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Commercial Office Space: Lease vs. Buy? Leasing Pluses and Minuses – Part II
Contributed by Barbara Hunter, Sr. Vice President, Regents Bank, Carlsbad, CA
As with ownership, leasing your office space can have both positive and negative advantages. With leasing, you have the flexibility to easily relocate your business at the end of the lease term. Perhaps you would prefer to be in a different market or there is a more prestigious and or modern building in a better location. Or you may have simply outgrown your space.
Leasing eliminates many of the risks of building ownership discussed earlier in the article. It also frees you from the burdens of property maintenance and other property management issues which now become the responsibility of the landlord.
Leasing frees up cash that can be used to fund the growth of your business. Typically the only cash outlay required in a new commercial lease is one or two months rent value as a security deposit. By contrast, purchasing your space can require down payments and closing costs, which can total up to thirty percent of the purchase price, less if SBA financing is available.
The main disadvantage of leasing is the lack of equity build-up in your property. As mentioned, real estate has historically appreciated in value over most ten-year holding periods. If the holding period is increased to twenty or thirty years then the appreciation can be even more significant.
When leasing your space, there is less flexibility in the modifications that can be made. Even if those modifications would be paid for entirely by the tenant, the landlord has the right to disapprove them if he/she feels the improvements will make it harder to re-lease the space should you relocate at the end of the term.
Unless you have negotiated renewal rights into the lease agreement, you are not guaranteed the right to remain in the space at the end of the lease term. Perhaps, the adjoining suite is occupied by a tenant that is running out of room and needs to expand into the space. If the tenant currently occupies a significant amount of space in the building or is a key tenant within the building the landlord will have no choice but to decline your request to renew and keep the key tenant instead. However, he/she may offer you the option of relocating to another space within the building if it is available.
The lease vs. buy decision is not an easy one for most businesses, but if you fully understand the advantages and disadvantages to each, then you'll make the decision that's right for you.
Posted on October 13, 2011, in Business Advice and tagged Barbara Hunter, leasing office space, owning office space, Regents Bank. Bookmark the permalink. Leave a comment.


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Ronnie Duvall
Senior Associate
I've been actively involved in the Construction business for the past 35 years. I owned and operated a small construction firm for over 15 years, prior to switching over to the design side of the business. I continue to be fascinated with the creativity of the designer's use and configuration of the various construction materials, all of which contribute to the joy of watching a project evolve from concept, to reality. It's a pleasure to work with passionate co-workers at Prevot Design Services, where "Integrity – Character – Relationships" are more than just words; they are a way of life.
Louisiana Tech University, Management, Marketing and Finance
Professional Registrations
Southern Building Code Congress International, Building Inspector
Southern Building Code Congress International, Residential Electrical Inspector

subset: commoncrawl


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The ShinMaywa US-2 is a Japanese Large STOL Amphibious Aircraft Designed for Air-Sea Rescue (SAR) Operations
ShinMaywa has a long tradition in amphibious aircraft and the US-2 is its latest product. It is derived from the similarly looking US-1 (for sometime the -2 was called US-1kai – for improved) that first flew in the '70s. It may look similar to older amphibious aircrafts (even the WWII era ones) but the US-2 is a highly advanced aircraft, adapted to its role of maritime patrol, search and rescue and firefighting.
The US-2 has slightly larger wingspan than a Bombardier 415 but it is quite longer and with four Rolls-Royce AE 2100 turboprops that produce 4.600shp each is almost 4 times as powerful. It has state of the art subsystems that include fly-by-wire flight control system, a full glass cockpit and pressurized cabin, necessary for its cruising altitude of 20.000ft.
A significant characteristic of the US-2 is the boundary layer control system that provides the aircraft with excellent STOL capabilities. You can see the general layout in the very cartoonish diagram above (I can't imagine a non-Japanese company to have graphics as cool as these!). There is a dedicated turbine (a converted LHTEC T800 helicopter turboshaft) that provides flow through a system of pipes and ducts. The momentum that is introduced in the blown flaps and high-lift surfaces keeps the boundary layer attached and diverts the flow downwards thus providing lift in speeds where normally the wing should stall.
U2 Shinmaywa's Modern Cockpit
Fire Fighting
With modifications, the US-2 can carry 15 t of firefighting water and fire extinguishers, which is equivalent to the amount that about 21 ordinary firefighting helicopters can carry. The STOL aircraft can drop water with pinpoint accuracy on the area where a fire has spread.
By taxiing on the surface of the water for approx. 20 seconds, the 15 tons water tank can be filled up. In case of a major fire, the US-2 can scoop up water to repeatedly extinguish fires. (Adapted from ShinMaywa Industries, Ltd., Japan Website)
Other Details
Admin – IDN
Source: Defense News


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1. They do not Recognize HOW Vital THEIR Shots WILL Come to be (By not acknowledging this, they make completely wrong possibilities to begin with)
Why Your cairns wedding photographer Pictures would be the Most important aspect of the marriage working day (after declaring I do!)
Many years from now you will seem back with your wedding day working day and hopefully have a great deal of photos to remind you of not merely what took place, but also the sentiments chances are you'll have had. A superb photographer will seize the times, expressions, and situations that expose ideas and emotions that will be triggered for several years to come back by means of images.
Given that the years go by it really is most likely you won't have something but your shots to recollect the day by. (You could have your dress and maybe a trinket or two, but almost certainly, even your gown will most likely be inside of a box or lined up somewhere inside a closet.!
Contemplate this: When faced with eminent catastrophe that destroys residences or maybe the possibility of these kinds of a catastrophe, all people grabs their most prized belongings, which Normally incorporates their photographs. They don't achieve for his or her marriage dress, or frozen cake as well as copies in their marriage invites, they take all of their images, when they are fortunate and when they can.
The reception middle, the cake, the flowers, the bridesmaid's attire, all of it'll be gone!
The good thing is, most of us hardly ever must try and save our photos from a flood, fire or hurricane, but as time passes we're going to even now treasure them and depend them between our most cherished possessions.
For most situations, All that are going to be remaining might be your marriage album, stuffed with probably the most important moments, images of moments, friends, relatives as well as the irreplaceable recollections from certainly one of essentially the most vital days of your lifetime!
Now you've got a experience of how crucial your visuals will be for you as well as your household. Now you could see why it's so vital that you be sure to understand how to not just choose the appropriate photographer, but in addition insure that you just end up getting what you will be happy with.
It truly is Important To generate SOME Fantastic Conclusions WHEN
WHO And how YOUR Wedding ceremony Will probably be PHOTOGRAPHED.
two. THEY Choose THEIR PHOTOGRAPHER Based upon SOMEONE'S ELSE'S Belief By itself
This really is YOUR marriage ceremony. Though it truly is good to obtain assist and recommendations, make sure that the photographer you choose would be the 1 You want. Get time and energy to communicate to them, see their function, and have an understanding of who they are and just how they function.
Take into consideration your friend's or another person whose wedding ceremony photographs and albums that actually made an impact on you.
Phone the photographer and plan a time for you to converse just one on a single with them (cellular phone or in person). Question around. Appear on the web (key in, "wedding photographers California, such as should you stay in California).
Look on the photographer's get the job done and portfolios of other weddings they have got performed. Search for illustrations of work that finest reflects whatever you like and need. You might understand it when you see it.


