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WWJMD? Some Corporate VC Advice for David Drummond
Today, noted VC Fred Wilson chimed in on Google's venture capital aspirations. Fred is a Google investor and points out some of the major disconnects between corporate and entrepreneurial venturing. I'd encourage you to read his post in its entirety, he raises some important points. But as David Drummond and William Maris sort out the pros and cons of corporate VC, I thought I'd share a few observations.
First, I should point out that I'm not a venture capitalist. But I had a short but meteoric career at the nation's largest cable TV company in their fledgling VC group, and I think I had a good opportunity to see what was and wasn't successful.
Perhaps some history would be in order.
Cable operator Tele-Communications Inc. created Liberty Media in 1991 and hired Peter Barton to whip things into shape after his successful stint at Cable Value Network. Liberty's entrepreneurial culture flourished in the entertainment mecca that was Cheyenne WY, far away from the parent company. This set the tone, as each investment kept its management and corporate culture intact. Over the next few years, Liberty Media helped a lot of today's cable channels got started, thanks in part to its recurring revenue model: for every cable subscriber, the network would get anywhere from a penny to a quarter, every month.
Strong, predictable cash flow covered up a multitude of sins, and early cable networks gained access to the resources they needed to grow. For example, ESPN soon stopped airing ping pong and tractor pulls and landed lucrative contracts with the NFL, NBA, MLB and college football. It got to the point that the major leagues today depend on television revenues for their livelihood, something I've blogged about here. (I should note that Peter left the year after I left TCI, and passed away entirely too early in 2002 at the tender age of 51.)
Now, Dr. John Malone and Peter understood pop culture intersected with technology. TV networks, like Microsoft, understand that the key to their profitability is the ability to obsolete their own products. That might may have been one reason why they invested in a slightly eccentric billboard executive's vision of a 24-hour news network.
If you buy into that premise, it means that future web service development may look more like television programming, where a TV network might manage production risk by investing in 10 pilots and only committing to making 2 of them into a series. For example, a few weeks back we had reports that eBay's growth had stalled, growing only 8 percent from the year-ago quarter, a steep decline compared with its robust double-digit growth in previous quarters. Consumers have become price sensitive and the auction model has failed to find the same traction as fixed price. I believe eBay will become increasingly irrelevant because it continues to hold onto a transient business model and has failed to identify the logical successor to its auction product.
Once, Google leapfrogged Yahoo! by combining a great technology vision with pop culture - people loved Google's clean interface more than Yahoo's cluttered interface. But history has a habit of repeating itself, and as Microsoft and IBM can tell you, nothing lasts forever.
Google might want to get into VC, if only to place strategic bets on emerging utility computing concepts that have a shot at obsoleting its search utility model.


text: So here,s what I have. A 90 sc engine, minus the sc. The po took the sc off when the head gasket went out, that's when I got the car. I pulled the head,s and this engine looks like it was just overhauled, spotless inside. So now I have my eye on a 90 lx car that needs an engine, 3.8 also. Will the sc motor work in this car, swapping intake of course. Thanks for any advice.

subset: commoncrawl


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Old Dutch Masters
The "Stadsmuseum," of the City Museum of Woerden, is in an old, historic building. It dates from the 16th and 17th centuries. It is the former town hall of the small town of Woerden, situated in the mid-west of the Netherlands. In the museum, you can learn about the history of the town and its surroundings. That history dates back to Roman times, when there was a fort, a "castellum," in Woerden, on the Rhine river, which for a long time was the outermost northern border, the "limes" of the Roman Empire.
This museum is truly a good fit for "The Other Farm," since it tells about the history of the region where the Dutch farm is situated.
Because of an ongoing renovation, there were still some nice old paintings and antique furniture temporarily stored in the exhibition rooms when the display was being set up during the second week of July. While we were laying out the photos to check on their correct sequence, I had the rare opportunity to take photos of my work next to that of some of the old Dutch masters, which I really liked.
Here you see my work together with a nice landscape by Jan Willem van Borselen, member of a famous group called the "The Hague School," who lived from 1825-1892. It is a great feeling to have been able to step into that long tradition of depicting life in the Netherlands with my photography.


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New Music Highlights – 07th of July 2017: Alpha Steppa, B. Fisher, Kolombo
Dear friends,
Alpha Steppa brings us certified high quality dub & reggae this week with his eagerly anticipated second album, 3rd Kingdom. Hailing from the UK he has been seeing support across the board for this newest offering from the likes of Channel One Soundsytems and the legendary Jah Shaka Soundsystem. Including UK Steppers pioneers Iration Steppas and dubstep household names such as V.I.V.E.K and Caspa & Rusko.
Make beats not borders and take a stand with beat culture against global exploitation and national isolationism. This is the strong message coming to you from a selection of the finest hip hop producers led by Kabul Fire Records chief Farhot in this fantastic instrumentals only release 20Gs.
We also have impressive releases from the disco King Kolombo on his Just Like That EP and Doc Martin laying down the Robsoul Edits you need.
Check this out plus more in the info's below.
Your finetuners
Steppas Records presents '3rd Kingdom', the eagerly anticipated 2nd album from Alpha Steppa which is an awesome release for 7 years anniversary of the label.
Make beats not borders! Germany's producer elite comes correct on this new instrumentals-only release from Kabul Fire Records. Label honcho Farhot has assembled an all-star cast of heat providers to not only celebrate beat culture but also take a powerful stand against global exploitation and national isolationism. The revenue will be contributed for a school building project in Afghanistan!
B. Fisher is a producer/rapper with an innovative style and positive view on earth. The 18 year old Dutch native is mostly known because of his unique style as a rapper (however doesn't like being labeled as one) and because of his YouTube platform ItsATrap!
Phil Weeks' Robsoul Essentials offshoot has launched its 'Robsoul Edits' series which sees friends and family selecting tracks from the catalogue and setting to work on creating their very own collection of personal edits. This time with four re-works by Doc Martin!


