text: Most American families have multiple credit cards, including a few VISA or MasterCard accounts, a few gasoline cards, and several retail credit cards for department stores like Sears. Managing around a dozen individual cards rapidly can become a hassle, and the time used writing a bunch of checks every month and the expense of mailing a bunch of payments every month often leads to frustration. One common solution is to consolidate all credit card debt onto a single credit card. Many credit card companies offer such services, and after taking advantage of this process a family will have only a single credit card with a single balance due. It sounds great, but there are potential pitfalls. First, the consolidated debt sometimes carries an additional charge or higher rate than the individual cards-so you should be careful and gather information before selecting which major credit card to use for consolidation. Second, after consolidation you should immediately destroy the zero-balance-due cards and cancel the associated credit accounts. If you don't, sooner or later you'll charge up a new lawnmower on your Sear's card and a new set of clothes on your Neiman Marcus card, and you'll be right back to square one-and after all, simplicity is what consolidation is all about.


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10 ways to be a better supervisor
Are you struggling with a challenging employee? Are you looking for a new employee? Most pastors have next to no training in hiring and supervising staff. I know I didn't. Managing staff is an essential skill for church leaders. Here are 10 things I've learned about supervising church staff.
1. Don't hire someone just because they need a job. Hire because the person is the best for the job.
2. Don't hire someone with the skills who you suspect has a bad attitude. Their attitude is unlikely to improve. It's better to hire someone with a good attitude and train them.
3. Don't hire if you can't fire. You can hire church members, but you need to be clear about roles and expectations and be willing to let them go if it doesn't work out. (See the excellent book When Moses Meets Aaron: Staffing and Supervision in Large Congregations, by Gil Rendle and Susan Beaumont on hiring church members and many other matters, not just for large congregations.
4. Don't over accommodate difficult employees.You can be reasonably flexible with employees who do their work, but if you find yourself tiptoeing around an employee or once again making excuses to yourself or others for them, think twice. It may be time to take a stand with them.
5. Always check references. Enough said.
6. Be clear about roles, including what are the job responsibilities and who supervises. Written job descriptions and clear lines of accountability don't solve all problems, but they help.
7. Remember you can't always make church employees happy. Be able to tolerate their disappointment or upset.
8. Don't complain about one employee to another.If you have a senior colleague, together you may be able to think about how to deal with staff challenges in a larger church. That's different from complaining.
9. Learn the birth order of your staff, and think about how you mesh. If you are a "youngest son" and your office manager is an "oldest daughter" (especially if she is older than you), you may find it harder to supervise her, and vice versa. It's still your job. Consider asking one of your older siblings for advice.
10. Work on relationships. Find ways to connect in a light way with all of your staff individually. It will pay off.
Putting these supervising techniques into place, along with clear communication, will go a long way to strengthen your church staff and make you an even better team.
Photo source: istock
|Margaret Marcuson
Rev. Margaret Marcuson helps ministers do their work without wearing out or burning out, through ministry coaching, presentations and online resources. Margaret is the author of Leaders Who Last: Sustaining Yourself and Your Ministry and MoneyandYour Ministry: Balance the Books While Keeping Your Balance. She served as a pastor for 15 years.
Learn More »

subset: commoncrawl


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Since 2001, the Calgary Association of Parents and School Councils (CAPSC) has acted as an independent voice for parents and parent councils. As an independent Society, CAPSC is also able to take action. Our mandate is to:
- promote excellence in education for all children attending Calgary schools
- provide a forum which allows school councils, parents and other organizations to network and develop a united voice
- empower school councils and parents to participate in and influence decisions about education
- gather and disseminate information that is related to the delivery of education to students in Calgary.
Learn more about CAPSC's actions.
CAPSC is a not-for-profit association that provides relevant and ongoing information and support to parents, as well a forum for discussion and a network for parents and school councils across Calgary. Our assistance to parents and councils enables them to more fully contribute to and shape the education of children.
We strive to provide parents and school councils with a wealth of information and resources to help them be true partners in education. Parents of children in any school in Calgary are welcome to attend our meetings, and individual memberships are currently free thanks to the generosity of a corporate sponsor. We are constantly striving to encourage additional membership in order to grow our voice.
CAPSC executive consists of at least six highly motivated and enthusiastic volunteers, who are elected by our membership at the annual general meeting. We are funded by membership fees and donations.
Please use the links below to get in touch with CAPSC, become a member and subscribe to our newsletter. We want to hear what you have to say about education in Calgary.


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If you scroll down, you'll discover a range of hints about leaving a comment on Pinterest, but initially I desire to permit you know very well what the company's personal study reveals. Your Shopify shopping wagon has its very own 128-bit SSL license that comes at no extra charge and has got the same level of encryption that large bankers make use of. Observação: Todos os dias tem pesquisas disponíveis age site é confiável european tá recebi 2 vezes. You must apply the permissions 644 to lib > Google or lib > Wyomind listing and all sub-contract files and files via FTP. For those who wonder what this is normally, its producing hit-or-miss pieces of sewing or crochet and enrolling in them into a bigger item, tote, wall membrane dangling, picture or actually garments. When selecting your following match of attire sneakers, follow by the one fantastic procedure: the toes and fingers of your sneakers should end up being curved and hardly ever squared. High vogue wedding party picture taking charms a feeling as it conveys a history with one appearance. Approach for at least six months to a yr before opening the gates to the present shop to insure the business features been very well organized and is usually all set to go. We've put together a few favourite looks for some of the more common, however unconventional, attire demands noticed on wedding ceremony announcements this summertime, demystifying those outfit language that keep you clueless. Today the divorce charge can be up to 50 percent which it is usually incredibly miserable since various males and girls can't appear to stay jointly nowadays. It is essential to consist of all relevant qualities in your Google Looking foodstuff for improved relevancy. My various other thought for supporting me dedicate less on thrift dresses besides re-reading motivating content (because getting rid of the iphone app from my cellphone failed to do the job!) - preserve fewer fun cash sitting down around. Nas compras no período de 01/11/2016 a 31/12/2016, você concorre a L$1000,00 em produtos da loja Empório C age L$1000,00 em produtos da loja C2 Retail outlet( Hering). These types of collaborations enable persons to put on developer garments at an inexpensive price, while still keeping the appearance and look and feel of high end. If you do leave the Amazon webpage and later want to give back to make your pay for, it is certainly necessary to return to the Amazon blog via the Kol Ami website's website link. More and extra people happen to be utilizing the Net to store these days and it is certainly safe if you have the time to end up being a sensible client. Some persons prefer to put content material on their photos, but keep in mind that this word won't end up being seen by the Pinterest search. The second factor of the site is a great browsing shoe store, where prices happen to be assured to become the most affordable on the net. There happen to be different distinct types of natural leather , but many gown shoes fit into one of two communities.
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Chemistry Aids in Understanding the World
Atomic Theory
Chemical Change
Elements, Compounds, and Mixtures
Molecules and Chemical Formulas
Chemical Equations
History of Chemistry
The Period of Magic
The Sterile Period of Alchemy
The Beginnings of Modern Chemistry
For about two centuries after Boyle, scientists continued to make useful discoveries but made little progress in understanding the true nature of matter or chemical behavior. Perhaps the greatest source of confusion and defeat in these centuries was a theory of burning (combustion) called the phlogiston theory. It was originated by the German chemists Johann Joachim Becher and Georg Ernst Stahl in the late 1600s. According to this theory, phlogiston, an "essence" like yellowness or…


