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Eight of the largest funders from across New Mexico have banded together and created an easy-to-use online common application system that will significantly reduce paperwork and improve the grant application system for New Mexico nonprofits. The new process is unique to New Mexico and its ability to prefill grant application forms is innovative to the nonprofit industry.
The funders' priority is to simplify the grant application to reduce the amount of time involved for nonprofit applicants. General information required by all funders will only have to be filled in once, or updated annually to ensure accuracy, here at SHARE New Mexico. Nonprofits are also able to securely upload and store frequently requested documents such as the IRS 990 form, an organization's last audit report or current financial statements for use with grant applications. Funders have the ability to customize questions for each grant application through the common application process and can view proposals online at SHARE. "This online common application will not only make it easier for nonprofits submitting applications for grants, it will also provide a common location for funders to post grant programs which will benefit both funders and nonprofits," said Diane Harrison Ogawa, Executive Director of the PNM Resources Foundation, one of the funders working on the new process.
Albuquerque Community Foundation, Intel, McCune Charitable Foundation, Nusenda Foundation, PNM, PNM Resources Foundation, Sandia Foundation and United Way of Central New Mexico. Other funders are welcome to participate as well. Please click here for more information.


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Suppliers of Fertilizers
Будем рады видеть Вас в числе наших постоянных покупателей!
Интернет-магазин Агромаркет ИПК
Contact person: Игорь
Tel: 0683434348
E-mail: agro-ipk at ukr.net
Contact person: John Bosco
Loita Street,Pension Towers,14th Floor, http://www.beriumgroup.com
Tel: +254733195206, +254733195206
E-mail: info at beriumgroup.com, fannon.benjamin at beriumgroup.com
We are De-Livers Groups we are positioned here in Cotonou Republic of Benin and have our branch offices in Congo
Brazzaville, Guinea Bissau, Takarde Ghana and also Mali.
We are sourcing agents to different buyers who are registered with our company. We aid them to source sellers of their
various products and link the up directly with the sellers.
We are writing to you because we have buyers that are interested in your products and we will like you to send us your
updated company products list and best prices for careful study.
Note : Send best Prices and only available products.
Awaits your response
DE-Livers Groups
+229 98055999
Enquirers On Your Products
Contact person: Richard Adams
C/1009 Zongo
Contact person: Witalij Gorn
Zenkivska st. 35
Tel: +38 067 1859527
E-mail: hmiconss at gmail.com
We are committed to providing exceptional gardening services to our clients at competitive price.
Contact person: Hortica
DXB - RAK Emirates Road Exit No. 86
United Arab Emirates
Tel: +971 553221259
E-mail: horticaplantsajman at gmail.com
Eximat Elemental Sulphur Division
Contact person: Sudhakar Kumar
212 SRS Tower, Sector 31, Haryana
Tel: 91 0129-2982212
E-mail: contact at elementalsulphur.com
We produce phosphate-rock from 20% p2o5 grades and above.
El Wataneya for Mining and Quarries
Contact person: Khaled A.F Ahmed
57, Mostafa EL Nahas St., Nasr City
Tel: +20 22270 3308
E-mail: info at sayyad.com
Contact person: Anton Kravchenko
Domostroitelnia St. 25
Sank Petersburg
Russian Federation
Tel: +7 812 1587695, +7 812 1587696
Fax: +7 812 1587698
E-mail: biogumus-lux at yandex.ru
Coco Peat also known as coir pith or coir dust, is a byproduct of extracting fibres from the husk of a coconut. Coco peat is the binding material that comes from the fibre portion of the coconut husk. The coir dust is washed, heat treated, screened and graded before being processed into various Cocopeat products for Horticultural and Agricultural Applications and Industrial Absorbent.
Our coco peat is usually shipped in the form of compressed bales, briquettes, slabs and discs. The compressed cocopeat is converted into fluffy cocopeat by the addition of water. A single kilogram of cocopeat will expand to 15 litres of moist cocopeat. Cocopeat may also be mixed with sand, compost and fertilizer to make good quality potting soil.
Advantages of our coir peat are that it provides good water retention property to soil, increases soil aeration, enhances soil wetting and acts as a solid potting medium and substratum for plants. In horticulture, cocopeat is recommended as substitute for peat because it is free of bacteria and fungal spores, and is sustainably produced without the environmental damage caused by peat mining. Cocopeat has high lignin and cellulose content which makes it ideal for growing mushrooms which thrive on the cellulose. Being a good absorbent, dry cocopeat can be used as an oil absorbent on slippery floors. Cocopeat is also used as bedding in animal farms and pet houses to absorb animal waste so the farm is kept clean and dry.
Contact person: Swapna Patronis
2 / 850-B, Near Govt. School Bus Stop, Kongorpilly
Tel: +91 484 2511908, +91 924 9558227
Fax: +91 484 2514250
E-mail: info at swarnatrades.com, swarnatradesindia at gmail.com
- production of standard grade fertilizers.
- distribution of a wide range of mineral fertilizers from the production facilities of EuroChem Mineral and Chemical Company.
Contact person: Kharitonov Sergey
Novi Bilyary Village, Kominternivcky District, Odesa Region
Tel: +38 048 7593883, +38 098 2203820
Fax: +38 048 7593883
E-mail: sergey.haritonov at himagro.ru, caxap-odessa at mail.ru
Aglukon Spezialduenger GmbH & Co. KG
Contact person: Nikolaj Seel
Heerdter Landstr.199
Tel: +49 (0)2 11 / 50 64 - 237
E-mail: info at aglukon.com

subset: commoncrawl


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text:
Piercing The Corporate Veil - Part I
It is trite law that upon incorporation, a company becomes a legal entity distinct from its members. To me, the ban about the Niqab looks very hypocritical. Of course no matter whether you have a long soft hair, within the choice of dress, according to your face is to choose the most appropriate veil. As a French Niqabi, Ahmas, 32, perfectly quoted, \"the politicians claimed these folks were liberating us what they\'ve done is always to exclude us from the social sphere\".
Taking some time out to accomplish a simple craft needs to be relaxing. While personality and dress style are very important, a veil can look a little out of place in the wedding the venue is very opposite the veil and dress styles.


