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When talking to people about Passages they often ask us about how we compare to Tor. The difference comes directly from their core design philosophies.
We designed Passages, first and foremost, for security against web-based attacks, while Tor was designed purely for anonymity. Both Passages and Tor provide their own browsers, but how they do that is completely different.
The Tor browser provides security by optionally disabling most kinds of active content. This breaks many websites and degrades the functionality of many more. Even so, the browser, not to mention your entire system, is still vulnerable to exploits against the browser code itself and any active plug-ins. By default the Tor browser enables all this content providing a smooth user experience at the cost of significant vulnerability.
Passages provides security by completely isolating the browser from the local computer and network. All malware is trapped within the Passages virtual machine and can't do any significant damage. Additionally, Passages is immune to virtually all malware and attacks you will find on the Internet because the virtual machine is running Linux. Tor runs on the user's desktop which means Windows or Mac OS X for the vast majority of people. Windows and Mac are the primary operating systems attackers build their exploits for.
Web anonymity comes from three things:
1. Hiding your IP address
2. Removing trackers like cookies
3. Masking your browser's fingerprint
I discussed how all of these three tracking methods work in my previous blog post.
Tor's primary focus is on hiding the IP address by sending all traffic through multiple different Tor "nodes," typically three. These are run by volunteers around the world and could literally be almost anyone. The designers of Tor don't want to trust anyone so the design is intended to make it impossible to connect a Tor user with their web activity, even by a Tor node operator. In reality there have been numerous examples of researchers and law enforcement identifying Tor users and capturing sensitive information.
The Tor browser includes tools to automatically scrub cookies, but may be trackable using various kinds of super-cookies. The Tor browser provides limited protection against browser fingerprinting which allows long term tracking and identification of individual users.
Passages hides the user's IP address using one one of our numerous global points of presence, all of which we directly control. Passages shares the same anonymity network as Anonymizer — a security and privacy tool with an unblemished record of protecting users for over 20 years. Our philosophy is to be protected by someone you know, has a track record, and you have reason to trust. Additionally, because there is only one hop and the network is professionally managed, the performance is much better — something even Tor admits.
Passages absolutely removes all trackers by totally destroying the entire virtual machine in which the browser is running. That includes cookies and all kinds of super-cookies, even those we have never heard of. The Tor browser, like any other, could be run in a virtual machine or off a read-only disk, but that is a significant effort and only realistic for the most sophisticated and motivated users.
Finally, Passages provides robust protection against browser fingerprints by giving all Passages users effectively the same fingerprint.
Vendor Risk
The biggest difference between the two solutions comes down to trust. Tor is designed to minimize the amount of trust you are putting in operators you know nothing about. Passages puts the trust in a single entity with a long track record and huge incentives to effectively protect our users. The result is that there have been many cases of researchers and attackers operating Tor nodes to track or capture information about their users while there has never been a case like that with Passages or any of the services we run.
Tor has its uses for certain kinds of anonymous activity but it will never be appropriate for sensitive business or government applications where performance, confidentiality, or security are critical.


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Rip Esselstyn, a former professional athlete and firefighter for Austin's Engine 2 firehouse who now applies his adoration for saving lives by teaching the link between what you eat and the ability to prevent chronic disease, acknowledges that fires account for merely 10 % of any given fire department's call sound.
However, believe are sardines good for you have to start eating fatty fish everyday to get the health perks. In fact, experts advise against eating these fish more than twice full week because whole have high levels of toxic agents.
While the claims that mouthwash kill bacteria are true, additionally true how the bacteria quickly come back-and in greater force than before you used the mouthwash. (Yes, there are fantastic brands out there, travelling to that).
We've all heard that nuts, sardines and mackerel are good to us. But, did additionally you know that they're good in your skin? High in essential Omega-3 fatty acids, nuts, sardines and even mackerel may well maintain the integrity of your body's skin cells, helping to keep it fresh and taut no matter what your grow older.
Sure might an straightforward technique to get protein we all all have purchased them simultaneously or however. The sodium content of one slice could be up to 700 mgs, more than half of one's recommended daily intake. Also found in processed meats are nitrites and nitrates. We all have heard of nitrites and nitrates but do day-to-day what these kinds of? They surely are a preservative because of this commonly employed meats to ward off bacteria growth and give meat a nourishing redish hued. Alone they are sardines good for you not cancer causing, but if they combine with certain amine proteins as stomach, they form the carcinogen nitrosamine. Again look at packaging. Mainly because may only have 80 or 100 calories per serving the sodium per slice is a killer.
Rinse a cup full of dried black beans which usually add the particular three cups of water along with teaspoon of baking pop. Put a few layers of cheesecloth on the soaking mixture and give time to sit for twelve working hours. If the house is very warm, it 's better to let it soak for twenty four hours in the refrigerator.
Quality of life and longevity: Health begins from food. Quality food affects quality of your life. It is proven that fresh and healthy dishes are needed to boost health and extend daily life of pet dog. What do you feed your pet will directly impact with their look, feel and even act. Advertising will feed organic food to your dog, it leaves long healthy and happy day-to-day.
Another good and convenient source of protein is on the market through the utilization of protein goods. They are easy and convenient, which enables it to be along with some whole grain foods for a complete nutritional snack or ration.

subset: commoncrawl


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When Scottish Power were looking to identify potential sites for offshore wind farms in the most cost-effective way, they asked us to assess and provide the mean offshore wind speeds for various regions around the UK for the last twenty years.
We used a new approach to offshore wind pre-feasibility resource assessment that greatly reduces costs. A data set of conditioned satellite offshore wind measurements for multiple sites, aggregated into a six hourly average with a 0.25° resolution, it allows site-specific resource assessment and twenty year variability analysis for wind speed and direction to be carried out accurately and rapidly for multiple sites globally.
Our initial resource identification study for Scottish Power looked at five offshore regions around the UK. We produced a mean wind speed of the last twenty years, assigned it to the relevant 0.25° grid squares, and then supplied it through a graphical overlay into a GIS form as well as a precise, tabulated data set.


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New Arrival. This is a New 2018 Grady-White Freedom 192 Dual Console with a Yamaha F150 XB 4-Stroke Motor. All standard Feature are included. Option are a Deluxe Helm Chairs 2 (Stbd), Fusion Stereo, Ski Pylon, Raw Water Wash Down, Raw Water Livewell, Seaport Blue Gel Coat, Black Vista Top with Boot Cover, Vista Front and Side Curtains, Back Bow Well Cover and more. This Boat is on ground and in Shrink Wrap. Using Sister-ship file photos .We are Open 7 Days a Week for your Convenience, So Call or Stop by Today for a Quote.
The 19-foot dual console boat Freedom 192 is a great performance boat in an affordable boat package. The 192 is an enviable sportfishing platform, but is clearly designed as a family fun boat. Grady's offshore fishing boat heritage of quality, safety, reliability, value and performance make this 19-foot dual console a superior choice.
133 Main Street
Niantic, CT 06357
United States


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iPadsGeneric name: Tablet computerDescription of the tool: This is a small, table computer with a touchscreen, built-in camera, and built-in microphone. This tool comes with pre-installed apps, including a calendar, "reminders", "photos", and a basic word processor. It also provides quick access to the Internet, via wifi. Finally, additional apps can be purchased through Apple's iTunes store. You can find out more on the apple's website here: http://www.apple.com/ipad/Assistive technology domains that the tool addresses: All. The iPad itself is not typically "AT" however. Its usually the apps that are considered AT.
Apps for AT:This handout will show you apps that we recommend in place of our customary AT software: Click here to download
Instructional Technology:For information on using the iPad for instructional technology, visit our Educational Technology site for iPads
Web Resources for Finding Special Education Instructional Technology Apps:
- Apps for Children with Special Needs: website with video reviews, best suitable for elementary students
- Handout called "iPhone, iPhone, and iPod Touch Apps for (Special) Education", most suitable for young elementary students
- Tech in Special Ed, website that organizes app by IEP goal area
- iEducation Apps Review, website with tons of education app reviews
- Excellent series... There's an App for That that organizes app recommendations by problem areas or areas of difficulty
iPad Web Resources:


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Health Care Exchanges Go Live (Or Not?)Posted in Health Care Law
October 1, 2013 marks the anticipated start of open enrollment for health care products offered on state health care exchanges. The federal government has a website to help potential health insurance buyers choose an insurance plan. Expect the Internet's version … Continue reading


