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Nikki Coppa, CAR Director, Chair of CAR's Standard Forms Advisory Committee, Chair Forum on Forms
Three times a year, your Directors attend C.A.R. Business Meetings. We listen, we discuss, we debate, and then we take action on behalf of Realtors® throughout the state of California. Meetings occur simultaneously throughout the first three days, so our Region is spread out to cover our assignments and report back to the group and our members.
The unique thing about the Winter meetings is that is gives us a glimpse of the issues we believe will gain momentum throughout the remainder of the year.
Forum on Forms highlights –
· This forum used to be a bit dry and only reviewed the form changes. Now, we present the new forms, changed forms, have C.A.R. Legal weigh in with pertinent information, AND showcase new technology enhancements for our members.
· All form comments, questions and suggestions regarding forms should be sent to email@example.com.
· Forms release times have been moved to June and December.
The following 19 C.A.R. forms were revised:
· AAA – Additional Agent Acknowledgment : The modification in paragraph 2 makes clear that the multiple agents named in paragraph 2 C do not also need to sign. Only one agent needs to sign for the broker in the signature block. Language was also added to clarify that the form does not need to be signed by brokers and principals from both sides in only applicable to one, such as when being used with a listing agreement.
· ADM – Addendum: The opening caption includes language indicating the form can be used to modify a TDS by the seller and a warning that a right of rescind can apply in such a situation.
· CL – Commercial Lease Agreement: Language was added to paragraph 29 obligating the tenant to obtain insurance if the tenant is responsible for maintenance.
· COP – Contingency for Sale of Buyer's Property: In the existing language, a seller can require the buyer to remove the property contingency, and loan contingency within 3 days of receiving a notice from the seller. New language at the bottom of the form satisfies the notice requirement if delivered at the appropriate time.
· CPA – Commercial Property Purchase Agreement: Paragraph 14B was modified so that the buyer has the right to reject a seller's attempt to modify an existing lease, service contract or condition of the property. In such a case, seller cannot make the change. Previously if buyer disapproved, buyer only had the right to cancel the contract but could not require the seller not to make the change.
§ The same change was made to paragraph 15B of the RIPA, the Residential Income Property Purchase Agreement and to paragraph 15B of the VLPA, the Vacant Land Purchase Agreement
· ESD – Exempt Seller Disclosure: This form is a revision to the Seller Supplemental and Contractual Disclosure (SSD) form. It was given a new name and paragraph 2 was added explaining that TDS-exempt sellers are not exempt from all disclosures.
· LR – Residential Lease Or Month-to-Month Rental Agreement: Paragraph 3E was added to make clear that rent payments will be applied to earliest amount due. Paragraph 11E was added to specify that water use (drought) laws supersede contractual maintenance requirements. In paragraph 13 an optional sentence was added and refers to the C.A.R. Pet Addendum (Form PA) if pets are to be permitted on the premises. In paragraph 34, language was added which, if checked, prohibits the use of portable dishwashers and portable washing machines. The previously unlimited prevailing party attorney fees clause was modified to cap the amount either a prevailing landlord or tenant is entitled to collect from the other to $1,000.00.
· LRA – Application to Rent / Screening Fee: Previously, the tenant's social security number was identified in paragraph 3C of the application portion of the form. The number has been moved from tenant information section to screening fee section. One reason for the change is to permit electronic signing of the application section by the tenant.
· PCQ – Notice to Perform Covenant (Cure) or Quit: Paragraph 3b was added to allow the PCQ to be used for monetary obligations other than rent.
· PMA –Property Management Agreement: Throughout the form, the word "Broker" was replaced with the word "Property Manager." Language was added to provide that water use (drought) laws supersede contractual maintenance requirements.
· RIPA – Residential Income Property Purchase Agreement and Joint Escrow Instructions: Paragraph 15B was modified so that the buyer has the right to reject a seller's attempt to modify an existing lease, service contract or condition of the property. In such a case, seller cannot make the change. Previously if buyer disapproved, buyer only had the right to cancel the contract but could not require the seller not to make the change.
· RR – Request for Repair: A seller response section was added to the form with 3 choices: The seller can agree to all of the buyer's requests. If the seller does so, the buyer must at least remove the physical inspection contingency and the seller can ask the buyer other contingencies by attaching a Contingency Removal form. In this case, the buyer must sign at the bottom of the form. The seller can reject all of the buyer's requests. The third option is for the seller to respond using a RRRR form.
· RRRR – Seller Response and Buyer Reply to Request for Repair: The Other paragraph was moved to paragraph 1A of the Seller response portion of the form so that the buyer's removal of contingencies attaches to other requests. A default was added to paragraph 1B of the Seller response portion of the form so that the seller automatically asks for the buyer to remove at least the inspection contingency. The option remains to write in other contingencies to be removed or attach a Contingency Removal form (Form CR). Paragraph 1B was added to the Buyer Reply portion of the form to allow a buyer the ability to ask the seller to take certain actions without having to start all over by writing a new Request for Repair form (Form RR). If the buyer uses this new paragraph, then the seller can indicate if the seller does or does not agree in a new section added to the bottom of the form.
· SA – Seller's Advisory: Language was added to paragraph 4A advising the seller of the benefit of pre-sale inspections, making cosmetic repairs and doing staging.
· SBSA – Statewide Buyer and Seller Advisory: In paragraph 20, addressing Future Repairs and Replacements, language was added addressing the phase out of Freon and its effect on air conditioning units and heat pumps. Additional information has been added addressing efficiency standards for water heaters. New paragraphs 35 and 36 address PACE liens and solar panel leases. In paragraph 37 a reference to source material on Homeowner Associations was changed from the booklet in the epubs library to a C.A.R. legal Q&A on the same subject.
· SMCO – Seller Multiple Counter Offer: Paragraphs were reformatted and given new headings to more accurately reflect the content of the paragraphs. Paragraph 4 was added to make clear that seller retains the right to accept other offers and to market the property before a final selection of this particular multiple counter offer. Perhaps the most significant change was the timing mechanism for buyer and seller acceptance of the multiple counter offer. Previously, the buyer had to accept and the seller had to reconfirm all within the same 3-day time period. Now, the buyer has 3 days to accept after the first time seller signs the multiple counter offer. Seller then has until the fourth day after the initial signing to decide whether to choose this particular counter offer for a binding contract.
· SP – Single Party Compensation Agreement: Language from the listing agreement, advising of benefit of listing property with MLS was added to the form. A dispute resolution clause, containing standard arbitration and mediation language from the listing agreement was also added.
· SPQ – Seller Property Questionnaire: Several questions were added to the Seller Awareness section. B2 addresses improvements related to water efficiency and renewable energy. J 5 and 6 address PACE or similar liens and assessments for improvements.
· VLPA – Vacant Land Purchase Agreement and Joint Escrow Instructions: Paragraph 15B was modified so that the buyer has the right to reject a seller's attempt to modify an existing lease, service contract or condition of the property. In such a case, seller cannot make the change. Previously if buyer disapproved, buyer only had the right to cancel the contract but could not require the seller not to make the change. The following 8 new C.A.R. forms were created and released:
· MSS: Mortgage Loan Disclosure Statement Substitute: The new form released in October was meant to comply with a CalBRE Advisory issued 9/14/15 made necessary because of the implementation of the TRID, "Know before you owe" rules that became effective October 3, 2015. It applies to mortgage loan brokers only. Loan brokers who meet the TRID requirements by providing a Loan Estimate form will not have to also provide a Mortgage Loan Disclosure Statement if they give the MSS along with the Loan Estimate form. The MSS notifies the borrower that the Loan Estimate is not a commitment and lets the borrower know how to contact CalBRE to get licensing information about the loan broker.
The 8 new forms being released in December are as follows:
· AGAD - Agricultural Addendum: This form is for use when selling agricultural property with an improved residence. It imposes a duty on the seller to make disclosures of issues common to agricultural areas, including completing the Vacant Land Questionnaire.
· ARB - Arbitration Agreement: This form documents an agreement to arbitrate that may not exist in purchase, listing or buyer representation agreements. It could be used, for example, when a buyer's broker agrees to arbitrate with a seller or a buyer.
· CCSPA and CRSPA - Condominium Conversion Subdivision Purchase Agreement and Joint Escrow Instructions; and the Completed Residence Subdivision Purchase Agreement and Joint Escrow Instructions: Both of these forms were created at the request of the CalBRE subdivision office. They have been submitted to CalBRE for review. If approved, C.A.R. hopes to obtain from CalBRE a letter documenting that the forms meet CalBRE subdivision requirements. Once that happens, the letter will be posted on car.org just like the letter for C.A.R.'s New Construction Purchase Agreement.
§ The condominium conversion form is for a unit that was formerly an apartment but converted to a condominium. It is applicable for the first sale. The contract to use for re-sales of condominium conversions would be the RPA. The completed residence form is for the first sale of a new property with an already built home. If home not yet built, use NCPA. The contract to use for re-sales would be the RPA.
· DNA - Delivery of Notices Addendum: This form is the latest attempt to replace the Receipt and Delivery of Notices to Perform form (RDN) which was removed from the library when the RPA was revised last year. It provides a way to establish delivery dates when the other side to a transaction is non-responsive. Rather than relying on personal receipt, delivery of notices can be made by mail or email. The DNA form should be attached to the RPA when the contract is formed initially. The DNA form only applies to notices once a contract has been formed. It does not replace personal receipt requirement to get into contract in the first place. (This is a direct result of a PSAR member's request to bring this back. Here you go, Richard!)
