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Charitable Gift Annuity: FAQs
How can I calculate my benefits?
Try our gift calculator! It's fun and educational.
How are the annuity payments secured?
A gift annuity contract becomes a legal financial obligation of the Dechomai Foundation and is backed by all of our unrestricted assets.
Is it better to give cash or appreciated securities for my gift annuity?
Both have distinct advantages. A gift of cash will produce a larger tax-free portion of the annuity. A gift of stock can increase your income because of reduced capital gains cost. Both assets produce an equal annuity rate and charitable income tax deduction.
Can I include my children as income beneficiaries of my gift annuity?
A charitable gift annuity can only be set up for one or two lives. This is typically a husband and wife, but it could be two siblings or two friends, etc. Beneficiaries must be at least 55 at the time of the gift.
What's the difference between a commercial annuity and a charitable gift annuity?
A commercial annuity, typically sold by banks and life insurance companies, will provide the owner with fixed or variable income based on commercial rates of return. These plans establish their annuity payments based on the assumption that all of the assets in the plan will be used up by the end of the income beneficiaries' lives.A charitable gift annuity is part guaranteed annuity and part charitable contribution. The donor receives a partial income tax deduction based on the assumed value of the portion of the gift the organization will ultimately receive. A gift annuity establishes its payments on the assumption that there will be something left for the organization at the end of the contract. Often annuity rates for gift annuities cannot compete with the annuity rates of a commercial annuity because of the charitable component in the contracts. But then, there are fewer tax benefits with a commercial annuity.
Can I defer my annuity payments?
Yes, you can make a gift now for an annuity contract that will defer your payments to a future date that you decide, typically sometime in your retirement years when you will need the income. In this sense, a deferred payment gift annuity can serve as a type of tax-deferred savings plan that will provide you with guaranteed income in the future.
Deferred Gift Annuity: FAQs
How can this gift enhance my retirement savings?
A Deferred Gift Annuity provides lifetime annuity payments commencing at a future date. Because of this deferral, payments from deferred gift annuities are higher than from annuities whose payments begin immediately, and donors usually receive a larger charitable deduction than they would for an immediate-payment annuity. Many donors use deferred gift annuities as a source of supplemental retirement income. They often create their annuity with funds they had already set aside for retirement savings, and set their anticipated retirement as the date to begin receiving payments. An attractive option is to establish a series of deferred gift annuities over several years, all scheduled to begin payments upon the donor's retirement.
May I choose the start date for my annuity payments?
Yes, you may. Choose whatever date makes sense to you. And remember this: the longer you wait, the larger your payments will be.
Is it better to use gifts of cash or stock for my deferred gift annuity?
One is not necessarily better than the other. Both have distinct advantages. A gift of cash will produce a larger tax-free portion of the annuity. A gift of stock will reduce the donor's capital gain tax. Both assets produce an equal annuity rate and charitable income tax deduction.
Flexible-Deferred Gift Annuity: FAQs
How long can my deferral 'window' be?
With the flexible start date option, you can set any number of years as a window to begin receiving payments. Then you can wait to choose your payment start date until you're ready. The longer you defer payments, the higher the payments will be.
How will my annuity rate be determined?
Like most charities, the Dechomai Foundation offers the maximum charitable gift annuity rates recommended by the American Council on Gift Annuities (ACGA).We will be happy to provide information and calculations based on various "window" start dates for your Flexible Gift Annuity. You can also perform calculations for yourself on our Flexible Gift Annuity Calculator.
Your income tax charitable deduction will be based upon the first year in the window you can start to receive payments.For example, if your deferral window is anywhere from 5 to 15 years from now, your income tax deduction will be calculated based on the assumption that you start taking payments in year 5, even if you actually wait until year 15 to do so.You will claim your income tax charitable deduction in the year you create the gift annuity.
How will my payments be taxed?
Just as with Immediate and Deferred Gift Annuities, payments from Flexible Gift Annuities are taxed based upon the assets used to fund the gift annuity. If you fund your gift with cash, a portion of each payment will be taxed at ordinary income tax rates and a portion is tax-free return of principal. However, if you fund your gift annuity with appreciated stock, a portion of each payment is taxed as ordinary income, a portion is taxed as capital gain, and a portion is tax-free return of principal.We can assist in determining the taxation for any particular gift.
Can I include my children as income beneficiaries of my Flexible Gift Annuity?
A Flexible Gift Annuity can benefit a maximum of two beneficiaries. Often, the donor and her spouse are the beneficiaries, but you could also name children, parents, or friends as annuitants.Note that naming beneficiaries other than a spouse will raise gift tax considerations and cause immediate recognition of capital gain on appreciated property.For more flexible beneficiary options, you can explore Charitable Remainder Trust options.
Can I choose the start date for my annuity payments?
Yes, you may. In fact, you must elect a specific start date in the defined window if you wish to begin receiving payments before the end of the window. You can choose whatever date makes sense, as long as it is at least one year from the date the Flexible Gift Annuity is created. And remember: the longer you defer payments, the larger your payments will be.
Is it better to use gifts of cash or stock for a Flexible Gift Annuity?
One is not necessarily better than the other. Both have distinct advantages.A gift of cash will produce a larger tax-free portion of the annuity and be deductible against a larger percentage of your adjusted gross income, but you will avoid a portion of capital gain on appreciated stock used to fund the annuity (and defer the rest).Your charitable deduction and annuity rate are not affected by the type of asset used to fund the gift.


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I have a problem:
When it's hot outside (and it's been a pretty hot summer), I enjoy cold snacks! The problem with most summer snacks is that they're usually loaded with sugar (think: ice cream, freezies, slurpees, etc.). I have a hard time finding readily available summer snacks, a part from fruit. Do you have this problem too?
Last summer, I went on a mission to find the ultimate, homemade, healthy summer snack. This was my criteria:
- Tastes delicious
- Has minimal sugar
- Must be cold
Using this criteria as a guideline for recipes, I tried quite a few different things. But with one specific recipe, I hit the jackpot – protein popsicles.
The key to a good protein popsicle is the protein itself. You have to truly enjoy the protein flavor, in order to enjoy the popsicle. I tend to lean towards fruity popsicle flavors, so I chose a fruity protein powder: the 4Ever Fit Fruit Blast 100% Natural Whey in Mango.
Here's the recipe:1. Mix 6 scoops of 4Ever Fit Fruit Blast 100% Natural Whey protein in 6 cups of water (my popsicle tray makes 6 popsicles, which is why I use 6 scoops of protein powder and 6 cups of water). Increase or decrease the scoops/water to suit the size of your tray
2. Pour the protein shake to the top of each popsicle mold in your tray.

subset: commoncrawl


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Jack's Magic
Jacks Magic 1Quart The Sapphire Stuff
- 734040050052
- Weight:
- Shipping:
- Free Ground Shipping
Jacks Magic The Sapphire Stuff is a great choice for any pool owner looking to prevent scale, staining, scum lines and foaming while getting crystal clear water quality. Its powerful 4-in-1 liquid formula combines a clarifier, flocculent, chelating agent and sequestrant to quickly group together microscopic contaminants into large enough particles to be trapped the pool filter, while being much easier to apply than granular alternatives. Best of all, The Sapphire Stuff is compatible with all types of sanitizer systems, making it safe for use in any pool.
Chemical Type:
Jacks Magic
1.If this is an initial application, clean or backwash the pool filter (according to the manufacturer's guidelines) prior to adding product to the swimming pool water.
2.Initial dosage is 1 ounce per 5,000 gallons of pool water.
3.With pump on and water circulating, apply product directly to swimming pool by pouring around edge of pool (preferably in deep end), or by broadcasting over the pool surface.
4.Allow at least 6 hours of continuous circulation after application of product for best results.
5.After 72 hours, if water is cloudy and/or discolored, reapply 1 ounce per 5,000 gallons, running pump continuously until water is clear.
6.Maintenance dosage under normal conditions is 1 ounce per 5,000 gallons applied once every 2 weeks. This will produce a beautiful pool with sparkling clear water.
Dosage :
1 ounce per 5,000 gallons
Returns Policy
You may return most new, unopened items within 30 days of delivery for a full refund. We'll also pay the return shipping costs if the return is a result of our error (you received an incorrect or defective item, etc.).
You should expect to receive your refund within four weeks of giving your package to the return shipper, however, in many cases you will receive a refund more quickly. This time period includes the transit time for us to receive your return from the shipper (5 to 10 business days), the time it takes us to process your return once we receive it (3 to 5 business days), and the time it takes your bank to process our refund request (5 to 10 business days).
If you need to return an item, simply login to your account, view the order using the "Complete Orders" link under the My Account menu and click the Return Item(s) button. We'll notify you via e-mail of your refund once we've received and processed the returned item.
We can ship to virtually any address in the world. Note that there are restrictions on some products, and some products cannot be shipped to international destinations.
When you place an order, we will estimate shipping and delivery dates for you based on the availability of your items and the shipping options you choose. Depending on the shipping provider you choose, shipping date estimates may appear on the shipping quotes page.
Please also note that the shipping rates for many items we sell are weight-based. The weight of any such item can be found on its detail page. To reflect the policies of the shipping companies we use, all weights will be rounded up to the next full pound.


