text:
Letter: Negative ads insult the voters
In Aaron Sorkin's "The American President," the title character during a news conference in response to his rival's suggestion that being president was, to a certain extent, about character, says: "...Being president of this country is entirely about character."
Yet, if you who haven't developed the penchant for changing channels when TV ads come on, you have probably been witness to a myriad of the most blatant, negative political ads that not only prove all evidence to the contrary but insult the intelligence of all who watch them.
Half truths, outright lies, and, yes, character assassination are central to them all. Forget about the issues. These are campaigns of fear, targeting the elderly and the ones who have suffered the most in this recession; an interesting dichotomy for purported men of honor running for office — the highest office in our country.
Never in our history has the need for leadership in our government been more acutely felt.
The electorate has not only been shortchanged by the candidates' reluctance to discuss the issues but also subjected to these pointless, negative ads. Conversely, this reticence only leads us to assume that they don't have the answers.
If we listen to what the candidates are purporting in their ads, then I suppose what we all face on Nov. 6 is not to choose the best man but to decide between the lesser of two evils.
Perhaps this contrived negativism is a precursor to the decline and fall of politics as we know it. We can always hope.


text:
* required fields
BOMI International is the leading provider of building & facilities education awarding industry standard professional designations & training for over 35 years.
Partner with our program managers to create training programs tailored to your individual and organizations needs.
Current Online Offerings: Building Information Modeling 4-part webcast series starts May 6, 2008; visit www.bomi.org and begin building your success.
NIST Recommends Best Fits for Federal Access ControlNIST has released a draft publication outlining best-practice guidelines for federal access control cards. Read the full article …
6 Steps for Evaluating Water-Damaged Electrical Equipment Know what actions to take and questions to ask when evaluating water-damaged electrical equipment.Read the full article …
ProLogis Releases New Research Reports on Industrial Property Markets ProLogis recently released two semi-annual research reports on the state of the U.S. industrial property market.Read the full article …
The New Standard for High Efficiency Boilers Building owners were eager to replace the non-modulating, non-condensing Hydrotherm boilers in the Illinois Realtors Building with high-efficiency equipment.Read the full article …
New Buildings.com Quick Poll: Green Products?
Do you look for third-party certification on products that claim to be green?
Participate in this poll now …
IMPORTANT NOTICES:If your corporation or Internet provider filters incoming e-mail, please add Buildings.com to your list of approved senders to make sure you receive the e-mail alerts and newsletters to which you subscribe.
If you use AOL 9.0 for email, be sure to click in the upper right hand corner on "Show images & enable links" to see the entire newsletter.
• April 14, 2008 Sustainability and Leadership at The Merchandise Mart• April 07, 2008 A New Lease on Access Control• March 31, 2008 What a Water-Cooled HVAC System Can Do for Your Building • March 24, 2008 Please Do Not Disturb (the Environment): Greening Your Hotel • March 17, 2008 Put Your Disaster Plan to the Test • March 10, 2008 The Realization of Intelligent Buildings • March 03, 2008 Identifying and Treating Environmental Hazards • February 25, 2008 Surviving Work: A Guide to Ergonomics at the Office and in the Field • February 18, 2008 The Best Defense: Comprehensive School Security • February 11, 2008 11 Surprising Ways that Your Building Wastes Energy • February 04, 2008 Find and Prevent Legionella in Your Building Water Systems• January 28, 2008 2008 Annual Industry Forecast
(Return to Top)--- Exclusive Online content ---
Subscribe to any of the Buildings Group newsletters
@ The Moment is an e-mail newsletter produced by Buildings.com.THIS DOCUMENT AND OTHER DOCUMENTS PROVIDED PURSUANT TO THIS PROGRAM ARE FOR INFORMATIONAL PURPOSES ONLY. The information type should not be interpreted to be a commitment on the part of Stamats Communications and Stamats Communications cannot guarantee the accuracy of any information presented after the date of publication. INFORMATION PROVIDED IN THIS DOCUMENT IS PROVIDED 'AS IS' WITHOUT WARRANTY OF ANY KIND. The user assumes the entire risk as to the accuracy and the use of this document. Buildings.com newsletter e-mail may be copied and distributed subject to the following conditions:1. All text must be copied without modification and all pages must be included.2. All copies must contain Stamats Communications' copyright notice and any other notices provided therein.3. This document may not be distributed for profit.
Published by:Stamats Business Media615 5th Street S.E., PO Box 1888Cedar Rapids, Iowa 52406-1888

subset: commoncrawl


text:
Six major thefts this week in Jammu, police sleeping
Jammu: The series of theft cases in Raina Colony, daylight robbery at Central Bank of India (Gol Market branch) and theft at religious places have left people of Jammu in shock. The inefficiency of police department to arrest these miscreants is quite evident.
The recent theft case has been reported from Sarwal where thieves broke into a temple and took away all the valuables with them. On Tuesday midnight, the thieves broke into a Gurudwara at Raina Colony and took away money from the donation box.
2 days ago, the thieves targeted a house in Peer Mitha and decamped with scooty, jewellery and cash.
In a similar incident, 3 days ago, unknown miscreants broke into the house of a teacher and stole cash Rs 1 lakh. A report of this theft was registered at Nowabad Police Station but the thieves are still absconding .
Earlier, due to terrorism the government used to declare high alert but now, a high alert, due to increasing theft cases has been declared in the city.
[ditty_news_ticker id="104566″]
Featured Image representational


text:
Build Guide by greenmoth014
Not Updated For Current Season
This guide has not yet been updated for the current season. Please keep this in mind while reading. You can see the most recently updated guides on the browse guides page.
Thank You!
Your votes and comments encourage our guide authors to continue
creating helpful guides for the League of Legends community.
Swain Build
Ability Sequence
Not Updated For Current Season
The masteries shown here are not yet updated for the current season, the guide author needs to set up the new masteries. As such, they will be different than the masteries you see in-game.
Swain Is the Newest Champion so far, He brings forth a deadly arsenal of spells.
Early Game
You wanna start building your mana pool for your ultimate, so you wanna grab your saphire crystal and a Health pot. Your gonna want to take mid for the most effectiveness. Just mind your own buisness and dont bother anyone untill you reach level 3. Your gonna want to put nevermore on them and then run straight towards them. Put torment, decrepify, and ignite onthem. This should be easy for you. Before you reach level 6 your gonna want to recall to get tear of godess for a bigger mana pool wait till you manage to to kill them to recall.
Mid Game
After reaching level 6 your gonna want to keep on doing the same thing except that they will belive that they have a chance to kill you, You use your ultimate but only use it when its necessary because it empties your mana pool really really fast. Use your ult when your low on health and wanna regain some of it. You can also use it to farm minions.
Late game
In group fights you must nevermove melee champions and use all of your button combinations to finish off atleast 1 person. After that turn on your ultimate and keep running around waiting for you cooldowns to come back, and unleash all of them again. If your running away pop ghost and your ultimate this will keep you alive and it will definatley stop them from chasing you. Your better at focusing on 1 guy and killing him for sure than focusing on multiple people.
[*] An Archangel staff for the giant mana pool which allows more time for your ultimate.
[*] Sorcerers shoes for magic penetration and enhanced speed movement.
[*] Mejais soulstealer for increased ability power. Sice you have great survivability youll get 20 stacks in no time.
[*] Rylais crystal septer for the ability power and the slow. It goes with good combination with your ultimate, People chasing you will get slowed by your Ravens.
[*] Zhonyas ring will skyrocket your ability power and make your ult into an incredible protective shield.
[*] The last Item is tricky if they have magic resist get Void Staff
[*] If they have alot of AP champions get Abyssal Scepter
Im not a fanatic of Runes but I go for Ability power because Magic penetration doesent help against people without magic resistance, But ability power help you kill anything.
Tips and Hints
[*] Use ignite and torment they do some serious damage.
[*] When running away put nevermove right behind you. It will stop whoever is chasing you.
[*] When Ganking use nevermore first, then torment, ignite, and then Decrepify. It will stop them from leaving.
[*] DO NOT Use ghost to catch up to people only use it as an escape mechanism.
[*] If your ganking a lane with 2 people if they have lower levels than you and are sort of weak you can still take them with your ult just make sure you have enough mana.


text:
|Not All Missed Doses Are the Same: Sustained NNRTI Treatment Interruptions Predict HIV Rebound at Low-to-Moderate Adherence Levels
Parienti, Jean-Jacques; Das-Douglas, Moupali; Massari, Véronique; Guzman, David; Deeks, Steven G.; Verdon, Renaud; Bangsberg, David Roy
Note: Order does not necessarily reflect citation order of authors.
|Parienti, Jean-Jacques, Moupali Das-Douglas, Véronique Massari, David Guzman, Steven G. Deeks, Renaud Verdon, and David R. Bangsberg. 2008. Not all missed doses are the same: Sustained NNRTI treatment interruptions predict HIV rebound at low-to-moderate adherence levels. PLoS ONE 3(7): e2783.
|Full Text & Related Files:
2467488.pdf (140.3Kb; PDF)
|Background: While the relationship between average adherence to HIV potent antiretroviral therapy is well defined, the relationship between patterns of adherence within adherence strata has not been investigated. We examined medication event monitoring system (MEMS) defined adherence patterns and their relation to subsequent virologic rebound. Methods and Results: We selected subjects with at least 3-months of previous virologic suppression on a non-nucleoside reverse transcriptase inhibitor (NNRTI)-based regimen from two prospective cohorts in France and North America. We assessed the risk of virologic rebound, defined as HIV RNA of >400 copies/mL according to several MEMS adherence measurements. Seventy two subjects were studied, five of them experienced virologic rebound. Subjects with and without virologic rebound had similar baseline characteristics including treatment durations, regimen (efavirenz vs nevirapine), and dosing schedule. Each 10% increase in average adherence decreased the risk of virologic rebound (OR = 0.56; 95% confidence interval (CI) [0.37, 0.81], P<0.002). Each additional consecutive day off therapy for the longest treatment interruption (OR = 1.34; 95%CI [1.15, 1.68], P<0.0001) and each additional treatment interruption for more than 2 days (OR = 1.38; 95%CI [1.13, 1.77], P<0.002) increased the risk of virologic rebound. In those with low-to-moderate adherence (i.e. <80%), treatment interruption duration (16.2 days versus 6.1 days in the control group, P<0.02), but not average adherence (53.1% vs 55.9%, respectively, P = 0.65) was significantly associated with virologic rebound. Conclusions: Sustained treatment interruption may pose a greater risk of virologic rebound on NNRTI therapy than the same number of interspersed missed doses at low-to-moderate adherence.
|Published Version:
|Other Sources:
|Terms of Use:
|This article is made available under the terms and conditions applicable to Other Posted Material, as set forth at http://nrs.harvard.edu/urn-3:HUL.InstRepos:dash.current.terms-of-use#LAA
|Citable link to this page:
|Downloads of this work:
Contact administrator regarding this item (to report mistakes or request changes)


text:
Preheat the grill to medium heat. Spray the grill rack with nonstick, nonflammable cooking spray.
In a small serving bowl, combine the sour cream, brown sugar, vanilla extract, and orange zest. Set aside.
Thread the strawberries evenly onto the skewers. Grill the strawberries until barely softened, about 1 minute per side. Serve skewered strawberries with orange cream and Cream Scones.
Preheat the oven to 375 degrees F. Line a baking sheet with parchment paper.
In a medium bowl, combine the flour, sugar, baking powder, and salt. Using a pastry blender, cut in the butter and cream cheese until the mixture is crumbly. Add the heavy cream, stirring just until the dry ingredients are moistened.
Turn the dough out onto a lightly floured surface. Roll or pat the dough to 1-inch thickness. Cut the scones using a 2 1/2-inch round cookie or biscuit cutter. Place on the prepared baking sheet. Brush the tops with the remaining tablespoon cream and sprinkle with turbinado sugar. Bake until golden brown, about 12 minutes.
Check Out Our
Get a sneak-peek of the new Food Network recipe page and give us your feedback.See it Now!


