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I saw her for the first time since I broke her heart last night. She looked more beautiful than ever. They had just been passing through our favorite coffee shop. We were 10 feet away from each other. She looked up towards me and flashed a smile. Her unique smile shone so bright. I longed for her again, the mistake I had made last night, was a mistake. I smiled back and I lifted my hand up to wave. She didn't wave back. She just kept on walking. Past me never even remarking my presence. I turn around following where she was going when my stomach sank. I put my head in my hands and look down. She wasn't smiling at me.
"Stop looking at me like you want me." She stepped back. "We both know you don't, and… and" she looked up at me, "You never did! You can't love anyone until you love yourself!" She took a breath to gather herself. "You can't even love...him." She said last night. When I told her, I didn't know if I loved her, but I still desired for her to stay mine till I figured it out. She disappeared in the night, only to appear this morning in the arms of this man.
She laughed, and my heart crumpled like the last love note I had given her.
I stare for a bit longer at her. It isn't until they've quickly embraced and left when I began to walk away. An almost empty parking lot, only holding my car, is where I appeared. Coffee-less. I hear a car horn blare and move out of the way. No cars pass me, so I turn around. I shake my head in disbelief when I see there is nothing behind me. I rub my eyes with my wrists.
I pause next to my blue car. I blink slowly.
I hope she was worth it. Obviously written on my car side with red paint by the man I had hooked up with the night before. I press the unlock button and slide in. This wasn't written by her, but rather the boy I had fallen in love with during her and my time together.
I don't know where I'm headed, I'm still confused on how she could just… Look through me like that. I let my emotions drive me to where ever my heart desired.
Unannounced, I return to the place I had called home only to arrive at the foot of her front door. I knock three times on her door. She opens it and makes eye contact with me for a split second, "Hi." I let slip out.
She acts like she can look right through me. Looking around always past me, she started to close the door. My head fell into my hands and I closed my eyes and said, "I thought you loved me."
She ripped the door open. "How dare you say that to me."
She yelled and screamed, "CAN'T YOU TELL? I've been in love with you in every waking minute of every day of every month for five years. No matter how hard you had made things I stuck it out because I am in love with you, that's what you do for people when you love them so goddamn much. It was never hard to love you, it was hard to be with you. Which is your own fault, I did everything I could, only to be treated like this.
Ridiculous." She fell to her knees and whispered, "Stay away from people who make you feel like you're hard to love."
I dropped down to her. Still across from her. She cried and shook. I place my hand on hers which was placed next to her. She pulled her hand away and reached into her jean jacket pocket. She pulled out a small ball of paper and threw it at me. "I kept that. I told you I threw them all away. Huh so I guess now you aren't the only one who lied."
I unravel the small paper...
I hope you are doing well this is a little reminder I love you, and I will never leave you. I know it's been hard for us both, but we will stick it out together. No matter who doesn't support our love. We're in this together.
Sent with much love
"I cut my fingers on the edges of your love letter, in hope of them actually being true. But now I'm left in an area of distrust and sliced fingers." She speaks harshly.
I look at her. "They weren't all lies."
"Did he get the same letters?"
"NO!" I look back down at my hands and there's no paper. "Where-" I look back up, and she's gone. The door was shut tight. I walk over to the window a few feet away from the door. I look through. It's that man again, from the outside the coffee shop, he has his arm around my-
No. She's not mine. What I had done to her was unforgivable. She let's out that beautiful belly-laugh, the one she used to do whenever I'd tickle her back. She used to laugh like that with me.
I'd rather have her happy than mad at me.
"Very good. Almost a year later, and you now understand." A voice comes from behind me. I place my hand on the window, but I turn my head. No one is behind me.
"It is time to let go." Says the voice again. I look back at the beautiful woman that I had cherished.
"She's happy again. It's time to let go. Embrace where you're heading." A hand is placed on my shoulder, and I turn around to see who the hand belongs together,
No one is standing there again, and there is no hand. A car's bright headlights blare at me.
A car horn screeches, and I close my eyes to be greeted by the sense of relief and contentment.
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I am going away on holiday on Sunday so this is my last offering for a couple of weeks. We are going to the Greek Island of Thassos where we shall hopefully find some lovely sunshine. Really looking forward to it although feeling guilty having to put our cat, Douglas, in to the cattery. This will be the first time for him to be boarded without his mate Wallace who we had to have put to sleep in July so we are hoping he will be OK as he is a very sociable cat who loves company.
I have put a closed notice on my website as I'm not sure I'll be able to find any wifi connections and not sure that I want to anyway !!
Hope you like these free baby papers
My Designs
I hope you will enjoy looking at some of the templates I design using Adobe Illustrator for Cameo, Craft Robo/ Silhouette, Cricut,Scan n Cut and other electronic cutting machines. The templates can be purchased from my Design Store at craftsUprint. I shall also be regularly posting freebie files here on my Blog.
If you decide to follow my Blog, in order to comply with General Data Protection Regulations please read my Privacy Policy before following.
Friday, 26 August 2011
Monday, 22 August 2011
Lattice Card with Spiral Roses
I'm really pleased with this design and it's very easy to make. I added as little glitter glue to the edges of the roses but it doesn't show up too well in the photo. Included with the file are some instructions on how to roll the spiral roses and a template for a box as this would definitely not go in an envelope !! You can purchase the template here
Wednesday, 17 August 2011
Freebie Borders
Monday, 15 August 2011
A Freebie Topper
Another Two
Think I've got my mojo back - two more designs I've done today. You can find them here
For the Poinsettia card I cut the flowers on red card and then gave them a coating of glitter paint and it really brought them to life.
For the Poinsettia card I cut the flowers on red card and then gave them a coating of glitter paint and it really brought them to life.
Sunday, 14 August 2011
First Christmas Designs for 2011
I know it's only August but the weeks fly by so I thought I'd better make a start on some new Christmas designs for this year. Only managed two so far but have got a few more ideas in mind. You can purchase them from here.
Friday, 5 August 2011
New Designs for August
Just finished these today and posted them on my website
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By Frank Pingue
SOCHI, Russia (Reuters) - Russia marched into the quarter-finals of the men's ice hockey competition at the Sochi Winter Olympics on Tuesday, joining a feel-good Slovenian team, the Czech Republic and a surprising Latvia in the last eight along with the four automatic qualifiers.
Despite struggling at times with their offense, the Russians scored twice in each of the last two periods to beat Norway 4-0 and set up a quarter-final clash with Finland on Wednesday.
"It is do-or-die games right now," said Russian forward Alex Ovechkin. "I'm pretty sure everybody on Finland is going to be ready for tomorrow, and we're going to be ready as well."
Alexander Radulov and Ilya Kovalchuk each had second period goals before Radulov scored an empty netter with 67 seconds left then Alexei Tereshenko finished off the rout in the last minute.
Sergei Bobrovski stopped 22 shots for the shutout while Radulov, who also had an assist, enjoyed his best game of the competition.
Slovenia, a country with just seven ice rinks, continued their fairytale run to reach the quarter-finals in their first Olympic appearance in men's ice hockey.
Their 4-0 victory over Austria set up a semi-final with a powerful Swedish team that finished the preliminary round with the best record of the 12 competing teams.
Anze Kopitar, who missed most of the previous game with a stomach flu, provided Slovenia with the perfect start when his shot from the slot squeezed through Mathias Lange's pads and trickled over the goal line less than six minutes into the game.
"I don't think any of us would have expected this," said Kopitar, whose father Matjaz is the national team coach.
"But we are a relentless group with obviously a lot of passion ... and that's what's taken us to where we are right now and we're ready to keep on going."
Latvia also reached the Olympic quarter-finals for the first time, beating Switzerland 3-1 to avenge their 1-0 loss to the Swiss in the preliminary rounds.
Latvia got goals from Oskars Bartulis and Lauris Darzins in the first 12 minutes. The Swiss struck back late in the second period on a goal from Martin Pluss but Darzins iced the result when he scored into an empty net with a minute left on the clock.
Latvia lost all three of their preliminary games and Tuesday's victory was their first at the Olympics in 12 years. Their reward is a quarter-final clash with the defending gold medallists Canada.
"It was a long, hard road to here but we stuck together as a team and battled through it and came out winners," said Latvian captain Sandis Ozolins. "We're pretty glad with our play today."
Asked what the win meant for Latvian ice hockey, Ozolins was lost for words. "You got to ask someone who is not as excited right now as I am," he said.
The Czech Republic held on to beat Slovakia 5-3 after surviving a fierce comeback.
Two goals from Roman Cervenka and one each from Ales Hemsky and David Krejci gave the Czech Republic a seemingly comfortable 4-0 lead late in the second period.
But Slovakia responded with three goals during a 13-minute stretch, that spanned the second and third periods, to set up a wild finish.
Czech captain Tomas Plekanec seal the win with an empty netter with 39 seconds to play.
(Reporting by Frank Pingue; Editing by Julian Linden)


