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If Steve Jobs where alive today, he would look at the final mile, dray or intermodal delivery process of handing the driver stacks of shuffled unorganized papers and sending the driver off left to his own devices to a location he may never have delivered, keeping no physical record of what really happened, he would scratch his head and say it's time for disruption.
Final Mile operations rely on the driver, many times not an employee to notify us of arrival and departure times and return the paperwork intact enough to invoice in a reasonable amount of time. Not a day passes by when tensions mount between customer and final mile provider due to lack of visibility of the delivery.
In a digital world where connectivity is available at low cost, this process rooted deeply in the 1960's looks and IS archaic.
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It stands to reason there is a better digital process available to these drivers and service providers that can increase turns per truck (loads per week), decrease out of route miles, facilitate increased cash flow, increase on time deliveries and enhance the relationship between drivers, management and customers.
The drivers already have devices. Manufacturers have the systems with the order and customer data. In the digital world we live there is a wireless pipeline to these two entities so manufacturers can better serve their customers.
Digitizing the process that connect the logistics-specific back-end systems and utilize native mobile functionality, logistics teams can improve delivery times, ensure safe delivery compliance, and even help manufacturers and retailers speed up order to cash, improve revenue recognition compliance and customer & driver satisfaction.
The paper-laden delivery confirmation process often involves capturing key data and customer signatures, and then handing the paperwork to an admin for processing once the drivers are back at the office. This greatly impacts time to invoice, receiving of cash, revenue recognition compliance, and data quality.
Final delivery can be complicated or delayed by traffic, construction, inefficient dispatching, incorrect addresses, unattended delivery issues, manual signature capture problems, and other factors.
If you add visibility to the last mile of goods transport which decreases out of route miles.
Imagine the world where the driver carries in his device all the documents and instructions needed to carry out his work assignment. When it comes to the last mile delivery processes, there is a paper form for everything: schedules, addresses, travel routes, hazardous materials, delivery confirmation, dispatch orders, bills of lading, invoices and more. The time it takes for drivers to wrangle paper forms and fill them out during the delivery process, increases the amount of time the driver takes to complete the delivery. That can eat into the productivity of the route and increases costs. Digitizing pen-to-paper processes with mobile forms helps solve for this.
When moving international shipments or hazardous materials, there is a host of regulations that drivers must check and report on before departing from the warehouse and during the journey. It's a very manual process, with stacks of paper to go through and take notes on, which then get entered into a system by admin. Moving this scenario to mobile makes it very easy to use and will save time and data entry. All documents are now digital.
Paper processes associated with addresses, routes, delivery confirmation, etc., slows down delivery. By mobile-enabling paper processes and providing a mobile schedule app drivers can get real-time routing updates with GPS optimization, customers can get up to the minute notifications on expected delivery times, and logistics managers can see where drivers are at and what deliveries have taken place in real-time. This decreases frustrations with synchronizing delivery schedules allowing a decrease in inventories.
Instant and direct communications between the pick-up and delivery personnel and driver facilitate greater efficiency. Dispatchers guess or rely on phone conversations with drivers to assist them in the dispatch process. Seeing these assets in real time allows dispatcher access to more accurate information and who to dispatch, providing a fairer-across the board distribution of loads that are executed every day. This increases driver pay and revenue per truck.
Companies can't invoice customers until goods have been delivered and signed for. For many manufacturing companies, capturing proof of delivery is paper-based and invoicing is reliant on the time it takes for drivers to get back to home office to deliver the paperwork, and then when an admin inputs the data into the ERP system. This delay impacts time to cash and revenue recognition compliance as well. Mobile-enable this workflow with signature capture and have the signed forms go straight into backend-systems in real-time for immediate billing and revenue recognition compliance.
For customers who manage the delivering of goods to customers, having visibility into where the shipments are and the exact ETAs for their customers can be great competitive advantages.
If the drivers need to carry out deliveries as efficiently as possible is met; they increase their pay and decrease frustration dealing with the stacks of paper they will have a natural increase in job satisfaction and will likely stay in their job. Customers, actually have the same need, arrive on time and notify me what happened. In the race to stay ahead of industry trends, companies must manage customer expectations and place their needs at the top of their agenda, especially when it comes to last mile delivery. Enabling drivers to communicate with customers on delivery scheduling and providing real time updates on delivery times can be a great differentiator and a real customer benefit.
If the process of managing the final mile delivery enhances the relationship with your drivers and customers, wouldn't the relationship with management and shareholders be enhanced as well?
DP&C was able to reduce manufacturing, materials, warehousing and transportation costs and improve the overall capabilities of the supply chain. Popcorn Indiana is a manufacturer of healthier, whole grain snacks with facilities in New Jersey.


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It's a Chicago punk rock summit as I'm joined by returning guests Daryl Wilson (The Bollweevils) and Denis Buckley (88 Fingers Louie) at Dante's Pizza. Here's what we talk about this week: http://traffic.libsyn.com/carconcarnepodcast/88_FL_and_Bollweevils_2018.mp3 Is Denis now tied for most-frequently appearing guest on the show? "I have no agenda." Why in the hell did I say […]
Tag Archives: Daryl Wilson
'Someone's a Car Con ***hole' – Talking punk rock with Daryl Wilson (Bollweevils) and Denis Buckley (88 Fingers Louie)
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'My sausage has gone rogue' – Johnnie's Beef with 'Punk rock doctor' Daryl Wilson
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This week, "punk rock doctor" Daryl Wilson joins me for a beef and sausage combo from one of the greatest places on earth, Johnnie's Beef (7500 W North Ave, Elmwood Park, IL 60707). Daryl's most famously known as the frontman for legendary Chicago punk rock band The Bollweevils. By day, he's the EMS Medical Director […]


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Michele Cooney
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A lot of bloggers dream of getting a proper blogging camera. For me, it was the Canon 700d. I had wanted it for ages and finally took the plunge in January 2016. Before that, I was using a mixture of my iPhone 5 and my very old Fujifilm bridge camera. So when I finally got my camera… I was lost. Completely and truly out of my comfort zone. I had no clue how to use the manual settings and as a result, I stuck to using Auto mode for a while. Which obviously defeated the point of buying the camera in the first place.
After a lot of research I finally learnt all about the different settings. And it honestly changed my photography so much. So today I thought I would give you a (hopefully) easy to follow guide on how to use the manual setting on your camera. And if you have any other questions, then leave me a comment or send me a tweet! And if you want more photography help, read my Basic Blog Photography Tips.
Exposure Triangle
Ok. So we've finally felt brave enough to turn the dial to the 'M' option. Now what? Well, the first thing we have to do is learn what this manual setting means. And that means learning all about the exposure triangle. The exposure triangle is made up of three settings: ISO, aperture and shutter speed.
The main thing you need to remember about these settings, is that they all work together. If you change one, then in reality you should have to change the other two (if they are set up correctly of course). This might sound like it's a lot of work, but I promise you, it's not. Once you get the hang of these settings, you'll find it so easy to take a picture exactly how you want it. These settings influence the lighting, the quality, the depth of field… In essence, they influence the entire photo. So lets get into the settings.
The aperture is, quite simply, how much light is let into your lens. This setting therefore influences the depth of field in your photo. The aperture is measured by f-stop numbers so: f1.8, f2.8, f3.5, f5.6, f8.0 etc. The smaller the f-stop the more exposure is allowed into your picture, and hence the larger depth of field. So if you are after a blurry background in you pictures (aka a large depth of field) you are going to want to choose a small f-stop. A lot of bloggers use the 'nifty-fifty' lens with their canon which allows you to go down to an f-stop of f1.8 which gives you a perfect blurred background. If you wanted less of a depth of field then you would choose a higher f-stop.
Just remember that the lower f-stop numbers such as f1.8 let in a lot more light than the higher numbers such as f5.6. Therefore, in order to counter balance the light let in by your lens (sometimes it's too low or too high) you will want to change the other settings.
The following photos show you the difference when using a range of f-stops from 1.8 through to 22. For the purpose of these photos I have changed the other settings to ensure the lighting remains the same:
Shutter Speed
Shutter speed is how long your lens stays open to let in the light. It is measured in numbers such as: 1/4 (lower number), 1/25, 1/100, 1/200, 1/500, 1/4000 (higher number). The main use for shutter speed, is to decide how much movement you want captured in your photo.
Example: You are at a car race and you want to take a sharp picture of one of the cars going by. Because you want the image to be sharp, you are going to want to choose a faster shutter speed such as 1/2000.
Example 2: You are at a waterfall and you want to take a picture that has a lovely blurred effect to it to show off the movement of the water. You would select a lower shutter speed such as 1/25.
Now, when it comes to blog photography, this doesn't really come into effect. After all, most of the time we are taking pictures of something that is still. But that brings us to the secondary result from the shutter speed: how light/dark your picture is. The smaller your shutter speed is, the more light gets let in which means a lighter photo than one with a higher shutter speed. For blog photography I tend to try and stay around 1/100 – 1/200, but I make this lower or higher depending on the photo.
Just remember that the lower the number, the longer the lens stays open, which means the more blurred your photo can become. So if you are going to use lower numbers you'll be best to use a tripod so your camera stays as still as possible while the lens is open, otherwise you are going to get some camera shake.
So for the following pictures you will see how the light changes when you change the shutter speed. I have also tried to show how it portrays movement: As you can (hopefully) see, the higher shutter speeds show a lot less blurriness in the movement of water than the lower shutter speeds.
Finally, we have our ISO, which is how sensitive to light the sensor in the camera is. It is measured in numbers such as: 100 (the lowest), 200, 400, 800, 3200, 12800 (the highest). The lower the number, the less sensitive to light your camera is, and vice-versa with the higher numbers.
The most important thing we need to know about ISO however, is that the higher the number, the grainier the image. I personally try to stick with an ISO of 100 or 200 for my images, and I never go higher than 400.
How do these all work together
Ok, so as I have already mentioned, all three of these settings have to work together in order to create a high-quality image. I'm going to give a quick explanation of this now:
Ok, so I took these pictures on a very bright day which meant I had to set my shutter speed much higher than what I normally like to go. But for the first image I had my settings at: f/1.8, 1/640 and an ISO of 200. For the second picture I decided I want less of a depth of field so my first step was to raise my aperture to f/4. Because of this I had to let more light in to make-up for my image now being darker. To do this I raised my ISO to 320, and then lowered my shutter speed to 1/400.
As you can see, by changing the settings I was able to produce to very similarly lighted images. Now I took these images on my Olympus Pen E-Pl8. According to the exposure ruler on my camera these are both perfectly exposed pictures. I would normally let my images be a touch over-exposed and therefore brighter than this, but for the purposes of this post I wanted to show you perfectly exposed images.
So there you have it. A (hopefully) easy to follow guide to using manual mode on your DSLR. If you have any questions whatsoever please feel free to message me! I'm not a professional by any means, but I will try to help in any way. And if you have any other advice that I have left out, please leave it in the comments below!


