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Fraud is a global scourge that harms corporate reputations, costs millions and ruins lives.
It is a heavy economic and moral burden on society. KPMG has reported on fraud trends for many years and this is the third report that profiles fraudsters around the world.
For this report, our professionals completed a detailed questionnaire about 750 fraudsters, based on what we learned during our investigations. We added new questions in the third survey to learn more about the types of people who commit fraud, the sorts of fraud they commit and the manner in which the frauds are detected. The latest questionnaire included queries regarding the technology component of fraud and cyber fraud. We conclude this report with our recommendations as to how best to combat fraud in an environment where the threats are evolving.
This report on the profile of the fraudster is intended to help clients to understand this complex field and how it is likely to change in the future. We also hope our survey will contribute to a worldwide discussion about fraudsters and ways to combat them. Companies, governments and society at large have a direct interest in the outcome of this discussion.
© 2018 KPMG, a group of Bermuda limited liability companies which are member firms of the KPMG network of independent member firms affiliated with KPMG International Cooperative ("KPMG International"), a Swiss entity. All rights reserved.
The information contained herein is of a general nature and is not intended to address the circumstances of any particular individual or entity. Although we endeavour to provide accurate and timely information, there can be no guarantee that such information is accurate as of the date it is received or that it will continue to be accurate in the future. No one should act on such information without appropriate professional advice after a thorough examination of the particular situation.


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Next Meetup
What we're about
The Dallas Neo Soul Clientele (Sponsored by www.X2theL.com) is a Meet Up group for those who are in love with Neo Soul. Not only do we facilitate events showcasing live Neo Soul talent, but also all things SOUL related. We're talking about everything that moves your Mind, Body, and Spirit. Neo Soul isn't just a genre, it's a lifestyle! So, come Meet Up with us and let's vibe.

subset: commoncrawl


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BJ the Chicago Kid Performs on 'Conan'
BJ the Chicago Kid is turnin' it up. While promoting his new album In My Mind, the Chi-town crooner paid a visit to "Conan" on Thursday (March 3) to deliver a moving medley.
During his late-night performance, BJ mashed up the album's closer "Turnin' Me Up" with the James Brown-inspired "Woman's World." Backed by a live band and background singers, donning a white outfit and a red jacket, he showed why he's become one of this year's most critically-acclaimed acts with stunning vocals.
Watch his soulful set below.
Prior to the show, BJ took fans behind the scenes of his performance with a couple of Twitter videos. "This is what happens when the album's out," he said. "We work."


text: This series began as a light-hearted attempt to express my pleasure in a delightful visit to Italy and somehow found its way onto my personal favourites list. My iPhone is always with me, the instant sketchbook I use to record fleeting moments, ideas and memories, a frivolous but essential partner for my 'serious' camera gear. Also, just because it isn't a 'real' camera, it encourages a more spontaneous, playful approach that I find quite liberating. No wonder it was perfect for my holiday mood and the subjects I was photographing in Italy.


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A punch to the back of the head may have caused a deadly car accident in 2009, according to testimony in a trial this week.
The Virginian-Pilot has reported that driver Richard B. Freeman was traveling down Granby street with three passengers, heading home from a bar in Ghent. When an argument erupted, Freeman alleged, a punch was thrown at his head, causing him to lose control of his car. Alcohol may have been involved, as the police reported smelling it on Freeman at the time of the Granby car crash. This accident ended with two deaths and injuries to two survivors. Freeman was charged with two counts of involuntary manslaughter.
Driver distractions – be it texting, eating, or even talking while driving – have been cited as major catalysts for serious Virginia car accidents in recent years. However, distractions from backseat passengers can be just as deadly as other influences like texting while driving. We often forget that our friends and family along for a ride can be just as distracting as a ringing cell phone or dropped french fry.
According to the DMV, young drivers and passengers are particularly at risk for injuries in distracted driving crashes. In fact, two out of three teens who die in car accidents are passengers.
As Virginia injury lawyers who have handled dozens of car wreck cases, we fully understand the risks associated with distracted drivers. In fact, we have represented victims and family members who lost loved ones due to distracted and reckless drivers. It is the type of accident where punitive damages may be involved.
To learn more about distracted driving and important safety tips, take a look at this free consumer report written by our firm attorneys
About the Editors: The Shapiro, Cooper, Lewis & Appleton personal injury law firm, which has offices in Virginia (VA) and North Carolina (NC), edits the injury law blogs Virginia Beach Injuryboard, Norfolk Injuryboard and Northeast North Carolina Injuryboard as pro bono services.


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I DON'T NEED to fork over $15,700 for one of Volkswagen's New Beetles to recapture the spirit of the 1960s. I've still got it - or at least I still have what supposedly embodies it: My 1968 VW Bug.
That's right: It's the same Beetle I've been driving for 30 years. And let me tell you, driving an icon isn't all the New Beetle marketers would have you believe it is. It wasn't then and it isn't now.
No power steering; no power brakes; it's blistering in the summer with no air conditioning and freezing in the winter because the heater hasn't worked in years.


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Sen. Bernie Sanders says he suspects he would vote "yes" on a bill legalizing recreational marijuana in Vermont.
"I would vote 'yes' because I am seeing in this country too many lives being destroyed for nonviolent offenses," Sanders said in the Democratic debate sponsored by CNN Tuesday evening. "We have a criminal justice system that lets CEOs on Wall Street walk away, and yet we are imprisoning and giving jail sentences to young people who are smoking marijuana."
His chief opponent, Hillary Clinton, hasn't said whether pot should be allowed for recreational use. She didn't take a position on the question Tuesday either, although she said states have an "opportunity" to decide that question for themselves.
Instead, Clinton also emphasized that Americans shouldn't be imprisoned for using marijuana, saying she agrees with Sanders that too many people are locked up for nonviolent offenses.Read more on WashingtonExaminer.com


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Need Some Direction in Life?
Are you feeling lost at sea like you don't know where you are or where you are heading?
Do you feel like you've been adrift for years with no safe harbour in sight and you're just going through the motions, not really caring about yourself or anyone else?
Are you feeling frustrated because everything you try doesn't seem to work out like you had hoped even though you swore this time would be different?
Do you sometimes think there must be more to life but you just can't seem to catch a break or crack the code?
I hear you. I've been there many times. I know what it's like and I'm urging you to not to give up and to keep going.
My name is Maria and as a Wellness Coach, I help people find their direction in life and be at peace with themselves.
There's a big and wonderful life waiting for you and I can help you get there. Let me be your lighthouse.
(Just to be clear, a lighthouse is a reference point and it shines a light on where you are, but doesn't sail your boat for you. — That's all up to you).
Give Yourself the Gift of Clarity
The first thing you have to do is get your bearings. You have to figure out where you are in your life today — in your relationships, health, and career — and then from here, you can chart your course.
"If you don't know where you are going, you'll end up someplace else."
~ Yogi Berra
Back when I was in university, I worked on the student newspaper and some of the editors created a cartoon character called, "Captain Assess the Situation." Perhaps it's time for you to call in the Captain.
I'm not saying it's easy to take a long, hard look at your life as it is right now — most people would rather go to the dentist instead 🙂 — but if you want a better life, you're going to need to be more proactive, and get out of your comfort zone, and face those sea monsters head on.
Introducing Crystal Mapping!
I'd love to offer you a FREE Crystal Mapping Session — Valued at $75.
Here's what we'll do together in this valuable session and we'll use crystals and gemstones as visual metaphors…
* We'll create a crystal clear vision for your ultimate life so you know exactly what you want, where you're headed, and what you need to do to make it happen.
* We'll identify crystals that will remind you to stay focused on your goals.
* We'll uncover hidden challenges that may be slowing down your progress in your ability to make positive changes that last.
* And you'll leave our Crystal Mapping Session feeling renewed, re-energized, and inspired to finally achieve the direction you seek, once and for all because now you have a map to help you get there!
If that sounds good to you, let's plan a time to meet on the phone.
Ready to Get Started?
To get started, please email me, Maria, and make an appointment for a
Free Crystal Mapping Session today. I'm looking forward to hearing from you.
But perhaps you feel you aren't ready for this conversation or life coaching yet. That's OK. You might need to do some preliminary work first.
That's the beauty of Crystal Mapping.
This preparatory work will be worth the effort, because starting from a good headspace will make your coaching, if that's what you choose to do, even more amazing!
And as an added bonus, if you decide to continue working with me, then we'll have your crystal map as your "before" snapshot — which will help you track your progress — but I'm getting ahead of myself.
"If this is where you are, this is where we shall begin,"
~ Mark Rayner
You may have noticed that I love crystals. I'm actually a Certified Crystal Reader. I've created this Crystal Mapping system to help people figure out where they are and where they want to go.
Also, in my Life Coaching training at the Rayner Institute, we learned about the importance of establishing a strong foundation and every coaching session starts with these questions:
- What would you like to talk about today? (which is about your current reality and where you are right now); and
- What would you like to be, do, or have? (which is about your ideal future and where you'd like to go).
Colourful crystals can help guide you on your journey. Crystals and rocks are literally the physical building blocks of the universe and they each have their own strengths, qualities, properties, and themes, so it stands to reason to use them as touchstones and metaphors to help build your own life on your terms.
Why do I like crystals so much? Here's a blog post I wrote, "What Eckhart Tolle says about Crystals in A New Earth."
You can use crystals, gemstones, and even jewellery to help you quit smoking, lose weight, find a new job, and create harmony in your home, etc., etc.
This is How Crystal Mapping Works!
First, make an appointment with me, Maria, for a Free Crystal Mapping Session.
Using the photo above of the crystals on the map, choose 3 crystals, to start. There are 44 on this map. Which ones are you most drawn to? Which ones speak the loudest? Are there any shapes or colours that catch your eye? Are there any that you recognize?
This isn't about fortune telling or divination; however, when we meet, I'll use my intuition and my knowledge about crystals and I'll tell you about the crystals you chose. From our conversation, you'll get some clues, insights, and ideas, and you'll gain some awareness, and you'll have a better idea of where you're starting from, (Where the cat's face is on the map or your Island A).
Next, we'll talk about what you want to create in your life and I'll recommend some crystals for you to work with. The crystals will act as pin on your map, pointing you in the direction of where you want to go, (your Island B).
Talk about clarity!
Once you know where you are on the map of life, you won't waste your time wandering around aimlessly. You'll see land ahead and will start making significant progress toward your goals, toward what matters most to you.
It's time to lean into the wind and ride the waves to wherever you want to go in the whole wide world!
To get started, please email me, Maria, and make an appointment for a
Free Crystal Mapping Session today.


