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Home loan borrowers face higher instalment payoutJuly 31st, 2008 - 7:04 pm ICT by IANS
New Delhi, July 31 (IANS) Already hit by spiralling prices of household items, those who have already taken home loans face the prospect of having to cough up higher equated monthly instalments (EMIs). The central bank Tuesday increased its repo rate (the rate at which it lends to commercial banks) by 0.5 percent, and the cash credit ratio (the minimum cash a bank has to set aside against deposits) by 0.25 percent.
This is bound to goad banks to raise the interest rates, including those imposed on floating home loans. Already, Punjab National Bank, Axis Bank and Yes Bank have increased their lending rates, and other banks are expected to follow suit.
Said Rajesh Sharma, a senior executive with HDFC Bank: "What this means is that in the case of a 20-year loan, a 25-bps (basis points) hike will mean the EMI going up by Rs.17 for every Rs.1 lakh (Rs.100,000) loan amount, in case of a 50-bps hike, it will be Rs.34 and in case of 75 bps, the EMI will rise by Rs.51.
"Similarly, if it is a 15-year loan, a 25-bps hike will push up EMI by Rs.16 a month, a 50-bps hike by Rs.33, and a 75-bps hike by Rs.50."
While those planning to buy a house will merely have to postpone their purchase, those who are already repaying an existing home loan will be the hardest hit.
"My monthly budget is in a mess. I am already paying Rs.1,500 more EMI from last month and another hike will make situation very difficult for me," said Suman Sinha, a software engineer who took a loan three years ago on a floating interest rate.
However, following the latest hike, it's not just the interest rates on floating rate home loans that is going to rise, said HDFC's Sharma. According to him, many banks are also looking to revise fixed loan rates.
Sharma said most banks insert a reset clause in the fixed-rate home loan agreement; this gives them the right to revise the home loan rate even if the borrower had opted for a fixed rate.
"For instance, in the case of State Bank of India, the interest rate reset happens at the end of every two years from the date the loan has been disbursed. For Bank of India, the reset is at the end of every five years."
Even when borrowers have the option of maintaining the same EMI and increasing the tenure of the loan, a 0.5 percent increase in home loan rates - which appears most likely - will increase the tenure of a Rs.3-million 20-year loan by nearly three years.
Those who are on the verge of retirement face further blow as banks ask borrowers to increase their EMIs once the tenure crosses their retirement age.
"After interest rates were hiked, I wanted to increase the payment tenure rather than paying higher EMI. But my bank said the tenure cannot be increased endlessly and asked me to increase the EMI as the tenure is crossing my retirement age," said Reshmi Gupta, a lecturer with Indraprastha University who took a loan two years ago from SBI.
The banks, on their part, said increasing EMI amounts was the best option for borrowers.
Said ICICI Bank executive director V. Vaidyanathan: "We ask customers to change EMIs rather than opting for increasing the tenure as they may end up paying a whole lot more. So the best possible option in this condition for an individual is to opt for an increased EMI and maintain the same tenure."
Tags: 1 lakh, axis bank, basis points, bps, commercial banks, credit ratio, goad, home loan rate, household items, instalment, instalments, loan agreement, loan borrowers, monthly budget, rate home loan, rate home loans, repo rate, rs 50, software engineer, what this means

subset: commoncrawl


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ORLANDO, Fla. - The Haverford College women's tennis team moved to 2-0 on the season with a 6-3 non-conference victory over The College of New Jersey (TCNJ) on Monday at the Lake Cane Tennis Center.
Caitlin Gallagher at No. 1, Robyn Himelstein at No. 3, Kate Donches at No. 5 and Abbey Flynn at No. 6 each registered straight-set victories during singles action. A dominating performance from Himelstein saw the sophomore drop just two games (6-2, 6-0) to the Lions' Tara Criscuolo.
Gallagher, Himelstein and Donches also accounted for points for Haverford in the doubles portion of the match. Gallagher teamed up with senior Alex Ferrara at top-flight doubles to earn an 8-4 victory while the No. 2 duo of Himelstein and Donches claimed an 8-5 win over Criscuolo and Katie Butchbinder.
TCNJ, ranked 14th in the Intercollegiate Tennis Association (ITA) Northeast Region, fell to 7-2 on the season with the loss.
The Fords, ranked 16th in the ITA Atlantic South, continue their spring break trip with a match against St. Lawrence University on March 12.


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Boenes, Jean (d. 1668)
Jean (Jan, Johan) Boenes was an influential preacher and elder of the Flemish congregation at Rotterdam in Holland after 1659. He and Bastiaan van Weenigem, his colleague, and Tieleman Jansz van Braght were among the buitenleeraren who were called to Utrecht to restore order and peace in the congregation there. Here, according to a poem, De Kristelikke Kruispoort (The Christian Gateway of the Cross), written in 1661 by J. Six, Boenes' manner was one of implacability (see Willem van Maurik). A letter from Boenes regarding this matter was printed at Amsterdam: "Copye eens Briefs, gesonden door Jean Boenes uyt Rotterdam, aen N. N. tot Amsterdam over het wederhouden eeniger Doopsgesinde leeraren van de Predickstoel en Kerckelycke Regeeringe binnen Uytrecht" (Copy of a letter sent by Jean Boenes at Rotterdam to N. N. at Amsterdam, regarding the restraint of several Mennonite ministers from the pulpit and ecclesiastical government in Utrecht). Boenes, who was married to Anna van Meisen, died 5 December 1668 at Cadiz in Spain, where he was staying temporarily in connection with his business as a merchant.
Catalogus der werken over de Doopsgezinden en hunne geschiedenis aanwezig in de bibliotheek der Vereenigde Doopsgezinde Gemeente to Amsterdam. Amsterdam: J. H. de Bussy, 1919: 128.
Doopsgezinde Bijdragen (1916): 169-185
Vos, Karel. Geschichte der Doopsgezinde Gemeente te Rotterdam. Rotterdam: W. Nevens, 1907: 18, 19, 42.
|Nanne van der Zijpp
|Date Published
Cite This Article
MLA style
Zijpp, Nanne van der. "Boenes, Jean (d. 1668)." Global Anabaptist Mennonite Encyclopedia Online. 1953. Web. 17 Aug 2018. http://gameo.org/index.php?title=Boenes,_Jean_(d._1668)&oldid=110547.
APA style
Zijpp, Nanne van der. (1953). Boenes, Jean (d. 1668). Global Anabaptist Mennonite Encyclopedia Online. Retrieved 17 August 2018, from http://gameo.org/index.php?title=Boenes,_Jean_(d._1668)&oldid=110547.
Adapted by permission of Herald Press, Harrisonburg, Virginia, from Mennonite Encyclopedia, Vol. 1, p. 380. All rights reserved.
©1996-2018 by the Global Anabaptist Mennonite Encyclopedia Online. All rights reserved.


