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InvestFourMore Real-Time Stats (as of 8/06/18)
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Hard money is used by many investors as a short-term solution to fund real estate deals. Hard money can be used to fund fix and flips or buy rental properties until long-term financing can be put in place. I fix and flip homes as well as invest in long-term rentals, but personally do not use hard money. When you use hard money it is usually more expensive than traditional financing and I have other short-term financing in place. Hard money is still a great option for many investors, but I will also discuss other short-term financing options. There is also a way to use hard money or private money to buy rentals with no money down using a conventional loan refinance.
Be sure to check out my complete guide to investing in long-term rentals to see how I am getting over 20% cash on cash returns on my rental properties.
What is a hard money loan?
Hard money is a type of financing used to finance properties for a very short-term like 6 months or a year. Hard money-lenders use much different terms than a traditional bank. The first thing you will notice when you finance with hard money lenders is they charge a very high interest rate. Most hard money-lenders are charging 12 to 16 percent and points for their money. Points are a percentage of the total loan and can add costs quickly when a hard money-lender is charging 2, 3 or even 4 points on a loan.
Why would investors use hard money to finance investment property?
The advantage of a hard money-lender is they may loan the entire amount of money you will need to complete a deal. Most hard money-lenders base the amount of the loan on the after repaired value or ARV. You may hear they will loan 65 or 70 percent of ARV; that is not the purchase price, that is how much the house will be worth once you fix up the home.
How is a hard money deal structured on an investment property?
Here is an example of how one hard money-lender structures a deal. You buy a home for $60,000, the ARV is $130,000 and the lender says they will go up to 70 percent ARV on the property. The hard money-lender will loan up to $91,000 on the house based on the ARV. The hard money-lender will need bids or estimates for repairs, and they will pay out the money for the repairs like a construction loan. They will pay 25% of the repairs needed at closing, and the other payment will come in 25 percent increments as the repairs are completed. The lender won't charge you any interest or points until you sell the home and then you pay them one large payment for the loan principal, interest and points. This particular hard money-lender charges 15% interest and 4 points, but they will reduce the points paid after you do a few deals with them.
The cost to do this deal with a hard money-lender can add up very quickly. On this deal, the interest will cost you $6,825, and the points will cost you $3,640 if you use the money for 6 months. There are also hard money-lenders that will charge lower interest and points, but will want a split of your profits. I don't use hard money-lenders myself, because of how much they charge, but for investors who have no other options it can work out well. Hard money-lenders can help you secure a property below market value when you do not have other options.
Where can you find hard money-lenders?
There are many hard money-lenders out there. Many only lend in specific states, while some lend nationwide. The best way to find a hard money-lender is to search for one in your state on any search engine. If you want a few companies to talk to, I have listed some hard money-lenders below.
North Coast Financial Only in Southern California
Fundrise Crowd Funding
Realty Shares Crowd Funding
Here is a great article on how to find a hard money lender.
Private Money vs hard money on investment property
Private money is money that comes from a private person. The person loaning the money is not a bank, mortgage company, hard money-lender or portfolio lender, they are just a person. Regular people will lend money on real estate because interest rates on other secured investments are really, really low now. Have you looked at what the rate is on a CD? For a five-year CD, the average is less than 1 percent! You can't even come close to keeping up with inflation with that rate. Many wealthy people are looking for a higher yield investment that is still secured. Loaning on real estate may be the perfect answer for them to increase returns and create great opportunities for investors.
How do you find private money for investment property?
The biggest problem with private money is finding the person to lend you private money! There are many websites that claim to have private money lenders they can connect you with for a small fee. In my experience those websites take your money and connect you with a hard money-lender at best. A real private money-lender wants to lend their money to someone they know and trust. They don't want to lend money to a complete stranger who may or may not be trustworthy and do not have a clue what they are doing. I am still trying to find a source for good private lenders, but I think I am limited to one option; people I know. I use private money now from my sister who wants a better return on her son's college money. She trusts me, knows I know how to make money and is willing to lender her money out at a very reasonable rate; 8 percent with no points. For her, this is a higher rate than she could get with a CD or other secured investment. For me it is cheaper than if I were to finance with hard money.
Here is a great site with more information on finding private money and structuring deals.
How to buy a rental property with no money down using hard money
It is possible to buy a rental property with no money down using hard money. If you were to finance with a hard money loan and finance repairs as well, you can refinance the hard money loan with no seasoning period according to Fannie guidelines. Fannie guidelines do not allow a cash out refinance without a seasoning period, but the home has a higher loan than the original purchase price, because the repairs were financed. You can get a long-term loan to replace the hard money loan without waiting a year like you would with a cash out refinance.
For example, if you buy a home for $100,000 with hard-money loaning 100 percent of purchase price and financing $35,000 in repairs. The total loan is now $135,000, you fix up the home and refinance using a Fannie loan, which will loan up to 75 percent of the new appraised value. If the appraisal comes in at $185,000 then you could finance up to $138,750, but Fannie guidelines will not allow a cash out refinance. You would be able to refinance the full $135,000 that was loaned to you by the hard-money lender. This technique can be rather expensive, because you have to pay the higher interest rate on the hard-money loan, the initial points and then the refinance costs with Fannie Mae. However you just bought a long-term rental and fixed it up with almost no out-of-pocket costs!
Using traditional banks to finance short-term loans on investment property
There are some banks who do short-term loans for investors. They are very hard to find and usually you must have a great relationship with the bank. We use a portfolio lender to finance many of our short-term investments. They charge around 5.25 percent interest and 1.5 points on our loans. They will only give us 75 percent loan to value on our original purchase price and can complete the loan in two weeks. In the past, banks would finance 100 percent loan to value and fund us the same day. I am afraid those days are gone forever.
Traditional banks can offer another short-term option in the form of lines of credit. Most banks will want collateral in the form of real estate to issue a line of credit. If you have a house with equity in it, you should be able to get a line of credit from your bank. My bank charges a 5 percent interest rate and will go up to 90 percent loan to value on my personal residence or 80 percent on an investment property.
I use a mix of traditional banks, lines of credit and private money to fund my deals. I am lucky that I have private money available and cash to complete a lot of deals. I will usually get the bank loan for 75 percent of the purchase price, use private money for the rest of the down payment and my own money for repairs. Don't be afraid to finance real estate with hard money if that is your only option.
For more information on how to buy the best rentals which will make the most money, check out my book: Build a Rental Property Empire: The no-nonsense book on finding deals, financing the right way, and managing wisely. The book is 374 pages long, comes in paperback or as an eBook and is an Amazon best seller.
Also for more information on flipping houses, including how I average over $30,000 profit on each flip, check out my bestselling book Fix and Flip Your Way to Financial Freedom on Amazon. It is available as a paperback or eBook.
Note: InvestFourMore is an affiliate of RealtyShare and may earn commission for referrals.


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Sunday, October 9, 2011
It's not real until it's on facebook
A high school football coach is screaming at me from somewhere inside my head. "Are you crying? Are you a little sissy girl? Do you want your mommy? SUCK IT UP! Stop being a baby! PUSH THROUGH THE PAIN!!!" I blink the tears back into my eyes and flip through a brochure of happy brides and over the top bouquets and cocktail hours with too much food. I'm a grown-up. I will not cry over flower arrangements. I won't. I think I can… I think I can… I think I can…
A week ago my boyfriend and I broke up. I spent that weekend lying on the couch drowning in regret and reality TV. I cried for four days and wrote tragic journal entries that need to be burned. I wanted to stand on his front lawn with a boom box over my head. I wanted to crawl into his bed and pretend like none of this had ever happened, to feel him wrapped around me again and know that everything was going to be okay. We broke up for all sorts of sensible reasons but none of that seemed to matter anymore. I hurt and I wanted it to stop. This was my first real relationship and thus, my first real break-up. Which is kind of like getting chicken pox for the first time as an adult; it could kill you.
There were lots of emo texts and phone calls at 2 am and my friends all assure me that it gets better. (Though, they could have just been saying that because they wanted to go back to sleep.) It has gotten somewhat better. I've moved on from the sharp, stabbing, I can't breathe or feel anything but pain phase to the dull aching almost numb, I'm never going to love anyone again phase that comes with a free order of eating your emotions in the form of food that makes you feel a little better for a little bit before making you feel so much worse for so much longer.
Before I can put the cookie dough away and move on with my life I have to update my relationship status on facebook. I've been hiding behind it so I don't have to talk about the break-up, and so I can swim around in denial a little longer; it's not real until it's on facebook. I may not have a boyfriend anymore but I can sign into facebook and see "Michelle is in a relationship with…" Even if it's not true it's a lie I'm not quite ready to stop telling.
I'm quite looking forward to the next phase, where I try to loose all the weight I've gained while eating my emotions, and I take up a new hobby. Maybe needlepoint. Or finally cooking up some of the recipes in that Low-fat Vegan cookbook I haven't opened. Or… who's up for badminton? But to get there I have to let go. We may have broken-up but there is a difference between breaking-up and letting go. And I will; I'll get there. I'll let facebook know that I'm single and I'll change my phone's wallpaper from that picture of us in Boston to a picture of my cat.
But first I'm going to go get some cookies.
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We all have stacked or watched someone stacking piles of lego bricks in a multitude of colours to make forests, buildings, people, cities, gadgets and several things. But whoever would have thought that Lego would one day be associated with gadgets that could actually work: a camera that could click pictures, a boom box which would have you dancing to the tune blaring out of it and so on..
Via KidsTechReview.com
Digital Blue and LEGO have announced a licencing agreement that will bring several LEGO branded kid's tech products to market. The line is scheduled for release this summer and will include digital cameras, video cameras, MP3 players, walkie talkies and other electronics.
The entire line will have a brick-built look to it, though devices like the LEGO digital camera, won't actually be built out of bricks, at least not bricks that come apart. Probably a good design decision given kids have a tendency to drop things like this. Parents wouldn't be too jazzed about having to rebuild a camera each time it gets dropped.


