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How the New Marketplace Will Affect Drug Access
The paradigm shift of the healthcare exchanges marketplace began with open enrollment, ushering in new insurers, formularies and an array of benefits designed to meet the new health coverages and actuarial expectations stipulated by the law. As of April 19, 2014, over eight million people signed up for a marketplace plan with an additional six to seven million in Medicaid, the majority being previously uninsured. This exceeded the original projections of six to seven million, and it is now estimated to grow to over 24 million members by 2016 with potential of expansion beyond that by tens of millions.
There are similarities between the 2014 formularies and their commercial counterparts. However, differences in the drug benefit designs show the predominance of four to five tiers, higher deductibles and higher copays or coinsurance levels compared to commercial benefits. (See Table 1)
Table 1 data from Exchanges360, a health insurance Marketplace and Exchanges business intelligence service
- Out-of-network drug purchases not counting toward deductible or out-of-pocket maximum. May have a substantially higher set of deductibles that apply.
- Drugs prescribed by an out-of-network physician
- Brand drugs purchased when a generic is available
- Drugs that require prior authorization obtained without going through this process
- Non-formulary drugs
With 85% of current marketplace enrollees choosing the lowest-cost premium plans available, we would expect the same type of pharmaceutical purchasing behavior—generics as a first choice and lowest out-of-pocket cost brands as a distant second choice.
An initial two-month snapshot review of approximately 650,000 claims for 25 insurers from January to February 2014 by Express Scripts showed:
- Higher antidepressant (8% higher), pain medication (29% higher), seizure medication (19%) use vs. commercial
- Specialty Meds: 1.1% of Rx vs. 0.75% in commercial
- HIV: 55% of specialty claims vs. 21% in commercial
- Cancer and HIV higher in exchanges based on claim cost
Early enrollees would have been the population already on these medications. With the larger influx of presumed healthier enrollees during the final month of open enrollment, we expect to see that initial skewing of drug utilization patterns begin to normalize.
2015 and the Years Ahead
Over the next few years, we expect greater market segmentation by key insurers. With some gaining hundreds of thousands of new marketplace enrollees, this could stimulate new selective and targeted contracting interest and arrangements with pharma. Insurers will drive toward value and lower costs requesting this through contractual concessions and migration to shared risk or outcome type contracts.
Pharma will need to evaluate the traditional contracting value in light of the emerging reality in this market. Depending on the demographics of the marketplace, and the emerging focus on quality measures, products with a lower perceived value to the insurer, (i.e., ones that don't demonstrate cost reductions or quality-of-care improvements) may struggle to gain preferred status. Bundling such products in rebate agreements with other drugs that do have stronger perceived value is one way in which this risk could be mitigated.
The member, with cooperation from their prescriber, becomes the key product decision maker relative to their ability to afford the copay (or coinsurance) at any tier level or the full cost through the deductible. Simply gaining a preferred brand position on a formulary may not return the contract value, as preferred brand positioning often is associated with a significantly higher copay or coinsurance. Physicians will be interested in complying with their patient's affordability expectation.The formulary rules in place for 2014 will continue through the 2015 season. There will likely be a change for 2016, but insurers are awaiting formal guidance from Centers for Medicare & Medicaid Services (CMS), expected to be issued by the end of 2014.
Based on experience in the first year, we could expect to see:
- Continued consolidation in drug classes or categories with increased access restrictions on branded drugs, shifting them to non-preferred positions and through the use of prior authorization and step-therapy programs
- Additional tiers will be added to three-tier benefits
- Copay and coinsurance levels will increase for all branded and specialty products
- Addition of prescription deductibles applied only to branded drugs across an increasing number of benefits
- Expansion of limited pharmacy networks, including retail access restriction, as well as increase in mandatory mail and mandatory specialty networks (where allowed by law)
Effects on Pharmaceutical Companies
New rules and compliance requirements for pharmaceutical companies will continue to evolve and are likely to change at a greater pace than commercial or other managed markets requiring expanded vigilance and new tools to help track and work with these changes. There will be greater cost control and pricing negotiation expectations on pharma each year in this segment, with spill-over potential to the broader commercial market. The marketplace will become a significant component of the managed markets segment, with strong ties to Medicaid. This becomes an opportunity, with an estimated $26 billion in additional retail drug spending anticipated because of expanded coverage through 2021.
The out-of-pocket cap on medical costs across new insurance plans as stipulated by healthcare reform is a significant opportunity for pharma. Once an individual or family spends their plan's cap in combined medical and pharmacy costs, the benefit will pick up 100% of subsequent expenses creating the following opportunities:
- Validation of currently subsidized patients who were uninsured, to make sure they are not in the marketplace and thus qualified for benefit coverage (no longer in financial need of the subsidy)
- Build marketplace enrollment questions, guidance, and referral into the application process
- Consider approving subsidies for a limited time, contingent on marketplace enrollment
We anticipate that most insurers will require use of their specialty pharmacy network. Identifying patients through pharma/specialty pharmacy relationships may become an efficient first step. The marketplace will increasingly link access and coverage to services and drugs that have proven their value, lowered overall healthcare cost and demonstrated positive outcomes. Pharma will need to structure its research, clinical studies, contracting, marketing and operations to meet these new stakeholder requirements and expectations.
Marketplace Bottom Line
It is important for pharma to pay attention and strategize from what is seen in this segment to better plan for the impact on the broader book of business on their existing and pipeline products. In 2015, many insurers are looking to expand into new marketplaces and expand their footprints. Medicaid enrollment will continue to grow, particularly in states that expanded the qualification limits.
The marketplace exchanges are going to be a significant part of the healthcare landscape in the years ahead. This will define the future of all commercial and managed market formularies and benefits. The benefits, formularies, and pharmaceutical management approaches that are successful within the marketplace plans in 2014-2015 will expand to become the norm across most of the commercial business.
Joel Owerbach, Pharm.D., is vice president, health policy and strategy, Alliance Life Sciences


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As a leading distributor of classic and silent film, we work with leading archives from around the world, including the UCLA Film & Television Archive, Academy Film Archive, Netherlands Filmmuseum, and the Cineteca di Bologna. Over the last decade, Flicker Alley has produced and published some of the most acclaimed and definitive restorations of rare and important silent film works.
Instructors will now be able to make classic silent films like Georges Melies' A Trip to the Moon, Charlie Chaplin's seminal Keystone and Mutual comedies, Abel Gance's anti-war masterpiece J'Accuse, Douglas Fairbanks' "Modern Everyman" comedies (such as Wild and Woolly), and dozens of others seminal films available to their students whenever they need to see them.
For more information, please contact:
New York, New York 10025
Public Performance Rights
North American institutional sales include physical blu-ray and/or DVD copies of silent films with Public Performance Rights (PPR) in a classroom setting for non-profit institutions. Films purchased without Public Performance Rights are restricted for individual viewing or face-to-face teaching in the classroom only.
For more information, please e-mail email@example.com.
Streaming Rights
Flicker Alley offers most of the classic and silent films in our collection for direct, on-campus streaming for academic use. North American Digital Site Licenses are now available which allow institutions to encode, locally host and stream at their colleges, universities or libraries. An institutional physical copy (as needed) is also included in the sale.
US and Canadian institutions purchasing Blu-rays and DVDs at institutional prices may also acquire a Digital Site License in addition to public performance rights. The public performance license allows on-site screening only. The majority of our titles can be sold with lifetime streaming rights, though some are limited to 5-10 years. The license grants the purchasing institution the right to stream over a single secure server with a password-protected connection. Streaming access must be strictly limited to currently enrolled students and active faculty and staff with the school or organization. Streaming rights extensions can be negotiated with Flicker Alley after the term has lapsed. Flicker Alley retains the right to terminate this agreement at any time. No broadcast, Internet or other rights are granted or implied.
Digital Site Licenses are available. If you would like more information, please e-mail us at firstname.lastname@example.com.
Open Film Screenings
If you intend to charge admission or publicly advertise a screening of one of our silent film titles, please contact us at firstname.lastname@example.com to work out a reasonable public performance/screening fee.
US and Canadian Educational institutions who wish to use Blu-rays, DVDs or DVD-Rs for open screenings need to purchase a screening license. Any continuous screenings within a museum exhibition must be licensed separately through Flicker Alley.
An open screening is defined as any screening, profit or non-profit — whether or not admission is charged — where the screening is open to the public or to individuals not enrolled in the specific class or course.
Exhibitors and institutions who wish to screen a silent film Blu-ray or DVD they already own in an open showing, must purchase a public performance license directly from Flicker Alley. Please contact us at firstname.lastname@example.com.

subset: commoncrawl


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Articles by Author: J W Kimenju
Search results for J W Kimenju
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Farmers' perspectives on factors limiting tomato production and yields in Kabete, Kiambu County, KenyaItem type: Journal Article • Journal: East African Agricultural and Forestry JournalA survey was carried out in Kabete, Central Kenya to establish the limitations and constraints experienced by farmers growing tomatoes. A structured questionnaire was prepared and tested in the field before the actual survey was carried out. Fifty farmers were...