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Various spinal adjustment techniques can be used to remove nerve irritation. For those who are too fragile or do not like the twisting and popping of normal adjustments, we also use the Pro-Adjuster, a computerized spinal analysis and correction system that allows chiropractors to adjust the spine without the use of force.
Active Release Technique
Active Release Technique (ART) is a soft tissue, movement-based massage technique that treats problems with muscles, ligaments, fascia, and nerves. This technique aims to restore normal movement of muscles and to release any entrapped nerves or blood vessels from scar tissue.
Kinesio Tape
Kinesio Tape is cotton elastic tape that helps support muscles and joints to allow the body to heal. The tape alleviates strain on affected muscles, prevents harmful muscle extension, restores normal muscle movement, and improves the flow of blood and oxygen to promote healing. Kinesio Tape may also be worn to help prevent a muscular injury from occurring.
Loomis Digestive Enzymes
Enzymes are a natural and important component in food because they aid in the body's ability to digest what has been eaten. Many of these enzymes have been removed from our foods due to current, common food standards, such as food processing and pasteurization. By taking Loomis Digestive Enzymes, plant enzymes are added to the body to maintain regular digestion and health in the body.


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School Board of the City of Virginia Beach
Policy 5-17
Absences/Truancy/Parental Notification
A. Absences
1. Generally
Students of school age shall attend their assigned schools during school hours in accordance with state law. Students are considered absent if they are not present on days that school is in session as determined by the School Board approved calendar or during make-up days determined by the Superintendent or School Board. The superintendent through the principals shall be responsible for maintaining accurate records of attendance and for closely monitoring all excused and unexcused absences.
2. Excused Absences
a. Documented absences are defined as absences for personal illness, serious illness or death in the family, exposure to contagious disease, extremely inclement weather, school-sponsored activity or observance of a recognized religious holiday. The parent or legal guardian will provide written notice to the school of the reason for the absence or tardiness.
b. Preapproved absences are defined as absences for cause and absences that occur with the full knowledge and consent of the parents. The principal, at his/her discretion, may accept as valid the reasons for these absences.
c. Other verifiable reasons may be deemed excused at the discretion of the principal.
B. Truancy
Truancy is defined as the absence of a student for other than a legitimately recognized reason for all or part of a day when school is in session.
The superintendent shall develop regulations for monitoring truant students and may establish reasonable disciplinary measures based upon the frequency of truancy and the age of the student.
C. Notification of Parents of Absent Students
As required by state law, each principal or his/her designee shall make a reasonable effort to see that parents/guardians of each student be called when the student is absent.
Parents will provide a number to be called. This may be the home phone number, work number, or relative's number.
Legal Reference:
Code of Va., § 22.1-253.13:7. Standard 7. Policy manual.
Code of Va., § 22.1-258. Appointment of attendance officers; notification when pupil fails to report to school.
Code of Va., § 22.1-259. Teachers to keep daily attendance records.
Code of Va., § 22.1-260. Report of children enrolled and not enrolled.
Code of Va., § 22.1-261. Division Superintendent to make list of children not enrolled; duties of attendance officer.
Code of Va., § 22.1-262. Complaint to court when parent fails to comply with law.
Code of Va., § 22.1-267. Proceedings against habitually absent child.
Adopted by School Board: October 21, 1969
Amended by School Board: February 15, 1977
Amended by School Board: August 15, 1978
Amended by School Board: August 4, 1983
Amended by School Board: August 21, 1990
Amended by School Board: July 16, 1991
Amended by School Board: July 13, 1993 (Effective August 14, 1993)
Amended by School Board: June 20, 1995
Amended by School Board: August 21, 2001


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Retirement income experts have a new professional designation to brag about.
The American College, a Bryn Mawr, Pa., educational institution that also owns the ChFC designation, says it has awarded 11 students the first-ever Retirement Income Certified Professional designation. To earn the designation students must complete three courses and pass six hours of proctored examinations.
More than 1,000 online students began taking the first of three courses offered for the designation last April, says David Littell, director of the New York Life Center for Retirement Income at American College. Its been one of the most successful launches of a new designation in our history, Littell says. Its sort of whats been missing in the marketplace. There are very few designations that focus on retirement income.
The designation coursework is based on a 10-step process and it centers on three current approaches to creating retirement income, according to Littell. Among them:
- Systematic withdrawal: Clients keep their diversified portfolios and take regular withdrawals.
- Flooring: In this case, planners create guaranteed income for their clients, often through annuitization or the creation of bond ladders to generate income for a specific period of time.
- Bucket approach: This approach segments a portfolio into different buckets based on different time periods, assuming a client's needs will change over the years of retirement.
All three approaches are covered in the first course. The two courses go into more depth on aspects of retirement income planning -- including the use of Social Security income, tax efficiency and long-term care insurance, Littell says.
All three of these methods are being used in the industry, Littell says. We are kind of approach-neutral. We are teaching all strategies. In a perfect world, probably a different strategy will work for different clients.
In polling sponsored by the college, planners have said they lacked a clear approach to retirement income planning, Littell saus.
Courses includes video interviews with experts in different fields. Its not just the college faculty, but its many of the leaders in the field talking about their expertise, Littell says.
William Reichenstein, tax expert and professor of finance at Baylor University, addresses tax efficiency in one video, according to Littell. Michael Kitces, of Pinnacle Advisory Group, covers systematic withdrawals, and retirement income expert Wade Pfau, winner of a 2012 FP Influencer Award and a recent addition to the colleges faculty, addresses the flooring approach.
Each course contains about 25 hours of video and uses a 250-page workbook, Littell said; students can work on the material at their own pace. The first students reported spending 40 to 60 hours of study in each of the courses.
By the end of the course, students must demonstrate a mastery of 18 different competencies and be able to write a retirement income plan, he said.
Read More:
- 25 Great Financial Planning Schools
- What Advisors Get Wrong on Retirement Planning
- American College Study Finds Gap on Minority Women
- Dustup Over Designations
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Earlier this week, Jess and I paid a visit to her boyfriend Gregg at Comfort. He's a mean bartender with a love for whiskeys.
Gregg first poured us a taste of the Ardbeg Corryvreckan, because he wants us to be happy. It is serious. Thank goodness the pimento cheese came soon after that.
1 ounce Ardbeg Corryvreckan (though any smoke bomb single malt Islay will do)
1 ounce good quality blended Scotch (to round out the smokiness and bring some sanity to the proceedings)
1 ounce sweet Vermouth
A couple dashes of bitters
A lemon peel
Shake the first four ingredients with ice, and strain into a glass. Char that lemon peel and throw it in. Take a sip, and now you know why I was too content to worry about picture taking.
And speaking of Rob Roy, everyone should watch this movie.