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12 November 2007
Price realised
Patek Philippe. A very fine and rare 18K pink gold self-winding water-resistant wristwatch with enamel dial and bracelet
Signed Patek Philippe, Geneve, retailed by Serpico y Laino, Caracas, Venezuela, ref. 2526, movement no. 765'253, case no. 2'601'190, manufactured in 1958
Cal. 12'''600 nickel-finished lever movement stamped twice with the Geneva seal, 30 jewels, Gyromax balance, engine-turned 18K gold rotor, the white enamel dial with applied pink gold baton numerals and dauphine hands, subsidiary seconds, in circular water-resistant-type case with screw back, 18K pink gold Patek Philippe and Gay Frères bracelet, case and dial signed by maker and retailer, movement signed by maker
36 mm. diam.
Contact Client Service
New York +1 212 636 2000
London +44 (0)20 7839 9060
Asia +852 2760 1766
Accompanied by Patek Philippe Extract from the Archives confirming the production of the present watch with enamel dial and rose gold bracelet in 1958 and its subsequent sale on 12 September 1958. To the best of our knowledge, it has never been offered at auction before.
Its 18K pink gold link bracelet is signed Patek Philippe & Co. and stamped GF for Gay Frères, renowned for their high quality wristwatch bracelets. The clasp furthermore bears the punched number 2.58 for second quarter of 1958, the year of manufacture of the watch.
Preserved in very good and original overall condition, the rarity of the present watch is further enhanced by the retailer Serpico y Laino, Patek Philippe's prestigious agent in Caracas, Venezuela, signed on the dial and with the initials "S.&L." stamped on the case back and on the bracelet clasp.
Reference 2526, introduced in 1953, was Patek Philippe's first model featuring a self-winding movement, the legendary calibre 12-600 AT. With its attractive combination of a state of the art movement and traditional enamel dial, it is considered a very desirable collectors' watch.
Reference 2526 is illustrated in Patek Philippe Wristwatches by Martin Huber & Alan Banbery, first edition pp. 168-169, second edition pp. 213, 216-217.
Pre-Lot Text
Dubai Watch Week and Christie's to host leading watch experts, collectors, brands and industry professionals in London
The stories behind the names given to a selection of iconic Rolex wristwatches
Christie's specialist Patrick Hofstetter on the essential attributes that ensure the Daytona's enduring popularity with collectors
Historian, dealer, author and curator Harrice Simons Miller offers an introduction to the collecting costume, couture, fashion jewellery
Can artificial intelligence really create art? For the first time, Christie's offers a painting created by an algorithm


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Models rip the runway during Pulse Million Dollar Search
Hundreds of patrons crammed into the back of the Pulse Complex on Sunday evening to see well-toned, slender models strut their stuff in the Pulse Million Dollar Search competition.
Despite rain earlier on the weekend, there were clear skies when the event got off to its scheduled 8 p.m. start at the venue located on Trafalgar Road in New Kingston.
As models walked the full length of the long stage, numerous persons who might not have been expecting an early start streamed into the venue. But, based on the somewhat awkward set-up, the constant movement of incoming patrons might have been a bit of a nuisance to those who were already seated as their view was often blocked. The seats were also close to each other, causing a bit of discomfort to some patrons.
Nonetheless, those in attendance seemed pumped up as they cheered for their favourite girls. The first set of girls to strut down the runway were the petite models, who were followed by male models wearing shorts. As the men walked the runway, females in the audience screamed. The much taller fashion models also graced the stage.
But before the show went any further, a contestant, Chevonese Stotlz, thrilled the audience with an a capella version of Bob Marley's Is This Love. Stotlz found a lot more favour with the audience than with the group of girls, who later did a lacklustre dance routine to Beyoncé's Partition.
The show went on, with the contestants showing off designs from Gian Jackson, Suzie-lee Chambers, Fashionenira, Minka, Zaid, and Mutamba. The models made every effort to show off the casual, formal, and swimwear in various prints and styles.
almost outdone
But they were almost outdone by a couple of persons from the audience who were invited on stage by host Kiki. The two females walked and posed to the delight of the other patrons.
Later, the headline act, D-Major, got off to a good start as he did Party Like It's Your Birthday and a rendition of Passenger's Let Her Go. But he got a much better reception towards the end of the show when he did True Friends and Real Know Real.
It was now down to the final announcements, and Channel Dawkins-Stephenson was announced as the winner of the petite competition, with Princess Davis getting second place, and Lisa Escalona placing third.
In the male model category, Alwin Danvers got the top spot, while Tian Brown and Tushawni Bingham were placed second and third, respectively.
The fashion model category was done a bit differently as no winner was announced on the night. Instead, the top 20 contestants were selected for the reality TV show, which is the second phase of the Million Dollar search. While no winner was announced for that section, Oprah Forknot was the winner of the swimwear challenge, while Tricelle Powell won the runway challenge.


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Posts tagged 'pallytank'
Back to Square One
Well, Sunday was our last shot at getting Garrosh down with the team and we didn't make it.
I won't lie about being really disappointed – it just feels like we kept getting stuck in a cycle of making really silly mistakes. Dying to Iron Star, dying to Desecrate, people tunneling and ignoring Mind Controls, people standing in Annihilate… overall we did manage to improve on controlling the adds spawned during Empowered Whirling Corruption, but we wasted more time wiping to mess ups than anything else. Our best attempt ever was seeing him hit Phase 3, but by then everyone but the Mind Controlled folks were dead.
Now we're losing about half the team – at first it was just the two paladins, but now our DK tank is also taking a break to get ready for school and our Enh Shammy wants to spend time with her newborn (who is adorable in all the ways, I swear). Our warlock has been no-show for weeks now and we've been pugging to fill his spot, so it's safe to assume we've lost him too. So that's both tanks gone, a healer and two DPS ):
There's been mention of merging with a friend's raid group – they've also lost a whole bunch of people, so it makes sense. But they're a bit behind progression and gear-wise, so the plan is to start fresh all over and get to know each other as a team. Hopefully it works out! Recruitment is hard this late in the expansion.
See you in a month or so, Garrosh… I hope.
Weekday Waffles: Holidays!
It's been awhile, hey!
The past couple months have been really busy for me personally – October had a lot of work/travel, November was NaNoWriMo! It's my first win ever so I'm pretty dang chuffed 😀
Sadly things haven't been going as well on the raiding front – the drama gods have decided to mess with us again. I'm starting to think it's a once-per-patch occasion. Since the last update we've lost: one tank to real life, one healer who switched to replace said tank, one DPS to poor attendance and another DPS to ragequittery. (Side note: if you raqequit right when the first trash has been pulled because the raid leader had no choice but to pug in someone with the same loot spec as you, there really isn't an excuse you can make for that sort of behaviour. Don't say you can't deal with 'selfishness' and expect people to sympathise with you.)
We've been trial-ing a whole bunch of different people every week, but none have really lasted. With two or three new folks in the group every time progression's been slow – we only raid twice a week for a total of six hours, so it's often difficult to have enough time to spare to work on new bosses. Twin Shamans, Nazgrim, Malkorok and Spoils all took a couple weeks each to beat. We've had to extend the lockouts to get those new kills, but half the group still wants gear from the first wing so extensions don't get to happen very often. I'm one of the lucky few – the only upgrades I need now drop from Garrosh and maybe Paragons for the tier leg tokens (*shakes fist at Celestials*).
The good news is we finally got Thok down last week, yay! So far that's been our biggest hurdle – we hardly ever had enough time to put in proper attempts on him. All in all, I think it took maybe a month between our Spoils kill and Thok's. We decided to switch it up from our previous tries and one-tank it and that made a whole lot of difference. Pallytank was just ridiculously pleased to go Ret for once! He kept saying he hasn't had the chance to DPS in a normal raid since the Spirit Kings in MSV. I think he just wants to show off the fact that his Ret spec's almost as ridiculously geared as his Prot's 😛
Holidays are kicking in now though, so Siegecrafter Blackfuse is going to have to wait 'til after Christmas. I'm a bit disappointed about that, but overall I know Pallytank and I are getting a bit frustrated with all the nonsense that happens every week so having a break is a good thing. Hopefully by then the silly problems with disappearing raiders will be over!
Here's wishing everyone very merry holidays!
WoW Screenshot a Day Challenge – Day 20
Today's prompt: Stairs.
I've been taking new pictures for the challenge, but alas, WoW is down for maintenance today (booo timezones for eating up my entire Tuesday's worth of play time). Instead I went through my screenshots folder and found this!
All of us usually run Firelands every week for the legendary and for transmog gear, so it wasn't hard to get the Burning Seeds when we first heard about them. Two of us are actual druids, one is a Potion of Illusion addict, and the paladin is Pallytank once again insisting on showing off his purple ranger-ness instead of getting with the fire kitty show.
But seriously, there are few things more awesome than this look. I LOVE IT SO.
Striking Down the Thunder King
So today, this happened.
It took us three full raid days – nine hours in total – to get him down, and today's kill was LITERALLY the last pull of the week. "This one's gonna be the kill," our raid leader said (like he'd been saying for all the previous tries, heh). "We got this!" our warlock said too. "I wish they'd stop saying that," Pallytank muttered at me across the table. "Don't be so negative!" I told him – and then Lei Shen ported over to the pillar, and the fight started.
Intermissions were nerve-wracking, because that's always where we mess up. Vent was full of people calling out – balls! stack! spread! STACKKK! I might have battle-rezzed someone; honestly, I don't remember. But suddenly we were in phase 3 with everyone alive, tanks were calling out taunt warnings, WINDS were blowing us everywhere and his health was going down down down… AND BOOM, DEAD!
After I'd screamed myself hoarse, after the entire raid group went mad with screenshots, I turned to Pallytank. "We did it," I said. "We actually did it."
He just replied, "yeah."
I won't lie; six weeks ago if anyone had asked me what my chances of getting Ahead of the Curve were, I'd have shrugged and quickly changed the topic to avoid a sore subject. At the time it honestly felt like one drama after the other, of finding a new group and having it fall apart, of joining pug after pug only to fail, of struggling just to get into a group sometimes. After all, when you're only 5/12 experienced on a server that is on average asking for minimum 7/12, things get a little limited.
In fact, I'd already resigned myself to not finishing off the tier before patch 5.4 hit – or tried to anyway. Then one day five weeks ago Pallytank told me out of the blue that he'd found us a group with similar progression, raiding at times perfect for our schedule. "No harm trying, right?" he told me, and I figured, what the heck. The worst that could happen was another hefty repair bill. So off we went.
Boy, am I glad we did. I haven't had the chance to raid with a group of nice, skilled players like these in ages. There's no rude or crappy behavior, not even after hours and hours of wiping – sometimes stupidly – on bosses. It's lovely to be playing with everyone having the same goal in mind, to have people able to look at a mistake and figure out ways to fix things instead of raging. Granted, only Lei Shen gave us that much trouble, but hey – nine hours of throwing ourselves at him and no lost tempers is an achievement in itself!
It's a huge relief and satisfaction to have Ahead of the Curve completed. It's one of my favourite moments to date. Now we get to look forward to Patch 5.4 and new content and bosses, yay!
In-Flight Entertainment
Subtitle: Myriade is easily amused.
Pallytank and I were both in Shrine of Two Moons, heading off to Oondasta, and somehow ended up taking the flight path at exactly the same time.
I spent the entire time cackling at how my druid seemed to be growing an extra (shiny) head and torso out of her stomach. Clearly, she's been spending too much time around them Old Gods. CHO'GALL, YOU AIN'T GOT NOTHING ON THIS.
Sadly, Oon was already dead by the time we arrived (and had taken down a whole bunch of people with him, judging by the amount of bones lying around). My hearthstone was on CD, so back to the flight path I went!
At least this time he got his own wyvern instead of trying to hog my kite.


