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To gain a competitive edge, advisors pursuing clients among ultra-wealthy individuals and families are using an array of sophisticated techniques designed to build engagement with existing clients and garner interest from new ones.
Defining the size of the market is tricky, though, as theres some disagreement over the demarcation between high net worth and ultra-wealthy. Gauthier Vincent, a principal with Deloitte Consulting and the head of the firms U.S. wealth management practice, believes that the latter group represents the top tenth of the top 1% of global wealth and includes individuals and families with more than $5 million in investable assets. All told, he says, it encompasses approximately $4 trillion in value. The larger high-net-worth market, he says, includes individuals and families with investable assets of more than $1 million, for a total of $7 billion.
The Wealth-X and UBS World Ultra Wealth Report 2013, however, sets the bar a bit higher. According to the report, last year the worlds ultra-wealthy population which it defines as those with more than $30 million in assets reached an all-time high of 199,235 individuals, accounting for a combined fortune of nearly $28 trillion.
Yet another report from PricewaterhouseCoopers, Asset Management 2020 A Brave New World, predicts that regardless of market size, advisors pursuing ultra-high-net-worth clients should be prepared to provide intensive relationship management. This group requires heavy-duty modeling and planning from a tax and legal structuring standpoint; they need philanthropic guidance, and they tend to be more globally distributed, says Steve Crosby, a senior managing director at PricewaterhouseCoopers.
Financial services professionals and market experts, like Crosby and Vincent, identify 14 stratagems that can help advisors win and retain business from this ultra-sought-after group:
1. Cultivate relationships with stakeholders.
Most wealth managers tend to focus on the traditional family patriarch or matriarch, or the head of a foundation, and dont spend much time with their spouses, children, trustees or foundation managers. This could be a huge mistake.
When the patriarch goes away, Crosby says since theres no relationship with the surviving spouse or children, youll lose 70 cents to 80 cents on the dollar of the portfolio.
2. nderstand what makes these clients tick.
Advisors must also truly understand the very specific needs and circumstances of each individual and family they pursue.
Marketing to this group is not about talking to them about the latest hot investment or your service. It begins with understanding whats important to them, explains Rachel Perkel, head of marketing for wealth management at Wells Fargo Private Bank. They may have family members they need to care for, or family members with special needs, for instance. Find out their unique interests and what they want their legacy to be.
3. Engage with prospects and clients on a meaningful level.
Wealth managers who gain a deep understanding of their clients beyond their investment portfolios can engage with them in more profound ways. This might entail sending them thought leadership pieces on topics of interest to bond over a common interest.
Offers PwCs Crosby: So much of wealth management at the high end is about the relationship and having discussions as a trusted advisor.
4. Host highly targeted informational programs and networking events.
Programs on a host of topics ranging from discussing wealth-related issues with children to new legislation can serve as both an engagement strategy and a sales technique.
Deloitte Consultings Vincent recommends organizing affinity groups: Some wealth providers create forums not only to educate clients, but to open opportunities for clients to network with one another.
5. Segment and then segment again.
The ultra-wealthy arent drawn into a wealth management relationship by telemarketing calls during the dinner hour. Its become essential for wealth managers to properly and granularly segment their ultra-wealthy prospects, and then develop highly tailored and customized outreach.
Its never a one-size-fits-all approach. More and more wealth management firms are trying to segment their client base, not just in terms of wealth tiers, source of wealth or type of business, but in terms of behavior, says Vincent. For instance, some ultra-wealthy clients, and even high-net-worth clients, feel they are part of the elite and want to be treated differently. They want very hands-on service.
6. Pay attention to Millennials.
There are approximately 90 million Millennials who will inherit their parents wealth as the Baby Boomer generation dies off. Often, it makes sense to reach these younger investors through their parents.
Sean Kelley, senior vice president for wealth management at UBS Financial Services, has built his multigenerational family practice by engaging with younger investors through their parents. Children from wealthy families know they will be beneficiaries of trusts or other money that will come to them down the line and they want to be engaged, Kelley explains. I bring in the children with the parents blessing.
7. Rely on referrals.
According to PwCs Crosby, about 60% of leads come from referrals. Existing clients provide around 30% of the total, with another 20% from third parties, such as accountants, lawyers and actuaries who serve the ultra-wealthy.
We generate meaningful business from referrals, notes Wells Fargos Perkel. Frankly, we could be getting more. Relationship managers arent always comfortable asking and they should be.
8. Discuss philanthropy and social impact.
Ultra-high-net-worth individuals not only tend to give big to charitable organizations, they are concerned about the social impact of their philanthropy. This group appreciates philanthropic guidance and a deep understanding of the causes they are passionate about.
9. Couple smart investments with social responsibility.
Ultra-wealthy individuals think carefully about how their investments are benefiting others. Millennials, in particular, are not necessarily in it just for the money theyre in it to make the world a better place, PwCs Crosby notes. They want to build schools and build houses for people who need them, while still making a buck.
10. Expand the suite of special services and offerings.
Advisors and their firms have to devise unique, tailored services to retain ultra-wealthy clients. In general, the higher the level of wealth, the more innovative the service offerings need to be. They can range from concierge services, like bill paying and travel arrangements, to more complex services, like scheduling maintenance on the family jet and planning proactively to respond to a medical crisis while traveling overseas.
11. Manage holistically.
Working with clients on their comprehensive financial needs can become a competitive differentiator that can also build client loyalty.
Stock and bond brokers are a dime a dozen. Im more of a problem-solver, says UBSs Kelley. Wealthy individuals have various financial needs that can involve help with estate, investment or tax planning, as well as charitable giving. If you can solve a problem and demonstrate the ability to help these clients in other ways, youve elevated yourself above the rest.
12. Hold clients hands when necessary.
High-touch personalized service is very appealing to some clients and intrusive to others. Some clients might need more hand-holding, while others meet with their wealth managers twice a year, says Wells Fargos Perkel. In general, wealthier individuals are very busy, so every interaction needs to count.
13. Work with family offices.
It behooves advisors to learn to work well with the gatekeepers of wealth professionals with the responsibility of managing vast individual or family wealth and develop a relationship with those managing the clients finances.
About a quarter of ultra-high-net-worth wealth is handled through family offices, says Deloitte Consultings Vincent. That means its the staffs responsibility to evaluate the wealth managers for the family.
14. Use technology.
Dont assume that older clients arent technologically savvy. Many senior citizens who are wealthy can be plugged into their advisors through technology, Crosby points out. Theyre able to see information and process it in a very effective way. Older people are one of the biggest growth areas for smartphones and tablets.
Pursuing the ultra-wealthy segment of the market is one of the most demanding and time-intensive marketing initiatives a wealth manager can pursue, but it can also be the most rewarding. By diligently applying the above techniques, an advisor can effectively woo and win an ever-larger share of the worlds wealthiest clients.
Read more:
- Realities and Priorities Change for HNW Clients
- Advisors Face Digital 'Inflection Point' - Report
- UBS Joins Scrum of Lenders Pushing Mortgages to the Well-Heeled
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text: Attorneys Offer Insight on Supreme Court's Interpretation of "Actual Fraud" Under the Bankruptcy Code Bloomberg BNA Publications August 3, 2016 Bloomberg BNA's Bankruptcy Law Reporter published an article by Bass, Berry & Sims attorneys John Speer and Michael Kapellas providing insight on the recent Supreme Court decision, Husky International Electronics v. Ritz. The Court's ruling resolved a conflict among the First, Seventh and Fifth Circuits regarding the non-dischargeability of debts "obtained by … actual fraud." The Court determined that "actual fraud" preventing discharge does not require a false representation. The article explains the Court's analysis that shifts the balance between the "fresh start" goal of bankruptcy and the non-dischargeability of a debt and the issue the Court left unanswered concerning the interpretation of a part of the Code's non-dischargeability provision that will determine the impact of the Court's decision. The full article, "False Representations No Longer Required to Prove 'Actual Fraud' Under the Bankruptcy Code," was published by Bloomberg BNA on August 2, 2016, and is available online or in the PDF below. Download Document - Bloomberg BNA (August 2, 2016)

subset: commoncrawl


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When it comes to going too far in Saints Row and Tera Patrick, the pornstar THQ used to promote Saints Row 2 and was part of the Ultor Exposed DLC, Kate said, "I did not always love how much THQ put an emphasis on porn stars." - PSLS
Wait, you're telling me that she wasn't actually involved in development of the game?
I get that crude-ness is part of the SR joke, but I can't imagine how awkward it'd be to have a conversation with the wife after that hire.
i bet she walked in and slept with some of the dudes and they put her on the list while some people who actually worked on the game probably didnt which is messed up. now she gonna show this for her other job interviews and add in the sex factor and she will get mmore money then people who actually work.
I didn't read the article, but I hope that they "didn't appreciate" Tera Patrick as the "special" producer, because she IS a very special kind of bitch. I repeat, she's a filthy BITCH.


