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Located in the centre, in a calmed street just a few minutes walking from the Nile, and the Souk, easy to find. The hotel itself has nothing special, the building is quite old, the rooms are big, with beautiful Nile views, toilets are OK. The...More
"Ask for a room without or at least with few obstacles to see the river."
"Corner rooms have more windows - probably great outside of Summer, but I was grateful NOT to be in a corner..."


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Road Atlanta Petit LeMansPosted in Musings on October 5, 2017 by Ed Pettus
The Vintage 2016 BMWPosted in BMW on October 14, 2016 by Ed Pettus
We have participated in The Vintage gathering for seven years now having moved from North Carolina vineyard locations for a few years, to Old Salem in Winston Salem, and this year, for the first time, in Hot Springs, NC near Asheville. It was a fun drive to the site and a better location, in my opinion, as there was much more room to display cars and good mountain roads to cruise! Here are some pics.
Journey to IsraelPosted in Musings on October 14, 2016 by Ed Pettus
Scratch one more item off the bucket list…Visit Israel. This past summer, July 2016, the family spent a week touring Israel: Tel Aviv, Jaffa, Jerusalem, Tiberias, Sea of Galilee, Meggido, and many other sites of interest. Our first day was spent with Megan, our "tour guide", through Tel Aviv and Jaffa. We enjoyed the sites and busy streets of Tel Aviv and to old port city Jaffa. The next morning we met with our next tour guide, Yuval "Val" Kalev, who picked us up in Tel Aviv and lead us over four days through the country. Since we were a small group of four, we were able to move quickly and probably saw more sites in four days than large groups see in a week! July is not a great time to go because of the heat, 100º a couple of days, but on the other hand there were very few tourists and we felt like many places were reserved just for us. We saw a beautiful land and, at the same time, a harsh land. It was a gracious experience to see the land of God's chosen people and the places Jesus would have walked. I was also grateful to have a Jewish guide who was willing to share his thoughts on Jesus and how the Jews today view Jesus. Some are positive while others are not. Part of the negative views relate to how Christians have treated Jews throughout history. Yet, many Jews today are welcoming to the support that Christians are showing for Israel. Political leadership, though, is a completely different story!
I also enjoyed hearing Val's theories on Jesus that differ somewhat from scripture, like an alternative Bethlehem location or Jesus' work as a carpenter (maybe a shepherd). His theories match well with the historical evidence and thus made for interesting discussions. While many of the sites are "possibly" the places where Jesus may have preached or healed or suffered, one place that was a slam dunk was Dan where the oldest gate is located and Abram would have entered the city. Really hot there that day so the coldest spring in which you will ever put your feet was a welcomed stop. We cannot know for certain where Jesus' tomb was or the place the cross would have stood, but those holy sites are marked and adored by millions of pilgrims and tourists. It is not that crucial that we know where everything happened in Jesus' life, death, and resurrection, but the power of our faith is rooted in the gospel stories and being in the vicinity was good enough for me!
Lack of Integrity – Restore the Stroke, USGAPosted in Musings with tags golf, integrity, USGA on June 20, 2016 by Ed Pettus
It was a sad day for the USGA when they decided to penalize Dustin Johnson one stroke for a rule they deemed he may have broken during the 2016 USOPEN. Fact is, he did not. It was decided in real time on the 5th green that Dustin had not caused the ball to move. Video clearly shows that he did not ground his putter. Video clearly shows the ball moved backwards which only could have occurred if Dustin did ground the club to press down the grass behind the ball. The rules official there, rightly so, ruled that Dustin did not break any rules. Play continued and that should have been the end to that.
I have no problem with the USGA notifying Dustin, on the 12th tee, of a possible violation. My problem is that there was no reason to notify him of any possible rule violation because there was none! If there had been, the USGA was probably correct to notify. What bothers me most about this debacle, is the compromised integrity of the USGA. Rules committees of every golf organization stress the importance of the integrity of the game, the only game where players call their own penalties. In this case the integrity of Dustin Johnson was challenged after reviewing the video and then after the round when the penalty was accessed, Dustin's integrity was essentially called into question and ruled absent. The USGA says, by this ruling, you lied. How can Dustin, or any player, continue to play under an organization that has destroyed the integrity of the game by their absurd ruling? If there is no trust in the player's ability to call their own penalties then no trust is merited toward the USGA either. The game has lost all integrity. As one person commented on PGATOUR.com, To recap: The USGA impugned the integrity of a player and his playing partner, chose to put in doubt (but not actually overturn) an on-course ruling , threw its own on-course official under a bus, left the field unsure of the current standings and ultimately called its champion a liar… All in a day's work. (Jackie 42)
The only way the USGA can reinstate their integrity is to restore the penalty stroke to Dustin's score. History needs to show that Dustin shot 275 and won by four strokes. Why does that matter? Because without it the USOPEN and the USGA are forever marred by the lack of integrity to protect the player in question, all the players in the field, and the game itself. Restore the stroke, USGA. It is not too late to restore your integrity, the integrity of the game, and the integrity of the 2016 USOPEN leaderboard.
My Dog ZekePosted in Musings on October 11, 2015 by Ed Pettus
When I first started a blog some time back in 2009, I spoke through my dog Zeke. I was working off the idea I first heard from Allen Levi who wrote songs from his dog's point of view or songs about talking to his dog. (Click his name for a link.) I thought my dog Zeke would be a good way begin, thus, if anyone was critical of my blog, I could just blame it on Zeke. I looked up the original blog today and was surprised to see that it still exists on blogger. Just in case you don't care to scroll to the first entry, I repost it here:
Blogging is something Zeke has considered for a long time since I tell him about the blogs I read. He is an introverted dog, so the thought of blogging to the cyber world is a little bit daunting. It was a warm day yesterday and Zeke spent some time chasing a big ball that had blown into the back yard. He cooled off by prancing through the water in the ditch. Yellow labs look even more dirty after mudding up the paws. He enjoyed the warm sunny Sunday afternoon before tucking in to his dog house for the night. He was not happy when I told him to expect snow tomorrow.
Well, this is Zeke's first blog so we will keep it short.
The Vintage @ Old Salem 2015Posted in BMW on May 30, 2015 by Ed Pettus
Elka was painted and picked up 3 days before The Vintage gathering in NC. Paint looks great. Took a total of 50 days to get everything done. Front end damage repaired including frame straightened. Rust repaired all around (on my dime). Insurance paid all accident damage and then I added a few things since she was in the shop anyway.
Check out more photos from The Vintage at the link below!