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In the past, we have looked at Design Layers, Classes, Viewports, Sheet Layers, and other organizing concepts. The purpose of this manual is to look at how to bring all of these together to work on a large project. We will be looking in detail at some of these concepts to see how they come together on a larger project.
Tag Archives: classes
Landscape Special Interest Group October 2017 am
In this session, we looked at exporting DWG files, ensuring that new classes have the visibility that you want, managing your saved view settings, attaching images to plant tags, and changing your Callout Tool preferences.
Getting Started Special Interest Group April 2017
In this session, we looked at a landscape plan that included plans and 3D views. We looked in detail at how we could create the drawing, how we should use design layers and classes, and how these relate to landscape drawings, creating a site model, and detailing.
1704_01 – Creating Drawings For A Building Project – Beginner Topics
The basic concepts include understanding design layers and classes and when to use a layer or a class. We will also look at using viewports to create drawings. The basic concepts assume that all the work has been done for us and that all we have to do is to assemble the information into drawings.
3D Modeling Special Interest Group – March 2017
In this session we looked at auto hybrid objects which lead us onto looking at creating downpipes (downspouts) for a project.
Getting Started Special Interest Group March 2017
In this session we looked at the concept of a template file and how much we should store and it. It's tempting to include everything that you think you might use in a template file, but with a layer and class standard and a library file you can keep your template file to a minimum. There are some things that really have to be in the template file such as tool preferences and dimension standards.
Architect Special Interest Group February 2017 (am)
In this session we wanted to look at scheduling and worksheets and how they could be connected to spaces to create a report. The report might want to list the areas and room names, but it could also be more sophisticated and report other requirements such as occupancy loading, number of power socket, etc.
Architect Special Interest Group December 2016 (pm)
In this session we looked at detailing and classes. When you import a detail from a manufacturer (which is often important) you often end up with several classes that you do not want, and they often don't suit your naming convention anyway. So we looked at how we can import these details how we could manage the layers and classes and how we could change the details to suit our graphic style.
Getting Started Special Interest Group May 2016 (am)
In this session we looked at layers and classes, how set them up, when to use them, and how to control them.
Architect_077 Architect Special Interest Group September 2015 (am)
In this session we started by looking at wall styles. The question was about using wall styles to draw an existing project. One of the problems with using wall styles is the challenge when you come to draw an existing plan and the wall widths are not consistent. This could involve you having several different wall styles to cover the different widths, which is made worse if you need to show some of the walls is being demolished (which effectively doubles the number of wall styles needed). Continue reading
Vectorworks Tip 299 – Quickly Changing The Active Class
In a similar way that you can with the active layer, you can quickly change the active class. Hold down the control key (Windows) or the command key (Macintosh) and use the left and right arrows to quickly change your active class. one way that you can use this to is to find objects on a particular class. Turn all the classes off except for the None class. Then use this technique to quickly scroll through all the classes looking for the information that you want.
Vectorworks Tip #247 – Plants – Default Plant Classes
Many of the plant objects that come standard with Vectorworks have a class structure already. You could call this the default class structure for plants. Generally the outline of the plant is on a specific class (Plants-Component-Outline) the color fill is on a specific class (Plants-Component-Color Fill) and the line work is on a specific class (Plants-Component-Interior Linework). Having parts of the plant on different classes allows you to choose which parts you want to be visible in the various viewports.
cadmovie1501_01 – Stories, Layers and Levels – Part 1
Design Layers and Classes
Design Layers are an organizing concept to help you to develop your designs. You can think of layers as being containers. The design layer contains your design. Some people say "layers are where information is, classes are what information is."
cadmovie1072 – Creating and Managing Libraries – Part 4
Layer and class standards are part of developing your library. When you create symbols you will use specific classes. When you create other information on the drawings you will use layers and classes. It would be easier to have a set of layers and classes that you use in a place that makes them easy to get to.
Vectorworks Tip #164 – Text – Use Text Styles with Classes
One of the new features with Vectorworks 2015 is the ability to link a class to a Text Style. This gives you a similar control to controlling the graphic style of objects with a class. When you assign your text to a class it will automatically use the text style assigned. This is such an improvement when you have areas of text that have to be on different classes and at different sizes.
Landmark_SIG_055 Special Interest Group August (pm) 2014
In the session we looked at three main topics; whether it's better to use classes or layers to divide up your design for scheduling and presentations, getting plants to locate at the correct elevation on a site model and solar studies. When it comes to a complex landscape plan it's important that your plan is graphically correct and allows your client and contractors to clearly see the plants that they need to. This might mean using classes with different visibilities to create the viewports you need, it might mean using layers to divide your project up and do areas for scheduling. Whether you use layers or classes will depend on your project and what you're trying to achieve. Continue reading
Vectorworks Tip #147 – Basic Tools – Class Options
One of the class options I'm not very keen on is Active Only. The reason I don't like this very much is that always causes trouble with objects that are inside groups or symbols. It goes back to the basic concepts of Vectorworks that groups and symbols are container objects that have classes separate from the objects inside the container.
Vectorworks Tip #110 – Basic Tools – Visibility Tool – Turn Off Classes
If you use a lot of classes, like I do, then it can be had to remember the names of the all the classes, so when you want to turn some of the classes off, you find it hard to locate the classes on the Navigation palette. I don't bother to find them on the Navigation palette, I use the Visibility tool. Set the options on the Tool bar, then just click on the objects that you want to hide. The Visibility tool will turn off the class for you.
BIM_SIG_040 Architect Special Interest Group February 2014 (pm)
Classes are very useful for setting up drawings. This session looked at techniques for using classes. Should we start the drawing with everything on the None class and then gradually add classes?
BIM_SIG_034 Special Interest Group November 2013
In this session the attendees wanted to look at section viewports, using the clip cube to make section viewports, how to move section markers, and how to use class overrides in viewports. For this session I used to three-story building that I have used previously.


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Compassionate Care in a Friendly,
Relaxing Environment
Wesley Gardens is a non-profit nursing home dedicated to long-term residential care, short-term rehabilitation, respite and hospice care.
Nestled in the beautiful Cultural District of Rochester, New York, Wesley Gardens is centrally located for convenient access from I-490. We offer skilled and professional medical staff, a bright and spacious facility, and a soothing atmosphere that fosters healing, rehabilitation, and comfort.
Friends of Wesley and HealthDirect 12th Annual Golf Tournament
Wednesday, June 6, 2018
For more information, view our invite


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Do You Know We Cater
We Cater.
We can almost any event you have in mind. We are sensitive to your budget and your menu preferences. Think of us for catering your next event. Call 541-997-1508.
The Waterfront Depot
Discounts and Coupons
You will be entered in our dinner for two monthly contest announced at the beginning of each month.
Thank you for subscribing.
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Would you love to own your own oil painting?
Something that you have commissioned yourself, something
Perhaps one of your family, children, pets, a favourite scene, or even a copy of a classic?
I can also get anything in my catalogue printed onto canvas, glass or aluminium to add something stunning to your home.
I have won Special Recognition Certificates for Abstract Art and Animals through Light Space and Time online art. My paintings of "Helen" and ""Henry" are both viewable on YouTube - Light Space and Time abstract art and animal categories - see www.lightspacetime.com. Please go to my Dream Paintings page and Animals page in this website to view the paintings and certificates.
This is a response to one of my paintings (see under "Portraits"). It's of his son Hiram, in a kilt:
Dear Maggie,
I hope you are fine, I have the painting and it is f#$@ing awesome...Sorry about the language but I am totally in shock at seeing the likeness of my son and how you have captured it so perfectly. I am more than happy...Thank you so much...Xxx


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SUBDIVISION Cinco Ranch Southwest Sec 19<< BACK
Beautiful spacious 5BR Cinco Southwest home. Dual masters down, spacious two story family room open to large kitchen. Oversized island with seating and counter space galore, on trend with wood beams and metro tiles. Light & bright breakfast area leads to covered patio and back yard. Plenty of room for kids and pets to play or maybe put in a pool? Master bedroom is large with plenty of windows overlooking the yard and leads to oversized master bath. Two story foyer, generous sized study and formal dining for family dinners. Plantation shutters throughout first floor. Second floor boasts 3 more bedrooms, two of which are connected by a Hollywood bath and the third has its own bath. The large game room also has a built-in desk area and leads to a huge media room with another half bath up. This house is perfect for all that love to play and entertain. Fabulous location, lovely neighborhood and highly desirable schools. Come take a look!


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Rat Sound Message Board
Posted by Dave Rat on February 14, 2004 at 10:48:18:
In Reply to: Flown subd with Linearrays in big stadium posted by Rick Walker on February 13, 2004 at 11:24:23:
: Respect to all the people hanging out here, Checking on prosoundweb Mr. Rat knows a vdosc system. Just your thoughs on flying a array of subs on the outside of the left and right arrays.
OK, how about some quasi technical mumbo jumbo for a response? Here goes:
I must admit that my perception of the theoretical negative results of flying subs has limited my desire to thoroughly experiment with them.
I have used them though and my experiences have reinforced those theories. Here is a list of what I consider the issues with flown subs:
#1) If you fly some subs and ground stack other subs you create a scenario where the vertical dispersion of the combined 'flown/stacked' subs is reduced. What happens is; the people that are 1/2 way between the flown and stacked subs, altitude wise, are the only ones receiving the combined signals without time delay issues. A familiar example is the 'power alley' we create when the subs are stage left and stage right. Flying subs while still having stacked subs, in effect, creates 2 more vertical 'power alley' situations.
#2 If you fly all the subs, you are not taking advantage of the 3db 'half space' efficiency gain that subs so effortlessly achieve by being ground stacked. The result is needing to carry more subs and motors, points and rigging to fly this larger and less efficient sub system.
#3 Loss of efficiency is not the only down side to flown subs. The 'Half Space' 3db gain not only helps stacked subs but hurts flown subs. To LF, the ground with or without humans on it, is a really good acoustic mirror. That means that wherever a listener is in the venue, they will hear 2 sub signals from each sub array. One from the subs themselves and a second from the near perfect reflection from the floor. When the subs are stacked, the subs and the reflection combine and act like double the subs. When flown, the subs and their reflection act as two separate and interfering sources causing a complex set of summations and cancellations throughout the room.
In my experience the net effect of flown subs manifests itself as the subs seeming to lack power and impact. Keep in mind that I wrote this from a "rock" perspective. For lighter music and other types of events flying subs can have huge advantages. Saving floor space combined with "not blasting directly in front of the subs with lows" often will make flown subs a clearly superior choice.
Follow Ups:
Post a Followup