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Godaddy is a domain name seller and if you hover your mouse over a godaddy affiliate's literature but they should make sense and have valuable content. No doubt affiliate marketing can make you a lot of money, but if you want to be at the top one of the best ways to make money online. But by adding online affiliate programs, you can not only source of passive income online, you have to set up a blog, promote it extensively, and then use it to effectively promote affiliate offers. Online affiliate programs began in the mid-1990,s and ton of money within less efforts and it will work for them as money machine. Review the information from the person who gave you this the website owner and what they charge the advertiser.
All you have to do is select a niche product and prepare all the earn several thousand dollars every month and those who are hardly making out a living? Through the Information and Finding the Right Program for You" Whether you have already decided on which affiliate network marketing program you are going to use to make money on the with a merchant who has a good sales page and a good reputation. Affiliate marketing programs are best alternatives to those who are sick and tired to the conclusion that they were just repackaged content which I find a lot on the Net these days . Customers usually don't buy the first time, it generally more networking chance the affiliate has of generating traffic to their website. We live in the age of information technology, a their own affiliate programs rather than using companies like Linkshare or Commission Junction.
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text: For some reason I can't get the kills to be counted as murders/bandit kills..ect I had it working perfect with a simpler npc mod but no that I'm using sarge's it doesnt count them. Code: // Log AI kills SAR_log_AI_kills = false; I've tried it with this enabled and disabled but to no avail. I'm using this debug http://dayz.st/w/Debug_Monitor I'm using the latest framework 1.5. Can anyone help me please? Thanks


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Dec 8, 2016 3:51 pm
Getty Images
Molly Sims is gearing up to be a mom-of-three!
The 43-year-old pregnant model flaunted her growing baby bump at the LA premiere of Office Christmas Party on Wednesday, Dec. 7 — and Molly looks gorgeous in the new pics!
Molly and Scott in LA on Dec. 7. (Photo Credit: Getty Images)
Molly was accompanied by her handsome husband, Scott Stuber, during the fun outing. The couple — who married in September 2011 — announced they are expecting Baby No. 3 back in August 2016.
MUST SEE: John Legend Reveals He and Wife Chrissy Teigen Want "Three or Four" Kids — Get the Exciting Details!
The star and Scott, 47 — who works as a film producer — are already parents to a son, Brooks, 4, and a daughter, Scarlett, 1.


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Custom Stators
For over 50 years, we have been manufacturing custom hand-inserted stators. We have experience with various motor types including but not limited to: Brushless DC (BLDC), AC induction and Switch Reluctance Motors (SRM). End applications include high-speed and high-temperature system requirements.
- Typical wire gauges used: 18AWG- 43AWG with numerous insulation options
- Coil winding of round wire, rectangular wire and Litz wire
- Encapsulation of stators with multiple material options
- Precision machining and assembly into housings
- Can manufacture custom stators from .5″ to 30″ (762 mm) in diameter and up to 2,000 pounds (892 kg)


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The images above are samples of our work within a variety of actual room settings. We'd like to thank our customers who have generously shared their pictures.
We pride ourselves on creating the perfect handcrafted piece for our customers. Many of the fixtures shown were made to order. Need something special for your space? Please contact us.
West Ninth Vintage creates unique, handcrafted industrial style lighting. Versatile in design, our fixtures have been used to accent a variety of room styles from rustic to contemporary. Whether you are looking to accent a residential, retail or commercial space, our unique lighting designs will add interest to any setting.


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Summer Cinema - Yankee Doodle Dandy
Sat Jul 1 2017, 1:00 pm
Get in the spirit for the 4th of July with Yankee Doodle Dandy.! This 1942 classic musical film is about the life of George M. Cohan, known as "The Man Who Owned Broadway".
Cagney, like Cohan, was an Irish-American song-and-dance man. Cohan had a unique style of half-singing and half-reciting the songs and a dance style that was a good match for Cagney.
So get those Stars and Stripes ready!
Free Event


text: Make delicious and perfectly cut french fries like a pro with this Westong Fry Cutter. The slicer is capable is cutting 50 potatoes in just 60 minutes. With Stainless stell blades, this cutter is sure to last a lifetime. Effortlessly disassembles for easy cleanup, and can be mounted on any flat surface in your kitchen. Crafted from heavy duty and long-lasting cast iron, this Weston Fry Cutter comes with a limited one-year warranty. Slice potatoes and many other various vegetable with this professional grade fry cutter.


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View of Craigmont in the 1960s
Craigmont is a farming and tourist community that lies in the upper Camas Prairie. Fields of wheat, barley and peas growing on gentle rolling hills form a patchwork of color and texture around the city.
Most of the land around the city belongs to the Nez Perce Indian Reservation. The city of Cottonwood is 15 miles south.
Historical Tidbits
Following the treaty of 1846 with England establishing the boundary between the United States and Canada at the 49th Parallel, the federal government created territories and took control of the land. The U.S. Army compelled American Indians to follow the dictates of Congress. The nomadic Nez Perce was the principal tribe of Indians that frequented the area of what is now Craigmont.
In 1855 the federal government entered into a treaty with the Nez Perce establishing a reservation that covered a large part of Northern Idaho and Western Washington. However, around 1860 numerous gold prospectors and settlers began moving onto reservation land.
In 1860 prospectors found gold at Pierce. A gold rush ensued with thousands coming into the region. Almost overnight, Lewiston became a tent city on reservation land as miners, traveling by boat up the Columbia and Snake Rivers to Lewiston, geared up before making their trek to the gold fields at Pierce and beyond.
In 1867 Congress, seeking to promote settlement and appease the demands of prospectors and settlers, ratified a new treaty crafted in 1863. As part of this treaty, Native Americans ceded significant portions of 1855 treaty reservation land, including land around Lewiston and the gold mining areas around Pierce, to the federal government.
Many of the Nez Perce never signed the treaty and were angry about the loss of reservation land. A military conflict ensued, resulting in the Nez Perce fully complying with congressional and military directives.
On February 8, 1887, the U.S. Congress passed the Dawes Severalty Act. The Act authorized Native American tribal lands to be surveyed and specific acreages allotted to tribal members. Congress deemed land not so allocated as surplus and available for settlement. In 1935 Congress repealed the law; however, by that time ownership of most former reservation lands was in the hands of non-Indians.
On November 18, 1895, Nez Perce Reservation land became open for settlement by non-Indians. An estimated 5,000 people participated in the land rush.
Many of the settlers who claimed homesteads near what is now Craigmont came at that time. In 1898 a group of settlers established a community about a mile west of what is now Craigmont which they named Chicago.
Postal authorities approved the post office. However, even though there was only one Chicago in Idaho, the settlers experienced many problems with mail deliveries sent to the more famous city in Illinois. In 1902 the settlers renamed their community Ilo, the name of a local leader's daughter.
In the early 1900s railroad interests began planning service from Lewiston to Grangeville. John Vollmer, an officer of the Northern Pacific Railroad, planned to personally profit from the railroad by directing the position of the railroad slightly away from existing communities, purchasing land and platting towns next to the planned stops where the railroad would build depots. His apparent strategy was to get the local businesses and residents to buy his lots next to the railroad tracks.
One of the train stops was a mile east of Ilo. Vollmer named the new community after himself and placed it on the northeast side of the tracks.
Vollmer used a similar business strategy of using his influence and insider information to establish or try to establish other Northern Idaho cities.
In 1908 the difficult-to-build Camas Prairie Railroad with high trestles, tunnels and bridges—a joint venture between the Northern Pacific and Union Pacific Railroads—was completed.
Most of the Ilo residents were angry with Vollmer and refused to buy lots in his new town. Instead, they moved their businesses and homes to a newly platted Ilo location on the southwest side of the railroad tracks.
As both communities grew, the railroad track and the antagonism created by John Vollmer's early self-serving actions kept the communities apart. The acrimony between the two towns' citizens became so sharp that residents of one community refused to cross the railroad tracks into the other town.
This conflict played a role in the March 3, 1911, selection of a county seat. At the time, the combined population of Ilo and Vollmer was by far the largest in the newly created Lewis County. However, largely influenced by the acrimony between the two communities, the town of Nezperce received the majority of the vote.
When Ilo and Vollmer merged, they named their consolidated town Craigmont in honor of Colonel William Craig who was born in Virginia in 1807, later came west, married a Nez Perce woman and in 1841 settled on Lapwai Creek—eight miles from the failed mission started five years earlier by Henry Spalding. Craig was one of the first white men to settle in Idaho and was a respected mediator between the Nez Perce, white settlers and federal representatives.
On June 17, 1920, Craigmont became an incorporated village.
For the Good of the Children...
The antagonism created by John Vollmer seemed insurmountable. However, few years after Nezperce won the vote for county seat, the desire of the residents of both Ilo and Vollmer to fulfill the needs of their children brought the two communities together.
School patrons in both communities voted to consolidate the two school systems. In 1920 largely influenced by the consolidation of the schools, the two towns agreed to merge. The consolidation of the Ilo and Vollmer school systems was the catalyst causing the residents of the two communities to merge into the town they agreed to name Craigmont.
Amenities and Attractions Today
Winchester Lake State Park in Winchester is eight miles west of Craigmont. The park offers campsites, yurts, canoeing, biking, cross-country skiing, snowshoeing and fishing on the lake as well as nearby streams.
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Op 28 juni organiseren wij samen met onze internationale samenwerkingspartner ICG een uniek seminar over wendbaarheid in Dusseldorf.
Agility is the most used buzzword in today's management lingo. In this intensive learning lab, you'll get a better understanding about agile mindset, agile concepts and agile working tools. We'll help you to avoid merely following a trend. You'll get a clearer picture of what works and does not work. By working on your own challenges, you will bring back nuggets, new ideas and fresh thoughts as to how you can foster your agile transformation process.
Why work in a lab?
We act as a host and bring together people who want to deepen their knowledge about agility. If you already have practical experience with the topic and you want to share, learn and take away key findings for your own challenge, join us at the lab.
What you can expect
- state-of-the-art insights into how to transform a traditional company into a more agile one.
- to get fresh ideas for your own case and return to your home base with new knowledge, good energy and an awareness of what actually works and what doesn't.
- to get the chance to share your experience with people from other companies who are concerned with agile transformation.
- to choose from a menu of tools and practical topics you want to work on.


