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Public school trustees vote for added compensation
Northern Gateway Public Schools trustees voted for an addition to trustee compensation during its organizational meeting on Oct. 24.
Trustees voted 8-1 to add additional compensation to trustees at one-day per month rate for preparation time and other short time aspects of school trustee work. Only trustee Diane Hagman was opposed.
Trustee Gerry Steinke, who made the motion, said this compensation used to be part of trustee pay.
"There was at one time, in school board history, the implementation of additional one day per month rate that trustees claimed for preparation time. The things that are required outside of meetings," Steinke said.
The full-day compensation rate for NGPS trustees is $220, which went unchanged during the organizational meeting.
Two additional motions relating to pay were defeated during the meeting. A motion to provide the vice-chair of the board of trustees with a $1,000 annual honorarium and a motion to increase the compensation rate for meetings by committee chairpersons from a quarter-day rate to a half-day rate were both defeated.
Sangudo Principal presents on school facelift
Sangudo Community School Principal Jo-Ann McLaren presented to NGPS trustees about capital improvements at the school during an Oct. 24 board meeting.
The presentation highlighted the work done at the school with an approximately $40,000 capital grant from the division, including landscaping around the building, aimed to enhance the exterior of the building and also address some standing water issues the school has had.
McLaren said the efforts have resulted in an improvement in the school's "curb appeal," or outside impression of the school.
"Had a lot of compliments on the way it looks now and the students are really enjoying it," McLaren said. "Let people know not only do we do good things on the inside but we do them on the outside as well. We want to convey that message."
She added that the school also put in some plant and garden enhancements around the building, including a garden wall that students have been enjoying.
"Decided to do a wall because it attracts that social piece," McLaren said. "Some of the kids are out there and using the wall as a desk and they're drawing and they're talking."
The funding was part of a division initiative to improve exterior grounds at its schools. Each school in the division received a portion of $1-million, based on student population, to make exterior enhancements at their school.


text: Home Hospital Outreach Hospital Outreach The Good Shepherd ICU Ministry provides and serves meals at Erlanger Hospital for those in the ICU waiting room on the first Friday of each month. Volunteers from Good Shepherd serve wonderful food, and offer moral support and prayers to those waiting for news of their loved ones in intensive care. Join us in this monthly service opportunity!

subset: commoncrawl


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2006-03: Primavera Socks
Pattern: Ladburnum from Sensational Knitted Socks
Yarn: 100gm Sockotta Color #06
Needles: Addi Turbo 2.5mm
Method: 2s2c, toe-up, round toe, short row heel
Here are my Spring socks knit in the "thank you" yarn from Spinnity.
I like the yarn and will like these socks even more when they soften after the first wash.
But the pattern wasn't enjoyable. Not that there were errors or anything, it's just that I can't stand doing a kfb into a yo. Knitting into the back of a yarn over is always a struggle with Addi Turbos. Luckily this yarn wasn't prone to splitting. That helped a lot.
I'm ready for Spring. What's up with the snow?
Related posts:
Gifted sock yarn


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North Carolina Census Records Page 9
HOME Census Questions County Maps Genealogy Societies Historical Museums Spotlite Links Link to us!
Genealogy Sources: Ancestry.com US Vital Records CensusDiggins.com Ancestor Hunt Surname Search
North Carolina Census Notes
Known Early North Carolina census records which survived include a 1775 census for Pitt County only and a 1784 list of inhabitants for some North Carolina counties. See 1784-1787 North Carolina State Census at Ancestry
1784-1787 State Census of North Carolina: This book lists over 14,000 household heads with an enumeration of those in each household by age, sex and race.
Federal North Carolina Census Records are available to the public. The first census enumeration was in 1790 and a census was taken every 10 years thereafter. The census years include: 1790, 1800, 1810, 1820, 1830, 1840, 1850, 1860, 1870, 1880, 1900, 1910, 1920 & 1930. See 1790-1940 US Census Records at Ancestry.
1890 North Carolina Federal Census Records were destroyed in a 1921 warehouse fire. Small fragments of the 1890 NC census did survive this fire for River Bend and South Point Townships in Gaston County AND Township Number 2 in Cleveland County. See A Fire Destroyed The 1890 Census, Bridging the 1890 Census Gap.
1890 North Carolina Federal Veterans and Widows Schedules did survive the fire and may be used as a census substitute. See 1890 Veterans Schedules at Ancestry.
Soundex code (phonetic indexes) for Federal North Dakota census records are available on microfilm for census years: 1880, 1900, 1910, 1920 and 1930.
Special Note: When researching in Archdale, Bath, Beaufort and Craven Counties, study all 4 as these areas changed names several times during the very early years.
Information regarding genealogy research at the North Carolina State Archives can be found online at: Guide for NC Genealogy in the NC State Archives.
Learn what questions were asked in each census year and where to find census records online. This section of Census Finder covers each census year from 1790-1940 and will give you clues and tips to help you learn to locate your ancestors quickly in census records.
North Carolina Records
& Genealogy Software
On CD ROM
SK Publications - North Carolina
North Carolina Census Records &
by Subscription
1660-1820 US Reconstructed Census Records
1741-2004 NC Marriage Records Index
1790-1890 North Carolina Census
1890 Census -Veterans Schedules
North Carolina Statewide Databases
North Carolina
Vital Records
1903 Mail Service Center
The following vital records are available at the above address:
Death Records - 1930 to present.
Birth Records - 1913 to present.
Marriage Records - 1962 to Present.
Divorce Records - 1958 to present.
Death Records 1913-1955 are in the North Carolina State Archives.
Marriage records after 1868 are available from the Registrar of Deeds in each county.
Also See
North Carolina Marriage Records
North Carolina Vital Records Links
NC Vital Record Databases
at Ancestry
1741-2004 NC Marriage Records Index
at FamilySearch
1866-1964 NC Births & Christenings
Other Resources
NC Maps
Newspapers & Obituaries
1815-1985 Historical Newspapers
North Carolina Genealogy Links
NC Documented Slave Plantations
NC High School Yearbook Indexes
North Carolina Genealogy Project
North Carolina Genealogy Societies
North Carolina History Books Online
North Carolina History Museums
North Carolina USGenWeb Archives
NC Military Records
North Carolina Civil War Soldiers
US Census Records
Mortality Schedules Free Search
FREE Genealogy Tools
US Census Mortality Schedule Indexes
North Carolina
(Statehood 1789)
Statewide North Carolina Census Records Online
1784-1787 North Carolina State Census at Ancestry
1790-1890 North Carolina Census at Ancestry
1790 Federal Census of the US at the U. S. Census Bureau
1850 Federal Census Index and 1850 Census Images
1850 Federal Census Mortality Schedules Index and Images
1850 Federal Census Slave Schedules Index and Images
1870 Federal Census Index and 1870 Census Images
1880 Federal Census - Search and View the images
1880 Federal Census Records Search at Family Search
1900 Federal Census Index and 1900 Census Images
1930 Federal Census Index at Family Search
1940 Federal Census Index and 1940 Census Images
North Carolina State Databases of Census Records & Genealogy Records
Other NC Statewide Genealogy Records Used as Census Substitutes
1793-1840 Black Craftsmen of North Carolina
1835 Pension Roll (Statewide) Surnames: A-E | F-L | M-R | S-Z
1838 Indian Removal - North Carolina Regiment
1852 Federal Pension List - Statewide
1860-1963 NC City Directories Online
North Carolina Digital Collections of Searchable Records
NC Census Records Online by County
Davie County Census Records
(Formed 1836 from Rowan County.)
1900 Federal Census Enumeration Districts
1930 Federal Census Enumeration Districts, Part 1 | Part 2
Other Genealogy Records
1846-1859 Guardianship Accounts
1867-1868 Branson's Business Directory
1867-1868 Branson's Business Directory
1869 Branson's Business Directory
1872 Branson's Business Directory
1877-1878 Branson's Business Directory
1884 Branson's Business Directory
1890 Branson's Business Directory
1896 Branson's Business Directory
Dobbs County Census Records
(Formed 1758 from Johnston County. Discontinued 1791. See: Glasgow County, Lenoir County & Wayne County, NC.)
1790 Federal Census Index and Transcription at us-census.org
1790 Federal Census Index and Transcription
1790 Federal Census at East Carolina Roots
1790 Federal Census Records at Genealogy Trails
1790 Federal Census Records at Old Dobbers
1790 Federal Census Records at USGenWeb Archives
See Old Dobbers for genealogy data on old Dobbs County
Other Genealogy Records
Dobbs County Court Settlements
1746-1855 Grantor / Grantee Indexes
1750 Johnston County Quit Rent Tax List - Became Dobbs in 1758
1763-1772 Probate and Estate Records
1783-1790 County Court Records
Duplin County Census Records
(Formed 1750 from the northern portion of New Hanover County.)
1784-1786 State Census Records of Duplin County
1790 Federal Census Records at Genealogy Trails
1800 Federal Census Records with Index
1800 Federal Census Transcription
1810 Federal Census Records with Census Index
1820 Federal Census Records with Index
1830 Federal Census Records with Index
1840 Census of Pensioners at Genealogy Trails
1840 Federal Census Records with Index
1850 Federal Census Records & Index (partial)
1850 Federal Census Mortality Schedule
1860 Federal Census Index & 1860 Census Transcription
1870 Federal Census Index & 1870 Census Transcription
1883 Census of Pensioners at Genealogy Trails
1900 Federal Census Enumeration Districts, Part 1 | Part 2
1930 Federal Census Enumeration Districts
1930 Federal Census Transcription by Township
Other Genealogy Records
1867-1868 Branson's Business Directory
Co C, 2nd Regiment Civil War - The Duplin Rifles
Early Land Grants in North Duplin
Redrawing of Duplin / Wayne County Lines
Sampson-Duplin Revolutionary War Records
Durham County Census Records
(Formed 1881 from Orange County & Wake County. The Town of Durham was incorporated in 1866 as part of Orange County.)
1883 Census of Pensioners at Genealogy Trails
1900 Federal Census Enumeration Districts
1930 Federal Census Enumeration Districts, Part 1 | Part 2 | Part 3
Other Genealogy Records
1875-1926 Estate Records Index
1881-1927 Widows Year Support Index
1886 Landowners in Durham County
1912-Recent Duke University Yearbooks
1921 Yearbook of Durham Business School
1929-Recent North Carolina Central University Yearbooks
City & Business Directories at DigitalNC.org begin 1875
Estate Records (PDF File)
Edgecombe County Census Records
(Formed 1732 from Bertie County but not legally confirmed until 1741..)
1790 Federal Census Records at USGenWeb Archives
1790 Federal Census Records at Genealogy Trails
1840 Census of Pensioners at Genealogy Trails
1883 Census of Pensioners on the Roll
1900 Federal Census Enumeration Districts
1930 Federal Census Enumeration Districts Part 1 | Part 2
Other Records
Forsyth County Census Records
(Formed 1849 from Stokes County.)
1850 Federal Census Surname Index by SK Publications
1883 Census of Pensioners on the Roll
1900 Federal Census Enumeration Districts Part 1 | Part 2
1930 Federal Census Enumeration Districts Part 1 | Part 2
Other Records
1842, 1844, 1847 School Lists - Stokes County
1886 Landowners of Forsyth County
HOME County Maps Genealogy Societies Census Questions by Decade Historical Museums Spotlite Links Link to us!
Genealogy Sources: Ancestry.com US Vital Records CensusDiggins.com Ancestor Hunt Surname Search
North Carolina Census Finder is a tool designed to help you find sites which offer free North Carolina census records online. We cannot be held responsible for the content of those sites. We are not responsible for errors in census records & genealogy data found on sites outside of Census Finder. Genealogy data and information found online, should always be documented.
CensusFinder.com wishes you the greatest success in finding census records, discovering your ancestry and climbing your family tree.
© 2002 - 2016 Brenda Hay


