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Summons from creditors is one of the expected outcomes of a bankruptcy. Your creditors will file a case against you when you fail to pay. When this happens, you need to seek debt mediation. This kind of arrangement is also known as debt settlement. Usually, the creditor you owe money will hire a credit collection agency to represent them in the case. This action is normally after 90 – 180 days since you stopped making payments. The debt collector will push you to pay off the debt, and if you fail they'll forward the case to the court. But with debt mediators bankruptcy experts, the case doesn't have to be settled by a judge.
The debt mediation process
You'll receive summons once your case is filed in court. Normally you have 30 days to respond to the summons. This is an ideal time to seek debt mediation. You'd be surprised to find out that your creditor doesn't want to go to court just like you. After all, no one likes the time consuming and costly court processes. Your creditor will be more pleased to settle the case out of court than in court. This is the point where debt mediation comes in.
A debt mediator, sometimes known as a debt relief expert, will review your financial position and offer your creditor a payment procedure that you can afford. The opposite happens sometime whereby the creditor's lawyer offers your mediation team a payment plan. There's no need to worry – you can always negotiate the terms. This is where you can rely on the negotiation skills of your debt mediation expert. You can do it yourself, but an expert will do it much better than you. Besides that, it's possible that the expert has dealt with the creditor before, thus a professional relationship already exists. Your debt mediator will also answer some questions you may have such as, what debts are cancelled in a bankruptcy?
There are two types of outcomes in a debt mediation arrangement during bankruptcy. The first one is to pay off the debt in a lump sum payment. A good debt mediation expert will advise you to stop paying your creditor immediately you're pronounced bankrupt. Instead, start depositing the money in an insured account. This way, you will have a sizable saving that can be given in lump sum once the case goes to court. Your debt relief expert can also negotiate for a reduced priced now that you have offered to pay off the debt in lump sum.
The second arrangement is paying in lower monthly installments. In this case, your debt mediation expert will show your creditor exactly how much you can be able to pay every month. Both sides will then agree on an unbiased figure.
It's not always a guarantee that the creditor will accept the terms that you are offering. Sometimes they will totally disagree with the amount you have proposed. In this case, you will be forced to proceed with the court case and have the judge make the verdict. If the ruling favors the creditor, you might in danger of losing your assets. But, just by the fact that you hired a debt mediation expert, you stand a chance of settling the case out of the court.
For more information, just visit us at https://www.debtmediators.com.au/bankruptcy/.


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At last our waistcoats have arrived – after many months and much sampling we think we have now found the perfect garment which so many of our customers have been waiting for. The waistcoats are quilted and have three pockets – one on either side and one on the top left hand side into which a mobile phone, or wallet can be slipped and kept safe. They have a small stand-up collar and button down the front with seven fabric covered buttons. The colours complement those of the rest of our collection, and as with both our long and short jackets, have linings which are colour co-ordinated.
Sizes: S M L XL (10 12 14 16)
Price: £45 – NOW £35

subset: commoncrawl


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In the famous words of Sean "Puff Daddy" Combs ….
I was lucky enough to recently witness the Bad Boys Family Reunion tour. Huge shoutout to the little cousin for inviting me – thanks Mary! The show was everything you would imagine for a Bad Boys show. There were fireworks, lots of red fire, all the performers looked dashing in their all-white outfits. Some of my favorite moments were 112 singing Cupid – well because, every woman loves that song. Lil Kim coming out with hair almost as big as her – she rocked it like it was going out of style! Faith Evans looked amazing and her voice is as beautiful as can be…
Then Diddy came out with the big guns. By big guns I mean Snoop Dogg and Dr. Dre, I mean it was Snoop and DR. DRE – I'm still comprehending it all. Seeing Dre in concert was honestly on my bucket list – CHECK! Seeing him perform with Snoop grooving off to the side, priceless. I'm just going to add this to the list of reasons why I love living in LA. It was a ball of fun. Oh, I forgot to mention Diddy split his pants during one of the songs – it was really quite entertaining because that's how hard he rolls.
They closed out the show with I'll be missing you – in dedication to Big + Tupac. Quite fitting, of course. So thank you Bad Boys – it was quite a show.


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Branding is a one hot topic, although it is wildly misunderstood. To make things
even more confusing, branding is often tossed in the same basket as marketing
which makes its application to an entrepreneur or sole-practioner even more
Are You Brand Worthy? Are You Brand Worthy?
Branding is a one hot topic, although it is wildly misunderstood. To make things
Love What You Do
"Do what you love and love what you do."
Your 30 Second Commercial
This tip is so simple, that many people we've talked with never bother using it, but it is highly effective. Prepare a 30 second verbal commercial about what your business offers. This should be 50 words or less, and practice saying it until it becomes second nature. End it with phrases such as "I'd love to have you as a client" or "I'd like to do business with you".
Small Business Marketing: Specialize or Generalize?
There have been many great points raised on both sides of this discussion. In order to make a final decision, we must look at how the business world is moving and at the purchasing patterns of the consumers who will be utilizing your services.
Crystal Reports for Microsoft Great Plains
Microsoft Great Plains is main accounting / ERP application from Microsoft Business Solutions, targeted to the US market.
5 TIPS for Home-Based Business Entrepreneurs
Have you ever heard that only a small part (5%) of 'all' Home-Based Business entrepreneurs achieve success?
Cheap, Bargain, Real Estate; Good Deals, Below Market, Low Priced Properties Are Available…
Cheap, Bargain, Real Estate; Good Deals, Below Market, Low Priced properties are available if you know how to buy them.


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Status: Open
Know more about this business than we do? Cool! Please submit any corrections or missing details you may have.Help us make it right
Professional sewing with Cleveland Tailoring in Ohio. We offer clothing alterations and repairing needs at Valentino's Tailoring.
Be the first cleveland.com user to add photos or videos of Valentino's Tailoring
Great tailoring and friendly service, highly recommend for alterations, repairs, hem issues and any other issues for which you may need a seamstress.
She altered my wedding dress and was so kind and professional. I'd had some weight gain and she didn't get frustrated with me. She went above and beyond and replaced beading she didn't think she'd...
Since 1999, Valentino's Tailoring has been providing Garment Making, Alteration, And Repair from Twinsburg.
Valentino's Tailoring can be found at Ravenna Rd 9630. The following is offered: Bridal Boutiques. The entry is present with us since Sep 8, 2010 and was last updated on Nov 12, 2013. In Twinsburg there are 1 other Bridal Boutiques. An overview can be found here.


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Heather Timmons has an excellent article in today's Times on the shaky legal basis underlying the Dubai bond deal in danger of going into default on Dec. 14.
She writes:
The 237-page prospectus for the Nakheel bond provides little clarity. In the case of a bankruptcy by Dubai World or Nakheel, bondholders have no guarantee of "repayment of their claims in full or at all," it said. Under Dubai law, it added, no debt owed by the ruler or government can be recovered by taking possession of the government's assets.
A default would also pose a major new test for Dubai's courts, which have never handled a major bankruptcy of one of the government's own companies, lawyers and bankers said.
Unlike its neighbors, Dubai has kept its judiciary system separate from the United Arab Emirates Federal Judiciary Authority. The decisions of the Dubai courts, which are controlled by the emirate's ruling family, can be fickle, say lawyers in the region.
For example, in order to bring a court case against a government-owned or government-run entity, a corporation or individual needs to get permission — from the government. In the prospectus for Nakheel bonds, investors are warned that "judicial precedents in Dubai have no binding effect on subsequent decisions," and that court decisions in Dubai are "generally not recorded."
Remember that the company that did the borrowing is owned by the Dubai government, which does not guarantee payment. If I read that correctly, it says the government is above the law. Essentially, that means the borrower can pay if it finds it convenient to do so.
What the article does not say is what the upside was for the investors. You might think that they would have demanded a premium for lending money to borrowers under those circumstances.
The prospectus is not all that easy to read, so I may have missed something. The complexity is increased because this is supposed to be Islamic finance, without interest rates. So these are not called bonds; they are called trust certificates. And the periodic payments are rent, not interest, even if they are calculated like interest.
As I read it, in return for lending $3.25 billion for three years, the lenders were to get an interest rate of 3.1725 percent, plus a 9.5 percent bonus at maturity. If there had been an initial public offering of the real estate company, they might have done better.
These bonds were trading for 110 percent of par value last Tuesday, a price that made sense only if you were sure of getting the final coupon payment and the premium. The latest price shown on Bloomberg is under 60 percent.
These bonds were not rated by the bond rating agencies, so this is not a black mark on them. But they were priced as if they were very safe — just like the AAA-rated mortgage securities that got this financial crisis started.
Markets are supposed to be able to price risk. Have they ever failed so spectacularly to do so?