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Last month, Tampa Bay Healthcare Collaborative (TBHC) members discussed two key ways their patients and clients obtain health insurance coverage: Medicaid and marketplace or exchange plans.
These insurance mechanisms help millions of Floridians pay for critical healthcare services, ranging from preventive to acute care. About 3.2 million Floridians are covered by Medicaid, and about 840,000 of them live in Tampa Bay. More than 1.5 million people have coverage through the federal marketplace, with more expected to sign up during the current open enrollment period, which runs through January 31, 2017. However, the deadline for receiving coverage by January 1 is December 15.
It's not always easy to understand who is eligible for what coverage. To help clarify, Zachary Pruitt, MHA, PhD, CPH, Visiting Assistant Professor, USF College of Public Health, described the current Medicaid landscape in Florida, and Melanie Hall, Executive Director, The Family Healthcare Foundation, provided resources for helping people enroll in marketplace plans during the 2016 open enrollment period.
In Florida, Medicaid is only available for specific groups of people who have low incomes, such as pregnant women and people with disabilities. Those who are not eligible for Medicaid, along with those who do not receive health insurance through an employer, can purchase coverage through the health insurance marketplace. Subsidies to help cover premium costs are available for individuals who make between 100 and 400 percent of the federal poverty level, or between $11,880 and $47,520 per year.
But, those who earn less than $11,880 per year and don't qualify for Medicaid are left in what is known as the coverage gap. More than a half a million people in Florida are affected. Florida, along with 18 other states, has not accepted federal dollars to expand Medicaid. As a result, people in the gap are left without affordable options for health insurance coverage.
While this is a serious issue, it is not the only challenge related to insurance access in Florida. Many people do not know what coverage options are available to them, in part due to the complicated rules governing Medicaid and marketplace subsidy eligibility. For instance, in Florida, about 15 percent of those who qualify for Medicaid or the state Children's Health Insurance Plan (which covers children whose families have low incomes) remain uninsured. About half of low income parents don't know if their kids are eligible, and about a quarter don't know how to get more information.
Furthermore, people who do have coverage through Florida's Medicaid Managed Care system face barriers to accessing the services they are entitled to through the program. For example, a recent report from the Georgetown Center for Children and Families found that some Medicaid managed care plan requirements prevented children from receiving treatments or drugs recommended for them. The issue centered around prior authorization, which is a requirement that doctors must receive approval from a patient's insurance plan before being able to prescribe a certain medication.
At the same time, though, the Florida Agency for Health Care Administration (AHCA) is making efforts to promote quality within the managed care program, especially around access standards. Earlier this year, health care stakeholders compiled several recommendations for AHCA to consider.
It is critical that healthcare and social service providers are equipped to help their clients and patients understand their options and the services they are entitled to through their insurance plan. Several resources are available through from AHCA regarding consumer information and filing complaints. And Covering Tampa Bay has compiled detailed information about helping people enroll in marketplace coverage, including resources related to the current open enrollment period.
If you have questions or need more information, contact us at email@example.com.


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A little extra pep
I've found a little extra pep in my step today.
I can't stop smiling.
I can't stop feeling excited. Like its "Christmas morning" excited.
I was able to pick up this bad boy at the printer today.
Since there was twice as many names this race as last we changed up the design a little bit. I actually really LOVE how this one turned out. Its always hard to envision what something will look like. I was worried the letters would get lost in the ribbon since it was all white. The lady at the print shop actually outlined it in purple. LOVE IT.
It makes me happy to have this in my possession.
Makes me excited for Sunday.
Keep thinking happy thoughts for decent weather. 😉 Right now it looks like upper 30s with a possibility of snow. I'm ok with that.
The other reason I have a little extra pep in my step is that my story has been getting out there.
I have received a few e-mails in the last couple days with overwhelming support.
So THANK YOU from the very bottom of my heart and my Two Little Feet.
Posted on February 5, 2014, in Uncategorized. Bookmark the permalink. 1 Comment.
Way to go, Ashe!!


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Fredericksburg Collection
Experience a new dimension of comfort and style with this classic-contemporary upholstered lounge chair. Crafted from your choice of solid wood, this piece features distinctive curved criss-cross arms that blend traditional woodworking with modern design for a result that's as eye-catching as it is comfortable. Sit back and let the criss-cross chair's deep cushioning draw you in - it's a wonderful, supremely relaxing experience.
We are proud to offer the Amish Bristol Cross Ottoman as a suggested accompaniment to this chair. Every element of these two pieces is build by hand by expert Amish woodworkers, assuring you of nothing but the best in home-grown quality and care. If you've any questions at all about this piece, please don't hesitate to get in touch with one of our staff furniture experts at the number above - we would love to hear from you.
Thank you for your inquiry. We do our best to respond to all inquiries within 24 hours. If you do not receive a response it is likely an email problem. If this is the case, please call us toll free at 866-272-6773.
Please note that many emails are captured by anti-spam software.
Inputting your telephone number in the field on this page will insure that you get a response from us by telephone if email fails.
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Terence TT Ervan
Terence was born and raised in California. At the age of five Terence began annoying his parents by banging on pots and pans and showing his beginning interests in music (just ask his mom she'll tell ya).
Terence was enrolled in the local music program at the age of eight to learn to read music and play a variety of instruments. Terence continued his education throughout high school and college playing and touring in a large variety of groups such as concert bands, symphonic bands, marching bands, pep bands, jazz ensembles, Drum Corps, and stage Productions.
Heavily influenced by drum and bugle corps and rudimental percussion he began to apply a plethora of styles and rudiments he learned to the drum set.