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More than 140 people from across the North East take part in a flashmob clog dance performance in Newcastle city centre.
About the Dragons
Upcoming Gigs
Thursday, 16 December 2010
Clog dancing
Tuesday, 9 November 2010
Practice starts at 8pm, out in the Emerald Room (it's the back room, or ask at the bar).
Last practice at the Clifton Hill hotel for this year will be December 7th, with the Christmas picnic in the Edinburgh Gardens on December 13th.
Beechworth Celtic Festival
This weekend was our first Beechworth Celtic Festival and I very much hope it's the first in a long succession because we had a fantastic time performing for receptive audiences and watching some excellent dancers and musicians.
We worked hard for our money and ran a workshop, danced our usual processional number in the parade, did 2 x 40 min. stage sets, including a solo step clog demo, and busked on both days - lots of thanks to the handful of Ravens who added colour and numbers and stick and hanky Cotswold style. There's something about a chook with a morris dancer stuck up its bum that really appeals to a crowd.
The performance sets included brief workshops to encourage the audience out of their seats and we had a lot of fun teaching elements of Speed the Plough and Churchtown to some very cute little tykes and keen adults.
The availability of Bridge Rd Brewer's stock was a definite highlight of my festival. The Chestnut Pilsener was a welcome drop after dancing and the Beechworth Pale Ale went down smoothly later in the evening.
The leaf-shaped badges and earrings of a local jeweller were so popular with the rest of the side that we're now a walking advertisement for them.
We're looking forward to future festivals, with some possible joint performances with Violindigo students and hopefully one or two of the fantastic pipe bands we saw at the festival. Who could pass up the opportunity to perform processionals in the parade to a full pipe band?
Monday, 1 November 2010
Euroa Wool Week Festival and Parade
A handful of us escaped Melbourne on Friday night to enjoy a balmy evening in the beer garden of the Seven's Creek Hotel, conveniently close to the caravan park we booked into overnight, with a further contingent arriving before the Wool Week Parade on Saturday morning.
The weather was kind and we had a fine morning for the parade, led by a contingent of Imperial Storm Troopers escorting Darth Vader, closely followed by the town band costumed as Princess Leia; every member with a different interpretation of 'buns' over their ears, and most of the children in town in Star Wars costume. Darth Vader even joined our set as we neared the end of the parade, processing and wheeling with us through a couple of choruses, light saber in hand.
The local kids danced about a May Pole in the centre of the street, weaving and plaiting their ribbons before we stepped up for our third set of the morning, finishing a great little festival we look forward to each year.
Thanks as always to the Benalla Caledonian Highland Pipe Band for playing 100 Pipers for us to dance to. It's a great thrill to have pipes and drums play for us and the effect is visible in our posture and spring as we dance.
Monday, 16 August 2010
The 2010 Tramdragon Ale
the number 19 tram.
Hi folks,
It's confirmed!
We're going ahead with an Ale on October 16th, along Sydney Rd.
Saturday, October 16th
10am Coburg Mall
Victoria St, Coburg
Coffee, cakes, produce and fashion...
12:30pm Edinburgh Castle, Brunswick
lunch and further foot-up at the Edinburgh Castle Hotel,
Omnivorous, Vegetarian, Pescatarian and Vegan Vittlers.
cnr Albion and Sydney Rds, Brunswick
tbc 3:30pm afternoon tea
6:30pm Christ Church, Brunswick,
Bardin Centre (Glenlyon Rd, near the cnr of Sydney Rd.)
Catered by the Brandragon Catering Corps.
Wedge in for dinner and dancing in a timber floored hall and fully serviced kitchen
11:30pm Any venue that'll have us
Sunday, October 17th
10am Collingwood College Spring Fair
Our traditional spring foot-up, now with added daylight
Cnr Cromwell St and McCutcheon Way,
2:30pm A quiet drink to cool down / send off the guests
Wednesday, 21 July 2010
An educational evening for all
1. Arrange yourselves in groups of 4.
Thats 4, not 7... Oh she's your girlfriend and he's got your beer? Well, umm, why don't you 3 come over here and join this guy.
2. Stars.
Form a circle in your group of 4 and put your right hand into the centre so that you are holding onto each other. That's the other right hand, everyone. Err ... put your beer/champers in your left hand and put your right hand in ...umm, OK that might work but you'll have to skip backwards. You can't skip?? Is that because you're pissed or you just don't know how to?? Oh, I see.. 4" heels would make that awkward..
Now, while you're holding hands in a circle, skip forward .. clockwise .. altogether for 4 steps .. umm, OK stop now.
Now turn and put the left hand in so we can turn anticlockwise. Ready? Ski.... STOP!!! Maybe we can just skip round twice by the right then, OK???
3. Clapping
You'll all need to put your drinks down. .. Umm .. OK try not to spill too much on the floor. Now, clap right hands with the person opposite .. umm, no, not your girlfriend, the other opposite. Can you skip while you do that? No?? OK just stand still and do high fives then, I guess that will be OK. Now turn to face the .. No, on the other hand, just keep clapping with .. err!
Jenni, we should stop now before someone has a nasty accident!
Monday, 12 July 2010
Oh, how I'd like to be in London this September!
Saturday, 5 June 2010
Brandragon on the television
While it is still up you can go to :
We appear about 17min 49 sec in and are only there for a few seconds.
Wednesday, 19 May 2010
English Ale - Mylor SA
It looked to be a promising weekend when Friday evening's venue, the Wheatsheaf hotel, had Mountain Goat Surefoot on tap.
Saturday morning was spent enjoying the idyllic Bridgewater pub garden. Lots of dancing was had, including mixed sets with South East North West and former Adelaide Lancashire Witches, a double set of Bunch of Fives with Longford and then a triple set of Greywell Tunnel for all who were able.
A short trip around the hills to Mylor and the dancing continued with Dani's Bakewell Tart having its first outing here in a tent raised specially for us, outside the main event hall.
Our performance of Ducks in the Privy went down brilliantly. Clogs on a timber floor always seem to bring our knees up higher and sharper.
Sunday afternoon continued in the same fashion til most of us leapt aboard a bus for the airport, grinning from ear to ear at the avenue of hankies we received from Hedgemonkey as we boarded the bus.
Thanks to all who made it a great weekend, especially Christian for joining us in Saturday night's processional on melodeon.
Monday, 12 April 2010
National Folk Festival Video
The first dance is 'Gisburn processional' (named after the town of Gisburn in Lancashire); the second is called 'Ducks in the Privy' (I don't know the origin), and the final one is called 'Emily's Hop' (written originally on a sleepless night many years ago and named after one of our dancer's daughter who was the cause of the sleepless night).
Thursday, 25 March 2010
National Folk Festival 2010
Come join us at the best dancer's folk festival in Australia. This year we'll be busking about the site at Exhibition Park in Canberra or look for us in the program. Alternatively, keep an eye out for us in the session bar...
Hope to see you there.


