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While on vacation with my family in Vienna, Austria, I went to grab some cash from an ATM. Being security paranoid, I repeated my typical habit of checking the card reader with my hand as I have 100's of times. Today's the day when my security awareness paid off!
Check out my discovery of a custom made card skimmer that perfectly matches up to this ATM machine:
Here are a few close-ups that I took of the electronics on the backside of the device, you will notice that in addition to the magnetic strip reader, it has a battery (the large silver object on the right) some sort of switch (the small silver object in the middle with the small black tab sticking out of it) and of course the control board with the 4 pin connector (the large green board to the left).
(See Ben's original post on LinkedIn – click here.)
Also see:
The Math Behind Online Passwords
5 Things an Enterprise Must Do if There's A Security Breach
Ransomware Increasingly Targeting Hospitals As They Are 'Forced' to Pay

subset: commoncrawl


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Southeast Missouri Writers' Guild is now in its 5th year as a chapter of Missouri Writers' Guild. Spearheaded by Dr. Susan Swartwout, editor/publisher of Southeast Missouri University Press, and then-assistant editor, Donna Essner, they knew there was a need for writers in the Southeast Missouri area to join together as writers to network, encourage, and educate one another in this far-reaching world.
The guild holds monthly meetings from January-October and brings in speakers from all facets of the writing and publishing world. Members are writers in all genres and include published as well as newbies. All are welcome to join.Annual dues are $25.
Last year, SEMO WG joined forces with Heartland Writers Guild to promote the first All Write Now! conference, which was held in Cape Girardeau, MO. The conference was so successful, the guilds are planning the second AWN! conference to be held July 11, 2015 on the campus of Southeast Missouri University.
Find us at: www.semwg.org.


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Microcredit and the Economic Development of Bangladesh
Microcredit and Economic Development of Bangladesh
Submitted To:
Mahmood Hasan
Course Instructor
Section - 7
BBA Program
School of Business
North South University
Submitted By:
Munasif Hassan
ID No: 1010235030
Mosharaf Hossain
ID No: 1010245030
MD. Helal Alam
Mofizul Haque Chowdhury
Page No.
1. Executive Summary4
2. Introduction5
3. Micro credit6
4. Three C's of microcredit7
5. History8
6. Micro credit delivery models9
7. Clients of microcredit12
8. Microcredit in economic development13
9. Impact of microcredit on poor people15
10. Economic condition of Bangladesh17
11. Microcredit in Bangladesh19
12. Challenges of microcredit22
13. Conclusion23
14. Reference24
15. Appendices25
The most important finding in the last two decades in the world of finance did not come from the world of the rich or the relatively well-off. More important than the hedge fund or the liquid-yield option note was the finding that the poor can save, can borrow (can indeed decide on loans to fellow poor), and will certainly repay loans. This is the world of microfinance. The interest in microcredit or microfinance has burgeoned during the last two decades: multilateral lending agencies, bilateral donor agencies, developing and developed country governments, and non-government organizations (NGOs) all support the development of microcredit. A variety of private banking institutions has also joined this group in recent years. As a result, microcredit services have grown rapidly during the last decade, although from an initial low level, and have come to the forefront of development discussions concerning poverty reduction. World over, microcredit has proved to be an important tool to reach the poorest people. It is the social mandate and the holistic development approach to reach the poorest that will enable them to sustain and repay the loans.
The word "microcredit" did not exist before the seventies. Now it has become a buzz-word among the development practitioners. In the process, the word has been imputed to mean everything to everybody. No one now gets shocked if somebody uses the term "microcredit" to mean agricultural credit, or rural credit, or cooperative credit, or consumer credit, credit from the savings and loan associations, or from credit unions, or from money lenders. The concept of microcredit differs from country to country. Some of the defining criteria used include- size - loans are micro, or very small in size target users – micro entrepreneurs and low-income household utilization - the use of funds - for income generation, and enterprise development, but also for community use (health/education) etc. Most terms and conditions for microcredit loans are flexible and easy to understand, and suited to the local conditions of the community.
With the increasingly gap between rich and poor in the developing countries, poverty has become one of the greatest concerns of people. How to alleviate poverty has become a significant issue. Microcredit is one of method to combat poverty. According to Woller & Woodworth (2001), microcredit is a program extends small loans to those in poverty designed to develop self-employment and provide financial and social services to very poor people. It has now become an important informal tool in the Third World economy. Compared with other financial methods, the emergence of microcredit is a main effective way to combat poverty. Situation has been getting better in many developing countries such as Bangladesh.
Microcredit or microfinance is generally very small loans or microloans for those people living below the poverty level. It is designed to encourage entrepreneurship. People who cannot meet even the most minimal...
Please join StudyMode to read the full document


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Current Status: Revoked: Discipline Committee
as of
22 Aug 2017
CPSO Registration Class: None
as of
22 Aug 2017
Former Name:
No Former Name
Languages Spoken:
Education:Ain Shams University, 1984
Please note: This information may not be a complete record of postgraduate training.
University of Toronto, 01 Jul 1992 to 30 Jun 1993
Resident 1 - Psychiatry
University of Toronto, 01 Jul 1993 to 30 Jun 1994
Resident 2 - Psychiatry
University of Toronto, 01 Jul 1994 to 30 Jun 1995
Resident 3 - Psychiatry
University of Toronto, 01 Jul 1995 to 30 Jun 1996
Resident 4 - Psychiatry
University of Toronto, 01 Jul 1996 to 30 Jun 1997
Clinical Fellow - Psychiatry
Committee: Discipline
Decision Date: 21 Feb 2017
On February 21, 2017, the Discipline Committee found that Dr. Nagi Nazmi Riad
Ghabbour committed an act of professional misconduct in that, he engaged in conduct or
an act or omission relevant to the practice of medicine that, having regard to all the
circumstances, would reasonably be regarded by members as disgraceful, dishonourable
or unprofessional.
The College investigation began after Patient A's mother complained to the College on
May 25, 2015, alleging that Dr. Ghabbour was involved in a romantic relationship with
Patient A.
Beginning in the summer of Year 1, Dr. Ghabbour was the treating psychiatrist for
Patient A. Patient A was married with children. In the course of providing treatment to
Patient A, Dr. Ghabbour wrote letters and filled out reports on her behalf to her employer
and provided prescriptions to Patient A to help her deal with anxiety and depression. Dr.
Ghabbour had one joint session with Patient A and her husband.
Over the course of her therapy appointments with Dr. Ghabbour, Patient A developed
romantic feelings for him. In a final appointment in the late spring of Year 2, as recorded
in the patient chart, Patient A confirmed that she wished to terminate the doctor-patient
relationship. According to Patient A and Dr. Ghabbour, following the termination of the
doctor-patient relationship, they began to date a couple of weeks later. Their relationship
became sexually intimate approximately another two weeks later, according to Patient A,
and approximately one month later, according to Dr. Ghabbour. They have lived together
since early Year 3, and they plan to marry.
Dr. Ghabbour admitted and the Committee found that he engaged in an act or omission
relevant to the practise of medicine that, having regard to all the circumstances, would
reasonably be regarded by members as disgraceful, dishonourable or unprofessional.
On August 21, 2017 the Committee ordered and directed that:
- the Registrar revoke Dr. Ghabbour's certificate of registration, effective
- Dr. Ghabbour appear before the panel to be reprimanded within three (3) months of
this Order becoming final.
- Dr. Ghabbour pay costs to the College in the amount of $11,000.00 within thirty (30)
days of the date of this Order becoming final.
Decision: Download Full Decision (PDF)
Hearing Date(s): February 21 & 22, 2017