text:
The British Medical Journal (BMJ) probably lent an inadvertent boost to chewing gum sales this month. The journal reported that chewing gum containing the artificial sweetener sorbitol could lead to severe weight loss. To most desperate to diet ears, that sounds like good news. However, this extreme weight loss was the result of intense gum chewing that provoked several negative side effects.
The BMJ report actually only involved two women, not exactly the material you would want to base widespread medical recommendations on. Both women experienced unexplained severe weight loss and diarrhea. Ultimately, researchers pinned the source of the copious bowel movements and weight loss as 20 grams of sorbitol the ladies consumed daily by smacking on about 15 to 20 sticks of gum a day.
Besides bowel problems, the women also experienced bloating and gas. After the ladies cut back on the gum chewing, the diarrhea and sudden weight loss stopped.
That negative gum news contradicts the findings of the Wrigley Science Institute (WSI). The WSI is an organization that researches new benefits of chewing gum in an effort to increases sales of Wrigley gums like Extra and Juicy Fruit.
In 2007, a study involving 60 participants, aged 18 to 54, were asked to consume a sweet and salty afternoon snack after chewing a sweetened gum or not chewing gum. Hunger, appetite and cravings were rated immediately after lunch, and then hourly.
Based on the findings of this study, the WSI delineated the following benefits of gum chewing:
- Chewing gum significantly reduced caloric intake by 25 calories and specifically reduced sweet snack intake by 39 calories; salty snacks were decreased by 11 calories.
- Hunger and desire to eat were significantly suppressed by chewing gum at one, two and three hour intervals after lunch.
- Participants reported that chewing gum improved their mood by reducing anxiety and stress, and increasing contentment and relaxation.
- In a similar study among individuals not actively trying to manage their weight, chewing gum reduced snack intake by average of 36 calories.
- Data combined from both studies found that chewing gum reduced intake of the sweet snack in particular by an average of 47 calories.
While the Wrigley's research seems promising, another study published in the journal Appetite unveiled no weight loss benefits related to chewing gum. This study involved 47 volunteers and explored the influence of sweetened chewing gum on appetitive ratings, meal patterning and food intake.
Investigators imposed three test conditions on study participants after they ate lunch at a laboratory: no gum chewing, gum chewing two hours after lunch and gum chewing when hungry. The volunteers completed each treatment (eating lunch then reporting what happned), one day a week for three weeks.
Throughout the remainder of the day, participants self-recorded data about their mood, appetite and food intake. The results revealed that appetite ratings, meal patterning and food intake do not differ among the three treatment conditions.
Apparently, chewing gum can provoke weight loss by either provoking more bowel movements or by distracting you from excessive eating. Just pay attention to the sweetener used in your gum, because artificial sugars have their respective potentially negative side-effects like gas, annoying smacking and uncontrollable bowel movements.
Edelman PR, Chicago. (2007, October 22). Chewing Gum May Help Reduce Cravings and Control Appetite. Newswise.
Juergen, B. et al. (2008, January). Severe weight loss caused by chewing gum. British Journal of Medicine, 336, 96-97.
Julis, R.A. & Mattes, R.D. (2007, March). Influence of sweetened chewing gum on appetite, meal patterning and energy intake. Appetite, 48, 2, 167-175.


text: In fiction, a foil is a character that enhances the distinctive characteristics of another character. In the garden, as in fiction, a foil is a plant that contrasts with another plant in order to highlight particular qualities of the other. 'I am resolved my husband shall not be a rival, but a foil to me' (Charlotte Brontë).


text:
You are here
1st International Conference on Critical Education (2011)
The Hephaestus 2nd International Conference (International Conference on Critical Education) took place in Athens, Greece, from 12 to 16 July 2011.
The Conference was co-organised by the Department of Education of the University of Athens, the History and Philosophy of Science and Technology Programme of the Institute for Neohellenic Research of the National Hellenic Research Foundation, and the Journals of: Critical Education Policy (UK), Cultural Logic (USA/Canada), Kritiki (Greece), Radical Notes (India).
The Conference was sponsored by the Project Hephaestus (FP7, RegPot1-2008).
Click on the thumbnails below for more photos from the 1st ICCE


text:
Funky Munky Music is one of the top places for musicians in the K.C. area!
Springfield, MO (PRWEB) February 06, 2013
Springfield Music has announced its acquisition of neighboring Kansas' Funky Munky Music. The deal was made official in the last quarter of 2012, and changes have already been made.
According to Springfield Music Vice President Donovan Bankhead, the decision to purchase Funky Munky Music was fueled by instrument manufacturers who have wanted Springfield Music's management team to break into the Kansas City area for some time. The opportunity to do so presented itself and was simply too good to pass up.
"Funky Munky Music is one of the top places for musicians in the K.C. area," Bankhead said. "They were known for hosting fun events and activities. It was the perfect deal for us because of the great retail experience, lessons, rentals and repairs that we have become known for in Springfield and at Ernie Williamson Music in Joplin. We love to help create new musicians and to work with existing musicians."
In the few months that Bankhead has overseen Funky Munky Music's operations, "tons of new inventory has been added," and renovations have already been made to the interior. Additionally, Funky Munky Music's calendar is being filled with more workshops, clinics and events than ever before as its new ownership invests in the lesson program to make it the best in Kansas City.
"For the first eight years of its life, beginning in 2004, Funky Munky Music brought in teachers from other area stores that closed," Bankhead said. "(Previous owners) Pat (Redd) and Jon (Kluiter) made this place a venue and a destination of sorts. They were ready to move on to other ventures, and we wish them well. We will work to maintain their legacy here in the Kansas City area and enhance Funky Munky Music as much as we can to provide an unparalleled experience for our clients and our team who will be interacting with them on a daily basis."
At the moment, Funky Munky Music's website is receiving an overhaul, according to Bankhead. He advises that anyone interested in events, activities or other inquiries should either email MunkyMail(at)FunkyMunkyMusic(dot)com or call 913-268-5555.
Springfield Music, named a National Association of Music Merchants Top 100 Dealer for 2012, offers a wide selection of instruments and accessories from several popular manufacturers. Whether it's service, sales or lessons, we live for music.


text:
Don't forget! Please mention TrustATrader when you contact any of our trusted traders...
Dell and Sons Landscaping Ltd
Dell and Sons Landscaping Ltd is a Landscape Gardeners based in Chelmsford (CM2 0QT). Covering Chelmsford and all surrounding areas.
- Tel: 01245 809 598
- Mob: 07341 925 724
- Alt: 08005 353 624
31 reviews
- Initial impression : 4.93 out of 5
- Cleanliness : 4.87 out of 5
- Value : 4.9 out of 5
- Punctuality : 4.93 out of 5
- Quality : 4.96 out of 5
- Overall opinion : 4.93 out of 5
0 missed appointments in the past 6 months
About Dell and Sons Landscaping Ltd - Landscape Gardeners in Chelmsford (CM2 0QT)
Dell and Sons Landscaping Ltd are a family run business who are specialists when it comes to Driveways, Patios, Landscaping and Home Improvement Services. With over 30 years experience in the trade and we are based in Chelmsford and cover Chelmsford and all surrounding areas.
We have a wealth of knowledge in the industry and pride ourselves in carrying out all the work involved and not relying on subcontractors so you can rest assured that the job in hand will be finished on time and to a very professional standard.
Whether you are looking to freshen up your home or garden or add value to it then look no further than Dell & Sons Landscaping. We can enhance your home in a variety of ways. From a new designer driveway to a patio to having the whole garden landscaped, we can bring your ideas to life whether you are staying put, renting out your property or even looking to sell it.
Our dedicated team at Dell & Sons Landscaping are reliable, punctual and are happy to take on any job regardless of its size, no job is too small. They have the knowledge, expertise and experience to advise you on ways to bring your ideas to reality.
Your home may be your biggest investment and our experienced team are here to help you enhance it and make your home more comfortable and appealing.
Our professional service includes giving you helpful insight, ideas and advice on all aspects of making your home a better place to live whilst adding interest and value to your investment
Our comprehensive services include:
- Landscaping
- Turfing
- Lawn re-seeding
- Hard landscaping
- Garden maintenance
- Patios
- Fencing
- Driveways, Blockpaving amd Tarmac
- Home Improvements
- And much more...
If you are interested in any of our comprehensive services, please do not hesitate to contact us with a query or for friendly professional advice on the design, construction and maintenance of your outdoor spaces.
We offer free, non obligatory quotes and estimates.
Please visit our website at:www.dellandsonslandscaping.co.uk
Thank you for your consideration, we look forward to hearing from you.
Please mention Trustatrader when calling.
Reviews (31)
Dell and Sons Landscaping Ltd have received 31 customer reviews.
Mrs B Bacon 6th April 2018
No comment left...
Mr Handstone 6th March 2018
"Very good work. Would recommend to friends."
The reviewer found this trader while searching on TrustATrader.com
David Munro 4th March 2018
"Brilliant firm, would recommend to anyone."
Dihni 25th September 2017
"Amazing service - Efficient, high quality and very reasonably priced. I would recommend to anybody. Thanks."
The reviewer found this trader while searching on TrustATrader.com
Lynette Li 23rd May 2017
"After a visit from Patrick and a discussion about what work we required in our garden, we were given a very reasonable quote. We were amazed that the work started the very next day. Patrick and Steve were very punctual, tidy in their work and worked extremely hard. We were delighted with the quality of work and will definitely contact Dell and Sons for any future work. Would highly recommend."
The reviewer found this trader while searching on TrustATrader.com


text:
Poor Tired Hillary Spotted With Resting Stools During Speeches
It's worse than we thought.
We knew Hillary was in rough shape but didn't realize it was this bad.
Not only is Hillary Clinton taking weekends off to rest and recover, she brings a stool with her to lean on during public events.
Girl's got to park it when the rallies go long.
Mike Cernovich at Danger and Play reported on this latest development.
A reader pointed out Hillary leaning on a stool, as sick Hillary looked tired and fatigued. Now I can't stop noticing that every picture of Hillary has a hidden stool nearby.
Sick Hillary can't stand up on her own, had hidden stool behind to keep her held up. pic.twitter.com/oeCmNaNP6S
— Mike Cernovich (@Cernovich) August 16, 2016
#HillarysStools pic.twitter.com/1CMomb2f2j
— Avarin (@AvarinV) August 16, 2016
Butler Stool offers Hillary a glass of water. #HillarysStools pic.twitter.com/Au3V2xnY4u
— Avarin (@AvarinV) August 16, 2016
Danger and Play has several more photos of the stool lady.
As a privately owned web site, we reserve the right to edit or remove comments that contain spam, advertising, vulgarity, threats of violence, racism, anti-Semitism, or personal/abusive attacks on other users. The same applies to trolling, the use of multiple aliases, or just generally being a jerk. Enforcement of this policy is at the sole discretion of the site administrators and repeat offenders may be blocked or permanently banned without warning. Guest posting is disabled for security reasons.


