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Podcast: Chinese debt in Africa
I talked with Eric Olander of The China Africa Project on growing Chinese debt in Africa.
What China's One Belt, One Road initiative means for Africa
This article first appeared in my weekly column with the Business Daily on May 21, 2017
Last week China announced a plan to build a vast global infrastructure network linking Africa, Asia, Europe and the Middle East into 'One Belt, One Road'. China plans to spend up to USD 3 trillion on infrastructure in an effort that seems to be centred more on linking 60 countries in the world with China, not necessarily each other. This One Belt initiative is perhaps part of China's determination to position itself as the world's leader in the context of Trump's insular USA. This initiative has two-fold implications for Africa: the opportunities and potential problems that it creates.
(source: https://qz.com/983581/chinas-new-silk-road-one-belt-one-road-project-has-one-major-pitfall-for-african-countries/)
In terms of opportunity, obviously African needs continued financial support in infrastructure development. The Africa Development Bank (AfDB) estimates that Africa's infrastructure deficit amounts to USD 93 billion annually until 2021. In this sense any effort to support the development of Africa's infrastructure is welcome.
Secondly, this is an opportunity for Africa to negotiate the specifics of the type of infrastructure the continent requires and create a win-win situation where Africa leverages Chinese financing to not only address priority infrastructure gaps, but also better interlink the continent.
However there are multiple challenges the first of which is that Europe, India and Japan seem edgy about this initiative and have distanced themselves from it. According to India's Economic Times, India and Japan are together embarking upon multiple infrastructure projects across Africa and Asia in what could be viewed as pushback against China's One Belt initiative. The countries have launched their own infrastructure development projects linking Asia-Pacific to Africa to balance China's influence in the region.
Europe is also edgy because the initiative has not been collaborative and comes across as an edict from China; countries in the initiative were not consulted. Europe is also uneasy with the lack of details and transparency of the initiative seeing it as a new strategy to further enable China to sell Chinese products to the world.
Secondly, analysts have pointed out that from an Africa perspective, the One Belt seems to continue the colonial legacy of building infrastructure to get resources out of the continent, not interlink the continent. Will the initiative entrench Africa's position as a mere raw material supplier to China and facilitate the natural resource exploitation of the continent?
(source: africanbusinessmagazine.com/wordpress/wp-content/uploads/2017/01/Africa-infrastructure-1k.jpg)
Additionally, there are concerns with how the financing will be structured and deployed. Will financing be debt or grants? It can be argued that China needs to increase its free aid toward Africa in order to build its image as a global leader. Further, who will build the infrastructure? Africa has grown weary of China linking its financing to the contracting of Chinese companies. Will this infrastructure drive employ Africans and use African companies? If not, then it can argued that Africa will merely be borrowing money from China to pay itself back.
Linked to the point above, is the fact that Africa is already deeply indebted to China. In Kenya, China owns half of the country's external debt. Kenya will pay about KES 60 billion to the China Ex-Im Bank alone over the next three years. Kenya and Africa do not need more debt from China, and if this initiative is primarily debt-financed (in a non-concessionary manner), it will cause considerable concern in African capitals.
Anzetse Were is a development economist; email@example.com
Africa's Energy Puzzle
This article first appeared in my weekly column in the Business Daily on February 26, 2017
Last week I had a chance to attend and speak at the Africa Energy Indaba in South Africa. Several themes emerged during the conference that spoke to the need for and potential of the development of energy infrastructure on the continent, as well as the constraints that hold energy development back.
The first was the issue of energy inter-dependence versus energy sovereignty. Should nations seek to be self-sufficient with regards to energy production or should nations collaborate and pool energy resource to service populations across borders? The idea of energy sovereignty is an important part of national security particularly in countries such as Kenya with porous borders and the threat of terrorism looming. Energy sovereignty allows the country to secure all generators of energy for the country and control access in a manner that interdependence would not allow. If Kenya agrees to rely on neighbours for a significant portion of the electricity servicing the country, it has limited room for recourse should power stations be compromised in neighbouring jurisdictions. At the same time, there is a case for inter-dependence and the creation regional sources of energy where countries support each other as needed. For example, Kenya is current facing a crisis in the energy sector, specifically electricity, due to the drought that has led to insufficient power generation from hydro sources. Had Kenya been in a substantive agreement with neighbours, the country would be able to address the crisis in hydro power and draw energy from regional sources.
(source: http://www.dentons.com/~/media/Images/Website/Background%20Images/Industry%20Sectors/Energy/energy-2.jpg)
Another theme of the conference was approaching energy infrastructure development from a regional perspective. This regional approach to energy infrastructure development seems to already be happening in parts of the continent, particularly Southern Africa. However, formal regional cooperation can only be effected through deliberate planning at the regional level. Regional energy planning has to be methodical and cannot be merely an amalgam of national energy plans of member countries; Africa has found this to be difficult. Another factor constraining regional energy development is the reality that although regional energy plans can be cheaper and more sensible in the long term, getting political buy-in is difficult. Regional energy projects can take years to deliver concrete benefits to member populations; however the politicians leading the creation of such initiatives exist in the bubble of 5-year political cycles. So how can one expect politicians to commit to plans the fruits of which will likely emerge after their tenure? Thus the question then becomes: How can Africa create stable regional bodies that lead and ensure continuity in regional energy development regardless of the politicians in power?
The final theme of the conference was a familiar one: the battle between renewable energy (wind, solar, geothermal and hydro), and non-renewable energy (diesel, coal and nuclear). Both have advantages and disadvantages. The disadvantages of non-renewable sources are that they are pollutants both in extraction and consumption, are finite and some are very expensive. However, they deliver a solid and stable baseload on which other energy sources can build, and technology is making them cleaner and safer. It is not a secret that renewable energy sources have gained popularity in recent times as climate change and global warming have become issues of growing concern. Renewable energy has the advantage of being clean, infinite, easily deployed off-grid in remote areas, and some are becoming affordable. However, the challenge with renewable energy is that it tends to be intermittent and cannot truly provide a baseload. The main renewable that can generate baseload is hydro, but even that is not reliable as Kenya is witnessing during the ongoing drought. Thus what is Africa's ideal energy mix?
(source: http://images.huffingtonpost.com/2016-05-20-1463780708-8882424-DoSolarPanelsWorkWhenItsCloudy.jpg)
The concluding position was that each country has to assess its domestic energy sources and create energy development strategies based on their own assets and eventually link these to regional energy assets and development plans.
Anzetse Were is a development economist; email@example.com
Trump will push China deeper into Africa
This article first appeared in my weekly column with the Business Daily on February 5, 2017
The President of the United States, Donald Trump, made it clear during the campaign trail and his inauguration speech that from now on it is 'America First'. He wants to build America, hire American, sell American and buy American. Many are bracing for protectionism from the Trump and even a trade war. In Africa, we're looking at the developments in the USA with a mixture of amusement and concern. How will Trump's administration affect AGOA? Will a Trump economy negatively affect remittances from the African Diaspora? To what extent will FDI from the USA into Africa be affected as investors scramble to adjust to policy action from Tump? Will Trump's insularity be reflected in US support to Africa's economy?
(source: https://thisisafrica.me/wp-content/uploads/sites/4/2016/05/5440002785_7b1ed0ac3e_z.jpg)
China is cognisant of the global havoc being wrought by Trump and the lacuna in global leadership Trump is creating through the singularity of his 'America First' rhetoric. China is aware of the fact there will be economic implications that will affect it during the Trump era. China may lose out on investment that had targeted the country in the context of global value chains. The Harvard Business School makes the point that major global manufacturers worry that Trump's new policies (such as the introduction of 20 percent border tax) could disrupt their global manufacturing plans, which have been carefully constructed to optimize the efficiency of their supply chains based on free trade policies. If the tax is effected, calculations may dim China's prospects of continuing as the world's factory. On the other hand, China may benefit from Trump's insularity and take advantage of the weakened presence of the USA in the global economic arena. Perhaps this informed the speech made by the China's leader Xi Jiping during the World Economic Forum where he stressed that pursuing protectionism is just like locking one's self in a dark room; he supported continued globalisation.
So what does this all mean for Africa? Firstly, Africa should prepare for a China that seeks to take on the reins of being the world leader both economically and politically. Africa should expect China to more aggressively engage in consolidating its economic strength and influencing global trade rules and dynamics to its advantage. There is a sense that Trump does not really understand the continent and is still trying to figure out the best course of action for the USA in Africa.
(source: http://www.chinaafricaproject.com/wp-content/uploads/2013/12/china-africa-france-discourse.jpg)
That said, Trump's does have a Sino-phobic trade advisor, Peter Navarro, who is of the view that China dominates the continent and is locking out the USA. Time will tell whether such sentiments will translate to determined action from the Trump administration in Africa or not. What is clear is that China is likely to be willing to step up its activity in Africa as the USA figures out its strategy. And once a Trump strategy for Africa is developed, China will analyse the trade, investment and financial gaps in the plan and act to further consolidate its dominance on the continent. The truth is that Africa's economy continues to grow (albeit more slowly) and Africans are slowly getting richer. China is aware of this and will tenaciously expand its presence in African markets. It will be very difficult for the Trump administration to reverse this momentum if its isolationist rhetoric is anything to go by.
