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Zach is the CEO of an international energy company, sitting on several boards, and an active member of many local and multinational charity organizations. He admits that creating art is a fun escape from what he feels is the weight of the world on his shoulders at times. The process of making things is an unabated outlet where discovery and creationism flourish for him.
Everything Zach needs to get energized surrounds him. He tells us he finds the most inspiration from his city, Calgary, adding that even though he travels the world, and many things give him perspective and insight, he finds Calgary to be his anchor, and its artists, as well as his friends are influential in his creations.
Zach's art is best described as post modern street art with a hint of Dadaism, but his art has a recognizable "Zach" flare – thought provoking images, bold colours, and in most cases, stencilled words and repeated shapes. He admits his work is always changing, growing and progressing. There is a common aesthetic or feeling to his art regardless of the medium he is using.
He is currently working on a body of work based on his travels to central China over the past year. Having photographed powerful images of the local people, capturing details of their daily lives, these images are being used as references to this series of ten to twenty artworks. Each piece will be on 60"x 60" gallery depth wood panels, using different mediums and techniques on each. He says, "together they will tell the story of the locals whose lives I have touched and whose life has touched mine."
Having now used a variety of mediums and materials from encaustic wax to pastels, silk screening, even sculpting and casting just to name a few. He has experimented with almost the whole range of materials one would consider visual arts, we do, however, know that he is looking at trying his hand at airbrushing.
Zach's ambitious art ventures started a few years ago, sparked by an impromptu visit to Mona Lisa's Art Supplies. He says, "while sitting at a red light on 17th Avenue, I looked over and saw Mona Lisa and thought I would drop in and kill a few minutes." He ended up buying a few tubes of paint, some brushes, and a 12''x 12'' cheap canvas board to make something on that rainy Saturday afternoon. He adds, "I ended up returning on the Monday and loading up with a trunk full of stuff to play around with. It just snowballed from there."
As a child, Zach was creative in interactive ways. Building forts in the living room made from blankets, cushions, and chairs, he also sculpted things from wood, mud, clay, and soapstone. He even built theme parks in the woods with rope bridges and swings, as well as pits and tree forts. Imagine the surprise of finding these immense sculptures constructed from random things and elements of nature, especially finding out that this was the doing of a 10 year old who had dragged what he could into the woods. This continued into his teens in the form of designing and constructing snowboard parks using skinned logs and Junker vehicles, even farm equipment to build ramps and rail slides. He says, "Skateboard culture was a large part of my youth as well, and it was full of stickers." He adds, "These elements likely explain my draw to Street art and its interaction with the environment and our everyday spaces."
With a down to earth approach in wanting to make a difference in the world with his art, and a name fast becoming a brand, this aspiring artist and charismatic entrepreneur, is moving up in the creative world at an exponential rate. Be sure to catch Zach's exhibition at Motion Gallery throughout this month, where you can see a showcase of ten pieces of his latest collection.
Written by Sandra Montgomery
Edited by Renee Laferriere


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Evaluating SBC vendors for cloud communications infrastructure
As more organizations move their communications infrastructure to the cloud, session border controllers must follow suit.
In 2016, nearly 40% of North American business users were using some form of IP telephony, such as SIP trunking, voice over IP and cloud unified communications, according to Frost & Sullivan, a market research firm based in San Antonio.
Instant Download: Top 5 UC & Collaboration Trends
What does the future of UCC have in store for enterprises? In this e-guide, Jon Arnold from J Arnold & Associates looks back at the history of UCC Technologies. Then, Nemertes Research VP and Service Director Irwin Lazar reveals 5 must-know UCC trends.
Organizations are also increasingly using third-party apps that incorporate VoIP and other cloud communications services. Session border controllers (SBCs) are at the heart of these services as they provide the interoperability to deliver voice networks at scale, while securing links between services and customers, according to Frost & Sullivan analyst Michael Brandenburg.
"Cloud-ready SBCs are a strategic infrastructure investment," he said in a recent webinar. "Picking the right one paves the way for the cloud-first communication opportunities that are coming to market."
Brandenburg offered four considerations for organizations evaluating cloud-based SBC vendors.
1. Software independence. SBCs are no longer just hardware-based products, which creates flexibility for communications infrastructure and offers new cost structures and development cycles.
With a cloud-based product, SBC vendors can develop a common software product that can support multiple virtualized environments and optimize data center resources, he said. Cloud-based SBCs also shift costs from a traditional capex model to opex-based subscription licensing.
2. Cloud scale. Many organizations are using infrastructure-as-a-service platforms from Amazon Web Services and OpenStack for their cloud communications.
However, these platforms have specific architectural requirements that must be met before real-time communications can be deployed, Brandenburg said. SBC vendors must be able to handle diverse processing requirements while using minimal infrastructure resoures.
3. Advanced media handling. SBCs must handle a wide range of media types. Media codecs, for example, are constantly refined and updated, while new media formats are emerging on the market. SBC vendors must adapt to these changing media needs.
"When looking at SBC vendors, you need to understand their commitment to maintaining existing codecs and capabilities and their willingness to quickly embrace new codecs coming to the market," Brandenburg said.
4. Analytics capabilities. Moving communications infrastructure to the cloud means SBCs must collect, monitor and analyze a wide range of data, particularly if SBCs are deployed in multiple locations. An SBC's analytics platform must be as reliable and scalable as the SBC itself, Brandenburg said.
"Service providers have service-level agreements with customers and they've got to be able to measure that," he said.