text:
Welcome to the new home of DSF
0 Members and 1 Guest are viewing this topic.
I'm struggling to do 6g carb at breakfast
They've now discovered I tore a tendon in my wrist which wasn't found at the time too. So I've had 1 steroid injection to the wrist 3 months ago and possibly require a second then surgery in the new year.


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There are many different forms of loans out there in Texas for borrowers who need to borrow money for a short period of time, from consumer cash advance loans to long term personal loans. Some loan programs require collateral, while others do not require collateral or guarantees. One of the most common though is known as an installment loan. Installment loans are basically loans that you pay back over an agreed upon amount of time. This might be just a few months or several years, depending on the loan agreement and the amount of money you have to pay back over the course of the loan. While there are different variables and kinds of installment loans and loan lenders in Texas, it is a good idea to familiarize yourself with these kinds of loans and what it is able to do for you.
Independent Lenders and banks within Texas will generally determine the customers loan amount an corresponding interest rates, which is often based on credit score, although most are not going to deviate far from what the national rate is, in order to still bring in clients. However, banks do not have to accept applicants. It is up to the banks and loan providers inside the state of Texas to determine if an individual qualifies by the bank's standards. Every bank is going to have its own set of standards, which identifies potential at-risk loan recipients and valuable clients who are more likely to pay a loan back on time.
For starters, some of the most common loans are installment loans. A car loan and a mortgage are both considered installment loans. Personal loans are usually considered an installment loan as well. This is because the loans are paid back over a set amount of time, where the individual who receives the loan must pay back a certain amount of money every single month in the installments. However, the amount f money an individual has to pay back is going to be different, which is exactly why it is so important to look into these variables in order to see how much a Texas loan lender is going to charge and what it is going to require in the long run.
Some of the different variables associated with the installment loans are the length of time, the amount of money obtained and the credit of the borrower. The credit score is often the most important variable associated with the loan. The better an individuals credit score is the lower the interest payment is, which means not only do they have to pay less when it comes to the monthly fees but it is also going to save them a good amount of money over the course of the loan. A loan interest for a mortgage that is one percent lower can eventually save the person thousands of dollars in the long run. The amount of time agreed upon is also going to have an impact on the loan. Usually, a shorter loan amount is going to have a smaller interest rate attached to it as well. If an individual is able to pay back their mortgage over a 10 year span instead of a 30 year span, they are going to be able to cut down drastically on the amount of money they have to pay, which should help them save a good amount, especially when paired with an improved credit score.
Good or bad credit loans for your online finance needs, learn more about specific loan guidelines for Waco before you apply for a loan if you have concerns regarding the lender you are working with.
Find Online Resources For Consumer Lending In Texas
Department Of Finance Texas, Money, Credit Unions, Yahoo Finance, NPR, Department of Banking
More lending options from these banks and credit unions around Waco TX
National Banks of Central Texas
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waco, tx 76701
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American Bank Na Inc
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Bank of America
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Community Bank & Trust
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Bank Of America
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waco, tx 76710
(254) 751-3400


text:
In a decision which UK Independence Party leader Nigel Farage called "incomprehensible", the Mayor of Paris is to sue Fox News for telling its audience that there are parts of France which are no-go areas for non-Muslims.
Following the deadly attacks which left 17 dead across Paris, including four Charlie Hebdo cartoonists, Fox News aired a number of reports and interviews examining the impact of immigration on European societies.
During one such interview, Steven Emerson, an expert on terrorism said "In Britain, it's not just no-go zones, there are actual cities like Birmingham that are totally Muslim where non-Muslims just simply don't go in.
"[In] parts of London, there are actually Muslim religious police that actually beat and actually wound seriously anyone who doesn't dress according to Muslim, religious Muslim attire." His comments led to ridicule from the left, causing Emmerson to issue an apology.
But UKIP leader Nigel Farage backed Emerson, telling Fox News's Sean Hannity: "We have, through mass immigration and through not checking the details of those people who have come to our countries, we have allowed big ghettos to develop and when it comes to confronting tough issues we're run a mile and that is why we're in the mess we're in. We've been led very badly."
However, Mayor of Paris Anne Hidalgo, has now told CNN she intends to sue Fox News over its coverage. "When we're insulted, and when we've had an image, then I think we'll have to sue. I think we'll have to go to court, in order to have these words removed.
"The image of Paris has been prejudiced, and the honour of Paris has been prejudiced."
However, Farage has slammed her decision as "incomprehensible", telling the Telegraph "We are very much involved in terminology here. The French police call 571 areas sensitive zones, Fox calls them no go zones.
"The French are always sensitive to criticism especially from America. It's a matter of semantics. I've heard French politicians use the term no go zones.
"The point is whether it is the correct phrase there's a massive problem with lack of integration in French cities.
"I am not in the least bit surprised by it [the threat to sue]. Most people will look at this and find it incomprehensible."


