text:
One of the few pro-police rallies to take place in the midst of a plethora of anti-police protests throughout California was almost interrupted by counter-protesters in the state's capital city of Sacramento on Sunday.
"There's a pro-cop rally that's happening over there and we're here to counter rally it. This rally has been formed without any of the victims of police brutality that have been brutally murdered," said one of the protesters, according to local NBC News affiliate KCRA. Another counter-protester was told he could not pass because the over 100-person event was permitted, which is required for rallies that take place at the Capitol. There was at least one clash with police:
As dissidents circled around the 100-person pro-police gathering chanting "No justice, no peace, killer police," a different voice was heard from within the pro-law enforcement rally. Sen. Jim Nielson (R-Gerber) had the following message:
But now the handcuffs have been taken off the criminals and put on our law enforcement professionals. There will be a terrible price paid if more restraints are put on our law enforcement. We need to thank them today. And not just today, but every day.
The 10-year-old son of a Sacramento police officer said he admired his father's bravery. "He always supports our community and he's just an incredible guy. He's really brave to go out, knowing it might be his very last day in uniform. And it might be his last day on the job."
Head to the capitol this weekend and support your local #lawenforcement. #BlueLivesMatter #Sacramento @RocklinPDChief pic.twitter.com/575SmZ5hMT
— Crime Victims United (@CrimeVictimsCa) January 15, 2015
California is currently deliberating about a bill which would require all police officers to wear body cams. The costs are projected at being anywhere between $3 to $4 million to cover approximately 8,000 California Highway Patrol officers and an additional $6 million annually for maintenance and storage.
Photo: File
Adelle Nazarian is on Twitter: @AdelleNaz.


text:
Happy to get a visit from you! Many complain occur in everyone, but you have to overcome them. Continue to seek knowledge will be better than silence without action.
Friendship or family relationship could be damaged just because of the words. In everyday life, we have done a lot of things. In many places, many people have had is quickly frustrated and always run to negative actions. Do your friends or your family support you at this time? It is one of the determinants of life failure.
Now you feel like everything will be fine and will continue to work. I hope the above quote beneficial for you, make sure you do not miss the more interesting quotes. Thanks for visiting shortquotepics dot com, This image posted by Leandro Braga.

subset: commoncrawl


text:
Research Project
Grant-in-Aid for Scientific Research (C)
The more electrical and electronic apparatus and other equipment using insulating composites are nimiaturized, the more strong electric fields apply their insulating layr. The charge-exchange rate at the insulator-insulator interface in insulating composites is affected by the direction of carrier transport and carrier species. Such asymmetric characteristics are widely seen in insulating composites e. g. RE-EVA and epoxy-alumina and seem very important to understand the insulation performance of composites. In order to clarify the asymmetric properties on the basis of electronic levels, such as Fermi level, ionization potential, electron affinity and effective electron or hole conduction levels, the methods for estimating electronic levels in ploymers were discussed. In this paper, electronic levels in insulating polymers were estimated by contact potential defference XPS,UPS in air and photoinjection current and the correlation among the estimated levels was investigated.Ionization p
… More
otential (Poly-2-Vinyl Pyridine-Co-Stirene), PMMA (polymethyl-methacrylate), PS (polystirene) snd PVK (Poly-N-Vinyl-carbazole) were estimated by adding the work function measured by Kelvin method and binding energy estimated from the XPS spectrum. In PVK,the electronic level estimated by photoinjection current method was consistent with that by Kelvin method and XPS.However, In PS and PMMA,the electronic level estimated by that did not coincide with the upper edge of valence band estimated from Kelvin method and XPS and corresponded to effective donor level which contribute to hole conduction. The UPS measurement in air seemed to be able to observe tail of electronic levels near Fermi level which were responsible for contact electrification.The electronic states on polymer surface were easily changed by adsorption of water or other molecules, change in morphology and so on. On the other hand, the contact potential difference between polymers and reference materials (Au or ITO) decteases with UV treatment for polymers. This shows that Kelvin method is highly sensitive to observe the change of the electronic states on polymer surface with heat and UV treatment which might be related to degradation of polymers by heat or UV.It seems that this investigation contributed to the establishment of the methods for estimating electronic levels in insulating polymers. Less
Published : 1996-04-01
Modified : 2016-04-21
Terms of Use


text:
Build Guide by OkayTrash
Not Updated For Current Season
This guide has not yet been updated for the current season. Please keep this in mind while reading. You can see the most recently updated guides on the browse guides page.
Thank You!
Your votes and comments encourage our guide authors to continue
creating helpful guides for the League of Legends community.
Karthus Build
Purchase Order
Ability Sequence
Not Updated For Current Season
The masteries shown here are not yet updated for the current season, the guide author needs to set up the new masteries. As such, they will be different than the masteries you see in-game.
Try to go mid as its your best chance to get higher in levels. Harass your enemy if you feel that you could beat them if they charge. I usually just use common sense and either fight them head on or gank someone at bot or top, or i wait for my teams jungler to come and help. But if you are in mid, i take meki and one of both pots. That SHOULD help you lane as long as possible. Then i back and teleport back in so that i don't lose EXP.
If you also have enough gold for 2 sight wards i highly suggest buying, the other team will not want you to farm at all. So put 1 in each bush next to you. or in the small bush right next to that. That should give you some extra protection and ease your mind.
Make sure you get tears of goddess since its unique passive its very helpful if you spam moves. After you've farm for a bit you should be able to get your AA and finsh your boots. Finish your boots on your own time, i usually do it around lvl 10ish since the other team hates me and i don't want to be stuck.
' Side note Max out your Q ( Lay Waste ) and E ( Defile ) As soon as possible.
Now late game, now this is where i strive. Team fights coming up, use your wall to slow and weaken players. Stay back and harrass, if they are low enough go in and press your E. This should nearly kill them all, if they target you use your Zhonyas Ring while using E. They should be dying and you not being harmed. If they start Running Pop your ult and watch the kills pop up on the screen.
Some of my games
Karthus IMO is a really good team player, if u want your carry's to get more kills just pop your ult to weaken them and give them the kill. They will thank you and you still get assists. He can also carry a team very well.


text:
Classroom Services
Classroom Services is a part of the Information Technology Department, and is led by the Classroom and Presentation Spaces Technology Manager.
Every general purpose classroom on campus is equipped with projection, a Windows computer that can play DVDs, speakers, and a document camera / web camera.
Learn about Classroom Technology
Classroom Services Contact Info
Schedule a classroom (current Augsburg Community members only)
Schedule a computer lab (current Augsburg Community members only)
Lindell Library, 104
2211 Riverside Ave. S.
Campus Box 316
Minneapolis, MN 55454
Telephone: 612-330-1219
Email: firstname.lastname@example.com
Monday – Friday, 7:30 a.m. – 7:00 p.m.
WEC Saturday, 7:30 a.m. – 4:00 p.m.
Non-WEC Saturday, 10:00 a.m. – 4:00 p.m.
Our areas of responsibility include:
Provide training, support and maintenance of classroom technology (data projectors and other classroom A/V, computer labs)
Coordinate with the Office of the Dean, University Events, Facilities Management and other campus stakeholders to plan additional informal and formal teaching and learning spaces
NOTE – Academic Affairs is now responsible for course room scheduling. For help with room scheduling please see http://inside.augsburg.edu/academicaffairs/resources/course-changes-and-classrooms/


text:
The Oman Golf Committee have signed a preferred supplier agreement with the local Omani sports retailer Golf World to become the Oman Golf Committee's preferred supplier for golfing events and to equip the Oman National Team. The agreement comes as part of Committees drive to establish strong relationships that support the growing popularity of the sport in the Sultanate.
The Vice Chairman of the Oman Golf Committee, Ahmed Al Jhdhamy announced, "2017 is an exciting year for golf in Oman and this is one of many partnerships we plan to enter into. With the support of Golf World and our recently appointed National Team Manager Steven Troup, we can be assured that our National Team is fully equipped and prepared for upcoming various regional and international tournaments we participate in."
Commenting on the agreement, Golf World's general manager, Leon Sassen, stated "We're excited about this new relationship between Golf World and the Oman Golf Committee, as we both have the shared vision to grow the game of golf in Oman. I have been in the Golf industry in Oman for almost 9 years now and I feel this is a great move forward and I am very positive about the future ahead for Golf in Oman". First opened in 2011 in Shatti Qurum, Golf World is a local Omani owned company and the sultanate's first dedicated retail outlet for golfing enthusiasts. Golf World has since moved to The Ghala Golf Club where it operates the Pro Shop.


text:
In The Asian Question, we examined the challenge of promoting high-potential Asian talent to leadership positions at a regional level and beyond.
For multinational corporations (MNCs), the same cultural and communication differences that make doing business in Asia challenging for Western companies also play a role in keeping Asian executives out of the upper echelons of management.
MNCs need to tackle this issue head-on in order to maintain their competitiveness in the Asian market. This paper advances solutions to this challenge, sourced from interviews conducted by Odgers Berndtson in late 2015 with senior APAC HR executives at 40 MNCs. Those interviewed shared their experiences, successes and frustrations in tackling this sensitive issue.
The MNC's guide to understanding Japan - Part 2
Disruption is a reality for all multinational companies, and Japan is no exception. Hidden cultur...
UK Universities fear Brexit-driven collapse in student recruitment and funding
As Brexit begins to impact one of the UK's most internationally-connected sectors, Alex Acland an...
How to enjoy a state of employment independence
Adam Gates, a Principal in Odgers Connect, examines the ways in which independent consultants can...


