychology, etc. to say--See! Men and women are Different! OK (duh). But then complementarians lean rather too heavily on stereotypical differences to make conclusions. For example: God made men and women Different, which is why they have different roles...i.e., women shouldn't be pastors because God's Word says so, and the reason God's word says so is that God made men more psychologically/otherwise suited to be pastors. And so on. Seems to be somewhat of an eisegesis problem.
I'm all for noticing that men and women are different, but I'd sure rather try to defend Biblical roles Christologically than complementarily. (To say nothing of the fact that those of us who don't feel at all suited "by nature" or by simple chromosomal fact for our present CSPP-season can get to feeling rather resentful of such proclamations :P.)
You've probably read some Wayne Grudem, who has some good stuff, but is pretty hardcore complementarian, as I recall.
- February 3, 2011 at 2:50 PM
- Marie said...
I like it when you ladies have bigger babies. Then, you write more=) Keep it up!
- February 4, 2011 at 12:39 PM
- Reb. Mary said...
Marie, it also helps that the boxes are (mostly) unpacked. ;)
- February 5, 2011 at 8:56 AM
Genius! Great article!
- February 5, 2011 at 3:27 PM


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Victorian Quarters at Team Ranch - Benbrook, Texas
Heights of Benbrook - Benbrook, Texas
Hillstone on the Trail - Benbrook, Texas
Showing 1 - 9 in Benbrook, TXView All
For those who live for the lake on weekends, Benbrook Lake is a fantastic spot. The lake is stocked annually with largemouth bass and other types of fish. Largemouth bass are best targeted in early spring, but there are many kinds of fish to catch during the summer. There are also many places for camping and other recreational activities around the lake in Benbrook.
Located just south of Fort Worth, Benbrook is home to many great parks and other recreation areas. Along with Benbrook Lake, the Dutch Branch Park features sand volleyball courts, basketball courts, tennis courts and many other fields for public use. The city also supports the local baseball/softball association and the local Benbrook YMCA offers youth soccer programs.
The community of Benbrook is mature compared to the Texas average, as the median resident age of Benbrook is about 10 years higher than the state average. This also is a factor in explaining how the median household income is $10,000 more annually than the Texas average. However the median rent is an average rate of $850, which is close to standard for the state.
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text:
Adolfo Suárez Madrid-Barajas
Bidding for spaces in terminals T123
The Adolfo Suárez Madrid-Barajas airport is updating its retail commercial services. A unique opportunity to establish your company up in the no. 1 airport within the network.
- In T1 (Non-Schengen): 7 premises measuring 50 to 100 m2.
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Procurement process
In the attached documents you'll find below, you can see all of the available store areas, the timeline for the commercialisation process and other information of interest.
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text:
Re: Looking for mother of Alexander Pringle - Canada/Michigan
In reply to:
Looking for mother of Alexander Pringle - Canada/Michigan
Corrine Pringle (Fletcher) 4/30/11
Hope this helps, notes for Alexander Prindle/Pringle.
Alexander apparently, the son of Joel IV Pringle who was born 1783 in Townsend, Ontario.
Do not know Alexander's mother.
His 'step'-Mum would be Priscilla A. Youngs b 1803 in USA and married to Joel IV, blacksmith on 17 Dec 1851 in Talbot, Norfolk Co., Ontario. ..
Alexander's paternal grandparents likely,
Joel III Pringle ((the son of Joel II Pringle b 1726 CT - d 1800 Ont and Deborah Bigelow b 1725 CT - d 1790 Ont))
AND Mary Woodstock or Woodcock (( the dau. of Jan 'John' Woodcock and Elsje 'Alice' Cornelise poss. of Connecticut and or New York)).
Alexander's brother, Sanford, b 1830 in Townsend, Ontario was in de Pere, Brown Co., Wisconsin in 1905 and was married to Loretta Gould.
