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- Excel Book Excerpt
Excel Rank Scores
This page is an advertiser-supported excerpt of the book, Learn Excel 2007-2010 from MrExcel - 512 Excel Mysteries Solved. If you like this topic, please consider buying the entire e-book.
Problem: I have four writers working on a project. Each week, I need to report how many pages they have written toward their goal. I want to add a formula to rank them in high-to-low order.
Figure 346 Rank the scores.
Strategy: If you are not concerned about ties, you can use the RANK or RANK.EQ function. This function requires two arguments; the cell to be ranked and the range in which to rank the cell. In plain language, you are asking the function to assign a rank to the value in C2 among all values in C2:C5.
Figure 347 Assign a rank.
Note that the C$2:C$5 range in the second parameter uses dollar signs so the formula can be copied down but the range of scores remains the same.
The RANK and RANK.EQ functions are identical. RANK will work in any version of Excel. RANK.EQ will only work in Excel 2010 or newer. RANK was renamed to RANK.EQ in Excel 2010 to differentiate it from RANK.AVG. For a comparison of these functions, see the next topic.
Additional Details: There is an optional third argument. If you don't specify the third argument, the values are ranked in high-to-low order. Sometimes you might need to rank in a low-to-high fashion. Golf is one such instance. In such cases, use a 1 for the third argument of the RANK or RANK.EQ function.
See Also: "Rank a List Without Ties," "Sorting with a Formula"
For more resources for Microsoft Excel:


text:
Quotes Fly
Search for:
Quotes By
Delphine de Girardin
Instinct is the nose of the mind.
The best religion is the most tolerant.
Good taste is the modesty of the mind; that is why it cannot be either imitated or acquired.
Business is other people's money.
Proof that they do not understand the republic is that in their fine promises for universal suffrage, they forgot women.
Men must stop being jealous of their power and generously allow freedom and responsibility to others. The reward is harmonious families and society.
To love the one who loves you, To admire the one who admires you, In a word, to be the idol of one's idol, Is exceeding the limit of human joy; It is stealing fire from heaven.

subset: commoncrawl


text: FT DVM needed in progressive small animal practice in an outdoor paradise- Sisters, Oregon! Our happy team is looking for a positive and confident individual that believes in high quality, progressive medicine. Our mission is to provide superior service to our clients while providing the best medical options available to our patients. Digital Rads/Dental Rads, Therapeutic Laser, Ultrasound, Idexx Lasercyte and Catalyst blood analyzers.


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21 Apr Discover Aquebogue
It's spring time–the perfect season for wine tasting on Long Island's East End. Whether you plan to spend a day or a weekend on the North Fork, plan a stop in Aquebogue. This small, charming town has plenty to do from drinking award-winning wine to satisfying your chocolate craving to having a picnic at an orchard.
Paumanok Vineyards
The vineyard was founded in the spring of 1983, by Ursula and Charles Massoud. Using the traditions they learned from their past, they launched a vineyard where only premium vinifera grapevines are planted. They grew Chardonnay, Riesling, Sauvignon Blanc, Chenin Blanc, Merlot, Cabernet Sauvignon, Cabernet Franc and Petit Verdot grapes on a 127-acre estate. Paumanok's wines only use these estate-grown grapes, limiting production to fewer than 12,000 cases. Taste their wines before they run out for the season!
Palmer Vineyards
In 1983, Robert Palmer, better known to his friends as Bob, had a vision. He purchased a parcel of farmland on the North Fork of Long Island and cultivated a vineyard. Today, Palmer Vineyards has the distinction of being one of the North Fork's original wineries. Throughout the years, the vineyard and its wines have received numerous accolades. This praise reflects Bob Palmer's pledge of quality and excellence. "I have to set the standards high," says Bob, "my name is on every bottle." Taste his wines and find out why Palmer Vineyards deserve all the praise.
North Fork Chocolate Company
The award-winning North Fork Chocolate Company handcrafts small-batch, artisanal chocolates and gourmet desserts from products of local farmers on the East End of Long Island. They've partnered with local businesses like Goodale Farms, Long Ireland Beer Company, Pellegrini Vineyards and more to create their specialty chocolates. Visit them to see what locally-inspired delicacy they'll have on deck next.
Woodside Orchards
Head over to Woodside Orchards where you can enjoy the beautiful weather while sipping a wide variety of hard ciders, indulging in fresh baked goods or having a scenic picnic on the orchard. Established in 1982, Woodside Orchards gained popularity due to their delicious "Best Ever Apple Pies" and freshly-made cider. They grow over 20 delicious varieties of apples and you can either pick your own or purchase a prepackaged bag of apples to snack on. If you're looking for a specific variety of apple to pick, check out their U-Pick page for what's in-season.
All of these places can be experienced while you enjoy a stay at Holiday Inn Express East End. For reservations and pricing details, call 631.548.1000.


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Accredited Independent Stalking Advocacy Caseworker (ISAC) Training
New dates for 2017 coming soon:
All classes will take place in a classroom in (Zone 1-2) near to Kings Cross Central London with a schedule of 9:30 – 4:30.
Paladin knows that training professionals on risk assessment and understanding the new law is vital to supporting victims. Advocacy is also vital and trained specialist staff is critical to saving lives and saving money. In some cases, stalking can lead to physical and sexual violence and even murder.
Paladin's Independent Stalking Advocacy Caseworkers (ISACs) ensure high risk victims of stalking nationally are supported and that a co-ordinated community response is developed locally to keep victims and their children safe. The ISACs work closely with police, probation, local authorities, Crown Prosecution Service and local support agencies. Paladin's main objectives also include provision of training for professionals and scrutinising how the new law is being interpreted and applied.
There are a significant amount of stalking cases where the victim did not have a relationship with the perpetrator. Currently there is no service to support, advice and help for these victims except for Paladin. This is a major gap in public protection. We want to ensure that the gap is filled given the volume of cases across the UK matched against the severity and seriousness of stalking when it happens. This training will save lives and money.
Paladin have developed an accredited Independent Stalking Advocacy Caseworkers (ISACs) training course through the University of Brighton. This training will enable Paladin to establish a network of ISACs across the UK as satellites to the national service which will save lives, give victims quality of life and reduce levels of isolation. It is vital that there is a network of specialists locally to ensure victims are given the right advice and supported through the Criminal Justice System, much the same as Independent Domestic Violence Advisors (IDVAs) and Independent Sexual Violence Advisers (ISVAs).
It is important that there are more ISACs across the UK as their specialist knowledge and advocacy is vital in keeping victims and their children safe. In the long term it will save both lives and money.
This course is designed for those who:
- Have one year experience working on the frontline with clients experiencing abuse.
- Come into contact with victims of stalking both domestic violence related and non-domestic violence related.
- Manage those working with clients experiencing abuse and hold a caseload.
For further information please contact firstname.lastname@example.com
All students would need to complete:
- ISAC Training Application Form
- ISAC Statement of Commitment
- Emergency Contact Form
- ISAC Employer Statement of Commitment stating that they are practicing in the field and meet the above criteria so that the student can implement the learning and they are prepared to meet the costs.
Before applying for this course, please read our Frequently Asked Questions.