· RCSD-B and RCSD-S: Representative Capacity Signature Disclosure (For Buyer Representatives) and Representative Capacity Signature Disclosure (For Seller Representatives): These forms replace the Representative Capacity Signature Disclosure form. The one for buyers does not include estates as a possible represented party since it is rare that an estate is a buyer.
· SOFBN - Salesperson Owned Fictitious Business Name Agreement: Real estate salespersons cannot own a fictitious business name, only brokers. This form notifies the BRE that though a FBN was filed in the name of a broker, the salesperson retains ownership of the name. The form satisfies the CalBRE requirements. A separate agreement between broker and salesperson is still necessary. The form does not apply to team names since team names are not considered fictitious business names.
The RPA-CA & RLA were also revised. Here are the highlights:
· Paragraph 1 has been modified to include optional addendum if the listing is going to be used for mobilehome properties or properties owned by an estate. The Probate Listing Addendum (form PLA) will automatically attach in zipForm if the box is checked. The PLA includes the Probate Advisory. The Manufactured Home Listing Addendum (form MHLA) will automatically attach in zipForm if the box is checked. The Manufactured Home Listing Agreement and the Probate Listing Agreement will be discontinued.
· Paragraph 4B was added for the seller to identify if any improvement on the property is leased or subject to a lien, such as solar power systems or a propane tank. Knowing this information early will allow a listing broker to inquire about further documentation which will be necessary under a purchase agreement.
· In the box addressing the value of listing a property on the MLS, a paragraph has been added concerning "Coming soon status" and its limit on exposure to the property.
· Paragraphs 5B and 5C have been modified so that if exclusions from MLS are authorized, smart forms in zipForm will automatically attach the relevant exclusion form.
· Paragraph 7C is added for the seller to affirmatively agree to pay for pre-sale reports such as Structural Pest Control and Property Inspection.
· Paragraph 16 makes reference to the Trust Advisory. Since the RCSD-S applies to trusts at the listing stage, the Trust Listing Agreement which had the same content as the RLA but different signature blocks, the Trust Listing will be discontinued. However, the Trust Advisory will still be necessary in trust listings.
· At the bottom of the last page an optional reference has been added to make all parties aware that there is a co-listing and an Additional Broker Acknowledgement should be attached.
· Paragraph 14B(5) makes explicit that the buyer has the right to access the property for 17 days. Even though this access right does not give the buyer any contingency, buyers may want to access the property to take measurements and prepare for any repair work that may need to be done after close of escrow. If there is an inspection or investigation contingency, the buyer's right of access stays in place even if the contingency has been waived or removed.
· Paragraph 14C has been added. This is an optional paragraph that only becomes effective if the box is checked. Under this paragraph, the buyer can simultaneously remove contingencies with the offer by attaching and completing the Contingency Removal form. In zipForm the CR form will automatically be inserted into the transaction when the box is checked. By using the CR form, the buyer can remove all or some contingencies with the offer and it should be clear which ones.
Standard Forms Advisory Committee Highlights-
· The SFAC discussed the comments on the drafts for December release.
o Contingency for Sale of Buyer's Property (COP)
§ Request for delay of start of time frames being considered. Language to be revised for April review.
o Statewide Buyer & Seller Advisory (SBSA)
§ Initials were pulled off pages 1-11 in December. This caused lengthy debate. About half of the members expressed the desire to have them reinstated.
§ After much consideration, the committee decided to leave the form without the initials until it has been in the field longer to see if this is simply an adjustment issue.
· The SFAC reviewed 31 of the 65 comments received. The balance were be reviewed via a full (1 hour) committee conference call.
There are always things going on in our communities. Your Directors serve as your voice to notify C.A.R. and get their help or guidance when needed. If you have questions or concerns that you feel should be addressed, you need to let us know so we can take action. Please feel free to email me (firstname.lastname@example.com) with concerns you feel need to be addressed at CAR.
Minerva Garcia, CAR Director
This winter, I had the honor and privilege of attending the California Association of REALTORS Business meetings. It was my first time attending as a C.A.R. Director and I was able to take action on behalf of Realtors throughout the state of California. We attend three business meetings a year and each one is four days long. The first three days are meetings in break out session form with a caucus at the end of the day to report back to our region and members. Day four is impressive. This is where all of California's Board of Directors meet, discuss and either vote to pass or not to pass action items. After attending our meetings, our role as a director is to report back to you, our members.
Below are my Committee Assignments followed by any highlights and Action Items. I have also included the Mission Statement for each committee assignment. Reading the Mission Statement really helped me understand the purpose and goal for each committee.
MISSION STATEMENT: The Home Ownership Housing Committee is a Policy Committee. Its mission is to implement C.A.R. policy on home ownership issues in the legislative and regulatory arenas. It has original jurisdiction over the following issue areas: Common Interest Developments, Housing Policy, and Manufactured Housing.
There was one action item at the Home ownership and Housing meeting. The following Action Item Passed.
1. That C.A.R. "SUPPORT" changes in the Fannie Mae and Freddie Mac guidelines so Fannie Mae and Freddie Mac will also guarantee a mortgage secured by two manufactured homes, or by a combination of a single stick-built and manufactured home on the same lot.
For briefing on this topic please click here >>>> GSE Manufactured Housing Guidelines
There have been changes to the C.A.R. Professional Standards Manual for Arbitration Enforcement Policy. At its April meeting, the C.A.R. Professional Standards Committee passed the following motion: "That C.A.R. adopt the arbitration enforcement policy as set forth in the Arbitration Enforcement Policy Issues Briefing Paper, and that staff implement such policy through amendments to the California Code of Ethics and Arbitration Manual to be effective January 1, 2016. This motion is conditioned on N.A.R. adopting a mandated arbitration deposit protocol that allows an alternative for arbitration enforcement by states. This motion was ultimately adopted by the C.A.R. Board of Directors. As expected, at its May meeting N.A.R. did adopt a mandatory arbitration deposit protocol allowing for an alternative for arbitration enforcement by state associations. N.A.R. has confirmed that C.A.R.'s arbitration enforcement policy is an acceptable alternative that complies with the new N.A.R. policy. As a result, C.A.R. set about changing the C.A.R. Professional Standards Reference Manual for 2016 to conform to the new C.A.R. arbitration enforcement policy. These changes became effective as of January 1, 2016.
The changes are as follows:
The revisions include:
(a) Judicial Confirmation; Costs and Fees.
(b) "Show Cause" Hearing.
(c) Conducting the "Show Cause" Hearing.
(d) Action of the Directors after "Show Cause" Hearing.
(e) Failure to Make a Payment Pursuant to a Payment Plan.
(f) Requirements for Enforcement of Suspension.
(g) Publication
The Administrative Processing Checklist for Arbitration Complaints was revised
- Ability to Pay Checklist for "Show Cause" Hearings was created
- Notice of Final Action Form Letter was revised
Because these are changes to the C.A.R. Professional Standards Manual for Arbitration Enforcement Policy, I highly recommend that you take the time to read about the changes in detail at the link provided below. You can also find sample forms for "Show Cause" Hearings here.
CLICK HERE >>> Changes to the C.A.R. Professional Standards Manualfor Arbitration Enforcement Policy
MISSION STATEMENT: The Committee is a Policy committee. Its mission is to develop C.A.R.'s land use and environmental policy agenda. It has original jurisdiction to evaluate legislation and regulation in the following issue areas as they relate to real estate: Environmental, Land Use and Zoning, Property Rights, Resources, Subdivision and Development.
For Environmental Issue Area, Fred Weston the issues chair discussed AB 1500, California Environmental Quality Act. This was the only item for environmental issues area.
For Land Use and Zoning Issues, Tim Brigham, Issues Chair, Discussed several issues. One of them was AB 1303, Subdivision Map Act and our position was to support. The topic we discussed in more detail was on Federal Housing Administration's Proposed Guidance on PACE Liens. The Federal Housing Administration (FHA) it would be proposing final guidelines on Property Assessed Clean Energy (PACE) liens. While no date has been provided on when the final guidelines will be issued, the announcement stated that (1) PACE liens will have to preserve payment priority for first line mortgages through subordination, (2) The property with the PACE lien cannot exceed FHA's maximum combined loan-to-value ratio (100% for purchase). (3) PACE liens must be formally recorded and identifiable to a lender through a title search, (4) PACE programs must comply with applicable federal and state consumer laws and should include disclosures to and training for homeowners participating in the program, (5) PACE programs should finance projects that are cost-effective and reduce the net energy requirements as measured by approved Department of Energy methods, and (6) PACE programs should require notification of mortgage holders of record when a PACE Assessment has been placed on the property. Our position is in support of the proposed guidance.
For the Business Technology Forum there was a panel of speakers who represented different facets advanced visualization in Real Estate applications. The speakers focused on Drones and how they have changed our business. The speakers included
-Michael Izquierdo Beverly Hills Aerials – Licensed Drone Pilot
-Danielle Corbett, Aviation Safety Inspector, UAS Integration Office, FAA (via video teleconference) Address Current and Future Anticipated Regulations
-Stephanie Spear, Regulatory Policy Representative, NAR NAR's activities in the unmanned aircraft space, special considerations for REALTORS®
-Travis Shields, Owner, Westside Drone 3D visualization using Matterport, Floorplans, Annotations
The presentation will be posted at www.CAR.org for more detailed information.
The Global Real Estate Forum was led by Oscar Wei, Senior Economist. The link below is to the slide show he presented. It is extremely detailed and worth taking a look at if you would like to know more about International Buyers in our market.