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Get Piwik Beta Releases Via Automatic Update
by Adrian Speyer • Last modified:October 14, 2012 • Piwik • 0 Comments
To be ready for deployment to your production server of a new version of Piwik, you can get the latest Piwik beta releases to your dev server. By being involved in the beta process you help Piwik's team to ensure things work right out of the box. You also get a chance to play...Read more →


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Assistant Head of Science, Barking Riverside.
Closing date:
Start date: September 2018
Contract type: Full Time
Contract term: Permanent
Suitable for NQTs: Yes
Why apply to be an Assistant Head of Science at Riverside School?
Riverside School opened in September 2012, we have now moved into our new state-of the-art £45m building on the north bank of the Thames with nearly a1000 students from Year 7 to 12 in 2018; we will grow to approximately 2000 over the next 5 years, including a large sixth form. This is a great career opportunity to be part of a new and expanding school. It really is a very special place to work and pre-application visits are welcomed.
Our relentless focus on teaching and learning and developing great teachers and leaders is our number one priority. Weekly one-to-one tailored coaching sessions, termly lesson study and a generous time allocation to planning means our teachers are both motivated and highly talented. There is a real sense of passion and determination that students and staff bring to all that they do, making Riverside School a superb place both to learn and to work.
Riverside School achieved a P8 score of +0.7 (validated results) and is in the top 7% nationally for P8 for the following groups overall: all students, low prior attainers, middle prior attainers, high prior attainers and disadvantaged. 52% (20% nationally) of our students achieved the strong Ebacc and an attainment 8 score of 53 (46 nationally). We pride ourselves on consistency and academic rigour to enable social mobility.
The successful candidate will:
- Have a passion for science evident in their day to day teaching.
- Be able to teach a science to A-level.
- Show evidence of being, or having the potential to be, an outstanding teacher in the classroom.
- Contribute and show commitment to our innovative and forward thinking department.
- Contribute to intervention programmes.
- Play a full and active role in the life of the school.
- Be a reflective practitioner with focusses on continuous learning and development of practice.
- Want to make a real difference to the lives of all young people
In return, we can offer you:
- A cohesive team of people who believe in working collaboratively; sharing ideas and supporting each other.
- The opportunity to further develop innovative teaching and learning strategies to ensure students achieve excellence.
- Participation in lesson study to provide an opportunity for collaborative planning and the detailed and evaluative analysis of specific pedagogical foci.
- The chance to join a growing school with further opportunities for progression as the school reaches capacity.
- Unrivalled CPDL opportunities to further develop your skills as a classroom practitioner and to develop leadership skills as you progress.
- Purpose built and well-furnished 90m² labs with suites of computers in our brand new £45 million school.
If you share in our commitment to achieve excellence for all, we want to hear from you. Please apply at Riverside School Vacancies.
To find out more about our school please visit http://secondary.riversidecampus.com/. Visits to the school before application are welcomed. Please contact Headteacher: Andy Roberts, on 020 3946 5888 or email firstname.lastname@example.com.
Location: Riverside School, Renwick Road, Barking, IG11 0FU
Closing Date: Friday 16th February 2018
Preferred Start Date: September 2018
Salary: MPS or UPS (Inner London) plus TLR (dependent on experience and specific role).
Riverside School is committed to safeguarding children; successful candidates will be subject to an enhanced Disclosure and Barring Service check.
Riverside School is a mixed, non-denominational secondary school with a sixth form. It is an academy located in Barking, Greater London.
Riverside opened as a new provision in September 2013, it currently has 750 students on roll and will eventually ...
Contact Riverside School
Thanks for your interest in this role.
Simply fill in the form below to ask any questions, request a call, or schedule a school visit.
This field is required


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Order PlacementsOctober 13, 2016 15:53PM
Please be advised that our website is currently being updated to serve you better. As such, please send all your orders directly via e-mail to firstname.lastname@example.com or text us at 0947.865.86.34 to confirm your orders. We appreciate your cooperation.
For Kashi Makis, please take note of the following minimum order quantities:
at least ten (10) boxes of 4 pcs kashi maki
at least six (6) boxes...


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- Home
- Nursery Favorites
- Gift Sets
Gift Sets
Is there a new mom-to-be in your life? Discover the perfect gift set at Maison Drake and you can be confident she will absolutely love it. With collections from top brands like Aden + Anais, any new parent will be thrilled to have such fine goods for their new bundle of joy.


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King BamBam™
High humidity, warm temperatures and glaring sunlight - the ideal conditions for winnings to flourish. Our slot King BamBam™ takes you into a prosperous holiday and places you directly in front of a well-built Inca pyramid: All you need now is a small sacrifice in the form of a stake to gain the favour of the gods and win big!
The aim of King BamBam™ is to land 5 matching symbols side by side along the win lines. The winning patters run from left to right.
Bonus Symbols
Depending on the selected bet level you play with different Wild and Multiplier symbols.
Small sacrifice - small chances; big sacrifice, big chances: You can choose between different bet levels with King BamBam™. If you opt for a higher bet level you receive additional Wild and Mulitplier symbols in the game or the Freefall Bonus is triggered. You can select the bet level with the Skulls in the bottom right - depending on your selection your round bet changes.
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All good things come from above! That's also true for your King BamBam™ winning symbols, which drop down from above. When the gods reward you with a winning combination, the winning symbols explode and the symbols above fall into the vacant positions - this process is repeated until no new winning combinations are generated.


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BRIDGEPORT, Conn. — A likeness of one of Bridgeport's most legendary citizens is staying put outside the Margaret Morton Government Center.
So says Mayor Joe Ganim, whose administration had considered moving the prominent statue of African-American inventor Lewis Latimer to a spot outside the University of Bridgeport because the artwork was paid for with funds meant for street improvements in the South End.
But after facing some criticism from city leaders and the sculptor, who said a move might risk damage to the statue, the mayor has decided to leave Latimer alone.
"Lewis Latimer is a significant inventor in world history, and he is a proud symbol of everything Bridgeport strives to be: hard working, creative, brilliant and a light unto the world," Ganim said in a statement.
The last reference hints at Latimer's contributions to science and technology. A research partner of Thomas Edison, Latimer (1848-1928) is credited by some as the actual inventor of the light bulb, which he is holding in the statue.
The statue was purchased under Mayor Bill Finch for $65,000 in grant funds earmarked for the South End Neighborhood Revitalization Zone. Latimer was born in Massachusetts, but moved to Bridgeport in 1879 and lived on Whiting Street in the South End.
Ganim now said he believes the statue should stay outside the more prominent government center, which was named for the first African-American member of the Connecticut House of Representatives.
"Lewis Latimer is one of Bridgeport's most prominent global citizens and we are extremely proud to honor him in front of our government center," he said. "It should remain standing proudly in front of the Margaret Morton building as an inspiration to all who see it and as a reminder of everything Bridgeport can be."
Click here to sign up for Daily Voice's free daily emails and news alerts.


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on 07-03-2016 08:13 PM
I am looking for an urban scooter for commuting from bus stop to uni (about 2 miles one way). I will be an entirely new scooter(er) and am somewhat overwhelmed by the choices out there. Having looked at all the different brands ( I never imagined there would be so many; I envisaged a somewhat unsturdy child's scooter being repurposed for my own needs) I believe I have narrowed it down to the following options;
The Oxelo Easy fold 7
The Oxelo Easy fold 9 - both of the these I like for the trolley mode - I don't know about how long I'd be able to manage carrying a heavy scooter for a prolonged periods. I also like the wide footplate for comfort on a long ride. Having to 'hover; a foot may not be feasible. However, I am concerned as some reviews I have read said they rattle a bit. Also, does the suspension in Oxelo 9 make much difference?
The Razor A5 Lux - I like the lightness of it but was concerned about the sturdiness.
In a scooter I am really looking for something with a nice glide, whereby I don't have to dig too hard to push off (I'm fairly short, with a somewhat dodgy hip) but am looking for exercise too. Any help or advice would be gratefully appreciated.
on 07-04-2016 09:46 AM
on 07-08-2016 04:41 PM
Hi Roadrunner,
I commute everyday with the Town9 and no doubt, it make the difference . The front suspension increase a lot the confort and you will feel a lot more secure with the hand brake.
If you are close to a Decathlon store , the team will be happy to rent you 48h for free a Town 9 .
Don't hesitate to have a try and let us know how it was
on 07-11-2016 03:30 PM
Thank you for your response. The suspension and handbrake sound ideal.
I had no idea I'd be able to try one out. Will definetely try and take advantage of that in the next couple of weeks.
Thanks again.