text:
Written for PRSSA FORUM — published January 23, 2012
When I made the transition from classroom to cubeland, the biggest bear I faced was time management.
Students usually have the luxury of having at least a few days before turning in an assignment, whereas public relations practitioners often have tasks that were due 10 minutes ago.
Instead of becoming overwhelmed, be prepared for these moments by practicing good time management.
Use these tips as a reference:
1. Find A System That Works For You
- There are countless ways to systematically organize your time and responsibilities. Choosing the system that works best with your personality will make adding agenda items easy to maintain, ensuring follow-through of tasks. Checklists and calendars are two common examples, but even the components within these systems are complex (e.g. digital vs. notebook, color coding vs. separate pages). For me, Outlook's built-in checklist app makes it easy to link specific emails to tasks, which I can assign a priority and deadline.
2. Get It Right The First Time
- So much of your day can be wasted if your work requires heavy revisions. Successfully completing tasks the first time will not only allow you to keep your other deadlines, it also helps your colleagues keep theirs. Ask your supervisor questions before you begin an assignment to clarify what the end product should look like. If you feel a task is taking longer than necessary to complete, ask another staffer if they know a shortcut. Discovering efficient methods rewards you with more time in your day to accomplish other tasks.
3. Prioritize And Manage Expectations
- Working on multiple accounts or having multiple supervisors is a recipe for miscommunication. Managers rarely discuss the things on your plate, so it's your job to raise flags when you have competing deadlines. Talking through assignments will sometimes uncover some flexibility in deadlines; maybe your supervisor has a long meeting at the time you were originally tasked to turn something in for review. I don't recommend you challenge every assignment, but do speak up when it is necessary.
Photo courtesy of flikr user star5112


text:
FocusLive® Reminders Add-On
Key Features:
- Automatically receive reminder alerts regarding CRM activities.
- Outlook style reminder alerts for CRM.
- Dismiss or snooze reminder activities by specific duration.
- Set personalized default settings for each user regarding reminder duration and snooze time.
- Open directly CRM activities from reminder window.
- Works asynchronously and doesn't affect CRM forms and application.
Full Access Requires FREE MembershipLogin
Become a Member Joining MSDynamicsWorld.com gives you free, unlimited access to news, analysis, white papers, case studies, product brochures, and more, and it's all FREE.
- Sales & Marketing
- Customer Relationship Mgmt
- Dynamics CRM


text:
0 ISIS Smash Fake Sculptures in Mosul? Experts Say Many of Them Were Replicas
ISIS militants Fake Sculptures in Mosul in their latest propaganda video
We might take some consolation from the possibility that some of the sculptures the militants smashed on video this week at the Nineveh Museum in Mosul, Iraq, were replicas, the destruction of replicas in this particular case may soften the blow.
"According to archaeologists, most if not all the statues in the Mosul museum are replicas not originals," reports Channel 4 News, London. "The reason they crumble so easily is that they're made of plaster. 'You can see iron bars inside," pointed out Mark Altaweel of the Institute of Archaeology at University College, London, as we watched the video together. 'The originals don't have iron bars.'"
"According to the British Institute," adds Channel 4, "the originals were taken to Baghdad for safekeeping. ISIS probably wouldn't care about the distinction. One false idol is the same as another."
All the same, reaction around the world has been swift and horrified (see The Metropolitan Museum and Others Respond to ISIS Destruction of Assyrian Sculptures). (news.artnet.com/art-world/did-isis-smash-fake-sculptures-in-)
Liveleak on Facebook


text:
Postnatal depression
Having a baby is usually a wonderful and very positive experience. But it can also be a huge challenge as your life is turned upside down. It's natural to feel emotional and vulnerable as a new parent. It can be overwhelming and often puts pressure on relationships and finances. Be prepared for an emotional few days as you settle into motherhood and find out what to do if things don't start to feel better.
What is postnatal depression?
Postnatal depression (PND) is a type of depression that affects about 10-15% of women after they've had a baby. It tends to develop within the first 4-6 weeks following birth but it can take a few months for women to notice the symptoms.
What's the difference between PND and the baby blues?
The baby blues are very common and tend to set in 3-5 days after birth as your body's hormone levels readjust. It's quite normal to feel teary, lonely and lack confidence in yourself and your parenting abilities. Talking about your feelings with your midwife and asking for help from friends and family will get you through and you should be feeling much better within a week.
What are the symptoms of PND?
The most common signs of PND are low mood, anxiety, extreme tiredness but an inability to rest or sleep, and lack of motivation. Some new mums with PND don't actually feel depressed but suffer severe anxiety, which can cause panic attacks.
Where can I find help?
If you feel this way most of the time and the feelings don't go away, talk to your health visitor or GP who will be able to tell you whether you have PND and help you find the best course of treatment.
How is PND treated?
Often just being diagnosed, talking to your doctor and having your feelings acknowledged can be enough to help treat mild PND. Otherwise, your GP may recommend a course of counseling or psychotherapy. Anti-depressants are sometimes also prescribed.
How can I help myself?
- Get as much rest as possible as tiredness can make you feel worse. Put yourself before jobs like housework.
- Confide in someone you feel comfortable with, whether it's your partner, mum, health visitor or a friend. Keeping a diary may help as well.
- Try to eat small, regular meals to keep your energy up.
- Do a little exercise if you can. This releases happy hormones and getting out in the fresh air is a proven mood booster.
- Don't force yourself to do anything you really don't want to do, such as visiting family or going out socially.
- Accept help when it's offered, it doesn't mean you've failed.
Further support and information
Association for Postnatal Illness Tel: 0207 386 0868
Provide support through leaflets and a telephone and postal helpline so you can speak to healthcare professionals or volunteers who have suffered PND themselves.
PNI Org UK A charity set up to support sufferers with online information and chat rooms where you can contact other mums who have, or have had, PND.


text:
14031 Midland Road, Poway, CA 92064
Check out the various classes we are currently offering.
Schedule your free initial consultation with our studio.
Reach out to our friendly office staff for more information.
Wear comfortable workout clothes that you feel ok sweating in. Keeping
your attire simple, at least at first, will help you figure out what works
best for you. One exception however, is fitness attire that is too loose.
Baggy is a problem in Pilates because it can be too revealing, and because
an instructor must be able to see your alignment and form. If you are
unsure about what to wear or about other standards at our studio, there
is nothing wrong with calling us or visiting the studio to find out what
other students wear. Soled footwear is not suitable for wear on the equipment
although you can wear grip socks if it is more comfortable for you. We
sell great grip socks. Bring a water bottle – we have water for you.
You will be building and toning your muscles and that muscle will continue
to burn calories, even after you have left class. Many of our classes
inject some cardio into them to help get your heart rate up and whittle
away pounds. Calories in, calories out – with proper diet and a
good mix of classes, you can definitely lose weight.
Absolutely! It was started by a fitness buff, Joseph Pilates, and it remains
a great workout for men. Our classes don't have complex choreography
or dance moves – we keep it sporty and you'll break a sweat.
Unlike some Pilates studios,
all of our instructors are trained and certified by STOTT PILATES® recognized
organizations. They each come with their own styles and we love the variety.
If you are brand new to Pilates, we require that you take advantage of
our free 30 minute combined consultation & instruction which is coupled
with a short Pilates session before jumping in to other classes. This
session allows the instructor and you to identify and discuss specific
health restraints that may exist and will enable you to additionally get
a hang of our style and familiarize yourself with our equipment. We think
a combination of a few Private sessions and a couple of basics is ideal
and your practice will benefit in the long run. Even if you have tons
of Mat classes under your belt, our free consultation and short Pilates
session is a must.
Our cancellation policy is 12 hours in advance for classes and 24 hours
in advance for Privates and Semi-Privates. If you don't show up
or cancel with adequate notice, you will be billed for the class. We know
schedules can get crazy – try to remember to cancel the day ahead
so you aren't billed.
Definitely hop on the wait list for a class – we'll notify
you if a space opens up and you can decide then if you want to join us.
If the wait list is full and you really want in the class, stop by and
we'll put you in if there is a last-minute no show. We do allow
clients who are signed up to join 10 minutes late so you may be "bumped"
if the signed-up client shows up (don't worry you won't pay
for the few minutes you got to work out).
Booking and scheduling classes on line is certainly available by
checking our class schedule here, or, you can get on the MindBody app on your smartphone and search for
Poway Pilates then add us to favorites. You can purchase or book sessions
here. We also love that you can add your scheduled instruction date and
time directly to your calendar.
We offer modifications to many exercises and encourage you to move at your
own pace. If you need to, take a little break during class, you will feel
comfortable doing it.
We ask you to take you take advantage of our free consultation and short
Pilates session before signing up for any of the classes. If you have
done Pilates mat classes before, then you are one step ahead, but you
still need to gain experience using the equipment. We want our classes
to be challenging for all levels, so we ask that people know the basics
before jumping into classes.
Please send us a note, call us or stop by to suggest times that work best
for your schedule and we'll see if we can round up enough folks
to add a class in. Feel free to also put your own group of frinds, family
and coworkers together to
Yes, with up to 8 students in class, the instructors can suggest modifications
specifically to you. If you've done Pilates mat, yoga or gym classes
before, you'll know that 8 students is an easily manageable number
class size. But if you have special needs or injuries, then we suggest
you take 1-on-1 (Private) sessions until you are comfortable modifying
exercises on your own.
Working out 4 to 5 times a week is ideal. Come a few times a week and mix
it up with a bike ride, swim or hike to keep your work outs interesting.
Joseph Pilates said: "In 10 sessions, you will feel the difference.
In 20, you will see the difference. And in 30, you'll be on your
way to having a whole new body." Of course, we would love to see
you every day!
Building your core can definitely help improve back issues. Many people
find Pilates is an excellent choice for preventing or managing back issues.
We'll teach you how to fire up your core and gently use your back
muscles. We recommend a few 1-on-1s with a trainer before jumping into
classes if you have back problems. If you have major injuries 1-on-1's
are advised and your doctor's approval to exercise is requested.
Pilates is a great way to stay connected to your changing body, keep you
toned and prep you for delivery. After the first trimester, we recommend
Pre-natal Pilates classes or 1:1 Training. Our trainers understand what
exercises are safe to do how to modify exercises for each stage of pregnancy
and post delivery but always ask your doctor if it is ok.
For your own safety and as a courtesy to others, we do not allow people
to join the class who are more than 10 minutes late. We know schedules
can get harried, but please try to arrive to class on time.
You should show up at least 10 minutes early. We'll have you fill
out a form and will show you around. And be prepared to have fun!
Minors aged 10 and up are welcome to attend class with parent or guardian.
Clients 16-17 years of age will require a New Client Waiver to be signed
by their parent or guardian.
Unfortunately, we don't have the space for child care. We love having
little ones stop by to say "hi," but we ask that children
do not stay there. This is for their safety and to ensure safe, fun workouts
for all by minimizing distraction for both trainers and clients.
We give you lots of time to 'use 'em or lose 'em'.
Poway Pilates has a one to three month expiration depending on type of
purchase. Please enquire with your instructor which expiration time line
applies to your purchase.
For the most part we use Pilates equipment by STOTT® including reformers,
towers and springboards. We have selected the top-of-the-line models from
STOTT® and think you will enjoy the equipment as much as we do. A
small amount of equipment (MOTR's) is from the Balanced Body brand
Let us know which classes you are interested in.