To view the slide show presentation please click here >> International Buyers in the California Market
Also make sure to stay connected with Research by following them on Facebook @ CARResearchGroup, Twitter @ CARResearchInfo and at Housingmatters.car,org
I am excited to be able to share everything that I learned at the Winter C.A.R. Meetings with you. There are always changes happening in our individual communities that affect our clients and our industry. We have a voice and have the ability to make changes that can help impact our entire community, cities, regions and wonderful State. If you have input, feedback or issues you would like to discuss, please let me know how I can take action.
Anthony Andaya, CAR Director, PSAR 2016 President
Housing Affordability Fund Committee (HAF): Mission Statement: The CALIFORNIA ASSOCIATION OF REALTORS® Housing Affordability Fund plays an active role in addressing the ongoing housing affordability crisis facing our state. The fund will raise and distribute funds and partner with other groups to promote housing and homeownership and address all housing opportunities locally and statewide.
HAF Committee Is primarily a fundraising committee at C.A.R. As you can read in the above mission statement its main objective is to raise funds in order to distribute them accordingly in order to promote homeownership. The HAF committee at C.A.R. generally hosts two main fundraising events annually. One is the Casino Night that usually takes place at C.A.R. Legislative Meetings in Sacramento annually. The other is an annual Golf Tournament they host at the fall meetings. There are also several other smaller events like the annual raffle and bowling events that are hosted by HAF all in order to raise
funds. These funds are often disbursed in the form of grant to local associations that create proposals and plans that will help promote homeownership. An example would creative programs like Lodi AOR's Energy Program where they received a grant to help credit clients who bought homes with their REALTORS® and opted to get an energy audit performed on the house. The grant and program allowed their REALTORS® to offer their clients a potential credit if they chose to perform an energy audit which in turn helps them make homes more energy efficient, which makes the home more affordable, and the
community benefits from better air quality and reduced carbon emissions. The owners cost of the audit
is reduced through the credit that comes from the granted funds from HAF.
PSAR as well as all the other local associations across the state can all apply for such grants from HAF and if granted usually end up being mutually beneficial. As your 2016 President I'd like to let you know that we will make it a goal to apply for such a grant so long as we can get membership participation in helping to create a program that could provide value to homeowners and promote homeownership. So please if you have any ideas as you read this even if you think they are off the wall, we ask that you submit them to us for review or refining so that we as REALTORS® can provide value to the communities we serve. Email all ideas for HAF grant proposals to firstname.lastname@example.com
Link to and grant program info on sidebar: http://www.car.org/members/haf/
Young Professionals Network (YPN): YPN helps young real estate professionals excel in their careers by giving them the tools and encouragement to become involved in four core areas:
· REALTOR® associations. Attend REALTOR® conferences and pursue leadership roles with their local, state, and national association.
· Real estate industry. Take an active role in policy discussions and advocacy issues; be informed about the latest industry news and trends.
· Peers. Network and learn from one another by attending events, participating in online communication, and seeking out mentoring opportunities.
· Community. Become exceptional members of their community by demonstrating a high level of
REALTOR® professionalism and volunteering for causes they feel passionate about.
During the 2016 Winter Business Meetings the C.A.R. YPN Forum had a great meeting. They also hosted a statewide YPN networking event at the House of Blues. Both events had a great turnout and left attendees yearning for more info.
The Forum was jam packed with great presenters and even better ideas for YPN'ers to take home and back to their local associations. NAR president Tom Salamone was in attendance at the form and spoke to the YPN crowd regarding our active role in leadership. He emphasized that we should not think of ourselves as the future leaders of C.A.R. but as today's leaders and stewards to the future generations to come. We also had a great speaker Nick Solis from the Contra Costa AOR who is also a 2016 Vice Chair
of the YPN at C.A.R. speak to the crowd about the importance of donating and taking an active role in the REALTOR® Action Fund (RAF) and REALTOR® Political Action Committee (RPAC). Many of the members don't realize it but politics and lobbying is the backbone of what their associations do locally, statewide, and nationally. Politics is often the least appealing to general membership but is uniquely the single most important aspect in our business and industry. Politics is what at an instance can change the way we are able to freely do business. It can change our client's ability to own. Without supporting RAF and RPAC you may one day be out of a job or unable to help clients get into homes because of laws or regulations that if not fought with powerful force will change the ability to realize the American Dream. The YPN forum was also host to CEO John Reyes from Social Networx which is primarily a video
marketing and web development company. John spoke to the group about the power of leveraging
video marketing in their business and gave us a good takeaway that one 1 minute video is as impactful as you sharing 1.8 million words online. ͞Based on that, I guess I should have done this all via video.͟ Lastly the YPN Forum had round tables to discuss key topics for YPN'ers and allow them to ask questions to YPN leaders from across the state.
Links to YPN: Locally: http://www.psarypn.com/ Statewide: http://www.car.org/members/ypn/ National: http://realtormag.realtor.org/ypn
Link to RPAC info: Locally: http://www.psar.org/rpac Nationally:
Video link to John Reyes of Social Networx: https://youtu.be/B_DAQ1xI1oI
Public Policy Forum: Is a forum where often known as a guide to action taken by C.A.R. with regard to a class of issues in a manner consistent with the law and industry customs.
The PPF topic of discussion was Drones. The Forum hosted a panel consisting of guest speakers as follows; Gus Calderon the founder of Airspace Consulting, Stephanie Spear N.A.R., Comm Reg. Policy Representative, Dean Griffith Senior Attorney, FAA, & Mark Burnz Owner of Burnz Eye View. Gus spoke
about the landscape and what drone rules and regulations will look like or could look like in the future. Since Airspace is federal territory which requires a pilot's license to operate within how will flying drones from the ground pan out legally and what requirements will be mandatory to operate. Stephanie spoke about NAR's views on Drone usage. They recognize the technology as being an incredible tool for realtors however with a large potential for risks and what we may need to look out for in the future.
She stated that all REALTOR usage of drones should follow the rules and guidelines and is often better
left to professionals who will assume the risk. There is a waiver process for usage for individuals and business owners looking to utilize drones for commercial purposes. issues related to safety, privacy, insurance and the regulatory framework continue to evolve. Dean Griffith spoke mainly about the requirements of piloting an unmanned aircraft and the strict rules behind this. Mark Burnz is a drone operator primarily for the Real Estate business and he talked about the advantages of drone
videography and pics in a real estate business and his fear that regulatory rules and costs will become so
high that most operators in his position may get priced out of the market. Realtors are only prone to pay so much to have such marketing capabilities. All in all it was a great forum you can find plenty of info and more on this topic by visiting NAR's website www.realtor.org and searching ͞Drones͟ in the search box.
As always thank you for being a valued PSAR, C.A.R. and NAR member. We will always strive locally to do best by our members and remain San Diego County's most respected Association of choice.
Sarah Heck, CAR Director, 2016 President Elect
For those of you who have read my reports in the past, you know I have a passion for attending meetings where issues are discussed, debated, and deliberated. Some of my favorite committees are: Housing, Federal and Legislative. This year however, my assignments as a C.A.R. director will be slightly different. During my 2016 directorship, my attendance will focus on leadership training as I am now in the honored role of PSAR, president elect. C.A.R. offers quite a bit of support for incoming leadership…more so than I was aware of.
In contrast to my serving in years past, my schedule was jam packed with forums, seminars and trainings rather than committee meetings and issue debates. Hopefully this report will help provide insight to those of you who may be considering a leadership role in the future. Whether your volunteerism is at the local level or state level, please know that both PSAR and C.A.R. encourage your participation and will do all they can to support your leadership journey.
Member/Director Forum:
The first meeting I attended was the member director forum. This is where the current C.A.R. leadership addresses the membership with an overview of what's going on in the industry. They focus on hot topics and legislation we should be aware of. As is often the case with the winter meetings, the agenda was quite light with regard to legislative issues. We generally see a bulk of these in our spring meetings where we attend our legislative day and Capitol Hill visits in Sacramento.
Presidents Breakfast:
Networking is a huge part of these meetings. By engaging in meaningful conversations and creating a rapport with other associations, we are able to get feedback and ideas that can help strengthen our own association. In an effort to facilitate introductions, the current C.A.R. president holds a special breakfast and invites the current president and president elect of each of the local associations. At this breakfast we had the opportunity to listen to C.A.R. President, Mr. Pat Zicarelli, discuss his passion, and provide insight in to how we can use our passions to help grow our associations. We also got to hear other associations stand up and speak to positive experiences their associations were having. Information was shared freely and there was a genuine effort made by all participants to engage and contribute. Many of the ideas discussed were things that we here at PSAR already do or that weren't applicable for an association of our size. However, there was one idea shared by another association is actually something PSAR set forth to do via their strategic plan this year. A quarterly broker breakfast to encourage local broker participation in local real estate related issues. They expressed how well this was working to help combat local issues, create new working relationships and give a forum for brainstorming and future development. Stay tuned to PSAR to find out when our broker breakfasts will be held. We highly encourage managing brokers to attend and be part of the broker breakfast mastermind sessions.