text:
Bright 3 Bedroom 3 full bath home. See the shiny hardwood floors, open family, dining area w/European gourmet kitchen, granite counters and artisan tile backsplash and New SS appliances. Master Suite with full bath. A fully finished basement w/ new neutral carpet with a full bath. Washer and Dryer included!
Listing courtesy of RE/MAX Components. Selling Office: Keller Williams Legacy Metropolitan.
The listing content relating to real estate for sale on this web site is courtesy of MRIS. Listing information comes from various brokers who participate in the MRIS IDX. Properties listed with brokerage firms other than Real Estate Company. are marked with the MRIS Logo and detailed information about them includes the name of the listing brokers. The properties displayed may not be all the properties available. All information provided is deemed reliable but is not guaranteed and should be independently verified. All listing information copyright MRIS 2018. Last updated:


text:
Free Delivery* and Returns
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Bronzer & Blusher Palette featuring a travel-sized Blusher Brush
Darlings, my Filmstar Bronze & Blush Glow combines the iconic sculpt shade to contour your features for a fabulous red carpet ready framework and a soft pink blush with finely crushed pearls for a limitless glow.
The Mini Artistry Blush Brush comes with this bronzer & blusher palette to make application a breeze.
• A luminous complexion is the perfect base for your makeup look, so a gorgeous glow is vital!
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• Ideal for adding sun-kissed colour to your complexion.
Fill: Bronzer: 12.5g Blusher: 10gPlease note: Individual components may not be returned separately.
1. To use, start by applying the Sculpt colour to the areas you want to sculpt and define: the hollows of your cheeks, temples, jawline, sides & tip of your nose.
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3. Apply to the apples of your cheeks to make them pop and glow.
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• Charlotte's Tip: Use this bronzer & blusher palette with the Wonderglow face primer to illuminate your complexion for a true red carpet look.
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text:
Complete Team
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text:
Purchase this article with an account.
A. Khoobehi, E.B. Lavik, A.M. Holdt, A.A. Mwidau, R.L. Langer, M.J. Young; Biodegradable Microspheres with Long-term Release of Survival Factors in the DBA/2J Mouse Model of Glaucoma . Invest. Ophthalmol. Vis. Sci. 2003;44(13):126.
Download citation file:
© ARVO (1962-2015); The Authors (2016-present)
Abstract: :
Purpose: Neurotrophic growth factors have been shown to enhance retinal ganglion cell (RGC) survival when given as intravitreous bolus injections. Microspheres fabricated from biodegradable polymers can allow for a more gradual, physiological release of these factors. The DBA/2J mice have been shown to develop pigment dispersion glaucoma with symptoms beginning as early as four months. These mice provide a suitable model for testing glaucoma therapeutics. We wish to promote RGC survival in the DBA/2J mice using biodegradable polymers releasing retinal survival factors. Methods: Microspheres with GDNF, CNTF, and BDNF were formed using a spontaneous emulsification technique in which a solution of the polymer, AOT, and drug of interest were vortexed then added to a rapidly stirring solution of polyvinyl alcohol in water to precipitate the polymer/AOT/drug solution forming poly(lactic-co-glycolic acid) (PLGA) spheres of controlled size. Rhodamine labeled microspheres were created for in vivo imaging and histological analysis. Release studies were performed in vitro in PBS for 60 days and release was quantified using ELISA assays for the individual growth factors. Two-month-old DBA/2J mice were anesthetized and injected with 1 µl of concentrated microspheres (2% rhodamine microspheres) into the vitreous. Evaluation was performed by in vivo imaging using a flourescent microscope and by histological sections. Results: ELISA assays showed an insignificant initial burst of 2 to 4 ng of growth factor per mg, which plateaued for ~25 days, followed by a phase of gradual release lasting approximately 30 days. Release curves differed significantly depending on microsphere size and the survival factor in question. In vivo flourescent images show rhodamine-labeled microspheres immediately post-operatively and 7 days afterwards. Histological sections demonstrate microspheres in the vitreous cavity. No signs of uveitis or inflammation were noted. Discussion: We have fabricated and characterized microspheres to deliver GDNF and other factors in a controlled manner for up to 60 days with minimal initial burst. The DBA/2J mouse tolerates injections of these polymers, and it is a promising model for studying such therapeutics.
This PDF is available to Subscribers Only


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William Jackson Hooker, British botanist
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Keywords: 1800s, 19th century, artwork, black-and-white, botanist, british, caucausian, chair, dalton, darwin, darwinian, director, english, european, father, friend, historical, history, hooker, human, illustration, jackson, joseph, kew gardens, male, man, monochrome, natural history, one person, people, person, portrait, portraits, scientist, seated, sir joseph, sitting, victorian, white, william
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Tiffany @ Life Of A Lost Muse
Hop around, have fun, and find lots of fun blogs to enjoy!
- Follow the three hosts
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The 5th Level of Motherhood
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text: Location Bantz, Gosch & Cremer, LLC 305 Sixten Avenue S.E P.O Box 970 Aberdeden, SD 57402 United States See map: Google Maps 605 225 2232 Contact Name: Douglas W. Bantz http://www.bantzlaw.com The reputation that Bantz, Gosch & Cremer, L.L.C. has developed over the years as effective trial lawyers and litigators is unsurpassed, and we pride ourselves on the longstanding relationships and loyalty that our personalized service has produced. Our firm continues to grow and while its composition has changed, the traditions of client and community service first embraced by Doug Bantz in 1963 have endured. What sets us apart from other law firms is that we provide clients with the best of both worlds: big firm credentials and ability along with small firm creativity, care, and concerns.