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Amateur Radio General Class slated
McKean County Department of Emergency Services (DES) and Emergency Communications (EMCOMM) Team are announcing they will be offering an Amateur Radio General Class.
McKean County DES EMCOMM team is pleased to offer to our communities an Amateur Radio General Class, seven-day course. This course is being offered free to anyone interested in upgrading from a technician class license. They are offering a seven-day class to assist in providing technician class license in upgrading their privileges in the fascinating hobby of amateur radio. Amateur radio is not only a hobby but offers direct support to public safety agencies, as well as hospitals, National Weather Service, and other government and non-government agencies. There is a little something for everyone. The biggest draw is being here when power goes out or a disaster strikes. With a general class license you can communicate not only locally but across the state, nation or world. When all else fails, amateur radio will get through because it does not depend on commercial infrastructure such as the power grid, cell towers or the internet.
The course will be held in Smethport at the DES Building, 17175 Route 6 from 9 a.m. to 4 p.m. Dates are March 18, 25, April 1, 8, 15, 22, 29. April 29 will be a review and testing for general class license. The cost of the class is free. The class will be taught by three experienced amateur radio operators. They will include not only classroom work but also some hands-on experience. such as tuning an antenna tuner and building an antenna. Resistance, voltage and current readings and how tp interpret these and what they mean. They will get on the air and make contacts with other amateurs on the high frequency bands.
For more information and/or to register, contact Bruce Manning at email@example.com or 814-331-3095.


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Who We Are?
The Infodreamz team has gained much acclaim for its ability to develop highly effective, user-friendly website development solutions. Both businesses and webmasters alike prefer Infodreamz for our unparalleled competence in cutting edge technologies. As a result of our continuous efforts to stay abreast of industry developments, we have been able to provide our clients with the tools they need to offer high quality customer service, higher conversion rates, and crisp, clean site performance.
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Our range of services includes neat, exceptionally attractive website graphics, and customized database programming for our Clients' websites. After years of experience in this field, we have mastered the art of developing effective e-commerce storefronts, online catalogs, custom web applications, and browser-based back-end management technologies.
Our focus is to present an incredibly smooth experience in Website development, focusing on improved graphics, layout and interactive programming. On the back-end, we also provide the latest technology supported database, to ensure that the overall experience is one to remember and recommend to your colleagues.
Our accumulated knowledge in computer programming and other tools covers all the relevant areas, such as Active Server Pages (ASP), Visual Basic, VBScript, JavaScript, Java Applets, Delphi, SQL Server and the entire MS Office Suite, among others. Many of our web solution creations have used these tools innovatively and effectively. You can view more detailed information in our 'Services' section, which will demonstrate the many years of experience our highly skilled Infodreamz team can bring to bear on your web solution needs.
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Each business has its own specific web solutions requirements, which is why we develop custom solutions for each client. Thinking "outside the box" enables us to target your intended market in the most effective manner possible, often leaving your competition envious, as you leave them far behind. We have implemented many highly successful web solutions, utilizing over forty applications we developed for clients in the semi-conductor and pharmaceutical industries. We have also created specialized applications ranging from finance and accounting, communication, report generation and business process automation to real estate. Our unparalleled success in these endeavors can be attributed to our ability to analyze, evaluate and understand the specific needs for each type of business. We are very proud of our successes and our Portfolio section highlights some of the projects we have implemented for just a few of our satisfied clients
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While we take great pride in delivering our web solutions in the promised timeframe, we also subject our own work to rigorous quality checks and testing, to ensure that every aspect of the project is in full compliance, and that you will receive a bug-free system.
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Other Ways to Get Involved
Other Volunteer Activities
- Help With a Match Event -Short-term
- Become a Board Member -Long-term
- Volunteer at a Fundraiser -Short-term
- Become a Company Coordinator or Team Captain for Bowl for Kids' Sake -Short-term
- Pro Bono Marketing Help (i.e. design campaigns, promotional material, stakeholder reports) - Short or Long Term
Other Support
- Host or Sponsor a Match Event (i.e. Lead an activity or use your facility, sponsor a meal for family night)
- Support your employees in becoming a mentor (Allow time off for mentoring and recognition)
- Sponsor a Fundraising Event
- Make a pledge to a Bowler for BFKS
- If you are a merchant, provide discounts for our matches


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The Chief KTC320 Flat Panel Triple Horizontal Desk Clamp Mount (Silver) is ideal for holding 3 flat panel displays with ergonomic adjustments for simple positioning of each monitor.
To confirm the compatibility of this mount with your flat panel TV or monitor, visit Chief's MountFinder Pro.
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Intuitive Healing
Key to Ascension Using Intuitive Healing ~
Divine Healing is an intuitive form of Healing which identifies core issues, limiting beliefs, blocks to positive living and programmes that are preventing you from truly experiencing life. Divine Healing is a very gentle, yet powerful form of healing to balance our mind, body, soul and emotions.
Divine Healing enables the quick and effective identification and clearing of core patterns you are holding onto, which can free your life force for greater health, vitality, connection and well-being. Divine Healing enables you to come into wholeness. You will experience profound transformational healing as the many layers of imbalances and programs are cleared and healed, enabling you to connect more deeply with your Divine qualities, essence and authenticity as you step into the magnificence of your greatness.
This is powerful healing going straight to the source of any parts of you which hold a particular energy preventing you from moving forward. There are no limits to the amazing healing benefits of Divine Healing when it comes to any aspect of your health and well-being. In addition to working with you to help clear your body of possible illnesses, it can also enable us to:
Access and clear:
- Your soul records
- Patterning and imprinting inherited by family
- Unresolved past life issues
- Hidden egos, agendas, sabotages and conflicts
- Blocked energy in the subtle bodies, meridian system
- Fear programs and residual DNA programs
- Soul level programming
- Negative judgments, attitudes, projections and beliefs
- Life stresses, addictions and addictive behaviors
- Physical, mental and emotional blocks
- Imbalances of hydration ⁄ dehydration in the body
- Toxins and infections and their residual effects
- Waking to love
- Shock, surgery and trauma release
- Judgements of self
- Blocks to positive living
- Limiting Beliefs
It can also facilitate the:
- Regeneration and rejuvenation of your cells
- Enhancing of brain functions ⁄ integration
- Encoding of healing essences, colours and crystals
- Balancing your body's nutrition and biochemistry
- Harmonising and alignment of your energy bodies and chakras
- Freeing yourself from past life programs
- Optimizing of Meridian Flows
Financial Appreciation
Divine Healing is held in the comfort of your own home via Skype so you can integrate the healing gracefully. It can also be done in person in my practice in Henley on Thames. (Please allow 2 hours for your session)
UK £140 per session
USA $190 per session
Europe €170 per session
Rest of the world USA $190 per session
I look forward to connecting with you and working with you on your path of growth for higher consciousness.


