text: When it comes to steroids, undoubtedly the side effects that scare people the most are those related to estrogen and its side effects. This is very common when you consider the fact that as a man, the primary reason you have masculine features is due to higher levels of testosterone in comparison to estrogen. For women, the inverse is true. This is very important to understand because whenever you dose with an exogenous compound, you're going to throw your hormone levels out of whack. This means that whenever you do engage in using one of these compounds, you have to understand that whenever you introduce higher levels of androgenic (testosterone producing compounds) compounds, these are going to result in feedback levels of estrogen in response. This is very important to keep in mind because otherwise, you will be unable to stave off the bad effects that you would otherwise experience from the compound.


text:
COLUMBUS - Gov. Ted Strickland has opened the 155th annual Ohio State Fair with a prediction that it will be a big draw for Ohioans stung by the high price of gasoline.
Mr. Strickland cut a red ribbon to get the festivities under way yesterday and said he expects Ohioans will visit the 12-day fair instead of vacationing out of state.
One of the fair's most popular attractions this year is "Mount Buckeye," a one-ton hill of butter featuring the likenesses of the eight U.S. presidents from Ohio.
Guidelines: Please keep your comments smart and civil. Don't attack other readers personally, and keep your language decent. Comments that violate these standards, or our privacy statement or visitor's agreement, are subject to being removed and commenters are subject to being banned. To post comments, you must be a registered user on toledoblade.com. To find out more, please visit the FAQ.

subset: commoncrawl


text:
When you wake up married and a few months later you find out you're pregnant. The marriages usually last about 24 hours or the length of the vacation and then you two part your ways and we get another single mom raising a kid without a father.
Damn girls..I don't know whether to consider my vegas vacation good cause I got married or bad because I'm having a baby without any type of father.
by Angela from Chicopee June 02, 2005
buy the domain for your diy vlog


text:
- I actually flew out of LUX (Luxembourg) from the tiniest airport ever.
- I had to go through passport control to leave (weird, never had that happen!)
- There were a bunch of French frat-boy-bros on my plane (thank goodness for noise cancelling headphones!)
- Customs at Gatwick was stupid ridiculous and took forever because apparently people don't know how to follow directions to scan their own passports
Saying goodbye to Dani was so difficult (like with any friend outside of the States) because I really don't know when I'll see her again. I usually see her once a year, and lucked out enough to see here THREE times this year! I hope I continue to be that lucky!!
The upside of leaving Germany was that I got to land in England, where I saw Hannah for the second time in just a few short months (and later I saw some family too!).
Once I landed I hopped on the Gatwick Express to get to Victoria station and a short Tube ride later I was meandering through London looking for the Strand Palace Hotel, where Hannah was waiting for me.
Our plans:
- Go out.
- Get drunk.
- Have a blast.
Mission accomplished, all around!
|Landing in England - it always makes me teary-eyed and nostalgic, because it truly feels like coming home every time!
|A random bus and my face.
|London looking London-y
|Finally sighted! Our hotel!
|Selfies everywhere.
I will spare you the details of the entire night, but it was a total blast! I had about 7 cocktails at this first place (I don't even know how because it was about seven billion times more sugar than I have ever consumed in my life). I kind of did well documenting them...and then it all fell apart.
My favorite bit of the night (aside from being out in London with my best friend!) was that Hannah's friend, Sarah, met up with us. She was so hilarious and fun...there will definitely have to be more girl's nights when I go back...or when they come here!
|Drink one.
|Drinks two and three.
|Four and five?
|More drinks...and Sarah looking a bit nervous?
|Five and six? Six and seven? Who knows.
|Or maybe this was seven? I don't know. But it was a pornstar martini and that's how I ended that place.
|Hannah said this place reminds her of her youth...all the cheesy songs they play!
My second 'favorite' part of the night due to sheer stupidity and providing me with a good laugh: We met up with a group of Sarah's friends at a pub to end the night. One of the guys ended up being super annoying and unfortunately latched on to me literally for no other reason than my accent. I kid you not: All he wanted to do was talk about how well traveled he is. It took me a fair few minutes to escape him, but he spent it all being a condescending arse, trying to flash his money. I don't know what his goal was - maybe make himself feel like a big shot? - but he spent the whole time talking about: How much more of America he's seen than I have - how have you not been to Colorado, eww, you went to Idaho? What's wrong with you??; That the Cubs are better than the Sox -that's when I said we couldn't be friends; That Scotland isn't a country - whaaaaaat...??!? I've lost all respect for you!; And generally acting like an entitled you-know-what.
I can't even explain how hard I was laughing inside, and after that misery I made it back to Hannah so we could laugh about him saying Scotland isn't a country?!?!?!? I do my best not to make fun of other people to their face or behind their backs, but some people are so clueless, and it was proof that you don't have to be American to fall into the "dumb and loud" stereotype!
|I think I look pretty good after a night of hard partying!
|This burger though? That's what really looked good. Two AM burger? Delicious.
Saturday - Heading to Hannah's
Saturday morning we woke and breakfasted at the hotel restaurant (included with the room) and then packed up to go back to Hannah's. I won't lie, my stomach was a little off from all that sugar the night before, but I was excited to get back to hers and see Paul and Miles!!!
|I wasn't kidding about the selfies everywhere thing. That poor dude behind me got snapped eating his breakfast all because I needed a picture of a long, long escalator!
|I feel like the Tube is easier to use than just about any underground system out there! Super traveler friendly if you're ever in town ;)
|Standard Tube hallway
|Daphne, getting a good sniff of Archie
|She's adorable and she missed me *heart*
|The ice cream man went by and Hannah insisted on 99s for us.
|Children. Pros at making the biggest mess possible out of anything. Also: how adorable is my godson!?!?!?
|This was also my first time meeting Percy, the scruffy new addition to the family!
|He finally warmed to me, but he hated being picked up.
|Hannah makes the best guacamole, and she obliged me with this.
|No point being in England and not eating my weight in biscuits!
After all that guac and biscuits, Hannah and I of course went out for dinner. Given our wild partying the night before, we decided dinner and a movie was in order, so we went to a restaurant called Giraffe and then to see Bad Moms. I loved the movie!! Hannah had already seen it, but it was so good that she was totally fine going again.
And with that, we wrapped up my first full day in England! At home, comfy, and well fed...and it was soooooo good to be back ;)
And with that, we wrapped up my first full day in England! At home, comfy, and well fed...and it was soooooo good to be back ;)


text:
Private lessons $25/hr
Private lessons work similarly to the classes except you get to start where you are at in your learning and go at your own pace. You can start if you have never touched your camera or if you have been using it for years. After talking about composition and some simple guidance then the rest is hands on with a model in the studio or your preference of what you would like to learn to photograph. Later we will look at the photos and discuss what is good and how we can improve going forward. Every experience at the studio either class or portrait session is meant to be a fun positive experience so you should always feel welcome.
Summer 2017!!!!
This beginner digital photography class is for 9-14 year old children from ANY town or state. Children can bring a point and shoot camear or dslr to class. Amanda will introduce kids to their camera's settings and how to take better photos. Students will also learn about using a flash and be given creative photo tips when photographing, nature, people, and animals. The most fun part of this photography class is that students will have an opportunity to go out on field trips with the instructor, to practice photographing.
Field trips are the best way for students to learn. Amanda and students will visit local beaches, farm, gardens, or other interesting places as decided by students and parents.
Class size is small and limited to 8 students, which allows for individual attention. Amanda is an Awardwinning professional photographer, has a Master's in Education and over fifteen years experience teaching photography to children and adults. Amanda's style of teaching is to learn by doing and encouraging lots of questions and that all creativity is art.
This is a great place to develop your child's artistic inspiration, skills, and also self confidence.
Register by contacting me via email email@example.com or phone 508-801-7971
Join us in a class for all beginners. We will walk you through all the basics of using your camera.
You'll move from being stuck in automatic mode to using the creative modes, taking control of your images like never before.
Understanding the info screen
What those letters on the dial mean
How to shoot your kids like the paparazzi
Kissing those cheesy smiles goodbye
Getting great focus in every situation
Capturing siblings (and maintaining your sanity)
How and where to photograph your kids (indoors and outdoors)
How to capture your kids in action (and why that's the best way to do it!)
1hour with a model to photograph and
Loads of 1-on-1 time for questions
More classes at Kingston Recreation Child and Adult classes on Alternate dates!


