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Privacy Policy
Data Protection
The operator of this website accords utmost importance to the protection of your personal data. We treat your personal data confidentially and in line with the German statutory data protection regulations and this data privacy statement.
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We utilise the MailChimp email service from the USA in order to send out our newsletter. When you subscribe to our newsletter, your email address is stored on a server in the USA. It is used there solely for the purpose of sending out our e-newsletters. MailChimp is a professional, well-known provider which accords intensive care to data protection and has been certified with the TRUSTe Seal. You can find out more information about the data protection policy of MailChimp at MailCimp.com.
Source: eRecht24


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A Scranton telegram reports 48 fresh cases of typhoid, making a total of 799 during the current epidemic. This is upon a large scale for Scranton, but insignificant compared with what is possible in this city if an epidemic breaks out among our millions. And it is impossible to deny that this is the tendency of the law creating the Bronx River sewer, subject to the approval of the Health Board. View Full Article in Timesmachine »Continue reading the main story
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subset: commoncrawl


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Antigua Pillow- Natural Faded Indigo 20"x20"
Antigua Pillow- Natural Faded Indigo 20"x20"
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With Smart Philanthropy, Anything Is Possible
February 06, 2017
There are no limits to what philanthropy can accomplish if we dream big, take risks, and set aside our egos and look for ways to work collaboratively.
"That's ridiculous," some of you may be thinking."Philanthropic dollars are a drop in the bucket. The best we can hope to do is to fund effective programs and improve as many lives as we can."
The truth is, that kind of small-ball thinking is horsepucky, and we need to put it aside if we want to transform and improve our society and the world. Indeed, there's an urgent need, right now, for foundations and high-net-worth donors to invest serious money in organizations on the frontlines of transformative social change.
Think back twenty years ago, to 1997:
- Gas was $1.22 per gallon.
- Bill Clinton had just been inaugurated to a second term as president of the United States.
- The Lion King had debuted on Broadway.
- The Spice Girls had a song at the top of the pop charts.
Did anyone in 1997 believe that less than twenty years later full marriage equality for same-sex couples would be the law of the land? It didn't seem remotely possible.
But then, in 2000, leaders of the Evelyn and Walter Haas Jr. Fund, a California-based philanthropy, began to think about how the foundation could best support work to advance the rights of and dignity for gay people.
In 2002, the fund made a $2.5 million investment in the Freedom to Marry campaign — at the time, the largest investment ever made by a foundation in support of gay rights.
The investment by the fund got the ball rolling. In 2004, the fund, recognizing that it couldn't possibly push the campaign to success by itself, helped create the Civil Marriage Collaborative with a handful of committed, like-minded funders from across the country.
It took visionary leadership and trust to make the collaborative a reality. And working together over the next dozen years and in close partnership with the other organizations, the funders of that effort helped accomplish what had once been unthinkable.
It wasn't easy. Changing society is tough work. Even as the campaign secured many wins, it also had to deal with setbacks. But the funding partners stuck by each other and their grantees, keeping their eyes on the prize and building momentum by winning an increasing number of victories at the state level. And then, on June 26, 2015, in Obergefell v. Hodges, the Supreme Court made marriage equality the law of the land.
It was a great day for the country and the culmination of a long campaign in which funders and nonprofits worked together to make society a little more fair and just.
I'm sure many of you have a story about how the court's ruling has impacted your life. For me, it was being able to attend the wedding of my sister a little over a year ago.
And here's some more good news. These same kinds of strategies work just as well at the local and state levels.
In 2012, for example, a group of California funders launched the California Civic Participation Funders to support nonprofits in the state working to strengthen civic participation in communities of color and among other underrepresented populations. The funders involved in the effort were focused on different issues — some on health, some on immigrant rights, others on criminal justice or women's rights — but they knew that having robust civic participation from groups that traditionally have been marginalized was essential if they hoped to see success on their issue. So they decided to work together, in close partnership with their grantees, to boost civic participation in four California counties.
That work is paying off.
Last summer, for example, citizens of San Diego voted in favor of an Earned Sick Leave and Minimum Wage Ordinance that immediately raised the minimum wage to $10.50 and then raised it again on January 1,to $11.50 per hour. San Diego is not known as a progressive bastion, and very few people would have guessed that San Diegans would vote in favor of such an ordinance. But with years of sustained investment by California Civic Participation Funders, what was once unthinkable became reality. And thousands of low-income families are going to benefit.
Because I've been studying this stuff for years, I thought I'd share six things that funders should keep in mind if they are looking to maximize their impact:


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In a recent post, I briefly discussed a new truism in higher education – something our students implicitly know – that technology, when used appropriately, has great potential for enabling student success. Identifying, developing, deploying and institutionalizing the use of the correct technology is the challenge. Above all, it is important to recognize that technology is an enabling tool supporting new approaches to student success, not driving them.
For several years, UND has been implementing new technologies that were chosen after careful evaluation and review of best practices across academia. Our early assessments indicate that these technologies have driven greater success for students who are striving to reach their ultimate goal of graduation. From interventions for the student who needs extra help to stay on track, to "one-click" semester scheduling where students easily build timetables that fit with their many demands of class and life, these technologies are working. Specifically, we have seen the number of students receiving failing and unsatisfactory course grades decrease by 9%.
I have asked Lisa Burger, Assistant Vice President for Student Academic Affairs, and Scott Correll, University Registrar to provide brief descriptions of two technologies they have employed to enhance the success of our students.
Lisa says, "Starfish, progress surveys, early alert and midterm deficiencies, flags, and kudos are becoming buzz words on campus these days, as they are a means to positively influence our outreach to students throughout the semester. Starfish is our new student success technology system and we use it to help identify students that need extra help along their way. For example, the midterm deficiency notification process, a process we use to notify undergraduate students who receive academic deficiencies at mid-semester, is now managed through the Starfish system. This spring semester, we achieved encouraging support from faculty with over 70% of whom recorded deficiencies using Starfish."
Even though the midterm deficiency progress survey for faculty members has come and gone for the semester, the long-term positive impact on identifying those students who are struggling academically continues through the follow-up efforts made by faculty and staff. The midterm deficiency notifications recorded in Starfish launch a series of outreach and communications to students to help them get back on track and stay on track. There is power behind the Starfish system and the interventions in place to outreach to students and provide them with the campus resources to help them be successful. Starfish is just one technology we use at the Student Success Center and we know it is making a difference."
Scott says: "College Scheduler, a bolt-on product to Campus Connection, was launched on March 10th. Beginning with the summer and fall 2017 terms, registration will be streamlined by automating the schedule planning process. Students can easily input preferred courses, block off break times, and instantly generate optimized schedules that maximize credit hours while balancing learning with life. College Scheduler's rich administrative functionality enables institutions to enhance advising services, fine-tune the master schedule and balance course fill rates.
Founder Robert Strazzarino wrote the first version of College Scheduler as a sophomore at California State University, Chico. By his senior year, over half of the student body was using College Scheduler every semester as were many advisors and administrators. Chico State purchased a yearly license of the software in 2005 and College Scheduler was born.
College Scheduler will eliminate the need to use pencil and paper scheduling. Students can easily generate all available schedules, compare them side-by-side, and decide on the best fit for their busy lives. With course information updated in real time, this solution focuses on student success."