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NEW FAIRFIELD: Run for the Turkeys 5K. Starts at 11 a.m.
New Fairfield High School
(Gillotti Road). Half-mile Kids Fun Run on the NFHS track at 10:30 and a casual Health Walk which starts after the runners have left the starting area. The 2003 race attracted about 300 runners, including overall winners
Kris Kurjiaka
(16:12) of Danbury (a coach for the DHS boys track team), and
Liz Calle
(19:17), who was a member of the DHS girls track team last year.
Laura Simons
- the top New Fairfield finisher, the 13-15 age group winner, and a qualifier for the State Open Cross Country Championship - is expected to return to defend her title and vie for the overall female victory. This year marks the first time the Run for the Turkeys will be a "chip" race. The annual race highlight is the raffle giveaway of more than a dozen turkeys. The race is produced by the New Fairfield Parks Recreation and the New Fairfield Flash Track Club. Race-day registration is $20 and a portion of the proceeds go toward development of the town's new multi-purpose field, soon to be used by the Rebels varsity soccer and lacrosse teams. For more information, call New Fairfield Parks Recreation at (203) 312-5633 or e-mail firstname.lastname@example.com.
ROXBURY: The fourth annual Run For A Cure 5K road race will be held Thanksgiving Day at 9:30 a.m. to raise money for the New Milford Columbia Presbyterian Hospital Cancer Center and the Relay For Life . There will be a $5 entry fee that can be paid that day between 7:30 and 9:15 a.m. at the Roxbury Congregational Church on Route 317. The top overall male and female finisher will each receive a prize. The course will start just south of the church on Route 317 and then head to Route 67. From there the runners will turn left and ascend the steep hill on Chalybees Road and then turn left on to Hemlock Road. Through the four-way intersection they will move to Rocky Mountain Road and then turn left on to West Apple Lane and then make another left on to South Street. After passing the Booth Free Elementary School they will turn right to Route 317 and finish at the church. The race attracted more than 100 finishers last year. Nicholas Haas of Washington was the overall winner and Katie Kellogg of New Fairfield captured the female title. Additionally, there will be a children's run at 9 a.m. on a shorter course. Walkers for the 5-kilometer will take off at 9:15 a.m. There also will be a $5 entry fee for those participants, which can be paid that morning. Sunday, Dec. 5
NEW MILFORD: Run for Children 5K, 10 a.m., Railroad St. Bring a toy or $15 preregistration before Nov. 13; $18 until Dec. 4 and $20 on race day. All toys may be dropped off on race day. Applications or online registration at www.roadntracksports.com or call Wallie Jahn at (860) 354-9191.


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The Land Bank isn't doing too badly, for a bank in the middle of a financial crisis, and not badly at all as a parastatal trying to claw its way back from rampant corruption. But as its annual results showed on Thursday, it's doing little to nothing for emergent black farmers, besides sitting on much-needed government development money instead of spending it. Even if the President doesn't realise it. BY PHILLIP DE WET.
The entire land reform budget for the department of Rural Development and Land Reform for making new, black-owned farms productive is R1.3 billion. In the meanwhile – in the middle of a debate about seizing farms without compensation and the realisation that new-job targets can't possibly be met – the Land Bank has been sitting on more than half that amount, R745 million, in development money. It didn't spend a cent of it in the last financial year, to the end of March, and it hasn't been spending it since. Whether or not it will manage to spend any of it before next March will remain to be seen.
Well, it hasn't spent nothing. The AgriBEE fund, which has R120 million in cash in the bank, spent a grand total of R132,000 in the 12 months to March. That amounts to a fraction of the interest it earned over the same period, and the payments were simply the settling of old outstanding invoices.
The second fund the Land Bank manages on behalf of the agriculture department, the Micro-Agricultural Finance Institution (Mafisa), disbursed R142 million of its R625 million. That was pretty much by accident, though. "The disbursements constitutes (sic) transfers to other institutions for on-lending on the instruction of the [department of agriculture]".
Both funds were set up with great fanfare, AgriBEE to help community empowerment groups in rural areas, Mafisa to give black farmers tiny loans. Both are still being considered part of the broader land-reform strategy; early this month, in a prepared address for Women's Day, President Jacob Zuma cited Mafisa as an example of opportunities women should take advantage of.
But any woman who tries to apply for a Mafisa loan, or any community that depended on AgriBEE to create opportunities, will continue to do so in vain. Thanks to corruption (or, at the moment, the suspicion of corruption, seeing that the matters are still before the courts) both are in hibernation.
"We're not lending anything because the police are still investigating," says Land Bank CEO Phakamani Hadebe. "The problem was not about the funds, the funds have a role to play. Until such time that I'm quite comfortable that systems have been put in place to prevent abuse, control systems, risk systems, they will not disburse."
Both funds were the victims of fraud by people at different levels of the Land Bank. In the case of Mafisa, an employee at a satellite office allegedly roped farmers into a scheme in which the ID documents of unwitting workers were used to apply for loans, the money stolen and the loans written off. AgriBEE was the subject of a Sunday Times investigation. The paper reported that a group, including then Land Bank chief Phil Mohlahane and former Gauteng housing MEC Dan Mofokeng, diverted money from the fund for some high-class nest-feathering.
The police dug into AgriBEE while the Hawks handled Mafisa. Both funds were frozen as investigations were opened, just as in two other cases where the bank may have been defrauded, except that didn't affect hundred of small and new farmers.
Despite its less than stellar track record, Hadebe is convinced the Land Bank can still be an effective conduit for government development money, and the theory looks solid. With a ring-fenced fund, fed by the government and foreign donors, the bank can protect its credit rating while taking on riskier business, sharing infrastructure with its traditional business to save on overheads and perhaps graduating some of those recipients to pure commercial lending. If it weren't for all the hands in the cookie jar, that could have been the case already.
Thanks to some timely intervention from the National Treasury, not to mention higher food prices supporting the assets with which much of the bank's loans are secured, the Land Bank is starting to resemble something with a future. At the end of its financial year it held just over R2 billion in cash and 95% of its R14.3 billion loan book was classified as performing. It still can't say just what assets its retail customers put up as collateral (while being able to count the individual sheep and tons of maize agri-businesses pledged to back mostly one-year loans), but promises to have that sorted out shortly. Those retail customers were very profitable though, despite a decrease in interest rates to historic lows.
All of which makes for a pretty rare financial institution right now, one with clear and limited risk, tangible security and no exposure to opaque derivatives. This in an economic sector which rand for rand still can't be beat for the number of jobs created by investment, and where foreign demand is unwaveringly high. It would be the very picture of promise of stability, if it weren't for those two ever capricious factors: weather, and government. DM
Photo: Reuters.
"The soul is known by its acts" ~ Thomas Aquinas


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This research topic was first established in China by Professor ShengZhao Long in 1981, with direct support from one of the greatest modern Chinese scientists, XueSen Qian. In a letter to ShengZhao Long from October 22nd, 1993, XueSen Qian wrote: aYou have created a very important modern science subject and technology in China!a MMESE primarily focuses on the relationship between Man, Machine and Environment, studying the optimum combination of man-machine-environment systems. In this system, aMana refers to working people as the subject in the workplace (e.g. operators, decision-makers); aMachinea is the general name for any object controlled by Man (including tools, machinery, computers, systems and technologies), and aEnvironmenta describes the specific working conditions under which Man and Machine interact (e.g. temperature, noise, vibration, hazardous gases etc.). The three goals of optimization are to ensure safety, efficiency and economy. These proceedings are an academic showcase of the best papers selected from more than 400 submissions, introducing readers to the top research topics and the latest developmental trends in the theory and application of MMESE. These proceedings are interdisciplinary studies on the concepts and methods of physiology, psychology, system engineering, computer science, environment science, management, education, and other related disciplines. Researchers and professionals who study an interdisciplinary subject crossing above disciplines or researchers on MMESE subject will be mainly benefited from these proceedings.BT lab has explored the quantum secret key distribution technology in optic fiber network and proposed the secret key ... on 1.1-m-long optic fiber on the basis of polarization encoding scheme of BB84 protocol in 1993, with the error code rate anbsp;...
|Proceedings of the 15th International Conference on Man–Machine–Environment System Engineering
|Shengzhao Long, Balbir S. Dhillon
|Springer - 2015-09-05
You must register with us as either a Registered User before you can Download this Book. You'll be greeted by a simple sign-up page.
Once you have finished the sign-up process, you will be redirected to your download Book page.How it works:


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Alternative Titles
Synonyms: Asobiba
Japanese: アソビバ
Type: Manga
Volumes: Unknown
Chapters: Unknown
Status: Publishing
Published: 2010 to ?
Authors: Kodama, Yuuki (Story & Art)
Serialization: Young Gangan
Score: 7.501 (scored by 2 users)
1 This score is not weighted. Please note that 'Not yet published' titles are excluded.
Ranked: #191122
2 based on the top manga page. Please note that 'R18+' titles are excluded.
Popularity: #28935
Members: 63
Favorites: 0


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Increase Brand Recognition:
Get your business recognized as a brand with a presence in many places, a quality Google rewards when displaying search results.
Increase Customer Base:
We will optimize your site and this will allow more customers to find your online presence and allow you to get to know and interact with more people.
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Watch as your sales increase by allowing people to find you using one of the most common ways people look for goods and services, Google search.
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Our White Hat Approach Will Help You Beat Out Your Competition!
You hope that the money you put in your business will mean more money that you will make. An investment in us is like an investment in your business. Your increased sales, exposure and referrals will more than pay for our services.
We are not the type of SEO agency that is shrouded in mystery. We will be in contact with you on a consistent basis. We are working for you and want to see your business increase as much as you do. We are here to answer any questions you may have and you are always welcomed to contact us anytime.
We have a subscription to 7 different SEO agencies that provide metrics about rankings, traffic and brand recognition. These are a significant part of our budget and these reports are included in your package. We update you no less than once per month, and more if we see changes in rankings.
Frequently Asked Questions
There are many things that help a site rank on the first page of Google. Some may say that it is content, others say it is brand exposure, and still others say links carry the most weight. SEO agencies have their preferred avenue and stick to it without using all three of these methods. We use these three….and more! SEO takes research because there is no handbook that Google freely gives out that describes how to guarantee rankings. We have done this research and know what does and doesn't work. Let us do the work for getting your business noticed locally nationally.
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I'll admit it: I used to look down on the lowly meatloaf, that classic dinner dish served for decades by housewives across the nation. That is, until I met this Paleo Crockpot Sweet Potato Meatloaf. This ain't your grandma's meatloaf!
This grain-free, nutrient-dense, and dare I say delicious version of the humble meatloaf has earned a regular spot on my family's meal rotation. When you try it, I bet you'll add this Paleo Crockpot Sweet Potato Meatloaf to your make-often recipe list, too!
With only seven ingredients, it's a snap to throw together. I mix everything together right in the crockpot!
Serve this Paleo Crockpot Sweet Potato Meatloaf with a few simply prepared veggies such as Sauteed Green Beans with Bacon, Roasted Carrots, Mashed Cauliflower Faux-tatoes, Sauteed Red Peppers, or Sauteed Spinach with Bacon. Add these easy and delicious Almond Flour Biscuits, if you like.
- 2 lbs ground beef
- 3 cups grated sweet potato (about 2 small potatoes)
- 2 eggs
- 2 tsp unrefined sea salt
- 1 tsp onion powder
- 1 tsp garlic powder
- ½ tsp ground black pepper
- Wash sweet potatoes thoroughly, and dry.
- Cut potatoes to fit through food processor. (No need to peel.)
- Shred sweet potatoes with the grating blade of your food processor.
- Transfer sweet potatoes to the crockpot.
- Add ground beef and remaining ingredients to the crock pot.
- Mix well, then use a spatula or the back of a big spoon to press mixture into the bottom of the crock.
- Cook on low for 6-8 hours.


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Best of 2012-13: Men's Gymnastics
Michigan claims program's fifth national championship
Michigan carried the momentum of a Big Ten Conference championship into the national realm, taking home the 2013 championship. Take a look back at videos, features and photos from the championship as NCAA.com continues its looks back at the 2012-13 season.
Michigan earns fifth national title
Although Penn State led the pack throughout the regular season, Michigan used momentum from its Big Ten championship win to claim the program's fifth national crown by more than three points ... Read More
Photos Feature: Amazing Mikulak


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You Can't Detect What You Can't See: Illuminating the Entire Kill Chain
On-Demand Webinar
This wasn't supposed to happen. According to Larry Ellison, Dave Troy, Jordan DiPietro, Judy Estrin and many others, who have declared the end of Silicon Valley over the years, the age of rampant innovation and free-flowing capital are supposed to be long gone.
But if that's true, why does it suddenly take an hour to make a 15-mile commute at rush hour?
Fueled by rumors of a failed $6 billion acquisition of Groupon by Google, as well as the ripeness of privately-held social giants like Facebook and Twitter for IPO or acquisition, the bubble chatter is focused on the big deals by the biggest companies.
But all these high-visibility cases involve non-acquisitions companies that have refused, failed or otherwise opted out of acquisition which are the opposite of what is actually fueling the boom.
The real cause is a newish phenomenon whereby startups pursue acquisition as a strategy far more than before.
Meanwhile when the recession hit and large companies faced sudden reductions in revenue, they found it necessary to cut spending to make their numbers. Naturally, they slashed research and development budgets.
Now that revenue is picking up again, they find themselves with cash but lacking new technology. So they take their cash and buy technology in the form of a small-company acquisition.
The shift at larger companies from developing to buying new technology has triggered a shift in the strategies of both startups and venture capitalists.
The traditional objective of startups was to grow the technology and business and infrastructure to the point where the company could be self-sustaining, profitable and publicly traded -- not necessarily in that order. That was the old vision, and there are still some companies trying to do this.
The new objective is simply to develop the next killer technology, service or business model while remaining "agnostic" about how money will be made. In other words, acquisition has been legitimized as the most likely way to monetize an idea for the inventors.
That actually lowers the risk for VCs. The reason is that, unlike before, a company doesn't need to excel at all aspects of the business in order for them to recoup their investment. All they need is the right technology, which usually comes with the kind of people.
Who cares if they don't know how to run a business, can't sell or have some other failing? The cash rich tech giants don't care about any of this.
As a result of this lower risk, and higher likelihood of monetization, investing in tech startups has become more appealing. And so the money is really flowing and valuations are through the roof.
There are other benefits to big companies to buying, rather than developing, new technology. Acquisition provides more control. Instead of being stuck with whatever approach is developed internally, big companies can just go shopping for the best one -- or the one that's already been proved in the market.
IT Solutions Builder TOP IT RESOURCES TO MOVE YOUR BUSINESS FORWARD
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CLINTON, Utah (AP) — Police in Utah say at least two people were knocked to the ground by a crowd of Wal-Mart shoppers jockeying for a $49 tablet computer.
Officer Vicki Jeppson says neither person was seriously hurt in the incident Thursday night at a store in Clinton, about 30 miles north of Salt Lake City.
Lt. Dave Valentine tells The Salt Lake Tribune store employees brought out a pallet of items wrapped in cellophane, and about 200 people rushed forward to grab the items as the workers cut the wrapper.
That's when Valentine says shoppers knocked a woman over and stepped on her.
Witness Brian Wilks tells the Standard-Examiner officers rushed over to help and control the crowd.
Police say the victims appeared shocked but weren't taken to the hospital.
(© Copyright 2013 The Associated Press. All Rights Reserved. This material may not be published, broadcast, rewritten or redistributed.)