subset: commoncrawl


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Erase Debt Now. (Lose Your House Later.)
October 10, 2004
By MICHAEL MOSS
MICHAEL A. KNOX thought he had run out of ways to pay off his credit card bills when he got the salesman's call two years ago. To wipe out his nearly $20,000 debt, he was told, all he had to do was take out a new, bigger mortgage on his house.
Mr. Knox, then 60 and on disability, signed up. The mortgage broker sent him eight checks already made out to his creditors, and Mr. Knox dashed to the post office the day they arrived to mail them.
But the bigger house payment devoured 75 percent of his income. He quickly fell behind. And the full meaning of what he had done suddenly became clear.
By using his mortgage to pay off his credit card debt, Mr. Knox had avoided the humiliation of filing for bankruptcy. But he had put at risk something much more important to him than his pride. In late January, with Mr. Knox in arrears, the Wall Street firm that had bought his mortgage informed him that it was taking away his home.
"They're going to have to carry me out of here," he told a lawyer in early March. Days later, Mr. Knox, who had suffered for years from depression, was found dead of carbon monoxide poisoning in his sealed-up car.
Encouraged by low interest rates and rising home values, millions of Americans have been using their homes to pay off credit card bills. One-fourth of homeowners who refinanced their mortgages took out larger loans on their homes in order to pay off credit cards and other debts, according to a recent study by the Federal Reserve.
The maneuver is known as debt consolidation, and mortgage lenders are using national campaigns - from prime-time advertising to e-mail spam - to pitch it as a sound way to ease the sting of credit card debt, which averages $13,000 for people who don't pay off their balance each month, according to CardWeb.com. For many, probably a vast majority, it has been a boon. Experts say the device is a factor in a recent leveling off of credit card debt and a drop this year in personal bankruptcies.
But each year, tens of thousands of people - not just the poor - lose their homes after trying to cope with their debts this way, industry figures show, and their heart-rending tales are raising alarm among consumer advocates, federal regulators and some mortgage lending officials.
In Bluefield, W. Va., a retired coal miner, William Anderson, 80, and his wife, Kathleen, 79, owned their home of 45 years free and clear, but lost it in March after falling behind on a new $48,000 mortgage that they were persuaded to get in order to pay off their automobile loans.
Robert and Shirley McCall of Paris, Ill., were trying to pay off $7,720 in medical bills when they took out a new $22,000 mortgage on their house, but in failing to keep up with the larger mortgage payments, they were warned by their lender in August that they were nearing foreclosure.
In Macon, Ga., Melissa and Shawn Lynch are trying to salvage their home. In order to pay off credit card debts, they took out a second mortgage on the three-bedroom home they bought in 2001 for $71,000, but then were hit with medical bills on top of the new, larger mortgage payments. Three weeks ago, they sought help from a debt counselor and discovered that their house was at great risk. "We were young," said Ms. Lynch, 28, and the lender "smelled blood, really."
While not everyone affected is a poor credit risk, much of the booming business of debt consolidation focuses on such borrowers - what is known as the subprime market.
The industry, which has an estimated four million outstanding loans, has enabled many people with modest incomes to own their homes. But last year, more than 16 percent of subprime mortgages were delinquent or in foreclosure. More than 76,000 families with subprime mortgages tumbled into foreclosure in the first quarter of 2004, and an additional 47,000 in the second quarter.
While statistical evidence is piecemeal, the rush to pay off credit cards and other consumer debt by taking out bigger mortgages appears to be playing a growing role in this trouble.
Many people who refinance mortgages, of course, do so simply to lower their house payments. But the people who refinance for extra cash are as much as twice as likely to lose their homes through foreclosure than those who refinance for other reasons, according to statistics from the PMI Group, a major mortgage insurer. And most subprime loans being made today - estimates run as high as 70 or 80 percent - are debt consolidation loans like Mr. Knox's.
"Financing credit card debt on your mortgage, in general, is a bad idea," Edward M. Gramlich, a Federal Reserve governor, said in an interview last week. "With the credit card debt you can go into bankruptcy, but if you put it on your mortgage you could lose your house, and that happens a lot."
Policy makers see the very existence of these debt-consolidation loans as the next issue in their battle with the subprime lending industry, which until now has been criticized largely about its high costs, prompting new state and federal laws.
Some industry officials say lenders have pushed too hard in selling dangerous loans to vulnerable homeowners who may not fully appreciate the risks. Larry Litton Jr., the chief operating officer of Litton Loan Servicing, based in Houston, which collects mortgage payments on behalf of lenders, said that most of the delinquent subprime loans he was handling involved debt consolidation and borrowers who did not realize that they would go back to running up more credit card debt unless they found some way to balance their income and expenses.
"Even though, conceptually, debt consolidation is used to retire debt, it often leads to increased debt burden," he said. "People make decisions sometimes that aren't real rational whenever it comes to incurring debt. I sure hate for people to draw conclusions that these people are irresponsible as a drug addict, but they are similar in the sense that debt can be very addicting."
William C. Apgar, an assistant housing secretary in the Clinton administration, said that homeownership "can't be used as an everlasting reserve fund for folks who have more expenses than income on a perpetual basis."
But as the case of Michael Knox shows, many homeowners do use mortgage refinancing that way and some lenders have sold the maneuver aggressively to people hooked on the promise of easy credit.
Mr. Knox's story, pieced together from financial documents and from the increasingly despairing letters he wrote to company officials, regulators and others, is a particularly sad look at this dark side of the mortgage refinancing boom.
Mr. Knox may have seemed like someone you would not want to lend money to. But by the logic of the subprime market, he looked like a desirable customer.
Subprime lenders charge higher-than-usual interest rates and can protect themselves by selling the loans to Wall Street, which in turn consolidates large numbers of loans into investment pools and markets them to investors worldwide in the form of asset-backed bonds.
But experts say that the market is susceptible to overzealous salesmanship and, sometimes, fraud.
Mr. Knox had already refinanced twice in six months when he got the call from an Aames Financial broker. In qualifying Mr. Knox for a $90,000 mortgage at 9.23 percent that he ultimately could not afford, company records show, Aames waived its own rules for verifying income and employment. The mortgage was also based on an assessment of his house that was considerably higher than an official county estimate.
Aames, a medium-size lender based in Los Angeles, said it had done nothing wrong in lending money to Mr. Knox, particularly because he had almost always paid his bills on time. As Aames pointed out to an arbitrator who ruled in its favor after Mr. Knox filed a complaint, "No one was pointing a gun to his head to do it." More broadly, the company said it had stringent measures to avoid problem lending, including a system adopted last year to determine whether borrowers would truly benefit from its loans.
In April, the company disclosed that it was cooperating with a Federal Trade Commission inquiry into subprime lending practices nationwide. And in Iowa, the state justice department is investigating Mr. Knox's case, saying that it may show that the lending industry is undermining homeownership by pushing too hard for growth.
"In addition to being appalled by what happened to Michael Knox, we are very concerned about appraisals that are inflated and we are very concerned about incomes that are inflated or completely made up," said Tom Miller, Iowa's attorney general.
Serial Refinancings
Mr. Knox became a homeowner in 1988, using a traditional bank mortgage to buy a wood-frame house built in 1946 just north of downtown Des Moines. He paid $29,000 for 984 square feet; ownership was a huge achievement for him. "He loved that house," said his daughter, Marlene Knox.
Divorced and living alone after raising four children, Mr. Knox was anxious about money, people who knew him say. He had held various jobs, from welding grain elevators to working as a security guard at parking garages. But he increasingly suffered from depression, compounded by circulation problems, and his disability check of $1,068 a month left him perennially short of funds.
A neighbor, Janet L. Bequeaith, recalled that he would often buy cream cheese on sale as a substitute for higher-priced protein. He also made his own furniture, dabbled in unlikely inventions and taxied people to the doctor for a few extra dollars. A financial high point came in 1998, when he won $15,000 in a game show sponsored by the Iowa state lottery.
But then he found a surer way to instant cash. Or rather, it found him. Credit card companies sent Mr. Knox blank checks, out of the blue, that he had only to fill out to get thousands of dollars. "I tried to tell him that's not the way to operate," said Dennis M. Wilhelm, a neighbor. "But he couldn't resist."
Mr. Knox opened charge accounts at Wal-Mart, Target and Sears. To pay utility bills and other expenses, he used credit cards from Providian, Wells Fargo and three other banks. His luxury was a desktop computer with an e-mail account, neighbors say.
But eventually Mr. Knox was borrowing cash from one card to pay off another, and when he ran short he would grab a two-week loan from a storefront lender who charged interest at the annual rate of 520 percent.
That was when he started refinancing his home - first for $49,400 in September 2001, then for $67,000 in March 2002. Yet it was never enough.
Aames's brokers hunt for customers by using lists of people who recently refinanced their mortgages. In telephoning these prospects, brokers said they asked about credit card debt, both as an incentive to refinance again and to increase their own commission with a larger loan.
"It's a dog-eat-dog world out there, and you do what you have to, to get loans," said Stephen Black, a former Aames loan officer in Tysons Corner, Va. "You don't lie to your client, but you make them feel like you're their best friend and can be trusted."
Still, Mr. Knox posed something of a challenge. The real estate agent who sold him the house said its value had risen to perhaps $65,000, which the county confirmed in a recent assessment. That was not nearly enough to get Mr. Knox, who was already spending 55 percent of his income on his mortgage, the new loan he needed to pay off his bills.
Six months later, in September 2002, Ames said it would lend him $90,900 based on a $101,000 valuation by an independent appraiser. Startled, Mr. Knox said he worried that his taxes would soar. But he later wrote to the arbitrator that Aames had assured him the appraisal would not be disclosed to the county. "The appraisal was a complete sham," Mr. Knox wrote to the arbitrator.
In an interview, the appraiser, Mark S. Wallace, said all appraisals were matters of opinion, and that he frequently resisted entreaties by lenders who wanted inflated valuations. He has surrendered his license to settle an unrelated case brought by regulators, state records show.
Aames said it had the appraisal checked for accuracy through a consulting appraisal firm.
Who Wrote the Letter?
For Mr. Knox, the new appraisal left a major problem. The bigger mortgage would raise his monthly payment to nearly $800, with taxes and insurance, from $643. But he got only $1,068 in disability from Social Security, and Aames required that his income be at least twice his debt.
Mr. Knox's broker, Matthew Wright, who was then with Aames, first suggested inflating his income by creating a phantom renter, according to Mr. Knox's written account. When he balked, Mr. Knox wrote, Mr. Wright said he could claim income from his attempts to sell a mimeographed book on magic that he had put together.
Mr. Knox wrote that "I never made a dime trying to sell my books," but his loan papers - which Mr. Knox later said he did not notice - reported $820.42 in monthly income from book sales, putting his debt-to-income quotient at 49.9 percent, slipping just under the company's 50 percent cap.
Still, Aames required additional proof of self-employment, and a reference letter appeared in his file from a local banker. The letter was a fabrication, The New York Times learned by calling the bank, which said the name of the banker on the letter was fictitious; no such person worked for the bank.
Mr. Knox's family and friends say it is inconceivable that he concocted the letter. In an interview, Mr. Wright disputed each point in Mr. Knox's account of the loan and denied any involvement in the letter. "I've never, ever committed fraud and never will," said Mr. Wright, who said he left Aames for a better opportunity shortly after Mr. Knox got his loan. "If a customer tells me this stuff you have to believe it."
Experts estimate that fraud is at play in at least 20 percent of all loans that end up in foreclosure; inflated valuations are rampant, experts say, and appraisal trade groups say the system needs to be overhauled. Connie Wilson of AppIntell, a firm in Weldon Spring, Mo., that helps lenders avoid problem loans, said employees of the lender and others who profit from the loans are almost always involved in loans that later end up in foreclosure.
Last month, the Federal Bureau of Investigation warned of a looming "epidemic" in mortgage fraud involving loan brokers, appraisers and lending officers. Its caseload of open fraud inquiries surged to 533 investigations in June from 102 in 2001.
Aames credits a hot line it set up in 2001 with exposing employees who improperly qualified borrowers. In other cases it was the borrower who discovered irregularities. A disabled elderly woman in Seattle who settled a case against Aames last year found fabricated letters and invoices in her file verifying income she did not have.
Whatever the precise origin of Mr. Knox's fake letter, Aames's rules require harder proof of self-employment, like a business license or advertising receipts. Aames said the underwriter who checked the loan had waived this requirement at his discretion.
A New Cycle of Debt
Mr. Knox had expected the new mortgage to leave him free and clear. But borrowing $90,900 cost him $7,259 in fees and other expenses. After repaying his existing $67,000 mortgage and mailing $15,574 to his creditors, he still owed $3,800 in credit card bills.
He did what most borrowers do in this situation, debt counselors say: he ran up more credit card debt. Even filing for bankruptcy on this new debt, which he did six months later, could not save his home. The mortgage alone was simply too big.
"My health has been ruined, my medical bills have gone up because of the stress this loan has caused me," he wrote to Aames.
To consumer advocates, stories like Mr. Knox's show the need, at a minimum, for some government intervention to warn borrowers of the risk in this debt maneuver. With rising interest rates, some say the pressure on homeowners will only increase.
"Credit is not just a benefit; it is also a dangerous instrument," said Margot Saunders, a managing attorney at the National Consumer Law Center in Washington. "Everything from cars to toasters that have some danger are regulated, but loans which can cause such devastation when provided in the wrong situation are not regulated."
Aames says it would object to any measures that unfairly restricted access to credit. "It would be a great disservice to deny millions of prime and subprime borrowers the opportunity to tap into the equity in their homes to pay for important purchases and consolidate debt when the vast majority of these customers repay their loans," Ian Campbell, a spokesman for Aames, said.
In a recent speech on subprime lending, Mr. Gramlich of the Federal Reserve warned that steps being taken to curb lending excesses would apply only to banks and other companies that are closely scrutinized by banking regulators, and not to independent mortgage companies.
"We as an industry do a lot of great things in providing liquidity," said Mr. Litton, the mortgage servicer. "But the problem is, we often lose sight of common-sense things. Is it good business practice in principle to do three cash-outs in one year?"
Mr. Knox pursued arbitration because his loan contract barred him from suing Aames. In November 2003, the arbitrator rejected his case without explanation. Aames, which said it received very few complaints about its loans, said it stopped requiring arbitration because of controversy over the practice.
In Mr. Knox's case, the loan was sold to Bear Stearns, which says it offered to extend his payments to avoid foreclosure. Consumer advocates say such offers generally involve too little money to help people like Mr. Knox.
Instead, he bought more lottery tickets. He visited the local casino. And when the foreclosure notice arrived, he phoned his brother, Christopher, in Arizona to say goodbye.
"I told him to come out with me," Christopher Knox recalled. "And he said, 'I'm too old to start over again.' "
A few weeks later, in early March, he made a last call for help. He phoned a lawyer, and the lawyer contacted former colleagues at the state justice department and told them that Mr. Knox had a strong case. When an investigator there could not reach Mr. Knox, she phoned the police. They found his body in the car.
Last Thursday, the sheriff's office held an auction to sell Mr. Knox's home, which had an opening price of $64,200. Nobody bid on it. Bear Stearns will have to dispose of the property by itself.
Copyright 2004 The New York Times Company


