text: Events Many Great Things to Come Published 7 months ago on January 25, 2018 By Mati Greenspan The Money Makers Club now has 6 of 15 available seats. Learn more here! Many thanks for all the comments and feedback from yesterday's blog about my trip. Many of you were asking to be more specific about the information that I received there. So I did want to let you know that most of what I did was more networking and meeting people than anything else. In line with that, I did meet some people who blew my mind with some of the things they're working on. I have added all of them to this daily update and asked many of them to send back further details about what they're doing so I can update all of you on these exciting projects. The experiences we have help shape who we are and influence what we say and do. So expect further updates about this in the coming weeks and months. To answer your question more pointedly, the main takeaway that I got from Davos was that each individual has the power to change the world. However, the key to doing it is not by making it your end goal. Rather, find something positive that you are passionate about and work hard on it. "If you want to change the world start by making your own bed." -Admiral William McRaven @MatiGreenspan eToro, Senior Market Analyst Today's Highlights Time of War Dollar Getting Crushed Weiss on Crypto Please note: All data, figures & graphs are valid as of January 25th. All trading carries risk. Only risk capital you can afford to lose. Traditional Markets The big boys are talking in Davos and it seems to be influencing the markets a bit. On Tuesday, President Trump imposed some tariffs on a few specific import items that are usually made in China. Suspicions that Trump was finally making good on his campaign rhetoric to start a trade war with China seem to have been confirmed yesterday by Wilber Ross… Stocks around the world are taking a bit of a hit as the increased possibility of an all-out trade war between the world's two biggest economies. Adding fuel to the fire, US Treasury Secretary Steven Mnuchin seemed to have changed his mind about the US Dollar's role in the economy. Previously he had been advocating for a stronger Dollar but yesterday he was quoted as saying… These comments are actually more in line with what Trump has been saying from the beginning but now that Mnuchin seems committed, the Dollar had a grand sell-off, falling to its lowest point in more than three years. The weaker Dollar sent Gold and Oil up to fresh highs as well and we can also observe a stronger Japanese Yen. Crypto Ratings For the longest time, I've been telling people that we need a better way to grade cryptocurrencies. The market cap is one metric but it's really only a small part of the story and not a great indication of the strength or viability for most digital assets. It seems now that the crypto craze is going mainstream, an official US rating agency just released a comprehensive grade on 74 of the top traded cryptos. At first glance, it looks like they actually did a pretty good job. It makes sense that none of them got an A rating. This is an extremely risky market and it would be really misleading to say that any of them are "solid" investments. I really liked that Ethereum was rated slightly higher than Bitcoin, and their reasoning is exactly what we've been talking about in these daily updates. The Bitcoin blockchain is congested. The event was a bit chaotic and their website went down due DDoS hacking and a massive surge in visitors. For cryptotraders, this is the first really great event so far this year. This is a direct endorsement by an established financial firm and cements the "cryptocurrency" label as an acceptable asset class in the eyes of the world. Since the announcement, we're seeing a nice rally in the market. As we stated previously, prices might fall further but they don't necessarily have to. If momentum off this event builds or we get some other positive updates, we could be in for some great things ahead. As always, let me know your thoughts and opinions. Post directly to my wall on eToro or tag me on any other social network. Have an outstanding day! This content is provided for information and educational purposes only and should not be considered to be investment advice or recommendation. The outlook presented is a personal opinion of the analyst and does not represent an official position of eToro. Past performance is not an indication of future results. All trading involves risk; only risk capital you are prepared to lose. Cryptocurrencies can widely fluctuate in prices and are not appropriate for all investors. Trading cryptocurrencies is not supervised by any EU regulatory framework. Important: Never invest (trade with) money you can't afford to comfortably lose. Always do your own research and due diligence before placing a trade. Read our Terms & Conditions here. Trade recommendations and analysis are written by our analysts which might have different opinions. Read my 6 Golden Steps to Financial Freedom here. Best regards, Jonas Borchgrevink. Rate this post: Important for improving the service. Please add a comment in the comment field below explaining what you rated and why you gave it that rate. Failed Trade Recommendations should not be rated as that is considered a failure either way. (20 votes, average: 4.90 out of 5)You need to be a registered member to rate this. Loading... Mati Greenspan 4.7 stars on average, based on 122 rated postsSenior Market Analyst at Etoro.com. Follow @HackedCom Feedback or Requests? Related Topics:crypto ratingDollarsteven mnuchin Up Next Daily Analysis: Trump Unleashes Dollar Short Squeeze Don't Miss Daily Analysis: Dollar Suffers Another Major Blow as Precious Metals and Oil Surge You may like Pre-Market: Turkey Back in the Crosshairs Amid Sanction Threats Pre-Market: Trade War Optimism Sparks Another Bounce in Stocks Pre-Market: Selling Resumes as Dollar Extends Rally Pre-Market: Turkish Lira Cracks, Sparking Global Selloff Pre-Market: Dollar Eyeing Break-Out as China Weighs on Stocks Again Stocks Mixed as Dollar Tests Highs Again 3 Comments 3 Comments incog13 January 25, 2018 at 12:36 pm Appreciated, but what about Mnuchin's prior ominous comments about keeping a close eye on cryptos. Any talk of universal regulation by the powers at Davos? Log in to Reply Mati Greenspan January 25, 2018 at 12:56 pm That panel with Christien and Steven should be today. We'll see what comes of it. In short, there's no such thing as universal regulation. The title of the conference itself is telling. This is a fractured world. I very much doubt that crypto is about to become the one thing all governments agree on. Log in to Reply incog13 January 26, 2018 at 4:54 am Fair enough, I would tend to agree. Still, some attempt at joint regulation by the most powerful economies could mean blood in the markets for some time. Log in to Reply You must be logged in to post a comment Login Leave a Reply Cancel replyYou must be logged in to post a comment. Events My Davos Experience Published 7 months ago on January 24, 2018 By Mati Greenspan The Money Makers Club now has 6 of 15 available seats. Learn more here! Humble apologies for the format of today's Email. The markets, crypto and stocks, have been rather flat over the last 24 hours so there should be no need for price graphs and this should actually be a good point for reflection. I apologize as well for the delay in getting it to you. I've been from plane to plane to train to meeting to train since Sunday night and now writing to you from the Starbucks at ZRH. Would like to wish a very warm welcome to all the new people who are getting the daily market update for the first time today. Though this trip was very short, it was incredibly productive. In addition to the scheduled meetings, I managed to meet scores of interesting people who I hope to stay in touch with for many years to come. It was incredible to see the overwhelming presence of crypto and blockchain enthusiasts. In the center of the main promenade in Davos were two buildings that happened to be next door to each other. I managed to get a selfie in front of one of them. Think I found my place. pic.twitter.com/TS2vvBGdNg — Mati Greenspan (@MatiGreenspan) January 23, 2018 Crypto HQ was filled with new age anarchists and revolutionaries, people involved in all sorts of ICOs and other fascinating projects, many of which with a good chance to change the world for the better. Next door was the more elegant looking Ethereal Lounge that was put up by Consensys and hosted the Enterprise Ethereum Alliance. The people there were more involved in the integration of blockchain into already existing frameworks like government and big business, mostly using the Ethereum blockchain. As most of my time was spent in these two buildings, I didn't get the chance to "rub elbows" with the rich and famous. It was very interesting to see some of the sneers and smiles from people passing by the crypto events. It felt like some people saw us more as unwanted party crashers then the builders of the next layer of the internet. In fact, there are two events on the main stage today that emphasize this dichotomy. The "crypto asset bubble" will have anti-blockchain enthusiasts speaking but the second is actually called "the remaking of global finance" and will have speakers like Steven Mnuchin and Christine Lagarde. From my perspective, I'd much rather ignore the naysayers. They will come around once blockchain technology is more tangible and user-friendly. Certainly, I'd be happy to help educate them but only if and when they're interested. It does seem though, that we've managed to push through all that. Much more people are now aware of this revolution and plenty of bright people are getting involved. Probably the incredible price movement had something to do with that but now that the genie is out of the bottle people are using it to improve their own lives and the lives of others and at the end of the day that's what Davos is supposed to be about. Was very proud to represent eToro in a place like this. Have an amazing day ahead. As always, feel free to reach me with any thoughts questions or comments. Important: Never invest (trade with) money you can't afford to comfortably lose. Always do your own research and due diligence before placing a trade. Read our Terms & Conditions here. Trade recommendations and analysis are written by our analysts which might have different opinions. Read my 6 Golden Steps to Financial Freedom here. Best regards, Jonas Borchgrevink. Rate this post: Important for improving the service. Please add a comment in the comment field below explaining what you rated and why you gave it that rate. Failed Trade Recommendations should not be rated as that is considered a failure either way. (13 votes, average: 3.62 out of 5)You need to be a registered member to rate this. Loading... Mati Greenspan 4.7 stars on average, based on 122 rated postsSenior Market Analyst at Etoro.com. Follow @HackedCom Feedback or Requests? Continue Reading Commodities How have various asset classes performed during previous wars Published 11 months ago on September 9, 2017 By Rakesh Upadhyay The Money Makers Club now has 6 of 15 available seats. Learn more here! North Korea, the dictator ruled nation has been threatening the US and its allies with a possible missile attack, which may also have a nuclear warhead on it. The experts are divided on the actual capability of North Korea to undertake the attacks, however, its leader, Kim Jong-un leaves no opportunity to provoke the US and its allies. Key points Stocks perform better than average when the conflict starts Gold rallies before the start of the conflict Bonds have underperformed stocks during previous wars The US dollar has fallen on few occasions during a conflict The current war, if it starts, can severely impact electronic goods The US national debt is likely to balloon if US involves itself in South Korea's reconstruction after the war ends Though North Korea's military prowess is nothing great to write home about, it can still cause extensive damage to millions of civilian lives and the economy of its neighbor South Korea, to some extent Japan and the US territory of Guam. However, in this article, we shall restrict ourselves to the impact of the war on various asset classes and the world economy. We shall use the historical evidence to arrive at our conclusion. How does the US stock market perform during wars? The US has fought several wars since 1960 as shown above. While a few ended quickly, others have been a long-drawn affair. Notwithstanding, Barron's has outlined the effect of the following seven major hostilities on the Dow Jones Industrial Average since early 1980s. Serial No War Year 01 The US invasion of Grenada 1983 02 The US invasion of Panama 1989 03 The first Gulf War 1991 04 The US bombing of Kosovo 1999 05 The US War of Afghanistan 2001 06 The second Gulf War 2003 07 The US bombing of Libya 2011 Source: Barron's The markets hate uncertainty; a proof of this is the average 0.6% drop in the Dow a month prior to the start of the conflict. However, once the conflict commenced, the Dow quickly turned direction, rising 4% in the first month. The rally did not stop there. Over the next three months, the Dow rose an average 6.7%, and the gains swelled to 7.2% after six months of the start of the conflict. Therefore, if history repeats itself, a war between the US and North Korea – if it were to happen – will not start the next bear market. How does gold perform during wars? Gold is considered as a safe haven during times of uncertainty. Therefore, the yellow metal has rallied from about $1260/toz to about $1360/toz levels, as tensions escalated between North Korea and the US. But, will gold continue its rally if the war starts? Economists at Capital Economics have analyzed gold's performance since 1985, during military conflicts, acts of terror and political tension. They established that "over the past forty odd years, the price of gold has on average risen by 4.1% in the six months prior to a conflict turning into a full-blown war. However, it barely moved in the months following the event. This makes sense as gold thrives in periods of elevated uncertainty and the start of an armed conflict partly erases that." Performance of long-term bonds during wars Though bonds are also considered as a safe haven investment, their performance has lagged their historical average during wars, according to a study by the CFA Institute. The possible reasons are an increase in inflation during war times and the second is the higher borrowing by the government to fund the war. Due to these two, bond prices fall. Therefore, selling out of stocks and buying bonds fearing a conflict might not prove to be a good strategy. The only aberration was during the gulf war when bonds beat stocks, albeit marginally. How does the war affect the US dollar? The evidence of the past three decades shows that the US dollar weakens during war, according to Kathy Lien, Managing Director of FX Strategy for BK Asset Management. The US dollar fell 5% when the Libyan war started and fell 9% during the first three months of the second gulf war. The dollar was weak even during the first gulf war. However, this time, the situation is more complex and a lot of currency movements will depend on whether China actively involves itself in the war or remains neutral. The Australian dollar, the New Zealand dollar, and the Japanese Yen will see large moves if China supports North Korea directly during the war, else the movement in the currencies is likely to be comparatively subdued. "As the tensions grow the dollar will suffer and the actual announcement of war could take USD/JPY to 105 but if it's a swift victory the pair would also recover quickly," said Kathy. Though historical evidence gives us some idea about the possibilities, every new war is different because it involves different nations and affects different asset classes. What sectors will be affected if a war with North Korea takes place? Commodities North Korea, in itself, can't impact commodity prices. However, it is surrounded by nations that are major consumers of commodities. China is one of the major consumers of commodities, however, it is unlikely that the war will impact China's consumption materially. South Korea is a major importer of coal and exporter of steel. Both these commodities will be majorly impacted because South Korea will be severely affected if a war breaks out. Similarly, liquified natural gas prices will be affected, as Japan is its largest importer in the world. The seaborne trade will also be severely affected because China, South Korea, and Japan receive about one-third of the global seaborne crude supplies. Similarly, 84% of the world's iron ore and 47% of the metallurgical coal reaches the shores of these three nations through the seaborne route. The agricultural commodities will also be affected because China is a major importer of rice and soybeans while Japan is of corn. Economic costs of the war War has both a direct and an indirect impact on the economy. South Korea is a hub for manufacturing liquid crystal displays, semiconductors, and cars. A war will impact these activities, leading to a shortage across the globe. The alternative suppliers can't bridge the gap in such a short span of time. Therefore, prices of various electronic products are likely to rise significantly, which will impact the developed economies, including the US. "U.S. spending on electronic items, including smart phones, cameras, tablets and computers accounts for roughly 1 percent of the consumer price inflation basket. If a war in Korea caused prices of these items to double, it would add 1 percentage point to U.S. inflation," a report by the research consultancy Capital Economics warned, reports CNBC. If inflation rises sharply, the Central Banks will be forced to raise interest rates, jeopardizing the fledgling global economic recovery. Additionally, if South Korea's gross domestic product (GDP) falls by about 50% due to war, it will reduce the global GDP by 1 percentage point, according to the report. Once the war ends, South Korea will need huge capital to rebuild its infrastructure. If the US involves itself and ends up spending the same amount as it did in Iraq and Afghanistan, then the federal debt will reach 105% of GDP, the economists at Capital Economics warned. Conclusion Though historical evidence suggests that the equity market returns are better than average during a war, the situation might be different this time because of the nations involved. Any jolt to the weak economic recovery across the globe will dent the confidence of the investors. Therefore, we don't expect the stock markets to rise substantially during the war. Gold's performance is somewhat neutral and it can be used to protect the value of the portfolio. Therefore, selling some overvalued stocks and buying gold might be a good strategy if a war seems imminent. Important: Never invest (trade with) money you can't afford to comfortably lose. Always do your own research and due diligence before placing a trade. Read our Terms & Conditions here. Trade recommendations and analysis are written by our analysts which might have different opinions. Read my 6 Golden Steps to Financial Freedom here. Best regards, Jonas Borchgrevink. Rate this post: Important for improving the service. Please add a comment in the comment field below explaining what you rated and why you gave it that rate. Failed Trade Recommendations should not be rated as that is considered a failure either way. (0 votes, average: 0.00 out of 5)You need to be a registered member to rate this. Loading... Rakesh Upadhyay 4.7 stars on average, based on 9 rated postsRakesh Upadhyay is a Technical Analyst and Portfolio Consultant for The Summit Group. He has more than a decade of experience as a private trader. His philosophy is to use technical analysis for momentum trading and fundamental analysis for long-term positions. Rakesh likes to keep himself fit by lifting weights and considers himself to be a spiritual person. Follow @HackedCom Feedback or Requests? Continue Reading 2% Club Livestreaming Starts Tomorrow: I'll Make a Lot of Money or Lose a Substantial Sum Published 1 year ago on July 16, 2017 By Jonas Borchgrevink The Money Makers Club now has 6 of 15 available seats. Learn more here! !Notice! Do not copy my trades unless you: Are a member of the 33% Club Have money to lose in excess of what you are pledging to the 33% Club This coming week I'll be livestreaming all my trades using CFD on IG.com. I'll try to continue with my successful 2% strategy. So far I'm up 18% in the last week starting at 650 000 NOK and ending up with 766 000 NOK on Friday, shorting and buying indexes, currency pairs and gold. The strategy I'm following is highly risky and I do not recommend the same strategy if you do not have money to lose. Remember our golden rule: Never Lose Money. However, if you are in a position like me, with an increasing monthly income, a good bank roll, and are able to pledge 33% of your monthly income to the 33% Club AND pay your debts, this could be a good (or bad) opportunity for you. I'll start livestreaming one hour before Dax will open tomorrow at 08:00 CEST. I will end the live session around 16:30 CEST one hour after Dow Jones has opened (if everything has gone my way). I will continue these sessions throughout the week. You will be able to follow my trades, see when I enter and when I exit a market. See how much money I win or lose. You can copy my trades, but be aware: I'm entering and exiting markets quite rapidly, so stay alert. And be aware: You may end up losing money (just like I may end up losing money). I will post the youtube link on Hacked.com and on Workplace tomorrow. Disclaimer: You can not hold me responsible for losses. Always do your own due diligence and only trade with money you can lose. Important: Never invest (trade with) money you can't afford to comfortably lose. Always do your own research and due diligence before placing a trade. Read our Terms & Conditions here. Trade recommendations and analysis are written by our analysts which might have different opinions. Read my 6 Golden Steps to Financial Freedom here. Best regards, Jonas Borchgrevink. Rate this post: Important for improving the service. Please add a comment in the comment field below explaining what you rated and why you gave it that rate. Failed Trade Recommendations should not be rated as that is considered a failure either way. (0 votes, average: 0.00 out of 5)You need to be a registered member to rate this. Loading... Jonas Borchgrevink 4.2 stars on average, based on 56 rated postsFounder of Hacked.com and CryptoCoinsNews Follow @HackedCom Feedback or Requests? Continue Reading 5 of 15 Seats Available Learn more here. Recent Commentsandrewmayne1 on Progress Scaling EthereumJonwestwood on Progress Scaling Ethereumfractalogic on Bankers and Bitcoinfractalogic on Augur (REP) Backtracks to 16-Month Lows; Aurora (AOA) Falls Awayjhmblvd on Crypto Update: Altcoin Crash Continues, Ethereum Hits $250 as Bitcoin Holds Up Trade Recommendation: Ethereum IOTA, Vechain Lead Tepid Crypto Market Recovery on... Pornhub Partner Site Tube8 Announces Partnership W... Weekly Forecast: Bitcoin Eyes Corrective Rally as... The Effect of Derivatives on Crypto Four Altcoins Rebound +50% Over Twenty-Four Hours Cryptocurrency Rally Stalls as Bitcoin Price Hits... Enroll Now! Recent Posts The Effect of Derivatives on Crypto August 20, 2018 Weekly Forecast: Bitcoin Eyes Corrective Rally as Altcoins Come Off Lows August 20, 2018 UK-Based Blockchain "Minnows" Face Rip Current August 19, 2018 IOTA, Vechain Lead Tepid Crypto Market Recovery on Sunday August 19, 2018 Trade Recommendation: Ethereum August 19, 2018 ICO Analysis : Ankr Network August 19, 2018 Cryptocurrency Rally Stalls as Bitcoin Price Hits Resistance August 18, 2018 2018 Crypto Exchange Trading Revenue Poised to Double to $4 Billion: Bernstein August 18, 2018 Pornhub Partner Site Tube8 Announces Partnership With Vice Industry Token August 18, 2018 Trade Recommendation: Bitcoin August 18, 2018 A part of CCN Hacked.com is Neutral and Unbiased Hacked.com and its team members have pledged to reject any form of advertisement or sponsorships from 3rd parties. We will always be neutral and we strive towards a fully unbiased view on all topics. Whenever an author has a conflicting interest, that should be clearly stated in the post itself with a disclaimer. If you suspect that one of our team members are biased, please notify me immediately at jonas.borchgrevink(at)hacked.com. Trending Altcoins5 days ago Why Investors Should Pay Attention to OmiseGO Analysis1 week ago Crypto Update: Coins Hit New Lows as Dead Cat Bounce Fizzles Out Altcoins1 week ago Why Investors Should Keep an Eye on Ontology (ONT) Altcoins3 days ago Why Investors Should Keep an Eye on DigiByte (DGB) Decentralization1 week ago Cache Me If You Can: Crypto Trading, Decentralized Altcoins6 days ago The Long-Awaited Altcoin Extinction Event May Be Near Altcoins6 days ago Crypto Psycho: Fear Could Be Our BFF weekly forecast1 week ago Weekly Forecast: False Hope and Misinformation – How a Non-Issue Triggered a $50 Billion Selloff of Cryptocurrencies