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Gingerbread Dog Treats
This fantastic dog treat recipe comes to you by Jen of www.all-natural-dog-treat.com
Gingerbread Dog Treats
1 cup molasses
4 tablespoons honey
1 cup water
½ cup vegetable oil
6 cups all purpose flour
2 teaspoons baking soda
1 teaspoons cinnamon
1 teaspoon ground cloves
2 tablespoons chopped fresh ginger or one tsp. of dried powder ginger
Preheat the oven to 350 degrees.
Combine the molasses, honey, water, and oil in a medium bowl.
In another large bowl mix the flour, the baking soda, cinnamon, cloves, and ginger.
Slowly add the dry ingredients to the wet ingredients. Combine well. Divide this dough in four sections and roll each piece into a ball, wrap each ball in plastic wrap and refrigerate for 3 – 5 hours.
After the dough is well-chilled Put dough onto a lightly floured surface and roll dough out into 1/4″ thickness. Cut dough with a cookie cutter into gingerbread men or other fun shapes.
Dress Them Up!
You could use carob bits to form the eyes and buttons if you like. Bake 10 – 15 minutes, or until cookies are lightly browned around the edges and firm.
These are great fun for you and your dog. They'll make great gifts for your doggie friends too.


text:
Build an HRM system
Budjetti $100-1000 USD
I need a HRM software or an web app build for my business .
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The Dodd-Frank Act was passed in response to the recent financial crisis and addresses the limitations of the False Claims Act in the private investment sector. Before Dodd-Frank, there was no financial incentive or retaliation protection for whistleblowers who exposed securities or commodities fraud. The whistleblower provisions of the Dodd-Frank Act addressed this gap in whistleblower enforcement. Among its sweeping reforms are two whistleblower provisions that went into effect in 2011: one to address violations of the securities laws and the other to address violations of the commodities laws.
Examples of Fraud Covered by Dodd-Frank
Below are just a few examples of conduct that may be covered by Dodd-Frank:
- Ponzi schemes, insider trading, accounting fraud, unauthorized trading, bribery, market manipulation
- Misleading statements or failure to make necessary statements in public filings
- Misrepresentations made in connection with sales of securities or commodities
- Improper promotion and sale of risky investments
- Skimming or other improper diversion of funds
- Illegal naked short selling
- Boiler room or "pump and dump" schemes
Similarities to False Claims Act
The Dodd-Frank whistleblower provisions are modeled after the False Claims Act. They provide whistleblowers with strict retaliation protections and awards of up to 30% of any government recovery related to the information provided by whistleblowers. As with the False Claims Act, whistleblowers who provide credible and well documented information will have better chances of success — both in encouraging government officials to investigate the fraud and in obtaining the largest possible rewards.
Significant Differences from False Claims Act
Dodd-Frank does not require that the alleged fraud be on the government. Other key differences include:
- No Complaint Filed in Court: Dodd-Frank does not require whistleblowers to file a formal complaint in federal court. Instead, they must file a complaint form with the appropriate agency: SEC for security violations; CFTC for commodities violations. These agencies have established whistleblower offices dedicated exclusively to working with whistleblowers. They have specific regulations and guidelines that whistleblowers must follow.
- Evidence of Fraud Can Come From a Public Source: Dodd-Frank generally requires that information provided by whistleblowers be original and not publicly known. However, whistleblowers may provide an original analysis of publicly available information that reveals fraud (in limited cases, a claim under the False Claims Act might also be based on public information).
- Confidentiality: Under Dodd-Frank, if represented by a whistleblower lawyer, whistleblowers can remain anonymous while providing information to the SEC or CFTC. However, if the government decides to pursue the case, the whistleblower's identity may be disclosed and also may be disclosed before obtaining any reward following an investigation, proceeding, or settlement.
- No "First to File" Rule: Under Dodd-Frank, whistleblowers who provide information during a pre-existing government investigation can be rewarded as long as the information provided is original and useful.
- No Private Right of Action: Finally, whistleblowers cannot continue a claim privately if the government chooses not to pursue the case.


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Have So Ji Sub and Jooyeon been dating all these years?
A little journalistic accident is shedding light on So Ji Sub and Jooyeon's dating rumors. A reporter wrote in his exclusive report on Song Seung Hun's birthday party that both So Ji Sub and Jooyeon had attended. The later version of the article, updated hours later, removed So Ji Sub and Jooyeon without posting a correction.
Thousands of confused readers commented on the article. They said, "The names So Ji Sub and Jooyeon disappeared from the article," "Was this a mistake or intended?" "This means (the dating news) has been a well-known fact among the reporters," "Who is Jooyeon? I'm jealous," and "Are they getting married soon?"
The Oh My Venus actor and Jooyeon, a graduate member of After School, have been denying the dating rumors since 2013.
So Ji Sub had said on his ideal girlfriend, "The first thing I see in someone is if she can understand my occupation, me. I'm always sorry for my girlfriend. To be honest, I can't hold her hands on the streets, go to the movies, or enjoy a meal at a restaurant. I feel bad about it."
He further explained that he's introverted and compared his personality to his character Kang In Wook of What Happened in Bali.
What do you think of this little accident? Do you think So Ji Sub an Jooyeon are dating for real? Share your thoughts with us down below!
Source: via
Jealousy Incarnate
Starring Jo Jung Suk and Gong Hyo JinAdd to Queue Remove from Queue Watch Now


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The Ministry of Culture of the Moscow Region together with LLC "Central Suburban Passenger Company" is opening a new tourist project called "EcoElectricTrain". Its goal is to introduce tourists to the places of conservation and the natural attractions of the region. The presentation will take place on September 16, at the Savelovsky station. A series of railway tours is an interactive excursion program for "environmental" areas of the Moscow region. The idea of creating "Ecolectrics" is timed to the Year of Ecology in Russia.
The new project is aimed at developing an actual tourist trend - ecotourism. Together with the CTC, the Ministry of Culture of the Moscow Region intends to establish cooperation with nature reserves, farms and representatives of the region's eco-attractions. In the future, it is planned to expand the scope of the project and introduce passengers near Moscow with the wealth of natural attractions of other regions.
Sources: http://strana.ru
Author: Anna Dorozhkina


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Tailgating at Tha KRIB: Week 2
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Listen as Big Jim, James King (@wcsteelerfan) and Matt Shelter (@buccos12) are joined by Peter Clarke (@Pacman453323) for "Tailgating at Tha KRIB". The panel discusses each of the week 2 match-ups for the weekend as well as delves into Big Jim's player rankings for Week 2!
Tune in now!


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Apple's big gossip smartwatch, named as the iWatch, will purportedly be launched at the company's occasion on September 9, Re/code reports. The smartwatch will impart the stage to the iPhone 6.
The magazine further says that the iWatch will be profoundly coordinated with Apple's Health application, and additionally HomeKit home automation platform. Both the features will be launched with iOS 8 later this year.
There have been various negating bits of gossip in regards to the iWatch's release date. Various business sector examiners asserted that the smartwatch was deferred because of production issues. Apple analyst John Gruber, then again, as of late indicated that the iWatch could be revealed on September 9, yet later prevented having any thought from claiming Apple's plan.
From what we have heard in this way, the Apple iWatch could be accessible in three variants unified with 1.6-inch display, and two variants with 1.8-inch displays. They will host an flexible AMOLED display and will be built-in with sensors, with the highest point of-the-line iWatch liable to cost above $1,000.


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A special showing of the 1959 film version of Hamilton-born Fanny Hurst's novel "Imitation of Life" will be given by the Butler County Historical Society, 1 p.m., Saturday, May 7, in the Society's Emma Ritchie Auditorium, 327 North 2nd Street, Hamilton.
Kathleen Stuckey Fox will introduce and discuss the film. Hurst became one of America's most successful novelists, dramatists and screenwriters during the 1920s through the 1940s. Hurst was an acquaintance of several members of Kathleen Fox's family and her mother, Kathleen Neilan Stuckey, was a personal friend.
"Imitation of Life" starred Lana Turner, John Gavin, and Juanita Moore in a story of a white woman and a black woman working and living together to make a good life for their children. The film was the second film adaptation of Hurst's novel of the same name; the first was released in 1934 and starred Claudette Colbert, Warren William and Louise Beavers. It was shown at a screening at the historical society on March 5. The 1959 version was nominated for two 1960 academy awards and won a 1960 Golden Globe Best Supporting Actress Award for Susan Kohner.
Hurst (1889-1968) grew-up in St. Louis but during her childhood, she spent many summer months in Hamilton and called it her "summer palace." As a young woman, she moved to New York City where she wrote for the Saturday Evening Post, Cosmopolitan and other popular magazines. Over the years, she wrote an autobiography, 18 novels, published over 300 short stories and wrote 12 screenplays, many of them based on her novels. Her success made her one of the highest-paid writers in America. She was also a social activist for the rights of women, homosexuals, and Jews.
The film, parking and popcorn are free to the public.
The next special Saturday program at the historical society will be at 1 p.m. May 14 when author Richard Piland will discuss his book "History's Historic Public Schools, 1850 – 2010."
The Butler County Historical Society, located at 327 North Second Street, Hamilton, and its Benninghofen House museum is open to the public Tuesday through Friday from 9:00 am to 4:00 pm and Saturdays from 9:00 am to 2:00 pm. Group tours of the Benninghofen House Museum can be arranged by calling 513-896-9930.