text:
I've had a small number of people contact me after the High Court decision that parliament not the Government should trigger Article 50. The first thing to say is that the Supreme Court will make the final ruling on this so the excitement in some quarters may be premature. Secondly, I am proud to live in a country that has an independent judiciary and a sovereign parliament so I find much of the media hysteria unpleasant and unnecessary.
Let's be clear; there is no way that parliament will frustrate the will of the British people and block the triggering of Article 50. The only delay in getting on with this is from the Conservative Government who appear to have little idea of what they want to achieve in terms of a new relationship with the 27 remaining nations of the EU. I am clear in my mind that the best relationship for the future is one that allows our local businesses to prosper with a positive impact on the wellbeing and livelihoods of local people.
I spoke in a debate on the future of the steel industry pointing out the Government's poor record on procurement, in relation to buying UK Steel for public infrastructure projects. The latest calamities are the use of French steel for Trident successor submarines and the use of Spanish steel for a wind farm off East Anglia. This just isn't good enough! And the Conservative International Trade Secretary has said that the UK outside of the EU will not even use the trade defence instruments that the EU is using to protect our steel industry from unfair competition from outside the EU, particularly from China. So there is much to fight for as we leave the EU that, if we get wrong, will make it difficult for our local businesses.
One thing that would help support the development of our Energy Estuary would be the establishment of a National College of Wind Energy in the area so I was pleased to join fellow northern Lincolnshire MPs in making the case.
We were together again for our annual meeting with the Hull and Humber Chamber of Commerce in a lively and wide ranging discussion. As always I was really impressed by the enthusiasm, passion and energy of our local business leaders.
And it's clear from the avalanche of nominations for my Small Business Saturday awards celebrating the role of small businesses that local people really value them too. Many community pharmacies are small businesses playing a crucial role in our health service. I was pleased to speak out against the Conservative Government's attack on them.
I also spoke up for protecting prescribing for coeliacs which is currently under threat in some parts of the country. With the local health service under strain these are the sort of issues that North Lincolnshire Council should be showing some leadership on. This is hard to do though when they have left their Director of Public Health post empty for 8 months. So I welcome the Conservative Council's responding to pressure from myself by saying they will soon be advertising to fill this very important post. It's a reminder that we all have much to learn about leadership.
It was good for me to hear different perspectives on political leadership in meetings with the Prime Minister of the exiled Tibetan Administration, the UN Peace Prize winning President of Columbia and the South Korean Ambassador to the UK. They presented a range of different perspectives. But I think we could all learn a lot from the Global Leadership Challenge held at Scunthorpe Baptist Church which drew participants from far and near, including myself.


text:
Our daily roundup of retirement news your clients may be thinking about.
Separate reports focus on reducing senior poverty without broad benefit expansion
Separate proposals from the American Enterprise Institute and the Bipartisan Policy Center's Commission on Retirement Security and Personal Savings are calling for strategies to curb the incidence of poverty among seniors without broad Social Security benefit expansions, according to this article on The Wall Street Journal. The proposed plans differ in many ways, but say they would restore the program's solvency. Also, these proposals would "enhance retirement security for those who depend most on the program while increasing retirement income for the bottom 30% or so of earners and reducing senior poverty." –The Wall Street Journal
3 ways to lower your long-term-care insurance premiums
Cutting inflation protection is one way to make long-term-care insurance premiums affordable for clients who cannot afford them, according to this article on Kiplinger. Clients may also seek to shorten the policy's coverage term to reduce the premiums. Another way for clients to lower the cost of long-term-care insurance is to take the paid-up option, which insurers are required to offer in several states. –Kiplinger
Making 401(k)s for everybody
A new paper by the Bipartisan Policy Center has called for improving 401(k) plans by establishing "Retirement Security Plans" for companies with fewer than 500 workers and scrapping discrimination testing through simpler "safe harbor" rules, according to this article on Morningstar. The proposals could expand the benefits offered by 401(k) plans, enabling workers to secure their retirement, the article says. "They would make 401(k) plans essentially costless for smaller employers" and make the plans "riskless-- the employees, not the company, are on the hook for the market's behavior, and the government, not the company, bears the legal responsibility for provider selection." –Morningstar
3 moves to boost your odds of an early retirement
Investors cannot rely on market returns to secure their retirement, so they need to save aggressively during their working years to end up with a nest egg to last their lifetime, according to CNBC. They should seize every opportunity to save, such as starting to stash money in their retirement accounts early in their career. They also need to reduce their spending and adjust their lifestyle to free more money for retirement saving, and find ways to offset the funds they spend. –CNBC
Couples need to build their retirement vision together. Here's how.
Many couples have a disconnect when it comes to planning for their future and should close this gap by working closely on their retirement plan, according to this article on MarketWatch. More often than not, they don't share the same mind-set and vision about their future together, such that a serious conversation is needed to make sure they are on the same page when planning for retirement. Get to know some tips that can help them address their differences when discussing their future. –MarketWatch
Register or login for access to this item and much more
All Bank Investment Consultant content is archived after seven days.
Community members receive:
- All recent and archived articles
- Conference offers and updates
- A full menu of enewsletter options
- Web seminars, white papers, ebooks
Already have an account? Log In
Don't have an account? Register for Free Unlimited Access


text:
Small Backyard Landscaping Designs article is the best inspiration for home interior posted about Landscape. This Small Backyard Landscaping Designs was posted in category Landscape as ideas for inspiration to Remodel your Landscape accessories. This article can be your reference when you are confused to choose the right decoration for your home accessories. This Small Backyard Landscaping Designs maybe your best option to decoring backyard, designs, landscaping, small, because having a home with our own design is everyone's dream.
We hope by posting this Small Backyard Landscaping Designs ideas, we can fulfill your needs of inspiration for designing your accessories Landscape. If you need more ideas to design a home & interior accessories, you can check at our collection right below this post. Also, don't forget to always visit Versuslp.com to find some new and fresh posts about Landscape and other backyard, designs, landscaping, small, Inspiration everyday.


text:
It's the start of July, which means Xbox Live Gold members can now pick up more free Xbox One and Xbox 360 games as part of the Games With Gold program.
On Xbox One, Ubisoft's quirky platformer Grow Up is available for the low, low price of $0.00, while Xbox 360 users can grab the backwards-compatible shooter Kane & Lynch 2. One of June's Xbox One freebies, Watch Dogs, will continue to be free until July 15.
In other news, Xbox Live's massive Ultimate Game Sale is going on now. It features hundreds of deals, including discounts on big-name games like Grand Theft Auto V, Red Dead Redemption, and Battlefield 1. You can see a roundup of some of the best offers here.
July 2017 Free Games With Gold
Xbox One
- Grow Up (July 1-31)
- Runbow (July 16-August 15)
- Watch Dogs (June 16-July 15)
Xbox 360
- Kane & Lynch 2 (July 1-15)
- Lego Pirates of the Caribbean (July 16-31)
Source: www.gamespot.com


text:
Alongside adidas' cozy Boost technology -- used within models such as the Ultra Boost, Yeezy silhouettes and much more -- its Tubular sole has been making strong waves as well. The tire-inspired bottom has received numerous iterations such as the original adidas Tubular along with the Tubular Nova and Tubular X. This time around, the adidas Tubular Doom takes on a dark navy color, dubbed "Night Marine." Also sporting a Primeknit upper, its Tubular sole is presented in a clean white and is finished off with a heel strap.
The adidas Originals Tubular Doom Primeknit "Night Marine" is currently available at select retailers such as Afew for approximately $180 USD.
Source : HYPEBEAST