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[ https://issues.apache.org/jira/browse/PIG-653?page=com.atlassian.jira.plugin.system.issuetabpanels:all-tabpanel ]
Pradeep Kamath updated PIG-653: ------------------------------- Attachment: PIG-653-3-proposal.txt Introduced a boolean into RequiredField to indicate if all sub fields are required. The reason I feel we cannot use RequiredFieldList internally in RequiredField to represent the subfields is that REquiredFieldList is meant to be a class for communicating about the top level required fields. In the future the extensions added to it may only make sense at the top level and hence would not fit well for the sub fields. I have attached the third version of the proposal with the above changes and have explicitly listed the getters in the classes since these will be used by loaders. > Make fieldsToRead work in loader > -------------------------------- > > Key: PIG-653 > URL: https://issues.apache.org/jira/browse/PIG-653 > Project: Pig > Issue Type: New Feature > Reporter: Alan Gates > Assignee: Pradeep Kamath > Attachments: PIG-653-2.comment, PIG-653-3-proposal.txt > > > Currently pig does not call the fieldsToRead function in LoadFunc, thus it > does not provide information to load functions on what fields are needed. We > need to implement a visitor that determines (where possible) which fields in > a file will be used and relays that information to the load function. -- This message is automatically generated by JIRA. - You can reply to this email to add a comment to the issue online.


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Graffiti Legging
350 SEK80 SEK / In stock.
Essential pull-on style legging. elastic waistband and rib cuffs.
Color: grey background with yellow, green, pink, blue, black and white.
Material: 95% organic cotton and 5% elastan.
Size info - Normal
Fit info - Regular
Made in Turkey
Washed inside out in 40 degrees. No tumble dry, better for the clothes, better for the environment.


text: Near the San Teodoro tourist Harbour, soon to be build, And 200 mt to La Cinta, beautiful beach with white sand, we sell half of villa, with beautiful and precious style and excellent materials of construction. The house is in 3 floors: the basement (100 sqm), that can be partially also used as a garage, have a big tavern, with a bedroom and a bathroom. The ground floor (80 sqm) is composed by a living room with kitchenette, 2 big bedrooms, a bathroom and veranda. The first floor (35 sqm), parquet flloring, have a big bedroom (25 sqm!!), a bathroom and a big veranda with beautiful panoramic sea view. The house, sourrounded by 400 sqm of garden, has 2 driveways in the rear, and a pedestrian acces in the front, next the beach!AMENITIESTypePropertyArea: PAESEConditions: OttimeFloor: -3Number of Floors: 2Number of terraces: siNumber of balconies: noKitchen: Angolo cotturaHeating: AutonomoEnergy Class: GBasement: 0Tavern: 0Garden: siSqm garden: 400Number of garage: 1Number of Car Spaces: 1


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Coatbridge club have been in top-notch form
Albion Rovers
Nickname: The Wee Rovers Founded: 1882 Stadium: Cliftonhill Stadium Capacity: 1,238
The kits
Did you know?
Rovers reached the Quarter-Finals of the Scottish Cup in 2013-14, beating Motherwell along the way.
The titles
Scottish Championship
1 Title
Scottish League One
1 Title
Scottish League Two
1 Title


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Recycling Disposal Systems TourRegister for event
Starts On - April 18, 2016 - 9:00am
Ends On - April 18, 2016 - 10:00am
Roanoke , VA 24015
Ends On - April 18, 2016 - 10:00am
RDS835 Korte Street SW
Roanoke , VA 24015
Join us for a tour of Recycling Disposal Systems (RDS). This is the new single stream recycling facility in Roanoke. We will tour the facility and watch the Material Recovery Facility (MRF) in action.
Space is limited for this free event, so register early.


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Wiss has been brilliant on the whole, and although we've had a few questions like "why do we have to have a new baby?", he's been very caring, loving, proud and inquisitive! We have always been very honest with Wiss about things, and generally I'm of the belief that if he is able to ask the question then he deserves to have an answer (obviously we tailor the information or language to suit his age, but I have been amazed at how some quite big subjects just get taken on board).
We told Wiss that I was pregnant at about 17/18 weeks. Previous pregnancies had not ended well so we wanted to make sure everything was as certain as it could be before sharing the news. I also think that 40 (ish) weeks is such a long time for everyone involved, but especially for a 4 year old, that it helped to wait. And what he did he say when we told him there was a baby in my tummy? "No there's not!" Shortly followed by "I'm so excited!"
We were prepared for some big questions to be asked, but actually they came much later. To start with Wiss asked things like "when did the baby get in your tummy?" and "when will the baby come out". Our friend had a baby delivered by cesarean because it was breech, and Wiss seemed happy to take this as an answer to "how does the baby come out?" Only a few weeks ago he asked me "if the baby is the right way round, and you don't need to cut it out, how does the baby come out?" Here it was! The big question!
I told him that normally a baby comes out of the lady's foof* and waited for his response. He rolled his eyes and said "why does everything come out of a foof or a bottom??!" I was not expecting that, but he's got a point!
We are huge fans of Okido Magazine and a few months ago I stumbled across a very early copy in a charity shop. It just so happened to be an issue that dealt with reproduction, pregnancy and babies! Okido always deals with the topics informatively but also in a really fun way - there's a sperm race game at the end of this copy and a recipe for buns in the oven! But from this Wiss and I talked about sperm (Wiss calls them 'sworms') and eggs, and how the baby grows inside the mama.
|image from Okido magazine, issue 12 2010
We have discussed possible names with Wiss too, and vaguely entertained the idea that we could use one of his suggestions. But seeing as these have been things like: Gary, John, Paddington, Blackbird Spot, Monster Hill or most often than not, Lewis (his name!) we will be making the decisions ourselves!
|Photos: copyright Venture Photography
*yes, I know! It's a ridiculous name for a vagina but I was put on the spot a long time ago and it just sort of stuck!


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Event Overview
On January 30 and 31 the 925 Deep Dive: Creative at Work took place at the conference center of the Prime Tower in Zurich. After the success of the inaugural 925 Conference – a highly interdisciplinary event on innovation, inspiration and engagement at work – the 925 Deep Dive focussed in on one specific topic: Creativity. The key question our speakers, internationally-acclaimed creativity expert Denise Jacobs (USA) and Swiss innovation expert Chris Brügger from Denkmotor, addressed was: What are best practices for sparking creativity at the workplace?
Visual impressions of the Deep Dive event can be found in this 925 Deep Dive photo album.
Our signature Deep Dive event format enables participants to choose how deeply they want to dive into the presented topic. For this 925 Deep Dive for example, audience members could choose from three different levels of participation:
- Level 1: You joined for the talks by our creativity experts Denise Jacobs and Chris Brügger on January 30
- Level 2: You joined for the talks and subsequently attended the speaker dinner at the Clouds panorama restaurant
- Level 3: In addition to your participation on January 30, you attended Denise Jacob's full-day workshop the next day at the Impact Hub Zurich.
- Denise Jacobs, Creativity Expert + Speaker + Author (USA)
- Chris Brügger, Innovation Expert + Author + Founder Denkmotor GmbH (Zurich)


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And we're back! — Some more episode stills from 6×10 New York I Love You XOXO
Took a bit of a time off, but am back to update again! Hope you like the updates!
Gallery Link:
Gossip Girl > Promotional Images > Season 6 > 6×10 New York I Love You XOXO


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Pet's Racing 220.127.116.11
Have fun in the most joyful of all the times!
Choose your pet and join the most exciting races with pets.
Collect coins, collect stars and buy snacks that motivate their pets to run further.
-There are 4 beautiful and cute pets to choose from.
-Join over 20 challenging races by beautiful scenery.
-Challenge your friends for online rankings and hit records with his victories.
-Earn coins and stars, replace with...