Media and Video Training:
This was a great class that gave local association Presidents and President Elects the opportunity for some hands on experience. Initially there was a presentation done on the "do's" and "do not's" of media and video conduct. After that, people were brought up for some role-play and mock interviews. The goal of this class is to really prepare the AOR President for any public addresses they may need to make. Although some of the fundamentals may seem intuitive, the practice is essential to ensure you don't misspeak as a leader representing your AOR.
Risk Management:
This is always one of my favorite meetings to attend. It usually starts off with an affiliate or two giving a presentation, followed by each region representative giving a brief issues report. These reports, although short, are incredibly insightful. They allow C.A.R. leadership to keep their finger on the pulse of issues happening throughout the state. I always find it amazing how some issues seem to be universal and then others very area specific. The icing on the cake at this meeting, is that Gov Hutchinson, CAR Assistant General Council, gives a risk management update at the end of the meeting. You can Gov's realtor risk management reports at www.car.org. Here is a link to the legal Q & A's which may be helpful in your day to day business. http://www.car.org/legal/qa/2016revisioins/. The hot topic right now seems to be Realtor Teams and how they are advertising themselves. We had the honor of hosting Gov Hutchinson here at our local association just weeks after the C.A.R. meetings. View this short video for some quick advice from Gov on how to keep your team in compliance. https://youtu.be/YCp5v_EtEjE
Making moments count:
As I mentioned earlier in my report, networking is a huge part of what we do as your C.A.R. directors. Not just with other AOR members and directors, but also with C.A.R. leadership. This is something that I sometimes find challenging. It can be intimidating to be in the presence of such great minds and such passionate energy. However, it's my duty as one of your appointed directors to make an effort to connect with leadership at C.A.R. and waive the PSAR flag. I was honored to be able to share conversations with the current President of C.A.R. Mr. Pat "Ziggy" Zicarelli during our winter meetings, and I look forward to future opportunities to do so.
Installation Dinner:
My report would not be complete if I didn't mention the incredible installation dinner for the 2016 C.A.R. leadership. Although I have been a director many years in the past, this was my first time attending a C.A.R. installation. Let me tell you…it did not disappoint! The highlight…wait for it…a private 2 song concert performed by the close personal friend of the incoming President…Mrs. Pat Benetar! She can still rock it! #loveisabattlefield #ilovepatbenetar #childofthe80's
Jeff Campbell, CAR Director – Nominating Committee, Taxation and Government Finance, Risk Management and Consumer Protection, Public Policy Forum, California Bureau of Real Estate
It is an honor to be one of your representatives for region 30 at our CAR business meetings. Region 30, which once was comprised of East County, South County and Imperial County, is now made up of only PSAR. GSDAR is their own region and NSDCAR is their own region. Like the make-up of our three associations in our region, San Diego County also has three CAR regions.
As a representative on Risk Management and Consumer Protection, it is my duty to identify trends and issues that maybe or are putting REALTORS® and or their clients at risk. A concluding report will come out within a month which features these issues as they are reported across the state of California.
Three concerns came out of our region:
1)Agents are hesitant of reporting MLS and Ethical violations to the Association. Reasons include, having the time and not wanting to affect a current transaction of potential transactions. REALTORS® fear that taking time to report and then attend the hearing is a waste of time. Just the opposite is true. What is a waste of time, is spinning your wheels trying to fix what an unethical agent broke. Wasting time is backtracking, making extra notes, calling the agents manager and discussing, arguing and drinking extra wine when you get home. We self-police and each agent in their career must be dedicated to helping others in the business. Sometimes that means reporting them so they can get further education from a different source.
2)Agents not verifying and correcting, when needed, third party, on-line real estate sites. Zillow, Trulia, and other on-line real estate sites often have incorrect information and bad valuations on individual properties. Agents are quick to curse these sites yet take little action. Many sites allow agents to have free profiles and claiming rights to their own listings. This is an extra step not provided by MLS groups. If agents want the most correct data displayed on the internet, they must take charge, claim listings when possible and, manually correct all errors.
3)Coming Soon Signs. The problem with "Coming Soon" signs are that agents are not putting the rider "Never" before that sign. Agents with integrity use that sign because the property is genuinely coming soon to the MLS. Other agents may use it in hopes that they round-trip, double-dip or otherwise don't co-op and troll for buyers that are represented only by the listing agent.
This forum widely disperses their collective report for CAR committees to take corrective action if deemed appropriate.
In Taxation and Government Finance, it was moved that That C.A.R. "SPONSOR" legislation to eliminate the 3 1/3 % real estate sale withholding requirement under CalFIRPTA for U.S. residents, but delay introduction until it is likely to be approved. As it is difficult to submit a bill this late in the legislative session, a submission likely will manifest later in the year.
The Member and Director Forum is a meeting held on the first day of the meetings to inform those in attendance of some of the highlights becoming important for the membership.
The Public Policy Forum was discussion regarding Drones. The speakers were from the diverse field of regulations of drone use in the real estate business. It was informational and they highly suggested that if you use a company to film your listing via a drone that they have an insurance policy that will cover any problems that may arise.
This year I will be representing PSAR on the Investment Housing, REALTOR Action Fund, Membership Committees and Key Contact to Assemblyman Brian Jones.
Investment Housing Committee will be watching the following legislative bills as they are voted upon. The bills are SB 593 (McGuire) Vacation Rental Hosting Platforms; SB 814 (Hill) Excessive Water Use: Residential Customers. The Committee recommended that C.A.R. "OPPOSE UNLESS AMENDED" SB 814 (Hill), which seeks to subject all residential customers to a fine of at least $500 for water used above the defined local standard for excessive water use, unless SB 814 is amended to prohibit urban retail water suppliers from collecting fines imposed for "excessive water use" from a property owner if the account was established by the tenant or the property has a master meter. The Committee also recommended that C.A.R. "SUPPORT" changes in the Fannie Mae and Freddie Mac guidelines so Fannie Mae and Freddie Mac will also guarantee a mortgage secured by two manufactured homes, or by a combination of a single stick-built and manufactured home on the same lot.
The REALTOR Action Fund Committee encouraged all the representatives from the regions to go back to all their associations and educated their membership the importance of donating the total amount of doing business which is $196. The REALTOR Action Fund monies go to represent C.A.R. members at the governmental levels to protect our property rights at every level of our realtor business. We have been presented a goal to have 17% of our membership contribute an additional $20 to the REALTOR Action Fund this year. Please contact me or go into the local office in your area and donate to the fund.
Membership Committee submitted 95 names to the Board of Directors for Honorary Membership in C.A.R. To receive this honor one must have been in continuous membership with C.A.R for 25 years and be 75 years of age. The nominees were approved at the Board of Directors. The Committee this year has been given the task of reviewing the guidelines to receive this honor. I will keep everyone informed. During the committee's allotted time, we had presentations regarding Zipforms and Client Direct. Client Direct has a new format for the members to use. Remember that this is a Free Benefit to you. Be sure to check it out. The Committee will be having a 90-second video contest this year to have each association share how they involve their members. I am just not a member of this committee but serve and represent you on the Committee as the Chair.
I also am the Key Contact to Assemblyman Brian Jones. There was a meeting held for all the Key Contacts for the upon coming C.A.R. meeting in April at Sacramento.
If you ever have any questions, please be sure to contact me. For more information regarding the meetings that were held in Anaheim, please reference the online information at: http://www.car.org.
Lupe Soto, Director & Legal Action Fund Trustees
REPORT ONLY: The trustees have reviewed 8 cases since the October 2015 meeting, and approved two amicus briefs at our January 27, 2016 meeting. The two approved cases are as follows:
Gill and Lucky 777 v. Aires. The trustees approved funding $7,500 as well as an amicus brief on the issue of whether filing a lis pendens on a broker's client's property, which the court has expunged, is slander of title.
Golden Gate v. Alameda County. The Trustees approved filing an amicus letter supporting the granting of a hearing before the California Supreme Court on the issue of whether a nonresident taxpayer can challenge the validity of the parcel tax through the courts if the taxpayer did not challenge the validity of the tax within 60 days after its enactment. Both the trial court and the appellate court had ruled the taxpayer had no remedy. As of February 18, 2016, this case has been rejected by the California Supreme Court.
Below is an update on Open Cases:
The other case that I would strongly recommend that we all pay attention to is the Bararsani v. Coldwell Banker case. This is the case that called into question whether agents should be classified as employees or independent contractors. It was settled for $4.5 M. It was just settled in January, 2016. In total there were approximately 5,600 members of the class action lawsuit. After paying the attorney's fee of $1.5M, it is calculated that each agent will be receiving a little over $500 compared to the cost of the litigation!
This topic will be back. Relationship between the broker, the agents, and the agent assistants is a very HOT topic. Let's all keep in mind that at the end of the day, the responsible person for all activities in the brokerage is the Broker. So, who is responsible for the agent assistants, transaction coordinators? Are the assistant's employees with a W-2 and from whom? Are they independent contractors with a 1099? Who is responsible is there is a problem? These are some of the questions that are being considered for interpretation.
Thank you PSAR members for the opportunity to represent you as one of your CAR Directors and as a Trustee for CAR's Legal Action Fund.
Announcements >