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Contact the Guestmaster
The monastery guestmaster helps with visits and tours. If you would like to arrange a visit, please use the form below or call: (704) 461-5040.
If someone comes and knocks at the door, and is persistent in his request, he should be allowed to enter and stay in the guest quarters for a few days. After that, he should live in the novitiate.
– Rule of Saint Benedict


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When Mobile Fun sent me the iGuy an iPad Mini Case my girls were so excited to see it and so was I! My daughter actually asked, "is that for our iPad?". Sorry sweetie you won't be getting your own for awhile.
It is made of such thick and durable foam that it can stand by itself (please ignore the dirty table in the reflection I was baking).
Today Mobile Fun is giving you an iGuy! Enter below to participate
Question of the Day: How is your Tuesday?
This post may contain affiliate links, see my full disclosure policy here
I was sent a free product to review, I received no other compensation. All opinions and thoughts are my own.


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See Rupert Grint and Ed Westwick Play Gun-toting Criminals in the First Trailer for Crackle's Snatch
Rupert Grint is trading his wand for a menacing, real-life weapon.
The Harry Potter alum is starring in Crackle's new 10-episode crime series, Snatch.
Based loosely on the 2000 Brad Pitt and Jason Statham film of the same name, Snatch follows a group of young hustlers whose serendipitous discovery of a truck of gold bars leads them into the dangerous London crime underworld.
In the exclusive first trailer from the series, Grint – who portrays Charlie Cavendish – plots, plans and narrowly avoids getting shot by a gun-toting Ed Westwick.
The one-hour series also features Skins' Luke Pasqualino, Scream Queens' Lucien Laviscount and Doctor Who star Dougray Scott.
Alex De Rakoff is Snatch's executive producer, as well as writer and showrunner.
Snatch will be available to stream free on Crackle starting March 16.
Source: People


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"Ordinarily, the term "smart flashlight" would make me cringe as much as the next person, but having seen the Fogo flashlight first-hand, I'm sold. ... The folks behind Fogo call it a combination of rugged and waterproof flashlight, GPS receiver and walkie-talkie, but that's actually a simplistic description, since it's much more than an amalgam of three existing products."
"Don't be fooled: The Fogo, with its 1,000-lumen LED bulb, looks like your average flashlight, but there's so much more hiding under its sleek, waterproof exterior."
Outside Online
"The Fogo is unlike anything we've seen. Fogo was first announced at winter Outdoor Retailer 2015 and we gave it a Best In Show Award. It stood out as an innovation and a great idea with potential to minimize the number of gadgets you need to bring along."
Gear Junkie
"I was shown your new product. It's pretty awesome! Will you please send me any info ... I'd love to get things moving to get FOGO in our store!"


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At Institute of Colorectal Health & Wellness, we will provide high quality of personal care that brings a sense of well-being felt on arrival and amplified tenfold as you deeply experience the variety of treatments offered, the use of certified natural products, the use of our exclusive techniques, and especially the expert and skilled hands of our professionals you will be assigned to.
Integrated Medicine confirm the importance of the relationship between practitioner and patient. Our team of professionals offers a wide range of Integrated Medicine that combines modern medicine with traditional approaches from around the world. By joining modern medicine with proven practices from other healing traditions, integrative practitioners are better able to relieve suffering, reduce stress, maintain the well-being, and enhance the resilience of their patients.
Personal body care, and being conscious about the importance of focuses on the whole person, allow us make use of all appropriate therapeutic approaches, healthcare professionals and disciplines to achieve optimal health and healing.
Visit us at Institute of Colorectal Health & Wellness 218 SW Atlanta Ave, Stuart, FL 34994 – Phone 772-539-9556 or 772-539-9119


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Red Hat Bugzilla – Bug 199353
scim-chewing hangs for commit > 6 characters
Last modified: 2014-03-25 20:53:36 EDT
Description of problem:
Tested with non-shared Input mode, scim backend and PinYinKeyboard(romaised),
noticed that it is not possible to remove any characters in the preedit buffer.
Version-Release number of selected component (if applicable):
How reproducible:
Steps to Reproduce:
1.set up SCIM as mentioned in the desc
2.activate IME, in gedit
3.enter hongmao (redhat)
4.enter Space
5.enter BackSpace
Actual results:
preedit buffer move forward 1 SPACE and preedit buffer becomes uneditable
Expected results:
remove one char in the buffer
Additional info:
Created attachment 135189 [details]
proposed patch
this patch avoid strcpy() copying an over-length string (8 chars)to the
destination (6 chars).
the preedit buffer will be cleared if length of the input key set is longer
than 6 characters.
And this is consistent with the behaviour of 0.2?
Jserv mentioned some patch was committed to svn related to this
I think but I didn't find it yet.
It hangs, that's why preedit is no longer editable. Changing the summary.
In communication with upstream.
Submitted bug to upstream:
Created attachment 135528 [details]
proposed patch
Uses strncpy instead of strcpy. It just copies first 6 characters and ignores
the remaining.
Crashing avoided for stablity, but still need a better fix.
BTW, the display of preedit buffer was not getting longer than 8 character
length. On the background, preedit buffer was actually storing user inputs
(able to test by input 10 characters at a row and press backspaces 3 times).
Built and pending for QC.
Until upstream adopted this fix in their next release or provided a better
solution, this package should has a higher stability from crashing.
Verified in latest FC6:
# rpm -q scim-chewing
after step 3.enter hongmao (redhat), enter Space, preedit buffer get cleared,
nothing displays
At this stage, chewing is not able to break input into two or more words.
i.e. it will not recognise 'hongmao' as 'hong' and 'mao', it will just recognise
that as 'hongmao' which is probably no match.
All user could do at this stage is type 'hong' "space" 'mao' "space" which will
show phrase (combination of more than 1 characters) if the table consist that.
FYI, user need to press "enter" to commit after phrase found.
scim-chewing doesn't not hang for commit > 6 character after the fix.
It is the usual behavior since chewing still hasn't able to deal with cutting
'hongmao' into 'hong' and 'mao' and do matching. Verified and closed.