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Spaceton Builders Pvt Ltd. is an AVERAGE builder. It has 1 on-going projects with total inventory value of Rs.126 Cr
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JEA Jukebox
JEA Jukebox available exclusively through Spotify:
Palisades Park
Since I can remember, my dad had the album 15 Big Ones playing in our living room. This was the song I always wanted to hear because of the calliope-like organ part in the bridge. I was amazed that a rock song could have a carnival sound infused into it. I thought that was amazing, even at age four or five.
Reconsider, Baby
My great-grandmother took me to Shopko when I was in fourth grade and told me I could pick whatever I wanted to buy. Having just visited Graceland on a family trip, I immediately went to the very small record section and found two Elvis Presley albums, one of which featured this song. The record itself was a transparent blue vinyl. When I heard the sax solo, I was hooked. I told my mom I wanted to play the instrument I had heard.
Surfin' Bird
When I heard this in sixth grade, I started to get the idea that I could record a song. I thought, "I could do that!" So I did. I enlisted some friends and we made a recording of Surfin' Bird. A world of possibilities had just opened.
Oh Yeah
Featured in Ferris Bueller's Day off, this song blew me out of the water when I was in sixth grade. I couldn't believe a song could be this funny and so incredibly different from anything on the radio. Though I had not yet written a song, I realized while listening to this that anything goes in songwriting. I could do whatever I wanted! Quite a revelation for a kid trying to figure out what a "real song" was. It was whatever I wanted it to be.
Do You Like Worms
When I was in Jr. High, my dad used to take me to a record store called Oar Folkjokeopus. In the basement there was another store that no one was supposed to know about called The Record Collector's Co-op. There we found a booleg of the legendary Smile LP which was supposed to have come out in the late 60s by the surf rock group The Beach Boys. When we heard it, we couldn't believe it. It was completely different than anything I had ever heard. What struck me the most was the "Heroes and Villains" theme which reoccurred throughout the slivers of different song pieces. The thought that a rock album could have an interwoven theme really got me going as a songwriter.
She's Got Me Walkin'
Also in Jr. High, my dad would listen to KFAI in the evenings which featured "The Lazy Bill Lucas Show." What I heard in Lazy Bill Lucas was this very simple, straight ahead blues. He played a walking bass line with his left hand and chords or solos with the right. Listening to songs like this was how I learned to play piano.
Built For Comfort
Once I got into blues, I really locked in with Willie Dixon. His songwriting taught me so much about structuring simple lyrics. When you have no idea how to do something, and then you listen to someone who does, you can have these "ah-ha" moments during which you get farther into your craft than you realized you could. That's what I got from Willie Dixon, and "Built for Comfort" was a favorite of mine to play. Still is.
Under African Skies
My dad gave me this tape with a yellow cover and some drawing of an old guy on a horse. The tape wasn't rewound, so I just stuck it into my stereo in and hit play. When I heard this song, I instantly recognized that it was unlike anything I was hearing on the radio. There were sounds in there that I couldn't name. And the lyrics…that's when I really began to see what lyrics could be. I could never have written, I am sure, without having heard this album.
River Song
Once I got to my freshman year of high school, I started to realize that a recording of a song was, in fact, a production. There were layers. There could be several things happening at one time. So you can take a good song and turn it into a great production. I listened to this and went, "Wow." It's a real production. The basic instrumentation stays the same throughout, but there is a bridge with a tempo change. It goes into a whole other feel there. That really opened my producer's imagination up when I heard that.
Cleopatra's Dream
My buddy turned me onto this jazz pianist who sang along with himself. I listened and could hear him singing in this scratchy voice and thought it was hilarious. But I found myself continuing to listen to this album, over and over. What I was taking in was the ragged, lyrical quality of Bud Powell's playing. I can't explain it, but it has simply been stamped onto my musical psyche. I can't imagine not knowing this album exists.
It's Tricky
I absolutely did not understand how this track worked when I first heard it as a freshman in high school. You've got these guys kind of yelling on top of this electronic-sounding drum part with this distorted guitar in the background. It made absolutely no sense why all the elements were together, but something about the track was exhilarating. It was great, and my buddy and I tried to do our own rap songs after hearing this stuff. It was another lesson in fusion for me.
Rio Grande
I must have listened to this song over and over for months trying to understand how Brian Wilson accomplished it. There are sound effects, musical moods, an overarching story, and several movements all put together in a way that made perfect sense. It was a huge departure from the verse, chorus, verse, chorus, bridge, chorus, verse, chorus, chorus formula that I was trying to stick to in my own recordings. I suddenly realized I was free to follow any formula I wanted.
Supper's Ready.
Not long after devouring Rio Grande, my buddy handed me a copied cassette tape between classes that simply said, "Foxtrot." He told me he thought I would like it. That was an understatement. It was like a 24-minute version of everything I liked about Rio Grande. Instead of six or seven parts, this had at least twice as many, and they all blended perfectly into one another. I immediately knew I could do something like this someday, but not in 1988. It would be four years before I would realize my goal with a 30-minute suite of my own called Gloved Rabbit. Its final track is the final track of my recent Postcards from the Abyss CD.
When Batdance came out on the radio in 1989, I thought it was brilliant. Pieces of dialogue from the upcoming movie arranged into the music…I can't explain what a revelation it was to hear dialogue in a song. And it served as a great advertisement for the movie. That blew me out. Eventually, I would end up recording my own suite, complete with a spoken word story, called Description a year after Gloved Rabbit came out.
I grew up listening to Motley Crue, Twisted Sister, Guns 'N Roses…that kind of metal. But I hadn't paid much attention to Metallica until I heard "One" in 1990. My whole idea of metal, as well as song subject matter, changed when I heard this. A song based on a movie based on a book, a song that was not a love song, and a song with an un-implied message. You could take from it what you wanted, or you could leave it. The production was a predecessor to the coming grunge movement with its clean verses in sharp contrast to distorted choruses/bridge. It absolutely changed my mind about Metallica as well as music in general when I heard it.
Are You Ready For This
In 1992 my buddy had a Chevy Blazer which he had outfitted with two subwoofers. He had me come out to his truck between classes one day and showed me this CD called Technorave 3: Technomania. What I heard was something I could never have even imagined. It took the Batdance idea and gave it cohesion with a wholly new soundscape. The electronic sounds, the bass on every downbeat, the use of panning between speakers was beyond my imagination. The original version didn't have the rapping and singing, but you get the idea with this track. It was like nothing that had ever happened before in music, and it freaked me out a little. I just couldn't believe it. Eventually my buddy and I would spend several years trying to get a good recording of a hybrid jazz/techno track. I'm not sure we did, but we had fun trying.
Better Git It In Your Soul
I grew up playing Charlie Parker solos from a compilation called the Omnibook. That was bop… old stuff. On the radio Kenny G could be heard around that time playing sort of a new jazz. But I wished there were a new jazz closer to the stuff Bird was doing in the 30s and 40s but with better sound. That's when I picked up a copy of Present Tense by Bobby Watson. That CD hit the spot. It was bran new and it was bop…neobop. Once I worked my way over to Mingus, I was really blown away. This song, I can't describe the feeling when I heard it. Amazement and elation together maybe.
I, John
Go back and listen to early Rock & Roll, and this is the sound at its core…performed by one of its inventers. When I hear this recording in 1993 I was playing with gospel musicians from around the city. It was not a new sound to me, but I could not figure out the backup vocals. They intimidated me because it was something I could not fathom how to reproduce. But the feeling…not unlike the Mingus track…elation. That feeling is what I began to strive for in my own music.
We had a small music library at my college, and I would go in and listen to the records quite often. The "classical" stuff was uninteresting to me, so I eventually worked my way to the anemic world music section way in the back. There were maybe 20 LPs. When I put this record on, I felt this unbelievably wholesome sense of happiness. This sound of fluid asymmetrical movement on top of time's unending clockwork. It was happy and sad at the same time, simultaneously comfortable and unusual. Never before had I heard such sounds. That's when I realized I had been missing about 90% of the world's musical output.
The Unanswered Question
One day in probably 1996, our composition professor pulled out this recording, and it scared me half to death. We had been studying correct voice leading and all that, and then here was this sound which was way outside of that box. That really turned me onto "classical" music because I realized it had changed quite a bit since the true classical stuff we had been studying. It was no longer the one-dimensional music store genre that I had always been sold. This was a feeling or perhaps a Koen turned into sound. That really began to focus me on what things, thoughts, feeling, etc. sounded like.
Split Open And Melt
It was a little like everything I ever had heard up to that point was in this song when I listened. Funk, free jazz, rock, gospel, and more of course. It was like, "I can take everything I have ever done or heard and put them all together any way I want!" I was playing with an eight-piece group with a horn section and I suddenly began combining things like polka and surf guitar music. Suddenly anything went.
After hearing this song, I did everything in this rhythm for about a week. I ate to the rhythm, I worked to the rhythm…everything. There's a famous line said by Charlie Parker about learning all your scales and chords, then forgetting al that shit and just playing, and when I heard this, I suddenly understood that line. Just groove. Just groove. Relax and play. That's all. I got that idea from this.
I've Seen All Good People
I listened to this album almost every day for over a year. It was my dishwashing music. The chord changes, time changes, instrumentation, execution…there was something about this album the hit me. In its way, it was like the jazz I had listened to in college; I just let it wash over me even though I didn't completely understand it. I tried to incorporate what I could understand into my writing at the time.
Dummy Up
Zappa was beyond what Brian Wilson, Geneses, and Yes could offer. I was amazed while watching his live shows from the 70s and 80s that the band was so dynamic onstage, so tight, and yet so loose. They had the craziest sense of humor…it was better than anything I had previously heard. This track cracked me up particularly, and although this sketch was half-planned and half improvised, the band behind it is together as hell. When I heard this, it was another, "you can do anything" moment.
Then a guy who played bass with me left this CD at our jam spot. When I put it on the playback speakers, I was further blown out of the water. There were musicians out there who were so far beyond me musically, and I was in awe. I listened to the whole album for days. I tried to work the instrumental ideas of the Mahavishnu Orchestra, the humor and tightness of Zappa's band, and the unusual changes of Yes into the stuff I was writing at the time.
Delia's Gone
When I got a divorce, I had just picked up the American Recordings album, settled into my new place, and turned the album on. I had heard Johnny Cash many times, but this time was different. He had this straight-forward way of telling a story with his voice. His vocals were becoming increasingly shaky by the time of this album, yet they were clear and authoritative. There was wisdom in that voice. I instantly related to the album.
Contort Yourself
Having never heard anything by James Chance, I was suddenly thrown into his music when I had the chance to play with him while he was in Minneapolis one year. It was music unlike anything I had ever heard, and I couldn't make it make sense. It was a straight ahead plunge, chugging and churning with an angry motion I could have never imagined. Once I understood the secret of his writing, I realized how brilliant it was. I was beyond blown away.
Wild Montana Skies
I never was a John Denver fan, but after all I had gone through with my ex and my current wife, getting back to basics by playing acoustically with my in-laws was great therapy. We played this for my grandfather-in-law's funeral and it was a powerful experience.
White Winter Hymnal
Hearing Fleet Foxes for the first time in 2008 was a huge breath of fresh air. I knew the type of music I liked was still being created by new bands in new and inventive ways. That mixture of acoustic and electric instruments, interesting arrangements, actual melodic vocal lines…it was all there in Fleet Foxes.
King Harvest
I picked up the "Brown Album" at the library on a whim in 2010. When I saw the guys on the cover, I thought, "I bet they would be cool to hang out with." When I got home and listened, I couldn't put the album down. The grooves, the instrumentation, the lyrics all knocked me out.
No No Keshagesh
This combination of rock, almost-techno, and Native American chanting really led me into studying native music. I wished I could work with someone who could make this kind of music, and like magic I was introduced to White Buffalo Calf Woman and Holiness David Running Eagle with whom I collaborated. This song put me on the path of a huge learning experience.
I am still astounded by this track. You can almost see the movements of the flock as it slips through the air. I can't explain how they do it in these oblong, flapping, soaring phrases, but it has to be one of the most beautiful moments I have ever heard captured on tape. I know I'll never be able to make a recording like this, but I can dream.
Inside Me
I had been listening to a lot of Ravi Shankar stuff, and when he died, I came across his daughter, Anoushka. This combination of raga and flamenco astounded me. The entire album just knocked me on my ass. It was again like the jazz I had been studying. I couldn't comprehend it, but I could let it wash over me. An amazing combination and it works brilliantly.
This is the album I stumbled on after my brother gave me a didgeridoo for Christmas. I wasn't really sure what to do with it for a while after learning to play it, and then I heard this and instantly knew what to do. Eventually I would work the didg it into my album Chants for Renewal, Presence, and Awareness.
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Welcome to the blog of John Emil Augustine.
November 2014