subset: commoncrawl


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Norwatch: Throws Out Western Sahara Companies
Norwegian investor KLP has blacklisted another two new fertiliser companies that buy phosphate from occupied Western Sahara. Furthermore, two additional corporations were dropped from its portfolio because they are linked with nuclear weapons production. Norwatch, 1 June 2010.
Published: 08.06 - 2010 18:06
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Photo: Three hundred demonstrators, most of them Sahrawi refugees, protest against FMC Corp.s plant in Huelva, Spain. On 1 June 2010, KLP reported that it has excluded the company from its portfolio because of the controversial imports.
By Erik Hagen
1 June 2010
See story on Norwatch.no
Kommunal Landspensjonskasse (KLP) continues to get rid of fertiliser companies that purchase their raw materials from occupied Western Sahara. Today, 1 June 2010, KLP announced that they have excluded two new corporations from its investment portfolio: American-Canadian PCS and American-Spanish FMC Corp. Last year Norwatch revealed that both companies were heavily represented in the Norwegian Government Pension Fund Global.
Extraction of natural resources from occupied areas, and especially Western Sahara, was declared illegal by the UNs Under-Secretary-General for Legal Affairs in 2002, Jeanett Bergan, manager of responsible investments in KLP Kapitalforvaltning, stated.
With this, KLP, an investor that provides pensions to 333 Norwegian municipalities, 35 other state enterprises and 2300 companies, has so far thrown out four international companies that import phosphate from the occupied territory. The phosphate deposits in Western Sahara are supposed to have contributed to the occupation in 1975 and have since then provided Morocco with incomes in the billion-dollar range. This industry is taking place without the Sahrawis being consulted and violates human rights, as summarised in the UN evaluation of 2002.
About 16 companies have during the past few years imported phosphate from Western Sahara. Of these, there seem to be 12 that have considerable and long-term delivery agreements with OCP, the Moroccan state phosphate company in Western Sahara. None of the companies involved in the industry have consulted the Sahrawi authorities.
Active for Many Decades
KLP has now excluded two of the most heavily involved phosphate companies.
The company that has been buying phosphate longest of them all is FMC Corp. in Huelva in southern Spain. Ever since before the occupation in 1975, when Western Sahara was a part of Spain, the factory has been buying phosphate from the area. After the Moroccans took over the industry in Western Sahara, the company maintained its purchasing agreements. And it still has them. The company is now owned by the large American corporation FMC.
The photo above shows a demonstration in front of FMCs plant in Huelva in 2008. FMC is also involved on the ownership side of the Venezuelan company Tripoliven, which is another of the large international importers.
The other company that KLP now has blacklisted is the American-Canadian Potash Corp. Saskatchewan (PCS). PCS has imported from Western Sahara at least since 1987 and is the company that internationally imports most from Western Sahara.
PCS delivers fertiliser to the American market and receives its Western Sahara phosphate at its plant in Louisiana.
KLP has previously excluded the two Australian fertiliser companies Incitec Pivot and Wesfarmers because of similar imports. Both of these companies have imported from Western Sahara for years Incitec Pivot at least since 1993 and Wesfarmers since 1990.Other Scandinavian investors have also divested themselves of the field.
The Government Pension Fund Still Involved
A survey that Norwatch carried out last year showed that these same companies are heavily represented in the Pension Fund. The Pension Fund has invested in eight of the import companies which are behind two thirds of all phosphate purchases from the occupied area. So far, however, the Ministry of Finance has not made a statement on whether a decision has been made with regard to the block of shares.
The value of the phosphate stone that the Pension Fund companies purchase must, according to Norwatchs estimate, reached at least 4.5 billion Norwegian kroners in 2007 only (approx 700 million dollars). These profits go more or less directly to the Moroccan government.
The Pension Fund has still not announced divestment of these companies, despite the companies extremely long-lasting purchasing agreements. On the contrary, in 2009 it bought further into the industry.
In 2005 the Pension Fund sold off an American oil company because it had an option on extraction of oil in Western Sahara in the future. The activity was considered "a particularly serious violation of fundamental ethical norms because it may strengthen Morocco's sovereignty claims and thus contribute to undermining the UN peace process"
In 2008 Norwatch revealed that the Norwegian fertiliser corporation Yara had imported a phosphate cargo from Western Sahara valued at about 40 million kroner (6.1 mill USD), in conflict with the advice of the Ministry of Foreign Affairs. Unlike the companies that KLP now has divested, Yara has maintained that the import was an isolated case.
The UN evaluation of 2002 determined that if the Sahrawi people are not consulted, or if it does not benefit them, the natural resource activity in Western Sahara is in conflict with international law.
Arms Companies Out
Simultaneously with its announcement today that it has dropped the two fertiliser companies, KLP also blacklisted two other companies.
Jacobs Engineering Group is excluded from the portfolio because the company is associated with the development of important elements and services linked with nuclear arms. The companys joint venture, Atomic Weapons Establishment (AWE), is involved in the production and maintenance of warheads for the Trident II missile system, which is part of the British nuclear defence.
McDermott International is associated with the development of elements and services affiliated with nuclear arms. The companys subsidiary, Babcock & Wilcox operates two nuclear arms factories, Y-12 National Security Complex and Pantex, on behalf of American authorities.
Morocco occupies the major part of its neighbouring country, Western Sahara. Entering into business deals with Moroccan companies or authorities in the occupied territories gives an impression of political legitimacy to the occupation. It also gives job opportunities to Moroccan settlers and income to the Moroccan government.
Western Sahara Resource Watch
demands foreign companies leave Western Sahara until a solution to the conflict is found.
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EU Court cases on Western Sahara for dummies
It's not easy keeping up with all the different legal proceedings relating to Western Sahara. For the sake of clarity, here's an overview of the five different cases at the Court of Justice of the European Union.
Stand up for the Gdeim Izik 25!
Leading activists from Western Sahara are condemned to sentences ranging from 20 years to life imprisonment in connection to a mass protest in 2010 denouncing the Saharawi peoples social and economic marginalization in their occupied land; the Gdeim Izik protest camp.
Support Western Sahara Resource Watch
Help us to protect the natural resources of Western Sahara for the Saharawi people. Support our work by making a donation.
Report: Moroccan green energy used for plunder
At COP22, beware of what you read about Moroccos renewable energy efforts. An increasing part of the projects take place in the occupied territory of Western Sahara and is used for mineral plunder, new WSRW report documents.
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More than £450 was raised for the Salvation Army at a community carol concert held annually in a festive street.
Estate agents Sowerbys have been judged to have the most festive window display in Dereham in a competition run by the town's Christmas lights organisers and this newspaper.
The Fakenham Christmas lights made a spectacular return this year thanks to the hard work of a local woman.
Thousands of people headed to the coastal town of Wells for its annual ChristmasTide celebration on Saturday.
A frenzy of activity is taking place behind the scenes in towns and villages across mid and north Norfolk as preparations are put in place for their annual Christmas lights switch-ons.
Caring students at Northgate High School in Dereham are bringing some Christmas cheer to elderly residents this year and raising money for a dementia charity.
Santa is setting the sat nav to arrive at Wells Quay at 5.30pm on Saturday, December 2.
From Father Christmas in a grotto to live reindeer, a tree of wishes, lantern parade, music and a market, Dereham is set to sparkle brighter than ever this festive season.
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Tips for Being an Organized Girl Boss in Corporate America
It is 3 months into the year and a lot of that motivation you had to finally "get your shit together" has faded. Let's just say it's unorganized business as usual. This could have happened for lots of reasons – maybe you are just too busy (not in a good way) or some life event got in the way. It's a process like anything else of course but there are a few good organizational habits that you can add to your routine today that will help you hold on to that motivation a little longer.
Re-thinking how you are making your to-do lists. The biggest mistake people make with to-do lists is write down everything under the sun you need to complete and stop there. This will only overwhelm you. Instead of just jotting down the 100 urgent things you have to complete this week, take it a step further and add some true deadlines, and for bigger projects, break them down into steps. For example, if you need to send a marketing email, your list would be…write content, edit content, get the list of recipients etc. This becomes 3 (or more) action items. Once you have those, write deadlines by each small step.
After you have done this on one big list for the week or month, break it out into daily rocks. The Rock thing is one of those old cheesy corporate ideas but it works. In short, the practice talks about rocks and sand. Rocks are the big things you want to do to get results and sand is all the stuff you get caught up doing that does not help your to-do list get any shorter. The goal is to have 2 or 3 rocks completed per day based on the deadlines and priority of projects you just outlined. These few things are your top priority for the day. Turn off the email, stop cruising social, go silent on group texts, and spend your time on these. Then before the end of the day, make the rocks for the next day.
Try Calendar Blocking. Please. This is one of the most life-changing practices I have implemented in the last 5 years. Calendar Blocking can be done on any platform. I prefer my google cal because I do it for both work and play. It is what it says – blocking space on your calendar to work on a project or the rocks previously discussed. The trick is to pick 2 or 3 – take it from a person who always thinks they can do 10 things in a day…you can't and if you do, I would bet they were not done well. How to get started? Make sure your calendar is updated with meetings and other obligations, then add your rocks for each day giving yourself more time than you need. Give space for email, lunch, buffer (or break time ) to take care of those small things that get on your plate.
Here is a quick view of mine for example…
The great thing about Calendar Blocking is if something blows up and takes you off course, simply drag it to the next day and rearrange. It is a perfect way to keep yourself on track especially if you are an all in one marketer like I once was. This easily translates to your personal life as well.
Take focus time away from your normal workspace. The act of getting organized always requires some work up front. You have to take a second to think through all of the things you need to complete as well as planning for big projects. Sitting at your normal desk with your normal computer and the tempting internet connection can get in the way. Step away to another room, a coffee shop or just a conference room with an old fashioned pen and paper, if you can. Even if it is only for an hour, it helps you get all those things you need to complete out of your head and onto the page.
Find some free apps. It's 2017 and tech is in everything we do so why not add it to the act of "getting one's shit together" :). My personal favorites are Evernote for lists and SplenDo for to-dos such as "remember to pick up bread on the way home". You can set reminder times and dates with this app. I also love all the Google drive options for sheets, docs, and the calendar. Need a few more, check them out here.
I hate to say it again but – it's a process. Do not feel like you have to do them all right now. When I was first starting out I did not do all of these things at once, I added them one by one. I am sure you will get there.
Good Luck Girl!