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Sagging skin is one of the problems in many women, but by taking preventive care of your skin is one of the best ways to fight against the inevitable process. Using few sun protections, body moisturizers or certain creams, having enough water, following a healthy diet can reduce the process of aging. Let us look what causes of sagging skin.
Causes of Sagging Skin
- Change in the hormones of women due to reduced estrogen hormone and women who reach
- Sagging skin may also cause by few environmental factors like pollution and ultraviolet radiations.
- Renovation of the cells
- Loss of fat tissue, subcutaneous layers is reduced and skin starts sagging.
- Smoking cigarette or tobacco
- Consuming alcohol
- Poor diet such as unprocessed, more of sugary and oily foods
- Shrinking bones
- Lack of exercise or lack of physical activity
- Stress can make your skin dull and unhappy
- Lack of sleep, sleeping at least for 8 hours during the night can maintain your skin health.
Top 10 Tips to Get Rid of Sagging Skin
Aging will not stop, but to some extent, you can prevent the aging and sagging skin by following few healthy habits like diet, yoga and a proper sound sleep. Here are few simple and most effective home remedies for sagging skin.
- Tomato juice
The juice from the tomato is extracted and used to massage your face in circular motions. This should be done for five minutes and left for one hour before rinsing with water.
- Drinking lots of water
Water is very important in maintaining healthy and beautiful skin. Drinking a lot of water can help tighten sagging skin.
- Massage the skin
Massaging the skin twice a week can be very effective in tightening the loose skin.
- Use of lemon
Lemon contains vitamin C which plays a key role in the production of collagen which helps premature aging of the skin.
- Papaya
Papaya has useful enzymes like papain that will help the sagging skin to tighten. Take papaya and gently scrub all over your face and wash it with water after 5-10 minutes. Do this for more than twice a week to get rid of sagging skin.
- Egg white
Egg white also has a property to tighten the skin. Whisk 1 or 2 egg whites until you get a foamy texture. Apply it over the face and neck for 20-30 minutes and then rinse off with water.
- Cucumber
Cucumber juice smoothens and refreshes It helps in the hydrating skin and keeping skin moisture.
- Aloe Vera
Extracts the gel from an aloe vera leaf and applies it to your face and neck. Leave it for 15-20 minutes later wash it off with cold water or Luke-warm
- Almond oil
Almond oil is rich in vitamin E and provides moisture to the skin. It will visibly reduce skin sagging.
- Yogurt
Yogurt face mask is widely used as natural remedies to tighten saggy skin. This mask tightens skin and improves natural glow to the face.
Now, you know that sagging skin is caused by many factors. But, there are few preventative steps which we can take in advance to arrest the skin aging process and preventing the sagging skin completely. However, by following the above home remedies you can treat sagging skin naturally without using any chemicals on your face.


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Step 1: Combine all the ingredients in a small mixing bowl and break up any lumps with your fingers or a whisk.
Step 2: Store in a tightly covered container away from heat or light. Store for up to 6 months. Use on lamb, pork, or beef.
Try these other rub recipes:


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New research suggests that young men who use this medication recreationally may end up damaging their sperm preventing their chance of starting a family.
The study to be published in the journal Sterility and Fertility also questions the use of Viagra by fertility clinics. The drug is sometimes prescribed to help men produce sperm, but it may actually do more harm than good.
The study shows that in lab experiments Viagra may damage sperm, preventing its ability to fertilize an egg.


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People in Scripps Ranch think that the MAPS division in baseball is too competitive. Every year, in every...
Your local men's magazine, RollinSD educates you on what matters. Featuring: beautiful women & celebrities; sex, culture, humor & style; Chargers, Gulls, Aztecs, Toreros.
San Diego Wedding Catering
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Long distance moving to or from Mesa, Arizona can be a breeze when you employ the help of Eli Relocation. With our team of experts, your move can be a smooth transition that gently places you comfortably in your new residence without a care in the world. Whether you are moving to Mesa from California or Nevada, or are relocating from Mesa to California or Nevada, we can help facilitate a transparent resettlement in your new location. Don't risk improper packing or careless treatment of your personal property; call our trustworthy professionals. For full-service long distance moving to or from Mesa, count on us to transport your possessions safely, quickly and affordably.
Making The Move An Easy One
Hiring a Mesa relocation company means you are placing your faith in a company to deliver your personal items unscathed to your new home. There are countless long distance movers in the Mesa area, but what makes us different is that we guarantee efficiency, flexibility, and reliability in all that we do. As experts in long distance moving, we treat your belongings better than we would treat our own. And you can be certain that when you retain the services of Eli Relocation you are getting top quality service from professional movers who refuse to compromise their values.
Long Distance Moving From Mesa
We offer both interstate and intrastate long distance moving from Mesa. Sometimes family emergencies, job opportunities, or simply the desire for change requires us to select a new city to call home. It doesn't matter if you're moving to Los Angeles or Las Vegas from Mesa, the staff at Eli Relocation can successfully get you to your destination. To ensure a successful and safe delivery of your household items we employ only the best drivers, and our vehicles are routinely maintained to minimize the possibilities of mechanical failures in transit. Long distance moving is fraught with a variety of obstacles, and while there are a few things that require immediate attention, getting your furniture to your new house shouldn't be one of them.
Contact The Long Distance Moving Experts
One of the first things that must be considered when deciding to move to another city or state is the method by which your household items are transported to your new destination. Hiring a professional mesa long distance moving service is the safest and most efficient means to ensure a seamless and hassle-free transition. Spend your first days in Mesa exploring and enjoying the city instead of worrying about your breakables and taking an inventory of what has been damaged. Call Eli Relocation today for a risk-free consultation or to schedule long distance moving to or from Mesa.