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Recruiting Sales Assistant - Newmarket, CAN (Toronto)
The professional we're looking for will work at the sales back-office at our company in Newmarket - AMJAY.
The person will support the sales team with all administrative work related to the sales (orders, logistics,…) and with the office support to the customers (complaints, orders, doubts, information). He/she will support the Sales team that works on Quebec area.
We would like to have someone with some agriculture background (Knowledge/qualification/experience), that speaks French and English, computer literate (SAP experience is a preference).
Must have all administrative skills to do the office support to the sales, but also interpersonal skills to deal with customers.
The natural career evolution for this person can be either to become one of our salesman at the field, or the office mgr.


text: Introduction & buddy programmes HU organizes introduction days for new international students in September and February. The introduction will help you find your way around the university and make sure you are ready to start with your studies. Also HU can help you to connect with a buddy student. If you are an international exchange student, the International Office of HU University of Applied Sciences Utrecht will organize an introduction day just before the start of your study programme in September or February. You will receive an invitation and additional information from the International Office a few weeks beforehand. If you are an international regular degree student, you will participate in the introduction period of your faculty just before the start of your study programme in September. The International Office will also participate in this introduction period and inform you about all practical matters concerning your stay in the Netherlands. Additionally, Utrecht University and HU organise every year four days of activities for their newly enrolled students. About 3,500 students participate in this general introduction of the city. Check the website of Utrechtse Introductietijd for more information and registration. However, please keep in mind that this introduction week is mainly focused on Dutch students and that the official language of the introduction week will be Dutch. Buddy programmes While you are studying in Utrecht, there are lots of opportunities for you to meet fellow Dutch and international students and to get to know Dutch student life & culture. Utrecht is a lively student city, with plenty of student unions and associations - ranging from debate societies to student choirs and from sports clubs to cultural associations. HU works together with two student organisations, ESN-Utrecht and BuddyGoDutch, that organize many activities for international students and a mentor/buddy programme, in which international students are matched to Dutch students to get to know Dutch culture and the city in an informal and personal setting. For degree students HU organizes its own buddy system. In your first semester you have the opportunity to get teamed up with a senior student from your faculty. With your buddy you will meet regularly to get to know the city of Utrecht, find your way around the HU, discover the best places to hang out and learn more about the Dutch culture.


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Posted 8 years ago
(120 items)
Original Oakland Press (Pontiac, Mich) 1989 with Billy Martin card. I was just lookin through some old stuff my Dad had & ran acrossed these news papers. Sheeesh he collected alot of stuff in his day! Thanks for lookin!
p.s. here ya go vikingfan.....


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Mario Trono - Temptation: Confessions of a Marriage Counsellor and The Gatekeepers
Mario Trono reviews Tyler Perry's Temptation: Confessions of a Marriage Counsellor and the documentary The Gatekeepers.
Categories: Columnists, Movies, Past Episodes
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Why do you NEED a copy of Patrick Kelly's, 'Stress-Free Retirement?
Patrick Kelly teaches retirees and potential retirees how they can significantly grow their retirement savings while also GUARANTEEING zero risk of market loss through utilizing an annuity. Patrick provides information that is vastly misunderstood and largely unknown. This book is appreciated by both novices and financial professionals alike.
We cannot offer our services in New York, Alaska and Hawaii.


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Information For
Jefferson offers a variety of discount tickets so that you and your family and friends can take advantage of all the city of Philadelphia has to offer.
Purchase tickets at the Jefferson Medical & Health Science Bookstore at 1009 Chestnut Street.
AMC Theaters
Cinemark/Rave Motion Pictures
King Theater Circuit
United Artists/Regal Theaters
Museums & Attractions
Adventure Aquarium
Crayola Factory*
Franklin Institute
Longwood Gardens
Philadelphia Zoo
Please Touch Museum
Performing Arts
Broadway at the Academy Series
Walnut Street Theater
* = Discounts Available Online Only
Clementon Park*
Dorney Park & Wildwater Kingdom*
Dutch Wonderland*
Hershey Park*
Knoebels Amusement Resort
Morey's Piers*
Sesame Place*
Six Flags Great Adventure*
Special Events
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Philadelphia Sporting Events