text:
To join, leave or change ukfree.tv updates by email, enter your email address here:
Read this: Radio Today - Double-blow for Kerrang! Radio listeners
Summary: Listeners in parts of the West Midlands are expressing their anger at Kerrang Radio being removed from their radios for a second time. However, with the removal of the regional MXR, Kerrang moved to the local Birmingham multiplex, which doesnt cover the entire region. - radiotoday.co.ukRead full article: Radio Today - Double-blow for Kerrang!…
Lots more recommendations to read at Trends - ukfree.tv.
Summaries are done by Clipped-Your articles and documents summarized.
CommentsYour comment please


text:
Wall Street Journal
Fourth time's a charm? The paper reports "deficit hawks" Alan Simpson and Erskine Bowles plan to offer up a deficit fix to Washington sometime later today. According to the duo, this new plan "would reduce the federal budget deficit by $2.4 trillion over 10 years" primarily through reductions to Medicare and Medicaid, curbing or axing certain tax breaks, lowering caps on discretionary spending and adjusting how cost-of-living increases are calculated for Social Security checks. Of course, Simpson and Bowles' prior attempts to solve the nation's fiscal woes, including as co-chairs of a White House panel in 2010 "fell flat." The article attributes this to their pitches being "more popular with rank-and-file members looking to support a bipartisan plan than with congressional leaders ... locked in negotiations."
The paper profiles William Demchak, PNC Financial's CEO-to-be. Demchak said one of his goals is to build revenue in the Southeast. He also spoke candidly about his time at JPMorgan Chase back in 2002, saying the bank "wasn't a terribly enjoyable place to work" and that "there was a lot of animosity" lingering after Chase Manhattan Corp. bought J.P. Morgan & Co. in 2000.
Financial Times
Federal Reserve officials fear a public relations nightmare will ensue when it comes time to raise interest rates and pay out billions of dollars in interest on bank reserves to commercial banks, even though, as the article notes, "that interest should not turn into profits for the banks" since "they will have to pass the revenues on by paying more interest to their depositors."
This op-ed argues "the quest for profit" is actually making banks safer since non-risky businesses "such as advisory work or retail brokerage are being preferred because they are 'capital light' and so good for overall ROE." Additionally, bankers have had to rethink their bonus plans in order to pay out more to shareholders. The op-ed was written in response to the book "The Bankers' New Clothes," which asserts capital requirement are too low and that banks' obsession with ROE remains a big part of the "Too Big to Fail" problem since ROE "is higher when profits are leveraged with debt."
New York Times
Expect the Justice Department to push for more guilty pleas in financial fraud cases, officials involved in ongoing investigations tell Dealbook. But whether these guilty pleas will serve as little more than the latest incarnation of a "symbolic reprimand" — previously personified by high fines, wagging fingers and new regulations — remains to be seen as prosecutors try to determine what types of legal action can be pursued without threatening the stability of the entire financial system.
Andrew Bailey has been named chief executive of the Prudential Regulatory Authority, a new overseer in charge of the U.K.'s big banks.
Morgan Stanley is urging its traders and investment bankers to work with its retail brokers to increase profits. "For instance, Morgan Stanley may take a company public and the executives at that company may need advice managing their personal wealth," the article notes. "In such an instance, the bankers would alert wealth management, which could dispatch a broker to assess the situation."
Washington Post
The jury may still be out on Mary Jo White, President Obama's nominee as chairman of the Securities and Exchange Commission, but Elisse Walter, acting chairman, has no intentions of serving as a lame duck in the interim. According to the paper, Walter will try to address key issues facing the SEC while in office, including high-frequency trading and wrapping up regulations mandated by Dodd-Frank. She does plan to retire, however, when "her term expires in December."


text:
Foreseeable Ground To Lose: NBA LockoutSeptember 29, 2011
With the latest round of organized procrastination all wrapped up, the looming doom of a cancelled season grows bolder and bolder with each second lost. While you can't truthfully claim that this is the worst time for a lockout, we can point out that the recent shift in power throughout the NBA has certainly made professional basketball more relevant over the past several years. And you have to ask why David Stern would threaten to cancel such a promising season ahead of us?
To the blind eye, there is no way Stern could be in a position of power during this quandary. If I'm a top-tier player in the NBA, I'm telling Stern that I can make double the money I would normally make playing in a country where I turn from relevant to legendary overnight. And I get a mansion on the shore of Spain? Or you can agree on the players terms, how's that?
This is a matter of public humiliation, spotlighting the players. Certainly in the eyes of many, a deal is on the horizon. Whether that means next week or December, we are unsure. And that is the reason for a threatened cancellation of the season. Stern is trying to remain professional, and continuing negotiations in December would hinder that appearance to the public. But then you have to think, how could that be worse than cancelling the entire season?
"I'm focused on let's get the two committees in and see whether they can either have a season or not have a season, and that's what's at risk this weekend," Stern told reporters.
View that as a threat or as encouragement, but more than likely something concrete will be established this weekend.
The players refusal to accept a hard cap has been heavily documented in the media, but there is one key for the players to accept the cap and maintain a full season. That progression will include of the following items (Courtesy of ESPN.com's Marc Stein)
- The "Larry Bird exception," which allows teams to exceed the cap to retain their own free agents regardless of their other committed salaries, is limited to one player per team per season.
- The mid-level exception, which the league valued at $5.8 million last season and could be extended by as many as five years, is reduced in length and size.
- The current luxury tax, the $1-for-$1 penalty a team must pay to the league for the amount it exceeds the salary cap, is to be severely increased.
You have to ask what if though. Stern already canned the preseason, what's stopping him from an entire season? First off, detrimental would be the understatement of the century if this suggested tragedy were to occur. Baseball suffered severely from its lockout, and the only way it truly rebounded was submerging fans into a juiced home run battle between two dopers.
We have Kobe nearing his retirement, with Paul Pierce and Steve Nash following close behind. Not to say we haven't revamped our talent with Derrick Rose coming full circle and the
Eastern Conference All-Star Team...the Heat. There are certainly interesting stories, but the NBA needs to realize that life moves on, with or without you. It's a shame, but it's true.
And it'd be one thing if you were America's most popular sport or America's pastime. But we all remember, regardless of fan ship, the brawl at the Palace. We forget the Cinderella stories like Jamario Moon and Desmond Mason, but we remember every time Michael Beasley hit the bong and how many guns Delonte West was carrying on his motorcycle.
It's easy to give a professional sport a bad image, and the NBA has had to fight that perception for a while. This would be another huge black eye.


text:
We provide intelligence oriented service, concentrated on your needs, to help you fund your organisation's future.
24 Mar
The largest eHealth matchmaking in Scandinavia! Enterprise Europe Network in collaboration with Business Region Göteborg, Scanbalt and HealthTech Nordic invites you to join a high-profile B2B matchmaking event (complimentary with a Vitalis or MIE2018 conference registration or if you are an exhibitor at Vitalis or MIE2018).
28 Mar
MachTech&InnoTech (Sofia, 27-30/03/2018) is one of the biggest and most qualified international exhibition dedicated to metal-cutting and metal-working machines, surface finishing and heat treatment machines, laser technology welding machines, hydraulic pneumatic devices and accessories, machine designing, industrial automation and software, electronics and robotics, 3D printing, quality assurance and testing, R&D machine tool.
28 Mar
The event is planned as a marketplace that will enable knowledge transfer between technology experts, service providers and manufacturers as well as users from selected application fields.
The European Office of Cyprus welcomes all private and public organisations, associations, municipalities and voluntary organisations from all EU countries and beyond that wish to use the EU opportunities and receive intelligence on European developments. An organisation interested in becoming a member of the EOC should simply send a "letter of intent" to the Executive Committee with the membership form and a copy of its statutes.Get In Touch
Please find below a list with the members of the European Office of Cyprus (EOC). See all memebers of EOC


text:
50,000+ Patients Provided With The Best Care Possible.
We are the first installation of Esteya - cutting edge skin cancer technology in the Sourtheast. To read more about Esteya and our dedication to the latest practice methods,
Find out about our organization, mission, our methods, and the results of our decades of advocacy. We've been here for 40 years - helping patients just like you.
You are not alone - you are important to us.
Since 1972, Atlanta Oncology Associates has specialized in the treatment of cancer to provide patients with the individualized attention they need. Our staff is experienced in the most advanced approaches to treatment. In addition, we offer technologically superior facilities to provide the best care possible. These facilities are accredited by the American College of Radiology, the principal supervisory body for radiation oncology.
Our patients often receive other treatments such as chemotherapy, hormone therapy or surgery, as well as radiation therapy. To ensure the best possible outcome, this multidisciplinary approach requires collaboration and coordination among the specialists on a patient's treatment team.
The major goal of radiation therapy is to maximize curing cancer while maintaining optimal organ function and quality of life. Because each patient's case presents unique challenges and requires individualized attention, we urge you to consult your radiation oncologist about which treatment plan is best for you. It is extremely important to seek out an expert team of physicians who specialize in your type of cancer to insure optimal outcome.
Have Questions? Call us today at 770-255-7500 to experience the individual attention you deserve.