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Texas Senator and Republican presidential candidate Ted Cruz argued that the "elites" on the Supreme Court "look over much of this country as flyover country. They think that our views are simply parochial and don't deserve to be respected" on Monday's broadcast of NBC's "Today."
Cruz stood by earlier comments that the Supreme Court's rulings constituted "some of the darkest 24 hours in our nation's history," stating, "What happened last week is, twice, back-to-back, the US Supreme Court, a majority of the justices, violated their judicial oath. On Thursday of last week, the court rewrote Obamacare, rewrote the statute, ignored the language of the statute, and as a result forced millions of people into this failed law. Millions of Americans are hurting, have lost their jobs, have lost their healthcare because of Obamacare. And then the next day, the Supreme Court rewrote the Constitution, and threw out the marriage laws of all 50 states. Now, listen. I've spent my life fighting to defend the Constitution, and there is a constitutional means. If someone wants to change the marriage laws in a state, the way the constitution allows you to do so, is to convince your fellow citizens to do so through the democratic process. What we saw instead, is five unelected lawyers saying the views of 320 million Americans don't matter, because they're going to enforce their own policy position."
He was then asked whether, given his support for country clerks opting out of issuing licenses for same-sex marriages on religious grounds, he would support a county clerk opting out of issuing a license for an interracial marriage. Cruz answered, "there's no religious backing for that, and I have spent decades fighting against bigotry and racial oppression. I'm the son of a Cuban immigrant. Bigotry is fundamentally wrong. And one of the things I talk about in the book, 'A Time for Truth,' is fighting to defend religious liberty. For me religious liberty isn't some new found campaign theme. I've spent two decades, when I was the Solicitor General in Texas, the chief lawyer for the state in front of the United States Supreme Court, over and over again, we fought and defended religious liberty, and won, we defended the Ten Commandments and won, we defended the Pledge of Allegiance and won. One of the things I was really honored to do, I represented over 3 million veterans defending the Mohave Desert veterans memorial and won. And religious liberty is right at the foundation of our country."
Cruz was then asked if he would have considered interracial marriage a states rights matter. He said, "Of course not. And we fought a bloody Civil War…over the original sin of our country that was slavery. Slavery was grotesque and immoral and some 600,000 Americans lost their lives, spilled their blood on American soil to expunge it. And we passed three amendments, the 13th, 14th and 15th amendments to the Constitution that are to ensure that everyone has equal rights regardless of race. And that was honoring the promise of the Constitution. It was the right thing to do. One of the things that in my book, 'A time for Truth,' I talk about is my time clerking at the US Supreme court, trying to give people a window to what happens behind the scenes. It's the same thing I try to do in the Senate, where we're giving people an understanding, not just of what is said on the news, but what's actually happening behind closed doors, the role of money, and sadly, the corruption of both Republicans and Democrats who join together in what I call the Washington cartel."
Cruz concluded by discussing his proposal for merit retention of Supreme Court justices and whether that would politicize the court. He argued that "the court has injected itself into politics." And pointed the fact that some states already have retention elections on judges as "a check when judges abuse their authority and violate the Constitution." He added, "you've got nine lawyers, they're all from Harvard or Yale, there are no Protestants on the court, there are no Evangelicals on the court. The elites on the court look over much of this country as flyover country. They think that our views are simply parochial and don't deserve to be respected. And Justice Scalia pointed out, I mean, what a crazy system to have the most important issues of our day decided by unelected lawyers. We have 50 states. If states could decide this, some states, maybe New York and California would go one way, and maybe Texas and florida would go the other. That's the miracle of our Constitution."
Follow Ian Hanchett on Twitter @IanHanchett


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Printable PDF
Vendor: Microsoft
Certifications: MCSD
Exam Name: Developing Windows Azure and Web Services
Exam Code: 070-487
Total Questions: 113 Q&As
Last Updated: Aug 14, 2018
Note: Product instant download. Please sign in and click My account to download your product.
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Writer-producer Stanley Rubin, whose wide range of credits included classic film noir "The Narrow Margin," Marilyn Monroe-Robert Mitchum Western "River of No Return," TV series "The Ghost and Mrs. Muir" and Clint Eastwood's 1990 feature "White Hunter Black Heart," died Sunday at his home above the Sunset Strip. He was 96.
Rubin was also a leader at the Writers Guild and Producers Guild. He negotiated contracts for the former and served the latter as president for five years.
Rubin wrote 19 feature films and produced more than 25 in a career that spanned seven decades. But frustration with the film business also led him to television in that medium's early stages -- "The idea of getting into something on the ground floor -- not just as a writer but perhaps as a producer -- excited me with visions of control and ownership," Rubin wrote in an essay much later.
He won an Emmy in 1949, at the first Primetime Emmy Awards, for an episode of an anthology series he co-created, "Your Show Time." (He later received Emmy nominations for "The Ghost and Mrs. Muir" and for the 1976 special "Babe.")
He started in the Paramount mailroom and later worked at Universal, Columbia, NBC, CBS, Fox and MGM.
His other film credits as a writer or producer included Francis the Talking Mule entry "Francis in the Navy"; "The Girl Most Likely," with Jane Powell and Cliff Robertson; "Promise Her Anything," with Warren Beatty and Leslie Caron; "The President's Analyst," with James Coburn; and 1990′s "Revenge," with Kevin Costner.
Rubin also produced TV movies including 1979′s "...And Your Name Is Jonah" and 1981′s "Don't Look Back: The Story of Leroy 'Satchel' Paige."
Stanley Creamer Rubin was born in the Bronx and studied at UCLA in the 1930s, dropping out with almost enough credits to graduate -- only to return many decades later, earn those final credits and graduate in 2006. During WWII, Rubin served with the Army's First Motion Picture Unit.
He is survived by his wife of 59 years, actress Kathleen Hughes; daughter Angie, a film music editor; and sons John, a maker of documentaries, and Michael, who formerly worked in post-production. A third son, Chris, died in 2008.


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Orford Upright Fridge FM36C
Price: $1600 Inc GST
Location: The Ponds | NSW
- Brand: Orford
- Power: Electric,Single Phase
- Location: The Ponds, NSW, 2769
- Age (years): 7 years old
- Condition: Like New
- Warranty: None
- Warranty Duration:
Sellers Contact Details:
- Seller type: Private Seller
- Name: Joanne
- Phone: 0412 648 483
orford, fridge, upright fridge, display fridge, drink fridge, orford fridge, refrigerator
The fridge is in excellent condition with only light use.
Cabinet and all seals in excellent condition.
Model No. FM36C, 240v, 50Hz
Commercial upright fridge with 2 glass doors, shelving and internal light.


