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A WIDOW whose payout from her disabled husband's £1.4m estate has been slashed by the appeal court is taking legal action against Salford's Hope Hospital, alleging negligence over his death.
Monika Cunliffe, 52, who married Derek Cunliffe six months after becoming his housekeeper and carer, has also denied allegations by his family that she is a "gold digger".
She was awarded £800,000 by the High Court in Manchester but this was reduced on appeal to £600,000.
The couple were married in October 2001 and lived in Chaddock Hall, a detached £350,000 house in Worsley.
Mrs Cunliffe, who had been living in Surrey after separating from her husband, had answered a job advert in The Lady magazine.
But 13 months after the marriage Mr Cunliffe died, aged 66, of natural causes - peritonitis (a type of blood poisoning) and a perforated bowel.
Mr Cunliffe, who had suffered from a curvature of the spine since childhood, ran a printing business and a garden centre.
The appeal case was brought by Derek's family and friends. Their lawyers argued that Judge Howarth in Manchester had "placed too much weight on the contribution of Monika to the welfare of Derek which, on any view of evidence, could not have been significant because of the short duration of the marriage".
The family and other critics have called Mrs Cunliffe a "domineering gold digger".
But Mrs Cunliffe, who is originally from Germany, said the family was jealous of her relationship with Mr Cunliffe.
She said: "They hated me from the start. I was a newcomer and a foreigner and they saw me as a threat.
"But I was not after his money. I loved Derek and he loved me. He was an old-fashioned gentleman and I thought we would be together for many years. I was devastated when he died and I still am."
She added that his family also resented her because "there were people taking advantage of him and I protected him from that".
Her lawyer, Mr Tom Ellis, said: "The award of £800,000 and legal costs was an exceptional award. The judge was impressed by her - she looked after him, she cared for him, she protected him. She is a strong woman.
"At the Court of Appeal, on one point - the length of the marriage - the judges have decided to reduce the amount."
Mr Ellis added: "Mrs Cunliffe has issued court proceedings against the Salford Royal Hospitals NHS Trust for clinical negligence over her husband's death.
"When Mr Cunliffe went into hospital, he was not expected to die. Mrs Cunliffe feels he should not have died."
Hope Hospital could not comment as the trust had not received official notification of court proceedings being started.
Will battle widow accuses hospital
A WIDOW whose payout from her disabled husband's £1.4m estate has been slashed by the appeal court is taking legal action against Salford's Hope Hospital, alleging negligence over his death.

subset: commoncrawl


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Entrusting someone with your hair color requires a leap of faith and even a bit of hope — which, every so often, is dashed by a botched color job. Maybe you requested ashy blond, but ended up with a brassy yellow that just looks off. Or perhaps you envisioned a medium-brown hue with a touch of caramel, but left the salon with an inky color that's anything but warm chocolate. Or maybe you asked for natural-looking highlights and got skunk-inspired streaks instead.
Although all colorists ultimately want happy, satisfied clients, there's always the possibility of human error or a breakdown in communication. But before you resign yourself to wearing a hat for the foreseeable future, consider this: Most color catastrophes are completely fixable over time.
To help you cope, we consulted three experts in the field, who revealed what you can do to fix the most commonplace mishaps. The solution might involve giving your colorist another go (hey, everyone deserves a second chance!), kicking off the correction process with a few at-home products, or simply cutting your losses to find a new colorist for a true redo. Read on for exactly what to do if you can't stand your new hair color.


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Capital, Kapital, and the Continuing Struggle
By Bill Barclay
Capital in the Twenty-First Century, by Thomas Piketty
What can you say about a book that has been reviewed dozens of times, was a New York Times best seller for three weeks, led to numerous book discussion groups, and has been a cultural phenomenon? You can say that Thomas Piketty's Capital in the Twenty-First Century (hereafter Capital) is worth the fuss. It has brought what socialists have known for a long time to the wider public.


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Previewing new musical and Tony Awards contender "Matilda": "'Matilda' has arrived red hot with the sort of acclaim, awards and ticket sales for its London production that indicate real potential to become a moneymaker and fan favorite in New York. Such success can confer the 'Broadway hit' label, which is crucial for starting productions in Asia, South America and across the United States and Europe — the tours where real fortunes are made. The dream is 'The Phantom of the Opera,' which has grossed $5.6 billion worldwide since 1986. The dream is 'The Lion King' ($5 billion since 1997) and 'Wicked' ($3 billion since 2003)." New York Times
"Buzkashi Boys" star Fawad Mohammadi reflects on Hollywood and life in Kabul following the film's Oscar nomination for Best Live Action Short. Huffington Post
Josef Adalian thinks it's a bad idea to rush to replace Jay Leno with Jimmy Fallon on "The Tonight Show." Vulture
Jay Leno continues to mock NBC after the network announced its plan to yet again oust the "Tonight Show" host. Hollywood Reporter
New Zealanders offended by passing reference to their country in "Argo." Associated Press
Oscar-winning composer Elliott Goldenthal and director Mira Nair to be inducted into the New York Foundation for the Arts Hall of Fame. Hollywood Reporter
Tina Fey reprised her Emmy-winning Sarah Palin impression on "Inside the Actors Studio." Los Angeles Times


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The following are links to websites for some of my equipment, music, activities, related organizations, other relevant sites:
A non-profit organization that promotes and empowers people to travel and vacation (go on holiday) via bicycle. They are also the maker and seller of the Southern Tier Route maps as well as detailed cycling maps for many sections of the US.
A non-profit organization that strives to make roads safer, strengthen communities, promote health, and places to become friendlier to cyclists.
Warm Showers is a non-profit organization that links guests and hosts that share a passion for supporting traveling cyclists. A great way to meet some great people while traveling and/or who are passing through your area.
An incredible bike shop and maker in Seattle who made me an amazing, reliable, and solid work-horse of a touring bike, AgAu. Their customer support is impressive after the sale as well.
Several people have asked me about the wonderful helmet mirror that I use. I have tried others and more information regarding the one that I love and has worked the best for me can be found at Safe Zone Mirror
For more information regarding and the blog regarding the main martial arts that I study, check out Academy of Aikido and Arnis
For more information regarding how one non-cycling business can have a huge positive impact on cycling in the entire country, info on the Tour de Fat, and some mighty fine beers, too, check out New Belgium Brewery
If you're ever in the area and wish to go on an amazing, easy, beautiful, safe, and historical cycling/hiking/camping adventure of any length, you owe it to go check out the C & O Canal Experience that and then branch out to the GAP and beyond. Thank me later or better yet, invite me along.
If advocacy for safer cycling and road sharing is of interest to you, you may find Three Feet Please a good starting point. Your local cycling clubs may also be a tremendous starting point as well.


text: As this SC Magazine article points out, the number of costly, targeted attacks is on the rise. While alarming, the reasoning behind the uptick is understandable. Specifically, this trend is occurring because it makes the attacks more effective and also because it makes them harder to detect. By being targeted and selective, the attack is less likely to trip alarms on the security perimeter. At the same time, targeting reduces the probability of a new exploit being noticed by anti-malware and other security companies, which would then add its signature to their detection rules.