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CEE newsletter July 2018
Keep up to date with the latest legal developments in Austria, Belarus, Bulgaria, the Czech Republic, Hungary, Romania and the Slovak Republic with our CEE newsletter.
CHSH advises Saubermacher AG on the foundation of a joint venture with Veolia
Cerha Hempel Spiegelfeld Hlawati has advised the international disposal and recycling company Saubermacher AG in connection with its joint venture "Pink Robin" with French company Veolia Environment S.A.
CHSH partner Peter Knobl publishes in the Austrian Bank archive a systematic overview of the new rules of conduct applicable under the Securities Supervision Act 2018 and according to the provisions for the implementation of MiFID II.
CHSH Banking and Capital Markets Partner Peter Knobl has systematized and presented a full picture of the new rules of conduct that apply under the Securities Supervision Act 2018 and according to the provisions for the implementation of MiFID II.
CHSH advises on Sale of General Electric's Distributed Power Business to the Investor Advent International
CHSH Cerha Hempel Spiegelfeld Hlawati advised the seller's side on the sale of the "Distributed Power Business" of U.S.-based General Electric ("GE") to the investor Advent International ("Advent") in Austria.
Client Service Law Firm of the Year Austria
LAWard 2018
CHSH – in cooperation with the business law programme at the Vienna University of Economics and Business (WU Wien) – presents the CHSH Best Thesis Award – the LAWard 2018.
Entries for the LAWard 2018 can be submitted from now until 31 October 2018 (date of the postmark).
More information can be found here.
18-19 October 2018, RuSt 2018 - 22nd Annual Forum for Law and Tax
On 18 October 2018, Dr. Clemens Hasenauer, LL.M./MBA, Dr. Klaus Hirschler (tax advisor and professor at the Vienna University of Economics and Business) and Jens Hafemann (lawyer and tax advisor at Cleary Gottlieb) will give a joint lecture on "Cross-border M&A transactions involving "troublesome" minority shareholders" at the 22nd Annual Forum for Law and Tax. On 19 October 2018, Dr. Hasenauer – who this year also assumes the general technical management of RuSt – will moderate a panel discussion entitled "A state governed by the rule of law versus one governed by the judiciary?"
For more information about the conference, click here.


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Reg Henry, deputy editorial page editor of the Pittsburgh Post-Gazette, will discuss "Why I Love (and Hate) Politics" Wednesday, April 18, at 7:30 p.m. in the Mueller Theater of the McKelvey Campus Center.
Dr. Bethany Hicok, Westminster associate professor of English, presented as part of two panels at the meeting of the Modern Language Association held Dec. 27-30 in Chicago.
William Kochemba, a Westminster College senior chemistry major, received an undergraduate research grant from Westminster's Drinko Center for Excellence in Teaching and Learning.
Westminster College's Drinko Center for Excellence in Teaching and Learning will host "The Best of Westminster" undergraduate research symposium Friday and Saturday, April 24-25.
Dr. Russell Martin, Westminster College associate professor of history, attended the Early Slavic Studies seminar Feb. 19 at Harvard University's Davis Center for Russian and Eurasian Studies.
Westminster College's Department of Mathematics and Computer Science, in conjunction with Westminster's Admissions Office, hosted its annual high school programming contest Oct. 18.
Nine Westminster College chemistry majors presented the results of a service-learning project at a meeting of the Slippery Rock Watershed Coalition (SRWC) May 12 at the Jennings Environmental Education Center.
Westminster College will host Stephanie Clark and Deke Showman for "The Harvest of Hope: Migrant Workers in Northwestern Pennsylvania" Wednesday, March 21, at 7 p.m. in McKelvey Campus Center's Witherspoon Maple Room. The program is free and open to the public.
NEW WILMINGTON, Pa. - Dr. Robin McGovern, assistant professor of behavioral neuroscience, and Westminster College alumna Kristina Scanlan `12 presented research at the Society for Neuroscience Annual Conference Oct. 13-17 in New Orleans.
NEW WILMINGTON, Pa. - Westminster College ranked fourth among top-tier National Liberal Arts Colleges in graduation rate performance, according to the 2014 U.S. News Best Colleges rankings.
Displaying 4571-4580 of 5393 total records


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You'd rather read than run, right?
But if running's your thing, or you're thinking you might want to make it your thing, I have a couple of inspirational books that will help get you out the door and around the block.
Now that it's February, and spring is still a dream on the horizon, I find I'm need of a little inspiration and motivation to keep me on track to attain my exercise goal.
[Note: my exercise goal is to exercise. (I'm keeping the parameters loosey goosey, so that, if I don't happen to make it out of the house on a particular day, I can convince myself that several trips up and down the stairs to refill my tea mug counts as exercise.)]
I have a sign on my bulletin board that says:
"Ninety percent of endurance is mental and the other 10 percent is all in your head."
I take this to mean that if some days I only get so far as imagining myself exercising, it somehow counts. I might be interpreting it wrong.
Anyway. When I am in need of some athletic inspiration, there are two great books I turn to:
The World's Toughest Endurance Challenges is guaranteed to make you go WTF? It's like a group of bored marathoners and iron-men/women got together over a couple of beers or six, and said, "What is the most crazy-assed endeavour we can put our bodies through? I know! Let's race from London's Marble Arch to the Arc de Triomphe in Paris!"
Seriously: a 467 km race that has participants running from London to Dover, swimming the English Channel to Calais, and then biking to Paris. And if you go on the website for this event, you'll see a notice saying "due to demand there is a selection process…" That's right: people are demanding to run this race!!
The book is filled with tons of inspirational pictures of people running ultra-marathons in exotic locales (Patagonia, the Gobi Desert, the South Pole), and participating in adventure races such as The Red Bull X-Alps, which requires racers to paraglide, run, and mountain climb their way from Salzburg to Monaco. There is also the 4132 km Trans Europe Footrace, or, my particular favourite, the Ö till Ö which is Swedish for "island to island," and involves swimming and running: swimming in your running shoes and running in your wetsuit in order to race along the length of a 64 km archipelago.
I love books that allow me to be secure in the knowledge of my own sanity, while safely questioning others.'
This book gives me the feeling that anything is possible if I just endure, and is perfect for a Monday morning.
While The World's Greatest Endurance Challenges is a fantasy book filled with people with super-human-strength (or maybe just super-crazy-people), Margaret Webb's "Older Faster Stronger" is more for us mortals.
Subtitled "what women runners can teach us all about living younger, longer," this book is also filled with great feats of endurance, but the difference is that the women Webb writes about are all in their late forties, fifties and beyond. And by beyond, I mean, people like Olga Kotelko, who was a track star right into her nineties, and Betty Jean McHugh who, at 88, continues to set running records. (And, inspirational side note, she didn't start running until she was 50.)
Webb's book is less about the shock value of unbelievable races, and more about showing that physical fitness, and running in particular, can continue throughout your life. She talks a lot about the science behind athleticism, but she mixes it with stories of her own experience and that of other women who are living long and healthy lives by staying active.
It's almost enough to get me off the couch.
Reading these books will either leave you exhausted or invigorated, but they'll also leave you inspired. While I won't be heading to Antarctic any time soon, I now have the push I need to get outside for half an hour. If BJ McHugh can run the Honolulu Marathon in six and half hours, the least I can do is walk around the block.