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Google Video is a goldmine of the way to video tutorials for affiliates trying to learn Online advertising. Its sources comprising over 33, 000 files on affiliate internet marketing from video sharing websites around the web and growing everyday. Approximately, one 3rd of those videos originate from Youtube. Only a little sampling could include topics like on-line advertising, installing WordPress, Joomla, traffic building, web hosting, e-mail marketing and much more. There are various other video sharing sites that may be utilized as a resource. Google Video is distinctive in that it's indexed all of the video contained at these sites which makes them all available at one location.
Finding Online Marketing Tutorials On Google – You can get Google Videos from their home page. In on the very top of on the page click the words more and then video, out there you can use subject particular key terms to narrow search results page. You're able to narrow results further by relevance, rating, popularity, date and time period. Time durations more than 20 minutes will leave fewer search results page, but they have an inclination to be the most content wealthy videos. To view videos without opening a brand new window select list. An agency that will let you remain current on subject related video is Google Alerts.
Accessible to wealthy and poor alike, Youtube cuts across class lines. Gurus and amateurs utilize the recognition of video to teach new internet entrepreneurs approaches to construct successful on-line companies. Affiliates or new on-line marketers are provided with free training. The video marketer through fascination advertising has a responsive audience, which is leveraged to market future products and services. Content Management simple domain search for Twitter tutorials generates over 52, 000 from the search results page. Traffic Building Tools networking, bookmarking, article writing and link exchanges. Article Writing and distributing articles to directories. Web site Tools about free web site tools for design and graphics.
Adwords to set-up and manage an Adwords account. The Internet runs rampant with People selling get rich schemes. They profit from the poor unsure individuals who buy the memberships, e-books and videos they sell. Like fish in the sea, new Online marketers who strive to learn on the secrets of making money on-line are frequently hooked by these scammers. After diligently attempting to implement training materials with little or no success, on the new Internet marketer begins to doubt their capability to ever succeed in on-line marketing. Youtube and Google videos are a fantastic research tool. Due to the massive catalogue of available tutorials you could spend many hours learning new and valuable information.


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VANCOUVER, BRITISH COLUMBIA--(Marketwired - Feb. 1, 2016) - East Africa Metals Inc. (TSX VENTURE:EAM) ("East Africa" or the "Company") is pleased to announce that the Company has received confirmation from the holder of a 20% participating interest on the Adyabo property that it wishes to convert its 20% interest to a 2% net smelter return ("NSR") royalty. The Company has the option to buy back 1.0% of the NSR for a cash payment of C$5,000,000. Upon execution of an NSR agreement, the Company will hold a 100% undivided interest in the Adyabo property, subject to the 2% NSR.
Andrew Lee Smith, the Company's President & C.E.O., stated, "This is a significant development for the Company as we continue to strengthen our asset base and build the Company in challenging times. The Adyabo Project has performed beyond our expectations and we are excited to continue developing the existing Resource."
Earlier in 2015, the Company announced the initial Resource for the Adyabo Project (news release of May 5, 2015):
Adyabo Resource
Adyabo Resource Highlights
*Da Tambuk whole mineralization leach test and pyrite scavenger concentrate test both returned gold recoveries of 97%.
1 Base Case - Au $1,400/oz, Cu $3.20/lb, Ag $20/oz
Work has continued on the Project and subsequently the Company announced highlight intersections from the Mato Bula Silica Hill Resource infill drilling that include (news release dated January 11, 2016);
Adyabo Project
The Mato Bula trend is a greater than 8 kilometre long zone of alteration characterized by sericite, pyrite (10%), carbonate (generally dolomite), and silica mineralization, which has undergone strong shearing. This assemblage comprises many elements consistent with high sulphidation gold rich VMS - submarine porphyry-related systems. The trend hosts additional geochemical targets at surface, and continues to possess significant upside to further discoveries both along strike and at depth. Higher grade gold core shoots are recognized at Mato Bula Main, Mato Bula Silica Hill and at Da Tambuk. Potential resource extraction is supported by favourable topography over the mineralized shoots.
Forward Program
East Africa will continue to advance both its Harvest and Adyabo Projects in Northern Ethiopia. Infill drilling and trenching has been completed in January 2016 at the Da Tambuk and Mato Bula deposits at Adyabo, and final analyses are anticipated late first quarter. At East Africa's Harvest Project, metallurgical diamond drilling has been completed at the Terakimti Oxide deposit, and samples have been forwarded to an accredited lab for metallurgical evaluation.
Quality Control
The planning, execution, and monitoring of East Africa's drilling and quality control programs at the Adyabo Project has been conducted under the supervision of Jeff Heidema, P.Geo., East Africa's Vice President Exploration. Mr. Heidema is a "Qualified Person" as defined by NI 43-101, and has reviewed and approved the technical information contained in this news release. Diamond drilling was coordinated by East Africa's contract geologists who also managed the preparation, logging, and sampling of core and rock samples, in addition to carrying out bulk density measurements. During sampling, quality control standards and blanks were introduced at pre-determined intervals to monitor laboratory performance. A system of field, reject, and pulp sample duplicates was also incorporated, as were specific programs of re-assaying and umpire lab assaying to both monitor laboratory performance and also characterize potential mineralization; all consistent with industry best practice.
Drill core samples have undergone preliminary preparation at the Bureau Veritas Mineral Laboratories facility in Ankara, Turkey, and are crushed to 80% passing 10 mesh, and pulverized to 85% passing 200 mesh (PRP70-1KG package). Analyses are conducted at Bureau Veritas Mineral Laboratories in Vancouver, Canada, with diamond drill core analyses utilizing Aqua Regia digestion and ICP-ES for base metal and silver analyses (AQ370 package), and Infill sample program utilizing Aqua Regia digestion and ICP-MS/ICP-ES (AQ270 package) for base metal and silver analyses. Gold analyses are conducted via Fire Assay Fusion with AA finish, and gravimetric analyses are completed for over-limit samples (FA430, FA530-Au packages).
About East Africa
The Company's principal assets and interests include both the 70%-owned Harvest polymetallic VMS exploration Project, which covers approximately 116 square kilometres in the Tigray region of Ethiopia, 600 kilometres north‐northwest of the capital city of Addis Ababa, and the Adyabo Project, covering 264 square kilometres immediately west of the Harvest Project. The Company owns 80% of the Adyabo Project, upon execution of an NSR agreement the Company will own 100% of the Adyabo Project, subject to a 2% NSR. East Africa now has mineral resources defined at both projects in Ethiopia and continues to test priority targets. Additionally, the Company owns the 93 square kilometre Handeni Property located in north-eastern Tanzania. Handeni includes the Magambazi Project, a gold deposit discovered in 2009. East Africa has entered into a binding letter agreement with an arm's length private exploration and development company to advance the project.
More information on the Company can be viewed at the Company's website: www.eastafricametals.com.
On behalf of the Board of Directors:
Andrew Lee Smith, P.Geo., CEO
Cautionary Statement Regarding Forward-Looking Information
This news release contains "forward-looking information" within the meaning of applicable Canadian securities legislation. Generally, forward-looking information can be identified by the use of forward-looking terminology such as "anticipate", "believe", "plan", "expect", "intend", "estimate", "forecast", "project", "budget", "schedule", "may", "will", "could", "might", "should" or variations of such words or similar words or expressions. Forward-looking information is based on reasonable assumptions that have been made by East Africa as at the date of such information and is subject to known and unknown risks, uncertainties and other factors that may cause the actual results, level of activity, performance or achievements of East Africa to be materially different from those expressed or implied by such forward-looking information, including but not limited to: early exploration; the closing of the agreement with the exploration and development company to advance the Magambazi Project or identify any other corporate opportunities for the Company; mineral exploration and development; metal and mineral prices; availability of capital; accuracy of East Africa's projections and estimates, including the initial mineral resource for the Adyabo, Harvest and Magambazi Projects; interest and exchange rates; competition; stock price fluctuations; availability of drilling equipment and access; actual results of current exploration activities; government regulation; political or economic developments; foreign taxation risks; environmental risks; insurance risks; capital expenditures; operating or technical difficulties in connection with development activities; personnel relations; the speculative nature of strategic metal exploration and development including the risks of diminishing quantities of grades of reserves; contests over title to properties; and changes in project parameters as plans continue to be refined, as well as those risk factors set out in East Africa's listing application dated July 8, 2013 and Tigray Resources Inc.
Management Information Circular dated March 28, 2014. Forward-looking statements are based on assumptions management believes to be reasonable, including but not limited to the successful integration of Tigray Resources Inc.'s business with the Company; the price of gold, silver, copper and zinc; the demand for gold, silver, copper and zinc; the ability to carry on exploration and development activities; the timely receipt of any required approvals; the ability to obtain qualified personnel, equipment and services in a timely and cost-efficient manner; the ability to operate in a safe, efficient and effective manner; and the regulatory framework regarding environmental matters, and such other assumptions and factors as set out herein. Although East Africa has attempted to identify important factors that could cause actual results to differ materially from those contained in forward-looking information, there may be other factors that cause results not to be as anticipated, estimated or intended. There can be no assurance that such information will prove to be accurate, as actual results and future events could differ materially from those anticipated in such information. The Company does not update or revise forward looking information even if new information becomes available unless legislation requires the Company do so. Accordingly, readers should not place undue reliance on forward-looking information contained herein, except in accordance with applicable securities laws.
Neither TSX Venture Exchange nor its Regulation Services Provider (as that term is defined in the policies of the TSX Venture Exchange) accepts responsibility for the adequacy or accuracy of this release.


text: I've always been a rings person when it comes to jewellery. However this Screw Bar Bangle was a bit of a game-changer when I got my hands on it, and now it permanently keeps my watch company. And if you haven't heard already - I'm giving away both of these pieces from The Peach Box on my Instagram (@nrahmichelle) but you'll have to be super quick as Wednesday 4th August is the last day that you can enter!