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The Legal Excellence Program - Winnipeg
Articling Opportunities Across Canada
Winnipeg, Joint Articling Program
The Department of Justice (DOJ), Prairie Region, Winnipeg Office, is proud to offer a joint articling program with the Public Prosecution Service of Canada (PPSC). DOJ and PPSC carry out distinct responsibilities on behalf of the Attorney General of Canada. DOJ supports the Attorney General of Canada as the chief law officer of the Crown, provides legal advice to federal government departments and agencies and represents the Crown in civil litigation and before administrative tribunals. PPSC is the federal government organization responsible for prosecutions on behalf of the Attorney General of Canada.
Winnipeg's joint program offers a unique and exciting opportunity for students to gain experience within two distinct federal organizations practicing in widely varied areas of the law. Winnipeg articling students will divide their time equally between DOJ and PPSC in six month rotations.
Department of Justice, Prairie Region, Winnipeg Office
The Prairie Region consists of four offices, one in each of Winnipeg, Saskatoon, Edmonton and Calgary. The Region is organized into four main legal portfolios:
- Public Safety, Defence and Immigration (PSDI) - PSDI counsel represent the Attorney General of Canada in litigation relating to matters of public safety. Client departments including the Royal Canadian Mounted Police, the Department of National Defence, Correctional Service of Canada, Immigration, Refugees and Citizenship Canada and Canada Border Services Agency. Areas of practice include immigration, extradition, constitutional and corrections law.
- Business and Regulatory Law (B&R) - B&R counsel conduct a variety of litigation on behalf of the Attorney General of Canada. Client departments include Environment and Climate Change Canada, Fisheries and Oceans Canada, Health Canada and Transport Canada. Areas of practice include human rights, administrative, environmental, energy, access to information and constitutional law. B&R counsel also provide advisory services, including drafting commercial agreements and dealing with real property and leasing matters.
- Tax Law Services (TLS) - TLS counsel represent the Minister of National Revenue in all matters before the Tax Court of Canada and the Federal Courts of Canada. They deal with disputes concerning the assessments and reassessments of taxes by Canada Revenue Agency under the Income Tax Act, the Excise Tax Act (GST) and the Employment Insurance Act. TLS counsel also provide legal services regarding the collection of debts owing to the Crown.
- Aboriginal Law Services (ALS) - ALS counsel provide advisory and litigation services on matters relating to Aboriginal law, primarily to Crown-Indigenous Relations and Northern Affairs Canada, and Department of Indigenous Services Canada. This includes Aboriginal and treaty rights, Indian Residential School abuse claims and settlement of land entitlement claims.
The Prairie Region's Winnipeg office, with about 44 lawyers and students, works on high profile matters within all four of the regional portfolios. They enjoy the close-knit atmosphere of a relatively small office, while simultaneously working with DOJ lawyers and client departments located across the country.
Lawyers in the Winnipeg office appear before all levels of Manitoba and Federal Courts. They also appear before administrative tribunals, including the Canadian Human Rights Commission, the Transportation Appeal Tribunal of Canada, the National Energy Board and the Canadian Environmental Assessment Agency.
Students in the Winnipeg office can expect to work on files within all four portfolios during their six-month DOJ rotation. They may be involved in civil litigation, tax trials, negotiations, judicial reviews, motions, examinations for discovery and legal research. Our students are involved in all aspects of our work and are highly valued members of our team.
Public Prosecution Service of Canada (PPSC)
The PPSC's Winnipeg office has approximately 25 lawyers who appear in all levels of court in Manitoba in the conduct of prosecutions, related motions and appeals. They are responsible for:
- Prosecuting all drug offences under the Controlled Drugs and Substances Act, regardless of which police agency investigated the alleged offences.
- Prosecuting violations of federal statutes such as the Fisheries Act, the Income Tax Act, the Excise Act, the Customs Act, the Canadian Environmental Protection Act, and the Canada Shipping Act, as well as conspiracies and attempts to violate these statutes.
- Prosecuting terrorism and certain criminal organization offences under the Criminal Code, as well as money laundering and proceeds of crime charges.
- Under arrangements with the provinces, the PPSC may also prosecute Criminal Code offences related to drug charges.
Students are involved in all aspects of the day-to-day affairs of the group. Specific tasks include the preparation of disclosure materials and files for prosecution, interviewing witnesses, conduct of summary conviction trials, assistance in the prosecution of indictable offences, assistance in the conduct of docket courts, legal research and the preparation of pleadings.
General Articling Information
Articling students in Winnipeg are governed by the Law Society of Manitoba. Students must successfully complete 52 weeks of full-time articles, as well as the Manitoba CPLED (Bar Admission) Program. Further information on the Manitoba articling process is available at The Law Society of Manitoba website.
The Winnipeg offices of DOJ and PPSC are pleased to offer the Legal Excellence Program (LEP) to our articling students. The LEP is designed to provide students and junior lawyers with experience, skills, training and knowledge essential for the successful practice of law. This is fostered by providing students with a varied articling experience, highlighted by the rotations through DOJ and PPSC.
While no guarantee of employment beyond articles can be made, experience confirms that many former students continue with the office.
Salary and Benefits
For the 2019-2020 year, articling Students in the Winnipeg DOJ and PPSC offices are entitled to:
- Annual salary of $39,652 (to be confirmed)
- 15 days vacation per year, pro-rated
- 15 days paid sick leave per year, pro-rated
- Medical and dental coverage
- Pensionable service.
How to Apply
We are observing the Law Society of Manitoba's Manitoba Articling Student Recruitment Guidelines for the 2019-2020 Articling Year:
- Applications must be received no later than 12:00 p.m. (noon) Central on Friday, May 11, 2018. Candidates will be contacted on Friday, May 25, 2018 between the hours of 10:00 a.m. and 12:00 p.m. Central, to schedule an interview.
- Interviews will take place between 8:00 a.m. (Central) on Monday, May 28, 2018 and 5:00 p.m. (Central) June 1, 2018.
It is anticipated that two articling positions for the 2019-2020 year will be filled through this process. This posting is open to persons residing in Canada and Canadian citizens residing abroad.
This posting is open to persons residing in Canada and Canadian citizens residing abroad.
All applications must include:
- A cover letter;
- resume; and
- copy of law school transcript.
Applications that do not contain ALL of the above-mentioned documents will be considered incomplete. Incomplete or late applications will not be considered.
You will be required to bring an Official Transcript and proof of citizenship to your interview.
You will be required to bring an Official Transcript and proof of citizenship to your interview. Applicants must demonstrate in their application that they meet all of the essential qualifications and conditions of employment set out in the attached Statement of Merit Criteria (http://www.justice.gc.ca/eng/abt-apd/recru/lep-pea/smcpro-ecmbrp.html).
The Department of Justice is committed to employment equity and to providing employment opportunities to law students who are an Aboriginal person, a person with a disability, a member of a visible minority group and/or a woman. Students who wish to have their employment equity status considered at the time of articling interviews should self-identify in their articling position applications.
Contact Information
Dinh Bo-Maguire,
Deputy Regional Director and Senior Counsel
Chair, Winnipeg Articling Committee
Telephone: 204-984-7652
Facsimile: 204-984-5910
E-mail Address: firstname.lastname@example.com
Centennial House
310 Broadway Avenue, Suite 301
Winnipeg, MB R3C 0S6
Andrew Robert,
A/Deputy Regional Director and Senior Counsel
Chair, Winnipeg Articling Committee
Telephone: 204-984-7731
Facsimile: 204-984-8495
E-mail Address: firstname.lastname@example.com
Centennial House
301 Broadway Avenue, Suite 301
Winnipeg, MB R3C 0S6
- Date modified:


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Paleo Honey Mustard Lamb Recipe
The meat of young sheep that are less than one year old, lamb is a great source of high quality protein, perfect for those who are trying to lose weight and/or build muscle. It also contains high levels of zinc, which is needed for growth, healing, and a robust immune system. Not to mention, it contains unsaturated fat which is good for the body.
Drooling for lamb now, try this Paleo Honey Mustard Lamb Recipe and be fulfilled.
- 2.5 lbs lamb leg
- 1 Tbsp coconut oil
- 1 Tbsp organic mustard
- 2 Tbsp organic raw honey
- 2 garlic cloves, minced
- 1 Tbsp fresh rosemary
- 1 large sweet potatoe, chopped
- 2 organic carrots, chopped
- Preheat oven to 400 degrees
- Take a roasting pan and line it with baking paper
- Place the lamb inside the roasting pan
- In a bowl combine coconut oil, mustard, honey, garlic and rosemary.
- Rub the mixture over the lamb
- Add carrots adn swwet potatoes and season with salt and pepper
- Roast for 15 min and reduce heat to 350 degrees


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Know more about this business than we do? Cool! Please submit any corrections or missing details you may have.Help us make it right
Administration Center
Psr Building
Be the first cleveland.com user to add photos or videos of St Joseph Catholic Church
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Catholic Church-St Joseph


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I'm sure to many of you listening my guest for this episode would not need much of an introduction. He is a well known actor, voice actor, and musician whose credits include animated classics such as Dragonball Z and Sailor Moon, video games such as the Full Metal Alchemist series, and Star Trek fans know him as the executive producer of Star Trek Continues, a fan-made continuation of the original 5 year mission of the Enterprise where he also portrays Captain James T. Kirk. Of course I'm talking about Mr. Vic Mignogna.
I talked with Vic about how he fell in love with Star Trek as a kid and how the show has affected his life over time. We also talked about how Star Trek Continues got started, what goes into making an episode, and what the future has in store for the production.
Vic's fan club website is risemboolrangers.com. You can also contact him on Twitter @vicmignogna. Star Trek Continues just released its seventh episode and you can find all of the episodes at startrekcontinues.com.
The Prime Direction is part of the Cosmic Potato Podcast Network. You can listen to the show right here on the website or you can subscribe on iTunes, Stitcher, or Podcast Addict on the Adroid store. Wherever you get the show make sure that you give it a rate and review so that it will be easier for other people to find the podcast.
Every fan has a story. if you would like to be on the show and share with me the story of your Star Trek fandom then just send me an email at firstname.lastname@example.com. Please understand that a lot of people want to take part in the show so be patient and I'll write you back as soon as possible.
Thank you for listening to The Prime Direction: The Story of Star Trek's Fans!


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What is the origin of 'sleep tight'?Read more
One of the mysteries of the English language finally explained.
See definition of brusque
1'he was disliked because of his brusque manners'
curt, abrupt, blunt, short, sharp, terse, brisk, crisp, clipped, monosyllabic, peremptory, gruff, bluff
caustic, tart, abrasive
outspoken, plain-spoken, not afraid to call a spade a spade, indelicate, tactless, undiplomatic
discourteous, impolite, rude, uncivil, offhand, snappish, snappy, churlish
polite, verbose
One of the mysteries of the English language finally explained.
In this article we explore how to impress employers with a spot-on CV.


text: Global Spiritual Astrology – Neptune Conjunct Chiron in Aquarius Opposition TransPluto a.k.a. Percephone or Divine Mother Pt. 2 by Robert Wilkinson In part 1 we discussed Chiron conjuncting Neptune in late Aquarius, a zone symbolizing the "Cusp of the Aquarian Age." Today we factor in these planets' oppositions to TransPluto, or Divine Mother, at the end of … Continue reading


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Keep your business safe & protect against cybercrime
Safeguarding intellectual property, financial information, and your organisations reputation is a crucial part of any business strategy; failure to address such threats as part of an ongoing process of review, testing and training, could have significant business continuity, cost and reputational implications.
A 2014 Info Sec Survey found that 60% of SMB's had reported some form of security breach, costing each organisation on average between £65,000 – £115,000. These findings are supported by almost daily stories of large scale cyber security incidents. Cyber criminals target client data, sensitive commercial information & bank accounts.
Cybercrime presents a significant risk to client information and assets – impacts of such attacks could range from:
* Financial losses from theft of information, financial and bank details or money.
* Losing business from bad publicity, damage to reputations & customer base.
* Costs of fines if personal data is lost or compromised.
* Damage to other companies you supply or are connected to.
MintTec can help you safeguard your systems with complete confidence; identify risks & advise you on how to plan & implement the right solutions to protect your business from cybercrime & online threats.
Your Cyber Security Assessment:
- A collaborative process is used to identify security related issues.
- Identify any known or potential security concerns / threats / vulnerabilities.
- Review current or planned mitigations (defences such as AV, Firewalls etc.) and security infrastructure.
- Identify and report on residual risk (risk = likelihood x impact).
Dependent upon your needs, we can provide different levels of security reviews. Additional services include:
- Penetration testing with documentation.
- Security knowledge transfer to support personnel.
- End user security awareness training.
- Remediation Services in the event of a current breach.
- Compliance assessment with independent testing.
For your complete peace of mind all our consultants are industry accredited professionals who use pre-defined and agreed ethical techniques.
Book your Free Cyber Security Assessment Today*
*terms and conditions apply