text:
Three Player of the Year Finalists
WALNUT CREEK, Calif. - Three Pac-12 players are among the 11 finalists for the 2012 USA Softball Collegiate Player of the Year, the Amateur Softball Association (ASA) of America announced Wednesday. ARIZONA STATE senior shortstop Katelyn Boyd, along with CALIFORNIA senior utility player Valerie Arioto and junior pitcher/first baseman Jolene Henderson are in consideration for the most prestigious honor in Division I women's collegiate softball.
Due to a tie, 11 finalists have been named to this list rather than 10. The three finalists selected from this list will be announced May 23, while the winner of the 2012 USA Softball Collegiate Player of the Year award will be revealed on May 29 prior to the start of the NCAA Women's College World Series in Oklahoma City.
Boyd was one of the three finalists last season while Arioto made the list of 10 student-athletes in 2010.
The USA Softball Collegiate Player of the Year award is voted on by coaching representatives from 11 Division I Conferences in the 15 ASA Regions as well as members of the media who consistently cover Division I Softball across the country, and previous Player of the Year recipients.
Now in its 11th year, the USA Softball Collegiate Player of the Year award is designed to recognize the athletic achievement by female collegiate softball players across the country. Pac-12 athletes have received the honor four times, with Stanford senior shortstop Ashley Hansen winning the award last year. Other Conference recipients are UCLA catcher Stacey Nuveman (2002) and Washington pitcher Danielle Lawrie (2009, 2010).
2012 USA Softball Collegiate Player of the Year Finalists
Name (School) - Year - Position - Hometown
Valerie Arioto (California) - Senior - Utility - Pleasanton, Calif.
Katelyn Boyd (Arizona State) - Senior - Shortstop - Phoenix, Ariz.
Lauren Chamberlain (Oklahoma) - Freshman - Infield - Trabuco Canyon, Calif.
Raven Chavanne (Tennessee) - Junior - Third base/Outfield - Thousand Oaks, Calif.
Jolene Henderson (California) - Junior - Pitcher/First base - Elk Grove, Calif.
Michelle Moultrie (Florida) - Senior - Center field - Jacksonville, Fla.
Sara Nevins (South Florida) - Sophomore - Pitcher - Pinellas Park, Fla.
Christi Orgeron (ULL) - Senior - Outfield - New Orleans, La.
Sara Plourde (UMass) - Senior - Pitcher - Bristol, Conn.
Keilani Ricketts (Oklahoma) - Junior - Pitcher - San Jose, Calif.
Jackie Traina (Alabama) - Sophomore - Pitcher/Designated player - Naples, Fla.
Pac-12 PlaylistTOMORROW | 7:00pm PTLive
Fri 8/17 | 5:00pm PTLive
Airing on:
- Pac-12 Network
- Pac-12 Oregon
Fri 8/17 | 7:00pm PTLive
Airing on:
- Pac-12 Network
- Pac-12 Los Angeles


text:
"The problem with a war is, everybody loses. So, whatever we do now has to finish it."
These are a father's words of wisdom, bestowed upon his adult children as they follow in his footsteps, running drugs and guns between Australia and Papua New Guinea, and warring with the local competition in the Australian Broadcasting Corporation's (ABC) ten-episode dramatic series, The Straits.
Led by Emmy Award-winning Scottish actor Brian Cox, The Straits is a drama that relies heavily on violence and dark humor to convey the tale of Harry (Cox) and Kitty (Rena Owen) Montebello, an Australian couple who has raised four adopted children to participate in and someday master the family's criminal enterprise. Aaron Fa'aoso, Jimi Bani, Suzannah Bayes-Morton, and Firass Dirani star as their sometimes reluctant-to-cooperate brood.
Produced by Matchbox Pictures, The Straits had a one-season run in 2012, before getting the axe and landing on Hulu. So if you're interested in Australian/PNG culture, like a lot of violence, and weren't fortunate to be in Australia while it was still on TV, this might be the show for you.
What You'll Like
If you are a fan of action-packed, violent TV, this is the show for you. The Straits has been labeled by some as an Australian version of The Sopranos, and while it does share similarities with the classic HBO series, at times, it actually feels more like watching Walter and Jesse (from AMC's Breaking Bad) than Tony and Carmela. That's not to say that The Straits is anywhere as good as either of those shows, but it's still a decent watch. And at only ten episodes, viewers should be able to stick with it until the end of the show's lone season without losing focus of its story.
What You Won't
After beginning with a somewhat comical bang, The Straits slows down a bit, as the main characters are introduced and the story fleshed out in the first episode. Trust me–if you can make it to the end of the first episode, you'll be rewarded by its climactic ending, and will want to continue watching the series.
Check out episode 1 below, and if you want more, head over to Hulu to watch the entire season of The Straits. (FYI– It's probably not the most suitable content for your work computer.)
Sign Up: Stay on top of the latest breaking film and TV news! Sign up for our Email Newsletters here.


text:
Individual qualifiers named
Team participants also set rosters for championship action
INDIANAPOLIS -- The eight teams selected Wednesday to participate in the 2013 National Collegiate Men's and Women's Rifle Championships have announced their rosters for the event, and the NCAA Men's and Women's Rifle Committee announced Thursday the individuals selected to join them at the event, which will take place March 8-9 at the Converse Hall and French Field House on the campus of Ohio State.
A total of 48 competitors will compete in the championships, with 40 competitors coming from the team rosters submitted by the eight teams selected yesterday. The remaining eight competitors were selected based on the scores submitted from the designated qualifier.
|Team Qualifiers
|Ryan Anderson
|Connor Davis
|Cole Bures
|Heather Greathouse
|Dustin Chesebro
|Aaron Holsopple
|Mats Eriksson
|Emily Holsopple
|Michael Liuzza
|Henri Junghanel
|Jacksonville State
|Samantha Bullard
|Janine Dutton
|Monica Fyfe
|Kelsey Hansen
|Daniel McCall
|Denise Martin
|Samuel Muegge
|Sunny Russell
|Cole Tucker
|Katelyn Woltersdorf
|Texas Christian
|Air Force
|Sarah Beard
|Meredith Carpentier
|Catherine Green
|David Higgins
|Megan Lee
|Matt Kluckman
|Caitlin Morrissey
|Tyler Rico
|Sarah Scherer
|Kevyn Stinett
|West Virginia
|Richard Calvin
|Taylor Ciotola
|Alyssa Gestl
|Meelis Kiisk
|Michael Matthews
|Maren Prediger
|William Mengon
|Garrett Spurgeon
|Joseph Todaro
|Petra Zublasing
|Individual Qualifiers
|Smallbore Three-Position
|Elijah Ellis, Kentucky
|Thomas Kyanko, West Virginia
|Olivia Pennell, Nevada
|Stacy Wheatley, Kentucky
|Air Rifle
|Hannah Black, Texas Christian
|Daniel Hermsmeier, Memphis
|Smallbore Three-Position and Air Rifle
|Amanda Luoma, Ohio State
|Abbey Stanec, Ole Miss
Individual and team competitions in smallbore three-position (60 shots) will be held Friday, March 8. Individual and team competitions in air rifle (60 shots) will be held Saturday, March 9. The overall team champion will be determined by combining the smallbore and air rifle team total scores into one aggregate score for each institution.


text:
LumiGrow Pro Series Horticultural Lights
Lowering costs and providing the correct levels of light to crops are necessary concerns for any grower. A new LED lighting solution that addresses both of these concerns is now on the market. By teaming up with LumiGrow, Inc., a leader in smart horticultural lighting, Growers Supply now offers innovative LED grow lights for greenhouses and controlled environment agriculture. With the LumiGrow Pro 325 and 650 Horticultural Lights, growers will reduce energy costs by up to 70 percent and boost yields by providing the exact light levels and spectra that plants need.
"With the LumiGrow Pro series, growers no longer need to choose between boosting yields and controlling operating costs," says LumiGrow CEO Kevin Wells. "The LumiGrow Pro series delivers the best of both worlds: tremendous power and energy efficiency unrivaled by any other light."
LumiGrow Pro series lights have a 50,000 hour rating without degradation, lasting up to 10 times longer than high-intensity discharge (HID) lamps. Further savings are achieved because these fixtures feature advanced thermal management, running 70 percent cooler than HID lamps and reducing greenhouse cooling requirements. They are ideal for any production setting, including commercial vegetable and flower production, hydroponic greenhouses, indoor farms and research facilities.
The LumiGrow Pro series is available in two models. Pro 325, with a typical energy consumption of 325 watts, is designed for commercial greenhouses and controlled environment agriculture, and will provide growers with 70 percent energy savings compared to a 1,000-watt HID light. For growers and scientists who require a higher PAR output, the Pro 650 typically uses 650 watts and reduces energy costs by 40 percent versus a 1,000-watt HID light. The LumiGrow Pro 650 doubles the red and blue photosynthetically active radiation (PAR) output of 1,000-watt HID fixtures, and the LumiGrow Pro 325 achieves parity with 1,000-watt HID lights.
Both fixtures feature individually adjustable red, white and blue balance knobs which allow precise three-channel spectral control. A Smart Volt auto-switching and regulating power supply adjusts to the appropriate voltage for international use. LumiGrow Pro fixtures are RoHS compliant, with no harmful mercury or lead in any components.
Growers Supply offers interest-free financing for up to five years on LED lighting purchases, subject to approval. Upgrade to the most advanced lighting systems in the industry and achieve better crop production and lower operating costs.


text:
In this inspiring novel of hope, from opposite sides of an ocean two people wounded by the Great War are fated to meet and try to rebuild their lives. Francesca Sittoni was brought against her will to America by the husband she never loved. Now she finds herself alone-widowed, pregnant, and with a small daughter to support. Terrified of being deported back to the Tyrol valley of her birth in the Dolomite Alps of Italy, Francesca answers an ad placed by Wyoming rancher and former doughboy Kent Reed. As their contracted year together passes, Francesca begins to ask if she is cook and housekeeper to Kent...or a secretly sought mail-order bride as the meddling neighbors insist? Only Kent Reed, burned by mustard gas and his spoiled former wife's desertion, knows his heart's true desire when it comes to the beautiful Tyrolean woman now living in the uncomfortably close quarters of his small ranch house. Sharon Wildwind of Story Circle Book reviews says, "This book is not only a fine read in itself, but it also could be a springboard to read with older teen-agers as an introduction to discussing what real love and real maturity mean. A lovely, hopeful story."
Read the Kirkus Indie review of Willow Vale
Read the Midwest Book Review of Willow Vale
Read more about Willow Vale at Women Writing the West
Read a review of Willow Vale at Story Circle Book Review
Order Willow Vale:
Barnes & Noble


text:
After the zombie walk (see my previous post) and a rather spicy Chinese meal, we found this amazing place that takes bubble tea (what, you haven't jumped in the bubble-tea band-wagon yet??? GASP) to the next level. On Dundas, called Bubble Tease, this Torontonian venture (yes! it's Canadian!) offers an incredible universe of possibilities with different kind of teas, milks, and chewy goodies for your drink! I had a hot Roasted Coconut Teaspresso with Tapioca. How about that!
The place seems to be super new, by the way. It's not even listed on their website yet! (?)