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NGHE AN (VNS)— A recent dispute between Vietnamese Catholics and local police that escalated quickly into violence was condemned as an "excessive act" by Thai Van Hang, Deputy Chairman of the provincial People's Committee.
On August 30 and September 3 and 4 in Trai Gao parish, My Yen diocese in Nghi Loc District's Nghi Phuong Commune, 1,000 local parishioners demanded that the police release two men arrested in May for public disorder. Dozens were injured in the ensuing dispute.
"The parishioners' activities –surrounding the local government offices, illegally detaining people, assaulting public officials and vandalising property –violated the Criminal Code of Viet Nam and must be handled in accordance with the law," Hang said.
"While performing their task, the police force did not use weapons, in line with the laws of Viet Nam as well as international practices.
" We hope that domestic and foreign media will remain objective and report the case in the most precise manner, and that religious dignitaries will stop trying to incite people into violating the law."
Bishop's Office
In an effort to consolidate solidarity among religious and non-religious locals and improve their living conditions, the provincial People's Committee sent a document to the Bishop's Office of Vinh asking for collaboration in dealing with the case.
"Soon the committee will propose a dialogue with religious dignitaries about the case, so we can draw lessons together from it and improve coordination in implementing socio-economic development activities in the locality," said Hang.
He added that the authorities of Nghe An had always paid significant attention to socio-economic development and the improvement of living conditions for locals, including Catholics.
"Nghe An province will continue implementing socio-economic development projects in the commune," he said.
All demands met
"All legitimate, legal and realistic demands of Catholics have been met promptly in accordance with regulations."
The incident, he said, was "caused by a lack of legal understanding" as well as "incitement by reactionary organisations and individuals inside and outside the country through several religious dignitaries."
According to Hang, the province has helped to form 23 dioceses and 43 parishes and provided land for expansion to many religious compounds. The province has also approved and granted construction licences for more than 70 churches and other religious buildings. Up to 97 per cent of the religious facilities have received land-use certificates, while 25 others have expanded their compounds. The province is currently considering the expansion of An Ton Church of Trai Gao parish in Nghi Phuong Commune, Nghi Loc District.
Hang praised the Catholic community's numerous contributions to the defence and construction of the country as well as of Nghe An. He called on religious dignitaries to act for the interest of the people, following Pope Benedict XVI's words that a good Catholic is a good citizen.
"Any citizen of any country has the duty to respect the law of that country. We are Vietnamese, so we must live and work in accordance with the Constitution and the law of Viet Nam," he said. — VNS


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TROY, N.Y. >> Gramercy is expanding its Public Affairs Division with several promotions and new hires and plans to move into a new co-working space being developed near the state Capitol.
In a news release, Gramercy founder and CEO Tom Nardacci said the new division will include former Times Union reporter and Legislative Correspondents' Association president Matt Hamilton, recently hired as director of public affairs. Hamilton joins a staff that also includes Gramercy holdovers Andrew Mangini, Charlie Diamond, David Doyle and Ridge Harris, as well as Nardacci and newcomer Emily Cole.
The Public Affairs team will be headquartered at the Bull Moose Club, Nardacci's latest co-working project, located across from the Capitol at 150 State St. Gramercy's Integrated Communications division will remain headquartered at the Troy Innovation Garage, Nardacci's first co-working project, which opened in 2016.
"For the past decade, Gramercy has helped clients from all around New York state to forward their business, organizational and political goals," said Nardacci. "Gramercy works with Fortune 500 companies, statewide associations and interest groups on national, state and regional issues, campaigns and policy initiatives. Gramercy plays a leading role in many high profile, competitive state issue areas, including public health matters such as opioid addiction, medical marijuana and hospitals; public transportation and airports; casino gaming and hospitality; the arts; energy development and infrastructure; financial services; solid waste solutions; software and technology; higher education; and complex economic development."
Hamilton, who also had written for City & State magazine, most recently worked in the Times Union's Capitol bureau and has covered elections for governor, Congress and the state Legislature; legislation and legislative sessions; and other state policies and politics. City & State named him one of Albany's "40 under 40 Rising Stars."
Gramercy is an integrated communications firm founded in 2005 by Nardacci. Its clients have represented more than $10 billion worth of economic activity in New York state. For more information, visit www.gramercynewyork.com.


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The drive from Eagle Mountain to St-George was a breeze. It was pretty much just a straight shot down I-15 S. The forecast was predicting rain but it only started about 20 miles from our destination. No biggie.
It had also been two years since our last visit with Barbara and Duane, so we were glad to get a chance to spend a bit of time together. As you may recall, Barbara is the president of VSU, the Vegetarian Society of Utah, and has done SO much to spread the good word about the benefits of eating healthily in her community. Barbara & Duane have been following a whole food plant based vegan no-oil diet for the last five years and are lovin' it! It has helped Barbara in overcoming several health issues, including obesity. Now at 68 years young she's like an energy bunny and her enthusiasm is contagious!
Just a short two months before we got there Barbara had back surgery done. Thanks to her surprisingly good health it couldn't have gone smoother (they were able to operate from the front). In fact, her doctor says he's never seen anyone recover so quickly from such a major surgery! 😉
B&D really get into the Holiday spirit; they are notorious for putting up sometimes as many as 7 Christmas trees around their home! But this year, with Barbara's surgery and their new feline daughter Chai, they decided to stick mostly to lights and little festive decorations.
Raw Potluck
The day after our arrival VSU held a raw potluck at B&D's lovely home. They were a wonderful bunch and I had lots of fun demoing two of our staple recipes: my Strawberry Banana Shake and Sweet Pea Soup.
My little elves getting the samplers ready.
Once again VSU members really outdid themselves and got very creative with their dish contributions, even though raw is very new to many of them.
Kevin Kirkland, a gentleman who is just opening a smoothie bar in St-George called TruBerry, brought a couple of samples of his concoctions for us to try.
Tru Green Smoothie
Apple juice
Acai berries
Tru Berry Red
Apple juice
Acai berries
A beautiful salad with the colors of the season made from kiwi, pomegranate, cilantro, avocado, onions and peppers.
Golden Onion Morsels
From Joel Fuhrman's Super Immunity
Makes 30-40 balls
1 1/2 cups raw cashews
1 cup raw almonds
1 med. Golden Delicious apple, peeled, cored and sliced
1 tbs nutritional yeast
1 tsp ground chia seeds
1 tbs onion powder
Toasted seame seeds – for coating
Minced chives – for coating
Grind cashews and almonds into a powder in high power blender.
Add apples, nutritional yeast, chia seeds, onion powder and blend again.
Form into small balls and roll each ball in sesame seeds and chives.
Savory Oat Rice
Posted by Jinjee on Gone Raw
We have finally found a way to make raw rice! The secret is not to use rice at all, but raw, soaked oat groats. You can buy the raw oat groats in bulk or in bagged packaging. They look just like brown rice. Soak them for 24 hours and follow the recipe! It is amazing how much this tastes like a rice dish, and satisfies just like rice too. However, the germinated oats give you a ton of energy, which of course cooked rice does not. The men in my family love this recipe, as it is high in protein!
1 c oat groats
1 c button mushrooms, diced
3 tbs olive oil
1 clove garlic, finely chopped
1/4 tsp sea salt
Savory herbs (thyme, marjoram, sage, or oregano, etc..)
1 Hass avocado
1. Soak oat groats for as little as 24 hours and up to 48 hours. The grains become softer the longer you soak them.
2. Marinate mushrooms for 24 hours in garlic and 2 tbs. olive oil
3. Drain oats, rinse, place in bowl, and add the marinated mushrooms
4. Add 1/4 tsp Celtic sea salt, 1 tsp olive oil and savory herbs
5. Let sit for 1 to 3 hours
6. Add 1 Hass avocado, cubed
7. Stir and serve
Guacamole and raw crackers
This was a yummy cheezey spread made with cashews, nutritional yeast, lemon juice, turmeric, red chili, miso, turmeric and green peas.
Another lovely salad: kale, cabbage, zucchini, tomato, bell pepper and pomegranate. It was served with a ranch type dressing made from cashews, garlic, lemon juice, dates, vinegar, onion, basil and salt.
Barbara had made Carrot Crackers and one of my variations from the wonderful vegan cheeze that she introduced me to during our last visit.
Carrot Crackers
Published in VegNews Magazine 12/11 issue
Makes about 35 crackers
1 cup raw sunflower seeds
2 1/2 cups grated carrots (approx. 10 organic carrots)
4 tablespoons flaxseed meal
1 teaspoon salt
Freshly ground black pepper to taste
1 tablespoon minced ginger
1/2 to 1 cup water
1. In a food processor, grind sunflower seeds into a fine powder. Add carrots, flaxseed meal, salt, pepper, and ginger. Pulse a few times to combine. With processor running, add water in a thin stream. Stop processing when mixture is thick, but moist enough to spread.
2. In a dehydrator on two parchment-lined dehydrator sheets, spread mixture until 1/4 inch thick. With a knife or pizza cutter, score into cracker shapes. Dehydrate at 115 degrees for about 6 hours. Flip dry dough and dehydrate on the other side for another 4 hours.
3. For a non-dehydrator option, preheat oven to 350 degrees. On two parchment-lined baking sheets, spread dough 1/4 inch thick. With a knife or pizza cutter, score into cracker shapes. Bake for 40 minutes or until dry and crispy.
She also whipped up a batch of this awesome Tropical Chutney that she discovered when she attended the 40th IVU International Vegetarian Congress in San Francisco last October.
Tropical Chutney
By Shanta Nimbark Sacharoff
Recipe posted here
Makes 4-5 half-pint jars
You can use any combination of mangoes, papayas, pineapples, peaches and/or apricots along with sultanas (yellow raisins).
1 cup dried and chopped tropical fruits
1 cup warm or hot water
1 cup yellow raisins
2 tablespoon fresh, grated ginger root
Juice of one large lemon or lime
1/2 teaspoon cayenne
1 teaspoon salt
Additional water as needed
Place the dried fruit in the warm or hot water and set aside for ½ hour or longer to soften.
Then place all ingredients, including the water in which the fruit pieces are soaking, in the jar of a blender or a food processor. Puree the mixture, adding more water as needed to yield a fine-grained pudding-like consistency.
Allow the chutney to stand for a few minutes before transferring it to a serving bowl for storage, or to clean glass jars for gifts.
This chutney will keep for several weeks if refrigerated.
And on the sweet side…
There's an older gentleman named Frank who has been a member of VSU for years. At every potluck he proudly brings his very own creation: a raw pie made from almonds, dates, blackberries, raspberries and blueberries.
Chocolate Nut Balls made from walnuts, almonds, cranberries, raisins and cacao powder.
This was my personal favorite brought by a lovely lady named Hazna. It started off as a raw apple pie that she got from a lady named April Fazini. She then modified it by adding mango, pineapple and persimmon folded into a yummy cream made with cashews, almond milk creme sauce and sweet potato. Decadent! In fact I even had 2 servings! 😉
Let's munch! Yay!
This was my serving. I'm such a foodie; I had a hard time not trying a little of every dish. As a result I momentarily forgot that it had been less than a week since I was eating solid foods again. I later had to pay the price, as my belly complained about this mistreatment. As good as it tasted this feast ended up sending me on a downward spiral in terms of digestion. In the end I had to go back to liquid foods to give my body a chance to recover. In fact, I'm still not totally back to normal yet. *sigh*
A few of us stayed quite late after the meal as we were all caught up in interesting conversations.
Greg and Mark, two super nice men I had met at the last raw potluck that Barbara held here.
Donnie caught Pu and I the next morning while we slept in. 😉
Before we left we had a little photo shoot with Barbara and Duane. 😉
Barbara had the idea to get some family shots with Miss Puss.
I hope you too had a wonderful Holiday Season filled with joy, radiance and beautiful people!