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Mary Ainsworth1788Cheshire,England
Searching for my ggg grandmother Mary Ainsworth b.18 May 1788 Lower Abebbington, Cheshire,England. died 15 Jan.1860 Brombrough,Cheshire,England. Married William Anglesey on 12 Nov.1810 in Eastham,Cheshire, England. Her father was James Ainsworth b. abt 1764 in Abebbington, m.Elizabeth Jones 1778 in Abebbington. James father was Robert Ainsworth b.abt1738 in Bromborough, m. Jane Jones 1 Oct 1758 in Neston Parrish. Have my line back to Mary for sure, some info missing for James and family and Robert and family, What I have is verifiable to a point any help would be greatly appreciatedThanksVerle
More Replies:
Mary Ainsworth1788Cheshire,England
K Anglesey 10/30/03
Re: Mary Ainsworth1788Cheshire,England
Re: Mary Ainsworth1788Cheshire,England


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Girlie men
Arnold's advice ignored
1-Nov-04. Contrary to Governor Schwarzenegger's admonition, some of us were girlie men for Halloween.
Girlie men invade The Barracks
Said Bob, "Your gang looks like a USO show out to entertain the troops. Britney Spears has nothing to worry about."
Earlier in the day, Jim caught some of the festivities on the Veo cam.
Said Jim, "Looks like your home was in use by some long haired paramilitary force this weekend. Watch your step and lock your doors!"


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The Daybook project now officially comes to a close. It's been an intense and enlightening enterprise, but for me now comes a time of moving onward on other fronts. Since the entries remain posted in the archive, you are certainly invited to call them up through the year – especially if you came aboard once we were well in progress.
One of the biggest surprises for me has come in the participation, as it were, by Elizabeth Bathurst, a brilliant though little known Quaker from the early days of the movement. Setting up the daily presentations in their three-part format and leaving the third one to her, they often seemed to pop up as a mini-Quaker Meeting for worship, with messages that were not intended to flow neatly one into the next but rather bounce off each other, the way the Spirit often moves in our gathered silence. I hope Elizabeth has found an appreciation and welcome in a new circle of Friends today.
The next question is just where this blog is headed in the coming year. The pace of postings will slow down, for certain. For the first half of the year, at least, these will present a monthly consideration of new ways Friends might go about doing the things that keep us together as a community of faith. There will also be photos of Quaker meetinghouses and related scenes.
And I imagine there will be some wild-card kinds of entries.
Thank you for sitting with me through the past year. Let's see what else develops.


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Second in a two-part series examining destabilizing trends in the marketplace lending sector.
In April former Treasury Secretary Lawrence Summers stood before a large audience in New York and delivered a speech that channeled the political zeitgeist of the post-crisis era.
The speech was titled "New Lending for a New Economy." In it, Summers argued that following the wreckage of 2008 and 2009, the burgeoning marketplace lending industry had the ability to contribute to U.S. financial stability.
"Platform lending doesn't have the central connection to leverage that traditional banking does. There is no entity that carries a balance sheet with leverage. There's nothing there that is too big to fail," Summers told an industry conference.
This was true, as far as it went. Firms like Prosper Marketplace and Lending Club, where Summers serves on the board of directors, do not take credit risk. If scores of loans on their platforms go bad, the losses will be spread widely among an array of individual and institutional investors.
But Summers did not mention the numerous ways in which the young industry that had gathered to hear his speech has begun to resemble more traditional, riskier forms of finance.
The conference's attendees included big banks that provide leverage to institutional investors in marketplace loans. It also included online lenders that use leveraged balance sheets to earn more sizable returns on their loans, in much the same way that nonbank lenders have done during previous periods of credit expansion.
The use of leverage, once rare in a sector that was built on the idea of linking everyday borrowers and savers, has today become routine. And some in the industry are issuing warnings about the risks being taken.
"I think there are many very savvy investors. But there are also some folks without pants on," said James Wu, chief executive of MonJa, an analytics firm that caters to institutional investors in marketplace loans.
Leverage is entering the online lending world in multiple ways. In some cases, institutional investors securitize the loans they purchase and hold onto the riskiest bonds.
Another common arrangement involves institutional investors borrowing from banks in order to achieve higher yields.
Brendan Ross, president of Direct Lending Investments, which does not use leverage, said that the yields on marketplace loans to consumers have narrowed in recent years. That has led some investors to turn to leverage.
"You used to be able to get double-digit returns without leverage," Ross said, referring to the consumer lending side of the business. "Now you need leverage to get double-digit returns."
The leverage is often provided by large banks, including Citigroup, Capital One Financial, Deutsche Bank and Morgan Stanley, according to sources familiar with the market.
Citi and Deutsche Bank declined to comment. Capital One and Morgan Stanley did not respond to requests for comment.
Several observers said that as the marketplace lending industry has become better established, banks have gotten a better understanding of how the loans are performing, and are therefore more prepared to lend to institutional buyers of the platforms' loans.
"I think banks and sophisticated investors and institutions have become much more comfortable with the asset class," said Don Davis, founder of Prime Meridian Capital Management.
Prime Meridian recently announced that it is merging with Poise Lending, which runs a levered investment fund. Davis said that roughly two-thirds of the money in the Poise Lending Fund, which will invest in consumer loans, will be borrowed.
He expects the fund to yield about 12%, net of fees, which compares to 7.6%-7.7% yields in the unlevered consumer loan fund that Prime Meridian manages.
Davis said that his firm is using leverage responsibly, but he warned that other fund managers are taking unwise risks.
"Some people are just tripping over themselves to make as much money as they can while the sun's shining," he said. "And then during the bad times, the investors are left holding the bag."
Wu, the CEO of the analytics firm, said that some institutional investors who are new to the marketplace lending sphere are applying large amounts of leverage in hopes of earning outsized returns.
As an example of the wishful thinking that he said is prevalent among certain investors, Wu cited an unnamed fund that has advertised unlevered returns of 15%, and significantly higher yields once leverage is applied.
Wu warned that in a downturn, some investors will suffer significant losses. "And the use of leverage obviously magnifies the effect," he added.
Other market participants were more sanguine about the rising use of leverage in marketplace lending.
Simon Champ, CEO of Eaglewood Europe LLP, said at an industry conference in November that leverage has allowed his fund to invest in lower-risk credits than it could otherwise.
"I've actually de-risked the fund by doing that," he said.
Frank Rotman, founding partner of QED Investors, a venture capital firm that makes equity investments in online lenders, argued that today's leverage ratios are not high enough to set off danger signals.
"The leverage ratios that you're talking about are like, one-to-one or two-to-one. You're not talking about massive amounts of leverage, like in the banking system," he said. "So yes, leverage is creeping into the next-gen funding solutions for loans, but it's creeping in at a very managed rate."
For their part, operators of the lending platforms also seemed unconcerned about the degree to which buyers of their loans are employing leverage.
"The amount of leverage on the platform today is not significant, and I think we're going to continue to see that coming down over time," said Renaud Laplanche, CEO of Lending Club, the world's largest lending platform.
Albert Periu, global co-head of capital markets at Funding Circle, a small-business loan platform with operations in the U.S. and Europe, said: "I wouldn't want all of our investors relying on leverage. I think it's important to have a diversified base."
But leverage is entering the online lending sphere in other ways, too.
Many of the nonbank firms that are frequently described as marketplace lenders are actually balance-sheet lenders that finance their loans with credit lines from large financial institutions. Those credit lines serve as a form of leverage, which magnifies both the risk and return for the lenders.
Other firms, including the publicly traded small-business lender OnDeck Capital, have a hybrid business model that includes both marketplace lending and balance-sheet lending.
"I think as some newer platforms saw the returns that could be made on the loans, and saw the willingness of banks and other finance providers, even the platforms have started taking on leverage," said Jahan Sharifi, a lawyer at Richards Kibbe & Orbe.
The balance-sheet lending model looked more attractive in 2015 than it did a year earlier, as the two publicly traded lending platforms — Lending Club and OnDeck — did not sustain the lofty valuations from their initial public offerings.
Since August, the list of online lenders that have announced debt financing includes: Avant, which focuses on subprime borrowers and got a $200 million revolving credit facility from J.P. Morgan, Credit Suisse and others; ZestFinance, another subprime consumer lender that got $150 million in debt financing from Fortress Investment Group; and Earnest, which refinances student loans and received $200 million in lending capital from New York Life Insurance and others.
Todd Baker, principal at Broadmoor Consulting, argues that the current crop of online lenders is similar to previous generations of nonbank finance companies. Such companies typically offer niche loans that banks are not interested in making, and they are heavily dependent on the capital markets for liquidity, he said.
"From a business model standpoint, they're finance companies," Baker told an industry conference in November. "Historically, [finance companies have] had rapid growth and a shorter life span than other types of financial service companies. They've had very high, but highly cyclical returns."