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Tortec Helix Air Handlebar Tape
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JEREMY DEMAI's Posts
JEREMY has posted 3 reports and 0 photos.
Existing reports and photos: (Mouseover any camera icon for sample images. Click on any camera icon for all images)
Visit: 2013-10
2013-11-23 - From October 20 through October 28 I crisscrossed the entire state in a quest to visit all 67 counties. I stopped in every county seat and photographed each courthouse.
Visit: 2014-3
2014-06-19 - I traveled to Juneau, Alaska and used it as a home base for a week of travel along the Inside Passage using cars, ferries, and planes. I stopped in Haines, Skagway, Hoonah, and Sitka.
North Carolina
Visit: 2013-1
2013-03-03 - I was born in Raleigh, North Carolina, in 1977. From 1995 through 1999 I lived part-time in Chapel Hill as a college student at the University of North Carolina. I moved to my current location, Minnesota, in 2000. Most of my immediate family still lives in North Carolina and I return about once per year.
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mFortune has been an online casino brand since 2007 and were one of the first companies to focus on providing a fun and friendly casino environment for the mobile phone community. They are currently supported on 99% of all devices and have a loyal fanbase consisting of over a million players. On average, mFortune give away £45m of prizes a month.
In recent years, mFortune has won multiple awards for its games and services, including Best Mobile Bingo, Best Mobile Poker, and Best Mobile Casino at the mGaming Summit, and Best Mobile Bingo and Mobile Product Of The Year at the eGR Awards.
mFortune Software and Games
All of mFortune's games are developed in-house at the company's UK headquarters. No games are bought in from elsewhere or released to other sites, so every game you play on mFortune is an exclusive, unique experience. The team are constantly developing new slots games, adding at least one game a month to their expanding portfolio. mFortune are primarily a mobile casino, with 99% of all devices supporting their games. As a result they are the largest privately-owned online casino in Britain.
Players can spin the reels on a wealth of stylized games, from the traditional 3-reel layout of Fruit Machine, to 5-reel games with individual themes, be it robbing a bank in Buster Safe, or escaping the wolf in Little Red. Most games come with one, sometimes two minigames, which can result in big wins and amazing bonuses for the player, each with artistic transitions between the games. The slots come with progressive jackpots which grow over time, with Vegas Vegas reaching a possible win of £140,000. So as well as treating the player to a fun gaming experience, there is potential for a big reward.
mFortune also have an assortment of traditional table casino games. Roulette, Blackjack and Poker are all available on the site and on mobile, as well as mFortune's own bingo lobby and community. All these games use the same method to play – you can either play in the desktop or send it to your phone for free. The slots and casino games come with demo modes so you can play for fun, without spending a penny. To play for real money, a player has to set up an account.
mFortune Bonuses
When you do set up an account to play for real money, mFortune will help you get started with a £5 welcome bonus. This is redeemable in any game you choose and you will keep what you win (T&Cs apply). mFortune will also match your first deposit 100% – so if you return and deposit £50, mFortune will double your balance, giving you more to play with.
If you introduce a friend to mFortune, you will get 50% of their first deposit as well, so the more people you bring across, the more you can spin the reels with.
There are also loyalty point bonuses for playing bingo. Prizes range from phone cases and umbrellas, up to games consoles and road bikes, right up to holidays and exotic car driving experiences.
mFortune Customer Service
The mFortune customer service team are available 24 hours a day, 365 days a year. There are a number of ways to get in touch to discuss the games, ask questions, or seek technical support.
PHONE them up on 01384 880842, on their 24-hour line
TEXT "HELP" to 85777 and mFortune will call you back for free
E-MAIL email@example.com
VISIT the Facebook page at facebook.com/mfortunemobile
mFortune Payment Methods
There are a few ways of adding to your balance with mFortune. You can manage your account online and pay in the browser, or you can call up the customer service centre on the number above and they will add to your balance for you. Alternatively, you can use your app to pay using your phone bill – add a set amount to your account and it will be added on to the phone bill at the end of the month. No card transactions, safe, secure and efficient.
mFortune is a fantastic casino to play at, with a great community and numerous unique and fun games. The brand is well-presented, the website is professional and their treatment of customers on their support channels is friendly and courteous. It's no wonder their Facebook fanbase is growing at such a high rate. The fact that the games are unique to mFortune is a great selling point and are easy to download and play. It's hassle-free with excellent rewards, terrific graphics and content, and every game offers something new – definitely worth a visit!


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You're sitting at home, surfing the internet, without a care in the world. Your computer and all the sites you visit are protected with good passwords, thanks to Sticky Password. Your firewall is turned on. Your antivirus is running and up to date. You feel protected from all the nasty threats out there in cyberspace, but are you really as safe as you feel?
If you're like most people, there's probably one computer in your home that's not secure, and this computer is the gateway to all the others… it's your router.
Over the years, home computers have become well protected, because consumers understand that they need good passwords, anti-virus software, and firewalls to protect themselves.
However, with the advent of wireless technology and the proliferation of portable devices, hackers have now turned their attention to your router–the one computer in your home that is rarely protected and that is often vulnerable.
Your router is a networking device that sits between your modem, which connects to your ISP (internet service provider), and your home network. Often, you receive your router from your ISP. Sometimes, your router and your modem are combined in a single machine.
As a computer, your router has its own built-in software, known as firmware. This software is rarely updated, which leaves you vulnerable to threats from hackers. In contrast, the software running on your computers and portable devices is updated frequently to protect you.
There are other reasons that routers are particularly vulnerable:
- Users often do not configure their routers properly. Many do not change the default passwords or settings. This problem is often compounded by a difficult-to-use interface and poor user documentation.
- Many ISPs distribute the same routers to thousands of their customers, which makes them a much more inviting target to hackers. If they can break into one router, they can break into them all.
Hackers attack routers to gain access to computers on your network, steal your information, send SPAM, and even create bots that they use to attack websites.
In the past few years, there have been many attacks around the world against routers, which often leave their victims with identity theft, loss of privacy, and damaged computers. But when routers are attacked, it's not only the router owners who lose.
For example, on Christmas Day 2014, the Lizard Squad hackers used compromised routers to launch a Denial-of-Service attack against PlayStation Network and XBox Live. As a result, millions of people could not play online or update their consoles.
This attack demonstrated that unsecured routers jeopardize the safety of the entire internet. On Safer Internet Day, let's resolve to keep us all safer by securing our routers. Here's how:
- Always change the admin password on your router to a good password. Don't leave your router with the default password, as that's how hackers break in.
- Ensure that your router's firmware is up to date.
- Use good Wi-Fi security. This means turning on WPA2 and turning off WPS.
We developed RouterCheck, a free and user-friendly Android app that checks these settings and many others for you. RouterCheck determines whether your router is vulnerable to hackers, and it provides instructions on how to resolve the problems it finds.
Because securing your router keeps the entire internet safer.
To learn more, visit RouterCheck.com. To download the RouterCheck Android app, visit Google Play.
About the author
Jennifer Paton Smith is a freelance technical writer. Her personal technical-writing website is sericonconsulting.com. She is co-founder of Sericon Technology Inc., which develops RouterCheck.