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Top Five Greatest Chokes in Sports History
1. San Antonio Spurs, 2013 NBA Finals: Up five points with 28 seconds to play, the Spurs fell victim to a range of woes: missed free throws, poor substitution strategy, botched defensive assignments. And so instead of hoisting a fifth NBA championship trophy, the Spurs had to collect themselves for a Game 7 challenge.
2. Toronto Maple Leafs, 2013 NHL Eastern Conference Quarterfinals: Losses don't get more painful than this. Leading 4-1 in the third period and 4-2 with under two minutes remaining in Game 7, the Leafs somehow let the Boston Bruins score two straight goals plus an overtime clincher. Boston would advance to the Stanley Cup finals. Toronto would wonder how it all went so wrong so fast.
3. Phil Mickelson, 2006 U.S. Open: Phil just finished second in his sixth U.S. Open, but none have been as tough to watch as the 2006 version. Mickelson stood on the 18th tee needing a par to win or a bogey to force a playoff. He got neither, carding a train-wreck of a double bogey that remains one of golf's most painful moments.
4. Chicago Cubs, 1909-present: The billy goat. The meltdown in '69. The '84 Padres. Steve Bartman. What more needs to be said, really? A century-long choke.
5. Portland Trail Blazers, 2000 Western Conference Finals: This choke may need an asterisk, as there are plenty who believe that the hands around the Blazers' necks weren't their own, but the refs'. In Game 7 of the Western Conference Finals, the Blazers had a lead of 15 late in the fourth quarter against the Los Angeles Lakers, but lost the game, the series, and any hope of creating a dynasty.


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STARmeterSEE RANK
Down 6,855,776 this week
Moe Jaffe (1901–1972)
Songwriter ("Bell Bottom Trousers", "The Gypsy in My Soul", "If You Are But a Dream", "I'm My Own Grandpaw"), composer and author. He came to the USA in 1902 and was educated at the Wharton School and the University of Pennsylvania Law School, where he wrote Mask & Wig shows. He wrote songs for Broadway musicals, including "A Night in Venice" and ... See full bio »
Died:(age 71) in Cresskill, New Jersey, USA


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Cover your costs in the event of long-term staff absence with Group Income Protection for Business
Support and understanding will be key for someone diagnosed with a critical illness. Here's how employers can help someone battling one of the top three claimed-for Critical Illness conditions.
Small and medium enterprises (SMEs) are making strides in closing the gender pay gap – but does the inequality extends to employee benefits too?
As part of the global Mercer Marsh BenefitsTM family, Elect has an established history of providing small and medium-sized companies with employee benefits. You can be sure that the employee benefits you get by working with Elect will be cost-effective for you and appreciated by your employees. We know that you don't want to spend a lot of your time worrying about employee benefits and you can rest easy knowing that you have best-in-class benefits at affordable prices from our chosen providers.
Elect by Mercer Marsh Benefits offers a wide range of benefit solutions that meet the needs of your employees. Our employee benefits experts know how important it is for businesses of all
sizes to be able to provide simple and flexible employee benefits solutions for your valued employees whether your team is one, two, or a hundred and two.
All of our employee benefit team are specialists in their field with years of experience helping clients put employee benefit programmes in place. We take the pressure off you, creating simple and straightforward benefits plans and administration processes.
To read more about Elect click here


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ICWCA 2011 - Wireless Communications and Applications
Regular price
Wireless Communications and Applications. First International Conference, ICWCA 2011, Sanya, China, August 1-3, 2011, Revised Selected Papers
The advances in wireless communication technologies and the proliferation of mobile devices have enabled the realization of intelligent environments for people to communicate with each other, interact with information-processing devices, and receive a wide range of mobile wireless services through various types of networks and systems everywhere, anytime. The aim of the annual International Conference on Wireless Communications and Applications (ICWCA 2011) is to provide a forum that brings together researchers from academia as well as practitioners from industry to meet and exchange ideas and recent research work on all aspects of wireless communication networks.
Want to purchase a specific paper? Let us know.
Editor(s): Patrick Sénac, Max Ott and Aruna Seneviratne
Publisher: Springer
Conference dates: 1st–3rd Aug 2011
Location: Sanya, China
Copyright © 2012–2017 ICST


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Instead of washing mushrooms under running water, try wiping them with a damp cloth or paper towel. Mushrooms act like sponges, when I soak or wash them under running water they become soggy. I just give them a little wet wipe to get the dirt off. The end cooking result is I retain the nice little crunch that some mushrooms have.
P.S. I was cooking Ina Garten's mushroom risotto from her new book "Back to the Basics" when I thought of posting this kitchen tip. It turned out very tasty.
2 weeks ago


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The official College Park Church App connects you to a variety of resources, including audio and video sermons, blogposts, event information, and more.
- Watch, download, or listen to sermons from our weekly worship services
- Read sermon notes
- Regular blog posts from College Park pastors, staff, and members
- College Park Prayer Wall
- Give online or view your giving history
- Upcoming events & news
Live Stream
- Worship with us
- Directions
- Connect with us via social media
For more information about College Park Church in Indianapolis, Indiana, please visit http://www.yourchurch.com.
The College Park Church App was created with the Subsplash App Platform.


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Social Services
Connecting Phoenixville residents with community resources
Located just five miles from the XL Catlin Exton, Pennsylvania office, Phoenixville is a small town, mainly populated with lower-income families. Since 1972, Phoenixville Area Community Services (PACS) has provided emergency food, housing, utilities and health services to residents in the Phoenixville community whose incomes are not sufficient to provide all the basic needs.
Monthly, almost 200 households receive food assistance. In addition, PACS provides financial support for emergency heat, housing, medicine and electricity last year. PACS also connects residents with other aid organizations in the area. Last year alone nearly 5,000 people were referred to additional organizations.
PACS generally has a lack of resources at their disposal and an extremely low budget for the number of people they need to serve. This is one of the reasons why volunteers from the Exton office have been keen to support the organization, as part of XL Catlin's annual Global Day of Giving.
Approximately 6 to 12 employees have volunteered to work with PACS every year since the first Global Day of Giving in 2006. Project Leader Warren Fox thinks it is very important to see how under-resourced some of our community services and facilities are. Many, like PACS, don't have the necessary resources or the budget to accomplish their missions. "Last year PACS desperately needed maintenance work done on their yard and building. We see a visible difference every time we volunteer at PACS. It's great to see our work appreciated by the people who will directly benefit from it."
Along with new manual labor skills, the volunteers get to interact with members of the PACS organization and the community it serves. According to Warren, "it's all about leading by example. I think my colleagues are proud to work for XL Catlin because of the good work we can do in our communities." Every year Warren's team of volunteers works on a different PACS project during the Global Day of Giving. In 2014, they worked with the community daycare facility. This year, they'll be brightening up the playground area.