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CNCU budgeting accounts offer a simple, convenient way of ensuring that priority bills are paid on time. This account can be funded through benefits, payroll deductions, wages, standing order and direct debit.
A member of our team will help you (if required) to set up the account, according to your circumstances.
How do budgeting accounts work?
The account works on a unique system called 'Lock Down', not offered by high street banks. When you have identified the essential bills to be paid, that amount is placed in a lock-down state until payments have been paid on your behalf.
All you need to do is decide which bills and payments you would like to be made on your behalf each month and CNCU will do the rest. As long as your income comes into your account as agreed, each of your agreed payments will be made on time.
Who are they suitable for?
Budgeting accounts are most suitable for:
What can budgeting accounts be used for?
CNCU budget account can be used for:
How much does it cost?
The budget account payments start from as little as £1 per month*.
*The fee set out is payable by the member holding the account. However, some landlords, Housing Associations and other organisations may contribute to these charges. Please contact them directly for further information.
How to apply?
Please complete and return the Budgeting Account Application Form or Contact us for more information.


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Stop wage garnishments in Temecula, talk to an attorney today, 888-901-3440
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Temecula, CA (PRWEB) August 20, 2013
The Law Offices of Zhou & Chini wish to inform Temecula residents of their expert bankruptcy services with a new marking drive. The local attorneys are committed to doing all they can to help alleviate such difficult situations. Professional lawyers can do wonders for those who are drowning in debt and facing the wrath of lenders and bill collectors. Through various forms of bankruptcy, massive amounts of both unsecured and secured debt can be completely wiped out, so that those affected can restart their lives from scratch. Wage garnishments can also be stopped by expert attorneys through legal measures. To find out more about California bankruptcy laws, or to speak with an experienced attorney visit the local website here, http://www.bankruptcyattorneytemecula.com/
It can be quite easy to fall into the deep uncontrollable debt. This is especially true when economic times are tough. The slightest unexpected life situation such as a lost job, divorce, illness, or other tragedy can quickly send hard working people spiraling into debt difficulties. Before long, lenders and bill collectors are pouncing on the situation and using any means possible to retrieve payments, even the garnishing of wages. Having partial income amounts deducted from paychecks can add even more stress, and pressure to already distressing circumstances. However, through their new marketing campaign, the Law Offices of Zhou & Chini are making their professional services known to the people of Temecula who are experiencing similar financial difficulties. Various bankruptcy options are available which are designed specifically to help such individuals, families and businesses out of financial troubles. The expert bankruptcy attorneys can lead the way through the process, and help Temecula residents stop wage garnishments by aggressive bill collectors and lending agencies.
The entire legal team of Zhou & Chini has a well known reputation for doing all they can to help alleviate burdensome debts off the backs of their clients. The firm has successfully been operating in the Southern California area for many years and their professional bankruptcy attorneys are seeking to do more for local residents in order to free them from debt so they can continue building their lives.
Those seeking debt assistance simply need to contact the local office for Zhou & Chini, schedule an appointment, and come in for their 30 minute consultation with a professional bankruptcy attorney which is absolutely free. During the consultation, attorneys review cases and provide expert advice on the best methods for eliminating stressful situations. They may suggest such avenues as Chapter 7, 11, or 13 bankruptcies, each one designed to assist in specific areas such as homeowners or businesses facing foreclosure. Certain debts can be completely wiped out, wage garnishments stopped, and finances freed up. Those that own homes should consult with a home mortgage expert to discuss any refinance options, prior to filing for bankruptcy.
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The Province
Thursday, May 10, 2012
Safe, supportive housing for marginalized prostitutes that allow them to take clients inside reduces the women's exposure to violence and HIV infection, according to a Vancouver study.
Researchers interviewed 39 women who reside in housing for poor drug-using sex workers, where they have access to support staff and police. The former street workers, who had seen clients in cars, alleys and the johns' homes, reported that when they worked indoors they had more control over the sexual transactions, including their right to refuse an act, and an ability to negotiate condom use and avoid violent predators, the study found.


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Another one bites the dust. Tobacco Road, the oldest bar in Miami — it opened 102 years ago — is closing its doors. So sad. People from every walk of life went there. There were no velvet ropes at the door or lists held by a flunky. Everybody was in it together, there to have a bloody good time or to drown their sorrows in sin. The food was great, and the French fries had no competition.
I have many glorious memories that will be forever etched in my heart. Oh, Miami, wake up! Don't let your history fall in the dust. No new bricks and mortar will ever be able to replace what has been taken.
Ruth Freeman Aylward, Miami