text:
Mediation is a process of engaging the parties to create an environment that encourages a meaningful
conversation for addressing the issues and interests of the disputing parties to negotiate amongst
themselves a mutually acceptable agreement. Indian Judiciary encourages Mediation as an ideal process
for resolving disputes to reduce the burden of pending court cases. The rationale of training is to give
participants the opportunity to acquaint themselves with the skills that go into the making of a Mediator.
The Workshop will be conducted under the auspices of the Task Force on Arbitration, Mediation and Conciliation of the PHD Chamber of Commerce and Industry. The workshop is designed for the participants to have hands‐on experience on the nuances of Mediation. The format of the workshop is designed for greater interaction comprising of presentations, discussions, demonstrations and role plays.
Features of Workshop
• Focussed Group Discussions
The workshop is limited to thirty participants. Small group role‐playing parallel sessions will allow participants to learn the skills of mediation with one‐on‐one feedback from experienced trainers.
• Hands-on-Skills
The workshop will focus on basic techniques needed to mediate disputes focussing on handling emotionally charged situations, problem solving, active listening and effective questioning.
• Practical and Interactive Training
The participants will be involved in exercises and case studies, with two‐way feedback.
Objectives of Workshop
After attending the interactive workshop, the participants will be able to:
• Explore the role of mediator and learn managing differing interests of conflicting parties and handle parties in dispute with confidence
• Examine the emotional aspects of mediation for the parties and mediators
• Develop strategies for multiparty disputes by discussion on cases from private and public sector
• Reduce the number of complaints and grievances by putting off unnecessary conflicts
• Avoid costly and unnecessary lawsuits/delays
• Increase abilities to manage complex procedural issues across multiple parties
• Sharpen mediation skills with in‐depth, hands‐on‐experience from expert trainers
Dr. Aman Hingorani
Dr. Hingorani is a lawyer and mediator in the Supreme Court of India and the Delhi High Court. Dr. Hingorani has also acted as an arbitrator and as adjunct faculty to teach law students and run training courses for judicial officers, lawyers and law teachers. He has taught in programmes at several institutions in India (including National Judicial Academy, Bhopal; Campus Law Centre, University of Delhi; Indian Law Institute, New Delhi) and abroad (including Keble College, University of Oxford, UK; Law School, Warwick University, UK; South Asian Institute of Advanced Legal and Human Rights Studies, Dhaka, Bangladesh). He has prepared ADR preparatory material for the All-India Bar Examination conducted annually by the Bar Council of India; and the ADR Manual for the FICCI as its National Consultant. Dr. Hingorani has 30 publications, both national and international, on various issues and has authored the book, 'Unravelling the Kashmir Knot', SAGE.
Ms. Reema Bhandari
Ms. Bhandari is a lawyer in the Supreme Court of India, the Delhi High Court and the District Courts. Ms. Bhandari acts as a mediator in the Supreme Court Mediation Centre and the Delhi District Court (Karkardooma). She has conducted multiple mediation trainings as Master Trainer at Delhi District Court (Tees Hazari). Ms. Bhandari has been engaged in teaching law students as adjunct faculty at the Faculty of Law, University of Delhi and at Amity University. She is Faculty at the Indian Institute of Legal and Professional Development, New Delhi to run advocacy skills training programmes for lawyers.


text:
On Tuesday, July 4th 2017 in the territory of EXPO 2017 the National Day of the Republic of Djibouti will take place. At the event Minister Delegated of Trade and Tourism of the Republic of Djibouti His Excellency Mr. Hassan Houmad Ibrahim and Ambassador of the Republic of Djibouti in Astana based in Moscow His Excellency Mr. Mohamed Ali Kamil will be present.
On the day of celebration of the National Day of the Republic of Djibouti customs and traditions of this country will be demonstrated. As a part of the cultural program "4 Mars" musical folklore group will perform on the stage. Also in the afternoon Business Forum to promote the assets and opportunities of investment of this country will be organized with participation of Kazakhstan Government representatives and leading businessmen. The beginning of the Forum is 14.15 in the Conference-room of African plaza on the third floor.
Upon the end of celebration of the National Day of the Republic of Djibouti the official delegation will give the evening reception.
The beginning of the event is at 10.00 am.
Address: National Day Stage
Press-conference of Djibouti
The speakers are:
The speakers will tell the journalists about the National Day of Djibouti, Future Energy, opportunities of investment of Djibouti, the relationships between Djibouti and Kazakhstan.
The press Conference will be held in Media Center and it will last between 10-20 minutes.
Time: 12:25
Address: Media Center


text:
University initiatives page updated
Lora DiFranco | 08/01/08 @ 4:48pm
GCBL just completed a major overhaul of our section covering University Initiatives. In addition to a comprehensive climate neutrality toolkit and a best practices list, nearly every university in our seven-county region has a page summarizing their campus sustainability initiatives.
The vast majority of campuses in the area are increasing efficiency of buildings in order to save money on heating and cooling while decreasing their carbon footprint. Public colleges in particular are being required to lower building energy consumption by 20% by 2014 because of House Bill 251 signed by Governor Ted Strickland in January of 2007.
We have also found that the campuses with the strongest programs are those that solicit input from students, faculty, and staff, usually in the form of an Environmental Committee. The people that live and work on campus every day know a lot about the strengths and weaknesses of their institution and are in an important position to contribute ideas to make their campus more sustainable.
- Tweet


text:
About Us
West Company is a nonprofit 501(c)(3), economic development organization providing one-on-one business counseling and workshops to targeted communities for economic and social empowerment. Its focus is on entrepreneurship, asset building, financial literacy and social responsibility. We support budding entrepreneurs and business owners throughout Mendocino County, CA. We provide advice to startups, governments, and financial institutions to build economic development programs that reduce poverty, and provide equal access to entrepreneurship resources that enable people to build thriving communities.
West Company hosts the Small Business Administration (SBA) Mendocino Small Business Development Center and Mendocino Women's Business Center. We serve all of Mendocino County with two locations in Ukiah and Fort Bragg.
Our Business Assistance History
As the Women's Economic Self Sufficiency Training Program, established in 1988, West Company prided itself in its expertise in assisting women business owners. In the efforts to expand our services to the entire community, West Company incorporated as a 501 (c)3, not for profit in 1991, as West Enterprise Center, which allowed services to be available to all who wished to start or grow their small business. During this time West Company focused on the needs of the emerging welfare-to-work and low income population. We are now able to offer our services to all, regardless of their income or gender. You can download our Audit Report and Tax Return here. Downloads are in Adobe Acrobat PDF format.


text:
I've just finished the first series of Pushing Daisies. I enjoyed it – I liked the visual style, the plot was pleasingly bonkers, and Anna Friel is quite ridiculously cute. But this post is more to mention that starring alongside Ms Friel and Lee Pace was Kristin Chenoweth, who I'd previously seen as Leo's assistant in the later series of The West Wing. She's pretty entertaining on screen, but I can't pretend to have thought about her very much.
For anyone in a similar position, this is the same woman. Really, it actually is:
Timeline summary of my brainthinks: well, she can sing very nicely indeed, and she's totally different from her other roles, so must be quite a good…oh my god. How is that even possible? She's about 5 feet tall, isn't she? *blink*.
Link (and Pushing Daisies) via L – thanks!


text:
Antique Iten Biscut Co. Animal Cookies (Crackers) Tin
This is a wonderful metal Antique Animal Cracker Cookie Tin with nice graphics. The cookie tin features various animals and a few people that surround the tin . The animals include a lion, zebra, giraffe, elephant, monkey, rooster, squirrel, duck, rabbit, bird, soldier, clown, parrot, butterfly, camel, antelope, three geese, turtle, and a doll. The cookie tin has a center handle that moves from side to side. As with all items of a similar age, there is some minimal wear. The lid is clearly marked with Net Weight Two Ounces. One side of the tin says "Iten Biscuit Co" and another side says "Animal Cookies". The bottom is marked "Tindeco". This item would be an excellent addition to any tin or advertising collection and would also look adorable as decoration in a child's room.


text:
Love Our Journey
We Got Rid Our Stuff, Dumped Our Daily Routine In The Garbage, And Flew Our Family Of 6 To Europe. We Love Our Journey And Want To Inspire Others To Love Theirs Too!
Follow Us On Instagram
Read Our Blog
Madrid…. And the Lessons I Have Learned
First I can't believe how fast this first month has flown by. Madrid is an amazing city with so much to...
Clayton's Dream Come True… Touring Bernabeu Stadium Tour
When you see your 13 year old son smiling from ear to ear you know he is in heaven. This past...
We made it…..Madrid, Spain
After a 3 hour car ride to the Oakland airport, a 11 hour flight to London, then a 7 hour layover...


text:
Created using the Deedy CV/Resume XeLaTeX Template Version 1.0 (5/5/2014)
This template has been downloaded from:
Original author: Debarghya Das (http://www.debarghyadas.com)
With extensive modifications by: Vel (email@example.com)
Our gallery is the easiest way to put your LaTeX templates, examples and articles online. Just create a free project and use the publish menu. It only takes a couple of clicks!
The LaTeX templates, examples and articles in the Overleaf gallery all come from our amazing community.
New content is added all the time. Follow us on twitter for the highlights!