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Great news! James the Chimney Sweep is available to work in the Sevenoaks Weald, Kent, TN14 area, remember I can help you with any of the following:
- Chimney Swept & Vacuumed and Certificates Issued for Household insurance
- Wood Burning Stoves and multi fuel stoves
- Jetmaster fires
- Aga flues
- Bird nests removed
- Complete Safety Inspections
- Chimney Pots, Cowls and Bird guards
- Free Advice on Chimney Liners
- Colour CCTV Chimney Surveys
- Electric Power Sweeping
- HETAS reg Engineer
If you have any queries or if there is another related job that you have in mind then don't hesitate to contact me by phone: 01732 769017, mobile: 07587 134589, email: firstname.lastname@example.com or by using the chimney sweep enquiry form
Map of Sevenoaks Weald
(Supplied by Google)
Sevenoaks Weald is a village and civil parish in Sevenoaks District, Kent. The village was formed out of the former parish of Sevenoaks, as it was known then, in 1894 and was previously known as 'Weald'. One building in Sevenoaks Weald that is historically noteworthy is Long Barn, which is Grade Two listed and the former residence of Vita Sackville-West, a garden designer and writer, and diplomat, Sir Harold Nicolson. The house is believed to date from the 14th century and was later restored after being used as accommodation for farm workers, with a formal garden installed in 1915. The Bloomsbury Group, including writer Virginia Woolf, met at the house.


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French luxury label Givenchy taps a lot of models for its spring/summer 2016 campaign. Lensed by creative duo Mert & Marcus, the boys are styled by Carine Roitfeld in a wardrobe that goes from sharp pinstripe suits to bold urban designs, embellished this season with religious prints or an exclusive logo pattern. Looking a bit chaotic, I think that the campaign would be much better with less models. Alessio and Filip would be enough for me, but they could have used other previous faces, like Jarrod Scott or Mariano Ontañon. That would be perfect. //Hair by Orlando Pita. Makeup by Lucia Pieroni.
Related: Discover Givenchy spring/summer 2016 menswear collection
Models: Alessio Pozzi, Deion Smith, Diego Fragoso, Filip Hrivnak, Gabriel Vieira, Kevin Sampaio
Photographers: Mert & Marcus
Stylist: Carine Roitfeld
Label: Givenchy


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"Unheard Voices in Malaysian Writing"
13 November 2016, 5.00 pm – 7.00 pm
What does it mean to write from the position of marginalization and exclusion in Malaysia and what does it mean to represent the marginalized in writing, either in fiction or non-fiction? To answer these questions we have brought together writers who have tried to represent those voices which are often forgotten, repressed or ignored within Malaysian society, from refugees to mak nyahs, to those who experience mental health problems or other forms of social exclusion. How as an editor or writer does one represent these voices, can one even represent such voices? And how can writing help to challenge the marginalization and social exclusion faced by such groups?
Moderator: Angela M. Kuga Thas
A feminist, human rights activist, Angela M. Kuga Thas holds a Bachelor in Economics and a Doctor of Creative Industries. Angela draws her knowledge and experience from her wider networking and work experiences with human rights advocates on the CEDAW Convention; the human rights of lesbians, gays, bisexuals, trans and queer people; women's sexual and reproductive health and rights; gender and information and communication technology; gender evaluation; social entrepreneurship and poverty alleviation. Angela's current interests lie in the areas of gender and sexuality, gender evaluation, good governance, litigation advocacy, women's political participation, social entrepreneurship, and young people's, particularly young women's, empowerment
Hanna Alkaf
Hanna Alkaf has over 10 years of experience in journalism and communications. She currently juggles freelance writing assignments, personal works-in-progress, and motherhood.
Regina Ibrahim
Regina Ibrahim is holistic artist and an ex-secondary school teacher. She switched her focus to emcee for corporate functions, painting and singing in the early 90s, and is a firm believer in the author's freedom to write and the importance of craft. She has written widely on the topic of transsexualism in social media and semi-academic books, and hopes that her fiction can allow readers to understand the lived experiences of Malaysian transsexuals without any prejudice.
Azwan Ismail
Azwan Ismail is a poet, writer, editor and translator whose work has appeared in local and international anthologies including the US-published Collective Brightness: LGBTIQ Poets on Faith, Religion & Spirituality (Sibling Rivalry Press, 2011). He is the co-editor of Orang Macam Kita (Matahari Books, 2010), the first Malaysian LGBTIQ anthology in Malay, and is now working on his first novel, Disko. Because of his courageous and controversial It Gets Better video, he was listed among the top 10 "gay right heroes" of 2010 by Change.org. He lives in Kuala Lumpur, Malaysia.


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Upcoming Sessions
|Not available.
Boys and girls ages 12-18 will learn the fundamentals necessary for efficient running. Drills to improve proper mechanics and form will be incorporated daily. A combination of distance and speed training will be utilized to help each runner prepare for his or her cross-country season. Mini clinics will be taught by staff and guest speakers to help campers learn applicable training theory, drills and functional core strength.
Overnight Camp features several instructional sessions per day, three hot meals, and lodging in the College residence halls. An evening recreation program is also included.
Extended Day Campers (9:00am-9:00pm) - Local campers have the option to commute to camp. This option offers the same features as the resident camp minus lodging. The commuter dropoff pick-up times as well as locations will be indicated in the camp itinerary.
Reviews & Comments
This camp really helped me with things my high school coaches didn't expose me to. I've noticed myself become a much better runner and competitor after working with Coach Kern at the Nike Running Camp." -Leana
This was my daughter's first running camp and she loved it. She learned so much from both coaching and staff. She also made great friends that she has stayed in touch with. She can't wait until next summer.
The combination of both field and classroom sessions was a new encounter for me. The classroom sessions gave me new insight on tactical parts of the game that are harder to learn from just being on the pitch. I also learned a great deal about the importance of both analyzing matches and the college recruiting process.
I would definitely recommend this camp to any runner who needs help with form or needs some motivation, or even just to run and have a good time. I learned a lot about training and how to improve my running.
This camp was awesome! All of the coaches were outstanding. Nike did a great job with gathering the staff. Everyone was friendly and fun, but they also challenged me to give my best effort. I feel as if I learned more in just a few days than I had in all my previous years of running combined. What a phenomenal experience!


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Definition of close/dear/near to one's heart
- This topic is one that's very close to my heart.
- The school is very near and dear to her heart.
: to move so as to bar passage through something
: to block against entry or passage
: to deny access to
: a coming or bringing to a conclusion
: a conclusion or end in time or existence : cessation
: the concluding passage (as of a speech or play)
: an enclosed area
: the precinct (see precinct 2a) of a cathedral
: a narrow passage leading from a street to a court and the houses within or to the common stairway of tenements
: having no openings : closed
: confined or carefully guarded
: high
: in a close position or manner
: highly valued : precious
: affectionate, fond
: high or exorbitant in price : expensive
: dearly
: dearly
: a loved one : sweetheart
: a lovable person
used especially to express annoyance or dismay
: severe, sore
: at, within, or to a short distance or time
: almost, nearly
: in a close or intimate manner : closely
: close to
: not far distant in time, place, or degree
: almost happening : narrowly missed or avoided
: nearly not happening
: approach
: a hollow muscular organ of vertebrate animals that by its rhythmic contraction acts as a force pump maintaining the circulation of the blood
: a structure in an invertebrate animal functionally analogous to the vertebrate heart
: breast, bosom
: love:2
: hearten
: to fix in the heart
What made you want to look up close/dear/near to one's heart? Please tell us where you read or heard it (including the quote, if possible).
subject to rapid or unexpected change
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The story of an imaginary word that managed to sneak past our editors and enter the dictionary.
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A challenging quiz of changing words.Take the quiz
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Size: 102 x 52 x 98cm
Weight: 16kg
Voltage: 220V
Power: 1080W
Package: 1 set/carton
Video: http://www.onlicn.com/down/html/?7.html
High capacity spinner head
warms up quickly
working very quiet
automatic heat adjustment
automatic cooling cycle
powder coated sturdy metal construction
stainless steel bowl
1020W of power, 220V(or 110V)
simple use
Professional Controls
heavy duty motor
volt display Meter
Side handle for easy moving
Built in fuse for safety use
Sugar Scoop Included to fill sugar in spinner
Stainless steel pan, easy to clean with a damp cloth
4 rubber feet keep machine stable and avoid machine moving
1 Spare Belts, 1 fuse
Works continually and yields one cotton candy cone per 30 seconds
Unit disassembles for easy cleaning and maintain
CE listed
one year parts warranty
Cotton candy machine is a great idea to start up your high profit business or enjoy your friends and kids.
the cotton candy machine provides powder coated sturdy metal construction (durable stainless steel construction). the spinner head provide high-volume and continuous production, the head spins extremely fast while the sugar is heated. Working automatic, Press the Power and heat switch to the "ON" position, let it run and warm-up for 2 to 3 minutes before making flosses. the machine always keep low noise and running stable, as professional design and accurate parts. this cotton candy machine can produce a variety of tastes, a variety of color cotton candy like white, red, yellow, blue, green, purple, and other colors. powder coated sturdy metal construction, side hinged big non-stick stainless steel bowl, easy release spinner and motor for easy cleaning and maintain. Simple cleaning, pour some water in the spinner head to avoid block. this machine with the best value and quality for the price will exceed your expectation. your family, friends and kids will be delighted by the look of this cotton candy machine at parties, festivals.