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In an open forum on sexual harassment/assault, students and faculty discussed the resources available on campus to help those seeking safety and justice.
Don't Pull Any Punches
Brandeis Boxing Club president, Sonor Sereeter '19 talks about the about the club's humble beginnings, the motivations of it's members, and where its heading.
This is the fifth installment of "For Us by Us: The Untold Stories of People of Color on Campus." I wanted to write this piece to highlight people of color on campus. To create a space for our accomplishments, hardships and experiences. To be recognized and acknowledged. To expose ourselves to other cultures, religions and to each other. To realize that we are not alone in our experiences or on this campus. To continue these forms of communication and to hopefully develop new ones.
Reader Commentary: Clarify misconceptions in 'And Then There Were None' Justice articles
The more the conversation loses sight of this history and the manifold ways in which the past remains present, the easier it is to misinterpret or mischaracterize our letter. So allow me to end with a reminder of where Agatha Christie's novel first began: a racist nursery rhyme about the serial murder of 10 Black children. It should never be easy to look past that.
Recognize importance of Massachusetts environmental regulations
History may remember Boston for its democratic fight against taxation without representation and its contribution to the American Revolution. Hopefully, it may also accredit Massachusetts to be the pioneering force behind the legalization of same-sex marriage. Therefore, it would be the greatest travesty if history records Massachusetts for its inaction against the greatest threat to humankind.
Recognize safety risks of virtual personal assistants
Just as one protects their home, protecting sensitive information online should be taken seriously, despite the false sense of security that Google or Amazon provide.
Teams conclude best season in decades
Aizenberg and Coramutla continue their seasons at NCAA championships.
The Raptors fire head coach Casey in a move that proves that the NBA has no job security
Early Friday morning, the NBA world received the startling news that Toronto Raptors head coach Dwayne Casey, winner of a franchise-record 59 games and recently named "Coach of the Year" by his peers, had been fired.
Judges look to take the league by storm in 2019
Strong first-year class looks to be foundation for future success.
2017-2018 Year in Review
Writers and editors share their 2017-2018 favorites!
Interview: Rebecca Myers '18
This week, justArts spoke with Rebecca Myers '18, a graduating senior who held the position of production manager on the Undergraduate Theater Collective executive board and was active in several shows put on by the Department of Theater Arts, most recently "Into the Woods."
A$AP Ferg makes his Brandeis debut
For the first time in my four years at Brandeis, Springfest actually felt like spring!


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Eni LNG corporate
You can pay by card or invoice
Report summary
Eni is in restructuring its LNG business. Its vision is to build a 10 mmtpa LNG contract portfolio by 2025 and take a more integrated approach to developing, selling and buying LNG. Its ambition is to join the portfolio players. Eni has all the key ingredients to develop a world class LNG portfolio. It already has access to flexible LNG from key Atlantic supply sources, in particular Nigeria. It has a huge gas wholesale and distribution business in both northern and southern Europe. It has well established oil, gas and power trading operations. And it has an attractive portfolio of under development and pre-FID LNG positions in both the Pacific and Atlantic basin.
What's included
This report contains
Table of contents
- Executive summary
- Recent developments
LNG strategy
- 2017 review
- Its European position provides access to liquid trading hub, but Eni has focused recent marketing efforts in the Pacific basin
- With pipeline contracts, due for expiry, Eni has the opportunity to grow an integrated LNG portfolio
- Maximising its equity gas positions – Mozambique will be key, Egypt offers interesting options
- Can Eni scale its business?
Supply-demand balances
- Figure 3 Eni's contracted LNG Supply
Value drivers
Contract Pricing
- Price Arbitrage
- Market of Last Resort
- Importance of Piped Supplies
- Contract Pricing
LNG assets
- Figure 11: Eni's Regas Capacity
Gas into LNG
- Table 4: Eni's Upstream supply to LNG Liquefaction Plants
- Liquefaction capacity
- Regas
Tables and charts
This report includes 19 images and tables including:
- SWOT Analysis
- Table 5: Eni's Liquefaction Capacity
- LNG assets: Table 1
- Table 1 Contracted Supply
- Eni in 2017 – Exxon deal de-risks Mozambique, but can it execute Coral?
- Supply-demand balances: Image 2
- Figure 4: Eni's committed sales from its portfolio
- Figure 5: Eni's Joint Venture/project marketed volumes
- Figure 6: Eni's Flexible LNG (mmtpa)
- Figure 7: Eni Supply Contracts
- Figure 8: Eni Committed Sales
- Table 3: Eni's Regasification Capacity
- Figure 14: Shipping Capacity
- LNG assets: Image 6
- Figure 9: Eni contract pricing
- Figure 10: Eni weighted average cost of supply and price
- LNG assets: Image 2
- Figure 12: Gas into LNG by equity (mmcfd)
- Figure 13: Effective Liquefaction Capacity by Equity (mmtpa)
You may be interested in
ExxonMobil LNG corporate
RasGas LNG corporate summary
Questions about this report?
Europe:+44 131 243 4400
Americas:+1 713 470 1600
Asia Pacific:+65 6518 0800