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As a trusted advisor on the big issues facing the nation, CSIRO and its people continue to play a key role in Australia's productivity and competitiveness.
Introductory statement
We, the CSIRO Board, as the accountable authority of CSIRO, present the 2015–16 annual performance statements as required under s39(1)(a) of the Public Governance, Performance and Accountability Act 2013 (PGPA Act). These annual performance statements are based on properly maintained records, and accurately present CSIRO's performance in accordance with s39(2) of the PGPA Act.
Performance Against our Strategy
Our performance against the planned activities within our Strategy.
Performance of Portfolio Budget Programs
CSIRO received approximately 59 per cent of its operating revenue in appropriation funding from the Commonwealth Budget.
Program 1.1: Research – National Flagships, Science and Services
CSIRO's Research Program activities deliver economic, social and environmental impacts to the nation by providing advice, information and solutions.
Program 1.2: National Research Infrastructure – National Facilities and Collections
CSIRO hosts national research infrastructure on behalf of the broader scientific community to assist with the delivery of research. There are two types of national research infrastructure: National Research Facilities and National Biological Collections.


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Coming up in Primetime Television.
Soaps.com has plenty of Primetime scoops for our readers to look forward to during the week of July 30 and beyond. In our latest Primetime Dish you'll find episode teasers, casting scoops, encore episode alerts, which three actors have been dropped from a popular CBS series, and which ones are fighting for a salary increase…
90210: On Monday July 30 at 8:00 PM the CW will air a repeat of its November 8, 2011 episode titled "Vegas, Maybe?"
Breaking Bad: In Sunday's July 29 10:00 PM AMC episode titled "Hazard Pay" Jessica and Walt come up with a new business plan, and Marie hears someone's secret.
Castle: Jack Coleman ("The Office," "The Vampire Diaries"), pictured to the right, has joined the ABC series for its fifth season. His role as a U.S. senator will cause issues for Beckett (Stana Katic). Tune in Saturdays at 10:00 PM.
Dallas: Did you miss last night's new episode? Read Soaps.com's Dallas Weekly Recaps. While you're looking around our "Dallas" section be sure to vote in the weekly poll too.
Dexter: Santiago Cabrera ("Merlin") has landed a multi-episode arc on the Showtime series as author Ethan Price. Look for season seven to return on Sunday September 30 at 9:00 PM. Until then, watch the first two minutes of the premiere right here on Soaps.com.
Falling Skies: In the TNT Sunday August 5 9:00 PM episode titled "Death March" some are still grieving the 2nd Mass' recent losses. More of Tector's background is revealed, and Matt and a harnessed girl begin to bond.
Franklin & Bash: On Tuesday July 31 at 10:00 PM in the TNT episode titled "Waiting On A Friend" Peter and Jared are forced to clear their names, which promotes an internal, misconduct investigation at Infeld-Daniels. During it all, Jared meets an unexpected love interest.
Hart Of Dixie: Look for a repeat of the CW series' October 24, 2011 episode titled "Faith & Infidelity" on Tuesday July 31 at 8:00 PM. In casting news, Golden Brooks ("Girlfriends") has landed a recurring role in season two as Ruby. The CW series returns on Tuesday October 2 at 8:00 PM.
Law & Order: SVU: She left CBS' "Criminal Minds" (ex-Emily Prentiss) behind after six years, and now Paget Brewster ("Dan Vs.") has jumped networks and landed a role on the NBC crime series. Tune in Wednesday September 26 at 9:00 PM where she'll play the head of the District Attorney's Office's Public Integrity Unit in the two-hour season premiere.
Leverage: Don't miss Sunday's August 5 8:00 PM TNT episode titled "The First Contact Job." A wealthy scientist, who stole his former research partner's discovery, is taken down by the Leverage team, and they must convince the scientist that he's made first contact with aliens.
Lost Girls: Linda Hamilton ("Chuck," "The Terminator") has been cast in the Syfy series as Acacia. Keep an eye out for her guest spot in season three's episode ten. The series airs Mondays at 10:00 PM.
Made In Jersey: CBS' new crime series, which premieres on Friday September 28 at 9:00 PM, has cast Megalyn Echikunwoke ("House Of Lies," "90210") as Riley - a series regular!
Modern Family: Contract talks among 20th Century Fox TV and some of the show's actors aren't going well at all. Remember what the actors from "Friends" did before that series' season three? Well, word has it Sofia Vergara (Gloria), Julie Bowen (Claire), Ty Burrell (Phil), Jesse Tyler Ferguson (Mitchell) and Eric Stonestreet (Cameron) supposedly have pulled together in order to get the salary increase they want. This turn of events will most likely affect the production schedule for the upcoming season.
Necessary Roughness: Will Chase ("Smash") has been cast to appear as a rock God during the second half of season two. The NBC series airs Wednesdays at 10:00 PM.
New Girl: If you missed the first season FOX is giving viewers the chance to catch up on all twenty-four episodes. Go to Add The Jar starting on Monday July 30 for details! Stay tuned for season two's premiere on Tuesday September 25 at 8:00 PM.
Nikita: Double repeat alert! Friday August 3 at 8:00 PM the CW will air a repeat of its January 13, 2012 episode titled "Sanctuary." Then at 9:00 PM look for the February 3, 2012 "Clean Swipe" episode.
Perception: On Monday July 30 in the TNT 10:00 PM episode titled "Cipher" Pierce works to crack a coded newspaper message, possibly left by someone connected to a murder, and another victim's life is in danger.
Pretty Little Liars: Don't miss ABC Family's Tuesday July 31 8:00 PM episode titled "Stolen Kisses." Emily tries to reconcile with Paige while seeking answers about the night she was drugged. Aria gains insight into Erza's past after meeting his mother. Caleb is asked to hack into a website, and Mona receives help from Hannah. If you ever miss an episode feel free to read Soap Opera Fan's Pretty Little Liars Recaps. In casting news, "American Idol's" Adam Lambert is taping scenes this week and will appear in an October episode. He'll have scenes with Lucy Hale (Aria Montgomery) - and will perform two of his songs!


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Héliodrome c'est la rencontre du rappeur Khyro (ex Atach Tatuq/Traumaturges) et du multi-instrumentiste YPL en 2006. La ... rencontre également du rap et de la musique expérimentale d'une façon encore jamais vraiment explorée. Au fil des ans, Héliodrome s'est transformé avec l'arrivée d'Éric Gingras, Pierre-Guilhem Roudet au trombone et Samuel Bobony aux drums. ... more more
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Regular Article - Theoretical Physics
S. K. Maurya 1 , Y. K. Gupta 2 , Saibal Ray 3 * and Debabrata Deb 4
1 Department of Mathematical and Physical Sciences, College of Arts and Science, University of Nizwa, Nizwa, Sultanate of Oman 2 Department of Mathematics, Raj Kumar Goel Institute of Technology, Ghaziabad, U.P., India 3 Department of Physics, Government College of Engineering and Ceramic Technology, Kolkata, West Bengal, 700010, India 4 Department of Physics, Indian Institute of Engineering Science and Technology, Shibpur, Howrah, West Bengal, 711103, India
* e-mail: email@example.com
Received: 11 May 2016 Accepted: 4 January 2017 Published online: 24 January 2017
In the present study we search for a new stellar model with spherically symmetric matter and a charged distribution in a general relativistic framework. The model represents a compact star of embedding class 1. The solutions obtained here are general in nature, having the following two features: first of all, the metric becomes flat and also the expressions for the pressure, energy density, and electric charge become zero in all the cases if we consider the constant , which shows that our solutions represent the so-called 'electromagnetic mass model'[17], and, secondly, the metric function , for the limit n tending to infinity, converts to , which is the same as considered by Maurya et al.[11]. We have investigated several physical aspects of the model and find that all the features are acceptable within the requirements of contemporary theoretical studies and observational evidence.
© The Author(s), 2017
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PHYSICS DAYS 2018Seeing the invisible21-23 March 2018LOGOMO, Turku, Finland
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Microfilm Collection and Finding Aids
The Newspapers Microfilm Center is our region's largest collection of newspapers from the Philadelphia metropolitan area. Over 400 newspapersdating back to 1720 are on microfilm . Our collection includes newspapers from major cities around the world, local community papers, as well as microfilmed versions of academic, underground, and trade periodicals collected by the subject departments. Students and the curious should begin their research process by inquiring within the Social Science History Department.
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BA Film Studies and Modern Languages
|UCAS code
|4 Years
|Typical offer
|Streatham (Exeter)
This degree enables you to combine a solid foundation in Film Studies with the study of a choice of languages and cultures, namely Chinese, French, German, Italian, Portuguese, Russian or Spanish.
This four-year programme enables you to experience a new culture and learning environment through a third year at one of our international partner universities or in approved paid or voluntary employment.