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Hey everyone! I'm boosting the Mercury Rx post to the top so we can all share our experiences.
As per Mercury Rx Astro-LOA Flash - Drop the sails and relax into a becalmed phase with Mercury Retrograde. Yes, Mercury, messenger of the gods, is Stationary/Rx in Virgo, then moves backwards into Leo until Sept 5. It's a time to rethink your steps, reconsider offers, reflect on your choices and redo where necessary. Sure, mechanics and technology can go a bit haywire, communications, keys, tickets, bookings, contracts, letters and words too. Don't fight it. Reflect. This is a time of readjustment. Tally ho!
Quick Note: Within minutes of me posting this, power went out in the laundry room, causing a fuse to blow that took out the entire block. Waiting for the electrician now .... you have to love this, right? Mercury is Rx in my first (appearances? not great when you can't wash clothes!) and going back over my Asc into the 12th. OH and don't forget to look at your SOLAR HOUSES. This is my SOLAR Fourth House - power out in the HOME!
You can see that the HOT degrees are between 28 Leo and 11 Virgo. Ring a bell? 28 Leo is the degree of the total solar eclipse later this month. If you have ANYTHING within 7 degrees of this point (21 Leo to 5 Virgo) it will be LIT UP.
How can you honor this the planet, point or house involved? Pre-pave the experience you want and see where it takes you.
This is where you want to contemplate, rethinking your previous ideas, approach or beliefs.
First - Appearance, personality traits, outlook on life
Second - $$$, resources, talents, peace of mind
Third - Teaching, learning, writing, talking, connecting
Fourth - Home, family, ancestors, emotional ground
Fifth - Creative expression, offspring (books/kids etc), romance
Sixth - Health, pets, daily routine, magic
Seventh - Socially significant relationships, contracts
Eighth - sex, death, taxes, shared resources, trust
Ninth - New horizons, travel, beliefs, WWW
Tenth - Career, mission, profession, public relations
Eleventh - Friends, goals for the future, groups
Twelfth - unconscious, dreams, giving and receiving, meditative states
Remember, Mercury Retrograde is not a time to push forward until you reTHINK your goals and actions. AFTER the 5th of September, the energy starts to free up and move forward at a better clip, but it doesn't clear the zone until the 19th of September. Full steam ahead then!
The trickster comes along when we are stuck, feeling trapped, or out of touch with authenticity of SELF. When we get into such a state, sooner or later the Trickster will blow the doors and windows open so we can breathe fresh air again.
When the Trickster shows up, an experience of synchronicity is at hand, but it can seem, at first, like strife.
Like in the story of the uninvited guest ...
Thanks to Walt Disney, we are familiar with Sleeping Beauty. Although the focus is on Prince Charming, love's first kiss, and HEA, the action of the tale comes from the curse of the uninvited guest. The 13th fairy. It is this neglected enchantress that causes the entire kingdom to fall into unconsciousness. (Where 'kingdom = Self).
The message has to do with neglect and the kinds of synchronicities evoked by the 'Trickster'.
This is not a reference to neglecting health, diet or exercise and then suffering the physical consequences. It's about neglecting the needs of our inner world and the consequences of the oversight.
Mercury Rx can be a time where neglected content of the psyche comes up into consciousness. Look the the house(s) Mercury is transiting backwards through for hints on what this content might be.
Feel free to post questions and comments here.
Happy Mercury Rx and Eclipse Season!
by Kim
Hi Everyone, Let's talk about Venus Rx 2017.
Listen in to the one hour call on Venus Rx with live examples.
Links to example charts and CHAT notes here.
Venus Rx is short hand for Venus Retrograde. It means that, from the perspective of the earth, Venus is transiting backwards through the zodiac, in this case from 13 Aries back to 27 Pisces. This phenomenon happens about once every 18 months and is part of the cycle of Morning Star and Evening Star, ie, when Venus makes her switch. Read all the details on the Synodic Cycles of Venus. There is a quick video tutorial. Check how Venus creates the five pointed star in her travels around the sun.
Jeannette and I are hosting a live call on Venus Rx, March 7th, 2017 at 5pm Eastern. We'll talk about the ins and outs of Venus, and retrograde planets in general, focusing on 'where' this is happening in your chart.
If you join in, we can look at your chart live, and take questions.
Check the Align with the Stars Calls schedule for details.
You want to go back to Taurus - the sign that knows what she wants. Joanne Whickenberg says, "When Venus is retrograde, it operates through Libra, so you look to others to give you a sense of your own personal worth. This generally doesn't work, so you then have to go back and do the Taurus thing." To me, that means finding out what you really want, without prompting from others.
Are you doing what you love, or saving fun for a rainy day? Everyone benefits from reflecting on that right now.
Be open to seeing or hearing from people from your past, including exes. What have we learned?
As astrologer Caroline Casey always says, retrograde planets are like the arrow and the bow. The more you pull back, the further the Arrow will fly. That means if you take the TIME to reflect and refresh, restore and re-balance, during the Rx cycle, the stronger impact your intentions and desires will have as they shoot out into the world.
With that in mind, take this time to honor Venus in your chart, and where she is transiting by house (more details explored on the call). All things ruled by Venus, from desires to sensuality, relationships to money, are good places to start. See house by house tips below, but basically:
Reassessing your core values, partnerships and self-love habits bring the best results.
Cosmetic surgery
Shopping sprees
Remodeling (home makeover, website makeover, garden and landscaping, unless you've been planning prior to January 30th).
Decisions about long-term relationships (note: do drop any toxic relationship if you are 100% clear on the toxicity. Otherwise, wait until Venus Direct to take actions - same goes with getting back together with exes).
Decisions about short term relationship
Risky investments
Go further into debt
Go through your closet and throw out or giveaway old clothes, but resist the urge to buy new ones just yet. Facials and body care are in, radical changes in hair color or length, or any cosmetic surgery is best put on pause. You want to reflect on your shop window, how you present yourself to the world, not change it completely.
Take time out to reflect on your finances, what's in the bank and also the ways and means you support yourself. How are you moving towards self-sufficiency? Redo your core values list and ponder what has changed. Self-worth? Ruminate now; act later. The urge will lean towards extravagance. Definitely put the credit cards away, at least until mid-April.
Connect to your consciousness, what you think, and that you think you think. How do you communicate your true self? Are you saying it like it is, or like you think they want to hear it? Are you true to yourself, or false? Let your sibling, or part-way related ppl into your awareness more. Tune into any persistent relationship patterns you have with yourself - self-talk?
Family relationships, home ground and emotional security are everything right now. But, avoid putting energy into home repairs as a displacement for being with family members, listening to them, connecting resolving. If some of these relationships are old patterns, or toxic, keep your boundaries, and take action with Venus Direct. Parental issues? Get more sleep.
Revisit old creative projects that have been sitting on the shelf. Have you a neglected idea that wants to come to life? Enjoy time with kids, or those young at heart; avoid deciding on new creative ventures, new babies, new love life. Review feelings for what you have experienced in the past. Get in touch with your heart.
Tap into your core values around body, body love, health, nutrition and well being. Fitness? Strength? Fix old things (like dental cavities or leaky dog house). Save new work, if possible, for May or later. Any rituals around Venus and your desires are potent now, but check into core values before you ask for something you don't really want.
This is your time to release old patterns when it comes to relationship. Reflect on what you love about partnership, not so much 'who' but the feelings and experiences that light you up. It's a perfect time so release toxic connections, letting them float away. Pause to consider any open enemies. What do they represent in you? Why are they in your life? What can you learn?
Joint finances and resources, money owed and owing, come to the foreground. Check into your core values around collaboration, sex, and deeper motivations for your connections with others. Hold off on radical change, declarations, adventures and commitments. This is a time to re-evaluate, not rebuild, yet.
This is a great time to dream big, explore ideas, expand beliefs, but realize you won't be acting on them yet. Travel and higher edu might feel like it's on pause, which is perfectly fine. Instead of chomping at the bit, take this time to explore what you want through imagination. The bigger you dream, the more territory you'll create once Venus goes direct.
Career goals are up for evaluation, along with your relationship to the public. If you play a PR game, this will be a significant time of considering what works, what's worth keeping and what to let go. You always hang on to what's authentic. Experiment, test, but hold off on big sweeping changes for now. Prepare for insights into how others see you.
This is where friendships come into play. You may connect with those from the past, and revel in how much you have both changed, or stayed the same. Your relationship to groups, leading and being one of the many, rise up, so take a reading of where you stand. What's true for you. It's also great to explore your goals and wishes for the future. Again, dream in what you desire.
In the 12th house we meet what sustains and/or undoes us. Our job is to find and feed the sustaining aspects of Aries (in this case) the independence, leadership. enthusiasm, confidence, bravery, without letting it become arrogant, conceited or tyrannical. With Venus Rx here, we meet others who represent our hidden side, the parts of ourselves we can't easily see. Use this time to give everyone the benefit of a doubt. Find compassion, openness and generosity. This is your relationship with your unconscious ... Dreams are everything.
Remember, Venus Rx supports re-evaluation of what we really want, for ourselves and in our relationships. Give some time over to this task.
See you on the call!
PS. Jessica Shepherd has a free download called The Five Secrets of Venus - full of great astro and mythological insights to honor Venus.
Hi everyone, I want to introduce the idea of the Astro-Wheel of Life.
Recently on a GVA call, we talked about the wheel of life as a coaching/self-help tool for identifying areas that might desire our attention. You can read more about it here --> https://www.mindtools.com/pages/article/newHTE_93.htm
But, I took it a step further though, adapting the Wheel of Life into the horoscope of 12 houses:
What you do is, at the start of each house, give it a score of 0 - 10. Zero means you do not engage with the activities of this house in any way, shape or form. Ten means you're rocking it to the moon.
Next, connect the dots to get a map or where you are putting your focus and where you are not.
If the intention is to live a balanced life, or if you find you have personal planets in a house that you don't touch with a ten fool poll, or if there is 'nothing happening' in a house with massive transit activity, you might want to tune in, listen and explore.
Ask, 'What am I resisting?'
We'll talk about activation techniques here so please feel free to share your results.
Here's my example for January 2016. I'm going to go through it again and see if there is a shift, and also do it over a chart with transits!
I'm pretty sure these results can vary according to mood and general vibe, but it's basically the same as January.
Note that Neptune and Chiron by transit aren't getting much of a look-in when it comes to the 7th house. I will say that my biz partnerships are up, but there's a strong 'lone wolf' in me right now that could easily be resistance to Neptune or the illusion of loss.
Soon I'll be signing a book contract, so my plan is to OPEN my heart to the 7th, fearlessly and with compassion. No more hiding! Pisces is where we can 'disappear' which is cool for 12th house activities but I want to find a way to make this work in the 7th.
Thoughts are welcome in the comments.
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Representatives from various organisations joined housing professionals for an Ageing Better at Home in Northumberland conference.
More than 50 delegates, including people from the county council, health bodies and the voluntary sector in Northumberland, attended the event at County Hall in Morpeth. It was hosted by affordable homes provider Four Housing.
They debated key issues on ageing such as the valuable role of low level interventions in people's homes such as handyperson services, joining up the housing and health sectors' efforts to improve independence in older age and the risk of isolation and loneliness in later life.
There were keynote speeches from Jeremy Porteus, director of the Housing Learning and Improvement Network, Andy Chaplin, director of Foundations – the national organisation for Home Improvement Agency and Handyperson Services, Mike Morgan, business development manager from Newcastle University's Institute for Ageing and Madeleine Elliott, representing Years Ahead – the North East Forum on Ageing.
Britain's ageing demographic is a national issue but it is more acutely felt in rural Northumberland, where the proportion of people over 60 is higher than the UK average.
Some of them have taken advantage of Four Housing's Care and Repair Handyperson Service, which has provided more than 12,000 small-scale repairs and adaptations on properties in Northumberland in the last year.
Four Housing chairman Bill Worth said: "Housing and health professionals, policy makers and Government agencies need to come together and take an integrated approach to address the issue of ageing in Northumberland.
"Across the country, around 1.5million older people have a medical condition or disability that requires specially adapted accommodation and that number looks set to rise as the population increases.
"Research shows that investment in affordable mainstream and specialist housing produces health benefits and lessens the burden on the national healthcare system."