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The next meeting of the Website Steering Group will be on Wednesday 28th March 2018
The current representatives for each group are:
The four top level statistics are Hits, Files, Visits and Pages.
If you're looking at how effective your website is then in most cases, you can ignore the hits and files. At a basic level, the number of visitors is important as is the ratio of visitors to pages - this gives us the average number of pages that a visitor looks at. Why is this important? Because if your site is interesting then people will stay around and read more, if it's not then they will look elsewhere.
None of this happens by itself. The Parish Council would like to acknowledge the huge effort that Sandi Starling had made to bring together all of your material and co-ordinate it with the website designers.
For the time being she will be responsible for updating the website with your changes and you can email her by clicking here.
This site uses cookies. Some of the cookies we use are essential for parts of the site to operate and have already been set. You may delete and block all cookies from this site, but parts of the site will not work.

subset: commoncrawl


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Product DetailsMarshal "Crash" Corrigan's first assignment in the town of Sun Dance is to find a missing stagecoach carrying a mine payroll and recover the strongbox full of cash. Outlaw saloon owner Brand Bolton and his henchman who pulled the robbery, booby-trap a stagecoach with a keg of dynamite and Corrigan barely escapes with his life. While the gang and most of the town believe the Marshal to be dead, he recovers from the explosion. With the help of his Range Buster buddies, "Dusty" King and "Alibi" Terhune he continues his pursuit of the bandits. The Range Busters, featuring John King's cowboy songs and Max Terhune's humorous banter with his dummy Elmer, rode alongside Corrigan through more than twenty Western features between 1940 and 1943.
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I had scored some freelance work, but it was mainly graveyard shifts managing a few brands' social media accounts. Have you tried working a night shift then looking after a toddler the following day? I wouldn't recommend it.
But aside from that, it was becoming clear I wasn't enough stimulation for Little Miss. Every morning, she would be itching to get out of the house and if I wasn't showing signs that we were going out by about 8:30am, she'd be throwing shoes at me (yes, really) and banging not the front door.
To be honest, I also just needed a break. It's tough work looking after a toddler seven days a week. And two days off would give me a chance to get everything done – job applications, housework, whatever – so that I could concentrate on Little Miss and being a great mum on the days we have together.
Little Miss is very confident and extremely sociable (even offering kisses to complete strangers on the tube. We're working on this.). So I was relatively relaxed about her starting nursery. When we went to look around, she ran off playing and even sat down at the table ready for snack time with the others. She clearly felt at home
Settling in week went well.Monday: 1 hour, with me in the room
I sat filling in paperwork and just let her get on. I figured she'd come and get me if she needed me and thought it was better for her to get used to the surroundings without me. She only came up to me once with fistfuls of chalk and crayons as if to say, "look! They just let me have these!". She was also at this point, covered in chalk.
Tuesday: 2 hours, without me
It went really well and I got the most amazing cuddle upon my return. Apparently she was a little gem.
Wednesday: 4 hours, without me, including lunch and nap time
She remembered that I had left the day before and kept a close eye on me as I dropped her off. She was quite unsure about my leaving, but apparently calmed down within five minutes and got on playing. She even managed a 40 minute nap.
Thursday: 6 hours, without me, including nap time and two meals
She had cottoned on by this time that this wasn't just for fun and was very clingy when I dropped her off, even a little teary. Apparently was calm within five minutes and didn't look around for me at all the rest of the day. Managed an hour's nap and was asking for seconds at lunch and tea (she's her Mama's daughter!)
Friday: full day 9am-5pm
Daddy joined us for drop off today. Again, Little Miss was very clingy at drop off but I could see through the little portal window in the door she'd calmed down by the time I'd got my shoes back on outside the door. She did brilliantly and painted us a picture.
The staff can't believe how quickly she's slotted in. The first week after settling in, she was quite unsure at drop off but by week two, she was giving me a kiss good bye then running off to play.
She loves her key worker, "Gace" and now, when I say, "Today's a nursery day, you'll see Grace today," Little Miss is climbing into the buggy in a flash, ready to go.
A pleasant side effect is that Little Miss seems to appreciate her time at home more. The morning after a nursery day, she happily sits in her tipi reading her books or colouring quietly. The first week she was at nursery, this took me by surprise and I was up, ready to go and trying to persuade Little Miss to get dressed. She kept taking off her leggings and running away. When she crawled in mine and the OH's bed and got under the duvet, I realised that perhaps she just wanted to chill out at home after a hectic day at nursery the day before…!


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Matching bookmarks decorative gold adorned with a ridged bead made of polymer clay with a teddy bear in house made volume and organza ribbons and cotton.
Perfect gift for young readers.
The bookmark itself is 12 cm long (4.72 US)
weight of the object: 17gr
All metal parts of this item are nickel free, lead, mercury, cadmium or chrome - standard European RoHs.
My label SRAJD No. 3784 (Self Representing Artist Jewelry designer) brings you guarantee that this bookmark is unique, thought and made by me as all my creations.
Find us on Facebook for news and discover our latest products and creations for sale on https://www.facebook.com/dollydoobijoux<br />
Find all our creations on our three retail sites
/> www.dollydoo-bijoux.fr
3-4 weeks
I'll do my best to meet these shipping estimates, but can't guarantee them. Actual delivery time will depend on the shipping method you choose.
Buyers are responsible for any customs and import taxes that may apply. I'm not responsible for delays due to customs.
Just contact me within: 14 days of delivery
Ship items back to me within: 21 days of delivery
Request a cancellation within: 0 hours of purchase
But please contact me if you have any problems with your order.
Because of the nature of these items, unless they arrive damaged or defective, I can't accept returns for:
Buyers are responsible for return shipping costs. If the item is not returned in its original condition, the buyer is responsible for any loss in value.
Please contact me if you have any problems with your order.


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A two-day conference on sexual and domestic violence last month in New Hampshire drew leaders from across the state's establishment. But the gathering has led to major embarrassment for two prominent legal figures — a judge and the state attorney general — now under fire for alleged inappropriate conduct in the hotel lounge, reports the Boston Globe.
Peter W. Heed, a rising political star known for an agile mind and gregarious personality, resigned as attorney general Tuesday in the wake of the allegations. New Hampshire media reports indicate he engaged in dirty dancing at the hotel. His resignation followed the suspension last month of District Court Judge Franklin C. Jones of Rochester, N.H., who was accused of groping several women. Heed's resignation stunned the political world in Concord, prompting friends to wonder whether Heed's outgoing nature had been misinterpreted on the dance floor.
Link: http://www.boston.com/news/local/new_hampshire/articles/2004/06/17/departing_ag_was_a_rising_star/


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God's Justice
Hi, this is Daniel from ForgivenFully.com, sharing with you the exclamation point of God's forgiveness.
I love to watch true-crime documentaries. It's assuring to see that with forensics these days, people really don't get away with much. And it's satisfying to see criminals convicted and then receiving a just sentence. But there's perhaps nothing more frustrating than what seems like a miscarriage of justice – a criminal walks free on a technicality or receives a slap-on-the-wrist sentence.
Have you ever accused God of a miscarriage of justice? Are you reluctant to trust in Him or in anything having to do with Him because He seems blind to evil in the world?
The arguments usually sound something like this: 'If God were so powerful…' or 'If God were so loving …' or 'If God were so just…' or 'If I were God, I would…' And so it goes.
OK, so what should God do about the problem of evil to show that He is just? Wipe it all out? And where should He draw the line? Should He wipe out all doers of evil? What about those who speak evil? What about those who think evil? And what is evil anyway? Since God is the only one who is almighty, the only one who can deal with it, we best let Him define it. And He defines evil as anything that goes against God, anything that falls short of that perfect standard of love. …I am a part of the problem of evil in the world. If we want God to wipe it all out, that means you and I would be eliminated.
Don't forget that God has set a Day when He will eliminate the problem of evil once and for all, the Day of Judgement. But He doesn't want anyone to perish! He doesn't want any of us to enter His courtroom alone and unprepared. If we have to answer for our sins, we have no answer. "But if anyone does sin, we have One who speaks to the Father in our defense – Jesus Christ, the Righteous One. He is the atoning sacrifice for our sins, [that is, His sacrifice satisfies God's justice] and not only for ours, but also for the sins of the whole world." (I John 2:1,2) Jesus' defense on our behalf is not, 'Yes, she has sinned against you, but she really does love You,' or 'No, he's not perfect, but he tries really hard.' His defense, as He stands by your side, is this: 'Father, I have loved and obeyed You perfectly on her behalf. I took his sins with me to the cross. According to Your promise, let the justice I suffered count for her; let the just life that I lived count for him.' God's justice is more than satisfying; it's saving and life-changing! Trust in Jesus for the full forgiveness of all your sins. He is the One who lived and died and rose again to speak on your behalf.
Thank you for your time, and may God bless you with what you heard here today at ForgivenFully.com.
The song "Empires" is via FreeMusicArchive.com.
Questions or Comments? CLICK HERE TO CONTACT DANIEL.
Comments are closed.
Christ Our Redeemer Lutheran Church
Daniel is the Staff Minister at Christ Our Redeemer Lutheran Church, El Paso TX.
June 2018


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When people are in conflict, the negative impact of the dispute typically affects many. Unresolved conflict becomes time consuming and limits the productivity of everyone. When the people involved do not resolve it on their own, a third party facilitator may be needed to help mediate the difficult conversation for resolving the conflict. This skills-based workshop is designed to give participants the tools to work with disputing parties to clarify misunderstandings, identify interests and work towards options for resolving the conflict. Participants will work with scenarios that will help them prepare to intervene in difficult conversations and conflict situations.
This workshop is offered through ACHIEVE Centre for Leadership & Workplace Performance.
About This Workshop
Workshop Outline
Day 1
- Mediation Overview
- Alternative Ways to Resolve Disputes
- Factors that Lead to Successful Mediation
- Understanding Conflict Dynamics
- Assessing for Mediation
- Road Blocks to Effective Mediation
- Qualities a Mediator Needs
- Building Self-Awareness
- Mediation Skills
- Mediation Strategies
- Mediation Process Overview
- Pre-Mediation Preparation
- To Proceed or Not to Proceed
- The Mediation Process
- Introduction and Ground Rules
- Information Sharing
- Problem Identification
- Problem Solving and Resolution
- Agreements that Stick
- Post-Mediation Process
- Other Mediation Considerations
- How to Increase Your Abilities
Resource Manual
Access our easy
View an abbreviated version
On-site Training
Bring this workshop
Method of Delivery
Lecture, personal reflection, video, small group discussions, case study review and skill development