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CV Parser for Laravel
Budjetti €250-750 EUR
I need a library in order to parse resumes (CV) from any format (pdf,doc,docx etc). The library needs to work in Laravel and parse the data from it to the database.
35 freelanceria on tarjonnut keskimäärin %project_bid_stats_avg_sub_26% %project_currencyDetails_sign_sub_27% tähän työhön
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We can start your work immediately~ OUR PORTFOLIO [login to view URL] would love to discuss your project over chat. Sincerely Regards David
Hello,Sir. How are you? I have experience 7+ years in developing .NET, Laravel, node.js, angular.js, react.js and Python Frameworks. Relevant Skills and Experience - WordPress, Code Igniter, Laravel, Django. - .NET, J Lisää
I have experience creating websites / applications on unity,wordpress, oscommerce, html, html5, opencart, prestashop, ASP.net, PHP, joomla, drupal and many other languages and CMS. Relevant Skills and Experience 5+ ye Lisää


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Your Wedding Day is an
story to unfold
I would like to be with you all day.
starting in the morning and finish up a couple of minutes after first dance.
That helps me to be a witness of the entire day and be able to tell the complete story. I also spend time to build a great relationship with your parents, siblings, families and friends so they actually do enjoy hanging around me. That helps me to blend in and that is when real moments unfold.
Latest Work
in a glimpse
How it is like
to have me on
Your Big Day?
The wedding day went by in a blur and as much as we tried to slow it down and enjoy every moment, so much was forgotten in the days after. I suspect that happens every couple. But then your first preview of photos came through a week or so later and those memories came flooding back, feelings of overwhelming happiness, moments captured in my family home I hadn't even seen, stolen looks, a happy tear, a conversation between two strangers, a private joke that sends close friends into fits of laughter, a small detail here and there…so many happy moments and angles few others would not have even seen or thought to document. We cannot thank you enough Tomasz. Your work has an otherworldly quality with light and shade so carefully considered in every shot. When we first came across your website, I knew you were not only a great photographer but a true artist and would capture our day in a way that very few others could.
On the wedding morning as we hastily moved throughout the house getting ready, you were a calm presence, quietly clicking away in the background and making everyone at ease when you'd take their photo. Throughout the day this continued and so many guests have since commented on your friendly and calming manner.
There was great communication throughout the early stages of booking and right up to the wedding itself, not to mention afterwards too. The slideshow you compiled was a moving first taste of the wedding day and we are so impressed by the swift return of the full set of photos. 3 to 4 weeks is a remarkable turnover considering the number of shots and high quality of images. Even the beautifully crafted box that arrived with our USB selection a few days ago was a nice touch.
Of all the decisions we had to make in preparing for our wedding day, hiring you as our photographer was the best decision we ever made and we would strongly advise others couples not to waste a minute and book you for their day.
Being able to 'touch'
The Emotions
captured in photographs is
Printing photographs in this day and age?
Yes! Looking at your images on screen is ok, but there is nothing better, than to sit down with a cup of coffee and 'feel' your wedding story unfold in front of you with beautiful prints in a fine art book. My albums are built to stand the test of time and are printed on beautiful archival quality matte paper.
Putting an album together is time consuming and might take ages to do. That is why I will help you out and make the process of finalising your fine-art book completely painless. I will suggest the layout of your story and then, you will be able to move it around. Together, we will make it a truly beautiful remembrance of your Wedding Day. I want you to enjoy the entire process of creating your memories.
That includes your Fine Art Album.
Your questions answered
I'm a full-time Photographer shooting weddings for a 5th season now and I truly found an interest in Wedding Photography while studying for my BA in Photographic Media. I have met people that were interested in the Documentary genre of Wedding of Photography and that caught my eye and heart. I love to shoot things as they happen. I love to anticipate moments. On the other hand, putting you at ease throughout the day is key to my beautiful, purely documentary approach.
Don't worry about it. 99% of my couples never had an opportunity to stand in front of a camera. I hate being in front of it as well! I will make sure I have great contact with everyone and I connect with people on a personal level. This is when people start to enjoy hanging around me, and look beautiful on the images!
Up to 8 weeks for the delivery of all processed images.
You don't have to decide on albums now. Most of my couples decide to order an album after they have seen all the images. As I want to keep that truly enjoyable time for you, I will prepare the initial layout of your album and we will work together to make it perfect !
Not within Ireland, but for Destination Weddings, there is an additional charge for travel and accommodation.
Of course I take these! These are the images you will cherish the most in years to come so it's really important for me to take these photos. I would suggest to keep it to a minimum and delegate one or two family members to gather up the people, because believe me or not, waiting for family members is the longest part of taking family photos.
Nope. The entire day is documented 'as-is' but I will make sure to capture little details that make the day 'Yours'. I have found over time that once I'm allowed to document the day my way, I capture more interesting photographs, which in turn means I capture a wider coverage of your day. If I get a pre-made shot list from you the day becomes a box-ticking-exercise and creativity is put to the side. However, please let me know if there is something interesting / important happening during the day so I will be ready.
Once the images are ready, You will get email with link to view/download your files. At the same time, I will post your USB as well.
Yup. I'm a freak when it comes to 'being ready' for any eventuality. That is why, I make sure I am ready when something unexpected happens with my gear.
Yes, I have both Public Liability and Professional Indemnity insurance.
Printed / Published Features
Confetti Magazine | Wedding Journal | VIP Magazine | 25 Irish Weddings Annual | IrishIndependent | The Irish Times | Irish Examiner | Griffith College Alumni | LeinsterExpress | Galway Now
Junebug Weddings | Fly Away Bride | Love My Dress | One Fab Day | Fearless Photographers | Boho-Weddings | Whimstical Wonderland Weddings | Style and the Bride uk | Wedding Chicks | Confetti | WeddingsOnline | Mrs2Be
Popular dates are gone quickly so please do not wait.
What are you getting from me?
Full Day / Half Day Coverage
Pre-visit to your Venue
Meeting/Skype Call to discuss your needs and get to know each other
Selection of Prints
USB Key with Your images, fully processed, unwatermarked, in high resolution
Secure Online Gallery with all the images
Secure Slideshow for family and friends
my availability
I reply within couple of hours, but if you heard nothing back from me in a while, please check your spam / promotions folders on your email account. If you think you missed an email from me, try to contact me via my FB Page.


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The Federal Housing Administration (FHA) has revamped a little used program for refinancing underwater conventional loans, and extended its "short refinance" program until the end of 2014.
Lenders have completed only 840 short refis since FHA rolled out the program in August 2010. The main stumbling block has been the lack of a secondary market execution, according to Mark Stamm, who is advising MSI Mortgage Services III, Bloomington, Ill., on growing its FHA short refinance program.
In a short refi, the lender must reduce the principal amount of the mortgage debt by at least 10% to get the first lien down to a loan-to-value ratio of 97.75%-or 115% with a second mortgage.
If the loan is delinquent, a borrower can qualify by completing a three-month payment trial.
Previously, FHA required the servicer to engage in a permanent loan modification, which in many cases required a reduction of principal, to start the payment trial.
Now, the servicer can simply exercise forbearance to conduct the payment trial. "That is the most significant change" FHA made in the program, Stamm said–that and extending the program for two years.
FHA short refis can be placed into a Ginnie Mae MBS. But Ginnie Mae issuers and servicers are leery of these loans because there are so few of them, plus they're unsure how they will perform.
"We have been working on creating a secondary market," Stamm said. "This is very close to happening," he added. But this secondary market is only for MSI loans that will be originated out of a call center in Frederick, Md., and managed by MSI vice president Bob Bodell.
"We are not interested in buying loans from others," Stamm said.


text:
New plugin release (v0.15.0)
A new plugin release is available in Files tab.
Usability has been improved, now you can share Sprints with child projects (edit Sprint on project settings to enable this new Shared flag).
Take a look to Scrum v0.15.0 for further details on this release changes.
Añadido por Emilio González Montaña hace casi 2 años
Any comments (or bug reports) are more than welcome (as always).
Añadido por Johan GUILBAUD (TIBCO) hace casi 2 años
Good to see new versions frequently !
A suggestion : remove (or improve if possible) the rotation of the text on the post-it because, (maybe it's only on our screen) the text rendering is very ugly and difficult to read.
PS : i'm translating your plugin to french language, I'll submitting it when finished ;)
Añadido por Steven Wong hace casi 2 años
Añadido por Emilio González Montaña hace casi 2 años
Rotation is now a setting.
I've released a new patch version Scrum v0.15.1.