Additionally, given Trump's border tax threats, Africa should expect a more aggressive continuation of China's entry into African manufacturing. The Washington Post makes that point that in terms of low-end manufacturing, what was 'Made in China' is now 'Made in Africa'. Chinese factories are already moving to Africa and Trump may incentivise the relocation of labour intensive manufacturing from China to Africa where wages are cheaper. Thus, in trying to protect America, Trump's policies may push China further into Africa.
Time will tell whether Trump is truly serious about China; and Africa will be at the centre of the action.
Anzetse Were is a development economist; email@example.com
The Economics of Africa's Geography
This article first appeared in my weekly column with the Business Daily on October 9, 2016
There is a little known branch of economics called Economic Geography which Kenya could pay attention to in order to garner new insights on factors that inform social and economic development. Economic Geography is essentially the study of location, distribution and spatial organization of economic activities across a region, and the implications to development. The pertinence of the field of study lies in how the development of Kenya and Africa, or the lack thereof, can essentially be seen as a function of geography. Some within this field argue that the underdevelopment of the continent is a case of 'bad latitude' and that income disparities within and between regions can be explained by erratic climates, poor soil, low agricultural productivity and infectious disease which then mutually reinforce each other in a 'vicious cycle of destitution'.
Jeffery Sachs makes the point that one of the reasons Africa has such a high burden of disease is because we do not have a winter; and winter essentially makes it impossible for most infectious agents such as parasites, viruses and bacteria, to survive. As a result, countries such as Kenya face chronic onslaughts of high levels of infectious agents because of our geographical location.
(source: http://www.worldatlas.com/webimage/countrys/africasatview.jpg)
If Africa were located in European climes, some argue, it would be Africa and not Europe that would have economically dominated modern history. One study even goes as far as saying that if Zimbabwe were located in central Europe, the resulting improvement in its market access would increase its GDP per capita by almost 80 percent.
A country's geographical location also pins down its position on the globe with regards to other countries and centres of power. This determines the importance of a country in international relations that in turn affects economic development. Some argue that one of factors that fed the Trans-Atlantic slave trade is the proximity of the eastern coast of the USA and the western coast of Africa. If these regions had been further away perhaps a different area would have suffered the horrors of slavery. In Kenya a similar argument holds; the choice of Nairobi as the nexus of power by the British may have informed why regions in and around Nairobi are more economically developed than those in the outer regions such as North Eastern. Perhaps had the climate in North Eastern been more to the liking of the British, Kenya's socioeconomic landscape would be vastly different.
Another point made by economic geography is that the sheer size of the African continent negatively affects its economic development. Africa is massive; indeed one can comfortably house China, Japan, India, the USA, Eastern Europe, Italy, the UK, France, Portugal, Germany and Italy in Africa with room to spare. The implication of this on the cost of building infrastructure and ensuring access to all points of the continent is obvious. Indeed a study argues that halving distance between Zimbabwe and all its trading partners would boost its GDP per capita by 27 percent. In short there is the argument that if Africa were the size of Europe, it would be much easier and cheaper to build infrastructure and interlink the entire continent; a factor that would catalyse economic growth and engender closer socio-political ties.
(source: http://kai.sub.blue/images/true_size_of_africa_v3-da3dd38e.jpg)
Africa's geography has also been the foundation of its economic strengths; vast reserves of minerals and metals have been the backbone of the African economy. Sadly, these reserves have deteriorated into Africa's 'resource curse' where rents from minerals in African often tend to accrue to elites and fail to trickle down to the poor. Therefore, there is an interface between geography and human behaviour. Political instability, the chronic mismanagement of funds by some African governments coupled with Africa's position in the international division of labour also explain the continent's limited growth and development, not just its geography.
Nonetheless economic geography provides a perspective of analysis, of which Kenya could make great use.
Anzetse Were is a development economist. Email: firstname.lastname@example.com;
Time for Africa to change strategic partnership with Asia
This article first appeared in my weekly column with Business Daily on June 26, 2016
Earlier this month the President of South Korea visited Kenya and numerous intentions of bilateral cooperation were articulated including a deal to establish a science and technology centre and other agreements centred on trade, investment promotion, education, sport and culture. It was a shame that industry and manufacturing did not feature very prominently during the visit as Kenya and other African countries can clearly learn from South Korea and other Asian countries on this sector.
Sadly if you look at Kenya's trading patterns with Asian countries, it's the continuation of an old story; Kenya exports mainly raw agricultural commodities and imports finished and manufactured goods. Our biggest trading partners are from Asia, specifically India, China and Japan. It seems as though although Africa is waking up to the need to industrialise, practical partnerships both between governments and between businesses do not exist to catalyse industrialisation on the continent. In short, Africa should shift from calling in Asia to build roads, rails bridges and instead start to focus on partnerships to boost industry and manufacturing.
(source: http://resources.carsguide.com.au/dp/images/uploads/asian-industry-factory-w.jpg)
With China alone due to shed about 85 million jobs at the bottom end of the manufacturing sector between now and 2030, Africa has to shift from the development assistance and infrastructure focused partnerships with Asia and shift to building low end manufacturing on the continent. Yes it is true that the infrastructure base in the continent is poor, but so is the manufacturing and industry base. While infrastructure development is front and centre for Africa right now, manufacturing has not received such prominence. There ought to be a dual focus on infrastructure and industry while working on other aspects of Africa's landscape particularly with regards to education, land reform and technology absorption and development.
Bear in mind that getting guidance and mentorship from industrialised countries is how much of Asia rose to become the manufacturing giant it is in the world today. For example industrialisation in Japan was a result of many factors but a key factor was the support it got from the USA. Japan's industrialisation took off in during the Cold War. With the massive communist dragon called China so nearby, the USA made a deliberate effort to build ties with Japan to buffer China's influence as well ensure capitalism took root in Japan next to a bastion of communism. As a result, some analysts argue that the USA even hollowed out some of its own manufacturing capacity and made deliberate efforts to build Japan's industrial and manufacturing base and also opened its markets to manufactured Japanese products. Indeed by 1953, US military procurement from Japan peaked at a level equivalent to 7% of Japan's GNP.
Although the global context in which Africa seeks to industrialise is very different the core point remains the same; Africa must learn from others and seek to reach out to countries that have successfully industrialised to build this sector on the continent in a very practical manner. African governments ought to more deliberately bring the issue of industry and manufacturing on the table during any negotiations with Asian countries. We all know that as wages rise in China, Chinese exports will become more expensive and this provides opportunities for manufacturing in Africa. Africa should position itself to do the manufacturing Asia no longer wants to do as their economies sophisticate.
(source: http://resources3.news.com.au/images/2014/04/20/1226890/654895-6c56fdd8-c6d8-11e3-8387-e6d61b132205.jpg)
The path Africa can take can include starting with building low end manufacturing that is not too complex and can absorb what is still largely an under-educated labour force by starting with textiles and other light manufacturing. This can then be displaced by the growth of engineering and chemical industries. I am of the view that the textile assembly that goes on in the Export Processing Zone in Kenya does not count as manufacturing since most of the components of the apparel are imported and are not building Kenya's textile factories and industry. Thus the point is simple; Africa should call in Asia to help build industry not just infrastructure.
Anzetse Were is a development economist; firstname.lastname@example.com
The Implications of Brexit on Africa and Kenya
On Friday morning the world awoke to the news that the UK had decided to leave the EU.
The same day saw currencies, stocks and bonds plunge across Africa, and a slump in oil and other commodities. From an African point of view, the immediate aftermath of Brexit has exacerbated problematic trends in international markets which have already hit African growth prospects. African currencies slipped against other currencies like the USD and Yen but of course gained against the GBP. Further, in the aftermath of Brexit, some African Eurobonds plunged with yields rising for Nigerian, Ethiopian and Rwandan Eurobonds.
If one were to trace some of the short and medium term effects of Brexit on Africa, the departure of the UK from the EU complicates African access to EU markets. Countries and businesses that were using the UK as a point of entry for their goods into the EU will have to find new partners in mainland Europe. Further, any trade deals that African countries had with EU will have to be renegotiated with the UK as a standalone entity. Although it is unlikely that the UK will effect drastic departures in terms of trade deals with African countries, the process of re-negotiation will take a period of time during which African exports to the UK will be negatively affected due to the uncertainty in the limbo period.
(source: http://www.economywatch.com/files/imagecache/story/story/eu_no_uk_1.jpg)
Closer to home, Kenya's horticultural sector, particularly cut flowers, will suffer. Flowers are one of Kenya's top exports and the UK is a major export destination. Thus again any trade deals that Kenya had negotiated with the EU will stall with regard to the UK because of Brexit; and this may well translate into losses in the short to medium term for those firms. Another example of how Brexit will negatively inform access to EU markets for African goods is the case of Kenyan tea. If Brexit leads to the tightening of access to the EU markets for UK goods, Kenyan blended tea exports will suffer because the UK has been a major re-exporter of Kenyan tea into EU markets. UK appetite for Kenyan tea was informed by this re-export function thus with Brexit, the UK may possibly lose easy access to EU markets which may lead to a cut in the volumes of tea the country imports from Kenya.