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Belly casting is a fun and unique way of documenting your "bump" in the final weeks of pregnancy. We are excited to offer this service to the women of our community. Many families proudly display their belly casting in their home, while others line it with a lambskin and use it as the baby's first bassinet. We suggest you have fun and use your cast to celebrate the miraculous work your body is doing in order to bring forth new life.
Our belly casting service includes all supplies, light refreshments, and a shower afterward if desired. The process takes about an hour from start to finish and the drying process takes another 3-10 hours. If you choose to have your cast painted the end product will take a bit longer. It can be done as quickly as 24 hours but during a busy period may take up to two weeks.
We are now offering belly cast painting by mural artist Rian Chandler-Dovis. Rian gave birth to her daughter, Cora, at Brookhaven Birth Center in January of 2011. Since then she has graced our walls with several whimsical, fun, and detailed murals. We have partnered with Rian to offer this additional service to add an exciting, individual, and unique personal touch to each cast. Rian bases the price of the artwork on the detail, design, and time involved. She will go over ideas and provide a rough draft and final price before she begins the work.
Traditional Pregnant Belly Casting cost: $95
Brookhaven clients: $80
Decorating/painting of belly cast is an additional $30-$75


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Read this tip to make your life smarter, better, faster and wiser. LifeTips is the place to go when you need to know about Glass Door Window Treatments and other Window Treatment topics.
Vinyl vertical blinds are probably the most versatile and easiest vertical shades to clean. Typically, vinyl verticals are the least expensive, fit almost any budget and often dubbed the "discount vertical blinds". These blinds are the most practical and they work well in homes with large families and young children. Translucent vinyl vertical blinds have light filtering properties, provide privacy protection and help with temperature control. Embossed vinyl verticals have a unique color and texture appearance. The vinyl verticals are one of the cleanest looking vertical blind choices.
|Guru Spotlight
|Phyllis Serbes


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IMAGE VS REALITY: The government has successfully used social media and volunteers to spin the narative but for how long can that continue (Pic courtesy Firstpost)
Prime Minister Narendra Modi picked the inauguration of the Golden Jubilee Year of the Institute of Company Secretaries in New Delhi on October 4, 2017, to assure the nation that 'All is Well' with the Indian economy and that there was no reason to worry. His critics claim he cherry-picked data to build a positive narrative on the economy before launching his massive defence of the economy and counter-attacking its critics
By Dinesh Unnikrishnan
MODI began the speech saying he is not an economist. But, what followed indeed sounded like coming from one — nothing short of an economist's presentation packed with selective data that was essentially meant to prove that a faltering economy under his rule today is still better than the UPA days and achhe din is still a possibility ahead.
Modi called his critics (both within the BJP camp and outside) of the economy 'pessimists who spread despair' and likened them to Shalya, the character in Mahabharata who demoralised Karna despite being his charioteer on the Kaurava side. Remember, Modi's big attack on critics comes shortly after senior BJP leaders and former union ministers, Yashwant Sinha, Arun Shourie and Subramanian Swamy flayed the government's mismanagement of the economy, particularly policies such as demonetisation and the flawed rollout of goods and services tax (GST) as contributing factors for the current economic mess. On Wednesday, the Reserve Bank of India (RBI) too acknowledged the state of the economy lowering the gross value added (GVA) forecast to 6.7 per cent from 7.3 per cent earlier and warned the government that it needs to act urgently on certain areas to bring back economic momentum. Modi and his team are not too fond of their critics. After Yashwant Sinha's criticism, Union Finance Minister Arun Jaitley had retorted calling him 'a job applicant at 80' which was then followed with a personal attack and triggered a wider debate.
In his speech, Modi, however, acknowledged that there is indeed a slowdown in the economy and his government is aware of it. Necessary steps will be taken to bring the economy back on track, Modi seemed to promise. This is a good sign since this is the first time any top minister in this government is acknowledging there is a problem in the economy. While the PM coming out of denial mode on the state of the economy is a good signal, there are a few questions that he needs to answer on some of the claims he has made. Fact checks are in order.
One, Modi didn't speak of a painful dip in private investments in the country during his term. One of the questions he needs to answer is that even after three-and-half years of his rule, why hasn't his government succeeded in generating enough momentum to get the private sector to put money on the table? Private investments are the lowest in several years, and the onus has been on the government to save growth.
On Wednesday, in an interview to CNBC-TV18, Mahesh Vyas, MD & CEO of the Centre for Monitoring Indian Economy, said new project announcements have declined sharply with the private sector investment proposals at their 15-quarter low. "The results for the September 2017 quarter have been very depressing. We have seen only around `845 billion worth of new investments being proposed and we used to get at least `1.5 trillion worth of new investment proposals and in better times, we used to see more than `2 trillion worth of new investments," Vyas said
Second, Modi didn't speak on the serious problem of not enough jobs being created for millions of new entrants. According to the government's own data presented in Parliament, overall unemployment was rising in India with the highest rate being among the other backward classes (OBCs). While the overall unemployment rate marginally increased to 5 per cent now from 4.9 per cent in 2013 for the scheduled castes, the unemployment rate was 3.1 per cent in 2011, which has now risen to 5 per cent. Many experts, including former RBI governor Raghuram Rajan, have cautioned the government that the inability to accommodate new workers could emerge as the most serious concern for the economy going ahead. Despite its various schemes, this government has clearly failed to generate enough jobs for millions of new aspirants. Why was Modi, who promised achhe din to the country, silent on this issue in his speech?
Third, Modi also talked about an improvement in fiscal deficit and made a comparison of a period of high-growth-high-inflation during UPA days vs low-growth-low-inflation in his term to establish that macro-economic indicators are more sustainable now. He is right, fiscal deficit has indeed come down. That, however, is hardly an achievement of the government's smart policies but is mainly because crude oil prices have more than halved from its peaks and this has benefited by bringing down the import bill. As for high inflation, a period of high growth was bound to have price pressures accompanying it as former RBI governors have elaborated. The credit for low inflation goes to the RBI for consistently staying on a retail-inflation targeted policy stance by keeping rates on hold for a prolonged period. However, food inflation continues to be high hurting the common man.
Fourth, Modi also took on critics for blaming the government for just one quarter of low GDP growth (5.7 per cent in June) and made a comparison of the UPA years when GDP had fallen below that level. That isn't entirely correct. Growth has been falling for at least five quarters now and the problem in the economy is more structural than due to one-off factors. Both demonetisation and GST have only added to the pain. But one shouldn't miss that these elements didn't actually trigger the current phase of slowdown. Moreover, most of the growth has come from government spending in the January-March and April-June quarters. If one deducts this component, the growth is even lower. Also, it isn't fair to compare GDP numbers of these two periods as the methodology has changed causing a spike in the growth figures.
Fifth, Modi was largely silent on the banking sector mess. Though he can blame the UPA government for not acting to prevent the build-up of non-performing assets (NPAs), there are no excuses for acting too late to address the problem of bad loans and bank recapitalisation. The NPA scenario has only escalated in the last three years posing a big question mark to the government which controls 70 per cent of the assets in the banking industry through state-run banks. Re-capitalisation of these banks continues to be a challenge and the government has not yet come with a convincing plan to address this issue. As a result of the huge NPA pile, bank lending to industries has come to a grinding halt. Though government schemes such as Mudra has helped to assist micro and small enterprises, the broader flow of credit to industries has actually contracted and is at multi-year lows.
Sixth, Modi claimed demonetisation has succeeded in its goals. But neither he nor his government machinery has managed to come with convincing evidence to show that the three originally stated goals of demonetisation — curbing black money generation, fake currency circulation and terror financing — have been achieved yet. With almost all the demonetised currency coming back into the banking system, there is a possibility that much of the black money in cash too have found its way here. It is a mammoth task for the taxman to dig out the bad money from the good as the government risks the possibility of harassment of the honest taxpayer. On the negative side, demonetisation has hit the informal sector hard and the small entrepreneurs who are the backbone of India's informal economy. Costs have, so far, outweighed the gains by a significant margin regardless of the talk of future gains such as cashless economy and increase in tax base. Modi would have done well to acknowledge this.
Seventh, Modi spoke about India emerging out of the 'fragile five' group with a much stronger economy. He is right. But, is India staying that way? Exports aren't doing well and non-oil imports are increasing to meet domestic needs. The trends are disturbing. Ruchir Sharma, chief global strategist at Morgan Stanley Investment Management in a column in the Times of India wrote, "It is disappointing that India is missing out on the global revival in economic growth, but perhaps even more troubling that it is missing out on jobs growth — a trend that precedes the GDP slowdown but has also gotten worse over the past year".
Painting economic critics as frustrated job aspirants and pessimists (in the club of Shalya) is fine, but Modi would do well to look at the merits of the criticism and ascertain where it is going wrong in the larger interest of the economy before discarding the criticism. Some time back, former RBI governor Raghuram Rajan faced a barrage of criticism for saying India is like a one-eyed man in the land of the blind. But fresh signals show that India may even miss out the global growth march if it doesn't acknowledge serious problems in the economy and takes a corrective course of action. Critics may have personal and political intentions, but the problems on the ground are real. Modi and his team should take note.
Courtesy: Firstpost