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Roland E. "Ollie" Oliver
1926 - 2017
Catholic Mass
Obituary of Roland Oliver
Roland E. "Ollie" Oliver (90) passed away at his home near St. Maries, ID on September 23, 2017. He was born in Whitinsville, MA on October 1, 1926 to Newell and Marie Oliver. Roland grew up in Whitinsville and graduated high school from there. Following high school Roland tried enlisting into the military; however he had a medical issue that didn't allow him to, so he stayed in Whitinsville. Whitinsville has been designated as a mill village of national historic significance to America's earliest industrialization; therefore after graduation, Roland went to work for White Machine Mill, which supported the town. He decided he wanted to get the heck out of there and not be stuck in a mill the rest of his life, so he drove his cousins to California and never looked back.
Roland went to work in Production Control in the Aerospace industry for Defense Contractors such as McDonald Douglas and Hughes Aircraft. His job took him to Salina, KS, White Sands, NM, and the Green River Missile Base in Green River, UT where he met Marianna Oddenino. Roland swept her off her feet, and after a brief courtship the couple married on February 19, 1966 in Price, UT. In October of 1967, the couple adopted their daughter Maria. The missile base closed down, and Roland was transferred to San Francisco, CA. Looking for a slower paced life, the family relocated to Costa Mesa, CA.
Retirement came in the early 1990's for Roland, and he and Marianna moved to St. Maries, ID in 2002. Roland enjoyed keeping his family on their toes in his retirement since all he knew was work. They would find him constantly rearranging things in the house to stay busy. He also liked to go for rides and loved watching and attending Idaho Vandal games. One of his fondest memories was attending the Famous Idaho Potato Bowl. Coming from the fast pace of California in its overpopulated state, Roland enjoyed the seclusion of Idaho and the surrounding mountains and animals. He enjoyed having coffee with the guys at the Grub Box, and hanging out at home with the family's dog Rosie. Although his doctors were fooled thinking he ate a well-balanced diet, as he was in outstanding health, Roland loved his candy and soda and would always turn down the vegetables.
Roland is survived at the family home by his daughter and son in-law Maria and John Yegge at the family home; sister and brother in-law Marie and Joe Jeffries of Quincy, CA; and 1 granddaughter. He is preceded in death by his parents, and brothers Harold Oliver, Buddy Oliver, and Paul Oliver.
Rosary will be recited Monday, October 2, 2017 at 5:00 pm at St. Mary Immaculate Catholic Church. A Mass Memorial service will be Tuesday, October 3, 2017 at 11:00 am at St. Mary Immaculate Catholic Church with a meal following at the Benedictine Hall.
138 South 8th Street | St. Maries, Idaho | 83861
P (208) 245-2611 | F (208) 245-4221 | www.hodgefuneralhome.com


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Global Navigation:
- Alumni Reunion 2018
- About Us
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- Course Catalog
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Archive Spring 2017
Congratulations Russian student Robert Angelo!
The Russian Program is happy to share a wonderful news! Our student, Robert Angelo (RUS 2120) received this year's Critical Language Scholarship!
The Critical Language Scholarship (CLS) Program is a fully funded summer overseas language and cultural immersion program for American undergraduate and graduate students studying one of the critical foreign languages. With the goal of broadening the base of Americans studying and mastering critical languages and building relationships between the people of the United States and other countries, CLS provides opportunities to a diverse range of students from across the United States at every level of language learning. The CLS Program is a program of the U.S. Department of State.
Enjoy, Angelo!
Thank you, Dr. Ganeshan, for investing in
Ohio University Students!
Congratulations to Usman Suerkulov, who won an Honorable Mention in the Eighteenth Annual ACTR National Post-Secondary Russian Essay Contest!
In this year's contest, there were 1,326 essays submitted from 67 universities, colleges, and institutions across the nation. The essays were scanned and sent to specialists in Moscow. Three judges read each essay and independently ranked them. This year's topic was "Please write a short essay based on the following topic: "An Important Person in My Life / Важный человек в моей жизни."
Congratulations to Spanish MA students
Angela Romero and Genoveva Di Maggio
HTC Spanish student Katherine Broughton presented her work on Paraguayan author Yula Riquelme de Molinas at the Cincinnati Conference in Romance Languages and Literatures on April 1, 2017.
Dr. Daniel Torres gives an interview during the Feria Internacional de la lectura Yucatán in March 2017. He participated in the congreso de UC-Mexicanistas in Mérida, Yucatán.
Congratulations to the following OU students who were selected to receive a scholarship to attend the OFLA Conference this past weekend:
And, to these OU alums who were awarded scholarships to the conference as new teachers:
Congratulations to our magnificent Russian Students!
Junior Faculty Dr. Ashwini Ganeshan lead two graduate students, Carla Consolini (pictured here) and Hannah Morrison (currently in Spain), to the annual ACTFL conference in Boston. Dr. Ganeshan and Carla spoke at the annual DML Colloquium, organized by Dr. Molly Morrison, on March 30. They captured much of the information they learned at ACTFL that concerned new ways to test language in a more comprehensive and fruitful manner, and the latest suggestions on how to assess test results, classroom participation and much more. They gave stimulating presentations that generated a great Q&A session.
Congratulations to German Student Elisa Bergmeier!
Student Will Put German Language to Use in BMW Internship
Study Abroad News!
Read about Spanish Student Brock Smith's experience abroad.
He was featured in the newspaper El Diario. (in Spanish)
Congratulations to Dr. Ashwini Ganeshan – Assistant Professor of Spanish
Dr. Ganeshan received the Women's Achievement Award for Social Justice in the Classroom
Congratulations to Sarah West - Spanish BA '05/MA '07
Read more: http://illinois.edu/lb/article/5906/99919
Things to do: Music with Markama 2017
Things to do: Spring Colloquium 2017
Contact Information:
Department of Modern Languages | 283 Gordy Hall | 740-593-2765
Modern Languages Contact Information:
Department of Modern Languages | 283 Gordy Hall | Athens, OH, 45701 | 740.593.2765; | email@example.com
© 2010 Ohio University. All rights reserved.


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The Yoga for Health Conference Team:
Antonio Sausys - Executive Director
Antonio Sausys (BA Psychology, MA Body-Oriented Psychotherapy) is a somatic health practitioner and Yoga instructor specializing in one-on-one Yoga Therapy for people with chronic and acute medical conditions as well as emotional imbalance.
During his career, Antonio discovered a key correlation between modern body-oriented psychotherapy and ancient yoguic teachings, integrating the best practices from both worlds. He applies specific yoguic applications working with individuals to create a "Yoga Sadhana". This is a specific and personalized yoguic routine that best serves the individuals' needs and abilities, integrating mind, body and spirit to fully embrace the experience of life.
He studied with Yoga masters and teachers such as Indra Devi, Swami Mairtreyananda, Swami Shankaradevananda, Swami Ekananda, Babashi Singh, Ram Dass and Larry Payne. He has continued his professional development with training in Foot Reflexology, Swedish Therapeutic Massage, the Degriefing Process and Reiki.
Antonio teaches and lectures at U.C. Berkeley, California Institute of Integral Studies, Alive and Well- Institute of Conscious Body Work, College of Marin, served as a faculty member at the American Yoga College,is the former Honorary Secretary of the International Yoga Federation for USA, Delegate of International Yogatherapy Association and Director of U.S.Yoga Federation.
Antonio Sausys resides in Marin County with a thriving Yoga practice throughout the Bay Area. In addition to speaking engagements and workshops, he is an accomplished opera singer, accordion player, actor, and is fluent in four languages: Spanish, English, Portuguese and Italian.
Antonio is Creative Manager for Gathering For Good, a thriving Bay Area Event Production Company and sits at the Board of Directors of Fifth Sun Productions, a corporation that includes some of the most prominent event production companies in California responsible for such festivals as Earthdance, Harmony Festival, May Day Festival, amongst others.
Mark Schillinger - Associate Producer
Dr. Mark Schillinger, DC is a physician, musician, educator and expert in personal growth. His work with males emphasizes the innate biological wisdom and spiritual strength of masculinity.
In 1999 he synthesized thirty years of studying Yoga, quantum physics and transpersonal psychology into the RIGHT Way®, an integral method of spiritual development that guides people to discover their authentic enlightened philosophy and transform it into positive beliefs and productive behaviors.
He is the founder of the non – profit, Young Men's Ultimate Weekend, a non-religious, modern rites of passage initiation for young men ages 13 – 20. He is the creator of the RIGHT Man Weekend™, which shows men how to fulfill their true potential, and the Ultimate Mentor Training, which teaches men how to mentor young men to be respectful and resourceful. He is the co- leader of The RIGHT Team, a bimonthly gathering of men whose purpose is to help men increase their wisdom and life skills.
His yoga studies began in the 1960's where he was influences by the teachings of Swami Rama and Sri Chinmoy. He was initiated into Shabda Yoga in 1983 by Master Thakar Singh and in 2000 Mark attended the Maha Kumbha Mela in India which was the largest spiritual pilgrimage in the history of the world. He immersed himself into this month-long congregation with the intent to bring the blessings and wisdom of the saints back to the West. He auspiciously met and intensively studied with the Mahatma, Paharibaba Taragiri, who initiated him into the Advaita (non-dual) Yogic tradition. One year after his return from India he created RIGHT Yoga™, a practice of asanas, meditation, yoga philosophy and spiritual development.
While In India he met Dr. Ishak Adizes, founder of the prestigious Adizes Institute, an international firm that guides management teams in resolving performance and productivity issues. He was fortunate to spend 7 years studying his business technology and then combined it with The RIGHT Way® to show people how to enjoy relationships that are more respectful, resourceful and results oriented in the corporate world.
He has presented over a thousand workshops, keynote speeches and musical concerts. His articles have been published on topics that range from stress management, nutrition, yoga and personal growth to parenting, business development and leadership mastery. Mark's music CD, Ethereal, recharges the listener's nervous system and is used by yoga and meditation teachers to create a restorative healing response. His self-help book, Moving Your Life in the RIGHT Direction, will be completed in 2012.
Mark Sierra - Business Consultant
Mark has been practicing yoga since 1995 and teaching since 1997. Through his yoga classes, he has raised well over $60,000 for various Bay Area and international charities. Additionally, Mark works as a financial consultant and has worked with many top Silicon Valley startups and Fortune 500 companies with a focus on business modeling, analysis and raising capital. In addition to yoga, Mark also enjoys hiking, team sports, music, reading, fitness, good food and exploration of all kinds.
Marshall Kraus - Legal Advisor
Marshall W. Krause has been a California lawyer for more than 40 years and has specialized in litigation and appeals. He has represented the San Francisco Mime Troupe, Bill Graham, Credence Clearwater Revival, and the American Civil Liberties Union of Northern California. He lives with his family in Marin County, teaches Constitutional Law at the College of Marin and is a member of the Spirit Rock meditation community.
Yoga for Health
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EVENT DATE: Mar 25, 2012
Pencils of Promise builds schools in the developing world and trains young leaders to take action at home and abroad.
Since this is my first fundraiser, I am going to test the waters and so I don't really have a goal amount. So rather than "giving something up" this time around, I have decided that if and when my project reaches $2,500, I will match it. Why? Because that's pretty much the equivalent to paying for a semester of my university degree.
Something as little as $25 edcuates a child for one whole year, and the ultimate final amount of $10,000 will build an entire classroom from scratch. Education is everything and every child deserves the right to one. Pencils of Promise is an amazing organisation so help me change the world by getting involved.