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For a few minutes, it was just like old times for former Kentucky teammates Matt Smith and Larry Warford.
There they were in the Nutter Indoor Facility again running through offensive line drills, but this time the good friends were running them for NFL scouts as a part of UK's annual Pro Day.
"It was just like we never stopped," Smith said afterward. "It would be awesome if we could end up on the same team together again and play together again. You never know what will happen, but it was good to be back out here again."
Smith was limited by a pulled hamstring and only participated in the position drills and bench press. He got in a day's best 28 repetitions, the same number Warford had at the NFL Combine a few weeks before.
"I felt good about it," Smith said. "All I want is a chance to make a team."
Kentucky had 15 seniors there attempting to impress the 27 scouts on campus, representing 25 NFL teams, one CFL team and a scouting agency.
After completing his work at the combine, Warford also opted to only do position drills on Thursday. He will begin doing individual workouts soon. Warford is hoping to become the first UK offensive lineman to be drafted in 20 years.
The former Madison Central standout said he's heard he could go anywhere from the second to fourth round of the draft, which runs April 25-27.
"Being one of the people (drafted) will be a source of pride," Warford said. "I just want to represent my school the best I can. It's not just about me getting drafted. It's about how well you represent yourself after the fact."
Both Smith and Warford said scouts were interested in their ability to play multiple positions on the offensive line.
"You only get seven active linemen in an NFL game, so you have to be able to play in different positions, basically the whole line," Warford said. "Being able to do that here really helped me."
With talk of 35,000-plus fans signed up for spring game tickets and a buzz around the program, both Smith and Warford said they yearn for an extra year of eligibility.
"It's unbelievable," Smith said of the interest in the program. "I love that the excitement is back around here. Getting around this football program and all of the upgrades that will be coming for the stadium and for Nutter that we needed, just put new life into this program and I love it. I'd love to be back here."
Warford said the hype has been fun to see, even from afar.
"You don't understand how happy I am," he said. "I'm so happy for them. I want to see them get the recognition and I want to see this turn into a football school."
Combine craziness
Warford is a tough guy who has played through injury and illness, but nothing could quite prepare the senior for his time at the NFL Combine in Indianapolis in late February.
"It was strenuous," Warford said.
And he wasn't even talking about the physical part of it. That was the easy part.
The first day, he spent more than eight hours at a local hospital getting physicals, checkups, past injury evaluations and drug tests. It was more of the same the next day.
"Then you've got psychological testing," he said, making a face. "Oh, my God. I was like, 'I just want to go home now.' When we got to the workouts, it was pretty fun then."
By far the most difficult part was the psychological testing, the former Madison Central standout said.
"You're worn out," he said. "You wake up at like 5 or 5:30 and then you're busy until 11 at night. You've got a lot of tests, psychological tests and it's just hard to concentrate because you're tired. Then they throw you out there to work out. Pretty tough."
At the combine, Warford ran the 40-yard dash in 5.58 seconds, got 28 reps in the bench press and had a vertical jump of 22.5 inches and a broad jump of 96 inches. He did the three-cone drill in 7.78 seconds and the 20-yard shuttle in 5.1 seconds.
Center of attention
While a depth chart has not been released and positional updates have been scarce, Smith offered a little bit of outside insight into what might happen with his former position: center.
Smith said he watched some film on the offensive linemen from the first couple of UK spring practices and he was impressed.
"Things are looking good," he said. "They're doing a lot of movements up there, moving guys around all over the place."
Smith said he's been fielding lots of questions from redshirt freshmen Jon Toth (6-foot-5, 289 pounds) and Zach Myers (6-3, 289). Guard Zach West also could see some time at center.
They "have come up to me for a little advice on playing center. As I told them, 'It's not as easy as I made it look,'" Smith joked.
The three-year starter at center said Toth and Myers could both be good replacements.
"As long as those two can catch onto things, I think it will be one of them playing there. ... Hopefully everything will fall into place, but they've been out there working hard and love what's going on right now."
Punting prowess
There has been so much talk of changes on offense and defense, little attention has been paid (in interviews at least) to special teams play.
But Kentucky head coach Mark Stoops said it's a group getting a lot of work in this spring as well.
"We work on special teams every day," he said after practice on Friday. "We still have two segments today (after regular practice) on special teams. Every day. Just like we will in the fall. We're installing. Coach Bradley Dale Peveto's done a great job with that and we're working hard."
Read into it what you will, but one unit that Stoops is pleased with is UK's punting group, led by Landon Foster, who earned Freshman All-American honors averaging 42.9 yards a punt.
"They were really very effective last year in punt," Stoops said. "Some of the techniques and some of the schemes we're doing in punting are very similar."


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The bunny hottie took to the pages of Kandy magazine to show that she doesn't need to take her clothes off to have a good time. A little bit of fun time lingerie will do. Naturally, we prefer to see our sextastic visions of grandeur in their birthday suits, but every now and then it's nice to be reminded that women may born into this world quite nekkid, when they're all grown up and alluring, they do tend to come with a little fashion. Why not make that fun time fashion. Leanna Decker, you are the boobtastic bomb. Let's grab lunch at my place. I have snackables


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The director of Switzerland's anti-doping laboratory has categorically denied accusations that he helped disgraced cyclist Lance Armstrong avoid detection over the use of performance-enhancing drugs.
Martial Saugy called a news conference on Friday to deal with the claim made by Travis Tygart, head of the United States Anti-Doping Agency (USADA), on the US television programme "60 Minutes Sports" two days earlier.
Tygart maintained that Saugy had acknowledged giving Armstrong and his team manager Johan Bruyneel "the keys to beating EPO tests" ahead of the 2002 Tour de France, which Armstrong went on to win, although he has now been stripped of all his titles.
Saugy called the allegation "nonsense".
He explained that he did indeed meet Armstrong, Bruyneel and the doctor of the International Cycling Union (ICU) in Luxembourg in 2002 just before the start of the Tour.
The meeting was requested by the ICU; it was a "normal" thing, aimed at creating a climate of transparency.
Armstrong and other riders had a right to information about false positives in EPO tests, which were relatively new at the time, Saugy explained. Armstrong's results after the 2001 had been "conspicuous".
He discussed this meeting with Tygart in 2010, soon after US federal investigators started looking into the Armstrong case. But he said he and Tygart had "different memories" of their discussion and Tygart had misinterpreted a nod he gave to one of his questions.
Saugy repeated his respect for Tygart, whose determination to investigate Armstrong was crucial to his unmasking last year as a drugs cheat.
Armstrong, a seven-time winner of the Tour de France, had strenuously denied accusations of doping made against him over the years. It was only when the USADA issued its report that he was banned from cycling for life.
He is due to give his first television interview on the matter to Oprah Winfrey next week.
swissinfo.ch and agencies