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Three new studies reveal that a chemical called nitrate - found in green vegetables, including spinach, lettuce and celery - may aid heart health and reduce the risk of obesity and diabetes.
The three studies were conducted by researchers from the University of Cambridge and the University of Southampton, both in the United Kingdom.
In the first study, co-led by Dr Andrew Murray from the University of Cambridge and published in The FASEB Journal, researchers found that eating more vegetables rich in nitrate may reduce production of a hormone made by the liver and kidneys, called erythropoietin. This hormone regulates the number of red blood cells in the body.
The team explains that at high altitudes or in cardiovascular diseases, the body is subject to a shortage of oxygen. In order to get more oxygen around the body, erythropoietin increases its production of blood cells.
However, high numbers of blood cells can cause the blood to become too thick. This means that the body's organs and tissues may be starved of oxygen because the blood is unable to flow through small blood vessels to get to them.
But the findings from the team indicate that eating more nitrate-rich vegetables could thin the blood by lowering the number of red blood cells produced, which could have important implications for health.
In addition, the researchers note that their findings could lead to the discovery of better ways to deliver oxygen to cells, which may help the recovery of patients in intensive care units.
Dr. Murray led the second study, which was recently published in The Journal of Physiology. In this research, the team exposed rats to high altitudes in order to trigger increased production of red blood cells.
They found that rats fed a diet with nitrate - the equivalent to humans adding slightly more green vegetables to their diets - were better protected against an array of heart and circulatory conditions than rats fed a nitrate-free diet.
This is because nitrate increases production of a compound that widens the blood vessels, according to the researchers, improving blood flow. What is more, the researchers found that nitrate protects proteins in heart cells that are crucial for heart health.
"Nitrate supplementation may thus be of benefit to individuals exposed to hypobaric hypoxia at altitude or in patients with diseases characterised by tissue hypoxia and energetic impairment, such as heart failure and chronic obstructive pulmonary disease, or in the critically ill," the team says.
In the third study - published in the journal Diabetes and led by Lee Roberts from the University of Cambridge - the team found that nitrate subjects "bad" white fat cells to a process called "browning", which converts them into beige cells.
The researchers explain that beige cells are similar to "good" brown fat cells, which burn fat in order to generate heat. Increased levels of brown fat have been associated with reduced risk of obesity and diabetes, therefore the team hypothesises that incorporating nitrate into the diet could protect against these conditions.


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Investors and Developers - Ideal Investment Property With Development Potential - 756m² Block!
- 3 Beds
- 1 Bath
- 2 Cars
Be quick to invest in this immaculate property, great location close to schools, shopping and bus, with potential to subdivide and develop! Well presented and perfect for the family needing space or the hobbiest, our home features a huge rumpus room and study downstairs and three double built in bedrooms upstairs. An original kitchen flows to the spacious living areas and small rear patio. Rent it out or move in and complete the renovations, this property is definitely worth an inspection! Ideally located within walking distance to all amenities and a short drive to Cleveland and major shopping centers.
. Three double bedrooms, plus study downstairs
. Spacious kitchen with lots of storage space
. Huge renovated teenage retreat downstairs
. Renovated bathroom, separate toilet, and second toilet down
. Lovely rear deck overlooking yard and covered BBQ area
. Double lock up garage, security system, hardwood floors under carpet
. Secure yard with electric gates and ample offstreet parking
. Room for a granny flat or large shed
. Fully fenced, low maintennance level 756m2 block (22m frontage)
Disclaimer: We have in preparing this information used our best endeavours to ensure that the information contained herein is true and accurate, but accept no responsibility and disclaim all liability in respect of any errors, omissions, inaccuracies or misstatements that may occur.
- Air Conditioning
- Alarm System
- Built-In Wardrobes
- Close To Schools
- Close To Shops
- Close To Transport
- Garden
2 garage spaces
Do you want to find out more about this suburb? Enter your details to receive a free comprehensive suburb report.