text:
Search availability for The Croft
87 Queens Parade,
North Yorkshire,
The Croft is the perfect place from which to explore Scarborough and North Yorkshire's many and varied attractions or just relax in comfortable surroundings. With four Good Breakfast Awards Barbara, Ged and Andrew offer good food and hospitality.
Double, single and family rooms are available and all are en-suite or with private amenities. Each room has double glazing, central heating, freeview TV, as well as tea and coffee making facilities. Our comfortable guest lounge boasts spectacular views of the North Bay and Scarborough's 12th Century castle across the sweeping beach to The Sealife Centre. Take in the beautiful sea view from the dining room window whilst enjoying our generous breakfast. Families very welcome.
Children welcome from any age.
Staffs, United Kingdom
04 August 2014
"Friendly & Comfortable"
A traditional seaside accommodation. Warm & friendly welcome on arrival. Great view from our room overlooking the sea front. Room was small but comfortable. Breakfast was plentiful. Good host.
87 Queens Parade,
North Yorkshire,
By Road:
From the roundabout opposite the entrance to Peasholm Park take the second exit and follow the road along the North Bay's sea front.
Take the only right turn into Albert Road. Follow Albert Road to the top of the cliff and turn right into Queens Parade. The Croft is almost immediately on the left.
By Public Transport:
From rail station turn right into Westborough, Scarborough town centre's pedestrianised shopping area. At the bottom of the area turn left into St Thomas Street to a roundabout and junction with Castle Street. Go straight on into North Marine Road. Follow North Marine Road and take second right into Albert Road. Turn left onto Queens Parade and The Croft is 50m on the left.
- Children welcome
- Television
- Tea/coffee making in bedrooms
- Lounge for residents' use
- Ironing facilities
- Private parking
- Dogs/pets NOT accepted
- Central heating
- Electric shaver points
- Visa/Mastercard/Switch accepted
- Vegetarian diet available
- WiFi or internet access
- Hairdryer
- High chairs available
- Cots available
Children welcome from any age.
Self-Assessed Accessibility Details
- Surface of the car park and pathway leading to entrance is
- Solid ie tarmac / concrete etc
- Drop-off point for guests outside entrance
- Route from the parking area to the entrance:
- Is flat (i.e. without steps)
Public Areas
- Level access (no steps/thresholds) or access by ramp or lift to:
- Entrance to reception
- Good contrast between the floor and wall
- Clear surfaces such as glass doors have contrast markings
- Guest information available in large print (14pt and over)
- Bedroom with non-allergenic bedding available
- Bathrooms available with:
- Separate shower unit
- Entrance well lit
- Bell at main entrance
- Good contrast between the floor and walls
- Menus available in large print (14pt and over)
- Meals for guests with special dietary requirements can be provided:
- Sugar free (diabetic)
- Gluten free (coeliac)
- Lactose free (dairy free)
- Low potassium
- Low sodium
- Nut free
- Additive free
- Vegetarian
- Vegan
- Proprietors/staff available 24-hours
- Emergency evacuation procedures for guests with disabilities
- Staff have had disability awareness training
Access Statement For The Croft Introduction The Croft is a child friendly guest house situated in the quiet North Bay area. It has magnificent and uninterrupted sea views and is still close to the town centre and other attractions. Pre-Arrival • We can be contacted by letter, telephone or email. • Information on local public transport is available. The nearest railway station is a 15 minute walk away or short taxi ride. • The town centre and main shopping area is a 10 to 15 minute walk away. Arrival & Car Parking Facilities • The paved car park has room for 4 cars and it is just a few yards over a smooth paved area to the front door where there are no steps. • Additional parking is available on the road and permits are issued on request when the car park is full. • Assistance is available to those visitors who need help with transferring their luggage. • The telephone number is displayed over the door, and entrance can be gained on arrival by ringing the doorbell. Guests will be issued with a key for access late at night and keypad code for other times. • The entrance and car park are lit at night. Main Entrance & Reception • The entrance hall is level and carpeted. • There are no lifts or ramps in The Croft. Public Areas - General (Internal) • The public lounge is on the first floor and is accessible from the ground floor by stairs. • The breakfast room is on the ground floor close to the main entrance. Bedrooms • Bedrooms are situated on the first, second and third floors, all accessible by stairs. • All bedrooms are carpeted. • Colour TV's with remote control. • Radio alarm clock provided. • Kettle provided. • Over bed lighting • Bed combinations of rooms available on request. Bathroom, Shower-room & WC [Ensuite or Shared] • All bedrooms have ensuite shower rooms with a toilet except the single room which has a private shower room and toilet on the landing adjacent. All bathrooms and shower rooms have non-slip laminate flooring, or floor tiles. Grounds and Gardens • There is a level paved patio area with seats by the front entrance. Additional Information • The premises are non-smoking throughout. • Service dogs will be accommodated by prior arrangement only. Owners will have to provide all their dog's needs, bedding, bowls, food etc. We welcome your feedback to help us continuously improve if you have any comments please phone or email.


text:
They struck on Valentine's Day at the Panera Bread restaurant in the 100 block of East Main Street.
Police say sometime between 11:30 a.m. and 1:00 p.m. the women stole a wallet and credit cards from one Panera customer, and credit cards from another.
The women used the stolen cards a short time later at the AT and T and Walking Company stores in the Christiana Mall.
They tried to use them at the Baby Gap as well, but took off when an employee requested identification.
Newark Police released three surveillance pictures and the following descriptions of the suspects:
Suspect 1: Black female, 30-40 years old, wearing a black jacket, blue jeans, and a tan cap.
Suspect 2: Black female, 30-40 years old, wearing a black jacket and blue cap.
Police say both women were carrying bags from the Walking Company that contained multiple pairs of UGG footwear.
Anyone with information about this crime or these suspects is asked to contact Newark Police Officer Paul Lawrence at 302-366-7110 ext. 464 or firstname.lastname@example.com.
Anonymous tips can be sent by texting 302NPD and your message to TIP411.
Information can also be provided anonymously to Crime Stoppers at 1-800-TIP-3333 or via the internet at www.tipsubmit.com. A reward may be available.


text:
Caffe Parigi has been designed to be a great location for getting together with friends and colleagues right through out the day.
Join us for an Italian or French style breakfast, lunch or evening experience. We also do fabulous cakes and snacks through out the day.
You can see or download menu by clicking here:
Breakfast menu, Brunch menu, Lunch menu, Dinner menu
• Delivery •
• Catering •
• Parigi Cantina •
• At The Caffé •


text:
Full text loading...
Ronald R. Butters The Death of Black English: Divergence and Convergence in Black and White Vernaculars
MyBook is a cheap paperback edition of the original book and will be sold at uniform, low price.
The full text of this article is not currently available.
Data & Media loading...


text:
Texas Hill Country
Texas Casual Cottages are your escape from big city stress with either a full-time residence or your dream weekend retreat. We build on your land almost anywhere in the Texas Hill Country. Just click on the Service Area Map for a larger view of where we build.
Our spacious, elegant plans let you enjoy the country home that suits your lifestyle, and all Texas Casual Cottages include:
- Texas Farm and Ranch home architectural style
- Front and back porches to enjoy a leisurely evenings
- Durable metal roofs and a choice of stone and siding exteriors
- Wood interior options (Floors, Walls, and Ceilings)
- Engineered raised-floor foundation
Building Area Map
Print MapPrint for IE
Open Hours:
Monday - Saturday:
10 a.m. to 7 p.m.
12 p.m. to 7 p.m.
1421 Burgundy
New Braunfels, TX 78312
(512) 806-7946
Priced from $334,500 w/o lot
Sq. Ft: 1,864
Stories: 1.0
Bedrooms: 2
Full Baths: 2
Half Baths:0
Priced from $356,500 w/o lot
Sq. Ft: 2,002
Stories: 1.0
Bedrooms: 3
Full Baths: 2
Half Baths:0
Priced from $378,500 w/o lot
Sq. Ft: 2,211
Stories: 1.0
Bedrooms: 2
Full Baths: 2
Half Baths:0
Priced from $348,500 w/o lot
Sq. Ft: 2,261
Stories: 1.5
Bedrooms: 3
Full Baths: 3
Half Baths:0
Priced from $396,500 w/o lot
Sq. Ft: 2,262
Stories: 1.0
Bedrooms: 3
Full Baths: 2
Half Baths:0
Priced from $413,500 w/o lot
Sq. Ft: 2,450
Stories: 1.0
Bedrooms: 3
Full Baths: 3
Half Baths:0
Priced from $412,500 w/o lot
Sq. Ft: 2,988
Stories: 1.5
Bedrooms: 4
Full Baths: 4
Half Baths:0
Priced from $488,500 w/o lot
Sq. Ft: 3,780
Stories: 1.5
Bedrooms: 4
Full Baths: 4
Half Baths: 1
Priced from $458,500 w/o lot
Sq. Ft: 3,780
Stories: 1.5
Bedrooms: 4
Full Baths: 3
Half Baths:0
Priced from $499,500 w/o lot
Sq. Ft: 3,949
Stories: 1.5
Bedrooms: 4
Full Baths: 4
Half Baths: 1
Priced from $269,500 w/o lot
Sq. Ft: 1,157
Stories: 1.0
Bedrooms: 2
Full Baths: 2
Half Baths:0
Priced from $333,500 w/o lot
Sq. Ft: 1,777
Stories: 1.0
Bedrooms: 2
Full Baths: 2
Half Baths: 1
Priced from $388,500 w/o lot
Sq. Ft: 2,548
Stories: 1.5
Bedrooms: 3
Full Baths: 3
Half Baths: 1
Exterior Design & Styling
- Hardi fiber cement fiberboard siding, fascia & soffit with 50-year manufacturer's warranty. Termite and fire resistant.
- High Pitched 26 gauge R channel metal roof
- Illuminated doorbell button
- Treated wood decks
- 2 exterior hose bibs
Interior Design & Styling
- 1 x 6 tongue & groove stained pine floors throughout the first floor
- Bead board wainscot and 4 ½" crown molding (crown mold on first floor)
- Pine wood trim windows and doors with 1x6 pine baseboards
- Solid core interior doors
- Oil rubbed bronze or brushed nickel exterior and interior door knobs and hardware
- 2-story homes get pine wood tread and risers on the stairs
- 42" wood burning fireplace with cultured stone surround and rustic mantle
- Stain-resistant carpet up to level 1 with standard 1/2" 5 lb padding on second floor
- 3 color interior paint scheme
- Five-blade ceiling fans with light kits in family room, gameroom and master bedroom
- Sheetrock outside corners are square
- Decor rocker switches throughout home
Kitchen Design & Styling
- Custom raised panel maple, beech, oak or poplar cabinetry with 42" uppers, Euro "hidden" hinges, adjustable shelves, and crown molding
- Cabinet drawers have a full plywood box and full-extension drawer guides
- Choice of sophisticated cabinet stain colors
- Undermount stainless steel sink
- Recessed can lighting (per plan)
- 3 cm granite countertops up to level 1, with a full bullnose edge and a 12"x12" standard ceramic tile backsplash
- Large walk-in pantry (per plan)
- GFI wiring for added protection
- GE 30" Stainless Steel electric range and oven with glass cooktop
- GE Profile stainless steel microwave oven
- GE Stainless Steel dishwasher with hidden controls
- High-capacity food disposal
Powder and Secondary Baths
- Ceramic tile flooring secondary baths from standard selections (on second floor of two story plans)
- Ceramic tile tub and shower surrounds in secondary baths from standard selections
- 3 cm granite countertops with full bullnose edge in powder room (per plan) and secondary baths, up to level 1
- Moen oil rubbed bronze or brushed nickel plumbing fixtures with 4" spreads in powder room (per plan)
- Moen oil rubbed bronze or brushed nickel plumbing fixtures in secondary baths
- Custom raised panel stained cabinetry
- Undermount vanity bowl sinks in secondary baths
- Elongated toilets in all baths
Energy Features
- Double pane Low-E3 -366 white vinyl, insulated windows
- Tech Shield 7/16" OSB radiant barrier roof decking
- R-13 batt insulation in exterior walls
- R-30 batt insulation in flat ceilings
- R-22 batt insulation in sloped ceilings
- R-19 batt insulation in raise floors
- 14 SEER (Seasonal Energy Efficiency Ratio) high efficiency, area-zoned air conditioning & heat pump system w/electric heat back-up > Matched Lennox brand air conditioning and heating systems
- Equalization ducts installed in all bedrooms
- Foil backed ductwork with R-6 insulation
- Mastic sealed ductwork (reduces attic air leaks by 60%)
- Poly sealed base plates, exterior doors, windows, plumbing and wires to the attic
- Fresh-air blending system for improved air quality
- Honeywell high –performance whole house media filters
- Honeywell programmable digital thermostats
- Cable TV RG-6 outlets in all bedrooms, family room, study and gameroom
- CAT – 5 telephone outlets in all bedrooms, kitchen and study
Safety & Engineering
- 2-keypad alarm system with contacts on all operating windows and doors
- Attic siren and motion detector in family room
- Electric smoke detectors with battery backup and integrated carbon monoxide detectors installed in all bedrooms and hall ways > Raised floor engineered foundation
- Insulated water pipes in outside walls
- Copper electrical wiring in home
- 3/4" LP Top Notch subfloor that is nailed, glued and screwe
- Exterior GFI electrical circuits
- All stud walls are 16" on center
- Third-party inspections for quality construction to meet highest standards
From Austin/San Marcos:Take I-35 South, make a right on Wonder World Dr (Ranch Road 12) and the model park is 7.7 miles down on the left
From San Antonio: take I-35 North to San Marcos, exit Wonder World Dr (Ranch Road 12) and make a left, and the model park is 7.7 miles down on the left