The first year will introduce you to the specialised terminology used in the analysis of film and the key concepts relating to cinema and the nation. You will also study a compulsory language module and two modules on aspects of the foreign language culture. In the second year you will study one core module that explores questions of space, time and identity in film as well as one optional module in Film Studies. From your selected language you will study one compulsory language module and two modules on aspects of the foreign language culture other than film, for example history, literature, the visual arts or linguistics. Your third year will be spent abroad. There are a range of opportunities for work and study, which include studying at one of our many international partner institutions. In your final year you will study two optional Film Studies modules, one compulsory language module and two modules on aspects of the foreign language culture other than film (as above).
Programme structure
The modules we outline here provide examples of what you can expect to learn on this degree course based on recent academic teaching. The precise modules available to you in future years may vary depending on staff availability and research interests, new topics of study, timetabling and student demand.
The Film Studies and French degree programme is made up of compulsory (core) and optional modules, which are worth 15 or 30 credits each. Full-time undergraduate students need to complete modules worth a total of 120 credits each year.
Depending on your programme you can take up to 30 credits each year in another subject, for instance a language or business module, to develop career-related skills or just widen your intellectual horizons.
The third year is spent abroad.
The full list of optional modules can be accessed on our College intranet.
Please note that modules offered are subject to change, depending on staff availability, timetabling, and demand.
Year 1
The first year gives you a foundational knowledge of film and French theory, concepts, texts, and language. You will also gain important analytical techniques that will be useful across a range of subjects and research tasks.
Year 2
In the second year you will advance your grasp of film and French knowledge, methods, texts, and language through a set of compulsory modules. Optional modules enable you to develop specialist knowledge on a range of topics.
Year 3
The third year is spent abroad, either on a work placement, studying at a university, or in a school working as a language assistant.
Year 4
Full module descriptions
For full module descriptions please visit the Film Studies website and the French website.
Entry requirements 2019
Typical offer
Required subjects
Dependent on your chosen language; see table below.
Selecting your chosen language when applying
When applying to a Combined Honours degree with Modern Languages you will need to indicate under 'further details' in the 'choices' section of the application the language and route you wish to study using the codes below. Please note you may choose only one language. For further information on completing your UCAS form, please visit the UCAS website.
|Required subjects
For the Beginners' route: GCSE in a Modern Foreign Language grade B
Language requirements
- Grade B at A level is required in any language you intend to study from A level.
- You may only choose one language.
- Students wishing to pursue language study on the basis of a GCSE are normally classed as beginners.
- French, German, Italian, Russian, and Spanish can be studied either from A level or beginner's level, with both cohorts reaching degree level in the final year. Portuguese and Chinese can normally only be studied from beginner's level, not from A Level; students of these two languages reach degree level in final year.
International students
International students should check details of our English language requirements and may be interested in our Foundation programme for Humanities, Law and Social Science.
Further information
Please read the important information about our Typical offer.
For full and up-to-date information on applying to Exeter and entry requirements, including requirements for other types of qualification, please see the Applying section.
Learning and teaching
Bill Douglas Cinema Museum
Throughout your studies, you will have access to outstanding resources, including the extensive holdings of the Bill Douglas Cinema Museum, the largest library on the moving image in any British university. Find out more.
We use a variety of learning and teaching methods, including lectures, seminars, screenings, student study groups and web and IT resources. All our modules centre the learning experience on seminars, involving groups of between 10 and 20 students, typically running for two hours. Many modules are supported by weekly 50-minute lectures. Students often prepare for seminars by involvement in student study groups, which encourage collaboration and team working.
Typical contact time with academic staff is 10 hours per week, on top of which you're expected to attend other activities such as study groups, workshop activities and film screenings. Most of your work will be done in group and self-directed study: viewing and reading module material, writing essays or preparing material for seminar presentations. You should expect your total workload to average about 40 hours per week during term time.
We're actively engaged in introducing new methods of learning and teaching, including increasing use of interactive computer-based approaches to learning through our virtual learning environment (ELE), where the details of all modules are stored in an easily navigable website. Students can access detailed information about modules and learning outcomes and interact through activities such as the discussion forums.
We are committed to your academic development. Through seminar work you'll be trained in skills of critical analysis and learn to develop evidenced-based arguments. We foster your research skills through training in the use of library-based or electronic resources to research a topic. We offer detailed feedback and essays can be discussed on a one-to-one basis with the tutor who has marked them and Study Skills tutors are also available within the department to work on specific problems in written work and assessment.
As part of our commitment to Personal Development Planning (PDP), all first year students must complete the online student self-appraisal systems, designed to encourage students to reflect upon their strengths and preferences and consider their plans for academic work and employment. All students have the opportunity to discuss their current PDP with their Personal Tutor.
Research-inspired teaching
Research-inspired teaching ensures lectures are up-to-date and relevant and you will benefit from access to the latest thinking, equipment and resources. All staff teach second and final year options which are linked to their own interests which include areas such as film history; gender studies; issues of identity; technology and spectacle; European, East Asian and American cinema; time, space and pacing in the cinema; and acting and performance.
Exeter has unique resources which make it ideally positioned to support the study of film. The Bill Douglas Cinema Museum holds a wide-ranging collection of more than 70,000 film related artefacts and the collection is available for all students to use as a research and study resource. The diverse collection includes objects relating to the history of the moving image, such as optical toys, magic lantern slides and a Lumière cinematograph; film publicity such as posters from the Hollywood era to contemporary film; material on film stars such as Charlie Chaplin, Marilyn Monroe and Audrey Hepburn; and material on animation, particularly on Disney films. The holdings also include the papers of British producer Gavrik Losey, the director and producer Don Boyd and the producer James Mackay which include papers that relate to the work of Derek Jarman. Many of our film modules exploit these resources, giving students a highly distinctive and valuable experience of studying and researching film using primary materials, documents and artefacts.
Our Audio-Visual collection in the University library comprises over 12,000 films on DVD and video, in addition to books about and recordings of American music of all kinds. Recent investment in our learning spaces has ensured that lectures, screening and seminars take advantage of multimedia equipment.
In Film Studies you'll be assessed by a combination of exams, essays, presentations and 'sequence analyses' (the detailed analysis of film clips).
French modules are assessed by a combination of exams and coursework (essays, dissertations, projects and other written and oral language tasks).
You must pass your first year assessment in order to progress to the second year, but the results do not count towards your degree classification. The assessments in the second year, year abroad and final year contribute to your final degree classification.
Study abroad
One of the major attractions of a language degree is the Year Abroad; it's an opportunity to immerse yourself in a foreign culture and develop your language skills.
Your third year is spent abroad (apart from students taking Combined Honours with Arabic, who spend their second year in an Arabic-speaking country). If you're studying two of our core languages you will normally spend the academic year (a minimum of seven months) in the country of the language in which you are less proficient. If you're studying at post-A level in both languages, you may be able to spend half of the year in one country and half in the other.
For your Year Abroad (depending on the language studied), you will have the following options:
Studying at a partner university
Teaching English (on a British Council placement)
Working in other employment
Whichever you choose, we will make sure you receive advice and guidance about academic and practical matters before you leave and put in place a well-defined support network for you while you are abroad. You will be able to swap experiences with other Year Abroad students through websites and social media and to ask advice from students who were in your locality the year before.
The Year Abroad helps you develop in several key areas: language learning, employability skills and the ability to engage successfully with a foreign environment. We will help you to get the most out of your Year Abroad and provide you with a skills profile that can be used in preparing job applications.
Through the University's Global Employability Office we have established links with many international organisations. Support is available for students keen to undertake a work placement and recent students have worked with a wide range of prestigious firms, commercial organisations and in the administrative offices of charities.
Film graduates from the University of Exeter have an excellent reputation with graduate recruiters and compete very successfully in the employment market. 6 months after graduation 93.4%* of our Film graduates are in work and / or further study.
A degree in Film Studies from the University of Exeter will enable you to acquire skills which are attractive to employers and relevant for a wide range of careers. You will develop an informed, critical and creative approach. Alongside strong oral and written communication skills, you will be able to manage your time and workload effectively, work well as part of a team or independently, be flexible when faced with new situations and have strong analytical skills.
Our students have progressed to a wide variety of careers, in sectors such as:
- Events Management
- TV production
- The film industry
- Publishing
- Education
- Sales, communications and marketing
Other recent graduates have progressed to postgraduate courses in
- MA English Literary Studies (Film pathway)
- MA Film and Media
- MA Professional Writing
Career Zone
The services offered by the Humanities careers and employability team are complementary to the services offered by our central Career Zone, where you can participate in practical sessions to develop your skills; access paid internships and volunteering opportunities; explore postgraduate study options; meet prospective employers; get one-to-one advice and learn how to secure the right job for you.
*First–degree University of Exeter graduates of Film studies. HESA Performance Indicator sourced from the DLHE survey 2013/14.
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Tunnel Skateboards - Was soll man schon sagen, wenn man Teil einer Legende ist? Seit 1975 am Markt und immer noch up to date!!