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ati White
The mixing of two native varieties, "malagouzia" with "assyrtiko", grown in Northern Greece,creates a result that is flooded with lively aromas of flowers and citrus. This wine is perfectly balanced and soft, with light sour-sweet caramel taste in the aftertaste.
"Wine is constant proof that God loves us and loves to see us happy"
"You can't buy HAPPINESS but you can buy WINE and that's kind of the same thing"
"Wine a bit, you will feel better"
ati Red
The harmonious blend of the native variety of "xinomavro" with the cosmopolitan "merlot" grown in Imathia, produces a rich and well-structured wine with soft tannins and spicy aftertaste. The wine has a deep red colour and a characteristic black fruit aroma that develops into a rich bouquet during the ageing time (2 years) in oak barriques and then in the bottles.
"Penicillin cures, but wine makes people happy"
"What is the definition of a good WINE? should start and end with a SMILE!"
"Wine is a bottle poetry"
ati Rose
Rose ati is produced from the cosmopolitan variety of "Syrah" grown in northern Greece. It has a pomegranate colour and intense fruit flavors with the dominant notes being strawberry and raspberry. It is a balanced wine with a long aftertaste.
"Life is too short to drink bad wine"
"Wines makes all things possible"
"There's always time for a glass of wine"
Sweet kiss
If taste encountered elegance, then surely they would create "the sweet kiss". This wine is a rare blend of Merlot, Syrah and Xinomavro, rich, with delicate aromas and perfectly balanced. A fine wine whose bouquet and original taste will satisfy all your senses. It is a wine with rich aromas of dried fruit and spices, which is the result of a painstaking maturation in unfermented sugars as many are necessary each year so that the result refers more to a mellow "dry" wine which is drunk by both those who like soft dry wine and by the friends of 'sweet' wine.


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Samsung RS53K4400BC American-Style Fridge Freezer
Brand: Samsung
Dimensions: H: 178.9cm x W: 91.2cm x D: 74.7cm
Product Code: RS53K4400BC
Availability: In Stock
- Fresher food and no odour transfer with Twin Cooling Plus
- Enjoy chilled drinks thanks to a built-in water and ice dispenser
- No more defrosting thanks to frost-free technology
- Easy control with external LED touch display
You'll have plenty of space with the Samsung RS53K4400BC American-Style Fridge Freezer, packed with technology to keep your food fresh and make storing it simple.
Great conditions for your food
Keeping your food fresher for longer saves time and money on shopping trips, and keeps wastage down to a minimum. The Samsung RS53K4400BC does this with Twin Cooling Plus, which controls temperatures and maintains optimum humidity in the fridge and freezer compartments via two separate air flows.
Cooling air on each shelf provides steady temperatures to keep food safely chilled and preserved. Fresh produce stays crunchy and nutritious, and smells don't transfer between items, so everything tastes great.
Chilled drinks on tap
Pour yourself an ice cold glass of water or chill drinks using the water and ice dispenser. It generates cubed ice, so you can cool down a glass of soda. Smooth touch controls make dispensing ice and water effortless.
Inside the freezer there's an ice maker that allows you to scoop up cubes for easy drinks chilling. It's ideal for entertaining – since the fridge freezer's plumbed, you'll have ice and water available at all times.
No more defrosting
Automatic fridge defrosting and a frost-free freezer save you the hassle and mess of manual defrosting. Get on with things you'd rather be doing and enjoy a clean, clear refrigerator.
A constant temperature throughout the appliance keeps perishables fresh and nutritious while preventing frost and ice build-up. It also helps improve energy efficiency and durability.
Find what you want quickly
You'll be able to find the things you need any time as tower LED lighting brilliantly illuminates both compartments without taking up valuable storage space.
Keep an eye on fridge and freezer temperatures using the external LED display, with touch controls for easy adjustments – it also lets you set Holiday Mode for when you want to run the appliance cost-effectively while you're away. A child lock prevents accidental changes to settings.
Manufacturer's guarantee 2 years
Energy efficiency rating A+
Annual energy consumption 420 kWh
Fridge / Freezer configuration - Fridge right
- Freezer left
Total gross capacity 558 litres
Total storage capacity 535 litres
Storage volume - Fridge: 361 litres
- Freezer: 154 litres
Suitable for outbuildings No
Climate class SN - T
Optimum ambient temperature range 10 - 43°C
Noise level 39 dB(A)
Colour / Finish Black
Number of shelves 5
Number of salad crispers 2
Number of door compartments 4
Interior light LED
Shelves Safety glass
Storage features Egg rack x 1
Fridge gross capacity 362 litres
Fridge auto-defrost Yes
Fast chill function Yes
Air-flow cooling Yes
Other functions - Holiday mode
- Twin Cooling Plus
Suitable for Cans & bottles
Special features Bottom shelf & in-door
Compartments - Drawers x 2
- Shelves x 3
- Door balconies x 3
Clear drawer fronts Yes
Interior light LED
Ice making facility Internal ice dispenser
Freezer gross capacity 196 litres
Freezer star rating ****
Defrosting Frost free
Fast freeze function Yes
Power failure safe-storage time 12 hours
Freezing capacity 12 kg / 24 hours
Water dispenser Still water
Ice dispenser Cubed ice
Plumbed Yes
Controls External touch controls
Digital display - LED
- Fridge & freezer temperature
Thermostat Twin
Temperature warning No
Open door warning Audible
Child lock Yes
CFC free Yes
HFC free Yes
Door Opposite-opening doors x 2
Recommended installation space - 50 mm to the sides
- 50 mm above
Flat back design Yes
Box contents - Samsung RS53K4400BC American-Style Fridge Freezer
- Egg rack x 1
Dimensions 1789 x 912 x 747 mm (H x W x D)
Recess dimensions 1789 x 912 x 747 mm (H x W x D)
Boxed dimensions 1909 x 960 x 810 mm (H x W x D)
Weight 106 kg
Boxed weight 110 kg
|Energy Rating