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Today is All Soul's Day. It is a day designated to remember loved ones who have died and to do so with hope and mercy. When you miss someone, like I miss my Dad, you tend go look back with mercy. I don't forget our little conflicts or misunderstandings but I certainly care less about them, a lot less. I'd take 100 more spats to have him back around for just a little while. Its why I am so fond of All Soul's Day. It feels like "All Saint's Day for the rest of us." Continue reading
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MSSPL is a professional web design and development, mobile application development and digital marketing company based in India. We are skilled, creative, focused and passionate with the primary objective of offering first-rate services and solutions for excellent web experiences. Just like our capabilities are spread across diverse areas, our client base spans across the world.
We are professional
MSSPL is a full service web design and development, mobile app development and digital marketing company. All our designers, developers and digital marketers have rich specialization in their respective areas. They have the right skills and qualifications and most importantly, each of them nurtures a passion towards their work.
2.Experience is our biggest asset
We have spent close to two decades in the web design and development industry. Experience really speaks. With the passage of time, MSSPL has broadened its horizons, reached out to clients across the world and worked on diverse projects catering to various industries.
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MSSPL is counted among the trusted service providers. We always keep our clients updated with the progress of their projects. We never ask for any additional charges after the completion of the projects.
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We channelize our efforts to offer optimal quality services without making false promises. This is the reason behind our success in building a big base of clients spread across the globe.
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Actions speak louder than words and so does our accomplishments. We restrain from making heavy words of promise. Instead, we concentrate on delivering outcomes that bring value to your business.
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It's the time of the year: fig season! Thanks to some generous friends I've had my fair share of ripe from the tree into my mouth fig seasons. Now it was time to try a new dish with them! Continue reading
Tag Archives: no bake
No Bake Blackberry Cake (Vegan, Gluten-free)
I was so happy when I came across a good sized wild blackberry patch! As it naturally comes with mean thorns (and some gorse as immediate neighbor) I had to come back with proper boots, thick pants and my pretty assistant to pick a good amount. I already dreamed of creating another no bake cake with them.
So, here we are, another recipe out of my no bake cake series is ready – and I'm very happy how these berries created this awesome flavour! Worth the scratches and and stiff backs 😉 Continue reading
No Bake Cherry Cake (Vegan, Gluten-free)
It seems to me like the year 2013 was the year of vegan & raw cheese cakes. I must admit, they do look yummy. But I like a bit of fruit to go with them, so I started experimenting. The first creations that I did need a bit more fine tuning before I can share them here with you.
But on Christmas Day it happened: after receiving a box of fresh cherries from a friend I tried to make a cake using them. I worked with the Personal Blender and didn't blend all the cherries at once, since they simply wouldn't fit. But then I had the idea to leave the other half of the cherries as they were. This created an amazing effect, as you have some real fruit to chew on. It just turned out amazing! Everything was perfect: size of cake and the amount of fruit and coconut oil. And the vanilla cashew cream topping suited so perfectly!


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The whirlwind of tradeshow season isn't quite over yet ... but we have managed to survive thus far!
With recent shows like Atlanta Apparel, Dallas Market Center and WWDMagic finished, we've compiled a new best-sellers list!
Check them out here and see what new styles and old favorites made the list! (plus get a sneak peek at the booths and showrooms if you weren't able to make it!)
Some Atlanta and Dallas Best-Sellers
MAGIC Best-sellers
All these styles and more can be found at: WWW.MIILLA.COM!


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April 6, 2018Health
CFR's Thomas J. Bollyky and James M. Lindsay discuss global health and World Health Day.
July 11, 2018U.S. Foreign Policy
Teaching Notes for The Road Not Taken, written by CFR Senior Fellow Max Boot, on the biography of Edward Lansdale that reframes our understanding of the Vietnam War.
July 11, 2018Digital Policy
With Justice Anthony Kennedy's retirement, two recent cases shed light on how Chief Justice John Roberts might decide technology cases if he becomes the court's new swing vote.
July 10, 2018Europe
President Trump goes to Europe this week. Its leaders are bracing for the impact.
June 21, 2018China
Just how important have foreign inflows been to the Treasury market?
June 14, 2018Laos
Teaching Notes for A Great Place to Have a War, written by CFR Senior Fellow Joshua Kurlantzick, on the story of the CIA's covert war in Laos during the Vietnam War.
July 31, 2017Cybersecurity
If an online deal is too good to be true, it's probably a scam.
September 27, 2018Public Health Threats and Pandemics
For the first time in recorded history, viruses, bacteria, and other infectious diseases are not the leading cause of death or disability in any region of the world. People are living longer. And yet, the news is not all good. Recent reductions in infectious disease have not been accompanied by the same improvements in income, job opportunities, and governance. There have also been unintended consequences. In this book, Thomas Bollyky explores the paradox in our fight against infectious disease: the world is getting healthier in ways that should make us worry.
August 18, 2015Asia
Last week, Union Solidarity and Development Party (USDP) party leader Thura Shwe Mann, the speaker of the lower house of Parliament, was abruptly removed as party chief, only months before Myanmar's …
May 18, 2018Foreign Aid
During its fifteen years, PEPFAR has become one of the most important global health initiatives ever launched. However, its influence is fading, threatening the global fight against HIV/AIDS as the s…


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Agencies and Brands Seeking Local With Video
The recent Local Video Summit in New York City pointed out the desire for brands and agencies to better understand and effectively target local audiences with online video, but their frustrations as well. The major theme that emerged is the desire to solve the local problem with technology due to the large scale and complexity of brand campaigns in multiple local markets.
Utilizing programmatic platforms was the overwhelming consensus for approaching a solution because of the rich local data that can be fed into these platforms to better inform buying decisions and in developing buying personas. On the panel where Thrive Analytics spoke the conversation focused on how the metrics for measuring local success varied from broader brand campaign metrics. In an earlier session, Perry Sook, Chairman, President and CEO of Nexstar Broadcasting, said "what drives locals are media approaches that make the register ring, plain and simple." According to our local merchant surveys, engagement and brand awareness, fall well behind measurements such as calls, appointments, foot traffic and redemptions of coupons or promotional offers. Local merchants need to "feel the impact of their media investment."
Discussing the trend of both national advertisers and local advertisers utilizing programmatic online video buying solutions, the focus remains on enabling local franchise owners, brand partners and local merchants access to local inventory. In its current state, however, much of the local premium inventory remains in the hands of local media companies who continue to sell the bulk of their premium inventory direct. Part of this approach to controlling online inventory is the view that what is considered premium inventory for a brand isn't the same for a local advertiser or franchisee. While brand campaigns have broad reach and frequency goals to enable discovery and engagement, local merchants and franchise locations have the need to drive shopping and buying actions from specific audiences, often within defined locations and socio economic groups.
One factor holding back agencies and media buying platforms is a lack of access to local buying data which is often guarded by brands as proprietary. Data insights on transactions, loyalty and purchase history would all help to better inform and target programmatic buying.
Even with the challenges of media placement and campaign success measures, local data access and scarcity of premium video inventory, agencies and their ad tech partners are diligently working to solve these problems. Yashi, creator of the Local Video Summit, announced a number of new initiatives to provide deeper audience analysis and targeting capabilities while also protecting advertisers against fraudulent views.
In order for online video to continue to grow at its rapid pace, local needs to be brought into the picture with more affordable video production services and access to the tools and targeting capabilities to launch and measure local campaigns. What is good for local will be good for brands with local operations and franchise networks.


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A close friend of mine went through a break up last
semester, and within two hours of the blow fell into the cyclical motions of
getting over her ex.
We all know the cycle, or at least we think we do.
First, she updated her Facebook relationship status.
50 likes, 23 "awww", and 12 "finally" comments later, she
spent hours tearily scrolling through their friendship page. Though an
emotional purgatory for all parties involved and uninvolved, this break up was
shaping up to be fairly average.
That is until three weekends later when my friend decided
she was ready to, "get wrecked and hit up players" again.
After two weekends of watching her drown under a pile of
Russell Stover chocolates and Jodi Piccoult novels, I jumped at the prospect of
"getting wrecked" and "hitting up players"; whatever those things entailed, and
we were off.
We slipped into our tube tops, stretched them over our asses
like dresses, and listened to Pandora Station, "Beyonce "" Single Ladies". Our "Daddy issue" vibes were nearly potent
as we walked down Ostrom Ave.
Before stumbling into our swanky and lowly lit destination,
I asked her what she wanted from the night. Spoken like a true emotionally unstable floozy, she replied,
"I'm looking for a good time, and a man the color of my boots "" Black."
Before I could ask what the hell that meant, she stumbled
inside and became what we now call the "globe trotter".
This vulgar, racy and blatantly racist third step in the break
up cycle was new to me. We've all heard about the girls that key cars in
revenge, sleep with best friends, or eat unimaginable amounts of food, but
never have I seen a girl target men of different ethnic backgrounds as a form
of emotional recuperation.
The next morning, as I drove past Syracuse's mass "walk of
shame" population, I spotted my friend's victim from the previous night. Tall, dark, and handsome. In her defense, she really out did
herself. With Fab Melo status height, and uncontainable swag, she did exactly
what she sought out to do.
That night rolled into the next four weekends, and my friend
repeated the cycle with admirable enthusiasm.
Each night she would announce her prey with one simple catch
phrase, "Salsa is alright, but I prefer bedside Guacamole!", "I'm like Hanukah,
but I give up my gifts in one night!", "Call me Mao, because tonight I'm
getting Zedong!", and my personal favorite, "Do you like pocky? Let's
Syracuse, as a second semester sophomore, I've seen my fair
share of break up recovery plans. This is without a doubt the first of it's
kind. Looking back, I wonder if maybe I should have stopped her. But the truth
is, this is the one time in our lives where globe trotting and racist catch
phrases have little to no consequence.
My friend thrust aside the typical break up cycle, and did
something for the hell of it. Four weekends in a row she woke up mostly
satisfied in her choices, and on that fourth Saturday she woke ready to move on
and forget her ex.
Normally, I would never admit that her insane and R-rated
methods have a moral, but this time they proved worthy of commendation. Right
now, it's important to do some things out of step, because if we trip, we have
lots of time to patch up our knees.
So, if you haven't already; throw out the cycle, get wrecked
and hit up players.
Kara McFarlane is a sophomore television, radio and film
major (assuming "radio" is even a thing anymore). She would like to
dedicate this column to her friend's nightly victims, for their ignorance to
female vulnerability. Kara can be reached at email@example.com. Follow Kara on
Twitter at @karanicolemcf.