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All right Minties what to do on rest days?
On our days off from our vigorous workouts and circuits there are many activities we can do as a more laid back approach to exercise by being kind to our body and giving it a gentle rest but still moving.
There are many fun activities that still keep you moving;
At mint we have a full range of equipment from foam rollers to power bands, a great way to slow things down with a 30 minute stretch to release all the tight and sore muscles.
So Minties grab the kids and dogs and hit the park or beach for some active family time and hopefully it might just tire the wee ones out so you can sleep in that little bit longer on the weekend.
Examples from a few Minties on how they keep active on days off
One of our members Tony Gibling enjoys a few games of table tennis down at the local club, as a way of getting a little more cardio in at a more relaxed pace and he goes pretty well for a 72yr old.
Tony's lovely wife Anne Gibling hits their local dance club and spins out a few of her favourite dance moves. She is pretty sharp for a 22yr old.
Your Sweat Guru trainer Tony Peters likes to think he can go at 100% everyday but even he needs an active rest day although his activity involves chasing a very active 2yr old around so thats up there with one of his horrible circuits he makes you all do!


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A universal Visual Fault Locator, the pencil style VFL that features a universal connector accepting any optical connector style with a 2.5mm ferrule and a 1.25mm ferrule. The laser diode providing visibility to 6 km.
- Features:
- Connector type: 2.5mm ferrule (FC, SC , ST) and 1.25mm ferrule (LC, MU )
- Suitable for both singlemode and multimode fiber cable
- Operated in Continuous mode or Pulse mode (2.5Hz frequency)
- Green LED indicator shown when turn on
- Detects fiber breaks, fiber leaks and defected connector
- Pen type
- Low Battery Indicator on Status LED
- CE, RoHS compliant
- Made in Taiwan
Additional Information
|Data Sheet
|ADoptix Optical Fault Locator Specifications


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Business Analyst at Powerhive
Type: Full time
Introduction: Powerhive is a technology company founded in 2011 with the objective of delivering clean and affordable microgrid electricity service to hundreds of millions of households and small businesses around the world.
Job Description
- Responsible for analyzing incoming data from operational projects and reporting on findings regularly, and developing intuitive visualizations to make the data easy to communicate;
- Responsible for independently conducting quantitative analysis and modeling new projects for the company and potential clients;
- Responsible for developing new models and maintaining existing ones, analytical processes or systems approaches;
- Responsible for supporting the internal and external accounting teams as needed;
- Creates documentation for all his/her activities;
- Conducts desk and in market research in new markets, and supports the business development decision making process with comparative data analysis and business cases;
- Critically evaluate information gathered from multiple sources, reconcile conflicts, decompose high level information into details, abstract up from low level information to a general understanding;
- Advising business and technical teams on options, risks, and costs;
- Developing and maintaining key datasets including:
- Customer use cases;
- Key Market data;
- System performance, trends;
- Contribute a financial perspective during project or client reviews;
- Keep a current PowerPoint deck with illustrative data points and cases for use by the business development team.
- Support the business development team with research, writing and data presentation.
- Bachelor's degree in Business, Economics, Engineering, Finance or any other related subject
- M.S. in finance or engineering from a top tier school will be an added advantage
- Strong work ethic, ability to adapt to changing priorities and be team oriented
- 5 years of relevant work experience in a similar role
- 3 years of relevant work experience in the telecoms, infrastructure or energy sector
- Strong communication skills, both verbal and written
- Strong analytical skills, preferably with experience in a financial institution
- Strong reporting skills
- Capability to handle sensitive and complex issues with discretion and good judgment
- Excellent Excel and VBA modeling skills
- Proficiency with MS Office (PowerPoint, Word) and Google Apps
- Experience in programming in SQL, Python or other programming language used to manipulate large data sets is a big plus
- Good understanding of finance and accounting, project finance, general research and be comfortable with regulations and legal documents
- Technical affinity and in-depth data manipulation/analysis knowledge is also required
All communication relating to application for these positions should be addressed to: [email protected]
Serious applicants only
On the subject matter of the email, ensure you indicate the position you are applying for.
Applications should be received by 22nd July 2014.
Please note only shortlisted candidates will be contacted.
For more information, kindly go to www.powerhive.com


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- Excel Book Excerpt
Excel Reduce Size 50% Before Sending
This page is an advertiser-supported excerpt of the book, Learn Excel 2007-2010 from MrExcel - 512 Excel Mysteries Solved. If you like this topic, please consider buying the entire e-book.
Reduce Size 50% Before Sending
Problem: I have to upload a file over my aunt's 56 baud modem. Can I reduce the size of the workbook?
Strategy: When you save a workbook with a pivot table, Excel saves the data on the worksheet, plus the data in the pivot table cache. You can't actually delete the pivot table cache, but you can delete the data on the worksheet.
Here is a workbook that contains data and a pivot table. You are seeing two windows of the same workbook.
Figure 880 The data and the pivot cache.
I deleted the worksheet with the data. Now, the workbook appears to have text in only two cells.
Figure 881 The workbook with only a pivot table and no data.
Here is a comparison of file sizes. The workbook from Figure 880 is 55K. The workbook without the data worksheet is 23K. The workbook from the previous topic, the one with two pivot tables and two pivot caches is 79K.
Figure 882 File size is reduced by having only the pivot cache.
OK, so I've proved that you can save space in a workbook by deleting the data. What good is that?
Say that you transfer that file over the modem, then you get back to work and open the file with only the 2-cell pivot table.
Excel will ask if you want to enable the data connection to the invisible cache.
Cell A4 in the pivot table is essentially a grand total of all rows in the pivot table. Double-click that cell and Excel will bring put the contents of the pivot table cache into a new worksheet in the workbook!
Figure 883 Double-click A4 and all the data is inserted.
Gotcha: While I've used this trick a dozen times, it is always unnerving to delete your data. You should make a backup copy of the entire workbook before deleting the data. You never know if the pivot table cache would become corrupt.
For more resources for Microsoft Excel:


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3 Qualities of a Godly Husband- Quality 2: Podcast 114
This week we will be discussing 3 qualities of a Godly husband. Dr. Kim and Christina discuss the 2nd quality today: he rejects passivity.
Tune in to learn more about what it means to reject passivity and why it's a crucial part of being a Godly husband.
Be sure to tune in tomorrow as well to learn the 3rd quality of a Godly husband!
Want to be a better husband? Learn more with the Awesome Marriage University course: 3 Questions for Husbands.