text:
Request Free, One-on-one Academic Assessment
For Students Seeking Tutoring in Berea, We Offer:
One-on-one learning with a certified private in-home tutor
Tutoring at your child's pace & schedule - available 7 days a week
Personalized instruction in the comfort of your home
Tutors that are highly-qualified K-12 and university educators
Our Programs
SchoolTutoring Academy's tutoring programs for Berea students start with a free academic assessment with an Academic Director. Our flagship tutoring programs are available for $199.99/month which include regular one-on-one tutoring, academic mentorship, bi-monthly progress reports, learning profiles, and parental conference calls.
Berea District Curriculum Used in Our In-Home Tutoring Programs
Children in Berea, along with those in Brook Park, attend the Berea City School District. The district offers students in preschool through the twelfth grade a comprehensive education that supports their academic, social, and emotional growth. The Berea City School District is particularly concerned with preparing students for success in the 21st century. In addition to rigorous coursework that focuses on global issues, students in Berea also take part in school-based programs that seek to promote respect for diversity and multiculturalism.
We currently cover the following Berea-area school district: Berea City School District.
Contact our Academic Directors at 1-877-545-7737 to Discuss your Child's Strengths and Areas for Improvement. Get started with Berea Tutor Today.
A Parent Talks About Finding a Private, In-Home Tutor
Berea Tutors Can Help Your Student Succeed
SchoolTutoring Academy works with young learners and students, all the way up through high school. We offer Pre-K and Kindergarten Tutoring as well as Elementary School Tutoring to build a strong learning foundation early on. We also offer comprehensive tutoring across all school subjects.
Math Tutoring | Science Tutoring | English Tutoring | Language Programs | Reading Tutoring | Writing Tutoring | SAT/ACT Prep
Our instructors hail from Harvard, Stanford, Duke and other top institutions
Our tutoring in Berea capabilities are different from what you find in your neighborhood
Staff Tutors with Outstanding Credentials
Our educators have graduated from top academic institutions, and many of them have achieved in the 90th percentile or higher on standardized tests. Equally importantly, they enjoy coaching students across a variety of subject areas and standardized tests
Educators Beyond What You Find Down the Block
Students work collaboratively with their private tutor who is a top-notch college graduate well beyond the academic caliber that you'll typically find in your neighborhood
Experienced Academic Directors to Create and Adjust Learning Plans
Every student is paired up with both a private tutor and an Academic Director responsible for creating a comprehensive learning plan and constantly tweaking it to optimize for results
Fully Customized Programs with Regular Progress Reports
With regular progress reports and archived copies of your lessons, you can easily track your progress and review concepts from past lessons
Meet Our Tutors
Each of them is highly-qualified K-12 and university educators
My name is Michelle O. and I am a certified Calculus Tutor from Bloomington,
My name is Davis H. and I am a certified English Tutor from Greenville, South Carolina.
My name is Jane W. and I am certified SAT/ACT Tutor from San Diego, California.
My name is Ken B. and I am a certified Math and Statistics Tutor from California.
My name is Kevin L. and I am a certified Social Studies Tutor from Guelph, Ontario.
My name is Daniel C. and I am a High School Math, English and Economics.
My name is Amy B. and I am a Math, English Tutor from Darlington, South Carolina.
My name is Owen M. and I am a Math, English, Languages, ACT Tutor from Dundas, Ontario.
My name is Daniel H. and I am an English, ACT, SAT, Social Studies Tutor from Broken Arrow, Oklahoma.
My name is Akosua A. and I am a Math, Science, English, ACT Tutor from Brampton, Ontario.
My name is Davis H. and I am a certified Math, Science, English Tutor from Greenville, South Carolina.
My name is Jania B. and I am a Math, English Tutor from Eight Mile, Alabama.
Educating Our Parents: Understanding the Berea District Curriculum
Students in Berea are also able to engage in studies that result in the acquisition of a second language. In high school, students build off the skills they acquired in earlier grades to become fluent readers, writers, speakers, and listeners. Learners at this level are able to engage in meaningful spoken conversations with another speaker, and gain insight into the speaker's feelings, emotions, or opinions. Students also gain the ability to convey information to others in presentational form. This could be through artistic expression, group discussion, or by presenting a written work.
The fine arts curriculum in Berea includes the option to study the visual arts. The process of learning artistic skills begins in elementary school. Students learn how art can evoke emotions or convey one's mood. Various forms of art are discussed, such as paintings, drawings, and sculptures. Learners gain an appreciation for the cultural significance of art as well, through comparisons of art pieces from around the world. Basic artistic skills are acquired, such as the ability to draw shapes and follow directions.
Testimonials and Case Studies from Our Parents
SchoolTutoring Academy has played an important role in improving our son's confidence and attitude towards school. His grades have also improved steadily throughout the school year.
My daughter was very self-conscious about her difficulties with the math section of the SAT. SchoolTutoring Academy's Academic Directors created an action plan that boosted my daughter's score and confidence level.
SchoolTutoring Academy has not only improved my son's standardized test scores but also his high school math and English grades. Test Prep Academy has not only improved my son's standardized test scores but also his high school math and English grades.
SchoolTutoring Academy Increased My SAT Score By 200 Points
My son's math marks in high school have always been weak so I found it very beneficial that his ACT tutor worked on solidifying his fundamentals while prepping for the ACT.
SchoolTutoring Academy gave my daughter the confidence she needed to boost her SAT score Thank you!
SchoolTutoring has played an important role in improving our son's confidence and attitude towards school. His grades have also improved steadily throughout the school year.
My daughter was able to improve her test scores after a few months of tutoring with SchoolTutoring. However, while raising test scores is great, the real payoff is in the self-confidence that she gained.
I just wanted to send a quick note to say thank-you! My son is very impressed with his tutor and looks forward to each session. What's particularly amazing about this is our son has never really looked forward to math or school for that matter!
We are so happy with the results of your tutoring program and academic support. Homework time was such a stressful evening for the entire evening before we brought your tutors into our home. Thank you for all your help!
Our daughter, a first grader, struggled with basic reading and handwriting. When she began with SchoolTutoring she was almost a year behind her class. Within a year of being enrolled, she is reading above her grade level and has the confidence to match.
Work with our Berea tutors to help your student succeed! Contact our Academic Directors Today at 1-877-545-7737.
Keeping Informed: Recent Berea Educational News
- Local Student Qualifies for National Gymnastics - A student in Berea will soon travel to Houston, Texas to represent a local gymnastics group. The student is ranked as one of the best eight-year-old gymnasts in the nation.
- Regional Orchestra Includes Berea Students - The Berea City School District will have two students in the regional orchestra at the Ohio Music Educators Association concert. The two young musicians were selected from hundreds of students who auditioned for the orchestra.
- Choir Students Honored - Vocalists from Berea-Midpark High School have been selected to the Ohio All-State Choir. The selection process for the choir was highly competitive, yet three young vocalists from Berea made the cut.
Chalk Talk: The Debate About Homework
For decades homework has been part of the educational experience. Parents expect their children to have homework most school nights, yet some research indicates that homework actually has little positive impact on student achievement. Some educators argue that homework is necessary because "practice makes perfect." Yet others argue that giving kids homework actually diminishes their desire to learn. Proponents of homework point out that it helps kids learn self-discipline and time management skills. However, detractors maintain that since homework isn't a student's choice, it makes them feel less independent and as though schoolwork is a chore not to be enjoyed. Whichever side of the homework debate you're on, it's important to support your child in their academic endeavors to ensure they have the best chance for success.


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Magic Mart Directory
All merchants and businesses in the Magic Mart are
listed in this directory
Click any company may lead to
the company web site where you can browse and shop. If there is a magic
icon (call button) next to the company name, then you may ClickCall the
company to speak to a company staff. This web page is updated
frequently to make sure that the company website addresses and phone
numbers are kept up-to-date. If a link or call button fails to work, it is
likely that the company has not updated its web address and/or phone
information with Magic Mart or the
company is in the process of changing web site hosting and/or phone
numbers. Ultimately, this Magic Mart Directory will be a complete ClickCall
directory for businesses and consumers' convenience. Businesses must write
email to email@example.com to give
permission and to request enlisting the company web address and phone
Do You Know You Can ClickCall to Talk to Someone About
Your Online Shopping Needs?
Merchants please send corrections and update links to
of Magic Mart Directory


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Wednesday, March 5, 2008
New Ebay listing
I listed "Little Harry" on Ebay last night. Paula has some new pieces in the works and I will be putting on some pictures as soon as she finishes them.
For some reason, it just doesn't feel like Easter to me this year.The world of primitive folk art creating can tend to be awkward at times. We always have to be way ahead of our holidays. Then when they finally get here sometimes all the excitement is worn out. We make Valentines in December and Easter in February and next will be Americana and finally my favorite in July,Christmas! I love that part. If it was up to me I would celebrate Christmas all year long. I once knew a lady that had a Christmas room all year around. It was so beautiful. She even had white carpet and beautiful red curtains. The carpet resembled snow. Needless to say her children were grown. Wouldn't it be awesome for her grandkids to visit?
I am off to try to get some sewing done today. Thanks for visiting us today!
Tammie (Make Me a Memory)
Posted by Primitive Sisters at 9:20 AM
1 comment:
- Kindra said...
Hi Tammy! Chester is about 15 miles from where I grew up, in Deshler! What is your maiden name? My mom and grandma were born and raised in Deshler so my family has been in the area for a long time. So maybe your family name would be familiar to me or someone in my family. I was plesantly surprised when I was scanning blogs and came across yours and seen Belleville, KS! It was just a nice surprise. Thanks for adding my link. I enjoy yours so much!
- March 6, 2008 at 12:20 AM
Subscribe to: Post Comments (Atom)


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In one of the forum, there was this query – "I have 10 lakh rupees available. I wish to consume this in a month. So please suggest an investment vehicle for 3-4 weeks maximum".
Answer to this question varies and depends upon the end user and advisor's recent experiences and rarely on the exact requirements.
The more convenient answer to this question would be "keep it as cash in your pocket" or "in Saving Bank account". However, people do not want to hear these answers.
The savvy investors come up with a plan. They advise not to keep this cash in SB account as it will give negligible amount of interest. So keep it in short term debt funds or liquid funds.
The pros of keeping your money in liquid funds are:
- It earns almost double of what a savings account offers
- Negligible market risk
- Money is available in T+1 day
Let us see these points one by one:
- When we say double of savings account, it should be around 8%. If we check the CAGR of most of the liquid funds, it varies from 7 to 9%. So this point is true. Taxation point of view, tax is applicable in both the cases and would be around same percentage.
- Negligible market risk. This is partially true and can negate the first advantage. When AMC says 'negligible market risk', it simply means that that there is negligible risk that your 'capital' would be eroded by the market volatility. This essentially, hides the fact that – "the returns will be impacted by the market volatility". So due to market fluctuations, your returns might be similar to a normal saving bank account i.e. 4%
- Money is available in T+1 day implies, money is available to you on the next day of which you processed the request for the redemption. Again, the catch is, you have to put the request before cut off time, which is usually 3pm. If you request, before 3pm, in most probability, you will get money by next day (in your same saving account from which you deposited). If you cross the 3pm mark, you will get your money on day after tomorrow.
All these things are fine till you consider the psychological advantage that your savings account or simply staying cash gives you. You are completely saved by an additional work of opening the new folio with any AMC. What if you already have a folio? Still, you would have to take the pain of understanding the nature of the fund, compare the returns of various liquid funds (because that's the point which really differentiates from savings account), buying units, then keeping track of your new investment for 1 month and finally, remembering to redeem it before 3pm to have it in T+1 day.
Considering that you will be investing this money only for 1 month, the additional (4% per annum i.e. 4% /12 months) does not justify the additional work to be done. Suddenly, what if your requirement reduces by 10 days? Your gains are reduced by that much amount.
Moreover, till now, we have considered that the investor is a direct investor and he is tech savvy to do the things online. What if he goes through agent? Simple, the additional gains will be going towards agent commission. What if he is direct investor but not tech savvy? He has to take leave from office, visit the AMC branch, do all the paper work, issue checks (which again takes at least 1 day to clear), take auto/bus (which reduces the gains) and lot of mental work.
The investor, who asked this question, would have surely wasted 2 days (if not more) in putting the query on facebook and then waiting for the responses. Then cross check each response and verify it with the authorities (read Pattu or Ashal), bear the sarcasm from the Guru (Subra) and go through above work. This all just for miniscule (4%/12 months) gain.
Conclusion: If your require money is such a short duration, do not go for any fancy names. Your Saving Bank account is not yet dead. Stick to it. The returns might be little less than what mutual fund offers. However, the mental peace is priceless. Keeping it simple is the key.
P.S.: Just out of curiosity, if we think little more, the possible scenarios for requiring so much money in a definite time (for a normal person) is:
- The big daddy – Real Estate investment. His downpayment must be scheduled after 1 month. In this case, instead of thinking to earn from liquid funds, one can negotiate with builder saying, I can arrange for money sooner. In return, can I get some discount or little more amenities or upgraded tiles or something like that [Related: Remember, while buying house]
- Medical treatment of some relative – assuming that medically ill person cannot post this query; the other possibility is he needs it for some relative or friend. Again, in this case, instead of wondering how to earn some interest, he can choose to spend time with them and comfort them
- Buying a car – similar to real estate investment, the price of car or other accessories can be negotiated for quick payment [Related post]
- Starting a small business – it is beyond words to understand how much mental peace is required in this case