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Liberalism is the contemporary form of aristocratic pretension–it's what the better people are obliged to profess in order to pass themselves off as quality.
The panoply of liberal tropes have one thing in common: the pretense to uncommon moral refinement. Being a liberal consists largely in making a display of your exquisite sensitivity. This is often referred to as virtue-signalling and it is, but it is important to be clear about what precise virtue liberal virtue signalling signals. Invariably, it is the possession of an uncommon sensitivity to the plight of the uncommon, which liberal rhetoric designates as "marginal." Liberal fervor is at root a fervor to achieve uncommonness, to be recognized as special, as a member of an elite.
Today, the easiest way to achieve this uncommonness is by professing support for the empowerment (phallicization) of women and the disempowerment (castration) of men. The very perversity of this position guarantees its exclusivity. You notice this quality of perverse exclusivity in everything that liberals profess to value, be it food, art, clothes, cars, or beer. Even when liberals admit to liking things that ordinary people like, they make a point of encapsulating their appreciation in irony. The commonest, kitchiest things are rescued from their commonness and consumed uncommonly, in a way that is superior to the way ordinary, dumb mortals consume them.
The paradox of how liberals, who are predominantly white, can profess disdain for white men is resolved if we understand that liberals see themselves as exempted from that debased racial category by virtue of their morally superior sensibility. For liberals, hatred of white man is not self-hatred but a means to achieve elevation above the commoners.
Likewise, the seeming paradox of privileged liberals posing as victims of "patriarchy," racism, and "heteronormative" prejudice is resolved when we understand that what liberals understand by oppression is their lingering sense of their own phoniness. This is what the peasants have to answer for–that they make liberals feel bad about themselves. The entire liberal project is essentially an attempt to legislate the normalization of phoniness.
The liberal nightmare is that one of these days the commoners will rise up and force their inclusion in political discourse, which to liberals would be tantamount to ravishment. Perhaps this ravishment is something liberals secretly crave, hoping it would free them from the narcissistic prison of their hoity-toity uncommonness. That would explain the liberal obsession with sexual harassment, an obsession that combines an exaggerated estimation of the hysteric's allure with a covert longing for a rough man to rescue her from her frigid loneliness.


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The Trinity
We believe in God who has always existed and always will exist in three Persons: God the Father, God the Son and God the Holy Spirit. God created all that exists by calling it into being. God came in human form in the Person of Jesus Christ, the only begotten Son, who lived a sinless life, died on the cross to provide salvation for all who believe in Him, and rose again, and ascended to heaven. In the fullness of time, Christ will return in power and glory to judge the living and the dead and establish God's kingdom without end. The Holy Spirit indwells the believer, convicts of sin, and guides our life in Christ until Jesus returns. (Genesis 1 and 2, Colossians 1:16; John 3:16-18; Mark 8:31, Luke 24:6-7; 1 Corinthians 15:3-4, Matthew 28:18-20 and 26:64 and 24:30, 2 Timothy 4:1, Acts 3: 19-21, Titus 2:11-14, Isaiah 9:7, John 16:13, Romans 8:9, 1 Corinthians 2:9-13, Galatians 5:25)
The Bible
We believe in the divine inspiration, entire trustworthiness and authority of the Bible in faith and practice. (2 Timothy 3:16-17)
Humanity & Salvation
We believe that all people are loved by God and are created to have fellowship with God. We are all sinners in need of our Creator God to restore us to right relationship first with God and also with other people. This salvation is freely given by grace to all who believe in Christ Jesus through faith. (1 Timothy 2:3-4, Romans 3:22-26, John 6:40, Revelation 3:20, Ephesians 2:8-9)
The Church
We believe that the church is a gathering of people who are committed to following Christ together within the larger body of Christ, which consists of all believers around the world and throughout time. We come together to love God with all of our hearts, souls, minds and strengths and to love our neighbors as ourselves. (Matthew 22:36-40, Mark 12:28-31, Luke 10:25-28; Hebrews 10:23-25)


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AVPR: Aliens vs Predator - Requiem
The second feature film to combine two of 20th Century Fox's most popular franchises doesn't skimp on gizmos or gore, just on characterization and dialogue.
Well, if the title doesn't say it all Picking up where Alien vs. Predator left off, those pesky aliens cause the Predator ship to crash on Earth, setting them free near a Colorado town. A lone Predator (Ian Whyte, encoring from AvP) comes to Earth to clean up the mess and, what the hell, maybe pick up a few human trophies, too. Needless to say, the town's human residents are completely unprepared for this sort of inter-galactic free-for-all on their streets. This is, after all, the sort of town where everybody knows everybody but no one seems to notice when a spaceship crashes in the woods outside of town, or when the self-same spaceship blows up the next day. In short, you could say that they get what's coming to them--and they sure do.
Pretty dreadful all around. Then again, Shane Salerno's script is pointless to begin with. Steven Pasquale (TV's Rescue Me) plays the ex-con hero, Dallas (a nod to the original Alien). Reiko Aylesworth (TV's 24) plays a veteran of the Gulf War who returns stateside just in time to engage in another one--a pretty pale homage to Sigourney Weaver's Ripley character. John Ortiz plays the local sheriff, one of the dullest (and dumbest) screen lawmen in recent memory. Veteran Robert Joy drops in briefly as a weasely U.S. Army colonel who would just as soon nuke the town as try to save it. Every time this film focuses on the (one-dimensional) human characters, it stops cold. Unfortunately, this happens a lot. There's no reason to root for them, because you simply don't care. True to form, most of them are sliced, diced, chopped, lasered, exploded from within, and otherwise treated in a shabby fashion. They are simply fodder.
Just for the record, this is the sixth Alien film and the fourth Predator film, and it holds the dubious distinction of being the worst of any of them. The special effects are just dandy, but not much else is. This also marks the inauspicious feature directorial debut of noted visual effects artists Colin and Greg Strause (billed as "The Brothers Strause"). They clearly have an affinity for this sort of thing--and for the Alien and Predator franchises--but are just as clearly content to simply let the special effects run away with the story. The first Alien vs. Predator movie was no great shakes, but it was better than it had any right to be. This one is not. Responding to the fans who wanted this film to be R-rated, the Brothers Strause have delivered on that--and absolutely nothing more. It's a pointless exercise.
Bottom Line
Hollywood.com rated this film 1 1/2 stars.


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You are here: Home Previous Issue Volume 1 Issue 1 Volume 1 Issue 1 A Study of R.K.Narayan's Fiction
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A Study of R.K.Narayan's Fiction
R. K. Narayan's novels and short stories are characterized by Chekhovian simplicity and gentle humor. He wrote stories of simple villagers trying to live simple life in the changing world. His characters are ordinary citizens of the country who struggle to blend tradition with modernization. R.K. Narayan is option compared with William Faulkner, whose novels are also grounded in a compassionate humanism and celebrate the humor and energy of ordinary life.
R.k Narayan, Fiction
1. Narayan, R.K. The Guide. Mysore : Indian Thought Publication, 1968.
1. Narayan, R.K. The Guide. Mysore : Indian Thought Publication, 1968.
2. Narayan, R.K. The Financial Expert Mysore: Indian Thought publication, 1958.