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At Ark we're dedicated to our ideals of clear communication, quality, personal and professional excellence and a belief that good building and renovation can make a happy home.
Ark is a different type of building business. We are committed to clear communication and a friendly approach. Our team of employees and colleagues are all handpicked to share our ideals. In fact we'd like to think that the team at Ark is what makes us exceptional. The expertise and camaraderie of our managers, builders, carpenters, decorators and office staff are the most important tools we bring to your project.
Click/Tap on a person's image below to see more information
Tom Pike
Tom Pike has 20 years experience in all aspects of building, joinery, renovations and refurbishment. Having had hands on experience across all the trades, puts him in an excellent position to run the business and contract manage the sites. He's the man with the vision for the business and a passion to make it the best it can be.
Childhood hero? Doug the builder who renovated our families house when I was a child. I followed him everywhere!
What are people surprised to learn about you? I went to drama school and almost became a stunt man
How do you take your tea? White no sugar
Favourite film? Star Wars- the first one.
Graham Burton
Graham's meticulous attention to detail and love for an Excel spread sheet makes him an essential asset to Ark. Working closely with Tom to break each project down he produces thorough schedule-of-works and easy to understand quotes that make sure we're all singing from the same spreadsheet.
What's your favourite song? Gorecki: Symphony No. 3: II Lento e largo – Tranquillissimo
What's your hobby? Modern Jive
What's your favourite place? Byron Bay
Favourite buscuit? Flapjack
Olivia Courtney
Office Manager
It's often said that behind every great man there's a great woman – and Olivia is she! As Tom's right hand and stationed in our Brighton office, she'll often be your first port of call at Ark Builders. With over 20 years experience in the building and property development industry Olivia is just who you need to ensure the job runs smoothly.
Whats your favourite biscuit? Ginger nuts
What are people surprised to learn about you? I was a driving instructor, competitive cross country runner and play the Bodhran
What's your favourite place? Cliffs of Moher
Any hobbies? Shoes and bags
Sophie Robinson
Interior Designer
Tom's wife Sophie has 15 years of interior design experience, working as a stylist for top selling magazines as well as appearing on TV shows and radio. Along with her husband Tom they have enjoyed their own design and build projects, and share a passion for renovation and design.
Who's your childhood hero? Harvey Smith
What are people surprised to learn about you? I used to be a rally driver
Favourite biscuit? Macaroons
Got a good website? www.sophierobinson.co.uk
Robin Mallon
Carpenter and Site manager
Robin is a popular member of the team, bringing his huge smile and appetite for life to every job he does. He's the calm centre of any busy building site and his all round knowledge of the building business and expert carpentry skills, make him a brilliant site manager.
Best biscuit? Pizza. (That's a biscuit right?)
Favourite place? At home with my girl and my cat
Favourite song? 'Viscera Eyes' by the Mars Volta
Got a good website? www.cracked.com
Greig Buxton
Carpenter and Site manager
Originally from a joinery background, Greg brings an excellent eye for detail and a range of carpentry skills to the site he manages. His warm New Zealand accent is kind on the ears and both clients and his team appreciate his calm approach and joyful nature.
Favourite place? Iceland
What's your hobby? Mountain biking
Best day of your life? My wedding day
How do you take your tea? Never, coffee only for me
Steve Eyre
Head of groundwork and bricklaying, Site manager and Multi-trader
A man of many talents, Steve has a wealth of knowledge and easily turns his attention to the trickiest building dilemmas. He manages the foundations of the build so will be onsite for any extension projects. In his spare time Steve is the coach and manager of the Ark FC team. Not to mention his main job as dad to Lloyd and Harry. Always cheerful and jolly Steve is rarely seen without his trademark smile.
What's you hobby? Golf
Favourite song? 'Ain't That A Kick In The Head' by Dean Martin
Tell us a secret? I'm only 49
Favourite film? Papllion
Darren Lye
Brother to Stuart our Project manager, Darren's a highly skilled carpenter with an eye for accuracy and a superb finish. He shares the same OCD tendencies as Stuart – perfect for finding solutions to the trickiest carpentry jobs and keeping his site tip-top and tidy.
What's your hobby? Riding my motorbike
Favourite biscuit? Bourbons
Most visited website? Sky Sports
Favourite song? 'Read my mind' by The Killers
Tony Stroud
What you don't want in this part of the job are any nasty shocks and it's reassuring to know that Tony has an invaluable 20 years of experience specialising in high quality electrical installation. He is City and Guilds qualified, NICEIC member and fully 'Part P' compliant and insured.
Favourite film? Wizard of Oz
Favorite biscuit? Garibaldi
Tell us a secret? I did a stint as a bingo caller!
What's your hobby? Under 8s assistant football coach
Doug Langford
It takes a certain type of person to be a good plumber and Sussex based Doug has all the necessary qualities. He's methodical, calm, neat and tidy – and has no fear of water.
Favourite biscuit? Hob nobs
Favourite album? At the moment its Kings of Leon, Come Around Sundown
Best day of your life? There are two, the day my son and daughter were born
Favourite film? Shawshank Redemption
Darren Cockayne
Darren is a fully NICEIC approved contractor with over 20 years experience as a domestic, commercial and industrial Electrician working within the Sussex area. Polite and professional, he has a meticulous eye for detail, which is perhaps why he's able to run a successful sideline as a wedding photographer.
What are people surprised to learn about you? I owned a nightclub for over 14 years before going back into the electrical trade
Favourite place? India
What's your hobby? Photography, although it`s more than a hobby as I photograph weddings professionally. www.darrenguyphotography.co.uk
How do you take your tea? Milk with two
Jo Holmes
Carpenter improver
Conscientious and diligent with a quick wit, a marvellous combo that Joe brings to work every day. He's rapidly learning all there is to know about loft conversions.
Tell us a secret? I've got a pet ferret called Jessica
Childhood hero? Del Boy
What are people surprised to learn about you? I used to work in the funeral business
Favourite biscuit? Not really a biscuit but I love a Mars bar
Sam Philips
Skilled operative
Sam is a right hand man on site and backs up all the trades with his versatile skills and his helpful and happy attitude makes him an essential part of the team.
Favourite move? The Harry Potter series
Got a hobby? Carp fishing
Favourite biscuit? The Penguin
Favourite website? Youtube
Phil Metcalf
Skilled operative
Phil's skills are legion and his tastes run to the finer things in life, like tiling, siliconing and snagging. He brings a big smile and a fine finish to every job.
Best day so far? The birth of my daughter Elsie
What's your hobby? I'm a keen golfer
Best biscuit? Fox's crunch creams
Tell us a secret? I have a license to sell alcohol
Wesley Barnard
Decorator and Skilled labourer
Lovely Wesley is an exceptionally hardworking decorator. His quality finish speaks for itself from sash windows to tricky cutting in Wesley is the man with the steady hand. He's assistant manager of Ark FC and plays centre half, not surprisingly his childhood hero was Bryan Robson.
Tell us a secret? I'm very intelligent
Nickname on site? Barney
Best biscuit? Hob nobs
Favourite work tool? A good quality paintbrush
Steve Elliott
Heading up Ark's Decorating division, Steve is calm and careful. Just the guy to put those all-important finishing touches to your building project, and make it shine!
Favourite biscuit? That fancy Belgian version of a Jaffa Cake!
Childhood hero? Gareth Edwards
Favourite Song? Everybody Knows by Leonard Cohen
How do you take your tea? Nice and hot, milk and one sugar.
Colin Gent
Cog Greaser: Deliveries and logistics
Colin keeps the cogs of the Ark machine well oiled delivering tools and materials to our sites. Once all the deliveries are done and our sites are running smoothly you'll find him helping out with the build. If you happen to be near the kettle, he'd love a cuppa!
Favourite song? Bohemian Rhapsody
Best day of your life? Birth of my daughters
How do you take your tea? Hot, strong, white with two
Tell us a secret? I started working in the building trade at 15, bricklaying with my uncle.
Lloyd Eyre
Like father like son, Lloyd is an all round happy chap with an infectious laugh. Originally employed for his brick laying expertise – he's now progressing rapidly as a multi trader. Another member of Ark FC, Lloyd is captain of the team and known to score a goal or two.
What are people surprised to learn about you? I'm scared of cows
Favourite song? 'JCB song' by Nizlopi
Best day of your life? The day I met Tom Pike
Favourite place? KFC
Harry Eyre
Skilled labourer
Harry's the youngest at Ark and second in line to the Eyre throne (son of Steve). Harry's positive approach to life and diligent work ethic are an asset on and off the field, he plays alongside his brother Lloyd on the Ark FC team. The other goal he's working towards is one day training as a carpenter.
Childhood hero? Steve my dad
What's in your lunch box? Chorizo and cheese
Nickname on site? Barry
Most visited website? Facebook
Connor Town
Decorator and Skilled labourer
Known as conscientious Connor on site thanks to his marvellous work ethic. Connor's another member of the extended Eyre clan. A keen supporter of Ark FC, he's on the touchline come rain or shine. The rest of his spare time is spent driving his new car.
Best day of your life? Passing my driving test
Favourite place? Brighton Pier
Favourite film? Titanic
Jack McDowell
Skilled labourer
A man of few words and many actions Jack's an industrious and dedicated worker. His eagerness to learn and helpful nature make him popular with his colleagues. One of Ark FCs top scorers, he plays up front Ark FC every weekend.
Nickname on site? Tank
Best biscuit? Jaffa cakes (That counts as a biscuit right?)
Favourite song? Anything played on Absolute Radio


