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Sue Moffitt
Fine Art Zebra Print "Tilt" - Framed
Regular price £260.00
Fine art zebra print "Tilt" by Sue Moffitt on cotton rag paper, 42cm square image in a 68cm square frame (no glass) black gloss frame under glass, ready for hanging. Just like human fingerprints, a zebra's stripe pattern is unique to the individual. Zebras are highly social, and will only go to sleep if they are close to neighbours so that they can be warned if a predator approaches. They also prefer to graze together and will groom each other.


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About Us
About Conference
Conference Series is organizing a massive scientific meeting for Neurologists and Neuro researchers entitled "12th Global Neurologists Meeting on Neurology and Neurosurgery" scheduled during September 21-22 at Singapore.
Neurologists 2018 aims to bring out all the uptrends in neurology and neurosurgery to be brought and to form a network among neurologists which would lead to the revolution in the field of Neurology. On behalf of the Conference committee we invite all the neurologists, Neurosurgeons, Psychiatrist, Cardiologists and the researchers in the field of neurology to unleash their ideas on Neurology and Neurosurgery.
About Organization
Conference Series Organizes 3000+ Conferences across USA, Europe & Asia with support from 1000 more scientific societies and Publishes 700+ Open Access Journals which contains over 50000 eminent personalities, reputed scientists as editorial board members.
Conference Series is an amalgamation of Open Access Publications and worldwide international science conferences and events. Established in the year 2007 with the sole aim of making the information on Sciences and technology "Open Access", Conference Series publishes scholarly journals in all aspects of Science, Engineering, Management and Technology journals. Conference Series has been instrumental in taking the knowledge on Science & technology to the doorsteps of ordinary men and women. Research Scholars, Students, Libraries, Educational Institutions, Research centers and the industry are main stakeholders that benefitted greatly from this knowledge dissemination. Conference Series also organizes 3000+ International conferences across the globe, where knowledge transfer takes place through debates, round table discussions, poster presentations, workshops, symposia and exhibitions.
Conference Highlights
- 200+ Participation
- 6+ Keynote Speakers
- 30+ Plenary Speakers
- 5+ Workshops
- B2B Meetings
Target audience
- Directors
- Professors
- Neurologist
- Neuroscientist
- Neuro-oncologist
- Neuroradiologist
- Neurosurgeons
- Psychiatrist
- Students from Academia in the research of neurology and neurosurgery
Benefits of Attending the Conference:
- To meet experts in the field of medicine
- To discuss and share the knowledge with doctors and scientists
- An opportunity to meet World's Eminent Speakers.
- To gain & advance knowledge in the field of Neurology and Neurosurgery
About Singapore
Singapore, officially the Republic of Singapore, sometimes referred to as the Lion City, the Garden City or the Little Red Dot, is a sovereign city-state in Southeast Asia. Though physically small, Singapore is an economic giant. It has been Southeast Asia's most modern city for over a century. The city blends Malay, Chinese, Arab, Indian and English cultures and religions. Its unique ethnic tapestry affords visitors a wide array of sightseeing and culinary opportunities from which to choose. A full calendar of traditional festivals and holidays celebrated throughout the year adds to its cultural appeal. In addition, Singapore offers luxury hotels, delectable cuisine and great shopping. In the city, there is no need for a car. Public transportation is excellent and walking is a good way to explore the city. All major attractions are also accessible by tour bus. Since the city is only 60 miles (100k) from the equator, the tropical temperatures do not very much. Rainfall is fairly evenly distributed through the year. No matter when you choose to visit, warm weather will be abundantly available. The visitor is struck immediately by Singapore's abundance of parks, nature reserves, and lush, tropical greenery. North of the city, are two nature preserves, Bukit Timah and the Central Catchment Area, along with the splendid Singapore Zoological Gardens. The east coast features good seafood restaurants set on long stretches of sandy beach. In addition there are over fifty islands and islets within Singaporean waters, all of which can be reached with varying degrees of ease. Day trips are popular to Sentosa, the island amusement arcade which is linked to the south coast by a short causeway and cable car.

subset: commoncrawl


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Because our students work so diligently on their Torah and academic studies, we provide social and recreational programs to make every day an exciting day at Heichal.
Each day, talmidim enjoy exercising and playing ball in our professional-size gym and playing ping pong in the student lounge during lunch, the afternoon break period and during dinner. Students work out in the fitness gym daily and swim in our pool twice a week.
The Yeshiva goes on numerous trips, which serve to create a social environment that fosters friendship and camaraderie among the talmidim and Rabbeim. This year, on the second day of yeshiva, the talmidim travelled to the Lehigh River for the annual opening of the year rafting trip. As the talmidim paddled down the river, they became acquainted with their new chaveirim and Rabbeim. During the winter months, the talmidim head to Hunter Mountain for skiing and snowtubing. On Lag BaOmer, the talmidim play sports in Teaneck's Votee Park. The Yeshiva also rents out entire water-parks and amusement-parks for the Yeshiva to enjoy for the day.
Educational Trips
One new thing we will be doing this year will be going on educational trips. Each grade will be going on their own trip. Sophomores will be going to Philadelphia for a one day extravaganza on October 23rd. Freshman will be headed to the American Museum of Natural History on November 13th. We are beyond excited to announce the junior class will be going to Washington DC, part of a two day trip, on March 25th-26th. The seniors will be going to the Museum of Jewish Heritage during the week of Yom HaShoah.
Heichal Shabatonim – Fall Semester
Freshmen and Senior Shabbaton
Our Freshman & Senior Shabbaton is scheduled for Shabbos, Parshas Noach (October 20-22). We are going to this amazing estate for an unforgettable Shabbos with friends and Rebbeim! Check it out: http://estatesbybrophy.com/. We will be staying at Deer Ridge Estate and the adjacent River View Estate.
Sophomore and Junior Shabbaton
Sophomores & Juniors will be returning to the one and only Springwell Manor on November 17th-19th.
On June 3rd-5th, we will be coming together as a Yeshiva, 100 boys strong, in a special surprise location, to spend an amazing Shabbos together. I can't wait!
Senior Trip
We are planning an amazing new special senior trip for the end of the year. Details to follow.
Whether davening together, laughing together or dancing together, the Heichal talmidim love spending quality time with our Yachad friends, who share our Yeshiva building. Other chesed projects include volunteering for Nefesh B'Nefesh to assist people making Aliyah, visiting the elderly at CareOne, and helping Yad Leah package lifts of clothing to send to Israel for those in need.
Heichal Athletics Program
Basketball Intramurals
Basketball intramurals will be starting Monday, October 23rd as follows:
-9th and 10th graders will have their games during afternoon break.
-11th & 12th grade games will be played during dinner breaks on Monday and Thursdays.
Every student is encouraged to participate in intramurals. Don't miss out!
Heichal Hornets Basketball Teams
Tryouts for the Junior Varsity basketball teams will be held Sunday, October 22nd at 5:30-7:00 PM and for the Varsity at 7:00 – 8:30 PM.
Heichal Hornets Softball Teams
Tryouts for the Junior Varsity and Varsity teams will be held after winter vacation.
After-School CMEK Sports
Heichal has partnered with CMEK to bring first-rate sports programming to Heichal talmidim. On Friday afternoons, starting Friday, October 20th, and for the next 13 Fridays, CMEK will be running a basketball or all-sports program at 12:30 PM immediately following yeshiva. The two programs will focus on skill building, team strategy and game situations. Contact Chad Mekles of CMEK directly to participate in the program at201.927.3027 or email@example.com. There is a cost for this program.
Heichal Football and Baseball PTC Tournaments
On Sunday, November 19, Heichal will hold the inaugural PTC Flag Football Tournament.
On Sunday, March 18, Heichal will hold our first PTC Baseball Tournament. Detail to follow.
The winning team will be listed on a giant trophy to be displayed in the gym!!
7th and 8th Grade Charity Football Tournament
Isaac Rubenstein and Yonah Tarzik will be coordinating a charity football tournament to raise funds for Beit Elazrachi. All 7th and 8th graders are invited the November 25th 10 AM at Votee Park. If you would like to referee or help with the tournament, please see Isaac or Yonah.
Jewish History
On Yom HaShoah, the Yeshiva invites survivors to discuss their personal experiences during the Shoah and their miraculous stories of survival. On Yom HaAtzmaut, the Yeshiva invites Israeli soldiers to discuss their wartime missions and the Yad Hashem they experienced during their service.
Heichal takes seriously our role in the general community. We coordinate community-wide events, such as our Siyum Hashas which took place once at our annual dinner; our Hei-Chol beis medrash program during bein hazemanim, in concert with Cong. Beth Abraham in Bergenfield; and our much-anticipated Purim night mesibah, which is the largest of its kind in our area and attended by hundreds of people representing a cross-section of Bergen County Jewry.
Clubs at Heichal