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- Rooms & Grounds
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Wishmaker House
Bed and Breakfast
116 Main Street
Bellville, Ohio 44813
Phone: (419) 886-9463
Email: firstname.lastname@example.com
"Just wanted to say thank you for making our stay at the Wishmaker House fabulous! Seeing that we were coming in from Cleveland and Columbus, it really was the perfect location for our girls trip! We were blown away by the beautiful decor and champagne that awaited us in our Treetop Suite and we loved being able to simply walk downstairs to get a fabulous dinner and great wine, both of which we found to be beyond reasonably priced for an establishment of this caliber. We loved the cheesecake and the Riesling!! Our Sunday morning complimentary banana bread french toast was just the icing on the cake! I would highly recommend the B&B to anyone looking for a great, relaxing weekend away. We hope to make it an annual event! Bethany Jones, Lakewood, OH
- Bethany Jones
Copyright © 2018 Wishmaker House , All rights reserved.


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Blood test samples
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TQ's 6th.19
knicq posted in Knicqisms on May 29th, 2007
TQ turned six yesterday Masha Allah. He wanted a kitten for his birthday present. White. He loves cats, and I love that. I love cats too, but I am allergic to cats and cannot be around them; which is why we cannot have cats in the house. I tried explaining that to him, but then gave up. Allergies are difficult to explain to TQ, especially allergies which mean he cannot have a cat. I have a sneaking suspicion though that one of the reasons he wants a kitten is also because his brand new "Mumaani", who lives next door, is petrified of cats; and I use petrified here for want of a better word. It is not as if he does not like Mumaani, or as if Mumaani does not adore him. Quite the contrary, in fact; they have a wonderful relationship and it is friendly enough for him to plan to scare her at will by producing the cat.
I will be honest here and admit that pretending there is a cat prowling the periphery of our house when she is around brings a level of delight that must border on devilish. One has just to look in a random direction and "shoo" once for her to freeze in her tracks; and as many times as we have done this, and by 'we' I mean TQ and I both, it just never fails to succeed. I guess she thinks it better to do the whole "freeze, gasp, widen eyes, and look around quickly to spot the marauding hordes of malevolent cats " routine everytime than to take her chances not following the routine. She must have it on authority that this routine helps hold a pouncing cat mid-way (freeze), turns it around (widen eyes), and throws it a mile away after shaking it violently mid-air (look around quickly).
Like father like son, you say? Not at all!
Never have I run my hand up wifey's arm and shouted "chuplee", just so she jumps a few miles in the air and dives out boring life-size holes in the wall. 'Chuplee' is TQ's pronounciation of "chipkali", the urdu word for lizard.
Mumaani senior got a delicious black forest, and TQ's face lit up with a 1000 watt smile. He has this goofy smile which stretches into a 1000 watt smile when he is mighty pleased about something. A couple of weeks ago, we had driven down to Khor-Fakkan. Khor-Fakkan is this lovely little town sandwiched between Dibba and Fujairah City, and after Al-Ain happens to be my favorite part of the UAE. It has the country's second largest container terminal at the one end, rocky mountains on the other, and a lovely little beach connecting the two. It makes for a beautiful spot to spend time with family, and that time is enhanced by the motor-boat rides they take you out on over there. The motor-boats are often modelled on the Arabian Majlis, and the small trip they take you on while you sit in a semi-circle in the majlis is an experience most kids cannot get enough of. TQ got his first experience on this trip of ours, and he had that 1000 watt smile pasted on his face through-out the 20 minute ride. Delightful sight, I tell you.
TQ's 6th birthday was a simple affair, the cake was delicious, Mumaani senior's gesture even sweeter; but the most delightful of all was that goofy 1000 watt smile.
May Allah shower His blessings on TQ, and all the children of this world, and may He fill their lives with Iman, love, joy, success and contentment. Ameen!


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Digital photo and video production is still very much in its beginnings. Yet there are definite movies arriving through right now which display how low quality film making does not have to be made to seem low quality. Movies such as 'Finding Fatima,' that has been made for less than 5k and appear like it had been made for 500k are why tv commercial production is at this kind of period that's critical.
The important thing issue is the truth that there appears to be a tendency which for those who are owning a low budget, the movie And production has to show up low budget, then there is an alternative side, although these pictures regularly work extremely well. By using a low-cost eco-friendly screen, submit production grading along with soft container lighting as well as a camera you might pick up for several grand it is possible to create something resembles the Hollywood production. You only have to be ready to spend some time researching post production, methods and digital camera angles that reveal a degree of top quality and complex skill. That isn't difficult, its possibly much more tedious for a few and just a lot more technical than grabbing a camera and recording everything in any documentary trend.
When appearing at tv commercial production companies there are a few which exemplify this mixture of top quality picture projects that are normal at quite low rates, and stand out, and you'll find some which don't. By tinkering with post production software program, studying methods to get the most out of just what lights you have got or what camera you may be using will still only gain when creating the movie, nevertheless, the significant point out keep in mind is. And should you need it to possess a documented / realistic look to it, at least the photographs thought out and will probably be intentional and there is likely to be a rationale behind them.