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Amplifying Our Bodies Natural Ability To Heal While Optimizing Our Health Potential
Staying Healthy in an Era of Nuclear Radiation, GMOs, and Geoengineering
What is Prevention On Purpose?
A movement of like-minded individuals committed to impacting future generations while living on purpose.
The Seven Pillars Of Prevention on Purpose
POP encourages an integrated and is multidisciplinary approach, inspiring individuals to experience true wealth. True wealth is an all-inclusive condition that encompasses the whole. Placing more emphasis in one area, to the exclusion of another, does not allow for a balanced life. Developing a balance in mind, body, and spirit is the very essence of living a fully integrated life: Spiritually, Physically, Financially, Relationally, Nutritionally, Socially, and Environmentally.
An ounce of prevention is worth a pound of cure.
— Benjamin Franklin
Prevention on Purpose (POP) was founded out of the need to help educate our community and communities around the world to shift their thinking and belief system from reactive intervention to proactive prevention.
We reach out to our community with:
Prevention On Purpose
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At some point in time, future, past or present, there were two prisoners held captive by monotony and pain. The gods had sentenced each to his own kind of horror.
One of them, Sisyphus by name, had to roll a boulder ten times his weight up a mountain every day and night for the rest of eternity. Sometimes he would get the boulder just below the summit but even then, no matter how close, the boulder's weight would take its toll and roll back over Sisyphus causing him, and the boulder, to tumble back down to the bottom. And there would be Sisyphus, on his back, staring up at that fucking mountain, sure that it was personally trying to fuck him.
One day, however, nonsense took over. You see, regardless of math, religion, deities, paranoia or extreme self medication, there is always something to derail idioms and send life into all sorts of stupefied enigmatic directions. Like what Sisyphus saw that one day, a day that was seemingly like all the rest. Sisyphus was on his back after another failed attempt at rolling that boulder when he turned his head and caught a glimpse of something wonderful, something he had never seen before. He got up, brushed himself off and staggered over to a small sphere decorated in black and white shapes. (it was a soccer or football, depending on your personal beliefs). Sisyphus took the ball and began to investigate.
Meanwhile, the second prisoner, Tantalus,(subject to his own sick shit, schemed up by very fucked up jailors), stood in a pool of fresh water surrounded by a beautiful oasis which was surrounded by a never ending desert. The sadistic punishment that came into play here was that whenever Tantalus bowed down to take a drink the water level in the pool would drop never letting even a single hand full for Tantalus to quench his eternal thirst.
So, Sisyphus, at this point, had learned everything there was to know about the strange bouncy ball he had found at the foot of the mountain. He made an odd decision, one that would make the gods pay notice and realize they were being (in an abstract way) told to fuck off.
Sisyphus kicked that ball like a pro all the way up to the summit, he raised his right hand toward the sky cursing triumphantly and folded three fingers and his thumb gesturing to his captures the universal symbol ; fuck off, fuck you and fuck off you fuckers. With one blast of emotion Sisyphus placed the ball on the ground and with one dynamite kick sent the ball hurling though the sky seemingly guided by the curvature of the earth.
Gradually the ball began to descend, far far away from the mountain and into a never ending desert, to an oasis, with a pool in the center where a man was bowed in another ill-fated attempt to quench his thirst. Suddenly, an object came beaming out of the sky with black and white markings and the speed of a commit hitting Tantalus in the back of his head sending him face first into the pool so abruptly that the water had no time to recede, cooling Tantalus' sun parched face and shoulders, and finally allowing him to quench his thirst. As he was floating around the pool, in the oasis, in the never ending desert, only one thing ran through his mind; What the fuck was that, I've got a motherfucker of a fucking sore head.
written by judson michael agla
edited and tolerated by joel eves


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KJ Exotics
Welcome to our web page! We put this site together as a place to share our collection/pairings with our friends and other hobbyists. Feel free to contact us with any questions or comments you may have regarding our animals or pairings.
About our Collection
With the recent addition to our family we've decided to re-home the bulk of our collection. No longer keeping reptiles, we are now working exclusively with inverts and hope to have a continued success with pairing and breeding. Pairing details and availability can be found on their respective tabs. Thanks for visiting!
Contact & Availability
Most of our trading and selling of tarantulas/slings is done via our facebook accounts. If you're interested in contacting us directly please use the email below.
Email: firstname.lastname@example.com


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Z-Man Fishing Products' New Chatterbait Freedom
Z-Man Fishing Products is one of my valued corporate partners here at Fish Happens Charters. I rely on these baits on a daily basis. Well Z-Man has came out with a brand new fish slaying Chatterbait called the "Freedom". Read more about it and go to www.zmanfishing.com.
Recommended Posts


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Tumescent Body Lift Surgery for the Lower Body
26 year old female Height 5' 4 " Weight 141 pounds after losing 84 pounds from 225
She went from a BMI (Body Mass Index) of 28.6 (Severely Obese) to a BMI of 24.2 (Normal Weight). Her body fat % before surgery was 26%. That is 84 pounds of weight loss for a 5 foot 4 inch frame that she lost with dieting and exercising! See photos and movies how much loose skin she had after weight loss influenced her shape. Her Tumescent Lower Body Lift removed only an additional 5.9 pounds, the change came from resuspending and tightening her drooping tissues.
Location Surgery: Hospital Operating Room - Hospital Stay: Discharged Home 3rd Day After Surgery
Anesthesia: Tumescent Body Lift - Light General Anesthesia with Tumescence
Lower Body Lift Sculpture included:
Left Photo Above: Before Tumescent Lower Body Lift 26 Year Old Female Who Lost 84 Pounds
Right Photo Above: Only 5 Weeks After Tumescent Lower Body Lift Surgery
Left and Right Photos: Surgery Plan
Left Photo Below: Before Tumescent Lower Body Lift
Right Photo Below: Only 5 Weeks After Tumescent Lower Body Lift Surgery
View Movies of this Tumescent Lower Body Lift before and after surgery, click on links below.
|Pick the link to the video / media supported by your computer, Flash Video, Quicktime, or Windows Media Player. If the movies do not work, check that you have the latest version of the video playing sofware on your computer. Each group of movies is the same. They differ in what media system in which they play.
View this patient from all aspects and see her move before and after surgery. Watch the evolution of early healing tissues during these movies.
- Before, 17 Days, 5 Weeks, and 6.5 Months After Tumescent Lower Body Lift Flash Movie 5.2M
- Before, 17 Days, 5 Weeks, and 6.5 Months After Tumescent Lower Body Lift QuickTime Movie 2.2M
- Before, 17 Days, and 5 Weeks After Tumescent Lower Body Lift Windows Media Video 1.8M
Body Lift Surgery
Tummy Tuck Abdominoplasty


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January may be over, so now it is time to really plan in 2018 for all of your offsite meetings and events.
Accomodating meetings from 2 - 250 delegates we can ensure you find the perfect setting to host your meeting and with our team of experienced co-ordinates specialising within their field, we pride ourselves in our strong customer focus, attention to detail, team spirit and passion when hosting your events.
With great transport links and close to the M1 not only do we prove to be an extremely accesible location, but only 15 minutes from Luton airport we also make the ideal meting destination for your international colleagues and can accomodate your resdiential events within our 137 bedrooms and restaurant on site.
If you are looking for something to really set aside your meeting from the rest - We've also got plenty of offsite activity ideas for you, whether its a day designed at Whipsnade Zoo or a private dinner banquet within the must-visit Warner Brothers Studio Harry Potter Tour.
Treat someone special to a romantic weekend away. Our beautiful surroundings and stylish interiors make for a delightful stay and dinner in our Brasserie is not to be missed so we've included it for you. A bottle of Prosecco will be chilling in your room with some yummy chocolates to help you unwind after your journey.


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It's a fun monkey disease.
Think about it
Zattoo – TV at work. Brilliant.
Next time you are bored at work and really can't face missing another episode of Home and Away, check this out: http://www.zattoo.com – It's a free application you can download (Windows and Mac) and stream all the major UK channels, plus some interesting global ones, straight to your desktop.
Phonic Monkey – Jesus in Black
Oh yeah baby. Here we go:
The 2nd best Top of the Pops performance ever
I totally forgot they let these guys on… [Read more…]
The Wedding Present? Again!?
Here's a special little treat for … well, for me I suppose:
[youtube bXb0rlUpNys]
That was my favourite dress you know…
I know it's sad, but I did it again. Another Wedding Present gig, sorry, I just can't resist.
Here is a really bad recording of a great song, live at the Islington Academy last night. [Read more…]
My Best Moves
This is a short demonstration of some of my best dancefloor shapes.
Check me out. [Read more…]
I'm Tiger Woods
Ok, so maybe I'm not….
[youtube S3e3IjXZZig]


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A dwarf shrub 6 in. to 2 ft or so high; young branchlets slender, glabrous, or with a few short hairs near the nodes. Leaves oblanceolate to obovate-oblong, 1⁄2 to 11⁄4 in. long, 1⁄6 to 1⁄4 in. wide, emarginate at the apex, very gradually tapered at the base. Staminate flowers stalked, the pistillate ones sessile; rudimentary ovary of the staminate flowers as long as the inner sepals; style of the pistillate flowers as long as the ovary (in B. microphylla and its varieties the style is only half as long as the ovary).
Native of Central and S. China, where it is found growing among rocks and stones in the beds of rivers and streams. The true species may not be in cultivation and would probably be tender, coming as it does from low elevations where the winters are mild. The plant grown in gardens as "B. harlandii" is not this species but a form of B. microphylla var. sinica and of uncertain origin. It was once grown in gardens as "B chinensis". The confusion seems to have arisen from the fact that on Hance's herbarium sheet there are two specimens – one the true B. harlandii and the other B. microphylla var. sinica.