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Merry Christmas! From Guan Lim & Jeslin!! 😀
(all images from my dummy camera)
We met up for dinner when Raymond returned from China a couple of days ago. They brought us to Changi Teochew Kitchen for a good feast, and I was really satisfied with the meal! The fish we ordered was so huge and definitely very meaty! The meat was sooo soft and tender that it feels like toufu, very juicy, and full of flavour! It literally melts in the mouth. Yum yum! Together with the gravy that comes with the dish, plus the "cai bo" (hokkien term), the fish was an ultimate pleasure and makes our tongue palate very, very happy! I cannot believe "cai bo" can taste so yummy! Not the wet wet type that we use to eat with our "chwee kuey". This one is dry, and I think possibly they fry it first. Ahhh.. YUMMY!!
We also ordered some intestines dishes, which i totally don't eat, but according to Raymond the garbage eater, they tasted reeeeally nice, especially when you dip it in their special chilli sauce. Jeslin was describing how nice the chilli sauce was, sour and sweet and spicy kind of thingy. I was a little tempted, and so I decided to dip my chopstick into Raymond's chilli sauce to test. SPICY SUPER!! Next time I better be good and not try the spicy stuffs since I don't take spicy stuffs. Finally I found someone same as me, doesnt take spicy food! 😀
We had chicken, we had those "flower" crabs (Qi?), we also had Butter/Creamy Crab. The Qi was really yummy too!! It's the first time I ate such a small crab, so I didn't know the proper way to eat it. Guan Lim did a demo, and Raymond followed. So agar-ly I tried on my own, and viola! I managed to dig out the meat and feast! Despite being very small in size, the meat was so full and fleshy too! I like the idea where they sprinkle the Qi with salt and then just plain BBQ-ing it. So simple, yet so delicious! I guess it also has got to do with them using only the freshest crabs for cooking.
The Butter/Creamy crab was a little out of my expectation. For all the butter/creamy crab that Raymond and I have eaten so far, this one is really different. Hmm… I guess I was expecting a whole lot more of the gravy, but this one has a little bit of gravy only. The cooking method also different I guess. But nonetheless, it's not too bad! The claw was especially big with tons of meat inside! Maybe next time we shall bring them elsewhere with creamy crab to feast. The type where we usually eat – with a lot of gravy, where you can dip the fried mantou and munch. Very nice!
It is only now that I realised we didn't order any vegetables! HAHAHA!! I think they are not the veggie people, cos they were the ones doing the food ordering. :p
Guan Lim had a loooot to drink, and we get to meet a lot of new people that day. Raymond also ended up drinking beer (eeeks!), and some Martell mixed with Coconut water. Usually he doesn't drink alcohol, but I supposed drinking is like one of the universal tools for establishing networks and friendships? Hmm… Personally I don't like coconut, just like how our little doggie eats all kinds of fruits except for banana. Can't pinpoint a reason why, but sometimes there's no reason at all to things. Haha. Raymond on the other hand loves the Martell with Coconut water.
We stayed at the place for quite sometime, while I kept making Raymond bloat himself up with lots of plain water and visits to the toilet to release the water. Then Guan Lim and Jeslin invited us to their cosy crib which was nearby for a visit! WAH! They have like the nicest view, the highest floor, and the ceiling is very high too!
We stayed there till around 1am in the morning, and the next day they've got to work. So paiseh to hold back their time for so long. But Raymond and I had a lot of fun, and really enjoyed ourselves! We were amazed at the wonders of the PS3. Guan Lim really opened our eyes when he showed us how the PS3 is able to view photos, you can even see the EXIF data, zoom in and out, and the whole interface is so cool! Or maybe we're really mountain turtle, cos we don't have time for games. 🙁
Oh well… looked through what they took for their Japan trip, and Japan sounds really fun! Guan Lim kept mentioning the Hokkaido word, showing us the pictures of the Kobe beef, Tuna belly and all other foodstuff, Jeslin was even saying how nice the beansprout tasted!! My goodness! They're really good at tempting people. So Raymond and I decided to try putting aside some savings and see whether we can make it for the Hokkaido trip next year with them or not. Hehe.
What's inside??
COOKIES!!! Life saving cookies!! We were hungry like mad when we got home, and luckily we have the cookies to satisfy our angry stomach. By the way, they're very nice too! We finished the Raspberry one already. Can't wait to try the Cranberry one! 😀
Jeslin also gave us a doll she got in Japan. This doll has no eyes. So we're supposed to like make a wish and then draw one eye, and when our wish really comes true, we're supposed to draw the other eye. I was wondering what wish to make, and what will happen to the doll when both the eyes are drawn. Can I like fix a pair of ears for it and make another wish? Or put on a wig and stuffs… Maybe a genie will appear? Hmm… Then I was wondering, what will happen if I draw the eye one big one small, or one side got eyelashes, one side don't have. That kind of thing you know… Hahahahaha! No wonder my friends always say I'm weird.
Ah, it's actually Chilli Red in color. Maybe I shall call it "Ah Qi wawa". Qi as in the chinese pronounciation for seven, wawa means doll in Chinese. Jeslin gave us a whole lot of other stuffs too! I shall keep the SKII masks till my wedding day then use. HAHAHAHA!! =_="
Wow I'm so long winded today. Maybe cos I'm excited to see the pictures Raymond is going to take for Angela & Alvin's wedding this Saturday, followed by Serena & Hiro's on Sunday. And even more excited cos Raymond will be using his spanking new Canon 5D MKII for the wedding shoot! I saw how fantastic the ISO can go up to. Even my ISO 400 is like the ISO 12,800 of 5D Mk2! It's like… the ISO 25,600 is my ISO 800. Such a far far cry! *FAINTS*!! So it's time to get me a dummy camera too! Muwahahaha.
Oh if anyone is hungry, lives at the eastern side of Singapore, and doesn't mind trying Teochew cuisine, the address is Blk 5, Changi Village Road, (S) 500005. They even have Valet parking service! Very convenient since that area is always packed with cars. But do remember to call 65465482 and make reservations on weekend or dinner time. Else be prepared to queue for tables. 🙂
I'm hungry now already! Bubbye! 😀
Lots of ♥,
– Angeline