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Friday Nights is geared for the young at heart with extended worship.
Evergreen Church is located in East Bloomington, just south of the Mall of America at 2300 E. 88th Street, Bloomington, MN 55425. Get driving directions by Google Maps
We are a non-denominational Christian church with five locations in the Twin Cities. We are one church with many locations.
Childcare is offered for all services. Visit our Connect page for more about our children's programs.
¿Hablas español? Visit our 11:15 AM service for Evergreen Español.
Can't make it to the service this week? Watch our Sundays at 9:15 & 11:15 AM live streaming.
Check out our Frequently Asked Questions for more about Evergreen and our services.
Get on our email list by signing up for the 'E-Green' newsletter.Meet our Pastors.
Take a virtual tour of Evergreen Church.
You can connect to our live video stream here.
Thank you for your interest in viewing our services via our live streaming video! We have recently improved our streaming capability and hope you enjoy the new experience.
If you are experiencing any issues with our streaming video, would you please send an email to email@example.com.
You can give now to support the ministries at Evergreen.
Evergreen began as a community of people who were young at heart, and this service was created as a step of faith in order to return to our roots. While maintaining the same message, the service is free-flowing with extended worship at the beginning and end of the service. Fueled by a desire to experience God's love and cultivate intimate community, the purpose of this service is to run after the ultimate source of satisfaction, Jesus Christ with reckless abandonment powered by The Holy Spirit.
Nosotros en Evergreen reconocemos que Dios nos ha llamado a alcanzar todas las naciones tanto las de afuera como las que ya están en nuestro entorno. En nuestra comunidad local nos beneficiamos de la intersección de varias culturas y gentilicios. Recibimos y damos bienvenida a todo grupo étnico porque es nuestro deseo reflejar la diversidad del Reino de Dios que está en nuestra comunidad.
Creemos que al acoger la diversidad ya existente en nuestra iglesia nos ayudará a mejor entender como iglesia el llamado de Cristo.
Evergreen reconoce que entre otras culturas, existe ya un grupo establecido de Hispanos o Latinos en nuestra comunidad. Por tanto, la meta de Evergreen Español es de alcanzar, servir y apoyar a dicho grupo.
Entre las varias culturas Latinas se comparte un deseo profundo de "pertenecer" o de "comunidad", a un nivel que es desconocido por muchos que son nativos de los Estados Unidos. La estrategia de Evergreen Español es de extender la bienvenida a individuos y familias hacia una comunidad que comprende su trasfondo cultural y al mismo tiempo puede atender a sus necesidades espirituales. Cumplimos todo eso al permitir que la cultura Hispana/Latina florezca en Evergreen ofreciendo servicios como: traducción simultánea al español durante el servicio del fin de semana, eventos y actividades con sabor Latino, grupos de crecimiento que abordan las necesidades exclusivas que uno se enfrenta al navegar entre dos o más culturas.
Proveemos interpretación simultánea del mensaje los domingos en el servicio de las 11:15am. El equipo está disponible al lado de la cabina de sonido. Llame o envíe un mensaje de texto al 952-913-8073 para adquirir uno, o si necesita ayuda.
Los grupos de crecimiento en Evergreen Español son para edificarnos en comunidad, adorar a Dios, establecer relaciones, estudiar la Biblia y orar. Los grupos son guiados tanto en español como bilingüe (inglés y español). Aperturas actuales e inscripciones se encuentran aquí.
Nuestros grupos de crecimiento se juntan cada mes para fomentar el crecimiento en comunidad. Tenemos también una actividad trimestral para invitar a nuestros amigos, vecinos y compañeros de trabajo. https://www.facebook.com/evergreenespanol
Para más informacion: firstname.lastname@example.com
Our weekend services teach basic Christian principles that you can apply to your everyday life. Services are casual and designed to be comfortable especially for those who are not regular church attenders. Learn more about our Weekend Services
Small groups are one of the most vital functions of the church. A small group is a group of 8-16 people that meet in homes. In these smaller groups people can experience rich, meaningful relationships as they discover God together. Small groups at Evergreen also supply a practical support system for meeting one another's needs. It's easy to get involved in an Evergreen small group. Small groups begin meeting in late September and usually meet regularly until the end of May. You can visit our small group page to get specific information.
Evergreen Church is a contemporary, nondenominational, evangelical Christian church. We are affiliated with Great Commission Association. Our goal is to put New Testament Christianity in Action Today. That mission guides every aspect of our programs and ministry so that you experience it in ways that are tangible, practical and meaningful. We have five locations in the Twin Cities: we are "One Church with Many Locations."
Although we meet in five different locations throughout the Twin Cities, Evergreen is one church. We chose this strategy to keep our leadership team together, maximize office efficiency and create a greater sense of unity in our mission to reach the Twin Cities with the Gospel of Jesus Christ. Evergreen currently has locations in Lakeville, Bloomington, New Hope, and South Minneapolis - The Rock and The Urban Refuge. The Rock is an Evergreen church designed specifically to meet the needs of students, young couples and singles. The Urban Refuge is an Evergreen church designed to meet the needs of urban and multicultural families.
Church membership is an important step for any growing Christian. We offer a new member seminar at each location that covers the history, philosophy and strategy of Evergreen, your purpose in life, your personal walk with God as well as basic Christian principles. God wants you to be involved with the greatest and most fulfilling work on this earth, and that work is taking place in the church! This seminar will give you an opportunity to become a member in God's church and become united with other believers as we pursue God's will together, growing in our faith and impacting our world. Membership seminars are offered periodically throughout the year. Check the announcements for upcoming classes.
All teachings are recorded and available from our media library. Reviewing past messages reinforces what you've already heard and can help you grow in your spiritual life. You can listen while commuting, cleaning, exercising — the possibilities are endless. Click here for our online messages.
Deacon Ales entered into a relationship with Jesus Christ on a missions trip to Brazil in 2005. Three years later, he came to Evergreen. It was through the Young Adult Ministry where he saw first-hand how believers truly loved each other and maintained real unity, all the while being genuine.
Deacon was ordained as a lay pastor [unsalaried] in early 2015 and is currently employed at an Internet marketing company as a UX Designer. Deacon's main focus as a pastor is shepherding the Young Adult Ministry.
Deacon and his wife, Rosanne, have been married since 2011, and have three sons, Elijah, Silas & Jude.
Kevin Barnd first came to Evergreen as a 10 year old on Easter Sunday of 1991. Kevin came to know Christ along with his parents and sister after the gospel message was shared from a Sunday sermon. He and his family began to see Christ turn their lives around. Kevin got involved with the Evergreen youth ministry where he started as a student and then moved into serving and leading the youth. It was in the youth ministry that he met his wife Ashley.
Kevin was ordained a pastor in May 2010 making him and his father, Bill Barnd, the first Evergreen father-son pastoral team. Kevin works as a lay (unsalaried) pastor. With a background in application development he works as the Applications Development Manager and Data Architect for Great Clips, Inc. As a pastor, his primary areas of focus are the Young Adult ministry as well as the Parenting ministry.
Kevin has been married to his beautiful wife since 2002. They have two kids; a daughter, Nevaeh and a son, Makai.
Spencer Bernard has worked as a professional musician and songwriter for over twenty years. He did everything from playing in bars to studio work and anything in between. Spencer joined the staff of Evergreen Bloomington, as Music Director, in 1998 and continues to this day. He was also recognized as pastor in 2004.
At this time, his primary ministry responsibilities are rooted in his two big passions: worship and weekend preaching. Spencer envisions and hopes that Christ's body at Evergreen would continually reflect--in a word--more. That more Christians and more lives would be strengthened and changed, more understanding of God's Word, more worship, more prayer, and more good deeds! More!
Spencer considers his family and home as his refuge and joy. He was married to Lisa in 1990. They are the proud parents of two children, Chase and Zoe.
Jeff Groen asked Jesus Christ to be his Savior in 1981 as an exchange student in Madrid, Spain, but it wasn't until 1987 while pursuing his Masters of Science at the University of Minnesota that he truly began yielding to Christ as his Lord. (This includes getting baptized as a believing adult.) In 1990, he received his MS in Geology and immediately got involved in leadership at Evergreen. In 1998, he was raised up as a pastor at Evergreen Bloomington. He has been married 25 years to his lovely bride, Sue, and he has three beautiful adult daughters - all chasing after Jesus.
Jeff's primary focus at Evergreen is Small Groups, teaching Pre-Marriage and various seminars, and occasional weekend preaching. Recently his passions have lead him to serve immigrants. He is accredited by the US Department of Justice, and he is the Director of the newly opened "Immigrant Hope" legal office helping immigrants apply for permanent residency (green cards) and US citizenship. He has also visited Washington D.C. to meet with Minnesota's congressional delegation to encourage DACA legislation.
When Jeff is not working, he enjoys walks with Sue and their dog, Rosey, biking, playing cribbage or working on cars, sipping café mochas with friends, and catching U of M sporting events or Twins games.
Brent completed and received his Bachelor of Arts in Chemistry at Iowa State University in 1979. His faith was tested and strengthened on the secular college campus. During his college years, he had the privilege of being involved in leadership training program through Ames Fellowship Church, a sister church that is member of Great Commission Churches. Upon graduation, he was ordained and served as pastor at the church.
In 1986, Brent and his family accepted an invitation to pastor a small and struggling church in Minneapolis and to start a new church plant. In 1988, he co-founded Evergreen in Bloomington. Brent's spiritual gifts are teaching and leading. He is known for his clear, linear, relevant, and life-changing applications of God's Word, principles, and stories.
Brent has been married since 1980 to Mary, and is the father of three grown boys. He is now a proud grandfather! When Brent is not at church, he enjoys gardening (believe it or not) and going on dates with his wife.
Ken Johnson graduated in 1975 from Bemidji State University with a B.S. degree in Biology. He furthered his education at Iowa State University earning a M.S. degree in Botany in 1978. After graduation, he worked as a lab technician at ISU from 1978-1985. In 1985, he moved to Fort Collins, Colorado where he completed a M.S. degree in Health Physics (radiation safety) at Colorado State University. After graduation, he accepted a job at 3M in St. Paul, Minnesota where he was a Health Physicist from 1986-1991. While pursuing his education and employment, Ken was also actively involved with Great Commission Churches in Iowa, Colorado, and Minnesota.
In 1986, Ken and his family became involved with the Great Commission Church of Minneapolis, Minnesota, pastored by Brent Knox. The Great Commission Church of Minneapolis became Evergreen Community Church in 1988, meeting at Oak Grove Middle School in Bloomington, Minnesota. In 1991, Ken was ordained as pastor. Currently, Ken's pastoral role includes six areas of focus: Children's ministry, most Evergreen (Bloomington) ministries, special projects and overseas missions.
Ken has been married to his wife, Diane, since 1976. They met while they were students at Bemidji State University. Ken and Diane have four children: Kristi, Paul, Julie, and Stephen. The children were home-schooled until ninth grade. The most enriching times as a family have occurred during mission trips to Central America, vacationing in Duluth, trips to Colorado , camping, canoeing, fishing, and hiking.
Mike Olmstead was a probation officer with Hennepin County, before becoming a pastor. Mike enjoyed having a hand in this "rough culture" that desperately needed people committed to Christ. In 1990, he graduated from Bethel Seminary with the vague idea of doing some sort of "ministry." In the fall of 1991, Mike and his wife, Janice, attended their very first Evergreen service. During that first service, Mike leaned over and told Janice "I want to be a pastor here."
Mike has been actively involved in various ministries of the church ever since. In 2002, Mike was recognized as pastor of Evergreen Bloomington. Currently, Mike's pastoral focuses include: working with small groups, coaching, connecting with newcomers, counseling, helping men lead in their sphere of influence, and support and recovery ministries.
He has been married to Janice since 1987. (They met in 1986 while doing missions work in Brazil.) God blessed them with children-- lots of them: Selma, Liesel, Anna, Samuel, Luke, Carl, Simon, Jewel and Kiel. Some of their most enriching family times have been "upnorth," walking in the woods, going to parks, spending quality time together, and meeting new people while out-and-about.
Jon came to Evergreen in 2004 from Cottonwood Community Church, a sister church in Grand Forks, North Dakota where he spent the first 26 years of his life. He has a Master's Degree in Civil Engineering from the University of North Dakota and works as a Professional Engineer (P.E.) in the Transportation Industry. He married Terri in 2004 and they have five children; daughters Selah, Avery, Noelle, Gabrielle, and son, Hudson. He has a heart for helping people find God, and seeing young families experience the love and joy of a strong, Christ-centered home.
Tim Weber was immersed professionally in corporate America, for fourteen years, before becoming a pastor. During this time, Tim's desire was to eventually become a pastor or be in full-time ministry. Eight years later, in 2000, God answered Tim's desires and prayers and Tim was ordained as a pastor at Evergreen Bloomington.
Tim's heart and passion is to see the name & person of Jesus passionately worshipped by our church and made known to the world. Tim uses his spiritual gifts of leadership, administration, shepherding, and evangelism in a variety of different roles including strategic planning, outreach; working with the children's and youth ministries, occasional teaching, and our missions effort in Haiti.
Tim has been married to his amazing wife, Brita, since 1989. (They met each other while attending Bethel College.) They are the proud parents of four incredible children: Tyler, Alec, Ellise, and Myles.
SERVICES: Fridays, 7:15 PM and Sundays, 9:15 & 11:15 AM
ADDRESS: 2300 E. 88th Street, Bloomington, MN 55425
PHONE: 952-895-1773 | Staff Directory
Evergreen-Lakeville Evergreen-New Hope The Rock Church The Urban Refuge