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The inforgraphic below shows data from recent studies on how student loan debt is impacting young entrepreneurs and start-up companies.Read More
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This page lists all the companies with which NAR has partnered to provide value-added offers and significant savings on products and services you use in your business and personal life.
Educational Resources | Financial Services & Personal Protection |Insurance | Marketing | Office Solutions | Technology Tools | Travel and Automotive | Unique Alliances
Educational Resources
Enhance your skills and receive special pricing while earning any of these designations or certifications.
Financial Services & Personal Protection
NAR members have exclusive access to the only Credit Union designed to meet the unique financial needs of REALTORS®.
Partners in this category cover a variety of insurance needs, including auto, home, renters, errors & omissions, and a robust selection of health and wellness plans and products.
The Marketplace features the following products:
Are you are looking for new leads, or new ways to stay in touch with your current customers?
Office Solutions
Setting up a new home office? Shipping a package? Our office solutions partner can help.
Technology Tools
Save on computers, peripherals and consumer electronics, create and maintain your web site, and streamline your business with online management tools.
Travel and Automotive
Find great deals on new purchases or car rentals with our travel partners and enjoy faster reservations, great selection of vehicles, and special member savings.
Unique Alliances
These companies have a special relationship with NAR and allow your national association to play a role in influencing or managing the products and services offered to you.


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To quote the always poetic Jay-Z:
I just want you to know
It aint where I been
But where I'm bout to go!
Visit Resume or Journalism Clips for more.
Thanks for visiting my site. My name is Laura Fries, and I'm closing out three decades this May. I've been many things in this timeframe – media strategist, cook, organizer. I've lived in a lot of places, talked to a lot of people, and I've had the chance to learn quite a bit. Sometimes I field questions – Laura, you're a cook? And you make websites? – don't these things conflict?
I believe you can make your own path. I answer no.
For a little more, check this interview on the homepage of the Literature, Communication and Culture department of Georgia Tech.


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A New Jersey man has been charged in connection with his girlfriend's death after police say he left her to drown following a crash in the Delaware River.
Jacob T. Garrett, 24, of Burlington City, is charged with leaving the scene of a fatal accident, causing a death while driving with a suspended license and endangering an injured victim, according to the Burlington County Prosecutor's Office. He is being held in the Burlington County Jail.
Stephanie White, 23, of Burlington City, was killed in the crash.
Burlington City police investigators said that Garrett was speeding around 1 p.m. Sunday when his vehicle struck a parked minivan and went over a river wall into the water. The front end of the car broke through the ice on the surface and the vehicle became submerged.
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Bystanders told detectives that they found Garrett standing on the roof of the car, yelling, "Help my girlfriend." Then he fled the scene on foot.
"He left his girlfriend in the water to die," Burlington City police Capt. John Fine told NBC New York.
Videos from the scene, including one obtained by NJ.com, show firefighters working to extract White from the car, a Ford Taurus. They had to go in through the rear window of the Taurus, which jutted from the icy surface of the river.
One video, which can be found here, shows the entire rescue, including the moment when rescuers pulled White's body from the car.
First responders found White in the passenger seat, her seat belt still on, prosecutors said in a news release. She was taken to a hospital, where she was pronounced dead.
A police K-9 officer tracked Garrett from the river to a nearby light rail platform, officials said. Investigators had the train he was on stopped at the next station, where he was taken into custody.
Garrett was soaking wet when he was found, NBC New York reported.
White's friends and family mourned her on social media. Her mother, Ina White, posted a video tribute someone made in her daughter's memory.
"Love and miss my daughter. My heart is broken," White wrote. "Thank you for this tribute. I'll hold it dear to my heart always."
"I love you, sis, Steph Birdy White. Words can't even explain," another woman wrote. "You meant everything to me . You had a big heart inside and out. I miss you and you will never be forgotten."
A GoFundMe page established by White's aunt to help pay for her funeral expenses described the young woman as "loving, kind, soft spoken, (a) hard worker and loved by all that knew her."
"She had so much innocence in her presence, and always smiled when she greet(ed) you," Rosie White wrote about her niece. "Her mother can not financially afford funeral expenses for this, and any amount will help with burial costs."
Stephanie White's wishes were to be buried next to her grandmother in Maplewood Cemetery in Freehold, where she grew up.
The case against Garrett remains under investigation, and additional charges may be filed, prosecutors said.
NJ.com reported that Garrett has two previous criminal convictions, including a 2016 conviction of criminal sexual contact. He also served 93 days in jail, and received two years' probation, the year before for aggravated assault on a law enforcement officer.
Details of those crimes were not immediately available.


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I made this unicorn cake for my birthday! I had been seeing a bunch of adorable unicorn cakes on Instagram; nothing against them, but they all looked really similar with black closed eyelashes and no nose, so I wanted to put my own spin to it and do open eyes. This cake is a tall 6″ pumpkin spice cake with a layer of rainbow cake at the top. The mane is decorated with three colors of buttercream, and I sculpted the horn & ears out of fondant. The eyes were made out of edible images because I was short on time. Love this cake! ?
I'm a San Diego based cake artist with a licensed home baking business. I like to share quick cake decorating tutorials and ideas under one minute long. Please LIKE & subscribe for more cake videos! THANKS! MMC BAKES
For local San Diego order inquiries, please visit my website: http://mmcbakes.com
FOLLOW ME! Instagram: https://www.instagram.com/mmcbakes/
Facebook: https://www.facebook.com/MMCbakes/
This pretty #UnicornCake ? with her colorful buttercream mane was #pumpkinspicecake with pumpkin cream cheese & #rainbowcake at the top ? Everything including the gold horn was edible #fondantart! ? #MMCBAKES #sandiegocakes #cakeartist #unicornbirthday #? #unicorn #unicornparty #cakeoftheday #happybirthdaytome ??