text:
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text:
Color SEASHELL
View size chart
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Expected To Ship On
Manifest fresh cocos and turquoise lagoons in this tropical paradise print. The Island Hop pairs tropical florals with a bralette style bikini top, accented with a flirty tie at the center front. Details include adjustable straps and a fixed shape.
Olivia wearing Seashell in size M.
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text:
"A 21-roomed pale-but-interesting hotel in central Antwerp with spa and bar; perfect for a stylish weekend"
Spend a long weekend here and slip into the super-stylish life of Antwerp, where just a few streets away, fashion students play with looks in second-hand shops, ladies who lunch shop in world-class boutiques, and visitors flock to Rubens House for a glimpse into the city's glittering art-filled past. Antwerp has delights at all levels, from the best chocolates in the world to groundbreaking modern art galleries, street food, fine dining and architecture to bowl you over.
- A soothing palette of cream, pine and purple, and lots of designer touches throughout
- Great location by the cathedral, and within walking distance of everything in the city, including fantastic restaurants
- The photographic art gallery spread throughout the hotel; it's all for sale
- A fab roof terrace with wonderful views of the Old Town - ask to eat your lovely breakfast up here if it's sunny
- It's a hotel to namedrop
- Some feel it is too expensive for what it is
- No restaurant, a limited room service/bar menu, and breakfast seems a tad pricey
- My room was a little dark, and some rooms experience noise from the street and tram tracks
- The spa is small, overpriced and underwhelming, though well equipped; guests have to pay entrance
- The service receives mixed feedback
Best time to go
The city has events year-round: the best include the Antwerp 10-mile race in April, the summer beach on the Scheldt from June to November, and the Summerfest - a festival of music, outdoor cinema, circus and art - in July and August."
Our top tips
- Boutique Hotel
- 21
- Breakfast (+ light meals on request)
- All ages welcome
- Open all year
- Pool
- Spa
- WiFi
- Pet Friendly
- Disabled Access
- Beach Nearby
- Off-street Parking
- Restaurants Nearby
- Air Conditioning
- Guest Lounge
- Terrace
- Garden
- Gym
- Concierge Service
- Bicycles Available
The hotel has 21 rooms, split into 3 categories. The cheapest rooms are called Mood Rooms and are large with a bath or shower and a minimalist look. Some are at the front of the hotel, overlooking a street with tram tracks; windows are double-glazed but you may still experience noise.
The next size up are the Dreamer Rooms, where I stayed; huge spaces with kingsize beds, concealed cupboards, plasma TVs and enormous bathrooms with a shower and bath. Largest of all are the Julien Experience Rooms, which again have a bath and shower; an hour's use of the spa is included for guests staying in this room type.
All rooms are pale and pared back, with Bose sound systems, Jacob Jensen phones, Krups coffee machines and a small and pricey minibar with Neuhaus chocolates among its delights. Bathrooms are stocked with REN products and are again calming and pale. The furnishings are just on the right side of minimalism - there are no rugs and just 1 or 2 pictures on the wall (all part of the hotel's art gallery and for sale).
Features include:
- Air conditioning
- Bathrobes
- Central heating
- Coffee maker
- Cots Available
- DVD player (on request)
- Extra beds
- Fan
- Hairdryer
- Ipod dock
- Minibar/fridge
- Phone
- Radio
- Safe box
- Terrace
- Toiletries
- WiFi
The Breakfast Lounge serves a typical continental spread, with a small but well-chosen selection of specialist cheeses. You can also have breakfast in your room or on the roof terrace.
You can order tea, coffee and stronger drinks at the bar from 10am, as well as homemade cake and a limited selection of bland light bites such as Caesar salad, tomato soup and beef carpaccio.
Hotel Julien no longer has a restaurant, but as eating out is one of the great pleasures of being in Antwerp, this is no bad thing. At the end of the street, turn right on to Melkweg to find a selection of cafés and bars. I had the most divine apple cake in Café XO and would thoroughly recommend it.
Other addresses to look out for include Dôme, the city's famed Michelin-starred joint, which also has offshoots Dôme sur Mer (a fish restaurant) and Dômestic (a bakery/deli). Vertigo on Draakplaats is an Antwerp institution, a bar with live music, cocktails, world food and whisky. For an intimate experience, try Puur Personal Cooking, where the owner is also the chef and waiter and cooks for you in his own kitchen. It's one of many home restaurants and pop-ups around the city.
Features include:
- Bar
- Breakfast
- Coffee maker
- Minibar/fridge
- Restaurants nearby
- Room service
- Visit the MAS Museum, the Museum an der Stroom, which is both an astounding building and an impressive collection of predominantly modern art, mixed with the story of the city and its port. There's a lovely café, too
- Ask the hotel to book you a sightseeing tour or private guide. A personal tour of Antwerp's architecture is a great way to understand the city
- Visit the cathedral, where you'll find a selection of Rubens paintings and stunning Gothic architecture
- Take in Rubens House. The painter's former residence has been turned into a museum of his life, not just his paintings, and there's a pretty garden
- Stroll around the Fashion District, drop into the Fashion Museum, and enjoy gawking at the fashion students and what they wear. Nationalstraat is the mecca for clothes in the city, with the flagship Dries Van Noten store at its centre
- Take a mini gastro tour: buy frites with mayo at Groenplaats, then wander on for waffles, beautiful boxes of chocolates and more towards Rubens House. Pierre Marcolini's tea room and bakery on Kelderstraat is the number one destination for a modern reworking of priceless chocolates in the city
- Marvel at the gold-tipped merchant houses and the town hall at the Grote Markt
- MUKHA, in the Zuid district, is a former warehouse turned modern art mecca and contains works from the 1970s and beyond by Belgian and international artists
- Take a Velo bike for a spin. Antwerp, like Paris and London, has a simple bike hire scheme and a cycle along the canal with a picnic is a joy on a sunny day
Activities on site or nearby include:
- Cycling
- Historical sites
- Museums / galleries
- Nightlife
- Private guided tours
- Shopping / markets
The hotel accepts children of all ages. It's within walking distance of the city's major sights, which is a major plus point. The hotel can provide baby cots (free) or extra beds (additional cost) but there are no child-friendly facilities.
Best for:
Children (4-12 years)
Family friendly accommodation:
Mood Rooms have space for a baby cot; Dreamer Rooms can fit a rollaway bed. Julien Experience Rooms can fit a baby cot and a rollaway bed.
For more family-friendly places, see our Kids Collection


text:
We have a long history of constructing a wide range of temporary building types for "one off special events" or long term installations. We have continued to develop new products, keeping our buildings at the forefront of technology.
All our structures are high load bearing, with inherent blackout covers and ample trim heights. Although a wide variety of buildings can be provided, they all meet the same exacting standards of design and construction, allowing them to be erected worldwide, at any time of the year.
Serious' own 'Space' system is hugely versatile for creating temporary structures. The steel trapezoidal truss is demountable and stackable to keep transport costs to a minimum, while being strong enough to take maximum weight loading in the roof without the need for internal ground supports. The profiles used produce plenty of height across the width of the building so mezzanines and/or grandstand seating can be used. The buildings can all be built within their own footprint, without groundwork, anchors, guys or outriggers.
Standard arch spans for buildings include, but are not limited to 20m, 25m, 30m and 38m. The maximum arch width currently stands at 85m wide.


text:
AC Chokes
From more than 18 years Trutech Products considered as top-notch AC chokes manufacturers, suppliers and exporters of India. Our products are highly appreciated in the worldwide market for its long life, low power loss, negligible maintenance, high-durability, easy installation and many other features. These AC Chokes are not so expensive and easily available in the market.
Our entire team works hard to fulfill all the demands of our customers within a fixed time period. Trutech Products earned a huge appreciation in the market as one of the most trusted Transformer Manufacturers in Pune. We pass each and every product from various quality parameters to ensure its actual performance before handing over to the customer. Being an eminent Electric AC Choke, AC Drive Chokes manufacturers, suppliers and exporters we commit to timely delivery of your consignment at your doorstep.
Our complete range is highly appreciated in all over India and abroad as well. We give 100% quality assurance to our valued clients so that they will never feel regret over their decision to choose us as their service provider. To get high-quality AC chokes in Pune, Mumbai, and Maharashtra or even in out of the country, feel free to contact us.
Features of Electric AC Choke
- High-performance
- Able to withstand even in challenging climates
- Economical cost
- High-strength
- Long life
- Easy to install
- Low power loss
- Easy to maintain
- Latest technology


text:
Delo Syn-Gear XDM 75W-90/80W-140
Delo Syn-Gear XDM deliver exceptional value through:
- Extended drain capabilities — Meet the requirements of major axle manufacturers for extended drains.
- Excellent thermal and oxidation stability — Synthetic hydrocarbon base oils provide outstanding stability.
- High viscosity index and low pour point — Synthetic hydrocarbon base stocks provide extremely broad operating temperature ranges when compared with conventional mineral oil based lubricants.
Delo Syn-Gear XDM are premium heavy duty, extreme pressure,
multigrade automotive gear lubricants. Manufactured from synthesized
hydrocarbon base fluids which have excellent thermal and oxidation stability, high viscosity index, and a low pour point.
Delo Syn-Gear XDM are recommended as rear axle and differential lubricants in over-the-road and off-road vehicles when operating under severe conditions and in extremely cold or hot environments. Delo Syn-Gear XDM meet and exceed the requirements of API Service Categories GL-4, GL-5 and MT-1. In addition, they are approved for:
- Dana SHAES 256 REV C (SAE 75W-90 only)
- Meritor O-76 Extended Drain
- SAE J2360 (formerly MIL-PRF-2105E)
- STEMCO PPS+ and PPS wheel end systems (SAE 75W-90 only)
Always confirm that the product selected is consistent with the original equipment manufacturer's recommendation for the equipment operating conditions and customer's maintenance practices.
For full product description see the PDS


text:
Carey Bender's height is
5ft 8in (1.73 m)
Carey Wayne Bender (born January 28, 1972 in Marion, Iowa) is a former professional American football running back in the National Football League. He attended Coe College, where he still holds numerous rushing records. He was given an opportunity to play in the NFL by Buffalo Bills head coach Marv Levy, a fellow Coe College graduate. He played with the Buffalo Bills in 1996 as a member of the team's practice squad. After playing well in the NFL pre-season, he appeared in one game of the regular season, but recorded no carries.
First Name: Carey
Middle Name: Wayne
Last Name: Bender
Birth Full Name: Carey Wayne Bender
Born: 28 January, 1972
Birthplace: Marion, IA
Height: 5ft 8in (1.73 m)
Weight: 185 lbs (83.9 kg)
Astrological Sign: Aquarius
Nationality: American
University: Coe College
Occupation: Football (American)


text:
The Houston Chronicle reports that Texas authorities are using billboards as oversized wanted posters for key figures of the Aryan Circle, a white supremacist prison gang. A billboard rising along Interstate 10 recently asked passing motorists for help finding Robert J. Ring, an ex-convict and Aryan Circle member who disappeared earlier this year while on parole. A few months earlier, a similar billboard was used to solicit tips on the whereabouts of Danny Ray Ferguson Jr., another alleged member of the Aryan Circle prison gang.
The Aryan Circle is among the largest white-supremacist prison gangs in the United States, with as many as 1,500 members across the U.S. Although it is outpaced by the larger Aryan Brotherhood of Texas, the Aryan Circle is involved in an array of crimes, including drug trafficking, drug manufacturing, assault, burglary and murder. "They are a gang made up of crooks, and that is what they do," FBI special agent Keith Koncir said. "It is all about the green; that is the only color they care about." A recent Anti-Defamation League report on white prison gangs found the Aryan Circle has "considerable activity" in Texas, Arkansas, Indiana, Louisiana, Missouri, New Mexico Oklahoma and Tennessee.