NOTES FOR SANFORD PRINGLE (brother of ALEXANDER):
Source: 1880 US Census Bay City, Bay Co., Michigan
NameRelation Mar/St Sex Race Age bpfbp mbp Occ
Sanford PRINGLESelfMMale W49 CAN CAN CAN
Loretta PRINGLEWifeMFemW39MINYNY
Keeps House
Reuben PRINGLESonSMale W23MICANMI
Lumber Insp'r
Jefferson PRINGLE SonSMale W19MICANMI
Lowell PRINGLESonSMale W11MICANMI
At School (On 25 Jan 1906 m'd Georgia Borteau - LDS)
Eben PRINGLESonSMale W8MI CANMI
Agness PRINGLEDauSFemW4MI CANMI
Ethel PRINGLEDauSFemW10m MI CANMI
1851 Dec 17 Ontario Marriages
Groom: JOEL PRINDLE
Bride: PRISCILLA YOUNGS
Marriage: 17 DEC 1851 Talbot Dist., Norfolk Co., Ontario
Batch No.:M585591
Dates: 1838 - 1857
1852 Canada Census Townsend 238, Norfolk Co., Canada West, Pg 11d/12a (149)
50 Prindle, Joel Blacksmith Canada Methodist 60 M
1 Prindle, Priscilla A United States Baptist 50 F
2 Prindle, Sanford Farmer Canada Meth 21 M (#2 1st wife)
3 Prindle, Alexander Farmer Canada Meth 24 M (#1 1st wife)
4 Prindle, Ann Canada Methodist 19 F (Alex's first wife)
5 Prindle, William Canada Meth 1 M (Alex's son)
6 Kitchen, Martha Canada Bap 21 F
7 Young, Ann Canada Meth 10 F
8 White, Mary Canada Meth 3 F
1861 census Norfolk Co., Ontario
Prindle, Joel Widower Blacksmith Canada Methodist 70 M
Prindle, Sanford Farmer Canada Methodist 30 M Inkeeper
Prindle Loretta (Sanford's wife)
Prindle Reuben (Sanford & Loretta's son b 1857)
Prindle Jefferson ( "&"son b 1861)
1828 Ontario Births Alexander 24 (b abt 1828)
bp: Norfolk Co., father Joel
1852 Canada West census Norfolk Co./238 Townsend /
p. 11d, 12a, (149) (see above)
1858 Michigan Marriages
Alexander Prindle & Safiney Gould
DOM: 21 Sep 1858 St. Claire Co., Michigan
1858 Ontario Marriages
Alexander b 1828 s/o Joel Pringle, of Townsend, Ontario
m'd 1858 Sopronia Gould b 1843
NOTES FOR WILLIAM PRINGLE (b. est. 1853)
son of Alexander Prindle Pringle & his first wife Ann:
Appears on the 1852 Canada West Census, age 1
Source: Kim Cameron at RootsWeb
NOTES FOR FREDERICK PRINGLE (b 1863)
son of Alexander Prindle Pringle of St. Clair, Michigan & his second wife Sophrona E. "Safiney" Gould b 1843 in Norfolk Co., Ontario.Married 21 Sep 1858 in Port Huron, St. Claire Co., Michigan:
SOURCE 1: US CENSUS 1930 Fremont, Saginaw Co., MI;
Fred,.... head,66y..b MI, dad b MI; mum b MI (1st m 20y)Occupation: farmer
Lydia,... wife 62y..b MI, dad b MI; mum b MI (1st m 16y)
John,..... son 46y..b MI,.............(1st m 25y) Occupation: farm laborer
Frona,...d-i-l 36y..b MI, dad b MI; mum b MI (1st m 18y)
Onedia,.. grd 17y..... b MI
Durrell,....grs 16y...... b MI
Merlin,....grs 12y...... b MI
Lois,...... grd 10y...... b MI
Gerald,.. grs....8y...... b MI
Duain, ....grs. 1 4/12..b MI
NOTES FOR SANFORD PRINGLE of Perrysburg, Ohio (b 1876)
son of Alexander Prindle Pringle & his third wife
Lydia Hufford, married 4 Mar 1865:
Source: Jeff Pringle, Great Grandson, at GenForum
Regards, Susan Johnson
More Replies:
Re: Looking for mother of Alexander Pringle - Canada/Michigan
Susan Johnson 10/13/11


text:
Almost one in five elderly American households outspent their income by more than 50% in 2009 and some (14.3%) outspent their income by more than 175%, according to a new report from the Employee Benefit Research Institute.
The most vulnerable groups were singles, households with no pensions, African-Americans and Hispanics.
"Those with an income shortfall are far more likely to be low-income, low-asset households, and they spend down their liquid assets at a far faster rate than households that do not have an income shortfall," Sudipto Banerjee, EBRI research associate and author of the report, says.