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7.5 Ft Pool Table
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fire and theftFt
As noun
a small body of standing water; pond
a still, deep place in a stream
any small collection of liquid on a surface:a pool of blood
a puddle
swimming pool
a subterranean accumulation of oil or gas held in porous and permeable sedimentary rock (reservoir)
As verb (used without object)
to form a pool
(of blood) to accumulate in a body part or organ
As verb (used with object)
to cause pools to form in
to cause (blood) to form pools
As adjective
of or for a pool:pool filters
taking place or occurring around or near a pool:a pool party
As noun
an article of furniture consisting of a flat, slablike top supported on one or more legs or other supports:a kitchen table; an operating table; a pool table
such a piece of furniture specifically used for serving food to those seated at it
the food placed on a table to be eaten:She sets a good table
a group of persons at a table, as for a meal, game, or business transaction
a gaming table
a flat or plane surface; a level area
a tableland or plateau
a concise list or guide:The table of contents in the front of the book includes chapter names and page numbers
an arrangement of words, numbers, or signs, or combinations of them, as in parallel columns, to exhibit a set of facts or relations in a definite, compact, and comprehensive form; a synopsis or scheme
(initial capital letter) Astronomy
the constellation Mensa
a flat and relatively thin piece of wood, stone, metal, or other hard substance, especially one artificially shaped for a particular purpose
a course or band, especially of masonry, having a distinctive form or position
a distinctively treated surface on a wall
a smooth, flat board or slab on which inscriptions may be put
the tablets on which certain collections of laws were anciently inscribed: the tables of the Decalogue
the laws themselves
the inner or outer hard layer or any of the flat bones of the skull
a sounding board
the upper horizontal surface of a faceted gem
a gem with such a surface
As verb (used with object), tabled, tabling
to place (a card, money, etc
) on a table
to enter in or form into a table or list
Parliamentary Procedure
Chiefly U
to lay aside (a proposal, resolution, etc
) for future discussion, usually with a view to postponing or shelving the matter indefinitely
to present (a proposal, resolution, etc
) for discussion
As adjective
of, relating to, or for use on a table:a table lamp
suitable for serving at a table or for eating or drinking:table grapes
As Idioms
on the table, Parliamentary Procedure
submitted for consideration
turn the tables, to cause a reversal of an existing situation, especially with regard to gaining the upper hand over a competitor, rival, antagonist, etc
:Fortune turned the tables and we won
We turned the tables on them and undersold them by percent
under the table, drunk
as a bribe; secretly: She gave money under the table to get the apartment
wait (on) table, to work as a waiter or waitress:He worked his way through college by waiting table
Also, wait tables
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Musick Torrent does not host any file or offers the users the option to upload any kind of files, it only hosts .torrent links and magnet links with download information. Both .torrent files and magnet links are collected from other websites, so Musick Torrent and its administrator are not responsible for such content. For any type of communication with Musick Torrent you can contact form. In this website, only access is allowed to people over 18 years, so if you are a minor you are asked to leave the page immediately.use our
FatBoy Slim - Palookaville
FatBoy Slim 2004 Palookaville Torrent
- Don't Let The Man Get You Down
- Slash Dot Dash
- Wonderful Night
- Long Way From Home
- Put It Back Together
- Mi Bebe Masoquista
- Push And Shove
- North West Three
- The Journey
- Jin Go Lo Ba
- Song For Chesh
- The Joker
Origen: music-torrent.net
Music - 03 August 2015


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Wednesday, 21 October 2015
Soccer Mad Boffins in successful Swiss research visit!
Soccer Mad Boffins (Alex and Kevin) recently visited the International Olympic Committee, FIFA and the International Centre for Sports Studies (at the University of Neuchâtel) in Switzerland. This was a very successful visit and findings will be used to inform our forthcoming book on the 1966 FIFA World Cup, to be published by Routledge in 2016. It will be released 29th July, on the eve of the 50th anniversary of the famous final in which England lifted the Jules Rimet Trophy. Kevin noted that 'we were able to access an unparalleled selection of resources' on this trip while Alex commented that 'our book promises to be the most deeply researched business/management history of the 1966 FIFA World Cup published to date. We hope that it will be received enthusiastically by historians, business management, and sports academics aliike. Back of the net!.'
Monday, 19 October 2015
Contribution to the website of Montrose FC
Soccer Mad Boffin Dr Alex Gillett has contributed an article about his Grandfather, footballer Giles 'Gil' Gillett, to the website of Scottish club Montrose FC.
After national service with the BAOR (British Army of the Rhine) Giles played professionally in the late 1940s/early 1950s, initially with English team Middlesbrough before transferring back to his native Scotland where he spent two seasons with Leith Athletic before signing for Montrose.
Included on the website are digitized archival documents including a copy of Giles' Montrose contract and player registration, as well as a match programme (Montrose vs Heart of Midlothian FC) and photographs, all of which may be of interest to people researching Scottish or post- WW2 football
The article can be found by clicking here.
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I supply beautiful Fine Art wedding albums, hand made in the UK by Folio Albums. However I am able to accommodate special requests, such as an album form a specific company. Please get in touch for further details.
|Fine Art Album - 12"x12" With 40 Pages
|Fine art Album - 12"x12" Duplicate Copy
|Parent Book Collection - One 12"x12" 40 Page Album As Above Plus Two 6"x6" Duplicate Parent Albums (Save £110)
|Additional Pages (Per 2 page spread)
Photograph selection
Album Choices
When you have selected your photographs I will be notified of your selection. Please then complete the form at the bottom of this page.
I will design the layout and send you a digital proof. You will have a chance to make any changes to the selection and layout before the album is printed. In fact it will only go to print when you are 100% happy with the way it looks. I will then invoice you for the cost of the album(s) and when this is paid, the layout will be sent off for printing.
Lead times can be quite long for albums - especially in the summer months when I am very busy with weddings and in the run-up to Christmas when the printers are very busy. If you want an album by Christmas, the layout needs to be signed off in early November.
Other album sizes, number of pages and options are available and I am also happy to quote for other bespoke requirements, for example if you would like an album form a specific supplier. Prices include VAT where applicable and shipping to UK mainland.
My approach to photographing the day and the subsequent layout of the album is to tell the story of the day. The album should be the final, perfect edit of all your hundreds of wedding photographs - it is not a proof book, so it's best to resist the temptation to stuff it with as many photographs as possible; be ruthless!
Too many pictures will dilute the impact of the very best ones.
Albums also look better when the photographs are not too crowded on the page. My album designs are clean and simple. You should choose photographs from all parts of the day, not forgetting to include some scene-setting and details shots. As a guide, if I have posted a blog entry about your wedding, those are the shots I would choose for your album, but if not, do take a look at some recent blog posts and see how the incidental shots add to the story of the day.
Choose different photos if you can - not two shots that are almost the same, unless they are part of a sequence that you particularly want to show.
I regret that I am not able to include other photographs (i.e. from you or your guests) in the album.
|Engraving and debossing example on leather cover
|Engraving and debossing example on cotton cover