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http://www.digitalspy.co.uk/gaming/n...al-prices.htmlMicrosoft has confirmed that it will be offering cheaper digital games for Xbox One on a trial basis. Ryse: Son of Rome will be the first title on sale at the lower price of $39.99, with the discount running between February 18 and 24.
"Lot of people asked for better deals on our digital marketplace, so we're testing some," Microsoft studio manager Mike Ybarra wrote on Twitter. "That's far better than the used price at GameStop and others! Go digital!"
Ybarra went on to say that he is "99.9%" sure that the promotion will be launched in the UK, where select digital titles are expected to be offered at £29.99 under the terms of the trial. A further trial on discounted add-on content will be launched next week.
Wow, well if this works well for M$, I doubt it won't be too long before Sony follows suit. Personally, I don't mind if the game is digital or not, and I'd prefer to get it cheaper if this is the way forward.


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Chui Dreamcast Developer
May 11th, 2015, 20:59 Posted By: wraggsterMicrosoft Xbox Game Deals Blowout!The Microsoft Store has some nice deals on Xbox One and Xbox 360 Games!All games come with free shipping as well...Highlights include:Grand Theft Auto V (Xbox One) - $44.99
Grand Theft Auto V (Xbox 360) - $27.99
Metal Gear Solid V: Ground Zeroes (Xbox One) - $9.99
Metal Gear Solid V: Ground Zeroes (Xbox 360) - $7.99
Plants vs. Zombies: Garden Warfare (Xbox One) - $12.99
State of Decay: Year One Survival Edition (Xbox One) - $22.49
Mortal Kombat X (Xbox One) - $44.99
Borderlands: The Handsome Collection (Xbox One) - $44.99
In addition, the Microsoft Store is offering $10 Gift Cards on select Xbox One Video Game pre-orders!!Check it out: Microsoft Store Xbox Promo
For more information and downloads, click here!
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The Instigator
Pro (for)
0 Points
The Contender
Con (against)
3 Points
That the Olympics are overrated.
Post Voting Period
The voting period for this debate has ended.
after 1 vote the winner is...
|Voting Style:
|Point System:
|7 Point
|2 years ago
|Post Voting Period
|1,627 times
|Debate No:
Debate Rounds (3)
Comments (1)
Votes (1)
As for drug-enhancers, it is hard to smuggle drugs as it is, and if the authorities detect it you are disqualified. And this can happen in any sports event expect the Olympics.
Surely you don't mean to discriminate over the rich (professional) and the poor (dirt road runner) athletes? A dirt road runner has ran on uneven roads, without proper equipment for their entire life. Surely professionals with all their luxury would have tough competition with them. A thief would be the best athlete, and you can't blame corruption for that.
Traffic problems and pollution are caused by any grand event, whether it be a music concert, opening of a new mall, or the cricket world cup. Doesn't mean that the event isn't good.
I haven't saw the Olympics and I am not into sports, but it is a grand sports event and requires viewing for all athletic fans.
Secondly, athletes who take drugs have a negative effect on other people, especially children. When you look at the messages that is give young people about drugs they are usually negative, warning about the potential risks associated with their use. Drugs destroy lives " people who use them lose their jobs, their families and are very unhealthy not to mention illegal. This just doesn"t match up to what is seen when they see a story on an athlete telling all on a TV chat show, or a famous sportsman who has been caught doing the 'wrong thing'. Mixed messages are extremely dangerous when it comes to providing drug information to young people. They learn when a consistent message is given to them and unfortunately celebrity drug use, particularly the way it is represented in the media, often contradicts everything they are taught by everyone else. Although many would imagine that stories of famous people using drugs and experiencing a range of problems would discourage teenagers from going down the same path, in fact, in many cases just the opposite happens. Unfortunately, the only message that some young people pick up is that these athletes have 'made it through to the other side' and continue to lead very glamorous and successful lives.
And for your claimed drug usage, tell me one athlete who uses illegal drugs, there is hard evidence to prove that he does and still hasn't been caught. Parents often control what their children watch, therefore drug interviews won't reach them. And children are not like sponges. More often than not, the reporter gives some information about how drug usage is bad after the interview. If you think they would easily follow the footsteps of the celebrities, why won't they listen to their parents and drug enforcement agencies? Children are NOT retarded.
And Sherlock Holmes took cocaine, but I don't see Holmes' fans taking cocaine. Holmes counts as a celebrity.
Olympics seems a good event. The music, the anticipation, the visuals; and on top of that a platform to give credits to talented sportspersons. It is a platform for nations to show-off their sports' pride. Olympics has so many events, if there was no olympics what would happen to these athletic fields? Long Jump, Javelin throw, discuss, these platforms don't have many fans, how would their athletes show their mettle?
Basically, pro hasn't rebutted any of my arguments for his own reasons. I state the olympics are not overrated as they are the greatest sporting event of all time, have no evidence of drug usage, and no evident corruption. I already stated traffic problems come due to any event, but pro doesn't counter. I state that how can pro prove corruption has grown in the corruption, but pro doesn't counter. I asked for pro's source as to 190 million being associated with olympics, there is no source. Therefore I think you must vote for con.
1 comment has been posted on this debate.
Posted by socks_are_bad 2 years ago
1 votes has been placed for this debate.
Vote Placed by Udel 2 years ago
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|0 points
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|0 points
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|1 point
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|1 point
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|3 points
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|2 points
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Reasons for voting decision: Con says the Olympics are the biggest sporting events every 4 years and despite the problems (drugs, pollution, economic impact) they still bring people together for a good cause. Pro argues that the traffic and pollution are not worth it. He says there is noise pollution too and the athletes are bad role models for kids when they do drugs. Con says a lot of things have traffic and noise, are they all overrated? Pro has to prove yes. And Con says drug taking is exaggerated and not that bad. In the last round they just repeat their arguments and sound like the same person writing both sides because they just repeat themselves. Con's arguments are not that great but Pro did not respond to them such as whether all things with traffic and noise are overrated. Pro also did not respond to Con's questions on why drug use is definitely bad. I will give points to Con I guess since Pro did not answer Con or fulfill his burden since he dropped Con's rebuttals.
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William Dudley wasn't the first regulator to endorse the idea of allowing banks to convert debt into equity if they need capital in a pinch, but the president of the Federal Reserve Bank of New York has gone further than any other policymaker in making the case that "contingent capital" is key to averting another banking crisis.
While there are less-complex proposals out there, like simply requiring large banks to hold more capital, Dudley worries that when bad loans begin piling up, even well-capitalized banks can find themselves with thin buffers and few options for raising capital. They wouldn't have such worries if debt could be automatically converted into equity in the event of a capital crisis.
There are drawbacks to be sure, the biggest being the potential cost to bankers. Most investors purchase bank debt knowing that they will likely be repaid even if the bank fails, and if they stand to be wiped out with other shareholders when their debt is converted to equity, they are likely to demand higher premiums.
But Dudley argues that bankers need to be looking at the bigger picture. "Such instruments could have reduced the likelihood of failure of large, systemically important institutions, reducing the significance of the 'too-big-to-fail' problem and its associated moral hazard problems," he told a group of bankers at a conference in October.