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Month: September 2016
Baxter Black: Moving Cows Is An Art Type
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Beginning this Sunday, ATamp; T will offer brand-new and streamlined Mobile Shared Benefit plannings. Rather than charging an excess charge after customers use all their data, ATamp; T will throttle information to 128 kbps (2G) for the remainder of the billing cycle. According to ATamp; T, this indicates things like podcasts, video streaming, image and video messaging, and some apps will be affected. You can also buy extra gigabytes if the speed is too sluggish for your tastes.
According to CNN Cash, customers presently pay $15 per gigabyte in overage charges.
But while excess charges are history, youll pay the exact same quantity for less information with a few of the lower-end strategies. For instance, whereas prior to you paid $30 a month for 2GB, now that only buys you 1GB, before the throttling kicks in, as Lifehacker points out. Here are the price points for other plannings:
There is likewise an extra $10 to $40 gain access to charge per month per gadget.
Trying to find a brand-new mobile phone planning? Heres ways to find the ideal one for you and your family.
Puppetry, Art Kind On The Wane: Artists Look For Government Help
Sarath Abeygunawardana
The museum positioned in Dehiwela was begun in 2009 as a place where the local individuals along with travelers might pertain to discoverfind out more about puppets and enjoy numerous programs they set up from time to time. Staying with the traditional plays enacted by puppets, the museum is cluttered with practical scenes from typical efficiencies such as the Diktala Kalagola and Madduma Bandara and Jathaka stories (Buddhist myths) such as the Wessanthara Jathakaya and the Vidura Jathakaya.
Abeygunawardana is almost regretful when he said that he had no household background of puppeteering which is normally an art kind you discovergain from your seniors, and included that he was introduced to it by a chance associate with a guy who worked for him.
"Sunny was a puppeteer who was working at our home. He was stressed that this craft would pass away along with him. He taught me everything about the puppet art industry. I was rather taken up by it and chose that I requiredhad to promote it further and not let it fade away," he stated.
"I then started looking into on the puppet art industry. I was shocked to see the method many nations identified the puppet art industry and the puppeteers. Numerous university traineescollege student check out the museum to do their tasks on the industry. I run this in the middle of terrific problems; it is not an easy job as individuals do not provide value to this," Abeygunawardana said.
He was of the viewpointbelieved that while numerous peoplelots of people were conscious of the puppet art market, they do not provide much significance to its core worths.
Ivanka Trump Purchases Fashion Jewelry, Business Donates Her Money To Hillary Clinton's Project
Jewelrydesigners Jill Martinelli and Sabine Le Guyader, of the brand Woman Grey, have actually made it very clear they support governmental enthusiastic Hillary Clinton.
Ivanka Trump recently bought a piece from the brand name online, and Woman Grey composed on Instagram the profits from Trump's purchase will be contributed to the American Migration Council for Weapon Security and the Clinton campaign.
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NFL: Money Male Jerry Jones As Hall Of Popularity Pick Defies Logic
They call the center in Canton, Ohio, the Pro Football Hall of Popularity, and a special selection committee this week made it clear which part of that title was the most essential.
Its pro(fessional). Not football, sadly.
The nomination of previous Commissioner Paul Tagliabue for the Hall by the contributors committee will, no doubt, create the manyone of the most debate because of Tagliabues disdain for the media, whose members are the voters, and his failure to recognize player health problems, which resounded after his retirement in the nine-figure concussion case.
However it was the nomination of Dallas Cowboys owner Jerry Jones that made it clear at least a group of Hall voters have joined with league management in putting cash front and center. Jones understands the best ways to make it, no concern, however he runs a team that has actually not even bet a championship in two decadestwenty years.
Let me make one feat perfectly clear right here. I am one of the 48 voters who will identify the Hall of Fame class of 2017 next February. And I am unbiased on both Tagliabue and Jones, waiting to hear the arguments both pro and con, and there will be a lot of both.
If Jones is elected, he would become the 2nd contemporary era (signed up with the league post-1970 NFL-AFL merger) owner in the Hall of Popularity, after San Franciscos Eddie DeBartolo, who was selected in 2015. And the contrast in between the two of them might not be greater. DeBartolo was criticized by fellow owners for spending too much cash. Jones is lauded for making cashgenerating income.
There is absolutely nothing wrong with making cash. Although Pittsburgh Steelers owner Dan Rooney had it right lots of years earlier, when he emerged at a league conference and chastised his fellow owners for arguing over tv profits, mentioning that all they were doing was collecting it to hand down to the players, anyway.
However, it seems weird that should be a Hall of Popularity requirements.
Yes, Jones Cowboys won three Super Bowls in his first few years after purchasing the team, but those definitely were more the workmanship of Jimmy Johnson, the coach Jones fired in a middle-of-the-night drinking tirade at a league meeting.
However, if you care about such feats, Jones should have credit – or blame – for much of todays NFL marketing.
He was the very first to show fellow owners ways to unlock hundreds of millions of dollars through sponsorships and merchandising. When he purchased the Cowboys, for $140 million in 1989, essentially all a teams income originated from ticket sales and television profits. He fulfilled resistance from some old-timers when he began imitating a European soccer titan, doing everything however putting signboards on the players. However today, its all big companyindustry, and two-thirds of the groups in the league have developed new stadiums that include a considerable amount of facility space devoted to high rollers.
The Cowboys now are estimated to be worth $4 billion, a return of more than 2,800 percent on Jones initial investment.
Jones also was amongst the leaders of the charge that set up Tagliabue, a lawyer by trade, as commissioner when old guard NFL owners wanted Jim Finks, a basic manager who later on was chosen to the Hall of Fame. The arguments at the time also centered around economics, not football.
In presenting Jones and Tagliabue – they each will need approval by 80 percent of the citizens in February for Hall of Fame selection – the factors committee, which included just 5 of the 48 Hall voters, gotten rid of anybody who in fact was involvedassociated with the football end of the video game rather than the company end.
And, yes, I understand Jones operates as the Dallas general supervisor, so you could state that he is involved in the football end. In case you wondered how that was working out, in the last two years20 years the Cowboys have actually finished a season with a winning record just nine times and won only three playoff games.
If youre trying to find another owner for a bust in Canton, a better option would have been Denvers Pat Bowlen, who was heavily involved in league activities prior to stepping down 2 years ago due to Alzheimers disease. In recentOver the last few years, Bowlen was the NFLs most influential owner in television transactions and his team hasn't done terribly, either: Four Super Bowl looks consisting of 3 champions given that Dallas last won one, and just five losing seasons in the 32 years Bowlen has owned the team.
But an even better choice would have been a football male rather of a money man, and numerousa lot of us were amazed that veteran executive Bucko Kilroy was passed over for election. Kilroy, who passed away nine years ago, invested 64 years in the NFL consisting of 13 seasons as a gamer and 36 years in the front office of the New England Patriots.
The Boston Globe when called him the male who assisted produce the science of professional scouting. It included, In a football sense, he is a genius.
Obviously, hunting expenses cash. In the NFL today, and obviously at the Hall of Fame, too, its all about making cashgenerating income, not spending it. And provide Jerry Jones credit. He understands how to make moneyearn money. You kind of think, however, the fans in Dallas might wish he understood more about ways to make a team.
— Ira Miller is an acclaimed sportswriter who has covered the National Football League for more than six decades and belongs to the Pro Football Hall of Popularity Choice Committee. He is a nationwide columnist for The Sports Xchange.
Managing Money: Some Financial Lessons You Can Find OutGain From The Rich And Famous
MILWAUKEE– We may never be billionaires– however there is something we can learngain from the rich and famous about managing our money. Financial professional, Nick Nick Foulks or Drake amp; Associates, signs up with Genuine Milwaukee with some pointers.
First, it does not occur overnight- a minimum of not for a lot of people!
o Becoming abundant takes self-control and a long-term outlook.
o Let's talk about 5 money routines of the rich that can work for everyone, even if you do n`t have a seven-figure income.
1. Start Early
o Put your money to work for you now! The earlier you start, the more time it has to grow. Start thinkingconsidering your last day of deal with your very first day.
o If your business has a coordinating 401(k) strategy, make sure you are taking benefitmaking the most of it. That is like complimentary cash.
o You can also add to an Individual Retirement Account. I suggest my clients put away at least 10% of their income into long-term savings.
2. Go Automobile
o When it concerns financial resources, we can be our own worst opponent. This is something I see with clients all the time- we hesitate and give into costs temptations.
o A great methodAn excellent way to avoid this is to automate cost savings. Establish recurring transfers from your bank account to savings and investing accounts. It's actually challenging to spend cash you do n`t see!
3. Pay It Off
o As the wealthy understand, high interest financial obligation weighs you down!
o The typical individual in Wisconsin will pay $144,127 in interest in their lifetime (Source if you pick to utilize truth: Credit).
o Believe about what you might do with that money!
o If you are wanting to get abundant, stop carrying credit card balances.
o The very first action is to arrange that debt, and I have a worksheet on my site at wealthwisconsin.com to get you started.
o Attack the least expensive balance initially, paying as much as you can on that card and minimum payments on the rest. When that one is settled, proceed to the rest.
o To be clear- I am not stating do n`t use charge card. There are some fantastic benefits, points and discounts with them. The secret here is to pay them off regular monthly.
4. Splurge Wisely
o All of us splurge. But abundant individuals make sure their splurges are economical.
o Divide the price by the variety of times the item will be utilized. Use that number to determine whether a purchase is truly worth it.
o Utilize the high-low method. Mix high-end pieces with more economical buys. This works for your wardrobe and housefurnishings.
5. Change Your Attitude
o Sometimes it's everything about your attitude. Ask yourself if you 're working to end up being rich or if you 're simply working to pay the expensesfoot the bill?
o Try the 70/30 Rule. Start by surviving on 70% of your after tax earnings.
o Then take that staying 30% and put it to work for you. Invest 10%, provide 10% to charity and conserve the staying 10% (Source if you pickopt to utilize fact: Success)
o BelieveThink about it this way: Poor people invest their cash and save what's left, rich people conserve their cash and invest what's left.
Leaving Home? Know These 5 Smart Cash Tips For Surviving On Your Very Own
3. Weigh quality versus cost. While you do not need everything when youre initially starting out, you do require some things. When it comes time to make those bigger purchases, its crucial to know what you ought to invest more cash on, and exactly what you can purchase on the low-cost. Heres where you require to be strategic about cost. You might conserve cash and fill your new place with secondhand things. That might be good in the short-term, but could potentially cause problems down the line, specifically if your cheap starter purchases require to be replaced. ThinkThink about your purchases as financial investments. How will they pay down the road?