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Analysts see various scenarios playing out for the U.S. municipal bond market should Greece exit the euro currency and default on its remaining debt.
Concerns over Greece defaulting on its debt and its consequences on the world economy have been affecting the muni market for at least a year. Seeking a safe haven, investors have poured money into U.S. Treasuries and munis, pushing down yields.
"We've seen Treasury yields fall in the past few weeks in reaction to bad news out of Europe including the possible exit of Greece from the euro zone," said Rob Williams, director of fixed income at Charles Schwab. "Falling yields for Treasuries have transferred through to the municipal market as well."
In late February and early March, Greece managed to gain a deal shrinking its privately held debt by $132 billion, which an international group declared a default. The default affected the U.S. bond insurer Assured Guaranty, which had to pay $189 million to fulfill a guaranty.
But what if Greece were to end its use of the euro currency, return to the drachma, and halt payments on its remaining $341 billion in debt?
Money might flow into munis in a flight to quality, said Natalie Cohen, managing director of Wells Fargo Securities. Money would initially go into Treasuries, said Howard Mackey, president of the broker-dealer division of Rice Financial. Only if the flight to quality lasted for more than a few days would munis be significantly affected, he said.
Chris Mauro, director of municipal bond research at RBC Capital Markets, agreed that munis would follow Treasuries.
A Greek euro exit would lead to widening spreads of yields between strong and weak munis, according to David Manges, managing director of municipal trading at BNY Mellon Capital Markets.
A Greek default would lead to increasing financial problems for European banks and investors, Manges said. Some would sell taxable U.S. munis to raise cash, which would pressure the bonds' prices.
Several analysts said a Greek default would push Europe into a recession. That would lower exports from the United States to Europe, said Paul Christopher, chief international strategist at Wells Fargo Advisors.
It would ultimately lead to lower tax receipts for state and local governments, wrote Bart Mosley, co-president of Trident Municipal Research.
Wells Fargo in October released a study of state exposure to a European recession. The states where European exports as a percent of state gross domestic product were highest were Utah (5.6%), South Carolina (4.1%), West Virginia (3.9%), Louisiana (3.5%), and Kentucky (3.1%).
The largest U.S. banks have substantial exposure to Europe in various ways. For example, as of the end of 2011, Bank of America had about $116 billion in exposure to Europe. U.S. banks hold bonds issued by European banks, Christopher noted.
U.S. bank exposure to European sovereign debt is considerably smaller. However, as of the end of 2011, Bank of America held $6.4 billion in debt from Great Britain's public sector.
As of the end of March, Citigroup had net current-funded exposure to sovereign governments, financial institutions, and corporations in Greece, Ireland, Italy, Portugal and Spain of $9.1 billion.
The U.S. banks with large European exposure are Citigroup, Bank of America, JPMorgan Chase, Goldman, Sachs & Co., and Morgan Stanley, said Richard Bove, vice president of research at Rochdale Securities.
In Argentina's 2001 default on its $132 billion of sovereign debt, Citigroup lost an estimated $2.2 billion.
U.S. bank exposure to Greek sovereign debt is minimal, according to Bove. "The real question is whether Greece will bring down the whole system," he said.
For this to come about, one has to make at least two assumptions. First, Greece defaults on its remaining debt and withdraws from the euro zone. Second, in the difficult times that follow, the European Central Bank would not support European banks.
If some large Spanish banks collapsed, that could be dangerous for Latin American as well as European banks — and utimately, it could pose a danger to U.S. banks. Bove, however, made clear he thought that outcome was unlikely.
Quite apart from a bankruptcy of a major U.S. bank, the muni market could be harmed by U.S. banking problems due to credit downgrades on the banks. For example, a large portion of variable-rate demand bonds are dependent on the letters of credit from major banks.
A Greek exit from the euro would affect investor sentiment and could lead to a sell-off of higher-risk bonds, Christopher said.
"It is not even necessary to reach the last act in the Greek Tragedy for serious consequences to be felt throughout the capital markets," Mosley wrote in an email. As Greece's situation appears to worsen, investors will increasingly question the ability of the European Central Bank to handle the problem, he wrote.
Worsening of the European debt drama would have two other negative impacts on U.S. municipal debt, according to Mosley. It would reduce "banks' ability to provide liquidity and credit support to municipal issuers," he said.
There would also be pressure on "global capital markets leading to continued underperformance of pension investments … which would exacerbate the long-term structural difficulties facing public pension funds."
Further Greek problems could lead to financial contagion in Europe, Mosley wrote.
A contagion in Spain or Italy, which owe much larger amounts of money, is a possibility, Manges noted. "If there's a contagion to other countries, you're throwing the deck of cards up in the air and I don't know where they will fall," he said.
On Thursday Guy Lebas, chief fixed-
income strategist at Janney Capital Markets, took a more moderate view of the Greek situation.
Assets in the Greek banking system are just 1.4% of the assets across all euro-area banks. Greece's GDP is modest. "On the basis of either economic or banking system impact, it's hard to imagine a Greece euro exit causing irrevocable harm," Lebas said
While a Greek exit from the euro is now probable and could lead to contagion elsewhere in Europe, the only other country with a high risk for leaving the euro is Portugal, he wrote. Spain and Italy are more stable.
"We believe the risk factors are largely limited to capital markets froth, and not meaningful economic or financial damage," LeBas wrote.
A Greek default would lead to money flows into U.S. Treasuries and out of risky assets. However, since the actual risk is lower than what is widely perceived, that would be a good time for buying riskier high-yield credits.
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text:
|Message view
|« Date » · « Thread »
|« Date » · « Thread »
|Robert Evans <ev...@yahoo-inc.com>
|Re: [VOTE] 0.23.4 release
|Fri, 05 Oct 2012 19:41:58 GMT
Arun, if you could re-spin it I would be happy to let you. If not I can do it myself on Monday. My box that is set up to do the builds is offline until Monday. There are some workman fixing some things in my cube this weekend. Thanks for your help, Bobby On 10/5/12 1:46 PM, "Arun Murthy" <firstname.lastname@example.com> wrote: >I think Bobby is OOO, I can re-spin if Thomas can't step in. > >Arun > >Sent from my iPhone > >On Oct 5, 2012, at 11:44 AM, Owen O'Malley <email@example.com> wrote: > >> Bobby, >> It looks like some debugging code got committed and rolled into the >> release. I think we'll need to re-spin the rc after fixing it, so -1. >> >> Thanks, >> Owen
|View raw message