The report showed that Social Security remains the primary source of income for adults over the age of 65. In 2009, households ages 65 – 74 and households with members over 85 received 54% and 66% of their total household incomes, respectively, from Social Security.
According to the report, elderly Americans rely more on Social Security as they age. For households that had members ages 65 – 69 in 2001, the share of household income derived from social security rose from 47% in 2001 to almost 60% in 2009.
Margarida Correia is Associate Editor of Bank Investment Consultant, a SourceMedia publication.
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Metal:Sterling Silver / 14K Yellow Gold Marked / Tested:DY, 925, 585 Gemstones/Diamonds:Amethyst Clarity: n/a Color: n/a Measurements:Bracelet Comfortably Fits Up To 6.75" Wrist,10mm Wide(Inch = 25mm) Weight:41.7g
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Some of Palm Beach County`s most powerful people sat in their stiffly pressed suits at the Delray Marina, waiting to see the man who lured them to a $100-a-plate luncheon.
He appeared. He wore florescent checkered sneakers, dungarees and a basketball warm-up jacket, and few flinched at the attire of this county mover-and-shaker.
His name is Andre, as his diamond necklace says. Andre Fladell or Prince Andre. He earned the last title after forging seven warring Democratic Clubs into what some call the county`s most powerful political faction, the two- year-old South County Political Cooperative.
His cooperative is said to control 26,000 county votes, more than half the population of Delray Beach. County commissioners seek his advice and developers want his support.
``Andre is a very, very powerful force in south county,`` said Leon Weekes, who ran against Fladell in his only official foray into politics, the 1980 mayoral race in Delray Beach. ``I think it`s his personality. It`s imposing, almost overbearing. But it`s like a star athlete who`s a braggart -- it`s not bad if you can back up what you say.``
Few thought it could be done. Sidney Krutick, former King`s Point Democratic Club president, vowed he would never work with the Atlantic Democratic Club in Delray Beach. The Atlantic club returned the sentiment, said member Renee Rosenberg.
A T-shirted chiropractor named Fladell, then 35, two years ago convinced club leaders to shake hands and join forces. His political savvy was spawned in the late `60s when he helped form the Students for a Democratic Society at Adelphi University. He later became student government president at New York Chiropractic College in 1978.
Today, Fladell says his coalition of eight Democratic clubs and a homeowners group controls 26,000 votes in county elections.
And many officials court Fladell`s opinions.


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3640 Kennesaw N. Ind. Pkwy,
Suite C
Kennesaw, GA 30144
Of course I believe there are many reasons to replace your windows and I'm sure as a homeowner you've found plenty yourself that's why you're here.
However, I'm going to start breaking down some common and even uncommon reasons (that w'll learn about as we go) for turning to replacement windows for your home.
The first replacement reason that we will explore is a problem many homeowners in Atlanta face: Single Pane Windows.
Now if you're looking at this blog, chances are you've already become fed up with your single pane windows. Today, we'll look at one major reason why you would want to get these windows out of your home.
If there is no other reason to replace your windows, I would suggest that this in itself is enough to prompt a a change. Single pane windows provide minimal insulation for your home from the elements outside. They are great to see out of, providing maximum visibility, but one layer of glass will not cut down on the massive heat gain you experience in the summer or the great heat loss in the winter.
The Switch to Double Pane
Double pane windows on the other hand provide so much more than just another layer of glass. Here's a breakdown of what you get when you replace the single pane energy eaters to energy saving vinyl double pane windows.
The vinyl frame and sash components are much more thermal than what you will find on a wood or aluminum window (which is what every single pane window employs). Often times, vinyl window manufacturers will even fill their windows' frames and sashes with an insulated foam to further reduce heat loss/gain.
Glass thickness is much greater in double pane windows thus slowing down heat transference.
The space between the two panes of glass in a double pane vinyl window is filled with a dense, inert, gas (usually either argon or the much denser krypton) to slow down heat as either enters or leaves your home. Don't be fooled, even with double pane insulated vinyl windows, you will still gain or lose heat, (just as you still will in every other area of your home heat is active!). But the point is to reduce the rate at which heat is gained and lost in your home every year and a dense gas between the panes reduces that rate by large margins.