If one looks at the effect of the weakening of the GBP, Africa will be affected. Firstly, African exports to the UK will be more expensive for UK consumers and this may dampen their appetite for African products. Further, with a weaker GBP, Kenya will become a more expensive tourist destination which will negatively affect a sector that has already been under-performing as the UK is an important source of tourists for Kenya. On the other hand, a weaker GBP will be good news for an import economy such as Kenya as imports from the UK will be cheaper.
More broadly, if Brexit triggers a UK recession, there will be a more medium to long term problems with which Africa will have to contend in a context where African growth is at its slowest for decades. Not only will there be dampened appetite for African exports thus muting trade, FDI from the UK will also be negatively hit, the latter of which is particularly bad news for Nigeria for which the UK was the largest source of FDI in 2015. Further, remittances from Africans in the UK are likely to drop if the UK economy slides into a deeper recession. In terms of development assistance, it is unlikely that a new, post-Brexit government would drastically alter UK's commitment to spend 0.7 percent of its gross national income (GNI) on development aid, but a struggling UK economy would translate to a decline, in absolute terms, in the amount of aid Africa will receive.
(source: http://www.travlang.com/money/uk10.jpg)
Another key negative effect of the UK leaving the EU is that the country has been a proponent of African interests on certain issues in the EU. For example, the UK has been a voice in the EU calling for a reduction of EU subsidies to farmers, subsidies that negatively affect African farmers by keeping the price of EU agricultural produce artificially low. With the UK leaving the EU, the interest of African farmers will no longer have a voice in the bloc. Secondly, a decision was recently made to cut EU funding to the African Union mission in Somalia (AMISOM) by 20 percent; the UK opposed this. The departure of the UK from the EU means that African countries will have to look at the EU anew and identify which countries can be pulled in as allies on key issues.
However, Brexit can be seen as good news in this context because the UK will no longer have to live with EU decisions and regulations concerning Africa with which they don't agree. Indeed, the UK Minister to Africa said Brexit will allow the U.K. to "focus more on our bilateral relationships with Africa" allowing the country much more flexibility when interacting with Africa than was possible while working under the EU.
It will be interesting to see what the post-Brexit UK government African strategy and policy will look like. In terms of Kenyan interests, given the deep and longstanding ties the country has with the UK, aid, trade and investment are likely to continue. In fact, an analyst made the point that in all of Africa, perhaps Kenya may benefit the most from Brexit as the UK may be particularly eager to establish bilateral ties with Kenya after leaving the EU, giving Kenya exceptional leverage.
Anzetse Were is a development economist; firstname.lastname@example.com


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It is not about objecting to a religion it is about standing up for our rights.Women in the court system are having our rights taken as citizens of this country. When this happens we are already under Sharia Law.We are beaten and rapaed and judges do not hear us. -etc. It is time for all women to demand OUR laws be enforced in OUR courts.You come to our country you follow our laws -judges also.
State lawmakers to look at anti-Shariah bill
Just when you thought the General Assembly was done with "message" bills for this session….
Less than two weeks after a Fort Collins man vandalized the Islamic Center of Fort Collins, a Fort Collins-area lawmaker has introduced a bill that some call anti-Muslim. The measure is scheduled for its first hearing on April 12 in the Senate Judiciary Committee.
Republican Sen. Vicki Marble, whose district includes a small portion of Fort Collins (not including the Islamic Center), is the sponsor of Senate Bill 17-277, which on its face appears only to require Colorado courts to disregard foreign laws. It's already being referred to as a "message" bill: intended to rally supporters but with zero chance of passage, especially in the Democratic-controlled House. Most of the "message" bills run by lawmakers – think measures on gun rights, abortion, or sanctuary city – are dealt with in the first half of the 120-day session. But a half-dozen of those kinds of bills showed up in both chambers of the General Assembly this week, with just five weeks left in the session.
Marble told The Colorado Independent Tuesday that she has been interested in the issue dating to her days as a bail agent in the early 2000s. One case stood out for her, she explained: that of a young woman whose husband had taken their daughter back to his home country. Marble said the young woman got no help from the American government in trying to get her daughter, a U.S. citizen, back.
Her intent with the bill is to protect vulnerable women and children, she said, adding that there have been about 50 cases in recent years where American courts have sided with foreign citizens, based on laws from foreign countries.
"Wouldn't you want to be protected by your American rights?" Marble asked. Everyone in Colorado will be protected by the bill, she added. "This protects the life, liberty and privileges granted under the Constitution of the United States and Colorado. Why shouldn't we use this to protect our citizens from any laws that don't meet our standards?"
If approved, the bill would carry the title of the "American Laws for American Courts Act," which originates from a network of anti-Muslim groups, including several referred to as hate groups by the Southern Poverty Law Center. Its aim, as stated by many of the groups: to block American courts from adhering to Shariah law, the Muslim code of conduct.
You won't find the word "Shariah" anywhere in the bill. Supporters point out that it's religiously neutral. But the measure, which has been passed either by legislatures or voters in at least 10 states, is at its heart about ensuring U.S. courts disregard Shariah law, which supporters claim is an issue mostly in American family courts.
The bill is the brainchild of David Yerushalmi, an attorney who is referred to by the Anti-Defamation League as the "driving force" behind the anti-Shariah movement in the United States. Yerushalmi runs the American Freedom Law Center, listed as a hate group by the Southern Poverty Law Center. According to the Council on American-Islamic Relations (CAIR), Yerushalmi developed the legislation at the request of the anti-Muslim American Public Policy Alliance. Another group on the SPLC hate group list, Act for America, also supports the bill, and has set up a website to call for Coloradans to back the measure, although not specifically referencing Marble's bill. Among Act for America's board of advisors: Gen. Michael Flynn, who recently resigned as national security advisor to President Donald Trump.
Marble said she is unaware of the bill's ties to anti-Muslim groups and said she based the bill on one passed by the Arizona legislature, which also was modeled after Yerushalmi's bill. She said she'd never heard of Yerushalmi. "I'm not concerned with who wrote it," she said. "He did a good job."
Other Fort Collins lawmakers reacted with dismay when they learned about the bill. Democratic Rep. Jeni Arndt was so upset by it that she became nauseous. Arndt, whose district includes the Islamic Center of Fort Collins, was among nearly a thousand people who gathered at the center after the March 26 incident. "Our community stood up and said no" after the vandalism, Arndt said, which showed strong support for the Muslim community and not the "hate message" that she said comes from Marble's bill. The Islamic Center set up a GoFundMe site to pay for the damages and had to shut it down because they raised so much more than they needed, she said. Democratic Sen. John Kefalas, also of Fort Collins, said the bill "deeply concerns" him.
Democratic Rep. Joe Salazar of Thornton, a civil rights attorney, said he believes that the measure is not only an unconstitutional intrusion into the separation of powers between the legislative and judicial branches, but he also has concerns about the underlying purpose for the bill. "Who are they really attacking?" he asked.
What also raised eyebrows among lawmakers is one of the measure's co-sponsors, Sen. John Cooke of Greeley, who has a significant Somali Muslim population in his district and isn't known for getting involved in "message" bills. But Cooke told The Independent today he was unaware of the measure's background.
Marble has been accused of being insensitive to minorities before. In 2013, according to KDVR, she delivered "a long soliloquy explaining that more blacks and Hispanics live in poverty, in part, because of fried chicken," remarks made during a task force meeting on poverty reduction.
"When you look at life expectancy, there are problems in the black race: sickle-cell anemia is something that comes up, diabetes is something that's prevalent in the genetic makeup and you just can't help it," Marble said. "Although I've got to say, I've never had better BBQ and better chicken and ate better in my life than when you go down south and you — I love it." The Denver Post called the remarks "finger-lickin' stupid."
Marble was roundly criticized by fellow lawmakers at the meeting and later apologized.
Photo credit: CC violette79 via Creative Commons license, Flickr
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2 Comments
- mimi crist on said:
- mimi crist on said:
Too many men in this country are intimidated by women who stand up for their rights. "Equal rights under the law."–means just that.–EQUAL..Sharia law comes along and weak men jump on the band- wagon. Judges legislate their own mentality from the bench and not the established laws.That means that every court room has different laws. NO-that is not what our laws are about. Bribes are the laws in too many courts. Just ask the judges ex-girl friend about it? Pueblo,Co. courts have no laws. It is who you know that makes a case-not what you know to be true that is presented. Rape-murder–still it has nothing to do with the truth–only who you know.This is still the USA-but not for much longer if we all do not do our part in standing up for truth and demanding it in our judicial system. Someone smarter that I am needs to start a "cause" to eliminate public officials who deviate from our laws. —and it better be soon.
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subset: commoncrawl


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Everybody is now using Smartphone and interior and exterior looks of the device depend on a lot. As for external appearance, we use cases and cover same like this for interior appearance we use different themes and widgets. Every smartphone comes with some inbuilt pack of themes which is good but if you are looking for some unique and beautiful theme then you have to go for third party themes. There are different sources available on the internet from where you can download cool themes for your Smartphone. Here in this post, I am going to share some cool theme for your Smartphone.
Some of the best cool theme for your mobile phone:
There are so many ways in which you can build your mobile phone looks amazing and awesome. But a theme can change the full appearance with a different color, icons, wallpaper.