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Corporate Communicators Can Help Make the Case for Globalization
At the Arthur W. Page Society's Annual Conference in London recently, Financial Times columnist Martin Wolf declared that he thinks the "Western-dominated globalization process is coming to an end." He added that he wasn't sure if it was globalization that was ending, or just the Western leadership of it, but he attributes the change to the collapse of political support for the policies that have permitted globalization and trade to flourish.
The British vote for Brexit and the rise of Trump in America, Le Pen in France, Hofer in Austria and others who play on populist and nationalist fears, all suggest that many developed country voters no longer believe that globalization is in their interest. Even free-trade supporters in America, including Hillary Clinton and a number of formerly pro-trade Republican senators who are seeking re-election, have walked away from their previous support for President Obama's landmark Trans-Pacific Partnership (TPP) free trade agreement.
The Doha Round of global trade talks lies in ruins and the outlook for the Transatlantic Trade and Investment Partnership (TTIP), a proposed trade agreement between the European Union and the United States aimed at promoting trade and multilateral economic growth, is grim.
This represents a major threat to the well-being of consumers and workers in developing and developed companies alike. There is much at stake. But I believe there is a case to be made for trade and globalization and see a tremendous opportunity for corporate chief communication officers (CCOs) to help their companies make it.
The Economist recently observed that as exports rose from 8% of world GDP to 20% between 1950 and 2000, "Export-led growth and foreign investment have dragged hundreds of millions out of poverty in China, and transformed economies from Ireland to South Korea."
Trade has benefitted the U.S., too. Former U.S. Trade Representative Bob Zoellick reports in a recent Wall Street Journal op-ed that half of America's exports go to the 20 countries with which the country has free-trade agreements, even though they account for just 10% of the global economy.
"In the first five years after the U.S. has concluded free-trade agreements," Zoellick wrote, "U.S. exports have increased three times as rapidly as overall export growth. Over the past five years the U.S. has, with its free-trade partners, run a trade surplus for manufactured goods of about $230 billion, according to the Commerce Department."
Importantly, The Economist notes, "Exporting firms are more productive and pay higher wages than those that serve only the domestic market."
In short, free trade helps consumers and workers in developed and developing countries alike. At the same time, some uncompetitive workers in developed countries come out losers, and this can't be ignored. For workers displaced by trade, education and training can help them qualify for new, higher-value-add jobs.
Protectionist trade barriers can reduce trade flows, but those who think uncompetitive jobs can be preserved by making trade more difficult are wrong. Listen to GE's Jeff Immelt, who, seeing the political tide turning against globalization, recently announced that in response to rising protectionism, his company will build more plants abroad. "At GE, we will always be a strong American manufacturer," Immelt said. "We will produce for the U.S. in the U.S, but our exports may decline."
Visiting Malaysia and India recently, my optimistic view that growth and progress are inexorable and beneficial was reinforced. In Kuala Lumpur, construction cranes are everywhere and growth has topped seven percent for a quarter-century. India now has outpaced China as Asia's fastest growing economy. This represents a major opportunity for American exporters, but only if the U.S. continues to work to open those markets.
If the U.S. fails to ratify TPP, it won't halt economic growth in Asia, but it may mean, as Wolf suggested, the end of Western leadership of globalization. China would be able to increase its role as an economic leader in Asia, meaning less wealth and less security for Americans, as Zoellick argued in another WSJ op-ed.
Making the case for trade liberalization in the face of protectionist fears isn't easy. When I was assistant U.S. trade representative for public affairs in the Reagan Administration, there was a rising tide of protectionist sentiment as manufacturing jobs were being lost to imports from Japan and Germany. The Administration responded with tough retaliation against unfair trade practices, combined with brilliant negotiating by Ambassador Clayton Yeutter that opened up markets for U.S. exports of manufactured and agricultural products, as well as services.
We worked hard to convince the American public that trade, on balance, helps everyone, and it has. Over the past generation, abject poverty has been halved and a truly global middle class is rapidly emerging. This means growing market opportunity for business and better lives for billions of people.
CCOs of global companies must help our enterprises promote the benefits of free trade and globalization. We also should support education and training for those whose jobs have been affected by trade or technology. By creating opportunities both for jobs and for rising living standards, business can be a force for progress for workers and consumers in developed and developing countries alike.