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July 2011 Dog Photo Contest
Congratulations to COSMO, the Winner of our July 2011 Dog Photo Contest!
Does your pooch make you laugh?
Is he or she always doing silly things that crack you up?
Then show your canine comedian off to the world!
How? Just enter him or her in our Funniest Fur-Kid of the Month Dog Photo Contest!
If your pooch wins, he or she will grace our homepage for the entire following month and win a present selected just for them from Only Natural Pet.com.
Entering is a snap. Just click here to enter our August 2011 dog photo contest. Tell us why your pooch makes you laugh, and upload a photo of your funny fur-ball. It's that easy!
So go ahead. Your dog might just be our next star and grace our homepage with their picture and story for an entire month. And better yet, they'll enjoy a present selected just for them from Only Natural Pet.com!
Click here to enter our August 2011 dog photo contest.
Check out More Funny Fur-Kids!
Click below to see contributions from other visitors to this page...
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Europe Downgrades Drop Asia Stocks
Chinese stocks fell for a fourth straight session and other Asian markets generally declined, as a string of euro-zone downgrade and stalled debt talks in Greece thrust Europe's crisis back into the spotlight.
Japan's Nikkei Stock Average fell 1.4% to 8378.36, Australia's S&P/ASX 200 index dropped 1.2% to 4147.2 and South Korea's Kospi declined 0.9% to 1859.27.
China's Shanghai Composite shed 1.7% to 2206.19, Hong Kong's Hang Seng Index lost 1% to 19012.20 and Taiwan's Taiex shed 1.1% to 7103.62, with President Ma Ying-jeou's election victory unable to dent the Europe-inspired gloom.
In India, the Sensex edged up 0.2% to 16189.36.
U.S. markets were closed Monday for the Martin Luther King Day holiday.
Analysts said China's shares will likely stay soft ahead of the weeklong Lunar New Year holiday that begins on Jan. 22, given concerns about China's economic slowdown and disappointment that China hasn't cut its reserve requirement for banks, which had been expected. The government reports fourth-quarter growth on Tuesday, and a poll of 12 economists by Dow Jones Newswires expects gross domestic product likely rose 8.6% in the fourth quarter from a year earlier, down from a 9.1% growth in the third quarter.
On Friday, Standard & Poor's cut the credit ratings of France and Austria, which had been triple-A, by one notch, in addition to lowering the less-lofty ratings of Malta, Slovenia and Slovakia by one notch and those of Portugal, Cyprus, Italy and Spain by two notches.
While the downgrades didn't come as much of a surprise, they served as a sharp reminder that Europe's debt crisis is far from being resolved, analysts said.
"People are looking at the repercussions of the downgrades," said Tom Kaan, director of equity sales at Louis Capital Markets in Hong Kong. "The pertinent issue is not the sovereign-debt cuts, it's the ensuing downgrades for the French banks. That is creating a lot of negativity in the market. The contagion impact will be on the U.K. and the U.S. banks as well."
Also Friday, Greece's talks with private-sector creditors broke. Crucial negotiations to restructure the nation's debt are expected to resume on Wednesday.
Financial stocks were hit across Asia.
In Tokyo, Nomura Holdings dropped 2.8% and Mitsubishi UFJ Financial Group shed 2.7%. Australia & New Zealand Banking ANZBY 0.75% dropped 1.6% in Sydney, Shinhan Financial Group gave up 2.1% in Seoul and Chinatrust Financial Holding fell 4.2% in Taipei.
China Life Insurance 2823 -0.17% fell 3.3% and Ping An Insurance Group lost 2.5% in Hong Kong; in Shanghai, the two shed 0.4% and 1.2%, respectively.
Shipping shares also suffered notable losses. Kawasaki Kisen Kaisha 9107 -0.27% dropped 3.8% in Tokyo and Hanjin Shipping fell 1.6% in Seoul, while China Cosco Holdings shed 3.8% in Hong Kong and 2.2% in Shanghai.
China Southern Airlines ZNH -6.51% slumped 8.6% and Air China shed 5% in Hong Kong after Citigroup downgraded both to "sell"; in Shanghai, they fell 2.5% and 1.6%, respectively.
European-exposed exporters declined in Japan, as the euro sank to a fresh 11-year low against the Japanese yen. Mazda Motor 7261 -1.01% dropped 3.1%, while Sony gave up 2.3%.
Elpida Memory lost 3.2% amid reports the chip maker, struggling with weak sales and a soaring yen, aims to put together a restructuring plan for creditors by the end of January.
—Rose Yu contributed to this article.


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jaywears – crystal necklaces: haati chai, knit: sass & bide, sunglasses: valley eye wear @ general pants co.
alexwears – stone necklaces & chain bracelet : haati chai, tee: acne studios, sunglasses: le specs @ general pants co.
HUGE thank you to the amazing team at Haati Chai for sending us some love all the way from LA! We absolutely love their unique designs and use of various crystals and stones. These pieces are made for layering, with different chain designs and lengths. Worn casually with basics (as we have done here) or with a low plunging silk top or cami for a night out, these subtle jewels are sure to make a statement. Check em out!
4 thoughts on "LAYERED ACCOUTREMENTS"
Super stylish! Love the accessories!
I adore these necklaces! way too cool x


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Bedford, NH
As a wedding photographer it is my goal is to show the fun and emotion of every wedding. I have been a wedding photographer in New Hampshire over 20 years and I will document your wedding in a unique photojournalistic style that you will want to share long after the cake is gone and the kids have come. I am based in the Manchester New Hampshire area and I often travel through-out NH, Massachuse... more


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|» Products
|» Surveillance Systems
|» CCTV Camera
Our mission is to attain complete customer satisfaction by offering CCTV Camera. The offered camera is manufactured with high quality materials and advanced production techniques under our expert's guidance. Widely demanded in apartments, malls, stores, schools and hotels, this camera is easy to install. After its proper installation, the user can connect this camera by entering the user id and password. In addition, clients can avail this CCTV Camera from us at marginal prices.


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Here is Episode 4, Part 5 of Bonus Round's discussion of downloadble games. This part consludes with a discussion about development and innovation in downloadable games.
PSN, XBL Arcade, Virtual Console...which is the best platform for small downloadable games? What can small games teach the rest of the industry?
Guests include David Jaffe.