Dudley's positions on contingent capital and other public policy issues matter, of course, because, as the head of the most important of the Federal Reserve banks, he has as much influence as any regulator inside or outside of the Beltway. His bank oversees many of the institutions considered too big to fail, such as Goldman Sachs, Citigroup Inc. and JPMorgan Chase & Co. It is running nearly a dozen of the Federal Reserve's liquidity programs aimed at fighting the financial crisis. And when the Fed's policymaking committee decides to back away from zero-percent interest rates and the programs that helped keep banks solvent, it will be Dudley's team that will carry out those commands.
Dudley, 57, is wrapping up his first year as head of the New York Fed. An economist by trade, he headed up the bank's markets desk under Tim Geithner and was promoted in January 2009 after President Obama tapped Geithner to head the Treasury Department.
In an interview in his office two blocks from Wall Street, Dudley himself sometimes seems awed by the sequence of events that elevated him to the second-most powerful position in the Federal Reserve System. He never worked at the Treasury Department, as Geithner had, and spent just two years working in other parts of the Fed, compared to the 17 years E. Gerald Corrigan toiled in Washington and Minneapolis before taking the helm in New York. Moreover, Geithner was nine years his junior and did not seem poised to go anywhere soon.
"I came here without any expectation that I was going to be president of the bank," he says.
Still, though Dudley doesn't possess the resume of some of his predecessors, industry observers say his combination of expertise in the capital markets - which will be crucial to unwinding the Fed's liquidity efforts - and his experience on the front lines of the financial crisis prepared him unusually well for the job.
"When all these books get written after the crisis, you will find that there will be some people who played a very important role but maybe didn't get enough recognition at the time," says Jamie Dimon, the chief executive of JPMorgan. "He was a key person behind the scenes who was very quietly adding an awful lot of value."
There are things he's still learning. Dudley has largely steered clear of the debate surrounding the reform of the financial system, which observers chalk up to his relative inexperience in bank regulation and supervision. Meanwhile, as a Goldman Sachs alumnus, he has to fight the perception that he's too close to Wall Street.
Yet while Geithner and Federal Reserve Chairman Ben Bernanke seem to have to defend their response to the financial crisis almost daily, Dudley is mostly winning kudos.
"He's doing a superb job," says H. Rodgin Cohen, the chairman of Sullivan & Cromwell LLP. "Markets have never been in such disarray, so his experience is truly invaluable."
Dudley was far from the spotlight as the financial system was becoming unhinged. During 2008, he gave public remarks just once, in a speech aptly titled "May You Live in Interesting Times." But as the head of the markets desk - the arm of the New York Fed that buys and sells government securities to influence interest rates and, during the financial crisis, helped fund the Fed's liquidity programs - his impact was enormous.
While Bernanke and Geithner were calming public anxiety and dealing with Congress, Dudley was in his office thinking up new programs aimed at taming the crisis. He was instrumental in the creation of the Term Asset-Backed Securities Loan Facility, which provided Fed loans for asset-backed securities and older commercial mortgage-backed securities. The program has been credited with cutting interest rates for consumer lending. He was also a driving force behind a program for the New York Fed to buy commercial paper from a broad range of companies and for the central bank to auction off cash and Treasuries to banks that shied away from more traditional borrowing from the Fed.
The New York Fed has also taken the lead in purchasing debt and mortgage-backed securities from the government-sponsored enterprises in an effort to keep mortgage rates manageable and aid Fannie Mae, Freddie Mac and the Federal Home Loan Banks with funding. The central bank plans to buy $1.25 trillion worth of MBS and $175 billion worth of debt from the GSEs by March.
Alfred DelliBovi, the president of the Federal Home Loan Bank of New York, says the debt purchases were vital to helping his bank continue providing liquidity to community bank members.
"With all this uncertainty, their buying the debt provided assurance to investors," he said. "If you think about what was happening a year ago, investors were uncertain about investing in anything very long and since the debt we issue is designed to fund long-term mortgages, that was a problem. Anything that helped restore confidence in those markets was a good thing."
These programs were often the outgrowth of conversations Dudley had with Fed policymakers in the heat of the crisis. During the most turbulent periods, Geithner, Bernanke, Fed Gov. Kevin Warsh and Donald Kohn, the central bank's vice chairman, would gather around their phones several times a day to discuss the latest developments in financial markets.
Dudley led these conversations and tried to connect all the information coming into the central bank - for instance, pointing out the latest funding breakdowns in the market - to give the policymakers some much needed perspective.
"It was remarkable the way he was able to make sense of a lot of disparate trends in markets," Kohn says. "Bill was able to step back from it all and put a lot of threads together and see the underlying trends."
But for all the programs Dudley is credited with influencing, he says he is most proud of the one that got perhaps the least attention. As the credit crunch was spreading around the globe, the Fed decided to swap currencies with foreign central banks all with the goal of infusing more dollars into foreign financial institutions. The program allowed big, global banks to keep running, even in countries where the local currency was in short supply.
"In a very short period of time, we convinced central bankers around the world to conduct auctions just like ours on the same terms, conditions and frequency to provide dollar liquidity to banks not just in the United States but around the world," Dudley says. "It demonstrated that policymakers around the world could work together."
For Dudley, assuming the New York Fed's presidency is the culmination of one of his biggest goals: returning to public policy. He was an economist at the Fed in Washington from 1981 to 1983 and showed a talent for policy work. Some of his former colleagues privately say he left after two years because the Fed was not fully tapping his skills.
After leaving the Fed, he was the vice president of what was then the Morgan Guaranty Trust Co. He moved to Goldman three years later, in 1986, where his name would be made as a top-notch economist.
At Goldman, he worked closely with Robert Rubin, who by the 1990s was heading to Washington to advise President Clinton on economic policy. When Rubin became Treasury Secretary in 1995, former colleagues say Dudley hoped to also move south and work with him again. That did not happen - a development that was said to be disappointing for Dudley - and he instead focused on expanding the role of Goldman's chief economist.
"I've been trying to get back into policy for a long, long time," Dudley said. "I really did want to do policy work. In fact, when I worked at Goldman Sachs, I tried to define the economist's role pretty broadly. So we did lots of policy work on health care reform, social security reform, capital gains tax - stuff that was much broader than the macro economy financial markets stuff that economists do."
It was as Goldman's economist that he gained notoriety in the financial markets. His thoughts on market developments were held in high esteem on Wall Street - Institutional Investor magazine often named him the top economist - and he was read very closely by top Fed officials in Washington.
But his status as a Goldman alumnus is also a liability in some circles that view with suspicion the number of government officials who have spent time at the firm.
"Perceptions are very important to the public," said Robert Gnaizda, of counsel to the Black Economic Council. "People think this means that Goldman Sachs is going to have more influence."
That perception may exist, but it's not as if Wall Street is warmly embracing his positions on such issues as contingent capital and the trading of credit derivatives.
In a speech at a conference of international bankers in October, Dudley said that the mere existence of contingent capital would force banks and their boards to make better decisions.
"If the bank encounters difficulties, triggering conversion, shareholders would be automatically and immediately diluted," Dudley said. "This would create strong incentives for bank managements to manage not only for good outcomes on the upside of the boom, but also against bad outcomes on the downside."
Fed officials in Washington are receptive to the proposal, though they are still haggling over how it would work in practice. A central question is whether the conversion would be triggered by a slide in the bank's book value or a decline in its market price. Though no official decision has been made on that front, Dudley said regulators should focus on equity.