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- Calories 680
- Caloriesfromfat 23%
- Protein 34g
- Fat 17g
- Satfat 7.8g
- Carbohydrate 100g
- Fiber 7.1g
- Sodium 2893mg
- Cholesterol 50mg
Smoked Salmon Bagel
Victor Protasio
Starting with smoked salmon, this bagel sandwich is layered with tasty ingredients—flavored cream cheese, capers, and purple onion. It's a quick fix for a brown-bag lunch.
How to Make It
Split bagel in half horizontally. Spread cut sides with cream cheese. Over cheese on 1 bagel half, layer cucumber, smoked salmon, red onion, and capers. Set remaining bagel half, cream cheese side down, over filling.
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Practice Areas
Advance Notice Required for Imports of Three Chemical Substances
The Environmental Protection Agency has issued a final rule that, effective Oct. 11, will establish import restrictions on three chemical substances that were the subject of premanufacture notices and a consent order issued under section 5(e) of the Toxic Substances Control Act. These substances are partially fluorinated alcohol substituted glycols.
Under this rule, persons who intend to import, manufacture or process any of these substances for an activity that is designated as a significant new use by this rule will have to notify EPA at least 90 days before commencing that activity. This notification will provide EPA with the opportunity to evaluate the intended use and, if necessary, to prohibit or limit that activity before it occurs.


text: ICICI Bank managing director and CEO Chanda Kochhar talks about the future of women in India and how the company is seeking to ensure its female employees thrive. Chanda Kochhar, managing director and CEO of India's largest private bank, ICICI, sees promising changes in Indian society toward supporting women's efforts to be more economically and socially independent. At her company, she is pushing to recognize unconscious bias that can hinder women's progress, being more inclusive in decision making, and providing flexible work options. In this interview with McKinsey's Anu Madgavkar, Kochhar explains why she believes encouraging these steps is good not only for the company but also for the economy and society at large. An edited transcript of their conversation follows. Interview transcript I'm very optimistic about the future of women in India. First, because I think the approach of the society itself there is changing. Not just in urban India or organized India; even if I look at rural India, I see the kind of progress that, say, the self-help movement has made, which has made women independent and self-confident both economically and even thought process–wise. The whole societal approach is changing. Second, the approach of the organizations, of course, is changing. The third is that, clearly, we have girls and women in India who are very smart, very capable, and very intelligent. The economic case for gender equality Gender parity is no longer just a nice-to-have part of your organization or your business. I think there's a huge business and economic case for having as many women in the organization as men—lots of reasons for it. One, of course, is that in countries like India, women make up more than 48 percent of the population. So, in a way, almost half the talent pool is women, and how can a nation or an organization grow and prosper if you ignore 50 percent of the talent pool in the country? The second is that as economies are evolving, women are becoming a very important part of the customer base itself. So, again, as you design your businesses, your products, your services, how can you get a better understanding of that 50 percent of your customer base if you do not have a similar mind-set in your decision making? And finally, diversity in the employee base is very important for very comprehensive decision making. Whenever you make a decision and you have diversity in the people who are making decisions, you make decisions in a much more comprehensive manner. Making strides in India India has made a lot of progress in the last few years that I have seen in my working life. When I started work 32 years ago, there were, clearly, very few organizations that you would feel comfortable even joining, because you just believed that many organizations weren't even close to the idea of recruiting a lot of women. From there on, we've come to a stage where organizations very actively want to recruit women. But I think what is still a constraint starts from this whole concept of education itself. We've seen in India, when you look at the overall numbers, for every 100 girls that even enroll for education, just about 47 or so reach the high-school level. And then when you talk of graduation and postgraduation, the number drops to maybe 15, 16. And then not just that, it's also believed that, even out of the workforce-ready women, about 75 to 78 percent do not join the organized workforce. So you just see that the funnel keeps narrowing. And that's where you have less and less women, first of all, participating in the economic activity. Second, where we tend to lose women more is during those life-stage needs. Clearly, when the woman is starting a family, her requirements are very unique. So, for example, again, at ICICI, we do have the simpler things like, if required, the ability to work from home a little bit, some flexible work hours. And, of course, generous rules around leave, et cetera, at that time. But we also ensure that women who go on maternity leave don't lose their tenure. That year actually gets counted for them in every which way, whether it's for their work experience or their performance rating and so on and so forth. I think you have to be conscious to see that women don't lose out at that time. Recognizing unconscious bias The biggest responsibility for an organization is to make sure that the work environment is neutral. Because that itself, in a way, affects the mind-sets of women. If women believe that the work environment is such that they will get rewarded for their performance, that they will get the responsibilities and jobs based on their potential and capability, and that they won't be distinguished by whether they are male or female, that itself brings that strong mind-set for women to continue to perform. What's also important for organizations, which I keep in mind all the time, is to keep checking to ensure that unconscious biases don't sneak in. While we all believe and want to be merit based and make all the efforts to be gender neutral, sometimes there are unconscious biases, for example, when you recruit your incoming staff or as you look at newer responsibilities or promotions. When you finally have to choose between a male and a female, do you actually tend to choose a male, everything else being equal? We have to keep reminding ourselves to very consciously get rid of these unconscious biases.


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Captain Bouncer Smith of Bouncer Dusky Fishing Charters out of Miami Beach Marina reported having a banner week of fishing offshore of Miami. During this past week, his clients have caught and tagged cobia, tagged a giant whale shark, and caught sharks, bluefish, sailfish, big barracudas, kingfish and many dolphins. On Wednesday morning's offshore charter, 13-year-old Jack Branthover of Maryland hooked and released an estimated 55-pound white marlin. The marlin ate a live ballyhoo in 180 feet of water and was released in great condition after being tagged.
Captain Mo Estevez of New Dawn Charters reported having good action from tarpon that were eating large live shrimp and medium-sized blue crabs in and around Key Biscayne. Estevez reported having action from large mutton snappers and yellow jacks in the finger channels in South Bay. The Kelley Fleet out of Haulover Marina reported nighttime bottom fishing trips were producing big catches of yellowtail snappers. During day trips party-boat anglers were catching lots of blackfin tuna, kingfish, bonitos and a few dolphins. The day action was taking place in depths from 100 to 300 feet of water.
Brett Hogan out of the Holiday Inn in Key Largo reported the offshore fleet in his area has been doing very well on wahoo outside the outer reef line. The offshore Humps are producing nice catches of small blackfin tuna. In the blue water, dolphins are being caught along the weedlines and from under floating debris where some nice wahoo are holding. Deep dropping in 600 feet of water is producing nice catches of snowy grouper and tilefish. Over the reefs there have been good catches of yellowtail snappers, a few kingfish and a few sailfish. Captain Dexter Simmons of Key West Fly Fishing Charters reported big tarpon have been plentiful in his area. When the water temperatures are above 80 degrees, the tarpon have been very hungry. Permits are being encountered on many of the shallow flats around Key West.
Nedra Maxwell with the Sebastian Inlet District reported jetty fishermen have been having a field day catching fish from the jetties. Big jack crevalles, lots of bluefish, Spanish mackerel, black drum, sheepshead, snook, big redfish and good size pompano have all made their ways over the rails through the day on the Sebastian Inlet jetties. The fishermen are using shrimp and clams for the drum and sheepshead, Doc's Goofy jigs for the pompano, large live shrimp and mullet for the snook, and redfish and shiny lures for the mackerel and bluefish.
Captain Jim Hobales of Caught Lookin Charters reported going way back into the backcountry to get his clients on the fish. Throwing mostly jig heads tipped with Gulp shrimp and Rapala hard plastic plugs, his clients had steady action from large snook, redfish and sea trout. Big tarpon were in the area but would not eat their baits. Locals Ino Halegua and his fishing buddy, Jeff Rosen, fished with captain Alan Sherman of Get Em Sportfishing Charters out of Flamingo in Everglades National Park. During their six-hour charter, the anglers caught four redfish to 22 inches, sharks and five tripletail to 10 pounds. The fish were caught on live pilchards and shrimp fished under a Cajun Thunder float.
Captain Jon Fetter of Catch the Cure Fishing Charters out of Estero Bay reported the passes and nearshore reefs have been producing big numbers of fish recently in his area. In the passes whiting, silver trout, sharks, ladyfish and Spanish mackerel are going for jigs and shrimp. The nearshore reefs will keep your rod tips bent with hungry Spanish mackerel, ladyfish, sheepshead, gag groupers, snapper and pompano. Bouncing jigs tipped with shrimp over the bottom is getting the strikes. In the back bays, redfish are being caught along the oyster bars.
Jim Crego from Slim's Fishing Camp in Belle Glade reported largemouth bass numbers are down from a few weeks ago but the sizes are up. The bass have been mostly eating live wild golden shiners but for the purists dark colored lures that have gold and glitter in them are getting the strikes as well. The bass are along the outside weed edges and in areas that have cattails. Ritta and Tree Islands and Pelican Bay are all producing bass. Speckled perch and bluegills are hitting crickets in the Rim Canal and at the levees.
Capt. Alan Sherman