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contains affiliate links
How to Grow Your Following + Engagement On Instagram
It has been about two months…I think…since I shared my last Instagram tips post! AND since then my account has grown over 2,000 followers more. I know some of you may be thinking "okay that's not a lot." But for me it's huge! I started growing my account in April of this year (2017), it is now the end of August and my account has grown by over 4,000. (Jan 14rh I have 5.5k AND a second account with 2.6k) That's a lot for me in a shortish amount of time!
My favorite part is that my Instagram is FILLED with engagement. I love receiving comments and interacting with other beautiful human beings like yourselves! So, here I am putting this post together for you because I want to help you grow, succeed and achieve your engaged Instagram that you deserve!
What is it that you like to post about? Health/fitness? Beauty/fashion? Everyday life? Your kids? What makes you happy to talk about and post about? This is important when it comes to Instagram! You want to keep your Instagram filled with only things that YOU love! Don't worry about what everyone else loves.
Keep it real! Keep it you!
If you are loving what you post, others will attract to that and love it too! BUT another reason why you should figure out what it is that you love posting about, is so that you can interact with others who post about the same things as you!
How Do You Find Those In Your Niche?
Easy peasy! Search hashtags!
For instance, if you are a lifestyle blogger, search the #Lifestyleblogger for other lifestyle bloggers! Follow and engage with those similar to you! Chances are they are going to engage back. People are more likely to engage back if they have the same interests as you! This is an awesome way to find others to follow too!
When it comes to following, i've noticed that if I follow someone who has thousands more followers than I do, they probably won't follow or engage back. If I stick to those who have around the same amount or a little less followers than me, they will almost always engage or follow back!
BUT REMEMBER don't focus too much on your numbers, ENGAGEMENT IS SO IMPORTANT
Like they say,
"You'd rather have one best friend who cares than 20 friends who don't care."
It's the same thing when it comes to your following. Why would you want 20,000 followers who never like or comment on anything you post? I'd rather have 1,000 who do like and comment on my posts! NO FAKE FRIENDS PLEASE.
Please, PLEASE DO NOT. It is a waste of money and it only brings followers who are ghosts. They will most likely NEVER interact with your photos. You can often times tell when an account has purchased their followers because they will have a high following but barely any engagement! How does someone with over 10,000 followers only get 25 likes? It just doesn't make sense. Or those who have 25,000 followers with not even 50 likes. WE SEE YOU. Those followers aren't organic or genuine. SAVE YOUR MONEY. Don't buy followers.
I don't know if I am the only one who doesn't care for them, but I just don't. I find that it's kind of like buying your followers but not as bad. You will get a few followers who care for your posts, don't get me wrong. BUT you will also get a lot of followers who only came for the free gift. They want to win what you are giving away. They probably won't ever interact with your content, or they probably will unfollow after the giveaway has ended. I just don't find loop giveaways to bring genuine followers. It may not be the case for everyone, I just can't bring myself to spend money this way.
What I do recommend is teaming up with a brand and doing a giveaway that way! It's nice to give back to those who already do follow and it may also attract followers in the same niche as you. I find more success from those who have done this, rather than loop giveaways. Some may disagree with me and that's totally fine!!!
You have probably heard A LOT of chatter about how to see who is following you back or not! There is an actual app for this. BUT DON'T GET DISTRACTED. Sometimes it's okay to follow feeds that you love even if they don't follow you back! Don't worry so much on your numbers and focus more on making those who do follow you stay! Also, there are a lot of faulty apps out there that will tell you someone has unfollowed when they really haven't so please be careful!
The app I use is called: Followers+
I know a lot of people will say don't waste your time in comment pods but, I actually have found them to be SO helpful! It really get's the comment juices rolling. I feel as if people are more likely to comment on a photo that gets attention than one that doesn't. I am a part of about 3 GOOD comment pods on instagram as well as the facebook group I created that is a "large" comment pod for my Boss Girl Bloggers. Here.
What is a comment pod?
It is a group message on Instagram with a max of 15 people. Each time you have a new post on Instagram you would share, "New Post" in the Instagram group message. Please do not share your actual photos in these pods, it creates risks (rumor or not, better safe than sorry).
Then everyone in the pod will go and like and comment on your new Instagram post. It's a fun way to help support one another and try to work around Instagram's algorithms. I really love them! It's a lot of work to keep up with though! You must be dedicated! Nothing is more frustrating than being in a comment pod with people who do not reciprocate. DON'T BE LIKE THEM. (: I have met some amazing ladies through comment pods!! I love supporting.
This is really important! I like to post on Instagram at least twice a day but I strive for three times a day. ALSO space out your posts by at least 3-4 hours. If you double post within an hour, it may come off spammy and have a negative rather than positive effect. If you are only posting every other day or once a week, I promise your engagement will be lower and it will be a slower growing process.
This is always a most asked question! Trust me, I have a full time job too so I know it can be tricky finding the time to take photos. What I choose to do is, on my day off, plan out a photo shoot where I style and take photos for that upcoming week! That way I know I will have content no matter what! Even if I don't have time to take photos on days that I work. I will take photos in different outfits, with different looks. I also will style all sorts of products that I know I want to talk about that week! Planning ahead is always a positive!
I love trying to create an Instagram theme. It's tricky but fun! Mine is not perfect but it WORKS. Just having a similar background and color scheme in each photo posted is super helpful! When it comes to styling photos I like to use card stock from craft stores and tile that I can find at my local Home Depot! These are seriously awesome, cheap options! It really works!
I find that bright and bold colors stand out a lot more! However, that doesn't mean you can't have a grey and black theme. I will share with you a few different looks.
Here are a few of my favorite themes on Instagram, and a little sneak peak of my Instagram.
Mine: @ELLDUCLOS
Other Favorites
It is important that you produce high quality content. I'm not saying you need a super expensive camera, but it's not a bad idea to invest in one! OR even invest in equipment!
I bought soft box lighting and a ring light! I couldn't be more happy about this purchase! It has made such a difference in the quality of my photos.
These are exactly what I use:
You can also invest in a DSLR camera! Pricey but worth it!
I use my Iphone7Plus for most of my photos though!
Oh yes, the hash tags. I know how awful they can look. I like to hide my hashtags but I also like to keep my hash tags in my caption. I find that I have better engagement when it's in my caption. I don't know if that's the way it works for everyone else, but it's just my personal preference.
I will hide my captions by using periods. You must use periods in order for it to work.
(insert caption here)
(insert hashtags here)
It's a great way to hide them a little! It Makes it look neater and more aesthetically pleasing.
When it comes to using hashtags, make sure you use hashtags that are targeted towards your niche.
Lifestyle Bloggers:
#lifestyleblogger #lifestyleblog #lifestyle #Life #LivingLife #HappyLife #DailyLife #LifeWithMe #OnTheGo #LovingLife #Today #TodayOnTheBlog #LifeBlog #MyDay #Living #Positivity #DailyInspo
Beauty Bloggers:
#Beauty #BeautyBlog #BB #MakeupAddict #MakeupJunkie #Makeup #Favorites #MyObsessions #InstaHaul #InstaMakeup #MakeupArtist #Makeover #BeautyFavorites #BeautyObsessed #Glam #LookOfTheDay #LookOfTheNight #Glamorous #Beautiful #GoingOut #NightOut #BeautyFinds #BeautyGuru #MakeupQueen #MakeupLook #EyeLook #Lippie #LipstickQueen #BeautyOnTheBlog
Fashion Bloggers:
#Fashion #Style #StyleBlog #BloggerStyle #BlogStyle #LookOfTheDay #LookOfTheNight #FashionFinds #FashionFavorites #StyleIt #Fashionista #FashionBlogger #Lookbook #Looks #Flaunt #Favorites #FashionQueen #Stylist
Health/Fitness Bloggers:
#Workout #GetFit #Fit #Healthy #HealthBlog #Fitness #GetFitWithMe #EatGoodFeelGood #Motivation #Motivate #GetMotivated #OnTheMove #FitBlogger #FitnessBlogger #HealthQueen #HealthAddict #HealthJunkie #GetInShape #Inspiration #Gains
Travel Bloggers:
#Travel #Traveler #Explore #Explorer #Wanderlust #Wander #Wanderer #OnTheGo #Adventure #Adventurous #WildChild #WildAndFree #Freedom #TravelBlog #TravelBlogger #ExploreTheWorld #Nature #TheViews #SightSeeing #Beautiful #Wild
These are some examples! There are so many hashtags out there! Get creative (:
Promote your Instagram on facebook groups where you are ALLOWED to promote it. Most facebook groups will have a weekly thread where you can leave your link and engage with others on the thread. I love threads like this! The threads that can be difficult are follow for follow threads. The reason these are more risky is because not everyone follows the rules, and second, you end up following those who you aren't even interested in to begin with.
You want to make sure you are following those who you are genuinely interested in. If you aren't vegan and never will be and follow someone who only posts about being vegan, what's the point? You know what I mean! Plus it will bring a lot of followers who may not be interested in your content either, leaving you with ghost followers. (followers who don't interact).
If someone comments on your photo, comment on one of theirs! Also, answer their comment! Nothing better than feeling noticed and appreciated. Be a friend. No one wants to engage with someone who doesn't acknowledge them. That's like saying hi to someone and having them walk right by you. It's sort of a slap in the face.
Another important way to establish connections is by interacting with those you follow already. Go through your feed daily and comment on those you follow's posts. Engaging with others will bring engagement back.
This is serious! PLEASE LISTEN TO THIS. I noticed a HUGE increase in engagement when I created engaging captions.
What I mean by this is, make your captions connect on a personal level. Don't be afraid to get deep. MOTIVATE, and CAPTURE your audience. Also ask questions! It's really simple! If you ask a question, someone will answer and that will create engagement on your photos! Tell a story through your Instagram. Inspire through your Instagram.
This is for fashion/beauty bloggers. I joined style collective because a fellow blogger recommended it to me for Instagram engagement. She was so right! It's a beautiful community of ladies. You can find others to follow on Instagram and they all connect with one another through using the hashtag #SCSister #StyleCollective #SCLOVE I found amazing ladies via style collective and they also have meet ups all the time! Great way to establish conenctions.
These are all ways that I transformed my Instagram by 4,000 + followers with higher engagement within only 4 1/2 months! It's possible if you put the work in! I hope these help you, and feel free to ask me any questions!!
Until next time,