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5 Secrets to Creating Better Audio Ads
Audio is–and always has been–a powerful way to tell a story. History is chock-full of examples of audio being used to establish profound connections and commemorate important moments. Think about President Roosevelt's "Fireside Chats" in the 1930s, or the "little" public radio podcast that piqued a nation's interest in a Baltimore murder.
For advertisers, audio not only lends a personal touch to mass communication, it also has an extraordinary ability to cut through today's media clutter. Audio can deliver a message directly into the earbuds of your target audience, with or without their eyes on the screen.
Creating the perfect audio spot isn't easy but with the right direction and tools, any marketer can master the digital audio ad.
We asked Pandora's award-winning audio team for their expert tips on creating effective digital audio ads that both capture attention and drive results…here's what they said:
Secret #1: Use a Conversational Tone
Traditional radio ads are notorious for shouting voiceovers, overused sound effects and excessive repetition. This approach can be especially off-putting when delivered in a digital environment. Using a conversational tone creates an easier transition between entertainment content (like music) and advertising. It's less jarring, so it feel like less of an interruption. The listener should feel like they're being spoken by a friend, by someone they can trust.
Secret #2: Address the Individual
Digital offers marketers a number of ways to target an audience. Why not ensure your ad creative reflects the same level of personalization? We've mentioned that audio is often delivered directly to a listener's earbuds, so the more you can address the individual, the better. For example, plenty of audio ads on Pandora begin with, "Hey Pandora listener…" and they always tend to be the most effective. Why? When someone speaks directly to you it resonates, it captures your attention.
Secret #3: Simplify Your Value Proposition
Less is more when it comes to communicating your brand's value proposition. So get right to the point, and make it short. Don't try to explain every benefit your product or service provides–stick to what's most relevant for the targeted listener. In a typical audio spot, you only have 30 seconds to deliver your message anyways (or even less if you consider our shortening attention span). Mastering this tip will help you make a bigger impact.
Secret #4: State a Clear Call-to-Action
Make sure the listener knows what to do next. Do you want them to visit your website? Sign up for an appointment? Fill out a form? In the planning phase of your ad campaign, determine what your business goals and KPIs are for each ad. Then, tailor the creative accordingly. Every spot needs a prominent call-to-action to encourage the listener. But keep it conversational (See Tip #1), and please no unnecessary shouting.
Secret #5: Tap into the "Theater of the Mind"
While the first 4 secrets deal more with how to write an effective audio ad, this one is about how to strategically employ sound as a storytelling technique. By creating a landscape of sound (shall we say soundscape?), you encourage the listener to participate in your storytelling by filling in the "blanks" with their imagination. This dynamic tool, powerfully unique to audio, can include music and other recognizable sounds and noises. It not only engages the listener, but actually gifts them co-ownership of your brand message.
Digital audio is an opportunity for marketers to get "up close and personal" with their audience. The best ads will make an impression and deliver a message, while being easy on the ears. Now that you know Pandora's top 5 expert tips for making effective digital audio ads, you're ready to think about choosing the right platform for your campaign. Make sure you're considering the size of a publisher's addressable audience before you decide where to spend your money.
To learn more about how Pandora can help you with your audio strategy:Back to all insights