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Pre Construction Meeting
Monday, April 3rd, 2017
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Why do I get all jittery when I lack sleep?
The shivering is really not good for my jaw and teeth.
Apr 16, 2009
In Buffy-mode
Posted by cheahwey at 5:27 AM
3 comments:
hey get more sleep lah..scary
- April 16, 2009 at 9:42 AM
- cheahwey said...
What do you get when you lack sleep?
- April 16, 2009 at 4:23 PM
- Raymond said...
if you take caffeine to combat your lack of sleep, it may be the cause. I usually feel the same when I overdose myself with caffeine while pulling an all nighter.
either get more sleep or cut down on caffeine. but if you don't take caffeinated drinks, i don't know why you get this jittery-ness. :/
- April 20, 2009 at 8:38 AM
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The most striking aspect of Time magazine's cover story on Manmohan Singh, which brands him an "underachiever", is that other than that harsh tag, there's little that is new in it. The article is a faithful summation of Manmohan Singh's life and career progression - from his roots in the Pakistani village of Gah (where he studied by candlelight and where he is evidently much loved to this day) to his rise through the bureaucratic ranks to become, by a quirk of circumstances, India's Prime Minister. But even the joke that it narrates to illustrate Manmohan Singh's reticence - his reluctance to open his mouth at the dentist's chair - is familiar to anyone who has followed contemporary political commentary in some detail.
The Congress has responded with extraordinary agility to Timemagazine's characterisation of Manmohan Singh as an "underachiever". Party spokesperson Manish Tewari has pointed, somewhat fancifully, to the UPA government's record of having offered "political stability, social harmony, internal cohesion, economic growth and a greater role in global affairs" as evidence that Manmohan Singh was far from being an "underachiever".
It isn't often that one is in agreement with Manish Tewari, who has in the past exhibited an extraordinary ability to implant his foot in his mouth. But on this occasion, one concurs with his claim - even if not with his reasoning - that Time magazine was entirely wrong to dub Manmohan Singh an "underachiever".
In fact, Manmohan Singh has risen far above his paygrade, to a station in life where, as Firstpost had noted earlier, he validates the Peter Principle.
That principle, as propounded by "hierarchiologist" Lawrence J Peter, states that every person rises to his or her level of incompetence. Peter framed his theory in an organisational context: he argued thatin an organisation where promotion is based on achievement, success, and merit, that organisation's members will eventually be promoted beyond their level of ability. At which point, the members' failings become glaringly apparent.
Illustratively, a great salesman may not make a great sales manager, but success at sales gets him promoted to sales manager - where he fails. Once he reaches his level of incompetence, there is no further promotion. But at even the current level - his level of incompetence - he does damage.
Manmohan Singh's career progression is a graphic illustration that the Peter Principle applies in equal measure in the world of politics as well. He is in many ways primarily an economist who served admirably as a bureaucratic babu, faithfully implementing policies that had been drawn up by the political establishment. In 1991, by a quirk of politics that saw PV Narasimha Rao become Prime Minister (following the assassination of Rajiv Gandhi), Manmohan Singh was elevated to the post of Finance Minister.
The country was at that time on the brink of a balance-of-payments crisis, and its stock of bullion had had to be airlifted to Europe to secure a lifeline from the World Bank and the IMF. That happened in the last days of the Chandra Shekhar government, and under the terms of the agreement, the then Finance Minister Yashwant Sinha had already drafted the "reform measures" that would have to be undertaken (More on that here and here).
But the Chandra Shekhar government fell abruptly, necessitating general elections, which brought Narasimha Rao, and his financial Sancho Panza Manmohan Singh, to power. To this day, Manmohan Singh gets disproportionate credit for unleashing reforms and stoking the animal spirits of the Indian entrepreneurship. But in fact, thereforms that he unveiled then were the dusted-up version of the proposals that Sinha had already drawn up.
Singh served as Finance Minister for five years, and after the Narasimha Rao government was voted out in 1996, he basked in the reflected glory as the original reformer of the Indian economy. If his career had ended then, and he had retired, he would still have achieved way more than was ever expected of him.
But by another quirk of fate, he became "accidental Prime Minister" in 2004, when the UPA government was formed and Sonia Gandhi needed a political lightweight who would keep the seat warm until the Dynasty could take over yet again.
In that high office, Manmohan Singh had attained his Peter Principle equilibrium: his deficiencies have been glaringly exposed - in the succession of corruption scandals and the grinding down of the economy. Rather than assert himself, Manmohan Singh watched while corrupt Ministers hijacked policies for personal profit, and while the Congress under Sonia Gandhi forgot about reforms and went on a welfarist spending binge, whose malefic effects are today haunting the economy.
Even theburst of economic growth in the early years of the UPA1 government, for which Manish Tewari credits Manmohan Singh. owed rather more to the effect of the reforms that the NDA had implemented in the years leading up to 2004. Today, in response to stalled economic growth, Manmohan Singh is attempting feebly to reinvent himself as the original reformer who is back in midseason form.
With barely a couple of years to go for the end of the UPA's second term, Manmohan Singh's political legacy is being assessed from a historical perspective, and Time magazine's verdict is in. But far from being an "underachiever", Manmohan Singh has, if anything, risen to a level that is way beyond his innate political capabilities. He was destined to be a babu, and would have made a good one. Although unelected (and unelectable, as Manish Tewari said in another context), the vicissitudes of politics elevated Manmohan Singh to the highest elected office in the land.
That's not quite the record of an "underachiever". If anything, Manmohan Singh has excelled himself.
Updated Date: Dec 20, 2014 11:24 AM


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My BFF Michelle Griep tells me she's been writing since she first discovered blank wall space and Crayolas. Ever since, Michelle's been seeking to glorify God in all that she writes…except for that graffiti phase she went through as a teenager.
Being her critique buddy, sister in Christ and at heart, and fellow author for Risen Books, and in celebration of her upcoming release, Undercurrent, I'm excited to introduce you to Michelle as a guest on my blog.
First, tell me what your new book is about.
People go missing every day. Many meet with foul play, some leave the social grid by choice, but others are never accounted for. Such is the fate of successful linguistics professor Cassie Larson. She leads a life her undergrad students hope to attain, until she tumbles into the North Sea and is sucked into a swirling vortex…and a different century.
Alarik, son of a Viking chieftain, is blamed for a murder he didn't commit—or did he? He can't remember. On the run, saving a half-drowned foreign woman wasn't in his plans.
Ragnar is a converted pagan shunned by many but determined to prove his Cousin Alarik's innocence. He didn't count on falling in love with Cassie or the deadly presence of evil that threatens his village in Alarik's absence.
Have you always wanted to be a writer?
Yes, except for a short season when I kicked around the idea of becoming an astronaut. Two problems with that, though. First off, I hate science and math, both of which you should at least have a mild interest in to be successful in a space career. Secondly, when I found out that astronauts don't actually wear cool Lt. Uhura uniforms, it was a deal breaker.
In addition to writing, you also homeschool your children! How do you balance it all?
Apparently you didn't notice the frayed hem on my superhero cape. Family and schooling takes up the lion's share of my time but I do have one dedicated night per week when I run away from home to write. You can find me at Panera with a cup of java and chocolate chunk cookie every Thursday evening.
How did this story come to you?
There's an old family story my mom told me about her mom, Clara Brekke. Sometime back in the early 1900's, Clara's father took her two-year-old sister and walked out the front door. Just like that. No bags packed. Not a word about where they were going or when they'd return. Nothing. No one ever heard from them again. As a result, I've always been curious about missing people. Assuming they've not met with foul play, where exactly do they go?
What interests you about the Viking age?
Besides the roots of Christianity in the Nordic culture, there's a ton of other fascinating facts. Case in point…Bubba the Viking. Did you know there's actual graffiti carved into wood and stones left behind by these fellas? And who would've known that one of these big beefy warrior's names was Bubba? Not kidding. Feel free to use that tidbit as an icebreaker at the next party you attend.
Please share your favorite scene from Undercurrent.
The setting is a dark forest late into the small hours of the night. Hero Ragnar is leading Cassie, who freaks out about a wolf howling. Ragnar takes her hand, meets her gaze and says,
"I am well armed, Cassie. Think you I would lead you into danger?
Even so, I pledge my protection."
Once those words left my pen, it was like Jesus whispered the same to me. What a picture of his strong guidance and assurance. On days when I'm walking through scary darkness, how comforting it is to remember that he's the one holding my hand.
What other new projects do you have in the future?
I could easily be persuaded to write a Viking sequel if readers swamp my publisher with requests. I've also recently finished a historical fiction set in the Regency period (think Jane Austen) which involves an opium addict and a man who's slowly going insane.
I've already read that one, and it's dynamite! I hope you'll be able to find a publishing home for it as well. As far as the possibility of a Viking series – well, blog readers, make sure you buy Undercurrent and flood Risen Books with demands for more!
Thanks, Michelle, for visiting today and sharing your wise words on Y's Words.