text:
- Buckles[10]
- Buttons[10]
- Garment Tags[1]
- Other Garment Accessories[10]
- Rhinestones[10]
- Ribbons[10]
- Sequins[7]
- Tag Guns[4]
- Nail Sticker[10]
- Plumbing Hoses[2]
- Fashion Accessories Design Services[9]
- Hairbands[10]
- Event & Party Supplies[10]
- Stainless Steel Pipes[3]
- Shoe Decorations[10]
- Brooches[2]
- Acrylic[10]
Contact Us
- Contact Person : Ms. Tang Nancy
- Company Name : Yinchuan Huangshengda Trading Co., Ltd.
- Tel : 86-20-34515314
- Fax : 86-20-34515314
- Address : Guangdong,Guangzhou,No.2,9 lane, 2 street,tingsha,shiqiao,panyu district
- Country/Region : China
Product Detailed
Related Categories:Buttonsfashion rhinestone button material:glass stone,pearl,acrylic size:2-4cm.customized size available shape:round,square,oval etc
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fashion rhinestone buttonsmaterial: glass rhinestone, acrylic rhinestone,pearl, resin etcSize: from 1cm to 4cm available. Customized sizes are welcome.Plating: silver, gold etcshape: round, square, oval, diamond,flower etc.MOQ: 200 pcs. Less quantity available if in stock.Delivery time: within one week upon payment.
Any more details and fashion items please contact with us freely with many thanks.
fashion rhinestone buttons


text:
4 students of PSU Medical Institute to undertake internship in German clinics DIAKO
Due to long preparatory work resulted in the signing of cooperation agreement between Penza State University and the Association of Medical Clinics in Flensburg (Germany) in September 2016 the internship in German clinics DIAKO became possible. Under the agreement students of PSU Medical Institute will be able to pursue internship for 1-3 months at the premises of clinics in DIAKO Medical Centre and St. Francis Hospital for free. The essential requirement for interns consists in German skills to the levels B1-B2, as well as in positive recommendations of Medical Institute directorate.
Ilya Levashov, Aleksey Moshensky, Valentina Podoynitsyna, Petr Grechishkin have successfully completed intensive German courses, passed intermediate and final testing in German and checking of the portfolios by the German party and got the opportunity to pursue internship in DIAKO clinics from July 17, 2017 to August 18, 2017.
The internship will be conducted under the supervision of German specialists. As a part of practice it is planned to immerse in the activity of doctors in a German clinic, including patient work-up, participating in briefings, discussing treatment plans, executing medical procedures under the guidance of mentor-doctors, and conducting research.
We wish good luck to our first students taking part in the exchange programme with DIAKO clinics!
Should you have questions concerning participating in this programme or enrolling in intensive German courses, please do not hesitate to contact Tatiana Al. Razuvaeva, coordinator of the exchange programme with DIAKO clinics and Head of Language and Examination Centre: tel. +7 (8412) 54-83-90, email: email@example.com


text:
You could get AIR MILES® miles! (details)0
Your pharmacist owner affiliated to the Jean Coutu network is happy to provide you with health services tailored to your needs.
Accessible.We are available anytime, 7 days a week—even evenings and weekends. We are here in your neighbourhood, near your work, when you're on vacation and even online.
Professionnal.We offer superior customer experience thanks to the quality of the advice and therapeutic follow-up we provide, our quick response time and service that's always friendly and personalized.
Safe.We provide secure service that uses the most advanced technological tools available to analyze your pharmacy file and verify your prescriptions. We also ensure that our entire team is always up to date in their training.
Competent.We want to help you reach your health goals by offering advice about how best to use medication, providing all the information you need, offering personalized follow-ups and suggesting complementary treatments, as needed.
Engaged.We actively contribute to the maintenance and improvement of our community's health.
Quick and simple prescription renewals
Your time is valuable. With our renewal services, you can avoid waiting at the pharmacy and give the pharmacist time to prepare your medication and analyze your file.
Verifying your prescription
A pharmacist doesn't just prepare your prescription. They are also responsible for ensuring you use your medication properly.
Collaborating with your doctor
Your pharmacist works in collaboration with other health specialists every day, from doctors to dentists to nurses and other professionals. Communication between all these professionals can help improve the care you receive.
Consultation and prescription service
Are you experiencing health issues on a daily basis? Speak to your pharmacist. They can recommend an over-the-counter product or prescribe certain medications to help.
Personalized services available everywhere
All the pharmacists in our network offer a range of practical services and know precisely how to meet your specific needs.
Need advice ?
How to best prepare for a consultation with your pharmacist
As a drug and healthcare specialist, your pharmacist can lend a hand in many situations. You can help your pharmacist to help you. Read
Managing your medicine cabinet
It's important to regularly clean out your medicine cabinet to avoid taking medication that is unnecessary, outdated or harmful. Read
Need urgent care during the holidays? Speak to your pharmacist!
Health issues can occur at any time during the year. When minor urgent care is needed during the holidays, it is good to know where to go for assistance. Rest assured, your pharmacist is available during the festive season. Read
Safe use of over-the-counter medication
Most Canadians must turn to over-the-counter (OTC) medication at one time or another. Although they are easily accessible, it should be noted that these medications are not without any risk. Here is some information on the subject. Read
Your pharmacist's role in smoking cessation
You are aware that giving up cigarettes is not an easy thing to do. It requires motivation, will, discipline, and—help! Pharmacists are very knowledgeable about smoking cessation and, as healthcare professionals, they can help you in many ways; here are five of them. Read
Personalized Health Record
Online prescriptions, monitoring, reminders—let us help you take care of your health. It's free, so take advantage today!Create My Health Record


text:
Reconversion to Coal Firing at Crystal Riverby Robert P. McBean, (M.ASCE), Project Struct. Engr.; Power Div., Black & Veatch, Consulting Engrs., Kansas City, Mo.,
Ronald J. Ott, Project Mech. Engr.; Power Div., Black & Veatch, Consulting Engrs., Kansas City, Mo.,
Serial Information: Journal of the Energy Division, 1982, Vol. 108, Issue 3, Pg. 155-168
Document Type: Journal Paper
Units 1 and 2 at the Crystal River Plant of Florida Power Corporation were originally designed for coal firing in the 1960's, were converted to heavy fuel oil firing in the early 1970's when oil was readily available and economically priced, and subsequently were reconverted to coal firing by 1980 when coal firing again became more favorable. This paper describes the plant modifications and additional construction required for the reconversions of both units. Specifically described are the boiler modifications, ash handling system modifications, precipitator and associated ductwork and induced draft fan additions, coal handling system modifications, and foundation and superstructure designs.
Subject Headings: Coal | Wastes | Foundation design | Power plants | Hydraulic design | Rivers and streams | Corporations | Oils | Florida | United States
Services: Buy this book/Buy this article
Return to search