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|"Paul J. Reder" <rede...@remulak.net>
|Re: [TEST] Apache 1.3.26 Release Candidate for Testing
|Tue, 18 Jun 2002 19:47:47 GMT
I have just finished testing 1.3.26 on AIX and it looks good to me. William A. Rowe, Jr. wrote: > The new Apache release is available for immediate testing. Please reply-to > firstname.lastname@example.com with any observed variance between this version and > your previous experience with recent Apache 1.3.x releases. > > The packages, until General Availability release within the next two hours > will be available from; > > http://httpd.apache.org/dev/dist/ > > .tar.gz and .tar.Z files are for Unix builds, -win32-src.zip file is for > the Windows > builders [with cr/lf line endings.] Win32 .exe and .msi installer > packages are > online for testing as well.]. > > Excerpting tomorrow's announcement; > > This version of Apache is principally a security and bug fix > release. A summary of the bug fixes is given at the end of this document. > Of particular note is that 1.3.26 addresses and fixes the issues noted > in CAN-2002-0392 (mitre.org) [CERT VU#944335] regarding a vulnerability > in the handling of chunked transfer encoding. We would like to thank > Mark Litchfield of ngssoftware.com for discovering and reporting the > vulnerability. > > -- Paul J. Reder ----------------------------------------------------------- "The strength of the Constitution lies entirely in the determination of each citizen to defend it. Only if every single citizen feels duty bound to do his share in this defense are the constitutional rights secure." -- Albert Einstein
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Healthcare Reform
As a result of the Patient Protection and Affordable Care Act, several provisions went into effect on September 23, 2010:
- Youth, up to the age of 26, will be able to remain on their parent's health insurance policies.
- Children with pre-existing conditions, like autism or asthma, cannot be denied coverage.
- With the exception of consumer fraud cases, insurers will not be able to cancel health insurance policies.
- Insurers can't deny claims, without providing the insured an opportunity to appeal.
- Limits on the amount of money insurers will pay in insurance claims over a lifetime will be prohibited.
- Restrictions on the insurers' ability to impose annual limits on the value of insurance benefits will be implemented.
- Coverage will be provided for some preventative services, such as depression screening, alcohol and drug use assessments, and behavioral assessments for children.
This CSMH policy brief provides an overview of health care reform and the implications for school mental health. The brief highlights important changes to health care under the Affordable Care Act and its potential impact on mental health services for children and families. There is also a list of helpful resources and websites related to health care reform.
The websites listed below will continue to provide updated information about health care reform:
- Henry J.Kaiser Family Foundation
This website, sponsored by the Henry J.Kaiser Family Foundation, has an interactive timeline that illustrates when the provisions of the health care reform law will be implemented over the next several years.
This website has information on grant opportunities related to prevention, workforce development, demonstration projects, and service provision for clients with Medicaid. There are specific funding opportunities that will become available to support the operation of school-based health centers.
- HealthCare.gov
This federal government website, managed by the U.S. Department of Health & Human Services, provides information to aid in the understanding of the Affordable Care Act, including information on the timeline for implementation, and aids consumers in accessing affordable health insurance coverage.
- MentalHealthCareReform.org
This informative blog is supported by the National Council for Community Behavioral Healthcare and contains information about the insurance regulations, grant opportunities, and updates on new legislation.
- Georgetown Center for Children and Families
A section of the Georgetown Center for Children and Families website contains links to several helpful resources, including a summary of the laws, a children's health policy blog, and several publications on health care reform implementation.
- National Conference of State Legislatures (NCSL)
The National Conference of State Legislatures (NCSL) has a website dedicated to health reform implementation, including information about the federal law, Medicaid, and grants. The National Conference of State Legislatures is a bipartisan organization that serves the legislators and staff of the nation's 50 states, its commonwealths and territories.
The following documents address some of the implications of health care reform for children and adolescents, schools, individuals with mental illness, and diverse populations:
- The Patient Protection and Affordable Care Act of 2010: How does it help adolescents and young adults?
An issue brief published by the Center for Adolescent Health & the Law and the National Adolescent Health Information and Innovation Center addresses how the Patient Protection and Affordable Care Act will affect adolescents and young adults.
- Health Care Reform and Adolescents- An Agenda for the Lifespan
The Society for Adolescent Medicine issued a position paper that outlines how health care reform should address the needs of adolescents and young adults.
- September 23 Health Care Reforms: Making insurance work for children and families
The Georgetown Center for Children and Families produced a document that summarizes the implications of health insurance reform on children and families.
- How is Health Care Reform Changing School Health?
The National Coordinating Committee on School Health and Safety released a brief document that outlines how health care reform will affect school health.
- How Will Health Reform Help People with Mental Illnesses?
A document published by the Judge David L. Bazelon Center for Mental Health Law summarizes how health reform will impact people with mental illnesses.
- Patient Protection and Affordable Care Act of 2010: Advancing Ethnically Health Equity for Racially and Ethnically Diverse Populations
A report from the Joint Center for Political and Economic Studies identifies how the Patient Protection and Affordable Care Act will help reduce racial and ethnic disparities in healthcare.