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Train Foggia → Milan
Duration 6h45 - From $53
Foggia - MilanThe average travel time between Foggia and Milan is 6h57 minutes. The quickest route is 6h45 minutes. The first train leaving Foggia is at 06:35, the last at 23:06. There is an average of 7 trains a day between Foggia and Milan, leaving approximately every 4h02 minutes.
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Foggia, sea, sun, and heritage of Italy Foggia… You just have to hear this name to feel like in holidays. Southern Italy, sun, sandy beaches, sparkling adriatic waters, here you are. Welcome to this amazing city wonderfully mixing nature and culture. You will not have any regrets. Learn more about Foggia
Fashionable Milan might have shortcomings—but it's worth the trip
Fashionable Milan might have shortcomings—but it's worth the trip Epaulets, exquisite cashmere, Ermenegildo Zegna, all encompass the city known more for fashion and commerce than physical beauty.There are no canals, no Renaissance squares or Roman ruins. The city is industrialized, crowded and expensive. But don't be deterred. There are things here that will surprise you. Learn more about Milan
Foggia -> Milan
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Your Body Speaks Its Mind
It all started when...
Your body holds a story, your story. Without a movement practice throughout life or when interrupted buy illness or distress, your body can 'forget' to support your story. Particularly, your story of living free from, chronic bodily discomfort, recurring psycogenic pain, and recovery from surgery or accidents. Any or a combination of these traumatic sources may cause your body to 'get stuck', literally forgetting how to function and move to your best ability.
Our structure and functional movement anatomy immediately responds to trauma from physical and emotional sources.
Vibrations, pulsations, and streaming begin to shift somatic (boidily) responses, before, during, and after traumatic events.
We sense, feel, and react accordingly, as a whole somatic process. Tubular, and, spherical, liquid pressures, pull, push and rearrange your anatomy of movement, preparing for fight or flight, or simple locking down in freeze mode.
The Body Keeps The Score
Bessel Van Der Kolk, M.D.


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The Office of Communications and Public Affairs provides information about Sunnylands history and current affairs and can assist the news media in coordinating interviews and covering events. The office also distributes news releases, photos, videos, and logos to the media and other organizations.
Media inquiries should be directed to Ken Chavez, director of community & media relations, 760.202.2266.
The Office of Communications makes selected images and B-roll video available to the media. To preview, scroll through the video and photo galleries. Videos may be downloaded at the prompts. For high-resolution copies of still photos, find links toward the bottom of this page.
All photos: © The Annenberg Foundation Trust at Sunnylands.
Each packet contains roughly four minutes of HD footage formatted for broadcast (H.264 1280×720 30 fps). High- resolution footage can be accessed by clicking the download prompt on the title of the footage you wish to use.
All photos are from Sunnylands archives. Hi-res images are in the zip files at the bottom of the page.
© The Annenberg Foundation Trust at Sunnylands.
Use the links below to download high-resolution images. All photos are from Sunnylands Archives. Please credit: The Annenberg Foundation Trust at Sunnylands.
Ken Chavez, director of community & media relations
Eric Ornelas, department coordinator
Ashley Santana, editorial assistant


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The Norfolk &Norwich Festival is one of the oldest festivals in the UK, having been held since 1824 and tracing its roots back further to 1772. Now the festival is one of the flagship arts festivals in the UK. Each May the festival programmes music, theatre, literature, visual arts, circus dance and outdoor arts across the city of Norwich and the wider Norfolk community.
Wolf's Child – Norfolk & Norwich Festival, Felbrigg Hall
Writer: Dave McKean deviser and Director: Bill Mitchell Composer: Victoria Abbott Reviewer: Glen Pearce If you go down to the woods today… just don't expect a teddy bears' picnic. WildWorks' Wolf's Child, commissioned especially for the Norfolk and Norwich Festival, is a much more grown-up fairy tale. A gamekeeper warns audience members pre-show to keep to the middle of the ...Read More »


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During my long run this morning, I couldn't get an image from my doctor's office out of my head. Ever been to the doctor's office or the hospital? I have. Usually, it's because a workout (or home improvement project) went horribly awry and I need to get something re-attached. Invariably, there is a helpful person Continue Reading «The Workout Monkey»
Mar 232017


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(AFP) US President Barack Obama said he did not think Israel had made a decision on whether to launch a pre-emptive strike on Iran's nuclear installations, a threat that has rattled the region.
Obama — seeking to reassure Americans over the danger posed by Tehran's suspect nuclear program, and any negative side-effects for the United States — said Washington was working "in lockstep" with Israel to bring Iran to heel.
"I don't think Israel has made a decision" to strike Iranian facilities, Obama said in a pre-Super Bowl interview with NBC.
When asked if Washington would be consulted first should Israel move ahead with those plans, he said he could not go into specifics but added that the two allies had "closer intelligence and military consultations" than ever before.
"My number one priority continues to be the security of the United States. But also, the security of Israel. And we're going to make sure that we work in lockstep, as we proceed to try to solve this — hopefully diplomatically."
Obama said the Islamic republic was "feeling the pinch" of ever tougher sanctions imposed by the international community, and dismissed concerns that Tehran could retaliate by striking US soil, saying such a strike was unlikely.
"I've been very clear — we're going to do everything we can to prevent Iran from getting a nuclear weapon and creating a nuclear arms race in a volatile region," he said.
"We have mobilized the international community, in a way that is unprecedented. They are feeling the pinch. They are feeling the pressure," he said.
Iran maintains that its nuclear program is for strictly peaceful purposes.
On whether Tehran could possibly strike US targets, Obama said: "We don't see any evidence they have those intentions or capabilities."
He added: "Again, our goal is to resolve this diplomatically. That would be preferable. We're not going to take options off the table, though."
Last week, a Washington Post opinion column said US Defense Secretary Leon Panetta believes there is a "strong likelihood" that Israel will strike Iran's nuclear installations this spring.
When asked about the newspaper's article by reporters traveling with him to a NATO meeting in Brussels, Panetta brushed it aside.
"I'm not going to comment on that. (…) Israel indicated they're considering this (a strike), we've indicated our concerns," he said.
Israeli Foreign Minister Avigdor Lieberman was due in Washington on Monday, and Prime Minister Benjamin Netanyahu will visit the United States in early March, though a meeting between Netanyahu and Obama was not yet confirmed.
In the interview with NBC, Obama cautioned that "any kind of additional military activity inside the Gulf is disruptive. And has a big effect on us. It can affect oil prices."