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We're building excitement! View Construction Progress of Indoor Activities Center
Orono Early Learning strives to provide every child with a valuable, safe and developmentally appropriate learning experience. In developing young minds, we recognize the importance of collaboration among parents and teachers and therefore we cultivate open, mutually respectful and communicative relationships with parents. We build a solid foundation for each child's school and life success by helping them gain key social, emotional, academic, physical and creative skills. By holding ourselves to high standards of excellence, we can help each child develop a love for learning which they will keep with them far beyond their Orono Schools experience.
The Orono Early Learning Fall 2018 brochure has arrived! Inside it you will find everything you need for your youngest learner(s) in the 2018-19 school year. Parent-Child ECFE Classes Practice Preschool and Preschool Discovery Kids Child Care ExploreMORE & Enrichment Classes Special Events & Parenting Speakers Register is now OPEN for all school year 2018-19… Early Learning Fall 2018 Brochure
Orono Early Learning celebrated another successful school year with the Sound Tracks: Making Music Together event and family picnic on May 17. Our students have been on a musical journey all year, and each classroom proudly displayed and demonstrated their musical instruments in the gym. It was a gorgeous evening for families to enjoy music… Sound Tracks: Making Music Together
Children begin developing an understanding of early math concepts through the everyday interactions and conversations they share with their caregivers. These early math skills have a big impact on a child's school readiness, both in math and beyond. Too Small to Fail, along with Univision, recently released an interactive guide to help build your child's early math skills.… Let's Talk About Math!
Mark your calendars for the annual Orono Early Learning silent auction fundraiser! The auction website will go live on April 16 at 6 pm and will close on April 22 at 9 pm. Click here to visit the auction site and start bidding! Items up for bid include gift cards, tickets, fun experiences, services and unique items!… Annual Online Auction – April 16-22
The January issue of the Early Learning Digest has important parenting insights on the value of toys, finding time for play and getting outdoors in Mother Nature. Read the January 2018 issue here.


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Tree Belle! oops sorry - Trés Belle Tag Square Die
Goodmorning from a rather chilly wet Highlands! Brrr! I'm just dropping by with a quick card and also to let you know today's TV schedule for the Monster Deal on Create and Craft TV. You can catch Jodie for some great products and crafting inspiration at 11am, 4pm, 7pm and 10pm today on Create and Craft TV today.
For this card I have used the new Indulgence Trés Belle Tag Square base die . I inked it with distress ink to Highlight it as I was using white on white. The little cute topiary tree stamp is stamped onto mulberry paper and lightly coloured with
coloured pencils.
Stay warm, wherever you are!


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I'm a pianist with the BMus (Hons) degree and having more than 5 years experience in teaching piano and music theory children and adults. I prepare for ABRSM grade exams as well.
As a musician, I am an Organist, a Pianist, and a Guitarist. I'm currently giving Piano lessons to a friend of mine who is paying 30 pounds per hour. I also taught a neighbour how to play the Guitar for free in exchange that she did something that would benefit me as well. As I teach these people, I don't just want them to play an instrument.
Depending on the student I would choose songs most suited to develop their skills and general dexterity on the piano, as this is the way I was always taught successfully.
Every time someone says they will teach you music, they are full of it. The best way to learn music is on your own, but since you can't I will guide, but mainly motivate you into doing so. The only way to truly excel in what you're passionate about is by putting in the effort yourself, but not everyone has the fanaticism I had when I learnt music.
Base my teaching on having fun learning the basics then applying these to build on piano and theory skills in a fun interactive way. Using books such as Johnson thomsons beginners and key acronyms to read music this will encourage pupils to engage.
Hi, welcome to my world of music!!! I have 30 yrs of experience as a fully qualified lecturer, teacher, composer, arranger, orchestrater, conductor and programmer. My main instruments are piano, synthsizer and violin. I can teach all styles of music. From Classical to Jazz, to Rock, RnB, Trad., to Reggae,Soul and Indie. My students are all ages and backgrounds. From beginners to Phd .
Thousands of tutors can teach you Piano,
find private lessons close to Aberdeen.
Pick your own coach to help you learn piano. Superprof will help you to find the most relevant tutor: we put together all the teachers skilled in piano in Aberdeen and close by.
Whether at home or in a classroom, take advantage of the close supervision in Aberdeen by an experienced tutor. Improve your grades or your performance, refine your accent, work better and more efficiently with someone guiding you.


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Revised 7/17
En Español
We promise quality, patient- and family-centered care. You and your family are members of the care team, and this is what you can expect when receiving care from us.
We want to provide the best care for you and your family. Your suggestions help us improve our services. Here are the ways you can give us your comments:
By calling or writing Patient and Family Relations about your grievance, you can expect acknowledgement of your concern within about 7 days. If we need more time, we will give you an estimated date for a final response.
You may file a complaint directly with the Washington State Department of Health:
You may also contact DNV GL Healthcare, another group that regulates us:
In This Issue: Summer 2018
Download Summer 2018 (PDF)


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Posted by lorlelei on December 20, 2000 at 15:02:47:
In Reply to: Re: Pearl Tapioca posted by Kim on August 18, 1999 at 22:08:07:
: : Help! I would love to make Jimmy Sneed's Old Fashioned Pearl Tapioca Pudding recipe but I have been unable to find pearl tapioca. Where can it be found?
: Tapioca can be found in the majority of grocery stores in the United States. It is generally located in the same area as jello & puddings.
: Other logical locations for it is on the same isle as you find baking goods, such as flour, sugar, cake & goodie mixes. Ask for assistance at the store if you can not locate it, as it is a common carried item.
please, tell me... what is jimmy sneed's old fashioned tapioca pudding recipe?????
I have pearl t. and would like to make it!!!!!
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By Satya Musica:
I want to watch this movie, and most likely will. I also know that if I do, I'm really going to get into it, like I get into any film, and be all angst-y for those three hours and afterwards, much to the amusement of my partner. I think Rani is a top-notch actress and deserves to make all the films she can, and I actually want to like this movie. It is really tough to find a female-centric film in Bollywood, tougher still to have a female lead who actually looks convincing, going by that trailer. And most importantly, for the subject matter as advertised, which we absolutely, urgently, must be talking about in the most open manner. I really hope this film is widely watched.
But that title. Mardaani? Really? Why?
I don't want to be cynical. I try hard everyday to not be, despite watching rigged social networks, political tamasha and PR driven celebrity gymnastics. Sometimes I catch myself being an open-mouthed voyeur, getting off at the sheer audacity of those with influence, awestruck by where they are pushing the envelope on crowd control. I can't resist thinking – isn't it the most natural behaviour for a commercial film-house to capitalize on the flavor of the season – gender issues. Because if this film were really about sending social messages, should they not have put some thought into the title? Yet, I don't want to be cynical. So I tell myself that it is commendable that Bollywood is at least producing a film with a female protagonist, tackling a difficult subject head on, it's pushing its own envelope forward and this must be welcomed.
The title of the film also brought back to mind Subhadrakumari Chauhan's "Jhansi ki Rani". That was where many of us heard this word for the first time. The poem's reference to "mardaani" had bothered me when I had read it in school. So, Rani Laxmibai is some kind of a mini-man because she chose to fight in battle? She fought valiantly while, as the legend goes, her baby was tied to her back – this makes her a mini-man to the poet? Why did the poet not see her as a mother protecting her child, her kingdom, her nation? This was the sort of thing that would run through my secondary-school mind. It would incense me, along with all the other incendiary things all around those young days in the 80s, when times were simpler and sexist behaviour more habitual – like if you raised your voice against street harassment, those around you, even if they themselves were subject to that harassment, would shut you down much more comfortably those days. I digress. So, this movie title made me revisit that poem. Nowadays, having attained advanced age and some amount of understanding after a little reading and experience, I get that artists can be bound by their circumstances, their time and place in history, even as they try to break through, as they present their visions that don't gel with their fellow people.
Chauhan, the first woman Satyagrahi to court arrest, jailed twice for nationalist activities, was a poet who wrote predominantly in the Veer ras. I found some resolution in a book by Harleen Singh called "The Rani of Jhansi: Gender, History and Fable in India" that just came out just last month. Singh says – "Chauhan refers to the inaudibility of women's stories in the colonial and nationalist archive by indicating that a figure such as the Rani does not need a voice to be bestowed upon her: 'Even if history remains silent and truth is hanged, / even if the foreigners are victorious and destroy Jhansi with their cannons. / You will be your own memorial, / you are the undying sign of our freedom' … The Congress and the Gandhi-dominated national politics of pre-independence India, did not adopt the Rani of Jhansi as a symbol of resistance. It was, in fact, the stereotype of the submissive and suffering Indian woman, a far cry from the warring Rani, which was the guiding feminine principle of Gandhi's rhetoric. Chauhan's poem should be read then as a corrective to the masculinity of widely adopted nationalist symbols; making visible the erasure of the Rani and the gradual removal of women, as anything except for symbols, from the public sphere."
Whoever it was who named the film, was he or she inspired by this poem and the obvious connection with the lead actor's name? Sounds reasonable to me, from a catchy-title perspective (that is, if kids are still taught this poem these days and if people still remember what those harbols of Bundelkhand narrated). And yet, why did it not strike the film makers that this title may be just a bit outdated? That a person who fights back need not be defined in terms of degrees of masculinity? That their entire premise for the movie, from what I see from their PR so far, is at odds with the title? Should I hold out some glimmer of hope that they might address this word in the body of the film perhaps?
So then how about "Pratighaat" for a title? Ok, "Pratiighaat", if you feel queasy about ripping off from that 1987 flick. How about "Ghrina", "Droh"? Not hip enough. OK, how about you suggest some alternate titles?
Anyway, in any case, my best wishes to the film makers, let's hope their message gets through!