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'Manspreading,' 'hangry' and 'mic drop' among the newest OED terms
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Everyone who's ever had a boring, unfulfilling job that they've always wanted to quit in order to pursue their true passion, but maybe never had the guts to do it, can look up to Eric Cable.
A late bloomer to photojournalism, Cable spent his first years out of college, up until the age of 29, building an auto wholesale business where he bought and sold cars and trucks around the country. It was a self-sustaining cycle with no end in sight.
One day in 1999, Cable decided that hed had enough.
"Out of the blue, I decided I wanted to be a press photographer," the Portland, OR, USA-based photojournalist says. "So I sold my business and everything related to it, and made a major investment in Nikon digital and film gear."
Thats a typical attitude for Cable, as he seems to want to jump feet first into anything; especially when it came to what he truly wanted to do: photojournalism. His passion, slightly fanned in college but reduced to embers during his sales career, was reignited after Cable made his abrupt career change. With success in news photojournalism that eventually led to a career in photographing weddings, Cable's decision appears to have paid off, given his slate of WPJA awards.
Perhaps it was an eye that could spot the best cars to trade that gave him the presence of mind to know when and where to spot the best pictures, whether they be once-in-a-lifetime action shots or private, emotional moments that would go unseen without him, like his WPJA award-winning photograph of a father daintily dabbing away a tear before walking his daughter down the aisle.
Or perhaps it was an incessant persistence that would eventually pay off as a man shooting pictures for a living.
What Cable lacked in experience from the get-go in photojournalism, he made up for with his tool: the Nikon D-1, a novelty by 2000 standards. After taking some assignments for local papers in Oregon, he was soon shooting for the Associated Press, largely, he admits, for his advanced digital camera.
And into the fire he was thrown.
"That was a huge learning experience," he says. "I never had any instruction in how to shoot news, so my first dozen or so assignments were questionable to say the least."
While covering assignments that included political news, protests, sporting events and just about anything else, Cable picked up invaluable photojournalism skills, such as meeting deadlines, dealing with pressure-packed situations where you only have one chance to get a shot, and learning the craft of taking great pictures.
Unfortunately, the economics of being a freelance news photographer were not entirely conducive to raising a family, which he was doing at the time. Still, Cable did not want to sacrifice his passion for photojournalism, so he persevered.
Cable figured out how he could work in the emerging style of wedding photojournalism that valued capturing candid, intimate moments rather than set-up stooges smiling at a camera. It was the style Cable already shot in and wanted to continue.
"I never wanted anything to do with weddings because everything was soft-focused, posed and mind-numbingly boring," Cable says.
As in the other stages of his life, Cable dove right in. He initially offered to photograph three weddings free of charge, just to get enough images to create a portfolio to show potential clients. From there, he took the album to a wedding show, where his unique shooting style helped him book nearly 30 weddings for the next year.
"I was one of the first guys in my town (Salem, OR) who was shooting like that so it was really easy to book," he says.
As with his news photography career, Cable got by with a lot of on-the-job learning at first. And he had to, considering that before he started documenting weddings, he had only been to two such events in person: one was his own, the other when he was a teen. "Believe me, I wasn't paying attention at either one of them," he says.
While his previous newspaper and newswire experience had left him with the chops to capture moments through his lens, he found that he picked up more skills with each wedding he worked, such as where to stand to anticipate great shots and how to take good pictures in dimly lit churches and reception halls.
He moved to Portland in 2002, where he found more photographers documenting weddings in the same style he had been using. But amid the increased competition, Cable kept carving out his space, getting more couples referred to him, building his business and honing his craft.
With a true sit-back-and-shoot outlook, Cable says that most of his best weddings for candid photos rely largely on the demeanor of the bride and groom. An outgoing, fun couple usually has similar friends and family members, who bring the same freewheeling attitude to the day. An introverted couple, however, may be harder to catch opening up and letting loose during their wedding day, posing more of a challenge.
But his best work seems to spring up when he least expects it. He modestly says: "My favorite photos are the ones where I got lucky, and something wonderful happened right in front of me."
Well, if he gets lucky this often, it may be time to buy a lotto ticket. For one shot of a garter catch, he captured a rowdy group of guys, vying for the lacy prize in a mid-air action shot that won him a 3rd-place WPJA award for an action shot.
"One never knows where exactly the garter is going to fall, or just how crazy the group will get," Cable says. "And, of course, it all happens at mach speed."
He took the same attitude to a lively dancing scene, where he snapped the bride mid-twirl, with a wildly expressive facial expression, as her newlywed husband looks on. "I suspect I will be lucky if I ever get as good a dance photo as this," Cable says.
Like his buy-and-sell business earlier in life, Cable's extended journey featured some repetitive undulation, as he kept jumping headlong into a new venture, learning on the job, and developing into a pro.
Now, he finds himself solidly immersed in his passion of wedding photojournalism, the trajectory of which seems to be steadily heading upward. He continues to do travel and magazine photography in addition to his wedding photojournalism practice, vindicating his abrupt decision to shun the salesman's suit and strap a camera around his neck.
—by Paul Ziobro for the Wedding Photojournalist Association


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Fall Leadership Conference
The fall leadership conference for Secondary BPA chapters located in the Lower Peninsula will be held on October 2, 2017. New and prospective chapters are required to attend this conference at the Lansing Center located in downtown Lansing.
Advisors in the Upper Peninsula will attend an advisors meeting on October 10, 2017. The regional advisor for that meeting will provide details for that event.
At the FLC each year, we plan different activities that focus on specific values. The workshops focus on networking, creativity, teamwork, ethics, diversity, defining differences, leadership in service, and enthusiasm. All of this is accomplished in a fun, energetic way.
Speakers provide activities designed to start the year off with a jump. Participants create a moving, functional machine and sell it to the public. The catch? This invention is made of people! This often-outrageous activity gets participants thinking about teamwork and promotion of BPA from a whole new perspective.
View the photo gallery of pictures from the 2016 FLC below.
The following workshops are presented by FOCUS Training:
|2017 Fall Leadership Conference Workshops
|Creative Thinking Challenges
|Brain-teasers, puzzles, enigmas? Tackling unusual and challenging problems is something every leader needs to deal with. Creative Thinking Challenges is a crash course in creative problem solving and time management.
|Networking Like a Pro
|70% of all jobs are found through networking. Knowing how to effectively network can benefit students in jobs, college, and competition. In this session participants will learn the tools needed to grow and maintain their own personal network.
|What do you Bring to the Table?
|In this fun and engaging activity lead by the state officer team, student leaders will learn the value and effectiveness of a diverse well-rounded team. This workshop will provide students the chance to work as a team to complete a task and understand that everyone brings something valuable and unique "to the table."
For more information on FOCUS Training visit their website at http://leadership.focustraining.com.