Low-e and spacer systems. Both of these elements are also common in a vinyl double pane window. Low-e (low emissivity) is a coating that actually goes on the glass in the windows to reflect heat back to its warmer side or its source. A spacer system, simply put, is the material that is between the two panes of glass that also reduces heat transference and heat loss because of it's non-conductive properties. On that note, make sure you avoid spacers that are metallic, particularly aluminum. Though they do not rust, Â they are one of the most conductive substances you can have in a window. "Warm-edge" spacers are used in vinyl windows and some recognizable, reliable names are Super Spacer, Intercept, Dura-Seal.
Those are some of your most basic improvements from a wood frame/sash (or aluminum frame/sash) single pane window to a double pane window. It's more than just an added sheet of glass and the energy savings provided can be tremendous.
Posted on 07/08/2008 at 12:00 AM


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China is a nasty communist behemoth that seems to enjoy abusing its people, quarreling with the United States and pushing its neighbors around. Taiwan is a tiny, free country with a fledgling democratic government, a longtime American ally that threatens no one. So in the current confrontation in the Taiwan Straits, Americans automatically assume that China is the villain and Taiwan is the victim and that we should unequivocally side with the latter.
Not so fast. It's never pleasant to think we could be wrong in an international showdown. In truth, though, the blame for this crisis lies mostly with Washington and Taipei for taking unnecessary measures that they should have known would spark serious trouble.


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"Education is what remains after one has forgotten what one has learned in school" Albert Einstein
Washington, D.C.USA (PRWEB) August 31, 2014
MYMOBILEUNI (MMU) strategy is to outreach to the global community utilizing social media marketing tools access to digital, resources, courses, videos, audio books and interactive programs. MMU will utilize all tools to reach and collaborate with educational institutions to become learning partner for our multiple learning channels.
MMU, today announced the availability of their new mobile app, and an authoring tool that applies social networking concepts to the learning context of managing and engaging employees learning and their new strategies in place moving forward.
[MyMobileUni.net a lifelong learning portal covering academic, lifestyle and lifelong learning programs for all. It empowers individuals of all ages in line with globalization and the need for human capital development towards a knowledge-based economy, said Wemel CV, co-founder and CEO of MyMobileUniversity.
MMU new strategy to promote and enhance learning experience of global educational institutions at national and local level, public and private sectors at workplace learning locations. Under the strategic plan MMU is planning to building strategic alliances with the HRD institutions, including the United Nations, UNESCO, World Bank, etc. We have implemented strategies in place this month in the following focus areas:
Workplace Learning Support:
A business needs an educated workforce to compete effectively and MyMobileUniversity platform gives organizations' workforce access to meet their learning needs 24/7 taking into account today's mobile workforce, said Wemel CEO of MyMobileUniversity
The workplace learning solution allows an organisation to upload their softcopy of their HR training and development modules and offer them as resources, courses, videos, audio books and interactive programs to their employees, while giving managers and executives greater insight to employees learning patterns, he added.
MyMobileUni Android App:
MyMobileUniversity is proud to announce that our official Android Mobile App, "MyMobileUni" is now ready for download from the Google Play Store. The app is designed to enhance our users' learning experience by giving them seamless content transition from PC to their mobile. Visitors to the site get opportunities to explore for free thousands of digital resources made available by Universities, Business Schools and Organizations for the masses from all over the world via the 20 learning channels. This is a great resource centre which supports just on time learning, anywhere, anytime.
Equal Access to Education for Inclusive Society:
An untapped sector of society is to provide equal access to education learning among disabled and handicapped community. MMU strategic plan of action is to outreach this group and offer access to digital content.
My Mobile University was honoured to speak on the topic at the BAKTI-MIND Conference VI using digital technologies to promote "Equal Access to Education for Inclusive Society".
The theme this year, Community-Based Rehabilitation (CBR): Form and Function in a quest for an Inclusive Society for Person with Disabilities (PWD). MMU will empower this group with disabilities' to provide those better opportunities in life by giving access to digital resources.
With MyMobileUni.net everyone gets an opportunity to learn something new, up-skill or re-skill themselves at their own time and money and time is no longer an issue. A large number of people have little or no access to quality education and we wanted to contribute to the world community by lowering this statistic, added Dr Lawrence Wasserman, Country Director , USA and Honorary Advisor for MyMobileUniversity.
MyMobileUni seeks individuals globally to assist with outreach and use their influence and popularity in their community and among their friends to impact lives through education. Goodwill Ambassadors will promote community access and availability to educational learning from MMU's website.