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DKS Icon Manager will store your desired desktop icon layout. Then, if somethingchanges your desktop icon layout, you can restore your desired icon array with asimple click. Also, if you want other users to be able to use different iconlayouts, DKS Icon Manager will create an unlimited quantity of icon schemes for yourdesktop. Each user can then. Free download of DKS Icon Manager 2.28, size 988.16 Kb.
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A follow-up to last week's "Today" show appearance, with a shopping list and recipes, over on Well.
Comments are no longer being accepted.
I love the spontaneity you cultivate in your columns and wanted to suggest a lunch that is insanely tasty–and super nutritious–and cheap.
– One can of good sardines, such as Bela from Portugal
– Lemon
– Any greens you have in the fridge or garden (arugula, cilantro, parsley, lettuce)
– scallions, chopped
– mayo
– s & p
– sandwich bread of one's choice or whatever's available
Lightly toast bread and spread mayo on one slice, generously. On the mayo, add scallions. (this is important — to put the onion flavor of the scallions right up against the cream of the mayo.) On the scallions add chopped greens. On the greens, sardines — smoosh them down a bit. On the sardines, a good squeeze of lemon and salt and pepper. Top with other slice of bread and there's your best damn sandwich ever.
Research has shown that people shop from a "list " of 100 items. They shop from the same list week after week.
Are those sardines as sustainable as humans? Why not give the sardines a break?
P.S. I don't watch TV. It's for idiots. So sorry I missed your appearence.
"We watch the television because it tells us that we should" – Supertramp
Mr Bittman, you frustrate me so much. You talk a good talk (TED, for instance, or your book launch at Powell's), write eloquently and seem to mean what you write, but your column and your mainstream media shots don't live up to the talk. Here's a great example of an opportunity to help folks eat less meat and fish, as you say we ought to be doing, but you have a 10 ingredient shopping list heavy with both, and offer not even one meal idea without flesh. Rumor has it that you really do live your life with less meat and more grains and vegetables, so why not guide your readers (and watchers) with practical ideas for joining in? How about showing your roadmap to conscious eating?
Anna, thanks for the recipe; Twinkie, thanks for the laughs.
#3 Ailene
The animal products used in this comes down to 1 chicken breast, 4 slices of bacon and 1/4 lb shrimp per person for 5 dinners. This is less than many, probably most, people eat over the course of one day. If readers are following Mark's advice and remaining vegan until dinner, they're eating plenty of vegetables, fruits, grains and beans — probably far more than most people.
I eat animal products only once daily and would have consumed more than this plan offers. It's a very good step in the right direction. I think Mark is being true to his own beliefs.


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|Lampwork Vessel - "Earth Lotus"
Here is a GORGEOUS lampwork vessel or amphora bottle.
It can be filled with a small amount of your favorite perfumes or essential oils,
sand from your favorite beach, or even put a tiny scroll inside with a poem or
wish on it. My vessels have even been used for cremains keepsakes.
Beautiful Earthy tones floating over an ocean of blue and aquamarine. With a
caged jewel design with spirals of Cobalt blue. Lots of plunged bubbles around
the rim, top of each spiral, and the topper bead for extra depth and sparkle!
A sterling silver lotus adorns the top of the bead with a beautiful Iolite stone in
the center.
Throughout many cultures over time, the Lotus has been a powerful image and a
spiritual symbol. In Hindu, Buddhist and Egyptian religions, the lotus is
considered a sacred flower. Among it's many meanings and significance, the
lotus is a symbol of "spontaneous" generation, and so it also represents divine
birth, spiritual development and creation itself.
Sterling Silver Safety Chain, Bali Silver Spacers, Sterling Silver Wire
Wrapping, Head Pins, and Beads.
Tassel has genuine Jasper and Iolite stones.
Vessel measures 2 and 7/16 inches tall, (or 60 millimeters), from top of wire
wrapped loop to bottom point of vessel. It measures approx 1 and 5/8 inches,
(or 42 millimeters), across at handles.
Vessel has a removable cork stopper that fits tightly.
Vessel can be worn on a chain or cord for a necklace or hung in a special place.
**Sterling silver chain does not come with this vessel, but can be purchased
separately on my Lampwork Supplies page.
Vessel was hand torched by me with high quality Italian glass and has been
properly kiln annealed.
Item #J-2114
To purchase this item using PayPal, just follow the link at the top of the page back to
the "Lampwork Vessels" page to use the Paypal buttons.


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When you all get a chance – stroll over to A Good Beer Blog and check out all the awesome entries for the 2007 Christmas photo contest. You might even see some from your ever loving host (yup that is me – Joseph Ruvel – keep scrolling down)! This is a shared contest with Stonch's blog – check out his gallery too.
Christmas Beer Photo Contest
By Joe Ruvel · December 17th, 2007 · No Comments
Tags: Around the Web


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Does this sound familiar?
The tedious process of major prospects makes your sales people sound like they are waiting for several decisions.
The production department(s) express agitation about waiting so long for the accounting department to distribute financial reports. They want to know how much gross profit they generate and if the numbers suggest they have to hire, make do, or lay off anyone.
And the marketing department can't tell if they can start working on their new campaigns.
It's not a good sign when your department heads are waiting and looking for data.
Yes, you need timely financial reports about how last month, last quarter, and last year turned out. But creating better results for next month, next quarter and this year is more important.
Putting department heads together once/month to compare projections for the next month, the next three months, the next twelve months pays off. What revenue can they count on for each period? What is the best educated guess about additional revenue that can reasonably be expected? What direct costs (COS) can already be projected? Which capacity utilization and billing multipliers apply to improve the short term future?
Accountable department heads do not just coordinate, react, and allocate resources on a day to day basis. They learn the metrics and create next month's success, next quarter's improved results, and next year's growth.
Are your department leaders putting their heads together to compare projections and make decisions to get ahead of day to day implementation and create success?
This is especially important if/when your company is going after larger more complex clients. A client going through a merger or IPO will bring even more bureaucracy and delay. To prepare for larger accounts, it's essential to pick up speed and get ahead of your own day to day process.
Is your sales manager looking for ways to leverage and replicate the lessons learned from major proposals? Is the marketing department finding ways to multi-purpose the contents of published articles, speeches, webinars, etc? Is the production department creating standards and delegating tasks down as far as possible? Does your accounting department need to move beyond just reporting the past results to become a resource to the other departments?
When you accept a position on a corporate board, you become part of the culture, ethics, priorities, logic, metrics, reputation, and the public perception of the corporation. A few of a corporate board's primary responsibilities include hiring the CEO and providing clear logic and metrics for performance review and compensation. Board members have a fiduciary responsibility to the shareholders. A board has oversight responsibility (stick your nose in) but should not interfere with the actual management (put your fingers in) of the corporation.
Those sentences are clear enough…right? But walking the fine line can be difficult.
A recurring topic of debate/discussion among experienced directors who serve on corporate boards focuses on "Nose and Fingers."
Imagine you serve on the board of a major corporation that practically created the entire industry. Your company consistently makes money for its shareholders. Your CEO is the son of the Founder, who has been an industry icon for decades. There are risks associated with your industry so customers are asked to sign documents acknowledging that they understand and accept those risks.
To be more specific, you are one of the directors serving on the board of CARNIVAL. After several months following the incident, one of your ships is still leaning in shallow waters off the Italian coast while another ship in your fleet is being towed into an Alabama port after its main engine and sewerage systems have failed. As a board member, you are undoubtedly concerned about the negative media coverage and possibility of law suits. But how far would/could/should you go?
It is very easy for someone from the outside looking in to be a "Monday Morning Quarterback." Some media personalities were quick to demand answers about why passengers were left on the TRIUMPH for so many days following the loss of the main engine.
Give this some considered thought. When there is an incident, should you (as a board member) speak to the press? Should you support your CEO or "throw him under the proverbial bus?" Should you ask questions about the value of passenger safety compared to corporate profit? Should the board request a presentation from the company's Chief Risk Officer? Should the Crisis Prevention and Management Plan be reviewed?
If you as a board member, (even though you are very bright and experienced) step in to do the job(s) that executives and managers are supposed to do, why is the company paying those people? Should the board establish a special committee to review recent crises? Should the board convene the executive compensation and performance review committee to revisit its logic and metrics? Should you resign because your suggestions about passenger comfort and safety have been ignored?
Note: Think beyond the negative media coverage. Consider the distinct possibility that the shareholders, board members, executives, and managers have been and are perfectly happy with how things are handled at CARNIVAL.
Some of the most heated debates I have witnessed between executives within privately held companies have been about whether they need to obtain outside growth financing or should continue to fund growth through reinvestment. The arguments sound pretty much the same whether the outside money would come from private investors or an initial public offering (IPO).
Arguments about if a company needs to attract outside money… and if so, when and how much…typically flow from fear, assumptions, guesses, and jumping to conclusions based on another company's situation. Arguments based on an absence of information often occur because the President has asked executives to report about the past more than create the future. Of course, that pattern can indicate that the company is ready for a new President or a CEO. At a minimum, the company needs a CFO instead of just a Controller and a CMO instead of just a Marketing Coordinator.
A CMO would answer the questions about market demand, competition, pacing, optimum size, etc. And the CFO would answer the questions about if outside money is needed, if so when and how much. The CFO also answers the questions about the costs and tradeoffs involved with outside money.
When outside funding sources start their due diligence, they ask about market dynamics, growth potential, anticipated use of proceeds, return on investment, etc. Members of the executive team deserve the same information that outside funders need. In fact, without clear answers from detailed scenarios and projections (provided by the CFO and CMO) the concerns of executives are inadvertently conveyed to prospective investors and funding does not happen.
When I am asked questions about the optimum timing for a company to seek growth financing, I find myself immediately asking questions about how well the company's CFO and CMO create the future and provide answers that replace worry with excitement.
Aldonna R. Ambler, CMC, CSP has earned the right to be called THE GROWTH STRATEGIST®. She has won over 2 dozen national and statewide "entrepreneur of the year" awards for the resilient growth of her international businesses across 4 recessions. Her midsized BtoB clients get on…and then stay on…the published lists of the fastest growing privately held companies. She owns and operates a suite of companies that help privately held midsized companies achieving accelerated growth with sustained profitability® through opportunity & resource analysis, 4 approaches to strategic planning, executive advisory services, growth financing, and targeted search. 2013 is Ambler's 9th year hosting a weekly peer-to-peer-to-peer syndicated on line talk show that features interviews with CEOs/Presidents of midsized companies (typically between $20 and 200 Mil/yr.) sharing success tips about the growth strategy-of-the-week. An archive of over 300 interviews is available at www.GrowthStrategistShow.com. She can be reached toll free at 1-888-Aldonna or at email@example.com.
Jeff and Jim have been running the 12 year old family business since their father (the Founder) suddenly passed away. At first, they had steady growth. They are in a specialized field, so Jeff and Jim have learned everything they can about product formulation and packaging, customer service and retention, vendor sourcing, quality assurance, and distribution channels. The gross revenue was up around $20 Mil when the financial industry imploded in late 2008. Their revenue dropped to $14 Mil/yr. by early 2009, bottomed out at $10 Mil/yr in early 2010 and has been hovering there ever since.
Jeff and Jim trimmed their top heavy organization and budget. They upgraded technology and continue to make improvements to operational efficiency. When they disagree or experience some tension, the topic has usually been about new customer acquisition. One year they tried throwing money at banner advertising and the website. Another year, they went back to their roots in direct mail and local radio advertising. Last year, they dabbled in social media, so they now know what is meant by tweeting, liking, blogging, and following. Their customer retention numbers have remained fairly consistent (which is good) but their new account acquisition numbers have remained the same (which isn't so good).
They don't really know if the company's plateau is due to market saturation, inadequate execution of marketing campaigns, shifts in buying patterns or market preferences, or hidden competition. Jeff and Jim have concluded that they know their product and their customers…so they don't understand why their business isn't growing. Their concern now is that if they bring in a marketing/advertising firm to look at their situation, all that will result from that is an expensive proposal for the services that are provided by that firm. It feels like a bad game of Jeopardy® to them. "The answer is our services…what was the question again?" Their reluctance to be sold anything is keeping them from obtaining an objective assessment of their opportunities, resources, needs, strengths, etc. Where is the risk if the strategic consultant who evaluates their needs doesn't provide the marketing services that will probably be indicated to get Jeff and Jim's company growing again?
Staying at the current size invites Jeff and Jim's employees to coast, get set in their ways, and resist innovation and change. They are in growing industry, so Jeff and Jim are getting further behind each year they choose to remain stagnant. My guess: this company needs a real President.
Aldonna R. Ambler, CMC, CSP has earned the right to be called THE GROWTH STRATEGIST®. She has won over 2 dozen national and statewide "entrepreneur of the year" awards for the resilient growth of her international businesses across 4 recessions. Her midsized BtoB clients get on…and then stay on…the published lists of the fastest growing privately held companies. She owns and operates a suite of companies that help privately held midsized companies achieving accelerated growth with sustained profitability® through opportunity & resource analysis, 4 approaches to strategic planning, executive advisory services, growth financing, and targeted search. 2013 is Ambler's 9th year hosting a weekly peer-to-peer-to-peer syndicated on line talk show that features interviews with CEOs/Presidents of midsized companies (typically between $20 and 200 Mil/yr.) sharing success tips about the growth strategy-of-the-week. An archive of over 300 interviews is available at www.GrowthStrategistShow.com. She can be reached toll free at 1-888-Aldonna or at firstname.lastname@example.com.