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Heavy Gear Blitz! Locked & Loaded - Rulebook Rev 1.1
Notice to Reader:
The Field Manual - Core Rulebook Revised DP9-9997 is now the current rulebook for Heavy Gear Blitz and it is available as a free download with this ebook. The current Northern, Southern, Peace River Defense Force and Leagueless Army Lists are still found in the Locked & Loaded Rulebook. But, the current Port Arthur Korps Army List is now found in the Perfect
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Dream Pod 9
Big List of RPG Plots
Over the last two decades,
The Big List of RPG Plots
has been cited, quoted, thanked and excerpted in articles for computer-game design, a book on Hollywood screenwriting, and more than a few pen-and-paper RPGs. I wrote it in 1993 as an article submission for
magazine (they rejected it). I later tried to shop it to
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Cumberland Games & Diversions
Zombie Santa and the Elves of Doom - Okumarts Games 2011 Holiday Freebie
It's that time of year for more out of control zombie slicing mayhem! Serene Fist Set Four: Katana Schoolgirls vs Zombie Furries now has a holiday-themed supplement and it's pretty messed up. Print the figures off and use them in a desperate battle with Katana Schoolgirls or use them in other wargames or roleplaying games. All files are 300dpi and include front and back views. Cardstock... [
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Okumarts Games
Axon Punk: Overdrive - Quickstart Packet
Try a taste of
Axon Punk: Overdrive
with this complete Quickstart Packet!
Axon Punk
is a tabletop RPG that combines classic cyberpunk and hip hop to create gameplay that feels like
Cowboy Bebop
Samurai Champloo
, but if it was set in a the megacities of
Blade Runner
Ghost in the Shell
. If you like what you see, we have lots more where this came... [
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Wrong Brothers Gaming
Love & Justice
Welcome to Love & Justice!
You are a group of magical girls in Tokyattle. You save the world by defeating bad guys—and hate—with love and justice. You are still learning how to use all of your powers. Lady Fuzz Fur, your hedgehog companion and instructor in the ways of world-saving, was captured by your nemesis and is unable to help you just as the world
... [
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Encoded Designs
Retroverse Free Preview 2018
Welcome to the Retroverse! An exciting new 5E universe from Lasers & Liches that resides in a place of half faded memories, barely remembered songs, lost childhood friends, outdated styles, abandoned dreams, lost playthings, vapor ware, and time corroded nostalgia. A place both strange and familiar. A place for adventure, friendship, chaos, and the magic of yesteryear. In short, a place that... [
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Lasers & Liches
Mythender Roleplaying Game
Winner of the 2012 Indie RPG Award for Best Free Game!
On the other side of this bloodied snowy plain stands Thor, God of Thunder and Mythic Norden's warmaster. His thousands of einherjar charge at you and your two comrades. Mortals watch from the distance, unable to turn their gaze away from the oncoming storm. As the horde charges, you let out a bellow that drowns them all out, shaking
... [
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Ryan Macklin
Pokéthulhu Adventure Game (3rd Edition)
That is not dead which can eternal lie,
and with strange aeons even death may die!
To bring down our masters on an icy night,
And to claim the power when the stars are right . . .
Derleth! Bloch! Team Eibon!
Stand fast to resist our rage . . .
Or flee to the safety of a new dark age!
Amid the sagging gables of old New England, evil lurks... [
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Cumberland Games & Diversions
Mech Attack Accessory Pack
For use in
Armor Grid: Mech Attack
this Accessory Pack includes: New and Updated Game Tokens 10 Inch Ruler with Firing Arc Finder Template Color Matched Record Sheets in Urban Gray, Desert Tan, and Forest Green ... [
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Armor Grid Games and Miniatures
PowerFrame Primer
This FREE introduction to the
universal action toolbox RPG includes:
Rules Primer:
A fully playable 16-page summary of PowerFrame's main rules.
Basic Scenario:
A 6-page scenario that walks you through the rules.
Includes three printable battle maps!
Character Sheet:
A full version of the
... [
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PowerFrame Games
Tianxia: Path of Destiny
Tianxia: Path of Destiny
is a Lifepath Generator for
Tianxia: Blood, Silk & Jade!
This PDF acts as an
to the Kung Fu fantasy setting outlined in
Tianxia: Blood, Silk & Jade
, and can help you jump-start character creation. Presented as equal parts random tables and character creation workshop,
Jack Norris
... [
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Vigilance Press
Pay What You Want
Musha Shugyo RPG: Hyper Armor
Hyper Armor
is a free Expansion Module for
Musha Shugyo RPG
! Its goal is to create a management system for the classic Power Armors that can be found in fictional works such as all kinds of Mangas, Animes, Comics, or movies. Of course, you need Musha Shugy RPG to use this book! These rules can be applied not only to fantasy-style Characters, but also to high-tech,... [
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Heavy Gear Blitz! Field Manual - Core Rulebook Revised
The Heavy Gear Blitz Field Manual - Core Rulebook Revised is the current rules set for Heavy Gear Blitz.
It adds a new and exciting style of game-play to Heavy Gear Blitz! This book takes the field test rules featured in the first 3 issues of our Gear UP eZine and revises the Locked & Loaded rulebook sections with new rules, flow charts for ease of use and new datacards for the Heavy Gear... [
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Dream Pod 9
Michtim Hero Sheet
This is the character sheet for use with
Michtim: Fluffy Adventures
. ... [
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GrimOgre Laboratory
OVA: Auren Player Book
Get started with
OVA: The Anime Role-Playing Game
by downloading this introductory Player Book! It contains everything you need to know to play
with your first character: Auren, the begrudgingly chivalrous, sword-wielding sorcerer from the past trapped in our present. Discover the full game at http://www.drivethrurpg.com/product/133493/OVA-The-Anime-RolePlaying-Game... [
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Wise Turtle Publishing
Protoculture Addicts Promotional Issue
This free promotional issue of
Protoculture Addicts
contains a selection of material from #71-78. It offers a Spotlight on
, an Anime Story on
Full Metal Panic
, a few conventions reports, as well as some news & reviews. It is perfect to sample the contents of this anime & manga magazine.... [
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The Nobleman's Daughter (Wu Xing Adventure)
The Nobleman's Daughter The first free adventure available for Wu Xing: The Ninja Crusade! The adventure takes place in the city of Heigenchou, as the ninja seek out a missing girl in the hopes of keeping a nobleman loyal to the Lotus Coalition. It mixes action, investigation and stealth together to give players a rollercoaster of a time.
Full Adventure 10 Pregenerated... [
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Third Eye Games
Pay What You Want
CAH:S3 -- The Paranormal Entities of Holiday Present
What happens when the stalwart heroes of the Ghost Patrol accidentally dispell the Ghosts of Holiday Spirit? Find out in this holiday-themed episode of the Ghost Patrol series from the CAH:S3 rulebook.
About Cartoon Action Hour: Season 3
<o:p></o:p> Cartoon Action Hour: Season 3 is the third edition of the game that was nominated for "Best RPG" at the 2004... [
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Spectrum Games
Mecha vs Kaiju PDF Character Sheets for Fate Core
"Mecha vs Kaiju" gives you the power to create anime heroes, giant monsters, or towering robots for the Fate Core roleplaying game. This custom-designed fill-in character sheet allows you to keep track of the unique elements of the MvK setting. The system includes rules for building mecha systems and kaiju mutations using sets of stunts, and the Mecha and Kaiju design sheets will help players... [
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The Rabbit Playing Game
The Rabbit Playing Game
is a fantasy role playing game Inspired by Richard Adams' novel
Watership Down
and other RPGs that have emulated this genre. Players take on the role of rabbits in our real world, your rabbit character thinks with human-like Cleverness. Well, you think like a human thinks a rabbit would think anyway.... [
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Dave Bezio's Grey Area Games
Toonpunk: Pilot Episode
So You Want to be a Toonpunk You want the danger, the thrill, the riches. You want to be a cartoon rabbit robbing banks in the distant future, and you want to stick it to the man, and you want to pull off that perfect one-in-a-million heist that will be remembered for years to come. You want the glamor and intrigue of being a super-criminal...but you don't know where to start.
is... [
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Bendy Giraffe Games
Silvervine Games Quick Character Creation Guide Cyrus
The incredible diversity of the Silvervine Games character creation system is hard to explain, so it is best to show it to you firsthand. In this Quick Character Creation Guide you will find a guided walkthrough that will have you making a fully playable Silvervine Character for the world of Cyrus in no time. The Quick CC Guide contains many of the races, skills, focuses, and other options found in... [
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Terrapin Foundries
OVA: Miho Player Book
Get started with
OVA: The Anime Role-Playing Game
by downloading this introductory Player Book! It contains everything you need to know to play
with your first character: Miho, the well-intentioned, ultimately naive battle-android with a human heart. Discover the full game at http://www.drivethrurpg.com/product/133493/OVA-The-Anime-RolePlaying-Game... [
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Wise Turtle Publishing
Tianxia Accelerated
Tianxia Accelerated
is a set of guidelines for using
Tianxia: Blood, Silk & Jade
Fate Accelerated Edition!
This PDF acts as an
to the Kung Fu fantasy setting outlined in
Tianxia: Blood, Silk & Jade
. It is designed to help fans of
Fate Accelerated Edition
use the Kung Fu rules... [
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Vigilance Press
Pay What You Want
OVA: Raine Player Book
Get started with
OVA: The Anime Role-Playing Game
by downloading this introductory Player Book! It contains everything you need to know to play
with your first character: Raine, the swordmaster ex-assassin who seeks to atone for the sins of his past. Discover the full game at http://www.drivethrurpg.com/product/133493/OVA-The-Anime-RolePlaying-Game... [
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Wise Turtle Publishing
Krowley Keep Mini Dungeon Set
Mini Dungeon Sets are based around 15mm chibi themed miniatures and come with everything you need for a basic crawl contained on 2 print and play A4 sheets. Mini Dungeon Sets do not include any rules but are designed to be used with most existing dungeon crawling rules sets. 1 x Krowleys Keep Map 3 x Hero's 9 x Orcs 3 x Goblin Pairs 8 x Doors ... [
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Ninja Crusade World Map
Experience the awesome world map for The Ninja Crusade 2nd Edition in full color! Download the digital file for FREE or even get an awesome printed poster for your wall! ... [
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Third Eye Games
Anthro-Adventures Coloring Book
The Anthro-Adventures Coloring book provides you with dozens of print-ready images of creatures set in the Anthropomorphic world of Layna. Here the Seven Realms clash in a never ending struggle for dominance, freedom, and survival. The characters presented here have appeared in either the Anthro-Adventures RPG modules or the novel series. ... [
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Happy Gnome Publishing
Pay What You Want
MYNT: Maybe Yes No Twist
The MYNT system is designed to focus on storytelling through roleplaying. It can work with any setting. Combat is possible but it is not the focus of this system. It was designed to get players doing more than swinging swords or shooting blasters with the aim of beating a particular number in order to succeed. Action and adventure occur through twists and not continued success on the part of the hero.... [
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Third Culture Kids
Pay What You Want
Mundus RPG - Quickstart
This is a FREE Quickstart guide to Mundus-RPG. It entails light core rules, ready-to-play game setting and example characters for the game. This product is ment to give you a deeper sneak-peek in to the world of Mundus. ------------------------------------------------------------------------------------------------ For full Mundus-RPG experience check: http://www.drivethrurpg.com/product/126580/Mundus-RPG... [
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Northern Realms
Super Happy Sentai Character record sheets
This quick collection of 3 character record sheets for the Super Happy Sentai Hour RPG are prefect for giving you all your character data at your fingertips without having to jam the digest verion into a photocopier. It also includes the exclusive Gestalt record sheet to allow you to keep a copy of your Gestalt's stat handy. ... [
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Stupid dice studios
Far Away Land RPG Adventures: Journey Into the White
The frozen wastes of the north are no place for the weak of spirit. Grab your coat and your hiking gear and get ready to take a cold trip into an untamed land as you make your journey to the renowned Winter Tournament. In this Far Away Land RPG adventure module your party will face all manner of terrible creatures as they walk headlong into a fury of winter terror. ... [
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Simian Circle Games
Pay What You Want
Far Away Land RPG: Pawn Pack 1
The Far Away Land RPG: Pawn Pack 1 provides you with over 120 print and play pawns for use in your FAL campaigns. Pawns come on bases of stone and grass (for both dungeon and overworld use). Each of these pawns is for an average size creature. The bases are 1 inch wide and can be used with any 1 inch battle grid. So come on kids and get you some Far Away Land Pawns! Far Away Land Pawn Pack 1 Contains...... [
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Simian Circle Games
Pay What You Want
Far Away Land Adventures: Outpost Knoll
Prepare for a wide-open, sandbox adventure as you and your party make the outpost of Knoll your base of operations. Then, venture forth and take on brigands, clown plant hybrids, angry goabs and their merciless ogra leader, a garl snail with a mindless horde, and traitors within the walls of the outpost. Adventure awaits! This adventures module has four full-color maps of adventure related areas... [
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Simian Circle Games
Pay What You Want
Far Away Land Adventures: Barkoon