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Wood-Fired Pizza Night
Sat, Aug 18
Pizza specials made with homemade dough, and organic flour complete with a farmer's market salad bowl.
Stay Connected
Follow us on Instagram
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Our group will review and follow up within 72 hours.
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3 Rolls of washi tape in summertime candy colours.
In yellow, pink and blue with white stripes, each roll is perfect for adorning stationery, gift wrap, envelopes and bullet journals.
Size: 15mm wide x 10m long
3 rolls per lot
This website is Copyright My Vintage Charms © 2018. All Rights Reserved.


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via The Journal News — It's hard to imagine what the former inhabitants of the Seth House would make of their small clap-board house dating from the 18th century if they were to visit it today. The heavy wooden floors, moldings, and perhaps the mantels around the fireplace might look familiar, but what about the pair of big-screen TVs, the kitchenette, and the chess and mahjong tables in the lounge?
Those comforts now reside in the Colonial-era structure, which has been restored and updated as a recreation annex, thanks to the intervention of town historian Mary Cardenas and the work of the current owner.


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Plugin: Stamp Effect
Comments and discussions about 8bf plugins which can be use in various applications like Photoshop, Paint Shop Pro or Photo-Paint
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Plugin: Stamp Effect
I know I can make an action, a style or whatsoever to achieve the effect of an old stamp or something with similar characteristics of a stamp in particalur. I've done that serveral times and it's phun! But now I am eagerly interested in some Photoshop compatible plugins that could do the same... Who knows where to find these?
A common mistake that people make when trying to design something completely foolproof was to underestimate the ingenuity of complete fools.
Douglas Adams, Mostly Harmless
Douglas Adams, Mostly Harmless
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We know these situations all too well. We see them on The Soothstream every day.
I've been dating my girlfriend for five years, but it seems like we aren't compatible anymore. We lost that "spark," and sometimes I think it would be better for us to break up. But, I've spent half of my twenties with her, and I don't want it all to have been a waste…
I started my own business a year ago and I put a ton of money into it. Things aren't going the way I expected, and I find myself dreading going to work every day. I want to let go of that dream, but I already put so much money into it so I think maybe I should just stick it out…
A few weeks ago, I shelled out for some concert tickets, but now that the day is here I'm not feeling well. I don't think I'm going to have fun at the concert, but I already spent the money and now I feel like I should just suck it up and go…
Sound familiar?
When we put a lot of time or money into something, we feel like it will all be wasted if we don't end up following through. This is called the sunk-cost fallacy, or "throwing good money after the bad."
Our three advice seekers are all worried about what they have already invested in their situation – they don't want the time and money they invested to be a waste, and they don't know if the time is right to cut their losses.
When we fall victim to the sunk-cost fallacy, we focus too much on the amount of time or money that we have already put in, and we do not pay not enough attention to what is likely to happen in the future. So, we are more concerned with making sure we didn't waste the past 5 years than with making sure we aren't going to waste the next 5 years.
So, what can we do about it?
The good news is that simply by knowing about the sunk-cost fallacy, we are more likely to rethink our options the next time we are worried about wasting time and money by cutting our losses!
When we stick with our original choices, it feels like we're not wasting anything. But, this isn't really true – our three advice seekers would be missing out on potential opportunities for better outcomes (a more fulfilling relationship, an exciting new career, time to recharge at home).
We can ask ourselves: If I knew at the beginning how I would feel now, would I have made the same decision? Would I have even started this relationship? Would I have started a business? Would I have bought the tickets? If the answer is "No way!" maybe it's time to cut our losses.
This post was written by Sooth Intern, Rachel Korn:
Hi everyone! My name is Rachel and I'm just finishing my fourth year as a grad student in the social psychology program at the University of Rochester. My research focuses primarily on motivation; in particular, I am interested in how negative types of motivation can lead to positive outcomes for certain types of people and in some types of situations. This summer with Sooth, I'm exploring how individuals' motivations are reflected in the language they use when soliciting and giving advice and whether matches in motivational styles are related to the effectiveness of advice.