text: There's nobody I'd rather be on the Nile with aside from White Nile Rafting! I went and enjoyed a full day of rafting which began with a delicious breakfast and ended with an even better dinner (lunch was on the river). Rafting the world class rapids was the perfect combination of thrill and relaxation! I felt very safe with our guide and the kayakers who accompanied us on the river. I just can't say enough about the staff at White Nile their knowledge of the river and the wildlife will surely enlighten you and their high spirits will keep you smiling and laughing all the while. I enjoyed my experience so greatly I was back with them the following week learning to whitewater kayak! Thanks again for the experience, Prossy, I loved every second of it! I will continue to recommend White Nile Rafting to all of my river friends back home!


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All of the boats are available for short breaks, with Warwick boats starting on either a Saturday or Tuesday for return on either Tuesday or Saturday, and the Stockton boats for collection on Friday or Monday and return on Monday or Friday.
From Stockton you can do a variety of nice weekend trips, from Stockton to Warwick and back, or down the South Oxford Canal to Fenny Compton and return, or through to Braunston and down to Weedon and return.
From Warwick you can get through to Napton or Braunston in a weekend, or, if you are looking for a real challenge, you can go up the Hatton flight and through the Shrewley tunnel, then turn around and come home again.


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Not to mention, but there are many ways in the way many people express themselves. Some will do something extreme, while some other will do another different thing like something calming. Then how about you? If you are a typical person who loves to show yourself through the accessories that you wear, then you must […]
Posts Tagged 'Replica Chopard'
Why Chopard Replica Watches
March 18th, 2015 admin


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WUZHEN – From meeting the credit needs of a farmer in Jiangsu to those of a start-up being run out of a San Francisco garage, leaders of fintech companies shared on Tuesday (05/12) how technology and data have already changed the way banking and finance works.Read more
China provides the infrastructure for financial technology to succeed, such as clearly-defined laws and good internet penetration, says Soul Htite, Dianrong CEO.Read more
Ling Kong, CTO of Dianrong, joins Technode's China Tech Talk podcast, talking about the future of online services.Read more
When Maggie Ng Yuk-yu first met Soul Htite from Dianrong, it was like a line from the Pet Shop Boys' Opportunities: "I've got the fin, you've got the tech, let's make lots of money." Then the regional head of unsecured lending at Citibank, Ng had spotted a problem and found a solution – but she just did not have the technological know-how to push her idea through.Read more
Dianrong and FinEX Asia today announced the launch of Asia's first financial technology (fintech) asset management platform. FinEX Asia was established in 2017 to connect Asian investors with U.S. consumer lending assets, such as credit card loans.Read more
Digital Finance: Banks are at risk of becoming mere infrastructure and losing their most profitable businesses – because, says Soul Htite, new and emerging customers have already turned into internet customers, not banking customers. Read More.Read more
Business Insider: Dianrong, one of China's leading marketplace lenders, continued the country's megaround trend this week by raising $220 million in a Series D round led by GIC Private Limited, Singapore's sovereign wealth fund.Read more
South China Morning Post: Dianrong raises fresh funds to lend more to families and small firms. The P2P lending platform secures investments from Singapore's GIC, a unit of China Minsheng, South Korea's Simone Investment among othersRead more
HONG KONG (Reuters) – Chinese peer-to-peer lending platform Dianrong said on Wednesday it raised $220 million from a group of investors led by Singapore sovereign wealth fund GIC Pte Ltd, looking to step up research of new technology as it expands across China and explores ventures in other countries in the region.Read more
Enterprise Innovation recently caught up with Soul Htite, founder and CEO of Dianrong, at FINTalks Hong Kong. Soul talked about marketplace lending opportunities and the strong P2P technology and regulatory frameworks that have emerged in China.Read more
South China Morning Post: Dianrong, one of China's top peer-to-peer lending platforms, is combining blockchains to its loans assessment system, aimed at helping small and medium suppliers with unsteady cash flows breach the last mile of creditworthiness to obtain financing.Read more
Finance Asia: One of China's largest peer-to-peer lenders buys Quark Finance's asset-origination arm in ground-breaking M&A deal, a first in the P2P sector.Read more
As part of this report on Dianrong's new supply-chain finance fintech solution, Soul Htite, Dianrong Founder and CEO, explained how blockchain allows lenders and borrowers to gain unprecedented control, transparency and security of their records. He urges Corporate Treasurers and CFO to stay current with the dynamic developments in fintech, especially blockchain.Read more
Dianrong CEO Soul Htite was just named on the Yicai "Brilliant 20!" The new list showcases the 20 most successful international entrepreneurs and their ventures in China. Soul and the entire Dianrong team are proud to be among these distinguished innovators and game changers.Read more
The proportion of female investors in the top 100 P2P lending platforms rose from less than 30% in 2015 to over 40% in 2016 and they invest more than men. This story highlights these and other insight into China's average P2P investor based on a report by Dianrong and Wangdai zhi Jia, an online lending consultant.Read more
The newly appointed chief financial officer of P2P lending platform Dianrong, Yawen Cui, has revealed comprehensive plans to swap over much of the startup's services to blockchain.Read more
Soul Htite compares the development of peer-to-peer lending between the US and China and reveal plans for a new supply chain financing platform in the country.Read more
Chained Finance creates a unique ecosystem that will provide supply chains with easier access to funding at competitive rates. In return, supply chain operators will gain greater visibility of their suppliers and the many layers of finance embedded in the process.Read more
Foxconn – best known for manufacturing Apple's iPhone – last week demonstrated a blockchain prototype that resulted in $6.5m in loans being originated to members of its massive supply chain. The company has since laid out plans for a global network of nodes that could help non- bank lenders make direct loans in supply chains globally.Read more
Dianrong.com, one of China's largest peer-to-peer (P2P) lending companies, has partnered with Taiwan's Foxconn Technology Group to expand supply chain finance on the mainland.Read more
Dianrong officially announced it is joining one of the world's biggest blockchain alliances, the Hyperledger ProjectRead more
Dianrong's real P2P campaign was awarded the Golden Award for 'Best Financial Content Marketing' at the Content Marketing Awards, known locally at the 'Golden Awards'.Read more
The renowned rating website, Wdzj.com, and Yingcan Consulting Company jointly released their "Development Index Rating of the Top 100 Online Lending Platforms for October 2016" with Dianrong once again ranked in the top three.Read more
Dianrong was selected for its leading technology and innovation, along with other top domestic online finance firms such as Ants Financial Services and JD Finance.Read more
Dianrong's business, Tuan Tuan Zhuan (TTZ), celebrated its second anniversary in June 2016.Read more
On the morning of May 16th, China's well-known newspaper Beijing News published a P2P story on its front page, this was followed up in other major cities including Shanghai, Guangzhou & Shenzhen using advertisements on LED billboards and postings in metro stations.Read more
Volunteers from Dianrong went to Shanghai Luwan Special Education School, which is affiliated with East China Normal University, to create a huge painting with some of the students.Read more
In a recent report by the US Department of Commerce, Dianrong was singled out as a role model in China's P2P lending industry and for "leading the segment."Read more
Dianrong participated in the sixth Shanghai Union-sponsored 'Power Walk', a charity event which supports a number of causes.Read more
Dianrong was elected executive directorship of the National Internet Finance Association of China.Read more