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Top 10 Guide: Marketing your Start-Up and SME
Immerse yourself with international brand man and entrepreneur, Graham Dodridge who shares his insight and experience.Download Now
Interprise (formerly Carat Enterprise) is a global B2B agency which is part of the Dentsu Aegis Network, that supply full-service media capabilities for B2B brands all over the world. Interprise have recently undergone a rebrand and were looking for a number of new assets to support their new look.
To launch the new Interprise brand to a B2B audience of existing customers and new prospects, educating them on the strength of the agency network and firmly positioning them as the global media partner of choice.
The first step of the process was to hold a brand and messaging workshop in order to understand the new direction Interprise would be taking, and how the key stakeholders wanted their brand to be represented.
Following that exercise, a clear picture was exposed for the brand vision and identity which the Silver team worked on conceptualising. On approval of the visual identity we were free to make a concept of the website's look and feel, create the animation storyboard and an image style set.
After which, set in motion the next stage of production, including filming the heads of Dentsu Aegis network companies for the Interprise services videos, a fully animated mission video, whilst simultaneously constructing a modern brand centric website.
Interprise's brand identity now reflects their personality, a bold forward thinking modern approach, incorporating modern mediums of animation, informative video, and a website designed for mobile and web browsing. Allowing them to stand apart from others offering similar services. Launching the website across three different regions, UK (Global), Singapore/Hong Kong (Asia) and USA with consistent messaging whilst retaining a personal touch which encourages brand affinity and trust.
The rebranding and launch of Interprise meant targeting a global B2B audience and communicating at an executive decision making level.
Interprise began the process of rebranding with Silver in December 2016 and required launch in February 2016, meaning a turnaround of 10 weeks.
The rebrand provided Interprise with a modern website and style which engages and informs visitors with its content, using different communication tools and distinctive image library.
"Silver understood our proposition, and were able to distil it into a clear identity which lent itself to several different communications channels, retaining the brand proposition at the heart of all of them. The website and content were produced to the highly professional standard we came to expect from Silver, the feedback from other Dentsu Aegis Network companies has been extremely positive and we are really pleased with the results."
Edward Low, New Business & Marketing Director – Interprise
Immerse yourself with international brand man and entrepreneur, Graham Dodridge who shares his insight and experience.Download Now


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Amityville: The Evil Escapes
amityville: the evil escapes | amityville 4 | amityville iv | sandor stern | patty duke | jane wyatt | fredric lehne | sequel | series | united states
Film: Amityville: The Evil Escapes
Year: 1989
Director: Sandor Stern
Writer: Sandor Stern
Starring: Patty Duke, Jane Wyatt and Fredric Lehne
This film begins with a couple of priests going to the Amityville house, one them is older played by Norman Lloyd and a younger one played by Fredric Lehne. They go inside the house and try to bless it so the evil leaves. They feel the presence and the spirit tries to stop them. Lehne goes into an upper room to find an ugly lamp that resembles a tree. We see that a bulge moves up the cord and then the demon's face appears in the globe light on top of it. Lehne is flung back.
Lehne ends up in the hospital. Lloyd speaks to the man that is trying to sell the house. Lloyd tells him that he thinks the spirit has been defeated. He doesn't feel its presence anymore. The man sells the items inside the house. Two older women look through what is being sold. Peggy McCay is one of them and she decides to buy the lamp and send it to her sister. She states she will understand why she bought it. McCay cuts her finger on it.
The man from the shipping company comes to pick the box up and McCay is trying to clean out the cut on her finger, but it is horrible infected. The lamp gets shipped across the country to California.
We then meet a family that is going to live with their grandmother. The mother is played by Patty Duke. Her eldest child is daughter is played by Zoe Trilling. Her son is played by Aron Eisenberg. There is the youngest daughter played by Brandy Gold. They are going to live with Duke's mother who is played by Jane Wyatt. They are going to live her, because Duke's husband has died unexpectedly.
The family arrives the same day as the box does from Wyatt's sister. Gold stares at it and tells Wyatt that there is something important inside of it. The family begins to get acclimated. It should also be noted that Wyatt has a bird as well as a cat.
Gold has been taking her father's death hard. She has reverted to being 5 years old and not handling it well. Trilling is a junior in high school and has to switch schools, so she is not thrilled. Plus she is used to living in a big city. Duke also needs to figure out what she can do to support her family and is going to college to become a teacher.
That first night the lamp is plugged in, the spirit leaves the lamp to enter the house. Wyatt is burned by the tea kettle almost immediately. Wyatt and Duke are talking in the kitchen when this happens. There is also a radio that turns on, playing Duke and her husband's song.
Duke goes to her room to go to bed. She looks into her mirror and sees her dead husband. When she turns to look at him, he's gone. She is then startled when Gold comes into her room. Gold wants to sleep with her and Duke tries to tell her no. She relents and lets Gold sleep there that night.
In the middle of the night, Gold is missing. Duke finds her in the room with the lamp. She is talking to it and is convinced that she is speaking with her father. Duke is concerned and tells her that her father is dead.
More weird things happen since the lamp has come there. They find Wyatt's bird dead in the toaster oven. Eisenberg is looking at a chainsaw when it turns on and he goes on a rampage in the basement trying to stop it. Wyatt's maid, who is played by Lou Hancock, doesn't like the lamp either. She tries to get the son of local handyman, the son played by Jamie Stern, to move it upstairs and hopefully get rid of it. He is a senior in high school and Trilling takes a liking to him immediately. He has an accident when dealing with the garbage disposal though.
McCay's infection spreads and gets worse. The doctors and her friends try to reach Wyatt, but the phone connection is bad. Lehne wakes up and knows what happened with the lamp. He tries to get in contact with Wyatt. When he can't, he decides to go out there to save her. McCay dies and her family doesn't even know. Can Lehne save this family before it is too late? Will the family realize what is going on before the spirit claims them? How many more will die before they learn what is going on?
I do have to give this film that it creates an interesting concept. The previous films have been in the house and it has gotten stale. This one allows itself to move out and actually go all the way across the country. The problem is that the film was made for television and it has that feel. I think the acting is okay for the most part, but it is too bland. Duke and Wyatt act like families on television. Lehne, Gold, Trilling, Eisenberg and Hancock are all pretty good though. The lamp is ugly, so I'm not sure who would actually want it, but the film knows that. The spirit being inside of it is interesting, but I think the special effects used with it are somewhat weak. The film also has a lot of household accidents, which I like when it comes to haunted house/item films.
I've already stated my biggest issues. The top one being that it is made for television. This one does try to do something different with the Amityville haunting concept and it leads the way for other sequels. What happens in this film is just weak, it isn't scary and it gets pretty boring throughout most of it.
I would only recommend this film if you are a fan of the Amityville series. By itself it is a weak haunted house, possession, haunted item film. Some of the acting is okay while some of it is too bland. The story has an interesting concept, but gets boring for a majority of this. There are better films out there to watch in this genre. I would only view this if you want to watch all the whole series.
My Rating: 4 out of 10


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Amboli is a
picturesque hill resort in the southern lap of the Sahyadri hills falling
in Maharashtra. At an altitude of 690 m, this beautiful hilly hideaway is
one of the most popular tourist destinations, specially for those living
in parts of Maharashtra.
The regions which are closely
associated with Amboli based on their location include Belgaum, Sawantwadi,
Devbagh, Pune and Mumbai. The beauty and serenity of
this small little hill resort will win your heart - an ideal spot for
those of you who want to take a few days of rest, away from the maddening
Amboli is also known as a
Monsoon destination as it receives heavy rains. Once in Amboli, you
can indulge in some major sight seeing or simply choose to spend time appreciating and relaxing in the
beauty of nature that Amboli seems to be blessed with profusely.
If you are planning a trip from Mumbai to Amboli,
you can either go by road or use bus transport services. Some of the must
- sees while in Amboli include the Hiranya Keshi, Narayan Gad, Nagatta Falls
or the Mahadev Gad.
By Road : Mumbai -
Amboli 549 kms. Pune - Amboli 390 kms
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Voices of the Valley
Mission Statement
The mission of Voices of the Valley is to continue the strong musical performance heritage first developed as an outgrowth of the music department of Lebanon Valley College and to provide high quality musical experiences which will enrich and enhance the lives of both its listeners and members.
Nonprofit Status
Voices of the Valley is a 501 (c)3 non-profit organization registered with the Federal Government and the Pennsylvania Bureau of Corporations and Charitable Organizations. The group operates under a slate of officers elected annually by the members of the organization. Membership is open to all capable singers through audition and while the group was born out of an affiliation with Lebanon Valley College, one does not need to have attended the college to be considered for membership.
Voices of the Valley is funded by CD sales, ticket sales, individual contributions and corporate sponsorships. Voices is always seeking new locations in which to perform. If you or your organization is interested hosting a concert, please contact us.
Officers: 2017-2018
President – Steven Flom
Vice President – Donna Winch
Secretary – Amy Boeshore
Treasurer – Deborah Gargiulo
Business Manager – Joseph Gargiulo
Officers meet quarterly with an annual business meeting of all members once a year.
We will not sell or distribute
your email address.