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We've made a bunch of updates to our rideshare insurance page over the past few months, so if you're looking for rideshare insurance, you can now easily learn about the options in your state. There are still a few states that don't have rideshare-friendly options, but there are new options being added every week so be sure to check back frequently.
If you're not familiar with this topic, having adequate auto insurance coverage is very important. As rideshare drivers though, you need to be especially mindful that you understand the risks and insurance limits in your state. There are many states where there isn't an officially recognized rideshare insurance policy and, although you may still be covered by Uber/Lyft, your personal insurer may drop you for being a rideshare driver.
Why Do I Need Rideshare Insurance?
Uber and Lyft only cover rideshare drivers during Periods 2 and 3. Period 2 starts once you accept a ride request and are en route to your passenger, and Period 3 starts once your passenger gets into your car. BUT when you're online and waiting for a request during Period 1, you have no collision coverage from Uber or Lyft and much lower liability limits. So as a rideshare driver, you're most at risk during Period 1 since you won't get any collision coverage from rideshare companies and your personal insurer likely won't cover you during this time either.
Rideshare insurance solves this gap by covering drivers during Period 1, and additionally they won't drop you for being a rideshare driver. Some policies will even cover you during Periods 2 and 3 so you won't be subject to Uber's $1,000 collision deductible and Lyft's $2,500 collision deductible.
I've covered this issue extensively, so if you want to brush up on the current state of rideshare insurance, here are some resources for you to review:
- Why Do I Need A Rideshare Insurance Policy?
- How To Handle Insurance After An Accident
- Rideshare's Little White Lie
- Podcast: Everything You Need to Know About Rideshare Insurance
- Youtube Video: What Do Drivers Need to Know About Rideshare Insurance?
- All of our insurance articles
Over the past year, almost all of the major carriers have begun offering rideshare insurance policies for drivers. This is great news since we no longer need to worry about being dropped by our insurance company, if we insure with a rideshare-friendly insurance company.
But changing insurance is obviously not a simple matter since many of us have policies across our homes, other cars, etc. My hope is that one day all major carriers will offer rideshare-friendly policies but, until then, drivers will have to either switch insurers or assume the risk of going without a rideshare friendly policy.
I'd like to know what your current insurance situation looks like so please fill out this anonymous poll.
This post will continue to be updated with insurance information for each of the markets, but if you have conflicting info or would like to add to this page, please leave a comment below. Additionally, if you have an agent that you'd like to personally recommend, don't hesitate to reach out to me with their contact info.


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Today, I am grateful for my friends and family. I was able to spend time with some truly wonderful close friends today before I went to pick up Tag's ashes. It wasn't easy for me, but I'm glad to have them. He's now on top of my china cabinet since he always liked to be high up.
I have to say, the emergency vet clinic I went to was amazing. They were compassionate and understood just how hard it is to loose a pet. When I went in tonight, they handed me his ashes in a cute little paw covered tin, a clay paw print of his paw, and a sympathy card. They were so incredible through the entire ordeal from start to finish and I would recommend them any time. The clinic was the Animal Emergency Clinic NE on Tyler Blvd in Mentor, OH. They're thorough, accurate, compassionate, and understanding.
Also, just a note about the paw print, it was wet clay in a pretty little circle tin. I was told to let it sit out in the open air of my home for a week for it to dry (although, given that my apartment is about 90 degrees by no fault of my own, I think it will dry/bake quickly). Once done, I can put the clear cover on it and place it on the stand they also gave me for it.
I still miss him every day and Perky does, too. At least everything is done now and there is closure. Many thanks to the emergency vet clinic for being so caring through all of it and especially thanks to my friends who keep me smiling. 🙂


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In the last few years, a lot of companies are looking forward to come to Uttar Pradesh, which wasn't the case, prior to 2012. This has been possible only due to relentless efforts of the Chief Minister of Akhilesh Yadav. Last year, the foundation stone for the IT City was laid in Lucknow along with HCL Technologies. The Rs. 1500 crore project ensures employment and training of the youth along with image makeover of the state.
The good news is that the first phase of IT City is almost complete. HCL is to train the youth of the state and give them employment, post tutelage. On April 13th, 2016, the young CM met the 150 trainees who have been selected for this process and congratulated them along with their families. He claimed that there has been a major shift in the thought process of big companies who now want to set up their base in the state, apart from Noida. He added, "Due to the efforts of the Samajwadi Party government, the companies in the IT sector have had a shift in their thinking towards Uttar Pradesh…now these companies are coming forward to set up their campuses in the state capital."
Apart from this, Akhilesh Yadav also mentioned that there are lakhs of opening for 4th class jobs and more than 20 lakh forms were filled for police jobs, which included 1 lakh women. Women empowerment and security has been one of the main focuses of his tenure and we can safely say that the Samajwadi Party is doing a great job to make it happen.


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PSYCHIATRIC EVALUATION: Trott Cleared To Stand Trial In Cop's Death
The man charged with killing a police officer has been found competent to stand trial.
Officer Jamie Buenting was serving an arrest warrant at the home of Corey Trott when Beunting was killed by a gunshot to the chest.
Trott was arrested after a standoff. He is charged with first-degree murder.
A judge ordered Trott's trial be suspended until he could receive a psychiatric evaluation. The doctor found that Trott is competent to stand trial, but a trial date has not been set.


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|Back to Back Issues Page
Ready for WINE COUNTRY?
January 30, 2009
|Are You Ready for Some WINE COUNTRY?
Less than 30 Days til EXPO WINE COUNTRY!
Hey Everybody, we're counting down to Wine Country 2009! It's getting pretty exciting around here! In preparing for every event, I never cease to be amazed at the quantity of talent The Expo is so fortunate to attract year after year! And for the fact that stellar singer/songwriter/performers like Al Anderson (WELCOME BACK BIG AL!) and Chuck Cannon are like part of the family and return over and over we are very thankful!
We cross the musical boundaries (if there are any anymore!). This year, back after almost ten years since his last Expo, the great Jim Lauderdale will be appearing. Jim has played a HUGE role in defining the very genre "Americana," has helped shape the excellent Americana Music Association (we're members, are you?) and has had (and is having) a brilliant career. Jim is a convincing champion for music lovers everywhere...and he is funny as heck to boot! Don't fail to introduce yourself to Jim Lauderdale at the Santa Ynez Expo Feburary 26-28.
And we are proud to announce that a Carter Family legend, Carlene Carter will be with us for the first time. (Carlene Carter is the daughter of June Carter Cash.) Our heritage grows richer with each Expo!
There are still great airfares out there into LAX and Burbank. This week, for instance, Southwest Airlines had fairs as low as $99. Frontier and USAir have also had some good rates. And, good news for the many that will be driving in from points all over, GAS PRICES ARE DOWN (a little higher in California than elsewhere, FYI).
If there is ANYTHING we can do to help you make the decision to come to the next Expo, or in making your plans, give me a call personally at 970-259-9747.
PS. The submissions for this year's "Write With A Hit-Maker" Contest (which ended January 19th) are fantastic and we will be announcing the winners very shortly. Special thanks to everyone who entered!
Oh, and our little meet and greet at SOhO in Santa Barbara Wednesday, February 25th has a time change. We'll be there from about 6-10pm. Chuck Cannon has been added to the bill! Wow! If you are in town on Wednesday, definitely try to come by...our little "pre-Expo" is always a lot of fun. Jim Attebery
Next Expo Feb 26-28!Our next Expo will take place Feb 26-28, 2009 in Santa Ynez (Santa Barbara, CA). Click here to view and print out the Brochure/Registration PDF (or JPG).
If you cannot print out the brochure, contact us with your name and mailing address and we will send you the brochure via USPS.
If you've never been to our Santa Barbara Wine Country event, you should definitely try to come to this one! We've just secured the fantastic Jim Lauderdale as a headliner and we'll have the usual enormous contingent of top-notch industry movers and shakers...plus many surprises, as always!
Just click on the links above to see or print out the Registration Form. Or, call Jim Attebery at 970.259.9747 if you have any questions at all!
Amanda Williams to Host SB Open MicsHey all, mrJack here and I want to tell you what an extra special treat we have this year with Amanda Williams hosting the Open-Mic nites at the Expo. Amanda has hosted probably the best singer/songwriter night in Nashville for several years. And she has graciously co-hosted Durango Nights with me at her shows.
It will make our Open Mics this year a real party, with more fantastic live music...and a real feel for what we experience down here in Nashville with our many many Durango Expo-ites.
And, BTW, Amanda rocks!
Nashville ShowcaseNEXT SHOWCASE FEBRUARY 9th! If you are in Nashville, don't miss our monthly Durango Songwriters Expo night (the second Monday each month), starting at 8:00pm, at The Listening Room Cafe.
Success Stories
Essential Reading for the Serious Songwriter
|Back to Back Issues Page