text:
- Email: email@example.com
- Phone Number: 027470556
- Fax Number: 027470556
- Address: 14th Floor, IBM Plaza,
- Street: Eastwood City, Libis,
- City: Quezon City
- Country: Philippines
- Zip/Postal Code: 1110
- Website: http://telerain.com/
- Listed: April 3, 2017 8:19 am
- Expires: 3148 days, 15 hours
Telerain Cloud Managed Inbound Contact Center includes all of the ACD and IVR features you need to run your contact center operations effectively, including all the advanced capabilities you expect from traditional premise-based infrastructure: skills-based call routing, IVR with Intelligent routing, Voice Mail, Voice Logging,GUI-based pop-up Interface, CTI with Knowledge-base URL, CRM integration's, and more. With Telerain Cloud Managed Inbound Contact Center, calls are routed and processed more rapidly, which means your customers experience reduced waiting times; they can contact you wherever they are and on the technology of their choice and are then directed more easily to the right agent, no matter where he or she is physically located. This solution enables successful off-shore contact centers, follow-the-sun strategies and site consolidation to support callers in all markets worldwide.
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Refugee individuals and families carry with them vulnerability, potential post-traumatic stress as well as strengths and stories of resilience. This workshop provides an overview of the way trauma affects individuals and families physically, psychologically, socially and spiritually. Impact and recovery from the migration experience will be examined through a neuro-psychological lens as well as a meaning-making lens to identify key areas helpers can focus their support. Participants will be given an opportunity to understand their own response as helpers to working with refugees and trauma so they are better equipped to enhance refugees' capacities to recover, adapt and flourish in the next phase of their lives.
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Day 2
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This is an introductory-intermediate level workshop intended for social workers, social service and health care professionals, teachers and anyone supporting people through the refugee and migration experience.


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A Marietta Police officer was pushed out into traffic and another was dragged down the roadway for nearly a mile a vehicle while both were trying to conduct a traffic stop that led to the discovery of multiple handguns.
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VietNamNet Bridge – An increasing number of people are now suffering from cancer, acute and chronic respiratory diseases and allergic reactions in big cities in Vietnam as a result of air pollution.
One man from the northern province of Ha Nam was hospitalized for a long lasting chronic cough and breathing problems. Doctors discovered that he was actually suffering from chronic obstructive pulmonary disease due to polluted air.


text: The 2012 legislative session is gearing up to be a busy one, particularly when it comes to fiscal issues. Federal stimulus dollars are drying up, revenue is down, and most states are increasingly strapped for cash. In an election year when these factors are sure to be politically polarizing, having access to the right lawmakers and staff can mean a world of difference and provide a key competitive advantage. During my time in the Florida State House I witnessed certain practices that are determinative of the success or failure of an advocate's legislative agenda.


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Police investigate shooting death of 64-year-old Aurora man
AURORA, Ill. (AP) _ Police in Aurora are investigating the slaying of a 64-year-old man who was shot to death this weekend.
In a news release, police say that after receiving a report of a shooting shortly after 12:30 a.m. Sunday they found Samuel Smith Jr. He had been shot once. Smith was taken to Presence Mercy Medical Center, where he was pronounced dead at 1:22 a.m.
The release says that detectives have not determined a motive for the shooting or if Smith was the intended target.
Police are asking that anyone with information to call investigators at 630-256-5500 or Aurora Area Crime Stoppers at 630-892-1000.
Aurora is about 37 miles west of Chicago.


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audio and video,What Drives Us episode
Patrick Connor's feature; Russell's Rant:
Podcast: Play in new window | Download (0.0KB)
2017, apple, articles, Chevrolet, Chevy, china, concept, electric, EV, feature, featured, features, gm, LE, Model S, Patrick Connor, rv, semi, Tesla, truck, trump, van
audio and video,Featured,Features,Special Guest,What Drives Us episode
A very special episode with three fantastic guests. We started out digging into how fans and enthusiasts affect cars and car companies and went everywhere along the way. Special guests, Alex Roy, Edward Niedermeyer and Matthew Teske.
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alex roy, cannonball run, chevy jolt, cross country, edward niedermeyer, EV, feature, featured, features, gumball rally, hacking, LE, matthew teska, Model S, p90, race, Tesla
audio and video,Featured,Features,What Drives Us episode
This week's news stories…
Chevy Bolt 579 – Chevy Volt 3691 Dec Sales
I honestly don't give a shit about ford's pr, it's time for them to put up products and tell their ev trash talking ceo to stfu
woz is a nice guy and all but really, why should I care what car he drives? I wasn't all agog when it was a tesla
Chrysler Portal Electric Minivan Concept at CES
Podcast: Play in new window | Download (22.9MB)
2016, 2016 sales, 2017, 2170, articles, battery, Bolt, ceo, Chevrolet, Chevy, chevy bolt, chevy volt, Chrysler, chrysler portal, concept, debut, Eco, electric, EV, faraday future, featured, features, ff91, Ford, future, gigafactory, hybrid, LE, minivan, Model S, Plug-in, reveal, Tesla, van, Volt, woz
audio and video,What Drives Us episode
Or "CRZya-Later"
With special thanks to Tepperman's
Tesla driver dies while using "autopilot". Maybe this is the end of cute Tesla names.
"Autopilot" stunts
All time EV Sales record for June 2016
VW "buyback" varies
Tonight, we'll see if I can fill in to revive "Danny's Honda Rant". RIP
New GM autonomous driving research center
Podcast: Play in new window | Download (19.4MB)
2016, autonomous, autopilot, buyback, Canada, chicago, Diesel, Eco, emissions, epa, EV, fatality, featured, first, Ford, future, gm, Honda, LE, Model S, Plug-in, scandal, Tesla, VW
audio and video,What Drives Us episode
Green Eyed Motors in Boulder, Colorado
The charging crisis for Tesla (not looming but on the horizon)
Podcast: Play in new window | Download (27.2MB)
2016, apple, Canada, Charging, compliance, Diesel, electric, EV, featured, Ford, Kia, LE, Model S, Prius, Tesla
audio and video,What Drives Us episode
This week, Tony, Paul, Patrick, Mark, Evan and Russell take a look at:
Post Oil Saudi Arabia
March 2016 Plug-In Electric Vehicle Sales In US Hit All-Time Record High
BMW EV's attempt a record at Formula E Race in Long Beach
Faraday Future loves the Model 3
China's Companies Poised to Take Leap in Developing a Driverless Car
Podcast: Play in new window | Download (26.6MB)
2016, audi, BMW, cayenne, Chevrolet, china, cmax, Eco, electric, energi, EV, faraday future, featured, Ford, formula e, future, guinness, i3, i8, LE, long beach, model 3, Model S, nissan leaf, oil, panamera, Plug-in, porsche, racing, saudi arabia, Tesla, Volt, world record
audio and video,What Drives Us episode
This week, Patrick, Mark, Tony and Russell dissect…
Your car is not impressed by your right to not self-incriminate
The blockage is legislative
World's biggest market almost world's biggest EV consumer
Local governor thinks legislators need to work harder for semi-mythical company
Tesla calls Model S owners insane
Eight US States And Four European Countries To Ban Petrol And Diesel Car Sales From 2050 http://goo.gl/8oyDTG
Ford to invest $4.5B in Electrification
Podcast: Play in new window | Download (24.3MB)
autopilot, Diesel, EV, featured, Ford, future, LE, Model S, review, Tesla
audio and video,What Drives Us episode
VW still doing the one thing it's best at, screwing it's customers, a proposed "solution"
Kia announces Niro hybrid crossover
"Cuz 'plastic' parts are made for toys"
Tesla says Model S issues have been cut in half
Wherein the police negate their main function
Faraday Future still only good at generating press releases, but wait, in January…
And, in the "heinous parlance of our time", they're still full of shit…
Audi e3 etron has 17 mile range
Fall back and spring forward, tips for driving during the season change
Two minute news topics…
Podcast: Play in new window | Download (21.0MB)
2016, audi, Bolt, Chevrolet, Diesel, EV, faraday future, featured, future, google, hybrid, Kia, LE, LED, Model S, Tesla, volkswagen, VW
This week Paul joins Tony, Russell & Danny on the slow road to hell that is the 2016 Prius reveal. It's so slow that we might have an autonomous Google car in production first. Or a Porsche Tesla Model S competitor. Or an Audi e-tron Tesla Model S competitor. Or a Hyundai Prius-fighter.
Or maybe not. Listen in for thoughts on those cars announced at Frankfurt and more from the 2016 Prius reveal in this week's What Drives Us.
Podcast: Play in new window | Download (50.4MB)
2016 Prius, audi, autonomous, danny cooper, EV, featured, first, frankfurt, Hyundai, LE, Model S, paul guzyk, porsche, Prius, russell frost, Tesla, tony schaefer
audio and video,What Drives Us episode
This week Evan, Tony, Patrick and Russell discuss…
Next gen PiP to have 30-35 miles of EV range, according to an anonymous source
Toyota starts taking Mirai orders, unicorns everywhere cower in fear
Craig Scott, national alternative fuel vehicle manager at Toyota, "With batteries there is a fundamental science problem that we don't know how to solve."
Toyota recalls 625,000 Priuses globally (109,000 in the US)
Apple hires Doug Betts formerly of Chrysler
This week's Tesla killer
Depends on how you define "hybrid"
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apple, batteries, Chrysler, EV, evan fusco, featured, fuel cell, future, hybrid, hydrogen, Hyundai, Kia, LE, mirai, Model S, Patrick Connor, Plug-in, Prius, Prius Plug-In, russell frost, Tesla, tony schaefer, Toyota