- Ocean Dream for ZenUI Launcher
This is one of the latest launchers for theming and its theme is really fantastic. But more than the theme, its icon pack are smartly designed to bind with the theme. Here the messaging app icon is very awesome look. So, this popular theme is mainly for Android device.
- Glasklart for Apex Launcher
Glasklart is another one of the best theme for android device. If your mobile phone is android then you can use this theme freely. Glasklart has lots of unique icons for various app and the designs were fantastic. The entire apps in app drawer appear like a ghost and the name of apps are inflexible to see. But if you pull them out to your home screen then you will see how beautiful delicious look they are.
#Have a look on Countdown Timer WordPress Plugin
- AyerisiOS 9 theme
Ayeris is a stunning theme for the iOS device and this theme also makes your mobile awesome look. Mostly this theme is perfect for Iphone6 and Iphone6s plus, however, all the iPhones are very suited to this theme. In this theme, there are 300 icons with fantastic design. You can also enjoy shadow fight 2 special edition inspired look in this theme.
- Soft iOS 9
This is another one of the best themes for iPhone device and this theme has a fantastic collection of the icon.This soft iOS theme will make your mobile phone awesome look. So, if you are using an iPhone then you can use this fantastic cool theme.
- VertuiOS 9
Like another iOS theme, this Vertu theme also supports over 90 icons, six wallpaper that covers the setting of look. Using this impressive theme you can make your mobile phone looks awesome and stunning.
- Jellyfish 3D for Hola Launcher
Jellyfish theme is one of the best cool them for your android device. This theme has many effects with various icon designs. The background colors and design are totally impressive.
- Music Life for Go Launcher
Music life theme is an insolently colorful inspired by graffiti art. In this theme, you will find many fantastic icons with street art design which will make your mobile phone awesome looks. But Music life is generally for Android device only. Therefore if you are using an Android device this theme is perfect to grab it.
- UltraflatiOS 7
This is a flat and colorful cool theme and it has a cartoony look with enlarging icon logos. One of the best things of this theme is that it supported all iOS device because it uses the similar colors of icon like the original iOS 7.
- Anode Free
Anode is a free cool theme that has a color design of space gray, silver and gold for the iOS device. This entire color performs a specific work for matching in any of iOS platform.
- Black Mechanic Atom for Atom Launcher
This is one of the best Cool themes for android device that make the mobile phone look awesome and fantastic. Actually, this theme combines live cyberpunk style wallpaper with some numerous designs. This theme mostly consists of black and blue tones that make the widgets in one place. But this original theme has a muscular continuity among the entire elements.
You can also check out: Tesla Theme Review: Best WordPress Premium Theme
So these are some of the best themes for both of your iOS and Android device. All these above-mentioned themes are designed with different colors and icon that can provide a cool look to your phone. So check the above list and download free cool theme for your smartphone.


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Writing for Awards
Is 2017 your year for winning a business award?
If you feel that your business is worth shouting about and worthy of an award but you don't know where to start, look at these links and see if there is a category that suits you and your business.
As an awards finalist, myself, I fully understand what a mammoth task collating evidence and selling yourself can be; don't even worry about completing the application form – that's what I am here to help you with. I have a long list of clients who I have helped become award winners or finalists and I know just what the judges are looking for to make you stand out from your competitors.
There is a lot of evidence gathering involved, so this isn't something I would recommend is left to the last minute; it requires careful planning and creative discussion to unveil your true value and contribution in your industry sector.
A selection of useful links for awards to enter in 2017
The Best Business Women Awards https://www.bestbusinesswomenawards.com/2017-categories/
The Small Awards http://thesmallawards.co.uk
The Wedding Industry Awards https://www.the-wedding-industry-awards.co.uk/about-the-awards/how-the-awards-work/
Acquisition International Awards https://www.acquisition-intl.com/awards#
Hertfordshire Business Awards http://www.hertsbusinessawards.co.uk/
Essex Business Awards http://www.essexbusinessawards.co.uk/
SME London Business Awards http://businessawardslondon.co.uk/
SME Hertfordshire Awards http://hertfordshireawards.co.uk/
Best Business Awards http://www.bestbusinessawards.co.uk/private_sector_awards.asp
FSB Worldpay Business Awards https://www.fsb.org.uk/events/fsb-worldpay-uk-business-awards-2017
Inspiring Hertfordshire Awards https://www.hertschamber.com/event/details/184
Red Ribbon Family Business Awards https://familybusinessplace.com/events/red-ribbon-awards/
International Business Excellence Awards http://ibxawards.com/
The UK Excellence Awards (British Quality Foundation) https://www.bqf.org.uk/what-we-do/awards/uk-excellence-award/
TMA Annual Awards (Turnaround Management Association) https://www.tma-uk.org/
The Investors in People Awards https://www.investorsinpeople.com/awards
The APS Professional Sales Awards http://salesawards.co.uk/
Outsourced Client Solutions OCS Awards http://www.ocs.co.uk/awards
International Trade Awards https://www.insidermedia.com/events/types/international-trade-awards
Global Business Excellence Awards http://www.gbeawards.com/
Best in Biz Awards International http://www.bestinbizawards.com/international/
UK National Awards for Export Excellence https://www.exportexcellenceawards.co.uk/
PwC UK Private Business Awards http://www.ukpba-awards.co.uk/awards/awards/
The Guardian Small Business Showcase Leader of the Year https://www.theguardian.com/small-business-network/small-business-showcase
English Asian Business Awards http://www.theasianbusinessawards.info/england/
bfa HSBC Franchisee of the Year Awards https://www.thebfa.org/franchise-awards/franchisee-awards
The National Business Awards http://www.nationalbusinessawards.co.uk/
Chamber Awards (Regional) 24th November (National) http://chamberbusinessawards.co.uk/
The Rural Business Awards https://www.ruralbusinessawards.co.uk/enter/
The British Small Business Awards http://britishsmallbusinessawards.co.uk/
The BOSS Industry Awards (Office Supplies and Services) http://bossawards.co.uk/
The International Business Awards (The International Stevies) http://stevieawards.com/iba
The Nectar Business Small Business Awards http://nectarbizhub.com/nectar-business-small-business-awards/
ICW Collaborative Working Awards http://www.instituteforcollaborativeworking.com/News-And-Events/News/4003852
UK Business Awards (The Dons) http://ukbizawards.com/
Big Awards for Business (Business Intelligence) https://www.bintelligence.com/
Collections and Customer Service Awards http://www.collectionsandcustomerserviceawards.co.uk/
Queen's Awards for Enterprise https://www.gov.uk/queens-awards-for-enterprise/eligibility
The Deloitte Technology UK Fast 50 https://www2.deloitte.com/ca/en/pages/technology-media-and-telecommunications/articles/technology-fast-50.html
Startups Awards http://startups.co.uk/startups-awards/how-to-enter/
ICSA Excellence in Governance Awards https://www.icsa.org.uk/events/awards2017
The Free2Network Business Awards http://www.f2n.co.uk/index.php/awards
Growing Business Awards http://gba.realbusiness.co.uk/
The Sunday Times Fast Track 100 Awards http://www.fasttrack.co.uk/league-tables/fast-track-100/
The Telegraph Festival of Business SME of the Year Awards http://www.telegraph.co.uk/business/festival-of-business/2016-sme-award/
National Enterprise Network Awards http://www.nationalenterprisenetwork.org/what-we-do/national-enterprise-awards/
The MCA Awards (Management Consultancies Association) https://www.mca.org.uk/awards/2017
(please note I try to keep links up to date but some may not come online until nearer the entry opening date or may be changed during the year - but hopefully the information will still be of assistance to you - if you have any queries please don't hesitate to contact me)
Get in touch today and remember this is only the beginning of your success story.
Alternatively, if you have had a go at copywriting your own awards application and would like me to proofread it for you before submission, please get in touch.


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Filed Under News
Exercise as Potent Medicine
Johner Images/Getty Images
According to an article which was published in October in the British Medical Journal, exercise can be as effective as many frequently prescribed drugs in treating some of the leading causes of death. The study raises important questions about whether our health care system focuses too much on medications and too little on activity and preventative medicine to combat physical ailments.
Comparative effectiveness studies are a staple of science, of course, especially in pharmaceutical research. Scientists often track how well one drug treats a condition compared with the outcome if they use a different drug. But few studies have directly compared drugs with exercise, and even fewer have compared outcomes in terms of mortality or whether the intervention significantly lessens the chance that someone with a disease will die from it, despite treatment.
So Huseyin Naci, a graduate student at the London School of Economics and Political Science, and Dr. John Ioannidis, the director of the Stanford Prevention Research Center at the Stanford University School of Medicine, decided to create a comprehensive comparison of the effectiveness of drugs and exercise in lessening mortality among people who had been diagnosed with one of four diseases: heart disease, chronic heart failure, stroke or diabetes. They chose these particular conditions because those were the only ones for which they could find studies that had examined whether exercise lessened the risk of death among patients with that disease.
For the study, the authors compared how well various drugs and exercise succeed in reducing deaths among people who had been diagnosed with several common and serious conditions, including heart disease and diabetes. The authors gathered all of the recent randomized controlled trials, as well as previous reviews and meta-analyses of older experiments relating to mortality among patients with those diseases, whether they had been treated with drugs or exercise. They ended up with data covering 305 past experiments that, collectively, involved almost 340,000 participants, which is an impressive total. But most of the volunteers had received drugs. Only 57 of the experiments, involving 14,716 volunteers, had examined the impact of exercise as a treatment.