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UMR Insurance Coverage for Substance Abuse Treatment
Addiction to alcohol and drugs is actually a kind of disease, and a very frightening one at that if left untreated. Not only does it affect the individual, but it also affects that person's loved ones, and the community as a whole. If left untreated, addictions are like other progressive, chronic diseases, in as such that they can be fatal. Fortunately, if you are a member of United Medical Resources (UMR), then you can be comfortable in the knowledge that the company will be doing everything to make sure you receive the treatment that you need.
How UMR Can Help
UMR is a third party health care plan administrator, which is the largest in our country. It provides management and organizational services for coalitions of employers, self-funded companies, and state governments. UMR is an element of United Healthcare, and its goal is to make sure that members are able to get the treatment that they need, including for substance abuse and addiction. Regardless of how serious your addiction is, whether you have any co-occurring disorders, and what your current financial condition is, UMR is there to help you by connecting you directly to a provider within its network.
UMR, as such, isn't a provider of health insurance. Rather, it is an administrator. Hence, it does not cover any type of health service, which includes detox and rehab. That said, this company is known all over the country for its dedication to making sure that client companies get the help that they need, and this includes pointing customers to the best mental health solutions available in the country. It is a very reliable resource for helping in the negotiations between customers and insurers in terms of payments for mental health services. In fact, it even has ongoing campaigns specific to mental health services.
Addiction Recovery Options Through UMR
If you are a UMR member, you have access to the different addiction recovery providers included in its network. You must speak to an insurance expert to determine your preferred providers in terms of your personal needs and financial capabilities. These recommendations could be about:
1. Addiction treatment facilities. UMR generally provides access to inpatient and outpatient centers. Both of these options have specific advantages and disadvantages and these should determine your choice of treatment. Inpatient treatment, due to its intensive, monitored nature, is generally more expensive. However, you may also receive more financial assistance for it.
2. Transitional housing. This is a service often necessary for recovering patients who are starting to transition back into the "real world". By providing a transitional house, which is partially supervised, they are more likely to avoid relapse and remain in safe respite care while slowly readjusting to daily life.
3. Counseling and support groups. These groups include the 12 step group. Many of these are free to attend because they are nonprofit, but you may also require psychiatric or psychological support, which you do have to pay for. UMR can put those connections in place and find what would be the best fit for your finances.
If, for whatever reason, UMR cannot cover your costs for addiction recovery, other rehabilitation assistance can still be available to you. This is because addiction now counts as a form of mental illness. When you speak to your patient care advocate, you will be made aware of your different options.
UMR Coverage for Rehab
Because UMR is not an insurance provider, it does not directly offer coverage. However, within its network, there are some 3,000 healthcare providers. UMR works with each of these to ensure that customers can access various mental health services, which include drug and alcohol rehab. It understands how effective rehab is, which is why it encourages all of its providers to cover it.
As a third party administrator, its job is to make sure that claims are managed properly so that people receive fair coverage. Customers of UMR usually are self-insured companies and they work with UMR to administer their policies and to make sure insurance claims are paid for.
How Long Will UMR Cover Your Addiction Treatment?
Health insurance companies listed under UMR do not have to cover a set period of time when it comes to treatment. That said, UMR does understand that rehab treatment, besides being confidential, has to be tailored to the needs of the patient and that includes the length of time required for treatment. Furthermore, it officially recognizes the Mental Health Parity and Addiction Equity Act of 2008. This Act expanded the types and quantity of mental health services that providers of insurance must offer to their customers.
Because of UMR's commitment to mental health, the majority of its members have excellent benefits for behavioral treatment, including a range of services found within the realm of addiction treatment. These include such things as:
- Regular outpatient programs
- Partial hospitalization
- Day treatment
- Intensive outpatient programs
- Residential inpatient treatment programs
- Medical detox centers
Aside from the benefits for addiction treatment, UMR members can also access the company website to find healthcare providers which are approved, dental claim and medical claim forms, and a wealth of resources and tools, including a flex expense calculator. The UMR website is a comprehensive source of information, even including access to the Healthy You magazine. This magazine is vital in providing people with:
- Tools and resources that are exclusive to members of UMR
- Nutritional tips, including recipes
- Wellness and health guidance
- Information on how to finding and obtain the care that is needed
UMR and Specialty Drug and Alcohol Treatment
Under the Mental Health Parity and Addiction Equity Act of 2008, UMR and all its providers recognize that specialty drug and alcohol treatment is included as a form of therapy. While UMR does not directly offer treatment, its 3,000 nationwide providers do. The level of coverage that is offered depends on each provider. Generally speaking, luxury and executive rehab facilities will receive less coverage overall. However, there are no UMR imposed rules on its providers in terms of how they cover exclusive and luxury treatment. Rather, it offers guidelines that help to facilitate access to all patients.
The majority of insurance companies, and certainly those that are part of the UMR network, will cover drug and alcohol rehab. However, they generally do not cover the add-ons that may be provided alongside. Generally, in high end luxury and executive facilities, you will be charged more for being in a luxury environment, a private room, acupuncture, massage therapy, and so on. It is important, therefore, that you receive a full breakdown of the costs that you will be charged, so that your insurance company can tell you what is and isn't covered and how much you will have to pay out of your own pocket.
Inpatient and Outpatient Treatment
UMR understands that both inpatient and outpatient treatment services can be beneficial to people, depending on their circumstances. It is often more difficult to find coverage for outpatient care depending, but this is true for all insurance providers across the country. Usually, residential care is preferred for those dealing with a drug or alcohol addiction. In 2010, the Centers for Disease Control and Prevention (CDC) reported that there were some 31,000 residential rehab centers in operation across the country. The 3,000 insurance companies that are part of the UMR network cover virtually all of these between them. This means that, if you have an insurance plan that is affiliated by UMR, you stand a very good chance of finding the treatment center that you need.
Out of State Rehab and UMR Coverage
Many people prefer to find out of state rehab centers so that they can remove themselves from the environment in which their addiction was facilitated. This is very complex in terms of insurance policies, however. This is why, if you intend to do this, you should contact UMR and your actual insurance provider to find out whether or not this is possible. While there is logic in going out of state, there are also some significant benefits in staying near home, including having a support network around you and ensuring that you can have realistic expectations. Additionally, you may not be aware of some of the opportunities that are out there. Again, contacting your insurer and UMR is a good practice.
What about When Insurance Won't Cover It?
It is possible that your insurance company won't cover what you need, or not in full at least. Generally speaking, providers within the UMR network are known to offer a wealth of options when it comes to ental health treatment, but they have limitations. The ultimate goal for you, however, should be to become free from addiction and how you will pay for that should take secondary importance. There are a number of options out there should you find that your insurance doesn't cover your treatment, or doesn't cover it sufficiently. These options include charity addiction treatment, medical credit lines, medical discount services, grants through the Substance Abuse and Mental Health Services Administration, and payment plans.
Understanding Your Plan
Insurance plans are complex legal documents that can be frustrating and confusing to understand properly. The language that is used in your plan, and particularly on the finer points, can be incredibly complex to grasp, and this makes it very difficult for you to calculate what you will and won't get paid for. If you work with the UMR network, however, you have a far greater chance of easily working out what type of coverage is available to you. The company can help you identify what is available to you, thereby ensuring that you know exactly what you should pay and how you should pay it.
UMR can also help you to find discount services that you may be able to apply for. For instance, it can get discounts for people with certain disabilities, students, or those of a certain age. Hence, whatever your personal circumstances are, UMR should be able to find you exactly what you need when you reach the point where you are ready for treatment.
If you do have to make an out of pocket payment towards your treatment, then UMR can help you to receive a credit approval as well. This means that you won't have to pay the full outstanding balance in one go. For many people, the fact that they have to pay something themselves is a significant barrier to their getting any treatment at all. UMR is there to help signpost you towards payment options, so that your medical expenses become manageable, thereby ensuring you can get the help you so desperately need.
Last but not least, you can speak to UMR in order to find a charity or nonprofit organization that may be able to help you receive a donation for the services that you receive. It can be very difficult, without UMR's help, to find an organization that is willing to pay for rehab treatment, even though this type of treatment is generally required by a lot of people.
It is very difficult to make sure people with an addiction go into rehab. The process is long and difficult. If there are people who really want to get help in order to become sober, but don't get the guidance they need, it is likely that they will not receive treatment at all unless they receive this guidance. By working with UMR as a mediator, who will negotiate between you, the insurance providers, and the different treatment centers, you should be able to access the best possible help towards handling your problem. An addiction is more than a single individual can generally handle, which is why the UMR services are so vital to anyone who wants to recover from addiction. In fact, it could make all the difference between staying gripped by addiction and living a happy, healthy life. UMR, as such, truly has the power to save lives, while simultaneously taking into consideration people's personal financial situations.


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Saint Leo University
Graduating with a bachelor's degree in communication management in April 2013
When Leah Hollingsworth began her college search, she knew she wanted to attend a private, Catholic university. Saint Leo provided both, and sold her on its Greek system, financial aid, and sense of community. During her four years at the Florida university, the graduating senior has been able to participate in Greek life, gain hands-on experience through internships, and find a second family miles from her native home of Kent, Wash.
Question: Why did you decide to attend Saint Leo?
Hollingsworth: "It was the combination of offering a communication management major, a music minor, the presence of an honorable Greek system, sunny weather, scholarships, good cafeteria food, and a sense of community that led me to choose Saint Leo University as my alma mater."
Question: Was it also important to you to attend a Catholic university? If so, why? And how has Saint Leo met what you were looking for?
Hollingsworth: "It was definitely important to me to attend a Catholic university. I was raised Catholic and always wanted to attend a private university like my parents did. Saint Leo University is guided by six Benedictine core values including integrity, personal development, community, respect, responsible stewardship, and excellence. I am grateful to have been nourished by these core values throughout my time at Saint Leo University and feel that they will contribute to my success throughout life."
Question: What are some of the best learning experiences you've had as a communication management major at Saint Leo?
Hollingsworth: "The communication management program at the university has provided me with many hands-on learning experiences, which I believe progressed my learning the most. During my junior year, I was required to complete a small-scale internship to prepare me for a larger internship as a senior. I completed my mini internship in the university's Office of Communications where I continue to work today. The internship prepared me for a rewarding job, which in turn, has helped to prepare me for a career in communications offices of higher education institutions."
Question: You're also a member of the Alpha Sigma Tau Sorority and a WSLU radio host. How did you get involved in those groups, and what have those experiences been like?
Hollingsworth: "I was lucky to meet many members of Alpha Sigma Tau sorority during the fall of my freshman year, and I joined by the end of my first semester. Alpha Sigma Tau has given me a family 2,505 miles away from my biological family in Kent, Wash. The sorority has also provided me with the experience and confidence to take positions in other clubs and organizations. WSLU Radio is the most recent organization I have become involved in, and I am enjoying co-hosting 'Lately in Leoland' with Eric Dirth, a fellow communication management major."