text: Gov. Pat Quinn's decision to abolish the death penalty in Illinois is commonly viewed as a triumph for progressives. But some of the most persuasive arguments for doing away with capital punishment basically reflect conservative views. The last decade has seen many noted conservatives, including George Will, Richard Viguerie and L. Brent Bozell III, emerge as death penalty opponents. One reason that abolition became a political possibility here was not simply because it attracted Republican votes in the Illinois House and the Senate, but because many conservatives have grown more ambivalent about the issue and less fierce in their opposition.


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This section contains 570 words
(approx. 2 pages at 400 words per page)
Chapter 20 and 21 Summary
Carstairs goes to see Jordan, along with many other of his friends. He tells Jordan all about what his wife had been doing while he was supposedly dead. She was playing the game the proper way and succeeding well beyond anyone's expectations of her. This infuriates Jordan and makes him even more upset that people refer to his wife as Alex. Jordan considers divorcing her, but a divorce could take years, and he wants an heir. He decides that he will keep Alexandra as his wife, and she will become the dutiful wife that he desires, either by her own will or by sheer force.
People constantly arrive throughout the morning, wanting to see Jordan with their own eyes. When the coast is clear, Alexandra goes down to the foyer and is told that her husband wants to meet with her...
(read more from the Chapter 20 and 21 Summary)
This section contains 570 words
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Analyze some Data -- 2
Anggaran ₹1000-4000 INR
I have book in digitized form i want to get the proof reading of it done.
The book has approximately 350 pages.
Please see to it that file has Hindi Text
12 freelancer menawar dengan rata-rata ₹3280 untuk pekerjaan ini
Proficient in both Hindi and English. PMP certified project manager, MBA in marketing and professional business analyst, market researcher and writer in the field of project management, marketing and branding, HR, Lebih banyak
Sir, I have read your post carefully. I am redy to get your job done. I will do it within next 5 days. Thanks Zayadul Hasan
I will deliver a satisfactory job that will impress you. I crave for a chance to prove to you my worth and abilities.
First of all, i am an Indian. And Hindi is my mother-tongue. I have written essays in Hindi earlier.I am an efficient writer. I look into the nitty-gritty of the matter. And also i am very careful about the errors.
I'll comply with the way you want the article done and I'll make it fast and accurate.
Hi, Hope you will be doing good today. I have strong documentation skills and good command of office products. I can start working immediately and will complete the task in the given time in the best format accor Lebih banyak
350 pages in Hindi, since from Hindi Heartland, so can easily go through the proof reading of Hindi text, however Sanskrit is not possible! Dhanyawad!
Dear Hiring Manager, I have related sort of expertise and can deliver the best. I will ensure the highest standard to satisfy you. I will ensure the best and will share the ideas with you. Let us discuss about the Lebih banyak
I am a computer graduate, holding Bachelor of Computer Applications degree, with English being my first language my whole academic career. Hindi is my mother tongue and was my second language in my educational curr Lebih banyak
VALUE FOR MONEY + EFFICIENCY + RESPECT FOR YOUR TIME मैं सचिन हूँ और मैं नहीं जानता कितने और लोगो ने इस जॉब के लिए अप्लाई किआ है परन्तु मेरे जैसा उम्मीदवार मिलना आपके लिए मुश्किल होगा ,कृपया मेरा interview ले और स Lebih banyak


text:
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Bovine Nebraska Calf Diarrhoea Virus.
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Skip to comments.Great Neck Synagogue Cancels Speech by Pamela Geller
Posted on 04/11/2013 7:21:41 AM PDT by Impala64ssa
The Great Neck Synagogue has cancelled a planned talk Sunday by activist Pamela Geller, Geller announced Wednesday.
"Due to relentless intimidation, bullying and threats, the Great Neck Synagogue is cancelling my talk," said Geller to Patch. "It is a very sad day for freedom-loving peoples when fascist tactics trump free speech."
A coordinated campaign by prominent officials to cancel Geller's appearence has been underway since last month.
Geller said she received the following statement from synagogue officials, cancelling her invitation to speak to the synagogue's men's club on the Imposition of Sharia in America.
"As the notoriety and media exposure of the planned program this Sunday have increased, so has the legal liability and potential security exposure of our institution and it's [sic] member families. In an era of heightened security concerns it is irresponsible to jeopardize the safety of those who call Great Neck Synagogue home, especially our children, even at the risk of diverting attention from a potentially important voice in the ongoing debate. Accordingly, the Great Neck Synagogue Men's Club will no longer be sponsoring the appearance of Pamela Geller this coming Sunday, and no event will be taking place in our facility."
Geller said while she understands the synagogue's action, she deplores the cancellation of her "message of freedom."
"This incident shows how urgently this topic needs to be discussed. Leftist thugs, pushed and prodded by Islamic supremacist Habeeb Ahmed and his co-conspirators, threatened a march on the shul (among other things)," said Geller to Patch.
Labeling Geller the "personification of an Islamophobe," Ahmed, a Nassau Commission on Human Rights member, recommended a petition of the Stationary of Council of Churches, The Interfaith Alliance and Holocaust Center against Geller, according to emails from the interfaith group posted on Geller's Atlas Shrugs blog.
"In mosques and Islamic centers, the most vitriolic jihad supporters and preachers of hate speak freely, said Geller, but "my work that has been consistently in defense of human rights is not allowed to be given a hearing."
Geller was set to be introduced by Greg Buckley, Sr., whose 21-year-old son, Marine Lance Cpl. Greg Buckley was killed in August while serving in Afghanistan. Buckley Sr. is calling for justice in the murder of his son and is seeking prosecution on American soil.
Didn't they just prove her point about the imposition of shariah on America?
>>Sad, pathetic cowards, who like so many "progressive" Jews (there's an oxymoron if I ever heard one) embrace those who screw us and screw those who embrace us. <<
You have to shake your head and ask whether these same Jews would vote for a platform that consist of, among other things:
* That all unearned income, and all income that does not arise from work, be abolished.
* We demand the nationalization of all trusts.
* We demand profit-sharing in large industries.
* We demand a generous increase in old-age pensions.
* We demand the creation and maintenance of a sound middle-class, the immediate communalization of large stores which will be rented cheaply to small tradespeople, and the strongest consideration must be given to ensure that small traders shall deliver the supplies needed by the State, the provinces and municipalities.
* We demand an agrarian reform in accordance with our national requirements, and the enactment of a law to expropriate the owners without compensation of any land needed for the common purpose. The abolition of ground rents, and the prohibition of all speculation in land.
I know all FReepers know where this is from. Sounds like obama, the democratic party and the LSM,.eh?
Wait, I got something right?!
*runs outside to check for four horsemen, finds four molemen instead*
National Socialist German Workers Party platform?
Cawardly synagogue.
"We won't let her speak because we are afraid of the Muslims." What a craven, cowardly crowd.
>>National Socialist German Workers Party platform?<<
Sehr Gut!
Doesn't it sound like utopia envisioned by Marx, Lenin, the Weather underground, etc? Birds of a feather....
Thought it sounded familiar.
Yes, it does sound like the DNC/UAW/SEIU platform
Liberal NY Jews strike again.
There's a vast difference between American Jews and Israeli Jews.
The Israelis are not cowards.
Come on in muslim terrorists and slit our throats.
There is a really good piece over on Sultan Knish about the great divide in Jewish thought that came out of the holocaust. One side says "All unforms are bad. All armies are bad. We must simply get along with one another and there will be no more violence." The other side says "Never again," and backs it up with sufficient armaments to turn any attack into a suicide run. The Loony Left, aligned with socialist forces everywhere, is found around the world more often than are members of the JPFO. Why? Because it is easier to whine than to accept responsibility for your own safety. Heaven forbid you should actually take responsibility for your own actions!
Cowardice and craven submission to the antisemitic, be they Muslims or Democratic Party officials, is neither safe nor an answer to Islam's 1,400 year history of attacking all who do not "Submit" to Islam. Regretibly, the Synagogue under discussion did submit. Worse yet, they exemplified the worst antisemitic caricature of the cowardly Jew, willing to accept any abuse because of an innate cowardice and unwillingness to defend themselves.
While Jews in that synagogue were busy practicing and perfecting their self-abasement, at another synagogue I know of, there is a social group called "Bagels & Bullets". Twice a month, they hire a machine gun range and wrap themselves in the Second Amendment (and a lot of gun smoke and streams of spent brass).
These two synagogues exemplify the choice faced by America's Jews. Follow the Torah's commands and plow with a sword in one hand or devolve from freedom back into slavery. The choice before us today is as it has always been - Confidence or Cowardice. The choice can not be avoided because tyranny never rests. True for Muslims, true for home grown tyrants, like Democrats.
Whether we want to face the reality of 1,400 years of Islamic violence or not, Islam exists. What Geller says about Islam is accurate - accept that datum or Islam will eventually attack you. And, your self imposed wall of denial of what Islam is, will in no way protect you from the butchers of Islam.