text:
Edited April 16,2012
Okay Ladies (for some of you I use that term loosely, you know who you are),
Elle, I can attest to Canadians being nice - I am married to one. His whole family is nice. In fact, all of my Canadian family and friends are nice people.
I get your point and agree.
Ah, the joy of clarifications. I share the Canadian desire to be excessively nice to everyone...
the only "bigger" blogs I've never seen comments from are ones I don't follow terribly closely/probably don't overlap with a huge amount of the readership, so I guess I've always assumed they were commenting *somewhere*, just nowhere I read...
I see what you mean, Elle. Lately I have found myself reading fewer blogs, partly because I just don't have the time and partly because some bloggers are not talking that much about sewing.ReplyDelete
Don't worry about being misunderstood; we all have our own ways of operating and doing what we can; and for what it's worth I "got" everything you mentioned. I would like to think most Australians follow that politeness thing, I was sure brought up that you treated others as you wished to be treated yourself!
Thank you for those lovely words, you are so kind.
Thanks for your comment. I love this tunic or is it the linen that I love? I wanted something cute yet stylish and this pattern worked out well. There are soooo many tunic pattaerns out there.ReplyDelete
I comment on my own comments, because I like to think of blogging as a conversation! As such, I do read blogs where the person doesn't interact much with other bloggers, but I'm less likely to comment on his/her blog.
However, I can empathize with people who don't have much time to comment, especially when their blog is very popular. I can be away from the blogosphere for a couple days and everything just BLOWS UP, and I imagine it's worse when you're trying to keep up with fifty or a hundred blogs.
Ditto on every pont.Delete
Apropos of absotively nothing...I was raised mostly in NW Montana, and one of my (many) fond memories was "Canada Days", when all the Canadians crossed the border & raised havoc & got (very) drunk & made a mess & everyone loved it because they spent lots of money in the bars.
And then they went home & got all nice again. ;~D
Oh, & I always loved our (frequent) trips crossing the border in the other direction. I have nothing but fondness for all things Canadian.
I just tell myself - linen is supposed to wrinkle, otherwise I'll worry about the wrinkling.ReplyDelete
Hi Elle! I found out about your blog via Shams, and have to say I'm not disappointed in what I've read so far. I think we can agree on lots of things! Especially dressing vintage/retro. Born in 1955 and having been a teen in the 60s and 70s, I have no desire to dress like we're back there again.
I've been blogging for nearly 10 months, and it's taken a long time to build up much of a following. Maybe that's because I don't reply to all of the comments on my blog. Some of the comments I get are rather short, like "very nice!", so I don't have much to say except thank you. But if someone puts more effort in a comment, I try to continue the conversation.
Thanks for writing about this. It has helped me see I could show more gratitude!
I was trying to explain to a friends daughter the other day, why it isn't always the best idea to wear vintage if you were around for it the first time. I said it can look like you never stopped wearing it at all Not good. Some people can pull it off and look good, I am afraid I would just look weird. I have been checking in on your blog for a while now, but I promise I will read regularly and comment. Smiley Face.
PS-thank you for the compliment.
I missed the Dance of Apology!? Rats, if I'd gotten that on video I'd be youtube-famous by now! ;)ReplyDelete
From the description, your dance of apology sounds frighteningly like my samba of seduction, but substituting an elongated hound and jodphurs.....ReplyDelete
some good points here. Commenting on comments is curious because (from what I gather) you have to subscribe to follow-up comments. I try to comment on bloggers who comment on my posts but time is sometimes hard to find!ReplyDelete
i've found that commenting and engaging in a discussion with the other blogs out here is a great way to, firstly, make new "acquaintances" in the blog space, but also to cultivate new visitors to one's own site. it's all part of what each of us does to create a community instead of an echo chamber, right?
i mean, sometimes it's hard (and unnecessary) to comment on every blog post you read in a day, so i try to actually have something i want to share before i hit the publish button. some days this is easier than others. :-)
This comment has been removed by the author.ReplyDelete
I seldom comment on the comments on my blog because, comments notwithstanding, I persist in believing no one reads my blog. So I go to the commenters' blogs and try to think up something to say and leave it where it will be seen.
Incidentally, I just found your blog because you threatened to hit Tanit-Isis upside the head. Nice my foot!
(Comment modified to be more polite.) <--Comment on comment on commenting.


text:
Re: 114th Co E 44 infantry?
In reply to:
114th Co E 44 infantry?
Joe Johnson 8/21/04
I see from an earlier post you are trying to find someone who knew your grandfather, who was in this outfit. Have you tried the division vet assn? At their web site is info about a reunion of the 114th Infantry to be held in Sept. Details can be found at this web address:


text:
The biggest, friendliest brony community on PunBB-Hosting!
You are not logged in.
This is simple. If you have bits, I can make you into a Robot Master! You get your own picture, a weapon, a stage, some sprites, and even a .wav file for music!
Here are things you can purchase.
Robot Master(provide name, description of appearance, and a quote or two): 100 bits
Weapon: 50 bits
Stage Description: 25 bits
Stage Music(.wav): 200 bits*
Sprite sheet: 75 bits
Mega Man and bass style Database Entry(Example below): 50 bits
Mega Man
Originallly a housekeeping robot, Mega Man was reprogrammed to fight Dr. Wily.
"I'll protect you!"
Good point: Jolly
Bad point: Too jolly
Likes: Animals
Dislikes: Nothing
You can't purchase any of these without the RobotMaster, naturally. :P
*The reason I charge a lot fo this is because the program I use to make music is difficult to use and takes time.
Wow, this looks pretty cool.
Lol, I might request "Brony Man" sometime, but not right now.
I'll do a sample one with a Robot Master called Mammoth Man.
Mammoth Man
A robot designed to watch over an ice training facility. He can break through solid concrete.
"Sounds elefantastic!"
Good point: Strong
Bad point: Short tempered
Likes: Hard workers
Dislikes: Laziness
Stage description:
Starts off in the outdoors with ice physics, then moves into a glacial cave.
MINIBOSS: Icicle Beast
Jump on the icicles and shoot its eyes. Simple.
The cave continues into his lair.
Fight: Jump over his charging and icicles. Slide under his leaps.


text: This is real one. The actual driver that came with the scanner. Works with Windows 98SE or earlier. Dont forget that if you reboot/restart your computer, you will have to unplug and plug the power to the scanner so that it will initialize properly. Also the printer port on the scanner does not work properly, at least not mine.


