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About Us
What Sets RMLD Apart? Getting quotes and comparison shopping reverse mortgages tis our business. We are very proud to provide consumers with a free service that can save them time and money when looking for reverse mortgage quotes online. We will only show you the best quote (you won't receive 5 calls either). Easy to digest articles (no industry jargon here), videos, tools, and calculators online all free to use. Our main goal is to bring transparency and a better way for those interested in comparing home equity conversion mortgages without having to spend countless hours manually calling to speak to banks. The process of calling 5 companies can take hours. Have an existing quote? We will find you a better one. We are building the easiest and best HECM comparison website in the US.
Compare Reverse Mortgages and Save.
It takes 2 minutes to compare reputable reverse mortgage lenders to save money online. Find the lowest rates & quote today!
Disclaimer: RMLD is a marketing lead generator and is not acting as a lender or broker. The information provided by you to RMLD is not an application for a mortgage loan, nor is it used to pre-qualify you with any lender. If you are contacted by a lender or broker advertising within our network, your quoted rate may be higher depending on your property location, credit score, loan-to-value ratio, debt-to-income ratio, and/or other factors. RMLD does not offer its matching services in all states. This loan may not be available for all credit types, and not all service providers in the RMLD network offer this or other products with interest-only options. This website is not in any way affiliated with FHA/HUD/or any other government organization.
Copyright ©2011-2017 RMLD. All rights reserved.
2525 Arapahoe Ave. St. E4-914, Boulder, CO, 80302
Lowest Fees
Instantly find the most competitive HECM quotes online.
Lowest HECM Rates
Interest rates are a big deal. Find the lowest APRs for your reverse.
Zero Lender Fees
We're eliminating Lender Fees and putting those savings back in your pocket.
Free Advice
Have questions? We are with you, knowledgeable, and unbiased.
On Your Terms
Fast. Efficient. Deal on your terms and on your schedule.
One Quote Form
No complicated forms and unnecessary paperwork.
Privately Owned
RMLD is privately held company.
Comparison shopping = savings
Want to save money and time? Compare HECMs to win.
We never charge you a penny to find the best HECM quotes.
Coming very soon savings in your pocket.
Insider info
We understand financial services. We are on your side.
Techonology + Data
Our tools and technology are growing. You will make the right decisions.
Reverse Mortgage Lenders Direct. RMLD.
A better way to compare HECM reverse mortgage quotes online.
Reverse Mortgage Comparison Made Easy...
100% real comparisons. We don't favor any one reverse mtg company.
No industry jargon. We have your back. HECM = home equity conversion mortgage...
Have an existing quote? We will find a better one for you.
RMLD (Reverse Mortgage Lenders Direct) has been operating for over three years with one goal in mind; make it easier for seniors to find the best reverse mortgage loan through our free comparison service. What is the best loan you may be asking yourself? We believe this is the loan with the lowest fees, lowest interest rate, and most available cash proceeds for you the consumer.
This is a complicated program that requires much research and due diligence on your part. Don't go trying to do this alone, this will increase your chances of making critical mistakes. You now have a trustworthy partner in the business, who can assist you in shopping these loans.
We are proud to be independently owned and operate with zero debts. We make decisions based on what is best for the seniors who are considering this option. We are not owned nor affiliated with any one bank in specific.
The information provided on this website is unbiased, and it allows for seniors over the age of 62 to quickly learn the facts of the reverse mortgage. It is not all academics here; we take the process of finding you the best quote very seriously, and our entire business is built on the foundation of finding you the best possible offer. We have invested heavily in the right partnerships, technology, and call center infrastructure to be there when you need us the most.
With hundreds of potential lenders to choose from, we have our work cut out in managing these relationships to secure you the best programs. By allowing RMLD to comparison shop lenders and find you the best match, you will save both time and money. Like any other market, there are companies you need to avoid, and if a deal sounds too good to be true, it most likely is a scam. We only work with licensed, HUD approved lenders, and most we have referred business to for years.
Should you have questions about how a reverse loan works do not hesitate to call us. We do not charge you any money and, or there are no added costs in using our services to consumers.
Seniors considering a reverse mortgage program as an option to utilize the built up home equity should be comfortable with staying in that home for at least five years.
Reverse mortgages are not free government money. This is not a grant or any needs based program.
If used as intended the reverse loan can dramatically improve your retirement. More than 850,000+ seniors have taken a reverse mortgage, so you are not alone in your search for a better retirement.
HECM (home equity conversion mortgage) is the technical name for the reverse mortgage loan.
HECM's are insured by the Federal Housing Administration (FHA). These loans make over 95% of the market today. Please note while almost all reverse mortgages are HECM's, they each can vary drastically in fees and rates among the banks. The number one tip we can give to consumers is that comparison shopping pays off in getting the lowest rates/fees. This used to be a cumbersome process but by using our website we will analyze and filter out the bad lenders while providing you with multiple free quotes.
For detailed information on who qualifies visit this page:
FAQ – Frequently Asked Questions
– Application fee
– Insurance
– Origination fee
– Monthly service fee
– Closing costs
– Interest rate
Why Choose RMLD – Reverse Mortgage Lenders Direct?
You are not alone in wanting to learn more about the HECM program, below are how many seniors have a reverse mortgage loan by fiscal year:
FY 1990–157 loans
Total = 879,708
Source: HUD
I am interested in getting rid off my existing mortgage payments or at-least reducing what I pay each month.
I am interested in setting up an emergency fund in case my family ever needs it while I am in my retirement.
I am looking for ways to improve my retirement cash flow and want to increase how long my savings will last.
I want to buy a home using a reverse mortgage for purchase loan.
Early adopters, I am in my sixties considering a reverse mortgage loan.
Intermediate adopters, I am in my seventies considering a reverse mortgage loan.
Late adopters, I am in my eighties considering a reverse mortgage loan.
I want to learn about the rules of the program – click here.