text:
Publicly funded studies
Although the majority of our studies are funded by unconditional donations from the pharmaceutical industry, we are always keen to collaborate with academic colleagues on grant-funded projects. Some examples are provided below:
The DSRU was part of a pan-European consortium of 17 leading research institutions which took part in the ARITMO project ("Arrhythmogenic Potential of Drugs"), funded by the European Commission in the 7th Framework Programme (FP7). The aim of the ARITMO project was to analyse the arrhythmic potential of drugs in the following classes: antipsychotics, anti-infectives (antibacterials, antimycotics and antivirals) and H1-antihistamines, globally and in specific subgroups (age, co-morbidity, genetically). More detailed information is available here.
The DSRU is one of 15 partners taking part in the SAFEGUARD project ("Safety Evaluation of Adverse Reactions in Diabetes"), a large collaborative project funded by the European Commission via FP7. The aim of the project is to investigate an important public health issue: the pancreatic and cardiovascular/cerebrovascular safety of blood glucose-lowering drugs used in Type II diabetes mellitus. More detailed information is available here.
Yellow Card Patient Reporting Study
This collaborative research project evaluated the specific impact of patient reporting in the UK spontaneous reporting (Yellow Card) database. The project was funded by The National Institute for Health Research Health Technology Assessment programme. More detailed information is available here.
Drug Induced Arrhythmia Risk Evaluation (DARE) study
Funded by the British Heart Foundation. See the Registries page for further information and related publications below.
Signal Detection MPhil
The project was entitled "Combining quantitative and qualitative methods in signal detection and evaluation in Pharmacovigilance" and was funded by a grant from the Medicines and Healthcare Products Regulatory Agency (MHRA) Targeted Research Programme, in the form of a MPhil.
- Current studies
- Past studies
- DSRU Publications
- Abstracts


text:
Posts tagged Singapore
World Bank Group to open office in Singapore0
The World Bank Group (WBG) has announced it will set up a new office in Singapore, its first outside Washington DC. It said the new branch will employ over 70 people within three years, including director Bert Hofman, the bank's current Chief Economist for the East Asia region.
The WBG office's main purpose is to advance private-sector investment for infrastructure projects in East Asia's developing regions, with ready access to Singapore's large commercial banks and established companies. Channel NewsAsia reports it will also provide services through its Multilateral Investment Guarantee Agency (MIGA), which has experience with complex infrastructure projects and supports investments into and from Asia "by issuing risk guarantees to equity sponsors, banks, funds, and other financial institutions."
source & article: Channel NewsAsia
Singapore tightens conditions for foreign workers
Foreign white-collar workers looking for a share of Singapore's prosperity may soon find the going a little tougher. Prime Minister Lee Hsien Loong used part of his National Day speech last week to promise concerned citizens that conditions for employment passes would become stricter, with higher salary and qualification requirements.
As sectors of Singapore's economy soared in the past year, so did threats of inflation and housing prices, causing many locals to worry whether they'd be able to compete for even average-salaried office jobs to pay for it all. These concerns rattled Singapore's ruling party, the long-serving People's Action Party, which recorded a record low (though still relatively high) 60% share of the vote at the most recent elections.
In his speech, PM Lee cautioned Singaporeans against becoming xenophobic towards foreign workers and reminded them the country would remain open to immigration. The raised minimum monthly salaries for the three types of employment visa (Q, P1 and P2) represent a 12-14% increase and will now be: S$2,800 (US$2,318), S$4,000 (US$3,311) and S$8,000 (US$6,623) respectively.
source & article: Xinhua (via philstar.com)
Singapore may benefit from financial gloom: survey1
Singapore will benefit from the current panic surrounding international markets, growing in stature as a financial hub as economic power shifts to the emerging world. Results from a survey by the Association of Chartered Certified Accountants (ACCA) of international financial centers revealed 61% of finance professionals rate the city-state as having grown in importance, well above the global average of 36.
The Global Economic Conditions (GEC) Survey measures the 'significance' of global financial hubs and the impact of the 2008-09 Financial Crisis by examining the opinions of 2000+ financial professionals around the world. 46% of all Singapore-based respondents now believe their location is a 'center of global significance' compared to the global average 18%, and 34% rated it a center of regional significance.
This is despite a surprising loss of confidence across the Asia-Pacific region, mainly due to disruption caused by the Japanese disasters in March and general pessimism over economic crises in the USA and Europe.
There were also concerns about monetary tightening and inflation, with 32% of respondents claiming to have had difficulty accessing finance and 71% reporting a rise in business costs. Governments around the world would also cut spending in an attempt to reduce inflation.
Darryl Wee, country head of ACCA Singapore, said: "It's not a secret by now which way the global balance of power is shifting. What's more interesting are the detailed findings which show a small group of global financial centres, including Singapore, enjoying an ever-growing advantage over their competitors. Going forward we expect that many emerging economies will redouble their efforts to develop global financial clusters."
source: ACCA Singapore (PDF link to survey report)
Infrastructure, construction boom in Southeast Asia: Reuters0
News of a boom in Southeast Asian infrastructure spending is creating excitement, according to this piece in Reuters. New government initiatives to attract investment and stimulate economic growth, along with added interest from Chinese investors, will see about US$20 billion worth of new construction projects due to begin across the region this year.
The article is most confident about projects in Thailand and Malaysia, which is about to start its $11.5 billion, three-line Klang Valley MRT railway network around Kuala Lumpur. It says the two countries are "believed to be in the early stages of a new infrastructure investment cycle," with construction companies posting record orders.
Thailand wants to spend $62 billion in the next two decades to expand its electric rail network to 391km and start building a 23km new line on its metro system, both moves intended to increase traffic on its relatively under-utilized public transit system.
Singapore, with more modest construction projections, is also planning to expand its rail network to 280km from 138km by 2020.
Risks to investors are potential land acquisition issues in Malaysia, Thailand's politics, a land reform bill in Indonesia and funding problems in the Philippines. Malaysia's land laws were relatively clear compared to others, but projects with such ambitious land acquisition plans were susceptible to delays.
Analysts in the article were most optimistic about Malaysia's IJM Corp Bhd and Gamuda Bhd, and Thailand's Sino-Thai Engineering and Construction Pcl.
source & article: Reuters
Temasek, Khazanah team up for Singapore-Malaysia developments0
In a first-ever joint venture between the neighboring sovereign wealth funds, Singapore's Temasek Holdings Pte Ltd and Malaysia's Khazanah Nasional Bhd are planning RM30 billion (US$9.86 billion) worth of cross-border development projects in Singapore and the Iskandar Malaysia region.
Business Times reports a large portion of the money invested will be in Singapore, with Khazanah owning 60% of a new joint venture project called M+S Pte Ltd with a Gross Development Value (GDV) of RM27 billion ($8.87 billion). The development, in Marina South and Ophir Rochor, will be a mixed-use residential, office, retail and hotel complex of over 500,000 square meters in gross floor area.
On the Malaysian side, Khazanah and Temasek will be equal partners in a RM3 billion ($986 million) GDV project named Pulau Indah Ventures Sdn Bhd with a gross floor area of 1.37 million square meters starting in Johor's Medini North and the Heritage Cluster at Medini Central. The project, in the vast Iskandar Malaysia development region bordering Singapore, will "build on the momentum" of the development's existing and planned projects with commercial, retail, health and residential facilities, many of which Khazanah has played a part in since the beginnings of Iskandar in 2006.
The two government-controlled companies will work closely with established real estate development firms in both countries, like Malaysia's UEM Land Holdings Bhd (Khazanah's property arm) and Singapore's Mapletree (part of Temasek's portfolio) and CapitaLand.
source & article: Business Times
Singapore's job market heavily weighted in workers' favor0
The current labor market is weighted so heavily in favor of employees that many Singapore employers are finding themselves bowing to their demands, according to this report. Singapore's unemployment is at a three-year low of 1.9% with around 139 jobs for everyone 100 workers, the service sector accounting for 73% of vacancies.
Under these conditions bosses have found themselves having to deal with interviewees asking for higher pay, fewer hours, or even disappearing after accepting better offers. Contractors, temps, part-timers and older workers have stepped in to fill some gaps, with many companies unable to hire more foreign workers due to quotas. Even in sectors with less growth, such as manufacturing and construction, workers have demanded more money.
While it all seems like a paradise for employees, some economists have warned the increasing overhead costs risk inflation and higher consumer prices overall. Should Singapore's growth slow, people may end up paying more for goods while opportunities to earn money decline.
source & article: Straits Times via The Jakarta Globe
Southeast Asia air travel news wrap: a big week0
A very interesting week the Southeast Asian air travel industry, with some big news coming out of the International Air Transport Association (IATA) meeting in Singapore. Some highlights were:
Malaysia Airlines (MAS) will join the Oneworld Alliance, joining a network that spans 900 destinations in over 146 countries. Members of the alliance align their various policies and procedures and adopt common specifications in service, engineering and maintenance, also reducing costs through parts-sharing and bulk buying. MAS' entry, which was sponsored by Australian national carrier Qantas, saw the share price rise 1.4% to RM1.44, its first increase in three trading sessions. The Oneworld Alliance also includes British Airways, Cathay Pacific, American Airlines and Japan Airlines.
Singapore Airlines and Virgin Australia announced a long-term partnership, giving each access to dozens more routes in the Asian/Australian/Pacific region and enabling frequent fliers to earn and redeem points for each other's flights. Two quirks of the agreement were: (1) it must still be approved by regulators before going ahead; and (2) it excludes the lucrative Australia-US routes long coveted by SIA, but from which it has been blocked by the Australian government.
Meanwhile, Singapore's international gateway Changi Airport announced its passenger traffic would surpass 50 million a year by 2014. It's already serving 42 million at present, and officials said it would have reached the 50 million mark even sooner if not for the global financial crisis a couple of years ago. Low cost carriers supply 22% of Changi's numbers, while traffic to and from destinations in Southeast Asia and Northeast Asia grew 18%, compared to the airport's total traffic growth of 13% in 2009.
sources: Bloomberg, The Star, IATA, Yahoo! Singapore, AirportBusiness.com
New fund to help med-tech startups in Singapore0
The Singapore Government has launched a new initiative to encourage medical technology startups, offering a S$40 million (US$32.6 million) fund under the Biomedical Science Accelerator (BSA) Program.
Singapore's entrepreneurship promoter SPRING Singapore said its investment unit SPRING SEEDS Capital will manage the program, identifying 'high-potential med-tech startups', investing in them on a one-to-one basis and assisting the sector to better commercialize the intellectual property it develops.
Biotech is a key contributor to Singapore's economy, consisting of 10% of Singapore's manufacturing output and employing 13,000 people. The BSA program acknowledges that startups in the field often struggle with its knowledge and capital intensive nature, and aims to help those with innovative ideas succeed.
source & article: Today Online
Singapore GDP overtakes Hong Kong's1
Here's some food for thought for anyone who says Singapore's impressive GDP growth is entirely due to its China connections: Singapore's GDP overtook Hong Kong's in the first quarter this year and is projected to be larger at the end of the year.
Singapore's quarterly nominal GDP was US63.9 billion, 10% higher than Hong Kong's at $57.9 billion, according to a report by Bank of America Merrill Lynch economist Chua Hak Bin. It's worth noting that Singapore's dollar is free-floating while Hong Kong's is pegged to the USD. The S$ has gained 8.2% against the Hong Kong dollar in the past year and 23.3% in the past decade. Still, Chua says it would have been "far fetched" to predict such a development just a decade ago, given Hong Kong's greater proximity to China and Singapore's more volatile neighborhood at the time of the Asian financial crisis.
Singapore's population is also just 5.1 million, while Hong Kong's is 7.1 million. The two find themselves frequently compared due to their status as independent (or autonomous) city-states, majority ethnic Chinese populations and the significant role played by the financial services sector in both places. Singapore recently revised its GDP growth forecast for 2011 up from 4-6% to 5-7%. Hong Kong is still no slouch, with 7.2% growth in Q1 2011 and its own upward-revised annual projection of 5-6% (from 4-5%).
source & article: Economic Times (India)
Maybank wants larger share of global sukuk sales0
Malaysia's biggest lender Malayan Banking Bhd (Maybank) hopes its recent acquisition of Kim Eng Holdings Ltd will strengthen its position in sukuk (Islamic bond) underwriting, after its share slipped from world's second largest to fourth.
This was despite global sukuk sales growing 37% to US$6.7 billion on the back of economic recovery and growth in Asia and the Persian Gulf. Sales in Malaysia alone grew 51% to $4 billion. Maybank currently has a 9% share in the global market and dominates Malaysia's 10-year dollar-denominated sukuk issuances, but has been restricted to local business and will need Kim Eng's international reach to challenge larger players for the top spot, currently held by HSBC Holdings Plc with 24%. Malaysia's CIMB took second place with 21%, and Standard Chartered Plc third with 13%.
Securities and investment banking group Kim Eng Holdings Ltd has offices in Malaysia, Hong Kong, Thailand, the Philippines, India, Vietnam, London, and New York. Maybank completed a 44.6% acquisition on 10 May this year for S$798 million (US$639 million).
The industry is hoping for a bright future in Malaysia and abroad, with US$444 billion in local economic development projects due to begin soon, and several Malaysian companies expected to begin refinancing later this year. Indonesian local currency issuances have been increasing as well, reaching Rp27.76 trillion ($3.24 billion) in 2010 and Rp17.94 trillion ($2.1 billion) so far this year. According to Bloomberg data, there is $59.3 billion worth of sukuk outstanding worldwide, with around $7.97 billion set to mature in 2012.
source & article: Business Times