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Aug 30, 2016, 11:30 AM
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Hyundai Motor Company Overview
Disclaimer: This essay has been submitted by a student. This is not an example of the work written by our professional essay writers. You can view samples of our professional work here.
Any opinions, findings, conclusions or recommendations expressed in this material are those of the authors and do not necessarily reflect the views of UK Essays.
Hyundai Motor's Global Business
Around the world, there were about 806 million cars and light trucks on the road in 2007. The numbers were increasing rapidly, especially in China. In 2008, with rapidly rising oil prices, however, industries such as the automotive industry are experiencing a combination of pricing pressure from raw material costs and changes in consumer buying habits. The industry is also facing increasing external competition from the public transport sector, as consumers re-evaluate their private vehicle usage. We have discussed how Hyundai Motor would expand business in global automotive environment which has been changed and exceeded demands.
Company overview
Hyundai Motor Company, a division of the Hyundai Kia Automotive Group, is the world's largest automaker by profit, the world's fourth largest automaker by units sold and the world's fastest growing automaker. Headquartered in Seoul, South Korea, Hyundai operates the world's largest integrated automobile manufacturing facility in Ulsan, which is capable of producing 1.6 million units annually.
Chung Ju-Yung founded the Hyundai Engineering and Construction Company in 1947. Hyundai Motor Company was later established in 1967. The company's first model, the Cortina, was released in cooperation with Ford Motor Company in 1968. In 1975, the Pony, the first Korean car, was released, with styling by Giorgio Giugiaro of ItalDesign and powertrain technology provided by Japan's Mitsubishi Motors. Exports began in the following year to Ecuador and soon thereafter to the Benelux countries. In 1991, the company succeeded in developing its first proprietary gasoline engine, the four-cylinder Alpha, and transmission, thus paving the way for technological independence. In 1983, Hyundai exported the Pony to Canada, but not to the United States because the Pony didn't pass emissions standards there. Canadian sales greatly exceeded expectations, and it was at one point the top-selling car on the Canadian market. The Pony afforded a much higher degree of quality and refinement in the lowest price auto segment than the Eastern-bloc imports of the period then available. In 1986, Hyundai began to sell cars in the United States, and the Excel was nominated as "Best Product #10" by Fortune magazine, largely because of its affordability. The company began to produce models with its own technology in 1988, beginning with the midsize Sonata. In 1996, Hyundai Motors India Limited was established with a production plant in Irrungattukotai near Chennai, India. In 1998, Hyundai began to overhaul its image in an attempt to establish itself as a world-class brand. Chung Ju Yung transferred leadership of Hyundai Motor to his son, Chung Mong Koo, in 1999. Hyundai's parent company, Hyundai Motor Group, invested heavily in the quality, design, manufacturing, and long-term research of its vehicles. It added a 10-year or 100,000-mile (160,000km) warranty to cars sold in the United States and launched an aggressive marketing campaign. In 2004, Hyundai was ranked second in "initial quality" in a survey/study by J.D. Power and Associates. Hyundai is now one of the top 100 most valuable brands worldwide. Since 2002, Hyundai has also been one of the worldwide official sponsors of the FIFA World Cup. In 2006, the South Korean government initiated an investigation of Chung Mong Koo's practices as head of Hyundai, suspecting him of corruption. On April 28, 2006, Chung was arrested, and charged for embezzlement of 100 billion South Korean won (US$106 million). As a result, Hyundai Vice Chairman and CEO, Kim Dong-jin, replaced him as head of the company.
After a shake-up in the Korean auto industry caused by overambitious expansion and the Asian financial crisis, Hyundai acquired rival Kia Motors In 1998. In 2000, the company established a strategic alliance with DaimlerChrysler and severed its partnership with the Hyundai Group. In 2001, the Daimler-Hyundai Truck Corporation was formed. In 2004, however, DaimlerChrysler divested its interest in the company by selling its 10.5% stake for $900 million. Hyundai Motor has been expanding globally, starting with its plant in Turkey in 1997, India in 1998, China in 2002, and in 2005, it built a plant in the U.S., the world's biggest auto market. In 2007, a decade after it began building plants overseas, Hyundai Motor began construction for plants in the Czech Republic and Russia, creating a strategic network of production facilities spanning over six countries. With its 12 CKD plants, Hyundai Motor is boosting sales every year and cementing its position as a global automaker. The company plans to raise the ratio of overseas production to 50 percent by 2010, to produce 3 million units outside Korea.
Hyundai Motor is present in 196 countries and has 6,000 dealerships all over the world. It is maintaining a strong position in developed regions such as the U.S. and Europe. Furthermore, it has been successfully winning orders for taxis and government vehicles in emerging markets such as Central & Latin America, the Middle East and Southeast Asia, boosting sales and the company's brand image. After reaching the 2 million unit sales mark in 2006, Hyundai Motor sold 2.6 million units worldwide in 2009. Through its strategy of local production and sales, the company is contributing to the local economies.(Exhibit1)
Hyundai Motor Company's brand power continues to rise as it was ranked 72nd in the 2007 Best Global Brands by Interbrand and Business Week survey. brand value estimated at $4.5 billion. Public perception of the Hyundai brand has been transformed as a result of dramatic improvements in the quality of Hyundai vehicles.
The Company produces and markets passenger cars under the brand names of Equus, Genesis, Genesis Coupe, Azera, Sonata, Elantra, Accent, Getz, i30, i30cw, i20 and i10; recreational vehicles under the brand names of Veracruz, Santa Fe, Tucson, Matrix and H-1, and commercial vehicles, which include medium and heavy duty trucks, and buses.
Analysis of Global Automobile Market Environment
Current Automotive industry Market
In 2007, a total of 79.9 million new automobiles were sold worldwide: 22.9 million in Europe, 21.4 million in Asia-Pacific, 19.4 million in USA and Canada, 4.4 million in Latin America, 2.4 million in the Middle East and 1.4 million in Africa. The markets in North America and Japan were stagnant, while those in South America and other parts of Asia grew strongly. Of the major markets, China, Russia, Brazil and India saw the most rapid growth, and China became both the largest automobile producer and market in the world after experiencing massive growth in 2009. In the first 4 months of 2010, the total sales of automobile were 6.17 millions in China (3.52 millions in US), and the total sales were expected to be around 17 millions (13.65 millions in 2009) for the year of 2010, nearly twice as much as USA.
The automotive industry crisis of 2008-2010 was a part of a global financial downturn. The crisis affected European and Asian automobile manufacturers, but it was primarily felt in the American automobile manufacturing industry. The automotive industry was weakened by a substantial increase in the prices of automotive fuels linked to the 2003-2008 energy crisis which discouraged purchases of sport utility vehicles (SUVs) and pickup trucks which have low fuel economy. The popularity and relatively high profit margins of these vehicles had encouraged the American "Big Three" automakers, General Motors, Ford, and Chrysler to make them their primary focus. With fewer fuel-efficient models to offer to consumers, sales began to slide. By 2008, the situation had turned critical as the credit crunch placed pressure on the prices of raw materials.
Car companies from Asia, Europe, North America, and elsewhere have implemented creative marketing strategies to entice reluctant consumers as most experienced double-digit percentage declines in sales. Major manufacturers, including the Big Three and Toyota offered substantial discounts across their lineups. The Big Three faced criticism for their lineups, which were seen to be irresponsible in light of rising fuel prices. North American consumers turned to higher-quality and more fuel-efficient product of Japanese and European automakers. However, many of the vehicles perceived to be foreign were actually "transplants," foreign cars manufactured or assembled in the United States, at lower cost than true imports.
Competitors Globalization Strategy
Toyota Motor Corporation, commonly known simply as Toyota, is a multinational corporation headquartered in Japan. At its peak, Toyota employed approximately 320,000 people worldwide. It is the world's largest automobile maker by sales.
The company was founded by Kiichiro Toyoda in 1937 as a spinoff from his father's company Toyota Industries to create automobiles. Three years earlier, in 1934, while still a department of Toyota Industries, it created its first product, the Type A engine, and, in 1936, its first passenger car, the Toyota AA. Toyota also owns and operates Lexus and Scion brands and has a majority shareholding stake in Daihatsu and Hino Motors, and minority shareholdings in Fuji Heavy Industries, Isuzu Motors, Yamaha Motors, and Mitsubishi Aircraft Corporation. The company includes 522 subsidiaries.
Toyota is headquartered in Toyota City, Aichi and in Tokyo. In addition to manufacturing automobiles, Toyota provides financial services through its Toyota Financial Services division and also builds robots. Toyota Motor Corporation (including Toyota Financial Services) and Toyota Industries form the bulk of the Toyota Group, one of the largest conglomerates in the world.
Toyota's marketing efforts have focused on emphasizing the positive experiences of ownership and vehicle quality. The ownership experience has been targeted in slogans such as "Oh, what a feeling!" (1978-1985, in the U.S.), "Who could ask for anything more" (1986-1989), "I love what you do for me, Toyota!" (1990-1997), "Everyday" (1997-2000)", "Get the feeling!" (2001-2004), and "Moving Forward" (2004-present).
Toyota introduced a new worldwide logo in 1989 in conjunction with and to differentiate it from the newly released luxury Lexus brand. There are three ovals in the new logo that combine to for the letter "T", which stands for Toyota. The overlapping of the two perpendicular ovals inside the larger oval represent the mutually beneficial relationship and trust that is placed between the customer and the company while the larger oval that surrounds both of these inner ovals represent the "global expansion of Toyota's technology and unlimited potential for the future."[30]
Toyota has factories in most parts of the world, manufacturing or assembling vehicles for local markets. Toyota has manufacturing or assembly plants in Japan, Australia, India, Sri Lanka, Canada, Indonesia, Poland, South Africa, Turkey, Colombia, the United Kingdom, the United States, UAE, France, Brazil, Portugal, and more recently, Argentina, Czech Republic, Mexico, Malaysia, Thailand, Pakistan, Egypt, China, Vietnam, Venezuela, the Philippines, and Russia.
Recently, Toyota announced it was recalling up to 1.8 million cars across Europe, including about 220,000 in the UK, following problems with defective accelerator pedals. Many Toyota models were involved, covering the 2007-2010 model years. Toyota subsequently recalled the Prius model for reprogramming of its ABS system. The U.S. Sales Chief, James Lentz, was questioned by the United States Congress committees on Oversight and Investigations on February 23, 2010, as a result of recent recalls. On 26 March Toyota said it would halt production in France and Britain for 12 days because of poor sales following the recalls. On 6 April 2010, The US government sought a record penalty of US$16.375 million from Toyota for its delayed response in notifying the National Highway Traffic Safety Administration regarding the defective accelerator pedals, and on 19 April Toyota said that it would pay the fine. The company said the recalls could cost the company up to US$2 billion (GB£1.25 billion) in lost output and sales.
General Motors
General Motors Company, also known as GM, is a United States-based automaker with headquarters in Detroit, Michigan. GM manufactures cars and a truck in 34 countries, recently employed 244,500 people around the world, and sells and services vehicles in some 140 countries. By sales, GM ranked as the largest US automaker and the world's second largest for 2008, having the third highest 2008 global revenues among automakers on the Fortune Global 500.
On June 1, 2009, General Motors filed for Chapter 11 bankruptcy proceedings, which were completed on July 10 of the same year, and it was thereafter reorganized once a new entity acquired the most valuable assets. GM is now temporarily majority owned by the United States Treasury and, to a smaller extent, the Canada Development Investment Corporation- a Canadian Crown corporation- and the Ontario government, with the US government investing a total of US$57.6 billion under the Troubled Asset Relief Program.
On April 21, 2010, GM CEO Ed Whitacre Jr. announced that the company had paid back the entire amount of the US and Canadian government loans, with interest, a total of $8.1 billion. The company expects to repurchase a sizable portion of the remaining equity stake with funds earned via a public stock offering. While no GM shares are currently available to the public, the company's plans as of 2009 were to initiate an initial public stock offering (IPO) in 2010.
GM plans to focus its business on its four core North American brands: Chevrolet, Buick, GMC, and Cadillac. In Europe, following a period of negotiation to sell a majority stake in its Opel and Vauxhall brands, the company decided to retain full ownership of these operations. However, on February 23, 2010, GM sold Saab Automobile to Spyker Cars NV and is winding down its Hummer, Pontiac, and Saturn brands, the latter two remaining under the old GM, now known as Motors Liquidation Company