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Own the Gibson B.B. King Lucille Electric Guitar and you'll own one of the smoothest, sweetest blues axes out there. The guitar features a laminated maple top for total sustain, a solid maple center block, special laminated maple neck and Richlite fingerboard. Stereo/mono jacks require no special cords; TP-6 tailpiece allows precise tuning. Also in... Click To Read More About This Product
Own the Gibson B.B. King Lucille Electric Guitar and you'll own one of the smoothest, sweetest blues axes out there. The guitar features a laminated maple top for total sustain, a solid maple center block, special laminated maple neck and Richlite fingerboard. Stereo/mono jacks require no special cords; TP-6 tailpiece allows precise tuning. Also includes the name "Lucille" scripted in mother-of-pearl on the headstock and gold-plated hardware. Includes Gibson hardshell case.
Check the drop-down menu to the right to select colors and/or other options.
Reviewed by 3 customers
Comments about Gibson B.B. King Lucille Electric Guitar:
This is a great guitar. Just purchased on 6/13. You can't really compare this guitar to other brands and should test it out often. The lucille is based on a es-345,355. There are some variations that give it BB's own take, like the maple neck and lack of f holes. I think the veritone switch is a killer addition and allows for very good clean sounds. You will not notice a great deal of difference on the veritone switch between the middle and neck pickup switches, but there are subtle differences. As with any nitro finished gibson, expect the headstock to "peel" with the inlays, and show typical gibson wear, along the fretboard edges and joints. Also, do not place a gibson nitro finish on a cheap stand or hanger with rubber, it will effect the finish of the nitro. After 20 years of playing and trying every guitar out there I would suggest this guitar to anyone looking for clean tones. I bought this one over a PRS and a Heritage. The Gibson humbuckers dirty up just fine, too. Great guitar, great neck (perfect size), typical Gibson build quality (good or bad), very easy set ups and low action, could use locking tuners, and an over great guitar. Peace!
Comments about Gibson B.B. King Lucille Electric Guitar:
I read many review before I bought this guitar. I was reluctant to buy it because I could not find the guitar to try out at any store. So I really had to rely on the reviews I could find on line. I wanted this guitar because I admire BB King and his playing style and I thought the guitar looked great. I ordered the guitar online and was told that the only model not back ordered was the Red model. I really wanted the Black as that is the color BB King played on stage. I was notified after I purchased the guitar that the Red was also back ordered and there was no delivery date available. I found one GC store online that had this guitar and it was Black. That was the Memphis GC store. I spoke with the guitar sales manager at the store and he arranged to ship me the guitar and transferred my online purchase to his store. The guitar arrived in the box in perfect condition. Features: The features of this guitar are as listed in the ad. I really didn't know what to expect with the Variable Selector I find that for playing blues I only use the first two positions. This guitar is heavier than my Gibson 335. Quality & Reliability: The quality was excellent on the guitar with the exception of the setup. If you want a great blues guitar with history (BB King) you may want to consider this guitar in your choices, however, if I could only have this guitar or my Gibson 335 Dot I would choose the 335, in my opinion it has a sweeter tone and is a little lighter. This guitar has a place in my collection and I really like it, but it is not for everyone.
Comments about Gibson B.B. King Lucille Electric Guitar:
Received the first guitar at Guitar Center and was a used guitar, even though I paid for a new guitar. The Store Manager was very apologetic and said definitely need to return it and ordered a second guitar. Was worried about delivery and came and its in flawless condition. Plays great, has a sweet sound. Thanks to Guitar Center for good customer service. Plus, the added perks that came with it.
Our product catalog varies by country due to manufacturer restrictions. If you change the Ship-To country, some or all of the items in your cart may not ship to the new destination.