Still, the numbers were large enough that Mr. Naci and Dr. Ioannidis could create an elaborate network of cross-references, comparing the outcomes when people received certain drugs, followed exercise regimens or, occasionally, both. The exercise routines, typically part of rehabilitation programs, usually involved walking or other aerobic routines but sometimes consisted of weight training or other exercises.
The researchers compared mortality risks for people following any of the treatment options.
The results consistently showed that drugs and exercise produced almost exactly the same results. People with heart disease, for instance, who exercised but did not use commonly prescribed medications, including statins, angiotensin-converting-enzyme inhibitors or antiplatelet drugs, had the same risk of dying from – or surviving – heart disease as patients taking those drugs. Similarly, people with diabetes who exercised had the same relative risk of dying from the condition as those taking the most commonly prescribed drugs.
On the other hand, people who once had suffered a stroke had significantly less risk of dying from that condition if they exercised than if they used medications – although the authors noted that stroke patients who can exercise may have been unusually healthy to start with. Only in chronic heart failure were drugs noticeably more effective than exercise. Diuretics staved off mortality better than did exercise.
Over all, Dr. Ioannidis said, our results suggest that exercise can be quite potent in treating heart disease and the other conditions, equaling the lifesaving benefits available from most of the commonly prescribed drugs, including statins. Statins are at the center of a debate about new treatment guidelines that could vastly expand the number of people taking the drugs.
The results also underscore how infrequently exercise is considered or studied as a medical intervention, Dr. Ioannidis said. Only 5% of the available and relevant experiments in his new analysis involved exercise. We need far more information about how exercise compares, head to head, with drugs in the treatment of many conditions, he said, as well as what types and amounts of exercise confer the most benefit and whether there are side effects, such as injuries. Ideally, he said, pharmaceutical companies would set aside a tiny fraction of their profits for such studies.
For now, Mr. Naci said, he hopes that this new study will prompt smaller-scale negotiations. We are not suggesting that anyone stop taking their medications, he said. But maybe people could think long and hard about their lifestyles and talk to their doctors about whether exercise could and should be incorporated into their care. Source: The New York Times, by Gretchen Reynolds, December 11, 2013
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The official language in Quebec is French. The Charter of the French Language ("Charter") guarantees French language rights and requires the use of French in many business situations. Given the broad scope of the Charter, this analysis will only touch upon some of the Charter's highlights and is not intended to be exhaustive. Since there could be a language component in any Quebec business transaction, each such transaction merits an analysis of the Charter's impact. Most of the Charter's provisions are of public order. However, the Charter also provides certain exceptions to its general application.
Contracts pre-determined by one party and standard printed form contracts, must be drafted in French. However, they may be in another language exclusively at the express request of the parties (usually a clause written into the contract, except under certain specific circumstances). Thus, standard forms, such as purchase orders and printed leases, must be in French, unless the parties have expressly requested that the contract be written in another language.
Consumer contracts are governed by both the Consumer Protection Act ("CPA") and the Charter and, by virtue of the CPA, must be drawn up in French. However, they may be drawn up in another language if the parties expressly agree. Where consumer contracts are drawn up in French and in another language, and there is a divergence between the texts, the interpretation more favorable to the consumer prevails.
Labour relations and collective agreements
Collective agreements, including annexes and schedules to those agreements, must be in French. An English version of the agreement is permitted (see "Francization of business" below).
Catalogues and brochures
As a general rule, catalogues, brochures, folders, commercial directories, and any similar written publications, including websites, where the firm carries on business in the Province of Quebec, must be in French. Such documents may also be bilingual or they may be in two separate versions, one exclusively in French and the other exclusively in another language, provided that the French version is available under no less favorable conditions of accessibility and quality than the version in the other language. It should be noted that the version exclusively in another language may be inserted in a news publication published exclusively in that language.
Computer software
All computer software, including games software and operating systems, whether installed or offered separately, must be available in French, unless no French version exists. Software can also be available in languages other than French; provided the French version is available on no less favorable terms and that it has technical characteristics that are at least equivalent to the English version.
Product labelling
Every inscription on a product (on its container or its wrapping), and all documents that accompany a product (including warranties, directions for use, etc.), must be in French. The French inscription may be accompanied by a translation or translations, provided that an inscription in another language is not given greater prominence than the French text. Exceptionally, there are situations where product labels and the documents accompanying a product do not have to be in French. For example, inscriptions relating to products intended for a market outside Quebec, do not have to be in French; neither do the inscriptions relating to a publication, book, record, tape, film or any other similar cultural or educational product, to the extent that such inscriptions are written in the language of the product or to the extent that the product has no language content. Other exceptions are set out in the relevant regulations.
Public signs and posters and commercial advertising
As a general rule, most public signs and posters may be both in French and in another language, provided that French is "markedly predominant", an expression defined by regulation.
There are two circumstances provided by regulation in which commercial advertising must be exclusively in French. Commercial advertising displayed on billboards, signs or posters of 16 square meters or more, and visible from any public highway (unless the advertising is displayed on the very premises of an establishment of the firm), and commercial advertising on or in any public means of transportation, and on or in accesses thereto, must be exclusively in French.
Registered trade-marks
Registered trade-marks within the meaning of the Trade-marks Act may be used in Quebec as registered in catalogues and brochures, on product labels, public signs and posters, and in commercial advertising, unless a French version of the trade-mark has been registered, in which case the French version must be used.
Company names
In order to incorporate a company under the Companies Act (Quebec), a French corporate name is required. An English name may be used in addition to the French name, but an English name not accompanied by its French equivalent is not acceptable.
Every partnership and legal person carrying on an activity in Quebec must register in accordance with
An Act respecting the legal publicity of sole proprietorships, partnerships and legal persons. Every registrant whose name is in a language other than French, must declare either a French version of the name or a French business name to be used in carrying on activities in Quebec.
Under the Charter, the name of an enterprise must be in French, but it may be accompanied with a version in another language, provided that the French version appears at least as prominently. However, on public signs and posters, and in commercial advertising, the use of a version of a name in a language other than French is permitted to the extent that the other language may be used in such public signs and posters, or in such advertising, pursuant to the applicable regulation. In addition, in texts and documents drafted only in a language other than French, a firm name may appear exclusively in the other language.
Francization of business
A firm which employs fifty persons or more for a period of six months must register with the Office Québécois de la langue française ("Office"). If the Office considers that the use of French in the firm is generalized at all levels of the firm (for example, written communications between employer and employees in French, and new positions and promotions are offered in French), the Office will issue a "francization certificate". If the Office does not issue a certificate, it will notify the firm that it must adopt a francization program.
The implementation of francization programs in head offices and research centers, may be the subject of special agreements with the Office to allow the use of a language, other than French, as the language of operation.
For those firms employing one hundred or more persons, a francization committee composed of six or more persons, must be formed. The francization committee is responsible for the monitoring of the firm's language situation, as well as devising and implementing the firm's francization program, and ensuring that the use of French remains generalized at all levels of the firm.
Additional posts from the blog
Canada's Anti-Spam Law – New Guidance on Offering Apps, Software
CASL also prohibits installing a "computer program" – including an app, widget, software, or other executable data – on a computer system (e.g. computer, device) unless the program is installed with consent and complies with disclosure requirements. The provisions in CASL related to the installation of computer programs will come into force on January 15, 2015.
Environment Canada issues Hydrofluorocarbon reporting requirement
On April 7, 2014, the Minister of the Environment issued a Notice with respect to hydrofluorocarbons (the "Notice"), pursuant to the Canadian Environmental Protection Act, 1999. The Notice imposes reporting requirements on those who imported, exported, or manufactured certain hydrofluorocarbons ("HFCs") from 2008 and 2012. A non-exhaustive list of HFCs subject to these reporting requirements can be found in Schedule 1 of the Notice.
"Oh, what a tangled web we weave when first we practice to deceive."
In an interesting decision, the Human Rights Tribunal of Ontario has ruled that an employer is not liable for discriminatory and harassing texts sent by a rogue employee to another of its workers.


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Butt & Beer Gut Boot Camp is sure to burn off those lingering Holiday calories! This innovative Boot Camp will strengthen your lower body and core, while also providing bursts of cardio to get your heart rate up! All levels welcome.Bring your mat, water bottle and be ready to sweat!
Beth Landi is an ACE certified Fitness Instructor, currently teaching at Chuze Fitness in Santee. She enjoys planning fun and unique classes for members. Her energetic and positive attitude can encourage all levels of fitness through any workout. To find out more about Beth, check out her blog welloiledmuscles.com.


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Keyhole / Central Pyrenees, France
Pont d'Espagne is a stone-built bridge that spans the Gave de Marcadau at the point where it meets the Gave de Gaube, near one of its sources high in the French Pyrenees. It is a protected area of the Pyrénées in the Pyrénées National Park. This peculiar bridge and its bubbling waterfalls, evoke the romantic spirit of the Pyrenees, like only the mountains can do it. The name translates as Spain's, and at an altitude of approximately 1500m (4921ft) it was in the past use to join Spain and France through the mountains.