The banking industry, though, has given the idea of issuing contingent capital a big thumbs down, arguing that the cost "makes it prohibitive," says Scott Talbott, a senior vice president with the Financial Services Roundtable.
Dudley disagrees, and says costs could be kept down if banks held a substantial amount of contingent capital. That, in theory, would limit investors' exposure if they'd only need to convert a portion of the debt to equity to meet capital requirements.
But Talbott, whose group represents many of the country's largest financial services firms, says bankers don't see it that way.
"The problem is that someone has to go first," he says. "That would be the focus of the investors. Would you be willing to be the first lemming?"
On bank supervision, Dudley is less forceful in his comments. While he acknowledges that supervision of large institutions needs to improve, he has yet to take a firm stand in the debate over whether the Fed's consumer protection powers should be taken away, as Obama envisions, or whether bank supervision powers should be stripped from its duties, as Senate Banking Committee Chairman Chris Dodd advocates.
The closest he has come to an endorsement of the administration's regulatory reform framework was during the October speech, where he expressed appreciation for a plan that would create a central clearinghouse for derivatives trading.
"Not only would this more effectively capture the risks the banks are taking, but it also would create incentives to move the trading and settlement of such instruments more rapidly to central clearing parties and to exchanges," he said.
But in this instance, Dudley is mostly picking up where Geithner left off. The New York Fed has long been obsessed with derivatives and pushed even harder to centralize the transactions after they helped cause the downfall of American International Group Inc.
In the interview, Dudley take a stab at describing his regulatory philosophy.
"Regulation is necessary," he says, "in cases where there are externalities, where actions generate consequences for the broader financial system or for society and if the firms don't internalize those externalities, then you may need to put in place regulatory standards or requirements that basically lean against the fact that their behaviors may generate bad outcomes from a public policy perspective."
In other words, regulation is necessary when one firm's actions jeopardize the entire financial system. Compensation is a good example of that, he says.
"If compensation practices create incentives in terms of taking risks that are inconsistent with what we may want to do on financial stability, then we may want to have in place guidelines or rules in terms of compensation practices to reconcile that potential for conflict," he says.
The Fed released a proposal in October that would subject the 28 largest banks to a horizontal review on compensation practices. Institutions whose compensation standards are unusual compared to their peers will have to explain their pay packages to the Fed. The central bank will review pay at smaller institutions as part of their normal examination process.
After the compensation proposal was released, it fell to Dudley to drive home the point to Wall Street that the Fed was serious. He summoned the CEOs of the 28 banks to a meeting where he drove home the goal behind the Fed's plan: to align pay with longer-term performance.
Still, he says regulation has limits.
"To me, it's important to say you don't say go out and regulate everything. I don't think that works well for a couple of reasons: One, it's very hard to write regulations that are flexible enough in practice to be able to adjust to developments in markets and the financial industry in real time. Second, you write down a regulation then you're sort of creating a target for regulatory arbitrage."
While well intended, that sentiment could fuel the perception that the central bank and the New York Fed remain too close to the industry they regulate. The characterization of the Fed as a lax regulator - combined with election year politics - is one of the main reasons Dodd is pushing to take supervision powers away from the central bank.
The New York Fed has always been one of the most important parts of the Fed machine. Its president is the vice-chair of the Federal Open Markets Committee, where governors appointed by the president and confirmed by the Senate are the only other permanent members. The Fed receives the bulk of its information about financial markets through buzz picked up by the markets desk in New York.
With so many big banks in its district, the New York Fed's importance is expected to grow even more in the years ahead as the central bank moves toward a system of overseeing firms in a more holistic manner, looking at all of their parts and judging their interaction with broader markets. "It has become more important because it is in the center," says Cohen, of Sullivan & Cromwell. "They are helping shape policy which affects Wells Fargo just as much as JPMorgan."
The renewed emphasis on supervision highlights an important challenge for Dudley: how can the New York Fed step up its efforts on the supervision front while not forgetting about other parts of its portfolio, which include monetary policy and payment systems?
"I still think we have to be focused on financial markets broadly," he says. "I do take time thinking about monetary policy and the macro economy, but I also spend a lot of time on regulation of payments and settlements systems, capital markets and banking. I wouldn't say one is more important than the other. They're all part of the financial system."
As he looks ahead, Dudley hopes to oversee a banking system that will become considerably less complicated than the one that plunged the economy into a deep recession.
The Obama administration is hoping to make that happen by requiring banks to develop "living wills" that would serve as a roadmap to winding down mammoth institutions and their tentacles. That plan would force banks to account for all of their parts. Dudley, meanwhile, is working with other regulators in the U.S. to implement rules enacted by the Basel Committee on Banking Supervision that would require higher capital for trading, the very activity that helped many banks become mired down in subprime and other risky assets.
Though he has been on the job for just a year, there is already speculation about what Dudley might do next. Unlike Fed officials in Washington, regional Fed presidents do not have term limits. Some say Dudley would be a logical candidate to fill a seat on the Fed's board. Others say he has the potential to become a Treasury Secretary, though that option might be muddied by Geithner's rough transition from Wall Street cop to political operative.
Dudley, however, says he is simply focused on the work ahead. "We're on the journey and making progress," he says. "But it's not like three years from now, we'll be done. Three years from now, we'll be better than where we are today...[but] we'll have to keep going and improve."
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9612 St. Thomas Drive
Pasco, WA 99301
9612 St. Thomas Drive
Pasco, WA 99301
Dear Future Prep Students and Parents,
The high school years are such an amazing time of transition, transformation and growth. Regardless of the skills and natural abilities a child is born with, the adolescent years provide a unique set of opportunities as young children become men and women. Here at Tri-Cities Prep we take that transformation very seriously. As a school community we believe in the power of positive formation, we believe in the inner goodness and potential of all our students. And we believe that these four years, while perhaps short in the span of a lifetime, are four of the most critical.
Because of the limitless potential inherent in high-schoolers, it is essential that parents choose a high school which will allow for growth and challenges. Tri-Cities Prep addresses the needs of high school students by looking at them as unique individuals, and we individually consider who they are, and who they can be. From the lowest faculty to student ratio in the area, to weekly mentor meetings between students and faculty, and regular study hall support, we recognize that to prepare our students for college, we need to challenge them now. Because students excel when they live well-rounded lives, our extra-curricular programs include a no-cut policy on athletic teams, and a number of co-curricular programs to expand thinking and learning. The Prep student is encouraged and allowed to grow and experience in a variety of ways so they can truly become well-rounded citizens.
In an environment of faith and love, we seek to serve our families, our students and the community while providing the best possible education. This growth is evidenced by SAT scores which are regularly above state and national averages, a list of colleges attended which rival any local school, and the highest rate of scholarships offered to our graduates in the community. These are great rewards, but seeing our students grow into men and women who serve God and each other is the greatest gift, and we are proud to share that with our community.
Please come by and visit or schedule a tour, we look forward to sharing this amazing school with you.
In His Service,
Arlene M. Jones