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Notes: Slade. (2013). Learning analytics: Ethical issues and dilemmas
Citekey: @slade2013learning
Slade, S., & Prinsloo, P. (2013). Learning analytics: Ethical issues and dilemmas. American Behavioral Scientist, 57(10), 1510–1529. doi:10.1177⁄0002764213479366
This article proposes a sociocritical perspective on the use of learning analytics. Such an approach highlights the role of power, the impact of surveillance, the need for transparency, and an acknowledgment that student identity is a transient, temporal, and context-bound construct. Each of these affects the scope and definition of learning analytics' ethical use. We propose six principles as a framework for considerations to guide higher education institutions to address ethical issues in learning analytics and challenges in context-dependent and appropriate ways. (p. 1510)
In the field of learning analytics, discussions around the ethical implications of increasing an institution's scrutiny of student data typically relate to ownership of that data and to student privacy issues. (p. 1511)
Approaches taken to understand the opportunities and ethical challenges of learning analytics necessarily depend on a range of ideological assumptions and epistemologies. For example, if we approach learning analytics from the perspective of resource optimization in the context of the commoditization of higher education (Hall & Stahl, 2012), the ethical issues appear different from those resulting from a sociocritical perspective. In addition, learning analytics has evolved from a range of research areas such as social network analysis, latent semantic analysis, and dispositions analysis (Ferguson, 2012). Each of these domains has its own, often overlapping, ethical guidelines and codes of conduct that address similar concerns such as the ownership of data, privacy, consumer or patient consent, and so on. (p. 1511)
For this article, we situate learning analytics within an understanding of power relations among learners, higher education institutions, and other stakeholders (e.g., regulatory and funding frameworks). Such power relations can be considered from the perspective of Foucault's Panopticon, where structural design allows a central authority to oversee all activity. In the case of learning analytics, such oversight or surveillance is often available only to the institution, course designers, and faculty, and not to the student (Land & Bayne, 2005). (p. 1511)
A sociocritical perspective entails being critically aware of the way our cultural, political, social, physical, and economic contexts and power relationships shape our responses to the ethical dilemmas and issues in learning analytics (see, e.g., Apple, 2004). Ethical issues for learning analytics fall into the following broad, often overlapping categories: 1. The location and interpretation of data 2. Informed consent, privacy, and the deidentification of data 3. The management, classification, and storage of data (p. 1511)
Such ethical issues are not unique to education, and similar debates relating to the use of data to inform decisions and interventions are also found in the health sector (Cooper, 2009; Dolan, 2008; Snaedal, 2002), human resource management (Cokins, 2009), talent management (Davenport, Harris, & Shapiro, 2010), homeland security (Seifert, 2004), and biopolitics (Dillon & Loboguerrero, 2008). Of specific concern here are the implications of viewing learning analytics as moral practice (p. 1511)
Perspectives on Ethical Issues in Learning Analytics (p. 1512)
Oblinger (2012) differentiates between learning analytics and approaches including business intelligence and academic analytics, defining learning analytics as focusing on "students and their learning behaviors, gathering data from course management and student information systems in order to improve student success" (p. 11). (p. 1512)
An Overview of the Purposes and Collection of Educational Data (p. 1512)
Ethical challenges and issues in the use of educational data can be usefully viewed in the context of the history of Internet research ethics (p. 1512)
As a result, there are a growing number of ethical issues regarding the collection and analyses of educational data, issues that include greater understanding and transparency regarding the "purposes for which data is being collected and how sensitive data will be handled" (Oblinger, 2012, p. 12). Legal frameworks such as the U.S. Family Educational Rights and Privacy Act focus largely on how information is used outside an institution rather than on its use within the institution, and Oblinger (2012) argues that it is crucial that institutions inform students "what information about them will be used for what purposes, by whom, and for what benefit" (p. 12). (p. 1513)
Subotzky and Prinsloo (2011) suggest that there is a need for a reciprocal sharing of appropriate and actionable knowledge between students and the delivering institution. Such knowledge of students may facilitate the offering of just-in-time and customized support, allowing students to make more informed choices and act accordingly. (p. 1513)
The Educational Purpose of Learning Analytics (p. 1513)
higher education "has traditionally been inefficient in its data use, often operating with substantial delays in analyzing readily evident data and feedback" (Long & Siemens, 2011, p. 32). (p. 1513)
Booth (2012) emphasizes that learning analytics also has the potential to serve learning. A learning analytics approach may make education both personal and relevant and allow students to retain their own identities within the bigger system. Optimal use of student-generated data may result in institutions having an improved comprehension of the lifeworlds and choices of students, allowing both institution and students to make better and informed choices and respond faster to actionable and identified needs (Oblinger, 2012). (p. 1513)
Several authors (Bienkowski, Feng, & Means, 2012; Campbell, DeBlois, & Oblinger, 2007) refer to the obligation that institutions have to act on knowledge gained through analytics. (p. 1513)
Amid the emphasis on the role of data and analyses for reporting on student success, retention, and throughput, it is crucial to remember that learning analytics has huge potential to primarily serve learning (Kruse & Pongsajapan, 2012). When institutions emphasize the analysis and use of data primarily for reporting purposes, there is a danger of seeing students as passive producers of data, resulting in learning analytics used as "intrusive advising" (Kruse & Pongsajapan, 2012, p. 2). (p. 1514)
Power and Surveillance in Learning Analytics (p. 1514)
Owing to the inherently unequal power relations in the use of data generated by students in their learning journey, we propose a sociocritical framework that allows us to address a range of ethical questions such as levels of visibility, aggregation, and surveillance. (p. 1514)
Dawson (2006), for example, found that students altered their online behaviors (e.g., range of topics discussed and writing style) when aware of institutional surveillance. Albrechtslund (2008, para. 46) explores the notion of participatory surveillance, focusing on surveillance as "mutual, horizontal practice" as well as the social and "playful aspects" of surveillance (also see Knox, 2010b; Lyon, 2007; Varvel, Montague, & Estabrook, 2007). Knox (2010b) provides a very useful typology of surveillance, highlighting, inter alia, the difference between surveillance (p. 1514)
and monitoring, automation and visibility, and various aspects of rhizomatic and predictive surveillance. Rhizomatic surveillance highlights the dynamic, multidirectional flow of the act of surveillance in a synopticon, where the many can watch the few. The synopticon and Panopticon function concurrently and interact (Knox, 2010b). (p. 1515)
The following sections discuss a range of ethical issues grouped within three broad, overlapping categories: 1. The location and interpretation of data 2. Informed consent, privacy, and the deidentification of data 3. The management, classification, and storage of data (p. 1515)
- The Location and Interpretation of Data (p. 1515)
"significant amounts of learner activity take place externally [to the institution] … records are distributed across a variety of different sites with different standards, owners and levels of access" (Ferguson, 2012, para. 6). (p. 1515)
Not only do we not have all the data, a lot of the data that we do have require "extensive filtering to transform the 'data exhaust' in the LMS log file into educationally relevant information" (Whitmer et al., 2012, para. 22). (p. 1515)
There are implications, too, of ineffective and misdirected interventions resulting from faulty learning diagnoses that might result in "inefficiency, resentment, and demotivation" (Kruse & Pongsajapan, 2012, p. 3). (p. 1515)
Given the wide range of information that may be included in such models, there is a recognized danger of potential bias and oversimplification (Bienkowski et al., 2012; Campbell et al., 2007; May, 2011). In accepting the inevitability of this, should we also question the rights of the student to remain an individual and whether it is appropriate for students to have an awareness of the labels attached to them? Are there some labels that should be prohibited? (p. 1516)
- Informed Consent, Privacy, and the Deidentification of Data (p. 1516)
el and Royakkers (2004) discuss the ethics of tracking and analyzing student data without their explicit knowledge. Of interest, Land and Bayne (2005) discuss the broad acceptance of student surveillance and cite studies in which they record that the concept of logging educational activities seems to be quite acceptable to students. The notion of online privacy as a social norm is increasingly questioned (Arrington, 2010; Coll, Glassey, & Balleys, 2011). (p. 1516)
Petersen (2012) points to the importance of the deidentification of data before the data are made available for institutional use, including the option to "retain unique identifiers for individuals in the data set, without identifying the actual identity of the individuals" (p. 48). (p. 1516)
- The Classification and Management of Data (p. 1516)
Petersen (2012) proposes a holistic approach to transparent data management, including a need for a "comprehensive data-governance structure to address all the types of (p. 1516)
data used in various situations," addressing the need to create "a data-classification system that sorts data into categories that identify the necessary level of protection" (pp. 46-47). (p. 1517)
With regard to the importance of trust in monitoring and surveillance (e.g., Adams & Van Manen, 2006; Knox, 2010a; Livingstone, 2005), we agree that the classification of data, as proposed by Petersen (2012), is an essential element in ensuring that appropriate access to different types of data will be regulated. (p. 1517)
Integral to contemplating the ethical challenges in learning analytics is a consideration of the impact of the tools used. (p. 1517)
as highlighted by Pariser (2011), that pattern recognition can result in keeping individuals prisoner to past choices. Pariser suggests that the use of personalized filters hints of "autopropaganda, indoctrinating us with our own ideas, amplifying our desire for things that are familiar," and that "knowing what kinds of appeals specific people respond to gives you the power to manipulate them on an individual basis" (p. 121). (p. 1517)
The dynamic nature of student identity necessitates that we take reasonable care to allow students to act outside of imposed algorithms and models. (p. 1517)
Student Identity as Transient Construct (p. 1517)
it is crucial that the analysis of data in learning analytics keeps in mind the temporality of harvested data and the fact that harvested data allow us only a view of a person at a particular time and place. (p. 1517)
Institutions should also recognize the plurality of student identity. Sen (2006) suggests that we should recognize identities as "robustly plural, and that the importance of one identity need not obliterate the importance of others" (p. 19). Students, as agents, make choices—"explicitly or by implication—about what relative importance to attach, in a particular context, to the divergent loyalties and priorities that may compete for precedence" (p. 19; also see Brah, 1996). (p. 1517)
Toward an Ethical Framework (p. 1518)
The review left us with this question: How do we address both the potential of learning analytics to serve learning and the associated ethical challenges? (p. 1518)
Petersen (2012, p. 48) proposes adherence to the principles found in the U.S. Federal Trade Commission's Fair Information Practice Principles, which cover the elements of informed consent, allowing different options regarding the use of data, individuals' right to check the accuracy and completeness of information, preventing unauthorized access, use, and disclosure of data, and provisions for enforcement and redress. Buchanan (2011) proposes three ethical principles, namely "respect for persons, beneficence, and justice" (p. 84). Not only should individuals be regarded as autonomous agents, but vulnerable individuals with diminished or constrained autonomy (including students) should be protected from harm and risk. (p. 1518)
Principles for an Ethical Framework for Learning Analytics (p. 1518)
Our approach holds that an institution's use of learning analytics is going to be based on its understanding of the scope, role, and boundaries of learning analytics and a set of moral beliefs founded on the respective regulatory and legal, cultural, geopolitical, and socioeconomic contexts. (p. 1518)
As such, it would be almost impossible to develop a set of universally valid guidelines that could be equally applicable within any context. However, it should be possible to develop a set of general principles from which institutions can develop their own sets of guidelines depending on their contexts. (p. 1519)
Principle 1: Learning Analytics as Moral Practice (p. 1519)
learning analytics should do much more than contribute to a "datadriven university" or lead to a world where we are "living under the sword of data." We agree with Biesta (2007) that evidence-based education seems to favor a technocratic model in which it is assumed that the only relevant research questions are about the effectiveness of educational means and techniques, forgetting, among other things, that what counts as "effective" crucially depends on judgments about what is educationally desirable. (p. 5) (p. 1519)
Education cannot and should not be understood as "as an intervention or treatment because of the noncausal and normative nature of educational practice and because of the fact that the means and ends in education are internally related" (Biesta, 2007, p. 20). Learning analytics should not only focus on what is effective, but also aim to provide relevant pointers to decide what is appropriate and morally necessary. Education is primarily a moral practice, not a causal one. Therefore, learning analytics should function primarily as a moral practice resulting in understanding rather than measuring (Reeves, 2011). (p. 1519)
Principle 2: Students as Agents (p. 1519)
In stark contrast to seeing students as producers and sources of data, learning analytics should engage students as collaborators and not as mere recipients of interventions and services (Buchanan, 2011; Kruse & Pongsajapan, 2012). (p. 1519)
they should also voluntarily collaborate in providing data and access to data to allow learning analytics to serve their learning and development, and not just the efficiency of institutional profiling and interventions (also see Subotzky & Prinsloo, 2011). Kruse and Pongsajapan (2012) propose a "student-centric," as opposed to an "intervention-centric," approach to learning analytics. This suggests the student should be seen as a co-interpreter of his own data—and perhaps even as a participant in the identification and gathering of that data. In this scenario, the student becomes aware of his own actions in the system and uses that data to reflect on and potentially alter his behavior. (pp. 4-5) (p. 1519)
Valuing students as agents, making choices and collaborating with the institution in constructing their identities (however transient), can furthermore be a useful (and powerful) antidote to the commercialization of higher education (see, e.g., Giroux, 2003) in the context of the impact of skewed power relations, monitoring, and surveillance (Albrechtslund, 2008; Knox, 2010a, 2010b). (p. 1520)
Principle 3: Student Identity and Performance Are Temporal Dynamic Constructs (p. 1520)
It is crucial to see student identity as a combination of permanent and dynamic attributes. (p. 1520)
Mayer-Schönberger (2009, p. 12) warns that forgetting is a "fundamental human capacity." Students should be allowed to evolve and adjust and learn from past experiences without those experiences, because of their digital nature, becoming permanent blemishes on their development history. Student profiles should not become "etched like a tattoo into … [their] digital skins" (Mayer-Schönberger, 2009, p. 14). (p. 1520)
Principle 4: Student Success Is a Complex and Multidimensional Phenomenon (p. 1520)
it is important to see student success is the result of "mostly non-linear, multidimensional, interdependent interactions at different phases in the nexus between student, institution and broader societal factors" (Prinsloo, 2012). Although learning analytics offer huge opportunities to gain a more comprehensive understanding of student learning, our data are incomplete (e.g., Booth, 2012; Mayer-Schönberger, 2009; Richardson, 2012a, 2012b) and "dirty" (Whitmer et al., 2012) and our analyses vulnerable to misinterpretation and bias (Bienkowski et al., 2012; Campbell et al., 2007; May, 2011). (p. 1520)
Principle 5: Transparency (p. 1520)
Important for learning analytics as moral practice is that higher education institutions should be transparent regarding the purposes for which data will be used and under which conditions, who will have access to data, and the measures through which individuals' identity will be protected. (p. 1520)
Principle 6: Higher Education Cannot Afford to Not Use Data (p. 1521)
The sixth principle makes it clear that higher education institutions cannot afford to not use learning analytics. (p. 1521)
Ignoring information that might actively help to pursue an institution's goals seems shortsighted to the extreme. Institutions are accountable, whether it is to shareholders, to governments, or to students themselves. Learning analytics allows higher education institutions to assist all stakeholders to penetrate "the fog that has settled over much of higher education" (Long & Siemens, 2011, p. 40). (p. 1521)
Considerations for Learning Analytics as Moral Practice (p. 1521)
we propose a number of considerations rather than a code of practice to allow for flexibility and the range of contexts in which they might need to be applied. (p. 1521)
Who Benefits and Under What Conditions? (p. 1521)
The answer to this question is the basis for considering the ethical dimensions of learning analytics. (p. 1521)
Students are not simply recipients of services or customers paying for an education. They are and should be active agents in determining the scope and purpose of data harvested from them and under what conditions (e.g., deidentification). (p. 1521)
Conditions for Consent, Deidentification, and Opting Out (p. 1522)
Given that the scope and nature of available data have changed dramatically, we should revisit the notion of informed consent in the field of learning analytics. (p. 1522)
There are many examples in different fields (e.g., bioethics) where the principle of informed consent can be waived under predetermined circumstances or if existing legislation is sufficient (e.g., data protection legislation). In extreme cases, informed consent may be forgone if the benefit to the many exceeds the needs of the individual. (p. 1522)
In the context of learning analytics, we might suggest that there are few, if any, reasons not to provide students with information regarding the uses to which their data might be put, as well as the models used (as far as they may be known at that time), and to establish a system of informed consent. (p. 1522)
this consent may need to be refreshed on a regular basis. (p. 1522)
She suggests the need to achieve a reasonable balance between allowing quality research to be conducted and protecting users from potential harm. (p. 1522)
Buchanan (2011), referring to the work of Lawson (2004), suggests a nuanced approach to consent that offers students a range of options for withholding (partial) identification of individuals where they are part of a published study. In light of this, it seems reasonable to distinguish between analyzing and using anonymized data for reporting purposes to regulatory bodies or funding purposes and other work on specific aspects of student engagement. In the context of reporting purposes, we support the notion that the benefit for the majority supersedes the right of the individual to withhold permission for use of his or her data. Students may, however, choose to opt out of institutional initiatives to personalize learning—on the condition that students are informed and aware of the consequences of their decision. (p. 1522)
Institutions should also provide guarantees that student data will be permanently deidentified after a certain number of years, depending on national legislation and regulatory frameworks. (p. 1522)
Vulnerability and Harm (p. 1522)
We suggest that the potential for bias and stereotyping in predictive analysis should be foregrounded in institutional attempts to categorize students' risk profiles. Institutions should provide additional opportunities for these students either to prove the initial predictive analyses wrong or incomplete or to redeem themselves despite any initial institutional doubt regarding their potential. (p. 1523)
Data Collection, Analyses, Access, and Storage (p. 1523)
It is generally accepted that data on the institutional LMS provide an incomplete picture of learners' learning journeys. As learners' digital networks increasingly include sources outside of the LMS, institutions may utilize data from outside the LMS (e.g., Twitter and Facebook accounts, whether study related or personal) to get more comprehensive pictures of students' learning trajectories. (p. 1524)
Institutions should commit themselves to take due care to prevent bias and stereotyping, always acknowledging the incomplete and dynamic nature of individual identity and experiences. Algorithms used in learning analytics inherently may reflect and perpetuate the biases and prejudices in cultural, geopolitical, economic, and societal realities. (p. 1524)
Care should be taken to ensure that the contexts of data analyzed are carefully considered before tentative predictions and analyses are made. (p. 1524)
In line with Kruse and Pongsajapan's (2012) proposal for "studentcentric" learning analytics, we propose that students have a right to be assured that their data will be protected against unauthorized access and that their informed consent (as discussed above) is guaranteed when their data are used. (p. 1524)
Institutions should provide guarantees and guidelines with regard to the preservation and storage of data in line with national and international regulatory and legislative frameworks. Students should be informed that their data will be encrypted. (p. 1525)
Governance and Resource Allocation (p. 1525)
Petersen (2012, P. 46) states, "The most important step that any campus can take is to create a comprehensive data-governance structure to address all the types of data used in various situations." (p. 1525)
Conclusions (p. 1525)
Learning analytics is primarily a moral and educational practice, serving better and more successful learning. The inherent peril and promise of having access to and analyzing "big data" (Bollier, 2010) necessitate a careful consideration of the ethical dimensions and challenges of learning analytics. The proposed principles and considerations included within this article provide an ethical framework for higher education institutions to offer context-appropriate solutions and strategies to increase the quality and effectiveness of teaching and learning. (p. 1526)