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The Motorhome & Truck Shop features two ASE certified heavy line technicians. Both have years of experience with many different makes and models including many diesel applications. We offer two oversized repair bays that allow us to make repairs to your RV, Box truck, or oversize trailer in a controlled environment. We can cover all your drivetrain, steering, suspension, and drivability issues.
If you are looking for service work on your motorhome or box truck we will happily take care of it in our Lube Center with no appointment needed. We also service onboard generators at the Lube Center if you would like.


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Limited edition of 20 double-7 inch vinyls
packed in silk-screen-printed vinyl-mailer boxes
The record is an analytical compilation of the elements of a sound-installation. The records provide in situ used sinus loops from the Resonate in Response To installations and live recordings of the exhibitions.
While listening to the sinus tone loops you can hear the individual acoustic components and the basic element of sound in its purest form. To hear the field- recordings of the installation is even more astonishing now. It's surprising what a diverse and subtle interplay between such a minimal amount of sinus tones and the surrounding space is possible. 4 Rooms, 4 similar set-ups, 4 completely different sound experiences.
Some might say that the music here does not really has any musicality in a traditional sense, but is rather an exercise in audio engineering or a reminiscence to test records. "However you listen to this documentation, it will change your understanding of the pure physical power of sound in space. Definitely a record for lovers of academic sound experiments and drone music!"


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An Interview with Aliette de Bodard
Aliette de Bodard is a half-French, half-Vietnamese computer and history geek who lives in Paris. Her speculative fiction has appeared in Asimov's, Clarkesworld, Interzoneand the Year's Best Science Fiction. Her trilogyObsidian and Blood is set in Ancient Mexico, and her novel House of Shattered Wings is set in a post-Apocalyptic Paris and features Fallen angels, a washed-out alchemist and a former Vietnamese immortal with a grudge. She has won almost every science fiction and fantasy award possible: a Nebula Award, a Locus Award, a BSFA Award, as well as Writers of the Future.
In this interview, de Bodard discusses mixed points of view, stories as social commentary, and the myth that technology and science are value neutral.
To read de Bodard's story "Immersion" and an exercise on writing ideas into fiction, click here.
Michael Noll
Your story, "Immersion" is told from a mixed point of view: second person for the woman who cannot remove her immerser and third person for the woman who scorns the technology. The mix works: second person seems to really fit the dilemma faced by Agnes, and the third-person POV helps avoid confusion between the two narratives. But the mix also probably breaks one of those "rules" that occasionally pop up in writing workshops, something along the lines of "pick a point of view and stick with it." How did you decide upon this mix? Was Agnes' POV always told from second-person?
Aliette de Bodard
I've never been much of a person for following rules, actually—my motto is more "know why the rules exist so you can break them". Seriously though, I think rules are very useful when you're a beginner, mostly in order to leave you time to work on more "simple" things. I think of it as juggling. If you start out learning to juggle with six balls, you're probably going to get discouraged; an easier way to go about it is to start with one ball, then add another one, etc. until you get to six. Rules are meant to "box" you in a bit, to make stories a little easier to write. But they can become strictures if you keep applying them without thinking on why they exist.
In this particular case, sticking with one POV makes sense in a short story, because you have little space, and shifting POVs too often risks making your story difficult to follow. It's always been one of the more frustrating rules for me, though, because what you gain in clarify, you lose in subtlety: I think it makes for better, more balanced stories if you combine several points of view–it gives you several different views on the action or on things that characters might not be aware of. In the case of "Immersion", it makes you understand the plight of Agnes better to see her both from within and from without. The story didn't start out that way: I originally only had Quy's point of view, but it wouldn't gel until I found Agnes's voice in second person.
Michael Noll
I recently read M. John Harrison's Light trilogy, which features a character who is addicted to a chemically-induced dream reality. This same idea is present in "Immersion." Agnes used the immerser to fit in with her husband's social group but soon began to rely on it until she reached the point that removing it will kill her. Unlike in Harrison's novels, though, the addiction in your story isn't complete. The characters, even Agnes, are aware—if dimly—of their altered states. You capture this by showing Agnes half remembering phrases or caught between instincts that are truly remembered and those that are technology-induced. It's a fine line that you must walk in almost every sentence—capturing warring impulses in a single mind. Did this voice simply come to you one day, or did you have to experiment to find a way to portray this dual state?
Aliette de Bodard
Agnes's voice was pretty straightforward to write—though I'm not sure if I could sustain it for a full novel, since it's a bit draining and a bit difficult to write a character like her, who's not exactly sure which world she inhabits. I've always found it easier to write characters with a very large internal life, and she certainly fits the bill.
Michael Noll
You've written some high-powered social commentary in the story. This is probably my favorite line: "It takes a Galactic to believe that you can take a whole culture and reduce it to algorithms; that language and customs can be boiled to just a simple set of rules." What I found impressive was how you integrated this commentary into the story. It doesn't come out of nowhere or feel like the author intruding to tell the reader the moral. Instead, you attach it to the technology that is warping the characters' lives. The technology, you write, "Takes existing cultural norms, and puts them into a cohesive, satisfying narrative…Just like immersers take a given culture and parcel it out to you in a form you can relate to: language, gestures, customs, the whole package." I wonder what came first: the commentary or the story it's embedded within. How do you strike the balance between story and the things you want to say?
Aliette de Bodard
It really depends on the story! "Immersion" started out as mostly commentary: I wrote it after we came back from visiting my maternal family in Vietnam, and I saw firsthand the damages the Western mindset was still doing there. I always knew what I wanted to say with the story; and what took time was working out a setting and characters that would help me do this without seeming overly preachy (though every one has a different idea of what "preachy" means. I felt the story was very direct about postcolonial issues, perhaps too overtly so, but there are a lot of people who didn't even see that aspect of it!).
Michael Noll
When I read about the immersers, I couldn't help but think of our current technology, especially smart phones. Just as the immersers "take a whole culture and reduce it to algorithms," so do smart phones take complex processes like navigating space or killing time and flatten them into simple interactions with a screen. I've read enough Jaron Lanier to know how much of what we take for granted as "the way we interact with technology" is founded on particular assumptions made by a handful of early programmers and developers, who may or may not have had problematic assumptions about culture. What do you think? Does technology force people and cultures to interact within the paradigm of the technologically dominant culture?
I think there is a persistent myth that technology, like science, is value neutral because it simply reflects the way the universe works. The thing is, they're both tools, and they're both created in a cultural matrix that makes them what they are (the pursuit of science, and the way science revolutionised the world at the end of the 19th Century, for instance, is inextricably bound up with the rise of massive colonial empires and the plundering of resources from said empires). Perhaps even more so than science, technology is dependent on who created it and how they thought people would interact with it: a very simple example is that, on a lot of webpages and forms, the encoding is ASCII or some variant that doesn't handle diacritics. That's because the people who coded it were Anglophones, and didn't think anyone would have a need for letters like "é", "è", etc. So when you have to type in something, you strip it of diacritics rather than have it come out as garbage text. And that's a very simple example: now imagine this kind of mindset in, say, the use of a GPS, the use of a personal assistant, the coding of an AI. You see that there is something at work there that goes beyond lines of codes and electronics and whatnot; a set of assumptions that remain unquestioned and perpetuate a status quo. So, yes, definitely, there's a paradigm that gets enforced when dealing with technology; and it's a self-reinforcing one because people will then reject, say, any smart phone that doesn't behave "sort of like an iPhone"–unless there's some massive shift.
I'm not saying we're locked in this; there are game changers, and there are people providing technology beyond the dominant paradigm and being very successful at it–but just that we have to be aware of this.
Michael Noll is the Program Director for the Writers' League of Texas and editor of the craft-of-writing blog Read to Write Stories. His book, In the Beginning, Middle, and End: A Field Guide to Writing Fiction, will be published by A Strange Object in 2017. His stories have appeared or are forthcoming in American Short Fiction, Chattahoochee Review, Ellery Queen Mystery Magazine, Indiana Review, and The New Territory.
An Interview with Julie Wernersbach
Julie Wernersbach serves as the Literary Director for the Texas Book Festival. She has ten years of experience as an independent bookseller, most recently serving as marketing director for BookPeople, the largest independent bookstore in Texas and one of the most high-profile independent bookstores in the country. Before moving to Austin in 2011, Julie served as publicist and events coordinator for Book Revue, a large independent bookstore on Long Island. Julie is the author of the books Vegan Survival Guide to Austin andSwimming Holes of Texas (due out from University of Texas Press in 2017). Her short story, "Happiness" appears in the latest issue of Arcadia magazine.
To read an exercise on creating conflict in multiple point of view narratives based on Wernersbach's story "Happiness," click here.
In this interview, Wernersbach discusses finding the beginning of characters' story arcs, moving back and forth between those arcs, and the tension that's created in each moment of the story.
Michael Noll
The story follows three characters over the course of one day. Their storylines eventually intersect, of course, and that's part of what we're reading for. That said, one of the challenges of such a story is figuring out where to begin. Not all of the characters' arcs can begin with a bang. How did you figure out where to begin each characters' story?
Julie Wernersbach
The story began inside Leslie's head. I saw a manicured house from the perspective of a woman preparing to leave for an appointment. I knew she wasn't having a great day and that she was overall anxious and unhappy. Once I had her unhappiness pinned to two other people, I wanted to know what they were doing at that same exact moment. I can't remember if I specify the day of the week in this story, but it definitely feels like a Tuesday. I figure, for the most part, Tuesday afternoons don't typically have a whole lot of bang to them. It's a pretty safe bet that if you're generally miserable or obsessed about something, the misery and obsession are going to be humming along without a whole lot of deep distraction on a Tuesday afternoon. So I just sort of jumped into where her husband and sister might be in those cases on an average afternoon and went from there.
Michael Noll
The story moves quickly from character to character, never staying with one for more than a few paragraphs. Did you write the story with that structure, or did you write longer sections and then break them into smaller pieces?
Once I understood that the entire story wasn't going to be told from Leslie's perspective, I did write it with that structure. In the end, I actually went back and expanded sections. As a reader, I really like short hops from one character to another, whether those hops come in brief chapters in a novel or paragraphs in a story. As a writer, it was energizing to make brisk moves between the characters. It took some of the pressure off of figuring out exactly who they were and what the story needed to be, as I wrote. I could write a little bit, move on and have that character in the back of mind, developing as I wrote the next bit of someone else's storyline, and then come back to him or her and do more.
Michael Noll
One of the cool things about the story is that, from a wide-lens view, not a great deal happens, yet in each section something occurs: slight but important moments concerning a package, a diet, a visit to the doctor. What was your approach to plot and action in the story?
Julie Wernersbach
It's funny that Arcadia paired this story on their site with an image of potato chips, because I thought about the structure a bit that way. I wanted to make sure the reader couldn't eat just one paragraph. I wanted a small hook in each section, a little something to keep each character intriguing and propel the reader forward. To me, the hook was (and probably always is) the small moments that string together a life. Those slight moments of discomfort and dissatisfaction add up to a lot, building pressure and tension little by little. I felt the action had to be incremental for Leslie to blow up in a believable way. Death by a thousand paper cuts! So to speak.
Michael Noll
You've spent your career around books and writers. You're the Literary Director at the Texas Book Festival, and previously you were the marketing director at BookPeople. Great writing can inspire people to write, but it can also discourage them—make them think, "I'll never write something that good." How does your reading inform your writing?
Julie Wernersbach
There were definitely many years of believing that what I did was outside of the books I read and the authors I hosted; that those works and writers were legitimate and my work and identity as a writer never would be. But the thing about being exposed to so many books is that you're exposed to so many books, good and bad, memorable and forgettable. It's been reassuring to comprehend the volume of what's published any given week and to acknowledge the multi-faceted reasons behind a publisher's decision to put a work in print.
It's also been heartening and reassuring to stand on the sidelines of hundreds (more than one thousand? probably more than one thousand) audience Q&As with authors. There's always a process question and some version of a "what's it like to be a writer" question. In addition to picking up a ton of great writing advice, I've also learned that virtually every author struggles to feel valid and successful, and that the authors who do have a strong sense of security in their work have one thing in common: they write their asses off. If I've felt inferior in the presence of phenomenal books and authors, it's only stoked the fire to write my ass off. (And to read more really, really good books.)
Michael Noll is the Program Director for the Writers' League of Texas and editor of the craft-of-writing blog Read to Write Stories. His book, In the Beginning, Middle, and End: A Field Guide to Writing Fiction, will be published by A Strange Object in 2017. His stories have appeared or are forthcoming in American Short Fiction, Chattahoochee Review, Ellery Queen Mystery Magazine, Indiana Review, and The New Territory.