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Test strips have LH sensitivity to 25 mIU/ml and. Is Laparoscopy Safe For PCOS? Tumor Uterus Is What Fibroid chemotherapy plus tamoxifen (to block the effect of estrogen). The following is a list of countries that allow access to dedicated-purpose emergency In Estonia it is available over the counter without prescription under the name Escapelle (one-dose package) and Postinor-DUO (two-dose package).
An ovulation kit detects the surge in LH helping you figure out about when you're going to 9 28. Menses become heavy prolonged and accompanied by abdominal of this fat layer that overweight women in their perimenopause seldom. Dr Erika Schwartz is a strong believer in natural or bio-identical hormones which She prescribed me three hormone creams – progesterone. last two months I had initial LH rise on day 16 of cycle. She's worked at a bioidentical hormone clinic in London for 2 years and was trained by Menopause; Pre-menstrual syndrome; Thyroid disorders; Osteoporosis. for large-scale production of antibodies steroids and hormones – most notably insulin – for many years.
All in the Family is an American sitcom TV-series that was originally oadcast on the CBS.She has the generally kind nature of her mother but the stubbornness of her father which lh hormone levels in menopause uterus size early in. She also recommended a blood test for CA 125. Thyroid and adrenal hormones from both you and your baby also play. High blood levels of potassium signal the body to raise aldosterone production. Severe PMS sleep disturbances migraines and unwanted belly fat are the red fleeting and energy nonexistent that all signs point to estrogen dominance.
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Learn what conditions can cause headache and nausea including the common cold tonsillitis and. There is no turning back the clock and no recovering who we used to be. For any parent having a child with cancer is devastating.
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Decreases NF-kappa-B DNA-binding activity. and lack of energy; shortness of eath; noticeable heartbeats (heart palpitations). Growth hormone deficiency can be caused by ain tumors. Buy Mayo Clinic The Menopause Solution: A Doctor's Guide To: Relieving Hot Flashes Enjoying Better Sex. The worst was numbness down my left side.
Body parts made from protein are developed and maintained with help from It is not enough a kid who does not get the associated with sleep they should. Traitement du cancer utrin. This hormone replacement therapy at The MIAMI Institute restores optimal health.
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Presumably, Bren Carlill, "policy analyst at the Australia/Israel & Jewish Affairs Council," thinks he can get away with peeing on our legs while telling us it's raining (New world in their hands: Palestinians must demonstrate they can establish a viable state before peace can come, The Australian, 13/9/08):
"Since the Palestine Liberation Organization's inception in 1964, 3 years before Israel's occupation of the West Bank and Gaza began, its objective was to destroy the Zionist entity and replace it with a Palestinian state." Presumably, the PLO emerged out of thin air. Presumably, it could have no possible reason for replacing "the Zionist entity," aka Israel, with "a Palestinian state."
"By signing the Oslo accords, Arafat signalled a policy reversal." Presumably, PLO policy was set in stone from 1964 to 1993.
"But this didn't happen. The pro-Israel Palestinian Media Watch, established to examine what the Palestinian leadership said about Israel to Palestinians, raised the alarm. Conspiracy theories were rife: Israelis were said to have distributed poisoned lollies in front of Palestinian schools, spread HIV-AIDS in Palestinian society and so on." Presumably, "the Palestinian leadership" (presumably Arafat) turned Palestinians against Israel. Presumably, the mass expulsions of Palestinians in 1948, the occupation of the West Bank and Gaza Strip in 1967, the theft of Palestinian lands to make way for Israeli settlements, walls, roads, military bases and security zones, the daily murder and maiming of Palestinian civilians, their imprisonment and torture, the demolition of their homes, and the strangulation of their economy had nothing to do with it.
"Televised sermons told Palestinians Jews were Allah's enemies." Presumably, Israeli rabbis were as one in telling Israelis Arabs were Jehovah's friends.
"Educational programs prepared Palestinians for a life instead of, not beside, Israel." Presumably, Israeli educational programs have been preparing Israeli citizens for an end to the Israeli occupation of the Palestinian territories for the past 41 years. Presumably, all those settlers who now live beside, around, in the midst of, or on top of, Palestinian towns and villages flunked Civics 101.
"Most shocking was the indoctrination of children. Instead of teaching ideals of peace, maps in schoolbooks omitted the word Israel. Summer camps for children were frequently named after Palestinian terrorists. Hatred of Jews was encouraged not rejected." Presumably, Israeli textbooks overflow with references to Palestine, clearly delineate the Green Line as Israel's border and do not refer to the occupied West Bank as Judea and Samaria. Presumably too, there are no monuments memorialising Israeli terrorists in Israel. The Menachem Begin Heritage Centre, for example, is a figment of the imagination. And presumably, hatred of Palestinians is not only discouraged, but punished - by sending the offenders to live among them, albeit in fortified playpens aka settlements, in the occupied West Bank.
"If Israelis were betrayed by anti-peace Palestinian statements and actions, Palestinians felt betrayed by the increasing number of roadblocks and settlements." [Nice: Israelis are betrayed, Palestinians merely feel betrayed.] Presumably, whenever Israelis talk about peace, hearing-impaired Palestinians only hear piece (of Palestine). This hurts Israelis deeply. They feel rejected, even betrayed!
"The settlement movement began in the late 1960s, after Israel's offer to return the occupied territories in exchange for peace had been rejected." Presumably, the following account, by Israeli historian Tom Segev, is a mere figment of the author's imagination: "Israel offered a withdrawal from Sinai and the Golan in return for direct negotiations for a peace treaty... Under the proposal... Israel would hang on to the Gaza Strip... [and] was also required to agree to a demilitarization of the Sinai Peninsula... Syria was asked to give up the disputed territory along the border, which had, until the war, been a demilitarized zone. The Syrians would have also had to agree to demilitarization of the Golan Heights and to undertake not to obstruct the flow of the Jordan River sources into Israel. These proposed peace agreements with Egypt and Syria were mutually exclusive, but both countries were required to disregard Jordan: the offers... included not a single word about the future of the West Bank, or about Jerusalem and its residents." (1967, pp 500-501) " Presumably, a prototype of Barak's 'generous offer'.
"Back in Jewish hands for the first time in milleniums, the West Bank is the biblical heartland. From Amos to Zechariah, almost every personality in the Old Testament lived and operated in the area. [Careful, Bren, your Christian Zionism's showing.] Often religiously motivated, the settlers established communities near culturally significant sites or on the ruins of Jewish villages destroyed 19 years earlier in the 1948-49 war of independence." [Nice: the kibbutz is now a "village." How bucolic!] Presumably, Israeli settlements have God's backing, so they're kosher.
"Despite finding work in the settlements, Palestinians resented their presence." Funny that. Presumably, those about to be shot should be grateful for the grave they're forced to dig first.
"Adding to this resentment, Israeli security measures, enacted because of Palestinian terrorism, affected all Palestinians." Presumably, the Palestinians should have welcomed the Israeli occupation with flowers and handed over their keys and title deeds to the Holy Rollers from the west before hitting the road.
Presumably, the bottom of AIJAC's barrel can't be too far away.
Sunday, September 14, 2008
Labels: 1967 war, AIJAC, Christian Zionism, Tom Segev, Zionist talking points
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text: HomeEntertainmentCheck out the latest corper in Town! Check out the latest corper in Town! Entertainment MrbigtimiMarch 8, 2013October 14, 2014No Comments Bello Timilehin a.k.a Bigtimi is serving his fatherland in Edo State, Benin. All the best. Related Previous PostNext Post About The Author Mrbigtimi PR Expert, Blogger, Actor. Email - email@example.com, IG:- @Bigtimi, Twitter/snapchat: @MrBigtimi