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An array of new investment products that arrived on the market in recent years have highlighted a perennial risk for advisors.
Dispersion risk — also known as tracking error — occurs when an asset's actual return deviates from an expected return profile or benchmark. Clients, of course, are usually perfectly comfortable with upside surprises, but unwelcome news on the downside has become a stealth issue for advisors, who may have to explain underperformance when a managed fund underperforms the index or loses money during a downturn.
"There are always new products coming along, and they often produce disappointments," says Larry Luxenberg, a managing partner with Lexington Avenue Capital Management in New City, N.Y.
Take the smart beta category. Although the vehicles have been around for nearly a decade and a half, the category's popularity has surged since the 2008 meltdown; it held $452 billion in 417 funds as of Oct. 20, according to Morningstar — up 24% from a year earlier.
Products advertised as low volatility or fundamentally weighted have attracted investors with promises of robust returns and lower risk. These products employ a number of different strategies, with some focusing on high-dividend stocks while others have a value tilt that favors bargain-priced firms, but all aim to produce a better-than-average return with lower-than-average risk.
For example, the PowerShares S&P 500 Low Volatility ETF (SPLV) is described as "a suitable core holding for conservative investors seeking exposure to stocks, with less volatility than a traditional stock portfolio," according to Morningstar. With roughly $4.6 billion under management, it's the largest of the low-volatility funds.
That all sounds fine, from an investor's perspective. But what appears to be a fund geared toward companies with stable earnings and lower drawdown risk has lagged the S&P 500. The PowerShares fund returned only 10% in 2012, trailing the S&P 500 Total Return Index by 6 percentage points. Last year, the fund fell behind the index by more than 9 percentage points.
That creates a potential problem for advisors who recommend these kinds of funds. So one key way to manage dispersion risk is to get accurate profiles of return characteristics.
If you've studied the research of behavioral economists like Daniel Kahneman, you know that losses carry much more emotional weight than gains. Even the lost opportunity of missing the upside with a fund can be painful.
Will the current crop of smart beta products deviate much from average returns? They're engineered to have lower volatility. But while financial engineers now have some idea on how they'll perform in a sell-off, a majority have little in the way of long-term performance records — and could disappoint clients when they underperform or lose money. Moreover, even when smart beta funds perform as expected, their returns are not likely to equal broader equity market returns.
That's why it's critical for clients and advisors to be on the same page regarding risk and return profiles. There's always a bugaboo lurking when products in a portfolio don't closely follow a specific index or objective.
"Tracking error is an eternal concern," Luxenberg says. "There's always one benchmark or country or product that's producing huge returns. When it's on the way up, everyone wants to get in and [wants to know] why you're not buying; on the way down, people make you feel like a fool if you own it."
A recent example, he notes, is gold — which was on a tear from 2008 to 2011 and then nosedived; GLD, the most popular gold ETF, lost 28% last year. "I try to explain to clients that a diversified portfolio is highly likely to produce the best risk-adjusted returns over time," Luxenberg adds. "But that message frequently needs to be reinforced and many investors never learn."
Indeed the best way to avoid tracking error risk may be to focus on "disciplined index and asset class products." That's what Mark Willoughby, chief investment officer with Modera Wealth Management in Atlanta, says his firm does: "We have never encountered an issue with tracking error to a relevant benchmark, certainly none material enough to cause us to discontinue use of an indexed investment product."
The firm has tried other strategies, he says, but dumps them if they don't make the grade. One recent example was a liquid hedge fund strategy, "for which we set an absolute return target of 4% to 6% annualized over a five-year period. … We began using one of these liquid hedge funds in late 2008," he adds — "and after it did not meet our return target, we eliminated it from all our client portfolios in early 2014."
Then there's the behavioral component that deals with managing expectations. To head off the possible letdown involving products that may promise much and deliver little, advisors prescribe education and counseling.
"As an advisor," Luxenberg notes, "I always have to educate clients ... Just as smart beta is gaining popularity now, one product or another always is looking especially good," he cautions. "We keep in mind that dispersion risk or tracking error is always part of the equation in structuring portfolios."
Luxenberg's hand-holding involves a detailed explanation of possible outcomes. "I always talk to clients about the potential for long-term returns, show them the actual numbers, including the year-to-year returns for decades," he says. "A few charts and graphs can get these concepts across."
Hype can be a problem as well, particularly with new or trendy investment products that fail to deliver immediate satisfaction. That means advisors must help clients avoid the temptation to dump holdings during downturns. "Many years of strong returns can be destroyed quickly by a simple behavioral mistake," Luxenberg notes. "Overselling a new product like smart beta can heighten this risk."
Willoughby says the unpleasant surprise of dispersion risk can be avoided by basic financial planning. "How's [the investment mix] going to impact the chance of success?" asks Willoughby, who relies upon Monte Carlo simulations to project possible investment outcomes. Will the asset mix match the client's goals on retirement?
As with many advisors, Willoughby walks clients through possible outcomes. "I get [clients] to sign off on drawdown possibilities," Willoughby adds, "so they understand the worst-case scenario."
Ultimately, managing expectations is always going to be a delicate balance, and dispersion risk is part of the calculation. This is where research and education go hand in hand. How likely is a product to show tracking error? Will your clients accept returns that lag a benchmark? How will you educate them on the quirks of some of the newer products?
Within the framework of a comprehensive financial plan, return projections are important, but need to be accompanied by solid education — a planning component that never loses currency.
John F. Wasik, author of Keynes's Way to Wealth, has contributed to The Wall Street Journal, The New York Times and Forbes.
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A soggy weekend for fall round up of the ponies for vet check.
But we were delighted to find this juvenile night heron hunkered down along one of the borrow ditches.
I finished this shawl called Me and You and the jury is still out as to whether I am pleased with it or not. I thought I had picked the colors of Debbie Bliss Baby Cashmerino and Huasco DK with enough contrast to show the pattern. What do you think?


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Hello (again) blog. Sorry for the late late update (again). Can't say that life has been hectic, but it's obviously not that hectic that I can still spend hours watching random stupid videos on Facebook and 9gag, but I also can't say that life has been easy because it's not.
So, yes, I can officially say that I am currently working as an Administrative Executive (Course Administration) at Monash University Malaysia. I've been here for the past month, and so far things have been interesting. This is my first experience, not only to work in Malaysia, but to experience and see how a Malaysian university (albeit a private one) operates from the administration's standpoint. Granted, it's only been a month, and the fact that I'm the youngest person in my office with no prior experience (other than my part-time job in the US), makes it a little weird, but it'd be a good place for me to see how universities in Malaysia work, and it'd help me to see if student services is really what I want to pursue in my life.