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REC Policy Needs Immediate Government Interventions in Order to Boost Solar Projects in Country
The REC Mechanism based projects are finding tough to survive, as in past months the RECs traded in October were about 15 Lac while RECs were available for the same, however only 2.2 Lac have been redeemed similarly is the case of non-solar RECs
The graphs given below clearly shows the dynamics of REC (solar and non-solar RECs) markets
Source: IEX
Solar RECs shows a downward trend in the clearing price after increase in the price up to November 2012. The graph shows increase in the difference of Buy Bids and Sell Bids, as there is increase in Buy Bids there is decrease in Sell Bids.
Source: IEX
Non Solar RECs shows a decreasing trend in the cleared volume of Bids and then a slight increase as December approaches. Non solar RECs were cleared at the price of Rs 1500/REC from Sept to Dec 2012.
The RECs will lapse in March and the obligatory agencies, such as Discoms are yet to come forward to buy RECs to meet their RPO Obligations. Recently NLDC, IEX and PXIL have filed petition to CERC for immediate interventions so that CERC can take immediate interventions to extend the validity period of RECs. There are various ways in which the government can extend clarity in its REC regulations which are as follows
- The lack of clarity of REC related beyond 2017: Announcing five year targets do not help the project developer to get financing, there is a need to announce REC targets and obligations at least for 10 years period. As REC rates are primarily representing viability gap the rates for 10 years can be announced in the form of levellised rate of REC with the floor and forbearance price.
- The impact of REC / RPO Obligation on Discoms is not more than 15 – 20 paisa / kWh in in terms of overall tariff. It is proposed that the Discoms are allowed to charge Renewable cess of Rs 0.15 / unit which will generate enough revenue for them to purchase RECs and promote the Renewable projects without burdening heavily the consumers
- While there is slight down in the prices of solar projects the floor and forbearance price of RECs need to be changed taking into consideration the other benefits such as freewheeling banking charges, subsidies T&D charges etc for the projects under REC route.
- As RECs are issued on monthly basis the Discoms targets should also be fixed on monthly basis so that the continuous track of monthly RPO fulfilment can be ensured. The current mechanism allows the Discoms to fulfil its obligation in the year end i.e. in March and maximum trading takes place in the FY end. This does not provide regular revenue to the project investors.
- REC mechanism does not take into consideration to the investors who wish to install off grid systems / Roof top systems (RTS) of smaller capacity. It is proposed that off grid / grid connected RTS should be brought in the purview of RPO compliance of Discom so that individual Roof top owner can own the roof top solar projects and can avail REC benefits.
- The RPO obligation is also applicable on the captive / open access consumers having 1 MW and above capacity however there is no enforcement of RPO on these categories of consumers if government can enforce seriously The RPO obligation on this category as well then the faith of investors in renewable can be maintained otherwise eth whole REC mechanism van lead to as flop show.
CERC is having a hearing on 15th Jan 2013 in this regards and it is expected that there will be more clarity ion the RPO enforcement and RC trading to revive the renewable investment in the country


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Cardiff University research shows while coverage of parties and leaders is balanced, policy information is limited
After two weeks of election campaigning, which issues have dominated election coverage? Our research finds BBC and ITV evening bulletins have become more focussed on campaign process compared to coverage of the 2015 election, with policy issues pushed down the agenda.
Whereas 64.8 per cent of BBC news items were about policy at this stage of the 2015 campaign, this has fallen by over 10 per cent to 54 per cent in this campaign. Likewise, ITV reported more substantive issues in the opening part of the last campaign, but its coverage has dropped to 48.5% in 2017.
While the BBC remains the most policy-driven broadcaster, second place might surprise you: Channel 5 is not far behind, having increased its reporting of policy from 37.5 per cent in 2015 to 53.3 per cent in 2017.
The most reported aspect of election coverage is campaign process – accounting for 51 per cent of all television news items – which often centres on the horse race between parties and their electoral strategies, rallies or events. Brexit and the NHS remain the dominant issues of the campaign so far, with social policy areas such as unemployment, welfare, and housing making up a tiny fraction of the news agenda.
Overall, the UK's main evening bulletins dedicated the same proportion of their news agenda to reporting the 2017 campaign compared to 2015 – approximately 38 per cent of all items – but the prominence of coverage fell on some channels.
The BBC, for instance, led with election coverage for14 days in 2017 compared to 12 in 2015. Channel 4 increased its headline coverage from seven to 11. Given the French Presidential elections and the ongoing shenanigans of the Trump administration in Washington, the UK general election campaign has maintained its prominence on television news.
However, only a few items have specifically lead with clear policy initiatives a political party is championing – in tax, energy and immigration – ahead of election day. Much of the opening week was preoccupied by May's Brexit relationship with EU officials and the local election results, whereas the focal point in the second week was on Labour's leaked manifesto.
In this sense, coverage of the two main parties has balanced out, with Labour and Conservatives making up 42.5% and 39.3% of all television news airtime respectively. Overall, they accounted for 81.8% of airtime granted to all parties, despite only making up 67.3% share of votes in the 2015 election.
In other words, there has been precious little airtime for other parties – such as the SNP, Greens, Plaid Cymru and Ukip – to advance their agenda so far in the campaign. With May and Corybn refusing to participate in the ITV leaders' debate, it opens up the opportunity for Nicola Sturgeon, Tim Farron, Paul Nuttall, Leanne Wood and Caroline Lucas to gain some invaluable national exposure.
In the battle for party leaders' airtime, once again Labour and Conservative remain dominant. Across all television news bulletins, May made up 41.7 per cent of airtime compared to Corbyn's 39.2 per cent.
Of course, airtime alone does not necessarily translate into balanced coverage between the two main parties. Clearly, much of Corbyn's coverage has been about his leadership, since the leaked manifesto raised questions about his credibility and Labour's party unity. In doing so, many Labour policies received airtime, but much of the focus was less about unpacking their proposals – scrapping tuition fees or renationalising railways – and more about the party's campaign professionalism.
Without each policy being fully costed or defended after the leak, it also allowed the Conservatives to attack Corbyn's economic competence, which remains a clear Labour weakness according to opinion polls.
Indeed, the context in which broadcasters explain the parties' policies is critical to how many viewers will interpret or understand them. After all, polls show many people remain sceptical of Corbyn's leadership, but largely supportive of Labour's policy agenda. The challenge for Labour is how far they can effectively communicate these policies before election day and make them appear credible.
Our analysis of television news bulletins shows most election items either have no or just some policy information in them. We found, for example, just 5 per cent of Channel 5 election news items contained detailed coverage of policy issues, compared to just under a quarter of items on Sky and BBC bulletins.
Put another way, many election items may contain passing references to policy issues, but they are not routinely unpacked and explained for viewers. Faced with little policy information, voters may be more swayed by the personalities of leaders than the policies likely to affect them.
With just a few weeks left of the campaign, broadcasters still have a major role to play in informing people about the policies of competing parties and scrutinising the credibility of their proposals.
The Cardiff University study examined bulletins on Channel 5 at 5pm, Channel 4 at 7pm and at 10pm on BBC, ITV and Sky News. Research by Marina Morani, Harriet Lloyd, Rob Callaghan, Lucy Bennett, Chris Healy and Sophie Puet.


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Add to cart
Lime and Salt Rimmer Set
Ceramic plate features "Hit me with your best salt" well for salt rimming and "Squeeze me baby one more lime" area for lime display. Arrives with stamped silver-plate "GIVE ME A WEDGIE" fork.


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Analytical Measurement
The Analytical measurement provides important parameters for the process when working with water supply or waste water purification.
MJK produces a range of sensors that measures dissolved oxygen, suspended solids/turbidity, pH and redox.
The products can be used to control and improve the daily processes on waste water, drinking water or aqua culture applications.
The analytics series are created to work in network, as well as standalone.
Intuitive and easy to calibrate, and are produced for long term work in harsh environment.


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Wait Entertainment: Not to bad. They had characters outside and inside the guides tried to entertain/scare you.
Length of Event: It took us about 20 min to go through.
Actor Performance: Didn't see to many on the first half of the haunt. The ones I did see didn't scream or yell. It was just kinda like they were their. The seccond half got better with the actors scaring.
Patron Flow Inside Attraction: It seemed to go alright. We did see another group going down the stairs as we went up, but it didn't take away from any of the scares.
Appropriate Ages: I would think that maby 7 and older would be alright.
Props / Special FX: The 3-D is cool but the glasses are annoying to hold onto and hard to see out of. Black Hole: always cool. The car is unexpected, but it seems like it has been their a couple years.
Costumes / Make-up: Saw some really cool maskes. The short guy with the top hat was a great costume.
Summary: It is a cool place to goto for entertainment. It has more cool visual effects than scares. Hopefully next year will be scarier. The price was just a tad high for the scare factor, but just rite for everything else.I will be back next year.
Wait Entertainment: I was impressed that there was a food stand in both the outside wait area and the inside wait area. The food smelled great! The actors walking around outside didn't really stick to chracter. They often stopped and chatted w/girls or sat and drank hot cocoa.
Length of Event: 1/2 hour wait, maybe 20 min. inside.
Actor Performance: OK, I guess, for a small-town production. They mostly just jumped out & yelled, "Boo". The helpers inside the maze were rude.
Patron Flow Inside Attraction: average
Appropriate Ages: all ages
Props / Special FX: There was an animatronic body hanging from the ceiling that was pretty lifelike. Other than that, I was quite annoyed by the whole experience. The spinning tunnel & revolving room made me sick to my stomach and gave me a headache for 2 days afterward. The pitch-black maze at the end was disconcerting to say the least. Wandering around in total darkness and vomiting - yes, that's exactly how everyone loves to spend their Friday night!
Costumes / Make-up: Alright. Stuff you could buy at any costume shop.
Summary: I would have found the Gilson haunted school more frightening without all the cheap Halloween decor and sound effects. I appreciate the fact that it is a historic landmark, and that the event is held to raise funds for the site. I suppose it would be scary to a child or a teenage girl. If you're looking for something to do with the family for Halloween, this might be a good idea. If you're a serious horror/haunted house fan, you will not be impressed by this one. I do not recommend it if you are prone to migraines or motion sickness.
Wait Entertainment: there were people there but the line was really short
Length of Event: you had to wait 10-15 min
Actor Performance: it was good
Patron Flow Inside Attraction: groups ranged from the size of your party. during the guided part it was faster.
Appropriate Ages: 7-up
Props / Special FX: the blackhole and 3-D maze
Summary: the gilson haunted house had a consessetion stand while you waited and entertainment while inside. the speakers were blasting and someparts were dark. they provied 3d glasses for the 3d maze and 40 foot blackhole. the medamophis was also very cool.