In 2009, General Motors employs approximately 244,500 people around the world. The Renaissance Center located in Detroit, Michigan, United States, is the global headquarters of General Motors. In 2008, GM sold 8.35 million cars and trucks globally. GM is the majority shareholder in GM Daewoo Auto & Technology Co. of South Korea and has collaborations with Shanghai Automotive Industry Corporation of China, AvtoVAZ of Russia, and most recently, UzAvtoSanoat of Uzbekistan. GM has had collaborations with various automakers including Fiat and Ford Motor Company.GM retains various stakes in different automakers. General Motors' best success internationally has unquestionably been its performance in China, GM sales rose 66.9% in 2009, selling 1,830,000 vehicles and accounting for 13.4% of the market.
Volkswagen Group
Volkswagen is a German automobile manufacturing group; and according to figures published by economic research firm Global Insight in November 2009, is the largest automobile maker in the world by vehicle production.[7] Its parent company Volkswagen Aktiengesellschaft, develops vehicles and components for all marques of the whole Group, and also manufactures complete vehicles for the Volkswagen Passenger Cars and Volkswagen Commercial Vehicles marques. Volkswagen Group is divided into two primary divisions: the Automotive Division, and the Financial Services Division. The Group consists of 342 Group companies, which are involved in either vehicle production or other related automotive services. Although it operates worldwide, Volkswagen Group's core market is primarily Europe. Of its automobile brands, Volkswagen Passenger Cars is its mainstream marque, and the Group's major subsidiaries also include well-known car marques like SEAT, Å koda, and the prestige marques of Audi, Lamborghini, Bentley, and Bugatti. The Group also has operations in commercial vehicles, owning Volkswagen Commercial Vehicles, along with a controlling stake in Swedish truck and diesel engine maker Scania AB, and a 29.9% stake in MAN SE.
Volkswagen's second-largest market is China, where its subsidiary, Volkswagen Group China, is the largest joint venture automaker, selling more than one million vehicles in 2008. The Volkswagen Golf is the third bestselling automobile in the world, selling over 26 million units through 2008. In 2009, Volkswagen Group sold 6.31 million vehicles, claiming over 11% of the world passenger car market.
Volkswagen AG is heavily involved in sports sponsorship, with investments having included the 2008 Summer Olympics and the 2014 Winter Games, as well as the David Beckham Academy. The company also wholly owns the Bundesliga football side VfL Wolfsburg. The company is also the shirt sponsor of Major League Soccer club, D.C. United.
In August 2009, Porsche SE and Volkswagen Group reached an agreement that Volkswagen AG and Porsche AG would merge in 2011.
Ford Motor Company
The Ford Motor Company is an American multinational corporation based in Dearborn, Michigan, a suburb of Detroit. The automaker was founded by Henry Ford and incorporated on June 16, 1903. In addition to the Ford, Lincoln, and Mercury brands, Ford also owns Volvo Cars in Sweden, and a small stake in Mazda in Japan and Aston Martin in the UK. Ford's former UK subsidiaries Jaguar and Land Rover were sold to Tata Motors of India in March 2008. Ford has agreed to sell Volvo to Geely Automobile in a deal expected to be completed in the third quarter of 2010.
Ford introduced methods for large-scale manufacturing of cars and large-scale management of an industrial workforce using elaborately engineered manufacturing sequences typified by moving assembly lines. Henry Ford's methods came to be known around the world as Fordism by 1914.
Ford is currently the second largest automaker in the U.S. and the fourth-largest in the world based on number of vehicles sold annually, directly behind Volkswagen. In 2007, Ford fell from second to third in US annual vehicle sales for the first time in 56 years, behind only General Motors and Toyota. However, Ford occasionally outsells Toyota in shorter periods (most recently, during the summer months of 2009). By the end of 2009, Ford was the third largest automaker in Europe (behind Volkswagen and PSA). Ford is the seventh-ranked overall American-based company in the 2008 Fortune 500 list, based on global revenues in 2008 of $146.3 billion. In 2008, Ford produced 5.532 million automobiles and employed about 213,000 employees at around 90 plants and facilities worldwide. Starting in 2007, Ford received more initial quality survey awards from J. D. Power and Associates than any other automaker. Five of Ford's vehicles ranked at the top of their categories and fourteen vehicles ranked in the top three.
During the mid to late 1990s, Ford sold large numbers of vehicles, in a booming American economy with soaring stock market and low fuel prices. With the dawn of the new century, legacy healthcare costs, higher fuel prices, and a faltering economy led to falling market shares, declining sales, and sliding profit margins. Most of the corporate profits came from financing consumer automobile loans through Ford Motor Credit Company.
In the face of demand for higher fuel efficiency and falling sales of minivans, Ford moved to introduce a range of new vehicles, including "Crossover SUVs" built on unibody car platforms, rather than more body-on-frame chassis. In developing the hybrid electric power train technologies for the Ford Escape Hybrid SUV, Ford licensed similar Toyota hybrid technologies to avoid patent infringements. Ford announced that it will team up with electricity supply company Southern California Edison to examine the future of plug-in hybrids in terms of how home and vehicle energy systems will work with the electrical grid. Under the multi-million-dollar, multi-year project, Ford will convert a demonstration fleet of Ford Escape Hybrids into plug-in hybrids, and SCE will evaluate how the vehicles might interact with the home and the utility's electrical grid. Some of the vehicles will be evaluated "in typical customer settings," according to Ford.
In 2006, the company raised its borrowing capacity to about $25 billion, placing substantially all corporate assets as collateral to secure the line of credit. Chairman Bill Ford has stated that "bankruptcy is not an option". In order to control its skyrocketing labor costs (the most expensive in the world), the company and the United Auto Workers, representing approximately 46,000 hourly workers in North America, agreed to a historic contract settlement in November 2007 giving the company a substantial break in terms of its ongoing retiree health care costs and other economic issues. The agreement includes the establishment of a company-funded, independently-run Voluntary Employee Beneficiary Association (more commonly known as a VEBA) trust to shift the burden of retiree health care from the company's books, thereby improving its balance sheet. This arrangement took effect on January 1, 2010. As a sign of its currently strong cash position, Ford contributed its entire current liability (estimated at approximately USD$5.5 Billion as of December 31, 2009) to the VEBA in cash, and also pre-paid USD$500 Million of its future liabilities to the fund. The agreement also gives hourly workers the job security they were seeking by having the company commits to substantial investments in most of its factories.
During November 2008, Ford, together with Chrysler and General Motors, sought financial aid at Congressional hearings in Washington D.C. in the face of worsening conditions caused by the automotive industry crisis. The three companies presented action plans for the sustainability of the industry. The Detroit based automakers were unsuccessful at obtaining assistance through Congressional legislation. GM and Chrysler later received assistance through the Executive Branch from the T.A.R.P. funding provisions. On December 19, the cost of credit default swaps to insure the debt of Ford was 68 percent the sum insured for five years in addition to annual payments of 5 percent. That means it costs $6.8 million paid upfront to insure $10 million in debt, in addition to payments of $500,000 per year. In January 2009, Ford announced a $14.6 billion loss in the preceding year, making 2008 its worst year in history. Still, the company claimed to have sufficient liquidity to fund its business plans and thus, did not ask for government aid. Through April 2009, Ford's strategy of debt for equity exchanges, erased $9.9 B in liabilities (28% of its total), in order to leverage its cash position. These actions yielded Ford a $2.7 billion profit in fiscal year 2009, the company's first full-year profit in four years.
Honda Motor Company, Ltd., Honda Technology Research Institute Company, Limited's a Japanese multinational corporation primarily known as a manufacturer of automobiles and motorcycles. Honda is the world's largest manufacturer of motorcycles as well as the world's largest manufacturer of internal combustion engines measured by volume, producing more than 14 million internal combustion engines each year. Honda surpassed Nissan in 2001 to become the second-largest Japanese automobile manufacturer. As of August 2008[update], Honda surpassed Chrysler as the fourth largest automobile manufacturer in the United States. Honda is the sixth largest automobile manufacturer in the world.
Honda was the first Japanese automobile manufacturer to release a dedicated luxury brand, Acura in 1986. Aside from their core automobile and motorcycle businesses, Honda also manufactures garden equipment, marine engines, personal watercraft and power generators, amongst others. Since 1986, Honda has been involved with artificial intelligence/robotics research and released their ASIMO robot in 2000. They have also ventured into aerospace with the establishment of GE Honda Aero Engines in 2004 and the Honda HA-420 HondaJet, scheduled to be released in 2011. Honda spends about 5% of its revenues into R&D.
Nissan Motor
Nissan Motor Company, Ltd., shortened to Nissan, is a multinational automaker headquartered in Japan. It was formerly a core member of the Nissan Group, but has become more independent after its restructuring under Carlos Ghosn (CEO).
It formerly marketed vehicles under the "Datsun" brand name and is one of the largest car manufacturers. As of August 2009, the company's global headquarters are located in Nishi-ku, Yokohama. In 1999, Nissan entered a two way alliance with Renault S.A. of France, which owns 44.4% of Nissan while Nissan holds 15% of Renault shares, as of 2008. Nissan is among the top three Asian (also known as the Japanese Big 3 Automakers) rivals of the "Big Three" in the U.S. Currently it is the third largest Japanese car manufacturer. It also manufactures the Infiniti luxury brand. The Nissan VQ engines, of V6 configuration, have featured among Ward's 10 Best Engines for 14 straight years, since the award's inception.
Analysis of Hyundai Motors
Hyundai Motor's Globalization Strategy
Process of Growth
Since the company's foundation in 1967, Hyundai Motor Company became the first automaker producing manufacture facilities itself. The first model 'Pony', manufactured and started to export, was very favorable not only into Korean market but also into global market, which elevating Hyundai Motor into one of the global automobile companies.
In 1976, Hyundai had started the first export business with Africa, North America and middle Asia and expanded into European market. In overseas market, especially in North America, Hyundai achieved the big success and had an opportunity to become into the global automaker in worldwide. Possessing 10 manufacturing plants, 11 research centers, and more than 6,000 sales networks throughout the world, Hyundai Motor also helps to keep sales growth across the world and maintain to the top leading global company. Furthermore, Now, Hyundai as 'Global corporate citizen' makes every effort to fulfill its 'economic responsibility', most principal in corporate activities throughout the world. (http://www.hyundai.com)
The Hyundai Motor's Global Business Strategy
In the process of globalization, the major global strategy for Hyundai Motor can be focusing on 'exporting' in the global market which was very successful. From the inception of the foundation, the Hyundai management team always recognized the importance of exporting to overseas which the key factor to growth global business and manufactured most exports from single Ulsan plants. In other words, Hyundai has been involved in independent management strategy. In addition, striving to face with country specific regulation and rapid market changes, Hyundai has been implemented transnational strategy like the 'joint-venture strategy' in China, Turkey and Malaysia in order to expand global market share.
Hyundai Motor Company further strengthened its presence as a global automaker by promoting sustainable development worldwide, accelerating global management initiatives and creating the second construction of manufacturing plants in China and India, thereby increasing its production capacity all the more. At the same time, it also achieved qualitative growth by successfully generating sales of its strategic model targeting the European market. In 2007, a decade after it began building plants overseas, Hyundai Motor began construction for plants in the Czech Republic and USA, creating a strategic network of production facilities spanning over six countries. (http://www.hyundai.com)
The organizational structure of international business for Hyundai Motor Company is International Division Structure which is like many Korean companies fit well with Korean culture and lean toward centralization. That is, it has risk of demotivating local manager in host countries. By that, the Hyundai Motor Company has struggled to recruit local manager who can manage, coordinate and control worldwide regional operations underutilized allowing diversity as strategic task. US subsidiaries show
The Hyundai Motor's Global Business Efforts
International Site Selection
The 'Site Selection' implies that the company does spell out all possible locations to decide which site/market to be targeted and determined by content and goal with its limited human resource, technology, and capital. (Sourced by Professor Lee, JR, Shin, MS / International Business)
- Market Size and infrastructure: consider for purchasing power and production
- Market attractiveness: competitors and market structure
- Important to consider potential international market expansion which cover all countries/regions in the world for the further
The major variable factor for site selection is market attractiveness, competitors, and the strategic goal for a company.