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Member Obituaries
As of August 2013, we've begun to include obituaries of passing Historical Society members. We will be adding older obituaries over time.
Clough, Cecilia "Cele"
Cecelia "Cele" E. Clough, a longtime resident of Amherst, NH died on
June 6, 2016 at Carlyle Place, Bedford, NH.
(Source: www.smith-heald.com/obituaries/Cecelia-E-Clough?obId=958578#/obituaryInfo)
Howard, Elna Cecelia (Pherson)
Elna P. Howard, 92, of Boston Post Road, Amherst,
died April 7, 1995 in Manchester.
Lincoln, Charles Jewett
SEDGWICK, MAINE — Charles Jewett Lincoln II passed peacefully July 25, 2013, with his daughter and grandson at his side. Charles was born June 16, 1919, in Port Washington, N.Y. He was the son of Roy Melville Lincoln and Grace Hendricks Lincoln and beloved nephew of Charles Jewett Lincoln and Theodora Hendricks Lincoln. Charles is a descendant of Paul Revere, Charles Coffin Jewett and Abraham Lincoln and proudly carried forth the legacy and integrity of these great men.
Charles graduated from the New Hampton School in New Hampton, N.H., in 1938 and Brown University in 1942. From 1942-1946 he served the country in World War II, with the United States Marine Corps in the South Pacific. Charles was one of the officers in charge of the 51st Defense Battalion, which was the first all African-American battalion. He was very proud of his years in the Marine Corps. After serving in World War II, Charles studied law at the University of Michigan in Ann Arbor. It was here he earned his law degree and met the love of his life, Evangeline Wiseman. They were married for almost 70 years, until she passed in 2010. Charles and Evangeline's love, devotion, and dedication to each other were traits that everyone who knew them celebrated and admired. Charles and Evangeline settled in Amherst, N.H., where he became the town judge and practiced law. He also served as judge in the District Court in Manchester, N.H. With a keen sense of humor, Charles wrote the book "New England Town Affairs: The Puckerbrush Papers," which chronicled true cases from Amherst and Milford, N.H.; the names changed to protect the "not-so innocent." While living in Amherst, Charles' hobbies included building an asphalt plant with his friend, David Ramsay, manufacturing British fisherman smocks, collecting fire engines in his barn, starting a diamond needle company, and operating a fleet of commercial lobster boats. He was often found in Rye Harbor, N.H., on one of his boats fishing with his daughter, or cruising about the New Hampshire coast.
Charles is survived by his daughter, Evangeline Anne Lincoln Wollmar and her husband, Douglas, with whom he lived with for the last nine years of his life; his three grandchildren, Aaron Lincoln Friedman, Skylar Allyn Lincoln and Charles Jefferson Friedman; also his son, Colin Lincoln and his wife, Leona Clough; grandson and his wife, Jason and Estelle Lincoln;, and a great-grandson, Dylan Lincoln. He also leaves behind his dear friend and former law partner, William Edwards, who remains a loyal and very special friend to Charles and his family.
A memorial service will be held 10 a.m. Sunday, Aug. 4, 2013, at the Somesville Union Meeting House. Private interment will be held at the Old Ship's Church Cemetery, Hingham, Mass. The family requests that in lieu of flowers, contributions in Charles' honor be made to the families' church, the Somesville Union Meeting House, P.O. Box 96, Somesville, ME 04660. Also, Charles would encourage everyone to pick up a good book of humor and enjoy a good laugh. Arrangements by Jordan-Fernald, 113 Franklin St., Ellsworth.
(Source: www.jordanfernald.com)
Lincoln, Evangeline Johnston
Evangeline Lincoln, 93, died Saturday, May 29, 2010 at Sonogee Rehab. and Living Center in Bar Harbor, Maine. Evangeline was born March 20, 1917 in New Berlin, New York, the daughter of Peter and May (Johnston) Wiseman. She was brought up near Ottawa Canada, where her father was a Methodist minister. ... She was a graduate of Ashbury School for Women, the University of Kentucky, and the Canadian Conservatory of Music. She also earned a graduate degree in international Law from The University of Michigan, where she met Charles Jewett Lincoln, the love of her life and husband of 69 years. Evangeline was a concert pianist, a church organist, gourmet cook, loving wife, mother and "Nana." ... In 1975 she survived a massive heart attack where she died and came back to life after 4 minutes. In that time she experienced what she believed to be Heaven. ... Even in her last months, suffering from Alzheimer's, she continued to delight everyone she met with her huge smile, exuberant singing and joy. Evangeline passed away peacefully holding her husband's hand and with her daughter at her side. She is survived by her husband, Charles, daughter Evangeline Anne Wollmar and her husband Douglas of Trenton, Maine, her son Colin Lincoln and his wife Leona Clough of Hollis NH, grandson and his wife, Jason and Estelle Lincoln;, and a great-grandson, Dylan Lincoln.
(Source: www.jordanfernald.com)Rowe, Helen (Davis)
Helen Davis Rowe, 83, of Amherst, NH died peacefully at her residence on May 10, 2018 with her family by her bedside. She was born in Fitchburg, Massachusetts on March 2, 1935, the daughter of Albert Davis and Elizabeth Hall Davis.
Helen graduated from Chatham College, Pittsburgh, Pennsylvania where she met her husband Robert H. Rowe. She moved to New Hampshire in 1971 and taught sixth grade classes in the Milford, New Hampshire School District.
During her life in Amherst she was active in town affairs as the member of the Historic District Commission, Library Trustee, Garden Club and Questers. She served her church, the Amherst Congregational Church, as a member of the Diaconate, Ministerial Search Committee, Woman's Association and Funeral Committee.
Helen was known by her friends and associates as an individual who did not desire recognition for her accomplishments; a woman who accomplished challenges quickly and efficiently.
She is survived by her husband of 61 years, Robert H. Rowe, sons Andrew Davis Rowe and David Rowe and grandchildren Hannah Rowe, Andrew Davis Rowe Jr. and Meghan Rowe.
A memorial service will be held on May 24, 2018 at 10:30 AM in the Amherst Congregational Church, 11 Church Street, Amherst, NH. A private family graveside service will be conducted at Meadowview Cemetery, Amherst. Arrangements are in the care of Smith & Heald Funeral Home, 63 Elm Street, Milford.
(Source: www.smith-heald.com/obituaries/Helen-Davis-Rowe?obId=3088734#/obituaryInfo)
Stillman, Marilyn G.
Marilyn Garfield Stillman of
Amherst, passed away peacefully on April 2, 2018. Marilyn was ever cheerful
and generous and was blessed to live independently until the final week of
her life.
(Source: www.smith-heald.com/obituaries/Marilyn-G-Stillman?obId=3058170#/obituaryInfo)
Taussig, Ann (Jennings)
After a full life of over ninety years, Ann
Jennings Taussig of Springfield Point in Wolfeboro, NH died peacefully on
Tuesday, February 6, 2018 with family by her side in The Arbors' Nursing
Home for the Memory Impaired, Bedford, NH. Born in Winchester,
Massachusetts on April 25, 1927 to Irving and Ellen Jennings, she is
survived by her twin sisters Allie Castelli and Betsy Maley and her husband
Bill, and her brother Charles "Skip" Jennings and his wife Nancy.
Wichman, William Merrick (Bill)
On December 12th, 2015, William Merrick (Bill) Wichman passed away
peacefully at Community Hospice House in Merrimack N.H., of
complications from ALS. A long-time resident of Amherst, NH, he was 78.
Odell, Marjorie Noble Odell
Marjorie N. Odell, 90,
lifelong resident of Amherst, NH, died November 30, 2010 at Elliot
Hospital, Manchester, NH. She was born in Mont Vernon, NH on October 10,
1920, a daughter of the late Herbert and Emma (Alexander) Noble.
(Source: www.smith-heald.com/obituaries/Marjorie-Noble-Odell?obId=675001#/obituaryInfo)
Young, Marion G.
Marion G. Young, 88,
longtime resident of Amherst, NH, died on December 27, 2012 at the home
of her daughter and son-in-law in Goffstown, NH. She was born in
Cambridge, MA on June 27, 1924, a daughter of Peter and Alice (Hayes)
Macklin. Marion graduated from Somerville (MA) High School, Class of
1941 and Salem State College, Class of 1945. She continued with graduate
studies at Boston University and Rivier College. Prior to her marriage
in 1949, she taught high school in Ipswich, MA and Waltham, MA. She
moved to Amherst in 1949 and spent more than 30 years teaching Business
Education at Milford Area Senior High School.
She was predeceased by
her husband, Donald O. Young, who died in 1988. Family members include
two daughters and sons-in-law, Patricia A. and Steven Giguere of
Goffstown, NH, Jean C. and John Rotch of Milford, NH; two sons and
daughters-in-law, Raymond A. and Leticia Young of San Diego, CA, Paul A.
and Anne Young of Exeter, NH; 14 grandchildren; 6 great-grandchildren; a
brother-in-law, Jake Young of Amherst, NH; many nieces and nephews.
(Source: http://www.nashuatelegraph.com/obituaries/988470-466/marion-g.-young.html)


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Floor exercise, the longest you run is two or three steps. In the vault, it's not a whole lot more than that.
For the most part I'll probably do floor exercise and balance beam. Those are the two things that I do.
The rate of childhood obesity is just ridiculous. Anytime I can get involved with teaching them how to get physical exercise, I want to help in any way possible
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Amitabh BachchanMovie Actor
#2569Most Popular
BirthdayOctober 11, 1942
AGE75 years old
Album5 Pictures
- Video
Bollywood actor Amitabh Bachchan who is regarded as one of the most prominent and influential figures in the history of Indian cinema first gained popularity in the early 1970s for movies Deewar and Zanjeer. He has appeared in over 180 films and television episodes and has been called a one-man industry.
He has won fourteen Filmfare Awards and six International Indian Film Academy Awards, including the Best Actor Award in 2010 for his performance in Paa.
Before fame
He began his entertainment career doing narration for the award-winning film, Bhuvan Shome.
Related to
His parents are
Harivansh Raiand Teji Bachchan. He had two children with Jaya Bhaduri Bachchan, whom he married in 1973.


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Climb to the peak of the highest mountain on the Isle of Man on this short climb from the Bungalow station. It's about a one mile climb from the station which is on the excellent Snaefell Mountain Railway. Catch the railway from the town of Laxey then alight at Bungalow to climb the rest of the way. You can also drive to the Bungalow car park and start the walk from there. The trail has sections of gravel, slate stones, grass and rock. It's a short path but quite steep near the summit.
From the 2,037 feet (620.9Ām) high summit it is said you can see the sixĀkingdoms of theĀIsle of Man,ĀEngland,ĀIreland,ĀScotland,ĀWalesĀandĀHeaven. A plaqueĀpoints out the directions ofĀlandmarksĀand their distances from the summit.
At Laxey you can pick up the Isle of Man Coastal Path to extend your walk.