For more information how to become a Goodwill Ambassador please log on to http://mymobileuni.net/mu3/supporters.php#form then click on Application Form and submit an online application to join the movement to make education accessible to everyone, everywhere.
To learn more of our initiative "Education for All 2025" and MyMobileUniversity's mission, please register and login to our web site http://www.mymobileuni.net
Please contact Dr. Lawrence Wasserman at fortechnology(at)hotmail(dot)com or Ms Rani Wemel at our global headquarters at founders(at)MyMobileUni(dot)net.
For More Information Please Contact:
Corporate HQ
Rani Wemel,
Email: founders(at)MyMobileUni(dot)com
Dr Lawrence Wasserman,
Country Director, USA


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Referring Physicians >>
Newsletters >>
March 2011 IBD Newsletter >>
Crohn's Disease: Strategies and Indications
The diagnosis of Crohn's disease remains dependent on a combination of clinical, endoscopic, histologic and radiologic findings. In most cases the gastroenterologist or primary care physician makes this diagnosis; though occasionally, it's made at the time of abdominal exploration for presumed appendicitis. Regardless of presentation, medical management remains the treatment of choice when feasible. Unlike ulcerative colitis, Crohn's disease is not curable and therefore surgical therapy is generally reserved for treating the potential complications of this disease.
Indications for Crohn's disease:
The most common indication relates to obstructive symptoms secondary to stricture. Once this occurs, further medical management is unlikely to be of additional benefit. At this point, several factors are also considered prior to surgical intervention.
Factors to consider prior to surgical intervention:
The extent of symptoms related to the stricture ultimately drives surgery. In most cases, work-up prior to surgery aims to document the location and extent of the stricture(s) and also assesses for additional, less symptomatic disease. This should include a recent colonoscopy to assess/rule-out colon involvement. Other studies include CT enterography, Barium small bowel follow-through or MR enterography. These studies not only assist the surgeon in decision-making, but also allows for appropriate preoperative discussion with the patient.
For more clinical information on Crohn's disease, please click here.


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Enter Dalton Lee, one of the world's pre-eminent architects. Twenty years ago, Lee brought the anarchists to their knees when he brilliantly deduced who among them had assassinated a congresswoman. With the group resuming its campaign of terror, the authorities recruit Lee and his staff to help them with the investigation, knowing they all now have a personal motive for finding the killer.
Can Lee and his team figure out why the fringe group murdered the socialite – and who the murderer was – before New York is under siege and one of their own gets locked within the killer's crosshairs?


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Centerville's Bahn Mai brings some spice to the Miami Valley
By Eleanor Hill
For over five years, there has been an authentic Thai restaurant hiding in our backyard called Bahn Mai. This casual establishment is small and cozy, and packs a heck of a flavor punch in every dish. Open for lunch and dinner, you are guaranteed fresh ingredients, authentic cuisine and a spice level you choose from plain to hot, hot, hot.
An original from Bob Silva, owner of Bahn Mai, is the Roasted Garlic and Chive Rangoon Sticks ($5). This appetizer has won numerous "Best Taste" awards in the region and with one bite, you'll understand why. Flaky wonton wrappers wrap the secret ingredients with sweet chili sauce for dipping.
These were so fabulous that I wanted to cancel my entrée and just keep eating more of these. Other appetizers include Spring Rolls, Coconut and Panang Shrimp, Chicken Satay and Panang Wings.
Staring through the entrée selections on the menu are many stir-fry options. The restaurant's signature dish is the Pad Kapow Basil Stir-Fry. This dish combines five different artful sauces and stir-fries them with your choice of meat (beef, chicken, shrimp, tofu or vegetable), Thai chilies, basil, carrots, peppers and yellow onions. This packs a fiery flavor with a light hint of basil mixed in.
The authentic Pad Kapow is also offered with the meat chopped to allow the Thai chilies and sauce to soak into it. Julienned ginger strips blistered in a hot wok bring out the flavor in the Thai Sweet and Sour Stir-Fry along with traditional offerings of Mongolian Stir-Fry and Kung Pao. Prices average $13 and portions for all dishes are generous and filling.