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SLI E-commerce Product Discovery Suite™
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The SLI E-commerce Product Discovery Suite turns shoppers into buyers by accurately predicting which products they are most likely to buy now. SLI provides the most advanced e-commerce technology solutions empowering retailers to optimize customer conversion rates, order value, and lifetime customer value.
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Maximizing conversion drives transactions, but it's increasing average order value (AOV) that drives revenue and profitability. SLI Learning Recommendations™, SLI Learning Navigation®, and the SLI merchandising tools are responsible for increasing the AOV customers see by at least 30% when compared with industry segment averages.
Engage More Shoppers
You can have the most current and compelling merchandise, but if no one can find your store, it doesn't matter. With pay-per-click yields continuing to decline, there's even more pressure to achieve improved organic search results. SLI Site Champion® and SLI Landing Page Creator™ do exactly that while SLI Mobile™ brings the benefits of SLI learning solutions to the ever-increasing number of mobile shoppers.
E-commerce Platform Extension
SLI Learning Search Connect extension for Magento brings the inherent advantages of AI-driven search to Magento-based e-commerce operations for rapid integration and significantly improved conversion and AOV.


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"A beekeeper who lost 120,000 bees to vandals has been "blown away" by the public's kindness after a police appeal prompted a national fundraising drive which went viral. ..."
Read more here: The Northern Echo
"The aims of the Association are to encourage and develop the art and science of bee keeping through group meetings, practical out apiary events and educational support programmes in which members can participate and contribute."
My Apiary in August
1. Finish extracting
2. Clean supers for storage
3. Full disease inspection
4. Varroa treatment
5. Wasps? Reduce entrances
5. Unite small colonies
For a helpful list and more see the newsletter....
Our annual programme consists of a diverse range of activities. Available in 'Members' Area' of the website.
We attend a number of shows, such as the Shrewsbury Flower Show, to promote public knowledge of bees and beekeeping.
read more
The North Shropshire Beekeepers' Association maintains a list of members who offer swarm collection services.
read more
David Domoney Published on Jun 1, 2018
At over 100 million years old, bees are one of the oldest living insects that can be found across the UK. With over 250 native species to be discovered, bees play a vital role in the pollination of the plants and flowers we love to grow.
Bees are essential to our life, but how much do we know about them? When we see a bee, do we imagine an animal that might harm us, or one that is helping to feed us?
Thermal imaging video of winter cluster of honeybees.
Published on 17.03.2018
FLIR T1030 camera, white as hot. Bees are setting down for the night and the external temperature is -4 Filmed as part of the Bees! Event at GNM Hancock Museum Newcastle on Tyne, 17.03.2018. Audio recording James Alan McAleer.
What's the Waggle Dance? And Why Do Honeybees Do It?
Published on May 20, 2016
Honeybees search high and wide for the best flowers. And when they find them, they go back to the hive and "tell" the other bees how to get there.
"A beekeeper who lost 120,000 bees to vandals has been "blown away" by the public's kindness after a police appeal prompted a national fundraising drive which went viral. ..."
Read more here: The Northern Echo
The Association maintains an apiary at an organic farm in North Shropshire.
We hold regular meetings at the apiary during the summer, where members new and old can gain experience in handling bees.


text: Michigan Youth Arts, in collaboration with the Michigan Council for Arts and Cultural Affairs (MCACA), is offering TWO fabulous grants for Michigan K-12 schools: the Arts & Culture "Trek" Grant, and the Arts Equipment and Supplies Grant. Deadlines to apply are 10/20 and 11/3 respectively. For more information please visit https://www.michiganyoutharts.org/grants.html


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SRINAGAR: Authorities on Saturday foiled a proposed news conference of Hurriyat (M) chief Mirwaiz Umar Farooq at his residence in Srinagar.
The authorities deployed heavy contingents of forces to prevent Mirwaiz to address the press.
No journalist was allowed to cover the event as the route leading to Mirwaiz's Nageen residence was completely sealed by barbed wires. Hurriyat spokesperson said that now the Press Conference will be addressed online through twitter/facebook at 4:30 P.M.


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Second heated swimming pool
For the pleasure and comfort of guests, MARITIM Crystals Beach Hotel has introduced a second heated swimming pool. Located on the left hand side of the contemporary hotel overlooking the beautiful sandy beachfront, the pool is seven metres wide and 21 meters long. Heated all year round, it is ideal for guests who wish to swim a few laps of the pool for gentle exercise during their stay.
Free stand-up paddle and complimentary kite surf initiation
Further extending its already extensive watersports offering, MARITIM Crystals Beach Hotel is now offering free stand-up paddle for guests and one free kite surf initiation per guest per stay. Incredibly popular, stand-up paddle is a fun way to enjoy the calm and gentle waters of the Indian Ocean and is ideal for all ages. The kite surf initiation takes place on the ground and is delivered on site by the professional team at Kite Globing.
New MARITIM Diving Centre (PADI)
MARITIM has also opened a new diving centre at the MARITIM Crystals Beach Hotel. Located next to the boat house and Kite Globing Kite Surf Academy, it is a member of the 'Mauritian Scuba Diving Association (MSDA) and is ready to transport guests to underwater adventures.
Teens Club
Complementing the "Ti Dodo" Kids Club is a new club for teenagers which will be known as "The Cube". This dedicated area for 13-15 year olds offers activities and facilities of interest to older children including Wii games and tennis table. A special programme of events has also been created for them under the supervision and guidance of a dedicated childcare professional.
MARITIM is already very well known in Mauritius for its award winning 5-star MARITIM Resort & Spa. Located at Turtle Bay on the sunny North West coast of the island, the hotel is now in its 25th year and is represented by all leading UK tour operators.
Located at Belle Mare on the East coast of the island, the 4-star MARITIM Crystals Beach Hotel is MARITIM's second property in Mauritius and is ideal for those looking for a luxurious and family-friendly property in an idyllic beachfront setting. In addition to an exceptional level of service, quality and customer care, guests benefit from larger than average bedrooms as standard and direct access to one of the best beaches on the island.
The hotel has been exceptionally well received since it opened and offers an additional option for those looking for a more affordable way to enjoy the MARITIM experience in Mauritius.