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Resources from Grace Community Church
Grace Community Church is a local body of believers committed to the glory of Jesus Christ, the primacy of His Word, the proclamation of His gospel, and the building up of His people in the unity of the faith. Since 1969, Pastor John MacArthur has preached verse-by-verse through the Scriptures, and church life centers around the faithful teaching of the truth. Grace Church is home to numerous ministries including global missions, local evangelistic outreaches, fellowship groups, children's classes, home Bible studies, and Bible institute training. The annual Shepherds' Conference is a ministry highlight every year, as Grace Church welcomes several thousand pastors and church leaders to its campus each Spring. The goal of the conference mirrors that of the church: to edify and equip the saints in their love for the Lord and their passion for His Word.
Shepherds' Conference Audio
As a ministry of Grace Community Church, the Shepherds' Conference exists to minister to pastors, elders, and leaders of local churches around the world. This annual conference is a time for these men to be refreshed and rejuvenated in their ministry. Messages are taught by keynote speakers including John MacArthur and other partners for the Gospel. Breakout sessions, a conference bookstore, and rich fellowship are other highlights of this unique conference for pastors. MP3 audio from the conference is provided for your encouragement and edification.
Shepherds' Conference Video
Some 3,000 pastors and church leaders arrive on the Grace Community Church campus to attend the Shepherds' Conference each year. Videos of the general sessions are available on the Shepherds' Conference website, at the link provided below.
Fellowship Group Sermon Downloads
Grace Community Church refers to adult Sunday School groups as "Fellowship Groups." While one of the two main services are in progress, these groups meet on campus during alternate hours. During their Fellowship Group time, church members hear expository messages from leaders on the pastoral staff. Thousands of these diverse messages can be found on the Grace Community Church website and can be browsed and filtered by passage, topic, or speaker.


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The secrets to long-time period progress is worth shelling out. People who can figure it out proficiently will be more proficient at managing the adapt on the current market, than these who are unable to grab this proficiency. Simply, worth making an investment requires acquiring stock options? the gives this look under-listed by primary evaluation. Actually, getting stocks and shares at a value which is under their implicit price would be the heart and soul worthwhile trading.
The method of importance trading was well-known by Brian Dodd and Benjamin Graham? these folks were both equally educators at Columbia Small business School, and educated lots of effectively-regarded buyers. Currently, price making an investment is a brilliant system on the subject of expenditure. Purchasing low PE relative amount futures, good deal-to-earnings relative amount shares, or low price-to-prepare food relation stocks and shares all belong to importance investing. Famous people in neuro-scientific worth making an investment involve William J. Ruana, Irving Kahn, Charles Brandes, and Warren Food? who has become the famous one of them.
In terms of price making an investment, one can possibly follow a number of specific fundamental tips. To start with, you need to seem not only with the recent share price, and also at the necessity of the complete corporation. The price of buying the complete business is referred to as market place cap, and throughout the market industry capital test out, it is also possible to recognise for anyone who is forking over extra for any share. Additionally you can approximation the price tag on a share from the amount to salary relation? as this supplies a decent common to compare for other price committing chances.
The next hint is usually to take into consideration regardless of if the organization is getting backside explains to you. Target a management that attempts to cut down how many outstanding explains to you, when the other functions of investment are not value? as a result every single investor?ohydrates share in the enterprise even larger. Lastly, in value investing, imagine your advantages for purchasing the business. Contemplate what interests you about it corporation. Consider the business?ohydrates current price tag, income, operations, staff, and so on. It?ohydrates critical to help keep your emotional baggage from increasing? take care of this solely for a company contract. In the event the stock appears to be underrated, you?lmost all require to stay away from this.
Your fourth and previous rule – do you want to very own the investment for the following decade or more? Think keep these things for that extensive a period of time? If your solution is in the adverse, this value trading seriously isn't for you. Put increased deciding on a great enterprise, and with regards to your initial share, spend only you are able to. Attempt to be sure a reinvestment of rewards? as well as, set up utmost time and effort, these will take a position you in excellent stead.
Do not forget that the essential basic principle of worth committing is dependant on the rumours that in the marketplace, there will always be a fluctuation or hindrance. So considering that the beliefs of stocks are continually in flux, on and on in various instructions, their standard valuations will vary. Because of this some could very well have better profits as opposed to runners. So, in cost shelling out, go with explains to you whose values have gotten (for no crystal clear purpose), and wait for problem to rectify alone.


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According to multiple reports, the Celtics and Pistons have agreed to swap Avery Bradley and Marcus Morris. Bradley will be looking for a big payday in his next deal, and he could receive offers that are in the $20 million a season range. However, with the recent firing of Phil Jackson, Porzingis is likely to stay in NY for this upcoming season.
"If Cleveland gets (Jamal) Crawford and another player, which they probably will, Boston still is the second best team", said Nelson. The 24-year-old averaged 13.8 points and 3.3 rebounds in 76 games for the Pistons last season.
Avery will become a free agent at the end of next season and it may have been hard to retain both him and All-Star Isaiah Thomas.
There's a lot to like about the way the Celtics roster is taking shape. The Celtics were in a bind - a nice bind after signing Hayward to a $128-million deal - and the Pistons seized a chance to benefit from it.
There are only a few possible moves left, but it seems like Dedmon's skillset would be a big help where the Celtics are weakest. The Pistons announced the trade Friday.
After a whirlwind week that saw Gordon Hayward and Marcus Morris brought in and Kelly Olynyk and Avery Bradley shipped out, Danny Ainge let it be known that the Celtics aren't done. Though he won't be as high of an option in Boston, he may find more room to thrive. He also averaged 18.1 points, 5.6 assists and 4.5 rebounds in 39 playoff appearances.
McRoberts is due to make just over $6 million next season.
Morris is a solid 235 pounds, and though he hasn't been known as a rebounder, he averaged 4.6 rebounds last season playing next to Andre Drummond, one of the most dominant rebounders in the National Basketball Association.
Isaiah Thomas averaged 28.9 points last season, and Al Horford, Jae Crowder and Marcus Smart were all in double figures as well. Smart will likely command less than Bradley, and it is clear that Thomas is now Boston's man after back to back offseasons that saw them acquire Horford and Hayward to create another big three in Beantown. The 6'11 power forward provided some much-needed size to the Celtics who are a small team in general.
By some measures, Morris was the NBA's best defender of LeBron James during the 2015-16 regular season. However, the Celtics are reportedly still gauging the trade market on Crowder, so there could still be moves to be made.
Three Years Of Cyprus Reunification Talks End Without Agreement
But he said Turkey would do everything within the framework of worldwide law to defend the rights of Turkish Cypriots. Now is a time for calm reflection and consideration of future steps.
Microsoft confirms layoffs, says it will eliminate up to 3000 jobs
Microsoft is all set to lay off close to 5000 people globally in its fresh drive to restructure and bring costs down. Like all companies, ' the unnamed spokesperson continued, 'we evaluate our business on a regular basis.
Fox Business suspends host Charles Payne amid sexual harassment allegations
He is married and a father, and acknowledged the extra-marital affair on Wednesday, July 5, 2017 while apologizing to his family. Payne - who signed a new, multi-year deal with FBN just last month - first joined the network when it launched in 2007.
New Mexico Joins Lawsuit Against Secretary Betsy DeVos
DeVos instructed her department not to enforce the new rules and said that she would appoint a committee to revise them. It's time to take a step back and make sure these rules achieve their goal : helping harmed students.