The fried rice dishes are also worth exploring. The House Fried Rice is made with jasmine-scented rice, fresh tomatoes, onion, cilantro and eggs stir-fried over high heat with your choice of meat. Basil Fried Rice adds Thai Chilies and Basil to the house ingredients, while Yellow Curry Fried Rice uses an Indian base powder for a delicious curry flavor.
Bahn Mai's spice scale runs zero to five. I'm careful not to have my food make me cry so I ordered up a number two on this scale. The jasmine-scented rice had large chunks of fresh tomato and chicken along with the onions and garlic. The spice was perfect for my taste, with just the right amount of kick at the end of each bite.
Though I was unfamiliar with some of the curry selections, the servers were helpful with descriptions. Bahn Mai's Red Curry is slow-cooked to enhance the flavors of each of the ingredients and Green Curry is a vegetable-based spiced curry with ingredients like coconut milk and Thai eggplant.
The Massaman Curry takes from the Red Curry, but adds a peanut flavor to potatoes and roasted nuts while the Panang Curry is a fantastic spicy curry that is topped with pineapple chunks. All are served with steamed jasmine rice and can be ordered to your desired level of "spicy."
I ordered up the Red Curry with a number three spice and found it quite perfect. Served in a bowl with the rice on the side, the plate had a nice garnish and the taste was fabulous. The carrots, zucchini, peppers, Thai eggplant and bamboo shoots were crunchy and plentiful. The shrimp was generous in portion and the sauce was amazing.
The final menu category is the superb noodle selection. The signature dish in this section is the Pad Kapow. Garlic, Thai chilies, basil, green and red bell peppers and onions are stir-fried with rice noodles in a sweet and spicy sauce.
My choice of Pad Thai was delectable. Long, thin rice noodles are stir fried with green onion, egg and bean sprouts in a tangy sauce with fresh-squeezed lime juice and then served with more fresh bean sprouts and roasted peanuts. Also, featured menu items are Drunken Noodles with wild rice noodles and Yaki Soba with yellow egg noodles.
There are a few Bahn Mai specials each day and extra meat, tofu, vegetables and peanuts can be added at an additional charge. Wine and beer along with premixed cocktails are offered along with coconut water, Thai iced tea and Thai iced coffee. Desserts include Banana Wraps, Apple Cinnamon Wontons and Sweet Rice. However, as of mid-November, unlike any other restaurant in town, Bob Silva has reduced the menu prices to make it even more reasonable to dine for lunch or dinner.
Bahn Mai is definitely a restaurant I intend to keep visiting. As I learn more about Thai food and its tradition, I am sure Bob and his culinary staff will provide unique and authentic recipes, fresh ingredients and a continuous enjoyment of his culinary mastery.
Bahn Mai Thai Café is located at 725 Lyons Road in Centerville.
For more information, call (937) 435-0624 or visit www.bahnmai.com.
Reach DCP dining critic Eleanor Hill at email@example.com


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Watch the Red-Band Trailer for UCB's 'Totally Improvised' High Road
It's hard to argue with the lineup.
From Upright Citizens Brigade co-founder Matt Walsh: an improvised stoner comedy featuring Rob Riggle, James Pumphrey, Lizzy Caplan, Abby Elliott, Joe LoTruglio, Rich Fulcher, Horatio Sanz, Dylan Obrien, Zach Woods, Matt Jones, Ed Helms, and Kyle Gass. Not the most original concept, but it's hard to argue with that lineup.


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Be the first NJ.com user to add photos or videos of Fs New England Sales
Fs New England Sales is located at 500 The American Rd, Morris Plains, NJ. This business specializes in Department Stores.


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Light refreshments and 'talk story' from our experienced, knowledgeable and fun guides provided twice daily, morning and afternoon. Be part of the F.U.N., RideTheRim of Waipi'o on one of our brand new ATVs. Children 5 – 15, the elderly or folks not wishing to ride an ATV (even at the last minute, space available) enjoy our open air buggy – a Polaris Ranger – driven by the tour guide. The Ranger brings up the rear on our tours.
LEAVE a bit on the early side as all roads are two lane and unpredictable.
- AM check-in 8:45AM (returns at ~12:00pm) departs the Art Gallery at 9:00am SHARP!
- AM check-in 10:15AM (returns at 1:30pm) departs the Art Gallery at 10:30am SHARP!
- PM check-in 12:45PM (returns at ~ 4:00pm) departs the Art Gallery at 1:00pm SHARP!