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I am not a theologian. I'm simply a Catholic guy, who has fallen in love with his faith. This is the faith that Jesus handed to Peter and the apostles, which emerged through the theological inspirations of the Early Church Fathers.
We don't like terms like "liberal" and "conservative" to describe Catholicism, because we believe that the Church is not conservative or liberal, but it will endorse the truth wherever it lies. On one hand, the Church takes a "liberal" position on the poor and says, take care of them. On the other hand, the Church takes a "conservative" position on the moral teachings that Jesus gave us. This includes Christ's teachings on sexuality, marriage, obedience to God and reverence for his Holy Word.
There are claims that the Magisterium has dropped the ball on Vatican II. At the centre of this movement against the Magisterium is the claim that the Lumen Gentium document calls for the Church to revise its position on "there is no salvation outside the Church" and that we should be a lot more open to other religions as valid ways to heaven. They wonder why the Church is so old fashioned and slow to change.
Some liberal theologians think the role of Magisterium has outlived its usefulness. They question the role of Mary, they think the Church should endorse women's ordination, and gay marriage. They think the Church's position on contraception is backwards. They think infallibility of the Magisterium is a myth. So therefore all Dogma is open for grabs, especially purgatory. They don't think we need to pray for the souls in Purgatory, because they say it is a theological creation of the middle ages to control the masses. Perhaps a few days in Purgatory would change their minds. Perhaps then they would be begging for faithful Catholics on earth to pray for them. I sure hope someone prays for me after I die.
This "liberal bubble" happened after Vatican II but was a bubble that most of the newer members of the Church have long since rejected. Now it seems to rest with an older crowd of Catholics who hit their 20's in the 1960's (and the liberal press). They love reading Joan Chitister and other liberal "catholic" writers. They tend to hang out on the east coast USA and Europe.
Thank God the new generation of Catholics are coming back to the Magisterium. Perhaps the best article I have on this is an interaction between myself and a liberal Catholic of that generation. It's a fairly long read but it is a very good exchange. It is here.
In many respects I totally agree that we need to revisit the faith. We need to come alive in Christ. I do not think that this renewal and examination should undermine the wisdom that has been handed to us through the ages. The newspapers are calling the liberal movement a new Reformation, which instead of separating from the church, it is trying to change the Church from within.
We believe in unity for the Catholic Church and I don't believe that unity is possible without the Magisterium. We simply have to look at the experiment of Protestantism to see how quickly division enters into any movement that is not without central authority. We believe that is why God gave us a Magisterium and why he promised to protect its dogmas against error. (Mat 16:18)
I have set apart this section of my web site because it deviates from my main purpose, which is to build bridges between Evangelicals and Catholics. But in the course of my ministry to Evangelicals I have been challenged by "Catholics" who want to gut the Magisterium and incorporate the principles of Human Secularism. Sometimes in a "fundamentalist" way. Hopefully, this will provide some responses.
I am simply a Catholic guy responding to Jesus' prayer for unity, "that they may all be one, as you Father, are in me and I am in you." (Jn 17:21) I hope this will help us to love one another as He has loved us. (Jn 13:34). "Let us not give up meeting together... but let us encourage one another." (Heb 10:25)
Lord Jesus, let Your prayer of unity for Christians
become a reality, in Your way.
We have absolute confidence
that you can bring your people together,
we give you absolute permission to move.


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CHICAGO --One person is dead and two other people are hurt after a two-car crash Tuesday morning on the city's West Side.A green GMC van lost control, hit a silver Dodge Stratus and then went up onto the curb and hit a bicyclist at the intersection of Pulaski and Madison about 7:30 a.m. The bicyclist was critically injured. A pedestrian, 55-year-old Johnny Bell, was killed. A third pedestrian suffered minor injury.
The intersection was closed off for about two hours.
The drivers of the two vehicles were rushed to the hospital. Investigators were on the scene for most of the morning.
One witness described the scene just after the accident happened.
"When I looked up and I saw the ambulance sitting there, they were just standing there for a minute. They didn't want nobody to see it. So they closed the door. I looked up. That was it. That's what I saw. Next set of people in the van, they was hurt pretty bad, too," said Leon James, witness.
One of the drivers was taken to Mount Sinai Hospital. Another was taken to West Suburban Medical Center. They are expected to recover. All the victims in this accident are adults.


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Organic farming can create more jobs, wealth
Organic farming in Madhya Pradesh can create nearly 60 lakh employment opportunities, Rs 23,000 crore of wealth accumulation and export worth of Rs 60 crore in next five years, says a study 'Madhya Pradesh: Inching towards Organic Farming' conducted by Associated Chambers of Commerce and Industry of India (ASSOCHAM).
The study that was released here on Wednesday, urges member organizations of ASSOCHAM to promote organic farming it the state as MP has potential to take India's global share in organic farming export from current less than one per cent to 2.5% by 2015.
Director ASSOCHAM, U K Joshi said organic farming provides 30% more jobs per hectare as compared to non-organic farming. And if on-farm storing, processing, value addition, packaging and marketing are included then it would create an additional 20 lakh job opportunities in the state.
The study claims that if the state manages to exploit its organic farming potential then it can check migration of people to other states and it can increase the per capita income of farmers of state by about 250%. The current per capita income of farmers in Madhya Pradesh is Rs 4,200 and it can touch Rs 10,600 per month over the period of next five years. The reason is that organic farming can bring down the input cost and can fetch farmers premium pricing of their product up to 50% of the normal price.
Considering the increasing awareness about health, ASSOCHAM believes that demand for organic food products will increase rapidly. In MP nearly 45% of the cultivable land can be converted into organic farming over a period of five years. It is significant in the scenario when the state is facing shortage of fertilizers. To deal with this, apex industry body has suggested the state government to focus on organic farming in their agricultural policy.
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Серия: Cathedral's Eve
Выступали:"Solveig" International Vocal Centre Ensemble of Soloists
Freddy Cadena's Festival Orchestra
Gleb Karpushkin (French horn)
Marina Omelchenko (organ)
Oleg Yakubovich (oboe)
Olga Ionova (soprano)
В программе: J.S. Bach, G.F. Handel, J. Haydn, W.A. Mozart
We are so different. We speak different languages, our tastes in food and entertainments differ, and our level of education is not the same. But none of us – neither a three years old child, nor a professor of philosophy – is able to give a thorough answer to the question: where do we come from and where do we go? Thus the atmosphere of the spring feast of Easter, feast of renovation and victory of life over death, is dear to all of us, even to atheists.
What kind of music is suitable for such a comprehensive feast? Indeed everyone has his or her own preferencies… But no doubt the world's two top composers are Mozart and Bach. And one doesn't need to enter their fan club to get rid of the remainder of winter spleen by means of their music, as the sun warms everyone regardless of his or her ideas.
Enjoy a solemn orchestral interpretation of the great classics' masterpieces and a solo of the trumpet, the most cheerful musical instrument, set off by the noble chivalrous horn and oboe reminding of shepherds and their flocks. Besides the program includes vocal melodies performed by a soloist of the "New Opera".
"Solveig" International Vocal Centre Ensemble of Soloists
Directed by Radomira Krasavina, laureate of an award of the Government of the Russian Federation
Honored Artist of Russia
Gleb Karpushkin (French horn)
Artist of Yury Bashmet's "New Russia" Orchestra
Программа будет опубликована ближе к концерту
В нескольких словах (теги): Holiday, Organ and orchestra
Фотографии с концерта «Big Easter Concert. Freddy Cadena's Festival Orchestra»
Опубликовано через нашу страницу facebook.Access Token not set. You can generate Access Tokens for your Page or Profile on fb.srizon.com. After generating the access token, insert it on the backend


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Natalie A. Sears is a Commercial Litigation attorney who clerked here before joining Hiersche, Hayward, Drakeley & Urbach, PC as an associate.
Natalie graduated cum laude from SMU Dedman School of Law in 2015 and was a Dean's Scholarship recipient. While attending SMU, Natalie served as Articles Editor and NAFTA Reporter for the SMU International Law Review Association. She was a recipient of the Case Note, Distinguished Paper Award, and a finalist in the ILRA Best Comment Competition. Natalie participated in the Jackson Walker Moot Court Competition and was awarded the Best Oral Advocate in Round. Natalie authored several articles that were published by The Law & Business Review of the Americas.
Natalie earned a Bachelor of Business Administration in Marketing, magna cum laude, from Texas Christian University in 2012 where she was a Dean's Scholarship Recipient and founding President of the Women's Business Network.


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I've come here since I was little and it's one of my very favorite spots. I always like to jump on the rocks and with my way up or down.
Own or manage this property? Claim your listing for free to respond to reviews, update your profile and much more.