You and your party awake to find that you have been locked in a cell deep in the bowels of a long-forgotten prison. Welcome to Barkoon. Noknil are everywhere and they want to expirement on you. Can you escape and find your way to the surface? Danger awaits! (This adventure introduces The Horror!) ... [
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Simian Circle Games
Pay What You Want
Far Away Land Adventures: Love Actually... Sucks
The PCs are called upon to help a local merchant get rid of some unwanted noog noogs and ratlings. But something much more sinister and crazy waits in the town of <st1:city>Aron</st1:city>. Will the PCs discover the town's secret before it is too late or will they succumb to their emotions? Let chaos reign supreme! ... [
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Simian Circle Games
Pay What You Want
Okumarts Art Rates Guide 2016
Okumarts Art Rates Guide for 2016 lists the fees for illustrations and provides samples of artwork ranging from character design to sequential art. Further information can be found at okumarts.com or email me at okumarts@rogers dot com. ... [
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Okumarts Games
Mecha vs Kaiju: Big Book of Kaiju - Introduction
The "Big Book of Kaiju" is many things. It's a collection of giant monsters culled from the annuls of movie history. Any fan of the genre will be able to recognize a favorite monster here. It is also a game master aid for the "Mecha vs. Kaiju" game, offering statblocks for adversaries to throw against players. And finally it is an aid to players of "Mecha vs. Kaiju,"... [
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Henjinmura Village
The Village of Henjinmura is a peaceful place within Kaigau that holds a forbidden secret. It's inhabited by animals in human form whose descendents were transfomred by contact with the kiseki, or miracle stones. The Henjin live in isolation to prevent anyone from discovering their true nature. You get a map of the city, writeup of various locations and NPCs and a new ryu with abilties for bushi,... [
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Thunderegg Productions
Mecha vs Kaiju: Mothers Day Special
Celebrate Mother's Day with the baddest mama kaiju in the world -- the ROK-U! And keep an eye out for MvK's latest edition of the "Big Book of Kaiju: Kaiju of the Sky", coming soon! ... [
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Out West (Return of the Woodland Warriors)
WOODLAND WARRIORS is a fantasy role-playing game about epic adventures and heroic quests. It is inspired by the animal tales of Redwall, The Secret of Nimh, Mistmantle, The Deptford Mice, Mouseguard, and Disney's Robin Hood. As such, it is a great game for kids but equally importantly it's great for adults too.
Out West
is a free mini-campaign sandbox setting... [
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Beyond Belief Games
TITAN/child: A Struggle For Control While Disaster Looms
Content Warning: This game contains violence and potentially death perpetrated both by and against children.
Requires: 2 players total, 2 hours, some pencils, one small six-sided die, and one large six-sided die. No GM. TITAN/child is a game about the struggle between a handful of fated children and an... [
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The Logbook Project
Pay What You Want
Savage Tokusatsu Test Drive
Savage Tokusatsu
is a game built from the ground up specifically for the
Savage Worlds
roleplaying game. Within the pages of this softcover book are new rules and character options to help you capture the feel of any tokusatsu story in the collaborative storytelling experience that is tabletop roleplaying. You can be the transforming team of heroes working together to control a giant... [
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BPB Games
Pay What You Want
Musha Shugyo RPG: Deadly Weaponry
Deadly Weaponry
is an optional Module, which completely substitutes the weaponry management method in basic
Musha Shugyo RPG
. The basic method is an easy and immediate way to improvise every kind of weapon: each weapon is nothing but a Special Technique, that considers the most adequate Symbols for that weapon. Instead,
Deadly Weaponry
is an optional... [
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Silvervine Games - Kings of Earth Penny Dreadful 1
Silverine Games Presents the first in the Penny Dreadful Series Written in the vein of in-world penny dreadfuls, these short stories by the creator of the Cyrus world setting are a great introduction to the incredible mythology and rich fantasy that is the World of Cyrus. Kings of Earth Thrill to the incredible exploits of James and Amari, two shipwrecked sailors from 1600's Earth who find themselves... [
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Terrapin Foundries
Sixcess Core Character Sheet
Sixcess Core standard Character Sheet ... [
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Harsh Realities
Pay What You Want
Quickstart Ruleset [Sixcess] - HR1001A
Before you take the plunge on Sixcess Core check out the Quickstart Rules! This brief overview of Sixcess (6S) condensed down into 7 pages will give you the basics of how 6S works and what it can offer your gaming experience as well as some insight into what the full book offers. Clean and easy to read or print. The Quickstart Rules also include a free sample adventure set in a (mostly) generic... [
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Harsh Realities
Pay What You Want
Tears of a Machine Updated PC and GM Records
Revised and Updated
This packet includes Pilot Character Sheets, Director Character Reference Sheets, and Battlefield Combat Records to keep your game's paperwork neat and orderly. ... [
click here for more
Robot Claw Design
She stood at the foot of the bed, the gentle breeze of the night blowing through the open window. Below her lay her benefactors, asleep and content. She smiled gently, silently thanking their kindness in offering rest and shelter to an old woman such as her. With great care and delicacy, she laid on the wife's pillow a huge gold coin, the like of which had not been seen for centuries. The
... [
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Silver Gryphon Games
Pay What You Want
Arcane Warrior Spells (5e)
Help celebrate the Fifth Edition and OGL by grabbing this free PDF! The article is pay-what-you-want, and it goes to support authors and help grow the online RPG community. Most spells are designed to accommodate "clothie" spellcasters, and the few specifically designed for rangers or paladins are often lack-luster. This article remedies that by offering a suite of spells for eldritch knights,... [
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Josh Gentry
Pay What You Want
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Words containing arkdown
Found 2 words containing arkdown. Browse our Scrabble Word Finder, Words With Friends cheat dictionary, and WordHub word solver to find words that contain arkdown. Or use our Unscramble word solver to find your best possible play! Related: Words that end in arkdown
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text:
Thanks to Monique of Ambitious Kitchen for this delicious recipe! "Ground turkey, sweet apples, and maple syrup combine to make healthy homemade breakfast patties! Perfect for the morning and great for freezing and reheating!" You can view this recipe and more at: Ambitious Kitchen
Servings 16 Patties
- 1 teaspoon olive oil
- 1/2 yellow onion, finely chopped
- 1 garlic clove, minced
- 1 Honeycrisp or Braeburn apple, finely chopped
- 1/2 teaspoon cinnamon
- pinch of nutmeg
- 1 pound extra lean ground turkey
- 1 1/2 tablespoons pure maple syrup
- 2 egg whites
- 1/4 cup gluten free oat flour (I use Bob's Red Mill)
- 1/2 teaspoon salt
- freshly ground black black pepper
- Preheat oven to 450 degrees F. Line large baking sheet with parchment paper and spray with nonstick cooking spray.
- Heat olive oil in a large frying pan over medium heat. Add onions and and garlic and cook until garlic becomes fragrant, about 3 minutes.
- Add in diced apples and cook a few minutes more or until apples
soften. Remove from heat, transfer to a large bowl, and stir in cinnamon and nutmeg.
- Add in ground turkey, maple syrup, egg whites, oat flour, and salt and pepper; mix well.
- Divide into 16 patties and place on prepared baking sheet.
- Bake for 10 minutes or until turkey is no longer pink.
- Serve with extra maple syrup.
Nutritional Analysis: Each patty contains approximately Calories: 56 Fat: 1.0g Carbohydrates: 4.4g Sugar: 2.5g Fiber: 0.6g Protein: 7.7g
Check out more fabulous recipes on https://brienshamp.com/recipes
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text:
When Howard Atkins resigned from Wells Fargo & Co. on Tuesday, he didn't even leave behind the standard valedictory quote in a company press release that a 10-year veteran normally merits.
The curt announcement of the chief financial officer's retirement for "personal" reasons jarred investors and analysts. It stuck out as distinctively un-Wells-like, coming from a company that prides itself on management stability and smoothly orchestrated transitions. The fact that he left millions of dollars of unvested compensation on the table deepened the sense of mystery.
Given Atkins' popularity on Wall Street and his relatively high profile, questions turned to how the company would manage the transition. Wells, however, appears to be in a good position to ignore them. Though his replacement, Chief Administrative Officer Tim Sloan, lacks CFO experience or a significant public profile, he shares a trait with most of the bank's leadership: decades of experience at Wells. Barring further tumult, the company can make the case that management remains a family affair.
"They've got a deep bench," said Joe Morford, analyst for RBC Capital Markets, using a phrase that regularly appeared in research notes throughout the day. "When [former CEO Dick Kovacevich] left, one of the things he was really focused on was leaving the team in place — clearly there was a horse race to see who was going to be CEO, and John got the nod. It would have been easy for any of the others to leave, and take a job elsewhere, but they all stayed."
Whatever Atkins' personal reasons for leaving Wells were, they cost him a lot of money. According to Wells' compensation filings with the Securities and Exchange Commission, Atkins, 59, is giving up restricted share rights on $127,937 shares of common stock, worth $4.2 million.
The shares are an award he received in February 2009, while the company was subjected to pay restrictions under the Troubled Asset Relief Program which prevented it from awarding stock options as it normally does. Unvested shares evaporate upon retirement — and Atkins' weren't due to start vesting until July 2012.
Nor does there appear to be any countervailing financial benefits to retiring early. Though retiring will allow Atkins to exercise some options faster than he otherwise might, he already holds 2 million in-the-money options that have vested.
Atkins could not be reached for comment, and Wells said it did not intend to offer further information on his departure.
"I can't add anything," said David Carroll, head of Wells' wealth, brokerage and retirement division, in response to an investor question about Atkins at a conference Wednesday. "What we announced in the press release was a personal decision. We'll just leave it at that."
Analysts commenting on the departure have almost unanimously declared his tenure to be a great success. As Wells' second in command during the financial crisis, Atkins was instrumental in organizing the purchase of Wachovia Corp. He oversaw a subsequent period in which the company created wildly profitable mortgage servicing hedges and helped it turn out relatively smooth profits that cleanly separated Wells from many of its big-bank peers.
"We believe he was well-respected among investors, and [Wells'] financial performance speaks for itself," Sandler O'Neill analyst Scott Siefers wrote in a note Wednesday. Its "last major management change (Dick Kovacevich to John Stumpf as CEO) was well-telegraphed, measured and took place over a period of time. This one is obviously different."
(Stumpf took over as CEO in 2007 and added the chairman's title last year.)
Yet Siefers viewed the a lurching replacement of the company's second-highest-ranking executive with an executive relatively unknown to investors as at most a "short-term pressure" on the stock. Other morning research notes cited any dip in Wells price — it fell nearly 3% for the day — as a "buying opportunity."
What investors have heard from Sloan, 50, to date is very much what might be expected of a veteran of 20-plus years at Wells. At the company's first ever investor day last year, then-executive vice president Sloan spoke at length about cross-selling and the company's efforts to wrangle Wachovia's investment banking operations into something that fit into Wells Fargo's risk-averse approach to the field.
"We organized the business so that the risk and the credit decisions are made outside of our investment banking and sales and trading businesses," he said. "We are not going to lead with our balance sheet. We are not going to buy business. That means that over time we are going to miss some things that some of our competitors are going to do."
It was a brief presentation, and Sloan only took a couple of questions afterward. But confidence in Wells' own meritocracy appears to be winning the day.
According to RBC's Morford, the reaction is in effect a vote of confidence in Wells management. Sloan is "not one of the normal people you'd see on a visit to the company," he said, but his experience of running a range of businesses in Wells' wholesale banking division should have steeped him in the company's culture and business lines.
"Clearly with [Sloan's] promotion to [chief administrative officer] six months ago, he was kind of breaking out," Morford said. "People like him, internally."
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text:
Burns Industrial Equipment is committed to helping you move your business forward by providing equipment you can count on to transport people and products around your facility with an emphasis on speed and safety. Whether you're looking for burden carriers and stock chasers to tote goods more efficiently, tow tractors and tuggers to move heavy loads throughout your warehouse, or personnel transport for your crew, our range of industrial vehicles from Taylor-Dunn will deliver what you need. Call us or stop by one of our full-service dealerships in Cleveland, OH; Pittsburgh or Wheatland, PA; or Luke, MD to talk about industrial vehicle solutions, customized to your specific application.
In industrial and commercial environments, count on Taylor-Dunn vehicles to transport what matters to your business. Burns Industrial Equipment carries a wide selection of high-performance Taylor-Dunn industrial vehicles. The Taylor-Dunn MX-600 will expedite your materials handling process, with an 81-inch turning radius and 162 inches of outside clearance. The Taylor-Dunn B-150 loadmaster can carry loads up to 1600 lbs. and will be sure to maximize the efficiency of your fleet.
Whether you need to transport goods or passengers, reliable transportation equipment is vital in the materials handling industry. Burns Industrial Equipment is dedicated to helping you make the right industrial vehicle additions to your fleet. Find new Taylor-Dunn industrial vehicles at our Pittsburgh, PA; Cleveland, OH; Wheatland, PA; and Luke, MA locations. Get in touch with our expert team today!