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We're pleased to share the 2017 Bank of America Women Business Owner Spotlight, an annual study of more than 1,000 small business owners around the country focusing on the aspirations and concerns of women business owners.
According to this year's report, the rules of business are changing, and women entrepreneurs are at the forefront of the transformation. A majority believe that over the next 20 years, women will achieve pay equity with men and will match or exceed them in executive leadership or C-suite roles, STEM (science, technology, engineering and math) field representation and small business ownership. In addition to these advances, women small business owners foresee a growing trend of support for women starting families, predicting that more states will adopt paid maternity leave policies within the next two decades.
This year's study also found that compared to 2016, women entrepreneurs are more optimistic about the local, national and global economies improving over the next 12 months – though they are more cautious about hiring plans, revenue projections and long-term growth outlooks than one year ago.
The Spotlight also explored the struggles of achieving a work-life balance, finding that while many women entrepreneurs experience stress and long hours, a large majority actually feel they have a good balance between their work and home lives. They're also really enjoying their work, primarily describing their average week as interesting, fulfilling and enjoyable.
Women entrepreneurs continue to show extraordinary resilience, and I am especially inspired by the big cracks in the glass ceiling that this group of business owners expects to see over the next 20 years.
Whether you've been in business for decades or just opened your doors this year, Bank of America is committed to helping provide you with a competitive advantage to sustain and responsibly grow your small business—that's the Bank of America Business Advantage.
Sharon Miller, Managing Director, Head of Small Business, Bank of America
Download the 2017 Women Business Owner Spotlight


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BLOG: China ready for the cloud
Although cloud computing has been slow to take off in much of the Asia Pacific, this is starting to change as more geographies become 'cloud ready'. Most interest in cloud computing adoption, is, of course, directed at the region's largest economy, China.
This can be explained by the strongly held view that China will offer the greatest cloud computing opportunities in the world within the next five years. China does not have the legacy infrastructure of the more mature economies and is investing huge amounts into new infrastructure that will enable the provision of cloud computing services and make the adoption of these services very attractive.
In mature economies, large organisations have typically invested millions of dollars in on-premise infrastructure. In order to see a return on their investments, these organisations are often reluctant to move into a world where most infrastructure, applications and content reside off-site. Strong vested interests also impede the adoption of cloud computing. A shift to using cloud services at the expense of on-premise infrastructure, challenges the role of IT departments.
Hence, many within IT departments are reluctant to propose cloud computing options. Similarly, suppliers of hardware and software to large organisations may view cloud computing as a threat to strong revenue streams from their legacy businesses. These organizations are unlikely to propose options to their clients that reduce the size of a deal.
Biggest challenge is infrastructure
Organisations in China and in some other geographies in the Asia Pacific region such as India, Thailand, Indonesia and Vietnam don't face these challenges. The biggest challenge that they face is infrastructure and the impact of this infrastructure (or lack of it) on the performance and availability of cloud computing. However, this is changing rapidly, particularly within China.
In China, cities such as Shanghai, Shenzhen, Guangzhou and Ordos now have infrastructure that lends itself to the extremely rapid takeup of cloud computing services. Massive data centres are being built such as the data centre in Langfang, Hebei province (being built by IBM and Range Technology) to meet demand for cloud services, in particular infrastructure-as-a-service (IaaS).
China's strong position is compounded by the readiness of large telecommunications vendors such as China Telecom and China Mobile to offer cloud computing services and the growth in local Chinese suppliers of cloud computing services. Indeed, Microsoft is now working with China Mobile to develop and deliver cloud services while SAP is doing the same with China Telecom. Both global companies clearly recognise the importance of establishing themselves in the Chinese cloud computing market.
Examples of Chinese suppliers of cloud services are Kingdee and Ufida. Both companies have a heritage in the provision of on-premise software. Both are now making strategic moves to ensure that they are major suppliers of software-as-a-service in China.
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Find more Salman relatives and grow your tree by exploring billions of historical records. Taken every decade since 1790, the U.S. Federal Census can tell you a lot about your family. For example, from 1930 to 1940 there were 628 more people named Salman in the United States — and some of them are likely related to you.
What if you had a window into the history of your family? With historical records, you do. From home life to career, records help bring your relatives' experiences into focus. There were 413 people named Salman in the 1930 U.S. Census. In 1940, there were 152% more people named Salman in the United States. What was life like for them?
In 1940, 1,041 people named Salman were living in the United States. In a snapshot:
As Salman families continued to grow, they left more tracks on the map:


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Elite Leagues
Telegraph Fantasy Football Elite Leagues: small leagues, big prizes
Perhaps the most exciting way to play Telegraph Fantasy Football Europe is in an Elite League.
And, best of all, your chances of winning have never been better.
All you have to do is beat 15 other managers to win a cash prize. Here's how...
Select the entry fee you feel most comfortable with from £5, £10 or £20. The higher the entry fee, the bigger the prizes are at the end of the season.
At the end of the season, the manager with the most points wins:
- £5 entry fee: £70
- £10 entry fee: £140
- £20 entry fee: £280
You can join as many Elite Leagues as you like but each manager can only compete in any one Elite League once.
When the league fills (16 managers) you will be able to view the table for that league. The Season Points (i.e. points scored from the start of the season) for each team will be used, regardless of when the Elite League fills.
Note: the deadline to join Elite Leagues is 23:59 (BST) on Saturday, September 30, 2017.


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From Friends We Love.
They say...
"Limited to the subway adds at any given station, NYC's most controversial artist Poster Boy, cuts, splices and reworks these images into pieces of free public art full of social commentary and humor for commuters to enjoy."
Friday, 30 January 2009
A true Poster boy.
Weekend Autopsy.
Posted by Weekend Autopsy at 09:28 0 comments Links to this post
Labels: adverts, Art, cool, street, street art
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Question about Dishwashers
Posted by ladenzah on
the first answer is no good I have silencio 850simpson
that manual I have it is not an installation manual
Ocate your dishwasher's water inlet valve. It should be located behind the lower kickplate panel in either the right or left corner. There will likely be two screws either on the top of the panel, or on its bottom. Remove these two screws, and then remove the kickplate. On some dishwasher models, the door has to be opened in order to gain access to, and remove the kickplate's screws. Close the door before you remove the kickplate panel.
You will be able to identify the water inlet valve by the hoses that connect to it. There will be one hose feeding water from the house to the water valve, and another hose leading from the water valve that carries water away. Now is a good time to inspect your dishwasher's hoses, to make sure they aren't responsible for any water flow problems. Make sure the hoses are securely connected to the valve. Also check to make sure there are not kinks in the hoses. Kinks can impede the flow of water.
There will be two wires connected to the water inlet valve. If your dishwasher's water inlet valve has two solenoids, then there will be four wires. Label the wires so that you will be able to correctly reconnect them later. The wires are connected using slip-on connectors. Grasp the connectors and pull on them firmly in order to disconnect the wires from the valve's terminals. Do not pull on the wires themselves. You may want to use a pair of needle nosed pliers to help you.
Use your multitester to test the valve for continuity. Set the device to the ohms setting x 1. Touch each of the meter's probes to a terminal. If you receive a reading of infinity, it means the valve's solenoid is faulty and the valve needs to be replaced. If your valve has two solenoids (four terminals), test the second pair of terminals in the same manner. If either pair of terminals receives a result of infinity, replace the water inlet valve.
Posted on Dec 27, 2008
If you bought it scond hand there would have been no asurance that it worked. you might want to check the lines and all the connections but i think you nought a bad machine
Posted on Dec 28, 2008
Two things to consider....clean water or dirty water?
Clean water usually indicates the fill valve is not shutting off all the way and the fill valve is "weeping" water in all the time = new fill valve time!!
Dirty water usually is not a dishwasher problem but more of a plumbing issue. Often the sink drain that carries the sinks water outside is not fast enough and some of this sink water is backing up into the drain hose and filling up the dishwasher through the drain hose. The drain from the sink to outside needs attention as this type of a problem indicates a slow house drain for that sink.
The dishwasher drain line should be clamped to the top underneath part of the counter before entering the sink drain plumbing, this may help the water from coming back inside the dishwasher.
Dishes not cleaned properly....
It doesn't work at all
It cleans poorly
There's no water entering the machine
The water doesn't drain from the machine
It's noisy
It leaks
The dry cycle has problems
The door has problems
The cycle doesn't complete
I see an error code
The detergent cup doesn't open
The cycle times are too long
Posted on Dec 27, 2008
Posted on Dec 27, 2008
Step 1: Make sure that the water supply to the unit is turned on and that there's no problem at the water heater. A shutdown of the water heater would cause a shutdown of the water to the dishwasher.
Step 2: Check the timer to make sure it's working through its programmed sequences. If both the water supply and the timer are in working order, the problem is probably in the inlet valve.
Step 3: Check the inlet valve located under the tub of the dishwasher. Malfunctions of the inlet valve may also occur when a screen inside the valve becomes clogged with mineral deposits. To solve this problem, pry out the screen with a screwdriver and flush it thoroughly with running water. Then replace the screens.
Step 4: If the valve is controlled by a solenoid, the solenoid is usually connected to the side of the dishwasher. Tap the solenoid and the valve lightly with the handle of a screwdriver to break it free of any obstruction. Then start the dishwasher again.
Step 5: If the dishwasher still doesn't fill, test the solenoid with a volt-ohm-milliammeter (VOM) set to the RX1 scale. Disconnect one electrical lead to the solenoid and clip one probe of the VOM to each solenoid terminal. If the meter reads from about 100 ohms to 1,000 ohms, the solenoid is functioning. If the reading is higher than 1,000, the solenoid is faulty and should be replaced.
Step 6: If necessary, replace the solenoid with a new one of the same size and type. Connect the new solenoid the same way the old one was connected.
Badly worn or misshapen inlet valves cannot be repaired. If the valve is damaged, replace it with a new one made for the dishwasher. The valve is usually held to a mounting bracket with screws. Take apart the connection linking the valve to the water supply. Then take out screws and remove the valve. Install the new valve by making the connections in reverse order.
Posted on Dec 27, 2008
Accumulated detergent from prior washings can cause problems with the soap dispenser. Buildup can get into the soap dispenser and interfere with the spring that triggers the flip-out tray, or it can slow down the pivot action of the tray. If the dispenser is not opening, first make sure you aren't loading the machine so dishes or pots and pans are touching the dispenser, and that dish racks aren't blocking the dispenser. Also check to make sure the dispenser tray isn't cracked. If leftover detergent in the tray is almost liquid, rather than just damp, the tray may be damaged.
If you can't solve the problem easily, replace the entire dispenser unit. This is usually easier than trying to disassemble it and replace separate parts. Use a new dispenser made for the dishwasher. The screws holding the dispenser in place may be on the front of the unit, or you may have to remove the front door panel to get to the screws and make the replacement. Remove the old dispenser and secure the new one, connecting it in the same way the old unit was attached.
SOURCE: I have freestanding Series 8 dishwasher. Lately during the filling cycle water hammer is occurring. How can this be resolved
Hi there,
Save hours of searching online or wasting money on unnecessary repairs by talking to a 6YA Expert who can help you resolve this issue over the phone in a minute or two.
Best thing about this new service is that you are never placed on hold and get to talk to real repairmen in the US.
Here's a link to this great service
Good luck!
Posted on Jan 02, 2017
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June 12, 2017
Tata Consultancy Services collaborates with Intel to drive digital transformations
Combining TCS's end-to-end services portfolio and Intel's technologies to bring value to global businesses
New York | Mumbai: Tata Consultancy Services, (TCS), (BSE: 532540, NSE: TCS) a leading global IT services, consulting and business solutions organisation, today announced a new collaboration with Intel Corporation to build a "future-ready reference architecture" for the Internet of Things (IoT), cloud, network, 5G, artificial intelligence (AI), and data centre infrastructure management, helping to meet the rapidly evolving digital transformation requirements of global markets.
The collaboration will enable the development of solutions based on Intel's technologies such as Intel® Xeon® Processors, 7th-Gen Intel® Core™ processors, Intel® Optane™ SSDs, Intel® Xeon Phi™ processors, and Intel® Omni-Path Technology, as well as Intel solutions, including Intel® Rack Scale Design, network function virtualisation (NFV), and AI. Coupled with TCS's full services digital expertise, the collaboration will deliver business value by advancing customers' data centres and end-to-end IoT solutions such as edge devices, operating systems, storage, analytics, end-point devices, and networking infrastructure investments.
TCS and Intel are also investing in Centres of Excellence (CoE) in the US and India, which will be hubs for next generation data centre technologies, IoT and cloud-ready network architectures to support customers. The COEs will address industry-specific challenges in IoT to optimise costs, improve productivity and increase customers' revenue. In addition, TCS and Intel will design cloud-ready network architectures to help businesses build agile and cost effective infrastructure through software-defined networking, software-defined infrastructure and NFV.
"The collaboration with TCS marks a milestone for our continued efforts to enable customers and the industry with services and technologies for digital transformation," said Shannon Poulin, vice president, Intel Sales and Marketing Group. "Using the combination of TCS capabilities and Intel® technologies, the collaboration allows us to offer advanced ready-to-use solutions and reference architectures across the network, cloud and client. The Centres of Excellence will also provide on-the-ground solution testing, verification and development support for customers in the US and India".
"TCS is committed to delivering innovative solutions that provide customers an edge over competition and steer their businesses toward a more efficient digital future," said Raman Venkatraman, global head of alliances and technology unit, TCS. "The collaboration with Intel will enable us to create market-ready solutions for digital transformations, while reducing time and cost," Mr Venkatraman added.
The combined abilities and deep expertise of TCS and Intel are expected to provide high-value offerings and data centre solutions that improve performance, speed, reliability and flexibility that meet the demands of data-intense applications and support next-generation business models.