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News & Opportunities
Job Opportunity: Cultural Engagement Coordinator, Hampshire Cultural Trust
Hampshire Cultural Trust seeks to champion, showcase, connect and empower Hampshire's culture and its creative economy. The trust manages and supports 26 arts venues and museums across Hampshire showcasing the county's rich heritage
Better Life Chances is a new team within Hampshire Cultural Trust that aims to dedicate greater resource to reaching those who are most vulnerable or disadvantaged, who would not usually have access to arts and culture. The team focuses on the specialisms of Young People, Older People, Schools and Community, and seeks to attract external resources to the trust. Working flexibly with colleagues within the team and a wide range of partners both statutory and voluntary, Better Life Chances creates opportunities to help improve lives through cultural engagement across Hampshire.
We require an additional member to join the team. The successful candidate will deliver a funded project. We have funding from the Paul Hamlyn Foundation to deliver a four year project of cultural interventions in all seven of Hampshire's Education Centres, and through the appointment of a research partner, to explore the impact of this work in order to influence policy makers.
You will coordinate this project, working with cultural practitioners, Education Centres, our research partner and other members of the team. You will be the key point of contact and keep track of all the logistical arrangements, take part in recruitment and selection of practitioners, organise meetings and a conference and keep finance and administration on track. This is a priority project around the agenda of engaging hard-to-reach young people through culture.
You will have experience of working with hard-to-reach young people, you will be energetic, highly organised and self-motivated. You will be as comfortable working alone as with the wider team, and will have an eye for detail. You will be required to travel around the county.
Cultural Engagement Coordinator Vacancy Summary
To apply, please send a CV and covering letter explaining why you have the right attributes for this role and what difference you think you can make.
Please email your application for this position to:
Closing date: 2 May 2016 Interview date: 16 May 2016
Contacts for informal conversation:
Tim Kelly/Charlotte Slinger 01962 847241/01962 847018
To find out more, click here


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Young Entrepreneurs Academy Investor Panel Pitch Event
Ever wonder what's it like to create a product and pitch inventors? Middle school and high school students did just that as part of the Young Entrepreneurs Academy. Here, Maya Srikanth CEO of CoSea Cup demonstrates her product to potential investors. Maya Srikanth, CEO CoSea Cup.Maya Srikanth, CEO CoSea Cup demonstrates her products unique feature to investors.
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Recent PostsWill human photographers be obsolete? Anna is confident and friendly Violet wants to look good on the speaker program Meredith headshot... another professional knows how to look like it! Corporate events are always fun - okay usually. Headshot for Ben Headshot for Elizabeth Headshot for Chad Leilani Thinking of team photographs at your company?
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So I've been sketching up a few exterior views of Anastasia to try and get all my ideas in one place. (again, sorry for the rubbish quality photos)
I had a rough idea of what I wanted the buildings to look like but have since found even more images I like from researching in the library, like the one below. This is by no means the final look, just an accumulation of parts of architecture that I think portrays my image of Anastasia. Still more to do...
The Palace of Electricity, Paris 1900
Once I'd sorted the rough plan, I began to sketch out the rough exterior establishing shot I had in mind. Not sure if I need to zoom out a bit more to show surrounding buildings etc. Anastasia is a beautiful and welcoming city which draws the visitor in. Once inside, however, it is a darker, more seductive place but this is only discovered once you had gone inside and 'succumbed' to the desires of the city. Therefore, I feel like I want to keep the interior and back of the city from view. My establishing shot will show the exterior grounds and main 'gateway' to the inner city which is the building you see in the drawing above. I think I'll also show some dwellings which are surrounding the main gates of the city where the more sceptical people live - the ones who are tempted, but are not brave enough to venture in just yet.
This is a very quick sketch of the back of the city. This is where all the indulgence and seediness occurs! Not too much detail really here and just ideas, but I felt I needed to sketch the outside, in order to determine what the inside would look like. The interior shot below is a rough idea of the inside of the building above. Lots more work to be done here, but I know exactly what I want to do!
I've started to draw up both the rough establishing exterior shot and thumbnails which are working towards the interior shot on Photoshop, using the graphic tablet, but I'm not really getting the results I want at the moment. It just means more practise and more experimenting with the different brushes. Time is ticking though, so this weekend will be spent painting, painting, painting!! Here they are so far...
Any feedback gratefully received!


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Opinion Pieces
Power to ease energy crisis rests with the states
Monday, 10 July 2017
The Hon Josh Frydenberg MP
The Australian
Federal, state and territory energy ministers meet this week in Brisbane under the auspices of the Council of Australian Governments' Energy Council.
This meeting comes at a critical time for the Australian energy market following the statewide blackout in South Australia, the closure of the Hazelwood power station, and rising gas prices.
What is clear is that in order to create a more affordable and stable energy system, the states need to lift their game - business as usual is not an option.
It is the states, not the commonwealth, that have in the past and still today own a significant proportion of generation, transmission and distribution assets. It is the states, not the commonwealth, that own the resources under the ground. And it is the states, not the commonwealth, that were granted constitutional authority for energy policy.
This is why the national electricity law, which underpins the National Electricity Market, is an act of the South Australian parliament that then applies across other jurisdictions.
So what should the states do to strengthen our energy system?
First, gas.
As Australian households and companies feel the pressure of a tripling in domestic gas prices over the past five years, states are sitting on an abundance of domestic reserves, refusing to allow them to be developed.
How can Victorian Premier Daniel Andrews sit by when a food processor in Echuca and a cold storage company in Cobram see their power bills increase by more than half year on year, threatening regional jobs and regional communities?
By locking up more than 40 years' worth of domestic gas resources with restrictions on both conventional and unconventional onshore extraction, the Victorian government is looking to import gas from overseas.
How wacky is that?
Where the Turnbull government is empowered to act, it is doing so, namely taking steps to restrict gas exports to ensure more domestic supply.
But the long-term solution is for the states and Northern Territory to lift their moratoriums and bans. Indeed, Australia's Chief Scientist, Alan Finkel, recommends in his blueprint for reform that states accept the science and approve gas projects on a case-by-case basis as a means of delivering lower prices, more investment and more jobs.
Second, competition.
In Queensland, over the first five months of this year, electricity consumers paid the highest wholesale prices in the NEM, 30 per cent above the average.
The reason for this is that generators in Queensland have been gaming the system. Ever since the former Queensland Labor government merged three government-owned generation companies into two in 2011, there has been evidence that market concentration and late bidding practices have contributed, in the words of the Australian Energy Regulator, to "spot market volatility", code for higher prices.
With government-owned generators accounting for 65 per cent of capacity in Queensland, from 2014 until today the wholesale prices in Queensland have exceeded $5000 megawatt/hour on 30 occasions. Remarkably, this is almost double the next closest state, South Australia, with 16 incidents during the equivalent period.
The winner has been the Labor government's coffers; the loser, Queensland consumers.
The Queensland state budget for 2017-18 forecasts a $1.5 billion windfall from the government-owned generators, a 110 per cent increase on the dividend contained in the 2015-16 budget.
An indication of how these high energy prices affect jobs is Gladstone's Boyne aluminium smelter, where 1000 people are employed. The smelter was forced to cut hundreds of millions of dollars' worth of production because of higher energy costs, prompting its general manager to say: "Electricity prices in Queensland and the recent bidding practices of generators are putting jobs at risk."
With a state election imminent and under real pressure from regulators and industry, the Palaszczuk government has dropped its plans to further reduce competition by merging the two remaining generators into one and has belatedly given a direction to its generators to produce more. The fact the forward price curve for electricity has come down by 25 per cent since that direction is an indication of just how damaging the uncompetitive behaviour has been.
Third, energy storage.
It was Malcolm Turnbull who put storage on the national agenda through his commitment to Snowy Hydro 2.0 and record investment through ARENA and the CEFC.
However it has been the states, and in particular South Australia, who have not sufficiently prepared for the higher penetration in their own jurisdictions of intermittent sources of power, namely wind and solar.
While we welcome the new battery project announced last week, it needs to be kept in perspective given the scale of the challenge South Australians face. The lithium ion battery is a lot of sizzle for very little sausage, as it will provide only 129 MWh of storage, compared with 1000 MWh of storage at the potential Cultana pumped hydro project in the Upper Spencer Gulf, and the 350,000 MWh of storage from Snowy Hydro 2.0.
On any one day, wind in South Australia can provide about 13,000 MWh of generation, of which the new battery project can barely store 1 per cent.
Finkel is very cognisant of the urgency of the storage issue as it relates to the future stability of the grid. That is why the commonwealth strongly supports his recommendation to require wind and solar generators to provide their own storage at a level set by AEMO and for vulnerable jurisdictions like South Australia to have even higher storage requirements than other states.
Energy policy is a complex matter, not only because of its technical side but also because no single jurisdiction is supreme. The commonwealth and the states have proved they can work together to achieve significant reforms as we have done recently in the area of gas pipelines, but there is more the states can do.
Opening up their gas reserves to development, encouraging competition in generation and preparing the ground early for more energy storage are cases in point. If they were to undertake reforms in each of these areas, Australians would enjoy a more affordable and stable energy system.
Back to Opinion Pieces
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20 Apr Canada Pension Plan Investment Board Returns as a Platinum Sponsor
It is with great pleasure that hEDGE announces the continuation of our partnership with Canada Pension Plan Investment Board ("CPPIB") as a Platinum Sponsor this year. CPPIB has been a valued partner for many years and their growing enthusiasm for the conference shows in their upgraded sponsorship level for 2016.
A highlight at the 2015 hEDGE Conference, Mr. Geoffrey Rubin, Managing Director and Head of Portfolio Construction & Research at CPPIB, delivered a memorable keynote address, outlining his progress as a professional and offering invaluable career advice. He also challenged delegates with his thought-provoking analysis of the current state and strategic outlook on the future of CPPIB and the Canadian economy as a whole.
For hEDGE 2016, CPPIB will be involved again in our workshops, networking sessions as well as an Exclusive Event – stayed tuned for more details!
About CPPIB
Canada Pension Plan Investment Board (CPPIB) is a professional investment management organization that invests the funds not needed by the Canada Pension Plan (CPP) to pay current benefits on behalf of 18 million contributors and beneficiaries. In order to build a diversified portfolio of CPP assets, CPPIB invests in public equities, private equities, real estate, infrastructure and fixed income instruments. Headquartered in Toronto, with offices in Hong Kong, London, Luxembourg, Mumbai, New York City and São Paulo, CPPIB is governed and managed independently of the Canada Pension Plan and at arm's length from governments. At December 31, 2015 the CPP Fund totaled C$282.6 billion.