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Hi, my name is (still) Lorna. My kid is just over six months old, and I don't know how the hell that happened. No, I don't need a Biology lesson. I need a drink.
I haven't written anything longer than a Facebook update in well, six months. But yet, here I am.
Today, I found myself in a bookshop, wiping a booger off Isla's face and then smearing it on my jeans. Is that some sort of parent achievement unlocked? Because, y'know, I didn't have a cloth. And wiping a booger on the books would have been too gross.
As I write this, Isla is Tarzan-yelling, happily. Neil is putting together her new walker-thingy. I know I have a good deal. And for that, I'm grateful. (That doesn't even cover it.) But I'm also tired. And hungry. And I really need to brush my hair. (That doesn't even cover it.)
Back in the bookshop, we're ready to pay, and then Isla starts Tarzan-yelling, unhappily. Usually, I kinda yell back until she gets confused and laughs. However, I know when this tactic won't work. And this afternoon was one of those times.
Picture it, Isla there in her carrier, strapped to my front. Protesting like we stole her. I'm humming and jiggling. Almost dancing in my chair. And I don't even need to pee. Instead, I'm mumbling, 'Oh, Strumpet' while hoping the line would freaking move already, and getting looks from people on it.
Yes, I'm the mother. No, she's a girl. Yes, I know she's wearing dinosaurs. No, please don't touch my kid. Or pat me on the head.
We contemplate leaving the shop, and I'm near tears now, too. Because I feel bad for my kid. And because all I want to do is use book vouchers for books to read late at night, sandwiched between my husband and my child, who is really very patient. Until she isn't.
I may have done laps around the place while Neil stood in line. And then, he's there. With the books, and the promise of coffee. Like a beacon.
Isla is a fresh air freak like her mother; she slept on the stroll to coffee, but fired up again when we got inside. I made eye contact with another mother, who smiled at me.
'Hi,' I said. I wanted to ask for a hug.
Neil and I had coffee. The baby had some milk. All was quiet with the world.
And then I'm blowing zerberts on Isla's face. Because it makes her laugh. And laughing is good. Laughing is gold.
I started writing this post a few hours ago. As of now, there's a teething ring chilling in the fridge and the baby is asleep.
Maybe I should read a book. Or brush my hair.


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18 U.S.C. Section 2257 Compliance
All models, actors, actresses and other persons that appear in any visual depiction of actual sexually explicit conduct appearing or otherwise contained in this Website were over the age of eighteen years at the time of the creation of such depictions.
All other visual depictions displayed on this Website are exempt from the provision of 18 U.S.C. section 2257 and 28 C.F.R. 75 because said visual depictions do not consist of depictions of conduct as specifically listed in 18 U.S.C section 2256 (2) (A) through (D), but are merely depictions of non-sexually explicit nudity, or are depictions of simulated sexual conduct, or are otherwise exempt because the visual depictions were created prior to July 3, 1995.
With respect to all visual depictions displayed on this website, whether of actual sexually explicit conduct, simulated sexual content or otherwise, all persons in said visual depictions were at least 18 years of age when said visual depictions were created.
The operators of this Website are not the primary producer (as that term is defined in 18 USC section 2257) of any of the visual content contained in the Website. The custodian of records for each scene can be found by following the links to the original website.


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Omaha Weddings
Invite all your guests to come together to Omaha to celebrate your big day. Element Omaha is perfectly located in the heart of the vibrant entertainment district of Omaha, and convenient to a wide variety of ceremony venues. Whether you desire an intimate outdoor Omaha wedding or grand ceremony, Omaha has the right venue for every bride. See our list of recommended wedding venues below.
Wedding Room Blocks
For out of town guests, Element Omaha can provide restful hotel accommodations which include complimentary Rise breakfast each day, as well as complimentary Internet. The smartly designed rooms feature kitchenettes, open-flow layouts and comfortable Heavenly® bedding to have your guests feeling refreshed so they can rejoice in your big day.
Special Offers
Earn Bonus Starpoints when your Wedding Guests Stay at Element
Earn Starpoints® when your wedding guests stay with us. Your guests can earn standard Starpoints reward on eligible nights, while you earn 5,000 Starpoints for every 10 rooms consumed.
Contact a Wedding Specialist at 402-614-8080 or submit an RFP for more information online.


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I had an Aha moment last week when I met Mary for lunch. We were talking about how we need to clean our closets out. How we have stuff from decades ago that we simply don't want to let go. How one of the reasons we were afraid to let go was because it could mean we would forget. And then I started telling her how my memory is lousy. How old friends say, 'remember when you did this?', or 'said that'. And I had no idea why I could not remember. She said, 'you don't remember because you were not present.'
Bam. A-ha.
Yes. I do not remember because I was not present. I was never comfortable in my skin. I was always upset that things were not better, that I should be somewhere else doing something else, and that I was not better. I was never present. I don't have a bad memory, I either never made a memory or I decided it was a bad moment I did not want to remember. I was completely absent. Damn. Why did I do that to myself? I missed out. Damn. By choosing to be present, by choosing to not judge, by choosing to accept I could have been happier, calmer and not think I was going senile. If I had chosen to be present, I would have have been able to think about my past and smile at the fond memories.
So what's the moral of the story? Good things come from eating burgers with friends :) and Be Present. Are you present in this body, in this moment, with this breath? There is no good or bad moment, there is no judgment. Are you here? Completely here? What is this moment teaching you?


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The Helio Sequence Keep Your Eyes Ahead
The Helio Sequence Keep Your Eyes Ahead
Release Date January 29, 2008
Catalog No SP709
Formats CD, LP, and Digital
After 3 albums and ten years of touring and recording, The Helio Sequence (Brandon Summers and Benjamin Weikel) have recorded their most dynamic, extraordinary work to date. Keep Your Eyes Ahead marries the Portland duo's signature layered keyboards and impossibly big guitars with crisp songwriting and a newfound appreciation for minimalism. The finger picking on "Shed Your Love" is backed by exquisite strings and ambient noise, but Brandon's serene, self-assured delivery remains front and center. While songs from the band's early releases spanned up to 7 minutes, even the longest, lushest, catchiest track on Keep Your Eyes Ahead (fiery anthem "Hallelujah") clocks in at 4 and a half minutes, evidence of just how refined their craft has become. Vocals were recorded spontaneously in bedroom closets and living rooms, which may explain the haunting urgency you hear in Brandon's voice, especially on driving tracks like "Keep Your Eyes Ahead." The band also took its time on the album. After the bulk of official recording was completed, a listen through all the demos and snippets on Brandon's hard drive convinced Benjamin there were more gems in the rough (which is how both "Hallelujah" and "Keep Your Eyes Ahead," as well as the mid-tempo "Back to This" were rediscovered and retooled).
Produced by the band, Keep Your Eyes Ahead confirms in The Helio Sequence an energy and a range that continues to defy narrow categorization. Unapologetic pop and folk meld seamlessly to create songs that are bigger, more epic and polished than anything they've ever done. Keep Your Eyes Ahead is the sound of a band and a decade-old partnership that's been invigorated. And that's exactly how the songs will make you feel: invigorated.
Spin.com news piece on Keep Your Eyes Ahead
p>. From NPR Music (courtesy of KEXP) – The Helio Sequence: A Two-Man Wall of Sound
Attention! As we have mentioned from time to time here on the Sub Pop web thingy, most of the LPs that we put out come with an enclosed coupon enabling you to download all of the album's songs as mp3s FOR FREE. The vinyl format for Keep Your Eyes Ahead, for example, includes one of these very coupons.
Featured Videos
- Lately
- Can't Say NoCan't Say No
- The Captive Mind
- You Can Come to Me
- Shed Your Love
- Keep Your Eyes AheadKeep Your Eyes Ahead
- Back to This
- Hallelujah
- Broken Afternoon
- No Regrets


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Know more about this business than we do? Cool! Please submit any corrections or missing details you may have.Help us make it right
Be the first OregonLive.com user to add photos or videos of Huyssoon Debi M DMD PC
Huyssoon Debi M DMD PC is located at 518 SE Oak St Ste 100, Hillsboro, OR. This location is in the Central Hillsboro neighborhood. This business specializes in Dentistry.
Huyssoon Debi M DMD PC can be found at Se Oak St, Ste 100 518. The following is offered: Dentistry. The entry is present with us since Sep 10, 2010 and was last updated on Nov 14, 2013. In Hillsboro there are 18 other Dentistry. An overview can be found here.


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Love and JOY,
Joy Restoration Coaching Happiness
We are creatures of habit and if we are not in a state of awareness and consciously choose our habits on purpose other habits, possibly bad habits, will settle in and take root. Take our frenemy STRESS – stress is [...]Read More
Brené Brown
May 4 at 11:03am ·
"I've realized that one of the most unkind things I can do to somebody is to put them on a pedestal because very soon, inevitably, they're going to do something that's going to [...]
Having a high level of emotional intelligence is more valuable than being the smartest in the class when is comes to comforting others who are hurting. Feel from the heart rather than think from the brain. Listening is more important [...]Read More
It is very important to both the griever and the friends to read this article. When someone is hurting, most of us only want to comfort them. However, in our efforts of doing so, quite the opposite can happen. Be [...]Read More
Love and JOY,
Joy Restoration Coaching Happiness
"The Gift of Change - Spirtual Guidance for a Radically New Life"
by Marianne Williamson
"The Best Year Of Your Life - dream it.plan it.live it"
by Debbie Ford
"The Aladdin Factor"
by: Jack Canfield and Mark Victor Hansen
"What is Your WHAT?"
by: Steve Olsher
"The Slight Edge"
by: Jeff Olson
"Wherever You Go There You Are"
by: Jon Kabat-Zinn
"Play - How It Shapes the Brain, Opens the Imagination, and Invigorates the Soul"
by: Stuart Brown, MD with Christopher Vaughan
"The Tools - Transform Your Problems Into Courage, Confidence, and Creativity"
by: Phil Stutz and Barry Michels
"Unglued - Making Wise Choices In The Midst Of Raw Emotions"
by: Lysa Terkeurst
"Excuses Begone! - How to Change Lifelong, Self-Defeating Thinking Habits"
by: Dr. Wayne W. Dyer
"Feel the Fear and Do It Anyway"
by: Susan Jeffers, Ph.D
"MAKE MONEY Not Excuses - Wake Up, Take Charge, and Overcome Your Financial Fears Forever"
by: Jean Chatzky
"Who Moved My Cheese?"
by: Spencer Johnson, M.D.
"What's Worth Knowing"
by: Wendy Lustbader