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Bangladesh: Micro-Credit in Bangladesh Beyond Yunus
Are you interested to receive weekly mailings to our microfinance news selection. Subscribe for our weekly NewsWatch service
Dhaka, Bangladesh, January, 24 2012 - The Bangladesh micro-finance sector is regarded as the largest and most efficient in the world. However, the micro-finance industry is now at a crossroads, and to take it to the next trajectory we have to increase our standards of reporting as well as processing, to ensure wider coverage with timely recovery, integrate micro-finance into the mainstream financial system and, in the process, set global standards for others to follow.
With the acts of Yunus bashing subsiding, maybe temporarily, the Bangladesh micro- credit sector seems to have taken a back seat. At least there are less of talks and less of discussion these days about micro-credit in Bangladesh. Though we didn't want this to happen, we seem to be less concerned about the future of micro-credit in Bangladesh. With the professor finding a new niche in `social business', the sector appears to be directionless too.
However, this is not what we deserve. The Bangladesh micro-finance sector is regarded as the largest and most efficient in the world. According to the Microfinance Information Exchange (MIX) analysis report on Asia, Bangladesh caters close to 24 million borrowers compared to 16 million in India and 58 million in the whole of Asia.
Bangladesh also boasts of a Gross Loan Portfolio of $2.5 billion compared to $4.7 billion for South Asia. The cost per borrower in Bangladesh is also much lower than in other Asian countries. With a population of 160 million and more than 31 per cent of them living below the poverty line, there is still large opportunity space for growth of micro credit in Bangladesh.
Microfinance Institutions (MFIs) in the country have advanced from being development partner-supported entities towards self-sufficient institutions supported by commercial financing. The majority of the loan portfolio of the MFIs is increasingly targeted towards agriculture. The present government is also very pro-poor and the central bank has directed all banks to provide credit directly to agri-business or through MFI-linkage at competitive rates. The directive was followed by a few large syndications in the market for the MFIs, for which we could be again proud of.
However, the primary sources of financing for smaller MFIs still remain to be members' deposits and Palli-Karma Sahayak Foundation (PKSF) funds. MFIs in Bangladesh cannot offer regular deposit/ savings service. Hence, they have to rely primarily on forced savings of their membership. Some analysts argue whether donor support acts as a barrier to the microfinance sector for its integration into the mainstream financial sector.
A survey titled "Microfinance Banana Skins" done in late 2009 identified the risks to the business in the light of the recent economic crisis. The survey was followed by a roundtable in Bangladesh, which concluded that the risks for Bangladesh MFIs are still comparatively lower than in India, Pakistan and some other developing countries. The three major risks identified were rising credit risks resulting from competition and lack of management information or data, eroding image, and absence of succession plan in the respective micro-finance institutions.
Credit disbursements of MFIs used to be considered risk-free because of the high recovery rate compared to banks. But the loan recovery rate has been declining worldwide in the backdrop of the global financial crisis. It has to be taken into consideration that the crisis is likely to increase credit risk due to economic slowdown.
Many microfinance clients live close to the edge and are perilously exposed to worsening economic conditions.
The economic crisis hit microfinance at a time when credit quality had already been deteriorating for reasons linked to the intensely competitive nature of the industry and a more calculating attitude to debt among borrowers. The concern is that the crisis will cause these unwelcome trends to accelerate.
Competition has led to an erosion of lending standards as lenders fight for market share and borrowers accept easy credit. This is evident from the shift from group lending to riskier individual lending. There is no clear data source to identify what the actual level of multiple borrowing for the industry or the Portfolio At Risk (Par).
Except for the larger few, most MFIs do not follow international reporting standards. Calculation of delinquent loans by few MFIs remains obscure. Monitoring borrowers who do not have any identification number or track record is a mammoth task. The MFIs are currently trying to integrate the information contained in the national ID cards but system support is quite inadequate.
In the absence of any official database, MFIs have to maintain their own records of micro-borrowers and also social information due to their development orientation. Therefore, there exists a crying need for a strong and effective databank of micro-borrowers.
The second risk identified is the eroding image of the MFIs, who used to be perceived as philanthropic institutions, but their commercial operations have raised questions about their true agenda. In reality, compared to commercial banks, the operational and monitoring costs of MFIs, working in areas where commercial banks would never provide coverage, is far greater. Surprisingly, the rates charged by MFIs are still lower than the interest rates charged from unsecured credit card holders by commercial banks.
The third but most worrisome risk relates to the depth of management in the MFI sector. Whether they be large or small, MFIs are mostly operated like a family-run business with decision-making concentrated in the hands of a key person. Historically, people with good academic and professional backgrounds have refrained from joining the industry due to skepticism about the business model and social acceptance issues. Thus, the second-tier management and/or succession planning has remained hugely underdeveloped over the years.
Now that Bangladesh has enacted the Micro-finance Regulatory Act 2006 and established a Micro-finance Regulatory Authority, we expect uniform reporting requirements and performance assessment procedure, proper policy guidelines, a central database of micro-borrowers, and active support for MFIs to become more vibrant for the greater interest of social and economic emancipation.
The micro-finance industry is now at a crossroads, and to take it to the next trajectory we have to increase our standards of reporting as well as processing, to ensure wider coverage with timely recovery, integrate micro-finance into the mainstream financial system and, in the process, set global standards for others to follow.
A few may think otherwise but the fact remains that Yunus is synonymous with micro-credit. But with his departure from the local stage, we can't afford to let loose our grip or lose focus on this very effective poverty reduction and women empowerment tool, especially in rural Bangladesh. Undeniably, BRDB or BKB model could do little with regard to synergizing rural Bangladesh. We need to nourish our micro-finance sector well and carefully as long as it works as a catalyst for `inclusive growth'. Regulators and guardians need to keep their eyes always 'on the balls'.Source: www.syminvest.com
Category: Payday loans
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Author: Jash Sen
Publication: Duckbill
Price: INR 225
The book begins with an account of some war. This is followed by a letter from Vibhishan, the immortal king of Lanka and the brother of Ravana, of the time of Lord Rama.
A normal life of a regular busy teenager of the year 2028 is thrown topsy turvy when she receives strange messages from her mother and notices that her father's body casts no shadow in the mirror. A very strange sequence of events make her realize that she is no ordinary human, but the child of a 'wordkeeper' and is expected to live up to and act as per a prophecy. And she must rescue her mother.
Through the journey, she meets many people, who have, in their existing forms or their earlier incarnations, been characters from the great Mahabharata or the Ramayana. She discovers that she herself had been one.
Meanwhile, in the other world, in the world of the the nemesis of these wordkeepers, a handsome plan is being hatched to ensure that relevant information is collected and a trap is being laid upon the wordkeepers. This world is headed by God 'Kali'(not Goddess Kaali), the forth yug of the Hindu mithology. He has in his control, all the vices, the personifications of foul acts and all the existing demons and aims to become the sole God of the humanity.
A string of trustworthy friendships, bitter betrayals, family union, happy and sad phases, lead the teen-aged girl to discover something more about herself and take her a little further on the journey prescribed for her. And eventually, what has to happen, happens!!
An enormous eye keeps a track of all of her activities, until just before the end.
It is interesting how the story, a very very common story of a child suddenly discovering his/her special powers (much like the characters of Harry Potter, Lexi , Henrietta and so many more in the contemporary fiction arena) is mixed with the complex story of the Hindu mythology, with a twist that incorporates all the other religions. (Kaalki, the last avatar of Lord Vishnu, is depicted through a Muslim boy here). Though the concept is brilliant and the author has done her homework really well, the final outcome falls short of the expectation that such a storyline would ideally demand. The theory of the child discovering gifted abilities has become too commonplace and childish to carry the heavy wight of the mythological tales. Though a racy narration, it becomes hard to convince oneself to read on and it gets too complex and ambiguous at places.
A point I liked about the book is how the people, especially those of the other world, the Vishasha have been named. Dambha, Mrityu, Bhay, Vyadhi, Jara, Trishna, Shoke, Krodhe and so many more are basically the personified versions of the vices and problems we all face. For someone with a decent base of mythological knowledge, all this seems good, for others, it would have been better had a detailed glossary been give at the end.
A first of the trilogy, I think it is a fairly decent job. I hope the other two books are nice and make up for the loopholes in this one.