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Sunday, May 18, 2008
Living on the caffeinated edge
Okay so my usual coffee is a double macchiato, which I affectionately call a Mac Daddy. I drink these because I like a strong coffee. One shot usually isn't enough, hence the double. Secondly, if the coffee isn't quite awesome enough, the teaspoon full of milk is enough to take away some of the edge. I don't put sugar in there.
What can go wrong with this beverage? Well I'm glad you asked. One confusion is that when I order it as a double macchiato, they put in quite a lot of milk to go with it and it ends up resembling some kind of strong latte. In Melbourne I can call it a long macchiato but in Sydney that usually results in far too much explaining what they need to do.
The reason I started on this rant in the first place is that twice this year so far I've asked for a strong macchiato, and, much to my surprise, I've ended up with a strong mocha. The first time was up in Terrigal and quite frankly what they gave me was vile. The second time was this weekend in a French patisserie in Stanmore. Not vile but I really wasn't after a warm milkshake.
What I'm looking for now is suggestions on how to order my beloved Mac Daddy and actually get what I want without being condescending to the maker of the coffee. I know that when I'm out and about there's already a risk that I'll have a not so good coffee; hence the tiny bit of milk insurance policy, but I really don't want to end up with a mocha again.
p.s. in case you are wondering why I don't take them back, I've really not wanted to wait again for something else potentially equally bad to turn up. I drink what I can to get my vitamin C, and then find something a little tastier.
5 comments:
- Krin said...
Ah, the beauty and the danger of the macchiato. I hear your pain, and drink them for almost exactly the same reason, a dab of milk to take the edge off a potentially bitter coffee.
There are a variety of responses to a request for a macchiato. The oddest one I had was up on the central coast, where it was a shot of coffee in a small glass, with froth up to the top of the glass, like a mini cappucino. If I wanted a cappucino...
The worst one I've had was in America (not surprisingly). Went into what looked like a place that actually might be able to do coffee, asked for a soy macchiato (I like the nutty taste of soy milk) Had to tell the boy at least 5 times that he could use the small cup, no, really, the small cup, yes, that one!... Got my coffee, added some sugar, took one sip and it was cold! went back to tell him this and his response was: "oh! did you want the milk frothed??" Yes I bloody well did! At that point I gave up and just told him to give me a shot of coffee.
How do you insure against a badly made macchiato. Do an educated judgement against the barrista. Rule 1: don't even bother walking into a place that looks like they have a coffee machine because it's what you should have. Drink from a place that has a coffee machine because they understand that coffee is a close relative of ambrosia.
This is not always possible. So, in cases of mistrust like this, ask for a double shot espresso and the steamed milk on the side (with a smidge of froth) and add it yourself.
And if ever you get a mocha instead of a macchiato send it back, with an explanation that it was not what you ordered. That's possibly the waitress's fault, not the barrista's
- Monday, May 19, 2008 8:54:00 AM
- anti ob said...
This is actually why I drink my coffee black - well part of why. I actually really like a machiatto, but many many fewer folks know how to make one than have one on the menu.
I'm with Krin. If you get the funny look when you ask for a macc, or they look a bit suss, just order a double espresso and a bit of milk in another cup. but then, you _did_ ask how to do this without condescending to your barrista, and making it yourself because you assume they have no clue is probably about as condescending as you can get. (This is how I order iced coffees, by the way. I love a double shot of espresso over ice, with about a tablespoon of milk dropped on top on a hot day - though its really better if you chill it first, so it doesn't melt too much ice and dilute things - but iced coffee apparently actually means a bucket full of whipped cream with an unopened coffee Moove waved in its general direction. Bleh. But there apparently it really is me differing from the entire rest of the coffee-drinking world, as opposed to someone simply not knowing how to make a proper macc.)
- Monday, May 19, 2008 2:16:00 PM
- MrSnerg said...
Yeah probably a good idea to take the espresso if they look confused. I've seen the barista say yeah I know what he means when the wait staff were clueless. I guess I was a little surprised these two times because the wait staff put up a really good front of knowing what they were doing. Maybe I shouldn't take caffeine from strangers...
- Monday, May 19, 2008 5:11:00 PM
- B.Trousers said...
Urgh coffee making woes urgh!
I have had one good coffee in the last 3 weeks. No wonder I'm ready to quit my job.
Translate to: new coffee guy is STILL clueless.
He can't make a latte. He pours a very hot, watery flat white. He doesn't get "double shot". Keeps thinking I'm saying soy. Asks if I want sugar, then doesn't stir it.
I've moved on to double macs, in frustration, because I figured he might be able to to that. Nope. I don't really want MILK in there - I was the smooth creamy cream. Not fluff, either. That amazing cream helps the coffee stay in my cup as I run for my train every morning. But no...
I'm crying as I type!
My whole day ends up lumpy because of this. I think the only way to solve it is to wait until my nice guy comes home...
If you figure out a flawless way to ask, Snerg, order me one too.
I'm off to price a gun.
- Tuesday, May 20, 2008 4:06:00 PM
- B.Trousers said...
Oh, and Coffee + America = Money To The Man. It was the only place I could find an espresso machine without knowing the city really well.
They do look at you funny when you order 2 shots in one cup though.
And then come back for another.
And when you comd back for your third in 15 minutes, they start to reach for the emergency button under the counter...
- Tuesday, May 20, 2008 4:09:00 PM


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I love Prince. We experienced the loss of a true cultural icon this week. We also experienced another great loss. Earlier this week, Howard High School of Technology in Wilmington, Delaware was the site of a fight. This was a planned confrontation. Before school began, a couple of girls met in the bathroom. […]
Her name is Amy Francis-Joyner
April 22, 2016 by
The Call: A Reflection.
March 19, 2015 by


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Lucy is the 2 year-old dog of my father-in-law. Her short, so far, life is at a crossroad, For an estimated 1/2 a million U.S. pets, her current crossroad would mean death, according to the Humane Society. Lucy is cute, friendly, young and healthy. Additionally, she is well loved. So you ask how could she be facing death? Or rather how could another pet be facing death because I want to assure you that Lucy is a lucky dog. But first, I need to back up and tell you about the crossroads that Lucy is facing.
Two years ago my dear sweet mother-in-law passed away. My in-laws had been married for 59 years. To fill the void my father-in-law, Abbot, purchased a puppy, sweet Lucy. She is a little bit of a dog. She is a cuddle bunny. Abbot is 85 years old and spent a lot of time with her in his lap. Sadly, age is catching up with him. Despite his sons' best efforts to help care of him at home, it is no longer in Abbot's best interest to stay at home. So last month, we helped him move into the VA home. Unfortunately, Lucy can't move with him. While my brother-in-law gets his new residence, Lucy and he live at the family home. However, my-brother-law does not want to keep Lucy.
For many pets this loss of their guardian is a death sentence. Many pet owners fail to prepare for their to have a place to live out the rest of their days. While it is not clear where Lucy is moving next, I assure you that she is not going to die from homelessness. She will continue to visit Abbot at the VA home every other week as long as they both are enjoying the visits. My dear husband and I will ensure her safety and if necessary provide her a loving home. We have taken her to the dog park so she can enjoy being a dog. We have cats and a dog. I think the kitten will be chasing the tail of Lucy. So Lucy's tail may not be happy at our house but her tale is a happy one.
Will your pet's tale be a happy one? Planning is the only way you can be sure. Your estate plan must spell out your wishes and a up to date plan is the best safety net for your loved ones. We are offering a Free Family Wealth Planning Secession to our readers. Contact to have your estate plan reviewed to see if your loved ones are protected.


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Fasttech: 6W 10*LED 5-Mode 3500LM LED Motorcycle Scooter Headlamp Spotlight 6W, 10*LED, 5-Mode, 3500LM, 6500K
In stock: Yes
Shipping: Free
Last price and stock update: 2017-11-23
Shipping: Free
Last price and stock update: 2017-11-23
|See also
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x-cat.net - catalog of goods from the largest online stores. Here you can find and buy clothes, shoes, electronics, smartphones, tablets and millions of other products. Also you can see and compare prices for similar items. Every day thousands of new goods are added to the catalog, prices and availability are continuously checked.
By default the goods are sorted by relevancy. You can change the sorting order: by relevancy, by price, by the date of goods appearance or by popularity.


text: HECKLER AND KOCH VP9 GRAY 9MM 15+1 NO CR... HK VP9 LE FDE HK VP9 9mm 4.09" 15+1 - New in Box H&K VP9 9mm FDE Night Sights HK USP Tactical .45ACP 5.09" Threaded 12... Guns Pistols Heckler Koch Pistols Polymer Frame EASY PAY Heckler and Koch H K VP Semi Auto Pistol mm Luger . Barrel Rounds Striker Fired Dot Night Sights Polymer Frame Black Finish Ambidextrous magazine release Browning type modified linkless locking system LE A | 333 | 106 | Lc | 874.989ms View Category EASY PAY $58 Heckler and Koch H&K VP9 Semi Auto Pistol 9mm Luger 4.09" Barrel 15 Rounds Striker Fired 3-Dot Night Sights Polymer Frame Black Finish Ambidextrous magazine release Browning type modified linkless locking system 700009LE-A5 For Sale from OutDoor Sports LLC | Positive feedback: 93% View | Verified Seller | 1034 Completed Sales View Sellers Items /UserImages/103082/987087704 11118074.jpg Description: "EASY PAY" for this firearm is 12 payments of $60 (This is the total amount you will pay, there are no hidden fees.) To take advantage hit the "BUY NOW" option. The wait is over, after more than four years in development the VP9 is Heckler & Koch's latest handgun and is a return for HK's roots in the striker fired arena. The VP9 shares similar aesthetics with the P30, which has a direct influence on the design. However HK engineers we dissatisfied with current striker fired technology, and in particular the triggers. The VP9 trigger has a consistent pre-travel pull with a positive crisp break, while the trigger reset is short and fast making follow up shots a breeze. The VP9 is also sports a MIL-STD-1913 picatinny rail as well as HK's hostile environment finish. Specifications and Features: Heckler & Koch VP9 Semi Auto Pistol 700009LE-A5 9mm Luger 4.09" Polygonal Barrel 6 groove 1:9.8" right hand twist 15 Round capacity High grade fiber reinforced polymer frame Interchangeable back strap inserts Ambidextrous magazine release Firing Pin block Trigger latch safety Tool-less field strip Mil-STD-1913 picatinny rail with four segments rated to 5.6 ounces for lights, lasers and accessories Extended service life Three Dot Night Sights Striker Fired 5.4lbs trigger pull .24" trigger travel .12" return trigger travel Recoil operated with browning type modified linkless locking system 7.34" Overall length 5.41" Tall 1.32" Wide 6.38" Sight radius 3.28 magazine weight 25.56 ounces with magazine Black BUYERS USING "EASY PAY" We figure "EASY PAY" by dividing the cost of the firearm, shipping and the 3.5% credit card fee into monthly payments and rounding up to the nearest dollar. Our financing is subject to these terms and not upon mathematical errors or omissions in our ads. * "EASY PAY" is for Credit Cards or Debit Cards. * "EASY PAY" ITEMS SHIP AFTER PAYMENT IN FULL. * To take advantage of "EASY PAY" hit the "BUY NOW" option. * We will send you a secured link to make all your payments.With our secured link, you enter your own credit card information. We do not have access to your credit card numbers. Using the payment link, additional payments of any amount can be paid at anytime. You may pay in full at anytime. * You will be e-mailed a receipt from our bank within a few minutes of making your payment. * Keep your own records or refer to your cc statement. We will not spend time logging into our bank to look up payments or balances until final payment has been made and your dealer has sent us a copy of their FFL. WARNING: Payments are due every 30 days from the auction closing. If a payment is more than 30 days late, the firearm will be re-listed and you will lose all payments made. *Payments are non-refundable. BUYERS NOT USING "EASY PAY" Our auctions are based on cash sales. If you would like to use a credit card, there is a 3.5% credit card fee. * IMPORTANT: We do not take credit card information over the phone. We will provide you with a secured check-out link to make your payment. With our secured link, you enter your credit card information. We do not have access to your credit card numbers. Postal Money Orders and other Guaranteed Funds Bank-to-Bank Wire Transfers Personal Checks after holding for 10 days. IOWA SALES: Iowa residents must pay Iowa sales tax *We are not a walk-in business. We ship to dealer's only. WARRANTY INFORMATION: *Unless specifically stated, all guns sold on "EASY PAY" are brand new in the box and have full manufacturer's warranties. All guns are warranted by their respective manufacturers. We do not warranty the guns ourselves. Read More Condition: New In Box Caliber: 9mm Luger Location: IA Trades Accepted: No Read More Do not call. We check email often. We will email you a payment link after the sale. In some cases, weekend buyers will receive their link on Monday. Shipping Notes: RETURNS: After a firearm is paid in full and shipped to the receiving dealer, the buyer has three days to inspect the firearm at the dealer. This is a no-fire inspection period and the firearm is not to leave the dealer's premises or transferred into the buyer's name. In the event of a return, the buyer is responsible for return shipping, $35 restocking fee, and commission fees paid to the auction site. DO NOT CALL!! E-mail your questions. *We buy, record incoming firearms, make auction a Read More Time Left: (Auction Ended Reserve Unmet) Share Item Item #: 987087704 OutDoor Sports LLC Seller Since: Dec. 2008 Seller Level: Gold Seller + This seller is an FFL City: Muscatine State: IA Current Price: SOLD No Bids Yet Min. Bid: $639.00 Buy It Now Price: $659.00 Shipping: $35.00 (or Arrange local transfer) Accepted Payment Methods: Returns: No Returns Your Recently Viewed Items