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When the sun goes down, You are there. After all the bad things, You still care. When I'm surrounded by darkness in a world full of hate. You shelter me with peace, peace that can't be beat. Through the shadows of darkness, I take refuge in You. The love of Your embrace brings tears to my face. How the God of the universe could love a disgrace. It brings tears of joy upon my face. When the moon comes up, You are there. After all the cruel things, You are fair. When I'm surrounded with those who can't relate. I'll tell them of Your love, of Your love and grace.
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Coverage Status Definitions
Covered: The above insurer covers standalone balloon sinus dilation for appropriate patients. However, coverage and criteria can change
Investigational or Not Covered: Currently, this insurer does not cover stand alone balloon sinus dilation (CPT codes 31295, 31296, 31297) and considers the treatment investigational. However this may change shortly as insurers are reviewing new clinical data from a recent randomized trial that shows how stand alone balloon sinus dilation offers benefits compared to traditional sinus surgery.
You have the option to file an appeal of an adverse determination on behalf of a patient. Download a step-by-step guide to the appeal process here.
Undisclosed: The insurer has not published whether they cover standalone balloon sinus dilation, or consider it investigational. You should contact the insurer directly for additional information. Reference CPT codes 31295, 31296, and 31297.
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"Rejoice in hope, be patient in tribulation, be constant in prayer." (Romans 12:12)
In this verse Paul is in the middle of a section of exhortations. It's in the last section of the letter to the church in Rome, after all the theological explanation about how we're saved through Jesus, by grace, through faith, and have a wonderful, secure hope. He's getting to the part where he's saying, "because of all those wonderful spiritual truths, this is how you should live."
And these three little statements are part of that. But it's nice just to think about this little part, because it kind of sums things up.
So the hope that we have, the hope of eternal life and a perfect existence, which we have through Christ, should cause us to rejoice.
If we are going through tribulation (which means pain, suffering and tough times) we should be patient. Our Heavenly Father will sort it all out one day, because we know He loves us.
And at all times, through all situations, whether happy or sad, when life is easy or hard, we should be constant in prayer. That doesn't mean praying every minute of every day! That means that we should be consistently, every day, for everything, speaking to God and asking for help, thanking him, asking for wisdom, asking to know the right thing in every situation.
I'm not as good as I should be at this, but that's why we need to be exhorted, and listen to the exhortations in the Bible. And as we pray that the Holy Spirit will help us get better, God will hear our prayer and will help us.