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I did finished these a couple of weeks ago but my camera broke and had to get a new one. Anyway they are very cosy on my toes !!
Friday, 20 April 2012
F.O Friday Mary Jane slippers and R is for Ravelry
I did finished these a couple of weeks ago but my camera broke and had to get a new one. Anyway they are very cosy on my toes !!
12 comments:
I love your Mary Jane's, what pattern did you use...I have the wantsies! :)ReplyDeleteReplies
It was in crochet today jan /febs issue.Delete
Very cute slippers!ReplyDelete
I love your mary jane slippers!ReplyDelete
I really have a need for a pair of slippers. I should follow your lead and start some. Your slippers are adorable!ReplyDelete
I agree, lovely slippers!ReplyDelete
They DO look comfy! Love the colour choice too!ReplyDelete
Lovely slippers and yes Ravelry is a must for anyone that knits or crochetsReplyDelete
You're really making me want to have a go at something crafty! I keep looking at things and saying to myself...I wish I could do that... maybe you can give me some lessons!ReplyDeleteReplies
of course I can !!Delete
Very cute slippers and they look comfy! I haven't knit anything for years--other than a Harry Potter scarf for a Halloween costume. This makes me want to get my needles out.ReplyDeleteReplies
thanks xxx hey why not get those needles out !!Delete


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Cancer-controversial ELF EMFs flooding millions of motorcyclists is unacceptable especially for avid rider cancer survivors and chronic illness patients
Past News ReleasesRSS
(PRWEB) May 17, 2010
Patent-granted Canadian Randall Dale Chipkar discovered a motorcycle-melatonin link raising red flags for the motorcycle industry worldwide. Rider health concern includes cancer, colitis, crohn's, hypertension, heart disease, diabetes, impotence, etc. Chipkar developed the Electromagnetic Pro-Ionization Principle for motorcyclist safety from ELF EMF magnetic field radiation exposure.
"The YouTube motorcycle cancer risk videos prove excessive ELF EMF magnetic field radiation above motorcycle seats," says motorcyclist Randall Dale Chipkar. "Cancer-controversial ELF EMFs flooding millions of motorcyclists is unacceptable especially for avid rider cancer survivors and chronic illness patients," adds Chipkar.
"Melatonin is our cancer-growth fighting hormone. Various extremely low frequency electromagnetic fields (ELF EMFs) disrupt the synthesis and role of melatonin increasing the risk of illness and cancer. The gastrointestinal tract (GIT) is our main supplier of both paracrine and endocrine melatonin which are vital for inhibiting cancer-growth throughout the body," Chipkar says.
"Motorcycle ELF EMFs also penetrate bone marrow melatonin. Bone marrow melatonin controls oxidation and cytotoxicity for developing red blood cells, white blood cells, stem cells, dendritic cells, B-cells, T-cells, NK-cells, etc. which are crucial for immune system defense against pathogens, disease and cancer," adds Chipkar.
"People have a right to physiological integrity without synthetic electromagnetic intervention. Presently there are no rational regulations whatsoever to protect motorcyclists from oscillating-current excessive ELF EMF magnetic radiation emission penetrating the groin and entire torso. The spirit of motorcyclist safety needs to encompass emerging technological health issues to confirm consumer confidence," says Chipkar.
"A new classification of pro-ionizing radiation is appropriate. For a more practical evaluation of non-ionizing radiation, I developed the Electromagnetic Pro-Ionization Principle to assist in public health risk reassessment: When various non-ionizing, non-thermal electromagnetic exposures promote adverse ion/electron bio-effects that affect health over time, such radiations warrant emission identification, pro-ionizing sub-classification, and health risk recognition for public safety conservation," Chipkar says.
"Prolonged ELF EMF-melatonin exposure concern includes breast cancer medication interference, breast cancer, ovarian cancer, endometrial cancer, colon cancer, kidney cancer, prostate cancer, pancreatic cancer, depression, migraines, immune deficiency, ileitis, inflammation, ulcers, gastrointestinal disorder, free radicals, blood disorder, yeast, arthritis, osteoporosis, oxidative stress, PMS, gallstones, degenerative disease, apoptosis, Alzheimer's, Lou Gehrig's, Non-Hodgkin's, Parkinson's, multiple sclerosis, lymphoma, melanoma, leukemia, fibromyalgia, etc. Melatonin compromise also affects seratonin, insulin, glucose, testosterone, estrogen, adrenaline, etc.," says Chipkar.
"Conquering cancer requires our utmost attention concerning any potential cancer causation, cancer-growth promotion or cancer medication disruption. Cancer metastasis targets bone marrow, brain, liver, lungs, lymph nodes, etc.," Chipkar adds.
Randall Dale Chipkar can be seen in a YouTube motorcycle cancer television interview part 1. You can see part 2 of the interview at the motorcycle cancer video page for rider safety. Randall Dale Chipkar developed The Motorcycle Cancer Risk Worldwide Petition to encourage the motorcycle industry for safer vehicles. Please visit Motorcycle Cancer Risk for further information.
Randall Dale Chipkar
The Motorcycle Cancer Book
Chipkar Health Concepts Limited
# # #


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This is the third and final installment of our series with the Democratic candidates running for governor of North Carolina. This time we go one-on-one with former Congressman Bob Etheridge.
Etheridge has been a county commissioner, state legislator, state superintendent of schools and was on Capitol Hill from 1998-2011. Most recently he has been head of the North Carolina Office of Economic Recovery and Investment, overseeing the remaining stimulus funds in the state.
According to recent polling, Etheridge has an early lead in the race over Lt. Governor Walter Dalton and state Rep. Bill Faison, due to name recognition. But questions linger about whether Etheridge has the resiliency to bounce back from his 2010 re-election defeat, or whether he has the time or the focus to put together a winning campaign.
In a way, it's actually a positive that Etheridge is not polished at this point. Voters should appreciate that. While the other two men in the race had been planning statewide campaigns for months, Etheridge was caught off guard by Gov. Beverly Perdue's announcement not to seek re-election.
When others potential candidates like Erskine Bowles and Heath Shuler opted not to run, Etheridge saw the opening for an experienced and battle hardened veteran.
Though still dogged by the infamous YouTube video from 2010, the real Etheridge is actually quite different — he's amiable with an old Southern charm about him.
If Etheridge can find his voice in the coming weeks, and hold his own in the debates, he could very well be the Democratic candidate facing Pat McCrory in the fall.
Creative Loafing: You had been out of public office for a year. What compelled you to return to the political arena?
Bob Etheridge: I really think North Carolina is at a crossroads. Everything in my life has really been about building from the ground up. It really started with public schools. The public-school system really empowered me as a poor kid from the farm. My parents were tenant farmers down in eastern North Carolina in Johnston County. A tenant farmer means you tend somebody else's farm and live in their house, and we lived in five different homes as I was growing up. That empowered me to learn and grow and really achieve beyond all reasonable expectations. Some might say that was the American Dream, but I really believe that dream is under assault today. You can't just fire teachers and cut the college curriculum, cap the enrollment and starve our community colleges, slash opportunities that allow young folks to have upward mobility or deny workers who are out of work the opportunity to be retrained. Unfortunately that is exactly what the Republican-controlled legislature has been doing over the last couple of years. That's why I'm running for governor.
To be the candidate, against the likely Republican Pat McCrory, you must first win the primary of your Democratic Party. What does the Democratic Party of North Carolina stand for in the 21st century, and what makes you best equipped to lead them at the top of the ticket?
Well, I think the things the party stands for today are some of the things the party has always stood for, including opportunity for everyone no matter you're ethnic or economic background. We've always stood for opportunity, whether it be education, people with special needs or someone starting a small business. The Democratic Party has always been there. It's been a party of opportunity, giving a helping hand. When our men and women came home from World War II, we had the G.I. Bill, which helped a lot of folks to make it. And when I was in Washington, I cosponsored legislation that created the 21st G.I. Bill, which kicked in in 2009. Now we have thousands of men and women who served in Afghanistan and Iraq who are now going back to college. They'll be a new wave of bright young people who will fuel this economy in the 21st century. That's our message, and I look forward to winning the primary and taking that on to Mr. McCrory in November.
This has been a short primary, not to mention that Dalton was already prepared for a statewide run, and Rep. Faison was looking at it from behind the scenes. What has it been like to field a campaign on such short notice, and what are some things you feel like you need to do to catch up?
It's sort of like drinking water from a fire hose. You just try to run as fast as you can, and do as much as you can. But if the polling data is accurate, I am leading in the polls statewide by double digits at this point. You have to assume those are accurate. But I think that has to do with a lifetime of working for people as a legislator in North Carolina. I chaired appropriations committee for four years working with people all across the state. As state superintendent for eight years, I worked with people across the state, and even in Congress I worked with people across the state on business and education and a host of other issues we dealt with in Washington.
You lost your congressional seat during the Republican landslide of 2010. Why did that landslide happen? And looking back, would you have done anything differently in that race?
Well in the case of our district, we only had 42 percent of the people who voted in 2008 come back in 2010. That's a quick recipe for political disaster when people don't vote. I think there was a bit of apathy on the part of some Democrats in our district. There was a tremendous amount of money spent by third-party organizations. They spent about a half-million dollars in our race in two weeks. And it was just an avalanche of money and mailers, with depressed Democratic turnout and excited Republican turnout. Even with that, we lost by just a handful of votes. It was a year where people were running a race against the president, and throughout history the first midterm during a presidency is always a difficult time. We faced the guillotine as did a lot of good people across America.
You voted for the recovery package and the healthcare bill, votes which likely contributed to your defeat, but you still defend those votes with pride. What are some other moments from your career on Capitol Hill that you are most proud of?
We did a number of things. Certainly the recovery package saved this country from one of the worst economic downturns in history. It kept teachers in the classroom, law enforcement and firemen in place, and created jobs. I got passed a school construction bill that put a total of a half-billion dollars to build and renovate schools and create 10,000 jobs across North Carolina. But also we had the Hometown Heroes Bill, which means that every sworn law enforcement officer, firemen and first responders receive a federal death benefit if they died of a heart attack or stroke within 24 hours of going off duty. The truth is nearly half of all firemen who lose their lives, lose them because of a heart attack or stroke. I was a primary sponsor of both bills.
We have a Republican-run legislature in North Carolina for the first time in a very long time, and because of redistricting they are likely to stay in power. What are the dangers of having a Republican governor to go along with that legislature? If elected, what would you do to work with them, and to stand up to them?
I would hope we add some numbers to our Democratic colleagues in the General Assembly. The redistricting is going to make it very difficult to take back control, but it's not impossible if people turn out and vote. But the way they've carved the districts up is unprecedented. Every party always draws lines to advantage themselves, but this is the first time a party has taken over and punished women; double-bunking by putting two female representatives in the same district so one would lose. Then they took on minorities in an unprecedented way. You work with them if you gain, or else you have to go across the state and drum up support for issues important to the state of North Carolina. Education is important, early childhood is important. Jobs and the economy are important. But I think folks will go to the polls in November, and there will be some changes because of the draconian things this last legislature has done. Most folks don't realize that over the last ten years we've seen fees and tuition at our public universities double. That's a recipe for long-term disaster.
CL: Amendment One, which you oppose, has become a huge issue on this primary ballot. A lot of folks say though, that its success or failure depends on whether conservative Democrats and African Americans support it. Being a leader of your party, and a potential governor of the state, what would you say to people who are unsure about whether they should oppose the amendment?
Etheridge: We already have a statute on the books that covers the issue it's concerned about. And we have never, to my knowledge, put in something in our state's constitution that takes away someone's rights. I think that's a very dangerous thing, and I hope the people of our state would not go down that road. As a party, as a state and as a country we are, and should be, about advancing the rights of everyone.
As a small-town guy from eastern North Carolina, how did you become a prominent legislator? What it's like running for governor of North Carolina, and what are the values and experiences you take with you as you campaign across the state?
I grew up with two parents, neither of whom finished high school. My dad actually worked in the CCCs, the Civilian Conservation Corps, to make money to send home to his family during the Depression. My mother lost her mother when she was 7 or 8-years-old, and her dad never remarried. So she dropped out of school at an early age. I was born in Sampson County and raised in Johnston, but I grew up going to school every single day. Never missed a day of school till I was in the eighth grade and had to go to the hospital for surgery. My parents understood the importance of a good public education and wanted to make sure their children got it. I was the first member of my family to graduate from high school, and then go on to college. I worked two years at a textile mill — we called them cotton mills back then — to earn enough money to pay for my first semester of tuition. I was a walk-on on the basketball court, earned a full scholarship, graduated, and then spent two years in the Army. I came home and got into business. I've had a lot of opportunities, and I feel like every job I've had or office I've held makes me feel obligated to give something back. I do it in my church, where I've taught Sunday school for over thirty years. I'm married to the same lady I met in college. I still remember the yellow dress she was wearing the first time I saw her cross the dining hall. She's still as pretty today as she was then. Those are the values you bring with you, and that has fueled me along. We have a lot to give back and a lot to be thankful for, and those opportunities should not be closed to others. Our grandparents went through a lot tougher times than we've had, but they were willing to take less and invest in the future. We need to take a lesson from that.
Michael A. Cooper Jr. is a student at the Charlotte School of Law and was a 2009 New Leaders Fellow at the Center for Progressive Leadership. He was born and raised in North Wilkesboro.