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Eye Trauma El Paso TX
Are you new to the area or simply hoping to build a new relationship with a highly skilled and compassionate optometrist who can offer you El Paso TX urgent eye care? Look no further than El Paso EyeCare, where you can receive the top tier eye are you need to achieve optimal optical health.
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text: Kim Kardashian's butt breaks the internet, with endless memes and mockery I mean. While I refrain from deriving judgements out of Kim Kardashian's latest Papermag cover… I couldn't help but laugh at Kim Kardashian's highly photoshopped waistline. When you got it, why not flaunt it the way it is? I tried reverse-photoshopping Kim's Papermag cover. I haven't reduced the size of her bottom but simply added bulk to her (highly photoshopped) waistline and redefined her waist contours. Alas! She looks more like a human than a centaur. Take a look at the comparison.


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Yesterday, after publicly humiliating myself on this blog, I walked the green (doesn't "green" seem like to mild a word?) sweater to the donation box, got myself on the bus and went downtown to meet Kathy (of the comments) and her friend Nadine while they were in town for a visit to Koigu.
I didn't tell you all ahead of time because I figured that if we hated each other, we could just forget that it had ever happened and nobody would ever have to know. Turns out, Kathy and Nadine are a whole lot of fun. Clever, nice, funny…these ladies had it going on. We lunched downtown, then jumped in a cab and went to Romni. Romni is a huge wool store and they have tons of stuff. (Really, tons. I mean if you aren't prepared for it you can be a little overwhelmed. Me, I have a high resistance to wool, so I do ok…but some new knitters might get a little woozy. Just put your head between your knees and don't look at the cashmere and you'll be ok) We made a beeline for the Fleece Artist stuff, and in the interest of leaving you with the impression that Kathy and Nadine are women of restraint and decorum, we shall not discuss any further details of that trip. Suffice it to say that they have excellent taste, lovely manners, wickedly sharp senses of humour and I'd spend time with them any way I could get it. (They went to Koigu today and they said I could go with them but I have a stupid *job*. I cannot tell you of the deep and bitter pain that I feel when I think of them being there without me.
I may have bought a little fibre at Romni, but stuck exclusively to the Canadian wools theme that Kathy had going on and just got me a little fleece artist.
This is their sock yarn. Hand dyed merino. I have no idea why my camera is refusing to recognize the actual colours present in this yarn, but for starters, the actual orange in the yarn is a lovely burnt orange sort of colour, with olive undertones. Not Day-glo/tang/preventing hunting accidents in the woods/ orange.
This is kid mohair roving. Be still my heart.
I tried really, really hard to demonstrate some sort of fidelity to the socks, or the tank, or the cardie (oh…yeah. I started another cardie. It's boring, you don't care) but I sort of accidentally spun up some of the roving.
I think it's sort of interesting that I bought such colourful stuff, I'm usually a little more restrained. (Green sweater from yesterday duly noted, but you can't hold that against me. I was young, I was foolish, I was clearly not getting enough of some kind of vitamin.) I think it's the by-product of shopping with Kathy, who has great taste in colour and isn't afraid to go nuts with it. Who knew that I was this suggestible? (Shut up Ken.)
I love every single inch of it all.
Do you know that for weeks now, I've been traipsing out to my front garden each morning with an armload of knitting, fibre and yarn, then carefully positioning it all in amongst my plants, crawling around in the garden for good vantage points, and taking pictures of it, and not one of my neighbours (I'm in the garden right against the sidewalk. People are literally passing within inches of me and my sweaters in the bushes…inches. I live in a busy urban neighbourhood too, lots of people passing by.) not one person has asked me what the hell I'm doing? Just thought I'd mention that.
Lunching ladies
Yesterday, after publicly humiliating myself on this blog, I walked the green (doesn't "green" seem like to mild a word?) sweater to the donation box, got myself on the bus and went downtown to meet Kathy (of the comments) and her friend Nadine while they were in town for a visit to Koigu.


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Words containing cekha
Found 2 words containing cekha. Browse our Scrabble Word Finder, Words With Friends cheat dictionary, and WordHub word solver to find words that contain cekha. Or use our Unscramble word solver to find your best possible play!
- Scrabble
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Jared Shapiro, Web Managing Editor & Graphics ManagerFebruary 8, 2018Filed under Satire
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Professor Amy Wax from the University of Pennsylvania Law School visited the University on April 26 to deliver a lecture to students and faculty. (By the time this article...
After a national search lasting several months, the University Department of Athletics announced its new director of athletics and recreation on April 19. Jermaine Truax,...
In 1776, the first Greek organization was founded at the College of William and Mary with the intention that the group would solely exist as a space where men can have enriching...
Student thrown out of class for saying hot dogs are sandwiches
April 26, 2018
The disappearance of Ray Gricar, 13 years later
April 19, 2018
Bison place among elite competition at Outdoor Classic meet
Amy Wax stirs up controversy
University names Jermaine Truax as new Director of Athletics
Syracuse case a reminder that Greek Life must combat waves of negative press
Investigative News
Students should have more parking options with Academic East construction
Who's the biggest tease?
Ken Burns speaks on "The Vietnam War" and other documentary successes
Meet Anna Chiodo-Ortiz
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Club Information
We meet at 6:30 PM on the first Tuesday of each month. Our
meetings are held at Two International Plaza on the second floor
suite 208 located just off of Briley Parkway in Nashville.
Map Location
Anglers of all skill levels are
We welcome boaters and non-boaters
who desire to improve their angling
skills in a fun and friendly competitive
environment. You can join throughout
the year but the best time is in the
months of December & January. We
offer Saturday, Sunday and weekend
tournaments to accommodate most
anglers schedules.
Affiliations & Membership Dues
Team Nashville Bassmasters is affiliated with the FLW,
Tennessee Bass Federation and The Bass Federation, Inc.,
Your dues of $81.00 will include memberships in FLW &
Tennessee Bass Federation. Which means you will be eligible to
fish events in both organizations.
Community & Events
Team Nashville is the sponsoring club for the FROSTBITE
held annually on the last Saturday of February at J. Percy Priest Lake in Nashville,
We participate in several activities including kid's fishing days, conservation
programs, and Open tournaments. We also send a team to compete in the TN.
Bass Federation State Championship each year.
Contact: Bruce Greig
Phone: 615-351-5964
Email: firstname.lastname@example.com


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Festive congress : Take the Time
Festive congress : Take the Time
Oikos Magazine celebrates its 20th birthday. For two decades, Oikos has built a lively network of citizens who passionately care about the future of Earth and the world we are building on it. And what better way to celebrate than by giving the ecological debate an extra boot? So we present a festive congress on November 26, themed Take the Time. The title refers to the fact that a magazine like Oikos, that invites people to take their time to read articles. The theme also refers to the paradox that working on the transformation to a social-ecological society requires time that we no longer have - think of the climate crisis, for instance.
The congress will be an interactive day fed by four original essays by inspiring wirters.
Dorien Knockaert, food writer at De Standaard, who tackles the theme time for food. We take less and less time to eat or even cook. Ready-to-eat meals are more important than life quality or sustainable agriculture. Is this the new time to eat?
Johan Braeckman, philosophy professor at UGent, discusses working time. We keep on working harder, while the distinction between work and private life fades. Proposals like a basic income frequently arise. Working time is not what it was before; where do we go from here?
Warda El-Kaddouri, researcher and youth representative at the UN, will talk about age. Is that the time we have lived, the way we experience our time, or the different way different generations experience time? Can it lead us to a different interpretation of life?
Praised novelist Jeroen Theunissen examines the intriguing perspective of freed time. Whether it's at work or in private: the performance culture rules the waves. Can we free time again, and turn performance time into quality time?
Together with you, the reader, we work towards an inspiring and interactive day. You can be the first to discover your essay of choice (via email@example.com). After taking the time to read it, you can mail your reactions and questions and in the afternoon of November 26 you are invited to have a conversation with the essay's author. In the evening there will be plenary session with the four authors and a couple of readers - possibly you!
All participants of this festive congress will receive a free copy of the extra edition of the magazine, including the four essays. More info about the event can be found on www.oikos.be.


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Enter your work address to calculate commute times to and from 1204 Williams Dr.
Great opportunity for small start up or investor. Property has two houses on main road off of IH-35. Multiple zoning including commercial. Great location for urban farm surrounded by upcoming commercial developments, such as new apartment complexes, restaurants, and retail all within walking distance. Property has established pomegranate, plum, and crepe myrtle trees.
|7407602 - Commercial Sale
|Price Decrease - 105 days (149 days total)
|$350,000 - $25,000
|7407602 - Commercial Sale
|Price Decrease - 44 days
|$375,000 - $38,000
|7407602 - Commercial Sale
|Sign up now to access all sold information!
|Show More (4)
Property Listed by: Keller Williams Realty
The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Based on information from the Austin Board of REALTORS® (alternatively, from ACTRIS) from August 21st, 2018 at 8:55am CDT. Neither the Board nor ACTRIS guarantees or is in any way responsible for its accuracy. The Austin Board of REALTORS®, ACTRIS and their affiliates provide the MLS and all content therein "AS IS" and without any warranty, express or implied. Data maintained by the Board or ACTRIS may not reflect all real estate activity in the market. All information provided is deemed reliable but is not guaranteed and should be independently verified.