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How to connect to bluetooth for incoming calls
When I receive incoming calls on my I-Phone 6 Plus my bluetooth in my car will not pick it up. I can call out from my bluetooth just fine. This did not happen until the last Update.
- Asked by Lee P from Mapleton
No Answers have been submitted
Be the first to answer this question. Answer now


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Collatinus is a free multi-OS (Mac, Windows et Debian GNU/Linux) and open access application that is easy to install and use.
Collatinus is both a lemmatiser and a morphological analyser for Latin texts: if a conjugated or declined form of a word is entered, it is capable of finding the correct root word to search for in the dictionary and then displaying its translation into another language, its different meanings, and any other information usually found in dictionaries.
In practice, Collatinus will be useful mostly for Latin teachers and professors who can quickly generate a complete lexical aid for any text and distribute it to their students. Students often use Collatinus as a reference when reading Latin texts, as they develop their vocabulary and language skills.
Main Features
- lemmatise a Latin word or a full Latin text
- translate lemmas using the Latin dictionaries included in the application
- display syllable quantities (long and short syllables) and inflection (declension and conjugation)
Project History
Originally, Collatinus was meant to produce printed documents, and it is still used for this purpose. Further improvements and adjustments were made when it became apparent that many people were using it for other purposes:
- as a lexical and morphological reference when reading a Latin text disposer,
- for lexical and stylistic searches
- to provide students with exercises based on Latin texts
How it Works
Unlike the majority of lemmatisers, which use lists of inflected forms, Collatinus uses a lexicon containing the lemmas and all the necessary information for their inflection. The advantage to this approach is that Collatinus, with its 11,000 lemmas, is capable of recognising over half a million forms. Adding lemmas with spelling variants (such as medieval spellings, for example) would make it possible to recognise all of their inflected forms as well.
Starting from a lemma and its associated flexional endings, Collatinus is also capable of displaying the corresponding inflection tables, which Latin learners may find useful.
Finally, when syllable quantities are known for a given lemma, Collatinus can scan the word and even the entire text. When scanning a text, Collatinus applies the usual rules of elision and hiatus.
New features
The current version of Collatinus, 11 (bêta), has several new features:
- "complete" lexicon (82 000 entries)
- ordering of the solutions depending on frequencies
- inclusion of the Gaffiot 2016 Latin-French dictionary
- ability to display two pages of dictionary (synchronized or not)
- simpler dictionary installation
- marking of accent and hyphenation of the text
- ability to color a text depending on a list of known words
- probabilistic tagger to find the "most probable" lemmatisation
- internal server to use Collatinus from the command line or, for instance, to scan a text without leaving the text editor.
There are three versions of Collatinus available (customisable). The difference is the number of pre-installed dictionaries that come with the application:
- full (9 dictionaries)
- medium (5 dictionaries)
- light (2 dictionaries)
Collatinus 11 (current version)
Full version
(9 dictionaries included)
- Lewis & Short, 1879 (latin-english)
- Gaffiot, 2016 (latin-french)
- Du Cange, 1883 (medieval latin glossary)
- Georges, 1913 (latin-german)
- Jeanneau, 2017 (latin-french)
- Gaffiot, 1934 (latin-french)
- Calonghi, 1898 (latin-italian)
- Valbuena, 1819 (latin-italian)
- Quicherat, 1836 (latin-french)
Medium version
(5 dictionaries included)
- Lewis & Short, 1879 (latin-english)
- Gaffiot, 2016 (latin-french)
- Du Cange, 1883 (medieval latin glossary)
- Georges, 1913 (latin-german)
- Jeanneau, 2017 (latin-french)
Light version
(2 dictionaries included)
- Lewis & Short, 1879 (latin-english)
- Gaffiot, 2016 (latin-french)
- Gaffiot 1934 (101 Mo)
- Gaffiot 2016 (15 Mo)
- Lewis & Short 1879 (22 Mo)
- K. E. Georges 1913 (16 Mo)
- Jeanneau 2017 (12 Mo)
- Calonghi 1898 (62 Mo)
- Valbuena 1819 (86 Mo)
- Du Cange 1883 (58 Mo)
- Quicherat 1836 (303 Mo)
Archives (previous versions)
Collatinus 10.2.2
Standard version (includes all dictionaries)
Light version (no dictionaries)
Source codeSource code (.zip)
All versions (by dictionary language and by OS)
|Mac OS
|French (Gaffiot, 1934)
|Debian package
|English (Lewis & Short, 1879)
|German (K. E. Georges, 1913)
|Italian (Calonghi, 1898)
|Standard versions (4 dictionaries)
- Gaffiot 1934 (djvu, 97 Mo)
- Lewis & Short 1879 (xml, 66 Mo)
- K. E. Georges 1913 (xml, 25 Mo)
- Calonghi 1898 (djvu, 60 Mo)
- Jeanneau 2013 (xml, 20 Mo)
- Valbuena 1819 (djvu, 82 Mo)
Collatinus is developed and maintained Yves Ouvrard, with the valuable support of Philippe Verkerk
It is available under the GNU GPL licence
With thanks to William Whitaker †, Jose Luis Redrejo, Georges Khaznadar, Matthias Bussonier, Gérard Jeanneau, Philippe Verkerk, Jean-Paul Woitrain, Philipp Roelli, Perseus Digital Library.


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Under a basic homeowners policy, there are limits to the protection that is provided for items such as guns, jewelry, and fine arts. In order to get coverage above what is granted otherwise, you can get a Personal Articles Floater or an endorsement on your homeowner's policy.
By doing this, you will be adequately protected without limit if a loss occurs. DMA Insurance will work with you to find a solution that is cost effective and practical.


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Who is this youngster who seems to score a goal in every match?
20 year old Jack Niko hails from Lounapektuan, Whitegrass area in the Western part of Tanna where he is born to parents Joe and Jenny Niko. After walking out of the Vanuatu Football Academy, as a member of the first intake, he moved to settle at Erakor Village in 2011 where he is welcomed into the Wanemut family as his new guardians, purposely to be close by his mates and to pursue his football career with the fellow youngsters from Erakor. Since then Jack Niko speaks fluent Erakor dialect.
On Saturday, Jack Niko who is the leading goal getter during the first round of the Port Vila Football League Championships showed just why he is currently dubbed one of the country's top striker, when he found the net after being on the field of play for only five minutes.
The younger of the Kaltak siblings, Tony Kaltak had opened the account of the EGS FC after beating the Amical FC defenders to lob the ball into an empty net in the first period of play, a score line the EGS carried to the end of the first 45 minutes play.
After the breather the boys in yellow Coach Simeon Roqara introduced his Super Sub Niko in place of Tony Kaltak. On 70 minutes of play, Niko received a great pass from strike partner Jean Kaltak and rippled a shot past Chikau Mansale to increase the boys in Yellow margin. Minutes later, Niko came close to increasing his lead when he watched in dismay as his goal bound shot reverberated off the bar.
Towards the dying minutes to play, Amical FC captain, Fene Masauvakalo pulled one back for the boys in red.
Daily Sports spoke to Jack Niko after the match Saturday to find what motivates him to this point where he is the leading goal scorer in the PVFA championships. "When you are playing in a team like the Golder Star, everybody has the ability to find the net.
"And when there is a healthy competition between strikers, it brings out the best", stated a rather shy Niko.
And as to why he is always coming off the bench, he replied, "I get the benefit to sit out and watch how the game evolved which allowed me to figure out the weakest points in the opposing defense setup.
"That's why everytime I get off the bench, I am able to score some brilliant goals like I did against Shepherds, Ifira and on again on Saturday against Amical FC", said Jack Niko.
To date Niko's personal tally is 6 goals and with four matches left before the end of the
Championship season, the fans may just be able to witness more goals scored by this Tannese youngster who currently leads the top scorers spot in the PVFA.
Jack Niko is League's leading top scorer
inTop Player's News
Who is this youngster who seems to score a goal in every match?