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Note this will take you to a third-party site.
No time to visit a branch? Use First Citrus Bank's Mobile Deposit to get money into your account easily and conveniently, without going to the bank.
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text:
#1,948 Groupon
- Market Cap As of April 2012
- $11.5 Billion
- Ticker
- Industry
- Internet & Catalog Retail
- Founded
- 2008
- Country
- United States
- Website
- http://www.groupon.com
- Employees
- 10,000
- Sales
- Headquarters
- Chicago, Illinois
Groupon on Forbes Lists
- #1,948 Global 2000 (2012)
- #803 in Market value
Groupon, Inc. (Groupon) is a local e-commerce marketplace that connects merchants to consumers by offering goods and services at a discount. Each day the Company e-mails its subscribers discounted offers for goods and services that are targeted by location and personal preferences. Consumers also access its deals directly through its Websites and mobile applications. The Company operates in two segments: North America, which represents the United States and Canada; and International, which represents the rest of its global operations. Customers purchase Groupons from the Company and redeem them with its merchants. As of September 30, 2011, the Company featured deals from over 190,000 merchants worldwide across over 190 categories of goods and services. Groupon primarily addresses the worldwide local commerce markets in the leisure, recreation, foodservice and retail sectors. In February 2012, the Company announced the launch of Groupon Thailand. More »
More on Groupon
More on Global 2000
The World's Largest Companies 2016Steve Schaefer, Forbes Staff
China's Largest Companies 2016Shreya Agarwal, Forbes Staff


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NSA Deluxe Travel Cot & UV Travel Centre - Pistachio
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NSA Deluxe Travel Cot & UV Travel Centre - Pistachio
The NSA UV Travel Centre Deluxe is a multi purpose tent that offers a high level protection from harmful UV rays and provides a safe and comfortable place to play or sleep.There are no fiddly poles or frames to erect, just unzip from its zip-up carry bag, remove the safety strap and the Travel Centre Deluxe pops up ready for use. Folds away in seconds for easy storage and portability. This is also a certified Travel Cot. Very lightweight, this product can be carried as hand luggage on flights (remove tent pegs before flying) in case of delays at airports, etc. Sprung loaded, pops up and folds away in seconds
Self-inflating mattress (can be used independently)
Washable sleeping mat
Insect mesh for added protection
Side panels can be closed
How to use
Hold Tent away from body when letting open.
Release valve on the self-inflating mattress and it will inflate gradually. If you want to top up the air then blow into the valve - do not over-inflate otherwise the mattress will bubble.
Never leave child unattended when in the travel centre.
Hazards and Cautions
Fire precautions - do not place hot appliances near the walls or roof
Always observe safety instructions for this product
Never allow children to play near hot product
Do not leave your child unattended
Front access opening must be closed securely
Do use if any part is broken torn or missing
When folded store away from children
Mattress should be zipped securely into base of Travel Centre
Only mattress supplied should be used with this product
Important info
Key Features
- Pops up in seconds and folds away just as fast.
- Multi purpose - UV protected for outdoor use & certified as Travel Cot
- Lightweight and highly portable
- Roll Up Window Covers


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¥ 28,404
Unfortunately this product is currently not available.
A classic symbol of peace, harmony, hope, tranquility, and light, this stunning angel will bring timeless elegance to your holiday decor. With 408 sparkling clear crystal facets, it is a true representation of Swarovski's exquisite craftsmanship. Enhance your Nativity Scene with this angel. Decoration object. Not a toy. Not suitable for children under 15.


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Welcome raging bile to HubPages
Looks like raging bile doesn't have any Featured articles on HubPages to share yet. Now's your chance to inspire, encourage, and welcome raging bile to the amazing HubPages community. Follow raging bile to show your support and get updates on new content raging bile publishes.


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Upon election, French President Francois Hollande quickly signaled he would raise taxes on the wealthiest citizens of France. And although he didn't use Obama's exact words, his intent was clear: it's time for the rich to pay their fair share. The rich got the message and have begun an exodus from France.
Some of the proposed tax hikes include a 75% tax rate on all earnings over one million euros, 45% (up from 41%) on all incomes over 72,000 euros, and higher taxes on second homes as well. In essence, Hollande is planning to squeeze even more money out of the producers in his country so that he can use that money to fund his government and feed the masses that have grown accustomed to cradle-to-grave social services.
British Prime Minister David Cameron wisely reacted to Hollande's proposals by announcing that he would love to have wealthy French citizens make their new homes in Britain, where taxes are lower. Whether the wealthy take Cameron up on his offer remains to be seen, but one thing's for sure: the rich in France are already paying more than their fair share, and they've been doing so for quite some time.
Now they're leaving, and they're taking their money with them.