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The new Star Wars spin-off scored the biggest Thursday preview of the year (16), when it opened in cinemas across America on Thursday night (15Dec16).
Rogue One: A Star Wars Story raked in $29 million (GBP23.2 million) at the U.S. box office as fans raced to be among the first to see the new film.
The preview receipts topple those of fellow 2016 blockbusters Batman v Superman: Dawn of Justice and Captain America: Civil War, which both made over $25 million (GBP20 million) on their debuts.
Rogue One, which features Felicity Jones, Forest Whitaker and Diego Luna, is expected to haul in as much as $150 million (GBP120 million) at the U.S. box office this weekend (16-18Dec16) - the second biggest December weekend behind last year's (15) Star Wars: The Force Awakens.


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Book your campsite pitch or camping pod online
Lochranza Campsite is open from 21st March till October 21st
2018 bookings
Click on the name of any of the Camping items below to book and get more details
It is a good idea to check ferry availability at busy times before making a booking with us!
Please note :- if you progress as far as the payment page you will receive a booking confirmation. A booking is only confirmed once payment has been made, otherwise the booking will expire. Payment is via PayPal, but if you do not have a PayPal account, then continue to the "Pay by PayPal" page and there is an option to pay by credit/debit card.
Campsite Open Daily: Wednesday March 21st to Sunday October 21st
Please check our Site Fees page for 2018 prices.


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Frequently Asked Questions
The science of resolving your symptoms and conditions can be complicated, so we've attempted to address some of the most common questions below.
Brain related FAQs
Q: How much do your Neuropsychology services cost?
The APS recommended schedule of fees is $238 an hour. Our Neuropsychology Assessments are anywhere between $1500 and $2700 depending on complexity and time required.
Q: Why should I refer my patient to Jurmaine Health?
We are more than just Neuropsychologists – we are also contributors and leaders in the community, particularly in the areas of ageing, concussion, forensic/medico-legal and CALD. This means we are more in touch with the community and issues affecting them, and so can provide a comprehensive and well-rounded assessment and information about your brain health.
Q: Can I book an appointment myself, or do I need a referral?
You can book an appointment yourself – no referral is needed.
Q: What if I am unable to make it to your clinic?
If you can't make it to any of our 4 sites, we also provide offsite assessments – where we can visit you at your home or office. Usually there is no charge involved if the site is within 100km of Melbourne CBD.
Q: Does Medicare cover your services? Can I claim your services on my private health cover?
Unfortunately Neuropsychology Assessments are still considered a specialist service, and are not covered by Medicare or Private Health. However,it may be possible to claim Neuropsychological Counselling/Therapy with Private Health Insurance.
Body related FAQs
Q: How do I know if I should come to you?
- If you find yourself going to a clinic consecutively for weeks on end without a resolution, we may be able to help.
- If you find yourself receiving the same treatment approach for weeks, months or years on end without a resolution, we may be able to help.
- If we find that we can't have a definable outcome for you within 2-4 sessions, we are likely to refer you on for further medical investigation.
- If you are a sport or performance arts athlete, we are likely to get you ready in a very short span of time. If you want to train but don't know where to start, we can help give you a specialised and simple fundamental base to work from.
- At least one of our musculoskeletal clinicians ins an Active Release Techniques™ instructor, which is the methodology that has been used by the World IronMan Championships for more than 25 years.
Q: What are your fees?
- The average total spend by a person in a common rehabilitation setting is $1,300.00.
People spend an average of $500.00 on rehabilitation fees with us.Here is how we compare:
Top End Massage/Musculoskeletal Therapist: $120 per hour
Top End Strength Trainer: $120 – $150 per hour
Top End Physiotherapist: $240 – $280 per hour
Common Chiropractic Fee: $55 – $60 per 10 – 15 minute session (equivalent to $240 per hour)
Our Current Fee Structure (fees are subject to change each financial year)
- $170.00 per hour (taping included)
- $85.00 per 1/2 hour for subsequent sessions
- We will inform you if we need to spend more time with you.
Q: How many sessions are needed?
This usually depends on:
- The diagnosis, issues and goals of the individual
- The rate of recovery
Most people experience a significant difference in pain or movement perception within the first two sessions. However, it is the second session that determines the recovery pathway.
Q: What do I need to bring?
We recommend that you bring:
- Comfortable clothes
- Previous imagings (eg. CT, MRI, X-Ray)
Q: How long is the first session?
You can expect your first session to take 1 hour.
Q: How long are subsequent sessions?
Most subsequent sessions are half an hour, however some people do require at least 45 minutes to an hour. It depends on what you are trying to achieve and how much treatment your body can tolerate.
Q: Do you use equipment like TENS or Ultrasound?
No, we don't. We assess, diagnose and treat with our hands.
Q: Do you accept Chronic Disease Management Plans (given by GP)?
Yes we do. Please check with your health cover provider that you are covered for Chiropractic.
Q: Do you accept Private Health funds?
Yes we do. Please check with your health cover provider that you are covered for Chiropractic.
Q: What is your cancellation policy?
We take credit card details up-front and require at least 12 hours notice if you are unable to attend your appointment.
In cases of emergency, please let us know at your earliest convenience.
No shows and failure to inform are charged at 100% of the appointment rate.


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Aspen is justly famous for it's apres ski scene. Whether you grab a beer or glass of wine slope-side, or sit in the sun at a local restaurant, it's definitely a celebratory way to end the day. So what could be more Aspen than the annual ...
You are here
9 Mar 2017
28 Feb 2017
The skies began to open up last night and we are delighting in fresh new powder - with more continuing throughout the day. The Aspen Skiing Company's daily snow report came in early today, and it's still snowing, so we guarantee more has accumulated. Check...
27 Feb 2017
As we enter the month of March, there are some terrific evening events going on this week. So, save some energy for off-mountain activities and enjoy our abundance of things to do. Tonight, February 27, the Wheeler Opera House presents the Banff Mountain...
24 Feb 2017
Snowmass has made a habit of hosting some of the best Mardi Gras parties around, so it's only fitting that we're giving you the weekend to prepare your costume. Events kick off with a Mardi Gras Celebration at Elk Camp from 11:30am -...
23 Feb 2017
If you're hungry and in a philanthropic mood tonight, why not gondola up to the Sundeck on Aspen Mountain and take part in the Great Chicken Wing Throwdown? The Throwdown is a fundraiser and all proceeds will go to local non-profits that feed and...


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LED T8 Adaptor for Instant Start Fixtures
T8 Adaptor for Instant Start Fixtures
This piece converts allows an internal driver T8 LED tube to work in an "instant start fixture."
- Product Type: Socket Adaptor
- Color: White
- Warranty: 5 Year Guarantee
WholesaleLED wants you to be happy with your purchase. If you are not satisfied with the product, please return within 30 days. We will offer you a merchandise refund.