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Welcome to Atlantic Cottage Holidays
We are a family run company dedicated to ensuring your Cornish cottage holiday is all you want it to be
Cornwall is famed as a family holiday location, for it's unspoilt beaches, picturesque villages, maritime history and rugged coastal landscapes. All of our holiday cottages are located on the western tip of the beautiful Cornish peninsula and provide super locations for exploring this fantastic area.
We pride ourselves that we have both the cottages and personal, local service to fulfill your holiday requirements. We know all of our cottages inside and out and therefore can help you with any enquiries you have. Our super, yet simple, website will show you the accommodation options and amenities available to help guide you towards your ideal Cornish cottage holiday. We are here to answer any questions you have and can help you to ensure you find the best cottage for your stay, just give us a call or send us an email.
Find your ideal location
Wesley Cottages Pennywort
Nanquidno Valley
Wesley Cottages Bonython
Nanquidno Valley
Peace and Plenty Holiday Cottage
Bishops Rock Holiday Cottage
Sennen Cove
The Studio, Porthcurno
Seven Stones Holiday Cottage
Sennen Cove
Carn Olva Holiday Cottage
Sennen Cove
No 1 Trinity Cottages, Sennen Cove
Sennen Cove
Cove View House
Sennen Cove
Pent Chy House
Sennen Cove
Joyous House, Sennen Cove
Sennen Cove
Westcot Holiday Cottage Sennen Cove
Sennen Cove
Dolphin Cottage
Sennen Cove
Fastnet Holiday Cottage
Sennen Cove
Cormorant Cottage, Sennen Cove
Sennen Cove
Upper Fernhill, Sennen Cove
Sennen Cove
8 Sennen Heights
Sennen Cove
Round Island Holiday Cottage
Sennen Cove
Stonechair Holiday Cottage
Sennen Cove
Hideaway Barn Nr Sennen Cove
Sennen Cove
Top Cottage
Sennen Cove
No 4 Trinity Cottages, Sennen Cove
Sennen Cove
Myrtle Cottage, Sennen Cove
Sennen Cove
Bosorne Barn Holiday Cottage
Cot Valley, St Just
The Hut, Kingsfield, Gwynver
Needles Holiday Cottage
Sennen Cove
Live Webcam from Sennen Cove
Far West Cornwall - The Perfect Location
Far West Cornwall is a perfect location for your family holiday, for its unspoilt beaches, picturesque villages, maritime history and rugged coastal landscapes.
All of our holiday cottages are located on the Western tip of the stunning Cornish peninsula and are within 10 miles of Sennen Cove meaning that you are never more than a few minutes away from a fantastic beach.
Whatever the time of year you visit there is always plenty to see and do, visit our Location page here for more information.
Travelling to Far West Cornwall is straightforward whether you are travelling by road, rail or by air.
To explore our stunning properties, click here.
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Pent Chy House ~ Sennen Cove
Pent Chy is a beautiful, recently refurbished house nestled in the cliff over looking Sennen Cove.
The house offers accommodation for four people with two shower rooms. The first floor lounge has panoramic sliding windows opening on to a balcony with breathtaking views.
Downstairs there is a cosy dining room & fully equipped kitchen.
Prices from £400 pw.


text: Candle Spells for Love Candle Spells for Love ,"The best love spells you can do are the ones that are infused with self love, love for yourself. If you are coming from a place of low self esteem, or a desperate desire to prove your worth through the love of another person, then you are not blessing yourself, or anyone else. If you are attempting to "put a spell on someone" and make that person magically love you, you are not blessing yourself. If you are doing anything other than…Read More


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Love it
Reviewed By Morgan T (Concho, AZ) Reviewed for a 2013 Subaru XV Crosstrek —12/11/2015 5:37 PM
Great fit, great quality, arrived quickly. Very happy.
There are no customer reviews for this product
Reviewed By Paul G (MERCED, CA) Reviewed for a 2013 Subaru XV Crosstrek —7/28/2014 10:23 AM
Not as thick as mats we've had for cars in years past, but it does conform to the Crosstrek dash well and doesn't cover holes it shouldn't. I've had it up on the dash without velcro for awhile and it stays wihtout wiggling. I'll add the velcro soon to get the corners to lay flat.


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F/A-18C Hornet Swiss Air Force
Product Description
The F/A-18C is one of the most successful Light Combat Aircraft to date. With its outstanding electronics and radar systems it can be used equally well as a fighter bomber or an air superiority fighter. It can achieve a top speed in access of Mach 1.8 and without drop tanks has a range of 770 km. The maximum payload for missiles and bombs is 7 tons. The Swiss Air Force chose the F/A-18C Hornet because of its excellent flight performance and handling characteristics. It has a fast response time and excellent dogfighting capabilities. License production of the F/A-18C took place at SF in the town of Emmen between 1996 to 1999. In 1997, No 17 Squadron received the F/A-18C and is one of three Hornet Squadrons stationed at the airfield in Payerne. No 18 Squadron received the F/A18 Interceptor during the Spring of 1998 and is also stationed in Payerne. In January 2010 both squadrons were able to take delivery of an F/A-18C with a completely new livery depicting the squadron emblem and use at many Air Shows.
- Structured Surfaces
- Detailed cockpit
- A choice of two Tail Pipes
- Fully Detailed Under-carriage
- Under-carriage optionally extended or retracted
- Aerials
- Cockpit Canopy open or closed
- Air Brake optionally extended
- 2 Sidewinder Guided Missiles
- Auxiliary Fuel Tank
- Authentic decal set for follwing versions:
- F/A-18C Hornet Swiss Air Force 18 Staffel Panthers @Payerne
- Length: 359mm
- Number of Parts: 97
- Wingspan: 263mm
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