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Devils Postpile Minarets Trail Map
Tom Harrison
Eastern Sierra access via Mammoth Lakes, Agnew Meadows, and June Lakes Loop to Ansel Adams Wilderness and Devils Postpile National Monument, including Thousand Island Lake, Gem Lake, Garnet Lake, Ritter Range, Rainbow Falls, Agnew Meadows, and the Minarets.
All of Tom Harrison's wonderful maps to California hiking and recreation areas are shaded-relief topographic maps on waterproof plastic. GPS compatible with complete UTM grid.
2016, scale: 1 inch=5/8 mile, 80 ft. contours.
18" x 26-3/8" unfolded, 4.5" x 8.875" folded.
Books and Maps on Related Topics:
Exploring Eastern Sierra Canyons: Bishop to Lone Pine by Sharon Giacomazzi
Exploring Eastern Sierra Canyons: Sonora Pass to Pine Creek by Sharon Giacomazzi
Mount Whitney; Mountain Lore from the Whitney Store, 2nd Edition by Doug Thompson & Elisabeth Newbold
Sierra Nevada Topographic Map by Imus Geographics
If I Live Until Morning: A True Story of Adventure, Tragedy and Transformation by Jean Muenchrath
The California Field Atlas by Written & Illustrated by Obi Kaufmann
Eastern Sierra Hot Springs by George J. Williams III
Gold Fever, Part Three: The Path to Civil War by Ken Salter
Sierra Stories; Tales of Dreamers, Schemers, Bigots, and Rogues by Gary Noy
Mammoth Area Rock Climbs, 4th Edition; The Climbing Guide to the Eastern Sierra — North by Marty Lewis
Zuma-Trancas Canyons Trail Map by Tom Harrison
Yosemite National Park Map by Tom Harrison
Dipsea & Mountain Play Trail Map by Tom Harrison
The Palisades Map by Tom Harrison
Ansel Adams Wilderness Trail Map by Tom Harrison
Pinnacles National Park Map by Tom Harrison
Dinkey Lakes Wilderness Trail Map by Tom Harrison
Sierra National Forest Recreation Map by Tom Harrison
Joshua Tree National Park Recreation Map by Tom Harrison
The Hiker's hip pocket Guide to Sonoma County, 3rd edition by Bob Lorentzen
Notebooks From the Emerald Triangle by A Novel by Bill Bradd
Monterey Bay Map by Bluewater Maps
The Essential Geography of the United States of America by Imus Geographics
The Hiker's hip pocket Guide to the Humboldt/Del Norte Coast, 3rd Ed. by Bob Lorentzen


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Géraldine Lepère of Comme une Française shares her tips on how newcomers to Grenoble can get their French interlocuteurs to speak more slowly.
Whether you've been in Grenoble for weeks (months? years?) or moving soon, you know the French spoken in the street is way faster than the one from your French lessons CDs.
But, it's not because you're an expat not speaking French fluently that you should let important information pass you by.
Think about a paediatrician's recommendation for your son. Or your daughter's teacher's speech at the end of the semester. Or just an answer to your "Où est la gare s'il vous plaît ?"…
What to do when French speak too fast?
Ask them to slow down!
Learn three phrases to ask French people to slow down when they speak.
Tip: Feel free to write this phrases down and add them to your wallet!
1. Slow down
Vous pouvez parler moins vite s'il vous plaît ?
Can you please slow down?
This is a very basic way to ask people to slow down. From experience, asking "Pardon?" will only leave you with the same phrases repeated louder!
If you are a little bit more advanced in French, you can go for,
Vous pourriez parler moins vite s'il vous plaît ?
or even,
Pourriez-vous parler moins vite s'il vous plaît ?
2. Repeat please
Vous pouvez répéter s'il vous plaît ?
Can you repeat please?
If you missed an important piece of information in the phrase but the speed seems ok, you ask the French person to repeat.
3. Write it down please
Vous pouvez me l'écrire s'il vous plaît ?
Can you write it down please?
Here's the best way to get reliable information: Always carry a notebook and a pen and ask people to write down addresses, medical references and timetables for you.
This is crucial for such important information. You'll have it written down, clear on paper.
Next time a French person speaks to fast, choose one of these phrases!
And FrenchForFrance.com: online French video lessons for expats working in France.


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Now you can voice control your AxisSmart lights by Alexa, more convenient and intuitive and conversational. Alexa can recognize your simple phrase to set different scenes by setting brightness, color, color temperature, etc.

How to set your AxisSmart lights?
A: For single light, set the light any name as your want, such as "dog", "Lily"

B: For multiple lights, you can group them, to learn how to group, details in bellowing link: https://www.amazon.com/gp/help/customer/display.html?nodeId=201749250.
It is recommended to name the group as room or floor, such as name "bedroom", so you can simply ask : "turn off the bedroom" when you sleep.

C: You can also activate your scenes with Alexa. How to create a Scene
1. Define a Scene in AxisSmart app by setting color or/and brightness. This might be one color/brightness for all your lights, different colors for all your lights, or even some lights on, and some lights off.
2. Find "SKILL"-"SCENE"-"DISCOVER" in Alexa app to add this scene
3. Then you can enable this scene by saying" Alexa, turn on the <scene name>", such as name "Party Time", "Alexa, turn on Party Time"

What can we do on AxisSmart lights?
A: On/off
"Alexa, turn on the <name>"
"Alexa, turn off the <name>"

B: Brightness dimming
"Alexa, set the <name> to <number> percent "
"Alexa, change the <name> to <number> percent "
"Alexa, increase <name> by <number> percent "
"Alexa, decrease <name> by <number> percent "
"Alexa, dim the <name> light"

C: Color
"Alexa, set the <name> to <color name>"
"Alexa, change the <name> to <color name>"
Color could be: "White", "Gold", "Salmon", "Orange", "Crimson", "Red", "Pink", "Fuchsia", "Lavender", "Magenta", "Purple", "Violet", "Blue", "Sky Blue", "Turquoise", "Lime", "Green", "Yellow"

D: Color Temperature
"Alexa, set the <name> to <color temperature name>"
"Alexa, change the <name> to <color temperature name>"
"Alexa, make the <name> to <color temperature name>"
"Alexa, set the <name> cooler"
"Alexa, set the <name> whiter"
"Alexa, set the <name> warmer"
"Alexa, make the <name> warmer"
"Alexa, make the <name> cooler"

Color Temperature could be: warm, warm white, incandescent, soft white, white, daylight, daylight white, cool, cool white.

E: Scene
"Alexa, turn on <scene name>"
"Alexa, turn off <scene name>"

Ready? Go to get your echo device and AxisSmart lights, try and find the magic.

Note:
1. <name> could be either single lamp name or group name.
2. Alexa recognizes color are "White", "Gold", "Salmon", "Orange", "Crimson", "Red", "Pink", "Fuchsia", "Lavender", "Magenta", "Purple", "Violet", "Blue", "Sky Blue", "Turquoise", "Lime", "Green", "Yellow".
3. Alexa recognizes color temperature are "warm", "warm white", "incandescent", "soft white", "white", "daylight", "daylight white", "cool", "cool white".
September 11th 2017


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Curriculum - art
Scroll down to find out more about the art department and the curriculum we teach at Irlam & Cadishead College
Irlam and Cadishead College encourages students to explore Art through a range of creative and engaging practical projects throughout the year. Students research the work of artists and cultures, and work independently and collaboratively using a variety of different techniques and processes.
In KS3, students explore traditional painting and drawing methods; but also have the opportunity to explore various materials including clay modelling and print-making.
Students in KS4 are given further opportunities to explore their interests in Art and Design.
GCSE students have more time to focus on their own personal interests alongside the guided projects set, whilst researching and examining a large range of artists.
Students are provided with their own personal sketchbook for recording ideas alongside pieces of larger work. Members of our Art department are practising artists and encourage students to attend lunch and after school art sessions.
We frequently organise visits to art galleries and work with professional artists.