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6353 Piccadilly Square Dr
Mobile, AL 36609
Call Us
Phone: (251) 661-2400
Cell: (251) 422-8900
Fax: (251) 342-9916 fax
Mon: 8:00AM-5:00PM
Tue: 8:00AM-5:00PM
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Are you ready to get started on your new home construction project? We are! Twilley Builders Inc has worked with thousands of families over the past 25 years, and we'd be happy to work with you on your new home construction project. You'll be in the loop during the entire process, from the beginning design stages to the final construction touches. You can trust our dedicated team to provide you with quality workmanship, detailed service and personalized customer service – but you have to call us to get started. Get in touch by calling (251) 661-2400 or (251) 422-8900 today.


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Photographers and video makers have shared their techniques for lighting moving subjects. Their advice covers not only how to choose lighting that can freeze a splash or capture action on location, but also advice for getting believable, consistent and cinematic lighting when working on a video production. Full interviews with these photographers, and other step-by-step details on lighting still and video productions, can be found at PDNOnline.com/features/lighting.shtml.
How I Got That Shot: Capturing Perfect Scoops of Ice Cream
Beauty and still-life photographer Lisa Shin frequently lights luxury items and cosmetics in a way that creates "sexy, dramatic shadows and glowing highlights." For a campaign for Haagen-Dazs, creatives at Team One hired Shin to apply the same technique to shooting ice cream. The job required her to capture a pour of chocolate syrup and bring out its sheen, shooting at 1/7500 of a second. "It's very much like photographing a shiny, metallic mascara bottle," says Shin, who explains all the steps she took to freeze each flavor of ice cream at the proper temperature, and make sure her products didn't melt on set.
5 Lighting Design Tips for Video Productions
Photographer and filmmaker Eduardo Angel shares his tips for lighting videos, including his favorite methods to maintain consistency when shooting over extended periods of time. That typically requires him to minimize the effect of the ambient, natural light on the scene; he explains how he and his crew do that.
How Storyboarding Can Make Your Video More Cinematic
Cinematographer Ryan E. Walters says that one of the most important steps in the pre-production process leading up to a video shoot is creating a storyboard based on a careful location scout. He explains how he evaluates the light available in the location and how it might shift, and the apps he uses to map the sun at any location. This information goes into a detailed, frame-by-frame map of all the shots he needs to fully tell a story with video.
Christa Renee's Sun-Chasing Kit
Advertising photographer Christa Renee is known for her lifestyle shoots for swimwear, travel, fashion and athletic brands. She describes the essential gear—including lights, light modifiers, lenses, plastic bags and weatherproofing—she packs for her action-filled shoots to ensure she can bring back the shots her client needs, even when a sudden downpour ruins her best-laid plans.
Photographing a Shiny New Ferrari
Tim Damon has been an automotive photographer for 25 years, but he says being given the keys to a new Ferrari for two days with instructions from the client to take "cool pictures" was "a dream job." In addition to making shots outdoors and in his own shooting bay, he also photographed the car in a dark parking garage that he transformed into a studio. Using multiple lights and a camera rig of his own design, he shot a long exposure that showed the contours of the car in detail, but showed the dark walls around it as a blur. That required adjusting the lighting to accommodate the car's movement. "When you're doing a rig shot you don't put a light here and there," he explains. "The only way you're going to get it is to start doing your exposure, and then moving your lights. It sounds tedious but it's fun."
How I Got That Shot: Creating a Question Mark Out of Champagne
Bill Cahill has extensive experience shooting liquids and splashes. Creature in Seattle hired him to shoot an ad for the Champagne Bureau, the trade association, that required him to sculpt the effervescent liquid into the shape of a question mark. He worked with a prop maker who crafted tubing, and tested different splashes as well as lights and cards. He was most concerned with lighting the outline of the model and bringing out highlights in the droplets on the edges. He notes, "Champagne is a fairly pale color liquid. It generally just looks like bubbly water against black if you don't light it properly."