(N 42 51.056 / W 0 08.388) / Camera data: Vertorama (3 shots), 24mm, 1/6sec, f/11, ISO200
Keywords: BRIDGE, ESPAGNE, EUROPE, FRANCE, HOLE, KEY, KEYHOLE, LANDSCAPE, MOUNTAIN, NATURAL, OLD, PARK, PIRENEES, PONT, PYRENEES, RIVER, ROMANTIC, STREAM, SUMMER, TRAVEL, ULTRA, VERTICAL, VERTORAMA, WATER, WATERFALL, WIDE
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Recent PostsMeandros II / Las Hurdes, Spain Todra I / Tinghir, Morocco Cloudscape / Sanabria Natural Park, Spain Great Medina / Fez, Morocco R704 / Dadès Valley, Morocco Lago / Somiedo Natural Park, Spain Vanishing / Tessaout Valley, Morocco Chute / Central Pyrenees, France A Piece of Somiedo / Somiedo Natural Park, Spain Saut / Central Pyrenees, Spain
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Photovoltaic Cell Energy
design by Dóri Sirály for Prezi
Photovoltaic cells are solar energy. It can be used to power anything from small electronic devices up to homes and large commercial businesses.
Photovoltaic energy is renewable because it is solar energy which is energy from the sun. The sun is a renewable energy resource.
The average price for photovoltaic energy (solar panels) can range from $100 to thousands of dollars with about 7,000 installations per year in the U.S.
The main benefit of photovoltaic energy is that it does not emit any air pollution.
How Can it be Used?
Association, Solar. 'Photovoltaic (Solar Electric) | SEIA'. Seia.org. N. p., 2014. Web. 30 May. 2014.
Maehlum, Mathias. 'Where Is Solar Power Used The Most? - Energy Informative'. Energy Informative. N. p., 2012. Web. 28 May. 2014.
Science.nasa.gov,. 'How Do Photovoltaics Work? - NASA Science'. N. p., 2014. Web. 30 May. 2014.
Toothman, Jessika, and Scott Aldous. 'Howstuffworks "Photovolatic Cells: Converting Photons To Electrons"'. HowStuffWorks. N. p., 2014. Web. 30 May. 2014.
Benefits and Drawbacks
Solar energy is created by allowing photons, or particles of light, to knock electrons free from atoms, generating a flow of electricity. Solar panels actually comprise many, smaller units called photovoltaic cells. (Photovoltaic means they convert sunlight into electricity.) Many cells linked together make up a solar panel.
Creating and Storing
The only pollutants of solar panels come from the construction. Factories that make solar panels emit some greenhouse gases such as carbon dioxide (CO2).
Solar panels are currently used all over the world with Germany, Italy, China, and the USA being the top users of solar energy.
Pollutants and Where its used
By Eve, Erik, Ben, and Kembria
Earth Science Period 1 Arul
A drawback is that the energy used in the construction of solar panels overtime is bound to emit some kind of greenhouse gases.
The energy is collected and stored during the day (when the sun is out) mainly to be used at night.
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|» Products
|» Dewcare - Gynec
|» Norethisterone
Norethisterone Tablets
We are listed amongst the renowned firms in the domain, engaged in offering a superior quality Norethisterone Tablets. In order to formulate these tablets in conformity with set industry standards, our professionals make use of excellent quality chemical substances and latest processing unit. Offered tablets are progestogen that are extensively used for secretion of pituitary gonadotropins to prevent follicular maturation and ovulation. Moreover, clients can get these Norethisterone Tablets in different packaging and at reasonable rates.
Safe to consume
Accurate composition
No side effect
Each tablet contains Norethisterone 5 mg.
Clinical Pharmacology
NORATE (Norethisterone) induces secretory changes in an estrogen-primed endometrium. It acts to inhibit the secretion of pituitary gonadotropins that in turn prevent follicular maturation and ovulation. On a weight basis, it is twice as potent as Norethisterone.
Norate is indicated for the treatment of secondary amenorrhea, endometriosis, and abnormal uterine bleeding due to hormonal imbalance in the absence of organic pathology, such as submucous fibroids or uterine cancer.
Seconday Amenorrhoea: NORATE is indiacted 1 t.i..d. for 5 days. Withdrawal bleeding may occur within 3-7 days provided estrogen priming is there.
Endometriosis: NORATE is advocated from 5th Day of menstruation 1 b.d. for 3-6 months time. Weather therapy is to be continued beyond this period is decided by clinician. If spotting or breakthrough bleeding occurs, NORATE may be increased from 1 b.d. to 1 t.i.d. till the control of the symptoms. Then same dosage may be continued.
D.U.B.: when patient comes with bleeding, NORATE 1 t.i.d. is recommended for 10 days. Withdrawal bleeding will occur within 2-5 days. Counting that day as first day, NORATE is recommended from19th day to 26 days 1 b.d. for 2-3 cycles to avoid recurrence.
Timing of menstruation: NORATE is recommended 3 days before expected date of menstruation one tablet t.i.d for a maximum of 14 Days.
Corporate Office
636/5, Laxmi Industrial Estate,
Ranchhodpura Road, Near Bhadaj,
RAKANPUR, Taluka: Kalol, District Gandhinagar - 382721,
Gujarat, India
Website: www.dewcareconcept.com, www.dewcareexport.com


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Bowring Institute Bangalore Address and Contact Number
Email this information
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Rating of Bowring Institute Bangalore0 Click Here (To Add Rating)
Bowring Institute Bangalore or Bowring Institute Bengaluru is a one of the largest heritage clubs in the Karnataka state that offers a wide range of services to the members. Bowring Institute Bangalore has been recognized by International Organization for Standardization as ISO 9001-2000. According to the report, Bowring Institute Bangalore started its operations in the year 1868 with the extreme efforts of B.L.Rice and has more than 4600 members across the Bangalore city. The club offers different types of membership namely life members, life associate, non resident members, temporary members (short term and long term).
Bowring Institute Bangalore Direction
Services And Amenities Of Bowring Institute
The club is equipped with various facilities like Guest Rooms, Presidential Suites Library, Reading Room, Tennis Courts, Badminton Courts, Swimming Pool, Billiard Tables, Children Play Area, Health Club, Beauty Parlour, Dining Halls, Conference Halls, ATM, Departmental Store, Pharmacy Shop, Restaurants, etc. The institute consists of various committees that include Badminton & Squash, Catering, Swimming Pool & Health Club, Finance, Cards,
Entertainment, Guest, Bar, etc.
Bowring Institute Partnerships
The Institute has been collaborated with various clubs around nation that include Ordnance Club, Bhadra Sports Club, Andhra Gymkhana, Shimoga City Club, Royal Connaught Boat Club, Nasik Club, Mandya Sports Club, National Sports Club of India, Kottayam Club, Madras Boat Club, Cownpure Club, Andhra Cultural Association, Navi Mumbai Sports Association, . Five Star Country Club,Jayachamaraja Wadiyar Golf Club, etc.
Bowring Institute Bangalore Events
Bowring Institute Bangalore has been organizing various events such as New Year Nite, Handicap Tennis Tournament, Christmas carnival, Kannada Rajyothsava, Independence Day Nite, Gandhi Jayanthi, Dandiya Nite, Bumper Housie, etc.
Facilities Offered By The Bowring Institute
Bowring Institute is located in the city on St.Marks Road, the institute is thirty five kilometers away from the International Airport and six kilometers from the Railway station. The venture delivers a wide range of facilities, some of the facilities are mentioned below:
- Knowledge
- Sports
- Personal Care
- Parties
- Restaurants
- Bar
- Home Needs
- Residential Rooms
- HDFC Bank ATM
Affiliated Clubs
- Haddows Club, CHENNAI
- Bombay Presidency Radio Club, Mumbai
- Cambay Club, GANDHINAGAR, GUJURAT
- National Sports Club of India, Mumbai
- L.V.R Sons Club, GUNTUR, ANDHRA PRADESH
- Chembur Gymkhana, Mumbai
- Calcutta Punjab Club Ltd., KOLKATTA
- Navi Mumbai Sports Association, Mumbai
- Jaipur Club, JAIPUR
Affiliated Club Contact Detail
The Allepey United Club
Address: Sea View Ward, Allepey – 688 012
Ph: 0477 2243688
E-mail: firstname.lastname@example.com
Address: Suryanarayanapuram, W.G.District,
Bhimavaram – 534 202, Andhra Pradesh
Ph: 08816-223377
E-mail: email@example.com
The Bombay Presidency Radio Club Ltd 157,
Address: Arthur Bunder Road,, Colaba, Mumbai 400 005
E-mail: email@example.com
Phone Number: 9323202043
Fax Numbers Of Bowring Institute
Fax Numbers +91-080-222-288-85 / +91-080-222-288-84
For asking details regarding club or want to send any queries regarding suggestions and complaints then make use of the above mentioned fax number of help-desk.
Address of Bowring Institute BangaloreThe address of Bowring Institute Bangalore is 19 St Marks Rd, Shanthala Nagar, Bengaluru, Karnataka 560001.
Contact Number of Bowring Institute BangaloreThe contact number of Bowring Institute Bangalore is +91-080-4041-4243.