- PM check-in 2:15PM (returns at 5:30pm) departs the Art Gallery at 2:30pm SHARP!
Tour Duration: 3+ hours
We meet at Waipi'o Valley Artworks – the best little art gallery on the island – in beautiful downtown Kukuihaele. Allow some time and be sure to browse before or after your tour for that special something – they've got it all.
All manufacturer's recommendations and insurance requirements are strictly observed. YES you will need to wear a helmet.
- Ages 16 and over
- No tandem riding
- 100-350 pounds this was a misprint on our rack card.
No experience necessary. A comprehensive safety orientation and demonstration drive is mandatory. If, in our guide's opinion, you do not appear to reliably control the machine during the orientation, we will decline your participation and refund your money. Likewise, if you feel that you are not comfortable on the machines, you may decline participation and receive a refund. You may also choose to ride the buggy, space available, with no refund of price difference.
Safety gear mandatory and provided. Yes, helmets are absolutely mandatory – no exceptions. We highly recommend long pants and closed-toe shoes. You do not need bug spray at all, but sunscreen may be advisable. A note about windward side weather: it simply cannot be predicted and there is nothing like it on the mainland anywhere. You will pass through three distinct climate zones on your way to us from the Kona side. Most of our days are cool and comfortable and most of our rain is one cloud at a time coming off the ocean as a condensate mist. Those clouds occasionally have real rain and large droplets but they are nearly always fleeting. We travel in both of those rains described and many locals wait to ride on the rainy days. We do not travel in lightning storms (rare), rain storms or high winds. We reserve the right to cancel when weather is, in our opinion, inclement. This includes high winds. We provide rain ponchos. You will receive a refund if we cancel due to weather. Waipio Valley is mystical and 'mistical' and is occasionally socked in; this is beyond our control.
Swimming – We swim under a secluded waterfall at the top and back of the valley before the same water goes over the pali (cliff) as Hi'ilawe Falls; the water is about 72 degrees year-round. Our changing facilities are quite primitive, so wear your swimsuits under your clothing and bring a towel. Water shoes, water socks, reef walkers (however you might call them) are suggested as the smooth river rocks are slippery The waterfall pool is usually only chest deep in most spots. As this area is a watershed, there are times when the water is high and we reserve the right to cancel swimming when the conditions are clearly hazardous.
Once a specific vehicle is reserved, ATV or SideBySide, no refund for the difference is offered. Guests who do not pass the practice track or decide to change to a Buggy at the barn will be charged for the original vehicle reserved NO EXCEPTIONS.
Please be sure to leave your cell phone number on the booking form so that we can reach you, if need be. Your home land line does us no good.
You may call to make a reservation – 808-775-1450 or 877-775-1450 toll free.


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(b. ?; d. ?) Vocalist of early 20th cent., based in Mumbai.
He was among the early disc-record artistes. His recorded songs included one from the Hindi play, Khudādād, all ...
Subjects: Indian Music.
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Monthly Archives: August 2014
Gold Coast Car Mechanic: The Leading Automobile Mechanic In Gold Coast
India is often called a continent, not a country. From top to bottom the folks are different, customs and languages are different. The states all exhibit their own features. There are few countries that offer the tremendous variety that India offers. For the photographer, it'd be challenging to locate a richer environment to photograph.
If the problem is blown off and the automobile continues to be driven, the issue will only get worse. The gearbox will eventually break entirely and you will need to get a brand new auto. Motorists should consider security, first and foremost. If you are carrying passengers in your car, you have to think of their safety also. You really do not need anyone in your automobile when their safety is not fully guaranteed.
OBD 2 readers read the signs coming from the engine of your car and show it on a hand-held device. You can also get these signs on your notebook. The largest advantage of reading these signs in advance is that you know how your car will perform during your journey. You can get it corrected shortly, if you discover any little fault.
Ask a question- The best way to see how folks feel about something is to inquire. Maybe you found a link with something newsworthy in your business. When you post it to your wall, request thoughts. Or, perhaps you inquire what blogs people are reading, or what they're doing with their weekend. This gets people involved.
We understand that your money is prized for you. It's always good for you to get insurance along with that, if you are going to buy a new car or a motor cycle. So that when injuries happen, your damages will be regained. For buying a new one you don't need to stress. Buy an affordable sum you'll be able to get inexpensive auto insurance or www.anthonypainter.co.uk/ cycle insurance. to spending It is rule in many of the states of US, to insure one's vehicle in the time of buying. It is not only needed but also crucial for all. Otherwise, when you are victimized, you'll be in ruin.