text:
Apartments for Rent in MI
Home Rentals in Michigan
$480 - $685
Fawn River Apartments
1301 Cato Lane
Sturgis, MI 49091
Special Offer
$480 - $685
For RentCheck Your Credit Score »
Beds:1 - 2
Total Baths:1
Fawn River Apartments
1301 Cato Lane
Sturgis, MI 49091
Beds:1 - 2
Total Baths:1
Published in conjunction with our data partners. Related listing information is deemed reliable but not guaranteed.
Fawn River Apartments
1301 Cato Lane
Sturgis, MI 49091
Property Managed By:
Cato Companies
Fawn River Apartments
Community Description
Community Description
This two story senior community has a great room lobby with a lovely fireplace and large screen TV. A beauty shop, excercise room, library, puzzle and activity rooms and four laundry rooms make living at Fawn River comfortable and convenient. There is one elevator conveniently located in each wing of the community.Laundry services for $25 a month. A medical emergency pull cord is located in the bathroom and bedroom of each apartment. 24 hour maintenance service is available.
Pet Policy: Pets Allowed. Cats Allowed w/ restrictions $200 deposit Dogs allowed #20 weight limit w/ restrictions $400 deposit
Community Features
- Affordable Housing
- Air Conditioning
- Certain Utilities Included
- Close to Shopping
- Elevator
- Emergency Maintenance
- Extra Storage
- Fitness Center
- High Speed Internet Access
- Laundry Facility
- Patio/Deck/Balcony
- Pets allowed
- Public Transit
- Security Lighting
- Wheelchair/Disability Access
- + View All + View All - View Less
Community Features
Floor Plans
Floor Plans
Click on toggles to move map in desired direction.
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A Look Back
Armbrae Academy, formerly the Halifax Ladies' College, is eager to hear and share news about alumni. We ask for your assistance and support in helping to build communication with your classmates and the school.
We want your input as to what types of information you want to find in the alumni section. We want to fill it with targeted information tailored to the interests of our alumni, so please get in touch and let us know your thoughts.
You can contact our Alumni Liason, Mr. Andrew Creighton, (902) 423-7920 or firstname.lastname@example.com