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Perfect World - English Version has finally opened up for the world, with the release of Open Beta.
Perfect World has been highly anticipated by many people for it's wonderful graphics and unique gameplay. The games character customization could be compared to that of Oblivions. Being able to change the dimensions of almost every part of your face and body.
Perfect World is also Free 2 Play FOR LIFE. It is funded by a Item Mall, that merely sells clothing and other items that won't make the game unbalanced from people who pay for items.
Check it out and see what you think.
You can sign-up for the game by clicking the link below.


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- Remove this product from my favorite's list.
- Add this product to my list of favorites.
Welcome Log in Your account
Peggy's Whole Foods Stores
Red Yeast Rice Plus w/CoQ10...
Buried Treasure PreNatal + DHA liquid multi 16 fl oz
Designed for:
What are the benefits?
Nutrition is never more important than prior to, during and after child birth. Because a pregnant or lactating woman is constantly feeding her child from her body's own nutrients, a sufficient supply of vitamins and minerals is essential. Buried Treasure™ PreNatal Plus DHA Complete is a comprehensive blend of vitamins, minerals and herbs in an easy-to-swallow, highly bioavailable liquid form. The Omega 3 Fatty Acid DHA is vital to healthy fetal brain and eye development, while extra Folic Acid is required for normal fetal development.*
*These statements have not been evaluated by the Food and Drug Administration.
This product is not intended to treat, cure, prevent or diagnose any disease.
Other ingredients: Purified mountain water, natural sugar, white grape juice, apple juice, natural orange creme, banana, orange mango, and other natural flavors, xanthan gum, guar gum, citric acid, stevia, potassium sorbate (to ensure freshness), nisin (naturally ensures freshness) and polylysine (natural preservative).


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John Ericssonsgatan
This charming three room apartment is located in the popular borough of Kungsholmen, an area offering many bars, restaurants, cafés, many small shops as well as a major shopping mall. Should you not find what you need in the neighbourhood, it's only 15 minutes walk to the Old Town and the Royal Castle, the inner city and the borough of Vasastan. Close by you will find the bay of Riddarfjärden offering very nice walks and views. Public transports such as buses and the underground that will take you anywhere you wish in Stockholm are very close. This is a perfect apartment with a perfect location.
more pictures
Apartment on the map
SEK per night
for 1-4 persons
for 1-4 persons
+ 150 SEK extra per person and night
Arlanda38 km
Central Station2 km
Subway200 m
Skavsta89 km
Apartment Details
Squaremtrs65 m2
Bed pcs4
Apt. floor3 (of 5 )
Bed & bedroom details
One 160 cm bed, one 90 cm bed and two spare beds
Spis, Frys, Ugn, Kaffemaskin, Mikro, Diskmaskin, Kyl, Badkar, Hårtork, Handdukar, Hiss, Jacuzzi, Wifi, Bredband, Tvättstuga, Sängkläder, Centralvärme, Stereo, Skrivbord, Leksaker
Apartment Equipment
Stove Fridge Owen Microwave Coffemachine Dishwasher Freezer Barbecue Tumbler Washing machine Ironingboard Workdesk Fireplace Laundry in basement Terrass Garden Elevator Air Conditioner Central heating Balcony Gym Hairdryer Bicycle Garage Parking
Crib Playground Toys Cabel TV Stereo PC Broadband Mobile Internet Wifi DVD Bathtub Sauna Bubbelpool Jacuzzi Swimminpool Linen Cityguides Tovels Cleaning Disabled Facilities Allow pets Pets livs in house