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If you like authors Sandra Brown and Nora Roberts, Elizabeth Lowell ranks right up to their caliber when it comes to romantic suspense. Her latest, Perfect Touch, blends just the right amount of action, mystery, suspense, and thrills. A former soldier turned rancher and a beautiful designer and art appraiser must race to stop a vicious killer, all while fighting their sizzling attraction for each other.
Yes. Former NBA star (and former Milwaukee Bucks player) Kareem Abdul-Jabbar and screen writer Anna Waterhouse have written Mycroft Holmes. This book is a good choice for people who like Sherlock Holmes stories and who like action as well as deduction with their mysteries. The story is set around 1870 in London and Trinidad.
For Angie Morse, what begins as a beautiful evening off the Turkish coast at a party on a large luxury yacht ends with attempted murder and a quest for revenge. Standing on the yacht's deck enjoying the sunset, someone hits her over the head with a champagne bottle and pushes her over the side. The yacht pulls away and those on deck appear to turn their backs on her. How can that be? These are her friends, and one is her love, or so she thought. At that moment, Angie vows to survive and get even with those who did this to her - one way or another.
Wisconsin is the setting for a number of crime novels lately. Here are 4 of them:
Mysteries of Soldiers Grove by Paul Zimmer
The summer reading program is in full swing at the Fond du Lac Public Library. The theme this year is Behold! The Power of Reading. You can sign up for the program online at www.fdlpl.org, or at any of the library service desks. Anyone can participate, and it only takes a minute to sign up. It is so easy - simply mark off a circle on your reading card for every 30 minutes of reading you do. It can be reading together as a family, or reading to others. Any format of reading qualifies, even listening to audiobooks.
The Liar is the perfect title for the latest romantic suspense novel by Nora Roberts. Richard Foxworth, the man who swept Shelby Pomeroy off her feet and whisked her away from small town Tennessee to the most exclusive suburb of Philadelphia, fathered her child, and bathed her in luxury, was one of the biggest liars of all time. When he is declared missing at sea in the Atlantic Ocean, all of Richard's lies and deceitfulness are revealed and Shelby, and her three-year-old daughter, Callie, are left to pick up the pieces.
The estate of Agatha Christie authorized this new book The Monogram Murders by Sophie Hannah. If you are a fan of Agatha Christie, you will enjoy this new tale featuring the sleuth Hercule Poirot. Poirot is at Pleasant's Coffee House when a woman named Jennie comes in and tells him she is afraid that she will be murdered and that she deserves to die.
I have long been a fan of author Susan Elizabeth Phillips. Her romance stories are written with style and grace, and most times love conquers all when the story comes to a happy ever after ending. She certainly surprised me with her latest book, Heroes are My Weakness. Even though the title hints at a romantic setting, this one has a much darker and serious feel to it. In some ways, the beginning had elements of classic gothic romances like Wuthering Heights and Jane Eyre.
Last year Cuckoo's Calling by Robert Galbraith was published and received great reviews. Then it was revealed the Galbraith was really J. K. Rowling, author of the Harry Potter series. Rowling has shown that she can write mysteries as well as fantasy with the Cormoran Strike series under her pseudonym Robert Galbraith. The next book in the series after Cuckoo's Calling is Silkworm and was recently published. This is a traditional hard-boiled procedural mystery. London P.I.
If you like mysteries set in Wisconsin, try Death Stalks Door County by Patricia Skalka, the first in the Dave Cubiak series. Cubiak was a Chicago cop who became a park ranger at Peninsula State Park after his wife and daughter were killed in an accident. He is still grieving, feeling guilty, and drinking too much. This is a not a cozy mystery even though the author does a good job of describing the beauty and ambience of Door County.


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So, the other day I was chatting with my "BFF" about "types" and I think I said jokingly or seriously that my "type" is someone who, "Punches people and injures themselves and cries about their dad sometimes," and he jokingly or seriously said, my "type" was a "prisoner."
"Prisoner, boxer or drunk." Then we laughed a lot and talked about "priz boos," and sent each other a lot of texts like "#prizbooblues" and "#conjugaltrailer."
My other "BFF" texted me about ombre hair, and I naturally made a connection between ombre hair/meth/priz boos. I thought about accidental ombre hair, and researched it for a long time.
While researching accidental ombre hair, I came across the following website:
I feel like Austin and I spent a good portion of the weekend having our minds fucking blown by it and saying things like, "I'm goin' down to cowtown."
If you're wondering if I got fucking "destroyed" and didn't sleep because I was in the clutches of a cowtown k hole, the answer is yes.