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For a moment, with the help of an October breeze, rays of sunlight dance across the endless wall of spruces and pines that guards the Neuse River from the wildlife stirring beyond the riverbank—revealing, in all of its burnt orange, maroon, and yellow glory, the dawn of an eastern North Carolina fall. A blue jay, having taken notice of the motorboat making its way toward the H.F. Lee Power Plant, decides to give the man behind the wheel a run for his money. Downstream, a fish jumps out of the water.
A few hundred yards from this idyllic scene, however, poison lurks—arsenic and cancer-causing heavy metals that have, yet again, been documented by environmentalists who, just days ago, took water samples that sounded alarm bells. And when the vessel slows near the bank that conceals 170 acres of inactive Duke Energy coal ash ponds and the active pond not too far down the river, the toxins reveal themselves.
Autumn seems to disappear. The trees resemble a winter landscape, one you might expect to see the morning after a heavy snow. The colors that left you breathless upstream are blanketed in a thick off-white powder—one so toxic that two men who have made protecting the Neuse their respective life's work warn you against touching.
It's been more than two years since a catastrophic coal ash spill into the Dan River led to three Duke Energy subsidiaries pleading guilty to nine criminal violations of the Clean Water Act. The company was fined $68 million, ordered to pay another $24 million to the National Fish and Wildlife Foundation, and told to give $10 million to a wetlands mitigation bank to offset the long-term environmental impact of the coal ash basins.
But much of Duke's 108 million tons of ash, currently housed in pits ordered closed and excavated, remained as of a few weeks ago, as the court-ordered cleanup moves at a crawl. Then, the unthinkable happened. Hurricane Matthew flooded the H.F. Lee pits in Goldsboro, polluting the Neuse and, as a result of an unprecedented rise in the river, caking with poison trees that have stood longer than any person currently inhabiting the earth.
"I mean, look up. You're talking a good eight feet," says Pete Harrison, an attorney with the Waterkeeper Alliance, a watchdog group that uncovered toxic seepage from the H.F. Lee ponds in 2014. "[Duke] said it's not coal ash, it's cenospheres. That's like saying, 'That's not a dog, it's a Labrador.'"
While the group contends the chalky substance caking the trees is, in fact, coal ash, cenospheres—a byproduct of coal combustion—are bad enough; if inhaled, they can cause respiratory damage.
Photographic and video documentation of the spill site provided by the alliance tells a story beyond the one in which a fall landscape was converted into a Tim Burton-esque winter wonderland. But proof of a one-inch-thick layer of coal ash choking the water's surface was dismissed by Duke officials, who accused the alliance of using scare tactics to inflame the public.
"The state team that inspected the facility determined that the amount of material that was displaced would not even fill the bed of an average pickup truck," according to a statement released by Duke.
Harrison doesn't buy the company's denial. "You're talking about a million tons of coal ash" in the inactive ponds submerged by the floodwaters, he notes. And what the alliance found on the river's surface doesn't include the ash in the trees or toxins that likely have sunk from view.
"It's heavy metals. They are carcinogens," says Upper Neuse riverkeeper Matthew Starr. "The level of arsenic in the groundwater monitoring well on this site is the highest of any of their coal ash sites around the state. It's sixty times the allowable limit of arsenic in that groundwater. Coal ash is heavily toxic. That's why they are being required to remove the coal ash at eight of their facilities. That's why they pled guilty during a federal investigation."
He lays the blame for this environmental disaster squarely on Duke. "The pits are just not in the right place, and this ash is in unlined pits on the bank of rivers," he says. "The H.F. Lee pits are in the floodway, in the flood zone. We saw it flood in '99, so it's just not a good place to store your coal ash. And the fix is in on this. They are going to have to fully excavate this coal ash and get it away from surface water in a lined facility. I don't want to undermine the sheer magnitude of the amount of coal ash that's in our state, but they can't do it fast enough. The sooner the better."
How can I purchase a home
What a fun project this must have been! As for "once you arrive at your destination, you're without transportation", well, …
How can I purchase a home
What a fun project this must have been! As for "once you arrive at your destination, you're without transportation", well, …
Amtrak is behind the times in many ways, thanks largely to 47 years of congressional indecision. That dithering stems from …
My wife and I ride the Amtrak Silver Star regularly to Florida to see my Father. We have no choice, …
I have often taken the Carolinian to DC or NYC. I drive to the station. Cary Amtrak has a lot …


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As we celebrate the 10 year Anniversary of the Annual Airport Economics and Finance Conference, the aviation industry continues to face abundant opportunities for all stakeholders in the air transport value chain. At the same time, looming economic uncertainty and downside risks remain omnipresent. There are political and economic pendulums that are moving in opposite directions within the aviation sector. The increased presence of the low-cost business model among carriers coupled with historically low jet fuel prices, have certainly acted as catalysts to stimulate air transport demand through lower fare offerings. On the other hand, inward-looking policies and protectionist rhetoric have swept several countries and could potentially translate into trade wars and block the advances in the liberalization of air transport. Airport operators are cognizant of this new reality as they work closely with aviation stakeholders and airline clients to mitigate these risks. Moreover, airport executives and investors are often placed in a position where they must engage in a high-wire balancing act. In many instances airports face increased competition coupled with stringent regulations governing their aeronautical revenues. Yet, they must finance and expand their infrastructure to meet a growing demand for air transport that has already outpaced capacity in many regions.
Please join the debate at the premier conference on the economic, financial and regulatory aspects of airports. Meet and learn from an exhaustive roster of global experts who address the latest cutting edge thinking in infrastructure finance and airport economics across an array of interactive panel discussions and presentations.
ACI is the only global trade representative of the world's airports.
Established in 1991, ACI represents airport interests with governments and international organizations such as ICAO, develops standards, policies and recommended practices for airports, and provides information and training opportunities to raise standards around the world.
The twin goals of The World Bank are to:
The event will host over 250 delegates from over 50 different countries around the world including airport chief executive officers, chief financial officers, accounting and commercial managers, investment banks and financial institutions, rating agencies, airport finance consultants, airport investors, airports seeking investment, regulators and insurance companies.
As an attendee you will benefit from:


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Lemongrass Salt Scrub: 'Harvest' Your Garden For Easy DIY Plant-Based Projects
We recently moved out from San Francisco to a scenic, idyllic neighborhood. The weather is stereotypically-California-beautiful (no more chilly San Francisco summers, yay!), we have plenty of space in our home, and we are surrounded by nature. My view from… Continue Reading


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Discover comfort and convenience at the Hilton Garden Inn Yakima hotel, and enjoy a building and hotel rich in local history. Choose a spacious, comfortable guest room at Yakima's Hilton Garden Inn, located in downtown Yakima just blocks from the Yakima Convention Center and The Capitol Theatre. This Yakima hotel is only four miles from the Yakima airport and near numerous Yakima wineries. Unwind at the Ummelina Yakima Valley Spa and Retreat located adjacent to the hotel.
The superb central location of the hotel makes it an excellent choice for business travelers or vacationing guests. Relax in a patented Garden Sleep System® bed and enjoy the perfect balance between comfort and support. Start the day with a delicious breakfast in The Garden Grille & Bar restaurant. Host a conference or meeting in our flexible meeting room.
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Whether you're traveling on business or vacationing with family, Hilton Garden Inn Yakima offers a cooked-to-order breakfast, complimentary internet access and a hotel restaurant. Exercise in the fitness center or swim in the pool. The compact fitness center is supplemented by guest passes upon request at an additional fee for the spacious YMCA gym facilities across the street.
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Our goal is to make your stay better and brighter. If something isn't just the way you like it, simply let any hotel team member know, and we will make it right. Guaranteed


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Good Morning friends, another fantastic challenge at Totally Stampalicious is to use Fall Colors on your project. I found this Bugaboo image and thought it would work for a nice fall Anniversary card for our friends. I think Fall colors are my favorite, so many different ones. It has been windy here so most of our trees are naked, now it looks like sticks out there. Thanks for stopping and seeing what I created, and please go over to TS and check out what the dream team has created. Happy Crafting!
Paper-Cajun Craze, Daffodil Delight, BoBunny pattern paper.
Sunflower, leaves, spellbinders, foam squares, ribbon, copic markers.


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LARGE PARTIES, Private Parties & Special Events
Interested in having your event here? Great! Reach out to our event coordinator Anathea. She is happy to chat more about the specifics of your event.
Anathea Meade
shoot her an email here or give her a call (415.823.5552)
Seats 150 people
Our covered dining area has a large bar, two flat screen tvs and overhead heatlamps in case it gets chilly.
outdoor gARDEN
Seats 150 people
Our garden has it's own satellite bar, a fire pit, bocce court, children's playground, elevated stage for live music and plenty of cozy heatlamps.