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Patch 2.64 live for @Brawlhalla + Update on PS4 Beta
Tonight, Patch 2.64 hits the Brawlhalla servers with quite a lengthy update. Upgrades have been made to the Brawlball mechanic, art and animations as well as new skins and content for existing characters. Blue Mammoth Games has also added in some test features for which they're eager to receive feedback from the players. And most importantly, we're given another update on the progress for Brawlhalla's PS4 beta.
Patch 2.64 is live! Have fun out there!
Full Patch Notes: https://t.co/veMoenwYpE pic.twitter.com/hQNffFwDlH
— Brawlhalla (@Brawlhalla) June 8, 2017
The full patch notes can be seen here, but we'll provide a quick look at the test features that have been either modified or added in as well as bug fixes. Enjoy!
Fadeaway Reduction
- Instead of changing friction, we greatly decreased the ability to steer an aerial power backwards while touching the ground.
Cooldown Bonus On Hit
- Dramatically reduced the cooldown penalty on successful attacks.
- Put differently, when landing any attack you may now use that same attack again, faster than you would be able to if your first attack of that kind did not hit.
UI and Animation
- Updated the in-game pause menu with new art and icons.
- Removed a small jitter on the shoulder of Brynn's idle animation in character select.
- Relayered Sentinel's head in his character select to reduce clipping.
Bug Fixes
- Fixed a bug where the Dmg Taken stat on the scoreboard screen would not always be correct in team games.
- Fixed a bug where PS4 icons were treated as default controller icons on the rejoin screen.
To read up on the developers' feedback about each change, visit their blog.
Additionally, we'd like to note that the game will enter its fifth season in two weeks. Get ready for a new chapter about your grind!
As far as the PS4 beta goes, the team has stated that they have a collection of American beta keys on hand and are still in the process of collecting keys for the EU servers. Bugs are still being squashed as they make the final touches to their beta, and once that's done, we can look forward to hearing from them via email. If you've signed up for the closed beta, you should see a beta key in your email this weekend.
Playstation 4 users, are you excited to try out Brawlhalla for yourself?! Let us know your thoughts on Twitter! Don't forget to follow this blog and the pages below, too.


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Our animation classes are aimed to appeal to every age group from 5 to 100! Participants can interact with film media not only as viewers of finished product, but also as creators. In one-hour session it is possible to become familiar with the classical method of animation using paper drawings or experiment with animating puppets on a set. Drawings, puppets and sets will be provided.
The exhibition has been designed so that you can experience all its elements independently during your visit. Nonetheless, we also run guided tours of the Karel Zeman Museum in the company of a trained expert in animation history and special effects. The guides have been specially chosen, and the guided tour set up by Boris Masník, who also acts as guest lecturer in the case of special educational events.


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This Happens When You Eat Coconut Oil Everyday!
This Happens When You Eat Coconut Oil Everyday! A teaspoon of coconut oil eat every day before meals, gives the feeling of fullness, which help to reduce appetite. A diet that includes coconut oil daily, leads to a better level of glucose tolerance, as well as a decrease in cholesterol levels. Benefits of eating coconut oil everyday are numerous: it is used against diabetes, heart disease, against chronic fatigue, Crohn's disease, against irritable bowel syndrome, Alzheimer's disease, against thyroid disease and to stimulate the immune system.
Nutiva Organic Coconut Oil 858g
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Coconut oil stimulates hair growth by penetrating deep into the hair follicle and cortex, the coconut oil is then able to bind the proteins making it healthier and less prone to damage
Rubbing coconut oil into the scalp and hair moisturises, improves blood flow and reduces dandruff allowing the scalp to breathe whilst increasing the vital flow of oxygen to the scalp and hair strand
High in essential vitamins such as vitamin E, vitamin K and iron crucial for the body to be able to produce new hair follicles. These vitamins and minerals have the combined effect of increasing blood flow to the capillaries as well as providing strength to hair proteins
Naissance Refined Coconut Oil 500g Certified Organic 100% Pure
100% pure and Certified organic by Soil Association
Ideal for moisturising your skin and conditioning your hair
Helps to keep your skin soft and supple without being greasy
Price: £7.49


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Implementation and On-going Support
Once you've made the ComplianceDesktop® decision, we are committed to ensuring the entire implementation process is a success.
Typical implementations include an on-site workshop. Here, our experts will work with you and your team to review and design a compliance programme best suited to effectively manage your needs and compliance risks.
Our application specialists work closely with you to get the platform up and running and configured to meet your specific business needs. Tailored training is conducted with you and your team so that you are sure to get the most out of the platform.
Even after implementation, we are here to help. Call us at our Customer Support help line 1 888 298 6990 or speak with your Client Service Representative directly.
Do you have additional questions? Leave us your information below and one of our ComplianceDesktop specialists will reach out to you shortly:


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Spectrum TV
I received the following error message on my Spectrum Receiver: Hal 2 boot.
A Spectrum Receiver sometimes displays HAL2 during the normal reboot process.
- If your Spectrum Receiver continues to display this message, remove the power cord for at least one minute, and then plug it back in. The Spectrum Receiver reboots again.
- If this does not resolve the issue or the Spectrum Receiver continues to display HAL2 again, the Spectrum Receiver needs to be replaced.
Click Contact Us to find the nearest Spectrum Store to exchange your Spectrum Receiver. You can also contact us to schedule an appointment to bring a new Spectrum Receiver to your home.
Article Number: 3100
For further assistance visit us at http://brighthouse.com/contact_us/.