text:
Meet thousands of Burnstown singles through one of the best Burnstown online dating sites. Matchmaker.com has great instant messenger and live video Burnstown chat service for our members. Burnstown dating has never been easier with our show interest feature that will allow you to break the ice with attractive local singles.
Matchmaker.com has some great services for Burnstown singles looking for a longer term relationship. Besides our great Burnstown chat product with live video matchmaker users can send email messages to people in the area. The Burnstown dating scene can be hard to find the right person at times; however, we are here to help and our Burnstown online dating service is free to register.
BurnstownJoin Now Free!
Burnstown Girls | Burnstown Men | Burnstown Gay | Burnstown Lesbians
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15
More Burnstown Links:
Burnstown Personals | Burnstown Speed Dating | Burnstown Chat | Burnstown Singles | Burnstown Love
Senior Dating | Catholic Dating | Christian Dating | Muslim Dating
Black Singles | Asian Singles | Latin Dating
Try our Burnstown dating service today. Matchmaker.com is one of the oldest Burnstown online dating services on the Internet and has brought thousands of couples together from the area. Test drive our Burnstown Chat room with one of the best online communities for the Burnstown single person. Also, keep in mind that we have a huge member base of Burnstown singles and that we also cater to members of the many backgrounds.
Still not convinced that matchmaker is the free Burnstown dating service for you? Once you've filled out the quick registration process you will be to see full size photos and profiles of thousands of Burnstown singles. Did you know that free Burnstown dating is a few clicks away? Find love and romance in Burnstown at matchmaker today!


text:
A great idea for a 13th birthday party for a girl would be a Hunger Games party. This is perfect for a girl who loves the book series.Continue Reading
There are many interesting things to include, such as a sweets table with cinnamon donuts, a black cake adorned with flowers, printout sayings from the film and District 12 clothing.
An '80s-themed birthday party would also be a good choice. Break out some outdoor bowling gear for a lawn bowling game, use a vintage camera to take fun photographs, play some music from the '80s and enjoy snacks from that time period.
It can be quite fun to have crafts and games at a girl's birthday party. Some ideas for crafts include:
The most important part of any birthday party marking the entrance into the teenage years is that the guests and the birthday girl get to hang out together. Make sure that it is a comfortable and relaxed atmosphere and that the guests have fun and feel special.Learn more about Birthdays


text:
Austin, TX 78704
Beautifully Renovated, spacious condo in the heart of 78704. Fully remodeled with modern finishes throughout. Quartz countertops, Stainless Steel appliances, shaker cabinets, penny tile shower surround, modern paneled doors, etc. Live close to downtown without the downtown price! Feel Free to contact seller directly. Seller is licensed agent.
Aaron Jistel with ListingSpark
2018 Curve Realty. All rights reserved. © Collaborative Home Search by RealSavvy
Based on information from the Austin Board of REALTORS® for the period through [see date below]. All listing information is deemed reliable but is not guaranteed and should be independently verified. The Austin Board of REALTORS®, ACTRIS and their affiliates provide the MLS and all content therein "AS IS" and without any warranty, express or implied. Listing information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing


text:
Free Delivery
On all orders over $150
Intense Firming, Plumping Night Cream
Darlings, wake up to the BEST skin of your life! My Magic Night Cream Moisturiser features ingredients for a more youthful, radiant and firmer-feeling complexion. This miracle-working formula is clinically proven to firm skin AND improve elasticity by up to 36% in just 8 weeks, with 100%* of users agreeing that their skin feels and looks significantly smoother, firmer and supple. REVOLUTIONISE your skin with breath-taking results!
• Treat and transform dull, dehydrated skin with 8 youth-boosting ingredients for a radiant complexion!
• Winter Daphne Stem Cell Extract, Time Released Retinol and Red Algae Marigel all work to rejuvenate, improve and protect your skin
• BioNymph Peptide Complex helps to reduce the appearance of wrinkles and boost elasticity
• Olus oil and caster seed oil intensely moisturises so you can have velvety smooth skin
• Ideal if you want an anti-ageing night cream moisturiser that will soothe your complexion and leave you with younger-looking skin
Discover how you can treat and transform your skin in the Magic Skin Clinic!
* Tested on 30 women, aged 35-65, over an 8 week period.
1. To use, start by applying a pea-sized amount of the Magic Night Cream moisturiser all over your face and neck.
2. Massage in small circular motions from the centre of the face outwards using your fingertips.
Charlotte's Tip: Use this night cream and the following morning, apply my Magic Cream Moisturiser for a gorgeous dewy complexion!
This product is gluten-free, paraben-free, sulfate-free, and not tested on animals.
Glycerin, Aqua/Water/Eau, Ricinus Communis (Castor) Seed Oil, Caprylic/Capric Triglyceride, Sucrose Stearate, Ethylhexyl Stearate, Olus Oil (Vegetable Oil/Huile Vegetale), Dipentaerythrityl Hexacaprylate/Hexacaprate, Hydroxystearic/Linolenic/Oleic Polygylcerides, C20-40 Alcohols, Isodecyl Neopentanoate, Butylene Glycol, Phenoxyethanol, Microcrystalline Cellulose, Cera Alba (Beeswax/Cire D'Abeille), Ethylhexylglycerin, Chlorphenesin, Cellulose Gum, Hydroxypropyl Cyclodextrin, Parfum (Fragrance), Titanium Dioxide, Xanthan Gum, Chodrus Crispus Extratc, Squalane, Helianthus Annuus (Sunflower) Seed Oil, Retinol, Peg-8, Caramel, Tocopherol, Daphne Odora Callus Extract, Ascorbyl Palmitate, Nicotiana Sylvestris Leaf Cell Culture, Plumeria Rubra Flower Extract, Ubiqinone, Lecithin, Ascorbic Acid, Citric Acid, Ascorbyl Tetraisopalmitate, Benzoic Acid, Hexyl Cinnamal, Benzyl Benzoate, Linalool, Hydroxycitronellal, Cinnamyl Alcohol, Eugenol, Red 33 (CI 17200), Yellow 6 (CI 15985), Yellow 5 (CI 19140).
Sold Out


text:
Badger Balm Cheerful Mind Balm - 17g
Badger Balm »Product code: 349101
Purchase Options
Earn 34 reward points on this item In Stock : Available for despatch next working dayGift wrap available
Product Description
End a tough day cheerfully and in a happy mood with this organic balm. Citrus smells are said to bring on a more joyous mood so let essential oils of lemon and sweet orange fill the air around you and fill your mind with cheeriness, while the smell of spearmint wards away bad moods. Then enjoy the flowery smell of ylang ylang in order bring a smile to your face.
Product Ethics & Tags
The Badger Balm Cheerful Mind Balm - 17g product ethics are indicated below. To learn more about these product ethics and to see related products, follow the links below.
There are currently no reviews to display for Badger Balm Cheerful Mind Balm - 17g
There are currently no questions to display about Badger Balm Cheerful Mind Balm - 17g.
About Badger Balm
Badger uses pure organic ingredients, blends them up to make them creamy, dreamy and ready to soothe, heal, and pamper. Badgers' products are never tested on animals and contain no chemicals, preservatives, synthetics or GMOs – leaving room only for the best ingredients.
The products themselves are rich in relaxing and calming vitamins, minerals, enzymes, and antioxidants ensuring that you can feel the goodness. As well as this, Badger takes pride in its stewardship of the environment and reuses, recycles and composts as much as they can in order to reduce waste and their impact on the environment.
Please see our Despatch & Delivery page for more information on delivery areas, services and charges.