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|Please note that Bay Broadband Co-operative reserve the right to alter these terms and conditions without prior notice. The latest copy will always be available from the committee and posted on the web site at www. rhbmesh.net.
Section 1 : Bay Broadband Co-operative
|The Bay Broadband co-operative is a 'not-for-profit' social enterprise set up to supply internet access to Robin Hood's Bay, Fylingthorpe and the surrounding area.
(add something about limited company / directors etc.)
Section 2 : Users
|There are two types of users:
(a) Members - usually residents - normally living locally
Members pay a one-off membership fee (currently £10) to join. This gives the applicant the right to attend meetings, vote and stand for election as a director. Members can then become System 'Users' for a monthly fee.
|(b) Visitors - usually visitors to the area requiring occasional access
Visitors pay to have full access for a limited period of time - currently 1 day, 3 day or 7 day. Visitors do not have the right to attend and vote at co-operative meetings or stand as directors.
Section 3 : Definitions
|The Members and Visitors use of the Service (as defined below) and/or acceptance of these Terms and Conditions ("Conditions") constitute the Users agreement to be bound by these Conditions.
These Conditions, explain the Bay Broadband co-operatives responsibilities to the Members and Visitors and the Members and Visitors responsibilities to Bay Broadband co-operative and to other users of the Service.
|The following terms and conditions apply to both Members and Visitors - any exceptions being explained in the relevant sections.
|The words 'The Service' is used throughout this document to refer to the provision of a broadband wireless network as supplied by The Bay Broadband Co-operative Broadband.
|The word 'Customer' is used throughout this document to encompass both 'Member' and 'Visitor' users - any exceptions being explained in the relevant sections.
Section 4. The Service
|The service provides you with access to the normal range of Internet services and applications within the limitations that are described in this document.
|The service is provided to you ONLY at the premises specified during the order process ('Your Premises'). The service cannot be sub-let to any other premises or individual under any circumstances. If you have two (or more) premises you will require two or more connections. Please contact Bay Broadband Co-operative for details of exclusions to this condition.
|The provisions of the Service Order are binding once Bay Broadband co-operative confirm to the Customer acceptance of the order. The Customer agrees to pay the fees for the Service as specified in this Agreement.
|Bay Broadband co-operative will provide the Service to the Customer in accordance with the Conditions of this Agreement and with reasonable diligence. Bay Broadband co-operative does not undertake to provide the Service or the telecommunications services free of faults (such as where it is impossible to achieve sufficient signal quality) or where it is technically or on cost grounds impracticable or ineffective to do so.
|Bay Broadband co-operative will use its reasonable endeavours to provide a prompt and continuing Service but will not be liable for any loss of data resulting from service interruptions caused by events beyond our control .
|Bay Broadband co-operative exclude all and any warranties and conditions of any kind, whether express or implied, in respect of the Service and any content or data obtained or downloaded from it or the accuracy of information received through it. Specifically Bay Broadband co-operative is a provider of a wireless connection to the Internet, and is not responsible for content and data provided from the Internet.
|To use the Service, the Customer needs to supply Bay Broadband co-operative with certain details on the Customer's Service Order. We will respect the privacy of this information and will comply with applicable data protection legislation in respect of it.
|The Customer acknowledges that the Service will depend upon the characteristics of the wireless signal quality and that it may not be possible to supply the Service. In this event Bay Broadband co-operative shall have the right to terminate this Agreement without liability to the Customer.
Section 5. Signing up to the Service
|To sign up for The Service as a 'Member' either :
(a) complete the form at www.rhbmesh.net
(b) email email@example.com
(c) contact one of the committee to be sent an application form. The contract only begins once we have received and accepted your signed application form, paid a one of fee (currently £10 ) to become a member, and payment details have been arranged. You will then become a Bay Broadband Co-operative member, and be able to attend and vote at the Bay Broadband co-operative meetings.
|To sign up for the Service as a 'Visitor' :
(a) follow the instructions on the 'Splash page' or www. rhbmesh.net. Currently these will ask you to phone one of several telephone numbers of our volunteers who will explain the current system.
Section 6. Cancelling the Service.
|Notice of intention to terminate this agreement must be given in writing by e-mail or post or delivered by hand to the address shown on the Contacts page of the Bay Broadband Co-operative website.
The following section (7) refers to 'Member' Users only
Section 7. 'Members' - Arranging connection.
| Before we can provide you with The Service we will need to carry out the following:
(a) A complete site survey. This will ensure that your premises can receive the necessary signal to connect to our base stations. It will also reveal whether any additional equipment - for example a larger aerial - will be required by your location, and therefore whether there will be any additional costs involved in setting up your connection.
(b) Once we have successfully completed a survey we will provide a fixed cost quotation.
(c) If you are satisfied with the costs indicated and wish to become a Bay Broadband Co-operative Subscriber we will then ask you to sign a copy of these details and to provide payment for the installation costs and first months subscription.
(d) We will then arrange a date to carry out the installation of the equipment hardware and software as detailed in the quotation provided.
|We will make all reasonable efforts to activate the service by the date agreed with you; however it should be noted that all dates are estimated and we can not guarantee that installation will take place on that date.
|If it is not possible to provide the service due to a technical difficulty we will notify you as soon as possible. We will also, if you wish, keep your details on record and contact you further once that difficulty has been overcome. In this event any monies paid in advance will be refunded to the Customer.
Section 8. Equipment and Installation.
|Please note that any equipment installed at your premises will only become your property and responsibility upon payment of the installation charge. We will be pleased to provide advice on a suitable location for any equipment purchased from Bay Broadband Co-operative.
|To ensure that the service remains safe and secure, any equipment connected to or used with The Service must bear the European Consumer Equipment Standards "CE" mark and must be used in compliance with all relevant instructions and safety and security procedures.
|The Customer shall ensure that their Apparatus complies with any applicable law. The Customer shall immediately disconnect any such apparatus if such apparatus does not, or ceases to, conform to applicable standards (if any) for the time being in force.
|The Customer shall be responsible for the repair and maintenance of any Customer Apparatus used in order to obtain or use the Service.
|PLEASE NOTE that Bay Broadband Co-operative can not be held responsible for any damage to your premises or injury arising from the installation or use of Bay Broadband Co-operative equipment howsoever caused. Bay Broadband Co-operative installations are carried out at the property owners risk. If you are not the owner of the premises Bay Broadband Co-operative will require a written installation agreement signed by the owner of the premises or their agent before any installation works can be started.
|In order to activate The Service we may have to install hardware and software on your PC and may have to alter some of the settings of your PC. Whilst we will ensure to the best of our ability that your PC is fully functioning upon completion of the installation, no responsibility will be accepted for any data lost or damaged during this process.
|Title in any equipment and software installed by or provided by Bay Broadband Co-operative to Customers remains with Bay Broadband Co-operative until payment in full has been received. Once payment has been received the safety and condition of the equipment fitted and software provided becomes the sole responsibility of the Customer.
Section 9. Security Issues.
|5.1 Bay Broadband Co-operative supports the following security protocols:
(a) User name and password authentication
(b) MAC ADDRESS
If we consider that there has been or there is likely to be a breach of security or misuse of the service Bay Broadband Co-operative reserves the right to:
(a) Change your user name and or password remotely. If this is necessary we will notify you of your new log on details.
(b) Disconnect your service remotely until such time as the security breach on your connection has been resolved. This will only be done in the most extreme of circumstances.
|Bay Broadband Co-operative reserves the right to bar the username and/or password of any subscriber that breaks these terms and conditions. In such circumstances re-connection of the service will be at the discretion of the Bay Broadband Co-operative committee.
|Bay Broadband Co-operative reserves the right to permanently bar any individuals or bodies that attempt to gain access to The Service unlawfully or without becoming Bay Broadband Co-operative members.
|Bay Broadband Co-operative reserves the right to permanently bar any individual or body that use the service for any unlawful purpose. See section 14 below for further details.
|As required by law Bay Broadband co-operative will give full assistance to British law enforcement agencies in any lawful enquiries that they may have.
|As a User of the Service you undertake to contact Bay Broadband Co-operative immediately you suspect that any security has become breached or of any unlawful use of The Service by any person, individual or body.
Section 10. Service, Repair and Maintenance.
|We may need to temporarily suspend the service for operational reasons (e.g. for planned maintenance, repairs or upgrades), in which case we will give you as much advance notice as possible by email, and/or in advance on the website We will ensure that service is restored as soon as possible after any suspension.
|For operational reasons we may need to alter your code or access details or other technical specifications associated with the service. Where necessary we will provide as much notice as possible.
|Experience has shown that our service provider is very reliable. Although we attempt to provide you with the best possible service, we cannot guarantee that The Service will always be available. Bay Broadband Co-operative undertakes to correct all reported service faults as soon as possible after receipt of a fault report.
Section 11. Charges.
|Charges for first installation and/or any subsequent equipment you purchase from Bay Broadband Co-operative must be paid for at time of order.
| When a Member registers for the service, we will ask them to sign a standing order mandate instructing your bank when and how much to transfer to Bay Broadband Co-operative. Please contact Bay Broadband Co-operative for further information.
When a Visitor registers for the service we will arrange for them to pay the service charge to the Bay Broadband co-operative usually via a committee member.
Section 12. Use of the Bay Broadband Co-operative Service. Please read this section carefully.
|Bay Broadband Co-operative. as a provider of this service will bear no legal responsibility whatsoever for any legal or criminal liability incurred by the subscriber, or any other person making use of the members equipment. The member must take all reasonable precautions to ensure that nobody including the member makes use of the service:
(a) To Commit Fraud or in connection with a criminal offence;
(b) To knowingly send, receive, upload, download, use or store any material which is offensive, abusive, indecent, defamatory, obscene, or menacing as defined by all applicable laws.
(c) To breach copyright, confidence, privacy or any other intellectual rights;
(d) To cause annoyance, inconvenience, anxiety, harassment, alarm or distress;
(e) To transmit or allow to transmit 'spam' or unsolicited advertising or promotional material or to knowingly to receive responses to any spam, unsolicited advertising or promotional material sent or provided by or on behalf of any third party;
(f) In any way which is or could be construed to be detrimental to the provision of the service to other members;
(g) In a way that does not comply with the instructions provided to the member by Bay Broadband Co-operative.
|You must inform the Bay Broadband co-operative of any changes to the information provided when signing up for The Service, including any changes to your payment details, contact details (i.e. your email address) and property address.
|If you move to different premises in The Service reception area you may be able to take your connection with you. If you sell your premises or a new tenant takes over your premises a new agreement with Bay Broadband Co-operative will be required. Please contact Bay Broadband Co-operative for full details.
|Bay Broadband Co-operative can not be held responsible for data loss howsoever caused.
|It is the responsibility of every member to use regularly updated anti-virus software, and firewall software. Whilst every effort is made to ensure that The Service remains free from computer viruses Bay Broadband Co-operative can not be held responsible for damage by or loss of data due to virus infection howsoever caused.
Section 13. Youre Internet Use
|The Bay Broadband Co-operative Service enables you to access the Internet. The Internet is a separate entity from the Service, and use of the Internet is at your own risk and subject to any applicable laws. Bay Broadband Co-operative accepts no responsibility for any goods, services, information, software, or other materials obtained when using the Internet via the Bay Broadband Co-operative Service.
|Bay Broadband Co-operative DOES NOT SUPPORT FILE SHARING.
|Bay Broadband Co-operative does not recommend the use of the Service for Internet Gaming.
|In common with most Internet service providers, we wish to maintain a 'Fair Usage Policy' . We understand that most users will occasionally download a lot of data in a short time (i.e. application updates / system updates), however we would ask that where possible this is kept to off-peak times. Bay Broadband co-operative do reserve the right to cap or limit anyone persistently affecting the performance of the system for other users.
|It is the responsibility of members to ensure that all users of The Service browse the internet responsibly and that due supervision is given to users of a vulnerable age.
Section 14. Breach of this Agreement.
| Bay Broadband Co-operative reserves the right to suspend the Service or to terminate this agreement or both as follows:
(a) With immediate effect if a member materially breaches this agreement;
(b) With immediate effect if we believe that the service is being used in a way that directly or indirectly contravenes any of these terms or conditions even if the Subscriber is not party to the contravention.
(c) Upon reasonable notice if a member fails to remedy a notified breach within a reasonable period of time.
(d) With immediate effect if bankruptcy or insolvency, receivership, administration or liquidation proceedings are brought against the member or monthly subscription payments are not made on time.
|If Bay Broadband Co-operative deems it necessary to suspend or terminate this agreement for any of the reasons contained herein the member will be informed as soon as reasonably possible and an explanation given as to why this action has been taken.
|PLEASE NOTE that if this agreement is suspended this contract will continue during the period of suspension and all relevant charges will continue until such time that the Service is reinstated or will end if the agreement is terminated.
|In the event of a dispute between the parties, the parties will attempt in good faith to resolve the dispute or claim arising out of or relating to the Agreement promptly through negotiations between the respective representatives of the parties who have authority to settle the same.
|If any provision of the Agreement (whether in part or in whole) is held by a court of competent jurisdiction to be illegal, invalid or unenforceable the remaining provisions of the Agreement shall remain in full force and effect.
|Bay Broadband Co-operative undertakes to consider restoration of the Service to any member who has been suspended, once that member can provide reasonable proof that the reason for suspension or termination has ceased. Bay Broadband Co-operative may require a written undertaking from the member that no further breach will occur and that in future the terms of this agreement will be adhered to. The decision of the Bay Broadband co-operative committee is final.
Section 15 Liabilities.
|Bay Broadband Co-operative will diligently and to the best of our abilities adhere to the terms and conditions set out in this agreement.
|Bay Broadband Co-operative can not be held responsible for events that are outside our control.
|As a member you are protected under Part I of the Consumer Protection Act 1987 and by Bay Broadband Co-operative insurance.