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Sue Neufeld
Sue's classes offer an inspiring blend of Tantric Hatha Yoga techniques that build strength, flexibility, vitality, clarity, joy, and fulfillment. She teaches multi-level classes as well as restorative classes and workshops.
Sue is both a passionate student and teacher of yoga. Her mission statement reflects her intention for her students: to awaken the spark of Agni (fire), self-knowledge, healing and Sri (unity and beauty) in the heart and soul. Sue has been a dedicated yoga student since 1986, and is a Para Yoga certified teacher. She completed nine master-level training courses with her teacher and guide, Yogarupa Rod Stryker. "Para" means supreme, ancient, highest. In April 2005, Rod initiated Sue into the lineage of Swami Rama of the Himalayas.
Hear Sue speaking about Sankalpa click here
- 200 hour teacher training, Kripalu Yoga Center (Lenox, Mass.)
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Real history question: Did the NWO take out Hitler because he started printing his own money?
And did he try to fight them?
Re: Real history question: Did the NWO take out Hitler because he started printing his own money?
I'm very interested in that too.
I keep forgetting to follow it up.
Hitler was undoubtably built up and betrayed. He knew it when Churchill came to power in the "palace coup" and sent Hess to ask the House Of Windsor what the problem was?
Germany in those years was more than Hitler. It was a whole host of advisers and trusted confidants.
I would like to look more closely at Albert Speer and his connections.
Himmler was affiliated closely with European Royalty and a confirmed Pagan. Check out "The Devils Doctor" describing Himmlers trusted "masseus" who was the only person who could cure Himmler of his chronic stomach problems. This masseus was the apprentice of a great Tibetan master. This guy was Himmlers link with Count Bernadette and the Red Cross.
Georing too was heavily up to his neck with European Royalty
Hitler was a COMPLETE Anglophile and wished he had been born English. I kid you not.
I dont mean to digress or distract from the original post. I just want to make the point that WW2 is THE most amazing little series of events in the history of history.
There are still 500 books to be written.
One being the financial plans of Hitler.
Re: Real history question: Did the NWO take out Hitler because he started printing his own money?
Just out of interest..
Albert Speers son is to design Chinas new architecture for the Bejing Olympics.
Beijing signs up son of Hitler's architect
By Oliver August
Choosing Albert Speer Jr to revamp China's capital for the Olympics has raised ghosts
AN OLYMPIAN plan to revamp Chinas capital with a 16-mile boulevard connecting the Olympic Park with the Forbidden City and Tiananmen Square has provoked a stormy public debate in Germany.
The project, commissioned by Chinese officials ahead of the 2008 Olympics, has sparked controversy because the renowned urban planner whose design is being used is also the son of Hitlers personal architect, Albert Speer.
Albert Speer Jr, 68, has become reluctantly embroiled in a public debate over his master plan after comparisons were made between his fathers plans for Nazi Berlin and modern Beijing.
From historians to architects, the road which will connect north and south Beijing, has stirred up Germany.
A taste of the debate was reflected in the pages of Die Weltearlier this week: His Beijing axis is re-awakening old memories. Wasnt there a legendary . . . north-south axis, planned by the elder Speer for Hitlers new Berlin, which was to be called world capital Germania? Is his son to copy him or rather outdo him? Herr Speer told The Times: The comparisons with my father are unfortunately unavoidable. Berlin also hosted the Olympics in 1936, but he says he gets angry when he reads the comparisons with his father. My plans cannot be mistaken for his. What I am trying to do in Beijing is to transport a 2,000-year-old city into the future. Berlin in the 1930s; that was just megalomania.
The historical broadside has been rebuffed by Germans and Chinese alike. Axel Busch, who teaches at a Berlin university and runs his own urban planning consultancy, said: The concept of a central urban axis is much older than the Nazis and this man should not be discredited on the basis of family ties. He has distanced himself from his fathers work and is by no means an ideologue.
The Chinese are full of praise. A spokesman for the Beijing Olympic Committee said: Speers plans are very similar to what the Beijing city government had wanted. The feng shui of the central axis is very good. We dont mind who Speer is, but we worry a little that other people could misunderstand this.
The elder Speer was labelled architect of the devil by the historian Golo Mann. In the late 1930s, as Germany launched itself into war, Hitler personally gave Speer the job of remodelling the capital to fit his ambitions.
Berlins first tenements were bulldozed to make room for a grand axis through the centre, before the Allies occupied the city and imprisoned Hitlers architect, armaments minister and possibly closest friend for two decades. Heiderose Kilper, a professor at Hanover Technical University, said: Few children of top Nazis have followed so closely in the paths of their fathers. Those who did have usually suffered terribly under the burden imposed.
In her biography, the British historian Gitta Sereny depicts Hitlers architect as unique in the Nazi elite.
He was recognisably human: young, intelligent, educated, lacking (as far as the evidence suggests) any racist views, a gifted architect rather than a political thug. And yet he followed Hitler zealously.
His son, who barely knew his father, has worked as an urban planner for more than 30 years, and his 100-strong office in Frankfurt has advised governments in Libya, Algeria, Saudi Arabia, Nigeria and Yemen.
He follows in the footsteps not only of his father, but also of his grandfather and great-grandfather, builders from southern Germany. Of his plans for Beijing, he said: I want to make a leap into the future but at the same time preserve old structures in the city centre.
We propose the building of a central train station, a new transport gateway, in the citys south as well as an ecological model city.
The plan covers more than 36 square miles and is supposed to be finished before the 2008 Olympics. Herr Speer also envisages a new enterprise zone with shopping streets, residential blocks and office towers a few minutes from Chairman Maos mausoleum on Tiananmen Square.
Perhaps the salient point in the current controversy is that Beijing once isolationist and xenophobic has chosen a foreigner to revamp its capital.
Re: Real history question: Did the NWO take out Hitler because he started printing his own money?
good question.i think the short answer is yes.
would the jews go to israel if he would have printed more?
why didn't he go to switzerland?
not that money really matters,because there is no money.law and contracts are more important. :-) c/p.
The Toronto 'Evening Telegram' February 26, 1940, quotes Rabbi Maurice Perlzweig of the World Jewish Congress as telling a
Canadian audience that 'the World Jewish Congress has been at war with Germany for seven years' [i.e. 1933]. Jews were obviously willing
to back up their threats, for the London 'Sunday Chronicle' of January 2, 1938, reported that 'leaders of International Jewry' had met in
Geneva, Switzerland to set up a $2.5 BILLION fund to undermine the economic stability of Germany.
However, Jewish boycotts against Germany failed to bring that nation to its knees as [because] Hitler had already freed Germany
from dependence on Jewish usury. Since economic pressure by World Jewry could not break the back of Germany, it was determined
that an actual war would be necessary to destroy Hitler [the German People for they had thrown off the control of the International Banks].
This desire to decimate Germany is understandable when one recognizes that Jews are a parasitic race and as parasites will fight to the death .end. :-)
it's complicated.the rest is on:
Re: Real history question: Did the NWO take out Hitler because he started printing his own money?
While he was at it he planned to get rid of a certain Satanic concoction the Bolsheviks in Russia. Also a parsitic concoction.
Thanx for the tips.
Now you mention it, it seems pretty obvious.
My previous postings were not meant to serve as a distraction.
Re: Real history question: Did the NWO take out Hitler because he started printing his own money?
The first clue that the NWO was involved in Hitler's death would be his SUICIDE.
Could you imagine the TON of information we would have if all of those who supposedly SUICIDED or died of unnatural causes did not.
Re: Real history question: Did the NWO take out Hitler because he started printing his own money?
Here's an example of how the Jews have been lied
to ... the creme de la creme of the Nazis were
given promotions in the good US of A ... so what
if they killed Jews ?
Re: Real history question: Did the NWO take out Hitler because he started printing his own money?
Oooohhhh, Project Paperclip!! The importation to America some of the same Nazi scientists and doctors who inflicted grotesque abuse on Holocaust prisoners. Men, who should have been convicted of war crimes were given safe-haven in the United States and allowed to continue their grotesque abuse, experimentation on unwitting and unwilling citizens, all courtesy of the CIA and Alan Dulles.
Setting up shop in some of our most prestigious hospitals and universities, these MAD scientists and doctors continued where they left off in Germany.
Against President Truman's orders they were brought to our shores and sold to the American people as rocket scientists. They may have been, but their agenda was not only space. Their dossiers were changed in order to affect this operation. Operation Paperclip.
NASA is not exempt from their participation in cruelty to human beings!!
I think the number was 7,000. Or could it have been 700?
Re: Real history question: Did the NWO take out Hitler because he started printing his own money?
NOMAD...I guess seeing as the Nazi's were basically created from a certain clique in the U.S it should be NO surprise.
Ask "Mr Peabody" the P.R man from Rockerfella sent over to brush the Nazi's into a slick propaganda machine.
I have a great documentry on that by G.E.Griffin..."The Politics Of Cancer Therapy" which is my FAVOURITE lecture as it ranges widely.
I think you have it.
Good to see you back.
Re: Real history question: Did the NWO take out Hitler because he started printing his own money?
BTW...if people can get over their paranoia I have that lecture..."The Politics Of Cancer Therapy" as a 3 meg MP3.
I can send it to you via e-mail.
My e-mail is via an I.P so I can be easily traced!
It is an importent lecture on the rise of Hitler and how the "Cartelist Monopolists" work.
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Screening Model for Storm Water Controlby Paul H. Krishen, Grad. Student; Water Resour. Div., Dept. of Civ. Engrg., Massachusetts Inst. of Tech., Cambridge, MA,
David H. Marks, (M.ASCE), Assoc. Prof.; Dept. of Civ. Engrg., Massachusetts Inst. of Tech., Cambridge, MA,
Serial Information: Journal of the Environmental Engineering Division, 1974, Vol. 100, Issue 4, Pg. 807-820
Document Type: Journal Paper
The problem of overflows and local flooding from combined sewer systems is reviewed, and the control alternatives of storage and treatment are examined. A linear programming model for screening the sizes and operating policies of conduits and storage and treatment facilities is formulated. The objective function is to minimize costs. The constraint set maintains physical continuity, sizes the facilities, and specifies water quality objectives. The paper also describes the EPA Storm Water Management Model, which is a detailed simulation model of combined sewer flows. The paper shows how the EPA model can be used interactively with the screening model to plan for the control of combined sewer overflow and local flooding. A case study is made on the Bloody Run Drainage Basin, Cincinnati, Ohio. The results of the case study indicate that the screening model and the planning method are reliable.
Subject Headings: Stormwater management | Hydraulic models | Simulation models | Case studies | Combined sewers | Hydrologic models | Overflow | Floods | Ohio | United States
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10 06/10/2010
Two new faces have made their debut in the autumn sunshine.
A baby Mandrill, just two and a half months old and one of four baby Mandrills born at Chester Zoo, explored Monkey Island.
The Mandrill group were led by the dominant male, JC, out into the sunshine to enjoy snacks such as celery and oranges.
Mandrills live in deep forest in Southern Cameroon, Gabon and the Congo.
A Ring-tailed Lemur, one of two born at Chester Zoo, has also arrived. The baby, yet to be named, is one month old and will start to adventure away from his mum at about three months. Chester Zoo is home to 17 Lemurs, including the two babies.
Lemurs are from Madagascar and can be seen on Lemur Island at the 110 acre site.
Picture courtesy of Pete Byrne/Press Association