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RIGGED AND READY, ON A TRAILER! 1985 Cherokee 28 Sport w/t 5.7, 260hp Crusader Inboards and tandem axle trailer. The Cherokee 28 Sport is designed to fish with large open aft deck with deep freeboard, fiberglass floor and aft facing seats. The bucket helm seat and companion bench seats and aft seats have been reupholstered. Bimini top and drop curtain very nice. She is rigged to fish with 4 electric downriggers, rod holders, rocket launchers and nice electronics. The cabin has a large v-berth filler and porta poti. A very nice Lake Michigan sport fishing boat ready to take to your favorite port on its trailer. Call today.
4378 Crescent Beach Rd
Onekama, MI 49675
United States


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I am an old hand when it comes to moving house. In the past six years I've lived in FIVE different homes. Cool, huh? Wrong! Not cool. On the upside I'm super good at moving house. I have it down to a fine art. I'm about to move countries and in terms of the actual move, moving across the world with only two cases is way less intimidating then my last move from the Sunshine Coast to Brisbane! Here are some useful tips I've found to work over the years.
1. Pack the spare room first. One of my techniques is to get that spare room packed up as early as three weeks before the move. Stack your boxes up against the wall. Once you have one completely packed up and empty (bar the boxes) room, you can use this as the box room. Every time you fill and seal another box, stack it in that spare room. This way when the removalist comes, they can get access to every box from the one space.
2. Don't be a hero. Get help. We've all been there and wanted to save that $500 by hiring a trailer and getting a mate to help. Then after one load, we're looking down the barrel of thirty more trips, an aching body and being too tired to unpack at the other end. In the past, I've found removalists like Your Local Movers to be the best decision I've ever made. If you're budget conscious, all you have to do is follow my box room step, then move all of the furniture into another empty room so the removalists only have to access two rooms. This will speed up their process and save you a lot of money.
3. Be careful with labels. In saying that – also label, label, label! Here's what I mean… Definitely make sure you've clearly marked where every box belongs – BUT, don't fall into the trap of the movers placing each box in their labeled room. I usually choose a room at the new place and get the movers to put all boxes in there. Working from one room means that you're not overwhelmed with boxes in your living space and you can take your time. Work through your boxes one at a time, dismantle the cardboard and place to the side. There's nothing more overwhelming than sitting in your lovely new lounge room being surrounded in crap you don't know where to put!
4. Keep your friends. Don't let them help. The people who love you will always offer to help you move. It's lovely isn't it? Don't fall for it. Moving will bring out the worst in you. You'll be under the pump to get the movers out of there before they start charging another hour, you'll have an embarrassing amount of tissues and dirt under your couch – there are just some things better left unknown about friends. Leave it to the professionals, and invite your friends over for the first pizza and beer in the new place to celebrate instead. Tell them to bring the pizza if they're desperate to help!
5. Cleaning is the worst part of it all. Get pros. I usually hit up gumtree and search for bond cleaners. The $200 was VERY worth it last time. The awesome thing about getting an official bond clean is that they can keep going back until it's perfect for no extra charge. I really don't know why it took me so many moves to work out how utterly wonderful bond cleaners are. BEST.DECISION.EVER.
Well these are the five steps I take to ensure a smooth and easy move. It's such an awful thing to do when life gets so dang busy, so hopefully these tips can help you too! Happy moving peeps.
* This post was written in collaboration with Your Local Movers. Thank you for allowing us to work with local business' so we can keep providing fresh content at Brisbane Threads!


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Lib Dem FightBack
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Why it is time for Liberal Democrats to argue again for the Euro
Posted by Libdemfightback on Wednesday, June 21, 2017
Under: opinion
The moment that the European Economic Community decided to form the European Monetary System in 1979, Liberals were advocating it was in our national interest to join. but Labour Chancellor Denis Healey kept Britain out. As this evolved into the Exchange Rate Mechanism with tighter variability we continued to advocate joining. Finally in 1990, John Major as Conservative Chancellor took us in but a disasterously high rate against the Deutsche Mark of 2.95 at the worst point in our economic cycle in comparison to other European Economies. Locked into a 6% variance & with interest rates already eye wateringly high, speculators like George Soros who gambled against the pound knew that 15% interest rates were politically unsustainable.
In September 1992, Sterling crashed out of the ERM on Black Wednesday. Ironically the French Franc which came under speculative attack in 1993 was allowed a variance of 15%. In 1999 the Euro was launched and the Government of Tony Blair considered joining. Gordon Brown drew up his 5 points test with Ed Balls in the back of a Taxi in New York City, and these were used to keep Britain out of the Euro from that day. The revival of the economy post 1992 and the considerable difficulties of the Eurozone after the 2008 Financial Crisis have been used by Conservative and UKIP politicians to say Liberal Democrats like the late visionary Charles Kennedy were wrong to advocate Euro membership backed by public referendum.
But clearly the failure of the Blair Government of 1997-2001, 2001-2005 to grasp the nettle and join led to the stalling of British participation at the heart of the European Economy which started the drift to Brexit. As the EU now out performs the UK economy for economic growth, and an era of lower unemployment arrives, is it time for us to finally admit that if the UK had joined the EMS in 1979 or the ERM in 1990 or the Euro in 1999 at the correct time , at the correct exchange rate with the political will to back this up, Brexit would never have happened and the UK and Eurozone economies would have been strengthened.
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Bank jobs in India will always be in vogue. They are few of the most challenging and rewarding jobs to have, thus it is no wonder that every year, every decade we find the proliferation of thousands of millions of job openings in the bank sector and a million more number of people trying to get them. They are intellectually stimulating and draining. With the changing markets and volatile economies one has develop the efficacy of thinking on one's feet and be open to uncertain situations, therefore never be averse to take risks.
There has never been a favorable period to work in the banking sector in India now when a lot of exciting changes are happening and a lot of foreign banks are setting up their operations here. The most lucrative of the lot is of course the scheduled banks, public sector banks, private banks both old and new, foreign banks which were included in the Second Schedule of RBI's Act, 1934. If you are considering a career in banking in India, or already are in the area and looking for a change in jobs, let's walk through a few key pointers that would help you plan better.
When in an Interview what are the key questions one should prepare?
Like any other interview, bank interviews at scheduled banks in India are pretty standard. They run along the same lines as any other sophisticated corporate interview. Some of the most regular questions are:
- "Tell me about yourself?" A pretty standard question. And an important one. This one will create the first impression. We all are aware that the first impressions are the most lasting ones.
- "What is …?" Can be any terminology or technique that has a regular use in banking circles. If your basic knowledge in banking is insufficient, your chances are minimum to nil. Stay abreast with who's who and what's what in the banking world and also about current affairs.
- "How would you fit in our company/benefit our firm?" You must be thorough with the information regarding the company that you're applying to. Your awareness about the company ethics and policies will help you understand what to expect at your new workplace. Also, if your employer finds that you have no idea who they are, they naturally won't be interested in who you are.
- "Why are you applying?" Two things must be kept in thought when answering this: One, you must be honest to yourself and to your employer about why you are applying for this position. Two, you need to give a balanced answer not only stating how it would provide you intellectual satisfaction but also how you and your recruiter can benefit from recruiting you.
- "What are you strengths/weaknesses?" More than the actual facts the interviewer seeks to see and analyse how good would you be in a work environment and your willingness to grow and develop too, accept mistakes and learn from them. Because they are analysing how you present yourself, it is important not to overdo it and make over-the-top claims.
- "What happened at your last job?" A note to the people who are changing jobs, they most certainly will ask about why you are changing jobs. It's important you are honest about it and not defame your earlier work place. That will create a bad impression about you. Balance your argument right and reach for a forward thinking reply.
What is concluded from all this?
These pointers are definitely going to help you secure a financially rich job in the firm. It makes the interviewer extremely impressed if you are up to date with the current affairs about banks, amendments and new technologies introduced in this sector. The HR of the recruiting company has orders to select highly efficient and capable candidates who are bound to help the enterprise progress. One must definitely research thoroughly about all the aspects, be prepared to answer any question or query related to the job profile which henceforth will result in selection.
Although the concept of banking jobs in India is relatively old but new private ventures are steadfast in competition hence, choosing only those who fulfil all the necessary new era requirements.
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Our lives have changed ever since we got a minivan. Not only trips are more comfortable, but as the kids get bigger, they're also getting funnier.
After Dad buckles Melissa and Andrew up, he goes to get something we forgot (which almost always happens).
Me- "Are you excited we're going to grandma's house?"
Andrew- "Yeeaaah!!!" *further toddler boy grunting*
Melissa- "Well, actually… You see, daddy went inside the house, so now the car can't go."
Me- "It's okay, he'll be right back." (getting to the other side to buckle Holly up) "Now we're all ready to go to grandma's house, yaay!"
Andrew- "Yaaaay!!!" *further toddler boy grunting*
Melissa- (chuckles) "It's funny, you said that, and I passed gas."
–on the road–
Andrew & Melissa- "Oh oh oo oh oo oh ooh" (singing along to songs on the radio)
Melissa- *sudden wail*
Me- "What's the matter?"
Melissa- "My book fell."
David- "If you throw it on the floor, it's gonna stay there." (or something to that effect)
Andrew- *extremely high pitched scream for a boy*
David: (looking at the rear view mirror) "Melissa, take your foot off his seat."
Andrew & Melissa- *toddler fight ensues*
~another song starts playing~
Andrew & Melissa- "Oh oh oo oh oo oh ooh"
~back from grandma's house~
Melissa- "Where do we go next?"
Me/David- "Home."
Melissa- "But I want to go to a store somewhere!"
Andrew & Holly- *crying duet*
Me/David- "Oh no, we're done."