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Family Ministry
The Untapped Opportunity: Special Needs Families (44:00)
Daniel Williams focuses this session on Luke 5, the story of a disabled man whose friends tore the roof apart to bring their friend to Jesus. Is your church doing the same? Learn how you can meet the unique needs of this community. more
The Key Practices of Family Ministry, Part 1 (33:00)
David Upchurch focuses on what spiritually successful families do. Explore the Biblical basis of some simple practices families can begin to do this week. Learn ways to resource these practices and move toward some accountability. more
Reaching Young Couples in Today's Culture (47:38)
In this session, Caleb Turner asks "What does it take to reach young married couples for Jesus? What are they looking for and what are they want in church and Sunday School?" more
Development within Family Ministry (38:04)
Family Ministry is such an important aspect of the life of a church. Lance Crowell, David Fedele and Tony Richmond discuss issues and needs within family ministry more
Panel Discussion: Family Ministry (52:31)
Whether you work with children or families, discipleship is a key aspect of the ministry. This panel made up of people with experience in family and children ministry address questions looking at current trends in the culture and the effec... more
Importance of Children's Ministry (7:15)
Emily and David discuss casting a vision of the importance of children's ministry for a staff and how to get parents involved too. more
Ministry Cafe: Making Disciples in the Family (1:14:07)
Chris Osborne, Ben Stuart and Craig Etheredge, discuss Making Disciples in the Family more
Parent or Disciple-Maker? Or Both? (38:58)
Safeguarding Your Children's Ministry (24:25)
Emily Smith and David Fedele discuss different topics regarding children's ministry. more
Marriage and Sexuality (47:06)
Barry Creamer looks to present a biblical response to the issues about marriage and sexuality at the 2014 CCC. more
Understanding Preschoolers (31:17)
How do babies and preschoolers learn? What do they need? If we as parents understand these topics we can help our children learn. more
How to Talk to Your Children About Sex (30:58)
When we get the courage to talk to our children about sex, they tell us they already know all that. Learn how to make these conversations a part of your everyday life, beginning in the preschool years. If you are a parent of grade schooler... more
Four Roles Every Grandparent Should Play
The role of grandparent changes often. This session will help grandparents understand the 4 roles God has for them. more
Words Matter (36:29)
Danny Forshee discusses how words affect our marriages and our families. more
God's Design of Family (31:38)
Danny Forshee talks about why God's design of family is fmportant in a culture that does not value it. more
Single Parenting: From Chaos to Calm (32:25)
Holly Crain discusses parenting principles that work for single families. more
Jesus' Strategy for Making Disciples through Church and Home (45:39)
Discipleship needs to involve the family. However, for the family to be involved beyond church on Sunday, parents need to know what to do and where to go. Developing a common path for discipleship for church and home is imperative. Learn h... more
A Teacher's Tool (46:34)
There are different tools that teachers need to have in their toolbox in order to communicate the significance of what they are trying to share. Jeff Young teaches at the 2014 EQUIP Conference. more
Guiding Behavior in Kids (48:28)
Jerry Vogel discusses how to guide the behavior problems that are common it today's children's ministries at the 2014 EQUIP Conference. more
Home and Church: Creating a Powerful Partnership (48:46)
Training the children in the modern age has been outsourced to the church. Jim Dempsey calls for the parents to be the primary Biblical and spiritual traininers of the home at the 2014 Equip Conference. more
How to do a Family Devotion (41:22)
Parents need to do spiritual training at home and not simply drop kids off at church for them to recieve that training. Jim Dempsey claims at the 2014 Equip Conference that spiritual training at home is key. more
Family Ministry: Sharing the Gospel with your children (3:34)
Emily Smith discusses sharing the gospel with your children more
Family Ministry: Discipling your children (6:11)
Lance Crowell discusses discipling your children more
Family Ministry: Catching vision for family worship (11:28)
Helping churches catch a vision for family worship and discipleship more
Family Ministry (8:35)
Our families are in need of much help these days. How do we help them? In this session Lance Crowell, Church Ministries Associate at the SBTC, will look at some of the needs for churches in reaching and discipleing families and how to pr... more


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Silver rhinestone jewel on soft, stretchy ribbon band.
Handcrafted in the USA.
One size fits all. Band is 5/8 of an inch thick.
$ 12.00
is back-ordered. We will ship it separately in 10 to 15 days.
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Celebrate Your Birthday with us!
Live entertainment weekly, with Philly's top bands and DJ's entertaining all. We offer different packages to fit any budget and have event coordinators with all the knowledge needed to book your perfect party. There is no better place to celebrate in the city than here with us, at Field House.
Call today to see what we are talking about!
Our events team specializes in customizing packages to accommodate your Birthday Party. We have a variety of options and private party spaces to accommodate groups of all sizes. To request more information please email firstname.lastname@example.com or call 215-629-1520


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Product 8/41
Handmade in South Africa of beautiful brass. The color and textures are created through extreme heat.
Measures 38mm x 7 inches long
Brass Images is a cooperative that supports local craftspeople in Plettenberg Bay, South Africa
This product was added to our catalog on Wednesday 10 April, 2013.


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· Lowering taxes for middle class families.
· Providing quality, affordable health care to every American.
· Making college accessible and affordable.
· Confronting the growing problems in the housing market.
· Bolstering retirement security by promoting savings and investment.
· Returning to fiscal responsibility and moving towards balanced budgets.
· Harnessing innovation to create the high-wage jobs of the 21st century.
· Creating a $50 billion Strategic Energy Fund to jumpstart research and development of alternative energies.
· Strengthening unions and ensuring our trade laws work for all Americans.
While campaigning for a stronger middle class will surely garner votes come election time, the real question is how these policy changes will likely affect investors.
As with most Democrats, Clinton will likely let the Bush tax cuts expire, causing an instant tax hike for most investors. In addition, she wants to impose more taxes on businesses, which will also negatively affect many investors. The bottom line for investors with any of the Democratic candidates is essentially that if a Democrat is elected, investors can expect to see increased taxes.
The Bush tax cuts were advantageous for investors, who happen to be some of the wealthier people in the country. Since most Democrats emphasize equality and better distribution of wealth in their platforms, most investors would likely be better off voting Republican, based solely on economic factors.
However, money isn't everything to everyone, so financial motivations may not be the only factor voters look at. Warren Buffet has criticized the Bush tax cuts as being too favorable to the wealthy, and he is one of the people who benefited from them most.
Labels: economy


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The lovely leggy Lisa is wearing a sleeveless black top, tight leggings and two different bracelets. She shoves her black and white socks in her boyfriend's face. The slender brunette takes off her dirty socks and forces him to sniff them. Her toenails are painted a nice shade of red. She then sits behind him and wraps her long legs around his head. He sits there while she abuses his face with her bare feet.
Still wearing her sweaty tennis outfit and carrying her racket, Felicia sits on the back of a large couch. Her short skirt shows off her lovely long legs. She rubs her white smelly socks all over her foot slave's face. The slender blonde relaxes and enjoys rubbing his tongue with a sock-covered heel. After taking off her socks, she then rubs the soles of her dirty feet all over his face.
Lady Eva and her girlfriend wanted to go out clubbing in Germany but they had dirty shoes. The ladies got their masked slave to clean them while they relaxed. After he was done cleaning them, he was allowed to sniff their colorful wet socks. The only condition was that he had to stay on his knees while doing so. His hot breath almost dried the wet socks by the time he was done sniffing them.
The beautiful Goddess Candy is wearing a light tank top and dark yoga pants. She takes off her pink shoes and dirty gray bat-covered socks while standing on one foot. The slim brunette has colorful tattoos all over her arms. She crushes the camera with her bare foot since it was filmed at a bizarre angle. There is a very nice close up shot of the sole of her dirty barefoot as it comes down on the camera lens.


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The man who once starred for Inter Milan is on the comeback trail again.
Watching Fred flounder for Brazil at the World Cup last summer, the chances are a fair few Selecao fans must have been wondering how different things could have been, had one-time Ronaldo-successor Adriano kept his career on track.
Once the darling of Inter Milan – the club where the phenomenon also made his name – big things were expected of Adriano after an electrifying two-year spell at the San Siro saw him rack up 46 goals in 89 games for the club from 2004 to 2006.
Football fans less informed on Serie A at the time would have got their first introduction to the striker either via his exploits for the Brazilian national team or when he featured on the cover of Pro Evolution Soccer 6 - the game still regarded by some fans as the zenith of the series.
Among the best players on the game, there was talk of Adriano's Inter contract containing a £100 million release clause, while Chelsea were reportedly considering a blockbuster bid for the South American goalscoring sensation.
But over the next few years, things began to unravel for the burly striker nicknamed the Emperor, with a lack of fitness, a poor attitude towards training and a disastrous drought in front of goal seeing him go from hero to zero.
Personal problems dogged Adriano wherever he went, with the premature death of the player's father signalling an alarming decline and further descent into alcoholism.
After leaving Inter, a return to form at Flamengo in the 2009-10 campaign convinced AS Roma to gamble on the Brazilian rediscovering his touch in Serie A.
But in the four years that followed, Adriano would play exactly nine games across spells with four different clubs, during which time he scored just one goal.
Unable to motivate himself to train, his night-time activities and weight gain saw the Brazilian spurn second chance after second chance.
Still only 32, however, the Emperor is now on the lookout for second-chance number five, with Sambafoot revealing the player is looking to move to France with Le Havre.
The president of the Ligue 2 side, Christophe Maillol, confirmed the plans:
"Adriano will arrive here in the next 15 days to negotiate with us and visit the club. The interest is real, I have spoken with his agent on several occasions. Adriano wants to kickstart again, he is free and Le Havre would give him a certain visibility in Europe. It would be a six month project starting in January."
In a strange parallel to the fortunes of the Konami soccer game series he once fronted, Adriano may be some way off the pace, but fans would love to see him prove it's far from game over when it comes to football.
Relive some of Adriano's best moments here:


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CJ Ross couldn't spilt Floyd Mayweather and Saul Alvarez in their catch weight bout in Las Vegas last night. It is a view of the contest shared by absolutely no one. There is no need here to wheel out statistics on punches thrown and landed or discuss whose were the most damaging and who was the more aggressive fighter. This was by no stretch of the imagination a close fight. Even the most novice boxing observer could see how one-sided Floyd's victory truly was. The other two judges scored it 116-112 and 117-111 in favour of Mayweather. I would say that even those scores are generous to Canelo.
Alvarez is no mug. Unbeaten in over 40 fights and a legitimate champion in his own right, he looked relaxed and confident as he entered the ring. After all, he is younger, bigger and stronger than his opponent and everyone in boxing knows that a good big 'un will always beat a good small 'un. Why wouldn't he fancy his chances? The problem is that Floyd moved beyond merely being good a very long time ago and last night he put on a display that made Canelo look very ordinary.
Canelo is much more than just an aggressive brawler; he is a very tidy boxing technician who is disciplined in and out of the ring. But the fact is that his biggest asset is his power and tagging Mayweather early on and then maintaining the pressure was his only chance last night. Unfortunately for the Mexican, Pretty Boy Floyd intends to keep hold of those looks and makes it his business to take as little punishment as possible.
By turning side on and tucking his chin behind a raised left shoulder, Mayweather makes himself amongst the smallest targets ever to enter a boxing ring. Attempted body shots are easily deflected away by elbow and arm while lightning fast foot speed and supreme balance allow him to duck and sway out of the range of anything trying to knock his block off.
How he manages to judge that range to the nearest inch I will never be able to fully comprehend. It is as if he has watched the fight in advance and knows exactly what type of punch his opponent is going to throw, when he is going to throw it, and where it will land. Then, in order to expend the minimum amount of energy and to ensure the maximum amount of frustration for his foe, he'll position that pretty face of his a hair's breadth away from the danger zone.
This complete and utter confidence in his own defence allows him to launch attacks from a position of unique comfort. Once again energy is conserved as [can someone please think of an adjective meaning faster than lightning and insert it here] hand speed and unerring accuracy give him an unrivalled punch success rate. In every round last night he picked Canelo off two or three times with crisp, clean, solid shots that rocked the younger man and, bit by bit, ate away at his belief.
Many who watched the fight will have recalled Roberto Duran's famous 'no mas' moment against Sugar Ray Leonard all those years ago. Duran wasn't hurt, but he could see there was no way he could win and simply couldn't face one more minute of torment. Following a stinging uppercut onto his chin towards the end of the seventh round, Canelo paused against the ropes and for a moment he had the same forlorn look in his eyes as Duran did before he quit. But Alvarez is one of these Mexican fighters that, like the wild horses of the border plains that Cormac McCarthy writes about, can never truly be broken. He fought on bravely for another five rounds even though he himself must have known it was all in vain.
By the end they were booing Mayweather. This is the price he tends to pay for making it all look so easy. The abuse he gets in the final rounds of his fights is akin to jeering Real Madrid in the 90th minute if they are 7-0 up and take their foot off the gas. Does Floyd care? Unlikely.
And so on he swaggers. 45 and 0 now. Opponents to challenge him are thin on the ground. Opponents to beat him are non-existent. Danny Garcia or even Britain's Amir Khan are being mentioned as potential contenders. Further down the line a super-fight against the equally brash and similarly (but not equally) talented Adrien Broner is another possibility. Broner, who appears to be modelling his entire life on Mayweather, currently says he doesn't fight 'family'. But if 10 or 15 million dollars were to be laid on the family kitchen table, I imagine he may have a change of heart.
Floyd has four more fights of his current six fight deal to run. If, as expected, he wins them all he'll be 49 and 0. That just happens to mirror the mythical and magical career stats of the great undefeated champion, Rocky Marciano. One suspects that Mayweather is keen to go one better before he hangs up his gloves.


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EA Reveal FIFA 14 Special Editions
EA Sports have today announced a variety of special editions for FIFA 14. Amazon.co.uk are offering the Ultimate Edition (PS3, Xbox 360) which can be pre-ordered on the PlayStation 3 and Xbox 360.... Read more
EA Sports have today announced a variety of special editions for FIFA 14. Amazon.co.uk are offering the Ultimate Edition (PS3, Xbox 360) which can be pre-ordered on the PlayStation 3 and Xbox 360.... Read more
It's only been a matter of hours since the official announcement from EA that FIFA 14 would be coming to the Xbox 360, PS3 and PC towards the end of the year, yet retail has already stepped up... Read more
Good news for our German readers as Amazon.de are offering the FIFA 13 Ultimate Edition in a plush 'steelbook' edition, ohhhhhhhhhhh. The pre-order deal includes Amazon's 10K EASFC Credits and... Read more
Last week the FIFA 13 exclusive pre-order bonuses and Ultimate Editions were detailed here and now you can pre-order them from Amazon, GAME and EA Origin respectively. Amazon have the EA SPORTS... Read more
A few new details have popped up this morning around the pre-order bonuses you can expect from FIFA 13. There are two packages the first, exclusive to Amazon gives you a code for 10,000 Football Club... Read more
Today's hottest gaming news is that UK retailer GAME have cancelled all pre-orders on EA published titles, which includes of course, FIFA Street. SSX will be the last game to go on sale meaning... Read more
We brought you the news yesterday as screenshots of the FIFA Street pre-order bonus leaked, but today the content has been confirmed and as well as the rumoured Barcelona inspired venue, you'll... Read more
Interesting one this because eight new FIFA Street images have appeared on EA SPORTS Football which seem to showcase a Barcelona pre-order bonus in the forum of a custom arena. There's no news... Read more
According to Amazon.co.uk who have sampled current pre-order figures for this years biggest titles and compared them previous, FIFA 12 is up a whopping 325% on its predecessor FIFA 11. Which by all... Read more
A few weeks ago we brought you the news that FIFA 12 would have an Ultimate Edition priced in the £55 bracket containing 24 Ultimate Team gold packs spread over a few months. But over at the EB... Read more


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Sen. Susan Collins (R-ME) has written an op-ed for the Washington Post stating she cannot vote for Republican presidential nominee Donald Trump because his controversial remarks mean, somehow, that he cannot be trusted with the nuclear codes.
It is a version of the argument Democrats have made for several weeks, and that hardcore "NeverTrump" narcissists have plastered all over social media: that what Trump has said is worse than what Hillary actually did in the Obama administration.
One would think that launching a war against Libya without congressional approval, cheering the unauthorized assassination of its leader, and letting the region slide into terrorism and chaos all argue against letting Hillary control a water pistol.
But no — Trump cannot be trusted with life-or-death decisions because he made fun of a disabled reporter, was rude to Megyn Kelly, unfairly suggested a Mexican-American judge was biased, and responded to a political attack by Gold Star parents.
Collins makes does not even bother to apply an equal standard to Hillary Clinton, who accused the Benghazi parents of lying, joked about "colored people's time," blamed "white privilege" for police shootings, and circulated articles by an antisemite.
Instead, Collins says she will not vote for either nominee — as if she can evade responsibility by going third-party. Not voting Trump means helping Hillary: each non-vote is one less vote Hillary must worry about, in a state that splits its electoral votes.
This would not be the first time Collins has been on the wrong side of a crucial issue. Breaking with the party is one thing; voting for a disaster like Obama's stimulus, which wasted $862 billion and provoked the Tea Party into being, is another.
She compares Trump to the ideal rather than comparing Trump to Clinton — the only comparison that matters. Moreover, her argument is neither original, nor unique to Trump. In 2008, Obama said Sen. John McCain's "temperament" made him unsuited for the presidency. But Bill Clinton has a volatile temper, as did Lyndon Johnson, yet neither nuked the world.
Collins presents the argument for Trump as a matter of mere party loyalty — as if keeping Hillary Clinton, and her radical policies, away from the White House were not a matter of principle. But Collins lacks the credibility to make that argument.
Though she frequently dissents from her GOP colleagues, the main reason anyone outside of Maine cares about Susan Collins is because she has an (R) after her name.
Republicans raise money for her despite her idiosyncrasies because they need her vote. And she has committee posts only because other Republicans elsewhere voted to give her party a Senate majority.
If she cannot support the party's nominee, then, in good conscience, Collins should resign those leadership positions.
But Collins, like the rest of the NeverTrump faction, is about preening, not principle. She would rather cede the White House, and the Supreme Court, than endure Trump's poor taste. That is pure, elitist vanity.
Joel B. Pollak is Senior Editor-at-Large at Breitbart News. His new book, See No Evil: 19 Hard Truths the Left Can't Handle, is available from Regnery through Amazon. Follow him on Twitter at @joelpollak.


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About the SMS
License Agreements for Use of the SMS
Related Documents
Training for the SMS
Translations and Linguistic Validation of the SMS
How to Cite the SMS
About the SMS
The Suicidality Modifiers Scale (SMS) assesses factors that can influence some domains of suicidality. It covers the domains of:
1. impulsive suicidality
2. hopelessness
3. loss of enjoyment
4. overwhelmed feeling
For each domain covered, it assesses:
1. the severity of each domain
2. the ability to experience / resist the domain
3. the loss of desire to experience / resist the domain
4. how much memories impacted the domain
5. how much events outside the patient's control impacted the domain
6. how much events within the patient's control impacted the domain
The answers to items 4 through 6 above provide the clinician with information about critical target domains. This helps the clinician to understand and to assist the patient in coping with these memories and events. The SMS sometimes provided an early warning sign of impending worsening of suicidality before it became apparent in other ways. This was particularly true of question 3 – "the loss of desire to hold back the impulse to plan or to act in any suicidal way". The change in the score on this question tended to consistently precede other changes during deterioration in a subject with Impulse Attack Suicidality Disorder. Question 3 also lagged behind improvement in other areas and was one of the last questions in that domain to fully resolve.
The SMS may be particularly helpful in assessing impulsive suicidality and hopelessness in a way that is very sensitive to change and may provide an early warning sign of impending worsening of suicidality before it becomes apparent in other ways.
For any scientific questions relating to the SMS, contact David V Sheehan MD MBA directly by email at firstname.lastname@example.com or contact Jennifer M Giddens directly by email at firstname.lastname@example.com
To view a copy of the SMS (click here)
To purchase and download a copy of the SMS (click here)
License Agreements for Use of the SMS
To license the SMS for Use in a Study or for a Healthcare System:
• To License the Paper / PDF Version for Use in a Research Study with Grants ≥$50,000 or for a Pharmaceutical Company – There is a charge of $1 per single administration (not per patient enrolled). The amount is payable in full before study initiation. (click here to download this license agreement)
• To License the Paper / PDF Version for Use in a Research Study with Grants <$50,000 – The SMS is available free of charge to undergraduate and graduate students and for academic colleagues for educational use and for use in a small study with less than $50,000 funding as long as it is properly cited and proper copyright attribution is given on any study documents. (click here to download this license agreement)
• To License the Paper / PDF Version for Use in a Healthcare System – There is a charge of $1 per single administration (not per patient). The amount is payable in full before use. (click here to download this license agreement)
• To License a Computerized / Electronic / Mobile or Tablet App Version for Use – contact email@example.com or email@example.com
Related Documents
Sheehan & Giddens Mapping Tables Scoring Form (click here)
Training for the SMS
For information about training on the SMS, please contact: email@example.com or email@example.com
Translations and Linguistic Validation of the SMS
Mapi (http://www.mapigroup.com) is the official translation and linguistic validation service for all variants of the SMS.
MAPI Language Services is the exclusive coordinating center to ensure the production of consistent and conceptually equivalent translations of the SMS and to provide linguistic validation and certification of these translations and should be contacted directly for this purpose. MAPI Language Services may charge its own usual fees for this work.
Marie-Sidonie Edieux
MAPI Research Trust
27 Rue de la Villette
69003 Lyon France
tel: +33 (0)4 72 13 66 67
fax: +33 (0)4 72 13 66 68 / +33 (0)4 72 13 69 50
How to Cite the SMS
Use the following citations in referencing the SMS:
1. Giddens, J. M., & Sheehan, D. V. (2014). The Complexity of Assessing Overall Severity of Suicidality: A Case Study. Innovations in clinical neuroscience, 11(9-10), 164. PDF: http://innovationscns.epubxp.com/i/425963/164
2. Sheehan DV, Giddens JM. (2015). Suicidality: A Roadmap for Assessment and Treatment. (1st ed.). Tampa, FL: Harm Research Press. Nov. 2015 (Available from: http://HarmResearch.org) ISBN: 978-0-9969729-0-1
3. Sheehan DV, Giddens JM. (2016). Suicidality Assessment and Documentation for Healthcare Providers: A Brief, Practical Guide. (1st ed.). Tampa, FL: Harm Research Press. April 2016. (Available from: http://HarmResearch.org) ISBN: 978-0-9969729-1-8