The cowardice and crawling submissiveness of all too many of my fellow Jews deeply offends me. Why? Because your spineless submission endangers me! Indeed, your submission to Islam endangers all of America because such cowardice deludes Muslims into thinking they can succeed in America.
How dare you submit to tyranny? Is there something about what real Jews know as "The house of bondage" that you JINOs just can't live without?
Here are the reasons that Synagogue's submission to Islam is dangerous:
1. Craven submission at best only avoids the attack of the moment for a moment.
2. Submission encourages more attacks.
3. Being unwilling to fight in ones defense guarantees future attacks.
Summary: An unwillingness to defend ones faith and family are reasons why the term "kike" was invented and applied to such as those "Offen Juden" who cower before Islam. For those unfamiliar with the term "Offen Juden" it is a derogatory reference to the Jews who survived the ovens & gas chambers of the Third Reich and went forth to espouse, work for, and establish socialism in Israel, and in all too much of "Big Sh*ty" America.
I have deliberately chosen offensive but accurate words to describe the behavior of those Jews In Name Only (JINO's) because their cowardice and unwillingness to defend their own freedom will place those better than they at risk. Muslims, like other predatory beasts, attack the weak - thus that Synagogue's submitting to Muslim?Democratic pressure endangers the rest of us.
Offended? Sorry, no part of the Constitution protects you from being offended.
Try countering my argument, rather than being offended. 'Sides, the Waaahmbulance is unavailable right now.
They did, in a very suicidal and self-hating way.
Once again, in the country that they ran to, in their escape from the Czar, from Eastern Europe, from the Nazis, the now-free for a generation Jews decide to be the little puppy, lie on their back, and wet the floor, disavowing their First Amendment Rights, bought with the blood of their American-born kinsmen in World War 2.
One can only hope that eyes are opened before it is too late.
But it seems it already is too late for many of them, they'll blindly walk off a cliff with a reflexive smile on their face in full support of Dem initiatives without a single thought for what it is they are supporting.
I believe you have at least one part of your comment(s) wrong and that is about Jews escaping the Russian Czars. In the last several years I have been searching/reviewing the history of my father who died a few months before I was born. It turns out he came to the USA after being wounded in Russia by the fledgling communist agitators. He was a so called 'white' Russian which included many Jewish people. These people were not in a revolution against the Czar. In fact my Jewish Russian father was fighting against the revolutionary communist forces overthrowing the Czar.
...Jews played an active role in the revolutionary events of 1917, and were represented in diverse political camps.
Among those defending the [anti-Bolshevik] provisional government were the Socialist Revolutionary Osip Minor, who was chairman of the Moscow City Duma, and the Menshevik Grigorii Kipen, who served as first deputy chairman of the Moscow City Soviet.
Hundreds of Jewish military cadets fought against Bolshevik soldiers in October 1917, and Jews also played an active role within the Bolshevik camp...
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text:
- (20:54) /
- Category: None
Marine Table Pedestals - Bali Coffee Table.
Marine Table Pedestals
- Each of the two supports of a kneehole desk or table, typically containing drawers
- The base or support on which a statue, obelisk, or column is mounted
- (pedestal) base: a support or foundation; "the base of the lamp"
- (pedestal) a position of great esteem (and supposed superiority); "they put him on a pedestal"
- (pedestal) an architectural support or base (as for a column or statue)
- A position in which one is greatly or uncritically admired
- (of artists or painting) Depicting scenes at sea
- of or relating to the sea; "marine explorations"
- a member of the United States Marine Corps
- Of, found in, or produced by the sea
- Of or relating to shipping or naval matters
- a soldier who serves both on shipboard and on land
- a piece of furniture having a smooth flat top that is usually supported by one or more vertical legs; "it was a sturdy table"
- Present formally for discussion or consideration at a meeting
- a set of data arranged in rows and columns; "see table 1"
- postpone: hold back to a later time; "let's postpone the exam"
- Postpone consideration of
Marines descend on St. Louis
U.S. Marines with Echo Company, 4th Recon Battalion demonstrate an amphibious assault at the Arch during Marine Week Saint Louis, Saint Louis, Mo., Jun. 24, 2011. Marine Week Saint Louis allows U.S. Marines a chance to interact with the community with volunteer work, physical fitness challenges, vehicle and equiptment displays, musical performances and tactical demonstrations.
Marine MSN Background
It's Marine, mates. Set your messenger skin color to brown for best results.
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|Health and Social Care
Mr. Burstow: I am disappointed by that response. Health authorities play an important role as commissioners and scrutineers of the NHS economy in their area. The Minister says that the relationship between patients forums and the other statutory bodies to be established by the Bill will be at arm's length, and through a non-statutory body. That seems unsatisfactory for the accountability framework that the Government are establishing. We will want to return to that issue on Report.
I recently tabled a question to ascertain some information about the costs of the new arrangements, and was told that it was too early in the parliamentary process for me to receive information about how much the new system will cost. I shall keep that in mind in future when Ministers ask us when we move amendments for detailed costings and the detail of the proposals behind them. Clearly, Ministers accept that they can introduce legislation without detailed costings or, indeed, details to back up the proposals. However, I beg to ask leave to withdraw the motion.
Motion and clause, by leave, withdrawn.
|©Parliamentary copyright 2001
|Prepared 8 February 2001


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PHOENIX -- It's a popular channel designed just for kids, but recently Nick Jr. launched a new program containing some pretty racy content. It came as a shock for one Valley family as it begins at 7 p.m.
"Parental Discretion" is among the new shows now airing on Nick Jr. Nickelodeon launched the programming block on Oct. 1.
According to the network executives, "NickMom is a new adult-targeted programming block that was created specifically for moms to relax and laugh with at the end of their busy day. It includes stand-up comedy, reality series and vignettes about the very unique and funny experiences of being a mom, told from a mom's point of view, as well as a companion website, nickmom.com."
"I watched it for just a few minutes and I was very shocked because I was like, OK what is this? because they were talking about very vulgar things," Valley mom Tasha Sparks said.
Not only does the host incorporate a lot of sexual content in her monologues, she also uses profanity.
"My son was right next to me hearing this and watching this," Kevin Sparks said.
That's because Nickelodeon sends out the show on a single feed based on the East Coast time zone. So it airs at 10 p.m. there and 7 p.m. here. A time when Kevin and Tasha often let their 3-year-old son, Jackson, watch the popular kids network.
Kevin Sparks is concerned.
"I'm really worried that what he did hear he's going to ask me about it," he said.
"They pick up thing so quickly that I would be so embarrassed if we were out somewhere with friends and he's repeating those things to people," Tasha Sparks pointed out.
Outraged, the couple reached out to the network, even the host, Stephanie Wilder-Taylor. In her email response, she admitted, "for some reason they decided to not have two separate feeds (like most late night shows). I don't understand that decision at all and would probably be upset if my child was watching this type of show. The only thing I can suggest is to supervise your son while he's watching TV."
Tasha Sparks was offended.
"I thought how dare her say for me to supervise my son because actually I do and it's a good thing I did when I turned it on because he would have heard that stuff had I walked away from it and not cared what he was watching," she said.
Dan Martinsen, executive vice president of Corporate Communications, said they warn parents the show is coming on at least 10 times per day.
"I've had Nick Jr. on for five to six days and I've never seen one of these so-called warnings," Kevin Sparks said.
For the Sparks, they just want to alert other parents.
"I don't need that on his channel," Tasha Sparks said. "That's his channel for him to watch." "We are currently exploring adding a second feed," Martinsen told 3TV.
In the meantime, the Sparks aren't the only ones voicing concern. A website called www.cancelnickmom.com has been created.


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V-Com Partition Destroyer
aka Partition Commander
RSI / CTD / CTS / tendinitis / carpal tunnel tips
Summary Judgment Motion Hearing
Counterclaim & answers [Round 2]
V-Communications software WILL DESTROY YOUR DATA
Stay away from V-Com's Partition Commander
V-Com's technical support admits that using their software as intended will probably corrupt your files.
I made the mistake of buying and using this software. It completely destroyed my hard drive partition. A hard drive partition is a drive letter under Windows (ie. C:).
I used Partition Commander to convert my partition type, a function that they advertise, from NTFS to FAT32. Their software appeared to perform the conversion correctly -- until I rebooted the computer and tried to access the data on the drive. When I contacted their technical support, the technical support representative told me using their software to convert partition types usually converting partition types will damage some of the files. When I asked for a manager, was referred to Derrick at 818-591-6248. When I called that number, the technical support representative claimed that Derrick was in a meeting, but laughed at their software causing my data loss.
I have developed software for over 25 years, but this attitude is unacceptable. It is one thing to have bugs in software, it is completely different to have software that usually will corrupt a person's hard drive -- and then laugh about it.
I am tired of software companies just laughing at known problems with their software that cause harm. While one may expect bugs, it is different from knowingly releasing Crapware while disclaiming all responsibility.
What has happened to pride in writing good code? Are all the real programmers dead?
We should not accept this type of software!