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It arrived in my inbox just as I'd returned home from this morning's Dewsbury 10k road race. It was my intention to write a running blog based on today's race, and the 'unfinished business' I felt I had in going back to the very place where I'd been forced to pull out through injury this time last year, and which was the start of a surprisingly difficult journey back from another form of lostness – one without running as my daily 'fix'.
But The Email blew that plan out the water. You'll see why. Names, ages, and places have all been changed to protect the identity of 'Gillian' – but the rest is exactly as it was sent to me, at 12.57pm today. My reply follows…
For the avoidance of any doubt, this is every reason why it was worth bearing my heart and soul in 337 pages of a book.
Oh, and it looks like I may well be running this year's Great North Run… with a new friend 🙂
Dear Rachel,
My name is Gillian, I'm a 28 year old living with my parents in Coventry and I'm suffering with depression. I have always battled with daily anxiety, and feelings of always failing at life and that I'm nothing but a disappointment to myself and those around me.
Six years ago I ran a 5k race for life in memory for my Grandad, and two years ago completed the British Heart Foundation's May marathon. I completed the marathon equivalent in miles in a month.
My mental health since had gone incredibly downhill, I have gained two stone, and badly depressed and struggle with every day life and have suicidal thoughts. I try to find a fight for my family and then I found your book…. I don't think I have ever read a book so quickly, and actually I'm not someone who even reads. My best friend laughed at me when I told her I was reading a book.
From start to finish I loved it, and cried at the end as you completed and continued your marathon journey. I relate to you in your book so much with my daily struggles, as I too suffer with that bad voice in my head. But yesterday as I came close to completing your book, I took a step forward.
Yesterday morning I had a meltdown, hysterically crying feeling like I'm in physical pain and can't go on, my parents are struggling to cope with me and don't know what to do, and they begged me to find an internal fight.
So, while slumped on the sofa feeling sorry for myself reading your book, I took a break and I entered the ballot for the great north run. I think I'm mad, and If I'm successful to get a place I don't know how I will do it, but I wanted to thank you.
Thank you for helping me to take a small step forward, even if it is just entering for the ballot I feel it is a start, and as you know it's a long road to go, I know it is and it terrifies me but thanks to your book I have taken that step, I have taken my first step to fight these demons I face every day. Tomorrow, I plan to take my new running shoes and go out, even if it's just a walk, it's a start. You have inspired me and I just wanted to take the time to thank you!
Thank you, Rachel Ann Cullen, I too will now begin to run for my life.
Kind regards
Dear Gillian
I have so much to say to you as I sit here – in tears – on my living room floor having recently come back in through the front door after putting myself on the start line of a race (it was the Dewsbury 10k today) for the umpteenth time since that initial marathon journey you have just been reading about. I'm the usual cocktail of post-race emotions: tired, yet full of energy; self-berating (Bastard Chimp always tells me I should have done better) yet reasonably happy with my efforts. But most of all, I feel proud. Proud of facing up to those horrible, toxic thoughts that tell me I shouldn't even bother turning up in the first place, because I have no right to be there. Once again, I've won.
And then I read your email…
Your email doesn't feel like a 'book review' to me. It's so much more than that. It is you seeing the tiniest chink of light in a very dark place; it's you knowing that you have a friend in the world – even one whom you have never met. It is somebody reaching out and holding your hand in the loneliest of moments, and telling you that you are, and can be stronger than you ever imagined possible. It is every single reason why I wrote my book, and – although I'm afraid I don't have any miracle cures or answers for you – it was always my hope that somebody just like you would pick up my book, read my story, and know that recovery can be possible.
Please know that running ISN'T and MUSTN'T be seen as a 'fix all' for mental health demons. In the very early, darkest days of my own struggles, I needed help. As you know by reading my book, I was prescribed anti-depressant medication, and I fully believe that at that time, it helped me and was absolutely vital in keeping me from being swept of a cliff of hopelessness and despair. I would urge you to go and seek similar help, and to do it now. You don't have to struggle alone, and you don't need to isolate yourself from the world. It's a different place now to when I was at my lowest ebb. Please tell me you will do that. Book in to see your GP, and discuss with them your thoughts and feelings – even if it sounds muddled, confused, and you don't know where to begin. Just start somewhere…
Secondly, I applaud you for taking those other incremental steps towards a brighter, happier place. You have already felt the positive effects of completing the Race for Life 5K, and you can do that again. It is so fucking possible for you to do this. In entering the ballot for the Great North Run, you have chosen what I realise must seem like a big, scary, and intimidating goal but it IS possible. You CAN get yourself to the start line, and you CAN run / jog / walk / crawl over the finish line.
What's more, I will do it with you. Obviously, I can't possibly join every person who gets in contact with me after reading my book (!) but you're Charlie Bucket on this occasion, and you've won the Golden Ticket (or the opposite, depending on your viewpoint!) You had the balls to email me, and to tell me your story, just as I have had the balls to write mine and publish it in a book. I respect you enormously for doing that.
Although there are no guarantees for either of us, it is my hope that we can run / jog / walk – or crawl – across the finish line of the Great North Run 2018 together.
You have just made a new long-distance friend, and she will support you on your journey.
So, thank you for getting in touch with me, and for being brave.
I look forward to hearing your progress, and know that I am championing you daily from my Yorkshire home. Take the steps I mentioned above – see your GP, and keep reaching out for the help and the support that you need, just like you have done by contacting me.
All being well, I will see you in Newcastle on the 9th September.
With my very best wishes,
Rachel Ann Cullen


text:
Question about Wild Planet Spy Games Spy Trackdown
After the first player went and the phone said to "pick up for secret message", the first player pressed enter and nothing happened. The phone stops working at this point. We have started over many times now and the phone stops working at this point every time. The enter button does not work, as well as the other buttons. We have changed the batteries too. It seems to work fine until the first players first turn ends with trying to access the secret message. The phone does not play the secret message and does not work at all after this.
Posted by rainbows000 on
We have the exact same problem and have tried it on two different sets. Everytime the first player tries to access the secret message the phone completely stops working. I hope someone can post a solution other than using this game as firewood.
I have the same problem.
Same problem here, 2 different copies.
Same problem with my son's game. I'm wondering why Wild Planet does not have a solution but plan to ask if and when my message gets returned....
we have the same problem.
The boys were very excited, but are now equally disappointed that they can't play the game. The concept of the game is really cool, but if this problem is as widespread as seems, Spy Games folks should spend more time to work out the 'bugs' before selling the product.
we have the exact same problem with spy phone
My nephew was excited about this cool new game. I set it up, read the instructions, and was ready to go. Followed the directions the spy phone gave the first player and then.........it froze up!!! Late Sunday night no one open to exchange it. Early Monday, I exchanged it for another game that was equally defective. Man, are we disappointed.
same thing happens with ours!
My kids are extrememly upset that this toy isn't working. It is such a cool sounding game, it is unfortunate that noone is able to actually play it. Perhaps a better company will solve the issue and come out with one that is playable.
Same problem with Spy Gear Spy Tracker Game.
The worst part is it was a present from 'Santa' so now my 7 year old is completely sad that he got a broken toy from Christmas.
I'll get my replacement from them if I have to fly to their HQ and protest.
Also "Made In China". There ya go folks. That's the problem right there. When will companies learn? I would have paid an extra dollar or two to have a product that actually works.
I have the same problem here (phone stops working after first player never gets secret message) and I exchanged it twice at least at toy r us it was only $5.00. I put a call in about it and Im waiting for a call back. This problem it common to be an accident.
I have the same problem. We got one for Christmas and couldn't get the phone to work on the "secret message" phase. Exchanged the game for a new one and the exact same thing happened. Anyone know the exact number to call to get the new phone the second week of January? I have e-mailed the company just now and called and left a message. However, I left the message on the operator's voice mail, and I have a feeling that's the wrong person. I am afraid to let it linger too long, as it was a gift without a receipt. Some stores stop exchanging things like that after awhile. We hope to get the new phone, however. Thanks.
Same exact problem. I recieved a replacement phone and it has the same problem! My boys are very upset...I aint too happy either.
I have bought 3 and returned the game 2 times (all with the same exact problems as everyone else). Also left messages with company on voice mail and e-mail. Has anyone actually heard back from the company? I'm reluctant to return 3rd game if company will actually send replacement phone, but I will certainly do so if they can't be bothered to help customers.
Wild Planet has a recorder voice that states the new shipment of the phone has the same problem. They are working on it and will send you a new phone "if" they get it fixed. They are offering replacement products. Just listen to their customer service.
As per their website:
Q: Parents: Having trouble with your Spy Satellite Phone?
A: Please contact customer service at 1-800-247-6570 or send us a message.
Same problem. phone stops and shuts down at this point.
Wild Planet is sending out corrected versions of the game. Ours just arrived tonight. We haven't played it yet, but hopefully it works. You can go to the Wild Planet website and fill in your information on their customer service page, or you can call. I think I did both. A real person e-mails you back, which is such a blessing. The people I dealt with were very helpful and anxious to get us a good copy of the game.
I didn't have to send back the old phone from the game. They said they'd send a new phone but sent the whole game.
I'll assume the game works. If it doesn't, I'll let everyone know.
Posted on Feb 05, 2009
Wild Planet sent us an entire new game, and the phone works perfectly. The game is a lot of fun!
In order to get the new game, I called Wild Planet and left my contact info, and I also got on their website and filled in their form. A real person contacted me back and arranged for me to get a new game.
It's a fun game -- my son loves it, and my husband and I had fun playing it with him. I recommend going through with the process and getting the new game.
I called & emailed Wild Planet directly and after several days of no response, I spoke with a real human being at the switchboard today. No apology just the excuse that they have been swamped with calls. Hmm... seems if you sell junk toys for $35 you get inundated with consumer calls on your customer service line. He knew right away that the phone for the Spy Tracker game is defective and said he would get someone to call me back today so they could send us a new phone. We'll see......Walmart.com had clearanced the game for $5.00!!! but it's sold out. I guess they want it out of their inventory due to the high return rate. Too bad, the game looks fun and my kids ask everyday if it's fixed yet. I suggest you call Wild Planet at 800-247-6570 to see if they will send out a working spy phone for the game. I am still waiting for my return phone call.......Please post any new info if you hear anyway to fix the problem.
Posted on Dec 30, 2008
Update to Solution Post:
I did get a call back from Wild Planet Customer Service. They said I could return to a local store for an exchange and see if that spy phone works or they would email me a Fed Ex pre-paid postage form and if I would send back the broken phone they would send out a new one. I opted for the new phone since it seems like our chances of getting a working phone in a game at a store is pretty low. The Customer service woman said that the phones have a short in them and that a new shipment of phones would be coming in the 2nd week of Jan. She would send us out a new phone providing they had received our defective one back. I received the email about 10 minutes after we completed our call so tomorrow we will mail back the bad phone and then wait for the new one. Will update when we get a working phone.
Now the company called yesterday (after waiting 3 weeks for a new phone) saying they don't know if they will ever get the phones working so would I like a free Wild Planet game? They gave me 2 options and said that if the phone issue is ever resolved they will send us a new one. Looks like we will never get to play Spy Trackdown...
We got our replacement phone on Friday. We played the game on Sat night. There was a small glitch with the phone on the gold agents turn that happened a couple of times but we could still play. The game lasted almost 90 minutes and we all really enjoyed it. My 7 yr old (his game) ended up winning just when I thought to find the mastermind might be too hard for him. We all really enjoyed the game and will definitely play many more times this winter. I'm glad Wild Planet sent us the new phone!
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Norman Rockwell Elementary
Math Challenge 2017-2018
Contact person for MC Program at Norman Rockwell:
Mandy Ning at firstname.lastname@example.com
Kit Craig - email@example.com
How to Participate
All students K to grade 5 are invited to participate at the Math Challenge program. Please submit your solutions to each math challenge by the due date. You may give it to your teacher or drop it at the school office.
For 13 challenges, 12 winners are randomly chosen from qualified submissions. There are only two challenges (MC 6, and MC 15) where all students who submit the required number of correct solutions will receive a prize.
On Monday (after the due date), students can listen to the morning announcement to learn if they are one of the lucky winners and won a prize. Parents can also find out from the school's newsletter (Beagle Bugle).
Students who complete 12 or more Challenges will be honored at the end-of-year Award ceremony in June 2018.
2017-2018 Schedule will be available soon.