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Kendall Jenner Goes Boating with the Family While Kylie Shops with Willow Smith
Kendall Jenner shows off her flat stomach as she walks on a dock and heads to a boat while filming scenes for Keeping Up with the Kardashians on Sunday afternoon (June 29) in the Hamptons, New York.
The 18-year-old model was joined for the outing by her sisters Kourtney and Khloe Kardashian, and her nephew Mason.
PHOTOS: Check out the latest pics of Kylie Jenner
A few days earlier, Kendall's younger sister Kylie, 16, was spotted shopping at Tokio 7 with her good pal Willow Smith, 13, in New York City.
FYI: Kylie is wearing a Saunder skirt.
Posted to: Kendall Jenner, Kylie Jenner, Willow Smith


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The Sacramento Public Library will be getting a check for nearly a half million dollars – not in donations, but in restitution.
It all stems from two years ago, when two former employees embezzled close to $800,000 from the library.
The district attorney office says it was a devised strategic plan.
Dennis Nilsson, once the facilities supervisor, and James Mayle, the former head of security for the library, along with his wife Janie created a fictional shell company to oversee maintenance service for the library, the DA says.
"Janie Rankins Mayle redid the billings on her own letterhead and then vastly inflated the amounts of the billings," said Michael Blazina, Supervising Deputy for the Sacramento County District Attorney's Office.
With the money, trips were purchased and so were cars.
The judge threw the book at them in 2011 and they were sent to prison. During that time, their assets were frozen.
"There were several cars and one home in Folsom sold," Blazina said.
In all, about $480,000 will be recouped by the library.
"It will be used for things like keeping our library open, making sure our personel are paid , that we have materials available to our patrons," said Phil Serna, Chair of the Sacramento Public Library.
More money could roll in, with the district attorney's office still looking to see if they can get cash from other assets.