text:
Responding to the Power of Consumerism in Health Care
What are the most recent trends driving health care delivery? A common answer is the rise of consumerism in health care.
The current trend that positions the patient as a consumer is driving a noticeable movement in healthcare. While some physicians and hospital leaders see this as a looming PR nightmare, many have embraced the change. Rather than ignoring or railing against it, we should explore ways in which we can make care more convenient, friendly and accessible to the patient base – essentially responding to the needs of the patient with the kinds of services, accessibility and treatment they demand.
In this white paper you'll find:
Complete the form below for a copy of the consumerism in health care white paper.


text:
Human scale investments and financial institutions that care;
Collaboration among competitors;
Businesses that build goods and services for the benefit of people and communities.
All things we are coming to expect.
I've been on several grand adventures in the past month. Some close to home and one far away – all close to my heart and strong indicators of a world turning its focus on the well being of people and planet.
B Corps Champions Retreat
My first visit to the B Corps Champions Retreat was inspiring. It's an annual gathering of leaders of B Corporations – a group of businesses large and small, who have embraced the concept that how a business treats people and the environment matters as much as the finances. The business-for-good movement is growing: Etsy became a B Corporation this past year and Kickstarter is a BCorp too. Even Unilever has announced that it's interested in becoming a B Corp. BCorps voluntarily meet high standards of transparency, performance and accountability to all stakeholders (not just shareholders). As a B Corporation for two years now, Community Sourced Capital signed a Declaration of Interdependence, signifying we are both dependent on and responsible for each other and our mutual well being.
Money on a Mission, Portland
Beneficial State Bank, where we bank, is one of few B Corp banks in the country. For the second year in a row, we co-hosted an event called "Money on a Mission" in Portland, Oregon to bring together small businesses and mission-driven financial institutions that provide healthy capital. It was a sell-out event. The Governor of Oregon and the Mayor of Portland both showed up. There's a lot of new ways for small businesses to access capital right now, and many online sources choose not to disclose their fees to potential borrowers (and they do that for a reason). That message was continually reinforced throughout the evening: all borrowers can and should fully understand how much a potential loan will cost. If you don't want to take our word for it, just check out what these entrepreneurs had to say about it.
Ethical Finance and Innovation Challenge
Finally, my biggest travel opportunity of the last month took me all the way to Dubai, twice. We were selected as a finalist for the Ethical Finance and Innovation Challenge. Islam, the official religion in Dubai, has embedded rules in its principles and laws about what money is for. I first learned about Islamic Finance when a colleague sent me an article from the Guardian with a provocative headline: Can Islamic Finance Save Capitalism?. The article started with a question: Is there a place for ethics and morality in the global economy? I can only think — How could we have a global economy devoid of ethics and morality? Our economy is a reflection of our society. Islamic finance holds that money is merely a means of exchange, not something with intrinsic value itself. Money should be used for things that build real tangible value for society. It was an honor to share an American perspective on this. After all, I was the only American presenting (and the room was filled with 350 people, including Nobel Peace Prize recipient Muhammad Yunus).
At Community Sourced Capital, we find that people intuitively understand that their money is creating value when they participate in making a zero interest loan to a business in their community –- over 90% of the businesses that run CSC campaigns are successful in finding people to fund them. That's compared to other kinds of crowdfunding which often only see around a 40% success rate. People WANT to make generous loans to their neighborhood businesses. It feels good!
And here's an amazing thing about finance that feels good: real value is created. Measured in jobs alone –- the $1.5 million dollars deployed via CSC so far has already contributed to creating over 100 new jobs. Real value, on the ground. That's the goal.


text:
A couple playing with their small dog
F010/7963 Royalty Free
Please login to use the price calculator
Credit: Norah Levine, Mint Images /SCIENCE PHOTO LIBRARY
Release details: Model release available. Property release available.
Keywords: 30-35 years, 30s adult, affectionate, animal, animal themes, austin, bonding, brown hair, camera focus, carefree, carnivore, caucasian ethnicity, chihuahua, chordate, couple, cute, day, dog, domestic animal, domestic dog, female, focus on foreground, free time, happiness, intimacy, joy, leisure, loving, male, mammal, men, mid adult men, mid adult women, mid-adult man, mid-adult woman, one animal, outdoors, park, pet, ponytail, pure bred dog, quality time, red hair, relationship, selective focus, sharing, sitting, smiling, square image, summer, tenderness, texas, togetherness, two people, usa, vertebrate, waist up, wellbeing, women
Licence fees: A licence fee will be charged for any media (low or high resolution) used in your project.


text:
The widow of a Federal Way police officer who died from a heart attack at a shooting scene in March is fighting the state's denial of survivor's benefits for her and her three children.
Vanessa Walsh of Puyallup has asked the state Department of Labor & Industries to reconsider its decision that she does not qualify for pension benefits because her husband, 34-year-old Brian M. Walsh, died while performing "the normal and expected duties of a police officer."
"I was pretty shocked when I found out we weren't covered because of the way it happened," Vanessa Walsh said Monday. "I think I'm still dumbfounded that we're not covered. Part of me is angry."
The state is allowed to pay benefits to a surviving spouse or children if a person's death is "related to an industrial injury or an occupational disease," said Elaine Fischer, a spokeswoman for Labor & Industries.
In the case of a heart attack, state law requires "it must show a direct link between the heart attack and some unusual physical or emotional exertion that's not normally expected in that person's job," Fischer said.
Vanessa Walsh, 33, has three children – a 12-year-old daughter, a 4-year-old son, and a 6-week-old daughter. Her husband had been a police officer for eight years, the last four in Federal Way.
Her lawyer, Mark Wagner of Tacoma, said she is entitled to survivor's benefits because her husband suffered a heart attack in a situation of "unusual exertion," meeting the standard required by law. Wagner said the exertion was stress-related, not physical.
"I think unusual exertion is the emotional stress situation he was put in," he said.
The benefits, if approved, would have been significant :
• A monthly pension of $3,850.20, or $46,202.40 annually (60 percent of Brian Walsh's monthly salary of $6,417).
• $128.34 a month for each of the Walshes' three children (2 percent of Walsh's monthly salary) until they turn 18.
• A one-time payment of $4,000 immediately after the death and about $7,000 for the officer's burial.
The Federal Way Police Officers Guild previously set up a memorial fund for Walsh and her children at Key Bank branches. Cmdr. Chris Norman declined to say exactly how much has been raised but said the total is less than two months of Brian Walsh's salary.
Brian Walsh suffered a heart attack and died March 21 while maintaining a perimeter around a shooting scene, the King County Medical Examiner's Office ruled.
He was found unresponsive in his patrol car around 6:45 a.m. He had responded to the 33300 block of 26th Avenue Southwest to help other officers investigating an officer-involved shooting in the area.
The shooting happened when officers were investigating a stolen SUV. The driver took off, ramming three patrol cars. Two officers shot at the fleeing SUV, wounding the 17-year-old driver in the arm.
The Federal Way boy, now 18, was arrested and pleaded guilty last month and was sentenced to about 2½ years in custody at a juvenile facility.
Wagner said Walsh was in excellent health and had not complained of any medical conditions or symptoms prior to his death.