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Navigate to Storefront > My Themes
Need a simple, and cute year round decoration? Then these Welcome kits are for you!
Collect every month for a full year of fun crafts!
Kit includes one chunky pot of gold.
Overall size is approximately 3 1/4" x 4 1/2".
Chunky pot of gold is hand cut from 1 1/2" thick pine and will stand on it's own. Overlay is 1/8" MDF.
All products are shipped unfinished and ready for your creativity.
Have fun painting and get creative!
This product hasn't received any reviews yet. Be the first to review this product!


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Separate names with a comma.
Discussion in 'Wii - Console and Game Discussions' started by Littlegreenmen, Mar 15, 2009.
Does anyone know why the Zombie mode was removed from the wii version of COD5.
No but who cares why, i just love to play some matches on makin or hangar to gain some levels
it was never added.they had a small team making the wii version, so i guess they didn`t have enough time.


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The design of the OnePlus 5 is no longer a mystery, as the company has officially revealed the render of this upcoming beast! The Smartphone do looks similar to the iPhone 7 Plus, but before criticizing the design, you should wait to see it in the real life.
Recently, OnePlus Product Manager responded to a question on Zhihu (Chinese question-and-answer website, similar to Quora) about the OnePlus 5's design. Obsessed with the design criticism, he defended the design of the Smartphone with multiple points.
One cannot simply judge the design and build quality of a smartphone just on the basis of its renders. Remember when the OnePlus 3 was leaked via TENNA before launch? Everyone on the internet called the design as ugly and boring. But after the release? Everyone who got their hands on the OnePlus 3 were impressed with the design and build.
He also states that the recent renders of the OnePlus 5 cannot define the quality of the phone or its workmanship. You will be able to compare the OnePlus 5 and other similar looking Smartphones only after holding them in your hands.
Via | Source


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Trump tax plan leaves Congress, Ryan with heavy lift
- by Max Haynes
- in Local
- — May 1, 2017
At the White House, Treasury Secretary Steven Mnuchin said the president would not make his tax returns public, even though Trump previously said he would release the returns after a "routine audit".
"Today we are putting out the core principles", Mnuchin said.
But Trump's proposal lacks the hard details about making the tax code simpler and more efficient in ways that don't add to the federal government's mounting debt.
But some Republicans who ran on reducing the national debt and deficit fear the president's plan further complicates the situation.
"I can't make any guarantees until this thing is done and it's on the president's desk".
So, assuming we still care about holding politicians to their word, we would be entitled to know whether this tax plan would indeed raise taxes on President Donald Trump.
They praised lower tax rates for families and businesses.
IS claims attack on Paris police
This changed in February of this year when he was arrested again, this time on suspicion of wanting to attack security forces. Police, meanwhile, have detained and questioned three family members of the gunman who was shot and killed in the attack.
Isaiah Thomas to play Game 2, then fly to sister's funeral
Chicago again used its big men to push the Celtics out of the paint and was quicker to the ball in a lot of 50-50 situations. The Celtics studied more than their normal amount of film in an effort to keep the Bulls from cleaning the offensive glass.
Easy choice: Browns CB Haden wants Garrett with No. 1 pick
Cleveland is trying to trade its second-round pick, No. 52 overall, and the first selection in the fifth round, No. 145. The team has clearly stated that it won't be trading for a veteran quarterback between now and the end of the draft.
"I'm glad the president showed the courage to release his tax proposal".
McConnell and Ryan issued the statement along with Senate Finance Committee Chairman Orrin Hatch and House Ways and Means Committee member Kevin Brady.
"Under the Trump plan, we will have a massive tax cut for businesses and massive tax reform and simplification". To pay for the cuts, the administration would eliminate all tax deductions, except the mortgage, charitable giving, and retirement savings deductions. The administration's tax plan is supported by the hope that the economy will grow at a rate of 3 percent (up from about 1 percent currently) by the end of 2017.
But the proposal would also eliminate the practice of deducting state income taxes and local property taxes from federal income taxes, and that could harm taxpayers in states with high local taxes, like NY. High earning taxpayers could see an immediate tax break on their income taxes, while low-income families may not feel much of a change, says Alan Cole, an economist with the Tax Foundation, a conservative think tank.
Mnuchin gave that description during a speech in Washington on Wednesday morning.
In defending his decision to not release his taxes, Trump and his administration have repeatedly argued that the matter is settled because he won the election without having released them. Under Trump's plan, the company would have a base tax rate that's about $11 billion less than it is now.
Much of Trump's income from his various businesses are taxed as "pass-through" corporations, a category that requires owners under current rules to pay individual tax rates as high as 39.6 percent.