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Students across Louisiana started the testing process Monday morning that judges how both the student and the school are performing.
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A young woman's generous nature is making headlines across the internet.
In a Facebook post, Nicole Marie Heintz told her story. On her way to work she stopped to fill her car with gas. While there, she noticed a man crying and staring at the pump.
She wrote, "In Apple Valley, Minnesota it is 10 degrees and freezing cold with the wind. This man was wearing flip flops with socks covered in holes. I look at his car and see his wife in the front seat covering her face in her hands and the two teenage girls both cuddling under a blanket in the back seat. I didn't even think and I went up to the man and said 'sir is something the matter?' He looked at me and I could tell he was on the verge of giving up because he didn't even try to conceal his tears when he said 'I can't even provide for my family.'"
Nicole paid for the man's gas and said to him, "Jesus Christ the Son of God died to provide for you."
She continued, "Something, something came alive in him. He was in shock and it was like he forgot how to pump gas. In that same moment his wife got out of her car, she asked her husband what was going on and he told her I just [paid] for their gas she started to cry and came around the corner to shake my hand when I saw her pants dirty and torn. I asked her to come to my car."
She brought the woman to her car and asked her to pick from any of the clothes that she was planning on getting rid of.
"This lady RAN back to her car. I was so afraid I had just [embarrassed] her, but a moment later her and her two girls were digging through those clothes layering my sweatshirts and shirts and sweat pants over the worn out clothes they had been wearing," she wrote.
"Soon the father had finished pumping the gas and came over. This attracted a little crowd at the gas station. And some older man gave the family a gift card and another middle-aged man gave away his jacket to the father. Never in my life did I think I would see this kind of thing happen at a gas station with a handful of complete strangers.
But it gives me hope. That the love of God can be so contagious. That we are not alone in being the change we want to see in the world. That God's love is greater than anything and we get to be a part of that love changing lives. And HE always provides!"
Nicole's story blew up, receiving over 25,000 likes and nearly 6,000 shares.
One reader reacted to the story, "It is wonderful to know that people still feel that it is God leading us to do well with our fellow man. What a coincidence you had clothes in the car for three women, you did well my friend you did very well. God bless you and all those people that were in the giving mood! You helped a struggling family and I am sure made a big difference!"
"You were open to God and he used you to start a chain of blessings. How wonderful for you as well as all the other people used in this. Thank You Lord!!!" said another commenter.
Be sure to SHARE this with your friends and family!
H/T: America Now


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BBA. (Hons) Business Administration
What's special about these courses?
How does it give you an edge?
Why choose this course?
This course aims to develop competent managers for general business administration and management. It is ideal if you want to follow a broad but comprehensive business and management programme rather than specialise in one particular area. You also undertake a placement in your final year.
Students who have already completed two years of a similar course overseas, but would like to complete their degree in the UK, can undertake the final two years of the course, including the chance to undertake a placement in the UK.
What will you study?
In the first two years, you will study a broad range of business subjects, including:
You consolidate and enhance your studies in the third year, examining strategic management issues. You may also be able to gain some knowledge and skills in management consultancy. You can also choose to specialise in a particular business functional area through your choice of three elective modules.
In your fourth year, you will apply your knowledge and skills to a real business organisation during a one-year placement. Building on this experience, you develop an in-depth knowledge of a relevant business and management issue in your placement organisation by writing a business administration management report.
Course Structure
Year 1 at SVKM
Managing Business Information
Year 2 at SVKM Campus
Year 3 at Kingston
Business School
Year 4
IIS offers customized courses in:
In view of the global business scenario and growing employment mobility, knowledge of any international language will contribute to value addition in the academic qualification of our students. The latest fact about the international languages is that there is a deeply felt need and necessity among the Indian businessmen. For instance, the bilateral trade between Indian businessmen and other countries is increasing by leaps and bounds. India is one of the Emerging markets alongwith China and the relations with France is being re-inforced in recent times.
Lack of knowledge of an international language becomes a barrier in business transactions. To overcome such barriers, the management of SVKM, which is committed to provide quality education to members of the society in general and SVKM students in particular, has decided to launch programmes of international languages under the aegis of one of its prestigious institutions - "Institute of International Studies".
Having successfully completed its first phase with two prominent language programmes German and Mandarin (Chinese), in its second batch IIS introduces the Spanish language programme also. SVKM's IIS offers these difficult languages in the most easy way. The programmes are so devised that in a very short span, students will start speaking the chosen language comfortably and at the end of the course they will acquire sufficient proficiency in communication to be able to transact business with the concerned countries.
On completion of the course, a certificate will be issued by the SVKM's Institute of International Studies.
The key aim of the language programme is to develop spoken communication skills in the language and the main highlight of the course includes:
Teaching Methodology
All the above courses are delivered through 40 sessions of 90 minutes at convenient timings in the evenings/weekends with two batches a year starting in January and July.
Institute of International Studies Provides


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1997 Onwards -
Below is the text of Sir John Major's article on Gordon Brown, published in the Daily Telegraph on 7th May 2009.
In recent days, there have been many comparisons drawn between the present plight of the Labour Government and the final months of its Conservative predecessor. Similarities there may be -
The Conservatives were in their 18th year of government: Labour is in its 12th. The Conservatives had no majority, and were at the mercy of a handful of rebels: Labour still enjoys a large majority. Conservative divisions were over policy -
In the mid-
Throughout the 1992-
Labour, by contrast, has retreated to tactics I believe they will live to regret. Too often, in the face of public hostility, they cite the last Conservative government as a precedent, the not-
It is not convincing. Take the roasting they received for mishandling the Gurkhas: Labour's defence was that the Conservative government "had never done anything about it". Nor had earlier Labour governments, and for the same reason: it had not been an issue. And if it had been an issue, why was there not a peep from Labour about it in the 1990s? Opposition days in Parliament are not a New Labour invention.
After 12 years in office, excuses such as this are bordering on the desperate.
Why do they do it? Habit, of course, for fact has never got in the way of New Labour fiction -
And it is continual. Since the Prime Minister can no longer defend Labour policies, he attacks a fictional Tory past at almost every Prime Minister's Questions. To Mr Brown, the Tories are the enemy, therefore any criticism -
But Mr Brown doesn't care: he simply wants to smear Mr Cameron for events over which he knows he had no control. The premise of his argument is also incorrect: interest rates were not raised to 15 per cent by Norman Lamont in the 1990s, but by Nigel Lawson in the 1980s. As chancellor, Norman reduced them from 14 per cent to 6 per cent.
The Prime Minister is wrong about unemployment, too. First, a pedantic point: it did not reach three million under the Conservative government, but peaked well below. Furthermore, it was rising sharply long before Norman Lamont became chancellor, and David Cameron his adviser. Mr Brown knows all this, yet persists with charges that are fundamentally unworthy.
And he is not alone. Other ministers continue to claim that Labour inherited three million unemployed whereas, in 1997, the claimant count was 1.6 million and falling rapidly.
But Labour has not won three elections by allowing truth to get in the way of a good smear. The uncomfortable reality for Labour is that, however unpopular the last Conservative administration may have been, it was the only government in the last 50 years to leave office with every single economic indicator improving.
In 1996-
Even so, the estimate for the current year is a staggering £175 billion. Similarly, total debt has doubled, and the taxpayer will be funding Labour's debt mountain for many years to come.
That the Conservatives bequeathed such a buoyant economy is not a truth universally acknowledged, for -
Did Labour build on that legacy? No. Instead, they squandered it, and will leave the country near bankrupt as a result. This slide from riches to rags inspires another Labour deception: that our present woes are entirely due to the financial crisis that began in America. Of course, there is an international dimension, but Labour's alibi is -
The Prime Minister hopes to win the next election but, in his heart, he must recognise his party is likely to lose. I offer him one piece of genuinely well-
It may not win Labour the next election, but Gordon Brown will leave office a more contented man.


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Motivation and Injuries
At the moment it seems hard to motivate myself…my brother is constantly on my mind. But motivate I must! I think of my new grandson!!
Then there are the aches and pains…on Monday, I strained my hamstring doing a deadlift, didn't warm up enough. Let that be a lesson to me…
I ran on Tuesday, maybe should not have, but, did. Walked yesterday 2.5 miles, to the grocery, could feel my hamstring…tender. Stretched, but not enough.
Thursday I did nothing, (well not, nothing…errands and blog posts…) I swam on Friday afternoon, 30 min. with only a few rest breaks for a drink…I wish I could keep better track of my laps…I always loose count around 10…oh well.
This morning(Sunday) I ran 3.3 in the drizzle, slow and with walk breaks…about 40 min. Hamstring felt good. I think I need to be more diligent about stretching and foam rolling!!
Off to Colorado tomorrow, to visit my brother. Will try to blog, leaving my laptop at home, just the ipad with me, hopefully I can figure out how to use the mobile app, and how to get pictures… if not I will recap in a week…
Last Sunday afternoon, my husband and I met some friends, visiting from Australia, for coffee in Portsmouth, NH. We live about 10 miles from there. What a great town!! If you get the chance to visit in the summer, it will be well worth your time!! Here are some of the sights.
I realize these are just tidbits of Portsmouth…you will just have to visit to see the rest!
Happy training,
April 23, 2012 1:06 am
Sometimes when I'm not motivated, I just do something else entirely. For me, that's usually some cheesy workout DVD or a video on YouTube. Helps shake up my routine. But, it makes sense you are feeling this way. Lots on your mind. I'm rooting for you! Miss you.