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Lorraine Wright (Founder)
Lorraine Wright originated and founded UGCY, after she spotted the need during her time on the Brunel University Gospel Choir. Alongside UGCY, Lorraine is the co-founder/director of UV Talent booking agency (which was borne out of UGCY), the CEO of a music tech start up Vocsta and is also currently working as a Director at UBS - Global Financial Services firm. Moreover, Lorraine holds an Exec.MBA with Distinction from the University of Oxford, Said Business School, was named as a 2018 rising star in the Powerlist of the most influential people of african caribbean heritage and was named a Future of Ghana's Top 30 under 30 for 2015.
Often dubbed a "Robot" by her peers, Lorraine's ambition, determination, faith and experiences together with her passion for Gospel music has fueled her desire to see UGCY happen.
During university, Lorraine was an active member of the Brunel community, having fulfilled various roles such as the Liaison Officer for the Brunel Entrepreneurs society and the Brunel African Caribbean Society, a Senior Student Mentor and Student Representative to name but a few. Since leaving university Lorraine has made countless trips back to Brunel in order to inspire current students, informing them on how to graduate at the top and enter into the corporate and business world. In 2010, Lorraine was named in Powerful Media's "Future Leaders 2010" Powerlist which profiled 30 of Britain's Brightest and most promising graduates/students of African and Afro-Caribbean origin for her academic and community achievements.
As a result of her University experiences and her experience in founding and managing a community gospel choir in South West London, Lorraine was empowered to start up an organisation alongside her day job- University Gospel Choir of the Year (UGCY) as an way of providing others with the opportunity to form communities through music, develop mutual bonds of encouragement and form lifelong relationships during, what she terms, "one of the most character defining 3-4 years of one's life"(University).
Together with a dedicated team of 14, the organisation provides an unprecedented platform for University Gospel Choirs across the UK to develop and showcase their musical abilities.
Lorraine holds a professional qualification in Project Management (PRINCE2) and with her project management experiences in the corporate world (working for the likes of Accenture, Volkswagen and for Solex Partners in Chicago, IL USA), organisational skills, entrepreneurial flair, personable nature, drive, ambition and resourcefulness is what makes her vital to our success.Follow Lorraine on twitter @lorrainehwright
Connect with Lorraine via LinkedIn
Adeife Bamgbose (UK Director)
Jehosheba Bamgbose is currently in her 1st year at University studying Business Management and Human Resource Management at the University of Westminster. She currently works part time for a recruitment and procurement company where she is the PA to the CEO.
Jehosheba takes an active role in her church as a youth leader and a singer in her church choir. She enjoys grooming and helping young children discover their talents. Her main joy has always been to organise events and has been doing so for the last 4 years.
Kassim Esene (Sponsorship Funding & Events Team)
Kassim Esene is a graduate with a degree in Sports Science, obtained from Brunel University. He has also completed a dual masters programme in International Sport Management, obtained whilst studying in New York and London. This experience allowed him to study marketing, management and sponsorship in two of the worlds premier cities, an attribute that has proved useful to UGCY.
He has always had a passion for gospel music and event management, which increased whilst being a part of inaugural UGCY competition. Kassim is also an avid sports fan and is currently a Development and Communications Officer at Right To play USA.
Marian Ifesanya (Events Management)
Marian graduated in 2011 with a degree in Law and Business with a year in North America. She is currently concluding her Msc in Accounting and Financial Management. She has had experience planning some events in London and abroad. She has organised some events in California, which include a youth conference, camps, summer bible schools and also a mission's trip to Mexico. Whilst in California she was also a part of her University's gospel choir and helped plan their first gospel festival. Marian loves gospel music and has developed a huge interest in events management. Marian hopes to use her passion for the gospel and events management to be an asset to UGCY and help take it to the next level.


text: Elies restaurant in Kallithea will be your culinary hot spot for Greek cuisine. Located in a quiet neighborhood at 155 Xenofontos street, Elies was created by four friends, featuring authentic greek specialities and Mediterranean cuisine. A friendly, bright and comfortable space with authentic greek ambience entices all visitors and locals. At Elies restaurant you will taste amazing "mastelo" traditional cheese from Chios island, rustic sausage from Serres, homemade zucchini balls, handmade cretan pasta with tomato, basil and sour cream cheese, fresh made beef burger patties and the restaurant's highlight of the restaurant, grilled bread with extra virgin olive oil. If you're looking for one of the top greek tavernas in Kallithea, make free reservation on Elies restaurant via e-table.gr and get discount and food offers on your favorite greek tavernas.


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Posts tagged with Research
Many B2B marketers are still relying on intuition more than data: survey
The world is awash in more data than ever and one of the reasons there's so much of it is that companies have embraced the notion that data can increase the efficacy of their marketing efforts and drive sales.
But a new study published by Dun & Bradstreet and Forrester Research indicates that in the B2B realm, many marketers are relying more heavily on their intuition than they are on data when making decisions.
Is the ad fraud problem really getting better? New research suggests not
Ad fraud is a huge problem, but the past year has seen growing optimism that progress was being made in the fight against the industry's biggest threat.
The Association of National Advertisers (ANA) suggested that losses from ad fraud were going to drop from $7.2bn in 2016 to $6.5bn in 2017. What's more, efforts to reduce common forms of ad fraud have gained traction. Perhaps most notably, the IAB Ads.txt standard, which aims to make spoofing much more difficult, is rapidly being adopted.
Four common misconceptions about the GDPR for marketers
Econsultancy's latest research shows that over half (59%) of client-side marketers still feel unclear about what does and does not constitute compliance with the GDPR.
Which pharma companies are winning at social? Survey says...
While not without risk and regulatory concern, pharma companies have increasingly embraced social media in recent years.
As Tamara Littleton, CEO of social media agency The Social Element, put it, "The industry has realised that even if it ignores social media, its customers won't."
US online sales to surpass in-store sales this holiday season: report
Every year, online retail smashes new records during the holiday shopping season and this year is expected to be no exception. In fact, 2017 could be the year in which a significant symbolic milestone is achieved.
According to global consultancy Deloitte, for the first time ever this holiday shopping season, American shoppers will buy more online than they purchase offline.
The Google-Facebook duopoly extends to mobile apps: What can marketers do?
According to comScore's newly-published 2017 U.S. Mobile Apps Report, well over half (57%) of the time consumers spend using digital media now occurs in mobile apps.
But for marketers looking to use mobile apps to reach consumers, there's some not-so-good news: slightly more than half of smartphone users don't download any new apps in a given month, and of those who do, the highest percentage download just a single app.
Driven by mobile, digital overtakes TV in US ad spend for the first time
The Interactive Advertising Bureau (IAB) this week released its numbers for ad spend in the US in 2016, and for the first time since the organization began tracking digital ad spend in 2004, spend on digital ads has surprassed spend on television ads.
Could established financial services firms lose a quarter of their revenue to fintechs?
Upstart fintech companies are disrupting established financial services players, namely large banks, but just how serious a threat are these upstarts to firms that collectively control trillions of dollars of capital?
According to a new study conducted by PricewaterhouseCoopers, which polled more than 1,300 executives, established financial services firms could lose nearly a quarter (24%) of their revenue to fintechs in the next three to five years.
Loyalty programs are losing their sway: here's what brands can do about it
Despite the fact that companies are spending tens of billions of dollars on loyalty programs every year in the US alone, a study conducted by Accenture suggests that consumers are increasingly impervious to the effects of these programs.
Storytelling might boost your product page conversion rates: stats
Storytelling is a popular marketing buzzword, and there are numerous examples demonstrating how brands that engage in storytelling derive value from the exercise.
Much of the discussion around the topic focuses on how brands tell stories at a strategic level, but according to a study conducted by Hill Holiday research division Origin, companies can profit from applying storytelling at a much more practical level too.
Traffic to hotel websites is declining: How should they respond?
There is little doubt that residential rental sites such as Airbnb, VRBO and HomeAway are disrupting the multi-billion dollar hotel business.
There is still significant debate about the long-term impact of that disruption but if a new study conducted by Hitwise, a division of Connexity, is any indication, these sites are complicating hotels' online efforts.
New data shows why digital is now critical to pharma
Bad news for pharma marketers: Physicians are becoming harder to reach.
According to data from global sales and marketing firm ZS, the number of physicians who will meet with at least 70% of the pharma sales reps who request a meeting has dropped to 44%, down from 46% a year ago and 80% in 2008.