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US and Iran unite in bid to keep wrestling in Olympics
The United States and Iran may be arch foes on the diplomatic front, but bosses from two of wrestling's power-houses have allied to fight a decision to drop the sport from the 2020 Olympic Games.
Rich Bender, executive director of USA Wrestling, is in Tehran, which is hosting the World Cup men's freestyle tournament on Thursday and Friday.
"We need the backing of Iran and Russia… to preserve the wrestling, and this goes beyond politics… Iran is one of the powers in wrestling and can defend the game's credibility," he was quoted by the ISNA news agency as saying.
Speaking at a ceremony hosted by the Iranian Wrestling Federation, he said he hoped that, with the "comprehensive unity" among the wrestling power-houses, the IOC will change its decision.
The head of the Iranian Wrestling Federation, Hojatollah Khatib, said he hopes that "this unprecedented unity" can change the International Olympic Committee's decision.
Hegedus Csaba, a member of the International Federation of Associated Wrestling Styles (FILA), said "we are showing the IOC that we are united and will force them to bring back the wrestling to the Olympics.
"I am very happy that Khatib and Bender had very friendly meeting. This shows that we have a common language and that is wrestling."
Last week, the IOC's executive board voted to drop wrestling as one of the core sports of the games. That means it now joins seven others — baseball/softball, karate, squash, roller sports, sport climbing, wakeboarding and wushu — vying to be selected as an "additional sport."
The board will meet in May to consider presentations by their supporters and choose one to recommend to the full committee for a decision in September.
But the full committee is seen as unlikely to vote against the executive board, raising the prospect that one of the few sports that survived from the original Olympics in ancient Greece into the modern era will disappear.
The sport first appeared in 708 BC and has only ever been left out of the Olympic programme once before in 1900.
FILA has vowed to fight the decision, and International Olympic Academy president Isidoros Kouvelos also called on the IOC to respect the historical roots of the Olympics and not remove wrestling.
Wrestling-mad Iran was one of the first nations to criticise the move to scrap the sport, dubbing it a "big blow" to the country's sport which has been medal winner for the country.
Wrestling has an ancient history in Iran, dating a time when Persian kings would battle their opponents in epic matches. The sport attracts millions of followers across the country, and unofficial figures say tens of thousands actually go to the mats.
However, wrestling is forbidden for women in Islamic Iran.
Washington broke off relations with Iran in 1980 in the aftermath of the storming of the US embassy in Tehran that led to 52 American diplomats being taken hostage by Islamist students.
Since then, the US has been vilified by the Islamic republic as the "Great Satan."
It is particularly significant that public figures from the United States and Iran have come together with a common goal, given that the two countries' governments are locked in a tense showdown over an array of issues.
The United States, along with much of the West and Israel, suspects that Iran's civil nuclear programme is a cover for developing a bomb.
Tehran strongly denies that, but has been slapped with a host of sanctions aimed at pushing it to stop enriching uranium which, in highly pure form, can be used as the core of a bomb.
Washington is also at loggerheads over its support for the embattled regime of Syrian President Bashar al-Assad and for Hezbollah, the powerful Lebanese Shiite movement that is an archfoe of close US ally Syria.


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The 6-string banjo is tuned like a guitar, and features a short scale length and jumbo frets for very easy playability.
In Stock & Ready To Shipin_stock
The 6-string banjo is tuned like a guitar, and features a short scale length and jumbo frets for very easy playability.
Guitar Center's Pro Coverage
Pro Coverage gives you added warranty protection for your gear. Stepping in where the manufacturer's "normal wear and tear" coverage ends, our Pro Coverage program offers you upgraded coverage if your product ever fails Click To Read More About This Product.
Reviewed by 5 customers
Best Uses
Comments about Rogue 6-String Banjo:
I've played guitar all of my life. My dad was an excellent banjo player; I've picked up the banjo a little bit, but wanted to get that banjo 'sound' without learning a whole new chord structure and picking style. Hence, the banjitar! It's super fun and easy to play. Doesn't sound half-bad either. There are high-dollar models out there, but you can't beat this for the money. The high-end tones come through loud and clear, but the low tones don't have nearly the punch. If you're looking for guitar-type low tones, you're not gonna get it.. it sounds like a banjo should though.
I would say the biggest drawback I've experienced with it is the intonation. (goes sharp on higher frets.. also may sound good when you play a G or D chord, but out of tune when you play an E). I've found that the bridge placement greatly changes this though, and has been much better since I moved it a little closer to the string base. I would highly recommend this to anyone that's interested. It's made me start playing a lot more lately, and my kids love it too.
One last side-note, give the strings time to stretch. It will go out of tune the first several times you play it. Pretty natural for any new strings, but this set is especially so. Also, the strings will leave a black/gray residue on your fingers the first several times you play it. It comes off easily though and doesn't do it after that. Enjoy!
Best Uses
Comments about Rogue 6-String Banjo:
have to loosen the strings to put the bridge on, you are likely to break a string trying to put it on your self, may be different if you get a music shop to put it on
Comments about Rogue 6-String Banjo:
This is a great instrument for any guitar player who wants to add a little zip to their set. It took me a few songs to get used to the sound, but once you do you will continue to find spots for it your performances. The Rogue 6-string banjo arrived within three days of purchase and I opted to pick it up at the local Guitar Center, which turned out to be a big bonus. The guitar tech helped me set the bridge correctly and I was off. Good value for the money and fun to play.
Comments about Rogue 6-String Banjo:
Very nice 6-string banjo/banjitar, especially considering the low price, under $200. If you have never positioned a bridge and adjusted the action on a banjo, either get someone to help you or look online for info. Quick tips: Measure the distance from the nut to the 12th fret, Then place the bridge that distance from the 12th fret onto the head. That will get it pretty close to the right spot. After tuning up to correct pitch, check string height between first string and fret at 12th fret. Around 1/8" is good. Otherwise, remove the back (4 screws) and slightly turn the long bolt until the string height is right.
Comments about Rogue 6-String Banjo:
Fast shipping
Our product catalog varies by country due to manufacturer restrictions. If you change the Ship-To country, some or all of the items in your cart may not ship to the new destination.


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Sometimes life is better shared off-line, at Applebee's.
Sometimes life is better shared off-line. At a little joint called Applebee's. A little more face time and a little less Facebook can do the soul some good. Come to reconnect. To share life. To talk without abbreviations (LOL). To actually laugh out loud. To say what ever you want without the fear of your mother-in-law reading your post. Most importantly to hang with your BFF's, enjoy delicious food and tasty drinks.