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Additional Information
Product Line Syringes Syringe Brand Hamilton Type Autosampler Syringes Syringe Line 701 ASN Syringe Series HP 7673A - Dual Gauge Replacement Parts No Lead Time 10 days
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Hamilton 10 ul 701 ASN Syringe (23S/1.71/2)


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Lily Aldridge Presents the $2 Million Victoria's Secret Fantasy Bra!
Lily Aldridge reveals the $2 million 2015 Fireworks Fantasy Bra designed by Mouawad at Victoria's Secret at the Third Street Promenade on Monday (November 2) in Santa Monica, Calif.
"Hey LA!!! The secret is out! Come meet me and see the 2015 Fantasy Bra in Santa Monica today. I'll be signing autographs at the Third Street Promenade Victoria's Secret store from 3-4PM �'� #VsFashionShow2015 #DreamComeTrue #ComeSayHi ❤❤❤" the 29-year-old supermodel tweeted.
See Lily wearing the bra in this new photo in case you missed it!
The Victoria's Secret Fashion Show will air on December 8 on CBS.


text: Brand MarketingTexas Appoints Utility PlayersBy J. Dee Hill|October 2, 2000ShareBy J. Dee Hill|October 2, 2000ShareThe Public Utility Commission of Texas has named four finalists in its search for an agency to create the first consumer- education campaign promoting the opening of the state's energy market to alternative providers in 2002.Agency sources last week said Sherry Matthews Advertising in Austin, Texas, and Dallas shops Burson-Marsteller, McCann-Erickson Southwest and Berry-Brown Advertising have all advanced to the finals.At least two of the contending agencies currently do business with the state. McCann-Erickson last year acquired the Texas tourism business, while Sherry Matthews handles several government accounts, including the Texas Commission on Alcohol and Drug Abuse's Partnership for a Drug-Free Texas program.The PUC contract, once awarded, will be one of the largest in the state for a government entity. The project will be funded at $12 million for the first year. The assignment's four-year expenditures could amount to as much as $48 million.The PUC, based in Austin, heard oral presentations last week and is expected to select an agency within a matter of days. The review is being managed in-house.According to the request for proposals, the PUC is looking for an integrated campaign that includes public relations and the creation of a Web site, as well as traditional advertising.According to Bob Bartels, customer education liaison at the PUC, all of the finalists have partnered with other Texas agencies, including public relations and Hispanic specialists, in order to provide a full slate of communications services.The PUC's review committee will be evaluating the agencies' presentations based on the findings of a consultant. The group hired the specialist to evaluate similar public-education campaigns in states such as Connecticut and Maryland, where competitive energy markets have already been introduced."Customer education has played an important role in helping prepare customers for the changes that are coming," Bartels said.The state's effort has been temporarily tagged the "Texas choice program."Texas currently licenses 10 private companies to supply energy to about 80 percent of the marketplace. The remainder is serviced by utilities owned by municipalities or energy cooperatives. Sharehttp://adweek.it/2kE9EbF copy Adweek Adweek


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adidas Golf Athletes 'Geared For More' at The Players Championship
Garcia, Day and Johnson to wear styles from the adidas Golf Spring / Summer 2016 Range
The Players Championship is just around the corner and adidas Golf is excited to share the apparel scripting to be worn by its key athletes next week. Using key, lightweight and tour-proven technologies, athletes will be Geared For More while playing the links in Floridian heat and humidity.
Sergio Garcia is no stranger to this tournament. After a win in 2008 and runner up status last year, he will look sharp wearing a climacool® ombre stripe polo throughout the week in white, mineral blue, shock mint and eqt pink.
World's #1 Jason Day will be wearing the climacool® 3-Stripes polo, which features UPF50+ fabric for sun protection, in the key summer colorways of stone, mineral blue, shock mint, and eqt pink.
Like Day and Garcia, Dustin Johnson will also be wearing a polo with climacool® technology - a lightweight body fabric for moisture-wicking comfort and breathability. Johnson will wear the climacool® performance polo in stone, mineral blue with eqt pink, mint green and eqt pink throughout the week.
Already a winner on Tour, players will wear TOUR360 BOOST footwear in both the laces and BOA® models, as well as the Ultimate Pant, featuring a stretch waistband with silicone gripper, moisture-wicking and water resistant stretch fabrication, and snag-free micromesh pockets.
Scripting assets are available for download here
© 2016 Taylor Made Golf Company, Inc. adidas, the Badge of Sport, and the 3-Stripes mark are registered trademarks of the adidas Group. adidas Golf tour pros wear a variety of adidas Golf apparel and footwear. The Players Championship is a trademark of PGA TOUR, Inc., which does not endorse adidas Golf or its products.
Download PDFDownload PDF
About adidas Golf
About the adidas Group
adidas is a global leader in the sporting goods industry with the core brands adidas and Reebok. Headquartered in Herzogenaurach/Germany, the Group employs more than 60,000 people across the globe and generated sales of € 19 billion in 2016.