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Event details
- Monday | July 16, 2018
- 7:30 pm - 9:30 pm
- Discovery Church Building
Women's Ministry Meeting at Discovery Church Building
Women's Ministry meetings are held once a month, generally the third Friday evening of the month, from 7.30 to 9 pm.
Each month we have a different theme with lots of fun, fellowship and food. We usually spend some time in worship, prayer and the Word. Sometimes we use icebreakers to get to know each other better. All ladies are welcome and admission is free!
This month – Friday June 15th
Mid-summer party with Special Guest Mark Lacerda, Christian and Fragrance Reviewer


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Social Studies - Grade 8:
- Continuation of Division and Reunion
- Transforming the Nation
- A New Role for the Nation
- Prosperity, Depression and War
- The Bold Experiment Continues
ELA - Grade 8:
• The standards establish a "staircase" of increasing complexity in what students must be able to read so that all students are ready for the
demands of college- and career-level reading no later than the end of high school. The standards also require the progressive development of
reading comprehension so that students advancing through the grades are able to gain more from whatever they read.
• Through reading a diverse array of classic and contemporary literature as well as challenging informational texts in a range of subjects, students
are expected to build knowledge, gain insights, explore possibilities, and broaden their perspective. Because the standards are building blocks for
successful classrooms, but recognize that teachers, school districts and states need to decide on appropriate curriculum, they intentionally do not
offer a reading list. Instead, they offer numerous sample texts to help teachers prepare for the school year and allow parents and students to know
what to expect at the beginning of the year.
• The standards mandate certain critical types of content for all students, including classic myths and stories from around the world, foundational
U.S. documents, seminal works of American literature, and the writings of Shakespeare. The standards appropriately defer the many remaining
decisions about what and how to teach to states, districts, and schools.
• The ability to write logical arguments based on substantive claims, sound reasoning, and relevant evidence is a cornerstone of the writing
standards, with opinion writing---a basic form of argument---extending down into the earliest grades.
• Research---both short, focused projects (such as those commonly required in the workplace) and longer term in depth research---"is emphasized
throughout the standards but most prominently in the writing strand since a written analysis and presentation of findings is so often critical.
• Annotated samples of student writing accompany the standards and help establish adequate performance levels in writing arguments,
informational/explanatory texts, and narratives in the various grades.
Speaking and Listening:
• The standards require that students gain, evaluate, and present increasingly complex information, ideas, and evidence through listening and
speaking as well as through media.
• An important focus of the speaking and listening standards is academic discussion in one-on-one, small-group, and whole-class settings. Formal
presentations are one important way such talk occurs, but so is the more informal discussion that takes place as students collaborate to answer
questions, build understanding, and solve problems.
Social Studies - Grade 7:
Units/Key Areas of Concentration:
- Roots of American History
- The Revoluntionary Era
- The Early Republic
- An Era of Expansion
- Division and Reunion


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Jacinta Maher
Jacinta Maher is an emerging artist who was born in Kalgoorlie and lived there most of her childhood. She moved to SA where her mothers side of the family are from and lived out bush.
Jacinta grew up seeing her family paint and draw in the sand, telling stories, made her want to learn how to paint.
Jacinta currently lives in Geraldton, WA.
"My mum taught me how to dot paint and told me stories when I was young, my family inspire me to paint if I'm feeling down or depressed I think of my family and I paint and it relaxes me and makes me focus on good times with family than on the bad things I've been through. I started painting two years ago as a way help manage depression, painting helps me relax and keeps my mind occupied. I have 6 sons, two of which are twins, who are learning their culture by dancing singing and also painting."


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Jump to navigation Jump to search
Contextualization may refer to:
- Contextualization (Bible translation), the process of contextualising the biblical message as perceived in the missionary mandate originated by Jesus
- Contextualization (computer science), an initialization phase setting or overriding properties having unknown or default values at the time of template creation
- Contextualization (sociolinguistics), the use of language and discourse to signal relevant aspects of an interactional or communicative situation
- Contextualism, a collection of views in philosophy which argue that actions or expressions can only be understood in context
- Contextualization (communication), to put something in a simple way for other people to understand it.
See also[edit]
| disambiguation page lists articles associated with the title Contextualization.
If an internal link led you here, you may wish to change the link to point directly to the intended article.


text: At Energy Aviation, World Class Service is not just a catchy phrase, it is a way of life. Let us make your travel arrangements worry free. Rental cars, taxis, hotel reservations with preferred rates, catering, restaurant recommendations, and tickets to local events are all at our fingertips. Our line crew and support staff are full time customer service professionals. AvFuel trained, they truly love to shine and make your stay and arrangements flow as smoothly as possible. They will be there to park and chock you, see to your passenger's needs and luggage, have the rental vehicles and crew cars available, have your catering orders ready, and take care of anything the crew needs. Call ahead or simply use the contact us form to send us your travel plans and needs. We will be sure you and your passengers are well taken care of.


text:
Woman injured after train strikes car in Iowa
Woman injured after train strikes car in Iowa
DYERSVILLE, Iowa —
A woman was injured when a locomotive struck her car on tracks near Dyersville in northeast Iowa, authorities say.
The Dubuque County Sheriff's Office says the accident occurred around 12:45 a.m. Wednesday. The office says the woman's car got stuck on the tracks and was hit by a locomotive pulling a westbound train. The car was knocked off the tracks.
The woman was taken to a hospital. Her name hasn't been released.


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Go Dating!
After that witty lines for dating sites could allow
Related Video: PLENTY OF FISH MESSAGES - 3 Openers & Text Examples To Get More Girls
Content allowed: WITTY LINES FOR DATING SITES
Here's What to Do If iOS 11 Is Bogging Down Your iPhone
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How does TALC work?
TALC is structured as a co-op where everyone contributes to the group. Parents (or students) make offerings for students (or parents) based on their interests. They may involve field trips, outdoor activities, or guest speakers. Each TALC family is required to:
- Pay a membership fee each season
- After the first season, offer a session, field trip, or other offering educational offering each season (many families find that a donation of 6 hours works well for them)
- Sign up for and complete two cleaning slots per season
- Accompany your children to TALC. (Note: The social and supportive component of TALC is as important for the parents as for the kids, and makes this requirement a positive one for most parents.)
Can I leave my kids at TALC for the day?
No. TALC is not a drop-off center. Children involved in sessions and activities must be accompanied at all times by either a parent or another adult designated as that child's caretaker, both for insurance purposes and because the involvement of our adult members in the sessions and operation of TALC is vital.
How do decisions get made at TALC?
All members are encouraged to become members of the TALC Council. The Council currently consists of a Coordinator, Housing Coordinator, Membership Coordinator, Secretary, Treasurer, Listserve Moderator, and any other members who wish to join Council. All of these positions are volunteer and unpaid. Council meets once each month while TALC is in session and is responsible for decisions regarding finances, membership, rules and guidelines, etc. Council decisions are made by consensus.
How many members does TALC have, and how old are the children?
In the past 5 years between 20 and 40 families have been enrolled each season, for a total of 40-90 children, between the ages of 5 and 18. Not all of these children are in the building at the same time, however! An average session size is about 10; an average of 3 sessions is taught each period; and each day contains 5 periods. Siblings aged 4 and under typically accompany their families to TALC but are not always enrolled in sessions.
What sorts of sessions and activities are offered at TALC?
Anything and everything, from knitting to foreign languages, from field trips to math, from biology to cooking, from gym to outdoor soccer instruction. The schedule varies every season, depending on what courses families decide to offer. Sessions may meet every week, or only once. Each family decides what they would like to offer each season, for what age groups, when they will meet, and how many sessions. A concerted effort is made, by a registration committee, to steer each season toward a balance of offerings for each age group.
Is TALC a religious group?
No. TALC is open to homeschoolers of any religion, any political view, any method of homeschooling, any family structure, etc., and that fact has often been cited as a strength of this long-running group.
Is there a membership fee?
Each family pays approximately $120 each season to cover rent and our insurance policy. Individual sessions may include a materials fee to be paid directly to the instructor.
Can I join your email list?
Our e-mail list, used for posting announcements and for general discussion, is open only to current members. (Members who do not have access to e-mail are appointed "phone buddies," who communicate to them timely information such as cancellations, deadlines, etc.)