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Milford Sound
Fabled Fiordland Must-See
NZ Gps: 44° 40' 13.5228" S 167° 55' 19.2072" E
Milford Sound is home to the South Island's most iconic image -Mitre Peak towering over the Sound. Every NZ traveler is told that a cruise on either Milford or Doubtful Sound is a Fiordland Natl Park MUST. Fewer have been told that the drive to the Sound is probably a greater visual highlight than a cruise on either Sound. Milford is all tourist hustle-bustle, whereas Doubtful is quieter and more expensive.
What you shouldn't do is take the Doubtful cruise and skip the drive on the Milford Road! The 120km drive from Te Anau to Milford Sound is a marvel...a visual cornucopia of delight...a smorgasbord of oooh and ahhhs and neck-craning magnificence!! Undoubtedly it's one of the FINEST DRIVES in the WORLD! After a so-so start along hard-to-see Lake Te Anau, the mountains begin to rise up as the Eglinton Valley narrows. You'll think the first 85km to The Divide are pretty WOW...but then, once you drop to the Hollyford River...the next 32km are adjective defying. Sheersided mountains pierce the clouds, craggy snow peaks reign all around while multi-thousand-foot waterfalls decorate every visible rock face. Once through the Homer Tunnel the visuals never cease until you pull into the carpark with a front 'n' center view of mile-high Mitre Peak crowning Milford Sound!
Once at Milford, of course you'll take a boat ride—it is worth it simply to escape Milford's ever-present plague of sandflies. Surprisingly though, the best view of Milford is from the foreshore walkway, not the cruise boats. Most all the boats do the same route, all pulling close-in to 150m Stirling Falls for a misty drenching, all pulling close to the Fur Seal rock.
Other than the cruise boats (or a kayak trip), there's little to do at the Sound. The quick Foreshore walk is a must for photographers, especially to slow the shutter for 160m Bowen Falls. The Lodge is worth a look simply for its historic photos.
Camping on the Milford Rd: There are numerous cheap-as DOC sites along the road through Eglinton Valley—each basic with no water or showers. The best of the bunch is Cascade Creek where there's plenty of space, firerings, good mountain views and lots of wildflowers. The Lake Gunn lakeside campsite may sound good, but this site is too small and too many people try to pack in…often arriving late at night and causing undue commotion. Skip Lake Gunn, you'll be better off at Cascade Creek!
Down the gravel Lower Hollyford Rd 8km is Gunn's Hollyford campground. It's a regular family campground, but friendlier…for just $10pp. Hot showers, kitchen, the works…and possibly a big fire burning in the camp area—very social! Gunn's shop has some groceries as well as books, maps, and souvenirs. This is a fabulous campground!
The Milford Sound Lodge, at the Sound, has some camping but VERY limited and most often sold-out. About $20pp, but you better book ahead.
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We were in doubt, should we
We were in doubt, should we go on a busy 2 hr cruise or not? We had a look at the bookme website, found a good price and decided to go for it. We took the first boat, early in the morning, and absolutely loved it. We loved the reflection in the water and there was hardly anybody else there. After 2 hrs we came back and it was super crowded, people were everywhere. There were so many cruise boats going, it was almost front to back. Go early if you can!5
Submitted by Klaas on Wed, 2017-12-06 10:33
loved everything about our
loved everything about our trip to Milford.the scenery is incredible5
Submitted by walkabout on Sun, 2016-01-03 14:14
a faire!cest tres beau. nous
a faire!cest tres beau. nous avons pris un bateau a 10h15 pour avoir la 1ere partie de la croisiere avec un peu de nuage,de brume et le soleil qui percait et en 2eme partie que du soleil. super!pensez a la reduction de 15% que l'on trouve dans plusieurs prospectus.
Translation from French:
"Must do! Its so beautiful. We took a boat for the first 10:15 of the cruise with a bit of cloud, mist and the sun pierced and 2nd part of that sun. Super! I think there's a 15% reduction found in several brochures."5
Submitted by julie0805 on Tue, 2014-02-04 16:03
Submitted by Blanche on Thu, 2013-12-26 12:44


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At the cusp of the 2009-10 TV season, Daily Variety ran a story discussing whether the broadcast networks might putting their fall series launches in jeopardy by premiering so many new series in such a small window of time:
"In a 27-hour stretch from Sept. 22-23 alone, seven new network TV series (illustrated above right) will premiere: 'The Forgotten' (ABC), 'The Good Wife' (CBS), 'NCIS: Los Angeles' (CBS), 'Modern Family' (ABC), 'Cougar Town' (ABC), 'Eastwick' (ABC) and 'Mercy' (NBC)."
Not surprisingly, some of these shows failed to make it out of their freshman seasons, but the overall results actually were pretty positive. Three of the seven series — "Good Wife," "NCIS: Los Angeles" and "Modern Family" are real-deal hits, emerging from the fall premiere frenzy on track to run for years and years to come. A fourth, "Cougar Town," was successful enough to earn an official return ticket for season two, "Mercy" is on a bubble (though a fragile one) for renewal, and only "Eastwick" met with a quick cancellation.
The lesson is that a new series can survive freshman Hell Week, though it had better be ready to face the competition, new or old. "Forgotten" wilted in a Tuesday 10 p.m. battle against "Good Wife," while "Eastwick" floundered even though its only competition was "CSI: NY" and "The Jay Leno Show." On the other hand, "Modern Family" and "Cougar Town" made the grade in the Wednesday 9 p.m. hour despite battling fellow newbie "Glee" (which had a two-week head start) and stalwarts "Criminal Minds" of CBS and "Law & Order: SVU" of NBC.
To his credit, NBC Universal exec VP of program planning and scheduling Mitch Metcalf had this pegged back in September.
"Somehow viewers are wise enough and experienced enough that they can
work through the noise to find the shows that are going to work for
them," Metcalf said.


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Calculate your own ŠKODA Citigo 5 Door Monte Carlo finance example
Unveiled at the Geneva Motor Show, the Citigo Monte Carlo echoes our rich history of motorsport by emphasising dynamic design and, of course, amazing value.
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The spacious interior features the ŠKODA sports steering wheel, exclusive Monte Carlo red and black interior designs and door sills, plus extra features, such as the PID (Personal Infotainment Device) and 15-inch Auriga black alloy wheels as standard. The Citigo Monte Carlo is more than just eye-catching.
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Auto Express and What Car? are two of the UK's largest and most trusted car buyer guides. Over the years, the publications have become best known for their reviews, advice, news and their prestigious 'New Car' and 'Car of the Year' awards.
This year the Citigo received two fantastic awards: Auto Express's 'Best City Car' and What Car? 'Best City Car less than £10,000' for which we are ecstatic.
Every model in the ŠKODA range has received a 5 star Euro NCAP safety rating. The Citigo's front, head and side airbags for both driver and passenger are designed to keep you safe around town. It's Electronic Stabilisation Control helps to keep the
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text:
Learning Lab Morphs
Recently I participated in a meeting attended by those concerned about the continuation of the Learning Lab on InWorldz. Somehow, my interest inveigled me into volunteering for the newly formed Advisory Committee. I am glad it did….I have met people who are investing their time and energy in making this a resource for what IW needs. A survey was undertaken and gratifyingly returned by nearly 100 respondents. That interaction epitomizes the IW spirit of cooperation.
No one is talking about profit margins; instead the focus is on bringing to InWorldz what our residents need. And there is an air of excitement, even breathlessness, about coming attractions. Presently, the Builders Cathedral can help a novice builder through the steps needed or take a more experienced builder to new heights. For the future, a particle lab is in the works as well as housing for students and who knows what else lurks in the fertile minds attending this transformation.
It is more than technical marvels, however. I wandered through Bards Writer's Retreat, based on Shakespeare's birthplace, appreciating the care and detail and treasuring the fact that the arts have a firm place at the Learning Lab. There will be a writers' group and art classes for those so inclined. For lovers of beauty, the Giffu Skygardens offer a place to refresh the soul in serenity.
The most impressive part of the Learning Lab may be the spirit that moves it……….an inclusive spiritual emphasis that brings a greater purpose to its objective. I await the unfolding of all it promises to offer. It is right up there with my anticipation of Balpien Hammerer's new dance machine. Now that is good company, my friends.


text:
By Sophie Wenzlau
Earlier this week, the government of Norway pledged US$23.7 million to conserve and sustainably manage some of the world's most important food crops, citing the critical need for crop diversity at a time when populations are soaring and climate change is threatening staples like rice and maize, according to the Global Crop Diversity Trust (GCDT).
The Svalbard Global Seed Vault harbors nearly three-quarters of a million seed samples from around the world. (Photo Credit: GCDT)
"In just 10 years we will have a billion more people at the global dinner table, but during that same time we could see climate change diminish rice production by 10 percent with a one-degree increase in temperature," said Marie Haga, executive director of the GCDT. "Our best hedge against disaster is to make sure we have a wide array of food crops at our disposal to keep harvests healthy in the bread baskets of the world."
Crop diversity, which is conserved in farmers' fields and genebanks around the world, has dwindled as farmers have steadily cultivated a narrower range of crop varieties and as genebanks have suffered from insufficient funding. Meanwhile, a recent study of the 29 most important food crops revealed severe threats to over half of their wild relatives—species that can hold valuable traits for plant breeders.
Worldwide, agriculture depends on a relatively small number of crops; only about 150 are used on a significant scale. Individual crops, such as the 20,000 varieties of wheat, have different traits for drought or heat tolerance, nutritional quality, disease resistance, and other characteristics. Today, much of the world's crop diversity is neither safely conserved nor readily available to scientists and farmers who rely on it to safeguard agricultural productivity, according to the GCDT. Limited crop diversity could prove dangerous in the context of climate change, as extreme and unpredictable weather events place unprecedented pressures on our ability to grow the food we need. Diversity is being lost, according to the GCDT, and with it the biological basis of our food supply.
The announcement of Norway's new investment in crop diversity came at the opening of the fifth session of the Governing Body of the International Treaty on Plant Genetic Resources for Food and Agriculture. The meeting drew more than 450 participants from governments, science, and civil society to Muscat, Oman, where they discussed plans for sharing food crop varieties among farmers and plant breeders around the world.
The Treaty is intended to help ensure that farmers and researchers have access to a large diversity of seeds and other plant genetic material to address a variety of risks, including those caused by extreme weather and plant pests and diseases—all of which could become more commonplace as climate change alters growing conditions. For example, a trait that is needed to ensure that maize can continue to be productive as temperatures rise in Kenya might lie in a variety found only in Mexico.
"For farmers to adapt to climate change, we need to make sure we preserve every known variety of crops like rice, maize, wheat, potatoes, along with those of less familiar crops like sorghum and cassava," Haga said. "And we need to preserve their wild relatives as well."
The Norwegian investment is intended to facilitate greater collaboration internationally in the collection, conservation, and utilization of seeds and plants.
Even prior to the announcement, Scandinavians have been recognized as vanguards of global crop diversity. The Svalbard Global Seed Vault, buried deep in a mountainside nearly 1,000 kilometers off the northern coast of Norway, harbors nearly three-quarters of a million seed samples from around the world. The vault serves as backup to living crop diversity collections housed in genebanks around the world and is designed to protect seed varieties from both natural and manmade disasters.
Cary Fowler, former executive director of the GCDT, argues: "Our crop diversity is constantly under threat, from dramatic dangers such as fires, political unrest, war and tornadoes, as well as the mundane, such as failing refrigeration systems and budget cuts. But these seeds are the future of our food supply, as they carry genetic treasures such as heat resistance, drought tolerance, or disease and pest resistance."
Norway's investment in crop diversity is a notable attempt to adapt agricultural production to climate change; other countries would be wise to follow suit.
Sophie Wenzlau is a Senior Fellow with the Worldwatch Institute.