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Miley Cyrus Enters the Kim Kardashian West Twitter Feud with Bette Midler
Mar 8, 2016 7:24 PM EST
Happy International Women's Day everyone! Unfortunately, the Internet is choosing to celebrate with a massive Twitter cat fighting over nude pictures and slut shaming. Kanye West rages against Wiz Khalifa in his first rant of 2016 It started Sunday… Read more

subset: commoncrawl


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SOURCE: Spectrem Group
August 26, 2014 08:00 ET
CHICAGO, IL--(Marketwired - Aug 26, 2014) - The monthly Spectrem Affluent Investor Confidence Index (SAICI®) remained unchanged in August at 5 from July. The Spectrem Millionaire Investor Confidence Index (SMICI®) gained 1 point to 13.
The indices compiled by Spectrem Group, a market research and consulting firm specializing in the affluent and retirement markets, measure the investment confidence and outlook of households with more than $500,000 of investable assets and more than $1 million of investable assets, respectively.
The August indices indicate continued caution and wariness among Affluent investors. "For the third consecutive month, there wasn't a significant increase in Affluent investors who said they intend to hold on the investment sidelines in the coming month rather than invest," George H. Walper, Jr., president of Spectrem Group, observed. "While the market continued flirting with unprecedented highs in August, crises overseas have tempered investor optimism. Affluent investors are telling us that developments in Ukraine, Israel and Iraq are at present the news stories having the most impact on their economic outlook."
The August Spectrem Affluent Household Outlook, another measure of Affluent investor confidence, edged downward for the third consecutive month, particularly among Millionaires, who are generally have a more optimistic outlook.
Click below for additional Indices insights:
The Spectrem Affluent Investor Confidence Index (SAICI ®) is based on 250 monthly online interviews with the financial decision-makers in households with $500,000 or more in investable assets. The Index has a margin of error of plus or minus 6.2 percentage points. The Spectrem Millionaire Investor Confidence Index (SMICI ®) is based on a subset of the overall survey group.
About Spectrem Group: Spectrem Group (www.spectrem.com) strategically analyzes its ongoing primary research with investors to assist financial providers and advisors in understanding the Voice of the Investor.
About Millionaire Corner: Spectrem's Millionaire Corner website (www.millionairecorner.com) provides information for investors about investors. With its Best Financial Advisors service, investors are able to search for financial and investment advisors to assist in growing their wealth.
George H. Walper, Jr.
(224) 544-5350Email Contact
George H. Walper, Jr.
(224) 544-5350Email Contact
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Our agency team has been serving the Grand Strand communities insurance coverage since 1996. As a full-service insurance agency, it is our responsibility to find our members the right car insurance, Life insurance home insurance and business insurance coverage protection they need. We p[ride our agency on the knowledge we can share with you so you not only have the proper insurance protection, but we also help you understand why you need the protection. We will review your coverages and your policies to help eliminate gaps in coverage as well as point our where you might be able to reduce coverage in certain circumstances.
Our goal is to provide the best customer service to our valued customers. We are a full service agency, offering Auto, Home, Condo, Tenant, Life, Long-Term Care, Motorcycle, Boat, Powersport and Commercial products. We provide you a convenient location in the Surfside Beach area serving also Myrtle Beach, Garden City and Murrells Inlet. Our office is located in Surfside Beach, from bypass 17 one mile east and from business 17 1/2 mile west.