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A motorcycle ridden by Chris Pratt in dinosaur movie Jurassic World has gone up for auction online.
The Triumph Scrambler Bonneville, one of only three specially-customised motorbikes featured in the film, is on sale on eBay.com.
It was ridden by Pratt in thrilling chase scenes in the blockbuster action movie, and all proceeds from the auction will go to The Distinguished Gentleman's Ride, an annual event in aid of prostate cancer charities.
The auction is due to close on 2 August (15) and bidding had reached $12,800 as WENN went to press.


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Mortgages London
* Your Home may be repossessed if you do not keep up repayments on your mortgage.
** We charge a Fee between £399 to 1% of the mortgage advance depending on your personal circumstances.
Whether you are a first-time buyer looking for Fixed Rate Mortgages or looking for an online mortgage advisor or you may be aiming to switch your mortgage at the end of a Fixed Rate Mortgages deal with an existing lender, you want to find the best option to meet your needs, thats where online mortgage advisor comes in who can give you independent mortgage advice.
The online mortgage advisor will help you sift through thousands ofFixed Rate Mortgagesavailable at any one time, from various lenders. Each Lenders have different criteria's and different type of Fixed Rate Mortgage deals which cater for all sorts of different requirements. This is where you will benefit from Independent Mortgage advice.
For example, a new homebuyer may want the security of a fixed rate mortgage and an existing borrowermay just want a cheap remortgage deal and those with bad credit will simply be looking for a specialized lender willing to give them a chance.
All borrowers, regardless of personal status, want to be able to compare the best Fixed Rate Mortgages on the market and find out what might suit them. Which is where our mortgage service can help? We cover the whole of market be it trackers, Fixed Rate Mortgages, fee-free, flexible or self-certified loans and, effectively using a mortgage calculator, can tell you within seconds what you can afford and we can tell you what is the best Fixed Rate Mortgages deal for you according to your needs.
To find the right deal, all you do is discuss what you require with your online mortgage advisor and answer some simple questions. We will narrow down your search on your behalf; tell you what loans are available, how long the deals last for and their true cost.
Our service even tells you the monthly payments and how much interest you might pay, allowing you to decide if it is affordable or not. You can then apply, either online or by phone. You decide.
If you are a first time buyer, buying your first home why don't you use ourRent v Buy calculator to see if it is affordable for you to buy your own home or rent.
Online Mortgage Broker
The internet has made doing things so much easier and quicker. We can bank online, talk to people across the world through video-chat, email instantly, and even get a mortgage through an online mortgage brokerwho is a specialist in mortgage advice london and UK. It saves time and money. It makes researching much easier using an online mortgage broker who is a specialist in mortgage advice in london and UK. Many people will post their experiences on review sites for all to see. It is easy to shop and compare because almost everybody who has a site on the subject can be found through a search. Just by typing in a few key words, we can find local and not so local online mortgage brokers to do business with. These online mortgage brokers can give you the best service and help you get the best rate possible.
You may be wondering whether a mortgage broker can help you save money, then discover the facts!
Many people go to a local bank to get the mortgage they need to buy a home. However, the problem is that this is often the most expensive option, and there is room to save. In fact, there are many lenders out there, and therefore you could save thousands!
Researching these various banks can take time, and some people want an easier access to the best home mortgages you don't just want to see rates being advertised you want to know that the rate you are interested in is a valid interest rate. This is where in theory, the broker comes in. You can expect to find some good deals with incentives with a online mortgage broker.
The first thing to remember is that you can go through a mortgage broker and save, but to get the best savings, you need to understand a couple of points.
Yes, you can save big.
However, there are some important factors you need to consider when you are thinking about any mortgage through a home mortgage specialist.
You need to make sure that the online mortgage broker deals with the whole of market.
You need to make sure that the mortgage broker provides you with advice and recommendation and lets you know all upfront costs.
You need to make sure that the mortgage broker is knowledgeable about all that is happening in the industry and lets you know about incentives of banks.
Discuss with the mortgage broker any exclusive deals they may have that the bank's branch do not have.
I have found that going online is the best method to find the best online mortgage broker who is a specialist in mortgage advice london and UK. You can research, and find out more on the web site of the online broker, and some even allow you to enter your details online, so you can find that perfect mortgage for you.
Mortgage Brokers London
If you are planning to purchase a home, more than likely you are going to need to get a mortgage preferable from a mortgage brokers London company. Of course when you decide to look for mortgages in London & UK, from a mortgage brokers London company there are many points that you have to keep in mind which we shall discuss however, there are many people who decide to go with a mortgage brokers London company for a variety reasons. If you take a look at the facts, you'll find that there are definitely great reasons for using a mortgage brokers London company can help you get the best deal. Here are just a few of the reasons you need to use an online mortgage brokerto help you get the mortgage that you need in order to purchase a home.
A mortgage broker will help you in sorting through mortgage Information - First of all, you'll find that a good mortgage broker can really help you when you are trying to sort through all the mortgage information that is out there today. After all, all you have to do is look online and you'll find that there are thousands of different offers for mortgages that are available today. There is so much information out there and so many different options to consider that sorting through all this information can be daunting and very time consuming. However, if you have a good broker who specialises in mortgages in Londonand working for you, they will sort through all the information for you, making it much easier for you. Then you won't have to worry about being overwhelmed by all the information available on mortgages today.
You Need Help Making an Informed Choice - Another great reason to have a mortgage broker to help you find the right mortgage is that you'll need some help making an informed choice. While there is definitely a lot of information out there on mortgages, you'll find that it is probably impossible for you to sit down and go through all of the information. You no doubt want to make a choice that is informed but you may not have the time to learn all the legal and financial terms that you need to know. This is where a broker can help you by giving you the information that you need to make the right choice based on good information.
Exclusive Deals Through Brokers - Usually you'll also find that you can get the best interest rate quote and the best deals when you go with a mortgage broker. Going with a broker is a great option that will help you to find the Twin Cities best mortgage rates out there. You see the brokers are well connected and they are definitely able to find you the best possible deals because of their great connections, so this is just one more reason that you should definitely use a broker when you are looking for a good mortgage on a home.
The Broker Deals with the Worry - You'll find that trying to find the right mortgage can be stressful for you and you don't need to deal with all that worry. When you have a good mortgage broker in London or the UK, you can just let them deal with the worry. They'll be dealing with all the hassle for you so you won't have to worry about getting everything done in order to get the mortgage you need. This takes a whole lot of pressure off you, which can be a huge help when you are trying to purchase a new home.
Save Both Time and Money - Of course you'll find that you'll save both time and money by going with a mortgage broker as well. You probably don't have the time to go looking for the best mortgage option out there and you don't have the time to learn all that you'd need to know to make the best decision. When you go with a broker, they do all the work, saving you time. Since they are doing the work, they'll make sure you get the best possible deal, which will help you save money as well.
The Broker Works for You - Another great reason that you should go with a good mortgage broker is because the broker works for you. Instead of working for the banks, the brokers are on your side, helping you to get a great deal. However, you can be sure that your broker is working with you to help you find the best mortgage for the best possible deal.
The mortgage brokers London Company Can Help You Find the Best Mortgage for Your Needs - Every person has individual needs when they are trying to find a mortgage. This is another reason to go with a mortgage broker when you're purchasing a home. You can let the broker know about your needs and they'll be able to help you to find the best mortgage for your individual needs. You only fill out one application - when you go with a mortgage broker. This is definitely a great reason to go with a broker for your mortgage. The last thing you want to do is spend time filling out multiple applications. The broker will take your one application and show it to various lenders, helping you to get a great mortgage while only filling out one application, which is a huge help on credit scoring.Mortgages Birmingham & UK
If you are looking for face to face advice for Mortgages Birmingham and the UK then look no further we work round your needs and time that are convenient for you. We are a whole of market broker providing advice for Mortgages Birmingham and the UK.
I'm Interested...
Client Testimonials
Ambareen is excellent at her job, friendly and approachable. She did a fantastic job at securing us a mortgage at a good rate. Cannot fault her service. Really pleased I chose her, would definately recommend her service to everyone who wants to apply for any financial needs hassle free.
Thank you once again
Selina - Blackburn
We cannot recommend Ambareen highly enough. Ambareen has helped us to arrange our mortgage twice now and each time she has been extremely proactive on our behalf. She always responds to our calls, provides staightforward and clear advice and is very reliable. Ambareen is always honest, friendly and supportive and takes the stress out of the whole process
Ivon Beer & Baljit Kandola-beer
We first approached Ambareen in 2011 to help with a buy to let mortgage we were having difficulty with. Ambareen got us a mortgage offer and assisted in the mortgage being completed swiftly.Since then we have continually worked closely with Ambareen for all our mortgage needs
Steven Joyce - Sussex
I cant fault the service received from Ambareen from Mortgage Solutions. Always committed to offering good advice, options and the best product to suit our needs. Ambareen is always helpful and friendly and happy to explain and help with any enquiries.
Thank you for everything K Seward
I would like to thank Mortgage Solutions in handling my mortgage application in a timely manner and professional manner and made me feel that my business was important and worked hard to find me the best mortgage to meet my specific needs. I was very impressed that they were there when i needed advice and their personalised service made the whole mortgage transaction a comfortable experience.I would recommend Mortgage Solutions to anyone who is need of mortgage advice.
High Wycombe
For years you have consistently provided very competent and professional mortgage service for myself, family and friends. I am pleased that in you I have found a very able Mortgage Advisor, who gives swift progress updates without having to chase. I have also much appreciated your ad hoc info and sign posting without attempting to lure me into a certain mortgage product.
With Best WishesDr Aamir Ehjaz
I have a good experience with Ambareen Mirza from Mortgage Solutions; my mortgages were handled in timely and professional manner. Ambareen communicated and kept me up to date of process and all updates from lenders promptly.The reason I own 2 properties now is thanks to Ambareen, who explained available options to me and helped me understand what was available in the market. I was initially going sell my existing property and buy new house to live in, Ambareen helped me to re-mortgage the existing mortgage and also to find new mortgage for my dream home. This was achieved in an orderly fashion without any hassle
I was impressed with her service as I was able to get hold of her at any time of my convenience. I would gladly recommend her to any of my friends and family. Saying that I was recommended Ambareen by my brother
Roshana Yogachandran
Ambareen of Mortgage Solutions went above and beyond to secure me a fantastic rate on my current house. She found deals that no bank would offer. This is not the first time I have used Ambareen, previously she helped in a difficult transaction when purchasing my first home.
I highly recommend AmbareeenQasim Latif
Mortgage News
If you are looking for Large Mortgage Loans to fund a reside......more
Advice On Finding The Best Remortgages In The UK.......more
Getting The Best Buy To Let Mortgage In The UK......more
Are Cheapest Fixed Rate Mortgages Worth The Commitment......more
The Benefits Of Equity Release In The UK......more