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In 2010, the White House and VA issued a plan to end Veteran homelessness by the end of 2015. The Anand-Martin is partnering with local housing authority and organizations to assist in the End Veteran Homelessness initiative, an unprecedented effort to make sure Veterans are able to obtain permanent housing and that Veterans at risk of homelessness remain housed.
VA is engaging in partnerships to expand access to meaningful employment, affordable housing and move-in essentials, which help newly housed Veterans make their house a home. We are also working specifically with the City of Chattanooga government and mayor on targeted efforts to end Veteran homelessness through these key initiatives:
The Mayors Challenge to End Veteran Homelessness was launched on June 4, 2014, by a compelling call to action by First Lady Michelle Obama as part of the Joining Forces initiative. Bolstered by an initial commitment from 77 mayors, four governors and four county officials to end Veteran homelessness in their communities by the end of 2015, the First Lady pressed the moral imperative to aid our Veterans who are homeless or at risk of homelessness.
Chattanooga Mayor Any Berke was one of the first Mayors to step to this national challenge. As a part of the Challenge, the Chattanooga City and other state and local leaders are working to leverage federal, local and nonprofit efforts to end Veteran homelessness in their respective communities. Through these efforts, communities are aggressively working to quickly connect homeless and at risk Veterans to the help they need to achieve housing stability.
??Ending homelessness among Veterans is a national effort that requires the support of a variety of public and private organizations and agencies at all levels of government. The Mayors Challenge is helping to generate public awareness and attention by increasing learning and information-sharing among stakeholder organizations and communities and by inspiring even greater progress, locally and nationally. The public commitments of mayors are helping to galvanize local efforts and foster more purposeful coordination of resources and strategies for the good of Veterans who are homeless and at risk of homelessness.
Key elements of this program are:
Outreach to identify and engage homeless veterans.
Crisis housing to keep people safe until they are quickly re-housed.
Rapid re-housing for those requiring less assistance, including linkages to services.
Permanent supportive housing for those with disabilities and long homeless histories.
Coordinated assessment and entry systems are necessary to get each veteran connected to the proper intervention.
HOUSING FIRST – Housing is the platform veterans need to address their other challenges, so getting people into housing will be the first course of action.
SERVICES AS NEEDED – Some veterans require on-going services, some temporary services, and some just a little financial help. While housing solves homelessness, service needs must also be met. The choice of which services to use, however, should be left to the individual veteran.
EMPLOYMENT IS KEY – Veterans will require employment to afford housing and other basic needs and for personal fulfillment and well-being.
LEAVE NO VETERAN BEHIND – The goal is zero homeless veterans. There are strategies and resources to end homelessness for every veteran.
Find the latest information on recent commitments and progress made by visiting theHUD Mayors Challenge portal.
The President has pledged not just to address veteran homelessness, but to end it. The Administration has made historic investments, using proven strategies in partnership between HUD and VA, to achieve this goal. We've helped veterans and their families access rapid rehousing when falling into homelessness, and have aided chronically homeless veterans in stabilizing their lives through permanent supportive housing, which – in addition to serving those veterans – generates public sector savings exceeding the cost of the intervention.
As a result, we've made strong progress. Since 2010, nearly 230,000 veterans and their family members have been supported by HUD's targeted housing vouchers and VA homelessness programs designed to permanently house, rapidly rehouse, or prevent families from falling into homelessness. According to the most recent nationwide data, from 2010 to January 2014 the total number of homeless veterans nationwide declined 33 percent, and the number of unsheltered veterans – those sleeping on the street or outside at night – declined 44 percent. While more work remains, this overall progress shows that veteran homelessness is not an intractable problem, it is a challenge that can be solved over time if we act decisively and have a shared commitment from the Federal government, state and local governments, private businesses, philanthropies, and communities.
Ending veteran homelessness does not mean that we can prevent every veteran from facing a housing crisis in the future. But it does mean that when and if a housing crisis does occur, we can have systems in place to identify and quickly house all of our veterans.
Local Progress
Reaching the goal of ending veteran homelessness will require ramped up engagement from partners across the country and at the state and local level, in collaboration with the federal government. In June 2014, as part of Joining Forces, the First Lady helped to launch the Mayors Challenge to End Veteran Homelessness to help advance this work. As part of the Challenge, 570 mayors, governors, and other local officials have committed to ending veteran homelessness in their communities by the end of this year – an unprecedented expression of the local commitment that is required to end veteran homelessness. Last week, the First Lady held a call with mayors who are committed to the challenge, discussing specific actions they can take to end veteran homelessness in their communities.
In December 2014, New Orleans became the first major city to meet the challenge and end veteran homelessness, and state and local communities around the country are working to this goal. Today, to help other cities learn from the progress underway, First Lady Michelle Obama is taking part in a forum for mayors and local leaders in New Orleans, as part of the Joining Forces initiative's continued work to advance the Mayors Challenge. At the forum, New Orleans Mayor Mitch Landrieu, federal officials, and community partners will discuss the strategies New Orleans used to effectively end homelessness among veterans a year ahead of the national goal.
New Orleans is not alone in making dramatic progress on ending veteran homelessness – other communities, such as Houston, Phoenix, and Salt Lake City, have reached major milestones, and continue to strive toward the goal of ending homelessness among veterans by the end of 2015. Achieving this goal means that veterans are not sleeping on our streets, all veterans in shelter or transitional housing are connected to permanent housing, and communities have systems in place to prevent and end future homelessness among veterans quickly and efficiently, ensuring that it is a rare, brief, and non-recurring experience.
Administration Efforts
To work with communities in achieving this goal, the Administration has invested significant new resources and focus. Almost 70,000 HUD-VASH housing vouchers have been provided to over 400 Public Housing Authorities (PHAs) nationwide to date, and another 10,000 vouchers will be awarded in fiscal year 2015. The President's FY 2016 budget includes a total of $1.4 billion for VA programs that prevent or end homelessness among veterans, including $300 million for Supportive Services for Veterans Families (SSVF) and $374 million for case management and other supportive services to support nearly 95,000 veterans in the HUD-Veterans Affairs Supportive Housing (HUD-VASH) program. Federal agencies are also working together to speed progress in local communities, providing guidance and support to leaders who have signed on to the Mayors Challenge, and encouraging all communities to conduct point-in-time counts of unsheltered people in January 2016, to obtain an accurate assessment of the number of homeless individuals at the end of 2015.
These federal efforts are all aimed at supporting local communities to implement the strategies that are proving effective in promoting rapid access to permanent housing for all veterans.
Essential strategies at the community level include:
- Creating coordinated assessment and entry systems to ensure that there is no wrong door for veterans seeking help and to create more efficient pathways out of homelessness and into permanent housing;
- Conducting coordinated outreach and engagement efforts to proactively seek out veterans in need of assistance, sharing information across outreach teams and sites, and collaborating across systems, including law enforcement, prisons and jails, hospitals, libraries, and job centers;
- Identifying all veterans experiencing homelessness within the community by name and creating a shared list of veterans experiencing homelessness to ensure that no veteran and his or her family falls through the cracks and that all are linked to the most appropriate housing and services options;
- Setting concrete and ambitious monthly or quarterly goals for helping veterans and their families get back into housing as a strategy for pushing local systems to perform with maximum efficiency and achieve better outcomes;
- Implementing Housing First practices and approaches across every part of the homelessness services and housing systems, removing barriers to help veterans and their families obtain permanent housing as quickly as possible, without unnecessary prerequisites; and
- Increasing connections to employment by collaborating with Workforce Investment Boards, homelessness services and housing organization, VA Medical Centers, and employers, recognizing that employment and income are critical to the ability of people to obtain and sustain housing stability and avoid future crises.
These strategies, essential for ending veteran homelessness, will also help communities to work toward ending homelessness for every American child, youth, adult, and family. For more details regarding Federal programs and the most effective strategies for ending veteran homelessness, see USICH's webpage and VA's webpage. For more details about the Mayors Challenge, and the list of elected officials who have signed on, visit HUD's webpage.
Earlier this year, Administration officials fanned out across the country to participate in the annual Point-in-Time (PIT) counts. HUD requires its partner communities to conduct at least a biannual PIT count of homeless persons who are unsheltered. For this year's PIT count, Secretaries Castro, McDonald, and Perez, along with White House Chief of Staff Denis McDonough, OMB Director Shaun Donovan, and other Senior Administration Officials participated alongside volunteers to help shed light on the efforts underway and the additional commitments needed to reach the goal of ending veteran homelessness.
Today, Mayor Andy Berke joined First Lady Michelle Obama in committing to end veteran homelessness in Chattanooga. With today's announcement of the Mayors Challenge to End Veteran Homelessness, Chattanooga joins a growing number of communities across the country making the pledge.
Berke publically pledged to end chronic veteran homelessness in Chattanooga April 21, during his first State of the City address. The next day, he signed an executive order establishing a community coalition to eradicate chronic veteran homelessness. Berke is expected to announce the members of this task force in the coming days.
Berke said:
These men and women have served our country valiantly, and it's time we take care of them. Veteran homelessness is a problem across the country. But I look at the greatness of our city and know we can do better. We will work together—businesses, community members, governmental organizations and those who've served our country—to ensure no veteran is forced to live on the streets, or in the parking garages, of Chattanooga, Tennessee.
Chattanooga will work with the U.S. Department of Housing and Urban Development, the U.S. Department of Veterans Affairs, the U.S. Interagency Council on Homelessness and the National League of Cities to leverage federal resources and develop a local strategy to make sure every veteran in the community has access to stable housing and the support services they need to stay off the street.
Since 2010, when the federal government launched Opening Doors, a strategic plan to prevent and end homelessness, there has been a 24 percent reduction in homelessness among veterans. This reduction has been achieved through a partnership between the Obama administration, local governments, nonprofits and the private sector.