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Open Candidate Forum October 11th 2017 – 7pm
Candidates were given an opportunity to share their story & aspirations for Carseland. Each candidate had a long history with Carseland and carried a genuine love for the community in every word they spoke.
I think I can speak for the public and say, "WE ALL THANK YOU!" Huge Thank you to all candidates for stepping up to fight for our beautiful community. I feel that each of the new, returning & seasoned candidates all have a deep warm heart for Carseland and would be great representatives.
Donna Biggar spoke first and showcased excellent organizational skills through the multiple community and business projects she has seen to the end successfully. Donna has raised a family here and volunteered as junior coach even after her children didn't participate. Donna also has experience working for Wheatland County, learning how it operates and gaining knowledge that would be a great asset as a councillor for Carseland.
Some of the issues residents shared with Donna were the massive water & sewer cost increase & property taxes. This seemed to also be a concern expressed by all other candidates as well.
Donna discussed some tax incentive ideas for local business owners and would like to analyse the tax allocation and ensure we are not being undervalued.
Cody Maclean was next and presented his story with a comfortably open honest energy. He also has a vast amount of education & experience which would be a strong asset as a councillor for our area. Cody's family and community first values were prominent through out his speech and motives, before attempting to run for councillor Cody was sure to explain the work involved to his family and ensure they were all on board with the decision as a team.
In all of Cody's statements it was very clear that he does not plan to step into the position lightly. He explained how his experience and skills have taught him to be part of the solution and not the problem. Many people have spoke to Cody about the current issues in our community and he would like to consider issues with an open mind to find solutions that work for everyone.
In closing Cody gave an impression that he would like all of us to be part of his team to grow our community together.
Angela Cinq-Mars was a powerhouse during her speech and gave a strong sense of advocacy for us all. She was very comfortable at the podium and had a clear concise message that we should "fight the good fight" and all residents and tax payers are equally important to our community's success.
Angela's education and experience is a huge resource that voters should consider prior to their decision. Political Science, Engineering Technology and Law & Society. Angela has many ideas for our future and displays a good sense of the strategies needed to encourage the growth we seek.
Approachability and good social manner is also important, Angela has fit well in many situations and appreciates comments from anyone looking to understand the operations of our community.
Don Vandervelde once again had us laughing and easily expressed his experience and knowledge on a level which revealed there may be more issues at hand than we are currently aware of.
The Calgary Municipal Plan is one of the main challenges our county and community are facing right now. This is a program from Calgary that will have the final say on any development for the next forty years, sadly the surrounding counties were forced to join under this new mandate. I strongly encourage community members to read and learn about this problem we will now all face in some way.
Don also expressed deep concern surrounding the environmental condition of our beautiful Bow River. He had attempted to implement a project for the Bow River but was denied. Environment is a driving force in the Alberta Government and Don wants to find ways encourage vital care for the environment while continuing to advocate farmers that pay l on land to farm but are restricted by wetland issues.
Don has auctioned and volunteered in the community for 15 years and enjoys the fun in being a leader for our community needs.
Wayne Shapka gave a passionate speech describing the commitments he has put in for over 20 years inside our community. He has volunteered as a board member with our Carseland & District Community Association & Agricultural Society, as well as the Carseland Lions Club. Positions Wayne has held went from director at large to, secretary and treasurer.
Wayne has been a deeply engaged community member for so long that when the idea was raised to become an official for what he already loves to do "Serve the Community", he did not take it lightly. Wayne investigated, researched, attended meetings, spoke with current councillors inside and outside our community. If given the opportunity to advocate for our community and all its members, Wayne stated his main driving force will be "Good Customer Service". This will mean, building relationships to better Carseland development, being available anytime to listen to concerns and finding resolutions to challenges with out creating future hurdles. He has a very big picture attitude towards serving our needs.
Concerns addressed to Wayne were the communication level between the County and our Community. Senior care facilities, crime rates, town beatification and fund allocation as we have a large industrial corridor and there is a concern that a fair amount of tax funds are not being allocated back into the community.
Thank you all for reading, I am very excited to see who will be taking the torch for the next 4 years and I wish all candidates the best of luck. Thank you for standing up for our community, caring about our needs and preparing to put our community first. There is a lot of work involved and the entire Carseland Community appreciates your commitment.
Jennifer Wiebe


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|mjustin <michael.jus...@gmx.net>
|Re: Writing to JMS queues from RPG programs
|Sun, 30 Dec 2007 20:27:39 GMT
Hello Sriram If there is a HTTP package for RPG then the application could use the REST protocol which seems to be very easy to implement. (However I have only experience with STOMP.) Michael svdv wrote: > > Hello All, > We are looking at using ActiveMQ as a way to have asynchronous delivery > of data from a AS/400 backend to a front end Java application. There is a > always IBM's Dataqueues that can be used. But having a JMS based interface > to communicate between the front end and the back end would provide a > better architecture. Could someone please shed some light if this is > possible with ActiveMQ > > Thanks in Advance > Sriram > > -- View this message in context: http://www.nabble.com/Writing-to-JMS-queues-from-RPG-programs-tp14520698s2354p14550804.html Sent from the ActiveMQ - User mailing list archive at Nabble.com.
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Kim Kardashian bared it all for a night out in New York City on Monday (Nov. 18).
Kardashian opted for a long-sleeved netted top that exposed her bra and major cleavage, despite the fact that temperatures dropped to around 50 degrees in NYC. She paired the look with a white fitted maxi skirt, some gold sandals and a low ponytail.
The 33-year-old was photographed with little sister Kendall Jenner as the two headed into the Queen Sofía Spanish Institute for a private VIP preview of famed fashion photographer Mario Testino's new exhibit, "Alta Moda," according to E! News. The exhibit, which features photographs of subjects clad in colorful, traditional Peruvian garb, opens to the public Wednesday.
Kardashian's curves are also on display in Kanye West's new music video for the track "Bound 2." It will debut today (Nov. 19) on "The Ellen DeGeneres Show," but a clip has already surfaced online.


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Look Swimwear wants more Twitter followers so they are giving away some great gadgets.
How To Join
- Follow @lookswimwear on Twitter.
- Retweet this "Just entered to win a 3G iPhone and MacBook AIR. Just follow @lookswimwear and retweet http://bit.ly/6i84Dt Chuck Norris #uselessfacts"
They will give away the first iPhone when they reach 6,000 Twitter followers, another iPhone when they reach 10,000 followers, and a Macbook Air when they reach 18,000 followers. They will announce pick the winner of the first iPhone on February 1, 2010.
Contest Page: http://www.lookswimwear.com/blog/twitter-apple-iphone-macbook-air-giveaway.html


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Sometimes we overlook God's natural instructions concerning actions that lead to good health. For example, God gave Old Testament Israel clear, written instructions about:
Summary of some keys to walking in divine health:
We invite you to read our related bible studies on Divine Healing | Spiritual Healing and Growing in Faith for Divine Healing.
Pastor Feeney has shorter, related sermon outlines entitled Receive Divine Healing and The Power of Healing Prayer for the Sick, and more, which can be found at Divine Healing Articles.
There's More!
Click the blue links to go to our
Free Pentecostal Sermons
and Bible Studies
©2006, 2016 James H. Feeney.
Copyright statement.
Pentecostal Sermons and Bible Studies
by Pastor Jim Feeney, Ph.D.