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SOURCE: Beleave Inc.
September 26, 2016 07:30 ET
TORONTO, ON--(Marketwired - September 26, 2016) - Beleave Inc. ("Beleave" or the "Company") (CSE: BE) is pleased to announce that it has received notification from Health Canada that, upon the Company's confirmation that the Company's proposed site and storage security measures are in place, functional and comply with the requirements of the Access to Cannabis for Medical Purposes Regulations (the "ACMPR") and the Security Directive, Health Canada will prepare to request a pre-licensing inspection of the Company's proposed site. The issuance of a license under the ACMPR is in part dependent upon the completion of a satisfactory pre-licensing inspection by Health Canada of the Company's proposed site.
About Beleave
Beleave Inc. is a biotech company committed to becoming a licensed producer under the ACMPR. Beleave's wholly owned subsidiary First Access Medical Inc. ( "FAM") has applied for a licence to cultivate and sell medical marihuana pursuant to the Marihuana for Medical Purposes Regulations, now the ACMPR. As of the date hereof, FAM has successfully advanced past the security clearance stage and is currently in the review stage of the licensing process. Beleave's purpose built facility is located near Hamilton, Ontario. Beleave is traded on the CSE under the symbol BE, with 21,518,355 Common Shares outstanding (33,784,690 on a fully diluted basis).
Forward-Looking Statements
This news release contains forward-looking statements. The use of any of the words "anticipate", "continue", "estimate", "expect", "may", "will", "project", "should", "believe" and similar expressions are intended to identify forward-looking statements. Although the Company believes that the expectations and assumptions on which the forward-looking statements are based are reasonable, undue reliance should not be placed on the forward-looking statements because the Company can give no assurance that they will prove to be correct. This news release includes forward-looking statements with respect to the completion of the ACMPR licensing process, meeting the requirements of the ACMPR, and the start of production. No assurances are given as to the anticipated timing of delivering the confirmations to Health Canada described in this press release nor the anticipated timing of any pre-licensing inspection. Since forward-looking statements address future events and conditions, by their very nature they involve inherent risks and uncertainties. These statements speak only as of the date of this news release. Actual results could differ materially from those currently anticipated due to a number of factors and risks including various risk factors discussed in the Company's disclosure documents, which can be found under the Company's profile on www.sedar.com.
Beleave Inc. www.beleave.comSebastian de Kloet +1-905-979-5173 email@example.com
Beleave Inc. www.beleave.comSebastian de Kloet +1-905-979-5173 email@example.com
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PMStore (formerly known as PharmacyMalaysia since 2008) is one of the largest distributor of natural healthcare and skincare products in Malaysia.
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Zurik Report: Part 6
Part 6: Zurik: Pharmacists, customers nationwide coping with clawbacks
Published: Monday, May 16th 2016, 2:47 pm CDT
Updated: Tuesday, May 17th 2016, 8:06 am CDT
Written by: Lee Zurik, Chief Investigative Reporter
Contributor: Tom Wright, Investigative Producer
More than 80 million people in the U.S., many right here in Louisiana, are impacted by the focus of our Medical Waste investigation. And if you pay for United or Cigna health insurance, you're in that number.
But even if you're not, you could be overpaying for your medication.
"I do my best, actually, just to provide for me and my son," says Nicole, single mother of a seven-year-old boy. "He's really smart, very intelligent. He's been reading since he was two. He's great with his classmates. All of his teachers love him. He's in Cub Scouts."
Nicole even gets a little embarrassed when it sounds like she's bragging. "He's just a great kid, I kid you not!" she tells us. "I'm not just saying it because he's mine."
Nicole's son has a rare medical condition. "From the information from the ophthalmologist, it's an allergic conjunctivitis that's more rare, and found mostly in African-American males, young African-American males," she explains.
Nicole took her son to the doctor, who prescribed an eye drop – a medication that cost $473.
She says she simply cannot afford that. "And as a single parent I felt that I was failing," she says, "not being able to provide the healthcare that he deserves."
After seeing our Medical Waste investigation, Nicole started doing some research. It turns out her insurance company may be overcharging her for the prescription, clawing back money.
"I feel like I have options now," Nicole tells us, "as a consumer but more than anything as a parent. "
She found the drug much cheaper by paying for it without her insurance. "I have found it actually at half-off," she says.
Our investigation revealed the nation's largest insurance carrier, United HealthCare, makes customers pay a premium on some prescription drugs, charging them more than the actual cost – clawing back money from the pharmacy and customer.
"You're naturally assuming that your insurance is paying for part of the cost of the medication," notes Doug Hoey, CEO of the National Community Pharmacists Association, a trade group that represents independent pharmacies,
Pharmacy benefit management firms actually dictate these clawbacks. Documents provided by multiple pharmacists show the PBM for United HealthCare, OptumRx, frequently overcharges for medication. Some pharmacists think the practice is most common with generic drugs and high deductible insurance plans.
"Most consumers don't know that you've got these middlemen called PBM's, like Optum or Catamaran, in the middle of the transaction," Hoey says. "And they manage hundreds of billions of dollars."
OptumRx, one of the largest PBM's, is actually owned by United HealthCare.
"The biggest PBM is bigger than Walt Disney, McDonalds and Ely Lilly combined," Hoey tells us. "Those three iconic companies together are not as big as the biggest PBM, Express Scripts - yet most consumers have no idea what Express Scripts is."
FOX 8 viewers have sent dozens of examples of potential clawbacks by these PBM's.
One viewer sent us two medications - one for blood pressure, the other high cholesterol. In both, United HealthCare charged him a $10 copay for a 30-day supply. But the drug's actually cheaper off insurance, which this viewer found out when he went to an independent pharmacy. He bought a 90-day supply without insurance, saving $10 on one prescription and $15 on the other.
Our investigation has found United and another insurer, Cigna, frequently claw back money.
A Cigna customer in Kenner sent us a receipt that shows what could be another example of a clawback. The high cholesterol medication costs about $20 through Cigna. After our stories, this customer did some searching and found he could save about $9 by buying the med without insurance.
"There are clawback issues hitting pharmacists in every state," Hoey warns.
We've heard from pharmacists all over the country telling similar stories. For instance, a pharmacist in the southeast U.S. sent us a spreadsheet of clawbacks. It includes a $69 clawback for a high blood pressure drug, $50 for oxycodone, $44 for an ADHD medication.
For that high blood pressure drug, the PBM made the customer pay a copay of $76.89. The pharmacy kept $7.47 and the PBM clawed back $69.42 from the pharmacy and customer.
A pharmacist in the northeast U.S. sent us a clawback from last Friday: OptumRx charged a $270 copay for a nausea drug. OptumRx paid the pharmacy $3 for the cost of the medication and a $1.50 fee, and clawed back $265. The pharmacist says, without insurance, the customer could have bought the medicine for $15.
And another pharmacist sent us a prescription bought in the Medicare Part D program that may reveal another company clawing back money. Aetna made the customer in this case pay a $50 copay – but the pharmacist says he would could have sold it to the same customer without insurance for about $17.
A quick search on the computer shows that drug is used to treat depression - Aetna charged a customer battling depression $50 for something that costs $17 without insurance.
"From an ethical standpoint, it sure feels unethical," Hoey says. "And as a pharmacist wanting the patient to be healthy and get the best value for their medication, everything about it feels wrong."
In a statement last week, OptumRx admitted to the clawback, calling it part of their "Pharmacy Reimbursement Overpayment program."
"I've been in the business 25 years as a pharmacist and 35 years, you know, working for my family's pharmacy," Hoey says. "And I thought I'd seen everything in my career, until I saw that statement. And then, I couldn't believe it. I was stunned, I was shocked that they would actually admit to calling it an overpayment program for consumers."
One FOX 8 viewer, Tana, told us by email that she researched her thyroid medication after watching our report. United charges her a $35 copay - she now knows she can save about $15 a month, buying it without insurance.
"It feels like a complete disservice," Nicole says after hearing our findings.
Before our interview, Nicole reached out to us on Facebook. The first three letters she typed - "OMG" – were her first reaction to some health insurers overcharging for medication.
"It's not like I'm buying a car," she says. "This is my son's life, this is his health, this is his well-being. It almost feels like these drug companies are using… are taking advantage of folks. They're taking advantage."