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- What facilities are available at the gym? The cardio section is well equipped and includes Treadmills, Cross trainers, Exercise bikes and Rowing machines.
The weights section equipment includes a Multi Gym Smith Machine, Dumb bells, Parallel and Chin up bars, and a Hip abduction / Adduction machine
- How do i book a badminton court? Please have your membership details ready and make a reservation in person at the Sports Centre or give us a call at +94 11 2421645 Ext: 810 to make a booking.
- How do i register for the tennis group? Easy! CSC Members who want to join the group must fill in the appropriate form for processing (available at the Sports Centre) at a fee of Rs. 700.00 per month per family to be debited to the members' account. Give us a call at +94 11 2421645 Ext: 810 for assistance.
- Can coaching be arranged for squash? Yes, professional coaching is available for squash on request. Please call the Sports centre at +94 11 2421645 Ext: 810 for assistance.
- Can i bring a guest for swimming? Most certainly. Guests are required to pay a charge of Rs. 120.00 inclusive of the guest fees, each time the pool is used.


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Dear users and visitors,
this website has been migrated to a new one hosted by EURO.
Please, visit our new website for updated contents:
Soon this website will be not available anymore.
VeRoLog team
At VeRoLog 2015 in Vienna was awarded the VeRoLog Doctoral Dissertation Prize 2015 to
Timo Gschwind from the J. Gutenberg University of Mainz for his thesis
"Contributions to exact approaches in combinatorial optimization"
Also the VeRoLog Solver Challenge finalists presented their algorithm and the best performing ones have been awarded:
Due to software platform change, Optrak is the the unusual potion of being able to create one or more new optimisation "engines" for general purpose use in its commercial vehicle routing software. Obviously we are faced with a wide variety of different techniques that we could employ.
Such an engine would have to be sufficiently robust to deal with a large number of different problems, although most of our work involves some combination of:
- multi-drop
Dear Friends
several interesting activities are oganized at EURO 2015 for networking with practitioners.
here attached you will find the latest flyer that you can spread to potentially interested companies.
Daniele Vigo
The next VEROLOG conference will be held in the city of Nantes, France on June 6-8, 2016.
Please save the date in your agenda and we will be happy to welcome you for this international event.
More information and website will come soon.
To receive additional information and latest news, please send us an email to <firstname.lastname@example.com>.
We will be happy to welcome you in the Ecole des Mines de Nantes on June 6-8, 2016.
We are glad to announce the launch of VRP-REP: the vehicle routing problem repository. As a result of the ever-increasing interest in vehicle routing problems, today VRP data (test instances and solutions) is being produced faster than ever. Since the community lacks a centralized open-to-everybody data repository, researchers typically share their data through their personal or institutional websites. As a result, VRP data is spread all over the Internet in tens (maybe hundreds) of different formats.
We are pleased to announce the 2015 edition of the VeRoLog Doctoral Dissertation Prize, open to outstanding dissertation succesfully discussed between January 1 and December 31, 2014.
The jury is chaired by Richard Eglese and includes Geir Hasle and Maria Grazia Speranza.
Please find here attached the call for nominations where you can find all the details for the submission and the selection process.
Dear Friends,
following the great success of VSC 2014 as pre annuonced we have the great pleasure to propose you the call for praticipation to the 2015 edition of VeRoLog Solver Challenge.
Also this year VSC is organized in collaboration with PTV and will ask our teams to test their algorithm against a difficult problem arising in the feeding of passengers to hubs through Coaches and Shuttles.
Here attached you will find the call for participation with all the instructions to pre-register to the challenge and start working...
Hurry up!
Dear visitors,
we are glad to present you the "VeRoLog members map".
The fourth meeting of the EURO Working Group on
Vehicle Routing and Logistics Optimization - VeRoLog
Vienna, Austria, June 8-10
First announcement
The EURO PhD School on 'Routing and logistics' will take place at the Department of Economics and Management of the University of Brescia from June 24th (Wednesday) to July 3rd (Friday), 2015.


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As the NHL lockout continues with no formal negotiations on the horizon, now seems like a good time to refresh ourselves on where the two sides are and where they may be going.
First, a few pertinent facts. The NHL reported a record 3.3 billion in hockey-related revenue last season. Of that revenue, the players received 57 percent in the form of 1.7 billion in player salaries.
In his initial offer to the players, NHL commissioner Gary Bettman proposed the players percentage of league revenue decrease from 57 percent to 43 percent. In subsequent proposals, Bettman raised that percentage to 46 percent, then to 49 percent, with the players share gradually decreasing to 47 percent at the end of the six-year agreement.
Why, you may ask, would Bettman start at 43 percent when the players were earning 57 percent of league revenue? Well, meeting in the middle would be 50 percent, right?
(It is worth noting here that NFL players receive 47 percent of the leagues revenue, rising to 48.5 percent at the end of their 10-year agreement; and NBA players have a 49 percent share, rising to 51 percent in the final year of their 10-year agreement).
Not surprisingly, Bettmans three proposals were flatly rejected by players union chief Donald Fehr, who crafted a counter-proposal based on an annual revenue increase of 7.1 percent.
Under Fehrs proposal, the players would agree to a 2 percent increase in salaries in Year 1, a 4 percent increase in Year 2 and a 6 percent increase in Year 3. In other words, the players would be giving up roughly 9 percent in projected revenue over the first three years of their proposal.
Bettman flatly rejected the players proposal and issued a lockout on Saturday that threatens to wipe out the entire 2012-13 season.
We feel were bargaining, Capitals veteran forward Jason Chimera said Tuesday.
Weve put up some really good offers that make us a stable league.
We dont want to be in this position five years down the road, being locked out again. We want to keep a healthy league for a long time. Our proposals did that and they kind of shunned them. Its pretty unfortunate. Weve put some good proposals together. If they really looked at them in full I think theyd realize that.
Over the past several days, a number of NHL players have talked about getting a raw deal in the last CBA, which directly tied league revenues to salaries. But according to one player agent, the average amount of player givebacks in the past seven years amounted to about 5 percent while salaries rose close to 80 million.
We gave up a lot last time and the CBA turned out pretty good, Chimera said. I dont think we need to fix what happened in the past. If the revenue grows to over 7 percent, it gets up to over a billion dollars in savings to the owners, which is not just a little dollar in their pocket. Thats a lot of money. Were willing to work with them.
In theory, yes. But if the players hope to salvage even an abbreviated 2012-13 NHL season, theyll need to start speaking the same language as the owners and try meeting them halfway.
For that to happen, they would need to scrap their 7.1 percent model and accept the fact that there will be a gradual rollback of salaries that brings the league closer to its desired 50-50 split.
A short-term compromise would be a three-year agreement in which the players share of league revenue drops to 54 percent this season; 53 percent the following season and 52 percent in Year 3.
At least then the two sides would be speaking the same language and a season would be saved.


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Superior Family Suite
Room Amenities
Newly exquisitely renovated Superior Family Suites with two independent bedrooms sharing a common bathroom with separate WC. Stylishly decorated with natural stones, wood ceilings, natural oak wood design furniture, design bathrooms with shower and all the amenities that guarantee an excellent stay. Ideally suited for families with children of all ages.
Occupancy: 2 persons + 2 children + 1 in sofa bed
View: Sea view with balcony
M2: 44 sq. m.
- Master bedroom with King size bed
- Children bedroom with twin beds and extra bed
- Writing Desk
- 2 Flat Screen TV 32"
- In room electronic safe
- Free Internet Access (Wi-Fi)
- Direct dial telephone
- Fridge
- Eco friendly Mattresses
- Hair dryer
- Individually adjustable air conditioning
- Tea / coffee and espresso facilities
- Beach towels
- Premium bathroom amenities
- Exclusive use of a set of a beach umbrella and deck chairs


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Removal Date:Thursday, Sept 25th from 10am-4pm
Bidding registration will be shut off at 6pm on auction ending day, so if you have not registered for a bidder #, do so now.
Contact Larry for information regarding this auction at 612-709-2754.
If you forgot your bid number & password, Click the "Register to Bid" link at the top of the page. Enter in your e-mail address in the box just under "Forgot your password", you will be e-mailed your bidder number and password.
This auction features a "Staggered Closing" with items closing per minute and each item will stay open for bidding until there are no bids placed in the last three minutes of its posted remaining time.