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(Bloomberg) --UBS plunged the most in three months after first-quarter profit missed analysts' estimates, hurt by a slump in earnings across wealth-management and trading businesses.
Net income fell 64% to 707 million Swiss francs ($741 million) from a year earlier, the Zurich-based bank said on Tuesday. That missed the 735 million-franc average estimate of five analysts in a Bloomberg survey. At the investment-banking unit, led by Andrea Orcel, profit declined 67% to 253 million francs.
Chief Executive Officer Sergio Ermotti, 55, who has shifted the bank's focus away from investment banking in favor of wealth management, is struggling with market volatility that led to a slump in trading across the firm. While there have been some signs of improvement, economic challenges and geopolitical risks mean clients are avoiding risks and that's "unlikely to be resolved in the foreseeable future," the lender said.
"We definitely entered into a kind of new territory in the first quarter," Ermotti said in an interview with Bloomberg Television's Guy Johnson. "The first quarter was an environment that had only one constant -- risk aversion from January 1 until the end of the quarter."
UBS shares dropped as much as 8.1% and traded at 15.21 francs at 12:43 p.m. in Zurich, down 8%. They have tumbled about 22% this year, while Swiss rival Credit Suisse, which is following UBS in shrinking its securities business to focus on wealth management, has lost 37%.
Revenue slipped 23% to 6.8 billion francs in the first quarter, while the adjusted return on tangible equity, a measure of profitability, dropped to 8.5% from 14.4%. Ermotti said the bank maintains its 15% target for 2017 and will be "in a better position" to update markets at the end of June.
While UBS remains committed to grow its dividends, Ermotti said on a call with analysts that it's "difficult" to asses the impact for the full year at this stage.
"This cocktail of macro issues, geopolitical issues is now coming on," he said in the interview. "You see a lot of factors that may affect market sentiment -- and in that sense you might see volatility -- but it's not the kind of volatility that is translating to client activity. It's a paralyzing volatility."
Europe's largest lenders are seeking to weather a drop in securities revenue, hurt by market swings, record-low interest rates and tougher regulation. The five biggest U.S. investment banks saw their combined trading revenue drop 22% in the first quarter, while BNP Paribas said on Tuesday that revenue from trading fixed income, currencies and commodities slipped 13%.
At UBS, the profit drop at the investment bank missed analysts' estimates of 396 million francs. Corporate client solutions, the part of the unit that helps clients issue debt and equity and advises on mergers and acquisitions, had a decline in revenues of 39% to 474 million francs in the first quarter. Investor client services, which houses the trading business, had a drop in revenue of 25% to 1.4 billion francs.
The wealth management division, led by Juerg Zeltner, reported a pretax profit of 557 million francs, down from 951 million francs a year earlier as the bank had "the lowest transaction volumes recorded for a first quarter" at the unit. The unit's profit fell short of the 682 million-franc average estimate of six analysts compiled by Bloomberg News.
"The outlook wording sounds a bit more cautious than usual," said Tomasz Grzelak, a Zurich-based analyst at MainFirst, with a neutral recommendation on UBS shares. "The soft start of the financial markets into 2016 continues to bode ill for both the wealth-management unit as well as the investment-banking division."
Wealth management attracted 15.5 billion francs in net new money in the first quarter, reversing 3.4 billion in outflows in the previous quarter and making for annualized growth of 6.5%. While that's above UBS's target of 3% to 5%, Ermotti said that the bank expects "more moderate growth" in the rest of the year.
Asset management saw net outflows of 5.9 billion francs, with one client pulling 7.2 billion francs over pricing. The unit's pretax profit almost halved to 90 million francs.
"The very good net new money development is the bright spot in the first quarter after two weak quarters," said Andreas Brun, an analyst at Zuercher Kantonalbank in Zurich, who has a market perform recommendation on UBS shares.
The bank's CET1 ratio, a measure of financial strength, dropped to 14% at the end of March, from 14.5% three months previously, following an increase in risk-weighted assets. The leverage ratio increased to 5.4% from 5.3%.
UBS said it's on track to cut costs by 1.4 billion francs by the end of June under a plan announced in 2014, as part of efforts to lower expenses by 2.1 billion francs by 2017.
"UBS earnings are sensitive to broader market headwinds, but the company is doing its best to offset this through ongoing cost saves," Andrew Coombs, an analyst at Citigroup Inc. with a buy recommendation on the shares, said in a note on Tuesday. "We believe today's share price reaction is overdone and see this as a buying opportunity."
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Lesson 12
What is Financial Risk
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Lesson 12 Objectives
Lesson Objective 1: Risk Vs Reward
Lesson Objective 2: What is the baseline value for risk and reward
Lesson Objective 3: What causes financial risks in a business.
Lesson 12 Executive Summary
In this lesson, we first learn about the general concept of risk versus reward. Typically, this implies that if we take on risks, we can get a higher return. On the other hand, we can also risk losing some or all of our investment.
To illustrate, risk straight line going from 1-10 is introduced with 10 being the highest of risk. At 1, we have the absolute lowest risk investment, which is a government bond. The reason why this is perceived risk free is because the government can simply print more money. Contrarily, a corporation would never – in theory – have a problem meeting their debt obligations. At the very top of the risk scale is a Ponzi scheme.
We also learn here for the first time that when we invest, we compare it to the 10 year federal note (it is just a bond), which is our benchmark for investments here at BuffettsBooks. We will return to this several times in other lessons, but the importance of the 10 year federal note should be remembered for now.
Different causes of risk are also examined in this lesson. The first and most common method of financial risk is excessive debt. The main reason for debt is that it speeds up time. For example, the corporation does not have to wait until they have made enough money to buy a given asset. However, you, as an individual, typically can't afford to pay for your home in cash. Therefore, you save time by taking on a mortgage.
A metaphor from a computer game is used to signal both the benefits and costs of speed. As such, there is no problem in having a mortgage or having a small amount of the presence of debt in a corporation. The key word is manageable. Just as a very large mortgage is very hard to handle – especially if you want flexibility in your personal finances, the same is true for a corporation with a high amount of debt.
Warren Buffett has very strong opinions about debt. He knows that when times are bad, the corporation that has incurred too much debt will suffer, and therefore, he does not invest in leveraged companies.
Another financial risk according to Warren Buffett is price. Even the best asset can be bought at a steep cost and one way to analyze this is by valuating your home. Although it's a high quality house, there will always be a limit to how much someone else would be willing to pay for it.
The same is the case when you buy a stock. If you pay too high a price compared to the value of the stock, your return will likely diminish. This is also why Warren Buffett is famous for his quote: "Price is what you pay – Value is what you get". There is no reason to pay $250,000 for a home worth $200,000. A value investor like Warren Buffett does the exact opposite when he buys stocks. He will buy the stock where the value is much higher than the price.
Warren Buffett is also known for his quote on a third type of risk: "Risk comes from not knowing what you're doing". While some people have definitely been burned by the housing market, the valuation of a home is something most people still understand. It is different when it comes to stocks that are real companies broken into millions and sometime billions of pieces. Very often, stocks are not bought on a value-based approach where all facts are examined, but rather on emotions. An investor doing the latter is setting himself up for the third financial risk: Not knowing what he is doing.
Warren Buffett's determination of risk and investment strategy can be found in the Berkshire Hathaway Letters to Shareholders. Berkshire Hathaway is a holding company where Warren Buffett has created a 20% annual return. In his letters he discloses and explains his successful investments alongside the investments where he completely misjudged risk and lost his money. If you want to learn from the best, this is a highly recommended read.
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New Vocabulary
A relative measure of the likelihood of losing your investment. The higher the risk the more likely is it that you will lose some or all of your money in that investment. Warren Buffett's advice for identifying the three main types of risk:
Debt generally occurs when you're borrowing money either because you don't have it, or you need some extra money to achieve a goal. Typically, debt is incurred when people speed up the process in order to afford whatever they want.
Value is often very different from the price. It is subjective and must be estimated. A value investor like Warren Buffett pays a lower price than the value of a stock or bond.
10-year federal note
The only difference between a note and a bond is the duration of the loan. Bonds with durations of 10 years or shorter are called notes. From this lesson, the takeaway from the 10 year federal note is that it serves as the benchmark for other investments.
What is Financial Risk - Lesson Transcript
Everyone has probably heard of Risk vs. Reward. Here is a demonstration to help you think as you take on a more risky investment. First is a marginal amount of risk and reward, while the other is more risk for more reward.
There is more pressure and stress in the latter. Make one little mistake and it is a total collapse. Keep that in mind as you assess your risk vs. rewards. The risk when investing in stocks and bonds is that you could lose a little bit or all of your money, and the reward is you could make money and you don't have to work hard. As a tolerance of risk, 1 should be the lowest amount of risk for the reward, and that is the 10-year federal net (A bond is for long term like 20 years. A note is for short term like 2 years). Charles Ponzi is an example of 10. All you have to do is assess and think about the amount of risk that you're willing to assume for each and every investment. Always compare back the 10-year federal note.
We used the 10-year federal note because the Federal Government can simply print more money to meet that obligation. If you take simple cash, for example $100 for a 10-year period, that Federal note will always perform just like the cash because you'll be making it 2.2% yield as of May 1 on that federal note, while the cash should be absolutely nothing. Regardless of how inflation moves in the future, you will still be doing better in the federal note.
Our bench mark is to compare any other investment, the risk associated with it, and what causes financial risk in an investment.
There are 3 risks:
If a company or the local government has debt and you own a share/stock or you supply the loan, you are diving to a great risk. A company has debt, because they want to speed up time.
If a person wants to buy a 300,000-dollar house, but doesn't have the money yet, he will take a loan. Why? Because he wants to speed up time. He doesn't want to wait 15 years in order to save enough money to buy that home. Instead, he takes out the debt and speeds up time so he can move into that house right away.
Business is exactly the same thing. A company owns a lot of debt because they want to speed up time and have that machine in order to make that product immediately. They don't want to wait 5 years to save up money to buy.
Why are my examples bad? Assume you are playing a video game. You have 30 seconds to shoot a little rat running across the string. Here are three different scenarios:
On the first scenario, you got it perfect. On the second scenario, it was a bit better because it was faster. You shot 12 out of 14. On the third scenario, it was much faster. You shot 10 out of 18, because the rats were running faster and it was harder to shoot. On the last scenario, you shot only 6 out of 22, because the rats were moving really fast.
In this example, the rat and the speed represent the amount of debt the company is taking on. As the company takes on more debt, the company is actually becoming less productive in the long run. With a bit of debt with the rat just running gradually faster, we performed a tad better. Think about that. If the company has debt, it is fine, but if it's a lot it's NOT fine. A lot of risk comes with it. As an investor, it always ends badly whenever you invest on companies with a lot of debt. Always remember this illustration when choosing a company.
Warren Buffett said, "Only when the tide goes out, you discover who's been swimming naked." Here, by 'swimming naked', he was referring to people who have debt. When the tide goes out, which means when the market collapses, you figure out who's been swimming naked. These are the people who don't make it and people who fail.
The second risk is overpaying for an investment. According to Warren Buffett, the price that you pay is the value that you get. Assume that a man sees a house on the market for $200,000. He likes the house so much that he pays $50,000 as a listing price. 1 year later after he paid $250,000, he has to sell the house because he's moving for a new job. He tries to sell the house but he can't get any close to the price he paid a year ago. This scenario shouldn't surprise you because although the house is still the same – clean, safe, and new, the market condition didn't change. The investment based on the initial price paid is not the quality of the home. The investor paid way too much for the house, so it is a poor investment.
How was the previous example any different from a person in the stock market buying a stock for $25 when it's only worth $20? NONE. The ratio $200,000 and $250,000 is exactly the same as $25$ for something that's worth $20. Again, the price that you pay is the value that you get.
The third risk is the danger that arises from not knowing what you're doing. Why do people value the ownership of a house but the not ownership of a company? It's simple. People understand the value of the home, but they don't understand the value of a company. Also, they definitely don't understand the value of the company when individual shares are broken up to 10,000,000 pieces. That is the true risk. If you're the person who buys companies and shares and you never look at what their worth, you're just buying based on emotions and are setting yourself up for buying the $250,000 house. Risk comes from not knowing what you're doing.
In this lesson, we briefly talked about the difference between risks and rewards. We learned that the 10 year Federal Note is a risk free investment that provides a marginal return. We know that in future lessons, we're going to use the 10 year note as our baseline value to relatively compare the value of other investments.
When we assess the amount of risk that's associated with an investment, we learned about three factors that make an investment risky.