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Discussion in 'General Off-Topic Chat' started by Dragoonchoco, Nov 9, 2010.
So what do u guys think is the best video editing software? I need a good software
Free or paid?
And I assume you mean non-linear videos editors, with a timeline and such to rearrange clips and crap, right?
Uhh I just need a good, not that complex, free video editing software
A really simple one is Windows Live Movie Maker (free download). Note, it's called Movie Maker, not DVD Maker (which is included in Windows OS but only lets you burn DVDs).
Here is the link: http://explore.live.com/windows-live-movie-maker?os=other
Again, this is a really simple one, not one that lets you add insane special effects or anything. I think you'd have to buy or pirate one for that.
My point is there's multiple categories of "video editors", and I wanted to make sure I knew what kind you were talking about.
Is there another video editing software besides Windows movie maker cause I dont like that one. And I need one that has a timeline like Windows Movie maker
What versions of windows are you on?
Im on windows xp but I have a windows 7 too
On a Mac, there's iMovie which is simple, but has good, clean results. For windows though... eh. Tough one. Especially if you are looking for something free...
The windows 7 version of movie maker is much better than the XP one.
oh ok ill check it out thanks (:
iMovie = Paid
I'm only really familiar with video editing software for Linux if you're willing to do that. You're probably not up for that. Windows Live Movie Maker or Avidemux maybe? (Don't know what kind of video editor you need)


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