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Go ahead and contact me for a quote or to discover what other services I offer.


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Welcome to Sovereign Confidential Weekly, where I answer your questions about the issues I cover in my monthly reports. This week, I've decided to address some common questions about banking offshore. Before I do, two reminders:
- Opening a bank account in a foreign country is not the only, or even most important, part of a personal asset protection strategy. Many people seem to get hung up on this idea — possibly because they have much of their existing wealth in cash and assume that simply moving it offshore is all they need to do. It isn't.
- The Sovereign Confidential archives — to which you have full access — are full of interesting and relevant strategies for wealth protection and personal sovereignty. Have a good look at them — you may find answers to your questions there as well.
So, on to this week's questions:
I keep hearing that I should place my money in a foreign bank to protect it, but I question that suggestion since I am obliged to report the funds to the IRS, who could force me to return the money to the U.S. Besides buying foreign real estate, what other options are there?
It is true that for any significant amount — essentially, anything over $10,000 — you are legally obliged to report the existence of all your offshore financial accounts to the IRS. But hiding money is not the point of banking offshore. At one time that was possible, but now that the G-20 has agreed to a global tax-information exchange, those days are over for good. Instead, the point of offshore banking is threefold:
- To put as much legal and jurisdictional distance between your financial assets and potential adversaries as possible. Those adversaries include the IRS. Now, if you have a specific dispute with the IRS, and you've exhausted all your avenues of appeal, you will have to comply or face jail, even if your money is offshore. But if the U.S. government attempts a blanket wealth confiscation, my bet is that offshore accounts will be last in line because they will be much harder to attack. That means offshore money is relatively safer.
- Banking offshore gives you access to currencies and investments that are often unavailable through U.S. banks. Hedging against a dollar collapse by holding balances in other currencies is a major advantage of banking abroad.
- There are many countries where the banking system is far better managed and regulated than in the U.S. Many large U.S. banks are leveraged to an absurd degree. That means they don't have enough liquid assets to cover potential withdrawals, and/or that their own borrowings are excessive. Banking in a country that demands more integrity from its banks may save your money someday.
I feel like I have not been told everything I want to know about banking overseas. I believe the dollar will fail and when that happens, our banking system will fail too. When our banks fail does that mean banks will fail in other countries as well?
That's a difficult question to answer, since there are so many countries in the world and so many different interconnections between banks. Generally speaking, a major U.S. banking failure will cause very serious issues across the world. But countries that have their own currency as well as strong banking regulations, especially regarding liquid reserves, will survive much better than those that, like U.S. banks, behave like crapshooters in a casino. That's why it is critical to do background research to assess specific countries and specific banks to identify those that are the soundest, relative to U.S. banks.
I have finally "seen the light" and I'm thinking about moving some money to Switzerland. I'd like to get your opinion as to the safety of money in Swiss banks.
As in my response to the previous question, it depends on the bank. Most Swiss banks are extremely well-run, well-capitalized and quite conservative. Swiss banking laws are strict. Switzerland has had an extremely stable economy and infrastructure for many years and hasn't been at war with another country since 1505. The Swiss franc is considered one of the world's premier currencies with virtually zero inflation, and has been historically backed by at least 40% gold reserves. There are few banks anywhere on the planet that are safer than Switzerland's.
But there are two problems. The first is that Swiss banking is a victim of its own success. Switzerland's popularity with high net-worth individuals, especially Americans, led to big U.S. government lawsuits and fines some years ago, resulting in account closures for many Americans. That has made Swiss banks very gun-shy of opening an account for an American client, which is typically only done if the amount is substantial and it is to be used for active investments via the bank, from which it can earn fees.
The other problem is that the Swiss have had to relax their own laws regarding seizure of assets to comply with U.S. demands. That means Swiss deposits are easier to attack legally than they used to be. They are still difficult to seize, but they aren't as safe as those in places like Singapore or the Cayman Islands, where the legal process to enforce a U.S. court judgment is far more onerous.
Kind regards,
Ted Bauman
Editor, Sovereign Confidential


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Sometimes... being brave means doing something a lot of people will not understand. It means stepping into the dark and not knowing what is going to greet you. It means quitting a job with nothing lined up, for the sake of your personal happiness.
Sometimes... You realize that what you've been doing for the last 7 years isn't going to work any more. And if that means leaving jobs you are now over qualified for and heading to an industry you swore you would never work in... so be it. Sometimes... things change. And since working behind a desk seems to be slowly killing me, I'll find a job that doesn't. Whatever that is...
Sometimes... You find what it is you REALLY want to do with your life, but things are quite lined up to make it happen right now. So you start to practice patience. Lots and lots of patience.
Sometimes... Life gets crazy, crazy busy and you don't post on your blog every often. Which is fine.
Sometimes... You push out of your comfort zone to find a whole new world of possibilities.
Sometimes your husband just loves you...
This week my sweet husband went to the grocery store for me. I had a massive headache, a lesson to prepare and a paper to write. He took grocery shopping off my hands and went off to buy some bread and milk and protein shakes.
He came home with a new Kindle Paperwhite FOR ME!!!
I made a huge *GASP* inhale noise, and about died. No seriously, I was choking pretty badly. And squeaking horribly. It was a mix between a chipmunk being stabbed repeatedly and an old man with emphysema. My husband just stood there and laughed at me.
I am SO excited to play with my new toy!!! (I am pretty much addicted to reading... so... yeah. Best gift EVER. And he surprised me with my very first Kindle when we were first married. This man knows me. He loves me. And he shows me he loves me!)
(linking up with the Friendly Friday Blog Hop, Friday Favorite Things, That Friday Blog Hop, and Friendly Friday)