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- Features
- Smart Measure™ Technology
- Risk Category Index compares readings to defined levels established by the U.S. National Institutes of Health
- 99 Memories for 1 user
- Date & time stamp
- Memory Average function
- Customer Reviews
Automatic Wrist Blood Pressure Monitor is rated out of 5 by 4.Rated 4 out of 5 by Heather D. from blood pressure monitor Easy-to-use I had a little difficulty getting the battery cover offDate published: 2016-02-12Rated 5 out of 5 by Anonymous from Agree great value! Small enough Agree great value! Small enough to carry to work to monitor my bp.Date published: 2012-04-16Rated 4 out of 5 by Greg J from Good value. - long battery Good value. - long battery life - seems to consistently read 10-15% lower than my MD's equipment......but is a good indicator of trends (i.e. increases or decreases) in B.P.Date published: 2011-02-07
can i get a manule book for this
What are the accuracy specifications for BP compare to a manual (doctor's office) reading and for pulse compared to a pulse oximeter? Are they within a 2-3 point tolerance?
- Support
Online Support Information


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-Head- snowjob
-Body- roc heavy duty
-Helmet - broken arrow
-Missile launcher- marauder gun runners
As a part of a project to reactivate the vintage Battle Force 2000, I created new members and vehicles with modern hi-tech weapons.
Molotov was part of the Oktober Guard force. He was requested for the BF 2020 for his skills as a tank driver. He designed and built, the Metal Claw, a new era tank with several weapons on it.
Molotov always operate the Metal Claw with his partner Daina (coming soon), a dangerous and beautiful sniper shooter.
This was an easy custom, I just changed the head and added the helmet and that is it. The rest of the job, was painting the figure with grey and silver colors, and gave him dirty and shadows effects.
The last step was to cover the figure with a flat clear finish.
As a result of the job, I have a nice figure for my collection with great range of motion.
Check my other customs for more members of the Battle Force 2020 and Wolf squad, coming soon.
Thanks for looking. Enjoy!!


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It wasn't too long ago that Christmas was a dark and scary time. People told ghost stories by the fire, Krampus roamed the countryside, and you probably would have died. Benito Cereno of Comics Alliance (http://comicsalliance.com/) joins us to talk about the s...view
Talk Gnosis (10 posts found)
Tina Gong (https://labyrinthos.co) shares her story of how she came to the tarot, how she uses the tarot as more than just a tool for divination, and her process for designing tarot decks. https://youtu.be/IlsAz969G4w Subscribe to the video on YouTub...view
Greg Kaminsky, host of the Occult of Personality Podcast (http://occultofpersonality.net) joins us to talk about one of his favorite topics, inner alchemy. It's not just about turning physical lead into gold, it's about transmuting your base self into a higher...view
We answer some of your questions in this special episode of Talk Gnosis. Do you have questions? Post them in the comments! https://youtu.be/q7Sx3D1xvo8 Subscribe to the video on YouTube | Subscribe to the podcast via RSS | Subscribe to the podcast on...view
In part 4 of our conversation with Dr. M. David Litwa we continue talking about Yaldabaoth and what might happen to him. We compare that to the figure of Lucifer as the self-deifying rebel. The Gospel of Thomas is full of teachings about our own self deificati...view
In part 3 of our conversation with Dr. M. David Litwa we talk about the deification of ordinary people. Theonymy is the act of the Divine giving its name to a person, what's that about? Simon Magus' Gnostic school taught about a self-deifying hero, but there i...view
In part 2 of our conversation with Dr. M. David Litwa we talk about the divinity of kings in the ancient world, and the politics that is represented there. Gnosticism can be a political criticism, and can also reinforce a political ideology. Finally, we talk a...view
Dr. M. David Litwa of Virginia Tech joins us once again to talk about deification, divinization, and theosis. In part 1 of 4, we talk about those terms and their similarities and differences. Is deification even compatible with monotheistic religions? And when...view
In our fourth and final chat with Dr. Jeffrey S. Kupperman we ask "How Rosicrucian are these Rosicrucians anyway?" We give an interpretation of some Rosicrucian symbols, and talk about how it all fits in with Gnosticism. Last but not least we tease Jeffrey a b...view
Part 3 of our talk with Dr. Jeffrey S. Kupperman Continues with a discussion of some Rosicrucian orders that are active today, including Masonic Rosicrucianism, The Golden Dawn, Martinism, Ordo Templi Orientis, and AMORC. https://youtu.be/_dHk7u6M55k ...view


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Upcoming Showsno upcoming shows listed
No articles found
Past Showsno past shows listed
Stan Cross Orchestra
Confirmed: Aug. 9, 2016 (Archived)
from Victoria BC
No bio has been contributed by this artist.
No audio samples have been linked to this profile.
No member roster has been entered (to link to musician profiles.)
Status: Broken Up
- Last confirmed Aug. 9, 2016


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High Quality Article Writing (Only Serious Writers Accepted)
Budget $750-1500 USD
I am looking for teams or individuals, who are highly motivated to write quality content for my needs. We are looking for writers on various topics, which include:
- Travel
- Home Improvement
- Automobiles
- Insurance
- Books
The writers we are going to hire must meet the following requirements:
- Write Unique, Copyscape free content
- All of the articles must be 500 words long
- The keyword given should be naturally mentioned at least 4 times in the content and once in the title of the article
- We need at least 10 articles per day, written in fluent English language
- We pay $3 per article
- All articles have to be sent daily
There are also article rewriting jobs available for 1.5$ per 500 words, so such bids are also welcome.
Important NOTE: Bidders without a quality sample will not be considered. Each applicant will have to write an article on particular keyword we are going to provite.
16 freelance font une offre moyenne de $782 pour ce travail
Sir, I can do this job. I have a firm grasp of the written language. Please check pmb for details. My bid is for 10 articles.
Please check PMB
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Hi, I am very much interested in this task and willing to discuss further from PMB. Thanks San
Hi. Please check PM for further details. Cheers!
Do you want your keywords to boost up in the Google ranking ? Or you're looking for content that Google spiders love to index and in return give your site a good place in Google search results ? If your answer is "Yes Plus
refer to PMB i have attached a sample , Also if you want us to write sample of your choice please send the topic i will write a fresh article , if approved i would like to start working for you Thanks
Hi, Confirmation of interest in this project. Please see PMB
Please note that I have just submitted a bid on your project. Please kindly check your Private Messages. I look forward to hearing from you.
I am ready and willing to execute the job as soon as it is [login to view URL] pm
Dear Sir, I am ready to start your [login to view URL] check PM.
i am ready for the job
The above bid is as per your requirement. I am interested and would submit you articles that would pass copyscape without any hitch. Please mail me your sample so that you can check my skills.
If you are looking for a professional writer that never runs out of great ideas and always delivers brilliant work, I am the right person for you!
i am willing to do your job to your specification. i will help you to achieve your desired goals. please, check your PMB for more details. thanks.


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From Our Editors
Apartment Movers' expert team efficiently moves families and businesses to local or long-distance destinations with such efficiency that they won the Angie's List Super Service Award five years in a row from 2011–2015. Armed with tools, trucks, and supplies, they pack up belongings, before gingerly loading cardboard treasure boxes into a truck, portable storage unit, car, or time machine. They also provide junk-removal services to make moves easier and less fraught with ankle-grabbing garden gnomes. Once homeowners are packed up and moved, the movers descend on boxes, unloading them from trucks and rearranging heavy items within new dwelling spaces.


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|The Kensington Review
20 September 2006
|Latest Commentary:
|Volume V, Number 112
Bush's UN Speech Signals Evolution in Iran Policy -- Traffic on the east side of Manhattan was miserable Monday and yesterday because the UN General Assembly was starting its latest session. As usual, the statesman, politicians and rodeo clowns who run the various governments around the world turned up for their time in the spotlight. Rarely does anything significant come from their mouths, but yesterday, President George "LBJ" Bush said something about Iran that suggests he might not be a rodeo clown after all.
Thai Coup Topples PM Thaksin -- In the BBC sitcom "Yes, Minister," fictional politician Jim Hacker said once, "One day your out of your office, and the next day, you're out of office." Thai Prime Minister Thaksin Shinawatra has learned that the hard way. While on a visit to New York for the opening of the UN General Assembly, Mr. Thaksin was kicked out of office by his army. What is odd, a great many of the democratic forces as well as investors in the country approve.
Zimbabwe's Inflation Exceeds 1,200% -- The kleptocracy of Robert Mugabe continues to ruin Zimbabwe, one of Africa's should-be wealthy nations. The latest figures for August show inflation at 1,204.6% (quite why the 6 tenths matters is unclear). Month-on-month, the increase was 211%. At these levels, prices mean nothing, currency has no value, and if goods are on the shelves, they cost 13 times more than a year ago. Even if wages kept up, only a few would benefit. Unemployment in Zimbabwe is running at a Phillips Curve-killing 70%.
Princeton and Harvard Drop Early Admission -- The college admission process in the US is part merit, part money and part luck. At Princeton and Harvard, two rather well-regarded schools in two perfectly awful towns, the process just got a bit more sensible with the abolition of early admission. Now if they could get rid of legacies, forget the SATs and remind students that learning is the purpose of a university not handing out sheepskins, things would really be moving in the right direction.
© Copyright 2006 by The Kensington Review, Jeff Myhre, PhD, Editor. No part of this publication may be reproduced without written consent. Produced using Fedora Linux.


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Or open boating as it's also known is a little more relaxed than Kayaking with usually 2/3 to a boat. The Open / Canadian canoe is immediately distinguishable from a kayak because it is paddled using a single bladed paddle. On a relaxing open boat trip you will get to visit some of the many islands surrounding the beautiful waters of Lough Derg and all with company.