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Microsoft Dynamics CRM for Outlook Installation Instructions for use with Microsoft Dynamics CRM Online
Applies To: Dynamics CRM Online
Microsoft Dynamics CRM for Outlook enables access to the same data through Microsoft Office Outlook as the Microsoft Dynamics CRM Online web client. Dynamics CRM for Outlook is targeted at Microsoft Dynamics CRM Online users who need access to CRM data while they are using the familiar Microsoft Outlook application.
After you install and configure Dynamics CRM for Outlook, an individual user can use it to access Microsoft Dynamics CRM data. If a computer is shared by several users (that is, each user has a separate logon account and is a valid Microsoft Dynamics CRM Online user), you must configure Dynamics CRM for Outlook by running Dynamics CRM for Outlook configuration for each user.
A user who has offline capability configured can access Microsoft Dynamics CRM Online data when they are not connected to a network. You can add offline capability at either of the following times:
During installation of Dynamics CRM for Outlook.
After installation has completed. In this case, a user can add offline capability by clicking Go Offline in Microsoft Outlook. This starts the installation of additional required components and stores a copy of the user's Microsoft Dynamics CRM Online data locally. Subsequent offline sessions require no additional installations, but may require updating the local copy of the user's data.
Although multiple users can share a computer that uses Dynamics CRM for Outlook, only one user can go offline on that computer.
If you would like a version of this document to print, download Microsoft Dynamics CRM Online for Outlook Installation Instructions (Microsoft Dynamics CRM Online editions).
The following topics cover both Dynamics CRM for Outlook when used with an on-premises deployment of Microsoft Dynamics CRM and Dynamics CRM for Outlook when used with Microsoft Dynamics CRM Online.
Microsoft Dynamics CRM for Outlook hardware requirements
Microsoft Dynamics CRM for Outlook software requirements
Upgrade to Microsoft Dynamics CRM 2016 for Outlook
Troubleshooting and things to know about Microsoft Dynamics CRM for Outlook
Dynamics CRM for Outlook offers deployment options for organizations that require silent automated distribution or installation to centralized desktop environments that use Remote Desktop Services or Citrix Presentation Server.
Install Microsoft Dynamics CRM for Outlook using a command prompt
Install Microsoft Dynamics CRM for Outlook for desktop virtualization
Deploy Microsoft Dynamics CRM for Outlook by using Group Policy
© 2016 Microsoft Corporation. All rights reserved. Copyright


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Some 2,500 kilometers northwest of Mexico City, not far from the American border, Mexico's state of Sonora spreads from sea to desert to mountains. This second-largest province of a giant country contains an exceptional diversity of nature. And perched on its fringe alongside the turquoise waters of the Gulf of California is the village of Punta Chueca.
Thelma Guadaloupe is a 12-year-old Seri Indian. Seri Indians are traditionally nomadic fishermen. Before the arrival of the Spanish invaders they were divided into six groups which sub-divided into several clans. As the Seri had few riches, the forces of Cortes tended to leave them alone, and so for a while the Seri held on to their autonomy and their culture. Eventually, though, the Spanish, and then the Mexicans unleashed a campaign of systematic extermination against them. A few centuries ago they counted ten thousand. Today there are only seven hundred Seri grouped into two villages; Punta Chueca and Desemboque, which is thirty kilometers away to the north.