text:
For Switzerland, this World cup will be the 11th in Russia, and the biggest success is the quarter-finals on three occasions, although last time in 1954. The first World Championship on which Switzerland participated was in 1934 in Italy. At that time, they defeated the Netherlands with 3: 2 in first knokcout phase, but they were defeated by Czechoslovakia with the same rezult in the quarterfinal. And four years later in France they reached the quarter-finals. But n the quarter-finals they did not have a chance against the Hungarians, who won the match routinely with 2: 0. They also participates in World cup in 1950 in Brazil. Four years later, Switzerland hosted World cup 1954. After the missed Mundial in Sweden, Switzerland qualified for the World Cup in Chile in 1962. And four years later, they participated in the World cup in England. They had to wait for 28 years to attend the upcoming World Cup. They made up for Mundial in USA in 1994. They missed the next two Mundials and participated in 2006 in Germany in Group G with France, Togo and South Korea. They played excellently the group stage and took first place with seven points and without a goal received. Although they did not receive a goal in the eighth finals, they lose as well after the penalties from Ukraine. It is interesting that in the penal series, they missed all three penalties - Streller, Barnet, Kabanjas. In South Africa, four years later, they were in group H with Spain, Chile and Honduras, and they failed to move on. They had four points, and the Spaniards and Chileans had six. They did not allow them to repeat the same scenario in group E in Brazir with France, Ecuador and Honduras, and after the victory over Ecuador at the start of 2: 1 (Mehmedi, Seferović), they made a defeat by French 5: 2 (there was 5: 0, but Suzimaili and Dzaka relieved defeat in the last 10 minutes). In the last round, the victory led them further, and again the rival was Honduras. Now it was 3: 0 for Switzerland with hettrik by Xherdan Shaqiri. In the knockout phase, they had great resistance, but after the breaks they had to congratulate the rival - Angel Di Maria scored a decisive goal in the 118th minute for Argentina.In addition to Cristiano Ronaldo and the club, rivals in the qualifications were Hungary, Faroe Islands, Latvia and Andorra. In the end, 27 points were earned, as was the first-ranked Portugal, with a nine-wins win and a defeat, with a goal difference of 23: 7. The national team, led by the expert Vladimir Petkovic, won the top 27 points in the first nine rounds, but the failure in Lisbon meant that the Swiss would have to be in the barrage as the best second-placed selection of European qualifications. Ricardo Rodriguez scored the only goal in those 180 minutes against North Ireland and that was in Belfast from the penalty area. In the revue in Basel there were no hits, so Switzerland still celebrated the placement on Mundial, their fourth consecutive, and a total of 11 in history. The best second-placed selection of European qualifications is mostly composed of players who appear in the German Bundesliga. Captain Stefan Liechtsteiner, a member of the Italian champions of Juventus, is the first star of the team and the player who scored the most appearances in the national jersey from active players. With 96 games in the national football coat, he currently holds the fourth position. In addition to Liechtsteiner, Valon Behrami (Udinese), Xherdan Shaqiri (Stouk), Granit Xhaka (Arsenal), Blerim Dzemaili (Montreal Impakt) and Rodriguez (Milan) and Seferović (Benfika) are the most outstanding names of Switzerland. Petkovic, who took the national team from Otmara Hicfild after finishing the World Cup in Brazil three years ago, is on the bench of Swiss selection.
Brazil v Switzerland
Brazil 1.33
Draw 5.00
Switzerland 9.00
All odds quoted are correct at time of publication and are subject to change.


text: "After seeing Pam officiate my brother's wedding, it was an easy decision to have her do ours as well. When it came to planning our ceremony, she presented a number of options for us and added some lovely, personal touches. She also made the process of obtaining our license very smooth. We had a small, family-only wedding and her sincere, warm delivery made it very special. We will strongly recommend her to our friends and family whether it's a large, traditional wedding, or a small, personal ceremony."


text:
September 12, 2010
And Then...And Then...And Then...
The work on my sister Bee's new patio, aka THE CATHEDRAL, continues...
{ HERE is the "before"}...but let's take a look at where we are now...
First you make holes...
and then...you make more {and then you have to dig to China to find the sprinkler
line that was severed by the making of said holes...}
and then...you start to frame it up...
and then...more framing...and then you add really big beams...and right about then
you are wishing that you knew several Amish-barn-raising-types to help you with
the the really large beams! Alas, Amish in the OC...are as rare as unbleached {hen's}
and then...you frame the roof! Woohoo! {are you noting the heighty
altitude-inousness of this roof line? Yes, like a "cathedral"...wow! But
it will not be finished with glass and Rev. Schuller will not be there on
and then...you build this squirrel ladder...I think it's a tad over-the-top,
don't you??!! ;}
and then...you see then absolute grodiness of the bank...something must be done!
and then...you get a really cute idea!
and then...you know this is the perfect time to put a plant barrier
between you and your neighbor aka "the watcher"...not sure if it's
perviness or just nosiness...but he watches...a lot!
and then...you decide that the Silver Sages that you were moving from the
front yard might just be the solution, but it's the hottest week of the summer
and they get a bit "shock-y"...and then...they die! Ak!
and then...they patch up all the holes and add cement accents to a few
other things! {Or maybe my sister is going for a really industrial look?}
and then...you draw a circle on your patio to see which size table you'll need.
and then...you have to decide which pavers you want...tumbled or not?
{They're going with the "not"}
and then...all this gets jack hammered up...fun & noisy!
and then...you need lots & lots & lots of wiring done...
{...for the flat screen tv...}
and then...the inspectors come...
{man alive are they worthless!}
and then...you measure the actual roof height so you can finally decide on the
massive light fixture you will need to fill that space! {fyi...the one they chose
is 48" high! Yeesh!}
and then...you ponder the efficiency of the fruit rat, to hollow out this
grapefruit so cleanly! {little buggers!}
and then...you ponder why this bucket full of manly cement...got a shabby
chic make-over?
and then...you ponder why my nephew uses this headless golf club to go out on
his nightly "black widow stomp"?
{the wiffle ball must make it more aerodynamic!}
So, there you have it...
Coming along nicely isn't it?
The new furniture came this week...
and a million other things, so there's still
a lot to be done....and then some more.
AND THEN...it will be ready for the reveal!
18 comments:
Wow, what a major transformation. I'm sure it will be stunning, it looks fabulous so far. Hugs, MartyReplyDelete
oh, I know all about the "and thens". They seem to be ever present with any home project!ReplyDelete
The shabby chic bucket is too funny.. wow you have all been busy!! ;)ReplyDelete
First of all....LOVED YOUR POST YESTERDAY! Thank you...very well said and very well posted! You are my hero today.ReplyDelete
Love the add on and all the guy drama...noise, drills, saws, cement noise..you know...can't wait to see it all completed! It looks so great.
Hope you are doing well!!!!
And then...the beautiful princess fell into a deep sleep that lasted for 100 years...which was almost enough to make her feel completely rested...laughing at your post...and sending you a hug! DianaReplyDelete
My goodness, what a lovely back yard transformation!! I would certainly spend as much of my time there as I could.ReplyDelete
I wanted to thank you so much for your visit the other day to my blog. I always love running into others that love Anne of Green Gables :)
I just wanted to leave my comment on Pink Saturday. In your list of names in a young man that gives a New York address. He had just moved there 1 month earlier from my hometown of Gorham, Maine. He had just started a new investment company job and was thrilled. A senseless waste of life. No we never forget.ReplyDelete
OOoh, I can't wait to see how it all comes out! It's very exciting to watch.ReplyDelete
And, wonderful post yesterday. Well done.
~Angela :-)
WOW.. good look darling with the end and end projects :-) They will just turn out beautiful.ReplyDelete
Oh, I'm so glad it's her and not me! We'll all enjoy the end result, though! Those hard working inspectors deserve a doggie treat! ♥ReplyDelete
Wow! Now that's a project! Can't wait to see it when it's all done:)ReplyDelete
the shabbified bucket comment made me literally LOL.ReplyDelete
it's going to be pretty amazing!
With all that preparation, I'm sure the house will turn out beautiful. Kellie xxReplyDelete
it's looking awesome! i loved the "and thens"! that cement bucket cracked me up! how wonderfully feminine on such a masculine thing!ReplyDelete
So true about the "And then!" I feel like that is now how I explain my days.ReplyDelete
Thanks for visiting my blog!
That was so much fun! Thanks for sharing, and I can not wait to see it all finished, it is going to be divine!!!ReplyDelete
Loved the inspector, that has been my sentiments over the years to ours as well!
One of the best posts EVER... love those inpectors and the shabby chic cement bucket...ReplyDelete
Thanks for the :)
Wow! That is a chore to say the least. But, I believe it is going to be beautiful when it is done. Hang in there! Blessings, MarthaReplyDelete


text:
A German tax muddle
Conflicting revisions on private equity keep funds uncertain
GERMAN PRIVATE EQUITY has faced uncertainty over taxation since 1998 when a law put venture-capital firms and buyout groups, as yet a relatively immature area of private equity, in the same category for tax purposes.
Changes to the law that would free private-equity firms from trade tax and confirm favorable personal-income-tax treatment on the profit made by portfolio managers were slated to be introduced last month. A separate, and more comprehensive, German overhaul of corporate taxation, which was slated to be introduced...