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Monday, March 4, 2013
While I was messing around in art class I drew this sketch with the available markers. I was conciously trying to use more pastel colors. I also wanted to eliminate black from the drawing. It was a fun little drawing that only took a little bit of time.
Friday, February 15, 2013
Lil' Thor or Reflection 5
This drawing, which I submitted to the Project Rooftop Blog's fan art friday post about Thor, represents some of my feelings about my students. I think that this drawing represents some of the energy that they bring into school each and every day. Also temperamentally I believe some of my children resemble little thunder gods in many ways! This is about the age of the students that I teach and I often wonder what their world will look like in the future. Say for instance five or ten years down the road. I would like to say that their rooms will be more futuristic and integrated with the newest technology. I-pad technology will be integrated with their learning experiences and they will be reading books on screens instead of in hard copy. Facts will become much less important as anyone with a smart phone can tell you the capitol of Zaire but the ability to discern between types and sources of information will become much more important. Research methods are going to become some of the preeminent school subjects. Information Architect will become a much more important occupation. Concepts and ideas rather than facts and memorization will be part of the brave new future of American Education. At least they will in the wealthier places.
I worry because they recession has hit the urban schools where I teach much harder than the suburban schools. The other day I was listening to a news story about a new bill extending free and reduced lunch benefits to more kids as there are many places where kids are going hungry because there isn't enough funding. This year we are worried about financial cliffs and Sequesters. This doesn't seem like the kind of environment where we are going to make major changes in the technological content of our classrooms. It seems like a lot of school districts are cutting in advance of future hardships rather than looking to invest in new technologies. I mostly worry about an ever increasing opportunity gap as students in wealthier schools get to learn new and useful technologies while the underserved deal with worse teachers, facilities and lack of equipment. That is the pessimistic side of me talking. I think things will be better down the road but we need to keep looking closely at the choices we are making day to day. I mean would you be able to tell this guy no?
Friday, February 8, 2013
Learning Log 2 or tall masted ships
This picture is another for the series that I did for my old roommate's son Andrew. I spent a good deal of time looking around the internet for old poems that engaged my imagination. I found this poem which was written in the early part of the 20th century. It engaged my imagination as a thing I might have said to the younger brother I didn't get in my first four chances. This drawing actually drives me a little bit nuts because the proportions are off especially in the elder brother's right hand. I like how I drew it but not in the place that I drew it. I could go back into photoshop and try to fix it up but I'm little bit of a purist when it comes to photoshop and drawings. I am willing to adjust colors all over the place on photoshop but I never mess with the integrity of the line drawings. I do love the sentiment of the drawing, the sense of exploration and bright future. A poem written in this day and age about the same subject would not carry the same hope for the future. When I think about adding technology to this equation I have some uncomfortable thoughts about the future of my chosen field. Almost universally I hear from other teachers about the lack of social skills present in their pupils. Some of that may be due to the particular populations that we are teaching, however I believe that a large part of the problem is due to the large amounts of time that students are spending in front of a tv screen. Call it an Ipad Iphone or anything else the reality is that it is a tv screen and through the guise of technological advancement we are inviting it into our school. Large corporations are getting an opportunity to advertise in our schools like never before. It is a much more difficult proposition to take out an advertisement in a school textbook, than it is to get some product placement in the Channel One news channel we were required to watch in my Jr. High. The employers of the future tell us almost universally that they are looking for team players. Students rarely learn to become team players through a screen of any kind. That is one of the great paradoxes I see in modern education, we require the students to become more technologically savvy while also being more socially acceptable than ever before. I think it is a large case of unrealistic expectations. You need to decide what is more important to teach the socialization or the technology. I come down firmly on the side of socialization, I see technology as a tool that may help socialization but cannot teach the necessary skills of social interaction. For instance, in my work with special education we have a song time near the end of the day. 4 days a week I sing a variety of songs with the children. they pick the song, tell me when to go and I generally make a fool of myself singing the songs for the kids. On fridays we listen to songs off of Youtube, and it is a much different experience, the kids seem to have a much different relationship to the screen than they do to me as the source of the songs. I think that it is ok to shake up the order of things but I certainly wouldn't want this to be a full time situation.
Thursday, February 7, 2013
Learning Log 3 or The Tortoise and the Hare
Learning Log 4 or Jack O-Lantern
This picture was done during the early part of the school year before I started to get in trouble for drawing during class time. It was around halloween hence the drawing of the headless horseman--A story that for the life of me I don't really understand. I should probably re-read the original and maybe it would be more clear to me. This drawing was done durning a time when were were listening to the teacher and the teacher was using the smart board but she was so all over the place that I would get a headache from trying to follow. I'm very much in favor of smart boards and have found them to be a very useful piece of educational technology. However in this teachers hands it was an impediment to learning. I was getting a headache from following all the information flashing all over the screen. It made me consider just what kind of teacher I want to be. I have grown up adopting technology as it comes. Computers didn't really exist when I was starting school and they were huge by the time I graduated. Although I wouldn't consider myself an early adopter of any technology I definitely took the time to make myself literate. I follow the same pattern presently, not trying to be on the cutting edge of anything but instead adopting the technology that has staying power. I think that technology isn't necessary to be a good teacher but it can certainly be a helpful tool. One teacher I observed using educational technology in a very useful way was a social studies teacher who would run a youtube video of an event that happened during that particular date in history. That date happened to be the day of Pearl Harbor and was a period newsreel about the attack on Pearl Harbor. Then the class would think critically about the video and have a little discussion. It was a very good introduction to the day and a good use of the same technology that I saw misused in the other class. I hope I will be a good user of my technological opportunities. Maybe then I won't need to spend my time drawing headless horsemen.
Monday, February 4, 2013
Learning Log 1 or Lamps
This is a prototype of a lamp that I developed while working at James Dayton Design. Jim had an idea for a lamp and set me to work putting it together. It was a wonderful project to work on. I learned a great deal about fabrication woodworking, lighting, and the creative process. I was given a drawing with dimensions and materials and told to figure it out. I was fortunate to have some master woodworkers to work with in order to get a good idea how to proceed. Thanks to Tatsu, I figured out how to make an interior skeleton on which the wood panels are attached. The exterior panels are made out of a very expensive wood which didn't give me a lot of latitude to mess up on the milling of the panels. With a cheaper material I would have spent more time working on the milling as I couldn't get it quite perfect. Our table saw was a little too small for the task, a larger saw would have created more uniform pieces. Where the real sticking point came was with the light source itself. In the first prototype I placed the light right in the middle of the plexiglass upper quadrant. This caused a very distinct bright spot in the light area of the lamp. We were also concerned about the lamp overheating as there was nowhere for the heat from the lightbulb to escape and the integrity of the plexiglass box was important to Jim. So I went back to create another prototype with the lightbulb placed lower below the lip of the wood. This solved the bright spot problem but created a very dim lamp. At this point we were stumped and the project languished and to my knowlege hasn't gone anywhere since. This work was happening back in 2005 and it was before a lot of new lighting projects were on the market. I would love to revisit the project with some of the new LED lights that are on the market these days. A lot of these lights have different properties and none of the heat problems associated with heat that regular incandescent bulbs have. I'm betting that there might be some kind of material out there with fiber optics running through it that could make the panels a source of light instead of just a diffusing device. With some things technology doesn't seem to change much but lighting has changed a lot recently and I think recent developments could make this project much more realistic. Implication: this project wasn't possible in 2005 but in 2013?
Thursday, January 3, 2013
Wednesday, January 2, 2013
Self Portrait
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What is your Dry Cleaning process?
We dry clean in mineral spirits. It is environmentally friendly. It's been
around since the dinosaurs!!! We have been using this process since 1929!
We also have a process where we use water as the cleaning agent with various
detergents and softeners. This is to clean stains that would otherwise not come
How do you clean
wedding gowns?
Customer brings in gown.
We scan it in and charge customer.
Then we begin the cleaning process....
1. We look the garment over real good for holes, tears, rips etc.
2. We dry clean or wet clean the garment
but most times we do both.
3. We check for spots. If garment is not quite spot free, we use a balance of
grease soluble and water soluble removers.
4. The garment is then hand finished, steamed, pressed and held for customer
5. After customer has signed the ticket agreeing garment is the best it can
be, we heirloom. We box garment in tissue and heirloom box with a window to
6. Dress is now read for safe keeping.
©2014-All Rights Reserved. Dry Cleaning by


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From a young age, Rebecca has been obsessed with stories and the infinite possibility of imagination. As a child she devoured libraries, finding the books she spent hours within to be her primary salvation from the harsh realities of the outside world.
Like many modern writers she cut her author's teeth on fanfiction, growing up primarily amongst the Harry Potter fandom. She also spent many years writing in fandom roleplaying games, which evolved after university to participation in Live-Action Roleplaying and tabletop games such as Dungeons & Dragons. Her first tabletop character was a halfling thief in Warhammer Fantasy Roleplay who once killed a Champion of Nurgle with a slingshot.
It was participation in National Novel Writing Month that led her to first think about writing novels. After finishing her first novel, a rather terrible piece of work about a cartographer and a princess, Rebecca began to focus more on writing at this length. It was from her third successful year of Nanowrimo that her debut novel, Mundane Magic, was born.
Mundane Magic was released on the 11th August 2017 and can be found at all major online bookstores in ebook and print format. Her next book, the project presently referred to as Protos, is now in its second draft and about to enter the beta reading stage.
Rebecca lives in southeast England and spends the time she isn't writing roleplaying and playing board and video games with her friends.