text:
September 29, 2009 --A man charged with breaking into a hair salon is suspected in a series of similar burglaries across the south suburbs. Police say 43-year-old Kenneth Silva of South Holland was arrested in New Lenox after he broke into a salon last Thursday.
Investigators say he may be responsible for up to three dozen burglars in nine suburbs and one town in northwest Indiana. Cash was taken from all of the salons but not hair equipment.
Silva is being held in $150,000 bond.


text:
Enzo Ragazzini
Project type: Editorial Design (Monograph)
|This monograph contains all graphic and optical dark room experiments, anthropological photography, industrial photography and other subjects about experimentation of Italian photographer Enzo Ragazzini.
|La monografia contiene gli esperimenti ottici e grafici in camera oscura, fotografia di carattere antropologico, fotografia industriale ed altre tematiche legate alla sperimentazione del fotografo italiano Enzo Ragazzini.
Date: Jul 2013
Academic Project
Enzo Ragazzini is an italian photographer, progenitor of the Optical Art crusade. His work is extremely extended and multifaceted: graphic and optical experiments in the dark room, anthropological photography, industrial photography and other subjects about experimentation.
Approaching the figure of Enzo Ragazzini, we soon realized how his life is a mosaic of experiences. Each project is only apparently independent, when indeed is much more linked to others. To describe such a complex and multifaceted personality, the choice of presenting his work chronologically was not only unconvincing, but constrictive too. For this reason the monograph follows a logical order rather than a chronological one, and it is based on deeper connections among the considered works.
The path to discover Enzo Ragazzini's personality begins from his studio / laboratory / library. A place that reveals a lot about him and his memories. It is full of objects, books, photographs, catalogs, tools, some of which are used as visual reference to represent a specific section of this book. As he described it, it presents the characteristics of entropy, a place interesting from a formal point of view, where objects are collected for their story.
Each section is narrated with two voices: the external one which contextualizes the project and explains the technical details, and in red the section where Enzo narrates his experience and impressions.
Enzo is a great master, not only for his beautiful work, but also for the way in which he approaches life and relates it to work.


text:
Nautical tattoos refer to a type of skin decoration traditionally chosen by sailors. "Old school" tattoos were really common among sailors and depicted images like swallows, girls in sailor hats and pairs of dice arranged on the chest. These tattoos were especially popular in the early-mid twentieth century. After that the style was forgotten for several decades. Nowadays these stylized tattoos are asked for again. They are chosen by both sailors and non-sailors. Nautical tattoos are particularly appreciated among tattoo artists. At present we can see a lot of variants of these pictures: some of them are bright and colorful, other small and monochrome.
Large Nautical Star Elbow Tattoo
Skulls Nautical Star Tattoo Stencil
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Tribal Style Nautical Anchor Tattoo Sample
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Wonderful Grey Nautical Tattoos On Chest
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Banner And Nautical Star Tattoos Stickers
Pretty Blue Nautical Star And Blue Music Note Tattoos On Hip
Little Black Nautical Tattoos On Fingers
Realistic Compass And Map – Nautical Tattoos
New Nautical Wheel And Mermaid Tattoos On Arm
Family Nautical Tattoo Poster
Single Nautical Star Tattoo
Model Showing Nautical Tattoos On Hand
Unforgettable Nautical Star With Angel Wings Tattoo
Colorful Nautical Tattoos On Thin Leg
Skull And Flowers In Nautical Star Tattoo
Tremendous Grey Ink Nautical Tattoo On Arm
Tall Grey Pirate Ship Tattoo On Right Side
Grey Nautical Star And Roman Numerals Banner Tattoos
Colorful Nautical Tattoos On Both Legs For Boys
Trendy Nautical Star Tattoo For Boys
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Skulls In Nautical Star Tattoo On Back Shoulder
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End Own Path Bird Nautical Compass And Rose Tattoo Designs
Outline Nautical Wheel And Rose Tattoos Sketch
Grey Nautical Tattoos On Upperback For Girls
New Lovely Anchor With Rope Tattoo Design
Amazing Nautical And Quote Tattoos On Back Shoulder
New Black Nautical Anchor Tattoo Design
New Dark Black Nautical Anchor Tattoo Stencil
Mandala Nautical Star Tattoos On Shoulder
Sailing Ship Tattoo On Biceps
Fresh Red Black Nautical Star Tattoo Sample