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Who we are
The Ensálsate Foundation was born with the purpose of creating a professional realm from the dance field. The idea came together to help young, and low-income artists who found in this profession a tool to support their own artistic integrity and cultural roots, build a way of life. The main purpose of the Foundation is also based on the belief that the arts, social initiatives and business disciplines can work together to form, and contribute to a better world for so many.
- To positively impact the most vulnerable population from low income areas. To find in the art of dancing, a professional movement that could keep them away from many of the negative circumstances of their lives.
- To provide social safety nets for the entire artistic staff, and for everyone else who is involved with the show.
- To generate a source of income for artists who by deciding to make dance their sole profession, this will contribute to their way of life and their families.
- Employ local fashion and costume designers, and scenography personnel who are mostly heads of their families.
Our mission is to offer the highest quality "Salsa" artistry, while strengthening our heritage and cultural roots, and provide a place where show attendees can participate, and enjoy a most unforgettable experience.
Values and Commitment
- Social commitment: responsible for working to improve the quality of life of the community.
- A commitment to a greater power, team work, to common good, civil responsibility, and acceptance.
- First and foremost, we respect human differences and believe in an inclusive society.
- Respect for the arts, our co-workers and the public.
- Discipline is used as a tool to achieve our main goals.
- Integrity while creating a clear and honest environment with purposes of generating trust to our people, the public, vendors and the community.
- Creativity and innovation are the bases for achieving a successful and long running show.
- We believe that willingness, determination, energy, laws and universal truth transcend the human capabilities and express all that is beautiful in its form.
Management and Staff
Corporate Director: Blanca Victoria Granados.
Administrative Director: Carolina Jiménez.
Ticket Sales: Lina María Valencia.
Commercial Coordinator: Yessele Coy Cardozo.
Administrative Assistant: Marcela Santana.
Director of Communications: Carol Andrea Briñes.
Public Relations: Ana Milena Gutiérrez.
Graphic Design: Strohhaker.
Director and On-Stage Producer: Edwin Chica.
Musical Director: Oscar del Castillo.
Sound Engineer: Alexander Correa
Lighting and Sound: 360 Group.
Logistics: E&P Eventos y Producciones.
Wardrobe Chief: Juan Carlos Gallego.
Production Coordinator: Wilmar Tafur.


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Come and Worship With Us!
The Salvation Army is a protestant denomination that has a set of beliefs and a form of worship. The local unit of The Salvation Army is the Corps Community Center (Church) and this is the religious center for the Soldiers (church members), adherents and friends who have made this their church home.
They attend the Corps each week for worship, Christian fellowship and religious instruction. The services are open to the community and to anyone who needs a spiritual home.
The weekly services are:
- Sunday School 9:45 AM (Bible classes for all ages)
- Morning Worship 11:00 AM
- Bible Study 5:30 PM
The Doctrines of The Salvation Army
- We believe that the Scriptures of the Old and New Testaments were given by the inspiration of God, and that they only constitute the Divine rule of Christian faith and practice.
- We believe that there is only one God, who is infinitely perfect, the Creator, Preserver, and Governor of all things, and who is the only proper object of religious worship.
- We believe that there are three persons in the Godhead – the Father, the Son, and the Holy Spirit, undivided in essence and co-equal in power and glory.
- We believe that in the person of Jesus Christ the Divine and human natures are united, so that He is truly and properly God and truly and properly man.
- We believe that our first parents were created in a state of innocency, but by their disobedience they lost their purity and happiness, and that in consequence of their fall all men have become sinners, totally depraved, and as such are justly exposed to the wrath of God.
- We believe that the Lord Jesus Christ has by His suffering and death made an atonement for the whole world so that whosoever will may be saved.
- We believe that repentance towards God, faith in our Lord Jesus Christ, and regeneration by the Holy Spirit, are necessary to salvation.
- We believe that we are justified by grace through faith in our Lord Jesus Christ, and that he that believeth hath the witness in himself.
- We believe that continuance in a state of salvation depends upon continued obedient faith in Christ.
- We believe that it is the privilege of all believers to be wholly sanctified, and that their whole spirit and soul and body may be preserved blameless unto the coming of our Lord Jesus Christ.
- We believe in the immortality of the soul; in the resurrection of the body; in the general judgement at the end of the world; in the eternal happiness of the righteous; and in the endless punishment of the wicked.


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I should actually call this "The Best of the Worst", because I do like this picture even though it's not in focus. My wife had been taking pictures of these ducks for a while when I arrived. She had already got her shots from this distance and was moving in. Before I was aware of what was happening, the ducks were on the move. I hadn't even got around to play with the camera settings yet.
Exposure Program - Aperture Priority
F-stop 5
Exposure time 1/40 sec
Focal length 50mm
Date - Nov 29, 2010
Nidelva ved Nedre Leirfossen, Trondheim in -15 celcius / 5 fahrenheit
Update Messi
8 months ago


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- Degree Programs
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The Impact of Reducing the Price of Giving on the Extent of Fundraising by Non Profit Organizations in Israel
Hanan Yonah
Advisor: Dr Momi Dahan
A Formal Model of Social Blame
Lior Sheffer
Advisor: Dr Raanan Sulitzianu Kenan
Presented at the Midwest Political Science Association
Regulation in an Era of Global Governance - Israel's Chemicals Regulatory Regime Following the Accession to OECD
Rita Golstein-Galperin
Advisor: Prof. David Levy Faur
The Strength of Institutions & Ideas: Immigrant Access to Public Health Insurance
Mara Sheftel
Advisor: Prof. Johnny Gal
Communities Growing Gardens, Gardens Growing Communities: Can community Gardening Enhance Social Capital in Low Socio-Economic Neighborhoods in Jerusalem?
Yannai Kranzler
Advisors: Dr Raanan Sulitzianu Kenan & Dr. Efrat Eizenberg
Are Educational Systems Converging or Diverging? A Cross-Country Empirical Test of Theories on Primary Education Official Curricula
Ruthy Waitzberg
Advisors: Dr. Julia Resnik & Dr. Gad Yair
Regulating for welfare
Hanan Haber
Advisor: Prof. David Levy Faur
Published in Law & Policy 2010
Abstract I Thesis I Article I Prizes
Jennifer Oser
Advisor: Prof. Itzhak Gal-Nor
Published in Nonprofit and Voluntary Sector Quarterly 39 (3):429-459
Moshe Shalem
Advisors: Dr. Momi Dahan & Dr. Tehila Kogut
Appeared also as a working paper in CESifo Working Paper
Abstract | Thesis I Working Paper
Avishai Afriat
Advisor: Dr Momi Dahan
Published: Israel Economic Review, 2010, Vol. 8(1), 1-20
Esti Hoss
Advisor: Dr Anat Gofen
Presented at the 5th European Consortium for Political Research (ECPR) General Conference, 2009
Abstract I Thesis
Nirit Gadsi
Advisors: Prof. Joseph Zeira & Prof. Avia Spivak
Appeared also as a working paper in Social Science Research Network
Eliakim Kislev
Advisors: Dr Gayil Talshir & Prof. Gabriel Horenczyk
Journal Intercultural Education 4 [forthcoming]
Abstract I Thesis I Article
The Effects of the Israeli-Palestinian Conflict on Israeli Exports to the EU
Adrian Filut
Advisor: Prof. Alfred Tovias
Ilana Shpaizman
Advisors: Dr Tehila Kogut & Dr Rita Sebah
Published in Social Psycholo. Edu. (2010) 13:425-440
Alma Perez (Gadot)
Advisor: Dr Galit Cohen Blankstein
Presented at the Canadian Political Science Association's Annual conference 2007,Saskatoon, Canada & UCLouvain
Abstract I Thesis I Article