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LEXINGTON COUNTY, SC - In two weeks, the Lexington County Sheriff's Department will conduct a Job Fair and Open House between 10 a.m. and 2 p.m. on Thursday, August 7 in the Squad Room at the agency's headquarters, 521 Gibson Road, Lexington, in order to give citizens an opportunity to learn about the benefits of working as a corrections officer at the Lexington County Detention Center.
Lexington County Sheriff A. Lewis McCarty said the Sheriff's Department is seeking competent persons, who have a passion for serving other people, to work as corrections officers. Corrections officers receive professional training and career development at the Detention Center.
"Working as a corrections officer can be a challenging but rewarding career," McCarty said. "Officers have a chance to make a difference in inmates' lives by helping inmates change personal behaviors that led to their involvement in criminal activity."
Competent and committed applicants should expect to spend between one hour and two hours at the Job Fair and Open House, where they will have an opportunity to speak with employees with the Sheriff's Department Human Resources Division and Detention Center, McCarty said. Applicants will be able to go on a tour at the Detention Center. Applicants also will be able to turn in completed job applications and obtain answers to their pre-employment questions from knowledgeable Sheriff's Department employees.
Qualified candidates must be 21 or older and have a high school diploma or have successfully completed the General Education Development (GED) examination, McCarty said. Qualified candidates also must meet other minimum requirements for all positions at the Sheriff's Department.
The position of corrections officer at the Detention Center has a minimum starting salary of $34,642 annually, McCarty said. The starting salary can be adjusted based on a qualified candidate's experience in an applicable field, current certification in South Carolina as a corrections officer and level of higher education from an accredited institution.
Qualified applicants who submit a completed job application at the Job Fair and Open House and meet with a Human Resources Division employee can expect to be immediately scheduled for the first pre-employment testing session, which will expedite their progress through the pre-employment process, McCarty said.
A Sheriff's Department video that depicts a day in the life of a corrections officer at the Detention Center can be viewed on the agency's You Tube channel, McCarty said. The video features Sgt. Tony Ward, who is a Pelion High School graduate and U.S. Marine Corps veteran.
Citizens who have questions or who would like additional information about the Sheriff's Department Job Fair and Open House can contact Jennie Wilfong with the Human Resources Division at her office at (803) 785-2407 or via email at email@example.com, McCarty said. Citizens who would like information about the benefits of working as a corrections officer can contact Detention Center Corrections Officer/Recruiter Rhonda Lewis at her office at (803) 785-2703, on her cellular telephone at (803) 529-3873 or via email at email@example.com.
If you, or someone you know, have any information regarding any crime, you are encouraged to contact Crimestoppers. You could earn a reward up to $1,000.
Anonymous tips can be submitted to Crimestoppers by calling 1-888-CRIME-SC.
DO NOT attempt to approach, detain, follow or arrest any individual based on this web site's information. As information becomes dated it may become less accurate. Because some wanted persons are being sought for crimes of violence, or are known to be armed, all wanted persons should be considered dangerous. If you have information regarding the identity or whereabouts of any wanted person immediately contact Crime Stoppers or notify your local law enforcement agency.Site Design & Maintenance:
© Copyright Midlands Crimestoppers. All Rights Reserved.


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Lois Elese (Scholfield) Green peacefully passed from this life to her eternal life with her Lord and Savior Jesus Christ December 23, 2017 at the age of 99 years and 84 days in the Licking Nursing Home-Hickory Manor. Known to her family and friends as Elese, she was born to Walter Bright Scholfield and Beulah F. (Lumen) Scholfield September 30, 1918 in Redfield, Kansas. One of 7 children she was preceded by her brothers Gene, Mick, Dick, Joe one sister Martha and one great-granddaughter Lacey Spencer. Victor is a surviving brother with his wife Bea of Wichita, Kansas along with two sisters-in-law Virginia Scholfield of Derby, KS. and Marilyn Green of Topeka, KS. and a host of nieces and nephews.
Elese was married to Edgar William Green in Redfield, Kansas March 13, 1938 to which union 2 sons were born: Robert Larry Green and Gary Edgar Green. Edgar passed to heaven December 14, 2000 following their 62 years of marriage. Elese was a trained hairdresser, excellent home-maker and mother, friend to many and a gifted maker of innumerable afghans, sweaters, potholders, and dishrags which she shared with many friends and family. She served her Lord and Savior Jesus Christ, remaining an active supporting member of the Methodist Church, all her life.
Elese is survived by her sons Robert L. Green and wife Leann of Licking, Mo. and Gary Edgar Green and wife Maxine of Mtn. Home, Ark. along with Grandchildren, Gregory Vincent Green and wife Sharida of Licking, Robert Bradley Green of Carthage, Mo., Christine Elese White and husband Andy of Republic, Mo., Vanessa Lee Higgins and husband Todd of Lee's Summit, Mo.; and step-granddaughters Kelly Leann Hackman and husband Eric of Licking and Carolyn Lea Moncrief of Licking, Mo. Debbie Clark and husband Nathan of Mtn. Home, AR,; Great Grandchildren, Evan Garrett Green of Lufkin, Texas; Dawson Havens of Licking, MO.; Alyssa Havens of Nixa, MO.; Hayden Bradley, Tanner Wayne , Walker Andrew and Gibson Patrick Green of Carthage, Mo.; Rorry Elese and Parker Andrew White of Republic, Mo.; Lacey Alexis and Luke Anthony Higgins of Lee's Summit, Mo.; Macayla Leann and William Wayne Hackman of Licking, Mo.; and Madi Harned of Mtn. Home, AR.
Elese will be missed by all her family and friends until we meet again. God Bless Lois Elese Green.
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I Spoke to an NCAA Athlete to Find Out How to Beat a Drug Test In 30 Minutes
Sixty percent of college athletes smoke weed, but only a fraction are ever caught. This is how you beat drug tests in just 30 minutes.
Smoking weed has been a staple of the college experience since it entered the national consciousness, and that isn't changing anytime soon. A NCAA, report found that 22% of student-athletes admit to using marijuana in the last year. An independent ESPN study found that number could be as high as 60 percent. I recently spoke to an international level athlete in the NCAA who uses marijuana regularly, to get some advice on how athletes beat drug tests. We've changed the name of this athlete to Tom to protect his identity.
Rule #1: Know your level of prohibition.
The level of testing you'll be subject to will vary based on your sport, athletic level, and whether you're currently in or out of competition. If you're a high enough level athlete, you'll likely be admitted to a world-testing pool where you'll be subject to random testing. "You have to fill out a 'whereabouts,'" according to Tom, "to tell them where you're going to be at some point during every day" so that they can find you and subject you to testing.
The good news, according to Tom, is that while marijuana is prohibited during competition season, the rules aren't so strict when you're out of competition. "If they just show up at your house or whatever to test you, you're actually allowed to fail for marijuana. But that was only instituted more recently."
If you have any doubts, however, Tom recommends the website globaldro.com, which allows you to search the various levels of prohibition associated with each sport and level of competition.
Rule #2: What to know if you're an athlete in college or university.
Unfortunately, athletes who get tested by their schools are typically on a much stricter level of marijuana prohibition (as well as other street-level drugs). The reason for this, according to Tom, is that "basically, they're giving athlete's scholarships, so they don't want to see them getting fucked up" up all the time.
Interestingly, college-level testing is less about targeting performance enhancers than it is about prohibiting the use of drugs like marijuana. Therefore, the threshold is much more strict. College-level athletes also need to be prepared for testing done by the NCAA, the governing body of all collegiate sports, which randomly tests athletes every year.
Still, Tom tells me, "Drug tests are beatable. I've done it, and I know other people who have done it."
Rule #3 Your methods will vary depending on how much time you have before a drug test.
If you have a week or two to prepare for a drug test, the method largely revolves around proper exercise, hydration and eating habits. "If you find out a week or two before, you obviously stop smoking and start working out as much as possible. You eat clean, and cut back on your fat consumption, and sugar consumption." Says Tom. Some people also take supplements like Niacin to speed up their metabolism.
Then, the day of your test, your goal should be to dilute your urine. This method is also effective if you've been given short notice for your drug test, so I'll get into the details below.
How to beat a drug test on short notice:
Tom tells me that he's used this method and successfully "passed a drug test on 30 minutes notice, after having smoked the night before."
The concept is simple: if you dilute your urine with enough water, your urine will be untestable. "You'll be at a moderate level of hydration up until a few hours before the test, at which point you start pounding water as much as you possibly can—literally as much as you can drink until you can't keep anymore down. Then, you hold it in as long as you possibly can, so that all that water goes right through your system, and what they end up testing is just water."
This method is incredibly simple, but effective. Tom tells me that he was mid-bench press when his coach informed him he would need to take a drug test in 30 minutes. Despite the short notice, using this method, Tom successfully passed the test.
"Of course, there are fuck-ups. I've gotten people to do this before and explained the whole method, and they've failed." Says Tom. So if you're using this method, make sure you're consuming as much water as you possibly can. It's also important to note that drinking excessive amounts of water in the days leading up to your test won't do anything—the important thing is that you dilute your urine immediately before taking a test.
Bottoms up, and good luck.