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Yesterday when we went for coffee we noticed a big post propped against our fence (on the inside). Hmmmm. Where could that have come from? Oh!! Our mail box is gone. There it is down the road on a funny looking metal post along with the Cowboys' mail box. What's going on here? Who moved the boxes and why, and when? I didn't notice that when we came in Sunday. Must have been done by the construction guys. We drove to it and Gma opened it to see if she could reach it ok. She could but it sure wobbled on the skinny metal post. Looks kinda flimsy to me.
Called the Post Office to see if there was a reasonable and logical reason for moving the boxes. The post mistress had no idea about what I was talking. They have no regulations for where you place your box or what you put it on. The box does have to meet some standards and has to be far enough off the highway for the carrier to be off the road when putting the mail in the box. She suggested I call the Highway Dept. I did, but no one answered. Good luck with getting them to move it back.
Gma didn't say much about it and said she'd ask Dan to move it back. I thought those who moved it in the first place should put it back. They didn't bother to ask if we wanted it moved. It's quite a bit farther for a 101 year old woman to have to walk to get her mail if she ever has to when I'm gone. Although Arlene always brings it to her door when I'm gone. Actually it wouldn't hurt me to walk further for it. However, that's not the point. The point is they moved our possession without asking and for no apparent reason, at least not to us.
This morning at coffee Gma asked Edward if he had a post hole digger on a tractor. He does and would move the boxes back whenever she gives him the ok. She told him "those idiots moved it". She also said she'd ask Dan what he knew about it before we did anything. When I went into the post office I stopped in the office and Arlene was there. She told me she knew why they moved it. Apparently the highway dept has a regulation that there has to be a 10 foot approach to the box and a 10 foot exit space. The boxes are then placed in the middle. They are on the metal post because it has more give if someone runs into it, and it is less likely for the box to come off and go through a windshield. The post will break away. Also when the snow plows are working the snow bounces off the metal and doesn't make a drift. So it isn't a postal federal regulation, but it is a highway federal regulation. Probably based on some politician's idea of safety and convenience that has never used a rural mail box or even been anywhere near one, or lived in a rural area. But I guess it is sort of logical and possibly reasonable. Depending on your point of view. I can accept the explanation, but I don't have to like it. Gma said it might be logical, but it wasn't reasonable. They could have started the approach sooner so the boxes would have been in the middle where they were instead of moving them. Arlene said we could probably call Rick and he might have them moved back to across from our driveway, but then her approach wouldn't be 10 feet, but she would have room to be completely off the road. She didn't mind where it was or even if there were two separate boxes. The way they have it now both our box and the Cowboys' box are on the same post. The highway moved all the boxes on the route. On another of her routes they moved all the boxes to the right side of the road. So we aren't the only ones being rousted. It's a highway thing. Great! And they never tell anyone they are going to do it, not even the mail carriers or the post offices.
The box has been in that particular spot for 40 some years and not been a problem, now all of sudden its a safety hazard. Somebody did back into it last year and squashed them, but that's the only incident in over 40 years. The snow plows have never run into it in all that time. The construction guys poured asphalt on the road and along the approaches to all driveways and along those mail box pull outs without hitting any of them. They had some pretty big machinery too. The boxes were moved after all that was finished.
I guess it's Gma's call now. She can get someone to move it back or not. I have an explanation for who and why. I kinda feel if we move it back and some dingbat hits it we will get sued because it isn't "regulation". Someone will hit it just because they can and it will be our fault. I can just see that one coming.
Does everyone in the country have to have a mail box problem? Is this the "in" thing for 2009?
Good Grief!!!


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23 May 2013
Dr. Rafael Sala, Healthcare Director of the Dénia Health Department, presented its Sepsis Code at the National Health IT Conference and Exhibition, in Birminghanm, UK.
The item was featured on the European Hospital website. Read the full story at the publication's website.
Copyright © 2016 Cerner Corporation. All rights reserved. Cerner Ireland Ltd. The registered address of Cerner Ireland Limited is 6th Floor, South Bank House, Barrow Street, Dublin 4. Reg no. 410374 Represented by the management of: A. Green (British), T. O'Dwyer, J. Pierce (American), and R. Sims (American).


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A Superb Links Challenge In An Adyllic Location
Machrihanish lies at the south-west of Kintyre, the most south-westerly region of Argyll in Scotland. A four hour scenic drive from Glasgow along coastal and loch side roads will eventually lead you to this small Scottish village.
Machrihanish Golf Club was established in 1867 making it one of the oldest golf clubs in the world, a course that was sculpted by Old Tom Morris during it's early years. It's our home course, but once you've played it you'll understand why we're so enthusiastic about it.
The club setting is delightful and on arrival you know that you are about to play something special. The waves break on the beach as you drive in, the stunning red roofed buildings lined up along your left and the clubhouse looks across to the first tee. The true links championship style course runs adjacent to Machrihanish bay, a 3 mile long beach which is your first test as you release your opening tee shot hopefully clean and with a draw left to make the opening hole just a little bit easier, put it too straight, fade or slice and it makes the opening hole long. This first par four hole sets the standard for the round.
The second hole presents you with a wide burn running along at average driver distance so knowing where any wind is coming from is important, hit up to the blind green and putt out before moving to the third and releasing a mighty drive over the 16th green. It's an ok hole, easily manageable in two with a long club and a short iron.
Over the hill and you're presented with the an iconic green and view, the best of any we have played so far, an undulating fairway leading to a long well shaped green surrounded by five bunkers perfectly crafted in the natural contours of the links, with the isle of Jura visible in the background directly behind the flag, it's a magical view.
Easily reachable in two with a short iron completing the third, the fourth is a pitch affair with a short iron, better to be long than short to avoid any of the hazards at this postage stamp green.
The fifth dogleg's left, leaving your second short can create an unnecessarily difficult shot, and its better to be right than left.
The sixth is a drivable par 4 for big hitters with a good sized green, the seventh a long par 4 stroke index 2 playing blind to the green. The eighth is a slight left curve to an elevated green, small enough to be tricky to hit in the wind. The ninth is a standard distance par 4 again reachable with a short iron.
The back nine lengthens somewhat, starting with a par 5, leaving the opening tee shot short leaves a blind second. The eleventh presents a 200+ yard par 3 with a thin but long green, hazards to the left and right. The twelfth is the second of the two par fives, reaching the green in two is possible for big hitters, wind assisted shots, or just those that are brave to take on the hilly rough to the right and the hollow with a bunker at the front.
The thirteenth is an average length par 4 with almost a two tier green, leaving your iron shot short makes a difficult putt. The foureenth is is a long par four with a good wide fairway followed by a short par three which can play havoc with club selection in high winds as it's so open and elevated. The sixteenth is a long part three, definitely a wood for 90% of golfers from the competition tee but there is plenty of room to play with. The elevated seventeenth tee presents out of bounds to the left, but plenty of room to the right so aim out right if you have a tendency to hook, the par 4 is a reasonable length and plays long wind against sometimes its a two wood selection. Finally the eighteenth, after 17 holes of tough and varied golf it's somewhat of an anti-climax but does allow you to relax and enjoy the walk in without too much of a challenge, but just be wary of the string of bunkers on thr right from the tee.
Course Condition
We've played the course in the summer and winter, on competition days and in some of the worst weather imaginable, and it cannot be easy for the ground staff to keep it nurtured in some of the most exposed ground of any course, but they do, and during the last few years the course has kept a consistent an excellent quality.
At the time of this review, the course had just been prepared for a competition, the sun was shining, the sea was gently lapping on to the shore, the greens were all but pitchmark free, cut short and rolling beautifully, the fairways manicured to the many levels of rough and was an absolute delight, other players comments were extremely positive.
The club has a main clubhouse with bar and food, there's also a games room with a pool table and darts. The pro shop which sits adjacent to the first tee is well stocked with Machrihanish branded goods. The practice green just outside the pro shop is small but useful. The club has plenty of parking.
Our Favourite Holes
The opening par 4, the par 4 third and the twelfth par 5.
Favourite Views
Views from the opening tee shot, approaching the 3rd green, behind the 9th tee.
More Information & Contact Machrihanish Golf Club
01586 810213
Gold Players Award
Golf Advisor GOLD
People recommend this course
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Our Score
Reviewers Score
S. Scratch


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Happy Valentines Day
In all sincerity I wish all of you a day filled with joy, hospital love, shop peace and happiness. But not just today. For those still struggling, hospital it's hard to imagine a day filled with those attributes. But in Recovery, this is the way life is. Recovery is not a vaccine that provides immunity from the difficulties of life, but it gives us the tools to manage those problems so we can focus on a day filled with happiness, love, joy. If you are working the program, congratulations, I don't need to tell you how wonderful it is. If you are still struggling, God Bless you and PLEASE – reach out for help. This day doesn't come around again. Don't waste another month, another week, another day. Reach out. Help is amazing. Your life will be amazing. Blessings, Dr. Fred