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I've always wondered why I loved spinach so much. As a kid, I remember my mom always nudging me to eat the green stuff on my plate. My favorite color was Forest Green in the box of 100 Crayola crayons. And I was anemic for a while, so I desperately craved those iron-rich, leafy greens. Then, when I took my first trip to the Caribbean, I intuitively ordered callaloo, a distant relative of spinach. I often find myself gobbling up all the spinach "cousins," from Italian escarole to Greek horta to Swiss chard to Brazilian collard greens to now-trendy, American kale. But there is yet another intriguing link in the spinach mystery. Her name is Sheila MacRae.
When I heard the news this week that the actress -- and most recent Alice Kramden -- died at the age of 92, I immediately flashed back to my brief gameshow stardom. When I was 13, I was a teenaged guest on the popular TV gameshow Password, a Goodson-Todman production, with host Alan Ludden. The celebrity guests were Soupy Sales and Sheila MacRae, two of the most gracious, elegant and eloquent TV stars I ever met, before or since.
I remember every detail of my gameshow debut, taped on December 12, 1966, from my sky blue wool dress to my matching headband, my long dark hair parted down the middle à la Franco Zeffirelli's Juliet. Since these were pre-VCR days, there was only way to preserve it. On the day it was broadcast, my father snapped still photos right off of the RCA TV screen.
My charming guest star teammate, Sheila MacRae, wore big round eyeglasses which added a savvy, feminist look to her Hollywood face. The obsidian black frames contrasted with her soft blonde hair, styled in a bouncy '60s flip. A blend of Gloria Steinem and Mary Tyler Moore, she had magazine cover girl looks, yet she was anything but arrogant. Instead, she was sweet, down-to-earth and optimistic. She spoke to me kindly before the show to make me feel at ease. Right before my starstruck eyes, MacRae's two-dimensional TV screen image expanded into a real live three-dimensional woman. She came to life as a mother of four and a caring person.
During the game, she gave intelligent, one-word, snappy clues and told me she admired her adolescent partner: me. Her celebrity status never alienated me; if anything, it inspired me. Patient and exuberant, vibrant and humorous, she treated me completely as a whippersnapper partner -- up to her par and as an equal.
Flash forward to today's female celebrities (Kim Kardashian, Jennifer Garner, to name two) who fuss about the paparazzi and the very fans that keep them popular. Both Soupy and Sheila made time for the photographers and the TV audience members. Sheila walked around, mingling with the teenagers and their parents at the CBS TV studio taping.
Sheila was calm, encouraging and even complimentary. She took the time to talk to me after the game was over, congratulating my word smarts. After all, I'd won $700 and a Singer sewing machine.
I told her how my family always played word games. Every summer vacation in Cape Cod, the Bermans dragged out the packet of green and white plastic squares; Anagrams was their game/drug of choice. My father had been a cryptographer during World War II, and my mother taught Gregg and Pitman shorthand. We did crosswords, anacrostics and word puzzles way before you could spell the word SUDOKU.
But still, with all the word play DNA I'd inherited, and all the word game experience, I was still a 13-year-old girl with TV jitters. Despite Ms. MacRae's experience on Broadway (Guys and Dolls), TV (I Love Lucy, The Honeymooners) and her social status (Frank Sinatra proposed to her; Henry Fonda had pursued her), she became my best friend for a day.
She wanted me on her team. She wanted me to win. Unconcerned about her own ego, about having to look smarter than a teenager, she played to make ME win. Unencumbered by the all-too-familiar female competitive "she can't be smarter than me" and "I gotta be better than her" syndrome, she played to support me, not to beat me.
It was Sisterhood at its best. Forget the mean girls attitude. Unlike those glaring, insecure gals who want to outdo one another and just can't bare to lose, Sheila MacRae impressed me with her eagerness to team up and win together. Forget the age difference. Two females -- one adult and one adolescent -- bonded by brain power. She made it clear that wisdom and beauty can win out. True, it was just a daytime gameshow, but she took the challenge head-on and pounced. She struck me with her class, pizzazz and wit.
And one more thing: Hats off to Sheila MacRae's female camaraderie. She sparkled with intelligence and shared a dynamic energy which I carry with me to this day. Yup. It was that energy which brings me back full circle to the green vegetable mystery. When she gave me the final clue, the word I had to guess -- the Password -- was SPINACH.


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Looking Ahead: April 2016
Taste of the Lower East Side – April 6
Be sure to arrive hungry to the 16th Annual Taste of the Lower East Side where over 46 local restaurants will serve up their best-known dishes. Participating restaurants range from the long-lived Ukrainian greasy spoon, Veselka, to modern, upscale eateries like The Stanton Social and Blue Ribbon Sushi. The festival's proceeds benefit the Grand St. Settlement, a 100-year old community outreach group that was founded on the Lower East Side and now also serves Brooklyn neighborhoods.
New York Antiquarian Book Fair – April 7-10
For anyone who steps into a library and gleefully inhales that singular "old book" aroma, the New York Antiquarian Book Fair is your bliss. This vast expo features an incredible selection of rare books, manuscripts, first editions and relics of literature. Plus the Antiquarian Booksellers' Association of America officially sanctions every vendor, so you know that everything for sale is the real historical deal.
The Art of Real – April 8-21
Now in its third year, The Art of Real film festival showcases hard-hitting nonfiction films. The various documentaries zero in on the uncelebrated and marginalized pockets of society: Japanese fishermen in Oyster Factory, Louisianan junkies in The Other Side, and a nomadic Roma family in Tales of Two Who Dreamt. Learn more about these films' raw subject matter and screen times here.
Holi Hai Color Festival – April 30
New York's Holi Hai Color Festival is based upon the Hindu Holi (or Phagwa) celebration of the arrival of spring. Just as in the Hindu tradition, Holi Hai attendees playfully toss colored dyes and water at fellow revelers—think of a "Color Run" but with dancing in lieu of jogging—to create a gloriously sprightly crowd. Once you're sufficiently covered in colored powder, take a break with some delicious traditional Indian treats like potato samosas, onion bahji (fritters) or mysore bonda (fried rice and yogurt dumplings).
Sakura Matsuri – April 30 - May 1
The Brooklyn Botanical Garden kicks off the start of cherry blossom season with Sakura Matsuri, a festival that pays homage to Japan, the original cherry blossom country. This weekend-long celebration includes traditional Japanese taiko drumming, elegant Kabuki Buyo dance performances and Samurai sword demonstrations. If you cannot attend the actual festival weekend, you can take in the cherry blossoms' tranquil and lush landscape until mid-May.