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There will be 4 pre-congress workshops running on Monday 4 September at the Edinburgh International Conference Centre (EICC) which is open to all delegates. Pre booking is required to secure your space and can only be done when registering for the congress. Please click here to register.
by Dr Tahseen Aziz, DVM, MS, PhD, Diplomate ACPV, Veterinary Pathologist and Diagnostician (Avian)
Time: 10:00 – 13:00
Cost: £75.00 per person plus VAT
Workshop Description
To be competent in diagnosing poultry diseases is an essential requirement for a good poultry veterinarian. So if you want to be a proficient poultry diagnostician, then you will benefit from attending this workshop.
The presentation will start with an overview of necropsy and post-mortem examination of poultry. The next part will cover gross pathology of diseases of commercially-raised chickens (broilers, broiler breeders, and table-egg layers) and backyard/hobby chickens, as well as some diseases of turkeys, game birds, and waterfowl. Gross lesions and some histopathological lesions of diagnostic poultry cases will be presented and explained. Additionally, etiology, ancillary laboratory tests, and differential diagnoses will be discussed.
Diagnosis of poultry diseases requires a combination of skill and knowledge and it includes history, clinical signs, necropsy findings, and ancillary laboratory tests. Because gross pathology as determined by necropsy is so fundamental to poultry disease diagnosis, poultry veterinarians must be able to recognize and interpret gross lesions in organs and tissues. Necropsy findings together with clinical history often allow a presumptive diagnosis which is very valuable in today's intensive poultry production.
Dr Aziz is the avian pathologist and diagnostician at Rollins Animal Disease Diagnostic Laboratory of North Carolina Department of Agriculture in Raleigh, North Carolina, USA. He has over 30 years experience in poultry health and avian pathology.
by Prof Mohammed El Houadfi, Veterinary Institute, Rabat, Morocco and Dr Khaled Hussein, ECO Animal Health, United Kingdom
Time: 10:30 – 12:30
Cost: Complimentary
This workshop aims to provide a discussion forum focussing on the epidemiology and control of avian influenza in all of its forms, but particularly those enzootic in these Muslim countries in which poultry industry played an important role for providing cheap protein sources to low income populations. In addition, North African countries are very close to Europe and any endemic diseases such as AI in these countries would constitute a continuing risk to Mediterranean countries of Europe.
The forum will be an occasion to clarify in each of the 5 North African countries (Egypt, Libya, Tunisia, Algeria and Morocco) the epidemiology of HPAI and LPAI, which is not always known by neighbouring countries in order to take appropriate biosecurity measures. Creating connections and links for establishing information channels between these countries would be the first step for limiting the propagation of AI and other diseases.
The forum will be an occasion for sharing experiences related to control success or analysing and pointing out causes of failure. Perhaps, this meeting could be an occasion for discussing the possibility of establishment between North African countries something similar to PVSGEU with the help and experience of Europe.
The speakers in the workshop will be:
Prof H. A. Hussein Ahmed, Dept of Virology, Cairo University
Dr F Bonfante IZSVe, Padova, Italy
Dr Mohamed-Amine Bouderbal, Ceva, Algeria
Dr I Eldaghayes, Faculty of Veterinary Medicine, Tripoli
Dr Siham Fellahi, Agronomy & Veterinary Institute, Rabat, Morocco
Dr K Kaboudi, National Veterinary School, Tunisia
Dr David E. Swayne, National Poultry Research Centre, United States
by Dr Lonneke Vervelde, the Roslin Institute, Edinburgh
Time: 14:30 – 16:30
Genetic modification, genetic manipulation and genetic engineering all refer to the same thing - the use of modern biotechnology techniques to change the genes of an organism, including livestock animals. GM breeding is useful because it can change the genes of an organism in ways not possible through traditional techniques, and more rapidly than traditional breeding methods.
In the history of chicken transgenic research we have now reached an exceptional time where we have the technology to alter the chicken genome in a precise and targeted ways. The applications of the technology covers a wide range of areas from the introduction of transgenes to improve the phenotype such as increased resilience to important diseases, production of transgenic chickens that express therapeutic and commercially interesting proteins in their egg white, to targeted knockout chickens for functional genomics.
The Roslin Institute is establishing technology to culture avian germ cells which have the ability to de-differentiate into pluripotent cells under certain culture conditions. This unique culture system is being employed to develop novel methods for the cryopreservation (bio-banking) of avian species.
This workshop will provide an overview of the technology and its impact through applications in chickens as models in scientific research, for novel biotechnology and to protect and improve agricultural productivity, and will encourage a constructive discussion about the potential of GM food in the future.
by Jennifer Stokes, Taylor & Francis Group
Time: 15:00 - 16:00
This talk will guide you through the process of getting an article published – from choosing a journal, to what to think about when writing to improve your chances of publication, and then on to how to navigate the peer review process and what you can do once your article is published to increase its impact. The workshop will cover article metrics, use of social media, how to respond to reviewers' comments plus more. By the end of the session you will have a thorough understanding of the steps involved for authors in publishing a journal article, the key information sources you should be aware of, and what you can be doing to help get your research published.
Pre booking is required to secure your space and can only be done when registering for the congress, register by clicking here.


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Adults who are in a relationship as a couple, regardless of sex, can apply for registration of their relationship, provided at least one of them lives in NSW. Adults in both heterosexual and same-sex relationships are eligible to register.
A relationship cannot be registered if either person is:
A couple does not have to live together to be eligible to register their relationship.
To apply, partners make a statutory declaration stating they:
In applying, proof of identity is required for each person along with payment of a fee.
Couples who apply don't have to provide any further documentary evidence or proof of their relationship. However, it should be noted that it is an offence to wilfully make a false statutory declaration knowing its contents to be untrue or to provide false and misleading information in such a context. Penalties of up seven years imprisonment may be imposed for making a false declaration for material gain.
Once an application is made, there is a 28-day cooling off period in which either party can withdraw the application. After that time, the Registrar will register the relationship and issue the couple with a certificate recording the event if the appropriate application has been submitted and the fee paid.
Couples in registered relationships will be recognised as 'de facto partners' for the purposes of most legislation in NSW, and will also be subject to certain obligations or restrictions under NSW law.
This means people in registered relationships will be able to rely on their certificate of registration to access various entitlements, services and records under NSW law. Registered couples may be able to access more easily, key benefits and rights under NSW legislation. In situations that are not governed by legislation, service providers may choose to accept registration of a relationship as proof of the legitimacy of that relationship.
If you decide to take your partner's name when changing your identification with authorities such as Roads & Maritime Services or Australian Passports Office, you may be asked to show a formal change of name certificate. Please check with the relevant authority in each case to determine their specific requirements.
The legislation provides for the Government to make regulations recognising interstate registered relationships in NSW. For more information, please refer to Clause 4 of the
Relationships Register Regulation 2010.
There is a fee to revoke a registered relationship. Either or both parties can apply, as it's not necessary for both partners to agree. If only one partner is revoking the registration, they must provide proof they have served notice on the other. If the partner cannot serve notice, the Registrar has discretion to dispense with the notice requirement.
There is then a cooling-off period of 90 days before the registration is revoked by the Registrar. This ensures that people do not lightly make a decision to end their relationship. As this is an administrative procedure there will be no need to engage lawyers or go to court. A fee is charged for making an application to revoke registration. If either couple requires a copy of the certificate showing the revocation details, then standard certificate fees apply.
Registration of a relationship may also be revoked by law on the death or marriage of a person in the relationship.
A registration is considered void (having no legal effect) if:
There is no fee for withdrawing either a Relationship registration (within the 28 days cooling off period), or a Relationship revocation (within the 90 days cooling off period). There is no refund of application fees.
The information here does not constitute legal advice. If you would like advice about the implications of registering your relationship, you should consult a qualified legal practitioner.