text:
Samsung 7.5 Cu. Ft. Electric Dryer – Black Stainless Steel DV45K6500EV/AC
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Item Code: DV45K65V
Model: DV45K6500EV/AC
Dimensions: Width: 27'' Height: 38.74'' Depth: 32.6''
Model: DV45K6500EV/AC
Dimensions: Width: 27'' Height: 38.74'' Depth: 32.6''
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text:
I have been unemployed for 2.5 yrs due to an accident and have limited income.Are manufacturer coupons available? I take Seroquel, Novolog and Lantus insulin pens, Advair,ProAir inhaler,Levothyroxine, Tramadol, Lisinopril, and alprazolam. I have a high deductible insurance and pay out of pocket before they start coverage.
I have expensive drugs like seoquel and insulin. I pay out of pocket. Is assistance available?
- Asked
- 28 Feb 2012 by greenlee7777
- Updated
- 1 March 2012
Responses (5)
Hello greenlee7777. There are programs out there. You gave a lengthy list. I'll do some reading and get you hopefully, a phone number for each. It will take me some time, so as I come across the information, I'll just add it on below as a comment. For Seroquel put out by Astrazenca Pharmaceuticals the Patient Assistance Number is 1-800-292-6363 and for those people on Medicare Part D: 1-800-424-3727 pledge
I found the following. In regards to TRAMADOL, the drug is most difficult to find under the brand name Ultram. There are several companies that make a generic. One is as follows: Teva Pharmaceuticals Patient Assistance Program: 1-877-254-1039. For ADVAIR DISCUS contact GlaxoSmithKline Pharmaceuticals Patient Assistance Program: 1-888-728-4368
In the case of LISINOPRIL there are several generics on the market. One company is Mylan Pharmaceuticals Patient Assistance Program: 1-888-823-7825. Non generic is the drug PRINIVIL Merck Laboratories Patient Assistance Program: 1-800-727-5400. Non generic is the drug ZESTRIL AstraZenca Pharmaceuticals Patient Assistance Program: 1-800-292-6363.
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text:
Deep Blue Love
Bluestreak sat at the table with Sideswipe and Sunstreaker, all three of the marvelling at what the twins had stolen from Wheeljack's lab. The trio had always though Wheeljack's inventions to be interesting, like the ones that made a big boom from time to time, that really interested them. They were in the break room of the Ark and there weren't a lot of Autobots about, most of them were still working. Bluestreak poked at the device for a moment before looking up at the twins.
'Do you think this one makes a big explosion?' chuckled the gunner.
Sideswipe shrugged as Sunstreaker picked it up and began to shake it around, hoping it would do something interesting. Bluestreak took it off Sunstreaker and looked around the small buttons and switches, snickering at a label that said "DO NOT TOUCH" in big bold letters. Knowing the mechanic, Wheeljack probably built another wacky device for no good reason, unless he was with Ratchet or working on a big project he had nothing better to do.
Bluestreak didn't normally steal anything from Wheeljack's workshop but he spotted the twins peeping in, giggling at something. The young gunner joined them and peered into the workshop to see Wheeljack working on something with Ratchet standing right behind him, nuzzling his head fins. Bluestreak knew that the mechanic and the medic were in a relationship but he felt stupid when he flushed red a little when Ratchet led Wheeljack away to the back room. At that moment Sideswipe ran in and took the small device from the worktop and that's how it ended up in front of them on the table. Sunstreaker snatched it off Bluestreak and shook it again.
'I bet it does go boom!' chuckled the yellow twin.
'Or maybe it will turn you into a monster!' teased Sideswipe.
'Or maybe it will explode in your face!' came a voice.
The trio flinched and looked up to see who it was, Bluestreak's optics widened to see the Autobot Second in Command, Prowl standing there with a rather angered look on his face. The twins grimaced as Prowl snatched the device off them and handed it to Wheeljack, who was standing next to Prowl. The mechanic grumbled as he checked over his latest invention, making sure it wasn't damaged, while Prowl told the trio off.
'Stealing is a crime and only Decepticons steal! Do it again and you three will have extra duties all week! Understood!?'
Sideswipe and Sunstreaker grumbled but Bluestreak nodded, agreeing with the Officer. Prowl just sighed as he left them alone, Wheeljack still grumbling at his device while everyone looked over in curiosity. After a moment or so, Wheeljack looked down at the trio, who looked back up with pitiful optics, hoping for some forgiveness, however Wheeljack was in a bad mood himself, he had been interrupted while he was spending time with Ratchet.
'Take anything out of my lab again and I'll set Ratchet on you!' warned the mechanic.
Sideswipe snorted and leaned back in his chair, folding his arms.
'I'd rather take on Ratchet than Prowl!' he mumbled.
'Yeah! That stuck up his pheromone sensor jerk thinks he's sooo important!' moaned Sunstreaker, slumping forward.
Bluestreak glared at the twins the moment they began to mock the second in command.
'Hey c'mon, he is important! Without him the Decepticons would of turned us into slag eons ago!'
Wheeljack looked a little surprised to see Bluestreak defend Prowl all of a sudden, nearly everyone in the base couldn't stand him because of his up-tight attitude and his almost emotionless behaviour. The twins glared back at Bluestreak, they hated Prowl with a passion and anyone who like Prowl was an enemy in their book. Sideswipe then made a rather nasty comment.
'Well that's not surprisning...coming from someone who dreams about bonding with that jerk!'
Bluestreak flushed bright red as the twins teased him while Wheeljack looked even more surprised. He admitted Prowl was attractive but with his attitude problem no one could stand being around him for long and was amazed that someone actually liked him in that way. Bluestreak started arguing back at the twins who continued to tease him.
'Oh Prowl! Take me I'm yours!' teased Sunstreaker, mimincking the young Gunner.
'Sorry but you have to fill out some paperwork before we take this relationship any further.' teased Sideswipe, acting like Prowl.
Bluestreak growled and stood up, slamming his fits on the table.
'You cut it out right now!' he snapped.
The twins continued to giggle as Bluestreak did his best to defend Prowl while Wheeljack overlooked the bickering trio. After a while the twins gave up and decided to go off and bug Bumblebee or something, leaving Bluestreak a little angered and flustered at the table. After a moment or so he finally calmed down and slumped on his chair in a huff, glancing up at Wheeljack.
'You don't think Prowl is up tight...do you?' he mumbled.
Wheeljack chuckled nervously, he did truly think that Prowl was up tight but he couldn't say it to Blue, not while he was looking at him with those optics. However the mechanic wasn't very good at lying either so he didn't really have much of a choice.
'Well, he can be a bit of a stiff at times...but he can be alright...I suppose...when he's nice...which is quite rare.'
Wheeljack trailed off and Bluestreak sighed as he slumped his head into his arms. Wheeljack looked around nervously, noticing that some Autobots were peeping over in curiosity, wondering what was bugging the usually cheerful gunner, seeing him depressed meant he was deeply troubled. Wheeljack took a seat next to him and tried to dig out some more info on the matter, trying to see if he could help at all.
'So...er...Bluestreak. You like Prowl or something?'
Bluestreak peeped up from his arms, his cheeks blushing a little but he gave Wheeljack a small nod. The mechanic thought as much, but he had no idea that someone like Bluestreak would like someone like Prowl, they were complete opposites. He had heard that opposites attract but when it came to the second in command he'd prefer someone more like him or no one at all.
'Why him? I mean, what do you like about him?'
Bluestreak sat up a little and played around with his fingers for a little before he started talking.
'Well...I like him because...he's dedicated, strong, handsome, full of determination, brave, smart, cautious, organised and...I just like him...it's personal.'
Wheeljack was actually surprised Bluestreak was able to name some of Prowl's good qualities, he couldn't think of any to begin with but at least he was understanding why the gunner liked him. Come to think of it he didn't think Bluestreak would be attracted to those kind of qualities, except the handsome part.
'So...for how long?'
'A while now. It's just...I don't know how to tell him.'
It didn't surprise Wheeljack that the younger Autobot wouldn't tell Prowl that he liked him, Prowl would just hurt his feelings right there and then and Bluestreak knew that, deep down. He was probably waiting for the right moment or something but the mechanic had no idea how long Bluestreak liked the second in command for. Wheeljack wasn't good at giving advice on love, when he was younger he met Ratchet at a Science Research facility but that was another story and all he could do was offer Bluestreak some tips.
'Well, all I can say with Prowl is...find out what he likes, you could give him a gift or something. Start off with the basics and work your way up.'
Bluestreak suddenly looked up with a small ounce of hope on his face. Giving Prowl a gift sounded almost perfect and he knew the perfect occasion. Ever since the Autobots came to Earth, Jazz had wanted everyone to experiment with the customs on the planet and one thing he did was plan out everyones birthdays. At first Bluestreak wasn't sure why humans celebrated the day of their birth but once he heard presents were involed he was in for it. Since the calender on Cybertron was different to Earth's, Jazz had Perceptor calculate whoes bithday came when, making Bluestreak's job a hell of a lot easier.
'That's a great idea! Thank's Wheeljack!'
Bluestreak then jumped up from the table and ran off, leaving Wheeljack alone on the table with his device. Wheeljack flushed for a moment and noticed Ironhide walk over, curious at what had happened.
'So what was that all about?' asked the old warrior.
'Oh, he just ran off to find the perfect gift for someone, that's all.'
Ironhide shrugged it off and then peeped down at Wheeljack's device, the mechanic's fingers tapping near a large red button, making the old warrior feel a tad bit nervous standing right next to him.
'So, what's that you got there Wheeljack?'
'This? Just a device that if you attach to your engine it increases your speed...it's still in it's testing stages though.'
The moment Wheeljack muttered those words, the Autobots in the break room suddenly got up from their tables and left the room in a hurry, Ironhide following. The mechanic grumbled as he picked up the device and left, heading back to his workshop and wondering what on Earth Bluestreak would get for the second in command.
Bluestreak pondered to himself what on Earth he was going to get for Prowl, the second in command was having his birthday in a week but no one talked about it, no one planned a party and no one asked Prowl if he wanted to celebrate it. It was mainly because Prowl didn't really like parties and he hated birthdays, meaning that finding a present for him might be hard too, Prowl didn't just blurt out what he wanted as a gift.
'Maybe if I have a look round his office.'
It sounded like a good idea but getting into Prowl's office was like trying to get into the Decepticon base undetected, he always locked it unless he was in it. Bluestreak headed towards it any way, trying to figure out how to get in.
'I'll just ask if he wants me to clean it...nah, he keeps it clean. Or maybe if he might need a hand with some work...no, he prefers to work on his own.'
As he wondered what to do and how to do it, he suddenly found himself standing outside Prowl's office and to his surprise it was open. At first he thought Prowl was inside and just left it open for a bit but upon looking inside, he saw no one about, which was very odd. Maybe the second in command was in a corner or something, which sounded very dumb after Bluestreak thought it out.
'Prowl? You in?' he almost whispered, sticking his head through the door way.
No one answered so the gunner took a step inside, peering around the office. He had never been inside Prowl's officer before, the second in command only allowed Optimus, Jazz and Ironhide inside, along with any other high ranking officer. It was small but very neat and clean, the gunner detected no trace of dirt, no mess, no thing. It was almost perfect, but why did Prowl leave it open?
'Well, it would give me a chance to figure out what to get him.' chuckled the gunner as he peeped round the office.
He saw a Data File Shelf, filled with up to date Data Files, hard cases that downloaded data from different mainframes or had data manually inputted. There was a little space big enough for a decoration or an ornament. His desk could use a decoration as well, it had nothing but his computer, blank data files, an in and out box and a Comm System. In fact that was all that was in Prowl's office, a desk and a shelf. Bluestreak looked around some more, wondering if he should get some sort of plant or decoration.
'What to get him.' pondered the gunner as he picked up an empty Data file.
'I suggest you put that down.'
Bluestreak yelped and spun round to find Prowl right behind him, an angered look in his optics. He didn't even detected the Officer coming in and he was right behind him to, they were now face to face, making Bluestreak flush like mad. Thankfully Prowl hadn't noticed the red cheeks, he was looking round his office, making sure nothing was out of place. He looked round the room some more before looking back at Bluestreak, the gunner bearing a nervous smile.
'What are you doing in here?' demanded the second in command.
Bluestreak winced, he couldn't tell him why, it would spoil the surprise. He also couldn't tell him nothing either so he quickly came up with an excuse, hoping Prowl would buy it. Plus it was the only good idea he could come up with.
'I-I saw Sideswipe run out of here and I came to check if he took anything of yours!' he said quickly.
Prowl didn't look very impressed with the excuse, making Bluestreak chuckle nervously. After a while Prowl then formed a dangerous smirk on his face, making Bluestreak even more nervous.
'Really? Sideswipe must be very fast today...I just had to drag him out of Bumblebee's room not too long ago.' replied Prowl.
Bluestreak winced as Prowl suddenly pulled out a Data Pad and whisking out his Electro Pen, meaning he was going to give the Autobot a report and that meant he was going to get punished. The hard case folded outwards reveling the light blue screen where data was normally inserted and stored for later.
'Walking into an Officer's office without permission and lying about it, double shifts for you.'
'B-but it was open and I thought you were in-'
'No if's, and's or but's.' snapped Prowl, still writing out the report.
Bluestreak sighed, strangely enough this didn't make him hate Prowl, he just wished he was a tad bit nicer at times. Plus he did like the way Prowl kept his authority sometimes, it made him look important and that he was truly dedicated. The other Autobots just saw him as a jerk at times. He noticed that Prowl was growling as he tried to get the Electro Pen to work, tapping it on the edge of the Data Pad, making a frustrated sigh as it wouldn't switch on properly.
'Stupid peice of junk!' he grumbled, calming down when it finally switched on.
Bluestreak knew that type of pen, they were hardly manufactured any more since the war so they were rather hard to get hold of. Used to write manual notes on Data Pads like the ones Prowl used, not making it a surprise that the Electro Pen he was using was on the fritz.
'Old pen, huh?' querried the gunner.
'Indeed, Wheeljack repaired it five time in a row and it still continues to malfunction.' mumbled the Second in Command, still writing down the report.
Bluestreak studied the pen for a moment, wondering why Wheeljack didn't just make him a new one. That's when it hit him, the perfect present for the second in command. He could make him a new Electro Pen, one that Prowl would use everyday, something that he would use everyday, it was almost too perfect. However he needed tools and material if he was ever going to make one.
'Sign here.' demanded the second in command.
Bluestreak took the pen and even in his hands he could tell how old it was, wondering why Prowl would even consider still using such a thing in the first place. After he signed it Prowl packed the Data Pad away and then glared down at the young Gunner.
'So why were you in here in the first place?'
'Ummm...the door was opened and I got curious?'
Prowl didn't looked amused and he seemed to be confused that the door was opened in the first place but he shooed the young Autobot away, planning to figure it out later. Bluestreak left the office and ran off towards Wheeljack's Workshop, hoping the mechanic would be in. However when he arrived he was disappointed to find no one there, the mechanic wasn't at his desk like he normally was. At first Bluestreak thought he'd come back later when he heard a noise coming from the back room, which was Wheeljack's quarters.
'C'mon Wheeljack, we hardly get any time together.'
'We did this morning and the morning before, I got work to do!'
Bluestreak had a bad case of curiosity and he walked over to the back room to peep in, his face flaring bright red at what he saw. Ratchet had Wheeljack pressed up against the wall, the mechanic wasn't wearing his mask and the two bots were in the middle of a passionate kiss. Bluestreak tried to sneak back out but Ratchet must of detected him, breaking away from the kiss and glaring at the young gunner.
'What the slag do you want?' he snapped.
Bluestreak wondered who was worse, Ratchet or Prowl? Prowl gave out punishments while Ratchet gave out pain, meaning that it would be the medic. Wheeljack noticed too and managed to calm the medic down before his mask went back over his face, sliding into position. As Ratchet grumbled that his precious time was yet again interrupted, Wheeljack walked over to the younger Autobot, slightly flushed.
'So what brings you here Bluestreak?'
'Umm...r-real sorry Wheeljack but I need your help with something!' stammered the young gunner.
'Can't it wait?' mumbled the medic.
Wheeljack glared at Ratchet before escorting Bluestreak out of his quarters, Ratchet had been in a bad mood all week ever since the twins began to mess up his tools for fun. Ratchet just sat on the berth and waited for Wheeljack to come back while Bluestreak took a seat near the mechanics desk.
'So what is it?' asked Wheeljack, in a cheerful tone.
Bluestreak took a deep breath and prayed to Primus that the mechanic would help him.
'Wheeljack, you fixed Prowl's electro pen a number of times right?'
The mechanic grumbled something, obviously he had been repairing it for quite some time now, meaning that Prowl must of been pestering him for a while now. He nodded and allowed the gunner to continue with his request.
'Well you see I wanted to make him a new one! I mean it can't be that hard but I need tools, material and some instructions...please?'
Wheeljack looked amused but he could see that Bluestreak had really thought about this, plus it did seem like a good idea, Prowl needed a new pen and he always used one in every situation. Plus he couldn't really resit those cute optics of his so he got up and started rummaging through his tool drawers, pulling out tools and checking his material stores while Ratchet just grumbled while he downloaded some basic instructions. The young gunner just sat and watched, feeling almost giddy that he was about to make something that Prowl was sure to like.