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Plastic Easter Eggs
Foam Jesus Loves Every Bunny Sign Craft Kit x 12
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Bully Lift-the-Flap, Educational, Non Fiction, Me and My World A Lift-the-Flap Book with €œBully Diary€ Illustrated by Naomi... read more
This book helps children understand that feet are used for walking, running, and other good things rather than kicking. Ages 2 and up (PLEASE ALLOW... read more
Addresses an increasingly important subject in children's health. Achoo! Cough! F-L-U-S-H! What to do! Cover up a sneeze or cough. Hug or blow... read more
This books helps children understand that hands are used for waving, hugging and playing, but not for hitting. For ages 0-3 years (PLEASE ALLOW 28... read more
Explore with this book the ways we are alike and different by exploring family identities, values and responsibilities. read more
I Feel Angry read more
I Feel Happy: A Book That Helps Children Understand Their Feelings (Leonard, Marcia. I Feel.) (Board book) read more
Just Because I Am: A Child's Book of Affirmation, Strengthen and support a child's self-esteem with these warm, simple words and gentle... read more
Sometimes it's fun to share, and sometimes it's hard. This book offers toddlers simple choices (take turns, use it together, wait for another... read more
Being dropped off at childcare or cared for by a baby-sitter means saying good-bye to Mom or Dad€â€and for many toddlers, bye-bye is a big... read more
Toddlers will look forward to clean-up time with this simple rhyming book that encourages them to chant along as they tidy up. Young children learn... read more
Manners start with a smile€â€then you add the words. There are polite words to use when you greet someone, ask for something, or (oops!)... read more
Copyright © 2018 Multiculturaltoys4u


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If everything goes according to plan, Beans will be here tonight for a weekend of fun and Zoo and fabric and teaching me how to make fabric post cards. Which are beautiful. And again, I don't like quilting. I cut out all the pieces for an Ergo bag last night, and will hopefully get the chance to sew it either at nap time or tonight. That way I'll have a bag to take with us to the zoo for water and food and all the other crap I cart around with me at all times. Like my knitting.
Since it's supposed to be cool tomorrow, my guess is that we'll spend some time in the Aquarium, manatee house and reptile house. I'd also like to see the penguins, wolves, bear, lions and kangaroos. I'd love to see giraffes, but our zoo doesn't have any at the moment. It's a tragedy, I know. They have them on a reserve somewhere, so hopefully they'll be back someday. I love our zoo; the habitats are spacious and well designed, the animals are given enrichment activities and well cared for. Hooray Zoo!
On the Pooh front, E has been on a real Pooh kick lately. We've been reading her the A.A. Milne stories and avoiding the "new" Disney-fied Pooh as much as possible. Can't really tell you why, to be honest. For her third b-day next week I'm making her a Pooh blanket to go with the kitten we're getting her. I might make the kitten a bed, too. I can't wait to see the look on her face!
I woke up this morning worried about the pregnancy. My boobs didn't hurt, I was awake and I was hungry. Never mind that I was so tired last night I couldn't finish the Ergo bag, I went o bed early for me and didn't even knit; I fell right to sleep.
My boobs hurt now, however. I know this worry is the product of my past experiences, just as much as I know there is nothing I can do to change what's going to happen beyond what I am doing now. That doesn't mean I didn't spend an hour this morning begging the universe and every version of god I know to let us have this baby. To let the baby be smart, and healthy and with no deformities. I want someone to call at times like this, someone who can tell me that everything is going to be fine or not, can tell me what is going to happen. That person does not exist. This insanity, or little bit of insanity, anyway, made me realize I need to chill out. So I'm going to re-read The Tao of Pooh again. If you haven't read it, it's a great way to get the Tao. Or just calm the hell down.
And that's it. That's all my brain has today. I'm going to go space out for awhile. Have a great weekend!
Friday, November 7, 2008
Beans and Pooh
Posted by Domesticrazy at 8:45 AM
1 comment:
- HollyLynne said...
not to be all tooting the Southern Calfornia horn but not only do we have griaffes, the Santa Barbara Zoo has a wack-ass giraffe with a BENT NECK. Yep, its true. See, he's on Wikipedia: http://en.wikipedia.org/wiki/Santa_Barbara_Zoo
That is so sweet about the kitten!! I'm sure she'll love it! Disney Pooh can be freaky . . .the Pooh ride at Disneyland is all neon and glow in the dark . . . very scary raver looking. Eugh.
And, I'm, er, glad? your boobs hurt! Seems like an odd thing to say, but really I am!
- 11/07/2008
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Luminex Corp., an Austin, Texas-based developer of biological test technology, has been awarded an $11.6 million contract from the U.S. Department of Defense to create a portable and flexible diagnostic instrument for rapid biothreat detection.
The contract for the development of the detector and response biomarkers indicative of systemic disease is meant to improve the military's ability to detect and defeat biological and chemical weapons, Military Aerospace reports.
The Luminex contract comes after an announcement from the U.S. Army Edgewood Chemical Biological Center was revised. The announcement called for funding for multiple related projects. The projects include an investigation of microbial systems, an investigation of self-decontaminating coatings that have biochemical or enzymatic compounds, the creation of enzymatic systems for the degradation of dangerous chemicals, and natural products used for the bioremediation of hazardous wastes like chemical agents and chemical warfare materials.
Each of the projects mentioned by the ECBC announcement are categorized as category A, which means they are high program priorities with a high funding probability.
Luminex Corp. will conduct the work for the $11.6 million contract at its headquarters in Austin. The company anticipates the development of the novel technology by January 2016, according to Military Aerospace.
The ECBC has full-time employees at three different U.S. sites including in the Edgewood Area of Aberdeen Proving Ground, Maryland, Pine Bluff, Arkansas and Rock Island, Illinois.


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Oh snap! What if it was true… People aren't buying from you or hiring you because you are just like them?! Wouldn't that be a bummer! It's important to remember that no matter what business you are in, you have to make people your business… Because you do business with people! Which means, if someone […]
Selling Vs. Branding – Don't Be "That Guy"
When was the last time someone tried to sell something to you? Maybe it was at a car dealership or at the mall, maybe even while looking at new cell phones. How did you feel when that person was talking to you? Did you feel like you had to keep your guard up?
Don't Be Guilty Of Building A Bad Brand Culture
So often, we as business owners are so focused on reaching our prospects we forget about something else that is extremely important. In fact, if you miss this, your business could crumble from the inside out… So here is a true story… (The names of have been changed to protect the innocent.. and guilty) There […]
Is There Really An ROI With Social Media?
Is there really an ROI with Social Media? I just don't think my target market is using Social Media… That was part of a conversation I had during a Web Assessment I was doing for a company.
Rule Your Realm – Be 100% Original
First off, let me say Welcome to Rule Your Realm!! This post is just the beginning of training and information that doesn't include the fluff and "waste your time" information. We are about coloring outside the lines of traditional branding and ruling your realm in the marketplace and all areas of life. To start things …
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