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Iowa Riverfront Trail is a 8.2 mile moderately trafficked out and back trail located near Overland Mobile Home Park, Iowa that features a river. The trail is good for all skill levels and primarily used for walking, trail running, and road biking. Dogs are also able to use this trail but must be kept on leash.
dogs on leash
road biking
trail running
Trail begins at the Western Historic Trails Center. Through bike trails and on-road lanes, the Iowa Riverfront Trail meanders through various locations and along the levee system in Council Bluffs, skirts the Blackbird Marsh County Preserve, and ends at Big Lake Park seven miles later.
Sunday, June 25, 2017


text: This photo of the month is a tad late. Oops! December has been a CRAZY busy month for me. Everyone craving new family portraits before the year is over. I've been so involved in them that it totally slipped my mind for December's Photo of the Month. Anyway, I came across this cool photo I took of my hubby and decided to use it. He's a hardcore mountain biker and was bugging me about getting some images of him jumping. So one day I went with him to the park, waited by one of the jumps, and snapped a few shots. This one was my favorite. The park has trees and foliage everywhere, but this spot had some cool sunlight coming in. Plus he's making his 'bike' face, we call it, when he's concentrating on his jump. Haha.


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Separate names with a comma.
Discussion in 'General Off-Topic Chat' started by snaai8, Oct 11, 2008.
what are you guys favorite game theme songs i like the one from time hollow
i love poke diamond's lake acuity theme
'nuff said.
If I really had to be specific it'd either be Charming Domination from Perfect Cherry Blossom or Retribution for The Eternal Night from Imperishable Night.