text:
Date: May 17, 2018
Expired Ad
This ad expired onmore_vert
June 16, 2018 (59 days ago)
June 16, 2018 (59 days ago)
Butte Toyota
Call (712) 782-9181Directions
Get directions to thisWebsite
location on Google Maps.
location on Google Maps.
Open website
in new tab.
in new tab.
SERVICE YOU CAN TRUST Every new Toyota comes with EXPRESS Most complete inspections All makes All models No appointment needed Oil Changes Make a service appointment on-line at BteToyota.com ToyotaCare TOYOTA TOYOTA Butte Toyota , T HIGH VOLUME TOYOTA DEALER! 5103 Harrison Ave., Butte, MT I (406) 782-9181 1 ButteToyota.com


text:
From Pennsylvania, USA:
The insulin Detemir is referenced in books and reportedly was approved by the FDA. Do you know when it will be available? When using Detemir, I have a few questions:
- Will the dose for Detemir be the same as the current dose of Lantus?
- Should the total dose of Detemir be split between morning and night or given the same time, once, like Lantus?
- I understand that Detemir can be mixed with Humalog and NPH in the same syringe. Is this true? My son currently does Humalog and NPH at breakfast (one shot) and Humalog and Lantus at dinner (two shots)
- Have you started using Detemir? What is your opinion on this new insulin?
I do not know when Detemir will be commercially available. I live in Italy and have some patients that use Detemir, buying this insulin in Switzerland, where it has been available for about one year.
In my experience, I have a few patients using Detemir as they used it in Switzerland. They have been successful using it.
- The dose for Detemir will usually be the same as the current dose of Lantus, but I think each patient have to discuss this topic with his/her diabetes team.
- Detemir will last usually 12 hours, so it is necessary to split its dose between morning and night.
- Detemir can be mixed with Humalog and NovoLog, but it does not make sense to mix it with a NPH insulin. In my experience, however, I have mixed Lantus with Humalog or NovoRapid or rapid acting insulin, such as Actrapid or Humulin R also if "off label." The reason is because the different pH of the two insulins make precipitate in the solution if the preparation stays in the syringe too long. But, if you inject the preparation as soon as you have done it, there is no problem.
Original posting 27 May 2005
Posted to Insulin Analogs
|Return to the Top of This Page
Last Updated: Tuesday April 06, 2010 15:10:02
This Internet site provides information of a general nature and is designed for educational purposes only. If you have any concerns about your own health or the health of your child, you should always consult with a physician or other health care professional.
This site is published by T-1 Today, Inc. (d/b/a Children with Diabetes), a 501c3 not-for-profit organization, which is responsible for its contents. Our mission is to provide education and support to families living with type 1 diabetes.
By using this site, you agree to our Terms of Use, Legal Notice, and Privacy Policy.
© Children with Diabetes, Inc. 1995-2018. Comments and Feedback.


text:
Presented by West LegalEdcenter
Join Gregory J. Nowak, a partner and practice leader for hedge funds in Pepper Hamilton's Funds Services Practice Group, for a series of candid, interactive discussions on what is going on now in the investment management world, including issues that affect private funds and their managers.
This month Mr. Nowak will be joined by Pepper partners Joan C. Arnold, Steven D. Bortnick and Jennifer A. O'Leary to discuss the new tax landscape. The discussion will include the following topics:
CLE credit available.