Is it right to pay for an upgrade, that fixes a serious and obvious flaw? A Sage Software representative told me that an upgrade will enhance performance because it frees resources that it no longer uses. Any competent programmer knows to free resources (memory, sockets, files, etc.) when you are done with those resources. Every introductory C or C++ programming class says when you have allocate memory, you free that memory when you are done. The same goes with almost any other resource.
We should not pay to have software companies fix their bugs!
Shop Amazon's Outlet Deals in Computers, Office & Software Computers,
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text:
For issues you find with the Console 1.3 release, please follow this link and give as much detail as possible. This is the speediest way to get info to Pipeworks and get a hotfix in the works.
A FAQ with notes and workarounds can be found HERE. Please check this first to see if this helps your issue.
tAPI Dynamic Difficulty
Discussion in 'Released' started by Arkhayla, Oct 1, 2014.
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Know more about this business than we do? Cool! Please submit any corrections or missing details you may have.Help us make it right
Be the first NJ.com user to add photos or videos of M3 Sales LLC
M3 Sales LLC is located at 350 W Passaic St, Rochelle Park, NJ. This business specializes in Business Services and Manufacturing & Industrial Supplies.
M3 Sales Llc can be found at W Passaic St 350. The following is offered: Industrial Agents & Representatives. The entry is present with us since Sep 7, 2010 and was last updated on Nov 12, 2013. In Rochelle Park there are 2 other Industrial Agents & Representatives. An overview can be found here.


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In February, I was fortunate enough to travel to Valencia, Spain for the world-renowned ceramic and marble trade fair known as Cevisama.
As I walked through the fair, it became very obvious that a leading trend in the international tile sector is the wood effect, or in other words—making the tile appear as wood, with timber colours and grain patterns painted onto the material's surface.
And why is that? Is it because today's market is demanding more nature for indoor schemes? I think the answer is clearly yes.
The modern consumer wants to connect to nature on a daily basis, minute by minute. With the persistent construction of taller and taller skyscrapers, it seems we are going further away from our ancestor's grounded realities. And to counter our slow detachment, the consumer today is reaching out to materials that remind him or her of our planet's elements. Hence, the wood effect.
But what does this mean for the walls and flooring sector? If wood sourcing and manufacturing agencies are gaining from the current market trends, does that mean that tile and carpet suppliers are beginning to suffer?
Earlier in 2014, I met with Interface's superstar designer David Oakey.
The creator behind the popular Net-Effect collection noted that there had been a global shift toward hard surfaces, from wood to cement. The demand for contemporary, clean spaces was on the rise – leaving carpeting and mosaic tiling behind. He said: "In Europe for example and now in the states, real wood, fake wood or stained concrete is just sweeping. So as a soft floor covering business, we wonder if we're going to go out of business."
Carpet and tiling companies have begun to produce material that imitates the look of concrete and wood. And this year, it seems the wood effect is in total control of the market. Companies from the United Arab Emirates to Spain are recreating this aesthetic so as to stay afloat. I guess, the only question left is: will it work?


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Focus August 2013 | Volume 121 | Issue 8
Modernizing Artisanal Brick Kilns: A Global Need
Background image: G.M.B. Akash/Panos
Charles W. Schmidt, MS, an award-winning science writer from Portland, ME, has written for Discover Magazine, Science, and Nature Medicine.
Environ Health Perspect 121:A242–A249 (2013). http://dx.doi.org/10.1289/ehp.121-A242
News Topics: Air Pollution, Greenhouse Gases, Climate Change, Combustion Emissions, Economics, Industry Issues, International Environmental Health, Infrastructure, Musculoskeletal Health, Occupational Health, Particulate Matter (PM), Respiratory Health
Published: 1 August 2013
PDF Version (6.6 MB)
The city of Cusco in southeastern Peru is a World Heritage Site and a tourist attraction for those drawn by the Inca ruins nearby. But anyone who lives in or visits Cusco has to contend with its heavily polluted air. Trucks and buses belch clouds of diesel exhaust, and on the outskirts of town hundreds of family-run artisanal brick kilns send plumes of oily black smoke into the sky. Brick makers near Cusco fire their traditional kilns mainly with coal, but they also have a long history of burning plastic trash, used motor oil, and discarded tires. "They produce huge air quality problems," says Jon Bickel, a Swiss development expert based in Lima.
Most of the bricks that are made in Peru and other low-income countries are fired in artisanal kilns that pump greenhouse gases and other pollutants into the atmosphere, posing a health threat to brick workers, their surrounding communities, and even farther afield. And since brick production keeps pace with population growth, its environmental health impacts are likely growing throughout the developing world, says Jie Li, an energy and environmental specialist with the World Bank's South Asia Region in Washington, DC.
A number of both small-scale and multinational development groups coordinated by the World Bank, the United Nations, and other organizations are now turning their attention to this important but poorly characterized industrial sector. Leading the charge in Latin America, Bickel directs a Swiss-funded group known by its Spanish acronym, EELA (for Eficiencia Energética en Ladrilleras Artesanales) that aims to modernize artisanal brick making in Peru, Argentina, Brazil, Bolivia, Ecuador, Colombia, Nicaragua, Honduras, and Mexico.
Bickel says EELA's long-term goal is to reduce kiln emissions by 30–50%. But achieving that goal won't be easy. Throughout Latin America and other countries in the developing world, artisanal kiln operators comprise an informal industry; they rarely pay taxes or obtain operating permits, and because of that, they often lack access to the financial credit and capital needed to purchase cleaner technology. Many also lack electricity (required for newer types of mechanized production) and access to roads and other infrastructure that could help in the modernization effort. Some are unwilling to change age-old manufacturing processes.
Still, the associated benefits of modernization justify the effort, Li says. In addition to the environmental health impacts associated with artisanal brick kilns, these operations employ "the poorest of the poor, including, in many instances, women and children," Li says. "So by promoting more efficient kilns and manufacturing, we can also address related development problems, such as poverty, child labor, and women's issues."
Modern versus Artisanal Brick Production
According to Ellen Baum, a senior scientist with the Boston-based nonprofit Clean Air Task Force, roughly 1.5 billion bricks are made worldwide every year. With an estimated annual output of 700–800 million bricks, China tops global production.1 But according to Li, Chinese manufacturing is increasingly dominated by modern technologies. These modern kilns produce lower emissions than those encountered in India, for instance, which is the world's second largest-brick producer overall (and largest artisanal producer), or in Latin America, where producers tend to rely on the most primitive—and most polluting—types of kilns.
The more modern kilns used in China and developed countries rely on automated extruders, machines that churn out bricks like sausages on a production line. In contrast, artisanal bricks are shaped by hand—workers combine topsoil, manure, and other raw materials with water to make a thick slurry, which is then pressed into molds and dried in the sun. In the final steps, the sun-dried "green" bricks are fired in kilns and stacked on pallets for transport.
Greg Borchelt, president and chief executive officer of The Brick Industry Association in Reston, Virginia, says an automated factory equipped with pollution controls in the United States can make 30–100 million bricks a year with a workforce of 20–30 people. But a typical artisanal kiln in Bangladesh requires a workforce of 150 people to make 4 million bricks in a year.2 Latin American kilns tend to be much smaller than their Asian counterparts; Bickel says most of them are family run and produce bricks in batches as needed.
The few health studies of the sector that have been conducted link kiln work with respiratory disease and other problems such as musculoskeletal stress.3,4 One study, performed by investigators at Kathmandu Medical College, found that children living near brick kilns in Bhaktapur District, Nepal, were more likely to have upper respiratory infections, including tonsillitis and sore throat, than children living farther away from the kilns.3 Another study, by scientists at Aga Khan University in Karachi, Pakistan, reported high rates of chronic cough, phlegm, shortness of breath, wheezing, bronchitis, and asthma among both smoking and nonsmoking male brick workers.4 According to the authors, most of the findings were similar to health effects seen in workers in other smoky, dusty occupations.
Investigators with the International Justice Mission, a human rights organization in Washington, DC, have also found extensive evidence of "debt bondage" among artisanal brick workers in South Asia. This system involves workers and their families toiling for years in what can become a futile effort to pay back loans from kiln owners. Bickel says he hasn't seen evidence of debt bondage in the Latin American brick sector. But given its family-run nature, child labor does occur in these countries, he says.
Minimal Emissions Data
The sector's air emissions are poorly characterized but may include sulfur oxides, nitrogen dioxide, carbon monoxide, carbon dioxide (CO2), forms of particulate matter (PM) including black carbon, and additional compounds released by the burning of coal and other fuels. Baum explains that emissions vary by kiln type and fuel burned, which makes it difficult to derive representative averages for the artisanal brick sector as a whole.
Investigators typically can't rely on official data to estimate the number of kilns operating in specific areas; given their informal status, kiln operators don't register with local municipalities. Bickel recalls that when EELA formed in 2010, neither governments nor local authorities could give accurate counts of the kilns in their jurisdictions. Of Cusco, he says, "They told us three to five kilns, but that was only the formal, registered enterprises. We had to go door to door to find out the true number, which was closer to three hundred."