text:
Cirque Colors / Madder
$11.99 $14.00
A deep crimson red holographic.
Cirque nail lacquer is 3-free, which means it does not contain toluene, formaldehyde and dibutyl phthalate (DBP). Each bottle holds 0.45 Fl. Oz. (13.2 mL) of product and contains high quality essential oils, such as lavender and clary sage, to lend your hands a subtle scent after the polish dries. All products are hand-mixed in small batches and hand-poured individually. Slight variances may occur and are a natural part of the handmade process.
Directions: Shake well before use as particle settlement may occur. Apply base coat, 1-3 coats of nail polish then finish with top coat. Caution: Avoid heat and flame. Keep out of reach of children. For external use only.


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Minnesota Wild Tickets
The Minnesota Wild are an NHL hockey team from St Paul, Minnesota. Founded in 2000, they replaced the Minnesota North Stars who moved to Dallas in 1993. The Wild's team colours are forest green, iron range red, harvest gold, Minnesota wheat beige, and white. They currently play in the Northwest Division of the Western Conference.
The Wild have one retired number, "1", as a tribute to the fans of the Minnesota Wild. Their home arena is the Xcel Energy Center.
Minnesota Wild Tickets ContinuedFounded: 2000-01
Arena: Xcel Energy Center
Uniform colors: Forest green, Iron Range red, harvest gold, and wheat.
Logo design: A stylized animal's profile, with a mural of green trees, red sky, a yellow sun, with a white star as the eye and a river as the mouth.
Stanley Cups won: 0
Rivals: Vancouver Canucks, Calgary Flames, Edmonton Oilers, Colorado Avalanche
2003 - The Wild, in their first ever playoff appearance, make it all the way to the Western Conference Finals before being swept 4-0 by the Anaheim Ducks. Previously, the Wild had beaten the heavily favored and third seeded Colorado Avalanche in the first round in seven games, coming down from a 3-1 series deficit and winning both Game 6 and 7 in overtime. Andrew Brunette scored the series clincher. In the Western Conference Semi-finals, the Wild beat the fourth seeded Vancouver Canucks, again in seven games, and again after being down 3-1 in the series. In the process, the Wild became the first team in playoff history to capture a seven game series twice after facing elimination during Game 5.
History- The National Hockey League announced that Minnesota had been awarded an expansion franchise to begin play in the 2000-2001 season. The six finalist team names for the new NHL franchise were: Minnesota Blue Ox, Minnesota Freeze, Minnesota Northern Lights, Minnesota Voyageurs, Minnesota White Bears and Minnesota Wild.[2] Jac Sperling was named Chief Executive Officer of the Minnesota team[3] and Brian Skluzacek was named Chief Financial Officer.The new NHL team is officially named the Minnesota Wild. The unveiling occurred in front of Aldrich Arena. The Minnesota Wild announced its first major sponsorship agreement with the Minnesota Wild Mastercard card from First USA. It was the earliest that First USA has ever signed an agreement in advance of a team beginning play (31 months). The State of Minnesota agreed in legislation to fund $65 million of the $130 million project costs for Xcel Energy Center in St. Paul, Minnesota. The Saint Paul Civic Center deconstruction began soon thereafter and the Xcel Energy Center design was announced. A groundbreaking ceremony for the Xcel Energy Center was hosted in St. Paul, Minnesota.
The Minnesota Wild announced a 26-year partnership agreement with the Minnesota Amateur Sports Commission (MASC). The Minnesota Wild-MASC partnership is the first partnership of its kind between a private professional sports team and a public amateur sports organization. Doug Risebrough was named executive vice president/general manager of Minnesota Wild[4] and the Xcel Energy Center was completed and ready for use.
Other teams in the Western Conference:
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IHTM: I Tried a Skincare Product That Jacked Up My Skin Barrier So Here's How I Handled It
I basically called my mom for help. Except when I say mom, I mean an esthetician.
When I had just started hosting my Very Bad TV Talk Show, I went into the Sassy offices before taping one day and Christina mentioned that my skin looked "expensive." Later when we worked together again at Jane magazine, we used the line, "Get Expensive-Looking Skin For Whatever-small-amount-of-money," on the cover.
Last week I taped this interview for MTV and of course wore the dress you told me to wear every time I go on TV for the rest of my life. (Thank you! It is such a joy not to have to decide.) (Oh, one more question: Do I have to wash it? I haven't yet, maybe 20 interviews later. It is a dry-clean item and I don't want to be without it if a TV thing comes up. I feel it may be OK because you can't smell me through the TV -- "yet," says Emily. On the other hand, I'm a hugger of interviewers, and FedEx guys and everyone else on the planet.)
I will let you know when the MTV thing is airing and all that.
The point I am slowly getting to is that some of you commented that I was glowing en route to tape the thing. Though it would be nice to just have a natural glow, and though that may in fact exist somewhere on the planet, mine is not that. I did once try to convince a guy I had a crush on -- the fashion designer, the same one who was cheating with me and on me at the same time and boy, what a mess -- that my glow was a sign that we were meant to be together. It was kind of a convoluted argument, but the truth was, I had utilized this trick that I am about to impart.
Here is how I get my skin to glow, something I discovered by accident at 19 when I was staying at my grandparents' house and took my grandpa's vitamins for a few days (there might be some longevity secret in this too, as he lived to 96 and my grandma is still going super strong at 105):
Pick your target dates when you want to glowglowglow (like a bride or like someone who just had 26 orgasms or has lived in a hermetically sealed chamber of health and never encountered a toxin). The glowing will last for about 3 days.
Count backward 5 days from when you want the glowing to commence.
Day 1 (5 days pre-glow): Take one 50 mg. zinc tablet once a day with a meal, preferably breakfast or lunch. The brand doesn't matter -- generic is fine. (That's the mathematically genius way I came up with the 39 cents in the title -- I pay about $3.99 for 50 tablets.) I recommend tablets over capsules because you can split them, especially if you find your skin responds to smaller dosages. Just go for the regular zinc, not the chelated or the gluconate.
Day 2: Take one 50 mg. zinc tablet at roughly the same time of day you took it on Day 1.
Day 3: Same deal -- take it again. If you really want to go all out for glowing and kind-of-tauter skin, also take a couple of drops (less than 1/8th of a teaspoon) of Colloidal Silver, not what Cat said I used -- I like Silver 50 by Allergy Research Group). I did this before the xoJane launch party, for example. Obviously you don't want to overdo it and turn out like that blue guy -- unless, of course, you do. You can dab the silver on pimples and it will make them go away really quickly too.
Day 4: Reduce to half a tablet at this point. Too much zinc, in my experience, can make your face red and make you feel a little hot and uncomfortable.
Day 5: GLOW Like Nobody's Business. Have your (my) friends ask if you've had work done. Have people tell you your glasses look really good and that you must have changed them, though you didn't. Take some iron and some vitamin C, because you may become iron-deficient from the zinc.
Just in case you think it is just the smiling in the top before-and-after photos that makes the difference, here are two other pics of my skin glowing and NOT glowing, nothing to do with smiling:
Check with a doc and all that.
Let me know if this works for you or not, or whatever skin-glowing tricks you have -- especially quicker-acting ones, in case I get last-minute requests to go on TV or meet the Queen or whatever. The wait time with this one is a bit of a hassle.