The good example for International Site Selection in Hyundai Motor Company can be expanding the global business to Canada region. With the success of exporting Excel, Hyundai Motor Company had made decision to expand the international business into Canada as below factors as detour entrance strategy to USA. Of course, Hyundai Motor Company cannot overlook the competitors such as Toyota, Honda. etc.
- Market accessibility: to avoid Trade barrier by NAFTA, Market proximity , Cost Reduction and Price competiveness by Local Manufacture
- Government Aid: tax, financing support by construction of manufacture plant
- Regional Advantage : close to locate associated company
- Political Risk Avoid: to avoid lack of exports by Korean labor strike in 1988
Likewise, the variable factors to expand the Hyundai's global business to other countries can be considered as reduction of transportation cost & risk, avoid currency exchange risk, cost reduction by hiring local resources, government aid and etc,
International Entry Mode
Prior to change into the globalization, the process of growth for Hyundai Motor Company can be divided into 5 development phases and the details are as followed. (Study for Management Education, 1999.11)
The Globalization of the firm, in general, initiates the sequences that clarify as export productions, establish joint venture, equity alliances, and ownership. (Sourced by Professor Lee, JR / International Marketing)
In case of Automobile industry, the globalization initiates 1) export 2) joint venture 3) establish manufacture facilities 4) equity alliance.
The major global strategies for Hyundai Motor Company is focused on generating manufacture facilities in local and establishing integrated distribution center in North America and Europe which covers 65% of exports. To further details, Hyundai Motor Company developed the strategy as global management structure and improved the quality of products with local environment which maintains sustainability and demand of production. That is, Hyundai selects the major site market, develops to increase the market share with high brand value and then expands the business to neighbor countries by extension.
Hyundai has been approached to setup global strategy as generation manufacture to produce itself and develop to intensifying the product line up to meet the needs of our stakeholder if the country demand is continually production base. To an emerging country, Hyundai has been approached to adopt a combination of strategic alliance and joint venture, CKD, quality manufacturing and competitive pricing to establish its presence in country.
The first approached target countries can be USA, India, Czech and the other can be China as emerging countries.
Regional Strategy in 3 Major Strongholds
The European Market
Market Environment
- Europe is very crucial market which has 15mil. demand of automobiles per annum and important marketing hub to become a global auto company
- Europe is one of the major exporting market of HMC("Hyundae Motor Company") next to USA(27%) and it accounts for 20% of the total exports from HMC. Eastern Europe has a great market potential in terms of the production and demand
- Each European country has various preferences in purchasing goods.
- While there have been a many automobile companies in Europe, many Asian and American automobile companies are competing with M&A and strategic alliance with European auto makers such as Renaut, Volkswagen and BMW which are now struggling to survive at harsh global environment.
- They have general tendency to choose firstly European brand cars and also consider many factors such as environment, safety, economical factor, durability and design.
HMC Business Strategy
- The police of HMC's global marketing is to produce localized cars in every aspects. To achieve this mission, HMC has developed most adapting cars which meets local demand and needs. HMC incorporated R&D Institute at Frankfurt in Germany for this purpose.
- HMC analyzed and involved all development processes from design to production before they launch new model to appeal the European consumers.
- HMC built up production base in Turkey which links the Europe and Asia and Czechoslovakia production factories to export the cars to Europe.
- Most people in Europe are smart shoppers to choose the best goods within their budget'. The Quality, Design, Safety and reasonable prices are very important..
- HMC distributes cars through "Authorized Dealer Agent" in Europe. The HME (Hyundae Motor Europe) communicates with headquarter in Korea and controls and delivers the sales and marketing polices to the dealer agent and it helps and makes the 2,200 agents say one words to the consumers.
- HMC need differentiated Marketing Strategy
Different countries require different options. Each countries show different preferences. For instance, the car which is equipped with air-conditioner is essential in high temperature countries such as in Italy and Greece. On the contrary air-conditioner is selective option in Scandinavian countries. The customized brand "Getz" is positioning as a second car in
Germany but it is family car in Greece. HMC need to prepare the differentiated strategy even in one Europe Continent.
Upgrade brand value via promoting Sports Marketing
Sports marketing measure is widely spread in European countries as the people have a strong interest in sports activities. Regional Football League and World Cup events have been a very useful promotion method. HME supported EUFA 2004 and World Cup 2006 of Germany and a great success in promoting brand image of HMC.
China Market
Market Environment
- China is one of the attractive and rapid growing countries in the world and currently became the battle field among multi- national automobile companies.
- To become a "Global Big 5", the auto mobile company need to produce 4~5 million cars in the world and China is supposed to have a huge potential in demand increase and production.
- China restricted the number of the automotive companies at the beginning according to New Automotive Industry Plan. They opened automobile market in 1996 by G.M. and WTO membership. Now, foreign companies are allowed to operate only by forming joint-venture with Chinese automobile companies.
- 8 major automobile company including Cheil Qi Che accounts for 7~80% of total production in China and now they have been seeking the advantage of economy of scale
- The main consideration factors of Chinese consumers in selecting cars have been price for last few decades till 1990's, currently the quality, service, brand are comes first to buy it.
HMC Business Strategy
HMC started China business by incorporating J/V with Wuhan Qi Che in September, 1994 and produced Mini-bus("Grace") by constructing knock-down assembly line in May, 1995. HMC later entered new contract with Beijing Qi Che in 2002 and formed 50:50 joint venture company.
- HMC retains comparative advantages in small and mid-size cars while the international companies are strong at large-size and Japanese producers at small-size cars. The increase of personal income helped the increase of the small and mid-size. HMC targeted middle class consumers and reformed best selling Korean car such as Sonata, Avante models and met local consumers' needs. HMC are focusing on small and mid-size market and developing new goods.
- In addition to the marketing, in light of the bitter experience of failure in Wuhan Qi Che cases, they cooperate with local vendors and made up the weak production technology. HMC asked Korean auto parts suppliers to build their own plants in China in order to ensure quality and price competitiveness of its vehicles produced in China.
- HMC used expensive strategy for positioning as prestige image while KIA using low- price police for more popular concept.
- HMC opened the sales shop mainly in coastal area, the capital city of the province and big city to promote the middle class consumers. HMC plan to expand the sales base toward the west of China once they set up strong distribution channels in the East..
Sports Marketing
- Same in Europe, HMC supports regional football leagues and holds many marketing events at sports ground. Recently HMC became official sponsor famous football club "Gui An".
Government Relationshipi
- HMC awarded as a provider of 100 of official cars and also became the official taxi supplier in Beijing. By this, HMC positioned as one of the powerful automobile companies in China which made a good opportunity to promote the brand image and quality of HMC cars.
North America Market
Market Environment
USA is suzerain country of the automobile Industry and attracts the largest scale of demand. The successful entry and strong presence in USA market will guarantee the global top 5 positioning.
HMC Business Strategy
- THE main models in USA are "Santafe" , "EF Sonata","Azera" followed by "Genesis"" which are meeting USA consumers' trend and preference. These models ranked top in the consumer's satisfaction category in consumers' survey in USA.
- There have been many favorable factors which caused HMC products retain price competitiveness. Particularly, weak foreign exchange and the competitors' turmoil are the main reasons why the market share increases at the moment. HMC is likely to change their pricing strategy to upward way after launching of new executive models such as "Genesis" and new concept cars.
- The development phase of internationalization of HMC in North America market currently is transnational marketing stage. The main marketing channel in USA is dealer shop which independently operates and HMC need to expand the dealership organization and make more competitive.
- HMC is using aggressive marketing tools and complete localization in terms of the production. The repurchase option sales and 10:10 promotion packages are very creative and touching measures to attract the USA consumers. .
Recommendation for Hyundai Motor's Future Global Strategy
In perspective of international business, the multinational company should change their future global strategy from the multidomestic to transnational to increate the efficiency correspond of both global and local responsiveness.
Hyundai Motor Company, first manufactured and exported, has been developed and expanded its global business to target 3 major localized regions as focused on USA, China and European market. To struggle with country specific regulation and market changes, Hyundai also has been implemented transnational strategy in order to expand global business.
Higher Brand Value
Not because of external causes, such as currency rate, government aid program and competitor's strategy, the Hyundai should develop and implement sustainable brand loyalty to align with volume of product demands. Genesis can be an good example as own brand recognition.
Strengthen product competitiveness with high quality
As you already learned from GM and Toyota issues, a small and simple mistake can be effect not only damage of whole brand image but also financial economic difficulties. To prevent that, Hyundai Motor should continue the drive to improve the quality of product by managing new technologies. Furthermore, by making the approved high quality of products can increase the prices of resale to make customer satisfaction with brand loyalty on customer's need.
Risk Management
After the Lehman's bankruptcy, it is important to take the global risk management to confront with rapid environment changes Hyundai should develop global competitive and cope with market change.
Prediction of Future Global Trend
Hyundai Motor Company plans to upgrade the management system and integrate the global control related to environment performance in all of manufacturing facilities across the global to enhance the global environmental performance, Eco-green automobile (i.e. Hybrid car, electricity car)
Employee Relationship with Synergy
The employee relationship needs to be change controlling into enhancing synergy (horizontal view) with trust-based management. Furthermore, the Hyundai needs to plan to focus on enhance mutually beneficial cooperation with suppliers and transparent management with 'win-win' strategy.
- Hyundai Motor Company Non-Consolidated Statements of Income, Year ended December 31, 2008
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- Volkswagen Aktiengesellschaft - 2008 Annual Report" (PDF). VolkswagenAG.com. Volkswagen Aktiengesellschaft. 12 March 2009. December 2009.
- "Annual Report 2009". Volkswagen Group.
- Ford Motor Company / 2008 Annual Report
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- "On U.S. tour, Mr. Tata gives Jaguar and Rover dealers a hug: AutoWeek Magazine". Autoweek.com. http://www.autoweek.com/apps/pbcs.dll/article?AID=/20080630/FREE/940478590/1528/newsletter01. Retrieved 2009-06-18.
- Detroit Chiefs Plead for Aid. New York Times on November 18, 2008.. Retrieved 21 November 2008.
- CNBC.com - GM and Chrysler to Receive Up to $17.4 Billion in Loans - 19 December 2008
- GM, Ford default swaps fall on Bush bailout plan, Karen Brettell, Reuters, 19 December 2008
- Dolan, Matthew D., and John D. Stoll (April 7, 2009).Ford Trims Debt 28%. The Wall Street Journal. Retrieved on July 23, 2009.
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- Honda's Midlife Crisis: Honda's slipping market position and views of Fukui Takeo (Chief Executive magazine, December 2005 issue)
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Jangro Lee, Mansoo Shin, 2008
> Jangro Lee , 2007
Eonsoo Kim, 2008
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well to start I'm Ethan and i came here because i wanted to find friends who had some of the same Diaper based interests i do like being an adult toddler and acting as one full diaper use included im not 24/7 but i wear alot mostly to bed i have an age-play mommy who is also my long distance best friend and as i played i discovered loving being a toddler id always liked diapers but i blossomed now my friend tolerates it out of love for me but rarely enjoys the diaper part so that's why i came here to find friends who liked diapers too
im a recent high school graduate...yay! and i have A lot! of hobbies some life consuming some not like i am an avid gun collector and shooter as well as a beginning firearms historian i like video games too and reading ,singing and i like strolling about my small town in my wheelchair i am disabled and have medium severity Cerebral Palsy but it hasn't stopped me from anything!
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text: H-128 Edison Cygnet Horn Crane WITH Rear Mount. No screws, no bolts. ORIGINAL. The two curved portions of the crane are tightly joined and do not come apart. Maybe they are rusted tight(?) This is a crane combination that rarely appears for sale. Check out these photos carefully; what you see is what you get.