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FAIR LAWN, N.J.– Parents of Fair Lawn High School softball players are trying to make a fundraiser golf outing an annual event to support the program.
"The team has traditionally traveled to Florida every other year to play spring games for the varsity team to get them ready for the season," said Keith Meerholz. "The goal is to try to raise enough money to be able to travel every year. Plus golf is a great way to get people together for a fun day.
Chris Berry, Jerry Piemonte, Rich Burke and others started the outing last year.
The 2016 edition will take place on Sept. 26 at Black Bear Golf Course (138 Route 23) in Franklin, N.J.
Check-in begins at 7:30 a.m. and is followed by a Continental breakfast.
There is a 9 a.m. shotgun start.
Prizes will be awarded to the golfer who hits the longest drive and is closest to the pin.
The cost is $150, which includes the breakfast, 18 holes, a cart, a barbecue lunch and prizes.
For more information or to register, contact Meerholz or Burke at firstname.lastname@example.com or email@example.com Attachment
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Thursday, July 17, 2008
Fighting the Insurance Company Part II
We were quite intent on getting to have our baby in this birthing center. We liked the people we met there and the setting was very comfortable. It's close to us and close to the hospital, in case things get messy. We are nearing the end of the first trimester (so quickly) and we haven't been to the doctor yet.
It was a two-part fight, as a matter of fact. First, we successfully got them to cover the midwife in-network. We thought that was going to be the hard part, since there are actually several nurse-midwives already in-network. Then, I argued our right to not only have the midwife deliver the baby, but to let us deliver it where she practices. Since she doesn't do homebirths, I suppose the insurance company expected us to give birth on the sidewalk.
Today I got news that we are go. I called the insurance company's customer service department to make sure that in-network meant that they would pay for everything. The woman confirmed that all we have to pay is $30 for the first visit.
A wave of peace and relief passed over me like the washing tide on the beach.
At last, there would be no point in me continuing to be a jerk to the insurance company. They did the right thing. They agreed to make concessions so that we can have the birth of our choice, despite several different policies--no matter what I think of those policies. There is no reason for me to continue to harbor animosity toward them. So I told the woman on the phone that if there was indeed a private and/or secret note next to my name that I was some kind of jerk customer, that I understood. But that what they've done for our family is greatly appreciated and treasured by us all; if there was a place to make that note next to my name, I asked her to make it. She denied such a thing existed, but was very happy that I sounded so happy.
I don't know who said that thing about the customer always being right. Anyone who has worked extensively in customer service will tell you that it's total bullshit, anyway. But it's nice to be treated like I know what I'm doing, for once. It's nice to feel like a major company like that can see the reasons I've come to my conclusion and meet me on my side of the fence. I really don't know when the last time when I've fought city hall ways, but I don't think I've ever won.
You watch. Now we'll have twins in that belly of ours and we won't get to be in the birthing center after all. Wouldn't you love a blog about delivering twins unassisted?
6 comments:
- email@example.com said...
It is too bad we have to fight SO hard for things that seem to be so natural. :/ Congratulations. Hope they don't give you any more trouble!
- July 17, 2008 at 3:09 PM
- Wynnie said...
"Now we'll have twins in that belly of ours and we won't get to be in the birthing center after all. Wouldn't you love a blog about delivering twins unassisted?"
I'm pretty sure that comments like this are what spur stories about men killed in their sleep. ;)
Congrats on the win with the insurance company. I wish we had fought harder for ours, but we were lazy.
- July 17, 2008 at 9:21 PM
"Wouldn't you love a blog about delivering twins unassisted?"
Yes :)
I've read a few unassisted twin birth stories...always wonderful and inspiring. :)
- July 20, 2008 at 1:14 AM
- buddzoo said...
I am in a situation where the insurance co. won't even cover midwives/birthing centers as out of network (even though we have out of network coverage). They say, no hospital, no coverage. Any tips/resources on how I can fight them?
- August 28, 2008 at 2:24 PM
- buddzoo said...
I am in a situation where the insurance co. won't even cover midwives/birthing centers as out of network (even though we have out of network coverage). They say, no hospital, no coverage. Any tips/resources on how I can fight them?
- August 28, 2008 at 2:25 PM
- Sol Smith said...
I would try and find a midwife and ask her if she's had customers get covered with your insurance company before. That, I would think, might be a first step. Our birthing center knew that our company (Blue Cross) had covered others before.
Look closely at the policy. If you have it. Sometimes the policy says one thing and they say another. They are bound to what the policy says, regardless of what the "customer service" says.
Another thing, you won't get anywhere talking to the customer service team. They aren't authorized to authorize anything. You'll have to go over their heads.
Talk to the referrals team. If your policy covers an OB, ask a midwife for the name of their back-up OB (I think all of them have one) then have that OB give you a referral to the midwife. Push and push that referral department into accepting that referral and approving it.
- August 28, 2008 at 2:35 PM


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All items used by permission Copyright 2003 - 2016 by Tanzyus Logan Funeral Service, Inc. all rights reserved
Bobbi Renae Jorgensen
1971 - 2017
Tanzyus Logan Funeral Service and Care
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Bobbi Renae Jorgensen, 45 of Decatur died at 7:40 pm Friday, March 31, 2017 in St. Mary's Hospital Decatur, Illinois,
with her family by her side.
A visitation to celebrate Bobbi's life will be held on Thursday April 6, 2017 starting at 5 pm. to 7 pm. in West Decatur
Church of God (4500 West Main Street, Decatur, Illinois 62522) Bobbi will be laid to rest following a graveside service
beginning at 10 am. Friday, April 7, 2017 in Lester Barnett Cemetery just off William Street at Bender Road in Decatur.
Memorials may be made to her family to assist with the funeral arrangements C/O Tanzyus-Logan Funeral Service and
Care. Please sign the family guestbook at www.leavememoriesnotdebt.com
Bobbi was born in May of 1971 in Decatur the daughter of Robert E. and Hazel V. Jorgensen. Bobbi struggled with many
medical issues all her life but she touched the hearts of all who knew her.
Surviving are her Parents, Robert and Hazel Jorgensen, siblings, Steven Jorgensen, Toni (Brad) Westerfield, nephews,
Brandon Westerfield (Dusti Morthland), Cole Jorgensen, Kaden Jorgensen, Karsen Jorgensen, great nephew, Brantley
Westerfield, and her Furever Furbaby, Lil Lady, grandmother, Wilma Jean Jorgensen of Girard, Illinois and many aunts
and uncles.
She was preceded by her grandparents.
The family wishes to thank Kidney Specialist of Central Illinois, Fresenius Kidney Care Staff, Dr. Brooke Ballard, Dr.
Jignesh Modi, Dr. Luis Cacers and all of their staff members, HSHS St. Mary's Hospital and Staff.
The family request casual attire be worn at the visitation and graveside service.
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