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Plagued by plummeting ratings, internal strife and a series of scandals over mismanagement, the South African Broadcasting Corp. is looking for a way out of a steadily deepening hole as it approaches its 75th anniversary.
The pubcaster's annual report, published last month, painted a bleak portrait of a rudderless ship R1 billion ($145 million) in debt and on the brink of financial collapse.
It said the SABC, which employs 3,000 staffers to run its three channels and 18 radio stations, had been forced to sell advertising airtime at discounted rates and that it continued to lose auds to competitors e.tv and DStv.
The report came amid continued signs of political infighting among members of the executive board, with a fourth member tendering his resignation last week. Whatever hopes the embattled pubcaster had of righting the ship after a successful World Cup soccer run in summer seem to be in doubt.
In August, former CEO Solly Mokoetle was suspended just eight months after being handed the reins, after failing to deliver a coherent strategy for the pubcaster's turnaround.
Last week, acting CEO Robin Nicholson was forced to defend his reputation in the press, as rumors continued to swirl of a plot to unseat him.
Roughly 80% of SABC's $864 million annual funding comes from advertising, with 18% supplied by licensing fees and just 2% from the government.
Given the advertising downturn, analysts say there's no clear sign of how the SABC will repay the $145 million it owes the South African government.
Though the pubcaster halved its losses in the past fiscal year, the improvement came on the heels of strict austerity measures that have prevented it from spending on new programming.
But the company is still overstaffed and prone to wastefulness. For example, an investigative report last year found SABC spent tens of millions of dollars in licensing fees on foreign films whose licenses expired before they were broadcast.
The pubcaster's financial woes have dealt a huge blow to the local TV biz.
"The whole industry started to collapse, because the major source of revenue is the SABC," says Kate Skinner, spokeswoman for the SOS: Support Public Broadcasting Coalition, a group that includes NGOs, trade unions and independent players in the TV industry.
SABC execs now face a parliamentary hearing to get to the bottom of what Skinner called a "governance crisis" in a pubcaster that has had three executive boards in the past two years.
"Some very tough decisions need to be made by the board in terms of ensuring that the SABC is taken back tosustainability," she says. "You need a strong united board and very powerful oversight structures to make that happen."
With the board riven by divisions and plagued by corporate governance breeches, Skinner said the government needs to step in to help the pubcaster get its house in order.
"Unfortunately, parliament hasn't played as rigorous a role as it should have," she says.
SABC execs remain tight-lipped ahead of this week's hearings.
Spokesman Kaizer Kganyago says the pubcaster doesn't want to jeopardize the parliamentary debate with any preemptive statements, and wouldn't comment on a possible new direction for the SABC until after parliament reaches its conclusions.
Skinner called the current round of hearings the first step in a long process of rebuilding the SABC, but said their success rested on a "total commitment to transparency."
"If there's real truth-telling … there is a real possibility of moving forward," she says.


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About us
Based in Felixstowe and Stowmarket in Hemingstone, we have a team of professional digital marketing experts who can take away the headache of running your own social media or Google PPC accounts.
Managing these yourself is both time consuming and potentially very costly if you don't have the relevant experience or training. This is something we do every day of the week, 24/7.
Packages are offered monthly and there are no long contracts with us. Simply start and stop whenever you need us.
This includes setting up a targeted AdWords campaign, utilising your main service areas i.e. emergency locksmith, locksmith. The aim is to make everything as targeted as possible so as not to waste time and money on the more generic areas which are more competitive in your field and are likely to be more price competitive. This includes full keyword research and selection with negative keyword implementation to avoid spending money on irrelevant search terms.
Engaging, split tested Ads targeted to performance, Ad extension setup and device level bidding strategy.
This would all be targeted to your specific geographic location.
PPC optimisation is an ongoing process, and one that we will need accurate data over time in order to make effective decisions to improve performance. Our professional Google Partners will research your key phrases and set up your Google PPC account for you.
It is tempting to have a go at setting up your own PPC account following online instructions, but this can be somewhat of a minefield as if not executed properly and professionally by people who really understand the process, you could potentially waste thousands of pounds each year in wasted clicks.
We will ensure you get real value for money with Google along with quality leads from Day 1. We can manage your account for you each month (priced separately, please enquire).You will receive:
- An assessment of your landing pages.
- Set up of your adverts.
- Set up of Ad groups structure.
- Competitor research.
- A Link to your Google analytics to enable accurate tracking.
- Set up of split testing adverts.
- £75 FREE spending credit if you are a new Google PPC customer.
- Monthly management and reporting to get the most out of your cost per click (ROI).
- Call tracking.
- Ongoing support.
Call tracking is an important tool. When a prospective client originates via a paid Ad, the number on the website will change so that if they call that number, a conversion is counted through the campaign. Again, this is essential so that optimisation decisions are made using correct data – for example, if we are optimising out areas which are not performing, but not accurately tracking calls, we could be removing areas that actually perform well in terms of calls. As such, our approach is to make sure everything is being tracked appropriately so that we have the right tools to make campaign decisions.
As a brief overview, Pay-Per-Click or PPC is a type of sponsored online advertising that is used on a wide range of websites, including search engines like Google and social media channels like Facebook, where you pay if a user clicks on your Ad. With the right strategy and optimisation, this can benefit your business as you only pay when a potential client clicks on your Ad. You have the ability to set your budget to control costs, and can reach your target consumer at the right time with the right message.
Contact us
- Brewery Farm Cottage,
- 01473 487477 / 07932 751825
- firstname.lastname@example.com


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`It's a tough job, but for the right people the rewards are good'
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Rollercoaster Creator
You can play Rollercoaster Creator free online sports games at fogames. It has tags: Skill,Rollercoaster,. It has 2084 total plays and has been rated 90.9% (81 like and 25 dislike), find the fun and happy day. If you want to play more sports games, we find some of the game: Rollercoaster Creator 2, Crazy Guitar Maniac 4, Crazy Raptor Rider and Crazy Guitar Maniac 2. To play other games, go to the skill games page, the rollercoaster games page, or just check out the new games or best games page.