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APRA can't wait for Basel IV, 'Unquestionably Strong'Written by admin on April 6, 2017 – 7:37 am
With a fire raging in the Melbourne and Sydney property markets, incentivised by emergency low interest rates, negative gearing and capital gains discounts, APRA has announced it can no longer wait for Basel IV banking reforms. The regulator plans to implement a new round of stringent regulation starting mid year.
"Without clarity as to a deadline for an agreement in Basel, we have decided it does not make sense to wait any longer to deal with the question of 'unquestionably strong'," APRA's chairman Wayne Byres said in a speech on Wednesday night.
According to Corelogic, Australian house prices are growing at the fastest rate in 7 years.
The plan is understood to involve increasing the minimum risk-weights on property investor loans, and hence requiring the banks to hold billions more loss absorbing capital and be 'Unquestionably Strong' for when the inevitable property correction comes.
"If we are going to put an increasing number of eggs into a single basket, we'd better make sure that basket is an unquestionably strong one," remarked Mr Byres.
Banks are expected to pass on the cost of increased capital to property investors through higher mortgage rates.
» APRA drops housing capital bombshell – The AFR, 5th April 2017.
» Real estate: Mortgage costs to rise as APRA hints at further home loan crackdown – The ABC, 5th April 2017.
Posted in Australian Economy | 68 Comments »
68 Comments to "APRA can't wait for Basel IV, 'Unquestionably Strong'"
Ino Says:
April 6th, 2017 at 8:03 am
Sooo… riddle me this then: does this mean that the savers are going to continue to "take one for the team"? Not for other reason – but I'm rather sore from all the rogering I've been getting for the past years now, while everyone else is making out like the bandits they are.
Anthony Says:
April 6th, 2017 at 8:15 am
Tick tock tick tock, the bomb has been placed in this bubble, just nobody knows what the timer on the bomb has left.
firstname.lastname@example.com Says:
April 6th, 2017 at 2:24 pm
I might sell my house and buy some tulips,
email@example.com Says:
April 6th, 2017 at 2:24 pm
I hear you cant go wrong with tulips.
Jamie Says:
April 6th, 2017 at 6:23 pm
Friends, Doomsayers, Naysayers, those who get shut down at BBQs by ponzi finance addicts etc…let me share this.
As of today the Total 12 month ended rolling credit growth for our banks currently stands at 5.0 %.
This figure was booming pre GFC and crossed under 5.0 % in March 2009 and stayed there until it crossed above it in June 2014. This was achieved by lowering interest rates and loosening mortgage finance.
Since June 2014 to now we have managed to stay above 5.0 % due to Investor lending, Investor lending was exceeding 10 % p.a through 2014/15.
Now,this is the current cocktail…were back at 5% and trending down but this time APRA and ASIC are making headwinds for the banks, Investor lending and Ponzi finance is being clamped and business and personal credit is negative.
Where are the banks going to make their money?
Personally, I think were baout to see mass unemployment from the banking sector, this is the start of a recession.
average_bloke Says:
April 6th, 2017 at 10:47 pm
nuff said
Damian Says:
April 7th, 2017 at 4:05 am
I really just don't understand how a house in Melbournes Burwood East can demand $1,000,000 when you can rent a fairly decent 2-bed home in the same area for $380/week. Can someone please explain this to a layman. It just doesn't make sense to buy anymore.
Jamie Says:
April 7th, 2017 at 7:16 am
I'm literally waiting to turn the radio on one morning and hear about a wave in unemployment. Someone close to me works high in the employment services industry, very closely with the federal government.The amount of panic they are in to ensure the numbers don't reflect underlying conditions is unprecedented.
Jamie Says:
April 7th, 2017 at 7:17 am
@ Damian it doesn't make sense, theres no yield only capital gains. The will to buy is based purely on capital gains speculation.
JamesR Says:
April 7th, 2017 at 7:41 am
@ 5 Jamie,
Yes correct!
The banking sector is massive. 35% of the All Ords.
And the flow on effects are huge. Just one random example: I know of two people in Sydney in IT recruitment. For them its all about the banks. When the banks start spending money on IT the amount of people they employ is massive. And when they stop…
Ino Says:
April 7th, 2017 at 8:00 am
@ Damian
Oh yeah? You think you have a head scratcher? Hear this one: How the f!@#!%^ can you justify $750,000 for a place 30 minutes out of Maclean (NSW) when local salaries are no bigger than $40,000-$45,000
And don't tell me that it's the views of the f-in lake.. You can certainly can't eat the freaking views, they're not particularly nourishing. And judging by looking around – the local population is either really old pensioners or young-ish suckers who are working from 5:30AM to 6PM so they come back in the dark – so much for the views! Oh – and they sleep their weekends because they're too tired…
'Straya, f%&#ck yeah!
Ino Says:
April 7th, 2017 at 8:02 am
@John@hotmail (message 4)
>I hear you cant go wrong with tulips.
I hear the same thing: The only thing better than roses on your piano are tulips on your organ. 😀
Chockolate Says:
April 7th, 2017 at 8:27 am
@7, quite simply you can demolish a house and put up 6 apartments and sell them for $450,000 each.
Max D. Leverage Says:
April 7th, 2017 at 10:56 am
The scariest sentence in the English language is "I'm from the Government and I'm here to help"
So APRA increases bank holding costs which are passed on to the property investors who in turn increase their negative gearing and pay even less tax making the taxpayer pick up the shortfall. As Einstein said "Both stupidity and the universe are infinite … although I'm not sure about the universe"
3s Says:
April 7th, 2017 at 12:26 pm
Hey, does anyone on here subscribe to http://www.macrobusiness.com.au?
Some solid articles there and today updated graphs on household debt vs GDP that is nice to compare with the Houseprice index in the graphs section of this site.
Bubby Says:
April 7th, 2017 at 3:54 pm
Its an interesting story "7:30 Report does investor speculation"
Although one thing I hate hearing is the term "cashed up investors" which is used throughout the story. This is a LIE, they're simply getting IO loans with the smallest of buffers in spare income.
A very large percentage of speculators (at least 2/3rd) are using IO loans and are unable to afford the loans otherwise. One of the issues with this is that the IO period usually only lasts 5 years at which point it reverts to a 25 year P&I loan and the repayments for a 25 year period are higher than if it were 30 years. Most of them try to extend the IO period another 5 years with the same bank if possible but then it reverts to a P&I loan with a 20 period. The bar is higher to get this approved as serviceability comes into question. If they fail this they can either sell up or try to refinance with another bank which a lot of them do. If they don't do it at the 5 year mark they most definitely will at the 10 year mark as the P&I repayments on a 20 year period are too crushing.
Many speculators and mortgage brokers on the property forums have remarked about how much harder it has been to keep rolling over these IO loans as well as sign new loans since the APRA 10% growth limit. If they think that was hard, now they're faced with an even tougher limit with APRA's 30% max on new IO loans.
As a lot them are about to find out (most are oblivious to these things until it happens) they're playing a game of rapidly decreasing musical chairs.
Looking at the data going back to 2012 since there has been a huge jump in IO loans, many of those loans are already starting to come off their honeymoon period but we haven't seen anything yet!! IO lending was peaking just before the new APRA growth limit and we're going to see a lot of this start to fall off a cliff in the next few years.
Speculators like to claim there will be no crash as long as they hold their properties and don't sell in a downturn. But 2/3 of them are in a situation where they have no choice but to refinance lest they sell their property due to the repayments being too expensive. This refinancing will come back to bite them especially if the market starts to soften which it will eventually under its on weight.
Matty Says:
April 7th, 2017 at 5:26 pm
@ 7 Damian
Yes, if things stay as they currently are (imagine prices don't rise, so they are static) then the land lord gets no positive return on their capital…….
So one of either two things can happen:
A: Prices must rise for the current landlord to receive a return on their capital
B: Prices crash to a level where a return can become positive off the current rent
ok, there is a third one, but it's just not gonna happen
C: Rents rise to make these places have a positive return (Hint: Rents are tied to wages more than any other input…wages are falling in real terms, hence the static/falling rents being asked)
So if scenario A plays out…. Where does that lead??? Back to where we are now! Because the new land owner has the same predicament….
So it's a endless loop of scenario A's until, there are no more idiots… then scenario B will occur.
Apra/Banks are doing their best to see interest rates rise….
There is NOTHING left in this bubble…. A few greedy foreigners, and a handful of really, really dumb and/or gullible locals.
How long can it last??? It's already a dozen years past my first expectations… But then I see how desperate the banks are to lend against property. Who knows.
TheJabberwocky Says:
April 7th, 2017 at 6:43 pm
Just flicking through J is for Junk Economics by Michael Hudson last night (it is effectively a dictionary of economic terms and economists). In the entry on Hyman Minsky he describes the three stages of the financial cycle:
1. Hedge phase, where both interest and principle can be paid.
2. Interest only phase where debtors can only afford to pay the interest on their loans.
3. "Ponzi" phase where borrowers need to borrow the interest as it accrues (as in a negatively amortising loan where effectively you're borrowing the interest through your deposit). It only works for a short time while price inflation outstrips the rate of negative amortisation.
And then of course there is the Minsky Moment.
firstname.lastname@example.com Says:
April 7th, 2017 at 7:57 pm
I have said it all along….Housing shortage when one guy has ,2,5,10,15 properties, yet some don't have 1. Yeah Housing shortage, You just cant take any of this stuff serious, just sit back.
Matty Says:
April 8th, 2017 at 8:33 am
@19 John
The housing shortage myth is a cracker. Residents per dwelling, the actual statistic that measures how many people live in a dwelling, has been falling for years…….
If people can easily believe there's a housing shortage (when the evidence is clearly that there is an abundance of dwellings), shows how easy it is to get them to borrow to buy such an items…and they have been.
Like any money making scheme, only 5% of investors will come out of this with any profit.
Ripa Says:
April 8th, 2017 at 9:43 am
16- Bubby- is that right about an IO loan extension being part of the full loan term?
Did not know that… Farrrrrkkk…… IO roll overs this year from 2012. If they get turned down & it's P&I, well, I don't know but it all sounds a lot like the plot from The Big Short.
I don't know…. My guts been wrong for a few years but with a lot of figures still around post gfc levels my dosh is on big cut backs & lay offs after July 1.
The party's over but they're still spinning the tunes.
Plenty of vacant shops/ restaurants, no one has any spare cash.
Bubby Says:
April 8th, 2017 at 12:45 pm
Eventually the banks wants you to start paying the money back. It's the true definition of kicking the can down the road.
I believe they can get the loan term reset to 30 years if they refinance with another lender. Which is what most of them do or try to do if they make it to the 10 year period with the same lender.
But its been much harder to refinance since the APRA 10% growth rules and its only going to get even more harder with this new 30% IO loan limit.
But if the number of P&I loans getting written actually decrease in the future (something that will happen in a downturn) then it will leave and even smaller 30% fraction available for IO loans!!!
Chockolate Says:
April 10th, 2017 at 10:07 am
The solution to too much government interference is of course more interference. Yeah, chuck some fuel on that fire…
Bubby Says:
April 10th, 2017 at 5:40 pm
Sounds like the US just prior to the GFC. US government wanting to get every man and their dog to become home owners because it would be good for the economy somehow.
Jamie Says:
April 10th, 2017 at 7:15 pm
I see ScoMo threw the kitchen sink at it today.
Tax incentives for boomers to sell empty nests and turn the family home into cash. Meanwhile the Gen Y family takes on debt burden in exchange (Ponzi finance).
Gen Y take out debt (mortgage) to finance the pension payment foregone (avoided by the government). Then, whilst paying the huge mortgage, also pay taxes to fund the remainder of pensions the government remains short on.
House prices maintained – Check
Government pension avoided – Check
Two Birds, one stone, no brain.
Gavaroo Says:
April 11th, 2017 at 6:08 am
I'm sure you've all seen this before, but good to watch again especially now!
Ireland The Rise and Fall of the Economy, Real Estate, Development
Matty Says:
April 11th, 2017 at 8:21 am
@ Jaime
Yes! So by allowing the young to use super to pay for housing, they effectively pay the retirement of the boomers!
This is a sick, perverted game they are playing.
I'm not sure they understand how angry the young are. I don't use social media, but if these sorts of schemes can be explained to the young, lord knows what will be the end result.
Patrick Says:
April 12th, 2017 at 11:25 am
Guys and girls,
They have to say something. They have no idea how to fix this. Both parties realises correction is the only cure. But who's gonna tell half the nation that they need to take a haircut, that will lead to financial oblivion for families and the economy as a whole. This is going to lead to record family breakups. The entire fabric we know is at great peril. And is on life support.
No, they have to say something if only to maintain face. They know it's gonna pop, but to be seen today doing nothing and say nothing is worse. It's weasel words to appear after the pop that we tried….
I'm headed for the sewer for better leadership. It least the smell rings true.
Jamie Says:
April 12th, 2017 at 12:26 pm
@ Matty , I know..I've been posting it online on my FB regularly, some people are like are you sure about this?!!!?
The commitment to demand side stimulus is truly staggering. The dogma about supply side stimulus continues with no evidence of action for it.
If nothing else my knowledge on this topic has exploded exponentially in the last 12 months.I knew it was wrong fundamentally but hadn't pulled the covers back on it until I started looking about a year ago at what Steve Keen suggested..which is when I started looking alot at the ABS and RBA figures.
I was talking yesterday about bubble psychology and I had a laugh about the whole Bernard Salt Avo and Toast thing..hasn't that just completely evaporated in the last few months. That in my opinion was the last breath of cognitive dissonance expounded by vested interests before APRA and ASIC come out in plain English and said 'Actually , yeah…she's a bubble".
I truly wonder how the psyche of the average strayan dowunda is going to transition through this. "Safe as houses" just wont have the same meaning…what will be safe? What will the trades and services self made tanned battler hedge on now?
I am waiting for mass government spending and commitment on infrastructure in a 'trades and services' bail out plan. Plenty are getting nervous, INPEX Darwin has just about imploded and Gorgon and Wheatstone are at final.The amount of tradies praying Adani Carmichael comes through is growing.Another case of eggs in one basket, mining construction tanks, then housing tanks..where's a bloke spos'd to get some cash for arvos down the watering hole! (By the way I'm trade and degree qualified, so don't take offence to the slanderous tone fellow brethren)
Nothing tells the story more than this link which I still cant get over the lack of talk about..reposted again for those that missed it.
The saving grace spending downunda isnt coming form private, thats for sure.
56 Says:
April 12th, 2017 at 8:59 pm
All industries tanking if not tanked and all fruit veggies meat and fish coming from Asia or
South America . You got to love free trade (not).
Don't worry all is good – Real Housewifes of Sydney is on the idiot box .
Matty Says:
April 13th, 2017 at 8:26 am
@ 30
You got it. Give me bread and circuses.
titty surprise Says:
April 13th, 2017 at 6:58 pm
@ comment 30.
The all ords tells you that industry is not tanking, its been on the up and up since the GFC. Exports are holding. Veggies and meat fish are substantially local if you want to pay for it. Lets have sensible comments please, not blatant baseless scaremongering.
56 Says:
April 14th, 2017 at 9:49 am
@ 32 ,
Yes , the all ords are on the up for the 10% .
Supported by the stagnant incomes of the working class whose purchasing power has diminished
drastically . The stock market is gambling for the elite only . Insider connection and the profits are
very lucrative without the need of real productive investment . This is the reason why we are where we are today .
Patrick Says:
April 15th, 2017 at 10:03 am
I've been advised the all ords is primed for a correction. Companies are turning the wheels of capitalism ATM, oiled with the blood of workers. Why aren't company wages rising like their stockholder owners shares seem to?
Remember we won't be making cars soon.
titty surprise Says:
April 15th, 2017 at 2:34 pm
@ # 33
Lol the worlds top 10 economies all have stock markets you know.
average_bloke Says:
April 15th, 2017 at 6:24 pm
Hippy thinks Sydney house prices are 'evil'.
56 Says:
April 15th, 2017 at 6:31 pm
Patrick , yes 50 years ago Australians produced 95% of vehicles driven here . We had tariffs .
Houses were affordable . Wages were growing yearly . Then , this place was the envy of the
world . A shining light . What happened ?
Luck n Leverage Says:
April 15th, 2017 at 6:53 pm
Australian workers are being paid what they are worth!
For the same reason you can't buy BHP at 5 bucks a share.
Arguing that workers are exploited = socialist propaganda.
But I love the imagery: "oiled with the blood of workers".
Sounds like something out of Macbeth.
Matty Says:
April 15th, 2017 at 7:55 pm
@ 32
No, the all ord's is simply the current valuation of these stocks, nothing to do with their real value, expected future earnings or growth.
Or as in modern times, simply a consequence of artificially low interest rates coupled with QE, and cash looking for a liquid home.
petar Says:
April 16th, 2017 at 8:26 am
In a place as below-average in brains department as Sydney is (check out the Easter front page headline on Sydney Morning Herald – can you get more emotionally dumb than this http://www.smh.com.au/lifestyle/life-and-relationships/parenting/a-plea-for-fathers-to-take-more-photos-of-the-mother-of-their-children-20170413-gvkkov.html) you can't expect anything but drowning in feces in a couple of years (Rose Bay water is at that stage already).
Patrick Says:
April 16th, 2017 at 9:18 am
Lol, not Shakespeare's work, was Lisa Simpson.
Not saying workers are exploited even if some are, just saying the maths doesn't add up.
On a side note, I wish you all a Happy Easter. As the Canadians say, "peace oooot"
david Says:
April 16th, 2017 at 11:05 am
This country…. only for rich people…
Sorry for young folks and new comers..
As u already knows there is no hope in Aus..
Chockolate Says:
April 18th, 2017 at 7:47 am
It's not that bad really, but we all need to acknowledge that our political system has totally failed us, and we need to fix it.
I mean, how can we have turned a massive mining boom into little else but a colossal housing bubble?
The Jabberwocky Says:
April 18th, 2017 at 9:48 pm
Ha ha, love it:
Bubby Says:
April 21st, 2017 at 1:54 pm
CBA puts up rates again. Cue all the speculators having a sooki la la.
Guy Says:
April 23rd, 2017 at 8:59 am
Interesting to read sensible comments on here as always, today I was looking at the 'Total Value of Dwelling Stock" near the bottom of this ABS page, and previous releases (tab at top of page) it is mind boggling how recent stock value increases in the last quarter of 2016 have jumped up to $274M increase compared with a $112M over the September increase. It will be interesting to see the March quarterly report.
Jamie Says:
April 25th, 2017 at 10:38 am
No shortage of stupidity here on the Gold Coast
3 Bedroom Basic shelter, 295 m block, under contract at $ 550 k.
I peg this house worth about $380 k.
SQM Research suggest prices here are falling, I'm not seeing evidence though.
Jamie Says:
April 25th, 2017 at 11:04 am
The Gold Coast is in a pre comm games bubble. Rents are tracking WITH house prices, most up 20 – 30 % together in the last 3 years….Vacancy rates are under 1% in most suburbs. I don't know who the hell are paying these extortionary rents.
I work for the public service, there is major concern over the infrastructure handling it.So much so that the official mandate is not to travel to here, but book accommodation. AirBnB will be sucking the available rent stock into a black hole for about 2 months. Cannot wait to see the aftermath here.
Matty Says:
April 25th, 2017 at 11:48 am
Here in SA it's very, very interesting.
The $1m + stuff is going gang busters (seriously, $1m for a place in Adelaide???? Let alone $4.5m or whatever the record is now)
Upto $400k is a fight between first home owners, OO and specufestors.
Above $400k is a ghost town, open days have no one through. A mate just picked up 9 acres, ~50mins from CBD, double story brick house, 4 car garage, implement shed etc for $600k. Awesome deal.
But I suppose, I've thought the crash was here for the last 15 years now. Who knows when it does come, but I do know, it's gonna be epic.
Guy Says:
April 25th, 2017 at 2:14 pm
I see Qld Gov (Department of Housing) just finished advertising for $100K Project Manager to develop Commonwealth Games Housing and Homelessness Plan due to the Games pushing up rents on Gold Coast and surrounds, they are predicting homelessness in the private rental market which will overwhelm support services. When the games are complete hopefully things will look brighter for rental prices which are currently (as you prob know) rather inflated.
Jamie Says:
April 25th, 2017 at 8:54 pm
@ Guy, I didn't know that was happening. The cheapest house here within reasonable distance to anything is $450-$500. I'm in the cheapest non ghetto modernised 2 bed apartment I can find. It's still $420 p. Week, take an average wage, that's above mortgage stress threshold but renting.
Jamie Says:
April 25th, 2017 at 8:57 pm
If we buy here it will be post comm games, prices are unpalatable.The median just crossed $600 k. 2 bedroom asbestos riddled dog boxes on 450 blocks are pulling 650 -700 k because they're 'near' the beach.
Infrastructure here is exploding, traffic is growing exponentially.
email@example.com Says:
April 25th, 2017 at 9:28 pm
How can anyone compete with stupidy ? People paying high prices and living off bread and party pies and washing it down with cordial. Keep the house. I eat well.
Max D. Leverage Says:
April 27th, 2017 at 12:23 pm
Canada's biggest non-bank home lender crashing could be the big fat canary in the coal mine warning that Australian lenders are next. As with our shabby institutions liar loans are the problem which will eventually pull them over as the economy slows.
Max D. Leverage Says:
April 30th, 2017 at 12:51 pm
Now Canada's biggest alternate mortgage lender is near insolvency with depositors pulling vast amounts from their accounts. The writing is now on the wall for our lenders who have been writing NINJA loans. (No income, no job /assets)
Bubby Says:
May 1st, 2017 at 1:44 pm
Looks like prices have hit a wall in Sydney, price growth in April only 0.04%
Time for all those speculators with dodgy Interest Only loans to start coming undone.
Chockolate Says:
May 2nd, 2017 at 8:02 am
Never fear Bubby, first home owners are gonna be able to speed up their deposit savings. In a couple of years they'll be able to go from $30k in savings to $40k, just a few hundred thousand shy of what's needed for a deposit in Sydney.
Jamie Says:
May 2nd, 2017 at 9:33 pm
This FHSA V2.0 is a recession catalyst.
How will all these cafe's remain open once the minimum wage earners divert their salary into the new unproductive saving.
Meanwhile, Private CAPEX tanking has finally set in, the government steps in to build a new airport and stadium.
Matty Says:
May 3rd, 2017 at 8:58 am
@58 Jamie
Yes, lots of big structural issues in the economy. None which will be fixed easily.
A collapsed credit market, collapsed capex, collapsed manufacturing,
sure we have strong export numbers, but they're non-renewable resources, majority owned by foreign interests.
This is a complete disaster, but almost no-one can see it. It's amazing.
Jamie Says:
May 3rd, 2017 at 6:37 pm
March numbers
Private credit -1.5 %
Business credit 0.0%
Total credit stalled again at 5.0%
Stalled, housing flat too given APRA have the word out….. Time to lend to the government!
Once Sydney plateaus , yields are low enough against current IO rates to make holding a flat investment a bad idea. Even after neg gearing, if your IO is 5% and your yield is 2% your in a jam. I think Sydney will only need to slow to 2-3% growth for ripples to start.
firstname.lastname@example.com Says:
May 4th, 2017 at 4:14 pm
Whats this ? People cash advancing to come up with deposits for a home ? Be patient people.
Edit (by admin):
>Genworth Mortgage Insurance warns of risky home loan deposits – 4th May 2017.
The nation's largest mortgage insurer has warned that borrowers are scraping together deposits with credit card debt, parental loans and other forms of risky "unsecured debt" as tougher regulations force lenders to require larger deposits.<
Bubby Says:
May 4th, 2017 at 7:48 pm
I think the government knows that many will not bother to take advantage of FHSA V2.0 as they didn't with the previous one so it won't cost the government much money and it gives them the excuse that they've done something about it.
In related news…
The thing I find amusing with APRA's new 30% limit on IO loans is that there is now a large backlog of loans due to or are already coming off their 5 year IO period. At which point the speculator either has to suck it up and start paying 40% more to service their loans or try their hardest to refinance. This is a common topic on the Property Chat forums and its obvious for many that their entire strategy hinges on their ability to keep refinancing without having to switch to P&I.
So the banks can either:
A) refinance old loans (which is technically the same as making a new loan)
B) keep financing brand new speculator loans
Choose one or the other, a little from column A and a little from column B but NOT both!
And with the latest figures out for Sydney I truly believe its time to grab the popcorn. Only thing that may postpone it now is more cuts from the RBA but I think they wont move until they see effects from APRA so it will give some time to get the ball rolling downhill.
Chockolate Says:
May 5th, 2017 at 8:19 am
So the RBA is urging us to borrow less for housing, but the government is urging us that don't have a mortgage to get one. As if double-think has ever achieved anything.
Lara de Vries Says:
May 5th, 2017 at 12:37 pm
Most Australian lenders are now refusing to write new investor loans. Certainly, the major lenders are moving away from writing no interest, no deposit loans so I think refinancing is likely to be difficult, if not impossible, for investors coming off five year no interest agreements.
RyM Says:
May 5th, 2017 at 3:58 pm
I am sure many have read this article. However, it is becoming abundantly clear that with the start of the ("crash") the government and media will pass this off as a simple ("slow down") the title of this article suggests just that.
"HOUSE prices could fall by as much as seven per cent over the next two years in a "partial correction" as supply catches up to demand and regulators stem the flow of household debt, Citi has warned"
It really is farcical!!
email@example.com Says:
May 5th, 2017 at 7:55 pm
7% ….how accurate are these intelligent individuals. They could probably even tell you the streets where these prices will fall. They could probably tell all of us here , up to comment 65, what our birthdays are. The R E market is 7 approximately trillion dollar market. They have no idea!
Bubby Says:
May 6th, 2017 at 12:05 am
Sydney prices won't just stop at a 7% correction. That sounds like a best case scenario.
Jamie Says:
May 6th, 2017 at 7:24 pm
For any FHBs out there, great entry level bargains to be had
No Bubble.