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Business / Entrepreneurship
Growing Your Business through Strategic Partnerships, with Tammy Levent
While other travel agencies were succumbing to the advent of online search engines and post-9/11 woes, Tammy Levent grew her company, Elite Travel, into a 100-million-dollar business. But economic setbacks are just a fraction of the obstacles the respected entrepreneur and branding expert has overcome. As a speaker, best-selling author, and highly sought-after consultant, Levent ... more -->
Thriving as a Sustainable Business, with Strategy Speaker Andrew Winston
Keynote speaker Andrew Winston is the author of the award-winning The Big Pivot and co-author of the international best seller Green to Gold . He speaks to executives around the world, appears regularly in major media, and advises many of the world's largest companies on how to navigate and profit from global mega-trends. Andrew bases ... more -->
Shark Tank's Kevin Harrington Reveals the Secrets to Business Success
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Integrated Children's and General Nursing
B.Sc. (Cur.); 20 places
What is a Nurse?
The role of the nurse is to provide evidence-based, culturally-sensitive care in order to assist the individual to lead an independent healthy lifestyle, overcome ill health or experience a peaceful death. The nurse achieves this through working as part of a professional multidisciplinary team to provide primary healthcare, acute hospital care, community and home and continuing care, based on individual and population health needs across the lifespan.
Students of nursing learn about caring and the complexities of health and illness through interactive teaching and learning strategies in the classroom and the healthcare environment. Practice (clinical and community) experience provides the student with opportunities to integrate the art and science of nursing and promotes the development of caring relationships with patients and their families/significant others.
Nursing practice, rooted in compassion, draws upon extensive knowledge and experience to provide physical and psychological care of the highest quality. Nurses take centre stage in ensuring efficient and effective delivery of accessible, integrated and consumer-driven healthcare, creatively designing health related services, and ensure quality through advocacy, policy-making, service management, education and research.
The four-year nursing courses (Integrated Children's and General is 4.5 years) are offered in partnership with six health service providers.
General Nursing
> Tallaght Hospital
> St. James's Hospital
Mental Health Nursing
> Health Service Executive Dublin Mid-Leinster
> St. Patrick's Mental Health Services
Intellectual Disability Nursing
> Stewart's, Palmerstown
> Muiríosa Foundation, Moore Abbey
Integrated Children's and General Nursing
> The National Children's Hospital at Tallaght Hospital
Nursing: The course for you?
Do you love working with and for the benefit of people of all ages and from diverse backgrounds?
If you want a rewarding and respected career with great employment and travel opportunities, then the professional course in nursing could be for you.
A genuine interest in people and a desire to care for others are core requirements for any individual who wishes to become a nurse. In addition you will need to have a keen interest in healthcare and be capable of working as part of a team. Like all professional courses in health sciences, nursing places extra demands on students' time. It can be demanding, both physically and emotionally and so you should ensure that you are in a position to fully engage with the course during your time in Trinity.
Nursing @ Trinity
With over one thousand undergraduate nursing students in Trinity, you will become part of a vibrant student community – the School of Nursing and Midwifery, Trinity is the largest School of Nursing and Midwifery in the country. You will have the opportunity to meet and mix with students from all nursing disciplines as you study core modules together. You will also form cohesive bonds within your own discipline as you begin to specialise within your chosen area of nursing. Nursing students are taught theory predominantly in the School of Nursing and Midwifery building on D'Olier St, which is a wonderful historic building in the heart of the capital. The School is a great place to learn and interact with classmates and with its close proximity to Trinity's main campus, nursing students are never far from the centre of student life.
Graduate skills and career opportunities
Graduates from the Trinity School of Nursing and Midwifery will be competent, innovative and caring professionals who are capable of leading change, shaping policy and responding to an ever evolving healthcare environment.
There are many opportunities in both public and private healthcare institutions in Ireland and worldwide. A degree from Ireland's top School of Nursing and Midwifery will of course assist you in finding the right job in your chosen career. You will also be qualified to continue your education and to further specialise should you wish to do so. The Trinity School of Nursing and Midwifery offers a wide range of postgraduate courses for furthering your studies. Nurses also take up careers in industry, particularly in the marketing of healthcare products.
Your degree and what you'll study
This course will provide you with the knowledge, skills, attitudes and professional values necessary to provide high-quality, competent and caring practice in your chosen discipline of nursing. There are two components to the nursing degree course; a theoretical component and a practice (clinical/community) component.
The theoretical component will be taught in the Trinity School of Nursing and Midwifery building, the main Trinity campus and in the Trinity Centre for Health Sciences in St. James's Hospital. Teaching methods include lectures, tutorials, practical classes, clinical skills laboratories, group teaching, web-based learning and reflective workshops.
For the practice component you will be linked with one of the health service providers and also have clinical/community placements in a variety of settings. During the fourth year of the course you will undertake a 36 week roster of continuous placement. This placement spans the fourth and fifth years of the Integrated children's and general course.
A Registered Children's Nurse (RCN) is responsible for promoting optimum health and for preventing ill health amongst children up to the age of 18, intervening where appropriate to provide holistic care for children and families.
In conjunction with the general nursing components of the course, students undertaking the Integrated children's and general nursing course will also study the following:
- Medical Nursing of infants, children and adolescents within a family-centred framework (general and specialist placements)
- Surgical Nursing of infants, children and adolescents within a family-centred framework (general and specialist placements)
- Accident and Emergency nursing of infants and children within a family-centred framework
- Operating Theatre nursing of infants, children and adolescents within a family-centred framework
- Mental Health Issues for children and adolescents and their families
- Community Nursing within a family-centred framework
- Maternity and Neonatal Care within a family-centred framework
When you accept an offer for one of the nursing courses you will receive orientation information from Trinity. This information contains a form asking you to indicate which health service provider you would prefer to be linked with. Requests are dealt with on a first-come, first-served basis. Where possible you will be assigned your first choice. However, if the number of applicants exceeds the number of places available, you will be assigned your second choice. A reserve list is held and if a vacancy arises it may be possible to transfer to your first choice. Most students are allocated their first choice of health service provider.
For a full list of modules please see our website: www.nursing-midwifery.tcd.ie/undergraduate
A combination of examinations, essays, clinical projects, clinical skills, laboratory techniques, literature reviews (review of past and current literature relating to the subject matter), reflective practice (thinking about an experience and reflecting on its meaning) and clinical assessments are used.
Study abroad
The Erasmus programme enables students to study at another European university as part of their university degree. This is an exciting opportunity for students to experience an elective clinical placement in another European Union healthcare system which may be provided for a maximum period of twelve weeks duration. Erasmus exchange takes place in semester one of third year (i.e. from September to December).
Trinity nursing students can study at one of our partner universities; we have partnerships with four EU universities for our various nursing courses. Students currently have the opportunity to go on Erasmus to the following (dependent upon nursing discipline): Turku University of Applied Sciences, Finland; University of Malta; University of South Wales; Technical Institute of Education, Athens, Greece.
Email: email@example.com
Tel: +353 1 896 2692
Facebook: www.facebook.com/TCD.Nursing.Midwifery
Twitter: @TCD_SNM
Course Options
B.Sc. (Cur.)
Number of Places
CAO code (Central Applications Office code) isTR911
Admission Requirements
For general admission requirements please click here
See Precautions against infectious diseases
Students will be required to undergo Garda vetting.
Note for mature applicants:
Applications must be received by the CAO by 1 February of the proposed year of entry.
You are not required to submit a mature-student supplementary application form to Trinity. However, you will be invited to attend a written assessment by the Nursing Careers Centre.


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The common theme in the Patriots' only two losses this season were big outings by opposing running backs. In the Pats' Week 4 loss to Buffalo, LeSean McCoy racked up 108 all-purpose yards and in the Pats' Week 10 loss to the Seahawks, C.J. Prosise garnered 153 all-purpose yards.
Texans running back Lamar Miller doesn't have the pass catching ability of McCoy or Prosise as his season high in pass receptions in a game is four, but his ability in the ground game is tremendous. He ran the ball a season-high 31 times in last week's win over Oakland and his workload increased down the stretch of the regular season when Houston was scratching and clawing to get into the playoffs. It's clear that when the Texans have a must-win game on their hands, they will feed the ball to Miller.
Miller has plenty of experience playing against the Pats as his career started in Miami as a member of the Dolphins. The University of Miami product has had limited success in his career against New England as he's never had a 100-yard rushing day against a Bill Belichick defense.


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Company Info
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The Chinese company that bought the Marina District, with promises of developing the riverfront property, has decided to sell it.
Toledo Director of Business and Economic Development Matt Sapara confirmed late Wednesday that Dashing Pacific Group informed the city it planned to sell the East Toledo property.
Company officials said if they weren't able to get a redevelopment plan moving by the July 1, they would list it for sale, Mr. Sapara said.
Dashing Pacific bought the 69-acre site along East Toledo's riverfront in July, 2011, for $3.8 million. The company planned a $300 million project that would include residential, retail, office, and entertainment space.
As time went by, however, Toledo city officials became frustrated with a lack of real progress on the site.
Last June, with about a year left on Dashing Pacific's timeline to redevelop the parcel, then-Mayor D. Michael Collins said he had no faith in the company's ability to make good on its promises.
"There's a reality here," Mr. Collins said. "Dashing Pacific is not going to build anything on that property. What did they build in China? Nothing. They created something in China. They created a name for themselves. That's all it was."
The mayor said he was stonewalled in his attempts to meet with company leaders.
Mr. Collins said if he didn't get assurances by the fall of 2014, he would notify Dashing Pacific of the city's intention to start marketing the property to new developers.
Toledo City Council's deal with Dashing Pacific includes buyback rights.
Under the purchase agreement, the city can buy it back between July 1, 2016, and July 1, 2017, if there hasn't been "substantial" development.
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