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It's Marvel vs Capcom 2, and it's quickly gone on to set the standard by which all maximum insano 2D fighters will be judged. Have you unlocked all the new backgrounds? Have you played as each of the 56 characters? Have you done a 200+ hit combo?
No? Then you aren't the Capcom freak you claim to be!
IGN Guides is here to help with the ultimate in Marvel vs Capcom 2 guides. The Marvel vs Capcom 2 guide features a basic look at the game, along with moves lists for all the characters, strategies for bosses, plus a section on cheats. It's what every Marvel vs Capcom 2 player needs.
Like all guides at IGN Guides, the MVC2 guide is completely free of charge. You need only register, which is also free, and takes only a couple of minutes. Just point your browser to the Marvel vs Capcom 2 guide and start fighting like a pro.
-- IGN Staff


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Real Estate/Mortgage Loan Officer
Real Estate/Mortgage Loan Officer - Kensington, MD
Position Description
Signal Financial is a progressive growing $370 Million Credit Union that is committed to building a new way of banking for our current and future members in the DC metropolitan area. Our vision and goal is to be a progressive multi-Billion dollar financial institution, by re-inventing the way we operate with our membership experience in mind. We will do this by being innovative, creative and nimble in offering distinctive products and services.
We are seeking a full time Real Estate Lending Loan Officer to join our team in our Kensington, MD office. This position is responsible for the development of referral business, leads and relationships with individuals, past clients, credit union SEGs and real estate professionals to generate new loan volume. The Loan Officer also ensures administrative and operational compliance with regulatory requirements and Signal Financial Federal Credit Union policies and procedures. This position is a 100% sales based commission Loan Officer and candidate must have the ability to travel within the DC metro area for member appointments and events.
Position Responsibilities
- Generate loan applications for home purchase and refinances to meet or exceed SFFCU production goals.
- Participate in community efforts and seminars to promote/educate members about various topics related to mortgage financing and homeownership
- Develop and maintain successful relationships in order to generate business
- Meet with prospective borrowers as necessary during various stages of the loan process
- Provide complete loan application packages to the Real Estate Lending Operations Team
- Ensure exceptional member experience by overseeing loan process from origination through closing while providing on-going communication and status updates to members, agents and business partners
- Loan Application Process
- Review / Analyze credit and financial data
- Determine borrower financing objectives and goals
- Discuss appropriate SFFCU products and programs and explain guidelines
- Present pricing/lock terms to borrowers
- Identify appropriate opportunities to offer additional credit union products
- Collect supporting loan documentation as required and provide complete package to Loan Processor
- Maintain current and thorough knowledge of lending programs, policies, procedures, Fannie Mae and Freddie Mac guidelines and regulatory compliance requirements
- Interact closely with management, loan processors, underwriters and loan closers to achieve division goals in turn time, pull through, and member satisfaction.
- Provide leadership through personal actions and day-to-day practices that support our core values.Position RequirementsExperience
- A minimum of three to five years of mortgage industry experience with a focus on generating new businessEducation
- High School diploma or equivalent college degree preferred
- Skills
- Must demonstrate an in-depth knowledge of Fannie Mae/Freddie Mac and FHA guidelines as well as credit union lending policies, procedures, and regulations
- Must possess a thorough understanding of the requirements and features of the mortgage loan programs offered by SFFCU, other private investors, and the secondary mortgage market
- Strong time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously
- Excellent oral and written communication skills required
- Strong loan math calculation skills including the use of automated spreadsheet development and basic analytics required
- Analytical decision-making ability with attention to detail
- Ability to learn and work in a fast-paced work environment
- Ability to multitask and prioritize work as requiredSoftware, Equipment
- PC proficient to include: Word, Excel, Outlook, internet and e-mail
- Familiarity with mortgage loan origination systems and processing software.Symitar Episys preferred


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The Counselor
"It is the land that provides the ultimate counsel. With more than 20 years of experience in the Alexander Valley, I take my time; listening to the land for guidance, interpreting the elements, and sharing the creation – that is my role as Winemaker."
~ Nick Goldschmidt
This single vineyard Alexander Valley Cabernet is sourced from the River Pass Vineyard is located just north of Healdsburg in Sonoma County. Nick Goldschmidt has been working this site for 15 years. The 7 acre site receives gentle morning sun which permits longer hang-times and greater flavor development resulting in the ultimate balance of richness, depth and elegance.
Brand DownloadsBrochure
Winery Logo
Winemaker Bio
Winemaker Photo
Cabernet Sauvignon
River Pass Vineyard
Fruit forward in style with black cherry, strawberry, and currant aromas accented by nutmeg and violets. The palate shows red raspberry, cassis and fresh blueberry flavors.
Tech Sheet -
2015 •
2014 •
Wine Reviews - 2012
Bottle Wine Label Shelf Talker
Argyle • MacRostie • Wither Hills • The Counselor


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Harvey Bloom, Merrimack, New Hampshire asks:
How would you break the bond between the legislators and crony capitalism? There seems to be zero interest in the Federal Government for zero-based budgeting and using GAAP rules that are used to disclose financials of companies in a uniform manner.
Dr. Ben Carson:
Well, there really is no room, as far as I'm concerned, for all these special interest groups and people who gain favors from the government utilizing taxpayers' resources. It makes absolutely no sense, at all. It's one of the reasons that, in my campaign, I have personally refused to go after special interest group money. I have refused to lick the boots of billionaires and beg them for their resources. I welcome their resources if they have no interest in trying to influence policies and if they're interested in just seeing America flourish, absolutely, I would welcome those, but there are relatively few of them who are like that. And a Carson administration would adhere to exactly those same principles.


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Enjoy the convenience of an artificial Christmas tree year after year
Quality artificial trees can last up to 10 years or more, offering years of use and enjoyment. They are available in a wide variety of styles, shapes and sizes, making it easy for you to find the perfect artificial tree for your needs. This guide will walk you through the different types of artificial trees so you can find the one that works best for you and your family.
Tip: Measure the area (width and height) in your home where you plan to set up your Christmas tree before shopping so that you can purchase the correct size. Make sure to include room for your tree topper.
Safety: Always turn off lights when you are not at home or before you go to bed. Consider an automatic timer that can be used to turn your lights on and off at specific times of day.
Choose between pre-lit, flocked, outdoor artificial trees and more. Consider the tree diameter when selecting a tree to fit your room. Slim or pencil-width trees work great in foyers, dining rooms and as secondary trees.
PVC trees
PE trees
Pre-lit trees
Flocked trees
Commercial & outdoor trees
Assembly Tips & Maintenance
Shaping is the process of forming the individual branches to create a full, natural look. It is accomplished by bending the wires attached to each branch to provide uniform coverage.
Position the branches so the tips bend upward in a slight arc for better support of hanging ornaments.
Hinge trees may consist of multiple sections that need to be connected together.
Shape branches as you go for a more natural look.
Stagger the branches as you bend the wire to fill in all spaces and prevent holes.
Always inspect light strands and electrical cords for signs of damage or wear before use.
Replace any light strings that appear frayed or worn with new lights.
Be careful not to overload electrical circuits, and do not string more light cords together than the manufacturer recommends.
Special storage bags keep out dust and insects away from your artificial tree during storage months.
Wrap lights around a spool or piece of cardboard to prevent them from becoming tangled.
Ornament storage boxes designed to hold decorations help keep them safe and organized.
Lighting & Other Features
While the convenience of a pre-lit tree is appealing, many still prefer to string their own Christmas lights. On average, you'll need about 100 incandescent lights per foot of tree for solid coverage; you'll need fewer with LED lights.
Find out how many Christmas lights you may need.
Safety: Whether you are getting a pre-lit tree or stringing your own lights, look for bulbs that have burn-out protection and no-twist sockets, so one faulty or twisted bulb won't keep the rest of the lights from shining on your tree.
When shopping for an artificial Christmas tree, consider these options:
Sculpted Tips: Branches featuring sculpted tips more closely resemble the natural look of real trees for a more convincing imitation.
Warranty: Artificial trees often carry a warranty guaranteeing their use for a specified number of years.
UL-Listed Lights: UL stands for Underwriters Laboratory, an independent testing agency that makes sure lights are safe for use under the designated circumstances.
Commercial Trees: For outdoor applications or larger indoor environments, commercial Christmas trees feature more durable construction and assembly for heavy-duty use. Commercial trees are typically classified as being 12 feet or more in height.