Email Address of Bowring Institute BangaloreThe email address of Bowring Institute Bangalore is email@example.com.
Website of Bowring Institute BangaloreThe Website of Bowring Institute Bangalore is www.bowringinstitute.com.
Bowring Institute Bangalore Source of Knowledgewww.bowringinstitute.com/index.htm


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Whilst no one likes to contemplate what will happen to them if they lose their mental capacity, there is a process which can be put in place to ensure that they and their interests will be well looked after. This is a Lasting Power of Attorney.
Do you think you need to set up a Power of Attorney? At Kingsley Smith Solicitors we have a friendly and supportive team of solicitors who will guide you through the process, ensuring you have peace of mind for your personal and financial welfare. Contact us today on 01634 811118 or make an online enquiry.
What Is A Lasting Power Of Attorney?
An LPA allows a donor to nominate one or more attorneys (nominated friends or family) to make decisions should they lose the mental capacity to do so themselves. Unlike an Enduring Power of Attorney (EPA), a Lasting Power of Attorney will need to be registered with the Court of Protection before it may be used by the attorney(s).
A person can make two types of Lasting Power of Attorneys, one dealing with financial matters (as do EPAs) and one concerning personal welfare. A Personal Welfare Lasting Power of Attorney (PWLPA) can be used to set up an 'advance directive' regarding giving or refusing medical treatment in circumstances where the donor has lost the capacity to make such decisions themselves. The PWLPA is legally binding if it is valid and applicable to the treatment proposed. This new power has caused anxiety for some people, who worry that making a PWLPA might allow a relative to 'pull the plug' when they themselves might not wish that to happen. At Kingsely Smith Solicitors we can advise you on the process of applying for a Lasting Power of Attorney and our supportive solicitors will ensure the matter is dealt with in a sensitive and efficient manner.
No matter what the PWLPA states, the final decision regarding any treatment given will rest with the responsible clinician. The PWLPA cannot compel treatment to be given which is contrary to medical advice.
There are considerable legal safeguards built into advance directives, which in any event will only apply when the person creating the directive no longer has mental capacity. Where there is genuine disagreement about the existence, validity or applicability of an advance decision, those providing care or treatment will be able to apply for a ruling from the Court of Protection.
Enduring Powers of Attorney
The Mental Capacity Act 2005 meant that from 1 October 2007 the Enduring Power of Attorney (EPA) was replaced with the Lasting Power of Attorney (LPA). EPAs made prior to 1 October will continue to be valid.
Would You Like More Information About A Lasting Power Of Attorney and the costs involved?
Please call us to speak to a power of attorney lawyer on 01634 811 118 or complete our online enquiry form.
Read our reviews to find out how we've helped our clients.
The materials appearing on this website do not constitute legal advice and are provided for general information purposes only. No warranty, whether express or implied is given in relation to such materials. We shall not be liable for any technical, editorial, typographical or other errors or omissions within the information provided on this website, nor shall we be responsible for the content of any web images or information linked to this website. Viewing this website, or contacting us does not constitute a solicitor client relationship between you and this firm.


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Young CEO finds importance in Hockey
By Tate Harris A young CEO is seeing the importance of hockey in his life while trying to balance his business and the sport. Ameen Fadel is 18 and started his own company, Cedar Valley Selections, when he was 16 after he heard about a $3,000 grant from a government program for young entrepreneurs. Fadel


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HUNTSVILLE, Ala. – Court records show that a former Alabama sheriff's deputy plans to plead guilty to charges of beating a motorist during a roadside stop in 2012.
A federal judge scheduled a change-of-plea hearing for Wednesday for former Madison County deputy Justin Adam Watson in Huntsville, Alabama.
Watson was charged with two civil rights violations. He's accused of stopping handyman Robert Bryant and assaulting him in August 2012. The two men got into a bar dispute weeks before.
Watson also was charged with three counts of obstruction on accusations he lied about the assault and encouraged others to lie. The indictment alleges that Watson put an unloaded gun to one man's head in an act of intimidation.
Bryant previously received a $625,000 settlement from the county over the assault.
Both Watson and Bryant are white.


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Contract Brewing and ConditioningProudly associated with Wobbly Brewing Company, Hereford
WeCan Solutions Ltd are proudly associated with Wobbly Brewing Company, Hereford. This unique relationship allows us to offer a conditioning and contract brewing capacity prior to packaging.
With a range of solutions to suit you, we offer brewers the use of our facilities which range from a 3 barrel up to 40 barrel brewery. Experienced brewers are invited to use the facilities or, in the more traditional sense, we offer a fully contracted brew.
With a large range of hops and malts available, you can be rest assured that not only is the brewery available but so are all of the ingredients.
We have retained our smaller brewery to ensure that we are able to assist you with your product development before you upscale to our larger brewery. Our experienced brewer will ensure quality and consistency in service.
Final packaging is offered in cask, keg, bottles and of course cans.
Thinking of expanding your capacity or starting your own new brewery ? You may well find that the most cost effective option is to leave the production to us, allowing you to concentrate on marketing and selling.
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[email protected]
Call the office on 01432 355318
(Alternatively, call 07870 323903)
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Coroner: Case of motorcyclist struck by deputy ruled a homicide
The death of a motorcyclist in Summerville has been ruled a homicide by Dorchester County Coroner Paul Brouthers less than a month after a grand jury decided a deputy involved would not be indicted.
In a statement released Thursday afternoon, Brouthers said the pursuing officer in the April 19 crash "engaged the fleeing motorcyclist by applying deadly force with this patrol vehicle, causing the motorcyclist to lose control and crash."
Brouthers goes on to state the following: "The coroner's standard for determining homicide as a manner of death includes the action of one person directly causing the death of another. A death that occurs as a result of a felony is also considered homicide. A violent death may stem from some kind of deliberate or purposeful action, but intent to cause death need not be present or proved for the classification of homicide."
The coroner said his responsibility is to determine cause and manner of death, and whether or not to prosecute or apply criminal charges does not lie with his office.
Killed in the crash was Robert L. Clark, Jr. He was being pursued by Berkeley County Deputy James Vansant in a chase that stretched from the College Park area of Ladson to North Main Street in Summerville. Speeds during the crash reached 112 mph.
BCSO officials said Thursday Deputy Vansant remains on administrative leave pending the outcome of an internal investigation.
Sheriff Duane Lewis met Thursday with members of the S.C. Highway Patrol investigative team that to review the findings of the SCHP's investigation of the incident, and will review those findings as part of the internal investigation.


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SOURCE: Marriott International
October 15, 2012 09:00 ET
Harrisonburg Property Offers Exclusive Fall Wine Package
Harrisonburg Property Offers Exclusive Fall Wine Package
HARRISONBURG, VA--(Marketwire - Oct 15, 2012) - Autumn is here, and along with colorful foliage and cooler temperatures is the perfect opportunity to explore Virginia wine country. With many popular vineyards and charming and historic towns and villages, visitors can discover culinary pleasures at destination restaurants, wineries, farm-to-table restaurants, and the Washington, DC area's oldest microbrewery. In cooperation with the Bluestone Vineyard, the Fairfield Inn & Suites Harrisonburg is proud to offer guests a Fall Wine Package, available through March 31st, 2013.
Offering more than lodging, Harrisonburg, VA's Fairfield Inn created a unique package for wine lovers. This exciting, romantic Fall Wine Package includes comfortable guest accommodations, continental breakfast for two adults daily, two wine tasting passes daily, and a $20 Bluestone Vineyard gift card, starting at $159/night.* To book this exclusive package, guests are invited to visit http://www.marriott.com/hotels/hotel-deals/shdfi-fairfield-inn-and-suites-harrisonburg/. Guests should be sure that promotional code CUE appears in the Corporate/Promotional code box when making online reservations, or call 1-800-228-9290 in the US and ask for promotional code CUE.
Located along the rolling Shenandoah Valley countryside, Bluestone Vineyard enjoys a clear view of the nearby western mountains. The Winery at Bluestone Vineyard produces award-winning wines, including its 2010 Cabernet Franc, Quartz Hill Red, and 2010 Chardonnay. At its wine tastings, Bluestone Vineyard is proud to introduce people to its wines. The tasting room is a pleasant place to experience the personality of the vineyard, winery, and the products Bluestone produces. From the tasting room, guests can look out to the hill covered with vines waiting for spring. And for guests that find a new favorite, wines are always available to take home from the vineyard's retail store.
Fairfield Inn & Suites by Marriott Harrisonburg makes travel simple and stress-free for business and leisure guests. This Harrisonburg hotel is a short drive from Rockingham Memorial Hospital, the Blue Ridge Mountains, Skyline Drive, Luray and Shenandoah Caverns, Eastern Mennonite University and many historic Civil War battle sites. A proud partner of James Madison University Athletics, the hotel is also just minutes from Forbes Center and Bridgeforth Stadium. This JMU hotel's spacious suites also feature separate living areas and free high-speed Internet.
After a great night's rest on this Harrisonburg, VA hotel's luxurious bedding, guests can enjoy a complimentary hot continental breakfast and a workout in the Fairfield Inn's exercise room or enjoy complimentary access to Gold's Gym. Guests are also invited to unwind after a long day in the property's indoor pool, pick up a snack anytime at the 24-hour market and take care of last-minute business at the convenient Fairfield Inn business center.