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Quite a few individuals are looking for rewarding oil stocks to invest in. If you're wanting to know the way to invest in fat, then shares are your simplest option. Fat futures are stocks and options in corporations linked to buying and selling gas. You'll need to be very wary though seeking the firm who is stocks and shares you need to invest in. Once you have decided on, it is rather all to easy to buy the securities. They may be traded within the main stock markets. Usually, you may available your very own brokerage house bill you should trading.
Deciding upon Fat Stocks and shares to advance
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Types of Petrol Stocks and options
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Lastly, you could possibly look at fat support the likes of going and tanker companies and refineries when you are evaluating essential oil shares to advance. Playing with interesting depth studies is advised.


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Mike Pizzi, Operations Manager
Years of Service: 17 Years
What do you like to do in your spare time? I have two children and we enjoy camping. I am also a member of the local fire department rescue squad and the Lions Club, so my volunteer work in the community keeps me busy.
How did you get started with (St. Croix) SavATree? I'm from a small town. Back then, the owner liked to hire people who grew up on a farm because he figured they were hard working. Over the years, I've held nearly every specialist position, became a full time mechanic, and was recently promoted to Operations Manager.
Most memorable SavATree moment? One thing we have done each year is spend time at the local high school taking care of their trees, paths, and gardens. I remember this from when I was in school, so it's satisfying to be a part of it now that I can contribute.
What do you enjoy most about your job? When I worked on a crew, storm work was always special because people would be so happy to see us and so appreciative of our help. Currently, I like using Lean Sigma initiatives to make things easier for the crews and help them do a better job. I especially enjoy conveying customer compliments back to the team.
Al Irizarry
Chestnut Ridge, NY
Andra Smarek, Horticulturalist
Fishkill, NY
Andrea Kalan
Bryn Mawr, PA
Anthony DeAngelis
Worcester, MA
April and Jim Benson
Ossining, NY
Bob Busser
Philadelphia, PA
Bob Minzesheimer
Ossining, NY
Brandon Schindele
Edina Country Club
Chester County Resident
Christine Schroller
Mortgage Professionals, Inc.
Wyckoff, NJ
Dayami Lopez
Returning Employee
Debbie Durkin
Silver Spring, MD
Doug Fleming
New Rochelle, NY
Gail F. Stern, Director
Historical Society of Princeton
Princeton, NJ
George E. Ryan
Old Lyme, CT
J. Andersen
Danbury, CT
J. Stauber
Purchase, NY
J. Todd Lamm
NJ Tree Expert
Maplewood, NJ
James E. Sorrell
Wethersfield, CT
Jeffrey Beale
Salem, MA
Jeffrey C. Horst, Vassar College
Poughkeepsie, NY
Jerry and Sue Fink
Enfield, CT
Joan Kleinbard
Rye, NY
Joe Potenza
Pleasantville Country Club Corporation, Inc.
Pleasantville, NY
John Kerwin
Heritage Village
Southbury, CT
Jordan Orwig
4 Years
Judy Bigelow
West Hartford, CT
Julie Fewster
Windsor, CT
Kathleen G. Gallagher, Executive Director
The Charles Ives Center for the Arts
Danbury, CT
Katie Stratis
The Studio
Armonk, NY
Keith Austin
Briarcliff Manor, NY
Kimberly and Bruce Williams
Cape Cod, MA
Kristin Lin Care, CPO
Evergreen Woods North
Branford, CT
Lee Williams
Wayne, PA
Lisa Simms
Lorianne Brunsch
16 years
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Katonah, NY
Mr. and Mrs Herbert E. Quinley
Pawcatuck, CT
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16 years
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Hyannis Port, MA
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16 Years
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Dix Hills, NY
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National Trust for Historic Preservation
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Cortlandt Manor, NY
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Manor, NY
Sam Fink
Great Neck, NY
Sean Devine
Hudson Valley
6 Years
Steve Wirth
Skillman, NJ
Ted Kozlowski
Katonah, NY
Al K.
Oak Park, IL
Timothy J. Strano
Concord Country Club
Concord, MA
Wadell W. Stillman
Historic Hudson Valley, NY
William Toedter
Southampton, NY
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There are a number of ways that you can get in touch with us. Email is the best way. You can contact Stan, Katherine, or Ryoko from Learning Yay!, the family business that created and operates Worksheets Worksheets. Please use one of these email addresses:
You can also contact us using social media. We maintain active Facebook, Twitter, and Google+ accounts. Follow us to find out about the latest website updates.
We appreciate all comments! Thank you!


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Magento Services
Magento Extension creation, integrations, end-to-end builds; Mediotype's team has the expertise to help you reach your goals!
Mediotype's team of Certified Developers can create, modify, or upgrade your Magento store front system. We are well versed in both Magento and the new Magento 2 platforms and have helped numerous businesses on both community and enterprise editions. Mediotype is a one stop shop with mature development process and tight management controls. Every Mediotype project runs with an automated build and release to production process.
A proper and stable code base is critical for future growth. Code maintainability helps future development efforts run significantly smoother. We stand behind our code performance as all of our programming is done in-house in Boulder County, Colorado. Keeping it coded in the USA and under the ever watchful eye of our insanely great standards!
- Magento & Magento 2 Development
- Magento Integrations
- Magento Audits
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Check out Magento extensions by Mediotype http://www.mediotype.com/magento-extension-shop/
We understand our Magento partner's eCommerce needs
- Customer Value – Innovation that increases competitiveness and differentiation, sparks custom centricity and drives growth!
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Development Solutions
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- Streamline your fulfillment systems by integrating your back office systems with Magento.
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Our expertise lies in large-scale, end-to-end Magento builds and ongoing SLA or M&S Magento management. Mediotype's team partners with the merchcant's Brand to create outrageously beautiful digital shopping experiences their customers will love. By immersing our seasoned team in your Brand to intimately experience your operations, products, and customers, we will be able to express the fine tuned details of your Brand taken to digital. By evaluating the opportunity in your marketplace and the implied upside of a well-executed innovative digital strategy, Mediotype can establish the road map for optimizing and enhancing your eCommerce channel(s).
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- Integrated Back End Development Streamlines Business.
- Tailored Magento Training During Adoption.
- Application Lifecycle & Release Cycle Management


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Maro Publications
Electroactive Polymer Applications
Maro Topics
Patents with Abstracts
Electroactive Polymers
"EAP materials can be easily manufactured into various shapes due to the ease in processing many polymeric materials, making them very versatile materials. One potential application for EAPs is that they can potentially be integrated into microelectromechanical systems (MEMS) to produce smart actuators. As the most prospective practical research direction, EAPs have been utilized in artificial muscles. Their ability to emulate the operation of biological muscles with high fracture toughness, large actuation strain and inherent vibration damping draw the attention of scientists in this field.
In recent years, "electro active polymers for refreshable Braille displays" has emerged to aid the visually impaired in fast reading and computer assisted communication. This concept is based on using an EAP actuator configured in an array form. Rows of electrodes on one side of an EAP film and columns on the other activate individual elements in the array. Each element is mounted with a Braille dot and is lowered by applying a voltage across the thickness of the selected element, causing local thickness reduction. Under computer control, dots would be activated to create tactile patterns of highs and lows representing the information to be read.
Small pumps can also be achieved by applying EAP materials. These pumps could be used for drug delivery, microfluidic devices, active flow control, and a multitude of consumer applications. The most likely configuration for a pump based on actuators would be a dual diaphragm device. The advantages that an ionomeric pump could offer would be low voltage (battery) operation, extremely low noise signature, high system efficiency, and highly accurate control of flow rate.
Another technology that can benefit from the unique properties of EAP actuators is optical membranes. Due to their low modulus, the mechanical impedance of the actuators, they are well-matched to common optical membrane materials. Also, a single EAP actuator is capable of generating displacements that range from micrometers to centimeters. For this reason, these materials can be used for static shape correction and jitter suppression. These actuators could also be used to correct for optical aberrations due to atmospheric interference.
Since these materials exhibit excellent electroactive character, EAP materials show potential in biomimetic-robot research, stress sensors and acoustics field, which will make EAPs become a more attractive study topic in the near future. They have been used for various actuators such as face muscles and arm muscles in humanoid robots"
(Wikipedia, Electroactive Polymer Applications, 7/5/2012)
Bookmark this page to follow future developments!.
Roger D. Corneliussen
Maro Polymer Links
Tel: 610 363 9920
Fax: 610 363 9921
E-Mail: email@example.com
Copyright 2012 by Roger D. Corneliussen.
No part of this transmission is to be duplicated in any manner or forwarded by electronic mail without the express written permission of Roger D. Corneliussen
* Date of latest addition; date of first entry is 7/5/2012.


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September 29, 2009 (CHICAGO) --Gov. Pat Quinn promises to restore funding for thousands of low income college students in Illinois.Quinn made the statement Tuesday at the Chicago campus of the University of Illinois.
Funding for the Monetary Award Program -- or MAP -- was slashed in budget cuts. And it doesn't have the money to fund students in the second half of the 2009-2010 academic year.Naperville leaders consider sales tax City leaders in Naperville are contemplating adding a sales tax to help close a projected $14 million shortfall in next year's budget. The money would also help pay for roadway maintenance.
The tax is just one of the ideas the city's finance department is exploring to raise revenue. It would impact shopping, dining, and filling up on gas.
There's no indication yet what the tax rate would be.