text: Alumni Profiles Jay Johnson '55Retired Business Magazine Editor Jay Johnson '55Retired Business Magazine Editor Jay Johnson '55 Retired business magazine editor This profile originally appeared in Bowdoin magazine, Vol. 74, No. 3, Spring 2003 The following is adapted from a letter by Jay Johnson '55, New York City resident, retired business magazine editor, painter, and author of Aspects of Living with Parkinson's. A new sense of calm filled me during my first days at Bowdoin. Maybe it was the tall dark pines, the ivy-covered walls of the old red brick dorms or the teachers and students that made me feel so welcome. Within a short time, I knew I wanted to write. After the first awkward attempts, I began what was to be a long journey to master the craft. I had to leave Bowdoin when my father suddenly died, and join the Army to get the necessary funds to continue my education. Those two years gave me a lot to write about. I like Woody Allen's blithe remark: "I don't mind death. I just don't want to be there when it happens." In August of 1990, I fell from a six-foot ladder photographing an automotive store in Phoenix for a business magazine. Two and a half years later, at the age of 59, I was diagnosed as having the makings of the mischievous Parkinson's disease. For years, a cure has confounded the experts. The aim of my book Aspects of Living With Parkinson's is to show what it can mean to affirm life and combat the misery of getting a bad hand. I would say that in spite of dealing with this disease for more than ten years, it's good to be alive. At times I still have the suspicion that it's one big joke that will end with one mighty guffaw, and then I can return to a healthy and somewhat normal life. At least 1.5 million Americans have this disease and 60,000 more are diagnosed with it annually. I write about conventional and unconventional ways to treat Parkinson's; what minerals and vitamins to take and what foods to eat, because despite inevitable degeneration, the new diet helps. At the beginning, one can count on such things as diets helping, especially in the first year, but eventually this good luck dwindles. Massages, tai chi, and stretching exercises help. So do long walks. Swimming daily, though, seems the most important. In the last four years, confining conditions often aroused a sensation of claustrophobia, causing me to freeze, stumble, and fall. Slowly I have learned of ways to minimize these occasions but as times goes on, my balance often fails me. Until two years ago, I still worked as a business magazine editor and never declared I had Parkinson's. I assumed everyone knew it from the way I moved, particularly when they saw me struggling like a contortionist to slip my arm into the sleeve of my coat. Retired now, my world is shrinking. Small things take on particular significance. I have taken up painting, which I practice in my routine almost every day. After swimming, usually in pre-noon hours, I often sit on a bench by the East River, painting boats and workaday barges going by. Observing the different qualities of light by the river on any given day revives my spirits. The New York bus system, another favorite studio, allows me to paint many different people. As a painter, I am also an explorer discovering something new. My first one-man show will take place in a New York Public Library this September. It has recently been claimed that Parkinson's or the medicine taken to overcome its influence unmasks creative tendencies in the individual. For instance, my painting and writing have decidedly flourished as a result of my having Parkinson's; for this I happen to be, strangely enough, quite grateful. Mr. Johnson has received acknowledgements for his book, but is still on the lookout for either an agent or a publisher.- Lauren M. Whaley '03 Story posted on November 05, 2004 « Back | More Alumni Profiles | Go to News Home