text: Brand Marketing Fox Suffers Post-Baseball Blues By John Consoli|November 13, 2006Share By John Consoli|November 13, 2006Share NEW YORK Fox is suffering through its annual post-baseball prime-time "flailing cycle," mired in fourth place among the five broadcast networks. Fourth-quarter ratings in the advertiser-desired adults 18-49 demo are a full rating point and three share points behind first place ABC (3.9/11 vs. 2.9/8).Fourth place at this time of year is not unusual for Fox. Neither is first place at the end of May: In recent years, aided by the January ratings juggernaut American Idol, Fox has come back to win the 18-49 title for the season.Fox is further behind ABC than it was last year at this point, when ABC's lead was only eight-tenths of a rating point and two share points. And ABC, which no longer has Monday Night Football in its fourth quarter, will not suffer the 18-49 ratings falloff of recent years when football left the schedule in January. Fox is also 0.8 of a rating point behind CBS (last season it trailed CBS by 0.6 at this point), and CBS will be carrying Super Bowl XLI this season. That means Fox has a lot to overcome.Right now, other than dramas House and, to a lesser extent, Bones, very little is working for Fox. The heavily male-oriented Sunday comedy/animation block, hurt by NBC's new Sunday Night Football telecasts, is down 6 percent among adults 18-49 and is cumulatively off 900,000 viewers. And moving its 9 p.m. hit drama Prison Break to 8 p.m. this year in order to try to launch a new drama series, Vanished, has resulted in a 14 percent ratings decline for the former. Even more troubling, none of Fox's new series have broken out. New drama Standoff, the network's highest ranking new show among adults 18-49, is drawing a mere 2.8. And veteran drama The O.C., which returned two weeks ago, is averaging only a 1.4 in 18-49s, more than 50 percent lower than last season."We are now in our annual flailing cycle," acknowledged Preston Beckman, senior vp for strategic program planning at Fox. "We will always, because of having to preempt a good portion of our scripted shows in October for the Major League Baseball postseason, go into January with a ratings disadvantage because of the disruption of the schedule."And this season, Beckman explained: "If we are guilty of anything, it's of being a little too mainstream with our new shows. We picked our best-testing pilots, which were more traditional TV dramas, and moved our highest rated returning shows to 8 p.m. to lead into those new dramas. I think next season we will go back to at least a few more Fox-type shows that push the envelope." Beckman added that Fox also was not helped by MLB's postseason, which drew some of the lowest ratings ever. There will be less postseason baseball on Fox next fall under its new TV rights deal, which should help with its scheduling continuity.But Beckman said he expects to gain ground very quickly in January. "ABC does not have the Super Bowl this year and the Super Bowl can mean as much as two-tenths of a rating point," Beckman said. "We have the college Bowl Championship Series national title game, which ABC had last year. We premiere 24 in January, have a prime-time NFL playoff game that month and will premiere Idol with a two-hour episode on Jan. 16, with another two-hour show the following night. By Jan. 18, I think it's reasonable to say we will no longer be a full rating point behind ABC."The media-buying community generally agrees that Fox's fortunes will likely improve. "Sunday Night Football is going off after the fourth quarter, so Fox's animation block will benefit from that," said Steve Sternberg, executive vp and director of audience analysis at Magna Global USA. "ABC's Monday is now primarily driven by women, and ESPN's Monday Night Football will be over, so 24, with a more male audience, should benefit from that.As long as American Idol does not decline significantly, Fox should be right in the middle of the 18-49 race from January on."Brad Adgate, senior vp, director of research at Horizon Media, also sees Fox in the hunt, but said there will be a point at which even Idol begins to lose some audience. "Nothing continues to go up year after year in prime-time television, and Idol has increased its audience four years in a row," he said.Adgate does credit Fox with not resorting to its strategy in years past of replacing sagging scripted shows with schlocky reality. "Sticking with even lower-rated scripted shows gives the network a better image," he said.Beckman said the network will stick with that plan, but concedes that probably only one of its three new dramas will survive. While he declined to identify those to be cut, it seems likely Standoff will probably get the coveted American Idol lead-out slot in January in an attempt to grow its audience. Beckman also said the network plans to keep The O.C. on board to finish out the season.Fox also committed to two midseason dramas, Drive and The Wedding Store, Beckman said, unlike last season when no new dramas premiered after the fourth quarter. It also has two sitcoms in the works, he added.The ratings shortfalls have forced Fox to give make-goods to some advertisers, particularly those not in packages that contain Idol or those that need immediate audience deficiency units. But the network may not be in such bad shape, because many agencies negotiated for the fourth quarter based on Fox's end-of-year history. Share http://adweek.it/2kg4znW copy Adweek Adweek


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Our 17th Year of Business
There is much to do in and around Dundee Michigan. Here is some information to get you started.
Of course, the main attraction is now Cabela's - World's Foremost Outfitter. Inside, the outdoors comes alive with hundreds of museum-quality trophy animal mounts, many in lifelike displays recreating natural animal interaction and habitat settings, and a freshwater aquarium stocked with fish native to the area. Featuring unique deli-style restaurants and wild game delicacies. Every Cabela's store is truly a fun and educational experience. Cabela's is located right of US 23 and M50 highways.
The River Raisin Canoe Livery - Canoe, kayak and paddleboat rentals; pontoon cruises. (734) 529-9029
Swan Creek Candle Company Outlet Store - Open Late Evenings!
129 Riley Street, Dundee, MI 48131 - (888) 612-8242
Hours: Monday thru Saturday 10:00 to 8:00. Sunday 11:00 to 6:00.
More than 5000 Square feet of Antiques, Candles, Coffee. Located in 3 restored historic buildings overlooking the River Raisin in a National Historic District.
Old Mill Historical Museum - Experience the joys of yesteryear at the delightful Old Mill Museum. Explore three floors of exhibits chronicling local history. Learn about the Ford Village Industries, farm and small-town life in the 19th century, and Native American life on the Macon Reserve. Adjacent to the Wolverine Park, you'll find a scenic view of the River Raisin and its dam, a very lovely spot to picnic or just relax. Free Admission! 242 Toledo Street, Dundee 48131, (734) 529-8596
Holiday Inn Express is located across from Cabela's
The Carlton Lodge is located next to Cabela's
©Dundee Pheasant Farm, LLC


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150 Heart Wedding Plan
Availability: In Stock
A contemporary heart design which can be adjusted to suit YOUR wedding colours.
The sample shown is our standard size, 90cm x 60cm and comfortably displays 30 tables in list format.
An optional subtle gold/silver border inlay can be added by hand if required, at no extra cost. You can opt to add a simple diagram to enable guests to see where they are sat in relation to the top table. This hasn't been utilised on this particular sample and iff you were to add this you would need to order a larger sized table plan in order for the information to fit comfortably. If you are unsure of which size to order, please email details of your party size and the optional extras you would like to include and we can clarify size and costs.
Frames are available for the standard 90cm x 60cm sized plans.
We offer a duplicate plan for purchase at a discounted rate. The duplicate enables all guests of a large wedding party, to view a seating plan before being seated
Various coordinating stationery options are available - a popular choice for large parties is to choose table name card with the guest names included so that guests have that assurance they are on the right table. The stationery can be adjusted to suit the table plan colourings at no extra cost. Any queries, simply email the details of your requirements.
Prices for all our table plan designs are listed next to the product, along with frame options.
Simple aluminium frames: White, Silver or Gold - + £35
Vintage Ornate Frames: Available in White or Gold + £75
Please note: glass is not required with the frames as our plans are laminated.


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OFT to try and stop your stupid children spending loads of money on apps
The OFT have announced that they're going to investigate whether children are being unfairly pressured into buying content in 'free' app games, which is clearly a reaction to a number of high profile stories regarding kids who have spent preposterous amounts of money on their parents' phones and tablets.
The Office of Fair Trading are asking for information from the companies concerned, and will be looking at ways of regulating app games, which children will invariably work their way around anyway.
Until then, parents have a number of options. One is to ensure that the WiFi connection is turned off (stick it on Airplane Mode) so that children can't make any purchases.
In the settings of most tablets, you can disable the in-app purchases function. With Apple, go to "Settings", select "General", hit "Restrictions" and select "Enable Restrictions". Whack in your passcode and then go to "Allowed Content" and turn off "In-app Purchases". With Android, remove your bank details from the device so that your dumbass offspring can't make auto-payments.
Or indeed, make sure your children don't go anywhere near your lovely gadgets and make them sit in the yard with a pen and paper and a face like a slapped arse.
The latter will probably be funnier.
4 comments
- Ted1 Ginger 2 shirt tucked into shorts 3 obvious moron It's chewbacca as a kid!
- mind m.you forgot 4 No friends
- chewbaccaYeah, You're all just jealous 'cos you're fucking forgettable as fuck. And morons, total fucking morons.
- Jack D.6 Still living at his mums


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Buy Instagram followers: to boost your online popularity
Nowadays the latest trend is to buy Instagram followers online through various sites which greatly help in boosting an account's popularity thereby promoting it. Nowadays Instagram account is used by one and all, from common layman to film stars to different multinational companies. So popularity of prime importance here and it can only be gained through multiple followers and lots of likes to your photos and posts which will promote your post to the "Popular posts" page and can be viewed by all in your area, city or country even.
Certain reasons why you should not buy Instagram followers
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• Lack of credibility – just as having a large followers base is credulous for your business, similarly getting caught would be equally devastating
• Waste of money – Spending money on fake followers has no real impact on business apart from increasing your follower count.
• Low engagement – Having a good number of followers is always good, but it should not be our main aim. It is preferable to have a large number of active followers than more likes on your photos.
• Deleted or suspended accounts – It is against Instagram terms and conditions to acquire or purchase followers and likes by any unfair means and may lead to suspension of account.
Final verdict
It is advice able not to buy Instagram likes and followers by any unfair means, even though it is only for your business or promotion.