text:
The second major tennis tournament of the year commences this weekend, as the world's best players begin their quest for the 2015 French Open title at Roland Garros in Paris.
The tournament, which runs from May 24 to June 7, is expected to have few weather disruptions as first-round play begins.
On Sunday, it will be dry with temperatures near 21 C (70 F), slightly above average for this time of year, according to AccuWeather Meteorologist Dave Samuhel. A front will likely bring a couple of showers to the city on Monday, but the rainfall will be brief and shouldn't cause any significant delays, Samuhel said.
Accompanying the front will be cooler air, which will bring temperatures down slightly to around 17-19 C (mid-60s F) into Tuesday, Samuhel added.
What sets the French Open apart from the three other major tennis championships (Australian Open, U.S. Open and Wimbledon) is the clay surface on the Roland Garros courts and the weather is expected to play a significant role in the outcome of the event, Tennis Channel Analyst and retired American tennis pro, Justin Gimelstob said.
"As we have seen in past years, the warmer conditions, lighter air, creates a dynamic where the ball moves through the air quicker and is more explosive bouncing off the surface," Gimelstob said. "The warmer, drier conditions also effects the topsoil of the court surface."
These conditions are extremely favorable to nine-time French Open champion Rafael Nadal, who relies on extreme racket head speed and excessive topspin, Gimelstob said.
Warm and dry weather allows the clay to become thinner, which makes it hard for players to get traction and keep their footing on the course. Damp and heavy conditions allow the clay to become thicker which can slow the ball down upon contacting the court surface as it picks up moisture, according to Gimelstob.
Aggressive players, such as Roger Federer and Serena Williams, would benefit from the lighter conditions, while heavier conditions favor players who can generate their own pace and produce a flatter, linear trajectory on their shots. Those players include Novak Djokovic and Maria Sharapova, Gimelstob said.
In 2014, a cool and unsettled start to the tournament placed a premium on defensive skills before warmer weather arrived for the later rounds.
The grounds crew at Roland Garros faces a substantial task keeping the courts ready for play each day. According to a recent Sports Illustrated article, four of the Roland Garros courts, including the Suzanne Lenglen stadium court, are built on concrete slabs, leading to dangerous conditions when it rains and making water drainage "tricky." Additionally, the clay can blow away in the wind, so the courts must be watered daily.
As the tournament progresses, the best players will likely be able to adjust to whatever variable court conditions they face.
"Obviously all great players can adjust to whatever conditions and variables they confront, but subtle differences move the margins in different directions and could very well have an outcome in which players are hoisting the French Open trophy in a few weeks' time," Gimelstob said.


text:
The Great Recession turned the real estate world on its head. Many age-old truisms turned out to be less than absolute. One of these was "real estate always appreciates". This old adage or truth is the basis for leveraged real estate investing.
Most real estate investors are familiar with the concept of using leverage to purchase an investment property. It's a way to maximize return on investment by utilizing other people's money to finance acquiring an investment property. This works as long as one thing happens: The property appreciates.
What happens if it doesn't? Well, we all know the answer to that question now, don't we? The whole thing collapses.
Since 2007, real estate in Chicago has been depreciating, and using leverage to invest in real estate has not been the best option, but has that time passed? Is property appreciating at a sustainable rate again?
Yes. Yes, it is.
Don't take our word for it. Look at the numbers, and discover for yourself that right now is the best time in recent memory to use leverage to invest in Chicago-area real estate.
Since the crash of 2007, sale prices and values for properties in the Chicago area have been plummeting in as close to a straight line as you can find in the real world. Using leverage to acquire properties in Chicago was financial suicide until recently.
In 2012, things finally hit bottom. Prices finally leveled out, and in the last quarter of 2012 and the first quarter of 2013, they began to rise ever so slightly.
According to Zillow.com the entire Chicago area posted a year-over-year gain of 11.6 percent from March 2012 to March 2013. This was the first time a gain in year-over-year sales price had occurred in five years. That indicates that the sales price of properties within Chicago has reached bottom, and if you are a real estate investor, the bottom is a great place to be – as long as you did not ride several properties all the way down.
Sales price is not the only factor that affects value where investment property is concerned, but it is an excellent indicator of value and does not require the investor to hire an appraiser or perform a feasibility study.
With interest rates at historic lows, rent increases routinely beating the CPI increases, and all signs pointing to a strong recovery over the coming years, now is the time to leverage your assets and acquire investment properties in Chicago.
Imagine if the property appreciation rate in Chicago was just half of what it was last year – approximately 5.8 percent -- and that rate persisted for the next five years. You acquire a property worth $100,000 with 20 percent down. Assuming your rents will cover any mortgage and other expenses, what would your profit be if you sold the property at the end of five years?
Your property will be worth approximately $132,500. With just $20,000 in the property. That's a profit of over 160 percent in five years. Of course, by making payments over those five years, you have probably paid down the principal of your loan. You will actually make more than $32,500 if you decide to sell the property, but why sell? You should be using that equity to acquire new investment properties.
Equity Build Finance maintains an inventory of turnkey investment properties throughout the Chicago area. These properties are tenant ready. To discover more about our services and review a selection of available properties please visit our site and sign up for our newsletter.
Information and statistics gathered from trulia.com, Zillow.com, CCIM and the US census. It is deemed reliable if not accurate.


text:
Any day is a good day for high tea: Mother's Day, birthdays (mine or yours), anniversaries or simply because I haven't seen you in a while. It doesn't take much to justify a few hours spent sipping a warm, richly steeped brew while munching on delicate goodies.
And for me, it's the goodies that promote the status of the tea to "high."
The expected crustless sandwiches are a wonderful truth, especially around here where you might find an open-faced cucumber sandwich on thin, moist buttermilk bread, the cuke atop a spread of local goat cheese, sliced so thinly and layered so intricately that it resembles an exotic fish.
But the sweets also help: handcrafted truffles, aromatic with fresh lavender and stunning with honest-to-goodness gold-leaf garnish.
And the scones: Some places provide real clotted cream to spread atop the freshly baked finale.
A fresh pot of Earl Grey never tasted so good as when accompanied by petite munchies. Get thee to a high tea, enjoy the peace of the process, reconnect with an old friend and think of me while you sip.
Versions of the high tea vary at this Chapel Hill landmark. The Classic Tea is $20; the upgraded Bridal Tea, where everyone gets a few extra treats and the bride a glass of Champagne, is $30; the Little Prince and Princess Tea, which features a more kid-friendly selection, is $17. Teas come from Adagio and The Elmwood Inn and vary with the seasons. The tea ends with scones, cream and chocolate-dipped strawberries. High tea is served Thursday through Sunday starting at 2:30 p.m. For reservations, contact restaurant coordinator Lorraine Ficarrotta at firstname.lastname@example.com or the phone number above.
Though this bed-and-breakfast in Trinity Park offers afternoon tea to guests daily, it also invites the public to a high tea once each season. The most recent iteration was a St. Patrick's Day tea, where $15 bought you a traditional cream tea, or Devonshire tea, service with warm scones, clotted cream and the music of the Irish. Visit their website to see what's to come next.
For the most sublime tea experience in the Triangle, visit the Durham-Toyama Sister Cities Pavilion at Duke Gardens. Here you'll find as authentic a Japanese tea as possible this side of the Pacific. Nancy Hamilton, cultural programming director for the gardens, and many Japanese volunteers bring the traditional elements of poetry, philosophy and togetherness to the tea. They also don traditional clothing including tabi (socks), zori (sandals) and kimonos. Patrons sip green tea from Japan from a small bowl and enjoy one small yuzu, or treat. This is the second year the gardens have offered a spring and fall chado, or way of tea, and the events sell out. The standard cost is $30. For more info, e-mail firstname.lastname@example.com.
In one of the most gorgeous settings in the state, tea drinkers can admire the blown-glass sculpture by Dale Chihuly, fresh flowers and North Carolina pottery as they sip. Menu items include house-cured salmon tea sandwiches, deviled quail eggs, warm buttermilk scones with Devonshire cream and fresh strawberries with Grand Marnier chantilly cream. Choose from a variety of loose-leaf tea from Mighty Leaf. Tea is offered Wednesday through Sunday 2:30 to 4:30 p.m. Cost is $32. Reservations are recommended.
In memory of "more genteel times," the on-campus inn and golf resort serves a high tea in its Fairview Dining Room, where the setting is all classical music, velveteen settees and patriarch portraits. Sippers choose from a selection of teas from Taylors of Harrogate (established 1886), or they can upgrade to Champagne for an extra $8. The basic tea includes savory and sweet bites as well as fresh scones. Tea is offered Wednesday through Sunday 2:30 to 4:30 p.m. Reservations are required. At $20 per person, this might be the best deal at Duke.
Showing 1-1 of 1
morbo hungry
Your description of the Spotted Dog is close, but not quite right.
You said: "After half an hour of …
No recently-read stories.
morbo hungry
Your description of the Spotted Dog is close, but not quite right.
You said: "After half an hour of …
Love the suggestions for going out with yourself. When I lived in Atlanta, it was never an issue for a …
Fun story but not quite accurate.
http://www.seriouseats.com/2014/09/history-southern-food-pimento-cheese.html …
Waraji, yes....I can't believe Sushi Blues and Cow Fish made the list. Harris Teeter has better sushi that these both …


text:
La Ruche, the new French production site for Guerlain
Economic Footprint
Since its founding, all Guerlain perfumes, skincare and makeup products have been made in France. As a major player in the Cosmetic Valley competitiveness cluster, the House now has two production sites there, including La Ruche, inaugurated in Chartres in early 2015.
First established in Paris and the Parisian suburbs, Guerlain has contributed to the creation of the Cosmetic Valley, a competitiveness cluster that unites key players in the cosmetics industry. Operating in Chartres since 1973, the LVMH group brand has renewed its commitment by opening a brand new factory dedicated to skincare products and cosmetics that is located just a few kilometers from the previous production site.
The new site spans 17 hectares, and the space dedicated to production has doubled. Named "La Ruche" by the teams themselves, the new 21,000 m2 building accompanies the House's ambition to increase its production while providing the best possible social and environmental conditions. This new production site complies with the most stringent quality and environmental standards, having notably been rated "Excellent" according to the French HQE certification of tertiary buildings.
La Ruche will produce 25 million finished goods each year, 75% of which will be exported. By choosing not to relocate and to root itself even more deeply in France, Guerlain has affirmed its commitment to the Made in France motto, which is an undeniable part of its DNA.