Way too many business owners call in outside advisors late. Just imagine. What is the point in hiring the greatest ship advisors to save your sinking ship after she is 9/10 under water? and hit an iceberg
Some machinists have been known to charge a 50% mark up on parts. This is good chunk of change and worth looking into alternative choices for parts. You can bring the parts you find for a more affordable cost to the garage and only pay for work, if you don't know how to do the labor on a car.
Is it pricey? No, most kits are under $100, and some much less than that. Be careful to pick one that's mechanic- rated as you'll need to get one that is safe and dependable. You might want to review the different products offered online and see what "mechanics insurance" say before you attempt one yourself.
Modern cars have , systems that are sometimes catchy, and complex. One of many causes the leading brands have approved services rather than just any old thing is because the systems often include components that are proprietary and in some cases specific design attributes. These things are non-normal, and you need to find out how exactly to deal with them.
Do not forget to explore search terms just like ntuc auto insurance claim and also motor trade insurance so you can recognize much more about this subject if you'd like to know more in relation to automobile insurance via the web.


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...The way that The Advocacy and Support Centre in Ipswich has both reassured and worked with the people I have referred while resolving their legal matters, has made a huge difference. Especially when these clients are particularly vulnerable and Legal Aid is not available for their particular situation. So thank you for the efforts that have been made, and for ensuring that the service remains open, even when funding is challenging.
Tasc Client
New Directions
...I want to thank you for being part of my journey to realise that new directions are ahead for my family and I. I feel re-energised and keen to "get on with it". TASC staff are passionate and very good at their jobs. They created a feeling of secruity & trust for me that we are in proactive, supportive, safe hands.
Tasc Client
Thank you
...I want to thank you for being part of my journey to realising that new directions are ahead for us. I feel re-energised and keen to 'get on with it'
Staff Member
...The TASC staff member was very pleasant and helpful and seemed to know what they were talking about with our case and it looks like we have a good outcome. THANKYOU
Advocacy Client
..."Having an advocate has lifted my spirits so much because I've [previously] isolated myself because I didn't want to bother others."
Recent Posts
National Ethnic Disability Alliance - 2017 NEDA Medal
December 14, 2017
Annual General Meeting 2017
October 5, 2017
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August 16, 2017


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Tamoxifen Citrate
Brand Name: Tamoxifen®
Generic Tamoxifen (Tamoxifen Citrate) 10mg
Prices as low as:
0.00004990 BTC/pill
Generic Tamoxifen (Tamoxifen Citrate) 20mg
Prices as low as:
0.00009869 BTC/pill
* Note: All prices in Bitcoin (BTC). The Bitcoin exchange rate is calculated using an average price from several leading exchange providers. Local currency conversions are provided for your convenience.
† The pharmacy dispenses the product displayed. In the case of a product shortage, the pharmacy may substitute with an alternative generic.
Other Known Brand Names for Tamoxifen
- Caditam (Cadila Pharmaceuticals Ltd.)
- Cytotam (Cipla Limited)
- ITA-Tamoxifen (Generic Italian mft.)
- Mamofen (Khandelwal Laboratories Ltd.)
- Nolvadex (AstraZeneca)
- Nolvadex-D (AstraZeneca)
- Nolvadex-DS (AstraZeneca)
- Oncomox (Sun Pharmaceutical Industries Ltd.)
- Oncotam (Indoco Remedies)
- Tamodex (Biochem Pharmaceutical Industries)
- Tamoxifen (Dabur Pharmaceuticals Ltd.)
- Tamoxifen Citrate (Fresenius Kabi oncology Ltd.)
- Tamoxifen-10 (Hetero Healthcare Ltd.)
- Tamspar-10 (Dabur Pharmaceuticals Ltd.)
- UK-Tamoxifen (UK Generic mft.)
- Valodex (Samarth Life Sciences Pvt. Ltd.)
- Xifen (VHB Pharmaceuticals Pvt. Ltd.)
- Soltamox
Disclaimer: Information and data on Tamoxifen Citrate (generic Tamoxifen®) found on this website is for informational purposes only. This information does not constitute legal advice and it is recommended to first check all information with your medical practitioner.
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