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Raised by Darkness: Chapter One
The forest was dark now, with thickly woven trees standing together making the slowly setting some practically invisible to its inhabitants, one of these inhabitants was a sobbing boy. He sat in a pile of leaves with tears pouring down his face, his arm bleeding and his face a mass of coloured bruises, he was unnaturally thin and was covered in much to large tattered clothes. This boy was a seven year old Harry Potter, this morning his Uncle decided to spend the day in the forest and with no one to take Harry he reluctantly allowed him to accompany them on the condition he walked behind them because he didn't want people thinking he was related to a freak like him. Dudley brought a toy and dropped it so his Uncle ordered him to go and find it, Harry recalled searching for hours but found nothing and then his Uncle punching him as hard as he could in the face before pushing the boy away and driving off. Harry wondered why he couldn't be treated like Dudley, instead he was locked in a cupboard and only allowed to eat if he didn't show his freakishness. And so he was left in the forest, miles away from privet drive and Harry feared he would never find his way home, then he heard a whisper
"Someone is here" the voice was quiet and slightly feminine, Harry turned around hoping it was his aunt but instead he was hit by a cold wave of energy, he suddenly heard the shouts as he was abused by his uncle and the familiar high cold laugh and the screams of a woman. He shivered as the end of a black cloak flickered behind a tree, Bravely he stood up and wiped his tears
"Who's there?" he stammered his voice shaking, no answer. Harry took a breath and this time felt something in his voice
"Who's there?" he asked, this time his voice was quieter and seemingly laced with another, this time something appeared. A pair of scabbed hands gripped a nearby tree, then a hooded thing appeared. It stood tall and was covered head to toe in a black cloak, it glided a few meters from the floor and Harry could sense it was looking at him, he wanted to run but his feet were like stone as the monster approached, he waited for it to hurt him like uncle Vernon but instead as he felt cold breath on his neck the voice came again
"You speak our tongue?" the voice sounded surprised and Harry opened his eyes
"What's your tongue?" he asked worried he had offended the creature, from behind the hood Harry could feel something was looking at him, then the voice came again
"I sense you hurt, what happened" the voice was filled with concern now and a scabbed skeletal hand was suddenly placed on his wrist.
"My uncle had to punish me for not being good enough at finding things" Harry choked out as the aura around the creature intensified the hurt and upset, then it stopped
"I'm protecting you from the dementors aura" the voice told him, Harry looked up at the monster
"What's a Dementor?" he asked feeling better now
"I am a Dementor and somehow you can hear us, now what's your name" the voice was more pleasant now almost motherly and Harry suddenly felt like trusting this creature
"Harry, Harry Potter what's your name?" he replied, the creature paused and Harry was worried he had annoyed the creature he got ready for it to hit him when
"Lucy my name is Lucy" the creature answered, Harry looked at Lucy, he had never seen anything like her before and he was both fascinated and terrified
"Nice to meet you Lucy, can you be my friend?" Harry blurted, Lucy seemed taken aback
"What about your human friends?" her voice was curious now, Harry looked at the ground
"I don't have any Dudley won't let me" he muttered sadly,
"Dudley?" she asked, Harry spent the next few minutes explaining about his family, suddenly he felt the ground shake slightly and this time Lucy sounded angry
"Where do they live child? Muggles can only see me if I want them to and I think I should have a talk with them". Lucy was surprised, she had never met a human who could speak in her tongue and somehow felt instantly attached to the strange boy, the ground was shaking as she became more and more infuriated by what she heard.
"Number four privet drive but don't tell them I told you about what you did or Uncle Vernon might be mad" Harry told her worried, the Dementor Lucy turned her face to him
"Trust me Harry Potter I will never allow them to harm you again" she promised "now take my hand, and take a breath shadow travel is not for the faint hearted". Harry looked confused
"What's shadow travel?" he asked taking her hand, her hand felt rough and soft at the same time and Harry was shocked to see how closely his hands resembled hers after the many stomping he had endured. Suddenly he felt as if he was melting, he gripped Lucy's hand much tighter as he fell towards the shadows, the second he touched he felt like he was moving a hundred miles an hour, his skin was rippling at the speed and it felt like it wanted to come off, Harry wondered if this is what a rollercoaster felt like, he had seen Dudley go on but the Dursley's never let him join in the fun but he enjoyed this ride a lot. Then he was pulled up by an unseen force and found himself in the living room of Privet drive
"Now you need some new clothes, where is your room? I think Humans keep clothes there" Lucy decided, Harry suddenly felt ashamed, he had seen Dudley and his friends go to his room and felt bad as he walked Lucy over to his cupboard, he opened it and immediately choked on the dust.
"Tell me this is not where you sleep Harry, Azkaban cells are nicer than this" Lucy asked hovering behind him
"Well My Uncle and Aunt need a room and Dudley needs two for his toys and Aunt Marge needs one for her visits" Harry explained sheepishly, Lucy's hand was now shaking it what Harry assumed was anger.
"Harry you need a room, you need somewhere nicer than a cupboard to grow" Lucy told him placing a hand on his shoulder. Suddenly the noise of a car pulling up came from outside
"Is this them" Lucy asked bluntly, Harry nodded
"Ok then, I'll turn off my anti muggle charm" Lucy told him,
"Why is it so ruddy cold in here" Uncle Vernon grumbled opening the door, he noticed Harry
"What are you doing here Boy" he growled clenching his fists "You can't even die in a forest right". Harry looked ashamed again when Vernon's eye fell on Lucy who had taken her hood down, underneath she was skeletal and her mouth was in a single gaping hole but other than that there were no visible features
"WHAT THE HELL IS THAT" Aunt Petunia shrilled as she and Dudley entered the house, Dudley began cowering behind his mother as Vernon shook his fist
"I'm warning you" he said shakily "If you don't leave I will cause the police". Suddenly Lucy pointed at them and spoke in their minds
You dare threaten me, her voice was like a knife as it ripped into their thoughts and the three cried in a mixture of shock and pain
You abuse this child and you have the nerve to blame him! how dare you Harry could hear her voice and it hurt his ears so he could only imagine what the Dursley's were feeling inside
"He owes us we took him in" Vernon roared as his head erupted in waves of pain
You are family, I understand little about humans but I see that your hate for Harry is built in ignorance and fear Lucy hissed as the pain grew worse inside them.
"We only took him in because of the letter" Petunia told Lucy in pain and fear at the enraged creature before her
He is family and any Dementor no matter what is accepted by my kind and you pitiful excuses for humans should be ashamed of what you have done to him, Lucy was calming slightly as the three Dursley's whined in pain,
"Well who else is going to want him!" Vernon demanded but his voice shrank when he saw the Dementor approach, she studied him for several seconds then spoke
Me Harry gasped at the words and the Dursley's shock was just as evident
"Well ruddy well take him then" Vernon snapped, Lucy looked at him thoughtfully
Fine I will take him and I will raise him better than you things ever will and if we ever have displeasure of meeting again then I will suck the soul from your body she retorted.
"Really" Harry asked shocked that this creature he met mere minutes ago was offering to take him away from his abusive relatives. She turned to him
"Yes Harry, I will take you to a place called Azkaban it's not glamorous but there is very few human's there and none will argue with me, It may be a prison but you are immune to our effect now so you will be able to join me, I will teach you about magic and as much of being a dementor as I can and none of us will ever hurt you" she spoke to him directly and kindly, Harry erupted in a smile
"Thank you" he said running up and pulling her into a hug like he saw Dudley do with Petunia, for a moment Lucy was shocked she had never been hugged it was not a Dementor thing but she hugged back after a moment. Vernon was on his feet now
"Well get going" he roared, Lucy turned to him and intensified her aura around him, he gulped in fear and cried in pain as she once again spoke into his mind,
We will, he fell to the floor and his gut bounced off giving the impression he was a large ball. Harry laughed but Vernon glared at him, he looked ready to charge when Lucy swooped down and scratched him with clawed fingernails
Threaten him again I dare you she shouted as he screamed in pain,
"Harry get your things" she told him. Harry raced inside his cupboard, he ignored the clothes but grabbed a few toy knights and a book he had been given on his birthday but a man in a shop, Lucy was even more annoyed at his lack of possessions
You will never see this boy again if it's the last thing I do she vowed hitting the Durlseys with one last mental jolt of pain. Then she took Harry's hand and together they melted back into the shadows.
Harry awoke in a dark room, he sighed: he had a dream where he was rescued by a creature called a dementor and she took him away from the Dursleys, he sighed he wanted to get away more than anything, then he heard a mutter. He laying in a bed, it was thin but comfortable and much better than what he was used to, he looked around to see an open bared door and a black figure nearby. It wasn't a dream
"Lucy?" he called out remembering her name,
"Harry" she called gliding into his cell
"It was real?" he asked fearful he would wake up, Lucy went down to his level. He could smell something on her breath but he didn't mention it
"Yes it was real Harry, this is Azkaban your new home" she told him. Harry's face fell when he saw men and women huddling in rooms opposite him and most of them didn't have a bed or anything
"Now it's a prison but the people in here were told sternly if they tried to bully or hurt you they would see a lot more Dementors on this level, and this is maximum security so that scared them" she assured him placing her scabbed hand on her shoulder. Harry took a moment to view his room, it was dark and straw lined the carpet but unlike the other cells this one had a bed and a damaged looking but ok desk and chair a thin carpet beside the bed. It was bigger than his cupboard and he saw a pile of books on the desk and his toy knights beside them
"Now there are no humans here so you need to be careful, you can play outside but don't climb on the rocks, There are lots of Dementors who will all be nice to you and if you want to talk to a prisoner you can but if they upset you tell me and never help them get out" Lucy told Harry sternly who smiled
"I promise" he told her hoping to please the creature who brought him here.
"Well Harry welcome to you new home"


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eYe – European Youth Employment
61% of European employers say they cannot find young talent with the right skills. 7.5 million young people in Europa are out of job, education or training, creating an economic loss of 150 billion Euro. The goal of eYe is to provide employers access to young talent with the right skills quickly and cost effectively and increase the employability of young people.
Childhood Development
The aim of this project is to increase the knowledge and understanding of what drives adulthood success in childhood. We want to influence stakeholders in education to enable the development of key environmental factors beyond purely academic aspects (science, maths and language) either through enhancing current curriculum or through the provision of after school activities.
Urban Cycle
The aim of this project is to disrupt car ownership practices and increase the use of alternative modes of transportation away from single passenger automobiles to commute bicycling, public transportation, ride sharing, and car sharing.


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A sample of Scleroderma polyrhizon (also know as Scleroderma geaster) was recently submitted to the Plant Disease Clinic from Shelby County. The homeowner found scattered groups of the fungus in her lawn.
Scleroderma species also are known as hard puffballs or earth balls. The fruiting body of Scleroderma polyrhizon is round, usually about the size of a tennis ball or a baseball. The outer covering is thick, rough, and yellowish tan to brown. When mature, the puffball splits open into irregular sections, exposing dark brown to black powdery spores.
Scleroderma polyrhizon usually is partially buried in the ground. When it opens at maturity, it creates somewhat circular depressions in the ground. Such depressions may be considered a nuisance on highly manicured lawns. Scleroderma polyrhizon also can be found on sandy soil, ditches, and under hardwoods. Photos of Scleroderma polyrhizon can be found on the Iowa State University Plant Disease Clinic website :
An excellent book that pictures and describes mushrooms and fungi found in Iowa is Mushrooms Other Fungi of the Midcontinental United States by D.M Huffman, L.H. Tiffany, and G. Knaphus. It's published through Iowa State University Press, Ames, IA 50010.
Two Iowa State University bulletins also are available that describe mushrooms and other fungi found in Iowa:
- NCR 129 Mushrooms and Other Related Fungi
- Pm-1204 Morels, False Morels, and Other Cup Fungi
These bulletins are available from your local county extension office or from the Iowa State University Extension Distribution Center. Contact the Distribution Center at: 119 Printing and Publications Building
Iowa State University
Ames, Iowa 50011-3171
Telephone: (515) 294-5247
Fax: (515) 294-2945
This article originally appeared in the April 12, 2002 issue, p. 42.


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San Diego, California (PRWEB) May 07, 2015
Many of today's small company owners utilize their cash on-hand to reinvest in their daily operations. When somebody begins a brand-new company, they need money to get it off the ground.
At "Here's the Cash!" Access to Capital Business Expo, taking locationhappening on Saturday May 30, businessentrepreneur will certainly learnfind out about various sources for funding and how to discover, handle, and grow their business capital.
The occasion consists of:
- Networking Breakfast
- 6 Workshops To SelectPick from (Funding Options for Start-Up Companies, Funding Stragies for Existing Businesses, Marketing Approaches, Alternative Financing, Your Resource Partners, The Fact About Running A Little Business)
- Company Luncheon
- Small Company Exposition
- Loan Pavilion
This occasion brings education, resources, and company development opportunities to brand-new, existing and growing businesses throughout San Diego. states Jules Dalsey, the founder of the online company financing marketplace Quote 2 Fund. Were pleased to partner with the VEDC in supplying a pathway to access the capital that businesses need to grow.
The expo will certainly run from 8 am to 3 pm and will certainly take location at the DoubleTree by Hilton San Diego situated at 7450 Risk Center Drive, San Diego, CA 92108.


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iPathwayGuide - Meta Analysis
iPathwayGuide's powerful meta-analysis tool allows you to compare and contrast upto 5 differential experiments at the same time. With meta-analysis, you can rapidly identify several characteristics of your phenotype comparisons and drill down to pinpoint plausible biomarkers and signatures. Watch the video below to learn the nuts and bolts of iPathwayGuide's meta-analysis. Be sure to watch some of our webinars on the topic as well
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