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This painting has already SOLD.
"Against the Law" by Andrea Bogdan – Acrylic, Pencil and Oil Pastel on Wood –
27 1/2″ x 13 3/8″ x 1″ – Inventory #130
Some things seem to be completely against the laws of nature, and when that happens it can be very unsettling to those looking on. I painted this piece for Cactus Gallery's "Over the Moon and Under the Stars" show which featured 13 female artists whose work revolved around notions of the moon or the stars. I decided to provide the astrological profiles with my pieces. But after completing the work, I realized I had not a clue how to determine what "sign" my characters were, so I turned them over to my friend, artist and astrologist Liz Huston to figure that part out.
In looking at the colors, shapes and after hearing the general story about the painting, Liz identified the sun, moon and ascendant signs for the main characters in the series. I researched what those meant, and here's the resulting astrological profile for this piece:
Character on the left: Sun in Sagittarius means this one is open-minded, friendly and honest with a never-ending search for truth and wisdom. Moon in Aquarius means the inner personality feels secure in dealing with groups of people, especially in endeavors that benefit the majority. Pisces Rising is related to serving others in this life – it is a must – but these individuals must learn not to be taken advantage of.
Character on the right: Sun in Capricorn means this one is conservative, traditional and serious, striving for security and holding fast to duty and responsibility.
This painting appeared in the Cactus Gallery "Over The Moon Under The Stars" show.


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EGLX 2016 is a must-see event for anyone with even a passing interest in gaming (and it's run by the most unbiased, attractive people you're ever likely to meet). Come be a part of something special.
EGLX is hosted by Enthusiast Gaming, a Toronto-based organization with the goal of bringing all of Canada's gaming communities together through small events and large annual conferences/conventions. EG works with local businesses, universities, entrepreneurs and gaming enthusiasts alike to host recreational and competitive tournaments.


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Clip Art of a 3d Burning Earth over Solid Black
Astronomy Clip Art © Mopic
Royalty free Astronomy clip art of a 3d burning earth over solid black. This earth stock astronomy image #245 was designed by Mopic. Please note: this image is protected by copyright law and may not be used without buying a license. To acquire the license simply click on the 'Download Digital File' button.


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Tencent sports news Beijing time on March 26, according to the United Kingdom media later reported that in fact Barcelona (official micro-blog data) have completed the signing of Brazil players neymar (micro-blogging) and Barcelona (official micro-blog data) Chairman Rosell,fifa coins key players Daniel Alves, also have come forward to urge the player as soon as possible to join the red and blue.
According to United Kingdom mirror the latest reports that Barcelona, the "de facto" from dos Santos signed the Brazil players neymar. According to the newspaper's view, early in November 2011, the red and blue have been paid 10 million euros to Santos's "down payment", in order to obtain the player's right of first refusal.
While the mirror reporter aidemaliang reveals, agreed at Barcelona and Santos, neymar's ultimate transfer worth around 45 million euros; however, if Spain defaults (early completion), neymar, you will need to pay as much as 80 million euros in severance payments.
Neymar and Santos's contract, set to expire in 2014, but FC Barcelona President Russell admitted that Barca fans look forward to enjoying this Brazil star high-flying antics.http://www.the9.co.uk/ Rosell said: "as one fan's point of view, he is clearly a different kind of player, he and Romario, Ronaldinho, Diego Maradona and Lionel Messi (microblogging blogging data) is the same grade players. Maybe other teams aren't interested in neymar, but his style of play will receive Barca fan favorite. "
Neymar, but Brazil international team-mate, Barcelona's main right brake Alves said: "for neymar, and Brazil football stage less and less, because he is no longer a star, and was already a big star players in the real sense. If the player wants to join a great team, then he should take a look at Barcelona's achievements in recent years. "。


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Already the world's premier ultra-premium wakeboarding and wake surfing boat, the new M235 is loaded with even more technology and luxury. For 2018, the M235 is equipped with the exclusive new Malibu MultiZone RGB Lighting Controller, a breakthrough in onboard illumination that allows the user to control the settings of up to three zones of RGB lights.
The 23-foot, 17-passenger M235 also delivers best-in-class luxury and performance, boasting Malibu's most luxurious cabin, SeaDek flooring and an exclusive walk-through design. Of course, the M235 features the super-deep Wake Plus hull, the Quad Hard Tank Ballast System, the Plug 'n' Play soft-bag system and Malibu's exclusive Integrated Surf Platform for the most customized and extreme wave and wake-creation capabilities.


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Hátíð frá Hofi 1
Hátíð is a six year old five gaited mare. Her pedigree is very impressing with the father Ágústínus frá Melaleiti (total: 8.61), he is a son of the great Kolfinnur frá Kjarnholtum. Her mother is Vaka frá Hofi (total: 8.08) and she is a daughter of the great Ófeigur frá Flugumýri. Hátíð is such a great mare. With five good and seperated gaits. Hátíð can be used as a luxury pleasure horse and she can used for competition. Fivegait, tölt or pacetest. Hátíð is easy to ride and very well trained. Always positive in the training and can continue improving throughout the years to come.


text: This light and delicate fish is complemented with spicy lentil dhal. You can substitute the cobbler with any round fish, such as salmon, trout or sardines. Heat 1 tbsp of the oil in a pan. Cook the onion for 5 minutes, then stir in the garlic and chilli and cook for 1 minute more. Add the mustard and cumin seeds and 1 tsp garam masala; cook for a further 2 minutes. Stir in the lentils, tomatoes and stock and bring to the boil. Reduce the heat and simmer, covered, for 20 minutes. Meanwhile, rub the remaining oil and garam masala over the fillets. Heat a large pan and fry the fish, over low-medium heat, for 3-4 minutes each side, or until cooked through. Stir the spinach and coriander through the lentils, until just starting to wilt. Season well. Divide the lentil mixture between 4 plates and top each with a piece of fish. Garnish with a few coriander sprigs and serve with naan on the side, if you like. See more Fish and seafood recipes


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Top Shopping Websites For Beauty and Health Products In India
In recent times a lot of websites catering to the beauty needs of the people have become an instant success and have witnessed a tremendous growth. This is because there are good number of people looking for products which fulfil their beauty and health needs, but do not have enough time, access and resources to check out the wide range of products available. Websites like amazon.com, flipkart.com etc provide numerous generalised products to the customers along with the beauty products.
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No matter how you feel, get up, dress up, show up! Happy shopping!:)


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Extra large Block
Ideal investment property. Solid B/v and tile residence, with 3 bedrooms, 2 with built-ins, 3 way bathroom, open plan living, dining and kitchen, with internal access to double garage, with an additional separate toilet. A full concrete drive way with caravan and boat access to back yard. located less than 5 minutes drive from Stockland shopping centre, lakes and beaches, walking distance to schools. This property is presently leased, and showing a good return.
P025 Forster