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Water & Coffee & Tea: Learn What Role Water Plays
All coffee and/or tea connoisseurs, as well as most daily drinkers, know that the quality of their water is paramount to the quality of the final product. With over 98% of the brewed product being water, knowing what is and isn't in the water being used for brewing tasty beverages is essential to making a perfect cup of morning goodness.
Any artisan coffee shop worth visiting has likely invested a pretty penny towards a commercial water filtration system. These systems usually consist of multiple stages dedicated to removing the assortment of harmful and taste-affecting chemicals as well as an extra stage to monitor and control the Total Dissolved Solids (TDS) of the final water output. While it's much more fun and effective to advertise fair-trade farmed beans (Which we are all for!), following the money would show that experts believe water quality is equally important to bean quality in overall outcome of tea or coffee brewing.
For most of us, the convenient and cost effective water source for brewing is our sink tap. And while some home-brewers use water filtration systems, most of those solutions really aren't designed for coffee or tea. Because standard water filters like Brita and SOMA focus only on the taste and smell of the water; many harmful chemicals pass through those filters and not only can they harm you, but they will also negatively impact the way the coffee or tea binds to the water molecules therefore leaving your end product less than stellar. There are other filtration systems that claim to be "super powerful" by removing all of the Total Dissolved Solids (TDS) from the water. But aside from sounding awesome, any coffee or tea enthusiast would politely tell you that its the (healthy) TDS molecules that allow the binding to occur; therefore, no TDS=no rich flavor.
"Having the right filtered water is key to making an exceptional cup of tea or coffee. If you over-filter the water, you will remove the minerals (total dissolved solids) that make the water taste delicious. Trace minerals like calcium, potassium and iron will make your coffee or tea taste even better." - Brewmaster Simon T.
At REVIVAL Water Co. we have created a filter that gives you the ultiamte water for your brewing experience. Our ULTRA filters our designed to filter out over 70 contaminants including some that you can taste and smell as well as other tasteless, yet harmful chemicals that should be removed before consumption like Fluoride and Chromium 6. What is unique to REVIVAL is that while removing these chemicals and contaminants, we also have the ability to leave the healthy minerals in the water and therefore maintaining a healthy concentration of TDS that are not only good for you but also essential for the perfect cup of coffee or tea.
Of course, there will always be arguments between brewmasters as to the perfect TDS levels for brewing tea or coffee. Though our filter cannot perfectly monitor or target a specific TDS range, we feel it's the best option on the market for creating the coffee-shop quality water for your tea and coffee from your home.
There is a very interesting book about this topic called Water For Coffee by Maxwell Colonna-Dashwood and Christopher H. Hendon. In the book, they dive deep into the intricacies of the brewing processes and the chemistry behind what makes the perfect cup of joe. Give it a read if you want to learn more.


text: The New York Times' Farhad Manjoo recently wrote an oddly lamenting piece about how "the Uber model, it turns out, doesn't translate." Manjoo describes how so many of the "Uber-of-X" companies that have sprung up as part of the so-called sharing economy have become just another way to deliver more expensively priced conveniences to those with enough money to pay. Ironically many of these Ayn Rand-inspired startups have been kept alive by subsidies of the venture capital kind which, for various reasons, are starting to dry up. Without that kind of "VC welfare," these companies are having to raise their prices, and are finding it increasingly difficult to retain enough customers at the higher price point. Consequently, some of these startups are faltering; others are outright failing.


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BACWWE is the most amazing program I've been a part of. It's a great collaborative effort between the partner agencies and Solano Community College, who have come together around this shared goal. It's really cool to be a part of this and to see these students pursue their interests and gain the skills to be successful!"
Current projections anticipate a wave of retirements among those currently working in water and wastewater treatment plants. By 2020, up to half of these experienced personnel could retire, leaving existing plants with significant gaps among their skilled operators. In the Bay Area alone, at least 1,000 new and replacement water and wastewater workers will be needed in the next 5 years.
To close that gap as quickly and comprehensively as possible, the Bay Area Consortium for Water and Wastewater Education (BACWWE) brings together industry and education partners to identify, train, and place qualified students — the next generation of water and wastewater professionals — in the industry. This means recruiting students who are new to these careers, as well as advancing the careers and skills of those already working in the industry. For more about the water and wastewater industry, click here. For more about the courses BACWWE offers, click here.


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Tomorrow, May 14, is Mother's Day. A completely made up holiday that is geared to guilt you into treating your mother nicely one day a year. One day. Per year.
Fortunately, I was taught at a very early age that we should treat our mothers nicely every day of the year. And I do. I've taught the posse to do the same, and I'm sure they will pass the tradition down to their children someday.
I don't even want to think that far into the future…
Anyway, I do have something special planned for dinner tomorrow, mostly because the posse and J will be home – and lately that's a rare occurrence. I'm leaning towards a fab feast of steak and sous vide lobster, then this strawberry cheesecake galette for dessert.
I'm sure my newest cocktail obsession will be making an appearance on Instagram, as well.
For now, J and I are off to see Alexander and his girlfriend all dressed up for Prom. Then I might weep a tiny bit over a baby picture or two…
Deconstructed Chicken Shawarma
- 1/3 cup extra-virgin olive oil
- 6 tbs fresh lemon juice
- 5 garlic cloves, minced
- 1 tbs sweet paprika
- 2 tsp ground cumin
- 1 tsp ground coriander
- 1 tsp ground cinnamon
- 1/2 tsp crushed red pepper
- 1/2 tsp ground turmeric
- 1/2 tsp black pepper
- 2 pounds bone-in chicken thighs
- 2 medium red onions, cut into 8 wedges
- naan bread, shredded lettuce, and cilantro (for serving)
In a large bowl, whisk the olive oil with the lemon juice, garlic, and spices. Add the chicken and onions and turn to coat in the marinade. Cover and refrigerate for 1 hour or overnight.
Preheat the oven to 450°. Line a large rimmed baking sheet with foil and arrange the chicken on it. Add the onions. Scrape any remaining marinade in the bowl over the chicken. Roast for about 40 minutes, until the chicken and onions are browned and the chicken is cooked through. Transfer the chicken to a cutting board and coarsely shred with a knife and fork.
To serve, arrange lettuce on a plate, top with chicken, then cilantro.


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Toppik Hair Building Fibers, made of colored keratin protein, blend undetectably with existing hair strands to instantly create the appearance of naturally thick, full hair.
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Office Finder App is a perfect solution for medium to large enterprises, businesses and retail powerhouses that want to make available their offices via a Mobile Application. With the optional peoplefinder module and a customized login, this app will provide a complete end to end employee directory solution to large enterprises and businesses. Retail power houses can use this App for their customers to locate their shops and contact their customer service. The solution also includes a Web Portal that allow the administrator to manage offices and optionally people related information.
The App displays the following details about the office:
a) location
b) address
c) driving directions using Google Map
d) nearby restaurants using OpenTable
e) video and one-touch call/text to the office manager
This App is a product of Nesh and great for businesses that prefer to pay on a monthly or annual subscription to build and maintain the Mobile App. It is also available for an one-time license.


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There are so many successful couponers out there, that it might seem like couponing is simple to get into. There is more involved than clipping some coupons and saving some serious cash. It is important to understand how to get coupons and how to redeem them. Here you will find all of that information and more. Welcome to the world of couponing!
When you take a coupon in to buy a product, look to see if the coupon gives you the top deal. You should compare the end price to the generic equivalent. Therefore, use coupons cautiously and adjust your expectations accordingly.
Gone are the days when newspapers were the place for finding coupons. Smart shoppers know to go online for the best coupon savings, these days You can find coupons for food, clothing, electronics and more. All you have to do is locate them and print.
Look into getting a couponer's discount from a newspaper instead of actually purchasing the whole paper itself, just make a call to the newspaper's office. Lots of papers offer discounts to Sunday edition subscribers who order multiple copies.
Before you head to the stores, check out the newspaper circulars from home to match sales with your coupons. It may be that traveling to a several different stores will produce greater savings than making a single stop.
If you know that an item you wish to purchase will be on sale soon, try using coupon clipping servicesso that you can order multiples of a coupon. These services can be found often in coupon websites. It will save you money as you no longer need to buy tons of newspapers.
We have shown you here that there are a lot of people who experience great success by clipping coupons. But the most successful users of coupons are putting a lot of time and organization into their coupon collecting and using. Use the ideas and concepts in this piece to maximize your couponing experience.Copyright 2014 , All rights Reserved.