EELA has since calculated the emissions from Cusco's kiln sector and found the amounts ranked relatively low, compared with other sources. But at a combined total of just over 1,000 metric tons, emissions of coarse particulate matter (PM10) from the Cusco kilns rank second to vehicular emissions, which—given that Peruvian transportation is dominated by diesel trucks and vehicles operating without pollution controls—is the country's largest source of PM by far.5,6 Particulate pollution is a major health hazard that increases the risk of cardiovascular and lung disease.7
Elsewhere in the world, brick kilns are bigger sources of particulate pollution. Emissions of PM10 and PM2.5 (fine PM) from a cluster of roughly 530 kilns near the Bangladeshi capital of Dhaka are estimated to be responsible for 750 premature deaths from respiratory disease every year, or 20% of the total number of Dhaka residents who die annually as a result of poor air quality; in the dry season, when bricks are produced, kilns account for 38% of the PM2.5 in the city.2 "They become the number one source, greater even than the transportation sector," says the World Bank's Li.
Modernization efforts aim to limit PM10 emissions to improve health, but they also seek to constrain CO2 and black carbon particles, which are important climate pollutants. Black carbon particles warm the atmosphere by absorbing and then radiating solar heat. In some instances they deposit on ice floes, darkening the ice and accelerating its melting. There is evidence that black carbon and other short-lived climate pollutants, such as methane and tropospheric ozone, are more potent than CO2 in terms of their influence on climate, but they also clear more rapidly from the atmosphere.8
Studies by the United Nations Development Programme and the World Bank suggest that premature death and diseases resulting from air pollution in Bangladesh could be cut in half by adopting cleaner kiln technologies.2,9 Similarly, it's anticipated that new technologies could substantially reduce the sector's climate impacts. EELA estimates that cleaner technology could reduce CO2 emissions from Latin American kilns by at least 30–45%.10
Artisanal kilns have caught the attention of projects aimed at climate change mitigation. A new report published by the International Global Atmospheric Chemistry Project, based at the University of Colorado Boulder, puts artisanal brick production on a list of priority targets for black carbon reduction.10 And the Climate and Clean Air Coalition to Reduce Short-Lived Climate Pollutants, which was launched in 2012 and now has backing from 31 international governments, is focusing on brick production as a key area for making substantial reductions in emissions of short-lived climate pollutants.12
Efficiency Improvements
Just as the scale of artisanal brick making varies in different countries, so does the task of modernization. Latin American producers using the most primitive kilns are in essence starting from scratch, whereas for Asian producers the goal is to boost the efficiency of kilns that already use more sophisticated designs.
An early design improvement came during the mid-1800s, when the British engineer William Bull invented the Bull's trench kiln (BTK) that bears his name. Bull, noticing that kilns' appetite for fuel was denuding the Indian landscape of trees, designed the BTK to take advantage of waste heat from newly fired bricks and fuel combustion.13 The kiln consists of a circular or oval trench in which green bricks are stacked in a lattice pattern. Workers create a continuous firing zone—they shift the fires and moveable metal chimneys from one section of the trench to the next, meanwhile steadily replenishing the supply of green bricks and removing finished ones.
Measuring roughly 30–50 feet high, these chimneys do not produce sufficient draft to ensure the complete combustion of fuel, and they release emissions near the ground. So in 1996 the Indian government banned BTKs in favor of a newer design outfitted with a single chimney roughly 120 feet high. By increasing the draft and emitting pollutants higher in the sky, the so-called fixed-chimney Bull's trench kiln (FCBTK) helps reduce worker exposures. It is now used by 40% of India's brick makers, accounting for 70% of the country's total brick production.14 However, like the original BTK, the FCBTK exposes workers to thick, dusty ash when they unload bricks from the kiln, according to Sameer Maithel, founder and director of the New Delhi–based consulting firm Greentech Solutions.
China, meanwhile, relies on two even more efficient kiln designs. The Hoffman kiln is a house-like structure consisting of a main firing passage in which the fire travels through chambers full of green bricks—it is essentially a BTK with a permanent roof. In the other design, known as a tunnel kiln, conveyors loaded with bricks travel through a long, straight passage. The bricks are gradually heated to firing temperature, then cool down as they exit. With significantly reduced exposure to dust and heat, Maithel says the tunnel kiln offers the best working conditions for workers.
Unlike these more permanent kilns, which can run continuously for months or even years at a time, the traditional kilns that dominate Latin American production are used to fire bricks in batches. The kilns come in different varieties, but in general they amount to little more than piles of bricks in different configurations, stacked to maximize internal airflow between them. The kilns generally cost no more than US$1,000 for a simple enclosure. But because they're inefficient, they use a lot of fuel. And from EELA's perspective, high fuel costs offer a market opportunity: Artisanal producers will pay to upgrade their manufacturing processes and improve the quality of their products, Bickel says, if doing so saves them money over time.
Exploring Modernization Options
The main barriers to adopting new technologies, Li says, are cost and lack of knowledge. Upgrades can run into the tens of thousands of dollars, if not much more, while cleaner, industrial-scale Hoffman or tunnel kilns can cost millions. Most kiln operators don't have the capacity or incentive to make these changes, Li says: "At the end of the day, producers need access to credit, but since they aren't recognized as formal entities, banks see them as risky clients."
According to Bickel, EELA's development efforts rely heavily on market forces. "A government or group that pays for new kilns might purchase only forty or fifty," he says. "But in Latin America, we have close to forty thousand kilns. So we're trying to boost incentives and offer financial opportunities that allow producers to upgrade on their own. Otherwise, we have no chance of improving the sector."
EELA validated a number of options for improving kiln efficiency. It ultimately settled on a multipronged modernization strategy that starts with the simplest of measures: a fan that blows air at smoldering kiln fires to boost their combustion. According to Jorge Luis Delgado, EELA's financial specialist, the US$1,200 fan reduces fuel needs by 30%. The fuel savings, he adds, leads to an equivalent 30% reduction in CO2 emissions while brick production rates stay constant. "When we started the project, there was only one vendor selling the fans in Cusco," Bickel says. "Now we have five vendors, and nearly all the brick producers are using them."
In its second phase, EELA aims to promote the fan in combination with a more efficient "downdraft" kiln that edges CO2 reduction and fuel savings closer to 50%. Smaller than an industrial-sized Hoffman or FCBTK kiln, the downdraft model also recycles heat to warm prefired bricks. The cost of the kiln, which can be built using local materials, ranges up to US$10,000. That investment, Delgado says, can be partially offset by savings from using a fan with a traditional kiln. Bickel says the fans typically pay for themselves in about 6 months, whereas the kilns take about 2–3 years.
Despite the savings, the use of a fan can't cover the cost of a downdraft kiln, so EELA works with financial entities that wouldn't ordinarily loan to informal brick makers, such as local microfinancial institutions. Such institutions will supply microloans at lowered interest rates, Delgado says, but only if they're convinced that more efficient kilns will boost producer incomes and lessen their own financial risk. EELA aims to supply evidence to convince them of that. The program is also coordinating with representatives from a new program known as EcoMicro, which was established in 2012 by the Multilateral Investment Fund in cooperation with the Nordic Development Fund, to create microfinancing options for borrowers in Latin American and Caribbean countries.
The World Bank, meanwhile, supports other strategies for brick modernization in South Asia, particularly in Bangladesh and India. These include mixing the clay used to make bricks with coal to enhance firing, piloting cleaner kiln technologies, demonstrating alternative building materials (e.g., hollow and perforated bricks require less raw material and energy to fire without sacrificing strength), and automating the laborious mixing and extrusion processes used in brick production.2
The Bank is trying to ease investment barriers in two ways. First, it acts as a trustee for carbon credits sold by brick producers in South Asia through a Clean Development Mechanism sponsored by the United Nations Framework Convention on Climate Change. Second, it finances the Bangladeshi government's efforts to provide technical support to polluters who want to adopt cleaner methods. This latter effort occurs through the Bank's Clean Air Sustainable Environment Project.
In Bangladesh, newer kiln models promoted through that project reduce particulate emissions by up to 80% and cut fuel needs—and commensurately, CO2 releases—by half.2 And in India, manufacturers can earn carbon credits for producing bricks that are compressed instead of fired, so no coal is used.15 Moreover, in 2012 the Asian Development Bank approved a $50-million credit line to support investments in cleaner and energy-efficient brick production in Bangladesh.16
The Role of Governments
Maithel says national governments play an important role in modernizing brick production. Indeed, the Chinese and Vietnamese governments, both deeply involved in their respective building sectors, strongly promoted the use of tunnel kilns for brick firing. More recently, China banned solid bricks in urban areas in favor of equally strong hollow bricks. In China's case, this was driven by food concerns as well as worries about air quality; the topsoil used as a raw material for bricks subtracts from the soil that's available for planting.