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The Hospital School Program is staffed by five state certified teachers from the /Forsyth County School System. Classroom and individualized instruction is available for hospitalized school age students who meet enrollment requirements. Patients receive teacher instruction based on school assignments from their home school and receive academic credit for their studies while registered in the Hospital School Program. Additional information is located at .
[email protected]
Disclaimer: The information on this website is for general informational purposes only and SHOULD NOT be relied upon as a substitute for sound professional medical advice, evaluation or care from your physician or other qualified health care provider.


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text:
One of our goals with Strategic Planning was designing opportunities for inquiry based science so I was sure to pass along Wendy Smith's plan for k-5 environmental science. The plan her team developed at NECC is a GREAT example of use of 21st Century Skills....read more about it
NECC 08 - Planning for Systemic Change - Part 1 | MST PORTAL - Promoting Open, Reflective Teaching & Learning
Goal #1: Our most important initiative is to shift instructional practices in our school to become constructivist in nature using inquiry-based methods. Both problem and project-based experiences will be the foundation for long-term student-driven investigations centered on living environment concepts. All teachers and students should be involved in real issues that require creativity and innovation, communication and collaboration, critical thinking and problem solving to generate possible solutions and share findings and learning experiences with stakeholders.
#2: Our second initiative is to increase the use of technology to facilitate learning for both teachers and students. We believe that technology (goal #2) must serve pedagogy (goal #1). We believe the infusion of technology must enable teachers and students to research, create, communicate, and collaborate. This initiative will create the transformative process we are seeking in technology infusion for our teachers and students.
GREAT DEMO OF EXAMPLE OF 21stC SKILLSTechnorati Tags: science, environment, inquiry