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Out n About
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The Out n About Nipper Sport V4 is a true jogging stroller. With 16" alloy wheels it will glide perfectly on tarmac, and cope easily with all types of off road terrain. Very light and easy to fold, a very stylish choice.
Out'n'About Nipper Sport Features:
•Unique folding design. Quick and simple to operate, all strollers fold into compact size. One of the most compact folding strollers on the market today and will fit into the boot of any car. •All frames are constructed from lightweight aluminium so they are extremely easy for even the smallest of people to lift. (Please refer to individual specification for folded dimensions). •Shock absorbers These have been added to the back wheels for added suspension. •Multi position reclining seats - Upright, lying down or anywhere in between. This feature means that you can adjust the seat to your childs comfort. The low lie position has recently been made deeper, so this pushchair is now even more suitable for newborns. The head section is ¾ enclosed and the new hood feature on the matching cosytoes makes this very snug for baby. •Quick release wheel system - Lift up the tab and they are off in a flash. This innovative system allows you to remove all wheels very quickly and means that you can make your stroller even more compact for storage or transportation. It is also handy for cleaning muddy wheels or for preventing mud getting in your boot after a trek. Specification:
•Suitable for jogging, country and town•For children up to 20 kgs (50 lbs)•Suitable from newborn to 4 years•Multi position reclining seat•Wrist strap•Lightweight aluminium frame•All wheels quick release•Moulded footplate•Hand and parking brakes•5 point safety harness•Pneumatic tyres•3 x 16" ball bearing wheels with alloy rims•With wheels on folds to: 92cms L x 61cms W x 59cms H•With all wheels off folds to: 84cms L x 49cms W x 17cms H•Fully erected: 134cms L x 61cms W x 101cms H•Handle height: 101cms•Weight 7.5 kgs•Includes raincover and padded seat liner. RAINCOVER INCLUDED
Our verdict? An excellent, well made, practical buy.
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"The Nipper Sport is the ideal choice for parents who wish to use their buggy in off-road conditions, or parents who would like to use their buggy whilst jogging. With an extensive list of features including a handle bar mounted brake to govern speed, rear wheel suspension, large 16" wheels and one of the lightest sport buggies on the market today the Nipper Sport allows you to go places and move in ways that very few buggies can dream of.
You can view the full review from Pushchair Trader here- http://www.pushchairtrader.co.uk/en/pushchair-reviews/out-n-about-nipper-sport-review/
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must have for joggers, runners
I thought I could buy a pushchair that would do it all, travel system, shop, walk, jog, run, treck over hills ...I was so wrong. I have a mama and papas sport 03 where it is a good pushchair it weights close to a tank! No good at all for jogging or running. So after a lot of research I bought the Out n About sport v2 and wow it is great. Weight distribution is at the back making it easy to stear even with the fixed wheel. It is so light it pushes like a dream. It is well constructed with lovely safety ...
Review by : Jacqueline Howard (mother of 4 boys (19,16,14 and 7 months)) on 07 Aug 2012
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Pushchairs and Carseats - formerly the babyworld shop (shop.babyworld.co.uk)


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Some background on the holiday that I omitted yesterday.
Weather has been sunshine and showers throughout the stay thus far. However it doesn't feel warm as it did last year. The ground hasn't heated up yet, so the only heat is coming from the sun, and when the sun goes away or the wind blows, it can be quite cold. We were caught in a tremendous rainstorm yesterday, whilst cycling to the Experience Factory. Fortunately the others had waterproof jackets on, only I was silly enough to come out in just my fleece.
Went into Lamotte Beuvron yesterday evening, mainly to get a new bicycle helmet for Alice now that she is riding on just two wheels. Unfortunately the selection at Lamotte wasn't very good (it is only a small town in any case), so we passed the opportunity up. Still, we did get to go to the station, where I picked up some timetables for Paris, and we saw the famous Hotel Tatin, where the Tarte Tatin was created, and finally we found a small pizzeria for supper. Back to Centerparcs for 9pm, a brief cycle from the car park to the cottage, and we were all exhausted.
I should mention that I have finally succombed. I brought three excellent-looking books with me on holiday - a history of Italy under Mussolini, an account of the General Strike and a book about the Colossus at Bletchley Park - and yet on the ferry across I still found myself buying a copy - at long last - of The Da Vinci Code. Fairy late to cotton on, I know, but in my defence I very seldom touch fiction. I think in this case the film has just come out and it is only a matter of time before it comes onto Sky, and I have always thought that a good book is far superior to anything that can be filmed. So I guess I didn't want to feel short-changed when I saw the film. In fact the book is a very good story - I think I need to do some reading afterwards to see exactly how much of it is factual - and is a very easy read, so much that I will probably finish it tomorrow.
Today has begun quite lazily. Alice is out on her bike, obviously can't get enough of a good thing - and Jacqueline and I are both lying on the bed (Jacqueline bought a book too, but not really my cup of tea). The vague plan is to go out somewhere today - we think Blois and maybe Tours, then to come back this evening in time for a swim.


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Tuesday January 13, 2015 in Books
Colin Browne's new collection, The Hatch, extends his formal engagement with the margins of the new documentary. Myth, history, and the present are contemporaneous in these poems; nothing is ever one thing, and nothing is itself for very long.
Figuratively speaking each poem is caught in mid-air, as if delivered in the flash reflected off a twisting sheet of metal. There is new music in these pages, improvisations on the demotic, the lyrical, and the scientific in what amounts to a season of journal entries and field notes. Included are observations of Anna Akhmatova, André Breton, Benjamin Britten, Emily Carr, Blaise Cendrars, Aimé Césaire, Marcel Duchamp, Sorley MacLean, Charles Olson, and others. Certain texts are rooted in the tradition of the garden as observatory. An 1808 sea-otter expedition from New Arkhangel (Sitka) in Alaska all the way to California founders on the coast of early twenty-first century conspiracy theories.
Browne's poems have regularly addressed landscape and the intersections of personal and public history; in The Hatch there is a rhythmic and political urgency in which the exchange of forms is lightning quick. This is a book of transformations.
6 W x 9.5 H inches | 160 pages
Rights: World
Backlist | Poetry
Paperback Edition
"It is time that the film-maker/poet Colin Browne from BC got celebrated for the work he has done through four books now, all published by Talonbooks: Ground Water (2002), The Shovel (2007), The Properties (2012), and this latest one, The Hatch. … Browne's eclectic and wide-ranging ear invites company, conversations … exhilarating. … This poet can apparently do anything … The diversity and dexterity are dazzling, the images stick, the phrasing causes slaps or shivers. … If you haven't read Colin Browne, I urge you to."
– The Bull Calf
"a composition "utilizing history, personal information, mythology, narrative fragments and collage, and a respect for and repeated homages towards forebears, whether personal or literary, as well as a deep awareness of their natural environment … there is as much heart as documentary here."
– rob mclennan's blog
About the ContributorsColin Browne
Colin Browne is the author of Abraham (Brick Books, 1987); the critically acclaimed collection of poetry Ground Water (Talonbooks, 2002), which was nominated for a Governor General's Literary Award and a Dorothy Livesay Poetry Prize; and The Shovel (Talonbooks, 2007), shortlisted for the 2008 ReLit Award. Browne's films include Linton Garner: I Never Said Goodbye (2003), Father and Son (1992) and White Lake (1989), which was nominated for a Genie for Best Feature Length Documentary.
We gratefully acknowledge the financial support of the Canada Council for the Arts; the Government of Canada through the Canada Book Fund (CBF); and the Province of British Columbia through the British Columbia Arts Council for our publishing activities.