text:
Dissolution of the Monasteries:
The dissolution of the monasteries was one of the key features of the reign of Henry VIII; as the government saw it, the monasteries were a cornerstone of Papal authority in England and Wales, so in order to change this, during the early 1530's, the government introduced several pieces of legislation, after which the Pope's authority in England was ended.
The monasteries then became the focal point of the king's attack, as it was assumed, so the government reported, that they would remain loyal to the Pope; however, whether the main reason for the attack on the monasteries was for spiritual or financial reasons is still disputed; though money was probably the true reason.
Religious Houses:
When Henry had become king in 1509 there were more than 850 religious houses in England and Wales and while what happened to them is termed the 'Dissolution of the Monasteries', this is in fact, a misleading term as few of the establishments were actually known as monasteries.
The larger rural religious houses, such as at Tintern in Gloucester, were referred to as Abbeys; medium sized religious houses were usually called Priories, or Nunneries, and a Friary was usually used to describe the smallest of religious houses; the most usual division between the two was that some were open while some were closed; closed religious houses were essentially closed to all those outside of those who lived in that religious house; open houses meant that the occupants worked with the local sick and provided, for example, teachers for boys in the local community.
It was common for open religious houses to be poor as what money they raised was spent on the local community; however, closed orders could be, and many were, very wealthy; though they kept themselves away from the common man, many of these religious houses relied on the local population to work for them for free; in this way, some religious orders grew spectacularly rich; it was these institutions that are frequently referred to as monasteries and they owned, it is thought about one third of all the land in England and Wales.
The thirty richest monasteries were as rich or richer than the wealthiest nobles in the land; this wealth had been acquired over the centuries, many people who had hoped to buy their way into Heaven had bequeathed much of their land and wealth to the monastries, which the monasteries now owned; for many the work of monks and nuns was an accepted and normal part of life, few people knew any different.
Henry VIII Needs Money:
Henry VIII had inherited a considerable amount of money from his father Henry VII, but by the mid 1530's he had spent a great deal of this inheritance; he knew however, that the monasteries were the wealthiest institutions in England and Wales and advisors like Thomas Cromwell, made up stories to feed to the people, that a great deal of the monastries annual wealth went to the Vatican; this was done in order to drum up support amongst the people for the king's campaign against the Pope; however, as stated earlier; it was known by the government that little of the monasteries wealth ever left England and Wales and that the monastries were, in fact, very wealthy.
The closing down of monasteries was not
new; Cardinal Wolsey had shut down a number of religious houses years
before the attack by Cromwell and Henry; he had done this with the full
blessing of the Pope as some of the religious houses in England had
'decayed', the lack of people in them had stopped them being
effective; when he closed them, Wolsey used the money raised from them
for charitable purposes, including the building of a new grammar school
in Ipswich; the man who did the legal work for this was Thomas Cromwell
and the records indicate that what was done did not concern anyone of
importance at the time.
Their list of 'comperta' was
certainly much greater than any positives each house had; many houses
subsequently complained about the bullying tactics of Legh and Layton
but it seems that Cromwell ignored these complaints; such was their
reputation that the Pilgrimage of Grace in 1536 specifically called
on the "evil councillors" to receive "special punishment".
Three hundred religious houses fell within this category of having an income of less than £200 a year; the majority were closed down but at least 67 were given royal permission to remain open as the act gave Henry the right to do this; however, those religious houses that were 'saved' had to pay for their survival; this was usually around a year's income, which would have earned the king roundabout £13,500, though it is thought that another 10 religious houses fell into this category but their records have been lost; if so, the 77 houses involved would have meant that Henry received roundabout £15,500 from them.
It appears that to gain the king's
exemption, a house only had to have government
connections in the right places, so someone was there who could put
in a right word to Henry; those houses that did not have such contacts
were effectively doomed; either way, Henry's income increased
quite markedly.
Other items not required by the government were auctioned off locally; what the government did not require was taken by the local population, such as well cut bricks and fences etc were all well received by the locals; this explains why so many monasteries became classic ruins so quickly, they were all but dismantled by either the government or by the locals, with the government's support.
The Pilgrimage of Grace in 1536:
The one area where this did not happen speedily was in the North, where the local population did not support what was going on and the attempted actions of the commissioners in the North were one of the causes of the Pilgrimage of Grace in October 1536 and some religious houses were charged with helping the rebels .
Once order was restored though, Henry showed
no mercy; the head of each religious house thought to be involved was
declared a traitor in an act of attainder and executed; in an act of
dubious legality, it was declared that the houses of the executed religious
leaders were their property; therefore, after their execution all this
'private' property transferred to the Crown, as was required
by an act of attainder.
In 1539 an act was passed in Parliament
that stated that any religious house that had surrendered its property
voluntarily to the Crown was part of a legal act, as would be any future
surrender of property; the act also included a rider that there could
be no challenges to the validity of the king's title of ownership
once a monastery had voluntarily dissolved; if the king then transferred
ownership of titles, these too could not be contested in a court.
The Abbot of Glastonbury led what was a
very wealthy monastery, one of the wealthiest in England; he was charged
with secretly hoarding gold and "other parcels of plate, which
the abbot had secretly hid from all commissioners"; he was executed
and the buildings in the monastery were all but destroyed and the land
passed to the king; by 1540, over 800 monasteries had been dissolved;
the process had taken just about four years.