Maithel suggests that by tightening its national FCBTK particulate emissions standard, the Indian government could promote what he says is a win–win proposition for the artisanal brick sector: retrofitting FCBTKs with "zigzag" modifications that alter the path of flue gases in the kiln (so they gain velocity, improve combustion, and transfer more heat to bricks as they fire), which could cut fuel needs and CO2 emissions by 20%.17 Baum says new, unpublished measurements confirm these modified kilns also emit less black carbon. Costing up to US$45,000, zigzag modifications have a payback time of 1–3 years, and offer an alternative to the much more expensive Hoffman and tunnel kilns.
The Indian government could also adopt policy measures such as prohibiting construction of new FCBTKs, Maithel suggests. But apart from its move to ban the moveable BTK, he says the Indian government has been slow to take interest. "My sense is that the government has many environmental priorities and may feel it is very difficult to regulate such small enterprises that are scattered all over the place," he explains. "But the government also doesn't recognize artisanal brick making as an important employment-generating sector, which provides employment to more than ten million workers. Working conditions are tough, but it provides a basic building material and employment in a poor country."
Bickel agrees that, by formalizing the sector, governments could go a long way toward reducing its environmental impacts. In the meantime, the nascent effort to modernize traditional brick making—promoted by a small, but dedicated group of individuals—is gathering momentum. "We're seen a lot of rapid progress," Bickel says. "When brick producers see how quickly they can get a return on investment, almost all of them move to adopt new kiln technology."
1. Baum E. Black Carbon from Brick Kilns. Boston, MA:Clean Air Task Force (7 April 2010). Available: http://goo.gl/nJupe [accessed 23 July 2013].
2. World Bank. Introducing Energy-Efficient Clean Technologies in the Brick Sector of Bangladesh. Washington, DC:The World Bank Group (2011). Available: http://goo.gl/dx1VW [accessed 23 July 2013].
3. Joshi SK, Dudani I. Environmental health effects of brick kilns in Kathmandu Valley. Kathmandu Univ Med J 6(1):3–11 (2008); http://goo.gl/6bec5A.
4. Shaikh S, et al. Respiratory symptoms and illnesses among brick kiln workers: a cross sectional study from rural districts of Pakistan. BMC Pub Health 12:999 (2012); http://dx.doi.org/10.1186/1471-2458-12-999.
5. CONAM. Plan "A Limpiar el Aire" [in Spanish]. Cusco, Peru:Consejo Nacional Del Ambient (CONAM). Available: http://goo.gl/mm3lCW [accessed 23 July 2013].
6. Ministerio de Salud. Inventario de Emisiones [website, in Spanish]. Lima, Peru:La Dirección General de Salud Ambiental (2013). Available: http://www.digesa.sld.pe/DEPA/emisiones.asp [accessed 23 July 2013].
7. WHO. Air Quality and Health [fact sheet]. Geneva, Switzerland:World Health Organization (updated September 2011). Available: http://www.who.int/mediacentre/factsheets/fs313/en/ [accessed 23 July 2013].
8. Ramanathan V, Carmichael G. Global and regional climate changes due to black carbon. Nat Geosci 1(4):221–227 (2008); http://www.nature.com/ngeo/journal/v1/n4/full/ngeo156.html.
9. UNDP. Project Factsheet: Improving Kiln Efficiency in the Brick Making Industry. Sher-e-Bangla Nagar, Dhaka, Bangladesh:United Nations Development Programme Bangladesh (2009). Available: http://goo.gl/T7emk [accessed 23 July 2013].
10. Bieckel J. Energy efficiency in artisanal brick kilns in Latin America to mitigate climate change—EELA Program [presentation]. In: INE, Memorias de la Reunión de la Fuerza de Tarea de la Iniciativa para Mitigar Carbono Negro y Otros Contaminantes por la Producción de Ladrillo, Mexico. Presented at: Reunión Fuerza de Tarea, Mexico, 22–23 March 2013. Available: http://goo.gl/1i4mRF [accessed 23 July 2013].
11. Bond TC, et al. Bounding the role of black carbon in the climate system: a scientific assessment. J Geophys Res Atmos 118(11):5380–5552 (2013); http://dx.doi.org/10.1002/jgrd.50171.
12. CCAC. Brick Production [fact sheet]. Paris, France:Climate and Clean Air Coalition, United Nations Environment Programme (undated). Available: http://goo.gl/2ZL4cT [accessed 23 July 2013].
13. Lang AM, ed. Professional Papers on Indian Engineering, Vol. 1. Calcutta, India:Thomason College Press (1872).
14. Maithel S, et al. Brick Kilns Performance Assessment: A Roadmap for Cleaner Brick Production in India. New Delhi, India:Shakti Sustainable Energy Foundation (April 2012). Available: http://goo.gl/V085yQ [accessed 23 July 2013].
15. World Bank. Fly Ash Bricks Reduce Emissions. Washington, DC:The World Bank Group (1 December 2012). Available: http://goo.gl/z2p4L5 [accessed 23 July 2013].
16. ADB. 45273-002: Supporting Brick Sector Development Program. Project Data Sheet (PDS): Details. Mandaluyong City, Philippines:Asian Development Bank (2013). Available: http://www.adb.org/projects/45273-002/details [accessed 23 July 2013].
17. Maithel S. Towards Cleaner Brick Kilns in India: A Win-Win Approach Based on Zigzag Firing [presentation]. Presented at: Regional Intergovernmental Consultation on Near-Term Climate Protection and Clean Air Benefits in Asia and the Pacific, Bangkok, Thailand, 4 February 2013. Available: http://goo.gl/lu77aZ [accessed 23 July 2013].
18. Ahmad MN, et al. Hydrogen fluoride damage to vegetation from peri-urban brick kilns in Asia: a growing but unrecognised problem? Environ Pollut 162:319–324 (2012); http://dx.doi.org/10.1016/j.envpol.2011.11.017.
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CHICAGO (CBS) — A coalition of African-American business and community leaders has narrowed its choices for a consensus black candidate for mayor down to two finalists: former U.S. Sen. Carol Moseley Braun and trial attorney Larry Rogers Jr.
The Chicago Coalition for Mayor announced its decision Thursday afternoon, after what it described as a "heated and passionate debate" on Wednesday.
"The room was filled with emotion. The discussion lasted several hours," the coalition said in a statement on Friday. "Finally, the Chicago Coalition for Mayor, by a majority vote, accepted the Selection Committee's recommendation of … Carol Moseley Braun and … Larry Rogers as the final two 2011 consensus candidates for Mayor of the City of Chicago."
Rogers and Braun will meet with the coalition again soon to complete the group's selection process.
Braun and Rogers were among four semifinalists the coalition. The two semifinalists who were not selected by the group are James Meeks, a state senator and prominent South Side pastor, and U.S. Rep. Danny Davis.
Rogers' inclusion as a finalist comes as a bit of a surprise, especially with Meeks missing the cut, considering he is the popular pastor of the 20,000-member Salem Baptist Church.
Rogers is a young but experienced trial attorney and a campaign veteran who says it's time for new blood. He's also a commissioner on the Cook County Board of Review who is easily the least prominent of the four names on the list, but has been behind the scenes of countless campaigns.
"I think it's time for new leadership. I really think the city is ready to see the next generation step up to the plate and take on the reins," Rogers said.
Braun has raised the eyebrows of many and perhaps the ire of some, by hiring high-profile consultants like Victor Reyes, Daley's former political operative, and Mike Noonan, a former political aide to Illinois House Speaker Mike Madigan.
The former U.S. Senator and ambassador has said her appeal to voters transcends race and economic status.
"Anybody who thinks they can appeal to just one segment of Chicago and govern is mistaken and fooling themselves," Braun said.
She said she has wide support because of her record and credentials. Braun claims being defeated by Peter Fitzgerald in her run for re-election should not reflect on her appeal to Chicago voters.
She attributes that loss to Fitzgerald's "millions and millions of dollars" and "dirty tricks" and downstate voters failing to support her.
The Chicago Coalition for Mayor – an organization of more than 20 African-American businesses and interest groups – has been in the process of selecting a consensus candidate, so as not to have two African-American candidates splitting the vote.
However, Meeks has long indicated that he is planning to run regardless of the coalition's decision. He has said his "candidacy is all but official" and he already has a campaign team in place.
Davis, on the other hand, previously said he'd run only if he's the consensus candidate.


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Princess Elsa, Moana and Elena throw an outdoor party today. The princesses need your help very much. They have to clean the place before the time ends, otherwise they have to pay much more. Lend them your helping hand. The place looks awkward with the waste thrown here and there. Collect the waste items and place them in the garbage. Give a spring cleaning to the place. Thank you so much for helping the princesses. Have fun!!
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Take care of Masha pet. Trim the hair of the kitten in a summer style. kitten will look great after your makeover. Adorn him with the pretty hair style. Once you are done with the hairdressing, embellish him with your outstanding makeover. Put on the dress that suits him. Kitten for sure will speak
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