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Just that I didn't know how much I'd to wait! When I was doing grocery shopping one weekend at the supermarket nearby and there was a little kiosk where some rice bran oil was being sampled. All I'd to do was give them my name, number and some more details. That was it. It was done in less than a minute and I'd a small sachet of rice bran oil in my shopping cart! Now like the little note in the back of my mind, this sachet too sat at the back of my cupboard. And it wasn't until I read about the contest that Fortune Rice Bran oil was organising with BlogAdda that I remembered I'd better get into action.
These pancakes are something that I've made quite often and they are so appealing that everyone right from my toddler of a nephew to my grandmum are fans of this! And why not, it's sweet, the lovely banana-ey flavours just dance on your tongue and you don't need much other than honey to serve with it. I've made several versions of this pancake – with eggs, without it, vanilla essence instead of the cinnamon, sometimes both, grated some fresh orange zest for that zing, used maide, whole wheat flour… and so on! So this time, I wanted to use some ragi flour and I went with cinnamon because the earthiness of the spice complements the ragi. I generally use butter in this recipe, sometimes even vegetable oil, but this time I went with rice bran oil. I served the pancakes with fresh honey from Coorg, some slivered almonds and a bowl of fresh pomegranate.
The ragi added a very nutty flavour to the pancakes and what it did was made the pancakes very filling. In fact, I wasn't hungry till 2pm after I had these for breakfast. Using the rice bran oil resulted in a more lighter, fluffier version of the pancakes and this suited me just fine.
|I just love the colours in this picture. Makes me want to have pancakes for breakfast tomorrow!
Banana & ragi pancakes
(Makes about 10-12 pancakes)
1 cup of ragi (finger millet) flour
1/2 cup of whole wheat flour
3/4 tsp of baking powder
2 large over-ripe bananas, peeled and mashed
1/2 tsp of cinnamon powder
1 cup of buttermilk (For this I used 1 cup of skim milk, removed 1 tbsp of milk to it and added 1 tsp of white vinegar instead)
2 tsp of Fortune Rice Bran oil + more for cooking
To serve: Honey or Maple syrup, almonds and pomegranate
Put both the flours into a mixing bowl along with the baking powder and stir it around. Add the cinnamon powder and bananas to this and mix well.
Now slowly add the Fortune Rice Bran oil and mix again. Following this, gradually add the buttermilk and keep stirring continuously until the batter is smooth and free of any lumps. You can stop adding the buttermilk when the batter reaches the desired consistency – has to be thinner than cake batter but not watery, almost like what you would get with a dosa/idli batter.
Allow the batter to rest, keep it aside for 10 minutes. Stir the batter over once. Heat a flat pan on medium heat and spread a ladle-full of the batter over this. Don't spread it around too much with the ladle. Pour a couple of drops of oil from the side and allow it to cook on a low flame. When the edges of the pancake begin to dry, flip it over and let it cook. The pancakes should turn an even golden brown on both sides.
Serve hot with honey, nuts or some fresh fruit.
|Stacked! Now all we need is some honey or syrup
* You may notice that the pancakes don't become too dark, this is okay in case you are using ragi as the flour is dark in colour.
* Don't be too generous with the oil, when you pour over the pancakes on the pan, too much oil will spoil the texture and make it fry.
* You can use vanilla essence instead of cinnamon in the recipe. You can also add some finely chopped nuts or some oats to the batter to give it a different texture.
|Sunshine and pancakes
I'm sending this recipe to the Healthy & Tasty recipe contest being held by Fortune Rice Bran Oil and BlogAdda.
This post is a part of Healthy & Tasty Recipe Contest with Fortune Rice Bran Health Oil & BlogAdda.com


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ST. LOUIS, Mo. _The Autism Speaks Walk is Saturday, October 14 in Forest Park. Autism Speaks is dedicated to promoting solutions, across the spectrum and throughout the life span, for the needs of individuals with autism and their families.
Zenobia Perry, Team Captain of Ryan`s Rappers, joined us with more about the walk.
Autism or autism spectrum disorder, refers to a broad range of conditions characterized by challenges with social skills, repetitive behaviors, speech and nonverbal communication. Experts say there is not one autism but many subtypes.
Each person can have unique strengths and challenges that are caused by a combination of genetic and environmental influences. However, many are accompanied by medical issues such as GI disorders, seizures and sleep disturbances.
According to the U.S. Centers for Disease Control and Prevention (CDC) 1 in 68 children is on the autism spectrum.
Through partnerships and collaboration, Autism Speaks is committed to:
• Increasing global understanding and acceptance of autism
• Being a catalyst for research breakthroughs
• Increasing early-childhood screening and timely interventions
• Improving the transition to adulthood
• Ensuring access to reliable information and services throughout the life span
"Autism Speaks Walk is powered by the love of parents, grandparents, siblings, friends, relatives and support providers for people with autism. With every step you take and every dollar you raise, you help enhance lives today and accelerate a spectrum of solutions for tomorrow."
To learn more visit: autismspeakswalk.org/
Autism Speaks Walk – St. Louis
Upper Muny Lot in Forest Park
Saturday, October 14, 2017
8:30 a.m., Registration opens, 10:00 a.m. Walk


text: Introducing Project Restyle Ready for a new look? Have a few outfits you'd love to see restyle or updated? One of our SPLURGE stylists will work with you to give new and fresh ideas. This is a chance to have one-on-one consulting, ask questions and learn simply and effective fashion tips. We have been styling amazing women for years and have built our reputation on knowing the latest trends and styles that will compliment you. No matter your size or body type. By appointment only onsite at our store location: 588 Boyson Rd NE Ste 122 Cedar Rapids, Iowa Give us a call and book your Project Restyle: 319.365.0020 This is a complimentary service provided by SPLURGE Boutique.


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I am so in love with this couple's session I shot last week! I met up with Tara and Dylan on a gorgeous Saturday afternoon over at the Boyce Arboretum. We had a great time exploring the grounds together and getting to know each other. My heart was seriously melting over how cute they were!!! You can see how much they love each other in each and every one of the images I captured!
Please enjoy some of my favorites from their session and leave them some love below!
January February March April May June July (1) August (1) (1) September (1) (1) October (1) (2) November (2) (3) December (3)
(2) January (2) February (3) March (3) (2) April (2) May June July August September October November December
January February March April May June July August September October November December


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Osprey Raise the Flag for Fighting Sail & Black Ops
March 8, 2015 by dracs
Osprey Publishing have provided a list of all the Osprey Wargaming rules they will be releasing this year, letting players engage in battles ranging from the high seas to tactical espionage.
First up, we have Fighting Sail getting released in May. This book puts players in the position of fleet admirals between 1775 - 1815, reenacting the massive ship battles of the Napoleonic era.
Each fleet has access to different ships, tactics, and command personalities - each with its own strengths and weaknesses. Offering a unique blend of detail and simplicity, the scenarios included enable the recreation of historic actions or 'what-if' scenarios.
I love this period of naval history and this new rule set looks like the perfect way to explore it further.
After Fighting Sail, Osprey Wargaming takes a trip into the world of tactical espionage with the release of Black Ops in September.
So far, we don't have any details on this new game, but it looks like it will probably be a skirmish game blending modern warfare with some slight scifi elements, in the vein of video games like Call of Duty Black Ops. However it turns out, it should be an interesting new small scale wargame that I think will be heavily objective based to recreate black ops tactical missions.
Do you want to play Fighting Sail? Or would you prefer Black Ops?
"I love this period of naval history and this new rule set looks like the perfect way to explore it further."
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15 April 2008
Price realised
Jan Zoetelief Tromp (Dutch, 1872-1947)
Children walking through a meadow
signed 'J Zoetelief Tromp' (lower right)
oil on canvas
40.5 x 49.5 cm.
Mr Gunwald Gunderson, New York.
Richard Green Fine Paintings, London, 1979.
Private Collection, United Kingdom.
Anonymous sale, Sotheby's, Amsterdam, 19 October 2004, lot 253.
Contact Client Service
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Jan Zoetelief Tromp was born in Batavia, the Dutch-Indies, in 1872. When his grandmother discovered Jan was mute, she decided to return to the Netherlands in order to give him the best possible education. Despite the fact that he was physically challenged, he could develop his creative skills. The only time he encountered problems was when he had to communicate with his models. Luckily, when he was married later in life, his wife would be present whilst he was working, translating what the painter wanted his models to do.
Zoetelief Tromp mostly painted children and genre scenes. The influence of the artist and his father-in-law Bernardus Blommers (1845-1914) is apparent. Zoetelief Tromp's subject choice reveal his personality. He was a positive person and fond of children. His pictures of innocent childhood reflect on the affections between mother and child, but also the youthful friendships between children themselves. He would use bright saturated colours, wanting to portray the innocence of childhood as a very special and most careless period of one's life.
Special Notice
From time to time, Christie's may offer a lot which it owns in whole or in part. This is such a lot.Christie's charges a premium to the buyer on the Hammer Price of each lot sold at the following rates: 29.75% of the Hammer Price of each lot up to and including €5,000, plus 23.8% of the Hammer Price between €5,001 and €400,000, plus 14.28% of any amount in excess of €400,001. Buyer's premium is calculated on the basis of each lot individually.
Specialist Sarah Reynolds on the women whose work made waves in Victorian Britain, from Emma Sandys to Laura, Lady Alma-Tadema
Artists, patrons and critics have argued for centuries over the right way to frame a painting. Ultimately, it's a matter of personal taste, says Andrew Graham-Dixon
The designer and decorator shows us around his Santa Monica HQ, and enthuses over the forthcoming Rooms as Portraits auctions in London and New York
From the Costa Smeralda to Cannes via Monte Carlo — all from Christie's International Real Estate