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Total $0.00
SHR Developer of Windsurfer® CRS and Roomer Travel Announce Alliance to Drive Hotel Revenue and Enhance Guest Satisfaction using Life Happens™ Cancellation Protection
January 9, 2017 9:30am
HOUSTON, TX JANUARY 9, 2017—SHR, developer of the Windsurfer® CRS hotel reservation and distribution platform, today announced a partnership with Roomer Travel to offer Life Happens™, providing free added value to hotels utilizing its TopSail™ Internet Booking Engine (IBE).
Life Happens™ is a revolutionary hotel cancellation protection that allows guests to cancel their non-refundable reservations and receive an 80% refund. At zero cost to hotels, the Life Happens™ integration into SHR's TopSail Internet Booking Engine empowers hotels to provide maximum flexibility to their guests without the risk of lost revenue due to cancellation.
"The SHR team has an impressive history of innovating the distribution and hospitality technology landscape, and this is precisely why we are so thrilled about our partnership. We are seeing a dramatic shift towards direct bookings, and hoteliers are recognizing the importance of promoting their website as a competitive channel. Our integration into TopSail will help their hotels drive more direct bookings, boost their guest satisfaction, decrease distribution costs, and create a new revenue stream," says Managing Director of Roomer Travel, Richie Karaburun.
"Now, much like the airline industry, hotels can offer flexibility on rates that are technically non- refundable. Life Happens reduces the risk and builds confidence with the consumer. It is a win-win for the consumer and the hotel," says Drew Rosser, VP of Sales at SHR.
With zero cost and free implementation, hoteliers using TopSail can now implement Life Happens on their direct booking channel.
Tags: shr,
windsurfer crs,
life happens,
sceptre hospitality resources
SHR provides hotels sophisticated tools and services that help execute their distribution strategy while optimizing the profitability of their room inventory. The company serves thousands of properties around the globe on its reservation and distribution platform, Windsurfer® CRS and its Internet Booking Engine (IBE), TopSail™. Additionally, the company offers its clients custom website design and Revenue Management for Hire services. SHR is a nimble organization, willing to customize technology for its clients, serving them with a high degree of intelligent support from a staff of industry experts and experienced hoteliers. Additional information about SHR may be found at the company's website: www.shr.global.
SHR is the trade name for Sceptre Hospitality Resources, LLC, a Delaware Limited Liability Company
Contact: Jason Emanis
email@example.com /
713.333.9944 ext 124
Roomer is changing the face of the leisure travel world with its revolutionary hotel cancellation protection called Life Happens™. Guests now have the option to cancel their non-refundable reservation and receive an 80% refund. Hotels and their consumers alike are reaping the benefits of Life Happens™. Hotels experience an increase in direct reservations, decrease in operational cost, and improved guest satisfaction, while their consumers gain peace of mind and maximum flexibility. For more information please visit: http://partners.life-happens.com/windsurfercrs/
SHR to Offer Unique Business Analytics Software
SHR Announces VHP PMS Integration for APAC Region
SHR Names Chief Product Evangelist and Director of Product Management
SHR Names Two New Vice Presidents, Plus New Director
SHR Teams Up with nSight to Offer Predictive Marketing Suite
SHR VP of Product to Lead Interactive Session at AAHOACON '18
SHR Announces New CRS Product, Global PMS Integrations, and European Direct Connect
SHR 2017—Another Year of Growth and Innovation
[Infographic] It Pays to Know Your Hotel Guest
SHR CEO to Speak on Global Technology Panels in Hong Kong and Singapore
SHR Buys European Firm Cross-Tinental
SHR Named to Inc. 5000 List for Sixth Time
Vagabond Inn Corporation Sees Significant Mobile Revenue Gains with Windsurfer CRS
StayNTouch, SHR, and Rainmaker Announce Webinar to Optimize Connectivity between Hotel PMS/CRS/RO
Curated Rates: Using Relevant Content to Boost Bookings
SHR Offers Enhanced Hotel Inventory Management with Expedia Product API
Danubius Hotels Group Teams with Cross-Tinental and SHR for New CRS
SHR Developer of Windsurfer® Completes Integration with Google Hotel Ads
SHR, Developer of Windsurfer® CRS Announces New Senior Management Appointments to Address Aggressive Growth Objectives
SHR Developer of WindsurferCRS™ Announces Appointment of New Director of Business Development for Northeast Region of the U.S.
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Ahri Build Guide by BabouLeChat
Not Updated For Current Season
This guide has not yet been updated for the current season. Please keep this in mind while reading. You can see the most recently updated guides on the browse guides page.
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How to dominate with utility
Ahri Build
starting items
first objectives
Ability Sequence
Not Updated For Current Season
The masteries shown here are not yet updated for the current season, the guide author needs to set up the new masteries. As such, they will be different than the masteries you see in-game.
Hi! It is now one year I play Ahri and I she is my main midlaner champion. I just love to play her because if you learn how to play her you can do anything! My build focus on utility and damage but dont worry, you will still have around 700 AP wich is enough to instakill the ennemy carry. You won't need anything else to dominate midlane. With my build you will do more then enought damage to burst down you oponement, to ALWAYS stay alive thanks to the spell vamp from Will of the Ancients and you passive Essence Theft, you have wery good mobility thanks to your ultimate Spirit Rush (ok it is her ultimate but you'll always have this up thanks to the last part). You will have 40% cooldown reduction so you will be able to do massive damage (and heal yourself by the way) every 4.5 sec, and you ultimate will be ready every 60 sec. So after many experimenting I found this build the best for Ahri. You may adapt it if you need a special thing but overall it works.
Pros / Cons
Pros of Ahri with this build:
-High mobility
-high AOE damage
-VERY high focused damage
-low cooldowns
-high burst
-good substain
-fun to play
Cons fo Ahri with this build:
-mana hugry in early game (until your first back)
-not as much early damage then a core ahri build
-100~150 AP less then a core Ahri build
-need to harass once before kill in early game
Ignite I take this spell because with Ahri you will only need the early damage to kill.
Flash Do I realy need to explain? Chase, juke, escape, and more... A must have to me for every champion (maybe not Hecarim or Nasus).
Skill explanation
Essence Theft:
Ahri gains a charge of Essence Theft with each enemy unit hit by any of her spells, with a cap of 3 charges gained per spell cast. Upon reaching 9 charges, Ahri's next spell will heal her for 2 + (Ahri's level) (+ 9% AP) for each enemy hit.
A usefull in lane substain passive, if you have the mana, you have the health. This is THE reason why a early Chalice of Harmony is really great.
Orb of Deception:
ACTIVE: Ahri sends out an orb in a line in front of her and then pulls it back, dealing magic damage on the way out and true damage on the way back.
Your main damage output and harass skill. Max fist. Do not forget that you can control the orb on the way back with Spirit Rush. Thanks to the 40% cooldown reduction this build provide you will be able to cast it every 4.5 sec so use will be able to use it twice in the time of the Charm damage amplification.
ACTIVE: Ahri releases three fox-fires to surround her for up to 5 seconds. After a short delay after cast, each flame will target the closest visible enemy unit to itself, prioritizing champions, and deal magic damage to the target.
Additional fox-fires that hit the same target will only deal 30% damage.
Your second damage skill. Max it second. Thanks to the 40% cooldown reduction it will have 3.5 sec cooldown so if you go for the kill, use it once when you engage, and then cast it a second time alongside Spirit Rush for a fancy undogeble combo.
ACTIVE: Ahri blows a kiss that travels in a line in front of her. The first enemy it hits takes magic damage and is charmed, forcing them to walk harmlessly towards Ahri while being slowed by 50% for the duration.
Enemies hit by Charm take 20% more magic damage from Ahri for 6 seconds. Orb of Deception true damage is also increased by this effect.
This is the "kiss of death" of Ahri and your only cc (crowd control). Only use it if you are sure to hit because you will be vulnerable while it is on cooldown. This and Spirit Rush are the two spells that differcies great and pro Ahri players. Put a point at lv 2 and max it last.
Spirit Rush
ACTIVE: Ahri dashes towards the cursor and fires essence bolts, dealing magic damage to up to 3 visible nearby enemies, prioritizing champions. In the next 10 seconds, Spirit Rush can be cast two additional times before going on cooldown. Each enemy can only be hit once per dash.
Your ultimate which make it possible for Ahri to escape, chase, dodge, do damage. Max at lv 6, 11 and 16. Do not hesitate to escape with it, it has a fairly low cooldown and you will be regreting not having used it lying dead on the ground. Use it also to dodge ennemy cc and repositioning to then counter-engage with a well-placed Charm. It many times allowed me to get doubble kill when the ennemy jungler ganked ^^.
Item strategie
For Items, start with Doran's Ring, 3 Health Potion and a Warding Totem. It will help you do damage and will give you mana substain.
At your first back you will have to buy Chalice of Harmony and boots.
Then focus on your Rabadon's Deathcap while with the gold you have left at evey back try to slowly buy a Hextech Revolver. If you think it is better, you can start with Deathfire Grasp but then you will have to rush Rabadon's Deathcap otherwise you will fall of with the damage.
Then go for a Deathfire Grasp first if you need focused damage but you may pick Zhonya's Hourglass if the active will be more usefull for you (I prefer Zhonya's Hourglass but this is just me...)
then take Deathfire Grasp or Zhonya's Hourglass to complete.
And finally envolve Chalice of Harmony into Athene's Unholy Grail and Hextech Revolver into Will of the Ancients and you will be full build.
Item description
Sorcerer's Shoes: Movement speed, magic penetration... A core mage item.
Athene's Unholy Grail: I prefer it over Archangel's Staff because of the 20% cooldown reduction it gives, the infinite mana, the magic resist and the possibilty to build it from Chalice of Harmony, to my mind, really good in early.
Will of the Ancients: It gives you AP, 10% cooldown reduction and 20% spell vamp which will give you very good substain alongside your passive Essence Theft.
Rabadon's Deathcap: AP, AP, and MORE AP... TONS OF AP!
Deathfire Grasp: Tons of AP, 10% cooldown reduction, and a "kill you in particular" active which is really great if the ennemy fed is thanky.
Zhonya's Hourglass: tons of AP, 50 armor, and a beautiful active. A must have.
Other items
Archangel's Staff: It give you a bit more AP than a Athene's Unholy Grail but you will lose the 20% cooldown reduction and the magic resist.
Abyssal Mask: good vs AP team, and the aura is great. take it only it you really have to though because it does not sinergise well with the other items.
Void Staff: Really good item if the ennemy team stacks magic resist.
Rod of Ages or Rylai's Crystal Scepter: I do not play tanky Ahri. If you want to take it, you will not be playing utility Arhi anymore. But I think those items can be very helpfull.


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Tree Transplanting Truck
We've seen some horrific machines that have only one purpose, to destroy mother nature, like the Scorpion King or the World's Biggest Tree Crusher. But in the video below, you can see the exact opposite, a machine that is designed to remove, relocate and transplant trees in the best way possible.
Tree Transplanting Truck – A Simple Tree Removal, Transfer And Placement Thanks To This Impressive Machine!
This particular tree transplanting truck is from a company in Australia. It can transplant trees of all sizes and ages. First the machine digs the tree out of the ground, with earth, roots and all. Then they're able to actually transplant the tree where needed.
Check it out!


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News & Events
To see what's going to be happening this term, check out the Calendar where you'll find all the sports fixtures and other important dates to put in your diary.
The Headmaster's Blog details some of the daily activities that the children and staff have been engaged in.
The Photo Gallery contains albums created from all the pictures taken at significant events, including educational trips and visits, and our Tours show some Interior and Exterior views of the School.
Go to the School Year Dates for dates of the beginning and end of terms, half-terms and holidays.