*Rate valid Monday-Sunday through March 31st, 2013. Availability will be confirmed at time of booking. Lowest advertised rate may not be available. Advance booking required. Two-night minimum stay may be required. Rates are per room, per night, based on single occupancy. Taxes, resort fees, and incidental charges are additional. Rates may not apply to groups of 10 or more rooms and cannot be combined with any other offer or discount. Additional restrictions may apply.
About the Fairfield Inn & Suites Harrisonburg
With easy access to I-81 and Route 33, the Fairfield Inn's convenient Harrisonburg lodging is a great midway point when traveling through the Shenandoah Valley. Guests can take advantage of Harrisonburg hotel promotions to create a memorable trip with recreation, shopping, business and many more attractions. Whether planning a quick stay or a hosted event, the flexible property offers 70 guest rooms and 30 spacious suites on four floors.
Fairfield Inn & Suites Harrisonburg
Name: Richard Smith
Email: Email Contact
Website Address: http://www.marriott.com/hotels/travel/shdfi-fairfield-inn-and-suites-harrisonburg/
Fairfield Inn & Suites Harrisonburg
Name: Richard Smith
Email: Email Contact
Website Address: http://www.marriott.com/hotels/travel/shdfi-fairfield-inn-and-suites-harrisonburg/
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Fairfield Inn & Suites by Marriott Harrisonburg makes travel simple and stress-free for business and leisure guests.
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Motortopia > Street Trucks > Air Bags
Posts Tagged 'Air Bags'
Street Trucks & AccuAir SEMA BuildsTuesday, December 6th, 2011
Street Trucks Nov. 2010 VideoTuesday, September 28th, 2010
Color Blind – A Masterful Chevy with Plenty of DetailWednesday, July 7th, 2010
(http://www NULL.motortopia NULL.com/streettrucks/feature-trucks/color-blind-a-masterful-chevy-with-plenty-of-detail-332/attachment/st-1008-white-lead/)
Eye catching is usually used in reference to trucks with plenty of flash, and splashed in bright colors. However, in the case of Tim Donelson's Silverado, dubbed "Color Blind" he went another direction completely, yet the truck still catches eyes at every sow. The body was kept entirely white inside and out, it was a risk, but one that Tim was willing to take. To make a bold statement, Tim knew that he would have to pull out a few tricks rarely seen before to make the truck stand out against a sea of flashy trucks in the Texas state. Once all was said and done, the truck hit the show circuit in force snagging Best Of trophies at every event it attended. Thankfully, the white color hides the drool that onlookers are sure to leave after examining all of the unique bodywork and cleanliness of the truck.
Street Trucks 10th Anniversary AwardsThursday, May 13th, 2010
(http://www NULL.motortopia NULL.com/streettrucks/blogs/special-features/street-trucks-10th-anniversary-awards-71/attachment/st-0908-top-lead-2/)
Photos From the ST Archives
Over the last 10 years, many of the most iconic and still-talked-about custom trucks have found their way onto the covers and pages of Street Trucks. We started out this issue with the intention of picking the top 10 trucks from the past decade. Soon, we found ourselves overwhelmed with all of the insane, full-blown custom trucks across the issues. After much debating, arguing and a pile of blow-in cards, we wound up with the top 20 trucks, as well as a few honorable mentions and special awards. Whittling the batch down even further would not do justice to the history of the past 10 years of Street Trucks.


text: Victorian Savouries Occasionally for breakfast I have scrambled egg on toast, and I am really quite fond of mixing anchovies into the egg. This is instead of salting the egg, in a similar way you might not salt a tomato sauce. Recently I've discovered that the Victorians--- God bless 'em--- often had a minature course called the savoury. Not only that, my scrambled egg concoction was one of them. It is called Scotch Woodcock. Perhaps they they might not have necessarily mixed the the egg and fish together, but it's damn near. BlogTag: food Submitted by Andy Gavin on Thu, 2009-09-03 21:18 Cube Cola I like the idea of communities having their own take on something. The Cube Cinema in Bristol for the past four years has been perfecting their own brand of cola. Well, I call it a brand: they have open-sourced the recipe. Here are their adventures. They plan to celebrate on the 25th August with a non-brand promotional party. Brings back memories of the Brewhouse which was just round the corner which brewed its beer in the basement. BlogTag: foodopensource Submitted by Andy Gavin on Mon, 2007-08-20 12:43 Pimms history and recipe Came across this review of Pims No. 1, which contains an interesting history to the drink. Also a recipe to make Pimms in your kitchen: BlogTag: foodhistory Submitted by Andy Gavin on Wed, 2006-06-07 18:15 Too much tea could be harmful There has been much made of Green Tea's benfits as an antioxidant as a prevention for cancer. But drinking too much can cause problems, the fluorine that the tea contains in high quantities can cause poisoning. BlogTag: food Submitted by Andy Gavin on Sat, 2006-03-04 09:49


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The Voice of Your Flesh
The Voice of Your Flesh - (Galatians 5:16-21)
Your flesh speaks to you constantly. Any time you follow the voice of your flesh, the net result will always be negative. You can never follow the voice of your flesh and things turn out, "ok!" The fifth chapter of the book of Galatians reveals the sound pitch of your flesh. You know you are listening to and being led by the voice of your flesh when you engage in:
(1) Adultery - unlawful sexual relations between a man and a woman
(2) Fornication - pornography, harlotry, incest
(3) Uncleanness - homosexuality, lesbianism, pedophilia, sexual perversion
(4) Lasciviousness - undisciplined, lewd, overeater, lazy, shiftless
(5) Idolatry - worship sports stars, movie stars, music icons, preachers, money, etc.
(6) Witchcraft - includes drug use, spells, luck charms, horoscopes, zodiac signs
(7) Hatred - hold grudges and malice and be angry at someone
(8) Variance - to quarrel with words, stir up strife and incite debates
(9) Emulations - the spirit of jealousy, rivalry spirit
(10) Wrath - creating domestic and civic turmoil
(11) Strife - getting pay back for a wrong, angry contentions
(12) Seditions - stirring up strife in the church, government, home, etc.
(13) Heresies - causing discord, unrighteous indignation
(14) Envying - to wish ill will toward a person, organization or group of people
(15) Murder - to spoil or mar the happiness of others, to kill
(16) Drunkenness - public or private intoxication, alcoholic, addicted to
(17) Revellings - clubs, house parties, carousing, obscene music
The voice of your flesh will never inspire you to do the will of God. You must learn to bring the voice of your flesh into subjection to the Written Word of God, (See I Corinthians 9:27).
The Voice of Your Reasoning - (Acts 28:1-6 and Mark 2:6-8)
The Lord God has given us the ability to reason. We have that ability so that we may rationally consider all options, blessings and curses, obstacles, situations, consequences, advantages versus disadvantages and profits versus losses. You can always tell when you are listening to the voice of your reasoning because you will weigh the things you see and hear in the natural. You will deliberate and think things through, and afterwards, make your decision. Caution: if the answer of your mind contradicts the Written Word, or contradicts what God has said to you, then you must abandon the voice of your reasoning, (See Numbers 13:26-33).
The Voice of Your Conscience - (Acts 24:16 and Hebrews 10:22)
Your conscience is the place where you recognize the difference between what is right versus what is wrong. It is the place where you establish morals and values, or where you reject good morals and values and become reprobate in your mind. Your conscience is going to fall into one of the four categories:
(a) A good conscience, (I Timothy 1:5 and Acts 24:16)
(b) A weak conscience, (I Corinthians 8:7)
(c) A seared conscience, (I Timothy 4:2)
(d) A evil conscience, (Hebrews 10:22)
This next point should be obvious. The voice of your conscience is good to listen to as long as you have a good conscience, but when a person has a weak, seared or evil conscience, it would be unwise for them to follow the voice of their conscience.
The Voice of God - (I Samuel 3:1-10 and John10:1-5)
You know you are hearing the voice of God when you hear these sounds.
·Instruction in righteousness, (II Tim 3:16)
·Correction in righteousness, (II Timothy 3:16, Proverbs 3:11-12)
·Causes you to profit in Christ, (II Timothy 3:16, John 15:16)
·Brings to your remembrance the Word of God, (John 14:26)
·Guides you into Truth, (John 16:13)
·Exhorts you, (Jude 3, Romans 12:1)
·Comforts you, (John 14:16, Psalm 23:4)
·Rebukes and reproves you, (Titus 1:13, II Timothy 4:2)
·Convicts you of sin, (Romans 6:1-23)
·Leads you to salvation, (Romans 10:9-10, II Timothy 3:15)
·Assures you of the Heavenly Father's love toward you, (I John 3:1, Jeremiah 31:3)
·Admonishes and warns you, (Ephesians 6:4, Acts 21:4,10-14)
·Edifies you, (Ephesians 4:12)
·Increases our faith, (Romans 10:17)
·Cause you to triumph in life through Christ, (II Corinthians 2:14)
The Seven Elements To Clearly Hearing God's Voice
Now that you know the five voices, and how they sound, there are the seven elements that must be in place in your life, if you are going to properly discern which voice is speaking.
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