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Fuel & Air Saver™
The First & Only Technology Tested & Verified to Safely Close-Crank Engines.
Removes 100% of the Hydrocarbons & Returns Fuel Back to the Engine.
Fleets have spent millions for a small percentage in mileage increase. FASTech™ costs less than $800.00 per unit, wether a fleet is comprised of diesel engines with open blow-by tubes or semi-closed crankcase ventilation systems, installation of the Fuel and Air Saver™ may provide numerous benefits such as, increased fuel economy, cleaner oil, extended engine life, and fewer emissions into our environment. An additional Benefit... no diesel smell in cabin!
Class 8 Tractor drives 100,000 miles per year and averages 5.5 mpg of diesel fuel, or about 18,000 gallons each year.
|One gallon of diesel fuel produces 22.2 pounds of CO2.
|18,000 gallons of fuel x 22.2 pounds of CO2 equals almost 400,000 pounds of CO² or about 181.3 metric tons of pollution.
|Independent tests have proven World NCI Fuel & Air Saver™ increases fuel efficiency by at least 4%, which equates to a 900 gallon reduction in fuel usage and a 10 metric ton pollution reduction.
|The Clean Air Task Force (CATF) study indicated that 50% of the harmful emissions emanate from the "blow-by", and the other 50% from the "tail-pipe.
|Certified tests have established that the Fuel and Air Saver™ totally eliminates the 50% of the lethal emissions from the "blow-by" and about 10% from the "tail-pipe" exhaust.
WorldNCI's FASTechnology™ successfully reduces harmful contaminants from diesel tractors, while increasing fuel savings. Validated documentation, by recognized testing facilities are significant for both independent and fleet owners. Reduced harmful contaminants should impress any environmental organization including the EPA with respect to our goal in reducing pollution while increasing economy. Even though 5% fuel savings were recorded under controlled driving conditions, World NCI has received reports of higher fuel saving.
In 2005, the Clean Air Task Force (CATF) concluded their study of the effects diesel exhaust has on school buses and our children. Three cities were used in this study, Chicago, IL, Atlanta, GA and Ann Arbor MI. The "Introduction" to this report reflects the magnitude of this problem and the urgency for industry and government to swiftly correct. The report is a compelling examination of this crisis – it is highly recommended everyone take the time to examine. (Brief Overview / Full Report)
In 2006, the Lake Tahoe Unified School District initiated a 15 month beta test of the FASTech™ Model DX System. "After 15 months of maintenance free operation we evaluated our data on mileage and fuel usage and find that we have achieved a 5.2% savings in fuel usage, even with the winter temperatures here at Lake Tahoe." The report also stated "Some of the bus drivers have reported a reduction of the toxic diesel smell inside the buses during their daily runs. It's good to know that the children on our buses, some having to ride 45 minutes each way, are having a healthier ride to and from school." (View their Impact Letter)
"To convert engine pollutants into usable energy, while creating a cleaner and healthier environment."
Verified test results from independent EPA Certified & Recognized Testing Facilities.
Auto Testing & Develop. Services (ATDS)
Envi. Tech. Verification (ETV) Report
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Series Configuration: March 5, 2007
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World NCI's reputation remains above reproach and we fully back official Fuel & Air Saver.
All "Certified" units are identified by a nomenclature containing the CARB Executive Order, Patent Number and Serial Numbers.
Install only "Certified" units.
©2012 World NCI, PO Box 12187, Zephyr Cove, NV 89448. All rights reserved.


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text: Elena is a member of our Technical Support team and this month she became the top rated representative by our customers. So we interviewed her about her life in and out of SiteGround. Find out her favorite books, music and why she thinks she doesn't actually work a single day in her life.


text:
OK~ I was blessed to meet so many awesome women while attending Bloggy Conference in Mason, Ohio. I have had one full week for everything to really sink in! Wow....What an amazing experience! I was so overwhelmed by the generosity of all the attendees and the conference organizers, I'm still reeling it all in. Oh, and the Great Wolf Lodge, a truly amazing place...Indoor water park~ Speaking of this indoor water park, I personally did not experience it, but my friend Jennie @nuckingfutsmama did~ Check it out!
and this amazing little kids casino looked to mesmerize the parents as well as the kiddos!
The speakers were inspirational, funny, and informative! The sessions that were held, were a great mix, as there was something for everyone. But you know, I came to realize that I need to get out more! Three other conference goers and myself were in a car headed to a restaurant for supper.
Someone mentioned the words Urban Spoon and three of us, yes, three of us in the car said, "Yeah, that sounds good!" Woooahhhh..............What a hoot! The Urban Spoon is an app for your phone. Well, living in rural America, I can say that I do know where the restaurants are and the fact that I'm complaining when there are five people at a four way stop light told me that this type of app would make sense. We drove in lots and lots of traffic...and were surrounded by an array of restaurants within a five block area. I'd guess that in that five block area, there were as many restaurants there that are in my local town.
Hey, I was feeling good~ I was in a city and had tons of choices!
I was so blessed to have connected with so many amazing women at this conference, but I must introduce you to City Chic On a Farm, as she had faith in me, and said, "Yeah, we'd love for you to come speak and share your story at Bloggy Conference!" And one of my roomies...an amazing inspirational woman...Lucinda Cross.....
This woman is a prayer warrior, an encourager, a caring Mom, and most of all she became a wonderful friend during this conference! It's too bad Kings Island missed out on some publicity, but we rolled with it...I think we both agreed, a 24/7 custodian was needed in those bathrooms on the property at Kings Island.
The really, really cool thing about all of this. All because of Social Media and two women who had a dream to have this great gathering of women, Sherry Martz and Tiffany Noth; my life was enriched! It was wonderful to see so many women gathered in an area...laughing, sharing, and realizing, "Hey, you! You look like your Twitter Photo!" How cool is that? I had the time of my life and I am so thankful for the opportunity of a lifetime...So, now...When is Bloggy Conference 2012~ I am SO There! After All, It's All In a Mom's Day, Right?
A day in the life of a Mid-West Mom of soon to be young men! Trust me- I've always got "stuff" going on- After all, it's all in a Mom's day, right?
Friday, July 22, 2011
Urban Spoon...Here We Come!
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Birth: Sep. 10, 1877
Death: May 27, 1929
d/o James Bird Huff and Frances Elizabeth Moreman.
Contributed on 12/11/08 by aggiebears
Email This Contributor
Record #: 121226
On this site you can upload gravestone photos, locate ancestors and perform genealogy research. If you have a relative buried in Arkansas, we encourage you to upload a digital image using our Submit a Photo page. Contributing to this genealogy archive helps family historians and genealogy researchers locate their relatives and complete their family tree.
Submitted: 12/11/08 • Approved: 12/11/08 • Last Updated: 3/31/14 • R121226-G121225-S3


text:
Currently in production, 5 Blocks is a documentary film about the transformational changes taking place on San Francisco's Mid-Market Street. Once known as "The Great White Way of San Francisco" it has, over the last 40 years, become a blighted no-man's land.
Many people have long-held memories of the neighborhood – good, bad, or indifferent – that they have been either unable or unwilling to share. Through mapping, we've created an outlet to help those memories come alive.
Through the collection of voices of the often under-represented residents, this project draws attention to the issues of displacement and gentrification as a consequence of the revitalization efforts of Mid-Market, and surrounding neighborhoods.
We're not around right now. But you can send us an email and we'll get back to you, asap.


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ST. CHARLES, Ill. (BRAIN) — Sigma's new Pure 1 and Pure 1 ATS bike computers were designed to give cyclists the simple data they want in an easy-to-read format and a modern appearance.
"After decades of listening to our customers, 9 out of 10 just want something that is easy to read and simple to use. The most important functions to them are speed, distance, and ride time," the company said.
The Pure …read more


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2018 idea-ology halloween:
1 day ago
Absolutely amazing! I love the rusty bits.ReplyDelete
Yum, yum and yum again! Brilliant to see you just having fun, and what fabulous results!
Alison xx
Brilliant work, love the very vintaged look especially with the rusted and aged elements xxReplyDelete
Fabulous!! Specially love that rusty bit at the top, it looks so real! Great you were able to have some "me" timeReplyDelete
Your *Me Time* looks incredible stunning. (:o)ReplyDelete
Right up my street Louise.....the layers are wonderful and I love the embellies
TFS Annie x
This is a beautiful piece...every detail is perfect. BRAVO!!!ReplyDelete


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Bicyclick is being discovered for its innovative design and practical application. Be sure to check out some of the articles being written about Bicyclick below.
"…there are certainly times when it would be nice to be able to stand the bike up…"- Gajitz "…this gadget allows for a quick and easy way to stand your bicycle up." - A Geeky World - Wheelie Good Guys - Gizmag


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Three essential things for festivals - dry shampoo, strong deodorant and beachy wave spray. When you're staying in a tent and not washing for days on end, then moshing around to Muse, you need a decent deodorant to keep you going. This one from Sure offers up to 24hrs protection, is invisible so you don't get unsightly white marks on your clothes and it doesn't leave a residue or build up so you can keep re-applying. Girls With Attitude have launched this cute little bottle of dry shampoo which comes in at half the size (and therefore space required in the backpack) of Batiste. It smells fab and looks cool while spritzing your locks with some much needed grease-absorber. The next thing on my list is a salt spray and this one from Tommy Guns is not only teeny tiny, but also gives hair texture and wave without weighing it down... It also doesn't leave loads of build-up on your hair, meaning you can keep spritzing throughout the festival.
Next up you need a decent array of products for your skin. These three miniatures come in a travel retail exclusive gift pack from Clinique, so they're perfectly sized for travelling. The 'take the day off' eye makeup remover is really good at getting rid of every last trace of mascara whilst not irritating eyes. It's not oily either, so you're not left with loads of nasty stuff that you need to get rid of after. Normally I would stay clear of the clarifying lotion as it stinks of alcohol and feels like it's stripping all the oil and moisture from your skin - however, when you're not able to wash and spend a long weekend drinking and eating absolute rubbish, that's exactly what you want. It's powerful stuff! Finally, a classic moisturiser - 'dramatically different' in that it's really light and runny so you need a teeny tiny amount just to ease your slightly sunburnt skin. It doubles up nicely as a body lotion/hand cream too, so less room in the backpack needed!
Finally, these cute little 'toothy tabs' from Lush make brushing your teeth a little bit more fun. Instead of taking a massive tube of toothpaste, all you need is a box of these. Chew one to break it up, wet your toothbrush and brush away... the tablet foams like normal toothpaste and leaves teeth feeling just as clean. It takes a few goes to get used to, particularly as it doesn't taste minty, but it makes for lighter travelling while helping the environment. All of this stuff fitted into one little bag, meaning I totally halved the amount of crap I usually take with me - give me a virtual hi-five! And just for fun, here are a couple of pictures from my festival fun this year. Enjoy.