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Champions Soccer returns to Woodlands Park for the 23rd consecutive year in July, and Otters will benefit from EVERY player that attends the camp! It will run from Monday 31st July to Friday 4th August.
For every player that attends the camp, Otters will receive money to spend on kit and equipment.
This football camp has been attended by many Otters players down the years and this year promises to be the biggest and best yet!
For more details and to book your place, download the information letter by clicking this button:
We look forward to seeing you there!


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DuploTEC® 10630 SBF is particularly suitable for the permanent mounting of attachments on windshields such as mirror bases or sensor mountings. Based on an epoxy adhesive, a 630μm thick reactive tape has resulted, which among other things, convinces with its shape stability during the curing process at increased temperatures. The trend towards autonomous driving and thus to an ever increasing number of assistance systems, which are also attached to the windshield, has necessitated the bonding of brackets that are increasing in size as well as in weight. With the development of DuploTEC® 10630 SBF, the Lohmann "Bonding Engineers" have successfully met this challenge. Heavy mounts also remain in the desired position during the warm-up phase of the curing process. DuploTEC® 10630 SBF thus enables a fast, clean and precise assembly process.
Bonding with DuploTEC® 10630 SBF on the windshield meets the requirements of the automotive industry with regard to torque, peeling and shear forces, and also passes the temperature and weathering tests.
The tape possesses the necessary flexibility even after curing at 130-170°C in order to compensate for the different thermal expansion of the substrates. The innovative tape DuploTEC® 10630 SBF is delivered as a perfectly fitting die-cut.
So that the customers themselves can make a picture of the "Smart Bonding Approach" from Lohmann, the Neuwied headquarters were extended by a technology center which was officially opened in October last year. The technology center stands for innovation, transparency and creativity. For example, in the new "Bonding Arena", the application engineering laboratory, the Bonding Engineers test and optimize the bonding processes also together with the customers. Thus, both customers and visitors are able to visualize and experience the "Smart Bonding Approach" and the Lohmann value chain in situ, for instance for the reactive systems, to which DuploTEC® 10630 SBF belongs. The workflow: product requirements, product selection, pretreatment, prototyping, assembly and component testing becomes a real-time demonstration of the skills of the "Bonding Engineers".


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All the events are free. Donations to support Walk for Memories benefiting Alzheimer Society of Oxford is encouraged. The first ever All About Health Mini Expo is sponsored by Puresource, Purity Life, Body Plus and Vega.
Tuesday, January 18, 2011
First Ever All About Health Mini Expo
All About Health Remedy'sRx is having the first ever mini health expo this week. On Thursday January 20th evening at 7pm, Lee is presenting a Weight Management seminar. Friday, January 21st evening at 7pm, Digestive Health Seminar is conducted by Lee and Elizabeth Stewart, RHP from Puresource, Inc. with product demonstrations and sampling. Saturday, January 22nd, Dr. Pamela Thornton-Pow is presenting the Healthy Kids seminar at 10:30am. Erin, personal trainer from F.I.T Institute will present a parent and kids "Fun and Fit" demonstration. Lee will prepare 4 different kinds of smoothies at 11:30am for the "Power Smoothies". There will also be gluten-free cookie samples, lots of free natural product samples to take home and many new products to try out.
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This recipe showcases Brown Mustard Seeds.
½ cucumber, washed, de-seeded and coarsely grated
½ tsp. fine sea salt
1 tbsp. black/brown mustard seeds
300ml natural yoghurt
2 tbsp. finely chopped fresh mint
sea salt and freshly ground
white pepper
Mix the grated cucumber with the salt, which will suck excess water out of the cucumber flesh.
Transfer to a sieve over a bowl to catch the bright green drips and refrigerate for at least 2 hours. After this time, rinse the salt off the cucumber and press the excess juices through the sieve with the back of a spoon.
Heat a dry frying pan or skillet. Add the mustard seeds and toast, shaking, with the lid on to prevent the seeds from popping everywhere.
Tip into the drained cucumber. Mix with the other ingredients. Season to taste with salt and pepper.
Chill and serve. Great with grilled fish


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REALIZED INVESTMENTSBack to Realized Investments
Susser Holdings Corporation is the largest independent convenience store operator and non-refining motor fuel distributor in Texas. The Company's business model combines retail convenience store operations and wholesale fuel distribution. Susser has grown from 5 retail stores in 1988 to more than 525 stores in 2012. For more information, visit: www.susser.com


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|Here at NRPM we are always excited to welcome new people, sadly we cannot allow guests to take part in more than reading certain pre-sanctioned topics. If you would like to take part in reading our VideoGame encyclopedia, Entering tournaments, Taking challenges to wring your games of every last minute of play, having fun and much more; a membership to NRPM is the only answer.
Registration is Fast, Easy and Satisfying.
With ZB many new cool things will be coming, the only way to make sure your getting treated to the best of the best and your on top of what is cool is with a membership!
Join NRPM Today!
If you're already a member please log in to your account to access all of the bonuses of being a member!
|Pet Chao Adoption Center!
|Tweet Topic Started: Feb 24 2006, 06:30 PM (770 Views)
|Feb 24 2006, 06:30 PM Post #1
Triforce User
No Spamming
No Flamming
And have Fun! :D
We still need 2 or more Mods or Admins to animate them because I don't know how! And I will PM 1 Mod or Admin to do 1 Chao for sumbody so we are not going crazy here! ^_^
It will cost 120 Zenny to buy 1!(I might might change the price! 0_o ) You may only have 2... but if you want you can have as many of the same one in your sig!
|To lazy to make a sig...
|1 user reading this topic (1 Guest and 0 Anonymous)
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