text:
Best Wardrobe (Characters)
Sort by: Showing 18 items
Rating: List Type:
Emily FieldsFrom: Pretty Little Liars
Emily is an athletic, which gives her the perfect body .. She manages to wear comfy, sporty, pretty and extremely cute casual clothes. Yet also wears the perfect dresses when she needs a formal attire .. And the best thing about them is that they are so affordable, you just need the right sense of fashion to put them up together ..
Mejo ♥♫'s rating:
Naomi ClarkFrom: 90210
Naomi here is quite the opposite, she owns like the most elegant clothes in the whole world, yet still seem to be girly and quirky .. I loved almost every thing she wore in season 4 ..
Spencer HastingsFrom: Pretty Little Liars
Spencer is more similar to Naomi from Emily, she has the same high-classed wardrobe but kinda less "risky" . I still like it, a lot!
Mejo ♥♫'s rating:
Sara EllisFrom: White Collar
Sara is like the typical working lady, she has it all, enjoys shopping and wearing really decent clothes ..
Bridget Kelly / Siobhan MartinFrom: Ringer
So obviously, I mean Siobhan's wardrobe, But most of the time Bridget was the one wearing it so .. Anyway, I loved her clothes as they gave me the impression of elegance ..
Caroline ForbesFrom: The Vampire Diaries
As for Caroline, I think she is between the two of them, Emily and Naomi, it's like she wears casual yet many dresses and girly stuff .. And I like that too ..
Mejo ♥♫'s rating:
Hanna MarinFrom: Pretty Little Liars
In sorting, I'd put Hanna in someplace between Spencer's and Caroline's territory .. She's got the girly look from Caroline, yet much more elegant as Spencer ..
Mejo ♥♫'s rating:
Blair WaldorfFrom: Gossip Girl
Blair has such a classy / unique sense of fashion, it helps that she is extremely rich, but yet does much better choices than Serena ..
Mejo ♥♫'s rating:
Melinda GordonFrom: Ghost Whisperer
I don't know where to sort Melinda, but I certainly love her taste, great clothes those that she wears ..
Mejo ♥♫'s rating:
Elena Gilbert / Katherine PierceFrom: The Vampire Diaries
When I first started collecting pictures I was searching Elena, as her taste is kind of similar to Emily's. Yet I saw pictures of Katherine while searching and I thought, why not both of them?
Mejo ♥♫'s rating:
Summer RobertsFrom: The O.C.
Summer's wardrobe ain't so special, yet it combines between Emily's and Caroline's .. All comfy, but more fashionable ..
Mejo ♥♫'s rating:
Alex RussoFrom: Wizards of Waverly Place
Well, Alex is the simplest, she dresses like a normal high schooler (if that is even a word!) And I like that!
Mejo ♥♫'s rating:
Neal CafferyFrom: White Collar
Oh, all of these suits are driving me insane! Neal is the best dressed man in the history of TV! Both elegant and beautiful to look at ;)
Mejo ♥♫'s rating:
Chuck BassFrom: Gossip Girl
Chuck is a dude with a lot of money, which he spend in a lot of weird stuff, yet beautiful :D
Mejo ♥♫'s rating:
Daniel MeadeFrom: Ugly Betty
Another guy who is suited up! So Elegant!
Mejo ♥♫'s rating:
Dean WinchesterFrom: Supernatural
Dean has portrayed a lot of characters, so he basically wore a lot of uniforms, but the best one is the classic Dean with a jacket and a jeans ..
Mejo ♥♫'s rating:
Nate ArchibaldFrom: Gossip Girl
Nate's situation is similar to Chuck's, yet he tends to be more fashionable and, well, much prettier ..
Mejo ♥♫'s rating:
Add items to section
A One Ugly LOOK!
Betty SuarezFrom: Ugly Betty
While searching I bombed into a picture of Betty, and Wow, I thought, how "opposite" she is from what I'm looking for! I just had to add her .. I really don't know where did they bring those ugly clothes!
Mejo ♥♫'s rating:
◆ I made these collages choosing the nice pictures I found, yet there still is much more outfits :)
◆ There is something wrong with the pictures, they seem to be like pulled up .. But still, the outfits are very clear ..
◆ I'd love to know who is your favorite TV character's wardrobe .. And if yo made a college I'd add it to the list under a special section :D
Last updated in: August 30th
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list by Mejo ♥♫
Published 5 years, 11 months ago
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Posted: 7 years, 6 months ago at Feb 5 22:36
great list!
Posted: 7 years, 6 months ago at Feb 6 22:41
Thank you so much ..
Posted: 7 years, 6 months ago at Feb 8 5:36
Ha I love Chuck's outfits. Also I think Ugly Betty's are pretty cute. She is putting some time into them.
My favorite dressed is Joan on Mad Men. Absolutely stunning.
My favorite dressed is Joan on Mad Men. Absolutely stunning.
Posted: 7 years, 5 months ago at Mar 24 13:17
Mad man has best outfits at TV's history
Posted: 7 years, 4 months ago at Apr 1 8:37
Thanks all !!
Posted: 7 years, 4 months ago at Apr 1 9:14
amazing list
Posted: 7 years, 4 months ago at Apr 10 13:27
Such a great list! :)
Chuck and Blair FOREVER~
Chuck and Blair FOREVER~
Posted: 7 years, 4 months ago at Apr 21 1:40
cool list:)
Posted: 6 years, 6 months ago at Feb 2 20:18
Boston Legal had a few of these (Flamingos, Buzz Lightyear...)
Posted: 6 years, 3 months ago at May 2 22:53
I really like this idea for a list, good job! :)
Posted: 6 years, 2 months ago at Jun 10 20:25
I like Melinda's style, it describes me.
Posted: 5 years, 7 months ago at Jan 24 4:54
This list is wonderfull im agree with all your chices I'm obsessed with this list Good job
Posted: 4 years, 9 months ago at Nov 16 16:54
I Love this list
Posted: 4 years ago at Jul 26 15:35
Blake lively as serena has a great wardrobe too


text:
You are currently browsing the tag archive for the 'Pro Mujer' tag.
> Posted by Ira W. Lieberman, Todd A. Watkins, and Anna Kanze
We've identified the problem: Microfinance is no longer sexy. It's old news. It can't deliver "impact," and its effect on alleviating poverty was oversold and has underwhelmed. It's well and good to offer working capital loans, but at the end of the day, the poor need education, health care, water for drinking and irrigation, roofs, and electricity together with a wide variety of financial services. It's time for investors seeking real innovation to move on to the next big thing that will transform the lives of poor people and save our planet. Never mind microfinance's decades-long track record of listening to the poor and underserved clients and effectively developing products and services based on their needs.
Of course, we issue these statements with considerable sarcasm. But, all joking aside, industry trends and shifting sentiments are presenting investors with a real question: Should they abandon the reliable and successful platforms and infrastructure that microfinance institutions (MFIs) have built? In turn, MFIs are saddled with the question of whether to stick to what they know best, or instead, to use their platforms to deliver expanded product offerings that increase access to other essential services.
> Posted by the Smart Campaign
The Smart Campaign is thrilled to announce that a new milestone for client protection in microfinance has been reached: there are now 50 financial institutions that have been awarded Smart Certification, recognizing their commitment to fair client treatment and responsible practices. In total, these institutions serve roughly 25 million clients.
The threshold was crossed with a handful of recent certifications – Fortis Microfinance Bank and Grooming Centre in Nigeria; Banco ADOPEM in the Dominican Republic; Fundacion Paraguaya in Paraguay; Pro Mujer in Nicaragua; and AgroInvest in Serbia. Each of these institutions worked over a several month process to assess and upgrade their operations to meet every one of the indicators signifying strong consumer protection practices.
Grooming Centre and Fortis Microfinance Bank collectively reach over a half million clients. Founded in 2006, Grooming Centre operates in 22 states in Nigeria with a network of 376 branches. Grooming Centre offers a range of financial services, including savings and credit, small business loans, agricultural loans, and clean energy financing. Fortis Microfinance Bank, along with offering financial services, provides clients with business support in areas including management, marketing, and administration.
> Posted by Larry Reed, Director, the Microcredit Summit Campaign, and Jesse Marsden, Research and Operations Manager, the Microcredit Summit Campaign
In collaboration with the CFI's process to develop the Financial Inclusion 2020 Progress Report, the Microcredit Summit Campaign recently conducted interviews with microfinance leaders* around the world committed to reaching the most excluded. In this post, we share some of the insights from these conversations about how to ensure that the most invisible clients are financially included, directly drawn from the experiences of those who are doing it.
To set the stage, Luis Fernando Sanabria, General Manager of Fundación Paraguaya, made this central point: "Our clients need to be the protagonists of their own development stories. Our products should be the tools they use to meet their needs and empower their aspirations." With that reminder of the purpose of financial inclusion, we begin the discussion by asking who are the most excluded.
In each country, people living in extreme poverty (below US$1.25 a day) make up the largest segment of those excluded from the financial system. We spoke with leaders from organizations that make intentional efforts to reach this large excluded market: Fundación Paraguaya; Pro Mujer; Fonkoze; Plan Paraguay; Equitas; Grama Vidiyal; and TMSS. These organizations not only address poverty, but also a host of other dimensions that lead to exclusion, including literacy, race, gender, physical disabilities, and age. Less frequently-discussed reasons for exclusion include sexual orientation, language barriers (especially among indigenous populations), and mental or emotional health issues. In India and Bangladesh, for example, those interviewed noted that the lack of personal identification often drove exclusion, especially among women, persons with disabilities, and the socially excluded, such as transgender individuals.
> Posted by Sonja Kelly, Fellow, CFI
When we wrote about the topic of aging in our recently-released paper Aging and Financial Inclusion: An Opportunity, I have to admit that I was skeptical that any stakeholders would be motivated to action — regardless of how compelling the paper was. Aging, I thought, is something people feel uncomfortable talking about, whether because they worry about their own old age, or that of their parents, or because they consider older people an uninteresting market segment. Whatever the reason, I was worried that our effort to call attention to this issue would fizzle out and fade into the internet abyss.
I was thrilled to be proved wrong.
Last week, discussing the new paper in our various meetings in Washington, D.C. and in New York City and in a global webinar, we learned that much more is happening in this area than we had initially known, and that more people are willing to consider what aging may mean in their own work than we expected.
> Posted by Mary Ellen Iskenderian and Rupert Scofield, Co-Chairs of the Microfinance CEO Working Group
As co-chairs of the Microfinance CEO Working Group, we are pleased to share with you a joint statement from the Working Group in support of the recently announced Smart Campaign Client Protection Certification Program. Certification will offer public recognition for institutions that meet adequate standards of care in appropriately protecting microfinance clients, as verified by an independent evaluation. It marks a clear step forward in ensuring the microfinance industry puts the treatment of its clients first.
Since we began meeting in early 2011, many of the Working Group's discussions have focused on the fundamental question of what the microfinance industry requires to flourish in the future. We believe that client protection is central to the answer. It is common sense – and good business practice – that a fair and respectful relationship with clients is required to develop trust, reduce risk, and serve them appropriately. As leaders of FINCA and Women's World Banking, we are especially concerned with the fair treatment of women clients, the traditional backbone of the microfinance industry, who are often more vulnerable to exploitation.