text:
As part of a series on the group-buy social commerce trend, here are the top 76 tips from the industry pros. Keep us posted on which of this tips you find most useful for your own use.
And, if we missed a tip or two that work for you, let us know too.
Local Offer Network (LON) State of the Group-Buy Nation: Healthy Stats/Report (March 2011)
- 1) Research, know and understand the top categories for group-buy deals. Ensure that the business falls into one of these categories as the starting point to make sure that the brand manager or retail store manager has taken the first step to instituting a successful group-buy deal. The top categories include food and drink; beauty, spa and massage; fitness and nutrition; sports and recreation; home products and services; clothing and accessories; and kids.
- 2) Compare your deal price with the average deal price of $45. Compare this to the average sale for the business or store. If the average sale is higher than the average deal amount then the business is more likely to profit from the deal. It's also important to consider that the average savings offered in a group-buy deal is 53%, which means that the brand manager or store manager running the deal must have run the numbers to ensure that the deal being offered will be profitable when all is said and done.
Mike P. (Hype Theory) 5 Tips on How to Run a Successful Groupon Deal (March 2011)
- 1) Look beyond Groupon! Retailers and brands need to consider various deal sites and choose the one that reaches the most of its potential new customers and provides the best deal split/return to the retailer or brand.
- 2) Negotiate further. Make sure that the manager is negotiating the best deal for the store so that it is less of a marketing expense and more of the boost in sales.
- 3) Test deals. Each group-buy platform caters to a specific type of audience. Make sure that the marketing manager or store manager that is running the deal is aware of the target audience on the list and that the deal speaks directly to them. For example, since Totsy caters to moms with small kids, the deal should be related to their kids for it to be the most effective and for the store to get the most out of the deal.
- 4) Ensure an up-sell plan is in place. The deal should lead them in but there must be a plan as to how to get them to buy more or upgrade up from the deal.
- 5) Think after redemption. Once you get the redeemers in, you want to draw them back for more. Confirm that the store is providing incentives to turn new customers into repeat ones. For example, if they "Like" the location on Facebook, offer them a coupon or make exclusive offers on the Facebook page for "Likers."
Derek Johnson (Tatango) How to Run a Better Groupon Campaign for Your Business (February 2011)
- 1) Go mobile. Be ingenious about collecting cell phone numbers from the redeemers of the voucher. Have the store management display a sign at the register that says something similar to, "Text Yum to 865309" to subscribe on their mobile phones to receive coupons on their mobile phones from your business. According to Accenture, 76% of customers want to receive coupons on their mobile phones. Using this as a follow-up to a group-buy deal helps to turn a one-time customer redeeming a voucher into a repeat customer over time.
Tim Donnelly (Inc.) How Groupon Can Boost Your Company's Exposure (January 2011)
- 1) Strategic limitations works to reach your goals. If your goal is to drive traffic to specific locations, you can accomplish this, even if your company has hundreds or thousands of locations. Simply have the marketing manager running the group-buy deal put limitations on where the voucher can be redeemed. Obviously, make sure that it limits use to the locations where the company is trying to increase traffic.
Kathryn Hawkins (Open) 5 Tips for Using Group Sales Sites to Boost Holiday Sales (December 2010)
- 1) Plan ahead. Group sales sites typically schedule out deals months in advance. If one or more of your locations wants to use a group-buy deal as part of the holiday sales strategy, then make sure the manager is on top of it well in advance of the holiday season.
- 2) Create a specific offer. Retailers and brands should focus the deal on a specific product or service rather than a blanket deal. This allows promotion for a low-selling product or promotes big-ticket items that are typically purchased during the holiday season. It leads the redeemers to the sale rather than allowing them to "graze" and come to their own buying decisions.
- 3) Choose the right platform for the business. A large retailer or brand can handle thousands of deals being redeemed in a short time frame. a Smaller retailer or brand may be overwhelmed by the redemption, which can create more bad than good publicity. Make sure that the manager has researched all of the platforms for running group-buy deals and has chosen the one that best fits the retailer or brand.
- 4) Negotiate the commission. As they say, everything is negotiable, so have the manager negotiate the commission the company pays to group-buy platform for each voucher sold, rather than taking their commission as it is stated upfront.
- 5) Marketing expense line item. Running a group-buy deal is a marketing expense. The brand or retail store should approach it as such, calculating the ROI, exposure rates, etc.
Jay Goltz (Chicago Small Business Owner) Doing the Math on a Groupon Deal (November 2010)
- 1) Consider your incremental cost of sales, which is the cost percentage for the company to land a new customer. For a clothing brand or retailer, it may cost the store 50% of the clothing price to land a new customer, which is a high percentage. For a restaurant or food provider, the cost may be 40% of the sale, which too is relatively high. If you are selling more of a service, such as a boat tour, then the cost to you for empty seats may be nominal.
- 2) Know the average sale amount. When working with the marketing manager or store manager to launch a group-buy deal, make sure that the starting point is lower than the average sale the store makes. For example, if the average sale is $75 and you offer a group-buy voucher for this amount or more, then you have little chance of getting redeemers to spend more than the voucher.
- 3) Percentage of redemptions. This is a post-calculation, so you need to make sure that each store manager or location has a system established for tracking how many of the vouchers are sold and how many are actually redeemed in-store.
- 4) New customers vs. existing customers. Ensuring that the location has a tracking system in place should also include keeping track of how many redeemers are current customers vs. how many are new customers.
- 5) The number of vouchers per person. The exposure level of the business drops if a voucher buyer purchases multiple vouchers, so store managers need to be aware of the average number of vouchers each person is buying.
- 6) Post-voucher redemption tracking allows the store location to determine how many voucher redeemers return to the store again and become repeat customers, even when a voucher is not part of the deal. Again, this is tracking that you need to make the store manager and his staff responsible for tracking.
- 7) Value of exposure. Make sure that the marketing manager or store manager knows the size of the group-buy platform. For example, if the Miami Groupon list goes out to 1m people, then this is the potential exposure for the business, even if everyone on the list does not buy a voucher.
- 8) Typical customer acquisition cost. An understanding of how much advertising cost goes into acquiring one new customer is relative in calculating the cost of a group-buy deal such as Groupon.
Mehmet Subasi (Radical Marketer) 12 Secrets to Turn Your Groupon Campaign a Success (October 2010)
- 1) Set an intention for the group-buy deal. The top five reasons to run a deal on a group-buy platform include: to sell excess product, create awareness of the business, provide a way for new customers to try the business out, provide a deal on a product or service that needs a "refill" to draw customers back again and to boost business during a low season in a cyclical business.
- 2) Consider brand value and positioning. Retain the essence of your business when promoting the group-buy deal. Luxury brands should remain luxurious and whimsical brands should include the whimsy when promoting the deal.
- 3) Have proper expectations. Not every voucher redeemer will turn into a repeat customer. Rather than simply expecting this to happen, make sure that the manager is proactively converting visitors into repeat customers in some way, shape or form.
- 4) Get a feel for how group-buy works. Make sure that the manager of the campaign has experienced group-buy by purchasing and redeeming a voucher of his or her own. It's much easier to pull something off when you know how it works first hand.
- 5) If the majority of current customers are already on group-buy platforms, then avoid running a group-buy deal. It's like fishing in your own pond and simply cheapens the brand and cannibalizes the profit.
- 6) Check the financial analysis the manager has run to ensure that any variable costs are being covered by the deal.
- 7) maintain quality of the product or service at all times.
- 8) Pay attention to the morale of the staff and employees. High volume, rude redeemers and low tippers can bring the morale down, so talk with the store manager to ensure that steps are in place to keep the morale high.
- 9) Ensure training is part of the process so that the staff understands how to properly deal with the "deal chasers" without sacrificing the quality of the product or customer service.
- 10) Make sure the manager has a checks and balances plan in place to avoid accepting re-printed or fraudulent vouchers (i.e., carefully check the code on the voucherfor validity).
- 11) Match the deal with the audience–know the target market and create the deal accordingly.
- 12) One promotion at a time signs should be posted at the register to avoid angry voucher redeemers trying to stack your multiple deal promotions with one visit.
Eli Chait (Eat Metrics) in 5 Tactics to Make an Unprofitable Groupon Campaign Successful (October 2010)
- 1) Be prepared for the rush and provide excellent service. Speak to the schedule manager for the location(s) accepting the vouchers, so they can schedule extra workers for the week or so following the launch of the deal. This ensures that long waits and poor customer service does not scare redeemers away from becoming repeat customers, but rather endears them to the business and converts them into repeat customers.
- 2) Collect contact information. While the group-buy offer sends the customers your way, it's up to the staff to collect information from the visitors that permits for future communication and an opportunity to draw them back again from your own efforts. Make sure each location has a process in place for collecting email addresses, mailing addresses, phone numbers or whatever contact information your marketing department needs to continue to touch these customers.
- 3) Track the results. Get the management team together and hammer out the details on how the group-buy deal will be tracked. If the POS allows the adding of promotional copes, then make sure that Groupon, LivingSocial or the other group-buy platform you are using is added into the system. Have management train the staff in logging in redeemed vouchers under the appropriate category to determine how many vouchers were redeemed as compared the number that sold — and more importantly, if and by how much redeemers spent more than the voucher amount.
Uptal Dholakia (Rice) How Effective are Groupon Promotions for Your Business? (September 2010)
- 1) Consider the short-term and long-term effects of the group-buy deal on the business. An increase in traffic, for example, is usually a short-term effect of running the promotion. Cash-flow (whether positive or negative) is a long-term consideration.
- 2) Equate the group-buy deal with a "buzz." The buzz brings awareness of the business to the people who do not know the business exists. It tends to attract attention even after the group-buy deal is technically over.
- 3) Consider the group-buy platform as a new customer acquisition tool. As is the case with any tool, how you use it is what really counts.
- 4) Talk with the manager and staff to ensure that they have a plan on a way to proactively seek a relationship with the voucher redeemers. This helps to turn the "bargain hunters" into possible repeat customers when you can win them over with a high level of customer service, great product or some other positive aspect of the business.
- 5) Set specific rules. Ensure the employees understand these rules and create a way to disseminate these rules to the "crowd" of redeemers as well (signs at the register, servers explaining the limitations when redeemers present their vouchers for use, etc.)
- 6) Inquire with the manager as to what the up-sell product or service option will be for redeemers. Confirm that the staff is well-versed in the plan from moving voucher redeemers into the up-sell.
Darren Negraeff (OpenCal Blog) in 8 Tips on Running a Successful Groupon Campaign (September 2010)
- 1) Employ limitations so you don't bankrupt the business — such as that of Posies Cafe. Either limit the number of vouchers that can sell on the group-buy platform or carefully calculate the deal offer so that your business still makes money, rather than loses it. According to Andrew Mason from Groupon, it is possible for businesses to put limitations on the deal (contrary to rumors).
- 2) Equal opportunity treatment, as in treat your group-buy voucher redeemers the same as you do full paying customers. Statistics shows that group-buy voucher redeemers do tend to spend more than the voucher amount, and even turn into repeat customers. If the staff doesn't give them the same royal treatment, however, it may negate the results.
- 3) Staff up. A run of customers typically follows a successful group-buy promotion, so make sure that you prepare your staff by both providing info to them about the voucher and making sure you have enough staff on hand to manage the crowd.
- 4) Show them the way with signs and instructions. This is especially true if you're running a hospitality business or service business where tips are involved. Gently urge group-buy voucher redeemers to tip on the regular amount of the bill (which is PC and customary) rather than the discounted amount.
- 5) Automate your scheduling if you are a service-based business. So set up a way for redeemers to schedule appointments online first, so it cuts down on a constantly ringing phone (or worse a busy signal or constantly sending callers to your business voice mail).
- 6) Have "extras" on hand, such as extra supplies. Also make sure that extras include the training of the staff and their hospitality.
- 7) Include an expiration date on the offer. While you want to allow time for customers to redeem the offer, you also don't want to extend it too much, so three to six months seems to be a good rule of thumb.
- 8) Prepare for at least one week of voucher redemption directly following the deal. This means you should make sure you have enough staff on hand that is familiar with the deal for at least seven business days following the launch date. Generally, launch date + 7 = an increase in business.
Dan Calladine (Digital Examples) How to Run a Groupon Promotion (September 2010)
- 1) Set goals and expectations — determine what your goal is with running the Groupon or other group-buy deal. Are you trying to increase foot traffic or promote a new product or service? Setting your goals and expectations prior to running the deal helps you to create the right deal and properly measure the results.
- 2) Run the numbers to make sure that the deal you are offering is in line with helping your retail store or brand achieve the goal you have set for the group-buy deal. Second, make sure that the deal is not costing the retailer or brand more money than it is bringing in.
- 3) Take advantage of up-sell or additional offer opportunities when redeemers come with vouchers in hand. For example, when American Apparel ran its group-buy deal on Groupon, it used the opportunity to collect email addresses for customers as they came in to redeem the voucher. This permitted American Apparel to increase its email list by 25% and generate five or six figures in additional online revenue.
- 4) Measure the results –– again by running the numbers — to determine if the process was a success (met or exceeded your goal) or if it fell short of expectations.
- 5) Repeat, as applicable. Mimic the positive results of the campaign or make tweaks to the less than positive aspects to see if you can repeat successes and ramp up failures.
Charles Neville (Marketing Technologist) What's Your Groupon Strategy? (September 2010)
- 1) Make sure the manager carefully considers the offer. For example, make an offer that is intriguing enough to draw them in to the location, but is also compelling enough to keep them coming back for more–turns them into a repeat customer. For example, make the offer an introductory class or only a portion of the bill such as a free drink rather than a discount off the entire meal.
- 2) Before you commit to the deal, inquire as to what information the platform provides in the way of who buys a voucher and if you receive their contact info for follow-up purposes (in case they don't redeem the voucher).
- 3) Let current customers in on the deal. When the deal goes live, make sure that there is a process in place to get it out to the regular customers of the location. Have the social media manager spread the word on Twitter and Facebook or send out an email blast to the subscriber list. Withholding the deal is like lying to customers and the fact of the matter is these customers are the cheering squad for the business, so they are likely to help you spread the word to others they know–sending even more new customers to the store.
- 4) Turn it into a give and take. When redeeming vouchers, make sure there is a plan in place to re-engage or take from this customers as well. Gather their email address for direct communications in the future, or print a postcard with another special offer, so they are likely to come back to redeem that the next time they need your product or service.
Christopher Heine (ClickZ) How Gap's 'Groupon' Went Crazy Viral (August 2010)
- 1) Do not rely solely on the group-buy platform to promote the deal. Leverage and harness the power of social media to create a lucrative discount offer. A marketing mix involving social media (Twitter Earlybird (180K+ followers) Twitter Gap (30K followers), Facebook Gap (606K "likers") affiliates (Groupon's 1,500 affiliates) and an ad on Digg supplemented Groupon's e-mail program in the efforts that Gap took and retailers and brands should mimic these moves.
Wailin Wong (Chicago Tribune) Gap's Groupon Pulls in $11 Million (August 2010)
- 1) Running the deal should be used as the stepping stone to personalizing the deals that best meet the needs of your customers and prospects that you want to turn into repeat customers. For example, run multiple promotions and then monitor buying behaviors so that you can personalize your future offers based on the data collected and evaluated.
- 2) Model the personalization after Amazon and how it uses recommendation technology to predict shoppers' preferences for future purchases. In other words, think beyond today's sale and really focus on the future sale.
Christine Fife (Idiomatic) Groupon Nearly Killed My Small Business (August 2010)
- 1) Talk with the manager about the profit margin calculation. Make sure that the profit margin on sold products or services is enough to at least cover your costs. Ideally, you want the profit margin to be more than your costs, so it is profitable, but this may not matter if the goal is exposure, traffic and repeat customers down the road.
Nirav Batavia (Constant Contact) How to Plan and Execute a Successful Deal on Groupon (July 2010)
- 1) Plan for upfront and back-end expenses. Running a Groupon deal is similar to obtaining a bank loan. You receive the money upfront, but since buyers of the voucher have until the expiration date to redeem the voucher, expenses are back loaded.
Paul Marsden (Social Commerce Today) How Brands & Retailers Can Profit from the Social Commerce Group-Buy Trend (April 2010)
- 1) Approach group-buy advertising as you would any form of local advertising. Consider the costs, demographics, presentation and the return on investment (ROI) as you would for any ad the business places or the promotion it runs.
- 2) Group-buy platforms are not the only way a brand or retailer should consider running a deal. Consider group-buy widgets that brands and retailers can use deploy their own on-site group-buy deal from their own website or platform (Twongo and eWinWin are but two options).
- 3) Be a group-buy facilitator. Ensure that the retailer or brand website and locations are providing tools that invite them to interact (such as forums) to create and suggest their own deals. This ensures that you are offering deals that your customers actually want, which also increases the possibility that they will buy the deal and redeem it.
- 4) Engage vendors and suppliers to take on "deals" so that your store or brand is not taking the full brunt of the hit on profits. For example, if the store manager can talk the supplier into cutting a deal on one of the products that is used to fulfill the group deal, then this increase the profit margin for the store running the group-buy deal.
Groupon Welcome Packet
- 1) Prepare your staff and set proper expectations before running the deal.
- 2) Prepare all aspects of the business for the increase in traffic, including in-store, by phone and website.
- 3) Identify and establish a system for taking in the vouchers. Options include online; through your POS; gift card system; printed list; redemption for online companies. Identify the system that works best for your particular business.
- 4) Be responsive and thorough. Especially in the day the deal launches, you'll be answering questions by phone, online and in person. Make sure that the staff is trained in the responses to the various questions but can still juggle fulfilling business for both redeemers and regular customers.
- 5) See to the technical details before the launch–verify server can handle increased web traffic without crashing; establish a dedicated phone number/email address to respond to group-buy customers so it doesn't interfere with regular customers; prepare your system for inputting voucher codes or tracking redemptions.
- 6) Stock up on additional supplies and merchandise that is part of the deal (unless your deal involves getting rid of the excess merchandise you already have in stock).
- 7) Make sure that a staff meeting occurs that explains to the staff what the purpose of running the group-buy deal is and what role each of them plays in creating repeat customers, up-selling, collecting voucher codes, etc.