text: Telecommunications Industry Offerings BSS and OSS (Billing Support Solution and Operations Support Solution) Transformation The communications industry is at the nexus of converging technologies. Service innovation and evolving business models demand a paradigm shift about how you compete as part of an ecosystem instead of solely as a company. Enabling the operational capabilities to work closely with ecosystem partners to launch new services and handle financial settlements will require transformation of BSS and OSS capabilities. This offering will provide you with a BSS/OSS process blueprint for launching new services, revamp account hierarchy structure, develop new pricing models and product catalog structures. The blueprint includes process flow design template for Order to Cash (O2C); Trouble to Resolution (T2R) and Market to Launch (M2L) business processes with organizational changes and reference architectures. Our Offering The BSS/OSS offering includes will accelerate your transformation programs through: Business process flow templatesOperational metrics with Value Realization MapBusiness Scenarios for Requirements ElicitationSample Personas and pre-configured BSS/OSS solution The benefits that you will realize from this offering includes: Predictable scheduleFaster time to revenueOptimal transformation program costReduced program delivery risks Offering Owner Roger Gibson, Partner, Telecoms Industry,


text:
How to setup a Multiwii Helicopter
updated 2012-05-14
(New way to setup the Swash mixer)
(New way to setup the Swash mixer)
This Guide is not fully uptodate to V2.3.
In general it is correct but most servosettings can be configured from Gui now.
In general it is correct but most servosettings can be configured from Gui now.
Same Hardware as a MultiWii copter.
Arduino PRO MINI. 5V 16MHz or Arduino Mega.
- Gyro Ex Nintendo Wii motion plus.
- Accelerometer.
Acc only needed forAutoleveling.
The code can handle 120 & 90 degree heads.
Connect servos to the Arduino.
If you use a Mega Board you need to comment
//#define MEGA_HW_PWM_SERVOS
Otherwise Servos will be different pins
Connection diagram 120°
Connection diagram 90°
Setup Transmitter
Correct the servo directions in the TX.
In config.h// Servo mixing for heli 120 Use 1/10 fractions (ex.5 = 5/10 = 1/2)
// {Coll,Nick,Roll}
#define SERVO_NICK { +10, -10, -0 }
#define SERVO_LEFT { +10, +5, +10 }
Invert each function by change from + to -.
The parts of the mixer is. ( Collective , Nick , Roll )
Adjust the Nick mixing so swash don't move up or down when tilting.
// Servo mixing for heli 90
// {Coll,Nick,Roll}
#define SERVO_DIRECTIONS { +1, -1, -1 } // -1 will invert servo
Swash Angels
Adjust the midpoint offset to trim the swash level.
#define SERVO_OFFSET { 0, 0, 0, 0, 0, 0, 0, 0 }
// Servo mixing for heli 90
// {Coll,Nick,Roll}
#define SERVO_DIRECTIONS { +1, -1, -1 } // -1 will invert servo
!! Important Note !!
In versions after dev-06-04 there's been a change.
It's effecting GyroSmoothening and Servo_offset.
If you change any of the values in the ConfigFile The RESET button in the Gui
must be pressed before the changes will be applyed!.
Swash Angels
Adjust the midpoint offset to trim the swash level.
#define SERVO_OFFSET { 0, 0, 0, 0, 0, 0, 0, 0 }
Helicopters is known to create lots of different vibrations.
Helicopters is known to create lots of different vibrations.
If the gyros feels oversensitive (Hysteric) Try smoothing.#define GYRO_SMOOTHING {20, 20, 3} // separate averaging ranges for roll, pitch, yaw.
Values must never be below 1.
Increase the values untill it feels right.
The most settings is done in Config.h .
// Channel to controll CollectivePitch
#define CollectivePitch AUX1 // Selectable channels: ROLL,PITCH,THROTTLE,YAW,AUX1,AUX2,AUX3,AUX4
// Set Maximum available movement for the servos. Depending on modell.
#define SERVO_ENDPOINT_HIGH {2000,2000,2000,2000,2000,2000,2000,2000};
#define SERVO_ENDPOINT_LOW {1020,1020,1020,1020,1020,1020,1020,1020};
// Limit the range of Collective Pitch. 100% is Full Range each way and position for Zero Pitch
#define CollectiveRange { 80, 1500, 80 } // {Min%, ZeroPitch, Max%}.
#define YAWCenter 1500 // Use servo[5] SERVO_ENDPOINT_HIGH/LOW for the endpoits.
#define YAWMOTOR 0 // If a motor is use as YAW Set to 1 else set to 0.
// Proportional throw for Roll & Nick in 0-100% or more.
#define ControllRange { 100, 100 } // { ROLL,PITCH }
All changes made to settings to servos in config.h...
Require that you press reset button in gui to accept from config.h
Will limit the absolute maximum servotravel.
Should be set to stop servos to travel to far.
You dont want to stall the servos.
Will limit the absolute maximum servotravel.
Should be set to stop servos to travel to far.
You dont want to stall the servos.
Totally 8 servos is available.
Default mix uses.
3 Swashservos
1 YawServo (alt. esc for Yawmotor)
1 Trottelservo or esc.
There's 3 free servos to use. A0,A1 & A2
For use of a gimbal or other functions.
The mixes in outputfile can be modified for more advanced setups.
Sends Rc commands direct to servos.
Not recomended on a FBL!...
Not recomended on a FBL!...
The model should feel stable but can still be flown advanced.
Levels the model when sticks is in center.
LevelMode also limits how much the model can tilt.
Preflight setup
After you have changed the servoRates in the code
you can set Dualrates, Expos and curves in the Transmitter.
Engine must be Armed to prevent motorstart by accident..
Should be Armed from AXU-channel if it's setup in the gui . (KillSwitch)
Or with stick combination min throttle & max rudder.
Take of in Passthru.
Switch mode on safe height.
Activate Assisted modes and feel the difference.
Initial settings for my first testflight.
Level-P value will Reduce the maximum throw in Level-Mode.
P=9 Will give similar throws as Gyro-Mode.


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Any one living in the area of the Waycross Journal-Herald Newspaper: There is an article on Page 13 about Belinda Jo Adams and The Lure of Alaska. Yea!!!!
I will also be having a book signing in Waycross, Georgia ... but not until July 22 . Details will come closer to the date.


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Ted Talk: Sebastian Seung "I am my Connectome"
Okay, so I may have gone "connectome crazy" here, but this Ted talk by Dr. Sebastian Seung is incredibly interesting and very accessible even for an English teacher like me. Give it a look-I'm sure you'll enjoy it and learn something important about the brain.
Here's more on Sebastian Seung, Ph.D on the MIT website.


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These parallels were seeded at a rate of one in every two packs. Unlike basic MVP cards, each Silver Script parallel features the player's facsimile autograph in silver foil on the front of the card. A Ken Griffey Jr. sample card was distributed to dealers and hobby media several weeks prior to the product's national release. The card is numbered "S3" on back.
|Price Low
|Price High


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If you enjoy embracing your creative side with a little painting or maybe want to learn how to create your own art, Paint Party Studios in Mobile has you covered! Book your upcoming event today!
Paint Party Studios is located at 15 Upham St., Suite A (corner of Upham and Old Shell Rd) in Midtown.
Phone: 2513432423
Website: paintpartystudios.com
Facebook: facebook.com/paintpartystudios/
Paint Party Studios has been teaching art and hosting paint parties in Mobile since 2008. We are open by appointment to host group paint parties for children's birthdays, adult birthdays, girls night out, baby showers, bridal showers, youth groups, sorority socials, corporate team building painting projects, employee appreciation parties, fundraisers and more. We host parties in our studio or at your location. We also host field trips and visit schools for art lessons and for paint parties. We enjoy working with teachers to develop a painting theme based on their current curriculum, to paint gifts for Mom or just for the fun of a paint party at school.
*We have a TwoforTuesday: BYOB Paint & Sip special every Tuesday night which makes a great date night or girls night out. Two people can paint two canvases for just $30.
*We have Friday Night Adult BYOB Paint & Sip for couples and small groups.
*We have a Saturday Afternoon Family Paint Party Special kids and adults are welcome to paint with us on Saturday afternoons from 3-6pm for $20 per person.
We are open by appointment seven days a week for group reservations at our studio or your workplace, school, church or other location.
Please call 251.343.2423 or email us at firstname.lastname@example.com to contact us for reservations for your paint party event.
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