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Webinars: 8 Best Practices Everyone Needs to Start Doing Now
I recently sent a long email to a well-known expert in the wellness industry in response to his webinar I attended. Just like everyone else, I love attending webinars to learn new things. But man, the bar for webinar standards is set so incredibly low, and everyone just puts up with it. How is it that we're in 2016 and I still see the same mistakes ALL THE TIME?! Sometimes people even want MONEY for their poorly-executed webinar course. Yikes. Out of sheer boredom and frustration in sitting through the umpteenth bad webinar, I left the event early and jotted down 8 ways everyone can improve their webinars immediately. (And then sent it to him.)
Webinars Are an Opportunity to TEACH
Teaching is incredibly powerful to gain followers and upsell. It's one of the best ways to get people to know, like, and trust you. Being a talking head for an hour is not teaching. And trust me, the universe has had enough of boring, one way, market-y webinars. Approach the design of your webinar content as if you are going to teach a mini course. You want your participants to be able to implement one or two new learnings as soon as your webinar ends that will show them you know what the heck you're talking about…and will inspire them to hire you or purchase your online course.
Share Client Success Stories
We all want to feel that our struggle is real. That's why it's always exciting and empowering to hear case studies and see how others have come out ahead after using your product or services. Just telling me that your cutting edge 3-step magical, unicorn, wonder technique works is the perfect recipe to make me roll my eyes and (not) stifle a yawn. Make the stories as relatable as possible with images, graphic stats, and client quotes. If possible, get one of your success stories to do a live interview with you!
Create a Vibrant Slide Deck
Holy canoli, people, get that deck out of early 2000! Your participants have to sit there for an hour and stare at your slides while you yakety-yak. You wanna know why people multi-task? This is one reason why. Create a vibrant color scheme (preferably based on your branding), add more slides with full images and graphics, nix any bullet points, and under no circumstances should you be using clip art. Ever. Once you've spent the time creating this deck, you can easily re-purpose the template for other webinars. Head on over to Slideshare for inspiration!
Keep Your Slide Deck Moving
When you deliver a presentation in person, it's very dynamic. Everyone is looking at you; your slides are the back-up dancers. This changes drastically in a webinar environment. Looking at one slide for too long is another reason people check out or multitask. You must keep it moving! For example, instead of creating one slide with bullet points, place each point (without the bullet) on its own slide. Add full-size images to tell / click-through your story. Include transitions. Give it structure. Your slide deck will be much, much bigger but that doesn't matter. What matters is holding the interest of your audience.
You MUST Have Regular Interaction
Add engagement every 15-20 minutes. Studies have shown that our lovely hippocampus can only hold so much information before it must be processed and pushed into long-term memory. The maximum amount is about 20 minutes of information. All the hippocampus needs is a few minutes of processing to push that data into long-term memory and it's ready again for more. So the rule of thumb is to chunk content into around 15 minutes of information and then add a processing or simple engagement activity: Q & A, brief role play, webcam discussion between 2-3 participants, self-reflection activity, writing exercise, group problem-solving (I've got tons more ideas…). Trust me, your participants will be over the moon to have that kind of interaction with you. They will feel more connected to you, which is what you ultimately want from a modality that far too often makes people feel disconnected and "out in the void."
Engage in Live Q&A
More and more I'm seeing canned Q & A. So cheesy. And it makes me think the presenter couldn't give a flying banana about me – hello! a potential customer! – but just wants to send me through the sales funnel. What a turn-off. Let's all promise to start caring again, shall we? It's fine to have a few canned questions on hand to get things started or if you hear crickets. If you don't have webinar staff to help, do what you can live and then capture the questions and comments to respond to them in personal follow-up emails or respond in your next newsletter. I realize that you will get the same questions over and over, but I find that I always get several new nuggets from my participants. In addition, the WHOLE point of doing live events is to give your prospects an opportunity to interact with you (and each other!) – it's part of the customer romance!
Invest in a Good Webinar Vendor
Another bad habit I'm seeing is presenters delivering their webinars using poor quality webinar software. It looks unprofessional, and I'm not going to cough up money to buy your online course / product wondering if it's going to be just as cheap. I get it, we're all on a tight budget. So either budget for good software, hire a webinar producer who can host it for you, or use a subscription like GoToWebinar or GoToTraining that you can easily turn on or off as needed. (I have to include a disclaimer here that I'm a Citrix Online partner and that if you go to my website and click on the GoToWebinar or GoToTraining link and purchase, I get a kick-back, but truly it's because I helped launch those products and I still love them to this day as a small business owner.)
Whatever webinar tool you use, look for interactive features like uploading documents, sharing video / webcam, custom registration forms, a feedback survey, live chat, draw tools, and features that allow participants to interact with you and each other in real time.
Webinar Surveys Are Valuable
Um, what happened to surveys? Who decided it would now be the norm to ditch those after your webinar? Once again, show your participants that you care. Include a brief survey with key questions that will help you understand what your target audience is looking to accomplish. Give them a voice to provide feedback. Will everyone respond? No, of course not. I usually give everyone the heads up before we end that I'd love to hear any comments. My survey response rate is excellent at about 40% (webinar professionals: yep, you read that right). So what are good questions to ask? Well, you need to decide what information will be helpful. One of my favorite questions is "What will you do differently now that you know about these tools?" or "How will you implement what you've learned in this webinar?" Three to five solid questions are all you need. If possible, avoid simple "yes" and "no" and opt for open-ended questions. I also ask if I can use their feedback in my promotional materials using their first name and last initial. This is a great way to add testimonials to your registration landing page next time around!
And there you have it. Eight simple things you can implement immediately that will make a profound difference in your webinars. Remember, a presentation is not about you. It's about your audience and what they can learn from you.
Good luck!
- Download my latest guide 5 Elements to a Webinar Your Auidence Will Love
- Check out my free recorded webinars: Webinar Courses Are the New Marketing and Thinking Outside the Virtual Training Box.
- Connect with me on social media: Twitter | Facebook
Corena Bahr is a Webinar & Virtual Training Consultant, and a LinkedIn Learning Author. Through her consulting company, Your Webinar Guru, she teaches her unique approach to organically turn your webinar audience into clients without the cheesy sales pitch, and how to gain financial freedom with VIP online group coaching programs.